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ANNUAL REPORT COMPTROLLER OF THE CURRENCY TO THE THIRD SESSION OF THE FORTY-FIFTH CONGRESS OF THE NITED OTATE DECEMBER 2, 1878. WASHINGTON: GOVERNMENT PRINTING 1878. OFFICEo REPORT OF THE COMPTROLLER OF THE CURRENCY. TREASURY DEPARTMENT, OFFICE OF COMPTROLLER OF THE CURRENCY, Washington, November 25j 1878. I have the honor to submit for the consideration of Congress the sixteenth annual report of the Comptroller of the Currency, in compliance with section three hundred and thirty-three of the Revised Statutes ot the United States. This section provides that the Comptroller shall make annually a report to Congress at the commencement of its session exhibiting— 1st. A summary of the state and condition of every association from which reports have been received during the preceding year, at the several dates to which such reports refer, with an abstract of the whole amount of banking capital returned by them, of the whole amount of their debts and liabilities, the amount of circulating notes outstanding, and the total amount of means and resources, specifying the amount of lawful money held by them at the times of their several returns, and such other information in relation to such associations as, in his judgment, may be useful. 2d. A statement of the associations whose business has been closed during the year, with the amount of their circulation redeemed and the amount outstanding. 3d. Any amendment to the laws relative to banking by which the system may be improved and the security of the holders of its notes and other creditors may be increased. This section further provides that a statement shall be prepared by the Comptroller, exhibiting, under appropriate heads, the resources and liabilities and condition of the banks, banking companies, and savingsbanks organized under the laws of the several States and Territories; such information to be obtained by the Comptroller from the reports made by such banks, banking-companies, and savings-banks to the legislatures or officers of the different States and Territories, and where such reports cannot be obtained, the deficiency to be supplied from such other authentic sources as may be available. This last provision became a law by act of February 19, 1873, but owing to the defective legislation of the several States it has thus far been found impracticable to procure reliable statistics showing the condition of all the banks organized under State laws. All private bankers and banking associations, however, of whatever nature other than national, are required by law, for purposes of taxation, to make semi-annual returns to the Commissioner of Internal Revenue of the average amount of their capital and deposits. From these returns the following table has been compiled in this Office, exhibiting in a concise form, by geographical divisions, the total average IV REPORT OF THE COMPTROLLER OF THE CURRENCY. capital and deposits of all State and savings-banks and private bankers in the country, for the six months ending May 31,1878: State banks and trust Geographical divisions. Ne w England States. Middle States Southern States Western States and Territories United States... companies. Private bankers. Savings-banks with capital. Savings-banks without capital. DeposDepos- N o . No. Capital. Deposits. No. Capital. its. No. Capital. its. 42 217 233 Millions. Millions. 8.19 15.06 42.45 122.10 27.38 30.67 71 916 280 Millions. Millions. 2.86 3.23 34.48 61.92 7.30 13.68 1 3 4 Millions. Millions. 0.07 1.14 1.37 0.16 1.28 0.88 441 190 3 Deposits. Millions. 403. 43 358. 68 2.14 361 46.33 61.65 1,589 33.16 105. 00 15 2.13 22.39 34 39.05 853 124. 35 229. 48 2,856 77.80 183. 83 23 3.24 26.18 668 803. 30 The capital of the 2,056 national banks in operation on June 29, 1878, as will be seen by a subsequent table, was $470,393,366, not including surplus, which latter fund amounted at that date to more than 118 millions ; while the average capital of all the State banks, private banks, and savings-banks having capital stock, for the six months ending May 31 previously, was, as seen below, but $205,382,832; which amount is considerably less than one-half that of the national banks. The net deposits of the national banks were $677,159,298, while the average deposits of all other banks and bankers, including savings-banks, were $1,242,794,903. The average deposits for the same period of 668 savingsbanks having no capital stock were $803,299,345. The table below exhibits the aggregate average capital and deposits for the period named of all banks other than national, together with the capital and deposits of the national banks on June 29 following: Geographical divisions. N e w England States Middle States Southern States W e s t e r n States and Territories United States State b a n k s , savingsbanks, private bankers, &c. No. Capital. Deposits. 555 1, 326 520 Millions.! Millions. 11.12 : 422.86 77. 09 544. 07 35. 55 47. 77 1,999 4,400 81.62 \ 205. 38 Total. National banks. No. Capital. Deposits. 542 634 176 228.09 704 1, 242. 79 2,056 ( No. Capital. Deposited Millions. 106. 52 177.18 31.49 Millions. 128. 83 374. 89 35.94 1,097 1,960 696 Millions. 177. 64 254.27 67.04 95. 20 137. 50 2,703 176. 82 365. 59 470.39 677.16 6,456 675. 77 l r 919. 95 Millions. 551. 69 918. 96 83.71 From this table it will be seen that the total number of banks and bankers in the country at the dates named was 6,456, with a total banking capital of $675,77(5,198, and total deposits of $1,919,954,201. Tables similar to the foregoing for previous periods, together with other tables giving the assets and liabilities of State institutions during the past year, so far as they could be obtained from the official reports of the several States, will be found in the appendix. A table arranged by States and principal cities, giving the number, capital and deposits, and the tax on capital and deposits, of all banking institutions other than national, for the six months ending May 31? 1878, will be found on page 54 of this report. Similar tables for previous years are printed in the appendix. The total number of national banks organized, from the establishment of the national banking system on February 25, 1863, to ^November 1 of the present year, is 2,400. Of these, 273 have gone into voluntary liquidation by vote of shareholders owning two-thirds of their respective capitals, and 74 have been placed in the hands of receivers for the pur- REPORT OF THE COMPTROLLER OF THE CURRENCY. pose of closing up their affairs, leaving 2,053 in existence on November 1 of this year. Included in the number organized are nine national gold banks, in the State of California, with an aggregate capital of $4,300,000, and circulation of $1,468,920, which redeem their circulating-notes in gold coin at their places of issue and in the city of San Francisco. During the past year twenty-eight banks have been organized, with an authorized capital of $2,775,000, to which $1,598,800 in circulatingnotes has been issued. Fifteen banks have failed within this period, having an aggregate capital of $2,712,500, and forty-one banks, with a total capital of $5,200,000, have voluntarily discontinued business. The following table exhibits the resources and liabilities of the banks on the 1st day of October, 1878, the returns from Kew York, from Boston, Philadelphia, and Baltimore, from the other reserve cities, and from the remaining banks of the country, being tabulated separately: ! Boston, PhilI New York j adelphia, *0ther re- j Country City. : and Balti- serve cities, j banks. 47 banks. 99 banks, i 85 banks. Aggregate. 1,822 banks. 2,053 banks. KESOUECES. Loans and discounts On TJ. S. bonds on demand ...... On other stocks, bonds, &c, on demand Payable in gold On single-name paper without other security All other loans Overdrafts Bonds for circulation Bonds for deposits TJ. S. bonds on hand Other stocks and bonds Due from reserve agents Due from other national banks .. Due from other banks and bankReal estate, furniture and fixtures C urrent expenses Premiums • Checks and other cash, items Exchanges for clearing-house Bills of other national banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit rive per cent, redemption fund .. Due from TJ. S. Treasury Totals. i $430,184,396 $735, 243 j $7,003,085 | $1,140,581 57, 904, 202 6, 752,181 19, 766, 710 3, 053 7, 874, 762 1, 247, 996 17, 297, 474 80, 629, 038 130, 973 24,195, 500 26, 715, 550 11, 463, 900 9,193, 664 10, 583,112 120, 030,184 81, 090 50,113, 200 6, 402, 300 7, 903, 450 3, 726, 212 16, 375, 643 8, 636, 970 6, 699, 583 62, 669, 942 347, 495 23, 076, 800 3, 990, 000 6, 005, 850 2, 552,158 12, 684, 211 4, 466, 954 11, 366, 000 2, 981, 297 894, 272 2, 470, 311 9, 405, 820 995, 333 1, 767,167 1, 765,188 62, 454, 792 1, 560, 623 67, 703 13, 294, 602 14, 893, 468 21, 660, 000 1, 073, 505 147, 702 7, 082, 539 780, 220 1, 021, 048 874, 554 15,148, 067 2, 523, 054 36,187 5, 987, 489 8, 300, 930 7, 370, 000 2,178, 355 265, 303 4, 825, 685 731, 401 608, 474 857, 598 4, 769, 679 2,195, 325 55,171 3, 417, 524 11,154,895 2, 665, 000 980, 741 108,187 384, 778, 767 297, 224, 523 167,190,985 | 2, 907, 350 250,171,150 10, 829, 000 21, 412, 400 21, 387, 501 56, 023, 565 17, 022, 995 5, 968, 818 25, 3, 3, 7, 328, 432 765, 613 738, 047 485, 093 , 521, 542 3, 466, 347, 556, 47, 936, 46, 785, 36, 859, 85, 083, 41, 492, 908 650 850 600 535 419 919 12, 314, 698 10, 650, 719 356, 600 7, 988, 991 30, 079, 307 995, 000 10, 972, 940 816, 941 46, 702, 476 6, 272, 567 7,134, 736 10, 982, 433 82, 372, 538 16, 929, 721 515, 661 30, 688, 606 64, 428, 600 32, 690, 000 15, 205, 541 1, 338,133 918,084,858 1, 767, 279,133 466,147, 436 116, 897, 780 40, 936, 213 301, 888, 092 413, 913 3,118, 390 620, 236,177 41, 654, 812 LIABILITIES. Capital stock Surplus fund Undivided profits National-bank notes outstanding State bank notes outstanding ... Dividends unpaid Individual deposits TJ. S. deposits Deposits of TJ. S. disbursing officers Due to national banks Due to other banks and bankers Notes and bills re-discounted Bills payable Totals. 53, 800, 000 15, 920, 230 8, 659, 800 20, 025, 861 73, 339 190, 705 172, 441, 669 26, 090, 297 78, 19, 3, 42, 526, 310 968, 943 899, 816 986, 571 80, 757 1, 037, 472 108, 863, 331 6, 255, 785 40, 10, 3, 19, 725, 500 862, 787 323, 613 658, 749 4,235 188, 997 62,156,122 2, 465, 341 293, 095, 626 70,145, 820 25, 052, 984 219, 216, 911 255, 582 1, 701, 216 276, 775, 055 6, 843, 389 131, 225 68,125, 941 19, 311, 700 20, 271 27, 787, 067 6, 591, 905 37, 537 1,168, 758 1, 031, 935 15, 226, 442 10, 347, 506 183, 808 1, 015, 950 2,159,364 11, 357, 064 6, 385, 592 2, 785, 980 2, 310, 275 297 224, 523 167,190,985 918,084,858 8,000 384, 778, 767 3, 122, 42, 3, 4, 342, 496, 636, 007, 502, 795 514 703 325 983 1,767,279,133 * The reserve cities, in addition to New York, Boston, Philadelphia, and Baltimore, are Albany, Pittsburgh, Washington, New Orleans, Louisville, Cincinnati, Cleveland, Chicago, Detroit, Milwaukee' Saint Louis, and San .Francisco. VI REPORT OF THE COMPTROLLER OF THE CURRENCY. The following table exhibits the resources and liabilities of the national banks in operation at nearly similar dates for the last nine years: Oct. 8, Oct. 2, Oct. 3, Sept, 12, Oct. 2, Oct. 1, Oct. 2, Oct. 1, Oct. 1, 1872. 1874. 1871. 1873. 1875. 1876. 1870. 1877. 1878. 1,615 1,919 1,976 2,089 2,080 2,004 2,087 2,053 1,767 banks. banks. banks. banks. banks. banks. banks. banks. banks. RESOURCES. Xioans Bonds for circulation Other IT. S. bonds Other stocks, bonds, &c Due from other banks Heal estate Specie L.ea;al-tender notes National-bank notes Clearing-house exchanges.. TJ. S. certificates of deposit. Due from TJ. S. Treasurer Other resources Totals Millions. Millions, j Millions. Millions. Mllions. Millions. Millions. Millions. Millions. 716. 0 83]. 6 i 877.2 944.2 931.3 954. 4 984.7 891.9 834.0 340.6 37. 7 23.6 109. 5 27.5 ]8 5 77.2 12.6 91.6 55.9 364. 5 45.8 24.5 143. 2 30.1 13 2 107. 0 14.3 115. 2 41 2 I 382.0 27.6 23. 5 128.2 32.3 10.2 102.1 15.8 125. 0 6.7 388. 3 23. 6 23.7 149. 5 34.7 19.9 92.4 16.1 100. 3 20.6 25. 2 17.3 383. 3 28.0 27.8 134.8 38.1 21.2 80.0 18.5 109. 7 42.8 20.3 18.3 337. 2 336.8 370.3 47.8 28.1 45.0 34.4 33.5 34.5 146.9 144.7 129.9 43 1 42.4 45.2 8 1 I 91 4. 22.7 66.9 76. 5 84.2 15.6 18.5 15.9 74.5 87.9 100.0 33.4 48 8 29.2 19. 6 16. 0 16.7 28.7 19.1 19.1 347.6 94.7 36.9 138.9 46.7 30.7 64.4 16.9 82.4 32 7 16.5 24.9 1, 510. 7 1,730.6 1,755.8 1, 830. 6 1, 877. 2 1, 882. 2 1, 827. 2 1, 741.1 1, 767. 3 LIABILITIES. Capital stock .. Surplus fund . . . Undivided profits Circulation Due to depositors Due to other banks Other liabilities. Totals . . . 430. 4 94.1 38.6 293.9 515. 3 130.0 8.4 458.3 101.1 i 42.0 317.4 631. 4 171.9 8.5' 479.fi 110.3 46.6 335.1 628.9 143.8 11.5 491.0 120.3 54 5 340.3 640. 0 173.0 11.5 493.8 129.0 51. 5 334.2 683. 8 175. 8 9.1 504.8 134.4 53.0 319.1 679.4 179.7 11.8 499.8 132.2 46.4 292.2 666.2 179.8 10.6 479.5 122.8 44.5 291.9 630.4 161.6 10.4 466.2 116.9 40.9 301.9 668.4 165.1 7.9 1 510.7 1, 730. 6 1, 755. 8 1, 830. 6 1, 877. 2 1, 882. 2 1, 827. 2 1, 741.1 1, 767. 3 THE NATIONAL BANKING SYSTEM. The Comptroller, in his report for 187G, in addition to the usual national-bank statistics, gave an historical sketch of the two Banks of the United States, and also of the several State systems of banking, with tables showing, by geographical divisions and by States, so far as they could be obtained from official sources, the resources and liabilities of the State banks from the earliest dates to that of the organization of the national system, together with a comparative view of the State and national systems of banking. In his report to Congress for the year 1875 he sketched the origin and growth of the national banking system, and answered the principal arguments advanced against its continuance. The establishment of the system was not advocated in the interest of any political party, and it has been free from the control of partisan or sectional influence, its benefits being now open to all who desire to engage in the business of banking. The opportunity occasioned by a great war was seized upon, in the interest of the government, to get rid of a circulation issued by authority of many different States, which had been, almost from the beginning of the government, a grievous tax upon the business and the commerce of this country. It was shown, from the discussions in Congress at the time of the passage of the legal-tender act, from the reports of this department, and from the uniform legislation since that time, that the national-banking system was intended to be permanent, the institutions organized under it being, by the express terms of the law, authorized to continue for a term of twenty years; while it was equally evident that the Treasury notes issued and still in circulation were in- REPORT OF THE COMPTROLLER OF THE CURRENCY. VII tended to be funded, to constitute a temporary currency, issued from necessity, and to furnish the government with the means to save itself from destruction; that the amount was not to be increased, but to be withdrawn from circulation as rapidly as possible. It was further shown that the system was not a monopoly, its privileges being free to all, but that it uprooted many real banking monopolies authorized by the several States, and which had been in existence almost from the foundation of the government; that the profits upon circulation were small, and that the earnings of the banks wrere not too great a compensation for the risks incident to the business of banking, to which capital loaned directly on mortgage security is not subject; that the taxation imposed upon the banks is unequaled in the history of monetary institutions; that the losses by failures had been insignificant in proportion to the liabilities; and that the losses on circulation had not been one dollar ; that the restrictions of the act are such as experience has shown to be necessary for the success of great banking systems; that publicity is one of the principal features of the national system; that a surplus of more than one hundred millions of dollars—equal to one-fourth of the capital, and derived largely from profits accruing from transactions during the war—had accumulated and remained as a security to stockholders and depositors during times of revulsion and panic. This report, which, since its publication, has been constantly in demand, is out of print. The proposition for the substitution of Treasury notes in place of national-bank notes having been again revived and discussed, it is thought advisable again to answer the principal objections urged against the national banking-system, even at the risk of repeating to some extent, although with more recent data, what has already appeared in previous reports. The chief reasons urged in favor of the substitution of Treasury notes for national-bank notes are, that the banks in the national system are a favored class, enjoying special privileges at the cost of the people; that they derive a large profit from the issue of circulating-notes; and that a large amount of money may be saved to the government by authorizing it to issue all the paper currency of the country. Before the x>assage of the act of June 20,1874, no national bank could reduce its circulation and take up its bonds except by returning a proportionate amount of its own circulating-notes, and these were usually difficult to obtain; and prior to the act of January 14, 1875, the total amount of circulation authorized to be issued w as limited to 354 millions. But these acts provided both for a reduction of circulation and withdrawal of bonds at the pleasure of the banks, upon a deposit by them of lawful money in sums of not less than $9,000, and for an issue of bank-notes to any association organized in conformity with law. Under the law, then, as it now stands, any number of persons not less than five, in any part of the country, who together may have $50,000 of capital at command, may organize a national bank and receive circulating-notes equal in amount to 90 per cent, of such capital—the law discriminating in the latter respect only against the large institutitions, as no bank organized since the passage of the act of July 12,1870, is entitled to circulation in excess of $500,000. A bank organized prior to that time, and having a capital of between $500,000 and $1,000,000, can receive in circulating-notes but 80 per cent, thereon; if between $1,000,000 and $3,000,000, it can receive but 75 per cent.; and if over $3,000,000, but 60 per cent. Since the passage of the act of June 20, 1874, the national banks, VIII REPORT OF THE COMPTROLLER OF THE CURRENCY. so far from considering the privilege of issuing circulation a profitable monopoly, have voluntarily surrendered $66,237,323 of their notes, which is $29,463,467 more than has been issued to all of the banks organized since that date, while 144 banks, with capital stock amounting to $15,517,000, and a circulation of $9,190,718, have gone into voluntary liquidation. The capital stock of the national banks is not largely in the hands of capitalists. Among their shareholders may be found "persons in every station of life, and great numbers of women and children rely for their support upon the successful management of these institutions. The elaborate tables which appeared in the Comptroller's Eeport for 1876 showed that there were then only 767 persons anywhere who held as much as $50,000 each of national-bank stock; that more than one-half of the whole number of shareholders in these associations held, each, but $1,000, or less, of such stock; and that, taking the whole number of shareholders together, the average amount held by each one was but $3,100. Of shareholders owning not more than $1,000 each, there were 32,235 in Massachusetts alone, 12,784 in New York, 14,621 in Pennsylvania, 1,441 in Kentucky, 2,388 in Ohio, 1,608 in Illinois, 832 in Georgia, and 617 in Virginia. Of those holding the stock in amounts ranging between $2,000 and $3,000 there were 17,743 in the New England States, 15,614 in the Middle States, 2,305 in the Southern States, and 3,422 in the Western States. Moreover, citizens of the Western States held 26,455 shares, and citizens of the Southern States 13,319 shares, of the stock of banks located in the Eastern and Middle States. It is not probable that the stock of any other class of corporations in the country is more widely distributed among people of moderate means than is that of the national banks. It is also largely distributed among members of all political parties, and, as a rule, is free from the control of partisan influence. The national banks have not at any time monopolized the business of banking, nor do they at the present time. On May 31 of this year there were in existence more than 3,700 State banks and private banking-houses, having an aggregate capital of 202 millions of dollars, and deposits of 413 millions. These banking establishments are located in all of the principal cities and villages of the country, and it is to be presumed that if the privilege of issuing circulating-notes were so great as it is persistently claimed to be, these associations and individuals, who are already engaged in the business of banking, and who are free to enter the national system, would hasten to organize under that system. The amount of interest accruing annually upon the bonds held by the national banks on November 1—less the tax paid by them upon their circulation—is $14,544,692 only, Avhile the annual profit upon the entire circulation of the national banks, as will be shown in another place in this report, is but $8,961,519, or less than two and one-half per centum upon their capital. As the 3,700 banks and bankers mentioned still continue to transact their business as State banks or private associations, it seems very clear that this annual profit of $2,500 only, upon a capital of $100,000, does not present to them, or any of them, a sufficient inducement to transfer their business to the national system. The reason is obvious. The laws governing the national banks contain numerous and burdensome restrictions, and impose many and severe penalties for their violation. On the one hand they authorize the issue of circulating notes, but on the other they require that the business of banking shall be conducted under a uniform system, which insures the greatest possible degree of safety to the depositor and bill-holder and prompt and certain convertibility to the circulating note. If, on the one hand, the right to issue circulating REPORT OF THE COMPTROLLER OF THE CURRENCY. IX notes is given, on the other, wholesome restraints are insisted upon as a condition of that privilege. These legal prohibitions and restrictions, which are the compensations that the public receive from these corporations in return for their right to issue circulating notes, are too numerous to be given here in detail. But it is proposed now to notice specially some of the more important of the restrictions, and to give a general summary of the whole of them, for the information of the public, in a subsequent portion of this report. CAPITAL STOCK. One of the most important requirements of the national-bank act is that the capital stock of all institutions organized thereunder shall be fully j>aid in. The organization of banks without capital was one of the great abuses of previous banking systems. The history of banking in this country is full of instances of institutions of this character, which were not only permitted to receive deposits and transact a general banking business, but were authorized to issue circulating notes; and to the frequent failures of these associations may be attributed, in a great degree, the prejudice still existing in this country against all banking corporations. When the national system was established especial care was exercised in the framing of the banking act, not alone to insure the safety and convertibility of the circulating notes, but also to guard against the organization of banks without bonafidecapital. At least fifty per cent, of the capital stock of a national bank must be paid in before it can be authorized to commence business, and the remainder must be thereafter paid in installments of not less than one-fifth monthly, the payment of each installment being certified to this office, under oath, by the x>resident or cashier of the association. It is frequently stated, and it seems to be believed by many, that banks of circulation, only, may be organized under the act—that is, that a bank may use its circulating notes either to increase its existing caj)ital or to assist in organizing other banks without real capital. The law carefully guards against such an abuse. In the first place, as has been already stated, the officers and directors are required at the outset to certify under oath to the Comptroller the amount of stock which has been paid into the bank as x>ermanent capital, while subsequent installments must be similarly certified. uIn addition to this, section 5203 of the Eevised Statutes provides that no association shall, either directly or indirectly, pledge or hypothecate any of its notes of circulation for the purpose of x)rocuring money to be paid in on its capital stock, or to be used in its banking operations or otherwise; nor shall any association use its circulating notes, or any part thereof, in any manner or form to create or increase its capital stock." The Comptroller is also authorized to examine every banking association before granting it authority to commence business, in order to ascertain whether or not its capital has been actually paid in. It is impossible, therefore, for a bank of circulation only, without capital, to be organized under the national system, if proper precaution be exercised and the examiner is competent and faithful in the performance of his duty. Neither can an association increase its circulation at pleasure, for the circulation can never exceed a certain proportion of the paid-up capital. There never has been an instance of the organization of one national bank by the use of the circulation issued to another. Such an illegitimate transaction could scarcely fail to be at once detected and the facts reported to the United States district attorney for his action thereon. REPORT OF THE COMPTROLLER OF THE CURRENCY. If any association fails to pay up its capital stock, as required by law, or if its capital shall become impaired, an assessment must be made upon the shareholders, pro rata, for the amount of the deficiency or impairment, the interest upon the bonds held as security for its circulation being in the mean time withheld by the Treasurer, while a receiver may be appointed by the Comptroller if the capital be not restored after three months' notice by him to the association. The proportion of capital, and of capital and surplus, to liabilities, is much greater in this country than elsewhere, which is undoubtedly owing to the fact that our law requires that the full amount of authorized capital shall be actually paid in. In England, as a rule, only a portion of the capital is paid in, but the stockholders are individually liable for the full amount of their subscriptions. This restricted liability is true of the limited banks only, the stockholders of other corporations not limited being each liable for all of the debts of the corporation. The following table, compiled from statements in the London Economist of October 19, 1878, exhibits the amount of capital, reserve and liabilities, and the ratio of capital, and of capital and reserve, to liabilities, of 3,417 banks (141 banks and 3,27G branches) of the United Kingdom: Ratio to liabilities of— Number of— Capital. Banks. Bks Br'chs. Total. Reserve fund and undivided profits. Total. Liabilities. Capital and profits. Pr. ct. Pr. ct. England and Wales Bank of England . . Isle of Man Scotland Ireland Colonial with London offices Foreign with London offices Totals 72 1 2 10 9 1,144 1,216 £26, 046,420 £13, 761, 814 £39, 808, 234 £223, 679, 548 51, 611, 899 10 3, 768, 531 18, 321, 531 11 14, 553, 000 539, 268 60, 904 90, 799 9 29, 895 7 82, 0.93, 497 9, 045, 780 819 4, 857, 882 13, 903, 662 809 20, 800, 649 2, 950, 000 4, 324,141 279 1, 374,141 270 11.64 28. 20 11.29 11.02 14.18 17.80 35.50 16. 82 16.94 20. 79 27 969 996 20, 430,136 7, 336, 415 27, 766, 551 121,905,216 16.76 22.78 20 67 87 17, 563,130 2, 840, 444 20, 403, 574 39, 623, 424 44.33 51.49 3, 276 3 417 90, 649, 370 33, 969,122 124, 618, 492 540, 253, 501 16. 78 23, 07 141 National banks. October 1, 1878.. 2, 053 $466,147, 436 $157, 833, 993 $623, 981,429 $1,140,179, 314 40. 88 54. 73 A comparison of this table with a similar statement regarding the national banks, which is also given above, shows the ratio of capital to liabilities of the 3,417 banks in the United Kingdom to be 1G.78 per cent., and the ratio of their capital and reserve to liabilities to be 23.07 per cent. 5 while the corresponding ratios of the national-banks are 40.88, and 54.73; the ratios of the national banks being in each instance more than double those of the United Kingdom. In the national banking system the existing ratio of capital to liabilities is nearly four times greater than is that of the 1,21G banks in England and Wales; while the ratio of the combined capital and reserve of the former banks to their liabilities is more than three times greater than that of the latter. CONVERTIBILITY OF THE NOTE. Previous to the passage of the national bank act, the circulating notes of banks located elsewhere than in New York or New England were not EEPOET OF THE COMPTROLLER OF THE CURRENCY. XI redeemable except at the counters of the issuing banks. As only about one-third of the circulation of the country consisted of New York and New England notes, it may be said that the remaining two-thirds had practically no general system of redemption. The legislation of the New England States provided only for redemption at the counter, although what was known as the Suffolk system compelled redemption in the city of Boston also. The New York law required redemption at the counter at par, and also in New York, Albany or Troy at one-fourth of 1 per cent, discount. The New England currency, therefore, consisted of unsecured notes redeemable at par at the place of issue and in the city of Boston, while the New York currency was a secured note redeemable at par at its counter, and at a discount at its agency. The notes of the national banks constitute the only secured circulation* ever required by law to be redeemed at par at a central agency, as AY ell as at their place of issue. If the New York system of redemption were to be applied to the national-bank circulation, in place of the existing method, it would probably at once raise the price of exchange to the rate current under that system, which was generally one-half of one per cent. The Suffolk system was excellent, as a voluntary arrangement entered into by 500 banks, having an aggregate circulation of fifty millions only, and all located within the corny)aratively moderate area of the six New England States; but it would not be a practicable one if extended to more than 2,000 banks, distributed, as are the national banks, throughout all the States of the Union, and having a circulation more than six times as great as that of the New England banks. So large a volume of circulating notes, issued at points so remote from each other, could not be made uniformly convertible by the legislative action of separate States, nor by the agency of individual corporations. Congressional action alone is adequate to accomplish this; and accordingly full provision was made by Congress for the convertibility of the national-bank circulation, by providing for its redemption at par, both at its place of issue and at the Treasury of the United States. For the latter purpose the banks are, by a late act, required to keep on deposit with the Treasurer an amount of lawful money equal to five per cent, of their circulation. At the time of the passage of the last-named act a very large propor. * The following extract from the London Economist of October 26, 1878, clearly illustrates the superiority of the national banking system of this country, so far as the safety of circulating notes is concerned, over the systems of Great Britain. The closing sentence, contrasting the superior system of the Isle of Man with those of the United Kingdom, is significant: "A. curious detail in the business of the City of Glasgow Bank has been brought to light. The Bank of Mona, an institution in the Isle of Man, was incorporated with it, and a large circulation of notes existed in that island. The House of Keys, which regulates these matters with more foresight than the House of Commons, in 1845 required adequate security on real estate to be held, not only against every note which was issued, but against every note signed by the authorities of the bank, whether held by them or by the public. The manager of the Bank of Mona, faithful to his trust while his superiors at Glasgow were so unmindful of theirs, has published a statement that the security is intact and immediately available. The gold which the City of Glasgow Bank should but does not hold would have been no security to the note-holder more than to any other creditor of the bank. The annual migrations of sovereigns to the north, in accordance with the act of 1845, is a continual inconvenience to the Bank of England, and but little benefit to any one. One is tempted to ask whether something like the precedent set by the House of Keys might not be followed with advantage in Great Britain." The London Bankers7 Magazine for November of the present year, in referring to this bank failure, says : "At all events, a strong argument in favor of the deposit of government securities, instead of the dispatch of gold to meet the periodical expansion of the Scotch circulation, is desirable from what has happened.'7 XII REPORT OF THE COMPTROLLER OF THE CURRENCY. tion of the notes of the national banks was in a worn and mutilated condition, but within eighteen months thereafter more than $248,000,000 in such notes were received at the Treasury for redemption. For this amount about $177,000,000 of new currency was issued by the Comptroller to replace the mutilated portion, the remainder, which was fit for cir culation, being returned to the banks. In transmitting national-bank notes to the Treasury for redemption, they may be sent unassorted, that is, without reference to denominations or banks of issue, the only restriction being that they shall be presented in sums of $1,000 or a multiple thereof, while the only expense to the sender is the cost of transportation to the place of redemption. Under this system the notes of the national banks, wherever located, have possessed a uniform value, and the prices of exchange have ruled at the lowest rate. The rates of exchange between Saint Louis, Cincinnati, Chicago, and New York have been frequently at par and under, not exceeding, say, 80 cents for $1,000, instead of from ten to fifteen dollars per thousand, as was common under previous systems. Redemptions have not been so frequent under this as under the previous systems of New York and New England, for the reason that the notes are more fully secured,and also because the demand for Treasury notes has not been so great as was formerly the demand for gold under similar circumstances. The machinery of the law is, however, in operation, and the frequency of redemptions will, to a great extent, depend upon the demand for gold after sj)ecie payment shall have been resumed. But the notes of the banks being secure beyond peradventure, this demand will, in all probability, be much less than under former systems of unsecured currency. PROFITS AND LOSSES. The law provides that no association shall, during the time it continues its banking operationis, withdraw or permit to be withdrawn, in dividends or otherwise, any portion of its capital, and that no dividend shall ever be made to an amount greater than the net profits then on hand, deducting therefrom losses and bad debts. With these restrictions, the banks are permitted to declare dividends semi-annually from their net profits, but are also required, before making any such dividend, to carry to surplus fund one-tenth part of their net profits of the preceding half year, until this fund shall equal twenty per cent, of their capital stock. The law thus designates three uses for the profits of the national banks: First, for building up a surplus fund; secondly, to protect the capital stock from impairment by losses in business, by the use of such fund when the other profits are insufficient; and, thirdly, for the declaration of dividends out of any remaining profits. As a rule, the banks in the national system have not made excessive dividends. In determining the true ratio of their profits, their accumulated surplus, as well as what is technically known as capital, must be considered, as it is from the use of both capital and surplus that their profits are derived. Even during the most prosperous years of the system, the ratio of animal earnings to the combined capital and surplus of the banks was not greatly in excess of the usual legal rates of interest in the States where they were located, while during the last two years this ratio has been less than six per cent, on the combined capital and surplus. The surplus of the national banks amounted on October 1 to nearly $117,000,000. A part of this sum represents the profits earned by former State banks previous to their conversion into national organizations, and brought by them into the system. Tbe greater portion was, however, REPORT OF THE COMPTROLLER OF THE CURRENCY. XIII accumulated by the banks during the years of business prosperity immediately succeeding the close of the war. The following table exhibits the amount of surplus held by the banks on or near the 1st day of January and July in each year since 1863, as shown by their reports for the dates nearest thereto, together with the semi-annual increase or decrease therein: Surplus. Surplus. Dates. Amount. Dates. Semi-annual increase or decrease. Amount. Semi-annual increase or decrease. Increase. $3, 250, 950 3, 608, 789 6, 228, 306 5,437, 206 4,113, 813 5, 278, 040 4, 246, 333 2, 683, 454 Decrease. $83, 673 1,188, 225 506, 532 6, 676, 592 3,145, 618 3, 389, 924 Increase. July 4,1864 January 2,1865 July 3,1865 January 1,1866 July 2,1866 January 7,1867 July 1,1867 January 6, 1868 July 6,1868 January 4, 1869 June 12,1869 January 22, 1870 June 9, 1870 December 28,1870 June 10, 1871 $1,129, 910 8, 663, 311 31, 303, 566 43, 000, 371 50,151, 992 59, 992, 875 63, 232, 811 70, 586,126 75, 840,119 81,169, 937 82, 218, 576 90,174, 281 91, 689, 834 94, 705, 740 98, 322, 204 $7, 533, 401 22, 640, 255 11, 696, 805 7,151, 621 9, 840, 883 3, 239, 936 7, 253, 315 5, 253, 993 5, 329, 818 1, 048, 639 7, 955, 705 1, 515, 553 3, 015, 906 3, 616, 464 December 16, 1871... $101, 573,154 J u n e 10, 1872 105,181, 943 December 27, 1872 . . . 111, 410, 249 June 13, 1873 116, 847, 455 December 26, 1873 . . . 120, 961, 268 J u n e 26, 1874 126, 239, 308 December 31, 1874... 130, 485, 641 J u n e 30, 1875 133,169, 095 December 17,1875 . . . June 30, 1876 December 22, 1876 . . . June 22, 1877 December 28, 1877 . . . June 29, 1878 133, 085, 422 131, 897,197 131, 390, 665 124, 714, 073 121, 568, 455 118,178, 531 It will be seen that the maximum surplus was reached in June, 1875, and that there has since then been a gradual diminution of this fund. The diminution has been caused by charging thereto, from time to time, portions of the losses sustained by the national banks, such losses aggregating, during the last three years, the large sum of $64,119,415, as shown in the following table: New England States. Middle States. Southern States. W e s t e r n States and Territories. United States. Six m o n t h s ending— No. Amount. M a r c h 1, 1876 201 $1, 485, 532 September 1, 1876... 282 3, 074,128 Total, 1876 Total, 1877 Total, 1878 Total for 3 y e a r s . Amount. No. 268 $3, 553,129 344 7,156, 349 67 90 4, 559, 660 M a r c h 1,1877 289 .2, 465, 328 September 1,1877... 312 4, 825, 040 March 1, 1878 327 September 1, 1878... 399 No. 10, 709, 478 1, 205, 752 3, 462, 684 3, 945, 806 7, 408, 490 990, 093 417 449 4, 506, 813 5, 502. 770 124 672, 032 140 1, 225, 602 80 86 Amount. No. Amount. $308, 861 270 $1,153, 648 806 $6, 501,170 896, 891 318 2, 090, 489 1,034 13, 217, 857 314 353 7, 290, 368 3, 344, 012 4, 016, 814 Amount. No. 478, 252 511, 841 3, 244,137 297 357 4, 244, 637 436 442 7, 360, 826 10, 009, 583 1, 897, 634 . . . . . 19, 210, 854 28,127, 551 4, 093,479 19, 719, 027 980 8,175, 961 1, 769, 697 2, 474, 940 1,108 11, 757, 627 19, 933, 588 2, 380, 288 10, 903,145 2, 818, 469 1,430 13, 563, 655 5,198, 757 24, 466, 800 12, 687, 531 34,119, 415 Of the $36,224,427 of losses charged off within the last eighteen months, as shown above, $5,326,072 was on account of depreciation in the premium on the United States bonds held by the banks. The total losses thus charged off equal nearly fourteen per cent, of the entire capital of the banks. Although the charging up of losses has very considerably reduced the surplus of the banks, yet if the total losses incurred had been wholly charged to this fund it would have been still more XIV EEPORT OF THE COMPTROLLER OF THE CURRENCY. largely diminished. The greater portion of the losses mentioned has been canceled by charging it to the account of current profits, in consequence of which 357 banks, with an aggregate capital of $58,736,950, have, in the last six months, paid no dividends at all $ while during the last three years the average number of banks semi-annually passing dividends on account of losses has been 288. This number is equal to about one-seventh of the whole number now in operation. The average amount of capital upon which no dividends have been paid during that time is $44,583,515 5 from which it follows that for a continuous period of three years more than one-tenth of the total capital of the national banks has been without profit to its owners. This is exhibited in the following table: Six months ending— Average for t h e year. Geographical divisions. March 1, 1878. No. of banks. September 1, 1878. No. ot banks. Capital. 37 95 36 160 $9, 389, 17, 244, 5, 266, 16, 898, 500 400 000 000 51 114 44 148 Totals for 1878 Totals for 1877 Totals for 1876 328 245 235 48, 797, 900 40, 452, 000 34, 290, 320 357 288 273 Average for three years 269 41,180, 073 306 New England States Middle States Southern States Western States and Territories Capital. No. of banks. Capital. 870, 000 454, 850 867, 000 545,100 44 105 40 154 $12,129, 750 19, 849, 625 6, 066, 500 15, 721, 550 58, 736, 950 41,166, 200 44, 057, 725 343 266 254 53, 767, 425 40, 809,100 39,174, 022 288 44, 583, 515 $14, 22, 6, 14, 47, 986, 958 Many of the banks, also, which have declared dividends within the last three years have done so wholly or in part out of profits other than surplus previously accumulated by them, and not out of their current earnings. The following table shows by geographical divisions the ratio to capital and surplus of the dividends declared by all the national banks during the last nine years: Ratio of dividends to capital and surplus. Geographical divisions. 1878. Average. Perct. Perct. Perct. Perct. Perct. Perct. Perct. Perct. Perct. 7.6 6 0 55 8.1 8.2 7.7 8 4 6 7 8.3 7.9 7.9 7.6 7.6 7.9 7.7 6.6 6.1 8.1 9.5 8.8 8.2 7.6 7.1 6.2 10.7 10.1 7.7 9.3 8.9 8.1 9.6 8.5 9.0 8.6 7.7 8.6 Per ct. 7.4 1870. New England States Middle States Southern States Western States TJnited States 8.4 1871. 8.3 1872. 8.3 1873. 8.3 1874. 1875. 7.9 7.8 1876. 7.5 1877. 7.1 6.2 7.5 8.4 8.7 7.7 The ratio to capital and surplus of the total net earnings of all the national banks was, in 1876, 6.9 per cent., in 1877, 5.6 per cent., and in 1878, 5.1 per cent. The average ratio of dividends to capital in the New England and Middle States, where the greater portion of the capital of the national banks is held, was during the last three years 8.2 per cent. In the same States the ratio of dividends to the combined capital and surplus was 6.5 per cent., and the ratio of the net earnings to capital and surplus was 5.1 per cent. XV REPORT OF THE COMPTROLLER OF THE CURRENCY. The belief, so widely entertained, that the profits made by the national banks are excessive^ is in great part due to the exceptionally large dividends paid by a few banks which are favorably located and have a large surplus, and which make large returns to their shareholders on the amount of their nominal capital. The profits of these banks are not to any considerable extent derived from their circulation, but from surplus and deposits. Many of the banks making these exceptional dividends have a much less amount of circulation than those making moderate dividends only, while a few of them have no circulation whatever. If the bank"act gives to the national banks the privilege of circulation, it also j)rovides for a United States tax upon circulation, deposits and capital, and for a State tax upon the shares of each bank, to be determined by the legislature of each State, at a rate estimated to be not greater than is assessed upon other money capital in the hands of individual citizens of each State. The total amount of United States taxes collected from the commencement of the system to the present time is as follows: On circulation. $39, 775, 817 35 On deposits. $40, 328, 256 32 On capital. $5, 929, 480 73 Total. $86, 033, 554 40 The annual amount of taxation, national and State, has for the last four years been as follows: Years. 1874 1875 1876 1877 Totals National. State. Total. $7, 256, 083 7, 317, 531 7, 076, 087 6, 902, 573 $9, 620, 326 10, 058,122 9, 701, 732 8, 829, 304 $16,876,409 17, 375, 653 16, 777, 819 15, 731, 877 28, 552, 274 38, 209, 484 66, 761, 758 More complete tables, showing the amount of taxes collected from the banks of each State and principal city of the Union, will be found upon subsequent pages of this report. The rate of taxation upon the banks in the city of New York and in other cities has averaged more than five per cent, annually during the past four years, and there is no doubt that the annual taxes collected from these institutions has been greatly in excess of the rate collected upon the capital of other corporations, private firms, and individuals, which cannot be as accurately determined as is that of the national banks from their published statements. NATIONAL BANK FAILURES. The failures in this country of State banks and private bankers are known to have been numerous and frequent; but information as to their numbers, or to the consequent losses to their stockholders or creditors, has not been attainable by the Comptroller. The bank departments of the different States give no information on this subject except as to the losses upon bank currency, and even that information has been of a scanty character. A s a rule, under the different State laws, the affairs of insolvent institutions have been liquidated by a receiver appointed by the court, and the receiver has not reported to any State officer, but to the court which appointed him. Full information with reference to these insolvent institutions is therefore in most cases unattainable. The losses upon currency are estimated to have been five per cent, annually upon the XVI REPORT OF THE COMPTROLLER OF THE CURRENCY. amount issued, but no estimate has ever been made of the losses to creditors and shareholders. Under the national-bank system, however, the losses as well as profits of each bank are reported to this Office. If a bank becomes insolvent, the Comptroller, by law, appoints the receiver, and exercises full supervision over the closing up of its affairs. The files of this Office, therefore, contain a complete record of everything pertaining to the settlement of the business of such associations. The following table exhibits the number of failures of national banks in each State, together with their capital, amount of claims proved, the amount of dividends paid, and the estimated losses to creditors, from the organization of the system to July 1 of the present year: State. Connecticut "New York Pennsylvania District of Columbia Virginia Alabama Mississippi Louisiana Texas Arkansas Tennessee Missouri Ohio Indiana Illinois , Wisconsin Iowa Minnesota Kansas Nevada Colorado Utah Totals :No. of banks. Capital. Claims proved. Dividends paid. Estimated Percentage of claim s paid. losses. $97, 541 5, 722, 248 1, 558, 564 2, 288, 828 1, 679, 045 289, 407 38, 562 2, 981, 554 60, 330 15,142 376, 932 2, 683, 093 422, 891 505, 531 3, 366, 767 134,445 290, 477 313, 429 141, 576 170, 012 178,135 89, 200 $82, 910 5, 060, 536 898,103 1, 785,173 646, 818 121, 551 11, 746 1, 805, 060 15,142 65, 335 951, 918 190, 557 239, 893 1, 414, 368 47, 055 181,128 210, 016 84,195 153, 011 32, 418 13, 380 311, 597 740, 000 189, 800 178. 800 .096|ly8 70, 000 90, 998 61, 000 57, 381 17, 001 177, 000 71, 200 100. 17.33 35.48 45.06 47.45 42.01 35.00 62.35 67. 59.47 90. 18.19 15. 69 16, 015,100 23, 398, 709 14, 010, 313 6,415, 423 59.88 $60, 000 4, 076,100 1, 312, 000 700, 000 800, 000 100, 000 50, 000 1, 600, 000 50, 000 50, 000 100, 000 3,100, 000 250, 000 282, 000 2, 250, 000 50, 000 200, 000 200, 000 160, 000 250, 000 225, 000 150, 000 $10, 000 320, 498 416, 850 503, 655 931,789 167, 856 20, 900 922, 900 60, 000 85. 88.43 57.62 78. 38.52 42. 35. 61.02 From the above table it will be seen that the total amount of capital of all the insolvent national banks is $16,015,1005 amount of claims proved, $23,398,709; of dividends paid, $14,010,313; while the estimated losses are but $6,415,423. The average number of failures during each of the past fifteen years has been less than five, and the average annual loss less than $430,000. The City of Glasgow Bank, which recently failed in Scotland, had a capital and surplus of less than $8,000,000, and liabilities of more than $50,000,000. It loaned to four debtors of the bank more than $28,000,000, upon which there is a loss of more than $21,000,000. The deficiency in the assets is nearly $26,000,000, which is four times as great as the losses to all the creditors of national banks which have failed since the organization of the system. The bank superintendent of the State of New York reports the liabilities of twenty-two savings banks which have failed in that State during the last six and one-half years at $12,188,777, and estimates the losses to their creditors at $4,303,616, which is more than one-third of their entire indebtedness. He estimates the losses during the last three years at $3,400,000, which is more than one-half of the estimated losses to the creditors of all the national banks in the United States from the beginning of the system until now. The losses from five State banks in the city of Chicago during the last two years, which banks were organized under special charters, under which neither State supervision nor reports were required, is estimated to be $3,819,500, on liabilities of $5,785,572. The losses from the State and savings banks of the REPORT OF THE COMPTROLLER OF THE CURRENCY. XVII country during the hist two years only are known to have been greater than the total loss resulting from all the failures which have occurred of national banking associations. The government has had large amounts on deposit continually with a great number of national banks throughout the. country, for its convenience in making disbursements, but has suffered no loss during the past twelve years. Upon the circulating notes of the national banks there has been no loss whatever. PUBLIC STATEMENTS AND EXAMINATIONS. One of the most important provisions of law relating to the national banks is that requiring statements of their resources and liabilities to be made at such times and in such manner as the Comptroller may direct, and the publication of these statements in the daily newspapers of the country. The banks are also required to make returns to the Comptroller, semi-annually, of their earnings, losses and dividends; and all of these returns are compiled by him and annually transmitted to Congress. The Comptroller has authority to call upon the banks for any and all information concerning their affairs which may be thought of value; and it is his endeavor to communicate annually to Congress and the people the fullest possible knowledge attainable upon every question of interest connected with the business of banking. Letters, also, from whatever source, asking for proper information on these subjects, are always fully answered. The annual reports which have been issued from this Office are themselves evidence of the great amount and value of the information to be derived from the returns made by the national banks. The law also provides for a thorough examination of the banks by competent persons as frequently as the Comptroller may think desirable. This feature of the law was at first exceedingly unpopular, but it is now generally approved by the banks themselves, and has been attended with the best results. Irregularities are not so likely to be allowed when it is known that they may be exposed by a competent examiner. In numerous instances unlawful dividends have been prevented, impaired capital discovered and its restoration compelled, and large losses to both shareholders and creditors avoided, by the prompt action of this office, based upon the report of an examiner. The excellent system now in operation is in strong contrast with the generally lax systems of bank reports and supervision which prevailed previous to the passage of the national-bank act. The Comptroller, in his report for 1876, made an effort to collect from, official sources the general bank statistics of the country. Only two balanced statements of the first Bank of the United States could be found, and previous to 1832 the published bank statistics consisted mainly of estimates made, or statements unofficially compiled, by individuals. Subsequently statements were obtained by this department from the several State officials, and were compiled annually for the use of Congress. But the State laws differed widely in their requirements, both as to the nature of the returns to be made by the banks and the dates which they should bear. Instead of a uniform time and similarity in form being required by all the States, as is now required under the national system, there was great diversity in both date and form, so that when the compilation of the reports was completed by this department the work was very unsatisfactory, and it was found impracticable to give anything like a just or true presentment of the condition of the banks of the country on or near any given day. For the last five years the Comptroller, in obedience to an act of ConII—C 0 XVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. gress, has endeavored to compile annually the returns made by the State banks to the different State officials; but the same difficulties in this regard exist now that existed before the establishment of the national-banking system. The constitution of the State of Illinois provides "that every banking association now and which may hereafter be organized under the laws of the State, shall make and publish a full and accurate quarterly statement of its affairs, which shall be certified to under oath by one or more of its officers"; but although bills designed to carry out this provision of the constitution have been often introduced into the legislature, they have thus far failed to be enacted in the form of law. Many other States have no laws whatever upon the subject, and complete returns can be obtained from not more than one-half of the States in the Union. For many years past there has been a growing desire to obtain the fullest data possible concerning the condition of all public corporations, and especially of all financial institutions; but if the present homogeneous system, which has accomplished so much in this direction, be now abolished, all further hope of obtaining full and reliable banking statistics may be at once abandoned. The London Economist of October 20, 1878, in commenting upon the report of the directors of the City of Glasgow Bank, says : A more complete publication of banking accounts, as well as a more rigid audit, will probably be insisted on for the future. A real audit of such accounts is most difficult to make, but some authentication by qualified persons outside the business is obviously required. Though publication of accounts is not by any means a complete safeguard, yet a more thorough statement of the position of the business would have prevented much of the mischief. In contrast with the beneficial workings of the national system in this respect, the Comptroller presents below an extract from the London Bankers' Magazine for May, 1877, commenting upon the statement contained in a previous annual report to Congress. The editor says: Our last number contained a statement as to the position of banking in the United States of America. It is not possible, as our readers know, to publish any similar statement as to banking in England. No private bank in England has, we believe, ever put forward any authorized statement as to the- position of its accounts, and it is barely possible to imagine a time in which such an innovation on the established practice could occur. Most of the joint-stock banks in England now publish their accounts; even among them, however, the custom is far from universal, though the number of those who prefer to keep the state of their affairs in privacy is steadily on the decrease; and it is very desirable that this should be the case. It cannot be doubted that a statement of the position of the main facts of banking would be often of service. In times of pressure a reliable official statement would tend to allay anxiety among many, and the careful banker would obtain from it information ready to his hand which might assist him in shaping his course at such periods. No such statement, however, is possible in England at the present time. The nearest approach to any such return was made in 1875, when a great many English banks, both private and joint-stock, sent returns to Sir Stafford Northcote, in connection with the proceedings before the select committee of the House of Commons on banks of issue in that year. But the manner in which this return was made, and fh " fact that many banks abstained from making it, and that it was impossible to supply the names either of those banks Avhich complied with the request, or of those who did not, render the return of no value as a basis for estimating the deposits held by English banks at the present time. FINDING THE NATIONAL DEBT. One of the chief objects in view in the organization of the national system was, not only to furnish bank-notes which were safe and convertible, but to supply a steady market for and facilitate the negotiation of United States bonds; and there is no doubt that the credit of the government and its ability to borrow money at low rates of interest have REPORT OF THE COMPTROLLER OF THE CURRENCY. XIX been greatly increased by making its bonds a basis for the issue of national-bank notes. Of the United States bonds held by the national banks on November 1, 1868, and deposited with the Treasurer as security for their circulating notes, nearly three-fourths bore interest at the rate of six per cent. The amount of this class of bonds has since been gradually reduced, until it is now less than one-fourth of all the bonds held, while nearly one-fourth of the whole amount bears interest at the rate of four and one-half and four per cent. only. About one-fifth, of the entire issues of the latter classes of bonds is now held by the national banks. This will be seen from the following table, which exhibits the amount and classes of bonds held as security for circulation on the 1st day of November, for each year since 1865, and the rate of interest which they respectively bear: Date. November November Is ovember November November November November November November November November November November November 1, 1865 1. 1866 1, 1867 1, 1868 1, 1869 1, 1870 1, 1871 1, 1872 1, 1873 1, 1874 1, 1875 1, 1876 1, 1877 1, 1878 6 per cent, bonds. $202,523,350 244, 993, 200 251, 274, 800 252, 623, 750 249, 724, 650 247, 460, 950 181,158, 600 173, 303,100 157, 834, 950 145, 981, 650 128, 503, 212 103, 819, 300 81, 984, 550 72, 829, 750 5 per cent, bonds. $78, 619, 950 90, 076, 450 91, 376, 450 88, 888, 750 92, 731, 300 97, 284, 600 185, 955, 850 211, 665, 800 235, 017,150 239, 440,100 239, 046, 200 223, 602, 700 200, 090, 500 196, 615, 600 4 | per cent, bonds. $10, 305, 800 45, 089, 700 49, 397, 250 4 per cent, bonds. $15, 884,150 30, 566, 300 Total. $281,143, 300 335, 069, 650 342, 651, 250 341, 512, 500 342, 455, 950 344, 745, 550 367,114, 450 384, 968, 900 392, 852,100 385, 421, 750 367, 549, 412 337, 727, 800 343, 048, 900 349, 408, 900 The government has still outstanding more than 693 millions of six per cent, and more than 703 millions of five per cent.bonds. The reduction of the interest on this amount to four per cent, would s ve to the government nearly 21 millions of interest annually. The funding of the six per cent, bonds into four per cents, has made rapid progress during the last year, and the banks have been of great service to the govern inent in this process of refunding, by negotiating and absorbing a very considerable part of the new issues. Should the national system continue there is no doubt that the present rapid reduction in the burden of interest will continue also. If the national-bank system is to be abolished, and an additional amount of United States notes is to be issued, all hope of reducing the rate of interest on the public debt must be abandoned. The larger portion of the live and six per cent, gold-bearing bonds of the United States is payable at the option of the government, and the remainder will be payable in 1881—two years hence. As already stated, 21 millions yearly may be saved to the government by funding these bonds into four per cents., while the amount which it is claimed may be annually saved by the repeal of the national-bank act and the issue of 320 millions of unconvertible Treasury notes, is 13 millions only.* With the issue of this large amount of government notes the funding of the public debt will be rendered impossible; for the pledges of the government will then be violated and its credit permanently injured. * The currency value of the interest upon the bonds deposited as security for circulation is $17,689,372, as is shown in a table on the next page. If from this amount be deducted ten per cent., $1,768,937, which is the interest upon that portion of the bonds on which the banks receive no circulation, and the tax upon the circulation issued, $3,144,680, there will remain $12,775,755, which is the net amount of currency interest received by the banks upon ninety per cent, of the bonds deposited as security for their circulating notes. XX REPORT OF THE COMPTROLLER OF THE CURRENCY. Wliicli is the wiser course—to continue the work of funding the debt, which has so successfully progressed during the present year, thus saving the greater amount of interest named, while adding to the credit of the country, or to attempt, by the repeal of the national-bank act, to save the less amount, and at the loss, as well, of reputation and credit? Is there not danger that attempts to remove an imaginary evil may be followed by the introduction of a real and much greater evil lii Success in funding the national debt through the co-operation of two thousand of the principal monetary institutions of the country may be assured, but the effects of the issue of a large amount of irredeemable governnieiit currency cannot be foretold. VALTJE OF CIRCULATION TO THE NATIONAL BANKS. The profit to the national banks derived from the issue of circulating notes is not great, as is frequently asserted, being but about 2J per cent, more per annum on the capital invested in the bonds i>ledged to secure the circulation than could be obtained by lending directly the same amount of capital. The table below shows the amount of bonds deposited in the Treasury on November 1, 1878, to secure national bank circulation, their various classes, their currency value, the circulation issuable thereon, and the annual interest upon them: Class of bonds. Par value. $56, 483, 450 Sixes of 1881 rive-twenties of 1865, 2d series 825, 700 rive-twenties of 1865, 3d series, 1867s 8,172,100 rive-twenties of 1865,4th series, 1868s 1, 764, 500 Ten-forties of 1864 70, 688, 850 Fives of 1881, funded 1881s... 125, 926, 750 Four-and-one-balfs of 1891, funded 49, 397, 250 1891s Fours of 1907, consols of 1907 30, 566, 300 Pacific Railroad bonds 5, 584, 000 Total Currency Circulation Annual gold Currency value value. issuable. of interest. interest. $61, 072, 730 $50, 835,105 851, 503 743,130 8, 672, 641 7, 354, 890 1, 905, 660 1, 588, 050 75, 195, 264 63, 619, 965 132, 223, 088 113, 334, 075 $3, 389, 007 49, 542 490, 326 105, 870 3, 534, 443 6, 296, 337 $3, 397, 480 49,666 491, 552 106,135 3, 543, 279 6, 312, 078 51, 311, 393 44, 457, 525 30, 566, 300 27, 509, 670 6, 735, 700 5, 025, 600 2, 222, 876 1,222,652 2, 228, 433 1, 225, 709 335, 040 349, 408, 900 368, 534, 279 314, 468, 010 17, 311, 053 17, 689, 372 It will be seen that the currency value of the bonds, which represents the amount of capital invested in their purchase, is $368,534,279. If this amount of capital were placed at interest at eight per cent, per annum, estimated as the average rate of interest obtainable throughout the country, it would produce $29,482,742. The annual interest on the bonds of the banks amounts, as shown by the table, to $17,311,053 in gold and $335,040 in currency, the total currency value of the interest on November 1, 1878 (gold being quoted at the New York stock exchange on that date at one-quarter of one per cent, premium), being $17,689,372, which is the whole amount received annually by the banks; but as they are required to pay into the Treasury of the United States a tax of one per cent, per annum upon their circulation, which, upon the amount issuable, is $3,144,680, the net amount of interest received by them is thereby reduced to $14,544,692. This amount, together with the interest wiiich the banks receive on the amount of their circulation available for use, gives the whole income derived by them from their circulation and the bonds deposited to secure it. The amount available for use is that issuable (being 90 per cent, of the par value of the bonds pledged), less an amount equal to five per cent, thereof, which the banks are required, by the act of June 20, 1874? REPORT OF THE COMPTROLLER OF THE CURRENCY. XXI to place with the Treasurer of the United States, as a redemption fund. Therefore, even if the banks could keep loaned out all the time the whole of their circulation available for use, which is in practice an impossibility, they could have free for loaning but $298,744,610 of the $314,468,010 issuable upon their bonds; and that amount loaned at the rate named, eight per cent, per annum, would produce $23,899,560, which, together with the net interest received on the bonds, makes $38,444,261 as the income derived by the banks from their bonds and circulation, as against $29,482,742 that would be produced by lending the capital invested in the bonds directly at the same rate of interest. The difference between the two sums, which is $8,961,519, or 2.43 per cent, on the capital invested, represents the true amount of j:>rofit that the banks can, under the most favorable circumstances, receive from their circulation. To recapitulate: The interest at 8 per cent, per annum on the loanable amount of circulation, which, as shown above, is $298,744,610, is $23, 899, 569 The currency value of the interest on the bonds deposited to secure the circulation is 17,689,372 Gross amount received by the banks from bonds and loanable circulation.. 41, 588, 941 From which deduct one per cent, of the issuable amount of circulation as the tax thereon 3,144,680 Net income upon the capital employed 38, 444; 261 The capital necessary to purchase the bonds pledged by the banks, which, as shown above, is $368,534,279, loaned at 8 per cent, per annum would produce „ 29,482,742 Difference, representing the profit on circulation if the whole amount available for use be loaned continually throughout the year 8, 961, 519 Two and forty-three hundredths per cent, on the capital employed ($368,534,279) is $8,955,383, which, as shown above, is about the value of circulation to the national banks if they could keep the whole amount of their issues loaned out all the time. In the above calculation no deduction is made for the costs of the redemption of the bank circulation, which lessens by so much the profits on circulation. The cost of redemption for the fiscal year ending* June 30, 1878, was $317,942.48; for the year ending June *30, 1877, it was $357,066.10; for the year ending June 30,1876, $365,193.31; and for the year ending June 30, 1875, $290,965.37. In localities where the annual rate of interest is seven per cent., the value of circulation is about two and sixty-two hundredths per cent, per annum, and where the rate is ten per cent., its value is about two and five-hundredths per cent. The large margin ($54,066,269) between the value of the bonds owned by the banks and the circulation issuable thereon, would, in case of disaster, be available as a reserve for the payment of the depositors or other creditors; and this is an additional argument in favor of issuing circution under the restrictions of the law as now x^rovided. Another thing that should be considered in estimating the value of circulation is, that the banks held their bonds at a premium, which, though it has been greatly reduced in the past, still appears among their assets for a large amount, and which will disappear when the bonds shall mature and be paid by the United States. The amount of premium appearing as an asset of the banks on October 1, 1878, the date of the last report of their condition, is $7,134,736. XXII REPORT OF THE COMPTROLLER OF THE CURRENCY. If all of the bonds of the banks necessary to secure their circulation were converted into four per cent, bonds, the value of circulation, taking the same amounts of bonds and circulation as are used above, would be shown as follows: Interest on $298,744,610 of eireulatioii, loaned at 8 per cent, per annum .. $23, 899, 569 Currency value of interest on honds 14, Oil, 297 Total 37,910,866 Less tax on circulation .. 3,144, 680 Total profit on capital employed 34, 766,186 The same capital loaned directly at 8 per cent, per annum would earn... 29,482, 742 Difference, representing profit on circulation when the whole issue is kept loaned out 5,283,444 which is l j % per cent, on the capital employed. The average rate of State taxation upon the capital of the national banks is about two per cent, per annum; and if they should go into liquidation, and the owners of the bonds should continue to hold them, the amount of State taxation saved to them would nearly or quite equal the benefit they now derive from circulation. NO SAVING TO THE GOVERNMENT BY THE SUBSTITUTION OF TREASURY FOR NATIONAL-BANK NOTES. The amount of legal-tender notes outstanding is 346 millions; of national bank notes, 322 millions ; making a total of 668 millions. It is not probable that additional legal-tender notes can be constitutionally issued. If, therefore, Treasury notes shall be substituted for the present national-bank notes, it is doubtful if they can be made a legal tender in the payment of all debts. Two kinds of Treasury notes will then be in circulation, one of which will be a full legal tender and the other not, even between national banks, as is now the case with their own notes. The full legal-tender notes will be of greater value than the other class? unless both are alike redeemable in gold at the commercial centers. The banks hold among their resources 830 millions in bills receivable^ and an equally large amount of other assets, a large proportion of which is readily convertible into money. Their deposits and bank balances amount to more than 600 millions, and their circulating notes are promptly redeemed, with but little expense to the holders, through the use of their assets, which represent their capital, surplus, and deposits. If more notes are issued to the banks than are necessary for the requirements of business, they can be easily retired. If a larger amount is desired, they can be readily obtained upon application in the manner provided by law. On the other hand, if the entire circulation of the country is to be issued by the government, its amount must be fixed by Congress, and can be neither increased nor diminished except by its action. The Treasury note represents no business capital, and the volume of the currency will be controlled, not by the demands of business and the wants of the country, but by the views and action of political parties and of Congress* The government, unlike the banks, does not receive deposits nor loan money, and it must therefore provide for the redemption of its notes from its own resources. If it issues a small amount of currency, the amount of reserve required and the expense of redemption will be small; but if it issues the whole paper currency of the country, it must, when specie payments are reached, maintain a ratio of reserve equal to that of the Bank of England or the Bank of France, which is not less in either case than one-third of the amount of its issues. If the amount of government issues should reach C>6S millions, which is the present volume of the currency, a reserve of 223 millions in coin must be kept on REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIII hand. The interest upon this amount of reserve, at the lowest government rate (4 per cent.), would be $8,920,000. The expense of issuing the notes and the cost of redemption would also be large, and the total cost to the government, including the hazards attending the issue of so large an amount of money, would not probably be less than 10 millions of dollars annually. This amount is but three millions less than that of the net annual interest received by the national banks upon their bonds, and is much greater than the profits derived by them from their entire circulation. If the amount of Treasury notes should be largely increased, and be subject, as they will, to additional increase by each successive Congress, the ability of the government to redeem them will in time be questioned, and the amount and proportion of reserve required will need to be increased, thus adding materially to the expense attending the issue. If United States Treasury notes are substituted for the national-bank notes and specie payments are resumed, it is evident that the government will save but little, if anything, by the transaction. If not convertible, two kinds of Treasury notes, as before stated, will then be in circulation. The old legal-tender note will be preferred, separate accounts of each kind of notes will be kept, and the difference of exchange, which has practically disappeared under the present system, will again appear in every business transaction. Nearly all of the United States bonds held by the national banks are, by the explicit terms of the acts under which they were issued, payable, both principal and interest, in coin. These coin-bearing bonds will bear a high premium in the market, in comparison with the new issues of unconvertible Treasury notes. Only three years ago, in 1875, thefiveand six per cent, bonds of the United States were at a premium of from 15 to 20 per cent, in Treasury notes, which were a full legal tender, and which were limited in the amount of issue. The issue of the new Treasury notes in place of national-bank notes will therefore be attended with an advance in premium upon the bonds of the government held by the banks, in amount not less than from fifty to sixty millions of dollars, and probably exceeding that sum* and if the bonds held by the banks are purchased with the proposed new issue of Treasury notes, this loss of premium must at the outset be borne by the government. It is believed by the Comptroller that this proposed substitution is impracticable, and that the repeal of the national-bank act will result, not in an additional issue of Treasury notes, but in the restoration of State systems similar to those which were previously in operation. Secretary Chase, in his report for u 1861, said that the establishment oi the national-bank system would avoid the evils of a great and sudden change in the currency, by offering inducements to solvent existing institutions to withdraw the circulation issued under Statev authority, and substitute that provided by the authority of the Union ) and that "through the voluntary action of the existing institutions, ordered by wise legislation, the great transition from a currency heterogeneous, unequal, and unsafe, to one uniform, equal, and safe, may be speedily and almost imperceptibly accomplished." The national-bank act became a law on February 25, 1863, but the inducements offered by the Secretary were not sufficient to bring about, to any great extent, the conversion of existing State into national associations. Subsequently, on March 3, 1865, an act was passed, which provided "that every national banking association, State bank, or State banking association, shall pay a tax of ten per centum on the amount of notes of any State bank or State banking association paid out by them XXIV EEPORT OF THE COMPTROLLER OF THE CURRENCY. after the first (lay of July, 1800." As soon as it became apparent that this bill, in effect taxing" out of existence the State bank notes, would become a law, the State banks of '.New York, New England, and of other States, surrendered their old charters and entered into the national system; not as a matter of choice, but either because they foresaw that the banks in the national system would, in the future, possess a higher character than that of other similar institutions, or because, having always had the privilege of issuing circulating notes, they desired to retain that privilege. According to the Comptroller's report for December, 1805, 731 State banks became national associations during the year preceding" the report, and of the 1,001 national banks in operation at the close of the year named, 922 were conversions. These banks, however, almost without exception, came into the system reluctantly, but with the expectation of a continuance of their charters for twenty years, as provided in the act. They had conducted a successful business as State associations for many years previous to and during the war. They had loaned gold dollars to the people and received in return the greenback, which purchased the bonds now held as security for their circulating notes • and, therefore, contrary to the existing general belief, they did not realize large profits upon the purchase of these bonds. The restrictions of the act were burdensome and unpopular with the banks. Exjierience has shown them to be good, and the banks have become habituated to those prohibitions which at first were so objectionable. The strong banks, with their large surplus and deposits and loans, do not ask for a change ; but others, comprising a large class, not so favorably located nor so prosperous, would welcome again the condition they once enjoyed of freedom from legal restrictions and official supervision. The national banks, as a class, are by no means enthusiastic advocates of the national system, as is implied in the assertions of those who proclaim that these banks will form a combination or union for its defense at any hazard. isTo formidable combination can be organized among them to save the system from repeal. On the contrary, it will be found that large numbers of the banks Avill quietly acquiesce in such repeal, provided they shall be satisfied that the old State systems are certain to be revived. Bills for the repeal of the act of March ;>, 1805, winch taxed the State bank circulation out of existence, have been already introduced in Congress, speeches favoring this measure have, during the late canvas, been made by representatives of many States, and resolutions of chambers of commerce in many of the })rineipal Southern cities ask for the repeal of the 10 per cent, prohibition. The national-banking system, with its restrictions and wise i")rovisions, may, Tinder the excitement of an unfounded prejudice, be destroyed, but its destruction will soon be followed by a revival of the old objectionable State systems, with all the evils which formerly accompanied them, and from which they are inseparable. In Xew York and Massachusetts, Wisconsin, Minnesota, Iowa, and other States, provisions either of law or of the constitution now exist, which prohibit the issue of circulating notes, unless secured in a manner similar to those issued Tinder the provisions of the national banking system. As a consequence of these laws and constitutional provisions, the bonds now held in the Treasury at Washington will be largely transferred to the capitals of many of the States, the result being that while, contrary to the expectation of many, no great saving of interest to the government will ensue, the circulating notes of State associations, secured and unsecured, will soon fill the places now occupied by the uniform circulation of the national banks. But even if this circulation shall all REPORT OB" THE COMPTROLLER OF THE CURRENCY. XXV be well secured, it will be impossible, under the varying legislation of different States, to secure the issue of a homogeneous currency of equal value throughout the country. Many useful restrictions may be adopted, but it would be hopeless to expect all the States to agree upon a central point of redemption outside of their own respective boundaries, or upon a uniform system of cash reserve, or upon similarity in form of public statements. State lines, as formerly, will bound the field of circulation of many of the Southern and Western issues, Avhile the notes of New York and New England will not only monopolize the- Held within their own boundaries, but will successfully contest the privilege of circulation in those States remote from the commercial centers, which have no Eastern agency for the redemption of their notes. Eastern communities will suffer comparatively little from the unsound issues of other States, but those which are less favored with capital will, as of old, be the chosen field for the establishment of illegitimate corporations. The cost of exchange, which under the present system has, during the last fifteen years, nearly disappeared, will be again revived. The rate will not, perhaps, be so large as in former times, but yet large enough to be a grievous burden upon the business of the country. Few persons have a just conception of the many advantages possessed by a homogeneous currency, fully secured, the issue of a single system, redeemable at a common point, and exempt from the discount occasioned by an irregularity of value in different localities. Great pains have been taken to obtain an estimate of the amount of exchange issued annually upon New York by the Western and Southern States. The amount drawn upon New York alone is estimated at nearly three thousand millions of dollars annually; and it will not probably be an exaggeration to say that not less than four thousand millions of dollars are annually drawn in exchange by the West and South upon the East. The amounts drawn upon each other by the banks in the commercial cities and States of the East is also great. In 1859 the average cost of Southern and Western exchange upon New York, was not less than from 1 to l.-i- per cent. If this latter rate should be restored, the cost of exchange alone would be sixty millions annually; while if the rate were but one-half of one per cent., which was the current rate in the State of New York in the year 1860, a loss in exchange of twenty millions annually would ensue, to say nothing of the loss upon the issues of banks not properly organized. The overthrow of the present well-established system, with its abundant capital and reserve, its large surplus, and its wise provisions, will be succeeded, either by two kinds of government notes, one or both at a discount for gold and of unequal current value, or by circulating notes issued under State authority. Either system will be bad. The one will be subject to the changing opinion of each successive Congress, and the other to the independent caprice of the legislatures of forty States. The proposition is, to save money to the government by placing the principal existing monetary institutions of the country in liquidation at a time when specie payment is assured. There will be no saving to the government, but a loss of millions of dollars annually to the people, which loss will increase yearly with the growth of business and commerce between the different States. Since 1863 the measure of value has been subject to such frequent changes that business men, no matter how careful their calculations or prudent their arrangements, have been continually deceived by the false regulator which measures every transaction. If any single day is selected, for the purpose of comparison, from the business days of each XXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. of the last sixteen years, the measure of value will be found to have been as variable as the thermometer. This will be clearly seen in the following table, which gives the value, in standard gold coin, of the legaltender paper dollar on July 1 of each year from 18G4 to 1878, and also its value on November 18 of the present year: 1864. 1865. 1866. 1867. 1868. 1869. 1870. 1871. 1872. 1873. 1874. 1875. 1876. 1877. 1878. 1878. Cts. 38.7 Cts. Cts. ! Cts. Cts. Cts. Cts. Cts. Cts. Cts. Cts. Cts. Cts. Cts. Cts. 70.4 66.0 : 71.7 70.1 73.5 85.6 89.0 87. 5 86.4 91. 0 87.2 89 2 94 5 99 4 Cts. 99.8 In 1864 the value both of the Treasury note and the national-bank note was less than thirty-nine cents to the dollar. They are now alike worth ninety-nine and eighty-seven one-hundredths cents. It is within the province of the present Congress to discountenance henceforth in this country the use of a false and fluctuating measure of value, and to insure in its stead the use of a measure which is everywhere recognized as honest and true. The business interests of this country demand a permanent system of finance, free from the influence of political parties and from the ever-varying opinions of legislative bodies. President Lincoln, in his annual message to Congress of December 1, 1862, said: The condition of the finances will claim your most diligent consideration. The vast expenditures incident to the military and naval operations required for the suppression of the rebellion, have hitherto been met with promptitude, and certainty, unusual in similar circumstances; and the public credit has been fully maintained. The continuance of the war, however, and the increased disbursements made necessary by the augmented forces now in the Held, demand your best reflections as to the best modes of providing the necessary revenue, without injury to business, and with the least possible burdens upon labor. The suspension of specie payments by the banks, soon after the commencement of your last session, made large issues of United States notes unavoidable. In no other way could the payment of the troops, and the satisfaction of other just demands, be so economically, or so well provided for. The judicious legislation of Congress, securing the receivability of these notes for loans and internal duties, and making them a legal tender for other debts, has made them an universal currency; and has satisfied, partially, at least and for the time, the long-felt want of an uniform circulating medium, saving thereby to the people, immense sums in discounts and exchanges. A return to specie payments, however, at the earliest period compatible with due regard to all interests concerned, should ever be kept in view. Fluctuations in the value of currency are always injurious, and to reduce these fluctuations to the lowest possible point will always be a leading purpose in wise legislation. Convertibility, prompt and certain convertibility into coin, is generally acknowledged to be the best and surest safeguard against them; and it is extremely doubtful whether a circulation of United States notes, payable in coin, and sufficiently large for the wants of the people, can be permanently, usefully, and safely maintained. Is there, then, any other mode in which the necessary provision for the public wants can be made, and the great advantages of a safe and uniform currency secured ? I know of none which, promises so certain results, and is, at the same time, so unobjectionable as the organization of banking associations, under a general act of Congress, well guarded in its provisions. To such associations the government might furnish circulating notes, on i^io security of United States bonds deposited in the Treasury. These notes, prepared under the supervision of proper officers, being uniform in appearance and security, and convertible always into coin, would at once protect labor against the evils of a vicious currency, and facilitate commerce by cheap and safe exchanges. A moderate reservation from the interest on the bonds would compensate the United States for the preparation and distribution of the notes, and a general supervision of the system, and would lighten the burden of that part of the public debt employed as securities. The public credit, moreover, would be greatly improved, and the negotiation of new loans greatly facilitated by the steady market demand for government bonds which the adoption of the proposed system would create. It is an additional recommendation of the measure, of considerable weight, in my judgment, that it would reconcile, as far as possible, all existing interests, by the oppor- REPORT OF THE COMPTROLLER OF THE CURRENCY. XXVII tunity offered to existing institutions to reorganize under the act, substituting only the secured uniform national circulation for the local and various circulation, secured and unsecured, now issued by them. In his annual message of December 8? 18(33, lie refers to the same subject as follows: The operations of the Treasury during the last year have been successfully conducted. The enactment by Congress of a national-banking law has proved a valuable support of the public credit; and the general legislation in relation to loans has fully answered the expectations of its favorers. Some amendments may be required to perfect existing laws; but no change in their principles or general scope is believed to be needed. Since these measures have been in operation, all demands on the Treasury, including the pay of the army and navy, have been promptly met and fully satisfied. No considerable body of troops, it is believed, were ever more amply provided, and more liberally and punctually paid; and it may be added that by no people were the burdens incident to a great war ever more cheerfully borne. In his message of December G? 1864, he again refers to the subject^ and says: The national-banking system is proving to be acceptable to capitalists and to the people. On the twenty-fifth day of November five hundred and eighty-four national banks had been organized, a considerable number of which were conversions from State banks. Changes from State systems to the national system are rapidly taking place, and it is hoped that, very soon, there Avill be in the United States no banks of issue not authorized by Congress, and no bank-note circulation not secured by the government. That the government and the people will derive great benefit from this change in the banking systems of the country can hardly be questioned. The national system will create a reliable and permanent influence in support of the national credit, and protect the people against losses in the use of paper money. Whether or not any further legislation is advisable for the suppression of State bank issues, it will be for Congress to determine. It seems quite clear that the Treasury cannot be satisfactorily conducted unless the government can exercise a restraining power over the bank-note circulation of the country. More than a year before the passage of the national-bank act. Secretary Chase, in referring to the proposed system, said: Its principal features are, first, a circulation of notes bearing a common impression and authenticated by a common authority; second, the redemption of these notes by the associations and institutions to which they may be delivered for issue; and, third, the security of that redemption by the pledge of United States stocks and an adequate provision of specie. In this plan the people, in their ordinary business, would find the advantages of uniformity in currency; of uniformity in security; of effectual safeguard, if effectual safeguard is possible, against depreciation ; and of protection from losses in discounts and exchanges; while in the operations of the government the people would find the further advantage of a large demand for government securities, of increased facilities for obtaining the loans required by the war, and of some alleviation of the burdens on industry, through a diminution in the rate of interest or a participation in the profit of circulation, without risking the perils of a great money monopoly. A further and important advantage to the people may be reasonably expected in the increased security of the Union, springing from the common interest in its preservation, created by the distribution of its stocks to associations throughout the country asthe basis of their circulation. The Secretary entertains the opinion that if a credit circulation in any form be desirable it is most desirable in this. The notes thus issued and secured would, in his judgment, form the safest currency which this country has ever enjoyed, while their receivability for all government dues, except customs, would make them, wherever payable, of equal value as a currency in every part of the Union. The large amount of specie now in the United States will easily support payments of duties in coinr while these payments and ordinary demands will aid in retaining this specie in the country as a solid basis, both of circulation and loans. The whole circulation of the country, except a limited amount of foreign coin, would, after the lapse of two or three years, bear the impress of the nation, whether in coin or notes; while the amount of the latter, always easily ascertainable and, of course, always generally known, would not be likely to be increased beyond the real wants of business. He expresses an opinion in.favor of this plan with the greater confidence, because it has the advantage of recommendation from experience. It is not an untried theory. In the State of New York, and in one or more of the other States, it has-been subjected in its most essential parts to the test of experiment, and has been found practicable and useful. The probabilities of success will not be? diminished but increased by its adoption under national sanction and for the whole-country. XXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. These anticipations have been realized. The national banks have held, almost continually, nearly one-fifth of the bonds of the United States, thus increasing the value of these bonds and the credit of the government, so that, when recently returned to us in large amounts from abroad, they could be taken at home without depreciation, and they have also furnished a currency both safe and uniform. If the banks have received a profit from their circulation, the discounts and exchanges and the rates' of interest in most of the States have been reduced, and the people have thus participated in that profit. Their notes are of equal value in every part of the Union, and the whole circulation of the country, both paper and coin, bears the impress of the nation. The amount of coin held by the country is now much larger than then estimated, the amount held by the Treasury Department being 160 millions, and the total coin and bullion in the "country being estimated by the Director of the Mint at more than 358 millions. This amount is constantly increasing, and it is to-day " a solid basis" for circulation. Congress has fixed the "day for the restoration of the specie standard, and the legislation needed is that which will not overthrow but co-operate with the present well-managed monetary institutions of the country in accomplishing1 this result. When this is done the present banking system, if then thought desirable, may be modified without danger to the credit or the business and commercial interests of this great nation. RESUMPTION AND RESERVE. The law provides that banks in Xew York City shall hold a cash reserve of 25 per cent, upon their deposits, and that banks in the other principal cities shall hold an equal ratio of reserve, one-half of which must be in bank, while the. remainder may be on deposit in iN"ew York. All other banks must hold a reserve of 15 per centum upon deposits, two-fifths of which must be on hand in lawful money, and the remainder may be on deposit with banks in the reserve cities. The amount of reserve held on the first day of October last was greater than that required by law, as may be seen by reference to the following table: 1 Cities. from Total reNo. of Cireu- Xct de- Legal- Duo iTservo serve banks. lation, posits. ; tendor funds. : agents. funds. millk ns millions millions 1S9. '"9 ; 50. 92 ,. New York 33oston Albany Philadelphia... Pittsburgh..... Baltimore Washington . . . New Orleans... Louisville Cincinnati Cleveland Chicago Detroit Milwaukee Saint Louis San Francisco.. Totals Other banks Aggregates "I 10. 54 >7 ! 1.14 10. 55 43. 19 2.70 11. 82 2. 74 13. 04 0.30 ' 1.73 1.44 5.00 0.63 ! 3!42 2. 04 ; 8.12 1. 39 ; 5.45 5.18 1 21. 03 0.96 ' 0.37 1.04 ! 0.87 231 82.07 | 389.03 92.93 i 1,822 219.22 288.30 50.02 2,053 301.89 | 677.33 142.95 29.00 ! Ratio of reserve funds to circulation and C tion l a " I deposits. deposits. millions percent. per 50. 92 254.3 | 20. 31 40.7 ! 2.82 71.0 J 15. 38 89.1 ! 4.47 48.4 i 4.52 51.1 : 0.66 44.9 | 1.79 104.0 ; 0.98 20.8 j 3.12 65.7 : 3.00 74.4 ' 8.21 1106. 0 ! \ 2, 30 82.6 0. 75 183.1 j I 1.78 295.6 ! 0.92 129.8 121.99 I 106.04 85.08 Ilatio of legal-tender funds to— 228.03 I cent per cent. 26.8 24.3 16.5 22. 7 15. 0 30.7 24.4 28.0 23.4 25.5 21.0 24.6 20.8 26.0 28.8 28.1 18.4 17.0 25.1 27.8 25.5 41.9 24.0 37.1 21.1 40.3 14.7 27.4 27.7 17.2 43.8 60.7 112.4 23.9 25.9 22. 8 17.4 20.9 23.3 REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIX Tlie amount of legal tender funds held by the banks in Xew York City on October 1 was $50,921,576, "which was 2G.8 per cent, ivpofi their deposits and 24.8 per cent, upon circulation and deposits. The amount held by the banks in the principal cities, including !New York, was $92,934,123, or 112.4 per cent, upon their circulation, and 23.9 per cent, upon their deposits,* and the total cash reserve of all the national banks was $142,955,718, or 47.3 per cent, of the total outstanding circulation of the banks then in operation, and 21.1 per cent, of their deposits. This reserve consisted of $30,688,006 of specie, $97,001,571 of legal-tender notes, and $15,205,541 deposited in the Treasury for the redemption of circulating notes. It is evident that the banks are well prepared to redeem their circulating notes in legal-tender notes, in accordance with law. The national and State banks in Xew York City and in Boston have already signified their intention to co-operate with the Treasury Department in the resumption of specie payments, which takes place on the 1st day of January next, as provided by law, as may be seen from the late action of the Clearing House Association of that city, which will be found upon another page. It is for the interest not only of the banks with their large assets, but also of the depositors of more than 800 millions of dollars in savings banks, as well as depositors in other banks, to encourage resumption and permanently fix the coin value of their deposits. The legal-tender note will then become.a coin certificate payable on demand at the office of the Assistant Treasurer of E~ew York, and will be more convenient and desirable for general use than coin itself. The Treasury department owns 140 millions of coin, which is equal to more than forty per cent, of the entire issues of the legal-tender notes, and is available for their redemption, while the banks hold nearly one-third of the legal-tender notes. If, therefore, the banks of the country co-operate with the Treasury, it is impossible that resumption shall fail. But even if this co-operation should not be universal, it could not affect the ultimate result; for if any considerable portion of the legal-tender notes be exchanged for coin at the Treasury and withdrawn from use, the notes will become scarce and the coin be forced into circulation to supply the requirements of business and fill the gap. The coin will soon thereafter be returned to the Treasury in payment of customs duties and internal-revenue taxes, and offered in exchange for the greenback coin-certificates, which will be more generally acceptable to the people, for the same reason that the notes of the Bank of England and of the Bank of France are now preferred to coin. But while it is conceded that both the Treasury and the banks can readily redeem their circulating notes, it is said that it will not be possible for the banks to provide for their deposits. In answer to this statement the Comptroller repeats what has been previously said by him: Those who take this view proceed on the assumption that the "banks will be called upon to pay their deposits in specie. This was not true during any former period of specie payment, and is less likely to he true under the national hanking system than it was under any previous system of hanking. The hanks in this country/from their first organization, have, in times of resumption as well as of suspension, received from their dealers current bank-notes and have paid out the same. This is true to-day in England, Scotland, Germany, and France, in all of which countries the bank-note is preferred, as a,rule, to either gold or silver. Only a small portion of the bank circulation of the country, at any period prior to 1863, was either safe or convertible; yet even this circulation, poor as it was, was freely received by the banks outside of the commercial cities, and was paid out by them to their depositors, so closely identified were the interests of the one with the other. The notes which were returned from the commercial centers for redemption were readily paid out and circulated at home, and XXX REPORT OF THE COMPTROLLER OF THE CURRENCY. the demand for specie, wherever it existed, was almost entirely owing either to an •excess of currency or to a want of confidence in the institutions which issued it. The people throughout the country now know that the national-banknotes are safe, and that if these notes are not paid at the counters of the banks which issued them they will be paid at the Treasury Department in lawful money, and that the securities held for their redemption are amply sufficient for that purpose. No reason therefore exists why the people, who, in the last fourteen years, have not lost one dollar through the use of bank-notes, should decline to receive such notes in payment of their deposits. These notes are not only guaranteed by the government, but they are received by it in payment of all taxes and other dues except duties on imports, and are disbursed by it in payment of all demands except interest on the. public debt, and in the redemption of national-bank notes. The national banks hold eight hundred and eighty millions of loans made to the people, and each bank is required, by section 5196 of the Revised Statutes, "to take and receive at par, for any debt or liability to it. any and all notes or bills issued by any lawfully-organized national banking association." There are, therefore, eight hundred and eighty millions of liabilities of the people due to the national banks—a sum largely exceeding the whole amount of deposits—which may be paid in the notes of any or all of the national banks in the country. The national-bank notes are therefore very different in character from the heterogeneous bank-notes formerly issued by authority of the several States. Moreover, the deposits of the banks are largely owned by their own shareholders and by their borrowers; and surely business men, who look to the banks for accommodations, and stockholders, whose profits depend upon their successful management, will be the last to conspire to injure their credit. Deposits consist chiefly of bank-credits, are derived largely from the discount of commercial paper, and are paid mainly by transfers upon the books—not with either co'in or currency. Throughout the country all large payments are made, not with money, but with checks. In the principal cities these payments are accomplished through the operations of clearing-houses. During the last twenty-four years the exchanges of the New York clearing-house were 454 thousand millions, while the balances paid in money were less than 19 thousand millions. The average daily exchanges during this whole period were more than sixty-one millions, while the average daily balances paid in money were but two and one-half millions, or but four and one-fifth cents upon the dollar, as will be seen by a table on another page. Immediately after resumption in England, in 1821, there was but little demand for gold, and the same was true in France after resumption by the Bank of France in 1850, and in this country in 1838 and 1858. The Bank of France is at present in a state of suspension,* but its notes are preferred by the public to specie, and the bank has found it difficult to reduce the volume of its circulating notes in exchange for coin. All thought of demanding actual payment in specie will vanish as soon as resumption is assured, and those timid bankers who fear that coin will be demanded for every dollar of their deposits can reassure themselves by an agreement with their 7dealers that their deposits shall be payable, as at the present time, "in current funds,' which will then consist of legal-tender notes and the notes of specie-paying banks. RECENT ACTION OF THE NEW YORK CLEARING-HOUSE IN REFERENCE TO RESUMPTION—ITS EXCHANGES SINCE ORGANIZATION. The New York Clearing-House Association, which is composed of fortyfive national and thirteen State banks, lias, during the present month, consummated an arrangement with this department greatly facilitating the payment of drafts and checks which constantly pass between the office of the assistant treasurer and the banks. The basis of this arrangement is as follows: First. Hereafter, drafts drawn upon any bank represented in the Clearing-House Association in the city of New York, received by the assistant treasurer in that city, may be presented to such bank at the clearing-house for payment. Second. Hereafter, draffs drawn upon the assistant treasurer at New York may be adjusted by him at the clearing-house, and the balance due from the United States may be paid at his office in United States notes or clearing-house certificates. * Since this was written the Bank of France has resumed, and there has been no special demand for coin, the transition having taken place almost imperceptibly. REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXI Third. After the 1st of January next payment of checks presented to the assistant treasurer by any bank connected with the clearing-house may be made by him in United States notes. The Association subsequently adopted a report, and the following propositions for the guidance of the banks in the transaction of business after the first day of January, 1879, which propositions have also since been adopted by the Clearing-House in Boston: 1. Decline receiving gold coins as "special deposits/' but accept and treat them only as "lawful money." 2. Abolish special exchanges of gold checks at the clearing-house. 3. Pay and receive balances between banks at clearing house either in gold or United States legal tender. 4. Receive silver dollars upon deposit only under special contract to withdraw the same in kind. 5. Prohibit payments of balances at clearing-house in silver certificates or in silver dollars, excepting as subsidiary coin in small sums (say under $10). 6. Discontinue gold special accounts by notice to dealers to terminate them on 1st January next. The following is an extract from the report referred to: There are diverse views honestly entertained respecting the relative merits and powers of circulating notes, of banks or of government, as to which will best promote the public interests and meet the requirements of the people. Avoiding all discussion of this subject as not pertinent to the immediate occasion, let us accept the situation as it now exists, and as it will continue until after the day of resumption, and remit all such questions to the test of future experience. At present there is a marked distinction made in the daily transactions of banks between their deposits of gold and their deposits of currency, by treating the former as a special fund, payable in kind. It must be evident that if this discrimination continues to be made after resumption, it will prolong the idea of the inferiority of circulating notes after they have been declared to be restored to an equality with gold by becoming interchangeable, and will therefore falsify the proclamation of the government. It will not only be a practical denial by the banks of the sincere purpose of the government to maintain its resolution, but, by affording protection and facility to those who draw coin from the Treasury, will place the moral force and power of the banks in direct opposition to the effort of government. Specie payments will not have been truly accomplished until all distinctions in the use of gold coin and currency as money are obliterated in ordinary commercial transactions. To make resumption effective, the banks must cordially co-operate by practically treating lawful currency and gold coin as equivalent in value, as they did before the war, declining to receive all deposits of gold as subject to special contract as hitherto, and accepting it only as lawful money. They should also abolish all existing arrangements in which gold coin is preferred, by giving notice that they will expire on the 1st January next, the day of resumption, and terminate all special gold exchanges at the clearing-h ouse. If the government, also, forbearing all further legislation upon the subject, will discontinue the issue of gold-certificate's at the Treasury, and regard gold coin as practically the equivalent of lawful money in all its disbursements, the distinction which has so long existed between coin and currency will rapidly fade away, and natural law will reassert its beneficent dominion over our financial affairs. Resumption of the coin standard being assured, it is entirely safe to leave the circulating notes to find their true place, as their constitutional merits and the demands of trade and the public interest may naturally determine. But resumption of the coin standard can be successfully reached only by the fearless disbursement of gold both by banks and government, and by such unreserved and confident action as will manifest to the public that they are working harmoniously together, and feel the utmost assurance of its practicability and permanence. The exchanges at the clearing-house in New York City for the year ending October 1, 1878, were nearly twenty thousand millions, and the balances paid in money were about nine hundred andfiftymillions. The average daily exchanges were about sixty-five millions, and the average daily balances paid in money were but about three and one-tenth millions, or only 4.8 per cent, of the amount of the settlements. The New York clearing-house was organized in 1853, and the following table exhibits its transactions, and the amount and ratio of currency XXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. required for the payment of daily balances, yearly, for the last twentyfive years: X o . of banks.' Years. *Cai.ital. I-xrl.angrs. i Average •i's paid Average daily' daily bal- Eauiu-y. exchanges, ances paid , tios. in monev. I Fr. ct. 50 48 50 50 1854 1855 1856 1857 1858 1859 1860 1861 1862 1863 1-864 1865 1866 1867 1868 1869 1870 1871 1872 1873 i i j 1874 J 1875 1876 1877 1878. i i ! 4(5 47 50 50 50 : i : : : : : 58 58 59 59 61 62 61 59 59 59 59 58 $5, 750, 455, 9S7 5. 3(52,912, 09S (i. 000,213, 328 8. 333,226,718 4, 756,664, 380 0, 448, 005, 950 7, 231, 143,057 5, 915, 742, 758 6,871, 443, 591 14,867, 597, 849 24, 097, 196, 656 26, 032, 384, 342 28, 717, 146,914 28, 675, 159,472 28, 484, 288, 637 37, 407, 028, 987 27, 804, 539, 406 29, 300, 986, 682 32, 636, 997, 404 33, 972, 773, 943 20, 850, 681, 963 23, 042, 276, 858 19,874, 815, 361 20, 876, 555, 937 19, 922, 733, 947 209^ 721, 029 213, 293,827 152, 372,108 971, 231,281 104, 346, 845 009, 532, 037 1,015, 256, 483 951, 970,454 172,674,670 ; +474,138,972,237 +19,835,157,113 $47,044,0iM) 48,884, ISO 52, 883, 700 64, 420, 200 67, 14(i, 01S 67,921,714 69,907,435 V)S, 900, 005 68, 375, 820 68, 972. 508 i 68, 586. 763 i 80,303,013 : 82, 370, 200 : 81,770,200:i 82, 270, 200 82, 720, 200 : 83, 620, 200 i 84,420,200 ! 84,420,200 . 83, 370, 200 81,635,200 i 80, 435, 200 i 81,731,200 i 71,085,200 i 63,611,500 ! $19. 104. "505 17, 412. C052 22, 278, 1108 26,968.::571 15, 393! 1736 20, 867 i33 23, 401.1 19,269.."520 22, 237' 682 48, 428, t658 77, 984, 4455 84, 796, C040 93, 541, 1195 93, 101,1167 92,182,1164 121,451,::593 90, 274, 4479 95,133, 074 C 105, 964, 277 2 111,022,1137 68,139, 484 4 75,301, 558 ': 64, 738, £812 68, 447, 1724 65, 106, £974 411,494 289. fii)4, 137 334. 714,489 305, 313.902 314, 238. 911 363, 984. 683 380. 693^438 353, 383,944 415. 530,331 077, 626, 483 885, 719,205 1, 035, 765,108 1. 066, 135, 106 1,144, 963,451 125, 455, 237 120, 318, 308 484, 822 ] $988, 078 940, 565 1, 079, 724 1,182, 246 1, 016, 954 1,177,944 1,232, 018 1,151,088 1,344,758 2, 207, 252 2, 866, 405 3, 373, 828 3, 472, 753 3, 717, 414 3, 642, 250 3, 637, 397 3, 365, 210 3, 927, 666 3, 939, 266 3, 765, 922 3,173, 958 3, 608, 977 3, 288, 381 3, 328, 710 3, 111, 015 5.2 5.4 4.8 4.4 6.6 5.6 5.3 6.0 6.0 4.6 3.7 4.0 3.7 4.0 4.0 3.0 3.7 4.1 3.7 3.4 4.7 4.8 5.1 4.9 4.8 161,705,866 i 12,581,591 4.2 NATIONAL-BANK AND LEGAL-TENDER NOTES, BY DENOMINATIONS. The subjoined table exhibits, by denominations, the amount of national-bank and legal-tender notes outstanding on ^November 1, 1878: Denominations. Ones .Twos Fives Tens Twenties Fifties One-hundreds Five-hundreds Thousands Add for fractions of notes not pie rented or destroyed. Totals Deduct for legal-tenders destroyed in Chicago iire . Balances . Amount of na- Amount of letional - bank gal-tenders. $4,284,219 ! $20,368,531 2.582,146 | 92,539,275 j 102.981,440 j 68.219.780 20,332,920 55,576,740 65,926,631 63,565,929 2(»; 967. 800 27, 104, 400 I 057, 500 i 304, 000 11. 561 26, 691,195 31,227,070 30, 501, 500 33, 490, 500 Total. $24, 652, 750 22, 915, 066 148,116, 015 168, 908, 071 131, 785, 709 47, 658, 995 58, 331, 470 31,159, 000 33, 794, 500 11, 561 319, 652,121 347, 681, 016 1,000,000 667, 333,137 1, 000, 000 319, 652,121 346, 681, 016 666, 333,137 Section 5175 of the Kevised Statutes provides " that not more than one-sixth part of the notes furnished to any association shall be of a less denomination than live dollars, and that after specie payments are resumed, no association shall be furnished with notes of a less denomination than five dollars.7' In view of this provision, the printing of one and two dollar notes was discontinued on November 1 last, and it is not expected that any notes of these denominations will be issued after the close of the present year. Section 5182 of the llevised Statutes requires that the circulating notes of national banks shall be " signed by the president or * The capital stock is stated at various dates, the amount at a uniform date in each year not being obtainable, t Yearly averages for twenty-tive years. \ Totals for twenty-five years. REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIII vice-president and cashier thereof." The written signature of at least one bank officer is necessary, as a check between this office and the issuing bank$ for, if the question of an overissue of notes should arise, the signature of such officer would be a means of determining the genuineness of the note. A number of banks, however, issue their notes with printed signatures, and in some cases with lithographic ones, which are frequently so badly executed as to excite suspicion as to the genuineness of the notes. The Comptroller, in his last report, recommended an amendment of section 5182 of the Eevised Statutes, imposing a penalty of twenty dollars for every note issued by a national bank without the written signature of at least one of the officers of the bank, which recommendation is now renewed. PUBLIC DEBT AT ITS MAXIMUM — CURRENCY AND ITS COIN VALUE. The public debt reached its maximum on August 31, 1865, when it amounted to $2,845,907,626, composed as follows: Funded debt Matured debt Temporary loans Certificates of debt Five per cent, legal-tender notes Compound-interest legal-tender notes Seven-thirty notes United States notes, (legal-tenders) Fractional currency Suspended requisitions uncalled for $1,109,568,192 1,503,020 107,148,713 85,093,000 33, 954,230 217, 024,160 830,000, 000 433,160, 569 26, 344, 742 2, 111, 000 t Total 2,845,907,626 Of these obligations $684,138,959 were a legal tender in the payment of all debts, public and private, except customs duties and interest on the public debt. The amount of legal-tender notes, demand notes, fractional currency, and national bank notes, outstanding on August 31, 1865, and annually thereafter, from January 1, 1866, to January 1, 1878, and the amounts outstanding November 1,1878, are shown by the following table, together with the currency price of gold and the gold price of currency at each date: United States issues. Date. Aug. Jan. Jan. Jan. Jan. Jan. Jan. Jan. Jan. Jan. Jan. Jan. Jan. Jan. Nov. deLegal-tender Old m a n d Fractional notes. notes. currency. 31,1865 $432, 757, 604 $402, 965 $26, 344, 742 1,1866 425, 839, 319 392, 070 26, 000, 420 1,1867 380, 276,160 221, 682 28, 732, 812 1,1868 356, 000, 000 159,127 31, 597, 583 1,1869 355, 892, 975 128, 098 34, 215, 715 1,1870 356, 000, 000 113, 098 39, 762, 664 1,1871 356, 000, 000 101, 086 39, 995, 089 1,1872 357, 500, 000 92, 801 40, 767, 877 84,387 45, 722, 061 1,1873 358, 557, 907 1,1874 378, 401, 702 79, 637 48, 544, 792 72, 317 46, 390, 598 1,1875 382, 000, 000 69,642 44,147, 072 1,1876 371, 827, 220 65, 462 26, 348, 206 1,1877 366, 055, 084 1,1878 349, 943, 776 63, 532 17, 764,109 62, 065 16, 211,193 1,1878 346, 681, 016 Notes of national banks, including gold notes. Aggregate. $176, 213, 955 $635, 719, 266 298, 588, 419 750, 820, 228 299, 846, 206 709, 076, 860 299, 747, 569 687, 504, 279 299, 629, 322 689, 866,110 299, 904, 029 695, 779, 791 306, 307, 672 702, 403, 847 328, 465, 431 726, 826,109 344, 582, 812 748, 947,167 350, 848, 236 777, 874, 367 354,128, 250 782, 591,165 346, 479, 756 762, 523, 690 321, 595, 606 714, 064, 358 321, 672, 505 689, 443, 922 322, 460, 715 685, 414, 989 Currency Gold price price ef of $100 $100 gold. currency. $144 25 144 50 133 00 133 25 135 00 120 00 110 75 109 50 112 00 110 25 112 50 112 75 107 00 102 87 100 25 $69 32 69 20 75 18 75 04 74 07 83 33 90 29 91 32 89 28 90 70 88 89 88 69 93 46 97 21 99 75 NATIONAL-BANK CIRCULATION. The following table exhibits by States and geographical divisions tlie number of banks organized and in operation, with their capital, bonds III— C C XXXIV REPORT OF THE COMPTROLLER OB1 THE CURRENCY. on deposit, and circulation issued, redeemed, and outstanding on the 1st day of November, 1878: Capital. Banks. States and Territories. Organ- Inliqui- In oper- Capital ized. j dation. ; ation. paid in. Bonds on deposit. Maine New Hampshire Vermont Massachusetts Rhode Island... Connecticut $9,626,250! $20,538,580 $11,738,656 $8, 799, 924 5, 769, 000' 12, 118, 075 6, 923, 328i 5,194, 747 7, 662, 500' 18, 979, 600 11, 627,1661 7, 352, 434 72, 22], 930' 166,473,645 102,777,080 63, 696, 565 14, 254. 400 35, 026, 715! 21, 976, 505'13, 050, 210 20, 323, 700) 47, 555, 410 29, 564, 017!17, 991, 393 Totals, Eastern States - Xow York New Jersey Pennsylvania . . Delaware Maryland Totals, Middle States Dist. of Col Virginia "West Virginia.. North Carolina South Carolina . Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Missouri Totals, Southern States .. Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Kansas Nebraska 74 47; 50 242 62 86 46 47 237 61 82 Totals, Pacific States and Territories 660, 740, 533, 407, 009, 504, 000 000 000 000 800 620 Circulation. Issued. ; Redeemed, i Outstand- 561: 16 545 165, 854, 420 129, 857, 8OO1 300, 692, 025 184, 606, 752! 116, 340 71 257 14 60 o 280 69 235 14 32 34 90 2 90,689,691 13,858,350 55, 909, 840 1,763,985 12, 865, 010 55,766,300! 169,862,715 118,990,88812,626,350 29,531,520 18,172,195! 46, 677, 650; 109, 208. 135 66, 960, 830' 1,549,200! 3,432,6652,000,605, 7, 821, 000 22, 314, 4501 14, 614, 276) 50, 871, 827 11, 359, 325 42, 247, 306 1, 432, 060 7, 700,174 I 630 175, 086, 876 124, 440, 500 334, 349, 485 220, 738, 794; 113, 610, 691 29! 20 4 11 is: 12 . 17 2; ; 18 15 15 12 12 1 ]0 11 2 48 3 55; 32! 431 275; 196 115 165! 90; 56 99 39 27! 12: Totals, Western S t a t e s . . . Nevada Oregon Colorado Utah Idaho Montana Wyoming New Mexico!.. Dakota Washington . . $10, 5, 8, 95, 20, 25, Bonds. 6 1,155, 000' 2, 529, 850! 1, 458, 000: 1,764,000! 1, 490, 000| 1, 925, 000; 50, 000: 1, 621, OOO! 3, 475, 000 1, 100, 000 205, 000 9, 936, 500 3, 080, 300' 7, 175, 000; 1, 820, 000! 680, 000' 205, 000; 8, 546, 350! 2, 754. 500| 2, 000. 000! 205! 40, 670, 900! 27, 998, 700 26; 11 18 23' 8 162 94; ]39 79 38; 761 31! 11s 10 159 640 34; o 2 2 3 1 39 1, 507, 000 3, 285, 000: 1, 756, 000 2, 55], 000 2, 851, 100 2, 041, 000 50, 000 1,658, 000: 12 Due for mutilated notes retired 1' 13l! 1 3 J_ 986, 900; 23, 157, 250| 026, 530 '< 12, 918, 500J 194, 600 i 9, 988, 500| 514, 500 ! 6, 275, 750' 315, 000! 2, 094, 500| 927,000i 557, 000! 968, 700! 4, 679, 400! 800, 000 ! 2, 740, 000J 000,000! 844, OOOi 84,733,230! 250, 000 i 1, 235, 000j 200, 0001 100, 000: 350, 000 125, 0001 300, 000! 175, 000! 150, 000! 2, 885, 000' 3, 7, 4, 3, 3, 4, 549, 600 226, 2701 941, 430: 986, 200 580, 325 817, 790' 59, 500 2, 990, 130, 66, 000 6, 557, 760 1, 686, 420 531, 9001 18, 039, 495 6, 400, 2801 10, 947, 375; 2, 459, 001J 4, 865, 578! 3, 393, 022! 2, 272, 720| 2, 230, 960i 2, 891, 381] 15, 700 1, 511,142 65, 389] 4, 533, 224) 1, 149, 415; 280, 307| 9, 812, 155| 3, 832, 947! 8, 602, 943 75, 380, 475; 47, 915, 88427, 464, 591 56, 23], 270 34, 542, 755 33, 574, 905 16, 253,190 7, 165, 660i 12, 427, 740 7, 124, 660 2, 813, 680i 1, 853. 340 34, 845,147 21, 386,123 22,144,156 12, 398, 599 23, 659, 677 9, 915, 228 10, 255, 860 5, 997, 330 4, 878, 370 2, 287, 290 8, 038, 221 4, 389, 519 4, 502, 396 2, 622, 264 922, 519 1, 891,161 741, 234 1, 112,106 63, 254, 90()| 171, 987, 2Oo! I l l , 327, 094 250, 823, 50, 100, 280, 60, 300, HO, 50, 000' 0001 000' 000! 000; 0001 OOO! 000! 000! 2, 023, 000 1, 090, 599 2, 360, 692 1,548,408 1, 713, 480 1, 349, 365 1, 926, 409 43, 800 1, 478, 988 611 2, 024, 536 537, 005 251, 593 8, 227, 340 2, 567, 333 2, 344, 432 13],700 487, 000' 1,611,920 614, 930: 197, 740 544, 4201 116, 360, 591,070) 155, 530: 45, 000 . 4 495, 670 60, 660,106 587 lOOi 639! 874! 739! 8711 360i 510J 530 3,113 223, 900 743, 281 69, 056 82, 001 246, 549 54, 000 265, 560 99, 000 45, 000 2, 664, 210 1 831, 460 128, 263, 868, 545, 115, 297, 62, 325, 56, 1 339, 674 Grand totals A i d gold banks 2,390 10) 343; l! 2,046 469,230,426! 347,574,900 886, 904, 855^ 567,252,734! 320,991,795 9; 4,300,000j 1,834,000 3,051,220| 1,582,300 1,468,920 Tot ds for all banks 2, 400; 344, 2, 056, 473, 530, 426| 349, 408, 90C 889,956,075| 568,835,034! 322,460,715 REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXV The act of February 25, 1863, and the subsequent act of June 3, 1864, authorized the issue of 300 mill ions of dollars of national-bank circulation, which was increased by the act of July 12, 1870, to 354 millions. The act of June 20, 1874, authorized any national bank desiring to withdraw its circulating notes, in whole or in part, to deposit lawful money with the Treasurer of the United States, in sums of not less than $9,000, and to withdraw a proportionate amount of the bonds held as security for such notes; and the act of January 14, 1875, repealed all provisions restricting the aggregate amount of national-bank circulation, and required the Secretary of the Treasury to retire legal-tender notes to an amount equal to 80 per cent, of the national-bank notes thereafter issued, until the amount of such legal-tender notes outstanding should be $300,000,000, and no more. That portion of the above act which required a reduction of United States legal-tender notes was repealed by the act of May 31, 1878, which provides: That froni and after the passage of this act it shall not l>e lawful for the Secretary of the Treasury, or other officer under him, to cancel or retire any more of the United States legal-tender notes; and when any of said notes may be redeemed, or be received into the Treasury under any law, from any source whatever, and shall belong to the United States, they shall not be retired, canceled, or destroyed, but they shall be reissued, and paid out again and kept in circulation: Provided, That nothing herein shall prohibit the cancellation and destruction of mutilated notes, and the issue of other notes of like denomination in their stead, as now provided by law. Subsequent to the passage of the act of June 20, 1874, and of that of January 14, 1875, which authorized the retirement and reissue of national-bank notes at the pleasure of the banks, the circulation steadily decreased in volume until the year 1877, the total decrease being $30,869,655, since which time there has been a small increase. This will be seen from the following table, which exhibits the total outstanding circulation, not including mutilated notes in transit, upon the 1st day of November for the last twelve years, and also upon the dates of the acts above named: November November November November November November November 1, 1, 1, 1, 1, 1, 1, 1867 1868 1869 1870 1871 1872 1873 $299,153, 298 300, 002, 234 299, 910, 419 302,607,942 324, 810, 656 341, 512, 772 348 382, 048 June 20, 1874 November 1, 1874 January 14, 1875 November 1, 1875 November 1, 1876 November 1, 1877 November 1. 1878 $349, 894,182 351,927,246 351, 881, 450 345, 586, 902 321,150, 718 316,775, 111 320,991, 795 Since the passage of the act of June 20, 1874, $79,910,488 of legaltender notes have been deposited in the Treasury for the purpose of retiring circulation, and $74,095,965 of bank notes have been redeemed, destroyed, and retired. From the date of passage of the act of January 14, 1875, to that of the act of May 31, 1878, which prohibited the further cancellation of legal-tender notes, $44,148,730 of additional circulation was issued, and legal-tender notes equal to 80 per cent, thereof, or $35,318,984, have been retired, leaving $346,681,016 of legal-tender notes outstanding at the latter date. The amount of additional circulation issued for the year ending November 1, 1878, was $16,291,685, of which $1,598,800 was issued to twenty-eight banks organized during the year; while within the same period $12,075,001 of circulation was retired without reissue, the actual increase for the year being $4,216,684. During the year ending November 1, 1878, lawful money to the amount of $7,502,943 was deposited with the Treasurer to retire circulation, of XXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. which amount $3,366,469 was deposited by banks in liquidation. The amount previously deposited under the act of June 20, 1874, was $61,028,049, and by banks in liquidation, $11,379,496; to which is to be added a balance of $3,813,675, remaining from deposits made by liquidating banks prior to the passage of that act. Deducting from the total of the sums named ($83,724,163) the amount of circulating notes redeemed and destroyed, and for which no reissue has been made ($74,095,965), there remained in the hands of the Treasurer on November 1, 1878, $9,628,198 of lawful money for the redemption and retirement of circulation. The following table exhibits by States the issue and retirement of circulation during the year ending November 1,1878, and the total amount issued and retired since June 20, 1874: Circulation retired. States and Territories. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Missouri Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Kansas Nebraska Nevada Colorado Utah Montana Dakota Washington Surrendered to this office and retired. Total for year ending November 1, 1878... Add totals from June 20,1874, to November 1.1877. Surrendered to this office between same dates... Total issued and retired from June 20,1874, to November 1, 1878 Circulation issued. $208, 800 4, 800 544, 600 3, 072, 710 227, 850 555, 600 4, 963, 575 290, 730 1, 851, 340 71,100 153. 600 138, 000 1,000 405, 900 18, 000 113, 410 90, 000 810, 500 45, 000 305,100 116,900 94, 580 176, 860 591, 210 370, 890 334, 090 44,100 298, 360 119, 880 7,700 18, 000 108, 900 Under act of Of liquidating J u n e 20,1874. banks. $56, 460 427, 944 478, 262 2, 509, 780 117,181 801, 339 329, 887 74, 515 60, 565 5,865 179, 860 64,425 45, 915 78, 400 292, 20, 27, 246, 28, 184, 518, 533, 659, 356 663 752 261 052 373 318 572 231 141,110 90, 399 103, 794 116, 537 20,137 60, 231 28, 508 39, 600 54, 000 45, 000 1,590 14,152 56, 937 11,120 13, 700 473, 092 5,586 190, 862 11, 17, 76, 56, 869 209 546 559 41, 271 75 915 39, 090 3, 865 390 95,197 38, 029 201, 672 286, 050 186, 694 393, 729 69, 048 68, 647 100, 251 64, 597 107, 786 7, 975 810 27, 214 14, 912 4,120 rp + o l -Lotai> $59, 325 1,590 442, 096 535,199 11,120 13, 700 2, 982, 872 122, 767 992, 201 341, 7">6 91, 724 137, 111 62, 424 179, 860 64, 425 87,186 78, 475 915 331, 446 24, 528 28,142 341, 458 66, 081 386, 045 804, 368 720, 266 ., 052, 960 210,158 159, 046 204, 045 181,134 127, 923 68, 206 810 55, 722 14, 912 4,120 1, 088, 885 16, 291, 685 39,120, 885 8, 301, 692 52, 700, 916 2, 684, 424 10, 408, 933 12, 075, 001 63,109, 849 9,130,107 55, 412, 570 61, 002, 608 13, 093, 357 84, 314, 957 The following table exhibits the monthly issue and retirement of national-bank notes, and the deposit and retirement of legal-tender notes (for the purpose of retiring national-bank notes), from the passage of the REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXVII act of January 14, 1875, to November 1 of this year; also, the amount of legal-tender notes retired from that date to May 31, 1878: National-bank circulation. Legal-tender notes. Months. Issued. J a n . 1875 flast 17 da,vs} i Feb., i Mar., i Apr., i May, i June, i July, Aug., i Sept., i Oct., Dec. " Jan., 1876 Feb., Mar., Apr., May, * June i July, Aug., i "Sept i Oct., Nov., - .. - . Dec, Jan ] 877 Feb. Mar., " . . . . . . i Apr., i May, June, ( July, Aug., i Sept., Oct., i Nov., Dec, 'i Jan., 1878 Feb., ' Mar., ' April, 'i May, ' June, 'i July, " Aug., ' Sept., ' Oct., ' Nationa -bank notes surrendered to this office and re1Laired T atal $537, 580 1, 062, 440 1,956,580 1 390 200 1, 237, 500 1, 735, 525 1,151,140 626, 960 520, 650 768,100 981,010 821, 220 702, 370 329, 385 322, 380 225, 815 476, 560 485, 670 144, 880 360,100 1, 045, 510 1,198, 788 780, 895 1, 069, 895 1 337 840 931, 660 1, 979,100 1, 452, 250 1, 352, 280 810, 310 837, 640 1, 397, 570 1, 326, 540 3, 030, 050 3, 938, 255 1, 745, 640 1,041,690 615, 500 961, 640 1, 459, 620 2, 007, 620 1, 400, 450 844, 910 607, 910 630, 640 1, 037, 810 Itetired. Deposited. $255, 600 1,139, 204 583, 200 1 614 400 1, 532, 530 1, 734, 900 2, 156, 500 1, 847, 596 1, 803, 020 1, 903, 355 967 969 898, 039 1, 986, 723 1, 949, 873 1, 853, 549 1, 622,117 2, 087, 421 4 744, 747 2, 831, 816 4, 032, 953 2 330,168 2, 201, 606 1, 900, 862 1 410, 285 1 447 868 2 250, 377 1, 319, 728 1, 435, 491 1 739,105 2,121, 440 1,123, 854 1, 444,141 595, 599 1, 476, 581 1, 385, 767 694, 833 621, 285 653, 449 750 617 502, 655 1,140,124 877 271 1 435, 685 914, 597 947, 743 1 062 090 $1, 323, 214 3, 283,100 2, 875, 448 2 261 463 1, 637, 309 3, 099, 626 1, 886, 910 943, 246 2,167, 406 3, 241, 885 1 284 079 2 006 950 2 629, 900 3, 856, 237 5, 304, 027 3, 001, 600 2, 085, 692 2 612, 645 1, 232, 831 1,137, 630 1 776 085 1, 251, 609 432, 600 870, 975 703 240 818 247 737, 755 675, 265 682, 240 1, 732, 690 1, 610, 079 1, 263, 940 787, 325 151, 400 261, 600 488, 000 669, 500 511, 662 1 246 780 633, 230 377, 490 818 100 853 200 298, 000 641, 500 703 881 Retired. $2, 773,100 1 175 140 987, 760 1, 292, 420 1,016,472 509, 400 304, 584 704, 880 764 472 644, 552 554, 080 329, 748 188,144 227, 372 404, 208 351, 384 153, 056 284, 624 839, 864 959, 024 624, 716 855, 916 1 070 272 745 328 1, 583, 280 1,161, 800 1,081,824 648, 248 670,112 1,118, 056 1, 061, 232 2, 424, 040 3,150, 604 1, 396, 512 833 352 492, 400 769 312 1,167, 696 10 218 992 50, 678, 070 81, 547, 725 68, 867, 591 35, 318, 984 The following summary exhibits concisely the operations of the acts of June 20, 1874, and of January 14, 1875, from the dates of their passage to November 1, 1878: National-bank notes outstanding when act of June 20,1874, was passed. $349, 894,182 Amount of same issued from June 20, 1874, to January 14, 1875 $4,734,500 Amount redeemed and retired between same dates 2,767,232 Increase from June 20, 1874, to January 14, 1875 , 1, 967,268 Total amount notes outstanding January 14, 1875 351, 861, 450 Amount redeemed and retired from January 14, 1875, to date. 71, 328,733 Amount surrendered between same dates 10,218,992 Total redeemed and surrendered Amount issued between same dates Decrease from January 14, 1875, to date National-bank notes outstanding at date 81,547, 725 50,678,070 ,.. 30,869,655 320,991,795 XXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Greenbacks on deposit in the Treasury June 20, 18747 to retire notes of insolvent and liquidating1 banks Deposited from. June 207 1874, to date, to retire national-bank notes Total deposits Circulation redeemed by Treasurer between same dates without reissue. Greenbacks on deposit at date Greenbacks retired under act of January 14, 1875 Greenbacks outstanding at date $3, 813, 675 79, 910, 488 83,724,163 74, 095, 965 9, 628,19& 35, 318, 984 346,681,016 The circulation of the nine National Gold Banks located in the State of California, having a capital of $4,300,000 and a circulation of $l,468,920r is not included in the above table. LOST OR UNREDEEMED BANK-NOTES. The belief is very generally entertained that a considerable proportion of the circulating notes of each national bank will ultimately be lost or destroyed, and will therefore never be presented for redemption. It is also frequently stated that the loss of such notes inures to the benefit of the banks. Neither supposition is correct. Section 5222 of the Revised Statutes requires that all national banks which go into voluntary liquidation shall, within six months thereafter, deposit in the Treasury an amount of lawful money equal to the amount of their circulating notes outstanding. The law also requires that full provision shall be made for the redemption of the circulating notes of any insolvent bank, before a dividend is made to its creditors. Thus it will be seen that no association can close up its business without first providing for the payment of all of its circulating notes, and that the amount deposited for their redemption must remain in the Treasury until the last outstanding note shall have been presented. It is therefore plain that the government, and not the bank, receives all the benefit arising from lost or unredeemed circulating notes. In a previous report returns as to unredeemed circulation were given for 286 State banks organized under the authority of the legislature of the State of New York. The maximum amount of circulation issued to them was $50,754,514, and the amount of unredeemed circulation at the date of the report named was $1,336,337, or 2.63 per cent, of the highest amount issued. The maximum amount of circulation issued to 30 State banks in the city of ^ew York, which are still in operation either as national or State associations, was $7,763,010, while the amount remaining unredeemed in October, 1875, was $142,365, or only 1.83 per cent, of the highest amount issued. The amount of circulation issued to 240 State banks in Wisconsin was $7,565,409, and the amount unredeemed is $134,747, the percentage of unredeemed notes being 1.78 only. The maximum issue to 210 State banks in the six New England States was $39,245,380, while the amount remaining unredeemed is but $792,767, the proportion of the latter to the former being 2.02 per cent. The returns from 332 State banks in New York, New Jersey, Delaware and Maryland show their maximum circulation to have been $65,664,176, while the amount unredeemed is $1,707,428, and the percentage 2.60. The percentage of unredeemed notes of 25 State banks in Ohio, having a circulation of $2,196,381,, was 2.79. The greatest amount of circulation issued to 707 State banks, in 12 States, was $114,671,346, the amount outstanding $2,696,282, and the proportion unredeemed 2.4 per cent. It is probable that, under the national system of redemption, the pro- REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIX portion of national-bank notes redeemed will be much greater than that of the State-bank notes under the old systems. The highest amount of circulation issued to 15 national banks which failed previous to 1870 was $1,554,400, and the amount outstanding on November 1, 1878, was $13,440.50, the proportion of notes remaining unredeemed being only 0.86 per cent, of the amount issued. The total amount issued to 23 national banks which failed previous to thfe year 1873 was $3,196,693; and the amount outstanding on November 1,1878, was $57,074, the proportion of notes remaining unredeemed being but 1.78 per cent, of the amount issued. This is shown in the following table : Name and location of bank. pointed. issued. First National Bank, Attica, N. Y Venango National Bank, Franklin, Pa Merchants' National Bank, Washington, D. C. First National Bank, Medina, N. V Tennessee National Bank, Memphis, Teim First National Bank, Selma, Ala First National Bank, New Orleans, La National Unadilla Bank, Unadilla, N. Y Farmers and Citizens' National Bank, Brooklyn, N. Y Croton National Bank, New York, N. Y First National Bank, Bethel, Conn First National Bank, Keokuk, Iowa National Bank, Yicksburgr, Miss First National Bank, Rockford, 111 First National Bank of Nevada, Austin, Nev. Apr. 14,1865 M a y 1,1866 M a y 8,1866 Mar. 13,1867 Mar. 21,1867 Apr. 30,1867 M a y 20,1867 A u g . 20,1867 $44, 000 85, 000 180, 000 40, 000 90, 000 85, 000 180, 000 100, 000 00 00 00 00 00 00 00 00 $348 50 441 50 1,461 00 139 00 611 25 689 00 2,130 00 506 00 .79 . 52 1 81 .35 .68 .81 1.18 .51 Sept. 6,1867 Oct. 1,1867 Feb. 28,1868 Mar. 3,1868 Apr. 24,1868 Mar. 15,1869 Oct. 14,1869 253, 900 00 180, 000 00 26,300 00 90, 000 00 25, 500 00 45, 000 00 129, 700 00 2,164 00 891 00 301 00 676 00 201 25 632 00 2, 249 00 .85 .49 1.14.75 .80 1.41 1.73 1, 554, 400 00 13,440 50 .86 20,418 00 984 00 5, 856 50 4, 910 00 2,272 00 1,175 00 3, 874 00 4,144 50 2.55 1.97 2.41 2.74 3. 20 2.61 2.87 3.48 Totals and average percentage to 1870.. Ocean National Bank, New York, N. Y Union Square National Bank, New York, N. Y Eighth National Bank, New York, N. Y Fourth National Bank, Philadelphia, Pa Waverly National Bank, Waverly, N. Y First National Bank, Fort Smith* Ark j Scandinavian National Bank, Chicago, 111 j Wallkill National Bank, Middletown, N. Y . . . Totals and average percentage to 1873.. Dec. Dec. Dec. Dec. Apr. May Dec, Dec. 13,1871 15,1871 15,1871 20,1871 23,1872 2,1872 12,1872 31,1872 800, 000 50, 000 243, 393 179, 000 71, 000 45, 000 135, 000 118, 900 outstanding. unredeemed. 00 00 00 00 00 00 00 00 3,196, 693 00 57, 074 50 Of the circulation of 51 national banks in voluntary liquidation previous to 1870, amounting to $5,832,940, there yet remains outstanding $151,484, or 2.59 per cent, only, of the amount issued; and of the circulation of 75 banks in liquidation prior to 1872, amounting to $8,648,980, there remains outstanding $227,448, which is equal to a percentage of 2.63 5 and of the circulation of 89 banks in liquidation prior to 1873, in amount $10,764,080, there remains outstanding $303,274, or 2.82 per cent, of the amount issued. The amount of demand Treasury notes issued from July 17, 1861, to December 31, 1862, was $60,000,000, in denominations of five, ten, and twenty dollars$ and the amount remaining outstanding on the 1st of November last was $62,065, the proportion unredeemed being a little more than one-tenth of one per cent., $3,627 having been redeemed within the last two years. SPECIE IN BANK AND ESTIMATED SPECIE IN THE COUNTRY. The table below exhibits the amount of specie held by the national banks at the dates of their reports for the last ten years; the coin, coin- REPORT OF THE COMPTROLLER OF THE CURRENCY. XL certificates, and checks payable in coin, held by the New York City banks being stated separately: Held by national banks in New York City. Dates. Oct. Jan. Apr. June Oct. Jan. 5,1868.. 4,1869.. 17,1869.. 12,1869.. 9,1869.. 22,1870.. Mar. 24,1870.. J u n e 9,1870.. Oct. 8,1870.. Dec. 28,1870.. Mar. 18,1871.. Apr. 29,1871.. June 10,1871.. Oct. 2,1871.. Dec. 16,1871.. Feb. 27,1872.. Apr. 19,1872.. June 10,1872.. Oct. 3,1872.. Dec. 27,1872.. Feb. 28,1873... April 25,1873.. June 13,1873.. Sept. 12,1873.. Dec. 26,1873.. Feb. 27,1874.. May 1,1874.. June 26,1874.. Oct. 2,1874.. Dec. 31,1874.. Mar. 1,1875.. May 1,1875.. June 30,1875.. Oct. 1,1875.. Dec. 17,1875.. Mar. 10,1876.. May 12,1876.. J u n e 30,1876.. Oct. 2,1876.. Dec. 22,1876. Jan. 20,1877. Apr. 14,1877. J u n e 22,1877. Oct. 1,1877. D e c 28,1877. Mar. 15,1878. May 1,1878.. June 29,1878. Oct. 1,1878.. Coin. TJ. S. coincertificates. $1, 698, 623 24 1, 902, 769, 48 1, 652, 575 21 2, 542, 533 96 1, 792, 740 73 6,196, 036 29 2, 647, 908 39 2, 942, 400 24 1, 607, 742 91 2, 268, 581 96 2, 982,155 61 2, 047, 930 71 2, 249, 408 06 1,121, 869 40 1, 454, 930 73 1, 490, 417 70 1, 828, 659 74 3, 782, 909 64 920, 767 37 1, 306, 091 05 1, 958, 769 86 1, 344, 950 93 1, 442, 097 71 1, 063, 210 55 1, 376,170 50 1,167, 820 09 1, 530, 282 10 1, 842, 525 00 1, 291, 786 56 1, 443, 215 42 1, 084, 555 54 930,105 76 1, 023, 015 86 753, 904 90 i, 436 72 3, 261,131 36 832, 313 70 1, 214, 522 92 1,129, 814 34 1, 434, 701 83 1, 669, 284 94 1, 930, 725 59 1, 423, 258 17 1, 538, 486 47 1, 955, 746 20 2, 428, 797 44 2, 688, 092 06 1, 905, 705 22 1, 779, 792 43 $6, 390,140 18, 038, 520 3, 720, 040 11, 953, 680 16, 897, 900 28, 501, 460 21, 872, 480 18, 660, 920 7, 533, 900 14, 063, 540 13, 099, 720 9, 845, 080 9, 161,160 7, 590, 260 17, 354, 740 12, 341, 060 10,102,400 11, 411,160 5, 454, 580 12, 471, 940 11, 539, 780 11,743,320 22,139, 080 13,522,600 18, 325, 760 23, 518, 640 23, 454, 660 13, 671, 660 13,114, 480 14, 410, 940 10, 622,160 5, 753, 220 12, 642,180 4, 201, 720 12, 532, 810 19, 086, 920 15,183, 760 16, 872, 780 13, 446, 760 21, 602, 900 33, 629, 660 13, 899,180 10, 324, 320 11, 409, 920 19, 119, 080 35, 003, 220 25, 397, 640 11, 954, 500 11, 514, 810 Total. $1, 536, 353 66 $9, 625,116 90 2, 348,140 49 22, 289, 429 97 1, 469, 826 64 6, 842, 441 85 975, 015 82 15, 471, 229 78 1, 013, 948 72 19, 704, 589 45 2,190, 644 74 36, 888,141 03 1, 069, 094 30 25, 589, 482 69 1,163, 905 88 22, 767, 226 12 3, 994, 006 42 13,135, 649 33 3, 748,126 87 20, 080, 248 83 3, 829, 881 64 19, 911, 757 25 4, 382,107 24 16, 275,117 95 3, 680, 854 92 15, 091, 422 98 1,163, 628 44 9, 875, 757 84 4, 255, 631 39 23, 065, 302 12 3,117,100 90 ' 16, 948, 578 60 4, 715, 364 25 16,646,423 99 4, 219, 419 52 19, 414, 489 16 6, 375, 347 37 13, 778, 031 05 13, 498, 549 86 13, 088, 250 93 23,581,177 71 14, 585, 810 55 19, 701, 930 50 24, 686, 460 09 24, 984, 942 10 15, 514,185 00 14, 406, 266 56 15, 854,155 42 11, 706, 715 54 6, 683, 325 76 13, 665,195 86 4, 955, 624 90 13, 402, 246 72 22, 348, 051 36 16, 016, 073 70 18, 087, 302 92 14, 576, 574 34 23, 037, 601 83 35, 298, 944 94 15,829,905 59 11, 747, 578 17 12, 948, 406 47 21, 074, 826 20 37, 432, 017 44 28, 085, 732 06 13,860,205 22 13, 294, 602 43 Held by other national banks. Aggregate. $3, 378, 596 49 l$13, 003, 713 39 7, 337, 320 29 29, 626, 750 26 3,102, 090 30 9, 944, 532 15 2, 983, 860 70 18, 455, 090 48 3, 297, 816 37 23, 002, 405 83 11, 457, 242 69 48, 345, 383 72 11, 507, 060 75 37, 096, 543 44 8,332,211 66 31, 099, 437 78 5, 324, 362 14 18, 460, 011 47 6, 227, 002 76 26,307,251 59 5, 857, 409 39 25, 769,166 64 6, 456, 909 07 22, 732, 027 02 4, 833, 532 18 19, 924, 955 16 3, 377, 240 33 13, 252, 998 17 6, 529, 997 44 29, 595, 299 56 8, 559, 246 72 25, 507, 825 32 7, 787, 475 47 24, 433, 899 46 4, 842,154 98 24, 256, 644 14 3, 854, 409 42 10, 229, 756 79 5, 269, 305 40 19, 047, 336 45 4, 279,123 67 17, 777, 673 53 • 3, 780, 557 81 16, 868, 808 74 4, 368, 909 01 27, 950, 086 72 5, 282, 658 90 19, 868, 469 45 7, 205,107 08 26, 907, 037 58 8, 679, 403 49 33, 365, 863 58 7, 585, 027 16 32, 569, 969 26 6, 812, 022 27 22, 326, 207 27 6, 834, 678 67 21, 240, 945 23 6, 582, 605 62 22, 436, 761 04 4, 960, 390 63 16, 667,106 17 3, 937, 035 88 10, 620, 361 64 5, 294, 386 44 18, 959, 582 30 3, 094, 704 83 8, 050, 329 73 3, 668, 659 18 17, 070, 905 90 6, 729, 294 49 29, 077, 345 85 5, 698, 520 66 21, 714, 594 36 7,131,167 00 25, 218, 469 92 6, 785, 079 69 21, 361, 654 03 9, 962, 046 06 32, 999, 647 89 14, 410, 322 61 49, 709, 267 55 11, 240, 132 19 27, 070, 037 78 9, 588, 417 89 21, 335, 996 06 9, 710, 413 84 22, 658, 820 31 11, 832, 924 50 32, 907, 750 70 17, 290, 040 58 54, 722, 058 02 17, 938, 024 00 46, 023, 756 06 15, 391, 264 55 29, 251, 469 77 17, 394, 004 16 30, 688, 606 59 The amount of silver coin held by the national banks on June 30 and October 2, 1876, was $1,627,566 and $2,557,599 respectively. The amount held on October 1,1877, was $3,700,703, and on October 1, 1878, $5,387,738. The aggregate amount of specie held by the State banks in New England, in New York, New Jersey, Pennsylvania, Maryland, Louisiana, Ohio, and Wisconsin, as shown by their official reports for 1878, was $3,023,429, of which the banks in New York City held $2,629,839. In the returns from California the amount of coin is not given separately. In my last annual report a statement was given from estimates made by the Director of the Mint, showing that the probable amount of coin and bullion in the country on June 30, 1877, was $242,855,858, of which $50,135,628 was silver. Assuming this estimate to have been substantially correct, the movement of coin and bullion for the year ending June REPORT OF THE COMPTROLLER OF THE CURRENCY. XLI 30, 1878, and the amount in the country at the latter date, is shown, from further estimates of the Director of the Mint, to have been as follows: Estimated amount of coin and bullion in the country June 30, 1877.... Estimated product of the mines for the year Importations of gold for the year Importations of silver for the year Total Deduct exportations of gold Deduct exportations of silver Deduct amount used in the arts and manufactures $242, 855, 858 99, 000, 000 13, 330,715 16, 490,599 371,677,172 $9,197, 555 24, 535, 670 5, 500, 000 39,233,225 Total estimated amount of coin and bullion in the country on June30 3 1878 332,443,947 Of this amount, $244,353,390 was in gold coin and bullion, and $88,090,557 in silver coin and bullion. The increase for the fiscal year was $89,588,089, of which $51,633,160 was in gold coin and bullion and $37,954,929 in silver coin and bullion. The Director estimates the amount of gold coin and bullion in the country on September 30, 1878, at about $259,353,390, and of silver coin and bullion at about $99,090,557, making a total of $358,443,947. LOANS AND RATES OF INTEREST OF NEW YORK CITY NATIONAL BANKS. The following table contains a classification of the loans of the national banks in New York City for the last iive years: Loans and discounts. On endorsed paper On single-name paper On U. S. bonds on demand On other stocks, &c., on demand On real-estate security Payable in gold All other loans Totals October 2, 1874. October 1, 1875. October 2, 1876. October 1, 1877. October 1, 1878. 48 banks. 48 banks. 47 banks. 47 banks. 47 banks. $116, 719, 349 $120,189, 537 19, 959, 609 18, 555,100 4, 721, 638 4, 934, 674 51, 453, 682 50,179, 384 278, 081 868,160 5, 735,138 3, 454, 276 2, 909, 557 3, 908, 602 $95, 510, 311 16, 634, 532 6, 277, 492 58, 749, 574 536, 802 4, 681, 570 1, 852, 944 $92, 618, 776 15, 800, 540 4, 763, 448 48, 376, 633 497,524 4, 319, 014 2, 786, 456 $83, 924, 333 17, 297, 475 7, 003, 085 51,152, 021 786, 514 6, 752,181 2, 670, 371 202, 089, 733 184, 243, 225 169,162, 391 169, 585, 980 201, 777, 054 The average rate of interest in New York City for each of the fiscal years from 1874 to 1878, as ascertained from data derived from the Journal of Commerce and the Financial Chronicle of that city, was as follows: 1874, 1875, 1876, 1877, 1878, call loans, 3.8 per cent.; call loans, 3.0 per cent.; call loans, 3.3 per cent.; call loans, 3.0 per cent.; call loans, 4.4 per cent.; commercial paper, commercial paper, commercial paper, commercial paper, commercial paper, 6.4 per 5.6 per 5.3 per 5.2 per 5.1 per cent. cent. cent. cent. cent. The average rate of interest of the Bank of England for the same years was as follows: During During During During During the calendar year ending December 31, 1874, 3.69 per cent. the calendar year ending December 31, 1875, 3.23 per cent. the calendar year ending December 31, 1876, 2.61 per cent. the calendar year ending December 31, 1877, 2.91 per cent. the fiscal year ending June 30, 1878, 3.07 per cent. The rate of interest in the city of New York, on November 22 of the present year, as quoted in the Daily Bulletin, was, on call loans, from 3 to 4 per cent., and on commercial paper of the best grade, from 4J to 5 per cent. The rate of interest of the Bank of England, which, on No- XLII REPORT OF THE COMPTROLLER OF THE CURRENCY. vember 29 of last year, was 4 per cent., had fallen on January 30 following to 2 per cent., from which date to October 14 there were seven changes, and, with a single exception on May 29, a gradual increase. The rate was fixed on the date last named at 6 per cent, and reduced on November 21 to 5 per cent. SECURITY OF CIRCULATING- NOTES. The following table exhibits the kinds and amounts of United States bonds held by the Treasurer on the 1st day of November, 1878, to secure the redemption of the circulating notes of national banks: Class of bonds. Loan of February. 1861 (81s) Loan of J u l y and'August, 1861 (81s). Loan of 1863 (81s) Consols of 1865 Consols of 1867 Consols of 1868 Ten-forties of 1864 Funded loan of 1881 Funded loan of 1891 Funded loan of 1907 . . . Pacific Railway bonds.. Authorizing act. February 8, 1861 . July 17 and August 5.1861 March 3, 1863 March 3, 1865 .do . .do March 3, 1864 J u l y 14, 1870, and January 20, 1871. do .do J u l y 1,1862, and J u l y 2,1864 Rate of interest. Amount. 6 per ...do .do do do do 5 per do 276, 000 416, 550 790, 900 825, 700 172,100 1, 764, 500 70, 688, 850 125, 926, 750 cent. . . cent 4^ per cent. 4 per cent 6 per cent. 49, 397, 250 30, 566, 300 5, 584, 000 349, 408, 900 Total . All of these bonds, with the exception of $53,038.50 of 6 per cents, are, by the terms of the acts under which they were issued, payable in coin. Of the latter amount, $36,692,550 consist of sixes of 1881, which were issued prior to the passage of the legal-tender act; $10,762,300 of fivetwenties, which were issued under the act of March 3, 1865, which law does not specify the kind of money in which the bonds issued unSer it shall be paid; and $5,584,000 of Pacific Railroad currency sixes. On October 1, 1870, the banks held $246,891,300 of 6 per cent, bonds, and $95,942,550 of 5 per cents. Since that time there has been a decrease of $174,061,550 in 6 x>er cent, bonds, and an increase of $100,673,050 in the 5 per cents. During the three years ending November 1, 1878, there has been a decrease of $55,673,462 in 6 per cent., and of $42,430,600 in 5 per cent, bonds, while in the same period $49,397,250 of 4J per cents., and within the last eighteen months $30,566,300 of 4 per cents, have been deposited. TAXATION, EARNINGS, AND DIVIDENDS. The Comptroller has in former reports discussed at considerable length the question of bank taxation, and he respectfully repeats at the present time his previous recommendations for the repeal of the law imposing a tax upon caxwtal and deposits. Special attention is called in this connection to the elaborate tables herewith presented, showing, for a series of years, the amount of national and State taxation paid by the national banks, the amount of losses charged off < by them, the number of banks which have been compelled to pass dividends, and the low ratio of their earnings and dividends to capital and surplus. It will be seen that the average rate of taxation upon capital for the past four years has been nearly three and one-half per cent., while in the city of New York it has exceeded five per cent. \ that during the last three years the banks have suffered losses amounting to more than sixty-four million dollars ; and that the ratio of their earnings to capital and surplus was, in 1877, but 5.62, and in 1878, but 5.14 per cent. No more conclusive proof of the justice of the request REPORT OF THE COMPTROLLER OF THE CURRENCY. XLIII for the repeal of the law imposing these taxes can be given than is contained in these various tables. The national banks pay annually to the government, in semi-annual installments, a duty or tax of one per cent, upon the average amount of their circulating notes outstanding, one-half of one per cent, upon the average amount of their deposits, and a like rate upon the average amount of their capital stock not invested in United States bonds. The following table exhibits the amount of such duties paid by the national banks yearly, from the commencement of the system to July 1 of the present year: O n circulation. Years. 1864 1865 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 . . . . . Aggregates O n deposits. O n capital. Totals. $53, 096 97 733,247 59 2,106, 785 30 2, 868, 636 78 2, 946, 343 07 2,957 416 73 2, 949, 744 13 2,987,021 69 3,193, 570 03 3, 353,186 13 3, 404, 483 11 3, 283, 405 89 3, 091, 795 76 2, 899, 037 09 2,948,047 08 $95, 811 25 1, 087, 530 86 2, 633,102 77 2, 650,180 07 2, 564,143 44 2, 614, 553 58 2,614,767 61 2, 802, 840 85 3,120, 984 37 3,196, 569 29 3, 209, 967 72 3, 514, 310 39 3, 505,129 64 3, 445, 252 74 3, 273, 111 74 $18, 402 23 133,251 15 406, 947 74 321, 881 36 306,781 67 312,918 68 375, 962 26 385, 292 13 389, 356 27 454,891 51 469, 048 02 507,417 76 632, 396 16 654, 636 96 560, 296 83 39, 775, 817 35 40, 328, 256 32 5, 929, 480 73 $167, 310 45 1, 954, 029 6a 5,146, 835 81 5, 840, 698 21 5, 817, 268 185, 884, 888 99 5, 940, 474 00 6,175,154 67 6, 703, 910 67 7, 004, 646 93 7, 083, 498 85 7, 305,134 04 7, 229, 321 56 6, 998, 926 79 6, 781, 455 65 86, 033, 554 40 The amount paid to the Commissioner of Internal Revenue during the same years, by banks and bankers other than national, is shown in the following table: Tears. 1864 1865 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1 . . „ ... As[£Te£ates j O n circulation. O n deposits. $2, 056, 996 30 1, 993, 661 84 990, 278 11 214,298 75 28, 669 88 16, 565 05 15, 419 94 22, 781 92 8, 919 82 24, 778 62 16, 738 26 22, 746 27 17, 947 67 5,430 16 1,118 72 $780, 723 52 2,043,841 08 2, 099, 635 83 1, 355, 395 98 1, 438, 512 77 1, 734, 417 63 2,177, 576 46 2, 702,196 84 3, 643, 251 71 3, 009, 302 79 2, 453, 544 26 2, 972, 260 27 2, 999, 530 75 2, 896, 637 93 2, 593, 687 29 5, 436, 351 31 34, 900, 515 11 O n capital. $903, 367 374, 074 476, 867 399, 562 445, 071 827, 087 919, 262 976, 057 736, 950 916, 878 1,102, 241 989, 219 927, 661 897, 225 98 11 73 90 49 21 77 61 05 15 58 61 24 84 Totals. $2,837,719 82 4, 940, 870 90 3, 463, 988 05 2, 046, 562 46 1, 866, 745 55 2,196, 054 17 3, 020, 083 61 3, 644, 241 53 4, 628, 229 14 3, 771, 031 46 3, 387,160 67 4, 097, 248 12 4, 006, 698 03 3, 829, 729 33 3,492,031 85 10, 891, 528 27 51, 228, 394 69 It will be seen by the above tables that, since 1864, the total taxes collected by the government from the banks and bankers of the country amount to $137,261,949.09, of which the national banks have paid nearly two-thirds. One object in imposing these taxes upon the national banks was to make the system self-sustaining, so far as cost to the government is concerned; but while the whole expenses of this Office, from its establishment to July 1 of this year, have been but $4,525,022,66, the first of the foregoing tables shows that the national banks have returned to the government in taxes during this period the large sum of $86,033,554, of which $39,775,817 was paid on circulation alone. It is to be further observed that the whole of this amount has been collected without any expense to the government. From returns made to this office by the national banks in several dif- XLIV REPORT OF THE COMPTROLLER OF THE CURRENCY. ferent years, m response to requests therefor by the Comptroller, the amount of State taxes paid by them for the years 1866, 1867,1869,1874, 1875, 1876, and 1877 has been definitely ascertained. No returns were obtained for the missing years in this series; but from the data furnished for the known years, estimates have been made in this Office for the intervening ones, and the whole amount of taxes, State and national, paid by the national banks from the year 1866 to the present time is shown, yearly, in the table below: Ratio of tax to capital. A m o u n t of taxes. Years. Capital stock. State. United States. 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 $410, 593, 435 422, 804, 666 420,143, 491 419, 619, 860 429, 314, 041 451, 994,133 472, 956, 958 488, 778, 418 493, 751, 679 503, 687, 911 501, 788, 079 485, 250, 694 Total. $8, 069, 938 8, 813,127 8, 757, 656 7, 297, 096 7, 465, 675 7, 860, 078 8, 343, 772 8, 499, 748 9, 620, 326 10, 058,122 9, 701, 732 8, 829, 304 $7, 949, 451 9, 525, 607 9, 465, 652 10, 081, 244 10,190, 682 10, 649, 895 6, 703, 910 7, 004, 646 7, 256, 083 7, 317, 531 7, 076, 087 6, 902, 573 $16, 019, 389 18, 338, 734 18, 223, 308 17, 378, 340 17, 656, 357 18, 509, 973 15, 047, 682 15, 504, 394 16, 876, 409 17, 375, 653 16, 777, 819 15, 731, 877 United State. Total. States. Per ct. 1.9 2.2 2.2 2.4 2.4 2.4 1.4 1.4 1.5 1.5 1.4 1.4 Per ct. Per ct. 2.0 3.9 2.1 4.3 2.1 4.3 1.7 4.1 1.7 4.1 1.7 4.1 1.8 3.2 1.8 3.2 2.0 3.5 2.0 3.5 2.0 3.4 1.9 3.3 In the returns of United States taxes prior to the year 1872, in the above table, are included the special or license tax of two dollars on each one thousand dollars of capital, and an income tax on net earnings. The following table shows, by geographical divisions, the amount and the ratio to capital of the total taxation of the national banks, for the years 1874 to 1877 inclusive: 1874. Ratios to capital. A m o u n t of taxes. Geographical divisions. New England States Middle States Southern States Western States and Terr's. United States Capital.* State. U. S. State, Total. $1,896,533 3, 325, 425 436, 540 1, 597, 585 $2, 980, 484 3, 911, 371 517, 792 2, 210, 679 $4, 877, 017 7, 236, 796 954, 332 3, 808, 264 493, 751, 679 . 7,256,083 9, 620, 326 16, 876, 409 1.5 2.0 3.5 $160, 517, 266 190,162,129 33, 558, 483 109, 513, 801 U. S. Total. Per ct. Per ct. Per ct. 3.0 1.2 1.8 3.8 1.7 2.1 2.8 1.3 1.5 3.5 1.5 2.0 1875. New England States Middle States Southern States Western States and Terr's. $164, 316, 333 193, 585, 507 34, 485, 483 111, 300, 588 $1, 937, 016 3, 300, 498 445, 048 1, 634, 969 $3, 016, 537 4, 062, 459 476, 236 2, 502, 890 $4, 953, 553 7, 362, 957 921, 284 4,137, 859 1.2 1.7 1.3 1.5 1.8 2.1 1.4 2.4 3.0 3.8 2.7 3.9 United States 503, 687, 911 7, 317, 531 10, 058,122 17, 375, 653 1.5 2.0 3,5 1876 New England States Middle States Southern States Western States and Terr's. United States $168, 068, 379 192,163, 773 33, 439,193 108,116, 734 $1, 947, 970 3,190, 247 423, 781 1, 514, 089 $2, 914, 808 4, 025, 316 431,164 2, 330, 444 $4, 862, 778 7, 215, 563 854, 945 3, 844, 533 1.2 1.7 1.3 1.4 1.7 2. 2 L3 2.3 2.8 3.9 2.6 3.7 501, 788, 079 7, 076, 087 9, 701, 732 16, 777, 819 1.4 2.0 3.4 REPORT OF THE COMPTROLLER OF THE CURRENCY. XLV 1877. Ratios to capital. Amount of taxes. Geographical divisions. Capital.* Total. State. U. S. $167, 788, 475 $1, 907, 776 $2, 864,119 $4, 771, 895 New England States 3, 544, 862 6, 674, 852 182, 885, 562 3,129, 990 Middle States 411, 486 32, 212, 288 429,149 840, 635 Southern States 3, 444, 495 Western States and Terr's. 102, 364, 369 1, 453, 321 1, 991,174 485, 250, 694 United States 6, 902, 573 TJ. S. State. Total. Per ct. Per ct. Per ct. 1.7 1.1 2.8 1.9 3.6 1.7 2.7 1.4 1.3 3.5 2.1 1.4 8, 829, 304 15, 731, 877 1.4 1.9 3.3 The States in which the ratios of taxation to capital were most excessive during the years 1875,1876 and 1877, are shown in the table below: 1875. 1876. 1877. States. U.S. New York New Jersey Ohio Indiana . . . Illinois "Wisconsin Kansas Nebraska South Carolina Tennessee . . •. State. Total. U.S. Per cent Per cent Per cent Per 1.8 2.9 4.7 2.1 3.6 1.5 2.4 3.8 1.4 2.6 3.8 1.2 2.4 4.2 1.8 2.1 3.8 1.7 3.2 4.6 1.4 2.3 4.5 2.2 3.4 4. 5 1.1 1.4 2.3 3.7 State. Total. U.S. State. Total. cent Per 1.8 1.4 1.3 1.2 1.8 1.7 1.5 2.2 1.0 cent Per cent Per 4.9 3.1 3.5 2.1 4.0 2.7 3.7 2.5 4.2 2.4 3.8 2.1 4.5 3.0 4.7 2.5 3.7 2.7 cent Per cent Per 1.9 2.7 1.4 1.9 1.0 2.4 1.2 2.3 1.6 2.2 1.7 2.1 1.7 2.6 2.3 2.3 1.0 2.6 1.4 2.1 1.6 3.5 2.2 cent 4.6 3.3 3.4 3.5 3.8 3.8 4.3 4.6 3 6 3.8 The evil effect of these high rates of taxation may be seen in the reduction of capital and surplus by the banks in the city of New York alone, during the last five years, which has been upon capital $16,435,000, and upon surplus $6,002,981; making a total of $22,437,981. The State banks of the same city are reported to have also reduced their capital $4,794,000, and surplus $1,340,300; making a total reduction for all of the New York city banks, during that period, of $28,572,281. The inequality in the rate of taxation imposed by State authority upon banking capital in different localities is well illustrated by the following table, which gives the rate of such taxation in the principal cities of the country for the years 1875, 1876, and 1877, the ratio of United States taxation upon deposits, capital, and circulation combined, being also given for purposes of comparison: I Kates of taxation. Cities. 1875. 1877. United State. Total. Total. United State. Total. States. States. °er cent Per cent Per cent \Per cent Per cent Per cent Per cent Per cent Per cent PL 1.3 1.9 1.4 3.3 1.6 2.9 1.4 1.6 3.0 2.1 3.1 2.0 5.1 1.9 3.5 5.4 5.0 2.9 3.0 3.6 3.0 6.6 6.2 3.2 3.4 6.6 3.2 2.1 0.8 2.0 2.8 2.1 2.8 2.8 0.7 0.7 1.4 0.5 1.4 1.9 1.9 1.4 0.5 1.9 0.5 1.2 2.0 1.3 3.3 3.1 1.2 2.0 3.2 1.9 1.3 0.3 1.4 1.7 2.0 1.2 1.1 2.3 0.7 1.5 0.3 1.6 1.9 2.4 1.6 0.2 1.8 0.9 1.4 0.5 1.3 1.8 1.9 1.4 0.5 1.9 0.5 1.7 2.6 2.0 4.6 4.6 1.7 2.9 4.6 2.9 1.1 2.3 1.1 3.4 3.3 1.1 2.5 3.6 2.2 2.2 2.5 2.3 4.8 5.8 2.2 3.0 5.2 2.9 1.6 1.3 1.8 3.1 3.3 1.6 1.5 3.1 1.7 2.4 3.0 2.3 5.3 5.0 2.2 2.9 5.1 2.6 1.4 2.8 1.2 4.0 3.9 2.6 3.9 1.3 2.5 1.3 2.2 1.3 3.5 3.0 1.2 1.8 3.0 1.7 United States. Boston New York Albany Philadelphia. Pittsburgh .. Baltimore Washington . New Orleans. Louisville Cincinnati... Cleveland Chicago Detroit Milwaukee . . Saint Louis ... Saint P a u l . . . 1876. State. * The capital of the banks which reported State taxes in 1874 was $476,836,031, in 1875 $493,738,408; in 1876 $488,272,782, and in 1877 $474,667,771. XLVI REPORT OF THE COMPTROLLER OF THE CURRENCY. The following table gives in detail, by States and principal cities, the amount of national and State taxation paid by the national banks for the year 1877, and their ratios to capital: Amount of taxes. States and Territories. Maine New Hampshire Vermont Massackusetti Boston... Rhode Island -Connecticut $240, 100, 1G8, 828, 830, 273, 422, $354, 163, 257, 1, 321, 1, 515, 406, NewEngland States New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore. District of Columbia Washington 34,118, 002 60, 057, 247 2, 000, 000 14, 278, 350 '8.41 16, 085. 667 10, 347, 500 1, 663, 985 2, 302, 459 11, 233, 651 252, 000 1, 229.119 M i d d l e States Virginia West Virginia Nortli Carolina South Carolina Georgia Florida Alabama New Orleans Texas Arkansas Xentueky IiOuisville Tennessee 49, 21, 30, 28, 25, 796 461 792 918 547 818 18,653 50. 099 14, 597 2, 760 77, 141 42, 265 48. 639 Ohio.... Cincinnati Cleveland. Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Colorado Oregon California t.. San Francisco t NewT Mexico Utah Idaho. Montana. Wyoming Dakota 64, 684 27, 737 33, 945 74, 027 42, 632 1, 023 19, 372 26, 387 20, 655 3, 601 30, 636 15, 936 68, 514 428, 902 128, 159 97,591 347, 744 223, 996 131,744 120, 716 34, 885 50, 969 16,610 121, 291 93, 923 41, 243 o 722 18, 855 19. 922 23, 951 2, 650 3. 940 114, 480 49,198 64,737 i 102,945 ! ,1 1,841 38,025 i 76,486 i 35,252 ! 6,361 : 107,777 58,201 | 117,153 I 698, 446 201, 976 145, 730 550, 338 387, 581 277, 111 214, 917 65, 990 94, 329 32, 005 206, 376 155, 352 75, 961 122, 534 37, 848 41, 407 44, 495 9,874 22, 356 23, 827 7, 360 5, 529 4, 551 13, 227 3,572 1, 803 W e s t e r n States a n d Territories 1,453,321! 1,991,174| 3,444,495 Totals . . . 6~9027573 1.4 *The capital of the banks that paid State, county, and municipal taxes on stock and real esta e is $474,667,771. t California banks pay no State taxes on capital, except suili as is invested in real estate. REPORT OF THE COMPTROLLER OF THE CURRENCY. XLVII Tables similar to the foregoing, for the years 1867 and 1869? and from 1874 to 1876 inclusive, appear in the appendix. The amount of losses charged off by the banks during the last three years have been tabulated from the semi-annual reports of dividends and earnings made by the banks, and the results appear in the table below, which shows the number of banks which have suffered losses, and the amounts charged off by them, during each of the semi-annual periods ending on March 1 and September 1 of the years named: Six months ending— Geographical divisions. March 1, 1878. No. of banks. New England States Middle States Southern States Western States and Territories Totals for 1878. Add totals for 1877... Add totals for 1876... Losses. September 1, 1878. No. of bauks. 327 417 124 436 $3, 344, 012 4, 506, 813 672,032 2, 380, 288 399 449 140 442 1,304 980 806 10, 903,145 8,175, 961 6, 501,170 25, 580, 276 Aggregate losses and average number of banks, yearly L $4, 5, 1, 2, Aggregate losses. — 016, 814 502, 770, 225, 602 818, 469; $7, 360, 826 10, 009, 583 1, 897, 634 5,198, 757 1,430 j 1,108 I 1,034 | 13, 563, 655| 11, 757, 627 j 13, 217, 857! 24, 466, 800 19, 933, 588 19, 719, 027 1,191 38, 539,139 64,119, 415 In his last two reports, the Comptroller gave tables showing the amount of losses thus charged off by the banks in each State and principal city in the Union during the years 1876 and 1877. A similar table is here presented for the present year, which gives the number of banks and amount of losses for each dividend period, to which are added the losses of the years 1876 and 1877: March 1, 1878. September 1, 1878. States and cities. Total. No. of banks. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New York New York City . . Albany .' New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia. Washington Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama New Orleans Texas Arkansas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana 39 23 25 116 45 23 56 129 40 7 54 124 20 13 5 8 12 1 4 15 6 12 10 8 1 7 6 11 2 21 7 18 83 Losses. No. of banks. Losses. 42 $82, 399 47 $133, 457 93 31 52, 704 69 86, 158 23 33 160, 026 03 218, 407 69 146 1, 099,369 18 606, 935 00 48 1, 422,010 60 1, 068,186 86 38 721,661 20 415, 073 24 61 652, 098 23 642, 337 12 157 528, 530 28 716, 514 78 42 2, 703,939 15 2, 443, 380 83 7 128,137 72 145, 251 96 54 235, 224 34 425, 650 62 121 702,158 74 535, 441 55 22 190, 045 35 371, 630 95 18 100, 208 94 318, 827 57 11, 212 94 12, 081 86 25,101 77 9, 341 37 138, 674 34 230, 241 65 1, 000 00 ! 3, 375 00 3,138 14 ! 30, 473 39 88, 235 87 | 122, 704 26 12, 809 04 [ 22, 434 35 71, 363 73 | 149, 901 81 70, 696 13 29, 367 83 • 26, 833 14 ! 59, 247 73 6, 078 48 j 28, 244 60 ! 70, 802 41 i 297, 939 35 I 40, 557 55 ) 32,828 14 j 41,031 60 14, 402 05 | 11, 060 18 163,171 41 103, 343 81 j 150,327 53 85, 198 52 I 107,613 07 91,441 06 j 606, 815 54 358, 859 37 | 49, 797 47 30,233 26 152, 883 00 70, 025 04 353, 474 40 257, 823 49 $215, 857 40 138, 862 92 378, 433 72 1, 706, 304 18 2, 490,197 46 1,136, 734 44 1,294, 435 35 1, 245, 045 06 5,147, 319 98 273, 389 68 660, 874 96 1, 237, 600 29 561, 676 30 419, 036 51 23, 294 80 34,443 14 368, 915 99 4, 375 00 33, 611 53 210,940 13 35, 243 39 221, 265 54 100, 063 96 86, 080 87 6, 078 48 99,047 01 338, 496 90 73, 859 74 25, 462 23 266, 515 22 235, 526 05 199, 054 13 965, 674 91 80, 030 73 222, 908 04 611, 297 89 XLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY Losses of the National Banks—Continued. March 1,1878. States and cities. No. of banks. Illinois Chicago Michigan Detroit "Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Colorado Oregon California San Francisco . New Mexico Utah Montana Wyoming Dakota Losses. September 1,1878. Total. No. of banks. $161, 741 93 394, 762 84 205,873 19 91, 935 74 50, 044 39 46,141 17 183, 033 46 128, 388 05 65,477 18 75, 838 52 53, 597 18 40, 919 54 56, 941 34 14, 054 46 12, 635 37 38, 241 06 10,160 57 1, 241 01 8, 663 39 3, 051 12 1, 041 17 1, 304 10, 903,145 04 980 i 8,175, 960 56 806 ! 6, 501,169 82 Totals for 1878 . Add for 1877 . . . Add for 1876 . . . Aggregate losses for three y e a r s . . . $288, 720 66 520, 321 30 165, 988 78 42, 681 27 27, 715 87 28, 817 41 92, 673 24 98, 568 87 47, 822 11 95, 618 14 113, 305 78 22, 978 62 48, 430 80 6, 805 58 9, 834 06 14, 662 85 12, 872 37 11, 499 00 9, 082 52 11, 228 05 5, 436 00 $450,462 59 915, 084 14 371, 861 97 134, 617 01 77, 760 26 74, 958 58 275, 706 70 226, 956 92 113, 299 29 171,456 66 166, 902 96 63, 898 16 105, 372 14 20, 860 04 22, 469 43 52, 903 91 23, 032 94 12,740 01 17, 745 91 14,279 17 6,477 17 1, 430 13, 563, 654 85 24, 466, 799 89 1,108 11, 757, 627 43 19, 933, 587 99 1, 034 13, 217, 856 60 19, 719, 026 42 25, 580, 275 42 38, 539,138 88 64,119,414 30 It will be seen from the foregoing tables that the total losses charged off by the banks during the current year were $24,466,799.89; that in 1877 they amounted to $19,933,587.99, and in 1876 to $19,719,026.42; making a grand aggregate of $64,119,414.30 of losses which the banks have sustained during the three years named, and have wiped off from their books by charging them largely to their previously accumulated undivided profit and surplus accounts. The amount of losses sustained by the banks in the more important cities during the same period is shown in the following table: Cities. :, 873, 759 97 $4, 247, 941 66 ,598, 722 68 2,192, 053 81 152, 976 14 333, 248 47 333,851 56 289, 466 59 876, 207 32 200, 597 74 519, 701 41 286, 259 47 New York.. Boston Philadelphia Pittsburgh.. Baltimore — New Orleans $5,147, 319 98 2, 490,197 46 561, 676 30 419, 036 51 368,915 99 338,496 90 Inconsequence of the losses above shown, many of the banks have been compelled to entirely forego dividends for a longer or shorter period. A tabular statement is given below, showing by geographical divisions the number of banks, with their capital, which passed dividends during each of the semi-annual dividend periods of 1877 and 1878: Six months ending— Geographical divisions. March 1,1877. No. New England States Middle States Southern States Western States Pacific States and Territories Totals Capital. S e p t e m b e r 1.1877. No. Capital. M a r c h 1,1878. No. Capital. S e p t e m b e r 1,1878. No. 73 27 106 14 $8,150, 12, 742, 3, 720, 14, 090, 1, 750, 000 000 000 000 000 35 92 30 118 13 $9, 15, 4, 10. 1, 000 200 000 000 000 37 95 36 144 16 $9, 389, 500 17, 244, 400 5, 266, 000 15,013,000 1, 885, 000 51 114 44 132 16 245 40, 452, 000 288 41,166, 200 328 48, 797, 900 357 085, 573, 236, 737, 535, Capital. $14, 22, 6, 12, 1, 870, 454, 8G7, 870, 675, 000 850 000 100 000 58, 736, 950 REPORT OF THE COMPTROLLER OF THE CURRENCY. XLIX The number of banks passing dividends in the first dividend period of 1876 was 235, with a capifal of $34,290,320; and in the second period the number was 273, and the capital represented was $44,057,725. It will be seen that during the last three years, an average amount of $44,583,516 of capital of the national banks has paid no dividends whatever to its owners. But the foregoing table of the number of banks which have passed dividends during the last three years does not fully represent the effect of the great losses suffered by them, nor the diminution of their profits in later years. For, in addition to what is here shown, very many of the banks which have declared dividends have been compelled to reduce them to rates which cannot be considered a fair compensation for the use of the capital employed. This additional effect is shown in the following table, which exhibits the amount of capital, surplus, dividends, and total earnings of all the national banks, for each half year, from March 1, 1869, to September 1, 1878, together with the ratios of such dividends and earnings to capital and surplus: Period of six) months end- No. of banks. ing— Sept. 1,1869 Mar. 1,1870 Sept. 1,1870 Mar. 1,1871 Sept. 1,1871 Mar. 1,1872 Sept. 1,1872 Mar. 1,1873 Sept. 1,1873 Mar. 1,1874 Sept. 1,1874 Mar. 1,1875 Sept. 1,1875 Mar. 1,1876 Sept. 1,1876 Mar. 1,1877 Sept. 1,1877 Mar. 1,1878 Sept. 1,1878 1,481 1,571 1,601 1,605 1,693 1,750 1,852 1,912 1,955 1, 967 1,971 2,007 2, 047 2,076 2,081 2,080 2,072 2,074 2,047 Capital. $401, 650, 802 416, 366, 991 425, 317,104 428, 699,165 445, 999, 264 450, 693, 706 465, 676, 023 475, 918, 683 488,100, 951 489, 510, 323 489, 938, 284 493, 568, 831 497, 864, 833 504, 209, 491 500, 482, 271 496, 651, 580 486, 324, 860 475, 609, 751 470, 231, 896 Surplus. Total dividends. Total net earnings. $82,105, 848 £21, 767, 831 $29, 221,184 86,118, 210 21, 479, 095 28, 996, 934 91, 630, 620 21, 080, 343 26, 813, 885 94, 672, 401 22, 205,150 27, 243,162 98, 286, 591 22,125, 279 27, 315, 311 99, 431, 243 22, 859, 826 27, 502, 539 105,181, 942 23, 827, 289 30, 572, 891 114, 257, 288 24, 826, 061 31, 926, 478 118,113, 848 24, 823, 029 33,122, 000 123, 469, 859 23, 529, 998 29, 544,120 128, 364, 039 24, 929, 307 30, 036, 811 131, 560, 637 24, 750, 816 29,136, 007 134,123, 649 24, 317, 785 28, 800, 217 134, 467, 595 24, 811, 581 23, 097, 921 132, 251, 078 22, 563, 829 20, 540, 231 130, 872,165 21,803,969 19, 592, 962 124, 349, 254 22,117,116 15, 274, 028 122, 373, 561 18, 982, 390 16, 946, 696 118, 687,134 17, 959, 223 13, 658, 893 Earnings Divi- Dividends capital to capital dends to to and sur- and surcapital. plus. plus. Per ct. 5.42 5.16 4.96 5.18 4.96 5.07 5.12 5.22 5.09 4.81 5.09 5.01 4.88 4.92 4.50 4.39 4.54 3.99 3.81 Per ct. 4.50 4.27 4.08 4.24 4.07 4.16 4.17 4.21 4.09 3.84 4.03 3.96 3.85 3.88 3.57 3.47 3.62 3.17 3.04 Per ct 6.04 5.77 5.19 5.21 5.02 5.00 5.36 5.41 5.46 4.82 4.86 4.66 4.56 3.62 3.25 3.12 2.50 2.83 2.31 This table shows a gradual and steady decline in the ratio, not only of dividends but of earnings, from 1870 to the present time. The ratio of dividends to capital has declined from 10.12 per cent, in 1870 to 7.80 per cent, in the present year$ the ratio of dividends to capital and surplus, which in 1870 was 8.35, is this year but 6.21 * while the ratio of total net earnings to capital and surplus has receded during the same period from 10.96 to 5.14. The latter fact shows how largely the dividends of late years have been drawn from the accumulated earnings of former periods, and that even the diminished dividends of to-day much exceed the actual current earnings of the banks. A table is given in the appendix which shows concisely the ratio of dividends to capital, and to capital and surplus, and of total net earnings to capital and surplus, of each State and principal city in the Union, for each half year from March 1, 1874, to September 1? 1878. IV—c c REPORT OF THE COMPTROLLER OF THE CURRENCY. The following' table exhibits by geographical divisions ratios similar to those on the foregoing page, for the years 1876 1877, and 1878: 1876. •Geographical divisions. New England States Middle States .. Southern States Western States and Territories 1877. 1878. Divi- Earnings DiviDivi- Earnings Divi- dends to to Divi- dends to Earnings Divi- dends to to capital dends capital capital dends to capital to dends to capital to capital sur- capital. and sur- and sur- capital. and sur- and surcapital. and sur- and plus. plus. plus. plus. plus. plus. Per ct. United States .. Per ct. Per ct. Per ct. Per ct. Per ct. Per ct. Per ct. Per ct. 8.4 9.8 8.8 6.7 7.7 7.6 6.5 5. 5 9.6 7.6 8.5 8.3 6.0 6.6 7.1 4.7 5.4 7.1 6.9 7.9 7.3 5.5 6.1 6.2 4.3 4.9 5.7 10.3 8.1 9.9 12.2 9.6 7.2 9.6 7.8 6.9 9.4 7. 5 6.9 8.9 7.1 5.6 7.8 6.2 5.1 REDEMPTION. The following table exhibits the amount of national-bank notes received for redemption monthly by the Comptroller of the Currency for the year ending November 1, 1878, and the amount received for the same period at the redemption-agency of the Treasury, together with the total amount received since the j>assage of the act of June 20, 1874: Received by Comptroller. Months. November, 1877.. December, 1877 . . January, 1878 February, 1878 . . March, 1878 April, 1878 May, 1878 June, 1878 July, 1878 August, 1878 September, 1878 . October, 1878 Total Received from June 20,1874, to November 1,1877 Grand total. N o t e s of naFrom national From banks for re- redemption tional b a n k s i Under act issue or sur- agency for q render. tion. $11, 680 17, 590 15, 400 30, 900 18, 000 106, 500 68, 700 66, 073 346, 750 115, 405 37,600 161,159 $3,107, 800 3,101, 900 4, 323,100 3, 720, 600 3, 534, 800 4, 001, 700 6, 086, 500 5, 909, 800 4, 635,100 3, 435, 400 2, 997, 500 2, 995, 000 $166,546 137, 500 258,189 203, 750 129, 420 211, 458 326, 315 492,043 183,127 308, 585 177, 911 89, 580 $1, 432, 017 529, 692 577, 010 524, 397 392, 760 721,178 1, 096, 429 1, 017,166 690, 264 625, 507 327, 069 283, 063 Total. $4, 718, 043 3, 786, 682 5,173, 699 4, 479, 647 4, 074, 980 5, 040, 836 7, 577, 944 7, 485, 082 5, 855, 241 4, 484, 897 3, 540, 080 3, 528, 802 Received at the redemptionagency. $17, 340, 759 17, 222, 396 18, 040, 569 13,538,278 12, 025, 805 15, 766, 848 24, 076, 684 23, 615, 670 22, 785, 473 16, 418, 603 13, 292, 206 8, 376, 449 995, 757 47, 849, 200 2, 684, 424 8, 216, 552 59, 745, 933 202, 499, 740 10, 974, 288 273, 670, 855 10, 283, 941 52,805,216 347,734,300 664, 794, 553 11, 970, 045 321, 520, 055 12,968,365 j 61,021,768 407,480,233 867, 294, 293 During the year ending November 1, 1878, there was received at the redemption-agency of the Treasury $202,499,740 of national-bank notes, of which amount $65,847,000, or about 32 J per cent., was received from the banks in New York City, and $75,396,000, or about 37| per cent., from Boston. The amount received from Philadelphia was $10,756,000; from Baltimore, $1,215,000; Pittsburgh, $1,026,000 5 Cincinnati, $2,223,000; Chicago, $2,866,000; Saint Louis, $814,000; Providence, $4,945,000. The amount of circulating notes, fit for circulation, returned by the agency to the banks during the year was $151,683,200. The total amount received by the Comptroller for destruction, from the redemptionagency and from the national banks direct, was $57,061,509. Of this REPORT OF THE COMPTROLLER OF THE CURRENCY. LI amount $5,830,516 were issues of the banks in the city of New York; $4,447,325 of Boston; $1,811,160 of Philadelphia; $1,107,323 of Baltimore; $1,087,470 of Pittsburgh $ $435,20!) of Cincinnati; $444,398 of Chicago; $169,673 of Saint Louis; $360,281 of New Orleans; $351,800 of Albany; and $359,490 of Cleveland. There were, on November 1, $282,991,768 of national-bank notes outstanding upon which the charter number had been printed, and $36,660,353 not having that imprint. The following table exhibits the number and amount of nationalbank notes of each denomination which have been issued and redeemed since the organization of the system, and the number and amount outstanding on November 1, 1878 : Amount. Number. Denominations. Issued. Ones Twos Fives Tens Twenties Fifties . . . One-hundreds Five-hundreds Thousands Totals Issued. Kedeemed. Outstanding. 22, 478, 415 .18,194,196 • 7, 517, 765 6,226,692 61,191, 288 42,683,433 j 24,157, 29:5 13,859,149 : 7, 344,167 3, 933,178 ; 1,147, 578 728,222 812, 903 541, 859 20, 210 18, 895 6,204 5, 900 : 124, 675, 823 86,191,524 , 4,284,219 1,291,073 18,507,855 10,298,144 3, 410, 989 419,356 271, 044 1, 315 304 Kedeemed. Outstanding. $22, 478, 415 $18,194,196 15, 035, 530 12, 453, 384 305, 956, 440 213,417,165 241, 572, 930 138, 591, 490 146, 883, 340 78, 633, 560 57, 378, 900 36,411 100 81, 290, 300 54,185, 900 9. 447, 500 10,105, 000 5, 900, 000 6, 204, 000 * _ H , 562 $4, 284, 219 2, 582,146 92, 539, 275 102, 981, 440 68, 219, 780 20, 967, 800 27,104, 400 657, 500 304, 000 " + 1 1 , 562 38,484,299 886, 904, 855 567, 252, 733 319, 652,122 A table showing the number and denominations of national-bank notes issued and redeemed, and the number of each denomination outstanding on November 1 for the last eleven years, will be found in the appendix. The following table shows the amount of national-bank notes received at this Office and destroyed yearly since the establishment of the system: Prior to November 1, 1865 , During the year ending October 31, 1866 During the year ending October 31, 1867 During the year ending October 31, 1868 During the year ending October 31, 1869 During the year ending October 31, 1870 During the year ending October 31, 1871 During the year ending October 31, 1872 During the year ending October 31, 1873 During the year ending October 31, 1874 During the year ending October 31, 1875 During the year ending October 31, 1876 During the year ending October 31, 1877 During the year ending October 31, 1878 Additional amount destroyed of notes of banks in liquidation Total 175,490 1, 050, 382 3, 401, 423 4, 602, 825 8, 603, 729 14, 305, 689 24, 344, 047 30,211, 720 36, 433,171 49, 939, 741 137, 697, 696 98, 672, 716 76, 918, 963 57, 381, 249 23, 524, 492 567,263,333 INSOLVENT BANKS. Since November 1, 1877, receivers have been appointed for banks in operation at that date, as follows : Third National Bank of Chicago, 111 Central National Bank of Chicago, 111. First National Bank of Kansas City, Mo Commercial National Bank of Kansas City, Mo First National Bank of TarrytoAvn, N. Y ." Washington County National Bank of Greenwich, N. Y * Subtract or add for portions of notes lost or destroyed. Capital. $750,000 200, 000 500, 000 100, 000 100, 000 200, 000 LII REPORT OF THE COMPTROLLER OF THE CURRENCY. CapitaL First National Bank of Dallas, Tex People's National Bank of Helena, Mont First National Bank of Bozeman, Mont Farmers' National Bank of Platte City, Mo $50, 000 100, 000 50, 000 50, 000 2,100, 000 Beceivers have also been appointed, since the date named, for the following banks which had previously gone into voluntary liquidation: First [National Bank of Ashland, Pa.; First National Bank of Allentown, Pa.; First National Bank of Waynesburg, Pa.; Citizens7 National Bank of Oharlottesville, Va.; and Merchants' National Bank of Fort Scott, Kans. The receivers for the five last-mentioned banks were appointed under authority of an act " authorizing the appointment of receivers of national banks, and for other purposes," approved June 30, 1876. This action was rendered necessary by the complaints of creditors that the affairs of the several banks were not being properly or efficiently settled by the officers or agents having them in charge. Dividends have been paid to the creditors of six of the banks that have failed during the year, as follows: Third National Bank of Chicago, 111 Central National Bank of Chicago, 111 First National Bank of Kansas City, Mo Commercial National Bank of Kansas City, Mo First National Bank of Tarry town, N. Y Washington County National Bank of Greenwich, N. Y 70 per 40 per 30 per 100 per 70 per 50 per cent. cent. cent. cent. cent. cent. The aggregate amount of these dividends is $1,309,167 ; the average rate being 53.8 per cent. Dividends have also been paid during the year to creditors of banks which failed previous to Xovember 1, 1877, as follows: Merchants' National Bank of Washington, D. C First National Bank of Selma, Ala.. Ocean National Bank, New York, N. Y Wallkill National Bank, MioMletown, N. Y Crescent City National Bank, New Orleans, La.. Atlantic National Bank, New York, N. Y New Orleans National Banking Association, La. First National Bank of Carlisle, Pa First National Bank of Topeka, Kans First National Bank of Norfolk, Va First National Bank of Tiftin, Ohio Charlottesville National Bank, Va Miners' National Bank, Georgetown, Colo Fourth National Bank of Chicago, 111 First National Bank of Bedford, Iowa First National Bank of Osceola, Iowa First National Bank of Dulutli, Minn First National Bank of La Crosse, Wis City National Bank of Chicago, 111 Watkins National Bank, Watkins, N. Y First National Bank, Wichita, Kans Northumberland County Nat. B'k, Shamokin, Pa. First National Bank of Winchester, 111 National Exchange Bank, Minneapolis, Minn.. . National Bank of the State of Missouri, Saint Louis, Mo First National Bank of Delphi, Ind Lock Haven National Bank, Lock Haven, P a . . . . per cent.; total, 24 j' , per cent, 7 per cent.; total, 42 per cent, 5 per cent.; total, 95 per cent, lf> per cent.; total, 100 per cent, 15 per cent.; total, 75 per cent, 15 per cent, total, 85 per cent, 20 per cent, j total, 50 per cent, 32 per cent. total, 72 per cent, 13 , per cent, total, per cent, 10 per cent, total, per cent, , 10 per cent, per cent, 10 per cent, total, per cent, 25 per cent, total, per cent, 10 per cent, total, per cent, total, 12 per cent, per cent, 75 per cent, total, per cent, total, 100 27 per cent, total, 72 per cent, 15 per cent. total, 35 per cent, 10 per cent.; total, 45 per cent, i per cent.; total, 100 per cent, 2; per cent.; total, 60 per cent, 25 per cent.; total, 50 per cent, 30 per cent.; total, 50 per cent, 15 per cent, j total, 65 per cent. 14 10 25 30 per cent.; total, 35 per cent.; total, 50 per cent.; total, 30 per cent, per cent, per cent. The total amount of dividends disbursed by the Comptroller to creditors of insolvent banks during* the year ending November 1, 1878, was $2,856,851. The total dividends paid since the organization of the system is $14,010,313, upon proved claims amounting to $23,147,393, or 60.53 per cent, of the amount of the claims. Assessments amounting to $5,703,500 have been made upon the share- REPORT OF THE COMPTROLLER OF THE CURRENCY. LIII holders of thirty-four insolvent banks for the purpose of enforcing their individual liability, of which $1,458,834 has been collected. A table showing the national banks which have been placed in the hands of receivers, the date of appointment of receivers, the amount of capital and of claims proved, and the rates of dividends paid 5 and also one showing the amount of circulation of such banks, issued, redeemed, and outstanding, on November 1,1878, will be found in the appendix. STATE BANKS AND SAVINGS BANKS. The laws of the United States require returns of capital and deposits to be made to the Commissioner of Internal Eevenue, for purposes of taxation, by all State banks, savings-banks, and private bankers. The data for the following table were obtained from the Commissioner and compiled in this Office. This table exhibits, by geographical divisions, the number of State banks and trust companies, private bankers, and savings-banks, and their average capital and deposits for the six months ending May 31,1878: STATE BANKS AND TRUST COMPANIES. Geographical divisions. New England States Middle States Southern States "Western States Pacific States and Territories Capital. Deposits. 42 217 233 296 65 $8,189, 517 42, 446, 037 27, 378, 751 20, 247, 869 26, 085, 088 $15, 122, 30, 38, 22, 853 124, 347, 262 229, 482, 625 71 916 280 1, 450 139 $2, 858, 688 34, 482, 781 7, 298, 396 26, 917, 565 6, 240, 798 $3, 228, 297 61, 922, 908 13, 683, 874 75,167, 656 29, 830, 230 2, 856 77, 798, 228 183, 832, 965 $68, 400 160, 000 881, 882 304, 852 1, 822, 208 $1,139, 916 1, 373,145 1, 278, 900 1, 931, 700 20, 456, 307 3, 237, 342 26,179, 968 of banks. .. United States 062, 098, 667, 877, 776, 430 847 577 287 484 PRIVATE BANKERS. New England States Middle States Southern States Western States Pacific States and Territories . United States. SAVINGS-BANKS WITH CAPITAL. New England States Middle States Southern States Western States Pacific States and Territories . United States SAVINGS-BANKS WITHOUT CAPITAL. New England States Middle States Southern States Western States Pacific States and Territories . United States. New England States Middle States Southern States Western States Pacific States and Territories . United States 441 190 3 25 $403, 427, 083 358, 680, 633 2,143, 723 10, 308,123 28, 739, 783 668 803, 299, 345 555 1,326 520 1,782 217 $11,116, 605 77, 088, 818 35, 559, 029 47, 470, 286 34,148, 094 4,400 205, 382, 832 $422, 857, 544, 075, 47, 774, 126, 284, 101, 802, 726 533 074 766 804 1, 242, 794, 903 LIV REPORT OF THE COMPTROLLER OF THE CURRENCY. The following table exhibits by States, cities, and geographical divisions, the average capital and deposits of the same banks and bankers,, and the taxes thereon for the same period: j On capital. On deposits. $1, 253 21 4,270 50 4, 096 57 5, 085 19 17, 694 04 39,301 63 31,271 53 555 j 11,116, 605 | 422,857,726! 20,219 59 102,972 67 123,192 26 10, 427, 448 148,258,669 | 20, 290 36 40, 700, 289 247,964,314 | 56, 276 58 12,153,189 ; 706 47 642, 000 1, 741, 071 19,326,498 | 3, 536 29 10, 807, 358 29,979,015 I 25,172 82 2,113, 756 42, 552, 729 ! 4, 648 68 10, 284 93 4, 657, 547 13,727,252 712, 578 1, 798, 521 1, 667 97 627, 513 559, 703 962 01 24, 604, 030 4,162, 516 8, 795 49 513 18 496, 742 3,151, 613 100,972 62 214, 356 85 4, 039 36 14, 587 16 74, 851 74 61, 604 26 22, 599 96 2, 031 54 913 51 15, 740 49 6, 469 94 121,262 98 270, 633 43 4, 745 8318,123 45" 100, 024 56 66,252 94 32, 884 89* 3, 699 51 1, 875 52 24, 535 98 6, 983 12 ,108 61,000 344,167 834, 666 3, 061, 397 3, 883, 267 2, 840, 000 New York New York C i t y . . . . Albany. New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore "Washington Middle States . Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee Southern States . 1, 326 j 77, 088, 818 | 544, 075, 533 | 132, 854 78 77 22 13 18 67 6 I 3,281,667 I 1,496,792 | 588,290 I 911,523 j 4,317,817 I 89,483 993, 276 1, 289, 573 116, 000 4, 473, 905 3, 707, 057 225, 576 7, 010,103 5, 288, 296 1, 769, 671 520 35, 559, 029 6, 042, 364 2, 022, 369 898, 623 5, 081,175 4, 509, 738 3, 612, 908 2, 636, 707 1,108, 368 1, 386, 425 729, 853 5, 255, 013 1, 510, 502 4,124, 269 6, 576, 033 1, 472, 344 503, 595 Ohio Cincinnati... Cleveland ... Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee. Iowa Minnesota Missouri Saint Louis. Kansas Nebraska Western States. Oregon California San Francisco. Colorado Nevada Utah New Mexico Wyoming Idaho Dakota Montana Washington Arizona Pacific States and Territories Totals Total. $188 98 152 50 829 33 1, 429 33 3, 826 47 8,188 16 5, 604 82 Maine New Hampshire. Vermont Massachusetts .. Boston Rhode Island Connecticut New England States... Tax. Deposits. States and Territories. 1,782 ] 47,470,28i 10 84 33 28 18 8 4 3 6, 499, 580 7, 753 69 3, 927, 737 3, 668 37 1,470 72 978, 018 1, 004, 868 2, 278 77 3, 948, 488 10, 711 40 233,405 i 223 70 1, 813, 605 I 2, 420 69 1, 732, 597 2, 535 64 48,110 177 50 7,994,123 I 10, 726 42 4,626,420 8, 744 54 298, 605 514 24 6,287,262 . 16, 656 29 5, 650, 057 12, 971 68 2,731,199 4,233 85 47, 774, 074 j 85, 087 50 15, 952, 238 7, 361, 629 12, 244, 967 10, 224, 039 12, 472, 557 6, 832, 759 4, 737, 722 5,179, 009 3, 714. 069 5, 747, 509 8, 224, 785 3, 233, 693 10,184, 792 16, 387, 002 2, 598, 746 1,189, 250 126, 284, 766 518,167 43 j 651, 022 21 15,421 29 9, 819 28 2,445 03 2, 428 28 9,190 49 583 48 4, 533 93 4, 331 42 120 28 15,184 95 11, 565 63 746 48 15, 718 26 14,125 04 6, 828 00 23,174 98 13,487 6& 3, 915 75 4, 707 05 19, 901 89 807 18 6, 954 62 6, 867 06 297 7825,911 37 20, 310 17 1,260 72: 32, 374 55 27, 096 72 11, 061 85 113, 041 84 198,129 34 12, 959 68 3, 388 23 1, 590 98 11, 724 36 10,153 55 4, 892 45 6, 454 25 1, 800 91 3, 026 20 1, 669 66 12,711 94 3, 662 47 9, 811 03 14, 540 48 3, 441 85 1,203 76 38, 776 39 17, 295 38 17, 403 31 21, 838 78 29, 981 71 17, 043 45 11, 844 11 11, 038 32 9, 284 96 14, 368 72 20, 377 82 7, 950 50 25,461 50 40, 967 45 6, 496 55 2, 972 96 51, 736 07 20, 683 61 18, 994 29 33, 563 14 40,135 26 21, 935 90 18, 298 36 12, 839 23 12, 311 16 16, 038 38 33, 089 76 11, 612 97 35, 272 53 55, 507 93 9, 938 40> 4,176 72 103, 031 80 | 293,101 91 396,133 71 3, 602 45 37, 946 00 132, 601 59 2,336 38 4,786 37 1,786 37 152 95 371 70 40 88 694 80 472 28 1, 343 62 64 70 5,101 94 62, 679 9<> 178, 858 05 3,651 84 5,817 03 2,261 37 165 45 570 39 175 88 889 90 805 81 1,863 62 277 20 12 8 3 4 643, 225 9, 943,129 21, 787, 036 526,190 412, 268 190, 000 5,000 82, 794 54, 000 78, 039 133, 413 208, 000 85, 000 1,489,547 17, 422,175 78, 070,629 934,915 1,914,583 714,555 61,180 148,682 16,358 277,927 188,918 537,450 25,885 ! 1, 499 49 ! 24, 733 99 j 46, 256 46 ; 1, 315 46 : 1,030 66 475 00 | 12 50 i 198 69 i 135 00 j 195 10 I 333 53 520 00 ! 212 50 217 34,148, 094 101, 802, 804 76, 918 38 4,400 205,382,832 1, 242, 7£4, 903 418,112 05 REPORT OF THE COMPTROLLER OF THE CURRENCY. LV Tables giving similar information for previous years will be found in the appendix. Section 333 of the Revised Statutes requires the Comptroller to report to Congress the resources and liabilities of banks other than national,. so far as such information can be obtained by him. Statements showing the condition of the State and savings banks of New York and New England are readily obtained for this purpose from the State authorities. A summary of these, and of returns showing the condition of the State banks of New Jersey, Pennsylvania, Maryland, Ohio, Louisiana, Kentucky, Michigan, Wisconsin, Minnesota, Kansas, and California, are given in the appendix. Complete returns are also given showing the condition of the savings-banks of New England, New York, New Jersey, Ohio, and California. It will be seen that complete returns of State banks have been received from seventeen States only, of savings-banks from but ten States, and of trust and loan companies from five only. The laws of fourteen States do not require returns to be made by banking associations to any State official. The tables referred to do not therefore present a satisfactory exhibit of the condition of the resources and liabilities of the State banks and savings-banks of the country. SUMMARY OF THE PRINCIPAL RESTRICTIONS AND REQUIREMENTS OF THE NATIONAL BANK ACT. 1. The corporate powers possessed by the national banking associations, and which they cannot exceed, are limited by the organic act which governs them, and are very carefully enumerated therein. They are, briefly, as follows: First To adopt and use a corporate seal. Second. To have succession for twenty years, unless sooner voluntarily dissolved, or their franchise becomes forfeited by some violation of law. Third. To make contracts. Fourth. To sue and be sued, as fully as natural persons. Fifth. To elect or appoint directors, and by the directors to appoint a president, cashier, and other officers, and define their duties. Sixth. To adopt all necessary by-laws, not inconsistent with law. Seventh. To exercise by their boards of directors, or officers,- subject to law, such incidental powers as are necessary to carry on the business of banking ; by discounting and negotiating promissory notes and other evidences of debt; by receiving deposits 5 by buying and selling exchange, coin, and bullion ; by loaning money on personal security $ and by obtaining and issuing circulating notes. These are the entire powers possessed by the national banks, and it has been judicially held that all powers not here enumerated are withheld. These enumerated powers, therefore, operate also as restrictions upon the banks. 2. One of the provisions appearing in the above grant of powers is that the national banks may loan money upon personal security only— that is, real estate may not be taken by them, directly or indirectly, as original security for any loan; the effect of which is to make them commercial institutions, and to discourage the loaning of money upon securities not readily convertible. 3. Mortgages on real estate may be taken, or real estate be conveyed to them, by way of security for or in satisfaction of debts previously contracted in good faith 5 or they may purchase the same at sales under judgments, decrees, or mortgages held by them. But all possession by them of such real estate, whether under mortgage, by purchase, or otherwise, is limited to five years. LVI REPORT OF THE COMPTROLLER OF THE CURRENCY. 4. They are required to have a paid-up capital of not less than $100,000 each, and in cities of 50,000 inhabitants their capital must be not less than $200,000 each. In the discretion of the Secretary of the Treasury, however, banks with not less than $50,000 capital may be organized in places having less than 6,000 inhabitants. The design and effect of these provisions is to prevent, as far as possible, the establishment of feeble organizations, unequal to the wants of the communities in which they are located. 5. At least one-half of the authorized capital must be paid in before commencing business, and the remaining portion must be paid in at the rate of not less than one-fifth monthly from the time the association is authorized to commence business. Proper provision is made for enforcing payment of installments of capital stock subscribed, or for makinggood any impairment of capital which may occur in the course of business. 6. The Comptroller is also authorized and required, before issuing his certificate of authority to any association to commence business, to ascertain if such association has in good faith complied with all the requirements of law preliminary to its organization, and he may appoint a special commission for this purpose if thought necessary. He must also obtain a sworn statement of the president and cashier and of a majority of the directors of the proposed association, setting forth all the facts properly bearing on this inquiry. 7. Xo increase or reduction of the authorized capital of an association can be made without the approval of the Comptroller being first obtained, and no increase is valid until the whole amount is actually paid in and certified to under oath. 8. Every director must be a citizen of the United States, and threefourths of the directors of any association must be residents of the State, Territory, or District in which it is located. Each director must also, during his whole continuance in office, be the bona-fide owner of not less than ten shares of the capital stock of the association of which he is a director, which shares must not be hypothecated or in any way pledged as security for any loan or debt. To all of which he must make oath. 9. Every director must also, immediately upon his election or appointment, make and transmit to the Comptroller an oath that he will faithfully administer the affairs of his association, and will not knowingly violate, or permit to be violated, any of the provisions of the nationalbank act. 10. The shareholders of every national bank are each made individually responsible, equally and ratably, and not one for another, for all contracts, debts, and engagements of such association, to the extent of their stock therein, at its par value, in addition to the amount invested in such shares; thus giving a double security to the general creditors of these associations. 11. Each national bank, before it is authorized to commence business, must have first deposited with the Treasurer of the United States an amount of interest-bearing, registered United States bonds, not less in any case than $30,000, nor less than one-third of the paid-in capital of the bank, except that, by a late act, the maximum deposit of bonds required for any bank is $50,000. These bonds are primarily held as security for the redemption of the circulating notes of the bank; but as the amount of circulation issued equals ninety per cent, only of the par value of the bonds deposited, any excess in the value of the bonds above the amount of circulation to be redeemed becomes an added security, in the possession of the government, applicable to the payment REPORT OF THE COMPTROLLER OF THE CURRENCY. LVII of claims of the general creditors of the association depositing them, should it become insolvent. 12. National banks are forbidden to make transfers or assignments of any of their assets or credits after an act of insolvency, or in contemplation thereof, with a view to the preference of one creditor to another; and any transfer or assignment so made is null and void. 13. Every association in the national system is required to receive at par, for any debt or liability to it, the circulating notes of any and all other banks in the system, and these notes are also receivable by the government for all taxes or other dues, except duties on imports, and are payable for all debts or demands owing by the government, except interest on the public debt. These features give to the notes an additional value beyond that which they possess through a deposit of United States bonds. 14. One of the most invaluable features of the national banking system is that requiring each association to have at all times on hand an available cash reserve of specified proportions as compared with its deposits and circulation. The proportion required for banks located in the financial centers of the country is 25 per cent, of their deposits. For all other banks the required proportion is 15 per cent, of their deposits. The proportion of reserve to circulation is the same for all banks, namely, five per cent., which amount is to be at all times on deposit with the Treasurer of the United States, to be held and used by him in the redemption of their notes. This sum is also permitted to be counted as part of the required reserve on dex>osits. Most stringent means are placed at the disposal of the Comptroller for enforcing compliance by the banks with the requirements of the law relating to the maintenance of a cash reserve. 15. Equal in importance with the requirements as to a cash reserve are the provisions which compel the accumulation by each national bank of a surplus fund, to be set apart by it from time to time out of the profits of its business, and which fund may not be used by the bank for any purpose other than to meet and charge off losses in excess of its current earnings. These provisions require that each association shall, before making any dividend, carry to its surplus fund one-tenth part of its net profits since its last preceding dividend, until the same shall amount to 20 per cent, of its capital stock. It is further provided that no dividend shall ever be declared by any association to an amount greater than its undivided profits (not surplus) then on hand, deducting therefrom its losses and bad debts, and that if such losses shall equal or exceed its profits on hand other than surplus, no dividend shall be made* Careful provision is thus made for the steady growth of the surplus fund of each national bank, until its sum shall equal one-fifth of the capital of the association, thereby establishing a reserve fund against w hich it may charge any excess of losses over and above its other profits on hand, and thus preserve its capital stock unimpaired. Under these provisions the amount of surplus accumulated by all the banks now in operation is $116,897,800, against an aggregate capital of $466,147,436. 16. Another very important feature of the law is the requirement that detailed statements of the condition of each national bank, verified by the oath of its president or cashier, and attested by not less than three of its directors, shall, not less than five times in each year, be made to the Comptroller, and also be published in the city or town where the bank is established; and to guard against the possibility of any bank fortifying itself, in advance of a known day for making a report, so as to make a good showing on that particular day, it is further provided that each report shall be for some past day, to be specified by the Comptroller LVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. This Office, also, under the law, makes annually a report to Congress, containing a great number and variety of statistical tables compiled from the various reports of the banks, through the wide distribution of which full information concerning the banks and the working of the system is annually placed before the public. 17. The national banks are also required to make semi-annual reports to the Comptroller of their dividends declared, and the amount of their profits in excess of such dividends, which returns are also tabulated by him and the results presented to Congress and the country in his annual reports. Full means are provided for enforcing compliance by the banks with the provisions of law concerning both classes of reports here named, by authorizing a severe penalty for any failure or neglect to make and transmit the same. 18. In addition to the means for acquiring a knowledge of the condition of the banks furnished by the reports already mentioned, the law provides for their examination periodically by disinterested persons to be appointed by the Comptroller. These persons visit the banks, inspect their books of account, securities, and assets and liabilities generally,, have power to examine their officers and directors under oath and inquire into all matters necessary to a full understanding of their actual, existing condition, and then make immediate and full report in writing of the results of such examination. This feature of the law is an invaluable one, operating not only as a restraint against irregular practices by any banks so disposed, but as a means of detecting them and preventing their recurrence. These examinations may be as frequent as is thought necessary, and their expense is borne by the banks themselves. 19. All necessary publicity as to the ownership of shares in any national banking association is secured by a provision requiring that a list of the names and residences of all its shareholders, and the number of shares held by each, shall be kept in the office where its business is transacted, and shall, during business hours, be subject to the inspection of any shareholder or creditor of the association, and of the officersauthorized to asess taxes under State authority. A copy of such list, verified by oath, must also be transmitted to the Comptroller annually. 20. The national banks serve a very useful purpose, both to the government and the public, more especially in localities where there is not a subtreasury, by acting, when so authorized by the Secretary of the Treasury, as depositories of public moneys and financial agents of the United States. For their services in this regard they receive no direct compensation, and are, moreover, required to give satisfactory security for the faithful performance of their duties and the safe custody and prompt payment of all public moneys intrusted to them, by a deposit with the Treasurer of a sufficient amount of United States bonds. 21. The national banks are prohibited from loaning to any person, company, corporation or firm, an amount exceeding one-tenth part of their capital; and in estimating the liabilities of a company or firm the liabilities of its several members are to be included. They are thus, by law, made conservative in their management, and restrained from granting excessive loans, which would at least lessen their general usefulness to the communities in which they are situated and perhaps impair their safety. 22. They are further prohibited from making any loan or discount whatever on the security of the shares of their own capital stock, or from purchasing or holding the same unless to prevent loss upon a debt previously contracted in good faith. And, even in the latter case, they are not permitted permanently to hold or to cancel shares SQ obtained, but REPORT OF THE COMPTROLLER OF THE CURRENCY. LIX must, within six months from the date of their acquirement, sell or dispose of them at public or private sale. 23. They are also prohibited from becoming indebted or in any way liable to an amount exceeding that of their capital stock actually paid in, except on account (1) of their circulating notes; (2) their deposits or collections; (3) bills of exchange or drafts drawn against money actually on deposit to their credit or due to them $ and (4) liabilities to their own stockholders for reserved profits. The purpose and effect of these provisions are to make the national banks lenders and not borrowers of money. 24. They are further forbidden, either directly or indirectly to pledge or hypothecate any of their circulating notes for the purpose of procuring money with which to pay in or increase their capital stock, or for use in their banking operations, or otherwise. This restriction effectually precludes the practice, which was common in some former State systems, of employing the circulating notes of an association in the increase of its own capital, or in furnishing capital for a new association7 which practice has at times been carried to an extreme limit. 25. The national banks are restricted in the rate of interest which they may take, receive, or reserve, to the rate allowed by the laws of the State, Territory, or District in which they are located. 26. A system of redemption of the circulating notes of the national banks is provided, whereby not only may they be readily converted into lawful money, but the mass of the circulation may be kept clean through the retirement of such portion as becomes worn or mutilated and the issue of new notes by the Comptroller, in their stead. This redemption is accomplished and compelled by requiring, first, that each national bank shall redeem its circulating notes at its own counter, at X^ar, in lawful money on demand; second, that the notes of all closed banks shall be redeemed by the Treasurer; third, that all worn, mutilated, or defaced national-bank notes which are received by any assistant treasurer or designated depository of the United States shall be forwarded to the Treasury for redemption; and, fourth, by providing that when the notes of any associations, assorted or unassorted, are presented in sums of $1,000, or any multiple thereof, to the Treasurer they shall be redeemed by that officer. The government is indemnified for all redemptions made by it, either by the bonds which it holds, as in the case of insolvent banks, or by a deposit of lawful money which is required to be previously made by all other banks. 27. If a national bank fails to. pay its circulating notes, the Comptroller is authorized to sell its bonds and provide for their payment*. The government is indemnified against any possible loss from its guaranty of the payment of such circulating notes, by having reserved to it by law a paramount lien upon all the assets of any association which defaults in the redemption of its notes, to make good any deficiency arising from the sale of its bonds. 28. The destruction of all mutilated notes and of notes of closed; banks, redeemed by the Treasurer, is regulated by instructions of the Secretary, given in pursuance of law. All notes destroyed are previously counted by separate agents or representatives of the Secretary,, the Treasurer, the Comptroller of the Currency, and the banks which issued the notes 5 they are effectually mutilated by clipping and punching, to prevent their possible circulation should they by any remote chance pass out of the possession of the Treasury before destruction; they are, in the presence of each of the agents mentioned, placed in a triple-locked macerating machine, where they are immediately ground LX REPORT OF THE COMPTROLLER OF THE CURRENCY. into pulp; and tlieir destruction is certified to by all the agents, both upon proper books in the Treasury department and in certificates sent to the banks of issue. 29. The banks are prohibited, under a severe penalty, from certifying any check drawn upon them, unless the person or company drawing the check has at the time on deposit with them an amount of money equal to that specified in the check. 30. They are also prohibited from making any loan on the security of United States or national-bank notes, or from agreeing for a consideration to withhold the same from use, the purpose of the prohibition being to prevent the "locking up" of money by the national-banks, in the interests of speculators. 31. The officers of national banks are required to make returns under oath to the Treasurer of the United States and to pay to him in semiannual installments an annual duty of one per cent, upon the average amount of their circulating notes, one-half of one per cent, upon the average amount of their deposits, and a like rate upon the average amount of their capital stock beyond the amount invested in United States bonds. This duty is in lieu of all other government taxes. 32. The payment to the United States of the duties named does not, however, relieve the national banks from any liability to taxation by other than government authority, as it is expressly provided that nothing in the act shall prevent the shares of these associations from being taxed by the States as is other similar property, or shall exempt their real property from State, county, or municipal taxation, to the same extent as other real property. 33. Should the capital stock of any association become impaired in the course of business, by losses or otherwise, it must, within three months after the association shall have received notice from the Comptroller, be made good by assessment upon the shareholders pro rata for the amount of stock held by them ; and during such impairment the Treasurer is required, upon notification from the Comptroller, to withhold the interest on all bonds held by him in trust for such association. The authorized capital of the banks is thus by law compelled to be kept always intact, for the protection of their creditors. 34. When a national bank goes into voluntary liquidation, it must, within six months thereafter, deposit in the Treasury an amount of lawful money equal to its entire outstanding circulation, which circulation is thereafter redeemed by the Treasurer. Thus the banks, under existing law, derive no benefit from the accidental loss or destruction of any portion of their notes, such benefit inuring solely to the government. 35. Should any bank become insolvent, the most ample powers are possessed by the Comptroller to take possession of such association, through a receiver to be appointed by him, and to proceed to collect its assets, and pay off, by dividends from time to time, the claims of its creditors. The note-holders are in such cases as secure as though the bank had remained solvent, the notes being protected by the bonds held by the government; while the other creditors have as a protection, in addition to the assets of the bank, the individual liability of the shareholders before mentioned, together with the capital paid in, no part of which can be returned to the shareholders until all approved claims against the association shall have been paid. 36. Mention has several times been made herein of the ample means provided in the national-bank act for enforcing compliance with its provisions, by the infliction of penalties for their violation or non-observ- REPORT OF THE COMPTROLLER OF THE CURRENCY. LXI ance. All of these penalties are severe, and many of them summary, the principal ones being here enumerated: I. For charging or exacting a usurious rate of interest, the whole interest agreed to be paid is forfeited $ or, if actually paid, twice its amount may be recovered back by the person paying the same. II. For certifying any check, unless the person by whom the check is drawn has on deposit with the association an amount of money equal to that represented by the check, the bank may be immediately closed by the appointment of a receiver. III. For every day, after five days, in which a national bank shall fail to make and transmit to the Comptroller any report of its condition called for by him, and for similar delay in transmitting to him the required proof of publication of such report, and also for every day, after ten days, in which a bank shall fail to transmit its semi-annual report of dividends and earnings, a penalty of one hundred dollars is imposed. And if any association fails or refuses to pay the amount of such penalty when assessed and demanded, the Treasurer of the United States is authorized to retain it, upon the order of the Comptroller, out of the interest, as it may become due to the association, upon the bonds deposited to secure its circulation. IV. For failure of the president or cashier of any association to report to the Treasurer semi-annually, for purposes of taxation, the average amount of its notes in circulation, deposits, and capital stock not invested in United States bonds, a penalty of $200 is imposed, which may be collected as in the preceding paragraph. The Treasurer may also, in such cases, assess the association upon the highest amount of its circulation, deposits, and capital stock, to be ascertained in such manner as he may deem best. Y. If an association fails to pay the duties assessed upon its circulation, deposits, and capital, such duties also may be reserved by the Treasurer out of the interest falling due upon its bonds. YI. The making of any loan upon the security of United States or national-bank notes, or agreeing for a consideration to withhold the same from use—in other words, the " locking up " of money—is made a misdemeanor, punishable by a fine of $1,000 and a further sum of onethird of the money so loaned; and the officers making the loan are subject to the further penalty of one-quarter of the money loaned. VII. Embezzlement of the funds of an association by any of its officers, directors or agents, or any false entry by any of them, in any book, statement or report, with intent to injure or defraud the association or any other company or person, is punishable by imprisonment of not less than five nor more than ten years. VIII. If any officer or agent of an association whose charter has expired knowingly reissues or puts into circulation any note, draft, check, or other security of such association, he is punishable by afineof $10,000, or by imprisonment of from one to five years, or by both such fine and imprisonment. IX. If the capital stock of any national bank falls below the minimum amount required by law, through the failure of any shareholder to pay the whole or any part of the amount of his subscription for such stock, and the deficiency in capital shall not be made good within thirty days thereafter, a receiver may be appointed to close up the affairs of the association. X. Whenever the lawful money reserve of a national bank falls below the limit required by law, and remains below such limit for thirty days after receiving notice from the Comptroller to make its reserve good, a receiver may be appointed and the bank closed. LXII REPORT OF THE COMPTROLLER OF THE CURRENCY. XI. A receiver may also be appointed for any association which fails to redeem its circulating notes at its own counter or at the Treasury, at par, on demand. XII. If an association which accepts any shares of its own capital stock in order to prevent a loss upon a debt previously contracted in good faith (which is the only way in which such stock can be legally acquired by it), shall fail to sell such stock, at public or private sale, within six months thereafter, it may be closed by the appointment of a receiver. XIII. Whenever an association fails to pay up its capital stock as required by law, or an impairment of its capital occurs by losses or otherwise, and it shall not, within three months after receiving notice from the Comptroller, make good the deficiency by an assessment upon its shareholders, it may, unless it consents to go into liquidation, be placed in possession of a receiver and its business closed. 37. Finally, if the directors of any national banking association knowingly violate, or knowingly permit any of its officers, agents or servants to violate, any of the provisions of the national-bank act, all the rights, privileges, and franchises of the association become thereby forfeited $ in addition to which, every director who participates in or assents to such violation is held personally and individually responsible for all damages sustained by any person in consequence thereof. SYNOPSIS OF JUDICIAL DECISIONS. The synopsis of decisions of the Supreme Court of the United States, and other inferior tribunals as heretofore prepared, is reproduced in this report, but it is not deemed expedient at present to extend it. Within the past year several important cases have been adjudicated in circuit courts which will probably be taken to the Supreme Court and there affirmed or reversed. It is best to await such final results. In this connection it is proper, however, to note that the case of Casey, receiver, vs. La Societede Credit Mobilier et at., cited in the synopsis from 2 Woods, 77, under the head of u Transfers of Assets," and two other cases in which similar rulings upon similar facts had been pronounced, were reversed by the Supreme Court at its last term; the latter tribunal holding that the attempted pledges on the part of the bank were invalid as against the general creditors. The cases are fully reported in 96th U. S. (6 Otto), pp. 467-496, and are not only important because of the amount involved, but are of interest to bankers and the business public generally, on account of the legal question involved and settled. .ABATEMENT. I. An action brought "by a creditor of a national bank is abated by a decree of a district or circuit, court dissolving the corporation and forfeiting its franchises. {First National Bank of Selma vs. Colby, 21 Wallace, p. 609.) II. Suit by the receiver of the New Orleans National Banking Association (formerly a State organization called the Bank of New Orleans) against a shareholder"to enforce his personal liability. Plea in abatement that *' at the date of the appointment of said receiver there was not, nor has there since been, nor is there now, any such corporation as said New Orleans National Association, because said Bank of New Orleans had no power by its charter, nor authority otherwise from the State of Louisiana, to change its organization to that of a national association under the laws of the United States." On general demurrer this plea was held bad, because no authority from the State was necessary to enable the bank to make such change. The option to do so was given by the forty-fourth section of the banking act of Congress, 13 Statutes, 112. " The power there conferred was ample, and its validity cannot be doubted." {Casey, receiver, $-c, vs. Galli, 4 Otto, p. 673.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIII ABATEMENT—Continued. This plea was also held bad upon the additional ground that " where a shareholder of a corporation is called upon to respond to a liability as such, and where a party has contracted with a corporation, and is sued on his contract, neither is permitted to deny the existence and legal validity of such corporation." (Ibid,) "To hold otherwise," says Mr. Justice Swayne (p. 680), "wouldbe contrary to the plainest principles of reason and good faith, and involve a mockery of justice. Parties must take the consequences of the positions they assume." " They are estopped to deny the reality of the state of things which they have made to appear to exist, and upon which others have been led to rely. Sound ethics require that the apparent, in its effects and consequences, should be as if it were real, and the law properly so regards it." ACCOMMODATION INDORSEMENTS. I. Where bills, indorsed by a national bank for accommodation only, had been negotiated by the bank through its usual channels of communication with its correspondents as its own bills, and the proceeds thereof had been placed to the credit of the bank, which thereupon gave the same credit to the parties for whom it had thus indorsed, and received no benefit therefrom— Held, That although an accommodation indorsement by a national bank, in such cases, was void in the hands of holders against whom notice of the character of the indorsement could be concluded, yet that the bank was liable for the same to holders, for value, without notice. (Blair vs. First National Bank, Mansfield, Ohio. United States circuit court for Ohio, at Cleveland, November term, 1875, Emmoris, J.) Query, whether, under the provisions of section 5202 of the Revised Statutes of the United States, any indorsement by a national bank is not •ultra vires. ACTIONS. I. A national bank may be sued in proper State court. (Bank of Bethel vs. Paltquioque Bank, 14 Wail., 383, p. 395.) II. Such banks may sue in Federal courts. The word "by" was omitted in section 57 of act of 1864 by mistake. (Kennedy vs. Gibson, 8 Wall., pp. 506-7.) Receivers may also sue in United States courts. (Ibid., pp. 506-7.) III. When the full personal liability of shareholders is to be enforced the action must be at law. (Kennedy vs. Gibson, 8 Wall., p. 505; see also Casey, <fc, vs. Galli, supra.) IV. But if contribution only is sought, the proceedings maybe in equity, joining all the shareholders within the jurisdiction of the court. (Ibid., pp. 505-6.) See, also, title "SHAREHOLDERS, INDIVIDUAL LIABILITIES OF," VI, post. Judge u Swayne says "may," and Nelson, J., says that we may sue at law." ATTACHMENT OF ASSETS. I. When a creditor attaches the property of an insolvent national bank, he cannot hold such property against the claim of a receiver appointed after the attachment suit was commenced. Such creditor must share pro rata with all others. (First National Bank of Selma vs. Colby, 21 Wall,, p. 609.) See, also, title "JURISDICTION," 11,post. ATTORNEYS. I. Section 56 of currency act is directory only, and it cannot be objected by defense that a suit is brought by private attorney instead of the United States district attorney. (Kennedy vs. Gibson, 8 Wall., p. 504.) BY-LAWS. I. A national bank cannot by its by-laws create a lien on the shares of a stock holder who is a debtor of the association. (Bullard vs. National Bank, <fc, 18 Wall, p. 589.) See, also, case of Bank vs. Lanier, 11 Wall,, p. 369, cited under "LOANS ON SHARES," post [NOTE.—In Young vs. Vaugh, 23 N. J. Equity JR., p. 325, it was held that a national bank could by its by-laws prohibit the transfer of shares by a shareholder while indebted to the bank, and that transfers in violation of such bylaws were void. As it is held by the Supreme Court of the United States that such by-laws can create no lien for indebtedness, it would seem that a regulation prohibiting such transfers can be of little practical use, even if the power exists. ] LXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. CHECKS. I. The holder of a check on a national bank cannot sue the "bank for refusing payment, in the absence of proof that it was accepted by the bank. (National Bank of the Republic \s. Millard, 10 Wall., p. 152.) II. The relation of banker and customer is that of debtor and creditor. Receiving deposits is an important part of the business of banking, but the moment they are received they become the moneys of the bank, may be loaned as a part of its general fund, and the check of the depositor gives no lien upon them. (Ibid., per Davis, J., p. 155.) III. Perhaps, on proof that check had been charged to the drawer, and that the bank had settled with him on that basis, the holder or payee could recover on a count for "money had and received." (Ibid., pp. 155-6.) IV. The facts that the bank was a United States depository and the check was drawn by a United States officer to a United States creditor do not vary the rule. (Ibid., pp. 155-6.) Y. Where a bank pays a check drawn on it, in favor of a party whose indorsement thereon is forged, and the same has passed through several hands, only reasonable diligence is required to be exercised in giving notice to prior holders of the forgery, after its discovery, in order to hold them liable. (Schroeder vs. Harvey, 75 III., p. 638.) VI. A clerk of plaintiffs' received from their debtors checks, payable to their (plaintiffs') order, in payment of sums due. The clerk, wrongfully and without authority, indorsed the names of the plaintiffs on these checks and transferred them to other persons, appropriating the proceeds to his own use. Subsequently these checks were deposited with a bank which in good faith collected them and paid over the proceeds to the depositors. In a suit by plaintiffs against the bank, to recover the amounts, so collected by it: Held, that the bank was liable. (Johnson vs. First National Bank, 13 N. Y. Sup. Court, p. 121.) VII. The act of Congress of March 3, 1869, making it unlawful for a national bank to certify checks unless the drawer has at the time funds on deposit to an amount equal to the amount specified in the check, does not invalidate a conditional acceptance of a check by such bank, having no funds of the drawer in its hands at the time, but engaging to pay the same when a draft left with it for collection by the drawer shall have been paid. (National Bank vs. National Bank, West Fa. St., p. 544.) CITIZENSHIP. I. National banks are citizens of the State in which they are organized and located, and when sued by national banks of other States have a right to demand a removal of the suit from a State to the proper Federal court. (Chatham National Bank vs. Merchants' National Bank, 4 Thomp. fy C. (Thompson Sr Cook) N. Y. Sup. C, p. 196, and 1 Hunter N. Y., p. 702. J COLLECTIONS. I. A collection agent who receives from his principal a bill of lading of merchandise, deliverable to order, and attached to it a time draft, may, in the absence of special instructions, deliver the bill of lading to the drawee of the draft, upon the latter's acceptance of the draft. It is not the duty of the agent to hold the bill after such acceptance. (National Bank of Commerce vs. Merchants' National Bank, 1 Otto, p. 92.) II. WoolenfyCo., bankers at Indianapolis, sent to defendant, a bank at Buffalo, a draft on one Bugbee; also bills of lading for sundry car-loads of lumber. The remittance was by letter, which merely stated that the draft and bills were sent to defendant for collection and remittance of proceeds to plaintiffs, Woolen tf Co. The draft was drawn by, and to the order of, CodertyCo., indorsed by them, by Mayhew, and the plaintiffs. By the terms of draft the drawer, indorsers, and acceptor waived presentment for payment and notice of protest and non-payment. It was payable fifteen days after its date, and it was admitted that by ordinary course of transit the lumber would reach its destination eight days prior to the maturity of the draft. There had been no business transactions between plaintiffs and defendants, save one collection similar to this. Defendants presented the draft to Bugbee for acceptance, and, upon such acceptance, delivered to him the bills of lading. Bugbee failed before the draft matured, and plaintiffs sued defendants for delivering the bills of lading to Bugbee before payment of the draft. It was conceded that the draft was drawn for the price or value of the lumber: Held, per Wallace, J., that, the draft being on time, it must be presumed that it was the intent of parties that Bugbee should realize from sale of the lumber the funds to meet the draft at maturity. Therefore, upon his acceptance of REPORT OF THE COMPTROLLER OF THE CURRENCY. LXV C OLLE CTioxs—C outinuecl. the draft, lie was entitled to the hills of lading, and defendants were not liable for thus delivering them, hut if the draft had not been upon time, a different rule might have prevailed. (Woolen $ Webb vs. N. Y. and Erie Bank, 12 Blatchf.,p. 359.) III. Tile Corn Exchange National Bank of Chicago sent defendant, the Bawson Bank at Wilmington, N. C , a draft drawn upon one Wiswall, living at Washington, N. C , for collection. Defendant by letter acknowledged the receipt of the draft, stating that it had been credited to the Corn Exchange Bank, and entered for collection. Thereupon defendant sent draft to BurbankfyGallagher, bankers at Washington, N. C, for collection. The latter house collected the draft, but failed and passed into bankruptcy before remitting. In a suit brought by the assignee of the Corn Exchange National Bank against the Dawson Bank to recover the proceeds of the draft: Held, per Wallace, J., that the latter bank was liable for the amount. (Kent, Assignee, <fc, vs. The Dawson Bank, 13 Blatchf.,p. 237.) [NOTE.—The court concedes that the authorities are conflicting upon the point involved in this case. In Neio York, Ohio, and in England, the decisions sustain the conclusion of Judge Wallace, while in Connecticut, Massachusetts, Illinois, and Pennsylvania, precisely the contrary rule prevails. The point was made in this case that the law of Illinois should control the rights of parties, but it was held otherwise. ] IV. In an action by G against a bank it appeared that a note was made to G's order, indorsed by him and sent through the house of B, a banker, for collection, and by B indorsed to the defendant bank, "for collection and credit": Held, that B, by the indorsement, did not become the owner of the note, and had no right to pledge it, or direct its proceeds to be credited to him in payment of his indebtedness to the defendant bank. (First National Bank vs. Gregg. 79 Pa. St., p. 384.) V. In such case if the defendant bank had made advances, or given new credit to B on the faith of the note, it would have been entitled to retain the amount out of the proceeds. (Ibid.) VI. A bank holding a customer's demand-note has a lien upon the proceeds of drafts delivered to it for collection, after the giving of the note, though collected after the riling of a petition in bankruptcy, and can apply such proceeds upon the notes. (Be Farnsioorth, 5 Biss., p. 223.) COMPROMISES. I. In adjusting and compromising contested claims against it, growing out of a legitimate banking transaction, a national bank may pay a larger sum than would have been exacted in satisfaction of them, so as to thereby obtain a transfer of stocks of railroad and other corporations, in the honest belief that by turning them into money under more favorable circumstances than then existed, a loss, which it would otherwise suffer from the transaction, might be averted or diminished. (First National Bank vs. National Exchange Bayik, 2 Otto, p. 122.) II. So, also, it may accept stocks in satisfaction of a doubtful debt, with a view to their subsequent conversion into money, in order to make good or reduce an anticipated loss. (1 bid.) See, also, ESTATE, REAL, I, post. COMPTROLLER. I. The Comptroller appoints the receiver, and can therefore remove him. (Kennedy vs. Gibson, 8 Wall., p. 498.) II. The Comptroller's certificate, reciting the existence of the facts of which he is required to be satisfied, to justifiy the appointment of a receiver, under section 50 of the national-bank act, is sufficient evidence of the validity of such appointment, in an action brought by such receiver. (Platt vs. Beoee, 57 N. Y.,p. 339.) III. The Comptroller must authorize any increase of the capital stock of a national bank; and such increase must be certified by him as prescribed by sec. 13 of the act of Congress providing for the organization of national banks. (R. S., sec. 5142. Charleston vs. People's National Bank, 5 S. C, p. 103.) IV. The Comptroller cannot subject the United States Government to the jurisdiction of a court, though he appears and answers to the suit. (Case vs. Terrill, 11 Wall., p. 199.) CURRENCY ACT. I. The purpose of the currency act was, in part, to provide a currency for the whole country, and, in part, to create a market for the government loans. (Per Strong, J., in Tiffany vs. Missouri, 18 Wall, p. 413.) v—c c LXVI KEPORT OF THE COMPTROLLER OF THE CURRENCY. CURRENCY ACT—Continued. II. National banks organized under the, act of Congress of June 3, 1864, are the instruments designed to be used to aid the government in the administration of an important branch of the public service; and Congress, which is the sole judge of the necessity for their creation, having brought them into existence, the States can exercise no control over them, nor in anywise affect their operation, except so far as Congress may see proper to permit. (Per Swayne, J., in Farmers and Meehanics' Rational Bank vs. Dearing, 1st Otto, p. 29.) III. The constitutionality of the act of June 3, 1864, is unquestioned. It rests on the same principle as the act creating the second Bank of the United States. The reasoning of Secretary Hamilton, and of this court in MvCulloch vs. Maryland, 4 Wheat., p. 31G, and in Osborne vs. Bank U. S., 7 Wheat., p. 708, therefore applies. IV. The power to create carries with it the power to preserve. The latter is a corollary of the former. (Ibid., per Swayne, «-/., pp. 33-34.) DEBTORS OP NATIONAL BANKS. I. Debtors of an insolvent national bank, when sued by the receiver, cannot object that pleadings do not show a compliance with all the steps prescribed by statutes as preliminary to the appointment of such receiver. (Cadle, Receiverf cfe., vs. Baker <j" Co., 20 Wall., p. 650.) II. Such ordinary debtors may be sued by receiver without previous order of the Comptroller. (Hank vs. Kennedy, 17 Wall., p. 19.) DEPOSITS, GENERAL. I. The relation between a bank and its depositors is that of debtor and creditor only, and is not tiduciary. Thus, a note deposited for collection, if passed to the credit of the depositor in his general account, then overdrawn, becomes the property of the bank, which becomes indebted to him for the proceeds. Upon the bankruptcy of the bank, the proceeds are assets available to the general creditors. And the fact that the account was made good by other deposits, before collection of the note, makes no difference. {In re Bank of Madison, 5 Bissell, p. 515.) II. A deposit is general, unless the depositor makes it special, or deposits it expressly in some particular capacity. And in case of a general deposit of money with a banker, a previous demand by the depositor, or some other person by his order, is indispensable to the maintenance of an action for the deposit, unless circumstances are shown which amount to a legal excuse. (Brahm vs. Adkins, 77 III., p. 263.) DEPOSITS, CERTIFICATES OF. I. A certificate of deposit was issued by a bank for a certain sum, subject to the order of the depositor at a certain date, payable on the return of the certificate: Held, in an action on said certificate against the bank, brought by an assignee, that there could be no recovery without proof of an actual demand and refusal of payment. (Brown vs. MeElroy, 52 Ind., p. 404.) II. In a suit/against the bank, upon a stolen certificate of deposit given by the defendant to the plaintiff, reciting that he had deposited in the bank a certain number of dollars, payable to his order in current funds, on the return of the certificate properly indorsed: Held, first, that the instrument should be regarded as the promissory note of the bank, assignable under the statute (of Indiana), but that it was not negotiable as an inland hill of exchange, being made payable, not in money, but u i n current funds "; second, that the payee could recover on said stolen certificate without giving a bond against a subsequent claim thereunder by another person. (Xational State Bank vs. Bingel, 51 Ind., p 393.) III. Where a bank issues a certificate of deposit, payable on its return properly indorsed, it is liable thereon to a bona-fide holder, to whom it was transferred seven years after it was issued, notwithstanding the payment thereof to the original holder. Such certificate is not dishonored until presented. (National Bank Fort Edward vs. Washington Co. Xational Bank, 5 Hun., X. Y. Sup. Court, p. 605.) DEPOSITS, SPECIAL. I. The taking of special deposits to keep, merely for the accommodation of the depositor, is not within the authorized business of national banks; and the cashiers of such banks have no power to bind them on any express contract accompanying, or any implied contract arising out of, such taking. ( Wiley vs.. First Xational Bank. 47 It., p . 540.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXVII DEPOSITS, SPECIAL—Continued, II. If a banking association, under tlie national-currency act, has power to assume the duties and obligations of a naked bailee of property, either gratuitously or for hire (as to which point the court does not decide, though apparently inclined to deny such power), it is clearly outside its ordinary business ; and it is not within the scope of the general powers or general authority of its executive or ministerial offices to bind such corporation by a contract for such bailment. Therefore, in the absence of proof of special authority for that purpose, delegated by the board of directors, or evidence that such powers have been exercised by their knowledge and sanction, or that such has been the "habit and custom of the bank, it is not responsible for property thus received by its cashier. (First National Bank Lyons vs. Ocean National Bank, 60 N. Y^ p. 278.) III. A circular issued by such corporation, inviting the correspondence of other banks, and offering to buy and sell securities for them, is no evidence of a consent, on its part, to become a general bailee and depository of such securities for its correspondents. (Ibid.) IV. The corporations formed under the national-currency act are banks of deposit, as well as circulation. They are authorized to issue their own notes, and receive from others their money and circulate it. Money so received is termed a deposit, although it has none of the qualifications of a bailment, thus named. There is no trust or promise to redeliver the same money. By the deposit the money becomes the property of the bank, and only the relation of debtor and creditor is created. (Ibid., per Allen, J., p. 288.) [NOTE.—In the last cited case the cashier of the Ocean National Bank had, at sundry times, received United States bonds belonging to the Lyons bank. Some of these bonds had been purchased by said cashier and the assistant cashier for the Lyons bank. Two or three times, by the order of the latter bank, the coupons of these bonds had been cut off by said cashier and proceeds credited to the Lyons bank. But there was no proof that these transactions were done, or that said bonds were kept in the vault of said Ocean Bank, with the knowledge of the directors. While said bonds were thus kept, burglars broke in and stole them. The court held, and the opinion was unanimous, that there Avas no difference under the currency act between such a deposit of United States bonds and a deposit of other valuable property, such as plate, diamonds, or jewelry, for safe-keeping, gratuitously. It was a naked bailment of deposit, without reward, and such an act of the cashier as did not bind the bank.] For definition of the bailment called "deposit," and the liabilities of sucli a bailee, see Story on Bailments, section 4, and sections 61 to 135. As to special deposits of money with a bank, see Story on Bailments, section 88; also Smith vs. First National Bank, 99 Mass., p. 605-. In this last case there had been a special deposit of gold coin, to be returned when called for. Th<© cashier embezzled the funds: Held, that the bank was not liable, as there was no gross negligence on the part of the corporation. DIRECTORS OF NATIONAL BANKS. I. Directors- of a national bank may remove the president, both under the law of Congress and the articles of association, where the latter so provide. The power exists if the bank has adopted no by-laws. (Taylor vs. Button, 43 Barb,. N Y. Sup. Court, p. 195; S. C, 18 Abb. Pr. M., p. 16.) ESTATE, REAL. I. The want of power of a bank, or of its trustee (receiver) in insolvency, to purchase and hold real estate, does not render void an arrangement whereby land subject to a lien in favor of- the bank, and to other liens, is discharged of those other liens by funds from the assets of the bank, the land being then sold, and the entire proceeds of such sale realized to the bank assets, provided the title does not pass through the bank or its trustee. (Zantzingers vs. Gunion, 19 Wall, p. 32.) INTEREST. I. Under section 30, act of 1864, a national bank in any State may take as high rate of interest as by the laws of such State a natural person may stipulate for, although State banks of issue are restricted to a less rate. (Tiffany vs. National Bank of Missouri, 18 Wall., p. 409.) [NOTE.—In Missouri, natural persons may take ten per cent., but State banks are restricted to eight per cent. In this case the national bank had taken nine per cent.: Held, legal. ] LXVIII REPORT OF THE COMPTROLLER OF THE CURRENT V. INTEREST—Continued. II. Held, also, that as the action was virtually brought tor ecover the penalty for usury, the statute (.section 30) must receive a strict construction. (Ibid., p. 409.) See also Title u Usuin',1! post. INTEREST ON CLAIMS or CREDITORS. I. Where a national bank is put in charge of a receiver, under section 50 of the original currency act (R. S., sec. 5234), and a sufficient sum is realized from its assets to pay all claims against it and leave a surplus, the Comptroller ought to allow interest on the claims during the period of administration, before appropriating the surplus to the stockholders of the bank. An action of assumpsit by the holder of such a claim will not lie against the Comptroller, nor against the receiver, but will lie against the hank. (Chemical National Bank vs. Bailey, 12 Blatchf., p. 480.) II. In such action interest is recoverable on all demands originating in contract conditioned for the payment of interest, and on all demands for money due and unpaid, by way of damages for non-payment after such demands became due. And interest is recoverable on a balance due a depositor in such bank, although he has made no formal demand of payment. (Ibid.) But, as to this last point, see the ruling of the Supreme Court. III. In the case of National Bank of the Commonwealth vs. Mechanics7 National Bank, 4 Otto, p. 437, the Supreme Court United States, at its last term, decided that a depositor in a national hank, when it suspends payment and a receiver is appointed, is entitled from the date of his demand to interest upon the deposit ; that the claims of depositors in such bank at date of suspension for the amount of their deposits are, when proved to the satisfaction of the Comptroller of the Currency, placed upon the same footing as if reduced to judgments; that is to say, they draw interest from the time of such proof and allowance. It was also decided that, such interest being a liquidated sum at the time of the payment of the deposit, an action lies to recover it, and interest thereon. JUDGMENTS. I. A judgment against a national bank in the hands of a receiver, upon a claim, only establishes the validity of such claim; the plaintiff can have no execution on such judgment, but must await pro rata distribution. (Bank of Bethel vs. Fahquioque Bank, 14 Wall, p. 383. Clifford, J.,p. 402.) JURISDICTION. I. A United States district court has jurisdiction to authorize a receiver of an insolvent national bank to compromise a debt. (Matter of Flatty 1 Ben., p. 534.) II. A resident (citizen) of Kentucky -was a creditor of a national bank located in Alabama, and commenced a suit on his claim against said bank in the supreme court of the State of New York, at the same time attaching certain moneys belonging to said bank, in the hands of the National Park Bank, in New York. Subsequently the receiver of the Alabama bank (which had failed) was, on his own motion, made party defendant to the action pending in the New York supreme court, and pleaded "icant of jurisdiction," and other defenses. The supreme court overruled his ])lea to the jurisdiction, rendered judgment against the receiver on the merits, and ordered satisfaction to be made from the moneys attached. Thereupon the receiver filed his bill in chancery in the United States circuit court for the proper circuit, praying an injunction to restrain the collection of the judgment rendered by said supreme court, and that the moneys attached be paid to him as receiver. Held, that, by the provisions of the currency act, the State court was deprived of jurisdiction of the attachment proceedings ; that the receiver was not estopped by the proceedings in said State court from asserting his rights in said circuit court, and that he was entitled to the relief prayed for in his bill. (Cadle, receiver, # c , vs. Tracy, 11 Blatchf, p. 101.) (Fide Title "RECEIVERS, YII," post.) LOANS ON SHARES. I. National banks are governed by the act of 1864, which repealed the act of 1863, and cannot, therefore, make loans on the security of their own shares, unless to secure a pre-existing debt, contracted in good faith. (Bank, ^ c , vs. Lanier, 11 Wall., p. 369.) II. The placing of funds by one bank on permanent deposit with another bank is a loan within the spirit of section 35 of act of 1864. (Ibid., p. 369.) III. Loans by such banks to their shareholders do not create a lien on the shares of such borrowers. (Ibid., p. 369. See also Billiard vs. Bank, 18 Wall., p. 580; 7 and "BY-LAWS/ supra.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIX LOANS IN EXCESS. I. A loan "by a national bank in excess of the restriction of section 29 of the act of 1864 (Revised Statutes, section 5200), which provides that the total liabilities of any person (borrower) shall not exceed ten per centum of the capital stock, &c, is not void on that account. The loan may be enforced, though the bank may be liable to proceedings for forfeiture of its privileges, &c, for making it. (Stewart vs. National Union Bank of Maryland, 2 Abb., United States, p. 424. See also O\Hare vs. Second National Bank, 77 Pa. St., p. 96.) In Samuel M. Shoemaker vs. The National Mechanics' Bank, and The Same vs. The National Union Bank, application for injunction, &c, United States circuit court, Baltimore, Md., Judge Giles held * * * "As to the first charge in this bill against the defendant, in reference to the amount loaned to Bayne & Co., in violation of the twenty-ninth section of the act of June 3, 1864, I would only say that the loan made under such circumstances is not void; it can be enforced as any other loan made by the bank." * * * LOCATION. 1. Under sections 6, 8, 10, 15, 18, and 44 of the original currency act (13 Stat. at Large, 101), respecting the location of banking associations, a national bank is to be regarded as located at the place specified, in its organizationcertificate. If such place is in a State, the association is located in that State. (Manufacturers' National Bank vs. Baack, 8 Blatchf., p. 137.) OFFICERS. I. It is the duty of directors of a bank to use ordinary diligence in acquiring knowledge of its business. They cannot be heard, when sued, to say that they were not apprised of facts, the existence of which is shown by the books, accounts, and correspondence of the bank. They should control the subordinate officers of the bank in all important transactions. Therefore, under the circumstances proved in this particular case, they were held liable for the abstraction and sale of special deposit by the latter. ( United Society, cfc, vs. Undenvood, 9 Bush, Ky., p. 609.) II. The cashier of a national bank, who had executed no bond, embezzled its funds, discovery whereof might have been effected by use of slight diligence on the part of the directory. They, however, published, according to law, a statement of the condition of the bank, which showed that its affairs were being prudently and honestly administered, and from which the public had a right to believe that he was trustworthy. Afterward, persons who had seen this report became sureties on the official bond of the cashier, and for his subsequent embezzlements were sought to be held liable thereon : Held, that such sureties, being misled by the statement, were released. They had a right to believe that the directors, before publishing it, investigated the condition of the bank. (Graves vs. Lebanon National Bank, 10 Bush, Ky., p. 23.) III. A guaranty against loss for signing as sureties, given by a bank president, without authority from the directors, to those whom he had solicited thus to sign a note, given to the bank to retire a prior note held by it against their principal, is held to be the individual contract of the president, and not binding upon the bank. (First National Bank vs. Bennett, 33 Mich., p. 520.) IV. A cashier, who has made sale of corporate property, and holds a balance in his hands, is the agent of the board of directors, and not of the respective stockholders, and cannot be charged by an individual stockholder as holding such balance for his benefit. (Brown vs. Adams, 5 Biss., p. 181.) V. A cashier, without special authority, cannot bind his bank by an official indorsement of his individual note, and the onus is on the payee to show such authority. (West Saint Louis Savings Bank vs. Shawnee Co. Bank, 3 Dill, p. 403.) VI. Although the cashier of a bank may, in the ordinary course of business, without the action of the directors, dispose of the negotiable securities of the bank, he has not the power to pledge its assets for the payment of an antecedent debt. (State of Tennessee vs. Davis, 50 How. (N. Y.), p. 447.) RECEIVERS. I. The receiver of a national bank is the instrument of the Comptroller, and may be removed by him. (Kennedy vs. Gibson, 8 Wall., p. 505.) II. Such receiver is the statutory assignee of the assets of the bank, and may sue to collect the same in his own name, or in the name of the bank, for his use. (Ibid,, p. 506.) III. In such suit it is not necessary to make the bank or creditors parties. (Ibid., p. 506.) IV. The receiver of a national bank represents such bank and its creditors, but he in no sense represents the United States Government, and cannot subject the government to the jurisdiction of any court. (Case vs. Terrill, 11 Wall., p. 199.) LXX REPORT OF THE COMPTROLLER OF THE CURRENCY. RECEIVERS—Continued. V. The decision of a receiver, rejecting a claim against liLs bank, is not final. Claimant may still sue. (Bank of Bethel vs. Pahquioque Bank, 14 Wall,}). 383.) YI. The clause of section 50, act of 1864, which prescribes that the receiver shall be "under the direction of the Comptroller," means only that he shall be subject to his direction, not that he shall not act without orders. He may and must collect the assets. That is what he is appointed for. (Bradley, J., in Bank vs. Kennedy, 17 Wall., pp. 22-3.) VII. Receivers of national banks are officers of the United States, within the meaning of the act of Congress of March 3, 1815, giving United States courts jurisdiction of actions by United States officers, and may sue in such courts. (Plait, receiver, $c, vs. Beach, 2 Ben., p. 303.) [NOTE.—The judge places stress upon the provision of section 31 of the act of 1864, which requires (in that particular instance) that the Secretary of the Treasury shall concur in the appointment of the receiver.] SET-OFF. I. In an action brought to enforce the individual liability of a shareholder of an insolvent bank, such shareholder cannot set otf against such liability the amount due to him as a creditor of the bank. (Garrison vs. Howe, 17 _Y. Y.j p. 458; In re Empire City Bank, 18 N. Y., p. 199.) [NOTE.—Though these cases were decided by a State tribunal (New York courtof appeals), and the rulings were based upon provisions of a State constitution and a State statute, yet the principle they enunciate is recognized and fully affirmed in Sawyer vs. Hoarj, 17 Wall., p. 610, and Scammon vs. Kimball, 2 Otto, p. 362.] SHAREHOLDERS, INDIVIDUAL LIABILITY OF. I. Comptroller must decide -when and for what amount the personal liability of the shareholders of an insolvent national bank shall be enforced. (Kennedy vs. Gibson, 8 Wall., p. 505.) II. His decision as to this is conclusive. Shareholders cannot controvert it. (Ibid., p. 505.) III. In any suit brought to enforce such personal liability, such decision of the Comptroller must be averred by the plaintiff, and, if put in issue, must be proved. (Ibid.,p. 505.) IY. The liability of shareholders is several, and not joint. (Ibid., p. 505.) V The limit of such liabilities is the par value of the stock held by each one. (Ibid., p. 505.) VI. Wherer the whole amount is sought to be recovered, the proceeding must be at law ; where less is required the proceeding may be in equity, and in such case an interlocutory decree may be taken for contribution, and the case may stand over for the further action of the court, if such action should subsequently prove to be necessary, until the full amount of the liability is exhausted. (Ibid., p. 505.) But in Bailey, receiver, <$~c, vs. First National Bank Duluth, TJ. S. circuit court for Minnesota, Kelson, J., held rthat even where less than the par value was assessed the suit might be at law ; and this would seem to be the true theory. Vide Bankers' Magazine, April 1877, p. 793. VII. In such equity suit, all shareholders within the jurisdiction of the court should be made parties defendants; but it is no defense that those not within the jurisdiction are not joined. (Ibid., p. 506.) VIII. Suits to enforce personal liability of shareholders may properly be brought before other assets are exhausted. (Ibid., pp. 505-6.) SHAREHOLDER, LIABILITY OF TRANSFEREE. I. The transferee of shares, when such transfer is absolute on the books of the bank, is liable to creditors to the amount of such shares, although in fact he holds them as collateral security for a loan to the shareholder who transferred them. (Kale vs. Walker, 31 Iowa, p. 344.) [NOTE.—This also is a State court adjudication, but it is believed to be in harmony with the rulings of other high and eminent State tribunals upon the same question.] (Adderly vs. Stonn, 6 Hill, p. 624, and Worrall vs. Johnson, 5 Barb., p. 210.) [In the Bankers' Magazine for January, 1875, is a notice of the case of Mann, receiver, vs. Dr. Cheeseman, decided by Blatchford, J., in the United States circuit court, in New York, in which the judge held that until there was a transfer of shares on the books of the bank the shareholder whose name there appeared was liable for the debts of the bank; that an actual sale and the signing the ordinary power of attorney on the back of the certificate will not relieve the REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXI SHAREHOLDER, LIABILITY OF TRANSFEREE—Continued. seller. The learned judge also lie Id that such shareholder could not question the action of the Comptroller as to the necessity of suing the shareholder.] (See also SET-OFF, supra.) In t h e case of Bowden vs. Farmers and Merchants' Xational Bank of Baltimore, decided by Judge Giles in the United States circuit court, Maryland district, April, 1877, it was held that the defendant was liable, though the shares had originally been transferred to it as security for a loan, which loan had been paid, and though, upon such payment, defendant delivered the certificate of stock to the original owner, with a power of attorney authorizing him to retransfer the stock to himself. SHARES OF STOCK. I. A national bank whose certificates of stpek specify that the shares are transferable on the books of the bank on surrender of the certificates, and not otherwise, and which suffers a shareholder to transfer without such surrender, is liable to a bonafidetransferee, for value of same stock, who produces such certificate with usual power of attorney to transfer; and this is so though no notice had been given to the bank of the transfer. (Bank vs. Lamer, 11 Wall., p. 369.) II. Shares quasi negotiable. (Ibid., p. 369.) TAXATION OF SHARES. I. The act of 1864, rightly construed, subjects the shares of the association in the hands of shareholders to taxation by the States, under certain limitations set forth in section 41, without regard to the fact that part or the whole of the capital of such association is invested in national securities which are declared by law exempt from State taxation. (Van Allen vs. Assessors, 3 Wall., p. 573.) (Chase, C. J., and other judges dissented.) II. Act thus construed is constitutional. (Ibid., p. 573.) III. A certain statute of New York, which taxed shares of national-bank stock, declared void, because shares of State banks were not taxed, although their capital was; the act of Congress prescribing that shares of national banks shall be taxed only as shares of State banks are. (Ibid., p. 573.) The ruling as to taxing shares of stock reaffirmed in Bradley vs. People, 4 Wall., p. 459; National Bank vs. Commonwealth, 9 Wall., p. 353. In last case, held that a State law requiring the cashier to pay the tax was valid. Held, also, that a certain State tax law virtually taxed "shares of moneyed corporations," &c. (Ibid., p. 353.) IV. Shares of stock in national banks are personal property, and though in one sense incorporeal, the law which created them could separate them from the person of their owner, for taxation, and give them a situs of their own. (Tappan, collector, vs. Bank, 19 Wall,, p. 490.) V. Sec. 41 did thus separate them and give them a situs of their own. (Ibid., p. 490.) VI. This provision of the national-currency act became a law of the property (in shares), and every State in which a bank was located acquired jurisdiction, for taxation, of all the shares, whether owned by residents or non-residents, and power to legislate accordingly. (Ibid., p. 490.) VII. Under the act of Congress of February 10, 1868, enacting that each State legislature may direct the manner of taxing all shares of stock of national banks located within the State, subject to the restriction that the taxation shall not be greater than the rate assessed upon other moneyed capital in the hands of individual citizens of such State, and of a certain act of the legislature of Pennsylvania which provided that such shares shall be assessed for school, municipal, and local purposes at the same rate as is now or may hereafter be assessed and imposed upon other moneyed capital in the hands of individual citizens of the State ; held, that shares of national-bank stock may be valued for taxation, for county, school, municipal, and local purposes, at an amount above their par value. 23 Wall,, p. 480.) (Hepburn vs. Scltool Directors of the Borough of Carlisle, [NOTE.—In this case it appeared that Hepburn owned several thousand dollars of national-bank stock, the par value of which was $100 per share, and that it was valued for taxation, for a school tax, at $150 per share. This assessment was held valid, notwithstanding that by a certain act of the State legislature, applicable to the county of Cumberland, in which the borough of Carlisle was situated, certain specified kinds of moneyed obligations were exempt from taxation, except for State purposes. ] LXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. TAXATION OF SHARES—Continued. See also Saint Louis National Bank, National Bank of Missouri, Third National Bank, Valley National Bank, and Merchants' National Bank of Saint Louis vs. Papin, in United States circuit court, eastern district of Missouri, September term, 1876. Also, Gallatin National Bank of New York vs. Commissioners of •Taxes, supreme court of New York, first department, general term, November, 1876. These latter eases are published in the Bankers' Magazine for December, 1876. TAXATION OF INTEREST AND DIVIDENDS. I. Under the internal-revenue act of July, 1870, interest paid and dividends declared during the last five months of 1870 are taxable, as well as those declared during the year 1871. (Blake vs. National Banks, 23 Wall., p. 307.) LICENSE TAX. I. The District of Columbia imposed a license tax on all the national banks in the District, the rate being 50 cents annually on each $1,000 of the capital invested. The Citizens7 National Bank refused to pay this assessment, and a test case was made in the District criminal court, Mr. Justice Mac Arthur presiding. This court, after full argument, held the tax illegal and void, as being contrary to the mode of taxation prescribed by Congress, which mode was held to be exclusive. TRANSFERS OF ASSETS. I. When binding. The receiver of a national bank cannot repudiate a pledge of its assets made by the bank for advances to it, either on the ground that the pledge was not formally executed, or that the transfer was void because not authorized by the charter of the bank, so long as he retains, as assets, the advances, to secure repayment of which the pledge was given. (Casey vs. Le Societe de Credit Mobilier, 2 Woods, p. 77.) A preference of one creditor to another, within the meaning of section 5242, Revised Statutes, is a preference given by the bank to secure or pay a preexisting debt. Where a person, knowing that a national bank is embarrassed, makes to it a loan, taking as security therefor a pledge of part of the assets of the bank, this transfer does not give him the preference prohibited by the statute. (Ibid.) II. When not Mnding. Under said section 5242, which declares void transfers of its property by a national bank, made in contemplation of insolvency, and with a view to give a preference to one creditor over another, or with a view to prevent the application, of the assets of the bank in the manner prescribed by law,' such a transfer is void if the insolvency is in the contemplation of the bank making the transfer, although the party to whom it is made does not know or contemplate the insolvency of the hank. (Case, receiver, vs. Citizens7 Bank, 2 Woods, p. 23.) ULTRA VIRES, WHAT IS. I. National banks cannot sell railroad bonds for third parties on commission, or engage in business of that character. (Susan WelckerYS. First National Bank of Hagerstoxun, Court of Appeals of Maryland, 43 Md.,_p. 581.) II. In an action of deceit against a national bank, for alleged false representations of its teller in the sale to plaintiff of certain railroad bonds : Held, That the selling of such bonds on commission was not within the authorized business of a national bank, and being thus beyond the scope of its corporate powers, the defense of ultra vires was open to it, and it was not responsible for the deceit of its teller. (Ibid.) III. The national-bank act confers no power on a national bank to take a deed of trust of real estate as security for a contemporaneous loan; and such bank has no power not conferred by Congress. A sale under such a deed enjoined. (Matthews vs. Skinner, 62 Mo., p. 329. See also DEPOSITS, SPECIAL, I, II, III, IV.) ULTRA VIRES, WHAT IS NOT. IV. A national bank took a lien upon real estate to secure a pre-existing debt. Afterward, the bank paid $500 to discharge a prior lien upon the land, taking a note and mortgage on land in Kansas to secure this advance. Lien and mortgage held valid and warranted by law. (Orum vs. National Bank, 16 Kans.,p. 341.) V. A chattel mortgage taken by a national bank to secure a pre-existing debt is valid, and will be enforced. (Spofford vs. First National Bank, 37 Iowa, p. 181.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIII USURY. J. State laws7 relative to usury do not apply to national banks. (Fanners and Mechanics National Bank vs. Deariny, 1 Otto, p. 29.) II. The only forfeiture declared by the 30tli section of the act of June 3, 1864 (Revised Statutes, section 5198), is of the entire Interest which the note or bill carries with it, or which has been agreed to be paid thereon, when the rate knowingly received, reserved, or charged by a national bank is in excess of that allowed by that section; and no loss of the entire debt is incurred by such bank, as a penalty or otherwise, by reason of the provision of the usury law of a State. (Ibid.) To same effect are National Exchange Bank vs. Moore, 2 Bond, p. 170, and several State decisions. (The New York court of appeals had decided the other Avay.) APPENDIX. On the following page will be found a complete index of the numerous tables contained in the report and appendix. An index to the abstracts giving the aggregate resources and liabilities of national banks, by States and reserve cities, may be found on page 17; and an alphabetical index of the cities and villages in which the national banks whose detailed reports are printed herewith are located, appears at the end of the volume. In concluding, the Comptroller deems it but just that he should gratefully acknowledge the zealous and efficient co-operation of the officers and clerks associated with him in the performance of official duties. JOHK JAY K^OX, Comptroller of the Currency. Hon. SAMUEL J. BANDALL, Speaker of the House of Representatives. TABLES COXTAIKED IX EEPOUT AXD APPENDIX. EEPORT. Page. Table, by geographical divisions, of the number, capital, and deposits of the State banks and private bankers, &c, for the six months ending May 31, , 1878 II. Table, by geographical divisions, of the number, capital, and deposits of the State banks and private bankers, &c, for the six months ending May 31, 1878, and of the national banks on June 29, 1878 III. Table of the resources and liabilities of the national banks on October 1, 1878, classified by reserve cities, &c IV. Table of the resources and liabilities of the national banks in October of each year, from 1870 to 1878 V. Table of the number, capital, reserve fund, and undivided profits of the banks of the United Kingdom and of the national banks, with the ratio of the capital and of the capital and profits of each to their liabilities VI. Table showing the amount of the surplus fund of the national banks near the 1st of January and July of each year since 1863, and the semi-annual increase or decrease thereof VII. Table, by geographical divisions, showing the losses of the national banks for the years 1876,1877, and 1878. VIII. Table showing, by geographical divisions, the number and capital of the national banks that paid no dividends for the year 1878, and the number and capital of such banks for 1876 and 1877, together with averages for the three years IX. Table, by geographical divisions, of the ratios of the dividends of the national banks to their capital and surplus from 1870 to 1878 X. Table, by States, of the number of national banks which have failed from the organization of the system to July 1, 1878, with the amount of their capital, claims proved, dividends paid, and estimated losses XI. Table showing the kinds and amounts of United States bonds pledged by the national banks to secure their circulation on November 1 of each year from 1865 to 1878 XII. Table showing the bonds required to secure the circulation of the national banks, their par and currency value, gold-interest and its currency value, and the amount of circulation they secure XIII. Statement showing the value of circulation to national banks XIV. Statement showing the value of circulation to national banks if issued upon four per cent, bonds XV. Table showing the value of the legal-tender paper dollar in each year, from 1864 to 1878 XVI. Table showing the liabilities and reserve of the national banks in the principal cities, and of the other national banks, on October 1, 1878, with aggregates of the whole XVII. Table showing the transactions of the New York clearing-house, yearly, from 1854 to 1878 .'. SVIII. Table, by denominations, of the amount of national-bank notes and of legaltender notes, and the total outstanding November 1, 1878 XIX. Statement of the public debt at its maximum XX. Table of the amounts and kinds of outstanding United States and national-bank issues, from 1865 to 1878, at the dates given Table, by States and geographical divisions, of the number of national banks XXI. organized, closed, and closing, and in operation, with their capital, bonds, and circulation, November 1, 1878 Table of the outstanding circulation of the national banks on November 1, of XXII. each year, from 1867 to 1878, and on June 20, 1874, and January 14, 1875 Table showing, by States, the issue and retirement of circulation for the year ending November 1, 1877, and the total amount issued and retired since June 20, 1874 IV IV V VI X XIII XIII XIV XIV XVI XIX XX XXI XXII XXVI XXVIII XXXII XXXII XXXIII XXXIII XXXIV XXXV XXXVI LXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Page. XXIV. Table showing tlie issue and retirement of national-bank notes and the deposit ,and retirement of legal-tender notes, monthly, since the passage of the act of January 14, 1875, to November 1, 1878, and the amount of legal-tender notes retired to May 31, 1878 XXXVII XXV. Statement showing concisely the operations of the acts of June 20. 1874, and of January 14, 1875, to Xoveniber 1, 1878 XXXVII XXVI. Table showing the amount of circulation issued to fifteen national banks whi^h failed prior to 1870, and to twenty-three which failed prior to 1873, the amount outstanding, and the percentage unredeemed on November 1, 1878 XXXIX XXVII. Table of the amounts of specie held by the national banks at the dates of their reports, from October, 1868, to October, 1878 XL XXVIII. Statement showing the movement of coin and bullion in the United States for the fiscal year 1877-78, and the estimated amount in the country at the end of that year XLI XXIX. Table showing the classes of loans of the national banks in New York City in October of each year from 1874 to 1878 XLI XXX. Statement of the rates of interest in New York and London, 1874 to 1878 XLI XXXI. Table of the amounts and kinds of United States bonds held as security for national-bank circulation on November 1, 1878 XLH XXXII. Table showing the United States taxation of national banks, yearly, from 1864 to 1878 T XLIII XXXIII. Table showing the United States taxation of banks, other than national, yearly, from 1864 to 1878 XLTTI XXXIV. Table of the taxation of national banks, yearly, from 1866 to 1877 XLIV XXXV. Table, by geographical divisions, of the capital, and the amount and rates of taxation of the national banks, for the years 1874, 1875, 1876, and 1877 XLIV XXXVI. Table of the rates of taxation of the national banks in certain States for the years 1875, 1876, and 1877 XLV XXXVII. Table of the rates of taxation of the national banks in certain cities for the years 1875, 1876, and 1877 XLV XXXVIII. Table, by States, reserve cities, and geographical divisions, of the capital and the amount and rate of taxation of the national banks for the year 1877 XLVI XXXIX. Table showing the losses of the national banks, by geographical divisions, for 1878, the totals for 1876 and 1877, and the aggregates for the three years XLVII XL. Table, by States and reserve cities, of the amount of the losses charged off by national banks during the year ending September 1, 1878 XLVII XLI. Table of the amount of losses charged off by the national banks in the principal cities in the years 1876, 1877, and 1878 XLVIII XLH. Table, by geograx>hical divisions, of the number and capital of the national banks r w hich made no dividends in 1877 and 1878 XLVIII XLIII. Table showing the capital, surplus, dividends, and earnings of the national banks, semi-annually, from 1869 to 1878 XLIX XLIV. Table, by geographical divisions, of the ratios to capital and to capital and surplus of the dividends and earnings of the national banks for the years 1876, 1877, and 1878 L XLV. Table of the amounts of national-hank notes received by the Comptroller and at the redemption agency of the Treasury, from June 20, 1874, to November 1, 1878 L XLVI. Table, by denominations, of the number and amount of national-bank notes issued and redeemed from 1863 to 1878, and the number and amount outstanding November 1,1878 LI XLVII. Statement of the amount of national-bank notes destroyed, yearly, from 1863 to 1878 LI XLVIII. List of national banks which failed during the year ending November 1, 1878, and their capital LI XLIX. List of insolvent national banks and percentage of dividends paid LII L. Table showing, by geographical divisions, the average number, capital, and deposits of State banks and trust companies, private bankers, and savingsbanks, for the six months ending May 31, 1878 LIII LI. Table, by States and reserve cities, and geographical divisions, of the number of State banks, savings-banks, &c, with their average capital and deposits, and the tax thereon, for the six months ending May 31, 1878 LIV LII. Synopsis of judicial decisions relative to national banks LXII RhPORT OF THE COMPTROLLER OF THE CURRENCY. LXXVII APPENDIX. Page. I. Names and compensation of officers and clerks in the Office of Comptroller of the Currency, and expenses of the office for fiscal year ending June 30, 1878 LXXIX IT. Table, by States, of the taxation of the national banks for the year 1867 LXXXI III. Table, similar to the one preceding, for the year 1869 LXXXII IV. Similar table for the year 1874 LXXXIII Y. Similar table for the year 1875 LXXXIV VI. Similar table for the year 1876 LXXXV VII. Table, by geographical divisions, of the dividends and earnings,,of the national banks, semi-annually, from 1869 to 1878 LXXXVI VIII. Table, by States and reserve cities, of the ratios to capital, and to capital and surplus, of the dividends and earnings of the national banks, from March 1, 1874, to September 1, 1878 LXXXVIII IX. Table, by States and reserve cities, of the dividends and earnings of the national banks, with their ratios to capital, and to capital and surplus, from September 1, 1877, to March 1, 1878 XC X. Table, by States and reserve cities, of the dividends and earnings of the national banks, with their ratios to capital, and to capital and surplus, from March 1, 1878, to September 1, 1878 XCI XI. Table showing the liabilities and reserve of the national banks at the dates of their reports, from October, 1872, to October, 1878 XCII XII. Table showing, by States and reserve cities, the liabilities and reserve of the national banks on June 29, 1878 XCIV XIII. Table of the liabilities of the national banks, and of the reserve required and held, at three dates in each year, from 1874 to 1878 XC VI XIV. Table showing the weekly liabilities and reserve of the national banks in New York City, as reported to the clearing-house, in September and October of each year from 1871 to 1878 XCVII XV. Table showing, by States, reserve cities, and geographical divisions, the number of State banks, savings-banks, &c, with their average capital and deposits, and the tax thereon, for the six months ending November 30, 1876 XCVIII XVI. Similar table for the six months ending May 31, 1877 XCIX XVII. Tables, by geographical divisions, of the number, capital, and deposits of the State banks and private bankers, savings-banks and trust and loan companies, for the six months ending November 30,1875, May 31,1876, November 30,1876, and May 31, 1877 C XVIII. Table, by States, of the resources and liabilities of State banks, at dates named. CI XIX. Table showing the aggregate resources and liabilities of State banks, from 1874 to 1878 CIII XX. Table, by States, of the resources and liabilities of trust companies, at dates named CIII XXI. Table showing the aggregate resources and liabilities of trust companies, 1875, 1876, 1877, and 1878 CIV XXII. Table, by States, of the resources and liabilities of savings-banks, at dates named CIV XXIII. Table showing the aggregate resources and liabilities of savings-banks from 1874 to 1878 C VI XXIV. Table, by States, of the aggregate deposits of savings-banks, the number of their depositors, and the average amount due to each, in 1877 and 1878 CVI XXV. Table showing the number and denominations of national-bank notes issued, redeemed, and outstanding November 1 in each year, from 1868 to 1878 C VII XXVI. List of national banks in voluntary liquidation, with their capital, circulation issued and retired, and circulation outstanding November 1, 1878 CVIII XXVII. List of insolvent national banks, with their capital, circulation issued and retired, and circulation outstanding November 1, 1878 CXII XXVIII. List of insolvent national banks, with their capital stock, claims proved, and dividends paid, and date of appointment of receivers CXIV XXIX. Aggregate resources and liabilities of the national banks at the dates of their reports, from 1863 to 1878 1 XXX. Abstracts, by States, Territories, and reserve cities, of the reports made by the national banks since October 1, 1877 15 XXXI. Keport of the condition of each national bank on the first day of October, 1878. 59 APPENDIX. Names and compensation of officers and clerics in the office of the Comptroller of the Currency. Grade. lame. Comptroller John Jay Knox John S. Langworthy .• J. Franklin Bates John "VV. Magruder John I). Patten, jr Edward Wolcott Edward S. Peck Watson W. Eldridge Frank A. Miller Theodore O. Ebaugh F. A. Simkins ; Deputy Comptroller.. Chief of division | do j do I do Superintendent.., Teller Principal bookkeeper . Assistant bookkeeper Stenographer , Salarv. $5, 000 2, 800 2,200 2, 200 2,200 2,200 2,000 2,000 2,000 2,000 1,800 Fernando C. Cate Xathaniel O. Chapman William Elder William B. Greene John W. Griffin George W. Martin Charles H. Norton William Sinclair George H. Wood Fourth class . do do ! do 1 do ! do | do do do 1,800 1,800 1,800 1,800 1, 800 1,800 1,800 1,800 1,800 Charles E Brayton James C. Brown Charles H. Cherry William H. Glascott John A. Hebrew John A. Kayser George T. May Washington K. McCoy Edward Myers Charles Scott William D. Swan Third class . . do ! do I do do do do do do do do 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 Edga gar C. Beaman Davi( David B. Brenner Isaac C. Miller Edward W. Moore Edmund E. Schreiner Charles J. Stoddard Walter Taylor W illiam if. W al ton Frederick Widdows Second class . do . do do . i do . do ......do do do 1,400 1,400 1, 400 1,400 1, 400 1,400 1, 400 1,400 1,400 First class . do do do do do do do 1,200 1,200 1,200 1,200 1, 200 1, 200 1,200 1,200 Philo Burr J. Eddie De Sanies Charles McC. Taylor Zachariah E. Thomas Messenger do do do 840 840 840 840 Silas Holmes William H. Komaine Charles B. Hinckley Thomas Jackson It. Le Roy Livingston j Watchman . I do Laborer.. do .. I do.. 720 720 Xoah Hayes Edward McCauley John J. Patton Arthnr M. Wheeler Julia li. Donoho 8arah F. Fitzgerald Mary L. McCormick Margaret L. Simpson ; ! ! ! i j 720 720 720 LXXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Names and compensation of officers and clerks, <J*c.—Continued. Kame. Eliza M. Barker Eveline C. Bates Harriet M. Black Margaret L. Browne . . Louisa Campbell Virginia Clarke Mary L. Conrad May Crosby Cornelia M. Davidson . Margaret F. Dewar . . . Jane A. Dorr Annabella H. Finlay . . Flora M. Fleming Margaret E. Gooding.. Lizzie S. Henry Eliza R. Hyde Elizabeth Hutchinson . Mary E. Kammerer . . . Alice M. Kennedy Louisa W. Knowlton.. Emma Lafayette Julia R. Marvin Lillian D. Massey Maggie B. Miller Emma F. Morrill Mary E. Oliver Carrie L. Pennock Eliza Peters Etha E. Poole Annie E. Ranney Emily H. Reed Maria Richardson Eliza A. Saunders FayetteC. Snead Amelia P. Stockdale... Marie L. Sturgus Maria A. Summers Sarah A. W. Tiffey.... Julia C. Townsend Martha A. Walker Grade. Female clerk . do do do do do , do do , do do , do do , do do do do do do do do do do do do do do do do do do do do do do do do do do do do Salary. $900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 Expenses of the office of the Comptroller of the Currency for the fiscal year ending June 30; 1878. For special dies, plates, printing, &c For salaries $121,932 32 104, 820 00 226, 752 32 The contingent expenses of the office are not paid by the Comptroller, but from the general appropriation for contingent expenses of the Treasury Department; and, as separate accounts are not kept for the different bureaus, the amount cannot be stated. REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXI Amount and rate of taxation ( United States and State) of the national hanks for the year 1867. Hate of taxation. A m o u n t of t a x e s . States and Territories. Capital stock. United States. Miiine New Hampshire . Vermont Massachusetts lihode Island Connecticut New York Pennsylvania Delaware . Maryland District of Columbia Virginia West Virginia North Carolina ... Georgia [Louisiana . Texas Kentucky Tennessee Ohio Wisconsin Kansas Oregon Colorado Utah Idaho Montana Total VI—C C State. $9, 085, 000 4, 735, 000 6, 510, 012 79, 932, 000 20, 364, 800 24, 584, 220 116, 494, 941 11 333, 350 50 277,795 1, 428,185 12, 590, 203 1 350 000 2, 500, 000 2 216, 400 583, 300 1, 700, 000 500, 000 1, 300, 000 576, 450 200, 000 2, 885, 000 2,100, 000 22, 404, 700 12 867, 000 11, 620, 000 5, 070, 010 2 935,000 3, 992, 000 1, 660, 000 7, 559, 300 400, 000 250, 000 100 000 350 000 350,000 100, 000 100, 000 $180,119 $141, 226 88, 773 93,179 122, 214 144,164 1, 616, 825 1, 562,128 324, 844 195, 355 434, 440 387,146 3, 022, 662 4, 058, 706 253 359 223 106 1, 242, 037 278, 268 32, 621 1,261 260, 261 166, 054 15 330 3 286 48, 345 13, 926 46, 966 51, 457 9,049 5,144 40, 845 6,050 3,830 8,763 35, 894 20, 042 6,865 2,149 5,745 1,351 59, 816 17, 467 52, 460 27, 975 514, 681 520, 951 278, 798 200, 372 321, 406 231, 917 111, 790 68, 061 62, 012 76, 583 106, 349 88, 281 39,132 29, 522 133,142 189, 248 10, 229 7,801 10, 735 7,014 1 624 9,702 1,615 1,887 1,097 479 1,405 560 837 422, 804, 666 9, 525, 607 8, 813,126 Total. $321, 345 181, 952 266, 377 3,178, 953 520, 200 821, 587 7, 081, 368 476, 465 1, 520, 305 33, 881 426, 315 18 615 62, 270 98, 424 14,193 46, 895 12, 592 55, 936 9,015 7,096 77, 283 80, 435 1, 035, 633 479,170 553, 323 179, 851 138, 595 194, 631 68, 655 322, 389 18, 030 17, 749 1 624 11, 317 2,984 1,884 1, 397 18, 338, 734 United State. Total. States. Per ct. Pr. ct Pr.ct. 2.0 1.5 3.5 1.9 1. 9 3.8 1.9 2.2 4.1 2.0 2.0 4.0 1.5 1.0 2.5 1.7 1.6 3.3 2.6 3.5 6.1 2.0 4.2 2.5 0.5 2.3 2.1 1.3 1.9 2.1 1.5 2.5 1.7 2.8 1.2 2.9 2.1 2.7 2.3 2.2 0.1 1.3 0.3 0.6 2.3 0.9 0.4 1.0 1.5 0.4 0.7 0.6 1.4 2.3 1.5 2.4 3.4 1.6 2.5 4.4 2.4 2.9 2.7 4.3 1.6 3.6 2.7 4.1 4.6 3.7 2.0 3.0 2.2 2.6 1.3 2.1 2.7 2.0 1.4 2.5 4.3 2.4 2.8 1.3 0.5 0.8 2.2 1.3 2.0 2.0 2.8 0.4 0.7 1.4 0.6 4.8 3.5 4.7 4.9 3.3 3.4 4.5 7.] 2.4 3.2 2.0 1.9 1.4 2.2 2.1 4.3 2.8 LXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Amount and rate of taxation ( United States and State) of the national lariks for the year 1869. Amount of taxe s. States and Territories. United States Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia. Virginia West Virginia North Carolina South Carolina Georgia Alabama Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan "Wisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon s Colorado Idaho Montana Totals Rate of taxation. Capital stock. State. Total. United State. Total. States. Per ct. Perct Perct. $9,185, 000 4, 835, 000 6, 385, 012 81, 282, 000 20,164, 800 24, 606, 820 112, 267, 841 11, 465, 350 49, 560, 390 1, 428,185 12, 790, 203 1, 050, 000 2, 221, 860 2,116, 400 683, 400 823, 500 1, 500, 000 400, 000 1, 300, 000 525, 000 200, 000 2, 835, 000 1, 987, 400 21, 917, 399 12, 752, 000 12, 370, 000 5, 510, 000 2, 710, 000 3, 717, 000 1, 770, 000 7, 810, 300 400, 000 400, 000 100, 000 350, 000 100, 000 100, 000 $191, 779 97, 245 129, 059 1, 691, 620 344, 687 476, 244 2, 958, 089 279, 410 1, 312, 419 30, 907 277, 590 23, 814 59, 281 51, 979 15, 712 19, 763 45, 824 5,926 27, 455 11,184 4,284 62, 836 47,164 635, 935 298, 336 369, 742 143, 649 80, 963 122,162 45, 223 171,198 17, 443 14, 593 2,917 11, 902 1,179 1,731 $164,150 102, 812 117,107 1, 329, 018 175, 466 366, 457 2, 980,104 200,121 266,180 3,265 147, 854 1,850 8,882 37, 053 2,455 7, 952 8, 254 490 7,107 4,375 6,998 10, 236 6,570 573, 576 218, 888 217, 652 34, 384 50, 663 53, 621 29, 873 120, 720 16, 009 10, 838 11, 286 2,541 2,283 $355, 929 200, 057 246,166 3, 020, 638 520,153 842, 701 5, 938,193 479, 531 1, 578, 605 34,172 425, 444 25, 664 68,163 89, 032 18,167 27, 715 54, 078 6,416 34, 562 15, 559 11, 282 73, 072 53, 734 1, 209, 511 517, 224 587, 394 178, 033 131, 626 175, 783 75, 096 291, 918 33, 452 25, 431 2,917 23,188 3,720 4,014 419, 619, 860 10, 081, 244 7, 297, 096 17, 378, 340 2.1 1.8 2.0 2.1 2.0 L8 2.1 1.6 1.7 0.9 1.9 1.5 2.6 2.7 2.4 1.8 2.7 0.5 2.2 0.2 2.2 1.1 2.2 0.2 2.7 0.4 2.3 1.7 2.3 0.4 2.4 1.0 3.0 0.6 1.5 0.1 2.1 0.6 2.2 0.8 2.1 3.5 2.2 0.4 2.4 0.3 2.9 2.6 2.4 1.7 3.0 1.8 2.6 0.6 3.0 1.9 1.4 3.3 2.5 1.7 1.5 2.2 4.4 4.0 3.7 2.7 2.9 3.4 " 3 . " 2 1.2 2.5 1.7 2.3 3.9 4.1 3.8 3.7 2.6 3.4 5.3 4.2 3.2 2.4 3.3 2.4 3.1 4.0 2.7 3.4 3.6 1.6 2.7 3.0 5.6 2.6 2.7 5.5 4.1 4.8 3.2 4.9 4.7 4.2 3.7 8.4 6.4 2. 9 0.6 3.7 4.0 2.4 4.1 1.7 REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIII Amount and rate of taxation (United States and State) of the national hanks for the year 1874. A m o u n t of taxes. States and Territories. United States. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Alabama Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan "Wisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon California Colorado Utah New Mexico Wyoming Idaho Dakota Montana Totals Rate of taxation. Capital stock. $9, 654, 019 5, 317, 037 7, 862, 712 91, 754, 078 20, 504, 800 25, 424, 620 106, 599, 708 13, 830, 466 53,178, 261 1, 523,185 13, 720, 997 1,309,532 3, 580, 913 2, 375, 216 2,173, 338 3,156, 250 2, 843, 962 1, 634, 883 4, 000, 000 1, 054, 897 205, 000 9, 076,127 3, 457, 897 29,112, 642 17, 936, 404 20, 507, 963 10, 098,162 3, 704, 032 6, 048, 562 4, 268, 026 9, 308,198 1, 783, 235 1, 025, 000 250, 000 3, 358, 594 748, 581 439, 402 300, 000 125, 000 100,000 50, 000 350, 000 *493, 751, 679 State. $111,403 $192, 290 60, 002 106, 587 88,152 139, 297 1,163, 858 1, 878, 368 201, 317 224, 540 271, 801 439, 402 2, 026, 960 3, 044, 565 205, 451 282, 645 871, 220 377, 546 20, 798 6,630 181, 249 194, 697 19, 747 5,288 54, 957 52, 207 33, 484 34, 507 30, 837 38, 601 34, 421 111, 654 31, 656 53, 872 18, 746 25, 289 61, 642 52, 270 14, 384 22, 863 2,488 8,030 103, 635 47, 655 50, 290 70, 844 403, 697 642, 054 214, 977 429, 585 367, 718 420, 461 134, 052 149, 720 67, 485 76, 330 98, 421 117,115 63, 224 76, 876 112, 525 190,140 26,182 41, 867 20, 883 34, 282 5,808 3,488 46 044 10, 750 16, 983 5,387 4,137 3,718 3,150 1,697 1,180 1,393 129 614 1,225 6,777 8,190 Total. $303, 693 166, 589 227, 449 3, 042, 226 425, 857 711, 203 5, 071, 525 488, 096 1, 248, 766 27, 428 375, 946 25, 035 107,164 67, 991 69, 438 146, 075 85, 528 44, 035 113, 912 37, 247 10, 518 151, 290 121,134 1, 045, 751 644, 562 788,179 283, 772 143, 815 215, 536 140,100 302, 665 68, 049 55,165 9,296 46, 044 27, 733 9,524 6,868 2,877 1,522 1,839 14, 967 7, 256, 083 9, 620, 326 16, 876, 409 United State. Total. States. Per et. Perct. Perct. 1.2 2.0 3.2 1.1 2.1 3.2 1.1 1.8 2.9 1.3 2.1 3.4 1.0 1.1 2.1 1.1 1.8 2.9 1.9 2.9 4.8 1.5 2.1 3.6 1.6 0.7 2.3 1.4 0.4 1.8 1.3 1.5 2.8 1.5 0.4 1.9 1.5 1.6 3.1 1.4 1.8 3.2 1.4 1.9 3.3 1.1 3.6 4.7 1.1 1.9 3.0 1.2 1.7 2.9 1.5 1.4 2.9 1.4 2.3 3.7 1.2 3.9 5.1 1.1 0.5 1.6 1.5 2.2 3.7 1.4 2.2 3.6 1.2 2.6 3.8 1.8 2.2 4.0 1.3 1.5 2.8 1.8 2.3 4.1 1.6 2.1 3.7 1.5 2.0 3.5 1.2 2.1 3.3 1.5 3.3 4.8 2.0 3.3 5.3 2.3 1.4 3.7 1.4 1.4 2.3 *2.i 4.4 1.2 1.4 3.6 1.2 1.1 2.3 1.4 2.5 3.9 1.4 0.1 1.5 1.2 2.5 3.7 1.9 2.3 4.2 1.5 2.0 3.5 * Including capital of banks from which returns of the amount of State taxation were not received. LXXXIV EEPORT OF THE COMPTROLLER OF THE CURRENCY. Amount and rate of taxation ( United States and State) of the national lanks for the year 1875. Ratios to capital. Amount of taxes. States and Territories. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington Virginia "West Virginia North Carolina South Carolina Georgia Florida Alabama New Orleans Texas Arkansas Tennessee Kentucky Louisville Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit "Wisconsin Milwaukee Minnesota Iowa Missouri Saint Louis Kansas Nebraska Oregon California San Francisco New Mexico Colorado Utah Idaho Montana Wyoming Dakota Totals ' Capital. United States. State. $9, 790,104 $112, 652 $215, 981 61, 006 5. 482, 514 103, 949 o n ofln ' 8, 216, 467 169, 044 IOU j 43, 063, 374 491,157 865.198 51, 362, 454 703, 218 957, 283 20, 548, 433 201, 639 269, 402 25, 852, 987 277, 984 435, 680 35, 471, 333 529, 804 962, 982 68,466, 576 1, 376, 541 2, 093,143 2, 088, 462 62, 215 71, 740 14, 072, 520 208, 559 300, 894 29, 655, 994 410, 928 175, 059 17, 019, 239 346, 950 128, 996 10, 059, 041 141, 545 56, 246 7,952 1, 523,185 22, 025 30, 468 2, 268, 238 31, 355 11, 469, 355 150, 003 230, 368 4,555 252, 000 262 1, 239, 564 16, 905 3,462 3, 535, 719 54,132 70, 710 1, 971, 000 25, 775 30,102 2, 232,150 34, 584 31, 406 3,135, 000 106, 760 34, 747 2, 716, 974 29, 023 45, 790 50, 000 854 1,056 1, 638, 866 18, 865 22, 204 3, 766, 667 59, 314 9,870 1, 205, 350 15, 819 20, 844 205, 000 1,983 3,288 3, 468, 992 47, 341 78, 427 7, 201, 765 80, 777 36, 311 3, 358, 000 45, 012 16, 290 21,110, 393 292, 900 507, 231 105.199 4, 000, 000 80,198 104, 872 4, 550, 000 51, 011 470, 836 18, 588,189 229, 606 271, 636 11, 873, 363 186,188 188, 524 . . . 7, 673, 757 173, 506 146, 993 8, 568, 270 105, 676 24, 744 1, 900, 000 33, 331 55,156 2, 974, 651 47, 584 19, 229 700, 000 16, 263 93, 736 4, 391, 068 60, 781 126, 088 6, 416, 607 104, 667 93, 467 2, 742,199 36, 361 177, 464 6, 360, 300 75,135 45, 548 1, 588, 821 22, 901 994, 758 21, 689 22, 277 250, 000 3, 037 5, 654 1, 552, 622 17,186 2, 917,112 35, 780 300, 000 4,228 3, 250 923, 478 18, 997 25, 714 300, 000 3,472 2,550 100, 000 1,429 2,367 350,000 7,047 9,137 125, 000 2,049 3,523 742 50, 000 900 503, 687, 911 7, 317, 531 10, 058,122 Total. $328, 633 164, 955 258, 404 1, 356, 355 1, 660, 501 471, 041 713, 664 1, 492, 786 3, 469, 684 133, 955 509, 453 585, 987 475, 946 197, 791 29, 977 61, 823 380, 371 4,817 20, 367 124, 842 55, 877 65, 990 141, 507 74, 813 1,910 41, 069 69,184 36, 663 5,271 125, 768 117, 088 61, 302 300,131 185, 397 155, 883 700, 442 457, 824 362, 030 252, 669 58, 075 102, 740 35, 492 154, 517 230, 755 129, 828 252, 599 68, 449 43, 966 8,691 17,186 35, 780 7,478 44, 711 6,022 3,796 16,184 5, 572 1, 642 17, 375, 653 United States. State. Total. Perct. Per ct. Per ct. 1.2 2.2 3.4 1.9 3.0 1.1 2.2 3.3 1.1 2.0 3.1 1.1 1.9 3.3 1.4 1.3 2.3 1.0 1.7 2.8 1.1 2.7 4.2 1.5 3.1 5.1 2.0 3. 6 6.6 3.0 2.1 3. 6 1.5 0.6 2.0 1.4 0.8 2.8 2.0 0.5 1.9 1.4 0.5 2.0 1.5 1.4 2.7 1.3 2.0 3.3 1.3 0.1 1.9 1.8 0.3 1.7 1.4 2.0 3.5 1.5 1.7 3.0 1.3 1.6 3.0 1.4 3.4 4.5 1.1 1.6 2.7 1.1 2.1 3.8 1.7 1.4 2.6 1.2 0.3 1.9 1.6 1.7 3.0 1.3 1.6 2.6 1.0 2.3 3.7 1.4 0.5 1.6 1.1 0.5 1.8 1.3 2.4 3.8 1.4 2.6 4.6 2.0 2.3 3.4 1.1 2.6 3.8 1.2 2.3 3.9 1.6 2.5 4.8 1.7 2.9 12 1.3 3.1 1.8 1.9 3.5 1.6 3.0 5.3 2.3 2.3 3.7 1.4 2.0 3.6 1.6 3.5 4.8 1.3 2.8 4.0 1.2 3.2 4.6 1.4 2.3 4.5 2.2 1.2 3.5 2.3 1.1 1.2 1.4 1.1 2.5 2.1 3.3 5.4 1.2 1.3 2.5 1.4 2.4 3.8 2.0 2.6 4.6 1.6 4.4 1.5 3.3 1.5 2.0 3.5 REPORT OF THE COMPTROLLER CF THE CURRENCY. LXXXV Amount and rate of taxation (United States and State) of the national banks for the year 1876. A m o u n t of taxes. States and Territories. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington Virginia "West Virginia North Carolina South Carolina Georgia Florida Alabama New Orleans Texas Arkansas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit "Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Oregon California t San Franciscot New Mexico Colorado Utah Idaho Montana Wyoming Dakota .. Total Ratios to capital. Capital.* United States. $10, 635, 819 $115, 272 5, 615, 000 62, 627 8, 722, 369 91, 777 44, 299, 557 497, 228 52,200,000 704, 655 20, 579, 800 200, 420 26, 015, 834 275, 991 35, 326, 077 512, 233 66, 607, 325 1, 278, 956 2, 000, 000 63, 650 14, 238, <534 204, 512 29, 354, 981 417, 324 17,18:*, 489 356, 204 10, 5? I, 592 142, 232 1, 5 1, 730 22, 030 2, _;99, 960 31, 280 11, 491, 985 142,102 252, 000 4,478 1, 300, 000 15, 246 3, 339, 307 51, 297 1, 746, 000 21, 783 2, 499, 499 31, 021 3,172, 500 31, 793 2, 504, 317 26, 265 50, 000 941 1, 690, 412 19,184 3, 436, 786 53, 388 1, 038, 782 14, 518 205, 000 2,055 7, 259, 641 79, 609 3, 095, 500 42, 676 3, 401, 449 49, 251 20, 757, 903 274, 814 4, 373, 680 74, 720 4, 550, 000 49, 454 17, 781, 910 210, 769 11, 728, 823 173, 495 6, 950,123 154, 246 8, 238, 899 100, 414 1, 900, 000 31, 078 2, 827, 322 43, 783 650, 000 14, 207 6, 430, 308 91, 667 4, 455, 478 60, 336 2, 574, 000 35, 824 5, 742, 596 73, 344 1, 369,167 20, 722 975, 000 21, 839 237, 500 6,319 1, 700, 000 17, 484 2, 875, 000 23, 526 300, 000 3,976 824, 025 18, 276 250, 000 2,840 100, 000 1,278 350, 000 6,811 125, 000 1,976 50, 000 891 501, 788, 079 State. $237, 792 97, 255 179, 876 825, 685 855, 446 279, 765 438, 989 826, 929 2,197, 681 67, 972 292, 024 182, 003 119, 655 56, 620 6,900 28, 046 229, 484 3,906 14, 096 71, 827 28, 878 39, 933 84, 863 41, 764 948 16, 888 6,534 19, 057 2,830 32, 587 14, 576 70, 479 559, 498 128, 087 114, 072 424, 904 231, 693 200, 866 128, 446 28, 633 53, 499 18, 606 122, 519 86, 923 53, 580 76, 071 34, 518 23, 274 2,550 3,463 705 3, 513 16, 465 2,625 2,370 9,561 3,367 636 Total. $353, 064 159, 882 271, 653 1, 322, 913 1, 560,101 480,185 714, 980 1, 339,162 3, 476, 637 131, 622 496, 536 599, 327 475, 859 198, 852 28, 930 59, 326 371, 586 8,384 29, 342 123,124 50, 661 70, 954 116, 656 68, 029 1,889 36, 072 59, 922 33, 575 4,885 112,196 57, 252 119, 730 834, 312 202, 807 163, 526 635, 673 405,188 355,112 228, 860 59, 711 97, 282 32, 813 214,186 147, 259 89, 404 149, 415 55, 240 45,113 8,869 20, 947 24, 231 7,489 34, 741 5,465 3,648 16, 372 5,343 1,527 7, 076, 087 9, 701, 732 16, 777, 819 United State. States. Total. Per ct. Per ct. Per ct. 1.1 2.2 3.3 1.1 1.7 2.8 1.1 2.1 3.2 1.1 1.9 3.0 1.4 1.6 3.0 1.0 1.3 2.3 1.0 1.7 2.7 1.5 2.4 3.9 1.9 3.5 5.4 3.2 3.4 6.6 1.4 2.1 3.5 1.4 0.6 2.0 2.1 0.7 2.8 1.4 0.5 1.9 1.4 0.4 1.8 1.4 1.3 2.7 1.2 2.0 3.2 1.8 1.2 3.0 1.2 1.1 2.3 1.5 2.1 3.6 1.2 1.7 2 9 1.2 1.6 2. 8 1.0 2.7 3.7 1.0 2.0 3.0 1.9 1.9 3.8 1.1 1.0 2.1 1.6 0.2 1.8 1.4 1.9 3.3 1.0 1.4 2.4 •1.1 0.5 1.6 1.4 0.5 1.9 1.4 2.1 3.5 1.3 2.8 4.1 1.7 2.9 4.6 1.1 2.5 3.6 1.2 2.5 3.7 1.5 2.0 3.5 2.2 ' 3.0 5.2 1.2 1.6 2.8 1.6 1.5 3.1 1.5 1.9 3.4 2.2 2.9 5.1 1.4 2.0 3.4 1.4 2.0 3.4 1.4 2.2 3.6 1.3 2.6 3.9 1.5 3.0 4.5 2.2 2.5 4.7 2.7 1.0 3.7 1.0 0.2 1.2 0.8 0.8 1.2 1.3 2.2 2.2 4.4 1.1 1.3 2.4 1.3 2.4 3.7 1.9 2.7 4.6 2.7 4.3 1.6 1.8 1.3 3.1 1.4 2.0 3.4 * The capital of the banks that paid State, county, and municipal taxes on stock and real estate is $488,272,782. California banks pay no State taxes on capital, except such as is invested in real estate. LXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Sept., 1869, to March, 1870: New England States Middle States Southern States Western States Totals March, 1870, to Sept., 1870: New England States Middle States Southern States Western States Totals Sept., 1870, to March, 1871: New England States Middle States Southern States Western States Totals March, 1871, to Sept., 1871: New England States Middle States Southern States Western States Totals Sept., 1871, to March, 1872: New England States Middle States Southern States Western States Totals March, 1872, to Sept., 1872: New England States Middle States Southern States Western States Totals Sept., 1872, to March, 1873: New England States Middle States Southern States Western States Totals March, 1873, to Sept., 1873: New England States Middle States Southern States Western States Totals Sept., 1873, to March, 1874: New England States . . . Middle States Southern States Western States Totals Ratios. Capital. Surplus. earnDividends. Net ings. o 11 s 488 $148, 466, 032 $27, 335, 824 577 187, 741, 859 43, 043, 795 76 12, 850,100 1, 419, 995 430 67, 309, 000 14, 318, 596 $7, 503, 307 $10,148, 574 9, 550, 034 12, 352, 534 1, 035, 938 804, 972 5, 459, 888 3, 620, 782 Dividends to capital and surplus. Earnings to capital and surplus. Geographical divisions. Number of banks. Dividends and earnings of the national banks, arranged by geographical divisions, for semiannual periods from September 1, 1869, to September 1, 1878. Pr. ct. Pr. ct. Pr. ct. 4.3 5.8 5.0 4.1 5.3 5.1 5.6 7.3 6.3 4.4 6.7 5.4 21, 479, 095 28, 996, 934 5.2 4.3 5.8 791 429 312 088 7, 554, 081 9, 250, 780 809, 439 3,466, 043 9, 609, 814 11, 244,110 1,153, 852 4, 806,109 4.9 4.9 5.6 4.9 4.1 4.0 5.0 4.1 5.3 4.8 7.2 5.6 91, 630, 620 21, 080, 343 26, 813, 885 5.0 4.1 5.2 647, 742 418, 681 733,167 872, 811 7, 747, 077 9, 494, 432 924, 477 4, 039,164 9, 547, 922 11,146, 367 1,138, 066 5, 410, 807 5.0 5.0 6.1 5.7 4.2 4.0 5.4 4.6 5.2 4.7 6.7 6.2 94, 672, 401 22, 205,150 27, 243,162 5.2 4.2 5.2 9, 11, 1, 5, 259,127 207, 080 317, 419 531, 685 4.9 4.9 5.2 5.2 4.1 3.9 4.8 4.3 5.0 4.7 5.5 5.8 27, 315, 311 5.0 4.1 5.0 428 512 525 36] 9,152, 734 10, 988, 549 1, 700, 643 5, 660, 613 5.0 5.1 5.0 5.3 4.1 4.0 4.7 4.4 4.9 4.6 6.0 6.0 22, 859, 826 27, 502, 539 5.1 4.2 5.0 9, 12, 1, 6, 465 457 089 880 4.9 4.9 5.3 5.8 4.0 3.9 4.9 4.8 5.1 5.0 6.2 6.3 30, 572, 891 5.1 4.2 5.4 341 087 680 953 10, 324, 340 11, 642, 716 2,170,179 7, 789, 243 5.1 5.1 5.1 5.5 4.1 4.C 4.7 4.5 5.4 4.7 6.3 6.4 24, 826, 061 31, 926, 478 5.2 4.2 5.4 887 089 607 265 7, 941, 687 9, 575,193 1, 544, 046 5, 762,103 10,103, 736 12, 565, 331 2, 246, 024 8, 206, 909 5.1 5.0 4.6 5.5 4.1 3.9 4.2 4.5 5.2 5.1 6.1 6.4 1,955 488,100, 951 118,113, 848 24, 823, 029 33,122, 000 5.1 4.1 5.5 859 654 491 855 7, 627, 811 9,164, 682 1, 415, 933 5, 321, 571 9, 682,704 10, 983, 048 1, 750, 914 7,127 454 4.8 4.8 4.3 4.9 3.8 3.7 3.9 4.0 4.9 4.5 4.8 5.4 1,967 489, 510, 323 123, 469, 859 23, 529, 997 29, 544,120 4.8 3.8 4.8 1,571 416, 366, 991 491 152, 700, 033 584 188,131, 868 81 14, 441, 203 444 70, 044, 000 1,600 425, 317,104 492 153, 419, 032 585 189, 066, 559 83 15, 221, 574 445 70, 992, 000 1,605 428, 699,165 86,118, 210 29, 268, 45, 455, 1, 586, 15, 320, 30, 46, 1, 15, 761 315 311 204 7, 619,422 9, 274, 773 1,148, 638 4, 082, 446 445, 999, 264 98, 286, 591 22,125, 279 494 154, 869, 032 589 190, 985, 969 129 26,182, 281 538 78, 656, 424 33,163, 949 48, 754, 556 2,118, 475 15, 394, 263 493 154,151,032 591 190, 676, 869 113 22,153, 463 496 79, 017, 900 1,693 31, 938, 47, 776, 1, 885, 16, 686, 450, 693, 706 99, 431, 243 497 155, 220, 568 594 191, 776,118 141 29, 513, 235 620 89,166,102 34,113, 635 50, 328, 781 2, 353, 213 18, 386, 313 1,750 1,852 465, 676, 023 105,181, 942 495 155, 659, 232 594 192, 845, 669 147 31, 328, 787 676 100, 684, 995 1,912 36, 53, 3, 20, 858, 303, 207, 887, 324 503 788 673 480, 518, 683 114, 257, 288 496 157, 014, 832 591 192, 234, 009 161 33, 259, 530 707 105, 592, 580 503 159, 041, 832 588 190, 368, 669 159 32, 605, 522 717 107, 494, 300 38, 53, 3, 22, 39, 55, 3, 23, 303, 431, 600, 778, 714, 931, 865, 957, 7, 713, 9, 674, 1, 317, 4; 154, 7, 9, 1, 5, 625, 432, 552, 216, 549 709 664 367 23, 827, 289 7, 9, 1, 5, 938, 766, 612, 508, 721, 099, 967, 784, REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXVII March, 1874, to Sept., 1874: New England States . -. Middle States Southern States Western States $G.—Continued. Eatios. Capital. Surplus. Dividends. Net earnings. Dividends to capital. Dividends to capital and surplus. Earnings to capital and surplus. Geographical divisions. Number of banks. Dividends and earnings of the national hanks, Pr. ct.Pr. ct.Pr. ct. 4.9 3.9 4.8 5.0 3.8 4.5 4.8 4.3 5.0 5.6 4.5 5.5 007 707 208 384 $9, 603, 512 11, 214, 753 1, 871, 562 7, 346, 984 24, 929, 306 30, 036, 811 5.1 4.0 4.9 9, 10, 1, 7, 031, 409 361, 652 861, 758 881,188 4.8 5.0 4.3 5.4 3.8 3.9 3.8 4.4 4.4 4.2 4.9 5.8 29,136, 007 5.0 4.0 4.7 978 736 203 300 4.8 4.8 4.4 5.3 3.8 3.7 3.9 4.2 4.3 4.0 4.9 5.8 28, 800, 217 4.9 3.8 4.6 548, 855 770,198 211, 357 567, 511 4.4 5.2 4.5 5.2 3.5 4.1 3.9 4.1 3.6 2.3 5.7 5.4 23, 097, 921 4.9 3.9 3.6 770,149 818, 572 432,194 542, 914 6, 098, 661 6, 751, 345 1, 498, 873 6,191, 353 4.0 4.6 4.3 5.1 3.2 3.6 3.7 4.0 2.9 3.2 3.9 4.5 22, 563, 829 20, 540, 232 4.5 3.6 3.3 501,179 328, 761 387, 478 586, 551 6,128, 206 6, 787, 978 1, 470, 475 5, 206, 303 3.9 4.4 4.3 5.3 3.1 3.4 3.7 4.1 2.9 2.8 3.9 3.9 21, 803, 969 19, 592, 962 4.4 3.5 3.1 6,147, 573 7, 686, 267 1, 299, 476 6, 983, 800 3, 744, 799 6,185,157 1, 207, 343 4,136, 729 3.7 4.1 4.0 6.9 2.9 3.2 3.4 5.5 1.8 2.6 3.2 3.3 15, 274, 028 4.5 3.6 2.5 903, 213 261, 608 217, 880 599, 689 4, 985, 926 6, 283,445 1,174, 220 4, 503,105 3.5 4.1 3.8 4.7 2.9 3.2 3.2 3.7 2.4 2.7 3.1 3.7 18, 982, 390 16, 946, 696 4.0 3.2 2.8 38, 956, 874 50,182, 622 5, 684, 035 23, 863, 603 5, 459, 786 6, 674, 618 1,115, 865 4, 708, 954 3, 846,183 4, 999, 505 951, 995 3, 861, 210 3.3 3.8 3.5 4.9 2.7 2.9 3.0 4.0 1.9 2.2 2.6 3.2 Totals 2,047 470, 231, 896 118, 687,134 17, 959, 223 13, 658, 893 3.8 3.0 2.3 General averages... 1,909 472, 542, 445 116, 011, 728 22, 721, 782 25, 562, 283 4.8 3.9 4.3 Totals Sept., 1874, to March, 1875: New England States ... Middle States Southern States Western States Totals March, 1875, to Sept., 1875: New England States ... Middle States Southern States Western States Totals Sept., 1875, to March, 1876 : New England States ... Middle States Southern States Western States Totals March, 1876, to Sept., 1876: New England States ... Middle States Southern States Western States Totals Sept., 1876, to March, 1877: New England States ... Middle States Southern States Western States Totals March, 1877, to Sept., 1877 : New England States ... Middle States Southern States Western States Totals Sept., 1877, to March, 1878: New England States ... Middle States Southern States Western States Totals March, 1878, to Sept., 1878: New England States ... Middle States Southern States Western States 506 $159, 531, 832 $41, 978,153 586 189, 385, 019 57,176, 298 159 33,138, 800 4,121, 405 720 107, 882, 633 25, 088,183 1,971 489, 938, 284 128, 364, 039 510 160, 461, 832 589 189, 639, 519 169 33, 681, 310 739 109, 786,170 43, 020, 505 57, 749, 497 4, 646, 468 26,144,167 2,007 493, 568, 831 131, 560, 637 512 161, 928, 732 603 190, 775, 569 175 34, 640,100 757 110, 520, 432 43, 57, 4, 27, $7, 9, 1, 6, 7, 9, 1, 5, 838, 463, 594, 033, 785,166 537,118 463,170 965, 362 24, 750, 816 563, 385 826, 444 965,170 768, 650 7, 758, 460 9,151, 653 1, 539, 234 5, 868, 438 2,047 497, 864, 833 134,123, 649 24, 317, 785 739, 079 319, 205 348,175 061,135 7, 371, 060 10,174, 655 1, 509,125 5, 756, 741 2,076 504, 209, 491 134, 467, 594 24, 811, 581 531 166, 396, 620 625 193, 834, 271 174 33, 390,100 746 110, 588, 500 539 167, 902, 820 626 190, 928, 351 179 33, 392, 600 737 108, 258, 500 43, 56, 5, 29, 43, 54, 5, 28, 319, 527, 486, 917, 060 758 630 630 2,081 500,482, 271 132, 251, 078 542 168,178, 520 631 190, 272, 820 175 32,120, 440 732 106, 079, 800 43,109, 865 53, 430, 368 5, 678, 226 28, 653, 706 2,080 496, 651, 580 130, 872,165 541 167, 237, 820 631 185, 468, 951 175 32, 599, 989 725 101, 018,100 41, 370, 408 51, 871, 038 5, 571, 362 25, 536, 446 2,072 486, 324, 860 124, 349, 254 544 166, 546, 320 631 178,149, 931 176 32,166, 800 722 98, 746, 700 40, 560,405 51, 551, 601 5, 482, 012 24, 779, 543 2,074 475, 609, 751 122, 373, 561 543 166, 587, 820 629 176, 694, 576 178 31, 491, 800 699 95, 457, 700 6, 8, 1, 5, 6, 8, 1, 5, 22,117,116 5, 7, 1, 4, 8, 9, 1, 8, 7, 5, 2, 7, 767, 985, 956, 090, LXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by States and reserve cities, of the ratios to capital, and to capital and surplus, of States, Territories, and reserve cities. Ratio of dividends to capital for six months ending— Ratios of 1876. 1874. 1874. 1875. 1877. 1878. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New York New York City.... Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia. Washington Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama New Orleans Texas Arkansas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Oregon California San Francisco Colorado New Mexico Utah Wyoming Idaho Montana Dakota Averages. Pr. ct. 6.1 4.8 4.7 5.1 4.4 4.2 5.1 4.7 4.6 5.2 4.9 4.8 5.7 5.1 5.1 5.1 4.9 4.0 2.4 4.7 4.5 4.6 4.1 5.4 5.4 4.9 4.6 5.3 4.1 4.5 5.4 4.6 4.5 4.7 4.8 5.0 5.5 4.8 5.2 5.4 5.1 4.0 4.7 4.6 5.1 4.2 4.4 3.7 Pr. ct. 5.0 4.6 3.9 4.6 3.9 4.2 5.1 4.8 6.0 5.6 4.7 4.7 5.4 4.4 5.2 5.4 4.8 4.0 4.8 4,1 5.3 4.0 4.4 4.7 10.0 3.9 2.9 5.8 4.1 3.7 3.6 2.6 8.5 9.3 7.1 3.3 4.5 I'. 1 4.8 4.7 5.0 5.0 4.9 5.4 4.9 5.3 4.5 5.3 5.3 5.5 5.1 5.5 4.9 5.5 4.9 4.9 4.9 5.0 5.0 5.6 5.0 5.3 5.3 7.0 5.8 6.0 5.9 3.7 3.5 4.4 4.0 4.8 5.6 5.4 5.2 5.5 5.8 5.5 5.8 5.0 6.9 6.1 6.0 4.9 4.9 5.3 5.6 6.9 5.5 5.9 5.8 5.8 6.2 3.8 5.6 3.9 4.6 4.6 5.5 3.7 3.9 3.7 1.6 5.7 4.1 4.5 7.6 17.2 5.1 7.6 7.6 6.0 6.0 6.0 12.0 6.6 6.5 6.3 6.7 6.6 6.6 6.5 4.8 17.9 13.1 7.2 12.2 6.5 6.5 6.5 6.5 2.7 4.0 4.0 4.0 Pr. ct. Pr. ct. Pr. ct. Pr. ct. Pr. ct. 4.8 4.8 5.1 4.5 4.3 4.3 4.1 3.9 4.0 4.0 4.0 4.0 4.3 4.1 4.0 3.9 3.1 3.1 3.0 2.9 4.1 3.5 3.3 3.3 5.0 4.7 4.0 3.9 5.1 4.4 4.3 4.2 4.2 4.1 3.7 3.7 5.1 5.4 5.0 5.2 4.7 4.4 4.3 4.7 4.7 4.4 4.1 3.9 5.4 5.4 5.0 5.1 4.2 4.0 4.0 3.8 5.2 4.9 4.9 4.7 5.4 5.4 4.8 5.1 4.2 4.4 4.1 3.9 4.0 4.0 4.0 4.0 4.8 4.1 8.0 2.3 4.0 3.9 3.6 3.2 4.7 4.4 4.6 4.1 3.7 4.3 2.7 2.5 4.2 4.0 3.8 3.5 3.5 3.2 4.8 3.4 5.0 5.0 4.0 3.0 3.5 3.4 2 9 2.3 4.0 3.5 4 6 4.3 4.7 9.0 3.2 8.4 9.3 1.3 4.3 4.3 4.1 3.9 4.7 4.5 3.8 3.5 4.9 5.5 5.2 4.8 5.4 5.5 4.6 4.9 4.9 5.9 4.4 5.4 4.5 5.3 3.4 5.1 4.0 4.9 4.5 5.3 5.5 5.8 5.5 2.9 5.7 31.0 9.4 6.0 5.4 4.5 1.8 5.5 5.5 5.5 5.7 5.1 6.9 5.1 5.3 5.5 20.7 5.6 5.6 4.7 5.6 5.1 5.2 5.5 5.2 5.2 4.6 5.5 4.3 4.5 4.0 3.8 3.5 1.1 3.9 3.6 1.7 5.3 4.4 3.8 5.5 6.2 7.6 6.8 12.0 12.0 37.0 12.0 5.7 5.6 5.1 9.9 3.3 3. 6 3.6 2.9 6.7 4.8 3.8 2.1 3.5 6.5 6.5 4.0 6.0 6.0 6.0 6.0 20.0 23.0 20.0 20.0 20.0 3.4 11.8 12. 5 3. 6 |12. 2 11.4 5.0 5.0 6.0 4.5 4.8 5.1 5. 0 4. 9 4.9 4.5 4.4 3.8 3.6 3.4 2.3 3.4 4.2 3.8 3.6 4.7 4.0 3.6 4.6 3.6 4.7 4.8 3.3 4.0 2.6 3.5 4.2 2.3 2.3 3.5 3.0 2.7 6.2 4.5 1.6 3.7 1.6 4.6 4.4 4.5 4.1 5.0 4.8 6.6 4.5 17.2 5.0 2.9 4.7 5.3 5.3 2.0 4.9 5.4 12.0 3.7 4.1 2.4 2.5 6.0 5.1 4.1 3.9 3.9 3.5 3.6 4.0 3.8 3.5 3.5 3.9 3.8 4.0 3.8 4.0 4.2 4.1 3.6 1.9 4.0 3.9 4.3 3.1 4.7 5.3 3.4 7.6 3.0 4.3 4.5 4.8 4.3 4.5 4.3 4.4 5.6 2.7 3.9 4.0 4.0 3.5 5.7 5.0 3.3 3.3 4.9 15.2 5.0 6.3 6.1 13.2 6.0 2.3 15.0 18.0 10.0 19.7 16.8 5.7 5.5 1.5 2.9 9.9 5.0 5.0 4.0 5.8 4.3 4. 5 4. 0 3.8 3.8 4.0 REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIX the dividends and earnings of national banks, from March 1,1874, to September 1, 1878. dividends to capital and surplus foi s i x months ending— 1875. 1876. 1877. 1878. Ratio of earnings to capital and surplus for six months ending— 1874. 1875. 1876. 1877. 1878. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept Mar. Sept. Mar. Sept. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 1. 4.3 4.1 3.8 4.0 3.5 3.8 4,0 4.1 3. 6 3.5 3.9 3.9 4.1 3.9 4.0 4.4 4.2 3.5 3.9 3.8 4.2 3.9 4.2 5.1 4.4 4.1 3.7 4.0 3.3 3.7 4.1 3.7 3.4 2.7 3.8 3.9 3.8 3.7 4.0 4.3 4.3 3.5 3.9 3.9 4.2 3.9 3.8 3.0 "3." 8" 3.6" 2.7 3.8 2.8 2.1 6.3 *3.~6~ 4.0 4.6 4. 3 43 4.0 4. 3 4.7 4.3 44.47 4.5 43 42 2.5 4.6 4.2 5.5 3.4 4.5 5.2 3.8 3.4 3.5 4.5 5.0 6.3 5.9 9.7 5.9 3.2 2.9 4.4 4.0 4.8 3.5 4.8 3.2 3.8 3.2 3.8 6.6 5.0 6.1 5.8 5.5 5.8 3.0 4.2 3.9 3.2 3.6 3.1 3.5 3.9 3.2 3.7 3.7 3.7 3,4 3.9 3.6 3.3 3.3 2.5 3.4 3.9 4.1 3.2 2.9 3.7 3.7 3.7 3.3 40 42 40 42 39 46 3.9 3.4 3.9 3.3 43 3.6 3.8 40 9.9 2.6 3.2 6.9 Ti" 45 3.5 3.4 3.9 3 2 3.8 3.4 3. 6 2.9 4.9 3.2 3.4 3.7 8.1 3.7 40 39 45 4.'2 4 4 40 40 43 46 42 4 0 2.5 4.1 3.9 1.8 47 3.7 47 40 3.7 15.1 48 4 6 4.4 4.6 1.4 6.2 6.5 41 3.5 3.0 1.5 4.6 3.9 3.7 3.2 3.2 2.5 2.9 3.7 3.5 3.2 3.1 3.5 3.4 3.7 3.1 3.9 4.2 3.7 3.4 3.4 3.1 3.5 3.9 3.3 2.7 48 3.1 3.1 7.2 3.7 4.1 41 3.5 3.2 3.1 2.4 2.7 3.2 3.5 2.9 2.9 3.4 3.2 3.5 3.1 3.9 3.7 3.4 3.3 6.3 2.9 3 6 2.4 3.3 41 3.9 2.7 3.9 2.5 1.2 3.5 3.4 3.7 3.3 3.2 3.0 2.4 2.8 3.1 3.4 2.8 3.0 3.7 3.1 3.5 2.9 3.7 3^2 2.8 3.2 2.8 3.7 4 0 3.7 3.3 2.7 3.3 3.3 2.0 2 . 1 2.6 2.8 3.3 3.4 2.2 2 . 1 3.0 2.0 2.9 2.6 2.8 2.9 2 . 1 2.5 3.7 5.1 6.6 3.5 1.4 3.*3" 3.2 3.1 1.5 40 46 3.7 4 9 3.4 4 5 4 3 3.9 3.8 3.7 2.9 21.8 1.3 4.5 3.7 5.5 4.3 3.7 5.4 41 4.1 43 3.8 1.0 4.4 5.2 3.5 3.7 41 41 4.2 3.9 3.3 3.3 3.5 6.3 3.5 43 3.5 44 46 3.2 3.0 3.1 5.8 3.8 3.7 3.7 3.5 3.9 3.6 4.5 3.5 12.8 3.9 2.2 3.7 4.5 5.9 6.3 5.2 47 44 5.5 4.9 45 41 5.3 44 5.0 43 4.4 42 5.2 5.4 5.7 4.9 5.0. 47 5.8 4.9 42 3.8 46 4.0 4 5 4 8 4.2 3.7 5.1 5.1 4 8 4 7 5.1 4 5 4.7 3.7 4 4 4 . 1 3.8 3.2 4 7 4 3 4 4 3.1 4 7 4.3 4 6 4 2 4 3 4 3 4 4 3.7 4 8 3.8 3.6 3 9 3.4 3.3 3.3 3^5 5.1 4 8 3.7 4.6 4.3 4 1 43 4.5 4 2 3.9 4.2 5.0 4.4 4 3 3.9 4.5 4 3 4.0 4 6 5.4 4 7 5.1 5.3 4 7 4 8 4.2 3.0 5.1 5.8 2.4 4 8 4 7 6.2 5.0 5.6 4.6 4 6 5.8 5.5 4 2 5.5 5.8 5.8 5.5 5.5 5 2 5.6 2.4 3.1 3.1 1.7 47 5.4 2.9 47 *3.9 '5." 8" 3.3 6.9 3.4 5.5 4.8 8.8 3.8 5.3 5.0 5.8 4 7 5.8 5.'4 5.1 5.7 6.2 4.0 0.1 4.4 2.6 5.7 5.2 5.1 5.3 4.3 3.0 5.9 4.6 3.7 6.0 1.2 5.6 5.2 5.2 5 3 5.2 4 8 5.0 5.0 4.8 7.2 2.9 8.0 6.6 3.6 6.0 2.8 1.7 3.0 4.1 3.5 42 3.4 47 42 1.2 46 4.0 3.1 48 4.7 2.7 0.9 7.0 2.1 3.6 5.6 2.3 4.4 49 4.6 3.9 5.5 5.2 5.7 5,9 4.2 3.2 5.2 5.4 6.0 4 9 4 8 4.3 5 9 6 4 6 4 65 65 51 5^7 4 5 ao 9i 4 6^6 6.4 5.5 5.4 5.3 6.3 5.7 4 8 6.5 6.8 6.2 6.5 5.3 4 5 6.1 5.1 6.1 6.5 43 6.1 45 5.9 7.2 5.2 3.9 5.1 9.6 6.1 6.6 5.8 8.0 2.8 4.6 5.3 6.5 5.6 42 6.6 5.2 5.4 1.8 4.2 7.4 5.4 5.9 49 49 3. 6 3. 6 5.6 6.4 6.6 6.5 4.3 3.2 5.6 6.4 5.9 6.1 5.3 3.6 5.3 1.5 3.4 4.4 4.6 3.1 1.9 2.8 3.2 3.5 1.4 3.9 3.2 3.8 3.6 3.0 4.3 44 3.2 47 1.9 3.3 3.7 4.2 5.2 3.2 40 3.5 2.2 5.5 3. 6 4.0 46 43 42 3.6 4.6 4.0 r 9 O. Z 1.5 3.2 4.7 5.3 2.8 5.5 5.1 3.5 0.5 3.1 3.7 4.3 2.9 1.4 0.3 0.1 2.9 1.5 2.5 3.6 2.8 3.2 3.2 4 4 4 4 0 4 2 8 4.5 3.2 2.3 40 2.9 1.8 3.2 3.4 3.8 3.7 1.0 3.9 5.8 3.0 3.1 5.1 5.7 5.0 5.9 5.0 3.6 5.0 3.9 3.6 3.5 3.6 3.2 1.6 41 2.2 5.0 7.8 4.5 5.6 7.4 5.7 6.8 7.9 11.2 4.1 6.8 6.3 8.6 7.3 5.9 12.2 8.3 21.5 18.3 18.6 18.1 11.7 1.2 11.6 0.9 8.4 7.1 13.1 6.4 6.4 7.4 6.1 45 3.3 7.6 5.1 6.6 5.1 3.0 4.8 49 47 4 6 3. 6 3.2 5.7 5.9 Pr. ct. Pr. ct. 1 3.2 4.2 3.9 2.9 2 2.9 2.6 1.2 1.9 3.7 2.8 2.0 1.1 3.4 3.1 3.8 3.4 3.9 3.5 2.8 45 3.0 1.6 3.4 2.3 2.4 2.8 3.8 2.5 4.5 47 3.5 3.4 O.I 2.2 3.1 40 0.9 9.8 2.7 0.5 2.2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 2 7 0.2 31 4 2 2.5 32 4.'o 3.1 33 3-8 3.8 34 Q Q 3 5 0.4 35 0. y 2.6 36 3.'7 3.5 4 1 3 1 37 4. 0 1.6 4 8 38 3.9 2.2 4 3 3.9 39 5.4 5.3 4.2 3.7 2.9 4.4 1.0 4.5 5.7 5.1 45 42 4.2 1.1 3.1 4.2 4.4 1.6 12.6 14 9 "5.5" 10.1 11.3 13.1 12.9 7.3 4 0 10.8 11.0 6.3 6.9 1.0 3.4 4.5 2.6 2.0 3.9 6.7 6.4 3.6 3.5 4.8 7.3 17.2 18.3 6.3 7.3 5.6 3.8 0.6 4.4 3.6 7.7 48 3.4 6.8 6.1 1.6 3.1 2.5 2.8 2.3 XOTE.—Figures printed in bold-face type in column for 1878 signify percentage of loss. 2.2 1.9 0.9 2.0 2.7 2.7 2.0 0.7 1.9 2.5 2.3 1.2 3.4 4.1 2.2 3.9 1.2 1.6 3.2 3.8 3.5 2.1 1.0 *3.'6" 5.2 39 7^4 4 3 6.4 10.0 10.0 10.0 30.8 10.0 10.0 11.7 10.1 13.5 14 9 18.1 15.7 11.0 11.1 6.5 5.4 5.3 4 7 6.8 3.4 10.0 8.7 6.1 8.2 6.2 6.4 7.1 5.9 4 3 3.1 3.5 3.5 2.8 3.9 7.1 6.6 9.2 8.7 1.5 6.0 1.8 3.9 9.4 5.5 3.6 3.3 2.0 2.6 13.2 10.3 11.9 9.2 7.8 2.9 1.2 0.9 16.5 16.3 16.6 20.7 12.4 15.0 10.2 3.0 i6.6 9.4 3.4 4 6 4 . 4 4.2 4 2 4.2 4 2 4.2 3.9 3.6 3.2 2.9 2.6 1.9 2.9 3.3 3.1 2.8 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 xc REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of dividends and earnings of national banks in the United States from September, 1877, to March, 1878. Ratios. States and Territories. Maine New HampsMre.. Vermont Massachusetts ... Boston Bhode Island Connecticut New York New York City. Albany New Jersey Pennsylvania Philadelphia ... Pittsburgh Delaware Maryland Baltimore Dist. of Columbia. Washington Virginia "West Virginia North Carolina... South Carolina ... Georgia Florida Alabama New Orleans ... Texas Arkansas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit "Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Colorado Oregon California San Francisco.. New Mexico Utah Idaho Montana Wyoming Dakota Totals Capital. 72 46 46 183 54 62 81 225 47 7 69 179 31 22 13 18 14 1 5 19 15 15 12 12 1 10 7 12 2 38 8 25 153 6 6 99 132 10 76 4 37 3 78 30 24 6 14 10 13 1 7 2 2 1 1 5 2 1 2,074 $10, 760, 000 5, 740, 000 8, 568, 700 44, 347, 000 51, 600, 000 20, 079, 800 25, 450, 820 33, 522, 691 56, 450, 000 2, 000, 000 14,183, 350 28, 506, 220 16, 843, 000 10, 350, 000 1, 663, 985 2, 306, 700 10, 891, 985 252, OuO 1,180, 000 3, 485, 000 1, 746, 000 2, 576, 000 2, 854, 000 2,141. 000 50, 000 1, 668, 000 3, 300, 000 1,125, 000 205, 000 6, 941, 000 2, 995, 500 3, 080, 300 19, 591, 900 4, 400, 000 4, 350, 000 16, 248, 500 11, 427,100 5,150, 000 7, 767, 200 2,100, 000 2, 750, 000 650, 000 6, 057, 000 4, 330, 000 2,425, 000 2, 850, 000 1, 015, 000 950, 000 1, 010, 000 250, 000 1, 550, 000 2, 750, 000 300, 000 200,000 100, 000 350, 000 125, 000 50, 000 475, 609, 751 Surplus. Dividends. Net earnings. "Si Ill Pr. ct. Pr.ct Pr. ct. 4.18 $481,144 75 $549, 713 19 4.47 3.66 3,88 224, 200 00 263, 054 34 3.91 3.31 2.86 306, 253 35 4.00 3.20 342, 615 00 2.57 1, 709, 654 49 1, 482, 728 43 3.85 2.97 1.17 1, 486, 804 72 743, 384 91 2.88 2.35 1.92 662, 878 75 454, 982 97 3.30 2.80 3.72 995, 915 20 1,185, 808 86 3.91 3.13 2.84 1, 402, 516 24 1,173, 233 70 4.18 3.39 1.97 2, 062, 453 40 1,440,428 02 3.65 2.83 1.14 39, 619 56 5.18 2.98 1, 470, 000 00 103, 500 00 4.66 3.66 3.44 660, 284 00 621, 570 75 3, 863, 627 83 3.06 7, 724, 983 56 1,118, 753 70 1, 018, 071 19 3.92 3.09 5.07 3.52 3.78 7, 454, 739 83 855,140 00 918,132 01 3.39 3, 082, 310 91 394, 000 00 454, 862 04 3.81 2.93 4.73 3.72 3.93 449, 800 21 83, 063 68 78, 733 35 3.54 669,102 49 118, 043 00 105, 339 92 5.12 3.97 3.93 3.28 2.75 369, 922 61 2,175, 934 79 428, 604 65 4.54 13, 795 48 4.00 3.31 10, 080 00 52, 000 00 2.25 2.01 3.02 45,405 64 29, 500 00 289,- 000 00 1.60 68, 541 83 3.19 2.59 810, 409 32 111, 150 00 4.09 3.31 3.44 74,193 79 408, 676 11 71,400 00 2.20 2.26 65, 329 03 2.47 310, 332 86 63, 500 00 3.04 2.40 99, 750 00 78, 907 15 3.50 427, 582 93 2.89 2.76 72,110 00 68, 849 61 3.37 357, 391 43 3.00 2.81 3.83 1, 985 11 1, 810 00 1, 500 00 2.06 2.45 45, 572 36 2.30 194, 042 38 38, 400 00 4.33 3.72 4.49 518, 504 20 142, 000 00 171, 560 62 8.38 6.60 4.71 68, 239 47 302, 859 27 94, 250 00 3.48 8,185 40 30, 375 00 3.41 278, 591 42 3.92 3.33 1, 233, 030 11 272,260 00 2.74 91, 831 22 3.45 3.09 351, 852 17 103, 380 00 4.22 152,433 10 4.81 4.10 535,146 22 148,180 00 4.05 961, 045 06 4.57 3.77 4,152, 975 61 895, 531 83 3.75 872, 400 00 195, 000 00 197, 517 26 4.43 3.70 3.53 734, 045 90 147, 500 00 179, 466 56 3.39 2.90 3.68 763, 826 97 4.49 3.52 4, 495, 040 45 730,035 00 4.11 3, 851, 639 48 623, 500 00 627, 291 08 5.46 4.08 1.57 2, 290, 000 00 95, 000 00 116,969 68 1.80 1.28 4.28 2,033,303 65 444, 832 89 419,023 05 5.73 4.54 5.14 925, 000 00 112,000 00 155,631 67 5.33 3.70 4.22 740,393 14 150,859 63 147,458 28 5.49 4.32 0.99 230,000 00 30, 500 00 8, 704 62 4.69 3.47 3.44 1,508,571 65 331,180 00 260,113 85 5.47 4.38 4.47 792,104 84 236,900 00 228,992 59 5.47 4.62 2.55 482,163 23 74,125 10 3.82 3.19 92,750 00 1.97 67,514 98 3.56 2.97 570, 788 33 101,500 00 3.95 49, 590 52 3.82 3.09 240, 914 42 38,800 00 6.66 175,200 00 65, 000 00 74, 899 82 6.84 5.78 3.50 163,340 15 41, 035 23 2.08 1.97 12.64 21,000 00 50,000 00 30, 000 00 37, 912 21 12.00 10.00 6.35 131, 355 92 114, 000 00 106, 718 35 9.91 6.78 3.55 102,128 10 2.91 2.78 123, 081 77 80,000 00 4.80 33, 724 12 32, 000 00 16,062 67 4.00 3.60 7.30 40,000 00 12, 000 00 17,521 95 6.00 5.00 12.89 15,477 36 18.00 15.00 10.81 20, 000 00 18,000 00 47,504 19 5.51 4.40 11.25 88,500 00 19, 299 43 16, 869 79 25,000 00 6.07 3, 643 56 5.00 4.17 10, 000 00 2, 500 00 $2, 396, 346 1, 024, 246 2,130, 217 13, 281, 867 11, 712, 464 3, 608, 485 6, 406, 777 7, 810, 445 16, 509, 656 52 59 21 59 07 76 31 19 82 122, 373, 561 34 18, 982, 390 03 16, 946, 695 90 NOTE.—Figures in bold-faced type signify loss. 3.99 3.17 2.83 XCI REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of dividends and earnings of national banks in the United States from March, 1878, to September, 1878. Eatios. States and Territories. Capital. Surplus. Dividends. Net earnings. 111 ,H Maine New Hampshire.. Vermont Massachusetts . . . Boston Rhode Island Connecticut New York New York City. Albany New Jersey Pennsylvania Philadelphia . . . Pittsburgh Delaware Maryland Baltimore Dist. of Columbia Washington Virginia "West Virginia North Carolina... South Carolina . . . Georgia Florida Alabama New Orleans . . . Texas Arkansas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit "Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Colorado Oregon California San Francisco.. New Mexico Utah Idaho Montana "Wyoming Da'kota Totals 72 46 46 182 54 62 81 223 47 7 69 178 31 22 13 18 14 1 6 19 15 15 12 12 1 10 7 11 2 39 8 25 150 6 6 95 128 10 74 4 36 3 77 30 19 5 12 10 12 1 7 2 2 1 1 5 2 1 2,047 SO! Perct. Perct, Perct. $10, 760,000 5, 740, 000 8, 558, 700 44,197, 000 51, 825, 000 20, 079, 800 25, 427, 320 33,169, 291 55, 800, 000 2, 000, 000 14,183, 350 28, 262, 940 16, 843, 000 10, 350, 000 1, 663, 985 2, 281, 700 10, 633, 310 252, 000 1,255, 000 3, 285, 000 1,746, 000 2, 551, 000 2, 854, 000 2, 091, 000 50, 000 1, 668, 000 2,875,000 1, 050, 000 205, 000 7, 041, 000 2, 995, 500 3, 080, 300 18, 706, 900 4, 300, 000 4, 350, 000 15, 326, 000 11, 624, 600 4, 650, 000 7, 508, 200 2,100, 000 2, 665, 000 650, 000 6, 057, 000 4, 720, 000 1, 665, 000 2, 650, 000 900, 000 950, 000 960, 000 250, 000 1, 550, 000 2, 750, 000 300, 000 200, 000 100, 000 350, 000 125, 000 50, 000 470, 231, 896 $470,150 00 $2, 383, 258 74 217, 350 00 1, 032, 383 17 2, 061, 979 95 311,115 00 12, 897, 351 63 1, 510, 305 17 10, 842, 945 14 1, 208, 982 00 683, 043 75 3, 502, 726 85 6, 236, 228 72 1, 058, 840 20 7, 678,101 55 1, 279, 899 30 16, 030, 230 13 1, 994, 750 00 94,750 00 1, 445, 000 00 569, 234 00 3, 310, 732 61 7, 532, 387 11 1, 008, 793 20 7, 286, 545 71 774, 560 00 3, 031, 918 04 373, 500 00 78, 559 35 454,135 75 675, 237 07 108, 767 50 348, 974 60 2, 395, 934 26 53, 000 00 10, 080 00 289,400 00 32, 750 00 811, 959 32 115, 650 00 407, 074 20 72,770 00 274, 945 82 58, 500 00 433, 267 68 66, 750 00 713, 561 09 74,110 00 1, 980 00 1, 500 00 160, 850 87 46, 000 00 573, 268 44 177, 250 00 297,183 50 47, 500 00 3, 300 00 31,750 00 1,179, 728 27 260, 510 00 49,545 00 323,247 34 142,480 00 475, 218 51 3, 961, 050 14 830,337 50 878, 300 00 192, 000 00 652, 418 39 177, 500 00 764, 020 00 4, 313, 934 37 554, 575 00 3, 792, 362 94 307,500 00 2, 215, 000 00 339, 411 86 2, 044, 887 33 362, 000 00 715, 000 00 133,100 00 743, 834 40 18, 750 00 215, 000 00 282, 699 98 1, 483,176 22 294,400 00 777, 883 93 88, 500 00 392, 535 53 52,000 00 555,149 68 44,400 00 181, 374 00 51, 000 00 222, 775 00 23, 250 00 165, 700 00 30,000 00 50, 000 00 58,000 00 142, 274 76 137, 775 57 113, 750 00 37,670 20 7, 500 00 40, 000 00 12,000 00 20, 000 00 10, 000 00 90, 500 00 5, 259 65 25, 000 00 10, 000 00 2, 000 00 $418, 506 40 4.36 3.57 197, 386 19 3.78 3.20 233,119 51 3.63 2.92 1,116, 277 05 3.41 2.64 546,151 10 2.33 1.92 478,427 51 3.40 2.90 856, 315 21 4.16 3.34 1,114, 547 59 3.85 3.13 1,415,450 36 3.57 2.77 25, 847 79 4.73 2.75 327, 909 46 4.01 3.25 885,110 27 3.56 2.81 562,161 64 4.60 3.21 163, 654 52 3.60 2.79 71, 300 32 4.72 3.70 120, 491 09 4.76 3.67 281, 853 45 3.28 2.67 11, 814 77 4.00 3.30 19,363 74 2.60 2.12 63, 940 91 3.52 2.82 70,119 17 4.16 3.37 2,343 76 2.29 2.07 73, 268 42 2.33 2.03 88, 475 19 3.54 2.64 2,103 37 3.00 2.88 16, 603 86 2.75 2.51 338, 531 90 6.16 5.14 37,104 10 4.52 3.52 1, 091 37 1.60 1.39 179, 086 81 3.70 3.16 6,880 32 1.65 1.49 90,893 67 4.62 4.00 701, 631 79 4.43 3.66 197,400 64 4.46 3.70 20, 332 78 4.08 3.54 515, 424 20 4.98 3.89 481, 426 73 4.77 3.59 332,380 01 6.61 4.47 375, 708 76 4.52 3.55 126, 629 67 17.23 12.85 145, 046 75 4.99 3.90 9, 784 43 2.88 2.16 237, 804 86 4.66 3.74 231,880 00 5.28 4.53 90, 866 80 5.31 4.30 51, 990 46 1.96 1.62 68,299 73 4.93 4.10 86,242 21 5.36 4.34 7,187 29 2.42 2.06 44, 755 90 12.00 10.00 94,251 93 3.74 3.42 109, 293 18 4.13 3.93 15,007 81 2.50 2.22 8,587 96 6.00 5.00 9,288 02 10.00 8.33 21,103 80 1.50 1.19 16,447 81 963 77 4.00 3.33 118, 687,133 93 17, 959, 223 06 13, 658, 892 95 3.81 3.04 N O T E . — F i g u r e s in bold-faced type signify loss. 3.18 2.91 2.19 1.95 0.87 2.02 2.70 2.72 1.97 0.75 1.87 2.47 2.32 1.22 3.36 4.07 2.16 3.87 1.25 1.56 3.25 0.08 2 22 3! 15 4.04 0.90 9.81 2.75 0.46 2.17 0,20 2.55 3.10 3.81 0.40 2.62 3.12 4.84 3.93 4.50 4.25 1.13 3.15 4.21 4.41 1.62 6.31 7.35 0.63 14.91 5.56 3.78 4.44 3.57 7.74 4.79 10.96 1.60 2.31 XCII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of the state of the lawful-money reserve of the national banks, STATES AND Reserve held. Dates. I No. of Circulation and • banks. deposits. i rve required. Ratio t o liabilities. Amount. Oct. 3,1872 Dec. 27,1872 Feb. 28,1873 Apr. 25, 1873 J u n e l 3 , 1873 Sept. 12, 1873 Dec. 26,1873 Feb. 27,1874 May 1,1874 J u n e 2 6 , 1874 Oct. 2,1874 Dec. 31,1874 Mar. 1,1875 May 1,1875 J u n e 3 0 , 1875 Oct. 1,1875 Dec. 17,1875 Mar. 10, 1876 May 12, 1876 J u n e 3 0 , 1876 Oct. 2,1876 Dec. 22,1876 J a n . 20,1877 Apr. 14, 1877 J u n e 2 2 , 1877 Oct. 1,1877 Dec. 28,1877 Mar. 15, 1878. May 1,1878 J u n e 29, 1878 Oct. 1,1878 1,689 1,707 1,717 1,732 1,737 ! 1,747 1,749 1,748 1,751 1,755 1,774 1 1,797 1,801 1,815 1,845 1,851 1,850 ! 1,853 1,853 1,855 1,853 1,848 1,849 1,839 1,844 1,845 1,834 1,831 1,827 1,824 1,822 $509, 415, 295 503, 568, 806 521, 394, 885 522, 649, 052 527, 741, 608 536, 925, 203 486,180, 869 510, 946, 655 521, 953, 283 522, 874, 575 527, 506, 306 535, 679, 077 536, 289,193 536, 716, 262 541, 385, 844 537, 418, 449 525, 303, 754 527, 361, 413 521,137, 335 517, 605, 821 509, 793, 743 506,146, 248 516, 509, 339 511,110,102 505, 411, 087 505, 863, 456 508, 016, 893 504, 088,183 501, 295, 836 500,160, 076 507, 520, 794 $76, 435, 968 75, 535, 321 78, 209, 233 78, 428, 804 79, 204, 426 80, 593, 659 72, 985, 967 76, 700, 872 78, 351, 858 43,173, 243 44, 077, 914 45,487, 042 46, 018, 207 46, 020, 096 46, 996, 069 46, 304, 791 44, 647, 985 45, 535, 811 44, 990, 757 44, 996, 205 43, 862, 907 43, 416, 361 44, 978, 935 44, 203, 308 43, 814, 051 43, 594, 978 43, 616, 668 42, 990, 670 42, 476, 500 42, 539, 987 43, 437,474 Per cent. 19.2 20.3 20.6 20.2 20.6 20.6 20.8 22.6 21.6 38.8 34.3 34.2 34.9 32.9 33.6 32.5 32.9 35.8 34.9 34.7 34.3 35.1 36.3 35.3 35.0 32.9 35.1 38.0 35.1 36.1 36.7 $97, 765, 876 102, 069, 282 108, 246, 881 105, 693, 322 108. 935, 374 110, 456, 096 101,120, 726 115, 577, 200 112, 637, 640 111, 464, 693 100, 641, 694 103, 592,165 106, 826, 053 100, 691,135 105,154, 553 100,128, 907 97, 855, 940 108, 547, 092 104, 514, 789 103, 832, 286 99, 985, 627 101, 429, 533 108, 706, 493 103, 945, 584 101, 962, 783 95, 379, 331 101, 866, 983 108, 782, 223 99, 320, 989 102, 308, 371 106, 045,159 NOTE.—Prior to June 20, 1874, the required reserve in States and Territories was 15 per RESERVE Oct. 3, 1872. Dec. 27, 1872. Feb. 28, 1873. Apr. 25, 1873. June 13, 1873. Sept. 12, 1873 Dec. 26, 1873. Feb. 27, 1874 May 1, 1874 June 26, 1874 Oct. 2, 1874 Dec. 31, 1874 Mar. 1, 1875 May 1, 1875 June 30, 1875 Oct. 1, 1875. Dec. 17, 1875 Mar. 10, 1876 May 12, 1876 J u n e 30, 1876. Oct. 2, 1876 Dec. 22, 1876 Jan. 20, 1877 Apr. 14, 1877 June 22, 1877 Oct. 1, 1877 Dec. 28, 1877 Mar. 15, 1878 May 1, 1878 June 29, 1878 Oct. 1, 1878 230 233 230 230 231 229 227 227 227 228 230 230 228 231 231 236 236 238 236 236 236 234 234 234 234 235 233 232 233 232 231 $443, 845, 782 462, 035, 037 478, 040, 388 465, 796, 482 502, 959, 230 475, 521, 916 453, 081, 026 518, 570, 014 523, 075, 980 528, 619,121 521, 561, 727 509, 411, 623 514, 896, 921 507, 208, 290 532,175, 922 512, 848, 868 468, 689, 930 499, 853, 392 472, 260, 505 490, 357, 058 487, 415, 795 470, 362, 089 495,143,120. 478, 473,129 552, 836, 716 453, 740, 223 452, 799,159 466, 473, 764 455, 737, 410 476, 710, 381 471, 702, 867 $110, 961, 445 115, 508, 759 119, 510, 097 116, 449,120 125, 739, 807 118, 880, 480 113, 270, 257 129, 642, 504 130, 768, 995 106, 380, 827 106,136,122 103, 317, 529 105, 569,158 104,199, 595 111. 317, 435 106, 542, 005 95, 863, 466 104, 535, 425 98, 776, 747 103, 860, 841 103, 721, 942 99, 237, 733 105, 461, 297 100, 522, 583 119, 511, 586 94, 748,175 93,174, 248 96, 235, 626 93, 468, 789 98, 868, 369 97, 257, 896 $112,152, 056 123,136, 887 122, 710, 780 119, 676, 330 145, 209, 534 118, 679,153 127, 402, 586 158, 940,175 155, 563, 677 159, 275, 638 144, 307, 997 132, 348, 803 132, 217, 368 129, 803, 941 154, 560, 093 134, 976, 509 118, 291,125 142, 753,190 126,179, 248 142, 906, 797 136, 821, 941 122, 279, 996 142, 409,114 127, 205, 252 138, 499,197 115, 329, 428 119, 041, 848 131, 607, 266 121, 342, 350 129, 369, 019 121, 993, 977 Per cent. 25.3 26.7 25.3 25.7 28.9 25.0 28.1 30.6 29.5 37.4 34.0 32.0 31.3 31.1 34.7 31.7 30.8 34.1 31.9 34.4 34.2 30.8 33.8 29.0 31.6 30.5 31.9 34.2 32.5 32.7 31.3 NOTE.—Prior to June 20, 1874, the required reserve in reserve cities was 25 per REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIII as slioivn by their reports from October 3, 1872, to October 1, 1878. TERRITORIES. Classification of reserve held. Specie. $1, 950,142 1. 978, 383 1, 779, 651 1, 567,149 1, 715, 293 2, 071, 686 2, 286, 734 2, 475, 202 2, 431, 605 2, 256, 951 2, 375, 290 1, 992, 383 1, 652, 694 1, 511, 483 1, 600, 028 1, 555, 034 1, 452, 639 1, 800, 017 1, 912,171 2,469, 391 2, 763,198 3,427,133 3, 941, 358 4,166, 989 4, 208, 317 4,155, 631 4, 486,185 6, 305, 680 7, 007, 260 7, 049, 274 7, 988, 990 Legal tenders. $42, 717,294 43, 228, 892 41, 605, 799 43, 202, 852 42, 800, 960 42, 279, 728 4o, 904, 389 44, 017, 327 47, 603, 805 44, 633,155 32, 885,197 34, 952, 061 33, 493, 083 34, 414, 616 34, 610, 241 32, 783, 502 32, 073, 246 32,141, 468 33, 630, 711 31, 920,120 29, 723,138 30, 714, 772 32, 707, 525 31, 948, 207 30, 879,163 30, 316, 538 32, 730, 224 31, 528,169 32, 024, 586 29, 390,198 30, 064, 665 TJ. S. certifi- Clearing-house cates of de- certificates. posit. $220, 000 350, 000 1, 485, 000 1, 895, 000 2,125, 000 2, 250, 000 2, 015, 000 2, 270, 000 2, 490, 000 2, 585, 000 775,000 820, 000 845, 000 790, 000 890, 000 900,000 805, 000 1,180, 000 1, 285, 000 1, 280, 000 1, 280, 000 1, 280, 000 1, 245, 000 1,180, 000 1, 250, 000 1, 315, 000 1, 225, 000 1,115, 000 1, 035, 000 1, 040, 000 995, 000 Three per cent, certificates. Due from reserve agents. $335, 000 185, 000 90, 000 10, 000 10, 000 $52, 543,440 56, 327, 007 63, 286, 431 59, 018, 321 62, 284,121 63, 854, 682 50, 914, 603 66, 814, 671 60,112, 230 61, 978, 337 52, 714, 793 53, 935, 013 59, 021, 623 '52, 061, 059 58, 439, 613 53, 322,152 52, 073, 208 62,102, 613 56, 654, 668 57, 268, 334 56, 362, 468 55, 244, 747 60,110, 762 55, 904, 422 55, 012,171 48, 885,195 52, 587, 886 58, 950, 369 48, 325, 035 54, 033, 882 56, 023, 564 Redemption fund w i t h Treasurer. 1 2 4 5 6 7 Q $11, 250 11, 891, 414 11,892,708 11, 813, 653 11,913, 977 11, 614, 671 11, 568,219 11, 451, 847 11, 322, 994 11, 032,239 10, 894,441 10, 856, 823 10, 762, 881 10, 701, 848 10, 745, 584 10, 613,132 10, 706, 697 10, 837, 688 10, 883, 005 10, 929,108 10, 795, 017 10, 972, 940 centum of circulation and deposits; since that date, 15 per centum of deposits only. CITIES. $8, 279, 613 17, 068, 954 15, 998, 022 15, 301, 659 26, 234, 795 17, 796, 781 24, 620, 304 30, 890, 661 30,138, 364 20, 069, 256 18, 865, 654 20, 444, 378 15, 014,411 9,108, 878 17, 359, 554 6, 495, 294 15, 618, 267 27, 277, 329 19, 802,423 22, 749, 078 18, 598,456 29, 572, 511 45, 767, 909 22, 903, 049 17,127, 679 18, 503,189 28, 421, 566 48, 416, 378 39, 016, 496 22, 202,196 22, 699, 616 $59, 356, 810 57, 358, 477 54, 816,110 56, 732, 435 63, 205, 531 50, 067, 935 58, 943, 716 58, 620, 696 54, 062, 598 58, 423, 307 47, 082, 343 47, 458, 251 44, 952, 897 49, 462, 643 54, 756, 683 43, 583, 429 38, 563, 571 44, 603, 718 46,171, 398 58, 852, 046 54,488, 445 35, 466, 510 39, 908, 797 40, 330, 831 47, 072, 388 36, 544, 635 37, 767, 429 32, 422, 675 35,163, 963 42, 209, 909 34, 306, 906 $6, 490, 12, 300, 16, 975, 16, 475, 20, 525, 18, 360, 21, 995, 34, 965, 37, 645, 45,195, 42, 055, 38, 850, 36, 555, 37, 825, 46, 420, 47, 910, 30, 200, 29, 605, 26, 095, 26, 675, 27, 890, 24, 815, 24, 225, 30, 920, 43,180, 32, 095, 25, 290, 19, 490, 19, 960, 35, 865, 31, 695, $8, 632, 5, 600, 2,115, 1, 370, 385, 175, 000 000 000 000 000 000 Si, 220, 000 775, 000 320, 000 $28,173, 633 30, 074, 456 32, 486, 648 29, 797, 236 34, 859, 208 32, 279, 437 21, 843, 566 34, 463, 818 33, 717, 715 35, 508, 075 31,142, 306 26, 553, 818 30, 967, 551 28, 559, 818 31,291,415 32, 322, 812 29, 389, 472 36, 965, 578 30,114, 214 30, 719, 768 31, 981, 995 28, 544, 429 28, 587, 547 29, 038, 296 27,119, 929 24, 398, 938 23, 372, 201 27, 066, 622 23, 006,184 24, 841,174 29, 059, 854 centum of circulation and deposits; since that date, 25 per centum of deposits only. i,000 5,162, 694 5, 042,356 4, 927,509 4, 347,602 4, 732,441 4, 664, 4, 519, 4, 301, 3, 996, 3, 910, 3, 863, 3, 881, 3, 919, 4, 013, 3, 999, 3, 787, 4,190, 4, 211, 4,195, 4, 250, 4, 232, 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 29 30 31 XCIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Lawful money reserve of the national oariks, as shown fty tlie reports STATES AND States and Territories. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia W e s t Virginia North Carolina South Carolina Georgia Florida Alabama Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan "Wisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon Colorado New Mexico Utah Idaho Montana "Wyoming Dakota Washington o. of banks. Reserve required. 72 46 46 182 61 81 225 69 180 14 18 1 19 15 15 12 12 1 10 11 2 39 25 151 95 128 75 36 77 31 19 12 10 1 12 2 1 1 5 2 2 1 $6, 033,118 3, 338, 031 3, 642, 838 26, 596, 515 8, 432, 644 16,152, 973 47, 218, 546 18, 051, 484 30, 718, 323 2, 036, 583 2, 563, 660 473, 404 5, 664,179 1, 233, 718 2, 614, 634 2, 047, 279 1, 642, 420 83, 233 1, 090, 893 1, 782, 530 378, 428 3, 889, 220 5, 954, 242 18, 607, 389 13, 288, 645 16, 551, 268 7,123, 880 4, 208, 224 7, 857, 238 6, 890, 530 2, 401, 784 1, 971, 367 3, 332, 824 1, 007, 573 3, 031, 045 449, 750 328, 791 137, 013 1,154, 285 301, 446 242, 551 81, 789 $904, 968 500, 705 546, 426 3, 989, 477 1, 264, 897 2, 422, 946 7, 082, 782 2, 707, 723 4, 607, 748 305, 487 384, 549 71, 011 849, 627 185, 058 392,195 307, 092 246, 363 12, 485 163, 634 267, 379 56, 764 583, 383 893,136 2, 791,108 1, 993, 297 2, 482, 690 1, 068, 582 631, 233 1,178, 586 1, 033, 579 360, 267 295, 705 499, 924 151,136 454, 657 67, 462 49, 319 20, 552 173,143 45, 217 36, 383 12, 268 1,817 280, 606, 287 42, 090, 943 California Totals Deposits. 1,824 *2,494, 949 449, 044 283,101, 236 42, 539, 987 * Includes $748,015 of circulating notes, of NOTE.—Prior to June 20, 1874, the required reserve in States and Territories was 15 RESERVE Boston Albany Philadelphia . Pittsburgh... Baltimore Washington.. New Orleans . Louisville Cincinnati Cleveland Chicago Detroit Milwaukee... Saint Louis... New York San Francisco $64, 634, 781 7, 569, 474 43, 207, 060 11, 313, 055 13, 438, 505 1,732,916 6, 293, 444 3, 271, 338 7, 341, 554 4, 023, 449 21, 529, 577 3, 982, 580 2, 597, 828 6,150, 542 $16,158, 695 1, 892, 368 10, 801, 765 2, 828, 264 3, 359, 626 433, 229 1, 573, 361 817, 835 1, 835, 389 1, 005, 862 5, 382, 394 995, 645 649, 457 1, 537, 636 183 197, 086,103 49, 271, 526 47 196, 562, 991 49,140, 748 *1, 824, 383 456, 095 * Includes $667,400 of circulating notes, of NOTE.—Prior to June 20, 1874, the required reserve in reserve cities was 25 per REPORT OF THE COMPTROLLER OF THE CURRENCY. XCV of their condition at the close of business on June 29, 1878. TERRITORIES. Classification of reserve held. Reserve held. $2, 795, 580 1, 582, 632 1, 674, 285 11, 236, 567 3, 556, 375 7, 483, 047 14, 085, 538 8, 072, 888 9, 579,182 632,461 751,125 265, 708 1, 609, 760 470, 087 582, 837 636, 995 674, 384 20, 652 439, 547 619, 898 80, 761 1, 546, 618 2, 334, 608 6,176, 686 5, 254, 551 6, 602, 075 2, 346, 462 1, 267,129 3, 039, 858 1, 772, 924 873, 053 627, 533 1,193, 810 226, 052 742, 989 104, 036 171, 073 28, 888 214, 018 102, 318 62, 746 71, 218 Ratio of reserve. Per cent. 46.3 47.4 46.0 42.2 42.2 46.3 29.8 44.7 31.2 31.1 29.3 56.1 28.4 38.1 22.3 31.1 41.1 24.8 40.3 34.8 21.3 39.8 "39.2 33.2 39.5 39.9 32.9 30.1 38.7 25.7 36.4 31.8 35.8 22.4 24.4 23.1 52.0 21.1 18.5 33.9 25.9 87.1 Specie. Legal tenders. $120,487 65,758 58, 793 655, 282 170, 430 416, 575 731, 585 441, 214 701, 638 41, 429 62, 628 9, 330 51, 359 32, 901 62, 224 70, 021 87, 364 672 61, 691 132, 245 5,985 61, 090 145, 523 391,162 352, 620 409, 304 246, 597 13], 607 251, 096 72, 088 47, 342 46, 455 125. 922 71, 778 44, 424 14, 249 27, 943 9,050 21, 937 18, 254 4,960 40, 392 $428, 745 134, 850 315, 063 1, 444, 827 409, 371 1,195, 057 3, 379, 842 1, 647, 739 3, 490, 604 148, 354 271, 355 79, 500 500, 956 191,196 311, 993 163, 790 351, 063 10, 000 169, 024 407, 043 35, 350 565, 789 1, 058, 629 2, 638, 357 2, 228, 453 2, 418, 475 889, 916 491, 438 1, 325, 447 858, 752 303, 481 254, 323 387, 254 57, 520 375,133 44, 442 137, 918 15, 338 139, 500 67, 456 19, 335 27, 520 29, 390,198 101, 608, 954 36.2 6, 513, 404 >9, 417 28.0 535, 870 102, 308, 371 36.1 7, 049, 274 United States Redemption certificates of Due from re- fund with Treasserve agents. deposit. urer. 5,000 290, 000 30, 380, 110, 105, 40, 10, 30, 000 000 000 000 000 000 000 5,000 15, 000 20, 000 1, 040, 000 $1, 822, 615 1,128, 049 947, 051 7, 052, 454 2, 370, 896 4, 971,195 8, 297, 756 5, 298, 710 4,144, 244 331, 884 316,170 135, 628 953, 032 179, 832 140,166 341, 911 142, 583 7,730 147, 587 51, 410 30, 951 647, 316 1, 010, 894 2, 432, 927 2,116, 913 3, 388, 580 1, 001, 334 557, 981 1, 268, ?16 727,139 462, 330 296, 806 646, 413 85, 504 291, 495 31, 845 2,962 39, 981 13, 908 34, 851 1,056 $418, 733 253, 975 353, 378 1, 794, 004 605, 678 870, 220 1, 296, 355 575, 225 1,137, 696 70, 794 90, 972 11, 250 104, 413 66,158 68, 454 61, 273 93, 374 2,250 61, 245 29, 200 8,475 267, 423 119, 562 714, 240 541, 565 365, 716 208, 615 86,103 195, 069 114, 945 59, 900 29, 949 34, 221 11, 250 31, 937 13, 500 2,250 4, 500 12, 600 2,700 3,600 2,250 53, 870, 335 10, 795, 017 163, 547 29, 390,198 1, 040, 000 54, 033, 882 10, 795, 017 which the reserve required is 25 per cent. per centum of circulation and deposits; since that date, 15 per centum of deposits only. CITIES. $18, 755, 947 2, 906, 649 16, 244, 976 3, 544, 865 4, 957, 203 619, 618 3,103, 289 932, 587 2, 593, 455 1, 689, 368 8, 616, 748 1, 723,132 949,173 1, 903, 847 29.0 38.4 37.6 31.3 36.9 35.8 49.3 28.5 35. 3 42.0 40.0 43.3 36.5 31.0 $2, 814,103 166, 556 2, 018, 094 244, 875 318, 393 52, 462 230, 087 62, 235 63, 370 109,193 1, 292, 631 128, 869 78,125 86, 067 $3, 730, 582 434, 015 4, 863, 700 1, 704, 234 1, 038, 042 215, 552 1, 993, 097 388, 200 669,158 820, 000 2, 949, 500 681, 326 420, 087 934, 000 $2, 830, 000 470, 000 4, 800, 000 68, 540, 857 34.8 7, 665, 060 20, 841, 493 60,120, 344 30.6 13, 860, 205 21, 368,416 23, 830, 000 707, 818 38.8 676, 931 400, 000 $8, 048, 855 1, 763, 909 3, 966, 378 1, 315, 426 1, 805, 676 277, 904 803, 605 363,141 1, 274, 427 661, 796 2, 771,.867 853, 537 438, 436 465, 330 $1, 332, 407 72,169 596, 804 280, 330 280, 092 38, 700 76, 500 119, 011 166, 500 93, 379 42, 750 59, 400 12, 525 18,450 12, 035, 000 24, 810, 287 3,189, 017 1, 515, 000 35,000 420, 000 5,000 1, 560, 000 1, 061, 723 30, 887 which the reserve required is 25 per centum. centum of circulation and deposits; since that date, 25 per centum of deposits only. XCVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of the liabilities of the national banks, and of the reserve required and held, at three dates in each year, from 1874 to 1878. STATES AND TERRITORIES, EXCLUSIVE OF RESERVE CITIES. Dates. October 2,1874 May 1, 1875 J u n e 30, 1875.. October 1, 1875 May 12, 1876 .. J u n e 30, 1876-.. October 2, 1876 April 14, 1877 . J u n e 22, 1877 . October 1, 1877 May 1, 1878 . . . J u n e 29, 1878.. October 1, 1878 Number of Net de- Reserve banks. posits. req'red. Reserve held. Classification of reserve. Other Due Redemption Amount Ratio to Specie. lawful from money. agents. fund. 1,774 1,815 1,845 1,851 1,853 1,855 1,853 1,839 1,844 1,845 1,827 1,824 1,822 Millions Millions Millions Per cent Millions Millions Millions Millions 34.3 2.4 52.7 11.9 293.4 33. € 44.1 100.6 100.7 35.2 32.9 52.1 46.0 11.9 306.2 1.5 105.1 33.6 33.5 47.0 11.6 312.6 1.6 58.4 32.5 46.3 100.1 1.6 33.7 11.5 307.9 53.3 104.5 34.9 1.9 34.9 56.7 11.0 45.0 299.4 34.7 33.2 57.2 10.9 45.0 2.5 299.5 103.8 34.3 31.0 55.4 10.8 43.8 291.7 2.7 103.9 35.3 4.2 33.1 55.9 44.2 10.7 294.2 101.9 55.0 35.0 4.2 32.1 43.8 10.6 291.6 48.9 95.4 32.9 4.2 31.6 43.6 10.7 290.1 99.3 35.1 48.3 42.5 7.0 10.9 33.1 282.7 102.3 54.0 42.5 36.1 7.1 10.8 283.1 30.4 106.1 56.0 289.1 43.4 8.0 11.0 36.7 31.1 48 48 48 48 47 47 47 47 47 47 47 47 47 Millions Millions Millions Per cent Millions Millions Millions Millions 68.3 33.4 14.4 52.4 51.2 204.6 1.5 29.2 49.9 49.4 57.8 6.7 197.5 1.2 76.6 35.1 13.7 61.8 54.6 218 4 1.1 54.4 29.9 5.0 50.6 60.5 1.1 202.3 16.0 36.5 53.4 29.6 0.9 45.1 180.5 33.2 18.1 46.2 195 8 65.1 49 0 0.8 14.6 45.3 30.7 0.8 197.9 49.5 60.7 15.8 38.2 54.9 28.6 0.9 191.9 48.0 60.9 61.3 25.1 48.7 0.9 243. 7 11.7 34.3 48.1 13.0 174.9 43.7 27.5 0.8 28.1 27.7 45.5 56.9 182.0 31.3 1.1 60.1 30.6 13.9 45.1 196. 6 49.1 1.1 36.5 50.9 26.8 13.3 1.1 189.8 47.4 NEW YORK CITY October 2 1874 May 1 1875 J u n e 30 1875 October 1 1875 May 12 1876 J u n e 30 1876 October 2 1876 April 14 1877 J u n e 22 1877 October 1 1877 M a y l 1878 J u n e 29 1878 October 1 1878 OTHER RESERVE CITIES. 182 CO CO CO CO CO CO October 2, 1874. M a y l , 1875.... J u n e 30, 1875.. October 1, 1875 May 12, 1876 .. J u n e 30, 1876... October 2, 1876 April 14, 1877 . J u n e 22, 1877... October 1, 1877 May 1, 1878 . . . J u n e 29, 1878 . October 1, 1878 189 189 189 187 187 188 185 185 184 Millions Millions Millions Per cent Millions Millions Millions Millions 34.3 55.3 76.0 4.5 36.7 221.4 31.1 3.7 72.1 32.9 2.4 37.4 28.6 54.8 219.3 3.6 77.9 34.4 3.7 31.3 56.7 39.3 226.9 3.6 74.5 33.3 1.5 32.3 56.0 223.9 37.1 3. 6 72.8 33.9 3.8 35.7 30.1 214.6 53.6 3.2 35.4 77.8 4.7 39.4 30.7 219.6 54.9 3.0 35.1 76.1 4.0 37.1 32.0 217.0 54.2 3.0 72.3 34.4 33.1 29.1 210.2 7.1 3.0 52. 5 77.2 32.9 41.6 234.3 5.4 27.1 3.1 58.6 67.3 33.0 34.3 204.1 5.6 3.0 51.0 24.4 27.4 64.4 33.6 23.0 191.9 48.0 10.9 3.1 32.9 69.2 34.8 8.3 24.8 198.9 49.7 3.2 9.4 29.4 71.1 35.6 29.1 199.9 50.0 3.2 SUMMARY. October 2, 1874 May 1, 1875 . . . J u n e 30,1875 .. October 1, 1875 May 12, 1876 . . J u n e 30, 1876 . October 2, 1876 April 14, 1877 . J u n e 22, 1877 . October 1, 1877 May 1, 1878 J u n e 29, 1878 . October 1, 1878 2,004 2,046 2,076 2,087 2,089 2,091 2,089 2,073 2,078 2,080 2,059 2,056 2,053 Millions Millions Millions Per cent Millions Millions Millions Millions 34.0 719.4 244.9 21.3 122.7 17.1 150.6 230.6 31.9 10.6 122.5 723.0 150.2 80.7 16.7 34.3 19.0 134.6 89.7 757.9 158.3 259.6 16.3 85.6 235.1 32.0 125.2 734.1 152.2 8.1 16.2 15.1 694.5 143.7 33.2 21.7 86.8 230.7 107.1 714.9 34.5 25.3 118.8 87.9 14.7 148.9 246.7 113.4 706.6 147.5 33.5 21.3 87.4 236.7 14.6 231.1 33.2 696.3 144.7 85.0 14.6 27.1 104.4 31.2 122.4 770.6 21.3 82.1 14.6 163.3 240.4 210.8 31.5 100.2 669.1 138.3 22.8 73.3 14.5 33.6 46.0 15.1 220.6 71.3 656.6 136.0 34.1 108.4 231.6 29.3 78.8 15.1 678.6 141.3 33.6 97.0 85.1 678.8 140.8 30.7 15.3 228.1 REPORT OF THE COMPTROLLER OF THE CURRENCY. XCVII Average weekly deposits, circulation, and reserve of the national banks in New York City, an reported to the N~ew York clearing-house, for the months of September and October in each year from 1871 to 1878. Weekending—| I Circulation. Ratio to liabilities. ]Sret deposits Dollars. Dollars. 242, 369, 600 10,196, 600 243, 529, 300 9,193, 400 241, 609, 300 9, 050,100 232, 992, 500 8, 291, 700 223, 684, 300 11,554,000 219, 476, 400 9,153, 400 213, 465,100 8, 025, 300 202, 577, 200 8, 647, 600 202,169,100 9, 249, 700 Sept. 2, 1871..| Sept. 9, 1871..' Sept. 16, 1871.. Sept. 23, 1871.. Sept. 30, 1871..I Oct. 7, 1871..' Oct. 14, 1871.. Oct. 21, 1871.. Oct. 28,1871.. Dollars. 29, 835, 300 •30, 087, 200 30, 071, 600 29, 944,100 29, 992, 800 30,199,100 30, 273, 000 30, 233, 400 30, 431, 800 Sept. 7, 1872.. Sept. 14, 1872.. Sept. 21,1872.. Sept. 28, 1872.. Oct. 5,1872.. Oct. 12, 1872.. Oct. 19,1872..! Oct. 26,1872.. 27, 487, 200 27, 580, 600 27, 622, 300 27, 689, 400 27, 551,100 27, 692, 900 27, 661, 300 27, 641, 000 183, 510,100 179, 765, 800 171, 742, 500 165, 721, 900 158, 840, 300 161, 816, 200 171,115, 000 174, 086, 400 210, 997, 300 207, 346, 400 199, 364, 800 193, 411, 300 186, 399, 400 189, 509,100 198, 776, 300 201, 727, 400 Sept. 6, Sept. 13, Sept. 20, Sept. 27, Oct. 4, Oct. 11, Oct. 18, Oct. 25, 27, 323, 300 26, 351, 200 27, 382, 000 27, 295, 400 27, 393, 700 27, 419, 400 27, 421, 200 27, 390,100 182, 775, 700 177, 850, 500 168, 877,100 150,171, 300 131, 855, 500 131, 958, 900 129, 575, 800 125, 671, 300 210, (99, 000 204, 201, 700 196, 259,100 177, 366, 700 159, 249, 200 159, 378, 300 156, 997, 000 153, 061, 400 25,630,500 i Sept, 5, 1874. 27,701,700 Sept. 12, 1874. 25, 595, 700 Sept. 19, 1874. 25, 593, 900 Sept. 26, 1874. Oct. 3, 1874. • 25,387,700 Oct. 10, 1874. 25, 083, 900 Oct. 17, 1874. 25, 028, 600 Oct. 24, 1874. 24,981,600 Oct. 31, 1874. 25, 025,100 202, 918,100 205,166, 500 204, 285, 600 187,139, 700 202, 605, 300 200, 054, 500 197, 261, 900 193, 514, 600 193, 611, 700 228, 548, 600 16, 807, 500 232,868,200 '17, 589, 200 229, 881, 300 17, 453, 200 212, 733, 600 16, 799, 500 227, 993, 000 15, 373, 400 225,138, 400 14, 517, 700 222, 290, 500 12, 691. 400 218, 496, 200 11, 457, 900 218, 636, 800 10, 324, 900 Sept. 4, 1875. Sept. 11, 1875. Sept. 18, 1875. Sept. 25, 1875. Oct. ~ 1875. Oct. 1875. Oct. 16, 1875. Oct. 23, 1875. Oct. 30,1875. 18, 093, 700 17, 725, 000 17, 223, 200 17, 902, 600 17, 894,100 17,820,700 17, 781, 200 17, 844, 600 17, 900,100 210, 397, 200 209, 802, 100 206, 916, 800 205, 483, 200 201, 409, 700 197, 555, 800 195,192, 400 191, 468, 500 189, 068, 800 228, 490, 900 227, 527, 100 224, 640, 000 223, 385, 800 219, 303, 800 215, 376, 500 212, 973, 600 209, 313,100 206, 968, 900 Sept. 2, 1876. Sept. 9, 1876. Sept. 16, 1876. Sept. 23, 1876. Sept. 30, 1876. Oct. 7, 1876. Oct. 14, 1876. Oct. 21, 1876. Oct. 28, 1876. 14, 577, 300 14, 339, 700 14, 403, 500 14, 400, 800 14, 615, 700 11, 897, (MO 14, 693, 300 14, 809, 200 15, 059, 600 Sept. 1, 1877. Sept. 8, 1877. Sept. 15, 1877. Sept. 22, 1877. Sept. 29, 1877. Oct. 6, 1877. Oct. 13, 1877. Oct. 20, 1877. Oct. 27, 1877. Sept. 7, 1878. Sept. 14. 1878. Sept. 21, 1878. Sept. 28, 1878. Oct. 5, 1878. Oct. 12, 1878. Oct. 19, 1878. Oct. 26, 1878. 1873. 1873. 1873. 1873. 1873. 1873. 1873. 1873. 25. 23 26. 03 26.19 43, 866, 500 42, 993, 300 39, 419, 300 39, 651, 700 37, 998, 500 40, 675,100 46,260,100 j 46, 885, 000 19,935,900 I 33, 993, 600 17,655,500 I 32, 500, 800 16,135,200 I 30, 083, 800 11,448,100 j17, 883, 300 9, 240, 300 9, 251, 900 10. 506, 900 8, 049, 300 11, 650,100 5,179, 800 11, 433, 500 7,187, 300 25.66 24. 56 23. 55 16.54 11. 11.64 10.72 12.16 54, 878,1\ 0 71, 785, 600 54, 715, 700 i 72,304,900 55, 017, 300 | 72,470,500 53, 977, 900 70,777,400 53, 297, 600 I 68,671,000 52,152, 000 I 66,669,700 51, 855,100 64,546,500 49, 893, 900 I 61,351,800 50, 773, 000 j 61,097,900 31.41 31.05 31.52 33.27 30.01 29. 61 29.04 28.82 27.94 9,155, 700 8, 494, 500 6, 538, 200 6, 432, 400 5, 438, 900 5, 716, 200 5, 528, 500 5, 735, 000 8, 975, 600 58, 810, 600 57, 828, 300 57, 856, 600 56, 348, 400 56,181, 500 51, 342, 300 48, 582, 700 47, 300, 900 45, 762, 800 67, 966, 300 66, 322, 800 64, 394, 800 62, 780, 800 61, 620, 400 57, 058, 500 54, 111, 200 53, 035, 900 54, 738, 400 29. 75 29.15 28.67 28.10 28.10 26.49 25. 41 25.34 26. 45 197, 992, 400 200, 754, 700 202, 734, 500 200, 794, 800 196, 59 », 400 195,145, 700 190, 699, 600 190, 019, 900 183, 810, 200 212, 569, 700 19, 617, 600 215, 094, 400 20, 202, 700 217,138, 000 20, 068, 900 215,195, 600 16, 907, 800 211, 206,10J 14, 751, 200 207, 042, 700 17, 682, 600 205, 392, 900 16, 233, OOP In 577, 500 204, 829,100 ! 15, 198, 869, 800 14, 011, 600 48, 238, 000 48, 699, 700 49, 338, 200 48, 625, 500 47, 538, 900 45, 535, 600 43, 004, 600 41, 421, 700 41, 645, 600 67, 855, 600 68, 902, 400 69, 407,100 65, 533, 300 62, 290,100 63, 218, 200 59, 238, 200 56, 999, 200 55, 657, 200 31.92 32. 03 31.96 30. 45 29.49 30. 53 28.84 27. 83 27. 99 15, 357, 900 15, 543, 000 15, 551, 700 15, 570, 700 15, 699, 000 15, 964, 900 16, 055, 600 16, 205, 000 16, 600, 700 181, 741, 500 182, 949, 400 181, 584,100 180, 633, 700 175, 036, 800 172,106, 000 171, 058, 500 169, 670, 500 168, 373, 800 197, 099, 400 198, 492, 400 197,135, 800 196, 204, 4J0 190, 735, 800 188, 070, 900 187,114,100 185, 875, 500 184, 974, 500 13, 993, 800 17, 811, 000 17, 451, 000 16, 945,100 14, 682,100 14, 665, 600 14, 726, 500 14, 087, 400 15, 209, 000 41, 460, 400 39, 019, 800 38, 429, 900 37,113, 200 36, 978, 900 36,168, 300 35,178, 900 35,101, 700 34, 367, 800 55, 454, 200 56, 830, 800 55, 880, 900 54, 058, 300 51, 661, 000 50, 833, 900 49, 905, 400 49,189,100 49, 576, 800 28.14 28.63 28.35 27.55 27.09 27.03 26.67 26. 46 26.80 19, 037, 000 19,453, 000 19, 591, 000 19, 592, 500 19, 552, 200 19, 567, 800 19, 575, 900 19. 864, 400 191, 650, 200 191, 090, 500 190,268,100 189, 832, 700 187, 568, 400 184, 825, 400 183, 627, 600 186, 082,100 210, 687, 200 210, 543, 500 209, 859,100 209, 425, 200 207,120, 600 204, 393, 200 203, 203, 500 205, 946, 500 14, 583, 200 15, 929, 300 15, 590, 400 15, 373, 300 14, 995, 800 12,184, 600 13, 531, 400 17, 384, 200 43, 260, 300 41, 673, 400 41, 894, 700 39, 762, 000 38, 304, 900 37, 685,100 36, 576, 000 35, 690, 500 57, 843, 500 57, 602, 700 57, 485,100 55,135, 300 53, 300, 700 49, 869, 700 50,107, 400 53, 074, 700 27.45 27.36 27. 40 26.33 25.73 24.40 24.66 25.77 YTT—O C 26.42 27.49 26.76 XCVIII REPORT OF THE COMPTROLLER OF THK CURRENCY. Table showing the number of State banks, savings-banks, trust companies, and private bankers, their average capital and deposits, and the tax thereon, for the six months endinq November 30, 1876. States, &c. Number. Capital. Deposits.' Tax. On capital On deposits Total. Maine New Hampshire . Vermont Massachusetts .. Boston Uhode Island Connecticut 66 78 21 168 67 58 112 $177, 658 151, 000 302, 500 855, 000 3,108, 788 3, 923, 222 3, 027, 892 $27, 017, 950 30, 937, 358 8,123, 983 163, 436, 726 84, 086, 258 52, 888, 125 82, 818, 889 New England States New Nork New York City ... Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia. Washington 570 11, 546, 060 449, 909, 289 340 472 15 67 344 66 43 10 17 40 1 11 10, 850, 325 48, 518, 475 579, 500 2, 418,120 12, 475, 573 2, 502, 021 5,137,193 708, 596 631, 885 4, 066, 837 20, 000 595,102 278, 634,125 12, 754, 533 36,110, 777 41, 393, 026 47, 415, 908 13, 937,144 1, 684, 846 543,171 24, 876, 590 28, 452 3, 618, 467 23, 044 78, 635 452 5,243 29,125 5,845 11, 863 1,687 1,293 8,591 50 412 1,426 88, 503, 627 612, 983, 558 166, 240 656, 667 822, 907 8, 723 3,553 1, 442 2,516 12, 059 97 2, 650 2, 423 135 9, 029 7, 559 561 18,132 13, 838 4,172 16, 925~ 9,849 2,214 2, 341 8, 264 602 3,753 2,992 101 11, 796 10, 756 661 15, 216 14, 940 6,938 25, 648 13, 402 3,656 4, 857 20, 323 699 6,403 5,415 236 20, 825 18, 315 1,222 33, 348 28, 778 11,110 Middle States . Virginia "West Virginia North Carolina ... South Carolina... Georgia Florida Alabama Mississippi Louisiana New Orleans . Texas Arkansas Kentucky Louisville Tennessee , 7 3, 563, 878 1, 426, 858 576, 662 1, 006, 452 4, 823, 597 39, 000 1, 095, 900 1, 251, 577 54, 000 3, 611, 584 3, 400, 041 225,167 7, 488, 271 5, 592, 382 1, 723, 291 314 650 1,569 4, 442 8, 482 5,815 $5, 837 12, 757 4,348 6,546 18, 732 45, 724 50, 228 13, 071 4,998 8,115 23,174 54, 206 56, 043 21, 675 144,172 165, 847 134, 370 350, 468 10, 629 33, 363 131, 892 84, 214 •36, 802 3,687 2,168 26, 808 121 8,385 Southern States . Ohio Cincinnati .. Cleveland ... Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee.. Iowa Minnesota Missouri Saint Louis . Kansas Nebraska 512 35, 878, 660 45, 079, 815 86, 889 107, 348 194, 237 ~262~ 21 10 149 315 41 140 14 87 12 266 68 165 54 109 35 6, 327, 007 1, 963,150 802,819 6, 033, 563 5, 452, 244 4, 918, 350 2, 597, 657 1,172, 902 1, 328, 035 677, 522 4, 832,196 1,158, 438 3, 467, 093 7, 928, 799 1, 638,143 407, 354 16, 069,106 8, 955,100 11, 859, 737 10, 533, 776 17, 518, 220 14, 913, 591 4, 935, 755 6,148, 749 3, 645, 026 6, 236, 008 8, 738, 362 2, 539, 637 9, 921, 909 24, 723, 031 2, 800, 868 1, 250, 342 14,181 3,454 1,863 12, 847 12, 205 9, 538 6,391 2,292 2,927 1,415 11, 691 2,732 7,597 18, 496 3,887 1,011 38, 794 20, 312 16, 446 22, 287 41, 832 20,172 12, 339 15, 372 9,112 15, 590 21, 846 6,306 24, 805 60, 801 7,002 3,126 52, 975 23, 766 18, 309 35,134 54, 037 29, 710 18, 730 17, 664 12, 039 17, 005 33, 537 9,038 32, 402 79, 297 10, 889 4,137 Western States. 1,748 50, 705, 272 150, 789, 217 112, 527 336,142 7 84 49 29 17 6 3 3 3 6 4 1 5467985 9, 917, 377 23, 728, 485 549, 540 299, 438 151, 000 2,000 38, 372 57, 417 24, 000 97, 431 222, 947 8,333 1, 209, 830 16, 928, 318 96, 733, 616 1, 007, 576 1, 690, 357 588, 283 33, 743 54, 368 25, 990 137, 911 69, 863 272, 450 4,167 3,024 35, 258 166, 926 2,519 4,226 1,471 84 136 65 345 175 681 10 4, 290 59, 997 224, 055 3,893 4,975 1,848 89 232 208 405 419 1,238 31 219 35, 643, 325 118, 756, 472 214, 920 301, 680 I 4,475 222, 276, 944 1, 377, 518, 351 174597249 1,1)33, 340 Oregon.. California San F r a n c i s c o . Colorado Nevada Utah N e w Mexico Wyoming Idaho Dakota Montana Washington Arizona Pacific States and Territories Totals REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIX Table showing the number of State banks, savings-tanks, trust companies, and private tankers, their average capital and deposits, and the tax thereon, for the six months ending May'SI, 1877. No. of banks. States and Territories. M!aine . . .. ........ New Hampshire Vermont . . . ....>.. . . . . . . . . Massachusetts Boston Hhode Island Connecticut New England States New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington .. Middle States Virginia W^est Virginia . . . . North Carolina South Carolina Greorgia Florida Alabama Mississippi Louisiana . New Orleans Texas Arkansas Kentucky Louisville Tennessee Southern States ... Ohio Cincinnati . . . . . . . . . . . . Cleveland Indiana Illinois Chicago Detroit Wisconsin IVTilwaukee Iowa Minnesota M/issouri Saint Louis Kansas Nebraska . ...... .. Western States Oregon California San Francisco Nevada Utah New M^exico Wyomin0". . . . . Idaho Dakota M^ontana "W^ashin °"ton Arizona . . . . . .... Pacific States and Territories Totals Tax. Capital. Deposits. 66 72 21 167 64 58 109 $173, 905 52, 333 335, 000 819, 333 3,127, 387 3, 894, 673 2, 869, 642 $26, 499, 218 30, 896, 234 8,107, 445 162, 477,183 88, 716, 005 53, 031, 370 82, 893, 262 $393 124 714 1,473 3,516 8,340 5,593 $4, 412 6, 900 4,198 6,514 18, 490 45, 213 47, 952 $4, 805 7,024 4,912 7,987 22, 006 53, 553 53, 545 557 11, 272. 273 452, 620, 717 20,153 133, 679 153, 832 336 466 14 65 346 60 41 10 15 40 1 10 11, 061, 720 45, 785, 796 637, 000 2,170, 838 12, 216, 780 2, 091, 742 5, 018, 826 717, 411 623, 378 4,104, 003 5,917 595, 359 148, 889. 703 271. 948, 412 12, 529, 737 35,457,184 39, 203, 675 31, 884, 459 14, 616, 683 1, 780, 859 566, 984 25, 023, 652 7, 008 3, 657, 830 22, 840 69,121 713 4,482 28, 753 4,798 11,405 1,709 1,196 8,709 15 362 106,653 258, 215 9,362 26, 330 97, 282 68, 671 24, 481 2,116 899 18, 051 18 8,144 129, 493 327, 336 10, 075 30, 812 126, 035 73, 469 35, 886 3,825 2,095 26, 760 33 8,506 1,404 85, 028, 770 585, 566,186 154,103 620, 222 774, 325 78 24 14 19 66 5 20 28 2 23 107 15 73 17 33 3, 407,110 1, 455, 900 574, 451 1, 003,105 4, 392,147 47, 000 1, 034, 733 1, 264, 396 54, 000 3, 558,192 3, 494, 002 258, 333 7, 279, 957 5, 404 361 1, 768,147 6, 809, 858 3, 917, 534 872,287 1, 095, 859 4, 363. 519 271, 057 1, 747, 031 1, 413, 033 49, 915 7, 310, 099 4, 891, 428 376, 619 6, 626, 535 6, 041, 033 3, 019, 790 8,182 3, 632 1,436 2,508 10, 980 92 2,458 2,274 135 8,640 8,235 558 17, 478 13. 373 3,983 16,138 9,794 2,181 2,597 10, 718 678 4,368 3,532 125 14, 303 12, 228 942 16, 566 15,103 7,549 24, 320 13, 426 3,617 5,105 21, 698 770 6,826 5,806 260 22, 943 20, 463 1,500 34,044 28, 476 11, 532 524 34, 995, 834 48, 805, 597 83,964 116, 822 200, 786 257 23 9 146 319 42 145 18 90 12 279 71 180 46 114 39 6, 334, 477 2, 008, 549 836, 290 5, 626, 955 5, 483, 644 4, 836,153 2, 605, 763 1, 240, 932 1, 389, 348 672, 065 5,178, 643 1,168, 965 3, 806, 229 7, 530, 583 1, 725, 224 465, 664 16, 640, 560 9, 016, 478 12, 767, 959 11,128, 830 17, 299, 692 15,136, 791 4, 914, 596 5, 870, 285 3, 765, 813 6, 328, 969 8, 730,477 2, 508, 685 11, 223, 423 22, 691, 281 3,116, 289 1,184, 932 14, 051 3,436 1,653 13, 051 12, 270 9,568 6,367 2,250 3,190 1,406 12, 545 2,757 8, 448 16, 947 4,039 1,114 40, 293 20, 231 17, 940 23, 336 41, 303 23,426 12, 286 14, 676 9,414 15, 822 21, 661 6,135 28, 058 56, 281 7,791 2,962 54,344 23, 667 19, 593 36, 387 53, 573 32, 994 18, 653 16, 926 12, 604 17, 228 34, 206 8,892 36, 506 73, 228 11, 830 4,076 1,790 50, 909, 484 152, 325, 060 113, 092 341, 615 454, 707 610, 724 12,110, 922 26, 902, 567 588, 858 417, 039 179, 521 5 667 ' 55, 489 56, 507 34,167 103 037 222, 312 10, 000 1, 349,112 41, 522, 335 65, 865, 076 971, 936 1, 545, 409 587, 894 36, 342 98, 987 16,182 140, 321 93, 800 317, 696 5,000 1,418 30,113 61, 308 1,472 1,043 449 14 139 141 85 258 556 25 3,373 68, 587 123,034 2, 430 3,864 1,470 91 247 40 351 234 794 13 4,791 98, 700 184, 342 3,902 4,907 1,919 105 386 181 436 492 1, 350 38 8 91 38 30 19 8 4 4 3 8 8 4 1 226 41, 296, 810 On capital. On deposits. Total. 112, 550, 090 97, 021 204, 528 301, 549 4,501 223, 503,171 1, 351, 867, 650 468, 333 1, 416, 866 1, 885,199 c REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by geographical divisions, of tlie number, capital, and deposits of State banks and private bankers, savings-banks, and trust and loan companies, for the six months ending November 30, 1875. Geographical divisions. State banks and pri- Savings-banks with Savings-banks without capcapital. vate bankers. ital. No. New England States 126 1,270 Middle States Southern States 517 Western States and Territories 1,853 United States.. 3, 766 Total. Depos- No. Capital. Deposits. No. Capital. its. Depos. No. Capital. Deposits. its. MilVns. MilVns. 11.6 24.0 232.4 90.8 42.6 36.0 MUVns. MilVns. MUVns. 564 11.9 443.1 413.9 616.0 382. 8 1, 491 91.0 45.0 1.9 523 36.4 2 3 3 MilVns. MilVns. 5.2 0.3 0.8 0.2 0.5 0.4 436 218 3 70.9 188.0 19 4.1 32. 6 38 47.0 1,910 75.0 267.6 209.3 487.0 27 5. 0 39.1 695 845.6 4,488 214.3 1, 371. 7 Table, by geographical divisions, of the number, capital, and deposits of State banks and private bankers, savings-banks, and trust and loan companies, for the six months ending May 31, 1876. Geographical divisions. State banks and pri- Savings-banks with Savings-banks without capvate bankers. capital. ital. Total. Capital. Depos- No. Capital. DeposNo. its. Depos- No. Capital. Deposits. its. New England States 135 1 256 Middle States Southern States 516 MilVns. MilVns. 11.7 23.6 223.4 89.2 44.9 35.7 MilVns. MilVns. MilVns. 415.1 572 11.9 443.1 382.5 1,471 89.5 607.1 2.0 36.1 47.5 523 188.1 19 4.1 31.0 39 45.0 1,954 81.5 264.1 United States.. 3, 803 214.0 | 480.0 26 5.0 37.2 691 844.6 4,520 219.0 1, 361. 8 No. Western States and Territories 1,896 77.4 1 3 3 MilVns. MilVns. 0. 2 4.4 0.3 1.2 0.4 0.6 436 212 4 Table, by geographical divisions, of the number, capital, and deposits of State banks and private bankers, savings-banks, and trust and loan companies, for the six months ending November 30, 1876. Geographical divisions. State banks and pri- Savings-banks with Savings-banks without capvate bankers. capital. ital. Depos- N o . No. Capital. Deposits. No. Capital. its. New England States 131 1, 213 Middle States 505 Southern States Western States and 1,915 Territories MilVns. MilVns. 11. 34 22.76 88.34 226. 40 35.40 42.40 82.14 192. 49 17 United States .. 3,764 217. 22 484. 05 1 2 4 24 MilVns. MilVns. 0.20 4.15 0.16 0. 77 0.48 0.64 Total. Depos- No. Capital. Deposits. its. MilVns. MilVns. MilVns. 438 422. 99 570 11. 54 449. 90 211 385. 82 1, 426 88.50 612. 99 512 35.88 3 2.04 45.08 4.21 32.38 35 44.68 1,967 5.05 37.94 687 855. 53 4,475 86.35 269. 55 222. 27 1, 377. 52 CI REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by geographical divisions, of the number, capital, and deposits of Slate banks and private bankers, savings-banks, and trust and loan companies, for the six months ending May 31, 1877. State banks and private bankers. Geographical divisions. New England States Middle States Southern States Western States and Territories Savings-banks with capital. Savings-banks without capital. Depos- No. No. Capital. Deposits. No. Capital. its. Depos- its. MilVns. MilVns . MilVns. MilVns. Total. No. Capital. Deposits. MilVns. 11.07 84.87 34.58 19.99 215. 87 46.17 1 2 3 0.20 0.16 0.42 3.94 0.88 0.52 1,963 88.11 188. 51 20 4.09 32.83 33 43.54 2,016 United States.. 3,799 218. 63 470. 54 26 4.87 38.17 676 843.16 4,501 117 1,202 517 439 200 4 557 428. 69 368. 81 1,404 524 2.12 MilVns. MilVns. 11. 27 452. 62 585. 56 85.03 48.81 35.00 92.20 264. 88 223. 50 1, 351. 87 Besources and liabilities of State banks at the dates named. New Hamx>- Vermont, Rhode Isl- ConnectiMaine, New York, shire, Mar. J u n e 30,'78. and, Nov. cut, Oct. 1, Sept. 21, '78. Aug. 4,1877. 8, 1878. 30.1877. 1877. 1 bank. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c . . Due from banks Real estate Other investments Expenses Cash items Specie Legal-tenders, bank-notes, &c $84, 385 1 bank. $67, 458 14, 992 22, 508 "i'/shl' 15 banks. $1, 269, 729 $4, 031, 790 64, 270 290, 476 42, 997 5,872 22, 769 266, 478 192,162 116, 397 4,861 4,803 1,619 118, 230 85, 923 Capital stock Circulation Surplus fund Undivided profits.. Dividends unpaid . Deposits Due to banks Other liabilities . . . 75, 000 1,594 50, 000 1,130 14,194 Totals. 118, 230 4 banks. ., 906, 832 8,511 395,118 103, 455 601, 890 137, 489 14, 581 52 banks. $20,185, 043 74, 921 21, 057 186, 070 72, 629 7,469 68, 641 4,154, 646 3, 028, 782 769, 330 97, 912 155, 548 315, 582 114, 695 933, 263 1,711,205 I 4,823,618 3, 316, 615 29, 829, 722 3, 227, 850 16, 466 1, 450, 000 28, 271 188, 029 5,468 5,869 Totals. 5 banks. 15, 092 LIABILITIES. 342, 500 44, 063 11, 016 25, 859 4,761 242, 631 11, 636 1,138, 598 174, 052 12, 385 2,213 1, 293, 330 354, 772 1,711,205 I 4,823,618 3, 316, 615 2,747 10, 778 1, 306, 760 7,074 "~"i7,"882" 85, 923 8, 293, 26, 1, 639, 1, 048, 000 289 556 892 16,121, 675 1, 676, 442 1, 023, 868 29, 829, 722 CII REPORT OF THE COMPTROLLER OF THE CURRENCY. Resources and liabilities of State lanks at the dates named—Continued. ] New York New Jer- Pennsylva- Maryland, Louisiana, Kentucky City, Sept. sey, J a n . 1, nia, Nov., Sept!, 1878. Jan., 1878. Oct., 1878. 1878. 21,1878. 1877. 23 banks. Loans and discounts $31, 440, 986 Overdrafts 27,648 United States bonds 4, 659,126 Other stocks, bonds, &c 2, 756, 207 Due from banks 1, 487, 755 Real estate 50, 590 Other investments 154, 370 Expenses 6, 405, 263 Cash items 2, 629, 839 Specie Legal-tenders, bank-notes, &c 7, 214,164 Totals. 10 banks. 106 banks. !, 440,131 $22, 335,156 274 847, 406 302, 443 1, 304, 035 59, 004 589, 210 2, 851, 979 1, 885, 484 231, 451 741, 263 46, 534 273, 304 11, 568 766 32, 355 4,063 1, 991, 889 182, 889 14 banks. 10 banks. 51 banks. 4, 496, 739 $7, 047, 289 $15, 843, 557 81 2,926 1,046 155, 759 161,106 1, 626, 355 709, 485 1, 499, 769 2,140, 699 558, 050 347, 834 835, 962 808, 668 671,195 284, 270 191, 768 108,150 12, 978 32, 210 41, 018 37, 493 9,038 9, 493 104, 821 659, 376 2,114, 411 1, 579, 347 623 12, 367, 070 22, 487, 200 19, 477,173 531, 571 1, 092, 623 3, 429, 433 8,692 123, 253 256, 321 23, 844 3, 232, 563 154,140 8,377 4, 353, 055 8,762 144,102 103, 859 47, 968 6, 082, 800 1, 328, 816 297, 708 10, 968, 668 266, 623 833,101 694, 538 229, 287 8, 823, 277 593, 732 77, 974 32, 262, 871 7, 236, 12, 367, 070 22, 487, 200 56,825,948 | 3,868,333 32, 262, 871 12, 275, 200 25, 282 2, 919' 653 1, 622,151 9,187, 882 493 1, 318, 954 654,175 34, 418, 946 5,134, 675 430, 041 1, 350, 300 3, 293 92,118 48, 209 915 2, 226, 416 104, 923 42,159 56, 825, 948 3, 868, 333 7, 236, LIABILITIES. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities Totals. 623 i Ohio, Oct. Michigan, Wisconsin, Minnesota, Kansas, California, | 7,1878. July, 1878. July 1,1878. Oct., 1878. July, 1878. July 1,1878. RESOURCES. 36 banks. 4,120, 802 Loans and discounts 58, 506 Overdrafts 209, 450 United States bonds 130, 467 Other stocks, bonds, &c 415, 960 Due from banks 258, 713 Real estate 103, 040 Other investments 86, 501 Expenses 145, 594 Cash items 21,187 Specie 373,102 Legal-tenders, bank-notes, &c Totals 26 banks. 28 banks. 062 $5, 278, 826 75,647 ^ 817 93, 399 968, 506 325, 674 64,392 i, 1, 441, 238 2, 235, 504 223, 220 8,322 20, 319 316, 249 78, 450 591, 979 14 banks. 23 banks. 56 banks. $2, 527, 334 20, 431 $1,133, 624 27,151 15, 328 18, 317 213, 339 188, 682 54, 863 20, 639 $38, 291, 684 76, 957 322, 941 108, 820 41, 261 37, 076 12, 763 18,247 251, 905 2, 7, 3, 8, 950, 818, 035, 924, 088 581 552 206 256, 510 11, 044, 076 1, 928, 453 72, 064,187 5, 923, 322 9,375,022 I 10,269,754 3, 417, 735 1, 921, 725 1, 907, 500 287, 868 162, 377 1, 420, 281 1,403 72, 657 1, 091, 450 196, 407 136. 257 3, 544 3, 203,185 95, 595 366, 609 72, 362 93, 877 1,898 6, 860, 722 6, 977, 550 2, 008, 398 118, 770 39, 010 37, 785 "l," 797,'863 110, 740 37, 679 62, 045 6, 556, 716 124 1, 071, 079 28, 485, 382 37, 652 50, 561 "3,*84i,"954 5, 923, 322 9, 375, 022 10, 269, 754 3,417, 735 1, 928, 453 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits. Dividends unpaid. Deposits Due to banks Other liabilities Totals. 33,180,135 72, 064,187 REPORT OF THE COMPTROLLER OF THE CURRENCY. CIII Aggregate resources and liabilities of Stale banks from 1874 to 1878. 1873-74. 1874-75. RESOURCES. - banks. 633 banks. 551 banks. 592 banks. 475 banks. $154, 377, 672 $176, 308, 949 5178, 983, 496 $266, 585, 314 $169, 391, 427 Loans and discounts 212, 772 348, 604 319, 959 377, 297 516, 565 Overdrafts 1, 961, 447 2,150, 880 344, 984 869,144 929, 260 United States bonds 16, 437, 815 23, 667, 950 19, 364, 450 23, 209, 670 19, 398, 287 Other stocks, bonds, &c 19, 050, 046 19, 851,146 25,107,149 23, 096, 812 25, 201, 782 Due from banks 5, 372,186 9, 005, 657 8, 561, 224 12, 609,160 11, 092,118 Real estate 1,164, 999 4, 909,190 6, 863, 083 10, 694, 390 6,442, 710 Other investments 1, 284, 344 1, 559, 404 1, 353, 066 914, 726 1, 211, 416 Expenses 10, 434, 018 8, 624, 086 9, 059, 547 9, 816, 456 7, 320, 845 Cash items 1, 980, 083 1, 926,100 3,156,456 2, 319, 659 3, 041, 676 Specie 26, 740, 215 27, 623, 988 34, 415, 712 28,480, 374 Legal-tenders, bank-notes, &c.. 25,126, 706 Totals 237, 402, 088 272,338,996 j 278,255,852 59, 305, 532 153, 432 2, 942, 707 12, 363, 205 337, 290 137, 594, 961 14, 241, 604 10, 463, 357 237, 402, 088 383, 257, 704 277, 911, 831 69, 084, 980 177,653 6, 797,167 9, 002,133 83, 722 165, 871, 439 10, 530, 844 10, 791, 058 80, 425, 634 110, 949, 515 388, 397 387, 661 5, 665, 854 7, 027, 817 10, 457, 346 18, 283, 567 393, 419 335, 904 157, 928, 658 226, 654, 538 13, 307, 398 9, 412, 876 8, 327,183 11, 567, 789 95,193, 292 388, 298 7, 983, 996 11, 693, 064 324,176 142, 764, 491 10, 348, 911 9,215,603 272, 338, 996 278, 255, 852 277,911,831 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits .. Dividends unpaid .. I Deposits Due to banks Other liabilities Totals . 383, 257, 704 Resources and liabilities of trust and loan companies at the dates named. Massachu- Rhode Islsetts, Nov., and, Nov. 30,1877. 1877. RESOURCES. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Real estate Other investments Expenses Cash items Legal-tenders, bank-notes, &c Totals - -- 6 banks. 1 bank. $6, 400, 604 $3,183, 403 1, 427, 809 581,145 1, 324, 765 2, 891, 226 222, 200 33, 294 226, 215 Connecti- New York, New Jer- Pennsylvacut, Oct. Dec, 1877. sey, Jan. 1, nia, Oct., 1,1877. 1878. 1878. 11 banks. 10 banks. $3, 614, 312 $32, 11, 565 15, 708, 580 6, 466, 721 2, 498, 364 1, 5,242 *1, 166, 271 40 304 002, 671 201, 624 343, 652 483,171 524, 521 233, 892 1 bank. 6 banks. $453, 870 $13, 417, 246 3,745 42, 440 26, 678 20, 700 9,937 3, 6, 1, 1, 297, 406 210, 251 75,138 116, 591 19, 936 011, 235 871, 222 375, 038 698,140 424, 404 75, 346 2,911 369, 831 1, 729, 987 10 ?87 223 6 511 095 5, 586, 497 58, 906,122 577, 306 28, 975, 360 2, 250, 000 500, 000 2, 562, 361 9, 999, 250 100, 000 206, 45 4 7, 510, 125, 000 114 593 545, 295 5, 427, 814 28, 259 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities Totals 439 813 017 567 3, 266, 630 270,387 | 2,504,872 10, 287, 223 6, 511, 095 2 637 2,184, 778 291, 426 5, 586, 497 40, 909, 699 230, 000 2, 339, 359 58, 906,122 * Includes $799,979 excess of liabilities over assets. 6, 675, 000 64 448, 983 1, 592, 531, 4, 18, 815, 496 245 543 921 577, 306 28, 975, 360 1, 356,155 CIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of trust and loan companies, 1875; 18767 1877, and 1878. 1874-75. 1875-76. 1876-77. 1877-78. 35 banks. 38 banks. 39 banks. 35 banks. RESOURCES. Loans and discounts " "• . Overdrafts United States bonds Other stocks, bonds, &c Due from banks Real estate Other investments Expenses Cash items Specie Legal-tenders, bank-notes, &c. Totals. $65, 900,174 3, 833, 012 608, 647 24, 886 491, 646 847, 238 672, 637 733, 647 090, 265 178, 231 54, 833 234, 321 709, 828 122, 890,175 127,646,179 16,883 2, 37, 1, 3, 2, 086, 842 323, 062 837, 605 733, 357 880, 342 92,894. 5,186, 004 $67, 946, 390 13, 948 19, 805, 685 17, 960, 260 8, 028, 415 3, 544, 221 3, 410, 232 105,157 59, 393 22, 952 2, 715, 846 $59, 303, 327 11, 565 19, 445, 460 17, 296, 237 5, 536, 854 3, 700, 375 2, 412, 519 274, 911 43, 215 369, 831 2, 449, 309 123,612,499 110, 843, 603 LIABILITIES. Capital stock. Circulation Surplus fund Undivided profits . Dividends unpaid . Deposits Due to banks Other liabilities . . . 21, 854, 020 21, 535, 490 22, 347, 440 22, 086, 611 6, 967, 693 582, 867 18, 921 85, 025, 371 121, 441 8, 319, 862 8, 288, 825 534, 375 254, 522 87, 817, 992 151, 766 9, 063, 209 7,164, 673 1, 239, 539 387, 764 84, 215, 849 333,189 7, 924J 045 7, 925, 303 691, 651 11, 261 73,136, 578 521, 426 6, 470, 773 123, 612, 499 110, 843, 603 122,890,175 Totals. 127,646,179 Resources and liabilities of savings banks organized under State laws at the dates named. Hamp- Vermont, Maine, Nov. New shire, Mar., June 30, 5, 1877. 1878. 1878. 60 banks. Loans on real estate | Loans on personal and collateral security I United States bonds | State, municipal, and other bonds and j stocks Railroad bonds and stocks j r Bank stock j Real estate I Other investments j Expenses I Due from banks Cash Totals. LIABILITIES. Deposits Surplus fund Undivided profits Other liabilities Totals. $7, 496, 442 66 banks. 16 banks. Massachu- Rhode Islsetts, ISTov. and, Nov. 1877. 30, 1877. 179 banks. 37 banks. $9, 237, 847 $3, 787, 335 $116, 241, 038 $28, 249, 627 3,158, 39." 981, 869 6, 874, 360 1, 026, 567 1, 342, 927 866, 923 8, 941, 023 3, 058, 639 1, 018, 049 805, 010 775, 917 5, 881, 959 3, 745, 931 1,128, 985 1, 258, 816 593, 26, 89, 147, 141, 46, 912, 033 16, 246,152 7, 2, 6, 1, 2, 054, 794 244,120 422, 064 212, 700 392, 453 925, 622 285, 888 977 849 632 253 391 16, 983, 439 9, 076,156 26,154, 389 7, 932, 582 2,135,180 294, 352 105,14l| 6, 950, 800 1, 521, 295 698, 870 663, 088 747, 386 26, 898, 432 30, 218, 211 7,079, 420| 250,153,064 49, 486,138 25, 708, 472 466, 937 660, 888 62,135 28, 789, 549 889, 007 6, 722, 691 244, 596, 614 339, 451 5,182, 570 48,103,119 26, 898, 432 30, 218, 211 539, 655 17, 278 "l,~295,"89± 87,128 373, 880 7, 079, 420 250,153, 064 49, 486,138 REPORT OF THE COMPTROLLER OF THE CURRENCY. CV Resources and liabilities of savings banks, <$-c—Continued. RESOURCES. Connecti- New York, cut, Oct. 1, Jan. 1,1878. 1877. 86 banks. Loans on real estate Loans on personal and collateral security . . United States bonds State, municipal, and other bonds and stocks Railroad bonds and stocks iBank stock Heal estate Other investments Expenses Due from banks Cash 136 banks. $52, 337, 213 $107, 973, 299 MaryNew Jersey, Pennsylvania, Oct. land, Oct. Jan. 1878. 1878. 1878. 37 banks. 4 banks. $9, 875, 256 $7,182, 286 8 banks. $3, 481, 713 4, 514, 247 7,129, 260 5, 200, 677 85, 691, 300 889, 671 2, 061, 249 733, 850 4, 951, 723 3,158, 941 6, 778,104 7, 057, 744 902, 596 3, 801, 940 2, 208, 474 313,103 106, 522, 397 3, 377, 043 3, 220, 230 2, 243,148 11,215, 402 11, 741, 475 778, 750 529, 546 2, 009, 361 12, 915, 208 5,466, 444 658, 892 202, 777 166, 487 121, 934 96,188 1, 405, 401 4, 676, 524 1, 461, 631 117, 808 210, 806 84, 839 98, 974 2,194 669, 300 80, 273, 938 346, 726, 202 18, 373,184 20,121, 247 20, 740, 834 Deposits Surplus fund Undivided profits Other liabilities 77, 214, 372 2, 649, 702 312, 823, 058 32, 050, 550 409, 864 1, 852, 594 16, 353, 275 17, 923, 825 19, 739, 206 70, 745 778, 489 1, 465, 052 732, 370 661, 762 269,121 1,241,420 Totals 80, 273, 938 346, 726, 202 Totals LIABILITIES. RESOURCES. Loans on real estate Loans on personal and collateral security United States bonds State, municipal, and other bonds and stocks Railroad bonds and stocks Bank stock Real estate Other investments Expenses . Due from banks Cash Totals 18, 373,184 District of Columbia, Oct. 1,1878. Louisiana, Jan. 1878. 1 bank. 1 bank. $159,199 32, 320 1 700 113, 875 74, 973 7,135 1,366 553 6,948 Totals 20, 740, 834 California, Ohio, Oct. 7,1878. July 1,1878. 4 banks. 28 banks. $420, 619 $3, 627, 352 $58, 852, 375 611, 968 673, 898 7, 350, 616 1 067 563 201, 084 2, 916, 397 3, 247, 320 25, 000 520,194 142, 330 4, 824, 611 2,144 772, 495 20,162 703,123 1, 026, 086 89, 351 3, 699, 836 183, 887 398, 069 1, 962, 752 9, 242, 320 79, 773, 339 382, 905 1, 932, 330 8, 623, 245 *70, 984, 764 16,164 5,000 398, 069 30,422 600, 964 2, 971, 716 18, 111 15,816,859 1, 962, 752 9, 242, 320 79, 773, 339 LIABILITIES. Deposits Surplus fund Undivided profits Other liabilities 20,121, 247 " The total amount of capital of State banks and savings banks in the State of California on July 1, 1877, was reported and published in the report for 1877 as $44,256,800, and deposits $129,100,600. The capital of these banks on July 1, 1878, is reported as $37,609,598, and deposits $99,470,146. The difference in capital is $6,647,202 and the difference in deposits $29,630,454. This large difference in deposits is accounted for by a correspondent in San Francisco, who says : l ' The falling off in deposits, to which you call attention, is chiefly due to the different manner of making reports adopted by the foreign incorporated banks at the request of the commissioners. A year ago there were five of these banks doing business here, now there are four. A year ago the reports included the business of all the branches, now they include only the branch in this city. This change in the system of reporting makes a vast difference in the totals, as will be seen by the following comparison of the deposits reported by the four incorporated banks now and a year ago: Deposits June 30,1877 $31, 397, 200 Deposits June 30, 1878 4, 218, 900 Total decrease f Includes $4,429,463 capital stock. 27,178, 300 " CVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of savings-banks from 1874 to 1878. 1873-74. 1874-75. 1875-76. 1876-77. 674 banks. 686 b a n k s . 675 b a n k s . $351, 336, 551 181,143, 206 83, 206, 272 161, 334, 436 20, 690, 901 30, 508, 752 14, 136, 748 11, 354, 781 1, 248, 688 23, 378, 937 17, 858,182 $373, 501, 243 164,024,477 108,162,624 169,801,399 23,992,313 33,267,494 15,540,384 20,730,050 866, 013 23, 011,142 18, 456, 405 1877-7. RESOURCES. - banks. Loans on real estate Loans on other securities United States bonds State and other stocks and bonds Railroad bonds and stocks Bank stock Real estate Other investments Expenses Due from banks Cash $315, 288, 088 j 168, 308, 332 \ 66, 414, 629 ; 148, 456, 231 ' 17, 981, 807 ! 29, 545, 071 11, 378, 364 8, 780, 263 j \ 931, 959 j 18, 431, 846 j 15, 715,134 663 b a n k s . $369, 770, 878 114, 474,163 115, 389, 880 184,116, 602 24, 586, 503 34, 571, 531 21, 037, 426 18,135, 673 1, 029, 238 5408, 921, 601 88,192, 337 129, 362, 890 170,155, 076 21, 752, 650 34, 703, 256 29, 952, 494 18,169, 863 216, 690 22, 551, 208 16' 160i 096 17, 469, 085 801, 231, 724 896,197, 454 951,353,544 ! 922,794,562 j 941,447,150 Deposits Surplus fund Undivided profits profi p ilities Other liabilities 759, 946, 632 849, 581, 16, 499, 29, 072, 1, 043, 891,459,890 j 866,498,452 879, 897, 425 51, 321, 033 43, 835, 885 43, 892, 503 5, 497, 503 9, 200, 778 6, 964,177 3,075,118 I 3,259,447 10, 693, 045 Totals i 801, 231, 724 Totals . LIABILITIES. 12, 590,196 26, 623, 850 2, 071, 046 633 565 493 763 896,197, 454 951,353,544 ! 922,794,562 941, 447,150 Table, by States, of the aggregate deposits of savings-banks, with the number of their depositors and the average amount due to each, in 1877 and 1878. 1877-78. 1876-77. States. N u m b e r of depositors. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Maryland District of Columbia Louisiana Ohio Indiana California Totals Amount of deposits. Average u m b e r of to each de- N positor. depositors. 90, 621 98, 683 25, 671 739, 289 99, 865 203, 514 861, 603 *84, 026 ••67, 660 *50,197 $26, 662,150 30, 963, 047 6, 815, 829 243, 340, 643 50, 542, 272 78, 524,172 319, 716, 864 29, 318, 543 17, 577, 468 19, 543, 967 $294 21 26, 037 *5, 548 *42, 600 10, 041, 726 1, 986, 025 31,185, 600 385 67 358 00 732 05 2, 395, 314 866, 218, 306 361 63 313 265 329 506 385 371 348 259 389 * Estimated. 76 50 15 10 84 07 92 79 34 Amount of deposits. Average to each depositor. 88, 661 94, 967 27, 690 739, 757 89, 475 204, 575 844, 550 63, 447 *68, 000 *50, 450 3,928 5,978 *22, 340 $25, 708, 472 28, 789, 549 6, 722, 691 244, 596, 614 48,103,119 77, 214, 372 312, 823, 058 16, 353, 275 17, 923, 825 19, 739, 206 382, 905 1, 932, 330 8, 623, 245 *96, 967 70, 984, 764 732 05 2, 400, 785 879, 897, 425 366 50 $303 303 242 330 537 377 370 257 263 391 97 323 386 00 19 78 64 61 43 40 74 59 26 48 24 00 REPORT OF THE COMPTROLLER OF THE CURRENCY. CVII Nwniber and denominations of national-hank notes issued and redeemed, and the number of each denomination outstanding, on November 1 in each year from 1868 to 1878. Ones. Twos. Fives. Tens. i,576 2, 978,160 23,:, 106, 728 7, 915, 142, 73,176 482,132 254, 754 Twenties. Fifties. Five One hunhundreds. dreds. One thousands. 355,181 267, 350 13, 486 1,759 17, 256 15, 583 4,746 1,846 i, 641, 822 2, 904, 984 22, 624, 596 7, 773, 555 2,182, 967| 337, 925 251, 767 11, 727 2, 900 Issued 9, 589,160 3,, 209, 388 23, 676, 760 8, 094, 645 2, 269, 764! 363, 523 274, 799 13, 668; 2, 585| 985, 940 904, 013 232, 224 71,65f' 272, 22, 859 25, 968 4, 769 2, 415 Redeemed 8, 685,147 2, 977,164 22, 690, 820 7, 821,150 2,198,109J 11, 083j 2, 354 378, 482 284, 460 13, 926 47, 845 43, 599 3,952 4,779 3, 263 Issued Redeemed Outstanding .. 1869. Outstanding .. 1870. Issued 2, 219, 322 36, 355| 10, 729, 327 3.{, 590,157 24, 636, 720 8, 413, 2, 568, 703 " 17, 733 1,737, ' 484, 2, 370, 056 129,185 334, 664 248, 831 8,160, 6242, 922, 424 22, 898, 737 7, 929,109 2, 240, 871 330, 637 240, 861 9,974 1,516 537, 657 4,195, 791'28,174, 940 9, 728, 375 2, 779, 392 433, 426 321,163 14, 642! Outstanding .. 12,5, 276, 057 1, 493, 326 3, 276, 374 933, 445 [ 245, 361 82, 972 76, 287 6, 017| 1871. 350, 454 244, 876 8,625 7, 261, 600 2, 702, 465 24, 898, 566 8, 794,! Issued 4, 843 4, 005 Redeemed 4,933 4,315 Redeemed Outstanding .. 1872. Issued Redeemed :, 782, 628 31, 933, 348 11-, 253, 14, 297, 7, 919, 389 2,408, 389J 5,960,667 1, 699, 3 225 688 497,199 367, 797 15, 621 438, 852 126,180 110, 989 7,867 6, 377, 971 2, 374, 239 25, 972, 681 9, 553, 750 2, 786, 836 371, 019 256, 808 1873. Issued Redeemed 7,754 15, 524,189 5,195, 111 34, 894, 45612, 560, 399 3, 608, 219[ 559, 722 416, 590 16, 496 ~~- 2,573, 070j 653,07l| 168, 976 144, 05r ">, 891, 606 3,120, -~" 723 9,141, 963 9,658 Outstanding .. 5, 632, 583 2, 074, 388 25, 752, 493 9, 987,3292, 955,148j 390, 746 272, 533 5,148 4,530 6,838 16, 548, 259 5, 539,113 39, 243,13613, 337, 076 3. I, 962,109 666, 950 492, 482 17, 344 11,143, 606 3,;, 755, 019 13, 041, 605 3. 912,707 971, 608 231, 556 196, 572 11, 676 5, 404, 653 1, 784, 094 26, 201, 531 838 5,240 4,683 369 2, 990, 501 435, 394 295, 910 Outstanding .. 1874. Issued Redeemed 18, 046,176 6, 039, 752 47, 055, .7, 410, 14, 092,126 4, 816, 623 24, 926, 771 7, 608, 3, 954, 050 1, 223,129 22,128, 413 9, 801, 5, 296, 064 884,16:1 645, 838 18, 476 2, 004, 464 381, 037 299, 428 14, 471 3, 291, 600 503,128 346, 418 5,530 5,048 4,005 Outstanding .. 18, 849, 264 6, 307, 448 51, 783, t i, 008, 552 6,, 086, 492 985, 615 710, 900 18, 721 15, 556, 708 5, 324, 546 32, 382, 05610!i, 369,2142, 852, 246 515, 784 395, 785 16, 217 1875. 3, 292, 556 982,90219,401,472 9, 639,438 3, 234, 246 469, 831 315,115 Issued 2,504 5,539 5,272 267 Redeemed 20, 616, 896, 968 56, 816, 848 22, 266, 064 6,, 776, 253 1, 079,781 767,317 Outstanding .. 16, 815, 568 5,\ 755, 526 38,115, 868 12, 434, 779 3,, 503, 528j 634,679 479,317 1876. 3, 800, 456 1,141, 442 18, 700,! 20, 022 17, 615 5, 668 5,411 445,1021 288,000 2,407 22, 478, 415 7, 517, 765 61,191, 28824,157, 293 7, 344,167 1.,147,578 812,903 18,194,196 6, 226, 692 4! :2, 683, 433 13, 859,149 3, 933, !,178 728,222 541,859 20, 210 18, 895 6,204 5,900 4, 284, 219 1, 291, 07318, 507, 855 10, 298,144 3, 410, 9891 419, 356 271, 044 1,315 304 9, 831, 285 3, 272, 725 Issued Redeemed Outstanding .. 1877. Issued Redeemed Outstanding .. 1878. Issued Redeemed Outstanding .. CVIII REPORT OF THE COMPTROLLER OP THri CURRENCY. National banks that have (/one into voluntary liquidation under the provisions of sections 5220 and 5221 of the Revised Statutes of the United States, with the dates of liquidation, the amount of their capital, circulation issued and retired, and circulation outstanding Novem' her 1, 1878. Name and location of bank. i Date of liquidation. Circulation. Capital. Issued. First National Bank, Penn Tan, N. Y.*... Apr. 6, 1864 May 2, 1864 First National Bank, Norwich, Coim.*t Second National Bank, Ottumwa, Iowa* .. May 2, 1864 Oct. 3, 1864 Second National Bank, Canton, Ohio* Dec. 5, 1864 First National Bank, Lansing, Mich.* Sept. 19,1864 First National Bank, Columbia, Mo $100, 000 Mar. 15,1865 First National Bonk, Carondelet, Mo 30, 000 June 9, 1865 First National Bank, TJtica, N. T.*t Sept. 16,1865 Pittston National Bank, Pittston, Pa 200, 000 Fourth National Bank, Indianapolis, Ind Nov. 30,1865 100, 000 Berkshire National Bank, Adams, Mass.. Dec. 8, 1865 100, 000 National Union Bank, Rochester, N. Y Apr. 26,1866 j 400, 000 50, 000 First National Bank, Leonardsville, N. T. July 11, 1866 Farmers' National Bank, Richmond, Va .. Oct. 22, 1866 | 100, 000 Farmers' National Bank, Waukesha, Wis Nov. 25,1866 ! 100, 000 National Bank of the Metropolis, Washington, D. C Nov. 28, 1866 200, 000 First National Bank, Providence, Pa M a r . 1, 1867 j 100, 000 First National Bank Newton, Newtonvine, Mass Mar. 11, 1867 | 150, 000 National State Bank, Dubuque, Iowa Mar. 9, 1867 ! 150, 000 First National Bank, New Ulm, Minn -. Apr. 18, 1867 j 60, 000 National Bank of Crawford County, Meadvillo, Pa Apr. 19,1867 300, 000 Kittanning National Bank, Kittanning, Pa. Apr. 29,1867 200, 000 City National Bank, Savannah, Ga M a y 28, 1867 100, 000 July 3, 1867 500, 000 Ohio National Bank, Cincinnati, Ohio J 200, 000 First National Bank, Kingston, N. Y.J... Sept. 26,1867 Dec. 5, 1867 First National Bank, Bluffton, Ind 50, 000 National Exchange Bank, Richmond, Va.. Dec. 5, 1867 200, 000 First National Bank, Skaneateles, N. Y... Dec. 21,1867 150, 000 Dec. 26,1867 First National Bank, Jackson, Miss 100, 000 First National Bank, Dowiiiiigtown, Pa .. Jan. 14,1868 100, 000 Jan. 15, 1868 First National Bank, Titusville, Pa 100, 000 Appleton National Bank, Appleton, Wis.. Jan. 21, 1868 50, 000 Feb. 14,1868 National Bank, Whitestown, N. Y 120,000 First National Bank, New Brunswick, N. Feb. 26, 1868 I 100, 000 First National Bank, Cuyahoga Falls, Ohio. Mar. 4, 1868 j 50, 000 First National Bank, Cedarburg, Wis Mar. 23, 1868 | 100, 000 Commercial National Bank, Cincinnati, Ohio Apr. 28, 1868 | 500, 000 Second National Bank, Watertown, N. Y July 21, 1868 i 100, 000 First National Bank, South Worcester, N.Y A u g . 4, 1868 | 175, 500 National Mechanics and Farmers' Bank, Albany, N.Y A u g . 4, 1868 ! 350, 000 Second National Bank, DesMoines, Iowa+. A u g . 5, 1868 i 50, 000 First National Bank, Steubenville, Ohio .. A u g . 8, 1868 150, 000 A u g . 25, 1868 I' 100, 000 First National Bank, Plumer, Pa. X Sept. 30, 1868 ' 50, 000 First National Bank, Danville, Ya First National Bank, Dorchester, Mass.J.. Nov. 23, 1868 150, 000 Dec. 17, 1868 First National Bank, Oskaloosa, Iowa 75, 000 Merchants and Mechanics' National Bank, i Troy, N. Y 300, 000 i Dec. 31, 1868 National Savings Bank, Wheeling, W. Ya. I Jan. 7, 1869 | 100, 000 First National Bank, Marion, Ohio I Jan. 12, 1869 i 125, 000 National Insurance Bank, Detroit, Mich.. i Feb. 26, 1869 j 200, 010 I M a r . 6, 1869 | 150, 000 National Bank, Lansingburg, N. Y National Bank of North America, New York, N. Y ! A p r . 15, 1869 1, 000, 000 First National Bank, Hallowell, Me ' A p r . 19, 1869 | 60, 000 First National Bank, Clyde, N. Y.% ! A p r . 23, 1869 ! 50, 000 Pacific National Bank, New York, N. Y.. I M a y 10, 1869 ' 422, 700 Grocers' National Bank, New York, N. Y}\ J u n e 7, 1869 390, 000 Savannah National Bank, Savannah, Ga .. ! J u n e 22, 1869 ! 100, 000 First National Bank, Frostburg, Md | July 30, 1869 j 50, 000 First National Bank, La Salic, 111 A u g . 30, 1869 50, 000 National Bank of Commerce, Georgetown, D. C... k 1 Oct. 28, 1869 100, 000 $90, 000 25, 500 Retired. Outstanding. $89, 775 25, 309 $225 191 100, 000 98, 005 1,995 192, 500 45, 000 189, 323 43, 635 3,177 1,365 90, 000 89, 090 910 180, 000 90, 000 174, 073 85, 090 5,927 4, 910 130, 000 127,000 54, 000 125, 507 124,194 52, 405 4,493 2, 806 1,595 N o issue N o issue N o issue 450, 000 180,000 45, 000 180, 000 135, 000 40, 500 90, 000 86, 750 45, 000 44, 500 437, 860 172,114 44, 046 176, 610 132, 347 40,195 86, 618 83, 632 43, 980 44, 368 12,140 7,886 954 3,390 2,653 305 3, 382 3,118 1,020 132 90, 000 45, 000 90, 000 86, 293 44, 074 88, 447 3,707 926 1, 553 345, 950 90, 000 338, 665 82, 470 7,285 7,530 157, 400 154, 546 2,854 314, 42, 135, 87, 45, 132, 67, 950 500 000 500 000 500 500 308, 810 41, 782 124, 872 82,027 43, 885 126, 085 66, 628 6,140 718 10,128 5,473 1,115 6,415 184, 90, 109, 85, 135, 750 000 850 000 000 181, 88, 107, 84, 132, 619 255 695 394 434 3,131 1,745 2,155 606 2,566 333, 53, 44, 134, 85. 85, 45, 45, 000 350 000 990 250 000 000 000 327, 294 52, 428 41, 700 132, 632 84, 301 83, 350 44, 353 44,145 5,706 922 2,300 2, 358 949 1,650 90, 000 87, 885 2,115 872 647 855 Banks that never completed their organization. t A new bank organized with same title. t Consolidated with another bank. REPORT OF THE COMPTROLLER OF THE CURRENCY. CIX Table of liquidating banlcs—Continued. Kame and location of bank. Date of liqui- Capital. dation. Circulation. Issued. Retired. Outstanding. Miners' National Bank, Salt Lake City, $2, 791 Utah* Dec. 2, 1869 $150, 000 $135, 000 $132, 209 526 42, 500 41, 974 50, 000 First National Bank, Vinton, Iowa Dec. 13, 1869 National Exchange Bank, Philadelphia, 168,186 175, 750 300, 000 7, 564 Pa. * Jan. 8, 1870 100, 000 85, 250 83, 723 1,527 First National Bank, Decatur, 111 | Jan. 10, 1870 100, 000 5,403 88, 250 82, 847 National Union Bank, Owego, N. Y.* Jan. 11, 1870 50, 000 645 44, 000 43, 355 First National Bank, Berlin, AVis Jan. 25, 1870 500, 000 9,855 425, 000 415,145 Central National Bank, Cincinnati, Ohio.. Mar. 31, 1870 150, 000 2,749 135, 000 132, 251 First National Bank, Dayton, Ohio ! Apr. 9, 1870 100, 000 1,667 90, 000 88, 333 National Bank of Chemung, Elmira, N. Y. j June 10, 1870 Merchants' National Bank, Milwaukee, 100, 000 87, 700 90, 000 2,300 Wis June 14, 1870 200, 000 176, 537 3,453 First National Bank, Saint Louis, Mo July 16, 1870 179, 990 Chemung Canal National Bank, Elmira, 100, 000 162 90, 000 N. Y Aug. 3, 1870 100, 000 N o issue Central National Bank, Omaha, Nebr Sept. 23, 1870 50, 000 26, 405 595 27, 000 First National Bank, Clarksville, Va Oct. 13, 1870 300, 000 270, 000 255, 493 14, 507 First National Bank, Burlington, Vt. * Oct. 15, 1870 100, 000 83,129 85, 000 1,871 First National Bank, Lebanon, Ohio Oct. 24, 1870 National Exchange Bank, Lansingburg, 86, 615 100, 000 90, 000 3,385 N. Y Dec. 27, 1870 Muskingum National Bank, Zanesville, 100, 000 87, 430 90, 000 2, 570 Ohio* Jan. 7, 1871 50, 000 45, 000 44, 050 950 United National Bank, Winona, Minn Feb. 15, 1871 90, 000 100, 000 87, 944 2,056 First National Bank, Des Moines, Iowa.. .| Mar. 25, 1871 90, 000 88, 916 1,084 State National Bank, Saint Joseph, Mo . . . Mar. 31, 1871 100, 000 Saratoga County National Bank, Water150, 000 135, 000 132, 305 ford, N. Y Mar. 28, 1871 2,695 100, 000 48, 628 49, 500 872 First National Bank, Fenton, Mich May 2, 1871 100, 000 87, 918 2,082 90, 000 First National Bank, Wellsburg, W. Y a . . . June 24, 1871 200, 000 3,944 176, 056 Clarke National Bank, Rochester, N. Y. *. Aug. 11, 1871 180, 000 100, 000 2,153 Commercial National Bank, Oshkosh, Wis. Nov. 22, 1871 87, 847 90, 000 Fort Madison National Bank, Fort Madison, Iowa Dec. 26, 1871 65, 625 75, 000 67, 500 1,875 262, 923 300, 000 270, 000 National Bank, Maysville, Ky Jan. 6, 1872 7,077 105, 500 89, 321 91, 700 Fourth National Bank, Syracuse, N. Y i Jan. 9, 1872 2,379 500, 000 427, 334 450, 000 American National Bank, New York, N. Y. May 10, 1872 22, 666 Carroll County National Bank, Sandwich, 42, 020 N. H May 24, 1872 50, 000 45, 000 2, 980 75, 964 100, 000 81, 000 Second National Bank, Portland, Me. * . . . . June 24, 1872 5,036 200, 000 165, 000 160, 330 Atlantic National Bank, Brooklyn, N. Y .. July 15, 1872 4,670 Merchants and Farmers' National Bank, Quincy, 111 Aug. 8, 1872 150, 000 135, 000 3,880 131,120 400, 000 206,100 First National Bank, Rochester, N. Y Aug. 9, 1872 6, 005 200, 095 Lawrenceburgh National Bank, Lawrence174, 558 burgh, Ind Sept. 10, 1872 200,000 I 180,000 5,442 Jewett City National Bank, Jewett City, 46, 447 48, 750 Conn '... Oct. 4, 1872 60, 000 2,303 80, 910 77, 118 First National Bank, Knoxville, Tenn | Oct. 22, 1872 100, 000 3,792 103, 500 99, 338 First National Bank, G oshen, Ind Nov. 7, 1872 115, 000 4,162 120, 000 120, 000 EMder National Gold Bank, Boston, Mass Nov. 8, 1872 300,000 138,140 132, 708 Second National Bank, Zanesville, Ohio... Nov. 16, 1872 154, 700 5,432 Orange County National Bank, Chelsea, Yt> .' Jan. 14, 1873 166,107 200,000 180, 000 13, 893 Second National Bank, Syracuse, N. Y Feb. 18, 1873 86, 712 100, 000 90,000 3, 288 Richmond National Bank, Richmond, Ind.t Feb. 28, 1873 207,000 230, 000 207, 000 First National Bank, Adams, N. Y I Mar. 7, 1873 75, 000 66, 900 62, 755 4,145 Mechanics' National Bank, Syracuse, N. Y. i Mar. 11, 1873 140, 000 93, 800 90, 470 3,330 Farmers and Mechanics' National Bank, | Rochester, N. Y I Apr. 15, 1873 79, 678 3,572 100, 000 83, 250 Montana National Bank, Helena, Mont... Apr. 15,1873 30, 070 1,430 100, 000 31, 500 First National Bank, Havana,, N. T.* June 3,1873 41,105 3, 895 50, 000 45, 000 Merchants and Farmers' National Bank, Ithaca, N. Y June 30, 1873 41, 991 3,009 50, 000 45, 000 National Bank, Cazenovia, N. Y July 18, 1873 111, 250 5,520 116, 770 150, 000 Merchants' National Bank, Memphis, Tenn Aug. 30, 1873 211, 903 250, 000 225, 000 13, 097 Second National Bank, Chicago, 111 Sept. 25, 1873 8,404 100, 000 97, 500 89, 096 Manufacturers' National Bank, Chicago, 49,176 400, 824 111 Sept. 25,1873 500, 000 450, 000 Merchants' National Bank, Dubuque, Iowa Sept, 30, 1873 159, 587 20, 413 200, 000 180, 000 Beloit National Bank, Beloit, Wis I Oct. 2,1873 40, 858 4,142 50, 000 45, 000 Union National Bank, Saint Louis, Mo | Oct. 22,1873 135, 703 14, 597 500,000 150, 300 x Consolidated with another bank. t A new bank organized with same title. CX REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of liquidating banks—Continued. Circulation. Name and location of bank. Date of liquidation. Capital. Issued. City National Bank, Green Bay, Wis First National Bank, Shelbina, Mo Second National Bank, Nashville, Tenn... First National Bank, Oneida, N. Y Merchants' National Bank, Hastings, Minn* National Bank, Tecumseh, Mich Gallatin National Bank, Shawneetown, 111 First National Bank, Brookville, Pa Citizens' National Bank, Sioux City, Iowa. Farmers' National Bank, 'Warren, 111 First National Bank, Medina, Ohio Croton River National Bank, South East, N. Y Merchants' National Bank of West Virginia, Wheeling, W. Va Central National Bank, Baltimore, Md.... Second National Bank, Leaven worth, Kans. Teutonia National Bank, New Orleans, La. City National Bank, Chattanooga, Tenn.. First National Bank, Cairo, 111 First National Bank, Olathe, Ivans First National Bank, Beverly, Ohio Union National Bank, Lafayette, Ind . . . Ambler National Bank, Jacksonville, Fla. Mechanics' National Bank, Chicago, 111... First National Bank, E vansville, W i s . . . . First National Bank, Baxter Springs, Ivans People's National Bank, Pueblo, Cal National Bank of Commerce, Green Bay, Wis First National Bank, Millersburg, Ohio First National Bank, Staunton, Va.* National City Bank, Milwaukee, Wis Iras burg National Bank. Orleans, Irasburg, Vt First National Bank, Pekin, 111 Merchants and Planters' National Bank, Augusta, Ga Monticello National Bank, Monticello, Iowa Iowa City National Bank, Iowa City, Iowa First National Bank, Wheeling, W. Va, . First National Bank, Mount Clemens, Mich First National Bank, Knobnoster, Mo.... First National Bank, Brodhead, Wis Auburn City National Bank, Auburn, N. Y* First National Bank, El Dorado, Kans... First National Bank, Junction City, Kans First National Bank, Chetopa, Kans First National Bank, Golden, Colo National Bank, Jefferson, Wis Green Lane National Bank, Green Lane, Pa. State National Bank, Topeka, Ivans . Farmers' National Bank, Marshalltown, Iowa Richland National Bank, Mansfield, Ohio . Planters' National Bank, Louisville, Ky.. First National Bank, Gallatin, Tenn First National Bank, Charleston, W. Va. People's National Bank, Winchester, 111 First National Bank, New Lexington, Ohio First National Bank, Ishpeming, Mich . . . Fayette County National Bank of AVashington, Washington, Ohio Merchants' National Bank, Fort Wayne, Ind Kansas City National Bank, Kansas City, Mo '. First National Bank, Schoolcraft, Mich... First National Bank, Curwensville, P a . . . National Marine Bank, Saint Paul, Minn. First National Bank, Rochester, Ind First National Bank, Lodi, Ohio Iron National Bank, Portsmouth, Ohio.... First National Bank, Ashland, Nebr Retired. Outstanding. Nov. 29,1873 Jan. 1,1874 Jan. 8,1874 Jan. 13,1874 $50, 100, 125, 125, 000 000 000 000 $45, 90, 92, 110, 000 000 920 500 $39, 229 80, 056 83,445 100, 541 $5, 771 9,944 9,475 Feb. Mar. Mar. Mar. Apr Apr. May 100, 50, 250, 100, 50, 50, 75, 000 000 000 000 000 000 000 90, 45, 225, 90, 45, 45, 45, 000 000 000 000 000 000 000 33, 40, 191, 73, 39, 38, 43, 953 960 744 720 905 817 882 56, 047 4,040 33, 256 7,1874 3,1874 7,1874 2G, 1874 14,1874 28,1874 6,1874 16, 280 5,095 6,183 1,118 M a y 25,1874 I 200, 000 166, 550 154, 400 12,150 July 7,1874 | July 15,1874 July 22, 1874 Sept. 2,1874 Sept. 10,1874 Oct. 10,1874 Nov. 9,1874 Nov. 10,1874 Dec. 4,1874 Dec. 7.1874 Dec. 30.1874 Jan. 9.1875 Jan. 12.1875 Jan. 12,1875 450, 000 500, 000 180, 000 200,000 90, 000 100, 000 270, 000 300, 000 153, 000 170,000 90, 000 100, 000 45, 000 50, 000 90, 000 102, 000 224, 095 250, 000 42, 500 N o issue. 144, 900 250, 000 45, 000 55, 000 36, 000 50, 000 27, 000 50, 000 378, 333 146, 703 76, 873 221, 965 127, 991 72, 952 37, 517 73, 435 163, 675 71, 667 33, 297 13,127 48, 035 25, 009 17, 048 7,483 16, 565 60, 420 107, 38, 29, 22, 040 744 069 023 37, 860 6,256 6,931 4,977 Jan. Jan. Jan. Feb. 100, 100, 100, 100, 74, 62, 63, 67, 450 843 825 385 15, 550 9,157 26,175 9,115 12,1875 12,1875 23,1875 24,1875 000 000 000 000 90, 72, 90, 76, 000 000 000 500 Mar. 17,1875 Mar. 25,1875 75, 000 100, 000 67, 500 90, 000 51, 882 73, 471 15, 618 16, 529 Mar. 30,1877 200, 000 180, 000 150, 630 29, 370 Mar. 30,1875 Apr. 14,1875 Apr. 22,1875 100, 000 125, 000 250, 000 33, 757 45,000 | 80, 087 112,500 225,000 j 176, 460 11, 243 32,413 48, 540 May 20,1875 May 29,1875 June 24,1875 June 26,1875 June 30,1875 July 1,1875 July 19,1875 Aug. 25,1875 Aug. 26,1875 Sept. 9,1875 Sept. 15,1875 50, 50, 50, 200, 50, 50, 50, 50, 60, 100, 60, 000 000 000 000 000 000 000 200 000 000 500 27, 45, 45, 141, 45, 45, 36, 27, 54, 90, 30, 000 000 000 300 000 000 000 000 000 000 000 19, 690 30, 008 33, 381 118, 020 34, 949 35, 980 27, 615 19, 395 39, 025 73,144 22, 697 7,310 14, 992 11, 619 23, 280 10, 051 9,020 8,385 7,605 14, 975 16, 856 7,303 Sept. 18,1875 Sept. 25,1875 Sept. 30,1875 Oct. 1,1875 Oct. 2,1875 Oct. 4,1875 Oct. 12,1875 Oct. 20,1875 50, 150, 350, 75, 100, 75, 50, 000 000 000 000 000 000 000 27, 000 135, 000 315, 000 45, 000 90, 000 67, 500 45, 000 19, 540 99, 357 226,113 33, 230 66, 411 47, 646 35, 886 32, 423 7,460 35, 643 88, 887 11, 770 23, 589 19, 854 9,114 12, 577 50, 000 45, 000 100, 000 90, 000 Oct. 26,1875 Nov. 8,1875 Nov. 13,1875 Nov. 17,1875 Dec. 17,1875 Dec. 28.1875 Jan. 11, 1876 Jan. 11.1876 Jan. 19,1876 Jan. 26,1876 20,114 100, 000 100, 000 50, 000 100, 000 100, 000 50, 000 100, 000 100, 000 50, 000 *Consolidated with another bank. 90, 000 90, 000 45, 000 90, 000 90, 000 45, 000 90, 000 90, 000 45, 000 79, 635 10, 365 72, 575 34, 095 62, 575 72, 343 31,186 60, 529 67, 832 29, 855 17, 425 10, 905 27, 425 17, 657 13, 814 29, 471 22,168 15,145 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXI Table of liquidating banks—Continued. Name and location of bank. Date of liquidation. Circulation. Capital. Issued. First National Bank, Paxton. Ill First National Bank, Bloomfield, Iowa Marietta National Bank, Marietta, Ohio .. Salt Lake City National Bank of Utah, Salt Lake City. Utah [First National Bank, La Grange, Mo First National Bank, Atlantic, Iowa First National Bank, Sx)encer, Ind National Currency Bank, New York, N. Y. Caverna National Bank, Caverna, Ky City National Bank, Pittsburgh, Pa National State Bank, Des Moines, Iowa... First National Bank, Trenton, Mo First National Bank, Bristol, Tenn First National Bank, Leon, Iowa Anderson County National Bank, Lawrenceburg, Ind First National Bank, Newport, Ind First National Bank, De Pere, Wis Second National Bank, Lawrence, Kans... Commercial National Bank, Versailles, Ky. State National Bank, Atlanta, Ga Syracuse National Bank, Syracuse, N. Y . . First National Bank, Northumberland, Pa First National Bank, Lancaster, Mo First National Bank, Council Grove, Kans National Bank of Commerce, Chicago, 111. First National Bank, Palmyra, Mo First National Bank, Newton, Iowa National Southern Kentucky Bank, Bowling Green, Ky First National Bank, Monroe, Iowa First National Bank, New London, Conn Winona Deposit National Bank, Winona, Minn First National Bank, South Charleston, Ohio Lake Ontario National Bank, Oswego,N. Y. First National Bank, Sidney, Ohio Chillicothe National Bank, Chillicothe, Ohio First National Bank, Manhattan, Kans . . . National Bank, Monticello, Ky First National Bank, Rockville, Ind Georgia National Bank, Atlanta, Ga First National Bank, Adrian, Mich First National Bank, Napoleon, Ohio First National Bank, Lancaster, Ohio First National Bank, Minerva, Ohio Kinney National Bank, Portsmouth, Ohio. First National Bank, Green Bay, Wis National Exchange Bank, Wakefield, R. I . First National Bank, Union City, Ind First National Bank, Negaunee, Mich Tenth National Bank, New York, N. Y . . . First National Bank, Paola, Kans German National Bank, Chicago, 111 National Exchange Bank, Troy, N. Y Second National Bank, La Fayette, I n d . . . State National Bank, Minneapolis, Minn.. Second National Bank, Saint Louis, M o . . . First National Bank, Sullivan, Ind Kockland County National Bank, Nyack, N.Y First National Bank, Boone, Iowa First National Bank, Wyandotte, Kans . . . First National Bank, Pleasant Hill, Mo . . . National Bank, Gloversville, N. Y First National Bank, Independence, Mo .. National State Bank, Lima, Ind First National Bank, Tell City, Ind First National Bank, Pomeroy, Ohio Eleventh Ward National Bank, Boston, Mass First National Bank, Prophetsto wn, 111... First National Bank, Jackson, Mich First National Bank, Eau Claire, Wis First National Bank, Washington, Ohio... Jan. 28,1876 Feb. 5,1876 Feb. 16,1876 $50, 000 55, 000 150, 000 Feb. 21,1876 Feb. 24,1876 7.1876 11, .876 23,1876 May 13,1876 May 25,1876 June 21,1876 June 22,1876 July 10,1876 July 11,1876 100, 50, 50, 70, 100. 50, 200, 100, 50, 50, 60, 000 000 000 000 000 00C 000 000 000 000 000 90, 45, 45, 63, 90, 45, 90, 90, 45, 45, 45, 000 000 000 000 000 000 000 000 000 000 000 July 29,1876 Aug. 7,1876 Aug. 17,1876 Aug. 23,1876 Aug. 26,1876 Aug. 31,1876 Sept. 25,1876 Oct. 6,1876 Nov. 14,1876 Nov. 28,1876 Dec. 2,1876 Dec. 12,1876 Dec. 16,1876 100, 60, 50, 100, 170, 200, 200, 100, 50, 50, 250, 100, 50, 000 000 000 000 000 000 000 000 000 000 000 000 000 45, 45, 31, 90, 153, 135, 180, 90, 27, 26, 166, 90, 45, 000 000 500 000 000 000 000 000 000 500 500 000 000 Dec. 23,1876 Jan. 1,1877 Jan. 9,1877 50, 000 60, 000 100, 000 $45, 000 49, 500 135, 000 27, 000 45, 000 91, 000 Retired. Outstanding. $32,985 33,220 I 108,194 j $12, 015 16, 280 26, 806 75, 955 29, 304 27, 929 40, 884 79, 460 25, 205 60,170 69, 965 24,150 27, 938 31, 082 14, 045 15, 696 17, 071 22,116 10, 540 19, 795 29, 830 20, 035 20, 850 17, 062 13, 918 21, 24, 18, 46, 105, 105, 135, 61, 14, 13, 135, 69, 19, 040 208 693 495 311 615 762 804 620 367 468 584 326 23, 960 20, 792 12, 807 43, 505 47, 689 29, 385 44, 238 28,196 12, 380 13,133 31, 032 20, 416 25, 674 15, 201 26, 369 72, 585 11, 799 18, 631 18, 415 Jan. 28,1877 100, 000 90, 000 55, 457 34, 543 Feb. 24,1877 Feb. 24,1877 Feb. 26,1877 100, 000 275, 000 52, 000 90, 000 238,150 46, 200 44, 397 209, 909 20, 930 45, 603 28, 241 25, 270 Apr. 9,1877 Apr. 13,1877 Apr. 23,1877 Apr. 25,1877 May 31,1877 June 11,1877 June 30,1877 Aug. 1,1877 Aug. 24,1877 Aug. 28,1877 Oct. 19,1877 Oct. 27,1877 Nov. 10,1877 Nov. 13,1877 Nov. 23,1877 Dec. 1,1877 Dec. 5,1877 Dec. 6,1877 Dec. 20,1877 Dec. 31,1877 Jan. 8,1878 Jan. 8,1878 100, 50, 60, 200, 100, 100, 50, 60, 50, 100, 50, 70, 50, 50, 500, 50, 500, 100, 200, 100, 200, 50, 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 89, 990 44,200 i 49, 500 173, 090 90, 000 88, 500 90, 000 54, 000 45, 000 89, 000 45, 000 34, 650 45, 000 45, 000 441, 000 44, 350 61, 000 90, 000 52,167 82, 500 53, 055 . 45, 000 61, 635 19, 218 16, 385 68, 260 67, 021 59, 595 63, 086 18, 733 16, 246 31, 000 12, 356 11,120 13, 860 13, 028 49, 078 10, 594 16, 405 38, 966 15, 899 11, 731 13, 675 12, 610 28, 355 24, 982 33,115 104, 830 22, 979 28, 905 26, 914 35, 267 28, 754 56, 000 32, 644 23, 530 31,140 31, 972 391, 922 33, 756 44, 595 51, 034 36, 268 70, 769 39, 380 32, 390 Jan. 10,1878 Jan. 22,1878 Jan. 19,1878 Feb. 7,1878 Feb. 28,1878 Mar. 1,1878 Mar. 2,1878 Mar. 4,1878 Mar. 5,1878 100, 50, 50, 50, 100, 50, 100, 50, 200, 000 000 000 000 000 000 000 000 000 89, 32, 44, 45, 64, 27, 33, 44, 75, Mar. 14,1878 Mar. 19,1878 Mar. 26,1878 Mar. 30,1878 Apr. 5,1878 200, 50, 100, 60, 200, 000 000 000 000 000 89,400 j 45,000 88,400 ; 38,461 69,750 ! 000 400 500 000 750 000 471 500 713 34, 722 8,045 9,860 10,142 21, 441 4,810 780 9,295 17, 229 54, 278 24, 355 34, 640 . 34, 858 43, 309 22,190 32, 691 35, 205 58, 484 37, 255 23, 352 15, 935 6,125 14, 532 52,145 21, 648 72, 465 32, 336 55, 218 CXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of liquidating banlcs—Continued. Circulation Name and location of bank. Date of liquidation. Capital. Issued. First National Bank, Middleport, Ohio First National Bank, Streator, 111 First National Bank, Muir, Mich Kane County National Bank, Saint Charles, 111 * First National Bank, Carthage, Mo Security National Bank, Worcester, Mass Second National Bank, Scranton, Pa First National Bank, Lake City, Colo People's National Bank, Norfolk. Ya Topeka National Bank, Topeka. Kans First National Bank, Saint Joseph, Mo First National Bank, Winchester, Ind Muscatine National Bank, Muscatine, Iowa Traders' National Bank, Chicago. Ill Union National Bank, Railway, N. J First National Bank, Sparta, Wis Herkimer County National Bank, Little Falls, N. T Retired. Outstanding. Apr. 20,1878 Apr. 24, 1878 Apr. 25,1878 $80, 000 50, 000 50, 000 $31, 500 40, 500 44, 200 $6, 955 7,585 7,566 $24, 545 32, 915 36, 634 May 31,1878 50, 000 50, 000 100, 000 200, 000 50, 000 100, 000 100, 000 100,000 60, 000 100, 000 200, 000 100, 000 50, 000 26, 300 44, 500 49, 000 118, 820 25, 300 85, 705 89, 300 67,110 52, 700 44, 200 43, 700 89, 200 45, 000 3,570 3,790 14, 720 18, 310 2, 450 7,130 3,740 420 22, 40, 34, 100, 22, 78, 85, 66, 52, 43, 43, 85, 43, 200, 000 178, 300 June June June June 1,1878 5,1878 12,1878 15,1878 July 31,1878 Aug. 7,1878 Aug. 13,1878 Aug. 24,1878 Sept. 1878 Sept, 1878 Sept, 1878 Sept, 1878 Oct. 11,1878 None. 500 None. 3,920 1,180 730 710 280 510 850 575 560 690 700 700 700 280 820 None. 178, 300 34, 620, 610 25, 363, 397 20, 033,142 5, 330, 255 National banks that have been placed in the hands of receivers, together with their capital, circulation issued, lawful money deposited with the Treasurer to redeem circulation, the amount redeemed, and the amount outstanding November 1, 1878. Name and location of bank. First National Bank, Attica, N. Y Yenango National Bank, Franklin, Pa Merchants' National Bank, AVashington, D. C First National Bank, Medina, N. Y Tennessee National Bank, Memphis, Tenn First National Bank, Selma. Ala First National Bank, New Orleans, La National Unadilla Bank, Unadilla, X. Y Farmers and Citizens' National Bank, Brooklyn, N. Y Croton National Bank, New York, N. Y First National Bank, Bethel, Conn First National Bank, Keokuk, Iowa National Bank of Vicksburg, Miss First National Bank, Rockford, 111 First National Bank of Nevada, Austin, Nev Ocean National Bank, New York, N. Y .... Union Square National Bank, New York, NY Eighth National Bank, New York, N. Y ... Fourth National Bank, Philadelphia, Pa ... Waverly National Bank, Waverly, N. Y First National Bank, Fort Smith J' Ark Scandinavian National Bank, Chicago. 111.. Wallkill National Bank, Middletown, N. Y Crescent City National Bank, New Orleans, I La ." • Atlantic National Bank, New York, N. Y.. First National Bank, Washington, D. C National Bank of the Commonwealth, New York, N. Y Merchants1 National Bank, Petersburg, Ya. First National Bank, Petersburg, Ya First National Bank, Mansfield,'Ohio I New Orleans National Banking Associa- j tion, New Orleans, La First National Bank, Carlisle, Pa First National Bank, Anderson, Ind First National Bank, Topeka, Kans First National Bank, Norfolk, Ya Capital stock. Lawful money deposited. Circulation. Issued. Redeemed. Outstanding. $50,000 ! $44, 000 00 300, 000 j 85, 000 00 $44, 000 85,000 $43, 651 84, 558 200,000 | 180, 50, 000 | 40, 100,000 I 90, 100,000 j 85, 500, 000 S 180, 120,000 I 100, 180,000 40, 000 90, 000 85, 000 180, 000 100, 000 178, 39, 89, 84, 177, 99, 539 861 389 311 870 494 1,461 139 611 689 2,130 506 253,900 00 180, 000 00 20, 300 00 90, 000 00 25, 500 00 45, 000 00 129, 700 00 800, 000 00 253, 900 180, 000 26, 300 90, 000 25, 500 45, 000 129, 700 800, 000 251, 739 179,109 25, 999 89, 324 25,299 44, 368 127, 351 779, 587 2,161 891 301 676 201 632 2, 349 20, 413 200, 000 250, 000 200, 000 106,100 50, 000 250, 000 175, 000 50, 243, 179, 71, 45, 135, 118, 50, 243, 179, 71, 45, 135, 118, 000 393 000 000 000 000 900 49, 016 237, 536 174, 090 68, 728 43, 825 131,12» 114, 755 984 5, 857 4, 910 2.272 1,175 3,874 4,145 500, 000 300, 000 500, 000 450, 000 00 100, 000 00 450, 000 00 450, 000 100, 000 450, 000 426,130 96, 439 414, 669 23, 870 3,561 35, 331 750, 400, 200, 100, 000 000 000 000 217, 360, 179, 90, 50 00 00 00 234, 360, 179, 90, 000 000 200 000 215, 317, 158, 81, 919 245 320 701 18, 081 42, 755 20, 880 8,299 600, 50, 50, 100, 100, 000 000 000 000 000 339, 337 50 45, 000 00 45, 000 00 90, 000 00 95,000 00 360, 45, 45, 90, 95, 000 000 000 000 000 331, 41, 41, 81, 84, 500 205 061 005 285 28, 500 3, 795 3,939 8,995 10, 715 300, 000 200, 000 60, 000 100, 000 50, 000 50, 000 250, 000 1, 000, 000 000 000 000 000 000 000 00 00 00 00 00 00 000 00 393 00 000 00 000 00 000 00 000 00 900 00 062 000 200 000 442 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXIII National hanks that have been placed in the hands of receivers, Sec—Continued. Name and location of bank. Capital stock. Lawful money deposited. Circulation. Eedeemed. Outstanding. Gibson County National Bank, Princeton, Ind '. i $50, 000 $43, 800 00 $43, 800 $36, 075 $7, 725 First National Bank of Utah, Salt Lake City, j 134, 991 122, 111 Utah j 150, 000 134,991 00 12, 880 315, 900 276, 598 Cook County National Bank, Chicago, H I . . ! 500, 000 280, 900 00 39, 302 68, 850 First National Bank, Tiffin, Ohio j 100,000 i 60, 850 00 60, 000 8,850 Charlottesville National Bank, Charlottes- | 120. 700 ville, Ya ! 200,000 I 120, 500 00 157, 500 36, 800 30,145 Miners' National Bank, Georgetown, Colo . j 150,000 j 30, 857 75 45, 000 14, 855 Fourth National Bank, Chicago, 111 j 200, 000 | 180, 000 00 180, 000 156, 999 23, 001 27, 000 14, 540 First National Bank, Bedford, Iowa | 30,000 ! 14, 512 50 12, 450 45, 000 First National Bank, Osceola, Iowa j 50, 000 j 45, 000 00 30, 260 14, 740 90, 000 First National Bank, Duluth, Minn I 100,000 I 90, 000 00 81,116 8,884 45, 000 31, 040 First National Bank, La Crosse, Wis I 50,000 I 45, 000 00 13, 960 225, 000 180, 373 City National Bank, Chicago, 111 ! 250,000 : 225, 000 00 44, 627 67, 500 Watkins National Bank, Watkins, N. T . . . | 75,000 ;: 67, 500 00 46, 342 21,158 52, 200 52,200 00 First National Bank, Wichita, Kans j 60, 000 18,146 34, 054 50, 000 13,140 First National Bank, Greenfield, Ohio I 50,000 | 50, 000 00 36, 860 65, 514 National Bank of Fishkill, N. Y j 200, 000 111,200 00 177, 200 111, 686 | 49, 977 First National Bank, Franklin, Ind i 132,000 ; 85, 992 00 130, 992 81,015 ! Northumberland County National Bank, j Shamokin, Pa ! 67,000 34. 500 00 60, 300 33,705 ! 26, 595 First National Bank, Winchester, 111 j 50,000 45, 000 20,839 i 24,161 21, 300 00 National Exchange Bank, Minneapolis, j Minn j 100, 000 90, 000 35, 525 j 54, 475 37, 000 00 National Bank of the State of Missouri, i Saint Louis, Mo j 2,500,000 1,648,800 00 1,693,660 1,520,009 i 173, 651 First National Bank, Delphi, Ind | 50, 000 63, 600 00 ! 90, 000 63,879 I 26,121 First National Bank, Georgetown, Colo j 45,000 16,710 I 28, 290 75, 000 18, 000 00 Lock Haven National Bank, Lock Haven, j Pa I 120,000 ! 25, 000 00 ! 71,200 27,088 i 44.112 Third National Bank, Chicago, 111 j 750,000 ! 156, 500 00 ' 597,840 162,739 I 435| 101 Central National Bank, Chicago, 111 I 200,000 15, 000 00 ; 45,000 ; 14,480 . 30, 520 First National Bank, Kansas City, Mo j 500,000 i 15, 000 00 ; 44,940 ! 10,740 ! 34, 200 Commercial National Bank, Kansas City, | 44,500 ' 11,541 ! 32, 959 Mo "...| 100,000 i 44,500 00 ' 112,500 ! 88, 000 00 88,000 : 27,048 I 60, 952 First National Bank, Ashland, Pa 89,200 ; 26,955 I 62, 245 First National Bank, Tarry town, N. Y | 100, 000 | 27, 000 00 250,000 | 78,641 , 78, 641 00 i 17,349 i 61, 292 First National Bank, Allentown, Pa I ! 69,345 ; 63,378 i 5,967 First National Bank, Waynesburg, Pa j 100,000 ! 69, 345 00 I Washington County National Bank, Green200,000 | 114, 220 00 114,220 29,462 I 84, 758 wich, N. Y 50,000 j 4, 000 00 i 29,800 i 3, 865 I 25, 935 First National Bank, Dallas, Tex People's National Bank, Helena, Mont 100,000 ! None 89,300 ! • 2, 710 | 86, 590 First National Bank, Bozeman, Mont 44, 400 50,000 ! 2, 000 00 | 600 43, 800 90,000 ! Citizens' National Bank, Charlottesville, Ya. I 100,000 90, 000 00 ! 79, 884 10,116 45,000 i Merchants' National Bank, Fort Scott, Kans! 50, 000 45, 000 00 I 9,482 35, 518 l 27,000 : None ..... Farmers' National Bank, Platte City, Mo .. | 50,000 IN o n e : 27, 000 Totals . YIII—C C 16, 332, 600 9, 893, 002 25 ; 11,143,172 9, 056, 906 ( 2, 086, 266 CXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Insolvent national banks, with dale of appointment of receivers, amount of capital stock and claims proved, and rate of dividends paid to creditors. Name and location of bank. Receiver appointed- First "National Bank of Attica, N.Y. Venango National Bank, Franklin, Pa. Merchants' National Bank, Washington, D. C. First National Bank of Medina, N.T. Tennessee National Bank, Memphis, Teim. First National Bank of Selma, Ala. Apr. 14,1865 May 1,1866 $50,000 300,000 , May First National Bank of New Orleans, La. National TJnadilla Bank, Unadilla, N.Y. Farmers and Citizens' National Bank of Brooklyn, N. Y. Croton National Bank of New York, N. Y. First National Bank of Bethel, Conn. First National Bank of Keoknk, Iowa. National Bank of Vicksburg,Vicksburg, Miss. First National Bank of Eockford. Ill First National Bank of Nevada, Austin, Nev. Ocean National Bank of New York, N.Y. Union Square National Bank, New York, N. Y. Eighth National Bank of New York, N. Y. Fourth National Bank of Philadelphia, Pa. Waverly National Bank, Waverly, ! Capital stock. Claims proved. $122, 089 424,116 Dividends paid. Pr. ct. 58 Finally closed. 15 8,1866 200,000 669, 513 24ft Do. Mar. 13,1867 50, 000 82, 338 38J Do. Mar. 21,1867 100, 000 376, 932 17J Apr. 30,1867 100, 000 289, 467 42 May 20,1867 500,000 1,119, 313 65 Aug. 29,1867 120,000 ', Sept. 6,1867 300, 000 ], 191, 500 96i Do. Oct. 1,1867 200,000 170, 752 88i Do. Feb. 28,1868 60,000 68, 986 98 Mar. 3,1868 100,000 205, 256 Apr. 24,1868 50, 000 i 33, 562 50, ooo ; Do. 35 250, 000 69, 874 170, 012 Dec. 13,1871 1, 000, 000 1, 280, 328 95 Dec. 15,1871 200,000 157,120 100 Dec, 15,1871 250,000 378, 772 100 Dec. 20,1871 200,000 . 645, 558 100 Apr. 23,1872 106,100 79, 864 100 First National Bank of Fort Smith, ' May 2,1872 Ark. 50,000 ; 15,142 100 j Scandinavian National Bank of Chicago, 111. Wallkill National Bank, Middletown, N. Y. Crescent City National Bank, New Orleans, La. Atlantic National Bank, New York, N. Y. | First National Bank of "Washington, D. C. National Bank of the Commonwealth, New York, N. Y. j Merchants' National Bank, Peters- | burg, Va. First National Bank of Petersburg, Va. First National Bank of Mansfield, Ohio. New Orleans National Banking Association, New Orleans, La. First National Bank of Carlisle, Pa Dec. 12,1872 250,000 , 249,174 40 175, 000 ; 171, 468 100 Mar. 18,1873 500,000 ; 642, 881 75 Apr. 28,1873 300, 000 520, 929 85 Sept. 19,1873 500,000 1, 619, 965 100 Sept, 22,1873 750,000 796, 995 100 Sept, 25,1873 400,000 ! 992, 636 34 Sept. 25,1873 200,000 167, 285 76 Oct. 18,1873 100,000 175, 068 45 Oct. 23,1873 600,000 First National Bank of Anderson, Nov. 23,1873 Ind. First National Bank of Topeka, Dec. 16,1873 Kans. First National Bank of Norfolk, Va. Gibson County National Bank, Princeton, Ind. First National Bank of Utah, Salt Lake City, Utah. fVu)k*Coiinty National Bank, Chi- 90 1 0 Dec. 31,1872 Oct. 24,1873 1, 219, 361 50 50,000 1 60, 280 72 50,000 | 143, 534 25 Do. 5 per cent, since last report. 10 per cent, paid to stockholders. Finally closed. Do. 32^ per cent, paid to stockholders, and finally closed. 13 x>er* cent, paid stockholders, and finally closed. 15 per cent, since last report. 10 per cent, since last report. 15 per cent, since last report. Finally closed. 35 per cent, paid stockholders. Finally closed. Do. 20 per cent, sine 3 last report. 32 per cent, since last report. 58ft 13T3(T P®r cent, since 100,000 55, 372 100, 000 176. 330 45 Nov. 28,1874 50, 000 62, 646 100 Dec. 10,1874 150, 000 89, 200 15 Feb. 1,1875 500,000 889, 643 June 3,1874 Do. 7 per cent, since last report, 45ft Finally closed. 127,801 Mar. 35,1869 Oct. 13,1869 K.T. Remarks. ! 8 last report, and finally closed. 10 per cent, since last Finally closed. REPORT OF THE COMPTROLLER OF THE CURRENCY. Insolvent national banks, ^c.—Continued. Receiver ap- ; Capital pointed— i stock. Name and location of bank. First National Bank of Tiffin, Ohio, j Oct. 22,1875 j $100,000 | Charlottesville National Bank, j Oct. 28,1875 ! I Charlottesville, Va, j Miners' National Bank, George- !J a n . 24,1876 \ town, Colo. j I Fourth National Bank, Chicago, HI* Fob. Claims proved. ! Diviidends j paid, i $237,824 | 47 200,000 j 342,794 ! 30 150,000 i 92,624 I 35 200,000 33,609 j 50 1,1876 ! First National Bank of Bedford, ; Feb. 1,1876 j Iowa. First National Bank of Osceola, | Iowa. I Feb. 25,1876 I First National Bank of Duluth, Mar. 13,1876 ' Minn. First National Bank of La Crosse, A p r . 11,1876 | Wis. City National Bank of Chicago, 111. May 17,1876 30,000 j 50, 686 | 12£ 50,000 34,535 1 100 | 100, 000 89,837 ; 72 50,000 134,445 | 35 250,000 703,497 i 45 Watkins National Bank, Watkins, J u l y 12,1876 \ 75,000 l 59,144 \ 100 N. Y. : Sept. 23,1876 97,452 | 60 60,000 First National Bank of Wichita, Kans. Dec. 12,1876 ' 50,000 :. First National Bank of Grreenfield, Ohio. J a n . 27,1877 200,000 216,797 45 National Bank of Fishkill, Fishkill, N. Y. Feb. 13,1877 132,000 '• 166,240 j 45 First National Bank of Franklin, Ind. ' Mar. 12,1877 ; 67,000 165,435 j 50 Northumberland County National Bank, Shamokin, Pa. i Mar. 16,1877 50,000 | 140, 568 ! 50 First National Bank of Winchester, \ 111. ; May 24,1877 100,000 \ 223,592 j 65 National Exchange Bank of Minne- : apolis, Minn. ! J u n e 23,1877 2,500,000 I 1,911,492 ' 35 National Bank of the State of Mis- ! souri, Saint Louis, Mo. I J u l y 20,1877 : 50,000 I 133,112 | 50 First National Bank of Delphi, Ind- j j First National Bank of George- !Aug. 18,1877 85,512 | town, Colo. 75,000 j Lock Haven National Bank, Lock Aug. 20,1877 ! 251, 047 30 Haven, Pa. i 120,000 | Third National Bank of Chicago, 111 i Nov. 24,1877 994,759 | 70 750,000 Central National Bank, Chicago, 111; Dec. 1,1877 • 200,000 282,642 I 40 First National Bank of Kansas i Feb. 11,1878 698,151 ! 30 500,000 City, Mo. i Commercial National Bank, Kansas !Feb. 11,1878 i 73,452 j 100 100,000 ; City, Mo. I First National Bank of Ashland, iFeb. 28,1878 ] 112,500 | 44,516 Pa.* ! First National Bank of Tarrytown, i Mar. 23,1878 i 100,000 I 118,832 ; 70 N. Y. j I First National Bank of Allentown, j Apr. 15,1878 ; 63,825 ! Pa.* I 250,000 j First National Bank of Waynes- | May 15, JB78 22,119 burg, Pa.* i 100, 000 Washington County National Bank, | J u n e 8,1878 261,697 ! 50 Greenwich, N. Y. ! 200, 000 First National Bank of Dallas, Tex | J u n e 8,1878 ! 60,331 | 50, 000 People's National Bank of Helena, j Sept. 13,1878 j 100, 000 Mont. First National Bank of Bozeman, Sept. 14,1878 I 50, 000 Mont. | Citizens' National Bank of Char- I Sept. 14.1878 j 100,000 | lottesville. Va.* i Merchants' National Bank of Fort i Sept. 25,1878 50,000 | Scott, Kans.* Farmers' National Bank of Platte ! Oct. 1,1878 50,000 | City, Mo. | Total : 16,332,600 j 23,501,628 k CXV Formerly in voluntary liquidation. Remarks. 20 per cent, since report. 10 per cent, since report. 25 per cent, since report. 10 per cent, since report. last last last last 75 per cent, since last r e p o r t ; tinally closed. 27 per cent, since last report. 15 per cent, since last report. 10 per cent, since last report. 12| per cent, since • last report. 25 per cent, since last report. 25 per cent, since last report. 30 per cent, since last | report. ] 5 per cent, since last i report. ; 10 per cent, since last ; report. ! 25 per cent, since last | report. j Since last report. 15 per cent, paid to shareholders. AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL BANKS FROM OCTOBEE, 1863, TO OCTOBEE, 1878. H. Ex. 3 A REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 18 6 3. JANUARY. APRIL. JULY. OCTOBER 5. Resources. 66 b a n k s . $5, 466, 088 33 5, 662, 600 00 106, 009 12 TJ S bonds and securities Other items Due from nat'l and other b'ks. Heal estate furniture, &c . Current expenses Premiums paid Checks and other cash items . Bills of nat'l and other banks. Specie and other lawfulmon'y. 2, 625, 597 177,565 53, 808 2, 503 05 69 92 69 492,138 58 764, 725 00 1, 446, 607 62 Total 16, 797, 644 00 1 Loans and discounts IT. S. bonds and securities Other items Due from national banks Due from other b'ks and b'k'rs Heal estate, furniture, &c Current expenses Checks and other cash items.. Bills of nat'l and other banks Specie and other lawfulmon'y. Total §64. JANUARY 4. APRIL 4. JULY 4. OCTOBER 3. 139 b a n k s . 307 b a n k s . 467 b a n k s . 508 b a n k s . $10, 666, 095 60 15,112, 250 00 74, 571 48 $31, 593, 943 43 41,175,150 00 432, 059 95 $70, 746, 513 33 92, 530, 500 00 842, 017 73 *4, 786,124 58 381,144 00 118,854 43 4, 699, 479 8, 537, 908 755, 696 352, 720 56 94 41 77 15, 935, 730 13 17, 337, 558 66 1, 694, 049 46 502, 341 31 19, 965, 720 14, 051, 396 2, 202, 318 1, 021, 569 2, 651, 916 96 1, 660, 000 00 22, 961, 411 64 5, 057,122 90 5, 344,172 00 42, 283, 798 23 7, 640,169 14 4,687,727 00 44, 801, 497 48 114, 820, 287 66 252, 273, 803 75 297,108,195 30 577, 507 92 895, 521 00 . , 5, 018, 622 57 ^ 37, 630. 691 58 $93, 238, 657 92 108, 064, 400 00 1, 434, 739 76 47 31 20 02 1865. Loans and discounts U. S. bonds and securities Other items JANUARY 2. APRIL 3. JULY 3. OCTOBER 2. 638 b a n k s . 907 b a n k s . 1,294 b a n k s . 1,513 b a n k s . $166, 448, 718 00 176, 578, 750 00 3, 294, 883 27 $°52, 404, 208 07 277, 019, 900 00 4, 275, 769 51 $362, 442, 743 08 391, 744. 850 00 12, 569,120 38 Due from national banks Due from other b'ks and b'k'rs Heal estate, furniture, &c Current expenses Premiums paid 30, 820,175 19, 836, 072 4, 083, 226 1, 053, 725 1, 323, 023 44 83 12 34 56 40, 963, 243 22, 554, 636 6, 525,118 2, 298, 025 1, 823, 291 47 57 80 65 84 76, 977, 539 26, 078, 028 11, 231, 257 2, 338, 775 2, 243, 210 59 01 28 56 31 89, 17, 14, 4, 2, 978, 393, 703, 539, 585, 980 232 281 525 501 55 25 77 11 06 Checks and other cash items.. Bills of nat'l and other banks. Specie Legal tenders and fract'l cur'y Total 17, 837, 496 14, 275,153 4, 481, 937 72, 535, 504 77 00 68 67 29, 681, 394 13, 710, 370 6, 659, 660 112, 999, 320 13 00 47 59 41, 314, 904 21, 651, 826 9, 437, 060 168, 426,166 50 00 40 55 72, 16, 18, 189, 309, 247, 072, 988, 854 241 012 496 44 00 59 28 512, 568, 666 68 771, 514, 939 10 1,126, 455, 481 66 * Including amount due from national banks. $487,170,136 29 427,731,300 00 19, 048, 513 15 1, 359, 768, 074 49 REPOKT OF THE COMPTROLLER OF THE CURRENCY. Banks from October, 1863, to October•, 1878. JANUARY. APRIL. JULY. OCTOBER 5. Liabilities. 66 banks. $7,188, 393 00 Undivided profits Individual and other deposits. Due to nat'l and other banks*. Other items 128, 030 8, 497, 681 981,178 2, 360 Total 06 84 59 51 16, 797, 644 00 1 Capital stock Surplus fund Undivided profits National b'k notes outstanding Individual and other dej)osits. Due to nat'l and other banks*. Other items Total 864. JANUARY 4. APRIL 4. JULY 4. OCTOBER 3. 139 b a n k s . 307 b a n k s . 467 b a n k s . 508 b a n k s . $14, 740, 522 00 432,827 81 30,155 19, 450, 492 2,153, 779 822, 914 00 53 38 86 37, 630, 691 58 $42, 204, 474 00 $75, 213, 945 00 $86, 782, 802 00 1, 625, 656 87 1,129, 910 22 3, 094, 330 11 2, 010, 286 10 5, 982, 392 22 9, 797, 975 51, 274, 914 6, 814, 930 3,102, 337 00 01 40 38 114, 820, 287 66 25, 825, 665 00 119, 414, 239 03 27, 382, 006 37 213, 708 02 45, 260, 504 122,166, 536 34, 862, 384 43, 289 252, 273, 803 75 I 297,108,195 30 00 40 81 77 18 6 5. Capital stock - Surplus fund Undivided profits JANUARY 2. APRIL 3. JULY 3. OCTOBER 2. 638 b a n k s . 907 b a n k s . 1,294 b a n k s . 1,513 banks. $135, 618, 874 00 $215, 326, 023 00 $325, 834, 558 00 $393,157, 206 00 8, 663, 311 22 12, 283, 812 65 17, 318, 942 65 17, 809, 307 14 31, 303, 565 64 23,159, 408 17 38, 713, 380 72 32, 350, 278 19 National b'k notes outstanding 66, 769, 375 00 98, 896,488 00 131,452,158 00 171,321,903 00 Individual and other deposits. United States deposits 183,479,636 98 37, 764, 729 77 262, 961, 473 13 57, 630,141 01 398, 357, 559 59 58, 032, 720 67 500, 910, 873 22 48,170, 381 31 Due to national banks Due to other b'ks and bankers* 30,619,175 57 37,104,130 62 41,301,031 16 59, 692, 581 64 78, 261, 045 64 79, 591, 594 93 90, 044, 837 08 84,155,161 27 Other items 265, 620 87 578, 951 37 462, 871 02 Total 512, 568, 666 68 771, 514, 939 10 1,126, 455, 481 66 * Including State bank circulation outstanding. 944, 053 70 1, 359, 768, 074 49 REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1806. Resources. JANUARY 1. APRIL 2. JULY 2. OCTOBER 1. 1,582 b a n k s . 1,612 b a n k s . 1,634 b a n k s . 1,644 banks. $500, 650,109 19 Loans and discounts XT. S. b'ds dep'd to secure circ'n 298, 376, 850 00 Other TJ. S. b'ds and securities 142, 003, 500 00 17, 483, 753 18 Oth'r stocks, b'ds, and mortg's 93, 254, 551 02 Due from national banks 14, 658, 229 87 Due from other b'ks and b'k'rs 15, 436, 296 16 Heal estate, furniture, &c 3,193, 717 78 Current expenses 2, 423, 918 02 Premiums paid 89, 837, 684 50 Checks and other cash items 20, 406, 442 00 Bills of national and other b'ks 19, 205, 018 75 Specie 187, 846, 548 82 Legal tenders and fract'l cur'y 1, 404, 776, 619 29 Total JANUARY 7. 70 00 00 92 $550, 353, 094 326, 483, 350 121,152, 950 17, 565, 911 17 00 00 46 87, 564, 329 13, 682, 345 15, 895, 564 4, 927, 599 2, 233, 516 105, 490, 619 18, 279, 816 17, 529, 778 189, 867, 852 71 12 46 79 31 36 00 42 52 96, 696, 482 13, 982, 613 16, 730, 923 3, 032, 716 2, 398, 872 66 23 62 27 26 96, 077,134 17, 866, 742 12, 629, 376 201, 425, 041 53 00 30 63 $603, 314, 704 83 331, 843, 200 00 94, 974, 650 00 15,887,490 06 107, 650,174 18 15, 211,117 16 17,134, 002 58 5, 311, 253 35 2, 493, 773 47 103, 684, 249 21 17, 437, 779 00 9, 226, 831 82 205, 793, 578 76 1, 476, 395, 208 13 1, 526, 962, 804 42 1, 442, 407, 737 31 1 1,648 banks. 080, 526 850, 300 625, 750 379, 738 $528, 315, 125, 17, AmiL 1. JULY 1. OCTOBER 7. 1,642 banks. 1,636 b a n k s . 1,642 b a n k s . $608,771,799 61 $597, 648, 286 53 Loans and discounts 338, 863, 650 00 U. S. b'ds dep'd to secure circ'n 339, 570, 700 00 36,185, 950 00 38, 465, 800 00 TJ. S. b'ds dep'd to sec're dep'ts 46, 639, 400 00 52, 949, 300 00 XI. S. b'ds and sec'ties on hand 20,194, 875 21 Oth'r stocks, b'ds, and mortg's 15, 073, 737 45 92, 552, 206 29 Due from national banks 94,121,186 21 12, 996,157 49 Due from other b'ks and b'k'rs 10, 737, 392 90 18, 925, 315 51 Heal estate, furniture, &c 19, 625, 893 81 2, 822, 675 18 Current expenses 5, 693, 784 17 2, 860, 398 85 Premiums paid 3, 411, 325 56 101, 430, 220 18 Checks and other cash items . 87,951,405.13 19, 263, 718 00 Bills of national banks 12, 873, 785 00 1,176,142 00 Bills of other banks 825, 748 00 19, 726, 043 20 Specie 11, 444, 529 15 104, 872, 371 64 Legal tenders and fract'l cur'y 92, 861, 254 17 82, 047, 250 00 Compound interest notes 84, 065, 790 00 Total 1, 511, 222, 985 40 1,465,451,105 84 $588, 450, 396 337, 684, 250 38, 368, 950 45, 633, 700 21, 452, 615 92, 9, 19, 3, 3, 12 00 00 00 43 $609, 338, 37, 42, 21, 675, 214 640,150 862,100 460, 800 507, 881 61 00 00 00 42 308, 911 663, 322 800, 905 249,153 338, 600 87 82 86 31 37 95, 217, 610 8, 389, 226 20, 639, 708 5, 297, 494 2, 764,186 14 47 23 13 35 128, 312,177 16,138, 769 531, 267 11,128, 672 102, 534, 613 75, 488, 220 79 00 00 98 46 00 134, 603, 231 11, 841,104 333, 209 12, 798, 044 100, 550, 849 56, 888, 250 51 00 00 40 91 00 1, 494, 084, 526 01 1,499,469,060 17 8. Loans and discounts TJ. S. b'ds dep'd to secure circ'n TJ. S. b'ds dep'd to sec're dep'ts TJ. S. b'ds and sec'ties on hand. Oth'r stocks, D'ds, and mortg's Due from national banks Due from other b'ks and b'k'rs Heal estate, furniture, &c Current expenses Premiums paid Checks and other cash items. Bills of national banks Bills of other banks ^Fractional currency Specie Legal-tender notes Compound interest notes Three per cent, certificates .. Total JANUARY 6. APRIL 6. JULY 6. OCTOBER 5. 1,642 b a n k s . 1,643 b a n k s . 1,640 b a n k s . 1,643 b a n k s . $616. 603, 479 339, 064, 200 37, 315, 750 44,164, 500 19, 365, 864 89 00 00 00 77 $628, 339, 37, 45, 19, 99, 311,446 8, 480,199 21,125, 665 2, 986, 893 2, 464, 536 60 74 68 86 96 95, 7, 22, 5, 2, 109, 390, 266 16, 655, 572 261,269 1, 927, 876 20, 981, 601 114, 306, 491 39, 997, 030 8, 245, 000 37 00 00 78 45 00 00 00 1, 502, 647, 644 10 029, 347 686, 650 446, 000 958, 550 874, 384 65 00 00 00 33 $655, 729, 546 339, 569,100 37, 853,150 43, 068, 350 20, 007, 327 42 00 00 00 42 $657, 668, 847 340, 487, 050 37, 360,150 36, 817, 600 20, 693, 406 83 00 00 00 40 900, 606 35 074, 297 44 082, 570 25 428, 460, 25 660,106 09 114, 434, 097 8, 642, 456 22, 699, 829 2, 938, 519 2, 432, 074 93 72 70 04 37 102, 278, 547 7, 848, 822 22, 747, 875 5, 278, 911 1, 819, 815 77 24 18 22 50 124, 076, 097 13, 210,179 342, 550 1, 863, 358 20, 755, 919 100,166,100 19, 473, 420 44, 905, 000 71 00 00 91 04 00 00 00 143, 241, 394 11, 842, 974 222, 668 2, 262, 791 13, 003, 713 92, 453, 475 4, 513, 730 59, 080, 000 99 00 00 97 39 00 00 00 114, 993, 036 12, 573, 514 196,106 1, 825, 640 18, 373, 943 84, 390, 219 38, 917, 490 24, 255, 000 23 00 00 16 22 00 00 00 1, 499, 668, 920 97 1, 572,167, 076 26 1, 559, 621, 773 49 REPORT OF THE COMPTROLLER OF THE CURRENCY. Banks from October? 1863? to October', 1878—Continued. 1 § 6 6. Liabilities. Capital stock Surplus fund Undivided profits National b'k notes outstanding State bank notes outstanding Individual deposits TJ. S. deposits Dep'tsof XL S. disb'sing officers Due to national banks Due to other b'ks and bankers Total JANUARY 1. APRIL 2. JULY 2. OCTOBER 1. 1,582 b a n k s . 1,612 b a n k s . 1,634 b a n k s . 1,644 b a n k s . $403, 357, 346 00 $409, 273, 534 00 $414, 270, 493 00 $415, 472, 369 00 43, 000, 370 78 28, 972, 493 70 44, 687, 810 54 30, 964, 422 73 50,151,991 77 29, 286,175 45 53, 359, 277 64 32, 593, 486 69 213, 239, 530 00 45, 449,155 00 248, 886, 282 00 33, 800, 865 00 267, 798, 678 00 19, 996,163 00 280, 253, 818 00 9, 748, 025 00 522, 507, 829 27 29, 747, 236 15 534, 734, 950 33 29,150, 729 82 533, 338,174 25 36, 038,185 03 3, 066, 892 22 564, 616, 777 64 30, 420, 819 80 2, 979, 955 77 94, 709, 074 15 23, 793, 584 24 89, 067, 501 54 21, 841, 641 35 96, 496, 726 42 25, 951, 728 99 110, 531, 957 31 26, 986, 317 57 1, 404, 776, 619 29 1, 442, 407, 737 31 1, 476, 395, 208 13 1, 526, 9.62, 804 42 1S67. JANUARY 7. APRIL 1. JULY 1. OCTOBER 7. 1,648 b a n k s . 1,642 b a n k s . 1,636 b a n k s . 1,642 b a n k s . $420, 229, 739 00 $419, 399, 484 00 $418, 558,148 00 $420, 073,415 00 59, 992, 874 57 26, 961, 382 60 60, 206, 013 58 31,131, 034 39 63, 232, 811 12 30, 656, 222 84 66, 695, 587 01 33, 751, 446 21 National b'k notes outstanding State bank notes outstanding 291, 436, 749 00 6, 961, 499 00 292, 788, 572 00 5, 460, 312 00 291, 769, 553 00 4,484,112 00 293, 887, 941 00 4, 092,153 00 Individual deposits U. S. deposits Dep'tsof U. S. disb'sing officers 558, 699, 768 06 27, 284, 876 93 2, 477, 509 48 512, 046,182 47 27, 473, 005 66 2, 650, 981 39 539, 599, 076 10 29, 838, 391 53 3, 474,192 74 540, 797, 837 51 23, 062,119 92 4, 352, 379 43 92, 761, 998 43 24,416, 588 33 91,156, 890 89 23,138, 629 46 89, 821, 751 60 22, 659, 267 08 93, 111, 240 89 19, 644, 940 20 1, 511, 222, 985 40 1, 465, 451,105 84 1, 494, 084, 526 01 1, 499, 469, 060 17 Capital stock Surplus fund Undivided profits Due to national banks Due to other b'ks and bankers Total 1868. JANUARY 6. APRIL 6. JULY 6. OCTOBER 5. 1,642 b a n k s . 1,643 b a n k s . 1,640 b a n k s . 1,643 b a n k s . $420, 260,790 00 $420, 676, 210 00 $420,105, 011 00 $420, 634, 511 00 70, 586,125 70 31, 399, 877 57 72, 349,119 60 32, 861, 597 08 75, 840,118 94 33, 543, 223 35 77, 995, 761 40 36, 095, 883 98 National b'k notes outstanding State bank notes outstanding 294, 377, 390 00 3, 792, 013 00 295, 336, 044 00 3, 310,177 00 294, 908, 264 00 3,163, 771 00 295, 769, 489 00 2, 906, 352 00 Individual deposits U. S. deposits Dep'tsof U. S. disb'sing officers 534, 704, 709 00 24, 305, 638 02 3, 208, 783 03 532, 011, 480 36 22, 750, 342 77 4, 976, 682 31 575, 842, 070 12 24, 603, 676 96 3, 499, 389 99 580, 940, 820 85 17, 573, 250 64 4, 570, 478 16 98,144, 669 61 21, 867, 648 17 94, 073, 631 25 21, 323, 636 60 113, 306, 346 34 27, 355, 204 56 99,414, 397 28 23, 720, 829 18 1, 502, 647, 644 10 1, 499, 668, 920 97 1, 572,167, 076 26 Capital stock Surplus fund Undivided profits Due to national banks Due to other b'ks and bankers Total 1, 559, 621, 773 49 REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1869. JANUARY 4. APRIL 17. JUNE 12. OCTOBER 9. Resources. 1,628 b a n k s . Loans and discounts TJ. S. bonds to secure circ'lat'n U. S. bonds to secure deposits TJ. S. b'ds and sec'ties on hand. Oth'r stocks, b'ds, and mortg's Due from redeeming agents.. Due from other national banks Due from State b'ks and b'k'rs Real estate, furniture, & c . . . . Current expenses Premiums paid 65, 36, 7, 23, 3, 1, Checks and other cash items Bills of other national banks. Fractional currency Specie Legal-tender notes Three per cent, certificates . . 142, 14, 2, 29, 88, 52, Total 1,620 b a n k s . $644, 945, 039 53 338, 539, 950 00 34, 538, 350 00 35, 010, 600 00 20,127, 732 96 $662, 338, 29, 30, 20, 727, 070 80 067, 316 84 715, 719 34 289, 838 28 265, 990 81 654, 352 70 605, 684, 280, 626, 239, 075, 1,619 b a n k s . 1,617 banks. 084, 813 47 379, 250 00 721, 350 00 226, 550 00 074, 435 69 $686, 347, 755 81 338, 699, 750 00 27, 625, 350 00 27, 476, 650 00 20, 777, 560 53 $682, 883,106 97 339, 480,100 00 18, 704, 000 00 25 903, 950 00 22, 250, 697 14 57, 554, 382 55 30, 520, 527 89 8, 075, 595 60 23, 798,188 13 5, 641,195 01 1, 716, 210 13 62, 912, 636 82 35, 556, 504 53 9,140, 919 24 23, 859, 271 17 5, 820, 577 87 1, 809, 070 01 56, 669, 562 84 35, 393, 563 47 8, 790, 418 57 25,169,188 95 5, 646, 382 96 2, 092, 364 85 984 92 799 00 471 06 750 26 300 00 000 00 154,137,191 23 11,725,239 00 2, 088, 545 18 9, 944, 532 15 80, 875,161 00 51,190, 000 00 1, 540, 394, 266 50 1, 517, 753, 167 03 161, 11, 1, 18, 80, 49, 614, 852 66 524, 447 00 804, 855 53 455, 090 48 934,119 00 815, 000 00 108, 809, 817 37 10,776,023 00 2, 090, 727 38 23, 002, 405 83 83, 719, 295 00 45, 845, 000 00 1, 564,174, 410 65 1, 497, 226, 604 33 1 8 7 o. JANUARY 22. MARCH 24. JUNE 9. OCTOBER 8. DECEMBER 28. 1,615 b a n k s . 1,615 b a n k s . 1,612 b a n k s . 1,615 b a n k s . 1,648 b a n k s . Loans and discounts. $688, 875, 203 70 $710, 848, 609 39 $719, 341,186 06 -$715, 928, 079 81 $725, 515, 538 49 Bonds for circulation. 339, 350, 750 00 339, 251, 350 00 338, 845, 200 00 340, 857, 450 00 344,104, 200 00 16,102, 000 00 15,704,000 00 15, 381, 500 00 15,189, 500 00 Bonds for deposits... 17, 592, 000 00 27, 292,150 00 28, 276, 600 00 22, 323, 800 00 23,893,300 00 U. S. bonds on hand. 24, 677,100 00 21, 082, 412 00 20, 524, 294 55 23, 300, 681 87 23, 614, 721 25 22, 686, 358 59 Other stocks and b'ds 74, 635, 405 61 73,435,117 98 66, 275, 668 92 64, 805, 062 88 Due from red'g agents 71, 641, 486 05 36,128, 750 66 29, 510, 688 11 33, 948, 805 65 37, 478,166 49 Due from nat'l banks 31, 994, 609 26 10, 430, 781 32 9, 319, 560 54 10, 238, 219 85 9, 202, 496 71 9, 824,144 18 Due from State banks 26, 002, 713 01 26, 330, 701 24 26, 593, 357 00 27, 470, 746 97 28, 021, 637 44 Real estate, &c 6, 324, 955 47 3, 469, 588 00 6, 683,189 54 5, 871, 750 02 6, 905, 073 32 Current expenses 3, 076, 456 74 2, 439, 591 41 2, 680, 882 39 2, 491, 222 11 3, 251, 648 72 Premiums paid 11,497,534 13 12, 536, 613 57 111, 624, 822 00 11, 267, 703 12 13, 229, 403 34 Cash items 83, 936, 515 64 79, 089, 688 39 75, 317, 992 22 76, 208, 707 00 Clear'g-house exch'gs 16, 342, 582 00 12, 512, 927 00 14, 226, 817 00 17, 001, 846 00 National bank notes. 15, 840, 669 00 2,184, 714 39 2, 078,178 05 2, 476, 966 75 2, 285, 499 02 2,150, 522 89 Fractional currency . 31, 099, 437 78 18, 460, 011 47 26, 307, 251 59 48, 345, 383, 72 37, 096, 543 44 Specie 94, 573, 751 00 79, 324, 577 00 82, 485, 978 00 80, 580, 745 00 Legal-tender notes . 87, 708, 502 00 43, 465, 000 00 43, 345, 000 00 43, 570, 000 00 41, 845, 000 00 Three per cent, cert'fs 43, 820, 000 00 Total 1,546,261,357 44 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92 1,538,998,105 93 18 7 1. MARCH 18. APRIL 29. JUNE 10. OCTOBER 2. DECEMBER 16. 1,688 b a n k s . 1,707 b a n k s . 1,723 b a n k s . 1,767 b a n k s . 1,790 b a n k s . Loans and discounts. $767, 858, 490 59 $779, 321, 828 11 $789,416,568 13 $831, 552, 210 00 $818, 996, 311 74 Bonds for circulation 351, 556, 700 00 354, 427, 200 00 357, 388, 950 00 364, 475, 800 00 366, 840, 200 00 28, 087, 500 00 15, 236, 500 00 15, 250, 500 00 23,155,150 00 Bonds for deposits... 15, 231, 500 00 17, 753, 650 00 22, 487, 950 00 24, 200, 300 00 17, 675, 500 00 U. S. bonds on hand. 23, 911, 350 00 24, 517, 059 35 22, 414, 659 05 23,132, 871 05 23, 061,184 20 Other stocks and b'ds 22, 763, 869 20 83, 809,188 92 30, 201,119 99 10, 271, 605 34 28, 805, 814 79 6, 694, 014 17 3, 939, 995 20 85, 061, 016 31 38, 332, 679 74 11, 478,174 71 29, 242, 762 79 6, 764,159 73 4, 414, 755 40 92, 369, 246 71 39, 636, 579 35 11, 853, 308 60 29, 637, 999 30 6, 295, 099 46 5, 026, 385 97 86, 878, 608 84 43, 525, 362 05 12, 772, 669 83 30, 089, 783 85 6,153, 370 29 5, 500. 890 17 11, 642, 644 74 Cash items Clear'g-house exch'gs 100, 693, 917 54 National bank notes. 13,137, 006 00 2,103, 298 16 Fractional currency. 25, 769,166 64 Specie Legal-tender notes... 91, 072, 349 00 Three per cent, cert'fs 37, 570, 000 00 12, 749, 289 84 130, 855, 698 15 16, 632, 323 00 2,135, 763 09 22, 732, 027 02 106, 219,126 00 33, 935, 000 00 13,101, 497 95 102, 091, 311 75 19,101, 389 00 2,160, 713 22 19, 924, 955 16 122,137, 660 00 30, 690, 000 00 14, 058, 268 86 101,165. 854 52 14,197, 653 00 2, 095, 485 79 13, 252, 998 17 109, 414, 735 00 25, 075, 000 00 Due fromred'gagents Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Total 77, 985, 600 43, 313, 344 13, 069, 301 30, 070, 330 7, 330, 424 5, 956, 073 13, 114, 13, 2, 29, 93, 21, 784, 424 538, 539 085, 904 061, 600 595, 299 942, 707 400, 000 53 78 40 57 12 74 76 93 00 89 56 00 00 1,627,032,030 28 1,694,440,912 94 1,703,415,335 65 1,730,566,899 72 1,715,861,897 22 REPORT OF THE COMPTROLLER OF THE CURRENCY. Banks from October, 1863, to October, 1878—Continued. 1869. APRIL 17. JANUARY 4. JUNE 12. OCTOBER 9 . Liabilities. 1,620 b a n k s . 1,628 b a n k s . Capital stock 1,619 b a n k s . 1,617 banks. $419, 040, 931 00 $420, 818, 721 00 $422, 659, 260 00 $426, 399,151 00 81,169, 936 52 35, 318, 273 71 82, 653, 989 19 37, 489, 314 82 82, 218, 576 47 43, 812, 898 70 86,165, 334 32 40, 687, 300 92 Kat'l bank notes outstanding.'. State bank notes outstanding 294, 476, 702 00 2, 734, 669 00 292, 457, 098 00 2, 615, 387 00 292, 753, 286 00 2, 558, 874 00 293, 593, 645 00 2, 454, 697 00 Individual deposits U. S. deposits Dep'ts U. S. disbursing officers. 568, 530, 934,11 13, 211, 850 19 3, 472, 884 90 547, 922,174 91 10,114, 328 32 3, 665,131 61 574, 307, 382 77 10, 301, 907 71 2, 454, 048 99 511,400,196 63 7,112, 646 67 4, 516, 648 12 Due to national banks Due to State banks and b'k'rs 95, 453,139 33 26, 984, 945 74 92, 662, 648 49 23, 018, 610 62 100, 933, 910 03 28, 046, 771 30 95, 067, 892 83 23, 849, 371 62 2,464, 849 81 1, 870, 913 26 2, 392, 205 61 1, 735, 289 07 3, 839, 357 10 2,140, 363 12 1, 517, 753,167 03 1, 564,174, 410 65 1, 497, 226, 604 33 Surplus fund Undivided profits JTotes and bills re-discounted . Bills payable Total 1, 540, 394, 266 50 1 8 70. Capital stock JANUARY 22. MARCH 24. JUNE 9. OCTOBER 8. 1,615 b a n k s . 1,615 b a n k s . 1,612 b a n k s . 1,615 b a n k s . $426, 074, 954 00 $427, 504, 247 00 $427, 235, 701 00 $430, 399, 301 00 DECEMBER 28. 1,648 b a n k s . $435, 356, 004 00 90,174, 281 14 34, 300, 430 80 90, 229, 954 59 43,109, 471 62 91, 689, 834 12 42, 861, 712 59 94, 061, 438 95 38, 608, 618 91 94, 705, 740 34 46, 056, 428 55 ISTat'l bank circulation 292, 838, 935 00 State bank circulation 2, 351, 993 00 292, 509,149 00 2, 279, 469 00 291,183, 614 00 2, 222, 793 00 291, 798, 640 00 2,138, 548 00 296, 205, 446 00 2, 091, 799 00 Surplus fund Undivided profits Dividends unpaid 2, 299, 296 27 1, 483, 416 15 1, 517, 595 18 2, 462, 591 31 2, 242, 556 49 Individual deposits . . 546, 236, 881 57 516, 058, 085 26 U. S. deposits 6, 750,139 19 6,424,421 25 Dep'ts U. S. dis. offi'rs 2, 592, 001 21 4, 778, 225 93 542, 261, 563 18 10, 677, 873 92 2, 592, 967 54 501, 407, 586 90 6, 807, 978 49 4, 550,142 68 507, 368, 618 67 6, 074, 407 90 4,155, 304 25 Due to national banks 108, 351, 300 33 Due to State banks . . 28, 904, 849 14 115, 456, 491 84 100, 348, 292 45 33, 012,162 78 29, 693, 910 80 106, 090, 414 53 29, 200, 587 29 Notes re-discounted . Bills payable Total 3, 842, 542 30 1, 543, 753 49 109, 667, 715 95 29, 767, 575 21 2, 741, 843 53 2, 302, 756 99 3, 843, 577 67 4, 592, 609 76 4, 612,131 08 4, 838, 667 83 1,546,261,357 44 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92 1,538,998,105 93 2, 462, 647 49 2, 873, 357 40 18 7 1. Capital stock Surplus fund Undivided profits MARCH 18. APRIL 29. JUNE 10. OCTOBER 2. 1,688 b a n k s . 1,707 b a n k s . 1,723 b a n k s . 1,767 b a n k s . DECEMBER 16. 1,790 b a n k s . $444, 232, 771 00 $446, 925, 493 00 $450, 330, 841 00 $458, 255, 696 00 $460, 225, 866 00 98, 322, 203 80 101,112, 671 91 45, 535, 227 79 42, 008, 714 38 101, 573,153 62 48, 630, 925 81 96, 862, 081 66 43, 883, 857 64 Nat'l bank circulation 301, 713, 460 00 State bank circulation 2, 035, 800 00 97, 620, 099 28 44, 776, 030 71 306,131, 393 00 1, 982, 580 00 307, 793, 880 00 1, 968, 058 00 315, 519,117 00 1, 921, 056 00 318, 265, 481 00 • 1, 886, 538 00 1, 263, 767 70 2, 235, 248 46 1, 408, 628 25 4, 540,194 61 1, 393,427 98 Individual deposits . 561,190, 830 41 6, 314, 957 81 U. S. deposits 4, 813, 016 66 Dep'ts U. S. dis. ofn'rs 611, 025,174 10 6, 521, 572 92 3, 757, 873 84 602,110, 758 16 6, 265,167 94 4, 893, 907 25 600, 868, 486 55 20, 511, 935 98 5, 393, 598 89 596, 586, 487 54 14, 829, 525 65 5, 399,108 34 Due to national banks 118, 904, 865 84 Due to State banks... 37, 311, 519 13 128, 037, 469 17 36,113, 290 67 135,167, 847 69 41, 219, 802 96 131, 730, 713, 04 40, 211, 971 67 118, 657, 614 16 38,116, 950 67 3, 573, 723 02 5, 740, 964 77 3,120, 039 09 5, 278, 973 72 3, 964, 552 57 4, 528,191 12 4, 922, 455 78 5, 374, 362 67 1,627,032,030 28 1,694,440,912 94 1,703,415,335 65 1,730,566,899 72 1,715,861,897 22 Dividends unpaid !N"otes re-discounted.. Bills payable Total 3, 256, 896 42 5, 248, 206, 01 REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 18 7 2. FEBRUARY 27. APRIL 19. JUNE 10. OCTOBER 3. DECEMBER 27. 1,814 b a n k s . 1,843 b a n k s . 1,853 b a n k s . 1,919 b a n k s . 1,940 banks. Resources. Loans and discounts. $839, 665, 077 91 $844, 902, 253 49 $871,531, 448 67 $877,197, 923 47 $885, 653, 449 62 Bonds for circulation 370, 924, 700 00 374,428,450 00 377, 029, 700 00 382,046,400 00 384, 458, 500 00 15,169, 000 00 16, 304, 750 00 15, 409, 950 00 15,479,750 00 Bonds for deposits... 15, 870, 000 00 19, 292,100 00 10, 306,100 00 16, 458, 250 00 12,142, 550 00 U. S. bonds on hand. - 21, 323,150 00 21, 538, 914 06 23,160, 557 29 22, 270, 610 47 23, 533,151 73 Other stocks and b'ds 22, 838, 338 80 82,120, 017 24 91, 564, 269 53 80, 717, 071 30 86, 401, 459 44 Due from re d'g agents 89, 548, 329 93 36, 697, 592 81 42, 707, 613 54 39, 468, 323 39 34, 486, 593 87 Due from nat'l banks. 38, 282, 905 86 12, 299, 716 94 12, 008, 843 54 13, 014, 265 26 12, 976, 878 01 Due from State banks 12, 269, 822 68 30, 809, 274 98 33, 014, 796 83 31,123, 843 21 32,276,498 17 30, 637, 676 75 Real estate, &c 7, 026, 041 23 8, 454, 803 97 6, 719, 794 90 6, 310, 428 79 6, 265, 655 13 Current expenses 6, 544, 279 29 7, 097, 847 86 6, 616,174 75 6, 546, 848 52 6,308,821 86 Premiums paid 12,461,171 40 13, 696, 723 85 13,458,753 80 14, 916, 784 34 12,143, 403 12 Cash items 90,145, 482 72 88, 592, 800 16 110, 086, 315 37 Clear'g-house exch'gs 93,154, 319 74 114,195, 966 36 18, 492, 832 00 19, 070, 322 00 16, 253, 560 00 15, 787, 296 00 National I «nk notes. 15, 552, 087 00 2.143, 249 29 2, 270, 576 32 2, 069, 464 12 2,151, 747 88 2, 278,143 24 Fractional currency . 24, 433, 899 46 19, 047, 336 45 24, 256, 644 14 10, 229, 756 79 25, 507, 825 32 Specie Legal-tender notes... 97, 865, 400 00 105, 732, 455 00 122, 994, 417 00 105,121,104 00 102, 922, 369 00 12, 650, 000 00 6, 710, 000 00 U. S. cert'fs of deposit 4,185, 000 00 7,140, 000 00 Three per cent, cert's 18, 980, 000 00 12, 005, 000 00 15, 365, 000 00 Total 1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1,773,556,532 43 18 7 3 . FEBRUARY 28. APRIL 25. JUNE 13. SEPTEMBER 12. DECEMBER 26. 1,947 b a n k s . 1,962 b a n k s . 1,968 b a n k s . 1,976 b a n k s . 1,976 banks. Loans and discounts $913, 265,189 67 $912, 064, 267 31 $925, 557, 682 42 $944, 220,116 34 $856, 816, 555 05 Bonds for circulation. 384, 675, 050 00 386, 763, 800 00 388, 080, 300 00 388, 330, 400 00 389,384,400 00 14, 805, 000 00 16, 235, 000 00 15, 935, 000 00 14, 815, 200 00 Bonds for deposits... 15, 035, 000 00 8, 824, 850 00 9, 613, 550 00 9, 789, 400 00 8, 630, 850 00 U. S. bonds on hand. 10, 436, 950 00 23, 709, 034 53 22, 449,146 04 22, 912, 415 63 24, 358,125 06 Other stocks and b'ds 22, 063, 306 20 96,134,120 66 88, 815, 557 80 97,143, 326 94 73, 032, 046 87 Due from red 'g agents 95, 773, 077 10 41, 413, 680 06 38, 671, 088 63 43, 328, 792 29 40, 404, 757 97 39, 483, 700 09 Due from nat'l banks 12, 022, 873 41 12, 883, 353 37 14, 073, 287 77 11,185, 253 08 Due from State banks 13, 595, 679 17 34, 661, 823 21 34, 216, 878 07 34, 820, 562 77 35, 556, 746 48 34, 023, 057 77 Real estate, &c 6, 985, 436 99 7, 410, 045 87 7,154,211 69 8, 678,170 39 6, 977, 831 35 Current expenses 7, 752, 843 87 7, 559, 987 67 7, 890, 962 14 7, 987, 707 14 7, 205, 259 67 Premiums paid 11, 433, 913 22 11, 425, 209 00 13, 036, 482 58 12, 321, 972 80 11,761,711 50 Cash items 88, 926, 003 53 94,132,125 24 91, 918, 526 59 62, 881, 342 16 Clear'g-house exch'gs 131, 383, 860 95 16,103, 842 00 19, 310, 202 00 20, 394, 772 00 21, 403,179 00 15, 998, 779 00 National bank notes 2, 302, 775 26 2,198, 973 37 2,197, 559 84 2, 287, 454 03 2, 289, 680 21 Fractional currency. 19, 868, 469 45 16, 868, 808 74 27, 950, 086 72 26, 907, 037 58 17, 777, 673 53 Specie 92, 522, 663 00 108, 719, 506 00 97,141, 909 00 100, 605, 287 00 106,381,491 00 Legal-tender notes.. 20, 610, 000 00 18, 370, 000 00 22, 365, 000 00 24, 010, 000 00 U. S. cert'fs of deposit 18, 460, 000 00 710, 000 00 305, 000 00 1, 805, 000 00 Three per cent, cert's Total 1,839,152,715 21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 1,729,380,303 61 18 7 4 . FEBRUARY 27. MAY 1 . JUNE 26. OCTOBER 2. DECEMBER 31. 1,975 b a n k s . 1,978 b a n k s . 1,983 b a n k s . 2,004 banks. 2,027 banks. Loans and discounts $897, 859, 600 46 $923, 347, 030 79 $926,195, 671 70 $954, 394, 791 59 $955, 862, 580 51 Bonds for circulation 389, 614, 700 00 389, 249,100 00 390, 281, 700 00 383, 254, 800 00 382, 976, 200 00 14, 691, 700 00 14,714,000 00 14, 890, 200 00 14, 890, 200 00 Bonds for deposits. . 14, 600, 200 00 15, 290, 300 00 13, 313, 550 00 10,152, 000 00 10, 456, 900 00 11,043,400 00 U. S. bonds on hand 28, 313, 473 12 27, 807, 826 92 25, 460, 460 20 27, 010, 727 48 Other stocks and b'ds 25, 305, 736 24 80, 488, 831 45 83, 885,126 94 94, 017, 603 31 97, 871, 517 06 Due from resVe ag'ts 101, 502, 861 58 48,100, 842 62 39, 695, 309 47 45, 770, 715 59 Due from nat'l banks. 36, 624, 001 39 41, 291, 015 24 11, 655, 573 07 11,196, 611 73 12. 469, 592 33 Due from State banks 11, 496, 711 47 12, 374, 391 28 39,190, 683 04 38,112, 926 52 36, 708, 066 39 37; 270, 876 51 36,043,741 50 Real estate, &c 5, 510, 566 47 7,658,738 82 7, 547, 203 05 7, 550,125 20 6, 998, 875 75 Current expenses 8, 626,112 16 8, 376, 659 07 8, 680, 370 84 8, 563, 262 27 8, 741, 028 77 Premiums paid 14, 005, 517 33 12, 296, 416 77 11, 949, 020 71 10, 496, 257 00 10, 269, 955 50 Cash items 112, 995, 317 55 97, 383, 687 11 94, 877, 796 52 63, 896, 271 31 62, 768,119 19 Clear'g-house exch'gs 22, 532, 336 00 23, 527, 991 00 18, 450, 013 00 20, 003, 251 00 20, 673, 452 00 National bank notes 2, 392, 668 74 2, 224, 943 12 2,187,186 69 2, 283, 898 92 2, 309, 919 73 Fractional currency 22, 436, 761 04 21, 240, 945 23 32, 569, 969 26 22, 326, 207 27 33,365,863 58 Specie 82,604,791 00 80, 021, 946 00 Legal-tender notes... 102, 717, 563 00 101, 692, 930 00 103,108, 350 00 33, 670, 000 00 42, 825, 000 00 40,135, 000 00 47, 780, 000 00 U. S. cert'fs of deposit 37, 235, 000 00 21, 043, 084 36 20, 349, 950 15 91, 250 00 Dep. with U. S. Treas Total 1,808,500,529 16 1,867,802,796 28 1,851,840,913 64 1,877,180,942 44 1,902,409,638 46 REPORT OF THE COMPTROLLER OF THE CURRENCY. Banks from October, 1863? to October, 1878—Continued. 18 7 2. FEBRUARY 27. APRIL 19. JUNE 10. OCTOBER 3. DECEMBER 27. 1,814 b a n k s . 1,843 b a n k s . 1,853 b a n k s . 1,919 b a n k s . 1,940 banks. Liabilities. Capital stock $464, 081, 744 00 $467, 924, 318 00 $470, 543, 301 00 $479, 629,174 00 Surplus fund 103, 787, 082 62 Undivided profits.... 43, 310, 344 46 104, 312, 525 81 46, 428, 590 90 105,181, 943 28 50, 234, 298 32 Nat'l bank circulation 321, 634, 675 00 State bank circulation 1, 830, 563 00 325, 305, 752 00 1, 763, 885 00 327, 092, 752 00 333, 495, 027 00 1, 567,143 00 1, 700, 935 00 110, 257, 516 45 46, 623, 784 50 $482, 606, 252 00 111,410,248 98 56, 762, 411 89 336, 289, 285 00 1, 511, 396 00 3,149,749 61 1,356, 934 48 Individual deposits . . 593, 645, 666 16 IT. S. deposits 7,114, 893 47 Dep'tsU.S.dis. officers 5, 024, 699 44 620, 775, 265 78 618, 801, 619 49 613, 290, 671 45 6, 355, 722 95 6, 993, 014 77 7, 853, 772 41 3, 416, 371 16 5, 463, 953 48 4, 563, 833 79 598,114, 679 26 7, 863, 894 93 5,136, 597 74 Due to national banks 128, 627, 494 44 Due to State banks . . 39, 025,165 44 120, 755, 565 86 35, 005,127 84 132, 804, 924 02 39, 878, 826 42 110, 047, 347 67 33, 789, 083 82 124,218, 392 83 34, 794, 963 37 4, 225, 622 04 5, 821, 551 76 4, 745,178 22 5, 942, 479 34 5, 549, 431 88 6, 040, 562 66 6, 545, 059 78 6, 946, 416 17 Dividends unpaid Notes re-discounted.. Bills payable Total 1, 451, 746 29 3, 818, 686 91 6, 062, 896 11 1, 561, 914 45 1, 454, 044 06 1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1, 773, 556, 532 43 18 7 3 . Capital stock Surplus fund Undivided profits FEBRUARY 28. APRIL 25. JUNE 13. SEPTEMBER 12. DECEMBER 26. 1,947 b a n k s . 1,962 b a n k s . 1,968 b a n k s . 1,976 b a n k s . 1,976 b a n k s . $484, 551, 811 00 $487, 891, 251 00 $490,109, 801 00 $491, 072, 616 00 114, 681, 048 73 48, 578, 045 28 115, 805, 574 57 52, 415, 348 46 $490, 266, 611 00 116, 847, 454 62 55, 306,154 69 120, 314, 499 20 54, 515,131 76 120,961,267 91 58, 375,169 45 !N"at'l bank circulation 336, 292, 459 00 338,163, 864 00 338, 788, 504 00 State bank circulation 1, 368, 271 00 1, 280, 208 00 1, 224, 470 00 339, 081 799 00 1,188, 853 00 341, 320, 256 00 1,130, 585 00 Dividends unpaid 1, 465, 993 60 1, 462, 336 77 1,402, 547 89 1, 269, 474 74 Individual deposits . . 656,187, 551 61 U. S. deposits 7, 044, 848 34 Dep'tsU.S.dis.ofiicers 5, 835, 696 60 616, 848, 358 25 7, 880, 057 73 4, 425, 750 14 641,121, 775 27 622, 685, 563 29 8, 691, 001 95 7, 829, 327 73 6, 416, 275 10 8, 098, 560 13 540, 510, 602 78 7, 680, 375 26 4, 705, 593 36 Due to national banks 134, 231, 842 95 Due to State banks . . 38,124, 803 85 126, 631, 926 24 35, 036, 433 18 137, 856, 085 67 40, 741, 788 47 133, 672, 732 94 39, 298,148 14 114, 996, 666 54 36, 598, 076 29 5, 403, 043 38 7, 059,128 39 5, 515, 900 67 7, 215,157 04 5, 987, 512 36 5, 480, 554 09 3, 811, 487 89 7, 754,137 41 Notes re-discounted.. Bills payable Total 5,117, 810 50 5, 672, 532 75 1, 400, 491 90 1,839.152,715 21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 1, 729, 380, 303 61 18 7 4 . Capital stock Surplus fund Undivided profits FEBRUARY 27. MAY 1 . JUNE 26. OCTOBER 2. DECEMBER 31. 1,975 b a n k s . 1,978 b a n k s . 1,983 b a n k s . 2,004 b a n k s . 2,027 b a n k s . $490, 859,101 00 $490, 077, 001 00 $491,003,711 00 $493, 765,121 00 123, 497, 347 20 50, 236, 919 88 Nat'l bank circulation 339, 602, 955 00 State bank circulation 1, 078, 988 00 125, 561, 081 23 126, 239, 308 41 54, 331, 713 13 58, 332, 965 71 340, 267, 649 00 1, 049, 286 00 $495, 802, 481 00 128, 958,106 84 51, 484, 437 32 130, 485, 641 37 51, 477, 629 33 338, 538, 743 00 333, 225, 298 00 1, 009, 021 00 964,567 00 331,193,159 00 860,417 00 1, 291, 055 63 2, 259,129 91 1, 242, 474 81 3, 516, 276 99 6, 088, 845 01 Individual deposits . . 595, 350, 334 90 7, 276, 959 87 U. S. deposits 5, 034, 624 46 Dep'ts U. S. dis. officers 649, 286,298 95 7, 994, 422 27 3, 297, 689 24 622, 863,154 44 7, 322, 830 85 3, 238, 639 20 669, 068, 995 88 7, 302,153 58 3, 927, 828 27 682, 846, 607 45 7,492,307 78 3, 579, 722 94 Due to national banks 138, 435, 388 39 Due to State banks . . 48,112, 223 40 135, 640, 418 24 48, 683, 924 34 143, 033, 822 25 50, 227,426 18 125,102, 049 93 50, 718, 007 87 129,188, 671 42 51, 629, 602 36 4, 581, 420 38 4, 772, 662 59 4, 436, 256 22 4, 352, 560 57 4,197, 372 25 4,950,727 51 6, 365, 652 97 5, 398, 900 83 Dividends unpaid Notes re-discounted. Bills payable Total 3, 448, 828 92 4, 275, 002 51 1,808,500,529 16 1,867,802,796 28 1,851,840,913 64 1,877,180,942 44 1, 902, 409, 638 46 10 REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1875. MARCH 1. MAY 1. JUNE 30. OCTOBER 1. DECEMBER 17. 2, 029 b a n k s . 2, 046 b a n k s . 2, 076 b a n k s . 2, 088 b a n k s . 2, 086 banks. Resources. Loans and discounts. $956,485, 939 35 $971, 835, 298 74 $972, 926, 532 14 $984, 691, 434 40 $962, 571, 807 70 Bonds for circulation 380, 682, 650 00 378, 026, 900 00 375,127, 900 00 370, 321, 700 00 363, 618,100 00 Bonds for deposits . . 14, 492, 200 00 14, 372, 200 00 14, 097, 200 00 14,147, 200 00 13, 981, 500 00 TJ. S. bonds on hand. 18, 062,150 00 14, 297, 650 00 13, 989, 950 00 12, 753, 000 00 16, 009, 550 00 Other stocks and b'ds 28, 268, 841 69 29,102,197 10 33, 505, 045 15 32, 010, 316 18 31, 657, 960 52 Due from res Ve ag'ts 89, 991,175 34 80, 620, 878 75 85, 701, 259 82 89, 788, 903 73 81, 462, 682 27 Due from nat'l banks. 44, 720, 394 11 46, 039, 597 57 47, 028, 769 18 48, 513, 388 86 44, 831, 891 48 Due from State banks 12, 724, 243 97 12, 094, 086 39 11, 963, 768 90 11,625,647 15 11, 895, 551 08 39, 430, 952 12 Real estate, &c 40, 312, 285 99 42, 366, 647 65 40, 969, 020 49 41, 583, 311 94 7, 790, 581 86 Current expenses 7, 706, 700 42 7, 841, 213 05 4, 992, 044 34 9, 218, 455 47 9, 006, 880 92 Premiums paid 8,434,453 14 8, 670, 091 18 8, 742, 393 83 9,442,801 54 11, 734, 762 42 Cash items 13,122,145 88 12, 758, 872 03 12, 433,100 43 11, 238, 720 72 Clear'ghouse exch'gs 81,127, 796 39 116,970,819 05 75,142, 863 45 88, 924, 025 93 67, 886, 967 04 Bills of other banks.. 18, 909, 397 00 19, 504, 640 00 18, 528, 837 00 24, 261, 961 00 17,166,190 00 3,008,592 12 Fractional currency. 2, 702, 326 44 2, 595, 631 78 2, 620, 504 26 2, 901, 023 10 16, 667,106 17 Specie 10, 620, 361 64 8, 050, 329 73 18, 959, 582 30 17, 070, 905 90 Legal-tender notes. . . 78, 508,170 00 84, 015, 928 00 76, 458, 734 00 87, 492, 895 00 70, 725, 077 00 TJ. S. cert'fs of deposit 37, 200, 000 00 38, 615, 000 00 48, 810, 000 00 47, 310, 000 00 31, 005, 000 00 Due from TJ. S. Treas. 21, 007, 919 76 21, 454, 422 29 19, 686, 960 30 19, 640, 785 52 L9, 202, 256 68 To^al 1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1,823,469,752 44 1 8 7 o. MARCH 10. MAY 12. JUNE 30. OCTOBER 2. DECEMBER 22. 2, 091 b a n k s . 2, 089 b a n k s . 2, 091 b a n k s . 2, 089 b a n k s . 2, 082 b a n k s . Loans and discounts. $950, 205, 555 62 $939, 895, 085 34 $933, 686, 530 45 $931, 304, 714 06 $929, 066, 408 42 Bonds for circulation. 354, 547, 750 00 344, 537, 350 00 339,141, 750 00 337,170, 400 00 336, 705, 300 00 14, 328, 000 00 14, 698, 000 00 14, 757, 000 00 14,128, 000 00 Bonds for deposits... 14, 216, 500 00 30, 842, 300 00 33,142,150 00 31, 937, 950 00 26, 577, 000 00 TJ. S. bonds on hand.. 25, 910, 650 00 34,445,157 16 31, 565, 914 50 30, 905,195 82 . 32, 482, 805 75 Other stocks and b'ds 30, 425, 430 43 1 87, 989 , 900 90 87, 326, 950 48 83, 789,174 65 86, 769, 083 97 Due from resVe ag'ts 99, 068, 360 35 47, 417, 029 03 47, 525, 089 98 44, 011, 664 97 44, 328, 609 46 Due from nat'l banks. 42, 341, 542 67 10, 989, 507 95 12, 061, 283 08 12, 415, 841 97 11,262,193 96 Due from State banks 11,180, 562 15 42, 722, 415 27 43,121, 942 01 43, 498, 445 49 42,183, 958 78 Real estate, &c 41, 937, 617 25 5, 025, 549 38 6, 987, 644 46 9, 818, 422 88 6, 820, 573 35 Current expenses 8,296,207 85 10, 621, 634 03 10,715,251 16 10, 811, 300 66 10, 414, 347 28 Premiums paid 10,946,713 15 11, 724, 592 67 12, 043,139 68 10, 658, 709 26 9, 693,186 37 Cash items 9, 517, 868 86 75, 328, 878 84 87, 870, 817 06 68, 027, 016 40 56, 806, 632 63 Clear'g-house exch'gs 58, 863,182 43 20, 398, 422 00 15, 910, 315 00 17, 521, 663 00 20, 347, 964 00 Bills of other b a n k s . . 18, 536, 502 00 1, 987, 897 44 1, 417, 203 66 1,146, 741 94 2, 771, 886 26 Fractional currency. 3, 215, 594 30 25, 218, 469 92 21, 360, 767 42 32, 999, 647 89 21, 714, 594 36 Specie 29, 077, 345 85 84,250,847 00 66, 221, 400 00 79, 858, 661 00 90, 836, 876 00 Legal-tender n o t e s . . . 76, 768, 446 00 27, 955, 000 00 29,170, 000 00 26, 095. 000 00 27, 380, 000 00 TJ. S. cert'fs of deposit 30, 805, 000 00 17, 063, 407 65 16, 743, 695 40 16, 359, 491 73 16, 911, 680 20 Due from TJ. S. Treas. 18, 479,112 79 Total 1,834,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,265,367 61 1,787,407,093 76 18 7 7. JANUARY 20. APRIL 14. JUNE 22. OCTOBER 1. DECEMBER 28. 2, 083 b a n k s . 2, 073 b a n k s . 2, 078 b a n k s . 2, 080 b a n k s . 2, 074 b a n k s . Loans and discounts. $920, 561, 018 65 $911, 946, 833 88 $901, 731,416 03 ^891, 920, 593 54 $881, 856, 744 87 Bonds for circulation. 337, 590, 700 00 339, 658,100 00 337, 754,100 00 336, 810, 950 00 343, 869, 550 00 15, 084, 000 00 14, 971, 000 00 Bonds for deposits... 14, 782, 000 00 14, 903, 000 00 13, 538, 000 00 32, 964, 250 00 32, 344, 050 00 TJ. S. bonds on hand. 31, 988, 650 00 30, 088, 700 00 28, 479, 800 00 32, 554, 594 44 35, 653, 755 29 Other stocks and b'ds 31, 819, 930 20 34, 435, 995 21 32,169, 491 03 84, 942, 718 41 82,132, 099 96 Due from res'veag'ts. 88, 698, 308 85 73, 284,133 12 75, 960, 087 27 42, 027, 778 81 44, 567, 303 63 Due from nat'l banks. 44, 844, 616 88 45, 217, 246 82 44,123, 924 97 11, 911, 437 36 11, 246,349 79 Due from State banks 13, 680, 990 81 11, 415, 761 60 11, 479, 945 65 44, 736, 549 09 44, 818, 722 07 Real estate, &c 45, 229, 983 25 45, 511, 932 25 43, 704, 335 47 7, 842, 296 86 7, 910, 864 84 Current expenses 6, 915, 792 50 8, 958, 903 60 4,131, 516 48 10, 494, 505 12 10, 320, 674 34 Premiums paid 9, 219,174 62 8, 841, 939 09 10, 991, 714 50 10, 410, 623 87 10, 099, 988 46 Cash items 11, 674, 587 50 10, 265, 059 49 10, 295, 404 19 85,159, 422 74 57, 861, 481 13 Clear'g-house exch'gs 81,117, 889 04 74, 525, 215 89 64, 664, 415 01 17, 942, 693 00 20,182, 948 00 Bills of other banks.. 18,418,727 00 15, 531, 467 00 20, 312, 692 00 1,114, 820 09 1, 055,123 61 Fractional currency. 900, 805 47 778, 084 78 1, 238, 228 08 27, 070, 037 78 21, 335, 996 06 Specie 22, 658, 820 31 32, 907, 750 70 49, 709, 267 55 72, 351, 573 00 78, 004, 386 00 Legal-tender notes... 72, 689, 710 00 66, 920, 684 00 70, 568, 248 00 32,100, 000 00 44, 430, 000 00 U. S. cert'fs of deposit 25, 470, 000 00 33, 410, 000 00 26, 515, 000 00 16, 291, 040 84 17, 932, 574 60 Due from TJ. S. Treas. 16, 441, 509 98 16, 021, 753 01 16, 493, 577 08 Total 1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79 REPORT OF THE COMPTROLLER OF THE CURRENCY. 11 Banks from October, Ig63? to October, 1878—Continued. 1875. Liabilities. Capital stock MAECH l r MAYl. JUNE 30. OCTOBER 1. 2,029 b a n k s . 2,046 b a n k s . 2,076 banks. 2,088 b a n k s . $496, 272, 901 00 $498, 717,143 00 $501, 568, 563 50 $504, 829, 769 00 DECEMBER 17. 2,086 b a n k s . $505,485, 865 00 Surplus fund Undivided profits 131, 249, 079 47 51, 650, 243 62 131, 604, 608 66 55, 907, 619 95 133,169, 094 79 52,160,104 68 134, 356, 076 41 52, 964, 953 50 133, 085,422 30 59, 204, 957 81 Nat'l bant circulation State bank circulation 324, 525, 349 00 824, 876 00 323, 321, 230 00 815, 229 00 318,148,406 00 786, 844 00 318, 350, 379 00 772, 348 00 314,979,451 00 752, 722 00 Dividends unpaid 1, 601, 255 48 2, 501, 742 39 6,105, 519 34 4, 003, 534 90 1, 353, 396 80 Individual deposits .. XT. S. deposits Dep'ts U.S.dis. officers Due to national banks Due to State banks... 647, 735, 879 69 7, 971, 932 75 5, 330, 414 16 695, 347, 677 70 6, 797, 972 00 2, 766, 387 41 686, 478, 630 48 6, 714, 328 70 3, 459, 061 80 664, 579, 619 39 6,507,531 59 4, 271,195 19 618, 517, 245 74 6, 652, 556 67 4,232, 550 87 137, 735,121 44 55, 294, 663 84 127, 280, 034 02 53, 037, 582 89 138, 914, 828 39 55, 714, 055 18 129, 810, 681 60 49, 918, 530 95 119, 843, 665 44 47, 048,174 56 Notes re-discounted.. Bills payable 4, 841, 600 20 4, 786, 436 57 5, 671, 031 44 6, 079, 632 94 4, 261, 464 45 5, 758, 299 85 5, 254, 453 66 6, 590, 234 43 5, 257,160 61 7, 056, 583 64 Total 1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1, 823, 469, 752 44 18 7 6 . Capital stock Surplus fund Undivided profits MARCH 10. MAY 12. JUNE 30. OCTOBER 2. 2,091 b a n k s . 2,089 b a n k s . 2,091 b a n k s . 2,089 b a n k s . $504, 818, 666 00 $500, 982, 006 00 $500, 393, 796 00 $499, 802, 232 00 DECEMBER 22. 2,082 b a n k s . $497,482, 016 00 133, 091, 739 50 51,177, 031 26 131, 795,199 94 49, 039, 278 75 131, 897,197 21 46, 609, 341 51 132, 202, 282 00 46, 445, 215 59 131, 390, 664 67 52, 327, 715 08 K a t ' l b a n k circulation 307, 476,155 00 State b a n k circulation 714, 539 00 300, 252, 085 00 667, 060 00 294, 444, 678 00 658, 938 00 291, 544, 020 00 628, 847 00 292, 011, 575 00 608, 548 00 Dividends unpaid 1, 405, 829 06 2, 325, 523 51 6,116, 679 30 3, 848, 705 64 1, 286, 540 28 Individual deposits . . 620, 674, 211 05 U . S. deposits 6, 606, 394 90 D e p ' t s U.S.dis.officers 4, 313, 915 45 612, 355, 096 59 8, 493, 878 18 2, 505, 273 30 641, 432, 886 08 7, 667, 722 97 3, 392, 939 48 651,385,210 19 7, 256, 801 42 3, 746, 781 58 619, 350, 223 06 6, 727,155 14 4, 749, 615 39 D u e to national b a n k s 139, 407, 880 06 D u e to State b a n k s . . . 54, 002,131 54 127, 880, 045 04 46, 706, 969 52 131, 702,164 87 51, 403, 995 59 131, 535 969 04 48, 250, 111 63 122, 351, 818 09 48, 685, 392 14 4, 653, 460 08 5, 650,126 87 3, 867, 622 24 6,173, 006 03 4, 464, 407 31 6,154, 784 21 4, 553,158 76 5, 882, 672 15 Notes re-discounted.. Bills payable Total 4, 631, 882 57 6, 049, 566 31 1,834,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,265,367 61 1, 787, 407, 093 76 18 7 7. Capital stock Surplus fund Undivided profits JANUARY 20. APRIL 14. JUNE 22. OCTOBER 1. 2,083 b a n k s . 2,073 b a n k s . 2,078 banks. 2,080 b a n k s . $493, 634, 611 00 $489, 684, 645 00 $481, 044,771 00 $479, 467, 771 00 DECEMBER 28. 2,074 b a n k s . $477,128, 771 00 130, 224,169 02 37,456, 530 32 127, 793, 320 52 45, 609, 418 27 124, 714, 072 93 50, 508, 351 70 122, 776,121 24 44, 572, 678 72 121, 618, 455 32 51, 530, 910 18 N a t ' l b a n k circulation 292, 851, 351 00 S t a t e b a n k circulation 581, 242 00 294, 710, 313 00 535, 963 00 290, 002, 057 00 521, 611 00 291, 874, 236 00 481, 738 00 299, 240, 475 00 470, 540 00 Dividends unpaid 2, 448, 909 70 1, 853, 974 79 1, 398,101 52 3, 623,703 43 1,404,178 34 Individual deposits . . 659, 891, 969 76 U. S. deposits 7, 234, 696 96 D e p ' t s U.S.dis.officers 3,108, 316 55 641, 772, 528 08 7, 584, 267 72 3, 076, 878 70 636, 267, 529 20 7,187, 431 67 3, 710,167 20 616, 403, 987 12 7, 972, 714 75 2, 376, 983 02 604, 512, 514 52 6, 529, 031 09 3, 780, 759 43 D u e to national b a n k s 130, 293, 566 36 D u e to State b a n k s . . . 49, 965, 770 27 125, 422, 444 43 48, 604, 820 09 121, 443, 601 23 48, 352, 583 90 115, 028, 954 38 46, 577, 439 88 115,773, 660 58 44, 807, 958 79 3, 985, 459 75 5, 969, 241 94 2, 953,128 58 6, 249, 426 88 3, 791, 219 47 6,137,116 83 4, 654, 784 51 5, 843,107 03 Notes re-discounted.. Bills payable Total 4, 000, 063 82 6, 483, 320 92 1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 [1,737,295,145 79 12 REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1 8 7 Resources. Loans and discounts Bonds for circulation Bonds for deposits U. S. bonds on hand Other stocks and bonds Due from reserve agents Due from national banks Due from State banks Beal estate, furniture, &c Current expenses Premiums paid Cash items Clearing-house exchanges Bills of other banks Fractional currency Specie Legal.tender notes U. S. certificates of deposit... Due from U. S. Treasurer Total 8. MARCH 15. MAY 1. JUNE 29. OCTOBER 1. 2,063 b a n k s . 2,059 b a n k s . 2,056 b a n k s . 2,053 b a n k s . $854, 750, 708 343, 871, 350 13, 329, 000 34, 881, 600 34, 674, 307 86, 016, 990 39, 692,105 11, 683, 050 45, 792, 363 7, 786, 572 7, 806, 252 10,107, 583 66, 498, 965 16, 250, 569 697, 398 54, 729, 558 64, 034, 972 20, 605, 000 16, 257, 608 87 00 00 00 21 78 87 17 73 42 00 76 23 00 86 02 00 00 98 1, 729, 465, 956 90 $847, 620, 392 345, 256, 350 19, 536, 000 33, 615, 700 34, 697, 320 71, 331, 219 40, 545, 522 12, 413, 579 45, 901, 536 7, 239, 365 7, 574, 255 10, 989, 440 95,525,134 18, 363, 335 661, 044 46, 023, 756 67, 245, 975 20, 995, 000 16, 364, 030 49 00 00 00 53 27 72 10 93 78 95 78 28 00 69 06 00 00 47 1, 741, 898, 959 05 $835, 078,133 347, 332,100 28, 371, 000 40. 479, 900 36, 694, 996 78, 875, 055 41, 897, 858 12, 232, 316 46,153, 409 4, 718, 618 7, 335, 454 11, 525, 376 87, 498, 287 17, 063, 576 610, 084 29, 251, 469 71, 643, 402 36, 905, 000 16, 798, 667 13 00 00 00 24 92 89 30 35 66 49 07 82 00 25 77 00 00 62 1, 750, 464, 706 51 $833,988,450 347, 556, 650 47, 936, 850 46, 785, 600 36, 859, 534 85, 083, 418 41, 492, 918 12, 314, 698 46, 702, 476 6, 272, 566 7,134, 735 10, 982, 432 82, 372, 537 16, 929, 721 515, 661 30, 688, 606 64, 428, 600 32, 690, 000 16, 543, 674 59 00 00 00 82 51 75 11 26 73 68 89 88 00 04 59 00 00 36 1, 767, 279,133 21 REPORT OF THE COMPTROLLER OF THE CURRENCY. 13 Banks from October. 1863, to October, 1878—Continued. 1 8 7 8. Liabilities. MARCH 15. 2,063 b a n k s . MAY 1. JUNE 29. OCTOBER 1. 2,059 b a n k s . 2,056 b a n k s . $473, 952, 541 00 $471, 971, 627 00 $470, 393, 366 00 $466,147,436 00 Surplus fund Undivided profits National bank circulation State bank circulation 120, 870, 290 10 45, 040, 851 85 119, 231,126 13 43, 938, 961 98 118,178, 530 75 40, 482, 522 64 116, 897, 779 9? 40,936,213 58 300, 926, 284 00 439, 339 00 301, 884, 704 00 426, 504 00 299, 621, 059 00 417,808 00 301, 888, 092 00 413, 913 00 1, 207, 472 68 1, 930, 669 58 5,466, 350 52 3,118, 389 91 Individual deposits TT. S. deposits Deposits TJ. S. disburs'g officers 602, 882, 585 17 7, 243, 253 29 3, 004, 064 90 625, 479, 771 12 13, 811, 474 14 2, 392, 281 61 621, 632,160 06 22, 686, 619 67 2, 903, 531 99 620, 236,176 82 41, 654, 812 08 3, 342, 794 73 Due to national banks Due to State banks 123, 239.448 50 43, 979; 239 39 109, 720, 396 70 44, 006, 551 05 117, 845, 495 88 43, 360, 527 86 122, 496, 513 92 42, 636, 703 42 2, 465, 390 79 4, 215,196 23 2, 834, 012 00 4, 270, 879 74 2, 453, 839 77 5, 022, 894 37 3, 007, 324 85 4, 502, 982 92 1, 729, 465, 956 90 1,741,898,959 05 1, 750, 464, 706 51 1, 767, 279,133 21 Capital stock Notes re-discounted IBills payable Total 2,053 b a n k s . ABSTEACT EEPOETS OF THE CONDITION OF THE NATIONAL BANKS ON DECEMBER 28, 1877, MARCH 15, M A T 1, J U K E 29, A ^ D OCTOBER 1, 1878. Arranged by States, Territories, and Reserve Cities. NOTE.—The abstract of each State is exclusive of any reserve city therein. LIST OF STATES, TERRITORIES, AND RESERVE CITIES. STATES AND TERRITORIES. States and Territories. Abstract. Reports. Page. 34 36 50 50 Alabama Arkansas California Colorado Connecticut Dakota Delaware District of Columbia Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota . 22 54 26 28 34 32 54 42 40 46 48 36 34 18 28 20 42 46 485 496, 755 749 218 762 441 457 484 480 760 609 577 696 741 497 489 61 446 118 656 722 Abstract. Reports. Page. 24 28 20 42 40 40 44 38 Albany Baltimore . Boston ... Chicago .. Cincinnati Cleveland, Detroit... Louisville Missouri Montana Nebraska New Hampshire New Jersey New Mexico New York North Carolina.. Ohio Oregon Pennsylvania... Rhode Island ... South Carolina.. Tennessee Texas Utah Vermont Virginia Washington. ... West Virginia .. Wisconsin Wyoming Cities. Milwaukee ... New Orleans.. New York Philadelphia. Pittsburgh.... San Francisco Saint Louis ... Washington . NOTE.—For index of towns, see end of volume. H. Ex. 3 B Page. 46 733 54 761 48 745 18 86 24 340 52 758 22 246 32 471 38 522 50 754 24 363 20 197 32 476 38 513 36 492 52 759 18 102 30 460 56 764 30 466 44 683 ' 56 763 CITIES. Page. 246 446 121 016 530 533 661 503 Abstract. Reports. Page. Page. RESERVE Cities. States and Territories. Reports. 13 REPORT OF THE COMPTROLLER OF THE CURRENCYAbstract of reports since October 1? 1877, MAINE. DECKMHRIt 28. MAUCH 15 JUNK 29. MAY 1. OCTOBER 1 Resources 72 banks Loans and discounts $14, 770, 773 20 9, 499, 250 00 Bonds for circulation 170, 000 00 Bonds for deposits . . 231, 850 00 TJ. S. bonds on hand.. 434, 243 90 Other stocks and b'ds 1,703,349 24 Due from res' ve a ir'ts 230, 620 21 Due from nat'l banks 12, 024 89 Due from State banks 322, 027 86 Real estate, &c 58, 840 98 Current expenses.... 103.717 22 Premiums paid 'M Cash items ' Clear'g-house cvcli'°'s 384, 492 00 Bills of other banks.. 7, 098 21 Fractional currency 03 841 •11 Specie 513,210 00 Legal-tender notes .. 5, 000 00 TJ. S. cert's of deposit 402, 919 21 Due from U.S. Treas Total 29, 311, 037 70 72 banks. 72 banks $14, 258, 071 39 9, 519, 250 00 $14, 387, 057 92 170, 000 00 222, 000 00 495, 502 08 2,031,123 57 193, 12, 327, 44, 89, 310 40 banks. Total 15,822,512 0 3 01 308, 932 5,150 80 512 411,187 5, 000 437, 329 00 94 77 82 20 13 71 10 00 00 02 28, 929, 215 00 NEW Loans and discounts $0, 755, 448 74 5, 755, 000 0 0 Bonds for circulation 337, 000 00 Bonds for deposits .. 85, 700 00 TJ. S» bonds on hand . 490, 423 81 Other stocks and b'ds 1, 098, 330 30 Due from res've a<>'ts 22, 885 08 Due fromnat'l banks 28, 151 3 8 Due from State banks 259, 388 1 1 Real estate, &c 54, 328 59 Current expenses 08, 952 94 Premiums paid 107, 101 59 Cash items Clear'°'-house exeh'°\s Bills of other banks.. 283, 259 00 5, 929 57 Frac t i on a 1 enrre n cy 29, 853 75 Specie, 171, 007 00 Legal-tender notes .. U S cert's of deposit 209, 025 57 Due fromU. S. Treas 305 440 958 703 343 084 9, 510, 250 170, 000 280, 050 443, 850 1, 830, 400 149, 291 7,840 330, 542 51,042 80, 090 231 330 304, 0, 110 388, 5, 444, 200 717 010 842 000 325 72 b a n k s . 72 b a n k s 01) 00 00 33 07 48 59 43 25 00 07 00 92 0 9 00 00 87 28, 804, 786 95 $14,171, 9, 510, 170, 298, 437, 1, 822, 210, 15, 327, 21, 02, 384 381 250 000 300 838 015 442 404 722 555 768 818 30 00 00 00 83 30 304, 001 0,141 120 487 428, 745 5, 000 438,154 00 59 34 95 01 19 49 1 '-* 00 00 57 28, 742, 340 58 $13, 559, , 9, 016, 195, 380, 449, 2, 557, 234, 4, 330, 46, 53, 3°8 729 250 000 750 940 353 207 412 237 581 716 901 327, 012 5,154 135 952 423,100 5, 000 459,185 60 00 00 00 17 20 89 22 95 70 41 63 00 25 oq 00 00 85 29,112,497 26 HAMPSHIRE. 40 b a n k s . 40 b a n k s . $0, 589, 081 5, 755, 000 302, 000 125, 550 517, 897 1, 078, 098 8, 930 42, 252 250, 070 45, 497 00, 000 123, 979 01 218, 4, 54, 148, 00 80 092 930 309 733 00 00 00 27 45 81 15 54 00 04 17 53 00 40 b a n k s . $0,510,180 5, 755, 000 372, 000 125, 900 508,141 £i74, 926 50, 729 49, 245 254, 446 40,471 02, 955 104,778 41 271,077 4,171 02, 016 144, 995 00 00 00 75 30 70 50 20 54 $0, 490, 789 5,755,000 407,000 154,700 580,190 1,128, 049 37,284 40 b a n k s . 54 00 00 00 30 25 58 30,750 90 58 00 248,217 41, 001 55, 587 93 935 90 07 48 20 00 95 03 00 203,435 4, 927 65, 757 134, 850 00 92 00 00 $0, 547,108 78 5, 755, 000 0 0 475, 350 00 330, 350 00 001, 755 90 1, 040. 827 80 07, 897 55 21, 735 22 258,104 0 8 44, 920 70 57, 400 57 114 080 77 270, 4, 74, 139, 292 382 930 001 00 90 20 00 252, 025 57 200, 525 57 209, 725 57 203, 925 57 15, 040, 514 00 15,504,101 37 15, 713, 208 49 10, 007,189 88 VERMONT. 43 banks. 40 banks. 46 banks. 46 banks. 40 banks. Loans and discounts $10,821,738 17 $10,499,660 26 $10, 550, 573 38 $10, 523, 226 18 $10, 320, 240 08 7,521,000 00 7, 949, 000 00 7, 030, 000 00 Bonds for circulation 7, 970, 000 00 7,901,000 00 50, 000 00 150, 000 00 50, 000 00 Bonds for deposits . . 50, 000 00 185, 000 00 630, 000 00 275, 000 00 080,900 00 TJ. S. bonds on hand.. 389, 500 00 353,150 00 508, 507 10 530, 428 10 Other stocks and b'ds 492,457 50 588, 237 87 509, 105 99 930, 812 06 774, 369 13 Due from res've ag'ts. 1,123, 814 20 947, 051 15 982, 515 03 98, 485 54 81, 070 53 Due from nat'l banks. 103, 528 54 106, 547 59 132, 742 75 10, 028 50 Due from State banks 145 42 387 30 2, 753 19 355,715 23 352,544 02 315, 035 28 352, 310 08 355,839 15 Real estate, &o 25, 955 38 45, 714 00 33, 454 04 38, 310 13 Current expenses . . . 31, 877 13 30,943 90 53,252 14 51,054 57 48, 349 47 51, 098 05 Premiums paid 82,207 02 95,428 10 100,105 59 85, 513 40 78, 495 84 Cash items .,„ Clear'»-house exch'gs 155, 310 00 193, 051 00 143, 949 00 142, 712 00 118, 257 00 Bills of other b a n k s . . 8, 293 50 9,125 12 0,392 05 5,125 44 4,448 01 Fractional ourrency 38, 242 84 58, 793 40 33,813 4fj 42, 358 33 84,404 56 Specie 320,107 00 315,003 00 303, 751 00 298, 027 00 310, 624 00 Legal-tender notes . . TJ. S. cert's of deposit 352,513 94 332,343 94 341, 216 72 364,467 04 Due froiuU. S. Treas 358, 012 04 Total 22, 320, 737 03 j 21, 595, 714 45 i 21, 699,165 35 21, 992, 860 78 21, 839, 569 42 REPORT OP THE COMPTROLLER OF THE CURRENCY. 19 arranged by States and reserve cities. MAINE. DECEMBER 28. MAIICII 15. MAY 1. JUNE 29. OCTOBER 1. 72 b a n k s . 72 b a n k s . 72 b a n k s . 72 b a n k s . 72 banks. Liabilities. Capital stock $10,760,000 00 $10, 760, 000 00 $10, 760, 000 00 $10,760,000 00 $10, 760, 000 00 Surplus fund Undivided profits 2, 369, 908 83 1, 535, 326 50 2, 393, 038 75 1, 292,190 86 2, 392,188 20 1, 283, 539 10 2, 383, 676 98 1,127, 017 86 2, 389, 051 62 1,235,439 10 Nat'l bank circulation State bank circulation 8, 035, 909 00 3, 923 00 8,126, 829 00 3, 397 00 8,215,229 00 3,397 00 8,176, 462 00 3, 395 00 8, 313, 222 00 3, 395 00 Dividends unpaid 77, 676 64 39, 449 95 46, 041 97 77, 632 20 301, 035 34 Individual deposits... IT. S. deposits Dep'ts U.S.dis.officers 5, 858,129 65 59, 666 29 54, 242 89 5, 796, 443 39 72, 519 40 30, 797 20 5, 600, 251 07 79, 256 17 42,440 16 5, 482, 489 65 68, 543 13 42, 503 80 5, 956,171 85 85,099 VI 43,537 94 Due to national banks Due to State banks... 445, 368 57 24, 018 40 336, 259 73 23,165 31 268, 880 16 42,611 02 345,116 96 19. 335 96 195,247 52 40,191 47 Notes re-discounted.. Bills payable 115, 094 62 10, 000 00 36, 264 72 12, 267 73 34, 302 87 5, 000 00 32, 332 72 437 20 13, 405 00 29, 311, 037 70 28, 929, 215 06 28, 804, 786 95 28, 742, 346 58 29,112, 497 26 Total NEW HAMPSHIRE. 46 banks. 46 b a n k s . 46 b a n k s . $5, 740, 000 00 $5, 740, 000 00 $5, 740, 000 00 $5, 740, 000 00 $5, 740, 000 00 Surplus tnnd ... . Undivided profits 1, 010, 931 51 650, 454 40 1, 020, 710 85 553, 075 57 1, 014, 387 32 529, 403 84 1, 025, 314 79 508, 689 19 1, 030, 725 86 539, 280 02 Nat'l bank circulation State bank circulation 4, 989,133 00 8, 874 00 5, 038, 712 00 7,803 00 5, 089, 573 00 7, 803 00 4, 994, 362 00 7, 787 00 5, 047, 940 00 7,717 00 Capital stock 46 b a n k s 46 b a n k s . 24, 020 64 20, 326 74 30, 862 24 86, 007 62 21, 802 04 Individual deposits. -. II. S. deposits Dep'ts U.S.dis.officers 2, 952, 769 77 114,079 50 134, 033 60 2, 759, 329 54 151, 480 98 152, 298 61 2, 810, 976 28 141, 917 47 34, 646 29 908, 996 66 185, 935 68 107, 308 15 3,165, 891 46 241,194 03 101, 963 70 Due to national banks Due to State banks . . 149, 882 80 23,155 90 122, 990 90 53, 469 38 97, 327 80 48, 5U0 73 116, 709 31 7,108 83 96,170 00 41,150 29 Notes re-discounted . Bills payable 17, 476 91 8,200 00 12, 616 49 13,700 00 18, 673 40 25, 049 26 33, 354 28 15, 822, 512 0 3 15, 646, 514 06 15, 564,161 37 15, 713, 268 49 16, 067,189 88 Dividends unpaid Total % VERMONT. Capital stock 46 b a n k s . 46 b a n k s . 46 b a n k s . 46 banks. 46 banks. $8, 568, 700 00 $8, 568, 700 00 $8, 568, 700 00 $8, 568, 700 00 $8,466,000 00 Surplus fund Undivided profits 2,124, 476 42 756, 574 88 2, 024, 657 21 567, 661 33 2, 056, 301 13 577,199 43 2, 051, 574 15 600, 998 77 2, 070, 470 24 534, 630 38 Nat'l bank circulation State bank circulation 7, 000, 218 00 6,195 00 6, 663, 018 00 6,195 00 6, 759, 345 00 6,195 00 6, 928, 688 00 6,193 00 6, 939, 072 00 6,193 00 Dividends unpaid 27, 894 76 11, 419 59 11, 026 02 110,653 82 11,088 14 Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers 3, 545, 915 63 20, 371 68 8, 036 58 3, 587, 833 61 21, 703 03 4, 962 80 3,463, 569 32 25, 532 98 7, 362 77 3, 502,101 07 25, 734 69 4, 348 90 3, 589, 200 95 126, 397 64 7,160 55 Due to national banks Due to State banks . . 35; 431 04 2, 600 26 23,673 65 121 93 57,137 21 52 94 92, 249 24 344 40 43,15G 52 Notes re-discounted.. Bills payable 3, 000 00 221, 322 78 115,768 30 366,743 55 101,274 74 22, 320, 737 03 21, 595, 714 45 21, 699,165 35 21, 992, 860 78 Total . 4, 000 00 42, 200 00 21, 839, 569 42 20 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1877, arranged MASSACHUSETTS. DECEMBER 28. MARCH 15. MAY 1. JUNE 29. OCTOBER 1. 183 b a n k s . 183 b a n k s . 183 b a n k s . 182 b a n k s . 182 b a n k s . Resources. Loans and discounts $84, 648, 046 32 $62, 392, 215 89 $60, 902,100 47 $58, 870, 939 02 $58, 948, 073 69 40, 873, 900 00 40, 983, 900 00 40, 507, 900 00 40, 386, 800 00 40, 228, 800 00 Bonds for circulation 780,000 00 1,686, 750 00 533,000 00 453, 000 00 600, 000 00 Bonds for deposits .. 3, 885, 550 00 4,485,400 00 2, 815, 000 00 1,865,450 00 2, 260, 450 00 U. S. bonds on hand.. 2, 731, 089 88 2, 840, 485 49 2, 481, 744 51 2,133, 531 49 Other stocks and b'ds 2, 376, 123 97 7, 052, 454 23 7, 754, 797 95 7, 643, 215 66 5, 872, 907 85 Due from res've ag'ts 7,150, 326 09 662, 234 80 702,167 20 675, 557 67 652, 538 73 Due from nat'l banks 820, 828 44 181, 866 87 158, 280 44 203. 222 38 55, 909 33 Due from State banks 131, 183 53 2,117, 815 11 2,163, 876 68 2, 080,116 41 2,038,017 14 Real estate, &c 2, 045, 716 30 259, 055 53 247. 410 18 222,364 32 442,104 66 Current expenses 585.416 71 517, 183 48 507,131 18 498, 891 43 633, 220 96 Premiums paid 581, 357 68 685, 758 72 809, 956 10 683, 707 20 591, 426 98 Cash items 722, 461 73 Clear'g-house exch'gs Bills of other banks.. 1, 204, 973 00 1, 0-"8, 599 00 975, 468 00 887,114 00 1,177, 380 00 Fractional currency . 27,469 04 35, 936 32 31,120 12 42, 822 44 44, 325 35 Specie 769, 933 38 802, 966 40 655,281 72 748,190 49 389, 807 99 Legal-tender notes .. 1,451,782 00 1, 467, 912 00 1,444,827 00 1, 400, 383 00 1, 640, 007 00 IT. S. cert's of deposit 265, 000 00 255, 000 00 290, 000 00 285, 000 00 315, 000 00 Due from IT. S. Treas 1, 950, 449 85 1, 8,81, 604 55 1, 905, 544 45 1,888,520 38 1, 973, 700 45 Total 125, 302, 234 25 125,157, 910 65 124, 748, 838 32 123,920, 088 93 126,957,836 18 CITY OF BOSTON. 55 banks. 55 b a n k s . 54 banks. 54 b a n k s . 54 b a n k s . Loans and discounts. $96, 484, 726 57 $93, 598, 275 17 $92,818,065 91 $92, 795, 593 04 $91, 408, 097 03 29, 873, 500 00 29, 730, 500 00 29, 930, 500 00 30, 034, 500 00 30,144, 500 00 800, 000 00 150, 000 00 250, 000 00 2, 425, 000 00 5. 952, 300 00 Bonds for deposits . . 2, 681, 350 00 1, 970, 600 00 4, 545, 750 00 3, 859, 000 00 IT. S. bonds on hand.. 1, 932, 800 00 1, 344, 518 50 1,102, 759 07 1, 203,110 30 1, 292, 031 13 1, 534, 434 79 Other stocks and b'ds 8,186, 417 05 6, 784, 704 23 8, 230, 267 45 8, 048, 855 22 9, 768, 490 98 Due from res've ag'ts. 5, 004, 333 17 5, 389, 316 13 4, 772, 704 41 6. 507, 645 06 5,381,730 74 Due from nat'l banks. 365. 816 67 285, 275 41 229, 217 21 257, 871 74 257, 007 55 Due from State banks 3, 731, 302 42 3, 565, 615 06 3, 685, 268 23 3,757,813 37 3, 817, 483 99 Real estate, &c 161, 814 62 612, 546 03 1, 273, 348 13 369, 579 59 46, 077 67 Current expenses 481,608 90 708, 897 52 559, 214 74 558,710 53 561, 645 02 Premiums paid 338, 988 65 322,435 68 318, 371 49 438, 969 72 392, 813 69 Cash items 5,164,175 00 5, 249, 633 55 6, 044, 088 33 7,303,196 82 6, 560, 741 88 Clear'g-house exch'gs 1,022,881 00 1, 898, 287 00 1, 181,194 00 1, 267, 202 00 1, 365, 072 00 Bills of other banks.. 11,561 49 12,518 32 12, 056 34 10, 939 65 8, 593 90 Fractional currency. 5,268,122 89 6, 090, 898 44 2, 814,102 47 3, 448, 609 15 Specie '... 3, 743, 115 02 2, 343, 505 00 3, 340, 487 00 2,631,728 00 3, 730, 582 00 3, 612, 812 00 Legal-tender notes . . 775, 000 00 .2, 565, 000 00 1, 235, 000 00 2, 830, 000 00 2,195, 000 00 IT. S. cert's of deposit 1, 425, 655 50 1, 577, 708 50 1, 470, 919 00 1, 558, 157 00 1, 507, 539 00 Due from IT. S. Treas Total 165, 456, 325 09 164, 686, 761 24 161,798,616 77 170, 546, 499 34 171, 821, 949 39 61 h a n k s . 61 b a n k s . RHODE ISLAND. 61 b a n k s . 61 b a n k s . 61 banks. Loans and discounts. $26. 042, 752 64 $25,189, 375 66 $25, 006, 536 58 $24, 520, 543 22 $24,144, 486 28 14, 320, 400 00 Bonds for circulation. 14, 245, 400 00 14,305 400 00 14, 451, 400 00 14, 484, 400 00 150, 000 00 Bonds for deposits . . 150, 000 00 150, 000 00 150,000 00 150,000 00 IT. S. bonds on hand.. 906, 500 00 678, 000 00 811, 500 00 950, 000 00 1, 220, 550 00 Other stocks and b'ds 321, 520 85 346, 824 36 354, 095 85 312, 447 35 361, 793 35 Due from res've ag'ts 1, 662, 550 33 2,117, 678 15 1, 811, 495 91 2, 370, 896 33 2,093,616 65 Due from nat'l banks 546, 923 02 524, 524 50 418,166 63 391, 338 89 465, 595 30 Due from State banks 178,803 08 93, 596 13 97, 689 76 138, 925 08 107, 220 41 Real estate, &c 675, 979 18 670,314 10 667, 673 75 719, 610 54 732,637 01 Current expenses 136,106 95 135, 927 63 121, 876 43 71,364 96 113, 085 88 Premiums paid 115, 500 59 102,486 69 • 108,723 73 101, 310 73 120,094 14 Cash items 482, 392 88 585, 284 80 687,158 48 509, 875 89 462.423 80 Clear'g-house exch'gs Bills of other banks.. 306, 609 00 214, 384 00 562, 840 00 236, 464 00 266, 608 00 Fractional currency 12,121 22 11,303 26 11, 959 02 9,882 85 9, 709 21 Specie 97, 623 75 157, 665 57 164, 367 73 170,430 05 223, 944 01 Legal-tender notes . . 524, 967 00 408, 505 00 462, 984 00 409, 371 00 376, 627 00 IT S certs of deposit Due from IT. S. Treas 659, 302 50 634, 302 50 646, 977 50 647, 977 50 668, 920 00 Total 47, 293, 412 47 46,149, 316 53 46, 352, 341 71 46,161, 838 39 46, 001, 711 04 REPORT OF THE COMPTROLLER OF THE CURRENCY. 21 by States and reserve cities—Continued. MASSACHUSETTS. Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid DECEMBER 28. MARCH 15. MAY 1. JUNE 29. 183 b a n k s . 183 b a n k s . 183 b a n k s . 182 b a n k s . $44, 347, 000 00 $44, 297, 000 00 $44, 297, 000 00 $44,197, 000 00 $44,165, 280 00 OCTOBER 1. 182 b a n k s . 13, 237, 871 81 4, 046,177 87 13,176, 617 08 4, 667, 504 56 13, 011, 505 52 3,121, 265 05 12, 832, 213 40 3, 478, 681 69 12,518,881 90 2, 926, 981 21 34, 650,199 00 9,495 00 35, 350, 743 00 9, 495 00 35, 788 001 00 9,493 00 35, 320, 657 00 9, 493 00 35, 782, 746 00 9, 490 00 88, 219 22 77,189 08 205, 940 75 Individual deposits .. U. S. deposits Dep'ts U.S.dis. officers 26, 551, 322 42 291, 242 97 24, 693 62 25, 492, 649 54 262, 980 80 12,128 66 26, 260, 793 24 353, 921 39 3, 759 47 25,115, 332 50 539, 764 33 25, 296 16 Due to national banks Due to State banks... 1, 498,156 78 126, 933 90 1, 275, 023 00 85,550 89 1, 046, 027 61 140, 407 47 1, 368, 921 69 97, 445 77 855, 416 59 99, 254 70 Notes re-discounted.. Bills payable Total 188, 088 74 242, 832 92 144, 979 45 306, 049 59 257, 674 23 253, 049 59 173, 410 75 468, 016 67 76, 831 23 * 230,149 99 125,157, 910 65 124, 748, 838 32 123, 920, 088 93 126, 957, 836 18 125, 302, 234 25 293, 855 97 748, 715 81 27. 822, 202 48 1, 718, 890 47 2, 995 80 CITY OF BOSTON. 55 banks. 55 banks. Capital stock 54 banks. $52, 850, 000 00 $52, 350, 000 00 $52,125, 000 00 54 banks. $51, 825, 000 00 54 banks. $51,050,000 00 Surplus fund Undivided profits 11, 538, 508 87 2, 729, 523 39 11, 214, 931 75 4, 053, 235 04 10, 717, 220 59 1, 855, 938 00 10, 494. 276 30 2, 810,116 62 10, 301, 059 74 1,583,759 10 Nat'l bank circulation State bank circulation 24, 730, 078 00 25, 853, 724 00 26, 018, 640 00 25, 743, 612 00 25, 892, 794 00 45, 272 93 30, 064 43 93, 404 43 Individual deposits . . IT. S. deposits Dep'ts U.S.dis.officers 52,266,189 79 15, 790 21 7,821 65 50, 690,122 81 57,441 57 7, 009 29 48, 359, 617 25 688, 822 53 8, 239 07 53, 483, 643 53 2, 305, 725 24 7, 873 42 52, 791, 749 31 5, 957, 660 60 20, 270 83 Due to national banks Due to State banks... 16, 613, 917 77 3, 629, 222 48 15, 977, 086 24 3, 600, 067 78 16, 995, 764 79 4, 225, 219 86 18, 627, 381 73 4, 221, 630 57 17. 968, 305 24 4,174, 993 78 1, 030, 000 00 23, 078 33 830,000 00 710, 750 25 970, 000 00 37, 536 98 1,108, 757 88 165, 456, 325 09 164, 686, 781 24 161, 798, 616 77 170, 546, 499 34 171, 821, 949 39 Dividends unpaid Notes re-discounted Bills payable Total 57,239 93 935, 061 S3 RHODE ISLAND. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 61 b a n k s . 61 b a n k s . 61 b a n k s . 61 b a n k s . $20, 009, 800 00 $20, 009, 800 00 $20, 009, 800 00 $20, 009, 800 00 $20, 009, 800 00 3, 545, 093 80 1, 334, 976 02 3, 572, 688 64 1,333,532 61 3, 591, 649 44 1, 086, 231 98 3, 519, 078 42 1, 201, 561 40 12, 646, 437 00 9, 094 00 12,738,425 00 9, 094 00 12, 502,155 00 9, 094 00 12, 650, 739 00 8, 070 00 3, 642,186 78 1, 497, 601 57 12, 374, 994 00 9, 555 00 117, 071 29 131,199 92 121, 489 23 Individual deposits... U. S. deposits Dep'ts U.S.dis.officers 7, 542, 625- 03 59, 678 52 21, 817 49 Due to national banks Due to State banks... Notes re-discounted.. Bills payable 1,133, 743 09 690, 939 63 870, 802 01 474, 870 33 653,843 35 840, 549 89 93, 400 07 100, 000 00 73, 920 78 50, 000 00 16, 000 00 50, 000 00 Total 47, 293, 412 47 6, 921, 242 54 53,765 57 28,114 56 46,149, 316 53 6, 915, 844 22 72, 908 47 8,166 30 46, 352, 341 71 61 b a n k s . 360, 276 98 206, 467 53 6,911,658 13 60, 454 02 24, 495 81 6, 794, 412 Q9 70,161 94 22, 779 29 958, 365 18 647, 657 85 46,161, 838 39 875,109 26 634,531 51 46, 001, 711 04 22 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1877, arranged C ONNB CTI CUT. DECEMBER 28. MARCH 15. MAY 1. JUKE 29. OCTOBER 1. 81 banks. 81 banks. 81 banks. 81 banks. 82 banks. Ilesonrces. Loans and discounts $33,912,922 04 $32, 363, 766 03 $32, 233, 058 36 $31, 709, 329 45 $30, 809, 436 65 20,119, 600 00 19, 960, 600 00 19, 940, 600 00 19, 790, 600 00 19,527,100 00 Bonds for circulation 280, 000 00 270, 000 00 285, 000 00 270, 000 00 270, 000 00 Bonds for deposits . . 1,809,500 00 2, 311, 350 00 1, 587, 850 00 2, 021, 650 00 1, 438, 250 00 TJ. S. bonds on hand.. 1,145, 258 08 1, 144, 840 61 1, 284, 006 38 1,283,615 27 1,092,091 30 Other stocks and b'ds 3, 844, 638 43 5, 595, 531 42 4, 733, 833 25 4,116,026 29 4, 971,195 02 Due from res' vea^'ts. 2, 035, 874 01 1, 926, 193 58 1, 99(5, 8(50 57 2, 034,155 93 1, 762, 044 55 Due fromnat'l banks 149,351 65 198, 795 13 260, 105 05 127,277 09 Due from State banks 134,171 29 1, 542, 004 90 1, 578, 757 75 1, 45:5, 073 94 Real estate, &c 1,609,303 19 1, 583, 894 94 240, 948 33 191,477 79 285, 513 00 Current expenses 228, 480 74 104, 608 65 236, 250 37 226, 445 84 237, 002 81 Premiums paid 250, 916 10 240, 983 95 587,127 81 516,138 43 563, 976 70 Cash 1items 720, 027 35 679, 015 72 Clear a-bouse exch'^s Bills of other banks.. 799,927 00 732, 392 00 681, 410 00 452, 485 00 834, 508 00 Fractional currency 10, 951 18 18, 585 87 19, 852 91 18, 709 63 25, 042 20 Specie 409,103 87 416,574 67 419, 900 61 355, 539 83 184,991 13 Le^al-tendor notes .. 1, 229, 765 00 1,195, 057 00 1,168, 414 00 1, 048, 747 00 1,333,550 00 II. S. cert's of deposit 30, 000 00 30, 000 00 40, 000 00 85, 000 00 60, 000 00 Due from U. S. Treas 961, 204 75 918, 700 35 929, 572 00 898, 134 74 884, 927 15 Total 68, 514, 214 97 ; dS, 210, 805 19 NEW Total 08, 047, 418 73 t>7, 955, 338 48 225 banks. 226 banks. YORK. 225 banks. 226 b a n k s . Loans and discounts $64, 695, 403 46 29, 683, 400 00 Bonds for circulation 995, 500 00 Bonds for deposits .. 2,592, 100 00 TJ. S. bonds on hand.. Other stocks and b'ds 2,889,917 47 Due from res've ag'ts. 9, 473, 540 42 Due fromnat'l banks 1, 906. 845 42 Due from State banks 540, 391) 32 ll«al estate, &o '71l', 420 15 Current expenses 423,196 79 Premiums paid Cash items ' 1, 393, 122 70 Clear'ijr-houseexeh'gs Bills of other banks . j 1,189, 349 00 63, 953 77 Fractional currency J 426, 681 34 Specie 3, 566, 690 00 Leual-tender notes .. 385, 000 00 IT. S. cert's of deposit. 1, 374, 092 93 Due from U.S. Treas. 67, 299, 761 46 $61, 848, 572 59 29, 532, 900 00 945, 500 00 3, 204, 650 00 3, 234,154 04 10, 049, 544 54 2,068,129 04 001, 053 53 3, 35<°., 87G 90 527,488 11 371, 586 82 1, 213, 854 82 830,423 00 00, 704 13 090, 132 34 3,123, 053 00 345, 000 00 1, 386, 512 54 225 b a n k s . $62, 954,481 21 29, 542, 900 00 975, 500 00 3, 420, 200 00 3, 341, 704 07 7, 204, 569 02 2,019,790 87 515,585 02 3, 153, 010 72 605, 359 81 388, 580 40 1, 706, 784 00 890, 414 00 52, 204 61 1, 025,064 90 3, 353, 485 00 340, 000 00 1, 357, 799 15 $62, 206, 208 29, 029, 000 975, 500 3, 524, 000 3, 356, 016 8, 297, 750 1, 889, 919 544, 012 3,182, 526 407, 000 371, 798 1, 441, 302 47 $60, 382, 873 60 00 29, 687, 000 00 00 1, 025, 500 00 00 4, 083, 900 00 93 3, 608, 581 37 46 7, 978, 917 34 94 1, 792, 039 34 01 475,493 75 83 3, 20S, 821 37 69 428, 842 40 47 331, 290 57 41 1, 326, 502 88 019, 446 00 44, 990 75 731,584 81 3, 379, 842 00 380, 000 00 1, 425,108 24 125, 459, 161 06 j 123, 492, 135 40 12?, 847, 432 78 122, 707, 286 01 CITY 47 banks. OF N E W 47 banks. 774, 636 00 33, 964 54 820, 231 68 3, 264, 997 00 375, 000 00 1,399,227 46 121, 064, 419 30 YORK. 47 b a n k s 47 b a n k s 47 b a n k s . Loans and discounts. $170,414,910 98 $168, 694, 271 15 $162,023,046 71 $164, 380, 449 2h $169, 716, 953 82 24, 400, 500 00 24, 300, 500 00 24,195,500 00 24, 054, 000 00 Bonds for circulation. 24,041,500 00 800, 00!) 00 0, 209, 000 00 12, 799, 000 00 830, 000 00 26, 715, 550 00 Bonds for deposits .. 0 0 00 00 9, 002, 750 7,911,050 8, 508, 500 00 12, 763, 350 11, 463, 900 0 0 XT. S. bonds on hand.. 7, 483, 067 79 8, 279,148 01 9, 622,173 07 9,193, 663 65 8, 057, 685 32 Other stocks and b'ds Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid (ylear'jr-house exeh'<>s Bills of other banks.. Fractional currency Specie Leual-teiider notes .. TJ. S. cert's of deposit. Due from U.S. Treas. Total 13, 985, 608 2, 485, 857 9, 437, 234 2, 183, 783 1,682,218 1 591 748 49, 526, 584 1, 6^.), 078 83, 056 21, 074, 826 15, 470, 946 14, 590, 000 1,355,423 88 9, 992, 482 83 2,719,814 23 9, 423, 323 96 928,311 87 1,585,684 99 1 706 596 01 52, 048, 456 44 1, 510, 462 00 92, 253 58 37,432,017 44 11,967,287 00 9, 860, 000 0 0 1, 269,112 50 340, 928, 601 21 355, 535,109 95 87 (55 68 22 23 06 25 00 90 ••><) 00 00 11,821,556 3,366,216 9, 490, 772 1,014,025 1, 002, 085 2 194 097 79. 220, 337 2,177,515 84, 948 28, 085, 732 16, 356, 388 11,415,000 1, 426, 908 40 84 22 66 70 2'^ 00 00 33 06 00 00 00 377, 679, 527 27 12, 454, 285 3, 646, 869 9, 455, 000 394, 366 .1,484, 109 2 26 9 610 69, 419, 672 2, 449, 245 85, 995 13, 860, 205 21, 368, 416 23, 830, 000 1,661,352 87 68 21 40 32 ( )7 67 00 63 9,9 00 00 92 381, 982, 752 22 11,365,999 2,! 81, 296 9, 465, 819 995, 332 1,767,166 1 765 187 62, 454, 791 1, 560, 623 67, 702 13, 294, 602 14, 893, 468 21, 660, 000 1, 221, 207 73 75 80 78 79 M7 59 00 89 43 00 00 57 384, 778, 766 77 REPORT OF THE COMPTROLLER OF THE CURRENCY. 23 by States and reserve cities—Continued. CONNECTICUT. DECEMBER 28. MARCH 15. MAY 1. JUNE 29. OCTOBER 1. 81 b a n k s . 81 b a n k s . 81 b a n k s . 81 b a n k s . 82 b a n k s . $25, 448,120 00 $25, 448,120 00 $25, 448,120 00 Liabilities. Capital stock Surplus fund Undivided profits Kat'l l>ank circulation State bank circulation $25, 424, 620 00 $25, 504, 620 00 6, 274, 202 12 1, 886, 377 39 6, 329, 283 21 1, 413, 991 95 6, 315, 756 98 1, 559, 818 35 6, 270, 345 49 1, 066, 745 28 6,214,877 70 1, 311, 239 58 17, 037, 774 00 56,165 00 17, 356, 241 00 52, 827 00 17, 432, 952 00 48,178 00 17,121,803 00 47, 240 00 17, 470, 928 00 47, 019 00 92, 665 25 87, 594 05 115, 845 37 588, 993 67 103, 608 40 Individual deposits.. IT. S. deposits Dep'ts U.S.dis. officers 15, 049, 371 14 105,183 85 9, 696 15 14, 673, 865 93 139, 929 81 5, 757 31 14, 848, 706 41 115,836 82 ' 4,155 67 14, 546, 078 04 144,261 3<> 11, 732 76 15,741,172 32 121,447 91 23,434 58 Due to national banks Due to State banks . . 2,132,425 70 355,158 44 2, 238, 220 27 409, 898 73 1, 059, 700 61 270, 933 22 2,218,654 23 539, 469 12 1, 082, 854 83 307, 286 20 32, 075 93 35, 000 00 20, 075 93 35, 000 00 44, 758 03 35, 000 00 32,475 78 35,000 00 21, 849 96 5, 000 00 68, 514, 214 97 68, 210, 805 19 67, 299, 761 46 Dividends unpaid Notes re-discounted.. Bills payable Total NEW 226 banks. Capital stock Surplus fund Undivided profits 225 b a n k s . 7, 749, 923 51 4, 421, 449 49 26, 267,107 00 26,115, 378 00 • 76, 861 00 74, 743 00 Dividends unpaid j 72,199 J 74, 213 11 Individual deposits... j 46,340,211 28 46, 962, 474 41 U. S. deposits ! 403,374 03 Dep'ts U.S.dis. officers; 102, 450 21 450, 870 39 76, 327 63 D u e to national b a n k s 2, 989, 02n S4 2, J 96, 001 73 D u e to State b a n k s . . \ 1, 182, 133 21 1,105,754 70 Total 315, 628 61 778, 558 40 125, 459,101 06 CITY 47 b a n k s . Capital stock 225 b a n k s . 225 b a n k s . $33, 689, 691 00 $33, 476, 031 00 $33, 401, 031 00 $33,351,031 00 7, 778, 096 43 5, 463, 824 17 67, 95'5, 338 48 YORK. !N"at'l bank circulation State bank circulation Xot.es re-discounted.. Bills payable 68, 047, 418 73 148,978 99 639, 329 44 7, 744, 157 64 4, 639, 481 07 26,166, 077 00 74, 723 00 226 banks. $33, 293, 691 00 7, 622, 524 90 4, 538, 689 25 7, 660, 665 17 4, 465, 500 96 25,912, 180 00 70, 951 00 20,166, 062 00 68, 931 00 103, 826 52 301,599 73 69, 084 00 46,174, 752 30 603, 001 91 81, 061 59 44, 850, 251 78 549, 467 82 93, 084 52 44,981,103 88 560,798 04 78,160 51 1, 825, 081 37 928, 053 26 2, 797, 880 82 1, 060, 187 42 1, 677, 090 85 993, 625 42 396, 410 73 709, 774 79 421, 741 07 1,137, 690 70 249, 640 12 797, 066 35 123, 492,135 40 | 122, 847, 432 78 122, 707, 286 01 | 121, 064, 419 30 OF N E W Y O R K . 47 b a n k s . 47 b a n k s . 47 b a n k s . $56, 900, 000 00 $55, 900, 000 00 $oo, 900, 000 00 $55, 800, 000 00 47 b a n k s . $53, 800, 000 00 S u r p l u s fund Undivided profits 16,441,330 14 10, 381, 866 54 16, 234, 656 82 8, 305, 782 16 16, 071, 228 88 8,839,215 24 16, 097, 915 49 7, 721, 009 25 15,920,230 13 8, 659, 800 16 ISTat'l b a n k circulation State bank circulation 20,112,856 00 • 77, 230 00 20, 284, 665 00 77,158 00 20, 379, 008 00 77,156 00 20,198,648 00 73,360 00 20, 025, 861 00 73,339 CO 131, 383 46 412, 484 91 1,114, 450 76 Dividends unpaid 118, 521 63 Individual d e p o s i t s . . 160, 333, 699 63 163, 452, 980 32 189, 939, 804 50 185, 625, 384 91 298,874 07 413, 661 17 5, 513, 265 01 12, 891, 675 71 IT. S. deposits 149, 577 99 162,475 86 108, 506 77 D e p ' t s U.S.dis.officers 132, 044 06 D u e to national b a n k s D u e to State b a n k s . . . Xotes re-discounted Bills payable Total 59, 817, 740 89 22/296, 904 32 69, 428,129 57 21,120, 217 59 24, 000 00 346, 928, 601 21 355, 535,109 95 190, 704 89 172,411,668 91 26, 090, 296 84 131, 225 18 58, 828, 691 65 21, 602,166 33 61,741,746 83 20, 578, 517 21 8, 000 00 8, 000 00 8, 000 00 377, 679, 527 27 381, 982, 752 22 384, 778, 766 77 68,125,941 13 19, 311, 699 48 24 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 17 1877? arranged CITY Resources. Loans and discounts Bonds for circulation Bonds for deposits . IT. S. bonds on hand.. Other stocks and b'ds Due from res' ve ag' ts. Due from nat'lbanks Due from State banks Real estate, &c Current expenses Premiums paid..' Cash items Clear'g-house exeh'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. XT. S. cert's of deposit. Due from U. S. Treas Total OF A L B A N Y . DECEMBER 28. MARCH 15. MAY 1. JUNE 29. OCTOBER 1. 7 banks. 7 banks. 7 banks. 7 banks. 7 banks. $6, 236, 642 31 1, 810, 000 00 100, 000 00 1, 571, 750 00 292, 599 21 1, 720, 335 13 559, 947 66 217,695 29 341, 884 05 7,649 96 254, 416 88 164, 327 22 69,291 48 124, 259 00 3, 683 96 50,130 67 510,411 00 475, 000 00 86,912 80 $5, 763, 654 72 1, 810, 000 00 100,000 00 671,600 00 287,990 97 2, 432, 864 01 742, 755 6G 289,119 06 331, 784 05 2, 383 32 143, 092 48 148, 975 62 56,733 22 109, 010 00 3,021 37 120, 732 13 462,124 00 425,000 00 88, 687 0G $6, 401, 856 12 1, 810, 000 00 100, 000 00 670, 750 00 287, 990 97 2, 505, 425 70 640, 454 95 264, 614 93 331, 784 05 4, 951 13 143, 092 48 201,332 44 127, 959 61 125,160 00 3, 252 55 154, 294 33 421,427 00 475, 000 00 84, 880 76 $5,807,174 16 1,810,000 00 100,000 00 1,171,150 00 233,481 62 1, 763, 909 46 518,701 89 195,501 m 331,682 63 175, 359 98 189, 348 69 113, 205 12 100, 453 00 4, 035 90 166, 556 11 434, 015 00 470,000 00 72,168 86 $5, 492, 689 98 1,860,000 00 595,000 00 1,555,250 00 232, 505 62 1, 680, 391 35 474, 082 43 129,481 67 331,682 63 3,700 00 168, 784 41 169,654 68 111,038 71 82,123 00 3, 234 66 209, 684 65 419,290 00 430,000 00 81,967 26 14, 596, 939 62 13, 989, 527 67 14, 754, 227 02 13, 656, 744 28 14, 030, 561 05 NEW JERSEY. 69 banks. Loans and discounts. $23, 933, 147 90 Bonds for circulation. 12, 589, 350 00 Bonds for deposits . . 250, 000 00 IT. S. bonds on h a n d . . 323, 600 00 Other stocks and b'ds 574, 535 16 D u e from res've ag'ts 5, 489, 153 76 D u e from n a t ' l b a n k s 1, 388, 256 69 Due from State b a n k s 236, 779 94 1, 985, 32 56 Heal estate, &c 314 495 90 Current expenses 265, 784 90 P r e m i u m s paid 597, 386 84 Cash items Clear'g-house exch'gs 559, 388 00 Bills of other b a n k s . . 20,386 18 Fractional currency . 253, 410 38 Specie 1,663,062 00 Legal-tender notes . . 120, 000 00 IT. S. cert's of deposit. 599, 563 16 D u e from U. S. Treas Total 69 banks. £22, 559,764 12, 701,350 250, 000 828, 950 584, 675 5, 747,259 1, 068,664 230, 721 2, 003,203 180, 361 233, 210 563, 389 69 banks. 69 banks. 68 b a n k s . 71 $22, 840, 238 18 $22, 446,645 91 00 12, 791, 350 00 12,881, 350 00 00 250, 000 00 250, 000 00 00 919,900 00 896, 550 00 44 652,607 91 612, 591 44 49 4, 336, 356 51 5, 298,709 49 56 903,183 13 1, 026,771 54 50 177, 878 30 249, 590 68 13 1, 953, 346 43 1, 929,333 30 55 200,361 03 133, 913 78 91 186, 757 20 165, 482 85 54 021,431 23 732, 300 76 430,159 00 19,504 57 349,922 16 1,775,184 00 110,000 00 617, 763 16 542, 820 00 15,866 32 406, 021 56 1, 820, 485 00 110, 000 00 589, 972 74 51,164, 033 37 I 50, 254, 083 72 49, 318, 575 54 593,184 15, 264 441, 213 1, 647, 739 110, 000 644, 655 $22, 572, 215 12, 785, 350 393, 000 1, 009, 550 659, 433 5, 900, 434 1,147, 749 ' 224, 200 1, 965, 124 177, 631 164, 530 591, 907 00 I 84 93 00 00 01 56 00 00 00 87 70 29 47 51 92 21 34 514,099 00 12/931 91 472,880 85 .,689,088 00 110,000 00 610,535 01 50, 075, 296 53 51, 060, 662 64 180 b a n k s . 181 b a n k s . PENNSYLVANIA. 179 banks. Loans and discounts $47, 278, 501 79 25, 902, 600 00 Bonds for circulation 580, 000 00 Bonds for deposits . . IT. S. bonds on h a n d . . 1, 423, 950 00 Other stocks and b'ds 2, 963, 752 45 D u e from res've ag'ts 4, 524, 905 95 D u e from n a t ' l b a n k s 1,665, 332 88 D u e from State b a n k s 801, 900 00 2,873, 091 97 Keal estate, &c 333, 756 48 Current expenses 551, 523 50 P r e m i u m s paid 086 44 498, Cash items Clear' r g-house exch'gs 1, 060, 528 00 Bills of other b a n k s . . 83, 382 39 Fractional currency . 410, 719 52 Specie 3, 783, 400 00 Legal-tender notes . . 100,000 00 IT. S. cert's of deposit 1,169,193 85 D u e from IT. S. Treas Total 179 banks. 179 banks. $46, 037, 905 96 $46, 665, 841 75 26,037,600 00 26,114, 500 00 580, 000 00 580, 000 00 1, 283, 600 00 1, 417, 950 00 2, 972, 574 65 3, 032, 087 34 5, 499, 790 15 3, 848, 023 50 1, 754,150 12 1, 632, 379 93 832,471 34 838, 862 47 2, 909, 965 70 2, 930, 799 94 465,519 36 587, 090 88 494, 352 07 501,159 11 557,796 27 505, 808 23 $44,629, 193 26,196, 950 580, 000 1, 746, 550 3, 063, 773 4,144, 244 1, 583, 321 910, 437 2, 864, 816 327, 595 440, 159 559, 279 69 00 00 00 69 07 81 84 11 46 35 98 $43, 567, 085 32 26, 396, 950 00 605, 000 00 2, 016, 400 00 3, 225, 212 79 4, 324, 795 52 . 1, 504, 469 51 854,567 15 2,978,277 24 493,272 04 428,878 85 567,493 06 767,601 00 70, 599 04 468, 904 87 3, 570, 466 00 100, 000 00 ' 1,188, 918 78 857, 676 00 61,904 41 617,386 81 3, 930, 952 00 130,000 00 1, 208, 625 44 943,958 00 58, 980 72 701,637 77 3, 490, 604 00 105, 000 00 1,185, 960 92 765,338 00 50, 866 70 889,987 18 3, 329, 432 00 95, 000 00 1, 205,193 83 96, 004, 625 22 j 95, 592, 215 31 95, 461, 047 81 93, 532, 463 41 93,298,219 19 REPORT OF THE COMPTROLLER OF THE CURRENCY. 25 by States and reserve cities—Continued. CITY OF ALBANY. Liabilities. DECEMBER 28. MARCH 15. MAY 1. JUNE 29. OCTOBER 1. 7 banks. 7 banks. 7 banks. 7 banks. 7 banks. $2, 000, 000 00 $2, 000, 000 00 $2, 000, 000 00 $2, 000, 000 00 $2, 000, 000 00 Surplus fund Undivided j)rofits 1, 470. 000 00 338,108 52 1, 445, 000 00 224, 280 16 1, 445, 000 00 214,678 80 1, 445, 000 00 239,221 54 1, 445, 000 00 199,983 76 Nat'l bank circulation State bank circulation 1, 510, 440 00 9,189 00 1, 606, 690 00 1, 602, 390 00 1, 575, 640 00 1, 602, 460 00 Capital stock Dividends unpaid Individual deposits.. U. S. deposits Dep'ts tf.S.dis. officers Due to national banks Due to State banks .. Notes re-discounted Bills payable Total 15, 086 50 980 00 13,194 50 21,010 50 17, 819 50 5, 801, 824 78 55,171 37 10, 963 70 5, 812, 713 52 59, 696 56 5, 542 46 6, 804, 724 07 57, 558 59 5, 265 70 5, 592, 709 94 55, 583 04 11, 983 84 5, 576, 793 12 551,938 87 14, 910 88 2, 078, 797 48 607, 358 29 2,135, 749 97 698, 875 00 1, 908, 859 84 702, 555 52 2, 027, 588 77 688, 006 65 2, 062, 841 90 558, 813 02 13,989,527 67 14, 754, 227 02 13, 656, 744 28 14, 030, 561 05 700, 000 00 14, 596, 939 62 NEW Capital stock Surplus fund Undivided profits N a t ' l b a n k circulation State b a n k circulation JERSEY. 69 banks. 69 b a n k s . 69 b a n k s . 69 b a n k s . $14 203 350 00 $14 183 350 00 $14 183 350 00 $14 183 350 00 $14 033 350 00 3, 843, 527 77 1, 987, 586 42 3, 815, 357 17 1, 558, 605 19 3, 670, 908 65 1, 568, 415 13 3, 649, 895 85 1, 407, 772 78 3, 703, 422 53 1, 375, 280 80 11,196, 836 00 32, 865 00 11, 256, 011 00 32, 815 00 11, 325, 673 00 32, 807 00 11, 318, 806 00 32, 792 00 11, 278, 693 00 32, 454 00 68 b a n k s . 34, 379 90 47, 587 57 50, 750 10 272, 968 16 83, 460 68 Individual d e p o s i t s . . . XT. S. deposits D e p ' t s U.S.dis.oflicers 17, 534, 296 48 124, 680 52 11, 205 35 17, 503, 055 96 141, 600 69 5, 051 37 16,761,324 96 172, 2fi8 04 6,765 31 17,421,454 07 144, 248 10 TO, 685 29 18, 584, 261 36 284, 097 62 6,146 79 Duo to national b a n k s D u e to State b a n k s . . 1,789, 019 99 179, 570 38 1 369, 554 95 209, 776 76 1, 229, 006 23 103, 613 53 1,323,399 50 155, 090 96 1, 357, 944 94 191, 701 22 Notes re-discounted.. Bills payable 133, 015 56 93, 700 00 79, 618 06 51, 700 00 80, 215 09 73, 478 50 76, 990 82 77, 843 00 48,149 70 81, 700 00 51,164, 033 37 50 254, 083 72 49, 318, 575 54 50, 075, 296 33 51, 060, 662 64 Dividends unpaid Total PENNSYLVANIA. Capital stock Surplus fund Undivided profits Natl bank circulation State bank circulation Dividends unpaid 179 banks. 179 banks. 179 banks. 180 b a n k s . $28, 559, 340 00 $28, 509, 340 00 $28, 509, 740 00 $28,464, 840 00 $28, 469, 840 00 7, 674, 949 42 2, 086, 376 21 7, 687, 364 00 2, 022, 587 92 7, 697, 713 96 2, 335, 061 07 7, 554, 643 21 1, 690, 403 07 7, 473, 378 78 2, 092, 043 76* 22, 933, 611 00 40, 930 00 •23, 080, 874 00 40, 894 00 23, 064, 567 00 40, 779 00 22,864,743 00 40, 717 00 23, 050, 078 00 40, 543 00 181 banks. 121, 279 25 86, 385 30 196, 018 50 85, 687 85 Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers 31,801,335 31 290, 673 29 20, 771 41 31,935,108 08 293, 448 34 8, 495 23 31, 521, 014 35 380,061 55 15,167 34 30,158,759 53 344, 406 39 19,138 63 30, 378, 289 63 370, 222 88 11,901 61 Due to national banks Due to State banks... 1, 879, 709 27 348, 482 30 1, 388, 774 32 310, 649 29 1, 236, 527 23 270,123 79 1,671,977 29 299, 829 93 1, 031, 724 14 174, 499 98 Notes re-discounted.. Bills payable 182, 077 76 65, 090 00 169, 049 73 59,245 10 191,798 52 103, 000 00 123, 939 26 103, 047 60 53, 009 56 67, 000 00 96, 004, 625 22 95, 592, 215 31 95, 461, 047 81 93, 532, 463 41 93,298,219 19 Total 95, 494 00 26 REPORT OF TUP] COMPTROLLER OP THE CURRENCY. Abstract of reports since October 1 ? 1877, arranged CITY OF PHILADELPHIA. Ke#ources. DECRMBK-R 2 8 . MARCH 15. MAY 1. JUNE 29. OCTOBER 1. 31 banks. 31 b a n k s . 31 banks. 31 banks. 31 banks. Loans and discounts. $44,120, 740 38 Bonds for circulation. 13, 063, 700 00 Bonds for deposits .. 250, 000 00 TJ. S. bonds on hand.. 1,602,400 00 Other stocks and b'ds 1,900,141 02 Due from res'vea^'ts 3, 791, 832 96 Due fromnat'l banks 2, 610, 182 21 Due from State banks 533,420 08 Heal estate, &<; 2, 610, 885 94 Current expens-es 205, 8'<i6 12 "Premiums paid 429, 369 30 Cash items 326, 577 75 Clear' «i-house exeh'gs 4, 599, 543 23 Bills of other banks.. 1,329, 019 00 "Fractional currency 42, 963 97 Specie 1,703,842 16 Le^al-tender notes .. 5, 280, 970 00 TJ. S. cert's ofdeposit 3, 880, 000 00 Due fi'om U. S. Treas • 663,233 03 Total 88,950,657 15 CITY 22 banks $43, 236, 694 13, 163, 700 250, 000 1, 859, 400 1,980,316 4,116, 320 2, 297, 617 482, 859 2,634,126 487, 647 417, 610 269, 207 3, 926, 073 781, 533 30, 744 2,451,061 4, 597, 827 3, 655, 000 635, 290 36 00 00 00 71 04 89 69 00 44 09 92 81 00 67 19 00 00 21 87, 273, 030 02 ; 87, 857, 904 32 »... 22 b a n k s 33, 919, 991 64 88, 493, 028 61 90,527,950 14 OF PITTSBURGH. 22 b a n k s . Loans and discounts. $18, 798, 959 33 $18, 078, 819 91 6,154, 500 00 Bonds for circulation 6,104, 500 00 200, 000 00 Bonds for deposits... 200, 000 00 00 561,150 00 U. S. bonds on hand.. 554, 050 616, 059 50 Other stocks and b'ds 589, 390 29 1, 939, 376 15 Due from res've a^'ts 1, 587, 225 04 535, 123 04 Due from uat'l banks 565. 490 43 249, 009 70 188, 156 4 9 Due from State banks .1, 347, 486 01 1, 349, 923 4 3 Heal estate, &c 106, 876 84 144, 706 39 Current expenses.... 149, 627 83 106, 991 98 Premiums paid 136, 975 20 121, 825 82 Cash items 473, 689 92 402, 624 3 3 Clear'ji-house exch'^a 417,332 00 246, 261 00 Bills of other banks".. 25, 347 09 17,162 93 ^Fractional currency 105, 987 07 147, 491 71 Specie 2,115,735 00 1, 958, 575 00 Le^al-tender notes . . 100, 000 00 100, 000 00 XT. S. cert's ofdeposit. 292, 309 89 30U, 533 99 Due froniU. S. Treas Total $42, 601, 378 45 $40,866,719 61 $42,099,481 19 13, 263, 700 00 13, 553, 700 00 13, 703, 700 00 250, 000 00 250, 000 00 250, 000 00 2, 187, 400 00 2, 681, 400 00 2. 780, 450 00 1, 833, 434 00 1,713,415 09 1, 704, 513 05 3, 219, 302 84 3, 966, 378 04 4, 826, 938 02 2, 797, 924 82 2, 522, 763 20 2,553,683 51 497, 228 83 437, 648 25 499, 201 62 2, 642, 540 38 2,643,401 30 2, 649, 985 13 505, 805 86 240, 670 72 565, 279 (J8 431, 938 27 442, 119 39 398, 468 93 331, 446 32 431,464 54 404, 555 69 5, 082, 987 23 5, 439, 031 93 6,709,347 32 1, 084, 310 00 939, 349 00 775,103 00 28,413 19 28, 366 21 23,339 61 2, 265, 500 72 2,018,094 32 2, 265, 692 38 4, 285, 085 00 4, 863, 700 00 3, 764, 554 00 3, 880, 000 00 4, 800, 000 00 3, 910, 000 00 669, 508 41 654, 807 01 643, 657 01 33,169, 281 70 $17, 961, 250 6, 154, 500 200, 000 563, 800 599, 609 1, 067, 949 43ti, 233 241, 168 1, 366,109 149, 693 102, 476 118,280 498,105 482, 852 16, 900 220, 704 2, 111, 256 100, 000 296, 568 22 b a n k s 64 00 00 00 50 92 79 85 37 86 91 99 91 00 63 30 00 $17, 497, 344 6, 354, 500 24)0, 000 587, 200 581,174 1, 315, 426 581, 657 183, 103 1, 356, 873 112, 006 107, 758 119, 488 514, 911 244, 609 14,112 244, 875 1, 704, 234 22 b a n k s . 17 00 00 00 50 43 18 52 55 38 46 01 72 00 60 42 00 $16, 670, 959 6, 454, 500 304, 500 678, 500 586, 335 1,712,972 599, 800 208, 257 1, 471,113 158, 499 89, 360 109, 562 584,142 438,121 14,192 371, 528 2,106, 492 08 00 00 00 33 90 12 11 67 99 40 23 99 00 90 16 00 00 60 304, 111 81 306, 053 10 32, 687, 461 27 32, 023, 386 75 32, 862, 890 98 DELAWARE. 13 banks. Loans and discounts Bonds for circulation. Bonds for deposits .. TT. S. bonds on bund.. Other stocks and b'ds Due from res' ve ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums ipAi'l Cash items Clear' <r-house exch'gs Bills of other banks -. ^Fractional currency . Specie Leoal-tender notes .. V, S. cert's ofdeposit Due from U.S. Treas. Total $2. 797, 063 1, 534, 200 60, 000 14,150 177, 309 429, 242 129, 247 88, 089 154, 329 23, 818 24,719 44, 338 75, 2, 18, 160, 40, 70, 932 728 900 266 000 023 80 00 00 00 06 78 59 53 42 42 r>o 21 00 11 86 00 00 40 5, 844, 358 74 13 b a n k s . 14 banks. 14 banks. $2, 999, 017 70 1, 600, 200 00 60, 000 00 100 0 0 168,148 77 331, 884 44 113, 040 45 68, 304 19 189, 616 67 25, 956 19 20, 538 25 62, 943 49 $2, 846, 784 1, 534, 200 60, 000 24,150 162, 295 354,707 133, 145 61,175 167, 811 14, 999 18, 697 53, 791 99 00 00 00 40 85 09 77 20 56 00 67 $3, 004,179 95 1, 600, 200 00 60, 000 00 10,150 00 163, 292 71 276, 517 49 143, 811 79 62, 033 02 189, 673 51 22,122 44 21, 200 75 48, 830 92 41. 507 1, 786 28, 984 171,870 40, 000 68, 623 00 76 35 00 00 75 68,100 3, 017 35. 666 157, 983 40, 000 72, 643 5, 784, 530 39 00 82 86 00 00 50 5, 979, 423 76 71, 2, 41, 148, 40, 74, 652 257 429 354 000 793 00 80 39 00 00 75 6, 018, 237 09 14 b a n k s $3, 028,473 86 1, 613, 200 00 60, 000 00 19, 900 00 167, 863 37 435, 258 04 141, 887 34 43, 497 83 189,101 22 22, 378 20 18,326 63 73, 350 97 76, 2, 70, 172, 40, 71, 006 224 094 439 000 893 00 15 34 00 00 75 6, 245, 894 70 REPORT OF THE COMPTROLLER OF THE CURRENCY. 27 by States and reserve cities—Continued. CITY OF P H I L A D E L P H I A . DECKMIJEIt i>8. MARCH 15. JUNE 29. MAY 1 . OCTOBER 1. Liabilities. 31 b a n k s . Capital stock $16, 843, 000 00 3 1 banks. 31 batiks. no $16, 843, 000 00 $16, 843. 000 00 $16, 843, 000 00 31 banks. .$16 843, 000 31 b a n k s . Surplus fund Undivided profits.... 7, 471, 730 68 1, 211, 010 99 7, 423,013 82 1, 554, 507 78 7 326,176 40 i,848, 508 48 7. 315, 970 51 1, 236, 028 53 7, 313, 099 53 1, 614, 485 51 Nat'l bank circulation State bank circulation 11, 371, 263 00 21, 142 00 11, 482, 729 00 21,136 00 n, 592, 336 00 11, 402, 760 00 13, 706 00 11,730, 429 00 13, 760 01) 13, 771 00 55, 979 85 38, 276 25 34, 270 05 51, 897 10 41,972 10 Individual deposits . IT. S. deposits Dep'ts U.S.dis.officers 43, 326, 821 77 202, 937 72 39, 974, 333 44 185, 712 61 41, 279, 507.83 218, 877 41 42,412,536 24 217,130 94 42,795, 881 197, 946 66 Due to national banks Due to Stale banks.. - 6, 441 645 16 1,920 125 98 080, 783 23 2 594, 537 89 6 670, 481 37 1 955, 975 78 7, 063, 348 03 1, 861, 591 26 7, 888, 615 63 2, 028, 760 40 85, 000 00 15, 000 00 60, 000 00 15,000 00 60, 000 00 15, 000 00 60, 000 00 60, 000 00 88, 950 657 15 87 273, 030 02 87 857, 904 32 88, 493, 028 61 90, 527, 950 14 Dividends unpaid Blils payable Total CITY OF PITTSBURGH. 22 banks. Capital s*tock $10 350,000 00 22 b a n k s . 22 banks. $10,350,000 on $10, 350, 000 22 b a n k s . 22 b a n k s . no $10, 350, 000 00 $10 350 000 0f> Surplus fund Undivided profits . . . 3, 065, 908 49 697, 395 38 3, 026, 407 56 569, 000 60 3, 031, 943 581, 830 88 3, 019, 328 57 474,760 06 3, 036, 929 35 490, 505 82 N a t ' l bank circulation State bank circulation 5, 427, 061 00 4, 235 00 5, 486, 988 00 4,235 00 5, 463, 506 00 4, 235 00 5, 510, 368 00 4,235 00 5, 715, 216 Of? 4, 235 00 42, 320 50 39, 836 50 78,479 50 65, 615 00 65, 210 25 Individual deposits.. IT. S. deposits Dep'ts U.S.dis.officers 11, 868, 906 99 6, 504 81 172, 912 25 11, 616, 590 13 97, 330 06 180, 070 10 11, 430, 769 48 102, 763 41 73, 414 30 11,167,952 65 10. 031 08 120, 644 85 11,133, 314 87 121, 238 91 163, 824 20 Due to national banks Due to State banks . . 1, 131, 648 76 1,144, 441 25 989, 201 68 799, 624 01 924, 632 63 614,739 82 C33, 204 99 595, 218 49 869, 425 31 855, 984 7.5 ISTof es re-discounted.. Bills payable 28, 567 21 21,146 88 10, 000 00 61,968 06 10, 000 00 47, 006 10, 000 0 0 32, 687, 461 27 32, 023, 386 75 32, 862, 890 98 Dividends unpaid Total 10,000 00 33, 919, 991 64 33,169, 281 70 DELAWARE, Capital stock Surplus fund Undivided profits K"at'l bank circulation State bank circulation 13 banks. 13 banks. 14 banks. 14 banks. $1,663 985 00 $1 663 985 00 $1, 763 985 00 $1 763 985 0 0 &1 763 985 00 447, 572 38 147, 085 19 449 800 21 84, 719 90 452, 3R3 43 115, 849 08 450, 000 42 134r 830 IS 454.135 75 104, 501 00 1,340,910 00 6,658 00 1 353, 420 00 6, 639 00 1, 349, 030 00 6,639 00 1, 388, 855 00 6,639 00 1,407, 620 oo 6, 639 00 14 banks. 9,133 50 10, 459 90 8,901 90 7,644 40 10, 017 50 Individual deposits.. U S. deposits Dep'ts U.S.dis.officers 1,904, 655 10 35,515 87 6,662 45 1 970. 446 66 34, 356 33 6,372 31 1, 924.293 45 40, 430 29 1,149 47 1,875, 556 05 44, 329 89 6,068 12 2,199, 040 49, 826 36 11, 263 60 Due to national banks Due to State banks . . 262, 884 53 19, 296 66 188, 525 62 10, 805 40 255, 224 95 2, 087 19 5,000 00 59, 500 00 56, 000 00 5 784, 530 39 5, 979, 423 76 6, 018, 237 09 Dividends unpaid Xotes re-discounted.. Bills payable Total 5,844, 358 74 271, 678 76 ! 12, 650 27 227,420 72 11, 355 59 6, 245,. 894 70 28 REPORT OF THE COMPTROLLER OP THE CURRENCY. Abstract of reports since October 17 18777 arranged MARYLAND. DECEMBER 28. MARCH 15. MATl. 18 b a n k s . 18 banks. 18 banks. Resources. Loans and discounts. Bonds for circulation Bonds for deposits . . IT. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due fromnat'l banks Due from State banks Heal estate, &c Current expenses.... Premiums paid Cash items Clear'^-house exch'gs Bills of other banks.. Fractional currency Specie Le^al-tender notes . . TJ. S. cert's of deposit Due from IT. S. Treas Total $3, 776, 502 37 2, 130, 550 00 100, 000 00 228, 700 00 246,539 81 537, 303 80 266, 022 74 50, 512 10 168, 502 07 38, 442 28 14, H05 10 47, 271 26 74, 017 00 4, 752 75 57, 195 79 287,076 00 10, 000 00 97,192 26 8,134, 585 33 $3, 774, 780 82 2, 130, 550 100, 000 231, 400 242, 166 459, 744 247, 814 39, 704 173, 982 33, 5(54 12, 942 48, 764 77, 5, 64, 258, 10, 100, 036 508 623 353 000 142 00 00 00 75 78 46 14 17 39 02 81 00 20 77 00 00 21 8, 011, 077 52 JUNE 29. 18 b a n k s . $3, 828, 898 48 2, 130, 550 00 100, 000 00 226,400 00 250, 119 25 337, 398 45 201,838 82 32, 379 49 173, 845 72 37, 038 63 12. 942 02 22, 851 16 79, 3, 71. 310, 10, 95, 445 691 012 043 000 672 OCTOBER 1. 00 01 65 00 00 50 7, 924,126 18 18 b a n k s . $3, 773, 569 71 2,105. 550 00 100J 000 00 221, 600 00 270,186 75 316,169 96 192,137 65 36, 011 24 174, 916 97 13, 012 41 7, 543 15 33,501 91 106, 3, 62, 271, 10, 97, 352 308 628 355 000 072 $3,501,186 37 2, 066, 550 00 100, 000 00 346, 800 00 240, 688 69 517, 241 17 289, 509 92 48, 614 01 197,401 12 31, 786, 54 9, 355 02 44, 223 04 00 31 19 00 00 50 95, 935 00 3,407 52 73, 976 81 297, 468 00 10,000 00 94, 047 50 7, 794, 915 75 7, 968,190 71 CITY OF B A L T I M O R E . 14 banks 14 b a n k s Loans and discounts $19,179, 256 57 6,410 000 00 Bonds for circulation 200, 000 00 Bonds for deposits .. 864, 000 00 XJ. S. bonds on hand. 664, 655 61 Other stocks and b'ds 1, 85^), 690 0.9 Due from res've ag'ts ' 834, 893 76 Due from nat/1 banks 120, 521 33 Due from State banks 645, 735 64 Keal estate, &c 148, 559 20 Current expenses 73 35, 430 Premiums paid 78, 542 29 Cash items 1, 33(5, 974 51 Clear' g-house exeh'gs 381, 721 00 Bills of other banks . 12 8,404 Fractional currency 212, 306 42 Specie Legal-tender notes .. 1, 210, 679 00 U. S. cert's of deposit 1, 750, 000 00 292, 612 00 Due from U. S. Treas Total 36, 229, 982 27 $19, 025, 672 6,410,000 200, 000 8(54, 000 674, 758 1, 745, 217 502, 582 121, G73 639, 095 111,667 35, 825 31, 742 1, 084, 959 432,199 5, 983 280, 831 1,110,263 2, 230, 000 295, 512 14 banks. 14 b a n k s . 91 00 00 00 36 09 40 55 62 14 47 92 80 00 54 88 00 00 00 35, 801, 984 68 $18, 986, 392 6, 210, 000 200, 000 1, 064, 000 690, 559 1, 228, 883 447, 957 163, 936 639, 095 149, 439 36, 053 23, 390 1, 894,159 349, 070 14, 667 319, 423 1,141,786 1, 490, 000 282, 312 21 00 00 00 56 83 15 28 62 08 28 79 20 00 55 13 00 00 00 35, 331, 125 68 $18, 002, 753 6, 225, 000 200, 000 1,064 000 560, 263 1, 805, 675 603,168 110,149 639, 102 91, 638 35, 662 35, 535 1, 354, 071 530, 482 10,670 318, 392 1, 038' 042 1, 515, 000 286, 987 14 b a n k s 00 00 00 $18, 097,151 73 6, 2(55, 000 00 200, 000 00 1, 264, 000 00 487, 263 80 1, 780, 213 76 701, 555 42 138, 062 8 6 615, 069 71 168, 863 05 60, 933 62 77,185 10 1, 877, 978 04 382, 879 00 4,253 87 273,187 64 923^ 564 00 1, 265, 000 0 0 292, 462 00 34, 426, 594 9 9 34, 874, 623 60 04 00 00 00 80 77 49 70 62 02 07 77 86 00 21 64 DISTRICT OF COLUMBIA. Loans and discounts Bonds for circulation. Bonds for deposits . TJ. S. bonds on hand.. Other stocks and b'ds Due from res've aii'ts Due from nat'l banks Due from State banks Real estate, &e Current expenses Premiums paid Cash items Clear' ^-house exch1 <rs Bills of other banks.. Fractional currency Specie Letral-tender notes . . 17. S. -cert's of deposit Due from IT. S. Treas Total 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $315, 749 14 250, 000 00 $271, 928 54 250, 000 00 $262, 221 61 250, 000 00 $255, 962 79 250, 000 00 $248, 939 28 250, 000 00 00 51 72 26 68 .... i23, 17 i 26 78, 367 17 11, 435 46 284 73 17, 550 0 0 35 18 1,892 16 15, 426 '>()6 6, 930 79, 000 30, 000 11, 250 00 00 70 00 00 00 941, 29S 70 50, 000 108, 830 93, 582 9,742 803 17, 550 2, 554 00 01 92 01 36 100, 000 94, 547 82, 800 8, 037 8, 903 17, 550 4,316 09 100, 000 00 94,547 51 135, 628 22 7, 078 67 1,048 69 17, 550 00 73 84 4 404 0 3 10 215 61 16 334 48 36, 570 00 11, 287 00 12,710 00 9, 578 73, 500 30, 000 11,250 9, 330 79, 500 30, 000 11, 250 9, 75, *30, 11, 200 500 000 250 00 14 60 00 00 00 971, 915 61 00 10 00 00 00 974, 207 58 20 00 00 00 1, 021, 014 40 200, 000 19, 335 121, 950 15, 541 4,243 17, 950 2,155 00 00 54 22 35 00 92 8 765 0 4 : > 16, 038 5 34,370 75, 000 30, 000 11, 250 00 20 00 00 00 00 1, 035, 543 53 REPORT OF THE COMPTROLLER OF THE CURRENCY. 29 by States and reserve cities—Continued. M AR YL DECEMBER 28. MARCH 15. AND. JUNE 29. MAY 1 . OCTOBER 1. Liabilities. Surplus fund Undivided profits Nat'l bank circulation State bank circulation 18 banks. 18 banks. 18 banks. $2, 306, 700 00 $2, 306, 700 00 $2, 306,700 00 $2,281,700 00 $2, 231, 700 00 668, 802 49 231,154 82 669,102 49 218, 025 41 669,851 82 240,879 64 669, 437 07 183, 389 76 676,109 98 214, 692 91 1, 912, 803 00 2,420 00 1,882,308 00' 2,414 00 1, 884, 782 00 2,409 00 1, 809, 887 00 2, 409 00 1, 781, 452 00 2,409 00 18 banks. Capital stock 18 banks. 12,022 90 15, 409 84 58, 373 03 23, 038 58 Individual deposits.. IT. S. deposits Dep'ts U.S.dis.officers 2, 583, 049 41 61, 646 68 43, 004 58 2,594,730 88 48, 357 29 18, 968 93 2, 492, 631 98 48, 543 97 29, 345 94 2,430,983 16 49, 842 88 24,461 07 2, 750,479 22 46,822 32 18,732 54 Due to national banks Due to State banks.. 343,773 06 34, 303 71 90, 796 89 27, 038 23 71, 743 70 40, 875 28 129, 950 44 31, 250 12 83,093 26 21, 976 15 Notes re-discounted Bills payable 117,821 07 37,150 68 103,461 82 22, 717 23 98, 235 78 21, 857 23 101, 374 99 17, 000 00 100, 684 75 8,134, 585 33 8, 011, 077 52 Dividends unpaid Total 29,106 51 7, 924,126 18 7, 794, 915 75 7, 968,190 71 CITY OF BALTIMORE. 14 banks. 14 b a n k s . 14 b a n k s . 14 b a n k s . $10,891,985 00 $10, 891, 985 00 $10, 891,985 00 $10 633,310 00 Surplus fund. Undivided profits 2,437, 984 79 757, 242 94 2, 428, 934 79 658,120 90 2, 432, 834 26 814, 815 71 2, 435, 383 55 569, 314 64 2, 354, 783 55 701, 571 25 N a t ' l bank circulation State bank circulation 5, 466, 547 00 67, 860 00 5,454, 792 00 67, 759 00 5, 427, 788 00 67, 091 00 5, 215, 678 00 67, 014 00 5, 363, 348 00 66, 997 00 Capital stock 14 b a n k s . $10, 633, 310 Of) 164, 539 79 61, 282 53 70, 244 48 205,123 86 60, 438 32 Individual deposits... U S deposits Dep'ts U.S.dis.officers 13, 492, 524 04 93, 525 31 13, 878, 499 50 93, 594 31 13, 484. 748 Gl 135,413 89 13, 633. 261 39 108, 34.7 96 13, 275, 700 40 100,178 04 Due to national banks Due to State b a n k s . . . 2, 402, 464 97 455, 308 43 1, 924,132 17 342, 884 48 1, 758, 564 46 247, 640 27 1,353,391 48 205, 970 11 1,930 145 98 388,151 06 36, 229, 982 27 35, 801, 984 68 35, 331,125 68 34, 426, 594 99 34, 874, 623 60 Dividends unpaid Notes re-discounted Bills payable Total DISTRICT OF COLUMBIA. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $252, 000 00 $252, 000 00 $252, 000 00 $252, 000 00 $252,000 00 Surplus fund Undivided p r o f i t s . . . . 52.000 00 20J167 86 52, 000 00 27,641 40 52, 000 00 33, 464 75 53, 000 00 21, 090 59 53,000 00 30, 251 54 N a t ' l bank circulation State bank circulation 225, 000 00 213,700 00 222, 500 00 215, 4-00 00 214,100 00 Capital stock 11,208 00 1,288 00 1,160 00 11,108 00 1,220 00 Individual deposits.. U. S. deposits Dep'ts U.S.dis.officers 373, 086 22 415,490 73 403,645 02 462, 295 81 480, 003 85 Due to national banks Due to State b a n k s . . . 7, 607 46 229 16 4,313 95 5, 481 53 8, 279 50 1,158 31 5,952 82 167 18 4, 827 14 141 00 . 941, 298 70 971, 915 61 974,207 58 1, 021, 014 40 1, 035, 543 52 Dividends unpaid Notes re-discounted.. Bills payable Total 30 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1877? arranged CITY OF W A S H I N G T O N . DECEMBER 28. MARCH If 5 banks. 5 banks. Loans and discounts $1,501,000 77 750, 000 00 Bonds for circulation. 100, 000 00 Bonds for deposits . 92, 950 00 TJ. S. bonds on band . 71,702 81 Cvher stocks and b'ds 228, 014 85 Due from res've ag'ts 91,211 87 Dae fromnat'lbanks G, 030 (i0 Due from State banks 571,117 99 Real estate, &c 41,315 38 Current expenses 14, 229 OS Premiums paid 41, 592 50 Cash items Clear'tj-hoiise exch'(rs 16, 073 00 Bills of other banks. 7,180 58 Fractional currency 31 195 S7 Specie 217, 074 00 Legal-tender notes .. 35, 000 00 U. S. cert's of deposit 33, 750 00 Due from U. S. Treas Total 3, 851, 312 02 $1, 475, 998 705, 000 100, 000 70,100 00, 489 290, 351 55, 519 27, 329 577, 802 25, 901 14, 293 30, 208 JUNE 29. MAY 1. lie source s 6 banks. 6 banks. 10 $1, 713, 597 30 00 00 00 99 800, 000 100, 000 42, 200 70,317 240, 788 54, 503 9, 909 579, 503 28, 389 19, 7(52 54, 380 00 00 00 30 21 57 72 04 37 82 1^ 18, 002 7, 852 57 155 172, 003 35, 000 31, 000 00 15 17, 335 7,804 31 910 140, 732 35, 000 33,150 88 94 87 01 02 89 27 00 41 ( )0 00 00 00 3, 789,108 54 OCTOBER 1. 08 00 00 00 4,100, 550 41 6 banks. $1, 077, 238 900, 000 100, 000 43, 000 77, 935 277, 903 53, 875 15, 250 588, 905 13,475 15, 301 55 490 63 00 00 00 90 07 99 45 50 15, 474 0, 050 52 402 215,552 35, 000 38, 700 00 00 08 98 (Y> ')9 00 00 00 4,181, 021 56 $1, 664, 078 19 900, 000 00 100, 000 00 , 46, 950 00 63, 703 85 298,887 51 47, 452 22 19, 287 36 589, 978 81 29, 525 97 12, 959 03 60 973 59 20, 273 7, 394 33 942 249, 831 35, 000 44,100 00 18 25 00 00 00 4,224, 337 56 VIRGINIA. 19 banks Total 13, 456, 237 40 $6, 058, 513 2, 547, 350 525, 000 20, 900 110, 408 400, 395 300, 376 180,050 375, 005 52', 402 112,304 199, 528 93 00 00 00 50 19 103. 841 5, 598 52, 434 588, 218 00 15 banks. Loans nid discounts. $2, 557, 087 !)9 1, 579, 250 00 Bjuds for clrcul ition. Bonds for deposits 20, 350 00 TJ. S. bonds on hand.. Other stocks and b'ds 35, 810 82 Due from res've ag'ts 100,138 53 Due from nat'l banks 133.247 05 Due from State banks 40, 820 74 Real estate, &c 184, 302 27 C U T 'lit expenses . . . 44, 850 48 Premiums paid 28, 787 98 Cash tT items 18 110 Q4 1(T Clear' -house exch s Bills of other banks.. 44, 041 00 Fractional currency 3, 011 08 Specie 26 007 1 1 Legal-tender notes . . 247, 590 00 T^ S cert's of denosit Due from U. S. Treas 73, 046 79 5 204, 307 38 03 35 03 54 02 97 85 58 00 18 b a n k s . 19 b a n k s $3, 734, 924 2, 547, 350 525, 000 21, 500 108,291 494, 257 104, 973 149, 333 384, 970 83^ 244 112, 304 174, 507 90 00 00 00 27 92 152, 006 5, 429 40, 750 597, 917 65 93 02 56 $6, 608, 348 85 2, 497, 350 00 525, 000 00 24, 800 00 115, 317 88 953, 031 65 219,978 61 159, 580 23 398 875 43 24* 743 20 106, 732 33 279, 905 09 $6, 389,170 45 2, 457, 350 00 525, 000 00 242, 300 00 130, 570 23 605, 245 90 199, 709 46 151, 959 02 351 803 38 79] 101 27 90, 454 47 193, 529 09 00 47 44 00 130, 892 5, 094 51,359 500, 956 195, 827 5, 843 75, 000 581,147 01 97 00 21 43 00 00 34 07 00 122, 300 40 110, 595 60 109, 990 05 120, 945 85 12, 426, 748 59 12,419,489 94 12,711,954 90 12, 401, 682 53 15 b a n k s . 15 b a n k s . 15 b a n k s . $2, 549, 527 33 1, 579, 250 00 $2, 505,171 58 1, 579, 250 00 $2, 399, 475 31 1, 489, 250 00 WEST Total 19 b a n k s 19 b a n k s . $6, 908, 215 15 Lo ins and discounts 2, 547, 350 00 B >nds for circulation 575. 000 00 Ponds for deposits . . 73, 800 00 U. S. bonds on hand . 127, 089 78 Other stocks and b'ds 778, 677 41 Due from res've ag'ts 204, 089 57 3)ue fromn it'l b;oika 182, 300 70 Du'M1 from Shite banks 389, 004 00 Ke l estate &c 129', 154 20 Current expenses 150, 488 42 Premiums paid 199, 085 52 Cash items Clear'g-houso exch' ITS 170, 834 00 Bills of other banks" 8, 504 2 9 Fractional currency. 54, 201 07 Fpecie 787, 390 00 Legal-tender notes . . TJ S cert's of deposit 104,387 23 Due fromU. S. Treas VIRGINIA. 15 banks. $2, 574, 947 92 1, 579, 250 00 27, 950 34, 516 142, 659 100, 570 32, 997 184, 883 24, 865 23, 504 14, 518 00 82 40 40 02 40 20 02 18 29, 950 34 716 159, 540 77, 022 31. 304 184, 877 30, 168 00 82 40 00 73 40 37 *,>o 2 0 3 79 16, 8 0 ? 37 25, 700 30, 213 179, 832 80, 723 29, 080 184,877 20,184 22,177 9,283 00 82 40 32 43 40 52 14 57 50, 800 47, 452 246, 607 100, 938 44, 229 184, 877 25, 085 15, 200 11, 796 00 21 93 75 06 40 33 75 59 33, 639 3, 074 29 900 215, 912 00 96 12 00 39 000 00 3 018 41 '>% 01 224 788 00 52, 098 2, 911 32 900 191,196 00 70 91 00 50, 903 3, 017 43 963 273, 778 00 84 71 00 69, 782 18 73 782 18 67, 833 25 71, 577 75 5, 092, 970 68 5,084 907 87 5, 025, 443 16 5, 058, 953 63 REPORT OF THE COMPTROLLER OF THE CURRENCY. 31 by States and reserve cities—Continued. CITY Liabilities. DECEMBER 28. 5 banks. Capital stock $1,180, 000 00 OF WASHINGTON. MARCH 15. 5 banks. $1,180, 000 00 MAY 1 . JUNE 29. OCTOBER 1. 6 banks. 6 banks. 6 banks. $1, 270, 410 00 $1,255,000 00 $1, 255, 000 00 Surplus fund Undivided profits 288, 000 00 115, 664 04 289, 000 00 74, 073 42 289, 000 00 88,104 93 289, 000 00 70, 573 12 289,400 00 84,830 55 Nat'l bank circulation State bank circulation 674, 000 00 684, 500 00 686, 200 00 765, 000 00 799,600 00 Dividends unpaid 2, 456 00 Individual deposits .. XT. S. deposits. Dep'ts U.S.dis. officers 1,364,793 18 55, 354 03 Due to national banks Due to State banks .. 152, 437 08 18, 607 69 Kotes re-discounted Bills payable Total 2, 519 00 2, 367 00 14, 226 00 3,335 00 1, 325, 521 05 70, 891 52 1, 592, 430 69 38, 705 44 1, 578,169 91 51,249 00 1, 623, 850 40 40, 596 75 131, 702 77 20, 385 28 117, 015 94 16, 256 41 137,130 11 21, 273 42 112, 725 93 14,998 93 10, 515 50 3,851,312 02 3, 789,108 54 4,100, 550 41 4,181, 621 56 4,224,337 56 VIRGINIA. Capital stock Surplus fund Undivided jn'ofits N a t ' l b a n k circulation State bank circulation Dividends unpaid 19 banks. 19 banks. 19 banks. 19 banks. $3, 285, 000 00 $3, 285, 000 00 $3, 285, 000 00 $3, 285, 000 00 $3,185, 000 00 811,159 32 469, 995 28 810, 409 32 198, 659 64 810,409 32 285, 232 70 811,459 32 184, 298 91 810,159 32 232. 392 02 2, 249, 500 00 2, 284, 500 00 2, 286, 500 00 2, 218, 400 00 2,176, 300 00 18 banks. 1, 075 00 1,487 00 1,370 00 86,408 00 1,240 00 Individual deposits . U. S. deposits Dep'ts U.S.dis.officers 5, 579, 860 85 315, 320 78 86, 564 21 4, 858, 308 39 374, 756 98 61, 323 65 4, 777,188 23 310, 002 49 57, 818 54 5, 000, 016 15 485. 324 18 59,142 87 4, 974, 527 41 361, 810 44 92, 013 31 Due to national b a n k s D u e to State b a n k s . . 302, 329 13 276,160 50 212, 511 42 256, 307 99 194, 825 85 238, 549 15 171, 924 95 240, 921 41 1P3, 746 99 248, 406 79 Notes re-discounted.. Bills payable 79, 272 33 83, 424 20 147, 593 66 25, 000 00 149, 059 17 20, 000 00 126, 086 25 13, 456, 237 40 12, 426, 748 59 12, 419, 489 94 12,711,954 96 12, 401, 682 53 Total WEST VIRGINIA. Capital stock.. Surplus fund Undivided profits Nafl bank circulation State bank circulation 15 banks. 15 banks. 15 banks. 15 banks. $1, 746, 000 00 $1,746,000 00 $1, 746, 000 00 $1, 746, 000 00 $1, 656, 000 00 402,106 79 163, 971 28 404, 867 07 109, 323 10 407, 885 66 130, 036 12 408, 873 15 121, 689 50 405, 522 48 108, 996 62 1, 409,103 00 1, 411,136 00 1, 402, 333 00 1, 392,108 00 1, 325, 803 00 15 banks. Dividends unpaid.... 10, 515 50 13, 537 50 15,557 25 24,303 25 17, 412 00 Individual deposits... II. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks... 1, 281, 353 23 1, 274, 507 56 1, 232,136 25 1, 209, 415 12 1, 380, 690 90 123, 809 80 49, 890 75 77, 910 04 41, 989 41 86, 861 23 40, 468 36 65,492 35 42, 931 79 99, 907 97 59, 320 66 12, 617 03 5, 000 00 10, 700 00 3, COO 00 20, 630 00 3, 000 00 14, 630 00 5, 300 00 5, 204, 367 38 5, 092, 970 68 5, 084, 907 87 5, 025, 443 16 5, 058, 953 63 ]STotes re-discounted.. Bills payable Total 32 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1877, arranged NORTH DKCEMBEU 28. CAROLINA. MAY 1. MARCH 15. OCTOBER 1. JUNE 29. Resources. 15 b a n k s . Loans and discounts $3,634,300 16 1, 454, 000 00 Bonds for circulation 150, 000 00 Bonds for depo.-its . . 44, 000 00 IT. S. bonds on hand.. 322,148 08 Other stocks and b'ds 342,221 36 Due from res Ve ag'ts 193, 857 37 Due from nat'l banks 97,464 89 Due from State banks 355,951 27 Heal estate, &c 75, 638 51 Current expenses 118, 778 29 Premiums paid 29, 781 00 Cash items Clear' g-hou se exch'gs Bills of other banks.. 168, 815 00 Fractional currency 5, 088 49 Specie '... 68, 525 72 Legal-tender notes .. 357, 603 00 U. S. cert's of deposit Due from U.S. Treas. 63, 939 00 Total 7,482,112 14 15 b a n k s . 125, 740 7, 811 60, 690 431, 259 00 32 01 00 15 banks. 15 banks. 15 b a n k s . $3, 617,198 43 1,510, 000 00 150, 000 00 44, 000 00 300, 518 03 357,161 48 125, 966 84 304,271 37 302, 016 13 32. 739 53 108, 972 37 18, 370 42 $3, 69!), 331 04 1, 526, 000 00 150, 000 00 96, 000 00 289, 941 00 232, 021 13 109, 978 54 104, 230 04 296, 066 72 51, 607 31 108,406 12 23,083 13 $3, 883, 533 45 1,650,000 00 150, 000 00 95, 900 00 288,409 14 140,165 86 62,813 61) 83, 456 32 303, 637 44 47, 897 57 96, 270 69 24, 692 56 93, 703 00 8, 819 34 63, (598 94 399,732 00 82,701 00 6,901 57 62, 224 35 311,993 00 $4, 049, 916 25 1, 699, 000 00 150,000 00 75, 000 00 278, 526 29 216,685 11 117,381 17 80,303 04 311,762 69 46, 545 16 97,656 65 34, 368 04 i l l , 997 00 7,726 87 59,432 92 250,332 00 69,114 00 70, 302 03 72,113 96 72,426 04 * 7, 365, 828 93 7,313,920 34 7, 362,710 51 7, 659, 059 23 SOUTH CAROLINA. 12 banks. Loans and discounts $3, 622, 714 5 8 Bonds for circulation 1, 435, 000 00 Bonds for deposits . . 150, 000 00 XT. S. bonds on hand.. 40, 000 00 Other stocks and b'ds 627, 859 33 Due from res Ve ag'ts 300, 256 79 408, 304 53 Due from nfit'l banks 95,156 77 Due from State banks 242, 395 37 Heal estate, &c 111,919 02 Current expenses. -.. 54, 990 01 Premiums paid 20, 018 9 8 Cash items Clear' g-house exch'gs 203, 974 00 Bills of other banks.. 5, 826 46 Fractional currency . 40 254 16 Specie 382, 737 00 Legal-tender notes . . TJ. S. cert's of deposit 68, 626 00 Due from U. S. Treas Total 7, 810, 093 00 12 b a n k s . 12 b a n k s . $3, 297, G77 1, 435, 000 150, 000 40, 000 639, 696 783,176 272, 481 79,129 240, 966 47, 261 34, 387 16, 220 208, 4, 40 368, 49 00 00 00 38 66 26 67 43 81 50 68 928 269 646 227 00 49 45 00 153, 590 5,155 51, 671 353, 723 12 b a n k s . 12 b a n k s . $3, 233, 742 48 1, 435, 000 00 150, 000 00 35, 000 00 633, 121 27 578, 235 8 5 257, 592 0 5 72, 378 51 241,063 43 98, 731 70 34, 387 50 14, 761 38 00 15 78 00 70, 410 95 66, 401 50 7, 728, 479 77 7, 414, 555 60 $3, 480, 654 68 1, 435, 000 00 150, 000 00 35, 000 00 639, #89 86 341, 910 59 180,565 12 48, 745 44 252, 266 03 107, 865 08 31, 237 50 9, 799 54 $3, 765, 554 1,435, 000 150, 000 35, 000 633, 622 85,127 156, 994 59, 918 251, 678 50, 068 23, 540 25, 720 92 00 00 00 05 41 14 44 91,899 00 5, 439 51 70 021 45 163,790 00 88, 590 4,077 48, 316 341,169 00 27 75 00 63, 946 50 7,107, 830 30 93 16 39 06 67, 412 62 7, 221, 790 14 GEORGIA. 12 b a n k s Loans and discounts $2, 754, 630 97 2, 004, 000 00 Bonds for circulation 125, 000 00 Bonds for deposits... 500 00 TJ. S. bonds on hand.. 144, 637 51 Other stocks and b'ds 198, 767 37 Due from res've ag'ts 186, 961 22 Due from nat'l banks 67, 809 20 Due from State banks 229, 800 20 Real estate, &e 71,335 12 Current expenses 76, 400 79 Premiums paid 63, 963 82 Cash items Clear'g-house exch'gs. 314, 518 00 Bills of other banks". 8,321 45 Fractional currency. 59 562 07 Specie Legal-tender notes . . 397, 742 00 U. S. cert's of deposit 95, 653 50 Due from II. S. Treas. Total 6, 799, 663 22 12 b a n k s . 12' b a n k s $2, 243,105 63 1, 9(54, 500 0 0 125, 000 00 500 00 148, 513 45 242, 740 12 245,915 94 125, 098 01 231,924 67 33, 815 80 62, 337 08 77, 061 74 396, 532 10, 894 68, 474 578^ 686 95," 396 00 73 67 00 ~io' 6, 650, 495 94 $2, 355, 470 1, 964, 500 131, 000 1, 500 148, 250 153, 017 176,109 94,413 227,417 58, 188 61,815 46, 331 270, 581 11.815 66, 717 482) 705 90," 696 12 b a n k s . 12 b a n k s 59 00 95 23 15 07 04 43 23 39 $2, 379, 400 2, 075, 000 131,000 1,500 192, 662 142, 583 123,123 60, 056 223, 312 61, 894 63, 947 54,105 00 16 22 00 194» 723 6,188 87, 363 35l', 063 00 00 "io" 6, 340, 527 56 95," 874 60 00 00 49 37 80 03 17 28 02 94 $2, 580, 430 2, 025, 000 131, 000 500 189, 453 117,660 156, 768 85, 420 220,141 42, 223 60, 423 88, 465 89 00 00 00 05 65 00 233, 10, 71, 490, 00 91 41 00 00 60' 6,243,797 40 486 663 099 988 00 63 55 94 30 67 43 58 47 94,101 12 6, 597, 826 90 REPORT OF THE COMPTROLLER OF THE CURRENCY. 9 9 66 by States and reserve cities—Con tinned. NORTH CAROLINA. Liabilities. i DECEMBER 28, Capital stock Surplus fund Undivided profits Nafl bank circulation State bank circulation . Dividends unpaid J 15 b a n k s 15 b a n k s . 551, 000 00 $2, 551, 000 00 $2, 55], 000 00 270. 333 46 2«i(); 380 271,333 46 257, 710 54 296, 945 82 226, 873 13 1, 302, 030 00 1, 284, 000 00 1 , 304, 210 00 1, 372 540 00 1, 526, 230 00 1,849 75 1,640 00 13, 600 00 2,220 00 > 739. 020 90 111,876 13 13,114 56 2,601.825 116, S37 4° 7, 021 48 2, 468, 935 18 120, 821 78 11, 277 15 2, 442, 481 93 135, 350 60 13, 935 55 84, 017 41 30, 987 70 60, 389 98 34, 074 20 86, 412 74 26, 797 06 47, 070 15 11, 425 51 59, 870 97 24, 253 40 78. 668 98 114, 438 09 54,184 96 5,000 00 82, 462 34 5,000 00 84, 996 74 152, 000 00 200, 897 83 179, 000 00 7, 482,112 14 7, 365, 828 93 7 , 313, 920 34 7, 362, 710 51 7, 659, 059 23 12 b a n k s 12 banks. 2,030 00 12 banks. N a t ' l b a n k circulation OCTOBER 1. 270, 333 40 240, 984 99 2 SOUTH Surplus fund Undivided profits JUNE 29. 15 banks. 286, 534 41 385, 460 15 Notes re-discounted.. I Bills payable Capital stock MAY 1. 1 5 b sinks. $2, 601. 000 Oil 2, 451, 853 36 61 18, 214 43 ! .15 13 banks. $<>. 55]. 000 00 Individual deposits .. 1 IT. S. deposits ! Dep'tsU.S.dis.ofncers Due to national banks Due to State banks... j Total .MARCH CAROLINA. 12 banks 12 banks. $2 860, 700 00 $2, 854, 000 00 $2, 854, 000 00 $2, 854, 000 00 415, 876 28 350, 755 55 425,191 93 211, 603 49 425,191 93 262, 509 63 426,197 93 304, 271 44 1, 287, 950 00 1, 258,196 00 1, 239, 996 00 1,164, 646 00 $2, 851,100 00 433, 267 68 202, 635 28 1, 289, 751 00 12, 674 50 16, 021 00 14, 322 50 24, 313 00 14,160 50 Individual d e p o s i t s . . U. S. deposits DeptsU.S.dis.officers 2, 298, 364 03 81, 853 70, 246 52 2, 579, 592 95 H5, 363 78 55. 594 52 2, 205, 766 15 82, 372 41 48, 083 19 1, 917, 070 94 62, 504 33 43, 391 10 1, 648, 902 97 69, 660 00 48, 811 70 Due to national b a n k s Due to State b a n k s . . . 221,110 49 87, 071 62 98,113 29 89, 802 81 88, 348 96 98, 787 46 66, 314 94, 079 01 156, 784 13 90, 755 03 Notes re-discounted. . Bills payable 48, 490 79 75, 000 00 75, 000 00 30,177 37 65, 000 00 76, 041 83 75, 000 00 226, 961 85 189, 000 00 7, 810, 093 00 1, 728, 479 77 7, 414, 555 60 7,107, 830 30 7, 221, 790 14 Dividends unpaid Total GE ORGI A. 12 b a n k s Capital stock Surplus fund Undivided profits N a t ' l bank circulation State bank circulation 12 b a n k s 12 banks 12 b a n k s . 12 b a n k s . $2,141, 000 00 $2, 091, 000 00 $2, 091, 000 00 $2, 091, 000 00 $2, 041, 000 00 347, 952 98 256, 880 99 357, 571 43 189, 599 32 357, 571 43 213,882 68 361, 071 43 221, 878 03 367, 061 09 175, 694 33 1, 744, 908 00 1, 691, 806 00 1,673,768 00 1, 744, 248 00 1, 771, 575 00 1,630 00 5,378 00 5,052 50 29, 453 50 11, 047 50 Individual d e p o s i t s . . . U. S. deposits Dep'ts U.S.dis.officers 1, 753, 653 36 61, 714 06 52, 227 83 2, 007, 905 20 55. 889 35 29, 050 10 1. 761, 577 11 67, 933 49 20, 218 21 1, 516, 019 59 58, 044 87 38, 722 27 1, 624, 752 61 76, 255 30 25, 497 43 Due to national b a n k s Due to State b a n k s . . . 205, 823 49 184, 778 91 74, 846 29 142, 835 99 89, 090 54 58, 433 00 66, 599 73 116, 759 98 197,116 97 171, 436 03 Dividends unpaid Notes re-discounted.. Bills payable Total . H. Ex. 3- 49, 093 60 6, 799, 663 22 j 4, 614 26 6, 650, 495, 94 29, 390 64 107, 000 00 2, 000 00 ! 6, 340, 527 56 6, 243, 797 40 6, 597, 826 90 3 4 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1877, arranged FLORIDA. Resources. Loans and discounts Bonds for circulation. Bonds for deposits XT S bonds on hand Other stocks1 and b'ds Due from res ve ag'ts. Due from nat'l banks Due from State banks Heal estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit. Due from U. S. Treas. Total DECEMiJKU 28. MAKCH 15. MAY 1. J U X B 29. OCTOBER 1. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $78,159 58 50, 000 00 6, 90G 190 206 1 11. 738 2, 720 4, 356 387 70 02 37 05 90 11 49 26 3, 503 00 354 74 633 02 8, ooo oo $97,479 11 50., 000 00 3, 264 80 7, 407 75 1, 358 33 392 24 11, 750 90 966 60 2, 656 49 997 66 17, 646 53 383 15, 000 00 02 77 00 $91,892 14 50, 000 00 $91, 653 92 50, 000 00 $81,921 00 50, 000 00 18, 000 00 3, 354 12 363 45 7 20 712 88 11. 909 63 1, 101 15 2, 758 26 1, 660 28 10,150 3, 534 15. 102 299 00 24 65 03 11,750 2,182 2,938 1,198 90 37 49 85 3, 480 12 7, 730 32 924 99 460 90 11, 879 45 3,279 02 2,663 49 1,145 66 7, 268 63 1.123 15, 000 00 83 91 00 2,678 50 671 10, 000 00 69 50 00 1,281 72 465 9, 000 00 99 53 00 1, 070 05 3, 221 55 2, 417 50 2, 250 00 2, 250 00 168, 300 49 212, 578 28 214, 921 91 188, 868 06 184,857 47 ALABAMA. 10 b a n k s . 10 b a n k s . Loans and discounts. Bonds for circulation. Bonds for deposits U S bonds on hand Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. U. JS. cert's of deposit Due from U.S. Treas Total $1, 550, 276 22 1, 621, 000 do 10 b a n k s . 10 b a n k s . $1, 554, 970 90 1, 021, 000 00 $1, 579,125 59 1, 021, 000 00 $1, 628, 964 75 1, 621, 000 00 00 76 89 46 50 71 82 34 37 53 153, 147, 232, 29, 160, 57, 93, 35 650 476 587 432 920 117 001 802 009 00 00 31 00 65 83 00 53, 605 0,135 61, 090 109, 024 00 98 75 00 35 200 158, 871 250, 494 97,130 38, 453 159, 743 44, 301 118, 242 26 055 00 25 53 21 62 19 70 52 46 129. 592 346, 710 328, 358 11, 057 159, 379 31,180 95, 057 91 496 86 03 74 06 16 34 IK 40 200 132, 025 327, 294 328, 008 24, 097 105, 003 42, 302 96, 889 91 607 148,105 0.429 22, 293 210, 005 00 11 85 00 115, 6, 48, 247, 00 90 59 00 48, 392 5, 353 50, 731 198, 930 997 333 097 632 30 10 b a n k s . 80 74 50 01 06 30 $2,133,151 1, 621, 000 50 000 20 000 158, 025 221, 417 112, 024 57, 841 159, 282 20, 980 09, 427 31 200 74 00 00 00 35 10 00 23 m 08 69 91 79, 579 00 4,300 21 48, 755 219, 027 00 05,143 05 70, 244 00 78, 938 45 05, 745 00 70, 024 00 4, 552, 345 37 4, 857,114 32 4, 831, 701 37 4, 575, 944 00 5, 082, 635 99 CITY OF NEW ORLEANS. 7 banks. Loans and discounts. $7, 249,190 45 Bonds for circulation. 800, 000 00 Bonds for deposits .. TJ. S.bonds on hand.. Other stocks and b'ds 257, 782 09 Due from res've ag'ts. 396, 617 42 Due from nat'l banks. 51, 032 00 Due from State banks 238, 328 59 Real estate, &c 532, 559 21 Current expenses 140, 093 50 Premiums paid 52, 000 00 Cash items 0, 371 87 Clear'g-house exch'gs 1,115, 338 68 Bills of other banks.. 131, 939 00 Fractional currency . 5, 545 31 Specie 89, 915 91 Legal-tender notes .. 1,189, 188 00 TJ. S. cert's of deposit. Due from U.S. Treas 36, 400 00 Total 12, 292, 302 75 ' banks. 7 banks. $6, 701, 422 49 $6,162, 710 800, 000 00 I, 550,000 25, 000 326, 750 308, 198 08 344, 918 657, 185 1, 276,992 60 232, 033 139, 377 84 386, 338 253, 427 04 519, 390 519, 656 02 122, 076 79, 723 43 39, 200 00 67, 607 233 6, 019 51 683! 516 1, 219,462 55 162! 679 116, 180 00 8. 457 5, 967 79 204. 738 192, 031 77 1 °79 063 1, 237,403 00 36, 500 00 j 7 banks. 49 00 00 00 08 11 75 77 23 70 55 15 93 00 78 22 00 $5, 082,014 1, 700,000 25, 000 191, 500 330, 398 803, 604 163, 375 162, 754 437, 920 81, 409 72, 056 149, 457 1,167, 952 230, 749 11. 279 230, 087 1, 993,097 7 banks. 67 00 00 00 08 68 17 50 79 59 55 90 46 00 53 33 00 $5, 341,301 1, 700,000 25, 000 55, 000 331, 132 352, 083 50, 924 56, 125 437. 818 85, 339 65, 119 148, 596 332, 994 195, 700 5, 711 164, 364 1,199, 142 24 00 00 00 08 04 33 34 43 01 05 65 50 00 87 18 00 54, 540 00 81, 500 00 92, 500 00 12, 931, 562 12 I 12, 894, 238 82 12, 914,157 25 10, 640, 051 72 REPORT OF THE COMPTROLLER OF THE CURRENCY. 35 by States and reserve cities—Continued. FLORIDA. Liabilities. Capital stock Surplus fund Undivided profits IsTat'l bank circulation State bank circulation DECEMBER 28. MARCH 15. MAY 1. JUNE 29. OCTOBER 1. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $50, 000 00 $50, 000 00 $50, 000 00 $50, 000 00 $50, 000 00 1,660 00 4, 679 77 1, 810 00 2,177 05 1, 810 00 3, 492 40 1, 810 00 5, 536 42 1, 980 00 2,670 13 45, 000 00 45, 000 00 44,480 00 45, 000 00 44, 980 00 48, 854 07 104, 086 17 113, 315 25 83, 233 00 50, 949 35 3,106 65 7,305 06 1, 824 26 288 64 114 64 21, 450 85 3, 000 00 12, 712 50 188, 868 06 184, 857 47 Dividends unpaid Individual deposits... TJ. S. deposits Dep'ts U.S.dis. officers Due to national banks Due to State banks... I^otes re-discounted Bills payable Total 2, 200 00 15, 000 00 168, 300 49 212, 578 28 214, 921 91 ALABAMA. Capital stock Surplus fund Undivided profits !Nat'l bank circulation State bank circulation Dividends unpaid 10 banks. 10 banks. 10 banks. $1, 668, 000 00 $1, 668, 000 00 $1, 668, 000 00 $1, 668, 000 00 $1, 668, 000 00 186,436 84 127, 769 25 184,770 85 91, 789 22 184,770 85 126, 914 22 171,149 20 153, 880 23 160, 729 52 86, 092 28 1, 454, 970 00 1, 452, 030 00 1, 445, 730 00 1, 432, 560 00 1, 439, 240 00 10 banks. 10 banks. 1, 678 00 1, 300 00 963 00 8, 783 00 1, 542 00 Individual deposits.. U. S. deposits Dep'ts U.S.dis.officers 1, 016,141 75 1,311,467 21 1, 336, 459 61 1, 082,109 97 1,187, 547 74 50, 244 45 Due to national banks Due to State banks... 21, 835 11 63, 797 02 56, 068 26 91, 688 78 25, 610 62 43,253 07 84, 063 18 18, 615 56 Kotes re-discounted.. Bills payable 11,153 40 564 00 12,165 88 31, 854 27 15, 441 45 386, 561 26 4, 575, 944 00 5, 082, 635 99 Total 4, 552, 345 37 4, 857,114 32 CITY OF NEW Capital stock Surplus fund Undivided profits Ifat'l bank circulation State bank circulation Dividends unpaid 4, 831, 701 37 ORLEANS. 7 banks. 7 banks. 7 banks. 7 banks. $3, 300 000 00 $3 300, 000 00 $3, 300, 000 00 $2 875, 000 00 $2 875 000 0 0 515, 898 82 437, 456 55 508, 768 64 248, 915 13 508, 768 64 296, 269 36 573, 268 64 418, 282 28 573, 268 64 339,-778 55 717, 445 00 714, 300 00 768, 710 00 1, 260, 080 00 1, 384, 990 00 7 banks. 15, 600 95 19,122 96 16, 726 96 113, 660 64 22, 878 06 Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers 6,175, 067 35 7, 361, 941 51 7, 462, 563 95 34, 882 02 7,108, 324 33 44, 897 13 4, 838, 988 99 24, 950 66 Due to national banks Due to State banks... 356, 605 42 749, 228 66 194, 249 66 584,264 22 175, 416 37 330, 901 52 211, 400 59 309, 243 64 190, 261 38 389, 935 44 Xotes re-discounted.. Bills payable 25, 000 00 12, 931, 562 12 12, 894, 238 82 12, 914,157 25 10, 640, 051 72 Total 12, 292, 302 75 36 REPORT OF THE COMPTROLLER OF THE CURRENCY. Ahtract of reports since October 1? 1877? arranged TEXAS. DKCI-:MI;I:U : 12 b a n k s Loans and discounts $1,744,753 88 684. ooo 00 Bonds for circulation 175, 000 00 Bonds for deposits . . U. S. bonds* on hand . Other stocks and b'ds 82, 280 29 Due from res' ve a « t s 249, mo 21 141, 857 42 Due from nat'l banks 117,409 80 Due from State banks 161,024 7<! Heal estate, &c 50, 'J00 99 Current expenses 18, 391 19 Premiums paid ;;o, 571 " 6 Cash items Clear' c-house exch' <>s Bills of other banks.. 216, 762 00 14. 008 63 Fractional currency. NO, 642 " 6 Specie Legal-tender notes . . 361, 549 00 Due from TJ. S. Treas. Total MAltCII 15 MAY 1. 12 b a n k s 12 b a n k s . 11 b a n k s $1,782,421 50 684, 000 00 175, 000 00 $1,820,206 97 684, 000 00 175, 000 00 94, 041 102, 522 133. 049 117. 510 172,919 33, 447 17, 378 84, 559 ^, 632 133.751 140, 778 114. 470 171, 515 39. 842 15. 077 29. 216 06 oo 00 68 74 04 32 162,498 10, 310 134, 000 395, 950 128, 11, 118, 352, 935 214 624 068 26 82 27 52 80 40 28 40 00 45 3° 00 OCTOBER 1 J U S E 29. 11 b a n k s . $1, 641, 256 79 650, 000 00 175, 000 00 $1, 507, 883 74 650, 000 00 175, 000 00 00 102. 301 51, 409 140. 477 108, 864 169, 289 19,112 11,107 31, 309 18 71 35 85 99 65 66 70 ±04, 683 256, 782 111, 336 167, 674 170, 224 27. 817 10, 935 101 586 00 91 32 00 148. 11, 132, 407, 00 29 49 00 146, 035 00 8, 223 17 110, 643 9 5 284, 240 00 698 419 245 043 98 24 50 26 12 08 52 55 37, 008 01 34, 317 51 35, 915 42 36, 257 12 36,102 77 4,171,149 70 4, 042, 009 59 4,148,164 68 3, 835, 792 78 3, 869,168 88 ARKANSAS. Loans and discounts. Bonds for circulation Bonds for deposits . . TJ. S. bonds on hand.. Other stocks1 and b'ds Due from res ve ag'ts. D ue from nat'l banks. Due from State banks Heal estate, &c Current expenses.... Premiums paid Cash 0items Clear' "-house exch' °'s Bills of other banks.. Fractional currency Specie Legal-tender notes . . TJ. S. cert's of deposit Due from TJ. S. Treas Total 2 banks. 2 banks. 2 banks. 2 banks. 2 banks. $213, 365 21 205, 000 00 100,000 00 $260, 889 06 205, 000 00 100, 000 00 10, 000 00 40. 878 00 61,177 04 36, 052 OS 6,016 42 1, 263 75 2, 463 53 7,487 50 1,336 53 $277,194 76 205, 000 00 100, 000 00 21,200 00 44, 601 73 70, 672 75 31.844 95 1,790 64 1, 263 75 $304, 453 60 205, 000 00 100, 000 00 27, 600 00 35, 973 91 30, 950 93 23, 692 31 2,135 04 3,263 75 $274, 404 53 205, 000 00 100, 000 00 21, 000 00 35, 405 84 35, 947 83 5,625 77 5,464 42 1,000 00 7 412 50 7,412 50 641 89 521 41 648 72 39,179 00 5. 520 00 13, 271 00 9,082 00 38.90290 54, 011 22 25, 898 94 3, :;07 41 2, 263 75 .429 23 12, 093 95 1, 781 60 53, 928 00 877 41 10, 808 95 83, 600 00 784 42 549 88 496 56 540 14 7, 820 73 72, 700 00 7, 013 30 45, 280 00 5,984 80 35, 350 00 14, 367 35 40, 900 00 9, 722 00 9,515 16 8, 175 00 8,474 94 9,422 80 815, 990 63 862, 563 ^2 828,161 15 802, 580 75 758, 809 40 KENTUCKY. 38 banks. 39 banks. 39 banks 39 banks 40 banks. Loans and discounts. $8, 731, 287 72 Bonds for circulation. 6, 002, 650 00 Bonds for deposits - 110, 000 00 TJ. S. bonds on hand.. 25, 500 00 Other stocks and b'ds 94, 803 90 Due from res' ve ag' ts. 791, 402 64 Due from nat'l banks. 600,913 87 Due, from State bauks 292,116 71 Heal estate, &o 441, 368 31 Current expenses 96, 892 22 Premiums paid 317,462 30 Cash items 20, 820 61 Clear' g-house exeh'gs 283. 733 00 Bills of other banks.. Fractional currency. 7, 529 95 Specie 61, 604 01 530, 047 00 Legal-te-nder notes . . TJ.S. cert's of deposit. 30, 000 00 Due from TJ. S. Treas. 269, 287 18 $8, 514, 546 49 6,157, 650 00 110, 000 00 131,350 00 182, 540 15 563, 229 80 645, 708 27 294, 589 46 442, 747 38 79, 361 65 280, 751 67 28, 098 19 $8, 491, 536 98 6,166, 650 00 110,000 00 184. 000 00 273. 766 59 487, 724 94 481, 120 17 178.123 82 455; 657 13 99, 328 97 285, 571 92 31, 553 98 $8, 358, 365 88 6,166,650 00 110, 000 00 238, 750 00 325, 047 77 647, 315 79 468, 637 49 242, 681 93 482, 583 70 45, 258 44 249, 788 13 29, 050 0 1 $7, 876, 920 90 6,151, 650 00 110, 000 00 370, 850 00 371, 441 94 867, 874 92 635,181 03 277, 073 51 491, 630 98 69, 777 16 237, 034 10 34, 294 27 219, 905 00 6, 939 95 60, 230 81 582, 510 00 30. 000 00 288, 337 95 225, 676 00 7,183 28 60, 686 02 551, 673 00 30. 000 00 276, 744 70 213. 074 00 6,048 35 61, 089 67 565, 789 00 5, 000 00 283, 035 67 234, 642 00 5, 585 59 84, 479 37 528, 603 00 10, 000 00 277, 659 16 18, 707, 419 42 18, 618, 496 77 18, 396, 997 50 18, 498,166 03 18, 634, 697 93 Total REPORT OF THE COMPTROLLER OF THE CURRENCY. 37 by States and reserve cities—Continued. TEX A S DECEMBER 28. MARCH 15. MAY 1. JUNE 29. OCTOBER 1. 12 b a n k s . 12 b a n k s . 12 b a n k s . 11 b a n k s . 11 b a n k s . $1,100, 000 00 $1,100, 000 00 Liabilities. Capital stock .. , $1, 050, 000 00 $1, 050, 000 00 Surplus fund Undivided profits 294, 981 53 .124, 615 92 300, 749 87 88, 291 85 299,128 62 85, 085 89 292, 628 62 72, 804 18 296, 065 26 75, 978 29 ISTat'l bank circulation State bank circulation 610,167 00 596, 227 00 587, 677 00 536,457 00 533, 471 00 Dividends unpaid $1,100, 000 00 237 50 4,150 00 135 00 Individual deposits .. U. S. deposits Dep'ts U.S.dis. officers 1, 441, 924 85 88, 095 42 328,422 02 1, 534. 553 42 113.688 52 141, 904 33 1, 611, 932 98 141, 207 67 146, 227 79 1, 562, 888 23 126, 818 89 88, 672 53 1, 515, 833 20 86, 362 69 134, 531 73 Due to national banks Due to State banks . . 21,183 83 134, 229 13 19, 311 49 114, 070 61 41, 780 42 109,103 47 26, 847 58 72, 025 75 33, 905 47 97, 886 24 Notes re-discounted.. Bills payable 24, 400 00 2, 500 00 12, 950 00 20, 000 00 15, 450 00 10, 333 34 2, 500 00 25, 000 00 20, 000 00 4,171,149 70 4, 042, 009 59 4,148,164 68 3 835, 792 78 3, 869 168 88 Total 262 50 630 00 ARKANSAS. Capital stock 2 banks. 2 banks. 2 banks. 2 banks. $205, 000 00 $205, 000 00 $205, 000 00 $205, 000 00 2 banks. $205, 000 00 30, 375 00 16, 603 18 31, 750, 00 7, 315 60 31, 750, 00 5, 776 95 31, 750 00 10, 797 43 31,750 00 8, 036 30 184, 500 00 180, 400 00 144, 500 00 164, 300 00 184, 400 00 Individual deposits.. U. S. deposits Dep'ts U.S.dis.officers 262, 225 34 83, 862 48 12, 235 54 334,172 32 72,101 82 9, 240 05 336, 258 91 83, 439 61 2, 778 82 297, 521 35 75, 734 22 5,172 46 250,164 84 54, 991 09 20, 821 43 Due to national banks Due to State banks... 13,172 75 8, 016 34 17,927 80 4, 655 63. 11, 777 35 6, 879 51 9, 603 40 2, 701 89 3, 645 74 815, 990 63 862, 563 22 802, 580 75 758, 809 40 Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid ]N^otes re-discounted Bills payable Total 828,161 15 KENTUCKY. 38 banks. Capital stock Surplus fund Undivided profits Xat'l bank circulation State bank circulation Dividends unpaid Individual deposits . . XT. S. deposits Dep'ts U.S.dis.officers $6, 941, 000 j 00 I 1, 227, 550 35 ! 609, 850 08 5, 315, 347 00 ! 12, 511 20 39 b a n k s . 39 b a n k s . $7 091, 000 00 $7, 041, 000 00 1 212, 500 11 460, 733 02 5 402, 207 00 39 b a n k s . $7, 041, 000 40 b a n k s . 00 $6, 961, 730 00 1,199, 364 90 456, 297 91 1,163, 999 35 366, 857 71 1,124, 676 71 413, 654 38 5, 494,107 00 5, 486, 247 00 5, 391, 407 00 12, 863 30 8,897 30 80, 528 80 8,770 90 3, 834, 734 18 1 3 731, 364 69 81, 954 78 77, 929 96 ! 356 00 3,013 00 | 3, 603, 824 64 80, 598 80 2,039 60 3, 742, 260 98 65, 709 10 720 68 4,116, 760 07 81, 822 48 2,611 20 195, 947 32 304, 443 67 Due to national banks Due to State b a n k s . . . 239, 571 86 ' 416, 041 30 ; 211,125 93 386, 211 74 150, 052 83 324, 684 32 188, 248 32 290,147 89 !Notes re-discounted.. Bills payable 8,740 9Q ! 21,130 20 : 7, 050 00 21,130 20 5, 000 00 31,130 20 4 300 00 68,146 20 32, 874 20 18, 707, 419 42 ; 18 618, 496 77 18, 396, 997 50 18, 498,166 03 18, 634, 697 93 Total 38 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1877, arranged CITY OF DECEMBER 28. MAHCH 15. MAY 1. JUNE 29. OCTOBEK 1 8 banks. 8 banks. 8 banks. 8 banks. 8 banks. Resources Loans and discounts. Bonds for circulation Bonds for d e p o s i t s . . . "IT S bonds on h a n d Other stocks and b ' d s D u e from res Ve a g ' t s . Due fromnat'lbanks D u e from State b a n k s Heal estate. &c C u r r e n t expenses P r e m i u m s paid Cash items Clear'g-house exeh'gs Bills of other b a n k s . . Fractional currency. Specie Legal-tender notes . . IT. S. cert's of deposit D u e from U. S. Treas Total LOUISVILLE. $4, 306, 348 50 2, 644, 700 00 500, 000 00 48, 759 19 162, 736 36 125,409 33 107, 732 44 240, 8(50 33 24, 621 60 235,345 43 40, 327 47 51, 690 263, 606 98, 352 125. 032 225, 779 59, 678 227, 848 24, 215 41 00 13 24 28 50 03 33 $4, 545, 668 2, 644, 700 500, 000 121, 400 69, 061 221, 341 151, 254 109, 759 226, 503 41, 823 173, 517 26, 348 68, 609 00 828 81 14, S28 45 450,123 00 117,512 1, 552 17,117 636, 053 00 75 4) 5 00 84, 025 1,410 23, 575 496, 050 $4, 705, 424 92 2, 644, 700 00 500,000 00 117, 953 03 9,488,060 32 15 00 00 00 91 63 53 41 28 86 24 66 $4, 521, 747 2, 644, 700 500, 000 23, 550 63, 241 363,141 134, 403 126, 268 220, 286 18, 496 167, 450 42, 765 75 00 00 00 06 08 46 80 65 83 78 55 $4, 551, 089 2, 644, 700 500, 000 27, 200 59, 393 351,915 128, 985 117, 512 208, 963 52, 443 159, 975 73,119 00 10 3V 00 49, 500 1,307 62, 234 388, 200 00 41 68 00 47,113 1,308 85, 240 427, 210 36 00 00 00 09 72 19 55 17 74 I 81 1 3 '< 00 26 76 00 120, 411 50 121,181 00 126, 082 25 116, 424 90 9, 419, 897 52 9, 557, 020 14 9, 453, 376 30 9, 552, 594 68 TENNESSEE. 25 b a n k s . 25 banks. Loans and discounts Bonds for circulation Bonds for deposits... TT. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks Due from State banks Heal estate, &c Current expenses Premiums paid Cash items Clear' g-house exch'gs Bills of other b a n k s . . Fractional currency. Specie Legal-tender notes - . IT. S. cert's of deposit. Due from U. S. Treas. Total $5, 037, 242 2, 614, 000 400, 000 229, 550 151, 899 513,126 347,182 154, 752 364, 075 118, 813 201, 497 183, 038 485, 11, 82, 896, 496 070 118 403 00 43 i 91 I 00 t 471,039 12,197 87, 439 1,150, 800 25 b a n k s 25 b a n k s . 66 | $4, 542, 002 54 00 | 2, 614, 000 00 390, 000 00 oo ! 316, 500 00 oo ! 162, 437 65 30 ! 979,192 14 90 ! 40 : 455, 279 17 31 172, 790 70 87 369, 277 62 93 83, 651 96 84 180, 576 09 13 ! 188, 612 96 00 42 66 00 466, 15, 129, 1,157, 25 b a n k s 39 00 00 00 20 79 16 88 30 40 67 90 $4, 691, 289 2, 744, 000 550, 000 304, 350 197,166 1, 010, 894 358, 641 120,192 355, 850 63, 337 182, 886 121, 616 45 00 00 00 56 22 31 52 10 99 13 04 $4, 734, 719 2, 744, 000 620, 000 202, 850 291, 045 829, 418 371, 745 119, 599 359, 897 59, 346 141, 525 76, 874 01 00 00 00 78 48 62 77 94 54 05 64 824 00 604 52 307 47 533 00 359, 959 9,797 145, 523 1, 058, 629 00 71 17 00 501, 887 9,933 182, 019 955, 262 00 23 52 00 $4, 900, 618 2, 614, 000 430, 000 337, 550 214, 360 769, 943 478, 883 186, 374 371, 698 95, 748 181, 362 141, 296 131, 941 09 ! 126, 712 76 127,115 81 131, 612 20 128, 898 76 11, 922, 208 77 ; 12, 302, 509 67 12, 624, 221 49 12, 405, 745 40 12, 329, 023 34 OHIO. 152 b a n k s 153 b a n k s Loans and discounts $32, 308, 958 39 Bonds for circulation. 17, 262, 250 00 400, 000 00 Bonds for deposits - . . 936, 700 00 IT. S. bonds on hand.. 808, 686 80 Other stocks and b'ds 2, 757, 930 89 Due from res've ag'ts 981,199 37 Due from nat'l banks. 468, 698 10 Due from State banks 1, 612, 219 36 R e a l estate, <fec 218,169 16 C u r r e n t expenses P r e m i u m s paid 281, 261 75 Cash items 357, 603 26 Bills of other b a n k s . . Fractional currency. Specie .. Legal-tender notes . . U . S. cert's of deposit D u e from U. S. T r e a s Total 854, 822 54. 647 283,154 3, 322, 270 10, 000 779, 393 00 83 56 00 00 63, 697. 005 22 150 b a n k s . $30, 939, 761 75 17, 249, 750 00 325, 000 00 973, 300 00 904, 735 87 2, 903, 294 24 1, 011,179 85 410, 542 88 1, 671, 674 05 382, 098 76 269,199 52 316, 520 55 891, 517 41, 495 401, 561 3, 374, 303 10, 000 816.158 151 b a n k s 151 b a n k s $30, 621, 849 53 $29, 718, 930 47 17, 019, 750 00 17, 054, 750 00 325, 000 00 325, 000 00 828, 600 00 751,150 00 846, 253 63 845, 996 20 1, 791, 307 49 2, 432, 926 49 657, 347 76 735, 383 02 370, 957 43 445, 576 79 1, 621, 210 21 1, 654, 816 46 395, 313 50 204, 471 22 233, 840 42 215, 281 23 318, 389 79 300, 600 81 00 12 03 00 00 70 834, 853 00 39, 568 55 406, 312 96 3, 232, 582 00 10, 000 00 804. 300 00 62, 892, 092 32 60. 357. 436 27 626, 849 39, 767 391,161 2, 638, 357 00 40 82 00 $29, 559, 654 16, 959, 750 328. 400 1, 068, 550 795, 605 2, 841, 075 936,121 480, 012 1, 706, 673 388, 343 190, 246 354, 572 58 00 00 00 78 55 31 05 93 14 59 44 891, 309 36,105 483, 991 3, 249, 685 00 60 53 00 752, 000 84 802, 656 33' 59, 133, 018 75 61, 072, 752 83 39 REPORT OF THE COMPTROLLER OF THE CURRENCY. by States and reserve cities—Continued. CITY OF LOUISVILLE. DECEMBER 28. MAKCII 15. 8 banks. 8 banks. JUNE 29. Liabilities. Capital stock 8 banks. $3, 095, 500 00 $2, 995, 500 00 j $2, 995, 500 00 ! $2, 995, 500 00 Surplus fund Undivided profits 342, 212 13 174, 486 14 ISTat'l bank circulation State bank circulation 353, 417 31 212, 518 23 2, 357, 469 00 | Dividends unpaid 3.843 50 Individual deposits . U. S. deposits Dep'ts U. S.dis. officers 1, 582, 890 74 \ 201,861 90 i 226. 885 65 ! Due to national banks! Due to State banks... i ^Totes re-discounted.. j Bills payable :. Total 8 banks. 192. 944 89 317, 333 04 130, 035 00 2, 342, 243 00 \ 2, 329, 293 00 ! 2, 326, 053 00 2, 342, 953 00 4, 202 00 10,727 00 ' 319, 778 62 213, 578 98 13, 696 00 9, 391 00 1, 548. 674 41 1, 743, 005 62 ! 1, 716,113 81 268, 407 85 ; 211,056 01 207, 050 08 182, 588 45 I 201,870 57 1, 719, 520 08 166, 820 01 271,999 90 861,312 65 672,049 72 35,300 84 : 53, 251 70 I 9, 488, 060 32 j $2, 995, 500 00 320. 912 67 ! 138, 522 84 I 842,112 14 655, 311 09 637,011 48 I 672, 954 80 8 banks. 9, 419, 897 52 , 9, 557, 620 14 713, 890 99 679, 388 56 752, 945 03 743, 039 50 77, 445 25 75, 000 00 17, 068 56 9, 453, 376 30 9, 552, 594 68 TENNESSEE. 25 banks. 25 banks. $3 080 300 00 $3 080 300 00 $3. 080 300 00 $3 080 300 00 $3 080 300 00 560. 817 65 377; 176 65 529, 946 22 228, 614 04 530, 562 35 258, 993 52 468,124 10 284, 041 74 478, 899 90 211, 080 73 2, 345, 601 00 2, 338, 740 00 2, 325, 040 00 2, 419, 860 00 2, 426, 570 00 25 banks Capital stock Surplus fund Undivided profits N a t l bank circulation State bank circulation 25 banks 25 banks. 1,963 50 3,068 50 2,478 00 23,166 00 9, 612 00 Individual deposits . . U. S. deposits Dep'ts U.S.dis. officers 4, 865, 390 99 257, 625 33 79, 082 15 5, 631, 712 27 239, 031 89 58,194 29 5, 872,149 04 293, 364 93 65, 287 63 5, 457, 057 12 422, 239 82 51, 778 64 5, 272, 744 19 493, 373 46 81, 222 33 Due to national banks Due to State b a n k s . . . 238, 697 69 96, 762 21 132,122 79 56, 579 67 132, 085 51 63, 960 51 145, 189 89 53, 988 09 154,103 47 108, 692 26 Notes re-discounted.. Bills payable 6, 591 60 12, 200 00 4,200 00 11, 922, 208 77 12, 302, 509 67 Dividends unpaid Total 12,425 00 12, 624, 221 49 12, 405, 745 40 12, 329, 023 34 OHIO. 153 banks. 152 banks. 150 banks. 151 banks. $19, 571, 900 00 $19, 461, 900 00 $18, 706, 900 00 $18, 756, 900 00 $18, 636, 900 00 4,138, 790 98 1, 560, 376 63 4,100, 596 25 1, 752,139 16 3, 994, 929 35 1, 804, 782 42 3, 948, 246 19 1, 308, 671 30 3, 945, 493 78 1, 706, 056 61 Xat'l bank circulation 15, 313, 908 00 36, 943 00 State bank circulation j 15, 206, 642 00 15, 043, 700 00 15, 062, 508 00 22, 723 00 14, 987, 999 00 Capital stock Surplus fund Undivided profits Dividends unpaid 26, 472 22 Individual deposits . . U. S. deposits Dep'ts U.S.dis.officers 21, 026, 870 47 259,322 18 33, 091 49 Due to national banks Due to State b a n k s . . . 612,016 93 470,443 67 Xotes re-discounted.. Bills payable 212. 245 95 435! 583 70 Total I 63, 697, 965 22 22, 735 00 j 22, 734 00 17, 249 00 ! 37, 669 72 20, 725, 226, 32, 403, 432, 841 345 210 676 730 53 33 86 43 63 18, 889, 946 223, 026 22, 794 594, 220 439,194 84 14 15 33 44 208, 355 08 I 369,183 80 77, 080 00 18, 289, 084 51 210, 675 17 30, 549 07 486, 768 74 367, 000 89 151 banks. 22,722 00 26, 818 75 20,108, 184, 25, 583, 417, 630 300 467 536 715 54 60 27 85 01 224.869 58 347, 942 30 108, 515 87 318, 596 55 62, 892. 092 32 i 60, 357, 436 27 \ 59,133, 018 75 61, 072, 752 83 167, 557 47 | 252, 408 66 ! 40 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 17 1877? arranged CITY OF C I N C I N N A T I . ! DECEMIJEU 28. MAY Resources. 6 banks. 6 banks. Loans and discounts. $8. 506. 275 3, 702, 200 Bonds for circulation Bonds for deposits . . 825, 500 U. S. bonds on hand.. 336, 300 Other stocks and b'ds! 180. 604 Due from res've ag'ts. 1, 628. 198 Due from nat'l banks. 491, 496 Due from State banks 339. 783 Heal estate, &c • | 200, 341 Current expenses j 125! 815 Premiums paid j 24, 455 Cash items j 68. 159 Clear'g-house exch'gsj 137, 679 098 Bills of other banks.. j 591 Fractional currency. i Specie 37. 752 Legal-tender notes . . 947, 720 TJ. S. cert's of deposit. 560. 000 Due from U. S. Treas. 184, 843 Total 17 00 00 00 02 11 28 18 84 72 81 47 47 01» 22 35 00 00 50 18, 525, 815 04 CITY 6 banks. Loans and discounts Bonds for circulation. Bonds for deposits . . TJ. S. bonds on hand.. Other stocks and b d s Due from res've ag'ts j Due from nat'l banks | Due from State banks i Real estate, &c Current expenses Premiums paid Cash items i Clear'g-house exch'gs Bills of other banks.. j Fractional currency. Specie Legal-tender notes . . TJ. S. cert's of deposit. Due from U.S. Treas. Total $7,170, 489 55 2, 326, 000 00 225, 000 00 116, 000 00 88, 169 59 489, 858 17 481, 929 25 182,877 68 194,104 37 50, 531 58 13, 767 00 116, 007 91 79, 809 85 207,313 00 10, 230 81 124, 877 20 690, 000 00 35, 000 00 98, 694 92 $8. 661, 593 3. 702.200 825, 500 419. 450 215, 188 1,118. 741 341. 652 394; 755 238, 228 100, 025 14, 469 48, 843 112, 705 230, 794 828 44, 980 949, 000 000 145 1. JUNE 29. 6 banks. 6 banks. 81 $8, 414. 773 52 3, 702. 200 00 00 00 825, 500 00 00 ' 451, 550 00 54 126,155 65 19 1. 003. 360 04 03 333. 522 65 15 302. 541 42 91 238. 203 91 21 87. 860 67 18 13. 662 65 89 ; 50. 017 24 68 i 73. 359 28 00 ! 201. 152 00 77 1. 026 31 5L 928 35 58 ! 00 727,114 00 00 455, 000 45 169. 666 95 oo- 18,160,102 39 I 17, 228, 654 64 $8, 253. 613 3. 702. 200 865, 500 473. 500 227, 553 1, 274. 426 313. 517 334.197 258,130 45. 330 8.130 49. 794 115. 604 196. 636 1, 135 63, 370 669,158 420, 000 179. 946 6 banks. 82 00 00 00 59 49 79 03 94 92 91 06 96 00 15 12 00 00 95 $8, 369, 304 10 ! 3, 702, 200 00 I 890, 500 00 j 331,550 00 ! 292, 382 08 j 1, 083, 652 66 | 550,872 62 i 294, 058 36 | 250, 934 51 | 65, 996 75 j 83," 728*33"! 61, 611 10 254, 405 00 925 00 74, 947 19 863, 000 00 930, 000 00 184, 646 95 17, 451, 746 73 I 18, 284, 714 65 OF CLEVELAND. 6 banks. $7, 442, 227 69 2,'326, 000 00 225, 000 00 119, 000 00 91, 418 34 305, 455 03 323, 977 14 94,133 37 194, 111 37 127,177 55 13, 767 00 62, 298 78 98, 176 62 125, 866 00 8,483 55 146, 844 10 830, 000 00 30, 000 00 101, 684 93 12, 700, 660 88 j 12, 665, 621 47 6 banks. $6, 961,776 2. 267,000 225. 000 104, 150 41, 193 271. 132 417, 497 160, 038 194. 116 103, 006 12, 423 47, 106 109, 686 205. 966 10, 588 142, 297 920, 000 5, 000 103, 467 6 banks. 95 00 00 00 34 50 35 69 82 22 25 90 64 00 02 11 00 00 33 $6, 680,214 2, 267,000 225, 000 87, 900 43. 675 66L 795 417, 138 234, 464 197, 125 39, 089 12, 423 64, 497 93, 531 111, 304 8, 709 109, 192 820, 000 5, 000 94, 208 6 banks. 93 00 00 00 84 88 32 33 53 58 25 59 56 00 57 85 00 00 14 12, 301, 447 12 I 12,172, 271 37 $6, 242, 895 78 2,167, 000 00 225, 000 00 328, 900 00 45, 615 83 1, 673, 880 47 440, 675 98 575,103 65 223,131 53 124, 406 94 12,423 25 66,194 18 106, 618 39 330, 830 00 9,713 63 88, 664 71 1,195, 000 00 15, 000 00 94, 941 69 13, 965, 996 03 INDIANA. 98 banks Loans and discounts. $24, 086, 623 32 Bonds for circulation 13, 301, 700 00 Bonds for deposits . . 300, 000 00 TJ. S. bonds on hand.. 295, 050 00 Other stocks and b d s 738, 680 95 Due from res've ag'ts. 1, 871, 648 65 Due from nat'l banks. 1,181,543 03 Due from State banks 454, 666 95 Real estate, &c 1, 494, 609 83 Current expenses 288, 514 47 Premiums paid 233, 006 73 Cash items 238,104 90 Clear'g-house exch'gs 975, 385 00 Bills of other banks:. Fractional currency. 31, 201 85 Specie 215, 411 41 Legal-tender notes . . 2, 488, 348 00 TJ. S. cert's of deposit. 70, 000 00 Due from U. S. Treas. 619, 728 71 Total 48, 884, 223 80 96 banks 95 banks $22, 590, 512 30 12, 937, 000 00 400, 000 00 397, 600 00 776, 363 48 2, 378, 692 48 1, 390, 333 79 521,189 68 1, 548, 826 58 186, 778 46 214, 975 85 247, 452 9 7 $22, 483, 210 49 13, 024, 000 00 400, 000 00 671. 850 00 758, 752 01 2, 378, 338 27 1, 555, 866 34 442, 942 71 1, 599, 090 30 306. 955 58 228,616 48 290, 215 02 743, 229 00 29, 964 18 291, 884 28 2, 456, 248 00 70, 000 00 628, 272 55 793, 207 00 29, 822 83 324. 400 53 2, 625, 398 00 15,000 00 581, 535 56 47, 809, 322 90 48, 509, 201 12 95 banks. 94 banks 815, 894 01 924, 000 00 400, 000 00 981, 050 00 928, 533 60 2 116, 913 09 1, 219, 201 83 420,127 76 1, 628, 721 50 201,106 13 195, 358 18 324, 271 43 $20, 497, 607 78 12, 882, 500 00 400, 000 00 926, 300 00 945, 042 32 2, 569, 243 03 1, 979, 622 04 651, 826 64 1, 701, 078 73 224, 884 06 178, 887 88 352, 370 92 626, 286 00 24, 669 64 352, 619 73 228, 453 00 2, 15,000 00 580, 443 46 902, 786 00 17, 920 87 418, 919 57 2, 450,164 00 5,000 00 655, 290 07 982, 649 36 47, 759, 443 91 $21 12 46, REPORT OF THE COMPTROLLER OF THE CURRENCY. 41 by States and reserve cities—Continued. CITY OF CINCINNATI. DECEMBER 28. MARCH 15. MAY 1. JUNE 29. 6 banks. 6 banks. 6 banks. 6 banks. $4, 400, 000 00 $4, 400, 000 00 $4 350, 000 00 $4, 300, 000 00 $4 300 000 00 706, 200 00 688, 208 26 872, 400 00 395, 298 18 712, 400 00 542, 034 76 712, 400 00 577, 053 04 718, 300 00 463, 834 18 3, 317, 070 00 3, 318, 790 00 3, 304, 370 00 3, 098, 970 00 3, 096, 050 00 5,376 00 4,827 00 3,929 00 3,164 00 5,976 00 Individual deposits -. U. S. deposits Dep'ts U.S.dis.officers 5,148, 264 11 735, 000 00 4, 507, 771 60 735, 000 00 3, 893, 804 88 735, 000 00 4, 388, 776 17 805, 512 35 4, 815,127 98 823, 675 16 Due to national banks Due to State banks... 2,160, 994 73 726,151 94 2, 583, 252 97 716, 312 64 2, 247, 098 19 817, 567 81 2,103,157 57 804, 263 60 2, 568, 090 18 811, 891 15 Liabilities. Capital stock Surplus fund Undivided profits I^at'l bank circulation State bank circulation Dividends unpaid ^N~otes re-discounted Bills payable Total 638, 550 00 626, 450 00 622, 450 00 658, 450 00 681, 950 00 18,160,102 39 17, 228, 654 64 17, 451, 746 73 18, 284, 714 65 N a t ' l b a n k circulation S t a t e b a n k circulation OF CLEVELAND. 6 banks. 6 banks. 6 banks. 00 $4, 350, 000 00 $4, 350, 000 00 $4, 350, 000 00 $4, 350, 000 00 734, 045 90 193, 426 14 734, 045 90 341, 632 06 646, 945 90 284, 512 91 652, 418 39 138, 762 87 652, 418 39 306, 945 15 2, 001, 440 00 1, 987, 240 00 1, 967, 820 00 1, 922, 200 00 1, 867, 500 00 6 banks. Surplus fund Undivided profits 6 banks. 18, 525, 815 04 CITY Capital stock OCTOBER 1 $4, 350, 000 6 banks. 585 00 90 00 42,100 00 18, 756 00 18,144 00 Individual d e p o s i t s . . . U. S. deposits D e p ' t s U.S.dis.officers 3, 594, 933 43 85, 420 02 64,161 77 3, 645, 315 88 35, 450 02 128, 328 99 3, 637, 467 15 124, 654 68 28, 893 27 3, 956, 528 72' 85,178 79 56, 517 40 5, 341, 878 98 123, 945 25 76,175 42 D u e to national b a n k s D u e to State b a n k s . . . 524, 470 09 387, 878 39 402, 799 45 337, 991 42 338, 763 17 262, 290 04 276, 707 02 318, 202 18 455, 743 21 447, 245 63 iNotes re-discounted.. Bills payable 308, 500 14 455, 800 00 163, 727 75 539, 000 00 124, 000 00 494, 000 00 88, 000 00 309, 000 00 2,000 00 324, 000 00 12, 700, 660 88 12, 665, 621 47 12, 301, 447 12 12,172, 271 37 13, 965, 996 03 Dividends unpaid Total INDIANA. Capital stock Surplus fund Undivided profits INat'lbank circulation State bank circulation 98 b a n k s . 96 b a n k s . 95 b a n k s . 95 b a n k s . $15 998, 500 00 $15 512 530 00 $15, 321, 530 00 $15 191 530 00 $15 034 530 00 4 428, 905 92 1 579, 803 75 4, 413, 058 22 1, 239, 599 16 4, 389, 775 17 1, 321, 437 52 4, 274, 406 58 1, 399, 909 66 4,116, 432 48 1, 294, 502 96 11 887, 759 00 11, 529, 219 00 11, 571, 578 00 11, 446, 453 00 11, 435, 898 00 94 b a n k s . 22, 974 27 47, 368 75 18, 214 70 52, 391 50 14, 523 16 Individual deposits... U . S. deposits Dep'ts U.S.dis.officers 13 354, 003 31 123,178 65 180, 017 89 13, 238, 047 80 159, 942 95 381, 070 91 14,101, 528 10 178, 917 58 60, 911 94 12, 977, 292 67 142, 450 116, 510 34 13, 839, 739 79 150, 441 01 157, 970 94 Due to national banks Due to State b a n k s . . . 693, 051 60 485, 474 88 746, 058 87 453, 429 24 870,137 83 635, 370 28 794, 408 51 537, 796 85 1, 055, 612 87 604, 483 89 !N"otes re-discounted.. Bills payable 89,113 24 41, 441 29 47, 831 20 41,166 80 5,800 00 34, 000 00 17, 500 00 32, 000 00 21, 500 00 33, 808 81 48, 884, 223 80 47, 809, 322 90 48, 509, 201 12 46, 982, 649 36 47, 759, 443 9L Dividends unpaid Total 42 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 17 1877, arranged ILLINOIS. DECEMBER 2 8 . MARCH 15 MAY 1 . JUNE 29. OCTOBER 1 131 b a n k s 131 b a n k s 129 b a n k s 128 b a n k s 130 banks 1 Resources. Loans and discounts. $20, 559, 928 97 Bonds for circulation. 8, 678, 000 00 825, 000 00 Bonds for deposits .. 130, 450 00 TJ. S. bonds on hand.. 645, 401 89 Other stocks and b'ds 2,141, 405 60 Due from res've ag'ts 847, 996 59 Due from nat'l banks 194, 765 20 Due from State banks 1, 411, 935 09 Keal estate, &c 257, 508 06 Current expenses 259, 288 84 Premiums paid 279, 427 90 Cash items Clear' g-house exch'gs 686, 427 00 Bills of other banks.. 36, 209 84 Fractional currency . 199, 292 9(5 Specie 2, 530, 943 00 Legal-tender notes .. 20, 000 00 TJ. S. cert's of deposit. 394, 476 09 Due from TJ. S. Treas 40, 098, 456 33 Total $19, 606, 630 8, 658, 000 825, 000 292, 500 724, 903 3, 071, 043 911, 808 168,123 1,418,243 251, 738 229,155 311, 230 78 00 00 00 75 84 59 11 35 19 41 801, 286 29, 631 268 844 2, 763, 977 20, 000 420, 934 00 36 -17 00 00 77 40, 773, 051 28 CITY 10 banks. m- OF $19, 617, 245 8, 520, 500 825, 000 339, 300 674, 9?7 2, 692, 745 866, 866 174, 220 1,440.181 295, 750 212, 581 333, 397 29 00 00 00 96 41 75 59 42 87 714, 580 30, 450 361 404 2,521,755 20, 000 406, 064 00 21 97 95 671,148 27,107 409, 303 2, 418, 475 20, 000 392, 215 00 65 78 00 00 99 40, 046, 977 76 40, 629, 010 00 $18, 887, 071 71 8, 621, 500 00 825, 000 00 572, 050 00 610, 468 49 3, 226, 831 29 941, 487 01 155,112 00 1, 492, 671 64 194, 045 94 171, 311 86 380, 977 75 632, 296 00 21,164 50 482 144 g9 2, 488, 491 00 ! 20, 000 00 417, 912 81 40,140, 536 62 CHICAGO. 10 banks. 10 banks. $15, 905,127 38 950, 000 00 $15. 712, 528 46 950, 000 00 29, 061, 421 52 30, 344, 426 15 Total 85 00 00 00 69 12 08 26 38 58 45 17 00 00 27 Loans and discounts $15, 590, 706 52 Bonds for circulation 950, 000 00 Bonds for deposits 544, 500 00 TJ. S. bonds on h a n d . . Other stocks and b'ds 136, 344 08 2, 734, 494 85 D u e from res've ag'ts. 660,159 68 D u e from nat'l b a n k s Due from State banks 390, 669 76 Heal estate, &c 697, 667 01 196, 391 33 C u r r e n t expenses P r e m i u m s paid 12, 564 72 Cash items 51, 725 62 993, 227 16 Clear'g-house exch'gs Bills of other b a n k s . . 632, 510 00 6, 643 40 Fractional currency . Specie 400, 767 39 3, 832, 500 00 Legal-tender notes . . 1,165, 000 00 TJ. S. cert's of deposit. 65, 550 00 D u e from TJ. S. Treas 1,156, 450 179, 596 3,120, 807 787,136 459, 317 709, 493 140, 051 57, 615 66, 855 867,138 588, 539 5,076 617,129 3,446 042 1, 230, 000 58, 050 $19, 398, 764 8, 480, 500 825, 000 505, 850 732, 786 3, 388, 580 1, 017,120 163,419 1, 467, 508 234, 796 182, 657 293, 776 00 08 30 68 99 20 76 40 17 39 00 68 12 00 00 00 1,197,150 180, 596 2, 524, 516 773, 525 582,159 606, 341 160, 001 48, 547 50, 872 1, 750, 408 673, 033 2,468 1, 424,118 2, 443, 500 1,115, 000 92, 450 10 banks. 00 08 14 64 72 20 60 81 13 53 00 49 08 00 00 00 30, 287, 216 88 $15, 483, 652 950, 000 100, 000 2, 512, 750 144, 616 2, 771, 867 702, 327 441, 974 742, 862 102, 937 31, 034 27, 790 1, 064, 219 653, 723 2, 511 1, 292, 630 2, 949, 500 1, 560, 000 73, 750 9 banks. 95 00 00 00 08 21 84 41 68 24 98 02 58 00 80 66 00 00 00 31, 608,148 45 $15, 921, 429 800, 000 100, 000 2, 596, 550 157, 733 3, 024,196 1, 091, 213 592,140 723, 625 67, 817 21, 871 17, 976 2, 242,108 584, 983 2,780 1, 233, 225 2, 922,190 990, 000 65, 700 72 00 00 00 68 31 52 24 76 45 71 48 88 00 82 56 00 00 00 33,155, 543 13 MICHIGAN. 76 banks 76 banks Loans and discounts $12,129, 816 18 4, 943, 700 00 Bonds for circulation. 50, 000 00 Bonds for deposits... 65, 450 00 TJ. S. bonds on hand.. 499, 470 79 Other stocks and b'ds 1,151, 322 03 Due from res've ag'ts 506, 835 66 Due from nat'l banks 103, 870 65 Due from State banks Keal estate, &c C u r r e n t expenses P r e m i u m s paid Cash items Clear'g-house exch'gs Bills of other b a n k s . . Fractional currency . Specie Legal-tender notes - TJ. S. cert's of deposit. D u e fromTJ.S. Treas. Total 515 664 358 719 37 66 62 22 $11, 948, 994 5, 038, 700 50, 000 76, 750 486, 407 1, 322, 541 471, 558 95, 381 901, 698 118,194 98, 691 114, 444 469,613 19, 557 126, 549 1, 064,177 00 13 45 00 233, 880 22,162 163, 041 935,116 896, 181, 107, 132, 227," 997 'sh 22,676,617 61 75 banks. 32 00 00 00 39 68 29 50 78 31 54 88 $12,102, 604 4, 923, 700 50, 000 75, 450 476, 803 1,061,764 417, 737 67, 830 908, 447 155, 518 92, 530 109, 262 00 67 73 00 276, 17, 242, 987, 245," 871"63" 22, 323 434 79 012 769 252 958 75 b a n k s 75 b a n k s 91 $12, 306, 934 80 00 4, 920, 300 00 00 50, 000 00 00 102, 000 00 20 465, 896 74 26 1, 001, 334 36 45 363, 273 64 56 102,173 29 27 944, 513 52 64 67, 305 66 99 87, 437 98 90 104, 683 09 00 02 79 00 226," 606" 28* '>2, 192. 292 27 262, 15, 246, 889, 796 794 596 916 00 03 87 00 $11, 818, 451 4, 912, 350 55, 000 170, 900 458, 924 1, 457, 020 492, 368 83, 759 975, 361 133, 641 75,130 109, 809 337, 14, 278, 1, 064, 705 603 726 608 93 00 00 00 04 24 97 16 62 35 23 85 00 50 49 00 221, 802 37 227," 460 "36" '>'> 152,758 35 22, 665, 820 74 REPORT OF THE COMPTROLLER OF THE CURRENCY. 43 by States and reserve cities—Continued. ILLINOIS. DECEMBER 28. MARCH 15. 131 b a n k s . 131 b a n k s . Liabilities. Capital stock 129 b a n k s . j $11, 446, 000 00 $11, 394, 600 00 S u r p l u s fund Undivided profits j j j Nat'l bank circulation State bank circulation-. Dividends unpaid ; $11,164, 600 00 $11,114, 600 00 130 b a n k s . $11, 279, 600 00 3, 860, 665 92 j 1, 366, 621 64 | 3,864,012,17 1, 090, 789 59 3, 805,163 71 1,143, 273 14 3, 771, 855 77 1,132, 254 15 3, 670, 099 65 955, 758 99 7, 745,153 00 j 7, 699, 593 00 j 7, 5G9, 078 00 7, 487, 513 00 7, 594, 253 00 15, 560 53 29, 471 65 i 38, 828 00 | I 14,135, 405 12 | 15,451,580 27 ! 15,199,225 51 025, 790 52 I 613, 6?4 95 j 584,642 17 49, 0S7 20 i 59, 787 38 ; 53, 780 19 Individual deposits . . ' U. S. deposits | Dep'ts TJ. S.dis. officers 128 b a n k s . 92, 062 00 15, 848, 074 59 I 572, 736 05 | 38, 394 93 39, 575 50 15, 408, 044 09 620, 922 03 41, 415 84 Due to national banks Due to State b a n k s . . . '•, 122, 363 15 155,230 71 j 107, 905 39 | 252,887 54 I 93,738 86 253, 064 86 100,135 20 300, 802 22 97, 875 96 333, 492 43 Notes re-discounted.. Bills payable' \ 410, 515 25 | 153, 617 56 j 161,927 51 I 53, 317 56 j 139, 390 91 52, 192 41 150. 631 42 19, 950 67 97, 069 46 2, 429 67 Total 40, 098, 456 33 40, 773, 051 28 j 40, 046, 977 76 j 40, 629, 010 00 j CITY Capital stock Surplus fund Undivided profits N a t ' l bank circulation State bank circulation OF 40,140, 536 02 CHICAGO. 10 b a n k s 10 banks. 10 banks. 10 b a n k s . $5,150, 000 00 $5,150, 000 00 $4, 650, 000 00 $4 650, 000 00 $4, 450, 000 00 2,175,000 00 517, 659 61 2, 290, 000 90 341, 644 19 2, 215, 000 00 484, 036 80 2 215, 000 00 446,149 97 2, 200, 000 00 482, 329 02 624, 600 00 582, 900 00 571, 600 00 543, 900 00 468, 500 00 9 banks. 50, 020 00 825 00 13, 860 00 55, 640 00 771 00 Individual deposits . . U S deposits Dep'ts U.S dis officers 12, 714,155 06 12, 352, 348 08 13, 361 576 12 13 807, 867 13 53, 011 79 16,137,159 34 66, 032 99 Due to national banks Due to State b a n k s . . . 4, 464, 085 2! 2, 950, 798 31 5,754,366 81 3, 629, 342 07 5, 500,132 61 3, 393, 511 35 6 080, 558 14 3, 741, 021 42 5, 584, 228 57 3, 766, 522 21 Notes re-discounted.. Bills payable 415,103 33 ... 243, 000 00 97, 500 00 15, 000 00 29, 061, 421 52 30, 344, 426 15 30,287,216 88 31 608,148 45 Dividends unpaid Total 33,155, 543 13 MICHIGAN. 76 banks. 76 b a n k s . 75 b a n k s 75 b a n k s . 75 b a n k s . Capital stock j $7, 663, 200 00 $7, 678, 200 00 $7, 463, 976 00 $7, 558, 200 00 $7, 528, 200 00 Surplus fund Undivided profits | j 2, 012, 082 09 1, 085,122 97 2, 005, 451 28 727, 552 88 2, 008, 576 39 828, 443 93 2, 034, 793 83 669, 641 93 1, 994, 762 51 790, 316 97 Nat'lbank circulation J State bank circulation 4, 411, 206 00 4, 450, 755 00 4, 348,130 00 4, 325, 818 00 4, 222, 880 00 i 4,062 00 7,084 30 42, 485 30 143, 825 80 34, 496 00 Individual deposits . . j U. S. deposits Dep'ts U.S.dis.officersj Dividends unpaid 7,140, 999 75 13, 800 93 14, 311 52 7, 091, 263 63 19,189 92 12, 217 15 6, 956, 367 12 33, 093 35 6,999 27 6, 938, 779 09 33, 048 06 8,227 34 7, 715, 583 60 29, 343 79 23,104 13 Due to national banks! Due to State b a n k s . . . 78. 826 01 68J 296 30 56, 674 41 91, 089 56 70. 271 68 46,134 88 42, 216 96 35, 367 79 61, 938 06 40, 991 29 Notes re-discounted..' Bills p a y a b l e . . . . 140, 997 76 43, 712 28 167, 584 40 16, 372 19 365, 005 46 22, 808 89 345, 207 99 17, 631 56 Total 22,676,617 61 j 22,323,434 72 j 22,192,292 27 \ 22,152,758 35 j 208, 078 17 16,126 22 22,665,820 74 44 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1877, arranged CITY OF DETROIT. MARCH 15. DECEMBER 2 ' MAY 1. JUXE 29. OCTOBER 1 4 banks. 4 banks. 4 banks. Resources 4 banks. 4 banks. Loans and discounts Bonds for circulation Bonds for deposits.. TT S bonds on hand Other stocks and b'ds Due from res'veag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes . . \J S cert's of deposit Due from U.S. Treas Total $4, 595,179 57 1, 303, 400 00 500, 000 00 23 150 00 97, 226 58 922, 236 88 842, 425 34 70, 230 05 91, 700 00 41, 682 39 $4, 516, 024 90 1, 303, 400 00 500, 000 00 92. 926 888, 017 461,127 70,138 9 J , 950 37, 088 8,096 40 500 102, 906 166,189 8.390 48, 593 753, 764 58 93 95 90 00 75 86 41 76 00 63 95 00 : 5, 359 i ; ; ! i 57, 149, 48, 8, 108, 791, 046 341 345 965 769 874 $4, 564,132 19 1. 303. 400 00 500, 000 00 28 250 00 91, 433 35 805, 465 62 733, 014 49 07). 329 38 91, 450 00 17. 989 03 3(5 i 5, 359 36 49 i}\ 234 69 72 i 228, 804 84 00 | 168, 335 00 39 5, 855 24 69 ! 114,859 97 00 | • 706,548 00 $4,189, 613 1, 303, 400 500, 000 113 800 87, 469 853, 537 621, 557 93, 912 92, 754 23, 388 89, 052 31 490 170,172 91, 711 5,836 128 869 681, 326 96 00 00 00 24 15 97 60 57 30 79 08 53 00 34 37 00 $4,177, 269 1, 353, 400 500, 000 145 250 73^ 115 1, 339, 288 627, 389 58, 993 91, 200 9, 355 5,359 57 811 240, 561 80, 398 4,916 136 070 761, 555 32 00 00 00 69 80 84 25 00 83 36 08 60 00 45 13 00 87, 292 03 : 73, 053 13 ! 80, 633 83 66, 293 73 66,138 83 9, 236, 408 65 | 9, 729, 985 59 ,' 9, 576, 094 99 9,144,185 69 9, 728, 073 18 WIS C ONSIN. 37 banks. Loans and discounts Bonds for circulation Bonds for deposits... U. S. bonds on hand.. Other stocks and b'ds Due from res'veag'ts. Due from nat'l banks. Due from State banks Heal estate, &c Current expenses Premiums paid Cash items Clear' g-house exeh'gs Bills of other banks.. Fractional currency. Specie ... Legal-tender notes .. Due fromU. S. Treas. Total 37 banks. $5,174, 904 58 2, 015, 500 00 125, 000 00 80, 900 00 100,081 98 752,114 88 311, 805 60 62, 565 51 339,169 59 87, 288 02 36, 652 63 51, 529 27 $5, 048, 272 75 2, 039, 500 00 100, 000 00 204,400 00 105, 566 54 773, 321 54 439, 628 61 71, 357 24 341, 342 68 54, 624 66 29,407 74 54, 559 25 261,053 00 9, 700 28 65, 820 56 718, 870 00 194,182 00 9, 059 86 134, 991 76 674, 612 00 37 b a n k s . $5,114, 949 41 2, 039, 500 00 100, 000 00 227, 200 00 83, 764 99 649,153 90 285,194 08 65, 994 38 336, 966 84 60, 435 71 28, 728 66 54,150 67 144, 443 00 8,183 72 141, 703 16 607, 369 00 36 banks. $5,191, 853 12 2, 009, 500 00 100, 000 00 239,200 00 80, 505 69 557, 980 47 235, 386 84 58, 849 41 332,273 56 51, 603 07 26, 814 22 36, 649 08 138, 575 00 8, 577 87 131, 607 40 491,438 00 35 b a n k s . $5, 247, 352 14 1, 959, 500 00 100, 000 00 230, 200 00 97, 719 94 555, 425 69 381,488 50 32, 286 57 322, 795 89 66, 285 29 25, 320 32 40, 333 61 116, 6, 159, 490, 932 392 938 026 00 66 01 00 97,534 07 101,190 60 98, 711 25 91, 865 67 93, 213 99 10, 290, 489 97 10, 376, 017 23 10, 046, 448 77 9, 782, 679 40 9, 925, 210 61 CITY OF MILWAUKEE. 3 banks. Loans and discounts. $2, 028, 387 62 285 000 00 Bonds for circulation. 400, 000 00 Bonds for deposits .. 104, 800 00 XT. S.bonds on hand.. 76,100 00 Other stocks and b'ds 359, 820 99 Due from res'veag'ts. 203, 618 64 Due from nat'l banks 10, 925 04 Due from State banks 136, 017 17 Heal estate, &c 10, 550 38 Current expenses 5,387 99 Premiums paid 7, 350 86 Cash items 108, 209 47 Clear'g-house exch'gs 22, 481 00 Bills of other banks.. 1,118 39 Fractional currency. 25, 392 05 Specie 625, 606 00 Legal-tender notes .. 35, 000 00 U. S. cert's of deposit. 12, 825 00 Due from IT. S. Treas. Total 4, 458, 590 60 3 banks. 3 banks. 3 banks. $2, 060, 760 60 285, 000 00 450, 000 00 20, 950 00 70, 000 00 511,203 50 384, 563 32 11, 014 64 148, 029 98 9,347 53 6, 282 10 7,567 87 91, 037 07 9,733 00 $2, 093, 555 54 285, 000 00 450,000 00 16, 200 00 75, 000 00 440, 060 07 165, 577 66 19,197 19 142, 937 48 9,619 85 5,092 71 4,370 08 147, 951 39 13, 422 00 1,013 25 89, 000 57 428, 738 00 $1, 866, 355 40 285, 000 00 450, 000 00 14, 650 00 55, 000 00 438, 436 13 329, 646 45 8,919 89 137, 795 98 9,271 12 5, 927 62 2, 471 06 139, 519 04 6,249 00 1,025 56 78,125 12 420, 087 00 658 09 22, 581 40 461,167 00 35, 000 00 13, 325 00 4, 598, 222 00 3 banks. 13, 525 00 13, 525 00 $2,138, 291 46 235, 000 00 450, 000 00 12, 000 00 39, 000 00 379, 218 03 83, 566 00 10, 010 91 127, 578 48 4, 393 56 4, 403 67 4, 419 62 367, 887 35 9, 022 00 673 46 73 828 76 236^ 798 00 50, 000 00 10, 575 00 4, 400, 260 79 4, 262, 004 37 4, 236, 666 30 REPORT OF THE COMPTROLLER OF THE CURRENCY. 45 by States and reserve cities—Continued. CITY DECEMBER 28. Liabilities. 4 banks. Capital stock j Surplus fund ... i Undivided profits.... Natl bank circulation State bank circulation! Dividends unpaid $2,100, 000 00 925, 000 00 476, 290 67 1,147, 400 00 OF DETROIT. MAIICII 15 JUNE 29. MAY 1. OCTOBEIt 1. 4 banks. 4 banks. 4 banks. $2,100, 000 00 $2,100, 000 00 $2,100, 000 00 $2,100, 000 00- 965, 000 00 454, 352 31 965. 000 00 382, 571 46 715, 000 00 387,107 95 715, 000 00 295, 853 93 1,132, 200 00 1.132, 895 00 1, 063, 795 00 1,156, 900 00 4 banks. 1, 967 00 1,075 00 3,402 00 282, 052 00 24, 306 00 Individual deposits .. U. S. deposits j Dep'tsU.S.dis.officers 3, 333, 599 97 88, 531 49 264, 844 58 3, 625, 883 93 212, 770 77 213, 808 41 3, 710, 349 06 231. 219 29 156, 883 85 3, 473, 313 54 128, 031 62 205, 722 09 3, 944,191 33 132, 551 33 237, 790 41 Due to national banks Due to State banks... Notes re-discounted ! Bills payable i Total i 465, 251 63 433,523 31 557, 031 95 457, 863 22 459, 501 71 434, 272 62 391, 688 28 387, 415 21 632, 976 19 488, 503 99 10, 000 00 9, 236, 408 65 9, 729, 985 59 10, 000 00 9, 576, 094 99 9,144,185, 69 9, 728, 073 18 W I S CONSIN. 37 banks. Capital stock Surplus fund -. Undivided profits Nat'l bank circulation State bank circulation 37 banks 37 banks. 36 banks. $2 750 000 00 $2 750 000 00 $2 725 000 00 $2 665 000 00 $2, 615, 000 0 0 746, 037 98 402, 029 04 748,124 05 262, 894 49 745, 624 05 273,131 99 739, 924 05 283, 877 02 739, 501 38 303, 578 65 1, 786, 334 00 1, 781, 249 00 1, 795, 629 00 1, 769, 746 00 1, 756, 476 00 35 banks. 31, 574 00 33, 009 50 31, 563 50 44, 663 50 34, 678 50 Individual deposits . . U S deposits Dep'ts U.S.dis.officers 4, 370, 581 75 60, 021 40 11, 015 42 4, 592, 463 93 6(3,115 39 7, 580 26 4, 312,167 89 51, 977 64 17, 667 26 4, 076, 874 87 75, 853 65 10, 831 96 4, 273, 679 64 65,153 so 15, 490 73 Due to national b a n k s Due to State b a n k s . . . 14, 451 18 65, 207 11 18, 062 70 95, 378 46 9,087 13 64, 666 47 10.138 47 65, 813 20 12, 912 53 73, 246 00 Notes re-discounted.. Bills pavable 38, 911 80 14, 326 29 17, 018 71 4,120 74 10, 813 10 9,120 74 25, 835 84 14,120 84 19, 830 00 15, 663 29 Dividends unpaid Total • 10, 290, 489 97 i 10, 376, 017 23 CITY 10, 046, 448 77 j 9, 782, 679 40 9,925,210 61 OP MILWAUKEE. 3 banks. 3 banks. 3 banks. 3 banks. $650, 000 00 $650, 000 00 $650, 000 00 $650, 000 00 $650, 000 00 Surplus fund Undivided profits 230, 000 00 87, 748 97 215, 000 00 51,124 35 215, 000 00 51, 349 76 215, 000 00 65, 490 57 215, 000 00 56, 346 09 Nat'l bank circulation State bank circulation 234, 000 00 234,000 00 255, 300 00 255, 600 00 202, 700 00 Dividends unpaid Individual deposits... U. S. deposits Dep'ts U.S.dis. officers 1, 995, 759 41 168, 208 82 211, 542 12 2,124, 028 82 219, 006 50 197, 936 29 2,152, 996 48 231,133 17 126, 491 40 Due to national banks Due to State banks... 564, 659 04 316, 672 24 Capital stock 620, 683 31 286. 442 73 448, 354 02 269, 035 96 2. 041, 376 06 244,172 84 144,144 59 446, 358 84 199, 861 47 Notes re-discounted Bills pavable Total 3 banks. 1, 933, 435 48 204, 449 29 267, 233 63 396, 001 10 193, 767 46 117, 733 25 4, 458, 590 60 4, 598, 222 00 4, 400, 260 79 4, 262, 004 37 4, 236, 666 30 46 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 17 1877, arranged IOWA. Resources. Loans and discounts. Bonds for circulation. Bonds for deposits .. IT. S. bonds on hand.. Other stocks and b'ds Due from res've aa'ts Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items . .. Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. 7 i' .s cert ^ ol deiiosit D u e from IT. S. T r e a s BBOCE T o t a l DECEMBER 2 8 . MARCH 1 5 MAY 1. JUNE 2 9 . 78 banks. 77 b a n k s 77 b a n k s . 77 b a n k s . $10, 060,170 84 4, 435, 500 00 140, 000 00 219, 950 00 311,456 38 755, 090 86 413, 777 63 160, 943 80 933. 776 09 177. 745 44 171,943 24 93, 463 98 $9 687, 731 4 355, 500 75, 000 245, 000 368, 580 1 319,699 736, 383 187, 398 892, 467 206, 646 130,810 123 442 $9, 538, 056 00 i 4, 380, 500 75, 000 00 ! 00 282, 600 08 396, 967 64 1,2*56,047 97 657,255 14 181, 501 71 • 922, 194 90 i 207, 470 45 132, 013 73 112 749 20 00 00 00 18 06 83 48 08 00 06 83 477, 740 21,495 150,719 1, 381, 517 504, 918 14, 968 130,399 1 494, 705 00 59 81 00 12 10 00 00 23 43 00 67 00 i 204, 471 23 218, 750 00 j 20,109, 767 15 20 692, 402 69 i 505, 243 15, 942 204, 507 1, 545, 544 $9 445, 394 4 477 000 75, 000 310,150 459, 899 1 268, 245 617, 995 219, 902 921, 791 145, 615 118, 438 126 463 .... 405,158 15. 924 251, 096 1, 325, 447 OCTOBER 1 76 b a n k s . 16 00 00 00 71 87 26 61 72 19 95 35 00 11 19 00 207, 859 88 . . . . 227,108 42 20, 631, 450 82 20, 410, 630 54 $9 634, 751 4 507, 000 75, 000 315, 850 423, 517 718,128 470, 261 145, 790 936, 688 170, 729 110, 787 110 371 340, 10, 298, 1 130, 27 00 00 00 36 50 96 88 12 25 25 71 885 757 187 504 00 91 13 00 219, 400 84 19 618, 611 18 MINNE S OT A. Loans and discounts Bon ds for circulation. Bonds for deposits... IT. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear' g-house excli'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes . . U. S. cert's of deposit. Due fromU. S. Treas. Total 31 banks. 30 banks. $8,521,396 11 2, 603, 500 00 460, 000 00 37, 900 00 112, 537 34 957, 038 98 430, 416 98 74, 185 61 448. 828 70 146, 620 70 128, 950 51 101, 611 19 $8, 831, 333 10 2, 503, 500 00 465, 000 00 44, 050 00 76, 386 50 677, 029 79 347, 785 86 74, 903 76 423. 853 79 116, 377 08 91, 677 33 72,344 11 319, 873 00 10, 315 07 56 793 19 941, 879 00 196, 672 00 6,309 35 56 314 33 644, 221 00 119,'674" 46* ii.2,356 15, 471, 520 84 30 b a n k s 66' 14, 740,114 00 31 b a n k s $9. 066, 059 2, 563, 500 465, 000 3, 450 100,761 503, 317 292,180 86, 910 422, 768 150, 862 93, 594 159, 510 28 00 00 00 50 03 22 24 54 73 08 78 $9, 461, 823 2, 613, 500 465, 000 8,000 96, 775 727,138 470, 301 87, 707 424, 009 84, 974 89, 783 131 967 333, 5, 47 631, 00 52 36 00 150, 028 6,673 72 087 858, 752 967 428 308 258 31 b a n k s . 15 00 00 00 90 87 80 78 50 50 08 99 00 97 68 00 ii8,195 60' i23,556 91 15, 044, 071 88 15, 872, 080 36 $9, 982, 572 39 2, 623, 500 00 465, 500 00 4, 900 00 91, 502 10 648, 864 35 206,125 76 43,250 08 425, 216 15 91, 572 67 70, 878 84 125 027 25 104,430 6, 238 91 814 651^ 846 00 34 69 00 i32,464'il" 15, 765, 702 73 MISSOURI. Loans and discounts. Bonds for circulation. Bonds for deposits TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash, items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. IT. S. cert's of deposit Due from TL S. Treas. Total 24 b a n k s . 20 b a n k s . 20 b a n k s . $4,847,815 10 1, 680, 000 00 $2, 608, 090 82 1, 450, 000 00 $2, 543, 792 75 1,410 000 00 49, 620, 257, 146, 190, 393, 126, 88, 157 450 605 865 969 747 660 448 789 433 00 07 50 94 26 02 34 61 67 39, 250 549,162 373, 796 124, 965 101,192 282, 424 47, 568 51, 256 54 068 00 99 63 98 55 81 51 00 68, 587, 406, 100, 85, 278, 71, 42, 43 152, 5, 57, 397, 5, 78, 337 976 552 349 000 353 00 80 108, 2, 42 347, 00 54 117, 079 2,012 42 274 327, 334 00 00 03 9, 256, 352 67 972 421 639 497 59 00 200 897 887 386 074 307 776 343 129 17 banks. 19 b a n k s . $2, 373, 933 28 1, 360, 000 00 $2, 090, 909 30 1, 280, 000 00 00 80 36 87 22 96 26 33 68 74,150 553,102 462, 329 133, 872 109, 084 277, 649 52, 839 43,116 67 752 00 39 55 21 38 35 58 76 79 114, 200 537, 513 349, 304 131,102 81, 569 261, 993 37, 824 28, 355 24 782 00 79 34 48 19 28 17 20 50 00 89 112,270 1, 953 47 341 303, 481 00 33 78 00 87, 013 1,559 47 716 291, 292 00 08 06 00 0? 00 69, 494 71 67, 757 46 67, 317 68 59, 553 68 6, 252, 801 65 6 194, 253 61 6, 040,194 08 5, 424, 688 16 REPORT OF THE COMPTROLLER OF THE CURRENCY. 47 by States and reserve cities—Continued. IOWA. DECEMBER 28. MAKCH 15. MAY 1. JUNE 29. 78 banks. 77 banks. 77 banks. 77 banks. Capital stock ;6, 057, 000 00 I, 057, 000 00 $6, 057, 000 00 $6, 057, 000 00 $5, 957, 000 00 Surplus fund Undivided profits iNat'l bank circulation State bank circulation 1, 487, 520 07 1, 453, 407 75 1, 439, 971 98 685, 843 62 792, 322 53 i 640, 624 32 | 3, 851, 405 00 3, 936, 244 00 | 3, 851, 077 00 Liabilities. Dividends unpaid Individual deposits .. TJ. S. deposits Dep'ts U.S.dis. officers Due to national banks Due to State banks... Xotes re-discounted.. Bills payable Total . 29, 276 66 j 154,827 24 114,841 05 257, 111 10 I 74, 900 00 ! 162. 738 288, 690 69, 277 51, 000 25 65 15 00 20, 109, 767 15 \ 20, 692, 402 i 1, 436,188 51 630, 020 98 1, 414, 473 19 573, 966 54 3, 918,135 00 3, 966,175 00 29,721 66 42, 795 10 60, 531 10 7, 932, 378 58 32, 386 73 17,124 44 7, 751, 876 08 40,941 25 3,889 86 180,117 97 357, 550 75 21, 376 65 13, 500 00 20, 631, 450 82 156, 721 34 337, 013 22 131,220 58 166, 335 88 18, 313 20 188, 382 81 20, 000 00 44, 599 10 7, 086, 486 05 J 8, 029, 626 68 38, 856 17 i 40, 073 53 80, 382 28 ! 4, 288 26 76 banks. MINNE S OT 20, 410, 630 54 7,129, 047 33 36, 092 09 6,196 10 19, 618, 611 18 A. 31 banks. 30 banks. 30 banks. 31 banks. $4, 430, 000 00 $4, 730, 000 00 $4, 710, 000 00 $4, 770, 000 00 $4,770,000 00 Surplus fund Undivided profits.... 814,911 32 615, 829 99 782,104 84 368, 041 03 782, 604 84 475, 926 35 766,701 81 511, 882 53 779, 283 93 437,386 93 Nat'l bank circulation State bank circulation 2, 325, 461 00 2, 236, 211 00 2, 268, 326 00 2, 294, 561 00 2, 345,171 00 CajMtal stock 31 banks. 7, 776 50 5, 469 50 3, 819 50 23, 235 50 7, 349 50 Individual deposits . U. S. deposits Dept's U.S.dis. officers 6, 206, 954 97 69, 278 22 276, 628 61 5, 714, 836 83 103, 236 06 136,175 17 5, 634, 047 32 216, 478 92 196, 574 55 6,390,878 20 176, 544 11 201, 566 99 6,191, 480 13 114, 049 09 190, 957 73 Due to national banks Due to State b a n k s . . . 245, 942 09 286, 547 33 227, 240 34 229, 659 94 186,144 90 221,103 16 323, 256 74 333, 058 25 209, 504 81 246, 829 42 l^otes re-discounted.. Bills payable 172,190 81 20, 000 00 169, 639 29 37, 500 00 314, 546 34 34, 500 00 66, 395 23 14, 000 00 15, 471, 520 84 j 14, 740 114 00 15, 044, 071 88 15, 872, 080 36 455,190 19 18, 500 00 15, 765, 702 73 Dividends unpaid Total MIS SOURI. Capital stock Surplus fund Undivided profits ISTat'l bank circulation State bank circulation Dividends unpaid 24 b a n k s . 20 b a n k s . 20 b a n k s . 19 b a n k s . $2, 425, 000 00 $1, 725, 000 00 $1, 725, 000 00 $1, 675, 000 00 $1,475, 000 00 474,360 55 379,155 90 396, 261 59 199, 539 44 396, 261 59 246, 974 84 378, 424 42 255, 215 54 347,173 20 217,877 97 1, 507, 237 00 1, 299, 332 00 1, 252,158 00 1,191, 948 00 1,128, 791 00 17 b a n k s . 815 00 7, 794 50 243 00 2, 743 00 178 00 Individual deposits... U S deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks... 3, 430, 071 07 2, 405, 668 95 2, 351, 617 08 2, 399, 041 06 2,164, 758 00 227, 361 58 220, 404 54 13, 354 20 42, 074 29 22, 450 17 74, 721 03 24, 482 23 41, 371 93 1, 883 05 17, 788 73 Xotes re-discounted.. Bills payable 415,128 58 176, 818 45 66,128 58 97, 648 10 40, 000 00 84, 827 90 39, 000 00 32, 967 90 54, 400 00 16, 838 21 9, 256, 352 67 6, 252, 801 65 6,194, 253 61 6, 040,194 08 Total 5, 424, 688 48 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1377, arranged C I T Y OF S T . L O U I S . DECEMI5EU 2S. MAliCII 15 MAY 1. J U X E 29. OCTOBER 1 5 banks. 5 banks. 5 banks. 5 banks. Resources 6 banks Loans and discounts. Bonds for circulation. Bonds for deposits... I". S. bonds on hand.. Other stocks and b'ds Due fromres'vea^'ts Due from nat'lbanks Due from State banks ~Rt>fil e^t'ite &c Current expenses Premiums paid Casb items Clear'g-house exch'gs Bills of other banks.. Fractional currency . Specie Legal-tender notes .. U. S. cert's of deposit Due from U. S. Treas. Total $6, 365, 064 460. Odd 300. 000 7,050 58(i. 257 724. 937 33S. Of*:-, 95. i!07 316 0<>5 130, 739 50. 790 11 024 518. 891 217.549 3, 959 68, 404 1, 125, 626 100, 000 24, 312 35 00 00 00 47 21 89 78 96 31 7"' 07 00 00 83 00 00 50 11,445,804 06 $5, 947,146 410, 000 300, 000 600 536, 010 765, 648 296, 542 72, 380 275 890 64]063 48, 863 17,195 326, 987 442, 217 6,346 73, 842 1,196, 600 100, 000 26, 478 9(5 00 00 00 49 90 $5,581,8^6 77 410, 000 00 300, 000 00 8.'i. 100 00 572, 0()9 ,'!8 607. 708 00 ,">,") 219. 901 15 5,") . 117, 268 29 (J9 '>7--) s4878 94 70, 794 64 40 51, 318 57 35 25. 246 61 29 '. 454, 303 48 00 ! 365, 075 00 30 ! 5. mr> 29 l> 1 87. 509 l>1 1, 231, 500 00 00 : 00 ' 215, 000 00 25; 51, 386 55 $5. 447, 724 59 410, 000 00 300, 000 00 337. 500 00 833. 581 98 465, 329 66 313, 822 37 92. 046 78 °74 7 9 3 17 "5«>; 961 73 61, 496 09 33, 544 9 Q 530. 515 95 267, 817 00 4,952 89 86, 066 87 934, 000 00 400, 000 00 30, 590 60 $5, 941, 051 410, 000 300, 000 228,100 650, 847 736, 095 327, 622 142, 081 975 $91 129, 039 57, 296 14, 016 552,333 148, 487 4,291 77, 704 732, 000 215, 000 25, 880 10, 906, 813 14 j 10, 732, 682 42 10, 879, 673 97 10, 968, 718 14 12 00 00 00 41 18 90 40 89 15 49 14 05 00 49 9? 00 00 00 KANSAS. Loans and discounts. Bonds for circulation. Bonds for deposits . . Other stocks and b'ds D u e from res've a g ' t s . D u e from n a t ' l b a n k s Due, from State b a n k s Real estate. &c C u r r e n t expenses P r e m i u m s paid Casb items . . . . Clear'g-house exch'gs Bills of o t h e r b a n k s . . Fractional currency. Leiral-tender notes . . D u e from U. S. T r e a s Total $1,991,528 830, 000 300, 000 25 000 71, 209 282, 093 131, 185 73, 285 284, 473 46, 533 66, 976 29 270 68, 408 2. 340 •>l •)9:> 253, 4(54 46 07 78 87 40, 204 36 159, 585 63 99, 572 58 67, 957 22 266,682 20 23, 897 82 53, 372 07 30, 045 05 $1, 485, 730, 300, 21 41, 294, 152, 108, 262, 35, 49, 39, 00 23 °0 00 74, 020 00 2,478 54 29 110 81 254, 811 00 63, 2, 38. 263. 36 00 00 00 38 79 90 11 12 b a n k s . 12 b a n k s . 12 b a n k s . 14 b a n k s $1, 607, 373 78 730, 000 00 300, 000 00 648 81 000 00 000 00 500 00 801 97 619 07 739 54 052 53 649 46 250 28 067 70 833 19 548 239 045 604 00 49 04 00 11 b a n k s $1, 504, 728 730, 000 300, 000 22 000 43, 984 296. 805 168, 698 119,176 256, 514 34, 865 49, 067 33, 255 38 00 00 00 89 48 30 34 40 84 70 40 $1, 331, 576 680, 000 350, 000 4 950 32, 438 278, 459 114, 014 140, 460 232,161 25, 648 20, 911 25, 606 98 00 00 00 49 26 31 24 09 28 58 63, 215 2,159 46, 455 254, 323 00 64 51, 381 1,467 27, 568 303, 631 00 17 31 00 94 00 47.121 22 37, 950 00 35, 541 36 36,175 61 4, 524, .189 97 3, 777, 061 06 3, 924, 140 44 3, 961, 425 22 3, 653, 863 10 b a n k s . 10 b a n k s n 33, 590 00 H NEBRASKA. Loans and discounts. Bonds for circulation. Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due fromresVe ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear g-house exch'gs Bills of other banks.. Fractional currency . Legal-tender notes .. Due from U. S. Treas. Total 10 b a n k s . 10 b a n k s . 10 b a n k s . 00 00 00 00 60 99 68 60 71 78 02 8l> $2,135, 265 764, 000 303, 000 123, 400 318, 630 312,856 75, 668 147, 167 212, 426 36, 140 37, 306 24. 244 02 00 00 00 30 33 86 05 41 01 03 50 $2, 065, 078 764, 000 355, 000 42. 000 333,658 411,765 112, 515 218, 939 220, 703 22, 289 31, 903 122, 146 117, 237 00 5, 723 91 38 7';0 0"> 391,687 00 124, 467 5,150 37 420 370, 487 00 31 119. 4, 88, 376, $2, 358, 587 764, 000 300,000 125. 300 360, 494 260, 644 123, 975 80,181 203, 573 32,173 41. 756 107. 055 r r> 00 07 00 00 00 00 70 88 16 30 70 76 61 $2, 089, 845 784, 000 358, 000 40, 450 341, 825 046, 413 205, 894 286,117 221, 566 42, 065 30, 313 78, 783 84 00 00 00 12 19 34 24 07 46 05 45 $2, 483, 410 784, 000 378, 500 25, 350 335, 060 341, 250 124, 607 200, 561 221,116 36, 529 20, 355 47, 581 75 00 00 00 27 92 97 91 30 19 12 81 022 00 098 79 703 ']-> 386 00 108, 373 5, 096 125, 922 387, 254 00 46 08 00 116, 205 4,349 152,129 304, 668 00 61 06 00 39. 120 63 40,104 13 33, 493 53 40, 490 84 40, 373 44 5, 350. 232 09 5, 073, 733 39 5, 321, 763 82 5, 792, 410 14 5, 616, 049 35 REPORT OF THE COMPTROLLER OF THE CURRENCY. 49 by States and reserve cities—Continued. CITY Liabilities. Capital stock OF ST. LOUIS. DECEMBER 28. MARCH 15. MAY 1. JUNE 29. OCTOBER 1. 6 banks. 5 banks. 5 banks. 5 banks. 5 banks. $2, 850, 000 00 $2, 650, 000 00 $2, 650, 000 00 $2, 650, 000 00 $2, 650 000 00 Surplus fund Undivided profits 564, 712 69 403, 231 25 568, 816 35 295,191 21 550, 788 33 328, 375 99 655,149 68 132, 996 59 555,149 68 322, 747 51 Nat'l bank circulation State bank circulation 410, 500 00 365, 500 00 362, 400 00 354, 600 00 352,900 00 Dividends unpaid 3,410 18 4,899 68 4, 056 68 43, 827 68 5, 841 68 Individual deposits .. IT. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks... 4, 060, 525 87 219, 542 26 4, 062, 613 41 233, 603 85 3, 727, 562 91 272, 380 02 3, 604, 900 02 132, 212 05 3, 563, 056 17 209,142 16 1,072,019 02 1,479,883 70 1,143, 454 79 1, 582, 733 85 1, 212, 869 72 1, 624, 248 77 1, 331, 709 20 1, 974, 278 75 1, 398, 079 15 1, 911, 801 79 Notes re-discounted.. Bills payable Total 331, 979 09 50, 000 00 10, 906, 813 14 10, 732, 682 42 10, 879, 673 97 10, 968, 718 14 11, 445, 804 06 KANSAS. 14 b a n k s . 12 banks. 12 b a n k s 12 banks. 11 banks. $1, 015, 000 00 $900, 000 00 $900, 000 00 $900, 000 00 $800 000 00 Surplus fund Undivided profits 236, 080 58 156, 388 41 224, 374 00 82, 977 15 178, 374 00 76, 207 88 178, 374 00 73, 027 46 179, 314 00 60, 580 13 N a t ' l bank circulation S t a t e bank circulation 746, 980 00 653, 020 00 650, 720 00 655, 500 00 564, 400 00 I n dividual deposits.. U. S. deposits D e p ' t s U.S.dis.ofncers 1, 908, 215 35 80, 336 64 228, 430 04 1, 474, 400 28 142, 258 13 100, 648 26 1, 579, 906 87 135, 549 66 187, 360 46 1, 667, 503 09 119, 076 50 184, 787 31 1, 578, 747 20 158, 688 29 138, 335 01 D u e to national banks D u e to State b a n k s . . 17, 829 29 95, 729 66 17, 414 18 94, 769 06 26, 917 92 133,103 65 29, 421 22 123, 735 64 6,081 90 141, 080 29 Notes re-discounted.. Bills payable 34, 200 00 5,000 00 51, 200 00 36, 000 00 20, 000 00 36, 000 00 5,000 00 25, 000 00 10, 000 00 16, 637 00 4, 524,189 97 3, 777, 061 06 3, 924,140 44 3, 961, 425 22 3, 653, 863 82 Capital stock Dividends unpaid Total NEBRASKA. 10 b a n k s . Capital stock 10 b a n k s . 10 banks. 10 b a n k s . 10 banks. $950, 000 00 $950, 000 00 $950,000 00 $950, 000 00 $950, 000 00 Surplus fund Undivided profits 174, 000 00 168, 009 05 175, 200 00 149, 722 16 175, 200 00 120,165 54 225, 975 00 146, 387 85 222, 775 00 154, 968 35 Nat'l bank circulation State bank circulation 686, 520 00 687, 060 00 686, 610 00 696, 750 00 703, 930 00 Dividends unpaid 66 00 105 00 60 00 Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers 2, 499, 896 45 48, 595 66 233,121 56 2, 339, 069 68 101, 783 99 153. 350 08 2, 594, 305 76 169, 362 60 213,173 71 2, 938, 200 10 132, 438 34 262,185 55 2,719, 382 37 143, 293 49 230, 579 71 Due to national banks Due to State banks .. 208, 880 10 202, 754 73 174, 014 99 206, 752 54 124, 598 05 229, 574 89 224,154 61 216, 318 69 236. 467 16 201, 720 41 Notes re-discounted.. Bills payable. 178, 389 14 126, 674 95 10, 000 00 48,713 27 10, 000 00 5, 350, 232 69 5, 073, 733 39 5, 321, 763 82 Total H. Ex. 400 00 52, 532 86 5, 792, 410 14 5,616,049 25 50 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1877, arranged COLORADO. Resources. Loans and discounts Bonds for circulation. Bonds for deposits... TJ S bonds on liand Other stocks and b'ds Due from res've ag'ts Due from nat'lbanks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency . Specie Legal-tender notes .. U. S. cert's of deposit. Due fromU. S. Treas Total DECEMBER 28. MAltCH 15. MAY 1. J U N E 29. OCTOBER 1. 13 b a n k s . 13 b a n k s . 13 b a n k s . 12 b a n k s . 13 b a n k s . $2, 541, 641 13 649, 000 00 100, 000 00 $2, 374, 969 34 740, 000 00 100,000 00 159, 842 417, 878 564. 887 226, 837 192, 581 66, 859 49,131 59, 994 84 27 46 61 85 71 88 62 218, 917 282, 239 321, 386 189, 837 202,258 48,456 45,976 54, 563 93,691 4, 261 35, 694 502, 678 00 26 25 00 85, 399 2, 957 46, 233 470,331 Total 26 00 00 00 27 02 79 37 91 47 38 41 $2, 550, 345 710, 000 100,000 2, 200 240,189 291, 495 322, 762 206, 969 182,428 29, 607 32, 539 59, 436 63 00 00 00 35 46 66 91 12 93 38 73 $2, 762, 494 740, 000 100, 000 6, 700 227, 221 513, 079 457, 653 252, 901 182, 328 19,497 30, 329 95, 931 00 40 08 00 60, 741 2, 908 40, 798 443, 899 00 43 76 00 55, 021 1, 513 44,423 375,133 00 77 96 00 71,171 1,257 62, 685 465,920 40, 321 46 39,190 97 5, 705, 301 34 5, 222, 716 59 ORE Loans and discounts. Bonds for circulation. Bonds for deposits... U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'lbanks Due from State banks Real estate &c Current expenses Premiums paid Cash items Clear' g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes . . U. S. cert's of deposit. Due fromTJ. S. Treas. 31 63 07 34 79 60 88 18 $2, 482,171 740, 000 100, 000 300 230, 738 282, 606 285, 167 192, 873 202,480 41, 438 44, 914 70, 251 37, 870 48 5, 265, 219 55 1 1 bank. 1 bank. $785, 315 97 250, 000 00 200, 000 00 51, 050 00 144, 713 93 368, 425 89 5,171 50 $832, 507 250, 000 225, 000 76, 550 267, 873 106,131 8, 393 6, 591 2, 000 8, 276 7, 598 9^ $764, 542 68 250, 000 00 200, 000 00 81, 550 00 262, 930 15 206, 302, 49 6,819 95 171, 478 20 2,000 00 4, 381 83 6, 530 99 55 50 5,270 00 4,100 00 3 8 50 46 132 825 05 83, 200 00 00 31 43 00 43, 218 92 47,156 89 5, 247, 285 82 6, 036 328 10 GON. 1 bank. 324, 945 64 4, 232 50 12, 812 58 37 00 00 00 ! 83 26 26 20 79 09 74 93 1 bank. 49 00 00 00 32 92 86 14 00 67 $884, 012 250, 000 225, 000 51, 650 132, 863 85, 503 4,603 29, 770 2 000 13, 357 1 bank. 93 00 00 00 32 61 34 21 00 $882. 574 250. 000 225, 000 64, 950 91, 285 138, 674 2,133 144, 037 75 99 97 548 44 46, 300 00 8,100 00 26 95 82 03 7, 355 93 432 67 36 00 05 7,050 00 13 00 00 50 00 1,870 00 71 777 60 57, 520 00 77 778 36 34, 540 00 166 358 51, 340 18 00 19,150 00 19, 650 00 13, 550 00 12, 850 00 14, 250 00 2, 387,197 81 2,198, 039 20 1, 955, 370 89 1, 829,108 26 1, 934, 918 15 CALIFORNIA. 7 banks. Loans and discounts. Bonds for circulation. Bonds for deposits U. S.bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'lbanks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. U. S. cert's of deposit. Due fromU. S. Treas. Total 7 banks. 7 banks. 7 banks. 7 banks. $2, 263, 925 51 938, 000 00 $2,150, 513 44 938, 000 00 $2, 251, 432 68 938, 000 00 $2, 238, 596 89 938, 000 00 $2, 325,141 53 984, 000 00 40,100 95, 898 220, 487 13, 654 80, 608 205, 763 32, 660 7,394 39 480 40,100 65, 069 203, 603 23, 956 156, 795 214, 651 17, 251 7, 437 64 214 00 45 39 39 18 04 40 86 75 40,100 134, 960 119, 434 21, 434 129, 214 214, 951 24, 733 6,009 34 062 00 00 59 05 40,100 83, 334 163, 546 24, 642 62, 082 214, 851 30, 571 7,694 37 680 00 29 57 16 23 04 05 70 M4 40, 600 118, 906 174, 585 22, 600 119, 816 215, 616 22, 420 8,283 20 383 5, 715 00 12 33 508, 980 60 34, 997 00 5, 995 00 3 74 540. 058 5'->15, 668 00 12,146 3 471, 920 16, 373 00 55 87 00 13, 641 6 535, 870 10, 575 00 05 45 00 4, 487, 678 67 4, 443, 318 16 00 06 90 53 41 76 61 00 % 30 31 04 88 74 4, 414, 776 01 4, 401,192 37 . 00 72 68 88 81 24 38 94 <W 8,922 00 2 20 452, 984 14, 642 00 4, 528, 906 64 51 REPORT OF THE COMPTROLLER OF THE CURRENCY. by States and reserve cities—Continued. COLORADO. DECEMBER 28. MARCH 15. MAY 1 . JUNE 29. OCTOBER 1. 13 b a n k s . 13 b a n k s . 13 b a n k s . 12 b a n k s . 13 b a n k s . Liabilities. $1, 010, 000 00 $1, 010, 000 00 $1, 010, 000 00 $960, 000 00 $1, 010, 000 00 Surplus fund Undivided profits 159,100 00 186,115 09 164,100 00 116, 623 45 164,100 00 103,132 24 164,100 00 93,894 71 166, 000 00 89, 055 23 Nat'l bank circulation State bank circulation 578, 955 00 648, 600 00 657,150 00 635, 400 00 635,140 00 Capital stock Dividends unpaid. 280 00 415 00 Individual deposits . . IT. S. deposits Dep'ts TJ.S.dis. officers 3,193, 837 56 42, 937 69 11,158 38 2, 887, 291 95 61, 239 23 5,899 02 Due to national banks Due to State banks... 318,380 83 199, 401 79 200, 846 13 123, 636 81 Notes re-discounted.. Bills payable 5, 000 00 5, 705, 301 34 Total 240 00 2, 974, 858 53 67,151 32 9, 018 15 190 00 2, 971, 011 17 49, 325 51 10, 518 34 3, 634, 710 84 51, 283 98 22, 310 09 138, 989 58 139, 379 73 190, 039 52 163,117 45 228, 407 56 198, 243 40 4, 200 00 1, 200 00 9,689 12 1,177 00 5, 222, 716 59 5, 265, 219 55 5, 247, 285 82 6, 036, 328 10 OREGON. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $250, 000 00 $250, 000 00 $250, 000 00 $250, 000 00 $250, 000 00 Surplus fund Undivided profits 50, 000 00 279, 692 24 50,000 00 266, 005 09 50,000 00 270, 541 45 50, 000 00 290,161 94 50, 000 00 283, 924 02 Nat'l bank circulation State bank circulation 215,700 00 219, 800 00 208,200 00 197, 000 00 202, 000 00 Capital stock Dividends unpaid Individual d e p o s i t s . . U. S. deposits Dep'ts U. S.dis. officers Due to national banks Due to State b a n k s . . . 4, 312 00 5, 524 00 1, 836 00 1, 836 00 2, 832 00 1,127, 537 54 92,479 65 304, 366 69 1, 025, 398 10 110, 455 56 175,193 88 765, 691 76 115, 760 78 172, 619 69 655, 868 75 56, 988 98 252,145 48 707,825 24 33, 314 67 3c 3, 673 44 63,109 69 95, 662 57 120, 721 21 75,107 11 686 96 50, 661 82 2, 387,197 81 2,198, 039 20 1, 955, 370 89 1, 829,108 26 1, 934, 918 15 Notes re-discounted . Bills payable Total CALIFORNIA. 7 banks, 7 banks. 7 banks. 7 banks. 7 banks. $1, 550, 000 00 $1, 550, 000 00 $1, 550, 000 00 $1, 550, 000 00 $1 550 000 00 Surplus fund Undivided, profits 107 094 69 185, 210 02 132, 385 Q'? 66, 459 32 132 385 qo 90, 702 38 138 889 0 0 130, 630 03 141 985 07 105, 429 13 Nat'l bank circulation State bank circulation 746, 680 00 748, 220 00 747, 220 00 748, 015 00 767, 565 00 Capital stock 1,788 00 3,048 00 1,923 00 6,332 00 1,619 00 Individual deposits... U S deposits Dep'ts U. S.dis. officers 1, 721, 049 72 1, 850, 982 73 1, 742, 910 93 1, 676, 646 80 1, 874,172 97 Due to national banks Due to State b a n k s . . . 24, 459 18 151, 397 06 9,694 14 82, 528 05 2,313 85 147, 319 93 150, 679 32 9,690 14 78, 445 33 4, 487, 678 67 4, 443, 318 16 4, 414, 776 01 4, 401,192 37 4, 528, 906 64 Dividends unpaid Notes re-discounted Bills payable Total 52 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1877, arranged CITY Resources. Loans and discounts Bonds for circulation Bonds for deposits U. S. bonds on hand . Other stocks and b'ds Due from res Ve ag'ts Due from nat'lbanks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear"si'-hoi se exch'gs Bills of otlur banks.. Fractional currency . Specie Legal-tender notes .. IT. S. cert's of deposit Due from U. S. Treas Total OF SAN DECEMBER 28. MARCH 15. MAY 1. JUNE 29. 2 banks. 2 banks. 2 banks. 2 banks. $3, 023, 814 60 850, 000 00 $3,115, 063 08 850, 000 00 24, 245 21, 534 21, 023 170, 331 74, 364 3, 299 11,153 7, 065 71,180 2, 939 106 645, 638 68, 460 24, 245 26, 647 38, 540 228, 912 97,123 663 10, 920 17,800 89, 379 3, 445 52 507, 535 41, 053 $2, 828, 621 69 850, 000 00 24, 308 00 19, 717 63 63, 043 89 203, 251 09 74, 449 70 3, 610 03 11, 379 44 53,244 10 292, 635 61 11, 225 00 33 24 689, 630 20 35, 598 00 5,160, 747 62 2 banks. Total 50 16 45 70 23 79 20 38 02 00 23 50 00 4, 995,155 76 | NE TV Loans and discounts Bonds for circulation Bonds for deposits .. TJ. S. bonds on hand Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit Due from U. S. Treas FRANCISCO. 50 29 50 97 59 75 00 27 18 00 25 94 00 5, 051, 382 32 2 banks. $3, 018, 334 46 850, 000 00 $3, 064, 661 14 850, 000 00 24, 245 50 30, 887 13 46,114 09 213,797 21 96, 868 79 1, 504 34 10, 920 00 30, 623 94 72, 681 62 4,473 00 25 66 676, 930 77 32, 720 00 20,393 50 51, 028 82 44, 369 23 267, 279 56 92,766 52 882 45 10, 920 00 51, 545 58 170, 382 48 5,870 00 28 40 868, 323 21 42, 387 00 5,110,126 51 5,540,837 89 M E X I C O. 2 banks. 2 banks. 2 banks. 2 banks. $331, 492 16 300, 000 00 160, 000 00 5,657 60 66, 891 40 27, 898 00 44,180 23 5,579 89 9,378 50 25, 850 38 11, 528 96 $333, 868 96 300, 000 00 160, 000 00 $371,157 95 300, 000 00 160, 000 00 $342, 587 67 300, 000 00 160, 000 00 $356, 890 10 300, 000 00 160, 000 00 1,002 60 34, 447 40 21, 890 15 36, 304 28 5, 544 89 4, 957 28 45, 471 17 1,090 47 21, 947 54 23, 548 44 42, 016 43 5, 544 89 6,268 51 35, 310 60 1, 252 87 38, 717 78 23, 016 07 44, 539 28 5, 544 89 2, 579 44 32, 310 60 802 13 4,986 00 1, 629 76 25, 895 30 70, 401 00 11, 015 00 7, 938 00 864 04 14, 572 45 28,361 00 2,135 16 31, 845 27 46, 621 73 61, 957 77 5, 544 89 5.403 03 32, 310 60 317 59 11, 826 00 569 90 14, 248 65 44,442 00 885 20 OCTOBER 1. 720 84 995 73 21, 866 35 51, 004 00 8,963 00 239 56 18, 290 69 38, 048 00 14, 200 00 14, 200 00 14, 500 00 li, 500 66 14, 300 00 1, 061, 483 99 1, 066, 68675 1, 017, 586 22 1, 088, 612 69 1, 068, 298 37 UTAH. Loans and discounts Bonds for circulation Bonds for deposits .. TJ S bonds on hand Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums Cash items paid Clear'g house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes - TJ. S. cert's of depositDue from U. S. Treas Total 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $303, 696 49 50, 000 00 $325, 960 98 50, 000 00 $341, 529 28 50, 000 00 $297, 420 80 50, 000 00 $218, 300 75 50, 000 00 5,631 85 4,114 79 22,119 05 52, 918 53 55, 000 00 1, 002 16 10, 945 40 4,067 30 21, 798 88 53, 044 34 55, 000 00 5,474 62 11, 644 42 3, 721 41 3,482 27 20, 533 28 45, 000 00 266 25 11, 921 37 2,962 36 24, 973 26 11, 499 25 45, 000 00 1,974 95 88,183 89 8, 538 37 45,997 93 26, 607 62 45, 000 00 6, 814 16 3 643 60 1 425 00 11 041 1° 13 175 -13 748 10 3, 003 00 8,918 00 2,597 00 7,658 00 8, 782 00 70 79 29, 396 75 109, 208 00 506 92 206 11 79 55 298 95 33,222 90 88, 331 00 19, 894 16 99, 727 00 17, 606 16 127, 651 00 27, 943 15 137, 918 00 2,250 00 2,250 00 2,250 00 2,250 00 2, 250 00 625, 439 59 658,711 79 637, 401 74 634, 995 52 639, 898 36 53 REPORT OF THE COMPTROLLER OF THE CURRENCY. by States and reserve cities—Continued. CITY OP SAN FRANCISCO. Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits. -. XT. S. deposits Dep'ts U.S.dis. officers Due to national banks Due to State banks... Notes re-discounted.. Bills payable Total DECEMBER 28. MARCH 15 MAY 1. JUNE 29. 2 banks. 2 banks. 2 banks. 2 banks. $2, 750, 000 00 $2, 750, 000 00 $2, 750, 000 00 $2, 750, 000 00 $2, 750, 000 00 121, 748 43 98, 918 42 131, 748 43 61, 617 66 133, 081 77 71, 708 90 135, 748 43 67, 401 93 142, 542 23 66, 879 86 654, 735 00 664, 270 00 657, 915 00 667, 400 00 668, 980 00 8, 097 36 18, 701 01 12, 739 03 17, 685 88 15, 504 44 1, 308, 394 12 1,134, 332 79 1,105, 273 26 1,197, 080 88 1, 528, 805 00 173, 382 64 45, 471 65 152, 371 06 82,114 81 182, 858 19 137, 806 17 162, 996 23 111, 813 16 203,123 68 165, 002 OS 5,160, 747 62 4, 995,155 76 5, 051, 382 32 5,110,126 51 5, 540, 837 89? OCTOBER 1. 2 banks. NEW MEXIC O. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation 2 banks. 2 banks. 2 banks. 2 banks. $300, 000 00 $300, 000 00 $300, 000 00 $300, 000 00 32, 095 17 31,600 74 33, 724 12 37, 241 31 2 banks. $300,000 00 34, 786 53 30, 509 22 34, 786 53 39, 949 66 37, 670 20 35, 338 18 264, 630 00 267,430 00 266, 700 00 263, 010 00 266, 340 00 Individual deposits... U. S. deposits Dep'ts U.S.dis. officers 279, 719 15 85, 989 05 66, 401 42 287, 495 74 73,027 88 65, 450 89 266, 321 45 68,135 45 49, 899 12 301, 326 95 87, 809 59 60, 613 65 280, 937 92 100,931 11 47, 080 96 Due to national banks Due to State banks... 1, 048 46 89 45 2, 227 36 80 87 1,153 58 1, 061, 483 99 1, 066, 686 75 1, 017, 586 22 Dividends unpaid. 1,116 31 Notes re-discounted. JBills payable Total 1, 088, 612 69 1, 068, 298 37 UTAH. 1 bank. 1 bank. 1 bank. 1 bank. $200, 000 00 $200, 000 00 $200, 000 00 $200, 000 00 $200, 000 00 Surplus fund Undivided profits 40, 000 00 26, 881 64 40, 000 00 34,172 37 40, 000 00 24, 605 60 40, 000 00 18, 836 97 40, 000 00 34, 303 18 Nat'l bank circulation State bank circulation 34, 700 00 42, 400 00 44, 300 00 45, 000 00 39, 600 00 162 00 150 00 90 00 174 00 96 00 322,166 42 340, 839 98 321, 353 43 328, 617 52 319, 910 75 5 00 1,144 44 7, 052 71 2, 367 03 5, 988 43 658, 711 79 637, 401 74 634, 995 52 639, 898 36 Capital stock Dividends unpaid Individual deposits... U. S. deposits ... Dep'ts U.S.dis.officers Due to national banks Due to State banks... 103 31 1, 426 22 1 bank. Notes re-discounted Bills payable . Total 625,439 59 54 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1877, arranged IDAHO. Resources. Loans and discounts Bonds for circu lation. Bonds for deposits TJ. S. bonds on hand Other stocks and b'ds D u e from res've ag'ts D u e from nat'l b a n k s . D u e from State banks R e a l estate, &c C u r r e n t expenses. Premiums paid. Cash items Clear'grhouse exch'gs Bills of other b a n k s . . F r a c t i o n a l currency . Specie Legal-tender notes . . TJ. S. cert's of deposit D u e from TJ. S. T r e a s . Total DECEMBER 28. MARCH 15. MAY 1. JUNE 29. OCTOBER 1 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $92, 308 68 100, 000 00 $75, 651 65 100, 000 00 $82,107 17 100, 000 00 $92, 805 75 100, 000 00 $103,122 75 100, 000 00 76, 538 70 74, 441 25 73, 930 60 74, 743 26 90,153 81 53 38, 053 7, 000 1,772 53 44, 796 7,000 2, 690 10, 980 32, 474 7,000 4,275 12, 397 17, 337 7,000 4,658 2, 097 2, 046 7, 033 6, 617 99 76 33 73 1, 007 57 9, 078 118 21, 099 32,150 00 50 00 00 50 72 00 22 380 47 1,099 66 00 72 00 10, 250 00 17, 878 00 50 99 00 62 6,200 70 9,925 17, 555 00 00 00 00 07 42 00 86 115 23 8,748 63 9, 050 15, 338 00 00 00 00 43 36 00 98 354 53 4 851 52 5,515 8, 975 00 00 00 00 4, 855 49 3,901 49 4,499 99 4, 500 00 4,595 00 354, 951 75 336, 028 49 349, 209 34 360, 093 59 359, 012 86 MONTANA. 5 banks. Loans and discounts. Bonds for circulation. Bonds for deposits - . TJ S bonds on hand Other stocks and b'ds Due from res've ag'ts D u e from n a t ' l banks D u e from State banks Heal estate, &c C u r r e n t expenses P r e m i u m s paid Cash items l Clear'°'-house exch'°"s Bills of other b a n k s . . Fractional currency. Specie Lep;al-tender notes . . TJ. S. cert's of deposit D u e from TJ. S. T r e a s . Total $893, 086 18 236, 000 00 130, 000 00 5 banks. 5 banks. 5 banks. $1, 022, 369 44 236, 000 00 130, 000 00 $1, 014, 424 42 280, 000 00 140, 000 00 $1, 086, 644 11 280, 000 00 150, 000 00 3 banks. $867, 836 34 130, 000 00 100, 000 00 53, 805 76, 426 70, 763 97, 756 41, 180 24, 022 39, 040 93,104 48 86 22 44 61 12 00 95 52, 814 60,179 56, 697 98, 584 38, 960 11, 763 36, 039 94, 794 32 61 96 83 61 55 00 36 74, 914 51, 994 33, 254 70, 634 40,164 18,178 31, 021 47, 590 54 75 20 22 71 57 50 74 80,139 39, 980 48, 746 46, 402 39, 794 4,097 29,184 53, 881 97 67 72 16 71 92 00 17 66, 714 11, 561 27,114 87, 375 26, 291 10, 479 19, 687 41, 302 31 84 70 58 91 53 36 99 20,159 2,926 15 569 109,700 00 59 38 00 18, 639 2,687 9, 497 109, 900 00 12 95 00 37,792 2, 423 13, 072 139, 280 00 06 66 00 25, 896 218 21, 936 139, 500 00 95 84 00 14,137 552 20, 966 96, 500 00 63 33 00 11, 620 00 10, 620 00 13, 200 00 14, 400 00 7,650 00 1, 915,160 83 1, 989, 547 75 2, 007, 945 37 2, 060, 823 22 1, 528,170 52 DAKOTA. 1 bank. Loans and discounts. Bonds for circulation. Bonds for deposits .. TJ. S. bonds on hand.. Other stocks andb'ds Due fromres've ag'ts Due from nat'l banks. Due from State banks "Real estate, &c Current expenses Premiums paid Cash items Clear'£-house exch'gs Bills of other banks.. Fractional currency. Specie Le^al-tender notes . Due from U.S. Treas. Total 2 banks. 2 banks. 2 banks. 3 banks. $85, 671 59 50, 000 00 50, 000 00 $116, 266 95 80, 000 00 50, 000 00 $148, 294 07 80, 000 00 50, 000 00 2, 448 71 29, 372 06 43, 771 03 2, 740 35 26,304 61 37, 389 10 10, 692 3, 341 10, 000 1, 500 04 14 00 48 12, 790 3, 013 10, 300 1, 798 $233,404 110, 000 50, 000 12, 500 5, 388 157, 659 64, 095 125, 445 29, 036 5, 859 5,732 7, 750 81 00 00 00 65 34 24 59 68 70 50 84 287 183 743 14, 220 00 50 40 00 4, 358 172 1,655 27, 420 39, 203 101 11, 564 68, 030 00 09 49 00 98 49 00 73 3, 467 21,908 52, 969 4,193 13,135 4,575 10, 300 2, 216 63 10 08 19 63 70 00 18 $167, 414 83 80, 000 00 50, 000 00 50 00 3, 563 63 34, 851 04 43, 486 87 1,150 00 17,123 08 2,601 13 10, 300 00 10, 401 26 00 98 17 00 4, 085 162 2, 646 30, 036 00 67 28 00 4,798 72 4,960 19, 335 00 66 12 00 2, 250 00 2, 250 00 3, 600 00 3, 600 00 4, 950 00 304, 480 95 376, 460 36 431, 589 53 453, 707 62 930, 721 93 55 REPORT OF THE COMPTROLLER OF THE CURRENCY. by States and reserve cities—Continued. IDAHO. Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation DECEMBER 28. MARCH 15. MAY 1. JUNE 29. OCTOBER 1. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $100, 000 00 $100,000 00 $100, 000 00 $100, 000 00 $100, 000 00 20, 000 00 16, 396 13 20, 000 00 3, 699 39 20, 000 00 5,383 49 20, 000 00 8,131 35 20, 000 00 11, 330 49 82,100 00 85, 700 00 84, 750 00 77, 350 00 83, 680 00 120, 730 10 122, 846 12 134, 925 61 137, 013 18 135,721 40 1.5, 725 52 3, 782 98 4,150 24 7, 599 06 8, 280 97 354, 951 75 336, 028 49 349, 209 34 360, 093 59 Dividends unpaid Individual deposits.. U. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks... Notes re-discounted . Bills payable Total 10, 000 00 359, 012 86 MONTANA. 5 banks. 5 banks. 5 banks. 5 banks. $350, 000 00 $350, 000 00 $350, 000 00 $350, 000 00 $200 000 0 0 Surplus fund Undivided profits 83, 462 00 107, 812 28 88, 500 00 87, 975 44 88, 500 00 102, 664 33 90, 000 00 87, 237 48 75, 000 00 107, 860 32 N a t ' l b a n k circulation State bank circulation 206, 534 00 204,134 00 243,134 00 234,934 00 109, 934 00 Individual deposits. - . U. S. deposits D e p ' t s U.S.dis. officers 903, 780 22 75, 719 36 78, 304 80 1, 078, 473 78 63, 065 13 56, 648 01 952, 642 36 70, 440 66 99, 793 74 933, 644 09 48, 723 04 134, 741 51 746, 731 10 7,523 06 114, 570 14 D u e to national banks D u e to State b a n k s . . - 73, 281 36 36, 266 81 26, 990 60 27, 460 79 35, 099 53 59, 370 75 58, 581 05 73, 744 05 13, 972 45 125, 911 45 26, 218 00 23, 000 00 26, 668 00 6,300 00 2, 007, 945 37 2, 060, 823 22 1, 528,170 52 Capital stock 3 banks. Dividends unpaid Notes re-discounted Bills payable Total 6,300 00 1 1, 915,160 83 1, 989, 547 75 DAKOTA. 1 bank. 2 banks. 2 banks. 2 banks. 3 banks. $50, 000 00 $111, 500 00 $125, 000 00 $125, 000 00 Surplus fund Undivided profits 10, 000 00 9, 519 01 10, 000 00 9, 275 99 10, 000 00 12, 938 46 10, 000 00 14, 049 82 10, 000 00 17, 920 02 Nat'l bank circulation State bank circulation 44, 000 00 45, 000 00 45, 350 00 ' 60, 350 00 98, 400 00 175, 542 06 51,972 45 10, 786 56 186, 974 24 15, 812 56 39,763 74 578,149 53 10, 241 98 39, 739 85 841 86 915 40 158 59 191 96 453, 707 62 930, 721 93 Capital stock Dividends unpaid Individual deposits... U. S. deposits Dep'ts U.S.dis.officers 600 00 650 00 143,173 26 38, 776 47 8, 412 21 149, 337 17 38,937 94 10, 310 71 Due to national banks Due to State banks. $175,000 00 920 00 1,448 55 Notes re-discounted Bills payable Total 304, 480 95 376, 460 36 431, 589 53 56 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1877, arranged WYOMING. Resources. Loans and discounts Bo nds for cii'culation Bonds for deposits .. XJ S bonds on hand Other stocks and b'ds Due from res' ve au't s Due from nat'l banks Due from State banks JReal estate, &c (Current expenses Premiums paid Cash items Clear'<T-house oxch'gs Bills of other banks-. Fractional currency Specie Le^al-tender notes .. T^ S cert's of deposit Due from IT. S. Treas Total DECEMBER 2X. MARCH 15. MAY 1. JUNE 29. OCTOBER 1 2 banks. 2 banks. 2 banks- 2 banks. 2 banks. $239, 363 C)S 60, 000 00 $251, 435 32 60, 000 00 $281, 248 51 60, 300 00 $273, 637 71 60, 000 00 $285, 035 25 60, 000 00 15, 342 46, 048 93,460 263 19,798 21,282 7, 748 4 106 53 01 60 39 45 69 75 33 20, 240 4, 872 65, 060 1,039 19, 798 3, 479 6, 396 5 031 26 57 11 64 45 70 25 73 25, 709 1,126 36, 014 9, 839 ]9 ; 798 5, 703 6,396 5 6'?2 15 16 11 51 45 20 25 66 32,109 13,907 44, 239 3,121 19, 798 5. 738 5, 726 5 402 50 68 86 20 45 21 90 86 32, 650 24, 024 81, 450 8,886 19, 798 10, 370 5,726 8 830 20, 478 324 10 9 76 46,722 00 75 60 00 7, 795 271 6 686 57,492 00 45 9 5 00 ] 0,674 327 I 9 853 67, 289 00 30 36 00 18,162 320 18 254 67| 456 00 30 48 00 21, 891 00 265 00 25 625 65 66, 733 00 02 79 37 86 45 04 90 65 2, 700 00 2, 998 25 3, 497 05 4,397 05 5,897 05 587, 915 78 512, 596 98 54(5, 098 71 572, 272 20 657,185 03 WASHINGTON. 1 bank. Loans and discounts. Bonds for circulation. Bonds for deposits .. TT S bonds on hand Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Heal estate &c Current expenses ... Premiums paid .. . Cash items Clear'ft-house exch'jis Bills of other banks'.. Fractional currency . Specie Le2,al-tender notes i' S cert's of deposit Due from U.S. Treas Total . . . . 1 1 bank. 1 bank. 50 000 00 $81,817 33 50, 000 00 50,000 00 $125,521 60 50,000 00 50, 000 00 19, 997 86 15, 584 97 648 64 122 10 1, 055 1, 500 7,866 971 813 2, 124 240 1,156 18, 273 8, 717 5,109 ],050 2, 806 2,124 512 $59,973 24 2, 111 09 64 00 70 84 62 99 37 85 99 21 89 40 29 99 30 880 00 20 00 7,557 00 21, 783 95 4,174 00 40, 391 70 27, 520 00 60, 058 80 18, 021 00 3, 250 00 2,250 00 175, 275 85 267, 572 19 353,160 32 i 57 REPORT OF THE COMPTROLLER OF THE CURRENCY. by States and reserve cities—Continued. WYOMING. Liabilities Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits... XT S deposits Dep'ts U. S. dis. officers Due to national banks Due to State banks... Notes re-discounted Bills payable Total MARCH 15. MAY 1. JUNE 29. OCTOBER 1. 2 banks. 2 banks. 2 banks. 2 banks. 2 banks. $125, 000 00 $125, 000 00 $125, 000 00 $125, 000 00 $125, 000 00 25, 000 00 77, 319 93 25, 000 00 66, 705 69 25, 000 00 72, 849 95 25, 000 00 73, 088 66 25, 000 00 89, 495 56 49, 900 00 47,400 00 45,900 00 43, 600 00 42, 400 00 301, 562 51 244, 026 47 252, 780 67 301,446 41 368, 690 37 6, 675 69 2,457 65 1T 651 34 2, 813 48 20, 284 95 4, 283 14 1, 891 42 2, 245 71 33 48 6, 565 62 587, 915 78 512, 596 98 546, 098 71 572, 272 20 657,185 03 DECEMBER 28. WASHINGTON. Capital stock Surplus fund. Undivided profits 1 bank. 1 bank. 1 bank. $150, 000 00 $150,000 00 $150, 000 00 460 75 Nat'l bank circulation State bank circulation 2, 983 11 7,737 18 32, 800 00 44, 500 00 71, 583 38 10,201 51 4 19 91,527 27 52, 980 64 4, 950 75 Dividends unpaid Individual deposits . U S deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks Notes re-discounted Bills payable Total H. Ex. 3 24, 815 10 1,464 48 175, 275 85 E 267, 572 19 353,160 32 EEPOETS OF THE CONDITION OF THE NATIONAL BANKS AT THE CLOSE OF BUSINESS ON TUESDAY, OCTOBER 1, 1878. EEPOETS OF THE CONDITION THE NATIONAL BANKS AT THE CLOSE OF BUSINESS ON TUESDAY, OCTOBER 1, 1878. MAINE. First National Bank, Auburn. No. 154. JAMES DINGLEY, Jr., President. JOHN B. JORDAN, Cashier. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation . . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer. Total. $205,132 64 31 35 150, 000 00 1, 837 46 Capital stock paid in . $150, 000 00 Surplus fund Other undivided profits. National bank notes outstanding.. State bank notes outstanding 38, 000 00 7, 027 28 127, 500 00 Dividends unpaid. 1, 359 45 859 95 7,453 00 127 66 255 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 0, 214 38 Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted. Bills payable 4,064 85 6, 750 00 Total. 373, 806 51 373, 806 51 National Shoe and Leather Bank, Auburn. AEA CUSHMAN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. H. Ex. No. 2270. $331,135 91 300,000 66 3,190 94 504 36 6, 400 00 7, 769 52 13, 279 130 479 8, 000 00 04 00 00 M. C. PERCIVAL, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding.. State bank notes outstanding $300, 000 00 1, 000 00 4, 780 42 269, 800 00 Dividends unpaid Individual deposits , United States deposits Deposits of U. S. disbursing officers. 83, 808 35 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 25, 000 00 13, 500 00 684, 388 77 Total. 684, 388 77 62 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Augusta. No. 367. JAMES W. NORTH, President. ISRAEL BOOTHBY, Cashier. Resources. Loans and discounts Overdrafts : IT. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks,and other cash items Exchanges for clearing-house . . . Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . Liabilities. $189,522 08 "250*666'00' ioo.ooo 66 46, 749 77 2, 494 08 417 66 10, 000 00 1, 655 78 3, 815 250 375 4, 000 00 63 00 00 Capital stock paid in . $250, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding 41, 000 00 8, 220 79 219, 800 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers 99, 994 65 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 1,514 56 11, 250 00 620, 530 00 Total. 620, 530 00 Freeman's National Bank, Augusta. No. 406. W. F. HALLETT, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total . $115, 443 66 142 70 100, 000 00 36, 900 00 25, 000 50 571 53 8, 000 00 768 00 260 64 2, 607 61 5, 446 708 2, 864 3, 000 00 36 00 00 S. B. GLAZIER, Cashier. Capital stock paid in . . . $100, 000 00 Surplus fund Other undivided profits . 23, 000 00 4,195 69 National bank notes outstanding. State bank notes outstanding 87, 200 00 Dividends unpaid . 215 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 10, 734 87 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 5, 279 56 5,587 88 4, 500 00 Total.. 306, 213 00 306, 213 00 Granite National Bank, Augusta. DARIUS ALDEN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . No. 498. $206, 413 20 1, 093 04 150, 000 00 50, 000 00 2, 000 00 6, 000 00 69, 899 02 385 32 16, 390 00 2, 900 37 22, 320 42 866 00 175 33 7, 434 00 5, 463 00 WILLIAM T. JOHNSON, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding $150, 000 00 21, 400 00 6, 317 34 130, 600 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 207, 708 15 30, 265 39 1, 031 27 Due to other national banks Due to State banks and bankers... 767 55 Notes and bills re-discounted. Bills payable 6, 750 00 548, 089 70 Total. 548, 089 70 63 REPORT OF THE COMPTROLLER OF THE MAINE. First National Bank, Bangor. No. 112. GEORGE STETSON, President E. G. WYMAN, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total.. Liabilities. $601, 427 46 830 71 300, 000 00 70, 000 00 Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding.. 23,156 87 State bank notes outstanding 42, 623 73 Dividends unpaid 3, 516 97 2,150 57 Individual deposits 13, 306 49 United States deposits Deposits of U. S. disbursing officers 12, 762 00 Due to other national banks 79 05 Due to State banks and bankers . . 3, 600 00 45, 000 00 Notes and bills re-discounted. $500, 000 00 100, 000 00 28,119 01 261,981 00 255 00 187, 084 52 36, 912 55 735 67 8, 976 08 02 Bills payable 5, 610 00 1,124, 063 85 Total. 1,124, 063 85 Second National Bank, Bangor. No. 306. NATHAN C. AYER, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. WILLIAM S. DENNETT. Cashier. $221, 032 53 Capital stock paid in . " i i o , ooo 66 4, 918 70 59, 892 81 26,630 34 1, 467 41 3, 780 00 70 10 4, 390 43 22, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid . $150, 000 00 30, 000 00 12, 394 86 112, 800 00 6, 035 00 Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted. Bills payable 185, 413 93 4, 288 53 6, 750 00 Total.. 500, 932 32 500, 932 32 Farmers' National Bank, Bangor. JAMES DUNNING, President. No. 1687. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages $101, 635 37 9, 696 72 100, 000 00 Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes p a i d . . . Premiums paid 23, 317 97 Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer 12, 035 40 Total. 5, 856 83 ALBERT P . BAKER, Cashier. Capital stock paid in . 9, 742 55 12, 522 74 National bank notes outstanding .. State bank notes outstanding. 83, 900 00 1, 958 00 Dividends unpaid 416 66 6, 531 00 75 13, 293 81 8, 000 00 $100, 000 00 Surplus fund Other undivided profits. Individual deposits United States deposits Deposits of U. S. disbursing officers. 215 00 77, 846 22 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 5, 400 00 286,184 51 Total. 286,184 51 64 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Kenduskeag National Bank, Bangor. WILLIAM B. HAYFORD, President. No. 518. CHARLES H. HAMMATT, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation. .. U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid. .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $100, 000 00 $151, 436 59 Capital stock paid in . ""75," 666" 66" Surplus fund I Other undivided profits 5,000 00 55, 627 10 "5*144" 66' 3, 922 85 7,610 66 80 7 00 10,000 00 National bank notes outstanding . State bank notes outstanding Dividends unpaid. 20, 000 00 2, 498 76 62, 200 00 4, 775 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 125, 373 58 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 2, 276 00 3, 375 00 Total. 317,123 34 317,123 34 Merchants' National Bank, Bangor. SAMUEL H. BLAKE, President. No. 1437. Loans and discounts Overdrafts TJ. S. bonds to secure circulation . . TJ. S. bonds to secure deposits . U. S. bonds on hand .' Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. MOODY T. STICKNEY, Cashier. $185,222 68 Capital stock paid in . 94 84 102,450 00 Surplus fund Other undivided profits. 21,310 83 National bank notes outstanding .. State bank notes outstanding 112, 076 21 6,000 00 Dividends unpaid 2, 667 51 Individual deposits United States deposits 774 34 Deposits of U. S. disbursing officers. $100, 000 00 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 13,268 19 5,165 66 2,047 68 13,000 00 20, 000 00 13, 263 03 89, 560 00 1, 437 00 3, 315 00 218, 965 87 9, 000 00 Total. 459, 809 09 459, 809 09 Traders' National Bank, Bangor. WALTER BROWN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 1095. $139, 669 23 100,666 66 3, 600 00 24, 015 04 1, 495 62 1, 850 77 4,372 49 3,783 00 206 55 1, 470 00 2, 000 00 EBENEZER TRASK, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding. Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers $100, 000 00 20, 000 00 28, 302 56 86, 800 00 5,100 00 47, 360 14 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 5,100 00 287, 562 70 Total. 287, 562 70 REPORT OF THE COMPTROLLER OF THE CURRENCY. 65 II A I i\ IE . Veazie National Bank, Bangor. No. 2089. ALFRED VEAZIE, President "WILLIAM C. HOLT, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on band Otber stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid ..... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $86, 485 93 Capital stock paid in . ioo, 666 66 Surplus fund Other undivided profits National bank notes outstanding. State bank notes outstanding 94,509 18 Dividends unpaid . 5, 301 01 4, 406 88 500 7, 800 00 54 00 00 4, 898 70 12, 246 15 90, 000 00 3, 000 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 87, 644 46 Due to other national banks Due to State banks and bankers... 5, 801 35 Notes and bills re-discounted. Bills payable 4, 500 00 303, 590 66 Total.. 3, 590 66 Total. $100, 000 00 First National Bank, Bath. OLIVER MOSES, President. No. 61. ' Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on band Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid. -. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total $259, 969 11 "266," 666'66' 23,100 00 47, 632 118 5,000 2, 545 05 43 00 08 5,470 00 1 34 5, 948 00 6, 000 00 '9,666 66 ¥ M . D. MUSSENDEN, Cashier. Capital stock paid in . $200, 000 00 Surplus fund Other undivided profits . National b a n k notes o u t s t a n d i n g . State b a n k notes outstanding Dividends unpaid . 50, 000 00 10, 340 29 178, 290 00 917 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 116, 345 63 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable 8, 891 09 Total. 564, 784 01 564, 784 01 Bath National Bank, Bath. A R T H U R SEWALL, Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 494. President. WILLIAM D. HILL, Cashier. $190, 033 88 Capital stock paid in . *"i25,o66 00 Surplus fund Other undivided profits 6," 266" 66' 15, 300 00 National bank notes outstanding. State bank notes outstanding $125, 000 00 46, 328 23 12, 776 33 111, 600 00 10, 238 30 Dividends unpaid . 1, 617 90 15, 491 07 3, 792 16 752 5, 000 00 33 00 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 1,145 00 82, 216 92 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 5, 625 00 379, 066 48 Total. 379, 066 48 66 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Lincoln National Bank. Bath. No. 761. CHARLES DAVENPORT, President. WILLIAM R. SHAW, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation .. TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . $96, 430 47 Capital stock paid in . $200, 000 00 "266*660 oo Surplus fund 40, 000 00 24, 300 00 96, 722 04 155 38 1, 350 00 17,703 00 103 49 813 00 9, 000 00 Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid . 46, 500 00 2,195 41 108, 050 00 14, 035 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 124, 670 10 Due to other national banks Due to State banks and b a n k e r s . . . Notes and bills re-discounted . Bills payable 216 47 9,000 00 495,666 98 Total. 495, 666 98 Marine National Bank, Bath. No. 782. S. D. BAILEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Lsgal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total . $124, 089 54 94,500 66 28, 008 48 H. A. DUNCAN, Cashier. Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding 3,475 00 Dividends unpaid . 1,572 87 Individual deposits United States deposits 2, 499 22 Deposits of U. S. disbursing officers. " 3," 784* 66' 144 14 5, 500 00 20,400 00 7, 223 73 78, 300 00 465 00 61,434 52 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 250 00 267,823 25 Total. 267, 823 25 Sagadahock National Bank, Bath. FRANKLIN REED, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie , Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . No. 1041. $170, 328 48 "i66,666'66 45,415 15 HENRY EAMES, Cashier. Capital stock paid in . 40, 000 00 6, 240 08 National bank notes outstanding . State bank notes outstanding 87, 745 00 5, 000 00 639 18 Dividends unpaid . 1, 200 2 300 5, 000 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 00 21 00 00 $100, 000 00 Surplus fund Other undivided profits. Individual deposits United States deposits Deposits of U. S. disbursing officers. 4, 010 00 94, 389 94 4, 500 00 332, 385 02 Total.. 332, 385 02 REPORT OF THE COMPTROLLER OF THE CURRENCY. 67 Belfast National Bank, Belfast. No. 840. JAMES P . W H I T E , President ALBION H. BRADBURY, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items Exchanges for clearing-house . . . Bills of other banks 1 Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total Liabilities. $181, 829 16 150, 000 00 39,127 32 Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding 3,500 00 514 62 Dividends unpaid 8,422 72 Deposits of U. S. disbursing officers. 6,868 00 Due to other national banks Due to State banks and bankers... 1,000 00 5,000 00 6,750 00 Notes and bills re-discounted . Bills payable 34, 951 69 4,307 88 131, 000 00 643 00 Individual deposits Total 403, 011 82 $150, 000 00 82,109 25 403, 011 82 First National Bank, Biddeford. THOMAS H. COLE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U S bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. o. certificates of deposit Due from U. S. Treasurer Total No. 1089. $142, 733 87 146 09 100, 000 00 775 00 11,172 26 2, 006 67 CHARLES A. MOODY, Cashier. Capital stock paid in 20, 000 00 4,333 93 National bank notes outstanding.. State bank notes outstanding 89, 000 00 Dividends unpaid Individual deposits 1,639 64 Deposits of U. S. disbursing officers. 1,055 00 Due to other national banks Due to State banks and bankers . . 278 09 2,000 00 $100, 000 00 Surpjus fund Other undivided profits 54,146 22 2,726 47 Notes and bills re-discounted Bills pavable . . . 8,400 00 Total 270, 206 62 270, 206 62 Biddeford National Bank, Biddeford. WILLIAM P. HAINES, President Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid. . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1575. CHARLES E. GOODWIN, Cashier. $194, 746 87 Capital stock paid in . £24,666 66 Surplus fund Other undivided profits 5, 954 37 823 69 872 00 6, 225 6 1, 525 2, 700 00 87 00 00 National bank notes outstanding. State bank notes outstanding Dividends unpaid $150,000 00 37, 000 00 18, 890 52 104, 800 00 313 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 30, 530 38 Due to other national banks Due to State banks and bankers . . 1, 399 90 Notes and bills re-discounted. Bills payable 6, 080 00 342, 933 80 Total. 342, 933 80 68 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. National Village Bank, Bowdoinham. ROBERT P. CARE, President. No. 944. HENRY Q. SAMPSON, Cashier. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $50,940 91 Capital stock paid in . $50, 000 00 50,000 00 Surplus fund Other undivided profits 3, 900 00 National bank notes outstanding . . 3, 318 72 State bank notes outstanding 300 00 Dividends unpaid . 240 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 5, 000 67 25 44, 995 00 2, 096 40 13,238 84 3, 026 00 Due to other national banks 53 Due to State banks and bankers.. 5 00 1, 350 00 Notes and bills re-discounted. Bills payable 2, 250 00 Total. 115, 331 16 115, 331 16 First National Bank, Brunswick. No. 192. N. T. PALMER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtiires Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency. Specie Legal-tender notes U. S. certificates of deposit. Due from U. S. Treasurer Total. «T. P . TVINCHELL, Cashier. $71,144 44 Capital stock paid in . £66, ooo 66 Surplus fund Other undivided profits. National bank notes outstanding -. State bank notes outstanding 65, 000 00 35, 014 60 407 86 2, 406 19 4, 528 00 34 40 150 00 3, 500 00 4,500 00 $100, 000 00 Dividends unpaid 85,400 00 366 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable Total 287, 345 98 20, 000 00 17, 939 45 57, 821 23 5, 819 30 287, 345 98 Pejepscot National Bank, Brunswick. H. C. MARTIN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1315. $25, 828 84 86 20 50, 000 00 5, 000 00 4, 200 00 16, 859 10 386 42 8, 685 00 594 23 482 00 156 92 80 00 1, 800 00 L. H. STOVER, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing offic $50, 000 00 3,150 00 1, 030 54 43, 300 00 183 00 17, 645 17 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 1,150 00 115, 308 71 Total. 115, 308 71 REPORT OF THE COMPTROLLER OF THE CURRENCY. 69 E. Union National Bank, Brunswick. No. 1118. STEPHEN J . YOUNG, President. H. A. RANDALL, Cashier. Liabilities. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation . . U. S. bonds to secure deposits U. S. bonds on band Otber stocks, bonds, and mortgages. Due from approved reserve agents. Due from otber banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and otber cash items Exchanges for clearing-bouse Bills of otber banks Fractional currency Specie ' Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $67,408 26 Capital stock paid in . $100, 000 00 ioo, 66o bo "io," 666 "66' Surplus fund Otber undivided profits 24, 500 00 National bank notes outstanding . . 24, 497 23 State bank notes outstanding 42 98 5,441 17 Dividends unpaid . deposits 94 83 Individual United States deposits 3, 007 80 Deposits of IT. S. disbursing officers. 5, 436 00 Due to otber national banks Due to State banks and bankers 54 22 2, 500 00 Notes and bills re-discounted. Bills payable 5, 200 00 Total. 248,182 49 14, 964 61 3, 665 99 90, 000 00 405 00 37, 376 13 1, 770 76 248,182 49 Bucksport National Bank, Bucksport. No. 1079. THEO. C. WOODMAN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation . . U. S. bonds to secure deposits U. S. bonds on band Otber stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. EDWARD SWAZEY, Cashier. $96, 535 10 Capital stock paid i n . " ioo," 666 66 15, 661 02 5, 229 95 500 00 2, 329 85 619 35 2,119 5, 000 00 00 99 00 $100,000 00 Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid 11, 800 00 3,191 20 82, 764 00 225 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 35, 349 71 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 5, 300 00 233, 329 91 Total. 233, 329 91 Calais National Bank, Calais. JOSEPH A. LEE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation . . TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtxires. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1425. $191, 596 54 203 64 90, 000 00 1, 984 86 " ""567"78" 1, 023 33 783 74 138 11, 526 00 84 00 00 FRANK NELSON, Cashier. Capital stock paid in $100,000 00 Surplus fund Other undivided profits 36, 659 36 3, 914 38 National bank notes outstanding . . State bank notes outstanding 81, 000 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers 65, 342 84 Due to other national banks Dne to State banks and bankers. Notes and bills re-discounted. Bills payable 15, 031 41 4, 050 00 301, 947 99 Total. 301, 947 99 70 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Camden National Bank, Camden. No. 2311. HENRY KNIGHT, President. J . F . STETSON, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total $51,189 99 50, 000 00 50 00 8, 642 43 932 51 1,913 00 381 54 2,475 00 1, 067 95 1, 779 47 237 2, 820 00 14 00 00 2, 250 00 $50, 000 00 Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding 1, 035 00 1, 354 10 42, 000 00 197 50 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 29,198 96 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable . 123, 785 56 123, 785 56 Total First National Bank, Damariscotta. No. 446. EDWIN FLYE, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $49, 518 58 WILLIAM FLYE, Cashier. Capital stock paid in . "50,'666'66' Surplus fund Other undivided profits 2, ooo 66 National bank notes outstanding . . 36,127 85 State bank notes outstanding Dividends unpaid. 493 25 15 00 431 45 1,091 3 116 2, 600 00 82 80 00 $50, 000 00 15, 000 00 3, 920 30 43,400 00 166 00 Individual deposits United States deposits Deposits of U. S. disbursing ofticers. 32,161 45 Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 2, 250 00 Total. 144, 647 75 144, 647 75 First National Bank, Dexter. CHARLES SHAW, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total JNo. 2259. $108, 389 48 100, 000 00 CHARLES W. CURTIS, Cashier. Capital stock paid in Surplus fund Other undivided profits 3,400 00 National bank notes outstanding . . State bank notes outstanding 1,441 39 2, 000 00 965 71 4, 078 00 Dividends unpaid 19 502 25 4,500 00 225, 277 02 Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable Total $100, 000 00 1, 800 00 1,865 02 90,000 00 144 53 23, 306 05 161 42 8, 000 00 225, 277 02 EEPORT OF THE COMPTROLLER OF THE CURRENCY. 71 MAINE. Frontier National Bank, Eastport. SEWARD B. HUME, President. No. 1495. GEORGE H. HATES, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $97, 765 13 "60," 300 00 38, 224.44 2, 342 89 8,458 29 369 3, 000 00 54 00 00 Capital stock paid in . Surplus fund Other undivided profits.. National bank notes outstanding .. State bank notes outstanding Dividends unpaid.. $75, 000 00 16, 583 73 101 17 54,270 00 1, 744 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 66, 070 16 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 233 44 3, 513 50 Total. 214, 002 50 214, 002 50 First National Bank, Fairfield. HENRY KELLEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages D u e from approved reserve a g e n t s . Due from other banks and b a n k e r s . Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . P r e m i u m s paid Checks and other cash items Exchanges for clearing-house Bills of other b a n k s Fractional currency Specie . . Legal-tender notes U. S. certificates of deposit Due from U. S. T r e a s u r e r . Total No. 2175. $51,376 96 50, 000 00 ELBRIDGE Gr. PRATT, Cashier. Capital stock paid in Surplus fund Other nndivided profits $50, 000 00 2,089 83 1,517 55 National bank notes outstanding . . State bank notes outstanding 44,850 00 4,007 16 907 69 324 10 1,585 15 Individual deposits 16,234 43 20 00 785 35 350 3 000 00 75 00 00 Deposits of U. S. disbursing officers. Due to other national banks . . . Due to State banks and bankers Notes and bills re-discounted Bills payable 2,300 00 Total 114, 691 81 114, 691 81 Sandy River National Bank, Farmington. FRANCIS G. BUTLER, President Loans and discounts Overdrafts U. S. bonds to secure circulation . . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency. Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 901. TIMOTHY F. BELCHER, Cashier. $60,746 26 Capital stock paid in . * 75, 666 66 Surplus fund Other undivided profits. National bank notes outstanding . State bank notes outstanding 11, 250 00 21,000 00 23, 860 95 *'3,'92453 2, 834 61 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing oflicers $75, 000 00 24, 426 06 4, 381 22 64, 700 00 562 50 34, 995 37 i,i63 66 Due to other national banks 68 80 42 00 800 00 Due to State banks and bankers Notes and bills re-discounted. Bills payable 3, 375 00 204, 065 15 Total. 204, 065 15 72 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Cobbossee National Bank, Gardiner. No. 939. JAMES STONE, President. JOSEPH ADAMS, Cashier. [Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... XT. S. bonds to secure deposits XI. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from TJ. S. Treasurer Total. Liabilities. $122, 283 15 111 51 100, 000 00 7,300 00 18, 335 49 " 8,32i 66 270 00 344 00 828 30 3, 070 00 Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid. 20, 000 00 11,693 06 89, 200 00 360 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 41, 915 57 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 2,194 82 4,500 00 Total. 265, 363 45 265, 363 45 Gardiner National Bank, Gardiner* JOSEPH BRADSTREET, President Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits XT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XT. S. certificates of deposit Due from XT. S. Treasurer Total. No. 1174. $71, 885 10 874 08 50, 000 00 6, 699 79 13, 095 95 1,322 00 12, 651 04 599 12 134 2 640 900 00 11 00 00 FRED. W. HUNTON, Cashier. Capital stock paid in $50, 000 00 Surplus fund Other undivided profits. 10, 000 00 16, 276 44 National bank notes outstanding . . State bank notes outstanding 44, 500 00 Dividends unpaid . 857 50 Individual deposits United States deposits Deposits of U. S. disbursing ofiicers 36,803 01 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 2, 615 74 2, 249 50 Total. 161, 052 69 161, 052 69 Oakland National Bank, Gardiner. No. 740. JOSHUA GRAY, President. Loans and discount Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $99, 349 35 1, 784 15 50, 000 00 SIFAMAI BOWMAN, Cashier. Capital stock paid in . $50, 000 00 Surplus fund Other undivided profits . 17, 800 00 16, 336 63 National bank notes outstanding . . State bank notes outstanding 44, 888 00 i, 750* 00* Dividends unpaid Individual deposits United States deposits 2, 554 46 Deposits of U. S. disbursing officers. 43,871 42 15, 962 45 00 Due to other national banks 22 Due to State banks and bankers . . 20 00 Notes and bills re-discounted. Bills payable 2, 250 00 53 34 436 2,233 176, 406 83 Total. 923 50 2,587 28 176, 406 83 REPORT OF THE COMPTROLLER OF THE CURRENCY. 73 MAINE. American National Bank, Hallo-well. PETER IP. SANBORN, President. No. 624. AUSTIN D. KNIGHT, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation . U. S. bonds to secure deposits U. S. bonds on band Otber stocks, bonds, and mortgages Due from approved reserve agents Due from otber banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and otber cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $74, 832 83 75,666 00 5, 000 00 16, 754 83 3, 931 50 688 20 1, 239 00 42 70 00 1, 440 00 Capital stock paid in. $75, 000 00 Surplus fund Other undivided profits 10, 450 00 6, 004 94 National bank notes outstanding . . State bank notes outstanding 66, 300 00 Dividends unpaid. 60 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 24, 516 84 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 3, 375 00 Total. 182, 331 78 182, 331 78 Northern National Bank, Hallo-well. No. 532. SIMON PAGE, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation .. TT. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer $122, 205 44 Capital stock paid in . "ioo, 666 66 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding 5,000 00 5, 500 00 2, 435 51 1,158 89 Dividends unpaid. $100, 000 00 25, 000 00 13,118 28 83, 923 00 1, 958 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 7 00 Due to other national banks 30 06 Due to State banks and bankers. 2, 484 00 6, 785 00 Notes and bills re-discounted . Bills payabl e 4, 500 00 259, 796 99 Total. JUSTIN E. SMITH, Cashier. Total. 34, 915 82 881 89 259, 796 99 Ocean National Bank, Kennebunk. JOSEPH TITCOMB, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1254. CHRIS. LITTLEFIELD, Cashier. $104, 686 98 Capital stock paid in. 166, 000 00 Surplus fund Other undivided profits. National bank notes outstanding . . 8, 578 79 State bank notes outstanding Dividends unpaid. "3*946*68 Individual deposits United States deposits 109 53 Deposits of U. S. disbursing officers $100, 000 00 20, 000 00 7,174 42 84, 994 00 487 00 14, 537 61 1, 070 00 Due to other national banks 30 63 Due to State banks and bankers... 381 00 2, 700 00 Notes and bills re-discounted. Bills payable 5, 300 00 227,193 03 Total. 227,193 03 74 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Lewiston. No. 330. E. F . PACKARD, President. A. L. TEMPLETON, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents . Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total Liabilities. $491, 975 39 **4o6,*666 "66" 60,666 66" Capital stock paid in $400, 000 00 Surplus fund Other undivided profits 140, 00Q 00 36,585 56 National banknotes outstanding. 186, 859 35 State bank notes outstanding 13, 000 00 Dividends unpaid 1, 396 65 Individual deposits United States deposits 1, 912 70 Deposits of U. S. disbursing officers 26, 330 00 Due to other national banks 290 66 Due to State banks and bankers .. 11,400 00 15, 000 00 Notes and bills re-discounted. Bills payable 18, 000 00 1, 22P, 164 75 Total 358, 400 00 309 00 283,402 86 7, 467 33 1, 226,164 75 Manufacturers' National Bank, Lewiston. JOHN M. BOBBINS, President. Loans and discounts Overdrafts . U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer No. 2260. $221, O1'5 78 20 35 200, 000 00 46, 436 3, 301 5, 200 2,196 4, 500 46 11 00 97 00 3, 590 89 12, 661 18 1, 294 3, 809 00 85 00 00 Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding. State bank nptes outstanding Dividends unpaid. $200, 000 00 6, 000 00 3, 228 73 180, 000 00 152 50 Individual deposits United States deposits Deposits of U. S. disbursing officers 123, 663 18 Due to other national banks Due to State banks and b a n k e r s . Notes and bills re-discounted. Bills payable 9, 000 00 Total. 513, 044 41 Total. WILLIAM LIBBY, Cashier. 513, 044 41 New Castle National Bank, New Castle. JOSEPH HAINES, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 953. DAVID W. CHAPMAN, Cashier. $48,415 24 Capital stock paid in . $50, 000 00 " s o "666 "66 Surplus fund Other undivided profits 25, 000 00 3,434 62 bank notes outstanding... 7, 200 00 National State bank notes outstanding 47, 865 60 1, 725 00 Dividends unpaid. 337 44 Individual deposits United States deposits Deposits of U. S. disbursing officers 45, 000 00 8o6 66 55 00 37, 585 02 1, 767 00 Due to other national banks Due to State banks and bankers . 14 36 700 00 Notes and bills re-discounted. Billspayable 2, 250 00 161, 074 64 Total. 161, 074 64 REPORT OF THE COMPTROLLER OF THE CURRENCY. 75 M A I N E North Berwick National Bank, North Berwick. WILLIAM HILL, President. No. 1523. CHAB. W. GREENLEAF, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from TJ. S. Treasurer Total $47, 352 65 50, 000 00 2, 025 76 1, 900 00 30 40 124 72 2, 045 00 535 00 1,200 00 2, 250 00 Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid $50,000 00 5, 696 03 3, 358 44 45, 000 00 56 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 3, 353 06 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable Total 107,463 53 107, 463 53 Norway National Bank, Norway. No. 1956. WILLIAM FROST, 2d, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $110,334 62 Capital stock paid in . . 166, 000 00 Surplus fund Other undivided profits. 1, 092 2, 808 8, 238 2, 375 920 5, 800 771 11 27 72 00 70 00 84 $100,000 00 6, 600 00 3, 050 27 National bank notes outstanding.. State bank notes outstanding Dividends unpaid 89, 200 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 38, 503 38 2,887 00 Due to other national banks 26 39 Due to State banks and bankers. 381 00 Notes and bills re-discounted Bills payable 4,500 00 Total. 240,135 65 Total. HOWARD D. SMITH, Cashier. 317 00 2,465 00 240,135 65 Orono National Bank, Orono. EBENEZER WEBSTER, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1134. $22, 675 11 "*56,'666*66' 7,463 954 5, 050 349 09 52 00 02 93 75 9, 035 70 1,180 2, 835 00 96 12 00 ELVATON P . BUTLER, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid. Individual deposits TJnited States deposits Deposits of TJ. S. disbursingofneers $50, 000 00 5, 805 80 1,381 83 36, 575 00 63 00 8,130 94 Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 2, 250 00 101, 956 57 Total 101, 956 57 76 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Union National Bank, Phillips. NATHANIEL B. BEAL, President. No. 2267. JAMES E. THOMPSON, Cashier. Liabilities. Resources. Loans and discounts Overdrafts . U. S. bonds to secure circulation . . U. S. bonds to secure deposits '.. Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U S certificates of deposit Due from U. S. Treasurer Total $33, 396 57 50, 000 00 7,918 64 676 86 Capital stock paid in $50, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding 44, 910 00 5,202 02 102, 243 73 Dividends unpaid 3,305 51 Individual deposits 1,691 57 Deposits of U. S. disbursing oflicers 1,985 4 115 300 Due to other national banks Due to State banks and bankers . . 00 58 00 00 1,100 00 1,031 71 Notes and bills re-discounted Bills payable 2,850 00 Total 102, 243 73 First National Bank, Portland. No. 221. HARRISON J. LIBBY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. WILLIAM E. GOULD, Cashier. ., 102, 726 78 Capital stock paid in . 800,666 66 Surplus fund ' "so, 666 66' Other undivided profits National bank notes outstanding .. 935 00 186, 614 66 State bank notes outstanding 85, 464 45 Dividends unpaid. 5, 000 00 3, 936 15 Individual deposits 1, 328 12 United States deposits 16, 723 01 Deposits of U. S. disbursing officers 21, 020 00 250 81 21, 740 00 45, 000 00 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable $800,000 00 200, 000 00 118,498 01 671, 000 00 1,277 50 533, 426 75 33, 997 25 20, 539 47 38, 000 00 Total 2, 378, 738 98 2,378,738 98 Canal National Bank, Portland. WILLIAM W . THOMAS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation . . TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. s. certificates of deposit Due from U. S. Treasurer Total No. 941. BENJAMIN C. SOMERBY, Cashier. $964,280 18 Capital stock paid in . "*533"666 66' 22, 094 42 231,516 14 10, 054 09 23, 970 03 4,119 71 40, 634 52 19, 291 00 91 19 4, 559 00 20, 000 00 $600, 000 00 Surplus fund Other undivided profits 120, 000 00 288, 602 32 National bank notes outstanding . . State bank notes outstanding 477,100 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 1,149 00 399, 998 12 10, 745 84 23, 985 00 1,897,595 28 Total. .„.._. 1,897,595 28 REPORT OF THE COMPTROLLER OF TflE CURRENCY. 77 MAINE. Casco National Bank, Portland. IRA P . FARRINGTON, President WILLIAM A. Wixsinr, Cashier. •No. 1060. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation. .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total $1, 423, 322 70 50, 000 00 7, 750 00 39, 697 89 18, 652 78 5, 000 00 4, 233 36 70, 795 08 16, 709 1, 076 2, 027 30, 000 00 80 70 00 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid. 400, 000 00 70, 522 32 45, 000 00 2, 495 39 Individual deposits United States deposits Deposits of U. S. disbursing officers 341,116 70 Due to other national banks Due to State banks and b a n k e r s . . . 12,380 90 Notes and bills re-discounted. Bills payable 2, 250 00 Total 1, 671, 515 31 , 1, 671, 515 31 Cumberland National Bank, Portland. HORATIO N. JOSE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Heal estate, furniture, and fixtures Current expenses and taxes paid . Premiums j>aid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1511. $347, 085 57 "200,000 66 36, 070 12 15, 000 00 2, 658 27 4, 015 48 WILLIAM H. SOULE, Cashier. Capital stock paid i n . . . Surplus fund Other undivided profits. National bank notes outstanding State bank notes outstanding. Dividends unpaid $250, 000 00 50, 000 00 66, 787 65 178, 400 00 362 16 Individual deposits United States deposits Deposits of U. S. disbursing officers. 84, 095 22 2,113 197 605 12, 000 00 Due to other national banks 59 00 Due to State banks and bankers 00 Notes and bills re-discounted. Bills payable 9,900 00 Total. 629, 645 03 629, 645 03 Merchants' National Bank, Portland. JACOB MCLELLAN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits. TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total.. H. Ex. No. 1023. CHARLES PAYSON, Cashier. $534, 382 39 Capital stock paid i n . 12 27 300, 000 00 Surplus fund 75, 000 00 Other undivided profits. 2, 022 48 100, 332 27 3, 836 35 33, 220 34 3, 096 21 19, 262 19 1, 747 12 2, 000 20, 000 00 54 00 00 National bank notes outstanding., State bank notes outstanding . . . Dividends unpaid $300, 000 00 60, 000 00 137,214 62 267, 000 00 692 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 280,194 G6 17, 921 18 41,771 00 Due to other national banks Due to State banks and bankers . 3, 630 58 Notes and bills re-discounted. Bills payable 13, 500 00 1,108, 424 04 Total I 1,108,424 04 78 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. National Traders' Bank, Portland. A. K. SHURTLEFF, President. No. 1451. EDWARD GOULD, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to vsecure deposits TJ. S. bonds on hand Other stocks,bonds,and mortgages. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total Liabilities. $415,155 03 Capital stock paid in 212 95 300, 000 00 Surplus fund Other undivided profits 20,000 00 National bank notes outstanding .. 66, 247 35 State bank notes outstanding 3, 916 93 Dividends unpaid 3,891 74 Individual deposits 3, 000 00 United States deposits 4, 670 38 Deposits of TJ. S. disbursing officers 5, 572 40 16, 602 7,165 00 15 00 00 13, 692 85 Due to other national banks Due to State banks and bankers... $300, 000 00 75,000 00 46,561 02 267, 880 00 631 00 168, 396 32 1, 594 67 103 37 Notes and bills re-discounted Bills payable 860,166 38 Total 860,166 38 First National Bank, Richmond. No. 662. LEVI MUSTARD, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid Checks and other cash items .. Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $43, 816 19 50,000 00 4, 755 18 1,100 00 127 71 301 67 275 5 59 267 00 78 65 00 JOSEPH M. ODIORNE, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding $50, 000 00 3, 331 05 1, 208 86 41, 340 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers 7,578 27 Due to other national banks Due to State banks and b a n k e r s . . Notes and bills re-discounted. Bills payable 2,750 00 I 103,458 18 Total. 103,458 18 Richmond National Bank, Richmond. JAMES M. HAGAR, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. J $108, 081 99 WILLIAM H. STUART, Cashier. Capital stock paid in 120,000 00 Surplus fund Other undivided profits $120, 000 00 13, 683 00 1, 425 80 6, 892 11 National bank notes outstanding .. 20, 988 65 State bank notes outstanding "i, 200 00 Dividends unpaid 104, 700 00 Individual deposits United States deposits 153 60 Deposits of U. S. disbursing officers. 27,134 09 186 00 1, 059 00 Due to other national banks 2 54 Due to State banks and bankers. 1,151 00 1, 200 00 Notes and bills re-discounted Bills payable 6,400 00 267,128 89 Total. 267,128 I REPORT OF THE COMPTROLLER OF THE CURRENCY. 79 MAINE. Lime Rock National Bank, Rockland. JOHN T. BERRY, President No. 2097. GEORGE W. BERRY, Cashier. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total $116, 606 33 105, 000 00 Capital stock paid in $105, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding 43, 686 63 97 55 Dividends unpaid 7, 000 00 1, 389 72 88, 000 00 884 40 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 905 00 Due to other national banks 13 07 Due to State banks and bankers... 3, 991 60 80 00 Notes and bills re-discounted Bills payable 4, 725 00 Total 283, 494 90 5, 500 00 5, 876 40 78,118 30 115 80 283, 494 90 North National Bank, Rockland. ADONIRAM J . BIRD, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 2371. $101, 867 62 ioo, ooo oo 32, 510 70 3, 000 00 1, 273 41 NATHAN T. FARWELL, Cashier. Capital stock paid in . 5100, 000 00 Surplus fund Other undivided profits.. 3, 600 00 4, 405 51 National bank notes outstanding . . State bank notes outstanding Dividends unpaid 86, 300 00 488 00 Individual deposits United States deposits Deposits of U.". S. disbursing 58, 408 43 officers. 2,322 00 Due to other national banks 28 21 Due to State banks and bankers.. 1, 700 00 Notes and bills re-discounted. Bills payable 4, 500 00 Total. 253, 201 94 253, 201 94 Rockland National Bank, Rockland. MAYNARD SUMNER, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1446. G-. HOWE WIGGIN, Cashier. Capital stock paid in . 150, 000 00 1, 000 00 64, 586 15 274 27 10,500 00 Surplus fund Other undivided profits . National bank notes outstanding .. State bank notes outstanding Dividends unpaid $150, 000 00 40,000 00 16, 402 23 130, 800 00 502 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 179, 940 70 12, 345 00 Due to other national banks 24 12 Due to State banks and bankers . 4, 730 00 5,400 00 Notes and bills re-discounted Bills payable "'6,'750'00' 197 58 2, 925 63 1, 077 84 520, 768 14 Total 520, 768 14 80 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Saco National Bank, Saco. RISH WORTH JORDAN, President No. 1535. TRISTRAM SCAMMAN, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from IT. S. Treasurer $118,417 54 Capital stock paid in deposits 572 25 Individual United States deposits 1, 503 80 Deposits of TJ. S. disbursing officers. 701 32 300 3, 000 00 Due to other national banks 41 Due to State banks and bankers.. 00 00 Notes and bills re-discounted Bills payable 9,600 00 250, 994 42 Total $100, 000 00 100,000 00 Surplus fund Other undivided profits 7,000 66 National bank notes outstanding... 5, 835 03 State bank notes outstanding 532 39 3, 500 00 Dividends unpaid Total 20, 000 00 6, 852 92 83, 000 00 335 39 35,426 63 5, 379 48 250, 994 42 York National Bank, Saco. No. 1528. R. F. C. HARTLEY, President Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer $156, 858 29 Capital stock paid in . " i o o , ooo oo 2, 300 00 25,307 88 2, 628 66 2, 500 00 762 34 5, 577 2 2, 655 11, 500 00 43 60 00 9, ioo 66 $100, 000 00 Surplus fund Other undivided profits. 35, 000 00 18,223 75 National bank notes outstanding .. State bank notes outstanding 86, 700 00 Dividends unpaid 331 37 Individual deposits United States deposits Deposits of U. S. disbursing officers 76, 937 18 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable 1, 999 90 Total. 319,192 20 Total. J N 6 . C. BRADBURY, Cashier. 319,192 20 First National Bank, Skowhegan. No. 239. ABNER COBURN, Presii Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $182,173 31 GEORGE N. PAGE, Cashier. Capital stock paid in . $150, 000 00 Surplus fund Other undivided profits 50,000 00 6, 002 36 National bank notes outstanding.. 26, 510 88 State bank notes outstanding 141 62 I Dividends unpaid 2, COO 00 i 130, 200 00 Individual deposits United States deposits 5, 965 53 Deposits of U. S. disbursing officers 50, 844 26 150, 000 00 11, 375 48 261 2, 000 00 53 75 00 " 6, 750 66 387, 226 62 180 00 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable Total. 387, 226 62 REPORT OF THE COMPTROLLER OF THE CURRENCY. 81 MAINE, Second National Bank, Skowhegan. N o . 298. SAMUEL ROBINSON, President. JAMES FELLOWS, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total Liabilities. $107, 563 21 1,446 99 125, 000 00 30, 000 00 21, 077 52 803 90 4,200 00 Capital stock paid in $125, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid 32, 500 00 1, 949 38 109,157 00 335 00 deposits 1,195 43 Individual United States deposits 668 65 Deposits of TJ. S. disbursing officers. 33, 050 36 1, 810 00 Due to other national banks 7 79 Due to State banks and bankers . . 18 25 2,575 00 Notes and bills re-discounted Bills pavTable 5, 625 00 301, 991 74 Total 301, 991 74 South Berwick National Bank, South Berwick. WILLIAM D. JEWETT, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ S bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total No. 959. $123, 003 06 671 98 100, 000 00 14, 634 31 JOHN F. WALKER, Cashier. $100, 000 00 Capital stock paid in Surplus fund Other undivided profits 20, 000 00 7,355 83 National b a n k notes outstanding . . State bank notes outstanding 86, 500 00 5,607 50 Dividends unpaid Individual deposits 277 13 1,551 6 590 372 00 57 00 00 26,142 72 Deposits of TJ. S. disbursing officers D u e to other national b a n k s Due to State b a n k s and b a n k e r s . Notes and bills re-discounted Bills payable 4,500 00 245, 606 05 245, 606 05 Total Georges National Bank, Thomaston. EDWARD O'BRIEN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1142. $113, 913 09 "ii6,"6oo'o6 2, 550 00 37, 258 03 J . C. LEVENSALER, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding $110,000 00 14, 800 00 5, 819 34 97, 000 00 2, 200 00 Dividends unpaid. 44,140 59 3, 554 25 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. Due to other national banks Due to State banks and bankers -.. Notes and bills re-discounted . Bills payable 1, 808 36 5,100 00 864 00 2 92 4, 000 00 624 00 ~4," 950" 00 279, 292 29 Total. 279, 292 29 82 REPORT OF THE COMPTROLLER OF THE CURRENCY. M AIWE. Thomaston National Bank, Thomaston. WILLIAM SINGER, President No. 890. FRANK H. JORDAN, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from XJ. S. Treasurer Total . Liabilities. Capital stock paid in . $76, 909 64 $100, 000 00 ioo,ooo oo Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding * 9,250 00 10,100 00 68, 015 78 "i7,'4o6"6o" Dividends unpaid 15, 000 00 4, 807 48 87, 985 00 788 00 j Individual deposits United States deposits 3, 967 11 Deposits of U. S. disbursing officers. 88, 027 10 1, 545 00 Due to other national banks 5 79 Due to State banks and bankers . . 243 20 4,000 00 Notes and bills re-discounted . Bills payable 5, 300 00 128 94 296, 736 52 296, 736 52 Total. Medomak National Bank, Waldoboro'. SAML. W. JACKSON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . No. 1108. GEORGE ALLEN, Cashier. $47, 585 34 Capital stock paid in . 149 55 50,000 00 Surplus fund Other undivided profits 3, 600 00 National bank notes outstanding 17, 518 65 State bank notes outstanding 408 84 Dividends unpaid . 713 66 Individual deposits United States depoits 1,803 20 ij Deposits of U.S. disbursing officers 2, 289 00 80 00 1, 045 00 1, 000 00 $50, 000 00 6, 250 00 1, 494 30 37, 337 00 805 50 32, 556 44 IDue to other national banks Due to State banks and bankers -. Notes and bills re-discounted.. Bills payable 2, 250 00 Total. 128, 443 24 128,443 24 Waldoboro' National Bank, Waldoboro'. ISAAC REED, President Loans and discounts Overdrafts U. S. bonds to secure circulation .. I U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgagesDue from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . No. 744. $29, 801 BELA B. HASKELL, Cashier. Capital stock paid in 50, 000 00 Surplus fund Other undivided profits p 23,000 00 | National bank notes outstanding.. State bank notes outstanding 11, 411 79 Dividends unpaid 500 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 751 00 28 52 350 00 1, 880 00 $50, 000 00 9,500 00 1,567 45 43, 570 00 189 00 15,146 84 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable 2, 250 00 119, 973 29 Total 119, 973 29 REPORT OF THE COMPTROLLER OF THE CURRENCY. 83 MAINE. Merchants' National Bank, Waterville. JOHN WAKE, President. No. 2306. GEORGE H. WARE, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $81, 457 48 "i66,"666~o6 4, 612 65 12, 036 44 1, 017 22 8. 594 82 Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid. 87,318 00 334 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 1,100 00 23 63 150 00 900 00 4, 500 00 2, 038 57 17,201 67 Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted Bills payable 3, 000 00 4, 500 00 Total 214, 392 24 214, 392 24 People's National Bank, Waterville, No. i JOHN WEBBER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. HOMER PERCIVAL, Cashier. $200, 373 30 Capital stock paid in . 200, 000 00 $200, 000 00 Surplus fund Other undivided profits 42, 000 00 5, 808 01 11, 500 00 National bank notes o u t s t a n d i n g . . 11,701 56 State bank notes outstanding 174, 000 00 6,400 00 Dividends unpaid 687 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 21,476 78 1, 381 00 Due to other national banks 8 68 Due to State banks and b a n k e r s . . . 200 00 500 00 Notes and bills re-discounted . 2,317 55 3,000 00 2,119 80 Bills payable 9,105 00 446, 289 34 Total. 446, 289 34 Ticonic National Bank, Waterville. SAMUEL APPLETON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtiires. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 762. AARON A. PLAISTED, Cashier. $106,140 28 Capital stock paid in . 100,000 00 Surplus fund Other undivided profits . 10, 856 63 National bank notes outstanding. State bank notes outstanding 11, ooo oo Dividends unpaid. $100, 000 00 20, 500 00 3, 604 33 89, 500 00 988 00 Individual deposits United States deposits 4, 549 22 Deposits of U. S. disbursing officers. 25, 219 10 Due to other national banks Due to State banks and bankers... 2, 308 80 3,119 00 151 10 870 00 934 00 Notes and bills re-discounted. Bills payable 4, 500 00 242,120 23 Total. 242,120 23 84 REPORT OF THE COMPTROLLER OF THE CURRENCY. M A I N E. Waterville National Bank, Waterville. DENNIS L. MILLIKEN, President. No. 798. ELBBIDGK L. GETCHELL, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U S bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Leo'al-tender notes U S. certificates of deposit Due from U. S. Treasurer Total $72, 345 37 Capital stock paid in 127, 000 00 Surplus fund Other undivided profits 36, 217 50 15, 332 55 13, 434 31 1,071 50 2,296 29 200 800 00 20 00 00 $125, 000 00 National bank notes outstanding . . State bank notes outstanding Dividends unpaid 25, 500 00 2,681 63 109, 200 00 337 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 16, 589 82 Due to other national b a n k s Due to State b a n k s and b a n k e r s . . . 1,342 08 Notes and bills re-discounted Bills payable 11, 925 00 280, 651 43 Total 280, 651 43 West Waterville National Bank, West Waterville. A. P . BENJAMIN, President No. 2231. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. TJ. S. bonds to secure deposits TJ S bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $75, 403 35 Capital stock paid in $75,000 00 75, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. 2, 028 32 State bank notes outstanding 5, 663 78 Dividends unpaid 1,187 48 245 98 deposits 2, 606 11 Individual United States deposits 1, 262 95 Deposits of U. S. disbursing officers. 2, 205 31 2,198 42 66, 540 00 8 00 22, 400 13 130 19 987 442 00 Due to other national banks 14 Due to State banks and bankers 75 00 Notes and bills re-discounted Bills payable . . . . 3," 375" 00' Total 168, 351 86 Total GEORGE H. BRYANT, Cashier. 168,351 86 National Bank, Winthrop. CHARLES M. BAILEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation- - U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 553. $133, 307 25 " i o o * 000'66 19, 900 00 22,449 63 J N O . M. BENJAMIN, Cashier. Capital stock paid in . 20, 000 00 29, 530 97 National bank notes outstanding .. State bank notes outstanding 89, 000 00 Dividends unpaid 2, 058 11 465 bb 88 75 00 2, 900 00 $100, 000 00 Surplus fund Other undivided profits Individual deposits United States deposits Deposits of U. S. disbursing officers. 100 00 47, 024 90 Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 4, 500 00 285,655 87 I Total. 285, 655 87 REPORT OP THE COMPTROLLER OF THE CURRENCY. 85 HI A I N E . First National Bank, Wiscasset. HENRY INGALLS, President. No. 1549. FEEDK. W. SEWALL, Cashier. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation . . U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks "Fractional currency Specie Legal-tender notes , "U. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $107,893 84 Capital stock paid in . 1 25 100, 000 00 Surplus fund Other undivided profits 15, 818 75 National bank notes outstanding. 14, 820 35 State bank notes outstanding 5, 962 87 Dividends unpaid 1, 626 64 Individual deposits United States deposits 202 14 Deposits of TJ. S. disbursing officers 140 50 160 00 $100, 000 00 30, 000 00 6, 246 72 88, 200 00 1, 233 00 25, 446 62 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 500 00 251,126 34 Total.. 251,126 34 86 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Connecticut River National Bank, Charlestown. HOPE LATHROP, President No. 537. GEORGE OLCOTT, Cashier. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid Premiums paid Checks and other cash items.. Exchanges for clearing-house Bills of other banks Fractional currency Q $111, 395 85 100, 000 00 21, 936 29 10, 000 00 2,250 00 Total .' $100, 000 00 Surplus fund Other undivided profits National bank notes outstanding... State bank notes outstanding 32, 000 00 2, 457 04 Dividends unpaid Individual deposits 90, 000 00 28, 640 23 Deposits of TJ. S. disbursing officers. 906 00 4 13 • Legal-tender notes TJ S certificates of deposit Due from TJ. S. Treasurer Capital stock paid in - 2,105 00 4,500 00 253, 097 27 Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable Total 253, 097 27 Claremont National Bank, Claremont. GEORGE N. FARWELL, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items ..'. Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer No. 596. $188, 048 23 121 56 150, 000 00 7,400 00 37, 847 38 14, 002 45 3, 883 55 Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding. State bank notes outstanding $150, 000 00 52, 000 00 13 32 134, 950 00 Dividends unpaid. Individual deposits United States deposits Deposits of TJ. S. disbursing officers 88, 812 24 10, 007 00 Due to other national banks 7 39 Due to State banks and bankers . 1, 345 00 6,363 00 Notes and bills re-discounted. Bills payable 6, 750 00 425, 775 56 Total. JOHN L. FARWELL, Cashier. Total. 425, 775 56 First National Bank, Concord. No. 318. AUGUSTINE C. PIERCE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $258, 597 19 150, 000 115, 000 5,450 18, 200 73, 10, 10, 2, 365 446 000 618 00 00 00 00 00 13 00 25 3,909 19 WILLIAM F. THAYER, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding.. State bank notes outstanding Dividends unpaid.. Individual deposits United States deposits Deposits of TJ. S. disbursing officers. $150, 000 00 30,000 00 64, 573 94 132, 050 00 355 00 174,179 72 4,120 95 82, 096 45 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted "6,75006' Bills payable 51, 798 18 Total.. 9,174 24 7, 892 00 975 48 12, 021 00 13, 950 00 689,174 24 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 87 HAMPSHIRE, National State Capital Bank, Concord. L E W I S DOWNING, J r . , President. No. 758. H E N R Y J . CRIPPEN, Cashier* Liabilities. Resources. I Loans and discounts Overdrafts IT. S. bonds to secure circulation... TJ. S. bonds to secure deposits XT S bonds on hand Other stocks, bonds, and mortgages. $276, 894 07 Due from approved reserve agents. Due from other banks and b a n k e r s . Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid 62,138 14 Checks and other cash items Exchanges for clearing-house Bills of other banks ° Fractional currency Specie Le°'al-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total . . 200, 000 00 4 500 00 43,161 50 23, 000 00 3,286 45 Capital stock paid in 1 $200, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding . Dividends unpaid 175, 400 00 1,180 00 Individual deposits i United States deposits 10,199 04 Deposits of TJ. S. disbursing officers. 7, 753 00 Due to other national banks 162 25 Due to state banks and bankers . . . 1,200 00 10, 000 00 60, 000 00 34,131 74 165,130 40 15, 452 31 Notes and bills re-discounted Bills payable . . 9,000 00 651, 294 . 45 Total 651, 294 45 Derry National Bank, Derry. J O H N W . NOYES, No. 499. President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and b a n k e r s . Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid Cheeks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer GEORGE C. CURRIER, Cashier. $37,494 68 Capital stock paid in . 659 30 60, 000 00 Surplus fund Other undivided profits 15, 000 00 National bank notes outstanding. 7, 510 52 State bank notes outstanding 7, 000 00 Dividends unpaid. 905 49 Individual deposits United States deposits 1,857 75 Deposits of U. S. disbursing officers. 559 00 2 21 45 00 $60, 000 00 7, 500 00 1, 254 13 53, 700 00 102 00 11,177 82 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable !,700 00 Total.. Total. 133, 733 95 133, 733 95 Cochecho National Bank, Dover. No. 1087. JAMES E. LOTHROP, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U S bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie 1/0gal-tender notesof denosit U S certificates Due from U. S. Treasurer Total $163, 354 52 2,537 50 150, 000 00 6,000 00 1,406 82 5,000 00 3,504 81 1,516 16 50 1,000 00 06 00 00 6,750 00 341,135 71 HARRISON HALEY, Cashier. Capital stock paid in Surplus fund Other undivided profits $150,000 00 12, 541 57 7,458 21 National bank notes outstanding . . State bank notes outstanding 134, 950 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers... 20, 625 92 Notes and bills re-discounted Bills payable 14, 235 62 1,305 50 Total . 18 89 341,135 71 88 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE, Dover National Bank, Dover. No. 1043. OLIVER WYATT, President. CALVIN HALE, Cashier. Resources. Loans and discounts Overdrafts TT. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from TT. S. Treasurer Total. Liabilities. $110, 645 01 Capital stock paid in 83 57 100, 000 00 Surplus fund Other undivided profits $100, 000 00 13,400 00 5, 735 26 9, 333 75 National bank notes outstanding . . State bank notes outstanding 9, 111 51 Dividends unpaid.. 9, 300 00 109 54 Individual deposits United States deposits 1, 664 79 Deposits of TT. S. disbursing officers. 88, 300 00 1, 097 00 46, 579 66 8,102 00 Due to other national banks 101 75 Due to State banks and bankers. 660 00 1, 500 00 Notes and bills re-discounted. Bills payable 4, 500 00 Total, 255, 111 92 255, 111 92 Strafford National Bank, Dover. "WILLIAM S. STEVENS, President. Loans and discounts Overdrafts TT. S. bonds to secure circulation . TT. S. bonds to secure deposits TT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from TT. S. Treasurer Total. No. 1353. $234, 035 74 ELISHA R. BROWN, Cashier. Capital stock paid in . $150, 000 00 ""i5i, 666 66 Surplus fund 2,000 00 42,715 57 "i', 500 00 Other undivided profits National bank notes outstanding .. State bank notes outstanding 133,400 00 1,817 00 455 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 3, 729 00 Due to other national banks 100 90 Due to State banks and bankers.. 3, 500 00 Notes and bills re-discounted. Bills payable 6,'750 00 Total. 448, 331 21 30, 000 00 41,154 52 88,341 03 3,163 66 448, 331 21 Monadnock National Bank, East Jaffrey. BENJAMIN CUTTEE, President. Loans and discounts Overdrafts TT. S. bonds to secure circulation... TT. S. bonds to secure deposits TT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid. . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from TT. S. Treasurer Total. No. 1242. PETER TTPTON, Cashier. $104, 363 78 Capital stock paid in . ioO.OOO 00 Surplus fund Other undivided profits 2,000 00 National bank notes outstanding.. State bank notes outstanding 12,130 80 6, 336 98 655 73 663 10 2, 790 00 30 00 400 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. $100, 000 00 15, 438 51 11, 956 31 86, 445 00 839 00 619 93 18, 571 64 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 4,500 00 233, 870 39 Total 233, 870 39 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 89 HAMPSHIRE. National Granite State Bank, Exeter. No. 1147. JER. L. MERRILL, President. N F. PUTNAM, Cashier. Liabilities. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total . $138, 054 27 ioo, ooo oo Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits. 13, 000 00 16,467 93 5, 000 00 National bank notes outstanding .. State bank notes outstanding 11, 681 31 Dividends unpaid. 6, 500 00 | 1,125 82 ! Individual deposits United States deposits 5, 496 34 Deposits of U. S. disbursing officers 89, 400 00 1, 950 00 55, 390 92 1, 298 00 Due to other national banks 53 11 Due to State banks and bankers 500 00 2, 000 00 Notes and bills re-discounted. Bills payable 4, 500 00 Total. 276, 208 85 276, 208 85 Farmington National Bank, Farmington. JOHN F . CLOUTMAN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . No. 2022. $129, 728 21 893 71 100, 000 00 THOMAS F . COOKE, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding .. $100, 000 00 3, 086 68 1, 569 19 89,200 00 8, 710 17 State bank notes outstanding 906 24 589 25 6, 500 00 779 87 3, 381 00 24 31 00 385 00 Dividends unpaid . Individual deposits United States deposits , Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable 360 00 41,994 42 1, 075 74 19,118 66 4, 500 00 256, 404 69 Total. 256, 404 i First National Bank, Francestown. JOHN D. BUTLER, President. Loans and discounts Overdrafts . . U. S. bonds to secure circulation . . U. S. bonds to secure deposits U S bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Le°"al-tender notes U S. certificates of deposit Due from U. S. Treasurer Total No. 576. GEORGE W. CUMMINGS. Cashier. $95,159 23 Capital stock paid in 100, 000 00 Surplus fund Other undivided profits 17, 400 00 3,561 61 National bank notes outstanding . . State bank notes outstanding 87, 878 00 5 000 00 3,000 00 3,985 25 800 00 711 93 $100, 000 00 117 00 Individual deposits 375 88 Deposits of U. S. disbursing officers 600 00 28 49 Due to other national banks Due to State banks and bankers 900 00 Notes and bills re-discounted Bills payable 6,104 17 4,500 00 215, 060 78 Total 215, 060 78 90 REPORT OF THE COMPTROLLER OF THE CURRENCY. IV E W H A M P S H I R E . First National Bank, Gonic. No. 838. NICH. V. "WHITEHOUSE, President. ARTHUR D. WHTTEHOUSE, Cashier. Liabilities. Resources. Loans and- discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $53, 083 60 200 00 60, 000 00 105 46 1,000 00 509 28 86 87 460 00 3 15 1, 515 50 Capital stock paid in . $60, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding 5, 941 98 1, 588 09 51, 215 00 Dividends unpaid. . 444 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 474 79 Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 2, 700 00 119, 663 86 Total. 119, 663 I Great Falls National Bank, Great Falls. D. H. BUFFUM, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks...' Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 1180. J o s . A. STICKNET, Cashier. $174, 881 21 Capital stock paid in. 991 84 150, 000 00 Surplus fund Other undivided profits . 20, 050 00 National bank notes outstanding.. State bank notes outstanding...'... 2,158 69 10, 000 00 859 73 2, 319 75 3, 565 2 292 1, 500 00 24 72 00 Dividends unpaid. $150, 000 00 40, 000 00 18, 723 95 133, 900 00 929 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 30, 068 23 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 7, 000 00 373, 621 18 Total. 373,621 18 Somersworth National Bank, Great Falls. OLIVER H. LORD, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1183. $163, 319 70 900 00 100, 000 00 12, 219 42 SAMUEL S. ROLLINS, Cashier. Capital stock paid in . 20, 000 00 20,159 36 National bank notes outstanding.. State bank notes outstanding 90, 000 00 Dividends unpaid. 575 21 3, 890 00 3, 240 00 26 53 2, 800 00 $100, 000 00 Surplus fund Other undivided profits Individual deposits United States deposits Deposits of U. S. disbursing officers 2,140 00 59, 671 50 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 5, 000 00 291,970 86 Total. 291, 970 86 91 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Dartmouth National Bank, Hanover. >. H U N T I N G T O N , President. N o . 1145. CHARLES P . CHASE, Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation . . TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from TJ. S. Treasurer Total. Cashier. Liabilities. $47,959 54 '"so," 606'60 6, 62861 32, 050 20 Capital stock,paid in . Surplus fund Other undivided profits. National bank notes outstanding . State bank notes outstanding 1, 715 00 Dividends unpaid. 430 80 Individual deposits United States deposits Deposits of U. S. disbursing officers. $50, 000 00 13, 000 00 3, 481 21 44, 000 00 32, 785 99 1, 000 00 Due to other national banks 8 05 Due to State banks and bankers 225 00 1,000 00 Notes and bills re-discounted. Bills payable 2,250 00 Total. 143, 267 20 143, 267 20 First National Bank, Hill sborough. STEPHEN KENRICK, President. No. 1688. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. . $45,259 08 542 19 50,000 00 1, 500 00 6, 008 34 286 00 596 65 3, 050 00 664 22 4, 774 10 50 800 00 89 00 00 JOHN C. CAMPBELL, Cashier. Capital stock paid in . >0, 000 00 Surplus fund Other undivided profits.. National bank notes outstanding.. State bank notes outstanding 4, 300 00 2, 039 60 44, 400 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 15, 051 77 Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 2, 250 00 Total. 115, 791 37 115,791 37 Ashuelot National Bank, Keene. GEORGE A. WHEELOCK, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 946. $140, 739 81 110 64 150, 000 00 10, 600 00 36, 300 00 26, 471 40 6, 500 00 986 00 5 50 2, 698 48 10, 236 68 727 7, 998 00 33 00 00 HENRY O. COOLIDGE, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Dividends unpaid.. $150,000 00 30,000 00 7, 074 35 135,000 00 224 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 71, 231 63 Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted. Bills payable 587 47 6,173 71 6, 850 00 400, 291 16 Total. 400, 291 16 92 REPORT OF THE COMPTROLLER OF THE CURRENCY. HAMPSHIRE:. Cheshire National Bank, Keene. ]STo. 559. JOHN H. ELLIOT, President ROYAL H. PORTER, Resources. Cashier. Liabilities. Loans and discounts Overdrafts . . TJ. S. bonds to secure circulation . . IT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. $202, 864 72 279 13 200, 000 00 Due from approved reserve agents. D u e from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . P r e m i u m s paid 45, 286 85 Capital stock paid in 85, 800 00 2, 555 01 996 26 7,902 15 Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes . . . XT S certificates of deposit D u e from U. S. Treasurer 5,262 140 4,600 4,000 $200, 000 00 Surplus fund Other undivided profits 00 26 00 00 50, 000 00 23,573 40 National bank notes outstanding . . State bank notes outstanding 170,100 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 124, 253 38 D u e t o other national b a n k s Due to State banks and b a n k e r s . . . 759 60 Notes and bills re-discounted Bills payable . . 9,000 00 568, 686 38 Total Total 568, 686 38 Citizens' National Bank, Keene. No. 2299. OIJED G-. DORT, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $89,034 76 jiCapital stock paid in . 22 51 ji 100, 000 00 I Surplus fund Other undivided profits 22, 500 00 | National bank notes outstanding . . State bank notes outstanding $100, 000 00 5, 000 00 4, 635 71 89, 045 00 5, 917 97 11 2, 500 00 700 22 343 61 1, 766 43 526 260 00 29 30 00 Dividends unpaid 282 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 29,151 95 Due t o other national b a n k s Due to State banks and b a n k e r s . Notes and bills re-discounted. Bills payable 4, 500 00 228,114 66 Total.. HENRY S. MARTIN, Cashier. Total. 228,114 66 Keene National Bank, Keene. E D W A R D JOSLIN, President Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Re.il estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 877. GEORGE W. TILDEN, Cashier. $124, 058 17 Capital stock paid in . 844 07 100, 000 00 Surplus fund Other undivided profits 34, 000 00 National bank notes outstanding . . State bank notes outstanding 11, 003 65 Dividends unpaid . Individual deposits United States deposits 6, 044 97 Deposits of U. S. disbursing officers 3, 081 243 300 8,000 00 Due to other national banks 95 Due to State banks and bankers . . 00 00 Notes and bills re-discounted. Bills payable $100, 000 00 2a, ooo oo 15, 525 78 87,400 00 244 00 65,125 15 3,78 4, 500 00 292,075 81 Total. 292, 075 81 REPORT OF THE COMPTROLLER OF THE CURRENCY. 93 NEW HAMPSHIRE. Laconia National Bank, Laconia. No. 1645. JOHN C. MOULTON, President. DANIEL S. DINSMOOR, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from XJ. S. Treasurer Total. $143, 279 56 4, 021 91 150, 000 00 Capital stock paid in . $150, 000 00 Surplus fund Other undivided profits. 1, 700 00 National bank notes outstanding., State bank notes outstanding 12, 049 34 Dividends unpaid. 1,000 00 843 88 6, 818 75 3, 680 44 2, 695 00 134 98 1,500 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 15, 750 00 6, 894 95 131, 500 00 210 00 30,118 91 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 6, 750 00 Total. 334, 473 86 334, 473 86 National Bank, Lebanon. No. 808. WILLIAM S. ELA, President. Loans and discounts Overdrafts XT. S. bonds to secure circulation .. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XJ. S. certificates of deposit Due from XJ. S. Treasurer Total. $91, 235 82 2, 539 57 100, 000 00 12, 337 00 18, 463 2, 305 7,378 647 57 28 96 06 1, 234 33 10, 659 777 598 1, 700 00 42 50 00 EDWARD A. KENDRICK, Cashier. Capital stock paid i n . $100, 000 00 Surplus fund Other undivided profits. 13, 386 92 4, 047 30 National b a n k notes outstanding . State b a n k notes outstanding 89, 500 00 Dividends u n p a i d . Individual deposits U n i t e d States deposits Deposits of U. S. disbursing officers. 47, 442 29 D u e t o other national b a n k s D u e t o State b a n k s and b a n k e r s . Notes and bills re-discounted . Bills payable 4, 500 00 Total. 254, 376 51 254, 376 51 Littleton National Bank, Littleton. No. 1885. JOHN FARR, President Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. H. Ex. 3 $147, 694 83 150,000 00 "12," 666" 00" 8, 000 00 36, 790 76 35, 255 85 10, 000 00 558 28 9, 296 17 920 4, 000 00 70 00 00 Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid. $150, 000 00 19, 000 00 3, 248 63 135, 000 00 194 82 Individual deposits United States deposits Deposits of U. S. disbursing officers. 106, 263 07 Due to other national banks Due to State banks and bankers... 7, 576 90 Notes and bills re-discounted. Bills payable 6, 750 00 421, 283 42 3 OSCAR C. HATCH, Cashier. Total. 421,283 42 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. First National Bank, Manchester. WATERMAN SMITH, President. No. 1153. FREDERICK SMYTH, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. Liabilities. $63,405 18 6, 954 70 150,000 00 100, 000 00 26, 000 00 12,200 00 Capital stock paid in . Surplus fund Other undivided profits. "National bank notes outstanding.. State bank notes outstanding 2, 668 52 Dividends unpaid . 5,000 00 2, 024 08 Individual deposits United States deposits 218 65 Deposits of TJ. S. disbursing officers 11, 521 00 Due to other national banks 112 34 Due to State banks and bankers.. 499 90 2, 000 00 Notes and bills re-discounted. Bills payable 6,750 00 Total. 389, 354 37 $150, 000 00 30, 000 00 3,150 88 134, 200 00 892 00 29, 963 67 40, 632 61 515 21 389, 354 37 Second National Bank, Manchester. ARETAS BLOOD, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer No. 2362. $80, 890 72 "ioo," 666 '66 "'i5,'850*66' Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding.. State bank notes outstanding 14, 512 78 10, 000 00 Dividends unpaid. 5, 718 76 969 12 deposits 4,500 00 Individual United States deposits 110 72 Deposits of U. S. disbursing officers 2, 857 00 *""ii9*25 $100, 000 00 500 00 2, 830 14 89, 000 00 1,107 00 47,191 21 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 5,100 00 Total. 240,628 35 Total.. JOSIAH CARPENTER, Cashier. 240, 628 35 Amoskeag National Bank, Manchester. MOODY CURRIER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand : Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 574. $339,434 42 3,143 02 200, 000 00 " " "io.'ooo'oo 10, 247 62 28, 389 97 5, 452 04 184 37 15, 633 36 30,179 56 9,100 5,124 00 74 00 00 GEORGE B. CHANDLER, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding . Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers $200, 000 00 42, 000 00 15,483 19 178, 000 00 30 00 303, 831 35 Due to other national banks Due to State banks and bankers., Notes and bills re-discounted . Bills payable 12,400 00 739, 344 54 Total. 739, 344 54 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 95 HAMPSHIRE. City National Bank, Manchester. CLINTON W. STANLEY, President. No. 1520. DANIEL W. LAXE, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation . . U. S. bonds to secure deposits U S bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie .. Legal-tender notes U S certificates of deposit Due from U. S. Treasurer Total Liabilities. $171, 336 71 554 88 150, 000 00 25, 612 78 35,110 38 13, 472 33 2,768 46 1,601 58 1,500 00 57 214 00 1,000 00 Capital stock paid in $150, 000 00 Surplus fund Other undivided profits 14,116 04 12, 040 10 National bank notes outstanding . . State bank notes outstanding 120, 500 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 112, 753 55 512 00 Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable 6,750 00 Total 409, 921 69 409, 921 69 Manchester National Bank, Manchester. NATHAN PARKER, President. No. 1059. Loans and discounts Overdrafts IT. S. bonds to secure circulation .. U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. $343, 714 68 1,731 30 154, 000 00 """24,600 66 4, 700 00 82,117 57 31 73 CHARLES E. BALCH, Cashier. Capital stock paid in $150, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid. 1, 526 72 Individual deposits United States deposits 1, 088 64 Deposits of U. S. disbursing officers. 16, 955 00 Due to other national banks 175 50 Due to State banks and bankers... 5, 970 55 6,500 00 Notes and bills re-discounted. Bills payable 7,250 00 650,361 69 Total. 60, 000 00 18,866 96 135, 000 00 75 00 265, 870 78; 28 50'. 20, 520 45^ 650, 361 69 • Souhegan National Bank, Milford. ROBT. R. HOWISON, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation . . U. S. bonds to secure deposits .TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1070. $85,147 89 "ioo," 666 '66 39, 060 50 8, 287 38 1, 028 63 2, 643 23 6, 605 00 58 79 859 00 3,400 00 FREDK. T. SAWYER, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . State bank notes outstanding $100, 000 00' 12, 609 16 3,465 94 87, 600 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 39, 323 15 8, 592 17' 4, 500 00 251, 590 42 Total.. 251, 590 42 96 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. First National Bank, Nashua. No. 84. EDWD. P. EMERSON, President. JNO. A. SPALDING, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks fractional currency Specie . . . Legal-tender notes TJ S certifi cates of deposit Due from U. S. Treasurer Total $159,142 71 1,273 85 150, 000 00 506 58 22, 500 00 1,647 18 516 85 280 00 1,021 32 7,000 00 6,750 00 Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers $150, 000 00 7,910 00 1,969 83 129, 400 00 1,904 00 52, 241 34 7,213 32 Notes and bills re-discounted . Bills payable Total 350, 638 49 350, 638 49 Second National Bank, Nashua. JEREMIAH W. WHITE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid • Checks and other cash items Exchanges for clearing-house ... Bills of other banks Fractional currency : Specie Legal-tender notes XT. S. certificates of deposit Due from U. S. Treasurer No. 2240. $88,404 44 Capital stock paid in . *i25*66o'bo' Surplus fund 13, 000 00 Other undivided profits 17, 860 00 National bank notes outstanding . State bank notes outstanding 803 18, 300 1, 223 15, 328 693 65 00 33 75 87 1, 375 35 525 1,000 00 75 00 00 5, 625 00 Dividends unpaid . Individual deposits. United States deposits. Deposits of U. ig officers. Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable Total. 19,174 79 Total. FREDERICK A. EATON, Cashier. $125, 000 00 3, 500 00 3,146 49 110, 900 00 272 00 46,127 91 228 39 19,174 79 Indian Head National Bank, Nashua. 'CALVIN B. HILL, President. Loans and discounts Overdrafts ... U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes . . . . U . S. certificates of deposit D u e from U . S. T r e a s u r e r Total No. 1310. $249, 230 90 582 46 120, 000 00 10, 000 00 24, 600 00 49, 770 99 FRANK A. MCKEAN, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid 1,143 20 7,909 54 19, 241 235 10, 573 2,000 00 30 00 00 5,900 00 501,186 39 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due national Due to to other State banks andbanks bankers... $120, 000 00 27, 000 00 30, 727 99 108, 000 00 680 00 214, 778 40 Notes and bills re-discounted Bills payable Total 501,186 39 KEPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 97 HAMPSHIRE. New Market National Bank, N e w Market. JOSEPH C. BURLEY, President. No. 1330. SAMUEL A. HALEY, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $102,121 62 si, 666 66 2, 919 02 "i," 7oo'66 1, 348 73 5, 552 11 185 400 00 91 00 00 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing oflicers. $80, 000 00 20, 000 00 1,462 60 66,500 00 440 00 30, 435 68 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 3, 600 00 Total. Total. 28 First National Bank, Newport. DEXTER RICHARDS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bpnds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 888. $88, 054 53 "i66,"666'66" 15,100 00 8, 000 00 5, 721 21 FREDERICK W. LEWIS, Cashier. Capital stock paid in . $100, 000 00 Surplus fund .'. Other undivided profits. 23, 000 00 4, 417 95 National bank notes outstanding . . State bank notes outstanding 85, 000 00 Dividends unpaid. 143 57 8, 243 00 42 225 00 3,000 00 Individual deposits United States deposits Deposits of U. S. disbursing oflicers. 20, 569 78 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 500 00 Total. 232, 987 73 232, 987 73 First National Bank, Peterborough. FREDERICK LIVINGSTON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits ...... U. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1179. $99,345 31 13 28 100, 000 00 100 00 24, 231 35 40, 905 50 3, 095 56 1,117 71 1, 379 44 7, 035 20 766 1, 700 00 52 45 00 CHAS. P. RICHARDSON, Cashier. Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits. 20, 000 00 19, 668 57 National bank notes outstanding .. State bank notes outstanding 85, 795 00 508 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 1,122 89 57,116 23 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 500 57 284, 210 69 Total. 284, 210 69 98 EEPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Pittsfield National Bank, Pittsfield. CHAS. H. CARPENTER, President JOHN A. Goss, Cashier. No. 1020. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation.. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Liabilities. $37,234 15 53,666 oo 7, 000 34 Capital stock paid in . National bank notes outstanding .. State bank notes outstanding 3, 000 00 Dividends unpaid 1, 000 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 2,300 00 91 85 500 00 1, 000 00 650 00 6,195 00 3, 213 02 42, 500 00 248 50 3, 619 82 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable 105, 776 34 Total. $50, 000 00 Surplus fund Other undivided profits. 105, 776 34 Total. First National Bank, Portsmouth. No. 19. JCHABOD GOODWIN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $348, 918 45 5, 200 00 318,000 00 260, 350 00 17,150 00 96,130 47 43,450 38 1, 686 65 4, 000 00 4,100 79 17,000 500 6, 652 22, 500 00 00 00 00 EDWD. P. KIMBALL, Cashier. Capital stock paid in . $300, 000 00 Surplus fund Other undivided profits. 100, 000 00 5i,650 27 National bank notes outstanding.. 283, 200 00 State bank notes outstanding Dividends unpaid 143 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 205, 837 75 196,440 47 19, 867 25 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted . Bills payable 1, 300 00 1, 500 00 U, 300 00 Total. 1,159, 938 74 1,159, 938 74 National Mechanics and Traders' Bank, Portsmouth. JOHN SISE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 401. $329,188 70 300, 000 00 is, oso oo 22, 200 00 GEO. W. BUTLER, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding $300, 000 00 25, 000 00 23, 785 07 269,000 00 76, 928 34 5, 900 00 2, 832 55 20,154 00 50 34 5, 450 00 Dividends unpaid. 102 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 171, 267 80 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted Bills payable 2, 099 06 13, 500 00 791, 253 93 Total. 791, 253 93 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 99 HAMPSHIRE. N e w Hampshire National Bank, Portsmouth. JAMES P . BARTLETT, President. No. 1052. LAFAYETTE S. BUTLER, Cashier. Resources. Loans and discounts Overdrafts . TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from TJ. S. Treasurer Total Liabilities. $87,429 18 Capital stock paid in 150, 000 00 Surplus fund Other undivided profits 6o,'o6o"6o' 10, 000 00 $150, 000 00 30, 000 00 2, 337 65 National bank notes outstanding . . State bank notes outstanding 132, 200 00 14,153 63 2,500 00 1, 905 25 3, 041 50 355 90 834 61 947 1, 000 00 02 80 00 Dividends unpaid 177 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 24,263 63 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable 6, 750 00 Total 338, 978 28 338, 978 28 Rockingham National Bank, Portsmouth. JNO. J. PICKERING, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation . . TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1025. $230, 585 06 JOHN P. HART, Cashier. Capital stock paid in . "2O6,6o6" 66" Surplus fund Other undivided profits "*44,"i66"-66" National bank notes outstanding . . State bank notes outstanding 24, 714 97 925 93 Dividends unpaid 5, 000 00 829 25 6, 680 68 2,185 40 1,173 4,467 00 63 35 00 Individual deposits TJnited States deposits Deposits of TJ. S. disbursing officers. $200, 000 00 40,000 00 26, 479 88 176,400 00 4, 553 00 720 00 89, 048 99 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 10, 500 00 Total. 537, 201 87 537, 201 87 Rochester National Bank, Rochester. JOHN MCDUFFEE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, andfixturesCurrent expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Eractional currency Specie Legal-tender notes TJ. S. certificates of deposit . . . . . . . . Due from TJ. S. Treasurer Total. No. 2138. $39, 818 07 50, 000 00 "io, 166 66 11, 974 70 396 85 439 95 I 4,142 45 ! ERANKLIN MCDUFFEE, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Dividends unpaid. Individual deposits TJnited States deposits 5,107 70 ' Deposits of TJ. S. disbursing officers. 6, 828 00 403 03 2, 707 00 $50, 000 00 1,500 00 1, 337 39 44, 020 00 216 00 37, 094 36 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 2, 250 00 134,167 75 Total- 134,167 75 100 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW H A M P S H I R E . Citizens' National Bank, Tilton. No. 1333. ELEAZER DAVIS, President. WILLIAM T. CASS, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house . . . Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from UV S. Treasurer Total. Liabilities. $72, 687 92 " "72," 000* 00 5, 698 41 Capital stock paid in . $70, 000 00 Surplus fund Other undivided profits. 13,100 00 1, 912 58 National bank notes outstanding . . State bank notes outstanding 62, 000 00 Dividends unpaid 657 59 638 00 2,369 67 350 1,000 00 11 00 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 11, 605 45 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 3,150 00 Total. 158, 618 03 158, 618 03 Kearsarge National Bank, Warner. NEH. G. ORDWAY, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house . . . Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1674. $23, 097 74 5, 600 05 30, 000 00 10, 000 00 8, 383 41 GILMAN C. GEORGE, Cashier. Capital stock paid in . $50, 000 00 Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid. 345 55 1,294 71 1, 016 19 457 300 00 82 10 00 5, 550 00 V758 63 12, 392 00 789 00 Individual deposits "United States deposits Deposits of U. S. disbursing officers. 12, 374 75 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted., Bills payable 1,350 00 Total.. 81, 864 38 81, 864 38 Winchester National Bank, Winchester. EDWD. C. THAYER, President. No. 887. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds,and mortgages. $103,454 67 58 83 100, 000 00 Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes p a i d . . . Premiums paid 16,434 1, 000 8, 375 583 Checks and other cash items Exchanges for clearing-house . . . Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. 48 00 64 18 565 24 100 6 111 42 00 42 60 00 HENRY ABBOTT, Cashier. Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits. 20, 000 00 6, 509 37 National bank notes outstanding . . State bank notes outstanding 87,100 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. -. Notes and bills re-discounted. Bills payable 163 00 16, 523 84 4, 935 85 4, 500 00 235, 232 06 Total. 235, 232 06 101 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Lake National Bank, Wolfborough. No. 1486. BLAKE FOLSOM, President. CHARLES F. PARKER, Cashiei Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits XT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid-.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes , U. S, certificates of deposit. Due from U. S. Treasurer Total . $93,484 28 'l25,"66o*66" 5, 000 00 21,126, 54 3,000 00 Capital stock paid in . Surplus fund Other undivided profitsNational bank notes outstanding.. State bank notes outstanding $125, 000 00 6, 000 00 2,740 59 112, 500 00 Dividends unpaid 8,666 00 Individual deposits United States deposits Deposits of XJ. S. disbursing officers 1, 596 00 14 11 284 85 Due to other national banks Due to State banks and bankers. Notes and bills re-disoounted. Bills payable 16, 865 19 5, 600 00 263,105 78 Total. 263,105 78 102 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. National Bank, Barre. NORMAN "W. BRALEY, President. No. 2109. EDW. D. BLACKWELL, Cashier. Resources. Liabilities. Loans and discounts Overdrafts XT. S. bonds to secure circulation .. IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $169, 705 72 Capital stock paid in . 1, 600 26 200, 000 00 Surplus funds Other undivided profits 9,500 00 14, 669 42 National bank notes outstanding .. 4, 601 20 State bank notes outstanding 1, 400 00 Dividends unpaid. 671 67 Individual deposits United States deposits 224 28 Deposits of TJ. S. disbursing officers. 18, 500 00 4, 545 08 176, 395 00 18, 233 04 920 16 283 1, 780 00 Due to other national banks 67 Due to State banks and bankers. 90 00 Notes and bills re-discounted. Bills payable 12, 300 00 417, 673 12 Total. $200, 000 00 417, 673 12 Total. Barton National Bank, Barton. H. K. DEWEY, Cashier. N o . 2290. HIRAM MCLELLAN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U S bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total $167, 669 09 150, 000 00 1, 500 00 1, 532 53 3,140 58 736 129 100 3, 000 00 98 00 00 6,750 66 Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid $150, 000 00 4, 000 00 5, 333 50 131, 900 00 90 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 21, 025 02 Due to other national banks Due to State banks and bankers 22, 209 66 Notes and bills re-discounted Bills payable 334, 558 18 Total 334, 558 18 National Bank, Bellows Falls. JAS. H. WILLIAMS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1653. $177, 069 42 "166,666 66 41, 346 27 31, 266 01 12, 500 00 2, 016 21 2. 262 864 735 14, 235 00 53 90 00 JAS. H. WILLIAMS, Jr., Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding. Dividends unpaid $100, 000 00 20,000 00 44,425 99 90, 000 00 5, 000 00 342 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 124, 769 92 Due to other national banks Due to State banks and bankers... 457 43 Notes and bills re-discounted. Bills payable 2, 700 00 384, 995 34 Total 384, 995 34 REPORT OF THE COMPTROLLER OF THE CURRENCY. 103 VERMONT. First National Bank, Bennington. LUTHER R. GRAVES, President. No. 130. GEORGE F . GRAVES, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... XJ. S. bonds to secure deposits U S bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house . Bills of other banks Fractional currency Specie Le^al-tender notes XJ S certificates of deposit Due from XJ. S. Treasurer Total $245, 706 93 122, 000 00 16, 500 00 6,541 3,650 5,000 1,380 05 25 00 98 801 73 2,300 255 4,000 5,500 00 38 00 00 Capital stock paid in $110,000 00 Surplus fund Other undivided profits 110, 000 00 19, 544 60 National bank notes outstanding .. State bank notes outstandin 0 " . . 105, 550 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers . . . 73,838 74 " 152 98 Notes and bills re-discounted Bills payable 5,450 00 Total 419, 086 32 419, 086 32 National White River Bank, Bethel. No. 962. NELSON GAY, President. Loans and discounts Overdrafts XJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid . . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total F . P . HOLDER, Cashier. $126, 917 41 Capital stock paid in "i25," 666'66 Surplus fund Other undivided profits 10,109 58 3, 600 00 721 55 1, 255 73 7io oo 4 95 2, 266 50 3, 789 00 $125, 000 00 15, 000 00 7,105 72 National bank notes outstanding.. State bank notes outstanding Dividends unpaid.. 109, 620 00 86 ^0 Individual deposits United States deposits Deposits of U. S. disbursing officers 23,187 50 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable 5, 625 00 Total 279, 999 72 279, 999 72 First National Bank, Brandon. NATHAN T. SPRAG UE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 278. $153, 871 01 3,221 88 000 00 150, 300 00 000 00 273 62 224 58 200 00 H. C. COPELAND, Cashier. Capital stock paid i n . Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Dividends unpaid. 818 32 222 73 Individual deposits United States deposits Deposits of U. S. disbursing officers. 821 00 28 00 80 00 Due to other national banks Due to State banks and bankers. Notes and bills re»discounted . Bills payable $150,000 00 80, 000 00 20, 940 19 114, 660 00 285 00 44, 903 67 1, 922 28 5, 650 00 412,711 14 Total. 412, 711 14 104 REPORT OF THE COMPTROLLER OF THE CURRENCY. VE RMONT. Brandon National Bank, Brandon. CYRUS JENNINGS, President No. 404. ERANK E. BRIGGS, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation . . XJ. S. bonds to secure deposits TJ. S. bonds on hand. Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. Liabilities. $220,529 16 Capital stock paid in . "266*066 66 Surplus fund Other undivided profits $200, 000 00 4, 593 97 National bank notes outstanding... 29, 981 41 State bank notes outstanding Dividends unpaid. 180, 000 00 Individual deposits United States deposits Deposits of U. S. disbursing oflicers. 86, 687 07 374 64 220 00 3, 275 00 Due to other national banks 205 00 Due to State banks and bankers.. 93 38 3,897 00 Notes and bills re-discounted. Bills payable 9, 000 00 Total. 471, 501 04 471, 501 04 First National Bank, Brattleboro'. N. B. WILLISTON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Eractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 470. $370, 221 12 166,666 66 2,266 66 26,110 18 SILAS M. WAITE, Cashier. Capital stock paid in. $300, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding 51,000 00 6, 111 20 88,800 00 Dividends unpaid. Individual deposits United States deposits 5,452 72 Deposits of U. S. disbursing oflicers. 6,421 00 218 22 1, 600 00 5,400 00 76, 212 04 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 500 00 522,123 24 Total. 522,123 24 People's National Bank, Brattleboro'. PARLEY STARR, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Eractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 2305. $110,148 46 137 86 90, 000 00 ¥ M . A. FAULKNER, Cashier. Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding .. 8,000 00 776 41 State bank notes outstanding 1, 342 97 Dividends unpaid. 2,000 00 1, 075 18 Individual deposits United States deposits 189 23 Deposits of U. S. disbursing oflicers 1, 095 00 74 30 1, 350 00 1, 900 00 1, 375 00 219, 464 41 $100, 000 00 2, 000 00 2,341 05 65, 900 00 86 00 42, 989 10 Due to other national banks Due to State banks and bankers.. 2,148 26 Notes and bills re-discounted Bills payable 4, 000 00 Total. 219,464 41 REPORT OF THE COMPTROLLER OF THE CURRENCY. 105 TERMONT. Vermont National Bank, Brattleboro'. "WILLIAM P. CUNE, President. No. 1430. GEORGE S. DOWLEY, Cashier. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $244, 708 76 150,000 00 "" 60,666 66 64, 303 98 9, 264 31 10,000 00 1,677 00 230 00 637 58 600 00 44 28 360 00 4, 000 00 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 100, 000 00 33, 225 80 130, 000 00 139, 950 11 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted . Bills payable 7,350 00 553,175 91 Total. 553,175 91 Total . $150, 000 00 Howard National Bank, Burlington. LAWRENCE BARNES, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items.. Exchanges for clearing-house. Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit ... Due from TJ. S. Treasurer Total . No. 1698. CHARLES A. SUMNER, Cashier. $378, 847 41 Capital stock paid in . 200, 000 00 Surplus fund Other undivided profits 21,462 63 25, 500 00 2,132 85 3, 992 23 1, 678 00 86 06 4, 891 07 9, 693 00 National bank notes outstanding . . State bank notes outstanding $300, 000 00 17, 500 00 9,101 23 179, 200 00 789 00 Dividends unpaid . Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 147, 780 06 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 6, 087 04 Total. 654, 370 29 654, 370 29 Merchants' National Bank, Burlington. HENRY P. HICKOK, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total . No. 1197. $506,128 1,115 500,000 50, 000 31 88 00 00 78,120 1, 258 17, 000 1, 508 17, 000 1,201 05 70 00 55 00 53 6, 612 469 18,800 17, 885 00 28 00 00 C. W. "WOODHOUSE, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers $500, 000 00 71, 000 00 16, 210 17 450, 000 00 170, 430 94 24, 797 64 7,160 55 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 22, 500 00 1, 239, 599 30 Total. 1, 239, 599 30 106 REPORT OF THE COMPTROLLER OF THE CURRENCY. VE RMO1VT. Castleton National Bank, Castleton. No. 1598. CARLOS S. SHERMAN, President MARTIN D. COLE, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation. . . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. $57, 478 95 Capital stock paid in 24 56 50,000 00 Surplus fund Other undivided profits $50, 000 00 10, 000 00 2,917 13 National bank notes outstanding.. 10, 006 20 State bank notes outstanding 830 78 3, 000 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. 45, 000 00 20, 657 29 1, 922 11 50 3, 000 00 Due to other national banks 93 Due to State banks and bankers. 00 00 Notes and bills re-discounted. Bills payable 2, 250 00 Total. 128, 574 42 128, 574 42 First National Bank, Chelsea. No. 2120. ELIHU HYDE, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid .. Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $103, 657 18 3, 291 95 150, 000 00 1, 600 00 3, 000 00 18, 092 10 2, 394 473 6, 696 64 29 53 11 00 922 23 750 14 1,491 640 JOHN C. CLARK, Cashier. Capital stock paid in . $150, 000 00 Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding Dividends unpaid. 8, 880 00 1, 772 49 118, 800 00 894 66 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 19, 436 86 00 Due to other national banks 43 Due to State banks and bankers. 65 00 Notes and bills re-discounted. Bills payable 6,750 00 299, 784 01 Total . 299, 784 01 Caledonia National Bank, Danville. BLISS N. DAVIS, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1576. $120,472 25 ioo,66o oo 500 00 4,486 00 '"3,360" oo 334 36 38 25 836 2, 800 00 15 00 00 JAS. B. MATTOCKS, Cashier. Capital stock paid in Surplus fund Other undivided profits $100, 000 00 24, 266 49 '... National bank notes outstanding. State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 89, 300 00 1, 270 00 22, 455 27 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 500 00 237, 291 76 Total. 237,291 76 REPORT OF THE COMPTROLLER OF THE CURRENCY. 107 VERMONT. National Bank, Derby Line. AUSTIN T. FOSTER, President. No. 1368. STEPHEN FOSTER, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid Premiums paid. Checks and other cash items Exchanges for clearing-house . Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total Liabilities. $220, 390 11 100, 000 00 10, 600 00 18, 078 35 Capital stock paid in $150, 000 00 Surplus fund Other undivided profits 30, 000 00 10, 656 12 National bank notes outstanding . .• State bank notes outstanding 90, 000 00 Individual deposits 90,196 51 50 00 15, 930 00 1,357 13 Deposits of TJ. S. disbursing officers. 418 36 432 3,080 00 54 Ob 00 Due to other national banks Due to State banks and bankers... 4,'500 66 374, 902 63 Notes and bills re-discounted Bills payable . Total 4,000 00 374, 902 63 First National Bank, Pair Haven. ZENAI C. ELLIS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers R e a l estate, furniture, and fixtures C u r r e n t expenses and taxes p a i d . . . P r e m i u m s paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer No. 344. $121, 427 29 1, 245 00 100, 000 00 5, 000 00 2, 200 00 10, 237 63 12, 033 37 27, 437 13 1, 083 51 161 50 3, 090 00 661 01 2,614 00 $100,000 00 Capital stock paid in Surplus fund Other undivided profits 22, 077 70 4,827 42 National bank notes outstanding . . State bank notes outstanding 90, 000 00 Dividends unpaid 380 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers Due to other national banks Due to State banks and bankers 73, 841 45 852 67 Notes and bills re-discounted Bills payable 4,500 00 Total 291, 979 24 Total. ERASTUS H. PHELPS, Cashier. 291, 979 24 Lamoille County National Bank, Hyde Park. CARLOS S. NO YES, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1163. ALBERT L. NOYES, Cashier. Capital stock paid in . $150, 000 00 "±56,060 00 Surplus fund Other undivided profits 23,100 00 744 63 $120, 206 12 22,900 66 11, 011 29 5, 784 54 272 75 6, 000 00 2,181 33 6, 389 63 450 5, 000 00 49 00 00 National bank notes outstanding . . State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 135, 000 00 60 00 28,103 89 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable , 6,750 00 337, 008 52 Total. 337,008 52 108 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. West River National Bank, Jamaica. WILLIAM HARRIS, President. No. 1564. JOHN A. BUTLER, Cashier. Liabilities. Hesourcea. Loans and discounts Overdrafts IT. S. bonds to secure circulation... TL S. bonds to secure deposits U. S. bonds on band Otber stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. $52,113 90 384 43 75, 000 00 15,162 58 131 52 2, 500 00 396 20 184 60 571 1, 402 00 80 20 00 Capital stock paid in . $75, 000 00 Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding Dividends unpaid , Individual deposits United States deposits Deposits of IT. S. disbursing officers. 2, 000 00 2, 629 88 67, 000 00 138 00 386 34 4,127 41 Due to other national banks . . . . Due to State banks and bankers. Notes and bills re-discounted. Bills payable 3, 375 00 Total. 151,281 63 151, 281 63 National Bank, Lyndon. No. 1140. HENRY CHASE, President Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. HIRAM M. PEARL, Cashier. $109, 224 88 Capital stock paid in . "*io6,666 66 5, 000 00 10, 835 32 3,381 67 907 32 448 90 2, 324 00 67 44 300 00 3,000 00 $106, 000 00 Surplus fund Other undivided profits 24, 000 00 4, 309 68 National bank notes outstanding . . State bank notes outstanding 94,400 00 Dividends unpaid 273 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 17, 276 85 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 770 00 Total. 246,259 53 246, 259 53 Battenkill National Bank, Manchester. ELI AS B. BURTON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1488. WILLIAM P. BLACK, Cashier. $88, 241 64 Capital stock paid in " "75," 666" 66' 13, 078 51 **2," 666'66 $75, 000 00 Surplus fund Other undivided profits 20, 000 00 2, 274 43 National bank notes outstanding . . State bank notes outstanding 67, 500 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers 25, 692 22 1, 599 00 Due to other national banks Due to State banks and bankers. 5, 472 50 1,700 00 Notes and bills re-discounted. Bills payable 3, 375 00 190, 466 65 Total. 190, 466 65 REPORT OF THE COMPTROLLER OF THE CURRENCY. 109 VERMONT. National Bank, Middlebury. JOHN "W. STEWART, President. No. 1195. JOHN G-. WELLINGTON, Cashier. Resources. Loans and discounts 0 verd. rafts TJ. S. bonds to secure circulation .. U S. bonds to secure deposits . . . . TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid. Liabilities. $133, 793 95 200, 000 00 81, 000 00 3,600 00 46, 508 92 $200, 000 00 Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding 177, 825 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 59, 888 23 711 00 16, 557 34 Checks and other cash items 4,294 02 Exchanges for clearing-house Trills of other banks "Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer 536 81 1, 976 00 13, 072 00 35, 757 89 36,156 92 Due to other national banks Due to State banks and bankers . . Not< s and bills re-discounted Bills payable 9,000 00 510, 339 04 Total Total 510, 339 04 First National Bank, Montpelier. JOHN A. PAGE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid CIK cks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Leiral-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total . No. 748. J A S . C. HOUGHTON, Jr., Cashier. $359, 897 07 Capital stock paid in 1, 370 99 250, 000 00 Surplus fund Oilier undivided profits 20, 000 00 12, 000 00 National bank notes outstanding . 4, 929 40 State bank notes outstanding 19, 076 32 Dividends unpaid . 2, 800 00 166 01 Individual deposits United States deposits 1, 201 35 Deposits of TJ. S. disbursing officers. $250, 000 00 104, 500 00 21,492 54 220, 900 00 30 00 99, 080 35 8,128 00 Due to other national banks 2 20 180 55 Due to State banks and bankers... 4, 401 00 Notes and bills re-discounted . Bills payable 11, 250 00 696, 002 89 Total. 696, 002 89 Montpelier National Bank, Montpelier. No. 857. JAMES R. LANGDON, President, Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total . H. Ex. $223, 443 696 300, 000 125, 000 000 71, 400 94 17 00 00 00 00 110, 666 99 CHAKLES A. REED, Cashier. Capital stock paid in . 150,000 00 26, 242 01 National bank notes outstanding . . State bank notes outstanding... 263,100 00 Dividends unpaid , 424 22 635 67 342 55 527 961 00 15 35 00 $300, 000 00 Surplus fund Other undivided profits.. Tndividual deposits United States deposits Deposits of TJ. S. disbursing officers. 50 00 95, 660 48 101, 600 00 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 13, 500 00 936, 652 49 Total. 936, 652 49 110 REPORT OF THE COMPTROLLER OF THE CURRENCY. National Bank, Newport. Lucius ROBINSON, President. No. 2263. ROBERT J. WRIGHT, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation . . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $154,721 77 33, 500 00 Capital stock paid in. $100,000 00 Surplus fund Other undivided profits. 860 00 National bank notes outstanding . . 10,194 73 State bank notes outstanding..."... Dividends unpaid. 1,000 00 289 35 1, 500 00 330 50 129 2 1, 635 1,120 00 82 65 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 6, 500 00 6,219 16 29, 650 00 28 50 64, 396 16 Due to other national banks Due to state banks and bankers . Notes and bills re-discounted . Bills payable 1, 510 00 Total. 206,793 82 206, 793 82 First National Bank, North Bennington. TRENOR W. PARK, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from XT. S. Treasurer No. 194. $413 522 89 2, 761 44 551,500 00 264, 800 00 45, 954 70 10, 397 07 5, 000 00 1, 022 64 10, 804 118 830 5, 000 00 42 00 00 Capital stock paid in. $500,000 00 Surplus fund Other undivided profits 200, 000 00 4, 640 46 National bank notes outstanding . . State bank notes outstanding 489, 340 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 600 00 128, 826 91 13,113 79 24, 810 00 Total. 1, 336, 521 16 Total. SAMUEL B. HALL, Cashier. 1,336,521 16 Northfield National Bank, Northfield. GEORGE NICHOLS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1638. $101, 761 17 ioo, ooo 66 2, 200 00 15, 265 57 6, 550 00 559 68 523 96 4, 378 46 336 4, 255 00 26 35 00 CHAS. A. EDGERTON, Jr., Cashier. Capital stock paid in. $100,000 00 Surplus fund Other undivided profits. 17, 600 00 4, 590 18 National bank notes outstanding .. State bank notes outstanding 88,540 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 29, 645 81 Dne to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 4, 500 00 240, 375 99 Total. 240, 375 99 EEPORT OP THE COMPTROLLER OF THE CURRENCY. Ill VEBMOMT. First National Bank, Orwell. No. 228. J"NO. L. HAMMOND, President. CHARLES E. BUSH, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation . . IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents.. Due from other banks and bankers Keal estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $308, 845 60 Capital stock paid in. $100, 000 00 "io6,'6o6'66" Surplus fund Other undivided profits """ 8,000 00 National bank notes outstanding... 10, 508 09 State bank notes outstanding 5,423 64 Dividends unpaid 3, 000 00 1,283 74 Individual deposits United States deposits 632 76 Deposits of U. S. disbursing officers 100, 000 00 24, 648 11 89,100 00 272 00 135,489 68 00 Due to other national banks 61 Due to State banks and bankers. 35 00 Notes and bills re-discounted. Bills payable 4, 500 00 613 80 2, 622 4, 000 Total. 449, 509 79 449, 509 79 National Bank, Poultney. JOSEPH JOSLIN, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Keal estate, furniture, and fixtures. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S Treasurer No. 1200. $175, 554 96 268 37 100, 000 00 Capital stock paid in $100, 000 00 Surplus fund Other undivided profits 4, 000 00 549 65 4, 631 07 National bank notes outstanding . . 8, 879 18 State bank notes outstanding 328 54 13,992 84 Dividends unpaid . Individual deposits United States deposits 84 00 Deposits of U. S. disbursing officers. 89,995 00 1, 080 15 6, 613 00 5,200 00 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable Total. 316,632 11 Total. MERRITT CLARK, Cashier. 534 00 121, 470 21 83 25 316, 632 11 National Black River Bank, Proctorsville. GEORGE S. HILL, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Keal estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie • Legal-tender notes TJ. S. certificates of deposit Due from U. P. Treasurer Total No. 1383. $61, 321 71 5, 000 00 2, 024 87 504 04 1, 400 00 195 58 4, 600 00 1, 594 77 7, 000 00 CHAS. W. WHITCOMB, Cashier. Capital stock paid in. $50, 000 00 Surplus fund Other undivided profits . 27, 476 93 1, 986 43 National bank notes outstanding.. State bank notes outstanding 45, 000 00 Dividends unpaid . Individual deposits. United States deposits Deposits of U. S. disbursing officers 11, 427 61 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 2, 250 00 135, 890 97 Total. 135, 890 97 112 REPORT OF THE COMPTROLLER OF THE CURRENCY. V B R UI OtfT . National Bank, Royalton. No. 1673. CHESTER DOWNER, President. A S A W. KENNEY, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation . IT. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total $88, 566 02 Capital stock paid in 5, 482 77 100, 000 00 Surplus fund Other undivided profits ioo oo bank notes outstanding.. 13,400 00 National State bank notes outstanding 8, 573 54 7,300 00 Dividends unpaid 1,426 82 deposits 1, 084 58 \ Individual United States deposits 99 28 Deposits of IT. S. disbursing officers 343 17 160 562 00 Due to other national banks 48 Due to State banks and b a n k e r s . . . 15 00 ! Notes and bills re-discounted Bills payable 4,500 00 231, 615 64 Total $100,000 00 4,150 00 3, 602 48 86, 990 00 528 00 6,145 16 30, 200 00 231, 615 64 Baxter National Bank, Rutland. No. 1700. H. HENRY BAXTER, Pr< GEORGE R. BOTTUM, Cashier. $362, 919 31 Capital stock paid i n . 5, 031 83 300, 000 00 S u r p l u s fund Loans and discounts Overdrafts LT. S. bonds to secure circulation... IT. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from TJ. S. Treasurer Other undivided profits National b a n k notes o u t s t a n d i n g . . 10, 984 55 State b a n k notes o u t s t a n d i n g 8, 070 00 Dividends unpaid . 5,777 00 3, 307 78 I n d i v i d u a l deposits 962 77 $300, 000 00 46, 000 00 9, 048 54 257, 500 00 160 00 106, 926 56 U n i t e d States deposits Deposits of U. S. disbursing off 2, 822 00 D u e to o t h e r national b a n k s 374 86 D u e to State b a n k s and b a n k e r s . 385 00 5, 500 00 N o t e s and bills re-discounted Bills payable "13,500 00 Total Total. 719, 635 10 719, 635 10 National Bank, Rutland. JOHN B. PAGE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 1450. SIDNEY W. ROWELL, Cashier $689, 988 76 Capital stock paid in . 17, 111 54 500, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. 20, 736 28 State bank notes outstanding * 32, 000 00 Dividends unpaid . Individual deposits United States deposits 1, 553 00 Deposits of U. S. disbursing officers. "i, 900 00 $500, 000 00 100, 000 00 30,117 98 423, 393 00 250, 559 78 Due to other national banks 281 18 Due to State banks and bankers.. 18, 000 00 Notes and bills re-discounted... Bills payable 22, 500 00 1, 304, 070 76 Total. 1, 304, 070 76 REPORT OF THE COMPTROLLER OF THE CURRENCY. 113 VE R M O N T . Rutland County National Bank, Rutland. W M . Y. W. RIPLEY, President No. 820. HENRY F . FIELD, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash, items Exchanges for clearing-house Bills of other banks * Fractional currency Specie ' Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . Liabilities. $295, 317 43 Capital stock paid in . 5,993 51 200, 000 00 Surplus fund 10, 000 00 Other undivided profits. 9, 650 00 National bank notes outstanding . State bank notes outstanding I 17 Dividends unpaid 8, 574 83 410 19 Individual deposits United States deposits 3, 752 33 Deposits of U. S. disbursing officers. $200, 000 00 73, 000 00 7,120 93 177,100 00 90 00 130, 241 50 4, 601 00 Due to other national banks 4 97 Due to State banks and bankers.. 2, 320 00 11, 000 00 Notes and bills re-discounted Bills payable "9*000 00 Total. 587, 552 43 587, 552 43 First National Bank, Springfield. AMASA WOOLSON, President. No. 122. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $107,115 08 632 50 100, 000 00 42, 012 50 43, 649 51 1, 000 00 806 04 1, 708 38 93 38 359 00 8, 446 00 Capital stock paid in $100, 000 00 Surplus fund Other undivided profits 33, 700 00 15, 852 23 National bank notes outstanding . . State bank notes outstanding 89, 920 00 Dividends unpaid 550 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 70,300 16 Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted . Bills payable 4, 500 00 Total... 310, 322 39 Total.. BENJ. F . ALDEICH, Cashier. 310, 322 39 First National Bank, St. Albans. EDWD. A. SOWLES, President. Loans and discounts Overdrafts U. S. bonds to secure circulation . . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 269. ALBERT SOWLES, Cashier. $477, 218 75 Capital stock paid in . 4, 039 68 100, 000 00 Surplus fund Other undivided profits. 24,185 57 i2, 000 00 National bank notes outstanding . State bank notes outstanding $100, 000 00 100, 000 00 4, 262 44 90,000 00 Dividends unpaid . Individual deposits United States deposits 4, 671 97 Deposits of U. S. disbursing officers 361, 326 35 2, 465 00 Due to other national banks 4 02 Due to State banks and bankers .. 220 00 28,500 00 Notes and bills re-discounted. Bills payable 2, 216 20 4, 500 00 657, 804 99 Total 657, 804 99 114 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. Vermont National Bank, St. Albans. BRADLEY BARLOW, President. No. 1583. CYRUS N. BISHOP, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total Liabilities. $360, 603 91 4 129 18 200, 000 00 9,746 8,099 8,000 3,644 10 04 00 67 5,704 72 6," 763 $200, 000 00 Capital stock paid in Surplus fund Other undivided profits 100, 000 00 21,994 31 National b a n k notes o u t s t a n d i n g . . State b a n k notes outstanding 180, 000 00 50 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers 136, 724 17 bo" D u e t o other national b a n k s D u e to State banks and b a n k e r s . . . 756 86 22, 321 00 Notes and bills re-discounted Bills payable 9,000 00 Total 638, 768 48 638, 768 48 First National Bank, St. Johnsbury. LUKE P. POLAND, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation . . TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 489. GEORGE MAY, Cashier. $567,464 86 Capital stock paid in . 500, 000 00 Surplus fund Other undivided profits National bank notes outstanding . 28, 720 30 State bank notes outstanding 3,008 86 22, 905 80 Dividends unpaid. Individual deposits United States deposits 6, 966 49 Deposits of U. S. disbursing officers $500, 000 00 110, 000 00 33, 287 04 434, 235 00 '8,518 89 3, 451 00 Due to other national banks 231 62 Due to State banks and bankers 10, 792 00 10, 000 00 Notes and bills re-discounted. Bills payable 22, 500 00 Total 1,176, 040 93 1,176, 040 93 Merchants' National Bank, St. Johnsbury. FREDERICK FLETCHER, President. Loans and discounts U. S. bonds to secure circulation .. TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Lecal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 2295. $337, 222 01 103, 000 00 6,900 2,101 30, 258 917 5,117 34 13 05 85 65 2,178 79 5,881 00 79 10 5,600 00 7," 935"oo" 507,190 92 WILLIAM E. HAZEN, Cashier. Capital stock paid in $300, 000 00 Surplus fund Other undivided profits 5, 500 00 21, 254 45 National bank notes outstanding . State bank notes outstanding 92, 000 00 Dividends unpaid Individual deposits United States deposits ! Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable Total 426 00 80, 010 47 8, 000 00 507, 190 92 REPORT OF THE COMPTROLLER OP THE CURRENCY. 115 VE K M O N T , National Union Bank, Swanton. No. 1634. WILLIAM L. SOWLES, President Gr. "WARREN BEEBE, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. . $115, 027 08 Capital stock paid in $75, 000 00 75,666 66 Surplus fund Other undivided profits National bank notes outstanding . . 4,172 69 State bank notes outstanding 197 55 2, 800 00 Dividends unpaid. 22,200 00 2, 379 92 Individual deposits United States deposits 3, 631 63 Deposits of U. S. disbursing officers. 43,147 38 67, 500 00 4, 400 00 Due to other national banks 53 35 Due to State banks and bankers. 70 00 1, 500 00 Notes and bills re-discounted. Bills payable 3, 375 00 Total. 210, 227 30 210,227 30 National Bank, Vergennes. CARLETON T. STEVENS, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1364. D. HENRY LEWIS, Cashier. Capital stock paid in . $150,000 00 Surplus fund Other undivided profits 5,'o6o"oo" National bank notes outstanding.. 13, 694 27 State bank notes outstanding 1,162 16 Dividends unpaid. 6, 863 95 Individual deposits United States deposits 2, 764 13 Deposits of U. S. disbursing oflicers. 25, 946 23 18, 308 01 135, 000 00 $170, 895 79 156,66o 66 48, 065 04 5,445 00 Due to other national banks Due to State banks and bankers. 393 98 14, 350 00 Notes and bills re-discounted . Bills payable 6, 750 00 377, 319 28 Total. 377, 319 28 Waterbury National Bank, Waterbury. PAUL DILLINGHAM, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total.. No. 1462. CURTIS WELLS, Cashier. $113, 383 74 Capital stock paid in . 121 21 100, 000 00 Surplus fund Other undivided profits. 8, 000 00 National bank notes outstanding .. 19, 246 36 State bank notes outstanding 1, 500 00 Dividends unpaid. 511 55 Individual deposits United States deposits 533 11 Deposits of U. S. disbursing officers $100, 000 00 30, 000 00 6, 459 05 87, 400 00 26, 763 42 693 00 Due to other national banks " 8 85 Due to State banks and bankers. 274 65 1, 850 00 Notes and bills re-discounted Bills payable 4, 500 00 250, 622 47 Total 250, 622 47 116 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT, National Bank of Newbury, Wells River. W M . H. CUMMINGS, President. No. 1406. GEORGE LESLIE. Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from oth< r banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks . . . Erai'tional currency Specie Le^al-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total Liabilities. $286,152 49 3,979 30 300, 000 00 3,700 00 11, 288 00 46,119 514 3,000 758 64 81 00 55 Capital stock paid in $300, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding . . Dividends unpaid 31,300 00 1,143 28 269, 923 00 1,098 19 Individual deposits 98,301 14 5,647 42 Deposits of TJ. S. disbursing officers. 405 22 1,406 25, 271 00 80 60 00 Due to othor national banks Due to State banks and bankers... 13,500 66 Notes and bills re-discounted Bills payable Total 701, 765 61 701, 765 61 Randolph National Bank, "West Randolph. WILLIAM H. D U BOIS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages . Due from approved reserve agents. Due from other banks'and bankers !. Eeil estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. cei tineates of deposit Due from TJ. S. Treasurer Total. No. 2274. HOYAL T. D U BOIS, Cashier. $75, 873 08 Capital stock paid in . $100,000 00 "95,"o66"66" Surplus fund " 2,000 00 13,511 18 1, 986 02 557 31 6,490 00 1, 874 98 701 80 1,000 00 Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid . 1, 515 00 2, 801 73 85,136 00 42 50 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 16,874 14 Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 7, 375"66 Total. 206,309 37 206, 369 37 Ascutney National Bank, Windsor. HIRAM HARLOW, President Loans and discounts Overdrafts TJ. S. bom!s to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house . . . Bills of other banks... Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 816. HENRY WARDNER, Cashier. $85, 793 17 Capital stock paid in . ioo, 66o 6o ' 15, 000 00 30,445 00 12,705 36 50, 000 00 9,421 05 National bank notes outstanding . . State bank notes outstanding 86, 500 00 1, 055 00 Dividends unpaid 1,784 59 1, 054 53 2,030 1 75 7,487 00 68 00 00 "4,566 66 260, 876 33 $100,000 00 Surplus fund Other undivided profits Individual deposits United States deposits Deposits of U. S. disbursing officers 152 00 13, 748 28 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable Total. 260, 876 33 REPORT OP THE COMPTROLLER OF THE CURRENCY, 117 VERMONT. "Woodstock National Bank, Woodstock. FREDERICK BILLINGS, President. No. 1133. HENRY C. JOHNSON, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. IT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid-.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XT. S. certificates of deposit Due from U. S. Treasurer Total « $326,100 27 285 40 300, 000 00 2,200 00* 24, 000 00 10, 093 82 10,000 00 a, ooo oo 1, 625 47 2, 920 00 37 80 600 00 6, 500 00 13, 500 00 703, 862 76 Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding . , State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers $300,000 00 38, 000 00 17,441 20 264,000 00 553 45 83, 868 11 Due to other national banks « Due to State banks and bankers .. Notes and bills re-discounted Bills payable , Tata! 703,862 76 118 REPORT OF THE COMPTROLLER OP THE CURRENCY. MASSACHUSETTS. Abington National Bank, Abington. No. 1386. RICHMOND J. LANE, President. J. 1ST. FARRAR, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $203, 046 68 630 07 150, 000 00 Capital stock paid in . . . 3, 024 79 Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding. 7,330 00 Dividends unpaid. 6, 054 01 Individual deposits United States deposits Deposits of U. S. disbursing officers. 11, 540 00 6, 317 00 29 78 212 05 6,200 00 $150, 000 00 30, 000 00 5, 927 72 130, 750 00 5, 252 00 74, 204 66 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 1, 750 00 Total. 396,134 38 i6,134 38 First National Bank, Adams. No. 462. HENRY J . BLISS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $223,177 52 16 25 150, 000 00 7, 2, 17, 1, 008 654 U00 954 49 77 00 03 429 10 313 489 35 2, 000 00 14 00 00 7, 950 00 H. H. WELLINGTON, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid. 50, 000 00 14, 924 84 131, 000 00 28 00 Individual deposits United States deposits Deposits of U. S. disbursing offic Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted Bills payable Total. 413, 027 30 $150, 000 00 53, 036 06 5, 038 40 9, 000 00 413, 027 30 First National Bank, Amherst. L. D. HILLS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation . . TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house . . . Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 393. $131,433 56 iso.ooo oo 68, 600 00 37,077 43 14,783 09 . 10, 000 00 3,430 83 10, 047 62 2,179 97 522 453 1,556 4, 563 00 83 50 00 R. J. D. WESTCOTT, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers.. $150, 000 00 50,000 00 3,453 12 129, 880 00 3, 676 00 104, 067 95 320 76 Notes and bills re-discounted. Bills payable 6,750 00 441. 397 83 Total.. 441, 397 83 REPORT OF THE COMPTROLLER OF THE CURRENCY. 119 MASSACHUSETTS. Andover National Bank, Andover. No. 1129. JOHN L. TAYLOR, President. MOSES FOSTER, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U S bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Le°"al-tender notes U S. certificates of deposit Due from U. S. Treasurer $203, 623 54 200, 000 00 Capital stock paid in $250, 000 00 Surplus fund Other undivided profits 52, 021 28 19 45 85 000 44, 995 61 National bank notes outstanding . . State bank notes outstanding . . . 135, 559 0 0 Individual deposits United States deposits Deposits of U. S. disbursing officers 128, 915 78 7,299 00 7,000 00 7,080 91 2,7:17 36 2,361 11, 500 00 25 20 00 Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted Bills payable 9,500 00 Total Total 573, 814 51 573, 814 51 First National Bank, Ashburnham. G. C. WINCHESTER, President No. 2113. Loans and discounts Overdrafts. TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes x>aid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. $34, 489 15 GEORGE W. EDDY, Cashier. Capital stock paid in . Surplus fund Other undivided profits "*"4," 450* 66" National bank notes outstanding . . State bank notes outstanding 1, 648 02 Dividends unpaid. 645 00 1,407 13 Individual deposits 1,520 11 United States deposits 1,197 00 Deposits of TJ. S. disbursing officers 50,000 00 $50, 000 00 900 00 2,152 26 43, 635 00 5, 480 53 2, 305 00 Due to other national banks 2 93 Due to State banks and bankers. 53 45 600 00 Notes and bills re-discounted. Bills payable 3, 850 00 Total.. 102,167 79 102,167 79 Athol National Bank, Athol. No. THOS. H. GOODSPEED, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation . . TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie , Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $94, 698 90 219 56 75, 000 00 9, 066 51 7, 000 00 913 86 1, 000 00 408 58 1, 450 123 281 4, 372 00 14 00 00 2172. CHAS. A. CHAPMAN, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable $100, 000 00 2,000 00 4,197 53 65,165 00 123 54 23, 367 03 255 45 575 00 195,108 55 Total. 195,108 55 120 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Miller's River National Bank, Athol. ALPHEUS HARDING, President. No. 708. ALBERT L. NEWMAN, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation .. TJ. S. bonds to secure deposits . . . U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $291, 639 55 Capital stock paid in . 129 76 150, 000 00 Surplus fund Other undivided profits 35, 000 00 16, 637 43 4, 860 43 5,000 00 2, 069 42 $150, 000 00 100, 000 00 12,113 26 National bank notes outstanding . . State bank notes outstanding.. T... Dividends unpaid. 128, 845 00 534 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 131, 225 72 906 00 Due to other national banks 143 94 Due to State banks and bankers.. 6,845 50 5, 794 00 Notes and bills re-discounted . Bills payable 6, 750 00 3, 368 98 310 93 526, 086 96 528, 086 96 Total. First National Bank, Attleboro'. JOSEPH M. BATES, President. No. 2232. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. HOMER M. DAGGETT, Cashier. $100,000 00 $151, 925 11 Capital stock paid in . " "35,000 00 Surplus fund Other undivided profits. National bank notes outstanding .. 12, 636 49 State bank notes outstanding 543 51 1, 500 00 Dividends unpaid . Individual deposits United States deposits 881 48 Deposits of U. S. disbursing officers 3,358 66 [| Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted . 5, 000 00 Bills payable 575 00 Total. 211, 662 47 2, 600 00 534 93 31,500 00 2, 668 00 72, 887 88 1,471 < 211, 662 47 First National Bank, Barre. HIRAM WADSWORTH, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. EDWIN WOODS, Cashier. No. 96. $145, 572 86 5, 912 92 150, 000 00 10, 000 00 15,000 00 8, 077 17 Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . State bank notes outstanding Dividends unpaid . 4, 574 00 19 48 1, 000 89 1, 957 106 700 591 00 62 00 00 Individual deposits United States deposits Deposits of U. S. disbursing officers $150,000 00 34, 000 00 11, 519 28 127,186 00 352 50 27, 204 16 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 6, 750 00 350, 261 94 I Total. 350, 261 94 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 2 1 MASSACHUSETTS. Beverly National Bank, Beverly. No. 969. JOHN PICKETT, President. EOBT. G. BENNETT, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation . . TJ. S. bonds to secure deposits TJ. S. bonds on band Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums i>aid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Dae from TJ. S. Treasurer Total. $246, 674 20 1, 740 75 200,000 00 10, 290 12 61, 040 50 6, 364 98 6, 549 76 25 2, 805 24 1, 260 57 2, 204 8, 250 00 89 50 00 Capital stock paid in . $200, 000 00 Surplus fund Other undivided profits 40,000 00 5, 098 96 National bank notes outstanding . . State bank notes outstanding 175, 465 00 Dividends unpaid. 5,188 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 130, 486 23 Due to other national banks . . . . . Due to State banks and bankers. Notes and bills re-discounted. Bills payable 9, 000 00 Total. 556, 238 19 556, 238 19 First National Bank, Boston. ABRAHAM T. LOWE, No. 200. President Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Dae from TJ. S. Treasurer $2, 847, 786 74 891,000 00 Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding...... 64, 000 00 214,400 00 285, 335 14 66, 555 31 281,940 40 Dividends unpaid 6 00 Individual deposits United States deposits 75, 645 92 Deposits of U. S. disbursing officers. 238, 249 09 72, 409 00 Due to other national banks 400 53 Due to State banks and bankers... 56, 392 00 113, 356 00 Notes and bills re-discounted. Bills payable 57, 900 00 5, 263, 376 13 Total. JOHN CARK, Cashier. Total. $1, 000, 000 00 1, 000, 000 00 25, 505 58 788,100 00 26, 874 00 1, 021, 883 69 1, 325, 871 58 141 28 75, 000 00 5, 263, 376 13 Second National Bank, Boston. JAMES H. BEAL, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 322. EDWARD C. BROOKS, Cashier. Capital stock paid in . $1, 600, 000 00 ""700,000 00' Surplus fund Other undivided profits 750, 000 00 28, 447 44 ;2, 534, 838 34 333, 617 32 588, 377 18 " 8,371 90 24, 000 00 3,141 31 351,119 14 73, 382 00 49, 488 46 86,400 00 293, 000 00 63, 500 00 5,106, 215 65 National .bank notes outstanding .. State bank notes outstanding Dividends unpaid. ; 616, 900 00 32, 777 50 Individual deposits United States deposits. Deposits of U. S. disbursing officers. 1, 808, 521 03 Due to other national banks Due to State banks and bankers .. 248, 892 85 20, 676 83 Notes and bills re-discounted . Bills payable Total. 5,106, 215 65 122 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Third National Bank, Boston. PERCIVAL L. EVERETT, President. No. 359. FRANCIS B. SEARS, Cashier. Resources. Liabilities. Loans and discounts O verd' afts U. S. bonds to secure circulation. U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Cunvnt expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer $640, 666 66 * Capital stock paid in . Surplus fund Other undivided profits. 30,000 00 6, 359 68 26,250 00 National bank notes outstanding . . State bank notes outstanding 40,685 00 112, 606 62, 517 24, 308 1, 029 05 59 66 85 6, 878 27 66, 788 23 23, 830 00 431 95 24, 580 51 36, 000 00 Dividends unpaid . 40 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 606, 248 30 Due to other national banks Due to State banks and bankers . . 3, 440 53 93, 614 26 Notes and bills re-discounted . Bills payable 4, 500 00 Total 1, 080, 387 77 Total . $300, 000 00 50,000 00 1, 080, 387 77 Fourth National Bank, Boston. S. F. WOODBKIVGE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes , TJ. S. certificates of deposit Due from TJ. S. Treasurer No. 2277. $234, 256 86 Capital stock paid in . i50, 000 00 Surplus fund Other undivided profits. 26, 526 13 23,098 49 2, 000 00 316 68 8, 500 00 519 08 52,119 93 6, 374 00 469 62 6,000 00 $200, 000 00 2, 600 00 1,353 69 National bank notes outstanding . 133, 000 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers 177,165 10 State bank notes outstanding 3, 512 00 Due to other national banks Due to State banks and bankers. Notes and bills re-discountt d. Bills payable 7, 450 00 Total. 517, 630 79 Total . F. N. BOBBINS, Cashier. 517, 630 79 Atlantic National Bank, Boston. ISAAC PRATT, Jr., President. Loans and discounts Overdrafts U. S. bonds to secure circulation.., U. S. bonds to secure deposits U. S. b >nds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Dae from other banks and bankers Real estate, furniture, and fixtures Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal tender-notes U. S. certificates of deposit Due from U. S. Treasurer Suspense account Total No. 643. $1, 028, 745 86 674 10 667, 000 00 84,'200"00* 192, 794 62 20, 355 30 264,135 97 12, 597 70 JAMES T. DROWN, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid $750,000 00 300, 000 00 13, 466 94 584, 475 00 32, 488 00 Individual deposits 712 50 United States deposits 94, 657 83 Deposits of U. S. disbursing officers 717, 950 11 Due to other national banks Due to State banks and bankers .. Notes and bills re-discounted Bills payable 53, 004 87 846 93 20, 982 00 14 91 11, 814 06 19,987 00 40, 000 00 30, 000 00 13, 560 00 2, 502, 231 85 Total 50,000 00 2, 502, 231 85 RFPORT OF THE COMPTROLLER OF THE CURRENCY 123 [MASSACHUSETTS. Atlas National Bank, Boston. WILLIAM P . HUNT, President. No. 654. CHARLES L. LANE, Cashier. Liabilities. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer !, 232, 610 21 Capital stock paid in . 60, 000 00 200, 839 61 57, 676 98 3, 760 25 98, 781 06 18,330 00 175 19 24,159 35 88,808 00 National bank notes outstanding . . State bank notes outstanding Dividends unpaid. 300,000 00 8.9,155 05 436, 906 00 26, 380 50 Individual deposits United States deposits Deposits of U. S. disbursing officers 857, 039 88 Due to other national banks Due to State banks and b a n k e r s . . . Notes and bills re-discounted . Bills payable 9, 201 06 277, 248 28 31, 709 88 42, 500 00 3, 527, 640 65 Total. $1, 500, 000 00 " 5oo," 666" 66 Surplus fund Other undivided profits '266,606 60 Total. 3, 527, 640 65 Blackstone National Bank, Boston. JOSHUA LORING, President. Loans and discounts Overdrafts U. S. bonds to secure circulation ., TJ. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks [Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 514. $2, 099, 273 34 38 37 750, 000 00 250,666 66 34, 034 94 321, 733 70 519, 793 99 374,152 98 11 25 20, 000 00 13, 682 59 82, 795 48 66,781 00 55 26 32, 571 00 107, 000 00 95, 000 00 53, 750 00 JAMES ADAMS, Jr., Cashier. Capital stock paid in $1, 500, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid 20, 000 00 60, 928 71 657,480 00 1,817 50 Individual deposits United States deposits Deposits of U. S. disbursing officers. 2,169, 071 58 Due to other national banks Due to State banks and bankers . . . Notes and bills re-discounted Bills payable 234, 457 72 176, 918 39 4, 820, 673 90 Total 4, 820, 673 90 Blue Hill National Bank of Dorchester, Boston. E . J . BISPHANM, President. N o . 684. Loans and discounts. Overdrafts U . S. bonds to secure c i r c u l a t i o n . . . U. S. bonds to secure deposits U . S. bonds on hand Other stocks, bonds, and mortgages $323, 821 09 148 31 200, 000 00 D u e from approved reserve agents D u e from other b a n k s and b a n k e r s Real estate, furniture, and fixtures. C u r r e n t expenses and t a x e s p a i d . . . P r e m i u m s paid 7, 062 68 Checks and other cash items Exchanges for clearing-house Bills of other b a n k s Fractional currency Specie Legal-tender notes U. S. certificates of deposit D u e from U . S. T r e a s u r e r Total. SARELL J . W I L L I S , Cashier. Capital stock paid in Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 6, 917 4 300 26, 990 10, 000 24, 000 00 63 00 00 00 00 624, 384 56 $300, 000 00 36, 289 94 9, 386 79 179, 720 00 6, 601 00 92, 386 83 Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted . Bills payable Total 624, 384 56 124 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Boston National Bank, Boston. No. 408. CHARLES B. HALL, President JAMES H. BOUVE, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation . . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total Liabilities. $1, 227, 774 44 Capital stock paid in 608 40 667, 000 00 Surplus fund 50,000 00 Other undivided profits $1, 000, 000 00 122, 256 82 11, 904 00 205, 000 00 National bank notes outstanding .. 117, 620 08 State bank notes outstanding 40,481 38 Dividends unpaid 7 00 Individual deposits United States deposits 7, 019 90 Deposits of U. S. disbursing officers. 113, 789 71 10, 875 00 Due to other national banks 521 23 Due to State banks and bankers.. 149, 960 00 14, 000 00 Notes and bills re-discounted Bills payable 32,000 00 2, 630, 657 14 Total 550, 800 00 17, 768 00 592, 792 74 29, 933 94 98, 978 46 212,223 18 2, 636, 657 14 Boylston National Bank, Boston. JOSEPH T. BAILEY, Pres dent. Loans and discounts Overdrafts IT. S. bonds to secure circulation... TJ. S bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid. .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks. Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit D U J from TJ. S. Treasurer No. 545. $905, 072 69 82 53 600, 000 00 170, 000 00 44,711 85 65, 059 97 40, 376 44 90,176 64 1, 450 75 8, 579 40 569 58 37, 187 36 20,487 00 48 64 54, 925 00 8. 000 00 27,000 00* Capital stock paid in . $700,000 00 Surplus fund Other undivided profits. 110, 000 00 18, G78 05 National bank notes outstanding State bank notes o u t s t a n d i n g . . 524, 600 00 Dividends unpaid . 13, 049 00 Individual deposits United States deposits Deposits of U. S. disbursing oflic Due to other national banks Due to State banks and bankers. . 624, 000 80 90, 000 00 Notes and bills re-discounted Bills payable Total. . 2,079,727 85 Total. D. S. WATERMAN, Cashier. 2, 079, 727 85 Broad-way National Bank, Boston. No. 551. AXEL DEARBORN, President Loans and discounts Over-drafts .# U. S. bonds to secure circulation-.. U. S. bonds to secure deposits U. S. bonds on hand Othor stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Reil estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums p.iid Checks and other cash items E -cchanges for clearing-house Bills of other banks Fractional currency Specie L^gal-teud^r notes U. S. certificates of deposit DUJ from U. S. Treasurer Total. $181, 513 22 773 85 200, 000 00 30, 000 00 432 17 1,153 17 1 75 1,771 15 223 10, 9->5 7,182 98 250 4,000 24 92 00 51 00 00 9,CO'J 00 447, 354 98 AQUILA ADAMS, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total.. $200, 000 00 6, 200 00 103 26 115, 450 00 2, 791 50 120, 762 22 2, 048 00 447, 354 ! REPORT OF THE COMPTROLLER OF THE CURRENCY. 125 HH A S S A C I I U S E T T S . Bunker Hill National Bank of Charlestown, Boston. EDWARD LAWRENCE, President. No. 635. CHAS. R. LAWRENCE, Cashier. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand. Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $1, 020, 561 31 9 70 250,000 00 203, 348 25 5, 351 33 25, 000 00 19 80 698 15 40, 952 59 24,710 00 210 00 24, 314 50 26,237 00 Capital stock paid in . $500, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid. 300, 000 00 35, 766 26 218, 220 00 12, 958 50 Individual deposits United States deposits Deposits of U. S. disbursing officers. 570, 617 87 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 16,150 00 Total. 1, 637, 562 63 1, 637, 562 i Central National Bank, Boston. No. 2103. CHAB. J . BISHOP, President. Louis W. YOUNG, Cashier. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other ( stocks, bonds, and mortgages $851, 028 13 Capital stock paid in . 367,000 00 481, 300 00 2,850 00 Surplus fund Other undivided profits Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid 92,139 59 48, 458 48 3, 544 35 Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer 5, 443 21 28, 287 28 3, 949 00 476 04 9, 817 54 60, 000 00 26, 253 94 National bank notes outstanding.. State bank notes outstanding 5, 000 00 5, 331 76 330, 300 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and. bankers. Notes and bills re-discounted. Bills payable 611, 784 62 492, 286 70 28, 959 48. 25,666 66> 18,115 00 1, 998, 662 56 Total. $500, 000 00 Total 1,998,662 56 Columbian National Bank, Boston. JOHN T. COOLIDGE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Legal-tender notes U. S. certificates of deposit. Due from U. S. Treasurer-. Total. H. Ex. No. 1029. JAMES M. GORDON, Cashier.. $1, 869, 916 71 Capital stock paid in $1, 000, 000 00 889,000 66 Surplus fund Other undivided profits. 211, 000 00 National bank notes ou tstanding .. 112,517 98 State bank notes outstanding 288,777 96 Dividends unpaid . 400, 000 00 24, 539 14 Individual deposits 19, 590 76 United States deposits Deposits of U. S. disbursing officers. 88, 466 41 45, 938 00 Due to other national banks 246 13 Due to State banks and bankers. 28, 672 00 212,400 00 Notes and bills re-discounted. 385, 000 00 Bills payable 40, 000 00 1,964,674 81 4,191, 525 95 Total. 769,400 00 32, 912 00 4,191, 525 95 126 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS, Continental National Bank, Boston. OLIVER DITSON, President. No. 524. CHARLES F Resources. SMITH, Cashier. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... IT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total $1, 340, 023 70 Capital stock paid in . $1,000 000 00 742,000 66 Surplus fund Other undivided profits. 34, 600 00 National bank notes outstanding . 113,103 28 State bank notes outstanding 83, 544 32 227, 000 00 Dividends unpaid.. Individual deposits United States deposits Deposits of U. S. disbursing officers 17, 625 00 688 42 33, 062 04 11, 691 00 Due to other national banks 26 42 Due to State banks and bankers.. 51, 960 00 30, 000 00 Notes and bills re-discounted. Bills payable 43,390 00 2,728,714 18 Total 85, 625 00 17,334 24 652, 500 00 178 50 658, 016 07 5, 060 37 310, 000 00 2,728,714 18 Eliot National Bank, Boston. "WILLIAM H. GOODWIN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer No. 536. $1, 681, 954 64 Capital stock paid in . 11, 764 69 889, 000 00 Surplus fund Other undivided profits . National bank notes outstanding . . 113, 864 93 State bank notes outstanding 136, 391 55 Dividends unpaid. 2, 526 71 Individual deposits United States deposits 2, 715 11 Deposits of U. S. disbursing officers. 172, 323 09 64,000 00 Due to other national banks Due to State banks and bankers... 20,137 82 47,100 00 Notes and bills re-discounted. 75, 000 00 Bills payable 37, 500 00 3, 254, 278 54 Total. FRANCIS HARRINGTON, Cashier. Total. $1,000 000 00 169, 022 66 12, 883 27 767, 970 00 18, 076 00 852, 571 76 265, 085 67 168,669 18 3, 254, 278 54 Everett National Bank, Boston. "WARREN SAWYER, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie , Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1469. $561, 279 75 332, 000 00 10, 000 00 55, 200 00 45, 406 25 94,670 38 27, 820 01 17,800 00 216 61 11,843 15 2,331 52 82, 267 26 13, 998 00 357 48 34, 329 14 21,100 00 GEORGE E. CARR, Cashier. Capital stock paid in Surplus fund Other undivided profits . National bank notes outstanding. State bank notes outstanding Dividends unpaid. $400,000 00 34,153 97 21, 846 01 274, 560 00 5, 506 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 518, 297 51 7, 815 93 Due to other national banks Due to State banks and bankers . 63, 016 51 1,162 62 Notes and bills re-discounted. Bills payable 15, 739 00 1, 326, 358 55 Total. 1, 326, 358 55 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 2 7 MASSACHUSETTS. Faneuil Hall National Bank, Boston. NATHAN BOBBINS, President. No. 847. THOMAS G. HILER, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on band Otber stocks, bonds, and mortgages Due from approved reserve agents. Due from otber banks and bankers Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency . Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $1, 281, 406 03 Capital stock paid in126 45 750, 000 00 Surplus fund Other undivided profits. 9,200 00 318, 965 16 143, 237 28 189, 825 20 104 87 National bank notes outstanding . . State bank notes outstanding Dividends unpaid . 158, 000 00 24, 357 67 638, 600 00 25, 888 00 Individual deposits United States deposits 2, 357 96 Deposits of TJ. S. disbursing officers 49,135 78 30, 298 00 Due to other national banks 169 43 Due to State banks and bankers... 99,157 00 29, 000 00 Notes and bills re-discounted. Bills payable 33, 750 00 Total. 2, 936, 733 16 1, 000, 000 00 1, 047, 508 59 42, 378 90 2, 936, 733 16 First Ward National Bank, Boston. C H A S . R. M C L E A N , President. N o . 2112. Loans and discounts Overdrafts TJ. S. bonds to secure circulation . . TJ. S. bonds to secure deposits TJ. S. bonds on h a n d Other stocks, bonds, and mortgages. D u e from approved reserve a g e n t s D u e from other b a n k s and bankers. Real estate, furniture, and fixtures C u r r e n t expenses and taxes p a i d . . . P r e m i u m s paid Checks and other cash items Exchanges for clearing-house Bills of other b a n k s Fractional currency Specie : Legal-tender notes TJ. S. certificates of deposit D u e from TJ. S. T r e a s u r e r $283, 773 79 93 200,000 00 25, 000 00 15,400 00 26, 793 17 49,135 90 4, 000 00 9 00 6, 921 88 Capital stock paid i n . Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding $250, 000 00 7, 000 00 4, 999 24 176, 300 00 Dividends unpaid Individual deposits United States deposits 1, 492 16 ' DepositsofU. S. disbursing officers. 13, 849 24 7, 202 00 D u e to other national b a n k s 305 45 D u e to State b a n k s and b a n k e r s . 21,171 30 12, 800 00 Notes and bills re-discounted . Bills payable 9, 000 00 Total;. 676, 854 82 Total. GEORGE B. F O R D , Cashier. 217, 324 00 21,169 57 62 01 676, 854 82 Freeman's National Bank, Boston. JOHN H. ROGERS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Legal-tender notes U. S. certificates of deposit . Due from U. S. Treasurer... Total. No. 665. , 213, 472 54 90 37 400, 000 00 20, 000 00 153, 907 12 25, 820 68 13, 914 11 3, 212 66 45, 937 17 9, 586 00 22 00 26, 504 06 27, 012 00 10, 000 00 18, 000 00 1, 967, 478 71 EDW.S. HAYWARD, AcVg Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid . $800, 000 00 115, 000 00 13, 055 29 349, 800 00 19, 848 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 583,628 03 Due to other national banks Due to State banks and bankers.. - 42,928 32 43, 219 07 Notes and bills re-discounted . Bills payable Total. 1, 967, 478 71 128 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Globe National Bank, Boston. WILLIAM B. STEVENS, President. No. 936. CHAS. J A S . SPRAGUE, Cashier. Resources. Loans and discounts ()verdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total . Liabilities. $1, 308,117 25 Capital stock paid in . $1, 000, 000 00 556,666 66" Surplus fund Other undivided profits. 100, 000 00 123,127 52 National bank notes outstanding . . 139, 284 03 State bank notes outstanding 10, 913 24 Dividends unpaid. 101 91 deposits 33, 543 60 Individual United States deposits Deposits of U. S. disbursing officers. 56,144 77 5, 057 00 Due to other national banks Due to State banks and bankers... 22, 000 00 87,000 00 Notes and bills re-discounted. Bills payable 24,750 00 Total. 2, 460, 039 32 50,000 00 37, 213 66 488, 000 00 228 00 788,142 79 59, 724 87 36,730 00 2,460,039 32 Hamilton National Bank, Boston. No. 778. S. S. BLANCHARD, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency. Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $1, 509, 830 09 378 25 270, 000 00 108, 389 90 78, 731 57 30 00 673 96 137, 419 20 5, 036 00 8 36 19, 985 08 13,110 00 70, 000 00 12,150 00 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid. $750, 000 00 150, 000 00 41, 848 76 239, 940 00 19, 278 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable Total. 2, 225, 742 41 Total. GEORGE W. NEWHALL, Cashier. 1,015,823 54 8, 852 11 2, 225, 742 41 Howard National Bank, Boston. No. 578. REUBEN E . DEMMON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency. ..* Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $1, 950, 973 52 7,100 90 600, 000 00 16, 230 23 187, 207 55, 285 15, 050 1, 652 2, 843 91 07 74 01 75 5, 023 24 135, 409 85 35,813 00 45 78 76, 459 85 30, 000 00 70, 000 00 27, 000 00 3, 216, 095 85 SAML. F . "WILKINS, Cashier. Capital stock paid in . $1,000,000 00 Surplus fund Other undivided profits. 113, 951 85 59, 862 49 National bank notes outstanding . . State bank notes outstanding 527,400 00 Dividends unpaid. 18, 920 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 855, 799 70 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted . Bills payable 534, 484 30 105, 677 51 Total 3,216,095 85 EEPORT OF THE COMPTROLLER OF THE CURRENCY. 129 MASSACHUSETTS. Manufacturers' National Bank, Boston. EDWARD TURNER, President. No. 2111. FRANCIS E. SEAVER, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total. $790, 521 11 Capital stock paid i n . *"i66,"666'66 Surplus fund Other undivided profits National bank notes outstanding.. 78, 730 03 State bank notes outstanding 37, 382 85 160, 772 48 Dividends unpaid 24 75 deposits 485 47 Individual United States deposits 3,197 55 Deposits of U. S. disbursing officers 34, 355 35 10, 381 00 Due to other national banks 310 60 Due to State banks and bankers... 893 00 41, 000 00 Notes and bills re-discounted. 15, 000 00 Bills payable 5,000 00 1, 278, 054 19 Total. $500, 000 00 8,700 00 1, 997 65 90, 000 00 28 00 516, 961 64 88, 267 80 7, 099 10 65, 000 00 1,278,054 39 Market National Bank, Boston. CHAS. O. WHITMORE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 505. $1,178, 265 75 JONATHAN BROWN, Cashier. Capital stock paid in . 50,'666" 66' Surplus fund Other undivided profits. 9,100 00 National bank notes outstanding.. 190, 418 71 State bank notes outstanding 8, 254 88 Dividends unpaid . 880 50 Individual deposits United States deposits 688 10 Deposits of U. S. disbursing officers. 25, 777 77 1, 574 00 Due to other national banks 202 55 Due to State banks and bankers .. 33, 472 00 15, 354 00 Notes and bills re-discounted. Bills payable 2, 250 00 1, 516, 238 26 Total. $800, 000 00 2, 779 17 45, 000 00 246 00 644, 716 93 23,496 16 1, 516, 238 26 Massachusetts National Bank, Boston. HENRY A. RICE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 974. $1, 694, 861 27 50, 666 66 100, 000 00 26, 500 00 58, 236 72 99, 352 60 4,489 74 1, 674 82 1, 563 46 171,106 04 44, 424 00 82 00 89,103 86 118,115 00 10, 000 00 2, 250 00 2,471, 759 51 H. K. FROTHINGHAM, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding. State bank notes outstanding Dividends unpaid. . $800, 000 00 150, 000 00 17, 236 12 45, 000 00 14,140 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 964, 992 46 Due to other national banka , Due to State banks and bankers... 7, 653 30 472, 737 63 Notes and bills re-discounted. Bills payable Total. 2,471, 759 51 130 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Maverick National Bank, Boston. ASA P . POTTER, Tresident. No. 677. SAMUEL PHILLIPS, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ.'S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on band Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks. Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit. Due from TJ. S. Treasurer.. Total $2, 510, 245 18 Capital stock paid in . 400, 000 00 3, 286, 000 00 185, 050 00 348, 524 67 90, 026 71 17, 764 86 40, 987 31 12, 508 79 157, 627 92 18,187 00 146 81 285,413 58 200, 600 00 $400, 000 00 Surplus fund Other undivided profits. National bank notes outstanding State bank notes outstanding Dividends unpaid 200, 000. 00 33,198 61 348, 200 00 12, 224 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 2, 252, 248 41 3, 302, 212 50 Due to to other national banks Due to State banks and bankers... 937, 545 95 85, 453 36 Notes and bills re-discounted. Bills payable 18, 000 00 Total. 7,571,082 83 7,571,082 83 Mechanics' National Bank, Boston. JAMES "W. CONVERSE, President. No. 932. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... .TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $335, 360 51 78 37 200, 000 00 ALVAN SIMONDS, Cashier. Capital stock paid in . $250, 000 00 Surplus fund Other undivided profits i, ooo oo 10, 000 00 National bank notes outstanding.. 28, 407 58 State bank notes outstanding 60,115 85 Dividends unpaid 9, 400 00 675 87 7, 602 09 21,468 00 45 44 13, 085 00 11, 760 00 5, 000 00 11,100 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 50, 000 00 14, 502 85 155, 850 00 5, 274 00 239,471 86 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total. 715, 098 71 715, 098 71 Merchandise National Bank, Boston. ISRAEL G-. WHITNEY, Tresident ' Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total., J. F. R. Foss, Cashier. No. 2304. $1,401,381 69 300, 000 00 100, 000 00 269, 749 90 93, 688 73 41 57 13, 425 00 387 94 42, 981 49 24, 426 00 68 07 4, 611 93 36, 330 00 70, 000 00 13, 500 00 2, 370, 592 32 Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding $750, 000 00 7, 000 00 26, 038 69 267, 700 00 Dividends unpaid. Individual deposits United States deposits Deposits of TJ. S. disbursing officers Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total 1, 083,155 87 100 569 34 86,128 42 56,666 66 2, 370, 592 32 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 3 1 MASSACHUSETTS. Merchants' National Bank, Boston. FRANKLIN HAVEN, President. No. 475. GrEO. U. CHAPMAN, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation .. TJ. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures, Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from IT. S. Treasurer Total. Liabilities. $5,137, 391 29 Capital stock paid in . $3, 000, 000 00 2, 000, 000 00 Surplus fund 200, 000 00 Other undivided profits. 400, 000 00 National bank notes outstanding 410, 857 78 State bank notes outstanding 172, 484 38 445, 000 00 Dividends unpaid 983 80 deposits .' 35,000 00 Individual United States deposits 10, 473 33 Deposits of U. S. disbursing officers . 777, 616 88 36, 839 00 Due to other national banks Due to State banks and b a n k e r s . . . 1, 000, 000 00 60, 260 99 1,713,400 00 67, 457 00 3, 808, 943 46 201, 096 00 12, 454 90 452,120 92 265, 403 93 765, 490 74 99, 000 00 Notes and bills re-discounted. Bills payable 90, 000 00 10, 581,137 20 Total 10,581,137 20 Metropolitan National Bank, Boston. WALTER S. BLANCHARD, President. Loans and discounts Overdrafts ' TJ. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankera Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes •U. S. certificates of deposit Due from U. S. Treasurer No. 2289. $350, 948 12 56 32 200, 000 00 19, 750 00 60, 805 24,129 12, 000 17 73 16 00 10 15, 596 95 34, 918 68 8, 313 00 79 21 15, 051 55 8, 958 00 10, 000 00 14, 000 00 Capital stock paid in . $200, 000 00 Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Dividends unpaid. 12, 000 00 8, 923 26 180, 000 00 4,365 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 358, 743 36 Due to oth er national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 592 20 774, 623 82 Total. G. HOWE DAVIS, Cashier. 10, 000 00 774, 623 82 Total. Monument National Bank of Charlestown, Boston. JAMES O. CURTIS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankera. Real estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1005. $298, 670 43 496 20 100, 000 00 565, 000 00 53, 650 00 15, 000 00 122, 942 52 WARREN SANGER, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid. 12 38 $150, 000 00 130, 000 00 20,091 84 84, 470 00 4,191 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 239, 824 49 569, 661 91 4, 939 00 Due to other national banks 9 51 Due to State banks and bankers... 8,154 75 18, 550 00 Notes and bills re-discounted- 84 39 5, 898 84 Bills payable 5, 000 00 1,198, 323 63 Total 1,198,323 63 132 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Mount Vernon National Bank, Boston. CARMI E. KING, President. No. 716. HENRY W. PERKINS, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notesof deposit U. S. certificates Due from U. S. Treasurer Liabilities. $283, 827 01 33 13 200, 000 00 28, 350 00 69, 468 26 49, 724 62 279 00 3,841 23, 787 11, 718 114 37, 857 4,854 67 94 00 44 50 00 19, 000 00 Capital stock paid in 40, 000 00 10, 412 24 National bank notes outstanding . . State bank notes outstanding Dividends unpaid 174, 700 00 3,108 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and b a n k e r s . . . 304, 635 33 Notes and bills re-discounted Bills p a y a b l e . . . . 732, 855 57 Total $200, 000 00 Surplus fund Other undivided profits Total 732, 855 57 National Bank of Brighton, Boston. CHESTER W. KINGSLEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds,and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer No. 1099. $398,907 83 Capital stock paid in . 11, 674 87 300, 000 00 Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding 11, 830 06 Dividends unpaid $300,000 00 Individual deposits United States deposits 18, 304 01 Deposits of U. S. disbursing officers 69, 057 55 5, 233 00 Due to other national banks..'.. 3 93 Due to State banks and bankers 1,840 00 8, 300 00 Notes and bills re-discounted. Bills payable 13, 500 00 14, 583 07 * 52," 795 66 Total. 820, 388 70 Total. BELA S. FISKE, Cashier. 60, 000 00 13,909 68 267, 500 00 338 40 95, 000 00 820, 388 70 National Bank of Commerce, Boston. C. H. WARNER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 554. $2, 960, 359 43 597 07 500,000 00 400, 000 00 194, 937 17 337, 063 41 143,118 57 256, 737 45 28, 227 50 3, 543 39 171, 723 74 61, 916 00 152 33 68, 049 00 159, 260 00 200,000 00 23, 500 00 5, 507,188 09 G-EO. W. HARRIS, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Dividends unpaid. $2, 000, 000 00 50, 000 00 6, 722 76 443, 000 00 376 43 Individual deposits United States deposits Deposits of U. S. disbursing officers 1, 595, 421 58 Due to other national banks Due to State banks and b a n k e r s . . . 1,397,063 29 14, 604 03 Notes and bills re-discounted. Bills payable Total 5,507,188 09 EEPORT OF THE COMPTROLLER OF THE CURRENCY. 1 3 3 MASSACHUSETTS, National Bank of the Commonwealth, Boston. E. C. SHERMAN, President. No. 1827. JOHN J". EDDY, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total . $1, 779, 559 03 69 500, 000 00 200, 000 00 100, 000 00 131, 367 99 304,496 55, 894 311, 938 164 10, 649 64 74 50 85 38 16, 730 86 192, 731 31 27, 392 00 17, 827 50 335, 000 00 $500,000 00 Capital stock paid in . 41, 000 00 3, 538 96 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding 450, 000 00 8,170 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 1,483, 774 90 201,150 70 Due t o other national b a n k s D u e t o State b a n k s a n d b a n k e r s . . 1,301, 329 74 17, 889 19 Notes and bills re-discounted. Bills payable 23,100 00 Total.. 4, 006, 853 49 4, 006, 853 49 National Bank of North America, Boston. ISAAC T. BURR, President. Loans and discounts Overdrafts TT. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total No. 672. JOHN K. HALL, Cashier. ., 925, 723 78 Capital stock paid in - "672*500'66' Surplus fund Other undivided profits.. National bank notes outstanding . . State bank notes outstanding 226, 782 16 99, 627 66 49, 882 56 7, 257 00 221 62 64, 569 00 65, 430 00 Dividends unpaid. $1, 000, 000 00 127,501 52 35, 083 78 585,197 00 18,103 50 Individual deposits United States deposits Deposits of U. S. disbursing officers. 1,191,954 93 Due to other national banks Due to State banks and bankers. -. Notes and bills re-discounted. Bills payable 184, 216 98 30, 000 00 3,142,057 71 Total. 3,142, 057 71 National Bank of Redemption, Boston. "WILLIAM D. FORBES, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ, S. certificates of deposit Due from TJ. S. Treasurer Total. No. 515. $4, 261, 009 70 22, 630 25 790, 000 00 200, 000 00 872, 276 80 302,167 95 5, 025 34 1, 580 10 22, 549 13 13, 912 91 513, 464 91 43,158 00 209,957 117, 000 90, 000 40, 000 04 00 00 00 7, 504, 732 13 EDW. A. PRESBREY, Cashier, Capital stock paid in . $1,000,000 00 Surplus fund Other undivided profits. 400, 000 00 58, 985 56 National bank notes outstanding . . State bank notes outstanding 498, 060 00 Dividends unpaid . 17, 802 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 781, 955 29 Due to other national banks , Due to State banks and bankers... Notes and bills re-discounted. Bills payable 4, 090, 009 56 657,919 72 Total. 7, 504, 732 13 134 REPORT OF THE COMPTROLLER OP THE CURRENCY. MASSACHUSETTS. National Bank of the Republic, Boston. HARRISON 0. BRIGGS, President. No. 379. CHARLES A. "VIALLE, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total. $2,132, 456 26 Capital stock paid i n . i, i66, 000 00 Surplus fund Other undivided profits 60,666 66" 15, 000 236, 548 65, 856 111,479 27 23, 750 00 00 26 61 00 00 National bank notes outstanding . State bank notes outstanding Dividends unpaid . 300, 000 00 116, 930 99 990,000 00 45,930 50 Individual deposits United States deposits De|)osits of U. S. disbursing officers 67,149 34 7, 000 00 Due to other national banks Due to State banks and bankers.. 22, 576 00 100, 000 00 Notes and bills re-discounted . Bills payable 49, 500 00 3, 991, 342 47 $1, 500, 000 00 Total 819, 637 49 172, 942 67 45, 900 82 3, 991, 342 47 National City Bank, Boston. CHARLES L. THAYER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation -. IT. S. bonds to secure deposits IT. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 609. $1, 545, 667 00 300, 666 66 20,350 66 10, 765 00 90, 008 15 167, 012 48 59, 212 10 12 00 36, 524 04 26, 322 00 459 03 34, 715 00 38,130 00 40, 000 00 13, 500 00 CHARLES C. BARRY, Cashier. Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted . Bills payable 2, 382, 676 ! Total. $1, 000, 000 00 127, 434 03 88,490 89 265, 300 00 21, 637 50 856, 910 89 22, 903 49 !, 382, 676 80 National Eagle Bank, Boston. ROBERT S. COVELL, President. No. 993. WILLIAM G. BROOKS, J r . , Cashier. $1,456, 839 15 Capital stock paid in ... $1, 000, 000 00 Loans and discounts Overdrafts 400, 000 00 Surplus fund 157, 000 00 U. S. bonds to secure circulation . . U. S. bonds to secure deposits Other undivided profits • 25, 000 22 "i5o, 666 66 U. S. bonds on hand Other stocks,bonds, and mortgages. National bank notes outstanding .. 338, 678 00 53, 900 00 State bank notes outstanding 48, 986 07 Due from approved reserve agents Due from other banks and bankers 23, 766 01 17, 302 00 Dividends unpaid. Real estate, furniture, and fixtures Current expenses and taxes paid... 535 10 Individual deposits 761, 822 59 Premiums paid 25, 000 00 United States deposits Checks and other cash items 2, 608 81 Deposits of U. S. disbursing officers. Exchanges for clearing-house 35,404 44 Bills of other banks 8, 453 00 28,303 77 Due to other national banks Fractional currency Due to State banks and bankers. Specie 39, 814 00 Legal-tender notes 19,800 00 Notes and bills re-discounted. 45, 000 00 U. S. certificates of deposit Bills payable Due to U. S. Treasurer 18, 000 00 Total. 2, 328,106 58 Total 2,328,106 58 REPORT OF THE COMPTROLLER OF THE CURRENCY. 135 MASSACHUSETTS. National Exchange Bank, Boston. EDWARD L. TEAD, President No. 529. J". M. PETTENGILL, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ, S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from IT. S. Treasurer Total Liabilities. $4, 846, 890 20 654 15 889, 000 00 iii,6oo oo 541, 874 77 273, 734 45 $1,000, 000 00 Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid 8, 447 8i Individual deposits 19, 911 88 United States deposits Deposits of U. S. disbursing officers. 208,402 98 2,041 00 Due to other national banks . . . 70 51 Due to State banks and bankers... 271, 842 00 151,450 00 Notes and bills re-discounted 250,000 00 Bills payable 40, 000 00 7, 645, 319 75 500,000 00 54, 837 49 769, 500 00 19,152 00 2,826.095 23 1,935, 797 07 539,937 90 7, 645, 319 75 Total National Hide and Leather Bank, Boston. GEORGE RIPLEY, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total No. 460. $2, 362, 353 19 1, 045, 000 00 1.5," 700* 66 208, 004 77 183, 847 76 SAMUEL CARE, Jr., Cashier. Capital stock paid i n $1,500 000 00 Surplus fand Other undivided profits National bank notes outstanding . State bank notes outstanding Dividends unpaid-. S3,117 50 Individual deposits 21, 000 00 United States deposits 3, 522 29 Deposits of U. S. disbursing officers. 99, 927 32 18, 778 00 200 00 35, 248 53 12, 654 00 85, 000 00 47, 025 00 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable Total 4,138,260 86 175,100 00 54, 648 89 916, 973 00 647, 224 65 622,187 29 189,009 53 4,138.260 86 National Market Bank of Brighton, Boston. JACOB I \ TAYLOR, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ, B. certificates of deposit Due from TJ. S. Treasurer Total. No. 806. $422, 718 18 87 78 250, 000 00 30, 000 00 43, 000 00 •56, 324 46 20, 000 00 9, 672 50 1, 875 00 25, 582 50 2, 879 00 9 92 619 00 9, 500 00 5, 000 00 12,250 00 889, 518 34 E D W . P . WRIGHT, Cashier. Capital stock paid in . $250, 000 00 Surplus fund Other undivided profits. 100, 000 00 55, 335 62 National bank notes outstanding . . State bank notes outstanding 220,633 00 Dividends unpaid. 10,450 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 203,863 13 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 44,852 59 Total.. 4, 384 00 19, 518 34 136 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. National Revere Bank, Boston. GEORGE S. BULLEXS, President. HENRY BLASDALE, Cashier. No. 1295. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand '. Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Jieal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Bxchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Liabilities. $2, 871,123 71 Capital stock paid in . Surplus fund Other undivided profits. 30, 699 04 National bank notes outstanding .. 259, 958 92 State bank notes outstanding 152, 957 75 Dividends unpaid. 372 15 deposits 35, 000 00 Individual United States deposits Deposits of U. S. disbursing officers. 369, 611 41 52, 646 00 Due to other national banks 157 98 Due to State banks and bankers .. 49, 744 50 168, 000 00 Notes and bills re-discounted. 15, 000 00 Bills payable 32,400 00 Total 4, 837, 671 46 Total. $1, 500, 000 00 800,666 66 168, 000 00 5, 542 00 686, 950 00 21, 373 50 1,720, 807 06 707, 950 32 27, 048 58 4,837,671 46 National Rockland Bank of Roxbury, Boston. SAMUEL LITTLE, President. No. 615. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $509, 862 07 12 24 300, 000 00 38, 000 00 131,387 10 710 37 50 34 16, 820 83 6, 351 00 177 32 2, 299 00 5, 000 00 20, 000 00 13, 500 00 EOBT. B. FAIRBAIRN, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding-.."-.. Dividends unpaid . 140, 000 00 9, 776 38 268, 000 00 11, 750 50 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total 1, 044,170 27 $300, 000 00 314, 221 56 421 83 1, 044,170 27 National Security Bank, Boston. SAML. A. CARLTOX, President Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house , Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1675. $804, 935 24 3, 809 08 200, 000 00 1,100, 000 00 37, 900 00 172, 416 68 100,121 45 75, 000 00 30, 956 25 13,820 55 72, 968 56 15,448 00 870 91 7, 430 49 38, 454 00 100, 000 00 9, 000 00 2, 783,131 21 CHARLES H. BATT, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total. $200, 000 00 125, 000 00 5, 207 19 178, 900 00 3, 795 00 1,149, 222 35 1,105, 790 25 15, 216 42 2, 783,131 2 1 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 3 7 MASSACHUSETTS. National Union Bank, Boston. No. 985. CHARLES L. YOUNG, President. ALMARIN TROWBRTDGE, Cashier. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes. TJ. S. certificates of deposit Due from TJ. S. Treasurer Total $1, 877, 825 17 620, 000 00 58, 000 00 139, 916 30 9,840 04 3 25 3,145 87 164, 042 05 38, 610 00 31, 47, 20, 27, 058 000 000 900 31 00 00 00 Capital stock paid i n $1,000, 000 00 Surplus fund Other undivided profits 400, 000 00 41,259 84 National b a n k notes o u t s t a n d i n g . . State bank notes outstanding 546, 630 00 Dividends unpaid 26,066 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 991, 009 54 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable 32, 375 61 Total 3, 037, 340 99 3, 037, 340 99 National Webster Bank, Boston. FRANCIS JAQUES, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TL S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from TJ. S. Treasurer Total No. 1527. $1, 813, 804 85 6oo," 666" 66 114, 789 60 58, 320 11 57 85 111,685 15 10, 700 00 129 55 28,401 85 20, 206 00 , CHARLES L. RIDDLE, Cashier. Capital stock paid in . Surplus fund Other undivided profits . National bank notes outstanding ., State bank notes outstanding Dividends unpaid. $1, 500, 000 00 168, 000 00 19, 317 81 515,400 00 28, 898 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 548, 833 26 4, 645 89 27, 000 00 2,785,094 Total 2,785,094 New England National Bank, Boston. THOMAS LAMB, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 603. $1, 512,960 07 89o,"666"66 90,000 00 25, 000 00 CHARLES F . SWAN, Cashier. Capital stock paid in . $1, 000, 000 00 Surplus fund Other undivided profits.. 434, 266 39 7, 725 29 National bank notes outstanding .. State bank notes outstanding 679, 000 00 100, 000 00 70,401 02 140, 000 00 45 00 Dividends unpaid. 735,262 24 4, 740 00 133, 574 98 36, 866 00 18 25,104 32 47,000 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers Due to other national banks Due to State banks and bankers... 80, 514 49 156, 704 16 27, 219 00 Notes and bills re-discounted . Bills payable 45, 000 00 3,120, 691 57 Total 3,120, 691 57 138 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS, North National Bank, Boston. No. 525. GEORGE ^WHITNEY, President. JOHN B. "WITHERBEE, Cashier. Liabilities. Resources. Loans and discounts Overdrafts XJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $1, 944, 644 55 Capital stock paid i n . Surplus fund 266,666 66 Other undivided profits. 20, 554 80 National bank notes outstanding .. 186, 032 04 State bank notes outstanding 139, 830 99 Dividends unpaid. 74, 457 39 4, 095 05 Individual deposits United States deposits 4, 319 21 Deposits of U. S. disbursing officers. 152,937 25 20, 695 00 Due to other national banks Due to State banks and bankers . . . 141,823 05 8, 000 00 Notes and bills re-discounted. Bills payable 28, 000 00 600, 666 00 Total. 3, 525, 389 33 Total. $1, 000, 000 00 300, 000 00 79,424 89 522, 600 00 37, 331 00 1,199, 729 94 310, 949 77 353 73 75, 000 00 3, 525, 389 33 Old Boston National Bank, Boston. HENRY W. PICKERING, President Loans and discounts Overdrafts TT. S. bonds to secure circulation... TT. S. bonds to secure deposits XJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 1015. FREDK. L. CHURCH, Cashier. $1, 501,140 78 Capital stock paid in 50,000 66 iSo, ooo 66 46,161 75 57,222 18 72, 000 00 90, 258 84 35, 286 00 25, 868 206, 533 60, 000 2, 250 80 00 00 00 Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding Dividends u n p a i d . $900, 000 00 180, 000 00 53, 233 19 45, 000 00 33, 395 10 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 1, 016, 908 67 D u e to other national b a n k s D u e to State b a n k s and b a n k e r s . . 60,514 73 7, 669 66 Notes and bills re-discounted . Bills payable Total. 2, 296, 721 35 2, 296, 721 35 Pacific National Bank, Boston. ABNER I . BENYON, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, f urniture, and fixtures Current exj>enses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total No. 2373. FREDERICK J . CHICK, Cashier. $466 524 25 Capital stock paid in. ' 637 24 250, 000 00 Surplus fund 500,000 00 Other undivided profits. 54, 894 58, 602 1, 385 5, 314 11, 233 10, 941 78 42 70 47 25 40 National bank notes outstanding .. State bank notes outstanding Dividends unpaid.. $250, 000 00 1, 021 55 8,488 91 225, 000 00 345 00 Individual deposits United States deposits .'. Deposits of U. S. disbursing officers 311, 613 20 503, 451 60 6, 951 00 Due to other national banks Due to State banks and bankers.. 5, 212 99 41, 800 00 Notes and bills re-discounted Bills payable 11,250 00 87, 290 26 1,424,747 50 Total. 37, 536 98 1,424, 747 50 EEPORT OF THE COMPTROLLER OF THE CURRENCY. 139 MASSACHUSETTS. People's National Bank of Roxbury, Boston. HENRY GUILD, President. !N"o. 595. GEORGE C. LEACH, Cashier, Resources. Loans and discounts . r Overdrafts •. TJ. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on band Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiumspaid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit. Due from TJ. S. Treasurer Total. Liabilities. $643, 402 58 12 21 300, 000 00 2, 000 00 45, 359 81 1, 065 95 2,457 33 2, 344 86 9, 262 00 100 00 1, 450 47 11,000 00 Capital stock paid in . $300, 000 00 Surplus fund Other undivided profits National bank notes outstanding. State bank notes outstanding Dividends unpaid. 176, 000 00 2, 035 86 263, 000 00 6, 847 50 Individual deposits United States deposits Deposits of TJ. S. disbursing officers Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 284,681 82 1, 290 03 15, 400 00 Total. 1,033,-855, 21 1, 033, 855 21 Shawmut National Bank, Boston. JOHN CUMMINGS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. !No. 582. $2, 063, 498 00 875,000 W 164, 230 01 34,733 92 JAMES P . STEARNS, Cashier. Capital stock paid in . $1, 000, 000 00 Surplus fund Other undivided profits ^National bank notes outstanding . State bank notes outstanding Dividends unpaid. 747, 740 00 21, 485 50 Individual deposits United States deposits 127 25 Deposits of U. S. disbursing officers 75,469 97 30, 376 00 Due to other national banks Due to State banks and bankers.. 51,167 52 42,985 00 Notes and bills re-discounted. Bills payable 49, 375 00 Total. 3, 386, 962 67 115,000 00 5, 282 55 1, 017, 601 09 275, 936 60 203,916 93 3, 386, 962 67 Shoe and Leather National Bank, Boston. SETH TURNER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand. Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . No. 646. !, 216,490 76 1, 203 20 889, 000 00 111, 000 00 222, 99, 100, 5, 33, 389 330 000 230 592 84 46 00 27 82 59,164 24, 516 12 63, 267 54,250 50, 000 50, 200 87 00 01 86 00 00 00 3, 979, 648 09 SAMUEL CARR, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . State bank notes outstanding Dividends unpaid. , 000, 000 00 161, 500 00 5, 560 74 780, 200 00 17, 639 50 Individual deposits United States deposits Deposits of U. S. disbursing officers. 880, 402 67 Due to other national banks Due to State banks and bankers .. 683,120 75 146, 224 43 Notes and bills re-discounted. Bills payable 305, 000 00 Total. 3, 979, 648 09 140 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. State National Bank, Boston. No. 1028. AMOS W. STETSON, President. CLAUDIUS B. PATTEN, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Le^al-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total Liabilities. $2, 676,716 96 35 74 1, 389, 000 00 260, 508 04 136,161 82 418 86 17, 744 93 158, 417 28 69, 622 00 6 74 54,560 00 25, 000 00 30, 000 00 Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid $2, 000, 000 00 250, 000 00 132, 730 71 1, 238, 050 00 48, 066 00 Individual deposits united States deposits Deposits of TJ. S. disbursing officers. Due to other national banks Due to State banks and b a n k e r s . . . 1, 081,133 80 62, 984 17 20, 097 69 Notes and bills re-discounted . . . Bills payable 4, 833, 062 37 Total 4 833, 062 37 Suffolk National Bank, Boston. No. 629. DAVID R. "WHITNEY, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... XI. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer $2, 039, 270 27 750,000 66 246, 78, 407, 21, 270, 000 000 789 756 000 00 00 07 32 00 14, 844 40 999 00 121, 927 00 24, 479 00 1, 019 98 37, 68G 00 134, 900 00 Capital stock paid in . Surplus fund Other undivided profits . National bank notes outstanding. State bank notes outstanding Dividends unpaid.. Individual deposits United States deposits Deposits of TJ. S. disbursing officers Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable $1, 500, 000 00 221, 000 00 27, 839 60 600, 620 00 25,062 00 933, 277 69 799,452 15 104,169 60 62, 750 00 Total. 4, 211, 421 04 Total. EDWARD TYLER, Cashier. 4, 211, 421 04 Traders' National Bank, Boston. No. 1442. EDWARD SANDS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notesof deposit TJ. S. certificates Due from TJ. S. Treasurer Total $986, 826 21 205, 000 00 46," 666 bo' 33, 765 22 126,127 34 30 00 15, 753 01 210, 346 15 17, 990 00 85, 71, 55, 12, 431 478 000 225 3b 00 00 00 1, 859, 972 29 FREDERICK S. DAVIS, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding . . Dividends unpaid Individual deposits united States deposits Deposits of TJ. S. disbursing officers. Due to other national banks Due to State banks and bankers ... Notes and bills re-discounted . Bills payable Total $600, 000 00 62, 939 25 13, 512 39 176, 200 00 10, 645 00 947, 761 43 3,225 82 35, 688 40 10, 000 00 1, 859, 972 29 REPORT OF THE COMPTROLLER OF THE CURRENCY. 141 MASSACHUSETTS. Tremorit National Bank, Boston. WILLIAM PERKINS, AMOS T. FROTHJNGITAM, Cashier. President. Liabilities. Loans and discounts Overdrafts IT. S. bonds to secure circulation - . . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer $2, 583, 921 37 Capital stock paid in . $2, 000, 000 00 85 90 746, 000 00 Surplus fund 182, 789 80 8, 501 11 Other undivided profits . 656, 680 00 12, 900 00 National banknotes outstanding.. State bank notes outstanding. 251, 049 40 Dividends unpaid 37, 589 00 181,432 00 Individual deposits 785,791 13 United States deposits 53, 004 64 Deposits of U. S. disbursing officers. 141,473 80 32, 215 00 Due to other national banks 361, 960 07 800 00 Due to State banks and bankers... 22, 707 20 24, 288 08 78, 678 00 Notes and bills re-discounted. 15, 000 00 Bills payable 100, 000 00 34, 570 00 4,156, 018 31 Total . 4,156, 018 31 Total. Washington National Bank, Boston. EBEN BACON, President. No. 601. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixfaires. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XT. S. certificates of deposit Due from IT. S. Treasurer Total . WILLIAM H. BRACKETT, Cashier. $1, 258, 980 62 Capital stock paid in . $750, 000 00 420, 000 00 Surplus fund Other undivided profits 5, 000 00 National bank notes outstanding.. 106, 990 34 State bank notes outstanding 2, 995 46 1, 539 77 Dividends unpaid . 254, 217 73 23, 459 40 Individual deposits United States deposits 30, 219 48 Deposits of IT. S. disbursing officers. 61,130 93 9, 845 00 Due to other national banks 40 60 Due to State banks and bankers... 34,873 00 11, 200 00 Notes and bills re-discounted. Bills payable 18, 900 00 524, 721 50 Total. 1,961,715 20 354,100 00 20, 676 00 30, 707 97 3, 832 60 1, 961, 715 20 Home National Bank, Brockton. RUFUS P . KING MAX, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Dne from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total . H. Ex. 3- No. 2152. $201,101 00 200,000 00 "±27,'200"00" 72, 600 00 59, 983 37 2, 500 00 45 00 12, 000 00 8,185 78 11, 538 00 79 7, 973 43 23, 500 00 CHAB. D. FULLERTON, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding $200, 000 00 9, 500 00 5, 060 28 166, 300 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 354, 767 09 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 9, 000 00 735, 627 37 Total. 735, 627 37 142 REPORT OF THE COMPfK^LLbK OF THE MASSACH'l^ETTS. Charles River National Bank, Cambridge. SAML. B. EIXUGE, President *kow, Cashier, No. 731. Resources. Liabilities. Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits TJ. S. bonds on hand Otlier stocks, bonds, and mortgages. $312,328 86 4 00 100, 000 00 1, 000 00 GO, 728 78 Due from approved reserve agents. Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes p a i d . . . Premiums paid $.00,000 00j Capital rf Surplus fhudi ^ Otlier undivided!profits 50, 000 00 22, 304 74 National baiuk not<e»; outstanding . . State bank notes 5 ouitesfewidrng 89/950 00 Dividends impaadL. 1, 598 55 Checks and otlier cash items Exchanges for clearing-house . . . . . . Bills of other banks fractional currency Specie .' Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer 10, 743 57 3;,504 00 Individual deposits'. United States deposited Deposits of IT. S. disbursingofficers. .265; .827 05 13,077 77 14, 028 5, 000 00 | Due to other nationar baszuTiH 03 Due to State ban Island} b a n k e r s . . . 00 00 Notes and bills re-disconistfc*!.. .Bills payable 4, 500 I Total' Total. 530,585 79 First National Bank of Cambridge, Cambiidgeport. 33EXJAMIX TILTOX, President. No.. Xiortiis and discounts Overdrafts V. S. bonds to secure circulation... IT. S. bonds to secure deposits IT. S. bonds on hand Otlier stocks, bonds, and mortgages, j " 04 ! A . BULLAKD, Cashier. Cwpital .stock paid ht . $200, 000 00 2i'i; 000! 00 !j Surplus fund _. j I Orher undivided profits^. Due from approved reserve agents j Due from other banks and bankers I Heal estate, furniture, and fixtures. | Current expenses and taxes paid... i Premiums paid ' •Checks and other cash items | E x c h a n g e for clearing-house Bills of other b a n k s . . V I Fractional currency | Specie j Leual-tender notes IT. S. certificates of deposit Dim from IT. S. Treasurer 1 <)<)'..4^5' 94 KKIOOO- 00 * 24 1^(>2.T 00 'lift 13 190 00 11,1410; 00 100, 000 00 38,802 15 "National bank notes oaTttotaralimg . . .Stttte bank notes outstaoulinig 190. 230 00 4, 316 00 ds unpaid. Individual deposits "United States deposits Deposits of IT. S. disbursing officers. 251, 389 20 I>w to other national "baefe I Hie to State banks aun& Oasikers. Notes and bills re-diseowsniied. MELs payable __ ll r 900 00 784,737 35 Total. Total. Cambridgeport National Bank, of Cambridge, Camibridgeport. DOUGLASS, President. No. 1228. Loans and discounts Overdrafts IT. S. bonds to secure, circulation... IT. S. bonds to secure deposits j U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents j Due from other banks and bankers j Heal estate, furniture, and fixtures I Current expenses and taxes paid . . j Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ/S. certificates of deposit Due from IT. S. Treasurer Total S&YMOITO B. SNOW, Cashier;. $174, 7^7 45 ,;j Capital stock paid i$i 100,000' 00 ; Surplus fund Other undivided 00 " 60,. 701 88 17. 000 Oft a 00 ' 1, 351 65 j I 4, 737 00 310 90 3,850 00 3, 000 00 5, 000 00 4, 500 00 404,241 88 National bank note** outstanding State bank notes c Dividends unpaid Individual deposits "United States deposits . . . Deposits of IT. & disbursing officers $100, 000 00) 20, 000 00* 45, 694 50: 89, 997" 00» 4, 843; 00' 5, 503; 80' 138,. 203 52: Due to other mtional banks Due to State baniks and bankers Notes and "hi Els re-discounted.. Bills payable Total. 404, 241 88 KEPORT OF THE COMPTROLLER OF THE CURRENCY. 1 4 3 MASSACHUSETTS. National City Bank of Cambridge, Cambridgeport. •lSTo. 770. GEOR<;E T. GALE, President. HENRY B. DAVIS, Resources. Cashier. Liabilities. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie '. Legal-tender notes U. 8. certificates of deposit Due from U. S. Treasurer. Total.. $192, 792 97 100, 000 00 3, 000 00 24,884 35 Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits . 50, 000 00 9, 747 1G National bank notes outstanding.. State bank notes outstanding 90, 000 00 Dividends unpaid . 1, 950 87 1, 634 00 66 91 1, 970 00 451 00 5, 000 00 6, 500 00 4, 849 20 Individual deposits.. United States deposits Deposits of U. S. disbursing officers 83, 653 74 Due to other national banks Due to State banks and bankers.. Xotes and bills re-discounted. Bills payable Total. 338, 250 10 338, 250 10 Neponset National Bank, Canton. ]Sro. 663. CHARLES H. FRENCH, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation.. IT. S. bonds to secure deposits TJ. S. bonds on hand . Other stocks, bonds, and mortgages D u e from approved reserve agents D u e from other banks and b a n k e r s . Real estate, furniture, and fixtures C u r r e n t expenses and taxes p a i d . . . P r e m i u m s paid $266, 849 41 26 91 250, 000 00 83, 578 75 11, 806 36 3, 200 00 35 65 2, 812 11 Checks and other cash items E x c h a n g e s for clearing-house Bills of other b a n k s F r a c t i o n a l currency Specie Legal-tender notes U. S. certificates of deposit D u e from U . S. T r e a s u r e r 3,685 17 724 2,230 00 34 00 00 "ii," 250 66 Capital stock paid in . Surplus fund Other undivided profits Xational banknotes outstanding.. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. Cashier. $250, 000 00 44, 323 77 27, 237 93 214, 700 00 8, 055 00 91, 898 83 Dne to other national banks Due to State banks and bankers Xotes and bills re-discounted. Bills payable 636, 215 53 Total. FRANCIS W . DEANE, Total. 636, 215, 53 First National Bank, Chelsea. Xo. 533. ISAAC STEHMNS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation.., U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $454, 283 5, 570 300, 000 40, 000 5, 700 300 79 82 00 00 00 00 444 18,487 3, 359 331 02 76 41 30 9, 594 56 \YM. R. PEARMAIX, Cashier. Capital stock paid in. Surplus fund Other undivided profits . National bank notes outstanding.. State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers - Due to other national banks Due to State banks and bankers. !N"otes and bills re-discounted ie, ooo 66 Bills payable 19. 395 ' 165 1,167 20, 900 00 00 25 00 895, 698 91 Total $300, 000 00 60, 000 00 31, 775 98 270, 000 00 345 00 190, 520 65 26, 445 90 16, 611 38 895, 698 91 144 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. First National Bank, Chicopee. No. 1056. JEROME WELLS, President. FREDERICK B. DOTEX, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation. ..j TJ. S. bonds to secure deposits j TJ. S. bonds on hand ! Other stocks, bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $225, 475 48 Capital stock paid in '... 150, 000 00 Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Dividends unpaid. $150, 000 00 75, 000 00 13,830 06 132, 900 00 6,743 21 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 57,111 92 Due to other national banks Due to State banks and bankers. 801 87 6, 500 00 Notes and bills re-discounted. Bills payable . 6, 350 00 Total First National Bank, Clinton. C H A R L E S G-. STEVENS, President. No. 440. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds,and mortgages. $149, 056 08 D u e from approved reserve agents. D u e from other b a n k s and b a n k e r s . Real estate, furniture, and fixtures. C u r r e n t expenses and taxes p a i d . . . P r e m i u m s paid 83, 233 471 4, 500 863 Checks and other cash items p a i d . . Exchanges for clearing-house Bills of other b a n k s Fractional currency Specie Le^al-tender notes TJ S. certificates of deposit D u e from TJ. S. Treasurer 200, 000 00 65, 000 00 90 13 00 94 9,358 16 8, 052 660 400 27, 000 00 97 00 00 Capital stock paid in Surplus fund Other undivided profits National b a n k notes outstanding . . State b a n k notes outstanding $200,000 00 21, 000 00 5,738 11 180, 000 00 Dividends u n p a i d . . . . . . . . . . . . . . . . . . . Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 148,183 33 Due to other national "banks D u e to State banks and b a n k e r s . . . 2,674 74 Notes and bills re-discounted Bills payable . 9,000 00 Total 557, 596 18 Total C. L . S. HAMMOND, Cashier. 557, 596 18 Concord National Bank, Concord. GEORGE HEYWOOD, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 833. $98, 740 40 12 07 100, 000 00 HENRY J". "WALCOTT, Cashier. Capital stock paid in . Surplus fund Other undivided profits ""53," 666" oo" National bank notes outstanding .. State bank notes outstanding 26, 571 71 Dividends unpaid. 2, 000 00 559 63 43 40 273 19 325 7, 451 00 44 00 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 5100, 000 00 36, 000 00 9, 642 26 69, 550 00 332 00 77, 971 39 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 500 00 293, 495 65 Total. 293, 495 65 REPORT OF THE COMPTROLLER OF THE CURRENCY. 145 MASSACHUSETTS. Conway National Bank, Ccnway. E. D. HAMILTON, President. No. i EDWIN L. MUNN, Cashier. Resources. Liabilities. Loans and discounts Overdrafts IT. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items j Exchanges for clearing-house ' Bills of other banks I Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $150, 922 63 Capital stock paid in . 128 02 150, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . State hank notes outstanding 22, 715 76 Dividends unpaid. 3, 829 51 1, 842 22 Individuals deposits United States deposits 943 38 Deposits of U. S. disbursing officers. 2, 005 58 302 100 00 Due to other national banks 88 Due to State banks and bankers... 50 00 Notes and bills re-discounted., Bills payable 6,750 00 Total Total. $150, 000 00 30, 000 00 6, 731 38 134, 900 00 218 67 17, 729 85 18 00 339, 597 90 First National Bank, Danvers. DANIEL RICHARDS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks... Fractional currency Specie ' Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 594. "WILLIAM L. VYESTON, Cashier. $184, 697 71 Capital stock paid in . 302 00 150, 000 00 Surplus fund Other undivided profits 850*00 National bank notes outstanding . 24, 245 58 State bank notes outstanding Dividends unpaid "8," 310*94' Individual deposits United States deposits 24, 679 53 Deposits of LT. S. disbursing officers. $150, 000 00 50, 000 00 2 71 134, 500 00 5, 652 00 89,132 53 18, 549 00 Due to other national banks 5, 902 48 Due to State banks and bankers. 5, 000 00 Notes and bills re-discounted. Bills payable 6, 750 00 429, 287 24 Total. 429, 287 24 Dedham National Bank, Dedham. EZRA \V. TAFT, President. Loans and discounts ! Overdrafts j U. S. bonds to secure circulation...!! U. S. bonds to secure deposits U. S. bonds on hand j Other stocks, bonds, and mortgages, i Due from approved reserve agents.{ Due from other banks and bankers.' Heal estate, furniture, and fixtures.' Current expenses and taxes paid...! Premiums paid ' Checks and other cash items j Exchanges for clearing-house Bills of other banks Fractional currency ' Specie i Legal-tender notes { U. S. certificates of deposit Due from U. S. Treasurer Total No. 669. LEWIS H. EJNGSBURY, Cashier. $382, 929 03 Capital stock paid in 198 84 300, 000 00 Surplus fund Other undivided profits 35, 000 00 National bank notes outstanding . . 19,303 73 State bank notes outstanding Dividends unpaid 3, 899 61 Individual deposits 675 72 United States deposits 153 36 Deposits of U. S. disbursing officers. $300, 000 00 75, 000 00 17,777 60 267, 214 00 1, 567 00 118, 932 45 4, 905 00 Due to other national banks 42 06 Due to State banks and bankers... 4,954 70 14,929 00 Notes and bills re-discounted ,. Bills payable 13, 500 00 780,491 05 Total 780,491 05 146 REPORT OF THE COMPTROLLER OP THE CURRENCY. MASSACHUSETTS. Cambridge National Bank, East Cambridge. Xo. 449. DANIEL R. SOHTWELL, President. JOHN C.. BLTLLAUD, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from TJ. S. Treasurer Total. .Liabilities. $191, 769 75 Capital stock paid in. 2, 800 25 109, 000 00 Surplus fund... Other undivided profits. Xational bank notes outstanding 39, 545 84 State bank notes outstanding.... 2, 319 70 20, 629 47 Dividends unpaid. 5 00 Individual deposits United States deposits 20, 857 76 I )eposi t s of U.S. disb ursin g officers. $100, 000 00 30, 000 00 12, 056 45 96, 500 00 788 00 189, 040 27 14, 771 00 Duo to other national banks 85 89 15,600 00 Due to State banks and bankers. I Xotes and bills re-diseouiited . Bills payable 5, 000 00 Total. 428, 384 72 .! 428, 384 72 Lechmere National Bank, East Cambridge. L E W I S HALL, President. Xo. 614. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes p a i d . . . P r m i i u m s paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer $231, 150, I, 000 00 i, 000 00 !, 049 06 I !, 522 !, 000 00 ! Capital stock paid in . 150,000 00 Surplus fund Other undivided profits. 100, 000 00 1, 608 So Xational bank notes outstanding .. State bank notes outstanding. 134, 670 00 Dividends unpaid. 5,549 00 Individual deposits •United States deposits Deposits of U. S. disbursing office. 136, 583 96 Due to other national banks Due to State banks and bankers Xotes and bills re-discounted . Bills payable :, 969 59 >, 4 2 6 404 6,750 00 Total. 528,411 81 Total. T. HENRY HUDSON, Cashier. 528,411 81 First National Bank, East Hampton. Xo. 428. HORATIO G-. KNIGHT, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $254, 960 50 456 81 200,000 00 2, 000 00 5 5 9 7 95 45 85 10, 000 00 1, 037 28 2, 525 00 1, 507 79 4,153 74 2,115 4,000 00 50 45 00 '9,000 66 497, 403 43 ALBERT D. SANDERS, Cashier. Cax>ital stock paid in . Surplus fund Other undivided x>rofits.. Xational bank notes outstanding .. State bank notes outstanding Dividends unpaid '0, 000 00 40, 000 00 11, 688 33 178, 041 00 73 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 67, 569 84 Due to other national banks Due to State banks and bankers... 31 26 Xotes and bills re-discounted Bills payable Total. 497, 403 43 KKPORT OF THE COMPTROLLER OF THE CURUEXfY. 147 MASSACHUSETTS. Martha's Vineyard National Bank, Edgartown. JOSEPH T. PEASE, President. CYRUS H. PEASE, Cashier. No. 1274. Resources. Liabilities. Loans and discounts () verdrafts U. S. bonds to secure circulation... I". S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. I Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid ('hecks and other cash items Exchanges for clearing-house; r>ills of other banks Fractional currency Specie ". Legal-fender nobs r . S. certificates of deposit Due from XI. S. treasurer $111,913 94 7 52 100,000 00 Capital stock paid in . $100, 000 I Surplus fund Other undivided profits. 46, 806 ; National bank notes outstanding State bank notes o u t s t a n d i n g . . . . 89, 010 00 20, 000 00 27, 956 24 37,943 10 3, 000 00 505 33 1, 235 00 Dividends unpaid 3,189 Individual deposits United States deposits Deposits of U. S. disbursing officers. 72, 591 D u e to other national b a n k s Due to State banks and b a n k e r s . 4," 475 "88" Notes and bills re-discounted . Bills payable 4, 500 00 Total Total. 311,597 07 311, 597 07 National Bank, Fairhaven. L E W I S S. JUDD, N o . 490. President. Loans and discounts Overdrafts TT S bonds t o secure circulation TT. S. bonds to see ire deposits T" S bonds on haid Other stocks, bond?, and m o r t g a g e s . $121, 204 22 4 270, 000 00 Due from approve*!, reserve a g e n t s . Due from other baiks and b a n k e r s . Real estate, f u r n i t u e , and fixtures. C u r r e n t expenses aid taxes \)iiid... Premiums paid 11, 088 41 2, 200 00 98, 677 55 Checks and other cish items Exchanges for clea < in <r -house Bills of o t h e r banks Fractional currency Specie Legal-tender notes U\ S. certificates of deposit Due from TT. S. Treasirer 18, 000 00 1,306 76 2, 850 150 5,014 522 00 62 50 00 REUBEN Capital stock paid in Surplus fund Other undivided profits National b a n k notes o u t s t a n d i n g . . State b a n k notes outstanding Dividends unpaid NYE, Casln er. $240, 000 00 23 500 00 1, 952 99 234, 810 00 360 40 Individual deposits United States deposits Deposits of U. S. disbursing officers. D u e to other national b a n k s D u e to State b a n k s and b a n k e r s 42, 082 42 312 89 Notes and bills re-discounted Bills payable 12, 000 00 Total 543, 018 70 Total 543, 018 70 First National Bank, Fall River. JOHN S. BKAYTON, Presilent. Loans and discounts ()verdrafts 17. S. bonds to secure emulation...| TT. S. bonds to secure deposits ' U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agentsDue from other banks and milkers. Real estate, furniture, and ixtures. Current expenses and taxe p a i d . . . Premiums paid Checks and other cash itens Exchanges for clearing-hoise Bills of other banks Fractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from IT. S. Treasurer Total HEZEKTAH A. BKAYTOX, Cashier. No. 256. $663,180 76 ""466,'666 "66" eoo'oo' 157, 063 47 28, 237 68 2, 595 75 3, 618 252 1, 356 15, 000 00 71 85 00 Capital stock paid in . $400, 000 00 Surplus fund Other undivided profits. 80, 000 00 231, 030 38 National b a n k notes outstanding State b a n k notes outstanding 359, 600 00 Dividends u n p a i d . Individual deposits United States deposits Deposits of TT. S. disbursing officers D u e to other national b a n k s Due to State b a n k s and b a n k e r s . 217,350 33 1, 924 51 Notes and bills re-discounted Bills payable " 18, 000 66 1, 289, 905 22 Total 1, 289, 905 22 148 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS, Second National Bank, Fall River. THOMAS F . EDDY, President. Xo. 439. CHARLES J. HOLMES, Cashier. Resources. Liabilities. Loans and discounts 0 verdraf ts U. S. bonds to secure circulation... U. S. bonds to secure deposits TT S bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. $148, 535 63 Current expenses and taxes paid... Premiums paid Checks and other cash items 1,881 96 Exchanges for clearing-house . . . Bills of other banks Fractional currency Specie Legal-tender notes TJ. S certificates of deposit Due from IT. S. Treasurer Surplus fund Other undivided profits . . Xational bank notes outstanding . . State bank notes outstanding 33, 652 42 4, 624 43 131, 705 00 Dividends unpaid Individual deposits 370 62 2, 658 178 625 3,086 61, 229 62 Deposits of U. S. disbursing officeis. 00 46 00 00 Due to otlier national banks Due to State banks and bankers 179 04 Xotes and bills re-discounted - . . Bills payable 6, 750 00 347, 738 09 Total $150, 000 00 Capital stock paid in 150, 000 00 Total 347, 738 09 Fall River National Bank, Fall River. G. H. HATHAWAY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits IT. S. bonds on hand Otlier stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of otlier banks Fractional currency Specie Legal-tender notes IT. S. certificates of de-posit Due from IT. S. Treasurer Xo. 590. $498, 829 02 ! Capital stock paid in 400, 000 00 53,120 57 32 49 9, 000 00 VJ, 307 84 $400, 000 00 Surplus fund Other undivided profits 143,200 00 28, 526 83 Xational bank notes outstandhg . . State bank notes outstanding 328, 665 00 i Dividends unpaid 568 00 |j Individual deposits United States deposits ' Deposits of IT. S. disbursing ofibers. 120,392 81 9, 925 00 Due to otlier national banks 598 66 ! Due to State banks and bankers... 4, S91 80 12, 728 00 ! Xotes and bills re-discounted Bills payablo . 5, 080 74 21, 000 00 I ], 020,433 38 l! Total. FEIU). H. GIJTORD, Cashier. Total. 1, 026, 433 3h Massasoit National Bank, Fall River. Sunn. President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from IT. S. Treasurer Total. Xo. 612. L K , \ D E R BOIIDEN, Cashier $413, 247 68 | Capital stock paid in . 200, 000 00 I! Surplus fund 50,000 00 || Other undivided profits ij Xational bank notes oustanding . 190, 283 10 State bank notes outstaiding 1,534 16 Dividends unpaid $200, 000 00 150, 000 00 18,158 57 175, 870 00 253 00 2, 693 69 Individual deposits United States deposits 3,134 22 Deposits of U. S. disbusing officers. 364, 683 63 26, 890 32 544 39 15, 637 00 Due to other national )anks 448 43 Due to State banks aiil bankers... 4, 693 55 40,467 00 Xotes and bills re-disounted. Bills payable 9. 000 00 738 92 937,138 83 Total. 937,138 83 REPORT OF THE COMPTROLLER OF THE CURRENCY. 3 4 9 MASSACHUSETTS. Metacomet National J3ank, Fall River. No. 924. JEFFERSON BOBDEX, President. AZARIAH S. TKIPP, Cashier. Liabilities. Resources. Loans and discounts Overdrafts T7. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Duo from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks. .V Fractional currency Specie ". Legal-tender notes IT. S. certificates of deposit Due from IT. S. Treasurer Total. $796, 221 19 Capital stock paid in . Surplus fund *"io,'o5o"oY Other undivided profits 3, 000 00 National bank notes outstanding . . 81, 504 9G State bank notes outstanding 1G, 734 04 Dividends unpaid 435, 000 00 25 00 4, 923 61 0, 909 207 6, 0(58 20, 000 00 50 02 00 19,575 00 Individual deposits Tinted States deposits Deposits of F. S. disbursing officers. Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable Total. 1, 400, 338 92 •0, 000 00 130, 000 00 85, 659 35 346, 200 00 1,731 00 235, 929 07 819 50 1,400, 338 92 National Union Bank, Fall River. No. 1288. COOK BOILDEN, President. Loans and discounts Overdrafts F . S. bonds to secure circulation .. F . S. bonds to secure deposits F . S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes IT. S. certificates of deposit. Due from F . S. Treasurer Total DANIEL A. CHAPIX, Cashier. $389,142 50 Capital stock paid in . 2, 249 71 300, 000 00 Surplus fund Other undivided profits. National bank notes outstanding 4,129 44 State bank notes outstanding 10 00 Dividends unpaid 3, 697 65 10, 341 74 2, 473 00 358 19 11, 000 00 3, 688 00 13, 500 00 Individual deposits Fnited States deposits Deposits of F . S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total. 740, 590 23 $300, 000 00 50, 000 00 9, 295 68 255,420 00 1,457 00 79, 211 49 206 06 45, 000 00 740, 590 23 Pocasset National Bank, Fall River. No. 079. \VEAVEK OSHOKN, President. Loans and discounts Overdrafts F . S. bonds to secure circulation... IT. S. bonds to secure deposits F . S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes F . S. certificates of deposit Due from F . S. Treasurer Total. EDWD. E. HATHAWAY, Cashier. $340, 733 09 Capital stock paid in 200, 000 00 5, 000 14, 798 5, 027 50, 000 1, 248 00 06 48 00 47 10, 537 50 2, 918 573 3, 928 27, 235 00 34 09 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid. $200, 000 00 40, 000 00 59, 740 30 178, 240 00 595 00 Individual deposits Fnited States deposits Deposits of F . S. disbursing officers. 140, 365 45 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 22, 058 28 30, 000 00 9, 000 00 670, 999 03 Total. 670, 999 03 150 REPORT OF THE COMPiROLLiR OF THE CURRENCY. MASSACHUSETTS. Falmouth National Bank, Falmouth. EUASMUS GOULD, President. Xo. 1320. GEORGE E. CLARKE, Cashier. Resources. Liabilities. Loans and discounts \ $87,800 88 Capital stock paid in . () verdrafts loo,ooo 6o Surplus fund U. S. bonds to secure circulation...; U. S. bonds to secure deposits. Other undivided profits. U. S.'. bouds oni ^hand . 26, 3G0 00 ! Xational bank notes outstanding Other stocks, bonds, and mortgages. Due from approved reserve agents. 11,443 24 State bank notes outstanding Due from other banks and bankers. Real estate, furniture, and fixtures.; 2, 000 00 Dividends unpaid Current expenses and taxes paid... j . . . Individual deposits Premiums paid '..]... United States deposits Checks and other cash items ! 607 51 Deposits of U. S. disbursing officers. Exchanges for clearing-house '... 1,230 00 Due to other national banks Bills of other banks i Fractional currency 6 4:) Due to State banks and bankers... Specie \ (JOS 25 Legal-tender notes ! 192 00 Xotes and bills re-discounted . U. S. certificates of deposit |... j Jills payable Due from IT. S. Treasurer j 4, 500 00 Total | 234, 748 31 Total. $100, 000 00 20, 000 00 3, 394 87 90, 000 00 293 00 21, 000 44 234.748 31 Fitchburg National Bank, Fitchburg. Xo. 107' EUENEZEII TORREY, Fresident. Loans and discounts | [ Overdrafts U. S. bonds to secure circulation. ..j U. S. bonds to secure deposits > U. S. bonds on hand \ Other stocks, bonds, and mortgages. Due from approved reserve agents.' Due from other banks and bankers, j Real estate, furniture, and fixtures.' urrent expenses and taxes paid...: ^, Premiums paid I r Checks and other cash items Exchanges for clearing-house Bills of other banks. /. Fractional currency Specie \ Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. i j | \ CHARLES J . BILLINGS, Cashier. $34G, 57G 3G Capital stock paid in . $250, 000 00 250, 000 00 Surplus fund Other undivided profits. . 51, 500 00 XatL afional banknotes outstanding GG, 895 42 State bank notes outstanding 10, 048 8G Dividends unpaid. 1,472 16 , Individual deposits 7, 5G2 50 "United States deposits 4, 309 38 Deposits of U. S. disbursing officers Due to other national banks 4, 885 00 Due to State banks and bankers. 11 GG 5,130 00 Xotes and bills re-discounted 7, 000 00 Bills payable 11, 250 00 7GG, 641 34 Total. 150, 000 00 1, 8G5 06 222, 000 00 136, 25S 93 6, 517 35 766,641 34 Rollstone National Bank, Fitchburg. HENRY A. WILLIS, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from .approved reserve agents Due from other hanks and hankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other hanks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. X o . 702. JOHN M. GRAHAM, Cashier. $375, 342 21 |! Capital stock paid in 250, 000 00 102, 000 00 10, 900 00 21, 500 00 110, 923 0G Surplus fund Other undivided profits. Xational bank notes outstaiidm State bank notes outstanding.. 82, 297 44 Dividends unpaid 19 09 deposits 7, 648 98 Individual United States deposits 3, 860 21 Deposit s of U. S. disbursing officers. Due to other national banks Due to State banks and bankers . . 1, 033 12 11, 000 00 Xofes and bills re-discounted . Bills payable 11, 250 00 20, GOO 00 1, 008, 374 11 Total $250,000 00 164, 000 00 366 21 222, 500 00 11, 210 00 224, 616 01 118, 863 63 16, 818 26 1, 008, 374 11 REPOKT OF THE COMPTROLLER OF THE CURRENCY. 151 MASSACHUSETTS. Safety Fund National Bank, Fitchburg. HEXUY ALLISON, President. Xo. 2153. FUEDK. F. WOODWARD, Cashier, Liabilities. Resources. Loans and discounts . . . . •..-.... Overdrafts IT. S. bonds to secure circulation... 17. S. bonds to secure deposits 17. S. bonds on hand Other stocks,bonds, and mortgages. Duo from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total. $165,249 00 Capital stock paid- iu 8 79 200, 000 00 Surplus fund Other undivided profits ""•20,000 00 National bank notes outstanding .. 14, 352 01 State bank notes outstanding 4, 000 00 5, 111 07 9, 000 00 $200, 000 00 4,200 00 4, 540 38 177,700 00 8Q 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers 45, 524 32 270 00 Due to other national banks Due to State banks and bankers . 4,7.16 82 700 00 Notes and bills re-discounted . Bills payable 9, 000 00 Total. 432,645 44 Wachusett National Bank, Fitchburg. OMON H. LAWRENCE, President. Loans and discounts . . . * Overdrafts 'IT. S. bonds to secure circulation... Tr. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers lieal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house .Bills of other banks Fractional currency Specie .' Legal-tendei notes IT. S. certificates of deposit Due from IT. S. Treasurer Total. GEORGE E. CLIFFORD, Cashier, No. 2265. $298,150 54 Capital stock paid in . 250, 000 00 Surplus fund 450, 000 00 Other undivided x>rofits 5, 750 00 National bank notes outstanding 33,600 16 State bank notes outstanding 743 98 42,156 45 Dividends rarpaid . 5, 669 39 Individual deposits 12,250 00 United States deposits 688 50 Dex)ositsof U. S. disbursing officers. 5, 669 00 Due to other national banks 76 54 Due to State banks and bankers. 4, 334 25 19,171 00 Notes and bills re-discounted Bills x>ayable "li, 250 00 1,139, 509 81 j Total $250,000 00 15, 000 00 15,475 06 224, 695 00 1,482 00 171, 024 23. 453,517 80 8, 315 72 1,139, 509 81 Framingham National Bank, Framingham. JAMES W. CLAIIK, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents.. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums x>aid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from IT. S. Treasurer Total. No. 528. J A S . J . VALENTINE, Cashier.. $289, 519 91 Capital stock paid in . 1. 307 38 225, 000 00 Surplus fund Other undivided profits . 26,100 00 National bank notes outstanding State bank notes outstanding 18, 723 58 Dividends unpaid 1 00 Individual deposits United States deposits 4,585 05 Deposits of U. S. disbursing officers 4, 802 15 277 8, 690 00 Due to other national banks 22 80 Due to State banks and bankers... 00 Notes and bills re-discounted Bills payable 9, 975 00 588, 996 94 Total. $200, 000 0050, 000 0028, 302 91 198, 843 00 9, 740 0067,154 30 9, 956 64 25,000 00 588, 996 94 152 REPORT OF THE COMPTROLLER OF THE CURRENCY, MASSACHUSETTS. Franklin National Bank, Franklin. Xo. 1207. JAMES P. RAY, President. MOSES FAUXUM, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... XT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks. Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $161, 484 80 "200,600" oo $200, 000 00 Capital stock paid in . Surplus fund Other undivided profits. 30, 000 00 12, 829 92 Xational bank notes outstanding State bank notes outstanding 308 00 589 0(5 5,000 00 173,000 00 1,104 00 Dividends unpaid. 2,946 39 7, 500 00 22,940 00 4, 041 02 Individual deposits United States deposits Deposits of U. S. disbursing officers 28,573 15 Due to other national b a n k s Due to State banks and bankers . . . Xotes and bills r e - d i s c o u n t e d . . . Bills i>ayable 9,000 00 429,658 17 Total. 429, 658 17 First National Bank, Gardner. CHARLES HEYWOOD, President. Loans and discounts Overdrafts II. S. bonds to secure circulation... II. S. bonds to secure deposits II. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures, j Current expenses and taxes paid... I Premiums paid j Checks and other cash items j Exchanges for clearing-house ' Bills of other banks i Fractional currency j Specie Legal-tender notes II. S. certificates of deposit ; Due from II. S. Treasurer i Total. Xo. 884. JOHN D. EDGELL, Cashier. $180,980 09 Capital stock paid in 209 60 114, 000 00 17, 409 8G 20, 002 53 2, 005 99 400 00 14,303 12 734 00 332 70 8, 310 50 7, 000 00 5, 930 00 Surplus fund Other undivided profits Xational bank notes outstanding .. State bank notes outstanding Dividends unpaid $150, 000 00 30, 000 00 8, 000 07 100, 915 00 264 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 82,299 32 Duo to other national banks Due to State banks and bankers... Xotes and lulls re-discounted Bills payable Total 371,478 39 371,478 39 Georgetown National Bank, Georgetown. HEXKY P . CHAPLIN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U S bonds to secure deposits TT. S. bonds on hand . Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Leo'al-tender notes TT. S. certificates of deposit Due from IT. S. Treasurer Total Xo. 2297. .$104, 260 86 80, 000 00 12, 794 24 GEOKGE H. CARLETON, Cashier. Capital stock paid in Surplus fund Other undivided profits 1,200 00 302 20 Xational bank notes outstanding . . State bank notes outstanding 65, 000 00 Individual deposits 43, 429 45 126 00 !- 000 00 4, 400 00 $100, 000 00 306 78 Deposits of U. S. disbursing officers. 628 00 Due to other national b a n k s Due to State b a n k s and b a n k e r s . . . 1.5 23 583 00 i, 500 00 Bills payable 4, 600 00 210, 072 88 Total 210, 072 REPORT OF THE COMPTROLLER OF THE CURRENCY. 153 MASSACHUSETTS. First National Bank, Gloucester. N o . 549. TOSIAH 0 . FRIEND, President. GKOKGE R. BRADFORD, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total $238,685 15 Capital stock paid in 110 39 200,000 00 Surplus fund 12, 450 00 Other undivided profits National bank notes outstanding .. 68, 938 86 State bank notes outstanding 24, 000 00 2,539 43 7, 000 00 431 62 Dividends unpaid $200,000 00 40, 000 00 8,940 79 178,000 00 886 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 133, 715 95 15, 027 95 2, 602 00 Due to other national banks 42 11 Due to State banks and bankers... 1,818 64 9, 300 00 Notes and bills re-discounted Bills payable 9,000 00 347 51 Total 576, 918 20 576, 918 20 Cape Ann National Bank, Gloucester. GORHAM P . Low, No. 899. President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. $195,129 38 46 27 150, 000 00 D u e from approved reserve agents. D u e from other b a n k s and bankers Real estate, furniture, and fixtures. C u r r e n t expenses and taxes p a i d . . . P r e m i u m s paid 22, 681 50 14, 954 2 4, 890 Checks and other cash items Exchanges for clearing-house Bills of other b a n k s Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from TJ. S. Treasurer "50,000 m 5,400 00 23 00 60 25 98 55 52 4, 224 171 2, 581 3, 400 00 55 09 00 H I R A M R I C H , Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid . $150, 000 00 75, 000 00 2, 867 40 133, 700 00 4, 255 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national b a n k s D u e to State banks and b a n k e r s . 94, 421 79 92 68 Notes and bills re-discounted . Bills payable 6, 750 00 Total . Total. 460, 336 87 460, 336 87 City National Bank, Gloucester. ADDISOX GILBERT, President Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agentsDue from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . No. 2292. WILLIAM A. TEW, Cashier. $223, 374 37 Capital stock paid in . 92 89 150, 000 00 Surplus fund 17, 674 74 22, 267 73 19, 823 95 23, 945 79 3, 657 93 4, 204 67 1, 080 6, 000 00 52 50 00 $150, 000 00 57, 640 90 Other undivided profits National bank notes outstanding .. State bank notes outstanding 134, 500 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. 136, 625 05 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 173 47 6, 750 00 478, 939 42 Total. 478,939 42 154 REPORT OP THK COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Gloucester National Bank, Gloucester. E P E S W. MERCHANT, President. No. 1162. WILLIAM BAV.SON, Cashier, Resources. Liabilities. Loans and discounts Overdrafts II. S. bonds to secure circulation... XT. S. bonds to secure deposits TT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and 'fixtures. Current expenses and taxes paid.. Premiums paid •Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from IT. S. Treasurer Total.. $327, 918 85 290 53 300, 000 00 40, 500 00 Capital stock paid in $300,000 00 Surplus fund Other undivided profits 90,000 00 6,154 96 National bank notes outstanding . . State bank notes outstanding...... 269,110 00 36,000 00 Dividends unpaid Individual deposits 903 89 United States deposits 79 95 Deposits of U. S. disbursing officers. 140, 634 68 957 74 406 216 628 10, 111 00 87 00 00 "±4,498" 60 8, 025 00 Due to other national banks Due to State banks and bankers... Notes and lulls re-discounted Bills payable Total. 815, 511 43 815, 511 43 First National Bank, Grafton. GEORGE F . SLOCOMU, President. No. 188. ALPHONSO A. BALLOU. Cashier. Loans and discounts , $131,944 61 ; Capital stock paid in . Overdrafts i. U. S. bonds to secure circulation. ..j 100, 000 00 i Surplus fund U. S. bonds to secure deposits j. | Ot her undivided profits U. S. bonds on hand !i Nati. Other stocks, bonds, and mortgages.!. ational bank notes outstanding j State bank notes outstanding... Due from approved reserve agents. ! . Due from other banks and bankers.!. i I Dividends unpaid Heal estate, furniture, and fixtures. Current expenses and taxes paid... Individual deposits Premiums paid United States deposits Checks and other cash items 1, 328 67; Deposits of U. S. disbursing officers Exchanges for clearing-house 3, 640 00 Due to other national banks Bills of other banks 20 81 Due to State banks and bankers. Fractional currency 530 00 Specie Legal-tender notes I Notes and bills re-discounted U. S. certificates of deposit j Bills payable Due from IT. S. Treasurer | 4, 500 00 Total. 241, 964 09 Total. $100, 000 00 24,187 91 18 30 89, 000 00 1,188 00 19, 599 43 7, 970 45 241, 964 09 Grafton National Bank, Grafton. JOXA. D. WHEELER, President. Loan s and discounts Overdrafts U\ S. bonds to secure circulation . . . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers : Heal estate, furniture, and fixtures, j Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks '.'. Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 824. HENRY F . WING, Cashier. $104, 714 58 || Capital stock paid in . 100, 000 00 24, 016 90 ""'soo'oo' Surplus fund Other undivided profits $100, 000 00 '... National bank notes outstanding .. State bank notes outstanding.. Dividends unpaidIndividual deposits United States deposits Deposits of U. S. disbursing officers 17, 735 00 1, 071 30 87,500 00 2, 042 50 32, 039 59 5, 906 00 Due to other national banks 8 19 Due to State banks and bankers. 254 00 Notes and bills re-discounted. Bills payable 4,500 00 240, 388 39 Total. 240, 388 39 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 5 5 MASSACHUSETTS. National Mahaiwe Bank, Great Barrington. HN L. DODGE, President. No. 1203. Resources. $301,166 51 Loans and discounts Overdrafts "200,000 00 II. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. 66, 680 33 Due from approved reserve agents. 3, 977 79 Due from other banks and bankers. Real estate, furniture, and fixtures. 3, 000 00 Current expenses and taxes paid... 823 48 Premiums paid i. Checks and other cash items I 8, 720 32 Exchanges for clearing-house '. 3, 497 00 Bills of other banks 1 15 71 Fractional currency I 2, 009 00 •Specie * I 8, 900 00 Legal-tender notes ! TJ. S. certificates of deposit I. Due from TJ. S. Treasurer 9, 000 00 Total. FKEDK. 1ST. DELAXD, Cashier. ' Liabilities. Capital stock paid in $200, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding...... Dividends unpaid. 100, 000 00 23,057 19 177, 000 00 1, 517 00 Individual deposits IJnited States deposits Deposits of U. S. disbursing officers. 165, 979 62 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable Total.. 667, 790 14 667,790 14 First National Bank, Greenfield. WILLIAM B. WASHIJUUN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency •Specie ". Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 474. JOSEPH W. STEVENS, Cashier. $413,237 16 Capital stock paid in . 359 81 300,000 00 Surplus fund Other undivided profits 50, 000 00 81,488 75 National bank notes outstanding .. 51,115 50 \ State bank notes outstanding 5, 763 52 12, 000 00 Dividends unpaid 1, 879 47 deposits 3, 300 00 Individual United States deposits 678 07 Deposits of U. S. disbursing officers. 4, 805 00 Due to other national banks 207 42 Due to State banks and bankers. 948 40 19, 685 00 Notes and bills re-discounted . Bills payable 13, 500 00 958, 968 10 Total. $300, 000 00 200, 000 00 13, 915 91 268,100 00 90 00 176, 096 32 765 87 958,968 10 Franklin County National Bank, Greenfield. WILLIAM KEITH, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 920. HENRY K. SIMOXS, Cashier. $334, 305 74 Capital stock paid in . 240 04 200, 000 00 Surplus fund Other undivided profits . 11, 900 00 21, 666 05 1, 784 62 60, 633 21 338 52 3, 299 42 5, 001 90 National bank notes outstanding State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of IT. S. disbursing officers. 10, 351 00 Due to other national banks 297 85 Due to State banks and bankers 1,371 10 10, 533 00 Notes and bills re-discounted Bills payable 9, 700 00 671, 422 45 Tot a1. $200, 000 00 80,000 00 3,466 01 180, 000 00 6,. 190 39 178, 468 05 12, 068 44 11, 229 56 671, 422 45 156 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Packard National Bank, Greenfield. WILLIAM X. PACKARD, President. No. 2264. RUFUS A. PACK Ait i), Cashier. Resources. Loans and discounts j Overdrafts U. S. bonds to secure circulation. ..I] U. S. bonds to secure deposits TJ. S. bonds on hand , Other stocks, bonds, and mortgages.! Due from approved reserve agents, j Due from other banks and bankers, j Real estate, furniture, and fixtures Current expenses and taxes paid... I Premiums paid • Checks and other cash items I Exchanges for clearing-house Bills of other banks I Fractional currency i Specie .' | Legal-tender notes \ IT. S. certificates of deposit ' Due from TJ. S. Treasurer Total Liabilities. $100, 069 31 Capital stock paid in 400 74 100, 000 00 Surplus fund Other undivided profits. 700 00 500 00 National bank notes outstanding . . 20, 388 67 State bank notes outstanding. 850 42 2, 666 44 Dividends unpaid 41 67 deposits 4, 693 50 Individual United States deposits 1,166 61 Deposits of U. S. disbursing officers $100, 000 00 1. 205 00 90 83 90, 000 00 1,825 00 53,140 58 1, 890 00 Due to other national banks 100 35 Duo to State banks and bankers. 741 70 1, 483 00 Notes and bills re-discounted Bills payable 4, 500 00 246, 261 41 Total. 246, 261 41 Cape Cod National Bank, Harwich. JOSEPH K. BAKER, President. No. 712. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. GEORGE H. SNOW, Cashier. $352, 316 47 Capital stock paid in . 300, 000 00 Surplus fund Other undivided profits. $300, 000 00 60, 000 00 12, 905 24 National bank notes outstanding . . State bank notes outstanding 265, 000 00 2, 000 00 Dividends unpaid. 920 71 Individual deposits United States deposits Deposits of U. S. disbursing officers. 76, 511 54 25, 200 00 19, 903 76 670 00 10 34 460 00 13, 500 00 564 50 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total. 714, 981 28 714, 981 28 First National Bank, Haverhill. No. 481. MOSES HOW. President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers.; Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. ~S. certificates of deposit Due from U. S. Treasurer Total. ELBRIDGE G-. "WOOD, Cashier. $278, 254 89 Capital stock paid in 300, 000 00 103, 600 00 77, 600 00 106, 555 16 io, ooo 66 9, 458 43 13 9, 257 499 14, 314 7, 000 00 99 60 00 io\ 500 00 940,126 20 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers... $300, 000 00 80, 000 00 16, 331 38 260,000 00 1, 348 00 276, 830 13 5, 616 Notes and bills re-discounted Bills payable .Total... 940,126 20 REPORT OF THE COMPTROLLER OF THE CURRENCY. 157 MASSACHUSETTS, Essex National Bank, Haverhill. JOHN C. TILTON, President. No. 589. WILLIAM CALDWELL, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid , Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total Liabilities. $137, 925 78 loo, 66o bb 6, 249 64 6, 000 00 2, 874 52 8, 527 36 1, 767 00 253 83 572 90 6, 000 00 4,'50000 Capital stock paid in $100,000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding 20, 000 00 10, 390 35 88,100 00 Dividends unpaid 88 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 52, 570 65 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable Total 274, 671 03 3, 522 03 274, 671 03 Haverhill National Bank, Haverhill. JOHN A. APPLETOX, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ.iS. certificates of deposit Due from TJ. S. Treasurer Total. No. 484. $332,122 76 203, 000 66 6o, 66666 13, 232 40 8,166 12,000 5, 870 2,787 92 00 08 50 125 46 JAMES E. GALE, Cashier. Capital stock paid in $200, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding 100, 000 00 7, 922 38 180, Dividends unpaid. 659 00 Individual deposits TJnited States deposits Deposits of TJ. S. disbursing officers. 193, 699 69 ii, 450 66 Due to other national banks 13 16 I Due to State banks and bankers.. 2, 308 50 21. 780 00 j Notes and bills re-discounted. Bills payable 10,100 00 Total. 682, 956 78 000 00 675 71 682, 956 78 Merrimack National Bank, Haverhill. CHARLES W. CHASE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. H. Ex. No. 633. $413, 270 94 "246," 666'66 50, 000 00 17, 326 51 JOHX L. HOBSON, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding $240, 000 00 100, 000 00 70, 487 50 212, 550 00 Dividends unpaid 8,458 50 1, 500 00 Individual deposits I TJnited States deposits Deposits of TJ. S. disbursing officers. 4, 640 89 6, 774 00 397 24 12, 040 90 7, 000 00 "io, 806 66 772, 208 98 Due to other national banks Due to State banks and bankers. 845 00 138, 836 05 9, 490 43 Notes and bills re-discounted Bills payable Total 772. 158 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS, Hingham National Bank, Hingham. JOSEPH JACOBS, Jr., President. No. 1119. JAMES S. TILESTON, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. $155, 989 66 Capital stock paid in . iio, 666 66 Surplus fund 10, 000 00 14, 906 27 5, 000 00 900 35 4,145 48 621 4, 490 00 34 90 00 Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid . $140, 000 00 23, 333 95 227 82 125, 200 00 2, 625 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 52, 014 75 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 7, 300 00 Total. 343, 401 52 343,401 52 Holliston National Bank, Holliston. No. 802. ALDEX LELAXD, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. THOMAS E. ANDREWS, Cashier. $84, 858 77 ,j Capital stock paid in . 150, 000 00 Surplus fund Other undivided profits 28, 700 00 36,500 00 National bank notes outstanding . 5, 936 93 State bank notes outstanding Dividends unpaid. 15, 556 05 Individual deposits * 3,400 66 United States deposits 3, 693 45 Deposits of U. S. disbursing officers. 2,400 7 3, 229 8,400 00 45 06 00 $150, 000 00 30, 000 00 1,113 14 133,100 00 5, 398 00 29, 820 57 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 6, 750 00 Total. 349, 431 71 349, 431 71 Hadley Falls National Bank, Holyoke. CHARLES W. RANLET, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks , Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1246. $293, 850 16 "266,066 00 26," 666" 66 40, 226 4,678 15, 397 25 400 24 69 03 25 00 938 92 32, 986 265 28,055 8,641 00 70 30 00 " 9 * 666 "66 654, 464 29 HUBBELL P. TERRY, Cashier. Capital stock paid in . $200, 000 00 Surplus fund Other undivided profits. 100, 000 00 24, 628 83 National bank notes outstanding . . State bank notes outstanding... - . . 170, 350 00 Dividends unpaid 11, 528 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 145, 898 09 Due to other national banks Due to State banks and b a n k e r s . . . Notes and bills re-discounted... Bills payable 1, 699 37 360 00 Total. 654, 464 29 REPORT OF THE COMPTROLLER OF THE CURRENCY. 159 MASSACHUSETTS. Holyoke National Bank, Holyoke. WILLIAM WHITING, President. No. 1939. WILLIAM C. SIMONS, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes II. S. certificates of deposit Due from TJ. S. Treasurer Total. $313,491 25 Capital stock paid in 570 03 200, 000 00 21,108 10 46 75 1, 000 00 3, 225 69 5, 293 00 37 94 4, 018 45 11, 092 00 $200, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid 20, 500 00 4, 774 79 176, 500 00 5, 921 16 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 150, 708 37 5, 479 64 5, 000 00 9, 000 00 Total. 568, 883 ! 568, 8S3 96 Hopkinton National Bank, Hopkinton. LOWELL B. MAYBRY, President. No. 626. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Eeal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total . $195, 228 88 iso, ooo oo 5, 740 00 5, 514 29 414 95 1, 811 00 4 34 1, 260 00 1, 000 00 ELEAZER J . JENKS, Cashie, Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid. $150, 000 00 21, 325 46 5, 320 77 132, 000 00 464 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 53,001 64 5, 611 59 6, 750 00 Total. 367, 723 46 367, 723 46 First National Bank, Hyannis. S. B. PHINNEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1107. $119, 447 17 2 32 100, 000 00 7, 593 75 20, 970 96 JOSEPH R. HALL, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . State bank notes outstanding $100,000 00 16, 000 00 4, 065 46 87,900 00 Dividends unpaid. 700 41 634 54 2, 060 20 500 1, 570 00 58 00 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 50, 034 27 Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 4, 500 00 257, £ I 73 Total. 257, 999 73 160 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Lancaster National Bank, Lancaster. GEORGE W . HOWE, President. No. 583. WILLIAM H. MCNEIL, Cashier. Resources. Loans and discounts Overdrafts XJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . Liabilities. $139, 265 21 100, 000 00 6, 000 00 12, 800 00 19, 943 36 Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits. National bank notes outstanding State bank notes outstanding " i , 000 00 \ Dividends unpaid . Individual deposits United States deposits 200 00 Deposits of U. S. disbursing officers. 725 73 5, 721 467 00 20 50 00 6, 000 00 3, 557 86 89, 552 00 243 00 86,125 63 5, 216 78 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 4, 500 00 290, 695 27 Total. 290, 695 27 Bay State National Bank, Lawrence. GEORGE L. DAVIS, President. Loans and discounts Overdrafts U . S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. •Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer No. 1014. $475, 724 76 Capital stock paid in . $375, 000 00 "375, OOo'oo". Surplus fund Other undivided profits. 107, 650 00 9, 250 00 National bank notes outstanding . . 36,412 04 State bank notes outstanding Dividends unpaid . 18 00 Individual deposits United States deposits 3, 501 41 Deposits of U. S. disbursing officers. 19,612 00 Duo to other national banks 426 60 Due to State banks and bankers. 27, 734 95 8, 000 00 | Notes and bills re-discounted. Bills payable 16, 875 00. I 1, 080, 204 76 I Total . SAMUEL W H I T E , Cashier. Total. 75, 000 00 120, 979 13 321, 200 00 12, 912 00 174,123 61 990 02 1, 080, 204 76 Lawrence National Bank, Lawrence. A. TV. STEAKNS, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ S bonds on hand . Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total No. 1962. P . G-. PILLSBURY, Cashier. $342, 754 62 Capital stock paid in 300, 000 00 8, 045 84 2, 500 00 2, 220 00 14, 000 00 13,120 91 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 16,172 00 Due to other national banks 594 76 Due to State banks and bankers 9, 301 80 12, 000 00 Notes and bills re-discounted Bills payable 15, 999 40 736, 709 33 Total $300, 000 00 1, 000 00 3, 294 14 262, 000 00 8, 539 50 155, 340 30 6, 535 39 736, 709 33 REPORT OF THE COMPTROLLER OF THE CURRENCY. 161 MASSACHUSETTS. National Pemberton Bank, Lawrence. L E V I SPRAGUE, President. No. 1048. J A M E S M. COBURX, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $217, 763 22 Capital stock paid in $150, 000 00 150, 000 00 Surplus fund Other undivided profits 15, 000 00 101, 368 79 National bank notes outstanding.. State bank notes outstanding 35, 000 00 4,085 17 132, 400 00 Dividends unpaid 177, 395 19 11, 544 22 Deposits of TJ. S. disbursing officers. 12, 459 00 Due to other national banks Due to State banks and bankers. • 8, 045 00 3,500 00 6,750 00 22, 889 87 Notes and bills re-discounted Bills payable 526, 430 23 Total 4,660 00 Individual deposits Total 526, 430 23 Pacific National Bank, Lawrence. No. 2347. JAMES H. KIDDER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $127, 575 57 loo, ooo oo 16,238 60 " 4,700 66 5, 000 00 3, 213 03 7, 995 00 4, 912 85 1,500 00 4, 500 00 WILLIAM H. JAQUITH, Cashier. Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding 70 38 90, 000 00 Dividends unpaid. Individual deposits United States deposits Deposits of TJ. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable 275, 635 05 78, 972 48 92 19 6, 500 00 275, 635 05 Total. Lee National Bank, Lee. HARRISON GTARFIELD, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 885. JOHN L. KILBOX, Cashier. $209,461 49 Capital stock paid in . 1, 979 82 210, 000 00 Surplus fund Other undivided profits. 70,000 00 National bank notes outstanding. 8, 598 95 State bank notes outstanding 4,770 69 Dividends unpaid. 6, 000 00 2, 279 47 Individual deposits United States deposits 851 10 Deposits of U. S. disbursing officers. 1, 750 00 Due to other national banks 719 10 Due to State banks and bankers. 894 88 11,784 00 Notes and bills re-discounted. Bills payable 16,450 00 545, 539 50 Total. $210, 000 00 58, 000 00 8, 857 42 187, 800 00 374 74 74, 292 08 6, 215 26 545, 539 50 162 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Leicester National Bank, Leicester. CHENEY HATCH, President. No. 918. DAVID E. MERRIAM, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks. Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit $192,412 01 200, 000 00 Capital stock paid in $200, 000 00 Surplus fund Other undivided profits. 40, 000 00 4 10 Individual deposits United States deposits Deposits of U. S. disbursing officers. 50, 982 75 "20,000 00 5, 000 00 National bank notes outstanding . . 13, 427 50 State bank notes outstanding 190 82 18, 000 00 Dividends unpaid. 3, 550 00 1, 653 19 5, 262 00 372 00 Due to other national banks 54 27 Due to State banks and bankers. 2,144 00 6, 305 00 Notes and bills re-discounted Due from U. S. Treasurer 9, 000 00 Total.. Bills payable Total. 472,108 85 I 472,108 85 First National Bank, Leominster. SAMUEL PUTNAM, President. No. 513. Loans and discounts j Overdrafts ' U. S. bonds to secure circulation... j U. S. bonds to secure deposits U. S. bonds on hand ! Other stocks, bonds, and mortgages ; Due from approved reserve agents.; Due from other banks and bankers j Real estate, furniture, and fixtures, j Current expenses and taxes paid... | Premiums paid j Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ". Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $277, 349 28 200, 000 00 62,636 8, 889 104 30, 741 2, 495 8, 000 228 06 79 01 70 63 00 34 Capital stock paid in $300, 000 00 Surplus fund Other undivided profits j National bank notes outstanding . . State bank notes outstanding 29, 500 00 7, 359 96 178, 280 00 Dividends unpaid . 390 00 Individual deposits United deposit I nited States States deposits Deposits of U. S. disbursing officers. J. 00 Due to other national banks 76 Due to State banks and bankers 30 00 Notes and bills re-discounted . Bills payable 9. 000 00 3, 797 32 5, 790 6, 260 621, 324 87 Total.. ALFRED L. BUEDITT, Cashier. Total. | 105, 312 46 482 45 621, 324 87 First National Bank, Lowell. ARTHUR P. BOXXEY, President. No. 331. G-EORGE B. ALLEX, Cashier. $373, 657 58 , Capital stock paid in . 550 13 ; 259, 000 00 j Surplus fund Other undivided profits. 1, 000 00 24, 000 00 National bank notes outstanding State bank notes outstanding Due from approved reserve agents, j 16, 018 50 j Due from other banks and bankers -; 12, 536 56 | Dividends unpaid. Real estate, furniture, and fixtures J Current expenses and taxes paid... 2 00 h Individual deposits Premiums paid | United States deposits Checks and other cash items 3, 088 52 j iDeposits of U. S. disbursing officers. Exchanges for clearing-house i !\ Bills of other banks 10, 663 00 ||Due to other national banks Fractional currencv 371 55 ! | Due to State banks and bankers... Loans and discounts Overdrafts U. S. bonds to secure circulation...i U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.: Specie ". Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer. 1 Total. $250, 000 00 100, 000 00 12, 526 09 220, 500 00 5,107 00 139, 200 70 100 00 5, 295 95 j! 10, 000 00 'Notes and bills re-discounted. : Bills payable 11, 250 00 ; i 727, 433 79 \ Total. 727, 433 79 REPORT OF THE COMPTROLLER OF THE CURRENCY. 163 MASSACHUSETTS, Appleton National Bank, Lowell. No. 986. JOHN F . KIMBALL, President. EDWARD K. PERLEY, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house . Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total Liabilities. $566, 482 1,170 306, 000 5, 000 4, 700 87, 365 153, 573 40, 202 54, 917 33 58 00 00 00 92 99 17 23 Capital stock paid in 100, 000 00 10, 803 17 National bank notes outstanding.. State bank notes outstanding 268, 000 00 Dividends unpaid 5, 814 00 deposits 60 29 Individual United States deposits 17, 993 01 Deposits of TJ. S. disbursing officers. 22,353 255 7, 664 22,173 20, 000 13, 500 00 25 00 00 00 00 $300, 000 00 Surplus fund Other undivided profits Due to other national banks Due to State banks and bankers... 597, 617 40 29,484 82 11, 691 38 Notes and bills re-discounted Bills payable 1, 323, 410 77 Total 1, 323, 410 77 Merchants' National Bank, Lowell. No. 506. H. W . B. "WIGHTMAN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes Due from TJ. S. Treasurer Suspense account $474, 860 18 816 59 400, 000 00 Capital stock paid in . Surplus fund Other undivided profits *'76,200 oo 20 000 00 National bank notes outstanding.. State bank notes outstanding 33, 414 59 1, 297 32 Dividends unpaid 22, 250 00 8, 768 52 1, 061 48 16, 916 34 2, 824 27, 702 18, 000 30, 000 00 10 76 00 00 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. $400, 000 00 44, 000 00 9, 974 46 358,100 00 7, 582 00 307, 500 28 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total 1,128,145 54 Total. CHARLES W. EATOX, Cashier. 1,128,145 54 Old Lowell National Bank, Lowell. EDWARD TUCK, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1329. $214, 216 : 200, 000 00 25, 000 22, 000 84, 795 295 00 00 83 69 9 00 4, 836 29 3, 659 309 4,180 15, 500 00 88 00 00 CHAS. M. "WILLIAMS, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable $200, 000 00 50, 000 00 10, 092 83 175, 900 00 4, 332 00 133,480 61 9,997 13 9, 000 00 583, 802 57 Total. 583, 802 57 164 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Prescott National Bank, Lowell. Xo. 960. DAXL. S. RICHARDSON, President. ALOXZO A. COBURX, Cashier. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... XT. S. bonds to secure deposits XT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $536,126 12 1,193 21 242, 000 00 1, 050 00 11,400 00 9, 605 05 25, 000 00 128 00 5,169 62 7,855 1, 293 22, 853 11, 653 00 95 00 00 "i6," 890 "66 Capital stock paid i n . $300, 000 00 Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid . 213, 900 00 6, 619 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. Xotes and bills re-discounted. Bills payable Total. 16, 216 95 100, 000 00 14, 541 51 241, 306 25 9, 850 19 886, 216 95 Railroad National Bank, Lowell. No. 753. JACOB ROGERS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XT. S. certificates of deposit Due from XT. S. Treasurer Total. JAMES S. HOVEY, Cashier. i0, 337 85 I! Capital stock paid i n . Surplus fund Other undivided profits **7i,"i66 66 Xational bank notes outstanding . 43,500 00 State bank notes outstanding 715, 000 00 $800,000 00 160, 000 00 13, 923 20 628, 700 00 165, 235 09 11, 312 16 16 25 32, 671 87 27,404 62 29, 657 00 184 70 7, 420 83 15,000 00 Dividends unpaid. 19, 008 00 Individual deposits United States deposits Deposits of XT. S. disbursing officers. Due to other national banks Due to State banks and bankers. Xotes and bills re-discounted . Bills payable 309, 778 53 19, 605 64 32,175 00 Total 1, 951, 015 37 1, 951, 015 37 Wamesit National Bank, Lowell. CHARLES WHITNEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... XT. S. bonds to secure deposits XT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XT. S. certificates of deposit Due from XT. S. Treasurer Total. Xo. 781. $416,193 69 9 45 202, 000 00 5, 000 00 4, 648 19 6, 000 00 | 5,502 17 538 54 832 00 102 69 1, 250 02 7, 900 00 GEO. W. KXOWLTON, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid. $250, 000 00 50, 000 00 36, 761 84 177, 500 00 818 50 Individual deposits United States deposits Deposits of U. S. disbursing officers 137, 964 33 Due to other national banks Due to State banks and bankers... Xotes and bills re-discounted. Bills payable 5, 932 < 9, 000 00 658, 976 75 Total. 658, 976 75 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 6 5 MASSACHUSETTS, First National Bank, Lynn, JOHN" WOOLDEEDGE, No. 638. President OWEN DAME, Resources. Cashier. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers • Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XL S. certificates of deposit Due from U. S. Treasurer Total $760, 384 10 460, 000 00 102,200 00 34, 500 00 63, 839 95 12,146 49 15, 418 43 2, 594 20 20, 530 284 6, 766 18, 800 00 15 70 00 Capital stock paid in $500, 000 00 Surplus fund Other undivided profits 100, 000 OO 15, 210 34 National bank notes outstanding . . State bank notes outstanding 392, 682 00 Dividends unpaid 11, 729 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 432,174 77 Due to other national banks Due to State banks and bankers... 66, 367 91 Notes and bills re-discounted Bills payable 20,700 00 Total 1, 518,164 02 1, 518,164 02 Central National Bank, Lynn. PHILIP A. CHASE, President. No. 1201. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total "WARREN M. BREED, Cashier. $363, 886 17 Capital stock paid in . " 200, 000 00 36, 786 04 276 38 10,000 00 998 00 5, 646 00 3, 537 00 313 09 4, 845 00. 4,000 00 Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable $200, 000 00 70,000 00 6,180 05 175, 000 00 3,240 00 183, 725 11 1,142 52 9, 000 00 639,287 68 Total. ;9, 287 68, National City Bank, Lynn. No. 697. AMOS P . TAPLEY, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $468,213 55 7 16 200, 000 00 200, 000 00 50, 530 11 70, 657 63 1, 000 00 21, 269 59 57, 970 49 20, 842 200 1, 030 12, 810 15, 000 9, 000 00 00 00 00 00 00 1,128, 530 53 BENJAMIN Y. FRENCH, Cashier.. Capital stock paid in . Surplus fund Other undivided profits . National bank notes outstanding .. State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers... $300, 000 00' 120, 000 00 7,420 01 179, 000 00 4, 976 00' 421, 001 13 96,133 39' Notes and bills re-discounted. Bills payable Total 1,128,530 53 166 KEPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. First National Bank, Maiden. ELISHA S. CONVERSE, President. No. 588. CHARLES MERRILL, Cashier. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents.. Due from other banks and bankers. Realestate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. Capital stock paid in $134, 918 21 f $100, 000 00 Surplus fund Other undivided profits 30, 000 00 182 60 2, 500 00 National bank notes outstanding. . . 12; 530 28 State bank notes outstanding 88, 600 00 101, DO0 00 3,352 62 Dividends unpaid. 5, 000 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 5, 598 64 53, 988 98 4, 578 00 Due to other national banks 50 07 Due to State banks and bankers. 4, 022 00 1,427 00 Notes and bills re-discounted. Bills payable 4,500 00 276,124 20 Total. 276,124 20 Marblehead National Bank, Marblehead. ISAAC C. WYMATS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie j Legal-tender notes j TJ. S. certificates of deposit •. Due from TJ. S. Treasurer j No. 767. $131, 201 73 Capital stock paid in . io3,o66 6o 60," 666" 66" Surplus fund Other undivided profits. National bank'notes outstanding.. State bank notes outstanding 5, 000 00 14, 007 20 6,'200 00 Dividends unpaid. $102, 000 00 20,400 00 21,158 06 89,400 00 3, 504 80 Individual deposits United States deposits 1, 420 61 Deposits of TJ. S. disbursing officers. 1, 781 91 8, 229 1, 300 00 Due to other national banks 25 Due to State banks and bankers. 00 00 Notes and bills re-discounted Bills payable 4, 590 00 336, 820 79 || Total. "WILLIAM REYNOLDS, Cashier. Total. 96, 653 34 3, 704 59 336, 820 79 National Grand Bank, Marblehead. HENRY F. PITMAN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 676. JOSEPH P. TURNER, Cashier. $118, 206 05 j i Capital stock paid in . 66 67 120, 000 00 i Surplus. fund 56, 000 00 7,900 00 j Other undivided profits. j National bank notes outstanding... ; State bank notes outstanding 6,194 42 ! 6,500 00 I Dividends 253 66 unpaid. Individual deposits United States deposits Deposits of TJ. S. disbursing officers 899 00 Due to other national banks 75 41 Due to State banks and bankers. 6, 016 75 1, 919 00 Notes and bills re-discounted. Bills payable 5, 400 00 329, 430 96 j Total. $120, 000 00 20, 725 69 2, 378 78 107, 245 00 3, 594 00 74, 059 64 1,427 85 329,430 96 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 6 7 MASSACHUSETTS. First National Bank, Marlboro'. No. 158. SIDNEY G. FAY, President. EDMUND C. WHITNEY, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $139, 684 58 Capital stock paid in . $200, 000 00 "2oo,'ooo'oo" Surplus fund 100, 000 00 10, 500 00 12, 529 75 Other undivided profits.. National bank notes outstanding.. State bank notes outstanding Dividends unpaid. 2, 887 98 11, 085 156 647 3, 000 00 23 00 00 io, ooo 6o 180, 000 00 48 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable ' Total. 491,159 94 40, 000 00 5, 267 87 62,151 05 3, 693 02 491,159 94 First National Bank, Merrimac. No. 268. WILLIAM H. HASKELL, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures . Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total.. DANIEL J". POORE, Cashier. $246, 556 96 Capital stock paid in . 200," 000 00 7, 000 9,150 1 2, 500 5,497 $200, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding 00 85 53 00 Dividends unpaid . 12 Individual deposits United States deposits 538 44 Deposits of U. S. disbursing officers. 1,490 12 300 358 00 73 00 00 40,000 00 15, 389 11 175,240 00 60 00 52, 716 52 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 10, 000 00 Total. 483,405 63 483, 405 63 National Bank, Methuen. JAMES WALTON President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 1485. $68, 490 18 126 78 100, 000 00 "50,006 "00 6, 500 00 35, 070 08 3, 000 00 *2,'466"66' 1,158 71 9, 414 00 77 209 40 1, 600 00 JACOB EMERSON Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. 5100, 000 00 25, 000 00 560 92 90, 000 00 3, 408 00 64, 001 00 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 5, 000 00 282,969 92 Total. 282, 969 92 168 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Home National Bank, Milford. No. 2275. SAMUEL WALKER, President. NAPOLEON B. JOHNSON, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . Liabilities. $150, 299 06 iso,666 66 7, 250 34 3,000 00 2, 279 84 4, 500 00 3, 781 56 150 57 871 4,721 00 65 40 00 " 5," 850* 66 Capital stock paid in . $130, 000 00 Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding Dividends unpaid. 2, 000 00 9, 020 59 107, 556 00 595 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 62, 435 46 Due to other national banks Due to State banks and bankers... 1,153 80 Notes and bills re-discounted Bills payable Total. 312, 760 85 j 312, 760 85 Milford National Bank, Milford. No. 866. AARON C. MAYHEW, President Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total . AUGUSTUS WHEELER, Cashier. $349, 736 51 ! Capital stock paid in . $250, 000 00 "250,606 661 Surplus fund , Other undivided profits . 50, 000 00 i I j National bank notes outstanding.. 37, 075 24 I I State bank notes outstanding 4,000 00 ijDividends unpaid . 5,835 41 l|Individual deposits 1,17812 |; United States deposits 1,404 01 j! Deposits of U. S. disbursing officers. 7,575 88 1,187 5,400 00 Due to other national banks 11 !Due to State banks and bankers. 50 I 0 0 j INotes and bills re-discounted. Bills payable 11, 250 00 724, 729 90 Total. 50, 000 00 11, 022 76 224, 000 00 744 00 188, 628 36 334 78 724, 729 90 Millbury National Bank, Millbury. HOSEA CRANE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total AMOS ARMSBY, Cashier. No. 572. $235, 929 95 200 606 00 34, 722 80 Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid. 50 20 00 5, 548 00 55 53 440 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable $200, 000 00 35, 000 00 216 96 179, 000 00 3, 594 00 66,120 43 1, 785 39 9, 000 00 485, 716 78 Total. 485, 716 78 REPORT OF THE COMPTROLLER OF THE CURRENCY. 169 MASSACHUSETTS. Monson National Bank, Monson. CYRUS W. HOLMES, President. No. 503. EDWARD F . MORRIS, Cashier. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total $137, 064 71 Capital stock paid in $150, 000 00 ""176,666"66" Surplus fund 31, 21, 21, 2, 1, 600 625 321 358 500 793 00 00 62 02 00 93 74 74 8, 600 437 1, 900 1, 848 00 01 00 00 6,050 66 Other undivided profits National bank notes outstanding. State bank notes outstanding Dividends unpaid 930 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total 405,173 03 30, 000 00 63,1