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ELEVENTH
ANNUAL
REPO RT
O F T H E C O M M ISSIO N E R O F T H E
BA N K IN G DEPARTMENT
.
STA TE
OF THE
O F M IC H IG A N
DECEM BER
31, 1899
L A N S IN G , M ICHIGAN
ROBERT SM ITH PR IN TIN G CO., ST A T E PR IN T E R S A N D B IN D ER S
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Federal Reserve Bank of St. Louis
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Federal Reserve Bank of St. Louis
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Federal Reserve Bank of St. Louis
D E P A R T M E N T OFFICERS.
COMMISSIONER
GEO.
L.
DEPUTY
W.
COMMISSIONER
T.
BRADFORD
BANK
LESTER
EXAMINERS
M.
THEODORE
B.
ALBERT
O F FIC IA L
MAL T Z
C.
S HERWOOD
M.
JOSLIN
JOLLY
E.
A D D R ESS,
MANNING
L A N S IN G ,
M ICHIGAN
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Federal Reserve Bank of St. Louis
C O M M ISSIO N ER S O F B A N K IN G O F M IC H IG A N .
[U nder A c t 205, 1887.]
THEODORE C. SHERWOOD,
Appointed January 7, 1889; resigned November 7, 189(5.
DANIEL B. AINGER,
Appointed November 11, 1896 ; resigned April 1, 1897.
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Federal Reserve Bank of St. Louis
JO SIAII E, JUST,
Appointed April 1, 1897 ; died February 19, 1898.
GEORGE L. MALTZ,
Appointed February 26, 1898.
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Federal Reserve Bank of St. Louis
T A B L E OF CONTENTS,
P age.
A b stra cts, com p arative, 1889 to 1899, inclu sive, s ta te b a n k s...................................................................
x iv -x v
com parative, 1889 to 1899, inclu sive, n ational b a n k s............................................................. x v i-xvii
o f s ta te banks, 1899..............................................................................................................................
xviii
o f 80 national banks, 1899...................................................................................................................
x ix
to ta l volum e o f business s ta te and n ational banks, D ecem b er reports, 1899.............
xx
s ta te and n ational banks in D etro it........................................................................
xxi
s ta te and n ational banks in Grand R a p id s..............................................
x x ii
xxiii
s ta te and na tio n a l banks in S a g in a w ..........................................................................................
s ta te and n ational banks in th e B ay C itie s ............. - ..............................................................
xxiv
A m e n d m en ts............................................
x
B anks exam ined and fe e s p a id ............................ .................................................................. ............................
xxv
B anks in voluntary liq u id a tio n ..........................................................................................................................
jj
Capital stock :
In crea se and d e c re a se o f ............................................................................................................................
ji
A m ount to b e ow n ed by d irectors o f banks w ith 815,000 c a p ita l......................................................
ix
Earnings o f banks and trust co m p a n ies............................................................................................................
iii
D irectors, m inority rep resen ta tio n o f ................................................................................................................
viii
G row th o f s ta te and n ational b a n k s...........................................................................................................
iji
Liability o f directors...........................................................................................................
jx
L ist o f bank cash iers in M ichigan.......................................................................................................................
281
N e w banks.....................................................................................................................................................
¡j
N um ber o f d ep o sito rs...............................................................................................................................................
jy
Opinions o f a tto rn ey g e n e r a l.........................................................................................................................
vjq
R eceip ts and e x p e n s e s .............................................................................................................................................
jv
R eports o f r e c e iv e r s .................................................................................................................................................
jv
R eports o f s ta te banks and trust com pan ies..................................................................in clu sive p a g es 3 to 196
R eports o f n ational b a n k s ......................................................................................................in clu sive p a g es 199 to 278
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Federal Reserve Bank of St. Louis
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Federal Reserve Bank of St. Louis
STATE
BANKING
DEPARTMENT
REPORT OF THE COMMISSIONER.
STATE OP MICHIGAN,
B a n k in g D e p a r t m e n t ,
Lansing-, December 31, 1899.
To the H on. H azen S. P ingree , Governor of Michigan:
I have the honor to submit the eleventh annual report of this depart
ment in compliance with the provisions of section 43 of the General
Banking Law of Michigan, as follows:
On the thirty-first day of December the Commissioner of the Banking
Department shall make an annual report to the Governor of the State,
which report shall be published, and shall exhibit:
First, A summary of the state and condition of every bank from
which reports have been received during the year, with an abstract of
the whole amount of capital returned by them, the whole amount of their
debts and liabilities, the total amount of means and resources, separating
the reports of such banks and other corporations, and specifying the
amount of lawful money held by banks at the time of their several
returns, and such other information in relation to such banks and cor
porations as in his judgment ma}r be required;
Second, A statement of the banks and corporations whose business
has been closed during the year, the amount of their resources and lia
bilities and the amount paid to the creditors thereof;
Third, The names and compensation of the clerks employed by him,
and the whole amount of expenses of the banking department during
the year;
• Fourth, The amount of fees received for the examination of banks, or
other corporations, and fines collected and paid over to the State Treas
urer.
In accordance with the provisions of sections 39 and 40 of the General
Banking Law, all of the institutions under the supervision of this depart
ment have been examined during the year.
At the date of this report, there are one hundred and eighty-eight
State banks and three trust companies under the supervision of this
department.
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Federal Reserve Bank of St. Louis
\
STATE BANKING DEPARTMENT.
11
It will be noticed that 187 banks and three trust companies are given
as the number of banks in connection with statistics and tables. This
is accounted for by the fact that the Benton Harbor State Bank was
organized too late in the year to furnish any report.
Statements showing the financial condition of all State banks and
trust companies as called for by this department four times during the
year, and in addition thereto reports of the financial condition of the
eighty national banks of the State, are appended; as are also abstracts
of the yearly reports for the past eleven years, which show the progress
and increasing wealth of the State.
NEW
BA NK S.
During the year seven banks have been organized, as follow s:
N o.
213
214
215
216
217
218
219
T itle.
T he
T he
T he
T he
T he
T he
T he
A th en s S t a te and S a v in g s B a n k ................
S t a te B ank o f O ntonagou...............................
Old S t a te B ank...................................................
B row n C ity S a v in g s B ank...............................
Q uincy S t a te B ank..............................................
E a to n C ounty SaviDgs B a n k ..........................
B en to n Harbor S t a te B a n k ............................
L ocation .
Capital.
C om m enced
business.
A th e n s ..................
O nton agon ...........
F enn ville
Brow n C ity .........
Q uiney....................
C harlotte .........
B en ton H arbor..
$15,000
15.000
15.000
20.000
20,000
25 000
50, 000
A pril 15.
May 1.
Jun e 1.
June 9.
A ugust 1.
A ugust 14.
D ecem b er 20.
00
00
00
00
00
00
00
An increase of banking capital of $160,000.00.
I am pleased to state that during the year none of the banks under the
supervision of this department have become insolvent.
VOLUNTARY
LIQU ID A TIO N .
s
On February 8, 1890, the Charlevoix Savings Bank, of Charlevoix,
went into voluntary liquidation by vote of its stockholders, as did also,,
on March 7, 1899, the American Commercial and Savings Bank, of Sagi
naw, which is being liquidated through the Bank of Saginaw, Saginaw.
i
IN C R E A S E
AND
D E C R E A SE
OF C A P IT A L
STOCK.
During the year, for good and sufficient reasons, I have allowed the
following banks'to reduce their capital stock:
Paw Paw Savings Bank................................ From $50,000 00 to $40,000
Adrian State Savings Bank........................ From 100,000 00 to 60,000
Lansing State Savings Bank........................ From 200,000 00 to 150,000
Davison State Bank ...................................From 25,000 00 to 20,000
00
00
00
00
Making a decrease of $105,000.00. To this add the retirement of Ameri
can Commercial and Savings Bank, of Saginaw, $100,000.00, and Charle-*
voix Savings Bank, Charlevoix, $33,000.00, showing a total reduction of
$238,000.00.
In the way of increase, the State Savings Bank, of Detroit, increased
its capital stock $300,000.00 (its capital now being $500,000.00), to which,
adding the increase in capital of the seven new banks, $160,000.00, and
subtracting $238,000.00 of total reduction, leaves a net increase in capital
stock of $222,000.00.
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Federal Reserve Bank of St. Louis
REPORT OF THE COMMISSIONER.
GROWTH
OF
ST A T E
iii
B A N K S.
Since the organization of this department, 1880, the increase and
growth of business lias been very great. Deposits show an increase of
$71,845,147.78, and loans $03,212,560.56, as per the following statement:
182 banks and 3
trust com
panies.
D ec. 1, 1898.
80 banks.
Jan. 7, 1889.
R esources.
187 banks and 3
trust com
panies.
D ec. 2, 1899.
L o a n s..........................................................................................
R ea l e sta te , furniture and fix tu r es..............................
Cash...........................................................................................
$30, 815, 697 13
534,411 76
7,550,661 99
$79,136,528 24
3,960,988 02
22, 924, 209 47
$94,028,266 69
4,101, 791 70
22, 440,808 74
T o ta ls ..................................................................................
$38,900, 770 88
$106,021,725 73
$120,576, 867 13
L iabilities.
C apital s to c k paid i n .........................................................
Surplus fund and undivided profits..............................
D ep o sits.....................................................................................
N o te s and bills red isco u n ted ..........................................
T o ta ls ..................................................................................
$5,519,425
1, 818,835
31,284,124
278,385
00
53
39
96
$38,900, 770 88
$12,003,600
4, 892,580
89,048, 790
76,754
00
92
00
81
$106,021,725 73
$12, 262,100
5,090,321
103,129,272
95,173
00
66
17
30
$120, 576,867 13
It will also be observed that according to the above statement, deposits
and loans in the 187 State banks and three trust companies, during the
year 1800, have increased over previous year, as follows: (For reference
I include National banks.)
N um ber o f banks.
D eposits.
Loans.
187 S t a te banks and 3 trust co m p a n ies............................................................... $14,080,482 17
80 N a tio n a l banks............................................................................................................
6,433,566 15
$14,891,738 45
4, 661,189 73
T o ta l in c r e a s e .......................................................................................................... $20,514, 018 32
$19,552,928 18
On December 2, 1800, the amount of cash in the 187 State banks and
three trust companies was $22,440,808.74, and in the 80 National banks,
$16,060,624.53, making a total amount of $30,410,433.27.
E A R N IN G S
OF ONE
H U N D R ED
A N D E IG H T Y -S E V E N
T R U S T C O M PANIES.
STA TE
BANK S
AND
THREE
Dividends paid for 1800 amounted to $845,065.00. Increase of surplus
fund was $221,303.00.
Average dividend rate on capital and surplus for 1800 was 5^ per cent.
Average dividend rate on capital for 1800 was 6 2-3 per cent.
N U M BER OF DEPOSITORS.
The total number of depositors in the 187 State banks and 80 National
banks on December 31, 1800, was 381,768, as follows:
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Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT,
IV
State banks, individual deposits subject to check.......................... 48,000
State banks, commercial certificates of deposit.............................. 29,857
State banks, savings depositors.......................................................... 193,751
State banks, savings certificates of deposit...................................... 22,737
National banks, individual deposits subject to check...................... 44,005
National banks, certificates of deposit.............................................. 43,418
The following table will show number of commercial depositors and
savings depositors in the 187 State banks and 80 National banks, together
with amount of deposits and average amount to each depositor :
Class o f
deposit.
Banks.
N um ber
o f d e
positors.
j C om m ercial...
187 ft tat,ft b an k s............................................................. { S a v in g s............
C om m ercial...
80 N ation al banks.........................................................
T otal
.................................................................
A m oun t o f
deposits.
A v e ra g e
to e a c h d e
positor.
♦77,857
*216,488
*87, 423
$36,772,566 64
62,660,212 66
49, 920,532 07
$472
290
571
381,768
$149,353,311 37
$391
♦ This in clu d es c e r tific a te s o f d ep o sit; s ev e r a l c e r tific a te s issu ed to on e person c o u n ted as one.
R E C E IPT S
AND
EX PEN SES
OF T H E
DEPA R TM EN T.
The fees collected by this department for the examination of banks
according to the provisions of section 40 of the General Banking Law,
amounted to $11,768.38.
The expenses of the department for the year were as follows:
Salary of George L. Maltz, commissioner. ................................ $2,500 00
Salary of E. A. Sunderlin, deputy commissioner. (Resigned
July 1, 1891).).................................................................................
1,000 00
Salary of W. T. Bradford, deputy commissioner. (Appointed
August 1, 1899.) ..........................................................................
833 36
Salary of W. T. Bradford, examiner. (Appointed February
13, 1899.) ........................................................................................
784 59
Salary of T. M. Joslin, examiner..................................................
1,700 00
Salary of L. M. Sherwood, examiner............................................
1,700 00
Salary of B. C. Jolly, examiner. (Appointed August 1, 1899.).
708 34
Salary of A. E. Manning, examiner. (Appointed June 24,
1899.)...............................................................................................
616 05
Salary of extra clerks....................................................................
550 62
Expenses incurred in the examination of banks....................
3,635 06
Miscellaneous expenses, viz.: printing, stationery, postage,
etc...................................................................................................
1,070 80
$15,098 82
REPORTS
OF R ECEIVERS.
Contrary to expectations, but one receivership has been closed up,
that of Edward J. Bissell, receiver of the Milford State Bank, Milford.
The following reports from the several receivers were called for under
date of December 1, 1899:
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Federal Reserve Bank of St. Louis
REPORT OF THE COMMISSIONER.Central Michigan Savings Bank, Lansing.
Charles H. Crane, receiver, reports as follows:
Liability to depositors at date of suspension, April 18, 1893
Other lia b ilities...........................................................................
Total ..................................................................................
Total assets at date of, and received since suspension.. . .
Amount: collected by receiver to date......................................
Disposition of collections:
Loans paid .............................................
$178,108 69
Dividends p a id .............................................. 350,879 54
Legal exp en ses.............................................
13,411 36
Receiver’s salary paid to date..................
16,994 83
All other expenses ......................................
13,392 34
Balance in hands of State Treasurer........
15,000 00
Balance in hands of receiver......................
2,909 77
$592,923 53
212,384 68
$805,308 21
1,316,405 65
590,696 53
590,696 53
State Bank, Crystal Falls.
H. M. Pelham, receiver, makes the following report:
Liability to depositors at date of suspension, June 10, 1893 $29,390 42
Other lia b ilitie s..............................................................................
1,294 10
T o ta l.............................................................................................
Total assets at date of, and received since suspension..........
Amount collected by receiver to date..........................................
. Disposition of collections:
Loans p a id ........................................................ $22,788 56
Receiver’s salary to date................................
1,780 00
4,765 27
All other exp en ses..........................................
Balance in hands of receiver..........................
602 37
$30,684 52
61,524 03
29,936 20
29,936 20
People's Savings Bank, Lansing.
Seymour Poster, receiver, reports as follows:
Liability to depositors at date of suspension, July 15, 1896.
Other lia b ilitie s............................................................................
$138,540 20
111,603 63
T o ta l...........................................................................................
Total assets at date of, and received since suspension........
Amount collected by receiver to date......................................
$250,143 83
409,509 19
136,650 66
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Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
VI
Disposition of collections:
Loans p a id ..................................
Dividends p a id ...........................
Legal expenses p a id ..................
Receiver’s salary to date..........
All other expenses ..................
Deposited with State Treasurer
Balance in hands of receiver. .
$67,784 09
4.3,843 38
7,134 99
5,629 36
7,930 35
2,687 12
1,640 77
---------------$136,650 66
Ingham County Savings Bank, Lansing.
John A. May, receiver, made the following report:
Liability to depositors at date of suspension, August 6, 1896
Other liabilities ..........................................................................
$141,004 92
12,761 34
Tottil
• • • • • • • • • • • • .............. . • »• • • • • • • • • • • • • • $153,766 26
286,965 91
Total assets at date of, and received since suspension---102,693 16
Amount collected by receiver to date. ..
Disposition of collections:
$66,071 95
Loans paid ..........................................
21,602 30
Dividends p a id ..................................
4,527 33
Legal expenses ..................................
5,962 58
Receiver’s salary to date..................
3,653 21
All other e x p en ses............................
16 57
Balance in hands of State Treasurer
859
22
Balance in hands of receiver. . . . . . .
102,693 16
Mecosta County Savings Bank, Big liapids.
The Michigan Trust Company, Grand Rapids, receiver, reports as follows:
Liabilitv to depositors at date of suspension, October 26,
...................... $204,681 38
1896 ‘ ...............................................
■
;
....................................
10,639 18
Other lia
b ilitie s................................
• i n
T o ta l...................................................._....................
Total assets at date of, and received since suspension
Amount collected by receiver to date
Disposition of collections:
$1,500
Loans p a id ......................................
95,961
Dividends p a i d ..............................
4,112
Legal expenses paid ....................
2,000
Receiver’s salary to date............
9,437
All other exp en ses.............. . .. .
10,920
Balance in hands of receiver. . .
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Federal Reserve Bank of St. Louis
$215,320 56
294,728 80
123,932 90
00
64
38
00
89
99
123,932 90
REPORT OF THE COMMISSIONER.
VÜ
Whitehall State Savings Bank, Whitehall.
The Michigan Trust Company, Grand Rapids, receiver, reports as fol
lows :
Liability to depositors at date of suspension, December 31,
1896..............................................................................................
$82,576 33
Other lia b ilitie s...........................................................................
1,660 68
T o t a l...............................................................................
Total assets at date of, and received since suspension
Amount collected by receiver to date..........................
Disposition of collections:
Loans paid ....................................................
$3,757
Dividends p a id ..............................................
14,633
Legal expenses............, ...............................
922
1,150
Receiver’s s a la r y ...........................................
All other ex p en ses........................................
422
Balance in hands of receiver......................
159
$84,237 01
110,053 66
21,044 96
15
38
53
00
77
13
21,044 96
State Bank of Fenton, Fenton.
Clarence Tinker, receiver, reports as follows:
Liability to depositors at date of suspension, June 14, 1897. . $88,703 19
Other lia b ilitie s...........................................................................
14,141 30
Total ............................................................................................ $102,844 49
Total assets at date of, and received since suspension..........
133,199 11
Amount collected by receiver to date......................................
64,040 47
Disposition of collections:
Loans p a id ..................................................... $13,146 42
Dividends p a id ..............................................
40,033 72
Legal expenses p a id ......................................
671 99
655 00
Receiver’s salary to date..............................
All other exp en ses........................................
4,974 19
Balance in hands of receiver......................
4,559 15
--------------64,040 47
The Tawas State Savings Bank, Fast Tawas.
Benjamin Richards, receiver, reports as follows:
Liability to depositors at date of suspension, July 22, 1898.
Other lia b ilitie s...........................................................................
$11,040 63
28,039 42
T o ta l...........................................................................................
Total assets at date of, and received since suspension..........
Amount collected by receiver to date......................................
$39,080 05
63,935 60
3,554 54
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Federal Reserve Bank of St. Louis
viii
STATE BANKING DEPARTMENT.
Disposition of collections:
Loans p a id ......................................................
Dividends paid ............................................\
E xp en ses.......... ..............................................
Balance in hands of receiver......................
$2 15
2,261 48
165 08
1,125 83
---------------
'
S3,554 54
People's Savings Bank, 3ft. Pleasant.
Charles T. Bussell, receiver, reports as follows:
Liability to depositors at date of suspension, August 20,
1897..................................... ................................................. . . . .
Other lia b ilitie s............................................................................
|65,491 80
15,810 14
T o ta l.................................... ....................................................... $81,301
Total assets at date of, and received since suspension..........
230,535
Amount collected by receiver to date............................ ..........
93,814
Disposition of collections:
Loans p a id ....................................................
$71,34107
Dividends paid ..................................................
9,63851
Legal e x p e n se s...............................................
1,07986
1,33221
Deceiver’s salary to date..................................
1,638 42
All other expenses . : .......................... ..........
Balance in hands of State Treasurer..........
3,300 00
Balance in hands of receiver......................
5,484 75
--------------93,814
O P IN IO N S
OF
A T TO R N EY
94
07
82
82
G ENERAL.
This department, during the year 1899, has received queries relative
to the application of section 8553 of the Compiled Laws, as to banks
under supervision of this department, which provides for minority repre
sentation on boards of directors. The following is the opinion of the
Attorney General:
Hon. Geo. L. Maltz,
Commissioner of the Banking Department:
My D ear S ir— Your letter of November 16, received and considered
whereby you call my attention to section 8553 of the Compiled Laws
providing for minority representation on the Board of Directors, and ask
if this provision is applicable to the election of bank directors.
In view of the holding in the case of Attorney General vs. Looker, 111
Mich. 498, the question you submit is one upon which there is liable to
be a difference of opinion. It seems to me, however that banks organ
ized and subject to the General Banking Laws of the State stand upon
an entirely different footing from that of corporations generally. In the
first place section 2, article 15, of the State Constitution provides: “No
general banking law shall have effect until the same shall after its
passage, be submitted to a vote of the electors of the State at a general
election, and be approved by a majority of the votes cast thereon at such
election.”
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Federal Reserve Bank of St. Louis
REPORT OF THE COMMISSIONER.
IX
Section 12 of tlie General Banking Law expressly provides for the
election of the members of the board of directors. This section, as well
as the General Banking Law itself, is a subsequent enactment of the
Legislature to that of section 8553 of the Compiled Laws. The General
Banking Law was submitted to the voters of the State and ratified by
them in accordance with the provisions of the Constitution relating
thereto. Section 8553 of the Compiled Laws was not.
Section 63 of the General Banking Law provides the manner in which
it may be altered and amended by the Legislature and the Legislature
has not seen fit to incorporate the provisions of section 8553 of the Com
piled Laws into the banking laws of this State.
1 am therefore of the opinion that you would be justified in refusing
to recognize said section 8553, as applicable to the election of directors
under the General Banking Law of this State, in the absence of a ruling
by the Supreme Court to the contrary on this particular question.
Respectfully yours,
HORACE M. OREN,
Attorney General.
I also submit the following opinion of the Attorney General relative to
the number of directors required by banks with $15,000.00 capital as
provided by section 12 of the General Banking Law:
Hon. Geo. L. Maltz,
Commissioner of the Banking Department:
M y D ea r S ir —Yours of Nov. 16 received, in which you call my atten
tion to section one of the General Banking Law as amended in 1890. This
section, as amended, provides that banks cannot be organized with less
than $20,000.00 capital. Prior to the amendment of 1899, in certain
cities and villages the law permitted the organization of banks with
$15,000.00 capital. Under section 12 of the General Banking Law, prior
to the amendment thereto of 1899, directors of banks having only
$15,000.00 capital stock -were only required to own five shares of such
stock. Under this section as it now stands, directors must own at least
ten shares of the capital stock, and this provision applies to all directors
elected after this section, as amended, went into operation, and applies
with equal force to directors of banks having a capital stock of $15,000.
Yours respectfully,
HORACE M. OREN,
Attorney General.
L IA B IL IT Y
OF DIRECTORS.
During the past year this department has vigorously and repeatedly
called the attention of directors to section 12 of the General Banking
Law, which provides that the directors of a bank are its managers, and
that they should have regular and frequent meetings. In this connection
I give the following decision of the Supreme Court in the case of James
W. Flinn, complainant and appellee vs". Third National Bank, Detroit,
defendants and appellants:
“Action brought by the complainant against the receiver, who was
a director of the bank, and the other directors, alleging that the loss of
B
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Federal Reserve Bank of St. Louis
X
STATE BANKING DEPARTMENT.
the assets of the bank and its insolvency was due to their neglect and
maladministration of its affairs.
“The bill charges, among other things, that the defendants’ negligence
in the management of the affairs of the bank made its ruin possible, and
that it would have been prevented had they been diligent; that they
wilfully and negligently permitted the money of the bank to be fraudu
lently converted, wasted and squandered, and permitted irresponsible
and insolvent persons to overdraw their accounts and to borrow money
without adequate security whereby large sums were lost; and knowingly
and intelligently permitted the withdrawal of a portion of the capital
stock by paying dividends in excess of the earnings; that through their
negligence the cashier was able to abstract and misapply the funds of
the bank.
“ We find it unnecessary to discuss the degree of negligence which will justify a
court holding the directors of a hank liablefor losses. It is enough to say that the
bill charges negligence in various things and that losses resulted therefrom. That
an action for such negligence may be ^brought on behalf of the bank, we have no
doubt and that ordinarily it should be brought by the receiver, is admitted.
“The decree of the Circuit Court is affirmed with costs, defendant to
have usual opportunity to answer.”
AM EN D M EN TS
TO T H E
G E N ER A L
B A N K IN G
LAW .
The General Banking Law was amended by the Legislature of 1899 as
follows:
Section 1. That the capital stock of banks in cities over 110,000 inhabit
ants shall be $250,000 instead of $100,000. That no bank under the super
vision of the State Banking Department be organized with less than
$20,000 capital. That banks having deposits exceeding $5,000,000 shall
increase their capital to a sum not less than $400,000.00.
Sec. 12. This section is amended so that the annual meeting of stock
holders is held on the second Tuesday in January, instead of December.
Sec. 14. Is amended by changing the penalty where directors or officers
of a bank shall fraudulently and intentionally cheat and defraud any
person, from one to four years.
Sec. 18. Amendment provides that any violation of the provisions of the
General Banking Law shall be deemed a felony, instead of a misdemeanor.
Sec. 52. Amended by inserting following proviso: “Provided further,
th at before any bank under the supervision of the laws of this State,
shall loan any of its funds to its officers or its employes, any loans shall
be first submitted to the directors of such bank for their approval.”
This section was amended further in regard to investment by banks in
legally authorized bonds of certain specified railroad companies, and giv
ing qualifications necessary to constitute bonds of other railroad com
panies legal and authorized investments. II specifically provides that
street and electric railway corporations are not railroad corporations,
within the meaning of this section, as amended.
An act (Public Act No. 143, 1899) was passed providing for the exten
sion of the corporate existence of banks, whose charters are about to
expire by limitation, for the period of not more than thirty years from
the time named in such expiring charters.
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Federal Reserve Bank of St. Louis
EErORT OF THE COMMISSIONER.
XI
An act (Public Act No. 287, 1899) was also passed changing the legal
rate of interest from six to five per cent, and making the maximum stipu
lated rate seven per cent, instead of eight per cent.
ACKNOW LEDGM ENT.
I desire to acknowledge the valuable services rendered this depart
ment by Deputy Commissioner W. T. Bradford, and Examiners T. M.
Joslin, B. C. Jolly, L. M. Sherwood and A. E. Manning.
Very respectfully,
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Federal Reserve Bank of St. Louis
Commissioner of the Banking Department.
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Federal Reserve Bank of St. Louis
ABSTRACT OF REPORTS.
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Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
X IV
Comparative abstract, giving the volume of business as shown by the December reports of
and 1899, as made to the Commissioner
R esou rces.
D e cem b er 11, D ecem b er 19, D ecem b er 2, D ecem b er 9,
1889, 90 banks, 1890, 106 banks, 1891, 121 banks, 1892, 138 banks,
2 trust
2 trust
3 trust
3 trust
com panies.
com panies.
com panies.
com panies.
L oans and d isc o u n ts.......................................
$22, 624,667 12
$27,628,145 16
$30,543,959 76
$38,883,892 66
S to ck s, bonds and m o r tg a g e s ....................
15,645,031 54
18, 846,687 08
21,308,913 14
26,843,183 47
O v e r d r a fts...........................................................
165,315 19
183,645 30
195,618 49
222,549 92
Banking hou se, furniture and fix tu r e s ...
523, 466 20
714,313 50
941,191 77
1,274,415 65
692,412 41
O ther rea l e s t a t e ..............................................
253,782 59
311,476 52
350,381 69
E x p e n ses and ta x e s p a id ..............................
276,624 57
266, 114 72
307, 386 48
364,088 85
I n te r e s t p a id ........................................................
210,872 79
217, 130 03
145,482 78
271,426 84
Prem ium s paid....................................................
Due from banks in r ese rv e c it ie s .............
5,182,241 12
5, 712,028 27
7,481, 885 31
9,435,452 69
D ue from o th er banks and b a n k ers.........
298, 942 90
371,808 62
468,162 59
526,816 22
E x ch a n g e s for clearin g h o u se ....................
200,024 37
152,723 76
319,354 22
306,521 91
C hecks and c a sh ite m s .................................
150,252 88
308,018 92
242,213 13
209,662 16-
N ic k e ls and c e n t s ............................................
11,720 48
11, 047 14
15,630 82
18,382 56
Gold coin...............................................................
396,827 00
483,564 49
849,656 57
1,039,932 42
S ilv er c o in ............................................................
171,666 15
167, 925 17
215,054 78
293,818 72
U n ited S t a te s and natio n a l bank n o te s.
1,242,843 00
1,575,817 00
1,807,081 00
2,266,977 00
T o t a ls .................................................. ...........
$47,354,277 90
$56,950,395 68
$65,191,972 53
$82,649,533 48
C apital s to c k paid in.......................................
$7,254, 559 10
$8, 460,835 00
$9,522,420 00
$11,109,827 59
Surplus fu n d ........................................................
1,132,329 90
1,502,849 44
1,704,248 31
2,124,487 81
Gross undivided ea rn in g s..............................
1,679, 925 61
1, 912,300 21 .
2,169,532 72
2,534,015 14
L iabilities.
D ividends u n p a id ..............................................
2, 571 63
6,234 60
2,158 87
5,739 37
Individual d e p o s its ...........................................
7,879,586 71
9, 300,393 00
11,750,841 68
16,948, 803 62
C e rtific a te s o f d e p o s it...................................
4,452,081 74
6,054, 724 25
6,746,187 18
9,632,918 47
S a v in g s d ep o sit..................................................
23,669,030 20
27,779,136 09
31,186,303 14
37,909,010 12
C ertified c h e c k s ................................................
29, 987 61
40, 450 93
37,541 35
67,981 89
C ashiers’ c h e ck s o u tsta n d in g ....................
21,097 57
5,802 67
30,594 71
36,445 82
D ue to banks and ban kers............................
809,678 07
1, 325,103 37
1,599,224 96
1,869,563 31
N o te s and bills r ed isc o u n te d ......................
386,429 76
517,866 12
391,719 61
279,390 41
B ills p a y a b le ........................................................
37,000 00
44, 700 00
51,200 00
131,349 93
$47, 354,277 90
$56, 950, 395 68
$65,191,972 53
$82,649,533 48
L ia b ilities o th er than a b o v e s ta te d .........
T o t a ls .......... .................................................
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Federal Reserve Bank of St. Louis
REPORT OF THE COMMISSIONER.
XV
Michigan State h inks for the years 1889, 1890, 1891, 1892,1898, 189^, 1895,1896,1897, 1898
of the Banking Department.
D ecem b er
D ecem b er D ecem b er 13, D ecem b er 17, D ecem b er 15, D ecem b er 1, D ecem b er 2,
19, 1893, 159 19, 1894, 164 1895, 169 banks, 1896, 173 banks. 1897, 177 hanks, 1898. 182 banks, 1899, 187 banks,.
banks, 3 trust banks, 4 trust
4 trust
4 trust
3 trust
3 trust
3 trust
com panies. com panies.
com panies.
com panies.
com panies.
com panies.
com panies.
$32,402,874 53 $34, 320,138 74
$40, 179,933 36
$36,982, 440 70
$38, 601, 949 09
$41, 384, 075 83
$50, 272, 936 26.
24,804,367 45 26, 516,601' 07
27,852, 301 82
28,451, 447 71
31,926,938 07
37,453, 689 93
43, 420, 804 26
206,537 17
192,415 39
224, 066 95
199,468 95
227,624 36
298, 762 48
334,526 17
1,517,146 91
1, 694,992 89
1,758,139 62
1,814, 724 74
1,8:0, 639 66
1, 906, 096 96
2, 075, 425 01
882,473 08
1,237,183 41
1,593,803 10
2,054,891 06
2, 032. 366 69
647,824 26
719,150 15
395,207 14
403,575 78
352, 701 34
312. 758 62
23,493 99
26,213 98
41, 708 51
47,333 15
213,747 47
7,536,024 09
9,653, 012 05
9,527,910 70
10, 689,631 08
14,460,853 39
15, 656,008 52
14,395,138 44
450,100 31
361,668 44
392, 582 07
481,787 89
837, 584 03
893,192 24
999, 267 91
246,416 43
352,725 79
360, 473 16
429,334 91
396, 454 61
418, 372 26
451,809 4»
302,096 21
213,076 23
377,047 46
285,151 36
295, 907 52
341,835 45
385, 617 28
24,102 73
26,840 53
20,384 28
22, 407 73
22,543 68
24, 283 58
26, 844 79
1,698,747 47
1, 683,739 65
2,028,483 58
2,286,076 60
2,273,685 90
2,448,122 25
2, 782,654 49
259,119 76
269, 032 24
277,618 80
289,380 11
307,663 09
387,684 17
383,374 38
2,312,851 00
2,152,421 00
2,065, 781 00
2,530,816 00
2,590,180 00
2,754,711 00
3, 016, 402 00
$73,156,116 80 $78,872, 148 57
$85, 970,689 87
$85, 686, 065 17
$95,397,535 01 $106, 069,058 88 $120,790,914 60
$12,311,041 98 $12,600,820 00
$12,518,117 21
$12, 458,275 00
$12,010,200 00
$12, 003, 600 00
2,443,906 07
2,589,052 49
2, 735,755 49
2,876,322 12
2, 986,650 27
2,981,382 73
2,987,971 24
2,639, 574 57
2, 698,387 31
*2,112,933 75
*2,042,341 06
*1,927, 498 49
*1,958,531 34
*2,102, 350 42
18,081 02
17,696 03
23,539 94
14,629 00
16,430 88
8,204 48
11,914 42
14,529,942 64 15, 476,103 85
16,562,755 06
15,274,265 98
18,025,578 88
20, 599,904 56
24,522, 326 97
6,686,895 92
$12,262,100 00.
7,024,676 13
8, 364,560 85
7,530,592 54
8, 576,587 67
9, 782,646 49
12,250, 239 67
32,216, 067 08 35,939,957 25
41,192,483 54
42, 055,852 60
48,076,282 71
54,105, 981 76
62, 660,212 66
66,649 37
42,076 74
65,583 23
85, 970 78
140,220 18
67,246 32
111,903 86
29,031 78
24,974 06
33, 828 85
22,834 67
13,771 80
19,723 43
83, 450 18
1,437,360 49
2, 007, 773 87
1,936, 615 12
2,441,456 29
3,647,253 47
4, 420, 425 42
3,748,526 37
654,100 98
354,059 88
359,129 28
273,075 73
36,886 14
51,754 81
14,'000 00
148,037 53
73,064 47
45, 000 00
32,000 00
13,148 38
25,000 00
81,173 30
524,200 00
$73,156,116 80 $78, 872,148 57
$85, 970, 689 87
$85, 686,065 17
$95, 397, 535 01 $106, 069,058 88 $120,790,914 69
* U ndivided earnings, le ss current ex p en ses, in te r e st and ta x e s paid.
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Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
XVI
Comparative abstract showing the volume of business of the national banks of the State from
and 1S99, as made to and furnished this department by
R esources.
D ecem b er 11, D ecem b er 19,
1889, 113
1890, 109
n ational
n ational
banks.
banks.
D e cem b er 2,
1891, 106
national
banks.
D ecem b er 9,
1892, 104
national
banks.
L oan s and d is c o u n ts ....................................
$45, 8GO, 178 79
$47,527,375 32
$48, 424, 955 39
$52,752,163 51
S to ck s, bonds and m o r tg a g e s .................
4,716, 830 60
4,289,671 45
4,231,798 69
5,623,070 40
O v erd ra fts.........................................................
214,415 50
219,314 54
222,506 90
292,210 95
D ue from rese rv e a g e n ts ........................ .
5,273,805 17
6,000,383 99
6, 942, 032 64
8, 304,177 63
D ue from o th er banks and bankers —
1,417,240 70
1,531,500 83
2,055,712 68
2, 457, 593 23
B anking house, furniture and fixtures.
1,161,347 88
1,175,007 50
1,140,593 47
1,092, 330 52
O ther rea l e s t a t e ...........................................
696, 499 38
807,729 15
654,818 49
597,433 76
Current e x p e n ses and ta x e s p a i d . . . . ..
314, 041 78
316,798 82
308, 899 32
330,626 32
E x ch a n g es for clearin g h o u se .................
351,040 73
291,486 06
531,466 31
420, Oil 79
C hecks and ca sh ite m s ...............................
206,917 13
252, 540 59
222,864 76
269, 288 40
C ash ...................................................................
5,156,435 60
5, 363,033 64
5,337,462 12
5,479,123 70
D ue from U n ited S t a te s trea su rer —
175, 937 44
166,537 96
155,501 41
201,723 10
Prem ium s on U n ited S t a te s bonds —
506,812 27
416, 961 40
326,649 58
415,932 79
$66,051,502 97
$68,358,341 25
$70,555,261 76
$78,235, 686 10
C apital s to c k paid in........................
$15,674, 600 00
$15,539, 600 00
$15, 244,600 00
$15,034,000 00
Surplus fu n d .........................................
3,173, 932 03
3, 332,775 18
3,715, 238 33
3,858,283 29
Gross undivided e a rn in g s...............
2, 589, 639 53
2,715, 207 61
2, 359,221 32
2, 375,539 99
T o ta ls .
L iabilities.
D ividends un p a id ...............................
25,279 32
9, 632 59
36,373 86
18,212 61
Individual d e p o s its ............................
35. 217,989 08
36,792, 399 46
38,500,510 19
42, 409, 084 23
566, 999 05
483,927 31
330,558 68
D ue banks and b a n k ers...................
5, 857, 859 32
6,052,260 90
7,140,938 64
9, 946, 624 23
N a tio n a l bank n o te s outstanding.
2.853, 300 00
2, 660, 200 00
2, 587, 020 00
3,281, 300 00
N o te s and bills r ed isc o u n te d .......
658. 903 69
689,166 46
462,157 73
466,083 07
100 00
23, 000 00
U n ited S t a te s d e p o s its ...................
B ills p a y a b le ..................................... .
T o ta ls .
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Federal Reserve Bank of St. Louis
$66,051,502 97
$68,358,341 25
2, 274 38
516,000 00
$70, 555,261 76
$78, 235, 686 10
REPORT OF THE COMMISSIONER.
X V I1
the December reports of the years 1889,^ 1890, 1891, 1892, 1893, 1894, 1895, 1896, 1897, 1898
the comptroller of the currency at Washington.
D ecem b er
19. 1893, 99
national
banks.
D ecem b er
19, 1894, 96
n ational
banks.
D ecem b er 13, D ecem b er 17, D ecem b er 15,
1897. 82
1896, 89
1895, 94
n ational
n ational
national
banks.
banks.
banks.
D ecem b er 1,
1898, 81
national
banks.
D e cem b er 2,
1899. 80
n ational
banks.
$44, 736, 533 88
$40,304,416 58
$41,143,927 46
$42,919,871 77
$47,581,061 50
6,808,219 06
6, 795. 879 01
6,061,223 33
6, 572, 265 92
9,766,446 01
11,652,043 11
191,899 31
184,138 47
174, 561 83
169,842 80
220, 627 59
194,788 80
6, 191,185 16
7,158,187 74
5,697, 542 13
8, 051, 478 98
11,777,125 43
10, 816,560 04
8,671.815 91
1,508,833 10
2.138, 681 61
1, 754,960 91
2,145, 066 98
3,492,498 90
3,757, 850 18
3,647,971 66
1,058,013 55
1,057,140 95
1,016,259 30
1,029,048 72
943,880 03
1,019,100 09
1,003,999 44
523,837 66
556,397 40
690,205 85
796, 229 53
880,219 77
1,061.231 36
1,060.810 20
$40, 783,209 13 $43.083,288 41
6,945,499 58
187,479 07
414,646 27
300,541 92
243,688 09
333.694 76
358,309 99
392,218 02
597,274 04
208,277 54
226, 913 43
160, 616 79
199,702 79
136. 857 46
179,112 92
240, 308 50
5,352,544 48
5,089, 305 10
5, 039, 661 46
5, 333, 487 61
5, 505.338 94
5, 982,621 40
6,151, 557 96
269,208 62
240,670 62
236, 528 07
231.775 11
209,475 82
234,094 42
242, 948 86
448,743 01
430,463 13
414,815 00
375,089 75
365,223 50
465, 448 84
453, 937 69
$63, 891,477 17 $67,281,708 68
$66,970,828 96
$65,435,775 97
$71.554,966 02
$76,815,182 64
$81, 498,517 67
$14,584, 000 00 $13, 634,000 00
$11.440,000 00
$13,434, 000 00
$12,959, 000 00
$11,945.000 00
$11,770,000 00
3,572,570 99
3,631, 010 78
3,418,221 47
3,242, 018 09
3,188,318 72
3,157, 388 20
*1,879,151 51 *1,803,480 48
»1,789,465 90
*1,687,088 73
*1,394, 998 14
*1,374,061 73
*1,563,841 93
3, 769,273 96
8, 348 50
11,509 58
9,156 46
17,563 29
20,387 30
17, 340 81
31,789,116 14 34,718,215 02
35, 612, 374 38
34, 391,087 75
39,217,006 25
43, 486,965 94
49,920,532 09
17, 180 18
401,760 31
383,962 29
357,750 18
409, 961 73
401, 136 29
1, 255,821 32
1,354, 864 72
6,100,036 83
8, 641, 246 57
7,406,212 51
8.260, 695 23
11,772,976 46
11,760,185 28
9, 738, 696 81
4,557,055 00
4,141, 997 50
4, 202,742 50
4,071,495 00
3, 551,767 50
3, 958. 300 00
4, 250, 300 00
426,228 15
316,887 33
386,898 33
140, 289 20
2,500 00
367, 442 03
61,000 00
137,500 00
88,400 00
10. 000 00
1,364 80
380 40
$66,970.828 96
$65,435,775 97
233 06
$63,891,477 17 $67,281,708 68
* U ndivided earnings le ss e x p e n ses and ta x e s paid.
C
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Federal Reserve Bank of St. Louis
$71,554,966 02
23, 644 61
27,000 00
1,142 35
4.908 50
$76,815,182 64
$81,498.517 67
STATE BANKING DEPARTMENT.
Abstracts of reports made by the State banks to the Commissioner of Banking Depart
ment, the reports being called fo r on p a st days unknown to the bank officers, viz.:
February 4 , June 30, September 7 and December 2, 1899.
R esources.
R eport o f
Feb. 4,
183 banks,
3 trust
com pan ies.
R eport of
Jun e 30,
185 banks,
3 trust
com panies.
R eport o f
S ep t. 7,
187 banks,
3 trust
com panies.
L oans and d isc o u n ts.......................................
$41,810,251 58
$45, 648, 203 39
$47,521,858 82
$50,272,936 26
S to ck s, bonds and m o r tg a g e s ....................
38,439, 960 33
41, 701,222 60
43, 087, 505 77
43,420,804 26
O v e r d r a fts...........................................................
279,807 81
226,081 87
269,541 05
334,526 17
B anking house, furniture and fix tu r es...
1,904, 003 31
1,823,769 02
1,974,855 38
2,075,425 01
O ther rea l e s t a t e ..............................................
2,174,344 65
2,352,121 54
2,144,762 71
2,032,366 69
Prem ium s paid....................................................
86,174 30
118,914 77
135,621 98
213, 747 47
D ue from banks in rese rv e c it ie s .............
18,058, 926 56
14, 785, 307 05
16,245,145 27
14,395,138 44
R eport of
D ec. 2,
187 banks,
3 trust
com panies.
Due from o th er banks and b a n k ers.........
814,191 00
1,106,234 54
1,085,674 59
999.267 91
E x ch a n g e s for clearin g h o u se ....................
592, 073 40
471,928 35
451,220 95
• 451,809 45
C hecks and cash ite m s .................................
320,225 20
304, 235 91
268, 466 22
385, 617 28
N ic k e ls and c e n t s .............................................
28,948 49
25, 962 63
27,493 61
26,844 79
Gold coin...............................................................
2, 535,134 39
2,611,367 35
2. 699,910 65
2, 782,654 49
S ilv er c o in ...........................................................
405,218 51
424,051 10
455, 333 80
383, 374 38
U. S. and N a tio n a l bank n o t e s ...................
3, 318,442 00
3, 343,948 00
2, 982,558 00
3,016, 402 00
T o t a ls ............................................................. $110,767,701 53 $114,943, 348 12 $119,349,948 80
$120,790,914 60
L iabilities.
C apital s to c k paid in ......................................
$12,007,946 21
$12, 215, 040 00
$12, 256,460 00
$12,262, 100 00
Surplus fu n d ........................................................
U ndivided profits, le ss current ex p en se,
in te r e st and ta x e s p a id ..............................
3,015,099 37
2,964,702 49
2, 990,017 00
2,987,971 24
1,590,653 98
1,686,805 35
1,748,586 98
2,102,350 42
D ividends un p aid ..............................................
10,236 98
158,200 31
4,967 60
11,914 42
C om m ercial d ep o sits s u b je c t to c h e ck ..
22,731,728 18
22,360, 805 56
24,702,006 22
24,522, 326 97
C ertifica tes o f d e p o s it...................................
9,723,061 91
11,047,233 46
11,269,125 99
12,250, 239 67
S avin gs d ep o sits................................................
56,454, 999 65
60,193, 491 22
61, 945,677 94
62, 660, 212 66
C ertified c h e c k s ................................................
122.807 41
163,010 35
183,587 98
66, 649 37
C ashier’s c h e ck s o u tsta n d in g ....................
17,838 08
r 60,629 56
53,554 80
83,450 18
Due to banks and bankers............................
5,084,302 34
4,051,416 06
4,131,654 66
3,748, 526 37
N o te s and bills red isco u n ted ......................
5, 000 00
38,581 91
26,686 69
14,000 00
Bills p a y a b le ........................................................
4,027 42
3,431 85
37, 622 94
81,173 30
T o t a ls ............................................................. $110, 767, 701 53 $114,943,348 12 $119,349,948 80
$120,790,914 60
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
REPORT OF THE COMMISSIONER.
Abstracts of reports made by the national banks o f Michigan to the Commissioner of
the Banking Department February 4, June 80, September 7 and December 2, 1899.
For reports of individual national banks see succeeding pages.
R eport o f
Feb. 4.
R eport o f
June 30.
R eport of
S ep t. 7.
L oans and d isc o u n ts.....................................
$43, 107,250 24
$45, 794, 366 82
$46, 504, 303 62
O verdrafts, sec u r e d and u n se c u r ed __
238, 977 53
205, 389 25
248,791 72
194,788 80
U . S. Donds to s ec u r e c ir c u la tio n ...........
4,695,560 00
4,840,560 00
4, 870,560 00
4, 847,560 00
1, 410, 000 00
R eso u rces.
R eport o f
D ec. 2.
$47,581,061 50
U. S. bonds to s ec u r e U. S. d e p o s its ..
1,360,000 00
1,410, 000 00
1,410,000 00
U. S. bonds on h a n d .......................................
776, 630 00
267,110 00
229, 680 00
276,530 00
Prem ium s on U . S. b o n d s............................
503, 253 69
454,682 19
457,089 94
453, 937 69
5,117,953 11
S to ck s, secu rities, e t c ...................................
3,672,136 99
4, 268, 753 65
5,190,893 94
B anking house, furniture and fix tu r e s...
1,021,410 12
1,012,961 42
999, 549 51
1, 003,999 44
O ther r ea l e s t a te and m o rtg a g es ow ned
D ue from N a tio n a l banks (not reserv e
a g e n ts )...............................................................
1,093, 555 26
1,083,620 60
1,046,335 11
1,060,810 20
2, 401,858 59
2,163, 983 59
2, 673, 745 06
2,564,271 40
Due from S t a te banks and b a n k ers.......
1,855,882 40
1,157,745 18
1, 402,654 55
1,083,700 26
D ue from approved rese rv e a g e n ts.........
12,224,589 99
9, 525, 338 87
11,194,474 35
8,671,815 9J
C h eck s and o th er c a sh ite m s ....................
242, 464 27
264, 538 81
179, 570 29
240, 308 50
E x ch a n g e s for clea rin g h ou se....................
421,275 48
406,122 89
492,979 80
597,274 04
N o te s o f o th e r na tio n a l banks..................
F ra ctio n a l paper cu rrency, n ick els and
c e n t s ....................................................................
643, 738 00
524, 767 00
652,225 00
551,461 00
26, 920 18
21. 823 91
20,689 00
24,554 86
S p e c ie .....................................................................
3,662,207 59
3, 767,086 65
4,007, 894 72
4,073,821 10
L eg a l ten d er n o te s ...........................................
R edem ption fund w ith U . S. treasurer
(5 % o f c ir c u la tio n ).......................................
D ue from U. S. treasurer, o th er than
5 % red em ption fund...................................
1,700,847 00
1.552,311 00
1. 647, 506 00
1,501,721 00
210,917 00
212,839 09
219.075 00
216.173 00
27,960 51
31, 554 82
19,671 51
26, 775 86
T o ta ls ..............................................................
$79, 887, 434 84
$78, 965,555 74
$83,467,689 12
$81, 498,517 67
C apital sto c k paid in .......................................
$11,770, 000 00
$11,645,000 00
$11,530,000 00
$11,440,000 00
Surplus fu n d ........................................................
U ndivided profits le ss e x p e n ses and
ta x e s paid.........................................................
3, 200,599 69
3.159.188 20
3,153, 388 20
3,157, 388 20
1, 083, 402 88
1, 226, 784 16
1,303,213 53
1,563,841 93
N a tio n a l bank n o te s o u tsta n d in g .............
4, 010,235 00
4,158,570 00
4,142, 400 00
4,250, 300 00
D ue to o th er N a tio n a l b a n k s..... ..............
3,873, 860 05
3, 382,709 97
3, 438,074 86
2,858, 629 59
Due to S t a te banks and b a n k e rs.............
8,474, 091 72
7, 050,324 49
7,722, 637 08
6, 880,067 22
D ividends un paid..............................................
16,380 62
207, 661 47
25, 713 06
17,340 81
Individual d ep o sits s u b je c t to c h e c k __
46,151, 861 65
46, 710, 039 05
50,765, 343 74
49,920,532 09
Liabilities.
D em and c e r tific a te s o f d e p o s it................
T im e c e r tific a te s o f d ep o sit........................
C ertified c h e c k s ................................................
*
C ashiers’ c h e ck s outstan ding......................
U n ited S ta te s d e p o s its .................................
1,236,056 14
1,186,937 59
1,193,471 64
1, 239,170 55
D ep o sits o f U . S. disbursing officers.......
70,097 28
168,641 54
168, 799 25
115,694 17
N o te s and bills r ed isc o u n te d ......................
58 672 33
24,339 26
Bills p a y a b le ........................................................
11.000 00
9.2 044 fit
27 000 00
L iab ilities o th er than th o se ab ove s ta te d
849 81
26 94
308 50
4,908 50
T o t a ls .............................................................
$79,887, 434 84
$78, 965,555 74
$83,467,689 12
$81,498,517 67
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKING DEPARTMENT.
XX
Abstract showing the total volume of business transacted by the State and National
banks of Michigan, as shown by reports made December 2, 1899, to the Commissioner
of the Banking Department.
R esources.
R eports of
187 S t a te
banks, 3 trust
com panies.
R eport of
80 N a tion al
banks.
L oans and d isco u n ts.......................................................................
$50,272,936 26
$47,581,061 50
$97,853,997 76
S to ck s, bonds and m o r tg a g e s ..................................................
43,420,804 26
5,394,483 11
48, 815,287 37
O v erd ra fts...........................................................................................
334,526 17
194,788 80
529, 314 97
U . S. bonds to sec u r e circu la tio n ...........................................
T otal.
4,847 560 00
B anking bouse, furniture and fixtures...................................
2,075,425 01
1, 003,999 44
3,079,424 45
O ther rea l e s t a t e ............................................................................
2, 032, 366 69
1,060,810 20
3,093,176 89
1,410, 000 00
1 410 000 00
U . S. bonds to s ec u r e U. S. d e p o s it s ...................................
Prem ium s p a id ..................................................................................
213,747 47
453,937 69
667,685 16
Due from banks in r ese rv e c i t i e s ...........................................
14,395,138 44
8,671,815 91
23, 066, 954 35
D ue from o th er banks and b a n k e rs.......................................
999,267 91
3,647,971 66
4, 647,239 57
E x ch a n g e s for clearin g h o u s e ..................................................
451,809 45
597, 274 04
1,049, 083 49
C hecks and cash ite m s .................................................................
385, 617 28
240, 308 50
625, 925 78
N ic k e ls and c e n ts ................................................ ........................
26, 844 79
24, 554 86
51,399 65
S p e c ie ...................................................................................................
3,166,028 87
4,073,821 10
7,239, 849 97
U . S. and N a tio n a l bank n o te s ..................................................
3, 016,402 00
2.053, 182 00
5,069,584 00
5
red em ption fu n d .......................................................................
216,173 00
Due' from U . S. treasu rer...........................................................
26, 775 86
26, 775 86
$81, 498, 517 67
$202,289.432 27
$23, 702, 100 00
%
T o ta ls ............................................................................................. $120,790,914 60
L iabilities.
C apital sto c k paid in .....................................................................
$12,262,100 00
$11,440,000 00
Surplus fund.......................................................................................
U n d ivid ed profits, le ss current ex p en ses, in te r e st and
ta x e s p a id .......................................................................................
2,987,971 24
3, 157,388 20
6,145,359 44
2,102,350 42
1,563,841 93
3, 666,192 35
N a tio n a l bank n o tes o u tsta n d in g .............................................
D ividends un paid..............................................................................
C om m ercial d e p o s its ...............
.................... $36,839.216.01
4,250 300 00
4 250 300 00
11,914 42
17, 340 81
29,255 23
99, 499, 428 67
49, 920,532 09
149. 419, 960 76
1
S a v in g s d e p o s its ....................................................62.660,212.66 )r
U . S. d e p o s its ...............................................................
1, 354, 864 72
C ash iers’ c h e ck s o u tsta n d in g ....................................................
83, 450 18
D ue to banks and b a n k ers.........................................................
3, 748, 526 37
9,738,696 81
N o te s and bills r e d isc o u n te d ....................................................
14, 000 00
23, 644 61
37,644 61
B ills p a y a b le .......................................................................................
81,173 30
27,000 00
108,173 30
4, 908 50
4, 908 50
$81.498,517 67
$202, 289, 432 27
L ia b ilities o th er than th o se ab o v e s t a t e d ..........................
T o ta ls .........................................................................•.................. $120,790, 914 60
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
13,487,223 18
REPORT OF THE COMMISSIONER
XXI
DETROIT.
Abstract of the published reports of the fifteen State and six national banks and one
trust company in the city of Detroit, as made to the Commissioner of the Banking
Department, December 2, 1899.
R esources.
R ep ort of
15 S t a te
banks, 1 trust
com pany
R eport of
6 N ation al
banks.
T otal.
L oans and d isc o u n ts....................................
$20,198, 874 40
$14,676,618 39
$34,875, 492 79
S to ck s, bonds and m o r tg a g e s ...............
23,656, 374 67
1,899,529 92
25,555, 904 59
O v erd ra fts.........................................................
19,610 74
7,045 61
26, 656 35
1,550,000 00
1, 550, 000 00
U. S. bonds to se c u r e circu la tio n .......
Banking house, furniture and fixtures
719.909 86
28,038 50
^47, 948 36
O ther r ea l e s t a t e ....................................... A
1,228,846 09
384,791 56
1,613, 637 65
700,000 00
700, 000 00
Prem ium s p a id ........... .....................................
54,255 00
221,188 19
275, 443 19
D ue from banks in reserv e c it ie s .........
5, 639, 801 63
2,448, 925 66
8,088, 727 29
Due from o th er banks and b a n k ers__
452, 605 24
2, 239, 679 43
2, 692, 284 67
E x ch a n g e s for clearin g h o u se .................
332, 800 45
413,269 26
746, 069 71
C hecks and ca sh ite m s ...............................
116.376 14
21,907 41
138, 283 55
N ic k e ls and c e n t s .........................................
3,140 66
7.354 27
10, 494 93
S p e c ie .................................................................
1,545, 548 03
1,673,851 25
3,219, 399 28
U . S. and na tio n a l bank n o t e s ...............
1,171,023 00
U. S. bonds to se c u r e U. S. d ep o sits.
811,435 00
1,982, 458 00
F iv e per c e n t red em ption fu n d ............
67, 783 00
67, 783 00
D ue from U . S. treasu rer..........................
16,355 07
16, 355 07
$55,139,165 91
$27,167,772 52
$82,306,938 43
C apital sto c k paid in .........................................................
$3, 600,000 00
$3, 300,000 00
$6, 900, 000 00
Surplus fu n d ............................................................................
U ndivided profits, le ss current e x p en ses, in ter e st
and ta x e s p a id ..................................................................
829,100 00
607, 000 00
1, 436,100 00
1,001,130 88
273, 934 47
1,275,065 35
T o ta ls
L iabilities.
N a tio n a l bank n o tes outstan d in g.................................
D ividends u n p a id ............................................ — ............
1,323. 600 00
1,323,600 00
829 65
¡90 00
1,019 65
46, 239, 323 08
13, 367,149 66
59, 606, 472 74
672,364 72
672, 364 72
C om m ercial d e p o s its ...............................$12,234,771 85 1
S a v in g s d e p o s its ........................................ 34,004,551 23 i
U. S. d e p o s its ........................................................................
C ashier’s c h e ck s o u tsta n d in g .........................................
56,002 90
12, 939 55
68,942 45
D ue to banks and b a n k ers..............................................
3,389,307 10
7,610,594 12
10, 999, 901 22
N o te s and bills r ed isc o u n te d .........................................
23, 472 30
23,472 30
Bills p a y a b le ..........................................................................
L iab ilities o th er than th o se ab o v e s t a t e d .............
T o ta ls
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$55,139,165 91
$27,167,772 52
$82,306, 938 43
STATE BANKING DEPARTMENT.
X X II
GRAND RAPIDS.
Abstract of published reports of the four State arid five national banks and two trust
companies in the city of Grand Rapids, as made to the Commissioner of the Banking
Department, December 2, 1899.
R esources.
4 S t a te banks,
2 trust com
panies.
5 n ational
banks.
Total.
L oans and d isc o u n ts....................................
$3,161,400 62
,087,207 13
10,248,607 75
S to ck s, bonds and m o rtg a g es.................
2,776,582 72
443,713 10
3,220,295 82
'O verdrafts........................................................
5,811 41
21,182 86
26,994 27
275.000 00
275.000 00
U . S. bonds to s ec u r e c ir c u la tio n .......
Banking house, furniture and fixtures.
56,998 97
164,178 21
221,177 18
O th er rea l e s t a t e .................... ....................
113,561 10
133,654 89
247,215 99
100.000 00
100.000 00
U . S. bonds to s ec u r e U. S. d e p o s its ..
Prem ium s p a id ...............................................
31,287 95
19.000 00
50,287 95
D ue from banks in r ese rv e c i t i e s ........
832,485 82
454,682 13
1,287,167 95
Due from o th er banks and bankers . . .
68,340 29
466,486 01
534,826 30
E x ch a n g e s for clearin g h o u s e ...............
38,499 97
144,074 86
182,574 83
C h eck s and cash it e m s ...............................
39,637 15
11,060 76
50,697 91
N ic k e ls and c e n ts .........................................
1,965 05
1,573 28
3,538 33
S p e c i e ............................................................... .
182,096 58
437,968 02
620.064 60
U S. and n ational bank n o te s ...............
174,459 00
154.352 00
328,811 00
F iv e per c e n t red em ption fund.............
12,375 00
12,375 00
Due from U . S. tr e a su re r ........................
6.000 00
6,'000 00
$7,483,126 63
,932,508 25
$17,415,634 88
$750,000 00
$2 , 200,000 00
$2,950,000 00
234,000 00
426.500 00
660,500 00
93,805 84
176,917 90
270,723 74
243,980 00
243,980 00
5,545 10
1,440 31
6,985 41
6,385,856 60
5,550,592 64
11,936,449 24
62,020 93
62,020 93
1,246,056 47
1,258,771 85
25,000 00
25,000 00
,932,508 25
$17,415,634 88
T otals.
L iabilities.
C ap ita l sto c k paid i n ...................
Surplus fund............................................................................
U ndivided profits, le ss current ex p en ses, in ter e st
and ta x e s paid....................................................................
N a tio n a l bank n o tes o u tsta n d in g ................................
D ividends un paid....................................... .........................
C om m ercial d e p o s its .................................$2,282,449 52 j
S avin g s d e p o s its ........................................ 4,103,407 08 1
U . S . d e p o s its .......................................................................
C ashier’s c h e ck s ou tsta n d in g ........................................
1,203 71
Due to banks and b a n k e r s .............................................
12,715 38
1,203 71
N o te s and bills r ed isc o u n te d ........................................
Bills p a y a b le ....................... ............................. ....................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
B7,483,126 63
XXÜi
REPORT OF THE COMMISSIONER.
SAGINAW.
Abstract of the published reports of the four State and two national banks in the city
of Saginaw, as made to the Commissioner of the Banking Department, December 2,
i899.
R esources.
O
lro
n n il o QnrI
..............................................................
a lfrtn
üvK
a, h
UUIlUo
a u u .......................................................................
2nationalbanks.
$2,531,428 09
$2,512,239 20
$5,043,667 29
2,145,305 46
480,543 00
2,625,848 46
4,776 45
U . S. B onds to s ec u r e circu la tio n ...............................
D n n lrang
in c VtAIICO
tsam
nouse,
Y tllffiS ..........., , . ................
î u i u i tnVP
i u i c iTT
« u llì
u .H
..............................................................
T otal.
4 S t a te banks.
111,104 91
65,834 15
U. S. bonds to secu re U . S. d e p o s its ........................
114,348 09
1,261 57
6,038 02
300,000 00
300,000 00
59,000 00
170,104 91
21,784 34
87,618 49
560,000 00
560,000 00
46,454 75
160,802 84
1,225,406 58
R
on
CcPiv
r rvP/ A
ÎtlftS.....................................................
ud
iilrc
ü s in
in rP
ic D
v /itiu
oi
768,444 99
456,961 59
nu« T
fuA
YYi ULIlCI
rtiV iar Vtanlrc
a n k p r s ............................................
jJUG
pelili
U diilia arwi
w uu h
..............................................................
•
55,122 69
43,952 12
99,074 81
8,936 95
25,477 08
34,414 03
9,501 38
7,166 65
16,668 03
651 73
418 82
1,070 55
158,982 30
135,871 95
294,854 25
172,245 00
72,250 00
244,495 00
9,000 00
9,000 00
4,855 00
4,855 00
$6,146,682 19
$4,737,236 07
$10,883,918 26
$400,000 00
$300,000 00
$700,000 00
207,500 00
250,000 00
457,500 00
90,877 56
165,582 56
256,460 12
269,100 00
269,100 00
u u e friATn
i ru m
n u /»
.. ...................
T?Tr/iiinnrToo
nr n
n n s f t ..............................................................
JliXCIld/IlgCts f
1U1
L lip
ca
a ri ii n
uo
g1 h
...........................................................
XJ
S and nation al bank
n n t .p s ..............................................................
L iabilities.
'
C apital sto c k pai^ in
.
. . , , , , ....................................................................
U ndivided profits, le ss current exp en ses, in terest
M
viol Vionlr
A lo e m
TIP
*................................................
..................................................
JMnflA
dLlOIlcll
UdillK n
liUuCS
u ui it'.Gt'.Ìl.niìi
ouauum
g
3 00
3 00
C om m ercial d e p o s its ...............................$2,718,131 21 j
5,295,026 99
2,678,402 34
7,973,429 33
535,000 00
535,000 00
S avin gs d ep o sits..........................................2,576,895 78 )
C ashier’s c h e c k s ou tstan d in g........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
500 00
2,500 00
151,274 64
538,651 17
689,925 81
$6,146,682 19
$4,737,236 07
$10,883,918 26
2,00u 00
X X IV
STATE BANKING DEPARTMENT.
BAY CITIES.
Abstract of the published reports of the five State and tivo national banks in the Bay
Cities, as made to the Commissioner of the Banking Department, December 2, 1899.
R esou rces.
5 S t a te banks. 2n ation al banks.
T otal.
L oans and d isc o u n ts...........................................................
$1,718,790 90
$1,295,160 26
$3,013,951 16
S to ck s, bonds and m o r tg a g e s ........................................
569, 756 90
134,684 32
704,44 1 22
O v erd ra fts................................................................................
8,991 61
291 08
9,282 69
75.000 00
75 000 00
U . S. bonds to s ec u r e c ir c u la tio n ...............................
Banking house, furniture and fix tu r es.......................
44, 674 92
22,900 00
67,574 92
O ther rea l e s t a t e .................................................................
54, 939 31
10, 920 51
65,859 82
5, 000 00
a non on
D ue from banks in r ese rv e c it ie s ................................
686,504 16
371,750 60
1,058, 254 76
Prem ium s p a id .......................................................................
D ue from oth er banks and b a n k ers............................
11,130 66
11,924 93
23, 055 59
E x ch a n g es for clearin g h o u s e .......................................
12,288 50
8,938 97
21,227 47
9,323 25
C hecks and cash ite m s .....................................................
4,147 47
5,175 78
N ic k e ls and c e n t s ................................................................
1,096 49
614 41
1, 710 90
S p e c ie ........................................................................................
77,016 16
79, 602 00
156,618 16
U. S. and n ational bank n o t e s .....................................
114,512 00
84, 968 00
199,480 00
F iv e per c e n t red em ption fu n d ....................................
2.250 00
2 , 250 00
D ue from U . S. treasu rer................................................
2,535 00
2,535 00
$3, 303, 849 08
$2,111,715 86
$5,415, 564 94
C apital, s to c k paid in ..........................................................
$400,000 00
$300,000 00
$700,000 00
Surplus fu n d ............................................................................
U ndivided profits, less cu rren t ex p en ses, in te r e st
and ta x e s p a id ...................................................................
82,000 00
26,000 00
108.000 00
31,791 25
23,869 57
55, 660 82
T o ta ls ..................................................................................
L iabilities.
N a tio n a l bank n o te s o u tsta n d in g .............
65,000 00
D ividends un paid...............................................................
6,250 00
6, 250 00
2,759,677 68
1,538,568 22
4.298,245 90
5,380 15
146,796 73
C om m ercial d e p o s its ............................... $1,368,568 75 )
S a v in g s d e p o s its ........................................ 1,391,108 93
)
C ashier’s c h e ck s o u tsta n d in g .........................................
Due to banks and b a n k ers.......................................
5,231 34
5 231
24
152,176 88
N o te s and bills r e d isc o u n te d ........ ................................
Bills p ayab le..........................................................
T o ta ls..................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
25,000 00
$3, 303, 849 08
25, 000 00
$2,111,715 86
$5, 415, 564 94
REPORT OF THE COMMISSIONER.
XXV
The folloiving is a list of banks examined and the amount p a id by each, as required
by section J^Oof the general banking law.
N a m e o f bank.
L ocation.
D ate of
exam ination.
A m ount
paid.
Adrian S t a te Savin gs B a n k ....................................
A d r ia n ..........................
February 27
T he C om m ercial Savin gs B a n k ..............................
A d r ia n ..........................
May 4
L e n a w e e C ounty S a v in g s B a n k ............................
A d r ia n ..........................
A ugust
W aldby & C lay’s S t a te B a n k .................................
A d r ia n ........................
May 5 .........
A lbion S t a te B ank.......................................................
A lbion............................ O ctober 9
C om m ercial and S avin gs B a n k .............................
A lbion............................ O ctober 11
A lpena County S a v in g s B ank.................................
A lp e n a ........................
July 19 T
27
14
Ann Arbor S a v in g s B a n k .........................................
Ann A rbor..................
May 31 -
150
40
F arm ers and M ech an ics’ B ank...............................
Ann A rb o r..........
January 2«5
50 80
S t a t e S a v in g s B a n k ....................................................
Ann Arbor..................
O ctober 31
47
A th en s S t a te and S a v in g s B a n k ..........................
A th e n s ..........................
D ecem b er
W e st M ichigan S avin gs B ank.................................
B a n g o r..................
F ebruary 27
C ity B ank................................... ......................................
B a ttle C r ee k __
July
M erchants’ S avin gs B a n k .........................................
B a ttle C r ee k .............
March
B ay C ity B a n k ...............................................................
B ay C ity ......................
July 19
B a y C ounty S avin gs B a n k .......................................
B ay C ity ......................
July 19........
55 51
$47 M
04 50
07 31
22.
02 77
21 78
90
0
55
12
10 00
25
2 ..
14 07
115
68
35
£o
139
88
C om m ercial B a n k ................. .....................................
B ay C ity ......................
June 1
37 i i
B elding Savin gs B a n k ................................................
B eld in g ........................
A pril 25 ..
12
P e o p le s ’ S a v in g s B a n k ..............................................
B elding..........................
April 24.
19 65
*B enton H arbor S t a te B a n k ...................................
B en to n H arbor.........
08
-"Citizens’ S t a te B ank..................................................
B en ton H a rb or.........
Farm ers & M erchants’ B a n k ...................................
B en to n H arbor.........
Jun e 15....
00 52
B lissfield S t a te B a n k ..................................................
B lissfield.......................
A ugust
12
F irst S t a te S a v in g s B a n k .........................................
B reck en rid g e.............
April 5 .........
10 00
10 00
24
79
B row n C ity S a v in g s B ank.........................................
B row n C ity ................
D ecem b er 0
Burr Oak S t a te B a n k .................................................
Burr Oak....................
A ugust
C adillac S t a te B a n k ....................................................
C a d illa c........................
S ep tem b e r
M erchants and M iners’ B ank...................................
C alum et........................
A ugust 12....................
C apac S a v in g s B ank............................................
C a p a c ............................
A ugust
S t a te B ank o f Carson C ity ..................................
Carson C ity.................
S ep tem b e r 14
12 50
S t a te Bank o f C a rso n v ille.......................................
C arsonville.................
May 9 . . .
10 00
tC harlevoix S a v in g s B ank.........................................
C h arlevoix..................
F ebruary 7 ....
E ato n C ounty S avin gs B a n k ...................................
C h a r lo tte ....................
A ugust 14............... •...
10 00
C h elsea S avin gs B a n k ................................................
C h e ls e a ........................
May 18............
32 38
* A r tic le s filed D ecem b er, 1899.
t V oluntary liquidation, February
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
8,
1899.
21
10 00
12
10
57 50
114 70
10 00
STATE BANKING DEPARTMENT.
XXVI
List of banks examined. —Co n tinued .
D a te o f
exam ination.
A m ount
paid.
N a m e o f bank.
L ocation .
T he K em p f C om m ercial and S a v in g s B a n k ...
C h e ls e a ........................
May 1 7 ..........................
Clare County S a v in g s B a n k ...................................
C la re..............................
June 20........................
12
B ranch C ounty S a v in g s B ank.................................
Cold w a t e r ..................
S e p tem b e r 11.............
39 56
$29 41
06
F arm ers’ S t a te B a n k ..................................................
C oncord.......................
May 4 ............................
12 63
C om m ercial S t a te B ank.............................................
C onstantine.................
February 21................
14 95
F irst S t a te B ank...........................................................
C on stan tin e................
February
14 13
S a n ila c County S t a te B ank.....................................
C rosw ell.......................
May
8
....................
10 02
S t a te Bank o f C r o sw e ll.............................................
C ro sw ell.......................
May
8
......................
10 00
D avison S t a te B a n k ....................................................
D a v is o n ........................
D ecem b er 4 ....
"First S t a te B ank...........................................................
D e c a tu r ........................
May 15....
12
May 10.........................
10 00
F arm ers’ S t a te B ank o f D e c k e r v ille ................... D e c k e r v ille ................
2 ..................
16
S t a te Bank o f D e c k e r v ille .......................................
D e c k e r v ille ................. May
D elray S a v in g s B a n k ..................................................
D elray............................
A ugust
C entral S a v in g s B ank.................................................
D e tr o it..........................
D ecem b er fi
C itizens S a v in g s B a n k ................................................
D e tr o it..........................
N ovem b er
C ity S a v in g s B a n k ........................................................
D e tr o it..........................
S ep tem b e r 19
3i2 14
A ugust 28
645 85
D etro it S a v in g s B a n k .................................................. D e tr o it..........................
D etro it R iver S a v in g s B ank.....................................
Dim e S a v in g s B a n k ......................................................
10 ....
10 00
10 00
11
10 00
66
D e tr o it..........................
S ep tem b e r 21
D e tr o it..........................
S ep tem b e r
20
29
165 38
22
75 32
...
260 36
G erm an A m erica n B ank............................................. D e tr o it..........................
F ebruary 1 ..
137 53
H om e S a v in g s B a n k ....................................................
May fi . . .
206 CO
D e tr o it..........................
M cL ellan & A nderson S a v in g s B a n k ................... D e tr o it..........................
M ech a n ics’ B a n k ...........................................................
D e tr o it..........................
April 25
S ep tem b e r 18
78 42
139 17
M ichigan S a v in g s B a n k .. . . ; .....................................
D e tr o it..........................
M arch 18
165 57
P eninsu lar S a v in g s B a n k ...........................................
D e tr o it..........................
O ctober 80. ..
313 40
P e o p le ’s S a v in g s B a n k ..............................................
D e tr o it......................
N ovem b er 0
812 08
S t a te S a v in g s B ank.....................................................
D e tr o it..........................
F ebruary 18
724 34
U nion T rust C om pany................................................
D e tr o it..........................
DC-cember 11 .........
368 92
W a y n e C ounty S a v in g s B ank.................................
D e tr o it..........................
O ctober 1fi
904 26
D e x te r S a v in g s B a n k ..................................................
D e x te r ...........................
July 2 ............................
12 00
C ity B ank........................................................................... D o w a g ia c ....................
February 28
28
M onroe C ounty B a n k ..................................................
D und ee..........................
F ebruary 9.................
10 75
10 00
88
B ank o f D urand.............................................................
Durand ........................
January 23
S h ia w a ss e e County B ank..........................................
D urand..........................
March 28......................
10 53
M ichigan S t a te B a n k ..................................................
E a to n R apid s.............
January 19..................
22 53
Edm ore S t a te B ank.....................................................
E d m o r e ........................
March 9 ........................
10 00
E lk Rapids S a v in g s B ank..........................................
Elk R apid s...................
A ugust 23....................
10 56
F irst S t a te S a v in g s B a n k .........................................
E v a rt.............................. June 21..........................
10 65
Old S t a te B a n k .............................................................
F en n v ille......................
June 1............................
10 00
C om m ercial S a v in g s B ank o f F e n to n .................
F e n to n ..........................
July
10 83
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Federal Reserve Bank of St. Louis
6 .............................
REPORT OF THE COMMISSIONER
xxvii
List of banks examined. —C o n t in u e d .
L o ca tio n .
D a te o f
exam ination.
C itizen s’ C om m ercial and Savin gs B a n k ...........
F lin t...............................
Jun e 23..........................
$92 24
G e n e se e County Savin gs B a n k ..............................
F lin t...............................
April 10........................
104 31
N a m e o f bank.
A m ount
paid.
U nion Trust and S a v in g s B a n k .............................. F lin t...............................
April 13
F irst S t a t e and S a v in g s B ank...............................
Flushing........................
Mareh 29......................
S t a te S a v in g s B ank o f F o w le r ..............................
F o w le r ..........................
Mareh 29.............
10 00
G aylord S t a te S a v in g s B ank...................................
G a y lo r d ........................
July 17........................
13 77
Grand Rapids S a v in g s B ank.....................................
Grand R apid s.........
April 13........................
151 34
K e n t C ounty S a v in g s B a n k .....................................
Grand R apid s.............
June 26.........................
214 29
M ichigan Trust C om pany..........................................
Grand R apid s.............
O etober 10 .........
.........
56 40
22 29
91 92
P eninsular Trust C om pany....................................... Grand R apid s.............
O ctober 10..................
29 85
P e o p le 's S a v in g s B ank..............................................
Grand R ap id s.............
April 10........................
145 89
S t a t e B ank o f M ichigan............................................
Grand R apid s.............
O etober 11.................
88
F arm ers’ B ank o f Grass L a k e ...............................
Grass L a k e ...............
M ay 15..........................
13 32
G reen ville S t a te Bank................................................
G reen ville..................
Mareh 7 ........................
25 43
Su perior S a v in g s B ank..............................................
H a n c o c k ......................
A ugust 12....................
49 48
O cean a C ounty S avin gs B a n k ...............................
H a r t...............................
M ay 19......................
13 38
Mareh 1 ........................
24 60
H astin gs C ity B a n k ...................................................... H a s tin g s ......................
52
H illsdale S a v in g s B a n k ..............................................
H illsd a le.......................
April 3 ..........................
42 57
F irst S t a te B ank o f H ollan d...................................
H o lla n d ........................
.Tune 10..........................
51 16
H olland City S t a te B ank..........................................
H o lla n d ........................
May 10..........................
32 65
F irst S t a t e and S avin gs B ank..............................
H o lly ..............................
June 5............................
25 58
F irst S t a te and S a v in g s B a n k ...............................
H o w e ll......... ................
O etober 80 .................
16 08
B o ie s S t a te S a v in g s B a n k .......................................
H udson..........................
Mareh 21......................
31 95
Thom pson S a v in g s B a n k ...........................................
H udson..........................
Mareh 20......................
62 23
L a p e er C ounty B a n k ..................................................
Im lay C ity ..................
July 7 ............................
26 28
Ionia C ounty S a v in g s B a n k .....................................
I o n ia ..............................
A pril 21........................
48 74
S t a t e S a v in g s B a n k ....................................................
I o n ia ..............................
April 19......................
34 59
C om m ercial B a n k .........................................................
Iron M ountain...........
A ugust 17....................
31 11
P eninsu la B ank...............................................................
Ish p em in g ..
A ugust 10....................
28 34
Ith a c a S a v in g s B a n k ..................................................
Tt.haca...........................
April 0 ......................
17 90
Jack so n C ity B ank........................................................ .Ta e k so n ...........
Mareh 22......................
99
J a c k so n S t a te Savin gs B ank..................................
J a c k s o n ........................
May 1............................
33 35
U nion B ank......................................................................
68
.Ta e k so n ........................
May 2 ............................
94 16
G rosvenor S a v in g s B a n k ........................................... .Tonesville....................
January 81............. ..
22
H om e S a v in g s B a n k ....................................................
M areh
1 ........................
30 36
80 51
K alam azoo..................
60
K alam azoo S a v in g s B a n k .........................................
K alam azoo..................
A ugust 16....................
L ak e O dessa S avin gs B a n k .....................................
H ake O dessa..............
.Tune 22..........................
12 25
L ansing S t a te Savin gs B ank................................r.
L a n s in g ...............: . . . .
O etober
59 09
S t a t e S avin gs B a n k ....................................................
L a p e e r ..........................
May 24..........................
17 60
S t a t e S a v in g s Bank o f Laurium ............................ L aurium .......................
A ugust 15....................
26 71
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Federal Reserve Bank of St. Louis
8 ....................
STATE BANKING DEPARTMENT.
XXV111
List of banks exam ined — Co n tinu ed .
D a te o f
exam ination.
Am ount
paid.
N a m e o f bank.
L ocation.
P e o p le ’s B a n k .................................................................
L e s lie ............................
March 1...............
L ex in g to n S t a te B ank................................................
L ex in g to n ....................
May 9 ............................
10 00
L o w ell S t a te B a n k ......................................................
L o w ell...........................
O ctober 12..................
19 99
A ntrim C ounty S t a te S a v in g s B ank...................
M a n celo n a..................
February
P e o p le ’s B a n k .................................................................
M a n c h e ster .................
April 5 ..........................
10 .............
$13
68
10 00
20 98
U nion S a v in g s B a n k ....................................................
M a n c h e ster ...............
M arch 3 ........................
17 55
M anistee County S a v in g s Bank..............................
M a n iste e ......................
A ugust 25....................
33 73
M anistique B ank.............................................................
M anistique..................
A ugust 7......................
25 83
M arine S a v in g s B a n k ..................................................
Marine C ity ................
June
8 ...........................
30 75
M arq uette County Savin gs B a n k ..........................
M a rq u ette...................
A ugust 11....................
46 52
C om m ercial S avin gs B a n k .......................................
M arshall.......................
May 17.......
54 28
G. W. J o n e s E x ch a n g e B ank................................... M a rc e llu s....................
May 24...........................
14 31
F arm ers’ B ank................................................................
M ason............................
May 12...........................
16 42
F irst S t a te and S a v in g s B a n k ...............................
M ason............................ January
F irst S t a te B ank...........................................................
1 0 ..................
10 66
M en d o n ........................
May 25...........................
10 43
S t a te B ank o f M iddleville......................................... M iddleville..................
March 1........................
12 47
Midland C ounty S a v in g s B a n k ...............................
M idlan d........................
May 25..
13 53
Farm ers and M erchants’ B a n k ...............................
Milan ............................
February 7 ...
12 98
W akefield S t a te B ank................................................
M o ren ci........................
April 7 ..........................
28 31
Mt. C lem ens S a v in g s B a n k ......................................
Mt. C lem en s...............
Jun e 22.............
90 90
U llrich S a v in g s B a n k ..................................................
Mt. C lem en s...............
June 7 ...........................
55 06
E x ch a n g e S a v in g s B ank.............................................
Mt. P le a sa n t...............
March 13 ..
16 64
Munising S t a te B a n k ..................................................
Mnnising.. .
A ugust
M uskegon S avin gs B ank............................................
M uskegon....................
May 15...........................
Farm ers and M erchants’ B ank...............................
N a sh v ille......................
M arch 3 ....................
13 05
P io n e er B ank...................................................................
N orth B ran ch............
S ep tem b e r
1 1 ............
15 81
N orth ville S t a te S a v in g s B a n k ..............................
N o rth v ille....................
June 0 ...........................
16 24
S t a te B ank o f O ntonagon.........................................
O n ton agon ..................
A ugust 18....................
10 00
Orion S t a te B a n k .......................................................... O rion..............................
July 5 ............................
10 00
S t a te S a v in g s B ank.....................................................
Ovid .............................
M a r c h 30 ..
11 19
20 55
8
10 00
31 93
C itizens’ S avin gs B a n k ..............................................
O w osso..........................
O ctober
O w osso S avin gs B ank.................................................
O w osso..........................
O ctober 5 ...............
38 51
Oxford S a v in g s B a n k ..................................................
O xford...........................
July
18
P a w P a w S a v in g s B ank............................................
P a w P a w ....................
F ebruary 21................
S t a te B ank o f P e r r y ..................................................
P erry .............................
A ugust 9 ......................
10 00
F irst S t a te B ank...........................................................
P e to s k e y ......................
F ebruary 9 ....
16 17
P lym outh S a v in g s B a n k ............................................. P ly m o u th ....................
Jun e 7..........................
26 98
F irst C om m ercial B ank............................. ...............
P o n t ia c ........................
April 2 0 ................
80 25
Oakland C ounty S avin gs B a n k ...............................
P o n t ia c ............... . .. .
April 18 ........................
42 51
P o n tia c S a v in g s B a n k ..................................................
P o n t ia c ........................
April 19 ........................
40 80
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
6
6
..................
...............
21
14 04
REPORT OF THE COMMISSIONER.
XXIX
List of banks examined.—Co n c luded .
N a m e o f hank.
L ocation.
D ate o f
exam in ation .
A m ount
paid.
C om m ercial B a n k .........................................................
P o rt H u ro n .................
A ugust
P o r t Huron S a v in g s B ank..........................................
P o r t H u ro n ................
A ugust 9 ......................
St. Clair C ounty S avin gs B a n k ..............................
P ort H u ro n ................
A ugust 2 ......................
62 76
T he U n ited H om e P r o te c to r s F r a tern ity .........
P ort H u ro n ................
T)pip.pimiipr 18...............
30 00
Q uincy S t a te B a n k ......................................................
Q u in c y ..........................
A ugust
10 00
S t a te B ank o f R ea d in g ..............................................
R ea d in g ........................
February
M acom b C ounty S a v in g s B ank...............................
Richmond, (L enox
P. 0 . ) .......................... June 20..........................
R o m eo ........................... June 2 8 ....
R om eo S a v in g s B a n k ..................................................
.......
1
1 .....................
* A m erican C om m ercial and Savin gs B a n k __
S a g in a w .......................
B ank o f S a g in a w ...........................................................
S a g in a w ........................ July 21. ..
8 .................
January 24...................
P e o p le ’s S a v in g s B ank o f E a st S a g in a w .........
S a g in a w .......................
January 19.................
S a g in a w C ounty S a v in g s B a n k ..............................
S a g in a w .......................
January 26 ..
S av in g s B ank o f E a st S a g in a w .............................
S a g in a w .......................
July 10...........................
$105 10
56 82
19 90
10 00
68
85
48
88
229 20
51 92
48 90
207 06
C om m ercial and S a v in g s B a n k ..............................
S a in t C lair.................. June 9............................
21 40
Clinton C ounty S avin gs B ank.................................
S a in t J ohn s................. March 28......................
26
S t a t e B ank o f St. J o h n s..........................................
S a in t John s................
March 25......................
C om m ercial S t a te B ank............................................
S a in t J o sep h ..............
June 18 ...
11 94
U nion Banking C om pan y...........................................
S a in t J o sep h ..............
June 14..........................
80 58
March 10
C om m ercial S a v in g s B ank.........................................
S a in t L o u is................
G ratiot C ounty S t a te B a n k .....................................
S a in t L o u is................. March 10......................
Truman M oss S t a te B a n k .........................................
S a n ila c C e n tr e .........
May
10
.
88
80 84
10 00
10
81
10 00
S a u lt Savin gs B a n k ......................................................
S a u lt S te . M arie.......
A ugust 7 ..................
S t a t e S a v in g s B ank o f S c o tt v ille ........................
S c o tt v ille ....................
Jun e 21..........................
10 00
C om m ercial S t a te B ank............................................
S h ep herd ....................
A pril
10 88
6.
55 11
C itizen s’ S t a te Bank................................. ..................
S o u th H a v e n .............
Jun e 14.. .
20 24
F irst S t a te B ank...........................................................
S o u th H a v e n .............
Jun e 12
28
S p a rta S t a te B a n k ......................................................
S p a rta ...........................
A pril 4 ......................
10 00
C itizens' S t a te B ank....................................................
S tu rg is..........................
February 1..................
18 74
88
L illey S t a te B ank.......................................................... T ecu m seh .................
A ugust 24....................
17 16
T ec u m se h S t a te S a v in g s B a n k ..............................
T ecu m seh ....................
May 24...........................
18 89
F irst S t a te S a v in g s B a n k .........................................
T hree R iv e r s .............
May 18.........................
88
T ra v erse C ity S t a te B a n k .......................................
T ra v erse C it y ...........
S ep tem b e r 14.............
90 02
S t a t e S avin gs B ank......................................................
V assar...........................
W a y n e S a v in g s B a n k ................................................ . W a y n e ..........................
18
S e p tem b e r 18. ..
18 42
January 81...................
26 82
27 14
L um berm an’s S t a te B a n k .........................................
W e st Bay C ity .........
January 16..................
P e o p le ’s S a v in g s B ank................................................
W e st B ay C ity .........
January 18.................
16 92
S t a t e B ank o f W h ite P ig e o n .................................
W h ite P ig e o n ............
F ebruary 24.................
21 66
W illiam ston S t a te B ank............................................
W illiam ston................
January 17..................
17 18
F irst C om m ercial and S avin gs B a n k ...................
W y a n d o tte ................
May 12.....................
19 74
W y a n d o tte S a v in g s B a n k .........................................
W y a n d o tte ................
April 2 8 ......................
Y p silan ti S avin gs B ank..............................................
Y p sila n ti......................
January 27.................
* Voluntary liquidation March 7, 1899.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
62 09
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https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
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Federal Reserve Bank of St. Louis
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
REPORTS
OF THE
STATE BANKS AND
TRUST COMPANIES
AS MADE TO THE COMMISSIONER OF THE STATE BANKING
DEPARTMENT
0
FEBRUARY 4, JUNE 30, SEPTEMBER 7 AND DECEMBER 2,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1899.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS
OF
MICHIGAN.
3
No. 162.ADRIAN STATE SAYINGS BANK, ADRIAN.
Organized May 29, 1893.
R. A . W
D
ir e c t o r s .
a tts,
P r e s id e n t ; B . E . T o b i a s , C a sh ie r ; R . H . W
a tts,
A s s is ta n t C a sh ier .
—R ichard A. W a tts, S e th Bean. G eorge A . W ilcox, W illiam E. J e w e t t, R. A. K aiser,
C harles G. W esley , W. O. Hunt, B. E. T obias, A. D. Ellis.
R esources.
R eport o f
Feb. 4.
R eport o f
June 30.
R eport of
S ep t. 7.
L oans and d is c o u n ts ......................................................
$210, 829 21
$224, 248 90
$229, 633 70
$269, 330 45
S to ck s, bonds and m o r tg a g e s ...................................
144, 602 49
194, 248 95
197,318 73
188,134 73
O verdrafts............................................................................
960 12
80
391 84
265 92
5, 000 00
10
R eport of
D ec. 2.
Ranking h o u s e ...................................................................
Furniture and fix tu r e s ..................................................
5,000 00
5, 000 00
5.000 00
O ther real e s t a t e .............................................................
1,434 98
1, 434 98
1,434 98
Due from hanks in rese rv e c it ie s ...........................
70, 988 36
82.890 04
70, 943 92
54, 833 07
1,738 03
T)ne from o th er banks and bankers........................
E x ch a n g es for clearin g h o u se...................................
C hecks and cash it e m s ................................................
26, 420 03
5.178 21
798 33
N ic k e ls and c e n t s ...........................................................
56 64
33 96
10 01
104 28
Gold co in ..............................................................................
3, 620 00
3, 650 00
3. 900 00
5, 752 50
S ilver c o in ..........................................................................
1. 340 25
2,227 50
839 50
U
S. and N a tio n a l bank n o t e s .............’..................
6,281
00
7, 746 00
4, 827 00
T o t a ls ............................................................................
$471,533 08
$526. 669 34
$515.098 01
1,489 25
6 . 355
00
$533,003 23
L iabilities.
Capital sto c k paid in......................................................
Surplus fu n d ......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
$ 100 . 000
00
$60. 000
00
$60,000
00
$60, 000
00
7, 000 00
7, 000 00
7, 000 00
7,000 00
10,229 46
11.666 57
15. 965 20
17.100 76
C om m ercial d ep o sits s u b je c t to c h e c k ................
147,604 39
144,875 83
116,918 45
106,527 99
D em and com m ercial c e r tific a te s o f d e p o s it......
39,902 79
58, 705 80
64,156 99
166, 796 44
244.421 14
251,057 37
D ividends u n p a id .............................................................
66 , 351
69
T im e co m m ercial c e r tific a te s o f d ep o sit........
S avin g s d e p o sits...............................................................
276,022 79
S avin g s c e r tific a te s o f d e p o s it................
Certified c h e ck s ..
C ashier's c h e ck s o u tsta n d in g .....................................
N
Due to banks and ba,nkers...........................................
N o te s and bills red iscoun ted
Rills payab le .....................................................................
T o ta ls
...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$471,533 08
$526,669 34
$515,098 01
$533, 003 23
STATE
4
BANKING
DEPARTMENT.
No. 89.
THE COMMERCIAL SAVINGS BANK, ADRIAN.
Organized May 10, 1888.
W . J. Co
D
i r e c t o r s .—
W.
J.
c k er
,
P r e s id e n t ; C . R . M i l l e r , Vice P r e s id e n t ; E . N . S
m it h
,
C a sh ie r .
C ocker, A. H. W ood, C. R. Miller, A. B en n e tt, A. M. Step h en son , D. M etcalf.
E. C. Sw ord, R A. K aiser, C. G. Hart.
R esou rces.
R eport of
D ec. 2.
R eport of
S ep t. 7.
R eport of
Jun e 30.
R eport of
Peb. 4.
L oan s and d is c o u n ts ..............................
$210, 082 55
$195, 470 83
$205, 997 92
$213, 312 60
S to ck s, bonds and m o r tg a g e s ............
281. 943 51
278,260 52
289,802 51
296, 537 39
O v erd ra fts..................................... ............
236 14
752 17
552 80
B anking h o u se ...........................................
Furniture and fix tu r es............... —
1 2 ,0 0 0
00
7, 500 00
12, 000 OO
7,500
00
O ther r ea l e s t a t e .....................................
23, 321 81
23,504 74
D ue from banks in rese rv e c it ie s ...
84,150 01
101,506 44
D ue from o th er banks and ban kers.
2,231 52
6,515 71
E x ch a n g es for clearin g h o u se...........
1,052 38
C hecks and ca sh ite m s .........................
4,757 42
N ic k e ls and c e n t s ...................................
228 53
Gold c o in ......................................................
S ilv er c o in ................................ ...............
U . S. and N a tio n a l bank n o t e s .........
T o ta ls.
8 , 052
50
12,000
398 00
00
7,500
00
12,000
00
7,500
00
30, 650 89
20,264 87
68,568
11
36,519 47
7,849 00
3, 520 00
1,261 44
449 37
2,536 06
1, 317 75
201 67
182 26
203 60
93 77
1 0 ,1 0 0 00
5, 290 00
5, 323 50
3,760 00
1.974 00
1, 663 00
00
21,123 00
18,058 00
9,137 62
$661, 425 73
$650, 715 02
$611, 661 64
$1 1 0 ,0 0 0
$1 1 0 ,0 0 0
2,873 25
10,708
11,781
00
L iabilities.
C apital s to c k paid in...............
Surplus fu n d .................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
$ 110,000 00
50,000
00
50,000
00
00
00
$110,000 00
50, 000 00
50, 000 00
21, 666 78
11,481 38
66
17,121 76
C om m ercial d ep o sits su b je c t to c h e c k .................
56, 485 34
75,112 75
63,065 67
63,781 81
D em and co m m ercia l c e r tific a te s o f d ep o sit —
50,147 92
34,991 06
23, 944 33
16,917 30
359,371 31
370,210 30
377,128 87
354,116 53
58 70
250 00
12,148
D ividends un paid............................................................
T im e co m m ercia l c e r tific a te s o f d e p o s it.............
S a v in g s d ep o sits...............................................................
S a v in g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s ou tsta n d in g .....................................
D ue to banks and ban kers...........................................
19 85
375 00
45 00
10,964 54
3,931 16
4,284 37
5, 319 62
$649,137 62
1,425 73
$650, 715 02
$611, 661 64
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
5
MICHIGAN.
No. 66.
LENAW EE COUNTY SAVINGS BANK, ADRIAN.
Organized D ecem b er 13, 1869.
J. R.
D
B
en n et t
, P r e s id e n t;
L. H.
C. D.
S a l s b u r y , V ic e P r e s i d e n t ;
H a r d y , A s s i s t a n t C a s h ie r .
H. V. C.
H
a r t
, C a s h ie r ;
—J o sep h R. B en n e tt, Clinton D. Hardy, H erm an V . C. H art, D elos M. B aker, W arren
J. P arker, L e s te r H. Salsbury, C. E. W ea v er, H. L. Larw ill, R. A lfred Bury, Jr.
ir e c t o r s .
R esources.
R eport o f
F eb . 4.
R eport of
June 30.
R eport of
S e p t. 7.
$153,136
R eport of
D ec. 2.
66
$160, 395 97
$150,692 38
$194,446 35
S to ck s, bonds and m o r tg a g e s...................................
398,420 43
388, 672 15
378, 403 65
365,580 45
O verdrafts...........................................................................
93 90
69 63
62 14
62 13
TiOans and d isco u n ts.......................................................
Ranking h o u se ...................................................................
Furniture and fix tu r e s ....... ..........................................
4,400 00
4.400
00
4,400 00
4, 400 00
O ther rea l e s t a t e .............................................................
2, 942 46
2, 560 16
2, 560 16
4,493 10
"Premiums............................................................................
351 10
263 50
273 50
273 50
72
93, 643 80
104,152 42
54, 344 23
1, 370 48
D ue from banks in r ese rv e c it ie s ............................
66 , 213
Due from o th er banks and ban kers........................
F/xchanges for clea rin g h o u se..............................
C hecks and c a sh ite m s .................................................
855 81
1,228 32
4,442 24
N ic k e ls and c e n t s ...........................................................
275 42
292 31
10 23
Gold co in ..............................................................................
3,712 50
3.045 00
3, 372 50
100 67
4, 215 00>
S ilv er c o in ..........................................................................
769 00
941 65
529 60
330 55
U. S. and N a tio n a l bank n o t e s ...............................
28, 325 00
15,163 00
14,126 00
23,559 00
T o t a ls ............................................................................
$659,496 00
$670, 675 49
$663.024 82
$653,175 46
$100, OCO 00
$100 . 000
$ 100 , 000
$100 , 000
Liabilities.
C apital s to c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p en ses, in ter
e st and ta x e s p a id ......................................................
00
00
00
45, 000 00
45, 000 00
45, 000 00
45,000 00
11,065
86
11,981 41
14,783 83
17,642 17
499,661 69
509,981 79
499.167 95
490, 533 29
D ividends u n p a id ............................................................
C om m ercial d e p o sits s u b je c t to c h e c k ................
D em and co m m ercia l c e r tific a te s o f d e p o s it__
T im e co m m ercia l c e r tific a te s o f d e p o sit............
S av in g s d e p o s its ..............................................................
S a v in g s c e r tific a te s o f d e p o s it ...............................
200 00
C ertified c h e c k s ...............................................................
C ash ier’s ch e ck s o u tsta n d in g ...................................
3.768 45
3, 712 29
3,873 04
$659,496 00
$670, 675 49
$663, 024 82
D ue to banks and bankers .........................................
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$653.175 46
STATE
6
BANKING
DEPARTMENT.
No. 171.
W ALDBY AND CLAY’S STATE BANK, ADRIAN.
O rganized Jun e 24, 1894.
F r a n k W. C l a y ,
P r e s id e n t;
R o be r t S. Mo r e l a n d , V i c e
R ia l Cl a y , C a s h i e r .
H. B. W a l d b y ,
P r e s id e n t;
M anager;
D ir e c t o r s . - E . B. W aldby, H. B. W aldby, F. W. Clay, R ial Clay, J. V. D eF o e, R. S. M oreland,
W m. H. Crane, A. W. W ood, J. W . Kirk.
R esources.
L oans and d isc o u n ts.............................................
S to ck s, bonds and m o r tg a g e s ..................................
O v erd ra fts.....................................................
Banking h o u se ...................................................................
Furniture and fix tu r es...................................................
R eport of
Feb. 4.
R eport of
June 30.
R eport of
S ept. 7.
R eport of
D ec. 2.
8273,635 19
$323, 986 23
$296,835 49
$274,657 89
177.275 94
209, 602 06
209, 543 74
222,665 73
8
71
765 91
18,000
00
44 59
18,000
00
18,000
00
50 62
18,000
00
2 , 000 00
1 ,0 0 0 00
1 ,0 0 0 00
1 ,0 0 0 00
D ue from banks in r ese rv e c it ie s ...........................
111,658 91
76.671 02
71,240 22
54,371 96
Due from o th er banks and b a n k ers.......................
423 95
O ther r ea l e s t a t e .............................................................
254 58
E x ch a n g e s for clearin g h o u se...................................
C hecks and ca sh ite m s ...........................................
723 53
N ic k e ls and c e n t s ............................................................
186
68
76
66
33
66
63 75
Gold co in ....................................................
575 00
1,420
00
1,415 00
780 00
S ilv er c o in .................................................
1,084 42
165 49
550 21
1, 733 50
1,608 55
986 10
1.632 95
14, 209 00
14, 490 00
15,018 00
12,254 00
$600, 466 29
$647,947 65
$615.558 19
$586,027 11
C apital s to c k paid in ......................................................
$55,000 00
$55, 000 00
$55.000 00
$55,000 00
Surplus fu n d ............................................................
U ndivided profits, le ss cu rren t ex p en ses, in ter
e st and ta x e s p a id ...................................................
3,000 00
3, 000 00
3, 000 00
3,000 00
1,467 87
181 37
•Com mercial d ep o sits s u b je c t to c h e c k .................
155,904 77
D em and co m m ercia l c e r tific a te s o f d e p o s it__
120,204 58
264, 889 07
XT. S. and N a tio n a l bank n o t e s ....................
T o ta ls .........................................................
L iabilities.
1,268
68
751 09
182, 286 80
162,347 15
154,858 65
57,859 54
38,124 16
28,887 13
349, 619 94
350,291 91
343, 439 65
5,526 29
90 59
$615,558 19
$586,027 11
D ividends u n p a id ............................................................
T im e co m m ercia l c e r tific a te s o f d e p o s it............
S a v in g s d e p o sits........................................................
S a v in g s c e r tific a te s o f d e p o s it................................
C ertified c h e c k s ......................................................
C ashier’s c h e c k s o u tsta n d in g ....................................
D ue to banks and b a n k ers..........................................
N o te s and bills red isc o u n te d ...................................
Bills p a y a b le ........................................................
T o ta ls ............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$600,466 29
$647,947 65
STATE
BANKS
OF
MICHIGAN.
7
No. 179.
ALBION STATE BANK, ALBION.
Organized M arch 29, 1895.
E
D ir
ugene
P.
e c t o r s .— L
R
o bertso n
, P r e s id e n t;
W. S.
K
essler
, V ic e P r e s i d e n t ;
D. A.
Ga
r f ie l d
W . S. K essler, M erritt O . Shepard, A . J . Gale, S. Y . Hill,
E u g e n e P. R obertson, W . H. R odenbach, G. W . Schneider.
. R . F is k ,
, C a s h ie r .
D. A.
Garfield,
R eport of
D ec. 2.
R eport o f
F eb. 4.
R eport o f
Jun e 30.
R eport of
S ep t. 7.
D oans and d is c o u n ts ......................................................
$103,027 98
$116,212 40
$101,467 21
$119,853 45
S to ck s, bonds and m o r tg a g e s...................................
63. 742 57
70,410 07
83, 610 00
73,617 13
O verdrafts............................................................................
3,786 99
1,941 51
6,157 60
2,048 01
1.058 37
1,088 37
1,088 91
1,088 91
8.223 57
15, 490 79
8 ,499
98
2, 712 40
1,908 54
R esources.
Ranking house
Furniture and fix tu r e s ..................................................
O ther real e s t a t e .............................................................
Due from banks in reserv e c it ie s ............................
Due from oth er banks and bankers. ..
F.xchanges for clearin g house
C hecks and ca sh ite m s.................................................
201 69
333 51
1. 463 27
N ic k e ls and c e n t s ...........................................................
72 16
53 99
72 98
Gold co in ..............................................................................
3, 015 00
3,655 00
2.820
S ilv er c o in ..........................................................................
1,963 30
2.282
1,429 75
1,595 20
00
4. 030 00
3, 483 00
$217.811 84
$210,639 70
$207,931 37
U . S. and N a tio n a l bank n o t e s ...............................
4. 730 00
T o t a ls ............................................................................
$189,821 63
6 . 344
20
00
49 73
1. 575 00
1
Liabilities.
C apital sto c k paid in......................................................
$50.000 00
$50, 000 00
$50. 000 00
$50, 000 00
Surplus fu n d .......................................................................
U ndivided profits, less current e x p en ses, in ter
e s t and ta x e s p a id ......................................................
5,500 00
5,500 00
5, 500 00
5. 500 00
785 56
1,943 39
2.859 13
5, 316 75
D ividends u n p a id .............................................................
138 00
30 00
30 00
30 00
C om m ercial d ep o sits su b je c t to c h e c k .................
36. 057 71
35, 827 98
35, 952 54
37.732 12
D em and com m ercial c er tific a te s o f d ep o sit —
38,640 87
40,095 19
31.356 99
30, 459 57
58, 226
66
81.881 71
83.707 53
77, 754 69
472 83
2, 533 57
1.233 51
838 24
$189,821 63
$217,811 84
$210. 639 70
$207,931 37
T im e com m ercial c e r tific a te s o f deposit
S avin gs d e p o sits...............................................................
S av in g s c e r tific a te s o f deoosit,
Fortified c h e ck s
o a sh ie r's c h e ck s outstan ding
Due to banks and bankers....................... ..................
N o te s and bills red iscoun ted
Rills payable
T o t a ls .................................................. - ........................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
8
BANKING
*
DEPARTMENT.
No. 167.
COMMERCIAL AND SAVINGS BANK, ALBION.
Organized S e p tem b e r 30, 1893.
J
ohn
D ir
G.
B
ec to rs.
ro w n
, P re s id e n t;
S. B.
A l l e n , V i c e P r e s i d e n t ; P. M. D
B ig e l o w , A s s i s t a n t C a s h ie r .
e a r in g
, C a s h ie r ; C h
arles
G.
—S. B. A llen, E dw ard S u tton, L. J. W o lco tt, S am u el D ickie, John Johnson, Frank E.
Palm er, John G. Brow n, A. L. M cC utcheon, W ashington Gardner.
R eport o f
Feb. 4.
R esources.
R eport o f
June 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and d is c o u n ts ......................................................
$88,988 41
$97,273 17
$97,140 38
$100,015 42
S to ck s, bonds and m o r tg a g e s ...................................
64.951 56
78, 974 06
73, 334 06
76,231 56
O v erd ra fts...........................................................................
8,138 43
5,028 62
6 , 552
74
7,689 70
B anking h o u se ...................................................................
5, 400 00
5, 400 00
5, 400 00
5, 400 00
Furniture and fix tu r es..................................................
1,750 00
1.750 00
1,750 00
1, 750 00
24,291 20
14,857 11
3.207 16
5,318 24
O ther r ea l e s t a t e .............................................................
Due from banks in r ese rv e c it ie s ............................
Due from o th er banks and bankers........................
2 . 000 00
E x ch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s .................................................
533 20
5,091 80
2, 424 06
N ic k e ls and c e n t s ...........................................................
162 96
133 92
95 35
1,276 50
98 24
Gold co in ..............................................................................
4. 650 00
5, 380 00
5, 615 00
7,055 00
S ilver c o in ..........................................................................
767 40
1,789 95
1,902 35
1,370 50
U. S. and N a tio n a l bank n o t e s ................................
3. 612 00
7. 075 00
3,692 00
6.132 00
T o ta ls .............................................................................
$203,245 16
$222,753 63
$203,113 10
$212,337 16
C apital sto c k paid in......................................................
$35, 000 00
$35,000 00
$35, 000 00
$35,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, intere st and ta x e s p a id ......................................................
8 , 000 00
8 . 000 00
8 , 000 00
8 , 000 00
1, 068 67
1, 593
2.226 48
3, 508 77
L iabilities.
D ividends un paid.........................................
.................
86
00
463 50
162
00
156
C om m ercial d ep o sits su b je c t to c h e c k ................
55,447 21
45,081 09
27,349
88
28, 254 03
D em and co m m ercia l c e r tific a te s o f d e p o s it__
27,339 59
35, 579 22
27, 883 78
31,933 22
76,371 69
97, 035 96
95 490 96
98,485 14
7,000 00
7, 000 00
$203,113 10
$212,337 16
18
00
T im e com m ercial c e r tific a te s o f d ep o sit.
S a v in g s d ep o sits...............................................................
S a v in g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g.....................................
D ue to banks and bankers...........................................
*
N o te s and bills red isc o u n te d ....................
Bills p a y a b le ..............................
T o ta ls .............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$203,245 16
$222,753 63
STATE
BANKS
OF
MICHIGAN.
9
No. 169.
ALPKNA COUNTY SAVINGS BANK, A LPEN A .
Organized April 12, 1894.
W
il l ia m
H. Da
v is o n
, P r e s id e n t; F r a n k
W il l A . P r
C.
H
in c e
o lm es,
V ic e P r e s i d e n t ;
, A s s i s t a n t C a s h ie r .
C.
B. W
il l ia m s ,
C a s h ie r ;
W m . H. Davison, Frank C. H olm es, John N icholson, H. H. W h ittlesh ofer, M ichael
O’Brien, S. A . D avison, D. D. H anover, R obert M ontrose, P a trick Culligan, C. B. W illiam s.
D i r e c t o r s .—
R esources.
R eport o f
Feb. 4.
R eport of
June 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
$127,439 05
$151,408 40
$147,983 19
58, 926 91
75,143 05
78, 678 50
88 , 435
54
1,636 40
1, 405 07
991 56
369
66
Banking h o u se ...........................................
10,850 00
10 , a50 00
10, 850 00
Furniture and fix tu res...........................
2,150 00
2,150 00
2,150 00
Other real e s t a t e .....................................
112 40
112 40
640 43
640 43
D ue from banks in r ese rv e c it ie s ...
31,367 77
L oans and d isc o u n ts..............................
S to ck s, bonds and m o rtg a g es...........
O v erd ra fts........... .......................................
Due from o th er banks and bankers
E x ch a n g es for clearin g h o u se...........
C hecks and ca sh ite m s .........................
10, 850 00
2,150
00
51
31,729 74
26, 706 45
1,177 13
1,434 25
2,652 07
2,184 54
336 82
901 77
1,766 37
476 70
586 24
794 77
1,732 40
860 41
365 19
3,540 00
6 , 916
N ic k e ls and c e n t s ...................................
91 04
98 54
190 34
Gold co in ......................................................
3, 067 50
3,652 50
3, 545 00
980 00
2,889 25
1, 282 50
6 , 764
00
6,784 00
S ilv er c o in ..................................................
$165,634 52
}, 737 50
11.816
U. S. and N a tio n a l bank n o t e s .........
4,151 00
T o ta ls .....................................................
$242, 872 26
$264, 520 51
$290,976 10
C apital sto c k paid in......................................................
$50,000 00
$50,000 00
$50, 000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p en ses. Inter
e st and ta x e s p a id ......................................................
2, 500 00
2,500
00
3,100 00
3,100 00
2, 426 49
5,640 08
5,845 32
9, 083 69
1, 500 00
150 00
00
$315, 766 94
L iabilities.
D ividends un paid..............................................................
Î50, 000
00
65,165 54
C om m ercial d ep o sits su b je c t to c h e c k ...............
57, 712 18
59,135 10
68,502 57
D em and com m ercial c e r tific a te s o f d ep o sit —
470 40
11,418 05
11,736 20
9, 289 90
T im e co m m ercia l c e r tific a te s o f d e p o s it............
. 21, 789 63
20,102 87
21, 502 37
21.848 62
S a v in g s d ep o sits.......................... .............. .....................
107,973 56
114,224 41
120,236 13
140,529 39
9, 903 51
16,749 80
$290,976 10
$315, 766 94
Savin gs c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ..............................................................
C ashier’s c h e c k s o u tsta n d in g ....................................
Due to banks and b a n k ers..........................................
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le .......................................................................
12,872 26
T o ta ls.
2
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$264, 520 51
STATE
10
BANKING
DEPARTMENT.
No. 48.
ANN ARBOR SAVINGS BANK, ANN ARBOR.
Organized F ebruary 4, 1869. R eorganized D ecem b er 9. 1889.
Ch
D ir
r is t ia n
M a c k , P r e s id e n t;
e c t o r s .—
W
. D. H
M. J. F
m
a r r im a n ,
V ic e
r i t z , A s s is ta n t
P r e s id e n t;
C a s h ie r .
Ch
a s.
E.
H
is c o c k
,
C a s h ie r ;
C. M ack, D avid R insey, W m. D. Harriman, Wm. D eubel, D aniel H iscock , L. Gruner,
C harles H. W orden.
R esources.
R eport o f
F eb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
L oans and d is c o u n ts ......................................................
$421,329 39
$352,822 98
$365,641 93
$396.817 52
S to ck s, bonds and m o r tg a g e s...................................
724,195 08
858.027 19
883,763 06
900. 982 30
O verdrafts...........................................................................
1, 847 45
1,989 35
3, 908 83
2,188 96
20. 500 00
20. 500 00
Banking h o u se ...................................................................
20.500
00
20,500
00
R eport of
Dec. 2.
Furniture and fix tu r e s ..................................................
7.417 32
7,417 32
7, 417 32
7,417 32
O ther rea l e s t a t e .............................................................
47, 581 43
49, 245 80
49.245 80
50,745 80
D ue from banks in reserv e c it ie s ............................
152.025 39
175. 066 63
118.538 95
114,260 16
E x ch a n g es for clea rin g h o u se...................................
1.216
4,268 07
259 32
1. 972 58
C hecks and cash ite m s.................................................
1.673 07
286 44
415 04
522 10
N ic k e ls and c e n t s ...........................................................
159 08
228 43
409 19
Gold c o in ..............................................................................
41.042 50
42, 860 00
43. 915 00
50 00
10
68
53
43, 152 50
00
1.815 00
865 00
1. 500 00
30. 999 00
27,224 (X)
25.757 00
25, 803 00
T o t a ls ............................................................................ $1.451.585 81 $1.541,751 21 $1,525.636 44
$1. 565, 980 77
S ilv er c o in ...........................................................................
U. S. and N a tio n a l bank n o te s .................................
1,600
L iabilities.
C apital sto c k paid in.....................................................
$50. 000 00
$50 000 00
$50,000 00
$50, 0C0 00
Surplus fu n d .......................................................................
U ndivided profits, less current ex p en ses, intere s t and ta x e s p a id ......................................................
150. 000 00
150.000 00
150.000 00
150. 000
5,911 57
1.159 72
9.514 54
00
19. 697 20
398 00
2 , 808 00
404 00
396 00
203, 661 23
199, 414 28
190,257 00
227, 188 03
S a v in g s d ep o sits...............................................................
940, 227 02
1.034.701 58
1, 027. 132 28
1.019.161 33
S a v in g s c e r tific a te s o f d ep o sit.................................
81.011 15
83, 835 08
84. 985 62
81.714 36
20, 376 84
19, 832 55
13.343 00
17. 823 85
T o t a ls ............................................................................ $1.451,585 81 $1,541.751 21 $1,525.636 44
$1,565.980 77
D ividends unpaid ...........................................................
C om m ercial d ep o sits su b je c t to c h e c k ...............
D em and com m ercial c e r tific a te s o f d e p o s it....
T im e com m ercial c e r tific a te s o f d e p o sit.............
C ertified c h e c k s ...............................................................
C ashier's c h e ck s ou tsta n d in g .....................................
Due to banks and ban kers...........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le .......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
11
No. 26.
FARMERS AND MECHANICS’ BANK, ANN ARBOR.
Organized O ctober 13, 1882.
R
eu be n
D ir
K
em pf
e c t o r s .—
,
P r e s id e n t;
Ch a s. E. G
H. A. W
r een e
,
il l ia m s ,
V ic e P r e s i d e n t : F r
A s s i s t a n t C a s h ie r .
e d e r ic k
H.
B
el se r
Wm. C. S te v e n s, Chas. E . G reene, A m brose K earney, W . F . B reakey, D .
R euben K em pf, Junius E . B eal, G. F . A llm endinger, Oliver M. Martin.
F.
,
C a s h ie r ;
S ch airer
R eso u rces.
R eport o f
F eb . 4.
R eport of
Jun e 30.
R eport o f
S ep t. ,7.
L oans and d is c o u n ts ................................................
$238,120 15
$289. 468 09
$300.792 58
$312,145 35
188,761 98
241,022 40
249, 332 74
217,774 09
1,340 01
1,667 15
4. 299 99
3,053 84
S to ck s, bonds and m o r tg a g e s ...................................
O verdrafts................................................
R eport of
D ec. 2.
B anking h o u se .............................................
Furniture and fix tu r e s ...................................
1, 000 00
1 .0 0 0 00
1 ,0 0 0 00
1 ,0 0 0 00
O ther real e s t a te .........................................
7. 700 00
9. 850 00
8,450 00
8.450 00
59, 356 93
Due from banks in r ese rv e c it ie s ............................
84, 069 37
D ue from o th er banks and b a n k e r s ......................
15,388 10
E x ch a n g es for clea rin g h o u se ...................................
43, 462 95
56. 038 64
42
4,481 00
7.126 65
1,172 16
964 74
126 90
1,170 18
C hecks and cash ite m s.............. .'..................
843 33
2, 343 39
N ic k e ls and c e n t s ....................................
131 31
158 42
328 52
192 80
11,289 60
11,695 00
11.602 50
12.490 00
Gold co in .............................................................
S ilv er c o in ..................................................
U . S. and N a tio n a l bank n o t e s ...............................
T o t a l s ..........................................................
8 . 699
2,
168
02
770 44
1, 406 30
2, 327 00
2,167 80
1,939 85
19, 748 00
7. 730 00
3. 390 00
5. 805 00
$570, 970 31
$645,282 54
$640. 603 00
$636. 956 84
$50.000 00
$50.000 00
$50, 000 00
$50, 000 00
30, 000 00
30. 000 00
30, 000 00
30. 000 00
4, 369 74
5, 410 99
28
00
2 000 00
134.898
66
133,162 82
Liabilities.
C apital sto c k paid in.....................................
Surplus fu n d ...........................................
U ndivided profits, less current e x p en ses, intere st and ta x e s p a id .............................................
D ividends u n p a id ....................................
C om m ercial d ep o sits s u b je c t to c h e c k ...............
6 , 959
95
6.427 82
98,822 81
122 . 282 22
D em and co m m ercia l c e r tific a te s o f d e p o s it....
T im e co m m ercia l c er tific a te s o f d e p o sit............
103,772 14
104,852 44
116.601 60
113.994 07
S av in g s d e p o s its .....................................
247.901 27
319, 809 32
338,218 64
314,215 85
S av in g s c e r tific a te s o f d ep o sit...................
C ertified c h e c k s .........................................
46 97
36
88
C ashier’s c h e c k o u tsta n d in g ..........................
Due to banks and bankers..........................
N o te s and bills r ed isc o u n te d ..................
Bills p a y a b le .......................................
T o t a ls .................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$570. 970 31
$645,282 54
$640,603 00
$636,956 84
STATE
12
BANKING
DEPARTMENT.
No. 144.
STATE SAVINGS BANK OF ANN ARBOR, ANN ARBOR.
Organized N o v em b er 18, 1892.
W .
J.
B
ooth
, P r e s id e n t; W
m
. A
rnold
, V ic e P r e s i d e n t ; C .
J.
W
alz
, A s s i s t a n t C a s h ie r .
E u g en e P. Mills, John H aarer, W illiam J. B ooth, John V. S h eeh an , Wm. Arnold,.
E u g en e E. B eal, J a m es H. W ade, Geo. P. Glazier, John K och, C hristian Martin, N . J. K yer,
H enry S. Carhart, V. C. V aughan.
D i r e c t o r s .—
>
R esou rces.
R eport o f
Feb. 4.
R eport of
Jun e 30.
R eport o f
S ep t. 7.
R eport o f
D ec. 2.
L oans and d isc o u n ts...............................
$209, 910 85
$217, 072 54
$213, 928 06
$217, 903 75
S to ck s, bonds and m o r tg a g e s ...........
143, 580 30
145, 604 30
161,226 04
176,231 04
O v erd ra fts...................................................
690 07
14, 331 57
1.391 33
517 04
76, 248 25
82, 924 91
55,650 26
7, 969 51
6,864 01
B anking h o u se ............................................
2 , 800 00
Furniture and fix tu r es...........................
O ther rea l e s t a te .....................................
D ue from banks in r ese rv e c it ie s ...
482 14
Due from oth er banks and bankers.
612
E x ch a n g es for clearin g h o u se...........
279 87
00
6 , 669
51
501 41
929 77
627 00
5,001 37
79 00
N ic k e ls and c e n t s ...................................
320 63
157 87
243 21
163 99
Gold c o i n ....................................................
439 80
7, 837 00
7,305 60
7,146 00
C hecks and ca sh ite m s ........................
S ilv er c o in .. : .............................................
132 00
1,852 00
U. S. and N a tio n a l bank n o t e s .......
072 00
13,649 00
1,049 45
8 , 427
1,138 00
00
13. 455 00
66
$492,523 41
$486, 740 02
$483,231 36
$50,000 00
$50,000 00
$50,000 00
$50, 000 00
5,500 00
6 , 000 00
6,000 00
6,000 00
7,942 11
8 , 634
61
10,155 04
9, 287 45
D ividends un p a id ........................................................
30 00
1,500
00
C om m ercial d ep o sits s u b je c t to c h e c k .........
98,383 21
101,812 77
110,999 59
102, 837 50
D em and co m m ercia l c e r tific a te s o f deposit.,
49,293 63
52,376 95
230, 370 71
272,199 08
258,458 61
268,155 40
51,126 78
46,951 01
$486,740 02
3,231 36
$441,519
T o ta ls .
L iabilities.
C apital sto c k paid in.................
Surplus fu n d .................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id .................................................
T im e co m m ercia l c er tific a te s o f d e p o s it...
Savin gs d e p o sits........................................................
S a v in g s c e r tific a te s o f d e p o sit..........................
C ertified c h e c k s ........................................................
C ashier’s c h e c k s o u tsta n d in g ............................
D ue to banks and bankers...................................
N o te s and bills red isc o u n te d ..............................
Bills p a y a b le ...............................................................
T o ta ls ,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$441,519
66
$492,523 41
STATE
BANKS
OF
13
MICHIGAN.
No. 213.
ATHENS STATE AND SAVINGS BANK, ATHENS.
Organized April 15, 1899.
H . Mat. D
D
oubleday
ir e c t o r s .—
, P r e s id e n t; W
E.
m
D.
. L e h r , V ic e P r e s i d e n t ; C h a s . A . S
A l b e r t s o n , A s s i s t a n t C a s h ie r .
t a n u if o k d
H. Mat. D oubleday, W illiam Lehr, S. W. H olm es, I . E . W ells, J.
W . M. A lbertson, Chas. A. Standiford.
R eport of
Feb. 4.
R esources.
R eport o f
Jun e 30.
F.
R eport of
S e p t. 7.
, C a s h ie r ;
Culp,
R eport o f
D ec 2.
$14,704 19
$30. 695 37
7, 300 00
7, 350 00
3, 735 29
4, 669 59
275 00
275 00
20, 857 67
17,744 19
14.575 63
90 06
312 01
i^henks and ea,sh ite m s ................................................
749 90
199 64
Nl’e k e ls and e.en ts...........................................................
31 70
31 81
21 09
847 50
987 50
1,607 50
L oans and d isc o u n ts......................................................
S to ck s bonds
‘O verdrafts
n,nd m
.....................................................................
Banking hou se
2, 318 03
..............................................
Furniture and fixtures
............................................
B B ier rea l e s ta te
250 00
V
...................................
Due from hank«*: in rese rv e e it ie s ............................
O ue
$13,298 35
or t,g a g e s .........................................................
frnrn o th er hanks and ha.nkers .
E x ch a n g es fen' elea.ring' h o u se...................................
(4Old e.oin
.......................................................................
1. 597 08
00
537 50
2,288
00
1,395 00
597 00
$41,477
86
$47,305 23
$61,925 76
C apital stool* paid in......................................................
$11,440 00
$14,060 00
$15,000 00
Surplus fund
U ndivided profits, le ss current e x p en ses, intere s t and ta x e s pa,id......................................................
121 90
9 23
209 33
r».oin
.......................................................................
Lr S and N a tio n a l hank n o t e s ................................
T o ta ls
...............................................................
746 05
620
L iabilities.
C om m ereial d ep o sits s n h je e t to e h e e k ...............
10,795 30
10,060 72
18,570 83
Bern and oommeTe.ia.l o.ertifieates o f d e p o s it. .. .
19,120
66
23,175 28
28,145 60
$41, 477
86
$47,305 23
$61,925 76
T o ta ls
.................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
14
STATE
BANKING
DEPARTMENT.
No. 62.
i
WEST MICHIGAN SAVINGS BANK, BANGOR.
i
O rganized April 8 , 1880.
J. E . S
D ir
e b r jn g
, P r e s id e n t; A . C h a p m
an
,
V ic e P r e s i d e n t ; C . B . C h
a r les,
C a s h ie r .
Chapman, W m. B roadw ell, A nson Goss, John E. Sebring, Em m a C. M cN itt,
C. B. Charles, Wm. H. Chapman, R e b e c c a Fansnaugh, Mrs. Charles D eH aven .
ec to r s
.— A lvin
R esou rces.
R eport of
F eb. 4.
R eport of
June 30.
R eport of
S e p t. 7.
R eport of
D ec. 2.
L oans and d is c o u n ts ..............................
$38,041 46
$43, 845 92
$48,146 19
$57, 027 98
S to ck s, bonds and m o r tg a g e s ...........
34,787 51
37, 317 21
37,672 11
38, 485 81
O verdrafts...................................................
B anking h o u se ...........................................
Furniture and fix tu r e s ..........................
O ther rea l e s t a t e .....................................
Due from banks in r ese rv e c it ie s . . .
328 40
1,980
00
60,666 54
200 00
200 00
200 00
00
1,630 00
1, 630 00
47, 736 97
42, 475 74
55, 635 58
1.980
D ue from o th er banks and bankers.
E x ch a n g e s for clearin g h ou se...........
948 33
387 24
C hecks and ca sh ite m s..........................
772 54
N ic k e ls and c e n t s ....................................
50 02
57 36
43 29
46 95
Gold co in ......................................................
1,351 00
1,339 00
2,024 00
1,874 00
133 94
291 50
S ilv er c o in ..................................................
1, 356 00
837 59
68
500 00
U. S. and N a tio n a l bank n o t e s .........
1, 623 00
9,453 00
4,025 00
3, 660 00
$140, 956 47
$1.43,715 38
$136,997 95
$159, 739 06
$25,000 00
$25,000 00
$25, 000 00
25, 000 00
1,774 00
1,945 00
1, 945 00
1, 945 00
720 87
96 69
256 45
918 58
C om m ercial d ep o sits s u b je c t to c h e c k ................
42,193 28
36, 914 75
37, 568 79
54, 590 89
D em and co m m ercia l c e r tific a te s o f d e p o s it__
15,371 91
12,232 55
11,099 02
10, 393 62
T o ta ls .
647
L iabilities.
C apital s to c k paid in.................
Surplus fu n d ..................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s paid ................................................
D ividends u n p a id .............................................................
T im e co m m ercia l c e r tific a te s o f d ep o sit............
S av in g s d ep o sits............... ................................................
3, 384 65
3,260 23
2,999 69
3, 405 48
S avin gs c e r tific a te s o f d ep o sit..................................
52,511 76
64,266 16
58,129 00
63, 485 49
$140, 956 47
$143,715 38
$136, 997 95
$159, 739 06
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ...................................
D ue to banks and ban kers...........................................
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le .......................................................................
T o t a ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
15
No. 93.
CITY BANK, BATTLE CREEK.
Organized Jun e 14, 1871.
N
elso n
E
D ir
ldred
, P r e s id e n t; J . M. W
e c t o r s .—
ard
,
V ic e P r e s i d e n t ; F
r e d e r ic k
A. A
llw ardt
, C a s h ie r .
W illard H. Eldred, F. R. Kingm an, J osep h M. Ward, N e lso n Eldred,
H ow ard Morley.
R esources.
L oans and d is c o u n ts ..............................
R eport o f
F eb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
$ 666,
R eport of
D ec. 2.
888 17
$805,159 17
$830, 632 33
$826,480 27
S to ck s, bonds and m o r tg a g e s ...........
177, 301 32
167, 847 24
162, 726 74
177,221 99
O verdrafts....................................................
15, 419 80
10. 969 90
12,101 77
33, 683 46
3, 900 00
B anking h o u se ...........................................
Furniture and fix tu r e s ..........................
3, 900 00
3.900 00
3, 900 00
O ther rea l e s t a t e .....................................
3. 724 82
3,724 82
3, 724 82
3, 624 82
D ue from banks in rese rv e c it ie s ...
165, 656 10
1 2 0 ,0 1 2 10
126,269 24
153,122 13
D ue from o th er banks and bankers.
24, 582 52
1, 349 16
3, 348 00
2, 389 63
2 , 228
E x ch a n g es fo r clea rin g h o u se...........
C hecks and ca sh ite m s...........................
457 45
3, 586 39
2,184 42
N ic k e ls and c e n t s ....................................
444 42
138 82
69 71
151 74
Gold co in .......................................................
083 50
8,528 00
10,891 50
15, 942 50
S ilv er c o in ....................................................
104 90
1,994 55
3,989 10
870 30
TJ. S. and N a tio n a l bank n o t e s .........
290 00
35,691 00
22, 382 00
14,693 00
$1, 080, 853 00
1,162,901 15
,182,219 63
1,234,308 45
$50,000 00
$50, 000 00
$50, 000 00
$50,000 00
55, 000 00
55,000 00
55, 000 00
55,000 00
3,008 53
7,141 61
10, 640 74
11,784 94
C om m ercial d ep o sits su b je c t to c h e c k .............
208, 618 60
153, 324 87
156,542 08
195,018 39
D em and co m m ercia l c e r tific a te s o f d e p o s it...
20,560 70
23, 539 18
25,312 82
29,707 52
741,260 93
871, 609 16
883,585 70
2,286 33
1,138 29
,162,901 15
1,182,219 63
T o ta ls .
61
L iabilities.
C apital sto c k paid in.................
Sm’plus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
D ividends u n p a id ...........................................................
T im e co m m ercia l c e r tific a te s o f d e p o sit...........
S av in g s d e p o sits.............................................................
891,268
S av in g s c e r tific a te s o f d ep o sits..............................
C ertified c h e ck s'............................................................
C ashier’s c h e c k s o u tsta n d in g ...................................
D ue to banks and bankers.........................................
1,528 72
N o te s and bills r ed isc o u n te d ...................................
Bills p a y a b le ........»............... ........................................
T otals .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1, 080, 853 00
1,234.
STATE
16
BANKING
DEPARTMENT.
No. 178.
MERCHANTS’ SAVINGS BANK, BATTLE CREEK.
O rganized M arch 28, 1895.
F
r a n k
T
, P r e s id e n t; A
u r n e r
D i r e c t o r s .—
M.
m br o se
M in t y ,
W e l l s , A s s is ta n
V ic e P r e s i d e n t ; S
t C a s h ie r .
cott
F
ie l d
, C a s h ie r ; F
red
S c o t t F ield, P e te r H offm aster, A. M. M inty, Frank Turner, I sa a c Am berg.
R esources.
R eport o f
F eb. 4.
R eport o f
June 30.
R eport of
S ep t. 7.
R eport o f
D ec 2.
L oans and d isc o u n ts......................................................
$85,511 17
$108.107 92
$99,380 37
$109, 056 85
S to c k s bonds and m o r tg a g e s...................................
153, 259 66
183, 847 08
189.554 38
218,697 18
O verdrafts ........................................................................
2,119 86
1,558 94
4, 356 96
4, 540 84
Furniture and fix tu r es................................................ .
2. 050 00
2,050 00
1,500 00
1, 500 00
j}-QO from banks in r eserv e c it ie s ............................
41,611 23
68,174 48
80,110 85
49, 430 36
Duo from otfmr banks and b a n k ers.......................
815 82
1,199 25
518 59
632 86
njlOPks and cash ite m s .................................................
3,950 51
2, 503 44
802 19
6, 445 66
N ic k e ls and c e n t s ........... ...............................................
94 72
90 01
87 61
96 54
2, 392 50
5, 460 00
4, 420 00
6, 750 00
Oold coin
...................................................................
......................................................................
1, 347 50
1,228 00
2, 085 00
1,629 00
TT S and N ation al ba,nk n o t e s ...............................
4, 280 00
6,788 00
11,955 00
11,140 00
$297,432 97
$381,007 12
$394.770 95
$409, 919 29
Capital sto c k pa,id in......................................................
$50,000 00
$50,000 00
$50, 000 00
$50,000 00
Surplus fund
.............
.......................................
U ndivided profits, le ss current ex p en ses, intere st and ta x e s pa,id
..............................................
3, 500 00
3, 500 00
4,500 00
4,500 00
2,372 22
6,185 67
4. 556 97
5, 434 37
S ilver coin
T o ta ls
.........................................................................
Liabilities.
F-ommereial d ep o sits s u b je c t to c b e c k .................
60,167 44
76,125 38
75,932 25
73, 386 66
D em and co m m ercia l c e r tific a te s o f d ep o sit —
11,205 95
14,840 99
18,685 89
16,147 58
S a y in g s d ep o sits...............................................................
170, 187 36
230,355 08
241,095 84
260, 450 68
$394,770 95
$409, 919 29
. .. .y - r ...........
Certified, ch e ck s
Rills payab le
T o ta ls .............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$297, 432 97
$381,007 12
STATE
BANKS
OF
MICHIGAN.
17
No. 63.
BAY CITY BANK, BAY CITY.
Organized S e p tem b e r 4, 1871.
Geo. H . Y
oung
, P r e s id e n t;
J.
W
en tw o rth
,
V ic e P r e s i d e n t ; H . C . M o
u lth r o p
, C a s h ie r .
G eorge H. Y oung, A . M cDonnell, Ju stin W en tw orth , A lvin P e te r , F. B. Chesbrough,
G eorge K. W en tw o rth , F. E. T yler, W m. A . Y oung.
D ir e c t o r s .—
R esources.
R eport of
S ep t. 7.
R eport of
Jun e 30.
R eport o f
F eb . 4.
R eport of
D ec. 2.
L oans and d isc o u n ts................................
$598, 555 97
$615,120 12
$718,389 00
$689,783 67
S to ck s, bonds and m o r tg a g e s .............
256,516 07
356, 996 45
387,660 49
413,817 99
O v e r d r a fts....................................................
1,873 07
1, 786 80
2,210 44
3, 280 56
7, 800 00
7, 800 00
B anking h o u se .............................................
Furniture and fix tu r es............................
7,800
00
7,800
00
O ther rea l e s t a t e .......................................
14, 000 00
16,600 00
16, 600 00
9. 930 00
D ue from banks in rese rv e c i t i e s .. ..
252, 565 21
269,854 59
251, 820 21
455, 954 03
D ue from o th er banks and bankers.
2,172 07
4,639 92
2, 783 52
744 65
E x ch a n g es for clearin g b o u se.............
1, 836 53
4, 437 39
1,846 60
2,065 78
1,939 00
C hecks and c a sh ite m s ..........................
393 33
838 16
1, 437 24
N ic k e ls and cen ts,.....................................
816 38
600 32
482 94
595 70
Gold co in ........................................................
26, 470 00
31,310 00
25, 970 00
40, 397 50
S ilv er c o in ....................................................
7,514 40
11,542 45
13,531 60
12, 030 85
TJ. S. and N a tio n a l bank n o t e s .........
28.372 00
39, 883 00
24, 799 00
42,945 00
1,198,885 03
,361, 409 20
1, 455,331 04
, 681, 284 73
$150,000 00
$150,000 00
$150,000 00
$150,000 00
50, 000 00
50, 000 00
50, 000 00
50,000 00
28,732 48
25, 379 56
17, 782 95
T o ta ls .
Liabilities.
C apital s to c k paid in................
Surplus fu n d .................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id .................................................
22, 610 64
D ividends un p aid .............................................................
64 00
C om m ercial d ep o sits su b je c t to c h e c k ...............
259,134 45
D em and co m m ercia l c e r tific a te s o f d ep o sit —
160 00
300,561 19
277, 599 38
461, 541 53
125, 217 05
192, 228 78
298,472 05
308,490 13
578, 361 94
627,142 83
644, 734 06
687,184 69
169 09
3,045 67
1,317 71
905 28
13,227 86
9, 698 25
7, 668 28
5, 380 15
$1,198, 885 03
1,361, 409 20
1,455, 331 04
$1, 681, 284 73
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S avin g s d ep o sits................................................ ..............
S avin g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u t s t a n d in g ................................
Due to banks and b a n k ers............................ .......
100 00
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le ..................................................................
T o ta ls .
3
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
18
DEPARTMENT.
BANKING
No. 43.
BAY COUNTY SAVINGS BANK, BAY CITY.
O rganized F ebruary 1, 1884.
T
hom as
D
Crana
i r e c t o r s .—
ge
, P r e s id e n t; G . H
e n r y
S
h e a r er
, V ic e P r e s i d e n t ;
J
ohn
- M ttlholland, T reasurer.
John Mulholland, N . A . Eddy, H. M. G illett, G. H enry Sh earer, T hom as C ranage,
G ustave H ine, F red T. N orris.
R esources.
R eport of
F eb. 4.
R eport o f
June 30.
R eport of
S ep t. 7.
L oans and d is c o u n ts ......................................................
$285,756 88
$303, 729 00
$288, 622 97
$348, 819 81
S to c k s bonds and m o r tg a g e s ..................................
87,197 38
84,705 74
81,230 74
78, 728 57
43 16
190 30
88 06
160 28
O verdrafts........
.............................. ............................
,
R eport of
D ec. 2.
Banking hou se ................................................................
Furniture and fixtures - - O ther rea l e s t a t e .............................................................
6,188 47
8,061 63
8,061 63
11,145 79
Bue from banks in rese rv e c it ie s ............................
101, 699 21
134, 637 19
190,049 72
129, 396 52
381 55
178 05
2,022 01
5,978 41
66 07
6, 245 00
7, 300 00
Due from oth er banks and ban kers........................
E x ch a n g es for clea rin g h o u s e .................................
C heeks and cash ite m s ..........................................
N ic k e ls and c e n t s ............................................................
70 48
76 23
Gold co in ..............................................................................
6, 240 00
6,796 00
70 39
S ilv er c o in ..........................................................................
263 95
751 80
633 25
1, 647 55
U . S. and N a tio n a l bank n o t e s ................................
17, 997 00
25, 397 00
11,825 00
24,157 00
T o ta ls ............................................................................
$505, 838 03
$564,522 94
$588,844 45
$607,404 32
C apital sto c k paid in.'...................................................
$50, 000 00
$50,000 00
$50, 000 00
$50, 000 00
Surplus fu n d .......................................................................
U ndivided profits, less current ex p en ses, intere s t and ta x e s p a id ......................................................
25,000 00
25,000 00
25, 000 00
25,000 00
5.278 61
937 85
2, 958 52
6, 655 58
D ividends u n p a id .............................................................
135 00
2, 550 00
C om m ercial d ep o sits s u b je c t to c h e c k .................
73,457 11
107, 702 44
103,254 78
95, 752 06
S a v in g s d ep o sits...............................................................
310,337 94
342,216 85
369,940 09
397,201 54
S a v in g s c e r tific a te s o f d e p o sit.................................
41, 429 37
35,615 80
37, 591 06
32,595 14
C ertified c h e c k s ...............................................................
200 00
500 00
100 00
200 00
$505,838 03
$564, 522 94
$588,844 45
$607, 404 32
L iabilities.
Demond com m ercial c e r tific a te s o f d e p o s it...
T im e com m ercial c er tific a te s o f d e p o sit.............
C ashier's c h e ck s o u tsta n d in g ...................................
D ue to banks and ban kers.........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le.
.............................................................
T o t a ls ............................................................................
•
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
•
STATE
BANKS
OF
MICHIGAN.
19
No. 30.
THE COMMERCIAL BANK, BAY CITY.
Organized A u gu st 15, 1888.
C. R.
D ir
H
aw ley
, P r e s id e n t;
C. C.
W
h it n e y
, V ic e P r e s i d e n t ;
J. R.
W
a tr o u s,
C a s h ie r .
Chas. C. W hitney, Thom as A . E. W ea d o ck , C. R. H aw ley, Geo. P ennim an
U. C. Barker, B en jam in B outell, R obert C. Bialy, John C. W ead ock , J. R. W atrous.
e c t o r s .—
R eport o f
F eb . 4.
R eport of
Jun e 30.
R eport of
S e p t. 7.
L oans and d is c o u n ts ..............................
$264, 984 85
$275, 975 47
$337,085 82
$373, 662 33
S to ck s, bonds and m o r tg a g e s ...........
25,000 00
27,000 00
27, 000 00
27, 000 00
O v e r d r a fts......................— *....................
1,247 03
261 42
270 59
2,226 11
Furniture and fix tu r e s ..........................
6, 444 92
6, 444 92
6,444
92
6, 444 92
O ther rea l e s t a te ................................... ..
4,734 79
4, 734 79
4, 734 79
4, 734 79
22,880 14
R esources.
R eport of
D ec. 2.
B anking h o u se ................... .......................
Due from banks in r ese rv e c it ie s ...
51,914 75
69,313 89
25,268 52
D ue from o th er banks and bankers.
1,456 29
1,236 65
979 22
1, 480 79
E x ch a n g e s for clearin g h o u se...........
385 56
1,184 74
564 77
2, 498 08
394 04
C hecks and c a sh ite m s .........................
882 10
410 35
432 44
N ic k e ls and c e n t s ....................................
151 89
179 25
89 00
119 50
Gold c o in ......................................................
8,245 00
5, 220 00
1, 320 00
2, 617 50
S ilv er c o in ...................................................
1, 603 64
2,126 33
6,346 32
2,153 26
H. S. and N a tio n a l bank n o t e s .......
22,048 00
19,004 00
9,148 00
18, 567 00
$389,098 82
$413,091 81
$419,684 39
$464,778 46
$1 0 0 ,0 0 0
$100 , 000
$ 100,
$100,000 00
T o ta ls
Liabilities.
C apital sto c k paid in.
Surplus fu n d .j............................................... ................ .
U ndivided profits, le ss current e x p en ses, in ter
e s t and ta x e s p a id ......................................................
00
00
000 00
1, 000 00
1,000 00
1,000 00
1 , 000 00
15, 432 95
1,882 49
4, 959 06
7, 330 50
228,108 67
D ividends u n p a id .............................................................
C om m ercial d ep o sits s u b je c t to c h e c k ................
210, 869 27
244,187 59
236, 543 85
D em and co m m ercia l c e r tific a te s o f d e p o s it__
3,127 90
2, 484 06
1, 778 64
17,827 31
T im e co m m ercia l c e r tific a te s o f d e p o s it ...........
15,266 64
9,782 13
11,915 33
13, 438 43
S av in g s d e p o sits............................................................
42,917 14
51,917 75
61,137 51
71,085 15
20
1,837 79
2,350 00
988 40
S av in g s c e r tific a te s o f deposit.
C ertified c h e c k s ..............................
C ashier’s c h e c k s o u tsta n d in g ..
D ue to banks and ban kers.........
385 72
N o te s and bills r ed isc o u n te d ...
Bills p a y a b le .....................................
T o ta ls
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
25,000 00
$389, 098 82
$413,091 81
$419,684 39
$464,778 46
STATE
20
BANKING
DEPARTMENT.
No. 2.
BELDING SAVINGS BANK, BELDING.
O rganized'January 15, 1889.
H . J. L
eo nard
D i r e c t o r s .—
, P r e s id e n t; A . N . B
e l d in g
, V ic e P r e s i d e n t ; C h a s . S . F
elch
, C a s h ie r .
A. N . B elding, H. J. L eonard, O. F. W eb ster, H. L. P a g e , W. P. H eth erin gton ,
E. E. F a les, F. P. Hamm on.
R esou rces.
R eport of
F eb. 4.
R eport o f
Jun e 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
$60,774 05
$77,229 71
86, 609 21
$72, 902 85
•Stocks, bonds and m o r tg a g e s ...........
8, 273 66
7,753 66
7, 908 66
7,025 00
O v e r d r a fts....................................................
82 72
633 73
939 69
L oans and d isc o u n ts..............................
Banking b o u se ...........................................
7, 875 67
7,875 67
7,875 67
Furniture and fix tu r es............................
1, 550 00
1,550 00
1, 550 00
1,550 00
O ther r ea l e s t a t e .....................................
4,793 42
4, 793 42
4,793 42
5, 594 58
D ue from banks in r ese rv e c it ie s ...
4,549 89
19, 229 25
2, 789 38
18,747 01
D ue from oth er banks and bankers
2, 783 22
2,516 23
1, 263 03
677 38
E x ch a n g es for clea rin g h o u se ...........
i
C hecks and ca sh ite m s ........................
807 71
571 65
1,301 44
442 36
N ic k e ls and c e n t s ....................................
132 21
104 35
89 58
88 24
2. 223 50
1, 933 50
1, 928 50
Gold c o in ......................................................
2,741
00
7, 875 67
S ilv er c o in ..................................................
1,738 75
1,852 10
1,485 30
1. 559 25
U . S. and N a tio n a l bank n o t e s ........
4,800 00
8,429 00
6,554
5, 347 00
$100, 902 30
, 762 27
$125, 092
$25,000 00
$25,000 00
$25,000 00
$25, 000 00
5, 000 00
5, 000 00
5, 000 00
5, 000 00
946 55
1, 855 00
1,770 64
2,475 11
15,427 48
31, 688 99
17,306 16
21, 472 07
752 72
651 72
651 72
651 72
T o t a ls .
00
$123,737 84
L iabilities.
C apital sto c k paid in.................
Surplus fu n d ......................................... -.......................
U ndivided profits, le ss current e x p en ses, in ter
e s t and ta x e s p a id ................................................
D ividends un p a id ........................................................
(
C om m ercial d ep o sits su b je c t to c h e c k ...........
D em and co m m ercia l c e r tific a te s o f d e p o s it__
T im e co m m ercia l c e r tific a te s o f d e p o s it----S a v in g s d e p o sits.........................................................
5, 444 83
7,189 56
S a v in g s c e r tific a te s o f d ep o sit............................
48,222 97
63,119 57
8. 245 80
66, 720 01
59,522 35
107 75
257 43
398 55
133 01
$100, 902 30
$134,762 27
$125, 092 88
$123,737 84
9, 483 58
C ertified c h e c k s ........................................................
C ashier’s c h e ck s o u tsta n d in g .................■............
D ue to banks and b a n k ers..................................
N o te s and bills r ed isc o u n te d ..............................
Bills p a y a b le ...............................................................
T o ta ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
21
No. 159.
PEOPLE’S SAVINGS BANK OP BELDING, BELDING.
Organized May 12, 1893.
E. R. S
pen c er
, P r e s id e n t; F
r a nk
R . C h a s e . V ic e P r e s i d e n t ; M . A . R
A s s i s t a n t C a s h ie r .
eed
, C a s h ie r ;
W . L.
Cu
sser
,
—E. R. S p en cer, L. L. H olm es, B rinton F. Hall, Frank R. C hase, M. A. R eed, C harles
Eddy, L oren C. F a les, John G reenop, W. H. L ock e, G. M. S p en cer, Geo. H oppough, A . A.
Palm er.
Dir e c t o r s .
R esources.
R eport o f
F eb . 4.
R eport of
June 30.
R eport o f
3 e p t. 7.
R eport of
D ec. 2.
Tionns and d isc o u n ts......................................................
$120,511 39
$125, 250 59
$125,650 84
$119,726 79
S to ck s, bonds and m o r tg a g e s...................................
21,101 58
18,166 55
17, 986 55
19, 370 55
O v e r d r a fts.......................................................... .............
2,525 86
301 07
1, 868 58
Ranking b o u se ...................................................................
8,000 00
66 99
8,000 00
8, 000 00
8, 000 00
■Furniture and fix tu r es..................................................
2, 750 00
2,750 00
2, 750 00
2,750 00
1,717 60
1,717 60
1,717 60
Thie f r o m banks in rese rv e c it ie s ...........................
20,805 06
10,323 53
11,727 15
13, 667 98
Due from o th er banks and bankers........................
551 93
618 08
126 21
91 40
551 21
O ther real e s t a t e .............................................................
•
F.xehanges for clearin g h o u se...................................
O hecks and cash ite m s ................................................
343 76
736 89
150 02
N ic k e ls and. c e n t s ...........................................................
173 83
17 68
107 26
32 53
Gold co in ..............................................................................
5,532 00
5, 854 34
6,319 34
6,154 50
S ilv er c o in ..........................................................................
1,283 05
3,091 65
1,789 55
1,232 90
TT. S. and N a tio n a l bank n o t e s ...............................
5, 861 00
7,400 00
3, 792 00
5,078 00
T o t a ls ............................................................................
$189,439 46
$183, 993 90
$180,417 59
$180, 242 04
$35, 000 00
$35, 000 00
$35, 000 00
$35, 000 00
5, 000 00
5,000 00
5, 000 00
5,000 00
362 32
336 03
566 81
1,592 44
L iabilities.
C apital sto c k paid in ....................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, inter
e s t and ta x e s p a id ......................................................
D ividends un p a id .............................................................
28 00
C om m ercial d ep o sits su b je c t to c h e ck .................
34,794 90
25, 829 77
27, 385 63
24,219 81
D em and co m m ercia l c e r tific a te s o f d e p o s it__
3,432 69
2,570 46
2,475 86
2, 475 86
T im e co m m ercia l c e r tific a te s o f d e p o sit.............
S av in g s d ep o sits...............................................................
13,089 71
12,898 41
12, 632 10
12, 488 94
S av in g s c e r tific a te s o f d e p o s it...............................
97,731 84
102,359 23
97,357 19
99, 464 99
$189, 439 46
$183,993 90
$180,417 59
$180, 242 04
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and b a n k ers.........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le.......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
22
STATE
BANKING
DEPARTMENT.
No. 219.
BENTON HARBOR STATE BANK, BENTON HARBOR.
O rganized D ecem b er 20, 1899.
I. W . C o
D ir
ec to rs
. — I.
n k ey
, P r e s id e n t; H .
D,
P
ool,
V ic e P r e s i d e n t ; W
m.
R
u p p
, J
r
.,
C a s h ie r .
W . Conkey, H. D. P ool, W m. Rupp. Jr., B. M. N o w len , Geo. M. V alen tin e, J. H
L e e , L e w is Southerland, S. L. V anCam p, M ason B. W ells.
R esources.
L oan s and d is c o u n ts .....................................................
S to ck s, bonds and m o r tg a g e s...................................
O verd rafts...........................................................................
B anking h o u s e ...................................................................
Furniture and fix tu r e s ..................................................
O ther r ea l e s t a t e ............................................................
D ue from banks in rese rv e c itie s ............................
Due from o th er banks and b an kers.......................
E x ch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s .................................................
N ic k e ls and c e n ts ..........................................................
Gold co in ..............................................................................
S ilv er c o in ............................ ..............................................
U. S. and N a tio n a l bank n o t e s ...............................
T o t a ls ............................................................................
L iabilities.
C apital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
D ividends u n p a id .............................................................
C om m ercial d ep o sits s u b je c t to c h e c k ................
C om m ercial c er tific a te s o f d e p o sit......................
S a v in g s d ep o sits...............................................................
S a v in g s c er tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u t s ta n d in g ..................................
Due to banks and ban k ers..........................................
N o te s and bills r ed isco u n ted .....................................
Bills p a y a b le ...................................................... 1..............
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
R eport o f
R eport of
R eport of
R eport o f
STATE
BANKS
OF
MICHIGAN.
23
No. 220.
CITIZENS’ STATE BANK, BENTON HARBOR,
A r tic le s filed D e cem b er 26, 1899.
F
red
E. L
ee
, P r e s id e n t; C. M . E
D i r e c t o r s .—
d ig k
, V ic e P r e s i d e n t ; H . D . H
a n t C a s h ie r .
o p k in s
,
C a s h ie r ;
R.
E.
L
ee
, A s s is t
F red E. L ee , C. M. Edick, J. O. B ec r a ft, Geo. B. T hayer, R. E. L ee , T. L. W ilkin
son, John Schairer, Solon Cutler, H. D. Hopkins.
R eport o f
R esources.
R eport of
R eport of
R eport of
C -fArtlro hnnrle qn fl TT1ni’t’.O'il.O'PQ ...............................
Furniture and
........................ ................
from banks in rps^rv^ c i t i e s . ..........................
Due from o th er banks an^ bankers
C hecks and cash it^m s
and. c e n ts
....................
.....................................
..............................................
QiliiPi1 pm'n
................. ......................
TJ S and N a tio n a l bank n o tes
Liabilities.
U ndivided profits, le ss cu rren t ex p en ses, inter-
C om m ercial d ep o sits subject, to c h e c k ...
S av in g s c e r tific a te s o f d ep o sit
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
*
STATE
24
BANKING
DEPARTMENT.
No. 76.
FARMERS AND MERCHANTS’ BANK, BENTON HARBOR.
O rganized F ebruary 20, 1888.
Jo
hn
Ro
b in s o n
, P r e s id e n t;
R. M.
Jo
n es.
K
D ir
ec to rs.
V ic e P r e s i d e n t ; W
. T e lle r .
a r r e n
Ca
r ro ll
, C a s h ie r ; J o h n
J.
in n e y
—R. M. Jones, W . P. Robbins, A. Plum m er. O. B. Hipp, E dw ard Brant, R. H. S h er
w ood, John Robinson, W illiam S te w a r t, A. J. Kidd.
R esources.
R eport o f
Feb. 4.
R eport of
June 30.
R eport o f
, S ep t. 7.
R eport of
D ec. 2.
T,oa,ns and d isc o u n ts......................................................
$302,452 41
$347, 826 21
$364, 385 47
$353, 500 66
S to ck s bonds and m o r tg a g e s ...................................
40,759 00
44,659 00
64, 392 00
69,017 00
O v e r d r a fts..........................................................................
1,290 40
272 47
132 69
89 73
Ranking h o u se ...................................................................
4, 620 54
4, 620 54
4, 620 54
4, 620 54
Furniture and fix tu r es..................................................
3, 410 55
3,410 55
3,410 55
3,410 55
O ther real e s t a t e .............................................................
2,192 51
2,192 51
2,192 51
2,192 51
1,713 00
1,692 50
Rue from hanks in rese rv e c it ie s ............................
152, 978 91
148, 078 41
332, 833 69
258, 193 76
Rue from oth er hanks and h a n k ers.......................
619 27
990 70
272 57
86 79
284 84
69 50
N ic k e ls and c e n t s ............................................................
840 30
573 72
312 16
710 43
Gold c o in ..............................................................................
20,550 00
21,325 00
21,420 00
35, 980 00
S ilv er c o in ...........................................................................
5,629 75
5,905 70
6, 364 00
9,123 85
TT S. and N a tio n a l hank n o t e s ...............................
34, 802 00
41,247 00
36,850 00
44, 382 00
T o t a ls ............................................................................
$570,145 64
$621, 101 81
$839,184 02
$783,089 82
C apital sto c k paid in......................................................
$50,000 00
$50. 000 00
$50, 000 00
$50, 000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p en ses, intere st and ta x e s p a id ......... ............................................
50, 000 00
51,000 00
51, 000 00
51,000 00
4,615 18
2,861 03
6,107 94
11,192 67
Com m ercial d ep osits su b je c t to c h e c k .................
277,993 75
317,712 51
474,715 36
399,729 36
D em and com m ercial c er tific a te s o f d e p o s it__
42, 836 49
52, 435 07
70.235 43
70, 854 86
P r e m iu m s................. ........................................................
p.vchanpps for clearin g h o u se...............
Ohec.ks and ca.sh it e m s ...
L iabilities.
R ividends unpaid
..................................................
T im e com m ercial c e r tific a te s o f d e p o sit.............
S a v in g s d ep o sits............................ ................................
23,856 25
26, 490 05
27, 978 09
25,176 13
Sa.vings c er tific a te s o f d e p o s it...............................
119,743 97
120,163 15
151, 823 20
174,796 80
Certified c h e c k s ...............................................................
1,100 00
200 00
7,200 00
240 00
124 00
200 00
120 00
$621,101 81
$839,184 02
$783,069 82
C ash ier’s c h e c k s o u tsta n d in g ...................................
Rue to hanks and hankers...........................................
N o te s and hills red isc o u n te d .....................................
Rills payab le ..
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$570,145 64
STATE BANKS
OF
MICHIGAN.
25
No. 163.
BLISSFIELD STATE BANK, BLISSFIELD.
Organized May 31, 1893.
George F . F
D
ord
i r e c t o r s .—
, P r e s i d e n t ; W i l l i a m »Ro t h f u s s , V i c e P r e s i d e n t ; C h a s . B . P
S a m u e l O . R o t h f u s s , A s s i s t a n t C a s h ie r .
h il l ip s
, J
r
., C a s h i e r ;
Chas. B. Phillips, Jr., G eorge F. Ford, A dam Dreher, H. B. H ath aw ay, P. T. D aven
port, W m . R othfuss, S a m u el O. R othfuss.
R eport o f
F eb. 4.
R esources.
R eport of
June 30.
R eport o f
S ep t. 7.
R eport of
D ec. 2.
L oans and d isc o u n ts................................... ..................
$72,325 32
$57,810 61
$70,622 18
$92,953 87
S to ck s, bonds and m o r tg a g e s ...................................
20.544 17
22, 365 25
27,165 25
26, 975 00
O v e r d r a fts..........................................................................
912 54
74 26
1, 328 58
728 80
B anking h o u se .................................................................
5, 432 65
5,432 65
5,432 65
5, 432 65
Furniture and fix tu r es..................................................
2, 317 35
2,317 35
2,317 35
2, 317 35
O ther rea l e s t a t e .............................................................
D ue from banks in r eserv e c it ie s ............................
12, 027 72
35,034
68
21,733 59
3, 675 40
8 , 874
27
D ue from oth er banks and ban kers........................
E x ch a n g es for clearin g h o u se...................................
981 89
299 11
N ic k e ls and c e n t s ...........................................................
101
26
152 11
2 90
1 47
Gold co in .............................................................................
2 , 060 00
2 ,0 0 0 00
2 ,0 0 0 00
2, 040 00
C hecks and ca sh ite m s ................................................
2, 455 52
374 10
244 35
542 90
342 95
U . S. and N a tio n a l bank n o t e s ...............................
5, 655 00
5, 980 00
7, 000 00
6,471 00
T o t a ls ............................................................................
$125, 425 51
$132,393 15
$138,444 51
C apital sto c k paid in......................................................
$15, 000 00
$15, 000 00
$15,000 00
$15, 000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
5, 000 00
5, 000 00
5, 000 00
5,000 00
1, 008 66
657 30
1,125 17
1,368 97
S ilv er c o in .....................................................................
,
$148,592
1
88
Liabilities.
D ividends un p aid .............................................................
C om m ercial d ep o sits s u b je c t to c h e c k ...............
14, 879 04
11,032 71
10, 090 60
13,332 29
Dem and co m m ercia l c e r tific a te s o f d ep o sit —
57, 386 31
55. 940 79
50, 275 34
61,787 62
32, 151 50
44, 762 35
56, 953 40
52,104 00
$125,425 51
$132,393 15
$13<,444 51
T im e co m m ercial c e r tific a te s o f d e p o s it...........
S a v in g s d e p o sits............. .................................................
S a v in g s c e r tific a te s o f d e p o s it...............................
C ertified c h e c k s ...............................................................
C ashier’ c h e c k s o u tsta n d in g ...................................
Due to banks and b an kers...........................................
N o te s and bills red isco u n ted ..
Bills p a y a b le ..............................
...............................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$148, 592
88
STATE
26
BANKING
DEPARTMENT.
No. 187.
FIRST STATE SAVINGS BANK OF BRECKENRIDGE, BRECKENRIDGE.
Organized Aprii 7, 1896.
J • K
D
Cr
aw fo rd
, P r e s id e n t;
W . O.
W a t s o n , V ic e P r e s i d e n t ; A l f .
C r a w f o r d , A s s i s t a n t C a s h ie r .
F.
Cra
w fo rd
,
C a s h ie r
•
T
h o s.
J a m es B . Crawford, W . O . W atson , L em u el W aggoner, G eorge P . Y oung C P e te r
man, John M itchell, Jr., J a m es P. Gibbs, A lf. F. Crawford, Thos. Crawford. ’
i r e c t o r s .—
R esou rces.
L oans and d isc o u n ts...................................
R eport o f
Feb. 4.
R eport o f
Jun e 30.
R eport o f
S ep t. 7.
R eport o f
D ec. 2.
$23, 308 69
$26,754 85
$29,349 78
$29. 278 39
6,631 50
7,074 00
7, 624 00
10, 522 50
O verdrafts . . . . : ...............................................
227 54
175 60
271 95
B anking h o u se ......................................................
959 40
959 40
959 40
959 40
Furniture and fix tu r es.............................................
586 07
586 07
586 07
586 07
D ue from banks in r ese rv e c it ie s ...........................
3,396 91
1, 983 44
4, 395 61
2, 015 83
D ue from o th er banks and b a n k ers.......................
1,274 71
148 95
143 40
9 60
S to ck s, bonds and m o r tg a g e s ................................
23
68
O ther r ea l e s t a t e .............................................
e x c h a n g e s for clearin g h o u se...................................
C hecks and cash ite m s ................................................
92
401 56
N ic k e ls and c e n t s ............................................
29 81
55 33
Gold coin...............................................................
1,227 50
607 50
487 50
642 50
S ilv er c o in ............................................................
659 25
548 10
947 25
252 10
2, 230 00
939 00
U . S. and N a tio n a l bank n o t e s ...............................
T o t a ls ..................................................
666
1.283 00
1.702
00
39 83
88
89
68
15
65 52
$40.251 30
$40,996 80
$47,123
68
$45, 362 74
$15, 000 00
$15,000 00
$15, 000 00
$15,000 00
950 00
950 00
1,050 00
1, 050 00
362 52
1.078 77
571 77
1,751 58
L iabilities.
C apital s to c k paid in.............................................
Surplus fu n d ..............................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ............................
D ividends un paid..................................
C om m ercial d ep o sits s u b je c t to c h e c k .......
D em and co m m ercia l c e r tific a te s o f d e p o s it....
8 , 777
21
54
7, 920 27
7. 769 47
15.161 57
16.970 49
22,581 64
19,791 69
$40,251 30
$40. 996 80
6 . 997
T im e com m ercial c e r tific a te s o f d e p o s it...........
S a v in g s d ep o sits.................................
S a v in g s c e r tific a te s o f d ep o sit..................
C ertified c h e c k s ..............................
C ashier’s c h e ck s ou tsta n d in g ..........................
Due to banks and ban kers......................
N o te s and bills r ed isc o u n te d ........................
Bills p a y a b le ..................................*. .
T o t a ls .................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$47,123
68
$45, 362 74
STATE BANKS
OF
MICHIGAN.
27
No. 216.
BROWN CITY SAVINGS BANK, BROWN CITY.
Organized June 9, 1899.
B.
D
R. N
oble
i r e c t o r s .—
B.
, P r e s id e n t; J a m e s L . B
R.
N oble, J.
L.
u r d ic k
B en ed ict,
C h a s.
R esources.
L oans and d isc o u n ts......................................................
. V ic e P r e s i d e n t ; C h a r l e s N
oble
, C a s h ie r .
N oble, F red J. Burdick, J o h n P . N iggem an,
R eport o f
R eport of
June 30.
R eport of
S ep t. 7.
Jr.
R eport of
D ec. 2.
86
$48,771 82
$46,981 73
S to ck s, bonds and m o r tg a g e s...................................
4, 487 83
4,814 58
4, 716 08
O v erd ra fts...........................................................................
13 04
47 98
181 94
Banking b o u s e .............. ............................ ....................
1,619 04
1,619 04
1,619 04
Furniture and fix tu r es..................................................
1,636 75
1, 636 75
1,636 75
18, 047 97
12, 347 53
17, 305 51
972 20
378 58
$46, 637
O ther r ea l e s t a t e .............................................................
D ue from banks in r ese rv e c itie s ...........................
D ue from oth er hanks and b a n k ers........................
E x ch a n g es for clea rin g h o u se...................................
C hecks and ca sh ite m s ................................................
323 99
N ic k e ls and c e n t s ...........................................................
72 23
Gold co in ..............................................................................
1,630 00
68
09
1 ,2 0 0 00
80
86
1, 900 00
S ilv er c o in ..........................................................................
379 45
278 25
329 20
U . S. and N a tio n a l bank n o te s .................................
4, 012 00
4, 579 00
2 , 266 00
T o t a ls ............................................................................
$78, 860 16
$76, 335 24
$77, 395 69
$2 0 ,0 0 0
$20 , 000
$2 0 ,0 0 0
L iabilities.
C apital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, intere s t and ta x e s p a id ......................................................
00
00
00
250 00
366 44
781 27
79 18
C om m ercial d ep o sits su b je c t to c h e c k ...............
23,787 17
23,613 11
22, 130 05
Demand com m ercial c e r tific a te s o f d e p o s it.......
34,706 55
31, 940
86
34, 936 46
$76,335 24
$77,395 69
D ividends un paid.............................................................
S av in g s d ep o sits...............................................................
S av in g s c e r tific a te s o f d ep o sit.................................
Certifier! c h e ck s .............................................................
C ash ier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and b a n k ers..........................................
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$78, 860 16
STATE
28
BANKING
DEPARTMENT.
No. 212.
THE BURR OAK STATE BANK, BURR OAK.
Organized D ecem b er 21, 1898.
H
en r y
D ir
P. Mo
w r y
e c t o r s .— J .
, P r e s id e n t; J o h n P . K e k s e a r .
P r e s id e n t; P . E r n e s t S
B. K eeslar,
J.
V ic e
P r e s id e n t; J a c k so n
, C a s h ie r .
S. Sh en em an, H enry P . M owry, C.
W m. M allow, S. L. H agenbaugh.
R eport o f
F eb . 4.
R eso u rces.
S. S
h enem an
, 2d
V ic e
h affm aster
J.
H olm es, M arshall F. Sm ith,
R eport of
Jun e 30.
R eport o f
S ep t. 7.
$10,902
R eport of
D ec. 2.
L oans and d is c o u n ts .....................1...............................
$3, 013 30
$11,966 80
88
$13,421 07
S to ck s, bonds and m o r tg a g e s ...................................
4, 610 00
6 , 620 00
6 , 620 00
7,445 00
51 56
15 21
314 11
O verdrafts............................................................................
B anking H o u s e ....................................... ........................
1, 716 60
1,716 60
1, 727 10
1,727 10
Furniture and fix tu r e s ..................................................
1,255 58
1,264 58
1,264
1,383 10
7,957 91
K xpenses
88
5 95
O ther rea l e s t a t e .............................................................
Due from hanks in rese rv e c it ie s ............................
10, 223 29
7,562 36
Due from o th er hanks and han kers.......................
1,515 00
500 00
8 , 644
22
2 ,1 0 0 00
E x c h a n g e s f o r c l e a r i n g h o u s e ..........................
C hecks and cash ite m s.................................................
134 20
122 87
N ic k e ls and c e n t s ...........................................................
44 09
9 19
9 29
17 56
Gold coin..............................................................................
445 00
1,172 50
1,262 50
1,052 50
S ilv er c o in ..........................................................................
U. S. and N a tio n a l bank n o te s ............................
T o t a ls ............................................................................
187
88
162 87
411 00
312 35
00
2,615 00
3,256 00
827,130 73
$34,152 71
$32,973 65
$39,835
812,236 21
$15, 000 00
$15,000 00
$15, 000 00
50 00
50 00
50 00
09
121 14
57 64
594 72
3,573 00
665 25
2,501
88
L iabilities.
C apital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ................................
68
300 00
D ividends u n p a id .............................................................
20 00
20 00
37
8,108 26
10,394 93
7, 111 75
10, 494 25
9,674 25
14,313 31
827,130 73
$34,152 71
$32, 973 65
C om m ercial d ep o sits s u b je c t to c h e c k ................
7,782 77
D em and co m m ercial c er tific a te s o f d e p o s it__
8 , 240
T im e com m ercial c e r tific a te s o f d e p o sit............
Savin gs d ep o sits...............................................................
S a v in g s c e r tific a te s o f d e p o s it ...............................
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ...................................
Due to banks and b an kers..........................................
N o te s and bills r ed isco u n ted .....................................
Bills p a y a b le .......................................................................
T o t a ls .............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.....
$39, 835
88
STATE
BANKS
OF
MICHIGAN.
29
No. 181.
CADILLAC STATE BANK, CADILLAC.
Organized O ctober 30, 1895.
F.
J.
C o b b s, P r e s id e n t; S . W . K
D i r e c t o r s .—
bam er
,
V ic e P r e s i d e n t ; H
e n r y
K
now lton
, C a s h ie r .
W m. F. M cA die, S. W. K ram er, John Mansfield, W. W . M itchell, Frank J. Cobbs.
W . W. Cummer, D. F. Diggins.
R eport of
D ec. 2.
R eport o f
F eb. 4.
R eport of
June 30.
R eport of
S e p t. 7.
.................. ..............................
$271.194 76
$291,201 06
$289. 569 21
S to ck s bonds and m ortga.ges...................................
46, 364 56
76, 881 07
85,237 37
86 , 680
98
........,,, ■•...................................................
258 60
37 70
172 45
255
88
Banking h o u se ...................................................................
2 . 800 00
2,800
00
2 . 800 00
2,800
00
Furniture and fix tu r e s ..................................................
1 , 000 00
1 .0 0 0 00
1 . 000 00
1 ,0 0 0 00
from banks in r eserv e c it ie s ............................
95, 059 73
84,171 48
109 272 52
39,844 08
Due from o th er barks and bankers........................
45,000 00
45,000 00
45,000 00
35, 000 00
816 59
R esources.
-Loans and discou n ts
dyprdrtift,s
$342,618 59
116 39
TT'xrrtV.nrwrûc
HiXCiiaiig e?s for
iu i nlparincr
iniiig Tinn.se
..............................................
1,202 27
746 79
2,100 09
........................................................
112 04
87 90
190 83
225 13
.....................................................................
5, 350 00
5. 335 00
5,995 00
C hecks and cash ite m s.................................................
N ic k e ls and c e n ts
Gold coin
00
r................................................
899 90
2.779 50
1,257 50
634 50
S and N ation al bank n o t e s ...............................
11,107 00
13,463 00
14,541 00
25, 650 00
86
$527,148 50
$556,475 97
$541,637 14
$50,000 00
S ilv er cnin
F
8 , 980
T o ta ls
, , , ..........................................................
$480, 318
L iabilities.
$50,000 00
$50,000 00
$50,000 00
Surplus fund . . . . , , , , , , , ..............................................
U ndivided profits, le ss current ex p en ses, intere st and ta ^ es pa,id . . . . ,, ......................................
15,000 00
15, 000 00
17, 500 00
684 47
6,269 70
3, 638 90
C om m ercial d ep o sits su b je c t to c h e c k ................
165,643 70
191,341 89
175,398
66
149, 728 33
D em and co m m ercia l c er tific a te s o f d e p o s it....
177,591 43
179,499 79
213,187 44
222,103 18
S av in g s d e p o sits...............................................................
71, 339 26
85, 037 12
96,750 97
96, 920 03
$52?, 148 50
$556, 475 97
$541,637 14
C apital steely paid in.
... r............................... ...
17,500
00
5, 385 60
90 00
C ashier s c h e ck s o u tsta n d in g ...................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$180, 348
86
30
STATE
BANKING
DEPARTMENT.
No. 87.
MERCHANTS AND MINERS’ BANK, CALUMET.
Organized A u gu st 7, 1873.
Ch a s. B
D ir
r ig g s ,
ec to r s.
P r e s id e n t; P
eter
R t j p p e , J r ., V i c e P r e s i d e n t ; H . S . C o l t o n , C a s h i e r ; S
P a u l l , A s s i s t a n t C a s h ie r .
teph en
—W. A. Childs, C. W . N iles, P. Ruppe, Jr., John D uncan, Chas. Briggs, H. S. C olton.
P a u l P. Roehm.
R esources.
L oans and d isc o u n ts.............................................
R eport o f
F eb . 4.
R eport o f
Jun e 30.
$465, 389 57
$562, 945 27
138,850 00
138,850 00
1, 943 52
1,549 83
Furniture and fixtures.........................................
4, 673 00
4, 673 00
O ther rea l e s t a t e .......................................
9,526 73
9,526 73
Prem ium a c c o u n t....................................................
1,915
S to ck s, bonds and m o r tg a g e s ...................................
O v e r d r a fts..............................................................
R eport o f
S e p t. 7.
$562, 482
68
133, 500 00
A
R eport o f
D ec. 2.
$600. 926 26
118,500
QA
00
AQn ia
B anking h o u se ........................................................
Q1^ AS
1 515 00
272,913 00
273,221 92
263. 728 72
29
9, 550 00
5,152 64
8,264 11
C hecks and c a sh ite m s ................................................
890 25
6,331 31
875 71
666
N ic k e ls and c e n t s ......................................................
957 47
991 91
678 72
416 74
68
Due from hanks in rese rv e c it ie s ............................
477, 284 58
Due from o th er banks and han kers........................
8 , 798
1,915
68
1
E x ch a n g es for clea rin g h o u s e ...................................
Gold co in .........................................'........
S ilv er c o in ................................................................
TJ. S. and N a tio n a l hank n o t e s ..............................
T o t a ls ......................................................
36,385 00
4,172 00
69, 913 00
AK
2,485 00
88 , 070
00
$1, 220, 699 09
QQH nn
2, 327 20
so ow nn
$1,134,708 64
qa asp;
09
nn
3,116 15
nn
sq
$1,132,893 96
L iabilities.
C apital sto c k paid in...................................
Surplus fu n d .................................................
U ndivided profits, le ss current e x p en ses, in ter
e s t and ta x e s p a id ..............................................
$1 0 0 ,0 0 0
00
$100 , 000
00
35,000 00
1, 408 69
$1nn nnn nn
$ 1 0 0 .0 0 0
00
35,000 00
13,427 00
687 12
00
130 00
170 00
C om m ercial d ep o sits su b je c t to c h e c k ................
1,070, 394 96
983,297 70
987,770 35
989,847 06
D em and co m m ercia l c e r tific a te s o f d e p o sit__
2, 650 00
4, 217 50
3,615 00
3, 300 00
11,027 44
5,869 53
7,466 17
1
D ividends un paid...............................................
218
3,446 87
S a v in g s d e p o sits..........................................................
Savin gs c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ........... ....................................... ...
C ashier’s c h e ck s o u tsta n d in g ...................................
Due to banks and ban kers..........................................
N o te s and bills r ed isc o u n te d ...................................
Bills p a y a b le ....................................................
T o t a ls ............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1, 220,699 09 $1,141,941 73 <R1 1QA 7ne A/1
^nn nQ
STATE
BANKS
OF
MICHIGAN.
31
No. 208.
CAPAC SAVINGS BANK, CAPAC.
O rganized S ep tem b e r
J
D ir
ohn
W . P
ec to r s
o r ter
.— John
, P r e s id e n t; R . M o
8 , >1898.
, J r ., V i c e P r e s i d e n t a n d
A s s i s t a n t C a s h ie r .
r r is o n
C a s h ie r ; R . N .
W
ade,
W . P orter, E. J. Buck, H erb ert C. S ie g e l, W a lte r Shearsm ith, R. Morrison, Jr.
R esources.
R eport o f
F eb. 4.
L oans and d isc o u n ts.................
.$17,570 72
S to ck s, bonds and m ortg a g es
6 , 530
R eport of
June 30.
R eport of
S e p t. 7.
R eport of
D ec. 2.
$23,399 43
$26,569 36
$25, 689 51
57
10,167 63
10,917 63
11,297 63
597 49
685 54
1,130 91
1,132 41
Due from banks in r ese rv e c it ie s ...
3,041 82
3, 909 33
2, 607 45
3,144 44
D ue from o th er banks and bankers.
3,791 05
392 93
833 50
2,629 52
61 45
O v e r d r a fts................................... : ............
B anking h o u se ...........................................
Furniture and fix tu r es..........................
O ther rea l e s t a te .....................................
E xch a n g es for clearin g h o u se..
C hecks ajid c a sh ite m s ...............
769 49
1 63
552 36
N ic k e ls and c e n t s ..........................
32 37
24 55
42 65
57 23
Gold co in ............. .............................. .
380 00
807 50
302 50
817 50
S ilv er c o in ........................................
387 75
118 30
57 95
343 55
U . S. and N a tio n a l bank n o tes
836 00
1,176 00
332 00
1, 354 00
$33, 937 26
$40, 682 84
$43, 346 31
$46, 527 24
$ 20, 000 00
$2 0 ,0 0 0
$2 0 ,0 0 0
$20 , 000
T o ta ls
L iabilities.
C apital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
524 60
00
830 78
D ividends un paid..................................... ........................
C om m ercial d ep o sits su b je c t to c h e c k ................
00
00
200 00
200 00
38 67
656 13
33 00
33 00
4,617 57
4, 260 83
3, 677 64
3,932 91
4,915 04
3,511 29
193 29
11,301 58
13,898 77
18, 419 18
$33,937 26
0, 682 84
$43, 346 31
5, 527 24
4,264 48
D em and co m m ercia l c e r tific a te s o f d e p o s it__
T im e com m ercial c e r tific a te s o f d e p o s it...........
2,954 89
Savin gs d ep o sits...............................................................
6,
Saving^ c e r tific a te s o f deposit.
C ertified c h e c k s ..............................
C ashier’s c h e ck s o u tsta n d in g ...
D ue to banks and bankers.........
N o te s and bills r ed isc o u n te d ..
Bills p a y a b le .....................................
T o t a ls ...........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
32
BANKING
DEPARTMENT.
No. 72.
THE STATE BANK OF CARSON CITY, CARSON CITY.
Organized F ebruary 14, 1887.
J
D ir
ohn
W . H
e c t o r s .—
allett
, P r e s id e n t; I r v i n
Ira Cum
M cCa ll,
m in g s , A s s
V ic e P r e s i d e n t ; E . C . C u m
i s t a n t C a s h ie r .
m in g s ,
C a s h ie r ;
Irvin McCall, J. W. H a llett, E. C. Cummings, John B oyer, Chas. Cross, Ira Cummings,
G. H. P a tterso n .
R esources.
R eport o£
F eb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and d is c o u n ts ......................................................
$57, 853 15
$67,189 04
$70, 043 80
$62, 277 82
S to c k s " b o n d s a n d m o r t g a g e s ..........................................
40, 837 50
44, 027 50
43, 650 50
43.175 50
O y e r d r a f t s ..........................................................................................
65 33
24 31
Ranking h o u s e .............................................................................
4, 700 00
4, 700 00
4,700 00
4,700 00
" F i ir n it u r e a n d f i x t u r e s ............................................................
1, 990 00
1, 990 00
1, 990 00
1, 990 00
O t h e r r e a l e s t a t e .........................................................................
524 92
524 92
524 92
O n e f r o m h a n k s in r e s e r v e e i t i e s .................................
19,207 04
13, 991 79
259 03
524 92
89
21, 735 36
500 00
100 00
1, 193 40
242 65
151 18
1, 632 71
2,182 54
94 04
54 35
57 90
25 20
2,425 00
3, 040 00
3, 050 00
3,550 00
"One f r o m o t h e r h a n k s a n d h a n k e r s ............................
6 , 698
E x c h a n g e s f o r c l e a r i n g h o u s e ..........................................
O h e e k s and c a s h ite m s .................................................
N i c k e l s and c e n t s .......................................... ... . . . . .. .
Gold co in ..............................................................................
S i l v e r c o in ..........................................................................
1, 492 25
1, 061
60
1,174 45
809 55
S . a n d N a tio n a l h a n k n o t e s ...............................
3, 866 00
5, 569 00
5,267 00
5,321 00
88
$142,823 69
$138,890 17
$147,744 32
C a p i t a l s t o c k p a i d in ......................................................
$25, 000 00
$25,000 00
$25, 000 00
$25,000 00
Surplus fu n d .. .................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
1 0 ,0 0 0 00
10 , 000 00
10 , 000 00
1 0 ,0 0 0 00
2,506 32
3, 568 24
3,537 32
24, 421 21
28, 660 64
23, 577 08
25, 899 63
71,370 35
75,594 81
76,775 77
81, 300 81
$142,823 69
$138, 890 17
$147,744 32
TT
T o ta ls ............................................................................
$133,297
L iabilities.
5, 543
88
D ividends unpaid...............................................................
C om m ercial d ep o sits s u b je c t to c h e c k ................
R e m a n d c o m m e rc ia l c e rtif ic a te s o f d e p o s it....
T im e com m ercial c e r tific a te s o f d e p o sit............
S a v i n g s d e p o s i t s ...............................................................
S a v in g s c e r tific a te s o f d e p o sit.................................
C e r t i f i e d c h e c k s ...............................................................
C a s h i e r ’s c h e c k s o u t s t a n d i n g ...................................
R u e to h a n k s a n d h a n k e r s ...........................................
N o te s and bills r ed isco u n ted .....................................
Bills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$133, 297
88
STATE
BANKS
OF
MICHIGAN.
33
No. 180.
STATE BANK OF CARSONVILLE, CARSONVILLE.
O rganized O ctober 17, 1895.
J o seph
D
i r e c t o r s .—
M.
Ga
ig e
, P r e s id e n t;
W m . H.
A
it k in
, V ic e P r e s i d e n t ; A
lla
M.
N
il e s
, C a s h ie r .
Jo sep h M. Gaige, W m. H. Aitkin, H a ttie C. Aitkin, Mary C. R ichardson, A lla M. N iles.
R esources.
R eport o f
F eb. 4.
L oans and d is c o u n ts ...............................
$41, 396 51
S to ck s, bonds and m o r tg a g e s ...........
6 , 421
06
R eport of
Jun e 30.
R eport of
S ep t. 7.
$53,390 19
60,158 61
9, 542 59
7, 254 62
R eport of
D ec. 2.
$61, 379
66
7,093 30
1,834 00
1,108
21
4, 252 82
07
2,958 07
2, 958 07
2, 972 35
1 , 410
49
1,410 49
1, 488
1,490
1 , 010
66
1,010 66
1,010 66
1,010 66
6 , 357
173 31
O v e r d r a fts...................................................
1,
B anking h o u s e ...........................................
2 , 9E8
Furniture and fix t u r e s ..........................
O ther rea l e s t a t e .....................................
66
66
Due from banks in r ese rv e c i t i e s . . .
21, 761 02
42
6,169 15
8,659 19
Due from o th er banks and bankers.
33
68
140 95
761 53
695 70
C hecks and ca sh ite m s..........................
626
00
361 22
1,313 82
507 05
N ic k e ls and c e n t s ...................................
30
86
9 84
12 74
2 10
385 00
1,220 00
1,632 50
3, 227 50
E x ch a n g es fo r clearin g h o u se...........
Gold co in ......................................................
60
60 75
67 70
S ilv er c o in ...................................................
341 25
U. S. and N a tio n a l bank n o t e s .......
, 215 00
1,440 00
1,088
$79,762 91
, 787 03
$85, 017 32
,831
$30, 000 00
$30,000 00
$30,000 00
$30, 000 00
1, 064 36
1, 064 36
350 00
1, 350 00
1,443 46
2, 730 46
100
61
1,183 63
66
11,746 29
14, 599 45
14, 030 44
32,855 09
34,059 18
38, 955 01
45, 250 93
T o ta ls ,
111
00
1, 473 00
Liabilities.
C apital sto c k paid in................
Surplus fu n d .................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ................................................
D ividends u n p a id ........................................................
C om m ercial d ep o sits su b je c t to c h e c k ...........
13, 422
D em and co m m ercia l c e r tific a te s o f d e p o sit.
T im e co m m ercia l c e r tific a te s o f d ep o sit.......
S av in g s d e p o sits..........................................................
S av in g s c e r tific a te s o f d e p o s it..........................
C ertified c h e c k s ..........................................................
C ashier’s c h e ck s ou tstan d in g................................
D ue to banks and bankers.....................................
1.016 69
977 34
N o te s and bills r ed isc o u n te d ................................
Bills p a y a b le .................................................................
$79,762 91
T otals ,
5
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
i>79,787 03
$85,017 32
2,831 69
34
STATE
BANKING
DEPARTMENT.
No. 80.
*CH ARLVOIX SAVINGS BANK, CHARLEVOIX.
Organized A u gu st 4, 1884.
J
D ir
ohn
N
e c t o r s .—
ic h o l e s ,
P r e s id e n t; J
ohn
S
aveland
,
V ic e P r e s i d e n t ; A . B
u tta r s,
C a s h ie r .
John S a v ela n d , A rchibald B uttars, E. H. Green, John N icholls, W . H. Gray
F. E. L ew is.
R osou rces.
R eport of
F eb . 4.
L oans and d is c o u n ts ......................................................
$47,798 92
S to ck s, bonds and m o rtg a g es...................................
11,733 38
O verdrafts....................................................................
R eport of
R eport of
R eport o f
27 60
B anking h o u se ...................................................................
Furniture and fix tu r e s ..................................................
2,337 95
O ther rea l e s t a t e ......................................................
3,976 95
Due from banks in r ese rv e c itie s ............................
4, 916 82
D ue from oth er banks and ban kers.......................
1, 568 10
E x ch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s ........................... *....................
272 50
N ic k e ls and c e n t s .................................................
108
Gold co in ........................................................
947 50
S ilv er c o in .......................................................................
U. S. and N a tio n al bank n o t e s ...............................
T o t a ls .................................................................
68
871 40
1,641 00
$76, 200 80
L iabilities.
C apital sto c k paid in .......................................
Surplus fu n d ................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id .............................................
$33, 000 00
1, 999 94
63 85
D ividends u n p a id ...................................
C om m ercial d ep o sits s u b je c t to c h e c k ...............
28, 074 06
T im e com m ercial c e r tific a te s o f d e p o s it...........
1,256 10
D em and co m m ercia l c e r tific a te s o f d e p o s it ....
11,806 85
S a v in g s d ep o sits............................................................
S a v in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ....................................
C ashier’s c h e ck s ou tstan d in g.....................................
D ue to banks and ban kers..........................................
N o te s and bills red isco u n ted .....................................
Bills p a y a b le ....................................................
T o t a ls ..........................................................
$76,200 80
.
* V olun tary liquidation, F ebruary 8 , 1899.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS
OF
MICHIGAN.
35
No. 218.
EATON COUNTY SAVINGS BANK, CHARLOTTE.
■i
Organized A ugust 14, 1899.
E . T . Ch
D ir
e c t o r s .—
u r c h
, P r e s id e n t; A . D. B a u g
hm an
, V ic e P r e s i d e n t ; H . K . J
e n n in g s
, C a s h ie r .
E. T. Church, A. D. Baughm an, H. G. Barher, E. N. Ely, W . B. Otto, A lb ert M urray,
H. K. Jennings.
R esources.
R eport o f
R eport of
R eport o f
S ep t. 7.
R ep ort of
D ec. 2.
L oans and d is c o u n ts ..............................
$4, 500 00
$19, 880 00
S to ck s, bonds and m o r tg a g e s ...........
3,750 00
20 , 066 20
O v erd ra fts...................................................
B anking h o u se ...........................................
Furniture and fix tu r es...........................
O ther rea l e s t a t e ............................... ....
E x p e n s e s ......................................................
222 21
D ue from Other banks and bankers.
372 82
18,606 91
5, 019 72
»
3,780 74
2,000 00
1,000 00
$29, 079 12
550,119 48
520, 300 00
$25, 000 00
Due from banks in r ese rv e c it ie s ...
E x ch a n g es for clearin g hp use...........
C hecks and ca sh ite m s .........................
N ic k e ls and c e n t s ............................... .
Gold co in ......................................................
S ilv er c o in ..................................................
U. S. and N a tio n a l bank n o t e s ........
T o ta ls .....................................................
L iabilities.
C apital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
140 64
In te r e st and d isco u n t....................................................
C om m ercial d ep o sits su b je c t to c h e c k ................
C om m ercial c e r tific a te s o f d e p o s it.......................
S avin g s d ep o sits...............................................................
12
24, 978 84
$29, 079 12
$50,119 48
8 , 779
S avin g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s ou tsta n d in g.....................................
D ue to banks and bankers...........................................
N o te s and bills r e d isc o u n te d .. . 3 ..............................
B ills p a y a b le ................................................................. .
T o ta ls .............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
36
BANKING
DEPARTMENT.
No. 61.
CHELSEA SAVINGS BANK, CHELSEA.
Organized January 30, 1882.
W
D ir
m
. J. K
n a pp
, P r e s i d e n t ; T h o s . S . S e a r s , V ic e P r e s i d e n t ; G e o . P . G l a
T h e o . E . W o o d , A s s i s t a n t C a s h ie r .
z ie r
, C a s h ie r ;
John R. G ates, G eo. P. Glazier, Wm. J. Knapp, H. M. W oods, Jas. L. B abcock ,
Thos. S. S ears, W illiam P. Schenk , V. D. H indelang, Geo. W . Palm er.
e c t o r s.—
R esou rces.
L oans and d isc o u n ts..............................
R eport of
F eb. 4.
$103, 958 30
R eport of
June 30.
R eport o f
S ept. 7.
R eport o f
D ec. 2.
$92,409 13
$100, 960 87
$102,566 51
159, 351
66
172,272 23
173, 624 94
147, 729 75
B anking h o u se ...........................................
800
00
3, 800 00
3, 800 00
3, 800 00
Furniture and fix tu r es...........................
504 00
3.565 12
3,577 12
3, 618 97
O ther real e s t a t e .....................................
175 00
10,175 00
10,175 00
10,175 00
D ue from banks in rese rv e c it ie s ...
303 08
42,858 09
23,261 67
53,201 10
S to ck s, bonds and m o r tg a g e s ...........
O v erd ra fts...................................................
«Due from o th er banks and bankers.
E x ch a n g es for clearin g h o u se...........
209 57
323 30
5, 056 25
56 53
C hecks and ca sh ite m s ........................
(079 78
1, 932 77
712 79
1,937 06
N ic k e ls and c e n t s .....................................
267 58
227 72
263 95
263 89
Gold co in .......................................................
580 00
2, 502 50
2, 825 00
3, 425 00
1 , 000 00
S ilv er c o in ....................................................
027 00
1, 425 50
1,360 50
1,089 25
U . S. and N a tio n a l bank n o t e s ........
536 00
6,255 00
5, 239 00
6,217 00
$323,791 97
$337, 746 36
$331, 857 09
$334, 080 06
T o ta ls.
L iabilities.
C apital sto c k paid in................
Surplus fu n d .................................................................
U ndivided profits, less current ex p en ses, in ter
e st and ta x e s p a id .................................................
$60,000
00
6 ,795
00
7,173 00
7,173 00
7,173 00
5, 494 31
$60,000
00
$60,000
00
$60, 000
00
2, 864 49
3, 341 23
3, 065 04
D ividends un p a id ......................................................
171 00
3,151 00
316 00
C om m ercial d ep o sits s u b je c t to c h e c k .......
41. 129 70
41,607 63
41, 552 49
T im e co m m ercia l c e r tific a te s o f d e p o s it__
94, 098 17
93,875 30
92, 445 92
S avin gs d e p o sits........................................................
26,128 18
33,364 39
33, 588 51
33,813 37
S a v in g s c e r tific a te s o f d ep o sit............................
92. 605 43
95, 233 81
93,716 13
94 449 82
$323,791 97
$337, 746 36
$331,857 09
$334,080 06
D em and com m ercial c e r tific a te s o f deposit.,
266
00
46,503 94
86 ,379
62
*
C ertified c h e c k s ..........................................................
C ashier’s c h e ck s o u tsta n d in g ............................
D ue to banks and ban kers.....................................
N o te s and bills red isc o u n te d ...............................
Bills p a y a b le .................................................................
T o ta ls ,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
37
No. 203.
THE KEMPF COMMERCIAL AND SAVINGS BANK, CHELSEA.
O rganized January 14, 1898.
H
D ir
arm on
S.
ec to rs.
H
o lm es,
P r e s i d e n t ; C h a s . H. K e m p f , V i c e P r e s i d e n t ;
G e o . A. B e g o l e , A s s i s t a n t C a s h i e r .
—R euben K em pf, Charles
H.
K em pf, H. S. H olm es,
R esources.
R eport o f
F eb. 4.
J. A.
P
alm er
, C a s h ie r ;
K lein, R. S. A rm strong.
C.
R eport of
June 30.
R eport o f
S ep t. 7.
R eport of
D ec. 2.
L oans a.nri d isc o u n ts......................................................
$50,275 90
$65,850 59
$73,299 16
$61,181 89
152,440 65
148,067 05
S to c k s bonds and m o rtg a g es...................................
134,673 08
152,492 08
O v e r d r a fts.. . .....................................................................
3 37
2 02
Ranking h o u se ...................................................................
8 ,0 0 0 00
Furniture a,nd fix tu r es..................................................
09
45 04
8 , 000 00
8 , 000 00
8 ,0 0 0 00
2 , 000 00
2 , 000 00
2 , 000 00
2 ,0 0 0 00
Due from banks in r ese rv e c it ie s ............................
59, 352 64
31,255 41
27, 759 04
38, 738 64
Due from o th er banks and b a n k ers.......................
24,191 98
26, 809 94
26, 837 42
26,837 42
231 00
8
E x ch a n g es for clea.ring hou se
C hecks a.nd cash ite m s .................................................
239 06
156 67
263 67
N ic k e ls and c e n t s ...........................................................
173 63
115 16
99 57
156 64
3, 055 00
3,305 00
3,720 00
Gold c o in ..............................................................................
2,760
S ilv er c o in ..........................................................................
2, 009 05
1,147 00
1, 390 95
1, 563 00
U. S. and N a tio n a l bank n o t e s .................................
5, 597 00
4,433 00
4,113 00
6 , 036
T o ta ls ........................................... .................................
$289, 275 71
$295, 316 87
$299, 516 55
$296,576
$40,000 00
$40,000 00
$40, 000 00
500 00
500 00
500 00
2,148 37
1,675 71
61, 370 23
55,197 33
00
00
68;
L iabilities.
Capital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p e n ses, in ter
e s t and ta x e s p a id ......................................................
1,183 13
D ividends un p aid ..............................................................
C om m ercial d ep o sits su b je c t to c h e c k ...............
800
00
$40, 000 00
1, 200 00
59, 545 93
63,117 12
D em and com m ercial c e r tific a te s o f d e p o s it__
T im e co m m ercia l c e r tific a te s o f d e p o s it............
24, 938 34
16,999 93
S avin g s d ep o sits...............................................................
134, 557 27
153,176 54
S avin g s c e r tific a te s o f d e p o sit.................................
29,051 04
$289, 275 71
17,463 87
158, 825
13,325 18
88
170,370 52
19,523 28
19, 208 20
15,507 94
$295, 316 87
$299,516 55
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ....................................
Due to banks and b a n k ers..........................................
N o te s and bills r ed isco u n ted .....................................
Bills p a y a b le .......................................................................
T o ta ls ........................ ...................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$296,576
68
38
STATE
BANKING
DEPARTMENT.
No. 118.
CLARE COUNTY SAVINGS BANK, CLARE.
O rganized June 23, 1891.
C. W . P
D
e r r y
ir e c t o r s .
, P r e s id e n t; R o
l l in
H. Jen
C. H . S
n e y
,
V ic e
P r e s id e n t;
, C a s h ie r .
W
m
. W
o lsey
, 3d
V ic e
P r e s id e n t;
u th er la n d
—C. H. Sutherland, Wm. W o lsey , C. W. Perry, R. H. Jen n ey, J. C. R ock afellow .
R esources.
R eport of
F eb . 4.
R eport of
Jun e 30.
L oans and d isco u n ts.......................................................
$54,765 97
$50,107 96
S to ck s, bonds and m o r tg a g e s ...................................
27,578 04
27, 264 54
O verdrafts............................................................................
112
80
63 84
B anking h o u se ...................................................................
5,500 00
Furniture and fix t u r e s ..................................................
R eport o f
S e p t. 7.
$42, 653 06
29, 068 04 •
R eport of
D ec. 2.
$48,746 14
21, 530 04
86
109 60
5, 500 00
5, 500 00
5, 500 00
1 , 200 00
1 ,2 0 0 00
1 , 200 00
1, 200 00
D ue from hanks in rese rv e c it ie s ............................
37,392 18
29, 386 36
30,441 18
45, 491 60
Due from oth er banks and ban kers........................
411 56
156 52
91 54
214 64
2 , 268 02
909
O ther r ea l e s t a t e .............................................................
E x ch a n g es for clearin g h o u se ...................................
C hecks and ca sh ite m s.................................................
850 57
644 46
730 22
N ic k e ls and c e n t s ...........................................................
156 69
210 70
123 97
Gold co in ..............................................................................
2, 340 00
970 00
1,410
00
162 39
1. 545 00
S ilv er c o in ..........................................................................
634 25
1, 652 20
1.135 85
2, 037 45
U. S. and N a tio n a l bank n o t e s ...............................
2, 236 00
2, 644 00
4, 614 00
3,671 00
T o t a ls ............................................................................
$133, 178 06
$119,800 58
$117,877 72
$132,475
88
$2 0 ,0 0 0
00
L iabilities.
C apital s to c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
$20 , 000
00
7, 000 00
00
7, 000 00
297 64
D ividends u n p a id ............................................................
C om m ercial d ep o sits s u b je c t to c h e c k .................
$20 , 000
$2 0 ,0 0 0
00
7, 000 00
7,000 00
842 00
2, 066 75
37, 939 05
42, 567 22
840 00
47,832
88
39,918 94
D em and co m m ercia l c e r tific a te s o f d e p o s it__
T im e co m m ercia l c e r tific a te s o f d e p o sit............
S a v in g s d ep o sits...............................................................
28, 279 71
22,461
02
25, 006 35
37, 203 17
S a v in g s c e r tific a te s o f d e p o s it ...............................
29, 767 83
29, 580 62
27, 090 32
23, 638 74
$133.178 06
$119,800 58
$117, 877 72
C ertified c h e c k s ...............................................................
C ashier’s c h eck s o u tsta n d in g ...................................
D ue to banks and b a n k e r s .........................................
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$132, 475
88
STATE
BANKS
OF
39
MICHIGAN.
No. 104.
BRANCH COUNTY SAVINGS BANK, COLDWATER.
Organized O ctober 14, 1890.
B.
S. S
pofford
. P r e s id e n t; F . L.
B
u r d ic k
C. T.
D
i r e c t o r s .—
, V i c e P r e s i d e n t ; B. R .
G i l b e r t , C a s h ie r .
Mo o re, Second
V ic e
P r e s id e n t;
C. T. Gilbert, B. S. Spofford, G. W . V anaken, N. A. R eynolds. F. L. Burdick,
B. R. M oore, A lfred Milnes, S. H. Clizbe, N. Baldw in.
R eport o f
Feb. 4.
R esources.
R eport of
Jun e 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and d isc o u n ts......................................................
$175,109 90
$175, 502 71
$193, 620 94
$164,571 89
S to c k s bonds and m o r tg a g e s...................................
125, 905 20
133, 627 69
142,437 69
148, 527 28
O verd ra fts................................ .........................................
2, 556 41
1 , 228 01
1,725 45
1.122 55
Furniture and fix tu r es..................................................
\
1 , 600 00
1 , 600 00
1,600
1,600
Du^ from hanks in rese rv e e it ie s ............................
62,185 22"
69, 672 84
35, 677 70
41,052 49
102 00
B anking hou se
....................
00
00
C hecks find cash ite m s ................................................
511 00
359 00
876 00
N ic k e ls find e.en ts...........................................................
7 80
60 09
90 17
59 82
Cold eo in ..............................................................................
10, 237 50
10, 065 00
10. 042 50
S ilver eoin ........................................................................
jj
g
and N a tio n a l hank n o t e s ...............................
11,410
00
1,525 85
1,464 95
5. 440 00
7, 887 00
567 25
8,008
919 75
00
6 , 086 00
88
$402,812 29
$394,6 6 8 20
$374,114 28
Capital sto c k paid in ......................................................
$50.000 00
$50, 000 00
$50,000 00
$50, 000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, intere s t and ta v e s pa,id......................................................
10 , 000 00
1 0 ,0 0 0 00
10 , 000 00
10 , 000 00
198 65
1, 891 77
2,558 11
4, 574 63
, .............................
45 00
96 00
40 00
C om m ercial d ep o sits s u b je c t to c h e c k .. ...........
62. 759 85
73,788 43
72,190 10
58, 000 20
D em and co m m ercia l c er tific a te s o f d ep o sit —
110.704 82
88,874 81
86,144 37
73, 346 97
S avin g s d e p o s it s .............................................................
151, 370 56
178,163 28
173,735 62
178,192 48
$402,812 29
$394,6 6 8 20
$374,114 28
T o t a ls ............................................................................
$385,078
Liabilities.
D ividends unpaid
T o ta ls
.......................................................... . . ..........
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$385, 078
88
40
STATE
BANKING
DEPARTMENT.
No. 32.
FARM ERS’ STATE BANK, CONCORD.
O rganized N o v em b er 20, 1886.
W
il l ia m
D ir
D.
e c t o r s .—
Ch
a pple
, P r e s id e n t; C. Y
oung
,
V ic e P r e s i d e n t ; P
er c y
E. Ch
a pple
, C a s h ie r .
W . D. Chapple, A. W. R eynolds, P. E. Chapple, C. Y oung, H. E rw in D ew ey,
F.
P. Dann, A. S. W olcott.
R esources.
R eport o f
F eb. 4.
R eport of
June 30.
R eport of
S ep t. 7.
R eport o f
D ec. 2.
L oans and d is c o u n ts..................
$57, 951 09
S to ck s, bonds and m o rtg a g es
33,249 36
O v erd ra fts.......................................
5 05
360 36
536 97
285 49
B anking h o u se ..............................
2,175 00
2,175 00
2,175 00
2, 175 00
Furniture and fix tu r e s ...............
1,700
1,700
00
1, 700 00
1,700
253 64
253 64
253 64
19,956 77
29, 836 46
00
$57,162 03
33, 938
68
$57, 969 06
33, 838
68
$60,110 84
33, 863
68
00
O ther r ea l e s t a t e ....................................................
P rem iu m s...............................................................
278 64
Current ex p en ses, in te r e st and ta x e s paid
500 71 ........................
Due from banks in rese rv e c it ie s ....................
25,700 82
21,032 89
C hecks and cash ite m s.........................
45 95
198 00
N ic k e ls and c e n t s ....................................
15 13
42 04
8 88
Gold co in ......................................... ..........
4, 050 00
4,195 00
4, 450 00
D ue from o th er banks and bankers.
E x ch a n g e s for clearin g h o u se...........
233
66
8 02
12
08
505 00
S ilv er c o in ............. .....................................
492 00
787 00
458 00
400 00
U . S. and N a tio n a l bank n o t e s ........
4, 000 00
3, 987 00
2,120 00
5, 000 00
$130,163 75
$125,831 64
$35,000 00
T o ta ls
$123,700
66
$134,150 21
$35, 000 00
$35, 000 00
$35,000 00
3, 400 00
3, 400 00
3, 400 00
595 72
L iabilities.
C apital sto c k paid in.....................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
3,210 00
*363 96
357 28
177 50
D ividends u n p a id .............................................................
210 00
1,155 00
123 00
78 00
C om m ercial d ep o sits su b je c t to c h e c k ................
18,878 07
21,219 48
19, 583 51
25,148 36
D em and co m m ercia l c e r tific a te s o f d e p o s it....
20,510 69
9,813 94
12,188 87
14, 650 16
T im e co m m ercia l c e r tific a te s o f d ep o sit............
51,991 03
54, 885 94
53,227 78
55,277 97
$130,163 75
$125,831 64
S a v in g s d e p o s its ............................
S a v in g s c e r tific a te s o f deposit.
C ertified c h e c k s ..............................
C ashier's c h e c k s o u tsta n d in g ..
D ue to banks and ban kers.........
N o te s and bills r e d isc o u n te d ...
Bills p a y a b le .....................................
T o ta ls
* Gross undivided profits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$123, 700
66
$134,150 21
STATE
BANKS
OF
41
MICHIGAN.
No. 174.
COMMERCIAL STATE BANK OF CONSTANTINE, CONSTANTINE.
Organized A ugust 1, 1894.
J
ohn
D ir
H.
J
o n es,
P r e s id e n t; S a m
J am es a . M a
uel
r sh
G i b s o n , V i c e P r e s i d e n t : J o h n B. G e o r g e , 2 d
, C a s h ie r ; D . E . W i l s o n , A s s i s t a n t C a s h ie r .
V ic e
P r e s id e n t;
—D avid E. W ilson, J. B. G eorge, J. H. Jones, A. B. G eorge, S. Gibson, W . H. Burger, C. M.
Burger, L. A. M elcher, John Blue, J. W elborn, C. E. H agenbuch, I. N . Lash, J a m es A. Marsh.
ec to rs.
R esources.
R eport o f
F eb. 4.
R eport of
June 30.
R eport of
S ep t. 7.
R eport o f
D ec. 2.
L oans and d isc o u n ts......................................................
$92, 352 84
$78,811 32
$82,381 32
$96, 438 71
S to c k s fronds and m-nrtig'agfss...................................
20,044 72
29,013 14
29,588 14
28, 969 48
O verdrafts ........................................................................
1, 004 40
216
20
630 34
209 33
Banking hmisft .................................................................
4, 157 26
4,157 26
4,157 26
4,157 26
Furniture and fix tu r es..................................................
1,737 52
1,787 52
1,787 52
1, 787 52
D ue from banks in r ese rv e c it ie s ............................
20,345 36
39, 745 55
38,566 14
22, 645 60
646 77
C hecks anil cash ite m s .................................................
380 42
251 25
52 08
N ic k e ls and c e n t s ...........................................................
22 86
43 17
52 92
35 23
Gold c o in .............. ...............................................................
3, 715 00
00
2, 015 00
2,125 00
2,600
S ilver coin ........................................................................
732 50
498 30
915 80
923 00
XT S and N ation al fra.nk n o t e s ...............................
1,885 00
1, 687 00
969 00
3,705 00
88
$158,810 71
$161,115 52
$161,642 90
Capital sto c k paid in......................................................
$25, 000 00
$25,000 00
$25,000 00
$25,000 00
Surplus fund
...............
.......................................
U ndivided profits, le ss current ex p en ses, intere st and ta x e s pa,id
................................................
8 , 000 00
8 , 000 00
8 ,0 0 0 00
8 ,0 0 0 00
284 55
1,241 87
1,756 39
2, 944 42
T o ta ls ........................................................... ..............
$146, 427
Liabilities.
p
C om m ercial d ep o sits su b je c t to c h e c k ................
26,953 79
23,470 90
23,240 33
22,838 56
D em and co m m ercia l c e r tific a te s o f d ep o sit —
86,189 54
101,097 94
103,118 80
102, 859 92
$158, 810 71
$161,115 52
$161, 642 90
T o ta ls
..............................................., .................
----------------------------------— ---------- w -----------------------
6
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$146, 427
88
42
STATE
BANKING
DEPARTMENT.
No. 173.
FIRST STATE BANK OF CONSTANTINE, CONSTANTINE/
Organized Jun e 28, 1894.
D
D ir
e l ia
S.
e c t o r s .—
C r o s s e t t , P r e s i d e n t ; S. B. H a g e n b u c h , V i c e P r e s i d e n t ; w .
G e o r g e C r o s s e t t H a r v e y , A s s i s t a n t C a s h ie r .
W.
H
a r v e y
, C a s h ie r ;
J. W . Sim ons, J. Mark H arvey, W. W . H arvey. S. B. H agenbu ch , D. S. C rossett,
E dw in W . K eig h tley , G eorge C ro ssett H arvey, C. M. H arvey.
R esources.
R eport o f
Feb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and d is c o u n ts ......................................................
$72, 537 85
$55, 272 37
$64, 646 50
$64,805 15
S to ck s, bonds and m o r tg a g e s ....................................
33, 306 30
30, 404 26
24,204 26
28, 479 26
O v erd ra fts..........................................................
3,855 27
2, 380
66
4, 918 36
2, 426 06
B anking h o u se ...............................................
5, 250 00
5,250 00
5, 250 00
5,250 00
15, 906 12
5,175 93
7, 572 45
12, 249 48
C hecks and ca sh ite m s .................................................
169 08
798 45
240 92
323 72
N ic k e ls and c e n t s ...........................................................
126
00
156 28
154 05
164 89
6 , 000 00
5, 000 00
5, 000 00
5, 000 00
Furniture and fix tu r es............... .................................
O ther rea l e s t a t e .............................................................
Current ex p en ses, in te r e st and ta x e s p a id ...........
D ue from banks in reserv e c it ie s ............................
1,676 25
D ue from o th er banks and b a n k ers........................
E x ch a n g es for clearin g h o u se...................................
Gold c o in ...................................................................
S ilv er c o in .........................................................................
U . S. and N a tio n a l bank n o t e s .................................
T o ta ls ............................................................
700 00
600
00
600
'
00
100 00
2,540 00
1,557 00
2, 363 00
1.545 00
$140,390 62
$106,594 95
$114,949 54
$122.019 81
$30, 000 00
$30,000 00
$30, 000 00
$30, 000 CO
1 ,2 0 0 00
1, 200 00
1,300
00
1, 300 00
115 22
1,046 43
166
01
*1, 657 20
15, 275 16
L iabilities.
C apital sto c k paid in..................................................
Surplus fu n d ...............................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ...................................................
D ividends un paid............................................................
C om m ercial d ep o sits s u b je c t to c h e c k .................
21, 346
66
12,067 69
16,620 17
D em and co m m ercia l c e r tific a te s o f d e p o s it....
34 00
34 00
34 ( 0
Tim e com m ercial c e r tific a te s o f d e p o s it.............
1 0 ,0 0 0 00
5, 000 00
8 , 000 00
61,829 36
65,787 45
Savin gs d ep o sits............................................................
S avin gs c e r tific a te s o f d ep o sit.................................
71,694 74
62, 246 83
C ertified c h e c k s .............................................
C ashier’s c h e ck s ou tsta n d in g .....................................
Due to banks and ban kers.......................................
>
6 , 000 00
N o te s and bills r e d isc o u n te d ....................................
Bills p a y a b le ...........................................
T o ta ls ..............................................................
* Gross undivided profits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$140,390 62
1
$106.591 95
$114,949 54
$122,019 81
STATE
BANKS
OF
MICHIGAN.
43
No. 183.
SANILAC COUNTY STATE BANK, CROSWELL.
Organized D ecem b er 26, 1895.
B. R. N
D ir
oble
e c t o r s .—
, P r e s i d e n t ; M . D . W a g n e r , V ic e P r e s i d e n t ; J o h
E . M . D i x o n , A s s i s t a n t C a s h ie r .
n
P. N
ig g e m a n
, J
b
., C a s h i e r ;
B. R. N oble, John P. N iggem an, Jr., J a m es L. B en ed ict, M atth ew D. W agner,
Charles F. L aw son.
R esources.
L oans and d is c o u n ts ......................................................
S to c k s bonds and m o rtg a g es
O verdrafts...........................................................................
Ranking h o u se ...............................................................
R eport o f
Feb. 4.
R eport o f
June 30.
$51,308 96
$59,254 00
5,961 00
7,348 00
R eport of
S ep t. 7.
$68,609 15
R eport of
D ec. 2.
$74,666 13
196 99
203 40
376 64
197 32
. 2,565 00
2,565 00
2, 590 00
2, 590 00
2,710
2, 710 00
00
2, 710 00
Other real e s t a t e .............................................................
900 00
1 ,0 2 0 00
1, 609 00
1, 609 00
Rue from ha.nks in r eserv e c it ie s ............................
20, 925 00
26 071 37
27,900 57
22, 513 57
Rue from oth er ba,nks and bankers........................
780 96
1,732 33
1,525 94
1,710 62
Furniture and fix tu r e s ..................................................
2,710
00
772 60
514 56
e x c h a n g e s for clearin g house
288 08
.......................................
184 00
N ic k e ls and c e n t s ...........................................................
18 38
29 62
40 56
14 91
Gold co in ..............................................................................
832 50
772 50
872 50
1, 452 50
C hecks and cash item s
S ilv er coin ........................................................................
227 50
412 00
XT S and N a tio n a l ba.nk n o t e s ...............................
3,161 00
5, 709 00
T o t a ls ............................................................................
$89,771 29
C apital sto c k paid in......................................................
$30, 000 00
Surplus fu n d ......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
2,800
457 25
211 00
295 00
00
4, 713 00
$108,341 78
$113,783 69
$113.455 65
6 , 804
L iabilities.
$30,000 00
$30, 000 00
$30,000 00
00
3,100 00
3,100 00
3,500 00
1, 636 37
720 59
1,296
66
265 22
R ividends unpaid
C om m ercial d ep o sits su b je c t to c h e c k ................
21,289 51
26, 776 26
30, 726 63*
28,293
Dem and co m m ercia l c e r tific a te s o f d e p o s it......
26,124 53
37, 869 85
40,175 52
41, 530 78
S a v in g s d e p o sits...............................................................
7, 309 43
9,425 29
611 45
449 79
$89,771 29
$108,341 78
R ue to banks and bankers
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
66
88
9, 865 99
$113,783 69
$113, 455 65
8,484
STATE
U
BANKING
DEPARTMENT.
No. 182.
STATE BANK OP CROSWELL, GROS WELL.
Organized D ecem b er 4, 1895.
J o seph
M.
G a ig
e
, P r e s id e n t; W
m
. H. A
H. A
M.
it k in
it k in
, V ic e P r e s i d e n t ; F
, A s s i s t a n t C a s h ie r .
r a n k
J. B
a tter sbee
, C a s h ie r ;
D ir e c t o r s .—J osep h M. G aige, Frank J. B a tte r sb ee , W m. H. A itkin, H. C. A itkin, M. C. R ichardson.
R eso u rces.
R eport o f
F eb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
77
$36,289 22
$48,054 18
$45, 263 49
S to ck s, bonds and m o r tg a g e s...................................
935 00
7,440 80
10, 475 80
7,471 00
O verdrafts............................................................................
1,849 96
1,040 65
628
10
1,130 61
B anking h o u se ...................................................................
2 ,0 0 0 00
2 ,0 0 0 00
2 , 000 00
2 , 000 00
Furniture and fix tu r e s ..................................................
948 47
948 67
947 77
947 77
O ther real e s t a te .............................................................
1,209 47
Due from banks in r ese rv e c it ie s ............................
20,691 89
16,745 85
5, 592 25
12, 563 82
L oans and d is c o u n ts ......................................................
828,170
D u e from o th er banks and b a n k e r s ......................
12
16
221 34
E x ch a n g es for clea rin g h o u se .................................
C hecks and ca sh ite m s.................................................
15 10
131 18
206 13
N ic k e ls and c e n t s ...........................................................
3 63
17 26
12 47
1,785 75
38 05
Gold co in ..............................................................................
885 00
S ilv er c o in ..........................................................................
300 10
256 95
212 25
36 25
U. S. and N a tio n a l bank n o t e s ...............................
2, 853 00
1, 787 00
1,527 00
461 00
T o t a ls ............................................................................
$58, 977 39
$66,669 74
$69,655 95
$72, 804 08
$2 0 ,0 0 0
00
$2 0 ,0 0 0
00
$20 , 000
00
$20 , 000
1, 900 00
1,900
00
1,900
00
1, 900 00
1,220 35
1,592 99
2,054 74
L iabilities.
C apital sto c k paid in..................................................
Surplus fu n d ............................................
................
U ndivided profits, le ss cu rren t ex p en ses, in ter
e st and ta x e s p a id ................. .................................
152 37
00
D ividends u n p a id .............................................................
C om m ercial d ep o sits su b je c t to c h e c k .................
18,861 '44
19, 139 27
24,045 21
25, 274 90
D em and co m m ercia l c e r tific a te s o f d e p o s it__
17,810 11
24, 313
66
21,992 40
23,574 44
96 46
125 35
T im e co m m ercia l c e r tific a te s o f d e p o sit............
S av in g s d e p o s its ...............................................................
S av in g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e c k o u tsta n d in g ......................................
D ue to banks and bankers...........................................
253 47
1
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$58, 977 39
$66,669 74
$69,655 95
$72, 804 08
STATE
BANKS
OF
MICHIGAN.
45
No. 176.
DAVISON STATE BANK, DAVISON.
Organized D ecem b er 28, 1894.
A. B. Cu
D ir
ec to rs.
lle n
, P r e s id e n t; I s r
ael
H
il l
, V ic e P r e s i d e n t ; M . A . M c B
r a tn ey
, C a s h ie r .
—A. B. Cullen, Isra el Hill, J. H. B axter, Charles B lackm ore, J. F. C artw right,
Su san C artw right, Geo. L ea ch , S. R. Billings.
R esources.
R eport of
Feb. 4.
R eport o f
Jun e 30.
R eport of
S ep t. 7.
L oans and d isc o u n ts......................................................
$33,367 22
S to ck s, bonds and m o r tg a g e s ...................................
5,184 00
O v erd ra fts...........................................................................
847 33
1,174 84
1,811 84
R eport o f
D ec. 2.
$39, 064 69
$31,122 41
$32,020 55
6 , 769
6 , 939
6 , 659
00
00
00
69 23
Banking h o u se ...................................................................
6 ,937 88
6,931 38
6 , 927
Furniture and fix tu r es..................................................
1, 330 84
1, 347 34
1, 347 34
1. 349 84
O ther rea l e s t a t e .............................................................
1, 672 03
1 699 54
1 696 06
63
6 , 906 66
Current e x p en ses, in te r e st and ta x e s p a id .......
589 82
1,283 22
1, 625 52
2. 460 80
D ue from banks in rese rv e c it ie s ............................
7, 310 17
911 82
3, 605 65
1,369 04
Due from o th er banks and b a n k ers.......................
430 77
2, 070 05
606 29
185 72
E x ch a n g e s for clearin g h o u se...................................
C hecks and c a sh ite m s ................................................
732 12
29 98
1,629 05
90 82
N ic k e ls and c e n t s ...........................................................
107 61
73 53
70 45
41 41
Gold co in ..............................................................................
1,015 00
2, 335 00
630 00
365 00
S ilv er c o in ..........................................................................
609 70
87 00
937 95
332 90
U. S. and N a tio n a l bank n o t e s ...............................
2, 594 00
911 00
T o ta ls .............................................................................
$62,728 49
$20 , 000
1,800
00
2. 309 00
$64,694 39
$60, 752 67
$55,856 03
$20 , 000
$20 , 000
$2 0 ,0 0 0
L iabilities.
C apital s to c k paid in ................... ...............................
Surplus fu n d ......................................................................
U ndivided profits, le ss current ex p en ses, intere s t and ta x e s p a id ......................................................
00
400 00
*28
10
00
00
00
400 00
400 00
400 00
*637 17
*1,126 35
*2.189 74
Dividends un paid..............................................................
C om m ercial d ep o sits su b je c t t o c h e c k .................
9,049 47
10,889 81
D em and co m m ercia l c e r tific a te s o f d ep o sit —
33, 250 92
32,767 41
37
7,124 84
32, 739 95
6 , 486
20,921 90
T im e co m m ercia l c e r tific a te s o f d e p o s it............
S av in g s d e p o sits...............................................................
S a v in g s c e r tific a te s o f d e p o s it................................
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ....................................
D ue to banks and b a n k ers..........................................
19 55
N o te s and bills red isco u n ted .....................................
5, 200 00
B ills p a y a b le .......................................................................
T o ta ls .............................................................................
* Gross undivided profits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$62,728 49
$64, 694 39
$60, 752 67
$55. 856 03
STATE
46
BANKING
DEPARTMENT.
No. 102.
FIRST STATE BANK OF DECATUR, DECATUR.
O rganized S e p tem b e r 19, 1890.
E.
D ir
B.
Co
pley
e c t o r s .—
A.
, P r e s id e n t; P . W . V
W.
C opley,
E.
an
D
B. C opley,
R esources.
t jz e n
L. D.
,
V ic e P r e s i d e n t ; L .
Hill,
G.
R eport o f
F eb. 4.
D.
B. Brow ning,
R eport o f
Jun e 30.
H
il l
, C a s h ie r .
P. W .
V an Duzen.
R eport of
S e p t. 7.
R eport o f
D ec. 2.
L oans and d is c o u n ts ......................................................
$51,086 69
$61,677 73
$65,268 85
$68,987 10
S to ck s, bonds and m o r tg a g e s ...................................
50,512 00
23, 704 70
22,604 70
22,099 65
O verdrafts...........................................................................
13 54
321 96
B anking h o u se ...................................................................
2,500
Furniture and fix tu r e s ..................................................
1 ,0 0 0 00
1, 000 00
1 ,0 0 0 00
1 ,0 0 0 00
O ther rea l e s t a t e .............................................................
2,065 00
2,065 00
2, 665 00
2, 665 00
Due from banks in r ese rv e c it ie s ............................
4,790 24
5,547 72
2,752 32
10,783 09
D ue from o th er banks and bankers........................
694 42
5, 950 00
135 32
771 13
789 26
33
34 84
8
07
5, 999 00
5, 009 00
6 , 579
00
00
2,500
00
2,500
00
2, 500 00
1 ,1 2 2
18
E x ch a n g e s for clea rin g h o u se .................................
C hecks and ca sh ite m s.................................................
192 10
N ic k e ls and c e n t s ...........................................................
21 05
Gold co in ..............................................................................
5, 651 50
8
437 00
S ilv er c o in ..........................................................................
1,172 00
940 00
599 00
848 00
U. S. and N a tio n a l bank n o t e s ...............................
4,272 00
5,739 00
3, 427 00
3, 441 00
T o t a ls ............................................................................
$123,970 54
$115,902 61
$107.107 25
$120,471 84
C apital sto c k paid in......................................................
$30,000 00
$30,000 00
$30, 000 00
$30,000 00
Surplus fu n d .......................................................................
U ndivided profits, less current ex p en ses, intere st and ta x e s p a id ......................................................
1 , 800 00
1 . 800 00
1, 950 00
1, 950 00
1,880
2, 593 63
1,766 41
2,991 55
L iabilities.
11
D ividends u n p a id .............................................................
C om m ercial d ep o sits su b je c t to c h e c k ................
42,097 83
31,264 22
27, 606 50
34, 444 63
D em and com m ercial c e r tific a te s o f d e p o s it__
31,442 67
34, 300 83
29, 505 77
36,008 50
T im e com m ercial c e r tific a te s o f d e p o sit.............
16, 513 65
15,707 65
15, 337 01
14, 840
236 28
236 28
941 56
236 28
$123,970 54
$115,902 61
$107,107 25
$120,471 84
88
S a v in g s d e p o sits...............................................................
S a v in g s c e r tific a te s o f d ep o sits...............................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u tsta n d in g ....................................
D ue to banks and bankers...........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le ......................................... ............. 1.............
T o t a ls .......................................................................... v
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
47
No. 196.
FARMERS’ STATE BANK OF DECKERVILLE. DECKERVILLE,
Organized June 25, 1897.
*
I
ra
D
A
r n o t
, P r e s id e n t; A
i r e c t o r s .— I
ra
m anda
A
r n o t
, V i c e P r e s i d e n t ; E.
A s s i s t a n t C a s h ie r .
A rnot, A m anda A rnot, Myra A rnot
R esou rces.
M.
M ark,
R eport o f
F eb . 4.
Ma
r k
,
C a s h ie r ;
V.
A. W ooley, P h eb e
R eport of
Jun e 30.
P
h ebe
R eport of
S ep t. 7.
M.
M.
A
r n o t
,
Arnot.
R eport o f
D ec. 2.
L oans and d isc o u n ts......................................................
$45,000 00
$55,036 42
$55. 923 23
S to ck s, bonds and m o r tg a g e s ...................................
4, 368 43
5, 000 00
4, 000 00
5,000 00
O verdrafts............................................................................
4, 248 79
1, 363 59
2,128 98
5,285 49
B anking h o u se .................................................................
1,860
1.860
Furniture and fix tu r e s ..................................................
86
$57,381 04
86
1.865 16
1, 865 16
765 00
769 75
769 75
769 75
2.301 78
7, 100 34
3.531 72
6,390 12
1 ,1 2 2 01
6,581 64
3, 125 45
1.172 99
O ther rea l e s t a t e .............................................................
D ue from banks in r eserv e c it ie s ............................
D ue from oth er banks and ban kers........................
E x ch a n g e s for clearin g h o u se...................................
C hecks and ca sh ite m s.................................................
562 61
867 19
533 13
N ic k e ls and c e n t s ...........................................................
79
2 19
81
1 85
Gold co in ..............................................................................
35 00
10 00
415 00
590 00
U. S. and N a tio n a l bank n o t e s ...............................
3, 382 00
960 00
5,995 00
1,483 00
T o t a ls ............................................................................
$62,525 26
$74,176 35
$81,750 62
$83,083 65
S ilv er c o in ..........................................................................
*
L iabilities.
C apital sto c k paid in......................................................
$15,000 00
$15.000 00
$15,000 00
$15,000 00
Surplus fu n d .....................................................................
U ndivided profits, less current ex p en ses, intere st and ta x e s p a id ......................................................
2 . 000 00
2 .0 0 0 00
2 , 000 00
2 , 000 00
1,418 06
2,501 38
865 77
1,558 64
D ividends u n p a id .............................................................
C om m ercial d ep o sits su b je c t to c h e c k ................
13, 904 45
15. 936 23
16,494 23
18, 829 87
D em and co m m ercia l c e r tific a te s o f d e p o s it__
29, 998 31
38, 738 74
45,817 83
45,294 74
T im e co m m ercia l c e r tific a te s o f d e p o s it.............
-
S av in g s d e p o sits...............................................................
S av in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u tsta n d in g ...................................
Due to banks and bankers..........................................
204 44
1,572 79
400 40
$81,750 62
$83, 083 65
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le ........... ...........................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$62, 525 26
$74,176 35
STATE
48
BANKING
DEPARTMENT.
No. 195.
STATE BANK OF DECKERVILLE. DECKERVILLE.
Organized June 1, 1897.
•
J o seph
D ir
M.
ec to rs
G a ig
e
, P r e s id e n t;
. —J o sep h M .
W m . H. A i t k i n , V i c e
A. M . N i l e s , A s s i s t a n t
P r e s id e n t;
C a s h ie r .
J. M.
B
o s t w ic k
, C a s h ie r ;
G aige, W m. H. A itkin, H. C. A itkin, M. C. R ichardson, A . H. Davis.
R esources.
R eport o f
F eb. 4.
R eport o f
Jun e 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and d is c o u n ts ......................................................
826,750 56
$32,668 78
$39,643 19
$39, 056 45
S to c k s bonds a.nd m o r tg a g e s ...................................
439 50
1, 389 50
1, 389 50
1,407 50
o verdraf ts
.......................................................................
271 92
340 85
787 03
758 97
Ranking hnnsfi .................................................................
1,992 00
2, 008 85
2,198 07
2,198 07
Furniture 9,nii fix tu r e s ..................................................
698 25
712 95
731 30
731 30
7, 446 41
2, 722 78
3,513 40
3,890 54
67 07
77 35
52 39
17 03
932 62
p>ne
from
ba.nfis in r ese rv e c it ie s ............................
L uc from nt.fier banks and ba,nkers........................
1.014
Ofiecks a.nd cash ite m s.................... ..........................
1,437 27
N ic k e ls a,nil c e n ts
66
......................................................
12
Uold c o in .......................................................... .................
1 ,0 2 0 00
138
66
1 46
810
00
28
15 65
359 80
1,874 80
1
18 50
34 80
13 50
25 70
and N ation a,1 ba.nk n o te s .................................
224 00
529 00
T o t a ls ............................................................................
841,308 19
$41, 415 60
$49.352 45
$52,274 09
CJapital sto c k paid in......................................................
815,000 00
$15, 000 00
$15, 000 00
$15, 000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t a.nd ta x e s pa,id......................................................
•
275 00
275 00
275 00
243 29
802 36
S ilv er c o in .......................................................... .............
TT
s
616
00
1,321
00
L iabilities.
140 44
721 17
Livid ends unpaid ...........................................................
13, 300 25
15,363 33
20.410
02
20.638 94
1, 327 77
123 89
194 46
$41, 415 60
$49,352 45
$52, 274 09
Lommercia.l d ep o sits s u b je c t to c h e c k .................
13, 707 48
11,081
D em and co m m ercia l c e r tific a te s o f d e p o s it__
11,739 10
13,731 15
68
T im e com m ercial c e r tific a te s o f d e p o sit.............
Saving's d e p o sits...............................................................
S a v in g s c e r tific a te s o f d e p o s it....
C ertified c h e ck s .............................................................
La.sfiier’s c h e ck s o u tsta n d in g ....
D u e t o banks and ban kers...........................................
N o t e s a n d b i ll s r e d i s c o u n t e d ............................................
R ills p a y a b l e
..................................................................................
T o t a ls .......................................................... r................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$41, 308 19
STATE
BANKS
OF
MICHIGAN.
49
No. 210.
DELRAY SAYINGS BANK, DELRA1L
Organized O ctober 17. 1898.
C
D ir
h a s.
E. L
e c t o r s .—
y o n
Chas.
, P r e s id e n t;
E.
Lyon,
F.
A . H.
G
r een
, J
r
.,
V ic e P r e s i d e n t ; F . A . S
J. Clippert, Chas. K . Latham ,
A . H. G reen, Jr.
R esou rces.
R eport of
Feb. 4.
m it h
,
Sm ith, Thos.
F. A.
R eport of
June 30.
C a s h ie r .
H.
R eport of
S ep t. 7.
Sim pson,
R eport of
D ec. 2.
$57,011 82
$61,591 95
$75,237 30
9,095 25
11,662 75
14,025 50
O v e r d r a fts..................................... .....................................
14 81
31 02
Banking h o u se ...................................................................
1 00
1, 905 31
5,951 41
400 74
404 74
404 74
404 74
100 04
100 04
100 04
E xp en se a cco u n t, books and sta tio n e r y ...............
737 70
253 94
136 49
348
D ue from banks in rese rv e c it ie s ...........................
12,746 38
L oans and d isc o u n ts......................................................
$23,059 57
S to ck s, bonds and m o r tg a g e s ...................................
618
Furniture and fix tu r es..................................................
00
8
03
O ther real e s t a t e ...........................................................
P r e m iu m s.................................................... .......................
8 , 092
99
21,136 05
D ue from o th er banks and b a n k ers.......................
86
9,188 84
39
88
E xch a n g es for clearin g h o u se...................................
C hecks and cash ite m s ................................................
10 91
11 09
14 63
N ic k e ls and c e n t s ...........................................................
102 59
43 38
56 13
60 47
Gold co in ..............................................................................
1,250 00
250 00
1,370 00
975 00
145 91
S ilv er c o in ..........................................................................
248 80
679 55
905 25
460 50
U . S. and N a tio n a l bank n o t e s ...............................
2, 425 00
3,900 00
2,030 00
938 00
T o t a ls ............................................................................
$41,599 69
$79,858 61
$101,344 36
$107,884 48
$19,960 00
$25,000 00
$25,000 00
$25, 000 00
15, 409 13
40,019 90
47,313 49
48,487 22
379 00
260 50
200 00
78 15
5,851 56
14, 578 21
28,830 87
32,119 11
L iabilities.
C apital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
D ividends un paid.............................................................
C om m ercial d ep o sits s u b je c t to c h e c k ...............
D em and co m m ercia l c e r tific a te s o f d ep o sit —
T im e com m ercial c e r tific a te s o f d e p o s it...........
S a v in g s d ep o sits...............................................................
S a v in g s certificates' o f d e p o sit.................................
C ertified c h e c k s ...............................................................
1,250 00
C ash ier’s c h e ck s ou tstan d in g.....................................
950 00
Due to banks and bankers...........................................
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le .......................................................................
T o t a ls ............................................................................
17
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$41, 599 69
$79,858 61
$101,344 36
$107, 884 48
STATE
50
BANKING
DEPARTMENT.
No. 73.
CENTRAL SAVINGS BANK, DETROIT.
O rganized April 19, 1888.
W . A.
D ir
P
u n g s,
ec to rs
P r e s id e n t; Co n r a d C l
.— Conrad
ip p e r t
,
C.
P. Co
l l in s ,
V ic e P r e s i d e n t s ; H
a r r y
J.
Fox,
C a s h ie r .
Clippert, W m. T. G age, W m. A. Pungs, H arry J. F ox, Chas. P . Collins,
A lex . I. M cL eod, D. C. R exford.
R esources.
R eport of
F eb. 4.
R eport of
June 30.
R eport o f
S ep t. 7.
R eport o f
D ec. 2.
L oans and d is c o u n ts ......................................................
$83,360 78
$91,017 40
$92, 299 52
$92, 862 00
S to ck s, bonds and m o r tg a g e s ...................................
336, 459 76
357,285 95
371, 970 95
371,374 41
O verdrafts...........................................................................
1,518 54
662 25
641 67
470 32
Banking h o u s e ...................................................................
Furniture and fix tu r e s ..................................................
1,890 00
1, 890 00
1, 890 00
1,890 00
O ther rea l e s t a t e .............................................................
8 , 238
06
7, 614 09
5,114 09
5,114 09
110, 509 25
137,560 79
128,790 38
141,207 94
Due from hanks in rese rv e c it ie s ............................
D ue from o th er banks and bankers........................
E x ch a n g es for clearin g h o u se ..................................
4,103 56
1, 030 62
1,832 61
3,289 80
C hecks and cash ite m s.................................................
1,337 71
4, 395 76
3, 545 69
1,756 77
N ic k e ls and c e n t s ...........................................................
176 92
28 44
24 02
57 49
Gold co in ..............................................................................
18, 567 50
20, 252 50
22, 322 50
22, 405 00
.
S ilv er c o in ..........................................................................
1,457 10
1,267 70
1,520
U. S. and N a tio n a l bank n o t e s ...............................
7, 283 00
7, 717 00
8,250 00
T o t a ls ............................................................................
$574, 902 18
$630, 722 50
$638, 201 43
$646, 258 22
$ 1 0 0 ,0 0 0
$ 1 0 0 ,0 0 0
$100 , 000
00
$1 0 0 ,0 0 0
00
14, 000 00
14,000
00
00
1,166 40
4,664 OO
L iabilities.
C apital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
00
00
13, 500 00
14, 000 00
1,138 79
4, 632 77
6 , 268
27
93 00
3,000 00
60
00
C om m ercial d ep o sits s u b je c t to c h e c k ..............
58, 406 95
70,185 23
70, 286 44
75,081 49
D em and co m m ercia l c e r tific a te s o f d e p o s it__
18, 708 09
16,320 42
11, 754 82
12,817 27
381,719 47
421,708 18
433, 038 73
433, 688 84
D ividends u n p a id .............................................................
10,451 55
T im e co m m ercia l c e r tific a te s o f d ep o sit............
S a v in g s d ep o sits........................................................
Savin gs c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ............................................
1, 335
88
C ashier’s c h e ck s o u tsta n d in g ...................................
67 57
405 17
144 07
808 33
2. 388 00
75 00
$630,722 50
$638,201 43
$846, 258 22
D ue to hanks and bankers...........................................
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$574, 902 18
STATE
BANKS
OF
MICHIGAN.
51
No. 82.
CITIZENS’ SAVINGS BANK, DETROIT.
Organized M arch 2, 1885.
R.
D
H.
F
i r e c t o r s .—
y fe
, P r e s id e n t; T
homas
Be
r r y
,
V ic e
P r e s id e n t; F
r a n k
F. T
il h o t s o n
, C a s h ie r .
John H. A very. L ev i L. Barbour, Thos. Berry, C. A. K ent. C hristian M ack, Frank F.
T illotson, R. F. F y fe , C. B. Hubbard, W. F. J e w ell, Earl D. Babst.
R eport of
F eb . 4.
R eport of
June 30.
Report of
S ep t. 7.
L oans and d is c o u n ts ..............................
$614,022 39
$713,157 94
$707,735 99
$718.136 79
S to ck s, bonds and m o r tg a g e s ...........
493,915 69
467,089 34
477, 406 82
476,263 36
O verdrafts................ .... .............................
745 34
1,231 53
R esou rces.
209
66
8 , 738
60
R eport of
D ec. 2.
456 94
B anking H o u s e .........................................
Furniture and fix tu r e s ..........................
7, 514 83
7,148 18
O ther rea l e s t a t e .....................................
140, 732 80
141,811 52
144,925 17
145,430
D ue from banks in rese rv e c it ie s ...
207,283 37
150,208 13
142,223 73
173, 449 27
13,004 94
68
Due from o th er banks and bankers.
13,474 25
5, 924 60
13, 874 72
34,722 49
E x ch a n g es for clearin g h o u se ...........
7, 393 09
17.005 97
16, 415 78
12,495 31
C hecks and cash ite m s..........................
165 90
364 94
N ic k e ls and c e n t s ...................................
265 06
185 01
127 77
373 01
Gold co in ....................................:................
00
67, 822 50
50, 565 00
S ilv er c o in ..................................................
3, 775 00
4, 703 00
4, 620 00
2,122 OO
U. S. and N a tio n a l bank n o te s ........
19,313 00
32,482 00
34, 765 00
40, 490 00
66
$1.601,608 24
$1,670,967 16
$200,000 00
$200,000 00
$200,000 00
26, 000
26. 000
T ota ls .
66 , 360
32 37
$1,574,961 32
, 609,134
54,190 OO
L iabilities.
C apital sto c k paid in......................................................
$200,000 00
Surplus fu n d ......................................................................
U ndivided profits, le ss current e x p en ses, inter
e s t and ta x e s p a id ......................................................
25, 000 00
00
00
26,000
00
7. 626 70
8 , 082
34
2,744 05
4. 262 93
6 , 000 00
30 00
30 00
C om m ercial d ep o sits s u b je c t to c h e c k ................
349,733 09
352,822 36
334,718 36
420, 385 25
D em and com m ercial c e r tific a te s o f d e p o s it__
7,243 03
6,133 64
4,925 20
D ividends u n p a id .............................................................
T im e co m m ercia l c e r tific a te s o f deposit.
25,146
68
S avin gs d ep o sits..................................................
570,921 95
610, 618 04
610,510 93
606,656 19
S avin gs c e r tific a te s o f d e p o s it...................
114,100 06
97, 942 34
132, 732 30
158, 991 07
C ertified c h e c k s ..................................................
13, 624 01
21, 627 92
12,037 59
3,008 43
C ashier’s c h e ck s o u tsta n d in g ......................
Due to banks and ban kers.............................
25 00
291,595 13
264,689 39
500 00
271, 818 72
242, 388
68
N o te s and bills r ed isco u n ted ........................
Bills p a y a b le ......................................, ___
T o t a ls ...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1,574,961 32 $1, 609,134 6 a $1,601,608 24
$1,670, 967 16
STATE
52
BANKING
DEPARTMENT.
No. 37.
THE CITY SAVINGS BANK, DETROIT.
O rganized O ctober 25, 1889.
G
D
eo
.
R.
A
ngell
, P r e s id e n t;
F C.
P
in g r e e
, V ic e P r e s i d e n t ;
H. R.
A
n d re w s,
C a s h ie r .
—W . H. B race, G. R. A ngell, J. A. R em ick, F. C. P ingree, W . L. Andrus, F. C. A ndrew s,
Geo. D ingw all, J o sep h S ch rä g e, H om er McGraw, F red S. Osborne, H. R. A ndrew s.
ir e c t o r s .
R esources.
R eport of
F eb . 4.
L oans and d isc o u n ts...................................................... $1, 162, 865
88
S to ck s, bonds and m o r tg a g e s ...................................
613,187 92
O v e r d r a fts..........................................................................
446 63
R eport o f
June 30.
R eport of
S ept. 7.
R eport of
D ec. 2.
$1, 240,600 18 $1,435, 970 77
$1, 555,8 8 8 41
898, 536 94
727,546 10
822 70
828 75
680, 967 22
1, 392
88
Banking h o u se ...................................................................
Furniture and fix tu r es..................................................
6 , 000 00
6 , 000 00
6 ,0 0 0 00
6 , 000 00
O th er rea l e s t a te .............................................................
195,177 22
200,910 78
196,569 61
202, 307 63
Due from banks in rese rv e c it ie s ............................
316,338 27
346,265 13
D ue from o th er banks and bankers........................
E x ch a n g es for clearin g h o u se...................................
149,221 44
394,373 13
05
14,105 00
16,171 89
18,628 57
29,710 92
77, 648 22
46, 859 46
23,270 99
1,519 24
8 , 531
C hecks and ca sh ite m s ........... .....................................
184 21
876 40
2,958 96
N ic k e ls and c e n ts ...........................................................
195 96
203 45
124 96
43 81
Gold co in ................................................ •............................
18,065 00
11,535 50
14,777 50
S ilv er c o in ...............................................................
8 , 992
50
2,011 75
4,162 50
5, 604 25
450 50
63, 465 00
54,281 00
62, 716 00
48, 976 00
T o t a ls ............................................................................ $2.416,179 81 $2, 439, 361 57 $3,078,244 17
$2, 946,502 63
U . S. and N a tio n a l bank n o t e s ...............................
L iabilities.
C apital sto c k paid in ....................................................
00
$150,000 00
$150, 000 00
$150,000 00
20 , 000 00
30, 000 00
30,000 00
30, 000 00
7, 860 33
5,723 95
C om m ercial d ep o sits s u b je c t to c h e c k .................
781,868 47
D em and com m ercial c er tific a te s o f d e p o s it__
1, 388 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
$150,000
8 , 857
40
13, 678 38
656,005 63
1,280,405 59
1, 005, 657 41
873 67
3,131 50
150,406 50
D ividends un p aid .............................................................
T im e com m ercial c e r tific a te s o f d e p o sit.............
S a v in g s d ep o sits............................................................
1,014,871 13
1,135, 268 01
1,135,777 08
1,195, 406 77
S a v in g s c e r tific a te s o f d e p o s it...............................
124,591 93
110,724 93
115,691 27
116,826 28
C ertified c h e c k s ...............................................................
693 65
40, 296 80
1, 841 09
29,246 48
314,906 30
310,468 58
352,510 24
255, 280 81
T o t a ls ............................................................................ $2, 416,179 81 $2,439, 361 57 $3,078,244 17
$2, 946,502 63
C ashier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and b a n k ers.........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le.......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
53
No. 47.
DETROIT SAVINGS BANK, DETROIT.
O rganized 1849.
S
D
id n e y
D. Mil
l e r
, P r e s id e n t; F r e d e r ic
C a s h ie r ; C y r u
R eorganized July 18, 1871.
k
s
B . S i b l e y , V ic e P r e s i d e n t ; E
B o s s , A s s i s t a n t C a s h ie r .
ustac e
C. B
ow m an
,
—Sid ney D. Miller, J a m es E. P ittm an , F red erick B. Sibley, J a m es McMillan, G eorge
H endrie, Chas. A. D ean, W illiam K. A nderson, E. Chapoton, D. C. D elam ater.
ir e c t o r s
R esources.
R eport o f
F eb. 4.
R eport of
June 30.
R eport o f
S ep t. 7.
R eport of
D ec. 2.
88
¡61,429,531 82
4,234, 033 51
4,175, 790 35
4,110,-385 83
1,066 19
819 52
1, 455 00
L oans and d isc o u n ts..............................
61,172, 613 22 f 1, 232,262
S to ck s, bonds and m o r tg a g e s ...........
3,972, 579 08
O v e r d r a fts.................................................
2, 042
66
86
61, 267, 507
B anking h o u se ...........................................
Furniture and fix tu r e s..........................
4, 000 00
00
4, 000 00
4, 000 00
O ther r ea l e s t a t e .....................................
103.659 10
141,487 35
142,313 19
132, 794 43
460, 373 01
372,196 45
321,614 05
379,767 25
4 ,0 0 0
32, 000 00
P r e m iu m s....................................................
Due from banks in rese rv e c it ie s ...
5,515 99
14,069 15
D ue from o th er banks and bankers.
6,679 65
5,415 38
E x ch a n g es for clearin g h o u se...........
32, 482 21
18,404 27
88 , 250
C hecks and ca sh ite m s ........................
4,376 69
4,296 76
8 , 758
89
256 96
197 75
260
66
243 55
Gold c o in .................. ...................................
269, 275 00
269, 535 00
284, 500 00
292, 437 50
S ilver c o in ......... .........................................
49,395 75
49, 755 00
49, 816 60
40, 863 80
U. S. and N a tio n a l bank n o t e s .......
304, 764 00
00
231,727 00
211,240 00
,382,497 33
,601,562 52
, 580,875 00
,701,392 46
$200, 000 00
$200,000 00
$200,000 00
$200, 000 00
100 , 000 00
100 , 000 00
100,000 00
100 , 000 00
254, 737 81
241,228 69
286. 140 70
338, 800 19
N ic k e ls and c e n t s .....................................
T ota ls .
268,912
87
45, 660 74
6 , 943
39
L iabilities.
C apital s to c k paid in.................
Surplus fu n d ......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ................................. i .................
D ividends un p a id .............................................................
600
10 , 600 00
625 00
625 00
C om m ercial d ep o sits su b je c t to c h e c k ................
359, 732 85
429,139 71
496,884 55
454,304 84
D em and co m m ercia l c e r tific a te s o f d ep o sit —
42,074 25
55,713 11
44, 363 03
41,136 52
5,172,128 42
5, 415,107 94
5, 353,153 35
5, 394, 590 13
00
.
T im e co m m ercia l c e r tific a te s o f d e p o sit.............
S avin gs d ep o sits...............................................................
S a v in g s c er tific a te s o f d e p o s it...............................
C ertified c h e c k s ...............................................................
2,081 47
6 , 938
09
6,423 49
C ashier’s c h e c k s o u tsta n d in g ...................................
Due to banks and bankers.................* ......................
251,142 53
142.834 98
93. 284
88
169,764 75
N o te s and bills red isco u n ted .....................................
B ills p a y a b le ............................ .......................................
T ota ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
,382,497 33 $6,601,562 52
5,580, 875 00
6 , 701,392
46
STATE
54
BANKING
DEPARTMENT.
No. 94.
THE DETROIT RIVER SAVINGS BANK, DETROIT.
Organized M arch 23, 1890.
A
D
aron
A. P
a r k er
, P r e s i d e n t ; J o h n P r i d g e o n , J r ., V i c e P r e s i d e n t ; W
G e o r g e R . B e a r d , A s s i s t a n t C a s h ie r .
m
. E. R
e il l y
, C a s h ie r ;
A. A. Parker, J. E. Pittm an , J. H. McMillan, J. W . D ailey, C am eron Currie, Sid ney
T. Miller, John Pridgeon, Jr., G eorge M. H endrie, H erb ert M. F ield, Charles F. B ielm an,
L. C. W aldo.
i r e c t o r s .—
R esou rces.
R eport of
F eb . 4.
R eport of
June 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and d isc o u n ts..................
$337, 392 44
$347,262 05
$323,570 81
$319,796 77
S to ck s, bonds and m o rtg a g es
154,833 90
206,568 28
240, 241 96
265, 846 30
O v e r d r a fts......................................
247 18
96
12 42
103
68
888
Banking hou se
1, 265 80
1, 265 80
1, 265 80
1,265 80
O ther r ea l e s t a t e .....................................
6,829 14
6,855 53
6 , 855
8 , 330
D ue from banks in rese rv e c itie s —
107, 313 05
123,637 12
137,581 44
Furniture and fix tu r es............................
53
20
145, 804 41
D ue from o th er banks and bankers
1,142 23
1,362 87
2,474 87
1,093 15
E x ch a n g es for clearin g b o u se...........
4, 172 55
5,895 97
8 , 475
92
7,055 25
C hecks and ca sh ite m s .........................
2, 365 03
3,978 18
3,226 71
2, 612 75
N ic k e ls and c e n t s ....................................
80 89
101 50
217 82
238 76
Gold co in ......................................................
10,125 00
1 1 ,2 2 0 00
14,790 00
15,025 00
S ilv er c o in ..................................................
3,895 70
2,150 65
U . S. and N a tio n a l bank n o t e s ........
12, 278 00
21,693 00
$641,940 91
9,499 10
28,688
6 , 890
55
00
16, 550 00
$732,094 63
$777,776 92
$790, 521 36
$100,000 00
$100,000 00
$ 100,000
00
$ 100,000
17,000 00
17,500 00
17,500
00
17, 500 00
1, 927 12
2,090 90
2, 884 82
7, 050 55
D ividend s un paid.............................................................
42 11
3, 000 00
112 68
79 65
C om m ercial d ep o sits su b je c t to c h e c k ...............
220,297 51
256,596 03
270, 357 00
290, 936 98
D em and co m m ercia l c e r tific a te s o f d ep o sit —
25,765 00
25,366 70
25, 367 00
2,017 00
T o ta ls
Liabilities.
C apital s to c k paid in......................................................
Surplus fu n d ........................................... ,...........................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
00
T im e co m m ercia l c e r tific a te s o f deposit
S a v in g s d e p o sits..................................................
227,194 97
257,491 37
297,222 84
302, 627 26
S a v in g s c e r tific a te s o f d ep o sit.....................
39, 464 20
45, 982 80
54,332 58
57,229 12
Certified- c h e c k s ...................................................
250 00
13, 300 00
10 , 000 00
10,766 83
1 0 ,0 0 0 00
10 , 000 00
$641,940 91
$732, 094 63
$777,776 92
$790,521 36
1,839 38
1,241 42
C ash ier’s c h e ck s outstan ding
Due to banks and b a n k e rs...
N o te s and bills red isco u n ted
Bills p a y a b le .................................
T otals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
55
No. 9.
THE DIME SAVINGS BANK, DETROIT.
*
S
D
M . C u t c h e o n , P r e s i d e n t ; W m . L i v i n g s t o n e , G e o r g e H . B a r b o u r , V ic e P r e s i d e n t s ;
C . A . W a r r e n , C a s h ie r ; C . S . F l e m i n g , A s s i s t a n t C a s h ie r a n d A u d i t o r .
u l l iv a n
ir e c t o r s .
Organized April 5, 1884.
-
S . M. C utcheon, G eorge H. Barbour, J. L. Hudson, C. A. W arren, W illiam L ivingstone,
J a m es B. M cK ay, B eth u n e Duffield, M arshall H. G odfrey.
R eso u rces.
L oan s and d isc o u n ts..............................
S to c k s, bonds and m o r tg a g e s..........
R eport o f
F eb. 4.
$636, 655 65
1,062, 702
88
R eport of
Jun e 30.
$743, 702 58
1. 055, 554 72
O v e r d r a fts ..................................................
282 98
108 26
105, 000 00
B anking h o u s e ...........................................
636 00
Furniture and fix tu r es..........................
1, 000 00
O th er rea l e s t a t e .....................................
87, 312 67
D ue from banks in r ese rv e c it ie s ...
474, 176 62
1,000 00
R eport o f
S ep t. 7.
$729,250
R eport of
D ec. 2.
68
$741,376 89
1, 039, 972 81
1,132, 238 02
105, 000 00
105,000 00
(JÙ
.W
f)
1, 000 00
87,323 05
379,184 01
410, 369 30
229, 905 37
732 00
51, 743 09
75, 067 25
752 06
E xch a n g es for clea rin g h o u se...........
135 35
15, 826 29
15, 537 56
29,954 40
C h eck s and ca sh ite m s ........................
922 78
853 12
1,741 21
7, 136 63
505 59
802 SO
178 67
365 79
Gold co in ......................................................
186 50
83,569 00
80,024 00
98, 595 00
S ilv er c o in .............................................
284 10
6,802 05
4,127 45
5,233 20
IJ. S. and N a tio n a l bank n o t e s ........
599 00
49,755 00
63, 093 00
57,186 00
2,527,132 12
2,580, 446 73
2, 611, 849
68
$200, 000 00
$200, 000 00
$200, 000
00
40,000 00
40, 000 00
40,000 00
40, 000 00
5,118 54
D ue frbm o th er banks and bankers
N ic k e ls and c e n t s ...................................
T o t a ls ..
81
86 , 487
1 ,0 0 0 00
75
86 , 545
2, 496, 088
66
L iabilities.
C apital sto c k paid in .................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
$ 200,
000 00
16, 126 50
19,695 57
14,103 56
D ividends un p aid ........................................................
1,291 00
6,000 00
45 00
45 00
C om m ercial d ep o sits su b je c t to c h e c k ...........
747, 229 65
687,550 19
637, 630 72
542,120 08
D em and co m m ercia l c e r tific a te s o f d ep o sit.
T im e co m m ercia l c e r tific a te s o f d e p o s it.......
S avin g s d e p o sits..........................................................
1,407,116 01
1,534,419 23
1, 633,180 38
1,604,328 30
S avin g s c e r tific a te s o f d e p o sit............................
113,566 42
87,542 87
78, 468 35
95, 063 39
C ertified c h e c k s ....................... .'..............................
1,445 85
3,315 00
6 , 556
C ash ier’s c h e c k s ou tsta n d in g ................................
356 69
1,923 87
1,867 50
17
1,810 49
7, 602
86
$2.496.088
66
D ue to banks and b a n k ers..................... .............
N o te s and bills r ed isc o u n te d ................................
B ills p a y a b le .................................................................
T o t a ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
2.527,132 12
,580,446 73 $2,611,849
68
56
STATE
BANKING
DEPARTMENT.
No. 5.
GERMAN AMERICAN BANK, DETROIT.
Organized F ebruary 3, 1883.
Jo
hn
S.
D ir
GR
ay
ecto rs
,
P r e s i d e n t ; C h a s . E . K a n t e r , V ic e P r e s i d e n t a n d C a s h ie r ;
P r e s id e n t, G e o . H . K i r c h n e r , A s s i s t a n t C a s h ie r .
L o u is
B
l it z
. S e c o n d V ic e
—C. E. K anter, John S. Gray, G eorge R. A ngell, L ouis Blitz, G eorge H. K irchner.
R eport o f
F eb. 4.
R esources.
R eport o f
Jun e 30.
R eport of
S e p t. 7.
R eport of
D ec. 2.
L oans and d isc o u n ts......................................................
$391,669 53
$537,721 69
$546,683 48
$557,742 84
S to ck s, bonds and m o r tg a g e s ...................................
385,926 19
395,615 32
403, 843 45
428,443 57
783 01
3,003 19
2, 800 74
O v e r d r a fts..............................................................
4, 688
68
1,500
00
Banking h o u se ...................................................................
Furniture and fix tu r es...................................
.....
O ther rea l e s t a t e ..............................................
1, 500 00
1,500
00
1.500
00
11, 960 23
11,689 55
11,549 55
10.043 61
Due from banks in rese rv e c it ie s ............................
331, 733 92
212, 9C8 21
302,519 89
357, 547 98
D ue from oth er banks and ban kers........................
10,172 18
8.502 71
6 , 668 88
11,807 26
E x ch a n g es for clearin g h o u se...................................
3, 382 48
6,249 60
4, 256 77
12,164 46
C h eck s.an d ca sh ite m s ................................................
2,780 33
1,610 26
857 16
4, 995 15
N ic k e ls and c e n t s ...........................................................
349 72
240 10
219 67
177 42
64,602 50
‘ 65, 390 00
65,295 00
63,085 00
Gold co in ............................................................................
S ilv er c o in ...................................................................
U . S. and N a tio n a l bank n o t e s ...............................
8,079 60
15, 494 50
12,216 75
4, 919 55
160, 252 00
65,856 00
98,891 00
71,242 00
$1,325,781 13 $1,457,302 34
$1, 528, 357 52
T o t a ls ...............................................................
Liabilities.
C apital sto c k paid in....................................................
Surplus fu n d ..........................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
$ 100 ,0 0 0
00
$ 100 , 000
$ 1 00,000
00
$100 000 00
9, 500 00
1 0 ,0 0 0 00
10 , 000 00
10 , 000 00
7,033 05
9, 215 31
12,435 34
15, 398 00
D ividends un paid.............................................................
00
3,000 00
C om m ercial d ep o sits su b je c t to c h e c k ...............
233,561 55
238.200 76
245, 612 95
335, 338 81
D em and co m m ercia l c e r tific a te s o f d e p o s it__
19,026 81
7, 318 47
12,168 47
16,195 75
812,552 81
878,040 44
887,168 34
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S avin gs d e p o sits.............................................
893, 572
86
S a v in g s c e r tific a te s o f d e p o s it...............................
C ertified c h e c k s ...............................................................
39,596 80
8 , 495
22
13,180 29
960 00
71,510 93
176,736 95
156, 892 10
$1,373,191 69 $1,325,781 13 $1,457,302 34
$1,528,357 52
C ashier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and ban kers..........................................
151, 920 67
N o te s and bills red isco u n ted .....................................
Bills p a y a b le ...................................................................
T o t a ls ..................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
57
No. 90.
THE HOME SAVINGS BANK, DETROIT.
Organized D ecem b er 11, 1888.
J a m e s M cG
D ir
rego r
, P r e s i d e n t ; E d w i n F . C o n e l y , V ic e
P r e s i d e n t ; J . H . H a a s s , C a s h ie r ; W i .
e c t o r s .—
P r e s id e n t;
M c Cl e n a
C h a r l e s I.
h e n , A u d ito r .
F
a r r ell
, 2d
V ic e
J a m es M cGregor, C. I. Farrell, W . H. Ellis, L. Connor, Edw in F. Conely,
F red G uenther. Ralph Phelps, Jr., J. H. Haass.
R esources.
R eport o f ■ R eport o f
F eb . 4.
June 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oan s and d is c o u n ts ......................................................
$756, 678 84
$749,718 07
$761,781 53
S to ck s, bonds and m o r tg a g e s...................................
757, 662 25
930,727 91
946,584 70
1,039, 100 61
$787, 927
O verdrafts...........................................................................
821 41
42 00
310 09
978 22
86
Banking h o u se .................................................................
18,500
Furniture and fix tu r e s ..................................................
18, 500 00
18,500
00
18, 500 00
O ther rea l e s t a t e .............................................................
21,462
86
30, 505 28
30,505 28
31.855 28
00
Due from hanks in r eserv e c it ie s ...........................
389,858 44
317,765 71
329,520 43
301,718
88
Due from o th er banks and bankers........................
2, 434 31
6,287 59
5, 766 89
6 , 008
82
E x ch a n g es for clearin g h o u se...................................
8,645 63
16,179 43
13,552 70
17, 344 29
251 17
C hecks and cash ite m s .................................................
1,695 28
356 60
673 82
N ic k e ls and c e n t s ...........................................................
149 81
1, 067 04
179 98
Gold co in ..............................................................................
25, 402 50
27,725 00
20,580
00
154 85
49, 050 00
S ilv er c o in ..........................................................................
9, 898 50
14, 833 25
15,850 00
2, 416 00
U. S. and N a tio n a l bank n o t e s ...............................
57,070 00
47. 992 00
40,379 00
54, 846 00
$2,190,184 42
$2, 310,151 98
$200 , 000
$200 , 000
T o ta ls ....................■...................................................... $2,050,279 83 $2,161,699
88
L iabilities.
C apital s to c k paid in......................................................
Surplus fu n d ......................................................................
U ndivided profits, le ss current exp en ses, in ter
e s t and ta x e s p a id ......................................................
$2 0 0 ,0 0 0
00
35, 000 00
1,331 50
Dividends unpaid..............................................................
$2 0 0 ,0 0 0
00
37, 500 00
8 ,973
61
00
00
37,500 00
37,500 00
1,438 11
9, 7C9 74
6 ,0 0 0 00
377, 709 21
352,188 59
327, 282 59
371, 358 97
S a v in g s d ep o sits..............................................................
1,266,871 99
1,422, 924 32
1,488,686 90
1,567,904 03
S a v in g s c e r tific a te s o f d e p o sit.................................
86,511 63
70, 895 89
65, 526 35
72,861 31
C ertified c h e c k s ...............................................................
13,237 99
12, 687 54
7, 925 46
3, 978 79
69,617 51
50, 529 93
61, 825 01
46,839 14
$2,190,184 42
$2, 310,151 98
C om m ercial d ep osits su b je c t to c h e ck ................
Demand com m ercial c e r tific a te s o f d e p o s it...
T im e com m ercial c e r tific a te s o f d e p o s it....
C ashier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and bankers..........................................
N o te s and bills red isco u n ted ..................
Rills p a y a b le ......................................................................
T o t a ls ............................................................................ $2,050,279 83 $2,161,699
8
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
88
STATE
58
BANKING
DEPARTMENT.
No. 161.
McLELLAN & ANDERSON SAVINGS BANK, DETROIT.
Organized May 18, 1893.
G
D
eorge
i r e c t o r s .—
A
n d er so n
, P r e s id e n t; H
e n r y
Cow
ie
, V ic e P r e s i d e n t ; E
noch
S
m it h
, C a s h ie r .
G eorge A nderson, J. B. Book, S. C. S u tter, T hom as S . Jerom e, J am es H. M cDonald,
E noch Sm ith, H enry T. Phillips, H enry C ow ie, Geo. R. Shaw .
R esources.
R eport o f
F eb. 4.
R eport of
June 30.
R eport of
S ep t. 7.
R eport o f
D ec. 2
L oans and d isc o u n ts......................................................
*384,532 25
$411,602 35
$416, 485 89
$448, 387 98
S to ck s, bonds and m o r tg a g e s ...................................
237, 376 57
262, 662 46
291,596 18
300,531 50
O v e r d r a fts .........................................................................
895 17
12 59
198 43
3, 261 29
O ther rea l e s t a t e .............................................................
4,101 27
10,829 31
10,917 64
10, 904 58
Due from banks in r ese rv e c it ie s ............................
37,673 05
54,062 05
54, 443 06
51,955 49
Due from oth er banks and b an kers........................
779 24
626 52
515 22
298 24
E x ch a n g es for clearin g h o u se ...................................
9, 687 53
8 , 946
45
7, 956 04
8,465 83
C hecks and cash ite m s ................................................
1,217 23
1,243 08
806 47
401 30
N ic k e ls and c e n t s ...........................................................
50 44
133 23
139 17
107 59
Gold co in ..............................................................................
18,552 50
20, 690 00
20, 825 00
21,415 00
Banking h o u se ...................................................................
Furniture and fix tu r e s..................................................
S ilv er c o in ..........................................................................
450 50
550 00
700 00
700 00
U . S. and N a tio n a l bank n o t e s .................^.............
14, 995 00
9,088 00
15,590 00
10 , 100 00
T o t a ls ............................................................................
$710,310 75
$780, 426 04
$820,173 10
$856,528 80
$150,000 00
$150,000 00
$150, 000 00
$150, 000 00
7, 600 00
8 ,1 0 0 00
8 ,1 0 0 00
8 ,1 0 0 00
9, 410 58
6 , 835
11,239 52
10,794 29
L iabilities.
C apital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
30
D ividends un paid.............................................................
150 00
2, 850 00
50 00
50 00
C om m ercial d ep o sits su b je c t to c h e c k ................
143,066 39
154, 686 54
163,171 22
189,588 75
S a v in g s d ep o sits...............................................................
297, 557 27
352, 723 87
371,008 63
388, 523 98
S av in g s c e r tific a te s o f d ep o sit.................................
102, 126 51
105, 230 33
96, 488 40
79, 136 78
115 33
10. 335 00
2 0 ,0 0 0 00
20 , 000 00
$820.173 10
$856,528 80
D em and co m m ercia l c e r tific a te s o f d e p o s it__
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s outstan ding.....................................
400 00
D ue to banks and ban kers...........................................
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le ......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
8710.310 75
$780,426 04
STATE
BANKS
OF
59
MICHIGAN.
No. 4.
THE MECHANICS’ BANK, DETROIT.
Organized O ctober 10, 1871.
E.
D
H. B
u tle r
i r e c t o r s .—
, P r e s id e n t; W
m
. A. B
E. H. B utler, W m.
A.
u tle r
, J
r
.,
C a s h ie r ; F
red
E.
B
u tle r
, A s s i s t a n t C a s h ie r .
B utler, Jr., A llan Sheldon, F red E. B utler, H erb ert B ow en .
R esources.
L oans and d isc o u n ts....................................................
S to ck s, bonds and m o r tg a g e s ...................................
$462, 482 50
500.570
88
R eport of
D ec. 2.
R eport of
S ep t. 7.
R eport of
Jun e 30.
R eport of
F eb . 4.
$454,380 11
$434,050 05
$557,509 28
503, 400 48
491,305 25
491, 405 25
250 00
38,386 16
O v e r d r a fts..........................................................................
391 90
2, 240 55
986 59
O ther r ea l e s t a t e .............................................................
54.213 30
43,063 46
41,063 46
7, 960 00
7, 960 00
7, 960 00
368,182 27
183,265 74
Prem iu m s......................................................... ....................
4, 942 50
D ue from banks in reserv e c it ie s ............................
296,239 29
302, 449 74
D ue from oth er banks and ban kers........................
3, 642 41
4,597 50
4, 954 61
6 , 562 68
E x ch a n g es for clearin g h o u se ...................................
9,423 20
6 , 613 68
7, 726 21
8,521 35
C h eck s and cash ite m s ................................................
549 05
666 66
1, 073 82
1, 355 07
54 87
98 99
69
88
80 83
5, 600 00
2,500
00
10,355 00
N ic k e ls and p e n ts...........................................................
Gold co in ..............................................................................
10,580
00
3,707 00
4,186 00
1,634 00
946 00
52, 956 00
52,370 00
37, 463 00
35, 039 00
T o t a ls ............................................................................ $1, 399, 752 90 $1,387,627 17 $1,398,969 14
$1, 341,636 36
S ilv er c o in ..........................................................................
U . S. and N a tio n a l bank n o t e s ........................ .
L iabilities.
C apital sto c k paid in.................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
$100,000 00
$ 100,000 00
25,000
25,000
00
00
$100 , 000
25,000
00
00
$ 100 , 000
00
25, 000 00
5,233 78
2. 883 36
6,633 19
4, 054 33
C om m ercial d ep o sits su b je c t to c h e c k ................
454,232 28
439, 036 96
433,282 61
369, 571 42
D em and co m m ercia l c e r tific a te s o f d e p o sit—
1, 428 61
1,051 31
415 44
801,245 70
784, 077 49
783, 455 19
812,613 01
26, 055 78
21,937 70
23, 937 70
C ertified c h e c k s ........... ...............................................
5,724 12
550 00
17, 625 22
742 24
C ashier’s c h e c k s o u tsta n d in g ...................................
282 28
2,606 90
2 00
12 00
D ue to banks and b an kers..........................................
6,606 13
D ividends un paid.............................................................
5,705
66
T im e com m ercial c e r tific a te s o f d e p o s its .........
S a v in g s d ep o sits...............................................................
S a v in g s c e r tific a te s o f d e p o sit.................................
37
10.617 79
1, 387, 627 17
1,398,969 14
6 , 365
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o t a ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1, 399,752 90
1,341,636 36
STATE
60
BANKING
DEPARTMENT.
No. 81.
MICHIGAN SAVINGS BANK, DETROIT.
Organized F ebruary 19, 1877.
George P
T
eck
, P r e s i d e n t ; J n o . H . K a p l e , V ic e P r e s i d e n t ; C h
G e o . W il e y , A s s is ta n t T re a s u r e r .
a s,
E
m er so n
, T reasurer;
Jas. D. Standish, A. G. Lindsay, C laren ce M. Burton, H enry A. Cleland, Sim on J. Murphy,
John H. K aple, G eorge P e c k , Frank Crandell, C. C. Jenks, H o y t P o st, Chas. Em erson.
r u ste es—
R eport o f
F eb. 4.
R eport o f
Jun e 30.
R eport of
S e p t. 7.
L oans and d is c o u n ts ..............................
$294, 079 31
$357, 633 32
$368,323 29
$434, 230 55
S to ck s, bonds and m o r tg a g e s ...........
846, 712 17
849,557 69
835, 641 03
856,660 71
O verdrafts....................................................
303 24
120 86
90 21
812 67
R esources.
R eport of
D ec. 2.
Banking h o u se ...........................................
Furniture and fix tu r e s ..........................
2 , 000 00
2, 375 00
2,375 00
2, 375 00
O ther r ea l e s t a t e .....................................
59, 247 63
58, 530 90
66,128 07
66,128 07
D ue from banks in r ese rv e c it ie s ...
311, 666 34
282, 313 23
304, 803 42
238.449 93
E x ch a n g es for clearin g h o u se...........
519 87
15,931 60
C hecks and ca sh ite m s .........................
425 99
N ic k e ls and c e n t s ....................................
D ue from o th er banks and bankers.
11,563 51
11,350 38
07
1, 031 98
922 16
147 96
32 69
58 82
38 28
Gold co in ......................................................
876 45
84,343 90
81, 352 50
85, 462 72
S ilver c o in ...................................................
434 90
1,424 50
489 70
1,032 95
U . S. and N a tio n a l bank n o t e s ........
473 00
27,570 00
34,484 00
33,882 00
86
$1,686 , 555 76
1, 706, 341 53
, 731, 345 42
$150, 000 00
$150,000 00
$150, 000 00
30, 000 00
30,000 00
30, 000 00
30, 000 00
17,951 14
19,862 79
20, 020 30
23, 374 59
'220, 347 22
269, 374 37
T o ta ls .
$1, 623,886
6 , 722
L iabilities.
C apital sto c k paid in.................
Surplus fu n d ............................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ................................................
D ividends u n p a id ....................................... ...................
$150, 000
00
4,500 00
C om m ercial d ep o sits s u b je c t to c h e c k ..............
194,144 19
250,879 02
D em and co m m ercia l c e r tific a te s o f d e p o s it...
255 70
1,215 24
S avin g s d e p o sits.............................................................
1,080,604 04
1,130,255 75
1,197,972 14
1,168,025 53
S avin g s c e r tific a te s o f d e p o sit...............................
119,426 73
89,072 62
82,669 39
83. 340 57
C ertified c h e c k s ............................................................
6,175 20
489 12
139 69
148 73
5,192 79
6,201 63
$1, 686 ,555 76 $1,706,341 53
1,731,315 42
877 00
T im e co m m ercia l c e r tific a te s o f d e p o s it.........
C ashier’s c h e ck s o u tsta n d in g .................................
D ue to banks and bankers.........................................
3,494 54
25, 329
86
,623,886
86
6 , 786 68
N o te s and bills red isco u n ted ...................................
B ills p a y a b le .....................................................................
T o t a ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
61
No. 15.
THE PENINSULAR SAVINGS BANK, DETROIT.
Organized A u gu st 27, 1887.
A. Chapo
D ir
ton
, J
r
., P r e s i d e n t ; E . H . D o y l e , V i c e P r e s i d e n t ; A l b e r t H . W e b b , 2 d
J . H . J o h n s o n , C a s h ie r ; J . A . L a t t a , A s s i s t a n t C a s h ie r .
V ic e P r e s i d e n t ;
. —E. O. Grosvenor, H. B eck er, F. H ow ard, M. Brennan, J. M. D w yer, A. Chapoton, Jr.,
S. W. Clarkson, A lb ert H. W ebb. E dw ard H. D oyle, John H. Johnson, C ornelius C orbett,
G eo. H. L esher, D. A. M acLaughlin, J. A. L a tta , J o sep h J. N oeker.
ec to rs
R esources.
L oan s and d is c o u n ts ..............................
R eport o f
F eb. 4.
$1, 516,469
86
R eport of
Jun e 30. *
$1, 470, 315 82 $1,628,398 48
S to ck s, bonds and m o r tg a g e s..........
771,994 72
773, 704 48
O v erd ra fts....................................................
1,359 75
2, 275 75
B anking h o u se ............... A.........................
175,000
00
R eport of
S ep t. 7.
175, 000
00
831,692
01
395 76
175, 000
00
R eport of
D ec. 2.
$1, 677,077 77
701, 736
88
757 69
175, 000 00
Furniture and fix tu r e s ..........................
1 1 ,0 0 0 00
1 1 ,0 0 0 00
1 1 ,0 0 0 00
1 1 ,0 0 0 00
O ther rea l e s t a t e .....................................
58, 387 77
67, 33/ 26
71,373 53
65, 799 37
Due from banks in r ese rv e c it ie s ...
333,502 14
213,085 27
255,042 47
271, 240 21
D ue from o th er banks and bankers.
24, 268 96
27, 798 28
60,199 62
51,736 63
E x ch a n g e s for clearin g h o u s e .........
17, 700 57
20,574 71
18, 080 09
18,886 17
C hecks and ca sh ite m s .........................
7.694 91
15,841 17
N ic k e ls and c e n t s ...................................
1,074
G old c o in ......................................................
S ilv er c o in ..................................................
U . S. and N a tio n a l bank n o t e s .......
T o ta ls ....................................................
21
936 30
71,917 50
62,552 50
38,462 50
150,161
00
8 , 990
59
1 ,2 2 0 22
123, 325
00
4,160 22
637 37
51,210 00
19, 930
00
13,286
00
11,261
00
130, 526
00
140,772
00
110,176
00
$3,178, 993 89 52, 990,877 54
, 338, 775 77
3,150,619 31
Liabilities.
C ap ital s to c k paid in ......................................................
$300, 000 00
$300,000 00
$300,000 00
$300, 000 00
Surplus fu n d .......................................................................
U ndivided profits, less current ex p en ses, in ter
e st and ta x e s paid ....................................................
100,000 00
60,000
60, 000
60, 000
8,816 62
00
33, 559 27
00
33,343 33
00
13, 999 96
D ividends u n p a id ............... .............................................
336 00
14 50
46 50
C om m ercial d ep osits su b je c t to c h e ck ................
774,853 11
633,334 78
1,112,165 30
948,000 75
D em and com m ercial c e r tific a te s o f d e p o s it....
6,045 48
4, 473 96
10, 623 45
4. 774 01
S a v in g s d ep o sits..............................
720,649 75
782, 849 82
811,370 53
839,829 41
S a v in g s c e r tific a te s o f deposit.
179,758 28
165,252 21
122, 427 30
130,218 00
C ertified c h e c k s ..............................
3, 363 56
26,132 62
8,852 19
3,261 90
T im e co m m ercia l c e r tific a te s o f d ep o sit.............
4, 000 00
C ashier’s c h e c k s o utstan ding ..
D ue to banks and b an kers.........
1, 085, 171 09
985,260 38
875,947 17
850, 535 28
3,178, 993 89
2,990, 877 54
3,338,775 77
3,150,619 31
N o te s and bills r e d isc o u n te d ...
Bills p ayab le.
T o ta ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
62
BANKING
DEPARTMENT.
No. 52.
PEOPLE’S SAVINGS BANK, DETROIT.
Organized January 1, 1872.
M.
W . O ’B
r ie n
, P r e s id e n t; F . A . S
c h ulte
R. W .
D
S
. V ic e P r e s i d e n t ; O . E . L
, A u d ito r .
a w so n
, C a s h ie r ;
m y l ie
—F. F. Palm s, G eo. E. L aw son, M. W. O’Brien, F. A. S ch u lte, Geo. H. Barbour, J e r e
m iah Dyer, C laren ce C arpenter, C. A. D ucharm e, F red T. Moran, Chas. L. Palm s, Sigm ond
R othschild.
ir e c t o r s .
R esources.
L oans and d is c o u n ts ..................., .........
R eport o f
Feb. 4.
R eport of
June 30.
R eport of
S e p t. 7.
$2. 628, 094 53 $2, 955, 645 35 $3, 200, 949 75
R eport of
D ec. 2.
$3, 263, 732 74
S to ck s, bonds and m o rtg a g es...........
3,232,286 69
3, 236, 483 16
3, 308, 654 09
3, 282, 337 82
O verd rafts....................... .........................
9, 567 46
1,914 13
4,306 71
2,452 79
B anking h o u s e ...........................................
Furniture and fix tu r e s ..........................
6 , 000 00
6 ,0 0 0 00
6 ,0 0 0 00
6 , 000 00
O ther rea l e s t a t e .....................................
169,527 48
185, 963 47
187,533 71
201,889 19
P r e m iu m s....................................................
15,295 00
14,295 00
14,295 00
14,295 00
D ue from banks in r eserv e c it ie s ...
1,159,667 74
1.004,770 28
825,127 02
812, 009 60
D ue from o th er banks and bankers.
15, 463
66
35,772 74
24,563 87
27,061 97
E x ch a n g es for clearin g h o u se...........
67, 404 50
67, 660 36
78, 145 19
62, 960 40
C hecks and cash ite m s .........................
3,417 16
2, 907 29
543 40
3, 682 48
N ic k e ls and c e n ts ...................................
394 51
459 39
491 87
421 58
Gold co in ......................................................
235,320 00
217,470 00
212,017 50
206, 832 50
S ilver c o in ..................................................
8,691 50
10, 876 00
13,882 50
14,342 00
U. S. and N a tio n a l bank n o t e s ........
282.827 00
209, 084 00
203,185 00
151,628 00
$7, 833, 957 23 $7,949,301 17 $8 , 079,695 61
$8 , 049. 676 07
T o t a ls ....................................................
L iabilities.
C apital sto c k paid in......................................................
$500, 000 00
$500,000 00
$500, 000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id .................•....................................
125,000 00
125. 000 00
125,000 00
28,313 51
30, 779 91
63,123 94
D ividends u n p a id ........................................................ .
$500, 000 00
125, 000
00
107,181 12
330 00
15, fOO 00
30 00
C om m ercial dep osits s u b je c t to c h e c k ................
829,211 33
918,296 76
881,489,06
1,028, 032 82
D em and com m ercial c e r tific a te s o f d e p o sit__
10, 249 69
64,299 16
7,468 12
14,231 06
S avin g s d ep o sits...............................................................
4,911,438 04
5,221, 688 49
5, 266,263 37
5,275,178 29
S avin g s c e r tific a te s o f d e p o sit.................................
556, 154 28
452,236 25
573,712 17
538,681 59
47
8,124 91
4, 572 29
615,181 13
654, 484 04
’ 456, 798 90
T o t a ls ............................................................................ $7,833, 957 23 $7,949,301 17 $8,079, 695 61
$8,049, 676 07
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
C ertified c h e c k s ...............................................................
10,221
80
6 , 819
C ashier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and ban k ers..........................................
863,038 58
N o te s and bills r ed isco u n ted .....................................
Bills p a y a b le ......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
63
No. 7.
STATE SAVINGS BANK, DETROIT.
Organized O ctober 24, 1883.
H. R u s s e l P r e s i d e n t : R u f u s
E. W i n g a n d H. P. B o r g m a n ,
George
D
W . G i l l e t t , V ic e P r e s i d e n t ) R . S . M a s o n , C a s h ie r ; A
A s s i s t a n t C a s h i e r s ; E u g e n e A. S u n d e r l i n , A u d i t o r .
u s t in
—G eorge H. R ussell, R obert S. Mason, H ugh McMillan, H enry R ussel, H enry B. L edyard,
R ussell A. A lger, W. H. E lliott, H enry M. Campbell, R. W. G illett, W m. C. M cMillan, Chas. L.
F reer, Frank J. H ecker, P e te r W hite, Truman H. N ew b erry, H enry C. P o tte r , Jr.
ir e c t o r s .
R esources.
R eport o f
F e b . 4.
R eport of
Jun e 30.
R eport o f
S ep t. 7.
L oans and d isc o u n ts...................................................... $2,766,907 48 $3,161, 472 47 $3,599,541 45
S to ck s, bonds a n d ,m o r tg a g e s...................................
2,040,527 07
2, 582, 898 69
O v erd ra fts...........................................................................
4,401 41
3, 445 87
2, 674, 723 55
R eport of
D ec. 2 .
$3, 806, 003
88
2,607, 957 43
5,794 48
3,133 61
175. 000 00
175, 000 00
Furniture and fix tu r es..................................................
5, 000 00
7, 000 00
7, 000 00
6 , 000 00
O ther r ea l e s t a te .............................................................
222,747 03
226. 685 43
51,923 01
58,436 58
903, 333 40
722, 052 21
857,041
88 , 768 68
239, 006 64
146, 206 99
196,971 78
91,180 43
51,712 15
71,381 08
7, 548 54
4, 789 77
8,150 87
10,112 74
N ic k e ls and c e n t s ...........................................................
399 08
588 02
176 51
281 49
Gold co in ................. ;...........................................................
143,315 00
172, 078 00
205, 653 50
223, 299 31
Due from banks in r eserv e c itie s ...........................
1, 263,126 41
Due from o th er banks and b a n k e rs........................
59, 225 47
E x ch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s ................................................
-
66
S ilv er c o in ..........................................................................
18,820 25
28,914 10
31,132 85
13,039 90
U . S. and N a tio n a l bank n o te s .................................
347,781 00
312, 365 00
211,273 00
130,813 00
86
$7,983,140 25
$8,108, 707 67
00
$500,000 00
$500,000 00
$500, 000 00
150. 000 00
100 , 000 00
100 , 000 00
100 . 000 00
61, 667 80
15,415 31
21,779 95
22,714 19
T o t a ls ............................................................................ $7,076, 770 52 $7,583, 519
L iabilities.
C apital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current exp en ses, inter■est and ta x e s p a id ......................................................
$200 , 000
12 00
C om m ercial d ep osits su b je c t to c h e c k ............... 2,267,083 18
2, 273, 8 S6
68
2,332,305 19
2,516, 650 92
D em and com m ercial cer tific a te s o f d e p o s it.......
8,636 50
6 , 010
75
5,099 75
26, 885 00
Savin gs d ep o sits...............................................................
2, 330, 271 51
2, 747,165 45
2, 916, 084 07
3, 005, 375 81
794,268 16
680, 630 22
761, 663 31
704,348 80
7,201 10
4,944 50
74,824 47
1,893 52
C ashier’s c h e c k s o u tsta n d in g ...................................
8,232 69
41,587 99
34,271 24
36,236 62
Due to banks and b a n k e r s ..........................................
1,249,397 58
1,213,868 93
1,234,112 27
1,194,602 81
$7,983,140 25
$8,108,707 67
S av in g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
T o t a ls ............................................................................ $7, 076,770 52 $7, 583,519
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
86
STATE
64
BANKING
DEPARTMENT.
No. 6.
W AYNE COUNTY SAVINGS BANK, DETROIT.
Organized S e p tem b e r 18, 1871.
C h a s . F. C o l l i n s , P r e s i d e n t ; b .
A l f r e d K. K e i f e r , T r e a s u r e r ;
D
ir e c t o r s
.— D.
M. F e r r y , V i c e P r e s i d e n t ; W m . S.
E. H. C o l l i n s , A s s i s t a n t T r e a s u r e r ;
G r e e n , 2 d V ic e P r e s i d e n t ;
W m . A. M o o r e , A t t o r n e y .
M. Ferry, Chas. F. Collins, W m. A. M oore, W m. S. Green, E. H. Flinn,
H. K. W hite, J. B. Book, A . L. S tep h en s, F. H. Croul.
R esources.
R eport o f
Feb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
L oans and d isc o u n ts...................................................... $1,463,580 74 $1,543, 172 00 $1, 541,452 99
R eport of
D ec. 2.
$1, 539, 208 55
S to ck s, bonds and m o r tg a g e s...................................
5,226,203 45
5,441,012 98
5, 586, 861 02
O v erd ra fts...........................................................................
2,821 80
3, 158 49
30 11
30 11
B anking h o u se .................... r ...........................................
187,087 60
187, 087 60
187,087 60
187, 087 60
5, 635,495 94
Furniture and fix tu r es..................................................
O ther real e s t a t e .............................................................
132,045 48
140, 895 46
122, 401 67
130,511 39
Due from banks in reserv e c it ie s ............................
1,449,790 01
1,241,038 39
1. 171,501 38
1,150.172 77
26,442 11
15,096 36
58,130 30
D ue from oth er banks and bankers........................
E x ch a n g e s for clearin g h o u se...................................
C hecks and cash ite m s ..................................... - .........
15, 115
68
N ic k e ls and c e n t s ...........................................................
226 43
Gold co in ..............................................................................
198, 235 00
225
68
153 77
114 26
219,345 00
227, 367 50
218,040 00
S ilv er c o in ..........................................................................
9, 499 35
11,914 25
13,619 15
13,841 85
U . S and N a tio n a l bank n o t e s ...............................
213,148 00
201,209 00
177,526 00
189, 985 00
T o t a ls ............................................................................ $8 , 897,753 54 $9,015, 500 96 $9,043, 097 55
$9,122,617 77
L iabilities.
C apital sto c k paid in......................................................
$150,000 00
$150,000 00
$150,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id .............................................. . ..
150, 000 00
150,000 00
150, 000 00
150,000 00
386,900 46
367,732 10
346, 614 04
366, 683 27
S a v in g s d e p o sits....... ........................................................ 7, 216, 897 85
$150, 000 00
Dividends un p a id .............................................................
C om m ercial d ep o sits su b je c t to c h e c k .................
D em and co m m ercia l c e r tific a te s o f d e p o sit—
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
7,566, 250 58
7, 675, 847 12
7.841,423 45
S a v in g s c e r tific a te s o f d e p o sit.................................
993,695 83
778,518 28
716,858 81
614,172 76
C ertified c h e c k s ...............................................................
259 40
3, 000 00
3,717 58
338 29
T o t a ls ............................................................................. $8.897, 753 54 $9, 015,500 96 $9, 043, 097 55
$9,122, 617 77
C ashier’s c h e ck s outstan ding ..................................
D ue to banks and bankers...........................................
N o te s and bills red isco u n ted .....................................
B ills p a y a b le ........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
65
THE UNION TRUST COMPANY", DETROIT.
D . M . F e r r y , P r e s i d e n t ; W . 0 . M e M e d i a n , F i r s t V ic e P r e s i d e n t ; A . E . F . W h i t e , S e c o n d V ic e P r e s . id e n t; E l w o o d T . H a n c e , S e c r e ta r y a n d T r e a s u r e r ; H o w a r d J . L e s s e r , A s s is ta n t S e c r e ta r y .
DIRECTORS.—W. H. E lliott, S. D. Miller. H. B. Ledyard, Geo. H. Barbour, W . C. McMillan, D. W h it
ney, Jr., D. M. F erry, H ugh McMillan, F. W . H ayes, Sim on J. Murphy, Geo. H. Hopkins,
A. E. F. W hite, C harles Stinchfield, J a m e s D. Standish, J am es McMillan, E lw ood T. H an ce
U. A. D ucharm e, H enry R ussel, T. H. N ew b erry, E llio tt T. Slocum , F. H. H eck er, Wm. C. Y aw key, H. A . Conant.
R esources.
R eport o f
F eb. 4.
C olla tera l lo a n s—tim e .................................................... $ 1, 0 1 2 ,2 2 2
12
R eport o f
Jun e 30.
R eport of
S ep t. 7.
$1, 622, 597 76 $1, 548,147 49
R eport o f
D ec. 2.
$1,513,295 00
C ollateral lo a n s—d em a n d ............................................
79, 700 94
168,138 40
477, 870 47
L oans on rea l e s t a te m ortgages, in o ffic e .........
L oans on rea l e s t a te m ortgages, w ith s ta te
tr e a su re r ..........................................................................
563, 297 85
597. 453 30
587. 314 21
569,401 44
2 0 0 ,0 0 0 00
200 . 000 00
200 , 000 00
2 0 0 ,0 0 0 00
O ther lo a n s ........................................................................
134,091 43
72, 394 58
51,469 67
35, 735 08
Ronds, in o ffic e .................................................................
94,182 00
107, 182 00
155, 994 50
220,619 50
239, C00 00
525, 266 99
Bonds, w ith s ta te treasu rer.........................................
S to c k s ....................................................................................
239,000 00
239, 000 00
239, 000 00
R ea l e s t a te o w n e d .........................................................
10,045 35
29,591 78
29, 732 36
33,591 78
O ther in v e stm e n ts...........................................................
134,125 00
134,125 00
134,125 00
134, 125 00
86
38, 924 60
61,016 94
61,038 20
3, 007 OS
2,856 71
4, 444 76
5,286 52
Due from o th er banks and bankers........................
54, 491 05
269,131 81
78,202 76
133.657 23
C ash ite m s ..........................................................................
5, 227 24
5,326 26
N ic k e ls and c e n t s ...........................................................
4 16
S ilv er c o in ..........................................................................
64 55
A d v a n c e s to tru sts.........................................................
31,061
P rem ium s paid...................................................................
S a f e d ep o sit v a u lts.........................................................
Furniture and fix tu r e s ..................................................
Due from approved rese rv e a g e n ts........................
8 , 073
62
12, 424 40
03
4 63
4 58
52 40
84 35
32 80
8
Gold c o in ..............................................................................
125 00
125 00
150 00
110 00
U. S. and N a tio n a l bank n o t e s ...............................
4, 254 00
5,136 00
3, 510 00
4,206 00
T o t a ls ................................................................................ $2,567,899 61 $3,492, 043 63 $3,579. 170 76
$3, 687,794 52
L iabilities.
C apital sto c k paid in......................................................
$500, 000 00
$500,000 00
$500,000 00
$500. 000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss ex p en ses, in ter e st and
ta x e s paid........................................................................
54, 000 00
54, 000 00
56. 000 00
56, 000 00
53,931 51
72,241 00
52,067 71
44, 039 84
D ividends u n p a id .............................................................
T rust d e p o s its ...................................................................
308,144 08
439,184 77
332,487 52
348,519 35
D eb en tu res..........................................................................
1,592,215 13
2, 398, 336 55
2. 631,123 44
2, 735,763 03
O ther lia b ilitie s.................................................................
59,608 89
28,281 31
7, 492 09
3, 472 30
T o t a ls ......... :................................................................. $2, 567, 899 61 $3, 492,043 63 $3, 579,170 76
$3,687,794 52
9
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
66
BANKING
DEPARTMENT.
No. 157.
DEXTER SAVINGS BANK, DEXTER.
O rganized A pril 22, 1893.
T
D ir
hom as
B
ir k e t t
e c t o r s .—
•
, P r e s i d e n t ; E. F. C h a s e , V i c e P r e s i d e n t ; E.
G . S . F r a n c i s c o , A s s i s t a n t C a s h ie r .
Thom as B irk ett, E. F. Chase, G eorge B en ton,
W. D . Sm ith, J. T. H ovey.
R esources.
R eport of
Feb. 4.
C.
H.
Ca
r pe n ter
EL V an Riper,
R eport Of
June 30.
, C a s h ie r ;
S.
R eport o f
S ep t. 7.
L. Jenny,
R eport of
D ec. 2.
L oan s and d isc o u n ts......................................................
$45, 280 00
$29, 650 91
$32,210 31
$35, 386 83
S to ck s, bonds and m o r tg a g e s...................................
39,642 97
45,752 97
51,352 97
47,172 80
O v erd ra fts...........................................................................
1 89
27 60
1 00
24
68
Banking h o u s e ...................................................................
Furniture and fix tu r es..................................................
1,400 58
1, 400 58
1,400 58
1, 400 58
O ther rea l e s t a t e .............................................................
1, 964 83
2,084 40
2, 084 40
3, 977 44
Due from banks in reserv e c it ie s ......... ..................
19, 346 94
Due from o th er banks and ban k ers........................
73
37,140 76
26, 608 99
11,924 80
66
32 75
143 37
32 75
E x ch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s ................................................
45 15
159 57
52 92
N ic k e ls and c e n t s ...........................................................
47 42
91 80
121 40
63 93
Gold co in .......................... *..................................................
815 00
340 00
895 00
520 00
S ilv er c o in ..........................................................................
734 30
347 05
192 20
371 55
U . S. and N a tio n al bank n o t e s ................................
1, 386 00
2, 850 00
1, 519 00
2, 829 00
T o t a ls ............................................................................
$110,738 74
$119,878 39
$116,582 14
$103,704 36
C apital s to c k paid in......................................................
$15,000 00
$15, 000 00
$15,000 00
$15, 000 00
Surplus fu n d ......................................... ..........................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
1, 500 00
1, 500 00
2 ,0 0 0 00
2 , 000 00
3,730 96
5,702 04
4,172 80
5, 125 92
Liabilities.
D ividends un paid..............................................................
C om m ercial d ep o sits su b je c t to c h e c k ...............
26,852 11
26, 226
T im e com m ercial c e r tific a te s o f d e p o s it........
22,111 94
21,797 09
18,041 46
14, 513 36
S a v in g s d ep o sits........................................................
37,803 74
46,104 08
39, 915 96
33,266 36
3, 739 99
3,548 52
4. 500 04
4, 504 97
$110,738 74
$119,878 39
$116,582 14
$103, 704 36
66
32,951
88
29, 293 75
D em and c o m m ercia l c e r tific a te s o f d e p o s it__
S a v in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u tsta n d in g ...................................
Due to banks and bankers...........................................
N o te s and bills red isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o ta ls .............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
67
No. 28.
CITY BANK, DOW AGI AC.
Organized M arch 19, 1887.
F.
D
W . L
y le
i r e c t o r s .—
, P r e s id e n t;
N. F.
C h o a t e , V ic e P r e s i d e n t ; I.
B.
G a g e , C a s h ie r .
N elso n F. C hoate, Frank W . L yle, John L yle, I. B. G age, Oliver L yle.
R eport o f
Feb. 4.
R eport of
June 30.
R eport o f
S ep t. 7.
L oans and d is c o u n ts ......................................................
$153,067 13
$189, 004 47
$161,635 30
$165, 936 94
S to ck s, bonds and m o r tg a g e s...................................
13, 575 00
24,140 00
23, 790 00
37, 974 00
O verdrafts...........................................................................
5,324 19
3,864 50
5, 427 59
7, 695 09
R esources.
R eport of
D ec. 2.
B anking h o u se .............................................................. ..
Furniture and fix tu r e s ......... . ...................................
6,765 57
6,765 57
O ther rea l e s t a t e .............................................................
16, 937 05
16, 937 05
16, 937 05
6 , 765
57
14,384 00
D ue from banks in reserv e c it ie s ...........................
55, 989 02
33,186 40
38,991 23
30, 898 51
6 , 765
57
Due from o th er banks and bankers........................
996 11
1,019 54
2, 963 77
85
2 ,2 2 2 22
2,249 77
1,295 36
N ick els and c e n t s ...........................................................
72 77
145 30
81 09
Gold co in ..............................................................................
10,315 00
11,730 00
10, 700 00
E xch a n g es for clearin g h ou se...................................
2,122 25
C hecks and ca sh it e m s ................................................
6 , 626
37
88
9,615 00
S ilv er c o in ..........................................................................
1,729 70
1, 919 00
2,347 00
595 00
XJ. S. and N a tio n a l bank n o t e s ...............................
10,071 00
12, 729 00
10,113 00
9, 449 00
T o t a ls ............................................................................
$282,595 53
$303, 639 62
$280,057 14
$287,610 12
L iabilities.
Capital sto c k paid in......................................................
Surplus fu n d ......................................................................
U ndivided profits, le ss current ex p en ses, in ter
est. and ta x e s p a id ......................................................
D ividends unpaid
$60, 000
$60,000
00
12 , 000 00
550 69
.
00
$60,000
00
$60,000
00
1 2 ,0 0 0 00
12 , 000 00
1 2 ,0 0 0 00
5,361 76
1, 439 70
1,980 91
..................................................
C om m ercial d ep o sits s u b je c t to c h e c k ................
43, 849 19
64, 529 62
45,931 13
47, 013 04
D em and co m m ercia l c e r tific a te s o f d e p o s it......
166,^95 65
161,748 24
160, 686 31
166,616 14
$282,595 53
$303 639 62
$280,057 14
$287,610 12
rpirf|e eom m ercial c e r tific a te s o f deposit. . . .
Savin gs d ep o sits
.........................................
S avin g s c e r tific a te s o f deposit,
C ertified Checks
............................
......................................................
C ashier's c h e ck s outstan ding
Due to banks and bankers
...................................
N o te s and bills red iscoun ted ...................................
B ills payab le
...................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
68
BANKING
DEPARTMENT.
No. 142.
MONROE COUNTY BANK, DUNDEE.
Organized S ep tem b e r 26, 1892.
0.
F.
E. L
ong
, P r e s id e n t; M . J . H
ow e,
V ic e
P r e s id e n t; W
m
. Cl
u te
, C a s h ie r .
D i r e c t o r s .— Byron J. Corbin, C. F. E. L ong, W illiam Clute, M. J. H o w e, Geo, J. S h a efer ,
W . C. Palm er, Geo. W. Hurd.
R eport of
F eb. 4.
R esou rces.
R eport of
Jun e 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
Tjoaris a.nd d is c o u n ts ......................................................
$44, 215 90
$52,171 40
$56,504 19
$63,438 52
S to ck s, bonds and m o r tg a g e s ...................................
9, 715 47
10,315 47
12,715 47
12,615 47
O verdrafts...........................................................................
3,124 59
507 50
2, 437 77
3,290 39
Banking h o u se ...................................................................
2, 561 53
2,561 53
2.561 53
2,561 53
Furniture and fix tu r e s ................................... .. ............
1,344 00
1, 344 00
1,344 00
1,344 00
O ther rea l e s t a t e .............................................................
44 50
44 50
44 50
44 50
D ue from banks in r ese rv e c it ie s ............................
37,871 91
40, 342 91
30,914 59
14,596 67
Due from o th er banks and bankers........................
106 44
187 26
662 93
130 39
E x ch a n g es for clearin g h ou se...................................
C hecks and ca sh ite m s.................................................
72 15
53 95
55 96
N ic k e ls and c e n t s ...................................
88
92
57 30
79 43
135 90
Gold co in ..............................................................................
2, 705 00
3, 017 50
3, 000 00
2, 875 00
S ilv er c o in ..........................................................................
265 00
214 05
187 50
491 45
U . S. and N a tio n a l bank n o t e s ...............................
2, 705 00
2,113 00
1 , 602 00
2, 496 00
T o t a ls ............................................................................
$104,820 41
$112,930 37
$112,109 87
$104, 026 05
C apital sto c k paid in......................................................
$15,000 00
$15,000 00
$15, 000 00
$15,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
600
600
600
...................
6
23
Liabilities.
D ividends u n p a id .............................................................
00
2, 355 10
00
2, 667 10
00
2.859 15
600
00
3,010 08
100 00
50 00
C om m ercial d ep o sits su b je c t to c h e c k .............
25, 423 30
24,869 84
17. 143 25
1 1 ,2 2 0 66
Dem and co m m ercia l c e r tific a te s o f d e p o s it__
61,342 01
69, 743 43
76. 507 47
74,195 31
$104,820 41
$112.930 37
$112,109 87
$104,026 05
T im e com m ercial c e r tific a te s o f d ep o sit............
Savin gs d ep o sits...............................................................
S avin gs c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
C ashier's c h e ck s o u tsta n d in g ...................................
Due to banks and ban kers..........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le ......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
69
No. 205.
BANK OF DURAND, DURAND.
Organized A ugust
L
uth er
D i r e c t o r s .—
L
o u c k s,
8,
1898.
P r e s i d e n t ; O . H. O b e r t , V i c e P r e s i d e n t : J.
E r n e s t T . S i d n e y , A s s i s t a n t C a s h ie r .
D.
L
eland
, C a s h ie r ;
L uth er Loueks, O. H. Obert. Frank C. Gale, N . P. Leland, B en jam in G eer, A. Derham ,
O. B. Hibbard, W . L. Scribner, R. Rathbun, P. D. Brow n.
R esources.
R eport o f
F eb. 4.
R eport of
June 30.
L oans and d isc o u n ts......................................................
$38,895 06
$30,171 14
S to ck s, bonds and m o r tg a g e s...................................
5,183 46
9,171 00
R eport of
S ep t. 7.
$41,080 75
12,061
00
R eport of
D ec 2.
$51,403 34
15,641 00
11 76
Banking h o u s e ...................................................................
5, 500 00
5. 500 00
5.500 00
5,500 00
Furniture and fix tu r es..................................................
1, 500 00
1,500
00
1,500
1,500
Due from banks in r ese rv e c it ie s ............................
4, 985 91
16,521
02
nnp f r o m o th er banks and b a n k ers.......................
831 41
00
10,266 19
1. 101
00
5, 336 60
62
1,721 31
1,547 03
FiNobanges for clearin g h o u se...................................
C hecks and ca sh ite m s .................................................
584 90
827 94
859 00
N ic k e ls and c e n t s ...........................................................
15 15
54 78
55 31
70 82
Gold c o in ..................... ......................................................
425 00
972 50
1,540 00
1,285 00
S ilv er c o in ..........................................................................
U . S. and N a tio n a l bank n o t e s ...............................
T o t a ls .................................................... .......................
1,850 00
1,150 00
00
3,813 00
3,226 00
$63, 746 48
$72, 478 79
$79, 638 63
$88,381
$25,000 00
$25,000 00
$25,000 00
$25,000 00
100 00
6 ,557
00
320 00
6 . 609
10
L iabilities.
C apital s to c k paid in......................................................
Surplus fu n d ......................................................................
U ndivided profits, le ss current exp en ses, intere s t and ta x e s p a id ......................................................
150 00
150
00
87 25
150
00
425 71
435 97
11 01
C om m ercial d ep o sits s u b je c t to c h e c k .................
5,041 00
4, 884 39
4,289 04
D em and com m ercial cer tific a te s o f d ep osit —
24, 478 00
31,509 04
40,666 53
43,960 45
4.145 11
9, 924 35
9,445 81
9, 713 39
D ividends un paid.............................................................
1 000 00
6 , 072
89
T im e co m m ercial cer tific a te s o f d e p o s it...........
S avin g s d ep o sits...............................................................
S avin g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
C ash ier’s c h e c k s o u tsta n d in g ...................................
Due to banks and bankers...........................................
646 40
3, 058
66
$88,381
10
N o te s and bills r ed isco u n ted .....................................
B ills p a y a b le .....................................................................
4, 000 00
T o ta ls ............................................................................
$63, 746 48
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$72, 478 79
$79, 638 63
STATE
70
BANKING
DEPARTMENT.
No. 124.
SHIAW ASSEE COUNTY BANK, DURAND.
Organized O ctober 5, 1891.
Ro
D
bert
ir e c t o r s .
C. F a
—C.
H.
ir
, P r e s id e n t; C
h a r i .e s
H. S
a y r e
, V ic e P r e s i d e n t ; F . N . C o
Sa y re, F. N. Conn, Lynds L . Conn, D .
Thom as C ooling.
R esources.
B.
R eport of
F e b 4.
n n
, C a s h ie r .
S ayre, R obert C. Fair, Geo. N . S u fe r t
R eport of
June 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and d is c o u n ts ......................................................
$47.601 96
$46, 354 96
$43, 773 39
$49,445 38
S to ck s, bonds and m o r tg a g e s ...................................
22,045 06
22,811 42
25,585 42
31,167 97
O v e r d r a fts..........................................................................
87 32
531 32
4 02
99 09
Banking h o u se ...................................................................
Furniture and fix t u r e s ..................................................
1,811 50
1,811 50
1,811 50
1,811 50
O ther rea l e s t a t e .............................................................
6 . 776
44
5, 576 44
6,426 44
6,426 44
Due from banks in rese rv e c it ie s ............................
15,494 45
14,547 11
32, 094 29
33, 649 70
Due from o th er banks and ban kers........................
1,239 30
103 42
650 20
E x ch a n g es for clearin g h o u se ...................................
C hecks and ca sh ite m s.................................................
441 32
75 65
1,096 03
N ic k e ls and c e n t s ............................................................
168 31
247 94
313 03
64 25
Gold co in ..............................................................................
2,670 00
3, 567 50
5. 450 00
3, 455 00
S ilv er c o in ..........................................................................
1 ,8 6 8 10
U. S. and N a tio n a l bank n o t e s ...............................
6 , 729
T o t a ls ............................................................................
196 39
1,170 40
3, 045 30
1,259 40
10.990 00
5, 747 00
5,665 00
66
$125,346 42
$133, 890 32
$25,000 00
$25,000 00
$25,000 00
$25,000 00
750 00
750 00
750 00
750 00
756 26
£49 61
220
60
1,282 28
00
$106,932 76
$107,787
Liabilities.
C apital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
D ividends u n p a id .............................................................
C om m ercial d ep osits su b je c t to c h e ck ................
24, 155 89
13. 320 87
24,525 27
20,764 14
D em and com m ercial c e r tific a te s o f d e p o s it__
39, 098 91
44, 086 69
49,590 44
57, 536 97
17,171 70
23,995 69
25,210 11
28, 537 57
84 80
50 00
19 36
$125, 346 42
$133.890 32
T im e co m m ercia l c e r tific a te s o f d ep o sit............
S a v in g s d e p o sits...............................................................
S avin gs c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ............................ .*.................................
C ashier’s c h e ck s ou tstan d in g.....................................
Due to banks and ban kers...........................................
N o te s and bills r ed isc o u n te d .................! ..................
Bills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$106. 932 76
$107,787
66
STATE
BANKS
OF
MICHIGAN.
71
No. 53.
MICHIGAN STATE BANK, EATON RAPIDS.
Organized July 22, 1884.
J
D ir
no
.
ec to rs
M.
Co
r b in
. —J o sep h
, P r e s id e n t;
H. P. W e b s t e r , V i c e P r e s i d e n t ; H. H.
E. S. H a r r i s , A s s i s t a n t C a s h i e r .
H
a m il t o n
, C a s h ie r ;
Carr, H. P. W eb ster, E. S. Harris, H. H. H am ilton, E. P. Knapp, J. M. Corbin,
H enry C. Minnie, I. N. R eynolds, B. S. Harris.
R eport of
D ec. 2.
R eport o f
F eb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
L ea n s iiinil d is c o u n ts ......................................................
$132,853 16
$134,642 40
$134,250 23
$131,289 69
S to c k s bonds and m o r tg a g e s ...................................
51,887 50
61,361 67
74,052 13
76, 046 60
O verdrafts...........................................................................
2, 640 83
1,724 40
1,421 35
1,902 19
Hanking h o u se ...................................................................
5,500 00
5, 500 00
5, 500 00
5, 500 00
Furniture and fix tu r e s ..................................................
2 ,0 0 0 00
2 ,0 0 0 00
2 ,0 0 0 00
2 ,0 0 0 00
O ther real e s t a t e .............................................................
975 00
975 00
975 00
975 00
Hue from banks in reserv e c it ie s ............................
16, 393 08
11,511 74
6,780 90
2,984 97
366
88
1,529 40
926 64
R esou rces.
Due from o th er banks and bankers
E x ch a n g e s for cleaning house
223 61
C hecks and ca.sh ite m s , r............................................
1,768 15
2,786 29
231 07
N ic k e ls and c e n t s ...........................................................
153 05
21 03
12 52
5 08
field co in ..............................................................................
3, 842 50
4,212 50
4,557 50
5, 455 00
S ilv er coin...................................... ....................................
TT S and N ation al bank n o t e s ...............................
T o t a ls ............................................................................
500 00
700 00
100 00
656 00
00
11,756 00
$236,308 43
$239,404 34
$238,794 14
$75,000 00
00
9, 344 00
$225,779 15
$75, 000 00
6 , 899
8 , 597
L iabilities.
C apital s to c k paid in......................................................
$75,000 00
$75, 000 00
00
1 2 ,0 0 0 00
12 , 000 00
5, 854 75
2,989 76
5,297 16
Surplus fu n d ......................................................................
U ndivided profits, le ss current e x p en ses, in ter
e s t a,nd ta x e s p a id ......................................................
11,500
"Dividends unpa,id.........................................•....................
182
86
37 23
C om m ercial d ep o sits su b je c t to c h e c k ................
38,168 41
35,361 01
33.562 73
22,844 93
D em and com m ercial c e r tific a te s o f d ep o sit —
97,608 18
108, 524 45
107, 660 98
116,667 50
D ue to banks and ba.nkers.. ..
3,122 12
1,975 80
Hills p a y a b le ......................................................................
5,000 00
5, 000 00
$239, 404 34
$238,794 14
00
3,319 70
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
68
75
8
75
30 99
C ashier's c h e ck s o utstan ding
T o t a ls ............................................................................
11,500
$225,779 15
$236,308 43
72
STATE
BANKING
DEPARTMENT.
No. 193.
EDMORE STATE BANK, EDMORE.
Organized April 5, 1897.
J
D
ohn
W . P
f e if l e h
i r e c t o r s .— J
n o .. W .
, P r e s id e n t; F it e d e r ic
P r e s id e n t; E d w
k
N
ard
, V ic e P r e s i d e n t ; S h
A . R u n d e l l , C a s h ie r .
eff
erm an
P feifler, F red erick Neff, Sherm an N eff, E dw ard
R eport of
F eb. 4.
R eso u rces.
A.
R eport of
June 30.
N
eff
, Second
V ic e
Rundell, H enry J. Burch,
R eport of
S ept. 7.
R eport of
D ec. 2. ■
L oans and d is c o u n ts ......................................................
$8,026 73
68
$12,485 38
$12,145 35
S to ck s, bonds and m o r tg a g e s ...................................
16, 312 20
20,339 18
24,206 72
24,637 51
371 04
309 82
353 54
498 36
1,776 24
1,776 24
1, 776 24
1,776 24
922 91
922 91
922 91
922 91
Due from banks in r ese rv e c it ie s ............................
17, 865 39
18, 275 20
13, 324 30
5,192 45
D ue from o th er banks and b a n k e r s......................
214 92
4,235 98
O verdrafts....................................................................
B anking h o u se ................................................
Furniture and fix tu r e s ...............................................
$11,271
O ther real e s t a te .............................................................
E x ch a n g es for clea rin g h o u se ...................................
5,707
68
7, 680 93
47 65
C hecks and cash ite m s..............................................
58 13
18 52
47 23
88
52
N ic k e ls and c e n t s ......................................................
47 50
19 81
4 84
8
07
1,812 50
1, 752 50
1,917 50
Gold co in ...............................................................
S ilv er c o in ............................................................
U . S. and N a tio n a l bank n o t e s ...............................
T o t a ls ............................................................
2,017 50
643 50
467 50
547 50
3,100 00
4,075 t0
3,156 00
4, 027 00
$51,151 06
$63,511 99
$64, 449 84
$59, 802 84
$15,000 00
$15,000 00
$15, 000 00
$15,000 00
494 41
740 96
702 47
1. 169 62
12, 355 96
21,513 61
18,510 63
11,876 83
1,353 00
825 00
200 00
808
00
Liabilities.
C apital sto c k paid in...........................................
Surplus fu n d ............................................
U ndivided profits, less current ex p en ses, in ter
e st and ta x e s p a id ............................................
D ividends u n p a id ....................................
C om m ercial dep osits su b je c t to c h e c k .........
D em and com m ercial c er tific a te s o f d e p o s it__
Tim e co m m ercia l c e r tific a te s o f d e p o sit............
S a v in g s d e p o s its .......................... ..............
2, 603 96
S a v in g s c e r tific a te s o f d e p o sit..............................
2,704
20
2,761 52
2, 608 04
19,343 73
22, 728 22
27, 275 22
29, ¡48 35
$51,151 06
$63,511 99
$64, 449 84
$59, 80,2 84
C ertified c h e c k s ................................
C ashier’s c h e c k o u tsta n d in g .............................
Due to banks and bankers.....................................
N o te s and bills r ed isc o u n te d ......................
B ills p a y a b le ...........................................
•
T o t a ls .................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
73
No. 129.
ELK RAPIDS SAVINGS BANK. ELK RAPIDS.
Organized January 20, 1892.
R. W . B
agot,
D ir e c t o r s .—
P r e s i d e n t ; M i l t o n B. L a n g ,
P r e s i d e n t ; F.
V ic e P r e s i d e n t ; H o r a t i o
M o o r e , C a s h ie r .
B.
L
e w is
, Second
V ic e
B.
H oratio B. L ew is, M. B. Lang, R. W . B agot, Frank B. M oore, B enj. R. M oore, H arry
Hirshberg, J. H. M cLane.
R esources.
R eport of
June 30.
R eport of
F eb. 4.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and d is c o u n ts ......................................................
817,272 75
$49,692 98
$42, 709 52
$53,891 28:
S to c k s bends a,nd m o r tg a g e s ...................................
25,341 90
27,841 90
26,249 41
30,109 98
O verdrafts ........................................................................
17 32
1 41
2,589 52
483 36
F lim it l i r e and fix tu r e s ..................................................
2,149 52
2,149 52
2,149 52
2,149 52
Due from banks in r eserv e c itie s ..........................
12 , 086 01
9,986 37
21,196 84
13, 049 92
Due from o th er banks and bankers........................
61 69
218 85
324 27
5, 870 70
160 24
128 37
3, 890 00
463
86
r
981 02’
E x ch a n g es for clearin g house
C hecks and cash ite m s................................................
.......................................................
64 37
73 92
208 83
Gold c o in ..............................................................................
1,817 50
1,842 50
3, 355 00
N ic k e ls and c e n ts
883 28
................................................... .............
716 65
636 35
737 40
601 25
TvTn.tional bank n o te s .................................
943 00
3,484 00
1, 969 00
3, 169 00
T o t a ls ............................................................................
$90, 794 98
$101,798 50
$101,789 14
$109,336 98
C apital sto c k pa,id in......................................................
$35, 000 00
$35, 000 00
$35, 000 00
$35, 000 00
Surplus fu n d ............................ .........................................
U ndivided profits, less current ex p en ses, interesf. and t,a,xes pa,id......................................................
550 00
550 00
550 00
550 00
407 99
1,708 67
1,839 47
2, 656 72
S ilv er coin
TT
S
nnd
'
L iabilities.
77 01
17 14
17 14
17 14
C om m ercial d ep o sits s u b je c t to c h e c k ...............
22, 099 05
24, 908 02
22.455 65
25, 890 45
D em and co m m ercia l c e r tific a te s o f d ep o sit —
19, 866 42
24, 850 72
25, 760 16
27,277 07
Sa.vings d e p o sits...............................................................
12, 794 51
14, 763 95
16,166 72
17,945 60
$90, 794 98
$101,798 50
$101,789 14
$109,336 98
D ividends unpa,id ...........................................................
S av in g s c e r tific a te s o f dep osit
T o t a ls ............................................................................
10
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
74
STATE
BANKING
DEPARTMENT.
No. 152.
FIRST STATE SAVINGS BANK, EVART.
O rganized F ebruary 17, 1893.
V . R. D a
D ir
ec to rs—
v y
, P r e s id e n t;
J.
W . Ma tth
V. E. L a cy , V. R. D avy,
ew s,
V ic e P r e s i d e n t ;
W
m
. R o g e r s , C a s h ie r .
H. R ose, W m . R ogers, J. W . M atth ew s, J. S. Edw ards,
G.
E. Brandeberry.
C.
R esources.
L oans and d isc o u n ts.........................
R eport o f
F eb. 4.
$48,086
R eport of
June 30.
R eport of
S e p t 7.
22
$56, 364 14
S to ck s, bonds and m o rtg a g es___
16,310 26
18,792 42
21 , 806
42
O v erd ra fts.............................................
564 65
226 83
2
31
3, 790
00
B anking h o u se ......................................
3,790
00
3,790
Furniture and fix tu r es.....................
1,350
00
1 ,2 0 0 00
O ther rea l e s t a t e ...............................
300
00
Due from banks in r ese rv e c itie s
18,834 67
303
00
00
$63, 609 43
1 ,2 0 0 00
300
00
R eport o f
D ec. 2.
$63,193 26
21,551
66
208 46
3,790
00
1 ,2 0 0 00
300
00
17,069 52
9,243 79
12,019 63
105 25
1,707 12
1,061 06
D ue from o th er banks and bankers.
E x ch a n g es for clearin g h o u se...........
C hecks and ca sh ite m s .........................
353 47
N ic k e ls and c e n t s ....................................
32 60
Gold co in ......................................................
1,543 60
S ilv er c o in ...................................................
IT. S. and N a tio n a l bank n o t e s ..........
T o ta ls.
108
12
97 43
79 21
1, 958 60
1, 778 60
1,967 60
1,294 55
1,210 45
575 20
1,357 00
2,111 00
821
$93,817 02
728 35
00
1, 179 00
$103,236 33
$104,931 30
$107,278 23
$15,000 00
$15,000 00
$15,000 00
$15,000 00
5, 000 00
5,000 00
5, 000 00
5, 000 00
408 32
772 26
1, 053 94
2,031 96
L iabilities.
C apital s to c k paid in .................
Surplus fu n d ..................................................................
U ndivided profits, less current e x p e n ses, in ter
e s t and ta x e s p a id .................................................
D ividends un paid............................................................
180
00
180
00
C om m ercial d ep o sits s u b je c t to c h e c k ..............
29, 693 80
25, 714 89
24, 696 03
22,469 55
D em and com m ercial c e r tific a te s o f d e p o s it...
12, 498 04
14, 593 94
14,352 14
17, 361 94
31,216
41,975 24
39,649 19
40, 414 78
5, 000 00
5, 000 00
$104,931 30
$107,278 23
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S a v in g s d ep o sits.............................................................
S a v in g s c e r tific a te s o f d ep o sit....... ........................
C ertified c h e c k s ..............................................................
C ashier’s c h e c k s o u tsta n d in g ....................................
Due to banks and b a n k ers..........................................
N o te s and bills red isco u n ted .....................................
Bills p a y a b le ......................................................................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
3,817 02
$103,236 33
STATE
BANKS
OF
MICHIGAN.
75
No. 215.
THE OLD STATE BANK, FENNVILLE.
Organized Jun e 1, 1899.
C
h ancy
R
ic h a r d s ,
W .
D ir
J.
ec to rs.
P r e s i d e n t ; G e o r g e L. D h t c h e r , V i c e P r e s i d e n t ;
H u t c h i n s o n , A s s i s ta n t C a s h ie r ; L e o n a r d S . D i c
—C hancy Richards, J. E . H utchinson, L eon ard
G eorge L. D utcher.
R esources.
R eport o f
S.
J. E.
k in s o n
H u t c h in s o
, A u d ito r .
n
, C a s h ie r ;
D ickinson, John P ieter s,
R eport of
June 30.
R eport of
S ep t. 7.
97
L oans and discounts
87, 887 99
R eport of
D ec. 2.
811,083
86
S to ck s, bonds and m o rtg a g es
O v e r d r a fts..............................................................
1 15
157 47
194 81
B anking h o u s e ......................................................
6 , 000 00
6 , 000 00
6 , 000 00
Furniture and fix tu r e s......................................
1 ,0 0 0 00
1 ,0 0 0 00
1 ,0 0 0 00
O ther rea l e s t a t e ................................................
Books, sta tio n er y and current ex p en ses,
D ue from hanks in r ese rv e c it ie s ...........
254 24
365 17
4,717 22
12,070 25
6 , 506
75
D ue from o th er hanks and h a n k ers........
E x ch a n g e s for clearin g h o u se....................
JOl
1,066
497 55
C h eck s and ca sh ite m s ...............
461 59
N ic k e ls and c e n t s ..........................
58 33
25 42
14 09
G old co in .............................................
340 00
710 00
465 00
02
S ilv er c o in .........................................
148 00
74 OO
763 00
TJ. S. and N a tio n a l bank n o tes
4,256 00
885 00
3, 940 00
824,185 50
830,241 32
830, 465 06
C apital s to c k paid in ......................................................
$15,000 00
815,000 00
$15,000
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
........... \
T o ta ls
L iabilities.
00
_
*217 58
*399 75
579 18
C om m ercial d ep o sits su b je c t to c h e c k .................
7, 253 99
8.420 15
6 , 540 86
C om m ercial c e r tific a te s o f d e p o sit........................
1,713 93
6.421 42
8 , 345
$24,185 50
$30,241 32
D ividends un p aid ..............................................................
02
S a v in g s d ep o sits............................................................. .
S a v in g s c e r tific a te s o f d e p o s it...............................
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ....................................
D ue to banks and b a n k ers..........................................
N o te s and bills red isco u n ted .....................................
Bills p a y a b le ........................................................... a — .
T o ta ls .............................................................................
* Gross undivided profits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$30,465 06
76
STATE
BANKING
DEPARTMENT.
No. 209.
'
COMMERCIAL SAVINGS BANK OF FENTON, FENTON.
O rganized O ctober 1, 1898.
H. B.
D ir
L
a to urette
e c t o r s .—
, P r e s id e n t;
E. C.
F
orte
, V ic e P r e s i d e n t ;
E. M.
N
ew ell
, C a s h ie r .
H. B. L a to u r e tte , E. C. F o rte, E. M. N e w e ll. L. M. Cook, Zera P atterson .
R esources.
R eport o f
F eb. 4.
R eport of
Jun e 30.
R eport o f
S ept. 7.
R eport o f
D ec. 2.
L oans and d isc o u n ts......................................................
$3 7 , 004 65
$46,876 12
$41,555 97
$33,135 54
S to ck s, bonds and m o r tg a g e s ...................................
10, 204 32
33,119 53
48,391 64
48, 845 75
O v erd ra fts...........................................................................
52 fiS
B anking b o u se .................................................................
4,0 0 0
00
4,000 00
8 , 000 00
8 , 000 00
Furniture and fix tu r es..................................................
1 , 000 00
1 .0 0 0 00
2 , 000 00
2 , 000 00
18, 063 61
7, 273 28
4,314 38
10,914 63
170 45
187 58
O ther real e s t a t e ...................: ........................................
D ue from banks in r ese rv e c it ie s ............................
D ue from oth er banks and bankers........................
623 22
E xch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s ..................................... .....
152 37
372 67
47 72
29 25
86
Gold c o i n .....................................................................
992 50
895 00
1 ,0 2 0 00
S ilv er c o in ...........................................................
254 50
582 45
682
00
2, 970 00
9,158 00
6 , 684
00
$74, 689 67
$103,982 20
$112,904 50
$113,441 62
$25,000 00
$25, 000 00
$25,000 00
$25, 000 00
N ic k e ls and c e n t s ........................................................, .
U. S. and N a tio n a l bank n o t e s ..............................
T o ta ls .....................................................................
06
64 52
1,180
00
317 60
8 , 796
00
L iabilities.
C apital sto c k paid in..............................................
Surplus fu n d ..................................................
U ndivided profits, le ss current ex p en ses, intere s t and ta x e s p a id .......................................
224
88
350 15
923 28
1,072 80
D ividends un p a id ..................................................
•
C om m ercial d ep o sits su b je c t to c h e c k ...............
17,064 49
23, 668 23
23,693 22
26, 042 25
3, 565 51
5,564 03
3, 094 22
D em and com m ercial c e r tific a te s o f d e p o s it...
S av in g s d ep o sits................................................
S av in g s c e r tific a te s o f d ep o sit........................
6,180
22
*
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
28,034 79
800
49, 399 79
60,193 78
54,941 35
$103,982 2C
$112,904 50
$113,441 62
00
C ertified c h e c k s .........................................
C ashier’s c h e ck s o u tsta n d in g ............................
Due to banks and bankers..................................
N o te s and bills r ed isco u n ted ..........................
Bills p a y a b le ....................................................
T o t a ls ............................................................................
*
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$74, 689 67
STATE
BANKS
OF
MICHIGAN.
77
No. 101.
CITIZENS’ COMMERCIAL AND SAVINGS BANK, FLINT.
Organized A ugust 4, 1890.
U . J . W h a l e y , P r e s i d e n t ; G e o . W . B u c k in g h a m , V i c e P r e s i d e n t ; H . C. S p e n c e s , C a s h ie r ;
W . E . M a r t i n , A s s i s t a n t C a s h ie r .
D i r e c t o r s . —A lex. M cFarlan, J . H. W hiting, D. D. A itk en , G. W . Hubbard, H. C. S p en cer,
K. J . W haley, G. W. B uckingham , M. Ephraim, Wm. C. Durant, Ed. S. L ee.
R eport o f
Feb. 4.
R esources.
R eport of
June 30.
R eport of
S ept. 7.
R eport of
D ec. 2.
L oans and d is c o u n ts ......................................................
$451,616 15
$476, 784 59
$422, 527 45
$455,379 99
S to ck s, bonds and m o r tg a g e s ...................................
285, 892 34
268,141 21
269,683 54
254,014 35
•O verdrafts...........................................................................
18,473 34
5,718 98
5,516 76
26.846 20
'Furniture and fix tu r e s..................................................
13,000 00
13. 000 00
13, 000 00
13,000 00
C fher real e s t a t e ............................................................
7,418 71
7, 644 36
7, 644 36
7, 644 36
66,921 57
130,110 34
133,901 62
1, 315 00
10 50
1, 493 90
1,211 25
Banking holism?
.............................................
P up from ha.nks in l’ftSftrvft c it ie s ...........................
87,758 40
D ue from o th er banks and ban kers........................
E x ch a n g es fer clearin g h ou se
......................
C hecks and cash ite m s .................................................
998 24
492 01
464 22
N ic k e ls and c e n t s ...........................................................
280 95
165 95
315 15
300 20
■Cold co in ..............................................................................
34, 000 00
33.860 00
32,212 50
32, 947 50
S ilv er c o in ..........................................................................
1,680 63
2,158 53
1, 730 03
1, 059 98
U . S. and N a tio n a l bank n o t e s ................................
16, 925 00
18,557 00
13.506 00
15,047 00
T o ta ls ...........................................................................
$918,043 76
$894,759 20
$896,720 85
$972, 876 35
C apital sto c k paid in......................................................
$150,000 00
$150,000 00
$150,000 00
$150,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p e n ses, intere st and ta x e s p a id ......................................................
23,500 00
23,500 00
23,500 00
23,500 00
3,336 04
11,908 61
3.640 94
D ividends un p aid ..............................................................
512 00
112 00
112 00
112 00
C om m ercial d ep o sits subject, to c lie c k ................
410,891 89
372,928 50
420,756 02
482, 260 34
D em and co m m ercia l c e r tific a te s o f d ep o sit —
3, 733 48
7,902 37
5, 633 43
T im e co m m ercia l c e r tific a te s o f d e p o sit............
119,761 70
118,068 91
116,867
66
131.210 18
S av in g s d ep o sits...............................................................
206, 308 65
208, 998 99
174, 216 98
171,026 77
L iabilities.
8 , 612
77
5,160 47
S a v in g s c e r tific a te s o f deposit,
1. 000 00
C ashier’s c h e c k s o utstan ding
....................
993 82
Due to banks and bunkers...........................................
993 82
993 82
$896,720 85
$972,876 35
N o te s and bills red iscoun ted
346 00
T o ta ls .............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$918,043 76
$894,759 20
STATE
78
BANKING
DEPARTMENT.
No. 23.
G p NESEE COUNTY SAVINGS BANK, FLINT.
Organized M ay 1, 1872.
W . A . A t w o o d , P r e s i d e n t ; J a m e s C . W il l s o n , V ic e P r e s i d e n t ; A . G . B i s h o p , C a s h ie r ,J a s . M a r t i n , A s s i s t a n t C a s h ie r .
D i r e c t o r s . — Wm. W . Crapo, W. A . A tw o o d , G eo. R. Gold, C. C. P ierson, Jas. C. W illson, F. H . P ierce,.
G eo rg e E. Taylor, A. G. Bishop, W . C. Orrell.
R eport o f
F eb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
L oans and d is c o u n ts....................................................
$413,179 84
$498,232 12
$439, 482 67
$423, 157 05.
S to ck s, bonds and m o rtg a g es...................................
431,615 13
428,314 76
430, 475 47
440, 279 20
O verdrafts...........................................................................
1,248 05
1 ,1 1 2 00
1,168 28
3, 983 35
R esou rces.
R eport of
D ec. 2.
B anking h o u se ...................................................................
Furniture and fix tu r e s ..................................................
5, 000 00
5, 000 00
5,000 00
5,000 00-
O ther rea l e s t a t e .............................................................
23,158 29
11, 148 13
11,407 15
10,757 15
D ue from hanks in r e se r v e c itie s ............................
D ue from o th er banks and ban kers.......................
152,413
88
74, 065 92
124, 433 75
119,675 09'
3,622 06
3, 025 26
2,123 64.
5,233 58-
656 85-
E x ch a n g es for clearin g h o u se ...................................
C hecks and ca sh ite m s .................................................
800
01
1, 539 45
2,07.1 37
N ic k e ls and c e n t s ...........................................................
88
46
42 36
61 65.
45 38
Gold co in ..............................................................................
21,985 00
18, 840 00
16, 725 00
18, 635 00
5-, 000 00
S ilv er c o in ..........................................................................
3, 300 00
3, 900 00
U . S . and N a tio n a l bank n o t e s ...............................
16, 306 00
13,741 00
6 ,934
00
4,500 00
14,090 00
T o t a ls ............................................................................ $1,072,716 72 $1,058,961 00 $1,044,882 98- $1,046,012 65-
L iabilities.
C apital sto c k paid in .....................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, intere st and ta x e s p a id ......................................................
$100 , 000
00
$1 0 0 ,0 0 0
00
$1 0 0 ,0 0 0
00
$1 0 0 ,0 0 0
00-
50, 000 00
50,000 00
50,000 00
$50,000 00
30, 750 31
19,277 18
19, 317 26
22, 138 53
D ividends u n p a id .............................................................
100 00
5. 000 00
275 00
C om m ercial d ep o sits su b je c t to c h e c k ...............
182,844 36
148, 243 32
168, 425 84
D em and com m ercial c e r tific a te s o f d e p o s it__
9, 069 04
7,788 43
8 , 894
139, 963 05
16
12, 917 22.
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S a v in g s d ep o sits.............................................................
524, 656 54
556, 022 63
525, 270 53
530,319 13.
S a v in g s c e r tific a te s o f d e p o sit.................................
186, 643 85
172, 589 36
169, 878 92
182,062 94
C ertified c h e c k s ...............................................................
125 75
T o t a ls ............................................................................ 81, 072,716 72 $1,058,961 00 81,014, 882 98
$1,046,012 65-
C ashier’s c h e c k s ou tstan d in g.....................................
Due to banks and bankers..........................................
N o te s and bills red isco u n ted .....................................
Bills p a y a b le .......................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS
OF
MICHIGAN.
79
No. 165.
UNION TRUST AND SAVINGS BANK, FLINT.
Organized July 11, 1893.
C. T. B r i d g m a n ,
W . A . P a t e r s o n , V i c e P r e s i d e n t ; M. D a v i s o n , C a s h i e r ;
S i d n e y J. S m a l e , A s s i s t a n t C a s h i e r .
P r e s id e n t;
D i r e c t o r s .— C. T. Bridgman, F lint P. Sm ith, J a m es J. H urley, W m. H. E dw ards, M athew D avison,
W . A. P a terso n , W . E. Braman, Wm. F. S te w a r t, G eo. H. Durand,
R eport o f
F eb . 4.
R eport of
Jun e 30.
R eport of
S e p t. 7.
L oans and d is c o u n ts ..............................
$196, 067 32
$223,341 99
$220, 785 75
$258,057 87
S to ck s, bonds and m o r tg a g e s ...........
160,913 38
207,058 09
222,215 13
287, 691 54
O verdrafts....................................................
959
88
915 97
1, 294 04
B anking h o u se ...........................................
2 2 ,0 0 0 00
22 , 000 00
2 2 ,0 0 0 00
Furniture and fix tu r e s ..........................
3, 000 00
3, 000 00
3, 000 00
R esources.
O ther rea l e s t a t e .....................................
17,250 00
D ue from banks in rese rv e c it ie s ...
44, 668
D ue from o th er hanks and bankers.
16, 613 02
E x ch a n g e s for clea rin g h o u se ...........
128 08
C hecks and ca sh ite m s.........................
367 70
786 20
68
R eport o f
D ec. 2.
1,333 10
2 0 ,0 0 0
00
3, 000 00
13, 800 00
11,150 00
13,150 00
101,277 16
129, 902 58
72, 650 72
47
20, 344 42
28, 917 12
1,176 97
110 52
518 06
818 35
2,274 53
6 ,743
N ic k e ls and c e n t s ....................................
54 65
142 00
61 67
221
28
Gold co in ......................................................
9, 907 50
12, 720 00
7,165 00
8 , 497
50
S ilv er c o in ..................................................
1,724 20
2, 465 50
3, 398 15
6,437 00
U. S. and N a tio n a l bank n o t e s .......
7,274 00
10, 486 00
13,533 00
7,584 00
T o t a ls ....................................................
$480,928 41
$605,913 35
$655,778 61
Ê710,332 72
C apital sto c k paid in......................................................
$100,000 00
$ 100 , 000
$ 100, 000
Surplus fu n d .......................................................................
U ndivided profits, less current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
12,000 00
L iabilities.
00
$100,000 00
12, 000 00
12, 500 00
12, 500 00
88
4, 528 37
2, 864 72
6,681 79
D ividends u n p a id .............................................................
247 50
27 50
47 50
C om m ercial d ep o sits su b je c t to c h e c k ................
60,438 27
65, 072 20
78,119 04
58,446 26
D em and com m ercial c e r tific a te s o f d e p o s it__
6,082 94
4,766 12
4, 012 35
4, 277 54
S a v in g s d e p o sits...............................................................
194,046 57
290,850 60
315, 006 96
376,134 97
S a v in g s c e r tific a te s o f d ep o sits...............................
106,418 25
128, 318 56
142, 378 04
151,005
350 00
850 00
1,694
00
T im e com m ercial c e r tific a te s o f d e p o sit.............
C ertified c h e c k s ...............................................................
66
C ashier’s c h e ck s o u tsta n d in g ....................................
1, 286 50
D ue to banks and bankers...........................................
N o te s and bills red isco u n ted .
Bills p a y a b le ..................................
T o t a ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
0, 928 41
$605,913 35
, 778 61
$710, 332 72
STATE
80
BANKING
DEPARTMENT.
No. 126.
FIRST STATE AND SAVINGS BANK OF FLUSHING, FLUSHING.
Organized N o v em b er 28, 1891.
D a n i e l C o t c h e r , P r e s i d e n t ; F . A . N i l e s , V ic e P r e s i d e n t ; G e o r g e P a c k a r d , C a s h ie r .
C h a r l e s H . P e a s e , A s s i s t a n t C a s h ie r .
D i r e c t o r s .— D aniel C otcher, F. A. N iles, G eorge Packard, J. Kim m ell, C. S. Brown,
Ja m es M. G reenfield, Charles H. P e a se .
R esou rces.
R eport o f
Feb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and d is c o u n ts ......................................................
$49, 828 52
$42, 033 20
$40, 438 29
$37. 290 49
S to ck s, bonds and m o r tg a g e s ....................................
112,181
117,242 45
142,252 45
131,289 45
00
O v erd ra fts...........................................................................
Banking h o u s e ...................................................................
2 , 700 00
2,700
00
2,700
00
2 , 800 00
Furniture and fix tu r es....................................................
1 . 800 00
1. 800 00
1,800
00
1.700
O ther rea l e s t a t e .............................................................
^Current e x p e n ses and in ter e st paid, le ss undivided p rofits..............................................................
873 00
00
873 00
198 7fi
D ue from banks in reserv e c it ie s ............................
39. 858 26
D u e from o th er banks and b a n k ers........................
76,247
86
52, 827 33
69,001 80
1,746 31
288 25
3, 949 46
7,875 21
'C hecks and ca sh ite m s .................................................
863 62
460 71
255 30
302 23
N ic k e ls and c e n t s ...........................................................
71 91
163 71
11 72
116 82
•Gold c o in ..............................................................................
1, 690 00
1, 455 00
1,105 00
3, 000 00
E x c h a n g e s for clearin g h o u se...................................
•Silver c o in ................................ .......................................
895 00
528 25
1,042 25
1,327 50
"U. S. and N a tio n a l bank n o t e s .................................
2, 313 00
4,689 00
315 00
5,483 00
T o ta ls .............................................................................
$213. 947 65
$248, 481 43
$247,569 80
$260,385 26
C apital sto c k paid in......................................................
$55,000 00
$55,000 00
$55,000 00
$55, 000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p en ses, intere s t and ta x e s p a id ......................................................
2 . 600 00
8 . 600 00
8 . 600 00
12. 000 00
1,818 84
2, 678
86
2 ,397
168
00
30 00
998 00
17, 624 05
17,084 97
21,608 52
L iabilities.
D ividends un paid............................................................
•Commercial d ep o sits su b je c t to c h e c k .................
45 00
10,133 80
54
D em and co m m ercia l c e r tific a te s o f d e p o s it__
18, 593 51
13, 419 37
12,130 59
18, 445 76
T im e com m ercial c e r tific a te s o f d e p o s it.............
27,311 70
36, 862 61
34, 380 43
32, 847 34
S av in g s d ep o sits...............................................................
4,529 99
4, 626 37
5. 469 20
5,637 10
S a v in g s c e r tific a te s o f d e p o sit.................................
93,854 81
109, 502 17
112, 477 07
113.848 54
C ertified c h e c k s ...............................................................
•Cashier’s c h e ck s o u tsta n d in g .....................................
Due to banks and bankers...........................................
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le .......................................................................
T o ta ls .............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$213,947 65 j $248. 481 43
$247, 569 80 !
$260, 385 26
STATE
BANKS
OF
MICHIGAN.
81
No. 141.
STATE SAVINGS BANK OF FOWLER, FOWLER.
Organized S e p tem b er 19, 1892.
F r e d e r i c k S c h e m e r , P r e s i d e n t ; C. G r u l e r , V i c e
P r e s id e n t;
W . H. S
n e e r in g
. C a s h ie r .
D i r e c t o r s .— F red erick S ch em er, W. H. Snelling, C. Gruler, M. Sp itzley, P e te r Thorne.
R eport o f
F eb . 4.
R esources.
D oans and d isco u n ts.......................................................
S to c k s bonds and m o r tg a g e s...................................
O verd ra fts...........................................................................
B anking hou se
R eport of
Jun e 30.
R eport of
S e p t. 7.
R eport o f
D ec. 2.
$32, 846 74
$31,018 98
$32,994 14
86
40,021 73
41.360 00
40, 515 00
4, 991 20
1,581 94
1. 953 56
1,375 63
1,658 18
1,658 18
1,658 18
1,658 18
12,847 61
13, 358 62
7. 222 25
9, 989 91
114 80
214 01
250 98
98 10
74 62
58 11
32 93
30 12
1,832 50
1,082 50
1, 387 50
1,007 50
$31,651 60
41,544
...............................................................
Furniture and fix tu r e s ..................................................
O ther real e s t a t e .............................................................
D ue from banks in r ese rv e c it ie s ............................
D ue from oth er banks and ban kers........................
F.Yohangcs for e.learing h o u se ...................................
C hecks and cash ite m s.................................................
N ic k e ls and c e n t s ...........................................................
Gold coin
........................................................................
S ilv er c o in ..........................................................................
190 00
741 00
923 00
139 00
TT S and N ation al bank n o t.es...............................
4,166 00
4,231 00
4, 781 00
2 ,8 8 6 00
T o ta ls ............................................................*•.............
$99,071 37
$95,793 83
$90. 588 38
$90,693 58
C apital sto c k paid in......................................................
$15,000 00
$15, 000 00
$15,000 00
$15 000 00
Surplus fund ...................................................................
U ndivided profits, le ss current ex p en ses, intere s t and ta ^ e s p a id ......................................................
1 ,2 2 0 00
1 ,2 2 0 00
1 ,2 2 0 00
1 ,2 2 0 00
360 11
756 43
1,089 53
1,618 26
Liabilities.
Dividend« unpaid
................ , , TT. f ..................
C om m ercial d ep o sits s u b je c t to c h e c k ................
13,520 06
10, 764 90
10. 505 93
13,139 79
D em and com m ercial c e r tific a te s o f dep osit —
58, 894 07
59, 432 61
54.079 15
50,774 62
10, 077 13
8,619 89
8,693 77
$99,071 37
$95,793 83
$90,588 38
T im e co m m ercia l c e r tific a te s o f d e p o sit............
S avin g s d ep o sits...............................................................
8 , 940
91
S a v in g s c e r tific a te s o f d e p o s it ...............................
C ertified c h e e k s
..............................................
C ashier’s ch eck s outstan ding
D ue to hanks and hankers
...................................
INotes and hills red iscoun ted
T o ta ls
.............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$90,693 58
82
STATE
s
BANKING
DEPARTMENT.
No. 153.
GAYLORD STATE SAVINGS BANK, GAYLORD.
Organized M arch 4, 1893.
F r a n k A . K r a m e r , P r e s i d e n t ; E a r l B . B o l t o n , V ic e P r e s i d e n t ; S a n f o r d
H . T . G l e z e n , A s s i s t a n t C a s h ie r .
W . B u c k , C a s h ie r ;
D i r e c t o r s .— San dford W . Buck, E arl B. B olton, Frank A. K ram er, John G. Berry, John C. S c o tt,
•
Geo. S k elto n , Solom on W. Kramer.
R esources.
R eport of
Feb. 4.
R eport o f
Jun e 30.
R eport o f
S ep t. 7.
R eport of
D ec. 2.
L oans and d isc o u n ts......................................................
$75,575 11
$12, 300 00
$77, 963 28
$86,978 12
S to ck s, bonds and m o r tg a g e s...................................
8,500
00
74, 919 81
13, 400 00
14,840 00
14 49
72 69
Furniture and fix tu r es..................................................
1 ,0 0 0 00
1 ,0 0 0 00
O ther real e s t a t e .............................................................
500 00
D ue from banks in rese rv e c it ie s ............................
23,349 20
29,423 78
33,048 77
28,421 28
Due from oth er hanks and b a n k ers.......................
1, 708 33
1,071 65
1,274 75
2, 708 00
1, 492 07
O v erd ra fts...........................................................................
191
68
144 37
1 , 000 00
1, 000 00
Hanking h o u se ...................................................................
600
00
600
00
600
00
F x e h a n g es for clearin g h o u se...................................
C hecks and cash ite m s ................................................
722 33
1, 801 55
607 14
N ic k e ls and c e n t s ...........................................................
198 09
141 52
145 31
185 73
Gold co in ..............................................................................
4,625 00
3,830 00
4,012 50
4,470 00
S ilv er c o in ..........................................................................
1,329 90
1,824 00
1, 070 00
1, 473 35
U . S. and N a tio n a l bank n o t e s ...............................
4,971 00
8 , 465
00
1,507 00
2,173 00
T o t a ls ............................................................................
$122, 493 45
$135,450 00
$134,820 43
$144,485 92
C apital sto c k paid in......................................................
$25,000 00
$25, 000 00
$25, 000 00
$25,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p en ses, in ter
e s t and ta x e s p a id ......................................................
5,000 00
5,000 00
5,000 00
5,000 00
1,062 94
2,517 20
1,566 81
2, 644 40
C om m ercial d ep o sits s u b je c t to c h e c k ...............
44, 930 90
39,079 97
35, 940 44
44,544 09
D em and co m m ercia l c e r tific a te s o f d e p o s it__
46, 459 61
63, 852 83
67, 313 18
67.297 43
$135, 450 00
$134, 820 43
$144, 485 92
-
Liabilities.
1
D ividends un paid..............................................................
T im e com m ercial c e r tific a te s o f d e p o s it.. ..
S a v in g s d ep o sits...............................................................
S a v in g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ...................................
40 00
D ue to hanks and bankers...........................................
N o te s and bills red isco u n ted .....................................
B ills p a y a b le .......................................................................
T o ta ls .............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$122,493 45
STATE
BANKS
OF
MICHIGAN.
83
No. 61.
GRAND RAPIDS SAVINGS BANK, GRAND RAPIDS.
Organized May 1, 1872.
C h a r l e s W. G a r f i e l d , P r e s i d e n t ; O. A. B a l l , V i c e P r e s i d e n t ; F. A. H a l l , C a s h i e r ;
D. B. S
hedd
, A s s i s t a n t C a s h ie r .
D i r e c t o r s .— Charles W . Garfield, G eorge M. Edison, A aron B rew er, N. F red A very, O. A . Ball,
R oger W . B utterfield, Frank E. Leonard, Thos. M. P e c k , Frank J e w ell.
R eport o f
Feb. 4.
R eport of
June 30.
R eport of
S e p t. 7.
L oans and d is c o u n ts .....................................................
$552,059 96
$618,893 70
$629.614 05
S tock « bonds and m o rtg a g es...................................
562,409 90
569, 360 34
556 08
465 57
R esources.
O verdrafts..............................................................
.........
568, 965
66
752 89
R eport of
D ec. 2.
$702, 444 09
592, 966
66
184 02
Banking hou se .......................................... f ....................
Furniture and fix tu r e s ..................................................
3,455 90
3, 455 90
3,455 90
3,455 90
O ther rea l e s t a t e ....................................... ....................
50,485 93
38,135 93
22,511 93
22,511 93
P r e m iu m s............................................................................
9, 856 00
9,656 00
9,656 00
10 , 062 00
P u e from banks in r eserv e c itie s ............................
163, 216 89
201,738 83
198,910 93
169,920 12
blip from o th er banks and ban k ers.......................
10 00
24 82
81 07
E x ch a n g es for clearin g h o u se...................................
4,190 16
4,974 94
1,778 32
7, 339
C heeks a,nd cash item s., ............................................
2, 412 73
1,872 93
6 , 612
1,729 50
35
108 74
68
414 73
473 70
322 34
716 17
Onld co in ..............................................................................
36,392 50
38,635 00
39,310 00
40, 607 50
S ilv er c o in ............................................................. ............
3,387 20
2, 692 30
4, 649 75
2,506 50
51, 728 00
33,375 00
34,100 00
34,527 00
T o t a ls ............................................................................ $1,440,575 98 $1,523, 754 96 $1,520,721 19
$1,589,079 81
N ic k e ls and c e n ts .................................................... .
TT S. and N a tio n a l bank n o t e s ...............................
Liabilities.
Capital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
D ividends unpaid
..................................................
$150,000
$150,000 00
$150, 000 00
$150,000 00
30,000 00
30. 000 00
30,000 00
30, 000 00
3,431 52
5, 844 43
7,547 29
15,750 84
103 50
4,519 50
00
C om m ercial d ep o sits su b je c t to c h e c k ................
96,352 18
94,261 78
91,270 43
132,876 00
D em and co m m ercia l c e r tific a te s o f d e p o s it.. ..
213,800 57
178,991 54
144,556 28
99,710 45
T im e com m ercial c e r tific a te s o f d e p o s it...........
S avin g s d e p o sits...............................................................
807,391 32
875,572 07
872,767 37
898, 309 97
S avin g s c e r tific a te s o f d e p o sit.................................
139,421 89
184, 565 64
224,407 82
262,432 55
Oertifi ed oh e o k s...............................................................
75 00
172
00
C ashier’s ch o c k s o u tsta n d in g ...................................
Due to banks and bankers.. ..
N o te s and bills r ed isc o u n te d ...
Bills payab le
.................................................................
T o t a ls ............................................................................ $1,440,575 98 $1,523,754 96 $1.520,721 19
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,589,079 81
STATE
84
BANKING
DEPARTMENT.
No. 65.
KENT COUNTY SAVINGS BANK, GRAND RAPIDS.
Organized D ecem b er '24, 1884.
J o h n A . C o v o d e , P r e s i d e n t ; H e n r y I d e m a , V ic e P r e s i d e n t ; J . A . S . V e r d i e r , C a s h ie r .
D i r e c t o r s . —John A . C ovode, H enry Idem a, J. A . S . V erdier, E . C rofton Fox, A nton G . H odenpyl,
T. J. O’Brien, F. C. Miller, John W . B lod gett.
R eport of
F eb. 4.
R eport of
June 30.
L oans and d is c o u n ts ................................
$854, 723 04
,088,878 15 $1,206,650 71
S to ck s, bonds and m o r tg a g e s.............
801, 443 -75
634,575 87
701,268 84
O verdrafts................................................, ...
836 83
1,352 12
726 69
3,181 48
30, 000 00
30,000 00
30,000 00
R esou rces.
B anking h o u se .............................................
30. 000
00
3, 000
R eport of
S ep t. 7.
00
3,000 00
3, 000 00
O ther rea l e s t a t e ............................... .......
20, 358 62
18, 009 05
17,689 10
D ue from banks in r ese rv e c itie s __
121, 117 83
244,510 43
284,026 36
Furniture and fix tu r e s .......................... .
D ue from o th er banks and bankers.,
1 , 444
29
E x ch a n g es for clearin g h o u se.............
84, 642 15
1, 076 29
6 , 792
86
179,502 38
2,950 62
14, 700 49
30,458 73
183 81
3, 399 10
343 32
333 81
297 01
Gold co in ........................................................
61, 182 50
61, 530 00
T o ta ls .
3,000 00
13,732
925 58
2, 516 90
2 , 657 05
660, 690 76
5, 869 44
C hecks and ca sh ite m s ...........................
S ilv er c o in ....... ............................................
, 187,110 93
72
N ic k e ls and c e n t s ..................... .............
U . S. and N a tio n a l bank n o t e s .........
R eport o f
D ec. 2.
61,400
00
453 27
72,375 00
1,895 20
532 00
2, 454 03
33,537 00
31,883 00
64,770 00
$2,015,926 28 $2,125,674 45
2,347, 667 83
,265,380 55
31, 660
00
L iabilities.
C apital sto c k paid in .................
$50.000 00
$50,000 00
$50,000 00
$50, 000 00
50, 000 00
50,000 00
50, 000 00
50, 000 00
10, 702 56
17, 716 54
27. 387 40
41,901 26
80
00
2 , 08Q 00
80
C om m ercial d ep o sits su b je c t to c h e c k ..........
740, 6C0 21
754,544 34
934/884 67
786, 465 79
D em and co m m ercia l c e r tific a te s o f d ep o sit.
1,701 15
458 65
458 65
458 65
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
D ividends u n p a id ........................................................
00
T im e com m ercial c e r tific a te s o f d e p o s it ....
Savin gs d ep o sits..........................................................
863,598 98
928, 808 48
957, 248
68
973,6 6 6 54
S a v in g s c e r tific a te s o f d e p o sit............................
298,593 38
322, 016 44
327, 258 43
362,060 19
C ertified c h e c k s ..........................................................
650 00
50 00
350 00
828
12
C ashier’s c h e ck s ou tstan d in g................................
Due to banks and bankers.....................................
N o te s and bills red isc o u n te d ..............................
Bills p a y a b le ..................................................................
T o t a ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
2, 015.926 28 $2.125,674 45 $2, 347, 667 83
2,265,380 55
STATE
BANKS
OF
MICHIGAN.
85
No. 108.
PEOPLE’S SAVINGS BANK, GRAND RAPIDS.
Organized D ecem b er 23, 1890.
T h o s . H e f f e r a n . P r e s i d e n t ; J n o . P a t t o n . V ic e P r e s i d e n t ; 0 . M . H e a l d , 2 d V ic e P r e s i d e n t ;
C h a s . B . K e l s e y , C a s h ie r ; M. D . H o r g e s t e g e r , T e lle r .
♦
D i r e c t o r s .— J. H. Gibbs, C. B. Judd, D. D. Cody,
Jno. P a tton , W m. A . Sm ith, S. A. Morman,
D. E. W aters, Jno. Murray, C. M. H eald, T. Hefferan, C. W . Colt, C. H. B erk ey, R euben H atch,
A. J. Daniels, C. B. K elsey .
R esources.
R eport o f
Feb. 4.
R eport of
Jun e 30.
R eport of
S ept. 7.
R eport of
D ec. 2.
L oans and d isc o u n ts................................
500 71
$258,126 70
$78, 023 30
$275,230 69
S to ck s, bonds and m o r tg a g e s .............
816 158 65
914,517 93
1,128,646 83
919,739 81
625 23
783 05
4,369 25
2, 413 60
O verd ra fts.....................................................
1
B anking h o u se .............................................
Furniture and fix tu r es............................
6, 350 60
O ther rea l e s t a t e ......................................
30, 436 81
P r e m iu m s......................................................
D ue from banks in r ese ry e c itie s —
5, 350 60
29,543
66
5,350 60
5, 350 60
29,377 94
31,067 08
7, 891 70
16,245 82
17,888 79
191, 081 91
104, 351 67
126, 366 67
3,682
D ue from o th er banks and bankers.
3,
653 84
7,835 98
E x ch a n g e s fo r clearin g h o u se.............
7, 757 28
18,158 69
4,405 75
C hecks and c a sh ite m s ..........................
3,
673 85
835 24
1,325 04
86
20,555 46
173, 379
68
4, 859 67
8 , 346
70
800 49
N ic k e ls and c e n t s .....................................
117 40
106 53
252 60
108
12
Gold co in .......................................................
21, 365 00
20,335 00
20,790 00
20,310
00
S ilv er c o in ....................................................
U. S. and N a tio n a l bank n o t e s .........
T o ta ls .
107 15
5,912 40
3,817 20
7,441 95
22, 256 00
33,892 00
36, 267 00
33,209 00
$1,370,956 13 $1,415,995 27 $1,460,563 83
1,502,842 85
3,
L iabilities.
C apital sto c k paid in .................
$ 100 ,0 0 0
00
$1 0 0 ,0 0 0
00
$ 1 0 0 ,0 0 0
00
$ 100,000
00
20,000 00
20,000 00
20,000 00
20,000 00
4,045 56
12,805 85
4. 369 25
2,748 52
C om m ercial d ep o sits su b je c t to c h e c k .............
95,232 73
100,352 07
94,328 65
128,679 54
D em and co m m ercia l c e r tific a te s o f d e p o s it..
24,000 00
12, 000 00
12,000 00
1,500
Surplus fu n d .................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id .................................................
D ividends un p aid ..........................................................
00
T im e co m m ercia l c e r tific a te s o f ‘d e p o s it.......
S avin g s d ep o sits...........................................................
521,071 63
566,149
599,535 13
644, 615 87
S avin gs c e r tific a te s o f d e p o s it.............................
606, 606
604, 687
630,330 80
605,298 92
1,460,563 83
1, 502, 842 85
21
C ertified c h e c k s ............................................................
C ashier’s c h e ck s o u tsta n d in g ................................
D ue to banks and b a n k ers......................................
N o te s and bills red isco u n ted .................................
Bills p a y a b le ...................................................................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,370,956 13
, 415,995 27
STATE
86
BANKING
DEPARTMENT.
No. 139.
STATE BANK OF MICHIGAN, GRAND RAPIDS.
Organized June 25, 1892.
D a n ie l M c Co y , P r e s id e n t
; E dw ard
L o w e , V ic e P r e s i d e n t ; M . H . S o r r i c k . C a s h ie r .
D i r e c t o r s . — W m. J. S tu art, W m. H. J on es, J. K. Johnston, E dw ard L o w e, D aniel M cCoy,
C. C. Follm er, G. W . Perkins, E. A. S to w e , S . B. Jenks, M. H. Sorrick, E. H. F o o te .
R esources.
R eport of
Feb. 4.
R eport of
June 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and d isc o u n ts..............................
$582,139 03
$566,113 14
$599,039 57
$582,328 16
S to ck s, bonds and m o r tg a g e s ...........
133,884 95
135,433 52
138,866 52
149,527 81
O v e r d r a fts..................................................
1,140 87
430 18
2,588 73
2 31
Furniture and fix tu r es..........................
6,503 40
6,403 40
6,403 40
6,403 40
O ther r ea l e s t a t e .....................................
2,345 71
2,345 71
2,345 71
2,345
P rem ium s .....................................................
670 49
670 49
670 49
670 49
Due from banks in reserv e c it ie s ...
62,796 20
56
66,017 01
131,146 15
Due from oth er banks and bankers.
4,521 38
10,020 72
6,656 92
5,682 71
E x ch a n g es for clearin g h o u se...........
5,177 42
3,852 84
5,650 95
8,113 10
C hecks and ca sh ite m s ........................
2,640 30
7,333 08
1,087 63
1,582 32
N ic k e ls and c e n t s ...................................
1,020 57
663 07
1,038 26
612 82
Gold c o in ......................................................
22,119 00
32,326 00
25,366 00
18,858 00
Banking h o u se ...........................................
S ilv er c o in ...................................................
U . S. and N a tio n a l bank n o t e s .......
T o ta ls .
6 6 ,8 8 8
71
00
5,591 00
00
20,793 00
26,471 00
$849,970 32
$851,206 71
79.342 19
1,334 98
2,350 00
22,661
00
2,510 00
16,216
2,818
L iabilities.
$150,000 00
$150,000 00
$150,000 00
$150,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
17,000 00
17,500 00
17,500 00
17,500 00
14,672 02
10,152 03
16,712 10
18,410 10
D ividends un p aid .............................................................
60
00
4,500 00
45 00
C om m ercial d ep o sits s u b je c t to c h e c k .................
174,210 03
195,660 43
199,896 60
199,091 43
D em and co m m ercia l c e r tific a te s o f d ep o sit —
203,706 64
162,527 81
180,678 65
184,588 94
285,185 02
287,749 30
283,022 07
284,660 91
12,535 00
19,208 58
72,362 13
2,000 00
427 33
287 85
3,136 61
10,154 81
11,991 34
12,715 38
1,970 32
$851,206 71
$879,342 19
$939,334 98
C apital sto c k paid in.................
T im e co m m ercia l c e r tific a te s o f d e p o sit.............
S a v in g s d ep o sits................................................ ..............
S a v in g s c e r tific a te s o f d e p o s it...............................
C ertified c h e c k s ...............................................................
6
09
C ashier’s c h e c k s o u tsta n d in g ...................................
D ue to banks and bankers..........................................
N o te s and bills red isco u n ted .....................................
Bills p a y a b le .......................................................................
T o ta ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
87
MICHIGAN.
THE MICHIGAN TRUST COMPANY. GRAND RAPIDS.
L e w i s H. W i t h e y , P r e s i d e n t ; W i l l a r d B a r n h a r d , V i c e P r e s i d e n t ; A n t o n G . H o d e n p y l , 2 d V i c e
P r e s i d e n t ; H e n r y I d e m a , 3 d V ic e P r e s i d e n t ; G e o r g e E . H a r d y , S e c r e t a r y ;
F . A . G o r h a m , A s s is ta n t S e c r e ta r y .
—T. S te w a r t W h ite, L ew is H. W ith ey , A lfred D. R athbone, J a m es M. B arnet, H arvey
J H ollister, N . L. A very, W illard Barnhart, S a m u el Sears, C harles H. H ack ley, S. B. Jenks,
H enry Idem a, D arwin D. Cody, F. A . Gorham, A nton G. H odenpyl, F red erick L o e ttg e r t, Thom as
Hefferan, W m. G. Robinson, D udley E. W aters, E. G olden Filer, W . W . Cummer, W m. Judson.
Dir e c t o r s .
R esources.
R eport of
F eb. 4.
R eport of
Jun e 30.
R eport of
S e p t. 7.
R eport o f
D ec. 2.
$81,138 52
$77,497 79
$101,607 79
C ollateral lo a n s—d em a n d .
131,200
68
146,734 58
162,856 55
164,183 96
L oan s on r ea l e s t a te m o rtg a g es, in o ffic e .........
L oan s on r ea l e s t a te m o rtg a g es, w ith s ta te
tr e a su re r ................................ .........................................
106,952 20
104,368 35
126,943 35
104,150 00
104,150 00
146,967 35
%
104,150 00
72,400 00
27,800 00
53,550 00
56,550 00
C ollateral loans—tim e........
$130,427 04
104,150 00
O ther lo a n s .
Bonds, in o ffic e ........................
Bonds, w ith s ta te treasurer.
S to c k s ............... ............ —...........
14,145 00
10,000 00
10,000 00
10,000 00
R ea l e s t a te o w n e d ................
44,936 73
41,518 05
39,123 39
37,424 81
33,987 45
43,687 27
40,340 32
16,712 23
O ther in v estm en ts.
A d v a n c e s to tru sts..................................
38,849 23
Prem ium s paid...........................................
2,709 20
S a fe d ep o sit v a u lts.................................
17,167 17
16,712 23
16,712 23
Furniture and fix tu r e s ..........................
6,743 79
6,789 07
6,789 07
6,789 07
D ue from approved r ese rv e agents.
591,619 99
105,513 18
130,080 99
130,483 01
D ue from o th er banks and bankers.
127,451 71
49,877 81
50,459 99
54,738 55
19,166 70
4,159 54
C ash it e m s ........................................
2,823 97
N ic k e ls and c e n ts . . ................................
32 47
4 01
7 42
35 28
S ilv er c o in ......................................... .'....
107 75
77 30
122 45
613 85
Gold c o in ......................................................
23,000 00
6,710 00
7,200 00
10,110 00
U. S. and N a tio n a l bank n o t e s ........
6,283 00
4,656 00
6,656 00
13,797 00
T o t a ls ........................................................
$1,420,999 93
$740,036 55
$875,027 20
$878,638 76
C apital sto c k paid in......................................................
$200,000 00
$200,000 00
$200,000 00
$ 200,000 00
Surplus fu n d ......................................................................
U ndivided profits, le ss ex p en ses, in te r e st and
ta x e s paid........................................................................
50, 000 00
100,000 00
1 0 0 ,0 0 0 00
1 0 0 ,0 0 0 00
151 95
5,130 77
7,188 15
4,448 00
5,543 10
L iabilities.
49,918 91
P r e m iu m s............................................................ ............ .
9,000 00
D ividends unpaid
T rust d ep o sits . ..
968,310 08
355,604 81
378,983 37
344,903 55
D eb en tu res...........
148,359 37
66,694 31
152,000 92
210,315 83
O ther lia b ilitie s..
4,411 57
8,585 48
34, 464 14
10,688 13
93
1,036 55
$875,027 20
$878,638 Tfe
T o t a ls .............
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1,420,1
88
STATE
BANKING
DEPARTMENT.
PENINSULAR TRUST COMPANY, GRAND RAPIDS.
O rganized April 23, 1894.
S id n e y F . S t e v e n s , P r e s i d e n t ; C h a r l e s W . W a t k in s , F i r s t V ic e P r e s i d e n t ; C h a r l e s W . G a r f ie l d
S e c o n d V ic e P r e s i d e n t ; A m o s S . M u s s e l m a n , T h i r d V ic e P r e s i d e n t ; G e o r g e G . W h it w o r t h
S e c r e t a r y a n d T r e a s u r e r ; A d o l p h B . M a s o n , A s s i s t a n t S e c r e t a r y ; J. A r t h u r
W h it w o r t h , A s s is ta n t T r e a s u r e r .
D i r e c t o r s .— 1T hos. M. P e c k , Charles
W . W atkins, Julius B erkey, D. M. Am berg, C. C. Follm er
Carl G. A. V oight, F. C. Miller, Jo sep h H ousem an, Chas. W . Garfield, John B. Martin, E. A .
S to w e , Geo. H. D avidson, John Caulfield, Wm. W iddicom b, A. S. M usselman, Sid ney F. S te v e n s,
S tep h e n A . S ears, W m. H. A nderson, G eorge G. W hitw orth.
R esources.
R eport o f
F eb . 4.
R eport of
Jun e 30.
R eport of
S e p t. 7.
R eport o f
D ec. 2.
C o lla tera l loans—tim e....................................................
$10,983 33
$15,466 67
$34,250 00
C o lla tera l loans—d em a n d ............................................
26, 674 50
41,343 75
42, 452 45
39, 542 45
L oans on rea l e s t a te m ortgages, in o ffic e .........
L oans on rea l e s t a te m o rtgages, w ith s ta te
tr e a su re r .......................................................................
126,721 32
122, 013 28
126, 459 46
104,714 33.
50, 500 00
50, 400 00
50, 400 00
51,300 00
$37,900 00-
O ther lo a n s ...................................................................
Bonds, in o ffic e .................................................................
*
Bonds, w ith s ta te tr e a su re r ...............................
S t o c k s ..........................................................................
R ea l e s t a te o w n e d ........................................................
5, 500 00
5,500 00
S a f e d ep o sit v a u lts ..............................................
14,000 00
Furniture and fix tu r e s.......................................
2 , 000 00
6 , 478
71
6,478 71
14, 000 00
14, 000 00
14,000 OO
2 , 000 00
2 , 000 00
2 ,0 0 0 00
30, 707 70
29,179 48
24,396 54
48,054 48'
267 38
906 57
O ther in v e s tm e n ts ......................................................
A d v a n c e s to tr u s ts ......................................................
Prem ium s p a id ...............................................
D ue from approved rese rv e a g e n ts ...................
D ue from o th er bank 8 and b a n k e rs......................
C ash ite m s .............................................
542 74
3S7 97
N ic k e ls and c e n t s ...............................................
49 40
54 08
S ilv er c o in ......................................................
94 40
164 60
Gold c o in .........................................................
1,065 00
U . S. and national bank n o t e s ..............................
1,549 00
T o ta ls ................................................
702 50
1,808
37
88
39 39
23 00
122 75
1,051
00
1,106
00
00
1,063 00
$270, 387 39
$283,020 33
$302,879 42
$307,849
68
$100 , 000
00
$ 100 ,0 0 0
$ 1 0 0 ,0 0 0
00
$ 100 ,0 0 0
00
16. 000
00
16,500
00
6 , 340
25
1, 685 OO
Liabilities.
C apital sto c k paid in ...............................
Surplus fu n d .........................................
U ndivided profits, less ex p en ses, in te r e st and
ta x e s p a id ...............................
D ividends un paid.......................................
3, 916 35
34 50
00
16,500 OO
3,903 09
2,522
00
27 00
116,642 01
T rust d e p o s its .......................................
88 , 036
54
97,795 21
D e b e n tu r e s...................................
62, 400 00
62, 300 00
61,400
00
16, 500 00
7, 806
97
2 OO
124, 737 00
57, 600 00
O ther lia b ilitie s..................................................
•
T o ta ls ...................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$270,387 39
$283.020 33
$302.879 42
$307, 849
68
STATE
BANKS
OF
MICHIGAN.
89
No. 27.
FARMERS’ BANK OF GRASS LAKE, GRASS LAKE.
Organized April 24, 1883.
E. J. F
o st e r , P r e s id e n t;
M. W . D w e l l e ,
V ic e P r e s i d e n t ;
E. L. C o o p e r ,
C a s h ie r .
D i r e c t o r s . —A. H itch co c k , M. L . Raymond, E. L . Cooper, E. J . F o ster, M. W . D w elle, E. W .
C rafts, D. G. H ellier, E. W . H ohart, E. A. Croman.
R esources.
R eport o f
F eb. 4.
R eport of
Jun e 30.
R eport of
S e p t. 7.
R eport of
D ec. 2.
L oans and d isc o u n ts..............................
*34,596 59
*35,618 35
843,152 79
*50,038 98-
S to ck s, bonds and m o r tg a g e s ...........
54,112 50
57,874 39
57, 317 76
5*8, 449 01
O v e r d r a fts...................................................
1,138 60
582 99
3,131 08
751 58
B anking h o u se ...........................................
3, 600 00
3. 600 00
3, 600 00
3, 600 00-
2, 500 00
2,187 00
2,187 00
2,187 00-
Furniture and fixtures............................
O ther rea l e s t a t e .....................................
194 35
E x p en ses and in t e r e s t..........................
31,171 03
22, 063 46
24. 890 36
C hecks and c a sh ite m s ........................
1,498 81
647 21
951 06
N ic k e ls and c e n t s ....................................
207 92
122 74
109 74
41 64
Gold co in ......................................... ...........
2, 915 00
3. 960 00
425 00
760 00
S ilv er c o in ............... ..................................
2, 349 00
2, 503 00
2.655 00
2, 326 00
U . S. and N a tio n a l bank n o t e s .......
3, 740 00
6 . 056
00
3,189 00
3,519 00
*137, 829 45
*135,215 14
*141,803 14
*139,144 21
*25,000 00
825,000 00
825,000 00
*25, 000 00
2,500
00
2,500
00
2,337 00
2,337 00
438 89
1,918
88
421 35
28,612 05
32,591 70
D ue from banks in rese rv e c it ie s ...
16, 378 38
D ue from o th er hanks and bankers.
E x ch a n g es for clearin g h o u se ...........
T o ta ls .
1,092 62‘
L iabilities.
C apital sto c k paid in.................
Surplus fu n d ............................ ■.........................................
U ndivided profits, less current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
D ividends un p a id ........................................................
C om m ercial d ep o sits s u b je c t to c h e c k ...........
28. 719 23
D em and co m m ercia l c er tific a te s o f deposit.
T im e co m m ercia l c e r tific a te s o f d e p o s its ...
S av in g s d ep o sits.........................................................
S av in g s c e r tific a te s o f d ep o sit............................
3,045 16
4,044 77
4, 460 00
86
74,139 05
76,011 97
74,334 16.
8137,829 45
8135,215 14
8141,803 14
*139,144 21
2, 351 47
78,819
C ertified c h e c k s ..........................................................
C ashier’s c h e ck s o u tsta n d in g ..............................
D ue to banks and bankers.....................................
N o te s and bills r ed isc o u n te d ...................... .
Bills p a y a b le ...................................................... ...........
T o t a ls .
12
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
90
BANKING
DEPARTMENT.
No. 188.
GREENVILLE STATE BANK, GREENVILLE.
Organized April 21, 1896.
F. N . W
r ig h t
, P r e s id e n t;
W . D. J o h n s o n , V ic e P r e s i d e n t ; E . R u t a n , 2 d
W. H. B b o w n i , C a s h i e r .
Second
V ic e
P r e s id e n t;
D i r e c t o r s .—F. N . W right, F . S. Gibson, W . D. Johnson, W. H. B row n e, C. W . Johnson,
E. Rutan, C. T. W right.
R eso u rces.
R eport of
F eb . 4.
$84,894
R eport of
Jun e 30.
R eport of
S ept. 7.
R eport o f
D ec. 2.
88
$92,713 82
$93,209 18
$116,143 51
S to ck s, bonds and m o r tg a g e s ...................... :...........
77, 398 35
80, 253 35
80, 253 35
64, 078 35
O verdrafts............................................................................
1 63
1 ,0 0 0 00
1. 012 65
1.012 65
1,120 78
Due from banks in rese rv e c it ie s ............................
52,563 98
62,167 60
37, 517 46
21, 303 14
D ue from o th er banks and b a n k e r s ......................
2,159 51
321 24
3,131 61
4, 464 85
199 57
436 81
188
N ic k e ls and c e n t s ............................................................
129 24
114 37
121 21
119 12
Gold co in ..............................................................................
10, 965 00
10,675 00
10, 975 00
6.170 00
S ilv er c o in ..........................................................................
1,635 00
1,014 00
957 50
961 50
U . S. and N a tio n a l bank n o t e s ...............................
3, 535 00
6 , 425
00
2,955 00
7,730 00
T o ta ls ............................................................................
$234,282 59
$254,896 60
$230. 569 77
$222, 279 25
C apital sto c k paid in ......................................................
$25,000 00
$25,000 00
$25,000 00
$25, 000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss cu rren t e x p e n ses, in ter
e st and ta x e s p a id ......................................................
4,750 00
4, 750 00
4, 750 00
4, 750 00
698 89
2, 896 89
4,170 35
6,233 08
D ividends u n p a id .............................................................
160
160
160
C om m ercial d ep o sits su b je c t to c h e c k ................
57,569 05
67,823 78
54,168 63
63,911 61
146,104 65
154,265 93
142, 320 79
122, 224 56
$234,282 59
$254,896 60
$230, 569 77
$222, 279 25
L oans and d is c o u n ts ......................................................
B anking h o u se ...................................................................
Furniture and fix tu r e s ..................................................
O ther real e s t a t e .............................................................
E x ch a n g e s for clea rin g h o u se ...................................
C hecks and ca sh ite m s.................................................
00
Liabilities.
00
00
00
160
00
D em and com m ercial c e r tific a te s o f d e p o s it__
T im e co m m ercia l c e r tific a te s o f d e p o sit............
S a v in g s d e p o s its ...............................................................
S a v in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ........................................... ....................
C ashier’s c h e ck o u tsta n d in g ......................................
Due to banks and bankers..........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le ......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
91
No. 95.
SUPERIOR SAVINGS BANK, HANCOCK.
Organized April 17, 1890.
*
C . A. W e i g h t , P r e s i d e n t ; J a c o b B a e r , V i c e P r e s i d e n t ; M. C . G e t c h e l l , C a s h i e r .
D i r e c t o r s . —J. V ivian, J a c o b Baer, C. A. W right, E. L. W right, M. C . G etch ell.
R eport o f
F eb . 4
R eport of
Jun e 30.
R eport of
S e p t. 7.
T.na.ns and d is c o u n ts ......................................................
$203,055 13
Spooks bonds a.nd m o r tg a g e s ...................................
68 , 473
R esources.
O verdrafts...........................................................................
Banking h ou se
........................
*
R eport o f
D ec. 2.
$247,103 90
$210,422 54
$238,006 30
48
66,193 48
68,136 48
343 79
2,294 21
548 61
417 03
3,063 96
68 , 288
48
19, 985 56
Furniture and fix tu r e s ..................................................
1,563 96
3,063 96
3, 063 96
‘O ther rea l e s t a te .............................................................
8 , 920
50
9,412 10
9, 412 10
9,412 10
Bue from hanks in rese rv e e it ie s ............................
95, 770
68
79,560 18
110,953 06
107,150 96
D ue from e th e r hanks and hankers........................
10,073 72
14, 305 82
9,706 63
9,176 63
C heeks and ca sh ite m s ............................. ................
13,148 57
6,160 93
6,019 79
4, 603 49
and e e n t s ...........................................................
107 82
Gold co in ........................................................... . X ...........
2,040 00
E x ch a n g e s for clearin g house
86
135 84
191 79
520 00
9, 775 00
502 50
113
2, 363 00
1,658 45
1,081 55
1,331 50
and Irrational ha.nlc n o t e s ...............................
17,296 00
22, 997 00
29, 985 00
23, 300 00
T o t a ls ............................................................................
$443,142 21
$416,702 53
$486. 824 32
$474,542 34
Capital sto e k pa,id in......................................................
$50,000 00
$50.000 00
$50, 000 00
$50, 000 00
Surplus fund
.................................................................
U ndivided profits, le ss current ex p en ses, inter.e s t and ta x e s pa,id......................................................
2 0 ,0 0 0 00
2 0 .0 0 0 00
2 0 ,0 0 0 00
20 , 000 00
5,931 72
4. 822 96
S ilv er c o in ............................................................£.............
XT S
L iabilities.
B ividends nnpa.id
.
6,616
00
7, 806 46
......................................... .
C om m ereial d ep o sits su b je c t to c h e c k ................
89,329 98
86
121, 874 30
107, 983 69
D em and co m m ercia l c e r tific a te s o f d ep o sit —
1,752 46
2,146 90
731 53
337 17
257,492 39
237, 595 89
268,706 34
274,126 01
11,195 56
12, 560 79
13,165' 97
133 16
156 40
90,346
T im e com m ercial c e r tific a te s o f dep osit
S a v in g s d e p o sits...............................................................
S a v in g s c e r tific a te s o f d e p o sit.................................
11,155
68
Certified c h e c k s ...............................................................
C ashier’s ch e ek s .outstanding
............................
h u e to banks and ban kers..........................................
7,479 98
594 36
6 , 202 20
966 64
$443,142 21
$416,702 53
$486, 824 32
$474,542 34
N o te s and bills red iscoun ted
Bills payab le
- -
........................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
92
STATE
BANKING
DEPARTMENT.
No. 50.
OCEANA COUNTY SAVINGS BANK, HART.
O rganized O ctober 31, 1887.
C. T. H
A. L. C a r r , V i c e P r e s i d e n t ; G e o r g e R. B a t e s , 2 d
D. J. M a t h e w s , C a s h i e r ; A. L. C a r r , A s s i s t a n t t o C a s h i e r .
il l s , P r e s id e n t;
V ic e P r e s i d e n t
D i r e c t o r s . — L. N . K ea tin g , A. L. Carr, E. D. Richm ond, C. H. H a ck ley , G eorge R. B a tes, C. T. H ills.
A. E. M otley.
R esources.
L oans and d isc o u n ts...................................................
R eport o f
F eb. 4.
R eport of
June 30.
R eport of
S ep t. 7.
R eport of
D e c.2.
$70, 085 97
$54,8 8 8 87
$55,851 55
$54,271 13
39, 143 01
41,585 01
42,192 37
46, 522 39
43 15
72 87
B anking h o u se ...................................................................
4,160 00
Furniture and fix tu r es...................................................
6 , 203
S to ck s, bonds and m o rtg a g es...................................
O verd ra fts...........................................................
4
68
78 75
4,160 00
4,160 00
4,160 00.
16
5,155 16
5,123 16
5, 076 16
498 60
498 60
498 60
498 60
84
11,479 56
8,153 59
10, 382 87
96 84
332 29
169 47
295 39
C hecks and ca sh ite m s .........................................
2, 684 09
290 25
1,006 87
1, 038 29
N ic k e ls and c e n t s ....................................................
100 96
31 34
24 37
21 39
2 ,2 0 0 00
2 . 000 00
2, 500 00
3, 400 00
O ther rea l e s t a t e .............................................................
D ue from banks in r ese rv e c it ie s ............................
Due from o th er banks and b a n k ers.......................
6 , 762
E xch a n g es for clearin g h o u se...................................
Gold co in ...............................................................
S ilv er c o in ...................................................................
1,545 00
380 00
394 30
1, 063 30
U. S. and N a tio n a l bank n o t e s .................................
5,701 00
6,835 00
5,132 00
4.916 00
$139,224 62
$12f , 708 95
$125, 210 96
$131,724 27
$50,000 00
$50,000 00
$50, 000 00
$50, 000 00
6 , 000 00
6 ,0 0 0 00
6 , 000 00
6 , 000 00
557 77
1,871 90
1,536 27
2, 700 91
T o ta ls ...........................................................................
L iabilities.
C apital sto c k paid in..............................................
Surplus fu n d ....................................................
U ndivided profits, less current e x p en ses, in ter
e st and ta x e s p a id ..........................................
D ividends un paid......................................................
C om m ercial d ep o sits su b je c t to c h e c k ........ ...
16,224 31
12,690 90
13, 506 49
18,557 27
D em and com m ercial c e r tific a te s o f d e p o s it__
29, 526 95
26,536 72
24,262 83
21,623 16
36, 915 59
30,609 43
29,905 37
32. 892 93
$139,224 62
$127,708 95
$125,210 96
$131.724 27
T im e com m ercial c e r tific a te s o f d e p o s it............
S av in g s d ep o sits...............................................
Savin gs c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s .....................................
C ashier’s ch e ck s o u tsta n d in g .................................. .
Due to banks and b a n k ers...............................
N o te s and bills red isco u n ted ...................................
Bills p a y a b le ..................................................
T o t a ls ......................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
93
No. 11.
HASTINGS CITY BANK, HASTINGS.
Organized O ctober 26, 1886.
C h e s t e r M e s s e r . P r e s i d e n t ; R. B. M e s s e r , V i c e P r e s i d e n t ; D a n . W. R e y n o l d s , C a s h i e r ;
A . A . A n d e r s o n , A s s i s t a n t C a s h ie r .
^Di r e c t o r s .—C. M esser, D . S. G oodyear, D . W . R eynolds, P. T. C olgrove, R. B. M esser, M. L. Cook,
R. T. French.
R esources.
R eport o f
Feb. 4.
R eport o f
Jun e 30.
R eport o f
S ept. 7.
R eport o f
D ec. 2.
L oans and d is c o u n ts ......................................................
$136, 619 08
$175,259,94
S to ck s, bonds and m o r tg a g e s ...................................
29,085 60
24.545 00
O v erd ra fts...........................................................................
3,511 79
342 05
95
88
1,094 47
B anking h o u se ...................................................................
13,000 00
13,000 00
13,000
00
13,000 00
2 , 000 00
68
$146,128 47
25,720 00
34, 915 00
$163, 320
Furniture and fix tu r es..................................................
2 , C00 00
2 ,0 0 0 00
2 ,0 0 0 00
O ther rea l e s t a t e ............................................................
8 ,0 0 0 00
6.500
00
5, 000 00
5,000 00
Due from banks in r ese rv e c it ie s ...........................
38,724 76
33, 472 84
23, 295 38
43, 287 50
1, 376 99
2, 335 79
. 1,894 06
£;•
1,513 76
'Gold co in ..............................................................................
11,232 50
7, 895 00
7,552 50
S ilv er c o in ..........................................................................
1, 535 81
1,727
66
598 23
U . S. and N a tio n a l bank n o t e s ................................
5,229 00
4.491 00
2 , 2 2 3 '0 0
8 , 205
00
T o ta ls .............................................................................
$250, 315 53
$271. 569 28
$244,705 73
$264,049
66
C apital sto c k paid in......................................................
$75, 000 00
$75, 000 00
$75,000 00
$75. 000 00
Surplus fu n d ......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
2 0 ,0 0 0 00
2 0 ,0 0 0 00
2 0 , 000 00
2 0 ,0 0 0 00
449 47
2, 573 12
753 87
4, 869 94
D ue from o th er banks and ban kers........................
E x ch a n g e s for clearin g h o u se...................................
C hecks and cash iteim s.................................................
N ic k e ls and c e n t s ...........................................................
8 , 352
50
552 96
Liabilities.
D ividends un p a id ..............................................................
20 00
C om m ercial d ep o sits s u b je c t to c h e c k ................
44,835 73
55,564 62
34,541 46
44,615 91
D em and co m m ercia l c e r tific a te s o f d e p o s it__
98,885 28
106.183 43
103,147 83
108,816 85
11, 125 05
12,248 11
11,262 57
10,746 96
$250, 315 53
$271. 569 28
$244, 705 73
T im e co m m ercia l c e r tific a te s o f d e p o sit............
S a v in g s d ep o sits...............................................................
S a v in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u tsta n d in g.....................................
D ue to banks and bankers...........................................
N o te s and bills red isc o u n te d .....................................
Bills p a y a b le ...................... ................................................
T o ta ls .............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$264,049
66
94
STATE
BANKING
DEPARTMENT.
No. 78.
HILLSDALE SAVINGS BANK, HILLSDALE.
Organized July 30, 1884.
C h a u n c e y F. Cook ,
P r e s id e n t;
H. S. W a l w o r t h ,
V ic e P r e s i d e n t ;
A s h e r B. L a F l e u r ,
C a s h ie r .
D ir e c t o r s .—J. T. Crume, J. F. King, C. F. Cook, H. S. W alw orth , A sh er B. L a Fleur.
R eport of
F eb. 4.
R eport o f
June 30.
R eport of
S ep t. 7.
L oans and discou n ts ......................................................
$242,462 16
$228,794 56
$235,693 19
$209,572 14
S to ck s, bonds and m o r tg a g e s ...................................
103,452 75
118,432 75
115,132 75
120,782 75
O verdrafts...........................................................................
6,359 29
6,273 20
6,344 27
8,992 47
2 ,0 0 0 00
2 ,0 0 0 00
2 ,0 0 0 00
2 ,0 0 0 00
7,600 00
7,600 00
7,600 00
68
38,546 58
27,916 62
51,066 93
6,613 87
7,674 89
7,483 24
3,723 83
C hecks and ca sh it e m s ................................................
3,978 77
3,130 55
933 52
2,044 20
N ic k e ls and c e n t s ...........................................................
57 23
\
12,2a5 00
52 OS
40 90
65 35
13,230 00
14,355 00
1 2 ,0 2 0 00
R esources.
R eport o f
D ec. 2.
B anking h o u se ..................................................................
fu rn itu re and fix tu r e s ......... ........................................
O ther rea l e s t a te ...................................
.................
Due from banks in rese rv e c it ie s ............................
D ue from o th er banks and bankers........................
27,663
E x ch a n g es for clea rin g h ou se...................................
Gold c o in ..............................................................................
S ilv er c o in ..........................................................................
728 10
542 40
2,153 40
212 30
U. S. and N a tio n a l bank n o t e s ...............................
9,278 00
9,318 00
13,653 00
9,176 00
T o t a ls ............................................................................
$414,828 85
$435,595 02
$433,305 89
$427,255 97
Liabilities.
C apital sto c k paid in......................................................
Surplus fu n d .................................................................
U ndivided profits, less current ex p en ses, in ter
e st and ta x e s p a id ......................................................
$60,000
$60,000
00
2 0 ,0 0 0 00
9,202 05
00
$60, 000
00
$60, 000
00
2 0 ,0 0 0 00
2 0 , 000 00
20 , 000 00
' l l , 400
00
13,270 76
14,695 01
41,100 42
27,648 62
26,874 84
D ividends u n p a id .............................................................
C om m ercial d ep o sits s u b je c t to c h e c k ................
47,518 98
D em and co m m ercia l c e r tific a te s o f d e p o s it......
T im e co m m ercia l c e r tific a te s o f d ep o sit.............
S av in g s d e p o sits...............................................................
85,836 92
92,662 84
100,940 56
106,915 39
S av in g s c e r tific a te s o f d e p o s it.................................
192,270 90
210,431 76
211,445 95
198,770 73
C ertified c h e c k s ...............................................................
C ashier's c h e ck s o u tsta n d in g .....................................
D ue to banks and ban kers...........................................
N o te s and bills r ed isc o u n te d .....................................
-
B ills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
H
*414
’
8 F»
n
I u
’
$433,305 89
$427,255 97
STATE
BANKS
OF
MICHIGAN.
95
No. 56.
FIRST STATE BANK OF HOLLAND, HOLLAND.
Organized D ecem b er 16, 1889.
I s a a c C a p p o n , P r e s i d e n t ; J o h n W . B e a r d s l e e . V i c e P r e s i d e n t ; G. W . M o k m a , C a s h i e r , I s a a c
M a r s i l j e , A s s i s t a n t C a s h ie r .
D i r e c t o r s .— I. Cappon, J. W . B ea rd slee,.G . J . K ollen, G. W . M okma, G. J. D iekem a, I. M a rsilje
H enry K rem ers, Jan W . Bosm an, J. W . G avelink.
R eport o f
F eb . 4.
R eport o f
Jun e 30.
R eport of
S e p t. 7.
"Loans and d isco u n ts .....................................................
$234,891 48
$223,092 60
$274,473 20
$268,067 20
S to ck s, bonds and m o r tg a g e s...................................
73,297 58
125,222 61
121,930 25
141,298 65
O v e r d r a fts..........................................................................
1,568 65
450 22
1,013 46
B anking h o u se .................................................. .............
9,845
Furniture and fix tu r e s ..................................................
1,965 79
R esources.
86
9,845
86
2,003 37
9', 865
86
2,190 27
R eport of
D ec. 2.
975 09
9,865
86
2,190 27
O ther rea l e s t a t e .............................................................
2,285 00
2,285 00
2,285 00
2,285 00
Due from banks in rese rv e c it ie s ............................
90,723 00
80,164 08
90,818 55
71,474 63
D ue from o th er banks and ban kers........................
11,717 14
7,427 09
9,438 17
6,928 4»
1,854 82
E x ch a n g es for clearin g h o u se ...................................
C hecks and ca sh ite m s.................................................
1,538 45
3,219 76
1,106 05
N ic k e ls and c e n t s ...........................................................
425 46
98 48
72 05
298 25
Gold co in ..............................................................................
7,282 50
9,555 00
9,355 00
11,360 00
S ilv er c o in ..........................................................................
2,385 00
1,676 65
3,745 25
3,276 50
U. S. and N a tio n a l bank n o t e s ...............................
7,558 00
8,476 00
7,696 00
10,847 00
T o t a ls ............................................................................
$445,483 91
$473,516 72
$533,989 11
$530,721 75
C apital s to c k paid in......................................................
$50,000 00
$50, 000 00
$50,000 00
$50,000 00
Surplus fu n d ..................................... .*...............................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
7,000 00
7,500 00
7,500 00
7,500 00
6,903 80
6,099 35
6,343 27
10,222 17
Liabilities.
D ividends u n p a id .............................................................
C om m ercial d ep o sits su b je c t to c h e c k ................
73,857 71
76,233 32
109,732 16
89,180 14
D em and co m m ercia l c e r tific a te s o f d e p o s it__
109,318 50
120,290 46
128,283 89
133,106 90
198,403 90
213,393 59
232,129 79
240,712 54
$445,483 91
$473,516 72
$533,989 11
$530,721 75
T im e co m m ercia l c e r tific a te s o f d ep o sit............
S av in g s d e p o sits....................................................*........
S av in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s ou tstan d in g.....................................
D ue to banks and bankers...........................................
N o te s and bills red isc o u n te d .....................................
Bills p a y a b le . . . . , .................................................... ........
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
96
BANKING
DEPARTMENT.
No. 91.
HOLLAND CITY STATE BANK, HOLLAND.
Organized January 30, 1890.
D. B . K . V a n R a a l t e ,
P r e s id e n t; A d r ia n
D i r e c t o r s .— C . V e r Schu re,
V a n P u t t e n , V ic e P r e s i d e n t ; C
Ver
S c h u r e , C a s h ie r .
V an P u tten , M. V an P u tte n , W illiam H. B each , John C . P ost,
P. H. M cBride, D. B. K. V an R aalte, R. V en ek lasen , C ornelius Nyland.
A.
R esou rces.
R eport o f
Feb. 4.
R eport o f
J u n e 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and d isc o u n ts......................................................
8194,708 45
8213,174 78
8205, 989 32
8216,703 45
S to c k s, bonds and m o r tg a g e s...................................
37,175 00
39, 675 00
39,288 00
43, 608 00
O v e r d r a fts ..........................................................................
847 41
2,311 99
1,011 42
1,611 97
B anking h o u se ...................................................................
22,191 09
22,191 09
22,191 09
22,191 09
Furniture and fix tu r es..................................................
4, 920 30
4, 920 30
4, 920 30
4, 920 30
D ue from banks in reserv e c it ie s ............................
19,087 55
D ue from o th er banks and b a n k e r s ......................
.
O th er rea l e s t a t e .............................................................
16, 112 52
44,131 05
21, 607 25
487 36
224 60
1, 252 87
2 , 088 86
C h eck s and ca sh ite m s ................................................
1,899 25
555 20
474 74
762 34
N ic k e ls and c e n t s ...........................................................
267 93
206 41
179 02
46 58
Gold co in ..............................................................................
6,820 60
9,100 00
10.015 00
8,622 50
E x ch a n g es for clearin g h o u se...................................
S ilv er c o in .........................................................................
1, 535 15
U . S. and N a tio n a l bank n o t e s ...............................
7, 315 00
T o t a ls ............................................................................
784 95
8 , 056
1,258 25
611 15
00
11,951 00
8297,255 09
8317, 312 84
$342. 662 06
8328, 932 49
C apital sto c k paid in......................................................
$50, 000 00
850,000 00
$50, 000 00
850,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
9,500 00
10 , 000 00
10 , 000 00
10 . 000 00
1, 679 94
1,318 43
2,758 08
5,155 16
C om m ercial d ep o sits s u b je c t to c h e c k ................
59,148 48
77,332 74
69, 124
66
57,102 03
D em and com m ercial c e r tific a te s o f d e p o s it__
100,627 18
97,060 74
113,677
66
106, 685 61
76,299 49
81,600 93
97, 045 49
99. 942 47
56 17
47 22
$342,662 06
$328, 932 49
6,
159 00
L iabilities.
D ividends un paid............... .............................................
T im e co m m ercia l c e r tific a te s o f d e p o s it............
S a v in g s d e p o sits...............................................................
S a v in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
C a sh ier’s c h e ck s ou tsta n d in g................................... .
D ue to banks and b a n k ers.........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
8297,255 09
8317,312 84
STATE
BANKS
OF
97
MICHIGAN.
No. 106.
FIRST STATE AND SAVINGS BANK, HOLLY.
Organized O ctober 27, 1890.
J am es C
S i m o n s o n , P r e s i d e n t ; H e n r y W . D o w n i n g , V i c e P r e s i d e n t ; C. A. W i l s o n , C a s h i e r ;
E m m a S a r g e n t , A s s i s t a n t C a s h ie r .
D i r e c t o r s . —Chas. A . W ilson, D. D. H adley, H . W . D ow ning, J. C. Sim onson, W. S. W alls.
R esources.
R eport o f
F eb . 4.
R eport of
June 30.
R eport o f
S ep t. 7.
R eport of
D ec. 2.
$58,257 63
$56,836 48
$70, 342 43
$73,420 97
116,095 39
115,856 44
118,159 14
118,819 14
307 17
388 61
572 38
1,497 70
B anking h o u se ...........................................
3.000 00
3, 000 00
3, 000 00
3.000 00
Furniture and fix tu r e s ..........................
1 .0 0 0 00
1 ,0 0 0 00
1 ,0 0 0 00
1.000 00
D ue from banks in rese rv e c it ie s ...
47,942 55
67,619 85
54,498 75
52,105 25
D ue from o th er banks and bankers.
750 00
1, 524 91
1,524 91
267 34
297 60
340 07
N ic k e ls and c e n t s ....................................
22
61
17 45
40 65
3 65
H old co in ......................................................
2,554 00
2,624 00
285 00
785 00
L oans and d is c o u n ts ..............................
S to ck s, bonds and m o r tg a g e s...........
O v erd ra fts....................................................
O th er r ea l e s t a t e .....................................
E x ch a n g e s fo r clearin g h o u se...........
C hecks and ca sh ite m s .........................
277 31
S ilv er c o in ...................................................
824 90
492 50
825 70
189 70
U . S. and N a tio n a l bank n o te s . ...
10,671 00
8,015 00
9,685 00
7,884 00
$241,692 59
$257,672 84
,274 03
$258,982 72
$30,000 00
$30,000 00
$30,000 00
$30,000 00
1 0 ,0 0 0 00
10 , 000 00
10,000 00
10,000 00
68
2,118 35
3,638 14
4, 475 96
D ividends unpaid.......................................................
256 00
1, 324 00
160
00
148 00
C om m ercial d ep o sits s u b je c t to c h e c k .........
27,553 37
33,413 64
33,207 47
34,993 55
D em and co m m ercia l c e r tific a te s o f d ep o sit —
12, 063 09
12,653 16
15,634 09
20,527 25
160,685 45
168,163 69
167, 634 33
158,771 97
T o ta ls .
L iabilities.
-Capital s to c k paid in.................
Surplus fu n d ........................................................... ..........
U ndivided profits, less current ex p en ses, inter
e s t and ta x e s p a id ......................................................
1,134
T im e co m m ercia l c e r tific a te s o f d e p o sit—
S av in g s d ep o sits........................................................
S a v in g s c e r tific a te s o f d ep o sit..........................
C ertified c h e c k s ........................................................
C ash ier’s c h e c k s o u tsta n d in g ............................
65 99
D u e to banks and ban kers— .............................
N o te s and bills red isco u n ted ..............................
Bills p a y a b le ................................... ............................
$241,692 59
T o t a ls .
13
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$257,672 84
$260,274 03
$258, 982 72
STATE
98
BANKING
DEPARTMENT.
No. 109.
FIRST STATE AND SAVINGS BANK, HOWELL.
O rganized January 12, 1891.
C h a r l e s F i s h b e c k , P r e s i d e n t ; C h a r l e s C u r t i s , V ic e P r e s i d e n t ; P e r c y T . D u d l e y , C a s h ie r .
D i r e c t o r s .— Charles Curtis, A sa V an K leeck , C harles F ishb eck, S. B. Rubert, John Ryan,
C harles A . G oodnow , Geo. B arnes.
R esou rces.
R eport o f
F eb. 4.
R eport o f
June 30.
$57, 954 28
R eport o f
S ep t. 7.
$57, 315 30
R eport of
D ec. 2.
L oans and d is c o u n ts ......................................................
$56,165 71
S to ck s bonds a,nd m o r tg a g e s ....................................
68,237 25
Overd r a fts ...........................................................................
411 44
247 81
1, 522 95
2,431 19
Banking h o u se ...................................................................
4, 439 32
4,439 32
4,439 32
4,439 32
67,177
66
63, 827
66
$33,143 83
62. 339 01
Furniture and fix tu r es....................................................
1, 585 41
1,585 41
1,585 41
1,585 41
O ther veal e s t a t e .............................................................
4, 865 54
4,865 54
4,865 54
4, 865 54
B ue frcm banks in rese rv e e it ie s ............................
17, 801 03
10,597 37
9, 620 45
20,398 73
D lie frorn o th er hanks a,nd h a n k e rs........................
2,515 28
3,572 24
2,834 09
9,022 23
2,191 60
"Ehrehanges for elea,ring h ou se...................................
and ea.sh ite m s .................................................
3 25
33 17
822 34
N ic k e ls and e e n t s ...........................................................
51 83
28 56
11 51
42 34
Oold c o in ..............................................................................
5,095 00
5,247 50
4, 500 00
' 4,035 00
S ilv er c o in ................................ .......................................
1,892 60
1,594 75
1,240 80
1, 740 60
TT S a.nd N a tio n a l hank n o t e s .................................
10, 434 00
12,285 00
3,584 00
4, 641 00
66
$169.628 61
$156,169 37
$150, 875 80:
$40,400 00
$40,400 00
$40,400 00
$40, 400 00-
14
7,222 87
8,198 101
18, 949 01
12,944 18
T o ta ls .............................................................................
$173, 497
L iabilities.
Capital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
4,810 19
6 , 002
D ividends un paid............................................................
C om m ercial d ep o sits su b je c t to c h e c k .................
25, 369 27
16,226
68
D em and co m m ercia l c e r tific a te s o f d e p o s it__
T im e com m ercial c e r tific a te s o f d e p o s it.............
379 74
379 74
379 74
379 74
S a v in g s d ep o sits...................................................... ........
11,653 55
10, 293 93
9,149 75
7,696 39
S a v in g s c e r tific a te s o f d ep o sit.................................
90,884 91
93,603 79
86,072 83
77, 974 89
$169,628 61
$156,169 37
$150, 875 80
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s ou tstan d in g.....................................
D ue to banks and bankers..........................................
N o te s and bills red isc o u n te d .....................................
Rills p a y a b le ................................
T o ta ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$173,497
66
STATE BANKS
OF
MICHIGAN.
99
No. 140.
BOIES’ STATE SAVINGS BANK, HUDSON.
Organized A u gu st 27, 1892.
S t e p h e n A . E a t o n , P r e s i d e n t ; E . M. N i x ,
V ic e P r e s i d e n t ; B y r o n
J. F
o ster
, C a s h ie r .
D i r e c t o r s .— S tep h e n A. E aton, J a m es B. Thorn, David J. B eachboard, H. V. C. H art, E. M. N ix,
E.
J. S ou th w orth , C h ester C. P e a s e , B yron J. F o ster, E dw ard F rensdorf.
R eso u rces.
R eport o f
F eb. 4.
R eport of
Jun e 30.
R eport o f
S e p t. 7.
R eport o f
D ec. 2.
L o a n s and d isc o u n ts......................................................
$83,565 90
$105,280 38
$75,637 23
$97,899 77
S to ck s, bonds and m o r tg a g e s...................................
130, 739 28
138,683 32
149,946 15
151,765 40
O verdrafts...........................................................................
349 45
274 10
452 63
865 35
B anking h o u se ...................................................................
5,237 00
5,237 00
5,237 00
5,237 00
Furniture and fix tu r e s ..................................................
1 , 812 66
1,946 79
1,812
1,812
O ther rea l e s t a te .............................................................
393 82
1, 200 00
1 ,2 0 0 00
Prem ium s paid.................................................................
D ue from banks in r ese rv e c it ie s ...........................
68 , 306
03
66
1, 475 00
1,475 00
1,475 00
42,605 03
53,549 18
51,681 81
Due from o th er banks and ban kers........................
T<brch a n g es for clearin g h o u se...................................
66
1 ,2 0 0 0 0
100 00
'
C hecks and c a sh ite m s.................................................
49 95
N ic k e ls and c e n t s ...........................................................
31
Gold coin..............................................................................
5,102 50
88
347 96
384 75
35 28
56 09
57 54
4, 585 00
5,170 00
6 , 370
00
222 96
450 75
1,441 95
00
9,066 00
5,045 00
$304,593 46
$314,154 56
$303, 852 44
$323, 974 44
C apital sto c k paid in......................................................
$75, 000 00
$75,000 00
$75,000 00
$75,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, intere s t and ta x e s p a id ......................................................
6,500
00
6,500
00
6,500
6,500
2,579 98
5,317
68
6,607 30
8,131 01
S ilv er c o in ..................................... ............... ...................
530 99
IT. S. and N a tio n a l bank n o t e s ...............................
8,474 00
T o t a ls ............................................................................
471 70
10,228
Liabilities.
00
00
D ividends u n p a id .............................................................
C om m ercial d ep o sits s u b je c t to cjie c k .................
42,277 10
36, 495 32
28,136 50
33, 360 65
D em and com m ercial c e r tific a te s o f d e p o sit —
15,679 41
2,889 21
2,945 25
8,714 74
162,556 97
187,952 35
184,663 39
192,268 04
$304,593 46
$314,154 56
$303, 852 44
$323, 974 44
T im e co m m ercial c e r tific a te s o f d e p o s it.............
S a v in g s d ep o sits...............................................................
S a v in g s c e r tific a te s o f d ep o sit.................................
Certified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ...................................
D ue to banks and bankers.................... .....................
N o te s and bills r ed isc o u n te d .....................................
Rills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
100
BANKING
DEPARTMENT.
No. 143.
THOMPSON SAVINGS BANK, HUDSON.
Organized O ctober 22, 1892.
W . B. T h o m p s o n ,
P r e s id e n t;
G. I. T h o m p s o n ,
V ic e P r e s i d e n t ; C h a r l e s
C. W
h it n e y
, C a s h ie r .
D i r e c t o r s .— W illiam B. Thom pson, F red S. V edder, R. W . Thompson, G. I. Thom pson, C harles C.
W hitney.
R esources.
R eport o f
F eb . 4.
R eport o f
Jun e 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and d isc o u n ts................................
$185, 681 23
$201,146 56
$183,872 17
$188,253 30
S to ck s, bonds and m o r tg a g e s .............
298, 300 89
305,758 01
320,512 47
323,972 27
O v e r d r a fts....................................................
1 , 585
1,240 92
1,731 35
4,891 78
Banking h o u se .............................................
7, 500 00
7,500 00
7,500 00
7,500 00
Furniture and fix tu r es............................
800
5,800 00
5,750 00
5,750 00
O ther rea l e s t a t e .......................................
400 00
2,400
00
2,400
00
2,100 00
89,214 08
45
00
D ue from banks in rese rv e c itie s —
162
11
81,527 99
96,612
86
D ue from o th er banks and bankers.
682 36
1,746 56
6
14
C h eck s and ca sh ite m s ..........................
657 08
358 10
504 58
N ic k e ls and c e n t s ......................................
151 41
77 85
142 09
49 23
Gold c o in ......................................................
,090 00
7,435 00
7,075 00
7,455 00
S ilv er c o in ....................................................
,117 20
1,355 85
1,396 30
1,627 75
U. S. and N a tio n a l bank n o t e s .........
,623 00
19,112 00
13,222 00
22,873 00
$616,750 73
$635,458 84
$640,724 96
$654,150 02
$ 100,000 00
$ 100,000
00
100,000 00
$100,000 00
6,800
00
7,300 00
E x ch a n g e s for clearin g h o u se.............
T o t a ls .
463 61
L iabilities.
C apital sto c k paid in................
Surplus fu n d .................................................... .................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
6,800
00
7,300 00
9,530 81
12,326 65
11,069
66
12,409 73
52,414 56
54,341 05
56,729 49
48,811 97
3,889 59
5,626 36
5,914 78
458,101 55
459,999 45
479,393 28
D ividends un paid ........................................................
C om m ercial d ep o sits su b je c t to c h e c k ..........
D em and co m m ercia l c e r tific a te s o f d ep o sit.
T im e co m m ercia l c e r tific a te s o f d e p o s it___
24,296 27
S a v in g s d e p o sits..........................................................
423,709 09
S a v in g s c e r tific a te s o f d e p o sit...................... .....
C ertified c h e c k s ..........................................................
C ashier’s c h e ck s o u tsta n d in g ..............................
Due to banks and b an k ers....................................
320 26
N o te s and bills r ed isc o u n te d ................................
Bills p a y a b le ..................................................................
T o ta ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
5,750 73
$635,458 84
$640,724 96
$654,150 02
STATE BANKS
OF
MICHIGAN.
101
No. 24.
LAPEER COUNTY BANK, IMLAY CITY.
Organized January 23, 1886.
J o h n B o r l a n d , P r e s i d e n t ; W a l t e r W a l k e r , V ic e P r e s i d e n t ;
A b b s , A s s i s t a n t C a s h ie r .
J n o . B o r l a n d , J r ., C a s h i e r ; W . J .
John Borland, W a lte r W alker, Jno. Borland, Jr., W ill Borland, E dw ard
D ir e c t o r s .—
R esources.
R eport o f
Feb. 4.
R eport of
June 30.
R eport of
S e p t. 7.
E.
P alm er.
R eport o f
D ec. 2.
$77,899 60
$78,446 70
$83,222 01
$84,406 56
77,199 54
101,868 24
115,056 21
111,404 34
163 18
599 18
385 52
646 41
"R a t i k i n g h o n s f
4,923 44
4,923 44
4,923 44
4,923 44
T T i i r n i l n r a o n il f i Y t .n r f t S ........................................................................
1,891 04
1,891 04
1,891 04
1,891 04
O ther r ea l e s t a t e .............................................................
73 57
83 19
84 14
j)-Q0 from hanks in tp^pfvp p itie s ............................
47,035 85
64,594 76
TI
ha îm
/mvi KJ
ntVi
JU'Ud
1 1 KJtSJ.
IU»ûr* h o n l r o o n rl VlQTtl/iAT’C
14,823 56
104 71
24 62
884 83
851 90
1,057 75
61 06
64 34
68 00
73 79
70 00
560 00
472 50
605 00
S to ck s, bonds and m o r tg a g e s ...................................
O v p vii r fi, f t.s
40,848
66
84 14
35,995 42
E x ch a n g es fo
C hecks anil pash ite m s.................................................
TsTir»Iridic a n i l
n .p n t s
......................................................................
i^}nld enin
1,893 60
750 00
749 00
00
4,653 00
7,256 00
$233,754 67
$263,078 50
$253,436 89
$249,928 74
$50,000 00
$50,000 00
$50,000 00
$50,000 00
1 0 .0 0 0 00
1 0 ,0 0 0 00
10 , 000 00
10 , 000 00
U ndivided profits, le ss current ex p en ses, internoh Q.nrl t.Q .Y Pa n a i d ....................................................
4,531 91
820 26
1,218 79
C om m ercial d ep o sits su b je c t to c h e c k ........... . ..
23,144 53
31,537 46
19,441 72
18,411 32
D em and co m m ercia l c e r tific a te s o f d ep o sit —
3,690 00
4,162 50
2,785 50
3,023 59
5,922 17
5,900 00
5,897 00
135,390 69
ftiltrp v n n in
1,511 00
U. S. and N a tio n a l bank n o te s .................................
7,218 00
T o ta ls —
910 00
8,181
L iabilities.
Capital sto c k paid in......................................................
Q n r n l n c fv m d
T im e com m ercial c e r tific a te s o f d e p o sit.............
5,922 17
3,725
86
S a v in g s d ep o sits...............................................................
103,286 91
118,396 84
134,180 01
S a v in g s c e r tific a te s o f d ep o sit.................................
33,179 15
42,239 27
29,910 87
23,480 28
$233,754 67
$263,078 50
$253,436 89
$249,928 74
C achici s chc<
Due fo hanks
NuLcs and h il
D ill.. rvn xT oW û
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
/
102
STATE
BANKING
DEPARTMENT.
No. 58.
IONIA COUNTY SAVINGS BANK, IONIA.
Organized January 4, 1886.
H . R. W a g a r , P r e s id e n t
; J ohn
G r e e n o p , V ic e P r e s i d e n t ; A . S . W r i g h t , C a s h ie r .
D i r e c t o r s .— H. R. W agar, C haun cey J .R u m sey, A llen S. W right, L. N .O lm stead , Franklin H. Doland
John G reenop, E lla V. Just, S. W. W ebber, W illiam Toan.
R esources.
L oans and d is c o u n ts .................................................
S to ck s, bonds and m o r tg a g e s ...................................
O verdrafts........................................................................
R eport o f
F eb . 4.
R eport of
Jun e 30.
R eport o f
S ep t. 7.
$180,795 12
$187,159 81
$212,246 54
$211,915 81
130, 448 44
130,504 03
147, 839 13
151, 715 00
1,218 71
2,145 84
1, 435 55
2, 393 89
4
R eport o f
D ec. 2.
B anking h o u se ...................................................................
Furniture and fix t u r e s ..................................................
8 , 200 02
8 ,2 0 0 02
8 ,2 0 0 02
8 ,2 0 0 02
O ther rea l e s t a t e .............................................................
10, 759 62
16,086 58
16,116 58
16,119 58
C urrent e x p e n ses and in te r e st p a id ....................
2,240 98
D ue from banks in r ese rv e c it ie s ............................
112,548 89
113,517 39
94,797 31
41.099 39
D ue from o th er banks and bankers........................
3,765 64
4,617 35
3,775 93
3, 058 50
1,907 94
520 54
871 82
790 59
3 30
300 02
13 59
12,757 50
14,782 50
2, 003 20
501 15
2, 322 65
337 00
17,058 00
10, 457 00
372 00
17,671 00
$483, 707 36
$488,792 23
$494.356 12
$466, 103 62
E x ch a n g e s for clearin g h o u se .................................
C hecks and ca sh ite m s ......................................
N ic k e ls and c e n t s ........................................................
Gold co in .....................................................................
S ilv er c o in .......................................................................
U. S. and N a tio n a l bank n o t e s ................................
T o t a ls ...............................................................
6 , 365
00
22 84
12,780
00
L iabilities.
C ap ita l s to c k paid in......................................................
Surplus fu n d ..............................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
$80,200
00
$80, 200
00
$80, 200
00
$80,200
00
1, 900 33
1,900 33
1,900 33
1, 900 33
*2, 073 90
137 57
2, 290 81
2,549 49
57,907 50
30, 399 77
D ividends u n p a id .............................................................
C om m ercial d ep o sits s u b je c t to c h e c k ................
48,169
86
38,040 58
D em and com m ercial c e r tific a te s o f d e p o s it__
T im e com m ercial c e r tific a te s o f d e p o sit.............
S a v in g s d e p o sits....................................................
S a v in g s c e r tific a te s o f d e p o s it.................................
75,015 40
69,799 46
70,993 82
72, 314 77
263,122 03
298,531 91
285,331 58
268,890 71
3,488 20
7,823 19
5, 469 72
2,207 74
$483,707 36
$488,792 23
$494,356 12
$466,103 62
C ertified c h e c k s ...............................................................
C ash ier’s c h e ck s o u tsta n d in g....................................
D ue to banks and bankers.......................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o t a ls ......................................................
* Gross undivided profits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
103
MICHIGAN.
No. 191.
STATE SAVINGS BANK OF IONIA, IONIA.
Organized D ecem b er
8,
1896.
O s m o n d S . T o w e r , P r e s i d e n t ; O s c a r R . L o n g , V ic e P r e s i d e n t ; W . B . H e a t h , C a s h ie r .
D i r e c t o r s .— Osmond S. T ow er, John E. Morrison, Thad B. P reston , O scar R
Long, S eym ou r B.
Gorham, Geo. Gundrum, K. R. Sm ith.
R esources.
R eport o f
F eb . 4.
R eport o f
Jun e 30.
R eport o f
S ep t. 7.
R ep ort o f
D ec. 2.
L o a n s and d isc o u n ts......................................................
$157,400 52
$178, 584 58
$194,979 23
$226,732 72
S to c k s, bonds and m o r tg a g e s...................................
43, 267 24
48, 984 98
53, 008 65
43, 700 65
O v e r d r a fts..........................................................................
2,420 50
4, 417 91
3,011 05
5,093 51
B anking h o u se ...................'..............................................
6 ,0 0 0 00
6 , 000 00
6 ,0 0 0 00
6 , 000 00
E urniture and fix tu r es..................................................
2,600
00
2,600
00
2,600
00
2,600
00
O th er rea l e s t a t e .............................................................
18,155 82
14,139 14
14, 393 69
10,700 87
D ue from banks in rese rv e c it ie s ............................
49,120
86
83,918 83
55, 111 92
11, 952 45
780 00
11,063 76
16,982 89
5,138 04
4,641 04
D ue from o th er banks and b a n k ers.......................
E x ch a n g es for clearin g h o u se...................................
■Checks and ca sh ite m s .................................................
321 33
179 92
232 89
N ic k e ls and c e n t s ...........................................................
189 59
302 64
253 20
G old co in .................................................. ...........................
5,570 00
6 ,122
50
8 , 522
133
68
50
7,725 00
S ilv er c o in ....... ..................................................................
3,876 25
2, 992 45
3, 969 00
3,274 40
IT. S . and N a tio n a l bank n o t e s ...............................
8,023 00
8,118
00
5, 631 00
5,432 00
T o t a ls ............................................................................
$297,725 11
$367, 424 71
$364, 696 02
$333, 124 36
O apital s to c k paid in......................................................
$50,000 00
$50,000 00
$50,000 00
$50,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, intere s t and ta x e s p a id ......................................................
1 0 ,0 0 0 00
1 0 .0 0 0 00
1 0 ,0 0 0 00
1 0 ,0 0 0 00
506 93
887 84
2,648 04
3,848 89
D ividends un paid.............................................................
37 00
597 65
10 15
9 49
C om m ercial d ep o sits su b je c t to c h e c k ................
37, 564 96
68,798 35
70,755 08
50.688 87
Liabilities.
D em and com m ercial c e r tific a te s o f d e p o s it....
Timft com m ercial c e r tific a te s o f d e p o s it...........
S avin g s d ep o sits...............................................................
17,210 83
20,714 20
22, 555 93
22,284 99
S a v in g s c e r tific a te s o f d ep o sit.................................
180, 060 16
216,219 27
208,510 34
196,292 12
2,345 23
207 40
216 48
$297,725 11
$367,424 71
$364,696 02
C ertified c h e c k s ...............................................................
C ash ier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and b a n k ers..........................................
N o te s and hills red isco u n ted .....................................
Rills p a y a b le .....................................................................
T o ta ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$333,124 36
STATE
104
BANKING
DEPARTMENT.
No. 135.
COMMERCIAL BANK OF IRON MOUNTAIN, IRON MOUNTAIN.
Organized M arch 7, 1892.
J a m e s M a c N a u g h t o n , P r e s i d e n t ; J o h n F . H a n c o c k . V ic e P r e s i d e n t ; O l i v e r E v a n s , C a s h ie r ;
W . W. T h o m p s o n , A s s i s t a n t C a s h i e r .
D i r e c t o r s .— J e ss e Spalding, H erb ert M. Pelham , M. L evy, A . F. W right, J. F. H an cock ,
F ra n cis A . Brow n, M. Corry, J a m es M acN au ghton, O. C. D avidson.
R eport o f
F eb. 4.
R eport o f
Jun e 30.
T jo a .n s a n d d isc o u n ts ................................................................
$184,811 15
S t o c k s , b o n d s a n d m o r t g a g e s ..........................................
8 , 670
R esou rces.
O v e r d r a f t s ........................................................................................
Repoi-t o f
S ep t. 7.
R eport o f
D ec. 2.
$212, 907 45
$220,248 47
$222, 783 00
00
10, 670 00
10, 170 00
10,170 00
85 50
1,183 15
604 58
128 09
R a n k i n g h o u se ...................................................................
F u r n i t u r e a n d fix tu r es..................................................
1,850 00
1,850 00
1, 850 00
1,850 00
O t h e r r e a l e s t a t e .........................................................................
9,471 72
10, 121 91
10, 153 01
10,151 01
Due from banks in r eserv e c it ie s ............................
17,612 26
11,427 62
28,657 03
26,103 17
Due from o th er banks and bankers........................
3, 540 94
1,726 81
2,557 05
1,174 72
E x ch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s ..............................................
386 53
620 41
N ic k e ls and c e n t s ...........................................................
52 93
48 30
73 18
59 87
Gold c o i n ............................................................................
1 .0 0 0 00
1 ,0 0 0 00
2 , 000 00
3, 000 00
S ilv er c o in ..........................................................................
1, 280 40
U . S. and N a tio n a l bank n o t e s ..............................
8 , 850
869
66
515 40
1. 855 00
1,125 00
2, 091 50
00
13, 750 00
16, 550 00
10,213 00
$237,611 43
$267,160 65
$294, 857 98
$288, 239 76
C apital sto c k paid in ................................................................
$50, 000 00
$50, 000 00
$50, 000 00
$50, 000 00
Surplus fu n d ....................................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ................................................................
4,126 45
3,991 17
4, 951 44
7,534 28
C om m ercial d ep o sits s u b je c t to c h e c k ..................
96,184 00
114,598 23
124,232 25
113, 084 85
D em and co m m ercia l c e r tific a te s o f d ep o sit ........
19,337 98
17,427. 47
28,111 93
30, 342
64,579 55
79,082 50
87,039 42
85,810 10
3, 383 45
2,061 28
522,94
1, 467 67
$237,611 43
$267,160 65
$294,857 98
$288,239 76
T o ta ls .............................................. .....................................
Liabilities.
D ividends un p aid ........................................................................
86
T im e com m ercial c e r tific a te s o f d e p o s it .............
S avin gs d ep o sits ...........................................................................
S a v in g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...........................................................................
C ashier’s c h e ck s o u tsta n d in g ..........................................
Due to banks and bankers ...................................................
N o te s and bills red isco u n ted ............................................
Bills p a y a b le ....................................................................................
T o t a ls ..........................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
105
MICHIGAN.
No. 12.
THE PENINSULA BANK, ISHPEMING.
Organized O ctober 27, 1887.
W il l ia m
S e d g w ic k , P r e s i d e n t ; O l e W a l s e t h , V ic e P r e s i d e n t ; D . P . H o u s e h o l d e r , C a s h ie r ;
E . A . M a l m g r e n , A s s i s t a n t C a s h ie r .
D i r e c t o r s .— O tto E ger, R ob ert M axw ell, Ole W alseth , W illiam S e d g w ic k , F. Braastad,
Thom as W alters, T im othy H ughes, J o sep h M itchell, H. H. Mildon.
R eport o f
Feb. 4.
R esou rces.
R eport of
Jun e 30.
R eport of
S e p t. 7.
R eport of
D ec. 2.
L oans and d isc o u n ts......................................................
$112, 074 12
$136,227 15
$155,101 55
$162,528 04
S to ck s, bonds and m o r tg a g e s ...................................
27,655 94
26,398 52
26,295 37
26,595 37
O v e r d r a fts..........................................................................
1,477 36
1, 948 72
1,827 38
2,188 51
B anking h o u se ..................................................................
15, 950 00
15,500 00
15, 500 00
15,500 00
Furniture and fix tu r es............................ .....................
1 ,0 0 0 00
1 ,0 0 0 00
1 ,0 0 0 00
1 ,0 0 0 00
O ther rea l e s t a t e ......................... v ............................
8,067 41
8 , 600
8,600 50
l, 055 36
50
Prem ium a c c o u n t............................. ..............................
360 00
445 00
445 00
D ue from banks in r ese rv e c it ie s ...........................
10,211 73
24,317 38
26,718 08
D ue from o th er banks and b a n k ers.......................
8,808 63
19,218 64
8 ,2 0 2
82
445 00
'
16,196 90
8 , 647
47
323 25
C hecks and cash ite m s ................................................
N ic k e ls and c e n t s — ;................... ...............................
Gold coin.................................................... .............
—
9,435 74
68
2,214 96
1,6 6 6 95
131 53
203 73
178 61
202 64
13,355 00
20, 230 00
16,570 00
17, 635 00
2,897
S ilv er c o in ............................................ ...........................
3, 668 00
1,653 00
2, 692 00
2,791 00
U . S. and N a tio n a l bank n o t e s ...............................
12,723 00
20,784 00
12,051 00
25. 232 00
T o ta ls ............................................................................
$218, 380 40
$278,741 60
$277,172 51
$289,453 03
C apital sto c k paid in......................................................
$50,000 00
$50, 000 00
$50,000 00
$50, 000 00
Surplus fu n d ......................................................................
U ndivided profits, less current ex p en ses, in ter
e s t and ta x e s paid
10 , 000 00
10 , 000 00
10 , 000 00
10 , 000 00
68
2,521 79
2,445 42
L iabilities.
228 28
761
354 00
30 00
C om m ercial d ep o sits su b je c t to c h e c k ...............
66,010 15
123,503 27
111,891 83
120, 607 70
D em and co m m ercia l c e r tific a te s o f d ep o sit —
10,333 17
7,141 46
5,466 04
5,426 84
81,808 80
6,981 19
96,781 58
100,819 62
D ividends un paid.............................................................
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S av in g s d ep o sits...............................................................
S av in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ..............................................................
C ashier’s c h e c k s ou tsta n d in g.....................................
153 45
D ue to banks and bankers........................ ..................
N o te s and bills r ed isco u n ted .....................................
Bills p a y a b le ............................ .........................................
$218,380 40
T o ta ls .
14
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$278,741 60
$277,172 51
9,453 03
STATE
106
BANKING
DEPARTMENT.
No. 150.
ITHACA SAVINGS BANK, ITHACA.
Organized January 16, 1893.
W m , F. T h o m p s o n , P r e s i d e n t ; J. L e e P o t t s , V ic e P r e s i d e n t ; C . A. P r i c e , C a s h i e r ;
J. B . S c o t t , A s s i s t a n t C a s h i e r .
D i r e c t o r s .— Ja m es B. C rawford, W illiam F. Thom pson, W illiam M. W eller, J. L e e P o tts,
John C. H icks, F. H. Horr, F. H. M cK ay, E. W . K ellogg, C. A. P rice.
R eso u rces.
L oans and d is c o u n ts ..................................................
R eport o f
F eb . 4.
R eport of
Jun e 30.
R eport o f
S e p t. 7.
R eport of
D ec. 2.
$48,897 70
$62,232 81
$62, 878 49
$67, 890 63
S to c k s, bonds and m o r tg a g e s ...................................
67,637 50
80,598 50
81,628 50
82, 400 00
O verd rafts............................................................................
355 09
246 54
984 42
699 19
983 50
B anking H o u s e .................................................................
Furniture and fix tu r e s ..................................................
983 50
983 50
983 50
O th er rea l e s t a te .............................................................
1 ,0 0 0 00
1 ,0 0 0 00
750 00
D ue from hanks in rese rv e c it ie s ............................
37,577'67
13,557 73
4,822 74
Due from o th er banks and ban kers.......................
626 95
1, 295 83
2, 159
750 00
11,461
10
86
284 36
283 26
E x ch a n g e s for clearin g h o u se ...................................
C h eck s and ca sh ite m s................................. ................
144 03
247 20
276 29
N ic k e ls and c e n t s ...........................................................
53 76
99 67
111 32
34 16
G old c’oin..............................................................................
4,970 00
3,712 50
4,295 00
4,840 00
S ilv er c o in ..........................................................................
1,127 75
1,570 00
1, 374 00
1,561
U . S. and N a tio n a l bank n o te s ................................
4, 814 00
2,977 00
2,455 00
2, 443 00
T o t a ls ............................................................................
$168,187 95
$168,521 28
$162,719 12
$173,630 20
C ap ital sto c k paid in ......................................................
$35,000 00
$35,000 00
$35,000 00
$35,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
3, 750 00
3, 750 00
710 71
C om m ercial d ep o sits s u b je c t to c h e c k ................
D em and co m m ercia l c e r tific a te s o f d e p o s it__
00
L iabilities.
00
4, 500 00
3,465 80
616 56
2,457 78
52,081 60
48,920 94
38,998 34
44,869 00
2,058 81
1,926 73
10, 359 77
12,703 99
S a v in g s d ep o sits...............................................................
24, 334 59
23,544 76
21,475 10
24,281 35
S a v in g s c e r tific a te s o f d e p o s i t . .. ..........................
49, 859 22
51, 913 05
51,769 35
49,818 08
$168,521 28
$162, 719 12
$173,630 20
4,500
D ividends u n p a id .............................................................
T im e co m m ercia l c e r tific a te s o f d e p o sit............
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ...................................
D ue to banks and ban kers..........................................
393 02
N o te s and bills red isco u n ted .....................................
Bills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$168,187 95
STA TE
BANKS
OF
M IC H IG A N .
107
N o . 177.
J A C K S O N C IT Y B A N K , J A C K S O N .
Organized January 1, 1865.
W m . M. T hom pson ,
R eorganized January 1, 1895.
N . S. P o t t e r , V i c e P r e s i d e n t ; P. B. L oomis , J r .,
G. R. B y r n e , A s s i s t a n t C a s h i e r .
P r e s id e n t;
C a s h ie r ;
D ir e c t o r s .—P. B. Loom is, A nna M. Thompson, W . M. Thom pson, G. R. B yrne, N . S . P o tte r ,
P. B. Loomis, Jr., G. A . M atth ew s.
R esources.
R eport o f
F eb. 4.
R eport of
Jun e 30.
R eport of
S e p t. 7.
R eport of
D ec. 2.
L oans and d isc o u n ts......................................................
$471, 229 03
$539,847 95
$492,931 51
$572, 543 21
S to ck s, bonds and m o r tg a g e s ...................................
194,867 09
221,552 09
238,247 93
283,339 12
O v e r d r a fts..........................................................................
4,997 40
16,553 59
17, 048 64
14,111 28
B anking h o u se ...................................................................
33,000 00
33,000 00
33,000 00
33, 000 00
Furniture and fix tu r es..................................................
15, 000 00
15,000 00
15,000 00
15,000 00
D ue from banks in rese rv e c it ie s ............................
185, 505 84
116,404 21
215,736 51
100,075 50
E x ch a n g e s fo r clearin g h o u se...................................
11,642 75
17,657 79
•
10,118 56
C h eck s and ca sh ite m s ................................................
257 58
944
66
522 21
14,818
88
858 52
N ic k e ls and c e n t s ...........................................................
1, 394 46
555 00
574 62
538 73
G old co in ..............................................................................
42,145 00
35,960 00
31,990 00
30, 755 00
S ilv er c o in ..................................... .....................................
1,067 50
4,603 00
8,516 65
1,710 30
TJ. S. and N a tio n a l bank n o t e s ...............................
39,563 00
31,660 00
29,104 00
44.412 00
T o t a ls ............................................................................ $1,000,669 65 $1,033,738 29 $1,092,790 63
$1. I ll, 162 54
Liabilities.
$150,000 00
C ap ital sto c k paid in......................................................
$150,000 00
$150, 000 00
$150,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current exp en ses, intere s t and ta x e s p a id ......................................................
75, 000 00
75,000 00
75, 000 00
75, 000 00
16,567 54
16,531 13
18,207 42
23,131 89
s
C om m ercial d ep osits s u b je c t to c h e c k ...............
267,806 62
307, 794 72
342,023 01
312, 357
D em and co m m ercia l c e r tific a te s o f d ep o sit —
217,461 50
213,061 53
214,091 72
244, 847 71
S a v in g s d e p o sits...............................................................
273,833 99
271,350 91
293,468 48
305,825 08
T o t a ls ............................................................................ $1,000,669 65 $1,033, 738 29 $1,092,790 63
$1, 111, 162 54
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
86
STATE
108
BANKING
DEPARTMENT.
No. 186.
JACKSON STATE SAVINGS BANK, JACKSON.
Organized April 1, 1896.
B e n j a m i n N e w k i r k , P r e s i d e n t : C . C. P o n d , V i c e P r e s i d e n t ; C h a s . E . T o w n s e n d , 2 d V i c e P r e s i d e n t ;
C h a s . M . S p i n n i n g , C a s h ie r ; F . H . N e w k i r k , A s s i s t a n t C a s h ie r .
D i r e c t o r s .— B en jam in N ew kirk, C. C. Pond, Chas. E. T ow nsend, H enry H. N e e sle y , J. G. O’D w yer,
Chas. H. Sm ith, H enry J. Davis, N a th a n H. W illiam s, E dw y Knight.
R esources.
R eport of
F eb . 4.
TiOans and d isc o u n ts......................................................
$167, 930 42
S to ck s, bonds and m o r tg a g e s...................................
106, 814 34
O v erd ra fts...........................................................................
R eport of
Jun e 30.
R eport of
S ep t. 7.
R eport o f
D ec. 2.
$148, 815 56
$161,588 40
68
123,041 62
126,104 13
1,245 01
1,471 79
759 61
1,102 45
215 83
215 83
215 83
215 83
16, 627 32
62, 636 71
59,106 62
44, 532 82
4,270 35
1,089 49
810 57
2,911 06
1,819 34
756 40
1, 736 72
483 00
$158,786 27
109,777
B anking h o u se ........................................... ....................
Furniture and fix tu r es..................................................
O ther rea l e s t a t e .............................................................
Due from banks in r ese rv e c itie s ...........................
Due from oth er banks and b a n k ers........................
E x ch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s ................................................
632 20
377 36
728 45
N ic k e ls and c e n t s ...........................................................
217 29
295 27
194 28
275 76
Gold co in ..............................................................................
487 25
526 70
7, 670 00
9, 054 70
S ilv er c o in ..........................................................................
2, 014 85
1,254 50
4, 255 25
4, 046 35
U . S. and N a tio n a l bank n o te s .................................
7,500 00
00
12,209 00
13, 529 00
T o t a ls ............................................................................
$306,595 57
$358, 347 80
$358,842 11
$363,479 73
$ 100 , 000
$1 0 0 ,0 0 0
$ 100 , 000
$ 100.000
16,916
L iabilities.
C apital sto c k paid in......................................................
Surplus fu n d ......................................................................
U ndivided profits, le ss current e x p en ses, in ter
e s t and ta x e s p a id ......................................................
10, 653
00
88
00
16, 023 38
D ividends un paid.............................................................
00
00
1, 602 33
1, 602 33
13, 522 90
15,463 18
20 00
C om m ercial d ep o sits su b je c t to c h e c k .............
51,894 18
93, 438 58
93, 720 40
76, 924 05
D em and co m m ercia l c e r tific a te s o f d e p o s it.......
19, 897 73
20,623 54
8,711 93
11,683 57
S a v in g s d ep o sits...............................................................
58, 731 71
68,298 25
78,464 49
98,581 60
S avin gs c e r tific a te s o f d e p o sit.................................
64, 526 89
57,553 26
59, 899 29
57,180 95
537 50
25 00
891 18
1,873 29
2, 875 77
2,044 05
$306,595 57
$358,347 80
$358, 842 11
$363,479 73
T im e com m ercial c e r tific a te s o f d e p o s it...........
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ...................................
D ue to banks and b a n k ers..........................................
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le .......................................................................
T o ta ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
109
No. 14.
THE UNION BANK, JACKSON.
Organized N o v em b er 1, 1883.
W il l ia m h . W it h in g t o n , P r e s id e n t
;
I
C. C . B l o o m f ie l d , V ic e P r e s i d e n t ; A . B . R o b i n s o n , M a n a g e r ,
C . C . A m e s , C a s h ie r .
D i r e c t o r s . —L. H. F ield, T hom as A. W ilson, A ddison B. Robinson, C harles C. Bloom field,
W illiam H. W ithington, J a m es O’D onnell, F. D. B en n e tt.
R eport of
D ec. 2.
R eport o f
F eb . 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
L oans and d is c o u n ts ..............................
8372, 513 74
8410,563 34
8418, 069 30
8471,914 32
S to c k s, bonds and m o r tg a g e s ...........
197, 796 54
230,957 59
220, 908 92
219,720 01
O verd rafts...................................................
22, 369 78
1,6 6 6 09
4,871 85
B anking h o u se ...........................................
28, 000 00
28,000
F u rn iture and fix tu r e s ..... ....................
6 , 498 68
6,517
O th er rea l e s t a t e .....................................
50, 446 44
46,270 98
45,910 13
47, 757 13
D ue from banks in rese rv e c it ie s ...
203, 580 60
153,853 24
168,691 43
71,199 05
E x ch a n g e s fo r clearin g h o u se...........
819 38
5, 675 36
3,818 80
3,911 51
C h eck s and c a sh ite m s..........................
544 21
29 23
223 23
84 09
N ic k e ls and c e n t s .................. .................
187 56
160 74
373 01
231 19
Gold c o in ......................................................
247 50
42,785 OO
31, 552 50
37,642 50
S ilv e r c o in ...................................................
590 55
6,014 05
5,136 35
3,118 25
U . S. and N a tio n a l bank n o t e s .........
162
15.047 00
9,130 00
R esou rces.
28,000
00
38
6 , 517
13, 600 81
00
38
28,000
00
6,517
38
D ue from o th er banks and bankers.
T o ta ls .
00
20,517
00
8923,756 98
8953,010 00
8949,119 90
8912,826 24
8100, 000
8100,000
8100,000
8100,000
L iabilities.
C apital s to c k paid in.................
00
00
00
00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id .....................................................
50,000 00
50,000 00
50,000 00
50,000 00
19,434 34
22,075 24
25,931 40
26 542 33
D ividends unpaid .............................................................
60
00
2,748 00
101,419 06
C om m ercial d ep o sits s u b je c t to c h e c k ................
137,883 15
151,309 55
140, 618 57
D em and co m m ercia l c e r tific a te s o f d e p o s it__
14,257 35
25,202 24
15,646 20
18, 963 21
T im e co m m ercia l c e r tific a te s o f d ep o sit............
118,357 05
91,387 00
87,504 29
94, 540 28
S avin g s d ep o sits............................................., ................
440.853 76
479,069 36
483,082 97
469,861 69
S avin g s c e r tific a te s o f d e p o sit.................................
1,475 10
C ertified c h e c k s ...............................................................
400 00
C ashier’s c h e c k s o u tsta n d in g ...................................
14 07
783 18
D ue to banks and b an kers............................... ...........
42, 497 26
30,435 43
46, 336 47
50,024 57
8923,756 98
8953,010 00
9,119 90
8912, 826 24
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o ta ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
110
BANKING
DEPARTMENT.
No. 115.
THE GROSVENOR SAVINGS BANK, JONESVILLE.
O rganized M arch 28, 1891.
E . O. G r o s v e n o r , P r e s i d e n t ; J . A . S i b b a l d , V i c e P r e s i d e n t ; W . M . W e t m o r e , C a s h i e r .
D i r e c e o r s .— E b en ezer O. G rosvenor, John A. Sibbald, John S. L ew is, E dgar A. W isner,
Charles F . W ade.
R esources.
R eport of
F eb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
R eport o f
D ec. 2.
Tjoans and d isc o u n ts......................................................
$127,815 34
$105, 565 94
$99,520 15
$100,309 17
S to ck s, bonds and m o r tg a g e s...................................
45,924 00
48,925 00
54, 975 00
60,489 75
O v erd ra fts...........................................................................
5, 041 22
2,727 78
2, 996 06
3,109 17
Banking h o u se ...................................................................
Furniture and fix tu r es..................................................
1, 530 00
1,530 00
1,530 00
1, 530 00
O ther real e s t a t e .............................................................
8 ,6 6 8 00
8 ,6 6 8 00
9,602 76
9, 791 05
P r e m iu m s............................................................................
181 25
241 25
241 25
241 25
Due from banks in rese rv e c it ie s ............................
23,018 43
40,283 72
37, 300 76
5, 817 39
5, 492 75
D ue from o th er banks and bankers........................
1, 949 03
F x c h a n g es for clearin g h o u se...................................
C hecks and cash ite m s ................................................
1,591 94
1,174 63
544 42
N ic k e ls and c e n t s ...........................................................
60 44
78 06
134 85
Gold co in ..............................................................................
5,615 00
S ilv er c o in ..........................................................................
309 67
44 37
00
6 , 220 00
665 65
1,126 60
1,378 30
924 05
IT. S. and N ation al bank n o t e s ...............................
5,408 00
6,958 00
5, 445 00
5, 474 00
T o t a ls ............................................................................
$225. 519 27
$229, 301 73
$219,888 55
$196, 933 90
C apital sto c k paid in......................................................
$50, 000 00
$50,000 00
$50, 000 00
$50,000 00
Surplus fu n d ............. .........................................................
U ndivided profits, le ss current exp en ses, in ter
e st and ta x e s p a id ......................................................
10 , 000 00
1 0 ,0 0 0 00
1 0 ,0 0 0 00
1 0 ,0 0 0 00
1,621 38
3,740 97
776 26
2, 325 93
6 , 530
6 ,945
00
L iabilities.
D ividends un paid.............................................................
C om m ercial d ep osits s u b je c t to c h e c k ................
25, 310 16
47,493 76
43,652 48
31,163 97
D em and co m m ercia l c e r tific a te s o f d e p o sit__
137,681 00
118,067 00
114,375 00
103, 444 00
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S a v in g s d ep o sits...............................................................
S a v in g s c er tific a te s o f d ep o sit..................................
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s outstan ding ..................................
D ue to banks and bankers...........................................
906 73
1,084 81
N o te s and bills red isco u n ted .....................................
B ills p a y a b le.......................................................................
T o ta ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$225,519 27
$229,301 73
$219,888 55
$196, 933 90
STATE
BANKS
OF
MICHIGAN.
i n
No. 147.
HOME SAVINGS BANK OF KALAMAZOO, KALAMAZOO.
Organized D ecem b er 27, 1892.
> H a l e P. K a u p p e r , P r e s i d e n t ; W . G. H o w a r d , V i c e P r e s i d e n t ; V e r n o n T. B a r k e r , C a s h i e r .
D i r e c t o r s .— J a m e s T. U pjohn, W illiam G. H ow ard, P. B. Orcutt, V ern on T. Barker, J o sep h S p e y e r ,
O tto Ihling, L ym an B la k eslee. H a le P. Kauffer, John R. H unter, H eb er O. R eed, H o r a c e B. P e c k ,
A u gu st B. S ch eid , Prank H. Milham, H. B. Colman, A. M. Todd.
R eport o f
F eb. 4.
R eport o f
J une 30.
R eport of
S ep t. 7.
L oan s and d is c o u n ts ..............................
$196,004 02
$237, 323
66
$237,892 56
220,731 42
S to ck s, bonds and m o r tg a g e s ...........
17, 684 50
24,349 55
24,966 05
29,010 87
O verdrafts..................................................
404 65
1, 343 08
1,507
Furniture and fix tu r e s ..........................
7,100 00
7,100 00
7,100 00
O ther rea l e s t a t e .....................................
1,749 71
978 26
1, 054 97
1,054 97
D ue from banks in rese rv e c it ie s ...
46, 951 56
38,201 16
13,701 16
15,260 59
R esources.
68
R eport of
D ec. 2.
902 89
Banking h o u se ...........................................
D ue from o th er banks and bankers.
7,100 OO
212 96
E x ch a n g es fo r clea rin g h o u s e .........
C hecks and ca sh ite m s .........................
3,458 72
20,129 07
2, 034 53
N ic k e ls and c e n t s ....................................
64 07
58 97
161 82
Gold co in ......................................................
9,170 00
12,650 00
8 , 505
00
4,479 93
79 69
8,265 00
S ilv er c o in ...................................................
307 35
1, 482 40
465 40
537 85
U . S. and N a tio n a l bank n o t e s .........
8,578 00
9, 947 00
9,261 00
9,086 09
$291, 472 58
3,563 15
,650 17
$296,722 17
$50, 000 00
$50, 000 00
T o ta ls .
L iabilities.
C apital s to c k paid in .................
$50,000 00
$50, 000 00
00
25, 000 00
25,000 00
841 31
3,710 77
1, 022 09
2, 306 24
C om m ercial d ep o sits s u b je c t to c h e c k .................
37,325 05
67, 949 44
54,184 47
52,331 54
D em and com m ercial c e r tific a te s o f d e p o s it__
80,683 73
86 , 095
59
82,564 85
78,732 85
53,940 50
64, 437 91
72,250 24
68,005 36
47,181 99
59. 869 44
21,628 52
20,346 18
1, 472 58
$353,563 15
$306,650 17
$296,722 17
Surplus fu n d .................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id .................................................
21,500
00
21,500
D ividends u n p a id ............................ ................................
T im e co m m ercia l c e r tific a te s o f d e p o sit.............
S avin g s d ep o sits...............................................................
S avin g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and ban kers..........................................
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le .....................................................................
T o t a ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
112
BANKING
DEPARTMENT.
No. 1.
KALAMAZOO SAVINGS BANK, KALAMAZOO.
Organized January 12, 1889.
C h a r l e s J. M o n r o e , P r e s i d e n t ; W m . G . K i r b y , V i c e P r e s i d e n t s ; R. J. W i l l i a m s o n , C a s h i e r ;
F . G . D e w e y , A s s i s t a n t C a s h ie r .
D i r e c t o r s .—C. J. M onroe, W illia m G . Kirby, John. M ackey, W illiam J. Kirby, A . C. W ortley,
R. J. W illiam son, John W . Kirby.
R esources.
L o a n s and d is c o u n ts .................
S to c k s, bonds and m o rtg a g es
O v erd ra fts............ .................. —
B anking h o u se .......................... ...
R eport of
Feb. 4.
R eport o f
Jun e 30.
R eport o f
S ep t. 7.
$173,259 33
R eport of
D ec. 2.
$232,096 19
$227,684 42
$271,076 09
68
236, 569 48
236,979 48
228,802 58
130 58
18 76
13 25
1,040 50
11,000 00
11,000 00
1 1 ,0 0 0 00
11,000 00
251,361
Furniture and fix tu r e s ..........................
O th er r ea l e s t a t e .....................................
....................
10 , 000 00
D ue from banks in r eserv e c it ie s . ..
278,744 58
278,058 42
D ue from o th er banks and bankers.
181 35
681 91
10,000 00
276,070
66
1 0 ,0 0 0 00
253, 026 78
E x ch a n g e s for clearin g house.
3,071
5,281 52
710 81
1,592 32
N ic k e ls and c e n t s ............................
224 30
223 31
142 90
178 78
Gold co in ..............................................
17,570 00
17, 867 50
23,025 00
18,275 00
S ilv er c o in .........................................
3, 905 00
4,215 00
3, 380 00
U . S. and N a tio n a l bank n o tes
28, 796 00
19, 364 00
$770,454 34
C h eck s and ca sh ite m s................
T o ta ls
66
5, 459 50
00
21,317 00
$810,805 38
$805, 988 03
$823,247 89
$50,000 00
$50,000 00
$50.000 00
$50,000 00
50,000 00
50, 000 00
50, 000 00
50, 000 00
5,775 28
3,912 90
7, 358 76
6,226 78
16,100
L iabilities.
C apital sto c k paid in.
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id .............................................. ..
D ividends unpaid
C om m ercial d ep o sits s u b je c t to c h e c k ................
40,756 00
40,949 52
86
36,021 63
D em and co m m ercia l c e r tific a te s o f d ep o sit —
101,760 80
110,640 52
109, 484 05
109,221 58
473, 429 98
512,586 19
516, 995 81
535,208 77
48, 732 28
42,716 25
31, 257 55
36,569 13
$770,454 34
$810, 805 38
$805, 988 03
$823,247 89
40,891
T im e co m m ercia l c e r tific a te s o f d ep o sit............
S a v in g s d ep o sits...............................................................
S a v in g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ...................................
D ue to banks and bankers...........................................
N o te s and bills r ed isc o u n te d .....................: ..............
Bills p a y a b le .......................................................................
T o ta ls
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
113
No. 41.
LAKE ODESSA SAVINGS BANK, LAKE ODESSA.
O rganized May 22, 1888.
H . R . W a g a r , P r e s i d e n t ; E. E. W a g a r , V i c e P r e s i d e n t ; W . J. P e r c i v a l , C a s h i e r .
D i r e c t o r s .— H . R . W agar, W. J. P erciv a l, O . E. W agar, E. E. W agar, N . W . P a g e .
R esources.
R eport o f
F eb. 4.
R eport o f
Jun e 30.
R eport o f
S ep t. 7.
R eport of
D ec. 2.
L oans and d isc o u n ts....................................................
$48, 367 61
$47,816 04
$39, 690 04
$37,509 73
S to ck s, bonds and m o r tg a g e s ...................................
31, 004 41
33,490 84
39, 301 44
39, 320 84
O v e r d r a fts ..........................................................................
19 09
1, 749 91
3, 605 07
1,060 34
3, 000 00
3,000 00
B anking h o u se ...................................................................
Furniture and fix tu r es..................................................
1,882 50
1,882 50
1, 882 50
1,882 50
O ther rea l e s t a t e ...................... ...................................
7,052 00
6 , 602 00
2,177 00
2,027 00
D ue from banks in rese rv e c it ie s ............................
14, 172 36
17, 592 54
7,506 28
22,926 72
619 79
843 24
919 87
60
138 60
Due from o th er banks and bankers........................
E x ch a n g es for clearin g h o u se ...................................
O heeks and ca sh iterms................................................
206
N ic k e ls and c e n t s ...........................................................
135 39
100
60
Gold co in .....................................................................: ___
2,730 00
2,555 00
2,585 00
2,320
00
S ilv er c o in ..........................................................................
2, 646 60
1, 349 20
2,095 60
1, 537 50
TJ. S. and N a tio n a l bank n o t e s ...............................
2, 427 00
3,751 00
2, 884 00
3,180 00
T o t a ls ............................ ................................................
$110,643 64
$117,509 42
$105,708 77
$115,785 10
$25,000 00
$25, 000 00
68
100
L iabilities.
C apital sto c k paid in......................................................
Surplus fu n d ......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
$25, 000 00
$25,000 00
7, 300 00
8,300
00
5,000 00
5,000 00
1,399 96
1, 381 29
78 59
1,149 40
D ividends un p aid .............................................................
C om m ercial d ep o sits su b je c t to c h e c k ................
25,293 65
15, 392 19
13,143 87
14, 907 61
D em and co m m ercia l c e r tific a te s o f d e p o s it__
51,650 03
67, 435 94
62,486 31
69,728 09
$110,643 64
$117,509 42
$105, 708 77
$115,785 10
T im e com m ercial c e r tific a te s o f d e p o s it...........
S av in g s d ep o sits...............................................................
S av in g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s outstan ding.....................................
D ue to banks and ban kers..........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le ......................................................................
T o t a ls ............................................................................
15
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
114
STATE
BANKING
DEPARTMENT.
No. 133.
LANSING STATE SAVINGS BANK, LANSING.
O rganized February 25, 1892.
W il l ia m D o n o v a n , P r e s id e n t
; H.
H . L a r n e d , V ic e P r e s i d e n t ; J . E d w a r d R o e , C a s h ie r .
D i r e c t o r s . — W illiam D onovan, H. H. Larned, C harles C annell, C. J. D avis, C harles F. Hamm ond,
J. E dw ard R oe, F red erick Thoman, J. E. S t. Johns, G eorge C. C ooper.
R esources.
R eport o f
F eb . 4.
R eport of
Jun e 30.
R eport o f
3 e p t. 7.
R eport of
D ec. 2.
L oans and d isc o u n ts......................................................
$238, 245 47
$278,011 67
$296,586 73
$294, 425 81
S to ck s, bonds and m o r tg a g e s ...................................
119,138 42
147,548 20
148,768 20
147,143 48
O v e r d r a fts.......................................................... .............
917 61
1,184 34
935 69
Banking h o u se ................. ..............................................
44,200 00
44,200 00
44,900 00
44,900 00
Furniture and fix tu r es..................................................
3,845 13
3,845 13
3, 859 13
4, 355 35
O ther rea l e s t a t e .............................................................
12,711 17
D ue from banks in r ese rv e c it ie s ............................
45,465 61
66,075 96
C hecks and ca sh ite m s ................................................
5,252 38
N ic k e ls and c e n t s ............................................................
517 99
52,760
911
88
86
64, 914 55
3,244 81
1, 747 09
5, 950 40
535 48
652 19
910 06
8,295 00
9, 395 00
10, 416 00
D ue from o th er banks and bankers........................
E x ch a n g es for clearin g h o u se...................................
Gold co in ...................... .......................................................
6 , 723
50
S ilv er c o in ..........................................................................
4,359 50
4,166 65
7,218 95
3,693 35
U . S. and N a tio n a l bank n o t e s ................................
19,130 00
25,572 00
17,575 00
17, 055 00
T o t a ls ............................................................................
$500, 506 78
$582,679 24
$584,398 84
$594,675
C apital s to c k paid in ....................................................
$150,750 00
$150, 000 00
$150,000 00
$150, 000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, intere s t and ta x e s p a id ......................................................
4,000 00
4, 750 00
4,325 00
4.325 00
2, 309 35
2, 606 35
3,268 47
5, 026 81
88
L iabilities.
D ividends un p aid .............................................................
459 21
4,635 00
335 33
165 00
C om m ercial d ep o sits su b je c t to c h e c k ................
174,519 79
213,164 46
215,940 24
233,282 09
D em and co m m ercia l c e r tific a te s o f d e p o s it__
110,833 80
109,342 13
101,155 46
103, 856 83
57, 634 63
98,181 30
109,374 34
T im e co m m ercia l c e r tific a te s o f d ep o sit.............
S a v in g s d ep o sits...............................................................
96, 438
88
S a v in g s c e r tific a te s o f d e p o s it...............................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and b a n k ers.........................................
1,581 27
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o ta ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$500,506 78
$582,679 24
$581, 398 84
$594, 675
88
STATE
BANKS
OF
MICHIGAN.
115
No. 117.
STATE SAVINGS BANK OF LAPEER, LAPEER.
Organized May 9, 1891.
H. D. R o o d ,
P r e s i d e n t ; E d w a r d B r o w n e l l , V ic e P r e s i d e n t ;
J . R. J o h n s o n , A s s i s t a n t C a s h i e r .
C. G. W
h it e
, C a s h ie r ■
D ir e c t o r s .—H. D. Rood, C. G. W hite, G. W . Rood, E. B row nell, Sarah R. W h ite, Kirk W h ite
R ipley W h ite.
’
R eso u rces.
R eport o f
F eb . 4.
R eport o f
Jun e 30.
R eport of
S ept. 7.
R eport o f
D ec. 2.
L oans and d is c o u n ts ....................................................
$50,162 48
$54, 735 22
$56,388 03
$51,436 67
S to ck s, bonds and m o r tg a g e s ...................................
71,657 75
108,535 06
115,634 06
119,280 00
21,364 81
10 , 000 00
15, 000 00
9,063 00
18, 064 50
O verdrafts....................................................................
10
Banking h o u se ........................................................
Furniture and fix tu r e s ..................................................
O ther real e s t a te .............................................................
Due from hanks in rese rv e c it ie s ............................
17,323 69
D ue from o th er banks and h a n k e r s ......................
E x ch a n g es for clea rin g h o u se ...................................
C hecks and ca sh ite m s................................................
N ic k e ls and c e n t s ................................................
Gold co in .....................................................................
S ilv er c o in ...................................................................
U . S. and N a tio n a l bank n o t e s ...............................
T o t a ls ............................................................
4 20
Surplus fu n d ..........................................................
U ndivided profits, less cu rren t ex p en ses, in ter
e st and ta x e s p a id ....................................................
4 20
5,000 00
1,080
4 20
1,080
00
1 , 080 00
1 , 080 00
$140,228
22
$185,719 29
$197,169 29
$209,865 55
$45, 000 00
00
«
L iabilities.
C apital s to c k paid in..............................................
4 20
5,000 00
$45,000 00
$45, 000 00
$45, 000 00
9,000 00
9,000 00
9,000 00
9,000 00
13,470 08
13, 763 59
14,751 30
16,539 58
72,758 14
117,955 70
128, 417 99
139, 325 97
$140,228 22
$185,719 29
$197,169 29
$209, 865 55
D ividends u n p a id ..........................................................
C om m ercial d ep o sits su b je c t to c h e c k .................
D em and co m m ercia l c er tific a te s o f d e p o s it__
T im e co m m ercia l c e r tific a te s o f d e p o sit............
S avin gs d e p o s its ................................................
S avin gs c er tific a te s o f d ep o sit.................................
C ertified c h e c k s ................................................
C ashier’s c h e c k o u tsta n d in g ......................................
Due to banks and bankers.......................................
N o te s and bills r ed isc o u n te d ...................................
Bills p a y a b le ...................................................................
T o t a ls .....................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
116
BANKING
DEPARTMENT.
No. 201.
STATE SAVINGS BANK OF LAURIUM, LAURIUM.
Organized N o v em b er
6,
1897.
C. A . W r i g h t , P r e s i d e n t ; J a c o b B a e r , V ic e P r e s i d e n t ; J a m e s T . F i s h e r , C a s h ie r .
E rn est Bolim ann, J. Wivian, Jr.
R esources.
R eport o f
Feb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
$117,026 51
$143,266 25
$141, 370 38
00
24,816 00
40, 546 00
46,511 00
, ................................................
173 21
61 39
114 45
Hanking b o u s e ...................................................................
3,708 46
3,708 46
3, 708 46
3, 708 46
Furniture and fix tu r es..................................................
1,247
88
2, 481 38
2,481 38
2,481 38
D ue from banks in r ese rv e c it ie s ............................
14,949 53
15,594 45
86
12,183 54
D ue from o th er banks and b a n k ers........................
26,154 01
2, 967 40
3, 825 12
36,355 64
C hecks and ca sh ite m s ................................................
13,888 48
2, 636 63
480
2,724 21
"Nickels and c e n t s ...........................................................
191 61
184 92
164 59
158 97
3,775 00
1, 245 00
1, 535 00
D oans and. d isc o u n ts......................................................
S to ck s, bonds and m o r tg a g e s...................................
O verdrafts
....
O ther real e s t a te
$97,551 91
18,061
.........................................
27,042
E x ch a n g e s for clearin g h o u se...................................
Cold co in ..............................................................................
1,700
00
86
S ilv er c o in ..........................................................................
2,024 45
2, 437 95
1, 821 32
2,616 50
TT S and "National bank n o t e s ...............................
22,771 00
37, 651 00
31,261 00
31, 395 00
T o t a ls ............................................................................
$202, 421 54
$213,341 09
$255,957 29
$281,040 08
L iabilities.
*
Fapit.n.l stnnb pn.ifl in ......................................................
$50,000 00
$50,000 00
$50, 000 00
$50,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p en ses, interesf, and ta x e s p a id ......................................................
4,272 00
56
7,225 15
8 ,473
92
71,838 21
70,271 51
90, 268 08
119.089
66
S a v in g s d e p o s it s ............................................................
73,321 71
83, 403 74
102,667 34
100, 670 15
S a v in g s c e r tific a te s o f d e p o sit.................................
1, 440 85
2,130 00
23, 300 00
2, 590 00
6 ,795
D ividends un paid..............................................................
C om m ercial d ep o sits s u b je c t to c h e c k ...............
Demand com m ercial c e r tific a te s o f d e p o s it ....
T im e co m m ercial c e r tific a te s o f d ep o sit.
C ertified c h e c k s ...............................................................
1 ,0 0 0 00
C ashier’s c h e ck s o u tsta n d in g ...
D ue to banks and bankers...........................................
1,548 77
740 28
2,466 72
216 35
$213,341 09
$255, 957 29
$281,040 08
N o te s and bills red isc o u n te d .....................................
Hills p a y a b le .......................................................................
T o ta ls .............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
*
$202, 421 54
STATE
BANKS
OF
117
MICHIGAN.
No. 8.
PEOPLE’S BANK, LESLIE.
O rganized D ecem b er 24, 1886.
A r t h u r J . T u t t l e , P r e s i d e n t ; L . M . R u s s e l l , V ic e P r e s i d e n t ; R a y A . L u d w ic k , C a s h ie r .
D i r e c t o r s . — M. E . R um sey, J. J. T u ttle, O. V . T u ttle. A rthur J. T u ttle, L. M. R ussell,
J. A. Landfair, R ay A. Ludw ick.
R esources.
R eport o f
Feb. 4.
R eport of
June 30.
R eport o f
S ept. 7.
R eport o f
D ec. 2.
L oan s and d isc o u n ts......................................................
$74, 794 83
$80,041 65
$84,150 15
$92, 952 47
S to ck s, bonds an ( f m o r tg a g e s ...................................
13,136 29
13, 036 29
13,240 29
17, 640 29
O v e r d r a fts..........................................................................
1.267 56
2,740 92
1,702 31
3,647 72
Ranking h o u se ...................................................................
4. 000 00
4, 000 00
4,000 00
4.000 00
Furniture and fix tu r es..................................................
1 ,0 0 0 00
1 ,0 0 0 00
1. 000 00
1 .0 0 0
O ther rea l e s t a t e .............................................................
4, 363 25
3,784 50
3, 725 00
3, 520 OO
20,893 73
25,657 32
7,583 83
5, 532 50
E xp en se a c c o u n t.............................................................
47 58
Rue from banks in rese rv e c it ie s ............................
35, 804 18
R ue from o th er banks and b a n k ers.......................
150
OO
00
36 00
175 00
228 50
63
25 71
29 25
1,190 00
2 ,1 2 0 00
2,235 00
E x ch a n g es for clearin g h o u se...................................
C hecks and cash ite m s ................................................
780 00
N ic k e ls and c e n t s ...........................................................
15 90
Gold c o in ..............................................................................
1,530 00
6
S ilver c o in ..........................................................................
1,151 00
410 00
IT. S. and N a tio n a l bank n o t e s ...............................
4,628 00
4, 864 00
T o t a ls ............................................................................
$142, 668 59
Capital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p en ses, in ter
e s t and ta x e s p a id ......................................................
320 00
965 00
00
5,014 00'
$132,178 72
$138,477 28
$144,120 06
$50, 000 00
$50, 000 00
$50, 000 00
$50, 000 00-
1 0 ,0 0 0 00
10 , 000 00
10 , 000 00
1 0 ,0 0 0 00
325 45
493 29
1,356 09
2,308
L iabilities.
D ividends un paid.............................................................
C om m ercial d ep o sits su b je c t to c h e c k .................
48, 697 99
37, 428 42
37, 617 53
49,239 97
D em and co m m ercia l c e r tific a te s o f dep osit —
33, 970 60.
34,424 85
40. 366 46
33,524 00
$138, 477 28
$144,120 06
T im e co m m ercia l c e r tific a te s o f d ep o sit.............
S avin gs d ep o sits...............................................................
S avin gs c e r tific a te s o f d e p o s it....... *.....................
........................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u tsta n d in g ...................................
Rue to banks and bankers..........................................
N o te s and bills red isco u n ted .....................................
Rills p a y a b le ......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$142, 668 59
$132,178 72
118
STATE
BANKING
DEPARTMENT.
No. 184.
LEXINGTON STATE BANK, LEXINGTON.
Organized January 29, 1896.
B . R . N o b l e , P r e s i d e n t ; J o h n P . N i g g e m a n , J r ., V i c e P r e s i d e n t ; D . M c N a i r , C a s h i e r ;
W a l t e r C a l k i n s , A s s i s t a n t C a s h ie r .
D i r e c t o r s .— B.
R. Noble, John P. Niggeman, Jr., D. McNair, Matthew D. Wagner, J. L. Benedict.
R eport o f
F eb. 4.
R esources.
R eport of
June 30.
R eport o f
S e p t. 7.
R eport of
D ec. 2.
L oans and d is c o u n ts ......................................................
$29, 384 31
$42,054 95
$49, 450 17
$44,472 17
S to ck s, bonds and m o r tg a g e s....... ...........................
3.070 00
2,875 00
5,56© 00
5, 330 00
62
557 44
2,500
00
2, 500 00
2 ,0 0 0 00
O v e r d r a fts ..........................................................................
B anking h o u se ..................................................
220
2, 500 00
2,500
00
190 90
F u rn iture and fix tu r e s ..................................................
2 ,0 0 0 00
2 ,0 0 0 00
2 , 000 00
O ther r ea l e s t a t e .............................................................
2,808 19
3, 087 49
3, 112 79
3,158 29
.........
25, 685 54
15,486 34
7, 935 16
10,716 95
D ue from o th er banks and ban kers........................
1,591 55
1,290 33
792 35
792 35
375 01
409 00
Due from banks in r ese rv e c it ie s .........
E x ch a n g es for clearin g h o u se...................................
C h eck s and ca sh ite m s.................................................
60 45
67 00
N ic k e ls and c e n t s ......................................................
12
28
22 00
1,125 00
1, 040 00
G old co in ..............................................................................
40
30 55
750 00
1.250 00
8
S ilv e r c o in ...........................................................................
325 45
225 00
315 40
200 00
XT. S. and N a tio n a l bank n o t e s ...............................
1,996 00
3,168 00
1,750 00
2,764 00
$70,779 39
$74,373 55
$74, 549 28
$73.814 21
$2 0 ,0 0 0
$2 0 ,0 0 0
$20 , 000
$2 0 ,0 0 0
T o t a ls ......................................................
L iabilities.
C apital sto c k paid in....................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p en ses, in ter
e s t and ta x e s p a id ......................................................
00
00
00
00
700 00
700 00
850 00
850 00
466 75
1,556 05
775 14
991 43
D ividends u n p a id ............................ .................................
C om m ercial d ep osits s u b je c t to c h e c k ................
11,070 99
11,880 05
12,189 73
11,850 57
D em and co m m ercia l c e r tific a te s o f d e p o s it__
38,541 65
40,237 45
40j 061 74
39, 617
86
T im e co m m ercia l c e r tific a te s o f d e p o sit............
S a v in g s d e p o sits...............................................................
S a v in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s ou tstan d in g.....................................
D ue to banks and bankers...........................................
672 67
504 35
$74, 549 28
$73,814 21
N o te s and bills red isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o t a ls ...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$70,779 39
$74,373 55
STATE
BANKS
OF
MICHIGAN.
119
No. 111.
LOWELL STATE BANK, LOWELL.
Organized January 22, 1891.
F r a n c i s K i n g , P r e s i d e n t ; C h a r l e s M c C a r t y , V i c e P r e s i d e n t ; M. C. G r i s w o l d , C a s h i e r .
D i r e c t o r s .— M. C. Griswold, F rancis King, G. H. F orce, C harles M cC arty, F. T. King, E. L.
B en n e tt, C. B ergin, Geo. W . Parker.
R esources.
R eport o f
F eb. 4.
R eport o f
June 30.
R eport of
S e p t. 7.
R eport of
D ec. 2.
L oans and d is c o u n ts .........................................................
$18,159 11
$15,967 62
$16,977 59
$21,729 51
S t o c k s , b o n d s an d m o r t g a g e s .....................................
85, 322 54
108,564 60
107, 979 67
102,708 45
00
6,500
00
6,500
41,170 23
32,553
88
O v e r d r a fts ................................................................................
R a n k in g h o u s e ...................................................................
Furniture and fix tu r e s ..................................................
6 , 500
00
6 , 500
00
O ther rea l e s t a t e .............................................................
D ue from banks in r eserv e c it ie s ............................
24,897 22
15,020 17
1,256 38
R u e from o t h e r b a n k s and b a n k e r s ..........................
■ E xch anges fo r e l e a r in g h o u s e .....................................
C hecks and ca sh it e m s ................................................
1,163 01
972 6 Ò
713 20
N ic k e ls and c e n t s ...........................................................
80 75
51 59
93 29
69 83
Gold co in ..............................................................................
15,887 50
18, 035 00
18,105 00
17, 505 00
555 50
2,271 40
S ilv er c o in ..........................................................................
1,156 25
U . S. and N a tio n a l bank n o t e s .................................
17,568 00
T o t a ls ............................................................................
818 40
8,468
00
16,270 00
$187, 007 39
$195,849 69
$192,091 47
$175, 528 74
$25,000 00
$25, 000 00
$25,000 00
$25, 000 00
12,386
00
L iabilities.
C apital sto c k paid in .........................................................
1, 800 00
1,900
00
2 , 000 00
2 ,0 0 0 00
1,755 33
1,805 41
1,822 46
2,504 30
33,622 38
30,135 32
22,956 87
23, 493 70
S av in g s d e p o sits...............................................................
91,962 14
127, 699 27
135,714 21
117,220 13
S av in g s c e r tific a te s o f d e p o s it ...................................
32, 867 54
9, 309 69
4,597 93
5, 310 61
$187,007 39
$195, 849 69
$192, 091 47
$175, 528 74
Surplus fu n d ...........................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id .........................................................
R iv id e n d s u n p a id .................................................................
C om m ercial d ep o sits s u b je c t to c h e c k .................
R em an d o .om m ereial e e r tifio .a te s o f d e p o s i t ....
T im e e.om m ere.ial c e r t if ic a t e s o f d e p o s it..............
C e rtified c h e c k s ..
C a sh ie r 's c h e c k s o u ts ta n d in g ..........
R u e to b a n k s and b a n k e r s .............................................
N o t e s and b ills r e d is c o u n t e d ........................................
R ills p a y a b le
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
120
BANKING
DEPARTMENT.
No. 130.
ANTRIM COUNTY STATE SAVINGS BANK, MANCELONA.
Organized January 20, 1892.
C. E. B l a k e l y ,
P r e s id e n t;
I. N. R o d e n b a u g h ,
E.
V ic e P r e s i d e n t ;
L.
J. M i l l s ,
C a s h ie r .
D i r e c t o r s .— W arren E . W atson , C harles E . B lakely, P h in eas M edalie, W . H. Thom pson,
E.
L. J. Mills, I. N. R odenbaugh, C. A. Johnson, H. M. Coldren, H. T. A llerton, Geo. Crout.
R esources.
R eport o f
Feb. 4.
R eport o f
Jun e 30.
R eport of
S e p t. 7.
R eport o f
D ec. 2.
L oans and d is c o u n ts .....................................................
$35,042 28
$38, 943 48
S to ck s, bonds and m o r tg a g e s...................................
19,909 30
16,880 85
O verdrafts........................ .................................................
1,329 08
309 78
240 62
733 78
B anking h o u se ...................................................................
2,853 57
2,853 57
2,853 57
2,853 57
Furniture and fix tu r e s ..................................................
2, 329 83
2,329 83
2, 329 83
2, 329 83
O ther r ea l e s t a t e ...........................................................
2, 996 43
1,907 00
5,033 10
5, 033 10
40, 056 58
22,133 33
926 35
P r e m iu m s............................................................................
735 00
945 00
D ue from banks in r ese rv e c itie s ............................
24, 669 32
20,869 73
$36, 030 37
8 , 902
85
$45, 777 23
11,102 85
\
D ue from o th er banks and ban k ers.......................
E x ch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s .................................................
N ic k e ls and c e n ts ..........................................................
Gold co in ..............................................................................
689 43
174 29
487 10
80
57 80
140 33
36 55
1 ,2 1 0 00
1,215 00
1, 230 00
575 00
8
S ilv er c o in .......................... .............................................
1,432 35
853 70
1, 600 50
587 50
U . S. and N a tio n a l bank n o t e s ...............................
2,074 00
4,346 00
3,930 00
2, 292 00
T o t a ls ............................................................................
$95,279 39
$91,686 03
$102,834 85
$94,381 09
$20 , 000
$2 0 ,0 0 0
L iabilities.
C apital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, intere st and ta x e s p a id ......................................................
00
1. 658 10
00
$20 , 000
00
$20 , 000
00
120 00
120 00
120 00
600 45
947 52
816
10
D ividends u n p a id .............................................................
C om m ercial d ep o sits s u b je c t to c h e c k ................
43, 302 03
38, 524 25
43,185 92
37, 418 91
D em and com m ercial c e r tific a te s o f d e p o sit__
23,034 75
25, 367 24
30,337 76
25,713 05
7, 164 31
7, 074 09
T im e com m ercial c e r tific a te s o f d e p o s it...........
S a v in g s d ep o sits...............................................................
8 . 243
65
S a v in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
10, 313 03
V
120 20
C ashier’s c h e c k s o u tsta n d in g ...................................
D ue to banks and ban k ers..........................................
I
N o te s and bills red isco u n ted .....................................
Bills p a y a b le ......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$95, 279 39
$91,686 03
$102,834 85
$94,381 09
STATE
BANKS
OF
MICHIGAN.
121
No. 88.
PEOPLE’S BANK, MANCHESTER.
Organized July 18, 1871.
W m . B u r t l e s s , P r e s i d e n t ; A. F. F r e e m a n , V i c e P r e s i d e n t ; C. W . C a s e , C a s h i e r .
D i r e c t o r s . — S. W. Clarkson, C. W. C ase, F. Spafard, W. B urtless, A. F. F reem an, F. JE. Sp afard,
J. A. G oodyear, L. D. W atkins.
R esources.
R eport of
F eb. 4.
R eport of
Jun e 30.
R eport of
S e p t. 7.
R eport of
Dec.2.
L oans and d isc o u n ts......................................................
$95,735 08
$99, 336 30
$95,011 85
$29, 605 53
S to ck s, "bonds and m o rtg a g es...................................
20,023 10
29, 905 53
29,905 53
107, 694 12
O verd ra fts...........................................................................
2,218 78
2, 858 06
2,167 61
3,356 55
Ranking h o u se ...................................................................
6 , 000 00
6 ,0 0 0 00
6 ,0 0 0 00
6 ,0 0 0 0 0
Furniture and fix tu r es..................................................
1,607 13
1,607 13
1,607 13
1,607 13
O ther real e s t a t e .............................................................
32,500 00
32,500 00
32,500 00
12 , 000 00
Due from hanks in rese rv e c it ie s ............................
44,895 82
25,366 94
26,667 37
22,834 77
Due from o th er banks and b a n k ers.......................
3,284 87
151 28
. 131 28
2,557 94
308 27
Forch a n g es for cl e a,ring house
C hecks and ca sh ite m s ................................................
787 42
591 69
466 35
N ic k e ls and c e n t s ...........................................................
26 07
30 95
16 87
20 79
Gold c o in ..............................................................................
2,427 50
2,345 00
2,240 00
2,287 50
S ilv er c o in ..........................................................................
1,260
00
870 25
1 ,1 1 0 00
1,059 25
U. S. and N a tio n a l bank n o t e s .................................
1,711
00
3,186 00
4,080 00
5,016 00
$212,476 77
$204,749 13
$201, 903 99
$194, 347 85
$50, 000 00
$50,000 00
$50,000 00
$50,000 00
6 , 000 00
3,500 00
3,500 00
1, 000 00
622
2,907 90
2,785 24
4,332 00
T o ta ls .............................................................................
L iabilities.
Capital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p e n ses, in ter
e s t and ta x e s p a id ......................................................
10
"Dividends unpaid .
C om m ercial d ep o sits s u b je c t to c h e c k ...............
36, 365 25
27,398 90
29,061 04
31,249 96
D em and co m m ercia l c e r tific a te s o f d e p o s it__
119,489 42
119,653 93
116,557 71
107, 622 99
HHime co m m ercial c e r tific a te s o f d ep o sit
S av in g s deposits. ...
Savin gs c e r tific a te s o f dep osit
Certified c h e ck s
...........................................
C ashier’s c h e ck s outstan ding
Due to banks and b a n k ers..........................................
142 90
1,288 40
N o te s and hills red iscoun ted
Rills payable
T o t a ls ............................................................................
18
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$212,476 77
$204,749 13
$201,903 99
$194,347 85
122
STATE
BANKING
DEPARTMENT.
No. 172.
UNION SAVINGS BANK, MANCHESTER.
Organized June 28, 1894.
B. G. E
n g l is h
, P r e s i d e n t ; J. M. H o r n i n g , V i c e P r e s i d e n t ; E d . E. R o o t , C a s h i e r .
D i r e c t o r s .— B
G. English, G eorge H eim endinger, J. M. Horning, F red B reiten w isch er,
A. H. Kühl, C. F. Kapp, John W uerthner, A. J. W aters, John H. S ch lich t.
R esources.
R eport o f
F eh . 4.
R eport of
Jun e 30.
R eport o f
S e p t. 7.
R eport o f
D ec. 2.
L oans and d isco u n ts..................
$58,497 19
$63, 209 48
$66 ,447 25
$68,497 19
S to ck s, bonds and m ortgages,
52,051 11
50,286 11
57,163 31
64, 005 31
11 44
15 05
Banking h o u se ...............................
11,200 00
11,200 00
11,200 00
11,200 00
Furniture and fix tu r e s ...............
1, 778 30
1, 778 00
1,775 00
1, 775 00
38,531 72
52, 441 84
41,887 00
25 00
843 02
495 60
60 61
O verdrafts......................................
3 84
O ther r ea l e s t a t e .....................................
D ue from banks in rese rv e c it ie s ...
Due from o th er banks and bankers.
31,757
86
E x ch a n g e s for clearin g h o u se..
C hecks and ca sh ite m s................
804 46
771 59
744 16
N ic k e ls and c e n t s ..........................
24 04
21 79
27 16
32 03
Gold co in .............................................
1,985 00
1,756 00
1,375 00
1,950 00
S ilv er c o in .........................................
531 75
554 85
391 00
416 05
IT. S. and N a tio n a l bank n o tes
3,217 00
4,222 00
3,259 00
4, 971 00
T o t a ls ............................................
$168, 632 01
$186,281 71
$185, 111 90
$185,164 49
Capital stock paid in... ........................................
$25,000 00
$25,000 00
$25,000 00
$25, 000 00
Surplus fund................... .........................................
Undivided profits, less current expenses, inter
est and taxes paid...............................................
1,500
1, 500 00
1, 500 00
1,500
2 , 266
2,420
00
2, 716 43
Liabilities.
00
1,484 39
82
00
Dividends unpaid....................................x. ...............
14 00
Commercial deposits subject to check..............
14, 307 26
12,549 32
9, 725 28
10,338 07
Demand commercial certificates of deposit....
1,577 03
1,498 70
1,790 70
1,283 31
Time commercial certificates of deposit..........
Savings deposits..................... .................................
66 , 630
97
82,676 39
88,741 37
91, 779 18
Savings certificates of deposit...........................
58,118 36
60,790 48
55,934 55
52, 547 50
$168,632 01
$186,281 71
$185,111 90
$185,164 49
Certified checks.......................................................
Cashier’s checks outstanding..............................
Due to banks and bankers........... .......................
Notes and bills rediscounted................................
Bills payable............................................................
T o ta ls
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN.
123
No. 116.
MANISTEE COUNTY SAVINGS BANK, MANISTEE.
Organized May 4, 1891.
T h o m a s K e n n y , P r e s i d e n t ; E. G. F i l e r , V i c e P r e s i d e n t ; W . J. G r e g o r y , C a s h i e r .
D i r e c t o r s .— T hom as K enny, J. K irster, J. H. Grant, E. G. F iler, John Sm ith.
R eso u rces.
R eport o f
F eb. 4.
R eport o f
Jun e 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and d is c o u n ts ......................................................
$68,023 33
$79,309 10
$84,191 20
$103, 598 73
S to ck s, bonds and m o rtg a g es...................................
141,343 14
150, 440 50
146,443 18
173,919 41
855 81
390 71
720 46
1 ,2 0 0 00
1 ,2 0 0 00
1 , 200 00
1 ,2 0 0 00
88,810 49
66,694 85
100,115 83
58, 419 10
2,215 44
767 95
417 72
2, 960 15
62
156 31
O verdrafts...........................................................................
31
88
Ranking h o u se ...................................................................
Furniture and fix tu r e s ..................................................
O ther real e s t a t e .............................. ............................
T>ue from banks in r ese rv e c itie s ............................
One from o th er banks and ban kers.......................
F x c h a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s .................................................
N ic k e ls and c e n t s ...........................................................
254 08
201
5,300 00
202
61
5,640 00
Gold co in ..............................................................................
7,552 50
5,335 00
S ilv er c o in ..........................................................................
1,396 10
814 35
1, 913 90
U . S. and N a tio n a l bank n o t e s ...............................
744 00
18,630 00
5,759 00
T o t a ls ............................................................................
$312,394 89
$323,784 08
$346,217 60
$360,885 48
$50,000 00
$50,000 00
$50, 000 00
$50, 000 00
7, 000 00
7,000 00
7,000 00
7,000 00
870 15
2, 420 20
3,663 81
7, 382 90
D ividends u n p a id .............................................................
125 29
125 29
125 29
125 29
C om m ercial d ep o sits s u b je c t to c h e c k ...............
34,223 01
37,868 12
42,765 78
44,719 80
D em and com m ercial c e r tific a te s o f deposit —
57, 492 69
57, 631 85
63,228 81
62,371 02
162,358 18
167,885 35
179,277 73
189,286 47
325 57
853 27
156 18
$312,394 89
$323,784 08
$346,217 60
2,747 60
12,166
00
L iabilities.
Capital sto c k paid in .....................................................
Surplus fu n d ......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
T im e com m ercial c e r tific a te s o f d e p o s it...........
S a v in g s d ep o sits...............................................................
S a v in g s c e r tific a te s o f deposit.
Certified c h e ck s
.........................................................
C ashier’s c h e ck s outstan ding
Due t*o banks and b a n k e r s .........................................
N o te s and bills red iscoun ted ...................................
Rills payab le
.......................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$360,885 48
STATE
124
BANKING
DEPARTMENT.
No. 21.
MANISTIQUE BANK, MANISTIQUE.
O rganized May 16, 1889.
G e o r g e H . O r r , P r e s i d e n t ; J o h n P a t t e r s o n , V ic e P r e s i d e n t
H . W . C l a r k e , A s s i s t a n t C a s h ie r .
; C.
B . M e r s e r e a u , C a s h ie r ;
D i r e c t o r s . — M artin H . Quick, G eorge H . Orr, R obert B . W addell, C . B . M ersereau. John P a tte rso n .
R ep ort o f
F eb. 4.
R esou rces.
R eport of
Jun e 30.
R eport of
Sept.- 7.
R eport of
D ec. 2.
L oans and d isc o u n ts......................................................
$85,531 79
$120,325 20
$131,299 49
$144, 474 08
S to ck s, bonds and m o rtg a g es...................................
19,239 30
5, 812 20
26,110 96
29,187 73
O v e r d r a fts..........................................................................
14 52
314 62
221 39
B anking h o u se ...................................................................
Furniture and fix tu r es..................................................
3, 643 62
3, 625 12
3, 000 00
1.405 74
O ther rea l e s t a t e .............................................................
47, 606 00
43,825 52
39,831 36
39, 890 09
D ue from banks in rese rv e c it ie s ............................
99, 019 65
66,471 96
Due from o th er banks and b a n k e r s ......................
1,209 74
3, 045
59, 763 09
59, 812 52
66
659 02
940 13
2.152 00
E xch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s ................................................
1,272 34
587 39
1,055 30
N ic k e ls and c e n t s ...........................................................
17
98 73
51 02
57 70
00
140 00
350 00
5, 880 00
Gold co in ..............................................................................
1,580
S ilv er c o in ..........................................................................
1,093 95
1, 363 45
1, 461 30
622 15
U . S. and N a tio n a l bank n o t e s ................................
3,426 00
6 , 892
00
7,158 00
3, 435 00
T o t a ls ............................................................................
$263,637 08
$252,501 85
$270, 960 93
$287, 857 14
C apital sto c k paid in......................................................
$50, 000 00
$50, 000 00
$50, 000 00
$50,000 00
Surplus fu n d ..............................................................: ___
U ndivided profits, le ss cu rren t ex p en ses, in ter
e s t and ta x e s p a id ......................................................
22 , 000 00
22 , 000 00
22 , 000 00
22 , 000 00
815 78
6,128 57
1,728 56
3, 670 77
C om m ercial d ep osits su b je c t to c h e c k ................
133,303 11
118,398 81
128,722
20
136, 339 40
D em and co m m ercia l c e r tific a te s o f d e p o s it__
57,518 19
55, 974 47
68 , 510
17
75,711 16
L iabilities.
D ividends un paid............... ..............................................
T im e co m m ercia l c er tific a te s o f d e p o s it............
Savin gs d e p o sits...............................................................
S avin g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s ou tsta n d in g .....................................
Due to banks and b a n k ers.........................................
135 81
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le ........................................................
.....
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$263, 637 08
$252, 501 85
$270, 960 93
$287, 857 14
STATE
BANKS
OF
MICHIGAN.
125
No. 122.
THE MARINE SAVINGS BANK, MARINE CITY.
Organized S ep tem b e r 5, 1891.
J o h n W. P o r t e r , P r e s i d e n t ; F r a n k H a r t , V i c e P r e s i d e n t ; G. W . C a r m a n , C a s h i e r ; C. E. B l o o d ,
A s s i s t a n t C a s h ie r .
D i r e c t o r s . — G eo. W . Carman, M. Sicken. M. P. S c o tt, R. F olk erts, F. H art, W . F. Sanber,
C.
E. Blood, J. W. P orter, W illiam ManneL
R esources.
R eport of
F eb. 4.
R eport of
Jun e 30.
R eport of
S e p t. 7.
R eport o f
D ec. 2.
L oans and d is c o u n ts ......................................................
$134,501 46
$120,793 58
$149,537 95
$225,160 24
S to c k s, bonds and m o r tg a g e s...................................
100. 326 38
112,030 06
112,837 27
132,266 47
■Overdrafts...........................................................................
364 49
537 14
390 32
870 15
B anking h o u se ...................................................................
6 ,0 0 0 00
6 ,0 0 0 00
6 , 000 00
6 ,0 0 0 00
"Furniture and fix tu r e s ..................................................
1,930 42
1,930 42
1, 900 00
1, 900 00
o t h e r real e s t a te
.........
3,424 45
"Due from banks in rese rv e c it ie s ............................
55, 283 99
62,784 13
73,504 72
115, 164 10
D ue from o th er banks and ban kers........................
344 79
674 09
247 14
538 39
380 56
...................................
E x ch a n g e s for clearin g house
372 45
140 87
192 69
N ic k e ls and c e n t s ...........................................................
88
75
47 15
413 35
255 22
Cold c o in ..............................................................................
3. 990 44
5,012 50
5, 692 50
5, 207 50
S ilv er c o in ..........................................................................
3, 034 35
1,217 50
1,514 40
1,699 35
TT S
and N a tio n a l bank n o t e s ...............................
1,356 00
14,118 00
5,130 00
%3,346 00
T o t a ls ............................................................................
$311,026 08
$325, 517 02
$357, 308 52
$492,600 11
C apital sto c k paid in......................................................
$50, 000 00
$50,000 00
$50, 000 00
$50, 000 00
■Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, intere s t and ta x e s p a id ......................................................
1 0 ,0 0 0 00
1 0 ,0 0 0 00
1 0 ,0 0 0 00
10 , 000 00
2,230 34
6,235 33
3,019 57
4, 813 49
94,365 12
■Checks and ca sh ite m s .............................. ..................
L iabilities.
100 00
D ividends unpaid
80
00
C om m ercial d ep o sits s u b je c t to c h e c k ................
44,317 24
52, 972 42
62,529 97
D em and co m m ercia l c e r tific a te s o f d ep o sit —
4,950 84
6,129 04
1,888 84
T im e co m m ercial c e r tific a te s o f d ep o sit
S a v in g s d e p o sits...............................................................
S a v in g s c e r tific a te s o f deposit
Certified, c h e ck s
.......
..............................
C ash ier’s c h e c k s ou tstan d in g
............................
6 , 377
01
200 00
190, 716 30
199,900 23
8,711 36
200 00
$311,026 08
$325,517 02
229,670 14
327,044 49
$357, 308 52
$492,600 11
D ue to banks and bankers
N o te s and bills red iscoun ted
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
126
BANKING
DEPARTMENT.
No. 100.
MARQUETTE COUNTY SAVINGS BANK, MARQUETTE.
O rganized July 26, 1890.
N. M. K
a u f m a n , P r e s i d e n t ; E d w a r d N. B r e x t u n g , V i c e P r e s i d e n t ; S. R. K a u f m a n , S e c o n d
V ic e P r e s i d e n t ; G e o r g e B a r n e s , C a s h ie r ; W . B . M c C o m b s , A s s i s t a n t C a s h ie r .
D i r e c t o r s .— N. M. K aufm an, G eorge B arnes, S. R. K aufm an, E dw ard N. B reitung, Charles M eeske.
R eport o f
Feb. 4.
R eport of
Jun e 30.
R eport o f
S ep t. 7.
L oans and d is c o u n ts ......................................................
$202, 366 24
$221,810 97
$225,123 13
S to ck s, bonds and m o r tg a g e s ...................................
85,188 84
87,122 15
81,430 81
O verd ra fts...........................................................................
724 69
2,195 36
6,611 26
4,612 27
B anking h o u se ...................................................................
55,000 00
55, 000 00
55, 000 00
55,000 00
Furniture and fix tu r es...................................................
7,517 60
7, 517 60
7,517 60
R esources.
O ther r ea l e s t a t e .............................................................
R eport o f
D ec. 2.
$263, 910 78
59, 218
66
7,692 60
20,740 00
D ue from hanks in rese rv e c it ie s ............................
33,658 12
31,847 22
49, 253 33
96,696 04
D ue from o th er banks and ban kers........................
901 35
2,104 99
2,119 87
1,570 61
3,160 19
E x ch a n g e s for clearin g h o u se...................................
C hecks and ca sh ite m s .................................................
4, 614 15
7, 097 36
15,751 87
N ic k e ls and c e n t s ............................................................
160 55
174 01
413 01
634 04
Gold co in ..............................................................................
19,925 00
18, 500 00
18, 930 00
16,995 00
S ilver c o in ..........................................................................
3, 404 50
2,094 50
3,269 35
6,623 90
U. S. and N a tio n a l bank n o t e s ................................
18,149 00
18, 495 00
7,014 00
7, 460 00
T o ta ls .............................................................................
$431, 610 04
$453, 959 16
$472, 434 23
$544, 314 09
$ 1 0 0 ,0 0 0
$1 0 0 ,0 0 0
$ 1 0 0 ,0 0 0
$1 0 0 ,0 0 0
L iabilities.
C apital sto c k paid i n . . ....................
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p en ses, in ter
e s t and ta x e s p a id ......................................................
00
00
00
00
1 0 ,0 0 0 00
10 , 000 00
10 , 000 00
10 , 000 00
1,376 67
2, 434 99
1,489 65
1,213 15
C om m ercial d ep o sits s u b je c t to c h e c k ................
148, 614 92
183, 795 99
189,966 77
D em and co m m ercia l c e r tific a te s o f d e p o s it__
463 18
3,215 18
3,285 77
2,108 79
S avin g s d ep o sits...............................................................
148,699 14
137, 052 24
147, 654 73
181,132 49
S avin g s c e r tific a te s o f d e p o sit.................................
14, 644 55
12, 357 07
7,811 58
$431,610 04
D ividends un p aid ..............................................................
233,107
86
T im e co m m ercia l c e r tific a te s o f d e p o sit............
12 , 809
06
11, 888 69
5,103 69
7,228 25
4,863 11
$453, 959 16
$472,434 23
$544,314 09
C ertified c h e c k s ...............................................................
C ash ier’s c h e c k s ou tsta n d in g.....................................
D ue to banks and bankers...........................................
N o te s and bills r ed isco u n ted .....................................
Bills p a y a b le .......................................................................
T o ta ls ..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
MICHIGAN,
127
No. 137.
COMMERCIAL SAVINGS BANK OF MARSHALL, MARSHALL.
Organized May 18, 1892.
W i l l i a m J. D i b b l e , P r e s i d e n t ; E d g a r G. B r e w e r , V i c e P r e s i d e n t ; W . T. P h e l p s , C a s h i e r .
D i r e c t o r s . —J. M. Parsons, John W isem an, T. L. Cronin, E dgar G. B rew er, M. S. O’K e e fe ,
W . J. D ibble, G eorge P e r r ett, W . T. Phelps, W . E. B osley.
R esources. <
R eport o f
Feb. 4.
R eport of
June 30.
R eport o f
S ep t. 7.
R eport o f
D ec. 2.
"Loans and d isc o u n ts......................................................
$81,411 54
$79,852 42
$84,756 90
$74, 728
S to ck s, bonds and m o r tg a g e s ...................................
266, 324 24
270, 324 87
299, 944 87
308, 083 87
O verd ra fts...........................................................................
715 17
2,310 53
498 25
672 39
500 00
500 00
587 50
617 25
66
B anking h o u se ...................................................................
Furniture and fix tu r es...................................................
O ther r ea l e s t a t e .............................................................
P r e m iu m s........................................................ ................
3,163 64
1 ,0 0 0 00
00
1, 840 00
D ue from banks in rese rv e c it ie s ............................
142,524 24
162,186 14
131,340 62
116,980 40
D ue from o th er hanks and b a n k ers.......................
400 00
664 45
200 00
1,960
198 75
•
E x ch a n g e s for clearin g h o u se...................................
C hecks and c a sh ite m s ................................................
3,625 80
1,061 81
2,414 38
N ic k e ls and c e n t s ...........................................................
156 22
360 36
222 17
381 64
Gold co in ..............................................................................
12, 022 50
11,265 00
12,217 50
15, 515 00
S ilv er c o in ..........................................................................
2,542 50
2,225 60
2, 356 30
3,055 70
U. S. and N a tio n a l bank n o t e s ...............................
14, 547 00
5,930 00
8,284 00
15,827 00
T o ta ls .............................................................................
$527,932 85
$537,681 18
$544,782 49
$540 669 07
C apital sto c k paid in ................ .....................................
$50,000 00
$50,000 00
$50,000 00
$50, 000 00
Surplus fu n d .......................................................................
U ndivided profits, less cu rren t exp en ses, in ter
e st and ta x e s p a id ......................................................
1 0 ,0 0 0 00
10 , 000 00
1 0 ,0 0 0 00
10 , 000 00
9, 244 91
8,033 32
10,304 74
10, 809 89
60
2 ,0 0 0 00
2, 768 41
Liabilities.
Dividends un paid..............................................................
00
C om m ercial d ep osits su b je c t to c h e c k .................
90,585 90
79,527 49
94,709 52
89, 626 81
D em and com m ercial c er tific a te s o f d e p o s it__
26, 300 13
29, 387 35
22,624 15
30,098 22
341,741 91
358,733 02
357,144 08
350,134 15
$527,932 85
$537,681 18
$544,782 49
$540,669 07
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S avin g s d ep o sits...............................................................
S avin g s c e r tific a te s o f d e p o s it................................
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ....................................
D ue to banks and b a n k ers..........................................
N o te s and bills red isco u n ted .................. \ ...............
Bills p a y a b le .......................................................................
T o ta ls .............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
128
BANKING
DEPARTMENT.
No. 198.
G. W. JONES EXCHANGE BANK, MARCELLUS.
Organized July 15, 1897.
C. S. J
o n e s, P r e s id e n t;
F, S. J o n e s ,
V ic e P r e s i d e n t ;
H. B. J o n e s ,
C a s h ie r ;
G . R . C l e m e n s , A s s i s t a n t C a s h ie r .
D ir e c t o r s .—C. S. Jones, F. S, Jones, Lizzie J on es, C. H. Hudson, G. W . Kroll.
R esources.
R eport of
F eb . 4.
R eport of
June 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and d isc o u n ts....................................................
$70,657 46
$72,010 94
66
$66,694 16
S to c k s, bonds and m o r tg a g e s ...................................
38,813 64
38,293 87
38,975 87
51,847 37
29 62
346 47
1,639 19
657 04
B anking h o u se ............. 7................................................
4,500 00
4, 500 00
4,500 00
4.500 00
Furniture and fixtures....................................................
1 ,0 0 0 00
O v e r d r a fts ......................................................
$73, 406
O ther rea l e s t a te .............................................................
D ue from hanks in rese rv e c it ie s ............................
9,302 30
13.569 60
9, 981 79
17,710 59
D ue from o th er hanks and han kers........................
82 93
67 23
390 00
465 69
E x ch a n g e s for clea rin g h o u se ...................................
C hecks and c a sh ite m s ................................................
N ic k e ls and c e n t s ...........................................................
Gold co in .........................................................................
14 25
22 39
18 53
18 14
3,650 00
2,955 00
4, 045 00
4, 050 00
S ilv er c o in .........................................................................
763 30
863 50
867 85
979 35
IT. S. and N a tio n a l bank n o t e s ...............................
7, 079 00
4, 745 00
3, 480 00
5,946 00
$135, 892 50
$137, 374 00
$137,304 89
$152,868 34
$40, 000 00
$40,000 00
$40, 000 00
$40, 000 00
800
800
T o t a ls ..................................................
L iabilities.
C apital sto c k paid in.....................................
Surplus fu n d .................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
500 00
00
800
00
00
1,316 32
84 85
449 06
2,159 00
C om m ercial d ep o sits su b je c t to c h e c k ................
32, 852 26
30,502 36
27,435 18
29, 999 15
D em and co m m ercia l c e r tific a te s o f d e p o s it__
37, 550 62
42, 722 26
44,558 12
T im e com m ercial c e r tific a te s o f d e p o s it...........
23,673 30
23,264 53
24,062 53
$135, 892 50
$137, 374 00
$137, 304 89
D ividends un paid .............................................................
57, 450 61
'
22,459 58
S a v in g s d ep o sits...............................................................
S a v in g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u tsta n d in g ...................................
D ue to hanks and ban kers..........................................
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$152,868 34
STATE
BANKS
OF
129
MICHIGAN.
No. 22.
FARMERS’ BANK, MASON.
Organized Jun e 7, 1886.
M. D. C h a t t e r t o n ,
L. C. W e b b , V i c e P r e s i d e n t ; A. J. H a l l , C a s h i e r ;
R . C. D a r t , A s s i s t a n t C a s h ie r .
P r e s id e n t;
D i r e c t o r s . —H arper R eed, G eorge W . Bristol, L ew is C. W ebb, M ason D. C hatterton , J. K . Elm er,
E. A. B arnes, A. J. Hall, R. C. Dart, G eo. M. H oyt.
R esou rces.
R eport o f
F eb. 4.
R eport of
Jun e 30.
R eport o f
S ept. 7.
R eport o f
D ec. 2.
L oans and d isc o u n ts..............................
$68,079 01
$80,909 81
$83, 857 73
$83,990 35
S to c k s, bonds and m o r tg a g e s ...........
43,539 94
41,549 06
41,234 39
37, 008 58
O v e r d r a fts...................................................
131 55
262 53
87 43
1,174 93
B anking h o u se ...........................................
4,500 00
4, 500 00
4,500 00
4, 500 00
Furniture and fix tu r es...........................
1,450 00
1,450 00
1,450 00
1, 450 00
O th er rea l e s t a t e .....................................
8,137 00
8,592 64
8 , 592
8 , 592
D ue from banks in r ese rv e c it ie s . . .
48,175
86
6 , 993
64
64
95
11,909 44
11,942 65
40 00
728 45
D ue from o th er banks and bankers.
E xch a n g es fo r clearin g house.
•Checks and ca sh ite m s ...............
115 19
795 42
N ic k e ls and c e n t s .......................... .
48 01
35 74
8
52
32 48
2, 400 00
2,200 00
180
00
2,000 00
G old c o in .............................................
S ilver c o in ...................... ..................
620 40
1,540 00
429 50
1,545 30
U . S. and N a tio n a l bank n o tes
1,044 00
3, 410 00
925 00
5,500 00
T o ta ls ............................................
$178,240 96
$152,239 15
$153,214 65
$158, 465 38
$50,000 00
L iabilities.
$50, 000 00
$50,000 00
$50,000 00
6 , 000 00
6 , 500
6 , 500
6 , 500
2,490 43
2,645 22
3,104 53
5,759 69
C om m ercial d ep o sits su b je c t to c h e c k .......
73,062 91
48,049 72
45, 303 52
51, 240 47
D em and co m m ercia l c e r tific a te s o f deposit.
46,687 62
45, 044 21
48, 306 60
44, 965 22
$178,240 96
$152,239 15
$153,214 65
$158, 465 38
C apital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ............................ .........................
00
00
00
D ividends un p aid ......................................................
T im e co m m ercia l c e r tific a te s o f d e p o s it...
S avin g s d ep o sits..............................
S avin g s c e r tific a te s o f deposit.
C ertified c h e c k s ..............................
C ash ier’s c h e c k s o u tsta n d in g ..
D ue to banks and bankers.........
N o te s and bills r ed isc o u n te d ...
Bills p a y a b le .....................................
T o ta ls
17
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
«
130
STATE
BANKING
DEPARTMENT.
No. 107.
FIRST STATE AND SAVINGS BANK, MASON.
Organized O ctober 27, 1890.
O. W . H a l s t e a d , P r e s i d e n t ; L. C . W e b b , V i c e P r e s i d e n t ; F . E . D e n s m o r e , C a s h i e r ;
D. P. W h i t m o r e , A s s i s t a n t C a s h i e r .
D i r e c t o r s .— L . C. W ebb, O. W . H a lste a d , Charles J. R aynor, F. E. D ensm ore, C. E. E aton,
D.
P . W hitm ore.
R eso u rces.
R eport of
Feb. 4.
L oans and d isc o u n ts......................................................
$67,922 23
S to ck s, bonds and m o r tg a g e s ...................................
23, 905 00
O v e r d r a fts..........................................................................
73 33
R eport of
June 30.
$53,971 22
R eport of
S ep t. 7.
R eport of
D ec. 2.
$48,506 60
$34,214 95
68
25, 093 69
36,459 03
401 49
17 90
19 64
21,735
B anking h o u se ...................................................................
1,400
Furniture and fix tu r es..................................................
00
1,400
00
1,400
00
1, 400 00
O ther r ea l e s t a t e ...........................................................
Due from banks in r ese rv e c it ie s ...........................
3, 612 03
13,936 56
20 348 46
43, 978 36
Due from o th er banks and b a n k ers.......................
713 27
1,222 83
145 28
361 76
118 99
E x ch a n g es for clearin g h o u se...................................
C hecks and cash ite m s ................................................
13 03
115 95
112 14
N ic k e ls and c e n t s ...........................................................
65 95
84 61
50 02
Gold co in ..............................................................................
5, 470 00
6,155 00
S ilv er c o in ..........................................................................
557 85
596 50
2,318 30
963 20
U . S. and N a tio n a l bank n o t e s ...............................
2,283 00
3,089 00
3,229 00
1, 281 00
T o t a ls ............................................................................
$106, 015 69
$102,708 84
$107, 801 39
$125, 731 76
C apital sto c k paid in......................................................
$25,000 00
$25,000 00
$25,000 00
$25 000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p en ses, intere s t and ta x e s p a id ......................................................
6 ,0 0 0 00
5,000 00
5, 000 00
5. 000 00
2,211 15
2,024 24
2,249 15
3, 037 18
1 000 00
72 on
C om m ercial d ep o sits su b je c t to c h e c k ...............
32,051 62
31,872 39
35, 739 17
44,399 15
D em and com m ercial c e r tific a te s o f d e p o s it__
40, 752 92
37,812 21
39, 741 07
48,243 43
$106,015 69
$102,708 84
$107,801 39
$125,731 76-
6 , 580
00
59 83
6 , 875
00
L iabilities.
D ividends un paid.............................................................
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S a v in g s d ep o sits...............................................................
S a v in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u tsta n d in g .....................................
D ue to banks and bankers...........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
*
STATE BANKS
OF
MICHIGAN.
131
No. 168.
FIRST STATE BANK OF MENDON, MENDON.
Organized February 14, 1894.
J o h n G . S c h u r t z , P r e s i d e n t ; W m . B e a r d , V ic e P r e s i d e n t ; F r a n k W o l f , C a s h ie r ;
W m . F r a n k i s h , A s s i s t a n t C a s h ie r .
D i r e c t o r s .— John G . Schurtz, Wm. Beard, Frank W olf, W . L . Thoms, Josiah W olf.
R esources.
R eport o f
F eb . 4.
R eport of
June 30.
R eport of
S ep t. 7.
R eport o f
D ec. 2.
L oans and d isc o u n ts......................................................
$51,725 15
$43,853 93
$46,309 76
$52, 858 42
S to ck s, bonds and m o r tg a g e s...................................
23,900 00
30,560 00
30,375 00
31,975 00
16
47 57
O verd ra fts...........................................................................
1
Banking h o u se ...................................................................
Furniture and fix tu r es..................................................
O ther r ea l e s t a t e .............................................................
D ue f r o m banks in r ese rv e c itie s ...........................
14,298 15
14, 635 60
9,182 24
8 ,559
67
D ue from oth er banks and b a n k ers........................
E x ch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s ................................................
324 62
288 62
309 00
N ic k e ls and c e n t s ...........................................................
187
88
218 37
236 03
264 43
Gold co in ..............................................................................
4, 765 00
5,257 50
4,032 50
5,327 50
S ilv er c o in ..........................................................................
1,195 75
1, 279 50
1,239 25
854 25
U . S. and N a tio n a l bank n o te s .................................
3, 672 00
3,066 00
2, 940 00
2, 587 00
T o t a ls ............................................................................
$99, 743 93
$99,195 52
$94, 604 56
$102, 782 84
C apital s to c k paid in......................................................
$15, 000 00
$15,000 00
$15,000 00
$15,000 00
Surplus fu n d .......................................................................
U ndivided profits, less current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
6 , 000 00
6 , 000 00
6 , 000 00
6 ,0 0 0 00
31 18
1,249 46
1,781 24
3,123 12
C om m ercial d ep osits su b je c t to c h e c k ...............
15, 369 87
14, 965 69
13, 048 04
16, 490 08
D em and co m m ercia l c e r tific a te s o f d e p o s it.......
11,165 38
7,844 11
11, 855 45
L iabilities.
D ividends un paid................................................ ............
8 , 594
69
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S avin gs d ep o sits...............................................................
S avin g s c e r tific a te s o f d e p o sit.................................
2,253 13
2,810 64
3,550 11
88
51,132 55
48,120 53
46, 764 08
$99,743 93
$99,195 52
$94,604 56
$102,782 84
2,165 62
50,011
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and b a n k ers...........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le ......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
132
BANKING
DEPARTMENT.
No. 113.
STATE BANK OF MIDDLEVILLE, MIDDLEVILLE.
Organized F ebruary 17, 1891.
R . E. Combs ,
P r e s id e n t;
Mi n e r S. K e e l e r ,
V ic e
P r e s id e n t;
W . B. K e e l e r ,
C a s h ie r .
D ir e c t o r s .—R. E. Combs, W . E. K e e ler , K ittie K e e ler , M. S. K e e ler , G ertie S . K eeler.
R esources.
R eport of
F eb . 4.
R eport of
June 30.
R eport of
S e p t. 7.
R eport of
D ec. 2.
L o a n s a,nd d is c o u n t s ......................................................
$43, 422 57
$47,505 34
$54, 859 92
$54,553 69
S to ck s, bonds and m o r tg a g e s ...................................
33,233 18
31,322 58
24, 846 58
25,371 18
O v e r d r a fts ...........................................................................
63 28
46 26
Banking h o u se ...................................................................
2, 500 00
2.500
00
2,500
00
2.500
00
"Furniture and fix tu r e s ......................................................
2,500
2.500
00
2, 500 00
2.500
00
34,031 92
21,845 96
25,874 46
19,750 08
1,724 32
709 93
00
O th e r r e a l e s t a t e .................................................................
D ue from banks in rese rv e c it ie s ............................
D u e from o t h e r b a n k s and b a n k e r s ..........................
F x o h a n g e s fo r c le a r in g h o u s e ......................................
C hecks and ca sh ite m s..................................................
1,201 05
2,019 83
N ic k e ls and c e n t s ...........................................................
47 65
30 29
68
84
93 44
Gold c o in ........................................................... ..................
150 00
935 00
1, 055 00
1 ,1 2 0 00
1, 362 35
1,165 35
2,766
00
5,200 00
$121,442 12
$112,833 61
$119,794 47
$114,186 90
$25,000 00
$25, 000 00
$25, 000 00
$25,000 00
2, 325 00
2,525 00
2,525 00
2,525 00
672 39
215 34
347 92
1,052 93
S ilv er c o in ..........................................................................
630 75
TT. S. and N a tio n a l hank n o t e s .................................
3,725 00
T o t a ls ............................................................................
937 30
6,588
00
L iabilities.
C apital sto c k paid in......................................................
Surplus fu n d ............................ .........................................
U ndivided profits, less current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
D ividends u n p a id .............................................................
C om m ercial d e p o r ts su b je c t to c h e c k .................
20,627 40
17,729 87
20, 529 07
17, 827 51
D em and co m m ercia l c e r tific a te s o f d e p o s it__
72,817 33
67,363 40
71, 392 48
67,781 46
$121,442 12
$112,833 61
$119,794 47
$114,186 90
T im e com m ercial c e r tific a te s o f d e p o sit.............
S a v in g s d ep o sits...............................................................
S a v in g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
C ash ier’s c h e ck s o utstan ding.....................................
D ue to banks and ban kers...........................................
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE BANKS
OF
MICHIGAN.
133
No. 97.
MIDLAND COUNTY SAVINGS BANK, MIDLAND.
Organized S ep tem b e r 10, 1886.
S te w a r t B. Go rdo n ,
P r e s id e n t;
W m . P a t r ic k ,
V ic e P r e s i d e n t ;
D. W . C hase ,
C a s h ie r .
D ir e c t o r s .—W illiam P atrick , Geo. R ockw ell, C harles Brow n, S te w a r t B. Gordon, G eorge P e c k .
t
R eso u rces.
R eport o f
F eb . 4.
R eport o f
Jun e 30.
R eport of
S ep t. 7.
R eport o f
D ec. 2.
L oans and d is c o u n ts ......................................................
$62, 260 80
$69, 957 17
$69,842 42
$62, 822 92
S to ck s, bonds and m ortgages*...................................
22,193 22
25,608 42
27,177 90
28,466 94
O verdrafts...........................................................................
896 50
288 93
477 91
227
66
882
00
Ranking H o u s e .................................................................
882
882
Furniture and fix tu r e s ..................................................
882
O ther r ea l e s t a te .............................................................
1,193 00
1,193 00
1,193 00
713 00
Dlie from banks in rese rv e c it ie s ............................
23,245 37
25,226 76
14, 904 75
12,263 54
00
Due from o th er banks and bankers.......................
00
00
1,500
00
2,230 05
780
86
1, 550
E x ch a n g es for clearin g h o u se ...................................
C hecks and cash ite m s.................................................
637 27
N ic k e ls and c e n t s ...........................................................
69 76
25 82
116 08
63 24
Gold coin..............................................................................
2,670 00
3, 630 00
4, 005 00
5,185 00
S ilver c o in ..........................................................................
477 95
U . S. and N a tio n a l bank n o te s ................................
684 00
T o t a ls ............................................................................
234 00
88
363 60
417 15
839 85
2,462
00
1,791 00
$115,209 87
$132,007 96
$124,534 59
$114,343 30
$25,000 00
$25,000 00
$25,000 00
$25,000 00
2,250 00
2, 250 00
2,250 00
2,250 00
72 45
1,710 93
1, 543 58
1,703 35
31, 907 56
50, 438 94
43, 023 87
33,392 83
2,681
00
L iabilities.
C apital sto c k paid in.....................................................
Surplus fu n d ......................................................................
U ndivided profits, less current e x p en ses, inter
e s t and ta x e s p a id ......................................................
D ividends u n p a id .............................................................
C om m ercial d ep o sits s u b je c t to c h e c k ................
Demand com m ercial c e r tific a te s o f d e p o s it___
T im e com m ercial c e r tific a te s o f d e p o sit............
5, 807 40
4, 350 00
4, 350 00
4,250 00
S avin g s d ep o sits...............................................................
18, 216 59
20, 233 58
21, 375 17
27, 303 92
R avings c e r tific a te s o f d e p o s it ...............................
31,955 87
28,024 51
26,991 97
20,404 01
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ...................................
39 19
D ue to banks and ban kers..........................................
N o te s and bills r e d isc o u n t,e d ...................................
Rills payab le
.................................................... ............
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$115,209 87
$132, 007 96
$124,534 59
$114, 343 30
STATE
134
BANKING
DEPARTMENT.
No. 77.
FARMERS AND MERCHANTS’ BANK OF MILAN, MILAN.
O rganized D ecem b er 31, 1889.
W . H. W h it m a r s h ,
P r e s id e n t;
C. H. W il so n ,
V ic e P r e s i d e n t ;
T. W . B a r n e s ,
C a s h ie r .
D ir e c t o r s .—W . H. W hitm arsh, C. H. W ilson, M ell B arnes, T. W . B arnes, O. A. K elley .
R esou rces.
R eport o f
F eb. 4.
R eport o f
June 30.
R eport o f
S ep t. 7.
R eport o f
D e c 2.
L oans and d isc o u n ts......................................................
$62, 599 78
$69,942 91
$71, 313 00
$52,832 08
S to ck s, bonds and m o r tg a g e s...................................
26, 840 70
28,762 30
29,645 37
30,679 70
O v e r d r a fts..........................................................................
4,268 20
678 92
1,685 52
B anking h o u se ...................................................................
766 51
2, 482 67
Furniture and fix tu r es..................................................
2 ,1 0 0 00
2 ,1 0 0 00
2 ,1 0 0 00
O ther rea l e s t a te .............................................................
6 , 695
6 , 642
40
6,607 72
6,515 60
12,142 22
5,265 06
28, 347 07
66
7, 374 05
3,541 50
4, 431 72
1, 495 56
D ue from banks in rese rv e c it ie s ............................
D ue from oth er banks and b a n k ers.......................
28
16, 249 96
4,100
2 ,1 0 0 00
E x ch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s .................................................
1,135 60
222 15
42 44
N ic k e ls and c e n t s ...........................................................
34 62
45 00
37 03
30 92
Gold co in ..............................................................................
2,597 50
1,095 00
1,065 00
2,240 00
S ilv er c o in ..........................................................................
1,169 50
188 95
416 00
167 80
U . S. and N a tio n a l bank n o t e s ...............................
1,957 00
4,177 00
3,061 00
5,282 00
T o t a ls ............................................................................
$129, 748 80
$133, 370 90
$124,779 64
$137, 371 63
$25, 000 00
$25,000 00
$25,000 00
$25, 000 00
5, 000 00
5, 000 00
5,000 00
5, 000 00
1,126 30
3,074 74
2,241 09
2,760 41
Liabilities.
C apital s to c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
D ividends un paid.............................................................
15 00
15 00
C om m ercial d ep o sits su b je c t to c h e c k .................
23,435 52
19,015 65
15, 501 95
23, 216 76
D em and co m m ercia l c e r tific a te s o f d e p o s it__
70,270 41
76,261 09
71,887 18
76,158 30
4,901 57
4,999 42
5,149 42
5, 036 16
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S a v in g s d e p o s its ..............................................................
S a v in g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
5 00
200 00
C ashier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and bankers...........................................
N o te s and bills r ed isco u n ted .....................................
B ills p a y a b le .....................................................................
T o ta ls .............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$129, 748 80
$133, 370 90
$124,779 64
$137, 371 63
STATE
BANKS
OF
MICHIGAN.
135
No. 202.
WAKEFIELD STATE BANK, MORENCI.
Organized January 10, 1898.
C. C. W a k e f ie l d ,
P r e s i d e n t : F r a n k E. Ca w l e y , V i c e P r e s i d e n t ;
Cash E. W a k e f ie l d , A s s i s t a n t C a s h i e r .
C. A. W il s o n ,
C a s h ie r ;
D ir e c t o r s .—C. C. W akefield, J. O. W akefield, Cash E. W akefield, F. E. C aw ley, C. A. W ilson.
R eport o f
F eb. 4.
R eport o f
June 30.
R eport o f
S ep t. 7.
L oans and d is c o u n ts ..............................
$144, 510 10
$190,848 74
$208,955 76
$234, 825 48
S to ck s, bonds and m o r tg a g e s ...........
63,829 50
60, 429 50
62, 904 50
68,849 50
O verdrafts .................................................
98 28
B anking h o u se ...........................................
5.000 00
Furniture and fix tu r e s ..........................
2.000 00
R esources.
R eport of
D ec. 2.
53 91
488 35
5.000 00
5.000 00
5.000 00
2.000 00
2.000 00
2.000 00
66
42,966 13
33, 095 10
16,464 67
C h eck s and c a sh ite m s .........................
1,756 00
277 39
1,581 40
409 46
N ic k e ls and c e n t s ....................................,
68
39
69 45
101 64
65 92
3,427 50
3, 130 00
3, 337 50
4, 417 50
O th er r ea l e s t a t e .....................................
D ue from banks in r ese rv e c it ie s ...
37,373
D ue from o th er banks and bankers.
E x ch a n g e s for clea rin g h o u s e .........
Gold co in ............................................. .
.
S ilver c o in ...................................................
836 75
986 10
1, 562 25
798 20
U . S. and N a tio n a l bank n o t e s .........
4,989 00
7,969 00
11, 496 00
6,065 00
$263,889 18
$313,676 31
$330,088 06
$339, 384 08
$30,000 00
$30, 000 00
$30, 000 00
$30, 000 00
11,000 00
11,000 00
T o ta ls .
L iabilities.
C apital sto c k paid in .................
Surplus fu n d .................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id .................................................
11,500
00
11.500
00
6,567 38
66
6,283 29
53,162 64
36,197 90
44, 858 00
50,162 37
32,705 59
43,731 76
43,195 90
137, 957 35
181,127 42
202,375 11
203,262 80
$263, 889 18
$313,676 31
$330, 088 06
$339,384 08
1,587 13
5,680
D ividends u n p a id .............................................................
C om m ercial d ep o sits s u b je c t to c h e c k .................
D em and com m ercial c e r tific a te s o f d e p o s it__
33,182 33
T im e co m m ercia l c e r tific a te s o f d e p o sit.............
S avin g s d ep o sits...............................................................
S avin g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s .......................... » ..................................
C ashier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and ban kers.........................................
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le .......................................................................
T ota ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
136
BANKING
DEPARTMENT.
No. 51.
MOUNT CLEMENS SAVINGS BANK, MOUNT CLEMENS.
Organized May 30, 1877.
Ol i v e r Ch a p a t o n ,
P r e s id e n t;
F . G. K e n d r ic k ,
V ic e P r e s i d e n t ;
George A. S k i n n e r ,
C a s h ie r .
D ir e c t o r s .—A. G renier, F. G. K endrick, Oliver Chapaton, John R oskopp, W illiam C ottrell,
T. L ungershausen, John T. N urm eley, John J. Sherm an.
R esou rces.
R eport o f
Feb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and d is c o u n ts ..............................
$377, 047 69
$370,195 53
$334,124 92
$374,032 34
Stocks^ bonds and m o r tg a g e s ............
335, 427 20
347,247 55
356,302 55
355 540 05
O v erd ra fts...................................................
1, 318
96
1,729 16
1,734 60
787 70
21, 000 00
21,000 00
21,000 00
21,000 0d
400 00
3,400 00
3, 400 00
3, 400 00
152,321 91
107,058 49
190,768 58
115,024 32
B anking h o u se ...........................................
Furniture and fix tu r es............................
3,
O ther r ea l e s t a t e .....................................
D ue from banks in rese rv e c it ie s ...
D ue from o th er banks and ban kers.
969 48
104
88
E x ch a n g es for clearin g h o u se...........
C hecks and ca sh ite m s .........................
313 23
492 29
1,730 91
N ic k e ls and c e n t s ...................................
430 47
31 37
123 63
115 49
Gold c o in ......................................................
922 50
18,757 50
23,030 00
24, 815 00
1, 537 54
S ilv er c o in ..................................................
982 95
3,116 58
U . S. and N a tio n a l bank n o t e s .........
451 00
16,146 00
14,291 00
15,841 00
923,615 91
,143 95
$949,821 47
$915, 470 29
$50, 000 00
$50,000 00
T o ta ls.
3,210 40
3,376 85
L iabilities.
C apital sto c k paid in.................
$50,000 00
$50, 000 00
10,000 00
10,000 00
10,000 00
10 . 000 00
73, 363 63
86,860 97
77,968 85
84,257 48
C om m ercial d ep o sits s u b je c t to c h e c k .................
108,541 96
128, 877 73
171,397 02
D em and co m m ercia l c e r tific a te s o f d e p o s it__
3,906 99
3,856 99
2,408 32
157, 956 82
i
2, 308 32
S a v in g s d ep o sits...............................................................
459,520 30
434,127 16
453,192 27
440,172 64
S avin gs c e r tific a te s o f d ep o sit.................................
217,518 03
176,421 10
183,583 14
170, 775 03
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
D ividends un paid............................................................
T im e com m ercial c e r tific a te s o f d e p o s it.............
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s ou tsta n d in g .....................................
765 00
1,271 87
Due to banks and bankers...........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
0,143 95
,821 47
$915, 470 29
STATE BANKS
OF
MICHIGAN.
137
No. 158.
ULLRICH SAVINGS BANK, MOUNT CLEMENS.
Organized May 12, 1893.
E r n s t J. Ol d e ,
P r e s id e n t;
W m . D. W il so n , V i c e P r e s i d e n t ; R. C. U l l r ic h ,
P a u l J. U l l r ic h , C a s h i e r .
2 d V ic e P r e s i d e n t ;
D ir e c t o r s —P a u l J. U llrich, A . Martin K eeler, Wm. D. W ilson, E rnst J. Olde, O scar C. Lungerhausen, R euben C. U llrich, John P riehs, Prank E. N ellis, F ran cis P . U llrich.
R eport of
D ec. 2.
Reporc o f
F eb . 4.
R eport of
June 30.
R eport o f
S e p t. 7.
L oans and d is c o u n ts ......................................................
$261,304 57
$284,121 63
$295, 451 99
$294,068 45
S to c k s bonds and m o r tg a g e s ...................................
138,045 04
173,678 67
175,427 35
183,114 85
O verdrafts...........................................................................
454 28
2,132 77
1,151 14
1,022 17
R a n k i n g h o u s e ...............................................................................
8 ,0 0 0 00
8 , 000 00
8 ,0 0 0 00
8 , 000
" F u r n i t u r e and fix tu r e s ..................................................
2 ,0 0 0 00
2 , 000 00
2 ,0 0 0 00
2 ,0 0 0 00
61,248 02
34,965 30
56,763 83
92,253 52
7,571 32
9, 347 00
937 04
R esources.
Q fber real e s t a te
CO
......................................................
R u e . f r o m b a n k s in r e s e r v e e i t i e s .................................
f r o m o t h e r b a n k s a n d b a .n k e r s
E x c h a n g e s f o r c l e a n i n g h o u s e ..........................................
C h e e k s and cash i t e m s .................................................
51 64
1,421 69
1,896 82
N ic k e ls and c e n t s ...........................................................
102 85
72 05
297 72
Gold coin..............................................................................
18,575 00
22, 870 00
25,170 00
268
68
25,080 00
S ilv er c o in ..........................................................................
740 70
1,701 35
3,211 75
1,563 30
U . S. and N a tio n a l bank n o t e s ...............................
3,398 00
7,775 00
7,428 00
6,132 00
T o ta ls ............................................................................
$501,491 42
$548,085 46
$576, 798 60
$614, 440 01
$ 1 0 0 ,0 0 0
$100 , 000
$ 1 0 0 ,0 0 0
$ 100, 000
Liabilities.
C apital sto c k paid in......................................................
Surplus fu n d .. .................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
00
00
00
00
2 0 ,0 0 0 00
2 0 ,0 0 0 00
2 0 ,0 0 0 00
2 0 ,0 0 0 00
7, 627 12
9,676 34
13,177 93
17,272
86
D i v i d e n d s u n p a i d ..............................................................
40 00
4,040 00
C om m ercial d ep o sits su b je c t to c h e c k ................
69,689 83
62,817 40
80,719 21
78,178 12
4,269 07
29, 847 73
13, 970 06
10, 772 27
S avin gs d ep o sits...............................................................
164,442 42
221,564 50
244, 062 03
267,525 62
S a v i n g s c e r t i f i c a t e s o f d e p o s i t .................................
135,422 98
100,139 49
104,869 37
120,691 14
$548,085 46
$576,798 60
$614,440 0!
D em and com m ercial c e r tific a te s o f d e p o s it__
T i m e c o m m e r c i a l c e r t i f i c a t e s o f d e p o s i t ............
C e r tif ie d c h e c k s . ..
C a s h i e r ’s c h e c k s o u t s t a n d i n g ...................................
D u e to b a n k s a n d b a n k e r s ....
/
N o t e s a n d b i ll s r e d i s c o u n t e d
R ills p a y a b l e
.................................................................................
T o t a ls ............................................................................
1«
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$501,491 42
STATE
138
BANKING
DEPARTMENT.
No. 170.
EXCHANGE SAVINGS BANK, MOUNT PLEASANT.
Organized May 1, 1894.
John K in n e y ,
P r e s i d e n t ; L. N. S m it h , V i c e P r e s i d e n t s ; George
W il l ia m C. D u s e n b u r y , A s s i s t a n t C a s h i e r .
A. D u s e n b u r y ,
C a s h ie r ;
D ir e c t o r s .—D. H. N elso n , G eo rg e A. Dusenbury, L ev i N . Sm ith, John K inney, Charles M. Brooks.
W illiam C. Dusenbury, O scar F. Sh eld on.
R esources.
R eport o f
Feb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
R eport o f
D ec. 2.
L oans a,nd d is c o u n ts ......................................................
$85,906 16
$89, 620 87
$92,809 90
S to c k s "bonds a,nd m o r tg a g e s ...................................
11,011 57
11,232 13
11,761 39
15,190 51
6,503 85
6,503 85
O verdrafts...........................................................................
457 76
"Ranking h o u se ...................................................................
6,503 85
"Furniture and fix tu r e s ..................................................
1,815 84
O ther real e s t a t e .............................................................
85
66
3 64
77 11
6 , 503
$95,233
1,817 59
1 817 59
1, 817 59
3,880 76
3, 880 76
3,880 76
"Due from ba.nks in r ese rv e e it ie s ............................
32, 769 34
25,154 87
28, 009 74
28, 896 10
R ue from o th er banks and bankers........................
12 67
402 37
200 41
200 41
L x oh a.nges for clea rin g h o u se ..................................
243 84
468 38
411 82
743 06
O heeks a.nd cash ite m s ,,..............................................
1,486 31
906 89
346 67
263 30
N ic k e ls and c e n t s ...........................................................
184 49
93 58
73 25
9 81
Oold co in ..............................................................................
2,040 00
2 , 000 00
2,070 00
2, 320 00
S ilv er c o in ......................................... ................................
1,240 00
TT. S . and N a tio n a l bank n o t e s ...............................
14,541 00
T o t a ls .............................................»..............................
$158,212 83
$50,000 00
590 00
6 , 993
00
355 00
995 00
00
11,985 00
$149,741 40
$155,018 38
$168,042 69
$50, 000 00
6 , 778
L iabilities.
$50, 000 00
$50,000 00
35
6,206 92
6,206 92
6,206 92
261 44
91 14
654 00
2, 333 31
C om m ercial d ep o sits s u b je c t to c h e c k ................
61, 675 67
50,762 98
56, 563 49
69,889 27
D em and co m m ercia l c e r tific a te s o f d ep o sit —
20,850 55
21,787 35
23,263 55
19,390 36
C apital sto c k paid in..............................................
Surplus fu n d .......................................................................
U ndivided profits» le ss cu rren t ex p en ses, in ter
e s t and ta x e s p a id ......................................................
6 , 002
D ividends u n p a id .............................................................
1,750 00
T im e com m ercial c e r tific a te s o f d e p o sit............
S av in g s d ep o sits...............................................................
5, 945 07
8,360 54
7, 706 37
8,758 56
S av in g s c e r tific a te s o f d e p o sit.................................
13, 477 75
10,782 47
10,624 05
11,464 27
$158,212 83
$149, 741 40
$155, 018 38
$168, 042 69
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ...................................
D ue to banks and ban kers...........................................
N o te s and bills r ed isc o u n te d .....................................
Rills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
139
MICHIGAN.
No. 189.
MUNISING STATE BANK, MUNISING.
Organized July
R. E. Mo r r is o n ,
P r e s id e n t;
Geo . L. B u r t is ,
8,
1896.
V ic e P r e s i d e n t ;
Cl a u d e W . Case ,
C a s h ie r .
D ir e c t o r s .—Geo. L. Burtis, C laude W . C ase, R o b ert E. Morrison, H. N . Morris, Geo. R. Hill.
R eport o f
F eb. 4.
R esou rces.
R eport o f
Jun e 30.
R eport of
S e p t. 7.
R eport of
D ec. 2.
L oans and d is c o u n ts ......................................................
$47,705 46
$46,305 19
$42, 932 50
$49, 997 89
S to c k s bonds a n d m o r t g a g e s .........................................
5,812 58
11,594 83
15,864 33
15, 605 83
573 81
508 98
683 43
200 00
200 00
80
369 17
O verdrafts
..........................................................*.........
Furniture and f i x t u r e s ..................................................
210
1,851 99
2,312
10
1,878 19
200 00
200 00
D ue fr^rn banks in r e s e r v e c i t i e s .................................
21, 461 40
13, 303 40
17,256 71
17, 308 27
Duo f r o m o t h e r b a n k s a ,n d ban kers........................
3,144 78
4,000 00
8,541 47
7,238 96
221 39
16
164 72
2,368 44
Jvfjc^cls a n d c e n t s ......................................................................
47 22
74 20
56 74
73 51
Gold c o i n ............................................................................
920 00
670 00
855 00
927 50
C heck 51 and c a s h i t e m s ..........................................................
101
S ilv er coin ........................................................................
1,017 70
627 65
1, 470 45
1,401 50
XT S and N a tio n a l b a .n k n o t e s .....................................
2,135 00
3, 904 00
3, 733 00
2, 737 00
T o ta ls r..........................................................................
$83, 329 91
$81,722 14
$95,814 06
$99, 902 14
O
O
O
O
o
00
<
M
$29, 000 00
L iabilities.
Capital s t o c k paid in......................................................
Surplus f u n d ....................................................................................
U ndivided profits, le ss current ex p en ses, intere st and ta x e s p a id ......................................................
$29,000 00
$29,000 00
1 ,0 0 0 00
1, 000 00
1, 250 00
1,250 00
940 39
2, 697 52
2,431 91
3, 290 95
36,610 75
46, 623 76
44, 873 07
795 00
1.192 09
1, 385 00
3,433 03
5,956 72
6,905 39
7, 441 29
8 , 633
4,316 39
5, 357 39
9,421 92
............. ♦ ........
n o m m e r c i a .l d e p o s i t s su b je c t to c h e c k ................
D em and co m m ercia l c e r tific a te s o f d ep o sit —
S avin g s d ep o sits...............................................................
S avin g s c e r tific a te s o f d ep o sit.................................
C ertified ch e ck s
42,700
88
3,936 92
250 00
...................................
2,074 71
D ue to banks and b a n k ers.......................... .......
T o t a l s n ..........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
17
$83,329 91
$81,722 14
$95, 814 06
$99,902 14
140
STATE
BANKING
DEPARTMENT.
No. 60.
MUSKEGON SAVINGS BANK, MUSKEGON.
O rganized D ecem b er 1, 1887.
H. N. H o v e y ,
P r e s id e n t;
J. F. D en sl o w , V i c e P r e s i d e n t ; C. C. B il l in g h u r s t ,
F . E. H ammond , C a s h i e r .
2d
V ic e P r e s i d e n t ;
D ir e c t o r s .—C. C. B illinghurst, F. E. H am m ond, P au l S. Moon, H. N. H o v ey , J. F. D enslow
W illiam C arpenter, C. L. Thom pson, Thos. Munroe.
R esources.
R eport o f
F eb. 4.
R eport o f
Jun e 30.
R eport of
S ept. 7.
$166,786
L oans and d isc o u n ts..............................
$178, 471 21
$169,457 49
S to ck s, bonds and m o r tg a g e s...........
62,991 51
81,056 77
O v erd ra fts................... ...............................
163 74
R eport of
D ec. 2.
22
$185, 639 37
82,164 55
85,360 55
1,146 70
576 14
Banking h o u se ...........................................
Furniture and fix tu r es..........................
3, 300 00
3, 300 00
3,300 00
3, 300 00
O ther r ea l e s t a t e .....................................
18, 496 44
23, 466 39
23,355 69
23,218 42
1 ,0 0 0 00
1,000 00
1 ,0 0 0 00
D ue from banks in r ese rv e c it ie s ...
21, 465 98
10, 385 16
39,148 74
26, 957 39
D ue from oth er banks and bankers.
29, 600 17
26,023 48
E x ch a n g es for clearin g h o u se...........
1,171 39
864 38
P rem iu m .......................................................
328 50
6 , 562
10 00
09
6,600 26
424 41
C hecks and cash ite m s ........................
512
02
1,563 74
536 12
N ic k e ls and c e n t s ....................................
336 33
152 33
142 34
136 62
Gold co in ......................................................
3,672 50
3, 355 00
4,120 00
4,31,0 00
S ilv er c o in ...................................................
1,544 80
3,322 60
U . S. and N a tio n a l bank n o t e s ........
11,977 00
7, 967 00
$333, 703 09
T o ta ls .
2,274 65
13,506
1,695 35
00
13,189 00
$331, 914 34
$344, 371 60
2,417 51
$50,000 00
$50,000 00
$50, 000 00
$50,000 00
5,400 '00
5,700 00
5, 700 00
5,700 00
499 49
3S3 76
1,222 72
3, 279 56
L iabilities.
C apital s to c k paid in................
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p en ses, in ter
e s t and ta x e s p a id ................................................
D ividends un p aid ...........................................................
100 00
1,250 00
C om m ercial d ep o sits su b je c t to c h e c k ...............
52,806 04
44,216 83
43,002 54
26,075 67
D em and co m m ercia l c e r tific a te s o f d e p o s it...
24,872 35
33, 628 94
28,740 82
30, 496 47
191,924 03
196, 734 81
215, 693 78
236, 865 81
T im e com m ercial c e r tific a te s o f d e p o s it.........
S av in g s d ep o sits...........................................................
S a v in g s c e r tific a te s o f d ep o sit................................
C ertified c h e c k s ..............................................................
C ashier’s c h e ck s o u t s ta n d in g ................................
D ue to banks and bankers.........................................
8 . 101 18
11 74
N o te s and bills r ed isco u n ted ....................................
B ills p a y a b le..........................................................
T o ta ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$333, 703 09
$331, 914 34
$344, 371 60
$352,417 51
I
STATE BANKS
OF
MICHIGAN.
141
No. 19.
FARMERS AND MERCHANT’S BANK, NASHVILLE,
Organized D e cem b er 15, 1888.
W . H. K l e in h a n s ,
P r e s id e n t;
G. A . T r u m a n ,
V ic e P r e s i d e n t ;
C. A . H o u g h ,
C a s h ie r .
D ir e c t o r s .—L. E. K nappen, G. A. Truman, W. H. K leinhans, C. W . Sm ith, S. F . Hinehm an,
H.
R. Dickinson, B. R. R ose.
R eport o f
F eb. 4.
R esources.
R eport of
June 30.
R eport Of
S e p t. 7.
R eport of
D ec. 2.
TiOans and d isc o u n ts......................................................
$75,214 12
$89,466 53
$86 , 336 55
$88,182 19
S to c k s bonds a,nd m o r tg a g e s ...................................
17,574 44
12,623 46
16, 966 97
17,221 91
O verdrafts . . . ...................................................................
98
88
440 91
504 01
477 33
Ranking h o u se ...................................................................
2 ,1 0 0 00
2 ,1 0 0 00
2 ,1 0 0 00
2 ,1 0 0 00
"Furniture and fix tu r es..................................................
1,518 23
1, 518 23
1,518 23
1, 518 23
8 , 314
5, 936 36
o th e r rea>l e s ta te
80
D ue from ha,nks in rese rv e e it ie s ............................
16,092 58
5, 849 48
Rue from o th er ba,nks and ban kers........................
15,088 34
13,215 00
9,302 73
C h eck s and cash it e m s ,..............................................
547 79
440 18
439 26
N ic k e ls and c e n t s ...........................................................
32 25
13 62
22 20
5 97
Gold coin..............................................................................
2, 720 00
2,405 00
2,185 00
2,640 00
8,280
00
E x ch a n g e s for clea,ring house
180
00
550 00
00
4, 337 00
2, 928 00
3,542 00
$134, 306 63
$133,089 41
$131,167 75
$13p, 696 72
$25,000 00
$25,000 00
$25,000 00
$25, 000 00
5,000 00
5,000 00
5, 000 00
5, 000 00
528 16
500 00
1,104 93
1, 777 71
S ilv er c o in ..........................................................................
1, 040 00
TJ. S. and N a tio n a l bank n o t e s ...............................
2,280
T o t a ls ............................................................................
612 73
680
00
L iabilities.
Ca,pita,l sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
R ividends unpaid
. . . . , .....................................
8 00
1,008
00
C om m ercial d ep o sits su b je c t to c h e c k ...............
19,147 36
16,294 49
14,651 65
17,394 08
D em and co m m ercia l c er tific a te s o f d ep o sit —
84,623 11
85,286 92
85,411 17
79, 474 93
T im e co m m ercial certificn.tes o f d ep o sit
.......
S av in g s dep osits
S a v in g s c e r tific a te s o f dep osit
2,050 00
Certified ch e ck s .............................................................
C ashier’s c h e ck s outstan ding
Rue to banks a>nd ba.nkers
.. .
N o te s and bills red iscoun ted
Rills payab le
..........................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$134,306 63
$133,089 41
$131,167 75
$130,696 72
STATE
142
BANKING
DEPARTMENT.
No. 36.
THE PIONEER BANK, NORTH BRANCH.
O rganized July 30, 1885. R eorganized O ctob er 1, 1889.
C. W . B a ll a r d ,
P r e s id e n t;
A l b e r t S. S holes ,
V ic e P r e s i d e n t ;
W . Ma h o n ,
C a s h ie r .
D ir e c t o r s .—Geo. P e c k , A lb ert H. L e e te , C. W. Ballard, A . S. S b oles, W illiam Mahon,
J a m e s E. L e e te , J. H. V andecar.
R eport o f
F eb . 4.
R esources.
R eport of
Ju n e 30.
R eport o f
S e p t. 7.
R ep ort of
D ec. 2.
$92,890 74
$95,273 38
88
43, 754 58
49,839 87
155 78
81 70
627 46
878 94
B anking h o u se ...................................................................
3,000 00
3,000 00
3,000 00
3, 000 00
Furniture and fix tu r e s ..................................................
500 00
500 00
500 00
500 00
Due from banks in rese rv e c it ie s ............................
12,006 97
4,160 54
9,419 46
11,127 80
Due from o th er banks and bankers........................
1,923 15
645 09
494 30
2, 327 41
638 94
L oans and d is c o u n ts ......................................................
$69, 943 93
S to ck s, bonds and m o r tg a g e s ...................................
51,263 12
O verdrafts...........................................................................
$87,480 97
45,532
O ther real e s t a t e .............................................................
In te r est, e x p e n ses and ta x e s paid
....................
1, 340 51
E x ch a n g es for clearin g h o u se..................................
C hecks and ca sh ite m s.................................................
540 76
805 06
737 90
N ic k e ls and c e n t s ...........................................................
32 22
61 07
121 36
Gold co in ..............................................................................
2 ,2 0 0 00
1,540 00
1,980
00
37 03
1,125 00
S ilv er c o in ..........................................................................
547 80
523 80
495 70
420 35
U. S. and N a tio n a l bank n o t e s ................................
2,614 00
1, 462 00
2, 809 00
4,040 00
T o t a ls ............................................................................
$144,727 73
$145,793 11
$158,171 01
$169, 208 72
C apital s to c k paid in......................................................
$50,000 00
$50,000 00
$50,000 00
$50, 000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
4,400 00
4, 600 00
4,600 00
4,600 00
18
21
*732 77
2, 422 02
L iabilities.
204 67
D ividends u n p a id .............................................................
C om m ercial d ep o sits su b je c t to c h e c k ................
24,675 20
16, 484 76
15, 260 57
21,617 05
D em and co m m ercia l c e r tific a te s o f d e p o s it__
1,609 80
1,359 80
1, 359 80
1,159 80
T im e com m ercial c e r tific a te s o f d e p o sit.............
S a v in g s d e p o sits...............................................................
37,046 59
43,100 34
43,152 85
48,909 97
S a v in g s c e r tific a te s o f d e p o s it.................................
26,764 05
25,156 05
29,503 63
26,139 52
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u tsta n d in g ....................................
D ue to banks and bankers...........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o t a ls .........................................................................
* Gross undivided profits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
5,000 00
13, 000 00
14,000 00
27 42
73 95
561 39
360 36
$144,727 73
$145,793 11
$158,171 01
$169,208 72
STATE
BANKS
OF
MICHIGAN.
143
No. 145.
NORTH VILLE STATE SAVINGS BANK, NORTHVILLE.
Organized D ecem b er 10, 1892.
L. W . S im m ons ,
P r e s id e n t;
E. A . Ch a pm a n , F i r s t V i c e P r e s i d e n t ; F r a n k A . Mil l e r ,
V i c e P r e s i d e n t ; L. A . B a b b it t , C a s h i e r .
Second
D ir e c t o r s .—E rw in A. Chapman, L a w re n c e W . Sim m ons, J. M orrell Sim m ons, F. G. Ferrill,
F rank A. Miller, Chas. H. Coldren, Chas. Y erk es.
R esources.
R eport o f
F eb . 4.
R eport of
June 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
T..oans and d isc o u n ts......................................................
$100,418 75
$105,579 08
$117,092 06
$101,627 93
S to c k s bonds and m o r tg a g e s ...................................
19,700 00
20,350 00
20, 325 00
25, 565 00
O v e r d r a fts..........................................................................
3, 623 53
11 83
35 08
24 64
Ranking h o u se ...................................................................
3, 300 00
3,300 00
3, 300 00
3, 300 00
"Furniture and fix tu r es..................................................
1, 250 00
1,250 00
1,250 00
1, 250 00
32,569 30
29,741 70
739 01
O ther real e s t a t e .............................................................
R ue from hanks in r ese rv e e it ie s ............................
18, 439
68
37, 829 21
R ue from o th er banks and b a n k ers......................
E x ch a n g es for clearin g h ou se...................................
C heeks and cash ite u is ................................................
109 45
101 00
79 60
N ic k e ls and c e n t s ...........................................................
75 55
61
22
122 91
70 24
Gold co in ..............................................................................
2 , 000 00
2,500
00
2, 500 00
S ilv er c o in ..........................................................................
170 00
105 00
585 00
455 00
TT. S. and N ation al hank n o t e s ...............................
3,990 00
4,145 00
3.537 00
4,576 00
T o t a ls ............................................................................
$167,206 58
$167, 782 84
$167,287 73
$177,277 62
C apital s to c k paid in......................................................
$25,000 00
$25, 000 00
$25, 000 00
$25,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a i d ....................................................
2,250 00
2, 250 00
2,250 00
2,250 00
616 75
2,090 43
2,572 72
3, 203 62
17,471 54
35,142 24
2,500
00
Liabilities.
R ividends un paid.............................................................
21 00
C om m ercial d ep o sits su b je c t to c h e c k ...............
27, 816 98
22, 478 84
S avin g s d e p o sits...............................................................
48,500 92
64,872 92
73,342 73
65, 797 17
S avin g s c e r tific a te s o f d ep o sit.................................
63,000 93
51,091 55
46, 650 74
45,884 59
$167,206 58
$167,782 84
$167,287 73
$177,277 62
D em and co m m ercia l c e r tific a te s o f d e p o s it__
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
Certified c h e c k s ......................................................... .. .
C ashier’s c h e c k s o u tsta n d in g ...................................
Due to banks and b a n k ers.........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a v a b le ........................ ..................................... -.
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
144
STATE
BANKING
DEPARTMENT.
No. 214.
THE STATE BANK OF ONTONAGON, ONTONAGON.
O rganized May 1, 1899.
J ames Me r c e r ,
P r e s id e n t;
S. L o r a n g e r ,
V ic e P r e s i d e n t ;
C. Me i l l e u r ,
C a s h ie r .
D ir e c t o r s .—J a m es M ercer, C. M eilleur, S. L oranger, A. H alter, L. J. Longpre.
R eport o f
F eb . 4.
R eso u rces.
R eport of
J une 30.
R eport of
S ep t. 7.
$44,001 54
R eport of
D ec. 2.
L oan s and d isc o u n ts......................................................
$44,751 28
S to ck s, bonds and m o r tg a g e s ...................................
3,202 10
O verd rafts............................................................................
174 93
12 54
63 24
Banking h o u se ...................................................................
500 00
500 00
500 00
Furniture and fix tu r e s ..................................................
$2, 450 00
42,911 77
68
1,176 15
D ue from banks in rese rv e c it ie s ............................
9,741 38
9,653 98
11,652 32
D ue from o th er banks and ban kers........................
599 29
4. 038 15
1, 170 31
N ic k e ls and c e n t s ...........................................................
34 08
87 69
50 46
Gold co in ..............................................................................
2 , 000 00
1, 000 00
1,425 00
1,165
1 , 220
18
O ther r ea l e s t a t e .............................................................
E x p e n s e ...........................................................
..........
1 40
E x ch a n g e s for clearin g h o u se...................................
C hecks and ca sh ite m s.................................................
178 58
S ilv er c o in ..........................................................................
385 00
400 00
IT. S. and N a tio n a l bank n o t e s ...............................
1, 005 00
2 ,0 0 0 00
6 , 475
00
T o t a ls ............................................................................
$63,558 74
$62, 871 45
$68,705
86
$15,000 00
$15, 000 00
$15, 000 00
*161 65
573 96
45,353 35
39,674 59
34 729 91
2,721 50
7, 510 36
17, 986 69
157 55
273 80
367 30
141 50
609 00
Liabilities.
C apital sto c k paid in......................................................
Surplus fu n d .................................................................
U ndivided profits, less cu rren t ex p en ses, in ter
e s t and ta x e s p a id ......................................................
D ividends u n p a id ..........................................................
C om m ercial d ep o sits su b je c t to c h e c k ................
C om m ercial c e r tific a te s o f d ep o sit..........................
S a v in g s d e p o sits...............................................................
S a v in g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s .............................................
C ash ier’s c h e c k s o u tsta n d in g ...................................
483 89
D ue to banks and bankers..........................................
N o te s :’and bills red isc o u n te d .....................................
B ills p a y a b le .......................................................................
T o t a ls ............................................................................
* Gross undivided profits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$63,558 74
$62,871 45
$68,705
86
STATE
BANKS
OF
MICHIGAN.
145
No. 190.
ORION STATE BANK, ORION.
Organized July 28, 1896.
I r a Ca r p e n t e r ,
P r e s id e n t;
A. G. H a d d r il l ,
V ic e P r e s i d e n t ;
C r am e r S m it h ,
C a s h ie r .
D ir e c t o r s —Ira C arpenter, A. G. Haddrill, Sam u el A. F lu m erfelt, C ram er Sm ith, Geo. S w a y ze,
P o w e ll C arpenter, A. S. Laird.
R eport o f
Feb. 4.
R esources.
R eport o f
June 30.
R eport of
S ep t. 7.
R eport o f
D ec. 2.
829,485 53
828,524 38
835,207 65
88
30,029 82
34, 229 82
34,952 00
O verdrafts ...................*...................................................
209 40
35 50
34
226 23
Furniture and fixtures ................................................
1,216 42
1,216 42
1,216 42
1,239 92
6 , 850
L oans anci discou n ts
..................................................
S to ck s bonds and m ortga.ges...................................
821, 858 23
23,646
66
17
2,965 10
2,716 54
3,539 56
15, 750 74
6,044 16
5,005 18
2,517 24
C hecks and ca.sh ite m s.................................................
216 90
193 47
178 26
137 11
N ic k e ls and c e n ts .........................................................
173 75
30 03
50 58
70 99
Gold coin
805 00
705 00
700 00
900 00
Due frnm banks in rese rv e c it ie s ............................
Due from oth er banks and ba,nkers........................
E x ch a n g es for clearin g h o u se...................................
...........................................................
.......................................................................
434 42
617 50
629 30
251 10
XJ S and N ation al ba.nk n o t e s ...............................
3, 084 00
3, 463 00
3,416 00
1. 409 00
T o t a ls ............................................................................
874, 245 91
874, 785 53
876, 732 82
880, 450 80
$15,000 00
815, 000 00
815, 000 00
815, 000 00
450 00
450 00
450 00
38
892 27
15,776 01
11,916 55
11,861 83
42,957
86
46, 750 60
48,528 72
874,245 91
874,785 53
876,732 82
S ilver coin
l
L iabilities.
Capital sto c k paid in......................................................
Surplus fund
.............................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
2 04
60
D ividends unpaid
C om m ercial d ep o sits su b je c t to c h e c k .................
668
450 00
1,106
12
00
9,940 80
Dem and co m m ercia l c e r tific a te s o f d e p o s it. .. .
T im e co m m ercia l c e r tific a te s o f d ep o sit............
c^^yin^S dep osits
..............................................
S avin gs c e r tific a te s o f d e p o sit.................................
53, 953
88
C ashier s c h e ck s ou tstan d in g.......................... . . . . .
P>"Qe to banks and bankers
...............................
N o te s and bills red iscoun ted . ..
........................
T o ta ls . . . , . T...............................................................
19
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
880. 450 80
STATE
146
BANKING
DEPARTMENT.
No. 199.
STATE SAVINGS BANK OF OVID, OVID.
O rganized O ctober 18, 1897.
H e n r y A. P o t t e r ,
P r e s id e n t;
W m. R. S h a w ,
V ic e
P r e s id e n t;
H e r b e r t F. H a r r i s ,
C a s h ie r .
D ir e c t o r s .—H enry A. P o tte r, O. B. Campbell, J. E. G erow , W . R. S h aw , A bsalom W oodw orth,
N. J. Clark, John H. R obson, M. L. T aft, H erb ert F. Harris.
R esources.
R eport o f
Feb. 4.
R eport o f
June 30.
R eport of
S e p t. 7.
R eport o f
D ec. 2.
L oans and d is c o u n ts .....................................................
$41,117,41
$60.224 01
$64, 376 42
$62, 555 09
S to ck s, bonds and m o r tg a g e s...................................
12, 730 00
22,730 00
22,830 00
22 , 000 00
O verd rafts....................... .................................... .........
357 50
803 24
903 11
2,101 46
Banking h o u s e ...................................................................
3,600 00
3, 600 00
3, 600 00
3, 600 00
Furniture and fix tu r e s ..................................................
1 , 000 00
1 ,0 0 0 00
1 ,0 0 0 00
1 ,0 0 0 00
O ther rea l e s t a t e ............................................................
E x p e n s e ..............................................................................
572 24
792 94
1,719 04
D ue from hanks in rese rv e c itie s ............................
44,381 05
10, 746 73
3,690 26
6 , 335 86
D ue from o th er banks and b an kers.......................
105 62
943 01
3,714 79
297 28
58 13
E x ch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s .................................................
N ic k e ls and c e n ts ..........................................................
Gold co in ..............................................................................
122 44
120 89
160 63
90 99
45 03
70 76
1,030 00
1, 500 00
1 ,0 0 0 00
1,505 00
S ilv er c o in ..........................................................................
737 25
1,328 45
503 70
974 35
U. S. and N a tio n a l bank n o t e s ...............................
7,185 00
7,132 00
5,436 00
7, 168 00
T o t a ls ............................................................................
$112,976 70
$110,220 87
$108,013 14
$109,384 97
C apital sto c k paid in......................................................
$25, 000 00
$25, 000 00
$25, 000 00
$25,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
300 00
300 00
400 00
400 00
*470 07
886 20
*379 37
*1,224 58
C om m ercial d ep o sits s u b je c t to c h e c k ................
32,020 14
29, 947 37
28,141 75
27,855 62
D em and com m ercial c e r tific a te s o f d e p o sit__
55,186 49
54. 087 30
54, 092 02
54, 691 36
L iabilities.
D ividends u n p a id .............................................................
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S a v in g s d ep o sits...............................................................
S a v in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u tsta n d in g ...................................
Due to banks and ban k ers..........................................
213 41
N o te s and bills r ed isco u n ted .....................................
Bills p a y a b le .......................................................................
T o t a ls ............................................................................
* Gross undivided profits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$112,976 70
$110,220 87
$108, 013 14
$109, 384 97
STATE
BANKS
OF
MICHIGAN.
147
No. 185.
CITIZENS’ SAVINGS BANK OF OWOSSO, OWOSSO.
Organized February 10, 1896.
I. H. K e e l e r ,
P r e s id e n t;
H er m a n C. F r ie s e k e ,
V ic e P r e s i d e n t ;
G. L. T a y l o r ,
C a s h ie r .
D ir e c t o r s .—I. H. K eeler, H erm an C. F riesek e, W illis E. Hall, J am es W . Sim m ons, Martin C. D aw es,
A lb ert Todd, Rudolph Colby, Geo. L. K e e ler , M. S. K eeler.
R esources.
R eport o f
Feb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
$74, 626 67
R eport of
D ec. 2.
$67, 777 79
L oans and d isc o u n ts......................................................
$71, 314 61
$78,617 05
S to ck s bonds and m o r tg a g e s...................................
57,186 55
77,873 50
O verd ra fts............................... .........................................
1,138 93
1, 578 97
919 85
3, 518 03
15, 502 53
15, 734 71
15, 734 71
■Ranking b o u s e ...................................................................
15,479
68
Furniture and fix tu r es..................................................
2,500
00
2,500
00
78,623
68
81, 405 38
00
2, 500 00
23,098 94
17,501 06
2,500
O ther real e s ta te
Due from banks in r eserv e c it ie s ............................
45,412 03
38, 735 81
Due from o th er banks and b a n k ers.......................
1,189 13
717 51
508 41
4,713 63
1, 675 47
E x ch a n g e s for clearin g h o u se...................................
C hecks and cash ite m s ................................................
66
284 81
71
2, 358 96
N ic k e ls and c e n t s ...........................................................
165 27
118 81
52
431 04
Gold co in ..............................................................................
2,175 00
1,847 50
85 00
1, 070 00
68
S ilver c o in ..........................................................................
1, 990 00
1,178 70
2,115 20
1, 252 50
TT. fi and N a tio n a l bank n o t e s ...............................
5,197 00
5,637 00
4, 390 00
6,175 00
T o t a ls ............................................................................
$204,256 61
$229,021 01
$202,447 38
$201,466 65
C apital sto c k paid in......................................................
$50,000 00
$50,000 00
Surplus fu n d ......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
1,050 00
Liabilities.
$50,000 00
$50, 000 00
00
1, 300 00
1, 300 00
528 56
139 24
820 14
1,510 31
C om m ercial d ep o sits s u b je c t to c h e c k ...............
46,556 55
52, 778 46
86
30, 819 91
D em and co m m ercia l c e r tific a te s o f d ep o sit —
33, 633 97
7, 799 33
2,261 33
820 57
28,386 18
33,827 82
34,229 59
41, 608 43
44,101 35
83,176
16
76,388 46
75, 407 43
$229,021 01
$202, 447 38
$20^ 466 65
1,300
D ividends un p a id ..............................................................
37,447
T im e co m m ercial c e r tific a te s o f d ep o sit.
S avin g s d e p o s it s .............................................................
S avin g s c e r tific a te s o f d e p o sit.................................
Certified c h e c k s ...............................................................
O ashler’s c h e ck s ou tstan d in g ..
Due to banks and bankers...........................................
N o te s and b i ll s red isc o u n te d .....................................
Rills p a y a b le .......................................................................
T o ta ls .............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$204,256 61
148
STATE
BANKING
DEPARTMENT.
No. 112.
•
OWOSSO SAVINGS BANK, OWOSSO.
Organized January 22, 1891.
Ch as . E. R ig l e y , P r e s i d e n t ; Ch as . W. Ga l e , V i c e P r e s i d e n t ; A. D. W h ip p l e , C a s h i e r ;
J. C. V a n Cam p , A s s i s t a n t C a s h i e r ; F. W . L a w r e n c e , 2 d A s s i s t a n t C a s h i e r .
Dir e c t o r s .—W illiam A . W oodard, C harles E. R igley, Chas. W. Gale, Geo. T. Mason, W. M. K ilp atrick
W a d e B. Camburn, E. F. Dudley.
R eport o f
F eb. 4
R eport o f
June 30.
R eport of
S e p t. 7.
L oans and d is c o u n ts ......................................... ...........
$238,212 77
$255, 742 64
S to ck s, bonds and m o r tg a g e s ...................................
62,534 15
R esou rces.
60,120
R eport o f
D ec. 2.
$251,032 23
$225, 639 22
88
65, 479 02
76, 124 32
........................
2,464 16
484 26
2,822 39
1,637 38
Banking h o u se ...................................................................
13, 000 00
13, 000 00
13,000 00
13, 000 00
O verd rafts..........................................
Furniture and fix t u r e s ..................................................
2, 500 00
00
2, 500 00
O ther rea l e s t a t e ...................................................... .......
13,738 77
28, 656 38
20,635 02
17,152 77
Due from banks in r ese rv e c i t i e s ............................
14.378 08
7, 587 99
13, 209 91
24,842 40
D ue from o th er banks and ban kers........................
1,159 76
574 89
570 22
2,194 19
267 89
2,500
00
2,500
E x ch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s .................................................
1,049 90
3,693 12
2, 514 38
N ic k e ls and c e n t s ............................................................
359 17
181 04
247 24
271 87
Gold c o in ..............................................................................
13, 205 00
12, 655 00
4, 855 00
8 ,0 2 0 00
S ilv er c o in ..........................................................................
2, 111 95
1,884 65
2, 712 95
3, 689 00
U . S. and N a tio n a l, bank n o t e s ...............................
3, 960 00
6 , 889
6 , 242
8 , 332
T o t a ls ............................................................................
$368, 673 71
$393, 969 85
$385, 820 36
$383, 671 04
$100 , 000
$ 1 0 0 ,0 0 0
$ 100 , 000
$ 1 0 0 ,0 0 0
00
00
00
L iabilities.
C apital s to c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
00
00
00
00
2 0 ,0 0 0 00
2 0 ,0 0 0 00
20 , 000 00
20 , 000 00
528 14
994 49
223 71
44 37
C om m ercial d ep o sits s u b je c t to c h e c k ................
36,250 17
51, 748 06
36, 935 75
54, 073 97
D em and co m m ercia l c e r tific a te s o f d e p o s it__
546 65
10, 038 04
25, 029 40
15, 029 40
D ividends u n p a id .............................................................
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S a v in g s d e p o sits...............................................................
95, 983 80
97,606 07
94, 538 73
96,196 25
S a v in g s c e r tific a te s o f d e p o sit.................................
115,364 95
111,899 35
109. 013 18
97, 585 42
1, 683 84
79 59
741 63
$393.969 85
$385, 820 36
$383,671 04
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and ban kers...........................................
N o te s and bills red isco u n ted .....................................
Bills p a y a b le .......................................................................
T o & ils............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$368, 673 71
STATE
BANKS
OF
MICHIGAN.
149
No. 34.
OXFORD SAVINGS BANK, OXFORD.
Organized Jun e 12, 1884.
W il l ia m J. T u n st e a d ,
P r e s id e n t;
C. U. R a ndal l .
V ic e P r e s i d e n t ;
C l a r e n c e , E. S t a n t o n ,
C a s h ie r .
D ir e c t o r s .—A llen H osm er, C harles F. T unstead, N. H. C rawford, W illiam J. T unstead,
C. L. Randall, C laren ce E. Stanton.
R eport o f
F eb. 4.
R eso u rces.
R eport of
June 30.
R eport of
S ept. 7.
R eport of
D ec. 2.
L oans and d is c o u n ts ............................... ......................
$98, 728 22
$118,285 71
$88,077 67
$121,299 65
S to ck s, bonds and m o r tg a g e s ...................................
17,320 85
26,612 91
31,638 67
39,743 97
O verdrafts...........................................................................
95 96
27 12
31 82
83 20
B anking h o u se .................................................... ...........
3,200 00
3.200 00
3.200 00
3,200 00
Furniture and fix tu r e s ..................................................
1, 300 00
1 .2 0 0 00
1 .2 0 0 00
1, 200 00
Due from banks in r ese rv e c it ie s ............................
27,397 11
21,215 63
21,106 31
12, 545 26
D ue from o th er banks and b a n k e r s ......................
121 95
5, 235 87
20,703 08
196 45
C hecks and cash ite m s.................................................
20,929 18
416 57
1,269 74
2,144 34
N ic k e ls and c e n t s ...........................................................
95 39
99 47
114 11
83 93
Gold co in ..............................................................................
565 00
1,857 50
2, 067 50
2,170 00
O ther real e s t a t e .............................................................
E x ch a n g es for clea rin g h o u se ...................................
1
S ilv er c o in ..........................................................................
861 75
U . S. and N a tio n a l bank n o t e s ...............................
3,211 00
T o t a ls ............................................................................
527 45
873 55
727 90
00
2, 971 00
5, 120 00
$173,826 41
$181,440 23
$173, 253 45
$188,514 70
$25, 000 00
$25,000 00
$25,000 00
$25,000 00
25, 000 00
25, 000 00
25, 000 00
25, 000 00
5,480 77
5,821 18
D ividends u n p a id .............................................................
444 00
1, 086 00
C om m ercial d ep o sits s u b je c t to c h e c k ................
24, 883 91
D em and co m m ercia l c e r tific a te s o f d e p o s it__
93, 017 73
30, 655 98
2,762
Liabilities.
C apital sto c k paid in.....................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p en ses, in ter
e st and ta x e s p a id ....................................... 1.............
6 , 630
89
9,264 22
31,908 30
24,083 75
26,616 91
61,968 77
48, 598 59
42, 564 67
43,682 90
50, 068 90
T im e co m m ercia l c e r tific a te s o f d e p o sit............
S av in g s d e p o s its ...............................................................
S av in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ............. .................................................
C ashier’s c h e c k o u tsta n d in g ......................................
D ue to banks and bankers...........................................
%
257 32
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le .......................................................................
T o t a ls .................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
10 , 000 00
$173,826 41
$181, 440 23
$173,253 45
$188,514 70
STATE
150
BANKING
DEPARTMENT.
No. 59.
P A W PA W SAVINGS BANK, PA W PA W . •
Organized May 10, 1886.
F. W . S e l l ic k ,
P r e s id e n t;
J. J. W oodman ,
V ic e P r e s i d e n t ;
John W . F r ee,
C a s h ie r .
D ir e c t o r s . —F. W . S ellick , W illiam J. S ellick , W . R. S ellick , J. J. W oodm an, C. E. L yle,
L. H. Titus, J. W. F r e e , D. Morrison.
R eport o f
F eb. 4.
R esources.
L oans and d isc o u n ts..............................
S to ck s, bonds and m o r tg a g e s ............
22
O v e r d r a fts ..................................................
R eport of
June 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
267 47
$67, 519 08
$76,938 63
$84,726 26
331 59
28, 912 49
29,748 77
29, 640 77
378 09
2, 096 30
985 29
1, 559 54
B anking h o u se ...........................................
Furniture and fix tu r es..........................
005 37
3, 005 37
3,005 37
3, 005 37
O th er r ea l e s t a t e ...................... ...........
065
3,165
3,165
66
3,154 80
D ue from banks in reserv e c it ie s __
251 29
10,099 91
11,923 40
50 00
39 46
303 71
66
66
22,781 70
D ue from o th er banks and bankers.
E x ch a n g e s for clearin g h o u se ...........
C hecks and ca sh ite m s .........................
,385 06
76 70
248 79
N ic k e ls and c e n t s ....................................
6
03
49 11
35 44
56 83
Gold co in ......................................................
,005 00
1,002 50
1,050 00
2,070 00
S ilv er c o in ..................................................
909 50
271 50
390 50
978 00
U . S. and N a tio n a l bank n o t e s .......
,413 00
1, 626 00
3,155 00
5, 347 00
$146,018 06
$130,506 41
$128,873 36
$142,805 14
$40,000 00
$40, 000 00
,000 00
$40,000,00
200 00
200 00
200 00
20 04
76 01
816 92
T o t a ls .
L iabilities.
C apital sto c k paid in.................
Surplus fu n d ..................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ................................................
583 95
D ividends un paid.............................................................
1, 200 00
C om m ercial d ep o sits s u b je c t to c h e c k ................
44,991 06
24,594 03
27, 657 63
31,143 28
D em and com m ercial c e r tific a te s o f d ep o sit —
,60,443 05
64, 492 34
60, 939 72
70,644 94
$146, 018 06
$130, 506 41
$128,873 36
$142,805 14
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S a v in g s d ep o sits...............................................................
S a v in g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s .........., ........................................ ........
C ash ier’s c h e ck s outstan ding.....................................
$
D ue to banks and ban kers...........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o ta ls .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
BANKS
OF
151
MICHIGAN.
No. 132.
STATE BANK OF PERRY, PERRY.
Organized F ebruary 20, 1892.
L. M. Ma r sh a l l ,
P r e s id e n t;
C. H. Ca l k in s ,
V ic e
P r e s id e n t;
C. M. S p a l d in g ,
C a s h ie r .
DIRECTORS.—L. M. Marshall, G. R. Brandt, R. S. O lcott, C. H . Calkins, Mrs. M. A. Marshall.
R eport o f
Feb. 4.
R esources.
L oans and dis^ermnts...................f t t l l t .........................
S to c k s bond^ and m o r tg a g e s ...................................
R eport of
June 30.
$31, 594 65
$38,928 52
4,447 50
5, 907 00
R eport of
S ep t. 7.
R eport of
D ec. 2.
68
$38, 265 01
6,167 00
7,017 00
$41,859
337 27
B anking hons^
........... ....... , 11, , .....................................
2 ,2 0 0 00
2 ,2 0 0 00
2 , 200 00
2 , 200 00
1, 300 00
Furniture and fix tu r es...................................................
1, 300 00
1, 300 00
1, 300 00
D ue from banks in r ese rv e eif.ies............................
34, 837 29
14, 906 03
10,049 28
18,798 52
Due from o tliei banks and. b a n k ers.......................
100 00
C hecks and p.^ssh ite m s .................................................
84 25
85 00
105 00
111 00
2 05
13 15
33 80
3 01
5,442 50
5, 600 00
4,820 00
4, 825 00
i^iokels and e e n t s .
Gold c^in
.......................................................
...................................................................
........................................... .......................
37 35
277 85
70 75
38 00
U. S. and N a tio n a l bank n o t e s ...- ............................
3.007 00
3, 215 00
155 00
200 00
T o ta l4* ..............................................................................
$83, 052 59
$72, 432 55
$67,097 78
$72,757 54
$16, 000
$16,000
$16, 000
$16,000
S ilv er coin
L iabilities.
C apital s tfO ^ paid in
.................................
00
00
00
00
Surplus fund
.............
.......................................
U ndivided profits, le ss current ex p en ses, interest- and ta x e s p a id ..........................................................
3,200 00
3,200 00
3, 200 00
3,200 00
721 54
1,038 80
472 60
1, 293 44
Dividends un paid ..................................................................
28
00
C om m ercial d^po'dts s n h j e e t to e h e e k ..................
19,120
88
13,840 25
11,464 80
9, 809 34
D em and co m m ercia l c e r tific a te s o f d ep o sit —
43, 982 17
38,341 60
35, 960 38
42,454 76
$67,097 78
$72,757 54
11 90
T o ta ls
.........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$83, 052 59
$72. 432 55
STATE
152
BANKING
DEPARTMENT.
No. 119.
THE FIRST STATE BANK OF PETOSKEY, PETOSKEY.
Organized July 21, 1891.
I ra Ch ic h e s t e r ,
P r e s id e n t;
Geo . S. R ic e ,
V ic e P r e s i d e n t ;
L eon Ch ic h e s t e r ,
C a s h ie r .
D ir e c t o r s .—Ira C hichester, E. E. C hichester, L eon C hichester, B er t H. Cook, G eo. S. R ice.
R eport of
D ec. 2.
R eport o f
F eb . 4.
R eport of
Jun e 30.
R eport of
S e p t. 7.
L oans and d isco u n ts.......................................................
$103,775 81
$133,681 81
$122,309 07
$119,042 48
S to ck s, bonds and m o r tg a g e s ...................................
20, 453 94
17, 552 99
18,748 59
22,283 21
O verdrafts............................................................................
2, 305 59
1,640 46
1,649 49
2,503 65
Furniture and fix tu r e s ....... , . ......................................
2,985 30
2, 985 30
2, 985 30
2, 985 30
father real e s t a te
...............
1,250 00
T)ne from banks in rese rv e c it ie s ............................
22, 352 46
15
63, 672 00
Due from oth er banks a,nd ban kers........................
550 71
220 00
538 00
208 33
R esources.
B anking b o u se ...................................................................
8 , 825
65
86 , 599
E x ch a n g e s for e.learing h o u se...................................
94
C hecks and ca sh ite m s.................................................
660 26
809 41
2, 730 37
N ic k e ls and c e n t s ....................................*......................
311 04
374 85
762 77
1.028 70
Gold co in ..............................................................................
1, 602 50
00
2,950 00
1,545 00
S ilv er c o in ..........................................................................
873 50
2,251 22
570 85
1, 255 25
U. S. and N a tio n a l bank n o t e s ...............................
6,177 00
00
3, 856 00
10, 736 00
T o t a ls ............................................................................
$163,298 11
$175,941 69
$243,699 59
$40, 000 00
$40,000 00
$40, 000 00
$40. 000 00
10 , 000 00
10 , 000 00
1 0 ,0 0 0 00
10 , 000 00
66
2, 522 70
4, 945 83
1,300
6 , 300
686
$225.946
86
L iabilities.
C apital s to c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current e x p en ses, in ter
e s t and ta x e s p a id ......................................................
329 13
3,703
Livid ends unpaid
C om m ercial d ep o sits su b je c t to c h e c k .................
69, 055 21
67,168 11
131,281 73
96.045 28
D em and com m ercial c e r tific a te s o f d ep o sit —
43, 913 77
40,129 37
57,294 41
74, 578 85
T im e eom m ereial certifica.tes o f d e p o s it....
S a v in g s d e p o s its ._
S a v in g s c e r tific a te s o f d ep o sit . .
376 90
Certified c h e c k s ...............................................................
C ashier’s check? o u tsta n d in g .................
Due to ba.nks and b a n k e r s .............
N o te s and bills r ed isc o u n te d .....................................
14,940 55
2, 600 75
$175.941 69
$243, 699 59
Rills payab le
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$163,298 11
$225, 946
86
STA TE
BANKS
OF
153
M ICH IG A N .
No. 99.
P L Y M O U T H S A V IN G S B A N K , P L Y M O U T H .
Organized May 29, 1890.
E. C. L ea c h ,
P r e s id e n t;
L. O. H o u g h ,
C. A. F is h e r ,
V i c e P r e s i d e n t ; E.
A s s i s t a n t C a s h ie r .
K. B e n n e t t ,
C a s h ie r ;
D ir e c t o r s .—E. C. L ea ch , L. H. B en n ett, I. N. S ta rk w ea th er. J. B. T illotson. G eorge S. V an S ic k le,
L.
C. Hough, T. V. Quackenbush, E. K. B en n ett, W . O. Allen.
R esources.
L oans and d is c o u n ts ......................................................
R eport o f
Feb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
R eport of
D ec. 2.
*120,585 06
$139, 536 77
$137,816 41
$156, 368 00
52,570 19
S to c k s bonds and m o r tg a g e s..................., ..............
45,857 29
56,601 71
53, 616 71
O verdrafts...........................................................................
506 95
123 14
905 43
738 75
Ranking h o u se ...................................................................
4,500 00
4, 500 00
4, 500 00
4,500 00
3,022 98
Furniture and fix tu r e s ..................................................
3, 022 98
3, 022 98
3,022 98
O ther real e s t a t e .............................................................
7, 550 00
3,150 00
5,150 00
5,150 00
Rue from hanks in rese rv e c it ie s ...........................
67, 613 99
44,251 90
44,999 98
47,772 91
O hecks and cash it e m s ................................................
2,828 15
690 39
1,918 70
N .ickels and c e n t s ..........................................................
71 23
17 58
32 26
38 93
Gold co in ..............................................................................
4,584 10
4.940 00
5,130 00
5,535 00
S ilv er c o in ..........................................................................
1,789 95
1, 723 30
2, 333 30
2,064 95
TT. S. and N a tio n a l hank n o t e s ...............................
4, 404 00
5, 999 00
3,517 00
4,962 00
T o t a ls ............................................................................
$263, 313 70
$264,556 77
$263,879 43
$283, 942 32
$50,000 00
D ue from o th er banks and hankers
R vch a n g es for clearin g hou se
936
................ ..
66
1,218 61
L iabilities.
$50, 000 00
$50,000 00
$50, 000 00
to
1 0 ,0 0 0 00
10 , 000 00
10 , 000 00
3,510 67
3, 278 62
3,790 94
D ividends u n p a id .............................................................
570 00
90 00
90 00
50 00
C om m ercial d ep o sits s u b je c t to c h e c k ................
52,700 53
• 44,715 02
41,878 69
53, 488 58
D em and com m ercial c e r tific a te s o f d e p o s it......
39,258 53
35,604 56
36, 667 43
41, 387 47
107,273 97
120,8 6 8 57
121,452 37
123,008 27
$263,313 70
$264.556 77
$263, 879 43
$283. 942 32
Capital sto c k paid in......................................................
Surplus fund ....................................................................
U ndivided profits, le ss current ex p en ses, inter
e s t and ta x e s paid .....................................................
10 , 000
6,008
00
T im e com m ercial c e r tific a te s o f deposit. ..
S avin gs d ep o sits...............................................................
S av in g s e er tific at.es o f dep osit
Certified ch e ck s
C ashier's c h e ck s outstan ding
Due to hanks and hankers
N o te s and hills red iscoun ted
Ri]ls payable
T o t a ls ............................................................................
20
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
/
154
ST A T E
B A N K IN G
D EPA RTM EN T.
No. 146.
F IR S T C O M M E R C IA L B A N K , P O N T IA C .
Organized D ecem b er 24, 1892.
A. P a r k e r ,
G. J acobs , V i c e P r e s i d e n t ; F. G. J acobs ,
C. E. W aldo , A s s i s t a n t C a s h i e r .
P r e s id e n t;
C a s h ie r ;
D ir e c t o r s .—G. J a co b s, Abram Parker, C. G. F reem an, C. M. C rofoot, A. C. B aldw in,
John H. P a tterso n , W m. H. D aw son.
R eport o f
F eb . 4.
R eport of
June 30.
L oans and d isc o u n ts..............................
$527,513 91
$551,444 62
S to ck s, bonds and m o r tg a g e s ...........
119,343 57
118,161 65
O v e r d r a fts..................................................
15, 449 04
6,639 64
B anking h o u se ...........................................
7,000 00
7, 000 00
7,000 00
7, 000 00
Furniture and fix tu r es..........................
2,775
2,775 00
2,775
2.775 00
R esou rces.
O ther rea l e s t a t e .....................................
6 , 747
00
50
5,942 50
D ue from banks in rese rv e c i t i e s . ..
127, 249 97
76, 006 44
D ue from o th er banks and bankers.
199 11
R eport of
S ept. 7.
$486, 697
R eport o f
D ec. 2.
88
149,149 02
6 , 207
16
00
5, 942 50
126,167
$544, 951 81
113,226
86
10,053 11
5, 942 50
88
33,000 94
654 75
25 00
220 02
8,193 60
7, 056 76
3,700 56
5, 362 25
500 36
500 24
650 52
600 71
1 0 ,1 1 0 00
10, 382 50
10, 372 50
10,265 00
E x ch a n g es for clearin g h o u se.........
C hecks and ca sh ite m s ........................
N ic k e ls and c e n t s .....................................
Gold co in ......................................................
S ilv er c o in ...................................................
1,275 00
2,245 00
2, 048 00
U . S. and N a tio n a l bank n o t e s .........
9.074 00
13,194 00
15,631 00
12,850 00
$835,431 06
,003 10
$816. 367 02
747,716 20
T o ta ls .
00
t
L iabilities.
C apital s to c k paid in ...............
1,468
$100, 000 00
$100,000 00
$ 100, 000 00
00
9, 150 00
9,150 00
9,150 00
11,309 05
10, 190 49
12,872 23
17,404 17
284 00
4,000 00
8 00
8 00
C om m ercial d ep o sits su b je c t to c h e c k ...............
207, 474 37
158, 996 71
158,130 19
111.653 43
D em and co m m ercia l c e r tific a te s o f d e p o s it...
367 959 79
367,709 11
376, 685 64
359.069 10
139. 903 85
151, 956 7£
159, 520 96
150,431 50
$835, 431 06
$802, 003 10
$816, 367 02
$747.716 20
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id .................................................
D ividends un paid..........................................................
8,500
$ 100,
000 00
T im e com m ercial c e r tific a te s o f d e p o sit...........
S a v in g s d ep o sits....................................... ......................
S avin gs c e r tific a te s o f d e p o s it..............................
C ertified c h e c k s .............................................................
C ashier’s c h e ck s o u tsta n d in g .................................
D ue to banks and b a n k e r s ....................................
N o te s and bills r ed isc o u n te d ............. v;............
Bills p a y a b le..........\............................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STA TE
BANKS
OF
155
M ICH IG A N .
No. 149.
O A K L A N D C O U N T Y S A V IN G S B A N K , P O N T IA C .
Organized D e cem b er 29, 1892.
J oshua H il l ,
P r e s id e n t;
H. F. Me s sin g e r , V i c e
G. F. P e r r y , A s s i s t a n t
P r e s id e n t;
C a s h ie r .
F. L. P e r r y ,
C a s h ie r ;
D ir e c t o r s .—Joshua Hill, H. F. M essinger, Frank L. P erry, H a r tw e ll G reen, P. B. Phelps,
C hauncy B race, J. A. Graley.
R eso u rces.
R eport o f
F eb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
L oan s a,nil d is c o u n ts ......................................................
$128, 322 79
$150, 331 21
$143,938 34
$152,809 61
S to ck s, bonds and m o r tg a g e s...................................
177,178 33
193,198 53
211,005 43
209, 035 56
O verdrafts...........................................................................
551 21
472 75
1,089 80
2, 114 16
B anking bou se
R eport of
D ec. 2.
..................................*..................
"Furniture a,nd fix tu r e s ..................................................
3,247 75
3,247 75
3, 247 75
3,247 75
O ther real e s t a t e .............................. ............................
1,971 29
1,971 29
1,971 29
1,971 29
Due from banks in rese rv e c itie s ............................
81,462 83
72,616 08
37,770 13
14, 953 32
630 00
45 00
706 50
350 06
1,246 69
61
63 38
62 80
8 , 200 00
7,455 00
6,362 50
B iie from of,her banks a>nd b a n k e rs....
65 83
E x ch a n g es for clearin g h o u se......... ?................
C hecks and cash ite m s .................................................
946 46
N ic k e ls and c e n t s ...........................................................
96 00
202
Gold co in ..............................................................................
9,400 00
S ilv er c o in ..........................................................................
1, 835 00
668 00
948 00
1, 072 00
JT S a nd Na tion a,1 ba.nk n o t e s ...............................
11,837 00
6,536 00
5,811 00
8,540 00
T o t a ls ............................................................................
$416,914 49
$438,150 72
$414,280 18
$50, 000 00
$50,000 00
$50, 000 00
2,750 00
3,000 00
3,000 00
3,000 00
4,782’00
4,070 82
5,009 42
6 , 469
8 00
2 , 000 00
$401,460
68
L iabilities.
C apital sto c k pa,id in .....................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
D ividends nnpa.id
C om m ercial d ep o sits su b je c t to c h e c k ...............
51,246 97
88 , 910
$50, 000 00
77
34
64, 785 84
40,596 59
Demand com m ercial certificates} o f dep osit
rpjj'PP co m m ercial c e r tific a te s o f d ep o sit
S a v in g s d ep o sits...............................................................
167,786 09
167,257 39
167,192 91
164,052 77
S av in g s c e r tific a te s o f d e p o sit.................................
140,341 43
122,912 17
124,292 01
137, 341 55
$416,914 49
$438,150 72
$414.280 18
Certified ch e ck s
C ashier’s c h e c k s outstan ding ...
Due to banks and bankers
N o te s and bills red iscoun ted ...................................
Rills payab le
T o t a ls .............................................. .............................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$401,460
68
156
ST A T E
B A N K IN G
DEPA RTM EN T.
No. 211.
P O N T IA C S A V IN G S B A N K , P O N T IA C .
O rganized N o v em b er
J ames A. J acokes ,
P r e s id e n t;
H a r r y Coeem an ,
1,
1898.
V ic e P r e s i d e n t ;
D. H. P o w e r ,
C a s h ie r '.
D ir e c t o r s . -J a m e s A. J a c o k e s, Prank H. Carroll, E lm er R. W eb ster, S a lm o n s . M atth ew s
Harry Colem an, S. J. Tomlinson, D. H. P ow er.
R eport of
F eb. 4.
R eport of
June 30.
R eport of
S ep t. 7.
$155, 646 65
$201,138 63
$237,412 83
$249,097 18
48, 327 69
103,963 14
124,079 79
166 106 14
O v erd ra fts.....................................................
3,611 98
822 09
1,014 34
7,896 74
Banking h o u se .........................................
7, 000 00
7, 000 00
7, 000 00
8 , 000 00
Furniture and fix tu r es...........................
1 , 000 00
1 ,0 0 0 00
2, 500 00
1,500
R esources.
L oans and d isc o u n ts................................
S to ck s, bonds and m o rtg a g es.....................
R eport of
D ec. 2.
00
O ther rea l e s t a t e ..................................
E xpense, in te r e st and ta x e s p a id .........
3,561 10
D ue from banks in r ese rv e c it ie s .........
63,012 85
87,026 58
79, 046 85
46, 368 25
1 ,0 0 0 00
26, 544 09
3, 264 77
5.001 49
815 30
1,614 77
3, 266 09
5, 386 97
86 66
115 42
155 03
45 55
5,449 61
5,880 00
7, 885 00
5, 970 00
Due from o th er banks and b a n k ers.......................
»
E x ch a n g es for clearin g h o u se..........................
C hecks and cash ite m s ...................
N ic k e ls and c e n t s .................................
Gold c o in ...............................................
S ilv er c o in .........................................
U. S. and N a tio n a l bank n o t e s ..................
T o ta ls ........................................
747 00
1 , 066 00
1,522 00
889 00
6,351 00
4, 235 00
7,500 00
4,161 00
$296, 609 84
$440, 405 72
$474, 646 70
$500,422 32*
$40,900 00
$50,000 00
$50, 000 00
$50, 000 00
*1.302 69
2, 429 62
3, 039 46
4, 191 30
104, 509 65
85, 987 78
87, 319 96
66,891 78
580 00
13,695 32
18, 839 71
31,798 01
10,213 01
7,289 55
38, 859 56
100, 482 78
117,611 63
145, 665 59
110,457 94
177,597 21
190,546 39
201, 875 64
$296,609 84
$440, 405 72
$474, 646 70
$500, 422 32
L iabilities.
C apital sto c k paid in........................
Surplus fu n d .................................
U ndivided profits, le ss current e x p e n ses, in ter
e st and ta x e s p a id .............
Dividends un paid ............................
C om m ercial d ep o sits su b je c t to c h e ck
D em and com m ercial c e r tific a te s o f d e p o s it....
T im e co m m ercia l c e r tific a te s o f d e p o s it........
S avin gs d ep o sits........................ . .
Savin gs c e r tific a te s o f d ep o sit.......
C ertified c h e c k s .....................
C ashier’s c h e ck s o u tsta n d in g ....
Due to banks and b a n k ers..................
N o te s and bills red isc o u n te d .............
Bills p a y a b le .................................
T o t a ls ...............................
*Gross undivided profits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ST A T E
BANKS
OF
157
M ICH IG A N .
No. 75.
T H E C O M M E R C IA L B A N K , P O R T H U R O N .
Organized January 30, 1882.
Ch a r l e s A. W a r d ,
P r e s id e n t;
W il l ia m H a r t s u f f , V i c e
C. N . R u n n e l s , A s s i s t a n t
P r e s id e n t;
C a s h ie r .
John W . P o r ter ,
C a s h ie r ;
D ir e c t o r s .—John G. O’N eill. W illiam Hartsuff, Charles A. W ard, J. A. Davidson. D. N . Runnels,
R obert W alsh, A. D. B en n ett, A lb ert Dixon, J. E. B otsford.
R esources.
R eport o f
Feb. 4.
R epprt o f
Jun e 30.
R eport of
S ept. 7.
R eport of
D ec. 2.
$498, 921 63
$521,807 61
$452.733 70
$530,378 10
280,643 92
287,160 59
347, 990 60
357,641 44
68
464 39
264 91
1,288 65
00
27,600 00
27, 600 00
27, 600 00
3,200 00
3, 200 00
3,200 00
3,200 00
O ther rea l e s t a t e .....................................
400 00
400 00
400 00
D ue from banks in rese rv e c it ie s ...
158,227 57
62, 932 78
201,181 79
D ue from o th er banks and bankers.
14, 946 32
28,202 51
23, 809 63
L oans and d is c o u n ts ...............................
S to ck s, bonds and m o r tg a g e s ...........
O v erd ra fts.................................................
Banking h o u se .....................................
Furniture and fix tu r es............................
5
27, 600
10,150
- 7, 710 62
8,420 60
E x ch a n g es for clearin g h o u se...........
2, 029 55
C hecks and ca sh ite m s .........................
2. 508 54
6,078 60
1,349 46
114 15
218 87
218 67
12,402 50
7, 602 50
10, 645 00
Gold co in ......................................................
10,192 59
66
8 , 387
N ic k e ls and c e n t s .....................................
26
94, 600 23
196
88
4,400 00
S ilv er c o in ..................................................
4,147 00
1, 482 50
2,784 00
1,609 75
U. S. and N a tio n a l bank n o t e s ........
18, 774 00
54,070 00
30,298 00
23.507 00
T o ta ls.
L iabilities.
\
C apital sto c k paid in ......................................................
i Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
$1,023,920
86
$ 100 , 000
00
$1, 009, 607 61 $1,112,626 42
$100 , 000
00
$ 1 0 0 ,0 0 0
00
$1, 070,745
86
$ 1 0 0 ,0 0 0
00
25, 000 00
25, 000 00
25, 000 00
25,000 00
29,149 61
37.264 93
32,121 39
35, 552 79
D ividends un p aid .............................................................
100 00
C om m ercial d ep o sits su b je c t to c h e c k ................
363, 050 48
296,042 17
421,253 45
347,816 18
D em and co m m ercia l c e r tific a te s o f d ep o sit —
100, 397 33
132, 945 96
84. 830 12
103, 736 51
405, 923 44,
417, 354 55
423, 656 45
300 00
1 , 000 00
T im e co m m ercia l c e r tific a te s o f d e p o sit............
S avin g s d ep o sits...............................................................
440,651
86
S avin g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s . .. .. .. ....................................................
91 52
C ashier’s c h e c k s ou tstan d in g.....................................
25,765 01
D ue to banks and bankers...........................................
N o te s and bills red isc o u n te d .....................................
1
17,897 00
;
Bills p a y a b le .......................................................................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1, 023, 920
86
$1,009, 607 61 $1.112,626 42
$1,070,745
86
158
ST A T E
B A N K IN G
D EPA RTM EN T.
No. 49.
P O R T H U R O N S A Y IN G S B A N K , P O R T H U R O N .
Organized January
H e n r y Mc Mo r r a n ,
P r e s id e n t;
J ames H. W h it e ,
C. D. T h o m pson ,
1.
1873.
V i c e P r e s i d e n t ; Ch a r l e s
A s s i s t a n t C a s h ie r .
F. H a r r in g t o n ,
C a s h ie r
D ir e c t o r s .—J a m es H. W h ite, N e lso n Mills, H enry McMorran, C harles F. H arrington,
Chas. D. Thompson.
R esources.
R eport of
F eb. 4.
R eport o f
Jun e 30.
R eport of
S e p t. 7.
R eport o f
D ec. 2.
L oans and d isc o u n ts..............................
$319, 550 04
$292,003 96
$267, 743 24
$334,788 53
S to ck s, bonds and m o r tg a g e s ........... .
164, 111 46
161,201 41
156, 459 85
155,895 94
O v e r d r a fts...................................................
6 , 118 75
7, 394 96
7,076 57
3, 522 67
Furniture and fixtu res............................
350 00
2, 350 00
2, 350 00
2,350 00
O ther rea l e s t a t e .....................................
036 15
1,672 75
1,672 75
D ue from banks in rese rv e c it ie s ...
407 17
69, 070 43
172,900 32
3, 803 13
2, 867 32
B anking h o u se ...........................................
419 90
71,689
88
D ue from o th er banks and bankers.
E x ch a n g es for clea rin g h o u se ...........
7,795
C hecks and ca sh ite m s ........................
4,711 02
116v62
N ic k e ls and c e n t s ....................................
130 20
127 13
588 00
Gold co in ........... ...........................................
70 00
185 00
1,065 00
62 50
S ilver c o in ..................................................
452 25
315 00
1, 201 00
295 00
U. S. and N a tio n a l bank n o t e s .........
726 00
29, 932 00
15,350 00
23,452 00
$551,747 91
$568,055 77
9, 390 67
$597, 842 56
$100 , 000
T o t a ls .
655 12
L iabilities.
C apital sto c k paid in.................
Surplus fu n d ..................................... .................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
00
$100,000 00
$ 100,000 00
20,000 00
20,000 00
20,000 00
20, 000 00
33, 007 85
33, 204 97
35, 615 61
35, 871 90
$ 100 , 000
00
D ividends un paid............................................................
64 00
4, 000 00
40 00
Commercial deposits subject to check.............
61,405 90
53,392 74
137, 741 28
129, 831 55
D em and co m m ercia l c e r tific a te s o f d e p o s it...
24,770 05
22, 365 55
14, 944 21
16, 343 28
296,498 59
304, 089 55
290, 928 51
282,571 01
T im e c o m m e r cia l‘c e r tific a te s o f d e p o s it.........
S a v in g s d ep o sits........................ ....................... ............
Savin gs c e r tific a te s o f d e p o sit................................
C ertified c h e c k s ..........................................................
2 00
102 00
2 00
124 82
C ashier’s c h e ck s o u tsta n d in g ..................................
119 06
229 06
119 06
6C0 00
Due to banks and ban kers.........................................
15, 880 46
30,671 90
30, 000 00
12, 500 00
N o te s and bills r ed isc o u n te d ...................................
B ills p a y a b le .....................................................................
T o ta ls ,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$551, 747 91
8 , 055
77
$597, 842 56
.
ST A T E
BANKS
OF
159
M ICH IG A N .
No. 98.
ST. C L A IR C O U N T Y S A V IN G S B A N K , P O R T H U R O N .
Organized May 26, 1890.
Ciftxs. W el lm a n ,
P r e s id e n t;
E. O. S pa l d in g . V i c e P r e s i d e n t ; Geo W . Mo o r e ,
F. T. Moore , A s s i s t a n t C a s h i e r .
C a s h ie r ;
D ir e c t o r s .—J. B ernatz, S. A rm strong, E. G. Spalding, F. T. M oore, C harles W ellm an,
Geo. W. M oore, L incoln A very.
R esources.
R eport o f
Feb. 4.
R eport of
June 30.
L oans and d isc o u n ts......................................................
$344, 569 49
$392,860 49
S to ck s, bonds and m o r tg a g e s...................................
108,895 89
118,132 30
O v e r d r a fts..........................................................................
4,159 26
B anking h o u se ...................................................................
Furniture and fix tu r es..................................................
R eport of
S ep t. 7.
$370, 095 33
R eport of
D ec. 2.
$387, 763 58
88
127,595 98
2,108 52
4,441 93
5,136,98
9. 000 00
9, 000 00
9, 000 00
9,000 00
3, 500 00
3,500 00
3,500 00
3,500 00
Due from hanks in r ese rv e c it ie s ...........................
79,948 81
90,575 93
72,013 56
107, 575 46
Due from o th er hanks and b a n k ers.......................
10,070 06
11,851 99
4,024 65
8 , 349
"Rxchanges for clearin g h o u se...................................
980 75
5, 472 00
121,055
O ther real e s t a te .............................................................
1,152 91
42
2, 833 77
4,679 24
14
46 99
114 04
Gold c o in ..............................................................................
946 50
915 00
9,242 50
8 , 352
1,121 90
4, 302 50
1,528 25
00
25,976 00
7,785 00
C hecks and cash ite m s ................................................
N ic k e ls and c e n t s ...........................................................
88
36 50
50
S ilver c o in ..........................................................................
954 45
U . S. and N a tio n a l bank n o t e s ...............................
7, 995 00
T o t a ls ............................................................................
$571,108 35
$644, 767 89
$628,445 63
$673, 248 58
Capital sto c k paid in......................................................
$50,000 00
$50,000 00
$50, 000 00
$50,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
40,000 00
40, 000 00
40, 000 00
40,000 00
627 92
4, 729 17
7,071 00
10,491 20
11,821
L iabilities.
D ividends un paid.............................................................
216
00
C om m ercial d ep o sits su b je c t to c h e c k ................
150, 645 63
207,896 89
174, 909 99
208, 805 60
D em and co m m ercia l c e r tific a te s o f d ep o sit —
43,988 97
43,550 70
44, 391 81
47,614 60
284, 913 58
298, 220 13
306, 923 54
315, 337 18
55 00
1 , 000 00
T im e co m m ercial c e r tific a te s o f d ep o sit.............
S avin g s d ep o sits...............................................................
S avin g s c e r tific a te s o f d e p o sit. .
Certified ch e ck s
932 25
C ashier’s c h e ck s o u tsta n d in g ...................................
155 00
5, 094 29
Due f,c hanks and hankers. ..
N o te s and hills red isco u n ted .....................................
B ills p a y a b le ............................ .........................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$571,108 35
$644.767 89
$628, 445 63
$673,248 58
ST A T E
160
B A N K IN G
D EPA RTM EN T.
No. 217.
Q U IN C Y S T A T E B A N K , Q U IN C Y .
Organized A u gu st 1, 1899.
F. A. R o e t h l isb e r g e r ,
P r e s id e n t;
Ch a s . L.
H. W . W h it m o r e , V ic e P r e s i d e n t ; M. S. S e g u r ,
H arph am , A s s i s t a n t C a s h ie r .
C q & h ie r ;
D ir e c t o r s .—F. A. R oethlisberger, H. W. W hitm ore, M. S. Segur, S. M. Golden, H. Chase.
R esou rces.
R ep o rt o f
F eb. 4.
L oans and. d isc o u n ts......................................................
R eport of
Jun e 30.
R eport of
S ep t. 7.
$10 , 688 50
S to ck s, bonds and m o r tg a g e s...................................
6 , 602
O verdrafts . . . . , .................................................................
1
58
87 89
R eport of
D ec. 2.
$30,814 98
. 6,863 18
90
86
Banking h o u se ...................................................................
Furniture and fix tu r es..................................................
1, 226 78
1,261 72
O ther r ea l e s t a t e .............................................................
E x p en se and r ev e n u e ......................................................
486
Due from banks in rese rv e c it ie s ............................
18, 454 70
86
D ue from o th er banks and b a n k e r s ......................
14,028 18
134 97
E x ch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s ................................................
546 96
N ic k e ls and c e n t s ............................................................
28 72
18 96
Gold co in .............................................................................
2, 347 50
2,342 50
S ilv er c o in ................................................................. . ...
U . S. and N a tio n a l bank n o t e s ..........................
T o t a ls ............................................................................
88 00
370 20
336 00
2, 654 00
4, 326 00
$43, 007 83
$60, 305 35
$20 , 000
$20 , 000
L iabilities.
C apital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss cu rren t ex p en ses, in ter
e st and ta x e s p a id ......................................................
00
*274 09
00
623,71
D ividends un p aid .............................................................
C om m ercial d ep o sits su b je c t to c h e c k ................
10,800 14
17, 479 90
C om m ercial c e r tific a te s o f d e p o sit.......................
11,933 60
22, 201 74
$43, 007 83
$60, 305 35
S a v in g s d e p o sits...............................................................
S a v in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e ck s ou tsta n d in g .....................................
Due to banks and b a n k ers.........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a v a b le .......................................................................
T o t a ls ............................................................................
* Gross undivided profits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
**1....................
ST A T E
BANKS
OF
161
M ICH IG AN .
No. 69.
T H E S T A T E B A N K O F R E A D IN G , R E A D IN G .
Organized D ecem b er 27, 1889.
H e n r y F. D o t y ,
P r e s id e n t;
G eorge G. Cl a r k ,
V ic e P r e s i d e n t ;
W il l ia m B. N o r t h r o p ,
C a s h ie r .
D ir e c t o r s .—A d elb ert R. Chapman, H enry F. D oty, G eorge G. Clark, W illiam B. N orthrop,
J a y W. Chapman.
R esou rces.
R eport o f
Feb. 4.
R eport of
Jun e 30.
R eport of
S e p t. 7.
R eport o f
D ec. 2.
D oans and d isc o u n ts......................................................
$109,837 78
$98, 314 12
$95,560 52
$118,349 70
S to ck s, bonds and m o r tg a g e s ...................................
17, 310 00
13,810 00
17, 310 00
17, 235 00
O v e r d r a fts..........................................................................
1,481 65
2, 615 83
2, 373 69
2, 322 33
1,025 00
1, 025 00
1,025 00
1, 025 00
D ue from banks in reserv e c it ie s ...........................
55,227 10
28, 825 32
36,864 31
21, 484 07
Due from o th er banks and b a n k ers.......................
892 49
1, 739 56
620 38
3, 291 20
4,113 72
Ranking b o u se ...................................................................
Furniture and fix tu res..................................................
O th er rea l e s t a t e ...........................................................
E x ch a n g e s for clearin g h o u se...................................
C hecks and ca sh ite m s ................................................
790 69
1,221 47
1, 520 69
N ic k e ls and c e n t s ...........................................................
43 00
25 00
45 00
37 65
G old coin..............................................................................
7,000 00
8 ,0 0 0 00
6 , 000 00
1 0 ,0 0 0 00
602
S ilver c o in .........................................................................
900 00
516 00
TT. S. and N a tio n a l bank n o t e s ...............................
4, 300 00
6,830 00
6 ,0 0 0 00
2, 416 00
T o t a ls ............................................................................
$198, 807 71
$162,922 30
$167,921 59
$181,074 67
$25,000 00
$25,000 00
$25,000 00
$25 000 00
6 , 000 00
6 ,0 0 0 00
6 , 000 00
6 , 000 00
1,441 26
1,342 36
1,181 70
1,975 20
00
800
00
L iabilities.
C ap ital s to c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, less cu rren t ex p en ses, in ter
e s t and ta x e s p a id ......................................................
D ividends un paid.............................................................
C om m ercial d ep o sits s u b je c t to c h e c k ...............
D em and co m m ercia l c e r tific a te s o f d ep o sit —
88
9, 782 87
14, 909 83
17, 964 63
109,943 57
120, 797 07
120, 830 06
130,134 84
56,422
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S a v in g s d ep o sits...............................................................
S avin g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
C ash ier’s c h e c k s ou tstan d in g.....................................
/
D ue to banks and bankers...........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o t a ls ............................................................................
21
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$198,807 71
$162,922 30
$167, 921 59
$181,074 67
162
ST A T E
B A N K IN G
DEPA RTM EN T.
No. 206.
M ACOM B C O U N T Y S A V IN G S B A N K . R IC H M O N D , [L E N O X P . O.].
Organized S ep tem b e r 1, 1898.
J ames E. W e t e r ,
P r e s id e n t;
A n d r e S im m ons ,
V ic e P r e s i d e n t ;
F r a n k J. H i r t ,
C a s h ie r .
D ir e c t o r s .—W. F . S w itzer, P a u l J. U llrich, J a m es E. W eter, A ndre Sim m ons, A. Martin K e e le r ,
G eorge A . B ailey, Frank W. F enn er, C harles Lindke, O scar L. L ungerhausen.
R eport o f
F eb . 4.
R eso u rces.
R eport o f
Jun e 30.
R eport of
S e p t. 7.
R eport o f
D ec. 2.
L oans and d is c o u n ts ......................................................
$34, 796 78
$44,784 81
$49,795 45
$54, 942 81.
S to ck s, bonds and m o r tg a g e s ...................................
8,518
00
17,853 34
18,853 34
23,578 34
O verdrafts............................................................................
453
66
531 02
992 81
1, 324 72
1,307 52
1, 307 52
1,343 52
1,593 02
7,649 09
12, 700 79
B anking H o u s e .................................................................
Furniture and fix tu r e s ..................................................
O ther rea l e s t a t e .............................................................
Due from banks in r eserv e c it ie s ............................
7, 920 48
3, 969 03
Due from o th er bfinks and ban kers.......................
995 34
2,205 10
908 04
E x ch a n g es for clearin g h o u se ...................................
C hecks and ca sh ite m s.................................................
74 30
173 21
922 25
N ic k e ls and c e n t s ...........................................................
2 48
9 38
29 24
30 14
Gold coin..............................................................................
1,275 00
3, 220 00
3, 002 50.
2,710
00
990 33
S ilv er c o in ..........................................................................
572 70
267 80
1,318 70
752 25
U . S. and N a tio n a l bank n o te s ................................
3, 812 00
5, 643 00
4,521 00
1,934 00
T o t a ls ............................................................................
$59,728 26
$79, 454 21
$88,645 40
$101,756 94
C apital s to c k paid in......................................................
$25,000 00
$25,000 00
$25,000 00
$25,000 00.
Surplus fu n d .......................................................................
U ndivided profits, le ss cu rren t ex p en ses, in ter
e st and ta x e s p a id ......................................................
431 48
553 75
716 70
1,004 14
4,671 85
2,176 16
3,094 21
8,690 43
S a v in g s d ep o sits...............................................................
18, 696 94
37,875 32
41.532 28
45,233 05
S a v in g s c e r tific a te s o f d e p o s it ...............................
10, 927 99
13, 848 98
18, 282 28
21,829 32
L iabilities.
D ividends u n p a id .............................................................
C om m ercial d ep o sits s u b je c t to c h e c k ................
D em and com m ercial c e r tific a te s o f d e p o s it__
T im e co m m ercia l c e r tific a te s o f d e p o sit............
C ertified c h e c k s ...............................................................
C ashier’s ch e ck s o u tsta n d in g ...................................
D ue to banks and b an kers.......................
.........
19 93
N o te s and bills red isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o t a ls .............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
.....
$59, 728 26
$79, 454 21
$88 , 645 40
$101,756 94
ST A T E
BANKS
OF
M IC H IG A N .
163
No. 194.
R O M EO S A V IN G S B A N K , R O M EO .
Organized April 30, 1897.
M. I. B r a b b ,
E. R. Math e w s ,
H e n r y S. E v a n s ,
P r e s id e n t;
V i c e P r e s i d e n t ; L.
A s s i s t a n t C a s h ie r .
E. B ed e l l ,
C a s h ie r ;
D ir e c t o r s .—M. I. Brabb, E. R. M athew s, Edw ard C. N ew b ury, H enry S. Evans, L. E. B edell,
D w ight N. L o w ell, M. A . Giddings.
R eport o f
F eb. 4.
R eport of
Jun e 30.
R eport o f
S ep t. 7.
L oans and d isc o u n ts......................................................
$150, 605 43
$176, 693 78
$164,294 89
$173, 768 23
S to ck s, bonds and m o r tg a g e s ...................................
110,579 00
125,562 14
129,867 72
130, 617 72
68
539 75
332 82
B anking h o u se ...................................................................
5,000 00
5.000 00
5, 000 00
Furniture and fix tu r es..................................................
1 , 000 00
1 .0 0 0 00
1 ,0 0 0 00
1 , 000 00
D ue from banks in rese rv e c it ie s ............................
49,008 09
42,616 80
40, 420 55
20,243 43
D ue from o th er banks and bankers........................
305 00
262 80
9, 054 41
R esou rces.
O verd ra fts.......................................................................
470
R eport o f
D ec. 2.
774
•
88
5,000 00
O ther r ea l e s t a te .............................................................
E x ch a n g es fo r clearin g h o u se........... .......................
C hecks and cash ite m s ............................................
832 82
2, 602 35
2,499 53
61 90
N ic k e ls and c e n t s ....................................................
305 37
256 81
112 86
149 32
Gold c o in ..............................................................................
5, 300 00
5,512 50
5, 842 50
5,330 00
S ilv er c o in ...............................................................
2, 688 75
2,261 55
994 15
2, 679 45
TT. S . and N a tio n a l bank n o t e s ............................
6,689 00
8 . 040
00
7,019 00
$332,784 14
$370,085
68
$357,646 82
$354,694 34
T o ta ls .............................................................................
6 , 015
00
L iabilities.
C apital sto c k paid in......................................................
$50,000 00
$50, 000 00
$50,000 00
$50,000 00
Surplus fu n d .............................................................
U ndivided profits, le ss current e x p en ses, inter
e s t and ta x e s p a id ......................................................
10 , 000 00
10 , 000 00
1 0 ,0 0 0 00
1 0 ,0 0 0 00
2, 215 79
5,137 96
3, 014 25
1,511 73
D ividends un p aid .............................................................
208
C om m ercial d ep o sits s u b je c t to c h e c k ...............
30,401 26
56,296 16
37,541 12
32, 665 24
D em and co m m ercia l c e r tific a te s o f d e p o sit.......
3,874 48
2,278 51
3, 369 52
2, 232 56
S avin g s d ep o sits...............................................................
185,048 05
208,255 25
210,945 41
219,881 06
S avin g s c e r tific a te s o f d e p o sit.................................
51, 036 56
38,117 80
42, 660 52
38,403 75
$357, 646 82
$354, 694 34
116
00
00
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ...................................
D ue to banks and bankers...........................................
N o te s and bills red isco u n ted .....................................
B ills p a y a b le ......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$332,784 14
$370, 085
68
ST A T E
164
B A N K IN G
D EPA RTM EN T.
No. 125.
* AM E R IC A N C O M M E R C IA L A N D S A Y IN G S B A N K , S A G IN A W .
Organized N o v em b er 28, 1891.
W m. L. W e b b e r ,
P r e s id e n t;
W m. B a r i e ,
V ic e
P r e s id e n t;
H. G. W e s e n e r ,
C a s h ie r .
D ir e c t o r s .—W m. L. W ebber, John F . W inkler, W m . B arie, John H. Qualmann, John K elly,
H enry P a sso lt, Wm. S c h u e tte , S a m u el E. Sym ons, L ew is C. Slad e.
R esources.
R eport o f
F eb. 4.
Loans and d is c o u n ts ...............................
$311, 668 10
S to ck s, bonds and m o r tg a g e s .............
14, 500 00
O verdrafts....................................................
2 33
Banking h o u se ...........................................
900 24
Furniture and fix tu r e s ..........................
929 13
O ther r ea l e s t a t e .....................................
P rem iu m s............... ; ....................................
41 40
D ue from banks in r ese rv e c it ie s ...
104 527 30
Due from o th er banks and bankers.
E x ch a n g es fo r clearin g h o u se.........
C hecks and ca sh ite m s....................
222 77
83 13
N ic k e ls and c e n t s ....................................
105 01
Gold c o in ............. ........................................
126
S ilv er c o in ...................................................
168 45
U. S. and N a tio n a l bank n o te s .........
391 00
20
$475,665 06
T o ta ls .
L iabilities.
C apital sto c k paid in.................
Surplus fu n d ..................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ................................................
D ividends unpaid ...........................................................
$ 100 , 000
00
30,000 00
7, 364 87
230 00
C om m ercial d ep o sits s u b je c t to c h e c k ...............
109,151 13
D em and co m m ercia l c e r tific a te s o f d e p o s it__
100,191 50
T im e co m m ercia l c e r tific a te s o f d e p o sit............
5,000 00
S a v in g s d ep o sits...........................................: .................
123,727 56
S a v in g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ..............................................................
C ashier’s c h e ck s ou tstan d in g...................................
D ue to banks and ban kers.........................................
N o te s and bills r ed isc o u n te d ....................................
B ills p a y a b le .....................................................................
T o t a ls .
♦ V o lu n ta ry liquidation March 7, 1899.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$475,665 06
R eport of
June 30.
R eport of
S e p t. 7.
R eport of
D ec. 2.
ST A T E
BANKS
OF
165
M ICH IG A N .
No. 25.
B A N K O F S A G IN A W , S A G IN A W .
Organized April 18, 1888.
A . W. W r ig h t ,
P r e s i d e n t ; B en t o n H a n c h e t t , V i c e P r e s i d e n t ; D. W. B riggs , S e c o n d V i c e P r e s i d e n t
a n d M a n a g e r ; A. W . F ie l d , C a s h i e r ; T. W . S t a l k e r , A s s i s t a n t C a s h i e r , W e st S id e;
H. G. W e s e n e r , A s s i s t a n t C a s h i e r , E a st Side.
D ir e c t o r s . —B en to n H a n c h e tt, D. W . Briggs, G ilbert M. Stark, A rthur Hill, A. W . W right,
A. P. Bliss, A. P. B rew er, Wna. S c h u e tte , Ralph L oveland, F. G. Palm erton,
Thos. Jackson.
R esou rces.
R eport o f
F eb . 4.
R eport of
June 30.
R eport of
S ep t. 7.
L oans and d isc o u n ts...................................................... $1,205,981 20 $1,125,128 99 $1,478,274
S to ck s, bonds and m o r tg a g e s ...................................
222,535 20
647, 204 35
O v e r d r a fts..........................................................................
718 09
1,537 06
Banking h o u se s .................................................................
5,700 00
25,700 00
86
$1, 765, 949 61
338,133 19
338, 044 25
5, 507
68
1,172 81
25,700 00
25, 700 00
Furniture and fix tu r es..................................................
6 , 300
00
9,539 21
O ther r ea l e s t a te .............................................................
9, 000 00
9, 450 00
9,450 00
9, 450 00
D ue from banks in rese rv e c it ie s ...........................
681,590 27
308, 720 99
703, 459 85
367,758 71
D ue from o th er banks and b a n k ers......................
1, 379 70
5,351 91
12,147 34
3,659 55
E x ch a n g e s for clea rin g h o u se...................................
7,174 13
3,363 47
3,098 01
7,732 59
C hecks and c a sh ite m s ................................................
787 70
1,090 09
1,100 34
1,393 17
N ic k e ls and c e n t s ...........................................................
230 56
312 59
567 95
411 28
Gold co in ..............................................................................
60,224 00
57,110 00
56,548 25
59,013 50
00
8,300
R eport of
D ec. 2.
00
8 , 300
S ilv er c o in ..........................................................................
1,661 60
4,313 40
5,144 60
5,744 45
U . S. and N a tio n a l bank n o t e s ........................ .......
37, 664 00
56,188 00
64,581 00
96,722 00
T o t a ls ............................................................................ $2,240,946 45 $2,253,770 85 $2,712,013 07
$2,692,291 13
V
L iabilities.
C apital s to c k paid in......................................................
$2 0 0 ,0 0 0
00
$2 0 0 ,0 0 0
00
$2 0 0 ,0 0 0
00
$200 , 000
00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, intere s t and ta x e s p a id ......................................................
80, 000
00
80,000
00
80,000
00
80, 000
00
29.530
66
26,873 91
80
00
1 0 ,0 0 0 00
1, 000,232 63
D em and co m m ercia l c e r tific a te s o f d ep o sit —
C ertified c h e c k s ...............................................................
28,403 34
43, 074 08
972,155 24
1,410,000 38
1,242,608 04
419,039 28
841,129 64
870, 006 09
9,700 00
403 03
644 18
1,065 00
123, 209 03
122,959 08
149, 467 33
T o t a ls .................. ’........................................................ $2,240, 946 45 $2,253,770 85 $2, 712,013 07
$2,692,291 13
C om m ercial d ep o sits s u b je c t to c h e c k ...............
Due to banks and b a n k ers.........................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
502,363
88
976, 076
68
166
ST A T E
B A N K IN G
DEPA RTM EN T.
No. 38.
^ P E O P L E ’S S A V IN G S B A N K O P S A G IN A W , S A G IN A W .
O rganized N o v em b er 27, 1886.
J o h n J. R u p p ,
P r e s id e n t;
G u r d o n Co r n in g ,
V ic e P r e s i d e n t ;
J. F. B o y n t o n ,
T reasurer.
D ir e c t o r s .—G. Corning, John J. Rupp, J. S ch w artz, W illiam B. Baum, J. F. B oynton , L. P. Mason,
H. T. W ick es, W . C. McClure, R. H. R oys, F. P. B rew er.
R esources.
R eport o f
Feb. 4.
R eport of
Jun e 30.
R eport of
S ep t. 7.
R eport o f
D ec. 2.
L oans and d isc o u n ts.................... .........
684 99
$311,925 73
$298,043 78
$373,180 04
S to ck s, bonds and m o r tg a g e s...........
819 40
100, 393 65
106, 368 65
105,009 06
O v erd ra fts...................................................
007 62
898 85
1,048 27
856 03
Banking h o u se ...........................................
r
Furniture and fix tu r es..........................
789
O ther rea l e s t a t e .....................................
058 77
68
4,789
68
13, 954 90
4, 789
68
13, 954 90
4, 789
68
13,954 90
P r e m iu m s....................................................
400 00
400 00
400 00
200 00
Due from banks in rese rv e c it ie s ...
768 54
103, 227 23
174,521 90
122,069 49
D ue from oth er banks and bankers.
58 61
238 08
275 30
3,040 00
E x ch a n g e s for clearin g h o u se...........
681 32
962
88
856 10
448 04
C hecks and ca sh ite m s ........................
205 93
285
66
447 87
532 01
N ic k e ls and c e n t s ....................................
59 78
103 13
252 40
124 64
Gold co in ......................................................
545 50
10, 603 00
10, 538 00
12, 320 50
S ilv er c o in ...................................................
514 80
1, 400 55
1, 183 65
800 70
U . S. and N a tio n a l bank n o t e s ........
556 00
13, 546 00
10,102 00
21, 324 00
$516,150 94
$562, 729 34
$622,782 50
$65^649 09
$50, 000 00
$50,000 00
$50,000 00
$50, 000 00
27,500 00
27, 500 00
27,500 00
27, 500 00
3, 246 95
1, 250 20
2,654 51
1, 500 00
63 00
3 00
112.573 31
T o t a ls .
L iabilities.
C apital sto c k paid in ......... .......
Surplus fu n d .................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ................................................
D ividends un paid...........................................................
C om m ercial d ep o sits s u b je c t to c h e c k ...............
85,852 46
D em and co m m ercia l c e r tific a te s o f d e p o s it...
64, 529 92
8 ,447
36
184. 076 33
197, 583 51
66
60,694 80
64, 904 74
299,198 17
296,757 92
308,619 42
1,035 94
1,591 06
, 782 50
$658, 649 09
70,707
T im e com m ercial c e r tific a te s o f d e p o s it.........
S av in g s d ep o sits...........................................................
284,898 50
S a v in g s c er tific a te s o f d ep o sit................................
■Certified c h e c k s ..............................................................
C ashier’s c h e c k s o utstan ding ................................
D u e to banks and bankers.........................................
N o te s and bills r ed isco u n ted ....................................
B ills p a y a b le ...................................................................
T o ta ls .
$516.150 94
$562,729 34
* F orm erly “ P e o p le ’s S avin gs Bank o f E a st S a g in a w .” T itle ch an ged January 9, 1900.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STA TE
BANKS
OE
167
M ICH IG A N .
No. 84.
S A G IN A W C O U N T Y S A Y IN G S B A N K , S A G IN A W .
Organized D ecem b er 1, 1886.
A. P. B l iss ,
P r e s i d e n t ; L o r en z o
S e c r e t a r y a n d T r e a s u r e r ; C. A.
T. D u r a n d , V i c e
K h u en , A s s is ta n t
P r e s i d e n t ; R ic h a r d K h u e n ,
S e c r e ta r y a n d T r e a s u r e r .
D ir e c t o r s .—L orenzo T. Durand, Charles E B renner, A. P. Bliss, R ichard Khuen, A aron T.. B liss,
John L. Jack son , E. G. Rust, H. B. A llen, A . W . A chard.
R eport of
Jun e 30.
R eport o f
P eb. 4.
R eso u rces.
R eport of
S ep t. 7.
R eport of
D ec. 2.
L oans and disco u n ts ....................., , , , , «r..................
$119,054 56
$101, 273 94
$134,046 07
$167, 906 47
S to c k s bonds and m ortga,ges....................................
225, 430 91
295,691 23
295,365 90
267, 875 84
Furniture a,nd fix tu r es....................................................
1,812 94
1,808 94
1,808 94
1,808 94
.oth er real o s ta ta .............................................................
13,904 22
12, 313 54
11,850 31
10,731 09
D ue from banks in rese rv e citi o s ............................
113,422 31
106,445 74
72,170 26
99,518 39
C hecks and ca.sb ite m s .................................................
5,228 80
266 31
9 69
4,749 67
N ic k e ls and c e n t s ...........................................................
56 21
24 60
3,070 00
3,830 00
Gold coin
S ilv er coin
........................................................................
..............................................................
XT S and N a tio n a l bank n o t e s .................................
T o ta ls
.........................................................................
47
12 42
4,490 00
4,575 00
88
50
729 80
910 05
877 15
4,540 00
10,117 00
5,094 00
7,525 00
$487, 388 45
$532,501 10
$525,833 69
$565,579 97
$50, 000 00
$50,000 00
$50,000 00
$50,000 00
50,000 00
50, 000 00
50, 000 00
2, 355 42
1,655 90
9,287 13
30 00
30 00
86
408,179 69
401,785 92
433,243 44
22,389 99
20,935 99
22, 361 87
23,049 40
$525, 833 69
$565,579 97
868
L iabilities.
C apital s to c k pa,id in......................................................
S u r p lu s fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, intere s t and ta v e s pa,id......................................................
D ividends unpaid
...............................
50,000 00
11, 986 60
60
00
D em and co m m ercia l c er tific a te s o f deposit
1
S av in g s d ep o sits...............................................................
S a v in g s c e r tific a te s o f d ep o sit.................................
352, 951
1 ,0 0 0 00
C a sh ier’s c h e c k s outstanding
T o ta ls ...........................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$487,388 45
$532,501 10
168
ST A T E
B A N K IN G
DEPA RTM EN T.
No. 44.
S A V IN G S B A N K O F E A S T S A G IN A W , S A G IN A W .
Organized February 7, 1872.
H. 0. P
D ir
otter
, P r e s i d e n t ; W . J . B a r t o w , V ic e P r e s i d e n t ; A . S
C h a r l e s M. C o p l i n , A s s i s t a n t T r e a s u r e r .
c h u pp
, T reasurer;
.— A ugustu s Schupp, J a m es B . P e te r , H. C . P o tte r, Jr„ G ilbert M. Stark, W m J B artow
H enry C. P o tte r, Max H ea v en rich , W. F. P o tte r, Charles M. Coplin, Farnham Lyon.
’
ec to rs
R esources.
R eport o f
F eb. 4.
R eport of
Jun e 30.
L oan s and d is c o u n ts ......................................................
$288, 425 32
$353, 897 48
S to ck s, bonds and m o r tg a g e s ...................................
1, 083, 363 33
1,199, 096 26
R eport of
S e p t. 7.
$301, 655 34
1,267,675
86
R eport o f
D ec. 2.
$224,391 97
1, 434,376 31
O verdrafts............................................................................
310 30
562 51
1,143 58
2,747 61
B anking h o u se ...................................................................
65,767 08
65, 767 08
65,767 08
65, 767 08
Furniture and fix tu r e s ..................................................
3, 500 00
3,500 00
3,500 00
3,500 00
O ther r ea l e s t a t e .............................................................
34,702 41
31, 445 64
31,793 84
31,698 16
P rem iu m s.........................................................................
34, 914 70
60, 667 85
71,823 09
114,148 09
D ue from banks in r ese rv e c it ie s ............................
288, 349 58
209,160 59
270,257 59
179, 098 40
35, 917 76
39,655 09
48, 423 14
D ue from o th er banks and bankers........................
34,213 53
E x ch a n g es for clearin g h o u se...................................
1,026 28
1 ,0 1 1
61
1,8 6 6 23
756 32
C hecks and ca sh ite m s .....................................
3,309 59
3,546 70
4, 801 50
2, 826 53
N ic k e ls and c e n t s ........................................................
Gold coin................................................................
S ilv er c o in ...................................................................
U . S. and N a tio n a l bank n o t e s ................................
T o ta ls .............................................................
44 50
45 32
60, 825 00
60,283 75
,
180 94
60,460
00
103 39
71,580 00
1, 422 90
1, 672 03
4, 002 40
4,071 00
36,512 00
40,092 00
39, 445 00
46,674 00
$1, 936, 686 52 $2, 066, 666 58 $2,164, 027 54
$2,230,162 00
L iabilities.
C apital s to c k paid in ...........................................
Surplus fu n d .................................................
U ndivided profits, le ss current ex p en ses, intere s t and ta x e s p a id .......................................
D ividends unpaid.......................................
$ 100 , 000
00
$100 , 000
00
$ 100 , 000
00
$ 100 , 000
00
50,000 00
50, 000 00
50, 000 00
50 000 00
18, 146 83
20, 676 16
27,524 08
30, 068 99
124 00
4 000 00
C om m ercial d ep o sits s u b je c t to c h e c k .............
85,173 46
93, 486 83
158,216 41
125, 322 00
D em and com m ercial c e r tific a te s o f d e p o s it....
83,057 08
85,176 20
106, 267 09
110,371 24
1,599,578 15
1,709,130 40
1, 720,892 42
1,811, 983 52
T im e co m m ercia l c e r tific a te s o f d e p o sit............
S av in g s d ep o sits................................................
S av in g s c e r tific a te s o f d e p o sit..............................
C ertified c h e c k s ...........................................
607 00
250 00
C ashier’s c h e c k s o u tsta n d in g ...................................
D ue to banks and bankers............................
4,196 99
877 54
1, 936,686 52 >2,066, 666 58
2,164, 027 54
N o te s and bills red isco u n ted ........................
Bills p a y a b le ................................................
T o t a ls .......................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
2, 230,162 00
ST A T E
BANKS
OF
M ICH IG A N .
169
No. 29.
C O M M E R C IA L A N D S A V IN G S B A N K , S A IN T C L A IR .
Organized O ctober 16, 1886.
Ch a s . S. N im s ,
P r e s id e n t;
J u s t in R. W h it in g ,
V ic e P r e s i d e n t ;
R u ss S. J u n k s ,
C a s h ie r .
D ir e c t o r s .—E. C. R ecor, Justin R. W hiting, W. L. Jenks, Chas. S. N im s, Russ S. Jenks,
John H Jenks, J. M. Jenks.
R eport o f
F eb . 4.
R eport of
June 30.
R eport o f
S ep t. 7.
L oan s and d isc o u n ts......................................................
$156,026 67
$139,873 90
$152,020 84
$173,674 82
S to c k s, bonds and m o r tg a g e s...................................
34,222 41
36,303 18
45,813 18
50,470 18
O v e r d r a fts .................................................................................
41 75
R esou rces.
Ranking* h o u s e ...
R eport of
D ec. 2.
123 58
474 91
3,000 00
3,000 00
3,000 00
2,507 00
Furniture and fix tu r e s ..................................................
750 00
750 00
750 00
O ther r ea l e s t a t e .............................................................
5, 737 20
760 00
750 00
750 00
D ue from banks in rese rv e c it ie s ............................
12,763 18
31,654 17
32,169 44
26,246 41
327 53
D u e from o t h e r b a n k s an d b a n k e r s ..........................
F x e h a n g e s fo r c le a r in g h o u s e ..............................
C hecks and ca sh ite m s.................................................
265 95
722 97
559 61
N ic k e ls and c e n t s ...........................................................
76 49
25 14
47 01
124 10
Gold coin..............................................................................
2, 910 00
3,755 00
4,620 00
4,465 00
402 70
272 35
738 50
00
5,881 00
1,536 00
3,997 00
$220,147 35
$223,118 06
$241,662 01
$266,775 45
C apital s to c k paid in ......................................................
$50,000 00
$50,000 00
$50, 000 00
$50,000 00
Surplus fund-.......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
1 0 ,0 0 0 00
1 0 ,0 0 0 00
10 , 000 00
1 0 ,0 0 0 00
7,817 45
10,009 84
5,683 00
6,380 85
S ilv er c o in ..................................... ....................................
TJ. S. and N a tio n a l bank n o t e s ...............................
T o t a ls ............................................................................
424 70
6 , 929
L iabilities.
84 00
D iv id e n d s u n p a id ......................................................
C om m ercial d ep o sits s u b je c t to c h e c k .................
31,720 52
34, 588 75
39, 218 09
48,314 07
D em and co m m ercia l c e r tific a te s o f d ep o sit.......
1,466 56
1,716 36
3,559 05
3,905 93
87,238 34
89,886 34
100, 378 11
118,305 18
31,904 48
25, 916 77
31, 739 76
28,869 42
1, 000 00
1 ,0 0 0 00
1 , 000 00
$223,118 06
$241,662 01
$266,775 45
T im e c o m m e r c ia l c e r t if ic a t e s o f d e p o s it
S avin g s d e p o sits...............................................................
S avin g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
C a sh ie r ’s c h e c k s o u tsta n d in g
..
D u e to b a n k s and b a n k e r s..
N o t e s and b ills r e d i s c o u n t e d ....
R ills p a y a b le .........................................
T o t a ls .....................................................................
22
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$220,147 35
170
ST A T E
B A N K IN G
D EPA RTM EN T.
No. 39.
C L IN T O N C O U N T Y S A V IN G S B A N K , S A IN T JO H N S .
Organized N o v em b er 27, 1889.
A l b e r t J. B a l d w in ,
P r e s id e n t;
S e c r e ta r y a n d T r e a s u r e r ;
Ga lu sh a P e n n e l l , V i c e P r e s i d e n t ; P. E. W a lsw o r t h ,
R. C. D e x t e r , A s s i s t a n t S e c r e t a r y a n d T r e a s u r e r .
D ir e c t o r s . - A. J. Baldw in, C ooley E. Ball, W arner Bunday, John H icks, P. E. W alsw orth,
Galusha P enn ell, C olem an C. V aughan, John C. H icks, O lney P. D e W itt.
R eport of
F eb. 4.
R esources.
R eport of
June 30.
L oans and d isc o u n ts......................................................
*38,666 40
$44,728
S to ck s, bonds and m o r tg a g e s ...................................
111,580 10
162,064 48
88
R eport o f
S e p t. 7.
R eport of
D ec. 2.
134,403 38
$37,205 78
201,169
86
207,709 91
47,758 39
47, 549 67
14,892 07
7,000 00
O v e r d r a fts. . . ...................................................................
7
Banking h o u se ...................................................................
Furniture and fix tu r es..................................................
O ther r ea l e s t a t e .............................................................
Prem ium s.............................................................................
1,087 50
E x p e n s e s ..............................................................................
110 91
D ue from banks in rese rv e c it ie s ............................
88 ,399
67
89,034 12
D ue from o th er banks and b an kers........................
E x ch a n g es fo r clearin g h o u se...................................
C h eck s and ca sh ite m s ................................................
52 00
N ic k e ls and c e n t s ............................................................
58 18
Gold co in ..............................................................................
15
3 30
4,750 00
5,385 00
5, 550 00
S ilv er c o in ...........................................................................
1,190 00
1,215 00
405 92
434 05
U . S. and N a tio n a l bank n o t e s ...............................
6,806
00
3,538 00
4,017 00
10,439 00
8252,537 85
$306, 031 63
$308,199 92
$316,564 26
T o t a ls ............................................................................
66
2 94
6,060
00
Liabilities.
C apital sto c k paid in......................................................
$28,000
00
$28, 000
00
$28,000
00
$28,000
00
t
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
7,000 00
7,000 00
5,600 00
1,409 20
1,589 30
591 18
S a v in g s d e p o sits...............................................................
202,200 69
244,246 50
247,711 62
256,431 19
S a v in g s c e r tific a te s o f d e p o s it...............................
13,927 96
25,195 83
25,997 12
26, 533 07
5, 600 00
D ividends un p aid .............................................................
C om m ercial d ep o sits s u b je c t to c h e c k ...............
D em and co m m ercia l c e r tific a te s o f d e p o s it__
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
C ertified c h e c k s ...............................................................
300 00
C ashier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and ban kers..........................................
N o te s and bills r ed isco u n ted .....................................
Bills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$252,537 85
f
$306, 031 63
$308,199 92
$316,564 26
ST A T E
BANKS
OF
M ICH IG A N .
171
No. 45.
S T A T E B A N K O F S A IN T JO H N S , S A IN T JO H N S .
Organized A ugust !9, 1885.
P o r t e r K. P e r r i n ,
P r e s id e n t;
J. H. Co r b it ,
V ic e P r e s i d e n t ;
J o h n W . F it z g e r a l d ,
C a s h ie r .
D ir e c t o r s .—Geo. F. Marvin, John H. Corbit, J. H. F e d e w a , O. W . M unger, J e ss e Sullivan,
P o r te r K. Perrin, J. W . Fitzgerald, G. E. Corbin, John J. K eiser, W . M. L eland, F. A. Travis.
R esources.
R eport o f
F eb . 4.
R eport of
June 30.
R eport o f
S ep t. 7.
R eport o f
D ec. 2.
L oan s and d isc o u n ts......................................................
$96,250 09
$112,615 64
$119,454 49
$111.793 62
S to ck s, bonds and m o r tg a g e s...................................
54, 498 39
56,480 79
50,*690 79
47, 627 87
O v e r d r a fts..........................................................................
376 92
1,118 37
1,297 49
1,495 17
Ranking h o u se ...................................................................
8.500
00
8.500
00
8.500
00
8,500
Furniture and fix tu r es..................................................
2.500
00
2.500
00
2.500
00
2, 500 00
O ther r ea l e s t a t e .............................................................
6.501 27
6.501 27
6,323 82
D ue from banks in rese rv e c it ie s ............................
101,199 03
61,595 98
57, 988 81
D ue from o th er banks and b a n k ers.......................
33 38
6 , 423
00
82
52,704 00
26 50
E x ch a n g e s for clearin g h o u se...................................
C h eck s and ca sh ite m s .................................................
245 26
126 34
13 p4
N ic k e ls and c e n t s ...........................................................
139 26
97 55
174 99
C old co in ..............................................................................
7,260 00
5,740 00
5, 665 00
S ilv er c o in ..........................................................................
2,848 50
3,287 25
' 2, 441 00
4,084 00
TJ. S. and N a tio n a l bank n o t e s ...............................
14,567 00
12 , 682 00
7, 869 00
8,358 00
T o t a ls ............................................................................
$294,919 10
$271, 245 19
$262,945 43
$250,099 73
C apital s to c k paid in......................................................
$50,000 00
$50, 000 00
$50,000 00
$50,000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
5, 705 43
5, 705 43
6 , 000 00
6 ,0 0 0 00
1,771 75
4,759 32
2, 246 02
4,519 18
C om m ercial d ep o sits su b je c t to c h e c k .................
105, 694 10
77, 535 60
72,691 51
59,704 10
D em and co m m ercia l c e r tific a te s o f d e p o s it__
83,856 38
83,876 54
81,285 50
79,650 23
47,891 44
49, 368 30
50,722 40
50,216 22
115 00
188 25
6,310
00
Liabilities.
D ividends un paid.............................................................
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S avin g s d e p o s its ..............................................................
S avin g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ....................................... .......................
10 00
C ashier’s c h e c k s o u tsta n d in g ...................................
D ue to banks and bankers...........................................
N o te s and bills red isco u n ted .....................................
Bills p a y a b le .....................................................................
T o ta ls .............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2)04,919 10
$271,245 19
$262, 945 43
$250,099 73
ST A T E
172
B A N K IN G
D EPA RTM EN T.
No. 164.
C O M M E R C IA L S T A T E B A N K , S A IN T JO S E P H .
O rganized June 13, 1893.
J. M. B a u .,
P r e s id e n t;
Ma x W . S tock ,
V ic e P r e s i d e n t ;
A. L. H e a b t t ,
C a s h ie r .
D ib e c t o b s .—J a m es M. Ball, M. Shepard, M. M. Marble, Max W . S to ck , J a n e E. V anD erveer,
E.
F. P la tt, A . L. H eartt.
R eport of
F eb. 4.
R esou rces.
R eport of
Jun e 30.
R eport of
D ec. 2.
L oans and discnnn t.s............................... . ....................
$39,054 72
66
$57,381 11
$72, 338 64
S to c k s bonds a-nd m o r tg a g e s ........................ ..........
20,935 41
17,876 10
18,651 10
40,131 00
76 69
127 12
1,769 81
101
1, 783 33
1,783 33
1,783 33
Oyerdra'f t^
.....................................................................
B anking b ou se
$63,568
R eport of
S ep t. 7.
62
*TT................................................
Furniture ç^nd fiYf.nrfts..................................................
O ther r ea l e s t a t e ......................................................... ..
Prem ium s
1,783 33
250 00
1,470 00
................. »»»11f ■..................
68 , 956
74
22, 269 93
21, 414 49
615 25
4,425 56
1,771 73
FiXChang^S for clearin g h o u s e .................................
570 35
1,597 37
1,431 78
2, 091 21
C heeks a.nd cash ite m s ... . , .........................................
130 79
jyq0
fpom banks in rese rv e c it ie s ............................
P u e from o th er ha.nks and ban kers........................
N ic k e ls a-nd c e n t s ................................... .....................
84
21,534 45
333 74
572 36
688
41
86
265 80
376 28
202
07
........................................................................
2,499 50
2, 375 00
6,125 00
S ilv er c o in ..........................................................................
1,551 60
2,088 05
1,316 55
1,164 60
XJ S and N a tio n a l ba.nk n o t e s ...............................
6 , 635
00
11,419 00
7, 181 00
$95,592 18
$123,520 91
$174,208 62
$155, 580 56
Capital sto c k pa,id in......................................................
$25,000 00
$25, 000 00
$25, 000 00
$25, 000 00
Surplus fund .....................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t a.nd ta x e s p a id ......................................................
3,200 00
3,200 00
3,200 00
3,200 00
780 62
481 60
904 18
1,719 44
Commereia.l d ep o sits s u b je c t to c h e c k ................
57, 480 44
83, 507 75
82
107,479 47
D em and co m m ercia l c e r tific a te s o f d ep o sit —
9,131 12
11,331 56
24,235, 62
18,181 65
$95, 592 18
$123,520 91
$174,208 62
$155,580 56
Cold coin
T o t a ls ............................................................................
00
11,226
5,122 50
L iabilities.
D ividends unpaid
................................ ........
120 , 868
T im e commercial! c e r tific a te s o f d ep o sit............
S a v in g s d ep o sits
S a v in g s c e r tific a te s
Fortified c h e c k s
..............................................
Of
d ep o sit..........................
.............................................
C ashier’s c h e c k s outstan ding
P u e to banks a'Ud b a rk ers
.......................................
N o te s and bills red iscoun ted
jXiifs payab le
...................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ST A T E
BANKS
OF
173
M ICH IG A N .
‘ No. 31.
T H E U N IO N B A N K IN G C O M PA N Y , S A IN T JO S E P H .
Organized A u gu st 24, 1882.
A W
W ells
P r e s id e n t:
J o h n W allace ,
C. B. W in sl o w ,
V i c e P r e s i d e n t ; Or v i l l e
A s s i s t a n t C a s h ie r .
O. J o r d o n ,
C a s h ie r .
D ir e c t o r s —E A Graham, A. W . W ells, John W a lla ce, J a m es Forbes, O. O. Jordon, John H. L ee ,
John H . Graham.
R eport of
D ec. 2.
R eport o f
F eb . 4.
R eport of
Jun e 30.
R eport o f
S e p t. 7.
L oans and d is c o u n ts ......... ....................
$116,848 24
$151,774 61
$115, 535 38
$143,826 22
S to ck s, bonds and m o r tg a g e s ...........
33,795 00
34,715 00
59,590 00
60,225 00
O verd rafts....................................................
743 37
783, 62
1, 886 05
648 52
B anking h o u s e ...........................................
4, 450 00
4, 450 00
4,450 00
4,450 00
Furniture and fix tu r e s ..........................
2,596 62
2, 596 62
2,596 62
2,596 62
R esources.
O ther rea l e s t a t e .....................................
Prem ium a c c o u n t................ ....................
1,250 00
1,250 00
3,421 00
3, 420 00
D ue from hanks in r ese rv e c it ie s ...
127,122 52
65,510 64
155,939 05
119, 667 84
D ue from o th er hanks and bankers.
2, 414 77
8,252 15
2,633 71
3,404 10
E x ch a n g e s for clearin g h o u se...........
308 29
374 35
1,553 24
1,802 27
C hecks and ca sh ite m s .........................
457 48
410 96
472 60
385 74
N ic k e ls and c e n t s ...................................
1,004 10
271 59
579 60
Gold co in ............. ........................................
2,500
2, 500 00
2, 500 00
00
552
68
7,000 00
2, 053 65
4, 867 45
5,049 60
2,818 45
U . S. and N a tio n a l bank n o t e s .......
18,693 00
29,137 00
26, 554 00
20,853 00
T o t a ls ................................... ...............
$314,237 04
, 893 99
$382, 760 85
$371,650 44
C apital s to c k paid in......................................................
$50,000 00
B50,000 00
$50,000 00
$50,000 00
Surplus fu n d ...................... ................................................
U ndivided profits, less current exp en ses, in ter
e st and ta x e s p a id ......... '...........................................
10 , 000 00
10 , 000 00
10 , 000 00
10 , 000 00
1,377 10
4,837 49
6,005 74
9,514 13
C om m ercial d ep o sits su b je c t to c h e c k ................
223, 341 31
216,733 89
274, 399 20
261,954 67
D em and co m m ercia l c e r tific a te s o f d ep o sit —
29, 518 63
25, 322 61
37,355 91
40,181 64
S ilv er c o in ...............................................
Liabilities.
D ividends u n p a id ...........................................................
T im e com m ercial c e r tific a te s o f d e p o sit.............
S a v in g s d e p o sits...............................................................
S a v in g s c e r tific a te s o f d e p o s it.................................
5,000 00
C ertified c h e c k s ...............................................................
C ash ier’s c h e ck s o u tsta n d in g....................................
D ue to hanks and hankers..........................................
N o te s and bills r ed isc o u n te d ...................................
Bills p a y a b le ......................... .........................................
T o t a ls ............. ............................ ..............................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$314,237 04
$306,893 99
82,760 85
171, 650 44
174
ST A T E
B A N K IN G
D EPA RTM EN T.
No. 4 2 /
C O M M E R C IA L S A V IN G S
B A N K O P S A IN T L O U IS , S A IN T L O U IS .
Organized D ecem b er 2, 1889.
»
L. S a v i e r s ,
P r e s id e n t;
J ames O. H il t o n ,
V ic e P r e s i d e n t ;
F. H. B e r n a r d ,
C a s h ie r .
D ir e c t o r s .—H. H arrington, J. O. H ilton, A . S. M cIntyre, N. W h ite, Parker Merrill, L em u el S aviers
J. W. Bernard, C. C. B arton.
R esources.
R eport o f
F eb . 4.
R eport of
June 30.
R eport of
S ep t. 7.
R eport o f
D ec. 2.
L oans and d isc o u n ts......................................................
$59,,508 59
$69, 055 47
$68 , 630 91
$74,285 07
S to ck s, bonds and m o r tg a g e s...................................
5,216 23
5,6 6 6 23
5,366 23
5,516 23
O v erd ra fts...........................................................................
414 67
361 24
537 13
542 07
Furniture and fix tu r es..................................................
1, 877 12
1, 877 12
1, 877 12
1,877 12
O ther r ea l e s t a t e .............................................................
881 44
88
15, 800 18
16,188 19
20, 398 57
48 73
3 30
793 23
57 69
13 03
272 99
382 22
70
68
123 84
147 77
1,750 00
2, 202 50
2, 370 00
. 1, 446 25
B anking h o u se ...................................................................
Current ex p en ses, in te r e st and ta x e s paid...........
D ue from banks in r ese rv e c itie s ............................
D ue from o th er banks and b a n k ers........................
1,271 97
12, 672
E x ch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s ................................................
11 51
N ic k e ls and c e n t s .........................................................
103 77
Gold coin..............................................................................
1,690 00
S ilv er c o in .....................................................................
1,312 90
1,706 50
1,516 60
U. S. and N a tio n a l bank n o te s ...............................
8,064 00
9,104 00
5,521 00
T o t a ls ...........................................................................
$93,073 81
$105, 407 75
$103,029 74
$111,815 99
$25,000 00
$25,000 00
$25, 000 00
$25, 000 00
2, 225 00
2,225 00
2,225 00
2, 500 00
*785 39
841 48
1,387 72
77 58
C om m ercial d ep o sits s u b je c t to c h e c k ...............
16,924 31
17,828 24
13, 698 23
24, 301 65
D em and co m m ercia l c e r tific a te s o f d e p o s it.......
11,654 99
4,131 73
2,258 50
1,313 29
4, 793 OO
L iabilities
C apital sto c k paid in..............................................
Surplus fu n d ........................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
D ividends un paid.............................................................
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S a v in g s d ep o sits........................................... ..........
11 , 802 20
12, 264 84
12, 407 58
13, 052 55
S a v in g s c e r tific a te s o f d e p o sit.................................
24,681 92
43,116 46
46,052 71
45, 570 92
$93, 073 81
$105,407 75
$103,029 74
$111,815 99
C ertified c h e c k s ..........................................................
C ashier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and b a n k e r s ..........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le ...................................................
T o t a ls ......................................................
* Gross undivided profits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
I
ST A T E
BANKS
OF
M IC H IG A N .
175
No. 197.
G R A T IO T C O U N T Y S T A T E B A N K , S A IN T L O U IS .
Organized July 1, 1897.
A. B. D a r r a g h ,
P r e s id e n t;
John F razer,
V ic e P r e s i d e n t ;
B. A. Ch u r c h ,
C a s h ie r .
D ir e c t o r s .—A. B. Darragh, W . O. W atson, John Frazer, H. J. T uger, B. A. Church.
R esou rces.
R ep ort o f
F e b . 4.
R ep ort of
J u n e 30.
R ep ort o f
S e p t . 7.
R ep ort o f
D e c . 2.
Tfna,ns and d is c o u n t s .........................................................
$59,793 58
$67, 608 40
$58, 015 97
$69,717 99
S t o c k s b o n d s a.nd m o r tg a ,g e s .....................................
15, 968 34
4,223 34
4,294 94
11,122 94
O v e r d r a f t s ...............................................................................
940 79
69 63
37 98
6 68
1,700 00
Dun kin g h o u s e
.......................................................
"Furniture a,nd f ix t u r e s .....................................................
1,700 00
1, 700 00
1,700 00
o t h e r r e a l e s t a t e .................................................................
1,224 34
1,138 84
1,138 84
936 04
P u e from b a n k s in r e s e r v e e i t i e s .............................
12,479 94
11, 937 35
27, 396 79
39,142 03
D u e fT’orri o t h e r h a n k s and b a n k e r s .........................
28 25
2,653 68
3,155 20
239 40
115 00
E x c h a n g e s fo r c le a r in g h o u s e
C h e c k s anfi ea,sh it e m s .....................................................
135 00
237 79
110 00
N ie k e ls a,nd c e n t s ...............................................................
112 28
156 54
175 77
194 18
Crold c o in ...................................................................................
1, 532 50
1,927 50
3,155 00
3, 742 50
S ilv e r c o i n ..............................................................................
1,852 00
1,985 00
2,737 00
2, 346 00
TT
8,191 00
6,190 00
6,384 00
6, 575 00
$103, 958 02
$99,828 07
$108,301 49
$135, 837 76
$25, 000 00
$25,000 00
$25,000 00
$25,000 00
1,726 79
3, 490 14
3, 807 21
4,120 27
40, 214 52
32,714 21
37,057,21
60, 415 87
37,016 71
38,623 72
42, 437 07
46, 301 62
$108, 301 49
$135, 837 76
S
and N a tio n a l ba,nk n o t e s .................................
T o ta ls
............................................................................
L ia b ilitie s.
C a p ita l s t o c k p a id in ................................................. ......
S u r p lu s fund
.....................................................................
U n d iv id e d p rofits, le s s c u r r e n t e x p e n s e s , in t e r
e s t and t a x e s pa,id ..........................................................
D iv id e n d s u n p a id .................................................................
C o m m e r c ia l d e p o s it s s u b j e c t t o c h e c k ...............
D em a n d c o m m e r c ia l c e r t if ic a t e s o f d e p o s i t ....
T im e c o m m e r c ia l c e r t if ic a t e s o f d e p o s it .............
S a v in g s d e p o s it s ...................................................................
S a v in g s c e r t if ic a t e s o f d e p o s it ...................................
C ertified c h e c k s ...................................................................
C a sh ie r ’s c h e c k s o u t s t a n d in g ......................................
D u e to b a n k s and b a n k e r s ..............................................
N o t e s and b ills r e d is c o u n t e d .......................................
*
D ills p a y a b l e ...........................................................................
T o t a l s ................................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$103, 958 02
$99,828 07
176
STATE
B A N K IN G
D EPA RTM EN T.
No. 200.
T R U M A N M OSS S T A T E B A N K , S A N IL A C C E N T R E .
O rganized O ctober 21, 1897.
J u l ia H. Mil l s ,
P r e s id e n t;
E l iz a b e t h Moss Mil l s A n k e t e l l ,
Ch a s . J. Ole so n , C a s h i e r .
V ic e
P r e s id e n t;
D ir e c t o r s .—Julia H. Mills, E lizab eth Moss Mills A n k etell, Thos. J. A n k etell, John O’Connor,
Jerem ia h O’Connor.
R esou rces.
R eport o f
F eb. 4.
R eport o f
Jun e 30.
R eport o f
S e p t. 7.
R eport o f
D ec. 2.
L oans and d is c o u n ts ......................................................
$12, 357 07
$20, 058 29
$21, 540 61
$25,837 53
S to ck s, bonds and m o r tg a g e s ...................................
5,749 20
3,564 04
3, 564 04
3,900 00
O verdrafts .......................................... ..............................
1
80
243 46
636 17
568 50
Banking h o u se ...................................................................
1,535 90
1, 535 90
1,535 90
1, 535 90
Furniture and fix tu r e s ..................................................
340 90
536 90
551 90
551 90
O ther real e s t a t e .............................................................
1,918 05
2, 044 55
2,049 89
2,049 89
Due from banks in r ese rv e c it ie s ............................
3,903 29
8 , 873
3,665 76
6,805 46
D ue from o th er banks and ban kers........................
60 05
95
188 84
E x ch a n g e s fo r clea rin g h o u s e .................................
C h eck s and ca sh ite m s .................................................
252 55
665 01
913 58
N ic k e ls and c e n t s ....................................... ....................
12 67
24 81
9 34
Gold co in ..............................................................................
110 00
35 00
55 00
S ilv er c o in ..........................................................................
11 20
283 25
500 10
118 85
U . S. and N a tio n a l bank n o t e s ...............................
869 00
1,454 00
804 00
.255 00
T o ta ls ............................................................................
1,977 70
17 79
620
00
$27,121
68
$39,319 16
$35, 826 29
$44, 427 36
$20 , 000
00
$20 , 000
$2 0 ,0 0 0
$2 0 ,0 0 0
L iabilities.
C ap ital s to c k paid in ......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, intere s t and ta x e s p a id ......................................................
00
00
00
1,228 54
2, 278 62
2, 473 62
*
3,435 36
C om m ercial d ep o sits su b je c t to c h e c k .................
4,382 53
13, 567 07
9, 986 06
16,875 30
D em and com m ercial c e r tific a te s o f d e p o s it__
1, 510 61
D ividends u n p a id .............................................................
3,168
88
3,212
88
4,116 70
T im e co m m ercia l c er tific a te s o f d e p o sit.............
S a v in g s d e p o s its ..............................................................
S a v in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
C ash ier’s c h e ck s o u tsta n d in g ...................................
D ue to banks and ban kers.........................................
304 59
153 73
$39, 319 16
$35,826 29
N o te s and bills r ed isc o u n te d .....................................
B ills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$27,121
68
$44,427 36
ST A T E
BANKS
OF
M ICH IG AN .
177
No. 54.
S A U L T S A V IN G S B A N K , L O A N A N D T R U S T CO., S A U L T S T E . M A R IE .
Organized N o v em b er 20, 1886.
George K em p ,
P r e s id e n t;
M. J. W e a v e r ,
V ic e P r e s i d e n t ;
E. L. S t a n l e y ,
C a s h ie r .
D ir e c t o r s .—G eorge K em p, C. E. A insw orth, J. H. S te e r e , W m. Chandler, R. D. P erry, M. J. W eaver,
Frank P erry, M. J. M agee, H enry H ickier.
R esources.
R eport o f
F eb. 4.
R eport o f
June 30.
R eport o f
S e p t. 7.
R eport o f
D ec. 2.
L oans and d isc o u n ts......................................................
$192,814 11
$212, 672 40
S to ck s, bonds and m o r tg a g e s ...................................
65,184 62
86,365 81
O v e r d r a fts..........................................................................
414 73
658 72
100 39
172 15
B anking h o u se ...................................................................
35,000 00
35,000 00
35,000 00
30,000 00
$228,090 98
88 , 304
89
Furniture and fix tu r es..................................................
2, 950 00
3, 047 50
3,047 50
O ther rea l e s t a t e .............................................................
10,375 64
10,271 75
10,383 97
Due from banks in r ese rv e c it ie s ............................
90, 206 49
147, 758 80
156, 053 60
$255, 472 61
103,376 24
3,000 00
10,168
66
51,768 20
D ue from o th er banks and ban kers........................
9, 447 56
1, 331 69
1,573 43
1, 376 21
E x ch a n g es for clearin g h o u se ...................................
543 61
3,023 33
3, 578 82
2,553 27
C hecks and c a sh ite m s ....................................... .....
259 52
534 17
539 27
607 29
N ic k e ls and c e n t s ...........................................................
325 47
267 77
521 63
317 03
Gold co in ..............................................................................
9,835 00
10,230 00
9, 800 00
8,585 00
S ilv er c o in ................................. ........................................
2, 332 40
1,467 30
U . S. and N a tio n a l bank n o t e s .. . ..........................
21,583 00
14, 022 00
T o t a ls ............................................................................
$441,272 15
C apital s to c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
3,300 00
2,114 45
00
30, 460 50
$526,651 24
$560,675 48
$499,971 61
$50,000 00
$50,000 00
$50, 000 00
$50,000 00
1 0 ,0 0 0 00
1 0 ,0 0 0 00
10 , 000 00
1 0 ,0 0 0 00
20,381
L iabilities.
7,311 32
6 , 517
32
9, 731 89
D ividends un paid.............................................................
537 16
2,544 00
C om m ercial d ep o sits su b je c t to c h e c k ................
156, 872 36
223,702 07
217,611 38
157,139 43
C ertifica tes o f d e p o s it..................................................
27, 684 90
28, 956 07
40,050 08
43,705 46
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
«
S avin g s d ep o sits...............................................................
188,287 98
68
233,121 49
235, 442 92
1,115 59
2,338 10
160 64
602 64
$441,272 15
$526,651 24
$560, 675 48
$499,971 61
205,137
S avin g s c e r tific a te s o f d ep o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s outstan ding.....................................
D ue to banks and ban kers...........................................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le .......................................................................
T o t a ls ...................... ..................................................
23
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
178
STATE
B A N K IN G
D EPA RTM EN T.
No. 204.
S T A T E S A Y IN G S B A N K O F S C O T T V IL L E , S C O T T V IL L E .
O rganized July 29, 1898.
C. W . McP h a i l ,
M. L. W il l ia m s , V i c e P r e s i d e n t ; H. G. F l i n t ,
E. S. F a ir b a n k s , A s s i s t a n t C a s h i e r .
P r e s id e n t;
C a s h ie r ;
D ir e c t o r s .—O. W . M ePliail, M. L. W illiam s, C. A. M cPhail, H. G. Flint, Mary A . Flint.
R eso u rces.
R eport of
F eb. 4.
L oans and d is c o u n ts ......... ............................................
$13,596 23
S to ck s, bonds and m o r tg a g e s...................................
7, 584
R eport of
Jun e 30.
R eport of
S ep t. 7.
R eport o f
D ec. 2.
$21,137 06
$23, 367 89
$21, 400 04
5, 551 24
5.184 64
5. 894 29
10 35
18 99
2 00
00
165 00
151 00
68
O verdrafts............................................................................
B anking house, r e n t........................................................
214 00
Furniture and fix tu r e s ..................................................
1, 171 02
1,184 61
1.184 61
1,184 61
D ue from banks in r ese rv e c itie s ............................
7,041 48
3, 463 26
3,784 13
3,137 77
D ue from o th er banks and b an kers.......................
988 41
186
O ther r ea l e s t a t e .............................. ............................
812 05
E x ch a n g es for clearin g h o u se...................................
C hecks and ca sh ite m s .................................................
35 76
244 55
53 35
N ic k e ls and c e n t s ...........................................................
20 55
13 33
10 00
12 00
Gold co in ..............................................................................
20 00
35 00
310 00
745 00
S ilv er c o in ..........................................................................
U . S. and N a tio n a l bank n o t e s ...............................
373 00
.
„ ,60
333
00
. . . . 2, 477 00
$32, 956 13
C apital sto c k paid in ......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e st and ta x e s p a id ......................................................
T o t a ls ............................................................................
1,911
770 35
2,522
151 10
748 35
00
2,193 00
$35, 080 00
$37, 370 96
$36,431 21
$15, 500 00
$15, 500 00
$15, 500 00
$15, 500 00
687 52
687 52
687 52
687 52
215 24
1,277 10
1,508 65
2,110 07
10,619 58
10, 435 49
11,495 36
8 , 982
79
8 , 623
28
L iabilities.
D ividends u n p a id .............................................................
C om m ercial d ep o sits su b je c t to c h e c k ...............
D em and co m m ercia l c e r tific a te s o f d e p o s it__
T im e com m ercial c e r tific a te s o f d e p o s it...........
S a v in g s d ep o sits...............................................................
5,105 02
89
7,594 73
S a v in g s c e r tific a te s o f d e p o sit.................................
828 77
785 00
584 70
527 55
$32, 956 13
$35,080 00
$37,370 96
$36, 431 21
6 ,394
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s ou tstan d in g.....................................
Due to banks and bankers...........................................
N o te s and bills r ed isco u n ted .....................................
Bills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ST A T E
BANKS
OF
179
M ICH IG AN .
No. 175.
C O M M E R C IA L S T A T E B A N K , O F S H E P H E R D , S H E P H E R D .
Organized D ecem b er 27, 1894.
H. D. B e n t ,
P r e s i d e n t ; N . W. S t r u b l e , V i c e P r e s i d e n t ; L. D. E ste e , 2 d V i c e P r e s i d e n t ;
W . E. A dams , C a s h i e r ; W . I. N . S h e p h e r d , A s s i s t a n t C a s h i e r .
D ir e c t o r s .—I. N. Sh ep herd , Linus D. E ste e , H. D. B en t, Mrs. B. J. W h ite, M artha A . T aylor,
Oliver H. A dam s, Thom as H a n n ett, W . H. K inter, N . W . Struble.
R esou rces.
R eport o f
F e b . 4.
L oans and d isc o u n ts......................................................
$36,656
R eport of
June 30.
R eport of
S ept. 7.
R eport of
D ec. 2.
66
$27,736 81
$32,411 47
$38, 656 27
S to ck s, "bonds and m o r tg a g e s ...................................
9, 366 72
11,832 00
12, 332 00
11,515 00
O v e r d r a fts..........................................................................
68
57
396 85
706 56
121 31
1,450 00
B anking h ou se . . . .
....................................................
"Furniture and fix tu r es..................................................
1,550 00
1,550 00
1, 450 00
O ther rea l e s t a t e .............................................................
700 00
700 00
700 00
700 00
One from banks in rese rv e e it ie s ............................
32,478 10
33,907 15
23,388 47
20, 852 44
"Hue from o th er banks and bankers........... ............
2 0 ,0 0 0 00
2 0 , 000 00
20 , 000 00
22 , 000 00
1,981 18
434 50
FiXeha.nges for clearin g h ou se...................................
C heeks and cash ite m s ................................................
1 25
3 39
14 69
N ic k e ls and e e n t s ...........................................................
80 94
31 82
25 99
52 94
Oold eo in ..............................................................................
2,275 00
2, 705 00
2, 690 00
2, 730 00
S ilv er e o in ..........................................................................
654 80
1, 242 40
797 90
701 50
S and N a tio n a l bank n o t e s ...............................
2, 675 00
4,128 00
3,072 00
3, 515 00
T o t a ls ............................................................................
$106, 490 48
$98, 008 89
$102,299 10
XT
$106,211
21
L iabilities.
$17, 000 00
$17,000 00
$17,000 00
$17, 000 00
1 ,1 0 0 00
1 ,1 0 0 00
1 ,2 0 0 00
1 , 200 00
268 05
886 00
414 35
1,948 10
Commereia.l d ep o sits su b je e t to c h e c k .................
27,361 14
24, 810 96
19, 457 35
18,539 92
D em and co m m ercia l c e r tific a te s o f d ep o sit —
60,761 29
62, 414 25
59, 937 19
63,611 08
$98, 008 89
$102, 299 10
C apital sto e k paid in ....................................................
Surplus fund .....................................................................
U ndivided profits, le ss current e x p e n ses, intere s t and ta x e s pa,id......................................................
D ividends unpaid
.........................................
T im e com m ercial c e r tific a te s o f d e p o sit.............
»Savings d ep o sits
...........................................................
S avin g s c er tific a te s o f d e p o s it...............................
(Certified c h e c k s
......................................................
C ashier’s c h e c k s o utstan ding
Due to banks find ba,nkers
N o te s and bills red iscoun ted
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$106, 490 48
$106, 211
21
ST A T E
180
B A N K IN G
DEPA RTM EN T.
No. 148.
C IT IZ E N S ’ S T A T E B A N K O F S O U T H H A V E N , S O U T H H A V E N .
Organized D e cem b er 28, 1892.
W . S. B r a d l e y ,
P r e s id e n t;
R. T. P ie r c e ,
V ic e P r e s i d e n t ;
L. E. P a r so n s ,
C a s h ie r .
D ir e c t o r s .—W m. S. B radley, John C. Merson, R. T. P ier c e, Orley M. V aughan, S ilas M. T row bridge,
L. F. Otis, J a m es K. B arden, C. W . W illiam s, L. A. S p en cer, W . H. H urlbert, T. A. Bixby.
♦
R esources.
R eport o f
Feb. 4.
R eport o f
Jun e 30.
R eport o f
S ep t. 7.
R ep ort of
D ec. 2.
L oans and d isc o u n ts.......................................................
$96, 202 02
$121,970 27
$108, 004 41
$109,758 14
S to ck s, bonds and m o r tg a g e s ...................................
48, 386 61
49,385 26
50,518 26
60.226 29
O v erd ra fts...........................................................................
1, 394 90
1, 761 64
371 47
863 71
3,000 00
3,000 00
3, 000 00
3,000 00
Banking h o u se ...................................................................
Furniture and fix tu r es...................................................
O ther rea l e s t a t e .............................................................
P rem iu m s............................................................................
130 50
130 50
130 50
130 50
D ue from banks in r ese rv e c it ie s ............................
42,685 24
9,153 04
76, 959 19
43,669 03
C hecks and ca sh ite m s ................................................
1, 894 72
2,638 11
1, 962 22
5,264 97
N ic k e ls and c e n t s ............................................................
41 92
60 15
18 19
113 23
Gold co in ..............................................................................
7, 232 50
6,625 00
10,335 00
5,355 00
D ue from o th er banks and b a n k ers.......................
E x ch a n g e s for clearin g h o u se...................................
S ilv er c o in ..........................................................................
1,004 05
1,610 30
2,662
U. S. and N a tio n a l bank n o t e s ...............................
5,218 00
9,528 00
7, 543 00
$207,190 46 | $205,862 27
$261, 504 44
$237,071 32
$50, 000 00
$50, 000 00
6,500
6,500
T o ta ls .............................................................................
20
2,529 45
6,161
00
L iabilities.
C apital s to c k paid in ......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
$50,000 00
6 , 000 00
549 37
$50,000 00
6 , 500
00
561 64
00
00
937 95
3,804 13
D ividends un paid..............................................................
168
00
2 ,0 0 0 00
C om m ercial d ep o sits su b je c t to c h e c k .................
63,523 26
59,240 39
101, 317 59
84,183 90
D em and co m m ercia l c e r tific a te s o f d e p o s it__
15, 919 23
14, 665 78
14,591 13
14, 534 26
71, 030 60
68,911 60
88,157 77
78, 049 03
$261,504 44
$237,071 32
T im e co m m ercia l c e r tific a te s o f d e p o s it...........
S a v in g s d ep o sits...............................................................
S a v in g s c e r tific a te s o f d e p o s it................................
C ertified c h e c k s ...............................................................
C ash ier’s c h e c k s o u tsta n d in g ....................................
D ue to banks and b a n k ers..........................................
982
86
N o te s and bills r ed isco u n ted .....................................
Bills p a y a b le .......................................................................
T o ta ls ............................................................................. > $207,190 46
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
3,000 00
$205, 862 27
,
'
ST A T E
BANKS
OF
M IC H IG A N .
181
No. 71.
T H E F IR S T S T A T E B A N K O F S O U T H H A V E N , S O U T H H A V E N .
Organized D ecem b er 28, 1889.
C h a r l e s J. Mo n r o e ,
P r e s i d e n t ; H. W .
E u g e n e A.
W il lia m s ,
H artm an,
V i c e P r e s i d e n t ; G eorge
A s s i s t a n t C a s h ie r .
C. Mo n r o e ,
C a s h ie r ;
D ir e c t o r s —H enry W . W illiam s, C harles J. M onroe, V o ln e y Ross, M. H. Bixby, John M ack ey,
Sam u el P. W ilson, E unice E. M oore, H. M. A v ery, L. S. M onroe.
R esources.
R eport o f
F eb. 4.
R eport of
Jun e 30.
L oans and d isc o u n ts......... ............................................
$104,519 55
$129,798 46
S to ck s, bonds and m o r tg a g e s ...................................
106,283 20
109, 394 90
O v e r d r a fts...........................................................................
77 62
28
22
R eport o f
S ep t. 7.
$124,571 79
110,478
R eport o f
D ec. 2.
$129, 336 61
68
112,545 45
278 18
12 95
Banking h o u s e ...................................................................
Furniture and fix tu r es..................................................
3,000 00
3, 000 00
3,000 00
3,000 00
O ther r ea l e s t a t e .............................................................
10,266 42
9,181 42
9,181 42
9,181 42
Due from banks in rese rv e c it ie s ............................
51,928 37
21,047 98
65,818 39
72,791 69
32 04
848 82
2,676 10
5,024 12
D ue from o th er banks and b a n k ers.......................
E x ch a n g es for clearin g h o u se..,...............................
C hecks and cash it e m s ................................................
1,783 63
3,097 37
N ic k e ls and c e n t s ............................................................
66
95
80 72
Gold c o in ..............................................................................
5,185 00
3, 615 00
39
124 96
5,365 00
5, 080 00
68
S ilv er c o in ...........................................................................
1,510
00
2,735 00
IT. S. and N a tio n a l bank n o t e s ...............................
7,528 00
6,567 00
10, 617 00
T o t a ls ............................................................................
$292,148 74
$291,546 07
$333,586 99
$347, 811 02
1,500
00
1, 700 00
8,165
00
♦
Liabilities.
C apital s to c k paid in......................................................
$50, 000 00
$50,000 00
$50, 000 00
$50, 000 00
Surplus fu n d .......................................................................
U ndivided profits, le ss current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
35, 000 00
35,000 00
35, 000 00
35, 000 00
4, 355 35
3,342 89
3,807 52
6,734 18
C om m ercial d ep o sits su b je c t to c h e c k .................
67,792 94
69,288 45
103,270 36
103,870 30
D em and co m m ercia l c e r tific a te s o f dep osit —
7,488 67
7,162 87
9, 405 33
8,481 46
120,956 78
119,053 58
124,648 78
137,975 08
7, 055 00
7,455 00
5, 750 00
D ividends un p a id .............................................................
T im e com m ercial c er tific a te s o f d ep o sit.............
S avin gs d ep o sits...............................................................
S avin gs c e r tific a te s o f d e p o s it...............................
6 ,555
00
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ...................................
D ue to banks and bankers...........................................
643 28
N o te s and bills r ed isco u n ted .....................................
B ills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$292,148 74
$291,546 07
$333,586 99 |
$347,811 02
i
182
ST A T E
B A N K IN G
D EPA RTM EN T.
No. 207.
SPA R TA STATE BANK, SPA RTA .
O rganized S e p tem b e r
C. A. B loomer ,
P r e s id e n t;
6,
1898.
J. S. B rad fo r d , V i c e P r e s i d e n t ; J o h n Ma n c h e st e r , 2 d
B. N . K e is t e r , C a s h i e r .
V ic e P r e s i d e n t ;
D ir e c t o r s —J. S. Bradford, John M anchester, M anly W . Burtch, C. A. B loom er, Chas. A. Johnson,
A u gu st A. Johnson, B ru ce N . K eister.
R esources.
R eport o f
Feb. 4.
R eport o f
June 30.
R eport of
S e p t. 7.
"Roans and d is c o u n ts .....................................................
$21,992 52
$29,464 94
$33,121 64
S to ck s, bonds and m o r tg a g e s...................................
4, 708 00
24,533 25
26, 760 75
R eport of
D ec. 2.
$31,653
88
30,830 95
Overd r a fts ...........................................................................
R anking h o u se ...................................................................
"Furniture and fix tu r e s ........... ......................................
66
58
66
58
17,681
66
11,302 49
12, 985 05
168 26
O ther real e s t a t e ............................................................
D ue from banks in rese rv e c itie s ............................
34,580 18
D ue from o th er banks and ban k ers.......................
"Exchanges for clearin g h o u se ...................................
C hecks and ca sh ite m s .................................................
279 37
59 19
118 03
N ic k e ls and c e n ts ..........................................................
42 59
22 95
46 04
25 97
1, 405 00
1,525 00
1,505 00
1,640 00
Gold co in ..............................................................................
S ilv er c o in ..........................................................................
659 00
552 00
00
575 00
U . S. and N a tio n a l bank n o t e s ................................
2,651 00
3,644 00
2, 427 00
3,6 8 8 00
66
$77,549 57
$75, 533 53
$81, 567 11
$15, 000 00
$15, 000 00
$15,000 00
$15,000 00
651 29
2,104 39
2,632 52
3,541 74
24, 300 32
21,846 82
T o t a ls ............................................................................
L iabilities.
C apital sto c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, less current ex p en ses, in ter
e s t and ta x e s p a id ......................................................
$66,317
186
%
D ividends u n p a id .............................................................
C om m ercial d ep o sits s u b je c t to c h e c k ................
22 , 662
81
22, 460 03
D em and co m m ercia l c e r tific a te s o f d e p o s it.. ..
T im e co m m ercia l c er tific a te s o f d e p o s it...........
S a v in g s d ep o sits...............................................................
2, 703 80
3, 687 74
3,951 42
S a v in g s c e r tific a te s o f d e p o sit.................................
23,662 25
34,910 62
31,286 78
34,154 95
6 , 410
39
$77,549 57
$75, 533 53
$81,567 11
C ertified c h e c k s ...............................................................
C ash ier’s c h e c k s o u tsta n d in g ...................................
D ue to banks and b a n k ers..........................................
N o te s and bills red isco u n ted .....................................
B ills p a y a b le .......................................................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$66,317
66
ST A T E
BANKS
OF
183
M ICH IG AN .
No. 134.
C IT IZ E N S ’ S T A T E B A N K , S T U B G IS .
Organized M arch 2, 1892.
Ma r t in E. A u l sb r o o k ,
E. S. A m id o n , V i c e P r e s i d e n t ; T. J. Co l l in s ,
H. C. K r a f t , A s s i s t a n t C a s h i e r .
P r e s id e n t:
C a s h ie r ;
D ir e c t o r s .—Martin E. Aulsbrook, G eo. B. Tompkins, Edmund S. Amidon, C. B. Buck, Frank K enyon,
T. J. Collins, C harles A. Stu rges, E. C. W right, H. C. Rehm.
R esources.
R eport o f
Feb. 4.
R eport of
June 30.
R eport o f
S ep t. 7.
R eport o f
D ec. 2.
$111,124
L oans and d isc o u n ts..............................
$97, 861 54
$91,213 13
$102,798 29
S to ck s, bonds and m o r tg a g e s.............
53, 269 96
65,589 57
63, 634 35
68,467 47
O verd ra fts...................................................
1,662 43
3, 295 92
3,8 8 8 51
1, 897 00
2,051 60
1,901 60
1,901 60
2,006 60
26, 412 62
34, 690 42
20,216 75
14.011 39
1,142 45
88
Banking h o u s e ...........................................
Furniture and fix tu r es..........................
O ther r ea l e s t a t e .i ..................................
Due from banks in rese rv e c it ie s . . .
D ue from o th er banks and bankers.
E x ch a n g e s fo r clearin g h o u se...........
C hecks and ca sh ite m s ........................
279 16
425 41
658 93
N ic k e ls and c e n t s ....................................
170 33
139 93
84 81
39 37
Gold co in ......................................................
3,135 00
4,185 00
2,742 50
5,125 00
S ilv er c o in ..................................................
2,214 85
1, 402 90
637 25
1,722 95
U . S. and N a tio n a l bank n o t e s .......
3, 619 00
4,219 00
2, 412 00
7,076 00
88
$198, 974 99
$212,613 11
$50,000 00
$50,000 00
$50,000 00
$50,000 00
5, 450 00
5,450 00
5, 475 00
5, 475 00
486, 68
2, 778 65
1,141 37
2,046 65
C om m ercial d ep o sits s u b je c t to c h e c k ...............
43,031 96
44,403 84
34,016 23
38,130 00
D em and co m m ercia l c e r tific a te s o f d ep o sit —
2, 447 39
1,933 51
1,921 75
1, 805 43
74,180 56
$190,676 49
T o t a ls .
$207, 062
L iabilities.
C apital s to c k paid in.................
Surplus fu n d .................................................. ..............
U ndivided profits, le ss current e x p en ses, in ter
e s t and ta x e s, p a id .................................................
D ividends un p a id ..............................................................
T im e co m m ercia l c e r tific a te s o f d e p o s it........
53, 745 76
61,451 73
66,731 54
S avin g s d ep o sits...............................................................
35,514 70
41,045 15
39, 689 10
40, 975 47
$198,974 99
$212,613 11
S avin g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s ...............................................................
C ashier’s c h e c k s o u tsta n d in g ...................................
D ue to banks and bankers...........................................
N o te s and bills r ed isco u n ted .....................................
Bills p a y a b le ......................................................................
T o ta ls.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$190, 676 49
$207,062
88
184
STATE
B A N K IN G
D EPA RTM EN T.
No. 151.
L IL L E Y S T A T E B A N K , T E C U M S E H .
O rganized January 26, 1893.
L u c iu s L il l e y ,
P r e s id e n t;
P. W. A. F it zsim m o ns , V i c e P r e s i d e n t ; F. A . S h e p a r d
F. B. B a u e r , A s s i s t a n t C a s h i e r .
C a s h ie r -
D ir e c t o r s .—L ucius L illey, J. S. Strong, L. I. B idw ell, P . W . A. Fitzsim m ons, L. C. Bid well.
R eport o f
F eb. 4.
R esources.
L oans and d is c o u n ts .......................................
S to ck s, bonds and m o r tg a g e s ...................................
O v e r d r a fts........................................................
Banking h o u s e ..................................................
R eport of
June 30.
R eport of
S ep t. 7.
$71,400 15
$69,815 06
$72, 344 26
13,787 15
9,687 15
11,337 15
166 45
416 49
1,650 00
1, 650 00
86
R eport o f
D ec. 2.
$71,645
68
10. 780 00
93
.
Furniture and fix tu r e s ..................................................
1, 650 00
1, 650 00
86
76, 294 31
99,839 02
303 92
410 17
979 24
O ther rea l e s t a t e ..................................................
Due from banks in r ese rv e c it ie s ..........................
91,446 06
87,175
D ue from o th er banks and ban kers........................
E x ch a n g es for clea rin g h o u se ...................................
C hecks and ca sh ite m s..................................................
N ic k e ls and c e n t s .................................................
Gold co in ...........................................................
675 29
33 25
6 ,2 2 1 00
49
88
21 23
34 65
5,750 00
5,375 70
5,565 00
S ilv er c o in ...................................................................
1,048 50
353 10
53 75
464 50
U. S. and N a tio n a l bank n o t e s ................................
6,233 00
7,419 00
6,841 00
5,415 00
$192, 660 85
$182, 620 46
$174,414 50
$196, 373 09
$40, 000 00
$40, 000 00
$40,000 00
$40, 000 00
7,000 00
8 ,0 0 0 00
8 ,0 0 0 00
8 ,0 0 0 00
3, 478 43
1,091 21
1,236 01
1, 638 44
T o t a ls .................................................
L iabilities.
C apital s to c k paid in...........................................
Surplus fu n d .............................................
U ndivided profits, le ss current e x p en ses, in ter
e s t and ta x e s p a id ...............................
D ividends u n p a id .............................................
C om m ercial d ep o sits su b je c t to c h e c k .................
108, 621 42
83,185 06
77,135 82
94,580 89
D em and co m m ercia l c e r tific a te s o f d e p o s it....
33,561 00
50, 344 19
48,042 67
52,153 76
$192,660 85
$182, 620 46
$174, 414 50
$196, 373 09
T im e co m m ercia l c e r tific a te s o f d ep o sit............
S a v in g s d e p o sits..................................................
S a v in g s c e r tific a te s o f d e p o sit.................................
C ertified c h e c k s .............................................
C ashier’s c h e ck s ou tsta n d in g ..............................
D ue to banks and bankers..........................
N o te s and bills red isc o u n te d ..........................
B ills p a y a b le .........................................
T o t a ls ..................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ST A T E
BANKS
OF
185
M ICH IG AN .
No. 156.
T E C U M S E H S T A T E S A V IN G S B A N K , T E C U M S E H .
Organized April 21, 1893.
C h a r le s R. Mil l e r , P r e s id e n t; G eo . W. K n a p p , Vice P r e s id e n t; J. H. S m it h , C a sh ie r;
Geo . W . K n a p p , A s s is ta n t C ashier.
D ir e c t o r s .—C. A. Slayton, C. R. Miller, Geo. W. Knapp, Joseph Russell, Arthur D. Gilmore,
L. M. Kellogg, L. D. Dewey, A. D. Ellis, David Howell.
Report of
Feh. 4.
Resources.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
Loans and discounts..............................................
$57,675 28
$48,779 80
$49,837 27
$46,143 53
Stocks, bonds and mortgages..............................
24, 206 89
32, 495 67
29, 755 67
28, 837 44
Overdrafts................................................................
964 30
97 56
152 54
40 64
Banking house..........................................................
4, 000 00
4, 000 00
4,000 00
4,000 00
Furniture and fixtures...........................................
1,290 00
1,290 00
1,290 00
1, 290 00
30,045 14
28,074 76
21,024 65
25,916 13
923 80
Other real estate..............................
.............
Due from banks in reserve cities........................
One from other banks and bankers ...
934 25
Fxchanges for clearing house..............................
Checks and cash items..........................................
248 85
9 24
1,554 28
Nickels and cents...................................................
78 04
135 12
150 48
96 59
Gold coin...................................................................
2,282 50
2, 835 00
2,470 00
2.215 00
Silver coin................................................................
700 65
824 20
373 70
356 05
TT. S. and National bank notes...........................
5,291 00
8,171 00
3,791 00
9,700 00
T otals..................................................................
$127,716 90
$126,712 35
$114,399 59
$119,519 18
$26, 000 00
$26,000 00
$26,000 00
$26,000 00
1,500 00
1,500 00
1,50u 00
1.500 00
62 89
1,906 64
2,125 31
3,261 41
Commercial deposits subject to check..............
29,426 11
24,675 29
27,281 39
28, 265 88
Demand commercial certificates of deposit....
41,174 80
20,822 12
15,644 65
16,167 01
29,553 10
51, 808 30
41, 848 24
44, 324 88
$127, 716 90
$126, 712 35
$114,399 59
$119,519 18
Liabilities.
Capital stock paid in................................... ..........
Surplus fund.............................................................
Undivided profits, less current expenses, inter
est and taxes paid..............................................
Dividends unpaid.....................................................
Time commercial certificates of deposit...........
Savings deposits......................................................
Savings certificates of deposit.............................
Hertified checks ..
flashier’s checks outstanding . . .
Due to banks and bankers...................................
Notes and bills refiisc.onnted
Bills payable ...........
.............................
T otals.... .............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ST A T E
186
B A N K IN G
D EPA RTM EN T.
No. 120.
T H E F IR S T S T A T E S A V IN G S B A N K , O F T H R E E R IV E R S , T H R E E R IV E R S .
Organized August 15, 1891.
A mos C. W o lf , P r e s id e n t; B ish o p P. A n d r e w s , Vice P r e s id e n t; G eorge T. W o lf , C a sh ie r ;
G. R. B e a n , A s s is ta n t C ashier.
D ir e c t o r s .—J. W. French, W. E. Clark, George T. Wolf, Bishop E. Andrews, A. C. Wolf,
W. J. Willits, E. B. Linsley.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts.............................................
$182, 823 10
$213,227 95
$194, 074 36
$192,022 15
Stocks, bonds and mortgages..............................
42, 634 45
47,350 54
44, 015 54
46,446 79
Overdrafts................................................................
1,186 35
2,355 33
1,115 02
4,560 39
Banking house..........................................................
15,000 00
15, 000 00
15,000 00
15,000 00
Due from banks in reserve cities........................
35, 375 88
22,685 48
16,210 62
11,585 72
Due from other banks and bankers.....................
590 00
356 82
Resources.
Report of
Dec. 2.
Furniture and fixtures.............................................
Other real estate.....................................................
Exchanges for clearing house..............................
Checks and cash items..........................................
158 02
83 34
380 27
Nickels and cents.......................................
167 17
113 24
90 50
194 36
12,200 00
10,542 50
10, 595 00
10, 460 00
Gold coin................................................................
Silver coin..........................................................
TJ. S. and National bank notes...........................
T otals..................................................
1,651 40
993 70
791 90
1, 381 90
11,151 00
9,145 00
9, 803 00
9, 321 00
$302,937 37
$321, 497 08
$292,076 21
$291,329 13
$30, 000 00
$30, 000 00
$30,000 00
$30, 000 00
15, 000 00
15,000 00
15,000 00
15,000 00
2,100 42
1, 993 31
2,271 40
3,900 09
Liabilities.
Capital stock paid in................................
Surplus fund................................................
Undivided profits, less current expenses, inter
est and taxes paid........................................
Dividends unpaid.....................................................
Commercial deposits subject to check..............
40,401 80
58,535 09
38,561 97
34,960 90
Demand commercial certificates of deposit__
116, 159 34
104,089 68
98,881 62
115,227 69
99.275 81
111,879 00
100, 389 57
92,240 45
Time commercial certificates of deposit.........
Savings deposits.....................................................
Savings certificates of deposit.............................
Certified checks...................................
Cashier’s checks outstanding..............................
Due to banks and bankers.....................................
Notes and bills rediscounted................................
6,971 65
Bills payable..................................................... .......
T otals........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$302, 937 37
$321, 497 08
$292, 076 21
$291,329 13
ST A T E
BANKS
OF
187
M IC H IG A N .
No. 138.
T R A V E R S E C IT Y S T A T E B A N K , T R A V E R S E C IT Y .
Organized June 16, 1892.
P e r r y H a n n a h , P r e s id e n t; A. T r a c y L a y , Vice P r e s id e n t; J. T. H a n n a h , C a sh ie r;
S. Ga r l a n d , A s s is ta n t C a sh ie r; H o w ard I r i s h , 2 d A s s is ta n t C a sh ier.
D ir e c t o r s .—Perry Hannah, A. Tracy Lay, J. T. Hannah, S. Garland, Howard Irish.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
7,nans and discounts...............................................
$128, 803 05
$136,811 26
$145,077 37
$166,400 43
St-ccks bonds and mortgages..............................
469 680 09
470, 459 82
485,079 11
488,173 11
Overdrafts.................................................................
4 12
180 56
95 11
25 30
Ranking house..........................................................
298 00
298 00
298 00
298 00
"Furniture and fixtures...........................................
Other real estate.....................................................
9, 074 37
8, 809 37
8, 809 37
8,809 37
Due from hanks in reserve eities........................
135,863 85
169,337 57
195,010 14
194,143 03
17, 349 26
Due from other hanks and hankers.....................
"Rxchanges for elearing house..............................
Checks find eash items...........................................
• 10,086 30
9, 207 20
4,623 04
Niekels and eents...................................................
50 42
101 60
47 26
105 65
Gold coin...................................................................
11,659 50
7. 509 50
8,827 00
9,000 00
Silver coin................................................................
2, 375 20
4, 000 00
3,975 20
4,800 00
TT. S. and National hank notes...........................
33, 565 00
31,513 00
31,892 00
47, 327 00
T otals..................................................................
$801,459 90
$838, 227 88
$883,733 60
$936,431 15
Capital stock paid in...................................... . ....
$100, 000 00
$100, 000 00
$100,000 00
$100, 000 00
Surplus fund.............................................................
Undivided profits, less current expenses, interest and taxes paid..............................................
25, 000 00
25,000 00
25,000 00
25,000 00
13, 409 09
13, 037 60
13,348 58
17,583 53
Commercial deposits subject to check..............
309,137 58
303,921 40
324,686 44
382, 416 87
Demand commercial certificates of deposit —
353,913 23
396, 268 88
420,698 58
411,430 75
$801,459 90
$838,227 88
$883,733 60
$936,431 15
Liabilities.
Dividends unpaid.....................................................
Time commercial certificates of deposit...........
Savings deposits.......................................................
Savings certificates of deposit.............................
Certified checks......................................................
Cashier’s checks outstanding..............................
Due to hanks and hankers.....................................
Notes and hills rediscounted................................
Rills payable.............................................................
T otals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
I
ST A T E
188
B A N K IN G
D EPA RTM EN T.
No. 192.
S T A T E S A V IN G S B A N K O F V A S S A R , V A S S A R .
Organized December 30, 1896.
I saac Gib b a k d , P r e s id e n t; H. E. H a r r is o n , Vice P r e s id e n t; W m. D a t i e s , 2 d Vice P r e s id e n t;
C. C. Cu r t i s , C a sh ie r; Geo . R. B u c k , A s s is ta n t C a sh ier.
D ir e c t o r s .—Isaac Gibbard, H. E. Harrison, C. C. Curtis, George R. Buck, Charles H. Richardson,
William Davies.
Resources.
Report; of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
Loans and discounts..............................................
$58,983 12
$66, 283 15
$69,153 01
$77,599 95
Stocks, bonds and mortgages..............................
20, 974 00
26,754 42
26, 754 42
26,605 65
101 66
238 69
511 28
114 76
Banking house............................................
2,100 00
3,485 66
3, 450 00
3,450 00
Furniture and fixtures...........................................
1,500 00
1,693 45
1,650 00
1,650 00
26,605 56
23, 039 06
29, 115 95
177 62
Overdrafts..............................................................
Other real estate.....................................................
Expenses, interest and taxes paid......................
784 64
Due from banks in reserve cities........................
29,752 16 ,
Due from other banks and bankers.....................
Exchanges for clearing house..............................
Checks and cash items...........................................
156 88
308 60
429 77
Nickels and cents....................................................
18 90
16 95
29 90
20 19
2, 005 00
2,015 00
2, 000 00
2,125 00
Gold coin.......................................................
Silver coin.............................................................
458 80
941 20
701 15
1,178 70
D. S. and National bank notes........................
3, 862 00
3,850 00
4,351 00
4,332 00
$120,697 16
$132,192 68
$132, 069 59
$146,369 82
$25,000 00
$25,000 00
$25, 000 00
$25,000 00
750 00
750 00
1, 000 00
1,000 00
*546 84
1,222 63
209 27
1, 450 26
28,855 67
26, 906 33
25, 731 46
32, 357 88
Savings deposits.......................................................
17, 948 32
28,738 52
29, 573 45
33, 692 45
Savings certificates of deposit.............................
47,596 33
49, 575 20
50, 555 41
52, 378 55
T otals.....................................................
Liabilities.
Capital stock paid in........................................
Surplus fund................................................
Undivided profits, less current expenses, inter
est and taxes paid...................................
Dividends unpaid...........................................
Commercial deposits subject to check.............
Demand commercial certificates of deposit....
Time commercial certificates of deposit...........
Certified checks................................................
Cashier's checks outstanding..............................
Due to banks and bankers.....................................
490 68
Notes and bills rediscounted.............................
Bills payable........................ ....................................
T otals..................................................................
*Gross undivided profits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$120,697 16
$132,192 68
$132,069 59
$146,369 82
ST A T E
BANKS
OF
189
M IC H IG A N .
N o. 105.
W A Y N E S A V IN G S B A N K . W A Y N E .
Organized October 14, 1890.
J ames R. H o sie , P r e s id e n t; L. T. B l o u n t , Vice P r e s id e n t; George H. S te l l w a g e n , C a sh ie r;
G. S tellw a ge n , A s s is ta n t C ashier.
D ir e c t o r s .—Jas. R. Hosie, Geo. H. Stellwagen, L. T. Blount, J. J Stellwagen, Joseph Waltz,
P. H. Stellwagen, Wm. Darmstaitter.
Report of
Feb. 4.
Resources.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
Loans and discounts..............................................
$95,710 86
$119,282 17
$117,168 05
$116,814 16
Stocks, bonds and mortgages..............................
103,002 73
111,615 93
110,750 93
114,941 86
Overdrafts.................................................................
4,142 98
2,319 33
2,340 59
2, 747 92
1,200 00
1,200 00
1,200 00
1,200 00
53,058 43
51, 771 20
49, 935 02
50, 308 46
Checks and cash items...........................................
1,700 08
1,641 20
1,698 78
668 87
Nickels and cents...................................................
41 57
45 26
83 78
134 56
Gold coin...................................................................
|
Silver coin................................................................
3, 016 24
2,045 36
2,530 36
4, 785 36
700 00
370 00
850 00
400 00
U. S. and National bank notes............................
1,172 00
5,055 00
1,009 00
1,440 00
T otals..................................................................
$263, 744 89
$295,345 45
$287, 566 51
$293,441 19
Capital stock paid in..............................................
$25,000 00
$25,000 00
$25, 000 00
$25,000 00
Surplus fund.............................................................
Undivided profits, less current expenses, inter
est and taxes paid..............................................
12,500 00
12,500 00
12.500 00
12, 500 00
3, 449 56
4,856 55
3,821 10
5, 593 87
R a n k i n g R o u s e .............................................................................
Furniture and fixtures...........................................
Other real estate.....................................................
Due from banks in reserve cities........................
D u e fro m
Fx c h a n g e s
o th e r
banks and bankers....................
f o r e l e a r i n g h o u s e ..........................
Liabilities.
.....................................................
124 00
Commercial deposits subject to check..............
28, 452 58
D iv id e n d s u n p a id
60 00
20 00
37,343 54
29,565 25
27, 449 39
155,873 79
185,155 10
188,405 57
195, 481 82
38, 344 96
30,490 26
28,214 5Q
27,396 11
$263,744 89
$295,345 45
$287,566 51
$293,441 19
D e m a n d c o m m e r c i a l c e r t i f i c a t e s o f d e p o s i t __
T i m e c o m m e r c i a l c e r t i f i c a t e s o f d e p o s i t ..........
Savings deposits.................................................
S a v i n g s c e r t i f i c a t e s o f d e p o s i t ...........................
C e rtifie d c h e c k s
.....................................................
C a s h i e r ’s c h e c k s o u t s t a n d i n g
.....................
D u e t o b a n k s a n d b a n k e r s ....................................
N o t e s a n d b i ll s r e d i s c o u n t e d ................................
R i ll s p a y a b l e .............................................................
Totals........... ................. ..................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ST A T E
190
B A N K IN G
DEPA RTM EN T.
No. 96.
L U M B E R M E N ’S S T A T E B A N K , W E S T B A Y C IT Y .
Organized January 1, 1875.
J ames D a v id s o n , P r e s id e n t; H. H. N o r r in g t o n , Vice P r e s id e n t a n d C a sh ier ;
D a n ie l M. S h a v e r , A s s is ta n t C ashier.
D ir e c t o r s .—S. O. Fisher, H. H. Norrington, James Davidson, J. E. Davidson, Peter C. Smith,
John M. Kelton.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts...............................................
$188, 665 89
$159,028 75
$164, 499 57
$193,703 54
Stocks, bonds and mortgages..............................
20, 895 08
24,887 79
23,180 91
21,730 91
548 20
365 47
174 30
Resources.
Overdrafts.................................................................
Report of
Dec. 2.
Banking house..........................................................
Furniture and fixtures...........................................
3, 000 00
3,000 00
3,000 00
3,000 00
Other real estate.....................................................
4, 500 00
4,500 00
4,500 00
4,500 00
4,710 80
1,510 46
2, 643 66
16,002 85
2,462 22
137, 603 46
49,132 76
Checks and cash items..........................................
706, 35
488 10
256 65
Nickels and cents...................................................
159 67
32 65
200 34
117 87
Gold coin........... ........................................................
4, 000 00
1,465 00
5,120 00
4, 700 00
Taxes and interest and expense account...........
Due from hanks in reserve cities........................
Due from other banks and bankers.....................
1,746 23
Exchanges lor clearing house..............................
541 22
Silver coin.................................................................
2,356 50
1,275 56
4,454 70
2, 387 75
U. S. and National bank notes...........................
10,277 00
14,749 00
25,185 00
16, 396 00
Totals..................................................................
$250,563 34
$217,148 07
$369,876 56
$300,774 24
Capital stock paid in...............................................
$50, 000 00
$50,000 00
$50,000 00
$50,000 00
Surplus fund.............................................................
Undivided profits, less current expenses, inter
est and taxes paid...............................................
6, 000 00
6, 000 00
6, 000 00
6, 000 00
706 60
*2,915 22
Commercial deposits subiect to check.............
88,125 74
56,932 61
225,551 16
153,769 30
Demand commercial certificates of deposit__
58,103 00
42,418 00
43, 675 28
43,148 47
42, 628 00
47,005 53
44, 650 12
47, 856 47
5,000 00
10,450 68
$250, 563 34
$217,148 07
$369, 876 56
$300,774 24
Liabilities.
Dividends unpaid.....................................................
Time commercial certificates of deposit.........
Savings deposits......................................................
Savings certificates of deposit...........................
1
Certified checks.......................................................
Cashier’s checks outstanding..............................
Due to banks and bankers.....................................
Notes and bills rediscounted................................
1,426 23
Bills payable.............................................................
T otals..................................................................
* Gross undivided profits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ST A T E
BANKS
OF
191
M ICH IG AN .
No. 17.
P E O P L E ’S S A V IN G S B A N K , W E S T B A Y C IT Y .
Organized December 27, 1888.
Mic h a e l H a g a r t y , P r e s id e n t; J o h n B o u r n , Vice P r e s id e n t; T. R. S h a v e r , C a sh ier.
D ir e c t o r s .—John Bourn, C. E. Pierce, M. Hagarty, Fred Mohr, Thos. Walsh, T. R. Shaver.
Resources.
Report of
Feb. 4.
Report of
June 30.
Repoi’t of
Sept. 7.
Report of
Dec. 2.
T.nans a.nd discounts...............................................
$72,805 11
$91,291 08
$86,444 78
$112,821 55
Stocks bonds a,nd mortgages..............................
22,020 94
27,640 08
26,256 18
28, 479 43
Overdrafts.................................................................
4,121 43
1, 658 43
1, 645 59
3,150 36
Ranking house..........................................................
25,000 00
25,000 00
25, 000 00
25,000 00
Furniture and fixtures............................................
2, 430 00
2, 430 00
2,430 00
2, 430 00
Other real esta.te.....................................................
22,187 27
22,195 16
24, 420 81
24,028 73
fr.Ypenscs and interest paid
903 22
One from banks in reserve cities........................
2,507 55
24, 064 36
34,783 97
29,140 71
One from other hanks n,nd bankers.....................
7,109.33
4,656 99
8,035 59
8, 905 22
1,273 21
FiXehanges for clea.ring h ou se.............................
Checks and ca,sh items......... .................................
1,526 98
1,147 58
801 26
Nickels and cents...................................................
163 61
51 93
57 79
193 03
Gold coin...................................................................
2, 307 50
3,990 00
3, 680 00
3, 205 00
Silver coin................................................................
1,009 15
411 20
823 85
576 75
U. S. and National bank notes..........................
6, 956 00
11,787 00
11,355 00
12,447 00
Totals..................................................................
$171,048 09
$216, 323 81
$225,734 82
$252, 250 99
$50, 000 00
$50,000 00
$50,000 00
$50, 000 00
*902 64
2,472 10
513 03
2, 665 88
26, 407 80
35, 428 42
42,377 09
44, 399 17
Savings deposits.......................................................
77,601 21
88,500 01
89, 402 81
107,569 74
Savings certificates of deposit.............................
15,046 56
31,732 60
39,327 60
47,616 20
8,190 68
4,114 29
$216,323 81
$225,734 82
Liabilities.
Capital stock paid in..............................................
Surplus fund
Undivided profits, less current expenses, inter
est and taxes paid..............................................
Dividends unpaid.....................................................
Commercial deposits subject to check.............
Oema.nd commercial certificates of deposit......
Time commercial certificates of deposit.........
Certified checks ...................... ............................
Cashier’s checks outstanding..............................
Due to banks a-nd hankers
1,089 88
Notes and bfils rediscounted.
Bills payable
................................................
T otals..................................................................
*Gross undivided profits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$171. 048 09
$252,250 99
192
ST A T E
B A N K IN G
D EPA RTM EN T.
No. 3.
S T A T E B A N K O F W H IT E P IG E O N , W H IT E P IG E O N .
Organized January 24, 1889.
Da v id P. H a m il t o n , P r e s id e n t; J o h n Mu r r a y , Vice P r e s id e n t; J o h n G. S c h u r t z , C a sh ier;
J. M. B e n j a m in , A s s is ta n t C ashier.
D ir e c t o r s .—John G. Schurtz, John Murray, David P. Hamilton, Charles W. Hotchin, Fred C. Hotchin,
A. W. Murray, John H. Catton, Birdsey Peck.
Resources.
Loans and discounts..........................................
Stocks, bonds and mortgages..............................
Overdrafts...................................................
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
$168,849
42
$139,053 19
$175,199 20
$169,288 10
2 2 , 199
99
25,435 99
25,453 99
20,489 99
6,510
24
3,705 36
967 95
4,293 02
Report of
Dec. 2.
Banking house..........................................................
Furniture and fixtures...........................................
1,000 00
1,000 00
1,000 00
1, 000 00
Other real e s ta te ...................................................
2. 350 00
2, 264 00
2, 064 00
2, 064 00
Due ffom banks in reserve cities........................
10, 817 39
38, 672 20
11,143 17
10,658 29
237 17
Due from other banks and bankers....................
Exchanges for clearing house...............................
Checks and cash items..........................................
95 00
444 90
265 89
Nickels and cents...................................................
34 97
31 56
31 51
38 20
Gold coin....................................................................
2, 005 00
2,255 00
2, 455 00
1, 605 00
Silver coin................................................................
386 65
860 00
724 50
391 25
U. S. and National bank notes...........................
1,631 00
5,098 00
2,244 00
10,747 00
T otals..................................................................
$215,879 66
$218,820 20
$221,549 21
$220,812 02
Capital stock paid in...............................................
$25,000 00
$25, 000 00
$25,000 00
$25, 000 00
Surplus fund..........................................................
Undivided profits, less current expenses, inter
est and taxes paid..............................................
30,000 00
30,000 00
30, 000 00
30,000 00
1,048 95
3,295 49
16 40
915 93
Liabilities.
Dividends unpaid.....................................................
Commercial deposits subject to c h e c k .............
36,544 68
36,117 74
38,811 81
39,574 56
Demand commercial certificates of deposit__
123, 286 03
124,406 97
127, 721 00
124,621 53
Time commercial certificates of deposit..........
Savings deposits.......................................................
Savings certificates of deposit.............................
Certified checks.......................................................
700 00
Cashier’s checks outstanding................................
Due to banks and bankers.....................................
Notes and bills rediscounted................................
Bills payable.............................................................
T otals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$215,879 66
$218,820 20
$221,549 21
$220, 812 02
/
ST A T E
BANKS
..
OF
M IC H IG A N .
193
No. 35.
W IL L IA M S T O N S T A T E B A N K O F W IL L IA M S T O N .
Organized August 30, 1888.
W. E. D e n n is ,
P r e s id e n t;
B. A. L iv e r a n c e , Vice P r e s id e n t; B io n W ix s o n ,
F J. P ie r c e , T e lle r.
C a sh ie r;
D i r e c t o r s . —W.
E. Dennis, Bion Wixson, Theodore Hoffman, B. A. Liverance, M. A. Dennis,
Jacob S toiler, Lysander Carpenter, J. N. Leasia, S. D. Dennis.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
Loans and discounts..............................................
$86,604 59
$91,377 80
$96,218 41
$91,602 38
Stocks, bonds and mortgages..............................
30, 533 72
28,123 72
30,798 72
32, 469 72
Overdrafts ................................... ..........................
2,777 95
722 83
1,721 27
2,218 67
Banking house..........................................................
3,000 00
3,000 00
3,000 00
3,000 00
Furniture and fixtures...........................................
1,600 00
1,600 00
1,600 00
1, 600 00
35,738 61
40,138 43
28,574 67
32,611 23
4,336 03
Other real estate.....................................................
Due from banks in reserve cities........................
Due from other banks and bankers.....................
Exchanges for clearing h ou se.............................
Checks and cash items...........................................
2,349 48
1, 803 43
1,505 90
Nickels and cents...................................................
54 82
23 06
56 78
43 63
Gold coin...................................................................
2, 030 00
2,150 00
2,025 00
2,370 00
Silver coin................................................................
1,036 40
828 00
399 95
245 75
IT. S. and National bank notes...........................
7,601 00
8,348 00
5,143 00
6, 607 00
Totals..................................................................
$173,326 57
$178,115 27
$171,043 70
$177,104 41
$50,000 00
$50, 000 00
$50, 000 00
$50, 000 00
4,349 75
Liabilities.
Capital stock paid in..............................................
Surplus fund.............................................................
Undivided profits, less current expenses, inter
est and taxes paid..............................................
1,000 00
857 12
1,962 68
2,487 68
Dividends unpaid.....................................................
240 00
90 00
60 00
60 00
Commercial deposits subject to check..............
32,702 05
35,815 89
26, 093 94
25,517 32
Demand commercial certificates of deposit__
88,527 40
90,246 70
92, 366 13
97,177 34
T im
e p.nmmftrr».ial certificates of deposit...........
Savings deposits......................................................
Savings certificates of deposit__
Certified checks...............
35 95
Cashier’s checks outstanding..............................
Due to banks and bankers.....................................
Notes and bills rediscounted................................
Rills payable.
.....................................................
t
T otals..................................................................
25
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$173, 326 57
$178,115 27
$171,043 70
$177,104 41
194
STATE
B A N K IN G
D EPA RTM EN T.
No. 166.
F IR S T C O M M E R C IA L A N D S A V IN G S B A N K , W Y A N D O T T E .
Organized September 25, 1893.
W m , H. D e n m a n , P r e s id e n t; A u g u st L o e f f l e r , Vice P r e s id e n t; F r a n k Ma r x , S e c o n d Vice P r e s id e n t;
C. F. B abcock , C a sh ier.
D ir e c t o r s .—W m. H. Denman, A. M. Salliotte, Frank Marx, A u gu st Loeffler, Wm. E. Lacey,
G. A. Raupp, H. H. Eby, Jobn Desmond, Wm. H. Lacey, J. D. Haven, S. T. Hendricks.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
Loans and discounts..............................................
$96, 014 01
$99, 926 00
$117, 895 92
$129, 306 26
Stocks, bonds and mortgages..............................
29,040 00
32, 060 00
36, 960 00
40, 830 00
Overdrafts................................................................
285 14
43 78
45 58
120 02
Banking bouses........................................................
Furniture and fixtures...........................................
2, 850 00
2,850 00
2, 850 00
2, 850 00
Banking house and other real estate.................
23,821 06
23,821 06
23,821 06
23,821 06
Due from banks in reserve cities........................
38,803 95
36,438 19
26,124 00
7,631 03
382 45
Due from other banks and bankers...................
Exchanges for clearing house..............................
Checks and cash items..........................................
156 25
679 39
158 25
Nickels and cents...................................................
15 56
53 23
5 42
58 57
Gold coin...................................................................
2,830 00
2, 530 00
2, 935 00
3,160 00
Silver coin................................................................
225 00
243 00
40 00
350 00
U. S. and National bank notes...........................
5,806 00
3,581 00
4, 886 00
7, 003 00
T otals..................................................................
$199,846 97
$202,225 65
$215,721 23
$215,512 39
Capital stock paid in...............................................
$50,000 00
$50, 000 00
$50, 000 00
$50,000 00
Surplus fund.............................................................
Undivided profits, less current expenses, inter
est and taxes paid..............................................
4, 750 00
4,750 00
5, 000 00
5,000 00
1,919 01
1,611 39
1, 603 36
1,019 64
45,678 26
43,633 44
51,217 30
43,028 27
940 00
3,123 00
1, 795 00
Liabilities.
Dividends unpaid.....................................................
Commercial deposits subject to check.............
Demand commercial, certificates of deposit__
Time commercial certificates of deposit.........
Savings deposits.......................................................
97,199 70
101, 090 82
104, 527 57
114.469 48
Savings certificates of deposit.............................
300 00
200 00
200 00
200 00
Certified checks.......................................................
50 00
Cashier’s checks outstanding..............................
Due to banks and bankers...................................
Notes and bills rediscounted................................
Bills payable.............................................................
Totals...........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$199,846 9J
$202,225 65
$215,721 23
$215,512 39
ST A T E
BANKS
OF
M ICH IG A N .
195
No. 64.
■W Y A N D O T T E S A V IN G S B A N K , W Y A N D O T T E .
Organized November 20, 1871.
J. S. A l s t y n e , P r e s id e n t; F. B. S ib l e y , Vice P r e s id e n t; F e e d E. V a n A l s t y n e , C ashier.
D i r e c t o r s —Sidney D. Miller, Chas. W. Thomas, J. S. Van Alstyne, Sidney T. Miller, F. B. Sibley,
Geo. Hendrie, Thos. H. Christian, James Cahalan.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Doans and discounts...............................................
$116,592 49
$192,640 65
$216,349 87
$179,116 98
Stocks, bonds and mortgages..............................
121, 378 00
165,565 50
166, 015 50
168,790 50
Overdrafts.................................................................
Ranking house...................................... ...................
441 35
960 14
470 00
187 62
Furniture and fixtures...........................................
1, 647 53
1, 647 53
1, 647 53
1,647 53
6, 797 88
6,528 37
180,117 62
65,719 66
16, 479 48
70, 256 35
249 04
Resources.
Report of
Dec. 2.
Other real estate.....................................................
Profit, and loss..........................................................
Due from banks in reserve cities........................
Due from other banks and bankers.....................
F.xehanges for clearing house..............................
Checks and cash item s,........................................
771 53
204 21
229 25
"NTiekels and cents...................................................
26 00
24 26
9 23
27 95
Cold coin....................................................................
2, 372 50
3, 415 00
1, 602 50
1,840 00
Silver coin................................................................
125 70
338 10
285 25
260 50
TT. S and National bank notes.............................
2,139 00
5, 879 00
4,087 00
4, 519 00
Totals..................................................................
$425,611 72
$436, 394 05
$413,973 49
$433, 423 84
Capital stock pa,id in..............................................
$50, 000 00
$50,000 00*
$50, 000 00
$50, 000 00
Surplus fund.............................................................
Undivided profits, less current expenses, inter
est and taxes paid...............................................
10, 000 00
2,704 93
10,000 00
10,000 00
1,224 96
1,997 19
*1,824 61
*4, 422 62
102, 495 57
96, 947 27
81, 437 69
112, 006 59
Liabilities.
Dividends unpaid....................................................
Commercial deposits subject to check.............
Pern and commercial certificates of deposit......
-
Time commercial certificates of deposit.........
Savings deposits.......................................................
Savings certificates of deposit......................
254,651 19
277,504 66
263,471 19
7, 240 00
7,240 00
7,240 00
$425,611 72
$436, 394 05
$413, 973 49
256, 994 63
Certified checks......................................................
P-ashier’S checks outstanding..............................
Due to banks and ba.nkers.....................................
and bills rediscounted ..............................
Rills payable
.....................................................
Totals..................................................................
* Gross undivided profits.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$433, 423 84
STATE
196
B A N K IN G
D EPA RTM EN T.
No. 86.
Y P S IL A N T I S A Y IN G S B A N K , Y P S IL A N T I.
Organized April 30, 1887.
S u l l iv a n
M.
C u t c h e o n , P r e s id e n t; H e n r y
D i r e c t o r s .— R.
P.
G l o v e r , Vice P r e s id e n t;
R. W.
H e m p h i l l , C ashier.
W. Hemphill, H. P. Glover, Sullivan M. Cutcheon, Hal W. Glover, Augustus Beyer.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts...............................................
$338,656 98
$379,162 60
$392, 876 19
$389,806 58
Stocks, bonds and mortgages..............................
59, 313 00
85,728 00
85, 628 00
90,566 00
Overdrafts.................................................................
1,985 03
3, 523 81
2,107 27
2, 479 20
Banking house..........................................................
28,000 00
27,000 00
27, 000 00
27, 000 00
Report of
Dec. 2.
Furniture and fixtures...........................................
3, 000 00
3,000 00
3, 000 00
3, 000 00
Other real estate.....................................................
12, 300 00
12, 300 00
12,300 00
12,300 00
Due from banks in reserve cities........................
132,421 73
72,843 72
61, 320 24
78,351 11
Due from other banks and bankers.....................
7,561 25
5, 986 91
23, 597 84
18,732 57
Exchanges for clearing house..............................
2,330 32
871 80
2,840 00
Checks and cash items...........................................
3,203 70
1,112 42
1,347 45
2,869 10
Nickels and cents...................................................
101 94
80 75
78 33
151 63
Gold coin...................................................................
11,880 00
13, 530 00
13, 927 50
20,120 50
Silver coin................................................................
2, 090 00
1,150 00
880 00
1, 630 00
U. S. and National bank notes...........................
15,700 00
18,264 00
10,500 00
10,085 00
T otals..................................................................
$618,543 95
$623, 682 21
$635,434 62
$659, 931 69
Capital stock paid in...............................................
$50, 000 00
$50,000 00
$50, 000 00
$50,000 00
Surplus fund.............................................................
Undivided profits, less cu*rent expenses, interest and taxes paid...............................................
10,000 00
10, 000 00
10, 000 00
10, 000 00
4,199 81
2,676 14
5,275 77
5,150 92
118,999 90
113,264 90
108,284 00
115,473 43
Liabilities.
Dividends unpaid.....................................................
Commercial deposits subject to check..............
Demand commercial certificates of deposit__
Time commercial certificates of deposit...........
Savings deposits......................................................
76,602 96
81, 249 98
78,740 86
85, 870 08
Savings certificates of deposit............................
358,741 28
366,491 19
383,118 46
393, 437 26
Certified checks......................................................
Cashier’s checks outstanding...............................
Due to banks and bankers.....................................
15 53
Notes and bills rediscounted................................
Bills payable.............................................................
T otals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$618,543 95
$623, 682 21
$635,434 62
$659,931 69
REPORTS
o r THE
N A T IO N A L BANKS
O F M IC H IG A N
A S F U R N IS H E D T H E C O M M IS S IO N E R O F T H E S T A T E B A N K IN G
D EPA RTM EN T
FEBRUARY 4, JUNE 30, SEPTEMBER 1, AND DECEMBER 2,
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
1899
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https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
77
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N A T IO N A L
BANKS
OF
199
M ICH IG A N .
No. 3316.
F IR S T N A T IO N A L B A N K , A L B IO N .
W . O. D o n o u g h u e , P r e s id e n t; I . L . S i b l e y . Vice P r e s id e n t; H . M . D e a r i n g , C a sh ie r;
S . H t n e y , A s s is ta n t C ash ier.
D i r e c t o r s . —W.
O. Donoughue, I. L. Sibley, M. D. Weeks, A. J. Howell, W. W. Austin,
O. Harry Gale, J. C. Eslow.
Report of
Dec. 2.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts...............................................
Overdrafts, secured and unsecured.....................
U. S. bonds to secure circulation.........................
TJ S bonds to secure TT s dpposits
$142,976 51
499 02
82,500 00
$127,162 82
2,552 82
82,500 00
$129,430 97
5, 675 49
82,500 00
$130,472 63
537 25
82,500 00
Premiums on U. S. bonds......................................
Stocks, securities, e tc ...........................................
Banking house, furniture and fixtures.................
5,400 00
23,997 78
8,000 00
5,400 00
15,911 74
8,000 00
1,600 00
4, 900 00
16,757 14
8,000 00
4, 900 00,
16,757 14
8, 000 00
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Dug from Stute bunks and bunkprs
Due from approved reserve agents......................
31.181 57
2,888 74
386 25
40,855 68
29, 481 57
36,181 57
557 58
75, 307 60
57, 393 77
Checks and other cash items........... ....................
1, 589 65
1,876 70
1,971 67
1,471 07
Notes of other National banks.............................
Fractional paper currency, nickels and cen ts...
3,966 00
123 28
1,660 00
123 87
2,813 00
127 63
5, 111 00
99 95
SpPGIP........................................................................
Legal tender notes............. ...............................—
Redemption fund with U. S. treasurer (5 % of
circulation)............................................................
Due from U. S. treasurer, other than 5 % r e -
16,493 00
3,000 00
17,194 45
2,000 00
13,574 25
1, 000 00
13, 688 35
4, 000 00
3,712 50
3,712 50
3,712 50
3,712 50
Totals..................................................................
$367,569 98
$372,884 07
$366,195 57
$359, 909 90
$100,000 00
25,000 00
3, 512 52
73,400 00
$100, 000 00
25,000 00
7,494 11
72,850 00
$100,000 00
25, 000 00
5,142 40
74, 250 00
$100,000 00
25, 000 00
6, 384 99
74,250 00
Individual deposits subject to check...................
Demand certificates of deposit.............................
46,199 93
119,457 53
45, 396 87
122,143 09
47,767 84
114,035 33
52,093 55
102,181 36
Totals..................................................................
$367, 569 98
$372,884 07
$366,195 57
$359,909 90
Resources.
36,181
2, 202
782
49,493
57
92
14
38
Liabilities.
Capital stock paid in— ..........................................
Surplus fund ...........................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Dug to other National bunks
Dug to State bunks und bunkers
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
200
ST A T E
B A N K IN G
D EPA RTM EN T.
No. 1829.
F IR S T N A T IO N A L B A N K , A L L E G A N .
B . D . P r i t c h a r d , P r e s id e n t; I r a C h i c h e s t e r , Vice P r e s id e n t; F . I . C h i c h e s t e r , C ashier.
D i r e c t o r s .—B . D.
Pritchard, Ira Chichester,
Resources.
N . B.
West,
Report of
Feb. 4.
I.
P. Griswold,
F . I.
Chihcester.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
Loans and discounts...............................................
Overdrafts, secured and unsecured......................
U. S. bonds to secure circulation.........................
U. S. bonds to secure U. S. deposits...................
Premiums on U. S. bonds......................................
$96, 260 10
6, 037 50
12,500 00
$155, 238 71
3, 553 77
12,500 00
$134,003 71
6, 042 54
12,500 00
$129,091 54
5, 206 39
12, 500 00
Stocks, securities, e tc ...........................................
Banking house, furniture and fixtures.................
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
8,501 83
6,709 00
11,178 87
60,148 98
69 95
8,201 83
6,709 00
11.167 87
12, 910 42
589 35
7,201 83
6,709 00
9,867 87
32,041 09
285 74
10, 413 53
6.709 00
9,353 33
19,914 61
1,820 25
Due from approved reserve agents.....................
Checks and other cash items................................
Exchanges for clearing house..............................
Notes of other National banks.............................
Fractional paper currency, nickels and cen ts...
40,496 86
1,006 42
24, 887 25
1, 420 88
20,440 25
1,565 34
25,487 34
1,839 14
620 00
190 29
165 00
307 64
1,290 00
238,26
375 00
321 70
Specie..................................................................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation).................................... ....................
Due from U. S. treasurer, other than 5 % re
demption fund.......................................................
16. 044 75
5, 660 00
18,021 75
5, 210 00
12,263 42
5,395 00
15, 821 92
5, 945 00
562 50
562 50
562 50
562 50
$265,987 05
$261, 445 97
$250,406 55
$245,361 25
$50,000 00
10,000 00
3,046 74
10,250 00
$50,000 00
10, 000 00
2,492 17
10,750 00
$50,000 00
10,000 00
3, 433 97
11,250 00
$50,000 00
10. 000 00
7, 730 86
11,250 00
675 00
125, 849 37
66,165 94
2,580 00
116,206 36
69,417 44
105, 577 04
70,145 54
92, 387 59
73, 992 80
$265,987 05
$261,445 97
$250, 406 55
$245,361 25
Totals..........................................................
Liabilities.
Capital stock paid in........................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Due to other National banks................................
Due to State banks and bankers....................... ..
Dividends unpaid.......................................................
Individual deposits subject to check...................
Demand certificates of "deposit.............................
Time certificates of deposit.................................
Certified checks.......................................................
Cashier s checks outstanding................................
United States deposits...........................................
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted..................................
Bills payable.........................................................
Liabilities other than those above stated...........
T otals..........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N A T IO N A L
BANKS
OF
201
M ICH IG A N .
No. 2847.
A L P E N A N A T IO N A L B A N K , A L P E N A .
à
F . W . G i l c h r i s t , P r e s id e n t; W . H . J o h n s o n , Vice P r e s id e n t; J o h n C . C o m f o r t , C ashier.
D i r e c t o r s . —F.
W. Gilchrist, W. H . Johnson, Henry Bolton, Donald McRae, John Sinclair,
W. B. Taber, Wm. Krebs.
Resources.
Loans and discounts...........................
Overdrafts,secured and unsecured..
U. S. bonds to secure circulation ...
U. S.,bonds to secure U. S. deposits.
U. S. bonds on hand............................
Premiums on U. S. bonds..................
Stocks, securities, etc........................
Banking house furniture and fixtures
Report of
Dec. 2.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
$314,437 46
4,478 05
50, 000 00
$433,653 87
6,058 44
50. 000 00
$405,896 85
2,298 83
50, 000 00
$362,912 67
2. 555 89
50,000 00
27,605 83
3, 700 00
17. 062 03
3, 700 00
17,266 28
3, 000 00
27.429 30
3,000 00
Other real estate and mortgages owned....................................
Due from National banks (not reserve agents)..
32,063 73
Due from State banks and bankers..............................................
158,406 86
Due from approved reserve agents......................
43, 419 67
5. 000 00
52, 230 28
5, 000 00
51, 463 12
140, 533 41
lié ,292 75
i 16, 966 16
691 60
681 28
534 38
447 17
1,487 00
125 49
1,675 00
233 68
2, 502 00
175 74
3,661 00
300 17
13, 937 50
6, 575 00
18, 635 00
18, 605 00
16,012 50
12, 062 00
14, 650 50
18, 408 00
2,250 00
2, 250 00
2,250 00
2,250 00
5, 758 52
$736, 507 38
$685, 521 61
$658, 443 98
$50, 000 00
15,500 00
966 33
45,000 00
$50. 000 00
15, 500 00
5, 077 14
45. 000 00
$50.000 00
15,500 00
7, 642 08
45, 000 00
$50.000 00
15, 000 00
11.698 72
45.000 00
348,486 21
155,805 98
468.562 60
152, 367 64
409,615 42
157,764 11
377, 095 43
159,149 83
$615,758 52
$736,507 38
$685.521 61
$658, 443 98
Checks and other cash item s................................
Exchanges for clearing house................................
Notes of other National banks..............................
Fractional paper currency, nickels and cents—
Specie........................................................................
Legal tender no tes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation.............................................................
Due from U. S. treasurer, other than 5>%redemption fund.
Totals .
Liabilities.
Capital stock paid in ...............................................
Surplus fund..............................................................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding..........................
Due to other National banks.................................
Due to State banks and bankers......
Dividends unpaid..................................
Individual deposits subject to check
Demand certificates of deposit........
Time certificates of deposit..
Certified checks.....................
Cashier’s checks outstanding
United States deposits..........
Deposits of U. S. disbursing officers........
Notes and bills rediscounted ...................
Bills payable................................................
Liabilities other than those above stated.
Totals
26
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ST A T E
202
B A N K IN G
D EPA RTM EN T.
No. 2714.
F IR S T N A T IO N A L B A N K , A N N A R B O R .
E d w a r d D . K i n n e , P r e s id e n t; H a r r i s o n S o u l e , Vice P r e s id e n t; S . W . C l a r k s o n , C ashier.
D i r e c t o r s . — E.
D. Kinne, Harrison Soule, Wirt Cornwell, James L. Babcock, Moses Seabolt,
S. W. Clarkson, H. M. Woods, William Wagner, Frederick Schmid.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts...............................................
Overdrafts, secured and unsecured......................
U. S. bonds to secure circulation........................
U. S. bonds to secure U. S. deposits...................
$291,186 50
2,170 09
25, 000 00
$293, 310 15
8,673 04
25, 000 00
$316,021 29
7,891 74
25, 000 00
$330,718 93
2, 334 01
25,000 00
Premiums on U. S. bonds........................................
Stocks, securities, etc............................................
Banking house, furniture and fixtures.................
Other real estate and mortgages owned.............
32,000 00
17, 500 00
9, 300 00
29.500 00
17.500 00
29.500 00
17.500 00
29, 500 00
17,500 00
Bills in transit...........................................................
Due from State banks and bankers......................
Due from approved reserve agents.....................
Ohecks and other cash items................................
4, 417 69
57,044 03
1, 984 98
9, 898 42
43,830 42
1,666 28
4,701 22
39, 602 49
461 43
550 00
9, 080 64
34,047 21
530 17
Exchanges for clearing house..............................
Notes of other National banks..............................
Fractional paper currency, nickels and cen ts...
Specie........................................................................
6, 560 00
244 70
16,126 05
8, 980 00
208 84
16,272 00
1,022 32
6,870 00
176 53
15, 973 25
1,057 70
8,890 00
275 71
16, 990 90
4, 200 00
4, 403 00
3, 986 00
4,217 00
1,125 00
1,125 00
1,125 00
1,125 00
$468, 859 04
$460, 367 15
$469,831 27
$481, 817 27
Capital stock paid in................................................
Surplus fund.'........................................................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding..........................
Due to other National banks.. ..7..........................
$100.000 00
20,000 00
19. 147 01
22, 500 00
$100, 000 00
20,000 00
16„805 66
22, 500 00
673 48
$100,000 00
20, 000 00
19, 680 76
22,500 00
1,107 70
$100,000 00
20,000 00
23,311 65
22,500 00
2, 757 89
Due to State banks and bankers...........................
Dividends unpaid.....................................................
Individual deposits subject to check...................
Demand certificates of deposit.............................
3, 284 87
208 00
166,237 91
137, 402 31
151 28
4,140 00
148, 092 64
147, 904 09
131 28
340 00
170, 070 17
135,584 60
140 00
172,991 11
140,008 78
Time certificates of deposit.................................
Certified checks.......................................................
Cashier’s checks outstanding..................'.............
United States deposits...........................................
78 94
100 00
416 76
107 84
$468, 859 04
$460,367 15
$469, 831 27
$481,817 27
Resources.
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U /S . treasurer, other than 5%redemp
tion fund.................................................................
T otals................................................................
Report of
Dec. 2.
Liabilities.
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted.................................
Bills payable..........................................................
Liabilities other than those above stated...........
T otals....................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N A T IO N A L
BANKS
OF
203
M ICH IG A N .
No. 3314.
T H E N A T IO N A L B A N K O F B A T T L E C R E E K , B A T T L E C R E E K .
E d w in
C.
N i c h o l s , P r e s id e n t; C h a s . A u s t i n , Vice P r e s id e n t;
D i r e c t o r s —-E.
F. P.
B o u g h t o n , C a sh ier.
O. Nichols, Chas. Austin, F. G. Shepard, F. P. Boughton, Samuel J. Titus,
Wm. J. Smith, C. C. Beach.
Resources.
Loans and discounts.............................
Overdrafts, secured and unsecured..
U. S. Bonds to secure circulation —
U. S. Bonds to secure U. S. deposits.
Premiums on U. S. bonds....................
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
$583, 887 73
21, 382 02
150,000 00
$669,420 51
24,564 46
150, 000 00
$758,292 93
36, 272 85
150. 000 00
Report of
Dec. 2.
$795,657 91
24,613 13
150,000 00
17,628 00
17,628 00
17, 628 00
17,628 00
69, 380 44
86, 647 69
82. 850 30
12,000 00
12,120 00
12,000 00
10,000 00
6,045 33
83,715 54
10, 087 75
11,733 33
14, 442 48
14, 240 23
11,186 94
18,573 81
Due from approved reserve agents.....................
Checks and other cash items................................
In transit for collection..........................................
Notes of other National banks.............. ...............
Fractional paper currency, nickels and cents....
118,937 43
1,769 21
11,388 21
3, 260 00
395 29
123,833 52
2,837 55
25,272 38
99,445 04
1,141 06
23, 407 82
4, 500 00
145 39
136,637 16
1, 859 69
21. 983 57
5,000 00
130 73
Specie........................................................................
Legal tender notes...................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U. S. treasurer, other than 5 % re
demption fund........................................................
30,461 80
9, 500 00
35.996 85
14,089 00
34, 919 50
39,196
15,100
00
12.000 00
6,750 00
6,750 00
6,750
00
Stocks, securities, etc..........................................
Banking house, furniture and fixtures..............
Other real estate and mortgages owned..........
Due from National banks (not reserve agents)
Due from state banks and bankers.....................
6,750
00
1,057, 227 93
Totals .
6.000 00
247 26
11.887 08
00
1,201,647 45 $1,260,426 91
$1, 338,666 62
$150, 000 00
Liabilities.
Capital stock paid in................................................
Surplus fund..............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding.........................
Due to other National banks..................................
Due to State banks and bankers.
Dividends unpaid...................................
Individual deposits subject to check
Demand certificates of deposit..
$150,000 00
$150,000 00
$150,000 00
20, 000 00
20,000 00
21,000 00
9,300 17
133, 700 00
25,172 59
135. 000 00
15. 837 65
133,900 00
21,000 00
25, 807 76
135, 000 00
6,675 03
9,441 91
8, 306 60
3,962 65
716,153 05
21, 399 68
810,774 48
51,018 47
874, 564 20
56, 318 46
941,086 73
61,809 48
240 00
500 00
Time certificates of deposit.
Certified checks......................
Cashier’s checks outstanding
United States deposit............
Deposits of U. S. disbursing officers..........
Notes and bills rediscounted.......................
Bills payable...................................................
Inabilities other than those above stated.
T otals.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,057,227 93
1,201,647 45
1,260,426 91 $1,338,666 62
204
ST A T E
B A N K IN G
DEPA RTM EN T.
No. 2853.
F IR S T N A T IO N A L B A N K , B A Y C IT Y .
Charles
A.
E d d y , P r e s id e n t; T h o s . C r a n a g e , Vice P r e s id e n t; F r e d e r i c k
D i r e c t o r s -T .
P.
B r o w n e , C a sh ier.
Cranage, F. P. Browne, H. B. Smith, E. A. Cooley, Wm. H. McEwan, F. T. Norris,
Chas. A. Eddy, Alfred E. Bonsfleld, William L. Clements.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts................................................
Overdrafts, secured and unsecured.....................
U. S. Bonds to secure circulation........................
U. S. bonds to secure U. S. deposits.....................
8571.526 82
4 58
50, 000 00
$565,871 38
630 41
50,000 00
$499,439 50
289 99
50, 000 00
$429, 659 10
132 57
25,000 00
U. S. bonds on hand................................................
Premiums on U. S. bonds........................................
Stocks, securities, e tc ...........................................
Banking house, furniture and fixtures..................
9, 000 00
967 50
7,212 50
20,000 00
10, 000 00
1,000 00
47,600 00
20,000 00
10,000 00
1.000 00
45, 400 00
20, 000 00
35,000 00
1,000 00
66, 314 25
20, 000 00
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
Due from approved reserve agents......................
14, 372 73
331 05
8, 467 95
69, 222 64
14, 887 73
2, 192 63
4, 987 47
53, 246 33
17,473 73
5,075 76
11. 130 63
197,144 81
8, 783 66
4,009 59
4, 375 81
56, 659 25
Checks and other cash items..................................
Exchanges for clearing house..............................
Notes of other National banks..............................
Fractional paper currency, nickels and cents__
8,416 19
2,277 90
6, 668 00
392 34
3,982 41
2,124 77
13, 234 00
349 22
363 72
1, 957 45
13, 467 00
239 31
809 20
5.136 04
23. 059 00
316 24
Specie........................................................................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U. S. treasurer, other than 5 % redemption fund.......................................................
29,400 00
3, 300 00
31, 900 00
10, 534 00
30. 500 00
16,725 00
38,900 00
29, 939 00
2, 250 00
2,250 00
2,250 00
1,125 00
T otals..................................................................
$803,810 20
$834, 790 35
$922,456 90
$750, 218 71
$200,000 00
$200, 000 00
$200,000 00
$100,000 00
7,628 77
40,120 00
4,170 16
13,861 90
39,800 00
9,277 34
17,648 79
44,040 00
18,128 43
16.245 23
20,000 00
25, 941 29
Report of
Dec. 2.
Liabilities.
Capital stock paid in................................................
Surplus fund..............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Due to other National banks..................................
Due to State banks and bankers...........................
Dividends unpaid.....................................................
Individual deposits subject to check...................
Demand certificates of deposit.............................
41,811 12
59,769 92
82,817 53
47, 873 71
241, 342 38
228, 093 86
255,898 04
244,882 16
Time certificates of deposit...................................
Certified checks.......................................................
Cashier’s checks outstanding.................................
United States deposits...........................................
266, 916 60
141 50
1, 679 67
281,945 68
361 98
1, 679 67
301, 831 24
413 20
1,679 67
289,780 07
264 91
5, 231 34
)
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted..................................
Bills payable..............................................................
Liabilities other than those above stated...........
T otals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
•r
$803, 810 20
$834, 790 35
$922, 456 90
$750,218 71
N A TIO N A L
BANKS
OF
205
M ICH IG A N .
No. 4953.
T H E O LD SECO N D N A T IO N A L B A N K , B A Y C IT Y .
O r r i n B u m p , P r e s id e n t; J a m e s D a v i d s o n , Vice P r e s id e n t; M . M . A n d r e w s , C a sh ie r ;
O. M. B u m p , A s s is ta n t C ashier.
Directors.—Selwyn Eddy, Jas. Davidson, J. W. McGraw, A. J. Cooke, Orrin Bump.
Frank P. Chesbrough, E. B. Foss.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
$749,564 22
23 45
50, 000 00
$774,231 52
36 17
50,000 00
$753,816 00
214 05
50,000 00
$865,501 16
158 51
50, 000 00
4, 000 00
33, 145 27
2 , 900 00
4. 000 00
33,145 27
2, 900 00
4, 000 00
33. 370 07
2, 900 00
4, 000 00
33, 370 07
2, 900 00
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
Due from approved reserve agents......................
2, 270 49
2, 968 81
10,174 87
324,017 12
4,091 37
4,164 60
2,136 85
9, 643 44
312,352 74
8, 959 05
379,020 81
3,539 53
315, 091 35
Checks and other cash items................................
Exchanges for clearing house..............................
Notes of other National banks.............................
Fractional paper currency, nickels and cen ts...
214 40
4,117 82
16, 750 00
144 75
1.590 62
3,322 49
22,300 00
170 78
359 86
1,569 45
11,450 00
144 23
4,366 58
3. 882 93
13,210 00
298 17
Specie............................................................. ..........
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)............................................................
Due from U. S. treasurer, other than 5 % re
demption fund.......................................................
34, 913 00
12, 700 00
43, 918 00
25, 334 00
37,209 25
18,716 00
40,702 00
18,760 00
2, 250 00
2, 250 00
2,250 00
2,250 00
1, 700 00
3,420 00
1,000 00
1, 410 00
Resources.'
Loans and discounts..........................
Overdrafts, secured and unsecured
U. S. bonds to secure circulation..
U. S. bonds to secure U. S. deposits
U. S.bonds on hand.............................
Premiums on U. S. bonds....................
Stocks, securities, etc.........................
Banking bouse, furniture and fixtures
Report of
Dec. 2.
$1,251,854 20 $1,292,706 40 $1, 309,143 37 $1,361,497 15
Totals
Liabilities.
Capital stock paid in................................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Due to other National banks..................................
Due to State banks and bankers.......
Dividends unpaid...................................
Individual deposits subject to check
Demand certificates of deposit.........
$300,000 00
28, 200 00
7,103 60
45,000 00
1, 427 64
$300,000 00
25.000 00
6,101 00
45.000 00
5, 532 02
84,942 73
88,877 88
450,768 68
334,411 55
472.659 47
349, 536 03
$200, 000 00
$200,000 00
86, 575 48
17,175 00
560,371 06
363,925 85
60,819 29
6,250 00
634,941 05
368, 700 03
25,000 00
10, 786 57
45, 000 00
309 41
26, 000 00
7, 624 34
45,000 00
12,162 44
Time certificates of deposit..
Certified checks.....................
Cashier’s checks outstanding
United States deposits..........
Deposits of U. S. disbursing officers........
Notes and bills rediscounted.....................
Bills payable................................................
Liabilities other than those above stated
Totals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1,251,854 20 $1,292, 706 40 $1, 309,143 37 $1,361, 497 15
ST A T E
206
B A N K IN G
D EPA RTM EN T.
No. 3947.
F IR S T N A T IO N A L B A N K , B E S S E M E R .
J o s e p h S e l l w o o d , P r e s id e n t; G e o r g e
D i r e c t o r s . —Joseph
L.
L o o p e , Vice P r e s id e n t; W i l l i a m
I.
P r i n c e , C ashier.
Sellwood, George L. Loope, George H. Strong, William I. Prince,
Geo. H. Abeel.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts................................................
Overdrafts, secured and unsecured.....................
U. S. bonds to secure circulation..........................
U. S. bonds to secure U. S. deposits...................
$198, 242 93
1,223 02
12, 500 00
$225,398 94
1,544 57
12, 500 00
$219,792 90
573 01
12,500 00
$234,291 92
888 80
12,500 00
U. S. bonds on hand................................................
Premiums on U. S. bonds........................................
Stocks, securities, e tc ...........................................
Banking house, furniture and fixtures..................
1, 300 00
9, 300 57
9,500 00
1, 300 00
8, 300 57
9, 500 00
1. 300 00
8, 345 57
9, 500 00
1,300 00
8, 345 57
9,500 00
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
Due from approved reserve agents......................
611 28
1,241 14
35,927 01
403 53
563 40
23,971 91
161 93
32 00
24,354 65
2,351 66
57 79
13,248 11
Checks and other cash items................................
Exchanges for clearing house......................... .
Notes of other National banks..............................
Fractional paper currency, nickels and cents...
252 19
520 40
554 50
2,500 00
436 51
2.000 00
253 62
3.000 00
374 08
2, 500 00
48 45
8,580 60
3, 000 00
4,681 00
8, 000 00
11,108 55
4, 000 00
11,569 90
5,000 00
562 50
562 50
562 50
562 50
$284, 925 56
$299,232 23
$296,125 59
$302,719 20
Capital stock paid in................................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Due to other National banks__~...........................
$50,000 00
7, 000 00
611 43
11,250 00
$50,000 00
7,000 00
3, 470 96
11,250 00
$50, 000 00
7,200 00
2,716 63
11,250 00
$50. 000 00
7. 200 00
2.581 42
11.250 00
Due to State banks and bankers...........................
Dividends unpaid......................................................
Individual deposits subject to check...................
Demand certificates of deposit.............................
30 00
168,154 53
47, 879 60
180, 695 95
46,815 32
60 00
181,827 21
43,071 75
187, 473 56
44, 214 22
$284, 925 56
$299,232 23
$296,125 59
$302,719 20
Specie.......................................................................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation;.................................................... .......
Due from U. S. treasurer,' other than 5 % re
demption fund....................................................
Totals..................................................................
Report of
Dec. 2.
Liabilities.
Time certificates of deposit........................’...........
Certified checks.......................................................
Cashier’s checks outstanding................................
United States deposits...........................................
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted.................................
Bills payable.............................................................
Liabilities other than those above stated...........
Totals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N A TIO N A L
BANKS
OF
M IC H IG A N .
207
No. 3925.
F IR S T N A T IO N A L B A N K , B U C H A N A N .
D.
S.
S c o f f e r n , P r e s id e n t;
D i r e c t o r s .— C.
J. W.
B e i s t e e , V ice P r e s id e n t;
C. H.
B a k e r , C a sh ier.
H. Baker, D. S. Scoffern, J. W. Beistle, C. F. Pears, Charles Bishop.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts................................................
Overdrafts secured and unsecured.....................
TT S bonds to secure circulation.........................
XJ S bonds to secure TT. S. deposits.....................
$125, 530 31
360 62
12,500 00
$126, 700 50
242 64
12,500 00
$140.242 87
' 307 08
12, 500 00
$131. 647 49
247 72
12,500 00
TJ p bonds on hand ..............................................
"Premiums on TT. S. bonds........................................
Stocks securities, etc.............................................
Furniture and fixtures.............................................
1,200 00
1, 200 00
1,429 55
1, 730 00
1. 200 00
1, 429 55
1,730 00
1, 200 00
1,429 55
1,730 00
4, 289 54
2,181 14
414 15
41,586 24
5 322 79
2,272 52
9, 385 79
1,710 97
18, 728 77
13,127 53
Other real estate and mortgages owned.............
Due from National hanks (not reserve agents)..
Due from State banks and bankers ..
Due from approved reserve agents......................
1,730 00
3. 289 54
6,125 29
54,607 08
Report of
Dec. 2.
65 00
274 32
1,870 00
55 57
1, 500 00
59 48
1,500 00
80 96
4,038 45
4,644 00
4, 927 55
2,540 00
4,039 80
3,140 00
3, 650 40
2,150 00
562 50
562 50
562 50
562 50
$219,191 50
$202,229 38
$193,100 36
$181.197 23
$50,000 00
10.000 00
9, 706 40
11,250 00
$50, 000 00
10, 000 00
4,457 94
11,250 00
$50,000 00
10. 000 00
4. 537 66
11,250 00
$50,000 00
10,000 00
1.213 27
11, 250,00
31,540 30
106, 694 80
17, 935 88
108,585 56
16,391 71
100, 920 99
17,065 85
91.668 11
$219,191 50
$202,229 38
$193,100 36
$181,197 23
Checks and other cash items.................................
Exchanges for el earing house................................
Notes of other National banks..............................
Fractional paper currency, nickels and cen ts...
3, 030 20
1.500 00
73 51
Specie........................................................................
Tlegal tender n o te s..................................................
Redemption fund with U. S. treasurer (5 % of
circulation.............................................................
Due from U. S. treasurer other than 5%redemption fund .................
.................................
T otals..................................................................
Liabilities.
Capital stack paid in................................................
Surplus fund.............................................................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding..........................
Due to other National banks. ..
"Due to State banks and bankers...........................
Dividends unpaid ...................................................
Individual deposits subject to check...................
Demand certificates of deposit.............................
Time certificates of deposit.
Certified checks
...........................................
Cashier’s checks outstanding
United States deposits,..........................................
Deposits of it S disbursing officers
Notes and bills rediscounted
Pills payable
Tliabilities other than those above stated...........
T otals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ST A T E
208
B A N K IN G
D EPA RTM EN T.
No. 3457.
F IR S T N A T IO N A L B A N K O F C A L U M E T , C A L U M E T .
E d w a r d R y a n , P r e s id e n t; J o h n S . D y m o c k , Vice P r e s id e n t; W i l l i a m B . A n d e r s o n , C a sh ier;
E d w a r d F . C u d d i h y , A s s is ta n t C ashier.
D i r e c t o r s .— Edward
Ryan, John S. Dymock, James Dunstan, Joseph Herman, Josiah Hall,
John D. Cuddihy, Thomas M. Lyon.
Resources.
Loans and discounts................................................
Overdrafts, secured and unsecured.....................
U. S. bonds to secure circulation..........................
U. S. bonds to secure U. S. deposits...................
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
$722, 406 70 $1,044,149 18 $1,028,450^58 $1, 049,442 38
370 41
191 07
603 40
937 07
25, 000 00
25, 000 00
25, 000 00
25, 000 00
U. S. bonds on hand................................................
Premiums on U. S. bonds........................................
Stocks, securities, etc.............................................
Banking house furniture and fixtures...................
2, 000 00
287, 286 62
21,828 15
2,000 00
229,223 31
21,828 15
2,000 00
221,973 31
28,828 15
2, 000 00
154, 973 31
28, 828 15
Other real estate and mortgages owned.............
Due from National banks (not reserve agents).
Due from State banks and bankers......................
Due from approved reserve agents......................
17, 980 15
132, 031 27
508, 464 88
9,922 60
61, 460 46
474, 895 62
7,762 19
53, 815 52
466,069 53
6,043 02
37,103 36
483, 599 13
Checks and other cash item s................................
Exchanges for clearing house................................
Notes of other National banks..............................
Fractional paper currency, nickels and cents ...
65, 372 47
9, 448 24
5,092 96
10,169 85
22, 230 00
364 20
15, 070 00
272 33
17, 725 00
582 50
17,240 00
364 44
78,848 05
89, 545 00
77,581 45
79, 500 00
138,573 20
82, 250 00
153,974 60
90,250 00
1,125 00
1,125 00
1,125 00
1,125 00
Specie........................................................................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U. S. treasurer, other than 5%redemp
tion fund................................................................
1, 000 00
T otals.................................................................. $1, 974, 852 90 $2,052, 667 41 $2,079,851 34 $2,061,050 31
Liabilities.
Capital stock paid in................................................
Surplus fund.............................................................
Undivided profits, less expenses and taxes paid..
National bank notes outstanding..........................
Due to other National banks..................................
$100,000 00
50,000 00
22,239 71
20, 900 00
$100,000 00
50,000 00
21,168 09
22,500 00
$100, 000 00
50,000 00
28,109 22
22, 500 00
$100,000 00
50,000 00
37,406 46
22,500 00
Due to State banks and bankers...........................
9, 056 18
Dividends unpaid......................................................
Individual deposits subject to check................... 1,741.087 20
Demand certificates of deposit.............................
31,526 81
1,980 13
5, 000 00
1,837, 229 27
14, 247 42
1, 861.006 69
17; 942 43
1, 835,015 08
15, 736 14
542 50
293 00
392 63
Time certificates Of deposit...................................
Certified checks...................................
...........
Cashier’s checks outstanding................................
United States deposits...........................................
43 00
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted..................................
Bills payable.............................................................
Liabilities other than those above stated...........
T otals.................................................................. $1, 974,852 90 $2, 052, 667 41 $2,079,851 34 $2, 061,050 31
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N A TIO N A L
BANKS
OF
M ICH IG AN .
20t>
No. 1812.
F IR S T N A T IO N A L B A N K , C A S S O P O L IS .
M.
L.
H o w e l l , P r e s id e n t; A . M . K i n g s b u r y , Vice P r e s id e n t; C h a r l e s A . R i t t e r , C a sh ier;
D. L. K i n g s b u r y , A s s is ta n t C ashier.
D i r e c t o r s .— M.
L. Howell, J. H. Johnson, G. M. Kingsbury, C. A. Ritter, A. M. Kingsbury,
■
Ellen R. Funk, David L. Kingsbury.
Resources.
Loans and discounts..........................
Overdrafts, secured and unsecured
U. S. Bonds to secure circulation..,
U. S. Bonds to secure U. S. deposits
U. S. bonds on hand...............................
Premiums on U. S. bonds......................
Stocks, securities, etc...........................
Banking house, furniture and fixtures.
Other real estate and mortgages owned...........
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
Due from approved reserve agents.....................
Checks and other cash items.................................
Exchanges for clearing house................................
Notes of other National banks..............................
Fractional paper currency, nickels and cents...
Specie........................................................... , ..........
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation) , l ........................................... .........
Due from U. S. treasurer, other than 5 % re
demption fund.......................................................
Totals
Report of
Feb. 4.
Report of
June 3J.
Report of
Sept. 7.
$151. 510 43
296 11
12?500 00
$154,907 27
1, 530 47
12, 500 00
$156,576 82
1,561 23
12. 500 00
$148, 644 38
409 87
12. 500 00
27,737 50
40, 000 00
40,000 00
40,000 00
1, 900 00
414 00
1, 900 00
5 10
1.830 00
1, 700 99
40, 695 30
28,253 12
20, 020 96
1, 025 00
217 59
26 00
33,006 51
159 09
382 50
245 75
283 42
1,235 00
171 46
2.295 00
165 12
2, 340 00
J57 76
1, 240 00
98 66
11,260 00
500 00
13,200 00
1, 000 00
13, 650 00
1,000 00
13, 340 00
562 50
562 50
562 50
562 50
$258,951 31
$256, 923 20
$252,146 01
$251,353 93
$50, 000 00
25, 000 00
7,239 63
10,750 00
146 59
$50,000 00
25,000 00
9,601 62
11,250 00
$50, 000 00
25,000 00
10,729 82
11,250 00
$50, Q00 00
25, 000 00
13,656 97
11,250 00
188 59
87,018 77
78,796 32
2,500 00
84, 015 54
74, 556 04
73,594 63
81, 571 56
64,453 18
86,805 19
$258, 951 31
$256,923 20
$252,146 01
$251,353 93
Report of
Dec. 2.
10, 000 00
9 Q2
222 12
Liabilities.
Capital stock paid in................................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Due to other National banks.................................
Due to State banks and bankers......
Dividends unpaid...................................
Individual deposits subject to check
Demand certificates of deposit........
Time certificates of deposit.
Certified checks.....................
Cashier’s checks outstanding
United States deposits..........
Deposits of U. S. disbursing officers........
Notes and bills rediscounted...................
Bills payable.................................................
Liabilities other than those above stated
Totals
27
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ST A T E
210
B A N K IN G
D EPA RTM EN T.
No. 1758.
F IR S T N A T IO N A L B A N K , C H A R L O T T E .
J . M . C . S m i t h . P r e s id e n t; C h a s . B e n n e t t , Vice P r e s id e n t; W m . P . L a c e y , C a sh ie r;
F r e d S. B e l c h e r , A s s is ta n t C a sh ie r; F r e d H . P o l l a r d , 2d A s s is ta n t C a sh ier.
D i r e c t o r s — Wm.
P. Lacey, Fred S. Belcher, Edward S. Lacey, Chas. Bennett, Fred. H. Pollard,
D. L. Tremaine, J. M. C. Smith.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans a,nd discounts................................................
Overdrafts, secured and unsecured.....................
U. S. bonds to secure circulation................ .......
XT S Ponds to secure TT. ft. deposits...................
TT ft bonds on hand.................................................
$226, 839 41
714 65
18, 750 00
$235,648 30
222 22
18, 750 00
$247,392 36
351 47
18,750 00
Report of
Dec. 2.
$306, 477 97
756 96
18,750 00
1,500 00
1,500 00
1,500 00
1,500 00
10, 800 00
10,800 00
10,800 00
10,800 00
2,594 28
3,084 22
670 00
3,891 19
20, 715 08
759 94
668 00
190 77
129 99
14,346 25
928 36
439 00
125 71
42,064 41
5, 844 79
458 00
166 41
13,117 32
437 07
1,520 00
116 16
Specie..................... ...................................................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U.’ S. treasurer, other than 5 % rederuption fund.......................................................
10, 344 50
1, 874 00
9,408 50
9, 932 00
7,712 00
8,411 00
12,152 00
7, 000 00
843 75
843 75
843 75
843 75
Totals..................................................................
$296, 594 38
$306,158 30
$344,964 19
$377, 362 42
$75,000 00
25,000 00
4,481 31
15, 770 00
$75,000 00
25, 000 00
7, 353 05
16, 870 00
584 10
$75,000 00
25, 000 00
5,216 22
16,270 00
384 10
$75,000 00
25,000 00
8,041 09
16, 370 00
311 86
70,848 54
105,494 53
64,006 14
117, 345 01
78,074 93
145,018 94
90,103 41
162, 536 06
$296, 594 38
$306,158 30
$344,964 19
$377, 362 42
Premiums on TT. ft. bonds........................................
ft toe.Its securities, etc.............................................
Rauking house, furniture and fixtures. ..............
Other real estate a.nd mortgages owned.............
Due from National banks (not reserve agents)..
Due from State ha,nks a,nd bankers......................
"Hue from approved reserve agents......................
Checks a,nd other cash items.................................
Notes of other National banks..............................
Fractional paper currency, nickels and cents—
Liabilities.
Capital stock paid in................................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid..
National ba.nk notes outstanding..........................
Due to other National banks..................................
Due to fttate banks and bankers................... ....
Dividends unpa,id.......................................................
Individual deposits subject to check...................
Demand certificates of deposit............................
Time certificates of deposit...................................
Certified checks......................................................
Ca.shier’s checks outstanding................................
United States deposits......... .................................
Deposits of TT. S. disbursing officers.....................
Notes and bills rediscounted.................................
Rills payable.............................................................
Li a,bill*ties other than those above stated...........
T otal...................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N A TIO N A L
BANKS
OF
M ICH IG AN .
211
No. 3034.
M E R C H A N T S ’ N A T IO N A L B A N K , C H A R L O T T E .
E.
T.
C h u r c h . P r e s i d e n t ; A. D. B a u g h m a n , Vice P r e s id e n t;
M e r l i n P . R e s c h , A s s is ta n t C a sh ier.
D i r e c t o r s .— E.
H. K.
J e n n i n g s , C a s h ie r ;
N. Ely, W. B. Otto, A. D. Baughman, E. T. Church, H. K. Jennings,
Homer G. Barber.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts................................................
Overdrafts, secured and unsecured.....................
U. S. bonds to secure circulation.........................
U. S. bonds to secure U. S. deposits...................
U. S. bonds on hand................................................
$181, 692 89
1,162 28
12,500 00
$186, 210 80
1,621 79
12, 500 00
$213, 906 96
884 04
12,500 00
2, 000 00
2,000 00
2,000 00
Stocks, securities, e tc ...........................................
Banking house, furniture and fixtures.................
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
3,600 00
9,000 00
17,025 00
1, 236 30
9, 055 79
9, 000 00
5, 425 00
770 00
5,088 71
5, 000 00
9, 000 00
5,172 00
2,516 76
3,998 91
7. 250 00
9.000 00
6,422 00
6,733 48
11, 218 43
Due from approved reserve agents......................
Checks and other cash items................................
Exchanges for clearing house..............................
Notes of other National banks.............................
Fractional paper currency, nickels and cents__
49,313 31
513 60
45,821 06
362 71
33, 577 68
570 99
49, 381 30
210 49
5, 085 00
199 90
5, 516 00
140 01
4,583 00
101 69
1,310 00
125 56
Specie........................................................................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation).......................................... ........
Due fromU. S. treasurer, other than 5 % redemp
tion fund................................................................
16, 495 00
3,000 00
15, 396 00
2, 000 00
15,068 00
2, 000 00
13, 680 00
2,000 00
562 50
562 50
562 50
652 50
$312,441 57
$292,414 58
$311,442 53
$303,017 61
Capital stock paid in..............................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Due to other National banks..................................
$50, 000 00
25,000 00
31,901 06
11,250 00
2,910 93
$50,000 00
25, 000 00
26,427 10
11,250 00
88 66
$50,000 00
25. 000 00
27,220 08
11,250 00
$50, 000 00
25,000 00
26,282 98
13, 050 00
Due to State banks and bankers...........................
Dividends unpaid.....................................................
Individual deposits subject to check.................
Demand certificates of deposit.............................
28, 444 22
7,093 27
102, 572 80
88, 806 78
74,096 61
105,552 21
68 972 60
100,555 63
77 512 42
104, 078 94
$312, 441 57
$292, 414 58
$311,442 53
$303, 017 61
Totals...............................................................
Report of
Dee. 2.
$180,185 78
348 07
14,500 00
Liabilities.
Time certificates of deposit..................................
Certified checks.......................................................
Cashier’s checks outstanding................................
United States deposits...........................................
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted.................................
Bills payable.............................................................
Liabilities other than those above stated...........
T otals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ST A T E
212
B A N K IN G
D EPA RTM EN T.
No. 3235.
F IR S T N A T IO N A L B A N K O F C H E B O Y G A N .
Geo.
F.
R a y n o l d s , P r e s id e n t; J a c o b
D i r e c t o r s . — Geo.
J.
P o s t , Vice P r e s id e n t;
A. W.
R a m s a y , C a sh ier<
F. Raynolds, Jacob J. Post, E. A. Smith, D. C. Pelton, Ephriam Smith.
Resources.
Loans and discounts............................
Overdrafts, secured and unsecured..
U. S. bonds to secure circulation......
U. S. bonds to secure U. S. deposits.
Ü. S. bonds on hand.............................
Premiums on U. S. bonds.....................................
Banking house, furniture and fixtures................
Other real estate and mortgages owned.
Due from National banks (not reserve agents) .
Due from State banks and bankers.....................
Report of
Feb. 4.
Report of
June 30.
$187, 663 09
257 47
13, 000 00
297, 363 25
1,656 60
13,000 00
14,500 00
14, 500 00
Report of
Sept. 7.
Report of
Dec. 2.
$218,833 19
75 33
13,000 00
$283, 664 42
30 63
13, 000 00
14,000 00
14, 000 00
*51, 896 54
2,004 11
Due from approved reserve agents......................
Checks and other cash item s................................
Exchanges for clearing house........................
Notes of other National banks............................
Fractional paper currency, nickels and cents ..
228, 909 82
947 28
29,649 20
865 38
151,214 07
1,108 61
107,541 67
713 03
1,432 00
213 03
1,269 00
114 85
1 052 00
197 43
1, 978 00
236 54
Specie................................................................
Legal tender notes........................................
Redemption fund with U. S. treasurer (5 of
circulation)...........................................................
Due from U. S. treasurer, other than 5 % redemp
tion fund................................................................
17,423 53
7,175 00
17,613 85
9,170 00
19, 001 50
18,848 00
16,907 37
2,312 00
585 00
585 00
172,106 22
$387,178 14
9,811 67
$442,972 77
$50, 000 00
10, 000 00
3, 649 13
11,700 00
$50, 000 00
10,000 00
4,105 13
11,700 00
$50, 000 00
10, 000 00
1,441 95
11.700 00
$50.000 00
10,000 00
3, 662 34
11,700 00
215,988 14
14, 894 02
118,325 97
11, 604 56
228,461 81
8, 749 05
178, 900 24
7,667 09
165,551 17
323 76
181, 442 48
179,458 86
180, 955 27
87 83
$472,106 22
$387,178 14
9,811 67
$442, 972 77
Totals.
585 00
Liabilities.
Capital stock paid in .............................................
Surplus fund............................................................
Undivided profits less expenses and taxes paid.
National bank notes outstanding........................
Due to other National banks................................
Due to State banks and bankers........
Dividends unpaid.................................
Individual deposits subject to check.
Demand certificates of deposit.........
Time certificates of deposit..
Certified checks......................
Cashier’s checks outstanding.
United States deposits...........
Deposits of U. S. disbursing officers.........
Notes and bills rediscounted......................
Bills payable..................................................
Liabilities other than those above stated.
Totals .
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N A T IO N A L
BANKS
OF
M IC H IG A N .
213
No. 1235.
C O L D W A T E R N A T IO N A L B A N K , C O L D W A T E R .
L. M. Wing ,
P r e s id e n t;
D. B. Dennis ,
Vice P r e s id e n t;
H. R. Saunders,
C ashier.
Directors.—D. B. Dennis, Z. G. Osborn, L. M. Wing, L. Sloman, M. D. Campbell, John T. Starr,
A. B. Dickinson.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts..............................................
Overdrafts, secured and unsecured.....................
U. S. bonds to secure circulation.. ..
U. S. bonds to secure U. S. deposits.....................
$217, 838 99
2, 683 30
25,000 00
$207, 014 72
6,371 99
25, 000 00
$235, 362 33
2,833 91
25, 000 00
$189, 062 64
4,861 63
25, 000 00
i
Premiums on U. S. bonds........................................
Stocks, securities, etc.............................................
Banking house, furniture and fixtures.................
Other real estate and mortgages owned...........
16,104 31
1, 890 00
40, 921 73
10,102 00
1, 890 00
40,763 13
10,102 00
1. 890 00
40,763 13
10,102 00
1,890 00
40, 786 97
Due from National banks ¿not reserve agents)..
Due from State banks and bankers....................
Due from approved reserve agents......................
Checks and other cash items...... .......................
413,94
200 31
46,445 08
1, 535 89
30,427 21
1,761 15
11,822 87
475 38
17,145, 69
2, 990 55
Exchanges for clearing house..............................
Notes of other National banks..............................
Fractional paper currency, nickels and cents__
Specie...................................
1,700 00
199 44
15, 356 70
1, 808 00
85 39
15, 285 50
2, 650 00
34 39
15, 059 70
804 00
153 67
11,920 80
Legal tender notes ..................................
Redemption fund with U. S. treasurer (5 % of
circulation.....................................................
Due from U. S. treasurer other than 5 % redemp
tion fund............................................. ..................
1, 657 00
833 00
1,125 00
1,125 00
1, 125 00
1,125 00
T otals...............................................................
1, 064 00
Report of
Dec. 2.
1, 000 00
$372, 278 38
$341,834 40
$348,775 71
$307, 675 95
$100, 000 00
35,000 00
3, 838 25
22, 500 00
$100,000 00
35, 00ft 00
7,391 96
22, 500 00
$100,000 00
35, 000 00
4, 771 47
22, 500 00
$100,000 00
35, 000 00
5, 704 64
22, 500 00’
92.016 52
118,923 61
61,914 21
115,028 23
64, 603 24
121,901 00
51.086 67
93, 384 64
$372, 278 38
$341,834 40
$348, 775 71
$307, 675 95
Liabilities.
Capital stock paid in..............................................
Surplus fund..........................................................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding.........................
Due to other National banks__ 7..........................
Due to State banks and bankers.........................
Dividends unpaid ...................................................
Individual deposits subject to check..................
Demand certificates of deposit...........................
Time certificates of deposit................................
Certified checks.......................................................
Cashier’s checks outstanding................................
United States deposits...........................................
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted................................
Bills payable.....................................................
Liabilities other than those above stated......
T otals...............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
\
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5
i
L I B R A R Y
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7
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4
■
ST A T E
214
B A N K IN G
D EPA RTM EN T.
No. 1924.
S O U T H E R N M IC H IG A N N A T IO N A L B A N K , COLD W A T E R .
L.
E . R o s e , P r e s id e n t; E .
D i r e c t o r s . — Cyrus
R.
C l a r k e , Vice P r e s id e n t; A . S . U p s o n , C ashier.
G. Luce, J. S'Barber, E. R. Clarke, L. E. Rose, M. G. Clarke, N. P. Loveridge,
John Murphy.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans find disoonn t s ..............................................
Overdrafts scoured and vmsecuured....................
U. S . bonds to secure circulation ........................
U. S. bonds to secure U. S. deposits...................
$515,461 09
1,523 32
165, 000 00
$449, 933 27
252 59
165, 000 00
$392,081 61
8,526 56
165, 000 00
$397, 288 12
729 30
165, 000 00
U. S.bonds on hand................................................
Premiums on U. S. bonds........................................
Stocks, securities, etc.............................................
Banking house, furniture and fixtures................
2, 000 00
12,105 25
46,191 08
15, 200 00
1, 500 00
12, 066 75
72,464 83
15, 200 00
1, 500 00
12,066 75
90,771 08
15,000 00
2,100 00
12,120 75
94,111 86
15,000 00
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from State banks and bankers....................
Due from approved reserve agents......................
1,300 00
487 31
51,189 15
4, 875 00
160 65"
1,684 77
24, 684 48
4,875 00
1, 682 46
2, 432 56
34,116 39
1.500 00
632 66
5,155 98
42,736 91
Checks and other cash items................................
Fxchanges for clearing house..............................
Notes of other National banks..............................
Fractional paper currency, nickels and cents...
1, 740 96
3,726 62
929 92
1,666 73
5,824 00
69 60
1, 914 00
86 63
2,709 00
124 98
3, 624 00
99 67
Specie........................................................................
Legal tender n o tes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U. S. treasurer, other than 5% redemption fund................................................................
18,132 80
8,250 00
18, 447 95
9,150 00
17,430 15
8,150 00
17, 098 85
9,110 00
7,065 00
7, 425 00
7, 425 00
7, 425 00
T otals..................................................................
$851,539 56
$788,572 54
$764,221 46
$775,399 83
$165, 000 00
35, 000 00
52, 707,75
148,500 00
$165,000 00
35. 090 00
61, 934 43
148, 500 00
$165, 000 00
35, 000 00
56, 051 54
148,500 00
$165,000 00
35, 000 00
61, 052 93
148,500 00
131, 695 59
318, 636 22
74, 748 91
303, 389 20
62, 994 45
296, 675 47
79,162 72
286, 684 18
$851,539 56
$788,572 54
$764,221 46
$775,399 83
Resources.
Report of
Dec. 2.
i
Liabilities.
Capital stock paid in.............. ...............................
Surplus fund.............................................................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding..........................
Due to other National banks..................................
Due to State banks and bankers........................
Dividends unpaid............................................. ....
Individual deposits subject to check..................
Demand certificates of deposit...........................
Time certificates of deposit.................................
Certified checks.......................................................
Cashier’s checks outstanding................................
United States deposits...........................................
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted................................
Bills payable.............................................................
Liabilities other than those above stated...........
T otals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N A TIO N A L
BANKS
OF
215
M ICH IG A N .
No. 1256.
F IR S T N A T IO N A L B A N K ,'C O R U N N A .
L. w .
S i m m o n s , P r e s id e n t; J o h n D r i s c o l l , Vice P r e s id e n t; W.
W . F . G a l l a g h e r , A s s is ta n t C ashier.
A.
R c s e n k r a n s , C a sh ier;
D i r e c t o r s .— Roger
Sherman, John Driscoll, A. Garrison, W. D. Garrison, W. F. Gallagher,
L. W. Simmons, H. A. Nichols, T. M. Euler, W. A. Rosenkrans.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans a,nrl discounts..............................................
Overdrafts, secured and unsecured....................
TT. ft. bonds to secure circulation.......................
TT ft bonds to secure TT. ft. deposits.................
$181,086 68
401 08
50,000 00
$178,612 18
157 65
50,000 00
$202,579 09
33 54
50,000 00
$221, 544 66
300 10
50,000 00
ft bonds on hand. .
Premiums on TT. ft. bonds.....................................
fttneks securities etc
Ranking house, furniture and fixtures................
2, 500 00
2, 500 00
2,500 00
2, 500 00
500 00
8,200 00
6,500 00
6, 500 00
Resources.
TT
Other real estate a.nd mortgages owned ..
Rue from National banks (not reserve a,gents)..
Rue from ft t,ate barks a,nd bankers................
Rue from approved reserve agents.....................
Checks n,nd other cash item s..............................
Exchanges for clearing house...
Notes of other National banks...........................
Fractional paper currency, nickels and cen ts....
Specie........................................................................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U. S. treasurer, other than b ’% redemption fund ..................................................
6,
1,700 00
Report of
Dec. 2.
1,700 00
1, 700 00
38, 949 00
3. 058 66
41,757 50
628 40
49,584 26
81, 888 94
541 89
552 08
25 05
371 31
1, 859 00
143 71
9.9 00
46 39
1, 068 00
39 94
1,467 00
93 13
7, 900 00
2,000 00
7,100 00
5, 500 00
8, 800 00
4, 000 00
7, 350 00
3, 000 00
2,250 00
2,250 00
2,250 00
2,250 00
$307,095 02
$337,726 24
$318, 444 62
$311,892 36
$50,000 00
6. 300 00
1.242 76
44, 400 00
$50,000 00
8, 000 00
573 78
45, 000 00
$50,000 00
8,000 00
1, 194 23
45,000 00
$50,000 00
8,000 00
3,238 13
44, 500 00
41, 832 37
163,319 89
731 41
2,000 00
37, 663 01
193,758 04
37.241 58
175,903 99
40. 098 98
196,055 25
$307,095 02
$337, 726 24
$318,444 62
$341, 892 36
>
T otals..................................................................
Liabilities.
Capital stock paid in..............................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding........................
Rue. to other National banks ...
Rue to State brinks and bankers ...
Rividends unpaid
Individual deposits subject to check................
Demand certificates of deposit...........................
1.104 82
Time certificates of deposit
Certified checks .
.. t................................
Cashier’s checks outstanding
United fttat.es deposits
Deposits of TT ft disbursing officers
Notes and bills rediscounted
Rills payable
Liabilities other than those ahoye stated..
Totals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
216
ST A T E
B A N K IN G
DEPA RTM EN T.
No. 2707.
F IR S T N A T IO N A L B A N K , D E T R O IT .
D. M . F e r r y , P r e s id e n t; J o h n T . S h a w , Vice P r e s id e n t a n d C a sh ie r: F r a n k G . S m i t h ,
A s s is ta n t C a sh ie r; A. W. C l a r k , A u d ito r .
D i r e c t o r s .— James
McMillan, D. M. Ferry, Wm. J. Chittenden. Don M. Dickinson, Wm.
Henry B. Lothrop, James Edgar, Jno. T. Shaw, Emory Wendell.
Resources.
Report of
Feb. 4.
Report of
June 30.
Re.port of
Sept. 7.
C.
McMillan,
Report of
Dec 2.
Loans and discounts................................................ $2, 676, 922 48 82,525, 493 64 $2,697, 832 34 $2,556, 605 07
Overdrafts, secured and unsecured.....................
451 36
10 57
U. S. bonds to secure circulation..........................
300, 000 00
450. 000 00
450, 000 00
450,000 00
U. S. bonds to secure U. S. deposits...................
450, 000 00
450,000 00
450, 000 00
450,0Ò0 00
U. S.bonds on hand................................................
150. 000 00
Premiums on U. S. bonds........................................
137,062 50
137, 062 50
137,062 50
137, 062 50
Stocks, securities, e tc ...........................................
368,195 00
537,822 50
765,102 09
624, 922 51
Banking house, furniture and fixtures.............. .*.
Other real estate and mortgages owned.............
30, 600 00
Due from, national banks (not reserve agents)...
193,621 21
Due from State banks and bankers......................
76,854 80
Due from approved reserve agents...................... 1,284,688 09
30, 600 00
241, 827 25
125,641 89
545,130 92
30,600
234,568
97. 464
564,154
00
80
33
80
10,665
207. 439
98, 367
844
19
07
00
35
30, 600 00
221,153 29
93,311 86
535, 967 22
Checks and other cash items..................................
Exchanges for clearing house................................
Notes of other National banks..............................
Fractional paper currency, nickels and cen ts...
2, 814 52
94, 355 75
70, 970 00
1, 652 50
2,579 98
83, 788 25
48,134 00
1,712 46
Specie........................................................................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U. S. treasurer, other than 5 % redemption fund........................................................
323, 747 25
242,500 00
339,147 75
236,110 00
429, 462 05
248, 497 00
469,285 25
131,775 00
13, 500 00
15, 264 09
20, 250 00
20, 250 00
5, 354 69
4, 500 00
1,762 09
6,671 87
T otals.................................................................. $6, 423,290 15 85, 774, 825 80 $6,444,071 61
$5, 899,243 70
2,115
95,798
71, 237
2,420
67
34
00
41
Liabilities.
Capital stock paid in...............................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid
National bank notes outstanding..........................
Due to other National banks.................................
8500,000 00
100,000 00
40, 658 59
248,100 00
850,481 81
8500.000 00
100,000 00
31.406 93
351,500 00
611,559 49
$500,000 00
100,000 00
44,229 24
343, 400 00
547, 626 57
Due to State banks and bankers........................... 1.943,345 01 1,472,703 33 1, 662,722 36
Dividends unpaid......................................................
10 000 00
Individual deposits subject to check................... 2, 198,480 97 2, 149' 138 03 2,687,281 30
Demand certificates of deposit.............................
87,495 52
91,107 00
84,039 85
Time certificates of deposit..................................
Certified checks......................................................
16, 734 90
17,564 96
1,306 50
Cashier’s checks outstanding................................
2. 371 57
4,266 93
27,412 77
United States deposits...........................................
412, 309 06
333,545 69
343, 859 22
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted.................................
Bills payable............................................................
Liabilities other than those above stated...........
23. 312 72
102.033 44
102,193 80
$500,000 00
100.000 00
397, 500 00
512, 678 71
1,355,811 53
2,456,146 69
69,172 93
8,517 53
4, 606 50
380,594 05
54,270 67
Totals................................................................. 86, 423, 290 15 85, 774, 825 80 $6,444,071 61 $5, 899, 243 70
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N A TIO N A L
BANKS
OF
217
M ICH IG A N .
No. 3357.
A M E R IC A N E X C H A N G E N A T IO N A L B A N K , D E T R O IT .
W ald o
A.
A v e r y , P r e s id e n t; J o h n N. B a g l e y , Vice P r e s id e n t; H a m i l t o n D e y , C a sh ie r ;
H e r m a n D e y , A s s is ta n t C ashier.
D. D. Thorp, Hamilton Dey, Simon J. Murphy. Wm. A. Moore, Thomas W. Palmer,
Geo. H. Hopkins, Jno. N. Bagley, W. A. Avery, Julius Stroh, James N. Wright, Gilbert Hart.
D ir e c t o r s .—
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
Loans and discounts.................................................................. $1; 851,243 20 $1,985,721 34 $2, 299,687 33 $1, 917, 722 06
473 48
191 63
1,793 96
100 65
Overdrafts secured and unsecured......................
150, 000 00
150, 000 00
150, 000 00
150,000 00
XT S bonds tn secure circulation..........................
U g bonds to secure XT ^ deposits.
18,429 69
18,429 69
18,429 69
18,429 69
on TT. ft. bonds......................................
575,869 17
458. 220 69
27,120 41
32,120 41
fttocks soonrities e t c ...........................................
5, 288 50
5, 288 60
5, 288 50
5,288 50
Banking house f u r n i t u r e and f i x t u r e s .......................
10, 000 00
10,000 00
10,000 00
10,000 00
Other real estate and mortgages owned.............
Due from National banks (not reserve agents) ..
Due from State banks and bankers...............................
Due from approved reserve agents...............................
Checks and other cash items.................................
231, 322 56
41,666 79
387.489 57
3,911 01
126, 358 54
61,047 18
365, 390 88
3,044 09
311,577 87
29,916 36
337,703 80
2, 489 50
278,178 97
27, 554 53
359,404 17
3, 879 85
Exchanges for elea,ring house..........................................
jSfotes of other Taxational banks.........................................
Fractional paper currency, nickels and cen ts. ..
Specie ...................................................................................................
30, 984
53,644
3,319
262,118
90
00
77
50
35,770 84
10,672 00
2,717 48
286, 581 00
43,573
21,204
1, 498
258,671
61.617
25,435
2, 378
240,282
Lep*^l tender notes ....................................................................
Redemption fund with U. S. treasurer (o% of
circulation)...........................................................
Due from U. S. treasurer, other than o% redemption fund.......................................................
126,900 00
40, 750 00
51,500 00
37, 300 00
6.750 00
6,750 00
6,750 00
6, 750 00
203 40
1, 223 40
723 20
683 20
Totals
51
00
26
00
.
38
00
93
50
............................................................. •S3,215, 492 95 $3,138, 659 31 $4, 007,428 34 $3,721,247 43
Liabilities.
Capital stock paid in...............................................
Surplus fund ...........................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding........................
Due to other National banks.................................
$400, 000 00
100,000 00
18. 688 35
83,880 00
392,175 69
Due to State hanks and bankers...........................
326, 268 88
Individual deposits subject, to check...................
Remand certificates of deposit.............................
1, 838,062 65
56,417 38
Cashier’s checks outstanding................................
$400,010 00
100, 000 00
12.595 11
78, 060 00
392, 333 53
$400.000 00
100, 000 00
14,468 92
74,560 00
392, 602 93
323, 225 53
$400,000 00
100, 000 00
19)014 39
95,520 00
268,079 11
334,928 64
284,664 25
1,794,187 92 2,657,870 22'
22,633 01
38,257 22
2,517,265 73
34,166 03
10,364 62
2,537 92
.............
Liabilities other than those above sta ted
Totals ............................................................... $3,215,492 95 $3.138,659 31 $4.007,4.8 34 $3,721,247 43
28
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
218
ST A T E
B A N K IN G
DEPA RTM EN T.
No. 2591.
C O M M E R C IA L N A T IO N A L B A N K , D E T R O IT .
H u g h M c M i l l a n , P r e s id e n t; M . L . W i l l i a m s , Vice P r e s id e n t a n d C a sh ie r :
A. W. Ehbman,
A s s is ta n t C ashier.
McMillan, George Hendrie. Joseph H. Berry, Gilbert W. Dee, T H Newberry
M. L. Williams. W. C. Williams, 0. F. Hammond, Robert Henkel.
Resources.
Loans and discounts...............................
Overdrafts, secured and unsecured...
U. S. bonds to secure circulation.......
U. S. bonds to secure U. S. deposits.
U. S. bonds on hand...............................
Premiums on U. S. bonds.....................
Other bonds od hand..............................
Banking house, furniture and fixtures.
Other real estate and mortgages owned........
Due from Nationl banks (not reserve agents1
Due from State banks and bankers.................
Due from approved reserve agents.................
teport of
Feb. 4.
Report of
Sept. 7.
Report of
Dec. 2.
724 15 $2,113, 959 42 $2, 360, 998 17 $2, 352,253 68
828 10
1,230 97
194 09
90 99
50, 000 00
50,000 00
50. 000 00
50,000 00
150, 000 00
150, 000 00
150, 000 00
150,000 CO
100. 000 00
31, 125 00
2,125 00
2, 125 00
2, 125 00
67. 993 75
251, 456 25
301, 768 75
194,646 19
4, 750 00
4,750 00
4, 750 00
4,750 00
32, 704 03
32, 472 96
32, 332 96
50,172 96
297, 282 52
261,964 81
263, 174 17
308, 759 43
27, 54(5 97
60, 577 08
161. 014 85
24, 690 92
517, 290 45
420, 262 06
722, 428 93
309,530 19
Checks and other cash item s..............................
Exchanges for clearing house..............................
Notes of other National banks...........................
Fractional paper currency, nickels and cents.
1, 195 40
26. 355 92
42, 771 00
740 12
Specie........................................................................
Legal tender notes.................................................
Redemption fund with U. S. treasurer (h% of
circulation)........................................................... .
Due from U. S. treasurer, other than 5$ re
demption fund......................................................
241, 462 50
189, 000 00
2 250 00
Totals.
Report of
June 30.
{O
n
3
<O
o
D i r e c t o r s . —H.
8.411
85, 343
15, 493
350
03
40
00
77
8, 592 64
19, 714 01
70. 088 00
451 30
4.461 33
45,231 59
25. 270 00
300 58
215,667 00
73,000 00
216. 193 00
168, 000 00
2, 250 00
209,014 00
120,000 00
2,250 00
2, 250 00
,9, 000 00
*4,073,019 91
3,749,313 75 *4,534, 075 87
3. 862,546 86
Liabilities.
Capital stock paid in..............................................
Surplus fund.................................. ......... ................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding........................
Due to other National banks................................
Due to State banks and bankers......
Dividends unpaid...................................
Individual deposits subject to check.
Demand certificates of deposit..........
Time certificat s of deposit..
Certified checks......................
Cashier’s checks outstanding.
United States deposits...........
Deposits of U. S. disbursing officers...........
Notes and bills rediscounted........................
Bills payable.....................................................
Liabilities other than those above stated
Totals.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$500,000 00
100, 000 00
56.261 58
24.500 00
788,815 95
$500, 000 00
100, 000 00
59,387 83
$500, 000 00
$500. 000 00
100,000 00
100, 000 00
22,000 00
636,982 26
62. 364 69
20.850 00
798, 609 27
73,125 22
44.200 00
545,915 27
981,876 31
755,649 92
120 00
20,040 00
1,370,269 65 1,209.351 84
12,183 12
192,502 13
852,721 88
80 00
1,941,075 47
10,553 20
776,222 11
80 00
1, 603,742 35
10, 640 24
96,493 30
110,899 77
109,103 49
66,121 67
129,623 20
112,436 33
108, 136 65
117, 383 34
12,876 80
30, 063 67
30, 581 22
25,116 66
$4,073,019 91 $3,749,313 75 $4, 534, 075 87 $3, 862,546
N A TIO N A L
BANKS
OF
M ICH IG AN .
219
No. 2870.
D E T R O IT N A T IO N A L B A N K , D E T R O IT .
A l e x . M c P h e r s o n , P r e s id e n t; T h e o d o r e D . B u h l , Vice P r e s id e n t; W in . T . D e G r a e e , C a s h ie r ;
D. S t e w a r t , J r ., A s s is ta n t C a sh ie r ; G e o . L . M c P h e r s o n , A u d i to r .
D i r e c t o r s . — A.
Lewis, H. P. Baldwin, A. McPherson, T. D. Buhl, Henry Stephens, P.
Edward J. Schmidt, Henry B. Joy, A. W. Wright, Oren Scotten.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept, 7.
C.
Stoepel,
Report of
Dec. 2.
Loans and discounts................................................ $3,828, 484 97 $4,447, 966 56 $4, 247. 092 79 $4, 264. 660 16
590 88
1. 166 84
Overdrafts, secured and unsecured.....................
6, 372 76
4,628 67
50, 000 00
50. 000 00
50,000 00
U. S. bonds to secure circulation.........................
50. 000 00
TT S. bonds t,o secure IT. S. deposits...................
37,300 00
153,670 00
49, 800 00
49.800 00
100. 800 00
218,420 00
228,420 00
205, 42C 00
84, 840 00
110,000 00
84. 540 00
Other real estate and mortgages owned.............
703,885 73
689, 964 63
Due from National banks (not reserve agents)..
784,925 19
409.415 85
223, 995 04
232, 925 25
Due from State banks and bankers......................
Due from approved reserve agents...................... 1, 499,287 41 1,186,083 12 1,099,145 39
84,040 00
611.546 79
296. 654 63
594,215 92
U. S. bonds on hand................................................
Premiums on IT. S. bonds.......................................
Stocks, seenrities, e t e ...........................................
Hanking house, furniture and fixtures.................
Checks and other cash items................................
Exchanges for clearinghouse..............................
Notes of other N ational banks.............................
Fractional paper currency, nickels and cen ts...
12,131
116,178
33,109
712
40
55
00
87
12,795 42
66, 888 31
27, 864 00
727 06
11,244 33
81,768 20
17, 039 00
796 03
10, 887 43
90,189 63
27,290 00
1,317 70
Specie........................................................................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (h% of
circulation)...........................................................
Due from U. S. treasurer, other than 5% redemption fund.......................................................
428, 354 00
189, 344 00
452. 389 50
157,743 00
487, 633 00
103,026 00
513,471 00
152, 307 00
2,250 CO
2,250 00
2, 250 00
2. 250 00
3,500 00
12,000 00
T otals.................................................................. $7, 578,214 46 $7, 684, 893 48 $77486,977 94 $7, 009, 678 93
Liabilities.
Capital stock paid in................................................ $1, 000, 000 00 81,000,000 00 81, U00,000 00 81,000.000 00
200,000 00
200. 010 00
Surplus fund.............................................................
200, 000 00
200. 000 00
Undivided profits less expenses and taxes paid..
47,199 44
46,600 19
62,521 31
66, 643 67
National bank notes outstanding..........................
44,310 00
44.120 00
44, 400 00
44, 320 00
961,294 32
896, 002 94
751, 789 47
Due to other National banks.................................
701,581 49
Due to State banks and bankers........................... 2,040,003 71 1,554, 558 36 1,610.308 46
130 00
20, 000 00
120 00
Dividends unpaid......................................................
Individual deposits subject to check................... 2,935, 599 50 3, 544,740 77 3, 743,620 88
116, 706 93
367,029 86
72.099 11
Demand certificates of deposit.............................
1,458, 438 83
110 60
3,470.708 13
56, 309 64
1,000 00
1, 376 25
22 46
1, 000 00
9.867 17
700 00
Time certificates of deposits.................................
Certified checks.......................................................
Cashier's checks outstanding................................
United States deposits........................................
1.000 00
113,977 72
117,992 84
1,000 00
10, 388 39
172 97
Deposits of U. S . disbursing officers.....................
Notes and bills rediscounted..................................
Bills payable.............................................................
Liabilities other than those above stated...........
Totals.................................................................. $7,578,214 46 $7, 684,893 48 $7,486,977 94 $7,009, 678 93
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
220
ST A T E
B A N K IN G
D EPA RTM EN T.
No. 3730.
T H E P R E S T O N N A T IO N A L B A N K , D E T R O IT .
F . W . H a y e s , P r e s id e n t; A . E . F . W h i t e , Vice P r e s id e n t; I. B . U n g e r , C a sh ie r; J . P . G i l m o r e , A u d ito r .
D i r e c t o r s .— F.
W. Hayes, C. A. Black, W. H. Elliott, J. E. Davis. J. D. Standisti, A. E F White
A. L. Stephens, H. K. White, J. B. Book, W. R. Burt.
Resources.
Report of
Feb. 4. .
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
Loans and discounts...................................
$2,813,453 69 $2,890, 955 56 $2,875,106 18 $2,910,751 44
Overdrafts, secured and unsecured......................
25 84
229 91
198 67
U. S. bonds to secure circulation..........................
700.000 00
700, 000 00
700, 000 00
700.000 00
U. S. bonds to secure U. S. deposits.....................
100.000 00
100, 000 00
100, 000 00
100.000 00
U. S. bonds on hand.................................................
109. 500 00
Premiums on U. S. bonds..............................
62,812 50
57,321 00
57,321 00
55, 571 00
Stocks, securities, etc................................
109,100 00
130, 900 00
161,850 00
182, 872 05
Banking house, furniture and fixtures.................
16.500 00
15.500 00
15.500 00
15, 000 00 •
Other real estate and mortgages owned..............
171,666 39
169,906 56
170,255 14
171, 257 53
Due from National banks (not' reserve agents)..
226,141 32
229. 908 85
207,119 54
281.032 97
Due from State banks and bankers.....................
111 041 03
67,512 69
81,764 76
69,194 94
Due from approved reserve agents...................
544,561 12
451,903 86
60S, 958 92
594,848 25
Checks and other cash items...........................
37 19
995 88
157 05
508 66
Exchanges for clearing hou se.............................
77. 640 88
59, 338 49
45, 610 52
61,252 01
Notes of other National banks..............................
24, 350 00
15, 075 00
23, 125 00
19,255
00
Fractional paper currency, nickels and cen ts...
310 51
340 07
306 74
292 01
Specie...............................................
314,829 50
334, 241 50
226,367 50
231.482 50
Legal tender n otes....................................
99i 170 00
79,095 00
203,241 00
175,126 00
Redemption fund with U. S. treasurer (5 % of
circulation)............................................ . .
31.500 00
31.500 00
31.500 00
31,500 00
Due from U. S. treasurer, other than 5 % re
demption fund..............................................
Totals...........................................
%
$5,334,724 37 $5,508, 382 02 $5,599,944 36
Liabilities.
Capital stock paid in..................................
Sui-plus fund......................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding.......................
Due to other National banks...........................
$700,000 00
100.000 00
12,296 60
602, 770 00
529, 139 73
$700, 000 00
100, 000 00
18,407 93
615,440 00
431,039 27
$700, 000 00
100. 000 00
16,592 17
589, 850 00
442,559 78
$700. 000 00
100,000 00
35, 460 61
607, 060 00
349, 357 52
Due to State banks ar.d bankers...........................
Dividends unpaid...................... ............
Individual deposits subject to check...................
Demand certificates of deposit................
1,477,825 00
1,271,601 67
17. 500 00
1,537,581 01
540,244 51
1,410,112 40
1,282,862 99
1,364,348 34
542,204 51
1,587,257 97
556,153 62
1,879, 296 92
519, 167 91
80. 908 63
8,147 16
95, 000 00
2,257 92
5,652 06
95, 000 00
1,242 83
9,613 25
95, 000 00
26, 643 28
5, 095 13
95, 000 00
Time certificates of deposit...................
Certified checks...........................
Cashier’s checks outstanding...................
United States deposits.............................
Deposits of U. S. disbursing officers..................
Notes and bills rediscouu ted.................
Liabilities other than those above stated........
Totals.....................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
15,512, 639 97 $5, 334,724 37 $5,508,382 02 $5, 599, 944 36
N A TIO N A L
B AN KS
OF
221
M ICH IG A N .
No. 3487.
U N IO N N A T IO N A L B A N K , D E T R O IT .
F . D. E a t h e r l y , P r e s id e n t; P a t r i c k A . D t j c e y , Vice P r e s id e n t; F r e d E . F a r n s w o r t h , C a sh ie r;
L . C . S h e r w o o d , A s s is ta n t C ashier.
Eatherly, Patrick A. Ducey, H. A. Harmon, Chas. E . Swales, Henry Wunsch,
Theo. Gorenflo, Stephen Pratt, T. A. Wadsworth, Albert A. Albrecht.
D i r e c t o r s .—F . D .
Report of
June 30.
Report of
Sept. 7.
$524, 256 78
354 34
150, 000 00
$584, 981 85
119 23
150, 000 00
254 88
000 00
$607,235 02
116 03
150,000 00
00
00
07
76
09
15,000
3,000
38,721
17,558
8,362
000 to
00
Loans and discounts..............................................
Overdrafts secured and unsecured......................
U. S. bonds to secure circulation.........................
U. S. bonds to secure U. S. deposits....................
Premiums on H. S. Bonds......................................
Report of
Feb. 4.
CO
Resources.
8,000 00
Report of
Dee. 2.
$674,625 98
1,784 76
150,000 00
8 , 000 00
00
00
07
80
04
15,000 00
3, 000 00
38,721 07
12,798 78
14, 802 32
62
30
02
00
81
201,633 83
672'28
18,749 27
34,814 00
250 72
54, 959 91
54 47
59,180 31
4,502 00
144 64
31, 965 40
12, 504 00
38, 066 90
25, 773 00
42,671 70
22,961 00
10, 816 00
21,938 00-
6, 750 00
6, 750 00
6,750 00
4, 783 00
. 11, 789 70
1, 816 00
8, 028 00
$931,230 07 $1, 025,026 53
1,184,523 76
,075,111 24
$200, 000 00
6 , 000 00
$200, 000 00
7,000 00
13, 607 70
135, 000 00
17,219 76
$200,000 uO
7. 000 00
14,368 16
135, 000 00
18,288 99
$200, 000 00
Due to State banks and bankers.......
Dividends unpaid................................
Individual deposits subject to check
Demand certificates of deposit.........
60,128 87
156 00
365,073 31
101,415 77
3, 030 00
376,685 49
162,186 55
106,814 11
60 00
492,886 62
201,333 83
417,990 95
219,053 09
Time certificates of deposit.
Certified checks.....................
Cashier’s checks outstanding
United States deposits ........
143,837 70
8, 669 86
7,741 26
1,140 00
8, 772 05
1,339 40
, 025,026 53
1,184,523 76
1,075,111 24
Stocks, securities, e t c ...........................................
Banking house, furniture and fixtures..................
Other real estate an£ mortgages owned.............
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
3, 000 00
47, 2 2 1 07
12, 462 54
4, 322 20
15, 000
3. 000
47, 221
19, 788
3, 487
Due from approved reserve agents.............. .......
Checks and other cash item s................................
Exchanges for clearing house..............................
Notes of other National banks..............................
Fractional paper currency, nickels and cen ts...
93, 701 68
420 22
7, 087 78
17, 326 00
68 36
102, 754
167
12, 516
5, 207
32
Specie............................................ ......................... ,
Legal tender notes...........................................—
Redemption fund with U. S. treasurer (5 % of
circulation) ...........................................................
Due from U. S. treasurer, other than 5 % re
demption fund.......................................................
Totals .
Liabilities.
Capital stock paid in..................................... >.......
Surplus fund.............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Due to other National banks.................................
10,405 40
135.000 00
1,958 93
7, 000 00
19, 745 49
135, 000 00
7,295 60
67, 686 71
Deposits of U S. disbursing officers........
Notes and bills rediscounted...................
Bills payable................................................
Liabilities other than those above stated
Totals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$931,230 07
222
ST A T E
B A N K IN G
D EPA RTM EN T.
No. 2367.
F IR S T N A T IO N A L B A N K , E A T O N R A P ID S .
M a r s h a l l W o o d , P r e s id e n t; E . E . H o r n e r , Vice P r e s id e n t; F . H . D e G o l i a , C a sh ie r;
A . O s b o r n , A s s is ta n t C a sh ier.
Directors.—F. H. DeGolia, A. Osborn, Marshall Wood, E. E. Horner, J. T. Hall, DanG. Vaughn
J. H. Gallory.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts................................................
Overdrafts, secured and unsecured.....................
U. S. bonds to secure circulation..........................
IT. S. bonds to secure U. S. deposits...................
$123, 509 24
234 38
12,500 00
$130, 974 27
249 53
12, 500 00
$131, 986 87
366 77
12,500 00
$131,707 73
999 96
12,500 00
II. S. bonds on hand.................................................
Premiums on U. S. bonds...................................
Stocks, securities, etc.............................................
Banking house, furniture and fixtures.................
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from state banks and bankers.....................
Due from approved reserve agents......................
Report of
Dec. 2.
1,000 00
1,000 00
1,000 00
8,200 00
8, 200 00
8,200 00
1, 000 Ó0
1, 127 34
8, 200 00
2,500 00
2,500 00
2,500 00
2,500 00
13,738 02
20, 278 63
5, 605 40
9,608 49
Checks and other cash items................................
Exchanges for clearing house..............................
Notes of other National banks..............................
Fractional paper currency, nickels and cen ts...
229 53
205 46
122 05
114 55
50 00
101 06
270 00
46 02
5 00
22 27
450 00
43 71
Specie..................................................................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5% of
circulation)..........................................................
Due from U. S. treasurer, other than b% re
demption fund.......................................................
4,697 00
5, 602 00
5, 375 00
7,160 00
5, 644 55
3, 970 00
4, 885 40
4, 821 00
562 50
562 50
562 50
562 50
$179,464 34
$174,648 18
$176, 488 50
$182,650 21
$50,000 00
10, 000 00
936 56
11,250 00
$50,000 00
10, 000 00
2, 314 25
11,250 00
$50, 000 00
10,000 00
185 94
11,250 00
$50,000 00
10, 000 00
1,258 46
11,250 00
5,598 06
3 56
15, 689 03
79, 793 28
3,871 58
2, 090 91
21,565 44
75,276 28
19, 836 54
88, 214 30
Totals...............................................................
Liabilities.
Capital stock paid in..............................................
Surplus fund...........................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Due to other National banks..................................
Due to state banks and bankers..........................
Dividends unpaid....................................................
Individual deposits subject to check..................
Demand certificates of deposit...........................
11,569
11
22,744
72,951
77
90
99
12
Time certificates of deposit..................................
Certified checks........................................................
Cashier’s checks outstanding...............................
United States deposits...........................................
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted................................
Bills payable.............................................................
Liabilities other than those above stated...........
T otals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
4, 339 26
$179, 464 34
1
$182, 650 21
N A T IO N A L
BANKS
OF
M ICH IG A N .
223
No. 3761.
F IR S T N A T IO N A L B A N K , E S C A N A B A .
F rank
H.
V a n C l e v e , P r e s id e n t;
D i r e c t o r s .— Samuel
W. W.
O l i v e r , Vice P r e s id e n t;
C. C.
R o y c e , C a sh ier.
Mitchell, F. H. Van Cleve, C. C. Royce, A. Maitland, W. W. Oliver.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
Loans and discounts...............................................
Overdrafts seenred and unseenred ..
U. S bonds to secure circulation........................
0 t)OTldS t'P (QPP.lTTft TT S deposits ..
$430,804 97
96 62
15,000 00
$442,110 70
$405,261 73
481 93
15,000 00
$551,769 40
15, 000 00
TT S bonds on hand................................................
"Premiums on TT. S. bonds........................................
Stocks, securities, e tc ...........................................
Banking house, furniture and fixtures.................
5, 000 00
750 00
47,020 00
11,000 00
5,000 00
750 00
34,020 00
11,000 00
5, 000 00
750 00
34, 020 00
11,000 00
5, 000 00
1,470 00
34, 300 00
11,000 00
Other real estate find mortgages owned .
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
Due from approved reserve agents......................
1,289 79
704 70
53,298 66
1,747 20
221 35
50,775 12
10, 678 60
241 44
45,162 78
1,575 65
1,090 15
51, 494 46
15, 000 00
Cheeks and other eash items.................................
Exchanges for eleaTing house................................
Notes of other National banks..............................
Fractional paper currency, nickels and cents__
3,162 53
317 45
1,415 22
239 85
1,033 00
65 51
12,681 00
44 66
2, 562 00
46 27
12, 457 00
75 48
Snee.ie........................................................................
Legal tender notes..................................................
Redemption fund with TT. S. treasurer (5 % of
p.ire illation)............................................................
Due from IT. S. treasurer, other than 5 % rederoption fund
29,784 00
15,000 00
31,104 00
20,000 00
33, 528 00
14, 000 00
38, 740 50
20, 000 00
615 00
675 00
675 00
675 00
$614,684 78
$625, 446 48
$669,822 97
$744,887 49
$50,000 00
20, 000 00
2, 000 29
13, 500 00
$50,000 00
20.000 00
2,555 54
13, 500 00
$50,000 00
20, 000 00
3,282 37
13, 500 00
$50,000 00
20,000 00
7.319 80
13,500 00
Totals..................................................................
Liabilities.
Capital stoek paid in................................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding.........................
Due to other National hanks
hhie to State banks and bankers...........................
Dividend^ unpaid
........................
Individual deposits snbjeet, to eheek...................
ppmf|,rid eertifieates of deposit.............................
Time eertifieates of deposit
Cashier’s eheeks outstanding
United States deposits
..
1, 308 73
1,157 74
1,142 40
114 25
150.315 10
377, 560 66
161,833 90
376, 399 30
192,029 59
389, 868 61
220,527 06
433,426 38
$614,684 78
$625, 446 48
$669,822 97
$744, 887 49
...
................
Deposits of TT S disbursing offieers
Notes and bills rediscounted
Pills payable
Liabilities other than those above stated
Totals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
224
ST A T E
B A N K IN G
D EPA RTM EN T.
No. 3361.
F IR S T N A T IO N A L B A N K , F L IN T .
J o h n J . C a r t o n , P r e s id e n t; S . C . R a n d a l l , Vice P r e s id e n t; C h a r l e s S . B r o w n , C ashier.
D i r e c t o r s . —S.
C. Randall, F. Dullam, William L. Smith, Charles S. Brown, B F. Cotharin,
D. S. Fox, John J. Carton, Wm. McGregor, W. R. Hubbard.
Resources.
Report of
Feb 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts................................................
Overdrafts, secured and unsecured.....................
U. S. bonds to secure circulation.........................
U. S. bonds to secure U. S. deposits...................
$242.049 84
3. 416 95
125, 000 00
$278,707 81
3.478 41
140, 000 00
$290,365 54
3, 867 48
140, 000 00
$274,429 02
7, 928 29
140,000 00
U. S.bonds on hand................................................
Premiums on U. S. bonds........................................
Stocks, securities, etc.............................................
Banking house’, furniture and fixtures.................
15. 880 00
6.750 00
124,294 87
21,000 00
880 00
6,750 00
100. 615 25
21,000 00
6, 750 00
99,315 41
21, 000 00
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
Due from approved reserve agents......................
171 50
746 44
54,961 31
30,799
754
2,537
16,064
95
87
32
00
30 019 10
96 92
2.320 18
5,689 33
6,750 00
89,038 30
21, 000 00
31 474 03
2, 919 68
4,091 42
16, 604 62
Checks and other cash items.................................
Exchanges for clearing house................................
Notes of other National banks..............................
Fractional paper currency, nickels and cents__
229 85
900 00
673 00
85 18
530 91
389 75
4,133 05
374 00
201 23
303 15
215 00
456 05
Specie........................................................................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U. S. treasurer, other than 5 % redemption fund.......................................................
21,106 50
12.000 00
14,344 00
15, 500 00
10,562 00
11.500 00
10, 703 50
16, 000 00
5, 625 00
6. 300 00
6. 300 00
6, 3C0 00
Totals...................................................................
$634, 890 44
$638,933 57
$632,883 99
$627, 939 18
$150,000
11,700
2, 428
112,500
283
00
00
54
00
14
$150. 000 00
12,500 00
'3,404 35
126,000 00
3, 698 99
$150,000 00
12,500 00
4, 954 76
126,000 00
4,718 81
$150,000 00
12, 500 00
6,303 15
126, 000 00
626 47
Due to State banks and bankers...........................
Dividends unpaid......................................................
Individual deposits subject to check...................
Demand certificates of deposit.............................
7, 003 59
262 50
98, 613 77
7, 885 19
4, 073 49
3,123 75
66. 151 53
18, 457 60
6, 128 53
247 50
72, 331 83
12,201 04
5,197 99
37 50
79,544 47
6,914 81
Time certificates of deposit...................................
Sundry deposits.......................................................
Cashier’s checks outstanding..............................
United States deposits...........................................
237. 065 47
7, 148 24
241, 875 89
9,647 97
234,623 13
9,178 39
225,890 56
14, 924 23
$634, 890 44
$638. 933 57
$632,883 99
$627,939 18
Report of
Dec. 2.
190 00
207 17
Liabilities.
Capital stock paid in................................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Due to other National banks..................................
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted.................................
Bills payable............................................................
Liabilities other than those above stated...........
T otals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N ATIO N A L
B AN KS
OF
225
M ICH IG A N .
No. 4578.
T H E N A T IO N A L B A N K O F G R A N D H A V E N .
D w i g h t C u t l e r , P r e s id e n t: ; N e l s o n R . H o w l e t t , Vice P r e s id e n t: G e o r g e S t i c k n e y , C a sh ier.
D i r e c t o r s .— Dwight
Cutler, William Savidge, Dwight Cutler, Jr., George A . Farr, N. R. Howlett,
George Stickney, John A . Pfaff, N. Robbins, Jr., Geo. P. Savidge.
Report of
Dec. 2.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts................................................
Overdrafts, secured and unsecured......................
U. S. bonds to secure circulation........................
$330,476 61
4,886 93
50, 000 00
$300, 037 21
1,435 83
50,000 00
$289, 349 09
4. 990 17
50,000 00
$305, 523 65
1,830 49
50, 000 00
IT. S bonds on hand................................................
Premiums on U. S. bonds........................................
Stocks, securities, etc .............................................
Banking house, furniture and fixtures.................
otiior rool octntp nnrl mnpfo'n.o’pnw nPil
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
Due from approved reserve agents......................
4,000 00
5,088 50
4,541 58
3, 500 00
4, 500 00
5,128 50
4, 541 58
3, 000 00
4.500 00
5,128 50
4, 541 58
3, 000 00
4,500 00
5,128 50
3, 208 25
3, 000 00
6,943 13
1,027 19
64,739 89
15. 171 81
771 48
103,677 36
7,529 73
690 44
132,167 49
9,885 23
1,192 33
91, 895 65
Checks and other cash items.................................
1,218 29
2, 200 16
1,274 09
1,514 34
Notes of other National banks.............................
Fractional paper currency, nickels and cents—
6,179 00
257,78
2, 032 00
248 56
3, 375 00
139 75
5,082 00
53 18
12, 894 85
15,000 00
13,149 20
19, 000 00
13,299 05
10, 000 00
15,698 18
19, 000 00
2,250 00
2, 250 00
2,250 00
2,250 00
Resources.
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
£1
1fLf.ion ) T...........................................................
Due from U. S. treasurer, other than5 % redemp-
Totals - ..............................................................
1,000 00
$513,003 75
$527,143 69
$533, 234 89
$519,761 80
$100,000 00
15, 000 00
7, 628 04
42, 500 00
3, 434 77
$100,000 00
15, 500 00
7,792 04
43,400 00
$100, 000 00
15,500 00
8,676 70
45,000 00
$100,000
15,500
11,869
43,100
20 00
90,577 25
253,843 69
3, 000 00
112,946 09
244,505 56
99,562 75
264, 495 44
77,591 80
271,700 76
$513,003 75
$527.143 69
$533. 234 89
$519, 761 80
Liabilities.
Capital stock paid in..............................................
Surplus fund
, , , .................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Individual deposits subject to ctjeck...................
Demand certificates of deposit.............................
OO
00
24
00
Liabilities otliei tlian. those abo\ e stated..........
Totals
-- . -»» t........................................
29
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ST A T E
226
B A N K IN G
D EPA RTM EN T.
No. 2611.
F O U R T H N A T IO N A L B A N K , G R A N D R A P ID S .
W il l ia m
H.
A n d e r s o n , P r e s id e n t; J o h n W. B l o d g e t t , Vice P r e s id e n t; J o h n
L . Z. C a u k i n , A s s is ta n t C a sh ier a n d A u d ito r .
A.
S e y m o u r , C a sh ie r ;
D i r e c t o r s . — W.
H. Anderson, William Sears, Wm. H. Gay, S. M. Lemon, G. K. Johnson, A. D. Rathbone,
C. Bertsch, John W. Blodgett, Chas. M. Heald, A. G. Hodenypl, George P. Wanty.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
Loans and discounts................................................ $1, 305.697 66 $1,279,192 57 $1,369, 496 47 $1,343,726 35
Overdrafts, secured and unsecured.....................
8; 809 93
2,641 12
14,063 74
3,138 48
U. S. bonds to secure circulation.........................
50, 000 00
50.000 00
50.000 00
50, 000 00
U. S. bonds to secure U. S. deposits...................
50.000 00
100, 000 00
100,000 00
100,000 00
U. S. bonds on hand................................................
56, 440 00
2,000 00
2,000 00
1,100 00
Premiums on U. S. bonds.......................................
9.000 00
9,150 00
9,150 00
9,000 00
Stocks, securities, e tc ...........................................
76, 505 74
79, 380 00
89,025 76
75, 525 76
Banking house, furniture and fixtures.................
4.000 00
4, 000 00
4, 000 00
4, 000 00
Other real estate and mortgages owned.............
20,626 09
19, 626 09
19,626 09
15,640 59
Due from National banks (not reserve agents)..
18,566 15
30,316 70
81,785 50
22,596 36
Due from State banks and bankers.................
32, 880 45
37, 858 79
43,969 71
28,230 10
Due from approved reserve agents.....................
263,478 24
313,130 50
379,180 23’
129, 435 19
Checks and other cash items..................................
171 84
548 02
1,759 08
444 75
Exchanges for clearing house..............................
14.225 98
18,832 13
15,039 31
50, 502 89
Notes of other National banks..............................
21,480 00
13,595 00
16,400 00
10,885 00
Fractional paper currency, nickels and cen ts...
1,809 64
1,234 55
928 40
570 59
Sp ecie........................................................................
80,700 00
78,952 55
78,302 10
88,629 00
Legal tender notes..................................................
40.000 00
25.000 00
30.000 00
25,000 00
Redemption fund with U. S. treasurer (5 % of
circulation)............................................................
2, 250 00
2.250 00
2,250 00
2, 250 00
Due from U. S. treasurer, other than 5 % redemp
tion fund.................................................................
T otals.................................................................. $2, 056,641 72 $2,067,401 87 $2,307,282 54 $1, 960,675 06
Liabilities.
Capital stock paid in................................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding.........................
Due to other National banks..................................
$300,000 00
50,000 00
8,537 09
45, 000 00
40,141 41
$300, 000 00
52.000 00
9,344 55
45.000 00
75, 554 00
$300,000 00
52, 000 00
16, 384 88
45,000 00
60; 369 89
$300, 000 00
55.000 00'
14, 327 71
45.000 00
61,010 51
Due to State banks and bankers..............'............
Dividends unpaid......................................................
Individual deposits subject to check...................
Demand certificates of deposit.............................
414, 876 90
71 19
475,558 89
674, 400 81
429,923 38
6, 086 00
487, 399 83
564,577 78
461,419 75
52 00
676, 426 42
597,838 55
356,174 23
172 00<
445,638 17
585, 616 41
Time certificates of deposit...................................
Certified checks........................................................
Cashier’s checks outstanding................................
United States deposits...........................................
23 79
16 33
291 05
?36 03
14,158 18
61,574 16
62,086 44
62, 020 93
33, 873 46
35, 925 84
35, 413 56
35,479 07
Deposits of U. S. disbursing officers....................
Notes and bills rediscounted........'........................
Bills payable.............................................................
Liabilities other than those above stated...........
Totals.................................................................. $2,056,641 72 $2,067, 401 87 $2, 307,282 54 $1, 960,675 06.
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N A TIO N A L
BANKS
OF
227
M ICH IG AN ,
No. 3488.
F IF T H N A T IO N A L B A N K , G R A N D R A P ID S .
Robert
D.
G r a h a m , P r e s id e n t; C h a r l e s H. C h i c k , Vice P r e s id e n t; W
S . W . S h e r m a n , A s s is ta n t C a sh ier.
. A.
S h i n k m a n , C a sh ie r;
D i r e c t o r s .— J.
H. Bonnell, T. W. Strahan, C. H. Chick, H. Weiden, A. V. Mann, R. D. Graham,
David E, Uhl, Thomas F. Carroll, Cornelius Clark, Cornelius L. Harvey, E. F. Uhl.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts................................................
Overdrafts, secured and unsecured...................
U. S. bonds to secure circulation.........................
TT. S. bonds to secure TJ. S. deposits...................
$492,293 27
9, 249 71
25, 000 00
$519, 963 53
2,510 36
25, 000 00
$514,528 31
4. 868 78
25,000 00
$473,231 67
3,969 42
25, 000 00
U. S.bonds on hand................................................
Premiums on TT. S. bonds........................................
Stocks, securities, etc.............................................
Banking house, furniture and fixtures.................
2,456 02
4, 000 00
5,756 02
4, 048 00
4, 690 78
4, 048 00
4,260 68
4,048 00
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from state banks and bankers......................
Due from approved reserve agents......................
7, 000 00
6, 678 82
17.155 36
68, 607 06
7.000
5,868
890
5,766
00
55
45
13
7, 000 00
690 81
2,716 30
5, 084 98
32,430 55
211 95
2,083 86
1, 367 93
Checks and other cash items................................
Exchanges for clearing house................................
Notes of other National banks..............................
Fractional paper currency, nickels and cents__
747 68
3,334 84
46. 307 00
176 10
2, 818 0'4
5. 298 41
23,253 00
178 28
1,718 58
3,895 30
24, 600 00
249 32
3,137 88
7, 069 38
13,403 00
178 89
Specie........................................................................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U. S. treasurer, other than 5 % redemption fund.......................................................
43,945 25
2, 800 00
44,319 45
3, 750 00
43,243 25
4. 550 00
42,115 60
650 00
1,125 00
1,125 00
1,125 00
1,125 00
T otals..................................................................
$730,876 11
$657,545 22
$648,009 41
$614, 283 81
Capital stock paid in................................................
Surplus fund..............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Due to other National banks................................
$100, 000 00
11. 000 00
292 66
18,120 00
$100, 000 00
11,000 00
3,573 53
21,360 00
837 50
$100.000 00
11. 500 00
1, 463 42
21,500 00
$100,000 00
11.500 00
4,257 40
22, 000 00
Due to state banks and bankers...........................
Dividends unpaid......................................................
Individual deposits subject to check...................
Demand certificates of deposits...........................
105 06
351,865 99
247, 392 40
9 31
295,524 97
188,939 91
21 31
298, 954 15
194, 270 53
9 31
279,185 81
197,331 29
Time certificates of deposit...................................
Certified checks.....................................................
Cashier’s check outstanding................................
United States deposits...........................................
2,100 00
200 00
300 00
36,100 00
20, 000 00
$657,545 22
$648,009 41
Report of
Dec. 2.
Liabilities.
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted .................................
Bills payable..............................................................
Inabilities other than those above stated...........
T otals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$730,876 11
$614, 283 81
ST A T E
228
B A N K IN G
D EPA RTM EN T.
No. 2460.
G R A N D R A P ID S N A T IO N A L B A N K , G R A N D R A P ID S .
E d w i n P . U h l , P r e s id e n t; J o s e p h H o u s e m a n , Vice P r e s id e n t; F . M . D a v i s , C a sh ie r;
J. L . B e n j a m i n , A s s is ta n t C a sh ier.
ft
D i r e c t o r s . —S.
Sears, John E. Peck, G. H. Long, C. S. Hazeltine, W. G. Herpolsheimer, M. J. Clark,
E. F. Uhl, J. Houseman, Julius Berkey, J. Boyd Pantlind, D. E. Waters, William Widdicomh,
Amos S. Musselman.
Resources.
Loans and discounts............................
Overdrafts, secured and unsecured.
U. S. bonds to secure circulation__
U. S. bonds to secure U. S. deposits.
U. S. bonds on hand......................... ...
Premiums on U. S. bonds......................
Stocks, securities, e tc ...........................
Banking house, furniture and fixtures
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from state banks and bankers......................
Due from approved reserve agents......................
Report of
Feb. 4.
Report of
June 30.
Report of
Dec. 2.
$1, 082,249 54 $1, 341, 942 35 $1,318,280 84 $1,263,494 75
4,108 10
1,751 93
7,105 89
5,653 84
50, 000 00
50,000 00
50, 000 00
50, 000 00
2 , 000 00
2,000 00
2,000 00
2,000 00
55’306 91
4,500 00
30. 306 91
4,500 00
30,212 64
4,000 00
30,212 64
4, 000 00
37, 873 75
9, 376 45
78,831 78
352, 079 29
37,873 75
4,288 28
29, 514 63
84, 695 33
32, 873 75
3,174 70
28, 970 03
102, 240 03
32, 873 75
5, 700 43
20. 746 90
72,465 00
708 89
3,919 61
5, 600 00
100 84
690 46
14, 539 95
8,580 00
79 81
Checks and other cash items.................................
Exchanges for clearing house................................
Notes of other National banks..............................
Fractional paper currency, nickels and cents__
1,653
7,952
11,090
451
96
38
00
47
750 50
8,143 99
Specie........................................................................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U. S. treasurer, other than 5 % re
demption fund.......................................................
70,500 00
9,650 00
67.690 00
7,050 00
Totals
Report of
Sept. 7.
2,250
00
6,120 00
164 26
2, 250
00
58.969
7,000
00
00
2,250
00
69, 072 40
7,585 00
2,250
00
$1,779,873 63 $1,679,041 93 $1, 657, 406 22 $1,589, 944 93
Liabilities.
Capital stock paid in................................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Due to other National banks..................................
Due to state banks and bankers.........
Dividends unpaid.. ..............................
Individual deposits subject to check
Demand certificates of deposit.........
Time certificates of deposit.
Certified checks...................
Cashier’s checks outstanding.
United States deposits.........
$500, 000 00
100, 000 00
32, 273 44
43, 800 00
76,278 36
$500,000 00
144,121 43
1,461 50
442,028 93
439,659 97
102, 513 89
501 50
408,826 61
439,726 37
250 00
75 00
100,000 00
46,749 97
44,150 00
36,498 59
$500, 000 00
100,000 00
31,775 44
44,250 00
56, 046 64
90,160
1,046
384,725
449,091
34
00
93
87
105.611 61
836 00
266, 626 79
454,336 48
310 00
75 00
Deposits of U. S. disbursing officers..........
Notes and bills rediscounted......................
Bills payable..................................................
Liabilities other than those above stated.
Totals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$500, 000 00
100, 000 00
39,281 59
44,500 00
53,677 46
25,000 00
1,779, 873 63 $1,679,041 93
, 657,406 22
1,589,944 93
N A TIO N A L
BANKS
OF
229
M ICH IG A N .
No. 3293.
N A T IO N A L C IT Y B A N K , G R A N D R A P ID S .
R . C . L u c e , P r e s id e n t; L e s t e r J . R i n d g e , Vice P r e s id e n t; J a m e s R . W y l i e , C a sh ie r ;
E . H . H u n t , A s s is ta n t C a sh ie r; J . F r e d e r i c B a a r s , A u d ito r .
D i r e c t o r s .— R.
C. Luce, T. Stewart White, N. L. Avery, P. C. Fuller, T. J. O’Brien, D. M. Amberg,
J. F. Baars, L. J. Rindge, Francis Letellier, H Idema, C. Morton, Walter C. Winchester,
James R. Wylie.
Resources.
^
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
T.nans and discounts........................... .................... $1,293, 369 08 $1, 369, 685 94 $1,475,391 46 $1,500, 070 84
1,687 84
4, 989 15
548 2V
861 77
Overdrafts secured and unsecured......................
50, 000 00
50,000 00
50,000 00
50,000 00
XT S bonds to secure circulation.......................
XT S bonds to secure XT S deposits.................
XJ S bonds on band
..............................
"Premiums on TT. S. bonds.....................................
Stocks securities, e tc ...........................................
Banking house furniture and fixtures................
55,000 00
10,430 00
57, 830 93
52, 300 00
3,555 00
77,830 93
52, 300 00
3,000 00
52,830 93
52, 300 00
3,000 00
46, 330 93
52, 300 00
23
67
64
38
12,447 23
12,423 06
25,911 22
117, 941 95
33, 016 45
155, 016 29
4,774 77
5. 428 84
27, 384 59
63,919 73
Checks and other cash item s..............................
Exchanges for clearinghouse..............................
Notes of other National banks...........................
Fractional paper currency, nickels and cents..
1,417 81
10,235 33
13, 025 00
350 00
4,039 90
7, 469 64
25,555 00
250 00
1, 420 65
13,551 60
18, 608 00
600 00
703 56
10,278 13
24, 249 00
400 00
Specie .......................................................................
Legal tender notes........................ ........................
Redemption fund with IT. S. treasurer (5 % of
ci rcnl ati on).............................................................
Due from XL S. treasurer, other than 5 % of
eruption fund
...........................
85,101 55
21,500 00
75,313 05
13.500 00
77,928 18
23.500 00
70, 590 02
25, 000 00
2,250 00
2,250 00
2, 250 00
2, 250 00
1,000 00
2,000 00
1,000 00
Other real estate and mortgages owned..........
Due from National banks (not reserve agents)
Due from State banks and bankers....................
Due from approved reserve a g en ts..................
T otals.............................................................
12,462
4,323
18,368
105,653
$1,795,165 89 $1,841,737 70 $1, 977,825 77 $1,887,542 18
Liabilities.
Capital stock paid in..............................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid
National bank notes outstanding..........................
Due to other National banks................................
$500,000 00
100, 000 00
8,101 09
44, 080 00
913 15
$500, 000 00
100, 000 00
27,658 77
45, 000 00
6,296 85
$500,000 00
100, 000 00
18,076 74
45,000 00
2, 643 37
$500, 000 00
100,000 00
28,153 71
44,500 00
1,759 27
Due to State banks and bankers........................
Dividends unpaid.....................................................
Individual deposits subject to check.................
Demand certificates of deposit............................
80, 412 77
710 98
312,387 04
748, 560 86
54,469 09
21 35
382, 405 88
725, 301 63
150,480 99
82 25
377,618 39
782, 056 23
113,522 04
36 00
384,069 63
715, 038 69
584 13
1, 867 80
Time certificates of deposit.................................
Certified checks.......................................................
Cashier’s checks outstanding................................
United States deposits...........................................
#
462 84
Deposits of XT. S disbursing officers...................
Notes and bills rediscounted ..............................
Bills payable
J liabilities other than those a,hove stated ...
T otals.................................................................. $1.795,165 89 $1,841, 737 70 $1,977, 825 77 $1, 887, 542 18
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ST A T E
230
B A N K IN G
D EPA RTM EN T.
No. 2890.
O LD N A T IO N A L B A N K , G R A N D R A P ID S .
J a m b s M . B a r n e t t , P r e s id e n t; W i l l a r d B a r n h a r t , Vice P r e s id e n t; H a r v e y J . H o l l i s t e r , C a sh ier;
C l a y H . H o l l i s t e r , A s s is ta n t C a sh ie r; H o y t G . P o s t , A u d ito r .
D i r e c t o r s .— James
F.
M. Barnett, Willard Barnhart, Jacob Cummer, Jos. H. Martin. W. R. Shelby,
Loettgert, L. H. Withey, E. Crofton Fox, Geo. C. Pierce, H. J. Hollister, Wm. Judson,
E. G. Studley, W. D. Stevens.
Resources.
Report of
Fab. 4.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
Loans and discounts............................................... $2, 302,151 38 $2,255,843 32 $2, 329, 494 90 $2,506,683 52
Overdrafts, secured and unsecured....................
5,727 82
5, 037 15
5. 806 80
7,559 35
U. S. bonds to secure circulation......................
100,000 00
100,000 00
100,000 00
100, 000 00
U. S. bonds to secure U. S. deposits................
U. S. bonds on hand..............................................
Premiums on H. S. bonds.....................................
Stocks, securities, etc...........................................
Banking house, furniture and fixtures................
5, 000 00
263,767 21
99, 821 91
5, 000 00
224, 590 76
99,830 21
5,000 00
277,190 76
99, 830 21
5, 000 00
286,283 09
99, 830 21
Other real estate and mortgages owned..........
Due from National banks (not reserve agents)
Due from State banks and bankers...................
Due from approved reserve agents....................
*
Checks and other cash item s..............................
Exchanges for clearing house..............................
Notes of other National banks...........................
Fractional paper currency, nickels and cents..
45,377 96
203, 670 82
101,716 57
240,965 25
50,032 64
168, 667 34
151, 939 29
225,112 36
49,693 13
248, 895 93
252, 500 45
159,599 12
47,935 23
185,222 77
168, 880 21
187, 494 28
7,865 36
8,349 99
5. 000 00
796 21
7, 502 02
9, 638 36
15, 000 00
270 41
7,719 03
20,102 82
28,000 00
297 19
6,084 11
61,684 51
18, 000 00
343 99
Specie........................................................................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U. S. treasurer, other than 5 % redemption fund.....................................................
133,998 00
7,000 00
137.062 00
18, 000 00
161,586 80
32,000 00
167,561 00
21,000 00
4, 500 00
4, 500 00
4, 500 00
4, 500 00
1,100 00
6, 000 00
T otals.................................................................. $3,536, 808 48 $3,478,025 86 $3,782,217 14 $3,880,062 27
Liabilities.
Capital stock paid in..............................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid
National bank notes outstanding........................
Due to other national banks................................
$800, 000 00
160, 000 00
52.241 67
88,240 00
97, 346 31
$800, 000 00
160, 000 00
44,339 11
89, 260 00
100, 512 31
Due to State banks and bankers........................
380, 335 70
Dividends unpaid.....................................................
1,290 00
Individual deposits subject to check.................
689,354 48
Demand certificates of deposit........................... 1, 266,400 32
344,433 49
24, 540 00
563, 952 48
1, 350, 123 47
Time certificates of deposit.................................
Certified checks.......................................................
Cashier’s checks outstanding..............................
United States deposits..........................................
1, 600 00
865 00
$800,000 00
160, 000 00
64,263 59
87,740 00
118,295 07
434, 588
1,257
722,003
1, 392, 692
$800, 000 00
160, 000 00
90, 897 49
87. 980 00
110,523 86
05
00
83
60
443, 777 49
387 00
758, 900 94
1,426, 673 37
1, 365 00
12 00
922 12
Deposits of U. S. disbursing officers.................
Notes and bills rediscounted................................
Bills payable.............................................................
Liabilities other than those above sta te d ........
T otals.................................................................. $3, 536, 808 48 $3, 478,025 86 $3,782,217 14 $3, 880,062 27
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N A T IO N A L
BANKS
OF
M ICH IG A N .
231
No. 2143.
F IR S T N A T IO N A L B A N K , O F H A N C O C K , H A N C O C K .
S a m u e l B . H a r r i s , P r e s id e n t; A r c h i b a l d J. S c o t t , Vice P r e s id e n t; W i l l i a m C o n d o n , C a sh ie r;
M i c h a e l M . S h e a , A s s is ta n t C a sh ier.
D i r e c t o r s —Samuel
B. Harris, Geo. S. North, Michael Finn, Archibald J. Scott, Thomas B. Dunstan,
William H. Roberts, Adolph Ruhl.
Report of
Dec. 2.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts................................................
Overdrafts, secured and unsecured.....................
TT ft Ronds to secure circulation........................
IT S bonds t-Osecure TT. ft. deposits..............
$548,159 31
13, 439 31
50,000 00
$581,965 04
969 25
50, 000 00
$607,892 38
1,072 60
50, 000 00
$611,651 43
548 64
50, 000 00
fttoeks, securities, e t c ...........................................
Ranking house, furniture and fixtures..................
5,000 00
4,062 50
24,618 95
5,000 00
3,862 50
24, 618 95
5,000 00
3,862 50
24,618 95
5,000 00
3,862 50
25,197 66
Other real estate and mortgages owned
Due from National banks (not reserve agents)..
Rue from fttate banks and bankers......................
Rue from approved reserve agents......................
16, 393 74
68,368 15
125, 544 60
8, 500 00
8, 614 60
24,222 21
130,646 67
3,794 78
30,693 38
124,843 51
15, 513 07
26, 255 48
93,007 11
Checks and other cash items.................................
Exchanges for clearing house ...........................
Notes of other National banks..............................
Fractional paper currency, nickels and cents__
1,002 07
2, 856 21
1,191 91
2,482 07
2,750 00
440 18
8,940 00
275 78
8,420 00
287 05
16, 950 00
1,100 08
Specie........................................................................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)................................ ..........................
Due from TJ. S. treasurer, other than 5 % rederuption fund
..............................................
42,773 10
34,100 00
39,346 15
48,330 00
56, 208 95
25, 400 00
78,835 70
26,256 00
2,250 00
2,250 00
2,250 00
2,250 00
T otals.................................................................
$938, 901 91
$940,397 36
$945, 536 01
$958,909 74
Capital stock paid in................................................
Surplus fund..............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Rue to other National banks..................................
$200,000 00
40, 000 00
10,482 42
41, 980 00
1, 970 42
$200,000 00
40,000 00
9,929 90
42,790 00
6,921 44
$200, 000 00
40, 000 00
12,266 36
41,020 00
2, 544 39
$200,000 00
40,000 00
18,088 18
43,080 00
4,277 54
Rue to State banks and bankers...........................
Rividends unpaid.....................................................
Individual deposits subject to check...................
Rema.nd certificates of deposit.............................
11,006 59
770 00
603,896 51
28,056 14
76 50
395 00
612,200 62
27,531 90
360. 00
616,707 74
31, 637 52
4,878 78
360 00
6C6, 309 70
41,915 54
mime certificates Of deposit...................................
Certified checks.......................................................
Cashier’s checks outstanding.................................
United Sta tes d ep osits..........................................
739 83
552 00
1,000 00
$938, 901 91
$940,397 36
$945,536 01
IT S bonds on band
...........................................
"Premiums on TT. S. bonds........................................
Liabilities.
Reposits o f TT R. disbursing officers.....................
Notes and bills rediscounted
Pills payable.............................................................
Liabilities of-her than those above stated...........
T otals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$958,909 74
232
ST A T E
B A N K IN G
D EPA RTM EN T.
No. 1745.
H A S T IN G S N A T IO N A L B A N K , H A S T IN G S .
J. T.
L o m b a r d , P r e s id e n t; J. F. G o o d y e a r , Vice P r e s id e n t;
H a r r y G. H a y e s , A s s is ta n t C ashier.
D i r e c t o r s . —F.
W. D.
H a y e s , C a sh ie r;
D. Pratt, W. D. Hayes. J. F. Goodyear, John T. Lombard, Clement Smith,
R. K. Grant, W. H. Chase.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts................................................
Overdrafts, secured and unsecured.....................
XJ. S. bonds to secure circulation........................
U. S. bonds to secure U. S. deposits.....................
Premiums on U. S. bonds.......................................
$200, 549 45
2. 999 62
25, 000 00
$197,335 82
246 14
25,000 00
$200.058 53
1,138 58
25, 000 00
2, 500 00
2,500 00
2, 500 00
2,500 00
Stocks, securities, etc.............................................
Banking house, furniture and fixtures.................
Other real estate and mortgages owned.............
Due from National banks (not reserve agents) ..
Due from State banks and bankers......................
14, 975 47
14,500 00
550 00
15 43
14,675 47
14, 500 00
550 00
12, 675 47
14, 500 00
550 00
12,825 47
14, 500 00
550 00
Due from approved reserve agents......................
Cheeks and other cash item s................................
Exchanges for clearing house................................
Notes of other National banks..............................
Fractional paper currency, nickels and cents__
12,271 62
805 77
28,648 47
2,326 97
19,249 46
1,490 24
19,966 44
2,551 46
30Ò 00
79 00
500 00
105 13
797 00
90 45
350 00
47 74
Specie........................................................
Legal tender n otes..................................................
Redemption fund with U. S. treasurer ( 5 f 0 of
circulation)...... •...................................................
Due from U. S. treasurer, other than redemp
tion fund................................................................
6, 500 95
2, 014 00
4,911 55
6,377 00
5, 347 65
5, C00 00
7,107 35
3,417 00
1,125 00
1,125 00
1,125 00
1,125 00
$284,186 31
$298,801 55
$289,522 38
$322, 854 27
Capital stock paid in ...............................................
Surplus fund........................................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding..........................
Due to other National banks__ 7..........................
$100.000 00
10, 000 00
840 98
22, 500 00
748 72
$100, 000 00
10. 000 00
561 16
22, 500 00
674 85
$100,000 00
10,000 00
1,038 44
22,500 00
3, 702 56
$100,000 OO
10.000 00
4,714 69
22,500 00
2, 317 75
Due to State banks and bankers...........................
Dividends unpaid.............................................
Individual deposits subject to ch eck ...................
Demand certificates of deposit.............................
45,295 79
104, 800 82
48,814 67
108, 750 87
42, 642 40
109,638 98
40, 900 15
124,277 07
Resources.
Totals.....................................................
Report of
Dec. 2.
$230.560 02
2, 353 79
25,000 00
Liabilities.
Time certificates of deposit...................................
Certified checks....................................................
Cashier’s checks outstanding................................
United States deposits..........................................
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted ................................
Bills payable................................................
Liabilities other than those above stated............
T otals..........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
7,500 00 -
$284, 186 31
$298,801 55
18,144 61
$289,522 38
$322,854 27
I
N A TIO N A L
BANKS
OF
M IC H IG A N .
233
No. 168.
F IR S T N A T IO N A L B A N K , H IL L S D A L E .
F. M.
S t e w a u t , P r e s id e n t;
D i r e c t o r s .— H.
C. H.
W i n c h e s t e r , Vice P r e s id e n t;
W m . P r i d e a u t , A s s is ta n t C ashier.
C. F.
S t e w a r t , C ashier;-
B. Waldron, C. H. Winchester, C. E. Lawrence, W. A. Waldron, F. M. Stewart,
H. P. Mead.
Report of
Dec. 2.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts...... ................. .....................
Overdrafts, secured and unsecured.....................
TJ. S. bonds to secure circulation.........................
$336,768 97
7,799 41
13, 750 00
$399, 559 70
7, 910 20
13,750 00
$415,074 29
6, 486,96
13, 750 00
U. S. bonds on hand................................................
10,500 00
10,500 00
10, 500 00
10, 500 00
96, 862 36
5,500 00
Resources.
$398,844 3T
9,120 50i
13,750 00
Stocks, securities, etc.............................................
Banking house, furniture and fixtures................
57,100 00
5,500 00
85,230 00
5,500 00
86,730 00
5,500 00
Other real estate and mortgages ow ned...........
Due from National banks (not reserve agents)..
4,130 00
26,901 41
911 68
97, 295 70
3,555 00
3, 272 69
70,751 07
3, 555 00
9, 677 51
1,636 87
36,461 76
34, 323 94
4,001 51
6,110 00
85 30
38, 495 00
Due from approved reserve agents......................
3, 530 OO
7,401 74
Checks and other cash items..............................
4,519 12
6, 028 46
3, 666 70
Notes of other National banks............................
Fractional paper currency, nickels and cen ts..
8,110 00
69 01
4, 980 00
54,33
5,320 00
67 73
^ppr»ifiT......
............................................... ..........
Legal tender n o tes..................................................
Redemption fund with U. S. treasurer ( h% of
circulation)...........................................................
Due from U. S. treasurer, other than h% redemp-
40,476 00
5,165 00
32, 828 75
3, 867 00
38,125 00
7, 478 00
618 75
618 75
618,75
618 75-
$619, 615 05
$648, 405 95
$644, 648 57
$637,659 47T
$55,000 00
30, 000 00
20,916 75
11,375 00
$55,000 00
30,000 00
25, 045 93
10,595 00
Totals
..............................................................
8, 516 OO
Liabilities.
Capital stock paid in...............................................
Surplus fvinil ........................................................
Uudivided profits less expenses and taxes paid..
National bank notes outstanding.........................
$55,000
30,000
20,997
10,095
00
00
64
00
$55,000 OO
30,000 00
23,152 75
12, 375 00
512 47
Due to State banks and bankers........................
736 18
6, 816 70
523 02
5,004 48-
Individual deposits subject to check...................
Demand certificates of deposit.............................
143,235 29
358,351 83
116,371 88
404, 576 44
116,524 46
411,508 45
96,277 40
415, 337 37
$619, 615 05
$648, 405 95
$644, 648 57
$637, 659 47
Totals
..............................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STATE
234
B A N K IN G
D EPA RTM EN T.
No. 3334.
T H E N A T IO N A L B A N K O F H O U G H T O N , H O U G H T O N .
Z. W . W r i g h t , P r e s id e n t; J a m e s H . S e a g e r , Vice P r e s id e n t; J . H . R i c e , C a sh ier;
J . L. R e e s , A s s is ta n t C a sh ie r . .
D i r e c t o r s .— R.
R. Goodell, James H. Seager, Z. W. Wright, W. E. Parnall, T. L. Chadbourne,
James B. Cooper, F. McM. Stanton.
Resources.
Loans and discounts.............................
Overdrafts, secured and unsecured.
U. S. bonds to secure circulation—
U. S. bonds to secure U. S. deposits
Report of
Feb. 4.
Report of
June 30.
$858,192 29 $1,022,864 46
2, 634 42
2,745 31
50, 000 00
50, 000 00
Report of
Sept. 7.
$979,467 96
3,506 65
80, 000 00
$967, 325 60
1,211 13
80, 000 00
30,900 00
4,560 00
63,738 82
44, 304 54
30,900 00
4,560 00
83,755 48
44,304 54
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
Due from approved reserve agents......................
11,500 00
6,268 12
58,706 79
.711,799 01
11,500 00
8,042 26
45,176 09
674,337 98
Checks and other cash items................................
Exchanges for clearing house..............................
Notes of other National banks.............................
Fractional paper currency, nickels and cen ts...
1,095 78
1,178 97
2,709 77
1, 433 51
34,275 00
259 83
16,125 00
699 78
17,775 00
600 64
18,074-00
252 56
80,534 30
113, 320 00
101. 626 80
89,015 00
135,475 50
102,421 00
110,076 30
109,058 00
2, 250 00
2, 250 00
3,600 00
3, 600 00
U. S. bonds on hand.............................
Premiums on U. S. bonds...................
Stocks, securities, e tc .........................
Banking house, furniture and fixtures
Specie........................................................................
Regal tender notes.................................... .'............
Redemption fund with U. S. treasurer (5 % of
circulation)............................................... ............
Due from U. S. treasurer, other than 5 % re
demption fund.......................................................
900 00
4, 560 00
80, 975 00
44, 304 54
Report of
Dec. 2.
11,500
11,265
49,540
783,491
00
83
01
73
900 00
4,560 00
121, 975 00
45, 114 54
11,500
12,837
15,832
790,503
00
91
70
91
$2, 074,449 79 $2,188, 970 78 $2,312,093 63 $2,294,255 16
Totals
Liabilities.
Capital stock paid in................................................
Surplus fund..........................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Due to other National banks.................................
$150,000 00
75,000 00
45,594 64
34, 210 00
20,287 61
$150,000 00
75,000 00
55, 546 95
42,840 00
4,124 95
$150,000 00
75,000 00
63, 901 78
71,950 00
3,211 73
6,411 70
7,093 47
Due to State banks and bankers...........................
Dividends unpaid......................................................
400 00
7, 500 00
Individual deposits subject to check........... ........ 1, 691.081 63 1,797,868 75
46, 984 21
Demand certificates of deposit.............................
48, 596 66
1, 900,050 17
42, 293 23
Time certificates of deposit...
Certified checks.....................
Cashier’s checks outstanding
United States deposits..........
4,480 00
5,486 72
200 00
400 00
$150,000 00
75.000 00
73,534 53
72.000 00
14,446 98
1,127 89
10 00
1,866,757 96
41,248 80
129 00
Deposits of U. S. disbursing officers...........
Notes and bills rediscounted........................
Bills payable....................................................
Liabilities other than those above stated.
Totals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$2,074, 449 79
, 188, 970 78 $2,312,093 63
2,294,255 16
N A T IO N A L
BANKS
OF
M ICH IG A N .
235
No. 3806.
F IR S T N A T IO N A L B A N K , IR O N M O U N T A IN .
W . S . L a i n g , P r e s id e n t; E . F . B r o w n , Vice P r e s id e n t; C h a r l e s E w i n g , C a sh ier.
D i r e c t o r s .— W.
J.
S. Laing, J. D. Cameron, Samuel Perkins, W H. Scandling, E. F. Brown, Alfred Cruse,
H. Cundy, Sr., F. A. Janson, Wm. Bigelow, I. K. Hamilton, F. P. Judson, Amos Shepherd.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
Loans and discounts................................................
Overdrafts, seen red and nnseenred.....................
TT. S. bonds to secure circulation........................
TT. S bonds to secure TT. S. deposits...................
$206,057 45
$247,799 52
$232,060, 35
$258,831 11
15,000 00
15,000 00
15, 000 00
15, 000 00
Premiums on TT. S. bonds........................................
Stocks securities, etc.............................................
"Ranking1bouse, furniture and fixtures..................
Other real estate and mortgages owned.............
3. 000 00
4,370 10
10,000 00
18,322 95
3,000 00
3,600 00
10,000 00
18,322 95
3,000 00
6, 860 00
10,000 00
18, 322 95
4,000 00
4, 395 00
10,000 00
18,222 95
Due from National hanks (not reserve agents)..
Due from Sr,ate banks and bankers......................
Dnft from approved reserve agents......................
Ohecks and other cash item s...............................
3,316 21
92 58
37, 210 88
592 73
14 53
12 27
20, 664 00
418 35
1 50
748 01
26,170 46
554. 80
63 70
45 75
23, 838 41
509 51
"Exchanges for clearing house..............................
"Motes of other National banks.............................
Fractional paper currency, nickels and cen ts...
Specie........................................................................
2,800 00
81 88
13,598 25
1,740 00
117 79
11,888 45
1,570 00
169 72
12,188 40
1,750 00
250 41
12,250 55
Regal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)............................................................
Due from U. S. treasurer, other than 5 % redemption fund.......................................................
16,430 00
13, 500 00
10,500 00
12,700 00
675 00
675 00
675 00
675 00
T otals..................................................................
$331,548 03
$346,752 86
$337,821 19
$362,532 39
$50,000 00
12,000 00
4, 093 43
13,500 00
$50,000 00
10,000 00
2,492 59
13, 500 00
1, 929 28
$50. 000 00
10. 000 00
4,041 15
13,500 00
2,842 34
$50,000 00
10,000 00
4,239 91
12,840 00
2, 988 91
237,089 83
19,958 47
3, 474 45
132 00
257,646 17
20,152 46
Liabilities.
Capital stock paid in................................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
Due to other National banks.................................
Due to State banks and bankers...........................
Dividends unpaid......................................................
Individual deposits subject to check...................
Demand certificates of deposit.............................
906 71,
85 32
233,457 11
17,590 78
246, 570 24
22,152 08
Time certificates of deposit...................................
Certified checks.......................................................
Cashier’s checks outstanding................................
Reserved for ta x e s..................................................
23 35
80 90
308 50
1,058 50
$337,821 19
$362, 532 39
Deposits of TT. S. disbursing officers.....................
Notes and bills rediscounted.................................
Rills payable ...........................................................
Liabilities other than those above stated...........
Totals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$331,548 03
$346, 752 86
ST A T E
236
B A N K IN G
D EPA RTM EN T.
No. 3971.
F IR S T N A T IO N A L B A N K , IR O N W O O D .
E . D . N e l s o n , P r e s id e n t; F . F e h r , Vice P r e s id e n t; H . F . J a h n , C a sh ie r ;
E . T. L a r s o n , A s s is ta tit C ashier.
D i r e c t o r s . —E . D .
Nelson, Fred Fehr,
H.
Resources.
F. Jahn,
J. A .
Report of
Feb. 4.
Tederstrom, George Beck.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
Loans and discounts..............................................
Overdrafts, secured and unsecured......................
U. S. bonds to secure circulation........................
TT. ft. bonds to secure TT. ft. deposits...................
$96,635 74
16,381 22
12,500 00
$109,391 54
3, 004 34
12. 500 i»0
$118,196 45
3, 250 42
12,500 00
$144,128 34
5, 783 97
12,500 00
....
U. S. bonds on hand...................................
Premiums on U. S. bonds........................................
Stocks, securities, e tc ............................................
Banking house, furniture and fixtures.................
1,000 00
29, 000 00
4,000 00
1.000 00
84.458 00
4, 000 00
1, 000 00
84,458 00
4,000 00
1,000 00
84,458 00
4, 000 00
Other real estate and mortgages owned.............
Due f r o m national banks (not reserve agents) ...
Due from State banks and bankers......................
Due from approved reserve agents.....................
994 23
669 88
3,117 74
48,240 83
768 58
38, 963 44
486 13
10,059 46
34,575 69
Checks and other cash item s................................
Exchanges for clearing house..............................
Notes of other National banks..............................
Fractional paper currency, nickels and cen ts...
16,835 92
7,712 29
3, 785 80
1,114 00
19,681 00
100 67
13, 200 00
93 45
20,585 00
56 15
109 53
Specie........................................................................
Legal tender notes............................... ................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U. S. treasurer, other than 5%redemp
tion fund.................................................................
2,700 00
8,945 00
8,670 00
11,800 00
562 50
562 50
562 50
562 50
$252,194 09
$284,599 14
$268,604 14
$300,701 91
$50, 000 00
5. 500 00
738 53
11,250 00
$50,000 00
5,500 00
2,172 35
11,250 00
$50,000 00
5, 500 00
1,346 46
12,773 33
$50,000 00
5, 500 00
629 40
11,250 00
99,126 15
85,579 41
95, 735 86
119, 940 93
74,984 85
123, 999 50
97. 266 49
136, 056 02
$252,194 09
$284,599 14
$268, 604 14
$300,701 91
T otals..................................................................
1, 438 47
Liabilities.
Capital stock paid in................................................
Surplus fund.............................................................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding..........................
Due to other National banks..................................
Due to State banks and bankers...........................
Dividends unpaid.....................................................
Individual deposits subject to check...................
Demand certificates of deposit.............................
Time certificates of deposit.................................
Certified checks.......................................................
Cashier’s checks outstanding................................
United States deposits...........................................
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted...... ...........................
Bills payable.............................................................
Liabilities other than those above stated...........
T otals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
N A TIO N A L
B AN KS
OF
237
M ICH IG A N .
No. 3095.
1 S H P E M IN G N A T IO N A L B A N K , IS H P E M IN G .
C. H.
H a l l , P r e s id e n t;
D i r e c t o r s .— A.
A. B.
M i n e r , C a sh ie r;
C. H. Moss,
A s s is ta n t C a sh ier.
B. Miner, C. H. Hall, John McEncroe, Donald McVichie, M. M. Duncan,
James Clancey, C. H. Moss.
Resources.
Loans and discounts............................
■Overdrafts, secured and unsecured .
U. S. bonds to secure circulation—
U. S. bonds to secure U. S. deposits
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
$595,163
1, 481
12,500
50,000
$446, 984 46
1,978 54
12,500 00
50, 000 00
$448,825 70
1,691 05
12,500 (¡0
50,000 00
47
73
00
00
Report of
Dec. 2.
$451,267 80
1, 232 26
12.500 00
50, 000 00
U. S. bonds on hand.............................
Premiums on U. S. bonds....................
Stocks, securities, ere...................
Banking house furniture and fixtures
13,028 10
28, 000 00
6,000 00
5,000 00
13, 572 60
28, 000 00
5,000 00
13. 391 34
28, 000 00
5,000 00
14,104 94
28,000 00
Other real estate and mortgages owned...........
Due from National banks (not reserve agents).
Due from State banks and bankers.....................
Due from approved reserve agents.....................
4, 042 30
8, 579 32
34,241 47
6,505 56
7,549 53
63,722 05
2,603 60
7, 890 04
57, 490 14
7,909 90
11,935 19
83, 677 42
■Checks and other cash item s................................
Exchanges for clearing house...............................
Notes of other National banks..............................
Fractional paper currency, nickels and cents ...
1,167 70
1,632 07
975 34
3. 592 44
4.000 00
116 34
2, 400 00
69 21
5, 300 00
99 55
4, 000 00
165 22
57,996 00
12, 000 00
53, 318 00
9,000 00
67, 028 00
25, 000 00
72, 206 00
9, 000 00
562 50
562 50
562 50
562 50
$828,878 93
$702,794 52
$726, 357 26
755,153 67
Capital stock paid in................................................
Surplus fund.............................................................
Undivided profits, less expenses and taxes paid..
National bank notes outstanding..........................
Due to other National banks..................................
$50, 000 00
50,000 00
1,778 16
10,190 00
$50,000 00
50, 000 00
$50,000 00
50, 000 00
3,428 18
11,130 00
355 44
$50, 000 00
50,000 00
8, 863 00
11,070 00
Due to State banks and bankers........
Dividends unpaid..................................
Individual deposits subject to check
Demand certificates of deposit........
58.528 91
125 00
599,086 87
9,169 99
33,822 76
5. 000 00
493,016 24
9, 825 52
7, 198 82
7, 430 82
543,548 88
10,695 94
569, 878 64
7,911 21
49,965 70
49,381 41
49, 389 33
34 30
618 59
610 67
49,172 23
827 77
$828,878 93
$702,794 52
$726,357 26
$755,153 67
Specie.................................................. ..................
Legal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U. S. treasurer, other than 5%redemption fund ,
Liabilities.
Time certificates of deposit.
Certified check s.....................
Cashier’s checks outstanding
United States deposits..........
Deposits of U. S. disbursing officers........
Notes and bills rediscounted.....................
Bills payable ..................................................
Liabilities other than those above stated
Totals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
11,130 00
238
ST A T E
B A N K IN G
D EPA RTM EN T.
No. 1533.
P E O P L E ’S N A T IO N A L B A N K , JA C K SO N ..
W . R . R e y n o l d s , P r e s id e n t; B . M . D e L a m a t e r , V ice P r e s id e n t; F . H . H E L M E R , C a sh ier;
G . V . D e a r i n g , A s s is ta n t C a sh ier; J o h n O ’B r i e n , M a n a g e r,
D i r e c t o r s .— F . H .
Helmer,
W.
R. Reynolds, B. M . DeLamater, John O’Brien,
E. W. Barber.
E. B.
Clarksom,
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts................................................
Overdrafts, secured and unsecured.....................
U. S. bonds to secure circulation.........................
U. S. bonds to secure U. S. deposits.....................
$360,756 20
2,900 34
25,000 00
$397,804 78
6,983 62
25,000 00
$407.576 61
5,085 44
25,000 00
$425,894 79
7,284 61
25,000 00
U. S. bonds on hand................................................
Premiums on U. S. bonds........................................
Stocks, securities, e tc .............................................
Banking house, furniture and fixtures.................
25,000 00
25,000 00
38, 746 36
2,375 00
40,596 36
2,375 00
47,596 36
2,000 00
47,596 36
2,000 00
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
Due from approved reserve agents......................
16, 351 94
16,387 17
902 93
16,973 82
5,156 00
16, 892 67
7,391 47
116,609,78
46,789 10
22,987 11
25,193 4©
Checks and other cash items.................................
Exchanges for clearing house................................
Notes of other National banks..............................
Fractional paper currency, nickels and cen ts...
257 44
2,068 37
6, 300 00
68 62
965 37
2,371 25
6, 220 00
139 97
3 90
1,555 07
2,205 00
207 67
252 62
2,921 35
6,050 00*
185 48
Specie........................................................................
Legal tender n o tes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation.............................................................
Due from U. S. treasurer other than b% redemp
tion fund................................................................
40, 058 95
13, 634 00
36, 558 80
11,600 00
31,627 10
12,220 00
24,248 55
17, 052 00.
1,125 00
1,125 00
1,125 00
1,125 00
$651,952 00
$620,819 35
$581,319 08
$609, 088 3©
$100,000 00
20,188 20
7,766 29
22, 500 00
$100,000 00
20,188 20
15,890 79
22, 500 00
$100, 000
20,188
11,349
22,500
00
20
93
00
$100, 000 00
20,188 20'
11,637 64
22,500 00
247,710 00
253,582 51
198,595 72
263, 644 64
172,744 57
254, 536 38
173, 526 08
280,736 44
T otals..................................................................
Report of
Dec. 2.
700 00
Liabilities.
Capital stack paid in................................................
Surplus fund.............................................................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding..........................
Due to other National banks..................................
Due to State banks and bankers...........................
Dividends unpaid.......................................................
Individual deposits subject to check...................
Demand certificates of deposit.............................
Time certificates of deposit...................................
Certified checks.......................................................
Cashier’s checks outstanding................................
United States deposits...........................................
205 00
500 00.
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted..................................
Bills pavable.............................................................
Liabilities other than those above stated...........
T otals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$651, 952 00
$620,819 35
$581,319 08
$609,088 36.
N A T IO N A L
BANKS
OF
M ICH IG A N .
239>
No. 191.
T H E F IR S T N A T IO N A L B A N K , K A L A M A Z O O .
L . M . G a t e s , P r e s id e n t;
D i r e c t o r s .— J.
J.
W . O s b o r n , Vice P r e s id e n t; F . N . R o w l e y , C a sh ier.
W. Osborn, J. A. Pitkin, F. N. Rowley, L. M. Gates, William Dunkin, Homer Manvel,.
F. M. Clark.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sepjt. 7.
Loans and discounts................................................
Overdrafts, secured and unsecured.....................
U. S. Bonds to secure circulation........................
U. S. Bonds to secure U. S. deposits...................
$337,320 97
1.871 40
35,000 00
$350,423 57
2,254 40
35, 000 00
$368, 323 67
828 26
35, 000 00
$444, 373 97
642 38
35, 000 09
U. S. bonds on hand...............................................
Premiums on U. S. bonds........................................
Stocks, securities, etc............................................
Banking house, furniture and fixtures.................
42, 920 00
•5, 397 50
101, 300 19
19,000 00
42, 920 00
5, 397 50
101,300 19
19, 000 00
42,920 00
5,397 50
101,300 19
IP, 000 00
17, 920 09
3,241 25
101,300 19
19, 000 CO-
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from state banks and bankers.......................
Due from approved reserve agents.....................
32,852 53
47,852 53
46, 953 98
46, 503 98-
8,641 20
167, 772 57
1,056 74
125, 940 26
2.250 50
186, 358 56
2,606 90
121,255 55
Checks and other cash items................................
Exchanges for clearing house................................
Notes of other National banks..............................
Fractional paper currency, nickels and cents....
2,827 26
2,465 02
3, 382 29
3, 214 24
755 00
657 08
1,430 00
517 83
1, 310 00
193, 49
1,560 00
711 78
Specie.......................................................................
Legal tender notes...................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from XL S. treasurer, other than 5 % re
demption fund........................................................
19,126 50
32,597 00
18,004 00
32, 873 00
17, 899 00
29, 076 00
21,378 00
37, 644 00
1, 575 00
1,575 00
1, 575 00
1,575 OO
T otals..................................................................
$809,614 20
$788, 010 04
$861, 768 44
$857, 927 24
Capital stock paid in................................................
Surplus fund..............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding.........................
Due to other National banks..................................
$100, 000 00
100.000 00
12,915 22
31,500 00
$100. 000 00
100, 000 00
9,720 80
31,500 00
$100,000 00
100,000 00
11,507 57
31,500 00
$100, 000 09
100,000 00
10, 217 33
31,500 00<
Due to State banks and bankers...........................
Dividends unpaid......................................................
Individual deposits subject to check...................
Demand certificates of deposit.............................
606 00
169, 579 84
395,013 14
3, 312 00
156, 796 93
386,680 31
660 i 0
232,481 29
385,619, 58
1,952 OO
203,074 14
411,183 77
$809, 614 20
$788, 010 04
$861,768,44,
$857,927 241
Report of
Dec. 2.
Liabilities.
Time certificates of deposit..................................
Certified checks.......................................................
Cashier’s checks outstanding................................
United States deposit.............................................
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted..................................
Bills payable..............................................................
Liabilities other than those above stated...........
Totals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
STA TE
240
B A N K IN G
D EPA RTM EN T.
No. 3210.
C IT Y N A T IO N A L B A N K , K A L A M A Z O O .
E . C . D a y t o n , P r e s id e n t; C . A . P e c k , Vice P r e s id e n t; W . R . B e e b e , C a sh ier.
D i r e c t o r s .— O.
M. Allen, W. S. Dewing, D. Boudeman, E. C. Dayton, C. A. Peck, H. B. Hoyt,
Dr. J. M. Snook, G. L. Gilkey, Dr. O. A. LaCrowe.
Report of
Feb. 4.
Resources.
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
Loans and discounts...............................................
Overdrafts secured and unsecured......................
XJ S bonds to sfto.nrft circulation.........................
TT G Vmnrlc tr» cnmi-pe TT ft iif»rw~iQitQ
XT S bonds on hand................................................
$474,546 07
4, 479 23
52,000 00
$573,153 08
4, 407 55
52,000 00
$545, 589 64
4,624 72
52,000 00
$566,621 84
1,951 90
52,000 00
5,500 00
5, 500 00
5,500 00
5, 500 00
Premiums on TT. S. bonds......................................
Stocks securities e tc ...........................................
Banking house furniture and fixtures.................
Other real estate and mortgages owned.............
Due from ^National banks (not reserve agents)
8, 975 50
7,148 21
4,777 50
1,220 74
8, 975 50
13,260 71
4,777 50
1, 220 74
8,975 50
13, 260 71
4, 777 50
1,220 74
8,975 50
13,500 00
4,777 50
1,220 74
Due from approved reserve agents.....................
■Checks find other eash item s,..............................
175, 404 78
5,260 34
70,574 02
11,358 04
144,009 64
5,351 10
151, 997 93
12,279 23
'Notes of other National banks.............................
Fractional paper currency, nickels and cen ts...
2,143 00
192 97
1, 882 00
167 93
1, 789 00
151 15
2, 672 00
125 01
Specie...................................... ..............................
Legal tender notes..................................................
Redemption fund with IT. S. treasurer (5 % of
circulation)............................................................
Due from TJ. S. treasurer, other than 5 % re-
22,734 00
27, 500 00
24, 236 65
37,000 00
20, 835 66
28,500 00
24,866 66
30,250 00
2, 340 00
2, 340 00
2, 340 00
2, 340 00
Totals...................................................................
$794,222 34
$810,853 72
$838,925 36
$879,078 31
Capital stock paid in...............................................
•Surplus fund ...........................................................
Undivided profits less expenses and taxes paid..
National hank notes outstanding..........................
Due to other National banks..................................
$125,000 00
62, 500 00
11,743 35
27,860 00
2,524 46
$100. 000 00
62,500 00
17, 018 72
28, 800 00
1,115 91
$100,000 00
62, 500 00
15,966 17
28,800 00
266 18
$100, 000 00
62,500 00
19,544 30
28, 800 00
1, 967 98
Due to State banks and bankers ..
Dividends unpaid ..................................................
Individual deposits subject to cheek...................
Demand certificates of deposit.............................
400 00
195,610 87
368,583 66
173, 904 65
427,514 44
520 00
188,463 98
417,409 03
200 00
197, 831 30
443,234 73
25,000 00
25, 000 00
$838,925 36
$879,078 31
Liabilities.
Certified checks
United States deposits
........................................
...............................
Deposits of XT S> disbursing officers
^j"r»tes and bills rediscounted
..........................
Bills payable
.....................................
Liabilities other than those above stated.......,
T otals................................ ...............................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$794,222 34
$810,853 72
N A TIO N A L
BANKS
OF
M ICH IG A N .
241
No. 3211.
K A L A M A Z O O N A T IO N A L B A N K , K A L A M A Z O O .
E. J. P helps,
P r e s id e n t;
M. J. Bigelow,
Vice P r e s id e n t;
E. P. S umption,
C a sh ier.
D irectors. — Melville J. Bigelow, Bernhard L Desenberg. John Den Bleyker, Elbert S. Roos,
Albert S. White, J. Wilfred Thompson, Edwin J. Phelps, Horace Prentice, H. H. Everhard,
M. D. Woodford, H. B. Osborne.
Report of
Dec. 2.
Report of
Peb. 4.
Report of
June 30.
Report of
Sept. 7.
TAians and discounts...............................................
Overdrafts sftp.nrftd and unsecured.....................
XT S bonds to secure circulation.........................
$467,974 61
2, 029 90
50,000 00
$555,688 13
4,614 01
50,000 00
$564,162 85
4,661 29
50, 000 00
XT S bonds on hand................................................
"Premiums on TT. S. bonds........................................
Stocks securities, e tc ...........................................
Banking house furniture and fixtures.................
300 00
2,000 00
7,812 00
2, 000 00
300 00
2,000 00
7, 563 00
2, 000 00
300.00
1.750 00
7, 563 00
1.750 00
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
Due from approved reserve agents......................
17,757 62
16,260 69
20, 083 29
117,842 39
19,810 72
16, 543 49
9,270'65
99, 374 09
19,795 61
13,706 31
8,413 19
131,625 54
19.827 59
12. 195 42
12,251 92
74, 489 29
•Hhecks and other cash items................................
6,142 03
3,376 81
2, 881 75
6,518 49
Notes of other Na.tional banks..............................
Er actional paper currency, nickels and cents...
1,481 00
194 60
2, 394 00
183 10
1,608 00
265 73
1. 894 00
468 40
Specie,, .....................................................................
J,epal tender notes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation;............................................................
Due from U. S. treasurer, other than 5 % redemption fund
30,310 10
39,500 00
29, 003 25
37, 675 00
25, 988 79
37, 950 00
29, 208 40
38, 300 00
2,250 00
2, 250 00
2, 250 00
2,250 00
Resources.
$623,269 58
3.267 62
50 000 00
300
1.750
7,563
1.750
00
00
00
00
900 00
840 00
$784, 778 23
$842,046 25
$874,672 06
$886,203 71
Liabilities.
Capital stock paid in................................................ . $150, 000 00
50,000 00
Surplus fund.............................................................
13,940,56
Undivided profits less expenses and taxes paid..
45, 000 00
National bank notes outstanding.........................
$150,000 00
50, 000 00
20,428 07
45, 000 00
$150, 000 00
50, 000 00
14,965 25
45,000 00
$150. 000 00
50, 000 00
19.447 78
45, 000 00
7,717 72
415 00
129, 443 68
388,261 27
7,173 06
40 00
148,.090 39
421,314 73
16,125 73
500 00
157, 005 63
441,075 45
11,079 65
90 00
146,875 35
463, 710 93
$842,046 25
$874,672 06
$886, 203 71
Totals..................................................................
Due to State banks and bankers...........................
Dividends unpaid......................................................
Individual deposits subject to check...................
Demand certificates of deposit.............................
\
Totals t..............................................................
31
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
/
$784,778 23
242
ST A T E
B A N K IN G
D EPA RTM EN T.
No. 1359.
M IC H IG A N N A T IO N A L B A N K , K A L A M A Z O O .
J. W . T
D ir
e c t o r s .—
ay lo r
,
P r e s id e n t; E . W
H. Bishop, W.
G
oo dbury
,
Vice P r e s id e n t; A
lbert
H
e n r y
,
C ashier.
Pattison, E. Woodbury, A. M. Stearns, I. A. Ransom, J. W. Taylor,
Jacob K. Wagner.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts................................................
Overdrafts, secured and unsecured......................
H. S. bonds to secure circulation..........................
U. S. bonds to secure U. S. deposits...................
$500, 049 52
2,719 71
50, 000 00
$524,917 75
3, 567 37
50, 000 00
$517,958 69
4,369 06
50, 000 00
$588,107 75
3,423 95
50, 000 00
12, 350 00
U. S. bonds on hand.................................................
Premiums on U. S. bonds.......................................
Stocks, securities, e t c ...........................................
Banking house, furniture and fixtures.................
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
Due from approved reserve agents......................
Report of
Dec. 2.
12,350 00
12,350 00
12, 350 00
33,200 00
16,000 00
53. 000 00
16,000 00
53, 000 00
16.000 00
16, 000 00
11,606 54
6,542 78
11,432 34
23,388 11
11,483 84
10, 070 91
11,368 84
43,076 40
84,404 14
88, 474 43
69, 948 99
183,102 30
Checks and other cash items.................................
Exchanges for clearing house...............................
Notes of other National banks..............................
Fractional paper currency, nickels and cen ts...
2,988 88
27,971 54
4,541 43
5, 757 68
3, 099 00
157 16
5, 666 00
81 75
3,711 00
135 00
2,603 00
145 99
Specie..................................................................
Legal tender notes..............................................
Redemption fund with U. S. treasurer (5% of
circulation)..................................................
Due from U. S. treasurer, other than 5 % re
demption fund.......................................................
58,553 65
8,981 00
55, 869 50
9,391 00
11,700 00
10,157 00
2, 250 00
2. 250 00
2, 250 00
2,250 00
600 00
1, 000 00
1, 000 00
T otals..................................................................
$793, 502 38
$885,359 79
$823,401,67
$100, 000 00
100.000 00
16, 999 90
45, 000 00
$100,000 00
100,000 00
12,268 78
45, 000 00
$100, 000 00
16)516 11
45, 000 00
100,000 00
11,792 25
45, 000 00
1,002 00
154,582 93
375, 917 55
1, 056 00
204, 684 03
422, 350 98
636 00
150,192 69
411,056 87
4,878 00
330,945 42
445,741 99
$793, 502 38
$885, 359 79
Liabilities.
Capital stock paid in........................................
Surplus fund...........................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding........................
Due to other National banks.................................
Due to State banks and bankers...........................
Dividends unpaid......................................................
Individual deposits subject to check ...................
Demand certificates of deposit.............................
Time certificates of deposit.................................
Certified checks........................................................
Cashier’s checks outstanding................................
United States deposits...........................................
Deposits of U . S. disbursing officers.....................
Notes and bills rediscounted.................................
B i l l s payable.............................................................
Liabilities other than those above stated...........
Totals.........................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$1, 038, 357 66
N A TIO N A L
BANKS
OF
M ICH IG A N .
243
No. 3948.
F IR S T N A T IO N A L B A N K O F L A K E L IN D E N , L A K E L IN D E N .
J o s e p h B o s c h , P r e s id e n t; C h a s . S m i t h , Vice P r e s id e n t: J n o . E . J o n e s , C a sh ie r ;
R . T . B e n n a l l a c j k , A s s is ta n t C a sh ier.
D i r e c t o r s . —J.
Bosch, Charles Smith, E. L. Wright, F. E. Fletcher, J. E. Jones, Fred Smith,
John Daniell.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
IT. S. bonds to secure circulation___
$468,532 83
1,200 56
50, 000 00
$488,264 17
524 05
50, 000 00
$503, 959 48
1,003 01
50, 000 00
$529, 373 99
669 45
50,000 00
U. S. bonds on hand.............................
Premiums on U. S. bonds....................
Stocks, securities, e tc ........................
Banking house, furniture and fixtures
2.500 00
54, 844 74
12, 025 75
2, 500 00
45, 596 78
12,400 75
2,500 00
36,356 78
12, 398 75
2,500 00
36, 356 78
12, 398 75
Other real estate and mortgages owned............
Due from national banks (not reserve agents)...
Due from State banks and bankers......................
Due from approved reserve agents......................
2, 653 24
1,663 34
44,702 03
92. 236 79
7,289 80
10,953 69
49,363 66
12.148 07
4,404 10
83. 260 07
499 31
1,214 86
27,021 61
Checks and other cash items..
Exchanges for clearing house.
Notes of other National banks..............................
Fractional paper currency, nickels and cen ts...
1, 313 95
4,251 59
2,246 25
2,255 00
295 58
3, 910 00
377 83
2,540 00
197 91
5,215 00
263 25
52,102 05
35,730 00
56,167 75
30,150 00
59,175 40
27, 570 00
64,304 95
39,810 00
2,250 00
2,250 00
2, 250 00
2,250 00
$824, 324 14
$761,062 43
$802, 015 16
$774,124 20
$100, 000 00
50, 000 00
6,711 04
20, 640 00
$100, 000 00
50, 000 00
6, 773 51
45, 000 00
664 09
$100, 000 00
50,000 00
10,811 18
45,000 00
6.220 55
$100,000 00
14,439 90
720 14
5,000 00
550,144 11
7,112 37
4,874 82
Resources.
Loans and discounts........................... .
Overdrafts, secured and unsecured.
U. S. bonds to secure U. S. deposits
Specie........................................................................
Legal tender notes.................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U. S. treasurer, other than 5 % re
demption fund........................................................
Totals
Report of
Dec. 2.
Liabilities.
Capital stock paid in........................... ............... .
Surplus fund..........................................................
Undivided profits less expenses and taxes paid
National bank notes outstanding........................
Due to other National banks................................
Due to State banks and bankers...........................
Dividends unpaid......................................................
Individual deposits subject to check...................
Demand certificates of deposit.............................
Time certificates of deposit.
Certified checks..................... .
Cashier’s checks outstanding
United States deposits..........
631,850 12
422 50
50, 000 00
18,011 23
45, 000 00
10, 649 87
580,100 48....... 542,827 70
10 00
.............
260 58
2, 760 58
2,760 58
2,760 58
$824,324 14
$761, 062 43
,015 16
$774,124 20
Deposits of U. S. disbursing officers.........
Notes and bills rediscounted.....................
Bills payable..................................................
Liabilities other than those above stated
Totals
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ST A T E
244
B A N K IN G
D EPA RTM EN T.
No. 3513.
C IT Y N A T IO N A L B A N K , L A N S IN G .
E.
W . S p a r r o w , P r e s id e n t;
F. J.
D i r e c t o r s . —E.
E. F.
C o o l e y , Vice P r e s id e n t;
H o p k i n s , A s s is ta n t C ashier.
B. F.
D a v i s , C a sh ier;
W. Sparrow, E. F. Cooley, F. Shubel, A. A. Nichols, B. F. Davis, Jacob Stahl,
F. A. Hooker.
Report of
Feb. 4.
Resources.
Loans and discounts........................................................
Overdrafts, secured and unsecured.....................
TJ S Bonds to secure circulation........................
Report of
June 30.
Report of
Sept. 7.
Report of
Dec. 2.
$328, 654 06 • $313,917 77
627 95
96 10
100,000 00
100,000 00
$327,811 09
54 91
100,000 00
$422, 953 72
2.700 00
7.701 50
63,211 57
39,500 00
2.700 00
7, 701 50
62, 032 77
39,500 00
2.700 00
7.701 50
62,032 77
39,500 00
100,000 00
TT
bnnds on ha,nd .............................................
"Premiums nn TT S bonds...............,, t , t .....................
{^‘konh's securities. etc ........................................
Banking house furniture a.nd fixtures....................
1,000 00
8, 040 00
51,695 00
42, 000 00
Other real estate and mortgages owned .............
r\na
J_/U.fcl from
llU ill NTntioriiil
1> diulUIlcll bdnlrc;
Udlllvs /’not
\llUl rpcprvP
ic o c i vc a.S’ftntst
wgLu uoy . .
Due from State "banks a.nd ba,nkers......................
Due from approved reserve agents ........................
19,575 15
19,575 15
19,575 15
10,138 33
187,880 37
11,475 33
252,202 73
6, 594 72
271,582 52
19,575 15
54, 427 90
8,669 35
94,533 89
Cheeks and other cash items.................................
2,429 46
2, 635 26
3,104 67
4, 851 72
Notes of r»ther Nation a,1 banks...................................
Fractional paper currency, nickels and cen ts. ..
8,160 00
376 98
5,776 00
659 71
8, 660 00
598 85
6,048 00
313 55
Specie
.............................................................
Legal tender notes................ ......................................
Redemption fund with H. S. treasurer (5 % of
eire.nla.tion)...........................................................
Due from TJ. S. treasurer, other than 5 % re-
35,119 90
10, 000 00
37,579 35
6, 000 00
38,147 70
5, 000 00
32,052 00
10, 000 00
4, 500 00
4,500 00
4,500 00
4, 500 00
Totals ............................................................................
$809, 665 35
$868,062 32
$897, 563 88
$869,859 55
Capital Stock paid in................................................
Surplus fund ...........................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
$100,000 00
25,000 00
18, 324 20
86,270 00
$100,000 00
25, 000 00
17,048 33
89, 970 00
$100,000 00
25, 000 00
19,641 33
87,170 00
$100,000 00
25, 000 00
23,414 43
86, 970 00
Due to State banks and bankers
Dividends unpaid......................................................
Individual deposits subject to check...................
Demand certificates of deposit.............................
360 00
357,279 12
222,424 27
4,340 00
365, 340 81
266,363 18
340 00
385,777 62
279,134 93
300 00
356, 277 95
277, 897 17
Liabilities.
Certified checks
Cashier’s checks outstanding
.................
................
500 00
7 76
-
Notes and bills rediscounted
Totals , ................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$809, 665 35
$868, 062 32
$897,563 88
$869,859 55
N A TIO N A L
BANKS
OF
M ICH IG AN .
245
No. 1731.
F IR S T N A T IO N A L B A N K , L A P E E R .
H o r a c e D . R o o d , P r e s id e n t; E d m u n d B r o w n e l l , Vice P r e s id e n t;
J . R . J o h n s o n , A s s is ta n t C ashier.
D i r e c t o r s .— H.
K. White,
H . D.
C. G.
W h i t e , C a sh ie r;
Rood, S. R. White, Ripley White, C. G. White, E. Brownell,
G. W. Rood.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Leans a/nfl discounts................................................
Overdrafts secured arid unsecured......................
XT S bonds to secure circulation.........................
XJ S bonds to secure tt S deposits. ..
$338, 995 15
6. 004 28
25,500 00
$336,427 37
5, 786 37
25,500 00
$331, 953 93
4,580 66
25,500 00
$333,432 40
7, 795 71
25,500 00
500 00
3, 000 00
400 00
3,000 00
400 00
3, 000 00
400 00
3,000 00
other real estate and mortgages owned.............
Due from National banks (not reserve agents)
g*ue from State banks and bankers ...........
Due from approved reserve agents......................
24,473 78
24, 473 78
24,473 78
23, 473 78
81,142 17
64. 972 86
38, 667 20
74, 309 03
Checks and other cash items.................................
Exchanges for clearing bouse ..........................
Notes of other National banks..............................
Fractional paper currency, nickels and cen ts...
872 87
634 67
2,318 14
1,297 31
2, 670 00
154 68
2,000 00
160 02
1, 895 00
248 16
2,460 00
239 12
28, 500 00
2, 377 00
26,899 00
2, 000 00
21,100 00
2, 000 00
29,747 00
1,147 50
1,147 50
1,147 50
1,147 50
$515, 337 43
$493,401 57
$457, 284 37
$502,801 85
$75,000 00
25, 000 00
72,216 46
18, 687 50
$75, 000 00
25, 000 00
72,683 73
16, 547 50
$75,000 00
25, 000 00
69,611 46
15,397 50
$75, 000 00
25, 000 00
71,316 81
21,827 50
XJ S bonds on band
................................
Premiums on XJ
brands --.....................................
Stocks securities, etc.............................................
Banking bouse furniture arid fixtures.................
Specie .....................................................................
Tjegal tender notes
, .........................................
Redemption fund with U. S. treasurer (5 % of
e.irCU1ati on )............................................................
Due from U. S. treasurer, other than 5 % re-
T otals........................................... ......................
Report of
Dec. 2.
*
Liabilities.
Capital stock paid in................................................
Surplus fund..............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding..........................
other National banks.................................
Due to State banks q,rd bankers...........................
Dividends unpaid
...... -..............................
Individual deposits subject to check...................
Demand certificates of deposit.............................
17, 323 69
21,354 86
9, 033 00
18,139 49
110,742 88
196.366 90
96, 689 33
186,126 15
81,911 78
181,300 63
108,972 34
182,545 71
......... i
Time certificates of deposit ..............................
Certified checks
.........................................
Cashier’s checks outstanding
United States deposits
. .. .
Deposits Of U S disbursing officers
Notes and bills rediscounted
Liabilities other than those a'hoye stated
Totals ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$515, 337 43
$493. 401 57
$457,284 37
$502,801 85
246
ST A T E
B A N K IN G
D EPA RTM EN T.
No. 2773.
F IR S T N A T IO N A L B A N K , L U D IN G T O N .
G. N.
S t r a y , P r e s id e n t; A m o s B r e i n i g , Vice P r e s id e n t; W
A . D . W o o d w a r d , A s s is ta n t C a sh ier.
D i r e c t o r s .— Thomas
. L.
H a m m o n d , C a sh ie r;
R. Lyon, Amos Breinig, James E. Danaher, Marshall F. Butters, Frank Filer
George N. Stray, W. L. Hammond.
Resources.
Loans and discounts................
Overdrafts, secured and unsecured__
U. S. bonds to secure circulation......
TT. S. bonds to secure U. S. deposits__
Premiums on U. S. bonds........
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
$348,117 69
17 41
25, 000 00
$436, 558 21
185 54
25,000 00
$452, 367 10
26 01
25,000 00
Report of
Dec. 2.
$398,327 14
63 62
25, 000 00
2, 000 00
2, 000 00
2,000 00
2, 000 00
Stocks, securities, e tc ...........................
Banking house, furniture and fixtures__
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
46,300 00
9, 000 00
5, 000 00
50 00
25, 964 82
44,300 00
9, 000 00
5, 000 00
362 50
607 76
50, 000 00
9. 000 00
5, 000 00
45, 600 00
9, 000 00
5, 000 00
450 00
Due from approved reserve agents......
Checks and other cash items.............
Exchanges for clearing house.................
Notes of other National banks................
Fractional paper currency, nickels and cents ...
192,748 53
542 06
129,861 56
1,033 89
118,582 88
1,145 07
126, 750 14
763 16
159 00
501 51
580 00
372 60
462 00
293 85
432 00
265 46
Specie........................................
Legal tender notes.................................
Redemption fund with U. S. treasurer (5 % of
circulation).....................................
Due from U. S. treasurer, other than 5 % redemp
tion fund................................
27,762 00
9,100 00
39, 054 00
14,225 00
31. 940 00
10, 460 00
31, 226 00
10, 340 00
1,125 00
1,125 00
1,125 00
1,125 00
$693, 388 02
$709,266 06
$707,411 91
$656, 342 52
$100,000 00
20. 000 00
10,367 67
22,500 00
$100, 000 00
20,000 00
9, 173 64
22, 500 00
$100,000 00
20, 000 00
13,429 21
22, 500 00
$100,000 00
20,000 00
17, 042 47
22,500 00
50 00
204, 697 06
335,773 29
5, 000 00
185,463 21
367,129 21
212,369 67
339, 113 03
214,228 18
282,571 87
$693,388 02
$709,266 06
$707,411 91
$656, 342 52
Totals..............................................
Liabilities.
Capital stock paid in ...............................
Surplus fund.............................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding...............
Due to other National banks...........................
Due to State banks and bankers...........................
Dividends unpaid....................................
Individual deposits subject to check.............
Demand certificates of deposit......................
10 00
Time certificates of deposit..............
Cashier s checks outstanding......
United States deposits........................
Deposits of U. S. disbursing officers...........
Notes and bills rediscounted..
Liabilities other than those above stated
T otals..............................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
__
N A TIO N A L
B AN KS
OF
M ICH IG A N .
247
No. 2539.
F IR S T N A T IO N A L B A N K , M A N IS T E E .
T. J.
R a m s d e l l , P r e s id e n t; J a s . D e m p s e y , Vice P r e s id e n t; G e o .
D i r e c t o r s . —T.
A.
D u n h a m , C a sh ier.
J. Ramsdell, J. Dempsey, Wm. Wente, G. A. Dunham, James W. Dempsey,
Geo. A. Hart, Gus Kitzinger.
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts................................................
Overdrafts, secured and unsecured.....................
IT. S. bonds to secure circulation.........................
TJ. S. bonds to secure U. S. deposits...................
$351,401 24
13,975 19
25,000 00
$401,207 78
2,133 54
25,000 00
$357,829 78
2,298 60
25, 000 00
$392,342 99
4, 882 02
25,000 00
TT. ft. bonds on hand................................................
Premiums on TJ. S. bonds........................................
Stocks, securities, etc.............................................
Banking house, furniture and fixtures.................
3, 000 00
241,190 15
2, 500 00
241,000 00
8,800 00
3, 578 00
241, 000 00
8,800 00
3,578 00
288,000 00
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from State banks and bankers......................
Due from approved reserve agents......................
15, 910 98
888 66
36,619 32
546, 470 13
15,748 65
2,451 68
9, 359 28
115,321 55
15,642 58
1,929 21
23, 645 70
327,955 91
10,259 68
1,440 68
16, 982 60
241,630 35
Checks and other cash items.................................
"FiNrohangcs for clearing house................................
Notes of other National banks..............................
Fractional paper currency, nickels and cents__
2,047 19
1,418 17
1, 738 80
1,849 40
3, 848 00
1, 064 84
22, 830 00
306 32
12,130 00
1, 077 25
4,115 00
1,512 91
Specie........................................................................
Legal tender notes.................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from TJ. S. treasurer, other than 5 % redemption fund.......................................................
60,474 50
70 00
47,576 50
288 00
47,631 25
4, 606 00
52, 226 75
5, 830 CO
1,125 00
1,125 00
1,125 00
1,125 00
Totals................................................................... $1,303,085 20
Report of
Dec. 2.
$888,266 47 $1,075, 988 03 $1, 059, 575 38
Liabilities.
Capital stock paid in................................................
Surplus fund.............................................................
Undivided profits less expenses and taxes paid..
National bank notes outstanding.........................
Due to other National banks.................................
$100,000 00
50,000 00
11,562 10
22,500 00
3, 096 53
$100,000 00
50, 000 00
11,050 77
22,500 00
345 91
$100,000 00
50,000 00
9, 721 78
22, 500 00
2,867 43
$100,000 00
50,000 00
13,035 08
22,500 00
4 462 75
Due to State banks and bankers...........................
Dividends unpaid......................................................
Individual deposits subject to check...................
Demand certificates of deposit.............................
39,835 57
659,496 08
416, 326 85
28,417 30
5, 000 00
276,157 87
394,769 62
36,625 80
65 00
427, 608 92
426,499 15
426,353 78
422,403 02
25 00
100 00
Time certificates of deposit...................................
Certified checks........................................................
Cashier’s checks outstanding..............................
United States deposits...........................................
268 07
20, 737 41
.83 34
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted.................................
Bills payable...........................................................
Liabilities other than those above stated...........
T otals.................................................................. $1,303, 085 20
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$888,266 47 $1,075, 988 08 $1, 059, 575 38
ST A T E
248
B A N K IN G
D EPA RTM EN T.
No. 2606.
T H E M A N IS T E E N A T IO N A L B A N K , M A N IS T E E .
Louis
D i r e c t o r s .— A.
S a n d s , P r e s id e n t;
Wm.
V i n c e n t , Vice P r e s i d e n t ; G e o .
J. Dovel, Louis Sands, Frank Firzlaff, Geo. M. Burr,
R. G. Peters.
M.
A.
B u r r , C ashier.
O. Wheeler, Wm. Vincent,
Resources.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Doans and discounts...............................................
Overdrafts, secured and unsecuured....................
U. S. bonds to secure circulation ........................
U. S. bonds to secure U. S. deposits...................
$426.663 19
1,396 75
56,500 00
$523, 499 01
2, 803 42
56,500 00
$475,148 85
7, 130 66
56. 500 00
$553, 627 57
2,291 23
56,500 00
U. S. bonds on hand................................................
Premiums on U. S. bonds........................................
Stocks, securities, etc.............................................
Banking house, furniture and fixtures................
52, 635 39
54, 635 39
79,235 39
81, 635 39
Other real estate and mortgages owned.............
Due from National banks (not reserve agents)..
Due from State banks and bankers....................
Due from approved reserve agents......................
77,023 36
3, 907 06
96, 296 06
34,144 20
2,849 51
63,373 29
75,029 91
18,032 80
145, 998 90
104, 893 31
8,505 42
137, 338 98
Checks and other cash items................................
Exchanges for clearing house..............................
Notes of other National banks..............................
Fractional paper currency, nickels and cents...
1,180 73
977 04
1, 420 63
1,321 21
6, 058 00
522 41
4. 840 00
411 69
5,658 00
165 56
7,478 00
149 69
45,200 00
50,732 50
10,000 00
47, 695 00_
58,915 00
2,542 50
2, 542 50
2,542 50
2, 542 50
$769, 925 45
$807,308 55
$91 f, 558 20 $1, 015,198 30
Capital stock paid in........................................
Surplus fund.............................................................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding........................
Due to other National banks..................................
$100.000 00
80,000 00
15,722 37
50, 850 00
246 55
$100, 000 00
80. 000 00
24, 389 14
50, 550 00
360 33
$100,000 00
80,000 00
22,918 02
50,850 00
660 17
$100, 000 00
80,000 00
31, 863 85
50,400 00
Due to State banks and bankers........................
Dividends unpaid........................................... ........
Individual deposits subject to check..................
Demand certificates of deposit...........................
200 00
328,301 22
194, 605 31
80 00
338,679 18
212, 999 90
105 00
437.832 57
221, 942 44
105 00
515,021 48
237,557 97
250 00
250 00
250 00
Specie........................................................................
Legal tender n otes..................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U. S. treasurer, other than 5% redemp
tion fund................................................................
T otals..................................................................
Report of
Dec. 2.
Liabilities.
Time certificates of deposit..................................
Certified checks.......................................................
Cashier's checks outstanding................................
United States deposits...........................................
Deposits of U. S. disbursing officers.....................
Notes and bills rediscounted................................
Bills payable.............................................................
Liabilities other than those above stated...........
Totals..................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$769, 925 45
$807, 308 55
$914, 558 20 $1,015,198
N A T IO N A L
BANKS
OF
249
M ICH IG AN .
No. 390.
FIRST NATIONAL BANK, MARQUETTE.
P e t e r W h it e ,
E. S. B ic e ,
P r e s i d e n t ; E. H. T o w a r , V i c e P r e s i d e n t ; F. J. J e n n is o n , C a s h i e r ;
A s s i s t a n t C a s h i e r ; C h a r l e s L. B r a in e r d , 2 d A s s i s t a n t C a s h i e r .
D ir e c t o r s .—P e te r W h ite, E. H. T ow ar, J. M. L ongyear, J. G. R eynolds, F. W. R ead.
Report of
Dec. 2.
Report of
Feb. 4.
Report of
June 30.
Report of
Sept. 7.
Loans and discounts..............................................
......
Overdrafts secured and unsecured........
XT ft bonds to secure circulation....
XT S bonds to secure TT ft deposits.
XT S bonds on ha.nd................................................
$618, 502 58
9,865 37
137,500 00
$653,265 76
2,524 29
137,500 00
$613, 435 62
7, 269 82
137,500 00
4, 000 00
4,000 00
4, 060 00
Premiums on XT. S. bonds........................................
Other bonds..............................................................
Stocks securities etc
........................
Banking1bouse furniture and fixtures.................
nthpr rpn.l estate and mortgages owned.............
12, 375 00
8, 500 00
12,375 00
7, 500 00
10. 000 00
43,324 00
13, 682 99
12,375 00
7, 500 00
10,000 00
43.324 00
13, 777 85
12,375
7, 500
8, 930
43, 324
13, 827
00
00
00
00
60
67
92
27
41
8, 884 85
59, 991 97
109,885 85
3,579 38
18,087 84
20,573 29
202,566 54
3,017 91
17,590
21,628
231,530
2,183
78
88
74
22
6, 100 00
486 00
52, 758 40
5, 780 00
275 00
59, 676 50
10,485 00
• 396 00
72,615 80
6.245 00
329 00
58,669 20
13, 723 00
13,022 00
23, 599 00
12, 787 00
6,187 50
6,187 50
6,187 50
6,187 50
Resources.
Due from National banks (not reserve agents) ..
Due from ft tat e banks and bankers....................
Due from approved reserve agents......................
Checks and other cash items,..............................
Exchanges for clearing house
Notes of other National banks..............................
Fractional paper currency, nickels and cents—
Specie........................................................................
Legal tender notes ................................................
Redemption fund with U. S. treasurer (5 % of
circulation)...........................................................
Due from U. S. treasurer other than b% redemp-
43.324 00
1,314 00
20,262
27, 510
151,257
3,868
$636,210 50
1,147 72
137,500 00
4, 000 00
T otals.................................................................. $1,117,535 12 $1,151,455 09 $1,206,711 17 $1,221,966 14
Liabilities.
$150,000 00
50. 000 00
85 60
123, 750 00
10, 471 57
$150,000 00
50, 000 00
4,493 38
123,750 00
14, 551 62
$150,000 00
50, 000 00
8,277 77
123,750 00
9,650 11
Capital stock paid in..............................................
Surplus fund.............................................................
Undivided profits, less expenses and taxes paid.
National bank notes outstanding.........................
Due to other National banks.................................
8150, 000 00
50, 000 00
3,263 61
123,745 00
308 88
Due to State ba,nks and bankers.........................
Dividends unpaid
Individual deposits subject to check.................
Remand certificates of deposit...........................
13,782 39
18, 953 76
4,466 86
2,486 21
734, 934 23
40,181 01
742,016 44
53, 694 35
820, 467 09
38, 430 85
833,320 93
44,124 12
1,200 00
120 00
113.37
2,370 00
413 37
138 00
180 00
177 00
Time certificates of deposit
Certified checks.......................................................
Cashier’s checks outstanding................................
United States deposits
Deposits Of II S disbursing officers
Notes and bills rediscounted
Liabilities other than those a,hove stated
Totals.................................................................. 81,117,535 12 $1,151,455 09 $1,206,711 17 $1,221,966 14
32
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
250
ST A T E
B A N K IN G
DEPA RTM EN T.
No. 1515.
FIRST NATIONAL BANK, MARSHALL.
S. H. Go r h a m ,
P r e s id e n t;
H. E. W in s o r ,
V ic e
P r e s id e n t;
C. E. Go r h a m ,
C a s h ie r .
D ir e c t o r s .—J. L. Dobbins, S. H. Gorham, C. E. Gorham, H. E. W insor, F. A. S tu art, A. D. Hubbard.
R esources.
L oans and d isc o u n ts..................................
W a reh o u se r e c e ip t s .....................................
O verdrafts sec u r e d and u n se c u r ed ..........................
U. S. bonds to s ec u r e circu la tio n ..........................
IT. S. bonds to s ec u r e U . S. d e p o sits.......................
R eport of
F eb. 4.
8252, 680 50
R eport of
June 30.
813 67
25,000 00
8264, 301 25
1, 860 00
5, 078 42
25, 000 00
116,831 25
11,800 00
150 00
114,487 55
11,800 00
R eport of
S ept. 7.
R eport of
D ec. 2.
8300, 022 38
8248, 907 40
3,469 15
25,000 00
347 10
25,000 00
105,431 25
11,800 00
1,206 30
112,585 59
11,800 00
2,008 15
U . S. bonds on h a n d ............................................
S to ck s, secu rities, e t c .......................................
B anking house, furniture and fix tu r es.................
O th er r ea l e s t a te and m o rtg a g es o w n e d ...............
D ue from N a tio n a l banks (n ot r ese rv e a g e n ts )..
D ue from S t a te banks and ban kers..........................
D ue from approved r ese rv e a g e n ts ..........................
C h eck s and o th er cash ite m s .............................
N o te s o f oth er N a tio n a l banks..................................
F r a c tio n a l pap er currency, n ick els and c e n t s . ..
S p e c ie ................................................................
L eg a l ten d er n o t e s ...........................................
R edem ption fund w ith U . S. treasu rer (5 % o f
c ir c u la tio n ).....................................
D ue from U . S. treasurer, o th er than 5 '% re
dem ption fu nd...................................................
T o t a ls ................................................
5,261 22
7, 353 99
10, 735 83
12,242 28
57, 377 20
396 55
6 , 860 00
22,711 95
1. 466 94
8 , 080 00
28,216 94
243 27
8 , 885 00
38. 900 53
1,285 22
275 00
110 27
18,128 15
1, 500 00
113 75
20,399 65
1, 500 00
176 41
21,799 30
6 90
17, 430 45
1,125 00
1,125 00
1,125 00
2 ,0 0 0 00
40 00
1,125 00
140 00
8497,883 81
8485, 468 50
8520,110 83
8472, 053 62
8100,000 00
100 , 000 00
17,630 84
21,260 00
8100, 000
24,057 56
22,500 00
8100,000 00
100 . 0 C0 00
18,961 18
21, 900 00
8100, 000 00
100 , 000 00
18,329 45
22,500 00
110, 975 54
148, 017 43
103, 362 09
135, 548 85
136,774 46
142,475 19
122, 453 39
108,770 78
8497,883 81
8485, 468 50
8520,110 83
8472,053 62
L iabilities.
C apital sto c k paid in ..........................
Surplus fu n d ........................
U ndivided profits le ss e x p e n ses and ta x e s p a id ..
N a tio n a l bank n o tes o u tsta n d in g .............
D ue to o th er N a tio n a l ban ks......................
00
1 0 0 .0 0 0 00
D ue to S t a te banks and b an kers..........................
Individual d ep o sits su b je c t to c h e c k ...........
D em and c e r tific a te s o f d e p o s it...................
T im e c e r tific a te s o f d e p o s it.................
C ashier’s c h e ck s o u tsta n d in g ...........
D ep o sits o f U. S. disbursing o fficers........................
N o te s and bills red isco u n ted .............
L ia b ilities o th er than th o se a b o v e s t a t e d . ..
T o t a ls ...................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
NATIONAL
BANKS
OF
MICHIGAN.
251
No. 3256.
FIRST NATIONAL BANK, MENOMINEE.
S. M. S t e p h e n so n ,
P r e s i d e n t ; A u g u st u s S p ie s ,. V i c e P r e s i d e n t ;
C l in t o n W . G ram , A s s i s t a n t C a s h i e r .
G. A. B l e sc h ,
C a s h ie r ;
Dir e c t o r s .—S. M. S tep h en so n , A. Sp ies, G. A. B lesch, John H en es, I. S tep h en son , Jr.,
J. H. W alton , C. S. Brow n, C harles I. Cook, Edw ard D aniell.
R esources.
L oan s and d isc o u n ts.................................
O verdrafts, sec u r e d and u n secu red ..
U . S. bonds to s ec u r e circu la tio n .......
IT. S. bonds to s ec u r e U . S. dep osits
U . S . bonds on hand.
Prem ium s on U . S. bonds........................
S to ck s, secu rities, e t c .............................
B anking house, furniture and fixtures
O ther rea l e s t a te and m o rtg a g es o w n e d ...............
D ue from N a tio n a l banks (n ot rese rv e a g e n ts )..
D ue from s ta te banks and b a n k ers........................
D ue from approved r eserv e a g e n ts ..........................
R eport o f
F eb . 4.
R eport of
Jun e 30.
R eport o f
S e p t. 7.
$800, 280 44
1,152 62
$729, 967 61
83 79
100,000 00
1 0 0 ,0 0 0 00
$887. 277 46
267 44
100 , 000 00
$944. 307 46
247 91
100 , 000 00
7,100 00
19,650 00
32,731 25
32, 481 25
10, 307 43
1,129 22
170, 314 30
23, 126 90
16, 823 52
5,826 02
209, U 8 04
206, 4 io 53
153,’43 i ' 66
2, 742 99
R eport of
D ec. 2.
C hecks and o th er ca sh ite m s .....................................
E x ch a n g es for clearin g h ou se...................................
N o te s o f o th er N a tio n a l banks...................................
F r a c tio n a l pap er currency, n ick els and c e n t s ...
7,577 75
3,437 13
1,919 09
3, 000 00
1, 111 05
2,000 00
1 000 00
334 51
434 20
3, 000 00
518 69
S p e c ie ....................................................................................
L e g a l ten d er n o t e s ...................................... ..................
R edem ption fund w ith CJ. S. treasu rer (5$ of
c ir c u la tio n )..................................................................
Due from U. S. treasurer, oth er than b% r e
dem p tion fu n d .................................................. ............
42,530 f 0
5,000 00
50, 076 00
2,000 00
48. 482 50
3, 689 00
55,184 50
3, 000 00
4,500 00
4,500 00
4,500 00
4,500 00
1,154,002 81 $1,144, 293 98
1,303, 534 99
1,305, 240 48
$100,000 00
$ 100,000 00
T o t a ls .
,
L iabilities.
C apital s to c k paid in ......................................................
Surplus fund.......................................................................
U ndivided profits le ss e x p e n ses and ta x e s p a id ..
N a tio n a l bank n o tes o u tsta n d in g .. ......................
D ue to o th er N a tio n a l banks.......................................
$100,000 00
$ 100, 000
50.000
58,634
90.000
4, 468
00
50, 000
53,876
90, 000
5, 634
00
92
00
26
Due to s ta te banks and b a n k ers.......
D ividends un paid.........................................
Individual d ep o sits su b je c t to c h e c k
D em and c e r tific a te s o f d e p o s it...........
303
450
428, 099
102,202
61
00
43
19
2, 065 41
18 42
430,685 11
52, 244 01
579, 987 55
45,363 37
550, 822 96
64, 632 64
Tim e c e r tific a te s o f d e p o s it........................
C ertified c h e c k s ....................................,.............
C ashier’s c h e c k s o u tsta n d in g ......................
U n ited S ta te s d e p o s its ...................................
323,436 40
349,817 62
367,942 02
373,549 35
$1,154, 002 81 $1,144,293 98 $1,303,534 99
$1, 305,240 48
00
12
00
48
2,444 61
50.000
66 , 678
90.000
1,498
00
51
00
13
6 , 000 00
50, 000 00
74, 064 25
90, 000 00
2,152 86
D ep o sits o f U . S. disbursing officers.........
N o te s and bills r ed isc o u n te d ......................
Bills p a y a b le ........................................................
L iab ilities o th er than th o se a b o v e sta te d
T o ta ls
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
ST A T E
252
B A N K IN G
D EPA RTM EN T
No. 4454.
THE LUMBERMEN’S NATIONAL BANK, MENOMINEE.
A. A. Ca r p e n t e r ,
S. P. Gib b s , V i c e
S. G. R eed , A s s i s t a n t
P r e s id e n t;
P r e s id e n t;
C a s h ie r .
M. S. H a r m o n ,
C a s h ie r ;
A. A. C arpenter, J a c o b L eisen , S. P. Gibbs, C. H. Jon es, P e te r Sib en aler, M. S. Harmon,
Jos. F lesh iem , W m . S om m erville, A. B. Stryk er, W m . H olm es, H enry S w art.
D i r e c t o r s .—
R eport of
F eb . 4.
R eport o f
Jun e 30.
R eport of
S e p t. 7.
L oans and disco u n ts........................................................
O verdrafts, sec u r e d and u n se c u r e d ........................
U . S. bonds to s ec u r e circu la tio n ..............................
$553,751 46
12 65
25,000 00
$563, 051 70
328 34
25,000 00
$530,060 69
127 75
25, 000 00
$584,162 29
8 42
25,000 00
S to ck s, secu rities, e t c ..................................................
Banking bouse, furniture and fix tu r es....................
3.540 95
14,000 00
3,540 95
14, 000 00
51, 940 95
14,000 00
51,940 95
14,000 00
O ther r ea l e s t a te and m o rtg a g es o w n e d ...............
D ue from N a tio n a l banks (n ot r ese rv e a g e n ts )..
850 00
7, 359 47
863 30
3,174 14
936 81
11,387 73
771 55
8,922 17
D ue from approved rese rv e a g e n ts ..........................
53,865 58
42
106. 695 53
37,067 58
5, 357 96
4, 487 65
4,475 24
5,146 51
N o te s o f o th er N atio n a l b a n k s.................................
F r a c tio n a l pap er cu rrency, n ick els and c e n t s . ..
1,500 00
607 01
3,155 00
193 72
3, 925 00
451 16
3, 590 00
339 34
S p ec ie . ..............................................................................
L eg a l te n d er n o t e s ..........................................................
R edem ption fu,nd w ith U . S. treasu rer (5% o f
c ir c u la tio n ).....................................................................
D ue from U . S. treasu rer, o th er th an 5% re-
24,769 20
7,000 00
28, 636 95
8 ,0 0 0 00
27,402 95
5, 000 00
27,987 80
13, 000 00
1,125 00
1,125 00
1,125 00
1,125 00
R esources.
C hecks and o th er ca sh ite m s .....................................
T o ta ls ..........................................................................
68 , 450
R eport of
D eo. 2.
00
700 00
$698, 699 28
$724, 627 17
$783,228 81
$773,061 61
$1 0 0 ,0 0 0
50, 000
25,288
22, 497
1, 077
$ 100 , 000
50,000
32,736
22, 497
3, 288
$1 0 0 ,0 0 0 00
50,000 00
35, 947 55
22, 497 50
$ 100 ,0 0 0
50, 000
22,372
22, 497
455
560 00
620
L iabilities.
C apital sto c k paid in........................................................
Surplus f u n d .......................................................................
U ndivided profits le ss e x p e n ses and ta x e s p a id ..
N a tio n a l bank n o te s o u tsta n d in g ..............................
Due to oth er N a tio n a l banks.......................................
00
00
48
50
37
00
00
38
50
97
00
00
60
50
71
LHlP to S t at** banks and bankors
D ividends unpaid...............................................................
Individual d ep o sits su b je c t to c h e c k ......................
D em and c e r tific a te s o f d e p o s it.................................
265 00
280, 920 49
83,130 27
175 00
270,018 60
96, 415 38
90 00
352,331 49
69,041 86
783 00
325.449 35
64, 5§1 81
Time c e r tific a te s o f d e p o s it............... .........................
135,494 72
149,395 14
153,320 41
186,811 64
C ashier’s c h e ck s o u tsta n d in g .....................................
25 45
100 20
$698, 699 28
$724,627 17
100 00
d e p o sits
TT S d isb u r sin g o ffic e r s
^ 0 ^0 ^ and b ills rediscount, p.d ......................................
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
$783,228 81
$773,061 61
NATIONAL
BANKS
OF
MICHIGAN.
253
No. 1587.
FIRST NATIONAL BANK, MONROE.
Ch a r l e s R. W in g ,
P r e s id e n t;
H a r r y A . Co n a n t ,
V ic e P r e s i d e n t ;
George L. L it t l e ,
C a s h ie r .
D ir e c t o r s .—G eo. Spaulding, H. A. Conant, Chas. R. W ing, Geo. L. L ittle, John E. Landon.
R eport of
Jun e 30.
D oans and d isc o u n ts........................................................
O v e r d r a fts secu red and u n se c u r ed ........................
TT S. bonds to sec u r e c ir cu la tio n .............................
TT S bonds to s ec u r e TT. S. d e p o s its ......................
U . S. bonds on h a n d ........................................................
Prem ius on TT. S. B o n d s..............................................
$133,916 77
35 30
12,500 00
$121,191 41
S to ck s, secu rities, e t c ..................................................
Banking houso furniture and fix tu r es....... t ..........
O ther real e s t a te and m o rtg a g es o w n e d ...............
D ue from N a tio n a l banks (n ot r ese rv e a g e n t s ) ..
P u e from S t a te banks and ban kers.................
27,892
5,200
4.155
3,569
One from approved rese rv e a g e n ts..........................
C hecks and o th er cash item s
, , ............................
E x ch a n g e s for clearin g hou se
. .. .
N o te s o f oth er N a tio n a l b a n k s.................................
F r a c tio n a l pap er currency, n ick els and c e n ts —
48.804 38
673 08
57,470 25
324 60
50,462 12
1,735 93
35,428 01
518 99
616 00
24 21
1,477 00
101 67
450 00
2 43
733 00
16 82
S p e c ie .. .
.............................................................
U egal te n d er n o tes
..................................................
R edem ption fund w ith U. S- trea su rer (5 % o f
circu lation )
................................................................
D ue fro m U . S. treasu rer, o th er than 5 % redem ptio n fu n d ..........................................................................
10,113 10
4,000 00
13, 054 85
6 , 000 00
9, 347 20
6,500 00
8,324 60
1,500 00
T o t a ls ............................................................................
10,300
00
1 ,0 0 0 00
89
00
00
99
12, 500 00
10, 300 00
1 ,0 0 0 00
31, 392
5, 200
3, 580
2,236
89
00
00
16
R ep ort o f
S e p t. 7.
R eport of
D ec. 2
R eport o f
F eb. 4.
R esou rces.
$113,978 44
79 83
12, 500 00
$132,940 74
663.56
12, 500 00
10, 300 00
1. 000 00
1 1 ,2 0 0 00
1 , 000 00
34,929
5,200
3, 550
1,137
35, 929
5, 200
3,513
9,853
06
00
00
19
06
00
00
06
562 50
562 50
562 50
562 50
298 22
237 92
400 72
578 29
$263, 661 44
$256,629 25
$252,135 42
$260,461 63
$50,000 00
6 , 000 00
4,436 13
11,250 00
$50,000 00
6 . 000 00
6,021 95
11,250 00
L iabilities.
C apital s to c k paid in ......................................................
Surplus fu n d .................... .................................................
U ndivided profits le ss e x p e n ses and ta x e s p a id ..
N a tio n a l bank n o te s o u tsta n d in g ..............................
D ue to oth er N a tio n a l banks.......................................
D ue to S t a te banks and b a n k ers................................
D ividends unpaid
..............................................
Individual d ep o sits su b je c t to c h e c k ....................
Dem and c e r tific a te s of d e p o s it................................
T im e c e r tific a te s o f d ep o sit ...................................
C ertified c h e c k s ...............................................................
C ash ier’s c h e c k s o u tsta n d in g .....................................
U n ited S ta te s d e p o sits..................................................
$50.000
7,000
4,266
11,250
00
00
57
00
$50,000
7,000
5, 814
11,250
00
00
16
00
120 00
106,132 60
85,702 71
95, 655 79
87, 681 51
90, 464 86
89, 128 99
107,081 03
79,196 44
20 00
20 00
25 00
120 00
$263,661 44
$256, 629 25
$252,135 42
$260,461 63
D eposits o f TT. S. disbursing o ffice r s........................
N o te s and bills red isco u n ted .......................................
B ills p a y a b le.
..................................................
lia b ilit ie s oth er than th o se above s ta te d .............
T o t a ls ............................................................................
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
254
STATE
BANKING
DEPARTMENT.
No. 4398.
HACKLEY NATIONAL BANK, MUSKEGON.
C. H. H a c k l e y ,
P r e s id e n t;
T hos . Mu n r o e , V i c e P r e s i d e n t ; T hos . H u m e ,
George A. A bb o tt , C a s h i e r .
2d
V ic e P r e s i d e n t ;
D ir e c t o r s .—C. H. H a ck ley , L uth er W hitney, Thom as H um e, Thom as Munroe, G eorge A. A b b o tt,
Jos. C. Ford, C. H ubbell Hills.
R esou rces.
L oans and d is c o u n ts ......................................................
O verdrafts, sec u r e d and u n se c u r e d ......................
U . S. bonds to s ec u r e c ir c u la tio n ..........................
U . S. bonds to s ec u r e U . S. d e p o s its ...................
U. S. bonds on h a n d ......................................................
P r e m i u m s O n U*. S. b o n d s ...........................................
S to ck s, sec u r ities, e t c ....................................................
Banking house, furniture and fix tu r es..................
O ther rea l e s t a te and m o rtg a g es o w n e d .............
D ue from N a tio n l banks (n ot r ese rv e a g e n ts )..
D ue from S t a te banks and ban kers.......................
D ue from approved r ese rv e a g e n ts .......................
C hecks and o th er ca sh it e m s ...................................
E x ch a n g es for clearin g h o u se ...................................
N o te s o f o th er N a tio n a l b a n k s ...............................
F ra ctio n a l pap er currency, n ick els and c e n ts ..
R eport o f
F eb. 4.
$516,873 80
", 002 91
25,000 00
2,500
R eport o f
Jun e 30.
$539,667 79
1, 872 90
25,000 00
R eport o f
S ep t. 7.
$509, 398 98
7,651 37
25,000 00
R eport of
D ec. 2.
$507,516 02
7, 898 88
25,000 00
00
2 , 000 00
2 ,0 0 0 00
2 ,0 0 0 00
39,920 64
39, 920 64
39, 920 64
39, 920 64
6.609 09
15,692 48
64, 702 24
6 . 609
09
9, 978 44
81, 058 52
6 , 609
16,724
279
73, 634
09
76
58
77
6 , 609
09
9, 969 76
46 50
73, 389 90
3,042 24
7,771 62
2, 964 71
6 , 360
13,354 00
13, 590 00
773 62
12 , 000 00
6 . 938
34, 360 50
10 , 000 00
668 12
859 40
13
00
1,076 32
S p e c ie ....................................................................................
L eg a l ten d er n o t e s .........................................................
R edem ption fund w ith U. S. treasu rer (5$ o f
c ir cu la tio n )......................................................................
Due from U . S. treasurer, o th er than 5% re
dem p tion fu n d ...............................................................
33,179 50
15,000 00
33,883 00
2 0 ,0 0 0 00
34,310 50
15,000 00
1,125 00
1,125 00
1,125 00
1,125 00
T o ta ls .............................................................................
$744,670 02
$783,250 62
$747,478 80
$732,210 74
C apital s to c k paid in......................................................
Surplus fu n d .......................................................................
U ndivided profits, le ss e x p e n ses and ta x e s paid.
N a tio n a l bank n o tes o u tsta n d in g ............................
D ue to oth er N a tio n a l banks.....................................
$100 , 000 00
50,000 00
1,767 00
22,500 00
1, 705 24
$1 0 0 ,0 0 0 00
50, 000 00
3,834 32
22,500 00
3, 437 09
$ 100 , 000 00
50, 000 00
5,302 79
21, 850 00
441 88
$ 100 . 000 00
50, 000 00
9, 130 35
22, 500 00
441 88
D ue to S t a te banks and b a n k e r s ............................
D ividends u n p a id .............................................................
Individual d ep o sits s u b je c t to c h e c k ....................
D em and c e r tific a te s o f d e p o s it ...............................
40 00
106, 697 46
461,960 32
4, 000 00
137, 168 71
462,310 50
114,157 80
455,726 33
109,920 86
440.217 65
$744, 670 02
$783, 250 62
$747, 478 80
$732,210 74
L iabilities.
T im e c e r tific a te s o f d e p o sit.......................................
C ertified c h e c k s ................................................................
C ashier’s c h e ck s o u tsta n d in g.....................................
U n ited S t a te s d ep o sits..................................................
D eposits o f U . S. disbursing officers......................
N o te s and bills r ed isc o u n te d .....................................
Bills p a y a b le .......................................................................
L iab ilities oth er than th o se a b o v e s t a t e d .........
T o ta ls .............................................................................
I
https://fraser.stlouisfed.org
Federal Reserve Bank of St. Louis
NATIONAL
BANKS
OF MICHIGAN.
255
No. 4840.
NATIONAL LUMBERMEN’S BANK, MUSKEGON.
A . V . Ma n n ,
P r e s id e n t;
T homas H u m e , V i c e P r e s i d e n t : H. N . H o v e y ,
C . C . B il u in g h u k s t , C a s h i e r .
2d
V ic e P r e s i d e n t -
D ir e c t o r s .—A. V. Mann, W e sle y F. W ood, C. C. Billinghurst, H. N. H ovey, L. B Sm ith
J. G. Em ery. Jr., T hom as Hum e, F. Jiroch, Wm. Brinen.
R esources.
L oans and d isc o u n ts................................
O verdrafts, secu red and u n se c u r e d ..
U . S. bonds to s ec u r e c ir c u la tio n .. . .
U . S. bonds to s ec u r e U. S. deposits.
P rem ium s on U . S. bonds......................
R eport o f
F eb. 4.
R eport o f
Jun e 30.
R eport of
S e p t. 7.
$508. 602 58
6 , 957 69
25.000 00
$548, 606 03
3,143 43
25, 000 00
$564,405 57
3, 865 37
25, 000 00
R eport of
D ec. 2.
$566,891 25
4,353 45
25,000 00
2,000 00
2,000 00
@FedFRASER