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REPORT OF THE BANK COMMISSIONER OF ARKANSAS 1977 DAVID PRYOR Governor H. C. ADAMS State Bank Commissioner JIM WOOTEN Director Department of Commerce SIXTY-THIRD REPORT OF THE BANK COMMISSIONER OF THE STATE OF ARKANSAS FOR THE YEAR ENDED JUNE 30, 1977 HARVEL C. ADAMS ' ^am ^p m m ission er v* - ' ■ l ib r a r y STATE OF ARKANSAS OFFICE OF STATE BANK DEPARTMENT July 1, 1977 To the Honorable David Pryor Governor o f Arkansas Dear Governor: In compliance with the provisions o f A c tll3 o fl9 1 3 (n o w fo u n d in Section 67-111, Arkansas Statutes o f 1947), I submit for your consideration and in formation, the Sixty-Third Annual Report o f the State Bank Department for the fiscal year ended June 30,1977. At June 30,1977, there were 188 active State-chartered commercial banks under supervision o f the State Bank Department as compared to the total o f 183 on June 30,1976. The gain o f the additional five banks during the past fiscal year was the result o f one new State bank being chartered together with four former National banks converting to State-chartered status. The new State-chartered bank is the Caddo State Bank, Glenwood, Arkansas. The converted National banks and their respective former and present cor porate titles are as follows: Citizens First National Bank, Arkadelphia, to Citizens First State Bank; First National Bank, Dermott, to First State Bank o f Dermott; Arkansas National Bank, Heber Springs, to Heber Springs State Bank; and First National Bank o f Jonesboro, to First Bank and Trust o f Jonesboro. The combined assets o f these five banks totaled $80,253,000 as o f June 30, 1977. The growth rate o f the State banks took an upswing during the past year with total assets o f $3,596,995,000 reported for June 30,1977, compared to total assets o f $3,138,905,000 this time last year, a dollar increase o f $458,090,000 or 14.59%. The increase reported for last year was $291,492,000 or 10.23%. In addition to the 188 Commercial banks, this Department supervises 2 Trust Companies and 3 Industrial Loan Institutions, for a total o f 193 finan cial institutions. Examinations for 1977 are on schedule and it is expected that all in stitutions will be examined during the calendar year 1977, as has been the case for the nine calendar years prior to 1977. In addition to the information set out above, this report reflects in detail the condition o f each o f the 193 institutions as o f June 30,1977. Also given is information pertaining to Bank Department and federal supervisory agen cy personnel and personnel o f the Arkansas Bankers Association. A state ment showing the receipts and disbursements o f the Bank Department is also included. Respectfully, H. C. ADAMS State Bank Commissioner Sixty-Third Report LEGAL HOLIDAYS New Year’s Day ........................ January 1. Robert E. Lee’s B irth d a y ......... January 19. George W ashington’s Birthday Third M onday in February. Memorial D a y ............................ Last M onday in May. Independence D a y ..................... July 4. Labor D a y .................................... First M onday in Sept. Veterans’ D a y ............................ N ovember 11. Thanksgiving D a y ..................... Fourth Thursday in November. Christmas E v e ............................ December 24. Christmas Day .......................... December 25. A ll Bills o f Exchange, drafts, or Prom issory Notes, which shall become payable on a legal holiday shall be payable on the day next succeeding such holiday. In case any legal holiday falls on Sunday, the next succeeding M on day shall be a legal holiday in its stead. 4 State of Arkansas: Bank Department DEPARTMENTAL ROSTER Harvel C. A d a m s ....................................................State Bank Com m issioner Don R. Clark ................................................... A ssistant Bank Com m issioner Harry E. M e e k ...................................................................Department Attorney SENIOR BANK EXAMINERS Terry Q. Carson John A. Gordon Larry M. Hillyard Edward W. Paschal Charles S. Penick J. Stan Thom pson John W. V inson Olan B. Wages FINANCIAL ANALYIST Louis W. Elkins JUNIOR AND ASSISTANT BANK EXAMINERS Arbra D. Ackee Tod W. Alstadt Carolyn J. Bearden W illiam D. Berry Richard P. Clark, II James C. Fritts R. Clinton Hawkins James H. Hearnsberger Mitchell D. M ayo I. Joe Miles Steven L. Purdy Lindley V. Smith, Jr. Donald J. Tackett Benny C. Thom asson Elizabeth B. Thom pson Cynthia A. White SECRETARIES Jackie Dicus Sharon Fuhrman A nn Smith W yvonne Stark STATE BANKING BOARD M ax A. M itcham, Chairman ............................................................. Sm ackover Dorman F. B u s h o n g .................................................................................... Rogers Edward H. C h e r r y .................................................................................. Jonesboro James H. C on e...................................................................................... Little Rock Maurice S. W o o d r u ff...................................................................................Carlisle Don R. Clark, S ecreta ry.....................................................................Little Rock OFFICE Suite 200, University Tower Building Telephone: 371-1117 Sixty-Third Report 5 COMMISSIONERS OF THE STATE BANK DEPARTMENT STATE OF ARKANSAS No. Name 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. Date o f Appointment John M. D a v i s ............... October 6, 1913 A. J. Reap .......................October 3, 1918 W. T. Maxwell ............... M arch 22, 1919 Charles M cK ee................September 1, 1921 Loid R a in w a te r ............. July 28, 1925 Walter E. T a y l o r ............February 8, 1927 Marion W a s s o n ..............January 10, 1933 Grover S. J e m ig a n ........January 12, 1937 Thom as W. Leggett . . . . January 14, 1941 S. J. D ea n .........................February 1, 1949 Ed I. M cKinley, Jr......... December 31, 1949 A. R. M e rritt...................M arch 14, 1953 Dick S im p s o n ................. February 8, 1955 H. C. A d a m s ...................M arch 3, 1967 Date Service Ended October 3, 1918 March 22, 1919 September 1,1921 July 28, 1925 February 8, 1927 January 10, 1933 January 12, 1937 January 14, 1941 February 1, 1949 Decem ber31,1949 M arch 14, 1953 February 8, 1955 March 2, 1967 .............................. 6 State of Arkansas: Bank Department The follow ing is a statement show ing the receipts and disbursements o f the State Bank Department from July 1, 1976 through June 30, 1977. RECEIPTS Cash Balance June 30, 1976............................................................. $115,864.23 Exam ination and Assessm ent F ees........................$639,033.01 Charter and Am endm ent F ees..................................... 28,640.64 Teller’s Facility Application and Protest F ees.......... 9,000.00 Penalties for Reserve D e ficie n cie s ............................... 7,733.94 Miscellaneous F ees................................................................615.10 Refund to E xp en d itu res................................................. 2,277.59 Reimbursement for M & R S a les.................................. 6,375.00 693,675.28 $809,539.51 DISBURSEMENTS Salaries........................................................................... $357,399.07 Extra H elp.......................................................................... 5,593.01 Maintenance and General O p era tion s* .................. 184,602.68 Social Security & Retirement M a tch in g.................... 55,043.08 Group Health Insurance M a tc h in g .............................. 5,121.06 Professional Services....................................................... 5,200.00 Service Charge by State Treasurer ........................... 10,266.12 Pro-Rata Cost o f Central Office o f the Department o f C o m m e rce ........................................ 16,670.00 Unem ployment C la im s............................................................................. 1,320.53641,215.55 Cash Balance June 30, 1977......................................................... 168,323.96 $809,539.51 *Includes: Travel Expenses Board M embers’ Expense Insurance and Bonds 7 Sixty-Third Report ARKANSAS BANKERS ASSOCIATION 1977-78 P re s id e n t............................. Cecil W. Cupp, Jr., President, Arkansas Bank & Trust Co., Hot Springs President-Elect................... Doyl E. Brown, President, The First N ational Bank, W ynne V ice-P resid en t................... Jam es C. Hobgood, Board Chairman, M erchants & Planters Bank & Trust Com pany, Arkadelphia T reasu rer............................. Artie L. Seidenschwarz, President, The Farmers and Merchants Bank, Stuttgart Executive Manager and S ecretary................. H. C. Carvill, Pyramid Bldg., Little Rock EXECUTIVE COUNCIL Edward H u r le y ........... George C. Jackson Robert F. L a w y e r ........ W illiam C. Norman, Jr. J. C. Vaughn, J r........... Millard E. A u d ............. Jack C. O w e n ............... Louis J. Ramsey, Jr. .. Harold Henson, J r....... Neil W ilk in s ................. ......... El Dorado ....... Russellville Mountain Home ...............Crossett ......... Paragould . . .. Arkadelphia .............. Newport ......... Pine B luff ....... Fort Smith ............... Jasper OFFICERS JUNIOR BANKERS SECTION ARKANSAS BANKERS ASSOCIATION P r e s id e n t....... Vice President Secretary ....... Treasurer ....... Bruce Loftin . . Bob Gantt Harry J. Webb James Kelly .. Fayetteville Pine Bluff Helena No. Little Rock State of Arkansas: 8 Bank Department THE REGIONAL ADMINISTRATOR OF NATIONAL BANKS E igh th N a tion a l B an k R e g io n , 165 M adison A ven u e, Suite 800 M em phis, T en n e sse e 38103 Regional A d m in istra tor...........................-............................... John W. Shaffer Telephone Number 521-3376 Area Code 901 FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI DISTRICT NO. 8 Telephone Number 444-8444 P r e s id e n t...................................................... First V ice P residen t................................... Senior V ice P r e s id e n t............................... Senior V ice President & Controller . . . . Senior V ice President, General Counsel & S ecreta ry.............................................. Senior V ice P r e s id e n t............................... Senior V ice P r e s id e n t............................... E conom ic A d v i s o r .................................... V ice P re s id e n t............................................ V ice P re s id e n t............................................ V ice P re s id e n t............................................ V ice P re s id e n t............................................ V ice P r e s id e n t............................................ General A u ditor.......................................... V ice P r e s id e n t............................................ V ice P r e s id e n t............................................ Area Code 314 Lawrence K. Roos V acan cy A. B. B albach Donald W. M oriarty, Jr. F. Garland Russell, Jr. Charles E. Silva H arold E. U th off Leon all C. Andersen Ruth A. Bryant Eugene F. O rf Joseph P. G arbarini James R. Kennedy John F. Otting Bernhardt J. Sartorius Delmer D. Weisz Charles D. Zettler LITTLE ROCK BRANCH FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI Telephone Number 372-5451 V ice President Assistant V ice Assistant V ice Assistant V ice Area Code 501 and M a n a g e r .......................................... John F. Breen President & Assistant M a n a g e r ........M ichael T. M oriarty P re s id e n t..................................................Thom as R. C allaw ay P re s id e n t..................................................David T. Rennie 9 Sixty-Third Report FEDERAL DEPOSIT INSURANCE CORPORATION MEMPHIS REGION One Commerce Square, Suite 1800 Memphis, Tennessee 38103 Telephone Number 521-3872 Area Code 901 Regional D ire c to r......................................................................R oy E. Jackson Assistant Regional D irector.............................................. Louis A. Hurst, Jr. Assistant Regional D irector................................................... James L. Sexton EXAMINERS FOR ARKANSAS Rickey M. B ru n n er...............................................................................Russellville Robert E. C on atser...............................................................................Russellville Karl F. K a u ffm a n .................................................................................Russellville James J. Peacock, J r............................................................................Russellville Robert C. B arber................................................................................... Jonesboro John W. C h r is tia n ............................................................................... Jonesboro Jack P. Court, Jr....................................................................................Jonesboro Joel E. P e t ty ...........................................................................................Jonesboro Fred H. Caudle ..................................................................................... Pine B luff Billy W. C a rroll..................................................................................... Pine B luff James A. C o lv in ................................................................................... Pine B luff Frankie L. Pratt ................................................................................... Pine B luff Russell C. L iv in g s to n ............................................................................. Memphis David L. B ow en .........................................................................................Memphis Dale C. Bregenzer..................................................................................... Memphis Jerry W. C o x .............................................................................................. Memphis Baggott H. F r ie r .......................................................................................Memphis Arthur B. M o n ro e ..................................................................................... Memphis 10 State of Arkansas: Bank Department STATE BANK DEPARTMENT STATE OF ARKANSAS ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN ARKANSAS AS OF JUNE 30, 1977 (With C om p a ra tive Statem ent as o f Ju n e 30, 1976, re p o rte d in m illion s & n e a re st thousand) C O M M E R C IA L B A N K S O N LY June 30, 1977 June 30, 1976 188 Banks 183 Banks Mil. Thou. Mil. Thou. Increase (Decrease) Mil. Thou, ASSETS Cash and Balances with other b a n k s ....................... $ 308 406 $ 290 530 U.S. Treasury Securities............. 264 651 261 Obligations o f other U.S. Government agencies and corp ora tion s....................... 253 054 Obligations o f States and political su bd ivision s............... 547 Other securities (including corporate s to ck s )....................... 25 17 876 206 3 445 264 972 ( 11 961 524 298 23 663 842 22 853 2 989 423 Trading account securities ....... $ 100 918) 323 Excess funds sold and securities purchased under agreement to resell . . . . 93 059 90 355 2 704 Loans and discounts (Net) ........ 2,000 291 1,599 794 400 497 Bank premises, furniture and fixtures, and other assets representing bank premises .. 55 716 47 619 Real estate owned other than bank premises . . . . 4 883 2 383 2 500 A ll other a s s e t s ............................ 42 709 34 795 7 914 TO TA L A S S E T S ........................... $3,596 995 $3,138 905 $458 090 8 097 Sixty-Third Report 11 June 30,1977 188 Banks Mil. Thou. June 30, 1976 Increase 183 Banks (Decrease) Mil. Thou. Mil. Thou. Demand deposits, individs., partnerships, and corps......... . $ 974 605 $ 909 351 $ 65 254 Time deposits, individuals, partnerships, and corps......... . 1,890 090 1,596 612 293 478 Deposits o f U.S. G overn m en t.. 8 851 8 095 Deposits o f States and political subdivision s............. 314 565 281 907 Deposits o f b a n k s ....................... 15 925 16 279 Certified and officers’ checks, etc.................................. 18 900 16 821 2 3,222 936 2,829 065 393 LIABILITIES TO TA L D E P O S IT S ................... . 756 32 658 354) ( 079 871 Total D e m a n d ..................... . [1,124 440] [1,043 233] [ 81 207] Total T im e ............................. . [2,098 496] [1,785 832] [312 664] 453 12 Excess funds purchased and securities sold under agreement to repurchase . . . . 39 Other liabilities for borrowed m o n e y ..................... 315 26 134 552 686 862 25 337 22 972 2 365 3,288 274 2,879 042 409 232 Capital stock ................................ 62 099 52 692 9 407 S u rp lu s.......................................... 102 726 89 742 12 984 Undivided p r o f it s ....................... 119 414 99 121 20 293 Capital reserves............................ 6 244 5 903 TO TA L E QU ITY C A P IT A L ... 290 483 247 458 43 025 18 238 12 405 5 833 $3,596 995 $3,138 905 $458 090 A ll other lia b ilities..................... TO TA L L IA B IL IT IE S ............. . EQUITY CAPITAL Subordinated notes and debentures ............................ TO TA L LIABILITIES AND EQU ITY C A P IT A L .................... . 341 COMPARATIVE STATEMENT SHOWING THE CONDITION OF STATE BANKS AND OTHER FINANCIAL INSTITUTIONS FOR PAST THIRTY-FIVE YEARS Date 30, 30, 30, 29, it ), 50, 30, 30, 30, 30, 30, it), iO , iO , ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... ....... 161 161 163 169 170 174 174 176 177 178 177 178 179 182 183 183 182 182 181 182 184 184 181 181 183 183 184 186 190 189 189 189 190 189 193 Loans and Discounts Borrowed Money Cash U.S. Gov’t. Bonds Capital Structure Total Resources 190,153,500 226,832,800 302,720,500 355,193,200 346,132,500 340,469,900 344,900,700 354,288,100 358,571,300 383,178,600 398,584,300 411,324,600 430,059,100 460,899,300 470,719,000 503,671,700 543,739,400 570,442,400 612,166,700 678,287,800 768,113,400 807,558,600 873,276,600 989,004,700 1,061,757,391 1,131,416,659 1,241,796,969 1,359,632,702 1,597,107,432 1,878,549,252 1,945,756,869 2,297,681,593 2,539,093,884 2,840,548,000 3,238,833,000 30,497,300 42,121,000 50,282,600 49,928,600 70,403,400 82,157,200 101,075,200 94,148,700 108,035,400 120,769,700 125,554,200 159,028,000 158,246,800 190,365,300 187,089,200 202,943,500 229,693,600 253,908,500 280,359,500 323,914,100 385,157,700 435,202,600 491,193,100 541,711,900 599,813,633 626,212,026 707,282,836 771,945,349 910,097,287 1,097,787,057 1,122,127,159 1,427,913,448 1,554,933,410 1,612,543,000 2,009,127,000 83,700 81,700 106,700 131,700 116,700 221,700 118,200 148,200 133,200 58,200 298,200 58,200 58,200 0 0 336,600 1,070,000 1,138,000 570,400 202,000 403,000 1,866,000 1,971,000 2,811,300 2,601,164 2,986,361 4,058,556 2,435,175 3,091,806 9,297,755 5,435,878 5,047,875 6,597,326 6,286,000 1,253,000 88,424,600 87,156,400 115,746,100 114,416,400 102,647,800 96,311,500 96,605,800 102,081,300 102,013,000 114,420,700 117,406,400 116,317,200 117,844,400 119,609,800 119,094,300 133,569,800 132,739,000 136,153,900 148,249,200 159,242,700 166,824,300 170,143,300 175,010,500 185,569,700 183,227,183 190,538,005 210,576,609 216,576,856 248,076,462 274,745,091 228,636,623 246,032,983 297,705,625 293,079,000 311,856,000 71,252,800 97,906,100 137,559,700 187,100,000 170,818,800 160,340,700 148,075,000 158,652,300 148,390,100 144,775,800 152,351,100 135,033,400 148,234,300 140,958,000 150,285,000 148,166,500 155,785,000 155,449,300 155,723,600 160,497,100 169,592,900 155,870,900 159,366,100 186,800,200 189,139,644 206,198,703 194,248,984 196,913,431 216,399,847 210,128,150 198,777,648 198,508,207 195,778,357 261,406,000 264,651,000 13,904,500 15,076,800 16,624,500 18,908,900 21,414,700 23,769,900 26,381,700 29,064,500 31,611,000 34,416,400 37,166,600 40,797,700 42,559,300 46,686,200 50,275,400 54,163,400 57,409,200 62,805,700 67,604,600 73,092,400 78,504,900 85,282,000 91,300,600 93,953,700 105,525,167 109,561,715 124,896,757 136,660,445 153,776,789 171,803,107 174,062,867 203,390,026 229,170,894 262,085,000 292,632,000 204,492,600 242,132,900 319,689,500 374,451,600 367,934,700 364,722,300 371,711,900 383,815,000 390,770,400 417,987,700 436,430,100 452,551,900 473,034,400 508,372,900 522,434,100 559,229,900 603,550,700 635,861,400 682,081,000 753,781,000 850,420,100 899,327,800 971,899,600 1,092,481,100 1,178,017,804 1,252,920,292 1,396,120,381 1,537,588,150 1,807,803,479 2,159,026,663 2,187,100,047 2,582,751,671 2,878,595,314 3,158,963,000 3,615,433,000 Bank Department 29, 30, 50, 50, 50, 50, 29, 50, 50, 50, 50, 50, 50, 50, 50, 50, 50, 50, 50, 50, 50, 1943 ....... 1944 ....... 1945 ....... 1946 ....... 1947 ....... 1948 ....... 1949 ....... 1950 ....... 1 951 ....... 1952........ 1953 ....... 1954 ....... 1955 ....... 1956 ....... 1957 ....... 1958 ....... 1959 ....... 1960 ....... 1961 ....... 1962 ....... 1963 ....... 1964 ....... 1965 ....... 1966 ....... 1967 ....... 1968 ....... 1969 ....... 1970 ....... 1971....... 1972 ....... 1973 ....... 1974 ....... 1975 ....... 1976 ....... 1977 ....... Deposits State of Arkansas: June June June June June June June June June June June June June June June June June June June June June June June June June June June June June June June June June June June Number 13 Sixty-Third Report B A N K IN G F A C IL IT IE S B Y C O U N TIE S IN C L U D IN G STATE A N D N A T IO N A L B A N K S A N D B A N K IN G F A C IL IT IE S L O C A T E D O U T SID E OF CITIES County A rkan sas.......................................... A shley............................................... B axter............................................... Benton ............................................. Boone ............................................... Bradley............................................. C alh ou n ............................................ Carroll............................................... C h ico t............................................... C la rk ................................................. C la y ................................................... Cleburne............................................ Cleveland.......................................... C olum bia.......................................... Conway ............................................ C raigh ead........................................ C raw ford .......................................... Crittenden........................................ C ross................................................. D a lla s............................................... D e s h a ............................................... D r e w ................................................. Faulkner............................................ Franklin............................................ F ulton ............................................... G a rla n d ............................................ G rant................................................. Greene............................................... Hempstead ...................................... Hot Spring........................................ Howard............................................. Independence................................... I z a r d ................................................. Jackson ............................................ Jefferson .......................................... J o h n s o n ............................................ L afayette.......................................... Lawrence.......................................... L e e ..................................................... L in coln ............................................. Little R iv e r ...................................... L o g a n ............................................... L o n o k e ............................................. M ad ison ............................................ Marion ............................................. M iller................................................. Mississippi ...................................... M on roe............................................. M ontgom ery.................................... N evad a............................................. N ew ton............................................. Ouachita .......................................... State Banks 3 6 1 7 1 1 1 1 5 5 3 3 2 3 2 6 4 3 3 2 3 3 1 2 2 1 1 1 1 1 2 2 3 2 1 3 2 1 2 1 2 5 1 2 5 3 1 1 1 3 National Banks 2 1 1 2 1 1 Banking Facilities (Outside of Cities) 1 4 2 5 3 2 2 1 2 2 1 1 2 2 6 2 2 1 2 1 1 1 1 2 1 5 2 2 2 1 2 1 1 1 1 2 4 1 1 2 1 1 1 1 2 2 1 1 2 2 4 4 1 5 1 1 1 3 2 1 1 1 4 1 1 2 State of Arkansas: 14 Bank Department B A N K IN G F A C IL IT IE S B Y C O U N TIE S IN C L U D IN G STATE A N D N A T IO N A L B A N K S A N D B A N K IN G F A C IL IT IE S L O C A T E D O U TSID E O F CITIES County P e rry ................................................. Phillips............................................. P ik e ................................................... Poinsett ............................................ P o lk ................................................... P ope................................................... Prairie............................................... P u lask i............................................. R andolph.......................................... St. Francis........................................ S a lin e ............................................... Scott................................................... S earcy............................................... Sebastian.......................................... Sevier ............................................... Sharp................................................. S ton e................................................. U n io n ............................................... Van Buren........................................ Washington...................................... W hite................................................. W ood ru ff.......................................... Y ell..................................................... State Banks 1 3 4 6 1 3 2 4 3 2 2 1 2 4 3 3 1 4 1 5 6 2 4 *188 National Banks Banking Facilities (Outside o f Cities) 2 1 1 1 1 2 2 1 7 2 3 1 1 2 3 1 71 1 1 4 3 2 2 2 3 3 1 1 116 *Does not include State-chartered institutions not engaged in commercial banking. 15 Sixty-Third Report STATE BANKS OPERATING FACILITIES AWAY FROM MAIN OFFICES (WITHIN CITY FACILITIES NOT INCLUDED) Name of Bank Location Location of Facility Mountainburg Caddo Valley Bradford Bauxite Bryant Bryant Shannon Hills Bella Vista Bella Vista Cave Springs Gosnell Magazine CaulksvilleRatcliff . Cabot Ward . Calico Rock Mt. Pleasant . Camden East Camden . Camden Chidester . Carlisle Humnoke . Charleston Altus . Clinton Fairfield Bay . Clinton Shirley Greenbrier . Conway Mayflower . Conway . Conway Vilonia . Corning Knobel . Corning The Corning Sucess . Crossett No. Crossett First State i . Dover Hector . Earle Crawfordsville . El Dorado Huttig . Forrest City Cotton Plant . Forrest City DeValls Bluff . Gould Grady . Greenwood Bonanza . Greenwood Hackett . Greenwood Hartford . Gurdon Okolona . Harrison Alpena . Harrison Lead Hill . Heber Springs Greers Ferry . Horseshoe Franklin Bend . Hot Springs Hot Springs Village . Imboden Strawberry . Jasper Western Grove . Jonesboro Bay . Jonesboro Cash . Jonesboro Lake City First Bank and Trust of Jonesboro . Jonesboro Bono . Jonesboro Bay . Jonesboro Bono . McGehee Arkansas City . McGehee Watson . Alma . Arkadelphia . Bald Knob . Benton . Benton . Benton . Benton . Bentonville . Benton ville . Benton ville . Blytheville . Booneville . Booneville County Crawford Clark White Saline Saline Saline Saline Benton Benton Benton Mississippi Logan Logan Lonoke Izard Ouachita Ouachita Lonoke Franklin Van Buren Van Buren Faulkner Faulkner Faulkner Clay Clay Ashley Pope Crittenden Union Woodruff Prairie Lincoln Sebastian Sebastian Sebastian Clark Boone Boone Clebeme Izard Garland Lawrence Newton Craighead Craighead Craighead Craighead Craighead Craighead Desha Desha 16 State of Arkansas: Bank Department STATE BANKS OPERATING FACILITIES AWAY FROM MAIN OFFICES (WITHIN CITY FACILITIES NOT INCLUDED) Name of Bank Location The Union Bank of M e n a ............. .. Mena Union Bank & Trust Company .. . .. Monticello The First State Bank...................... .. Morrilton Morrilton Security B a n k ............... .. Morrilton Pike County B a n k .......................... .. Murfreesboro Bank of O zark ................................. .. Ozark Security Bank ................................. .. Paragould First State B a n k ............................. .. Plainview The Lawrence County B ank......... .. Portia The Lawrence County B ank......... .. Portia Portland B a n k ................................. .. Portland Farmers and Merchants B a n k ... . . . Prairie Grove Bank of P rescott............................. .. Prescott Farmers & Merchants B ank......... .. Reyno Peoples Bank & 1’rust Co............... .. Russellville First Security B a n k ........................ .. Searcy First Security B a n k ........................ .. Searcy Smackover State B a n k .................. .. Smackover First State B a n k ............................. .. Springdale Bank of Tuckerm an........................ .. Tuckerman Bank of Tuckerman........................ .. Tuckerman Citizens Bank & Trust Company . .. Van Buren The Peoples B ank........................... .. Waldo Warren Bank & Trust C om pany. . .. Warren Bank of W ein er............................... .. Weiner Bank of W ilso n ............................... . . Wilson Cross County B a n k ........................ .. Wynne Bank of Y ellville............................. .. Yellville Location of Facility County Wickes Wilmar Plumerville Plumerville Mineral Spgs. Altus Marmaduke Ola Lynn Smith ville Montrose Farmington Emmet (CBCT) Maynard Potts ville McRae Pangburn Norphlet Tontitown Swifton Grubbs Mountainburg McNeil Hermitage Fisher Reiser Hickory Ridge Bull Shoals Polk Drew Conway Conway Howard Franklin Greene Yell Lawrence Lawrence Ashley Washington Nevada Randolph Pope White White Union Washington Jackson Jackson Crawford Columbia Bradley Poinsett Mississippi Cross Marion 17 Sixty-Third Report NATIONAL BANKS IN ARKANSAS Name Location County First National B ank..................................... The First National B ank............................. First National Bank of Sharp C ounty...... First National B ank..................................... The First National B ank............................. The First National B ank............................. First National B ank..................................... First National B ank..................................... The Farmers National Bank....................... The First National B ank............................. First National B ank..................................... The First National B ank............................. The First National B ank............................. The First National B ank............................. National Bank of Commerce....................... The First National B ank............................. Northwest National B ank........................... The First National B ank............................. First National Bank of Eastern Arkansas The City National B an k.............................. The First National B ank............................. The Merchants National Bank................... The First National B ank............................. The First National B ank............................. The First National B ank............................. First National Bank of Phillips County .... Helena National B ank................................. The Citizens National B an k....................... The First National B ank............................. First National B ank..................................... Grand National B a n k .................................. The Planters National Bank....................... The First National B ank............................. Citizens National B ank ............................... The First National B ank............................. The Commercial National B ank ................ The First National B ank............................. Metropolitan National Bank....................... Union National Bank................................... Worthen Bank & Trust Co., N.A................. First National B ank..................................... The Malvern National Bank....................... First NatiQnal B ank..................................... The First National B ank............................. First National B ank..................................... First National Bank & Trust Co................. The First National B ank............................. The First National B ank....... ...................... First American National Bank................... First National B ank..................................... First National B ank..................................... The First National B ank............................. National Bank of Commerce....................... Pine Bluff National Bank............................ Simmons First National B a n k ................... First National B ank..................................... First National B an k..................................... First National B ank..................................... First National B ank..................................... The First National B ank............................. First National B ank..................................... Commercial National B a n k ........................ Altheimer Ashdown Ash Flat Batesville Berryville Blytheville Brinkley Camden Clarksville Conway Crossett DeQueen DeWitt El Dorado El Dorado Fayetteville Fayetteville Fordyce Forrest City Fort Smith Fort Smith Fort Smith Green Forest Gurdon Harrison Helena Helena Hope Hope Hot Springs Hot Springs Hughes Huntsville Jacksonville Lewisville Little Rock Little Rock Little Rock Little Rock Little Rock Magnolia Malvern Marianna McGehee Mena Mountain Home Nashville Newport No. Little Rock Osceola Paragould Paris Pine Bluff Pine Bluff Pine Bluff Rogers Russellville Searcy Siloam Springs Springdale Stuttgart Texarkana Jefferson Little River Sharp Independence Carroll Mississippi Monroe Ouachita Johnson Faulkner Ashley Sevier Arkansas Union Union Washington Washington Dallas St. Francis Sebastian Sebastian Sebastian Carroll Clark Boone Phillips Phillips Hempstead Hempstead Garland Garland St. Francis Madison Pulaski Lafayette Pulaski Pulaski Pulaski Pulaski Pulaski Columbia Hot Spring Lee Desha Polk Baxter Howard Jackson Pulaski Mississippi Greene Logan Jefferson Jefferson Jefferson Benton Pope White Benton Washington Arkansas Miller State of Arkansas: 18 Bank Department NATIONAL BANKS IN ARKANSAS Name Location The State First National Bank......................... Texarkana First National Bank o f Poinsett County......... Trumann Jackson County National Bank....................... Tuckerman Citizens National B a n k ..................................... Walnut Ridge The First National Bank of Lawrence County................................................................Walnut Ridge First National B ank........................................... Warren Fidelity National B ank...................................... West Memphis First National B ank........................................... West Memphis The First National B ank................................... Wynne County Miller Poinsett Jackson Lawrence Lawrence Bradley Crittenden Crittenden Cross 19 Sixty-Third Report NATIONAL BANKS OPERATING FACILITIES AWAY FROM MAIN OFFICES (WITHIN CITY FACILITIES NOT INCLUDED) Name o f Bank The First National Bank of Sharp C ou n ty ........................ First National B a n k .................... The Farmers National Bank The First National B a n k ............. The First National B a n k ............. First National B a n k .................... First National B a n k .................... The First National B a n k ............. First National Bank of Eastern Arkansas...................... The First National B a n k ............. First National B a n k .................... The First National B a n k ............. First National B a n k .................... First National B a n k .................... First National B a n k .................... First National Bank & Trust Co. First National Bank & Trust Co. The First National B a n k ............. The First National B a n k ............. First National B a n k .................... First National B a n k .................... The First National B a n k ............. National Bank of Commerce Pine Bluff National B a n k ........... Simmons First National Bank .. Simmons First National Bank .. First National B a n k .................... First National B a n k .................... First National B a n k .................... Commercial National B a n k ....... The State First National Bank .. Jackson County National Bank . Citizens National B a n k .............. The First National Bank of Lawrence C ou n ty ...................... First National B a n k .................... Fidelity National Bank .............. Location Location of Facility County . Ash Flat . Batesville . Clarksville . Conway . Conway . Crossett . Crossett . Fayetteville Cherokee Vil. Hardy Coal Hill Mayflower Vilonia Fountain Hill No. Crossett West Fork Sharp Sharp Johnson Faulkner Faulkner Ashley Ashley Washington . Forrest City . Harrison . Hot Springs . Huntsville . Magnolia . Marianna . Mena . Mtn. Home . Mtn. Home . Nashville . Newport . Osceola . Osceola . Paris Palestine Diamond City Mtn. Pine Hindsville Taylor Moro Cove Gassville Lakeview Mineral Spgs. Grubbs Joiner Luxora CaulksvilleRatcliff . Pine Bluff Redfield . Pine Bluff Whitehall . Pine Bluff Sherrill . Pine Bluff Whitehall Lowell . Rogers . Siloam Spgs. Gentry . Stuttgart Humphrey . Texarkana Fouke Foreman . Texarkana . Tuckerman Diaz . Walnut Ridge Hoxie St. Francis Boone Garland Madison Columbia Lee Polk Baxter Baxter Howard Jackson Mississippi Mississippi Logan Jefferson Jefferson Jefferson Jefferson Benton Benton Arkansas Miller Little River Jackson Lawrence . Walnut Ridge Black Rock . Warren Hermitage . W. Memphis Turrell Lawrence Bradley Crittenden State of Arkansas: 20 Bank Department MEMBERS OF FEDERAL RESERVE SYSTEM Capital and Surplus Mil. Thou. Date of Admission Name of Bank & Location April 15, 1953 The Citizens B a n k ............................................... Batesville $1 300 August 23, 1918 Farmers Bank & Trust C om pany..................... Blytheville 2 500 January 7, 1944 Mcllroy Bank......................................................... Fayetteville 3 500 September 25, 1942 Arkansas Bank & Trust C om pany................... Hot Springs 4 050 July 26, 1945 Peoples Bank & Loan C om pany...................... Lewisville 550 August 23, 1923 Peoples Bank & Trust C om pany....................... Russellville 1 800 COMMERCIAL B A N K -N O T MEMBER OF FEDERAL DEPOSIT INSURANCE CORPORATION Name Location Bank o f Sidney.......................................................................... Sidney TRUST COMPANIES AND OTHER INSTITUTIONS NOT ENGAGED IN COMMERCIAL BANKING, NOT MEMBERS OF FEDERAL DEPOSIT INSURANCE CORPORATION TRUST COMPANIES Name Location Guaranty Loan & Trust Company........................................Helena Metropolitan Trust C om pany............................ North Little Rock INDUSTRIAL LOAN INSTITUTIONS, ACT III Name Location Southern Credit Corporation................................................Malvern Hallmark Loan & Invest. Corp.......................... North Little Rock National Credit Corporation............................................ Pine Bluff Sixty-Third Report 21 AMENDMENTS ALTERING CAPITAL STRUCTURE July 1, 1976 to June 30, 1977 1. Union State Bank, Junction City, increased capital stock from $200,000 to $300,000 by sale of new stock. 2. Cross County Bank, Wynne, increased capital stock from $250,000 to $500,000 by transferring funds from the Certified Surplus Account. 3. Bank of Glenwood, Glenwood, increased capital stock from $50,000 to $100,000 by transferring funds from the Undivided Profits Account. 4. Bank of Ozark, Ozark, increased capital stock from $300,000 to $375,000 by sale of new stock. 5. Merchants & Farmers Bank, West Helena, increased capital stock from $275,000 to $500,000 by transferring funds from the Undivided Profits Account. 6. Citizens Bank, Beebe, increased capital stock from $100,000 to $200,000 by transferring funds from the Surplus Account. 7. The Bank of Yellville, Yellville, increased capital stock from $175,000 to $235,000 by a 10 to 1 stock split and by sale of new stock. 8. Bank of Bearden, Bearden, increased capital stock from $25,000 to $50,000 by a transfer of funds from the Undivided Profits Account. 9. Bank of Bearden, Bearden, increased capital stock from $50,000 to $100,000 by a transfer of funds from the Surplus Account. 10. Mcllroy Bank & Trust, Fayetteville, increased capital stock from $590,450 to $2,600,000 by a transfer of funds from the Surplus Account. 11. First State Bank and Trust Company, Conway, increased capital stock from $600,000 to $1,000,000 by a transfer o f funds from the Undivided Profits Account. 12. Clark County Bank, Gurdon, increased capital stock from $700,000 to $800,000 by a stock dividend payable out o f the Undivided Profits Account. 13. Decatur State Bank, Decatur, increased capital stock from $175,000 to $350,000 by a transfer of funds from the Undivided Profits Account. 14. Farmers & Merchants Bank, Reyno, increased capital stock from $75,000 to $300,000 by a stock dividend payable out of the Undivided Profits Account. 15. Peoples Bank and Trust Company, Mountain Home, increased capital stock from $1,100,000 to $1,200,000 by a transfer of funds from the Undivided Profits A c count. 16. Morrilton Security Bank, Morrilton, increased capital stock from $225,000 to $450,000 by a transfer of funds from the Undivided Profits Account. 17. Arkansas Valley Bank, Dardanelle, increased capital stock from $150,000 to $300,000 by a transfer of funds from the Undivided Profits Account. 18. American State Bank, Charleston, increased capital stock from $100,000 to $300,000 by a transfer of funds from the Undivided Profits Account. 19. First Jacksonville Bank, Jacksonville, increased capital stock from $1,000,000 to $2,000,000 by a stock dividend payable out of the Undivided Profits Account. 20. Dermott State Bank, Dermott, increased capital stock from $300,000 to $450,000 by a stock dividend payable out of the Surplus Account. 22 State of Arkansas: Bank Department AMENDMENTS ALTERING CAPITAL STRUCTURE (Cont’d) 21. The Planters Bank, Osceola, increased capital stock from $300,000 to $500,000 by a stock dividend payable out o f the Undivided Profits Account. 22. Bank of Dover, Dover, increased capital stock from $100,000 to $200,000 by a transfer of funds from the Undivided Profits Account. 23. The Security Bank, Harrison, increased capital stock from $450,000 to $1,800,000 by a transfer of funds from the Certified Surplus Account and the Undivided Profits Account. 24. First State Bank, Springdale, increased capital stock from $600,000 to $660,000 by a transfer o f funds from the Undivided Profits Account. 25. Farmers & Merchants Bank, Des Arc, increased capital stock from $300,000 to $330,000 by a transfer from the Undivided Profits Account. 26. Arkansas State Bank, Siloam Springs, increased capital stock from $240,000 to $480,000 by a stock dividend payable out o f the Undivided Profits Account. 27. Bank of Waldron, Waldron, increased capital stock from $300,000 to $600,000 by a stock divident payable out o f the Undivided Profits Account. 28. Mercantile Bank, Jonesboro, increased capital stock from $820,000 to $1,000,000 by a stock dividend payable out of the Undivided Profits Account. 29. Citizens Bank & Trust, Carlisle, increased capital stock from $243,750 to $487,500 by a stock dividend payable out of the Undivided Profits Account. 30. Citizens Bank and Trust Company, Flippin, increased capital $274,230 to $365,850 by the sale o f new stock. 31. Earle State Bank, Earle, increased capital stock from $300,000 to $400,000 by a transfer of funds from the Undivided Profits Account. 32. Bank of Parkdale, Parkdale, increased capital stock from $30,000 to $40,000 by the sale of new stock. 33. Logan County Bank, Scranton, increased capital stock from $50,000 to $100,000 by a transfer of funds from the Undivided Profits Account. 34. The Peoples Bank, Waldo, increased capital stock from $62,500 to $250,000 by a transfer of funds from the Undivided Profits Account. 35. Bank of Elkins, Elkins, increased capital stock from $50,000 to $312,500 by a transfer o f funds from the Undivided Profits Account. 36. First State Bank, Plain view, increased capital stock from $100,000 to $200,000 by a transfer o f funds from the Undivided Profits Account. Sixty-Third Report 23 AMENDMENTS CHANGING NUMBER OF DIRECTORS July 1, 1976 to June 30, 1977 1. Metropolitan Trust Company, North Little Rock, from 5; to 5 to 12. 2. Citizens Bank, Beebe, from 7; to 3 to 15. 3. Mcllroy Bank & Trust, Fayetteville, from 7 to 15; to 18. 4. Farmers & Merchants Bank, Reyno, from 3 to 7; to 5 to 11. 5. The First Bank, Griffithville, from 4 or more; to 3 to 8. 6. Bank of Gravett, Gravette, from 3 to 7; to 3 to 11. 7. Farmers and Merchants Bank, Marianna, from 7 to 12; to 6 to 11. 8. Peoples Bank and Loan Company, Lewisville, from 5 to 8; to 5 to 10. 9. Citizens Bank, Booneville, from 3 to 7; to 3 to 10. 10. Monette State Bank, Monette, from 3 to 7; to 3 to 10. AMENDMENT CHANGING PAR VALUE OF SHARES July 1, 1976 to June 30, 1977 1. Farmers and Merchants Bank, Rogers, reduced par value o f its shares from $50.00 to $10.00. AMENDMENT CHANGING CORPORATE NAME OF BANK July 1, 1976 to June 30, 1977 1. Citizens Bank, Flippin, changed its corporate name to “ Citizens Bank and Trust Company” AMENDMENTS ADOPTING TRUST POWERS July 1, 1976 to June 30, 1977 1. Planters and Merchants Bank, Gillett 2. Citizens Bank and Trust Company, Flippin State of Arkansas: 24 Bank Department PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS T h e a v e ra g e p e rce n ta g e o f ca p ita l a ccou n ts (in clu din g n otes and deben tu res) to tota l re so u rce s o f th e 188 A rk a n sa s State B an k s as o f June 3 0 ,1 9 7 7 is 8.6% . T h e fo llo w in g com m ercia l ba n k s equ al o r ex ce e d th is p ercen ta g e. Name Commercial Bank at A lm a................. Bank of Am ity..................................... The Bank of Augusta......................... First Security Bank & Trust Company Citizens Bank....................................... The Union Bank of Benton.................. Bank of Bentonville............................. Farmers Bank & Trust Company........ State Bank of Calico Rock ................. American State B an k ........................... Arkansas State B a n k ......................... Bank of Dardanelle............................. Decatur State B ank............................. First State Bank of De Queen.............. Dermott State Bank............................. Farmers & Merchants Bank............... DeWitt Bank & Trust Company.......... Peoples B an k ....................................... Dumas State Bank................................ Merchants and Farmers Bank............ Earle State Bank .................................. The Delta State B ank......................... Bank of England ................................ The Citizens B an k .............................. The Eudora B ank................................ Bank of Eureka Springs...................... Bank of Evening Shade...................... Citizens Bank and Trust Company ... Planters Bank and Trust Company... Planters and Merchants Bank............ The Bank of Glenwood........................ Caddo State Bank .............................. Bank of Gravett .................................. Farmers B a n k ..................................... The First B a n k .................................... Clark County B an k ............................. Farmers B a n k ..................................... Calhoun County B an k ........................ The Bank of Harrisburg...................... The Security B ank.............................. Prairie County Bank........................... Bank of Holly G rove........................... Horatio State B a n k ............................. First Jacksonville Bank...................... Mercantile B an k.................................. Farmers and Merchants Bank............ Bank of Kensett .................................. Bank of Kingston................................ Leachville State Bank......................... Little River B a n k ................................ Leslie State B an k................................ Bank of Lockesburg............................. First State B an k.................................. Farmers Bank and Trust Company... Peoples B an k ....................................... Location Percentage A lm a ..................................... A m it y ................................... A u g u sta ............................... B arlin g................................. Beebe..................................... Benton ................................. B entonville.......................... Blytheville........................... Calico R o ck .......................... Charleston........................... Clarksville........................... Dardanelle........................... Decatur................................. De Queen............................... Dermott ............................... Des A rc................................. D ew itt................................... D ierk s................................... Dumas................................... Dumas................................... E a r le .................................... E la in e ................................... E nglan d ............................... E n gla n d ............................... Eudora ................................. Eureka S p rin g s.................. Evening Shade .................. Flippin ................................. Forrest City.......................... G ille tt................................... Glenwood............................. Glenwood............................. Gravette............................... Greenwood............................ Griffith v ille .......................... G u rd on ................................. H am burg............................. H am pton ............................. Harrisburg............................ Harrison............................... H a z e n .................................. Holly Grove.......................... H oratio................................. Ja ck son ville........................ Jonesboro............................. Judsonia............................... K ensett................................. Kingston ............................. Leachville ........................... Lepanto ............................... L eslie.................................... L ock esburg......................... Lonoke ................................. M a g n olia ............................. Mammoth S p rin g ............... 9.0 10.0 10.5 15.8 12.9 10.2 8.6 9.4 9.2 9.3 9.7 11.4 10.1 9.3 11.7 11.8 11.1 11.7 12.6 10.2 8.8 23.4 9.6 13.9 12.2 9.1 13.0 9.2 9.6 9.5 8.8 23.2 8.7 9.0 9.1 11.3 8.8 11.6 8.9 9.1 8.8 12.8 9.4 10.7 8.6 11.1 25.8 9.4 13.2 12.5 8.6 9.9 10.9 10.9 9.7 25 Sixty-Third Report PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS Merchants & Planters Bank........ Bank of Mansfield........................ Citizens Bank................................ Bank of Marvell ........................... McGehee Bank.............................. The Bank of Melbourne............... The Union Bank of M en a............ Union Bank & Trust Company... The First State Bank.................... Bank of Mountain View............... The Bank of Montgomery County Bank of Mulberry......................... Pike County B a n k ........................ Citizens State Bank...................... Bank of N ewark........................... Bank of New Edinburg................. Bank of Parkdale......................... First State B an k ........................... Bank of Pea R idge........................ Planters and Stockmen B a n k ---The Lawrence County Bank........ The Peoples Bank......................... Portland Bank.............................. Bank of Prescott........................... The Bank of R ector...................... The Bank of Rison........................ Bank of Salem.............................. Logan County B a n k .................... First Security B ank...................... First State B an k........................... Arkansas State B a n k .................. Citizens Bank................................ Bank of Tuckerman...................... Tyronza B a n k .............................. Citizens Bank & Trust Co............. Peoples Bank & Trust Company.. Bank of W aldo.............................. The Peoples Bank......................... Bank of Waldron........................... Rice Growers Bank ...................... Wilmot State Bank........................ Bank of W ilson............................. Cross County B a n k ...................... The Bank of Yellville .................. Manila ................................. M ansfield............................. Marion ................................. M arvell................................. McGehee............................... M elbourne........................... M e n a .................................... M on ticello........................... M orrilton............................. Mountain V ie w .................. Mount I d a ........................... Mulberry ............................. Murfreesboro ...................... N ashville............................. Newark................................. New E din bu rg.................... Parkdale............................... Parkin................................... Pea Ridge............................. P ocahon tas......................... Portia .................................. Portland............................... P ortland............................... Prescott................................. R e cto r.................................. R ison .................................... Salem .................................. Scranton............................... S earcy.................................. Sherwood............................. Siloam S p r in g s.................. S tron g................................... Tuckerman ......................... Tyronza ............................... Van Buren........................... Van Buren........................... W a ld o .................................. W a ld o .................................. W aldron ............................... W h ea tley............................. Wilmot ................................. W ilson.................................. W ynne.................................. Yellville ............................... 13.4 9.1 10.0 9.5 9.5 13.1 11.7 8.9 10.0 8.9 9.7 14.6 10.0 9.5 11.2 10.5 9.4 9.2 8.7 8.6 9.7 14.1 11.1 10.5 9.6 12.3 8.8 10.2 9.6 8.6 8.6 15.2 10.4 10.4 9.6 9.8 9.1 10.9 9.6 8.6 19.4 13.5 9.5 9.2 26 State of Arkansas: Bank Department STATISTICAL INFORMATION REFLECTING THE GROWTH OF ARKANSAS STATE BANKS OVER A TEN YEAR PERIOD (C om m ercial B anks on ly) 1967-19 77 June 30, 1967 Number of banks with resources of less than $1,000,000............................................................. 15 With resources of $1,000,000 to $2,000,000.............................. 22 With resources of $2,000,000 to $3,500,000.............................. 41 With With With With With With With With resources resources resources resources resources resources resources resources of $3,500,000 to $5,000,000.............................. 28 of $5,000,000 to $7,500,000.............................. 31 o f $7,500,000 to $10,000,000 ......................... 18 o f $10,000,000 to $15,000,000 ....................... 12 of $15,000,000 to $20,000,000 ...........................8 of $20,000,000 to $30,000,000 ...........................2 of $30,000,000 to $50,000,000 ...........................2 over $50,000,000 .................................................1 180 Total resources.................................. Total loa n s........................................ All U.S. Gov’t, oblig......................... State, Municipal and Other Bonds Deposits............................................. Total Capital A ccounts................... June 30, 1977 2 2 5 8 19 31 35 28 27 19 12 188 P gt cent June 30,1967 June 30, 1977 Increase (Reported in millions and nearest thousand) ....$1,172,031 $3,596,995 207% ......... 605,557 2,093,350 246% ......... 221,419 517,705 134% ......... 153,990 573,803 273% ......1,061,716 3,222,936 204% .........100,963 308,721 206% Sixty-Third Report SIXTY-THIRD REPORT showing THE CONDITION OF THE 188 ARKANSAS STATE CHARTERED BANKS ASSETS AND LIABILITIES ARE AS SHOWN BY THE CALL OF JUNE 30, 1977 Banks are listed according to an alphabetical arrangement o f cities and towns where located. Population figures and other inform ation furnished by the various banks. 28 State of Arkansas: Bank Department COMMERCIAL BANK AT ALMA, ALMA Population 2,200 Crawford County Chartered January 31, 1910 P.O. Box 369 Telephone Number 632-2257 Zip Code 72921 Number of Branches: Inside City—None; Outside City—1 P rin cip a l O ffice rs : D ire cto rs Mrs. Caruth M. A lex a n d er.........Pres. *Ralph B. Ballentine .. Exec. Vice Pres. Margaret B. A d am s.............Vice Pres. & Cashier Hilda M. K n ig h t..................Vice Pres. Lucille H a y es.............. Assist. Cashier Mrs. Caruth M. Alexander Ralph B. Ballentine V. G. Humphrey C. R. Starbird McLoud Sicard ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou . Cash & due from banks . . . . U. S. Treasury securities ... Oblig. o f other U. S. Gov’t agencies & corporations Oblig. o f States & political subdivisions...................... Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures....................... All other a sse ts.................... T O T A L .................................. 1 550 221 307 1 1 5 10 762 500 357 L ia b ilities Mil. T hou. Demand deposits................ Time deposits...................... U. S. Gov’t deposits........... Public fu n d s ........................ Total D ep osits................ All other liabilities............. Total Liabilities.............. . . 4 4 . 9 . 9 432 481 27 924 864 16 880 150 6 E quity C apital Capital stock ...................... Surplus ................................. Undivided p r o fits .............. Total Equity Capital . . . . 100 200 673 973 853 T O T A L ................................ . 10 853 29 Sixty-Third Report BANK OF AMITY, AMITY Population 614 Clark County Chartered November 30, 1905 P.O. Box 38 Telephone Number 342-5268 Zip Code 71921 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O fficers: D ire cto rs *Cleda O lds.................. Pres. & Cashier Joe F. M a x e y ....................... Vice Pres. Ernie D u n lap ....................... Vice Pres. Peggy T. A d a m s ........... Ass’t. Cashier Hazel R ichardson......... Ass’t. Cashier Joe F. Maxey Ernie Dunlap M. H. Oakley Cleda Olds Hazel Richardson *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 Assets Mil. Thou. Cash & due from banks ...,. U. S. Treasury securities .... Oblig. of other U. S. Gov’t agencies & corporations Oblig. o f States & political subdivisions...................... Excess funds s o ld .............. Loans (Net) Bank premises, furniture and fixtures...................... All other a ssets.................. T O T A L ............................... .. 1 2 418 830 1 120 3 166 650 518 7 289 21 17 012 Liabilities Mil. Thou. 15 447 442 26 372 287 27 314 Capital stock .................. Surplus ............................. Undivided p ro fits........... Capital reserves.............. Total Equity C apital.. .. . 1 100 600 958 40 698 T O T A L .............................. .. . 17 012 Demand deposits............. Time deposits.................. U. S. Gov’t deposits....... Public fu n d s .................... Total D eposits............. All other liabilities......... Total liabilities ........... ... ... 4 10 ...1 5 .. . Equity Capital 30 State of Arkansas: Bank Department CITIZENS FIRST STATE BANK, ARKADELPHIA (Formerly Citizens First National Bank, Arkadeiphia) Population 10,227 Clark County Chartered May 24, 1977 P.O. Box 218 Telephone Number 246-2411 (State) Zip Code 71923 Number o f Branches: Inside City—1 Outside City—None Principal O fficers D irectors *R. Edward Snider, Jr........... President Raymond T o le r ......... Exec. Vice Pres. Johnnie Sue Huneycutt . . . . Vice Pres. & Cashier Ross C onan t..........................Vice Pres. Jim C levenger.............. Asst. Vice Pres. & Data Proc. Manager Wilma Sparks.................Asst Vice Pres. George M itchell....... Assist. Vice Pres. Judy S lig h .................... Admin. Officer I. B. Fuller, Jr. E. J. Alexander Flave Carpenter Cecil Cupp, Jr. Jerry Francis Billy Bob Hardman C. R. Huie Ed McCorkle John M. Moore Cecil Orsburn R. Edward Snider, Jr. Raymond Toler Ralph Williams *I)esignates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 Assets Mil. Thou. 2 Cash & due from banks . . . . U. S. Treasury securities .. . I Oblig. of States & political su bdivision s...................... 2 All other securities including corporate stocks................ Loans (N et)........................... 12 Bank premises, furniture and fixtures........................ All other a sse ts.................... 018 299 610 90 463 500 396 Liabilities Mil. Thou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................. 19 376 17 284 777 17 472 550 187 737 1 150 700 584 55 489 1 17 Equity Capital Capital stock ........................ Surplus ................................... Undivided p ro fits ................ Capital reserves.................... Total Equity C a p ita l....... Subordinated notes & debentures .......................... T O T A L ................................... 5 10 T O T A L ................................... 150 19 376 Sixty-Third Report 31 ELK HORN BANK & TRUST COMPANY, ARKADELPHIA Population 10,227 Clark County Chartered September 28, 1903 P.O. Box 248 Telephone Number 246-5811 Zip Code 71923 Number of Branches: Inside City—1; Outside City—1 Principal Officers: D irectors Clift C. L ane....... Chairman of Board *David E. T y ro n e .................. President Roy N. S h op e.............Exec. Vice Pres. & Cashier Raymond N. Smith . . . . Sr. Vice Pres. Herman G. Brewer.............. Vice Pres. M. M. Barksdale Thomas B. Barksdale James Blanton Gregory L. Bourns Harold Echols James T. Gooch Clarence Hardin James W. Harrington Clift C. Lane J. Hugh Lookadoo Earl Meeks Wayne D. Pollard Roy N. Shope A. C. Stone David E. Tyrone J. B. Wingfield *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 Assets Mil. Thou. 1 Cash & due from banks . . . . U. S. Treasury securities . . . 1 Oblig. of other U. S. G ov’t agencies & corporations . . 3 Oblig. of States & political su bdivisions...................... 3 All other securities including corporate stocks................ 1 Excess funds s o ld ................ Loans (N et)........................... 12 Bank premises, furniture and fixtures........................ All other a ssets.................... T O T A L .................................. 24 433 115 490 727 100 000 578 618 481 542 Liabilities Mil. Thou. Demand deposits.................. 6 Time deposits....................... 13 U. S. Gov’t deposits............. Public fu n d s ......................... 1 Deposits of banks Total D ep osits.................. 22 All other liabilities.............. Total liabilities ................ 22 528 870 27 798 223 232 455 Equity Capital Capital stock ........................ Surplus.................................. Undivided p ro fits................ Total Equity C apital....... 2 600 600 887 087 T O T A L .................................. 24 542 32 State of Arkansas: Bank Department MERCHANTS & PLANTERS BANK & TRUST COMPANY, ARKADELPHIA Population 10,227 Clark County Chartered June 15, 1911 P.O. Box 219 Telephone Number 246-4511 Zip Code 71923 Number o f Branches: Inside City—1; Outside City—None P rin cip a l O ffice rs D ir e c to r s James C. Hobgood .. . Chmn. of Board Jett T. B lack ................ Vice Chairman of the Board *Millard E. A u d ....................... President Larry L in eback....... Senior Vice Pres. Barbara E v a n s ...................... Vice Pres. & Cashier Millard E. Aud Jett T. Black Dr. Charles G. Clark H. Grady Elms (Advisory) Ben D. Gray James C. Hobgood John M. Hobgood Toney D. McMillan Robert C. Rhodes Jane Ross Donald M. Tatman *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou . Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political su bdivisions...................... All other securities including corporate stocks................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a sse ts.................... T O T A L .................................. 1 2 548 145 900 1 457 9 347 645 206 101 16 349 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................ 4 9 1 15 15 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................ Total Equity C a p ita l....... Subordinated notes & debentures.......................... T O T A L ................................... 436 156 31 508 131 131 100 400 468 968 250 16 349 Sixty-Third Report 33 BANK OF ASHDOWN, ASHDOWN Population 3,522 Little River County Chartered October 5, 1970 P.O. Box 547 Telephone Number 898-2761 Zip Code 71822 Number of Branches: Inside City—1; Outside City—None P rin cip a l O ffice rs D ire cto rs *Bill R. Brown........................ President Robert L. D ennis...........Exec. V. Pres. & Cashier John C olem an ...................... Vice Pres. Janice P a rk h ill.................... Vice Pres. Sue D aniel.................. Asst. Vice Pres. Linda B arfield.............. Asst. Cashier Marie Findley................ Asst. Cashier James A. Gunter, Jr.-Chmn. Bill R. Brown Martha Edmonson Eunice Spigner Wesley Strange James Armstrong ^Designates Chief Executive Officer STATEM E N T AS OF JU N E 30. 1977 A ssets Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivision s...................... Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... TOTAL L ia b ilities Mil. Thou. 1 157 503 601 7 745 900 940 Mil. Thou. Demand deposits.................. 2 Time deposits........................ 6 U. S. Gov’t deposits............. Public fu n d s ......................... 2 Total D ep osits.................. 11 All other liabilities............... Total liabilities ................ 11 531 472 37 190 230 86 316 E quity C apital 293 135 12 274 Capital stock ........................ Surplus.................................. Undivided p ro fits................. Total Equity C a pita l....... TOTAL 300 375 283 958 12 274 34 State of Arkansas: Bank Department BANK OF ATKINS, ATKINS Population 2,446 Pope County Chartered September 19, 1895 P.O. Box 157 Telephone Number 641-2987 Zip Code 72823 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ir e c to r s *James C. Mitchell................... President David M. M itchell.. . . Exec. Vice Pres. M. J. H ick ey................ Vice President Dorothy W ile y .............................. Cashier James C. Mitchell David M. Mitchell M. J. Hickey E. L. Jorden Bob Boyle *Designates Chief Executive Officer STA T E M E N T A S OF JU N E 30, 1977 A ssets Mil.T hou . Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of States & political su bdivisions...................... 1 All other securities including corporate stocks................ Loans (N et)........................... 4 Bank premises, furniture and fixtures........................ All other a ssets.......................... TOTAL 7 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. Excess funds purchased . . . . All other liabilities................ Total liabilities ................ 520 862 588 45 327 1 3 1 6 6 950 280 24 317 57l 239 64 874 61 110 513 E quity C apital Capital stock ........................ Surplus......................................... Undivided p ro fits.................. Total Equity C a p ita l....... 139 639 TOTAL 513 7 125 375 Sixty-Third Report 35 THE BANK OF AUGUSTA, AUGUSTA Population 2,777 Woodruff County Chartered February 20, 1935 P.O. Box Lock Box Y Telephone Number 347-2511 Zip Code 72006 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs George L. Beard .................. President R. E. G regory........................Vice Pres. *W. T. Mills, Jr.............Exec. Vice Pres. Dorothy W illis....................... Cashier Sharon R u sh in g ........... Asst. Cashier Woody Castleberry....... Asst. Cashier W. T. Mills, Jr. George L. Beard J. Ford Smith W. P. Daniel Franklin Collier R. E. Gregory E. R. Miller John R. Eldridge *Designates Chief Executive Officer STA T E M E N T A S OF JU N E 30, 1977 A ssets Mil. T hou . Cash & due from banks ... . U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations. . Oblig. of States & political subdivision s...................... Excess funds s o ld .............. Loans (N et)......................... ,. Bank premises, furniture and fixtures...................... All other a ssets.................. T O T A L ............................... .. 2 2 193 048 4 122 3 578 200 314 5 20 4 17 479 L ia b ilities Mil. Thou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. Excess funds purchased . . . . All other liabilities.............. Total liabilities ................ 5 8 2 15 15 058 156 8 093 315 300 26 641 E quity C apital Capital stock ........................ Surplus .................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... 1 1 100 500 215 23 838 T O T A L .................................. 17 479 State of Arkansas: 36 Bank Department CITIZENS STATE BANK, BALD KNOB Population 2,510 White County Chartered January 22, 1931 P.O. Box 200 Telephone Number 724-3241 Zip Code 72010 Number of Branches: Inside City—1; Outside City—1 P rin cip a l O ffice rs D ir e c to r s *Juanita Litzelfelner............. President & Chm. o f Board Larry E. K ircher.................. Vice Pres. & Cashier David 0 . R a m ey .................. Vice Pres. Margaret Etheridge .. Asst. Vice Pres. Peggy R eed .................... Asst. Cashier Juanita Litzelfelner Larry E. Kircher David O. Ramey Wm. H. Collison, Sr. Jennings Leggett *Designates Chief Executive Officer STA T E M E N T A S OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivisions...................... Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... 2 935 160 507 2 4 920 100 335 L ia b ilities M il. T hou. Demand deposits.................. 4 Time deposits........................ 4 U. S. Gov’t deposits............. Public fu n d s .......................... 1 Total D ep osits.................. 10 Excess funds purchased . . . . All other liabilities................ Total liabilities ................. 10 60 5 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................. Capital reserves.................... Total Equity C a pita l....... TOTAL 11 022 794 145 13 085 037 50 16 103 TOTAL 100 200 396 223 919 11 022 37 Sixty-Third Report FIRST SECURITY BANK & TRUST COMPANY, BARLING Population 2,373 Sebastian County Chartered October 5, 1970 P.O. Box 339 Telephone Number 452-0330 Zip Code 72923 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs : D ire cto rs *Darrell W. G la ssco.............. President Lila Graham ......................... Vice Pres. & Cashier Bill Lockwood .............. Asst. Cashier Doyle Hopkins H. Dane Riggs Edgar Bethell Darrell Glassco Larry Flocks *Designates Chief Executive Officer STATEM E N T A S OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations Oblig. of States & political su bdivisions.................. Excess funds s o ld ............. Loans (N et)......................... .. Bank premises, furniture and fixtures.................... All other a ssets................ TOTAL 172 300 321 1 45 300 815 L ia b ilities Mil. Thou. Demand deposits............. Time deposits.................. . . . U. S. Gov’t deposits....... Public fu n d s .................... Total D ep osits............. .. . All other liabilities......... Total lia b ilities........... . . . 1 2 2 821 250 6 566 643 3 646 E quity C apital 174 17 3 144 Capital stock .................. Surplus ............................. Undivided p ro fits........... Total Equity C a pita l....... TOTAL 120 120 258 498 3 144 State of Arkansas: 38 Bank Department THE CITIZENS BANK, BATESVILLE Population 7,129 Chartered February 19, 1953 Independence County P.O. Box 2156 Telephone Number 793-3811 Zip Code 72501 Number o f Branches: Inside City—1; Outside City—None P rin cip a l O ffice rs D ir e c to r s *T. G. V in son ...................................Pres. Charles A r n o ld ........... Exec. Vice Pres. David H id y ............................ Vice Pres. & Cashier David F o r d .............................Vice Pres. Richard B la c k ....................... Vice Pres. Mary P o o le .................. Asst. Vice Pres. Diane McClure...........Asst. Vice Pres. J. C. C raig.....................Asst. Vice Pres. Greg S h a v er............................. Auditor Edna M organ.............. Asst. Cashier Maxine Stroud............... Asst. Cashier Lois Rasmussen ...........Asst. Cashier Dorothy C araw ay......... Asst. Cashier Connie Teague.............. Asst. Cashier Roger R ou sh .................. Asst. Cashier J. K. Southerland (Chm.) Charles Arnold T. G. Vinson Lackey Moody Dr. Lackey Moody Eagle Street Noel K. Sims M. F. Highsmith * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Cash & due from banks . . . . 3 1 U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations . . 1 Oblig. o f States & political subdivisions...................... 3 All other securities including corporate stocks................ Excess funds s o ld ................ 1 Loans (N et)........................... 21 Bank premises, furniture and fixtures........................ All other a ssets.................... TOTAL L ia b ilities Mil. T hou. 33 313 039 702 376 39 300 298 778 534 379 Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Deposits of b a n k s................ Total D ep osits.................. All other liabilities............... Total liabilities ................. 11 16 30 071 043 84 315 064 577 393 970 2 350 950 993 66 359 2 1 30 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits ................ Capital reserves.................... Total Equity C a p ita l....... Subordinated notes & debentures .......................... TOTAL 50 33 379 Sixty-Third Report 39 BANK OF BEARDEN, BEARDEN Population 1,268 Ouachita County Chartered June 17, 1945 P.O. Box 135 Telephone Number 687-2233 Zip Code 71720 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs John E. A n th o n y ................ President *Roger E. K n o x ......................Vice Pres. Rickey G re e n .............Asst. Vice Pres. Jay Dickey, Jr....................... Vice Pres. Harold M izell........................... Cashier Rosemary B arn er......... Asst. Cashier John E. Anthony Garland Anthony Jay Dickey, Jr. Joe F. Bamer William C. Lyon Howard G. McWhorter Eric Stuckey *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivision s.................. .. Excess funds s o ld ............. Loans (N et)....................... .. Bank premises, furniture and fixtures.................... All other a sse ts................ 554 400 1 112 1 588 750 364 5 150 2 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Deposits of b a n k s................ Total D ep osits.................. All other liabilities.............. Total liabilities ................ 3 5 9 9 E quity C apital Capital stock ........................ Surplus.................................. Undivided p ro fits................ Total Equity C apital....... T O T A L ................................ .. 9 920 040 081 45 863 200 229 10 239 T O T A L .................................. 100 500 81 681 9 920 State of Arkansas: 40 Bank Department CITIZENS BANK, BEEBE Population 3,069 White County Chartered June 21, 1917 P.O. Box T Telephone Number 882-5471 Zip Code 72012 Number of Branches: Inside City—1; Outside City—None D ire cto rs P rin cip a l O ffice rs *T. E. A bin gton ...................... President & Chmn. of Board Robert L. J o n e s ......... Exec. Vice Pres. E. H. Abington, II . . . Exec. Vice Pres. Margie J en sen ............................ Cashier T. E. Abington Robert L. Jones E. H. Abington, II Catherine Abington Frank Garrison John B. Fisher Millan C. Burrow “ Designates Chief Executive Officer ST A T E M E N T AS O F JU N E 30, 1977 Assets Mil. Thou. Cash & due from banks ..... U. S. Treasury securities . .. Oblig. of States & political subdivision s...................... Excess funds s o ld .............. Loans (N et).......................... . Bank premises, furniture and fixtures.................... All other a sse ts................ T O T A L ................................ .. 1 1 078 462 1 348 300 100 4 158 9 8 455 Liabilities Mil. Thou. 7 7 837 511 43 968 359 359 Capital stock ........................ Surplus ................................... Undivided p ro fits ................ Total Equity C a p ita l....... 1 200 300 596 096 T O T A L ................................... 8 455 Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................ 3 2 Equity Capital 41 Sixty-Third Report BENTON STATE BANK, BENTON Population 16,719 Saline County Chartered February 9, 1934 P.O. Box 9 Telephone Number 778-0431 Zip Code 72015 Number of Branches: Inside City—2; Outside City—2 P rin cip a l O ffic e r s D ire cto rs W. R. Alsobrook.. Chairman o f Board *Brooks Morris ...................... President Russell C olem an ........... Sr. Vice Pres. Cashier John F reem an.............. Sr. Vice Pres. Joe A kers...............................Vice Pres. June M a G ee......................... Vice Pres. James T rotter... Bryant Branch-Man. Arnold Moore .. Bauxite Branch-Man. W. R. Alsobrook Mrs. W. R. Alsobrook Bob Alsobrook Brooks Morris Russell Coleman A. B. Holiman, Jr. David Demuth Wyatt Crawford *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . 2 U. S. Treasury securities . . . 4 Oblig. of other U. S. Gov’t agencies & corporations .. 3 Oblig. of States & political subdivisions...................... 5 All other securities including corporate stocks................ Excess funds s o ld ................ 1 Loans (N et)........................... 27 Bank premises, furniture and fixtures............................... 1 All other a s s e ts .................... T O T A L .................................. 46 696 723 196 107 41 300 048 400 627 138 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. All other liabilities............... Total liabilities ................ 13 24 103 925 734 3 391 42 "T53 376 42 52$ Equity C apital Capital stock ........................ Surplus .................................. Undivided p ro fits................ Total Equity C a pita l....... Subordinated notes & debentures ......................... 1 3 T O T A L ................................... 46 825 825 459 109 500 138 42 State of Arkansas: Bank Department THE UNION BANK OF BENTON, BENTON Population 16,719 Saline county Chartered January 11, 1954 P.O. Box 687 Telephone Number 778-0411 Zip Code 72015 Number of Branches: Inside City—1; Outside City—2 P rin cip a l O ffice rs D ire cto rs *Joe D. Powers.............Chmn. o f Board & President Larry K in a rd ................ Sr. Vice Pres. John G. M cM ahan....... Sr. Vice Pres. Gary Sproul ....... Vice Pres. & Compt. Bill A nthony......................... Vice Pres. Bill L y n c h ......................... Vice Pres. & Manager Bryant Branch Margaret Jefferson... Asst. Vice Pres. Sandra S uggs...............Asst. Vice Pres. Ray P en n in g ton ....... Asst. Vice Pres. Van W right...................Asst. Vice Pres. Mickey T a y lo r ...........Asst. Vice Pres. Joe W hite...................... Asst. Vice Pres. Mary Patterson......... Asst. Cashier & Mngr. Shannon Hills Br. Jean S c o tt....................Asst. Cashier & Mngr. Military Br. Phillip E. Prince, Jr. .. . Asst. Cashier Warren K. Bass Ted Boswell Hugh Bragg Henry Brown Lilburn W. Carlisle J. D. Harris R. G. Kuerner I. E. McCray, Jr. A. R. Morris Joe D. Powers J. Fred Walton, Jr. Donald Miller ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks....... 2 1 U. S. Treasury securities .. . Oblig. of other U. S. Gov’t 1 agencies & corporations .. Oblig. o f States & political 4 subdivision s...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... 24 Bank premises, furniture 1 and fixtures........................ All other a ssets.................... T O T A L ................................... 36 470 145 124 387 763 400 207 379 480 355 L ia b ilities Mil. T hou . Demand deposits.................. 9 Time deposits........................ 20 U. S. Gov’t d ep osits............. 2 Public fu n d s .......................... Total D ep osits.................. 32 All other liabilities............... Total liabilities ................. 32 572 015 53 782 422 221 643 E quity C apital 2 729 729 076 128 662 1 050 T O T A L ................................... 36 355 Capital stock ........................ Surplus ................................... Undivided p ro fits ................ Capital reserves.................... Total Equity C a p ita l....... Subordinated notes & debentures.......................... 1 Sixty-Third Report 43 BANK OF BENTONVILLE, BENTONVILLE Population 6,707 Benton County Chartered February 25, 1931 P.O. Box 449 Telephone Number 273-3331 Zip Code 72712 Number of Branches: Inside City—None; Outside City—1 P rin cip a l O ffice rs D ire cto rs Sam W a lto n ....... Chairman of Board *R. E. B u ck ............................... President John W. F r y e r ...........Exec. Vice Pres. Selwyn Palmer.................. Vice Pres. & Branch Mangr. Tim Summers.. . Vice Pres. & Cashier Larry Holcomb .................... Vice Pres. Carl T. Cosand ................ Vice Pres. & Trust Officer LaDonna M erchant....................Auditor Edward F. Adair George M. Billingsley R. E. Buck Max Burger William H. Enfield Glenn Featherston John W. Fryer Clayton Little Carl Hutchens John A. Rollow Roy L. Scoggins Sam Walton Jim Walton * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. 3 Cash & due from b a n k s ___ U. S. Treasury securities .. . 2 Oblig. of other U. S. G ov’t agencies & corp................. Oblig. of States & political subdivision s...................... 8 Excess funds s o ld ................ Loans (N et)........................... 23 Bank premises, furniture and fixtures............................... All other a sse ts.................... 174 848 100 928 900 665 L ia b ilities Mil. T hou. Demand deposits........... . . . . Time deposits................... . . . U. S. Gov’t deposits....... Public fu n d s ..................... . . . Deposits of ba n k s........... Total D ep osits............ . . . . All other liabilities......... Total liabilities ............ . . . 40 884 37 823 836 635 637 120 051 328 379 2 3 980 520 005 505 40 884 2 37 E quity C apital 414 855 Capital stock .................. Surplus ............................. Undivided p ro fits............ . . . Total Equity C apital....... TOTAL 12 20 TOTAL State of Arkansas: 44 Bank Department CITIZENS BANK, BENTONVILLE Population 6,707 Benton County Chartered December 16, 1968 P.O. Box 100 Telephone Number 273-5586 Zip Code 72712 Number of Branches: Inside City—None; Outside City—2 P rin cip a l O ffice rs D ire cto rs *Lawrence R. McCarroll....... President Robert L. Sm ith...................... Vice Pres. & Cashier V. C. Rife, Jr............................ Vice Pres. Joe Arm strong........................Vice Pres. Marjorie Sherman ....... Asst. Cashier Floyd L. Rees Lawrence P. Bolte Cecil E. Shores W. D. Powell Wiley Wolfe G. J. Bonds ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou . Cash & due from banks .. U. 8 . Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivisions.................. .. Excess funds s o ld .................... Loans (N et) ..................................... Bank premises, furniture and fixtures.................... All other a ssets ......................... 779 699 2 100 2 103 400 096 11 T O T A L ................................. . 17 L ia b ilities Mil. T hou . 16 291 826 17 832 966 66 032 Capital stock ................................. Surplus ................................................ Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... 1 250 525 517 110 402 T O T A L ................................................ 17 434 Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. All other liabilities.............. Total liabilities ...................... 4 9 1 15 E quity C apital 224 33 434 Sixty-Third Report 45 BANK OF BLEVINS, BLEVINS Population 265 Hempstead county Chartered August 12, 1912 P.O. Box 158 Telephone Number 874-2541 Zip Code 71825 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs P. C. Stephens...................... President *Mike Stephens...........Exec. Vice Pres. and Cashier Nell Stephens.............Asst. Vice Pres. P. C. Stephens Harold M. Stephens ^Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou . Cash & due from banks .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations. Oblig. of States & political su bdivisions.................. Excess funds s o ld ............. Loans (N et)......................... .. Bank premises, furniture and fixtures.................... All other a ssets.................. T O T A L ............................... .. 465 985 521 1 83 100 386 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. All other liabilities.............. Total liabilities ................ 1 1 3 3 208 749 2 309 268 4 272 E quity C apital 9 5 3 554 Capital stock ........................ Surplus .................................. Undivided p ro fits................ Total Equity C apital....... T O T A L .................................. 75 100 107 282 3 554 State of Arkansas: 46 Bank Department FARMERS BANK & TRUST COMPANY, BLYTHEVILLE Population 27,500 Mississippi County Chartered March 16, 1908 P.O. Box 688 Telephone Number 763-8101 Zip Code 72315 Number of Branches: Inside City—2; Outside City—1 P rin cip a l O ffice rs D ire cto rs *R. A. Porter...........Chairman & Chief Exec. Officer Earl L. M cCarroll......................... Pres. Lee A. C r o w e ................Exec. Vice Pres. H. N. W h itis......................... Vice Pres. Alvin Huffman, III .............Vice Pres. R. G. C o x ...................................Cashier Joe C h u rch ill................ Asst. Vice Pres. Gary W a n n ......................Trust Officer Dale S. Briggs Jerry Cohen E. B. Gee, Jr. George G. Hubbard, Jr. Charles C. Langston Max Logan Earl L. McCarroll R. A. Porter Loy H. Welch •Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. Thou. 4 Cash & due from banks . . . . U. S. Treasury securities ... 10 Oblig. of other U. S. Gov’t agencies & corporations .. 9 Oblig. of States & political su bdivisions...................... 6 All other securities including corporate stocks................ Loans (N et)........................... 14 Bank premises, furniture 1 and fixtures....................... All other a ssets.................... 044 803 T O T A L .......................................... 691 46 077 030 551 627 75 484 L ia b ilities Mil. Thou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s.......................... Deposits o f b a n k s................ Total D ep osits.................. All other liabilities.............. Total liabilities ................ 13 23 42 422 030 121 158 49 780 517 297 Capital stock ........................ Surplus .................................. Undivided p ro fits................ Total Equity C a p ita l....... 1 1 1 4 000 500 894 394 T O T A L .......................................... 46 691 5 41 E quity C apital Sixty-Third Report 47 CITIZENS BANK, BOONEVILLE Population 3,239 Logan County Chartered April 18, 1910 P.O. Box 238 Telephone Number 675-2747 Zip Code 72927 Number of Branches: Inside City—1; Outside City—2 P rin cip a l O ffice rs D ire cto rs *Jeral L. H am pton................. President Bill L andru m ............... Exec. Vice Pres. Boyce Skeets..........................Vice Pres. Bill M itch ell................. Asst. Vice Pres. Joe E arp.........................Asst. Vice Pres. Lee S trickland.............. Asst. Cashier Shirley P o w e ll.............. Asst. Cashier H. L. Thomas, Sr. H. L. Thomas, Jr. John E. Olsen Ivan Wade Robert E. Remy Bill Landrum Jeral Hampton Richard Lippard A. B. Littlefield ^Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from banks .. .. U. S. Treasury securities . .. Oblig. of other U. S. Gov’t agencies & corporations Oblig. of States & political su bdivisions.................. .. Loans (N et)........................ .. Bank premises, furniture and fixtures..................... All other a ssets................ 2 1 650 6 18 T O T A L ............................... .. 31 624 673 400 746 425 518 036 L ia b ilities Mil. T hou. Demand deposits.................. 6 Time deposits........................ 18 U. S. Gov’t deposits............. 2 Public fu n d s ......................... Total D ep osits.................. 27 Excess funds purchased. . . . All other liabilities.............. Total liabilities ................ 28 829 077 65 453 424 700 275 399 E quity C apital Capital stock ........................ Surplus.................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a pita l....... 2 400 800 404 33 637 T O T A L .................................. 31 036 1 State of Arkansas: 48 Bank Department THE BANK OF BRADLEY, BRADLEY Population 706 Lafayette County Chartered April 10, 1933 P.O. Box 128 Telephone Number 894-3322 Zip Code 71826 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ir e c to r s *Lane P ierce........................... President Ann Darner............................ Cashier C. C. Adams, Jr..........Asst. Vice Pres. Lane Pierce Johnnie K. Hill Gerald E. Crabtree *I)esignates Chief Executive Officer S T A T E M E N T AS O F JU N E 30, 1977 A ssets Mil. T hou . Cash & due from banks .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. o f States & political subdivision s.................. Loans (N et)........................ .. Bank premises, furniture and fixtures.................... All other a ssets................ T O T A L ................................. . 386 617 1 307 3 821 046 L ia b ilities M il. T hou . Demand deposits.................. Time deposits........................ U. S. G ov’t d ep osits............. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................. 1 3 1 5 5 484 100 4 252 840 840 E quity C apital 66 28 6 271 Capital stock ........................ Surplus................................... Undivided p ro fits................. Total Equity C a p ita l....... T O T A L ................................... 100 175 156 431 6 271 Sixty-Third Report 49 BANK OF BRINKLEY, BRINKLEY Population 6,000 Monroe County Chartered January 17, 1903 P.O. Box 727 Telephone Number 734-3133 Zip Code 72021 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffic e r s D ire cto rs Albert L. R usher........Chmn. o f Board *Albert H. Rusher.................. President John F. C ole...............Exec. Vice Pres. Gus R ush er........................... Vice Pres. & Sec. o f Board Harold H ard w ick ___Asst. Vice Pres. Mildred D ick so n ........................ Cashier Evalyna H ile y ................ Asst. Cashier Kitty Sm ith...................... Asst.Cashier Linda Clarke ................ Asst. Cashier Albert L. Rusher Albert H. Rusher John F. Cole J. B. Sharp Gus Rusher L. C. Dial S. A. McKnight Don Fuller *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou . 1 Cash & due from b a n k s ___ U. S. Treasury securities .. . Oblig. o f other U. S. Gov’t 4 agencies & corporations .. Oblig. o f States & political 3 subdivision s...................... All other securities including corporate stocks................ Loans (N et)........................... 11 Bank premises, furniture and fixtures........................ All other a ssets.................... T O T A L ................................... 22 673 300 197 665 2 884 L ia b ilities Mil. T hou . Demand deposits.................. 5 Time deposits....................... 12 U. S. Gov’t deposits............. Public fu n d s ......................... 1 Total D ep osits.................. 20 Excess funds purchased. . . . All other liabilities.............. Total liabilities ................ 20 378 848 62 918 206 300 10 516 E quity C apital 451 33 205 Capital stock ........................ Surplus .................................. Undivided p ro fits................ Capital reserves.................... Total Equity C apital....... 1 300 800 583 6 689 T O T A L .................................. 22 205 State of Arkansas: 50 Bank Department BANK OF CABOT, CABOT Population 3,970 Lonoke County Chartered March 23, 1903 P.O. Box Drawer R Telephone Number 843-3575 Zip Code 72023 Number o f Branches: Inside City—1; Outside City—1 P rin cip a l O ffice rs D ire cto rs *James M. Park...................... President Austin R. Leeds........... Sen. Vice Pres. Joe W. Park........................... Vice Pres. & Cashier William E. W illiams............... Vice Pres. Jaunita C. M orden................. Vice Pres. & Branch Mgr. Fred C am pbell............................... A.V.P. Randy M in ton ............................... A.V.P. Francis E. R e a .........................Vice Pres. & Mgr. Savings Dept. Sue W. Park, Chairman James M. Park W. T. Barnwell Austin R. Leeds A. M. Feland III Joe W. Park Charles L. George William E. Williams Jack M. Lowman Gerald H. Shock Charles R. Templeton O. E. Spence Howell M. Thompson H. A. Whitley, Jr. Lewis T. See, Advisory Director Jeff D. Wood, Advisory Director *Designates Chief Executive Officer STA T E M E N T AS O F JU N E 30, 1977 A ssets M il. T hou . Cash & due from banks . . . . 1 1 U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political 2 subdivision s...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... 19 Bank premises, furniture and fixtures........................ All other a sse ts .................... T O T A L ................................... 27 445 500 500 506 50 400 821 384 457 063 L ia b ilities M il. T hou . Demand deposits.................. 7 Time deposits........................ 15 U. S. Gov’t deposits............. Public fu n d s .......................... 1 Total D ep osits.................. 24 All other liabilities............... Total liabilities ................. 24 843 345 72 324 584 253 837 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits ................ Total Equity C a p ita l....... Subordinated notes & debentures.......................... T O T A L ................................... 2 600 800 626 026 200 27 063 51 Sixty-Third Report STATE BANK OF CALICO ROCK, CALICO ROCK Population 1,012 Izard County Chartered May 1, 1914 P.O. Box 236 Telephone Number 297-3711 Zip Code 72519 Number o f Branches: Inside City—None; Outside City—1 P rin cip a l O ffice rs D ire cto rs *Curtis J. S locu m ....... Exec. Vice Pres. H. Davey Wyatt.................... President Paul W. S e a y ........................Vice Pres. Randy M a rsh a ll....... Asst. Vice Pres. Boyce H ic k s ................. Asst. Vice Pres. E. C. Rodm an........................... Cashier Mondalyn Caldwell . . . . Asst. Cashier Joann F a rm er...........Adm. Assistant Gaye Copp E. C. Rodman Paul W. Seay Curtis J. Slocum H. Davey Wyatt *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. Thou. Cash & due from banks .. .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations Oblig. o f States & political subdivision s.................. .. Excess funds s o ld ............. Loans (N et)........................ .. Bank premises, furniture and fixtures.................... All other a ssets................ 1 481 303 500 1 5 793 200 575 160 17 L ia b ilities Mil. Thou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. Excess funds purchased___ All other liabilities.............. Total liabilities ................ 3 4 8 9 E quity C apital Capital stock ........................ Surplus.................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a pita l....... T O T A L ............................... .. 10 029 775 202 7 595 579 500 32 111 T O T A L .................................. 250 200 445 23 ~m 10 029 52 State of Arkansas: Bank Department THE MERCHANTS & PLANTERS BANK, CAMDEN Population 16,009 Ouachita County Chartered March 4, 1931 P.O. Box 1017 Telephone Number 836-8136 Zip Code 71701 Number o f Branches: Inside City—2; Outside City—2 P rin cip a l O ffic e r s D ir e c to r s *Bill J. F o r d ........................President & Chairman of Board Robert H. T in k le....... Exec. Vice Pres. E. L. H arrison ...........Sr. Vice Pres. & Trust Officer James M. M organ................ Vice Pres. & Cashier Billy G. W rig h t.................... Vice Pres. Mrs. Lennie Betts . . . . Asst. Vice Pres. & Secretary Mrs. Martha H ankins......... Asst. Vice President Harry F. Barnes B. J. Ford E. L. Harrison Cecil R. Hitt W. R. Holleman Emmette Parham Robert H. Tinkle Ray Parham *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. 2 Cash & due from banks . . . . U. S. Treasury securities .. . 1 Oblig. o f other U. S. Gov’t agencies & corporations .. 3 Oblig. of States & political subdivision s...................... 6 All other securities including corporate stocks................ Loans (N et)........................... 17 Bank premises, furniture and fixtures........................ All other a sse ts.................... 337 008 983 106 25 941 445 569 L ia b ilities Mil. T hou . Demand deposits.................. 9 Time deposits........................ 17 U. S. Gov’t deposits............. Public fu n d s .......................... 1 Deposits o f b a n k s................. Total D ep osits.................. 29 Excess funds purchased. . . . All other liabilities............... Total liabilities ................. 30 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits ................ Capital reserves.................... Total Equity C a pita l....... T O T A L ................................... 32 414 558 776 79 914 50 377 500 239 116 2 750 750 725 73 298 T O T A L ................................... 32 414 53 Sixty-Third Report THE CARAWAY BANK, CARAWAY Population 1,025 Craighead County Chartered October 29, 1962 P.O. Box 37 Telephone Number 482-3329 Zip Code 72419 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Amos D a v id ....... Chairman of Board J. R. David, Jr....................... President Norma Emison .................... Vice Pres. & Cashier Jean Goodm an...........Asst. Vice Pres. Amos David J. R. David, Jr. Mildred David Douglas Bradley H. C. Freeze *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks .. U. S. Treasury securities . Oblig. of States & political subdivisions.. . Excess funds s o ld ............. Loans (N et)........................ .. Bank premises, furniture and fixtures.................... All other a sse ts................ 419 418 4 776 250 027 76 35 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Deposits of ba n k s................ Total D eposits.................. Total liabilities ................ 1 3 5 5 E quity C apital Capital stock ........................ Surplus .................................. Undivided p ro fits................ Total Equity C a pita l....... T O T A L ...............................,.. 6 001 355 381 1 739 27 503 503 T O T A L .................................. 150 100 m j 498 6 001 54 State of Arkansas: Bank Department CITIZENS BANK & TRUST, CARLISLE Population 2,050 Lonoke County Chartered December 22, 1930 P.O. Box 69 Telephone Number 552-7571 Zip Code 72024 Number of Branches: Inside City—None; Outside City—1 P rin cip a l O ffic e r s D ire cto rs *M. S. W oodruff.................. President & Asst. Trust Officer Ernest H. A llis o n .................Vice Pres. & Cashier Billy J. Shoup ...................... Vice Pres. & Sec. Officer Lavern C ald w ell......... Vice President Hallie H azelw ood......... Asst. Cashier Barbara F elts.................Asst. Cashier Mike Stuart......................Trust Officer F. M. Perkins, Chairman Clifford Bennett J. F. Gartman C. W. Harper Charles Hunt M. S. Woodruff M. Gaines Young, Jr. *I)esignates Chief Executive Officer ST A T E M E N T AS O F JU N E 30, 1977 A ssets Mil. T h ou . Cash & due from banks . . . . 1 U. S. Treasury securities . . . 2 Oblig. of other U. S. Gov’t agencies & corporations .. 1 Oblig. of States & political subdivision s...................... 4 All other securities including corporate stocks................. Loans (N et)........................... 11 Bank premises, furniture and fixtures........................ All other a sse ts.................... TOTAL 20 174 126 080 316 L ia b ilities Demand deposits..................... Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................... All other liabilities............... Total Liabilities.................. 60 214 358 5 333 M il. T hou . 6 392 243 17 1 077 18 729 35 18 764 11 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits.................. Total Equity C a p ita l....... TOTAL 1 488 512 569 569 20 333 Sixty-Third Report 55 BANK OF CAVE CITY, CAVE CITY Population 1,199 Sharp County Chartered July 2, 1906 P.O. Box 82 Telephone Number 283-5553 Zip Code 72521 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Eagle S tre e t...........................PresidentChairman o f Board James E. Street.................... Vice Pres. Eugene Street........................Vice Pres. Clifton Crabtree .................. Vice Pres. & Cashier James M. Street......... Exec. Vice Pres. Eagle Street Eugene Street James E. Street Clifton Crabtree *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. Thou. Cash & due from b a n k s___ U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political su bdivision s...................... All other securities including corporate stocks................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... TOTAL 566 498 901 1 958 5 15 152 9 L ia b ilities Demand deposits............. Time deposits.................. U. S. Gov’t deposits....... Public fu n d s .................... Deposits of ba n k s........... Total D ep osits............. Total lia b ilities........... Mil. Thou. ... ... 2 5 ... ... 8 8 499 707 2 310 45 563 563 E quity C apital 138 64 Capital stock .................. Surplus ............................. Undivided p ro fits........... Total Equity C apital....... 292 TOTAL 100 300 329 729 9 ” 292 State of Arkansas: 56 Bank Department AMERICAN STATE BANK, CHARLESTON Population 1,761 Franklin County Chartered June 29, 1910 P.O. Box 128 Telephone Number 965-2201 Zip Code 72933 Number of Branches: Inside City—None; Outside City—1 P rin cip a l O ffice rs D ir e c to r s *Joe S. H iatt........................... President ClydeL. H iatt.............Exec. Vice Pres. Richard H uck........................Vice Pres. Michael F. F ly n n .................. Cashier Troy Clark Clyde L. Hiatt Joe S. Hiatt Richard Huck Harold Jones John McDonald *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. o f other U. S. G ov’t agencies & corporations .. Oblig. of States & political su bdivisions...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... TOTAL L ia b ilities Mil. T hou . 1 029 104 1 200 2 519 6 138 815 768 273 284 13 130 Mil. T hou . Demand deposits............. . . . Time deposits.................. . . . U. S. G ov’t d ep osits....... Public fu n d s ...................., . . . Total D ep osits.............. . . . All other liabilities......... Total liabilities ............ . . . 11 168 449 14 133 764 148 912 1 300 400 480 38 218 13 130 3 7 1 11 E quity C apital Capital s t o c k .................. Surplus........................... . Undivided p ro fits......... Capital reserves.............. Total Equity C a p ita l....... TOTAL 57 Sixty-Third Report BANK OF CHERRY VALLEY, CHERRY VALLEY Population 556 Cross County Chartered January 24, 1907 P.O. Box 188 Telephone Number 588-3332 Zip Code 72324 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ir e c to r s W. M. Smith, Jr..................... President ^Howard H. Beasley .. Exec. Vice Pres. Emmett N. M ilam .................. Vice Pres. W. M. Smith, I I I ....................Vice Pres. Yvonne L ace............................. Cashier Peggy Grubbs................ Asst. Cashier Louise C arwell.. Asst. Admin. Officer W. M. Smith, Jr. H. H. Beasley W. M. Smith, III Emmett N.Milam Edward S. Maddox Millard Carter *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities ... Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. o f States & political subdivisions...................... All other securities including corporate stocks................ Loans (N et)........................... Bank premises, furniture and fixtures........................ T O T A L .................................. 530 355 104 2 220 6 8 960 10 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s......................... Total D ep osits.................. All other liabilities.............. Total liabilities ................ 2 6 9 9 193 538 6 736 473 4 477 E quity C apital 134 Capital stock ........................ Surplus .................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a pita l....... 311 T O T A L .................................. 100 500 227 7 834 10 311 58 State of Arkansas: Bank Department THE MERCHANTS AND PLANTERS BANK, CLARENDON Population 2,563 Monroe County Chartered July 23, 1890 P.O. Box 280 Telephone number 747-3319 Zip Code 72029 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *J. Perry Lee........................... President James B. Sharp......... Chmn. o f Board Estelle C a tle tt........................Cashier J. Perry Lee James B. Sharp Ralph Abramson David Abramson Rheta Griffith Paul McKay Ada Muller Ellen Menard *Designates Chief Executive Officer STA T E M E N T A S O F JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks .. U. S. Treasury securities . Oblig. o f other U. S. Gov’t agencies & corporations .. Oblig. of States & political su bdivisions...................... Excess funds s o ld .............. Loans (N et)......................... .. Bank premises, furniture and fixture®...................... All other a ssets................ T O T A L ............................... .. 822 20 1 243 1 692 450 777 3 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................ 2 4 7 7 328 331 24 945 628 (29) 590 E quity C apital 44 137 8 185 Capital stock ........................ Surplus................................... Undivided p ro fits ................ Capital reserves.................... Total Equity C a p ita l....... T O T A L ................................... 150 200 222 14 586 8 185 Sixty-Third Report 59 ARKANSAS STATE BANK, CLARKSVILLE Population 4,905 Johnson County Chartered March 8, 1967 P.O. Box 100 Telephone Number 754-6325 Zip Code 72830 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffic e r s D ire cto rs Doyle Hopkins . . . Chairman of Board Harold W hitson........... Vice Chairman *R. L. Thom pson.................... President Robert C. Tyson ...................Vice Pres. Betty C a lla h a n .................... Vice Pres. and Cashier Camille Joh nson ........... Asst. Cashier Mary P itts...................... Asst. Cashier Doyle Hopkins Harold Whitson R. L. Thompson Robert C. Tyson Bruce Beth ell Jim Dickerson Dane Riggs Armil Taylor H. E. Wharton ^Designates Chief Executive Officer STATEM E N T AS OF JU N E 30. 1977 A ssets Mil. T hou. Cash & due from b a n k s ___ U. S. Treasury securities . . . Oblig. of other U. S. G ov’t agencies & corporations . . Oblig. of States & political subdivision s...................... All other securities including corporate stocks................ Loans (N et)........................... B ank 1 760 450 3 547 2 928 6 50 898 L ia b ilities Mil. T hou . Demand deposits.................. 4 412 Time deposits........................ 9 058 9 U. S. Gov’t deposits............. Public fu n d s ......................... 1 086 Total D ep osits.................. 14 565 Excess funds purchased . . . . ______ 100 Total liabilities ................ 14 665 E quity C apital p r e m is e s , fu r n it u r e and fixtures........................ All other a sse ts.................... TOTAL 612 6 16 251 Capital stock ........................ Surplus.............................. Undivided p ro fits................. Total Equity C apital....... Subordinated notes & debentures...................... TOTAL 1 120 680 536 336 250 16 251 State of Arkansas: 60 Bank Department CLINTON STATE BANK, CLINTON Population 1,162 Van Buren County Chartered October 16, 1946 P.O. Box 57 Telephone Number 745-2441 Zip Code 72031 Number o f Branches: Inside City—1; Outside City—2 P rin cip a l O ffice rs D ir e c to r s *Howard Johnson....... Chmn. o f Board Jim S. G ow en........... President Garner M. J o h n s o n ____ Sr. Vice Pres. Dyke J o h n s o n .......... Vice-Pres. Thomas J. M cK n ig h t...............Cashier ‘ Designates Chief Executive Officer Homer Brown Jim S. Gowen William H. Ham Dyke Johnson Garner M. Johnson Howard Johnson Mrs. Howard Johnson John L. Johnson Dickie V. Lefler Roy Lefler, Jr. Arthur Lewis S T A T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou . 1 Cash & due from b a n k s ---1 U. S. Treasury securities .. . Oblig. o f other U. S. G ov’t agencies & corporations . . 2 Oblig. of States & political 5 subdivision s...................... All other securities including corporate stocks................. 1 Excess funds s o ld ................ Loans (N et)........................... 14 Bank premises, furniture and fixtures........................ TOTAL 26 735 749 329 206 L ia b ilities 7 Demand deposits.................. Time deposits........................ 15 U. S. G ov’t d ep osits............. Public fu n d s .......................... 1 Total D ep osits.................. 24 All other liabilities............... Total lia b ilities................. 24 5 300 315 234 873 M il. T hou . 635 462 27 409 533 95 628 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................. Capital reserves.................... Total Equity C a p ita l....... TOTAL 2 400 400 335 110 245 26 873 1 Sixty-Third Report 61 FIRST STATE BANK & TRUST COMPANY, CONWAY Population 16,771 Faulkner County Chartered February 8, 1946 P.O. Box 729 Telephone Number 329-5656 Zip Code 72032 Number of Branches: Inside City—1; Outside City—3 P rin cip a l O ffice rs D ire cto rs T h om a s G. Wilson . . . . Chmn. & CEO B. J. Daugherty.................... President Louis E. S te ll........................Vice Pres. & Cashier Edwin H. F loyd .................... Vice Pres. Miloise A. L y fo r d .................Vice Pres. Charles H. Blanchard......... Asst. Vice President Donald D. B one.......Asst. Vice Pres. Jack Humphrey......... Asst. Vice Pres. Ronald A. W illiam s....... Trust Officer Thomas G. Wilson B. J. Daugherty Edward Halter A1 Hiegel James H. Brewer John McCracken Felton O’Kelley Frank E. Robins Earl F. Rogers M. M. Satterfield ^Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. Thou. Cash & due from banks . . . . 5 U. S. Treasury securities ... 6 Oblig. of other U. S. Gov’t agencies & corporations .. 2 Oblig. of States & political subdivision s...................... 13 All other securities including corporate stocks................ 1 Excess funds s o ld ................ 1 Loans (N et)........................... 26 Bank premises, furniture and fixtures........................ All other a ssets.................... T O T A L .................................. 59 076 149 918 752 534 600 908 658 678 273 L ia b ilities Mil. T hou . Demand deposits.................. 15 Time deposits........................ 28 U. S. Gov’t deposits............. Public fu n d s ......................... 9 Total D ep osits.................. 53 All other liabilities.............. Total liabilities ................ 54 459 990 110 103 662 716 378 Equity C apital Capital stock ........................ Surplus .................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a pita l....... 2 4 000 000 801 94 895 T O T A L .................................. 59 273 1 1 State of Arkansas: 62 Bank Department THE CORNING BANK, CORNING Population 3,600 Clay County Chartered January 29, 1931 P.O. Box 439 Telephone Number 857-3592 Zip Code 72422 Number of Branches: Inside City—None; Outside City—2 P rin cip a l O ffice rs D ir e c to r s *Sam L. Manatt, Jr................ President Jim V in s o n .................... Sr. Vice Pres. Donis Simpson............... Sr. Vice Pres. Jim M anatt........................... Vice Pres. Sam L. Manatt I I I .................Vice Pres. John M anatt...........................Vice Pres. Bob L ock w ood ........................Vice Pres. Louise Coleman...................... Vice Pres. Sam L. Manatt, Jr. Jim Vinson Donis Simpson Jim Manatt Sam L. Manatt III John Manatt J. V. Rockwell A. C. Woods *Designates Chief Executive Officer ST A T E M E N T A S OF JU N E 30, 1977 A ssets Mil. T hou . Cash & due from banks . . . . 2 U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political su bdivisions...................... All other securities including corporate stocks................ Loans (N et)........................... 20 Bank premises, furniture and fixtures........................ All other a sse ts .................... TOTAL 25 756 106 33 L ia b ilities Mil. T hou . 7 Demand deposits.................. Time deposits........................ 13 U. S. Gov’t deposits............. Public fu n d s .......................... 1 D e p o s i t s o f b a n k s ............................ 650 11 870 992 954 55 270 5_ Total D ep osits.................. 23 All other liabilities............... Total liabilities ................ 23 276 61^ 337 E quity C apital 227 577 230 Capital stock ........................ Surplus................................... Undivided p ro fits ................. Total Equity C a p ita l....... Subordinated notes & debentures...................... TOTAL 1 250 900 443 593 300 25 230 63 Sixty-Third Report FIRST STATE BANK, CROSSETT Population 6,191 Ashley County Chartered May 13, 1963 P.O. Box 638 Telephone Number 364-5131 Zip Code 71635 Number of Branches: Inside City—None; Outside City— 1 P rin cip a l O ffice rs D ire cto rs Richard E. Griffin ............... Chairman B. J. Lambert, Jr......... Vice Chairman *H. Reginald G lo v e r ............. President Edith S. P h illip s.................. Vice Pres. T. Jack Walsh ......................Vice Pres. & Cashier Cheryl Goodwin ........... Asst. Cashier E. A. Tucker Z. M. Stell C. E. Ripley H. A. Etheridge, Jr. Phillip McClendon James S. Nolley Donald R. Rodgers Charles Baxley *I)esignates Chief Executive Officer STA T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations Oblig. of States & political subdivision s.................. .. Excess funds s o ld ............. Loans (N et)........................ Bank premises, furniture and fixtures.................... All other assets ................. T O T A L .................................. 830 100 170 1 6 289 100 446 L ia b ilities Demand deposits............. Time deposits.................. U. S. Gov’t deposits....... Public fu n d s .................... Total D ep osits............. All other liabilities......... Total liabilities ........... Mil. T hou. ... ... 2 4 ... ... 1 8 ... 8 230 622 57 508 417 61 478 E quity C apital 161 1 9 097 Capital stock .................. Surplus ............................. Undivided p ro fits........... Total Equity C a pita l....... T O T A L ................................... 200 200 219 619 9 097 64 State of Arkansas: Bank Department DANVILLE STATE BANK, DANVILLE Population 1,712 Yell County Chartered October 3, 1930 P.O. Box 68 Telephone Number 495-2236 Zip Code 72833 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ir e c to r s President Vice Pres. Vice Pres. Vice Pres. & Cashier ......... Vice Pres. ......... Vice Pres. Asst. Vice Pres. Asst. Vice Pres. *John Ed Chambers .. . John Ed Chambers III Edward J. T a y lo r ....... Bobby E. Ramey Elouise C. Laurie Odean Parker Jerry Sm ith......... Paul W illett......... John Ed Chambers John Ed Chambers III Mike Cornwell Lloyd R. George Fay Mathis Leon Millsap Joe Ray Todd Sanders Charles L. Sloan Edward J. Taylor *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou . Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations.. Oblig. of States & political subdivisions...................... Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... T O T A L .................................. 1 1 411 850 550 3 16 547 400 901 L ia b ilities Mil. T hou . Demand deposits.................. 3 Time deposits........................ 17 U. S. Gov’t deposits............. Public fu n d s .......................... 1 Total D ep osits.................. 23 All other liabilities............... Total lia b ilities................. 23 851 968 21 161 001 435 436 E quity C apital 197 540 25 396 Capital stock ........................ Surplus ................................... Undivided p ro fits................. Total Equity C a p ita l....... 250 500 210 1 1 “960 T O T A L ................................... 25 396 Sixty-Third Report 65 ARKANSAS VALLEY BANK, DARDANELLE Population 3,684 Yell County Chartered August 29, 1961 P.O. Box 330 Telephone Number 229-4111 Zip Code 72834 Number of Branches: Inside City—1; Outside City—None P rin cip al O ffice rs D ire cto rs *L. J. F o ste r........................... President William L. W ood s................ Vice Pres. Dorothy G e ib e ........................Cashier Judy Elliott.................... Asst. Cashier Scott M cG in n is............. Asst. Cashier Lucille Perryman ......... Asst. Cashier William R. Bullock Dr. G. S. Cornwell James R. Ford L. J. Foster Adrian Harrington John Harris Dr. Ted Honghiran Delma Merritt John Larry Mosley Charles Ray Ray Lee Robinson David Wood •Designates C h ief Executive O fficer STATEMENT AS OF JUNE 30, 1977 A ssets Mil . Thou. Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. G ov’t agencies & corporations . . Oblig. of States & political subdivisions...................... Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a sse ts.................... T O T A L .................................. 385 599 50 5 741 200 036 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. All other liabilities.............. Total liabilities ................ 1 4 6 6 896 040 35 630 601 10 611 E quity C apital 98 80 7 189 Capital stock ....................... Surplus .................................. Undivided P rofits................ Total Equity C apital....... Subordinated notes & debentures...................... TOTAI.................................... 300 150 28 478 100 7 189 State of Arkansas: 66 Bank Department BANK OF DARDANELLE, DARDANELLE Population 3,684 Yell County Chartered September 12, 1934 P.O. Box 90 Telephone 229-3311 Zip Code 72834 Number o f Branches: Inside City—1; Outside City—None P rin cip a l O ffice rs D ire cto rs *John L. Ham ilton................ President Noel V andover........................ Vice Pres. Nancy A. M o o r e .....................Vice Pres. & Cashier Shirley M. Patterson............. Asst. Vice President Janelle P ark er...............Asst. Cashier _____ Bill K. Berry L. R. Berryhill C. R. George John L. Hamilton H. M. Orsburn,Jr. Noel Vandover James W. Wallis Carl Woodson ^Designates Chief Executive Officer S T A T E M E N T AS O F JU N E 30. 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political su bdivisions...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... TOTAL 1 2 120 118 2 851 312 1 7 332 Mil. T hou . Demand deposits.................. 3 Time deposits........................ 11 U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. 15 All other liabilities................ Total liabilities ................ 15 821 850 615 577 68 17 L ia b ilities 500 335 7 499 341 21 362 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................. Total Equity C a p ita l....... Subordinated notes & debentures...................... TOTAL 1 I 200 225 345 770 200 17 332 67 Sixty-Third Report DECATUR STATE BANK, DECATUR Population 847 Benton County Chartered May 27, 1954 P.O. Box 38 Telephone Number 752-3281 Zip Code 72722 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs ^Charles L. Daves ................ President James E. S tu ckey..................Cashier Wanda R. Torm ey......... Asst. Cashier Lloyd E. Peterson C. Tom Edmiston Charles L. Daves Dr. E. N. McCollum C. Jimmie Carter James T. Hudson Dorothy Mae Peterson Harold M. Lee Gene Wilmoth James E. Stuckey *Designates Chief Executive Officer ST A TEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks .. .. Oblig. of other U. S. G ov’t agencies & corporations Oblig. of States & political su bdivision s.................. .. Excess funds s o ld ............. .. Loans (N et)........................ .. B an k 2 455 496 1 2 7 797 000 096 p r e m is e s , fu r n it u r e and fixtures.................... All other a sse ts................ 45 80 L ia b ilities Mil. T hou. Demand deposits.................. 5 Time deposits........................ 6 U. S. Gov’t deposits............. Public fu n d s ......................... Deposits of b a n k s................. Total D ep osits.................. 12 All other liabilities............... Total lia b ilities................ 12 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................ Capital reserves..................... Total Equity C a pita l....... TOTAL 13 969 300 209 773 119 20 421 126 547 T O T A L .................................. 1 350 225 844 3 422 13 969 68 State of Arkansas: Bank Department BANK OF DELIGHT, DELIGHT Population 439 Pike County Chartered June 16, 1911 P.O. Box 68 Telephone Number 379-2293 Zip Code 71940 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffic e r s D ir e c to r s Cecil E. Johnson, Jr............... Chairman Olen H en drix......................... President *Gus Wingfield ........... Exec. Vice Pres. Clib M a y ............................... Vice Pres. James H e n d rix ..........Asst. Vice Pres. Edna J o h n s o n .............................Cashier Cecil E. Johnson, Jr. Olen Hendrix Buford Hendrix Gus Wingfield Ludis Rhodes Clib May Alvis Stokes D. C. Humphry, Jr. *Designates Chief Executive Officer S T A T E M E N T A S OF JU N E 30, 1977 A ssets Mil. T hou . 778 361 Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. o f States & political s u b d i v i s i o n s .................................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... T O T A L ................................... 350 1 050 4 23 800 214 78 35 7 689 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................. 1 4 7 7 863 693 2 535 093 18 111 Equity Capital 63 275 81 59 Capital stock ........................ Surplus................................... Undivided p ro fits................. Capital reserves.................... Total Equity C a p ita l....... Subordinated notes & debentures...................... T O T A L ................................... 100 7 689 69 Sixty-Third Report FIRST STATE BANK OF DeQUEEN, DeQUEEN Population 4,100 Sevier County Chartered August 26, 1974 P.O. Box 970 Telephone Number 584-4423 Zip Code 71832 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *E. R. A dkisson...................... President O. B. Chandler, J r ... . Exec. Vice Pres. R. A. C a rd .......................... Vice Pres. & Cashier *Designates Chief Executive Officer E. R. Adkisson O. B. Chandler, Jr. R. D. Eubanks D. L. Godwin Edwin Gray R. S. Harris Don Stemple W. M. Sullivan Coy Wiles STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations . . Oblig. of States & political subdivision s...................... Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... T O T A L .................................. 1 162 297 605 5 102 200 584 L ia b ilities Mil. Thou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. All other liabilities.............. Total liabilities ................ 2 4 1 229 171 63 038 7 74 575 Equity Capital 325 78 8 353 Capital stock ........................ Surplus .................................. Undivided p ro fits................ Total Equity C a p ita l....... T O T A L .................................. 300 300 178 ~rm 8 353 State of Arkansas: 70 Bank Department DERMOTT STATE BANK, DERMOTT Population 4,250 Chicot County Chartered July 8, 1935 P.O. Box “ C” Telephone Number 538-3266 Zip Code 71638 Number of Branches: Inside City—None; Outside City—None Principal O fficers D irectors John M. B axter.................... President *James S. S u itt...........Exec. Vice Pres. Clarence H o rto n ........... Sr. Vice Pres. Frank Henry, Jr.................... Vice Pres. Mrs. Frances Spratlin......... Vice Pres. Mrs. Wydelle C la r k .............. Cashier Mrs. June F a rrell......... Asst. Cashier Mrs. Rebecca Jenkins .. Asst. Cashier Tom Spurlock, Jr. . .Asst. Loan Officer f John M. Arnn John M. Baxter W. A. Baxter E. Lephiew Dennington R. H. Dennington Bernard Levi Lawrence W. Levi Swan B. Moss, Jr. Robert H. Rasco James S. Suitt ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou . Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations . . Oblig. of States & political subdivisions...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... T O T A L .................................. 1 192 295 2 419 2 562 3 210 100 986 376 3 11 143 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................ 9 457 265 8 099 829 14 843 Capital stock ........................ Surplus ................................... Undivided p ro fits ................ Capital reserves.................... Total Equity C a p ita l....... 1 450 450 384 16 300 T O T A L ................................... 11 143 2 6 1 9 E quity C apital Sixty-Third Report 71 FIRST STATE BANK OF DERMOTT, DERMOTT (Formerly First National Bank, Dermott) Population 4,250 Chicot County Chartered October 15, 1976 P.O. Box O Telephone Number 538-3221 (State) Zip Code 71638 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *George T. H arris.................. President Mary K. Tucker......... Exec. Vice Pres. Tom H. Grumbles................ Vice Pres. Claudine R adan ovich ...........Cashier Geraldine Parker........... Asst. Cashier William Bulloch W. B. Bynum III Bill Courtney Donald L. Eifling Robert B. Gibson Leonard L. Hampson George T. Harris C. D. Salley Don C. Scott H. W. Thomas, M.D. Mary K. Tucker *Designates Chief Executive Officer ST A T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations . . Oblig. of States & political su bdivisions...................... All other securities including corporate stocks................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... T O T A L .................................. 443 95 216 770 8 20 951 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. Excess funds purchased. . . . All other liabilities.............. Total liabilities ................ 2 6 1 9 9 050 309 12 315 686 200 113 999 Equity C apital 228 148 10 871 Capital stock ....................... Surplus.................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a pita l....... TOTAI.................................... 150 350 341 31 872 10 871 72 State of Arkansas: Bank Department FARMERS & MERCHANTS BANK, DES ARC Population 2,121 Prairie County Chartered January 20, 1902 P.O. Box 369 Telephone Number 256-4191 Zip Code 72040 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs S. R. N ichols.......................Chairman G. P. M u llen ................ Vice Chairman *R. L. M orton......................... President Lawrence H ollow ay............. Vice-Pres. & Cashier Faye S m ith ..................... Sec. o f Board Dora M. H o llow a y ....... Asst. Cashier Elis G a rth ...................... Asst. Cashier William A. D avidson........... Asst. Vice President S. R. Nichols Henry Nichols G. P. Mullen R. L. Morton Willis Eddins Guy DeVore J. E. Berry Joe Skarda *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. Thou. Cash & due from banks .. U. S. Treasury securities . .. Oblig. o f other U. S. Gov’t agencies & corporations .. Oblig. o f States & political subdivisions.................. .. Excess funds s o ld ............. Loans (N et)....................... .. Bank premises, furniture and fixtures.................... All other a ssets................ T O T A L ............................... .. 1 819 870 3 700 5 005 150 349 5 82 9 16 984 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits....................... U. S. G ov’t deposits............. Public fu n d s ......................... Total D ep osits.................. Total liabilities ................ 3 9 1 14 14 676 650 16 644 986 986 E quity C apital Capital stock ........................ Surplus .................................. Undivided p ro fits................ Total Equity C a p ita l....... T O T A L .................................. 1 330 000 668 998 16 984 1 73 Sixty-Third Report DEWITT BANK & TRUST COMPANY, DEWITT Population 3,728 Arkansas County Chartered March 1, 1929 P.O. Box Drawer 71 Telephone Number 946-3531 Zip Code 72042 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs Elmer A. Ferguson .. . Chmn. o f Board Julian B row n ....................... President *B. Gene Staton...........Exec. Vice Pres. T. F. Hudson............... Sr. Vice Pres. & Cashier Frank Ellis, Jr.......................Vice Pres. & Trust Officer A. A. Beverburg Wilbur H. Botts Julian Brown E. E. Denman Ray D. Dickson Elmer A. Ferguson F. A. O’Daniel Charles W. Rasco III B. Gene Staton Jack Whitmore ^Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. Thou. 4 Cash & due from banks . . . . 2 U. S. Treasury securities ... Oblig. o f other U. S. Gov’t agencies & corporations .. 1 Oblig. o f States & political 7 subdivisions...................... All other securities including corporate stocks................ 2 Excess funds s o ld ................ Loans (N et)........................... 10 Bank premises, furniture and fixtures....................... 1 All other a ssets.................... TOTAL 31 097 870 653 975 L ia b ilities Mil. Thou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. All other liabilities.............. Total liabilities ................ 349 200 527 Equity C apital 36 496 Capital stock ....................... Surplus .................................. Undivided p ro fits................ Total Equity C apital....... 203 TOTAL 10 15 27 216 590 23 579 408 336 744 2 3 450 750 259 459 31 203 1 27 74 State of Arkansas: Bank Department PEOPLES BANK, DIERKS Population 1,157 Howard County Chartered November 16, 1970 P.O. Box 123 Telephone Number 286-3201 Zip Code 71833 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ir e c to r s John H. H endrix..................... Chairman Flynn Justus ...............Vice Chairman *Jerry J a co b s........................... President C. E. Hendrix, Jr................Vice Pres. Beth C o x ...................................... Cashier Peggy Helms ................ Asst. Cashier John H. Hendrix Flynn Justus Jerry Jacobs C. E. Hendrix, Jr. Denzil Gilbert Reese D. Kirby *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou . Cash & due from banks .. .. Oblig. of other U. S. Gov’t agencies & corporations Oblig. of States & political subdivision s.................. .. Excess funds s o ld .............. Loans (N et)........................ .. Bank premises, furniture and fixtures.................... All other a sse ts................ T O T A L ............................... .. 2 225 507 2 3 261 500 494 119 2 9 108 In a b ilities M il. T hou . 8 317 957 1 758 033 6 039 Capital stock ........................ Surplus................................... Undivided p ro fits ........... . Total Equity C a p ita l....... 1 135 665 269 069 T O T A L ................................... 9 108 Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................. 3 3 8 E quity C apital Sixty-Third Report 75 BANK OF DOVER, DOVER Population 662 Pope County Chartered September 29, 1905 P.O. Box 334 Telephone Number 331-2121 Zip Code 72837 Number of Branches: Inside City—None; Outside City—1 P rin cip a l O ffice rs D ire cto rs *C. L. P o y n te r.............Exec. Vice Pres. David L. D unlap.................. Vice Pres. Dale W. Deckard......................Cashier Mary R. M artin............. Asst. Cashier Bettye W. Barton ......... Asst. Cashier Joyce C hurchill............. Asst. Cashier J. E. Moore C. L. Poynter S. F. McCain David R. Bewley T. C. Campbell Stanford Lee *Designates Chief Executive Officer STATEM E N T A S OF JU N E 30, 1977 Assets Liabilities Mil. Thou. Cash & due from banks .., U. S. Treasury securities . Oblig. of other u. S. Gov’t agencies & corporations. Oblig. of States & political subdivision s...................... Loans (N et)......................... .. Bank premises, furniture and fixtures...................... All other a sse ts....... ......... 867 130 300 1 8 041 271 Mil. Thou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. Excess funds purchased. . . . Total liabilities ................ 2 5 1 9 9 Equity Capital 111 16 200 200 364 Capital stock ........................ .................................. Undivided p ro fits................ Total Equity C apital....... S u r p lu s T O T A L ................................ .. 10 736 575 754 6 437 772 200 972 T O T A L .................................. ~1U 10 736 State of Arkansas: 76 Bank Department DUMAS STATE BANK, DUMAS Population 5,290 Desha County Chartered June 11, 1974 P.O. Box 700 Telephone Number 382-4204 Zip Code 71639 Number of Branches: Inside City—None; Outside City—None Principal Officers Directors *Ernie Ashford ...................... President Linda S m ith ........................... Cashier Merle Peterson-Chmn. Ernie Ashford Howard R. Harris Bill Teeter Herman Vickers William West *I)esignates Chief Executive Officer S T A T E M E N T A S OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks .. .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agency corporations. . . . .. Oblig. of States & political subdivision s.................... Loans (N et)......................... .. Bank premises, furniture and fixtures.................... . All other a sse ts................ . 1 088 199 1 094 3 597 364 310 114 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. G ov’t deposits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................. 2 2 1 5 5 E quity C apital 300 300 255 Capital stock ........................ Surplus ................................... Undivided p ro fits................. Total Equity C a p ita l....... T O T A L ................................. . 6 766 191 609 17 056 873 38 911 T O T A L ................................... 6 766 77 Sixty-Third Report MERCHANTS AND FARMERS BANK, DUMAS Population 5,290 Desha County Chartered May 10, 1909 P.O. Box D Telephone Number 382-4311 Zip Code 71639 Number o f Branches: Inside City—1; Outside City—None P rin cip a l O ffic e r s D ire cto rs *Claud T. F ra n k .................... President & Chairman of Board David J. G arrett.................. Vice Pres. & Cashier Loral M. A d co ck .................. Vice Pres. Loral Adcock R. A. Adcock Robert Adcock J. E. Allmon, Jr. Claud T. Frank Charles H. Dante Edgar Gannaway Marion S. Gill Clifton L. Meador David O. Porter Glynn A. Puryear Thomas F. Shea B. J. Tanenbaum, Sr. *Designates Chief Executive Officer ST A T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . 1 U. S. Treasury securities .. . 1 Oblig. of other U. S. Gov’t agencies & corporations . . Oblig. of States & political 4 subdivision s...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... 13 Bank premises, furniture and fixtures........................ All other a sse ts.................... 664 785 23 T O T A L .................................. 780 949 L ia b ilities Mil. T hou . Demand deposits.................. 5 Time deposits........................ 14 U. S. Gov’t deposits............. Public fu n d s ......................... 2 Total D eposits.................. 21 All other liabilities.............. Total liabilities ................ 21 127 030 27 296 480 28 508 201 400 733 Equity Capital 353 94 Capital stock ....................... 300 Surplus.................................. 1 000 Undivided p ro fits................ 1 151 Total Equity C a pita l....... — 2 " 959 T O T A L .................................. 23 959 78 State of Arkansas: Bank Department EARLE STATE BANK, EARLE Population 3,200 Crittenden County Chartered April 24, 1947 P.O. Box 248 Telephone Number 792-8614 Zip Code 72331 Number of Branches: Inside City—None; Outside City—1 P rin cip a l O ffic e r s D ir e c to r s *J. E. Brooks .......................... President Everett Hood ........................Vice Pres. Mary E. D a v is ....................... Cashier Wanda S. Armstrong. .. Asst. Cashier Iris V. C o le .................... Asst. Cashier Chris L eh m a n ................. Asst. Cashier John E. G regson........... Asst. Cashier Everett Hood J. W. Young, Jr. J. E. Brooks C. E. Morrison, Jr. W. P. Morrison Richard C. Twist J. H. Taylor, Sr. David Wallace *I)esignates Chief Executive Officer S T A T E M E N T AS O F JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. G ov’t agencies & corporations .. Olbig. of States & political subdivision s...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a sse ts.................... T O T A L ................................... 847 450 Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................. 1 13 13 676 429 25 637 767 767 335 18 Capital stock ........................ Surplus................................... Undivided p ro fits................. Total Equity C a p ita l....... 1 400 500 431 331 098 T O T A L ................................... 15 098 1 150 3 330 2 6 2 000 966 15 L ia b ilities 3 8 E quity C apital 79 Sixty-Third Report THE DELTA STATE BANK, ELAINE Population 1,200 Phillips COUNTY Chartered December 30, 1947 P.O. Box 295 Telephone Number 827-3397 Zip Code 72333 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Mary Louise Demoret Jones.President & Cashier S. J. H ow e............................. Vice Pres. Lamar M arks........................ Secretary Mary Louise Demoret Jones S. J. Howe Lamar Marks *I)esignates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . 703 U. S. Treasury securities .. . 691 Oblig. of States & political subdivision s............ 6 Excess funds s o ld ....... 100 Loans (N et).................. 646 Bank premises, furniture and fixtures............... 5 7 All other a ssets........... TOTAL 2 158 L ia b ilities Mil. Thou. Demand deposits.................. U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................ 1 1 1 256 2 395 653 653 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................ Capital reserves..................... Total Equity C apital....... TOTAL 40 80 357 28 505 2 158 State of Arkansas: 80 Bank Department THE EXCHANGE BANK AND TRUST COMPANY, ELDORADO Population 25,283 Union County Chartered August 12, 1933 P.O. Box 641 Telephone Number 862-8863 Zip Code 71730 Number of Branches: Inside City—1; Outside City—1 D ire cto rs P rin cip a l O ffice rs Louis E. Hurley .. Chairman of Board *Edward Hurley .. . Chief Exec. Officer J. Thomas M a y ......... Vice Pres. Steve Leverette ......................... Cashier James H. L u d w ig ..... Vice Pres. Mrs. Doris C aw vey... Asst. Vice Pres. Tandy Menefee . . . Asst.Trust Officer John E. Hillier, Jr......Controller Louis E. Hurley Edward Hurley J. Thomas May Bruce Anthony H. L. Dowling James W. Garison D. R. James, Jr. J. V. Spencer, Jr. •Designates Chief Executive Officer STATEM E N T AS O F JU N E 30, 1977 A ssets L ia b ilities Mil. T hou . Cash & due from banks . . . . 3 U. S. Treasury securities .. . 1 Oblig. of other U. S. Gov’t agencies O corporations .. 2 Oblig. o f States & political subdivisions...................... 5 All other securities including corporate stocks................ Loans (N et)........................... 19 Bank premises, furniture and fixtures....................... 1 All other a ssets.................... 988 734 901 254 193 729 Mil. T hou. Demand deposits.................. Time deposits........................ U. S. G ov’t deposits............. Public fu n d s ......................... Deposits of ba n k s................. Total D ep osits.................. Excess funds purchased . . . . All other liabilities............... Total liabilities ................ 140 683 35 622 33 978 652 196 792 119 737 700 640 077 1 600 800 555 955 1 31 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................. Total Equity C a p ita l....... Subordinated notes & debentures...................... TOTAL 11 17 TOTAL 590 35 622 Sixty-Third Report 81 BANK OF ELKINS, ELKINS Population 452 Washington Chartered June 1, 1912 P.O. Box 333 Telephone Number 643-2131 Zip Code 72727 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *J. E. B u n ch ......... Chairman o f Board & President Joel L. B un ch.............Exec. Vice Pres. and Public Relations John A. Bunch, Sr... . Exec. Vice Pres. and Business Relations Joyce R. B u n ch ....................... Cashier J. E. Bunch John A. Bunch, Sr. Joyce R. Bunch Joel L. Bunch David R. Malone ‘ Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou . Cash & due from banks . . . . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political su bdivision s...................... Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture & fixtures........................... All other a ssets.................... 1 165 875 5 544 350 238 L ia b ilities Mil. Thou. Demand deposits.................. Time deposits....................... U. S. G ov’t deposits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabiliteis ................ 38 8 2 4 7 7 Equity C apital Capital stock ....................... Surplus.................................. Undivided p ro fits ................. Total Equity C a p ita l....... TOTAL 8 218 473 795 11 298 577 19 596 TOTAL. 250 235 137 622 8 218 State of Arkansas: 82 Bank Department BANK OF ENGLAND, ENGLAND Population 3,075 Lonoke County Chartered August 23, 1898 P.O. Box 70 Telephone Number 842-2555 Zip Code 72046 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffic e r s D ir e c to r s *Seth Boles, Jr......................... President Otha E. Frizzell......................Cashier Seth Boles, Jr. Otha E. Frizzell Thomas O. Murchison, Sr. *I)esignates Chief Executive Officer S T A T E M E N T A S O F JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations, Oblig. of States & political subdivision s...................... Loans (N et)......................... .. Bank premises, furniture and fixtures...................... All other a sse ts .................. 963 553 50 1 4 716 464 54 5 L ia b ilities M il. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t d ep osits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................. 3 3 7 7 E quity C apital 100 400 194 60 754 Capital stock ........................ Surplus ................................... Undivided p ro fits ................ Capital reserves.................... Total Equity C a p ita l....... T O T A L .......................................... 7 805 796 161 4 86 047 4 051 T O T A L ........................................... 7 805 Sixty-Third Report 83 THE CITIZENS BANK, ENGLAND Population 3,075 Lonoke County Chartered January 14, 1931 P.O. Box 190 Telephone Number 842-2541 Zip Code 72046 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs Lois Rutherford...... President *Carroll C. Leonard, Jr.................. Exec. Vice Pres. & Cashier Charlene B la c k ............. Asst. Cashier John W. Gann Carroll C. Leonard, Jr. Ben B. Morris Lois Rutherford *I)esignate.s Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks .. U. S. Treasury securities . .. Oblig of other U. S. G ov’t agencies & corporations Oblig. of States & political subdivision s.................. .. Excess funds s o ld ............. Loans (N et)........................ .. All other a ssets................ TOTAL 3 767 937 800 2 1 9 313 600 200 15 632 L ia b ilities Mil. Thou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. Total liabilities ................ 2 4 8 8 803 998 14 476 291 291 Capital stock ....................... Surplus .................................. Undivided p ro fits................ Total Equity C apital....... 1 240 460 641 341 TOTAL 9 632 E quity C apital 84 State of Arkansas: Bank Department THE EUDORA BANK, EUDORA Population 3,687 Chicot County Chartered December 23, 1930 P.O. Box L Telephone Number 355-4416 Zip Code 71640 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffic e r s D ire cto rs Alvin Meyer, Sr..................... President W. J. Weaver, M.D......... Sr. Vice Pres. *Carl W. R a y ...............Exec. Vice Pres. Gene Keith ........................... Vice Pres. Claudine Stephens....... Asst. Cashier Jean Connell ................ Asst. Cashier Mary Ruth K eller......... Asst. Cashier Alvin Meyer, Sr. W. J. Weaver W. K. Grubbs Carl W. Ray Burette Griffith Sam Bowman Don R. Rebsamen Earl E. Verser, Jr. *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks .. .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations Oblig. of States & political su bdivisions.................. .. Excess funds s o ld ............. Loans (N et)........................ .. Bank premises, furniture and fixtures.................... All other a ssets................ TOTAL 1 038 788 906 1 6 762 400 772 L ia b ilities M il. T hou. Demand deposits.................. 3 Time deposits........................ 5 U. S. Gov’t deposits............. Public fu n d s .......................... 1 Total D ep osits.................. 10 All other liabiliteis............... Total liabilities ................. 10 198 993 10 126 327 14 341 E quity C apital 84 22 11 772 Capital stock ........................ Surplus ................................... Undivided p ro fits................ Total Equity C a p ita l....... TOTAL 1 350 520 561 431 11 772 85 Sixty-Third Report BANK OF EUREKA SPRINGS, EUREKA SPRINGS Population 2,000 Carroll County Chartered May 4, 1912 P.O. Box 309 Telephone Number 253-8241 Zip Code 72632 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *John F. Cross......... Chairman & Pres. Robert C. M u h m ........... Sr. Vice Pres. Richard Kelley, Jr................ Vice Pres. Reba L. P yatt........................... Cashier ______ Loren L. Clark John F. Cross Ruth F. Cross Lewis E. Epley, Jr. Dorothy F. Mathews Eagle Thomas Digby Walker *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30. 1977 A ssets Mil. Thou. Cash & due from banks .. .. U. S. Treasury securities . Oblig of other U. S. Gov’t agencies & corporations Oblig. of States & political subdivisions...................... Excess funds s o ld ............. .. Loans (N et)........................ .. Bank premises, furniture and fixtures.................... All other a ssets................ TOTAL 1 142 650 665 1 1 6 765 700 119 L ia b ilities Mil. Thou. Demand deposits.................. 3 Time deposits........................ 6 U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. 11 All other liabilities............... Total liabilities ................ 11 742 366 30 890 028 13 041 E quity C apital 76 30 12 147 Capital stock ........................ Surplus.................................. Undivided p ro fits................. Total Equity C apital....... TOTAL 1 100 410 596 106 12 147 86 State of Arkansas: Bank Department BANK OF EVENING SHADE, EVENING SHADE Population 360 Sharp County Chartered February 5, 1901 P.O. Box 98 Telephone Number 266-3386 Zip Code 72532 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs Preston W. G r a c e ____ Chmn. o f Board Guy W. Moseley..................... President *A. L. H o a n e y .............Exec. Vice Pres. William E. F razier.....................Cashier Sharon K. Q u a lls ......... Asst. Cashier Preston W. Grace Guy W. Moseley A. L. Hoaney Deltha Laman Joseph A. Carpenter, Jr. •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. Thou. Cash & due from banks U. S. Treasury securities ... Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. o f States & political su bdivisions...................... Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures....................... All other a ssets.................... T O T A L .................................. 173 349 246 2 3 240 100 778 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ Public fu n d s ......................... Total D ep osits.................. All other liabilities............... Total lia b ilities................ 1 2 3 3 019 398 43 460 8 468 E quity C apital 85 14 Capital stock ........................ Surplus ................................... Undivided p ro fits................ Total Equity C a p ita l....... 985 T O T A L .................................. 100 275 142 517 3 985 Sixty-Third Report 87 McILROY BANK & TRUST, FAYETTEVILLE Population 34,036 Washington County Chartered December 24, 1892 P.O. Box 1327 Telephone Number 575-1000 Zip Code 72701 Number of Branches: Inside City—4; Outside City—0 P rin cip a l O ffice rs D ire cto rs Mr. Hayden M cllroy. Chmn. o f Board *Mr. Obert M. U ndem ...........President Mrs. Betty C lark....... Vice Pres. Oper. Mr. George E dw ard s....... V. P. Loans Mr. Don G iles....... V. P. Branch Oper. Mr. Tom M ath ias.................Vice Pres. & Cashier Mr. Jim S h reve.................... Vice Pres. Mr. Winston I. S loa n ........... Vice Pres. & Trust Off. "■ Designates Chief Executive Officer E. J. Ball L. L. Baxter Frank J. Broyles Millard Goff Ralph Goff Dr. John E. Kane Dr. James D. Mashbum Mr. Hayden Mcllroy Charles Scharlau Obert M. Undem Jim Bob Wheeler Paul Young, Jr. STATEM EN T AS OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from banks . . . . 6 7 U. S. Treasury securities ... Oblig. of other U. S. Gov’t agencies & corporations .. 5 Oblig. of States & political 6 subdivisions...................... All other securities including corporate stocks................ 3 Excess funds s o ld ................ 3 Loans (N et)........................... 50 Bank premises, furniture and fixtures....................... 2 All other a ssets.................... 2 T O T A L .................................. 86 697 168 396 242 427 000 379 L ia b ilities Mil. Thou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Deposits o f b a n k s................ Total D ep osits.................. Excess hands purchased___ All other liabiliteis.............. Total liabilities ................ 20 32 14 3 71 8 80 642 156 128 707 509 142 444 782 368 E quity C apital 212 248 769 Capital stock ....................... Surplus .................................. Undivided p rofits................ Capital reserves.................... Total Equity C a pita l....... Subordinated notes & debentures...................... 2 1 1 T O T A L .................................. 5 362 138 174 481 155 1 246 86 769 88 State of Arkansas: Bank Department CITIZENS BANK AND TRUST COMPANY, FLIPPIN Population 1,026 Marion County Chartered May 18, 1973 P.O. Box 261 Telephone Number 453-2255 Zip Code 72634 Number of Branches: Inside City—0; Outside City—0 P rin cip a l O ffic e r s D ir e c to r s *J. N. Patterson...................... President Frank Blaine Burge.............Vice Pres. Keith Richard........................Vice Pres. Sharon P atterson.................. Cashier Sue C un n in gh am ......... Asst. Cashier Luna C o rn e ll................ Asst. Cashier Verna T rim ble............... Asst. Cashier J. N. Patterson Frank Blaine Burge Steve Poynter-Chm. Chris V. Wade-Vice Chm. Red Milligan-Secretary H. Guy Alexander Glenn Johnson L. A. Wood ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Cash & due from banks ... . U. S. Treasury securities .. Oblig. o f other U. S. Gov’t. agencies & corporations. Oblig. of States & political subdivision s.................... . Excess funds s o ld .............. Loans (N et)......................... . Bank premises, furniture and fixtures...................... All other a ssets.................. TOTAL L ia b ilities Mil. T hou . 1 335 500 601 1 6 061 750 880 Mil. T hou . Demand deposits.............. . . . Time deposits.................. . . . . U. S. Gov’t d ep osits....... Public fu n d s ..................... . . . Total D ep osits.............. . . . All other liabilities......... Total liabilities ............ . . . 2 7 10 003 043 7 251 804 18 322 1 366 424 253 043 11 365 1 10 E quity C apital 234 4 11 365 Capital stock .................. Surplus............................. Undivided p ro fits ........... Total Equity C a p ita l....... TOTAL Sixty-Third Report 89 FORDYCE BANK & TRUST CO., FORDYCE Population 4,837 Dallas County Chartered January 5, 1931 P.O. Box 352 Telephone Number 352-3107 Zip Code 71742 Number of Branches: Inside City—1; Outside City—None Principal Officers Directors *W. R. Benton, Jr.................... President Curtis Hutchins.......... 1st Vice Pres. J. W. Hearnsberger .............Vice Pres. & Cashier Katy G ra v es......................... Vice Pres. Amy W a lla ce .............Asst. Vice Pres. Maude Smith ................ Asst. Cashier Bonnie W allace............. Asst. Cashier Vivian G arlin gton ....... Asst. Cashier Wanda Sm url................ Asst. Cashier W. R. Benton, Jr. Curtis Hutchins J. W. Hearnsberger J. H. Everett L. Weems Trussell E. C. Gates Robert D. Ross Jesse G. Shaddock J. Graydon Parham E. C. Benton, Jr. *Designates Thief Executive Officer ST A TEM E N T AS OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivision s...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... TOTAL ... 1 2 380 024 2 003 3 332 7 75 700 678 66 18 17 276 L ia b ilities Mil. Thou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. All other liabilities.............. Total liabilities ................ 4 10 15 703 344 30 698 775 32 80? Capital stock ........................ Surplus .................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... 1 200 400 861 8 469 T O T A L .................................. 17 276 15 Equity C apital 90 State of Arkansas: Bank Department PLANTERS BANK AND TRUST COMPANY, FORREST CITY Population 12,500 St. Francis County Chartered April 15, 1921 P.O. Box 471 Telephone Number 633-2833 Zip Code 72335 Number of Branches: Inside City—1; Outside City—2 P rin cip a l O ffice rs D ir e c to r s *Robert E. P o r te r .................. President C. C. M oore.................... Sr. Vice Pres. Diana A rw o o d ........................ Vice Pres. & Cashier Joyce L. C la rk ........................ Vice Pres. & Trust Officer David Hardke.......................... Vice Pres. Mike Cialone .........................Vice Pres. Robert E. D oy le.............Asst. Cashier Diane Thom ason...........Asst. Cashier Wade Hawkins.............. Asst. Cashier Herbert W. C la y to n ....... V. P. & Mgr. DeValls Bluff Office Otto Miller........................V. P. & Mgr. Cotton Plant Office J. R. Chappell, Jr. Don Edmondson O. J. Gandy, Jr. J. R. Grobmyer Henry T. Haven Louis F. Haven, Jr. Buddy Jayroe C. C. Moore Robert E. Porter Bert Sulcer R. B. Twist *Designates Chief Executive Officer ST A T E M E N T A S OF JU N E 30, 1977 A ssets Mil. T hou. 1 Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations .. 5 Oblig. of States & political 6 subdivisions...................... All other securities including corporate stocks................ Loans (N et)........................... 17 Bank premises, furniture and fixtures........................ All other a ssets.................... T O T A L .................................. 34 982 457 268 797 744 642 644 591 125 L ia b ilities M il. T hou. Demand deposits . ................ 10 Time deposits........................ 16 U. S. Gov’t deposits............. Public fu n d s .......................... 3 Total D ep osits.................. 30 All other liabilities............... Total liabilities ................ 30 236 892 78 269 475 385 860 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................ Total Equity C a p ita l....... 3 300 200 765 265 T O T A L ................................... 34 125 2 91 Sixty-Third Report PLANTERS AND MERCHANTS BANK, GILLETT Population 946 Arkansas County Chartered January 13, 1967 P.O. Box 538 Telephone Number 548-2211 Zip code 72055 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Jerry M. D yer.............Exec. Vice Pres. Larry E. Bauer......................Vice Pres. Dorothy R. S m ith .................... Cashier W. W. Turner, Chairman of Board and inactive Vice Pres. Keneth Smith, Vice Chairman Frank C. Wolfe, Secretary Herbert Holzhauer Murl Long W. P. Hackney Darrel Nichols Jerry M. Dyer *I)esignates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks .. U. S. Treasury securities . Oblig. of other U. S. G ov’t agencies & corporations Oblig. of States & political su bdivisions.................. Loans (N et)........................ . . Bank premises, furniture and fixtures.................... All other a sse ts ................ T O T A L ............................... . . 506 652 200 4 995 839 99 11 7 302 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. All other liabilities.............. Total liabilities ................ 2 3 6 6 100 919 2 567 588 23 611 Equity C apital Capital stock ........................ Surplus .................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... TOTAI..................................... 150 300 218 23 691 7 2 92 State of Arkansas: Bank Department BANK OF GLENWOOD, GLENWOOD Population 1,212 Pike County Chartered December 27, 1912 P.O. Box O Telephone Number 356-2121 Zip Code 71943 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *John T. C rew s...................... President Justin Dupre..........................Vice Pres. Victor H. C o x ........................Vice Pres. Doris H u tch in gs....... Asst. Vice Pres. Lynda R o b b in s ......... Asst. Vice Pres. Patricia D uke............................. Cashier Sherry Joh nson .............Asst. Cashier R. B. Shofstall Victor H. Cox John T. Crews *Designates Chief Executive Officer STA T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations. Oblig. of States & political su bdivisions.................. Loans (N et)........................... Bank premises, furniture and fixtures.................... . All other a ssets.................. T O T A L ................................. . 743 549 746 1 4 457 701 L ia b ilities M il. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................ 2 4 7 7 663 231 13 738 645 645 E quity C apital 101 90 8 387 Capital stock ........................ Surplus ................................... Undivided p ro fits................ Total Equity C a pita l....... T O T A L ................................... 100 600 42 742 8 387 Sixty-Third Report 93 CADDO STATE BANK, GLENWOOD Population 1,212 Pike County Chartered December 21, 1976 P.O. Box 47 Telephone Number 356-3196 Zip Code 71943 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs Charles F. Tidwell .. . Chmn. o f Board *Robert M. M cM ahan........... President Annette D a n ie l............. Asst. Cashier Charles Forga J. T. Jones H. J. Ligon Robert M. McMahan Austin L. Swindle Deadle Thrash Charles F. Tidwell ‘ Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of States & political su bdivisions............. All other securities including corporate stocks....... Excess funds s o ld ....... Loans (N et)........................... Bank premises, furniture and fixtures.............. All other a ssets........... TOTAL L ia b ilities Mil. Thou. 352 295 14 216 150 2 132 Mil. Thou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ....................... Total D ep osits................. All other liabilities............... Total liabilities ................ 1 2 2 808 214 4 550 576 9 585 E quity C apital 153 54 3 Capital stock ........................ Surplus.................................. Undivided p ro fits................ Total Equity C apital....... 366 TOTAL 320 320 141 781 3 366 94 State of Arkansas: Bank Department FIRST STATE BANK, GOULD Population 1,683 Lincoln County Chartered January 6, 1964 P.O. Box A Telephone Number 263-4325 Zip Code 71643 Number o f Branches: Inside City—None; Outside City—1 P rin cip a l O ffice rs D ire cto rs Howard H olthoff...................Chairman *Harold H. Reid. .. .Pres. & Chief Exec. W. J. B oren ................ First Vice Pres. Ernest B radsh aw ................. Vice Pres. Mary L. N olan ...................... Vice Pres. & Cashier Carolyn K n ight....... . Asst. Cashier Ellen Robertson............... Asst. Cashier Wanda Robertson......... Asst. Cashier Edna S h adow en s......... Asst. Cashier Howard Holthoff Harold H. Reid W. J. Boren Berzent Blagg Harry Norris W. H. Carder, Sr. R. W. Jones Don Eifling T. M. Fish T. H. Free Kenneth Johnson R. C. Johnson "■ Designates Chief Executive Officer STA T E M E N T A S O F JU N E 30. 1977 A ssets L ia b ilities Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of States & political subdivision s...................... 1 All other securities including corporate stocks. 45 Loans (N et)........................... 6 Bank premises, furniture and fixtures........ 296 All other a ssets.... 2 504 898 044 197 Mil. T hou . Demand deposits.................. 2 307 Time deposits........................ 4 740 U. S. Gov’t deposits............. 26 889 Public fu n d s .......................... Total D ep osits.................. 7 962 Excess funds purchased . . . . ______ 300 Total liabilities ................. 8 262 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................. Total Equity C a p ita l....... TOTAL 8 986 TOTAL 100 450 T74 724 8 986 Sixty-Third Report 95 BANK OF GRAVETT, GRAVETTE Population 1,200 Benton Chartered February 28, 1898 P.O. Box 160 Telephone Number 787-5251 Zip Code 72736 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs J. T. Edmondson, J r . . . . . . . . President *John R. Meade...........Exec. Vice Pres. Stokes B allard .....................Vice Pres. Vernon A ustin .....................Vice Pres. Larry L. W ilm oth ....................Cashier Lyle A u stin .................... Asst. Cashier Paul C. G a ly ea n ........... Asst. Ca-shier J. T. Edmondson, Jr. Stokes Ballard Allen McAllister C. E. McAllister John R. Meade Phillip Chastain Jim Allen Edmondson Vernon Austin *Designates Chief Executive Officer ST A TEM E N T AS O F JU N E 30, 1977 A ssets Mil. Thou. Cash & due from banks .. .. U. S. Treasury securities . .. Oblig. of other U. S. Gov’t agencies & corporations Oblig. of States & political su bdivisions.................. .. Excess funds s o ld ............. .. Loans (N et)....................... .. Bank premises, furniture and fixtures.................... All other a ssets.................. TOTAL 1 1 673 794 72 2 1 9 949 400 741 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. All other liabilities.............. Total liabilities ................ 4 11 16 16 616 001 57 612 286 26 312 Equity C apital 222 11 17 862 Capital stock ....................... Surplus .................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... TOTAL 1 100 300 122 28 550 17 862 1 96 State o f Arkansas: Bank Department FARMERS BANK, GREENWOOD Population 2,466 Sebastian County Chartered August 7, 1907 P.O. Box 610 Telephone Number 996-4171 Zip Code 72936 Number o f Branches: Inside City—None; Outside City—3 P rin cip a l O ffic e r s D ir e c to r s *Means Wilkinson .. Chairman & CEO Betty J. W ilkinson............... President Lorene C a rn es......................Vice Pres. & Cashier Genevieve H a rris ......... Asst. Cashier Means Wilkinson Betty Wilkinson Lorene Carnes Bronson Andrews *I)esignates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political su bdivision s...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a sse ts.................... T O T A L ................................... 1 1 588 524 2 604 3 807 5 598 800 167 145 244 16 477 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t d ep osits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................. 4 9 14 109 574 9 157 849 144 993 Capital stock ........................ Surplus................................... Undivided p ro fits................. Total Equity C a p ita l....... 1 300 700 484 484 T O T A L ................................... 16 477 1 14 E quity C apital 97 Sixty-Third Report THE FIRST BANK, GRIFFITHVILLE Population 227 White County Chartered November 6, 1905 P.O. Box 55 Telephone Number 323-4511 Zip Code 72060 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Joyce D. S trau ghn ................Cashier E. O. Y ancey......................... President E. D. Yancey......................... Vice Pres. E. O. Yancey E. D. Yancey M. O. Thompson *I)esignates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations . . Oblig. of States & political su bdivision s...................... Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ 175 779 159 579 100 626 L iabilities Mil. T hou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Deposits of b a n k s................. Total D ep osits.................. Total Liabilities................ 1 2 2 Equity C apital 4 Capital stock ........................ Surplus.................................. Undivided p ro fits................ 25 125 69 C a p i t a l r e s e r v e s .................................. 2 Total Equity C a pita l....... TOTAL .... 845 262 1 78 15 201 201 2 422 TOTA1........... 221 2 422 98 State of Arkansas: Bank Department CLARK COUNTY BANK, GURDON Population 2,075 Clark County Chartered August 4, 1900 P.O. Box 10 Telephone Number 353-2534 Zip Code 71743 Number o f Branches: Inside City—None; Outside City—1 P rin cip a l O ffic e r s D ire cto rs John Jack son ........................ President *Eddie H olt.................. Exec. Vice Pres. Jean B oulden........................Vice Pres. and Cashier Ron W alker................ Asst. Vice Pres. and Installment Loans Linda Bittle.................... Asst. Cashier Kaye Stiffler.................. Asst. Cashier C. W. Abrams John Jackson Eddie Holt A. A. Horne Dick Jackson Jimmy Robbs Maurice Stricklin ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets L ia b ilities Mil. T hou. Cash & due from banks .. U. S. Treasury securities .. Oblig. of other U. S. Gov’t agencies & corporations. Oblig. of States & political su bdivision s...................... Loans (N et)......................... .. Bank premises, furniture and fixtures...................... All other a sse ts................ . 506 20 60 2 7 465 361 Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. Excess funds purchased. . . . All other liabiliteis............... Total liabilities ................. 206 145 10 763 9 136 872 13 858 879 650 23 552 1 800 200 211 211 10 763 8 E quity C apital Capital stock ........................ Surplus ................................... Undivided p ro fits................. Total Equity C a p ita l....... TOTAL 2 5 TOTAL 99 Sixty-Third Report FARMERS BANK, HAMBURG Population 3,102 Ashley County Chartered March 10, 1941 P.O. Box 350 Telephone Number 853-5222 Zip Code 71646 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs W. E. Foote, Jr....................... President *Louie G. F o o te .......... Exec. Vice Pres. Earl J. S co tt............................Vice Pres. Jim C ourson............................Vice Pres. Velma J. Farmer.....................Vice Pres. Ima L. W h ite ...........Asst, to Ex. V.P. Allen F i ’a a rm i m er.........................Cashier c i ................................................ v a o i u c i P. E. Barnes F. P. Blanks Bob Brewer Bruin L. Campbell Lloyd Engelkes Louie G. Foote W. vv , E. u .Foote, Jr. t»i. W. E. Foote, III Gordon E. Hennington, Jr. George E. Locke Earl J. Scott Jack H. Shell S. A. Wilcoxon, Jr. E. A. Tucker *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations . . Loans (N et)........................... Bank premises, furniture and fixtures....................... All other a ssets.................... 708 314 3 8 620 438 202 39 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Deposits of b a n k s................ Total D eposits.................. Excess funds purchased. . . . Total liabilities ................ 2 8 12 868 153 14 006 10 051 100 151 Capital stock ....................... Surplus .................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a pita l....... 1 100 550 519 1 170 T O T A L .................................. 13 321 1 12 E quity C apital T O T A L .................................. 13 321 100 State of Arkansas: Bank Department CALHOUN COUNTY BANK, HAMPTON Population 1,251 Calhoun County Chartered October 26, 1906 P.O. Box 8 Telephone Number 798-2207 Zip Code 71744 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ir e c to r s *Searcy Harrell, Sr................. President Len H arrell........................... Vice Pres. B. Dickson Neal .................. Vice Pres. Mary H. J o h n s to n .................. Cashier Hazel B. S m it h .............Asst. Cashier Hubert J. Brown Fay Harrell Len Harrell Searcy Harrell, Jr. Searcy Harrell, Sr. B. Dickson Neal A. G. Tomlinson D. W. Wells ^Designates Chief Executive Officer STA T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from b a n k s__ U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political s u b d i v i s i o n s ...................... All other securiteis including corporate stocks Loans (N et)........................... Bank premises, furniture and fixtures....................... All other a ssets................... TOTAL 434 975 614 2 232 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. 125 408 172 54 10 014 1 8 569 952 5 278 804 8 848 1 100 400 666 166 10 014 A l l o t h e r l i a b i l i t i e s ......................... Total liabilities ................. 5 2 4 44 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................. Total Equity C a p ita l....... TOTAL Sixty-Third Report 101 THE BANK OF HARRISBURG, HARRISBURG Population 1,949 Poinsett County Chartered December 2, 1930 P.O. Box 17 Telephone Number 578-5427 Zip Code 72432 Number o f Branches: Inside City—1; Outside City—None P rin cip a l O ffice rs D ire cto rs R. W. Butler ......................... President *Horace S. S m ith ....... Exec. Vice Pres. J. T. B u tler.............................Vice-Pres. James W illiams.......................... Cashier Doris H. Smith.............. Asst. Cashier R. W. Butler Horace S. Smith J. T. Butler Anna M. Butler *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets 1 Cash & due from banks . . . . U. S. Treasury securities ... Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political 2 subdivision s...................... All other securities including corporate stocks................ Loans (N et)........................... 12 Bank premises, furniture and fixtures........................ TOTAL L ia b ilities Mil. Thou. 18 613 550 277 961 1 994 396 792 Mil. T hou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. Total liabilities ................ E quity C apital Capital stock ........................ Surplus .................................. Undivided p ro fits................ Total Equity C apital....... TOTAL 5 10 1 17 17 092 542 23 464 121 121 1 100 000 571 671 18 792 1 State o f Arkansas: 102 Bank Department THE SECURITY BANK, HARRISON Population 7,239 Boone County Chartered November 20, 1931 P.O. Box 1078 Telephone Number 741-8200 Zip Code 72601 Number o f Branches: Inside City—1; Outside City—2 Principal O fficers D irectors *Wayne Clark......................... President & Chief Exec. Off. L. E. Durand. Vice Chairman o f Board & Investment Officer Wallace E. N ick els....... Sr. Vice Pres. & Farm Representative Jim Phillips ..........................Vice Pres. Gene W aters..........................Vice Pres. Richard L. M cB ee..................Cashier Roy L. Baker, Sr. John O. Campbell Wayne Clark L. E. Durand F. S. Garrison Kenneth R. Milburn Tom W. Rogers, Jr. E. R. Tims W. S. Walker *I)esignates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. Thou. 4 Cash & due from banks . . . . U. S. Treasury securities .. . 3 Oblig. of other U. S. Gov’t agencies & corporations . . 1 Oblig. of States & political subdivision s...................... 11 All other securities including corporate stocks................ 1 Excess funds s o ld ................ Loans (N et)........................... 25 Bank premises, furniture and fixtures........................ All other a ssets.................... TOTAL 50 251 491 972 748 355 600 799 583 960 759 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Deposits of b a n k s................ Total D ep osits.................. All other liabilities............... Total liabilities ................. 14 26 46 804 875 103 932 111 825 319 144 1 1 1 4 800 200 265 265 2 1 45 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................ Total Equity C a p ita l....... Subordinated notes & debentures...................... TOTAL 350 50 759 103 Sixty-Third Report PRAIRIE COUNTY BANK, HAZEN Population 1,608 Prairie County Chartered July 17, 1945 P. O. Box 357 Telephone Number 255-4525 Zip Code 72064 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs J. J. S creeton........................ President *James E. S parks....... Exec. Vice Pres. Jerry V. Sparks...................... Vice Pres. & Cashier Helen C. T u l l .............Asst. Vice Pres. Delores L. Perry ....... Asst. Vice Pres. Kathie P. Gunter....... Asst. Vice Pres. Melba S. S tin e .............. Asst. Cashier J. J. Screeton J. E. Sparks J. V. Sparks Eagle Boyd, Jr. J. W. Crigger M. V. Rhodes ^Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. Thou. Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. G ov’t agencies & corporations .. Oblig. of States & political subdivision s...................... All other securities including corporate stocks................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... T O T A L .................................. 10 3 781 067 1 572 2 806 2 45 221 L iabilities Mil. Thou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. Excess funds purchased. . . . All other liabiliteis.............. Total liabilities ................ 3 5 311 375 25 1 118 9 “ 525 200 1 10 030 E quity C apital 443 59 994 Capital stock ....................... Surplus.................................. Undivided p rofits................ Total Equity C apital....... T O T A L .................................. 75 600 289 964 10 994 104 State of Arkansas: Bank Department THE CLEBURNE COUNTY BANK, HEBER SPRINGS Population 3,800 Cleburne County Chartered December 16, 1930 Telephone Number 362-2136 Zip Code 72543 Number of Branches: Inside City—2; Outside City—1 P rin cip a l O ffic e r s D ir e c to r s *Jerome J o h n s o n .................. President Walter A ldridge.................... Vice Pres. & Cashier Juanita F. Taylor . . . . Asst. Vice Pres. Sam M o rto n .................. Asst. Cashier Awin H azelwood........... Asst. Cashier Paula H ackw orth......... Asst. Cashier Elaine T a y lor................ Asst. Cashier Laverne M eadows......... Asst. Cashier Maxine L acy.................. Asst. Cashier Jean R o o k ...................... Asst. Cashier Jim Tom Butler R. W. Butler Jerome Johnson Walter Aldridge Richie Lee Ricky L. Johnson, D.D.S. L. E. Roberts, Jr. Wetzel Stark ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks .. .. 1 U. S. Treasury securities . .. 2 Oblig. of other U. S. Gov’t agencies & corporations,. . 5 Oblig. of States & political subdivision s.................. ... 6 Loans (N et)........................... 10 Bank premises, furniture and fixtures...................... All other a sse ts.................. 830 176 109 033 976 L ia b ilities M il. T hou. 6 Demand deposits.................. Time deposits........................ 15 U. S. Gov’t d ep osits............. Public fu n d s .......................... 1 Total deposits.................... 23 Excess funds purchased. . . . 1 Total liabilities ................. 24 E quity C apital 89 57 Capital stock ........................ Surplus................................... Undivided p ro fits ................ Total Equity C a p ita l....... Subordinate notes & debentures...................... TOTAL 26 270 616 320 13 153 102 200 302 TOTAL 1 120 630 918 668 300 26 270 105 Sixty-Third Report HEBER SPRINGS STATE BANK, HEBER SPRINGS (Formerly Arkansas National Bank, Heber Springs) Population 3,800 Cleburne County Chartered May 25, 1977 P.O. Box 30 Telephone Number 362-5821 (State) Zip Code 72543 Number of Branches: Inside City—None; Outside City—None Principal Officers Directors *Tucker Blankenship....... . President & Bd. Chairman F. B. R ector.... Vice Pres. & Cashier Charles Blankenshipp ....... Vice Pres. & Loan Officer Gary Y ow ........................ Asst. Cashier Mary Lou B is h o p ......... Asst. Cashier Tucker Blankenship Charles Blankenship Mildred Blankenship Oscar Patchell Dr. Nathan L. Poff F. B. Rector B. L. Johnston, Jr. *I)esignates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. Thou. Cash & due from banks .. .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations Oblig. of States & political subdivision s.................. .. Excess funds sold . . . . . . . . Loans (N et)........................ .. Bank premises, furniture and fixtures.................... All other a sse ts................ TOTAL.. .. 1 568 414 120 2 11 331 300 299 208 310 16 550 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Deposits of b a n k s................ Total D ep osits.................. All other liabilities............... Total liabilities ................ Equity C apital Capital stock ........................ Surplus .................................. Undivided p ro fits................ Total Equity C a p ita l....... TOTAL 4 9 15 746 479 27 291 97 640 624 264 1 100 400 786 286 16 550 14 State of Arkansas: 106 Bank Department BANK OF HOLLY GROVE, HOLLY GROVE Population 840 Monroe County Chartered March 12, 1903 P.O. Box Q Telephone Number 462-3331 Zip Code 72069 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *J. F. Phillips, Jr.................... President Elizabeth C. R e id ................. Cashier Jean Kirkpatrick........... Asst. Cashier Mildred E. C ra ig ........... Asst. Cashier John S. Calloway H. C. Casey, Jr. Wilsie Mayo Matthews R. H. Mayo John B. Moore, Jr. J. F. Phillips, Jr. Elizabeth C. Reid *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations... Oblig. of States & political su bdivisions...................... Loans (N et)......................... .. Bank premises, furniture and fixtures...................... All other a ssets.................. T O T A L ................................ .. 622 250 2 232 2 3 715 377 183 4 9 383 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................. 1 5 8 958 363 3 852 176 9 185 Capital stock ........................ Surplus ................................... Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... 1 60 565 553 20 198 T O T A L ................................... 9 383 8 E quity C apital Sixty-Third Report 107 HORATIO STATE BANK, HORATIO Population 852 Sevier County Chartered May 15, 1905 P.O. Box 347 Telephone Number 832-2501 Zip Code 71842 Number o f Branches: Inside City—None; Outside City—None Principal Officers Directors *C. E. Hendrix, Jr................... President Edith Hendrix S m ith ... Sr. Vice Pres. Secretary & Treasurer Wilburn S m ith ...........Exec. Vice Pres. & Cashier Lola J. L a w ren ce...........Oper. Officer Agnes J. L incoln.............Bkpg. Officer J. E. Baugh C. E. Hendrix, Jr. Lilia S. Hendrix Loy Poag Fred Sharp Edith Hendrix Smith Wilburn Smith Fred L. Sullivan M. T. Wilson, Sr. ^Designates Chief Executive Officer STA T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities ... Oblig. of other U. S. G ov’t agencies & corporations .. Oblig. of States & political su bdivision s...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... TOTAL 504 275 2 089 1 481 6 51 300 313 134 49 11 196 L ia b ilities Mil. T hou . 10 200 988 4 921 113 31 144 1 100 500 452 052 T O T A L ................................... 11 196 Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. All other liabilities.............. Total liabilities ................ 2 6 10 Equity C apital Capital stock ........................ Surplus.................................. Undivided p ro fits................ Total Equity C a pita l....... 108 State o f Arkansas: Bank Department THE BANK OF FRANKLIN, HORSESHOE BEND Population 1,581 Izard County Chartered June 13, 1905 Telephone Number 670-5131 Zip Code 72512 Number o f Branches: Inside City—None; Outside City—1 P rin cip a l O ffice rs D ire cto rs *Doug A dam s....... President James H. Brewer......... Exec. Vice Pres. Jean Ferguson.....Vice Pres. & Cashier Rose Mae H e c k ............Asst. Vice Pres. Robert Tankersley . . . Asst. Vice Pres. Doug Adams James H. Brewer J. E. Godwin Joe Peacock Linn Garner ^Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou . Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivisions....... 587 All other securities including 902 corporate stocks. Loans (N et)........................... 4 Bank premises, furniture and fixtures........ 44 364 694 TOTAL 827 7 700 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. All other liabiliteis................ Total liabilities ................ 536 1 5 7 7 653 064 354 192 263 L6 279 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits ................ Capital reserves.................... Total Equity C a pita l....... TOTAL 225 100 206 T7 548 7 827 Sixty-Third Report 109 ARKANSAS BANK AND TRUST COMPANY, HOT SPRINGS Population 35,631 Garland County Chartered April 18, 1907 P.O. Box 5640 Telephone Number 624-4611 Zip Code 71901 Number of Branches: Inside City—4; Outside City—1 P rin cip a l O ffice rs P rin cip a l O fficers Cecil W. Cup p . .. . Chairman of Board Jerry T h om p son ............................. Vice Pres. *Cecil W. Cupp, Jr.................. President Dorothy W a ll...................................Vice Pres. & Chief Exec. Officer Ralph W h ite.................................... Vice Pres. Frank B o lto n ........................... Auditor Ray L. C a s h .............. Exec. Vice Pres. Charles L. Fager, Jr. . . . Sr. Vice Pres. Ed K renzelok.............Travel-Manager H. G. Gasbarre.............. Sr. Vice Pres. Bob Hammerschmidt .. .Mktg. Officer J. L. J on es...................... Sr. Vice Pres. Robert E. J o n e s............. Sr. Vice Pres. Eldon Sprague............... Sr. Vice Pres. D ire cto rs Palmer Vanderburg Sr. Vice Pres. Freeman B aldw in........................... Vice Pres. Frank M. Burton, M.D. Jo Ann B ass.....................................Vice Pres. Ray L. Cash Bob B ile s .......................................... Vice Pres. Cecil W. Cupp J. O. B rown...................................... Vice Pres. Cecil W. Cupp, Jr. Floyd B ry a n t...................................Vice Pres. Gerald H. Fisher Frank C arnathan........................... Vice Pres. Robert E. Jones Mort C o x .......................................... Vice Pres. Walter E. Kleinman Loyd E m erson ................................. Vice Pres. Norton Meek Debert G ra v e s ................................. Vice Pres. Roy L. Murphy & Cashier Ray S. Smith, Jr. Mahlon G rig s b y ............................. Vice Pres. Marshall T. Steel Carl H ardage...................................Vice Pres. Edmond M. Thrash Dale H oggard................................... Vice Pres. Herman L. Wilson, Jr. Jess M oore........................................ Vice Pres. Hill A . Wheatly C. Everett Fulgham Gene P a rk er...........................Vice Pres. Gaither C. Johnston, Jr. Ron Steed................................ Vice Pres. *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. Thou. Cash & due from banks . . . . 14 6 U. S. Treasury securities . . . Oblig. of other U. S. G ov’t agencies & corporations . . 5 Oblig. of States & political su bdivision....................... 14 All other securities including corporate stocks................ Excess funds s o ld ................ 3 Loans (N et)........................... 89 Bank premises, furniture and fixtures........................ 3 All other a ssets.................... 1 T O T A L .................................. 140 829 029 823 066 920 500 513 L ia b ilities Mil. Thou. Demand deposits.................. Time deposits....................... . U. S. Gov’t deposits............. Public fu n d s ......................... . Deposits of ba n k s................ Total D eposits.................. Excess funds purchased . . . . All other liabilities.............. Total liabilities ................ 32 87 5 2 128 1 130 602 818 224 075 610 329 500 206 035 E quity C apital 426 935 041 7 025 025 797 172 019 2 987 T O T A L .................................. 140 041 Capital stock ....................... . Surplus .................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a pita l....... . Subordinated notes & debentures...................... 2 2 2 State o f Arkansas: 110 Bank Department BANK OF IMBODEN, IMBODEN Population 496 Chartered October 12, 1972 Lawrence County P.O. Box 320 Telephone Number 869-2291 Zip Code 72434 Number o f Branches: Inside City—None; Outside City—1 P rin cip a l O ffice rs D ir e c to r s *Amos D a v id ............. Chairman & Pres. J. R. David, Jr............ Exec. Vice Pres. Stephen E. Jones ......... Sr. Vice Pres. & Cashier Douglas B radley.................. Vice Pres. Clarence Freeze....................Vice Pres. Leland M iz e ................ Asst. Vice Pres. Mary Lea McLeod . . . Asst. Vice Pres. Preston C lark................. Asst. Cashier Wilma L aw son............... Asst. Cashier Amos David J. R. David, Jr. Stephen E. Jones Clarence Freeze Leland Mize Dee Cude K. D. McLeod Henry Weaver Austin Stovall Vern Barnett H. Lee Baker Douglas Bradley *Designates Chief Executive Officer S T A T E M E N T AS OF JU N E 30. 1977 A ssets Mil. T hou. Cash & due from b a n k s___ U. S. Treasury securities .. . Oblig. of States & political subdivision s...................... All other securities including corporate stocks................. Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... TOTAL 828 685 332 4 10 250 762 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Deposits of b a n k s................. Total D ep osits.................. Total liabilities ................. 1 4 6 6 720 181 4 635 26 566 566 E quity C apital 189 6 7 062 Capital stock ........................ Surplus................................... Undivided p ro fits ................. Total Equity C a p ita l....... TOTAL 165 85 246 496 7 062 Sixty-Third Report 111 FIRST JACKSONVILLE BANK, JACKSONVILLE Population 24,392 Pulaski County Chartered August 2, 1949 P.O. Box 827 Telephone Number 982-4511 Zip Code 72076 Number of Branches: Inside City—3; Outside City—None P rin cip a l O ffice rs D ire cto rs *Kenneth Pat Wils<™............. President & Chairman o f Board Melda A. R ice................ Sr. Vice Pres. Sibyl H. A dam s......................Vice Pres. & Auditor Jerry W. D avis................... Vice Pres. David Shew m aker................ Vice Pres. & Trust Officer R. N. (Bob) S im s .................... Vice Pres. Larry T. W ilson......................Vice Pres. Bobby G oodm an .................... Vice Pres. Kenneth Pat Wilson Melda A. Rice Harry K. Dougherty Bartus M. Gray Carl A. Williams Larry T. Wilson T. H. Wortham, M.D. *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou . Cash & due from banks . . . . 5 U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations . . 1 Oblig. of States & political subdivision s...................... 10 All other securities including corporate stocks................ Excess funds s o ld ................ 1 Loans (N et)........................... 17 Bank premises, furniture and fixtures........................ All other a sse ts.................... TOTAI.................. ................. 37 151 542 046 823 111 000 166 996 485 320 L ia b ilities Mil. Thou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. Excess funds purchased . . . . All other liabilities............... Total lia b ilities................ 13 16 3 32 33 086 396 210 003 695 500 147 342 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... 2 1 3 000 000 899 79 978 T O T A L .................................. 37 320 112 State o f Arkansas: Bank Department NEWTON COUNTY BANK, JASPER Population 499 Newton County Chartered March 24, 1903 P.O. Box 437 Telephone Number 446-2265 Zip Code 72641 Number of Branches: Inside City—None; Outside City—1 P rin cip a l O ffice rs D ir e c to r s Joe C. Nance . . . . Chairman o f Board *Neil A. W ilk in s......... Pres. & Cashier George Landrum ....... Asst. Vice Pres. Joe T. P h illip s......................Vice Pres. Carl Gene J o n e s ....... Exec. Vice Pres. Alta G o rd e n ................ Exec. Vice Pres. Inas W atson .................. Asst. Cashier Danny Criner................ Asst. Cashier Joe C. Nance Neil A Wilkins Alta Gorden Carl Gene Jones Ernest Wilson Clyde Atkinson *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivision s...................... All other securities including corporate stocks................ Loans (N et)........................... Bank premises, furniture and fixtures........................ T O T A L ................................... 1 641 274 504 1 469 4 650 669 9 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................. 2 4 8 8 685 932 10 920 547 14 561 E quity C apital 95 Capital stock ........................ Surplus ................................... Undivided p ro fits................. Total Equity C a p ita l....... 302 T O T A L ................................... 58 441 242 741 9 302 113 Sixty-Third Report BANK OF NORTHEAST ARKANSAS, JONESBORO Population 28,962 Craighead County Chartered February 13, 1904 P.O. Box 1617 Telephone Number 932-2131 Zip Code 72401 Number of Branches: Inside City—2; Outside City—1 P rin cip a l O ffice rs D ire cto rs *Sloan Rainwater....................Chairman & President Garland Kirkpatrick , . . Exec. V . Pres. C. Frank F a lls ........................Vice Pres. Joyce B ridger..........................Vice Pres. Bill P a y n e ............................... Vice Pres. Bob W im p y............................. Vice Pres. Loyce M in k ................................. Cashier Eva Beeler...................... Asst. Cashier Audrey Glenn................ Asst. Cashier Linda McDaniel ........... Asst. Cashier Edward H. Cherry Edward O. Cherry A. B. Clark Wallace Fowler Garland Kirkpatrick Grover D. Poole Riley Rainwater Sloan Rainwater Weldon Rainwater William I. Rainwater J. A. Tomlinson Howard Vance Gerald Watkins ^Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 Assets Mil. Thou. 1 Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations .. 1 Oblig. of States & political subdivisions...................... 2 All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... 16 Bank premises, furniture and fixtures........................ All other a ssets.................... TOTAL 24 719 849 199 704 Liabilities Demand deposits.................. 5 Time deposits....................... 14 U. S. Gov’t deposits............. Public fu n d s ......................... 2 Total D eposits.................. 23 All other liabilities.............. Total liabilities ................ 23 440 750 687 192 418 958 Mil. Thou. 962 643 33 874 512 96 608 Equity Capital Capital stock ....................... Surplus.................................. Undivided p ro fits................ Total Equity C a pita l....... Subordinated notes & debentures...................... TOTAL 1 450 300 250 000 350 24 958 114 State of Arkansas: Bank Department CITIZENS BANK OF JONESBORO, JONESBORO Population 28,962 Craighead County Chartered July 25, 1919 P.O. Box 1090 Telephone Number 932-6603 Zip Code 72401 Number o f Branches: Inside City—4; Outside City—2 P rin cip a l O ffic e r s D ir e c to r s H erbertH .M cA dam sII.Chm n.ofBd.& C EO *Walter A. DeR oeck...............President Donald T im m s........... Exec. Vice Pres. Maurice Rubenstein .. First Vice Pres. Ralph J. H alk.............Adm. Vice Pres. Donald Crews.............Sr. Oper. Officer Harry H erg et.................. Mkt. Director Eugene B. Smith, Jr....... Asst, to Pres. H. H. McAdams J. W. Crafton John C. Deacon Walter A. DeRoeck W. O. Doak Frank P. Hall Robert H. Holt Hall McAdams Minor M. Markle Oscar J. Melton W. D. Roberts, Jr. M. S. Rubenstein Eugene B. Smith, Jr. Dr. Paul T. Stroud Frank E. Walden Rollo White Dr. G. D. Wisdom *Designates Chief Executive Officer ST A T E M E N T AS O F JU N E 30, 1977 Assets Mil. Thou. Cash & due from banks . . . . 7 U. S. Treasury securities .. . 3 Oblig. o f other U. S. G ov’t agencies & corporations .. 1 Oblig. of States & political su bdivisions...................... 6 All other securities including corporate stocks................ Excess funds s o ld ............... 3 Loans (N et)........................... 74 Bank premises, furniture and fixtures........................ 1 All other a ssets.................... 2 TOTAL 102 870 527 551 635 906 500 688 Liabilities Mil. Thou. Demand deposits.................. Time deposits........................ U. S. G ov’t deposits............. Public fu n d s .......................... Deposits of b a n k s................ Total D ep osits.................. Excess funds purchased. . . . All other liabilities............... Total liabilities ................ 25 53 5 3 88 6 1 95 194 686 391 257 661 189 200 493 882 2 1 1 4 000 000 714 714 2 100 102 696 Equity Capital 715 304 696 Capital stock ........................ Surplus................................... Undivided p ro fits ................ Total Equity C a p ita l....... Subordinated notes & debentures...................... TOTAL Sixty-Third Report 115 FIRST BANK AND TRUST OF JONESBORO, JONESBORO (Formerly First National Bank of Jonesboro, J onesboro) Population 28,962 Craighead County Chartered December 22, 1976 P.O. Box 1209 Telephone Number 932-8372 (State) Zip Code 72401 Number of Branches: Inside City—3; Outside City—1 Principal Officers Directors *John E. M arcom .................. President Everett B a n d y ................ Sr. Vice Pres. Ron Jackson ......................... Vice Pres. Jerry Broadway............Loan Vice Pres. Inez Baughm an............Loan Vice Pres. J. Y. Montgomery . . . . Trust Vice Pres. Mike S p a in .................. Trust Vice Pres. John E. Marcom Mary R. Marcom Hugh C. Vick Harold Crall Henry Gschwend Dr. James Webb Doswell McDaniel Bill Sloan Charles M. Mooney Everett Bandy Bill Brown *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou . Cash & due from banks . . . . 3 U. S. Treasury securities ... Oblig. of other U. S. Gov’t agencies & corporations .. 2 Oblig. of States & political su bdivision s...................... 1 All other securities including corporate stocks................ 1 Excess funds s o ld ................ 1 Loans (N et)........................... 17 Bank premises, furniture and fixtures........................ All other a sse ts .................... T O T A L .................................. 30 391 904 826 665 212 021 961 L ia b ilities Mil. T hou. 7 Demand deposits.................. Time deposits........................ 16 U. S. Gov’t d ep osits............. Public fu n d s ......................... 2 Deposits o f b a n k s................ Total D ep osits.................. 27 Excess funds purchased . . . . All other liabilities............... Total liabilities ................ 27 766 372 8 882 70 098 175 257 530 E quity C apital 542 568 090 Capital stock ........................ Surplus .................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... Subordinated notes & debentures...................... 1 2 T O T A L ................................... 30 300 200 515 45 060 500 090 116 State o f Arkansas: Bank Department MERCANTILE BANK, JONESBORO Population 28,962 Craighead County Chartered January 7, 1932 P.O. Box 6018 Telephone Number 935-5521 Zip Code 72401 Number of Branches: Inside City—4; Outside City—2 P rin cip a l O ffic e r s D ir e c to r s *Charles Frierson III............. President & Chairman o f Board George F. Delaney, Jr..Exec. V . Pres. Carey S m ith .................. Sr. Vice Pres. Earl G a irh a n .................. Vice Pres. & Sr. Loan Officer Hugh H arrington................ Vice Pres. Norman Leonard. Vice Pres. & Cashier Betty Pittman .................. Vice Pres. & Loan Review Naomi C ra ft..........................Vice Pres. Roy Cooper W. M. Freeze, Jr. Lynn Greene George Heinemann A. M. Heringer, Jr. Ben Lamberth J. W. Ledbetter Tom Loberg *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . 4 U. S. Treasury securities . . . 2 Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political su bdivision ........................ 12 All other securities including corporate stocks................ Loans (N et)........................... 55 Bank premises, furniture and fixtures........................ 1 1 All other a ssets.................... T O T A L ................................... 78 681 544 455 113 165 760 313 234 265 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Deposits of b a n k s................. Total D ep osits.................. Excess funds purchased. . . . All other liabilities............... Total liabilities ................. 21 40 71 035 738 157 016 239 185 800 582 567 Capital stock ........................ Surplus................................... Undivided p ro fits ................ Total Equity C a p ita l....... Subordinated notes & debentures...................... 1 2 2 6 000 225 973 198 T O T A L ................................... 78 8 70 E quity C apital 500 265 117 Sixty-Third Report FARMERS AND MERCHANTS BANK, JUDSONIA Population 1,500 White County Chartered May 29, 1913 P.O. Box I Telephone Number 729-3148 Zip code 72081 Number of Branches: Inside City—None; Outside City—None P rin cip al O ffice rs D ire cto rs E. O. Y ancey.... Chairman of Board E. D. Y ancey.......................... President C. I. Steven s.......................... Secretary *Jim Em finger.............Exec. Vice Pres. J. H. G ra v es..........................Vice Pres. W. R. Meador, Jr................... Vice Pres. Thelma Stevens........................Cashier E. O. Yancey Elmer D. Yancey J. H. Graves C. I. Stevens W. R. Meador, Jr. *I)esignates Chief Executive Officer ST A TEM E N T AS OF JU N E 30. 1977 A ssets Mil. Thou. Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of States & political subdivision s....... 981 500 Excess funds s o ld .. Loans (N et)........................... 1 Bank premises, furniture and fixtures......... 8 403 905 491 L ia b ilities Mil. Thou. Demand deposits.................. Time deposits........................ U. S. G ov’t deposits ........... Public fu n d s .......................... Deposits of b a n k s................. Total D eposits.................. Total liabilities ................ 1 1 3 3 582 679 15 535 1 812 812 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................ Capital reserves..................... Total Equity C a p ita l....... TOTAL 4 288 TOTAL 35 165 270 6 476 4 288 State o f Arkansas: 118 Bank Department UNION STATE BANK, JUNCTION CITY Population 763 Union County Chartered August 28, 1933 P.O. Box F Telephone Number 924-2731 Zip Code 71749 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffic e r s D ire cto rs *John F. M arsh.................. Pres. & Dir. Craig A. Rowland................ Vice Pres. Barbara D. D a n iels................ Cashier Mary C. J o n e s ...............Asst. Cashier Veda P. J o n e s ............... Asst. Cashier Russell Adams J. B. Allen, Jr. T. N. Couch T. T. Fields Alvin Green L. A. Jenkins C. A. Reed John M. Shackleford, Jr. ^Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou . Cash & due from banks .. Oblig. of other U. S. Gov’t agencies & corporations,.. Oblig. of States & political subdivisions.................... Excess funds s o ld ................ Loans (N et)........................ .. Bank premises, furniture and fixtures.................... . All other a ssets.................. 755 1 701 1 3 243 235 835 19 221 L ia b ilities M il. T hou . 1 772 Demand deposits.................. 5 050 Time deposits........................ 4 U. S. Gov’t deposits............. 506 Public fu n d s .......................... Total D ep osits.................. 7 332 All other liabilities............... 47 7 379 Total liabilities ................. E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................ Total Equity C a pita l....... T O T A L ............................... .. 8 009 T O T A L ................................... 300 200 130 630 8 009 119 Sixty-Third Report BANK OF KENSETT, KENSETT Population 1,444 White County Chartered February 17, 1922 P.O. Box 356 Telephone Number 742-3211 Zip Code 72082 Number o f Branches: Inside City—None; Outside City—None D ire cto rs P rin cip a l O ffice rs *Jno. H. Johnston ................ President Jno. H. Johnston, Jr.............Vice Pres. Roger Q. M ills ...................... Vice Pres. Mrs. Thelma Roth .................. Cashier Mrs. Patsy Scott .. . Assistant Cashier Jno. H. Johnston Jno. H. Johnston, Jr. Roger Q. Mills *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . Oblig. of other U. S. Gov’t agencies & corporations .. All other securities including corporate stocks. 800 Loans (N et)............ 3 Bank premises, furniture 8 and fixtures........ TOTAL 348 300 L ia b ilities Mil. T hou . Demand deposits.................. Public fu n d s .......................... Total D eposits.................. Total liabilities ................ 1 1 999 84 083 083 Equity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................. Total Equity C a pita l....... 1 459 T O T A L ................................... 50 10 316 376 1 459 120 State of Arkansas: Bank Department BANK OF KINGSTON, KINGSTON Population 225 Madison County Chartered April 7, 1911 P.O. Box 39 Telephone Number 665-2825 Zip Code 72742 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs Tom H argis............................ President *Wilson B unch........................ Vice Pres. & Cashier Gary W. B u n ch .............Asst. Cashier Tom Hargis Wilson Bunch Gary W. Bunch Fred Evon Bunch Wm. B. Bunch *Designates Chief Executive Officer ST A T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks .. U. S. Treasury securities . Oblig. of other U. S. G ov’t agencies & corporations Oblig. of States & political su bdivisions.................. Loans (N et)......................... Bank premises, furniture and fixtures.................... T O T A L ................................ .. 102 668 50 282 276 4 1 382 L ia b ilities M il. T hou . Demand deposits.................. Time deposits........................ Total D ep osits.................. Total liabilities ................ 1 1 563 689 252 252 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................ Capital reserves.................... Total Equity Capital . . . . . T O T A L ................................... 10 40 78 2 130 1 382 Sixty-Third Report 121 BANK OF LAKE VILLAGE, LAKE VILLAGE Population 3,310 Chicot County Chartered October 14, 1937 P.O. Box 727 Telephone Number 265-2241 Zip Code 71653 Number of Branches: Inside City—1; Outside City—None P rin cip a l O ffice rs D ire cto rs Dr. J. H. Burge .. Chairman of Board Douglas C. W y n n ................ President *Hermon C a rlto n ....... Exec. Vice Pres. Ned Mazzanti............. First Vice Pres. R. Trafton W illiam s.............Vice Pres. Dessie Lee G ibbs.........................Cashier Joyce Bell ...................................Auditor Terence J. A lp e ............. Asst. Cashier Jakie June G ib so n ....... Asst. Cashier Marilyn Craig .............. Asst. Cashier & Branch Manager Sam E. Angel William W. Bunker Dr. J. H. Burge Hermon Carlton David F. Gillison, Sr. Ned Mazzanti George Pine Linwood Smith Douglas C. Wynn *I)esignates Chief Executive Officer STATEM E N T AS OF JU N E 30. 1977 A ssets Mil. Thou. Cash & due from banks .. .. U. S. Treasury securities . .. Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivisions................... .. Loans (N et)......................... .. Bank premises, furniture & fixtures......................... All other assets . . . . . . . 1 1 439 898 3 002 3 10 349 247 L ia b ilities Mil. T hou. Demand deposits.................. 4 Time deposits....................... 12 U. S. Gov’t deposits............. Public fu n d s ......................... 1 Total D eposits.................. 18 Excess funds purchased . . . . All other liabilities............... Total liabilities ................ 18 292 39 E quity C apital Capital stock ........................ Surplus.................................. Undivided p ro fits................ Capital reserves..................... Total Equity C apital....... TOTAL 20 266 534 376 16 435 361 200 41 602 TOTAL 1 150 100 385 29 664 20 266 1 State of Arkansas: 122 Bank Department FIRST STATE BANK OF LAKE VILLAGE, LAKE VILLAGE Population 3,310 Chicot County Chartered June 12, 1962 P.O. Box 271 Telephone Number 265-5366 Zip Code 71653 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffic e r s D ir e c to r s *Fred P. M ichael.................... President Ben V. F lorian i.................... Vice Pres. & Cashier Michael S. Cashion .. Asst. Vice Pres. Mary Rebecca Brogdon . . . . Assistant Cashier W. Henry Anthony Herman Berkemeyer James R. Burchfield Ohmer C. Burnside C. A. Cox, Jr. William H. Drew Ben V. Floriani J. P. Hampton Doyne W. Loyd Marvin D. Loyd Geni Mazzanti, Jr. Fred P. Michael Gordan A. Norris Carl O. Powell Richard L. Pratt John H. Ralph *Designates Chief Executive Officer S T A T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou . Cash & due from b a n k s ___ U. S. Treasury securities .. . Oblig. of States & political subdivision s...................... Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... 3 411 565 2 5 625 660 51 39 L ia b ilities M il. T hou . Demand deposits.................. 1 Time deposits........................ 7 U. S. Gov’t deposits............. Public fu n d s .......................... 1 Deposits o f b a n k s................. Total D ep osits.................. 10 Excess funds purchased. . . . Total liabilities ................. 11 954 199 5 440 8 606 800 406 Equity Capital Capital stock ........................ Surplus ................................... Undivided p ro fits ................ Total Equity C a p ita l....... Subordinated notes & debentures...................... T O T A L ................................... 12 351 T O T A L ................................... 100 550 25 675 270 12 351 Sixty-Third Report 123 CITIZENS BANK OF LAVACA, LAVACA Population 738 Sebastian County Chartered May 5, 1910 P.O. Box 108 Telephone Number 674-2297 Zip code 72941 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *James M. Llewellyn, Jr....... President Nelle B. L lew elly n .............. Vice Pres. George A. Beattie I I I ........... Vice Pres. & Cashier Wanda M. L eb er...........Asst. Cashier Paulette Chronister . . . . Asst. Cashier James M. Llewellyn, Jr. Nelle B. Llewellyn Robert T. Dawson *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political su bdivisions...................... Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... TOTAL 1 211 209 109 3 5 100 118 63 119 4 934 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................ 1 2 4 4 519 675 366 560 18 578 E quity C apital Capital stock ........................ Surplus.................................. Undivided p ro fits................. Total Equity C a pita l....... Subordinated notes & debentures...................... TOTAL 90 140 76 306 50 4 934 124 State o f Arkansas: Bank Department LEACHVILLE STATE BANK, LEACHVILLE Population 1,874 Mississippi Chartered January 23, 1951 P.O. Box 140 Telephone Number 539-6354 Zip Code 72438 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *J. Lee Bearden...................... President Edna L. K ennett....... Exec. Vice Pres. & Cashier Linda Young.................. Asst. Cashier J. Lee Bearden Nelson Henry T. N- Rodman, M.D. J. L. Swihart Edna Kennett *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. Thou. 474 799 Cash & due from banks . . . . U. S. Treasury securities ... Oblig. o f other U. S. G ov’t agencies & corporations .. Oblig. of States & political su bdivisions...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures....................... 1 481 1 197 1 101 550 588 T O T A L .................................. 6 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ U. S. G ov’t deposits............. Public fu n d s ......................... Total D ep osits.................. Total liabilities ................ 1 2 1 5 5 326 500 4 656 486 486 E quity C apital 128 Capital stock ........................ Surplus.................................. Undivided p ro fits ................ Total Equity C a pita l....... 318 T O T A L .................................. 100 400 332 832 6 318 Sixty-Third Report LITTLE RIVER BANK, LEPANTO Population 1,864 Poinsett County Chartered November 21, 1919 P.O. Box Drawer 340 Telephone Number 475-2306 Zip Code 72354 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs D. F. P o rtis......... Chairman of Board *Grady Watkins, Jr................ President T. G. Thompson, Jr............Vice Pres. & Cashier J. C. Portis ........................... Vice Pres. Blanche Nash .............. Asst. Cashier David Chandler............. Asst. Cashier Kathy Chandler ........... Asst. Cashier ______ D. F. Portis Grady Watkins, Jr. T. G. Thompson, Jr. J. C. Portis A. T. Bell Wayne Eason W. H. Cross Ernest B. Portis Danette P. Watkins W. K. Ingram, Jr. *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. o f other U. S. Gov’t agencies & corporations . . Oblig. o f States & political subdivisions................ 2 All other securities including corporate stocks................ Loans (N et)..................... 4 Bank premises, furniture and fixtures...................... All other a sse ts .................... TOTAL L iabilities Mil. Thou. 640 1 497 2 388 784 Mil. Thou. 2 557 Demand deposits.................. 6 902 Time deposits....................... U. S. G ov’t deposits............. 12 Public fu n d s ....................... 1 182 Total D ep osits.................. 10 653 All other liabilities.............. ............152 Total liabilities ................ 10 805 25 729 Equity C apital 40 239 12 342 Capital stock ....................... Surplus................................... Undivided p ro fits................. Total Equity C a p ita l....... TOTAL 1 200 800 537 537 12 342 126 State of Arkansas: Bank Department LESLIE STATE BANK, LESLIE Population 563 Searcy County Chartered April 17, 1948 P.O. Box 325 Telephone Number 447-2200 Zip Code 72645 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ir e c to r s *Jim Tilley ........... Chairman of Board Ben A llen ............................... President Helen M cBride...................... Vice Pres. Bill Seeger.................. Asst. Vice Pres. Mary Jane H orton ................Cashier Ronald G. H ousley....... Asst. Cashier Jim Tilley Ben Allen Jerald Barnett Bill Seeger R. G. Derickson Virgil Blair Lex Treece *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks .., U. S. Treasury securities .,.. Oblig. o f other U. S. G ov’t agencies & corporations, Oblig. of States & political su bd ivision s.................... Excess funds s o ld ............. Loans (N et)........................ .. Bank premises, furniture and fixtures.................... . All other a sse ts .................. T O T A L ................................. . 1 534 104 165 3 6 215 300 922 L ia b ilities M il. T hou . Demand deposits.................. Time deposits........................ Public fu n d s .......................... Total D ep osits.................. All other liabiliteis............... Total lia b ilitie s................. 1 3 5 5 738 566 424 728 58 786 E quity C apital 63 24 Capital stock ........................ Surplus................................... Undivided p ro fits................. Capital reserves.................... Total Equity C a p ita l....... 327 T O T A L ................................... 130 235 150 26 541 6 327 127 Sixty-Third Report PEOPLES BANK AND LOAN COMPANY, LEWISVILLE Population 1,604 Lafayette County Chartered August 25, 1911 P.O. Box 280 Telephone Number 921-4244 Zip Code 71845 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *J. C. L a n d es.................................Pres. & Chairman o f Board W. H. Triplett, Jr........Exec. Vice Pres. P.D. Burton, Jr...................... Vice Pres. Wilma Willbanks ......................Cashier Annette D. S h a v er....... Asst. Cashier Venora Hooper.............. Asst. Cashier Donna E. Hornbeck . . . . Asst. Cashier Larry Burrow Paul J. English Alvis Fuller J. A. Harrel Aileen S. Landes Henry Moore III *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. Thou. Cash & due from b a n k s ___ U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. o f States & political subdivision s...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other assets .................... TOTAL 1 1 214 395 1 671 1 260 1 5 38 000 631 98 42 12 349 L ia b ilities Mil. T hou. Demand deposits............. . . . Time deposits................... . . . U. S. Gov’t deposits....... Public fu n d s .................... Total D eposits.............. . . . All other liabilities......... Total liabilities ........... . . . 2 7 557 978 6 877 11 “ 1TB 1 11 419 E quity C apital Capital stock .................. Surplus ............................. Undivided p ro fits........... Total Equity C apital....... TOTAL 100 450 380 930 12 349 State of Arkansas: 128 Bank Department BANK OF LINCOLN, LINCOLN Population 1,189 Washington County Chartered March 19, 1903 P.O. Box 98 Telephone Number 824-3232 Zip Code 72744 Number o f Branches:.Inside City—None; Outside City—None P rin cip a l O ffice rs D ir e c to r s *Loyd R. Sw ope....................... President Kenneth D. C ox ......... Exec. Vice Pres. & Operations Jim T albot................................Vice Pres. Ronnie R in ehart....... Asst. Vice Pres. Darlene Cheatham . . . Asst. Vice Pres. Larry K a rn es.............................. Cashier Nell K id d ..........................Acct. Officer Ernestine Jordan.Executive Secretary W. T. Shannon B. J. Basden Forrest Rodgers S. H. Pitts R. H. Pitts John Lewis Loyd Swope •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 Assets Mil. Thou. Cash & due from banks .. . . 1 U. S. Treasury securities .. . 1 Oblig. of other U. S. Gov’t agencies & corporations. Oblig. of States & political su bdivisions...................... 2 Excess funds s o ld .............. Loans (N et)......................... .. 10 Bank premises, furniture and fixtures...................... All other a ssets.................. T O T A L ............................... .. 15 153 128 702 110 700 010 Liabilities Mil. Thou. Demand deposits.................. 3 Time deposits........................ 10 U. S. Gov’t deposits............. Public fu n d s .......................... Total deposits.................... 14 All other liabilities............... Total liabilities ................ 14 464 560 25 704 753 33 786 Equity Capital 123 41 967 Capital stock ........................ Surplus................................... Undivided p ro fits ................ Capital reserves.................... Total Equity C a p ita l....... Subordinated notes & debentures...................... T O T A L ................................... 200 200 412 69 881 300 15 967 Sixty-Third Report 129 PULASKI BANK AND TRUST COMPANY, LITTLE ROCK Population 139,703 Pulaski County Chartered August 29, 1955 P.O. Box 7299 Telephone 664-4411 Zip Code 72207 Number of Branches: Inside City— 1; Outside City—None P rin cip a l O ffice rs D ire cto rs ¥James C. East . .. Chairman of Board J. A. McEntire, III.Vice Chmn. of Bd. Gerald S. R alston ......... Sr. Vice Pres. Joe A. W oodson............. Sr. Vice Pres. Robert C. Magee, C P A ....... Vice Pres. James E. B rantley................ Vice Pres. Mrs. Joyce A. Ereman ... Vice Pres. Lynn M a y h a n .................... Vice Pres. James N. Pierce.................. Vice Pres. K. G. McRae. I V ................ Vice Pres. & Cashier Mrs. Marilyn Pearce ....... Vice Pres. David L. Bain ....................... Vice Pres. John A. B oveskie.............. Vice Pres. L. Thomas Chapman . Asst. V7. Pres. John Skarda.............. Asst. Vice Pres. & Branch Manager Mrs. Jackie Myers .........Loan Officer Mrs. Melva Padgett . , . .Invest. Officer Tony B en tley ........................Data Proc. Officer Carolyn McEwen ............ Head Teller & Asst. Cashier Kaky Fergusson . . Medical Services Representative Troy D. Churchman James C. East Thomas L. Hodges Thomas Purifoy J. A. McEntire, III R. L. “ Buddy” Shultz. Jr. Eugene R. Warren Mark V. Williamson 1 h ii - i K x i T u t i v c ( ( t f i c e r STATEM E N T AS OE JU N E 30, 1977 A ssets Mi ]. Thou. C a s h & due from b a n k s . . 1 . S. T r e a s u r v s e c u r i t i e s . . O b l i g . o f o t h e r U. S. G o v 't a gen cies & corp ora tion s . , O blig . o f S tates & political su b d iv isio n s 1. o a n s ( N e t i ............................... B a n k p rem ises, fu rn itu re and fix tu re s, . All o t h e r a s s e t s 3 5 737 131 6 077 4 27 493 219 1 1 949 459 L iabilities Thou. M iil. D e m a n d d e p o s i t s ........................ T i m e d e p o s i t s ............................... L . S. G o v ' t d e p o s i t s ................. P u b l i c f u n d s .......................... 1 t e p o s i t s o f b a n k s ...................... T o t a l D e p o s i t s ........................ E x ce s s fu n d s p u rch a se d . , , A l l o t h e r l i a b i l i t i e s ................... T o ta l liabilities . . . 10 18 931 583 33 449 11 45 41 041 4 802 848 2 48 ~ 6 T T Equity C apital ( ' a p i t a l s t o c k ................. S u r p l u s .................................... U n d i v i d e d p r o f i t s ...................... T ota l E qu ity C ap ita l . . . S u b ord in a ted notes V d ebentures. TOTAL 53 115 T O T A L .. 1 1 3 663 000 46 1 124 1 3,00 53 115 State of Arkansas: 130 Bank Department BANK OF LOCKESBURG, LOCKESBURG Population 620 Sevier County Chartered October 14, 1902 P.O. Box 118 Telephone Number 289-2541 Zip Code 71846 Number o f Branches: Inside City—None; Outside City—None Principal Officers Directors *Leonard L. Hampson ......... Chairman James F. L e a ........................ President Mary F. H a m p son ...............Vice Pres. Danny L. C a r s o n .................Vice Pres. Bobbie J. Simmons ................ Cashier Barbara K itchens......... Asst. Cashier Leonard L. Hampson James F. Lea Mary F. Hampson Wanda C. Hampson *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks ... U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations, Oblig. of States & political subdivisions.................. Excess funds s o ld ............. Loans (N et)........................ . . Bank premises, furniture and fixtures.................... All other a ssets................ T O T A L ............................... .. 691 189 754 2 711 700 007 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. All other liabilities............... Total Liabilities................ 1 2 4 4 419 701 2 396 518 54 572 E quity C apital 10 11 5 073 Capitsl stock.......................... Surplus ................................... Undivided p ro fits................ Total Equity C a p ita l....... T O T A L ................................... 75 175 251 501 5 073 Sixty-Third Report 131 FIRST STATE BANK, LONOKE Population 3,520 LONOKE Chartered March 9, 1935 P.O. Box 320 Telephone Number 676-3106 Zip Code 72086 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *J. O. Bennett ........................ President Charles E. F ord ......... Exec. Vice Pres. Lorine L. P itts ........................Cashier J. W. R y e ........................ Asst. Cashier Mary S trickland........... Asst. Cashier J. O. Bennett Neil Bennett Wayne Bennett W. H. Bransford H. Austin Grimes *I)esignates Chief Executive Officer ST A TEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. 1 Cash & due from banks . . .. U. S. Treasury securities .. Oblig. of States & political subdivision s.................. . . 2 Loans (N et)........................ . . 17 Bank premises, furniture and fixtures.................... All other a sse ts................ 261 795 993 737 220 163 L ia b ilities Mil. Thou. 7 Demand deposits.................. Time deposits........................ 9 U. S. Gov’t deposits............. Public fu n d s ......................... 3 Total D ep osits.................. 20 All other liabilities.............. Total liabilities ................ 20 145 950 3 474 572 80 652 Equity C apital T O T A L ............................... . . 23 169 Capital stock ....................... Surplus.................................. Undivided p ro fits................ Total Equity C a pita l....... 1 1 2 400 100 017 517 T O T A L .................................. 23 169 132 State of Arkansas: Bank Department FARMERS BANK AND TRUST COMPANY, MAGNOLIA Population 11,527 Columbia Chartered September 26, 1906 P.O. Box 250 Telephone Number 234-2211 Zip Code 71753 Number o f Branches: Inside City—1; Outside City—None P rin cip a l O ffice rs D ir e c to r s *R. W. Warnock, Jr................. President W. N. Paschal ....................... Vice Pres. Mrs. T. H. R eeves.................. Vice Pres. Cameron Dodson ..................Vice Pres. T. H. Bradley, Jr..................... Vice Pres. Dean R e a g a n ......................... Cashier M. E. Fitzpatrick........ Asst. Cashier L. E. Davis, Jr. Gordon Foster W. E. Fullenwider John W. Harsh Joe D. Woodward R. W. Warnock, Jr. W. N. Paschal Mrs. T. H. Reeves Cameron Dodson T. H. Bradley, Jr. *l)esiKnates Chief Executive Officer S T A T E M E N T A S OF JU N E 30, 1977 Assets Mil. Thou. Cash & due from banks .. .. U. S. Treasury securities . .. Oblig. of other U. S. Gov’t agencies & corporations . . Oblig. of States & political subdivisions.................. .. Excess funds s o ld ............. .. Loans (N et)........................ .. Bank premises, furniture and fixtures.................... 1 5 573 371 7 042 7 1 1 169 121 813 T O T A L ............................... .. 24 122 211 Liabilities Mil. Thou. Demand deposits.................. 8 Time deposits........................ 11 U. S. Gov’t deposits............. Public fu n d s .......................... 1 Total D ep osits.................. 21 Total liabilities ................ 21 534 172 32 846 584 584 Equity Capital Capital stock ........................ Surplus ................................... Undivided p ro fits................. Capital reserves.................... Total Equity C a p ita l....... 2 100 200 253 74 627 T O T A L ................................... 24 211 2 Sixty-Third Report 133 BANK OF MALVERN, MALVERN Population 9,856 Hot Spring County Chartered June 24, 1889 P.O. Box 897 Telephone Number 332-6966 Zip Code 72104 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Glenville Rhodes . .Pres. & Chief Exec. Walter Rutledge....................Vice Pres. Paul E. B o w d le ......... Asst. Vice Pres. & Cashier Martin B atem an....... Asst. Vice Pres. Mrs. Laverne Spencer . . Asst. Cashier Mrs. Elinor Sim s........... Asst. Cashier Jim Ross ........................ Asst. Cashier Mrs. Inez B a ss.............. Asst. Cashier Mrs. Mina S tiles........... Asst. Cashier Ray N. Boyle William H. Glover Jester Jones (Emeritus Ret.) Glenville Rhodes Foy G. Ritchey Dorsey Glover Carrington Young *I)esiKnate.s Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks .. . . U. S. Treasury securities . . . Oblig. of other U. S. G ov’t agencies & corporations . . Oblig. of States & political subdivision s..................... . Excess funds s o ld ............. . . Loans (N et)......................... Bank premises, furniture and fixtures.................... All other a sse ts................ 3 4 271 726 2 430 3 1 9 943 100 277 TOTAL ............................. . . 24 L iabilities Mil. Thou. Demand deposits.................. 7 Time deposits........................ 14 U. S. Gov’t deposits............. Public fu n d s ......................... 1 Total D ep osits.................. 23 All other liabilities.............. Total liabilities ................ 23 310 053 27 646 036 10 046 Equity C apital 20 86 853 Capital stock ........................ Surplus .................................. Undivided p ro fits................ (Capital reserves.................... Total Equity C a p ita l....... 1 300 700 796 11 807 TOTAI..................................... 24 853 State of Arkansas: 134 Bank Department PEOPLES BANK, MAMMOTH SPRING Population 1,200 Fulton County Chartered February 8, 1921 P.O. Box 310 Telephone Number 625-3823 Zip code 72554 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ir e c to r s Cloy H. Culver...................... President *William O. Pace.................... Vice Pres. Charles David Smith.............Cashier Auda M. Culver Cloy H. Culver William O. Pace Jim B. Plumlee M. H. Powell *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 Assets Mil. Thou. Cash & due from banks .. U. S. Treasury securities . .. Oblig. of other U. S. Gov’t agencies & corporations,.. Oblig. of States & political subdivisions.................. .. Excess funds s o ld ............. Loans (N et)....................... .. Bank premises, furniture and fixtures.................... T O T A L ............................... .. 1 400 991 1 363 1 499 50 689 1 7 Liabilities Mil. Thou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................ 2 2 1 6 6 196 525 9 625 355 355 Equity Capital 43 Capital stock ........................ Surplus ................................... Undivided p ro fits................ Total Equity C a p ita l....... 035 T O T A L ................................... 100 200 380 680 7 035 Sixty-Third Report 135 MERCHANTS & PLANTERS BANK, MANILA Population 2,486 Mississippi County Chartered March 16, 1948 P.O. Box 440 Telephone Number 561-4427 Zip Code 72442 Number of Branches: Inside City—None; Outside City—None P rin cip al O ffice rs D ire cto rs *Peggy F. Cheadle . . . . Chmn. of Board Lora M. Fleeman ................ President Max H. Schrader....... Exec. Vice Pres. James B. Cheadle...................Vice Pres. Norma Jack son .......................... Cashier Hulen Faulkner . . Secty.-Asst. Cashier Peggy F. Cheadle Lora M. Fleeman James B. Cheadle Betty F. Schrader Hulen Faulkner W. Borowsky L. E. Townsend Max H. Schrader * Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou . Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivision s...................... All other securities including corporate stocks................. Loans (N et)........................... Bank premises, furniture and fixtures........................ TOTAL. . 405 100 635 621 2 481 Mil. Thou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................ 3 561 156 4 L ia b ilities 1 1 3 3 506 611 18 744 879 879 Equity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................. Total Equity C apital....... TOTAL 100 150 352 602 4 481 State o f Arkansas: 136 Bank Department BANK OF MANSFIELD, MANSFIELD Population 1,075 Sebastian County Chartered February 16, 1939 P.O. Box 387 Telephone Number 928-4418 Zip Code 72944 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs Bruce H. S haw .. . Chairman of Board *Joe M cC ain........................... President Richard D. Foster.................Vice Pres. Richard B. Shaw .................. Vice Pres. Gilmer K. D ix o n .................. Vice Pres. Melba Conaway ................... Cashier Paula C o w a rd ...............Asst. Cashier Linda M artin ................ Asst. Cashier Bruce H. Shaw Joe McCain Richard D. Foster Gilmer K. Dixon Richard B. Shaw S. D. Barnes W. W. Holbrook W. M. Woods, M.D. S. M. Taylor *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . Oblig of States & political subdivisions...................... Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... 1 494 6 716 685 142 127 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................ 2 5 8 8 552 371 5 314 242 84 326 Equity Capital Capital stock ........................ Surplus ................................... Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... T O T A L .................................. 9 164 T O T A L ................................... 240 240 309 49 838 9 164 137 Sixty-Third Report FARMERS AND MERCHANTS BANK, MARIANNA Population 6,215 Lee County Chartered January 9, 1942 P.O. Box 479 Telephone Number 295-2535 Zip Code 72360 Number of Branches: Inside City—None; Outside City—None Principal Officers Directors John F. Miller . . . Chairman of Board *Ben M. P erk in s.................... President William J. M cC la in .............Vice Pres. & Cashier Mrs. Diane Wheeler . . . . Asst. Cashier Mrs. Patsy H ard in ....... Asst. Cashier Mrs. Marie Calaway . . . Asst. Cashier James Burkett Thomas H. Gist, Jr. Robert F. Mahan William J. McClain John F. Miller Ben M. Perkins *Designat<-s Chief Executive Officer STATEM E N T A S OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from banks .. . U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations . . Oblig. of States & political subdivisions...................... All other securities including corporate stocks................ Loans (N et)........................... Bank premises, furniture and fixtures....................... 1 1 050 094 1 788 1 101 4 648 099 L ia b ilities Mil. Thou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. Excess funds purchased. . . . All other liabilities.............. Total liabilities ................ 3 3 1 8 9 E quity C apital 127 75 500 119 22 716 Capital stock ....................... Surplus.................................. Undivided p ro fits................ Capital reserves.................... Total Equity C apital....... T O T A L ................................. 947 550 90 043 630 550 11 191 9 907 T O T A L .................................. 9 907 State o f Arkansas: Bank Department CITIZENS BANK, MARION Population 2,280 Crittenden County Chartered March 15, 1938 P.O. Box 300 Telephone Number 739-3232 Zip Code 72364 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *A. J. L um pkin...................... President William R. R eyn old s........... Vice Pres. Mary L. H oskins....................Cashier Ida Mae W illiam s......... Asst. Cashier A. J. Lumpkin Dana F. Sulcer J. F. Rieves, Jr. W. B. Rhodes Sanders Carter Dino Pirani A. H. Neely Wilson P. Barton J. C. Mann Allen B. Helms C. H. Bond, Jr. J. L. Currie Aldo Stupenti Ray D. Ross Julian Hardin "“Designates Chief Executive Officer ST A T E M E N T AS OF JU N E 30, 1977 Assets Mil. Thou. Cash & due from banks .. . . U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations.. . Oblig. of States & political subdivision s.................. . . Excess funds s o ld ............. . . Loans (N et)........................ . . Bank premises, furniture and fixtures.................... All other a ssets.................. T O T A L ................................ .. 1 796 487 1 523 2 3 2 939 400 907 Liabilities Mil. Thou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................. 2 5 11 923 386 107 398 814 15 829 Capital stock ........................ Surplus................................... Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... 1 150 500 647 20 317 T O T A L ................................... 13 146 3 11 Equity Capital 7 87 13 146 139 Sixty-Third Report MARKED TREE BANK, MARKED TREE Population 3,275 Poinsett County Chartered March 3, 1932 Telephone 358-2600 Zip Code 72365 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs Gloria N. R itter...........Chm. of Board John Brunner, Jr.................. President *L. H. G oad.................. Exec. Vice Pres. Gloria N. Ritter John Brunner, Jr. L. H. Goad Mary Ann Arnold Frank Brunner, Jr. J. Robert Brunner ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. Thou. Cash & due from banks .. U. S. Treasury securities . .. Oblig. of other U. S. Gov’t agencies & corporations . . Oblig. of States & political su bdivisions.................... Corporate stock s............ Excess funds s o ld .............. Loans (N et)......................... .. Bank premises, furniture and fixtures......................... T O T A L ............................... .. 5 911 734 2 118 922 2 300 670 136 12 791 L iabilities Mil. Thou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. Total liabiliteis ................ 4 6 11 11 232 936 30 585 783 783 Capital stock ....................... Surplus .................................. Undivided p ro fits................ Total Equity C apital....... 1 250 300 458 008 TOTAI.................................... 12 791 Equity C apital State o f Arkansas: 140 Bank Department THE CITIZENS BANK, MARSHALL Population 1,397 Searcy County Chartered February 26, 1940 P.O. Box 250 Telephone Number 448-3341 Zip Code 72650 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Jim Tilley ................ Board Chairman James W. D aniel.................. Vice Pres. Bill O. W atts..........................Vice Pres. Brenda Harness ......................Cashier Jim Tilley Jerald M. Barnett Ben Allen James Daniel George Daniel J. C. Baker, Jr. Dewey Massey Bill O. Watts *Designates Chief Executive Officer STA T E M E N T AS O F JU N E 30, 1977 A ssets Mil. T h ou . Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of other U. S. G ov’t agencies & corporations . . Oblig. of States & political subdivision s...................... Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... TOTAL 1 560 390 30 8 294 500 766 205 579 12 324 L ia b ilities M il. T hou . 3 Demand deposits.................. Time deposits........................ 6 U. S. Gov’t deposits............. Public fu n d s .......................... 1 Total D ep osits.................. 11 Total liabilities ................. 11 391 688 24 239 342 342 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................. Capital reserves..................... Total Equity C a p ita l....... Subordinated notes & debentures...................... TOTAL 200 400 135 22 757 225 12 324 Sixty-Third Report 141 BANK OF MARVELL, MARVELL Population 1,980 Phillips County Chartered January 8, 1903 P.O. Box 67 Telephone Number 829-2596 Zip Code 72366 Number of Branches: Inside City—None; Outside City—None Principal Officers Directors *Gibson Turley, Sr........ Chmn. & CEO Jesse M. Collins .................. President Gibson Turley, Jr.................... Vice Pres. Paul Caruth, Jr....................... Vice Pres. Tommie E. Shackelford, Jr..Vice Pres. & Cashier Susan L ig o n .............. Asst. Vice Pres. Corinne W illiam s......... Asst. Cashier Patty R u ssell................ Asst. Cashier Gibson Turley, Sr. Jesse M. Collins, Sec. J. A. Hill James H. Hill Gibson Turley, Jr. Virginia N. Turley *I)esignates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou . Cash & due from banks . . . . U. S. Treasury securities .. . 1 Oblig. of other U. S. G ov’t agencies & corporations . . 1 Oblig. of States & political subdivision s.................. 1 Loans (N et)....................... 3 Bank premises, furniture and fixtures............................... All other a sse ts........................... L iabilities Mil. T hou. Demand deposits.................. 2 452 Time deposits........................ 5 125 I J . S. Gov’t deposits............. 28 Public fu n d s ......................... 897 Total D ep osits.................. 8 502 Excess funds purchased . . . .______ 225 Total liabilities ................ 8 727 713 266 753 940 918 30 21 Equity C apital Capital stock ........................ Surplus.................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a pita l....... TOTA1____ ____ 9 641 TOTAI..................................... 150 350 314 100 914 9 641 State of Arkansas: 142 Bank Department BANK OF McCRORY, McCRORY Population 1,896 Woodruff County Chartered June 8, 1903 P.O. Box 367 Telephone Number 731-2521 Zip Code 72101 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *1. N. A rn of........... Chairman of Board Hulon C a in ........................... President John G. Thom pson................ Vice Pres. H. Ripley T h om p son ............. Vice Pres. John D. Eldridge.................... Vice Pres. James W. T aylor......................... Cashier Margaret C ollier........................... Trust Joyce B a ll...................... Asst. Cashier I. N. Arnof John G. Thompson H. Ripley Thompson John D. Eldridge Ian Arnof G. L. Morris, Jr. Edwin B. Conner John D. Eldridge III Hulon Cain Donald Cain *I)esignates Chief Executive Officer S T A T E M E N T A S OF JU N E 30, 1977 Assets Mil. Thou. Cash & due from banks . . . . 5 U. S. Treasury securities .. . 1 Oblig. of other U. S. Gov’t agencies & corporations . . 1 Oblig. of States & political 1 su bdivision s...................... All other securities including corporate stocks................. 3 Excess funds s o ld ................ Loans (N et)........................... 11 Bank premises, furniture and fixtures........................ All other a ssets.................... T O T A L ................................... 24 831 027 000 789 90 400 311 196 309 953 Liabilities Mil. Thou. Demand deposits.................. 8 Time deposits........................ 12 U. S. Gov’t deposits............. Public fu n d s .......................... 1 Deposits of b a n k s................ Total D ep osits.................. 22 All other liabilities............... Total liabilities ................. 23 828 253 49 486 43 659 479 138 Equity Capital Capital stock ........................ Surplus ................................... Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... 1 300 700 756 59 815 T O T A L ................................... 24 953 Sixty-Third Report 143 McGEHEE BANK, McGEHEE Population 5,464 Desha County Chartered December 5, 1933 P.O. Box 787 Telephone Number 222-3151 Zip Code 71654 Number of Branches: Inside City—1; Outside City—2 P rin cip a l O ffice rs D ire cto rs *Sam Bowm an........................ President Mark E. Sherland, Jr........... Vice Pres. J. H. P otter................ Vice Pres. Oper. W. W. Williams, Jr. . . Vice Pres.-Trust Bill B ow m an ... Vice Pres.-Real Estate Tom Bartholomew. Asst. Vice Pres. Agri, Rick G illiam .................. Asst. Cashier Roy Ferrell .............................Cashier Robert Keller .............Asst. Vice Pres. Charles L loyd.............Asst. Vice Pres. Time Pay Robert H. Adcock Fred Blanks Bill Bowman Sam Bowman Jimmy L. Buford Bill Elliott C. J. Griffith, Jr. John. L. Maier, Jr Buren Sharpe Mark E. Sherland, Jr. James N. Smith W. A. Smith Cecil Simpson *Designate.s Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 Assets Mil. Thou. Cash & due from banks . . . . 2 U. S. Treasury securities .. . Oblig. of States & political subdivision s...................... 4 All other securities including corporate stocks................ Loans (N et)........................... 28 Bank premises, furniture and fixtures....................... All other a ssets................ TOT A1.................................... 37 455 493 703 543 597 372 666 829 Liabilities Mil. Thou. 8 Demand deposits.................. Time deposits........................ 21 U. S. Gov’t deposits............. Public fu n d s ......................... 3 Total D ep osits.................. 33 Excess funds purchased .. . . All other liabilities.............. Total liabilities ................ 34 983 367 39 393 782 300 146 228 Equity Capital Capital stock ....................... Surplus.................................. Undivided p ro fits................ Total Equity C apital....... 1 1 3 800 200 601 601 T O T A L .................................. 37 829 144 State of Arkansas: Bank Department THE BANK OF MELBOURNE, MELBOURNE Population 1,043 Izard County Chartered July 29, 1896 P.O. Box C Telephone Number 368-4337 Zip Code 72556 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs J. C. Miller ........................... President Tom Sim pson........................Vice Pres. *A. J. Y ounger..........................Cashier J. C. Miller Tom Simpson A. J. Younger ^Designates Chief Executive Officer STA T E M E N T AS O F JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political su bdivisions...................... All other securities including corporate stocks................ Loans (N et)........................... Bank premises, furniture and fixtures........................ T O T A L ................................... 1 269 725 735 2 662 1 110 274 184 6 959 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................ 2 2 6 6 957 097 7 956 017 32 049 E quity C apital 50 225 527 8 810 Capital stock ........................ Surplus................................... Undivided p ro fits ................ Capital reserves.................... Total Equity Capital ...... Subordinated notes & debentures...................... T O T A L ................................... 100 6 959 145 Sixty-Third Report THE UNION BANK OF MENA, MENA Population 4,850 Polk County Chartered July 25, 1934 P.O. Box 898 Telephone Number 394-2211 Zip Code 71953 Number of Branches: Inside City—None; Outside City—1 P rin cip al O ffice rs D ire cto rs Clift C. L ane....... Chairman of Board *Bill Lauck W o o d ....................... Pres. & Chief Exec. Officer Gregory Bourns.................... Vice Pres. Kenneth S h irle y .................. Vice Pres. & Cashier Gary W. Gardner .................Vice Pres. L. L. M orrow..........................Vice Pres. R. A. C a rver..........................Vice Pres. Buddy N ew b olt......... Asst. Vice Pres. Ruby Lunsford............... Asst. Cashier Eva Capehart................ Asst. Cashier Clift C. Lane L. L. Morrow Bill Lauck Wood R. A. Carver R. L. Hamilton Nabors Shaw Edward W. Stevenson ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Cash & due from banks .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations Oblig. of States & political subdivisions................ . Excess funds s o ld ............. Loans (N et)....................... Bank premises, furniture and fixtures.................... All other a sse ts ................ TOTAL Mil. T hou. . . 2 1 287 908 . 2 938 . 6 . 1 . 12 292 500 314 L ia b ilities Mil. T hou. Demand deposits.................. 8 Time deposits....................... 13 U. S. Gov’t deposits............. Public fu n d s ......................... 1 Total D eposits.................. 24 All other liabilities.............. Total liabilities ................ 24 704 845 88 968 605 163 768 Equity C apital 413 399 28 051 Capital stock ........................ Surplus.................................. Undivided p ro fits................ Total Equitv C a pita l....... TOTAL 1 1 3 600 200 483 283 28 051 State of Arkansas: 146 Bank Department MONETTE STATE BANK, MONETTE Population 1,100 Chartered December 29, 1936 Craighead County P.O. Box P Telephone Number 486-5493 Zip Code 72447 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *l)onald K irksey.................... President Shirley B ronaugh......... Sr. Vice Pres. Verlene F u llen ........................ Vice Pres. Bill C lark................................. Vice Pres. Howard W ortham...................Vice Pres. Aileen B ell...................... Asst. Cashier Margaret A b e l.............. Asst. Cashier Carolyn T u rn er............. Asst. Cashier Revis Stewart................ Asst. Cashier Teresa Ashley ............... Asst. Cashier Charles Frierson, III J. E. Story Dr. T. P. Harper, M.D. Dr. B. R. Harper, M.D. Donald Kirksey Ruth P. Latta Carolyn Frierson Verlene Fullen *I)esig'nates Chief Kxeeutive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks .. .. U. S. Treasury securities . Oblig. o f other U. S. G ov’t agencies & corporations Oblig. of States & political su bdivision s.................. .. Loans (N et)........................ .. Bank premises, furniture and fixtures.................... All other a sse ts................ . 1 498 2 11 T O T A L ................................. . 16 160 324 248 776 220 9 235 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................ 4 10 15 15 003 141 8 919 071 071 Capital stock ........................ Surplus................................... Undivided p ro fits................ Total Equity C a p ita l....... 1 200 600 364 164 T O T A L ................................... 16 235 E quity C apital 147 Sixty-Third Report COMMERCIAL BANK & TRUST COMPANY, MONTICELLO Population 7,034 Drew County Chartered November 29, 1912 P.O. Box 150 Telephone Number 367-6221 Zip Code 71655 Number of Branches: Inside City—2; Outside City—None P rin cip a l O ffice rs D ire cto rs *Bennie Ryburn, Sr..................... Pres. & Chairman o f Board J. Ted B la g g .............. Exec. Vice Pres. & Trust Officer Jerry N. Wilson .............. Vice Pres. Kin C. Priest......................... Vice Pres. E. A. Baker Phillip Davis Joe Brennan William C. Bulloch Cole Castelaw Charles S. Gibson W. B. Holloway R. D. Jones, Jr. L. D. Long Lamar Miles W. L. Quattlebaum, Jr. James A. Ross Bennie Ryburn, Jr. W. E. Smith John Spivey Kim Ward Frank Wolfe Robert Harper *I)esignates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . 2 U. S. Treasury securities ... Oblig. of other U. S. Gov’t agencies & corporations . . Oblig. of States & political su bdivisions...................... 2 All other securities including corporate stocks................ Loans (N et)........................... 19 Bank premises, furniture and fixtures....................... All other a ssets.................... T O T A L .................................. 25 209 199 275 847 6 286 L ia b ilities Mil. Thou. Demand deposits.................. 5 Time deposits....................... 14 U. S. Gov’t deposits............. Public fu n d s ......................... 2 Total D ep osits.................. 22 Excess funds purchased ... . 1 All other liabilities.............. Total liabilities ................ 23 485 358 22 254 119 000 99 218 E quity Capital 245 45 112 Capital stock ....................... Surplus.................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a pita l....... 1 200 000 509 185 894 T O T A L .................................. 25 112 1 State of Arkansas: 148 Bank Department UNION BANK & TRUST COMPANY, MONTICELLO Population 7,034 Drew County Chartered September 15, 1915 P.O. Box 270 Telephone Number 367-3453 Zip Code 71655 Number of Branches: Inside City—None; Outside City—1 P rin cip a l O ffice rs D ire cto rs *Zach McClendon, Jr............. President Ben O. C arroll...........Exec. Vice Pres. Virginia Pierce............... Sr. Vice Pres. Kelton B u sb y ........................Vice Pres. Jean St. J o h n ...............Asst. Vice Pres. Dona S tev en son ....... Asst. Vice Pres. Shirley H ill.................... Asst. Cashier Peggy Sm ith.................. Asst. Cashier Tona M cK iever............. Asst. Cashier William K. Ball Brown Calhoun Frank Carton, Jr. Billy H. Hartness Charles E. Jackson W. Frank Jackson Ervin McClain Zach McClendon, Sr. Zach McClendon, Jr. Wells Moffatt Dr. J. P. Price John Porter Price Alan G. Williams A. C. Thompson G. R. Campster Juan Trotter Adrian Williamson *Designates Chief Executive Officer STA T E M E N T A S OF JU N E 30. 1977 A ssets Mil. T hou . Cash & due from banks . . . . 2 184 U. S. Treasury securities .. . 615 Oblig. o f other U. S. Gov’t agencies & corporations .. 1 058 Oblig. o f States & political su bdivisions.................. 4 735 Excess funds s o ld ............ 1 000 Loans (N et)....................... 20 910 Bank premises, furniture and fixtures....................... 836 483 All other a ssets................... TOTAL 31 821 L ia b ilities Mil. T hou. Demand deposits.................. 7 Time deposits........................ 19 U. S. Gov’t deposits............. Public fu n d s .......................... 2 Total D ep osits.................. 28 All other liabilities............... Total liabilities ................. 28 102 354 57 064 577 421 998 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits ................ Capital reserves..................... Total Equity C a p ita l....... TOTAL 2 800 800 089 134 823 31 821 1 149 Sixty-Third Report THE FIRST STATE BANK, MORRILTON Population 6,814 Conway County Chartered November 26, 1930 P.O. Box 350 Telephone Number 354-4601 Zip Code 72110 Number of Branches: Inside City—2; Outside City—1 P rin cip al O ffice rs D ire cto rs Cleo Cheek ......... Chairman of Board *S. E. M cR eynolds................ President H. J. Kordsmeier....... Exec. Vice Pres. & Cashier Bill D avidson........................Vice Pres. J. H. Wilcox ......................... Vice Pres. Marjorie W aller......... Asst. Vice Pres. Earl E. S h ip le y .........Asst. Vice Pres. Cleo Cheek A. J. Gordon Dr. T. H. Hickey H. J. Kordsmeier Otto Lienhart W. E. Love S. E. McReynolds Louis Oates Charles Ormond 'Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 Assets Mil. Thou. Cash & due from banks .. .. 3 U. S. Treasury securities .... 4 Oblig. of other U. S. Gov’t agencies & corporations Oblig. of States & political subdivisions.................. . . 8 Excess funds s o ld ............. Loans (N et)....................... . . 14 Bank premises, furniture and fixtures.............. . All other a ssets................ TOTAL 33 391 732 185 594 250 793 Liabilities Mil. Thou. Demand deposits............ . . . . Time deposits................ . . . . U. S. Gov’t deposits....... Public fu n d s..................... . . . Total D eposits............. . . . All other liabilities......... Total liabilities ............ . . . 10 16 3 29 29 275 043 83 087 488 317 805 Equity Capital 664 519 128 Capital stock ................ Surplus ............................. Undivided p ro fits............ . . . Capital reserves.............. Total Equity C apital....... TOTAL 3 500 800 018 5 323 33 128 2 150 State of Arkansas: Bank Department MORRILTON SECURITY BANK, MORRILTON Population 6,814 Conway County Chartered March 12, 1955 P.O. Box 320 Telephone Number 354-3531 Zip Code 72110 Number o f Branches: Inside City—1; Outside City—1 P rin cip a l O ffice rs D ire cto rs *Howard E. Jones.................. President S. W. C a llih a n ............ Sr. Vice Pres. Ronny A. C la y ......................Vice Pres. Jean Jones ................ Asst. Vice Pres. LaVernia Bridgman . . . Asst. V. Pres. Thomasine Williams .. . Asst. V. Pres. Ed Cross Edward Gordon Nathan Gordon Marion Hightower Howard E. Jones Edward Ruff Edward Lee Eddy ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets M il. T hou. Cash & due from banks .. .. U. S. Treasury securities . .. Oblig. of other U. S. Gov’t agencies & corporations . . Oblig. of States & political subdivision s..................... . Excess funds s o ld ............. . Loans (N et)........................ .. Bank premises, furniture and fixtures.................... All other a ssets................ T O T A L ............................... .. 1 1 278 478 1 070 2 030 300 127 9 L ia b ilities M il. T hou . Demand deposits.................. 5 Time deposits........................ 8 U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. 14 All other liabilities............... Total liabilities ................. 14 681 320 12 644 657 38 695 E quity C apital 282 398 15 963 Capital stock ........................ Surplus................................... Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... 1 450 275 519 24 268 T O T A L ................................... 15 963 Sixty-Third Report 151 PEOPLES BANK AND TRUST COMPANY, MOUNTAIN HOME Population of City 5,028 Baxter County Chartered August 10, 1906 P.O. Box Drawer B Telephone Number 425-2166 Zip Code 72653 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Neil Nelson .................. President Wylo D y e r ............................... Vice Pres. Charles A. M orton ........ Sr. Vice Pres. Clyde R. Thorn, Jr..................Vice Pres. Larry G. Nelson ................... Vice Pres. Rudell P ann ell........................Vice Pres. Irene M artin...........................Cashier Ronald F. M oore....... Asst. Vice Pres. Reba B ig h am ................ Asst. Cashier Betty L o n o n .................. Asst. Cashier Powers L. Fowler R. E. Baker B. R. Wiseman W. A. Thompson Wylo Dyer Neil Nelson Mrs. Nat T. Dyer Guy King ^Designates Chief Executive Officer ST A T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks .. .. 3 U. S. Treasury securities . .. 3 Oblig. of other U. S. Gov’t 4 agencies & corporations,.. Oblig. of States & political su bdivisions.................. .. 9 Excess funds s o ld ............. Loans (N et)......................... ,. 27 Bank premises, furniture and fixtures...................... All other a ssets.................. . 1 TOTAL 50 545 776 794 378 300 179 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. All other liabilities............... Total liabilities ................ 12 29 3 45 46 443 892 59 271 665 635 300 E quity C apital 413 007 392 Capital stock ........................ Surplus.................................. Undivided p r o fits ................ Capital reserves..................... Total Equity C apital....... Subordinated notes & debentures...................... T O T A L .................................. 1 1 1 4 200 400 317 125 042 50 50 392 152 State of Arkansas: Bank Department BANK OF MOUNTAIN VIEW, MOUNTAIN VIEW Population 1,866 Stone County Chartered July 21, 1915 P.O. Box C Telephone Number 269-3815 Zip Code 72560 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ir e c to r s ^Charles A. L o w e ....... Exec. Vice Pres. Weldon D uncan........................Cashier Loreva Harness............. Asst. Cashier Hubert Hinkle Glen Hinkle G. R. Sansom James G. Hinkle Charles A. Lowe *I)esignates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou . Cash & due from banks .. .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations Oblig. of States & political subdivision s...................... Excess funds s o ld ............. Loans (N et)........................ .. Bank premises, furniture and fixtures.................... . All other a sse ts................ TOTAL 1 517 850 634 3 7 002 950 358 L ia b ilities M il. T hou . Demand deposits.................. 4 Time deposits........................ 6 U. S. Gov’t deposits............. Public fu n d s .......................... 1 Total D ep osits.................. 13 All other liabilities............... Total liabilities ................. 13 843 460 4 873 180 23 203 E quity C apital 134 43 14 488 Capital stock ........................ Surplus................................... Undivided p ro fits................. Total Equity C a p ita l....... TOTAL 1 100 600 585 285 14 488 Sixty-Third Report 153 THE BANK OF MONTGOMERY COUNTY, MOUNT IDA Population 850 Chartered November 26, 1930 Montgomery County P.O. Box 435 Telephone Number 867-3148 Zip Code 71957 Number of Branches: Inside City—None; Outside City—None P rin cip al O ffice rs D ire cto rs Njohn B eavers....................... President Jim Tom Butler .. . .............Vice Pres. Robert C am pbell.................. Vice Pres. Melvin L. Sim pson................ Cashier Geneva Henson ... Asst. Cashier R. W. Butler John Beavers Jim Tom Butler Robert Campbell Patricia Butler Paul Eaton ''Designate* ( hiet Kxecutive ( MTicer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil1. Thou. Cash & due from banks . . . . U. S. Treasurv securities . . . Oblig. of other U. S. Gov’t agencies & corporations . . Oblig. of States & political subdivisions...................... Excess funds s o ld ................ Loans (N et)......................... Bank premises, furniture and fixtures......... All other assets ... TOTAL 1 779 865 2 783 4 316 700 304 3 L iabilities Mil. T hou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. All other liabilities.............. Total liabilities ................ 3 9 823 335 5 1 164 14 “ T27 6 14 333 Equity Capital 91 31 i5 869 Capital stock .................... Surplus ................................ Undivided p ro fits................ Total Equity Capital . T O T A L .. 1 to o 700 736 536 15 869 154 State of Arkansas: Bank Department BANK OF MULBERRY, MULBERRY Population 1,340 Crawford County Chartered January 15, 1902 P.O. Box Drawer ‘A ’ Telephone Number 997-2591 Zip Code 72947 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Joe A. A rnold___Chairman of Board & President J. Burl H ou se........................Vice Pres. & Cashier Joe M. Kirksey......................Vice Pres. Phyllis D ouglas.............Asst. Cashier Katy M cCollum ............. Asst. Cashier Joe A. Arnold Isabel B. Arnold Lonnie Batchelor L. C. Gunn Joe M. Kirksey *Designates Chief Executive Officer ST A T E M E N T AS OF JU N E 30, 1977 A ssets Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of States & political subdivisions...................... All other securities including corporate stocks................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... TOTAL L ia b ilities Mil. T hou. 707 1 292 1 518 4 80 427 94 7 8 125 Mil. T hou . Demand deposits.................. Time deposits........................ Public fu n d s .......................... Total D ep osits.................. Total lia b ilities................. 2 3 6 6 695 785 460 940 940 Capital stock ........................ Surplus................................... Undivided p ro fits ................. Total Equity C a p ita l....... 1 50 350 785 185 TOTAL 8 125 E quity C apital 155 Sixty-Third Report PIKE COUNTY BANK, MURFREESBORO Population 1,470 Pike County Chartered December 19, 1904 P.O. Box 279 Telephone Number 285-2172 Zip Code 71958 Number of Branches: Inside City—None; Outside City— 1 P rin cip a l O ffice rs D ire cto rs Clift Lane .............................. Chairman *Bill R. P h ilp o t... President & Chief Exec. Officer Cleo R isn er.................... Sr. Vice Pres. & Cashier Jack R. D ees........ Vice Pres. Brenda Sm ith...... Vice Pres. Loan Dept. Harold A. S m ith ....... Asst. Vice Pres. & Mgr. M.S.B. Bobby Jo McAllister .. . Asst. Cashier Brenda R oberts............. Asst. Cashier Helen Henderson ......... Asst. Cashier Thomas Bridgeman Vance Evans Cooper Kizzia Clift Lane Bill R. Philpot Elbert Ray George Steel, Sr. Ray Womack Greg Bourns R. B. Carroll, Jr. ’ Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks .. .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations . Oblig. of States & political subdivision s.................. . . Excess funds s o ld ............. Loans (N et)........................ . . Bank premises, furniture and fixtures.................... All other a sse ts................ TOTAL 1 082 806 905 3 9 353 300 111 L ia b ilities Mil. Thou. 4 Demand deposits.................. Time deposits........................ 8 U. S. Gov’t deposits............. Public fu n d s ......................... 1 Total D ep osits.................. 14 All other liabiliteis............... Total liabilities ................ 14 430 347 68 319 164 165 329 E quity C apital 86 282 15 925 Capital stock ........................ Surplus................................... Undivided p ro fits................. Total Equity C a pita l....... T O T A L .................................. 1 400 400 796 596 15 925 156 State o f Arkansas: Bank Department CITIZENS STATE BANK, NASHVILLE Population 4,406 Howard County Chartered July 23, 1974 P.O. Box 832 Telephone Number 845-3323 Zip Code 71852 Number of Branches: Inside City—1; Outside City—None P rin cip a l O ffice rs D ir e c to r s *Roy A. R ea v es...................... President H. L. P o p e .................. Exec. Vice Pres. Bill Sim pson..........................Vice Pres. & Cashier Charles W. D a rn a ll............. Vice Pres. Bobby Steel, Chmn. Roy A. Reaves H. L. Pope David Pile Tim Freel York Gary Dwight Jones Connie Milum (Mr.) James Chandler Larry Renard Marion Mabry Jimmy Latimer *Designates Chief Executive Officer STATEM E N T AS O F JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks .. .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political su bdivisions.................. Excess funds s o ld ............. Loans (N et)........................ .. Bank premises, furniture and fixtures.................... T O T A L ............................... .. 1 200 400 1 499 7 312 50 092 421 10 974 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................ ~ 3 5 1 9 483 421 6 018 928 W 928 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits ................ Total Equity C a p ita l....... Subordinated notes & debentures...................... T O T A L ................................... 300 300 246 846 200 10 974 157 Sixty-Third Report BANK OF NEWARK, NEWARK Population 864 Chartered October 10, 1944 Independence County P.O. Box 320 Telephone Number 799-3221 Zip Code 72562 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Joe Don Reynolds. . . . Exec. Vice Pres. Houston House ........................Cashier Jo M agness.................... Asst. Cashier E. R. Coleman R. M. Twyford J. L. Magness *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Cash & due from banks . . . . U. S. Treasury securities . . . All other securities including corporate stocks.. 204 Excess funds s o ld .. 200 Loans (N et)........................... 1 Bank premises, furniture and fixtures......... 77 314 100 853 Mil. Thou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................ 1 2 2 Capital stock ........................ Surplus.................................. Undivided p ro fits................ Capital reserves.................... Total Equity C apital....... 2 585 503 9 342 439 439 Equity C apital *Designates Chief Executive Officer TOTAL L ia b ilities Mil. T hou. 748 TOTAL 25 100 142 42 309 2 748 State of Arkansas: 158 Bank Department BANK OF NEW EDINBURG, NEW EDINBURG Population 200 Cleveland County Chartered August 22, 1904 P.O. Box 59 Telephone Number 352-2592 Zip Code 71660 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Ray Attwood.......................... President W. K. Parham ......................Vice Pres. Geneva A ttw ood .................. Vice Pres. & Cashier Ray Attwood W. K. Parham Geneva Attwood Dr. Charles Attwood *Designates Chief Executive Officer STA T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities . . . Excess funds s o ld .. 37 Loans (N et)............. 99 All other a ssets...... 1 249 282 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................. 420 120 55 595 2 597 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits ................. Total Equity C a p ita l....... TOTAL 668 TOTAL 25 12 34 71 668 Sixty-Third Report 159 MERCHANTS & PLANTERS BANK, NEWPORT Population 7,900 Jackson County Chartered March 30, 1946 P.O. Box 550 Telephone Number 523-3601 Zip Code 72112 Number of Branches: Inside City—1; Outside City—0 P rin cip al O ffice rs D ire cto rs *Ernest D. M cD on a ld ........... President L. H. Conditt .............Exec. Vice Pres. R. W. Smith........................... Vice Pres. James C. G iles...........Asst. Vice Pres. Morris Bowman R. Owen Burton L. H. Conditt John L. Conner James O. Dupree Dr. Troy A. Gray Robert Harvey Charles McCartney Ralph McDonald, Jr. Leonidas Mack A. F. Minor, Jr. Fred M. Pickens, Jr. James O. Spencer Ernest D. McDonald STATEM E N T AS OF JU N E 30, 1977 A s s e ts C ash & M il. T h o u . due from U . S. T re a s u ry ban ks s e cu ritie s 2 580 D em and d e p o s i t s ........................... . 9 129 ... 1 269 T i m e d e p o s i t s .................................... . 13 648 1 668 1 596 3 849 24 466 U . S . G o v ’ t d e p o s i t s .................. c o rp o ra tio n s . . O b lig . o f S ta tes & A ll o th e r secu rities in c lu d in g L oans and 46 T otal D e p o s i t s ........................... . 47 A l l o t h e r l i a b i l i t i e s ..................... c o r p o r a t e s t o c k s ........................... B ank P u b l i c f u n d s ....................................... . D e p o s i t s o f b a n k s ........................ p o litica l s u b d i v i s i o n s .................................... E xcess ]M i l . T h o u . .... O b li g . o f o t h e r U . S . G o v ’t ag en cies & L ia b ilitie s 303 f u n d s s o l d ........................... 1 950 ( N e t ) ............................................ 14 037 T otal lia b ilities E q u ity ........................ . 284 24 750 C a p ita l p re m is e s , fu rn itu re f i x t u r e s ...................................... A ll oth er a ssets ................................. 595 C a p ita l 394 S u r p l u s ..................................................... 775 U n d iv id e d 895 T otal T O T A L ............ .... 26 645 stock .................................... 225 p r o f i t s ........................ E q u itv C a p ita l . . . . . 1 895 T O T A I ........................................................ . 26 645 160 State of Arkansas: Bank Department THE TWIN CITY BANK, NORTH LITTLE ROCK Population 62,040 Pulaski County Chartered March 21, 1935 P.O. Box 5581 Telephone Number 372-4700 Zip Code 72119 Number of Branches: Inside City—8; Outside City—None P rin cip a l O ffice rs D ir e c to r s *T. E. Renaud....... Chairman of Board & President Edward M. Penick, Jr..Exec. V . Pres. James G. Williamson, J r.. . . Vice Pres. & Cashier Dale A. R enaud.................... Vice Pres. & Comptroller Robert F. Birch, Jr................Vice Pres. Bill H. G ieck..........................Vice Pres. Michael L. Waddington . . . . Vice Pres. Jean C. Luper........................Vice Pres. Ben R. Scroggin .................. Vice Pres. John S c h ic k ..........................Vice Pres. John Blodgett Martin Borchert Ralph Cotham, Jr. Frank Lyon, Jr. J. O. Mayhugh George M. Rozzell,Jr. Father George Tribou Mike Mehaffy T. E. Renaud Eugene M. Pfeifer,III *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 Assets Liabilities Mil. Thou. Cash & due from banks . . . . 8 U. S. Treasury securities .. . 6 Oblig. of other U. S. Gov’t agencies & corporations .. 8 Oblig. of States & political subdivisions...................... 10 All other securities including 1 corporate stocks................ Loans (N et)........................... 69 Bank premises, furniture and fixtures........................ 1 All other a ssets.................... 2 828 526 525 622 145 185 Mil. Thou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Deposits of b a n k s................ Total D ep osits.................. Excess funds purchased . . . . All other liabilities............... Total liabilities ................. 108 896 101 960 710 215 528 39 452 969 908 329 2 1 1 5 700 000 567 267 2 300 108 896 19 97 2 Equity Capital 412 653 Capital stock ........................ Surplus................................... Undivided p ro fits................ Total Equity C a p ita l....... Subordinated notes & debentures...................... TOTAL 28 48 TOTAL 161 Sixty-Third Report THE PLANTERS BANK, OSCEOLA P o p u la tio n C h a rte re d A p r il 8 ,3 7 1 13, 1944 M is s is s ip p i C o u n ty P .O . B o x Z ip 407 T e le p h o n e N u m b e r 5 6 3 -2 6 6 6 C od e 72370 N u m b e r o f B r a n c h e s : I n s id e C it y — 2; O u ts id e C it y — N o n e P rin cip a l O ffice rs S lo a n * J im R a i n w a t e r , J r ..................... H in k le P r e s id e n t S lo a n ...........................E x e c . V i c e P r e s . J u n e W e l b o r n .................................... B etty D ire cto rs V ic e J im P res. R a in w a te r , J r. H in k le N a th a n R u e ......................................................C a s h i e r W e in b e r g J . A . C r o s th w a it P a u l i n e A l s w o r t h ............... A s s t. C a s h ie r H e n r y J . S w ift V ir g in ia A s s t. C a s h ie r E . H . R ile y M i l t o n ..................... D ew ey N e e ly W m . I. R a in w a t e r R . S . R a in w a t e r E u g e n e S t ill J o e W . E d rin g to n W . M . T a y lo r , Jr. *1 )esi«nates ( 'h ief (executive O fficer STATEM E N T AS OF JU N E 30, 1977 A ssets C ash & Mil. Thou. d u e fro m U. S. T reasu ry ban ks s e c u r it ie s . . . . 2 .. . c o r p o r a tio n s . . O b lig . o f S ta te s & d e p o s i t s .............................. 5 T i m e d e p o s i t s ....................................... 10 803 P u b lic B ank and f u n d s .......................................... T o t a l D e p o s i t s .............................. 1 E x c e s s f u n d s s o l d ........................... L o a n s ( N e t ) ............................................ D em and 19 713 803 24 334 874 231 10 5 1 500 500 385 385 U . S . G o v ’ t d e p o s i t s ..................... 3 p o litic a l s u b d i v i s i o n s .................................... Mil. Thou. 366 750 O b lig . o f o th e r U . S . G o v ’t a g e n c ie s & L iabilities 10 996 10 0 879 2 18 A l l o t h e r l i a b i l i t i e s ........................ T o t a l lia b ilit ie s ........................... Equity C apital p r e m is e s , fu r n it u r e 294 422 f i x t u r e s ....................................... A l l o t h e r a s s e t s ........................... C a p ita l s to c k ....................................... S u r p l u s ........................................................ U n d iv id e d p r o f i t s ........................... T o t a l E q u ity S u b o r d in a te d & T O T A L 20 610 C a p i t a l ............ n otes 120 d e b e n t u r e s ............... T O T A L . 20 610 State of Arkansas: 162 Bank Department BANK OF OZARK, OZARK Population 3,000 Franklin County Chartered June 9, 1937 P.O. Box 196 Telephone Number 667-2181 Zip Code 72949 Number of Branches: Inside City—1; Outside City—1 P rin cip a l O ffice rs D ire cto rs *Carl G. H o lt ....... Chairman of Board Larry M ashburn.................. President Harold D. B e c k ....... Sr. V. P./Cashier Harold E. H u ll.............. Sr. Vice Pres. Don Sm ith...................... Sr. Vice Pres. Donald M ain ard.Asst. Vice Pres. Norma Brashears . . . . Asst. Vice Pres. Glen R oss............... Asst. Vice Pres. Jo Ann F in e ..........Asst. Vice Pres. Gladys N ic h o ls ............. Asst. Cashier Billie M ain ard .............. Asst. Cashier Rosemary H olt. Corp. Secretary Estelle Faucett.B ranch Manager Carl G. Holt Kennith Smith Jim H. Hillard O.P. Hillard Larry Mashburn W. Dee Gober Harold E. Hull Kay Van Train Don Smith Coy Kirkpatrick Harold D. Beck Frances Caleb Rosemary Holt Jim Vardaman *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou . Cash & due from banks ..,.. 1 U. S. Treasury securities ., Oblig. of other U. S. Gov’t agencies & corporations,.. 1 Oblig. of States & political subdivisions.................. . . 4 Excess funds s o ld ............. Loans (N et)........................ .. 13 Bank premises, furniture and fixtures.................... All other a ssets................ T O T A L ............................... .. 22 614 954 638 054 100 758 L ia b ilities Mil. T hou . Demand deposits.................. 6 Time deposits........................ 12 U. S. Gov’t deposits............. Public fu n d s .......................... 1 Total D ep osits.................. 20 All other liabilities............... Total liabilities ................. 21 135 606 58 983 782 228 010 Equity C apital 328 385 831 Capital stock ........................ Surplus ................................... Undivided p ro fits................ Total Equity C a p ita l....... 1 375 000 446 821 T O T A L ................................... 22 831 1 163 Sixty-Third Report SECURITY BANK, PARAGOULD P o p u la tio n C h a rte re d F eb ru a ry 1 3 ,6 3 7 5, 1931 G reen e C ou n ty P .O . B o x 6 7 0 Z ip T e l e p h o n e N u m b e r 2 3 9 -9 5 7 1 C od e 72450 N u m b e r o f B r a n c h e s : I n s id e C it y — 1; O u t s id e C it y — 1 Principal Officers * M a r lin I). J a c k s o n M a r lin . .. C h m n . o f B o a r d & V ern on Directors W illia m s . . . . . . V ic e Jack son P r e s id e n t B ill F is h e r C h a ir m a n S cott N oel o f B oa rd B ill A d a ir B i l l F i s h e r ........................ . . E x e c . V i c e P r e s . R ob ert R ose F r e d W i l c o x ..................... .....................V i c e P r e s . V ern on & H erb C a s h ie r B l a n d ..................... .....................V i c e P r e s . G eorge J a ck so n .... .....................V i c e W illia m s D . G . W h ite N an P res. D ic k e y P a u l K e e to n T om K ir k D o n a ld T om P u r c e ll H a ll C h a r le s G ord on G . I. H ig g i n s E a rl G ra m lin g *I)esignate.s Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 Assets C ash & Mil. Thou. d u e fro m U . S. T reasu ry ban ks .... s e c u r itie s 222 D em and d e p o s i t s .............................. 9 543 1 311 T i m e d e p o s i t s ....................................... 26 874 2 615 39 137 U . S . G o v ’ t d e p o s i t s ..................... c o r p o r a t io n s . . O b lig . o f S ta te s & Mil. Thou. 3 ... O b lig . o f o th e r U . S . G o v ’t a g e n c ie s & Liabilities 957 P u b l i c f u n d s .......................................... 53 D e p o s i t s o f b a n k s ............................ p o litic a l 52^ 3 465 T o t a l D e p o s i t s .............................. E x c e s s fu n d s p u r c h a s e d . . . . 161 c o r p o r a t e s t o c k s .................... 2 972 A l l o t h e r l i a b i l i t i e s ......................... 468 L o a n s ( N e t ) ...................................... 29 564 s u b d i v i s i o n s ............................. A ll o t h e r s e c u r it ie s in c lu d in g B ank and T o t a l lia b ilit ie s ........................... 39 766 p r e m is e s , fu r n it u r e f i x t u r e s ....................................... A l l o t h e r a s s e t s ........................... Equity C apital 257 1 026 C a p it a l s to c k ....................................... 600 S u r p l u s ........................................................ U n d iv id e d p r o f i t s ........................... T o t a l E q u ity S u b o r d in a te d & T O T A L ........................................................ 42 774 C a p i t a l ............ 700 1 283 2 583 n otes d e b e n t u r e s ................................... T O T A 1 .............................................................. 425 42 774 State o f Arkansas: 164 Bank Department BANK OF PARKDALE, PARKDALE Population 500 Ashley County Chartered February 1, 1910 P.O. Box 37 Telephone Number 473-2412 Zip Code 71661 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs ^Robert A. Pugh .. Chairman o f Board George L. P u g h .................... President J. A. G ib s o n .............. Exec. Vice Pres. Geraldine Zatwarsky........... Secretary Dorothy H. C ald w ell................. Cashier J. A. Gibson J. C. Larrison Garrard Mountjoy Jim Newton Augustus H. Pugh George L. Pugh Robert A. Pugh Thomas P. Pugh Harrison Ralph Carl Wells ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations . . Oblig. of States & political subdivisions...................... All other securities including corporate stocks................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... T O T A L ................................... 1 391 481 25 843 3 203 058 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t d ep osits............. Public fu n d s .......................... Total D ep osits.................. Excess funds purchased. . . . All other liabilities............... Total liabilities ................. 1 3 644 287 6 405 5 ~ 542 200 5 5 547 E quity C apital 24 100 6 125 Capital stock ........................ Surplus ................................... Undivided p ro fits ................ Capital reserves.................... Total Equity C a p ita l....... Subordinated notes & debentures.................... T O T A L ................................... 30 320 176 2 528 50 6 125 165 Sixty-Third Report FIRST STATE BANK, PARKIN Population 2,075 Cross County Chartered June 5, 1925 P.O. Box 526 Telephone Number 755-5401 Zip Code 72373 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Wallace M a rtin .................... President S. N. G reen ................ Exec. Vice Pres. & Cashier William Powell, Jr................ Vice Pres. Fred Brenner, Jr....................Vice Pres. Patsy W ootten .............. Asst. Cashier F. E. Brenner, Jr. John A. Brenner S. N. Green J. E. McNeil, Jr. Wallace Martin C. W. Martin, III Charles Ruston, Jr. Charles D. Thomas *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivisions...................... Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures....................... All other a ssets.................... TOTAL L iabilities Mil . Thou. 1 572 140 555 1 3 376 575 483 94 11 7 806 Mil. T hou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. Total liabilities ................ 2 3 435 533 10 1 111 7 “ 059 7 089 E quity C apital Capital stock ....................... Surplus.................................. Undivided p ro fits................ Total Equity C apital....... TOTAL 100 350 267 717 7 806 State of Arkansas: 166 Bank Department BANK OF PEA RIDGE, PEA RIDGE Population 1,336 Benton County Chartered May 6, 1911 P.O. Box 5 Telephone Number 451-8155 Zip Code 72751 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs Sam M. W a lton ......................Chairman *Rick E. Buck.......................... President John B. Easley ....................Vice Pres. Barbara J. Ow en........................ Cashier Janice Sue L y o n s ......... Asst. Cashier Carl E. Baggett R. E. Buck Rick E. Buck John B. Easley L. E. Hardy Franklin D. Miller Hearn Oliver Jim C. Walton Sam M. Walton C. M. Webb ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. Thou. Cash & due from banks .. U. S. Treasury securities . Oblig. o f States & political su bdivisions.................. Excess funds s o ld ............. Loans (N et)....................... . . Bank premises, furniture and fixtures.................... All other a sse ts................ 357 100 4 962 475 702 33 135 L ia b ilities M il. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. Total liabilities ................ 1 3 6 6 E quity C apital Capital stock ........................ Surplus ................................... Undivided p r o fits ................ Total Equity C a p ita l....... T O T A L ............................... .. 6 764 763 791 7 617 178 178 T O T A L .................................. 83 290 213 586 6 764 Sixty-Third Report 167 THE PERRY COUNTY BANK, PERRYVILLE P o p u la tio n C h a rte re d 948 D ecem b er 8, 1945 P erry C ou n ty P .O . B o x Z ip 188 T e le p h o n e N u m b e r 8 8 9 -2 3 1 8 C od e 72126 N u m b e r o f B r a n c h e s : I n s id e C it y — N o n e ; O u ts id e C it y — N o n e P rin cip al O ffice rs M rs. M . J. V a n D ire cto rs D a ls e m .C h m n . o f B o a r d J . D . F a r i s h ............................................. P r e s id e n t ^ C h a r le s W . G ille s p ie .E x e c . V ic e P r e s . M rs. M . J. V a n D a ls e m J . D . F a r is h C h a r le s W . G ille s p ie T . O . S p e n c e ..........................................V i c e P r e s . T. O . S p en ce M rs. A lic e M r s . M ild r e d F a r is h M rs. M a r J o S p en ce H o l b r o o k ..................... V i c e P r e s . & C a s h ie r M rs. N o rm a R o b in s o n . . A s s t. C a s h ie r M rs. V e lm a D u n n ............... A s s t. C a s h ie r H ow ard L. Jon es ^Designates C h ief Executive O fficer STATEMENT AS OF JUNE 30, 1977 Assets C ash & Mil. Thou. d u e fro m U . S. T rea su ry ban ks s e c u r it ie s .... 1 .. . D em and d e p o s i t s .............................. 2 973 792 T i m e d e p o s i t s ....................................... 6 218 P u b l i c f u n d s .......................................... 1 084 T o t a l D e p o s i t s .............................. 10 281 T o t a l lia b ilit ie s 10 281 U . S . G o v ’ t d e p o s i t s ..................... c o r p o r a tio n s . O b lig . o f S ta te s & . and 1 709 6 770 ........................... 6 100 L o a n s ( N e t ) ............................................. B ank 400 p o litic a l s u b d i v i s i o n s .................................... E x ce s s fu n d s s o l d . Mil. Thou. 292 O b lig . o f o th e r U . S . G o v ’t a g e n c ie s & Liabilities Equity C apital p r e m is e s , fu r n it u r e f i x t u r e s ............. 67 C a p ita l s to c k ....................................... 100 A l l o t h e r a s s e t s ....... 16 S u r p l u s ........................................................ 400 U n d iv id e d 365 T ota l T O T A L . . . 11 146 T O T A L p r o f i t s ........................... E q u it y 11 C a p i t a l ............ 146 865 168 State of Arkansas: Bank Department PIGGOTT STATE BANK, PIGGOTT Population 3,353 Clay County Chartered March 10, 1930 P.O. Box 307 Telephone Number 598-3802 Zip Code 72454 Number of Branches: Inside City—1; Outside City—None P rin cip a l O ffice rs D ire cto rs *T. W. Leggett, Jr................... President James L. M a g e e ....... Exec. Vice Pres. James C. Poole .................... Vice Pres. & Cashier Paula O. Blackw ell... Asst. Vice Pres. Steve B ell........................ Asst. Cashier Evanell T u rn e r............. Asst. Cashier T. W. Leggett, Jr. James L. Magee Thomas P. Leggett John Staples H. C. Robbins, Jr. ■ "Designates Chief Executive Officer ST A T E M E N T AS OF JU N E 30, 1977 A ssets C ash & d u e fro m Mil. T hou. ban k s U . S . T r e a s u r y s e c u r itie s O b lig . o f S ta te s & . .. . ... 042 482 T i m e d e p o s i t s ....................................... 1 599 P u b l i c f u n d s .......................................... c o r p o r a t e s t o c k s ........................... and d e p o s i t s .............................. T o t a l D e p o s i t s .............................. E x c e s s f u n d s s o l d ........................... B an k D em and 5 3 U . S . G o v ’ t d e p o s i t s ..................... A ll o t h e r s e c u r it ie s in c lu d in g L o a n s ( N e t ) ............................................. Mil. T hou. 1 5 p o lit ic a l s u b d i v i s i o n s .................................... L ia b ilities 3 1 200 455 1 11 A l l o t h e r l i a b i l i t i e s ........................ T o t a l l i a b i l i t i e s ........................... 11 E quity C apital p r e m is e s , fu r n it u r e 197 19 f i x t u r e s ....................................... A l l o t h e r a s s e t s ................................. C a p ita l s to c k 100 200 407 200 907 ....................................... S u r p l u s ......................................................... U n d iv id e d p r o f i t s ........................... C a p i t a l r e s e r v e s ................................. T o t a l E q u i t y C a p i t a l ............ T O T A L ........................................................ 218 998 33 837 086 2 088 11 995 T O T A L ......................................................... 11 995 169 Sixty-Third Report FIRST STATE BANK, PLAINVIEW P o p u la tio n C h a rte re d J a n u a r y 677 12, 1934 Y e ll C o u n ty P .O . B o x Z ip 277 T e l e p h o n e N u m b e r 2 7 2 -4 2 2 1 C od e 72857 N u m b e r o f B r a n c h e s : In s id e C it y — N o n e ; O u ts id e C it y — 1 Principal Officers *John C l e m e n t ...................................... & T h e lm a Directors P r e s id e n t C h a ir m a n Joh n o f B oa rd W . C l e m e n t .....................V i c e P r e s . H e le n o f B oa rd E . L a m b e r t .....................V i c e W . C le m e n t E dw . H. S m oot E d w . H . S m o o t .....................V i c e C h a i r m a n V ern on C le m e n t T h e lm a H a r ris G e o rg e T ip p in P res. W . E . W a t s o n .....................A s s t , V i c e P r e s . & C a s h ie r V e r n a T . D a n i e l ...............A s s t . V i c e P r e s . *D esignates C h ief Executive O fficer STATEMENT AS OF JUNE 30, 1977 A ssets C ash & d u e fro m ban ks U . S . T r e a s u r y s e c u r it ie s . . . & 781 D em and T i m e d e p o s i t s ....................................... U. & 121 P u b l i c f u n d s .......................................... .. 1 644 E x ce s s fu n d s p u r c h a s e d . . . . 7 444 T o t a l D e p o s i t s .............................. L o a n s ( N e t ) ......................................... , . B ank and 2 7 S . G o v ’ t d e p o s i t s ..................... 1 p o lit ic a l s u b d i v i s i o n s ................................ d e p o s i t s .............................. .. c o r p o r a t io n s . O b lig . o f S ta te s Mil. T hou. 260 O b lig . o f o t h e r U . S . G o v ’t a g e n c ie s L ia b ilities Mil. Thou. T o t a l lia b ilit ie s ........................... 9 10 376 195 21 184 776 885 661 p r e m is e s , fu r n it u r e f i x t u r e s ................................... Equity C apital 49 150 A l l o t h e r a s s e t s ............................. C a p it a l s to c k 200 275 213 ....................................... S u r p l u s ........................................................ U n d iv id e d p r o f i t s ........................... T o t a l E q u it y S u b o r d in a te d & T O T A L ... . . 11 449 C a p i t a l ............ 688 n otes 100 d e b e n t u r e s .................................... T O T A I ............................................................ 11 449 State of Arkansas: 170 Bank Department BANK OF POCAHONTAS, POCAHONTAS Population 5,448 Randolph County Chartered October 31, 1903 P.O. Box 467 Telephone Number 892-5286 Zip Code 72455 Number of Branches: Inside City—1; Outside City—None P rin cip a l O ffice rs D ire cto rs *Harry A. Belford.................. President J. R. J a ck s o n ........................ Vice Pres. G. B. Johnson ................... Vice Pres. & Cashier John R. Jackson, Jr......... Vice Pres. W. H. Holobaugh . . . . Asst. Vice Pres. Max L o n g .................. Asst. Vice Pres. Ruth B. T yer......................... Secretary Emma Rapert................ Asst. Cashier Mary Lou C ullison....... Asst. Cashier Mary D. M iller.............Asst. Secretary Harry A. Belford Donald R. Cox E. C. Cox J. M. Futrell J. R. Jackson John R. Jackson, Jr. H. G. McNabb M. C. McNabb *Designates Chief Executive Officer STA T E M E N T AS OF JU N E 30, 1977 A ssets Mil . T hou. Cash & due from b a n k s ___ U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations . . Oblig. of States & political subdivision s...................... Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ 3 2 218 492 2 930 3 1 7 641 500 532 L ia b ilities Mil. Thou. 8 Demand deposits.................. Time deposits........................ 9 U. S. Gov’t deposits............. Public fu n d s ......................... 1 Deposits of b a n k s................. Total D ep osits.................. 19 All other liabilities............... Total liabilities ................ 19 76 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................. Capital reserves..................... Total Equity C a p ita l....... Subordinated notes & debentures...................... TOTAL 21 389 085 717 75 923 6 806 21 827 TOTAL 1 125 800 422 15 362 200 21 389 171 Sixty-Third Report PLANTERS AND STOCKMEN BANK, POCAHONTAS P o p u la tio n C h a rte re d Ju n e 5 ,4 4 8 12, 1962 R a n d o lp h P .O . B o x Z ip 587 C ou n ty T e le p h o n e N u m b e r 8 9 2 -5 2 5 2 C od e 72455 N u m b e r o f B r a n c h e s : In s id e C it y — N o n e ; O u ts id e C it y — N o n e P rin cip a l O ffice rs C J e r i e l A . S u m m i t t ........................... D ire cto rs P r e s id e n t F r a n c e s J o n e s ..................E x e c , V i c e & C a s h ie r T e d G r i f f i t h .............................. A s s t . V i c e R o b e r t E . S o r g ..................A s s t . V i c e B ea M a t h e w s ........................... O n eta T h om p son ............... P res. P res. P res. J e r ie l A . S u m m itt F ra n ces J on es W . J. B a rth el J e r r e ll B r o a d w a y A . J . B a lt z , S r. A s s t. C a s h ie r W illia m A s s t, C a s h ie r E v e re tt B a te s B a lt z D r. T h o m a s D e C le r k C. T. Joh n son O . B . R ic k m a n F a y S a lle e “D esign a te* C h ief Executive O fficer STATEM E N T AS OF JU N E 30, 1977 A s s e ts C ash & d u e fro m IJ . S . T r e a s u r y T h o u . M il ban ks s e c u r itie s .... 1 . . . 151 D em and d e p o s i t s .............................. 4 213 T i m e d e p o s i t s ....................................... 7 502 785 c o r p o r a tio n s . . O b lig . o f S ta te s & p o litic a l s u b d i v i s i o n s .................................... 2 B ank and 342 U . S . G o v ’ t d e p o s i t s ..................... 19 P u b l i c f u n d s .......................................... 873 T o t a l D e p o s i t s .............................. 12 607 T o t a l lia b ilit ie s 12 607 ........................... 600 E x c e s s f u n d s s o l d ........................ L o a n s ( N e t ) ............................................. M il. T h o u . 299 O b li g . o f o t h e r U . S . G o v ’t a g e n c ie s & L ia b ilitie s 8 426 E q u it y C a p ita l p r e m is e s , fu r n it u r e fix t u r e s 188 .................................... C a p ita l s to c k S u r p lu s ....................................... 200 ........................................................ 600 U n d iv id e d p r o f i t s ........................... T O T A L 3 791 384 C a p i t a l ............ 1 184 T O T A ! ............................................................ 13 791 T o t a l E q u it y 172 State of Arkansas: Bank Department THE LAWRENCE COUNTY BANK, PORTIA Population 381 Lawrence County Chartered March 23, 1901 P.O. Box 160 Telephone Number 886-2461 Zip Code 72457 Number of Branches: Inside City—None; Outside City—2 Principal Officers Directors R. S. Rainwater.................... President *Boyce Durham ...................... Vice Pres. Sloan Rainwater, Jr............. Secretary A. M. S ta r r ........................... Vice Pres. R. S. Rainwater Virginia Rainwater Sloan Rainwater, Jr. William I. Rainwater A. M. Starr Maurice Starr Earl D. Perkins Boyce Durham * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. T hou. Cash & due from banks .., U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations. Oblig. of States & political subdivisions.................. Excess funds s o ld ............. Loans (N et)......................... .. Bank premises, furniture and fixtures.................... 662 200 100 3 347 550 472 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Deposits of b a n k s................ Total D ep osits.................. Total liabilities ................ 1 2 4 4 E quity C apital 200 Capital stock ........................ Surplus................................... Undivided p ro fits................ Total Equity C a p ita l....... Subordinated notes & debentures...................... T O T A L ............................... .. 747 641 2 591 14 995 995 5 531 T O T A L ................................... 125 200 161 486 50 5 531 173 Sixty-Third Report THE PEOPLES BANK, PORTLAND Population 662 Ashley County Chartered January 22, 1908 P.O. Box 178 Telephone Number 737-2236 Zip Code 71663 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs Victor E dw ards...................... Chairman Hampton P u g h ..................... President Mary Dean Pugh ................ Vice Pres. *John Fish .................................. Cashier Tipton P u g h .................. Asst. Cashier Julia A. Sadler.............. Asst. Cashier Hampton Pugh Mary Dean Pugh Tipton Pugh Edwin Gregory Victor Edwards Jack Edwards *I)esignates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets C ash & Mil. T hou. d u e fro m U. S. T reasu ry b a n k s .. s e c u r itie s . .. 2 L ia b ilities Mil. T hou. 288 D em and d e p o s i t s .............................. 1 340 299 T i m e d e p o s i t s ....................................... 2 797 O b li g . o f o t h e r U . S . G o v ’t U . S . G o v ’ t d e p o s i t s ..................... 2 397 P u b l i c f u n d s .......................................... 521 s u b d i v i s i o n s .............................. 778 A l l o t h e r l i a b i l i t i e s ........................ E x c e s s f u n d s s o l d ..................... 200 a g e n c ie s & c o r p o r a t io n s . O b lig . o f S ta te s & L o a n s ( N e t ) ......................................... . . B ank and T o t a l D e p o s i t s .............................. p o lit ic a l 1 T o t a l lia b ilitie s 4 669 9 E quity C apital f i x t u r e s .................................... 15 C a p it a l s to c k S u r p lu s ....................................... 100 ........................................................ 350 U n d iv id e d T ota l 660 457 p r e m is e s , fu r n it u r e T O T A L ..................................................... ........................... 4 5 434 p r o f i t s ........................... 315 765 E q u i t y C a p i t a l ............ T O T A L ........................................................ 5 434 174 State of Arkansas: Bank Department PORTLAND BANK, PORTLAND Population 662 Ashley County Chartered April 23, 1900 P.O. Box 68 Telephone Number 737-2226 Zip Code 71663 Number of Branches: Inside City—None; Outside City—1 Principal Officers Directors *Mack B orgognoni................ President Vanita Grantham.................. Cashier Gail Stephens................ Asst. Cashier Mack Borgognoni Charles E. Bridewell Charles F. LaGrone Benton Newcome Joel Newcome R. B. Newcome Robert A. Pugh Don Pylate *Designates Chief Executive Officer S T A T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou . Cash & due from banks ... U. S. Treasury securities .. Oblig. of other U. S. G ov’t agencies & corporations . Oblig. of States & political su bdivision...................... . Loans (N et)......................... . Bank premises, furniture and fixtures...................... All other a sse ts.................. 579 600 470 1 5 870 001 106 1 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t d ep osits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................ 1 5 7 7 E quity C apital Capital stock ........................ Surplus ................................... Undivided p ro fits ................ Capital reserves.................... Total Equity C a p ita l....... T O T A L .................................,. 8 627 717 134 1 801 653 18 671 T O T A L ................................... 100 500 336 20 956 8 627 175 Sixty-Third Report FARMERS AND MERCHANTS BANK, PRAIRIE GROVE Population 1,682 Washington County Chartered August 29, 1904 P.O. Box 207 Telephone Number 846-2115 Zip Code 72753 Number of Branches: Inside City—None; Outside City—1 P rin cip a l O ffice rs D ire cto rs E. R ie ff.......................... President & Chairman of Board *J. C. R ieff....................... 1st Vice Pres. W. H. T hom pson....... Exec. Vice Pres. Lorene Jones ...........Vice Pres. & Sec. Gregory D. R e e d .................. Cashier & Security Officer LaVonne Hall ...........Asst. Vice Pres. Patricia Holloway. ... Asst. Vice Pres. Judith Jones Carter . . . . Asst. Cashier Patricia Hand ................ Asst. Cashier Wanda Loman ........... Asst. Cashier D. Argil Bartholomew Billy Joe Bartholomew Barry H. Parks D. E. Rieff J. C. Rieff Gregory D. Reed W. H. Thompson *I)esignates C h ief Executive Officer STATEM E N T AS OF JU N E 30, 1977 Assets C ash & Mil. Thou. d u e fro m U . S. T reasu ry b a n k s .. .. s e c u r it ie s 1 . 911 399 O b lig . o f o th e r U . S . G o v ’t a g e n c ie s & p o lit ic a l 3 L o a n s ( N e t ) ....................................... . . 12 and 17 871 014 91 826 10 812 22 834 C a p i t a l ............ 1 1 150 300 049 499 T O T A L ........................................................ 19 333 D em and d e p o s i t s .............................. T i m e d e p o s i t s ....................................... 4 12 P u b l i c f u n d s ......................................... D e p o s it s s u b d i v i s i o n s .............................. . . B ank Mil. Thou. U . S . G o v ’ t d e p o s i t s ..................... 299 c o r p o r a t io n s O b lig . o f S ta te s & Liabilities 181 987 p r e m is e s , fu r n it u r e of b a n k s ........................... T o t a l D e p o s i t s .............................. T o t a l lia b ilitie s 508 48 f i x t u r e s ................................. A l l o t h e r a s s e t s ........................... 17 A l l o t h e r l i a b i l i t i e s ........................ ........................... Equity Capital C a p ita l s to c k ....................................... S u r p l u s ........................................................ U n d iv id e d p r o f i t s ........................... T o t a l E q u ity T O T A L ................................ .. .............. 19 333 State o f Arkansas: 176 Bank Department BANK OF PRESCOTT, PRESCOTT Population 4,000 Nevada County Chartered August 10, 1904 P.O. Box 492 Telephone Number 887-2688 Zip Code 71857 Number of Branches: Inside City—1; Outside City—1 (CBCT) P rin cip a l O ffice rs D ire cto rs Olen H en drix...........Board Chairman W. R. Hambright. Board Vice-Chairman *Johnny Brannan ................ President M. D. Tippit ...........................Vice Pres. James A. P u lle n ....................Vice Pres. B. A. DeLamar....................... Vice Pres. Emogene W. D avis......................Cashier Elizabeth W. Crai n. .. Asst. Vice Pres. Johnny Brannan Carl Dalrymple, Jr. B. A. DeLamar Robert L. Godwin Gerald Hendrix Olen Hendrix James H. McKenzie Abb Morman R. W. Murry James A. Pullen Milburn D. Tippit John Vansickle * Designates Chief Executive Officer ST A T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities .,.. Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political su bdivision.................... .. Loans (N et)........................ .. Bank premises, furniture and fixtures.................... All other a sse ts ................ TOTAL 1 1 718 097 1 090 6 9 151 380 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t d ep osits............. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................ 7 8 2 17 17 113 332 50 269 764 764 2 600 900 578 078 19 842 E quity C apital 385 21 19 842 Capital stock ........................ Surplus................................... Undivided p ro fits................ Total Equity C a p ita l....... TOTAL 177 Sixty-Third Report BANK OF QUITMAN, QUITMAN Population 350 Cleburne County Chartered August 15, 1903 P.O. Box 97 Telephone Number 589-2206 Zip Code 72131 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Joe Siebenmorgen................ Chairman Harry M. C la rk ....................Vice Pres. Darrell O d o m ....................... Vice Pres. Edith E llis............................. Cashier Eva Lois Ellis .............. Asst. Cashier Joe Siebenmorgen J. A. Bailey Ben F. Clark Edith Ellis Harry M. Clark *I)esignat,e.s Chief Executive O fficer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou . Cash & due from b a n k s___ U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivision s...................... All other securities including corporate stocks............... Loans (N et)........................... Bank premises, furniture and fixtures....................... All other a sse ts................... TOTAL 1 156 412 500 1 030 9 5 223 L ia b ilities Mil. Thou. Demand deposits.................. 3 Time deposits....................... 6 U. S. Gov’t deposits............. Public fu n d s ......................... 1 Total D eposits.................. 11 Excess funds purchased . . . . All other liabilities............... Total liabilities ................ 11 296 893 6 025 220 470 18 708 E quity C apital 217 97 12 640 Capital stock ....................... Surplus.................................. Undivided p ro fits................ Total Equity C apital....... Subordinated notes & debentures...................... TOTAL 100 300 332 732 200 12 640 178 State of Arkansas: Bank Department THE BANK OF RECTOR, RECTOR Population 2,385 Clay County Chartered November 15, 1930 P.O. Box 7 Telephone Number 595-3591 Zip Code 72461 Number of Branches: Inside City—None; Outside City—None Principal Officers Directors *J. A. M a rla r ......................... President Mary H. S ig sb y ......... Exec. Vice Pres. R. D. C ranford......................Vice Pres. & Cashier J. C. Hardin J. A. Marlar Mary H. Sigsby R. D. Cranford *l)esit?nates C h ie f Executive Officer STATEMENT AS OF JUNE 30, 1977 Assets Mil. Thou. Cash & due from banks . . . . U. S. Treasury securities ... Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivision s...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures........................ T O T A L ................................... 1 803 049 926 3 648 5 448 200 639 27 12 740 Liabilities Mil. Thou. 11 11 779 052 12 678 521 521 Capital stock ........................ Surplus................................... Undivided p ro fits ................ Total Equity C a p ita l....... 1 100 900 219 219 T O T A L ................................... 12 740 Demand deposits.................. Time deposits........................ U. S. Gov’t d ep osits............. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................ 3 7 E quity C apital Sixty-Third Report 179 FARMERS AND MERCHANTS BANK, REYNO Population 506 Randolph County Chartered December 8, 1911 P.O. Box 108 Telephone Number 769-2240 Zip Code 72462 Number of Branches: Inside City—None; Outside City—1 P rin cip a l O ffice rs D ire cto rs *William A. Sandlin ............. President Phyllis Burrow............................ Cashier Ida M. E ddington................ Auditor James A. Edington .. Asst. Vice Pres. Dora B. Graham . . . . . Asst. Vice Pres. Theda Ferguson ....... Asst. Vice Pres. Sarah S a n d lin ................ Asst, to Pres. & Secy, to Board William A. Sandlin, Chairman Quinn Brown DelanoEdington J. A. Rapert R. C. Luter Jimmie Cole * Designates C h ief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of States & political su bdivision s....... 392 All other securities including 40 corporate stocks. Excess funds s o ld ................ 1 Loans (N et)........................... 5 Bank premises, furniture and fixtures....... 177 All other a ssets....... .......... TOTAL. 8 467 60 L ia b ilities Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................ 750 490 517 1 5 8 8 694 839 4 470 007 007 E quity C apital C a p it a l s to c k 141 Mil. T hou. ....................................... 150 Surplus.................................. Undivided p ro fits................. Total Equity C apital....... Subordinated notes & debentures...................... TOTAL 150 85 385 125 8 517 State of Arkansas: 180 Bank Department THE BANK OF RISON, RISON Population 1,300 Cleveland County Chartered March 7, 1932 P.O. Box 307 Telephone Number 325-6251 Zip Code 71665 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs Herman D a v id so n ...............Chairman *James R. H o p so n ................. President James L. M oore.................... Vice Pres. John Elrod ........................... Vice Pres. Glenna K n ow les........... Asst. Cashier Shirley Stew art.............Asst. Cashier Herman Davidson John Elrod James L. Moore Ray B. Martin James R. Hopson *Designates Chief Executive Officer STATEMENT AS OF JUNE 30. 1977 A ssets L ia b ilities Mil. T hou . Cash & due from banks .. U. S. Treasury securities . .. Oblig. of other U. S. Gov’t agencies & corporations .. Excess funds s o ld ............. Loans (N et)........................ .. Bank premises, furniture and fixtures.................... All other a ssets................ 2 1 1 569 348 750 550 574 Mil. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................. 13 3 2 3 5 5 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................. Capital reserves.................... Total Equity C a p ita l....... TOTAL 6 807 316 189 6 458 969 969 TOTAL 100 200 521 17 838 6 807 181 Sixty-Third Report FARMERS AND MERCHANTS BANK, ROGERS Population 14,982 Benton County Chartered March 13, 1956 P.O. Box 250 Telephone Number 636-4233 Zip Code 72756 Number of Branches: Inside City—1; Outside City—None P rin cip al O ffice rs D ire cto rs *Dorman F. B u sh o n g ........... President Hardy A. Stephenson.Exec. Vice Pres. R. Z. Goodwin ......................Vice Pres. James E. R ev es.................... Vice Pres. James E. H a rris .................. Vice Pres. & Cashier Dorman F. Bushong A. N. Garrett Vance Hill James L. Pickens, M.D. Evelyn S. Rife Don L. Shores Hardy A. Stephenson D esignates C h ief Executive O fficer STATEM E N T AS OF JU N E 30, 1977 Assets C ash & Mil . Thou. d u e fro m U . S. T reasu ry ban ks O b lig . o f S ta te s & 2 15 882 878 p o litic a l L o a n s ( N e t ) ............................................ and 288 472 . . . s u b d i v i s i o n s .................................... B ank 2 5 .... s e c u r itie s Liabilities D em and Mil. Thou. d e p o s i t s .............................. T i m e d e p o s i t s ....................................... U . S . G o v ’ t d e p o s i t s ..................... p r e m is e s , fu r n it u r e P u b l i c f u n d s .......................................... T o t a l D e p o s i t s .............................. A l l o t h e r l i a b i l i t i e s ........................ 424 520 f i x t u r e s ....................................... A l l o t h e r a s s e t s ................................. T o t a l lia b ilit ie s ........................... 855 229 54 1 877 25 015 _2Q1 25 216 9 13 Equity Capital 1 2 300 700 248 248 TOTAI ............................................................ 27 464 C a p it a l s to c k ....................................... S u r p l u s ........................................................ U n d iv id e d T ota l T O T A L . . ............ !7 2 464 p r o f i t s ........................... E q u it y C a p i t a l ............ 182 State of Arkansas: Bank Department PEOPLES BANK & TRUST COMPANY, RUSSELLVILLE Population 13,909 Pope County Chartered March 24, 1890 P.O. Box 220 Telephone Number 968-2112 Zip Code 72801 Number of Branches: Inside City—3; Outside City—1 Principal Officers Directors *George C. J a ck so n .............. President & C. E. Officer Ward J. R a m sa y.......Exec. Vice Pres. M. L. Dickerson.............. Sr. Vice Pres. Tom H argis........................... Vice Pres. & Trust Officer Charles F. Howell.................Vice Pres. & Cashier Phillip M adar.........................A.V.P. & Mngr. Mall Branch Richard Ponsetto .............A /C & Mgr. Ark. S. Branch Luvene C a rte r.................. A /C & Mgr. 64 E. Branch James Bibler G. M. Cook Cleo Cheek M. L. Dickerson Ward J. Ramsay George C. Jackson Flave W. Peters J. Madison White Roy I. Millard, M. D. Van A. R. Moores David Oates *Designates Chief Executive Officer ST A T E M E N T AS OF JU N E 30, 1977 A ssets C a sh & d u e fro m U . S. T reasu ry ban k s s e c u r itie s . .. . ... c o r p o r a t io n s . . O b lig . o f S ta te s & and C a p i t a l ............ 1 2 4 600 200 400 200 T O T A L ......................................................... 50 057 3 285 P u b l i c f u n d s .......................................... D em and d e p o s i t s .............................. 10 300 T o t a l D e p o s i t s .............................. 45 A l l o t h e r l i a b i l i t i e s ........................ 24 254 297 T o t a l lia b ilitie s ........................... E quity C apital 378 666 f i x t u r e s ....................................... A l l o t h e r a s s e t s ................................. C a p it a l s to c k ....................................... S u r p l u s ......................................................... U n d iv id e d p r o f i t s ........................... T o t a l E q u it y 4 D e p o s i t s o f b a n k s ........................... p r e m is e s , fu r n it u r e T O T A L ........................................................ 14 26 U . S . G o v ’ t d e p o s i t s ..................... c o r p o r a t e s t o c k s ........................... B an k 45 T i m e d e p o s i t s ....................................... A ll o t h e r s e c u r it ie s in c lu d in g L o a n s ( N e t ) ............................................. 367 047 199 734 295 642 215 857 505 372 p o lit ic a l s u b d i v i s i o n s .................................... Mil. T hou. 6 4 O b lig . o f o t h e r U . S . G o v ’t a g e n c ie s & L ia b ilities Mil. T hou . 50 057 Sixty-Third Report 183 BANK OF SALEM, SALEM Population 1,277 Fulton County Chartered December 9, 1908 P.O. Box 338 Telephone Number 895-2591 Zip Code 72576 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Jim H um phries.................... President & Chairman Richard Humphries .. Exec. Vice Pres. Corwin M o s e y .... Vice Pres. George Hum phries.V ice Pres. Mike Hum phries.Vice Pres. Bess Northcutt....................... Cashier Janiece B u tler.............. Asst. Cashier Frances A tk in s ............. Asst. Cashier Shirley W allin g............. Asst. Cashier Brenda Barnes.............. Asst. Cashier Joyce C arter.................. Asst. Cashier Marsha M anry.............. Asst. Cashier Jim Humphries Richard Humphries Jean Humphries George Humphries Fay Castleberry *D esignates C h ief Executive O fficer STATEM E N T A S OF JU N E 30. 1977 A ssets Mil. T hou. Cash & due from banks .. .. 1 U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations .. 1 Oblig. of States & political su bdivisions..................... . 3 Loans (N et)......................... .. 10 Bank premises, furniture and fixtures...................... All other assets . . . . . . . . . . 019 698 005 204 078 L ia b ilities Mil. T hou. Demand deposits.................. 5 Time deposits....................... 8 U. S. Gov’t deposits............. Public fu n d s ......................... 1 Total D eposits.................. 14 Excess funds purchased . . . . All other liabilities............... Total liabilities ................ 15 496 11 E quity C apital Capital stock ........................ Surplus.................................. Undivided p ro fits................. Total Equity C a pita l....... TOTAL 16 511 291 240 12 274 817 200 41_ 058 TOTAL 1 100 700 653 453 16 511 184 State of Arkansas: Bank Department LOGAN COUNTY BANK, SCRANTON Population 229 Logan County Chartered April 7, 1926 P.O. Box 85 Telephone Number 938-2511 Zip Code 72863 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ir e c to r s *Joe Fritsche ......................... President J. B. Layes ........................... Vice Pres. Margaret A h n e ..................... Cashier Mildred F ritsch e........... Asst. Cashier Charles Fox .................. Asst. Cashier Regina M. L ayes........... Asst. Cashier Emma M. R a p e r...........Asst. Cashier Joe Fritsche J. B. Layes Margaret Ahne *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets C ash U . S. & Mil. T hou . d u e fro m T reasu ry ban k s s e c u r itie s .... .. . 1 T i m e d e p o s i t s ....................................... 338 P u b l i c f u n d s .......................................... O b lig . o f S ta te s & 967 247 A l l o t h e r l i a b i l i t i e s ........................ L o a n s ( N e t ) ............................................. S. d e p o s i t s .............................. 2 1 2 G o v ’ t d e p o s i t s ..................... T o t a l D e p o s i t s .............................. p o lit ic a l s u b d i v i s i o n s .................................... B an k D em and U . c o r p o r a t io n s . . Mil. T hou . 352 286 O b lig . o f o t h e r U . S . G o v ’t a g e n c ie s & L ia b ilities T o ta l lia b ilitie s ........................... 4 4 989 494 7 195 685 6 691 p r e m is e s , fu r n it u r e Equity Capital 32 1 a n d f i x t u r e s ....................................... A l l o t h e r a s s e t s ................................. C a p ita l s to c k S u r p lu s U n d iv id e d p r o f i t s ........................... T o t a l E q u it y T O T A L ........................................................ 5 223 100 100 332 532 ....................................... ......................................................... C a p i t a l ............ T O T A L ......................................................... 5 223 Sixty-Third Report 185 FIRST SECURITY BANK, SEARCY P o p u la tio n C h a rte re d F eb ru a ry 1 0 ,8 7 6 6, 1932 P .O . B o x W h ite C o u n t y 1009 T e l e p h o n e N u m b e r 2 6 8 -5 8 3 1 Z ip C o d e 7 2 1 4 3 N u m b e r o f B r a n c h e s : I n s id e C it y — 2; O u ts id e C it y — 2 P rin cipal O ffice rs * B e r t M u l l e n s ......................................... E. D ire cto rs P r e s id e n t D . Y a n c e y ................... E x e c . V i c e P res. E . D . C r o w ............................................... V i c e P r e s . & J im W ils o n R a lp h C a s h ie r ............................................ V i c e D u n c a n ........................ P res. S r. V ic e P re s. D r. C lifto n G anus W . R. M eador J o e S . P ie r c e K en n y J im R and T a r k in g t o n M . O. T h om p son A lv in V a n H ook ’' D esignates ch ief Kxeeutive Officer STATEM EN T AS OF JU N E 30, 1977 A sse ts C ash & M iil. T h o u . d u e fro m U. S. T reasu ry ban ks s e c u r it ie s 2 403 D em and d e p o s i t s .............................. 13 610 ... 3 935 T i m e d e p o s i t s ....................................... 21 046 687 P u b l i c f u n d s ......................................... 3 121 37 922 U . S . G o v ’ t d e p o s i t s .................... c o r p o r a t io n s .. O b lig . o f S ta te s & p o lit ic a l s u b d i v i s i o n s ..................... .... and 64 D e p o s i t s o f b a n k s ........................... 8 E x c e s s f u n d s s o l d ........................... L o a n s ( N e t ) ............................. .............. B ank M il. T h o u . .... O b lig . o f o t h e r U . S . G o v ’t a g e n c ie s & L ia b ilitie s 24 681 T o t a l D e p o s i t s .............................. 900 A l l o t h e r l i a b i l i t i e s ........................ 830 T o t a l lia b ilit ie s ........................... 81 524 38 446 p r e m is e s , fu r n it u r e f i x t u r e s ....................................... 509 A l l o t h e r a s s e t s ................................. 563 E q u it y C a p ita l s to c k C a p it a l ...................................... 600 S u r p l u s ........................................................ 1 900 U n d iv id e d 1 420 C a p i t a l ............ 4 062 T O T A 1 ........................................................... 42 508 p r o f i t s ........................... C a p i t a l r e s e r v e s ................................ T o t a l E q u it y T O T A L 12 508 142 186 State of Arkansas: Bank Department GRANT COUNTY BANK, SHERIDAN Population 2,837 Grant County Chartered July 29, 1903 P.O. Box 67 Telephone Number 942-3147 Zip Code 72150 Number of Branches: Inside City—1; Outside City—None P rin cip a l O ffice rs D ire cto rs D. E. McCoy, Sr..Chairman of Board *D. E. McCoy, Jr..................... President & Trust Officer Harold B oa trig h t___Exec. Vice Pres. & Cashier Jerry L. C olem a n ................ Vice Pres. Sue R eyn old s.............Asst. Vice Pres. Henry E. Wells...........Asst. Vice Pres. Raymond L. S to k e r....... Loan Officer Max G. M cC oy................ Oper. Officer Rolland D. Brown Delmar E. Gatzke D. E. McCoy, Sr. D. E. McCoy, Jr. Robert L. Reeves Van S. Reid W. Lee Tucker Robert E. Wellborn *Designates Chief Executive Officer ST A T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T h ou . Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of other U. S. Gov’t. agencies & corporations.. Oblig. of States & political subdivisions...................... 3 All other securities including 10 corporate stocks. Loans (N et)........................... 13 Bank premises, furniture and fixtures........ 357 All other a ssets..... 32 TOTAL 19 L ia b ilities Mil. T hou. 961 547 Demand deposits.................. Time deposits........................ 5 10 503 079 768 Public fu n d s .......................... 2 Total D ep osits.................. 18 All other liabilities............... Total liabilities ................ 18 390 018 34 052 46 U. S. Gov’t deposits.............. 895 E quity C apital 159 Capital stock ........................ Surplus................................... Undivided p ro fits ................ Capital reserves.................... Total Equity C a p ita l....... 729 TOTAL 1 150 350 141 36 677 19 729 1 187 Sixty-Third Report FIRST STATE BANK, SHERWOOD P o p u la t i o n 6 ,7 4 4 C h a rte re d J u ly 28, 1966 P u la s k i C o u n t y P .O . B o x 6 0 0 9 T e le p h o n e N u m b e r 8 3 5 -4 1 2 2 Z ip C o d e 7 2 1 1 6 N u m b e r o f B r a n c h e s : I n s i d e C i t y — 1; O u t s id e C i t y — N o n e P rin cip al O ffice rs *M ark D ire cto rs M . D a v i s ..................E x e c . V i c e P r e s . J . C . N ic h o ls J e s s e R . R i c h .......................................V i c e P r e s . B. E. H en son H. J . A . W e llo n s , P r e s id e n t J . D e n t ...........................................V i c e P r e s . R o b e r t H o l l o w a y .........................................A . V . P A n n e t t e M a r t i n ..........................................A . V . P . W ilm a F a u l k .............................. A s s t. C a s h ie r "Designates Chief Executive O fficer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou . Cash & due from banks . . . . U. S. Treasury securities ... Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivision s...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures....................... All other a ssets.................. TOTAI.................................... 1 296 950 100 3 238 9 385 700 532 216 8 16 425 L ia b ilities Mil. Thou. 3 15 15 590 503 20 902 015 015 Capital stock ....................... Surplus.................................. Undivided p ro fits................ Capital reserves.................... Total Equity C apital....... 1 100 700 564 46 410 T O T A L .................................. 16 425 Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. Total liabilities ................ 5 5 Equity Capital 188 State of Arkansas: Bank Department BANK OF SIDNEY, SIDNEY Population 169 Sharp County Chartered September 23, 1912 P.O. Box 7 Telephone Number 283-5725 Zip Code 72577 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ir e c to r s *Thos. A. B one........................ President Roberta L. F ord .................... Vice Pres. Atalee C. Pounders................ Cashier Thos. A. Bone Roberta L. Ford Atalee C. Pounders ‘ Designates Chief Executive Officer S T A T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou, Cash & due from banks . . . . U. S. Treasury securities . . . Loans (N et)............ 54 Bank premises, furniture 4 and fixtures........ 381 251 L ia b ilities Mil. T hou . Demand deposits.................. Public fu n d s .......................... Total D ep osits.................. Total liabilities ................. 625 19 644 644 E quity C apital Capital stock ........................ Surplus................................... U n d iv id e d p r o f i t s ........................... Total Equity C a pita l....... TOTAL 690 TOTAL 5 18 23_ 46 690 189 Sixty-Third Report ARKANSAS STATE BANK, SILOAM SPRINGS Population 6,367 Benton County Chartered January 12, 1960 P.O. Box 400 Telephone Number 524-8101 Zip Code 72761 Number of Branches: Inside City—1; Outside City—None P rin cip al O ffice rs D ire cto rs Delbert E. Allen, Sr... Chmn. of Board *Ross S tou t............................. President Henry Brosell, Jr..................... Vice Pres. & Cashier Thomas Free I I I ..................... Vice Pres. Homer B yn u m ........................ Vice Pres. D. E. Allen, Sr. D. E. Allen, Jr. Roderick L. Allen Homer Bynum Preston Bynum H. E. Harrison, Jr. Charles C. Jones Mark Simmons Ross Stout *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets C ash & Mil. T hou. d u e fro m U . S. T reasu ry ban k s s e c u r it ie s .. .. 2 . 902 125 O b li g . o f o t h e r U . S . G o v ’t a g e n c ie s & c o r p o r a t io n s .. O b lig . o f S ta te s & 154 2 821 450 293 B ank ( N e t ) ....................................... . . d e p o s i t s .............................. T i m e d e p o s i t s ....................................... P u b l i c f u n d s .......................................... T o t a l D e p o s i t s .............................. E x c e s s f u n d s s o l d ..................... L oan s D em and Mil. T hou. U . S . G o v ’ t d e p o s i t s ..................... 1 p o lit ic a l s u b d i v i s i o n s .............................. . . L ia b ilities 7 p r e m is e s , fu r n it u r e 105 27 a n d f i x t u r e s ................................. A l l o t h e r a s s e t s ........................... A l l o t h e r l i a b i l i t i e s ........................ T o t a l lia b ilit ie s ........................... 542 858 29 1 078 13 “ 507 88 13 595 5 6 E quity C apital T o t a l E q u i t y C a p i t a l ............ 1 480 100 673 29 282 T O T A L ........................................................ 14 877 C a p it a l s to c k ....................................... S u r p l u s ........................................................ U n d i v i d e d p r o f i t s ........................... C a p i t a l r e s e r v e s ................................. T O T A 1 ...................................................... . . 14 877 190 State o f Arkansas: Bank Department SMACKOVER STATE BANK, SMACKOVER Population 2,034 Union County Chartered April 18, 1928 P.O. Box 107 Telephone Number 725-3051 Zip Code 71762 Number o f Branches: Inside City—None; Outside City—1 P rin cip a l O ffice rs D ir e c to r s *Max A. M itcham ...................Chairman Max T a y lor............................ President Audna Ward . . . . Vice Pres. & Cashier Bob Willett ........................... Vice Pres. Evelyn L on g .................. Asst. Cashier Paulette C arver............... Asst. Cashier Cathryn W eav er...........Asst. Cashier Max A. Mitcham Homer T. Rogers Max Taylor James M. Tennyson L. E. Tennyson, Jr. Richard H. Vickers "“Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. Thou. Cash & due from banks .. .. 1 U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations, Oblig. of States & political subdivisions.................. . . 4 Loans (N et)......................... .. 11 Bank premises, furniture and fixtures.................... All other a ssets................ T O T A L ............................... .. 19 640 599 515 109 918 234 12 027 L ia b ilities Mil. T hou . Demand deposits.................. 5 Time deposits........................ 9 U. S. Gov’t deposits............. Public fu n d s .......................... 1 Total D ep osits.................. 17 All other liabilities............... Total liabilities ................ 17 874 772 34 832 512 27 539 E quity C apital Capital stock ........................ Surplus................................... Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... 1 500 750 203 35 488 T O T A L ................................... 19 027 Sixty-Third Report 191 MERCHANTS & PLANTERS BANK, SPARKMAN P o p u la tio n C h a rte re d S ep tem b er 663 19, 1916 D a lla s C o u n ty P .O . B o x Z ip 127 T e l e p h o n e N u m b e r 6 7 8 -2 2 5 1 C od e 71763 N u m b e r o f B r a n c h e s : In s id e C it y — N o n e ; O u ts id e C it y — N o n e P rin cip al O ffice rs D ire cto rs B . J . F o r d .................................C h m n . o f B o a r d * T . Q . ( K i t ) C a r s o n ........................... P r e s id e n t D o r i s M a n n ................................................C a s h i e r P a tr ic ia S h a d d o c k ............ B . J. F ord T . Q . (K it) C a r s o n R ay A s s t. C a s h ie r W h ite T om m y B e n to n G a sto n T a y lo r G . W . D e L a u g h te r *I)esignates C h ief Executive O fficer STATEM E N T AS OF JU N E 30, 1977 A ssets C ash & Mil. T hou. d u e fro m U. S. T reasu ry ban ks s e c u r it ie s .... . . . 436 D em and d e p o s i t s .............................. 1 620 T i m e d e p o s i t s ....................................... 2 574 577 P u b l i c f u n d s ........................................... 597 A l l o t h e r l i a b i l i t i e s ................................................ U . S . G o v ’ t d e p o s i t s ..................... c o r p o r a t io n s . . O b lig . o f S ta te s & p o lit ic a l T o t a l D e p o s i t s .............................. s u b d i v i s i o n s .................................... E x c e s s f u n d s s o l d ........................... L o a n s ( N e t ) ............................................. B ank and 700 2 T o t a l lia b ilitie s 5 5 013 031 Equity C apital f i x t u r e s ....................................... 73 A l l o t h e r a s s e t s ................................. 10 ................................ 75 S u r p l u s ........................................................ C a p ita l s to c k 125 U n d iv id e d p r o f i t s ........................... T o t a l E q u it y S u b o r d in a te d & ........................... 14 805 863 p r e m is e s , fu r n it u r e TOTAL, Mil. T hou. 200 O b lig . o f o t h e r U . S . G o v ’t a g e n c ie s & L iabilities ... 5 456 125 C a p i t a l ............ ' 325 n otes d e b e n t u r e s ................................... T O T A 1 ............................................. 100 5 456 192 State of Arkansas: Bank Department FIRST STATE BANK, SPRINGDALE Population 19,962 Chartered February 12, 1923 Washington County P.O. Box 189 Telephone Number 751-1500 Zip Code 72764 Number o f Branches: Inside City—1; Outside City—1 P rin cip a l O ffice rs D ire cto rs *Walter Turnbow .. Chief Exec. Officer David H ow ell........................ President Mace D. H ow ell......... Exec. Vice Pres. R. A. B ryan t......................... Vice Pres. Arthur Morris........................Vice Pres. Nathan Combs .................... Vice Pres. & Trust Officer Jim Jefferson ........................Cashier & Oper. Officer John R. R u tled g e................ Vice Pres. Gretchen Steele Walter Turnbow David Howell Mace D. Howell R. A. Bryant J. T. Bain Tom Hargis Phillip Steele *I)esignates Chief Executive Officer S T A T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou . Cash & due from banks .. .. 8 4 U. S. Treasury securities . .. Oblig. o f other U. S. Gov’t 2 agencies & corporations .. Oblig. of States & political su bdivisions.................. .. 7 Excess funds s o ld ............. .. 2 Loans (N et)........................ .. 38 Bank premises, furniture and fixtures.................... .. 1 All other a ssets................ .. 1 TOTAL 67 629 449 749 899 400 953 L ia b ilities Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Deposits of b a n k s................. Total D ep osits.................. Excess funds purchased . . . . All other liabilities............... Total liabilities ................ 018 779 876 Mil. T hou . 18 35 6 61 1 63 870 559 72 352 300 153 755 656 564 E quity C apital Capital stock ........................ Surplus......................................... Undivided p ro fits ................ 2 Capital reserves........................... Total Equity C a p ita l....... 4 660 TOTAL 876 67 900 579 173 312 Sixty-Third Report 19d BODCAW BANK, STAMPS Population 2,448 Chartered December 8, 1902 Lafayette County P.O. Box 8 Telephone Number 533-4486 Zip Code 71860 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *James N ipper........................ President & Cashier J. C. C a b e .............................Chairman C. C. R ussell......................... Vice Pres. H. L. W ilkinson....................Vice Pres. Danny Fitzpatrick .. . Asst. Vice Pres. Jennie L o v e ll................ Asst, Cashier Bonnie Moreland ......... Asst. Cashier Evelyn McClendon....... Asst, Cashier J. C. Cabe A. C. Cross Roy Z. Kimbell James Nipper C. C. Russell A. O. Smith H. L. Wilkinson ‘ D esignates C h ief Executive O fficer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations . . Oblig. of States & political subdivision s...................... Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a sse ts.................... TOTAL. 2 651 155 1 592 2 4 309 528 11 L iabilities Mil. Thou. Demand deposits.................. Time deposits....................... IJ. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. All other liabilities.............. Total lia b ilities......... 323 49 Equity C apital Capital stock ....................... Surplus.................................. Undivided p rofits................ Total Equitv C apital....... 607 T O T A L ... 2 7 10 10 841 003 4 805 653 6 659 50 600 298 948 11 607 194 State of Arkansas: Bank Department BANK OF STAR CITY, STAR CITY Population 2,032 Lincoln County Chartered April 27, 1925 P.O. Box 69 Telephone Number 628-4286 Zip Code 71667 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Robert O. T rou t.................... President Lynn Thomasson (inactive).Vice. Pres. William R. D avidson........... Vice Pres. Mrs. Anneta M o o r e .............Vice Pres. Mrs. Karen Burns......................Cashier Franklin E. Collins . . . . Asst. Cashier Robert O. Trout Robert E. Beard Burnice Frizzell Harold Evans Neb Ryall, Jr. Dr. B. W. Gibbs, DDS Lynn Thomasson *Designates Chief Executive Officer S T A T E M E N T AS OF JU N E 30, 1977 A ssets Mil. T hou . Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of States & political su bdivisions...................... Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... 839 100 1 8 293 580 117 15 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. Excess funds purchased. . . . Total liabilities ................ 3 5 1 9 10 018 334 22 038 412 700 112 E quity C apital Capital stock ........................ Surplus ................................... Undivided p ro fits ................ Total Equity C a p ita l....... T O T A L ................................... 10 944 T O T A L ................................... 150 350 332 832 10 944 195 Sixty-Third Report THE STEPHENS SECURITY BANK, STEPHENS Population 1,355 Ouachita County Chartered February 8, 1946 P.O. Box 7 Telephone Number 786-5416 Zip Code 71764 Number of Branches: Inside City—None; Outside City—None P rin cip al O ffice rs D ire cto rs *Cole M artin......................Pres. & CEO Sam L. C u rry ............. EVP & Cashier Juanita Poindexter.............. Vice Pres. Elizabeth Smith ....................Vice Pres. Carol Phillips . . . . . . . . Asst. Vice Pres. Sam A. Curry Cole Martin Charles T. Reveley Herbert R. Henderson Grady P. Arrington Joe J. Wade Joe K. Creighton Guy R. Smith ‘ D esignates C h ief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities . . . Oblig. of other U. S. Gov’t agencies & corporations . . Oblig. of States & political subdivision s...................... All other securities including corporate stocks................ Loans (N et)........................... Bank premises, furniture and fixtures...................... All other a ssets.................... TOTAL . 631 300 401 1 297 6 50 150 9 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. All other liabilities.............. Total liabilities ................ 2 5 8 8 591 303 29 561 484 56 540 Equity C apital 57 422 Capital stock ....................... Surplus .................................. Undivided p ro fits................ Total Equity C a pita l....... 308 TOTAI..................................... 275 275 218 768 9 308 196 State o f Arkansas: Bank Department CITIZENS BANK, STRONG Population 946 Union County Chartered January 19, 1931 P.O. Box 188 Telephone Number 797-7361 Zip Code 71765 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *0. B. C la r k ......... ................ President C. R. M a s o n ....... ................ Vice Pres. L. K. Robertson .. .................... Cashier 0 . B. Clark C. R. Mason L. K. Robertson Chadd L. Durrett Ray B. Finney *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou . Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivisions...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures....................... All other a sse ts.................... T O T A L ................................... 1 288 125 183 774 1 4 72 730 226 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................ 1 1 3 3 502 939 2 301 744 4 748 E quity C apital 3 20 Capital stock ........................ Surplus ................................... Undivided p ro fits ................ Total Equity C a p ita l....... 421 T O T A L ................................... 200 100 373 673 4 421 197 Sixty-Third Report THE FARMERS & MERCHANTS BANK, STUTTGART Population 10,477 Arkansas County Chartered December 29, 1945 P. O. Box Drawer 947 Telephone Number 673-1661 Zip Code 72160 Number of Branches: Inside City—3; Outside City—None P rin cip a l O ffice rs D ire cto rs *Artie Seidenschwarz........... President & Chairman of Board Lloyd R atcliff.......................... Vice Pres. Leonard H. D eV un................. Vice Pres. Don Pattillo ...........................Vice Pres. & Trust Officer James M. Yarbrough............. Vice Pres. Don Underwood ................... Vice Pres. William R. T r ic e .....................Vice Pres. Ralph W. W ilson .....................Vice Pres. Carl Gunter...................................... Vice Pres. Lela Karkur ................ Asst. Vice Pres. Larry G u n n ell...........Asst. Vice Pres. James C olton ...............Asst. Vice Pres. Artie Seidenschwarz Lloyd Ratcliff Roy 0 . McCollum III James R. Oliver Horace Sickel Curtis Siems Billy E. Simpson B. J. St. John D. W. Tweedy Ralph Wilson *I)esignates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets L iabilities Mil. Thou. 3 Cash & due from banks .. .. 1 U. S. Treasury securities . .. Oblig. of other U. S. Gov’t agencies & corporations Oblig. of States & political subdivision s.................. . . 7 Excess funds s o ld ............. Loans (N et)........................ .. 35 Bank premises, furniture and fixtures.................... 1 All other a ssets................ .. 586 311 478 728 150 595 Mil. Thou. Demand deposits............ . . . . Time deposits................... . . . U. S. Gov’t deposits....... Public fu n d s ..................... . . . Deposits of b a n k s........... Total D ep osits............ . . . . All other liabilities......... Total liabilities ......... .. . . . 783 141 50 772 2 46 46 033 801 102 210 952 098 480 578 E quity C apital Capital stock ................... . . . Surplus .............................. .. . Undivided p rofits............. .. Capital reserves.............. Total Equity C apital....... TOTAL 16 26 TOTAL 4 000 200 675 319 194 50 772 1 1 1 198 State of Arkansas: Bank Department CITIZENS BANK, TILLAR Population 325 Drew County Chartered July 28, 1913 P.0. Box 128 Telephone Number 392-2292 Zip Code 71670 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *W. R. Smith, Jr...................... President W. R. Smith, Sr... Chairman of Board Emmett N. S m ith ................ Vice Pres. Wray B. Sm ith........................... Cashier Teresa W a r f.................. Asst. Cashier Don Cash Dee Cummings James E. Paisa C. R. Prewitt Wray B. Smith W. R. Smith, Sr. W. R. Smith, Jr. Hayes Stephens "“Designates Chief Executive Officer STATEM E N T A S OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities .. . Oblig. of States & political su bdivisions...................... Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... 1 4 132 55 401 945 66 17 L ia b ilities Mil. T hou . Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s .......................... Total D ep osits.................. All other liabilities............... Total liabilities ................ 1 4 6 6 373 239 7 452 071 6 077 E quity C apital 121 279 133 6 539 Capital stock ........................ Surplus................................... Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... TOTAL 6 616 TOTAL 6 616 199 Sixty-Third Report BANK OF TRUMANN, TRUMANN Population 6,402 Poinsett County Chartered October 26, 1911 P.O. Box 48 Telephone Number 483-6333 Zip Code 72472 Number of Branches: Inside City—1; Outside City—None P rin cip a l O ffice rs D ire cto rs J. C. Stuckey......................... President *Clyde Robertson, Jr..Exec. Vice Pres. Eugene P o u n d s............. Sr. Vice Pres. Wilburn J. C o le ....................Vice Pres. & Cashier Fannie Mae K e n t......... Asst. Cashier Melba Jean W ood ......... Asst. Cashier Phillip M illigan...........Asst. Loan Off. Lena H eath.............. Branch Manager J. C. Stuckey Clyde Robertson, Jr. Eugene Pounds Wilburn J. Cole Kenneth K. Yarbrough Clifford C. Purvis J. F. Lady Leon Massey T. M. Clogston *I)esignates C h ief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities ... 1 Oblig. of other U. S. Gov’t agencies & corporations . . 3 Oblig. of States & political subdivision s...................... 1 All other securities including corporate stocks................ Excess funds s o ld ................ 1 Loans (N et)........................... 10 Bank premises, furniture and fixtures...................... All other assets . ................. T O T A L .................................. 19 797 114 294 926 86 300 873 124 88 602 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Deposits of b a n k s................ Total D eposits.................. Total liabilities ................ 5 12 17 17 059 056 13 781 2b 937 937 Equity C apital Capital stock ....................... Surplus .................................. Undivided p ro fits................ Capital reserves.................... Total Equitv C apital....... T O T A L .................................. 1 100 150 319 96 665 19 602 1 200 State o f Arkansas: Bank Department BANK OF TUCKERMAN, TUCKERMAN Population 1,731 Jackson County Chartered November 8, 1902 P.O. Box 700 Telephone Number 349-5155 Zip Code 72473 Number of Branches: Inside City—None; Outside City—2 P rin cip a l O ffice rs D ire cto rs *Van Sm ith............................. President Cornelius A d c o x ___Cashier & Secty. W. M. C ra n d a ll......................Auditor Scotty Armstrong R. O. Norris Bob Penix Van Smith ^Designates Chief Executive Officer STA T E M E N T AS OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from b a n k s ___ U. S. Treasury securities .. . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivisions...................... All other securities including corporate stocks................ Loans (N et)........................... Bank premises, furniture and fixtures........................ All other a ssets.................... TOTAL 702 901 1 936 1 580 3 61 821 L ia b ilities Mil. T hou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ........................... Deposits of b a n k s................. Total D ep osits.................. All other liabilities............... Total lia b ilities.................. 3 4 8 8 181 220 1 710 45 157 126 283 E quity C apital 111 135 9 247 Capital stock ......................... Surplus................................... Undivided p ro fits................ Capital reserves..................... Total Equity C a pita l....... TOTAL 100 300 414 150 964 9 247 Sixty-Third Report 201 TYRONZA BANK, TYRONZA Population 601 Poinsett County Chartered October 31, 1951 P.O. Box 95 Telephone Number 487-2161 Zip Code 72386 Number of Branches; Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Charles F. L u ter.................. President John H. Emrich, Sr..............Vice Pres. Maxyne U rsery ......................Cashier Jimmy C row .................. Asst. Cashier Evelyn H all.................... Asst. Cashier A. A. Banks George Beley John H. Emrich, Sr. H. F. Norcross, Jr. *D esignates C h ief Executive O fficer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks .. U. S. Treasury securities . Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political su bdivisions...................... Loans (N et)....................... .. Bank premises, furniture and fixtures..................... 667 427 1 411 2 4 192 184 93 L iabilities Mil. T hou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Deposits of b a n k s................ Total deposits.................... Total liabilities ................ 1 5 8 8 Equity C apital Capital stock ........................ Surplus .................................. Undivided p ro fits................ Total Equity C a pita l....... T O T A L ............................... .. 8 974 888 364 13 771 6 042 042 T O T A L .................................. 50 450 432 932 8 974 202 State of Arkansas: Bank Department CITIZENS BANK & TRUST CO., VAN BUREN Population 9,500 Crawford County Chartered December 20, 1910 P.O. Box 469 Telephone Number 474-1201 Zip Code 72956 Number of Branches: Inside City—2; Outside City—1 P rin cip al O fficers D ire cto rs Doyle Hopkins .. . Chairman o f Board Dane R ig g s ........................... President Raymond A lle n ..................Director of Customer Service R. H. T e r r y ........................... Vice Pres. & Trust Officer *L. C. Gunn..................Exec. Vice Pres. S. D. W h ite ....................... Vice Pres. & Farm Credit John Johnson ...........Asst. Vice Pres. Eugene P.Hobbs......................... Cashier Harrell Ballentine Lonnie Batchelor Edgar E. Bethel Carl Creekmore C. C. Gunn Eugene P. Hobbs Doyle Hopkins Dane Riggs Jack E. White ’ Designates Chief Executive Officer STATEM EN T AS OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from b a n k s___ 2 U. S. Treasury securities .. . 1 Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivisions..................... 2 All other securities including corporate stocks................ Loans (N et)........................... 15 Bank premises, furniture and fixtures....................... All other a ssets.................... TOTAL 23 247 199 701 737 101 823 213 372 393 L iabilities Mil. Thou. 7 Demand deposits.................. Time deposits....................... 10 U. S. Gov’t deposits............. Public fu n d s ......................... 1 Deposits of b a n k s................. Total D ep osits.................. 19 Excess funds purchased . . . . 1 All other liabilities............... Total liabilities ................ 21 752 338 49 195 498 832 000 320 152 Equity C apital Capital stock ....................... Surplus.................................. Undivided p ro fits................. Total Equity C a p ita l....... 2 400 100 741 241 T O T A L .................................. 23 393 1 203 Sixty-Third Report PEOPLES BANK & TRUST COMPANY, VAN BUREN Population 9,500 Crawford County ( ’bartered August 12, 1933 P.O. Box 429 Telephone Number 474-6801 Zip Code 72956 Number of Branches: Inside City—2; Outside City—None P rincipal O fficers D irectors *William W. T hom as............ President Gene B e ll...........Vice Pres. & Cashier C. E. D ou g a n ....................... Vice Pres. Dick M cLelland.............. Loan Officer Jo Ann M eadors........... Asst. Cashier Vince H aney.................. Asst. Cashier Deweese Jackson ......... Asst. Cashier Frances Rapier ............ Asst, Cashier Carolyn A. Johnson. . Exec. Secretary William W. Thomas Gene Bell Clyman Izard Paul Hurst Wesley Warnock C. J. Franklin ‘ Designates ( ’hie! Executive Officer STATEM ENT AS OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from banks .. U. S. Treasury securities . . Oblig. of other U. S. Gov’t agencies & corporations Oblig. of States & political subdivisions.................. . Loans (N et)....................... . Bank premises, furniture and fixtures.................... All other a ssets................ 1 1 378 312 750 .3 12 788 546 138 173 L iabilities Mil. Thou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............ Public fu n d s ......................... Total D eposits.................. All other liabilities.............. 20 085 057 507 71 1 18 466 18 101 22 123 Equity Capital Capital stock ....................... Surplus .................................. Undivided p rofits................ Capital reserves.................... Total Equity C apital....... TOTAL... 7 9 TOTAI.................................... 200 800 933 29 1 ~95S 20 085 204 State o f Arkansas: Bank Department BANK OF WALDO, WALDO Population 1,658 Columbia County Chartered September 2, 1899 P.O. Box 366 Telephone Number 693-5858 Zip Code 71770 Number o f Branches: Inside City—None; Outside City—None P rin cip a l O fficers D ire cto rs Larry R. M cCord..................... President Mrs. J. Thurston Howell .. . Vice Pres. *Mrs. Mary H. Martin................... Cashier L. R. McCord Mrs. J. Thurston Howell Mrs. Mary H. Martin ‘ Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . U. S. Treasury securities ... Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivisions...................... All other securities including corporate stocks................ Excess funds s o ld ................ Loans (N et)........................... All other a ssets.................... T O T A L .................................. 2 292 093 250 407 200 950 522 8 4 722 L ia b ilities Mil. T hou . Demand deposits.................. 2 Time deposits....................... 1 U. S. Gov’t deposits............. Public fu n d s ......................... Total D ep osits.................. — Total liabilities ................ 4 158 921 1 214 294 294 E quity C apital 50 25 23 330 428 Capital stock ....................... Surplus .................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... T O T A L .................................. 4 722 Sixty-Third Report 205 THE PEOPLES BANK, WALDO Population 1,658 Columbia County Chartered June 22, 1910 P.O. Box 426 Telephone Number 693-5551 Zip Code 71770 Number o f Branches: Inside City— 1; Outside City— 1 P rin cipal O fficers D irectors *Harold H. F in ch e r.............. President Richard P. C lark..................Vice Pres. Joyce N. Crane ....................... Cashier Harold Fincher Richard Clark Dorothy J. Fincher Imogene M. Clark G. F. Scott Betty Lou Scott Steven Clark Fincher “ Designates C h ief Executive ( ifficer STATEM EN T AS OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from banks . . . . U. S. Treasury securities ... Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. o f States & political subdivisions...................... All other securities including corporate stocks................ Loans (N et)........................... Bank premises, furniture and fixtures....................... TOTA1......... 1 275 189 1 445 1 591 4 400 134 9 L iabilities Mil. Thou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............ Public fu n d s ......................... Total D eposits.................. Excess funds purchased . . . . Total liabilities ................ 2 4 7 8 466 483 3 631 583 490 073 Equity Capital 23 Capital stock ....................... Surplus .................................. Undivided p ro fits................ Capital reserves.................... Total Equity C apital....... 057 T O T A L .................................. 62 188 693 41 984 9 057 206 State of Arkansas: Bank Department BANK OF WALDRON, WALDRON Population 2,250 Scott County Chartered April 3, 1901 P.O. Box 278 Telephone Number 637-2161 Zip Code 72958 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs *Marvin E. P h elp s................ President Knox D ozie r.............. Exec. Vice Pres. Patsy Hawkins ....................Vice Pres. & Cashier Pat D avenport......................Vice Pres. Wanda K u h lm ann ....... Asst. Cashier Carolyn Terrill.............. Asst. Cashier Marvin E. Phelps Knox Dozier Isom Crutchfield Charlye V. Davidson W. W. Davis O. K. Goodner S. E. Mitchell Dale Rodgers ’ Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 Assets Mil. Thou. Cash & due from banks .. U. S. Treasury securities . .. Oblig. o f other U. S. Gov’t agencies & corporations .. Oblig. o f States & political su bdivisions...................... Excess funds s o ld .............. Loans (N et)....................... .. Bank premises, furniture and fixtures.................... All other a sse ts................ 1 920 069 3 579 4 181 100 812 10 T O T A L ................................ .. 20 42 236 939 Liabilities Mil. Thou. Demand deposits.................. Time deposits........................ U. S. G ov’t deposits............. Public fu n d s ......................... Total D ep osits.................. All other liabilities.............. Total liabilities ................ 5 11 18 327 626 25 679 657 273 930 Capital stock ........................ Surplus .................................. Undivided p ro fits ................ Total Equity C apital....... 2 600 700 709 009 T O T A L .................................. 20 939 1 18 Equity Capital Sixty-Third Report 207 WARREN BANK & TRUST COMPANY, WARREN Population 6,433 Bradley County Chartered December 28, 1901 P.O. Box 350 Telephone Number 226-2621 Zip Code 71671 Number of Branches: Inside City—2; Outside City—1 P rin cip al O fficers D ire cto rs L. W. Ederington .............Chairman *Gerard S an gster.................. President Gerald D. Burton .........Sr. Vice Pres., Cashier & Trust Officer Pauline H ollingsw orth....... Vice Pres. O. Harold M oore.................... Vice Pres. Joe E a s o n ............................... Vice Pres. James E. Sm ith.........Asst. Vice Pres. Ouita H u itt............ Asst. Vice Pres. L. H. Derby, Jr. L. W. Ederington John B. Frazer, Jr. F. Martin Hankins W. Sykes Harris J. E. Hurley, Jr. C. A. Milton Gerard Sangster G. F. Wynne, M.D. ^Designates C h ief Executive Officei STATEM EN T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . 1 Oblig. of States & political subdivision s..................... 4 All other securities including corporate stocks................ 1 Excess funds s o ld ................ 2 Loans (N et)........................... 20 Bank premises, furniture and fixtures....................... All other a ssets................ TOTAI....... ... 32 663 865 024 550 883 791 474 250 L iabilities Mil. Thou. 6 Demand deposits.................. Time deposits....................... 20 U. S. Gov’t deposits............. Public fu n d s ......................... 1 Total D eposits.................. 29 All other liabilities............... Total liabilities ................ 29 738 915 27 726 406 321 727 Equity C apital Capital stock ....................... Surplus.................................. Undivided profits ................. Capital reserves.................... Total Equity C apital....... 1 2 300 400 553 270 523 TOTAI.................................... 32 250 State of Arkansas: 208 Bank Department BANK OF WEINER, WEINER Population 715 Poinsett County Chartered April 2, 1909 P.O. Box 307 Telephone Number 684-2221 Zip Code 72479 Number of Branches: Inside City—None; Outside City—1 Principal Officers Directors *John R. H ogue...................... President H. E. W inters................ Sr. Vice Pres. Niles Bise....................... Sr. Vice Pres. Phil H esse.............................. Cashier Michael D. G illis........... Asst. Cashier _____ John R. Hogue H. E. Winters Niles Bise Ronald L. Hogue Ernest L. Hogue Malcolm C. Hogue R. H. Ziegenhom •Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from banks . . . . U. S. Treasury securities ... Oblig. o f other U. S. Gov’t agencies & corporations .. Oblig. o f States & political su bdivisions...................... All other securities including corporate stocks................ Loans (N et)........................... Bank premises, furniture and fixtures....................... All other a ssets.................... 2 725 665 3 883 2 461 8 101 044 L ia b ilities Mil. T hou. Demand deposits.................. 4 Time deposits....................... 11 U. S. Gov’t d ep osits............. Public fu n d s ......................... Deposits o f b a n k s................ Total D ep osits.................. 16 Excess funds purchased . . . . All other liabilities............... Total liabilities ................ 16 215 11 E quity C apital Capital stock ........................ Surplus ................................... Undivided p ro fits ................ Capital reserves.................... Total Equity C a p ita l....... TOTAL 18 105 266 357 18 850 97 588 100 36 724 TOTAL 1 200 700 453 28 381 18 105 209 Sixty-Third Report MERCHANTS & FARMERS BANK, WEST HELENA Population 11,007 Phillips County Chartered October 4, 1948 P.O. Box 2497 Telephone Number 572-3481 Zip Code 72390 Number of Branches: Inside City—1; Outside City—None P rin cip al O fficers D irectors S. H. H u rst......... Chairman o f Board *Doug Simmons .................... President Roy B. W arren....... Sr. Vice President James A. B o g le ....................Vice-Pres. & Cashier Gordon M. White.................. Vice Pres. E. F. Kalb, Jr.........................Vice Pres. Bill S im m ons............ Asst. Vice Pres. James P. Baker, Jr. James E. Boyd Brooks Griffin C. L. Harris S. H. Hurst J. L. Linder Jesse Porter Doug Simmons *Designates Chief Executive Officer STATEM EN T AS OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from banks . . . . U. S. Treasury securities ... Oblig. of other U. S. Gov’t agencies & corporations .. Oblig. of States & political subdivisions............... 3 All other securities including corporate stocks................ Loans (N et)..................... 17 Bank premises, furniture and fixtures....................... All other a sse ts.................... TOTAL 1 988 300 5 424 333 100 004 L iabilities Mil. T hou. Demand deposits.................. 6 Time deposits....................... 15 U. S. Gov’t deposits........... Public fu n d s ......................... 3 Total D ep osits.................. 25 Excess funds purchased___ All other liabilities............... Total liabilities ................ 26 273 410 32 791 506 650 81 237 Equity C apital 149 134 28 432 Capital stock ....................... Surplus.................................. Undivided p ro fits................ Capital reserves.................... Total Equity C apital....... 2 500 800 807 88 195 T O T A L .................................. 28 432 State of Arkansas: 210 Bank Department BANK OF WEST MEMPHIS, WEST MEMPHIS Population 28,236 Crittenden County Chartered April 21, 1928 P. O. Box 128 Telephone Number 735-1784 Zip Code 72301 Number o f Branches: Inside City—3; Outside City—None P rin cip a l O ffice rs D ire cto rs W. K. Ingran........................... Chairman Zach McClendon, S r.. .Vice Chairman *Jack K. H ogan...................... President & CEO Robert L. W right...........Exec. V. Pres. Paul N eal.................................Vice Pres. James W. R u ssell........... Trust Officer Mary G oe ................................. Vice Pres. Ruth Manchester ..................Vice Pres. Robert L. N aylor.................... Vice Pres. & Auditor Josephine D u n ca n .................... Cashier Ola Jon es.................. Pub. Rel. Officer Judy Gobbell ................ Asst. Cashier Doris Swindler............... Asst. Cashier Janie L. T a t e ................ Asst. Cashier Jan Willis ...................... Asst. Cashier Davis Biggs R. E. Eden James C. Hale James A. Heath Jack K. Hogan W. K. Ingram W. Kent Ingram, Jr. Robert McCarley Zach McClendon, Sr. Zach McClendon, Jr. Lloyd C. McCuiston, Jr. Paul 0 ‘Neal W. F. Slaughter J.C. Tennison Richard H. Upton ‘ Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. T hou. Cash & due from banks . . . . 4 U. S. Treasury securities ... 5 Oblig. of other U. S. Gov’t agencies & corps............... 5 Oblig. of States & political subdivisions...................... 7 All other securities including corporate stocks................ Excess funds s o ld ................ 2 Loans (N et)........................... 16 Bank premises, furniture and fixtures....................... All other a ssets.................... T O T A L .................................. 41 201 587 053 219 11 200 103 L ia b ilities Mil. T hou. Demand deposits.................. 11 Time deposits........................ 21 U. S. Gov’t deposits............. 4 Public fu n d s ......................... Deposits of b a n k s................ Total D ep osits.................. 37 All other liabilities.............. Total liabilities ................ 38 883 170 225 290 311 879 294 173 Equity Capital 367 555 296 Capital s t o c k ........................ Surplus .................................. Undivided p ro fits................ Capital reserves.................... Total Equity C a p ita l....... 1 1 1 3 000 000 097 26 123 T O T A L .................................. 41 296 Sixty-Third Report 211 RICE GROWERS BANK, WHEATLEY Population 443 Chartered September 27, 1909 St. Francis County P. O. Box 156 Telephone Number 457-2311 Zip Code 72392 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D irectors *William L. Horner, Jr.......... President James C, T ip to n ..................Vice Pres. & Cashier John E. Allmon III .. Asst. Vice Pres. Asst. Vice Pres. Rick C ross.......... William L. Homer, Jr. Mayme Lyon ^Designates C h ief Executive Officer STATEM ENT AS OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from banks . . . . U. S. Treasury securities ... Oblig. o f other U. S. Gov’t agencies & corps............... Oblig. of States & political subdivisions ...................... Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures............................. All other assets TOTAI.................................... 689 300 1 105 1 016 100 6 317 Liabilities Mil. Thou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............ Public fu n d s ......................... Total D eposits.................. All other liabilities.............. Total liabilities ................ 2 5 1 9 9 460 242 14 353 069 12 081 Equity Capital 410 3 9 940 Capital stock ....................... Surplus.................................. Undivided p ro fits................ Total Equity C a pita l....... T O T A L .................................. 100 500 259 859 9 940 State of Arkansas: 212 Bank Department WILMOT STATE BANK, WILMOT Population 1,231 Ashley County Chartered October 25, 1937 P. O. Box 95 Telephone Number 473-5500 Zip Code 71676 Number of Branches: Inside City—None; Outside City—None P rin cip a l O ffice rs D ire cto rs Wm. B. de Y am p ert............ President *John W. Crews.............. Exec. V. Pres. Sue Joh n son .............................Cashier N. R. K irkw ood.................Vice Pres. Wm. B. de Yampert John B. Currie N. R. Kirkwood John B. Currie, Jr. Henry Morschheimer, Jr. L. Craig Shackelford, Jr. ’ Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 Assets Mil. Thou. Cash & due from b a n k s ___ U. S. Treasury securities ... Oblig. o f other U. S. Gov’t agencies & corporations.. Oblig. of States & political subdivisions...................... Loans (N et)........................... Bank premises, furniture and fixtures............................... All other a ssets.................... T O T A L .................................. 380 547 198 2 373 775 2 2 4 277 Liabilities Mil. Thou. Demand deposits.................. Time deposits........................ U. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. Total liabilities ................ 1 1 3 3 138 472 3 835 448 448 Equity Capital Capital stock ........................ Surplus .................................. Undivided p ro fits................ Total Equity C a p ita l....... T O T A L .................................. 120 405 304 4 277 213 Sixty-Third Report BANK OF WILSON, WILSON Population 1,048 Mississippi County Chartered October 3, 1908 P. O. Box 338 Telephone Number 655-3251 Zip Code 72395 Number of Branches: Inside City—None; Outside City—1 P rin cip a l O ffice rs D ire cto rs R. E. L. W ilson...........Chmn. o f Board *J. B. Gwyn ........................... President C. L. Denton, Jr.................... Vice Pres. J. T . Shenep.............................Cashier (Mrs.) Florabel Bishop .. . Asst. Cash. (Mrs.) Gatha Watson . .. Asst. Cashier R. E. L. Wilson J. B. Gwyn C. L. Denton, Jr. J. B. Hilliard Caldwell D. Lowrance Michael E. Wilson Stephen A. Wilson Hudson Wren ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 A ssets Mil. Thou. Cash & due from banks . . . . U. S. Treasury securities ... Oblig. of other U. S. Gov’t agencies & corps............... Oblig. of States & political subdivisions..................... Excess funds s o ld ................ Loans (N et)........................... Bank premises, furniture and fixtures....................... TOTAL 1 1 196 773 400 1 1 3 442 600 451 L iabilities Mil. T hou. Demand deposits.................. Time deposits....................... U. S. Gov’t deposits............. Public fu n d s ......................... Total D eposits.................. All other liabilities............... Total liabilities ................ 3 3 8 256 840 8 416 520 22 549 Capital stock ....................... Surplus.................................. Undivided p ro fits................. Total Equity C a p ita l....... 1 100 900 334 334 TOTAL 9 883 1 8 E quity C apital 21 9 883 State of Arkansas: 214 Bank Department CROSS COUNTY BANK, WYNNE Population 7,500 Cross County Chartered June 5, 1891 P. O. Box 9 Telephone Number 238-8173 Zip Code 72396 Number of Branches: Inside City—1; Outside City—1 P rin cip a l O ffice rs D ire cto rs Rafe Andrews....................... President & Trust Officer *Ken M cC lanahan.........Exec. V. Pres. Winifred G. Sigman . . . Admn. V. Pres. & Cashier Bobbie Nell B row n.................Vice Pres. Mazie Ballard..........................Vice Pres. Jim J ord a n .................. Asst. Vice Pres. Ann J o n e s.................... Asst. Vice Pres. Larry Lawson ...........Asst. Vice Pres. & Asst. Trust Officer Twyla H ollow ed ........... Asst. Cashier Ronnie S im s.................. Asst. Cashier Judy T h om as............. Exec. Secretary Rafe Andrews Eugene Goodart Gerald L. Blackburn W. W. Shaver, Jr. David Drexler Dave Block, Jr. I. M. Steinberg Willard G. Burks John H. Johnston, Jr. Pete Imboden, III *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets 1 Cash & due from banks . . . . 1 U. S. Treasury securities ... Oblig. of other U. S. Gov’t 2 agencies & corps............... Oblig. of States & political 4 subdivisions...................... All other securities including corporate stocks................ Loans (N et)........................... 11 Bank premises, furniture and fixtures....................... All other assets.................... TOTAL Liabilities Mil. Thou. 22 465 035 500 557 Demand deposits............ , . . . Time deposits.................., . . . U. S. Gov’t deposits....... Public fu n d s ...................., . . . Total D ep osits............ . . . . All other liabilities......... Total liabilities .............. . . . . 2 784 496 300 139 Mil. Thou. 7 11 1 19 20 204 249 21 404 878 162 040 Equity Capital Capital S to ck .................. Surplus ............................. Undivided p ro fits............ . . . Capital reserves.............. Total Equity C a p ita l....... TOTAL 2 500 500 081 18 099 22 139 1 215 Sixty-Third Report THE BANK OF YELLVILLE, YELLVILLE Population 1,000 Marion County Chartered December 13, 1945 P. O. Box 325 Telephone Number 449-4231 Zip Code 72687 Number of Branches: Inside City—None; Outside City—1 P rin cip al O ffice rs D irectors *Bemice B erry........................ President John E. Linton .............Exec. V. Pres. Jimmy Thom ason............ .. Vice Pres. Duane C. P rice......................Vice Pres. Bernice Berry Fred A. Berry Wynona Willingham H. A. Bums John E. Linton Karl King Thelma Doshier ■"Designates C h ief Executive O fficer STATEM EN T AS OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from banks ... . 1 U. S. Treasury securities .. . Oblig. of States & political subdivisions..................... 3 Loans (N et)........................... 10 Bank premises, furniture and fixtures....................... All other assets........... TOTAL 16 401 395 604 673 470 323 866 L iabilities Mil. Thou. Demand deposits.................. 4 Time Deposits ...................... 10 U. S. Gov’t deposits............. Public fu n d s ......................... 1 Total deposits.................... 15 All other liabilities............... Total liabilities ................ 15 000 036 12 136 184 123 307 E quity C apital Capital stock ....................... Surplus.................................. Undivided p ro fits................. Total Equity C apital....... 1 199 500 860 559 16 866 TOTAL 216 State o f Arkansas: Bank Department SIXTY-THIRD REPORT showing THE CONDITION OF THE 2 ARKANSAS STATE CHARTERED TRUST COMPANIES (Not engaged in commercial banking) ASSETS AND LIABILITIES ARE AS SHOWN BY THE CALL OF JUNE 30, 1977 217 Sixty-Third Report GUARANTY LOAN & TRUST COMPANY, HELENA Population 11,000 Phillips County Chartered February 9, 1910 P. O. Box 219 Telephone Number 338-6708 Zip Code 72342 (Not engaged in commercial banking) P rin cip al O fficers D irectors *Sam J. Howe .............Chmn. of Board Otis W. Howe, Jr.................. President J. M. H o w e ........................... Vice Pres. Carl D. M orris.......................SecretaryTreasurer Sam J. Howe Otis W. Howe, Jr. J. M. Howe R. J. Howe Joe Howe C. D. Morris ‘ Designates Chief Executive Officer STATEM ENT AS OF JU N E 30, 1977 Mil. Thou. Cash & due from b a n k s___ All other securities including corporate stocks Loans (N et)........................... Business premises, furniture and fixtures....................... All other a ssets.................... TOTAL 64 25 130 2 24 245 L iabilities Mil. Thou. Trust fu n d s........................... Total Trust fu n d s ............. All other liabilities............... Total liabilities ................ 70 70 20 90 Equity Capital Capital stock ..................... Surplus ................................ Undivided p rofits.............. Total Equity C apital....... 155 TOTAL 245 Iggg A ssets State of Arkansas: 218 Bank Department METROPOLITAN TRUST COMPANY, NORTH LITTLE ROCK Population 62,040 Pulaski County Chartered June 5, 1925 P. O. Box 4143 Telephone Number 758-1212 Zip Code 72116 (Not engaged in commercial banking) Principal Officers Directors Justin Matthews, III .. . Chmn. o f Brd. *Walter L. B urroughs........... President J. Somers Matthews ...........Vice Pres. Hal C. Matthews...........Asst. V. Pres. Eva M. H a le ......................... SecretaryTreasurer Betty M. C o u ch .................... Asst. Sec. Justin Matthews, III Walter L. Burroughs Eva M. Hale Lila B. Homor Richard B. Adkisson Howard Cockrill Anne M. Glenn Robert K. Beal James D. Simpson •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1977 Assets Mil. Thou. Cash & due from banks . . . . Oblig. o f States & political subdivisions...................... Business premises, furniture and fixtures....................... All other a ssets.................... 380 TOTAL 582 Liabilities Mil. Thou. All other liabilities............... Total liabilities ................ 1 1 40 Equity Capital 2 160 Capital stock ........................ Surplus................................... Undivided p ro fits................. Total Equity C a p ita l....... 164 20 397 SHI TOTAL 582 Sixty-Third Report 219 SIXTY-THIRD REPORT showing THE CONDITION OF THE 3 ARKANSAS STATE CHARTERED ACT 111 INDUSTRIAL LOAN INSTITUTIONS (Not engaged in commercial banking) ASSETS AND LIABILITIES ARE AS SHOWN BY THE CALL OF JUNE 30, 1977 State of Arkansas: 220 Bank Department SOUTHERN CREDIT CORPORATION, MALVERN Population 9,856 Hot Spring County Chartered October 9, 1959 P. O. Box 400 Telephone Number 332-2462 Zip Code 72104 Act III, Industrial Loan Institution (Not engaged in commercial banking) P rin cip a l O ffice rs D ire cto rs *W. H. M cC lure....................... President Layne Sparks.......................... SecretaryComptroller George L. M cC lure..................Treasurer W. H. McClure Vance Jemigan Ray Cook Jewelle Johnson A. J. Wilks George L. McClure Layne Sparks George L. McClure, Jr. ‘ Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from b a n k s ___ Oblig. of States & political subdivisions...................... All other securities including corporate stocks................ Loans (N et)........................... All other a ssets.................... 1 061 1 115 1 3 310 621 55 L ia b ilities Mil. Thou. Investment Certificates . . . . Total C ertificates............. All other liabilities............... Total liabilities ................ 6 6 6 Equity C apital 242 258 103 603 Capital s t o c k ........................ Surplus ................................... Undivided p ro fits ................ Total Equity C a p ita l....... TOTAL 7 162 329 329 230 559 TOTAL 7 162 Sixty-Third Report 221 HALLMARK LOAN AND INVESTMENT CORPORATION, NORTH LITTLE ROCK Population 62,040 Pulaski County Chartered October 21, 1927 Telephone Number 376-3523 Zip Code 72114 Act III, Industrial Loan Institution (Not engaged in commercial banking) P rin cip a l O ffice rs D ire cto rs *D. M. F itzgerald.................... President William Brandon ..................Treasurer Dorrance A. W illiam s......... Secretary D. M. Fitzgerald William Brandon Dorrance A. Williams ‘ Designates Chief Executive Officer STATEM EN T AS OF JU N E 30, 1977 A ssets Mil. Thou. Cash & due from banks . . . . Loans (N et)........................... Business premises, furniture and fixtures All other a ssets.................... 1 291 291 6 43 L iabilities Mil. Thou. Investment Certificates . . . . 1 414 Total Certificates............. 1 414 All other liabilities.............. ............ 80 Total liabilities ................ 1 494 E quity C apital Capital s t o c k ....................... Surplus........................................ Total Equity C a pita l....... TOTAL 1 631 TOTAL 37 100 137 1 631 222 State of Arkansas: Bank Department NATIONAL CREDIT CORPORATION, PINE BLUFF Population 60,000 Jefferson County Chartered April 13, 1941 P. 0 . Box 5317 Telephone Number 534-3250 Zip Code 71601 Act III, Industrial Loan Institution (Not engaged in commercial banking) P rin cip a l O ffice rs D ire cto rs *David G. Dennie, Jr..........Pres. (CEO) George E. Puddephatt....... Sr. V. Pres. David A. Short........................ Vice Pres. Ted N. D ra k e ................ Bd. Chairman Dan H orton.............................. Treasurer Wanda A. Taylor ................ Secretary Clifford A. Davies David G. Dennie, Jr. C. Richard Dixon Ted N. Drake Robert L. Fikes Morrell Gathright William D. Jones Simon Joseph Albert F. Otten *Designates Chief Executive Officer STATEM E N T AS OF JU N E 30, 1977 A ssets Cash & due from b a n k s ___ All other securities including corporate stocks................ Loans (N et)........................... Business premises, furniture and fixtures....................... All other assets.................... TOTAL L ia b ilities Mil. Thou. 1 654 3 550 794 2 14 806 8 818 Mil. Thou. Investment C ertificates___ Total Certificates ............. All other liabilities............... Total liabilities ................ 8 8 8 084 084 61 145 E quity C apital Capital stock ........................ Surplus......................................... Undivided p ro fits....................... Total Equity C a p ita l....... 673 TOTAL 818 8 125 325 223