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REPORT OF
THE

BANK COMMISSIONER




OF ARKANSAS
1977

DAVID PRYOR
Governor
H. C. ADAMS
State Bank Commissioner
JIM WOOTEN
Director
Department of Commerce

SIXTY-THIRD REPORT
OF THE

BANK COMMISSIONER
OF THE

STATE OF ARKANSAS

FOR THE YEAR ENDED JUNE 30, 1977




HARVEL C. ADAMS
' ^am ^p m m ission er

v* -

'

■

l ib r a r y

STATE OF ARKANSAS
OFFICE OF STATE BANK DEPARTMENT
July 1, 1977
To the Honorable David Pryor
Governor o f Arkansas
Dear Governor:
In compliance with the provisions o f A c tll3 o fl9 1 3 (n o w fo u n d in Section
67-111, Arkansas Statutes o f 1947), I submit for your consideration and in­
formation, the Sixty-Third Annual Report o f the State Bank Department for
the fiscal year ended June 30,1977.
At June 30,1977, there were 188 active State-chartered commercial banks
under supervision o f the State Bank Department as compared to the total o f
183 on June 30,1976. The gain o f the additional five banks during the past
fiscal year was the result o f one new State bank being chartered together
with four former National banks converting to State-chartered status. The
new State-chartered bank is the Caddo State Bank, Glenwood, Arkansas.
The converted National banks and their respective former and present cor­
porate titles are as follows: Citizens First National Bank, Arkadelphia, to
Citizens First State Bank; First National Bank, Dermott, to First State
Bank o f Dermott; Arkansas National Bank, Heber Springs, to Heber
Springs State Bank; and First National Bank o f Jonesboro, to First Bank
and Trust o f Jonesboro. The combined assets o f these five banks totaled
$80,253,000 as o f June 30, 1977.
The growth rate o f the State banks took an upswing during the past year
with total assets o f $3,596,995,000 reported for June 30,1977, compared to
total assets o f $3,138,905,000 this time last year, a dollar increase o f $458,090,000 or 14.59%. The increase reported for last year was $291,492,000 or
10.23%.
In addition to the 188 Commercial banks, this Department supervises 2
Trust Companies and 3 Industrial Loan Institutions, for a total o f 193 finan­
cial institutions.
Examinations for 1977 are on schedule and it is expected that all in­
stitutions will be examined during the calendar year 1977, as has been the
case for the nine calendar years prior to 1977.
In addition to the information set out above, this report reflects in detail
the condition o f each o f the 193 institutions as o f June 30,1977. Also given is
information pertaining to Bank Department and federal supervisory agen­
cy personnel and personnel o f the Arkansas Bankers Association. A state­
ment showing the receipts and disbursements o f the Bank Department is
also included.




Respectfully,

H. C. ADAMS
State Bank Commissioner

Sixty-Third Report

LEGAL HOLIDAYS

New Year’s Day ........................

January 1.

Robert E. Lee’s B irth d a y .........

January 19.

George W ashington’s Birthday

Third M onday in February.

Memorial D a y ............................

Last M onday in May.

Independence D a y .....................

July 4.

Labor D a y ....................................

First M onday in Sept.

Veterans’ D a y ............................

N ovember 11.

Thanksgiving D a y .....................

Fourth Thursday in
November.

Christmas E v e ............................

December 24.

Christmas Day ..........................

December 25.

A ll Bills o f Exchange, drafts, or Prom issory Notes, which shall become
payable on a legal holiday shall be payable on the day next succeeding such
holiday. In case any legal holiday falls on Sunday, the next succeeding M on­
day shall be a legal holiday in its stead.




4

State of Arkansas:

Bank Department

DEPARTMENTAL ROSTER
Harvel C. A d a m s ....................................................State Bank Com m issioner
Don R. Clark ................................................... A ssistant Bank Com m issioner
Harry E. M e e k ...................................................................Department Attorney

SENIOR BANK EXAMINERS
Terry Q. Carson
John A. Gordon
Larry M. Hillyard
Edward W. Paschal

Charles S. Penick
J. Stan Thom pson
John W. V inson
Olan B. Wages

FINANCIAL ANALYIST
Louis W. Elkins

JUNIOR AND ASSISTANT BANK EXAMINERS
Arbra D. Ackee
Tod W. Alstadt
Carolyn J. Bearden
W illiam D. Berry
Richard P. Clark, II
James C. Fritts
R. Clinton Hawkins
James H. Hearnsberger

Mitchell D. M ayo
I. Joe Miles
Steven L. Purdy
Lindley V. Smith, Jr.
Donald J. Tackett
Benny C. Thom asson
Elizabeth B. Thom pson
Cynthia A. White

SECRETARIES
Jackie Dicus
Sharon Fuhrman

A nn Smith
W yvonne Stark

STATE BANKING BOARD
M ax A. M itcham, Chairman ............................................................. Sm ackover
Dorman F. B u s h o n g .................................................................................... Rogers
Edward H. C h e r r y .................................................................................. Jonesboro
James H. C on e...................................................................................... Little Rock
Maurice S. W o o d r u ff...................................................................................Carlisle
Don R. Clark, S ecreta ry.....................................................................Little Rock




OFFICE
Suite 200, University Tower Building
Telephone: 371-1117

Sixty-Third Report

5

COMMISSIONERS OF THE STATE BANK DEPARTMENT
STATE OF ARKANSAS

No. Name
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.

Date o f Appointment

John M. D a v i s ............... October 6, 1913
A. J. Reap .......................October 3, 1918
W. T. Maxwell ............... M arch 22, 1919
Charles M cK ee................September 1, 1921
Loid R a in w a te r ............. July 28, 1925
Walter E. T a y l o r ............February 8, 1927
Marion W a s s o n ..............January 10, 1933
Grover S. J e m ig a n ........January 12, 1937
Thom as W. Leggett . . . . January 14, 1941
S. J. D ea n .........................February 1, 1949
Ed I. M cKinley, Jr......... December 31, 1949
A. R. M e rritt...................M arch 14, 1953
Dick S im p s o n ................. February 8, 1955
H. C. A d a m s ...................M arch 3, 1967




Date Service Ended
October 3, 1918
March 22, 1919
September 1,1921
July 28, 1925
February 8, 1927
January 10, 1933
January 12, 1937
January 14, 1941
February 1, 1949
Decem ber31,1949
M arch 14, 1953
February 8, 1955
March 2, 1967
..............................

6

State of Arkansas:

Bank Department

The follow ing is a statement show ing the receipts and disbursements o f
the State Bank Department from July 1, 1976 through June 30, 1977.

RECEIPTS
Cash Balance June 30, 1976............................................................. $115,864.23
Exam ination and Assessm ent F ees........................$639,033.01
Charter and Am endm ent F ees..................................... 28,640.64
Teller’s Facility Application and Protest F ees.......... 9,000.00
Penalties for Reserve D e ficie n cie s ............................... 7,733.94
Miscellaneous F ees................................................................615.10
Refund to E xp en d itu res................................................. 2,277.59
Reimbursement for M & R S a les.................................. 6,375.00
693,675.28
$809,539.51

DISBURSEMENTS
Salaries........................................................................... $357,399.07
Extra H elp.......................................................................... 5,593.01
Maintenance and General O p era tion s* .................. 184,602.68
Social Security & Retirement M a tch in g.................... 55,043.08
Group Health Insurance M a tc h in g .............................. 5,121.06
Professional Services....................................................... 5,200.00
Service Charge by State Treasurer ........................... 10,266.12
Pro-Rata Cost o f Central Office o f the
Department o f C o m m e rce ........................................ 16,670.00
Unem ployment C la im s............................................................................. 1,320.53641,215.55
Cash Balance June 30, 1977.........................................................
168,323.96
$809,539.51

*Includes: Travel Expenses
Board M embers’ Expense
Insurance and Bonds




7

Sixty-Third Report

ARKANSAS BANKERS ASSOCIATION
1977-78
P re s id e n t............................. Cecil W. Cupp, Jr., President, Arkansas
Bank & Trust Co., Hot Springs
President-Elect................... Doyl E. Brown, President, The First
N ational Bank, W ynne
V ice-P resid en t................... Jam es C. Hobgood, Board Chairman,
M erchants & Planters Bank & Trust
Com pany, Arkadelphia
T reasu rer............................. Artie L. Seidenschwarz, President,
The Farmers and Merchants Bank,
Stuttgart
Executive Manager
and S ecretary................. H. C. Carvill, Pyramid Bldg.,
Little Rock

EXECUTIVE COUNCIL
Edward H u r le y ...........
George C. Jackson
Robert F. L a w y e r ........
W illiam C. Norman, Jr.
J. C. Vaughn, J r...........
Millard E. A u d .............
Jack C. O w e n ...............
Louis J. Ramsey, Jr. ..
Harold Henson, J r.......
Neil W ilk in s .................

......... El Dorado
....... Russellville
Mountain Home
...............Crossett
......... Paragould
. . .. Arkadelphia
.............. Newport
......... Pine B luff
....... Fort Smith
............... Jasper

OFFICERS JUNIOR BANKERS
SECTION
ARKANSAS BANKERS ASSOCIATION
P r e s id e n t.......
Vice President
Secretary .......
Treasurer .......



Bruce Loftin . .
Bob Gantt
Harry J. Webb
James Kelly ..

Fayetteville
Pine Bluff
Helena
No. Little Rock

State of Arkansas:

8

Bank Department

THE REGIONAL ADMINISTRATOR
OF NATIONAL BANKS
E igh th N a tion a l B an k R e g io n , 165 M adison A ven u e, Suite 800
M em phis, T en n e sse e 38103
Regional A d m in istra tor...........................-............................... John W. Shaffer
Telephone Number 521-3376
Area Code 901

FEDERAL RESERVE BANK
OF
ST. LOUIS, MISSOURI
DISTRICT NO. 8
Telephone Number 444-8444
P r e s id e n t......................................................
First V ice P residen t...................................
Senior V ice P r e s id e n t...............................
Senior V ice President & Controller . . . .
Senior V ice President, General Counsel
& S ecreta ry..............................................
Senior V ice P r e s id e n t...............................
Senior V ice P r e s id e n t...............................
E conom ic A d v i s o r ....................................
V ice P re s id e n t............................................
V ice P re s id e n t............................................
V ice P re s id e n t............................................
V ice P re s id e n t............................................
V ice P r e s id e n t............................................
General A u ditor..........................................
V ice P r e s id e n t............................................
V ice P r e s id e n t............................................

Area Code 314
Lawrence K. Roos
V acan cy
A. B. B albach
Donald W. M oriarty, Jr.
F. Garland Russell, Jr.
Charles E. Silva
H arold E. U th off
Leon all C. Andersen
Ruth A. Bryant
Eugene F. O rf
Joseph P. G arbarini
James R. Kennedy
John F. Otting
Bernhardt J. Sartorius
Delmer D. Weisz
Charles D. Zettler

LITTLE ROCK BRANCH
FEDERAL RESERVE BANK
OF
ST. LOUIS, MISSOURI
Telephone Number 372-5451
V ice President
Assistant V ice
Assistant V ice
Assistant V ice

Area Code 501

and M a n a g e r .......................................... John F. Breen
President & Assistant M a n a g e r ........M ichael T. M oriarty
P re s id e n t..................................................Thom as R. C allaw ay
P re s id e n t..................................................David T. Rennie




9

Sixty-Third Report

FEDERAL DEPOSIT INSURANCE CORPORATION
MEMPHIS REGION
One Commerce Square, Suite 1800
Memphis, Tennessee 38103
Telephone Number 521-3872

Area Code 901

Regional D ire c to r......................................................................R oy E. Jackson
Assistant Regional D irector.............................................. Louis A. Hurst, Jr.
Assistant Regional D irector................................................... James L. Sexton

EXAMINERS FOR ARKANSAS
Rickey M. B ru n n er...............................................................................Russellville
Robert E. C on atser...............................................................................Russellville
Karl F. K a u ffm a n .................................................................................Russellville
James J. Peacock, J r............................................................................Russellville
Robert C. B arber................................................................................... Jonesboro
John W. C h r is tia n ............................................................................... Jonesboro
Jack P. Court, Jr....................................................................................Jonesboro
Joel E. P e t ty ...........................................................................................Jonesboro
Fred H. Caudle ..................................................................................... Pine B luff
Billy W. C a rroll..................................................................................... Pine B luff
James A. C o lv in ................................................................................... Pine B luff
Frankie L. Pratt ................................................................................... Pine B luff
Russell C. L iv in g s to n ............................................................................. Memphis
David L. B ow en .........................................................................................Memphis
Dale C. Bregenzer..................................................................................... Memphis
Jerry W. C o x .............................................................................................. Memphis
Baggott H. F r ie r .......................................................................................Memphis
Arthur B. M o n ro e ..................................................................................... Memphis




10

State of Arkansas:

Bank Department

STATE BANK DEPARTMENT
STATE OF ARKANSAS
ABSTRACT OF REPORTS OF CONDITION OF
STATE BANKS IN ARKANSAS
AS OF JUNE 30, 1977

(With C om p a ra tive Statem ent as o f Ju n e 30, 1976, re p o rte d
in m illion s & n e a re st thousand)
C O M M E R C IA L B A N K S O N LY
June 30, 1977 June 30, 1976
188 Banks
183 Banks

Mil.

Thou.

Mil.

Thou.

Increase
(Decrease)

Mil.

Thou,

ASSETS
Cash and Balances
with other b a n k s .......................

$ 308

406

$ 290

530

U.S. Treasury Securities.............

264

651

261

Obligations o f other
U.S. Government agencies
and corp ora tion s.......................

253

054

Obligations o f States and
political su bd ivision s...............

547

Other securities (including
corporate s to ck s ).......................

25

17

876

206

3

445

264

972

( 11

961

524

298

23

663

842

22

853

2

989

423

Trading account securities .......

$

100

918)

323

Excess funds sold
and securities purchased
under agreement to resell . . . .

93

059

90

355

2

704

Loans and discounts (Net) ........

2,000

291

1,599

794

400

497

Bank premises, furniture and
fixtures, and other assets
representing bank premises ..

55

716

47

619

Real estate owned
other than bank premises . . . .

4

883

2

383

2

500

A ll other a s s e t s ............................

42

709

34

795

7

914

TO TA L A S S E T S ...........................

$3,596

995

$3,138

905

$458

090




8

097

Sixty-Third Report

11

June 30,1977
188 Banks
Mil. Thou.

June 30, 1976
Increase
183 Banks
(Decrease)
Mil. Thou. Mil. Thou.

Demand deposits, individs.,
partnerships, and corps......... .

$ 974

605

$ 909

351

$ 65

254

Time deposits, individuals,
partnerships, and corps......... .

1,890

090

1,596

612

293

478

Deposits o f U.S. G overn m en t..

8

851

8

095

Deposits o f States and
political subdivision s.............

314

565

281

907

Deposits o f b a n k s .......................

15

925

16

279

Certified and officers’
checks, etc..................................

18

900

16

821

2

3,222

936

2,829

065

393

LIABILITIES

TO TA L D E P O S IT S ................... .

756
32

658
354)

(

079
871

Total D e m a n d ..................... .

[1,124

440] [1,043

233]

[ 81

207]

Total T im e ............................. .

[2,098

496] [1,785

832]

[312

664]

453

12

Excess funds purchased and
securities sold under
agreement to repurchase . . . .

39

Other liabilities for
borrowed m o n e y .....................

315

26

134

552

686

862

25

337

22

972

2

365

3,288

274

2,879

042

409

232

Capital stock ................................

62

099

52

692

9

407

S u rp lu s..........................................

102

726

89

742

12

984

Undivided p r o f it s .......................

119

414

99

121

20

293

Capital reserves............................

6

244

5

903

TO TA L E QU ITY C A P IT A L ...

290

483

247

458

43

025

18

238

12

405

5

833

$3,596

995

$3,138

905

$458

090

A ll other lia b ilities.....................
TO TA L L IA B IL IT IE S ............. .

EQUITY CAPITAL

Subordinated notes
and debentures ............................
TO TA L LIABILITIES AND
EQU ITY C A P IT A L .................... .




341

COMPARATIVE STATEMENT SHOWING THE CONDITION OF STATE BANKS AND OTHER
FINANCIAL INSTITUTIONS FOR PAST THIRTY-FIVE YEARS
Date
30,
30,
30,
29,
it ),

50,
30,
30,
30,
30,
30,
it),
iO ,
iO ,

.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......
.......




161
161
163
169
170
174
174
176
177
178
177
178
179
182
183
183
182
182
181
182
184
184
181
181
183
183
184
186
190
189
189
189
190
189
193

Loans and
Discounts

Borrowed
Money

Cash

U.S. Gov’t.
Bonds

Capital
Structure

Total
Resources

190,153,500
226,832,800
302,720,500
355,193,200
346,132,500
340,469,900
344,900,700
354,288,100
358,571,300
383,178,600
398,584,300
411,324,600
430,059,100
460,899,300
470,719,000
503,671,700
543,739,400
570,442,400
612,166,700
678,287,800
768,113,400
807,558,600
873,276,600
989,004,700
1,061,757,391
1,131,416,659
1,241,796,969
1,359,632,702
1,597,107,432
1,878,549,252
1,945,756,869
2,297,681,593
2,539,093,884
2,840,548,000
3,238,833,000

30,497,300
42,121,000
50,282,600
49,928,600
70,403,400
82,157,200
101,075,200
94,148,700
108,035,400
120,769,700
125,554,200
159,028,000
158,246,800
190,365,300
187,089,200
202,943,500
229,693,600
253,908,500
280,359,500
323,914,100
385,157,700
435,202,600
491,193,100
541,711,900
599,813,633
626,212,026
707,282,836
771,945,349
910,097,287
1,097,787,057
1,122,127,159
1,427,913,448
1,554,933,410
1,612,543,000
2,009,127,000

83,700
81,700
106,700
131,700
116,700
221,700
118,200
148,200
133,200
58,200
298,200
58,200
58,200
0
0
336,600
1,070,000
1,138,000
570,400
202,000
403,000
1,866,000
1,971,000
2,811,300
2,601,164
2,986,361
4,058,556
2,435,175
3,091,806
9,297,755
5,435,878
5,047,875
6,597,326
6,286,000
1,253,000

88,424,600
87,156,400
115,746,100
114,416,400
102,647,800
96,311,500
96,605,800
102,081,300
102,013,000
114,420,700
117,406,400
116,317,200
117,844,400
119,609,800
119,094,300
133,569,800
132,739,000
136,153,900
148,249,200
159,242,700
166,824,300
170,143,300
175,010,500
185,569,700
183,227,183
190,538,005
210,576,609
216,576,856
248,076,462
274,745,091
228,636,623
246,032,983
297,705,625
293,079,000
311,856,000

71,252,800
97,906,100
137,559,700
187,100,000
170,818,800
160,340,700
148,075,000
158,652,300
148,390,100
144,775,800
152,351,100
135,033,400
148,234,300
140,958,000
150,285,000
148,166,500
155,785,000
155,449,300
155,723,600
160,497,100
169,592,900
155,870,900
159,366,100
186,800,200
189,139,644
206,198,703
194,248,984
196,913,431
216,399,847
210,128,150
198,777,648
198,508,207
195,778,357
261,406,000
264,651,000

13,904,500
15,076,800
16,624,500
18,908,900
21,414,700
23,769,900
26,381,700
29,064,500
31,611,000
34,416,400
37,166,600
40,797,700
42,559,300
46,686,200
50,275,400
54,163,400
57,409,200
62,805,700
67,604,600
73,092,400
78,504,900
85,282,000
91,300,600
93,953,700
105,525,167
109,561,715
124,896,757
136,660,445
153,776,789
171,803,107
174,062,867
203,390,026
229,170,894
262,085,000
292,632,000

204,492,600
242,132,900
319,689,500
374,451,600
367,934,700
364,722,300
371,711,900
383,815,000
390,770,400
417,987,700
436,430,100
452,551,900
473,034,400
508,372,900
522,434,100
559,229,900
603,550,700
635,861,400
682,081,000
753,781,000
850,420,100
899,327,800
971,899,600
1,092,481,100
1,178,017,804
1,252,920,292
1,396,120,381
1,537,588,150
1,807,803,479
2,159,026,663
2,187,100,047
2,582,751,671
2,878,595,314
3,158,963,000
3,615,433,000

Bank Department

29,
30,
50,
50,
50,
50,
29,
50,
50,
50,
50,
50,
50,
50,
50,
50,
50,
50,
50,
50,
50,

1943 .......
1944 .......
1945 .......
1946 .......
1947 .......
1948 .......
1949 .......
1950 .......
1 951 .......
1952........
1953 .......
1954 .......
1955 .......
1956 .......
1957 .......
1958 .......
1959 .......
1960 .......
1961 .......
1962 .......
1963 .......
1964 .......
1965 .......
1966 .......
1967 .......
1968 .......
1969 .......
1970 .......
1971.......
1972 .......
1973 .......
1974 .......
1975 .......
1976 .......
1977 .......

Deposits

State of Arkansas:

June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June
June

Number

13

Sixty-Third Report

B A N K IN G F A C IL IT IE S B Y C O U N TIE S IN C L U D IN G STATE
A N D N A T IO N A L B A N K S A N D B A N K IN G F A C IL IT IE S
L O C A T E D O U T SID E OF CITIES

County
A rkan sas..........................................
A shley...............................................
B axter...............................................
Benton .............................................
Boone ...............................................
Bradley.............................................
C alh ou n ............................................
Carroll...............................................
C h ico t...............................................
C la rk .................................................
C la y ...................................................
Cleburne............................................
Cleveland..........................................
C olum bia..........................................
Conway ............................................
C raigh ead........................................
C raw ford ..........................................
Crittenden........................................
C ross.................................................
D a lla s...............................................
D e s h a ...............................................
D r e w .................................................
Faulkner............................................
Franklin............................................
F ulton ...............................................
G a rla n d ............................................
G rant.................................................
Greene...............................................
Hempstead ......................................
Hot Spring........................................
Howard.............................................
Independence...................................
I z a r d .................................................
Jackson ............................................
Jefferson ..........................................
J o h n s o n ............................................
L afayette..........................................
Lawrence..........................................
L e e .....................................................
L in coln .............................................
Little R iv e r ......................................
L o g a n ...............................................
L o n o k e .............................................
M ad ison ............................................
Marion .............................................
M iller.................................................
Mississippi ......................................
M on roe.............................................
M ontgom ery....................................
N evad a.............................................
N ew ton.............................................
Ouachita ..........................................




State
Banks
3
6
1
7
1
1
1
1
5
5
3
3
2
3
2
6
4
3
3
2
3
3
1
2
2
1
1
1
1
1
2
2
3
2
1
3
2
1
2
1
2
5
1
2
5
3
1
1
1
3

National
Banks
2
1
1
2
1
1

Banking Facilities
(Outside of Cities)
1
4
2
5
3
2

2
1

2
2
1

1

2
2
6
2
2
1

2
1
1
1
1

2
1
5
2

2

2

1
2
1
1
1

1

2
4
1
1
2
1
1
1
1
2
2
1

1

2
2
4
4
1
5
1
1
1
3
2
1
1
1
4
1
1
2

State of Arkansas:

14

Bank Department

B A N K IN G F A C IL IT IE S B Y C O U N TIE S IN C L U D IN G STATE
A N D N A T IO N A L B A N K S A N D B A N K IN G F A C IL IT IE S
L O C A T E D O U TSID E O F CITIES

County
P e rry .................................................
Phillips.............................................
P ik e ...................................................
Poinsett ............................................
P o lk ...................................................
P ope...................................................
Prairie...............................................
P u lask i.............................................
R andolph..........................................
St. Francis........................................
S a lin e ...............................................
Scott...................................................
S earcy...............................................
Sebastian..........................................
Sevier ...............................................
Sharp.................................................
S ton e.................................................
U n io n ...............................................
Van Buren........................................
Washington......................................
W hite.................................................
W ood ru ff..........................................
Y ell.....................................................

State
Banks
1
3
4
6
1
3
2
4
3
2
2
1
2
4
3
3
1
4
1
5
6
2
4
*188

National
Banks

Banking Facilities
(Outside o f Cities)

2
1
1
1

1
2
2
1

7
2

3
1
1
2
3
1

71

1
1
4
3
2
2
2
3
3
1
1
116

*Does not include State-chartered institutions not engaged in commercial banking.




15

Sixty-Third Report

STATE BANKS OPERATING FACILITIES AWAY FROM
MAIN OFFICES
(WITHIN CITY FACILITIES NOT INCLUDED)

Name of Bank

Location

Location
of
Facility

Mountainburg
Caddo Valley
Bradford
Bauxite
Bryant
Bryant
Shannon Hills
Bella Vista
Bella Vista
Cave Springs
Gosnell
Magazine
CaulksvilleRatcliff
. Cabot
Ward
. Calico Rock
Mt. Pleasant
. Camden
East Camden
. Camden
Chidester
. Carlisle
Humnoke
. Charleston
Altus
. Clinton
Fairfield Bay
. Clinton
Shirley
Greenbrier
. Conway
Mayflower
. Conway
. Conway
Vilonia
. Corning
Knobel
. Corning
The Corning
Sucess
. Crossett
No. Crossett
First State i
. Dover
Hector
. Earle
Crawfordsville
. El Dorado
Huttig
. Forrest City
Cotton Plant
. Forrest City
DeValls Bluff
. Gould
Grady
. Greenwood
Bonanza
. Greenwood
Hackett
. Greenwood
Hartford
. Gurdon
Okolona
. Harrison
Alpena
. Harrison
Lead Hill
. Heber Springs Greers Ferry
. Horseshoe
Franklin
Bend
. Hot Springs
Hot Springs
Village
. Imboden
Strawberry
. Jasper
Western Grove
. Jonesboro
Bay
. Jonesboro
Cash
. Jonesboro
Lake City
First Bank and Trust of Jonesboro . Jonesboro
Bono
. Jonesboro
Bay
. Jonesboro
Bono
. McGehee
Arkansas City
. McGehee
Watson



. Alma
. Arkadelphia
. Bald Knob
. Benton
. Benton
. Benton
. Benton
. Bentonville
. Benton ville
. Benton ville
. Blytheville
. Booneville
. Booneville

County
Crawford
Clark
White
Saline
Saline
Saline
Saline
Benton
Benton
Benton
Mississippi
Logan
Logan
Lonoke
Izard
Ouachita
Ouachita
Lonoke
Franklin
Van Buren
Van Buren
Faulkner
Faulkner
Faulkner
Clay
Clay
Ashley
Pope
Crittenden
Union
Woodruff
Prairie
Lincoln
Sebastian
Sebastian
Sebastian
Clark
Boone
Boone
Clebeme
Izard
Garland
Lawrence
Newton
Craighead
Craighead
Craighead
Craighead
Craighead
Craighead
Desha
Desha

16

State of Arkansas:

Bank Department

STATE BANKS OPERATING FACILITIES AWAY FROM
MAIN OFFICES
(WITHIN CITY FACILITIES NOT INCLUDED)

Name of Bank

Location

The Union Bank of M e n a ............. .. Mena
Union Bank & Trust Company .. . .. Monticello
The First State Bank...................... .. Morrilton
Morrilton Security B a n k ............... .. Morrilton
Pike County B a n k .......................... .. Murfreesboro
Bank of O zark ................................. .. Ozark
Security Bank ................................. .. Paragould
First State B a n k ............................. .. Plainview
The Lawrence County B ank......... .. Portia
The Lawrence County B ank......... .. Portia
Portland B a n k ................................. .. Portland
Farmers and Merchants B a n k ... . . . Prairie Grove
Bank of P rescott............................. .. Prescott
Farmers & Merchants B ank......... .. Reyno
Peoples Bank & 1’rust Co............... .. Russellville
First Security B a n k ........................ .. Searcy
First Security B a n k ........................ .. Searcy
Smackover State B a n k .................. .. Smackover
First State B a n k ............................. .. Springdale
Bank of Tuckerm an........................ .. Tuckerman
Bank of Tuckerman........................ .. Tuckerman
Citizens Bank & Trust Company . .. Van Buren
The Peoples B ank........................... .. Waldo
Warren Bank & Trust C om pany. . .. Warren
Bank of W ein er............................... .. Weiner
Bank of W ilso n ............................... . . Wilson
Cross County B a n k ........................ .. Wynne
Bank of Y ellville............................. .. Yellville




Location
of
Facility

County

Wickes
Wilmar
Plumerville
Plumerville
Mineral Spgs.
Altus
Marmaduke
Ola
Lynn
Smith ville
Montrose
Farmington
Emmet (CBCT)
Maynard
Potts ville
McRae
Pangburn
Norphlet
Tontitown
Swifton
Grubbs
Mountainburg
McNeil
Hermitage
Fisher
Reiser
Hickory Ridge
Bull Shoals

Polk
Drew
Conway
Conway
Howard
Franklin
Greene
Yell
Lawrence
Lawrence
Ashley
Washington
Nevada
Randolph
Pope
White
White
Union
Washington
Jackson
Jackson
Crawford
Columbia
Bradley
Poinsett
Mississippi
Cross
Marion

17

Sixty-Third Report

NATIONAL BANKS IN ARKANSAS
Name

Location

County

First National B ank.....................................
The First National B ank.............................
First National Bank of Sharp C ounty......
First National B ank.....................................
The First National B ank.............................
The First National B ank.............................
First National B ank.....................................
First National B ank.....................................
The Farmers National Bank.......................
The First National B ank.............................
First National B ank.....................................
The First National B ank.............................
The First National B ank.............................
The First National B ank.............................
National Bank of Commerce.......................
The First National B ank.............................
Northwest National B ank...........................
The First National B ank.............................
First National Bank of Eastern Arkansas
The City National B an k..............................
The First National B ank.............................
The Merchants National Bank...................
The First National B ank.............................
The First National B ank.............................
The First National B ank.............................
First National Bank of Phillips County ....
Helena National B ank.................................
The Citizens National B an k.......................
The First National B ank.............................
First National B ank.....................................
Grand National B a n k ..................................
The Planters National Bank.......................
The First National B ank.............................
Citizens National B ank ...............................
The First National B ank.............................
The Commercial National B ank ................
The First National B ank.............................
Metropolitan National Bank.......................
Union National Bank...................................
Worthen Bank & Trust Co., N.A.................
First National B ank.....................................
The Malvern National Bank.......................
First NatiQnal B ank.....................................
The First National B ank.............................
First National B ank.....................................
First National Bank & Trust Co.................
The First National B ank.............................
The First National B ank....... ......................
First American National Bank...................
First National B ank.....................................
First National B ank.....................................
The First National B ank.............................
National Bank of Commerce.......................
Pine Bluff National Bank............................
Simmons First National B a n k ...................
First National B ank.....................................
First National B an k.....................................
First National B ank.....................................
First National B ank.....................................
The First National B ank.............................
First National B ank.....................................
Commercial National B a n k ........................

Altheimer
Ashdown
Ash Flat
Batesville
Berryville
Blytheville
Brinkley
Camden
Clarksville
Conway
Crossett
DeQueen
DeWitt
El Dorado
El Dorado
Fayetteville
Fayetteville
Fordyce
Forrest City
Fort Smith
Fort Smith
Fort Smith
Green Forest
Gurdon
Harrison
Helena
Helena
Hope
Hope
Hot Springs
Hot Springs
Hughes
Huntsville
Jacksonville
Lewisville
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
Magnolia
Malvern
Marianna
McGehee
Mena
Mountain Home
Nashville
Newport
No. Little Rock
Osceola
Paragould
Paris
Pine Bluff
Pine Bluff
Pine Bluff
Rogers
Russellville
Searcy
Siloam Springs
Springdale
Stuttgart
Texarkana

Jefferson
Little River
Sharp
Independence
Carroll
Mississippi
Monroe
Ouachita
Johnson
Faulkner
Ashley
Sevier
Arkansas
Union
Union
Washington
Washington
Dallas
St. Francis
Sebastian
Sebastian
Sebastian
Carroll
Clark
Boone
Phillips
Phillips
Hempstead
Hempstead
Garland
Garland
St. Francis
Madison
Pulaski
Lafayette
Pulaski
Pulaski
Pulaski
Pulaski
Pulaski
Columbia
Hot Spring
Lee
Desha
Polk
Baxter
Howard
Jackson
Pulaski
Mississippi
Greene
Logan
Jefferson
Jefferson
Jefferson
Benton
Pope
White
Benton
Washington
Arkansas
Miller




State of Arkansas:

18

Bank Department

NATIONAL BANKS IN ARKANSAS
Name

Location

The State First National Bank......................... Texarkana
First National Bank o f Poinsett County......... Trumann
Jackson County National Bank....................... Tuckerman
Citizens National B a n k ..................................... Walnut Ridge
The First National Bank of Lawrence
County................................................................Walnut Ridge
First National B ank........................................... Warren
Fidelity National B ank...................................... West Memphis
First National B ank........................................... West Memphis
The First National B ank................................... Wynne




County
Miller
Poinsett
Jackson
Lawrence
Lawrence
Bradley
Crittenden
Crittenden
Cross

19

Sixty-Third Report

NATIONAL BANKS OPERATING FACILITIES
AWAY FROM MAIN OFFICES
(WITHIN CITY FACILITIES NOT INCLUDED)

Name o f Bank
The First National Bank
of Sharp C ou n ty ........................
First National B a n k ....................
The Farmers National Bank
The First National B a n k .............
The First National B a n k .............
First National B a n k ....................
First National B a n k ....................
The First National B a n k .............
First National Bank of
Eastern Arkansas......................
The First National B a n k .............
First National B a n k ....................
The First National B a n k .............
First National B a n k ....................
First National B a n k ....................
First National B a n k ....................
First National Bank & Trust Co.
First National Bank & Trust Co.
The First National B a n k .............
The First National B a n k .............
First National B a n k ....................
First National B a n k ....................
The First National B a n k .............
National Bank of Commerce
Pine Bluff National B a n k ...........
Simmons First National Bank ..
Simmons First National Bank ..
First National B a n k ....................
First National B a n k ....................
First National B a n k ....................
Commercial National B a n k .......
The State First National Bank ..
Jackson County National Bank .
Citizens National B a n k ..............
The First National Bank of
Lawrence C ou n ty ......................
First National B a n k ....................
Fidelity National Bank ..............




Location

Location
of
Facility

County

. Ash Flat
. Batesville
. Clarksville
. Conway
. Conway
. Crossett
. Crossett
. Fayetteville

Cherokee Vil.
Hardy
Coal Hill
Mayflower
Vilonia
Fountain Hill
No. Crossett
West Fork

Sharp
Sharp
Johnson
Faulkner
Faulkner
Ashley
Ashley
Washington

. Forrest City
. Harrison
. Hot Springs
. Huntsville
. Magnolia
. Marianna
. Mena
. Mtn. Home
. Mtn. Home
. Nashville
. Newport
. Osceola
. Osceola
. Paris

Palestine
Diamond City
Mtn. Pine
Hindsville
Taylor
Moro
Cove
Gassville
Lakeview
Mineral Spgs.
Grubbs
Joiner
Luxora
CaulksvilleRatcliff
. Pine Bluff
Redfield
. Pine Bluff
Whitehall
. Pine Bluff
Sherrill
. Pine Bluff
Whitehall
Lowell
. Rogers
. Siloam Spgs. Gentry
. Stuttgart
Humphrey
. Texarkana
Fouke
Foreman
. Texarkana
. Tuckerman
Diaz
. Walnut Ridge Hoxie

St. Francis
Boone
Garland
Madison
Columbia
Lee
Polk
Baxter
Baxter
Howard
Jackson
Mississippi
Mississippi
Logan
Jefferson
Jefferson
Jefferson
Jefferson
Benton
Benton
Arkansas
Miller
Little River
Jackson
Lawrence

. Walnut Ridge Black Rock
. Warren
Hermitage
. W. Memphis Turrell

Lawrence
Bradley
Crittenden

State of Arkansas:

20

Bank Department

MEMBERS OF FEDERAL RESERVE SYSTEM
Capital and
Surplus
Mil. Thou.

Date of Admission

Name of Bank & Location

April 15, 1953

The Citizens B a n k ...............................................
Batesville

$1

300

August 23, 1918

Farmers Bank & Trust C om pany.....................
Blytheville

2

500

January 7, 1944

Mcllroy Bank.........................................................
Fayetteville

3

500

September 25, 1942 Arkansas Bank & Trust C om pany...................
Hot Springs

4

050

July 26, 1945

Peoples Bank & Loan C om pany......................
Lewisville

550

August 23, 1923

Peoples Bank & Trust C om pany.......................
Russellville

1 800

COMMERCIAL B A N K -N O T MEMBER OF FEDERAL
DEPOSIT INSURANCE CORPORATION
Name

Location

Bank o f Sidney.......................................................................... Sidney

TRUST COMPANIES AND OTHER INSTITUTIONS NOT
ENGAGED IN COMMERCIAL BANKING, NOT MEMBERS
OF FEDERAL DEPOSIT INSURANCE CORPORATION
TRUST COMPANIES
Name

Location

Guaranty Loan & Trust Company........................................Helena
Metropolitan Trust C om pany............................ North Little Rock

INDUSTRIAL LOAN INSTITUTIONS, ACT III




Name

Location

Southern Credit Corporation................................................Malvern
Hallmark Loan & Invest. Corp.......................... North Little Rock
National Credit Corporation............................................ Pine Bluff

Sixty-Third Report

21

AMENDMENTS ALTERING CAPITAL STRUCTURE
July 1, 1976 to June 30, 1977
1. Union State Bank, Junction City, increased capital stock from $200,000 to
$300,000 by sale of new stock.
2. Cross County Bank, Wynne, increased capital stock from $250,000 to $500,000 by
transferring funds from the Certified Surplus Account.
3. Bank of Glenwood, Glenwood, increased capital stock from $50,000 to $100,000 by
transferring funds from the Undivided Profits Account.
4. Bank of Ozark, Ozark, increased capital stock from $300,000 to $375,000 by sale of
new stock.
5. Merchants & Farmers Bank, West Helena, increased capital stock from $275,000
to $500,000 by transferring funds from the Undivided Profits Account.
6. Citizens Bank, Beebe, increased capital stock from $100,000 to $200,000 by
transferring funds from the Surplus Account.
7. The Bank of Yellville, Yellville, increased capital stock from $175,000 to $235,000
by a 10 to 1 stock split and by sale of new stock.
8. Bank of Bearden, Bearden, increased capital stock from $25,000 to $50,000 by a
transfer of funds from the Undivided Profits Account.
9. Bank of Bearden, Bearden, increased capital stock from $50,000 to $100,000 by a
transfer of funds from the Surplus Account.
10. Mcllroy Bank & Trust, Fayetteville, increased capital stock from $590,450 to
$2,600,000 by a transfer of funds from the Surplus Account.
11. First State Bank and Trust Company, Conway, increased capital stock from
$600,000 to $1,000,000 by a transfer o f funds from the Undivided Profits Account.
12. Clark County Bank, Gurdon, increased capital stock from $700,000 to $800,000 by
a stock dividend payable out o f the Undivided Profits Account.
13. Decatur State Bank, Decatur, increased capital stock from $175,000 to $350,000 by
a transfer of funds from the Undivided Profits Account.
14. Farmers & Merchants Bank, Reyno, increased capital stock from $75,000 to
$300,000 by a stock dividend payable out of the Undivided Profits Account.
15. Peoples Bank and Trust Company, Mountain Home, increased capital stock from
$1,100,000 to $1,200,000 by a transfer of funds from the Undivided Profits A c­
count.
16. Morrilton Security Bank, Morrilton, increased capital stock from $225,000 to
$450,000 by a transfer of funds from the Undivided Profits Account.
17. Arkansas Valley Bank, Dardanelle, increased capital stock from $150,000 to
$300,000 by a transfer of funds from the Undivided Profits Account.
18. American State Bank, Charleston, increased capital stock from $100,000 to
$300,000 by a transfer of funds from the Undivided Profits Account.
19. First Jacksonville Bank, Jacksonville, increased capital stock from $1,000,000 to
$2,000,000 by a stock dividend payable out of the Undivided Profits Account.
20. Dermott State Bank, Dermott, increased capital stock from $300,000 to $450,000
by a stock dividend payable out of the Surplus Account.



22

State of Arkansas:

Bank Department

AMENDMENTS ALTERING CAPITAL STRUCTURE
(Cont’d)
21. The Planters Bank, Osceola, increased capital stock from $300,000 to $500,000 by
a stock dividend payable out o f the Undivided Profits Account.
22. Bank of Dover, Dover, increased capital stock from $100,000 to $200,000 by a
transfer of funds from the Undivided Profits Account.
23. The Security Bank, Harrison, increased capital stock from $450,000 to $1,800,000
by a transfer of funds from the Certified Surplus Account and the Undivided
Profits Account.
24. First State Bank, Springdale, increased capital stock from $600,000 to $660,000 by
a transfer o f funds from the Undivided Profits Account.
25. Farmers & Merchants Bank, Des Arc, increased capital stock from $300,000 to
$330,000 by a transfer from the Undivided Profits Account.
26. Arkansas State Bank, Siloam Springs, increased capital stock from $240,000 to
$480,000 by a stock dividend payable out o f the Undivided Profits Account.
27. Bank of Waldron, Waldron, increased capital stock from $300,000 to $600,000 by a
stock divident payable out o f the Undivided Profits Account.
28. Mercantile Bank, Jonesboro, increased capital stock from $820,000 to $1,000,000
by a stock dividend payable out of the Undivided Profits Account.
29. Citizens Bank & Trust, Carlisle, increased capital stock from $243,750 to $487,500
by a stock dividend payable out of the Undivided Profits Account.
30. Citizens Bank and Trust Company, Flippin, increased capital $274,230 to
$365,850 by the sale o f new stock.
31. Earle State Bank, Earle, increased capital stock from $300,000 to $400,000 by a
transfer of funds from the Undivided Profits Account.
32. Bank of Parkdale, Parkdale, increased capital stock from $30,000 to $40,000 by
the sale of new stock.
33. Logan County Bank, Scranton, increased capital stock from $50,000 to $100,000
by a transfer of funds from the Undivided Profits Account.
34. The Peoples Bank, Waldo, increased capital stock from $62,500 to $250,000 by a
transfer of funds from the Undivided Profits Account.
35. Bank of Elkins, Elkins, increased capital stock from $50,000 to $312,500 by a
transfer o f funds from the Undivided Profits Account.
36. First State Bank, Plain view, increased capital stock from $100,000 to $200,000 by
a transfer o f funds from the Undivided Profits Account.




Sixty-Third Report

23

AMENDMENTS CHANGING NUMBER OF DIRECTORS
July 1, 1976 to June 30, 1977
1. Metropolitan Trust Company, North Little Rock, from 5; to 5 to 12.
2. Citizens Bank, Beebe, from 7; to 3 to 15.
3. Mcllroy Bank & Trust, Fayetteville, from 7 to 15; to 18.
4. Farmers & Merchants Bank, Reyno, from 3 to 7; to 5 to 11.
5. The First Bank, Griffithville, from 4 or more; to 3 to 8.
6. Bank of Gravett, Gravette, from 3 to 7; to 3 to 11.
7. Farmers and Merchants Bank, Marianna, from 7 to 12; to 6 to 11.
8. Peoples Bank and Loan Company, Lewisville, from 5 to 8; to 5 to 10.
9. Citizens Bank, Booneville, from 3 to 7; to 3 to 10.
10.

Monette State Bank, Monette, from 3 to 7; to 3 to 10.

AMENDMENT CHANGING PAR VALUE OF SHARES
July 1, 1976 to June 30, 1977
1. Farmers and Merchants Bank, Rogers, reduced par value o f its shares from $50.00
to $10.00.

AMENDMENT CHANGING CORPORATE NAME OF BANK
July 1, 1976 to June 30, 1977
1. Citizens Bank, Flippin, changed its corporate name to “ Citizens Bank and Trust
Company”

AMENDMENTS ADOPTING TRUST POWERS
July 1, 1976 to June 30, 1977
1. Planters and Merchants Bank, Gillett
2. Citizens Bank and Trust Company, Flippin




State of Arkansas:

24

Bank Department

PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS
T h e a v e ra g e p e rce n ta g e o f ca p ita l a ccou n ts (in clu din g n otes and
deben tu res) to tota l re so u rce s o f th e 188 A rk a n sa s State B an k s as
o f June 3 0 ,1 9 7 7 is 8.6% . T h e fo llo w in g com m ercia l ba n k s equ al o r
ex ce e d th is p ercen ta g e.
Name
Commercial Bank at A lm a.................
Bank of Am ity.....................................
The Bank of Augusta.........................
First Security Bank & Trust Company
Citizens Bank.......................................
The Union Bank of Benton..................
Bank of Bentonville.............................
Farmers Bank & Trust Company........
State Bank of Calico Rock .................
American State B an k ...........................
Arkansas State B a n k .........................
Bank of Dardanelle.............................
Decatur State B ank.............................
First State Bank of De Queen..............
Dermott State Bank.............................
Farmers & Merchants Bank...............
DeWitt Bank & Trust Company..........
Peoples B an k .......................................
Dumas State Bank................................
Merchants and Farmers Bank............
Earle State Bank ..................................
The Delta State B ank.........................
Bank of England ................................
The Citizens B an k ..............................
The Eudora B ank................................
Bank of Eureka Springs......................
Bank of Evening Shade......................
Citizens Bank and Trust Company ...
Planters Bank and Trust Company...
Planters and Merchants Bank............
The Bank of Glenwood........................
Caddo State Bank ..............................
Bank of Gravett ..................................
Farmers B a n k .....................................
The First B a n k ....................................
Clark County B an k .............................
Farmers B a n k .....................................
Calhoun County B an k ........................
The Bank of Harrisburg......................
The Security B ank..............................
Prairie County Bank...........................
Bank of Holly G rove...........................
Horatio State B a n k .............................
First Jacksonville Bank......................
Mercantile B an k..................................
Farmers and Merchants Bank............
Bank of Kensett ..................................
Bank of Kingston................................
Leachville State Bank.........................
Little River B a n k ................................
Leslie State B an k................................
Bank of Lockesburg.............................
First State B an k..................................
Farmers Bank and Trust Company...
Peoples B an k .......................................



Location

Percentage

A lm a .....................................
A m it y ...................................
A u g u sta ...............................
B arlin g.................................
Beebe.....................................
Benton .................................
B entonville..........................
Blytheville...........................
Calico R o ck ..........................
Charleston...........................
Clarksville...........................
Dardanelle...........................
Decatur.................................
De Queen...............................
Dermott ...............................
Des A rc.................................
D ew itt...................................
D ierk s...................................
Dumas...................................
Dumas...................................
E a r le ....................................
E la in e ...................................
E nglan d ...............................
E n gla n d ...............................
Eudora .................................
Eureka S p rin g s..................
Evening Shade ..................
Flippin .................................
Forrest City..........................
G ille tt...................................
Glenwood.............................
Glenwood.............................
Gravette...............................
Greenwood............................
Griffith v ille ..........................
G u rd on .................................
H am burg.............................
H am pton .............................
Harrisburg............................
Harrison...............................
H a z e n ..................................
Holly Grove..........................
H oratio.................................
Ja ck son ville........................
Jonesboro.............................
Judsonia...............................
K ensett.................................
Kingston .............................
Leachville ...........................
Lepanto ...............................
L eslie....................................
L ock esburg.........................
Lonoke .................................
M a g n olia .............................
Mammoth S p rin g ...............

9.0
10.0
10.5
15.8
12.9
10.2
8.6
9.4
9.2
9.3
9.7
11.4
10.1
9.3
11.7
11.8
11.1
11.7
12.6
10.2
8.8
23.4
9.6
13.9
12.2
9.1
13.0
9.2
9.6
9.5
8.8
23.2
8.7
9.0
9.1
11.3
8.8
11.6
8.9
9.1
8.8
12.8
9.4
10.7
8.6
11.1
25.8
9.4
13.2
12.5
8.6
9.9
10.9
10.9
9.7

25

Sixty-Third Report

PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS
Merchants & Planters Bank........
Bank of Mansfield........................
Citizens Bank................................
Bank of Marvell ...........................
McGehee Bank..............................
The Bank of Melbourne...............
The Union Bank of M en a............
Union Bank & Trust Company...
The First State Bank....................
Bank of Mountain View...............
The Bank of Montgomery County
Bank of Mulberry.........................
Pike County B a n k ........................
Citizens State Bank......................
Bank of N ewark...........................
Bank of New Edinburg.................
Bank of Parkdale.........................
First State B an k ...........................
Bank of Pea R idge........................
Planters and Stockmen B a n k ---The Lawrence County Bank........
The Peoples Bank.........................
Portland Bank..............................
Bank of Prescott...........................
The Bank of R ector......................
The Bank of Rison........................
Bank of Salem..............................
Logan County B a n k ....................
First Security B ank......................
First State B an k...........................
Arkansas State B a n k ..................
Citizens Bank................................
Bank of Tuckerman......................
Tyronza B a n k ..............................
Citizens Bank & Trust Co.............
Peoples Bank & Trust Company..
Bank of W aldo..............................
The Peoples Bank.........................
Bank of Waldron...........................
Rice Growers Bank ......................
Wilmot State Bank........................
Bank of W ilson.............................
Cross County B a n k ......................
The Bank of Yellville ..................




Manila .................................
M ansfield.............................
Marion .................................
M arvell.................................
McGehee...............................
M elbourne...........................
M e n a ....................................
M on ticello...........................
M orrilton.............................
Mountain V ie w ..................
Mount I d a ...........................
Mulberry .............................
Murfreesboro ......................
N ashville.............................
Newark.................................
New E din bu rg....................
Parkdale...............................
Parkin...................................
Pea Ridge.............................
P ocahon tas.........................
Portia ..................................
Portland...............................
P ortland...............................
Prescott.................................
R e cto r..................................
R ison ....................................
Salem ..................................
Scranton...............................
S earcy..................................
Sherwood.............................
Siloam S p r in g s..................
S tron g...................................
Tuckerman .........................
Tyronza ...............................
Van Buren...........................
Van Buren...........................
W a ld o ..................................
W a ld o ..................................
W aldron ...............................
W h ea tley.............................
Wilmot .................................
W ilson..................................
W ynne..................................
Yellville ...............................

13.4
9.1
10.0
9.5
9.5
13.1
11.7
8.9
10.0
8.9
9.7
14.6
10.0
9.5
11.2
10.5
9.4
9.2
8.7
8.6
9.7
14.1
11.1
10.5
9.6
12.3
8.8
10.2
9.6
8.6
8.6
15.2
10.4
10.4
9.6
9.8
9.1
10.9
9.6
8.6
19.4
13.5
9.5
9.2

26

State of Arkansas:

Bank Department

STATISTICAL INFORMATION REFLECTING THE
GROWTH OF ARKANSAS STATE BANKS
OVER A TEN YEAR PERIOD
(C om m ercial B anks on ly)
1967-19 77
June 30, 1967
Number of banks with resources of
less than $1,000,000............................................................. 15
With resources of $1,000,000 to $2,000,000.............................. 22
With resources of $2,000,000 to $3,500,000.............................. 41
With
With
With
With
With
With
With
With

resources
resources
resources
resources
resources
resources
resources
resources

of $3,500,000 to $5,000,000.............................. 28
of $5,000,000 to $7,500,000.............................. 31
o f $7,500,000 to $10,000,000 ......................... 18
o f $10,000,000 to $15,000,000 ....................... 12
of $15,000,000 to $20,000,000 ...........................8
of $20,000,000 to $30,000,000 ...........................2
of $30,000,000 to $50,000,000 ...........................2
over $50,000,000 .................................................1
180

Total resources..................................
Total loa n s........................................
All U.S. Gov’t, oblig.........................
State, Municipal and Other Bonds
Deposits.............................................
Total Capital A ccounts...................




June 30, 1977
2
2
5
8
19
31
35
28
27
19
12
188

P gt cent
June 30,1967
June 30, 1977
Increase
(Reported in millions and nearest thousand)
....$1,172,031
$3,596,995
207%
......... 605,557
2,093,350
246%
......... 221,419
517,705
134%
......... 153,990
573,803
273%
......1,061,716
3,222,936
204%
.........100,963
308,721
206%

Sixty-Third Report

SIXTY-THIRD REPORT
showing
THE CONDITION OF THE
188 ARKANSAS STATE CHARTERED BANKS
ASSETS AND LIABILITIES ARE AS SHOWN BY THE CALL
OF
JUNE 30, 1977

Banks are listed according to an alphabetical
arrangement o f cities and towns where located.

Population figures and other inform ation furnished
by the various banks.




28

State of Arkansas:

Bank Department

COMMERCIAL BANK AT ALMA, ALMA
Population 2,200
Crawford County
Chartered January 31, 1910 P.O. Box 369 Telephone Number 632-2257
Zip Code 72921
Number of Branches: Inside City—None; Outside City—1
P rin cip a l O ffice rs :

D ire cto rs

Mrs. Caruth M. A lex a n d er.........Pres.
*Ralph B. Ballentine .. Exec. Vice Pres.
Margaret B. A d am s.............Vice Pres.
& Cashier
Hilda M. K n ig h t..................Vice Pres.
Lucille H a y es.............. Assist. Cashier

Mrs. Caruth M. Alexander
Ralph B. Ballentine
V. G. Humphrey
C. R. Starbird
McLoud Sicard

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou .

Cash & due from banks . . . .
U. S. Treasury securities ...
Oblig. o f other U. S. Gov’t
agencies & corporations
Oblig. o f States & political
subdivisions......................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures.......................
All other a sse ts....................

T O T A L ..................................




1

550
221
307

1
1
5

10

762
500
357

L ia b ilities

Mil. T hou.

Demand deposits................
Time deposits......................
U. S. Gov’t deposits...........
Public fu n d s ........................
Total D ep osits................
All other liabilities.............
Total Liabilities..............

.
.

4
4

.

9

.

9

432
481
27
924
864
16
880

150
6

E quity C apital
Capital stock ......................
Surplus .................................
Undivided p r o fits ..............
Total Equity Capital . . . .

100
200
673
973

853

T O T A L ................................ . 10

853

29

Sixty-Third Report

BANK OF AMITY, AMITY
Population 614
Clark County
Chartered November 30, 1905 P.O. Box 38 Telephone Number 342-5268
Zip Code 71921
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O fficers:

D ire cto rs

*Cleda O lds.................. Pres. & Cashier
Joe F. M a x e y ....................... Vice Pres.
Ernie D u n lap ....................... Vice Pres.
Peggy T. A d a m s ........... Ass’t. Cashier
Hazel R ichardson......... Ass’t. Cashier

Joe F. Maxey
Ernie Dunlap
M. H. Oakley
Cleda Olds
Hazel Richardson

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
Assets

Mil. Thou.

Cash & due from banks ...,.
U. S. Treasury securities ....
Oblig. of other U. S. Gov’t
agencies & corporations
Oblig. o f States & political
subdivisions......................
Excess funds s o ld ..............
Loans (Net)
Bank premises, furniture
and fixtures......................
All other a ssets..................

T O T A L ............................... ..




1
2

418
830

1

120

3

166
650
518

7

289
21

17

012

Liabilities

Mil. Thou.

15

447
442
26
372
287
27
314

Capital stock ..................
Surplus .............................
Undivided p ro fits...........
Capital reserves..............
Total Equity C apital.. .. .

1

100
600
958
40
698

T O T A L .............................. .. .

17

012

Demand deposits.............
Time deposits..................
U. S. Gov’t deposits.......
Public fu n d s ....................
Total D eposits.............
All other liabilities.........
Total liabilities ...........

...
...

4
10

...1 5
.. .

Equity Capital

30

State of Arkansas:

Bank Department

CITIZENS FIRST STATE BANK, ARKADELPHIA
(Formerly Citizens First National Bank, Arkadeiphia)
Population 10,227
Clark County
Chartered May 24, 1977 P.O. Box 218 Telephone Number 246-2411
(State)
Zip Code 71923
Number o f Branches: Inside City—1 Outside City—None

Principal O fficers

D irectors

*R. Edward Snider, Jr........... President
Raymond T o le r ......... Exec. Vice Pres.
Johnnie Sue Huneycutt . . . . Vice Pres.
& Cashier
Ross C onan t..........................Vice Pres.
Jim C levenger.............. Asst. Vice Pres.
& Data Proc. Manager
Wilma Sparks.................Asst Vice Pres.
George M itchell....... Assist. Vice Pres.
Judy S lig h .................... Admin. Officer

I. B. Fuller, Jr.
E. J. Alexander
Flave Carpenter
Cecil Cupp, Jr.
Jerry Francis
Billy Bob Hardman
C. R. Huie
Ed McCorkle
John M. Moore
Cecil Orsburn
R. Edward Snider, Jr.
Raymond Toler
Ralph Williams

*I)esignates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
Assets

Mil. Thou.

2
Cash & due from banks . . . .
U. S. Treasury securities .. .
I
Oblig. of States & political
su bdivision s......................
2
All other securities including
corporate stocks................
Loans (N et)........................... 12
Bank premises, furniture
and fixtures........................
All other a sse ts....................

018
299
610
90
463
500
396

Liabilities

Mil. Thou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities .................




19

376

17

284
777
17
472
550
187
737

1

150
700
584
55
489

1
17

Equity Capital
Capital stock ........................
Surplus ...................................
Undivided p ro fits ................
Capital reserves....................
Total Equity C a p ita l.......
Subordinated notes &
debentures ..........................

T O T A L ...................................

5
10

T O T A L ...................................

150
19

376

Sixty-Third Report

31

ELK HORN BANK & TRUST COMPANY, ARKADELPHIA
Population 10,227
Clark County
Chartered September 28, 1903 P.O. Box 248 Telephone Number 246-5811
Zip Code 71923
Number of Branches: Inside City—1; Outside City—1

Principal Officers:

D irectors

Clift C. L ane....... Chairman of Board
*David E. T y ro n e .................. President
Roy N. S h op e.............Exec. Vice Pres.
& Cashier
Raymond N. Smith . . . . Sr. Vice Pres.
Herman G. Brewer.............. Vice Pres.

M. M. Barksdale
Thomas B. Barksdale
James Blanton
Gregory L. Bourns
Harold Echols
James T. Gooch
Clarence Hardin
James W. Harrington
Clift C. Lane
J. Hugh Lookadoo
Earl Meeks
Wayne D. Pollard
Roy N. Shope
A. C. Stone
David E. Tyrone
J. B. Wingfield

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
Assets

Mil. Thou.

1
Cash & due from banks . . . .
U. S. Treasury securities . . .
1
Oblig. of other U. S. G ov’t
agencies & corporations . . 3
Oblig. of States & political
su bdivisions......................
3
All other securities including
corporate stocks................
1
Excess funds s o ld ................
Loans (N et)........................... 12
Bank premises, furniture
and fixtures........................
All other a ssets....................

T O T A L ..................................




24

433
115
490
727
100
000
578
618
481

542

Liabilities

Mil. Thou.

Demand deposits..................
6
Time deposits....................... 13
U. S. Gov’t deposits.............
Public fu n d s .........................
1
Deposits of banks
Total D ep osits.................. 22
All other liabilities..............
Total liabilities ................ 22

528
870
27
798
223
232
455

Equity Capital
Capital stock ........................
Surplus..................................
Undivided p ro fits................
Total Equity C apital.......

2

600
600
887
087

T O T A L ..................................

24

542

32

State of Arkansas:

Bank Department

MERCHANTS & PLANTERS BANK & TRUST COMPANY,
ARKADELPHIA
Population 10,227
Clark County
Chartered June 15, 1911 P.O. Box 219 Telephone Number 246-4511
Zip Code 71923
Number o f Branches: Inside City—1; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

James C. Hobgood .. . Chmn. of Board
Jett T. B lack ................ Vice Chairman
of the Board
*Millard E. A u d ....................... President
Larry L in eback....... Senior Vice Pres.
Barbara E v a n s ...................... Vice Pres.
& Cashier

Millard E. Aud
Jett T. Black
Dr. Charles G. Clark
H. Grady Elms (Advisory)
Ben D. Gray
James C. Hobgood
John M. Hobgood
Toney D. McMillan
Robert C. Rhodes
Jane Ross
Donald M. Tatman

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou .

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
su bdivisions......................
All other securities including
corporate stocks................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a sse ts....................

T O T A L ..................................




1
2

548
145
900

1

457

9

347
645
206
101

16

349

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
Total liabilities ................

4
9
1
15
15

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits................
Total Equity C a p ita l.......
Subordinated notes &
debentures..........................
T O T A L ...................................

436
156
31
508
131
131
100
400
468
968
250

16

349

Sixty-Third Report

33

BANK OF ASHDOWN, ASHDOWN
Population 3,522
Little River County
Chartered October 5, 1970 P.O. Box 547 Telephone Number 898-2761
Zip Code 71822
Number of Branches: Inside City—1; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Bill R. Brown........................ President
Robert L. D ennis...........Exec. V. Pres.
& Cashier
John C olem an ...................... Vice Pres.
Janice P a rk h ill.................... Vice Pres.
Sue D aniel.................. Asst. Vice Pres.
Linda B arfield.............. Asst. Cashier
Marie Findley................ Asst. Cashier

James A. Gunter, Jr.-Chmn.
Bill R. Brown
Martha Edmonson
Eunice Spigner
Wesley Strange
James Armstrong

^Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30. 1977
A ssets

Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivision s......................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

TOTAL




L ia b ilities

Mil. Thou.
1

157
503
601

7

745
900
940

Mil. Thou.

Demand deposits..................
2
Time deposits........................ 6
U. S. Gov’t deposits.............
Public fu n d s .........................
2
Total D ep osits.................. 11
All other liabilities...............
Total liabilities ................ 11

531
472
37
190
230
86
316

E quity C apital
293
135

12

274

Capital stock ........................
Surplus..................................
Undivided p ro fits.................
Total Equity C a pita l.......
TOTAL

300
375
283
958
12

274

34

State of Arkansas:

Bank Department

BANK OF ATKINS, ATKINS
Population 2,446
Pope County
Chartered September 19, 1895 P.O. Box 157 Telephone Number 641-2987
Zip Code 72823
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

*James C. Mitchell................... President
David M. M itchell.. . . Exec. Vice Pres.
M. J. H ick ey................ Vice President
Dorothy W ile y .............................. Cashier

James C. Mitchell
David M. Mitchell
M. J. Hickey
E. L. Jorden
Bob Boyle

*Designates Chief Executive Officer

STA T E M E N T A S OF JU N E 30, 1977
A ssets

Mil.T hou .

Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of States & political
su bdivisions......................
1
All other securities including
corporate stocks................
Loans (N et)...........................
4
Bank premises, furniture
and fixtures........................
All other a ssets..........................

TOTAL




7

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
Excess funds purchased . . . .
All other liabilities................
Total liabilities ................

520
862
588
45
327

1
3
1
6
6

950
280
24
317
57l
239
64
874

61
110

513

E quity C apital
Capital stock ........................
Surplus.........................................
Undivided p ro fits..................
Total Equity C a p ita l.......

139
639

TOTAL

513

7

125
375

Sixty-Third Report

35

THE BANK OF AUGUSTA, AUGUSTA
Population 2,777
Woodruff County
Chartered February 20, 1935 P.O. Box Lock Box Y Telephone Number 347-2511
Zip Code 72006
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

George L. Beard .................. President
R. E. G regory........................Vice Pres.
*W. T. Mills, Jr.............Exec. Vice Pres.
Dorothy W illis....................... Cashier
Sharon R u sh in g ........... Asst. Cashier
Woody Castleberry....... Asst. Cashier

W. T. Mills, Jr.
George L. Beard
J. Ford Smith
W. P. Daniel
Franklin Collier
R. E. Gregory
E. R. Miller
John R. Eldridge

*Designates Chief Executive Officer

STA T E M E N T A S OF JU N E 30, 1977
A ssets

Mil. T hou .

Cash & due from banks ... .
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations. .
Oblig. of States & political
subdivision s......................
Excess funds s o ld ..............
Loans (N et)......................... ,.
Bank premises, furniture
and fixtures......................
All other a ssets..................

T O T A L ............................... ..




2
2

193
048

4

122

3

578
200
314

5

20
4

17

479

L ia b ilities

Mil. Thou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
Excess funds purchased . . . .
All other liabilities..............
Total liabilities ................

5
8
2
15
15

058
156
8
093
315
300
26
641

E quity C apital
Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......

1
1

100
500
215
23
838

T O T A L ..................................

17

479

State of Arkansas:

36

Bank Department

CITIZENS STATE BANK, BALD KNOB
Population 2,510
White County
Chartered January 22, 1931 P.O. Box 200 Telephone Number 724-3241
Zip Code 72010
Number of Branches: Inside City—1; Outside City—1
P rin cip a l O ffice rs

D ir e c to r s

*Juanita Litzelfelner............. President
& Chm. o f Board
Larry E. K ircher.................. Vice Pres.
& Cashier
David 0 . R a m ey .................. Vice Pres.
Margaret Etheridge .. Asst. Vice Pres.
Peggy R eed .................... Asst. Cashier

Juanita Litzelfelner
Larry E. Kircher
David O. Ramey
Wm. H. Collison, Sr.
Jennings Leggett

*Designates Chief Executive Officer

STA T E M E N T A S OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivisions......................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

2

935
160
507

2
4

920
100
335

L ia b ilities

M il. T hou.

Demand deposits..................
4
Time deposits........................
4
U. S. Gov’t deposits.............
Public fu n d s ..........................
1
Total D ep osits.................. 10
Excess funds purchased . . . .
All other liabilities................
Total liabilities ................. 10

60
5

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Capital reserves....................
Total Equity C a pita l.......

TOTAL




11

022

794
145
13
085
037
50
16
103

TOTAL

100
200
396
223
919
11

022

37

Sixty-Third Report

FIRST SECURITY BANK & TRUST COMPANY, BARLING
Population 2,373
Sebastian County
Chartered October 5, 1970 P.O. Box 339 Telephone Number 452-0330
Zip Code 72923
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs :

D ire cto rs

*Darrell W. G la ssco.............. President
Lila Graham ......................... Vice Pres.
& Cashier
Bill Lockwood .............. Asst. Cashier

Doyle Hopkins
H. Dane Riggs
Edgar Bethell
Darrell Glassco
Larry Flocks

*Designates Chief Executive Officer

STATEM E N T A S OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations
Oblig. of States & political
su bdivisions..................
Excess funds s o ld .............
Loans (N et)......................... ..
Bank premises, furniture
and fixtures....................
All other a ssets................

TOTAL




172
300
321

1

45
300
815

L ia b ilities

Mil. Thou.

Demand deposits.............
Time deposits.................. . . .
U. S. Gov’t deposits.......
Public fu n d s ....................
Total D ep osits............. .. .
All other liabilities.........
Total lia b ilities........... . . .

1
2
2

821
250
6
566
643
3
646

E quity C apital
174
17

3

144

Capital stock ..................
Surplus .............................
Undivided p ro fits...........
Total Equity C a pita l.......
TOTAL

120
120
258
498
3

144

State of Arkansas:

38

Bank Department

THE CITIZENS BANK, BATESVILLE
Population 7,129
Chartered February 19, 1953

Independence County
P.O. Box 2156 Telephone Number 793-3811
Zip Code 72501
Number o f Branches: Inside City—1; Outside City—None

P rin cip a l O ffice rs

D ir e c to r s

*T. G. V in son ...................................Pres.
Charles A r n o ld ........... Exec. Vice Pres.
David H id y ............................ Vice Pres.
& Cashier
David F o r d .............................Vice Pres.
Richard B la c k ....................... Vice Pres.
Mary P o o le .................. Asst. Vice Pres.
Diane McClure...........Asst. Vice Pres.
J. C. C raig.....................Asst. Vice Pres.
Greg S h a v er............................. Auditor
Edna M organ.............. Asst. Cashier
Maxine Stroud............... Asst. Cashier
Lois Rasmussen ...........Asst. Cashier
Dorothy C araw ay......... Asst. Cashier
Connie Teague.............. Asst. Cashier
Roger R ou sh .................. Asst. Cashier

J. K. Southerland (Chm.)
Charles Arnold
T. G. Vinson
Lackey Moody
Dr. Lackey Moody
Eagle Street
Noel K. Sims
M. F. Highsmith

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Cash & due from banks . . . .
3
1
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations . . 1
Oblig. o f States & political
subdivisions......................
3
All other securities including
corporate stocks................
Excess funds s o ld ................
1
Loans (N et)........................... 21
Bank premises, furniture
and fixtures........................
All other a ssets....................

TOTAL




L ia b ilities

Mil. T hou.

33

313
039
702
376
39
300
298
778
534

379

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Deposits of b a n k s................
Total D ep osits..................
All other liabilities...............
Total liabilities .................

11
16

30

071
043
84
315
064
577
393
970

2

350
950
993
66
359

2
1
30

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits ................
Capital reserves....................
Total Equity C a p ita l.......
Subordinated notes &
debentures ..........................
TOTAL

50
33

379

Sixty-Third Report

39

BANK OF BEARDEN, BEARDEN
Population 1,268
Ouachita County
Chartered June 17, 1945 P.O. Box 135 Telephone Number 687-2233
Zip Code 71720
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

John E. A n th o n y ................ President
*Roger E. K n o x ......................Vice Pres.
Rickey G re e n .............Asst. Vice Pres.
Jay Dickey, Jr....................... Vice Pres.
Harold M izell........................... Cashier
Rosemary B arn er......... Asst. Cashier

John E. Anthony
Garland Anthony
Jay Dickey, Jr.
Joe F. Bamer
William C. Lyon
Howard G. McWhorter
Eric Stuckey

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivision s.................. ..
Excess funds s o ld .............
Loans (N et)....................... ..
Bank premises, furniture
and fixtures....................
All other a sse ts................

554
400
1

112

1

588
750
364

5

150
2

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Deposits of b a n k s................
Total D ep osits..................
All other liabilities..............
Total liabilities ................

3
5

9
9

E quity C apital
Capital stock ........................
Surplus..................................
Undivided p ro fits................
Total Equity C apital.......

T O T A L ................................ ..




9

920

040
081
45
863
200
229
10
239

T O T A L ..................................

100
500
81
681
9

920

State of Arkansas:

40

Bank Department

CITIZENS BANK, BEEBE
Population 3,069
White County
Chartered June 21, 1917 P.O. Box T Telephone Number 882-5471
Zip Code 72012
Number of Branches: Inside City—1; Outside City—None
D ire cto rs

P rin cip a l O ffice rs
*T. E. A bin gton ...................... President
& Chmn. of Board
Robert L. J o n e s ......... Exec. Vice Pres.
E. H. Abington, II . . . Exec. Vice Pres.
Margie J en sen ............................ Cashier

T. E. Abington
Robert L. Jones
E. H. Abington, II
Catherine Abington
Frank Garrison
John B. Fisher
Millan C. Burrow

“ Designates Chief Executive Officer

ST A T E M E N T AS O F JU N E 30, 1977

Assets

Mil. Thou.

Cash & due from banks .....
U. S. Treasury securities . ..
Oblig. of States & political
subdivision s......................
Excess funds s o ld ..............
Loans (N et).......................... .
Bank premises, furniture
and fixtures....................
All other a sse ts................

T O T A L ................................ ..




1
1

078
462

1

348
300
100

4

158
9

8

455

Liabilities

Mil. Thou.

7
7

837
511
43
968
359
359

Capital stock ........................
Surplus ...................................
Undivided p ro fits ................
Total Equity C a p ita l.......

1

200
300
596
096

T O T A L ...................................

8

455

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
Total liabilities ................

3
2

Equity Capital

41

Sixty-Third Report

BENTON STATE BANK, BENTON
Population 16,719
Saline County
Chartered February 9, 1934 P.O. Box 9 Telephone Number 778-0431
Zip Code 72015
Number of Branches: Inside City—2; Outside City—2
P rin cip a l O ffic e r s

D ire cto rs

W. R. Alsobrook.. Chairman o f Board
*Brooks Morris ...................... President
Russell C olem an ........... Sr. Vice Pres.
Cashier
John F reem an.............. Sr. Vice Pres.
Joe A kers...............................Vice Pres.
June M a G ee......................... Vice Pres.
James T rotter... Bryant Branch-Man.
Arnold Moore .. Bauxite Branch-Man.

W. R. Alsobrook
Mrs. W. R. Alsobrook
Bob Alsobrook
Brooks Morris
Russell Coleman
A. B. Holiman, Jr.
David Demuth
Wyatt Crawford

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
2
U. S. Treasury securities . . . 4
Oblig. of other U. S. Gov’t
agencies & corporations ..
3
Oblig. of States & political
subdivisions......................
5
All other securities including
corporate stocks................
Excess funds s o ld ................
1
Loans (N et)........................... 27
Bank premises, furniture and
fixtures...............................
1
All other a s s e ts ....................

T O T A L ..................................




46

696
723
196
107
41
300
048
400
627

138

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
All other liabilities...............
Total liabilities ................

13
24

103
925
734
3 391
42 "T53
376
42 52$

Equity C apital
Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Total Equity C a pita l.......
Subordinated notes &
debentures .........................

1
3

T O T A L ................................... 46

825
825
459
109
500
138

42

State of Arkansas:

Bank Department

THE UNION BANK OF BENTON, BENTON
Population 16,719
Saline county
Chartered January 11, 1954 P.O. Box 687 Telephone Number 778-0411
Zip Code 72015
Number of Branches: Inside City—1; Outside City—2
P rin cip a l O ffice rs

D ire cto rs

*Joe D. Powers.............Chmn. o f Board
& President
Larry K in a rd ................ Sr. Vice Pres.
John G. M cM ahan....... Sr. Vice Pres.
Gary Sproul ....... Vice Pres. & Compt.
Bill A nthony......................... Vice Pres.
Bill L y n c h ......................... Vice Pres. &
Manager Bryant Branch
Margaret Jefferson... Asst. Vice Pres.
Sandra S uggs...............Asst. Vice Pres.
Ray P en n in g ton ....... Asst. Vice Pres.
Van W right...................Asst. Vice Pres.
Mickey T a y lo r ...........Asst. Vice Pres.
Joe W hite...................... Asst. Vice Pres.
Mary Patterson......... Asst. Cashier &
Mngr. Shannon Hills Br.
Jean S c o tt....................Asst. Cashier &
Mngr. Military Br.
Phillip E. Prince, Jr. .. . Asst. Cashier

Warren K. Bass
Ted Boswell
Hugh Bragg
Henry Brown
Lilburn W. Carlisle
J. D. Harris
R. G. Kuerner
I. E. McCray, Jr.
A. R. Morris
Joe D. Powers
J. Fred Walton, Jr.
Donald Miller

’ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks....... 2
1
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
1
agencies & corporations ..
Oblig. o f States & political
4
subdivision s......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)........................... 24
Bank premises, furniture
1
and fixtures........................
All other a ssets....................

T O T A L ................................... 36




470
145
124
387
763
400
207
379
480

355

L ia b ilities

Mil. T hou .

Demand deposits..................
9
Time deposits........................ 20
U. S. Gov’t d ep osits.............
2
Public fu n d s ..........................
Total D ep osits.................. 32
All other liabilities...............
Total liabilities ................. 32

572
015
53
782
422
221
643

E quity C apital

2

729
729
076
128
662

1

050

T O T A L ................................... 36

355

Capital stock ........................
Surplus ...................................
Undivided p ro fits ................
Capital reserves....................
Total Equity C a p ita l.......
Subordinated notes &
debentures..........................

1

Sixty-Third Report

43

BANK OF BENTONVILLE, BENTONVILLE
Population 6,707
Benton County
Chartered February 25, 1931 P.O. Box 449 Telephone Number 273-3331
Zip Code 72712
Number of Branches: Inside City—None; Outside City—1
P rin cip a l O ffice rs

D ire cto rs

Sam W a lto n ....... Chairman of Board
*R. E. B u ck ............................... President
John W. F r y e r ...........Exec. Vice Pres.
Selwyn Palmer.................. Vice Pres. &
Branch Mangr.
Tim Summers.. . Vice Pres. & Cashier
Larry Holcomb .................... Vice Pres.
Carl T. Cosand ................ Vice Pres. &
Trust Officer
LaDonna M erchant....................Auditor

Edward F. Adair
George M. Billingsley
R. E. Buck
Max Burger
William H. Enfield
Glenn Featherston
John W. Fryer
Clayton Little
Carl Hutchens
John A. Rollow
Roy L. Scoggins
Sam Walton
Jim Walton

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

3
Cash & due from b a n k s ___
U. S. Treasury securities .. .
2
Oblig. of other U. S. G ov’t
agencies & corp.................
Oblig. of States & political
subdivision s......................
8
Excess funds s o ld ................
Loans (N et)........................... 23
Bank premises, furniture and
fixtures...............................
All other a sse ts....................

174
848
100
928
900
665

L ia b ilities

Mil. T hou.

Demand deposits........... . . . .
Time deposits................... . . .
U. S. Gov’t deposits.......
Public fu n d s ..................... . . .
Deposits of ba n k s...........
Total D ep osits............ . . . .
All other liabilities.........
Total liabilities ............ . . .




40

884

37

823
836
635
637
120
051
328
379

2
3

980
520
005
505

40

884

2
37

E quity C apital

414
855

Capital stock ..................
Surplus .............................
Undivided p ro fits............ . . .
Total Equity C apital.......
TOTAL

12
20

TOTAL

State of Arkansas:

44

Bank Department

CITIZENS BANK, BENTONVILLE
Population 6,707
Benton County
Chartered December 16, 1968 P.O. Box 100 Telephone Number 273-5586
Zip Code 72712
Number of Branches: Inside City—None; Outside City—2
P rin cip a l O ffice rs

D ire cto rs

*Lawrence R. McCarroll....... President
Robert L. Sm ith...................... Vice Pres.
& Cashier
V. C. Rife, Jr............................ Vice Pres.
Joe Arm strong........................Vice Pres.
Marjorie Sherman ....... Asst. Cashier

Floyd L. Rees
Lawrence P. Bolte
Cecil E. Shores
W. D. Powell
Wiley Wolfe
G. J. Bonds

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou .

Cash & due from banks ..
U. 8 . Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivisions.................. ..
Excess funds s o ld ....................
Loans (N et) .....................................
Bank premises, furniture
and fixtures....................
All other a ssets .........................

779
699
2

100

2

103
400
096

11

T O T A L ................................. . 17




L ia b ilities

Mil. T hou .

16

291
826
17
832
966
66
032

Capital stock .................................
Surplus ................................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......

1

250
525
517
110
402

T O T A L ................................................

17

434

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
All other liabilities..............
Total liabilities ......................

4
9
1
15

E quity C apital
224
33

434

Sixty-Third Report

45

BANK OF BLEVINS, BLEVINS
Population 265
Hempstead county
Chartered August 12, 1912 P.O. Box 158 Telephone Number 874-2541
Zip Code 71825
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

P. C. Stephens...................... President
*Mike Stephens...........Exec. Vice Pres.
and Cashier
Nell Stephens.............Asst. Vice Pres.

P. C. Stephens
Harold M. Stephens

^Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou .

Cash & due from banks ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations.
Oblig. of States & political
su bdivisions..................
Excess funds s o ld .............
Loans (N et)......................... ..
Bank premises, furniture
and fixtures....................
All other a ssets..................

T O T A L ............................... ..




465
985
521

1

83
100
386

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
All other liabilities..............
Total liabilities ................

1
1
3
3

208
749
2
309
268
4
272

E quity C apital
9
5

3

554

Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Total Equity C apital.......
T O T A L ..................................

75
100
107
282
3

554

State of Arkansas:

46

Bank Department

FARMERS BANK & TRUST COMPANY, BLYTHEVILLE
Population 27,500
Mississippi County
Chartered March 16, 1908 P.O. Box 688 Telephone Number 763-8101
Zip Code 72315
Number of Branches: Inside City—2; Outside City—1
P rin cip a l O ffice rs

D ire cto rs

*R. A. Porter...........Chairman & Chief
Exec. Officer
Earl L. M cCarroll......................... Pres.
Lee A. C r o w e ................Exec. Vice Pres.
H. N. W h itis......................... Vice Pres.
Alvin Huffman, III .............Vice Pres.
R. G. C o x ...................................Cashier
Joe C h u rch ill................ Asst. Vice Pres.
Gary W a n n ......................Trust Officer

Dale S. Briggs
Jerry Cohen
E. B. Gee, Jr.
George G. Hubbard, Jr.
Charles C. Langston
Max Logan
Earl L. McCarroll
R. A. Porter
Loy H. Welch

•Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. Thou.

4
Cash & due from banks . . . .
U. S. Treasury securities ... 10
Oblig. of other U. S. Gov’t
agencies & corporations ..
9
Oblig. of States & political
su bdivisions......................
6
All other securities including
corporate stocks................
Loans (N et)........................... 14
Bank premises, furniture
1
and fixtures.......................
All other a ssets....................

044
803

T O T A L ..........................................

691




46

077
030
551
627
75
484

L ia b ilities

Mil. Thou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s..........................
Deposits o f b a n k s................
Total D ep osits..................
All other liabilities..............
Total liabilities ................

13
23

42

422
030
121
158
49
780
517
297

Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Total Equity C a p ita l.......

1
1
1
4

000
500
894
394

T O T A L ..........................................

46

691

5
41

E quity C apital

Sixty-Third Report

47

CITIZENS BANK, BOONEVILLE
Population 3,239
Logan County
Chartered April 18, 1910 P.O. Box 238 Telephone Number 675-2747
Zip Code 72927
Number of Branches: Inside City—1; Outside City—2
P rin cip a l O ffice rs

D ire cto rs

*Jeral L. H am pton................. President
Bill L andru m ............... Exec. Vice Pres.
Boyce Skeets..........................Vice Pres.
Bill M itch ell................. Asst. Vice Pres.
Joe E arp.........................Asst. Vice Pres.
Lee S trickland.............. Asst. Cashier
Shirley P o w e ll.............. Asst. Cashier

H. L. Thomas, Sr.
H. L. Thomas, Jr.
John E. Olsen
Ivan Wade
Robert E. Remy
Bill Landrum
Jeral Hampton
Richard Lippard
A. B. Littlefield

^Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from banks .. ..
U. S. Treasury securities . ..
Oblig. of other U. S. Gov’t
agencies & corporations
Oblig. of States & political
su bdivisions.................. ..
Loans (N et)........................ ..
Bank premises, furniture
and fixtures.....................
All other a ssets................

2
1

650
6
18

T O T A L ............................... .. 31




624
673

400
746
425
518

036

L ia b ilities

Mil. T hou.

Demand deposits..................
6
Time deposits........................ 18
U. S. Gov’t deposits.............
2
Public fu n d s .........................
Total D ep osits.................. 27
Excess funds purchased. . . .
All other liabilities..............
Total liabilities ................ 28

829
077
65
453
424
700
275
399

E quity C apital
Capital stock ........................
Surplus..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a pita l.......

2

400
800
404
33
637

T O T A L ..................................

31

036

1

State of Arkansas:

48

Bank Department

THE BANK OF BRADLEY, BRADLEY
Population 706
Lafayette County
Chartered April 10, 1933 P.O. Box 128 Telephone Number 894-3322
Zip Code 71826
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

*Lane P ierce........................... President
Ann Darner............................ Cashier
C. C. Adams, Jr..........Asst. Vice Pres.

Lane Pierce
Johnnie K. Hill
Gerald E. Crabtree

*I)esignates Chief Executive Officer

S T A T E M E N T AS O F JU N E 30, 1977
A ssets

Mil. T hou .

Cash & due from banks ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. o f States & political
subdivision s..................
Loans (N et)........................ ..
Bank premises, furniture
and fixtures....................
All other a ssets................

T O T A L ................................. .




386
617
1

307

3

821
046

L ia b ilities

M il. T hou .

Demand deposits..................
Time deposits........................
U. S. G ov’t d ep osits.............
Public fu n d s ..........................
Total D ep osits..................
Total liabilities .................

1
3
1
5
5

484
100
4
252
840
840

E quity C apital
66
28

6

271

Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Total Equity C a p ita l.......
T O T A L ...................................

100
175
156
431
6

271

Sixty-Third Report

49

BANK OF BRINKLEY, BRINKLEY

Population 6,000
Monroe County
Chartered January 17, 1903 P.O. Box 727 Telephone Number 734-3133
Zip Code 72021
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffic e r s

D ire cto rs

Albert L. R usher........Chmn. o f Board
*Albert H. Rusher.................. President
John F. C ole...............Exec. Vice Pres.
Gus R ush er........................... Vice Pres.
& Sec. o f Board
Harold H ard w ick ___Asst. Vice Pres.
Mildred D ick so n ........................ Cashier
Evalyna H ile y ................ Asst. Cashier
Kitty Sm ith...................... Asst.Cashier
Linda Clarke ................ Asst. Cashier

Albert L. Rusher
Albert H. Rusher
John F. Cole
J. B. Sharp
Gus Rusher
L. C. Dial
S. A. McKnight
Don Fuller

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou .

1
Cash & due from b a n k s ___
U. S. Treasury securities .. .
Oblig. o f other U. S. Gov’t
4
agencies & corporations ..
Oblig. o f States & political
3
subdivision s......................
All other securities including
corporate stocks................
Loans (N et)........................... 11
Bank premises, furniture
and fixtures........................
All other a ssets....................

T O T A L ................................... 22




673
300
197
665
2
884

L ia b ilities

Mil. T hou .

Demand deposits..................
5
Time deposits....................... 12
U. S. Gov’t deposits.............
Public fu n d s .........................
1
Total D ep osits.................. 20
Excess funds purchased. . . .
All other liabilities..............
Total liabilities ................ 20

378
848
62
918
206
300
10
516

E quity C apital
451
33

205

Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C apital.......

1

300
800
583
6
689

T O T A L ..................................

22

205

State of Arkansas:

50

Bank Department

BANK OF CABOT, CABOT
Population 3,970
Lonoke County
Chartered March 23, 1903 P.O. Box Drawer R Telephone Number 843-3575
Zip Code 72023
Number o f Branches: Inside City—1; Outside City—1
P rin cip a l O ffice rs

D ire cto rs

*James M. Park...................... President
Austin R. Leeds........... Sen. Vice Pres.
Joe W. Park........................... Vice Pres.
& Cashier
William E. W illiams............... Vice Pres.
Jaunita C. M orden................. Vice Pres.
& Branch Mgr.
Fred C am pbell............................... A.V.P.
Randy M in ton ............................... A.V.P.
Francis E. R e a .........................Vice Pres.
& Mgr. Savings Dept.

Sue W. Park, Chairman
James M. Park
W. T. Barnwell
Austin R. Leeds
A. M. Feland III
Joe W. Park
Charles L. George
William E. Williams
Jack M. Lowman
Gerald H. Shock
Charles R. Templeton
O. E. Spence
Howell M. Thompson
H. A. Whitley, Jr.
Lewis T. See, Advisory Director
Jeff D. Wood, Advisory Director

*Designates Chief Executive Officer

STA T E M E N T AS O F JU N E 30, 1977
A ssets

M il. T hou .

Cash & due from banks . . . .
1
1
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
2
subdivision s......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)........................... 19
Bank premises, furniture
and fixtures........................
All other a sse ts ....................

T O T A L ................................... 27




445
500
500
506
50
400
821
384
457

063

L ia b ilities

M il. T hou .

Demand deposits..................
7
Time deposits........................ 15
U. S. Gov’t deposits.............
Public fu n d s ..........................
1
Total D ep osits.................. 24
All other liabilities...............
Total liabilities ................. 24

843
345
72
324
584
253
837

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits ................
Total Equity C a p ita l.......
Subordinated notes &
debentures..........................
T O T A L ...................................

2

600
800
626
026
200

27

063

51

Sixty-Third Report

STATE BANK OF CALICO ROCK, CALICO ROCK
Population 1,012
Izard County
Chartered May 1, 1914 P.O. Box 236 Telephone Number 297-3711
Zip Code 72519
Number o f Branches: Inside City—None; Outside City—1
P rin cip a l O ffice rs

D ire cto rs

*Curtis J. S locu m ....... Exec. Vice Pres.
H. Davey Wyatt.................... President
Paul W. S e a y ........................Vice Pres.
Randy M a rsh a ll....... Asst. Vice Pres.
Boyce H ic k s ................. Asst. Vice Pres.
E. C. Rodm an........................... Cashier
Mondalyn Caldwell . . . . Asst. Cashier
Joann F a rm er...........Adm. Assistant

Gaye Copp
E. C. Rodman
Paul W. Seay
Curtis J. Slocum
H. Davey Wyatt

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. Thou.

Cash & due from banks .. ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations
Oblig. o f States & political
subdivision s.................. ..
Excess funds s o ld .............
Loans (N et)........................ ..
Bank premises, furniture
and fixtures....................
All other a ssets................

1

481
303
500

1
5

793
200
575
160
17

L ia b ilities

Mil. Thou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
Excess funds purchased___
All other liabilities..............
Total liabilities ................

3
4
8
9

E quity C apital
Capital stock ........................
Surplus..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a pita l.......

T O T A L ............................... .. 10




029

775
202
7
595
579
500
32
111

T O T A L ..................................

250
200
445
23
~m
10

029

52

State of Arkansas:

Bank Department

THE MERCHANTS & PLANTERS BANK, CAMDEN
Population 16,009
Ouachita County
Chartered March 4, 1931 P.O. Box 1017 Telephone Number 836-8136
Zip Code 71701
Number o f Branches: Inside City—2; Outside City—2
P rin cip a l O ffic e r s

D ir e c to r s

*Bill J. F o r d ........................President &
Chairman of Board
Robert H. T in k le....... Exec. Vice Pres.
E. L. H arrison ...........Sr. Vice Pres. &
Trust Officer
James M. M organ................ Vice Pres.
& Cashier
Billy G. W rig h t.................... Vice Pres.
Mrs. Lennie Betts . . . . Asst. Vice Pres.
& Secretary
Mrs. Martha H ankins......... Asst. Vice
President

Harry F. Barnes
B. J. Ford
E. L. Harrison
Cecil R. Hitt
W. R. Holleman
Emmette Parham
Robert H. Tinkle
Ray Parham

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

2
Cash & due from banks . . . .
U. S. Treasury securities .. . 1
Oblig. o f other U. S. Gov’t
agencies & corporations ..
3
Oblig. of States & political
subdivision s......................
6
All other securities including
corporate stocks................
Loans (N et)........................... 17
Bank premises, furniture
and fixtures........................
All other a sse ts....................

337
008
983
106
25
941
445
569

L ia b ilities

Mil. T hou .

Demand deposits..................
9
Time deposits........................ 17
U. S. Gov’t deposits.............
Public fu n d s ..........................
1
Deposits o f b a n k s.................
Total D ep osits.................. 29
Excess funds purchased. . . .
All other liabilities...............
Total liabilities ................. 30
E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits ................
Capital reserves....................
Total Equity C a pita l.......

T O T A L ................................... 32




414

558
776
79
914
50
377
500
239
116

2

750
750
725
73
298

T O T A L ................................... 32

414

53

Sixty-Third Report

THE CARAWAY BANK, CARAWAY
Population 1,025
Craighead County
Chartered October 29, 1962 P.O. Box 37 Telephone Number 482-3329
Zip Code 72419
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Amos D a v id ....... Chairman of Board
J. R. David, Jr....................... President
Norma Emison .................... Vice Pres.
& Cashier
Jean Goodm an...........Asst. Vice Pres.

Amos David
J. R. David, Jr.
Mildred David
Douglas Bradley
H. C. Freeze

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks ..
U. S. Treasury securities .
Oblig. of States &
political subdivisions.. .
Excess funds s o ld .............
Loans (N et)........................ ..
Bank premises, furniture
and fixtures....................
All other a sse ts................

419
418

4

776
250
027
76
35

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Deposits of ba n k s................
Total D eposits..................
Total liabilities ................

1
3

5
5

E quity C apital
Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Total Equity C a pita l.......

T O T A L ...............................,..




6

001

355
381
1
739
27
503
503

T O T A L ..................................

150
100

m
j 498
6

001

54

State of Arkansas:

Bank Department

CITIZENS BANK & TRUST, CARLISLE
Population 2,050
Lonoke County
Chartered December 22, 1930 P.O. Box 69 Telephone Number 552-7571
Zip Code 72024
Number of Branches: Inside City—None; Outside City—1
P rin cip a l O ffic e r s

D ire cto rs

*M. S. W oodruff.................. President &
Asst. Trust Officer
Ernest H. A llis o n .................Vice Pres.
& Cashier
Billy J. Shoup ...................... Vice Pres.
& Sec. Officer
Lavern C ald w ell......... Vice President
Hallie H azelw ood......... Asst. Cashier
Barbara F elts.................Asst. Cashier
Mike Stuart......................Trust Officer

F. M. Perkins, Chairman
Clifford Bennett
J. F. Gartman
C. W. Harper
Charles Hunt
M. S. Woodruff
M. Gaines Young, Jr.

*I)esignates Chief Executive Officer

ST A T E M E N T AS O F JU N E 30, 1977
A ssets

Mil. T h ou .

Cash & due from banks . . . .
1
U. S. Treasury securities . . .
2
Oblig. of other U. S. Gov’t
agencies & corporations ..
1
Oblig. of States & political
subdivision s......................
4
All other securities including
corporate stocks.................
Loans (N et)........................... 11
Bank premises, furniture
and fixtures........................
All other a sse ts....................
TOTAL




20

174
126
080
316

L ia b ilities

Demand deposits.....................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits....................
All other liabilities...............
Total Liabilities..................

60
214
358
5
333

M il. T hou .
6 392
243
17
1 077
18 729
35
18 764

11

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits..................
Total Equity C a p ita l.......
TOTAL

1

488
512
569
569

20

333

Sixty-Third Report

55

BANK OF CAVE CITY, CAVE CITY
Population 1,199
Sharp County
Chartered July 2, 1906 P.O. Box 82 Telephone Number 283-5553
Zip Code 72521
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Eagle S tre e t...........................PresidentChairman o f Board
James E. Street.................... Vice Pres.
Eugene Street........................Vice Pres.
Clifton Crabtree .................. Vice Pres.
& Cashier
James M. Street......... Exec. Vice Pres.

Eagle Street
Eugene Street
James E. Street
Clifton Crabtree

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. Thou.

Cash & due from b a n k s___
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
su bdivision s......................
All other securities including
corporate stocks................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

TOTAL




566
498
901
1

958

5

15
152

9

L ia b ilities
Demand deposits.............
Time deposits..................
U. S. Gov’t deposits.......
Public fu n d s ....................
Deposits of ba n k s...........
Total D ep osits.............
Total lia b ilities...........

Mil. Thou.
...
...

2
5

...
...

8
8

499
707
2
310
45
563
563

E quity C apital

138
64

Capital stock ..................
Surplus .............................
Undivided p ro fits...........
Total Equity C apital.......

292

TOTAL

100
300
329
729
9 ” 292

State of Arkansas:

56

Bank Department

AMERICAN STATE BANK, CHARLESTON
Population 1,761
Franklin County
Chartered June 29, 1910 P.O. Box 128 Telephone Number 965-2201
Zip Code 72933
Number of Branches: Inside City—None; Outside City—1
P rin cip a l O ffice rs

D ir e c to r s

*Joe S. H iatt........................... President
ClydeL. H iatt.............Exec. Vice Pres.
Richard H uck........................Vice Pres.
Michael F. F ly n n .................. Cashier

Troy Clark
Clyde L. Hiatt
Joe S. Hiatt
Richard Huck
Harold Jones
John McDonald

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. o f other U. S. G ov’t
agencies & corporations ..
Oblig. of States & political
su bdivisions......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

TOTAL




L ia b ilities

Mil. T hou .
1

029
104

1

200

2

519

6

138
815
768
273
284

13

130

Mil. T hou .

Demand deposits............. . . .
Time deposits.................. . . .
U. S. G ov’t d ep osits.......
Public fu n d s ...................., . . .
Total D ep osits.............. . . .
All other liabilities.........
Total liabilities ............ . . .

11

168
449
14
133
764
148
912

1

300
400
480
38
218

13

130

3
7
1
11

E quity C apital
Capital s t o c k ..................
Surplus........................... .
Undivided p ro fits.........
Capital reserves..............
Total Equity C a p ita l.......
TOTAL

57

Sixty-Third Report

BANK OF CHERRY VALLEY, CHERRY VALLEY
Population 556
Cross County
Chartered January 24, 1907 P.O. Box 188 Telephone Number 588-3332
Zip Code 72324
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

W. M. Smith, Jr..................... President
^Howard H. Beasley .. Exec. Vice Pres.
Emmett N. M ilam .................. Vice Pres.
W. M. Smith, I I I ....................Vice Pres.
Yvonne L ace............................. Cashier
Peggy Grubbs................ Asst. Cashier
Louise C arwell.. Asst. Admin. Officer

W. M. Smith, Jr.
H. H. Beasley
W. M. Smith, III
Emmett N.Milam
Edward S. Maddox
Millard Carter

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities ...
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. o f States & political
subdivisions......................
All other securities including
corporate stocks................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................

T O T A L ..................................




530
355
104
2

220

6

8
960

10

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s.........................
Total D ep osits..................
All other liabilities..............
Total liabilities ................

2
6
9
9

193
538
6
736
473
4
477

E quity C apital

134

Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a pita l.......

311

T O T A L ..................................

100
500
227
7
834
10

311

58

State of Arkansas:

Bank Department

THE MERCHANTS AND PLANTERS BANK, CLARENDON
Population 2,563
Monroe County
Chartered July 23, 1890 P.O. Box 280 Telephone number 747-3319
Zip Code 72029
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*J. Perry Lee........................... President
James B. Sharp......... Chmn. o f Board
Estelle C a tle tt........................Cashier

J. Perry Lee
James B. Sharp
Ralph Abramson
David Abramson
Rheta Griffith
Paul McKay
Ada Muller
Ellen Menard

*Designates Chief Executive Officer

STA T E M E N T A S O F JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks ..
U. S. Treasury securities .
Oblig. o f other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
su bdivisions......................
Excess funds s o ld ..............
Loans (N et)......................... ..
Bank premises, furniture
and fixture®......................
All other a ssets................

T O T A L ............................... ..




822
20
1

243

1

692
450
777

3

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities ................

2
4
7
7

328
331
24
945
628
(29)

590

E quity C apital
44
137

8

185

Capital stock ........................
Surplus...................................
Undivided p ro fits ................
Capital reserves....................
Total Equity C a p ita l.......
T O T A L ...................................

150
200
222
14
586
8

185

Sixty-Third Report

59

ARKANSAS STATE BANK, CLARKSVILLE
Population 4,905
Johnson County
Chartered March 8, 1967 P.O. Box 100 Telephone Number 754-6325
Zip Code 72830
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffic e r s

D ire cto rs

Doyle Hopkins . . . Chairman of Board
Harold W hitson........... Vice Chairman
*R. L. Thom pson.................... President
Robert C. Tyson ...................Vice Pres.
Betty C a lla h a n .................... Vice Pres.
and Cashier
Camille Joh nson ........... Asst. Cashier
Mary P itts...................... Asst. Cashier

Doyle Hopkins
Harold Whitson
R. L. Thompson
Robert C. Tyson
Bruce Beth ell
Jim Dickerson
Dane Riggs
Armil Taylor
H. E. Wharton

^Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30. 1977
A ssets

Mil. T hou.

Cash & due from b a n k s ___
U. S. Treasury securities . . .
Oblig. of other U. S. G ov’t
agencies & corporations . .
Oblig. of States & political
subdivision s......................
All other securities including
corporate stocks................
Loans (N et)...........................
B ank

1

760
450

3

547

2

928

6

50
898

L ia b ilities

Mil. T hou .

Demand deposits..................
4 412
Time deposits........................
9 058
9
U. S. Gov’t deposits.............
Public fu n d s .........................
1 086
Total D ep osits.................. 14 565
Excess funds purchased . . . . ______ 100
Total liabilities ................ 14 665
E quity C apital

p r e m is e s , fu r n it u r e

and fixtures........................
All other a sse ts....................

TOTAL




612
6

16

251

Capital stock ........................
Surplus..............................
Undivided p ro fits.................
Total Equity C apital.......
Subordinated notes
& debentures......................
TOTAL

1

120
680
536
336
250

16

251

State of Arkansas:

60

Bank Department

CLINTON STATE BANK, CLINTON
Population 1,162
Van Buren County
Chartered October 16, 1946 P.O. Box 57 Telephone Number 745-2441
Zip Code 72031
Number o f Branches: Inside City—1; Outside City—2
P rin cip a l O ffice rs

D ir e c to r s

*Howard Johnson....... Chmn. o f Board
Jim S. G ow en........... President
Garner M. J o h n s o n ____ Sr. Vice Pres.
Dyke J o h n s o n .......... Vice-Pres.
Thomas J. M cK n ig h t...............Cashier

‘ Designates Chief Executive Officer

Homer Brown
Jim S. Gowen
William H. Ham
Dyke Johnson
Garner M. Johnson
Howard Johnson
Mrs. Howard Johnson
John L. Johnson
Dickie V. Lefler
Roy Lefler, Jr.
Arthur Lewis

S T A T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou .

1
Cash & due from b a n k s ---1
U. S. Treasury securities .. .
Oblig. o f other U. S. G ov’t
agencies & corporations . . 2
Oblig. of States & political
5
subdivision s......................
All other securities including
corporate stocks.................
1
Excess funds s o ld ................
Loans (N et)........................... 14
Bank premises, furniture
and fixtures........................

TOTAL




26

735
749
329
206

L ia b ilities

7
Demand deposits..................
Time deposits........................ 15
U. S. G ov’t d ep osits.............
Public fu n d s ..........................
1
Total D ep osits.................. 24
All other liabilities...............
Total lia b ilities................. 24

5
300
315
234

873

M il. T hou .
635
462
27
409
533
95
628

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Capital reserves....................
Total Equity C a p ita l.......
TOTAL

2

400
400
335
110
245

26

873

1

Sixty-Third Report

61

FIRST STATE BANK & TRUST COMPANY, CONWAY
Population 16,771
Faulkner County
Chartered February 8, 1946 P.O. Box 729 Telephone Number 329-5656
Zip Code 72032
Number of Branches: Inside City—1; Outside City—3
P rin cip a l O ffice rs

D ire cto rs

T h om a s G. Wilson . . . . Chmn. & CEO
B. J. Daugherty.................... President
Louis E. S te ll........................Vice Pres.
& Cashier
Edwin H. F loyd .................... Vice Pres.
Miloise A. L y fo r d .................Vice Pres.
Charles H. Blanchard......... Asst. Vice
President
Donald D. B one.......Asst. Vice Pres.
Jack Humphrey......... Asst. Vice Pres.
Ronald A. W illiam s....... Trust Officer

Thomas G. Wilson
B. J. Daugherty
Edward Halter
A1 Hiegel
James H. Brewer
John McCracken
Felton O’Kelley
Frank E. Robins
Earl F. Rogers
M. M. Satterfield

^Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. Thou.

Cash & due from banks . . . .
5
U. S. Treasury securities ...
6
Oblig. of other U. S. Gov’t
agencies & corporations ..
2
Oblig. of States & political
subdivision s...................... 13
All other securities including
corporate stocks................
1
Excess funds s o ld ................
1
Loans (N et)........................... 26
Bank premises, furniture
and fixtures........................
All other a ssets....................

T O T A L ..................................




59

076
149
918
752
534
600
908
658
678

273

L ia b ilities

Mil. T hou .

Demand deposits.................. 15
Time deposits........................ 28
U. S. Gov’t deposits.............
Public fu n d s .........................
9
Total D ep osits.................. 53
All other liabilities..............
Total liabilities ................ 54

459
990
110
103
662
716
378

Equity C apital
Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a pita l.......

2
4

000
000
801
94
895

T O T A L ..................................

59

273

1
1

State of Arkansas:

62

Bank Department

THE CORNING BANK, CORNING
Population 3,600
Clay County
Chartered January 29, 1931 P.O. Box 439 Telephone Number 857-3592
Zip Code 72422
Number of Branches: Inside City—None; Outside City—2
P rin cip a l O ffice rs

D ir e c to r s

*Sam L. Manatt, Jr................ President
Jim V in s o n .................... Sr. Vice Pres.
Donis Simpson............... Sr. Vice Pres.
Jim M anatt........................... Vice Pres.
Sam L. Manatt I I I .................Vice Pres.
John M anatt...........................Vice Pres.
Bob L ock w ood ........................Vice Pres.
Louise Coleman...................... Vice Pres.

Sam L. Manatt, Jr.
Jim Vinson
Donis Simpson
Jim Manatt
Sam L. Manatt III
John Manatt
J. V. Rockwell
A. C. Woods

*Designates Chief Executive Officer

ST A T E M E N T A S OF JU N E 30, 1977
A ssets

Mil. T hou .

Cash & due from banks . . . .
2
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
su bdivisions......................
All other securities including
corporate stocks................
Loans (N et)........................... 20
Bank premises, furniture
and fixtures........................
All other a sse ts ....................

TOTAL




25

756
106
33

L ia b ilities

Mil. T hou .

7
Demand deposits..................
Time deposits........................ 13
U. S. Gov’t deposits.............
Public fu n d s ..........................
1
D e p o s i t s o f b a n k s ............................

650
11
870

992
954
55
270
5_

Total D ep osits.................. 23
All other liabilities...............
Total liabilities ................ 23

276
61^
337

E quity C apital
227
577

230

Capital stock ........................
Surplus...................................
Undivided p ro fits .................
Total Equity C a p ita l.......
Subordinated notes
& debentures......................
TOTAL

1

250
900
443
593
300

25

230

63

Sixty-Third Report

FIRST STATE BANK, CROSSETT
Population 6,191
Ashley County
Chartered May 13, 1963 P.O. Box 638 Telephone Number 364-5131
Zip Code 71635
Number of Branches: Inside City—None; Outside City— 1
P rin cip a l O ffice rs

D ire cto rs

Richard E. Griffin ............... Chairman
B. J. Lambert, Jr......... Vice Chairman
*H. Reginald G lo v e r ............. President
Edith S. P h illip s.................. Vice Pres.
T. Jack Walsh ......................Vice Pres.
& Cashier
Cheryl Goodwin ........... Asst. Cashier

E. A. Tucker
Z. M. Stell
C. E. Ripley
H. A. Etheridge, Jr.
Phillip McClendon
James S. Nolley
Donald R. Rodgers
Charles Baxley

*I)esignates Chief Executive Officer

STA T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations
Oblig. of States & political
subdivision s.................. ..
Excess funds s o ld .............
Loans (N et)........................
Bank premises, furniture
and fixtures....................
All other assets .................

T O T A L ..................................




830
100
170
1
6

289
100
446

L ia b ilities
Demand deposits.............
Time deposits..................
U. S. Gov’t deposits.......
Public fu n d s ....................
Total D ep osits.............
All other liabilities.........
Total liabilities ...........

Mil. T hou.
...
...

2
4

...
...

1
8

...

8

230
622
57
508
417
61
478

E quity C apital
161
1

9

097

Capital stock ..................
Surplus .............................
Undivided p ro fits...........
Total Equity C a pita l.......
T O T A L ...................................

200
200
219
619
9

097

64

State of Arkansas:

Bank Department

DANVILLE STATE BANK, DANVILLE
Population 1,712
Yell County
Chartered October 3, 1930 P.O. Box 68 Telephone Number 495-2236
Zip Code 72833
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

President
Vice Pres.
Vice Pres.
Vice Pres.
& Cashier
......... Vice Pres.
......... Vice Pres.
Asst. Vice Pres.
Asst. Vice Pres.

*John Ed Chambers .. .
John Ed Chambers III
Edward J. T a y lo r .......
Bobby E. Ramey
Elouise C. Laurie
Odean Parker
Jerry Sm ith.........
Paul W illett.........

John Ed Chambers
John Ed Chambers III
Mike Cornwell
Lloyd R. George
Fay Mathis
Leon Millsap
Joe Ray
Todd Sanders
Charles L. Sloan
Edward J. Taylor

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou .

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations..
Oblig. of States & political
subdivisions......................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

T O T A L ..................................




1
1

411
850
550

3
16

547
400
901

L ia b ilities

Mil. T hou .

Demand deposits..................
3
Time deposits........................ 17
U. S. Gov’t deposits.............
Public fu n d s ..........................
1
Total D ep osits.................. 23
All other liabilities...............
Total lia b ilities................. 23

851
968
21
161
001
435
436

E quity C apital
197
540

25

396

Capital stock ........................
Surplus ...................................
Undivided p ro fits.................
Total Equity C a p ita l.......

250
500
210

1
1

“960

T O T A L ................................... 25

396

Sixty-Third Report

65

ARKANSAS VALLEY BANK, DARDANELLE
Population 3,684
Yell County
Chartered August 29, 1961 P.O. Box 330 Telephone Number 229-4111
Zip Code 72834
Number of Branches: Inside City—1; Outside City—None
P rin cip al O ffice rs

D ire cto rs

*L. J. F o ste r........................... President
William L. W ood s................ Vice Pres.
Dorothy G e ib e ........................Cashier
Judy Elliott.................... Asst. Cashier
Scott M cG in n is............. Asst. Cashier
Lucille Perryman ......... Asst. Cashier

William R. Bullock
Dr. G. S. Cornwell
James R. Ford
L. J. Foster
Adrian Harrington
John Harris
Dr. Ted Honghiran
Delma Merritt
John Larry Mosley
Charles Ray
Ray Lee Robinson
David Wood

•Designates C h ief Executive O fficer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil . Thou.

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. G ov’t
agencies & corporations . .
Oblig. of States & political
subdivisions......................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a sse ts....................

T O T A L ..................................




385
599
50

5

741
200
036

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
All other liabilities..............
Total liabilities ................

1
4
6
6

896
040
35
630
601
10
611

E quity C apital
98
80

7

189

Capital stock .......................
Surplus ..................................
Undivided P rofits................
Total Equity C apital.......
Subordinated notes
& debentures......................
TOTAI....................................

300
150
28
478
100
7

189

State of Arkansas:

66

Bank Department

BANK OF DARDANELLE, DARDANELLE
Population 3,684
Yell County
Chartered September 12, 1934 P.O. Box 90 Telephone 229-3311
Zip Code 72834
Number o f Branches: Inside City—1; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*John L. Ham ilton................ President
Noel V andover........................ Vice Pres.
Nancy A. M o o r e .....................Vice Pres.
& Cashier
Shirley M. Patterson............. Asst. Vice
President
Janelle P ark er...............Asst. Cashier
_____

Bill K. Berry
L. R. Berryhill
C. R. George
John L. Hamilton
H. M. Orsburn,Jr.
Noel Vandover
James W. Wallis
Carl Woodson

^Designates Chief Executive Officer

S T A T E M E N T AS O F JU N E 30. 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
su bdivisions......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

TOTAL




1
2

120
118

2

851
312

1
7

332

Mil. T hou .

Demand deposits..................
3
Time deposits........................ 11
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits.................. 15
All other liabilities................
Total liabilities ................ 15

821
850
615
577
68

17

L ia b ilities

500
335
7
499
341
21
362

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Total Equity C a p ita l.......
Subordinated notes
& debentures......................
TOTAL

1
I

200
225
345
770
200

17

332

67

Sixty-Third Report

DECATUR STATE BANK, DECATUR
Population 847
Benton County
Chartered May 27, 1954 P.O. Box 38 Telephone Number 752-3281
Zip Code 72722
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

^Charles L. Daves ................ President
James E. S tu ckey..................Cashier
Wanda R. Torm ey......... Asst. Cashier

Lloyd E. Peterson
C. Tom Edmiston
Charles L. Daves
Dr. E. N. McCollum
C. Jimmie Carter
James T. Hudson
Dorothy Mae Peterson
Harold M. Lee
Gene Wilmoth
James E. Stuckey

*Designates Chief Executive Officer

ST A TEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks .. ..
Oblig. of other U. S. G ov’t
agencies & corporations
Oblig. of States & political
su bdivision s.................. ..
Excess funds s o ld ............. ..
Loans (N et)........................ ..
B an k

2

455
496

1
2
7

797
000
096

p r e m is e s , fu r n it u r e

and fixtures....................
All other a sse ts................

45
80

L ia b ilities

Mil. T hou.

Demand deposits..................
5
Time deposits........................
6
U. S. Gov’t deposits.............
Public fu n d s .........................
Deposits of b a n k s.................
Total D ep osits.................. 12
All other liabilities...............
Total lia b ilities................ 12
E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits................
Capital reserves.....................
Total Equity C a pita l.......

TOTAL




13

969

300
209
773
119
20
421
126
547

T O T A L ..................................

1

350
225
844
3
422

13

969

68

State of Arkansas:

Bank Department

BANK OF DELIGHT, DELIGHT
Population 439
Pike County
Chartered June 16, 1911 P.O. Box 68 Telephone Number 379-2293
Zip Code 71940
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffic e r s

D ir e c to r s

Cecil E. Johnson, Jr............... Chairman
Olen H en drix......................... President
*Gus Wingfield ........... Exec. Vice Pres.
Clib M a y ............................... Vice Pres.
James H e n d rix ..........Asst. Vice Pres.
Edna J o h n s o n .............................Cashier

Cecil E. Johnson, Jr.
Olen Hendrix
Buford Hendrix
Gus Wingfield
Ludis Rhodes
Clib May
Alvis Stokes
D. C. Humphry, Jr.

*Designates Chief Executive Officer

S T A T E M E N T A S OF JU N E 30, 1977
A ssets

Mil. T hou .
778
361

Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. o f States & political
s u b d i v i s i o n s ....................................

All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

T O T A L ...................................




350
1

050

4

23
800
214
78
35

7

689

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities .................

1
4

7
7

863
693
2
535
093
18
111

Equity Capital
63
275
81
59

Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Capital reserves....................
Total Equity C a p ita l.......
Subordinated notes
& debentures......................
T O T A L ...................................

100
7

689

69

Sixty-Third Report

FIRST STATE BANK OF DeQUEEN, DeQUEEN
Population 4,100
Sevier County
Chartered August 26, 1974 P.O. Box 970 Telephone Number 584-4423
Zip Code 71832
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*E. R. A dkisson...................... President
O. B. Chandler, J r ... . Exec. Vice Pres.
R. A. C a rd .......................... Vice Pres.
& Cashier

*Designates Chief Executive Officer

E. R. Adkisson
O. B. Chandler, Jr.
R. D. Eubanks
D. L. Godwin
Edwin Gray
R. S. Harris
Don Stemple
W. M. Sullivan
Coy Wiles

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations . .
Oblig. of States & political
subdivision s......................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

T O T A L ..................................




1

162
297
605

5

102
200
584

L ia b ilities

Mil. Thou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
All other liabilities..............
Total liabilities ................

2
4
1

229
171
63
038

7

74
575

Equity Capital
325
78

8

353

Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Total Equity C a p ita l.......
T O T A L ..................................

300
300
178

~rm
8

353

State of Arkansas:

70

Bank Department

DERMOTT STATE BANK, DERMOTT
Population 4,250
Chicot County
Chartered July 8, 1935 P.O. Box “ C” Telephone Number 538-3266
Zip Code 71638
Number of Branches: Inside City—None; Outside City—None

Principal O fficers

D irectors

John M. B axter.................... President
*James S. S u itt...........Exec. Vice Pres.
Clarence H o rto n ........... Sr. Vice Pres.
Frank Henry, Jr.................... Vice Pres.
Mrs. Frances Spratlin......... Vice Pres.
Mrs. Wydelle C la r k .............. Cashier
Mrs. June F a rrell......... Asst. Cashier
Mrs. Rebecca Jenkins .. Asst. Cashier
Tom Spurlock, Jr. . .Asst. Loan Officer

f
John M. Arnn
John M. Baxter
W. A. Baxter
E. Lephiew Dennington
R. H. Dennington
Bernard Levi
Lawrence W. Levi
Swan B. Moss, Jr.
Robert H. Rasco
James S. Suitt

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou .

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations . .
Oblig. of States & political
subdivisions......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

T O T A L ..................................




1

192
295

2

419

2

562

3

210
100
986
376
3

11

143

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities ................

9

457
265
8
099
829
14
843

Capital stock ........................
Surplus ...................................
Undivided p ro fits ................
Capital reserves....................
Total Equity C a p ita l.......

1

450
450
384
16
300

T O T A L ...................................

11

143

2
6
1
9

E quity C apital

Sixty-Third Report

71

FIRST STATE BANK OF DERMOTT, DERMOTT
(Formerly First National Bank, Dermott)
Population 4,250
Chicot County
Chartered October 15, 1976 P.O. Box O Telephone Number 538-3221
(State)
Zip Code 71638
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*George T. H arris.................. President
Mary K. Tucker......... Exec. Vice Pres.
Tom H. Grumbles................ Vice Pres.
Claudine R adan ovich ...........Cashier
Geraldine Parker........... Asst. Cashier

William Bulloch
W. B. Bynum III
Bill Courtney
Donald L. Eifling
Robert B. Gibson
Leonard L. Hampson
George T. Harris
C. D. Salley
Don C. Scott
H. W. Thomas, M.D.
Mary K. Tucker

*Designates Chief Executive Officer

ST A T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations . .
Oblig. of States & political
su bdivisions......................
All other securities including
corporate stocks................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

T O T A L ..................................




443
95
216
770
8

20
951

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
Excess funds purchased. . . .
All other liabilities..............
Total liabilities ................

2
6
1
9
9

050
309
12
315
686
200
113
999

Equity C apital
228
148

10

871

Capital stock .......................
Surplus..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a pita l.......
TOTAI....................................

150
350
341
31
872
10

871

72

State of Arkansas:

Bank Department

FARMERS & MERCHANTS BANK, DES ARC
Population 2,121
Prairie County
Chartered January 20, 1902 P.O. Box 369 Telephone Number 256-4191
Zip Code 72040
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

S. R. N ichols.......................Chairman
G. P. M u llen ................ Vice Chairman
*R. L. M orton......................... President
Lawrence H ollow ay............. Vice-Pres.
& Cashier
Faye S m ith ..................... Sec. o f Board
Dora M. H o llow a y ....... Asst. Cashier
Elis G a rth ...................... Asst. Cashier
William A. D avidson........... Asst. Vice
President

S. R. Nichols
Henry Nichols
G. P. Mullen
R. L. Morton
Willis Eddins
Guy DeVore
J. E. Berry
Joe Skarda

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. Thou.

Cash & due from banks ..
U. S. Treasury securities . ..
Oblig. o f other U. S. Gov’t
agencies & corporations ..
Oblig. o f States & political
subdivisions.................. ..
Excess funds s o ld .............
Loans (N et)....................... ..
Bank premises, furniture
and fixtures....................
All other a ssets................

T O T A L ............................... ..




1

819
870

3

700

5

005
150
349

5

82
9

16

984

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits.......................
U. S. G ov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
Total liabilities ................

3
9
1
14
14

676
650
16
644
986
986

E quity C apital
Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Total Equity C a p ita l.......
T O T A L ..................................

1

330
000
668
998

16

984

1

73

Sixty-Third Report

DEWITT BANK & TRUST COMPANY, DEWITT
Population 3,728
Arkansas County
Chartered March 1, 1929 P.O. Box Drawer 71 Telephone Number 946-3531
Zip Code 72042
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

Elmer A. Ferguson .. . Chmn. o f Board
Julian B row n ....................... President
*B. Gene Staton...........Exec. Vice Pres.
T. F. Hudson............... Sr. Vice Pres.
& Cashier
Frank Ellis, Jr.......................Vice Pres.
& Trust Officer

A. A. Beverburg
Wilbur H. Botts
Julian Brown
E. E. Denman
Ray D. Dickson
Elmer A. Ferguson
F. A. O’Daniel
Charles W. Rasco III
B. Gene Staton
Jack Whitmore

^Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. Thou.

4
Cash & due from banks . . . .
2
U. S. Treasury securities ...
Oblig. o f other U. S. Gov’t
agencies & corporations ..
1
Oblig. o f States & political
7
subdivisions......................
All other securities including
corporate stocks................
2
Excess funds s o ld ................
Loans (N et)........................... 10
Bank premises, furniture
and fixtures.......................
1
All other a ssets....................

TOTAL




31

097
870
653
975

L ia b ilities

Mil. Thou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
All other liabilities..............
Total liabilities ................

349
200
527

Equity C apital

36
496

Capital stock .......................
Surplus ..................................
Undivided p ro fits................
Total Equity C apital.......

203

TOTAL

10
15

27

216
590
23
579
408
336
744

2
3

450
750
259
459

31

203

1
27

74

State of Arkansas:

Bank Department

PEOPLES BANK, DIERKS
Population 1,157
Howard County
Chartered November 16, 1970 P.O. Box 123 Telephone Number 286-3201
Zip Code 71833
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

John H. H endrix..................... Chairman
Flynn Justus ...............Vice Chairman
*Jerry J a co b s........................... President
C. E. Hendrix, Jr................Vice Pres.
Beth C o x ...................................... Cashier
Peggy Helms ................ Asst. Cashier

John H. Hendrix
Flynn Justus
Jerry Jacobs
C. E. Hendrix, Jr.
Denzil Gilbert
Reese D. Kirby

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou .

Cash & due from banks .. ..
Oblig. of other U. S. Gov’t
agencies & corporations
Oblig. of States & political
subdivision s.................. ..
Excess funds s o ld ..............
Loans (N et)........................ ..
Bank premises, furniture
and fixtures....................
All other a sse ts................

T O T A L ............................... ..




2

225
507

2
3

261
500
494
119
2

9

108

In a b ilities

M il. T hou .

8

317
957
1
758
033
6
039

Capital stock ........................
Surplus...................................
Undivided p ro fits ........... .
Total Equity C a p ita l.......

1

135
665
269
069

T O T A L ...................................

9

108

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities .................

3
3
8

E quity C apital

Sixty-Third Report

75

BANK OF DOVER, DOVER
Population 662
Pope County
Chartered September 29, 1905 P.O. Box 334 Telephone Number 331-2121
Zip Code 72837
Number of Branches: Inside City—None; Outside City—1
P rin cip a l O ffice rs

D ire cto rs

*C. L. P o y n te r.............Exec. Vice Pres.
David L. D unlap.................. Vice Pres.
Dale W. Deckard......................Cashier
Mary R. M artin............. Asst. Cashier
Bettye W. Barton ......... Asst. Cashier
Joyce C hurchill............. Asst. Cashier

J. E. Moore
C. L. Poynter
S. F. McCain
David R. Bewley
T. C. Campbell
Stanford Lee

*Designates Chief Executive Officer

STATEM E N T A S OF JU N E 30, 1977

Assets

Liabilities

Mil. Thou.

Cash & due from banks ..,
U. S. Treasury securities .
Oblig. of other u. S. Gov’t
agencies & corporations.
Oblig. of States & political
subdivision s......................
Loans (N et)......................... ..
Bank premises, furniture
and fixtures......................
All other a sse ts....... .........

867
130
300
1
8

041
271

Mil. Thou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
Excess funds purchased. . . .
Total liabilities ................

2
5
1
9
9

Equity Capital

111
16

200
200
364

Capital stock ........................
..................................
Undivided p ro fits................
Total Equity C apital.......

S u r p lu s

T O T A L ................................ ..




10

736

575
754
6
437
772
200
972

T O T A L ..................................

~1U

10

736

State of Arkansas:

76

Bank Department

DUMAS STATE BANK, DUMAS
Population 5,290
Desha County
Chartered June 11, 1974 P.O. Box 700 Telephone Number 382-4204
Zip Code 71639
Number of Branches: Inside City—None; Outside City—None

Principal Officers

Directors

*Ernie Ashford ...................... President
Linda S m ith ........................... Cashier

Merle Peterson-Chmn.
Ernie Ashford
Howard R. Harris
Bill Teeter
Herman Vickers
William West

*I)esignates Chief Executive Officer

S T A T E M E N T A S OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks .. ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agency corporations. . . . ..
Oblig. of States & political
subdivision s....................
Loans (N et)......................... ..
Bank premises, furniture
and fixtures.................... .
All other a sse ts................ .

1

088
199

1

094

3

597
364
310
114

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. G ov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities .................

2
2
1
5
5

E quity C apital
300
300
255

Capital stock ........................
Surplus ...................................
Undivided p ro fits.................
Total Equity C a p ita l.......
T O T A L ................................. .




6

766

191
609
17
056
873
38
911

T O T A L ...................................

6

766

77

Sixty-Third Report

MERCHANTS AND FARMERS BANK, DUMAS
Population 5,290
Desha County
Chartered May 10, 1909 P.O. Box D Telephone Number 382-4311
Zip Code 71639
Number o f Branches: Inside City—1; Outside City—None
P rin cip a l O ffic e r s

D ire cto rs

*Claud T. F ra n k .................... President
& Chairman of Board
David J. G arrett.................. Vice Pres.
& Cashier
Loral M. A d co ck .................. Vice Pres.

Loral Adcock
R. A. Adcock
Robert Adcock
J. E. Allmon, Jr.
Claud T. Frank
Charles H. Dante
Edgar Gannaway
Marion S. Gill
Clifton L. Meador
David O. Porter
Glynn A. Puryear
Thomas F. Shea
B. J. Tanenbaum, Sr.

*Designates Chief Executive Officer

ST A T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
1
U. S. Treasury securities .. . 1
Oblig. of other U. S. Gov’t
agencies & corporations . .
Oblig. of States & political
4
subdivision s......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)........................... 13
Bank premises, furniture
and fixtures........................
All other a sse ts....................

664
785

23

T O T A L ..................................




780
949

L ia b ilities

Mil. T hou .

Demand deposits..................
5
Time deposits........................ 14
U. S. Gov’t deposits.............
Public fu n d s .........................
2
Total D eposits.................. 21
All other liabilities..............
Total liabilities ................ 21

127
030
27
296
480
28
508

201
400
733

Equity Capital

353
94

Capital stock .......................
300
Surplus..................................
1 000
Undivided p ro fits................
1 151
Total Equity C a pita l....... — 2 "

959

T O T A L ..................................

23

959

78

State of Arkansas:

Bank Department

EARLE STATE BANK, EARLE
Population 3,200
Crittenden County
Chartered April 24, 1947 P.O. Box 248 Telephone Number 792-8614
Zip Code 72331
Number of Branches: Inside City—None; Outside City—1
P rin cip a l O ffic e r s

D ir e c to r s

*J. E. Brooks .......................... President
Everett Hood ........................Vice Pres.
Mary E. D a v is ....................... Cashier
Wanda S. Armstrong. .. Asst. Cashier
Iris V. C o le .................... Asst. Cashier
Chris L eh m a n ................. Asst. Cashier
John E. G regson........... Asst. Cashier

Everett Hood
J. W. Young, Jr.
J. E. Brooks
C. E. Morrison, Jr.
W. P. Morrison
Richard C. Twist
J. H. Taylor, Sr.
David Wallace

*I)esignates Chief Executive Officer

S T A T E M E N T AS O F JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. G ov’t
agencies & corporations ..
Olbig. of States & political
subdivision s......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a sse ts....................
T O T A L ...................................




847
450

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
Total liabilities .................

1
13
13

676
429
25
637
767
767

335
18

Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Total Equity C a p ita l.......

1

400
500
431
331

098

T O T A L ...................................

15

098

1

150

3

330

2
6

2
000
966

15

L ia b ilities

3
8

E quity C apital

79

Sixty-Third Report

THE DELTA STATE BANK, ELAINE
Population 1,200
Phillips COUNTY
Chartered December 30, 1947 P.O. Box 295 Telephone Number 827-3397
Zip Code 72333
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Mary Louise Demoret Jones.President
& Cashier
S. J. H ow e............................. Vice Pres.
Lamar M arks........................ Secretary

Mary Louise Demoret Jones
S. J. Howe
Lamar Marks

*I)esignates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
703
U. S. Treasury securities .. .
691
Oblig. of States & political
subdivision s............
6
Excess funds s o ld .......
100
Loans (N et)..................
646
Bank premises, furniture
and fixtures...............
5
7
All other a ssets...........

TOTAL




2

158

L ia b ilities

Mil. Thou.

Demand deposits..................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
Total liabilities ................

1
1
1

256
2
395
653
653

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits................
Capital reserves.....................
Total Equity C apital.......
TOTAL

40
80
357
28
505
2

158

State of Arkansas:

80

Bank Department

THE EXCHANGE BANK AND TRUST COMPANY,
ELDORADO
Population 25,283
Union County
Chartered August 12, 1933 P.O. Box 641 Telephone Number 862-8863
Zip Code 71730
Number of Branches: Inside City—1; Outside City—1
D ire cto rs

P rin cip a l O ffice rs
Louis E. Hurley .. Chairman of Board
*Edward Hurley .. . Chief Exec. Officer
J. Thomas M a y ......... Vice Pres.
Steve Leverette ......................... Cashier
James H. L u d w ig ..... Vice Pres.
Mrs. Doris C aw vey... Asst. Vice Pres.
Tandy Menefee . . . Asst.Trust Officer
John E. Hillier, Jr......Controller

Louis E. Hurley
Edward Hurley
J. Thomas May
Bruce Anthony
H. L. Dowling
James W. Garison
D. R. James, Jr.
J. V. Spencer, Jr.

•Designates Chief Executive Officer

STATEM E N T AS O F JU N E 30, 1977
A ssets

L ia b ilities

Mil. T hou .

Cash & due from banks . . . .
3
U. S. Treasury securities .. .
1
Oblig. of other U. S. Gov’t
agencies O corporations ..
2
Oblig. o f States & political
subdivisions......................
5
All other securities including
corporate stocks................
Loans (N et)........................... 19
Bank premises, furniture
and fixtures.......................
1
All other a ssets....................

988
734
901
254
193
729

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. G ov’t deposits.............
Public fu n d s .........................
Deposits of ba n k s.................
Total D ep osits..................
Excess funds purchased . . . .
All other liabilities...............
Total liabilities ................

140
683




35

622

33

978
652
196
792
119
737
700
640
077

1

600
800
555
955

1
31

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Total Equity C a p ita l.......
Subordinated notes
& debentures......................

TOTAL

11
17

TOTAL

590
35

622

Sixty-Third Report

81

BANK OF ELKINS, ELKINS
Population 452
Washington
Chartered June 1, 1912 P.O. Box 333 Telephone Number 643-2131
Zip Code 72727
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*J. E. B u n ch ......... Chairman o f Board
& President
Joel L. B un ch.............Exec. Vice Pres.
and Public Relations
John A. Bunch, Sr... . Exec. Vice Pres.
and Business Relations
Joyce R. B u n ch ....................... Cashier

J. E. Bunch
John A. Bunch, Sr.
Joyce R. Bunch
Joel L. Bunch
David R. Malone

‘ Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou .

Cash & due from banks . . . .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
su bdivision s......................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
& fixtures...........................
All other a ssets....................

1

165
875

5

544
350
238

L ia b ilities

Mil. Thou.

Demand deposits..................
Time deposits.......................
U. S. G ov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabiliteis ................

38
8

2
4
7
7

Equity C apital
Capital stock .......................
Surplus..................................
Undivided p ro fits .................
Total Equity C a p ita l.......

TOTAL




8

218

473
795
11
298
577
19
596

TOTAL.

250
235
137
622

8

218

State of Arkansas:

82

Bank Department

BANK OF ENGLAND, ENGLAND
Population 3,075
Lonoke County
Chartered August 23, 1898 P.O. Box 70 Telephone Number 842-2555
Zip Code 72046
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffic e r s

D ir e c to r s

*Seth Boles, Jr......................... President
Otha E. Frizzell......................Cashier

Seth Boles, Jr.
Otha E. Frizzell
Thomas O. Murchison, Sr.

*I)esignates Chief Executive Officer

S T A T E M E N T A S O F JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations,
Oblig. of States & political
subdivision s......................
Loans (N et)......................... ..
Bank premises, furniture
and fixtures......................
All other a sse ts ..................

963
553
50
1
4

716
464
54
5

L ia b ilities

M il. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t d ep osits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities .................

3
3
7
7

E quity C apital
100
400
194
60
754

Capital stock ........................
Surplus ...................................
Undivided p ro fits ................
Capital reserves....................
Total Equity C a p ita l.......
T O T A L ..........................................




7

805

796
161
4
86
047
4
051

T O T A L ...........................................

7

805

Sixty-Third Report

83

THE CITIZENS BANK, ENGLAND
Population 3,075
Lonoke County
Chartered January 14, 1931 P.O. Box 190 Telephone Number 842-2541
Zip Code 72046
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

Lois Rutherford...... President
*Carroll C. Leonard, Jr.................. Exec.
Vice Pres. & Cashier
Charlene B la c k ............. Asst. Cashier

John W. Gann
Carroll C. Leonard, Jr.
Ben B. Morris
Lois Rutherford

*I)esignate.s Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks ..
U. S. Treasury securities . ..
Oblig of other U. S. G ov’t
agencies & corporations
Oblig. of States & political
subdivision s.................. ..
Excess funds s o ld .............
Loans (N et)........................ ..
All other a ssets................

TOTAL




3

767
937
800

2
1

9

313
600
200
15

632

L ia b ilities

Mil. Thou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
Total liabilities ................

2
4
8
8

803
998
14
476
291
291

Capital stock .......................
Surplus ..................................
Undivided p ro fits................
Total Equity C apital.......

1

240
460
641
341

TOTAL

9

632

E quity C apital

84

State of Arkansas:

Bank Department

THE EUDORA BANK, EUDORA
Population 3,687
Chicot County
Chartered December 23, 1930 P.O. Box L Telephone Number 355-4416
Zip Code 71640
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffic e r s

D ire cto rs

Alvin Meyer, Sr..................... President
W. J. Weaver, M.D......... Sr. Vice Pres.
*Carl W. R a y ...............Exec. Vice Pres.
Gene Keith ........................... Vice Pres.
Claudine Stephens....... Asst. Cashier
Jean Connell ................ Asst. Cashier
Mary Ruth K eller......... Asst. Cashier

Alvin Meyer, Sr.
W. J. Weaver
W. K. Grubbs
Carl W. Ray
Burette Griffith
Sam Bowman
Don R. Rebsamen
Earl E. Verser, Jr.

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks .. ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations
Oblig. of States & political
su bdivisions.................. ..
Excess funds s o ld .............
Loans (N et)........................ ..
Bank premises, furniture
and fixtures....................
All other a ssets................

TOTAL




1

038
788
906

1
6

762
400
772

L ia b ilities

M il. T hou.

Demand deposits..................
3
Time deposits........................
5
U. S. Gov’t deposits.............
Public fu n d s ..........................
1
Total D ep osits.................. 10
All other liabiliteis...............
Total liabilities ................. 10

198
993
10
126
327
14
341

E quity C apital
84
22

11

772

Capital stock ........................
Surplus ...................................
Undivided p ro fits................
Total Equity C a p ita l.......
TOTAL

1

350
520
561
431

11

772

85

Sixty-Third Report

BANK OF EUREKA SPRINGS, EUREKA SPRINGS
Population 2,000
Carroll County
Chartered May 4, 1912 P.O. Box 309 Telephone Number 253-8241
Zip Code 72632
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*John F. Cross......... Chairman & Pres.
Robert C. M u h m ........... Sr. Vice Pres.
Richard Kelley, Jr................ Vice Pres.
Reba L. P yatt........................... Cashier
______

Loren L. Clark
John F. Cross
Ruth F. Cross
Lewis E. Epley, Jr.
Dorothy F. Mathews
Eagle Thomas
Digby Walker

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30. 1977
A ssets

Mil. Thou.

Cash & due from banks .. ..
U. S. Treasury securities .
Oblig of other U. S. Gov’t
agencies & corporations
Oblig. of States & political
subdivisions......................
Excess funds s o ld ............. ..
Loans (N et)........................ ..
Bank premises, furniture
and fixtures....................
All other a ssets................

TOTAL




1

142
650
665

1
1
6

765
700
119

L ia b ilities

Mil. Thou.

Demand deposits..................
3
Time deposits........................ 6
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits.................. 11
All other liabilities...............
Total liabilities ................ 11

742
366
30
890
028
13
041

E quity C apital
76
30

12

147

Capital stock ........................
Surplus..................................
Undivided p ro fits.................
Total Equity C apital.......
TOTAL

1

100
410
596
106

12

147

86

State of Arkansas:

Bank Department

BANK OF EVENING SHADE, EVENING SHADE
Population 360
Sharp County
Chartered February 5, 1901 P.O. Box 98 Telephone Number 266-3386
Zip Code 72532
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

Preston W. G r a c e ____ Chmn. o f Board
Guy W. Moseley..................... President
*A. L. H o a n e y .............Exec. Vice Pres.
William E. F razier.....................Cashier
Sharon K. Q u a lls ......... Asst. Cashier

Preston W. Grace
Guy W. Moseley
A. L. Hoaney
Deltha Laman
Joseph A. Carpenter, Jr.

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. Thou.

Cash & due from banks
U. S. Treasury securities ...
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. o f States & political
su bdivisions......................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures.......................
All other a ssets....................

T O T A L ..................................




173
349
246

2

3

240
100
778

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
Public fu n d s .........................
Total D ep osits..................
All other liabilities...............
Total lia b ilities................

1
2
3
3

019
398
43
460
8
468

E quity C apital

85
14

Capital stock ........................
Surplus ...................................
Undivided p ro fits................
Total Equity C a p ita l.......

985

T O T A L ..................................

100
275
142
517
3

985

Sixty-Third Report

87

McILROY BANK & TRUST, FAYETTEVILLE
Population 34,036
Washington County
Chartered December 24, 1892 P.O. Box 1327 Telephone Number 575-1000
Zip Code 72701
Number of Branches: Inside City—4; Outside City—0
P rin cip a l O ffice rs

D ire cto rs

Mr. Hayden M cllroy. Chmn. o f Board
*Mr. Obert M. U ndem ...........President
Mrs. Betty C lark....... Vice Pres. Oper.
Mr. George E dw ard s....... V. P. Loans
Mr. Don G iles....... V. P. Branch Oper.
Mr. Tom M ath ias.................Vice Pres.
& Cashier
Mr. Jim S h reve.................... Vice Pres.
Mr. Winston I. S loa n ........... Vice Pres.
& Trust Off.
"■ Designates Chief Executive Officer

E. J. Ball
L. L. Baxter
Frank J. Broyles
Millard Goff
Ralph Goff
Dr. John E. Kane
Dr. James D. Mashbum
Mr. Hayden Mcllroy
Charles Scharlau
Obert M. Undem
Jim Bob Wheeler
Paul Young, Jr.

STATEM EN T AS OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from banks . . . .
6
7
U. S. Treasury securities ...
Oblig. of other U. S. Gov’t
agencies & corporations ..
5
Oblig. of States & political
6
subdivisions......................
All other securities including
corporate stocks................
3
Excess funds s o ld ................
3
Loans (N et)........................... 50
Bank premises, furniture
and fixtures.......................
2
All other a ssets....................
2

T O T A L ..................................




86

697
168
396
242
427
000
379

L ia b ilities

Mil. Thou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Deposits o f b a n k s................
Total D ep osits..................
Excess hands purchased___
All other liabiliteis..............
Total liabilities ................

20
32
14
3
71
8
80

642
156
128
707
509
142
444
782
368

E quity C apital
212
248

769

Capital stock .......................
Surplus ..................................
Undivided p rofits................
Capital reserves....................
Total Equity C a pita l.......
Subordinated notes
& debentures......................

2
1
1

T O T A L ..................................

5

362
138
174
481
155

1

246

86

769

88

State of Arkansas:

Bank Department

CITIZENS BANK AND TRUST COMPANY, FLIPPIN
Population 1,026
Marion County
Chartered May 18, 1973 P.O. Box 261 Telephone Number 453-2255
Zip Code 72634
Number of Branches: Inside City—0; Outside City—0
P rin cip a l O ffic e r s

D ir e c to r s

*J. N. Patterson...................... President
Frank Blaine Burge.............Vice Pres.
Keith Richard........................Vice Pres.
Sharon P atterson.................. Cashier
Sue C un n in gh am ......... Asst. Cashier
Luna C o rn e ll................ Asst. Cashier
Verna T rim ble............... Asst. Cashier

J. N. Patterson
Frank Blaine Burge
Steve Poynter-Chm.
Chris V. Wade-Vice Chm.
Red Milligan-Secretary
H. Guy Alexander
Glenn Johnson
L. A. Wood

’ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Cash & due from banks ... .
U. S. Treasury securities ..
Oblig. o f other U. S. Gov’t.
agencies & corporations.
Oblig. of States & political
subdivision s.................... .
Excess funds s o ld ..............
Loans (N et)......................... .
Bank premises, furniture
and fixtures......................
All other a ssets..................

TOTAL




L ia b ilities

Mil. T hou .
1

335
500
601

1
6

061
750
880

Mil. T hou .

Demand deposits.............. . . .
Time deposits.................. . . . .
U. S. Gov’t d ep osits.......
Public fu n d s ..................... . . .
Total D ep osits.............. . . .
All other liabilities.........
Total liabilities ............ . . .

2
7

10

003
043
7
251
804
18
322

1

366
424
253
043

11

365

1
10

E quity C apital
234
4

11

365

Capital stock ..................
Surplus.............................
Undivided p ro fits ...........
Total Equity C a p ita l.......
TOTAL

Sixty-Third Report

89

FORDYCE BANK & TRUST CO., FORDYCE
Population 4,837
Dallas County
Chartered January 5, 1931 P.O. Box 352 Telephone Number 352-3107
Zip Code 71742
Number of Branches: Inside City—1; Outside City—None

Principal Officers

Directors

*W. R. Benton, Jr.................... President
Curtis Hutchins.......... 1st Vice Pres.
J. W. Hearnsberger .............Vice Pres.
& Cashier
Katy G ra v es......................... Vice Pres.
Amy W a lla ce .............Asst. Vice Pres.
Maude Smith ................ Asst. Cashier
Bonnie W allace............. Asst. Cashier
Vivian G arlin gton ....... Asst. Cashier
Wanda Sm url................ Asst. Cashier

W. R. Benton, Jr.
Curtis Hutchins
J. W. Hearnsberger
J. H. Everett
L. Weems Trussell
E. C. Gates
Robert D. Ross
Jesse G. Shaddock
J. Graydon Parham
E. C. Benton, Jr.

*Designates Thief Executive Officer

ST A TEM E N T AS OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivision s......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

TOTAL ...




1
2

380
024

2

003

3

332

7

75
700
678
66
18

17

276

L ia b ilities

Mil. Thou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
All other liabilities..............
Total liabilities ................

4
10

15

703
344
30
698
775
32
80?

Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......

1

200
400
861
8
469

T O T A L ..................................

17

276

15

Equity C apital

90

State of Arkansas:

Bank Department

PLANTERS BANK AND TRUST COMPANY,
FORREST CITY
Population 12,500
St. Francis County
Chartered April 15, 1921 P.O. Box 471 Telephone Number 633-2833
Zip Code 72335
Number of Branches: Inside City—1; Outside City—2
P rin cip a l O ffice rs

D ir e c to r s

*Robert E. P o r te r .................. President
C. C. M oore.................... Sr. Vice Pres.
Diana A rw o o d ........................ Vice Pres.
& Cashier
Joyce L. C la rk ........................ Vice Pres.
& Trust Officer
David Hardke.......................... Vice Pres.
Mike Cialone .........................Vice Pres.
Robert E. D oy le.............Asst. Cashier
Diane Thom ason...........Asst. Cashier
Wade Hawkins.............. Asst. Cashier
Herbert W. C la y to n ....... V. P. & Mgr.
DeValls Bluff Office
Otto Miller........................V. P. & Mgr.
Cotton Plant Office

J. R. Chappell, Jr.
Don Edmondson
O. J. Gandy, Jr.
J. R. Grobmyer
Henry T. Haven
Louis F. Haven, Jr.
Buddy Jayroe
C. C. Moore
Robert E. Porter
Bert Sulcer
R. B. Twist

*Designates Chief Executive Officer

ST A T E M E N T A S OF JU N E 30, 1977
A ssets

Mil. T hou.

1
Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations ..
5
Oblig. of States & political
6
subdivisions......................
All other securities including
corporate stocks................
Loans (N et)........................... 17
Bank premises, furniture
and fixtures........................
All other a ssets....................

T O T A L ..................................




34

982
457
268
797
744
642
644
591

125

L ia b ilities

M il. T hou.

Demand deposits . ................ 10
Time deposits........................ 16
U. S. Gov’t deposits.............
Public fu n d s ..........................
3
Total D ep osits.................. 30
All other liabilities...............
Total liabilities ................ 30

236
892
78
269
475
385
860

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits................
Total Equity C a p ita l.......

3

300
200
765
265

T O T A L ................................... 34

125

2

91

Sixty-Third Report

PLANTERS AND MERCHANTS BANK, GILLETT
Population 946
Arkansas County
Chartered January 13, 1967 P.O. Box 538 Telephone Number 548-2211
Zip code 72055
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Jerry M. D yer.............Exec. Vice Pres.
Larry E. Bauer......................Vice Pres.
Dorothy R. S m ith .................... Cashier

W. W. Turner, Chairman of Board
and inactive Vice Pres.
Keneth Smith, Vice Chairman
Frank C. Wolfe, Secretary
Herbert Holzhauer
Murl Long
W. P. Hackney
Darrel Nichols
Jerry M. Dyer

*I)esignates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks ..
U. S. Treasury securities .
Oblig. of other U. S. G ov’t
agencies & corporations
Oblig. of States & political
su bdivisions..................
Loans (N et)........................ . .
Bank premises, furniture
and fixtures....................
All other a sse ts ................

T O T A L ............................... . .




506
652
200
4

995
839
99
11

7

302

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
All other liabilities..............
Total liabilities ................

2
3
6
6

100
919
2
567
588
23
611

Equity C apital
Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......
TOTAI.....................................

150
300
218
23
691
7

2

92

State of Arkansas:

Bank Department

BANK OF GLENWOOD, GLENWOOD
Population 1,212
Pike County
Chartered December 27, 1912 P.O. Box O Telephone Number 356-2121
Zip Code 71943
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*John T. C rew s...................... President
Justin Dupre..........................Vice Pres.
Victor H. C o x ........................Vice Pres.
Doris H u tch in gs....... Asst. Vice Pres.
Lynda R o b b in s ......... Asst. Vice Pres.
Patricia D uke............................. Cashier
Sherry Joh nson .............Asst. Cashier

R. B. Shofstall
Victor H. Cox
John T. Crews

*Designates Chief Executive Officer

STA T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations.
Oblig. of States & political
su bdivisions..................
Loans (N et)...........................
Bank premises, furniture
and fixtures.................... .
All other a ssets..................

T O T A L ................................. .




743
549
746
1
4

457
701

L ia b ilities

M il. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
Total liabilities ................

2
4
7
7

663
231
13
738
645
645

E quity C apital
101
90

8

387

Capital stock ........................
Surplus ...................................
Undivided p ro fits................
Total Equity C a pita l.......
T O T A L ...................................

100
600
42
742
8

387

Sixty-Third Report

93

CADDO STATE BANK, GLENWOOD
Population 1,212
Pike County
Chartered December 21, 1976 P.O. Box 47 Telephone Number 356-3196
Zip Code 71943
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

Charles F. Tidwell .. . Chmn. o f Board
*Robert M. M cM ahan........... President
Annette D a n ie l............. Asst. Cashier

Charles Forga
J. T. Jones
H. J. Ligon
Robert M. McMahan
Austin L. Swindle
Deadle Thrash
Charles F. Tidwell

‘ Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of States & political
su bdivisions.............
All other securities including
corporate stocks.......
Excess funds s o ld .......
Loans (N et)...........................
Bank premises, furniture
and fixtures..............
All other a ssets...........

TOTAL




L ia b ilities

Mil. Thou.
352
295
14
216
150
2 132

Mil. Thou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .......................
Total D ep osits.................
All other liabilities...............
Total liabilities ................

1
2
2

808
214
4
550
576
9
585

E quity C apital
153
54

3

Capital stock ........................
Surplus..................................
Undivided p ro fits................
Total Equity C apital.......
366

TOTAL

320
320
141
781
3

366

94

State of Arkansas:

Bank Department

FIRST STATE BANK, GOULD
Population 1,683
Lincoln County
Chartered January 6, 1964 P.O. Box A Telephone Number 263-4325
Zip Code 71643
Number o f Branches: Inside City—None; Outside City—1
P rin cip a l O ffice rs

D ire cto rs

Howard H olthoff...................Chairman
*Harold H. Reid. .. .Pres. & Chief Exec.
W. J. B oren ................ First Vice Pres.
Ernest B radsh aw ................. Vice Pres.
Mary L. N olan ...................... Vice Pres.
& Cashier
Carolyn K n ight....... .
Asst. Cashier
Ellen Robertson............... Asst. Cashier
Wanda Robertson......... Asst. Cashier
Edna S h adow en s......... Asst. Cashier

Howard Holthoff
Harold H. Reid
W. J. Boren
Berzent Blagg
Harry Norris
W. H. Carder, Sr.
R. W. Jones
Don Eifling
T. M. Fish
T. H. Free
Kenneth Johnson
R. C. Johnson

"■ Designates Chief Executive Officer

STA T E M E N T A S O F JU N E 30. 1977
A ssets

L ia b ilities

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of States & political
subdivision s......................
1
All other securities including
corporate stocks.
45
Loans (N et)...........................
6
Bank premises, furniture
and fixtures........
296
All other a ssets....
2

504
898
044
197

Mil. T hou .

Demand deposits..................
2 307
Time deposits........................
4 740
U. S. Gov’t deposits.............
26
889
Public fu n d s ..........................
Total D ep osits..................
7 962
Excess funds purchased . . . . ______ 300
Total liabilities ................. 8 262
E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Total Equity C a p ita l.......

TOTAL




8

986

TOTAL

100
450
T74
724
8

986

Sixty-Third Report

95

BANK OF GRAVETT, GRAVETTE
Population 1,200
Benton
Chartered February 28, 1898 P.O. Box 160 Telephone Number 787-5251
Zip Code 72736
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

J. T. Edmondson, J r . . . . . . . . President
*John R. Meade...........Exec. Vice Pres.
Stokes B allard .....................Vice Pres.
Vernon A ustin .....................Vice Pres.
Larry L. W ilm oth ....................Cashier
Lyle A u stin .................... Asst. Cashier
Paul C. G a ly ea n ........... Asst. Ca-shier

J. T. Edmondson, Jr.
Stokes Ballard
Allen McAllister
C. E. McAllister
John R. Meade
Phillip Chastain
Jim Allen Edmondson
Vernon Austin

*Designates Chief Executive Officer

ST A TEM E N T AS O F JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from banks .. ..
U. S. Treasury securities . ..
Oblig. of other U. S. Gov’t
agencies & corporations
Oblig. of States & political
su bdivisions.................. ..
Excess funds s o ld ............. ..
Loans (N et)....................... ..
Bank premises, furniture
and fixtures....................
All other a ssets..................

TOTAL




1
1

673
794
72

2
1
9

949
400
741

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
All other liabilities..............
Total liabilities ................

4
11
16
16

616
001
57
612
286
26
312

Equity C apital
222
11

17

862

Capital stock .......................
Surplus ..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......
TOTAL

1

100
300
122
28
550

17

862

1

96

State o f Arkansas:

Bank Department

FARMERS BANK, GREENWOOD
Population 2,466
Sebastian County
Chartered August 7, 1907 P.O. Box 610 Telephone Number 996-4171
Zip Code 72936
Number o f Branches: Inside City—None; Outside City—3
P rin cip a l O ffic e r s

D ir e c to r s

*Means Wilkinson .. Chairman & CEO
Betty J. W ilkinson............... President
Lorene C a rn es......................Vice Pres.
& Cashier
Genevieve H a rris ......... Asst. Cashier

Means Wilkinson
Betty Wilkinson
Lorene Carnes
Bronson Andrews

*I)esignates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
su bdivision s......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a sse ts....................

T O T A L ...................................




1
1

588
524

2

604

3

807

5

598
800
167
145
244

16

477

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t d ep osits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities .................

4
9

14

109
574
9
157
849
144
993

Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Total Equity C a p ita l.......

1

300
700
484
484

T O T A L ...................................

16

477

1
14

E quity C apital

97

Sixty-Third Report

THE FIRST BANK, GRIFFITHVILLE
Population 227
White County
Chartered November 6, 1905 P.O. Box 55 Telephone Number 323-4511
Zip Code 72060
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Joyce D. S trau ghn ................Cashier
E. O. Y ancey......................... President
E. D. Yancey......................... Vice Pres.

E. O. Yancey
E. D. Yancey
M. O. Thompson

*I)esignates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations . .
Oblig. of States & political
su bdivision s......................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................

175
779
159
579
100
626

L iabilities

Mil. T hou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Deposits of b a n k s.................
Total D ep osits..................
Total Liabilities................

1

2
2

Equity C apital
4
Capital stock ........................
Surplus..................................
Undivided p ro fits................

25
125
69

C a p i t a l r e s e r v e s ..................................

2

Total Equity C a pita l.......
TOTAL




....

845
262
1
78
15
201
201

2

422

TOTA1...........

221
2

422

98

State of Arkansas:

Bank Department

CLARK COUNTY BANK, GURDON
Population 2,075
Clark County
Chartered August 4, 1900 P.O. Box 10 Telephone Number 353-2534
Zip Code 71743
Number o f Branches: Inside City—None; Outside City—1
P rin cip a l O ffic e r s

D ire cto rs

John Jack son ........................ President
*Eddie H olt.................. Exec. Vice Pres.
Jean B oulden........................Vice Pres.
and Cashier
Ron W alker................ Asst. Vice Pres.
and Installment Loans
Linda Bittle.................... Asst. Cashier
Kaye Stiffler.................. Asst. Cashier

C. W. Abrams
John Jackson
Eddie Holt
A. A. Horne
Dick Jackson
Jimmy Robbs
Maurice Stricklin

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

L ia b ilities

Mil. T hou.

Cash & due from banks ..
U. S. Treasury securities ..
Oblig. of other U. S. Gov’t
agencies & corporations.
Oblig. of States & political
su bdivision s......................
Loans (N et)......................... ..
Bank premises, furniture
and fixtures......................
All other a sse ts................ .

506
20
60
2
7

465
361

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
Excess funds purchased. . . .
All other liabiliteis...............
Total liabilities .................

206
145




10

763

9

136
872
13
858
879
650
23
552

1

800
200
211
211

10

763

8

E quity C apital
Capital stock ........................
Surplus ...................................
Undivided p ro fits.................
Total Equity C a p ita l.......

TOTAL

2
5

TOTAL

99

Sixty-Third Report

FARMERS BANK, HAMBURG
Population 3,102
Ashley County
Chartered March 10, 1941 P.O. Box 350 Telephone Number 853-5222
Zip Code 71646
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

W. E. Foote, Jr....................... President
*Louie G. F o o te .......... Exec. Vice Pres.
Earl J. S co tt............................Vice Pres.
Jim C ourson............................Vice Pres.
Velma J. Farmer.....................Vice Pres.
Ima L. W h ite ...........Asst, to Ex. V.P.
Allen F
i ’a
a rm
i m er.........................Cashier
c i ................................................ v a o i u c i

P. E. Barnes
F. P. Blanks
Bob Brewer
Bruin L. Campbell
Lloyd Engelkes
Louie G. Foote
W.
vv , E.
u .Foote, Jr.
t»i.
W. E. Foote, III
Gordon E. Hennington, Jr.
George E. Locke
Earl J. Scott
Jack H. Shell
S. A. Wilcoxon, Jr.
E. A. Tucker

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations . .
Loans (N et)...........................
Bank premises, furniture
and fixtures.......................
All other a ssets....................

708
314
3
8

620
438
202
39

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Deposits of b a n k s................
Total D eposits..................
Excess funds purchased. . . .
Total liabilities ................

2
8

12

868
153
14
006
10
051
100
151

Capital stock .......................
Surplus ..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a pita l.......

1

100
550
519
1
170

T O T A L ..................................

13

321

1
12

E quity C apital

T O T A L ..................................




13

321

100

State of Arkansas:

Bank Department

CALHOUN COUNTY BANK, HAMPTON
Population 1,251
Calhoun County
Chartered October 26, 1906 P.O. Box 8 Telephone Number 798-2207
Zip Code 71744
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

*Searcy Harrell, Sr................. President
Len H arrell........................... Vice Pres.
B. Dickson Neal .................. Vice Pres.
Mary H. J o h n s to n .................. Cashier
Hazel B. S m it h .............Asst. Cashier

Hubert J. Brown
Fay Harrell
Len Harrell
Searcy Harrell, Jr.
Searcy Harrell, Sr.
B. Dickson Neal
A. G. Tomlinson
D. W. Wells

^Designates Chief Executive Officer

STA T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from b a n k s__
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
s u b d i v i s i o n s ......................
All other securiteis including
corporate stocks
Loans (N et)...........................
Bank premises, furniture
and fixtures.......................
All other a ssets...................

TOTAL




434
975
614
2

232

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................

125
408
172
54

10

014

1
8

569
952
5
278
804

8

848

1

100
400
666
166

10

014

A l l o t h e r l i a b i l i t i e s .........................

Total liabilities .................
5

2
4

44

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Total Equity C a p ita l.......
TOTAL

Sixty-Third Report

101

THE BANK OF HARRISBURG, HARRISBURG
Population 1,949
Poinsett County
Chartered December 2, 1930 P.O. Box 17 Telephone Number 578-5427
Zip Code 72432
Number o f Branches: Inside City—1; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

R. W. Butler ......................... President
*Horace S. S m ith ....... Exec. Vice Pres.
J. T. B u tler.............................Vice-Pres.
James W illiams.......................... Cashier
Doris H. Smith.............. Asst. Cashier

R. W. Butler
Horace S. Smith
J. T. Butler
Anna M. Butler

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

1
Cash & due from banks . . . .
U. S. Treasury securities ...
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
2
subdivision s......................
All other securities including
corporate stocks................
Loans (N et)........................... 12
Bank premises, furniture
and fixtures........................

TOTAL




L ia b ilities

Mil. Thou.

18

613
550
277
961
1
994
396

792

Mil. T hou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
Total liabilities ................
E quity C apital
Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Total Equity C apital.......
TOTAL

5
10
1
17
17

092
542
23
464
121
121

1

100
000
571
671

18

792

1

State o f Arkansas:

102

Bank Department

THE SECURITY BANK, HARRISON
Population 7,239
Boone County
Chartered November 20, 1931 P.O. Box 1078 Telephone Number 741-8200
Zip Code 72601
Number o f Branches: Inside City—1; Outside City—2

Principal O fficers

D irectors

*Wayne Clark......................... President
& Chief Exec. Off.
L. E. Durand. Vice Chairman o f Board
& Investment Officer
Wallace E. N ick els....... Sr. Vice Pres.
& Farm Representative
Jim Phillips ..........................Vice Pres.
Gene W aters..........................Vice Pres.
Richard L. M cB ee..................Cashier

Roy L. Baker, Sr.
John O. Campbell
Wayne Clark
L. E. Durand
F. S. Garrison
Kenneth R. Milburn
Tom W. Rogers, Jr.
E. R. Tims
W. S. Walker

*I)esignates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. Thou.

4
Cash & due from banks . . . .
U. S. Treasury securities .. .
3
Oblig. of other U. S. Gov’t
agencies & corporations . . 1
Oblig. of States & political
subdivision s...................... 11
All other securities including
corporate stocks................
1
Excess funds s o ld ................
Loans (N et)........................... 25
Bank premises, furniture
and fixtures........................
All other a ssets....................

TOTAL




50

251
491
972
748
355
600
799
583
960

759

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Deposits of b a n k s................
Total D ep osits..................
All other liabilities...............
Total liabilities .................

14
26

46

804
875
103
932
111
825
319
144

1
1
1
4

800
200
265
265

2
1
45

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits................
Total Equity C a p ita l.......
Subordinated notes
& debentures......................
TOTAL

350
50

759

103

Sixty-Third Report

PRAIRIE COUNTY BANK, HAZEN
Population 1,608
Prairie County
Chartered July 17, 1945 P. O. Box 357 Telephone Number 255-4525
Zip Code 72064
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

J. J. S creeton........................ President
*James E. S parks....... Exec. Vice Pres.
Jerry V. Sparks...................... Vice Pres.
& Cashier
Helen C. T u l l .............Asst. Vice Pres.
Delores L. Perry ....... Asst. Vice Pres.
Kathie P. Gunter....... Asst. Vice Pres.
Melba S. S tin e .............. Asst. Cashier

J. J. Screeton
J. E. Sparks
J. V. Sparks
Eagle Boyd, Jr.
J. W. Crigger
M. V. Rhodes

^Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. Thou.

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. G ov’t
agencies & corporations ..
Oblig. of States & political
subdivision s......................
All other securities including
corporate stocks................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

T O T A L ..................................

10




3

781
067

1

572

2

806

2

45
221

L iabilities

Mil. Thou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
Excess funds purchased. . . .
All other liabiliteis..............
Total liabilities ................

3
5

311
375
25
1 118
9 “ 525
200
1
10 030

E quity C apital
443
59

994

Capital stock .......................
Surplus..................................
Undivided p rofits................
Total Equity C apital.......
T O T A L ..................................

75
600
289
964
10

994

104

State of Arkansas:

Bank Department

THE CLEBURNE COUNTY BANK, HEBER SPRINGS
Population 3,800
Cleburne County
Chartered December 16, 1930
Telephone Number 362-2136
Zip Code 72543
Number of Branches: Inside City—2; Outside City—1
P rin cip a l O ffic e r s

D ir e c to r s

*Jerome J o h n s o n .................. President
Walter A ldridge.................... Vice Pres.
& Cashier
Juanita F. Taylor . . . . Asst. Vice Pres.
Sam M o rto n .................. Asst. Cashier
Awin H azelwood........... Asst. Cashier
Paula H ackw orth......... Asst. Cashier
Elaine T a y lor................ Asst. Cashier
Laverne M eadows......... Asst. Cashier
Maxine L acy.................. Asst. Cashier
Jean R o o k ...................... Asst. Cashier

Jim Tom Butler
R. W. Butler
Jerome Johnson
Walter Aldridge
Richie Lee
Ricky L. Johnson, D.D.S.
L. E. Roberts, Jr.
Wetzel Stark

’ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks .. ..
1
U. S. Treasury securities . ..
2
Oblig. of other U. S. Gov’t
agencies & corporations,. . 5
Oblig. of States & political
subdivision s.................. ...
6
Loans (N et)........................... 10
Bank premises, furniture
and fixtures......................
All other a sse ts..................

830
176
109
033
976

L ia b ilities

M il. T hou.

6
Demand deposits..................
Time deposits........................ 15
U. S. Gov’t d ep osits.............
Public fu n d s ..........................
1
Total deposits.................... 23
Excess funds purchased. . . .
1
Total liabilities ................. 24
E quity C apital

89
57

Capital stock ........................
Surplus...................................
Undivided p ro fits ................
Total Equity C a p ita l.......
Subordinate notes
& debentures......................
TOTAL




26

270

616
320
13
153
102
200
302

TOTAL

1

120
630
918
668
300

26

270

105

Sixty-Third Report

HEBER SPRINGS STATE BANK, HEBER SPRINGS
(Formerly Arkansas National Bank, Heber Springs)
Population 3,800
Cleburne County
Chartered May 25, 1977 P.O. Box 30 Telephone Number 362-5821
(State)
Zip Code 72543
Number of Branches: Inside City—None; Outside City—None

Principal Officers

Directors

*Tucker Blankenship....... .
President
& Bd. Chairman
F. B. R ector.... Vice Pres. & Cashier
Charles Blankenshipp ....... Vice Pres.
& Loan Officer
Gary Y ow ........................ Asst. Cashier
Mary Lou B is h o p ......... Asst. Cashier

Tucker Blankenship
Charles Blankenship
Mildred Blankenship
Oscar Patchell
Dr. Nathan L. Poff
F. B. Rector
B. L. Johnston, Jr.

*I)esignates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. Thou.

Cash & due from banks .. ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations
Oblig. of States & political
subdivision s.................. ..
Excess funds sold . . . . . . . .
Loans (N et)........................ ..
Bank premises, furniture
and fixtures....................
All other a sse ts................

TOTAL.. ..




1

568
414
120

2
11

331
300
299
208
310

16

550

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Deposits of b a n k s................
Total D ep osits..................
All other liabilities...............
Total liabilities ................
Equity C apital
Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Total Equity C a p ita l.......
TOTAL

4
9

15

746
479
27
291
97
640
624
264

1

100
400
786
286

16

550

14

State of Arkansas:

106

Bank Department

BANK OF HOLLY GROVE, HOLLY GROVE
Population 840
Monroe County
Chartered March 12, 1903 P.O. Box Q Telephone Number 462-3331
Zip Code 72069
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*J. F. Phillips, Jr.................... President
Elizabeth C. R e id ................. Cashier
Jean Kirkpatrick........... Asst. Cashier
Mildred E. C ra ig ........... Asst. Cashier

John S. Calloway
H. C. Casey, Jr.
Wilsie Mayo Matthews
R. H. Mayo
John B. Moore, Jr.
J. F. Phillips, Jr.
Elizabeth C. Reid

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations...
Oblig. of States & political
su bdivisions......................
Loans (N et)......................... ..
Bank premises, furniture
and fixtures......................
All other a ssets..................

T O T A L ................................ ..




622
250
2

232

2
3

715
377
183
4

9

383

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities .................

1
5

8

958
363
3
852
176
9
185

Capital stock ........................
Surplus ...................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......

1

60
565
553
20
198

T O T A L ...................................

9

383

8

E quity C apital

Sixty-Third Report

107

HORATIO STATE BANK, HORATIO
Population 852
Sevier County
Chartered May 15, 1905 P.O. Box 347 Telephone Number 832-2501
Zip Code 71842
Number o f Branches: Inside City—None; Outside City—None

Principal Officers

Directors

*C. E. Hendrix, Jr................... President
Edith Hendrix S m ith ... Sr. Vice Pres.
Secretary & Treasurer
Wilburn S m ith ...........Exec. Vice Pres.
& Cashier
Lola J. L a w ren ce...........Oper. Officer
Agnes J. L incoln.............Bkpg. Officer

J. E. Baugh
C. E. Hendrix, Jr.
Lilia S. Hendrix
Loy Poag
Fred Sharp
Edith Hendrix Smith
Wilburn Smith
Fred L. Sullivan
M. T. Wilson, Sr.

^Designates Chief Executive Officer

STA T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities ...
Oblig. of other U. S. G ov’t
agencies & corporations ..
Oblig. of States & political
su bdivision s......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

TOTAL




504
275
2

089

1

481

6

51
300
313
134
49

11

196

L ia b ilities

Mil. T hou .

10

200
988
4
921
113
31
144

1

100
500
452
052

T O T A L ................................... 11

196

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
All other liabilities..............
Total liabilities ................

2
6
10

Equity C apital
Capital stock ........................
Surplus..................................
Undivided p ro fits................
Total Equity C a pita l.......

108

State o f Arkansas:

Bank Department

THE BANK OF FRANKLIN, HORSESHOE BEND
Population 1,581
Izard County
Chartered June 13, 1905
Telephone Number 670-5131
Zip Code 72512
Number o f Branches: Inside City—None; Outside City—1
P rin cip a l O ffice rs

D ire cto rs

*Doug A dam s....... President
James H. Brewer......... Exec. Vice Pres.
Jean Ferguson.....Vice Pres.
& Cashier
Rose Mae H e c k ............Asst. Vice Pres.
Robert Tankersley . . . Asst. Vice Pres.

Doug Adams
James H. Brewer
J. E. Godwin
Joe Peacock
Linn Garner

^Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou .

Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivisions.......
587
All other securities including
902
corporate stocks.
Loans (N et)...........................
4
Bank premises, furniture
and fixtures........
44

364
694

TOTAL

827




7

700

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabiliteis................
Total liabilities ................

536

1
5
7
7

653
064
354
192
263
L6
279

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits ................
Capital reserves....................
Total Equity C a pita l.......
TOTAL

225
100
206
T7
548
7

827

Sixty-Third Report

109

ARKANSAS BANK AND TRUST COMPANY, HOT SPRINGS
Population 35,631
Garland County
Chartered April 18, 1907 P.O. Box 5640 Telephone Number 624-4611
Zip Code 71901
Number of Branches: Inside City—4; Outside City—1
P rin cip a l O ffice rs

P rin cip a l O fficers

Cecil W. Cup p . .. . Chairman of Board
Jerry T h om p son ............................. Vice Pres.
*Cecil W. Cupp, Jr.................. President
Dorothy W a ll...................................Vice Pres.
& Chief Exec. Officer
Ralph W h ite.................................... Vice Pres.
Frank B o lto n ........................... Auditor
Ray L. C a s h .............. Exec. Vice Pres.
Charles L. Fager, Jr. . . . Sr. Vice Pres.
Ed K renzelok.............Travel-Manager
H. G. Gasbarre.............. Sr. Vice Pres.
Bob Hammerschmidt .. .Mktg. Officer
J. L. J on es...................... Sr. Vice Pres.
Robert E. J o n e s............. Sr. Vice Pres.
Eldon Sprague............... Sr. Vice Pres.
D ire cto rs
Palmer Vanderburg
Sr. Vice Pres.
Freeman B aldw in........................... Vice Pres.
Frank M. Burton, M.D.
Jo Ann B ass.....................................Vice Pres.
Ray L. Cash
Bob B ile s .......................................... Vice Pres.
Cecil W. Cupp
J. O. B rown...................................... Vice Pres.
Cecil W. Cupp, Jr.
Floyd B ry a n t...................................Vice Pres.
Gerald H. Fisher
Frank C arnathan........................... Vice Pres.
Robert E. Jones
Mort C o x .......................................... Vice Pres.
Walter E. Kleinman
Loyd E m erson ................................. Vice Pres.
Norton Meek
Debert G ra v e s ................................. Vice Pres.
Roy L. Murphy
& Cashier
Ray S. Smith, Jr.
Mahlon G rig s b y ............................. Vice Pres.
Marshall T. Steel
Carl H ardage...................................Vice Pres.
Edmond M. Thrash
Dale H oggard................................... Vice Pres.
Herman L. Wilson, Jr.
Jess M oore........................................ Vice Pres.
Hill A . Wheatly
C. Everett Fulgham
Gene P a rk er...........................Vice Pres.
Gaither C. Johnston, Jr.
Ron Steed................................ Vice Pres.
*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. Thou.

Cash & due from banks . . . . 14
6
U. S. Treasury securities . . .
Oblig. of other U. S. G ov’t
agencies & corporations . . 5
Oblig. of States & political
su bdivision....................... 14
All other securities including
corporate stocks................
Excess funds s o ld ................
3
Loans (N et)........................... 89
Bank premises, furniture
and fixtures........................
3
All other a ssets....................
1

T O T A L .................................. 140



829
029
823
066
920
500
513

L ia b ilities

Mil. Thou.

Demand deposits..................
Time deposits....................... .
U. S. Gov’t deposits.............
Public fu n d s ......................... .
Deposits of ba n k s................
Total D eposits..................
Excess funds purchased . . . .
All other liabilities..............
Total liabilities ................

32
87
5
2
128
1
130

602
818
224
075
610
329
500
206
035

E quity C apital
426
935

041

7

025
025
797
172
019

2

987

T O T A L .................................. 140

041

Capital stock ....................... .
Surplus ..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a pita l....... .
Subordinated notes
& debentures......................

2
2
2

State o f Arkansas:

110

Bank Department

BANK OF IMBODEN, IMBODEN
Population 496
Chartered October 12, 1972

Lawrence County
P.O. Box 320 Telephone Number 869-2291
Zip Code 72434
Number o f Branches: Inside City—None; Outside City—1

P rin cip a l O ffice rs

D ir e c to r s

*Amos D a v id ............. Chairman & Pres.
J. R. David, Jr............ Exec. Vice Pres.
Stephen E. Jones ......... Sr. Vice Pres.
& Cashier
Douglas B radley.................. Vice Pres.
Clarence Freeze....................Vice Pres.
Leland M iz e ................ Asst. Vice Pres.
Mary Lea McLeod . . . Asst. Vice Pres.
Preston C lark................. Asst. Cashier
Wilma L aw son............... Asst. Cashier

Amos David
J. R. David, Jr.
Stephen E. Jones
Clarence Freeze
Leland Mize
Dee Cude
K. D. McLeod
Henry Weaver
Austin Stovall
Vern Barnett
H. Lee Baker
Douglas Bradley

*Designates Chief Executive Officer

S T A T E M E N T AS OF JU N E 30. 1977
A ssets

Mil. T hou.

Cash & due from b a n k s___
U. S. Treasury securities .. .
Oblig. of States & political
subdivision s......................
All other securities including
corporate stocks.................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

TOTAL




828
685
332

4

10
250
762

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Deposits of b a n k s.................
Total D ep osits..................
Total liabilities .................

1
4

6
6

720
181
4
635
26
566
566

E quity C apital
189
6

7

062

Capital stock ........................
Surplus...................................
Undivided p ro fits .................
Total Equity C a p ita l.......
TOTAL

165
85
246
496
7

062

Sixty-Third Report

111

FIRST JACKSONVILLE BANK, JACKSONVILLE
Population 24,392
Pulaski County
Chartered August 2, 1949 P.O. Box 827 Telephone Number 982-4511
Zip Code 72076
Number of Branches: Inside City—3; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Kenneth Pat Wils<™............. President
& Chairman o f Board
Melda A. R ice................ Sr. Vice Pres.
Sibyl H. A dam s......................Vice Pres.
& Auditor
Jerry W. D avis................... Vice Pres.
David Shew m aker................ Vice Pres.
& Trust Officer
R. N. (Bob) S im s .................... Vice Pres.
Larry T. W ilson......................Vice Pres.
Bobby G oodm an .................... Vice Pres.

Kenneth Pat Wilson
Melda A. Rice
Harry K. Dougherty
Bartus M. Gray
Carl A. Williams
Larry T. Wilson
T. H. Wortham, M.D.

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou .

Cash & due from banks . . . .
5
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations . . 1
Oblig. of States & political
subdivision s...................... 10
All other securities including
corporate stocks................
Excess funds s o ld ................
1
Loans (N et)........................... 17
Bank premises, furniture
and fixtures........................
All other a sse ts....................

TOTAI.................. .................




37

151
542
046
823
111
000
166
996
485

320

L ia b ilities

Mil. Thou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
Excess funds purchased . . . .
All other liabilities...............
Total lia b ilities................

13
16
3
32
33

086
396
210
003
695
500
147
342

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......

2
1
3

000
000
899
79
978

T O T A L ..................................

37

320

112

State o f Arkansas:

Bank Department

NEWTON COUNTY BANK, JASPER
Population 499
Newton County
Chartered March 24, 1903 P.O. Box 437 Telephone Number 446-2265
Zip Code 72641
Number of Branches: Inside City—None; Outside City—1
P rin cip a l O ffice rs

D ir e c to r s

Joe C. Nance . . . . Chairman o f Board
*Neil A. W ilk in s......... Pres. & Cashier
George Landrum ....... Asst. Vice Pres.
Joe T. P h illip s......................Vice Pres.
Carl Gene J o n e s ....... Exec. Vice Pres.
Alta G o rd e n ................ Exec. Vice Pres.
Inas W atson .................. Asst. Cashier
Danny Criner................ Asst. Cashier

Joe C. Nance
Neil A Wilkins
Alta Gorden
Carl Gene Jones
Ernest Wilson
Clyde Atkinson

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivision s......................
All other securities including
corporate stocks................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................

T O T A L ...................................




1

641
274
504

1

469

4

650
669

9

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities .................

2
4
8
8

685
932
10
920
547
14
561

E quity C apital

95

Capital stock ........................
Surplus ...................................
Undivided p ro fits.................
Total Equity C a p ita l.......

302

T O T A L ...................................

58
441
242
741
9

302

113

Sixty-Third Report

BANK OF NORTHEAST ARKANSAS, JONESBORO
Population 28,962
Craighead County
Chartered February 13, 1904 P.O. Box 1617 Telephone Number 932-2131
Zip Code 72401
Number of Branches: Inside City—2; Outside City—1
P rin cip a l O ffice rs

D ire cto rs

*Sloan Rainwater....................Chairman
& President
Garland Kirkpatrick , . . Exec. V . Pres.
C. Frank F a lls ........................Vice Pres.
Joyce B ridger..........................Vice Pres.
Bill P a y n e ............................... Vice Pres.
Bob W im p y............................. Vice Pres.
Loyce M in k ................................. Cashier
Eva Beeler...................... Asst. Cashier
Audrey Glenn................ Asst. Cashier
Linda McDaniel ........... Asst. Cashier

Edward H. Cherry
Edward O. Cherry
A. B. Clark
Wallace Fowler
Garland Kirkpatrick
Grover D. Poole
Riley Rainwater
Sloan Rainwater
Weldon Rainwater
William I. Rainwater
J. A. Tomlinson
Howard Vance
Gerald Watkins

^Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977

Assets

Mil. Thou.

1
Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations ..
1
Oblig. of States & political
subdivisions......................
2
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)........................... 16
Bank premises, furniture
and fixtures........................
All other a ssets....................

TOTAL




24

719
849
199
704

Liabilities

Demand deposits..................
5
Time deposits....................... 14
U. S. Gov’t deposits.............
Public fu n d s .........................
2
Total D eposits.................. 23
All other liabilities..............
Total liabilities ................ 23

440
750
687
192
418

958

Mil. Thou.
962
643
33
874
512
96
608

Equity Capital
Capital stock .......................
Surplus..................................
Undivided p ro fits................
Total Equity C a pita l.......
Subordinated notes
& debentures......................
TOTAL

1

450
300
250
000
350

24

958

114

State of Arkansas:

Bank Department

CITIZENS BANK OF JONESBORO, JONESBORO
Population 28,962
Craighead County
Chartered July 25, 1919 P.O. Box 1090 Telephone Number 932-6603
Zip Code 72401
Number o f Branches: Inside City—4; Outside City—2
P rin cip a l O ffic e r s

D ir e c to r s

H erbertH .M cA dam sII.Chm n.ofBd.& C EO
*Walter A. DeR oeck...............President
Donald T im m s........... Exec. Vice Pres.
Maurice Rubenstein .. First Vice Pres.
Ralph J. H alk.............Adm. Vice Pres.
Donald Crews.............Sr. Oper. Officer
Harry H erg et.................. Mkt. Director
Eugene B. Smith, Jr....... Asst, to Pres.

H. H. McAdams
J. W. Crafton
John C. Deacon
Walter A. DeRoeck
W. O. Doak
Frank P. Hall
Robert H. Holt
Hall McAdams
Minor M. Markle
Oscar J. Melton
W. D. Roberts, Jr.
M. S. Rubenstein
Eugene B. Smith, Jr.
Dr. Paul T. Stroud
Frank E. Walden
Rollo White
Dr. G. D. Wisdom

*Designates Chief Executive Officer

ST A T E M E N T AS O F JU N E 30, 1977

Assets

Mil. Thou.

Cash & due from banks . . . .
7
U. S. Treasury securities .. .
3
Oblig. o f other U. S. G ov’t
agencies & corporations ..
1
Oblig. of States & political
su bdivisions......................
6
All other securities including
corporate stocks................
Excess funds s o ld ...............
3
Loans (N et)........................... 74
Bank premises, furniture
and fixtures........................
1
All other a ssets....................
2

TOTAL




102

870
527
551
635
906
500
688

Liabilities

Mil. Thou.

Demand deposits..................
Time deposits........................
U. S. G ov’t deposits.............
Public fu n d s ..........................
Deposits of b a n k s................
Total D ep osits..................
Excess funds purchased. . . .
All other liabilities...............
Total liabilities ................

25
53
5
3
88
6
1
95

194
686
391
257
661
189
200
493
882

2
1
1
4

000
000
714
714

2

100

102

696

Equity Capital
715
304

696

Capital stock ........................
Surplus...................................
Undivided p ro fits ................
Total Equity C a p ita l.......
Subordinated notes
& debentures......................
TOTAL

Sixty-Third Report

115

FIRST BANK AND TRUST OF JONESBORO, JONESBORO
(Formerly First National Bank of Jonesboro, J onesboro)
Population 28,962
Craighead County
Chartered December 22, 1976 P.O. Box 1209 Telephone Number 932-8372
(State)
Zip Code 72401
Number of Branches: Inside City—3; Outside City—1

Principal Officers

Directors

*John E. M arcom .................. President
Everett B a n d y ................ Sr. Vice Pres.
Ron Jackson ......................... Vice Pres.
Jerry Broadway............Loan Vice Pres.
Inez Baughm an............Loan Vice Pres.
J. Y. Montgomery . . . . Trust Vice Pres.
Mike S p a in .................. Trust Vice Pres.

John E. Marcom
Mary R. Marcom
Hugh C. Vick
Harold Crall
Henry Gschwend
Dr. James Webb
Doswell McDaniel
Bill Sloan
Charles M. Mooney
Everett Bandy
Bill Brown

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou .

Cash & due from banks . . . .
3
U. S. Treasury securities ...
Oblig. of other U. S. Gov’t
agencies & corporations ..
2
Oblig. of States & political
su bdivision s......................
1
All other securities including
corporate stocks................
1
Excess funds s o ld ................
1
Loans (N et)........................... 17
Bank premises, furniture
and fixtures........................
All other a sse ts ....................

T O T A L ..................................




30

391
904
826
665
212
021
961

L ia b ilities

Mil. T hou.

7
Demand deposits..................
Time deposits........................ 16
U. S. Gov’t d ep osits.............
Public fu n d s .........................
2
Deposits o f b a n k s................
Total D ep osits.................. 27
Excess funds purchased . . . .
All other liabilities...............
Total liabilities ................ 27

766
372
8
882
70
098
175
257
530

E quity C apital
542
568

090

Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......
Subordinated notes
& debentures......................

1
2

T O T A L ................................... 30

300
200
515
45
060
500
090

116

State o f Arkansas:

Bank Department

MERCANTILE BANK, JONESBORO
Population 28,962
Craighead County
Chartered January 7, 1932 P.O. Box 6018 Telephone Number 935-5521
Zip Code 72401
Number of Branches: Inside City—4; Outside City—2
P rin cip a l O ffic e r s

D ir e c to r s

*Charles Frierson III............. President
& Chairman o f Board
George F. Delaney, Jr..Exec. V . Pres.
Carey S m ith .................. Sr. Vice Pres.
Earl G a irh a n .................. Vice Pres. &
Sr. Loan Officer
Hugh H arrington................ Vice Pres.
Norman Leonard. Vice Pres. & Cashier
Betty Pittman .................. Vice Pres. &
Loan Review
Naomi C ra ft..........................Vice Pres.

Roy Cooper
W. M. Freeze, Jr.
Lynn Greene
George Heinemann
A. M. Heringer, Jr.
Ben Lamberth
J. W. Ledbetter
Tom Loberg

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
4
U. S. Treasury securities . . .
2
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
su bdivision ........................ 12
All other securities including
corporate stocks................
Loans (N et)........................... 55
Bank premises, furniture
and fixtures........................
1
1
All other a ssets....................

T O T A L ................................... 78




681
544
455
113
165
760
313
234

265

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Deposits of b a n k s.................
Total D ep osits..................
Excess funds purchased. . . .
All other liabilities...............
Total liabilities .................

21
40

71

035
738
157
016
239
185
800
582
567

Capital stock ........................
Surplus...................................
Undivided p ro fits ................
Total Equity C a p ita l.......
Subordinated notes
& debentures......................

1
2
2
6

000
225
973
198

T O T A L ...................................

78

8
70

E quity C apital

500
265

117

Sixty-Third Report

FARMERS AND MERCHANTS BANK, JUDSONIA
Population 1,500
White County
Chartered May 29, 1913 P.O. Box I Telephone Number 729-3148
Zip code 72081
Number of Branches: Inside City—None; Outside City—None
P rin cip al O ffice rs

D ire cto rs

E. O. Y ancey.... Chairman of Board
E. D. Y ancey.......................... President
C. I. Steven s.......................... Secretary
*Jim Em finger.............Exec. Vice Pres.
J. H. G ra v es..........................Vice Pres.
W. R. Meador, Jr................... Vice Pres.
Thelma Stevens........................Cashier

E. O. Yancey
Elmer D. Yancey
J. H. Graves
C. I. Stevens
W. R. Meador, Jr.

*I)esignates Chief Executive Officer

ST A TEM E N T AS OF JU N E 30. 1977
A ssets

Mil. Thou.

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of States & political
subdivision s.......
981
500
Excess funds s o ld ..
Loans (N et)...........................
1
Bank premises, furniture
and fixtures.........
8

403
905

491

L ia b ilities

Mil. Thou.

Demand deposits..................
Time deposits........................
U. S. G ov’t deposits ...........
Public fu n d s ..........................
Deposits of b a n k s.................
Total D eposits..................
Total liabilities ................

1
1

3
3

582
679
15
535
1
812
812

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits................
Capital reserves.....................
Total Equity C a p ita l.......
TOTAL




4

288

TOTAL

35
165
270
6
476
4

288

State o f Arkansas:

118

Bank Department

UNION STATE BANK, JUNCTION CITY
Population 763
Union County
Chartered August 28, 1933 P.O. Box F Telephone Number 924-2731
Zip Code 71749
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffic e r s

D ire cto rs

*John F. M arsh.................. Pres. & Dir.
Craig A. Rowland................ Vice Pres.
Barbara D. D a n iels................ Cashier
Mary C. J o n e s ...............Asst. Cashier
Veda P. J o n e s ............... Asst. Cashier

Russell Adams
J. B. Allen, Jr.
T. N. Couch
T. T. Fields
Alvin Green
L. A. Jenkins
C. A. Reed
John M. Shackleford, Jr.

^Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou .

Cash & due from banks ..
Oblig. of other U. S. Gov’t
agencies & corporations,..
Oblig. of States & political
subdivisions....................
Excess funds s o ld ................
Loans (N et)........................ ..
Bank premises, furniture
and fixtures.................... .
All other a ssets..................

755
1

701

1
3

243
235
835
19
221

L ia b ilities
M il. T hou .
1 772
Demand deposits..................
5 050
Time deposits........................
4
U. S. Gov’t deposits.............
506
Public fu n d s ..........................
Total D ep osits..................
7 332
All other liabilities...............
47
7 379
Total liabilities .................
E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits................
Total Equity C a pita l.......

T O T A L ............................... ..




8

009

T O T A L ...................................

300
200
130
630
8

009

119

Sixty-Third Report

BANK OF KENSETT, KENSETT
Population 1,444
White County
Chartered February 17, 1922 P.O. Box 356 Telephone Number 742-3211
Zip Code 72082
Number o f Branches: Inside City—None; Outside City—None
D ire cto rs

P rin cip a l O ffice rs
*Jno. H. Johnston ................ President
Jno. H. Johnston, Jr.............Vice Pres.
Roger Q. M ills ...................... Vice Pres.
Mrs. Thelma Roth .................. Cashier
Mrs. Patsy Scott .. . Assistant Cashier

Jno. H. Johnston
Jno. H. Johnston, Jr.
Roger Q. Mills

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
Oblig. of other U. S. Gov’t
agencies & corporations ..
All other securities including
corporate stocks.
800
Loans (N et)............
3
Bank premises, furniture
8
and fixtures........

TOTAL




348
300

L ia b ilities

Mil. T hou .

Demand deposits..................
Public fu n d s ..........................
Total D eposits..................
Total liabilities ................

1
1

999
84
083
083

Equity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Total Equity C a pita l.......
1

459

T O T A L ...................................

50
10
316
376
1

459

120

State of Arkansas:

Bank Department

BANK OF KINGSTON, KINGSTON
Population 225
Madison County
Chartered April 7, 1911 P.O. Box 39 Telephone Number 665-2825
Zip Code 72742
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

Tom H argis............................ President
*Wilson B unch........................ Vice Pres.
& Cashier
Gary W. B u n ch .............Asst. Cashier

Tom Hargis
Wilson Bunch
Gary W. Bunch
Fred Evon Bunch
Wm. B. Bunch

*Designates Chief Executive Officer

ST A T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks ..
U. S. Treasury securities .
Oblig. of other U. S. G ov’t
agencies & corporations
Oblig. of States & political
su bdivisions..................
Loans (N et).........................
Bank premises, furniture
and fixtures....................

T O T A L ................................ ..




102
668
50
282
276
4

1

382

L ia b ilities

M il. T hou .

Demand deposits..................
Time deposits........................
Total D ep osits..................
Total liabilities ................

1
1

563
689
252
252

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits................
Capital reserves....................
Total Equity Capital . . . . .
T O T A L ...................................

10
40
78
2
130
1

382

Sixty-Third Report

121

BANK OF LAKE VILLAGE, LAKE VILLAGE
Population 3,310
Chicot County
Chartered October 14, 1937 P.O. Box 727 Telephone Number 265-2241
Zip Code 71653
Number of Branches: Inside City—1; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

Dr. J. H. Burge .. Chairman of Board
Douglas C. W y n n ................ President
*Hermon C a rlto n ....... Exec. Vice Pres.
Ned Mazzanti............. First Vice Pres.
R. Trafton W illiam s.............Vice Pres.
Dessie Lee G ibbs.........................Cashier
Joyce Bell ...................................Auditor
Terence J. A lp e ............. Asst. Cashier
Jakie June G ib so n ....... Asst. Cashier
Marilyn Craig .............. Asst. Cashier
& Branch Manager

Sam E. Angel
William W. Bunker
Dr. J. H. Burge
Hermon Carlton
David F. Gillison, Sr.
Ned Mazzanti
George Pine
Linwood Smith
Douglas C. Wynn

*I)esignates Chief Executive Officer

STATEM E N T AS OF JU N E 30. 1977
A ssets

Mil. Thou.

Cash & due from banks .. ..
U. S. Treasury securities . ..
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivisions................... ..
Loans (N et)......................... ..
Bank premises, furniture
& fixtures.........................
All other assets . . . . . . .

1
1

439
898

3

002

3
10

349
247

L ia b ilities

Mil. T hou.

Demand deposits..................
4
Time deposits....................... 12
U. S. Gov’t deposits.............
Public fu n d s .........................
1
Total D eposits.................. 18
Excess funds purchased . . . .
All other liabilities...............
Total liabilities ................ 18

292
39

E quity C apital
Capital stock ........................
Surplus..................................
Undivided p ro fits................
Capital reserves.....................
Total Equity C apital.......

TOTAL




20

266

534
376
16
435
361
200
41
602

TOTAL

1

150
100
385
29
664

20

266

1

State of Arkansas:

122

Bank Department

FIRST STATE BANK OF LAKE VILLAGE, LAKE VILLAGE
Population 3,310
Chicot County
Chartered June 12, 1962 P.O. Box 271 Telephone Number 265-5366
Zip Code 71653
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffic e r s

D ir e c to r s

*Fred P. M ichael.................... President
Ben V. F lorian i.................... Vice Pres.
& Cashier
Michael S. Cashion .. Asst. Vice Pres.
Mary Rebecca Brogdon . . . . Assistant
Cashier

W. Henry Anthony
Herman Berkemeyer
James R. Burchfield
Ohmer C. Burnside
C. A. Cox, Jr.
William H. Drew
Ben V. Floriani
J. P. Hampton
Doyne W. Loyd
Marvin D. Loyd
Geni Mazzanti, Jr.
Fred P. Michael
Gordan A. Norris
Carl O. Powell
Richard L. Pratt
John H. Ralph

*Designates Chief Executive Officer

S T A T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou .

Cash & due from b a n k s ___
U. S. Treasury securities .. .
Oblig. of States & political
subdivision s......................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

3

411
565

2
5

625
660
51
39

L ia b ilities

M il. T hou .

Demand deposits..................
1
Time deposits........................
7
U. S. Gov’t deposits.............
Public fu n d s ..........................
1
Deposits o f b a n k s.................
Total D ep osits.................. 10
Excess funds purchased. . . .
Total liabilities ................. 11

954
199
5
440
8
606
800
406

Equity Capital
Capital stock ........................
Surplus ...................................
Undivided p ro fits ................
Total Equity C a p ita l.......
Subordinated notes
& debentures......................
T O T A L ...................................




12

351

T O T A L ...................................

100
550
25
675
270
12

351

Sixty-Third Report
123

CITIZENS BANK OF LAVACA, LAVACA
Population 738
Sebastian County
Chartered May 5, 1910 P.O. Box 108 Telephone Number 674-2297
Zip code 72941
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*James M. Llewellyn, Jr....... President
Nelle B. L lew elly n .............. Vice Pres.
George A. Beattie I I I ........... Vice Pres.
& Cashier
Wanda M. L eb er...........Asst. Cashier
Paulette Chronister . . . . Asst. Cashier

James M. Llewellyn, Jr.
Nelle B. Llewellyn
Robert T. Dawson

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
su bdivisions......................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

TOTAL




1

211
209
109

3

5
100
118
63
119

4

934

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities ................

1
2
4
4

519
675
366
560
18
578

E quity C apital
Capital stock ........................
Surplus..................................
Undivided p ro fits.................
Total Equity C a pita l.......
Subordinated notes
& debentures......................
TOTAL

90
140
76
306
50
4

934

124

State o f Arkansas:

Bank Department

LEACHVILLE STATE BANK, LEACHVILLE
Population 1,874
Mississippi
Chartered January 23, 1951 P.O. Box 140 Telephone Number 539-6354
Zip Code 72438
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*J. Lee Bearden...................... President
Edna L. K ennett....... Exec. Vice Pres.
& Cashier
Linda Young.................. Asst. Cashier

J. Lee Bearden
Nelson Henry
T. N- Rodman, M.D.
J. L. Swihart
Edna Kennett

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. Thou.
474
799

Cash & due from banks . . . .
U. S. Treasury securities ...
Oblig. o f other U. S. G ov’t
agencies & corporations ..
Oblig. of States & political
su bdivisions......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures.......................

1

481

1

197

1

101
550
588

T O T A L ..................................

6




L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. G ov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
Total liabilities ................

1
2
1
5
5

326
500
4
656
486
486

E quity C apital

128

Capital stock ........................
Surplus..................................
Undivided p ro fits ................
Total Equity C a pita l.......

318

T O T A L ..................................

100
400
332
832
6

318

Sixty-Third Report

LITTLE RIVER BANK, LEPANTO
Population 1,864
Poinsett County
Chartered November 21, 1919 P.O. Box Drawer 340 Telephone Number 475-2306
Zip Code 72354
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

D. F. P o rtis......... Chairman of Board
*Grady Watkins, Jr................ President
T. G. Thompson, Jr............Vice Pres.
& Cashier
J. C. Portis ........................... Vice Pres.
Blanche Nash .............. Asst. Cashier
David Chandler............. Asst. Cashier
Kathy Chandler ........... Asst. Cashier
______

D. F. Portis
Grady Watkins, Jr.
T. G. Thompson, Jr.
J. C. Portis
A. T. Bell
Wayne Eason
W. H. Cross
Ernest B. Portis
Danette P. Watkins
W. K. Ingram, Jr.

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. o f other U. S. Gov’t
agencies & corporations . .
Oblig. o f States & political
subdivisions................ 2
All other securities including
corporate stocks................
Loans (N et).....................
4
Bank premises, furniture
and fixtures......................
All other a sse ts ....................

TOTAL




L iabilities

Mil. Thou.
640
1 497
2 388
784

Mil. Thou.

2 557
Demand deposits..................
6 902
Time deposits.......................
U. S. G ov’t deposits.............
12
Public fu n d s .......................
1 182
Total D ep osits.................. 10 653
All other liabilities.............. ............152
Total liabilities ................ 10 805

25
729
Equity C apital
40
239

12

342

Capital stock .......................
Surplus...................................
Undivided p ro fits.................
Total Equity C a p ita l.......
TOTAL

1

200
800
537
537

12

342

126

State of Arkansas:

Bank Department

LESLIE STATE BANK, LESLIE
Population 563
Searcy County
Chartered April 17, 1948 P.O. Box 325 Telephone Number 447-2200
Zip Code 72645
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

*Jim Tilley ........... Chairman of Board
Ben A llen ............................... President
Helen M cBride...................... Vice Pres.
Bill Seeger.................. Asst. Vice Pres.
Mary Jane H orton ................Cashier
Ronald G. H ousley....... Asst. Cashier

Jim Tilley
Ben Allen
Jerald Barnett
Bill Seeger
R. G. Derickson
Virgil Blair
Lex Treece

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks ..,
U. S. Treasury securities .,..
Oblig. o f other U. S. G ov’t
agencies & corporations,
Oblig. of States & political
su bd ivision s....................
Excess funds s o ld .............
Loans (N et)........................ ..
Bank premises, furniture
and fixtures.................... .
All other a sse ts ..................

T O T A L ................................. .




1

534
104
165

3

6

215
300
922

L ia b ilities

M il. T hou .

Demand deposits..................
Time deposits........................
Public fu n d s ..........................
Total D ep osits..................
All other liabiliteis...............
Total lia b ilitie s.................

1
3
5
5

738
566
424
728
58
786

E quity C apital

63
24

Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Capital reserves....................
Total Equity C a p ita l.......

327

T O T A L ...................................

130
235
150
26
541
6

327

127

Sixty-Third Report

PEOPLES BANK AND LOAN COMPANY, LEWISVILLE
Population 1,604
Lafayette County
Chartered August 25, 1911 P.O. Box 280 Telephone Number 921-4244
Zip Code 71845
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*J. C. L a n d es.................................Pres. &
Chairman o f Board
W. H. Triplett, Jr........Exec. Vice Pres.
P.D. Burton, Jr...................... Vice Pres.
Wilma Willbanks ......................Cashier
Annette D. S h a v er....... Asst. Cashier
Venora Hooper.............. Asst. Cashier
Donna E. Hornbeck . . . . Asst. Cashier

Larry Burrow
Paul J. English
Alvis Fuller
J. A. Harrel
Aileen S. Landes
Henry Moore III

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. Thou.

Cash & due from b a n k s ___
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. o f States & political
subdivision s......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other assets ....................

TOTAL




1
1

214
395

1

671

1

260

1
5

38
000
631
98
42

12

349

L ia b ilities

Mil. T hou.

Demand deposits............. . . .
Time deposits................... . . .
U. S. Gov’t deposits.......
Public fu n d s ....................
Total D eposits.............. . . .
All other liabilities.........
Total liabilities ........... . . .

2
7

557
978
6
877
11 “ 1TB
1
11 419

E quity C apital
Capital stock ..................
Surplus .............................
Undivided p ro fits...........
Total Equity C apital.......
TOTAL

100
450
380
930
12

349

State of Arkansas:

128

Bank Department

BANK OF LINCOLN, LINCOLN
Population 1,189
Washington County
Chartered March 19, 1903 P.O. Box 98 Telephone Number 824-3232
Zip Code 72744
Number o f Branches:.Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

*Loyd R. Sw ope....................... President
Kenneth D. C ox ......... Exec. Vice Pres.
& Operations
Jim T albot................................Vice Pres.
Ronnie R in ehart....... Asst. Vice Pres.
Darlene Cheatham . . . Asst. Vice Pres.
Larry K a rn es.............................. Cashier
Nell K id d ..........................Acct. Officer
Ernestine Jordan.Executive Secretary

W. T. Shannon
B. J. Basden
Forrest Rodgers
S. H. Pitts
R. H. Pitts
John Lewis
Loyd Swope

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
Assets

Mil. Thou.

Cash & due from banks .. . . 1
U. S. Treasury securities .. . 1
Oblig. of other U. S. Gov’t
agencies & corporations.
Oblig. of States & political
su bdivisions...................... 2
Excess funds s o ld ..............
Loans (N et)......................... .. 10
Bank premises, furniture
and fixtures......................
All other a ssets..................

T O T A L ............................... ..




15

153
128
702
110
700
010

Liabilities

Mil. Thou.

Demand deposits..................
3
Time deposits........................ 10
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total deposits.................... 14
All other liabilities...............
Total liabilities ................ 14

464
560
25
704
753
33
786

Equity Capital
123
41

967

Capital stock ........................
Surplus...................................
Undivided p ro fits ................
Capital reserves....................
Total Equity C a p ita l.......
Subordinated notes
& debentures......................
T O T A L ...................................

200
200
412
69
881
300
15

967

Sixty-Third Report

129

PULASKI BANK AND TRUST COMPANY, LITTLE ROCK
Population 139,703
Pulaski County
Chartered August 29, 1955 P.O. Box 7299 Telephone 664-4411
Zip Code 72207
Number of Branches: Inside City— 1; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

¥James C. East . .. Chairman of Board
J. A. McEntire, III.Vice Chmn. of Bd.
Gerald S. R alston ......... Sr. Vice Pres.
Joe A. W oodson............. Sr. Vice Pres.
Robert C. Magee, C P A ....... Vice Pres.
James E. B rantley................ Vice Pres.
Mrs. Joyce A. Ereman ...
Vice Pres.
Lynn M a y h a n .................... Vice Pres.
James N. Pierce.................. Vice Pres.
K. G. McRae. I V ................ Vice Pres.
& Cashier
Mrs. Marilyn Pearce ....... Vice Pres.
David L. Bain ....................... Vice Pres.
John A. B oveskie.............. Vice Pres.
L. Thomas Chapman . Asst. V7. Pres.
John Skarda.............. Asst. Vice Pres.
& Branch Manager
Mrs. Jackie Myers .........Loan Officer
Mrs. Melva Padgett . , . .Invest. Officer
Tony B en tley ........................Data Proc.
Officer
Carolyn McEwen ............ Head Teller
& Asst. Cashier
Kaky Fergusson . . Medical Services
Representative

Troy D. Churchman
James C. East
Thomas L. Hodges
Thomas Purifoy
J. A. McEntire, III
R. L. “ Buddy” Shultz. Jr.
Eugene R. Warren
Mark V. Williamson

1 h ii - i K x i T u t i v c ( ( t f i c e r

STATEM E N T AS OE JU N E 30, 1977
A ssets

Mi ]. Thou.

C a s h & due from b a n k s . .
1 . S. T r e a s u r v s e c u r i t i e s . .
O b l i g . o f o t h e r U. S. G o v 't
a gen cies & corp ora tion s . ,
O blig . o f S tates & political
su b d iv isio n s
1. o a n s ( N e t i ...............................
B a n k p rem ises, fu rn itu re
and fix tu re s, .
All o t h e r a s s e t s

3
5

737
131

6

077

4
27

493
219

1
1

949
459

L iabilities

Thou.

M iil.

D e m a n d d e p o s i t s ........................
T i m e d e p o s i t s ...............................
L . S. G o v ' t d e p o s i t s .................
P u b l i c f u n d s ..........................
1 t e p o s i t s o f b a n k s ......................
T o t a l D e p o s i t s ........................
E x ce s s fu n d s p u rch a se d . , ,
A l l o t h e r l i a b i l i t i e s ...................
T o ta l liabilities . . .

10
18

931
583
33
449
11
45
41
041
4
802
848
2
48 ~ 6 T T

Equity C apital
( ' a p i t a l s t o c k .................
S u r p l u s ....................................
U n d i v i d e d p r o f i t s ......................
T ota l E qu ity C ap ita l . . .
S u b ord in a ted notes
V d ebentures.

TOTAL




53

115

T O T A L ..

1
1
3

663
000
46 1
124

1

3,00

53

115

State of Arkansas:

130

Bank Department

BANK OF LOCKESBURG, LOCKESBURG
Population 620
Sevier County
Chartered October 14, 1902 P.O. Box 118 Telephone Number 289-2541
Zip Code 71846
Number o f Branches: Inside City—None; Outside City—None

Principal Officers

Directors

*Leonard L. Hampson ......... Chairman
James F. L e a ........................ President
Mary F. H a m p son ...............Vice Pres.
Danny L. C a r s o n .................Vice Pres.
Bobbie J. Simmons ................ Cashier
Barbara K itchens......... Asst. Cashier

Leonard L. Hampson
James F. Lea
Mary F. Hampson
Wanda C. Hampson

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks ...
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations,
Oblig. of States & political
subdivisions..................
Excess funds s o ld .............
Loans (N et)........................ . .
Bank premises, furniture
and fixtures....................
All other a ssets................

T O T A L ............................... ..




691
189
754

2

711
700
007

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
All other liabilities...............
Total Liabilities................

1
2
4
4

419
701
2
396
518
54
572

E quity C apital
10
11

5

073

Capitsl stock..........................
Surplus ...................................
Undivided p ro fits................
Total Equity C a p ita l.......
T O T A L ...................................

75
175
251
501
5

073

Sixty-Third Report

131

FIRST STATE BANK, LONOKE
Population 3,520
LONOKE
Chartered March 9, 1935 P.O. Box 320 Telephone Number 676-3106
Zip Code 72086
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*J. O. Bennett ........................ President
Charles E. F ord ......... Exec. Vice Pres.
Lorine L. P itts ........................Cashier
J. W. R y e ........................ Asst. Cashier
Mary S trickland........... Asst. Cashier

J. O. Bennett
Neil Bennett
Wayne Bennett
W. H. Bransford
H. Austin Grimes

*I)esignates Chief Executive Officer

ST A TEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

1
Cash & due from banks . . ..
U. S. Treasury securities ..
Oblig. of States & political
subdivision s.................. . . 2
Loans (N et)........................ . . 17
Bank premises, furniture
and fixtures....................
All other a sse ts................

261
795
993
737
220
163

L ia b ilities

Mil. Thou.

7
Demand deposits..................
Time deposits........................
9
U. S. Gov’t deposits.............
Public fu n d s .........................
3
Total D ep osits.................. 20
All other liabilities..............
Total liabilities ................ 20

145
950
3
474
572
80
652

Equity C apital

T O T A L ............................... . .




23

169

Capital stock .......................
Surplus..................................
Undivided p ro fits................
Total Equity C a pita l.......

1
1
2

400
100
017
517

T O T A L ..................................

23

169

132

State of Arkansas:

Bank Department

FARMERS BANK AND TRUST COMPANY, MAGNOLIA
Population 11,527
Columbia
Chartered September 26, 1906 P.O. Box 250 Telephone Number 234-2211
Zip Code 71753
Number o f Branches: Inside City—1; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

*R. W. Warnock, Jr................. President
W. N. Paschal ....................... Vice Pres.
Mrs. T. H. R eeves.................. Vice Pres.
Cameron Dodson ..................Vice Pres.
T. H. Bradley, Jr..................... Vice Pres.
Dean R e a g a n ......................... Cashier
M. E. Fitzpatrick........ Asst. Cashier

L. E. Davis, Jr.
Gordon Foster
W. E. Fullenwider
John W. Harsh
Joe D. Woodward
R. W. Warnock, Jr.
W. N. Paschal
Mrs. T. H. Reeves
Cameron Dodson
T. H. Bradley, Jr.

*l)esiKnates Chief Executive Officer

S T A T E M E N T A S OF JU N E 30, 1977

Assets

Mil. Thou.

Cash & due from banks .. ..
U. S. Treasury securities . ..
Oblig. of other U. S. Gov’t
agencies & corporations . .
Oblig. of States & political
subdivisions.................. ..
Excess funds s o ld ............. ..
Loans (N et)........................ ..
Bank premises, furniture
and fixtures....................

1
5

573
371

7

042

7
1
1

169
121
813

T O T A L ............................... .. 24




122

211

Liabilities

Mil. Thou.

Demand deposits..................
8
Time deposits........................ 11
U. S. Gov’t deposits.............
Public fu n d s ..........................
1
Total D ep osits.................. 21
Total liabilities ................ 21

534
172
32
846
584
584

Equity Capital
Capital stock ........................
Surplus ...................................
Undivided p ro fits.................
Capital reserves....................
Total Equity C a p ita l.......

2

100
200
253
74
627

T O T A L ................................... 24

211

2

Sixty-Third Report

133

BANK OF MALVERN, MALVERN
Population 9,856
Hot Spring County
Chartered June 24, 1889 P.O. Box 897 Telephone Number 332-6966
Zip Code 72104
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Glenville Rhodes . .Pres. & Chief Exec.
Walter Rutledge....................Vice Pres.
Paul E. B o w d le ......... Asst. Vice Pres.
& Cashier
Martin B atem an....... Asst. Vice Pres.
Mrs. Laverne Spencer . . Asst. Cashier
Mrs. Elinor Sim s........... Asst. Cashier
Jim Ross ........................ Asst. Cashier
Mrs. Inez B a ss.............. Asst. Cashier
Mrs. Mina S tiles........... Asst. Cashier

Ray N. Boyle
William H. Glover
Jester Jones (Emeritus Ret.)
Glenville Rhodes
Foy G. Ritchey
Dorsey Glover
Carrington Young

*I)esiKnate.s Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks .. . .
U. S. Treasury securities . . .
Oblig. of other U. S. G ov’t
agencies & corporations . .
Oblig. of States & political
subdivision s..................... .
Excess funds s o ld ............. . .
Loans (N et).........................
Bank premises, furniture
and fixtures....................
All other a sse ts................

3
4

271
726

2

430

3
1
9

943
100
277

TOTAL ............................. . . 24




L iabilities

Mil. Thou.

Demand deposits..................
7
Time deposits........................ 14
U. S. Gov’t deposits.............
Public fu n d s .........................
1
Total D ep osits.................. 23
All other liabilities..............
Total liabilities ................ 23

310
053
27
646
036
10
046

Equity C apital
20
86

853

Capital stock ........................
Surplus ..................................
Undivided p ro fits................
(Capital reserves....................
Total Equity C a p ita l.......

1

300
700
796
11
807

TOTAI..................................... 24

853

State of Arkansas:

134

Bank Department

PEOPLES BANK, MAMMOTH SPRING
Population 1,200
Fulton County
Chartered February 8, 1921 P.O. Box 310 Telephone Number 625-3823
Zip code 72554
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

Cloy H. Culver...................... President
*William O. Pace.................... Vice Pres.
Charles David Smith.............Cashier

Auda M. Culver
Cloy H. Culver
William O. Pace
Jim B. Plumlee
M. H. Powell

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977

Assets

Mil. Thou.

Cash & due from banks ..
U. S. Treasury securities . ..
Oblig. of other U. S. Gov’t
agencies & corporations,..
Oblig. of States & political
subdivisions.................. ..
Excess funds s o ld .............
Loans (N et)....................... ..
Bank premises, furniture
and fixtures....................

T O T A L ............................... ..




1

400
991

1

363

1

499
50
689

1

7

Liabilities

Mil. Thou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
Total liabilities ................

2
2
1
6
6

196
525
9
625
355
355

Equity Capital

43

Capital stock ........................
Surplus ...................................
Undivided p ro fits................
Total Equity C a p ita l.......

035

T O T A L ...................................

100
200
380
680
7

035

Sixty-Third Report

135

MERCHANTS & PLANTERS BANK, MANILA
Population 2,486
Mississippi County
Chartered March 16, 1948 P.O. Box 440 Telephone Number 561-4427
Zip Code 72442
Number of Branches: Inside City—None; Outside City—None
P rin cip al O ffice rs

D ire cto rs

*Peggy F. Cheadle . . . . Chmn. of Board
Lora M. Fleeman ................ President
Max H. Schrader....... Exec. Vice Pres.
James B. Cheadle...................Vice Pres.
Norma Jack son .......................... Cashier
Hulen Faulkner . . Secty.-Asst. Cashier

Peggy F. Cheadle
Lora M. Fleeman
James B. Cheadle
Betty F. Schrader
Hulen Faulkner
W. Borowsky
L. E. Townsend
Max H. Schrader

* Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou .

Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivision s......................
All other securities including
corporate stocks.................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................

TOTAL. .




405
100
635
621
2

481

Mil. Thou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
Total liabilities ................

3
561
156

4

L ia b ilities

1
1
3
3

506
611
18
744
879
879

Equity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Total Equity C apital.......
TOTAL

100
150
352
602
4

481

State o f Arkansas:

136

Bank Department

BANK OF MANSFIELD, MANSFIELD
Population 1,075
Sebastian County
Chartered February 16, 1939 P.O. Box 387 Telephone Number 928-4418
Zip Code 72944
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

Bruce H. S haw .. . Chairman of Board
*Joe M cC ain........................... President
Richard D. Foster.................Vice Pres.
Richard B. Shaw .................. Vice Pres.
Gilmer K. D ix o n .................. Vice Pres.
Melba Conaway ................... Cashier
Paula C o w a rd ...............Asst. Cashier
Linda M artin ................ Asst. Cashier

Bruce H. Shaw
Joe McCain
Richard D. Foster
Gilmer K. Dixon
Richard B. Shaw
S. D. Barnes
W. W. Holbrook
W. M. Woods, M.D.
S. M. Taylor

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
Oblig of States & political
subdivisions......................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

1

494

6

716
685
142
127

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities ................

2
5
8
8

552
371
5
314
242
84
326

Equity Capital
Capital stock ........................
Surplus ...................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......
T O T A L ..................................




9

164

T O T A L ...................................

240
240
309
49
838
9

164

137

Sixty-Third Report

FARMERS AND MERCHANTS BANK, MARIANNA
Population 6,215
Lee County
Chartered January 9, 1942 P.O. Box 479 Telephone Number 295-2535
Zip Code 72360
Number of Branches: Inside City—None; Outside City—None

Principal Officers

Directors

John F. Miller . . . Chairman of Board
*Ben M. P erk in s.................... President
William J. M cC la in .............Vice Pres.
& Cashier
Mrs. Diane Wheeler . . . . Asst. Cashier
Mrs. Patsy H ard in ....... Asst. Cashier
Mrs. Marie Calaway . . . Asst. Cashier

James Burkett
Thomas H. Gist, Jr.
Robert F. Mahan
William J. McClain
John F. Miller
Ben M. Perkins

*Designat<-s Chief Executive Officer

STATEM E N T A S OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from banks .. .
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations . .
Oblig. of States & political
subdivisions......................
All other securities including
corporate stocks................
Loans (N et)...........................
Bank premises, furniture
and fixtures.......................

1
1

050
094

1

788

1

101

4

648
099

L ia b ilities

Mil. Thou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
Excess funds purchased. . . .
All other liabilities..............
Total liabilities ................

3
3
1
8
9

E quity C apital
127
75
500
119
22
716

Capital stock .......................
Surplus..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C apital.......
T O T A L .................................




947
550
90
043
630
550
11
191

9

907

T O T A L ..................................

9

907

State o f Arkansas:

Bank Department

CITIZENS BANK, MARION
Population 2,280
Crittenden County
Chartered March 15, 1938 P.O. Box 300 Telephone Number 739-3232
Zip Code 72364
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*A. J. L um pkin...................... President
William R. R eyn old s........... Vice Pres.
Mary L. H oskins....................Cashier
Ida Mae W illiam s......... Asst. Cashier

A. J. Lumpkin
Dana F. Sulcer
J. F. Rieves, Jr.
W. B. Rhodes
Sanders Carter
Dino Pirani
A. H. Neely
Wilson P. Barton
J. C. Mann
Allen B. Helms
C. H. Bond, Jr.
J. L. Currie
Aldo Stupenti
Ray D. Ross
Julian Hardin

"“Designates Chief Executive Officer

ST A T E M E N T AS OF JU N E 30, 1977

Assets

Mil. Thou.

Cash & due from banks .. . .
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations.. .
Oblig. of States & political
subdivision s.................. . .
Excess funds s o ld ............. . .
Loans (N et)........................ . .
Bank premises, furniture
and fixtures....................
All other a ssets..................

T O T A L ................................ ..




1

796
487

1

523

2
3
2

939
400
907

Liabilities

Mil. Thou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities .................

2
5

11

923
386
107
398
814
15
829

Capital stock ........................
Surplus...................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......

1

150
500
647
20
317

T O T A L ...................................

13

146

3
11

Equity Capital
7
87

13

146

139

Sixty-Third Report

MARKED TREE BANK, MARKED TREE
Population 3,275
Poinsett County
Chartered March 3, 1932
Telephone 358-2600
Zip Code 72365
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

Gloria N. R itter...........Chm. of Board
John Brunner, Jr.................. President
*L. H. G oad.................. Exec. Vice Pres.

Gloria N. Ritter
John Brunner, Jr.
L. H. Goad
Mary Ann Arnold
Frank Brunner, Jr.
J. Robert Brunner

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. Thou.

Cash & due from banks ..
U. S. Treasury securities . ..
Oblig. of other U. S. Gov’t
agencies & corporations . .
Oblig. of States & political
su bdivisions....................
Corporate stock s............
Excess funds s o ld ..............
Loans (N et)......................... ..
Bank premises, furniture
and fixtures.........................

T O T A L ............................... ..




5

911
734

2

118
922

2

300
670
136

12

791

L iabilities

Mil. Thou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
Total liabiliteis ................

4
6
11
11

232
936
30
585
783
783

Capital stock .......................
Surplus ..................................
Undivided p ro fits................
Total Equity C apital.......

1

250
300
458
008

TOTAI....................................

12

791

Equity C apital

State o f Arkansas:

140

Bank Department

THE CITIZENS BANK, MARSHALL
Population 1,397
Searcy County
Chartered February 26, 1940 P.O. Box 250 Telephone Number 448-3341
Zip Code 72650
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Jim Tilley ................ Board Chairman
James W. D aniel.................. Vice Pres.
Bill O. W atts..........................Vice Pres.
Brenda Harness ......................Cashier

Jim Tilley
Jerald M. Barnett
Ben Allen
James Daniel
George Daniel
J. C. Baker, Jr.
Dewey Massey
Bill O. Watts

*Designates Chief Executive Officer

STA T E M E N T AS O F JU N E 30, 1977
A ssets

Mil. T h ou .

Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of other U. S. G ov’t
agencies & corporations . .
Oblig. of States & political
subdivision s......................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

TOTAL




1

560
390
30

8

294
500
766
205
579

12

324

L ia b ilities

M il. T hou .

3
Demand deposits..................
Time deposits........................
6
U. S. Gov’t deposits.............
Public fu n d s ..........................
1
Total D ep osits.................. 11
Total liabilities ................. 11

391
688
24
239
342
342

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Capital reserves.....................
Total Equity C a p ita l.......
Subordinated notes
& debentures......................
TOTAL

200
400
135
22
757
225
12

324

Sixty-Third Report

141

BANK OF MARVELL, MARVELL
Population 1,980
Phillips County
Chartered January 8, 1903 P.O. Box 67 Telephone Number 829-2596
Zip Code 72366
Number of Branches: Inside City—None; Outside City—None

Principal Officers

Directors

*Gibson Turley, Sr........ Chmn. & CEO
Jesse M. Collins .................. President
Gibson Turley, Jr.................... Vice Pres.
Paul Caruth, Jr....................... Vice Pres.
Tommie E. Shackelford, Jr..Vice Pres.
& Cashier
Susan L ig o n .............. Asst. Vice Pres.
Corinne W illiam s......... Asst. Cashier
Patty R u ssell................ Asst. Cashier

Gibson Turley, Sr.
Jesse M. Collins, Sec.
J. A. Hill
James H. Hill
Gibson Turley, Jr.
Virginia N. Turley

*I)esignates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou .

Cash & due from banks . . . .
U. S. Treasury securities .. . 1
Oblig. of other U. S. G ov’t
agencies & corporations . .
1
Oblig. of States & political
subdivision s..................
1
Loans (N et).......................
3
Bank premises, furniture
and fixtures...............................
All other a sse ts...........................

L iabilities

Mil. T hou.

Demand deposits..................
2 452
Time deposits........................ 5 125
I J . S. Gov’t deposits.............
28
Public fu n d s .........................
897
Total D ep osits..................
8 502
Excess funds purchased . . . .______ 225
Total liabilities ................
8 727

713
266
753
940
918
30
21

Equity C apital
Capital stock ........................
Surplus..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a pita l.......

TOTA1____




____

9

641

TOTAI.....................................

150
350
314
100
914
9

641

State of Arkansas:

142

Bank Department

BANK OF McCRORY, McCRORY
Population 1,896
Woodruff County
Chartered June 8, 1903 P.O. Box 367 Telephone Number 731-2521
Zip Code 72101
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*1. N. A rn of........... Chairman of Board
Hulon C a in ........................... President
John G. Thom pson................ Vice Pres.
H. Ripley T h om p son ............. Vice Pres.
John D. Eldridge.................... Vice Pres.
James W. T aylor......................... Cashier
Margaret C ollier........................... Trust
Joyce B a ll...................... Asst. Cashier

I. N. Arnof
John G. Thompson
H. Ripley Thompson
John D. Eldridge
Ian Arnof
G. L. Morris, Jr.
Edwin B. Conner
John D. Eldridge III
Hulon Cain
Donald Cain

*I)esignates Chief Executive Officer

S T A T E M E N T A S OF JU N E 30, 1977

Assets

Mil. Thou.

Cash & due from banks . . . .
5
U. S. Treasury securities .. . 1
Oblig. of other U. S. Gov’t
agencies & corporations . . 1
Oblig. of States & political
1
su bdivision s......................
All other securities including
corporate stocks.................
3
Excess funds s o ld ................
Loans (N et)........................... 11
Bank premises, furniture
and fixtures........................
All other a ssets....................

T O T A L ................................... 24




831
027
000
789
90
400
311
196
309

953

Liabilities

Mil. Thou.

Demand deposits..................
8
Time deposits........................ 12
U. S. Gov’t deposits.............
Public fu n d s ..........................
1
Deposits of b a n k s................
Total D ep osits.................. 22
All other liabilities...............
Total liabilities ................. 23

828
253
49
486
43
659
479
138

Equity Capital
Capital stock ........................
Surplus ...................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......

1

300
700
756
59
815

T O T A L ................................... 24

953

Sixty-Third Report

143

McGEHEE BANK, McGEHEE
Population 5,464
Desha County
Chartered December 5, 1933 P.O. Box 787 Telephone Number 222-3151
Zip Code 71654
Number of Branches: Inside City—1; Outside City—2
P rin cip a l O ffice rs

D ire cto rs

*Sam Bowm an........................ President
Mark E. Sherland, Jr........... Vice Pres.
J. H. P otter................ Vice Pres. Oper.
W. W. Williams, Jr. . . Vice Pres.-Trust
Bill B ow m an ... Vice Pres.-Real Estate
Tom Bartholomew. Asst. Vice Pres. Agri,
Rick G illiam .................. Asst. Cashier
Roy Ferrell .............................Cashier
Robert Keller .............Asst. Vice Pres.
Charles L loyd.............Asst. Vice Pres.
Time Pay

Robert H. Adcock
Fred Blanks
Bill Bowman
Sam Bowman
Jimmy L. Buford
Bill Elliott
C. J. Griffith, Jr.
John. L. Maier, Jr
Buren Sharpe
Mark E. Sherland, Jr.
James N. Smith
W. A. Smith
Cecil Simpson

*Designate.s Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977

Assets

Mil. Thou.

Cash & due from banks . . . .
2
U. S. Treasury securities .. .
Oblig. of States & political
subdivision s......................
4
All other securities including
corporate stocks................
Loans (N et)........................... 28
Bank premises, furniture
and fixtures.......................
All other a ssets................

TOT A1....................................




37

455
493
703
543
597
372
666

829

Liabilities

Mil. Thou.

8
Demand deposits..................
Time deposits........................ 21
U. S. Gov’t deposits.............
Public fu n d s .........................
3
Total D ep osits.................. 33
Excess funds purchased .. . .
All other liabilities..............
Total liabilities ................ 34

983
367
39
393
782
300
146
228

Equity Capital
Capital stock .......................
Surplus..................................
Undivided p ro fits................
Total Equity C apital.......

1
1
3

800
200
601
601

T O T A L ..................................

37

829

144

State of Arkansas:

Bank Department

THE BANK OF MELBOURNE, MELBOURNE
Population 1,043
Izard County
Chartered July 29, 1896 P.O. Box C Telephone Number 368-4337
Zip Code 72556
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

J. C. Miller ........................... President
Tom Sim pson........................Vice Pres.
*A. J. Y ounger..........................Cashier

J. C. Miller
Tom Simpson
A. J. Younger

^Designates Chief Executive Officer

STA T E M E N T AS O F JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
su bdivisions......................
All other securities including
corporate stocks................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................

T O T A L ...................................




1

269
725
735

2

662

1

110
274
184

6

959

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities ................

2
2
6
6

957
097
7
956
017
32
049

E quity C apital
50
225
527
8
810

Capital stock ........................
Surplus...................................
Undivided p ro fits ................
Capital reserves....................
Total Equity Capital ......
Subordinated notes
& debentures......................
T O T A L ...................................

100
6

959

145

Sixty-Third Report

THE UNION BANK OF MENA, MENA
Population 4,850
Polk County
Chartered July 25, 1934 P.O. Box 898 Telephone Number 394-2211
Zip Code 71953
Number of Branches: Inside City—None; Outside City—1
P rin cip al O ffice rs

D ire cto rs

Clift C. L ane....... Chairman of Board
*Bill Lauck W o o d ....................... Pres. &
Chief Exec. Officer
Gregory Bourns.................... Vice Pres.
Kenneth S h irle y .................. Vice Pres.
& Cashier
Gary W. Gardner .................Vice Pres.
L. L. M orrow..........................Vice Pres.
R. A. C a rver..........................Vice Pres.
Buddy N ew b olt......... Asst. Vice Pres.
Ruby Lunsford............... Asst. Cashier
Eva Capehart................ Asst. Cashier

Clift C. Lane
L. L. Morrow
Bill Lauck Wood
R. A. Carver
R. L. Hamilton
Nabors Shaw
Edward W. Stevenson

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets
Cash & due from banks ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations
Oblig. of States & political
subdivisions................ .
Excess funds s o ld .............
Loans (N et).......................
Bank premises, furniture
and fixtures....................
All other a sse ts ................

TOTAL




Mil. T hou.
.
.

2
1

287
908

.

2

938

. 6
. 1
. 12

292
500
314

L ia b ilities

Mil. T hou.

Demand deposits..................
8
Time deposits....................... 13
U. S. Gov’t deposits.............
Public fu n d s .........................
1
Total D eposits.................. 24
All other liabilities..............
Total liabilities ................ 24

704
845
88
968
605
163
768

Equity C apital
413
399

28

051

Capital stock ........................
Surplus..................................
Undivided p ro fits................
Total Equitv C a pita l.......
TOTAL

1
1
3

600
200
483
283

28

051

State of Arkansas:

146

Bank Department

MONETTE STATE BANK, MONETTE
Population 1,100
Chartered December 29, 1936

Craighead County
P.O. Box P Telephone Number 486-5493
Zip Code 72447
Number of Branches: Inside City—None; Outside City—None

P rin cip a l O ffice rs

D ire cto rs

*l)onald K irksey.................... President
Shirley B ronaugh......... Sr. Vice Pres.
Verlene F u llen ........................ Vice Pres.
Bill C lark................................. Vice Pres.
Howard W ortham...................Vice Pres.
Aileen B ell...................... Asst. Cashier
Margaret A b e l.............. Asst. Cashier
Carolyn T u rn er............. Asst. Cashier
Revis Stewart................ Asst. Cashier
Teresa Ashley ............... Asst. Cashier

Charles Frierson, III
J. E. Story
Dr. T. P. Harper, M.D.
Dr. B. R. Harper, M.D.
Donald Kirksey
Ruth P. Latta
Carolyn Frierson
Verlene Fullen

*I)esig'nates Chief Kxeeutive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks .. ..
U. S. Treasury securities .
Oblig. o f other U. S. G ov’t
agencies & corporations
Oblig. of States & political
su bdivision s.................. ..
Loans (N et)........................ ..
Bank premises, furniture
and fixtures....................
All other a sse ts................ .

1

498
2
11

T O T A L ................................. . 16




160
324

248
776
220
9

235

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
Total liabilities ................

4
10
15
15

003
141
8
919
071
071

Capital stock ........................
Surplus...................................
Undivided p ro fits................
Total Equity C a p ita l.......

1

200
600
364
164

T O T A L ...................................

16

235

E quity C apital

147

Sixty-Third Report

COMMERCIAL BANK & TRUST COMPANY, MONTICELLO
Population 7,034
Drew County
Chartered November 29, 1912 P.O. Box 150 Telephone Number 367-6221
Zip Code 71655
Number of Branches: Inside City—2; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Bennie Ryburn, Sr..................... Pres. &
Chairman o f Board
J. Ted B la g g .............. Exec. Vice Pres.
& Trust Officer
Jerry N. Wilson
.............. Vice Pres.
Kin C. Priest......................... Vice Pres.

E. A. Baker
Phillip Davis
Joe Brennan
William C. Bulloch
Cole Castelaw
Charles S. Gibson
W. B. Holloway
R. D. Jones, Jr.
L. D. Long
Lamar Miles
W. L. Quattlebaum, Jr.
James A. Ross
Bennie Ryburn, Jr.
W. E. Smith
John Spivey
Kim Ward
Frank Wolfe
Robert Harper

*I)esignates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
2
U. S. Treasury securities ...
Oblig. of other U. S. Gov’t
agencies & corporations . .
Oblig. of States & political
su bdivisions......................
2
All other securities including
corporate stocks................
Loans (N et)........................... 19
Bank premises, furniture
and fixtures.......................
All other a ssets....................

T O T A L ..................................




25

209
199
275
847
6
286

L ia b ilities

Mil. Thou.

Demand deposits..................
5
Time deposits....................... 14
U. S. Gov’t deposits.............
Public fu n d s .........................
2
Total D ep osits.................. 22
Excess funds purchased ... . 1
All other liabilities..............
Total liabilities ................ 23

485
358
22
254
119
000
99
218

E quity Capital
245
45

112

Capital stock .......................
Surplus..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a pita l.......

1

200
000
509
185
894

T O T A L ..................................

25

112

1

State of Arkansas:

148

Bank Department

UNION BANK & TRUST COMPANY, MONTICELLO
Population 7,034
Drew County
Chartered September 15, 1915 P.O. Box 270 Telephone Number 367-3453
Zip Code 71655
Number of Branches: Inside City—None; Outside City—1
P rin cip a l O ffice rs

D ire cto rs

*Zach McClendon, Jr............. President
Ben O. C arroll...........Exec. Vice Pres.
Virginia Pierce............... Sr. Vice Pres.
Kelton B u sb y ........................Vice Pres.
Jean St. J o h n ...............Asst. Vice Pres.
Dona S tev en son ....... Asst. Vice Pres.
Shirley H ill.................... Asst. Cashier
Peggy Sm ith.................. Asst. Cashier
Tona M cK iever............. Asst. Cashier

William K. Ball
Brown Calhoun
Frank Carton, Jr.
Billy H. Hartness
Charles E. Jackson
W. Frank Jackson
Ervin McClain
Zach McClendon, Sr.
Zach McClendon, Jr.
Wells Moffatt
Dr. J. P. Price
John Porter Price
Alan G. Williams
A. C. Thompson
G. R. Campster
Juan Trotter
Adrian Williamson

*Designates Chief Executive Officer

STA T E M E N T A S OF JU N E 30. 1977
A ssets

Mil. T hou .

Cash & due from banks . . . .
2 184
U. S. Treasury securities .. .
615
Oblig. o f other U. S. Gov’t
agencies & corporations .. 1 058
Oblig. o f States & political
su bdivisions..................
4
735
Excess funds s o ld ............
1
000
Loans (N et)....................... 20
910
Bank premises, furniture
and fixtures.......................
836
483
All other a ssets...................

TOTAL




31

821

L ia b ilities

Mil. T hou.

Demand deposits..................
7
Time deposits........................ 19
U. S. Gov’t deposits.............
Public fu n d s ..........................
2
Total D ep osits.................. 28
All other liabilities...............
Total liabilities ................. 28

102
354
57
064
577
421
998

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits ................
Capital reserves.....................
Total Equity C a p ita l.......
TOTAL

2

800
800
089
134
823

31

821

1

149

Sixty-Third Report

THE FIRST STATE BANK, MORRILTON
Population 6,814
Conway County
Chartered November 26, 1930 P.O. Box 350 Telephone Number 354-4601
Zip Code 72110
Number of Branches: Inside City—2; Outside City—1
P rin cip al O ffice rs

D ire cto rs

Cleo Cheek ......... Chairman of Board
*S. E. M cR eynolds................ President
H. J. Kordsmeier....... Exec. Vice Pres.
& Cashier
Bill D avidson........................Vice Pres.
J. H. Wilcox ......................... Vice Pres.
Marjorie W aller......... Asst. Vice Pres.
Earl E. S h ip le y .........Asst. Vice Pres.

Cleo Cheek
A. J. Gordon
Dr. T. H. Hickey
H. J. Kordsmeier
Otto Lienhart
W. E. Love
S. E. McReynolds
Louis Oates
Charles Ormond

'Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977

Assets

Mil. Thou.

Cash & due from banks .. ..
3
U. S. Treasury securities ....
4
Oblig. of other U. S. Gov’t
agencies & corporations
Oblig. of States & political
subdivisions.................. . . 8
Excess funds s o ld .............
Loans (N et)....................... . . 14
Bank premises, furniture
and fixtures.............. .
All other a ssets................

TOTAL




33

391
732
185
594
250
793

Liabilities

Mil. Thou.

Demand deposits............ . . . .
Time deposits................ . . . .
U. S. Gov’t deposits.......
Public fu n d s..................... . . .
Total D eposits............. . . .
All other liabilities.........
Total liabilities ............ . . .

10
16
3
29
29

275
043
83
087
488
317
805

Equity Capital
664
519

128

Capital stock ................
Surplus .............................
Undivided p ro fits............ . . .
Capital reserves..............
Total Equity C apital.......
TOTAL

3

500
800
018
5
323

33

128

2

150

State of Arkansas:

Bank Department

MORRILTON SECURITY BANK, MORRILTON
Population 6,814
Conway County
Chartered March 12, 1955 P.O. Box 320 Telephone Number 354-3531
Zip Code 72110
Number o f Branches: Inside City—1; Outside City—1
P rin cip a l O ffice rs

D ire cto rs

*Howard E. Jones.................. President
S. W. C a llih a n ............ Sr. Vice Pres.
Ronny A. C la y ......................Vice Pres.
Jean Jones ................ Asst. Vice Pres.
LaVernia Bridgman . . . Asst. V. Pres.
Thomasine Williams .. . Asst. V. Pres.

Ed Cross
Edward Gordon
Nathan Gordon
Marion Hightower
Howard E. Jones
Edward Ruff
Edward Lee Eddy

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

M il. T hou.

Cash & due from banks .. ..
U. S. Treasury securities . ..
Oblig. of other U. S. Gov’t
agencies & corporations . .
Oblig. of States & political
subdivision s..................... .
Excess funds s o ld ............. .
Loans (N et)........................ ..
Bank premises, furniture
and fixtures....................
All other a ssets................

T O T A L ............................... ..




1
1

278
478

1

070

2

030
300
127

9

L ia b ilities

M il. T hou .

Demand deposits..................
5
Time deposits........................
8
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits.................. 14
All other liabilities...............
Total liabilities ................. 14

681
320
12
644
657
38
695

E quity C apital
282
398

15

963

Capital stock ........................
Surplus...................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......

1

450
275
519
24
268

T O T A L ...................................

15

963

Sixty-Third Report

151

PEOPLES BANK AND TRUST COMPANY,
MOUNTAIN HOME
Population of City 5,028
Baxter County
Chartered August 10, 1906 P.O. Box Drawer B Telephone Number 425-2166
Zip Code 72653
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Neil Nelson
.................. President
Wylo D y e r ............................... Vice Pres.
Charles A. M orton ........ Sr. Vice Pres.
Clyde R. Thorn, Jr..................Vice Pres.
Larry G. Nelson ................... Vice Pres.
Rudell P ann ell........................Vice Pres.
Irene M artin...........................Cashier
Ronald F. M oore....... Asst. Vice Pres.
Reba B ig h am ................ Asst. Cashier
Betty L o n o n .................. Asst. Cashier

Powers L. Fowler
R. E. Baker
B. R. Wiseman
W. A. Thompson
Wylo Dyer
Neil Nelson
Mrs. Nat T. Dyer
Guy King

^Designates Chief Executive Officer

ST A T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks .. ..
3
U. S. Treasury securities . ..
3
Oblig. of other U. S. Gov’t
4
agencies & corporations,..
Oblig. of States & political
su bdivisions.................. ..
9
Excess funds s o ld .............
Loans (N et)......................... ,. 27
Bank premises, furniture
and fixtures......................
All other a ssets.................. . 1

TOTAL




50

545
776
794
378
300
179

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
All other liabilities...............
Total liabilities ................

12
29
3
45
46

443
892
59
271
665
635
300

E quity C apital
413
007

392

Capital stock ........................
Surplus..................................
Undivided p r o fits ................
Capital reserves.....................
Total Equity C apital.......
Subordinated notes
& debentures......................
T O T A L ..................................

1
1
1
4

200
400
317
125
042
50

50

392

152

State of Arkansas:

Bank Department

BANK OF MOUNTAIN VIEW, MOUNTAIN VIEW
Population 1,866
Stone County
Chartered July 21, 1915 P.O. Box C Telephone Number 269-3815
Zip Code 72560
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

^Charles A. L o w e ....... Exec. Vice Pres.
Weldon D uncan........................Cashier
Loreva Harness............. Asst. Cashier

Hubert Hinkle
Glen Hinkle
G. R. Sansom
James G. Hinkle
Charles A. Lowe

*I)esignates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou .

Cash & due from banks .. ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations
Oblig. of States & political
subdivision s......................
Excess funds s o ld .............
Loans (N et)........................ ..
Bank premises, furniture
and fixtures.................... .
All other a sse ts................

TOTAL




1

517
850
634

3
7

002
950
358

L ia b ilities

M il. T hou .

Demand deposits..................
4
Time deposits........................
6
U. S. Gov’t deposits.............
Public fu n d s ..........................
1
Total D ep osits.................. 13
All other liabilities...............
Total liabilities ................. 13

843
460
4
873
180
23
203

E quity C apital
134
43

14

488

Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Total Equity C a p ita l.......
TOTAL

1

100
600
585
285

14

488

Sixty-Third Report

153

THE BANK OF MONTGOMERY COUNTY, MOUNT IDA
Population 850
Chartered November 26, 1930

Montgomery County
P.O. Box 435 Telephone Number 867-3148
Zip Code 71957
Number of Branches: Inside City—None; Outside City—None

P rin cip al O ffice rs

D ire cto rs

Njohn B eavers....................... President
Jim Tom Butler .. . .............Vice Pres.
Robert C am pbell.................. Vice Pres.
Melvin L. Sim pson................ Cashier
Geneva Henson
... Asst. Cashier

R. W. Butler
John Beavers
Jim Tom Butler
Robert Campbell
Patricia Butler
Paul Eaton

''Designate* ( hiet Kxecutive ( MTicer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil1. Thou.

Cash & due from banks . . . .
U. S. Treasurv securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations . .
Oblig. of States & political
subdivisions......................
Excess funds s o ld ................
Loans (N et).........................
Bank premises, furniture
and fixtures.........
All other assets ...

TOTAL




1

779
865

2

783

4

316
700
304

3

L iabilities

Mil. T hou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
All other liabilities..............
Total liabilities ................

3
9

823
335
5
1 164
14 “ T27
6
14 333

Equity Capital
91
31

i5

869

Capital stock ....................
Surplus ................................
Undivided p ro fits................
Total Equity Capital .
T O T A L ..

1

to o
700
736
536

15

869

154

State of Arkansas:

Bank Department

BANK OF MULBERRY, MULBERRY
Population 1,340
Crawford County
Chartered January 15, 1902 P.O. Box Drawer ‘A ’ Telephone Number 997-2591
Zip Code 72947
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Joe A. A rnold___Chairman of Board
& President
J. Burl H ou se........................Vice Pres.
& Cashier
Joe M. Kirksey......................Vice Pres.
Phyllis D ouglas.............Asst. Cashier
Katy M cCollum ............. Asst. Cashier

Joe A. Arnold
Isabel B. Arnold
Lonnie Batchelor
L. C. Gunn
Joe M. Kirksey

*Designates Chief Executive Officer

ST A T E M E N T AS OF JU N E 30, 1977
A ssets

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of States & political
subdivisions......................
All other securities including
corporate stocks................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

TOTAL




L ia b ilities

Mil. T hou.
707
1 292
1

518

4

80
427
94
7

8

125

Mil. T hou .

Demand deposits..................
Time deposits........................
Public fu n d s ..........................
Total D ep osits..................
Total lia b ilities.................

2
3
6
6

695
785
460
940
940

Capital stock ........................
Surplus...................................
Undivided p ro fits .................
Total Equity C a p ita l.......

1

50
350
785
185

TOTAL

8

125

E quity C apital

155

Sixty-Third Report

PIKE COUNTY BANK, MURFREESBORO
Population 1,470
Pike County
Chartered December 19, 1904 P.O. Box 279 Telephone Number 285-2172
Zip Code 71958
Number of Branches: Inside City—None; Outside City— 1
P rin cip a l O ffice rs

D ire cto rs

Clift Lane .............................. Chairman
*Bill R. P h ilp o t... President
& Chief Exec. Officer
Cleo R isn er.................... Sr. Vice Pres.
& Cashier
Jack R. D ees........ Vice Pres.
Brenda Sm ith...... Vice Pres.
Loan Dept.
Harold A. S m ith ....... Asst. Vice Pres.
& Mgr. M.S.B.
Bobby Jo McAllister .. . Asst. Cashier
Brenda R oberts............. Asst. Cashier
Helen Henderson ......... Asst. Cashier

Thomas Bridgeman
Vance Evans
Cooper Kizzia
Clift Lane
Bill R. Philpot
Elbert Ray
George Steel, Sr.
Ray Womack
Greg Bourns
R. B. Carroll, Jr.

’ Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks .. ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations .
Oblig. of States & political
subdivision s.................. . .
Excess funds s o ld .............
Loans (N et)........................ . .
Bank premises, furniture
and fixtures....................
All other a sse ts................

TOTAL




1

082
806
905

3
9

353
300
111

L ia b ilities

Mil. Thou.

4
Demand deposits..................
Time deposits........................
8
U. S. Gov’t deposits.............
Public fu n d s .........................
1
Total D ep osits.................. 14
All other liabiliteis...............
Total liabilities ................ 14

430
347
68
319
164
165
329

E quity C apital
86
282

15

925

Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Total Equity C a pita l.......
T O T A L ..................................

1

400
400
796
596

15

925

156

State o f Arkansas:

Bank Department

CITIZENS STATE BANK, NASHVILLE
Population 4,406
Howard County
Chartered July 23, 1974 P.O. Box 832 Telephone Number 845-3323
Zip Code 71852
Number of Branches: Inside City—1; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

*Roy A. R ea v es...................... President
H. L. P o p e .................. Exec. Vice Pres.
Bill Sim pson..........................Vice Pres.
& Cashier
Charles W. D a rn a ll............. Vice Pres.

Bobby Steel, Chmn.
Roy A. Reaves
H. L. Pope
David Pile
Tim Freel
York Gary
Dwight Jones
Connie Milum (Mr.)
James Chandler
Larry Renard
Marion Mabry
Jimmy Latimer

*Designates Chief Executive Officer

STATEM E N T AS O F JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks .. ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
su bdivisions..................
Excess funds s o ld .............
Loans (N et)........................ ..
Bank premises, furniture
and fixtures....................

T O T A L ............................... ..




1

200
400

1

499

7

312
50
092
421

10

974

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
Total liabilities ................ ~

3
5
1
9

483
421
6
018
928

W

928

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits ................
Total Equity C a p ita l.......
Subordinated notes
& debentures......................
T O T A L ...................................

300
300
246
846
200
10

974

157

Sixty-Third Report

BANK OF NEWARK, NEWARK
Population 864
Chartered October 10, 1944

Independence County
P.O. Box 320 Telephone Number 799-3221
Zip Code 72562
Number of Branches: Inside City—None; Outside City—None

P rin cip a l O ffice rs

D ire cto rs

*Joe Don Reynolds. . . . Exec. Vice Pres.
Houston House ........................Cashier
Jo M agness.................... Asst. Cashier

E. R. Coleman
R. M. Twyford
J. L. Magness

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Cash & due from banks . . . .
U. S. Treasury securities . . .
All other securities including
corporate stocks..
204
Excess funds s o ld ..
200
Loans (N et)...........................
1
Bank premises, furniture
and fixtures.........
77

314
100

853




Mil. Thou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
Total liabilities ................

1

2
2

Capital stock ........................
Surplus..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C apital.......
2

585
503
9
342
439
439

Equity C apital

*Designates Chief Executive Officer

TOTAL

L ia b ilities

Mil. T hou.

748

TOTAL

25
100
142
42
309
2

748

State of Arkansas:

158

Bank Department

BANK OF NEW EDINBURG, NEW EDINBURG
Population 200
Cleveland County
Chartered August 22, 1904 P.O. Box 59 Telephone Number 352-2592
Zip Code 71660
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Ray Attwood.......................... President
W. K. Parham ......................Vice Pres.
Geneva A ttw ood .................. Vice Pres.
& Cashier

Ray Attwood
W. K. Parham
Geneva Attwood
Dr. Charles Attwood

*Designates Chief Executive Officer

STA T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities . . .
Excess funds s o ld ..
37
Loans (N et).............
99
All other a ssets......
1

249
282

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities .................

420
120
55
595
2
597

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits .................
Total Equity C a p ita l.......
TOTAL




668

TOTAL

25
12
34
71

668

Sixty-Third Report

159

MERCHANTS & PLANTERS BANK, NEWPORT
Population 7,900
Jackson County
Chartered March 30, 1946 P.O. Box 550 Telephone Number 523-3601
Zip Code 72112
Number of Branches: Inside City—1; Outside City—0
P rin cip al O ffice rs

D ire cto rs

*Ernest D. M cD on a ld ........... President
L. H. Conditt .............Exec. Vice Pres.
R. W. Smith........................... Vice Pres.
James C. G iles...........Asst. Vice Pres.

Morris Bowman
R. Owen Burton
L. H. Conditt
John L. Conner
James O. Dupree
Dr. Troy A. Gray
Robert Harvey
Charles McCartney
Ralph McDonald, Jr.
Leonidas Mack
A. F. Minor, Jr.
Fred M. Pickens, Jr.
James O. Spencer
Ernest D. McDonald

STATEM E N T AS OF JU N E 30, 1977
A s s e ts
C ash &

M il. T h o u .

due from

U . S. T re a s u ry

ban ks

s e cu ritie s

2

580

D em and

d e p o s i t s ........................... .

9

129

...

1

269

T i m e d e p o s i t s .................................... .

13

648

1

668

1

596

3

849

24

466

U . S . G o v ’ t d e p o s i t s ..................

c o rp o ra tio n s . .

O b lig . o f S ta tes &

A ll o th e r secu rities in c lu d in g

L oans
and

46

T otal

D e p o s i t s ........................... .

47

A l l o t h e r l i a b i l i t i e s .....................

c o r p o r a t e s t o c k s ...........................

B ank

P u b l i c f u n d s ....................................... .
D e p o s i t s o f b a n k s ........................

p o litica l

s u b d i v i s i o n s ....................................

E xcess

]M i l . T h o u .

....

O b li g . o f o t h e r U . S . G o v ’t
ag en cies &

L ia b ilitie s

303

f u n d s s o l d ...........................

1

950

( N e t ) ............................................

14

037

T otal

lia b ilities
E q u ity

........................ .

284
24

750

C a p ita l

p re m is e s , fu rn itu re
f i x t u r e s ......................................

A ll oth er a ssets

.................................

595

C a p ita l

394

S u r p l u s .....................................................

775

U n d iv id e d

895

T otal

T O T A L ............




....

26

645

stock

....................................

225

p r o f i t s ........................

E q u itv

C a p ita l

. . . . .

1

895

T O T A I ........................................................ .

26

645

160

State of Arkansas:

Bank Department

THE TWIN CITY BANK, NORTH LITTLE ROCK
Population 62,040
Pulaski County
Chartered March 21, 1935 P.O. Box 5581 Telephone Number 372-4700
Zip Code 72119
Number of Branches: Inside City—8; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

*T. E. Renaud....... Chairman of Board
& President
Edward M. Penick, Jr..Exec. V . Pres.
James G. Williamson, J r.. . . Vice Pres.
& Cashier
Dale A. R enaud.................... Vice Pres.
& Comptroller
Robert F. Birch, Jr................Vice Pres.
Bill H. G ieck..........................Vice Pres.
Michael L. Waddington . . . . Vice Pres.
Jean C. Luper........................Vice Pres.
Ben R. Scroggin .................. Vice Pres.
John S c h ic k ..........................Vice Pres.

John Blodgett
Martin Borchert
Ralph Cotham, Jr.
Frank Lyon, Jr.
J. O. Mayhugh
George M. Rozzell,Jr.
Father George Tribou
Mike Mehaffy
T. E. Renaud
Eugene M. Pfeifer,III

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977

Assets

Liabilities

Mil. Thou.

Cash & due from banks . . . .
8
U. S. Treasury securities .. .
6
Oblig. of other U. S. Gov’t
agencies & corporations ..
8
Oblig. of States & political
subdivisions...................... 10
All other securities including
1
corporate stocks................
Loans (N et)........................... 69
Bank premises, furniture
and fixtures........................
1
All other a ssets....................
2

828
526
525
622
145
185

Mil. Thou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Deposits of b a n k s................
Total D ep osits..................
Excess funds purchased . . . .
All other liabilities...............
Total liabilities .................




108

896

101

960
710
215
528
39
452
969
908
329

2
1
1
5

700
000
567
267

2

300

108

896

19
97
2

Equity Capital

412
653

Capital stock ........................
Surplus...................................
Undivided p ro fits................
Total Equity C a p ita l.......
Subordinated notes
& debentures......................
TOTAL

28
48

TOTAL

161

Sixty-Third Report

THE PLANTERS BANK, OSCEOLA
P o p u la tio n
C h a rte re d

A p r il

8 ,3 7 1

13, 1944

M is s is s ip p i C o u n ty
P .O . B o x
Z ip

407

T e le p h o n e N u m b e r 5 6 3 -2 6 6 6

C od e 72370

N u m b e r o f B r a n c h e s : I n s id e C it y — 2; O u ts id e C it y — N o n e

P rin cip a l O ffice rs
S lo a n
* J im

R a i n w a t e r , J r .....................

H in k le

P r e s id e n t

S lo a n

...........................E x e c . V i c e P r e s .

J u n e W e l b o r n ....................................
B etty

D ire cto rs

V ic e

J im

P res.

R a in w a te r , J r.

H in k le

N a th a n

R u e ......................................................C a s h i e r

W e in b e r g

J . A . C r o s th w a it

P a u l i n e A l s w o r t h ...............

A s s t. C a s h ie r

H e n r y J . S w ift

V ir g in ia

A s s t. C a s h ie r

E . H . R ile y

M i l t o n .....................

D ew ey

N e e ly

W m . I. R a in w a t e r
R . S . R a in w a t e r
E u g e n e S t ill
J o e W . E d rin g to n
W . M . T a y lo r , Jr.

*1 )esi«nates ( 'h ief (executive O fficer

STATEM E N T AS OF JU N E 30, 1977
A ssets
C ash

&

Mil. Thou.

d u e fro m

U. S. T reasu ry

ban ks

s e c u r it ie s

. . . .

2

.. .

c o r p o r a tio n s . .

O b lig . o f S ta te s

&

d e p o s i t s ..............................

5

T i m e d e p o s i t s .......................................

10

803

P u b lic

B ank
and

f u n d s ..........................................

T o t a l D e p o s i t s ..............................
1

E x c e s s f u n d s s o l d ...........................
L o a n s ( N e t ) ............................................

D em and

19

713
803
24
334
874
231
10 5

1

500
500
385
385

U . S . G o v ’ t d e p o s i t s .....................
3

p o litic a l

s u b d i v i s i o n s ....................................

Mil. Thou.

366
750

O b lig . o f o th e r U . S . G o v ’t
a g e n c ie s &

L iabilities

10

996
10 0
879

2
18

A l l o t h e r l i a b i l i t i e s ........................
T o t a l lia b ilit ie s

...........................

Equity C apital

p r e m is e s , fu r n it u r e

294
422

f i x t u r e s .......................................

A l l o t h e r a s s e t s ...........................

C a p ita l s to c k

.......................................

S u r p l u s ........................................................
U n d iv id e d

p r o f i t s ...........................

T o t a l E q u ity
S u b o r d in a te d
&

T O T A L




20

610

C a p i t a l ............

n otes

120

d e b e n t u r e s ...............

T O T A L

.

20

610

State of Arkansas:

162

Bank Department

BANK OF OZARK, OZARK
Population 3,000
Franklin County
Chartered June 9, 1937 P.O. Box 196 Telephone Number 667-2181
Zip Code 72949
Number of Branches: Inside City—1; Outside City—1
P rin cip a l O ffice rs

D ire cto rs

*Carl G. H o lt ....... Chairman of Board
Larry M ashburn.................. President
Harold D. B e c k ....... Sr. V. P./Cashier
Harold E. H u ll.............. Sr. Vice Pres.
Don Sm ith...................... Sr. Vice Pres.
Donald M ain ard.Asst. Vice Pres.
Norma Brashears . . . . Asst. Vice Pres.
Glen R oss............... Asst.
Vice Pres.
Jo Ann F in e ..........Asst.
Vice Pres.
Gladys N ic h o ls ............. Asst. Cashier
Billie M ain ard .............. Asst. Cashier
Rosemary H olt. Corp. Secretary
Estelle Faucett.B ranch Manager

Carl G. Holt
Kennith Smith
Jim H. Hillard
O.P. Hillard
Larry Mashburn
W. Dee Gober
Harold E. Hull
Kay Van Train
Don Smith
Coy Kirkpatrick
Harold D. Beck
Frances Caleb
Rosemary Holt
Jim Vardaman

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou .

Cash & due from banks ..,..
1
U. S. Treasury securities .,
Oblig. of other U. S. Gov’t
agencies & corporations,..
1
Oblig. of States & political
subdivisions.................. . . 4
Excess funds s o ld .............
Loans (N et)........................ .. 13
Bank premises, furniture
and fixtures....................
All other a ssets................

T O T A L ............................... .. 22




614
954
638
054
100
758

L ia b ilities

Mil. T hou .

Demand deposits..................
6
Time deposits........................ 12
U. S. Gov’t deposits.............
Public fu n d s ..........................
1
Total D ep osits.................. 20
All other liabilities...............
Total liabilities ................. 21

135
606
58
983
782
228
010

Equity C apital
328
385

831

Capital stock ........................
Surplus ...................................
Undivided p ro fits................
Total Equity C a p ita l.......

1

375
000
446
821

T O T A L ................................... 22

831

1

163

Sixty-Third Report

SECURITY BANK, PARAGOULD
P o p u la tio n
C h a rte re d

F eb ru a ry

1 3 ,6 3 7

5, 1931

G reen e C ou n ty

P .O . B o x 6 7 0
Z ip

T e l e p h o n e N u m b e r 2 3 9 -9 5 7 1

C od e 72450

N u m b e r o f B r a n c h e s : I n s id e C it y — 1; O u t s id e C it y — 1

Principal Officers
* M a r lin

I). J a c k s o n

M a r lin

. .. C h m n . o f B o a r d
&

V ern on

Directors

W illia m s . . . . . . V ic e

Jack son

P r e s id e n t

B ill F is h e r

C h a ir m a n

S cott N oel

o f B oa rd

B ill A d a ir

B i l l F i s h e r ........................ . . E x e c . V i c e P r e s .

R ob ert R ose

F r e d W i l c o x ..................... .....................V i c e P r e s .

V ern on

&
H erb

C a s h ie r

B l a n d ..................... .....................V i c e P r e s .

G eorge J a ck so n

....

.....................V i c e

W illia m s

D . G . W h ite
N an

P res.

D ic k e y

P a u l K e e to n
T om

K ir k

D o n a ld
T om

P u r c e ll

H a ll

C h a r le s

G ord on

G . I. H ig g i n s
E a rl G ra m lin g

*I)esignate.s Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
Assets
C ash

&

Mil. Thou.

d u e fro m

U . S. T reasu ry

ban ks

....

s e c u r itie s

222

D em and

d e p o s i t s ..............................

9

543

1

311

T i m e d e p o s i t s .......................................

26

874

2

615

39

137

U . S . G o v ’ t d e p o s i t s .....................

c o r p o r a t io n s . .

O b lig . o f S ta te s &

Mil. Thou.

3

...

O b lig . o f o th e r U . S . G o v ’t
a g e n c ie s &

Liabilities

957

P u b l i c f u n d s ..........................................

53

D e p o s i t s o f b a n k s ............................

p o litic a l

52^

3

465

T o t a l D e p o s i t s ..............................
E x c e s s fu n d s p u r c h a s e d . . . .

161

c o r p o r a t e s t o c k s ....................

2

972

A l l o t h e r l i a b i l i t i e s .........................

468

L o a n s ( N e t ) ......................................

29

564

s u b d i v i s i o n s .............................
A ll o t h e r s e c u r it ie s in c lu d in g

B ank
and

T o t a l lia b ilit ie s

...........................

39

766

p r e m is e s , fu r n it u r e
f i x t u r e s .......................................

A l l o t h e r a s s e t s ...........................

Equity C apital

257
1

026
C a p it a l s to c k

.......................................

600

S u r p l u s ........................................................
U n d iv id e d

p r o f i t s ...........................

T o t a l E q u ity
S u b o r d in a te d
&

T O T A L ........................................................




42

774

C a p i t a l ............

700
1

283

2

583

n otes

d e b e n t u r e s ...................................

T O T A 1 ..............................................................

425

42

774

State o f Arkansas:

164

Bank Department

BANK OF PARKDALE, PARKDALE
Population 500
Ashley County
Chartered February 1, 1910 P.O. Box 37 Telephone Number 473-2412
Zip Code 71661
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

^Robert A. Pugh .. Chairman o f Board
George L. P u g h .................... President
J. A. G ib s o n .............. Exec. Vice Pres.
Geraldine Zatwarsky........... Secretary
Dorothy H. C ald w ell................. Cashier

J. A. Gibson
J. C. Larrison
Garrard Mountjoy
Jim Newton
Augustus H. Pugh
George L. Pugh
Robert A. Pugh
Thomas P. Pugh
Harrison Ralph
Carl Wells

’ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations . .
Oblig. of States & political
subdivisions......................
All other securities including
corporate stocks................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

T O T A L ...................................




1

391
481
25
843

3

203
058

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t d ep osits.............
Public fu n d s ..........................
Total D ep osits..................
Excess funds purchased. . . .
All other liabilities...............
Total liabilities .................

1
3

644
287
6
405
5 ~ 542
200
5
5 547

E quity C apital
24
100

6

125

Capital stock ........................
Surplus ...................................
Undivided p ro fits ................
Capital reserves....................
Total Equity C a p ita l.......
Subordinated notes
& debentures....................
T O T A L ...................................

30
320
176
2
528
50
6

125

165

Sixty-Third Report

FIRST STATE BANK, PARKIN
Population 2,075
Cross County
Chartered June 5, 1925 P.O. Box 526 Telephone Number 755-5401
Zip Code 72373
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Wallace M a rtin .................... President
S. N. G reen ................ Exec. Vice Pres.
& Cashier
William Powell, Jr................ Vice Pres.
Fred Brenner, Jr....................Vice Pres.
Patsy W ootten .............. Asst. Cashier

F. E. Brenner, Jr.
John A. Brenner
S. N. Green
J. E. McNeil, Jr.
Wallace Martin
C. W. Martin, III
Charles Ruston, Jr.
Charles D. Thomas

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivisions......................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures.......................
All other a ssets....................

TOTAL




L iabilities

Mil . Thou.
1

572
140
555

1
3

376
575
483
94
11

7

806

Mil. T hou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
Total liabilities ................

2
3

435
533
10
1 111
7 “ 059
7 089

E quity C apital
Capital stock .......................
Surplus..................................
Undivided p ro fits................
Total Equity C apital.......
TOTAL

100
350
267
717
7

806

State of Arkansas:

166

Bank Department

BANK OF PEA RIDGE, PEA RIDGE
Population 1,336
Benton County
Chartered May 6, 1911 P.O. Box 5 Telephone Number 451-8155
Zip Code 72751
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

Sam M. W a lton ......................Chairman
*Rick E. Buck.......................... President
John B. Easley ....................Vice Pres.
Barbara J. Ow en........................ Cashier
Janice Sue L y o n s ......... Asst. Cashier

Carl E. Baggett
R. E. Buck
Rick E. Buck
John B. Easley
L. E. Hardy
Franklin D. Miller
Hearn Oliver
Jim C. Walton
Sam M. Walton
C. M. Webb

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. Thou.

Cash & due from banks ..
U. S. Treasury securities .
Oblig. o f States & political
su bdivisions..................
Excess funds s o ld .............
Loans (N et)....................... . .
Bank premises, furniture
and fixtures....................
All other a sse ts................

357
100

4

962
475
702
33
135

L ia b ilities

M il. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
Total liabilities ................

1
3
6
6

E quity C apital
Capital stock ........................
Surplus ...................................
Undivided p r o fits ................
Total Equity C a p ita l.......

T O T A L ............................... ..




6

764

763
791
7
617
178
178

T O T A L ..................................

83
290
213
586
6

764

Sixty-Third Report

167

THE PERRY COUNTY BANK, PERRYVILLE
P o p u la tio n
C h a rte re d

948

D ecem b er 8, 1945

P erry C ou n ty
P .O . B o x

Z ip

188

T e le p h o n e N u m b e r 8 8 9 -2 3 1 8

C od e 72126

N u m b e r o f B r a n c h e s : I n s id e C it y — N o n e ; O u ts id e C it y — N o n e

P rin cip al O ffice rs
M rs. M . J. V a n

D ire cto rs

D a ls e m .C h m n . o f B o a r d

J . D . F a r i s h .............................................

P r e s id e n t

^ C h a r le s W . G ille s p ie .E x e c . V ic e P r e s .

M rs. M . J. V a n

D a ls e m

J . D . F a r is h
C h a r le s W . G ille s p ie

T . O . S p e n c e ..........................................V i c e P r e s .

T. O . S p en ce

M rs. A lic e

M r s . M ild r e d

F a r is h

M rs. M a r J o

S p en ce

H o l b r o o k ..................... V i c e P r e s .
&

C a s h ie r

M rs. N o rm a

R o b in s o n . .

A s s t. C a s h ie r

M rs. V e lm a

D u n n ...............

A s s t. C a s h ie r

H ow ard

L. Jon es

^Designates C h ief Executive O fficer

STATEMENT AS OF JUNE 30, 1977
Assets
C ash

&

Mil. Thou.

d u e fro m

U . S. T rea su ry

ban ks

s e c u r it ie s

....

1

..

.

D em and

d e p o s i t s ..............................

2

973

792

T i m e d e p o s i t s .......................................

6

218

P u b l i c f u n d s ..........................................

1

084

T o t a l D e p o s i t s ..............................

10

281

T o t a l lia b ilit ie s

10

281

U . S . G o v ’ t d e p o s i t s .....................

c o r p o r a tio n s .

O b lig . o f S ta te s &

.

and

1

709

6

770

...........................

6

100

L o a n s ( N e t ) .............................................
B ank

400

p o litic a l

s u b d i v i s i o n s ....................................
E x ce s s fu n d s s o l d .

Mil. Thou.

292

O b lig . o f o th e r U . S . G o v ’t
a g e n c ie s &

Liabilities

Equity C apital

p r e m is e s , fu r n it u r e
f i x t u r e s .............

67

C a p ita l s to c k

.......................................

100

A l l o t h e r a s s e t s .......

16

S u r p l u s ........................................................

400

U n d iv id e d

365

T ota l

T O T A L . . .




11

146

T O T A L

p r o f i t s ...........................

E q u it y

11

C a p i t a l ............

146

865

168

State of Arkansas:

Bank Department

PIGGOTT STATE BANK, PIGGOTT
Population 3,353
Clay County
Chartered March 10, 1930 P.O. Box 307 Telephone Number 598-3802
Zip Code 72454
Number of Branches: Inside City—1; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*T. W. Leggett, Jr................... President
James L. M a g e e ....... Exec. Vice Pres.
James C. Poole .................... Vice Pres.
& Cashier
Paula O. Blackw ell... Asst. Vice Pres.
Steve B ell........................ Asst. Cashier
Evanell T u rn e r............. Asst. Cashier

T. W. Leggett, Jr.
James L. Magee
Thomas P. Leggett
John Staples
H. C. Robbins, Jr.

■ "Designates Chief Executive Officer

ST A T E M E N T AS OF JU N E 30, 1977
A ssets
C ash

&

d u e fro m

Mil. T hou.
ban k s

U . S . T r e a s u r y s e c u r itie s
O b lig . o f S ta te s &

. .. .
...

042
482

T i m e d e p o s i t s .......................................

1

599

P u b l i c f u n d s ..........................................

c o r p o r a t e s t o c k s ...........................

and

d e p o s i t s ..............................

T o t a l D e p o s i t s ..............................

E x c e s s f u n d s s o l d ...........................
B an k

D em and

5
3

U . S . G o v ’ t d e p o s i t s .....................

A ll o t h e r s e c u r it ie s in c lu d in g

L o a n s ( N e t ) .............................................

Mil. T hou.

1
5

p o lit ic a l

s u b d i v i s i o n s ....................................

L ia b ilities

3

1
200
455

1
11

A l l o t h e r l i a b i l i t i e s ........................
T o t a l l i a b i l i t i e s ...........................

11

E quity C apital

p r e m is e s , fu r n it u r e

197
19

f i x t u r e s .......................................

A l l o t h e r a s s e t s .................................

C a p ita l s to c k

100
200
407
200
907

.......................................

S u r p l u s .........................................................
U n d iv id e d

p r o f i t s ...........................

C a p i t a l r e s e r v e s .................................
T o t a l E q u i t y C a p i t a l ............

T O T A L ........................................................




218
998
33
837
086
2
088

11

995

T O T A L .........................................................

11

995

169

Sixty-Third Report

FIRST STATE BANK, PLAINVIEW
P o p u la tio n
C h a rte re d J a n u a r y

677

12, 1934

Y e ll C o u n ty

P .O . B o x
Z ip

277

T e l e p h o n e N u m b e r 2 7 2 -4 2 2 1

C od e 72857

N u m b e r o f B r a n c h e s : In s id e C it y — N o n e ; O u ts id e C it y — 1

Principal Officers
*John

C l e m e n t ......................................
&

T h e lm a

Directors
P r e s id e n t

C h a ir m a n

Joh n

o f B oa rd

W . C l e m e n t .....................V i c e P r e s .

H e le n

o f B oa rd
E . L a m b e r t .....................V i c e

W . C le m e n t

E dw . H. S m oot

E d w . H . S m o o t .....................V i c e C h a i r m a n
V ern on

C le m e n t

T h e lm a

H a r ris

G e o rg e T ip p in

P res.

W . E . W a t s o n .....................A s s t , V i c e P r e s .
&

C a s h ie r

V e r n a T . D a n i e l ...............A s s t . V i c e P r e s .

*D esignates C h ief Executive O fficer

STATEMENT AS OF JUNE 30, 1977
A ssets
C ash

&

d u e fro m

ban ks

U . S . T r e a s u r y s e c u r it ie s

. .
.

&

781

D em and

T i m e d e p o s i t s .......................................

U.

&

121

P u b l i c f u n d s ..........................................

..

1

644

E x ce s s fu n d s p u r c h a s e d . . . .

7

444

T o t a l D e p o s i t s ..............................

L o a n s ( N e t ) ......................................... , .
B ank
and

2
7

S . G o v ’ t d e p o s i t s .....................

1

p o lit ic a l

s u b d i v i s i o n s ................................

d e p o s i t s ..............................

..

c o r p o r a t io n s .

O b lig . o f S ta te s

Mil. T hou.

260

O b lig . o f o t h e r U . S . G o v ’t
a g e n c ie s

L ia b ilities

Mil. Thou.

T o t a l lia b ilit ie s

...........................

9

10

376
195
21
184
776
885
661

p r e m is e s , fu r n it u r e
f i x t u r e s ...................................

Equity C apital

49

150

A l l o t h e r a s s e t s .............................

C a p it a l s to c k

200
275
213

.......................................

S u r p l u s ........................................................
U n d iv id e d

p r o f i t s ...........................

T o t a l E q u it y
S u b o r d in a te d

&

T O T A L

...




. . 11

449

C a p i t a l ............

688

n otes

100

d e b e n t u r e s ....................................

T O T A I ............................................................

11

449

State of Arkansas:

170

Bank Department

BANK OF POCAHONTAS, POCAHONTAS
Population 5,448
Randolph County
Chartered October 31, 1903 P.O. Box 467 Telephone Number 892-5286
Zip Code 72455
Number of Branches: Inside City—1; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Harry A. Belford.................. President
J. R. J a ck s o n ........................ Vice Pres.
G. B. Johnson ................... Vice Pres.
& Cashier
John R. Jackson, Jr......... Vice Pres.
W. H. Holobaugh . . . . Asst. Vice Pres.
Max L o n g .................. Asst. Vice Pres.
Ruth B. T yer......................... Secretary
Emma Rapert................ Asst. Cashier
Mary Lou C ullison....... Asst. Cashier
Mary D. M iller.............Asst. Secretary

Harry A. Belford
Donald R. Cox
E. C. Cox
J. M. Futrell
J. R. Jackson
John R. Jackson, Jr.
H. G. McNabb
M. C. McNabb

*Designates Chief Executive Officer

STA T E M E N T AS OF JU N E 30, 1977
A ssets

Mil . T hou.

Cash & due from b a n k s ___
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations . .
Oblig. of States & political
subdivision s......................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................

3
2

218
492

2

930

3
1
7

641
500
532

L ia b ilities

Mil. Thou.

8
Demand deposits..................
Time deposits........................ 9
U. S. Gov’t deposits.............
Public fu n d s .........................
1
Deposits of b a n k s.................
Total D ep osits.................. 19
All other liabilities...............
Total liabilities ................ 19

76

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Capital reserves.....................
Total Equity C a p ita l.......
Subordinated notes
& debentures......................

TOTAL




21

389

085
717
75
923
6
806
21
827

TOTAL

1

125
800
422
15
362
200

21

389

171

Sixty-Third Report

PLANTERS AND STOCKMEN BANK, POCAHONTAS
P o p u la tio n
C h a rte re d

Ju n e

5 ,4 4 8

12, 1962

R a n d o lp h

P .O . B o x
Z ip

587

C ou n ty

T e le p h o n e N u m b e r 8 9 2 -5 2 5 2

C od e 72455

N u m b e r o f B r a n c h e s : In s id e C it y — N o n e ; O u ts id e C it y — N o n e

P rin cip a l O ffice rs
C J e r i e l A . S u m m i t t ...........................

D ire cto rs
P r e s id e n t

F r a n c e s J o n e s ..................E x e c , V i c e
&

C a s h ie r

T e d G r i f f i t h .............................. A s s t . V i c e
R o b e r t E . S o r g ..................A s s t . V i c e
B ea

M a t h e w s ...........................

O n eta

T h om p son

...............

P res.
P res.
P res.

J e r ie l A . S u m m itt
F ra n ces J on es
W . J. B a rth el
J e r r e ll B r o a d w a y
A . J . B a lt z , S r.

A s s t. C a s h ie r

W illia m

A s s t, C a s h ie r

E v e re tt B a te s

B a lt z

D r. T h o m a s

D e C le r k

C. T. Joh n son
O . B . R ic k m a n
F a y

S a lle e

“D esign a te* C h ief Executive O fficer

STATEM E N T AS OF JU N E 30, 1977
A s s e ts
C ash

&

d u e fro m

IJ . S . T r e a s u r y

T h o u .

M il
ban ks

s e c u r itie s

....

1

. . .

151

D em and

d e p o s i t s ..............................

4

213

T i m e d e p o s i t s .......................................

7

502

785

c o r p o r a tio n s . .

O b lig . o f S ta te s &

p o litic a l

s u b d i v i s i o n s ....................................

2

B ank
and

342

U . S . G o v ’ t d e p o s i t s .....................

19

P u b l i c f u n d s ..........................................

873

T o t a l D e p o s i t s ..............................

12

607

T o t a l lia b ilit ie s

12

607

...........................

600

E x c e s s f u n d s s o l d ........................
L o a n s ( N e t ) .............................................

M il. T h o u .

299

O b li g . o f o t h e r U . S . G o v ’t
a g e n c ie s &

L ia b ilitie s

8

426

E q u it y

C a p ita l

p r e m is e s , fu r n it u r e
fix t u r e s

188

....................................

C a p ita l s to c k
S u r p lu s

.......................................

200

........................................................

600

U n d iv id e d

p r o f i t s ...........................

T O T A L




3

791

384

C a p i t a l ............

1

184

T O T A ! ............................................................

13

791

T o t a l E q u it y

172

State of Arkansas:

Bank Department

THE LAWRENCE COUNTY BANK, PORTIA
Population 381
Lawrence County
Chartered March 23, 1901 P.O. Box 160 Telephone Number 886-2461
Zip Code 72457
Number of Branches: Inside City—None; Outside City—2

Principal Officers

Directors

R. S. Rainwater.................... President
*Boyce Durham ...................... Vice Pres.
Sloan Rainwater, Jr............. Secretary
A. M. S ta r r ........................... Vice Pres.

R. S. Rainwater
Virginia Rainwater
Sloan Rainwater, Jr.
William I. Rainwater
A. M. Starr
Maurice Starr
Earl D. Perkins
Boyce Durham

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. T hou.

Cash & due from banks ..,
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations.
Oblig. of States & political
subdivisions..................
Excess funds s o ld .............
Loans (N et)......................... ..
Bank premises, furniture
and fixtures....................

662
200
100

3

347
550
472

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Deposits of b a n k s................
Total D ep osits..................
Total liabilities ................

1
2

4
4

E quity C apital
200
Capital stock ........................
Surplus...................................
Undivided p ro fits................
Total Equity C a p ita l.......
Subordinated notes
& debentures......................

T O T A L ............................... ..




747
641
2
591
14
995
995

5

531

T O T A L ...................................

125
200
161
486
50
5

531

173

Sixty-Third Report

THE PEOPLES BANK, PORTLAND
Population 662
Ashley County
Chartered January 22, 1908 P.O. Box 178 Telephone Number 737-2236
Zip Code 71663
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

Victor E dw ards...................... Chairman
Hampton P u g h ..................... President
Mary Dean Pugh ................ Vice Pres.
*John Fish .................................. Cashier
Tipton P u g h .................. Asst. Cashier
Julia A. Sadler.............. Asst. Cashier

Hampton Pugh
Mary Dean Pugh
Tipton Pugh
Edwin Gregory
Victor Edwards
Jack Edwards

*I)esignates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets
C ash

&

Mil. T hou.

d u e fro m

U. S. T reasu ry

b a n k s ..

s e c u r itie s

. ..

2

L ia b ilities

Mil. T hou.

288

D em and

d e p o s i t s ..............................

1

340

299

T i m e d e p o s i t s .......................................

2

797

O b li g . o f o t h e r U . S . G o v ’t

U . S . G o v ’ t d e p o s i t s .....................

2

397

P u b l i c f u n d s ..........................................

521

s u b d i v i s i o n s ..............................

778

A l l o t h e r l i a b i l i t i e s ........................

E x c e s s f u n d s s o l d .....................

200

a g e n c ie s &

c o r p o r a t io n s .

O b lig . o f S ta te s &

L o a n s ( N e t ) ......................................... . .
B ank
and

T o t a l D e p o s i t s ..............................

p o lit ic a l

1

T o t a l lia b ilitie s

4

669

9

E quity C apital

f i x t u r e s ....................................

15
C a p it a l s to c k
S u r p lu s

.......................................

100

........................................................

350

U n d iv id e d
T ota l




660

457

p r e m is e s , fu r n it u r e

T O T A L .....................................................

...........................

4

5

434

p r o f i t s ...........................

315

765

E q u i t y C a p i t a l ............

T O T A L ........................................................

5

434

174

State of Arkansas:

Bank Department

PORTLAND BANK, PORTLAND
Population 662
Ashley County
Chartered April 23, 1900 P.O. Box 68 Telephone Number 737-2226
Zip Code 71663
Number of Branches: Inside City—None; Outside City—1

Principal Officers

Directors

*Mack B orgognoni................ President
Vanita Grantham.................. Cashier
Gail Stephens................ Asst. Cashier

Mack Borgognoni
Charles E. Bridewell
Charles F. LaGrone
Benton Newcome
Joel Newcome
R. B. Newcome
Robert A. Pugh
Don Pylate

*Designates Chief Executive Officer

S T A T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou .

Cash & due from banks ...
U. S. Treasury securities ..
Oblig. of other U. S. G ov’t
agencies & corporations .
Oblig. of States & political
su bdivision...................... .
Loans (N et)......................... .
Bank premises, furniture
and fixtures......................
All other a sse ts..................

579
600
470
1
5

870
001
106
1

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t d ep osits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities ................

1
5
7
7

E quity C apital
Capital stock ........................
Surplus ...................................
Undivided p ro fits ................
Capital reserves....................
Total Equity C a p ita l.......

T O T A L .................................,.




8

627

717
134
1
801
653
18
671

T O T A L ...................................

100
500
336
20
956
8

627

175

Sixty-Third Report

FARMERS AND MERCHANTS BANK, PRAIRIE GROVE
Population 1,682
Washington County
Chartered August 29, 1904 P.O. Box 207 Telephone Number 846-2115
Zip Code 72753
Number of Branches: Inside City—None; Outside City—1
P rin cip a l O ffice rs

D ire cto rs

E. R ie ff.......................... President
& Chairman of Board
*J. C. R ieff....................... 1st Vice Pres.
W. H. T hom pson....... Exec. Vice Pres.
Lorene Jones ...........Vice Pres. & Sec.
Gregory D. R e e d .................. Cashier &
Security Officer
LaVonne Hall ...........Asst. Vice Pres.
Patricia Holloway. ... Asst. Vice Pres.
Judith Jones Carter . . . . Asst. Cashier
Patricia Hand ................ Asst. Cashier
Wanda Loman ........... Asst. Cashier
D.

Argil Bartholomew
Billy Joe Bartholomew
Barry H. Parks
D. E. Rieff
J. C. Rieff
Gregory D. Reed
W. H. Thompson

*I)esignates C h ief Executive Officer

STATEM E N T AS OF JU N E 30, 1977

Assets
C ash

&

Mil. Thou.

d u e fro m

U . S. T reasu ry

b a n k s .. ..

s e c u r it ie s

1

.

911
399

O b lig . o f o th e r U . S . G o v ’t
a g e n c ie s &

p o lit ic a l
3

L o a n s ( N e t ) ....................................... . .

12

and

17

871
014
91
826
10
812
22
834

C a p i t a l ............

1
1

150
300
049
499

T O T A L ........................................................

19

333

D em and

d e p o s i t s ..............................

T i m e d e p o s i t s .......................................

4
12

P u b l i c f u n d s .........................................
D e p o s it s

s u b d i v i s i o n s .............................. . .
B ank

Mil. Thou.

U . S . G o v ’ t d e p o s i t s .....................

299

c o r p o r a t io n s

O b lig . o f S ta te s &

Liabilities

181
987

p r e m is e s , fu r n it u r e

of

b a n k s ...........................

T o t a l D e p o s i t s ..............................
T o t a l lia b ilitie s

508
48

f i x t u r e s .................................

A l l o t h e r a s s e t s ...........................

17

A l l o t h e r l i a b i l i t i e s ........................
...........................

Equity Capital
C a p ita l s to c k

.......................................

S u r p l u s ........................................................
U n d iv id e d

p r o f i t s ...........................

T o t a l E q u ity

T O T A L ................................ .. ..............




19

333

State o f Arkansas:

176

Bank Department

BANK OF PRESCOTT, PRESCOTT
Population 4,000
Nevada County
Chartered August 10, 1904 P.O. Box 492 Telephone Number 887-2688
Zip Code 71857
Number of Branches: Inside City—1; Outside City—1 (CBCT)
P rin cip a l O ffice rs

D ire cto rs

Olen H en drix...........Board Chairman
W. R. Hambright. Board Vice-Chairman
*Johnny Brannan ................ President
M. D. Tippit ...........................Vice Pres.
James A. P u lle n ....................Vice Pres.
B. A. DeLamar....................... Vice Pres.
Emogene W. D avis......................Cashier
Elizabeth W. Crai n. .. Asst. Vice Pres.

Johnny Brannan
Carl Dalrymple, Jr.
B. A. DeLamar
Robert L. Godwin
Gerald Hendrix
Olen Hendrix
James H. McKenzie
Abb Morman
R. W. Murry
James A. Pullen
Milburn D. Tippit
John Vansickle

* Designates Chief Executive Officer

ST A T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities .,..
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
su bdivision.................... ..
Loans (N et)........................ ..
Bank premises, furniture
and fixtures....................
All other a sse ts ................

TOTAL




1
1

718
097

1

090

6
9

151
380

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t d ep osits.............
Public fu n d s ..........................
Total D ep osits..................
Total liabilities ................

7
8
2
17
17

113
332
50
269
764
764

2

600
900
578
078

19

842

E quity C apital
385
21

19

842

Capital stock ........................
Surplus...................................
Undivided p ro fits................
Total Equity C a p ita l.......
TOTAL

177

Sixty-Third Report

BANK OF QUITMAN, QUITMAN
Population 350
Cleburne County
Chartered August 15, 1903 P.O. Box 97 Telephone Number 589-2206
Zip Code 72131
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Joe Siebenmorgen................ Chairman
Harry M. C la rk ....................Vice Pres.
Darrell O d o m ....................... Vice Pres.
Edith E llis............................. Cashier
Eva Lois Ellis .............. Asst. Cashier

Joe Siebenmorgen
J. A. Bailey
Ben F. Clark
Edith Ellis
Harry M. Clark

*I)esignat,e.s Chief Executive O fficer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou .

Cash & due from b a n k s___
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivision s......................
All other securities including
corporate stocks...............
Loans (N et)...........................
Bank premises, furniture
and fixtures.......................
All other a sse ts...................

TOTAL




1

156
412
500

1

030

9

5
223

L ia b ilities

Mil. Thou.

Demand deposits..................
3
Time deposits.......................
6
U. S. Gov’t deposits.............
Public fu n d s .........................
1
Total D eposits.................. 11
Excess funds purchased . . . .
All other liabilities...............
Total liabilities ................ 11

296
893
6
025
220
470
18
708

E quity C apital
217
97

12

640

Capital stock .......................
Surplus..................................
Undivided p ro fits................
Total Equity C apital.......
Subordinated notes
& debentures......................
TOTAL

100
300
332
732
200
12

640

178

State of Arkansas:

Bank Department

THE BANK OF RECTOR, RECTOR
Population 2,385
Clay County
Chartered November 15, 1930 P.O. Box 7 Telephone Number 595-3591
Zip Code 72461
Number of Branches: Inside City—None; Outside City—None

Principal Officers

Directors

*J. A. M a rla r ......................... President
Mary H. S ig sb y ......... Exec. Vice Pres.
R. D. C ranford......................Vice Pres.
& Cashier

J. C. Hardin
J. A. Marlar
Mary H. Sigsby
R. D. Cranford

*l)esit?nates C h ie f Executive Officer

STATEMENT AS OF JUNE 30, 1977
Assets

Mil. Thou.

Cash & due from banks . . . .
U. S. Treasury securities ...
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivision s......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................

T O T A L ...................................




1

803
049
926

3

648

5

448
200
639
27

12

740

Liabilities

Mil. Thou.

11
11

779
052
12
678
521
521

Capital stock ........................
Surplus...................................
Undivided p ro fits ................
Total Equity C a p ita l.......

1

100
900
219
219

T O T A L ...................................

12

740

Demand deposits..................
Time deposits........................
U. S. Gov’t d ep osits.............
Public fu n d s ..........................
Total D ep osits..................
Total liabilities ................

3
7

E quity C apital

Sixty-Third Report

179

FARMERS AND MERCHANTS BANK, REYNO
Population 506
Randolph County
Chartered December 8, 1911 P.O. Box 108 Telephone Number 769-2240
Zip Code 72462
Number of Branches: Inside City—None; Outside City—1
P rin cip a l O ffice rs

D ire cto rs

*William A. Sandlin ............. President
Phyllis Burrow............................ Cashier
Ida M. E ddington................
Auditor
James A. Edington .. Asst. Vice Pres.
Dora B. Graham . . . . . Asst. Vice Pres.
Theda Ferguson ....... Asst. Vice Pres.
Sarah S a n d lin ................ Asst, to Pres.
& Secy, to Board

William A. Sandlin, Chairman
Quinn Brown
DelanoEdington
J. A. Rapert
R. C. Luter
Jimmie Cole

* Designates C h ief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of States & political
su bdivision s.......
392
All other securities including
40
corporate stocks.
Excess funds s o ld ................
1
Loans (N et)...........................
5
Bank premises, furniture
and fixtures.......
177
All other a ssets....... ..........

TOTAL.




8

467
60

L ia b ilities

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
Total liabilities ................

750
490

517

1
5
8
8

694
839
4
470
007
007

E quity C apital
C a p it a l s to c k

141

Mil. T hou.

.......................................

150

Surplus..................................
Undivided p ro fits.................
Total Equity C apital.......
Subordinated notes
& debentures......................
TOTAL

150
85
385
125
8

517

State of Arkansas:

180

Bank Department

THE BANK OF RISON, RISON
Population 1,300
Cleveland County
Chartered March 7, 1932 P.O. Box 307 Telephone Number 325-6251
Zip Code 71665
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

Herman D a v id so n ...............Chairman
*James R. H o p so n ................. President
James L. M oore.................... Vice Pres.
John Elrod ........................... Vice Pres.
Glenna K n ow les........... Asst. Cashier
Shirley Stew art.............Asst. Cashier

Herman Davidson
John Elrod
James L. Moore
Ray B. Martin
James R. Hopson

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30. 1977
A ssets

L ia b ilities

Mil. T hou .

Cash & due from banks ..
U. S. Treasury securities . ..
Oblig. of other U. S. Gov’t
agencies & corporations ..
Excess funds s o ld .............
Loans (N et)........................ ..
Bank premises, furniture
and fixtures....................
All other a ssets................

2
1
1

569
348
750
550
574

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
Total liabilities .................

13
3

2
3
5
5

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Capital reserves....................
Total Equity C a p ita l.......

TOTAL




6

807

316
189
6
458
969
969

TOTAL

100
200
521
17
838
6

807

181

Sixty-Third Report

FARMERS AND MERCHANTS BANK, ROGERS
Population 14,982
Benton County
Chartered March 13, 1956 P.O. Box 250 Telephone Number 636-4233
Zip Code 72756
Number of Branches: Inside City—1; Outside City—None
P rin cip al O ffice rs

D ire cto rs

*Dorman F. B u sh o n g ........... President
Hardy A. Stephenson.Exec. Vice Pres.
R. Z. Goodwin ......................Vice Pres.
James E. R ev es.................... Vice Pres.
James E. H a rris .................. Vice Pres.
& Cashier

Dorman F. Bushong
A. N. Garrett
Vance Hill
James L. Pickens, M.D.
Evelyn S. Rife
Don L. Shores
Hardy A. Stephenson

D esignates C h ief Executive O fficer

STATEM E N T AS OF JU N E 30, 1977

Assets
C ash

&

Mil . Thou.

d u e fro m

U . S. T reasu ry

ban ks

O b lig . o f S ta te s &

2
15

882
878

p o litic a l

L o a n s ( N e t ) ............................................
and

288
472

. . .

s u b d i v i s i o n s ....................................
B ank

2
5

....

s e c u r itie s

Liabilities
D em and

Mil. Thou.

d e p o s i t s ..............................

T i m e d e p o s i t s .......................................
U . S . G o v ’ t d e p o s i t s .....................

p r e m is e s , fu r n it u r e

P u b l i c f u n d s ..........................................
T o t a l D e p o s i t s ..............................
A l l o t h e r l i a b i l i t i e s ........................

424
520

f i x t u r e s .......................................

A l l o t h e r a s s e t s .................................

T o t a l lia b ilit ie s

...........................

855
229
54
1 877
25 015
_2Q1
25 216
9

13

Equity Capital

1
2

300
700
248
248

TOTAI ............................................................ 27

464

C a p it a l s to c k

.......................................

S u r p l u s ........................................................
U n d iv id e d
T ota l

T O T A L .

.




............

!7

2

464

p r o f i t s ...........................

E q u it y

C a p i t a l ............

182

State of Arkansas:

Bank Department

PEOPLES BANK & TRUST COMPANY, RUSSELLVILLE
Population 13,909
Pope County
Chartered March 24, 1890 P.O. Box 220 Telephone Number 968-2112
Zip Code 72801
Number of Branches: Inside City—3; Outside City—1

Principal Officers

Directors

*George C. J a ck so n .............. President
& C. E. Officer
Ward J. R a m sa y.......Exec. Vice Pres.
M. L. Dickerson.............. Sr. Vice Pres.
Tom H argis........................... Vice Pres.
& Trust Officer
Charles F. Howell.................Vice Pres.
& Cashier
Phillip M adar.........................A.V.P. &
Mngr. Mall Branch
Richard Ponsetto .............A /C & Mgr.
Ark. S. Branch
Luvene C a rte r.................. A /C & Mgr.
64 E. Branch

James Bibler
G. M. Cook
Cleo Cheek
M. L. Dickerson
Ward J. Ramsay
George C. Jackson
Flave W. Peters
J. Madison White
Roy I. Millard, M. D.
Van A. R. Moores
David Oates

*Designates Chief Executive Officer

ST A T E M E N T AS OF JU N E 30, 1977
A ssets
C a sh &

d u e fro m

U . S. T reasu ry

ban k s

s e c u r itie s

. .. .
...

c o r p o r a t io n s . .

O b lig . o f S ta te s &

and

C a p i t a l ............

1
2
4

600
200
400
200

T O T A L .........................................................

50

057

3

285

P u b l i c f u n d s ..........................................

D em and

d e p o s i t s ..............................

10

300

T o t a l D e p o s i t s ..............................

45

A l l o t h e r l i a b i l i t i e s ........................

24

254
297

T o t a l lia b ilitie s

...........................

E quity C apital
378
666

f i x t u r e s .......................................

A l l o t h e r a s s e t s .................................

C a p it a l s to c k

.......................................

S u r p l u s .........................................................
U n d iv id e d

p r o f i t s ...........................

T o t a l E q u it y




4

D e p o s i t s o f b a n k s ...........................

p r e m is e s , fu r n it u r e

T O T A L ........................................................

14
26

U . S . G o v ’ t d e p o s i t s .....................

c o r p o r a t e s t o c k s ...........................
B an k

45

T i m e d e p o s i t s .......................................

A ll o t h e r s e c u r it ie s in c lu d in g
L o a n s ( N e t ) .............................................

367
047
199
734
295
642
215
857

505
372

p o lit ic a l

s u b d i v i s i o n s ....................................

Mil. T hou.

6
4

O b lig . o f o t h e r U . S . G o v ’t
a g e n c ie s &

L ia b ilities

Mil. T hou .

50

057

Sixty-Third Report

183

BANK OF SALEM, SALEM
Population 1,277
Fulton County
Chartered December 9, 1908 P.O. Box 338 Telephone Number 895-2591
Zip Code 72576
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Jim H um phries.................... President
& Chairman
Richard Humphries .. Exec. Vice Pres.
Corwin M o s e y .... Vice Pres.
George Hum phries.V ice Pres.
Mike Hum phries.Vice Pres.
Bess Northcutt....................... Cashier
Janiece B u tler.............. Asst. Cashier
Frances A tk in s ............. Asst. Cashier
Shirley W allin g............. Asst. Cashier
Brenda Barnes.............. Asst. Cashier
Joyce C arter.................. Asst. Cashier
Marsha M anry.............. Asst. Cashier

Jim Humphries
Richard Humphries
Jean Humphries
George Humphries
Fay Castleberry

*D esignates C h ief Executive O fficer

STATEM E N T A S OF JU N E 30. 1977
A ssets

Mil. T hou.

Cash & due from banks .. ..
1
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations ..
1
Oblig. of States & political
su bdivisions..................... . 3
Loans (N et)......................... .. 10
Bank premises, furniture
and fixtures......................
All other assets . . . . . . . . . .

019
698
005
204
078

L ia b ilities

Mil. T hou.

Demand deposits..................
5
Time deposits.......................
8
U. S. Gov’t deposits.............
Public fu n d s .........................
1
Total D eposits.................. 14
Excess funds purchased . . . .
All other liabilities...............
Total liabilities ................ 15

496
11

E quity C apital
Capital stock ........................
Surplus..................................
Undivided p ro fits.................
Total Equity C a pita l.......

TOTAL




16

511

291
240
12
274
817
200
41_
058

TOTAL

1

100
700
653
453

16

511

184

State of Arkansas:

Bank Department

LOGAN COUNTY BANK, SCRANTON
Population 229
Logan County
Chartered April 7, 1926 P.O. Box 85 Telephone Number 938-2511
Zip Code 72863
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

*Joe Fritsche ......................... President
J. B. Layes ........................... Vice Pres.
Margaret A h n e ..................... Cashier
Mildred F ritsch e........... Asst. Cashier
Charles Fox .................. Asst. Cashier
Regina M. L ayes........... Asst. Cashier
Emma M. R a p e r...........Asst. Cashier

Joe Fritsche
J. B. Layes
Margaret Ahne

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets
C ash
U .

S.

&

Mil. T hou .

d u e fro m

T reasu ry

ban k s

s e c u r itie s

....
.. .

1

T i m e d e p o s i t s .......................................

338

P u b l i c f u n d s ..........................................

O b lig . o f S ta te s &

967
247

A l l o t h e r l i a b i l i t i e s ........................

L o a n s ( N e t ) .............................................

S.

d e p o s i t s ..............................

2

1
2

G o v ’ t d e p o s i t s .....................

T o t a l D e p o s i t s ..............................

p o lit ic a l

s u b d i v i s i o n s ....................................
B an k

D em and
U .

c o r p o r a t io n s . .

Mil. T hou .

352
286

O b lig . o f o t h e r U . S . G o v ’t
a g e n c ie s &

L ia b ilities

T o ta l lia b ilitie s

...........................

4
4

989
494
7
195
685
6
691

p r e m is e s , fu r n it u r e

Equity Capital

32
1

a n d f i x t u r e s .......................................
A l l o t h e r a s s e t s .................................

C a p ita l s to c k
S u r p lu s

U n d iv id e d

p r o f i t s ...........................

T o t a l E q u it y

T O T A L ........................................................




5

223

100
100
332
532

.......................................

.........................................................
C a p i t a l ............

T O T A L .........................................................

5

223

Sixty-Third Report

185

FIRST SECURITY BANK, SEARCY
P o p u la tio n
C h a rte re d

F eb ru a ry

1 0 ,8 7 6

6, 1932

P .O . B o x

W h ite C o u n t y
1009

T e l e p h o n e N u m b e r 2 6 8 -5 8 3 1

Z ip C o d e 7 2 1 4 3
N u m b e r o f B r a n c h e s : I n s id e C it y — 2; O u ts id e C it y — 2

P rin cipal O ffice rs
* B e r t M u l l e n s .........................................
E.

D ire cto rs
P r e s id e n t

D . Y a n c e y ................... E x e c . V i c e

P res.

E . D . C r o w ............................................... V i c e P r e s .
&
J im

W ils o n

R a lp h

C a s h ie r

............................................ V i c e

D u n c a n ........................

P res.

S r. V ic e P re s.

D r. C lifto n

G anus

W . R. M eador
J o e S . P ie r c e
K en n y
J im

R and

T a r k in g t o n

M . O. T h om p son
A lv in

V a n

H ook

’' D esignates ch ief Kxeeutive Officer

STATEM EN T AS OF JU N E 30, 1977
A sse ts
C ash

&

M iil. T h o u .

d u e fro m

U. S. T reasu ry

ban ks

s e c u r it ie s

2

403

D em and

d e p o s i t s ..............................

13

610

...

3

935

T i m e d e p o s i t s .......................................

21

046

687

P u b l i c f u n d s .........................................

3

121

37

922

U . S . G o v ’ t d e p o s i t s ....................

c o r p o r a t io n s ..

O b lig . o f S ta te s &

p o lit ic a l

s u b d i v i s i o n s .....................

....

and

64

D e p o s i t s o f b a n k s ...........................
8

E x c e s s f u n d s s o l d ...........................
L o a n s ( N e t ) ............................. ..............
B ank

M il. T h o u .

....

O b lig . o f o t h e r U . S . G o v ’t
a g e n c ie s &

L ia b ilitie s

24

681

T o t a l D e p o s i t s ..............................

900

A l l o t h e r l i a b i l i t i e s ........................

830

T o t a l lia b ilit ie s

...........................

81
524
38

446

p r e m is e s , fu r n it u r e
f i x t u r e s .......................................

509

A l l o t h e r a s s e t s .................................

563

E q u it y
C a p ita l s to c k

C a p it a l

......................................

600

S u r p l u s ........................................................

1

900

U n d iv id e d

1

420

C a p i t a l ............

4

062

T O T A 1 ...........................................................

42

508

p r o f i t s ...........................

C a p i t a l r e s e r v e s ................................
T o t a l E q u it y

T O T A L




12

508

142

186

State of Arkansas:

Bank Department

GRANT COUNTY BANK, SHERIDAN
Population 2,837
Grant County
Chartered July 29, 1903 P.O. Box 67 Telephone Number 942-3147
Zip Code 72150
Number of Branches: Inside City—1; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

D. E. McCoy, Sr..Chairman of Board
*D. E. McCoy, Jr..................... President
& Trust Officer
Harold B oa trig h t___Exec. Vice Pres.
& Cashier
Jerry L. C olem a n ................ Vice Pres.
Sue R eyn old s.............Asst. Vice Pres.
Henry E. Wells...........Asst. Vice Pres.
Raymond L. S to k e r....... Loan Officer
Max G. M cC oy................ Oper. Officer

Rolland D. Brown
Delmar E. Gatzke
D. E. McCoy, Sr.
D. E. McCoy, Jr.
Robert L. Reeves
Van S. Reid
W. Lee Tucker
Robert E. Wellborn

*Designates Chief Executive Officer

ST A T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T h ou .

Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t.
agencies & corporations..
Oblig. of States & political
subdivisions......................
3
All other securities including
10
corporate stocks.
Loans (N et)........................... 13
Bank premises, furniture
and fixtures........
357
All other a ssets.....
32

TOTAL




19

L ia b ilities

Mil. T hou.

961
547

Demand deposits..................
Time deposits........................

5
10

503
079

768

Public fu n d s ..........................
2
Total D ep osits.................. 18
All other liabilities...............
Total liabilities ................ 18

390
018
34
052

46

U. S. Gov’t deposits..............

895

E quity C apital

159

Capital stock ........................
Surplus...................................
Undivided p ro fits ................
Capital reserves....................
Total Equity C a p ita l.......
729

TOTAL

1

150
350
141
36
677

19

729

1

187

Sixty-Third Report

FIRST STATE BANK, SHERWOOD
P o p u la t i o n 6 ,7 4 4
C h a rte re d J u ly

28, 1966

P u la s k i C o u n t y

P .O . B o x 6 0 0 9

T e le p h o n e N u m b e r 8 3 5 -4 1 2 2

Z ip C o d e 7 2 1 1 6
N u m b e r o f B r a n c h e s : I n s i d e C i t y — 1; O u t s id e C i t y — N o n e

P rin cip al O ffice rs
*M ark

D ire cto rs

M . D a v i s ..................E x e c . V i c e P r e s .

J . C . N ic h o ls

J e s s e R . R i c h .......................................V i c e P r e s .

B. E. H en son

H.

J . A . W e llo n s , P r e s id e n t

J . D e n t ...........................................V i c e P r e s .

R o b e r t H o l l o w a y .........................................A . V . P
A n n e t t e M a r t i n ..........................................A . V . P .
W ilm a

F a u l k ..............................

A s s t. C a s h ie r

"Designates Chief Executive O fficer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou .

Cash & due from banks . . . .
U. S. Treasury securities ...
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivision s......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures.......................
All other a ssets..................

TOTAI....................................




1

296
950
100

3

238

9

385
700
532
216
8

16

425

L ia b ilities

Mil. Thou.

3
15
15

590
503
20
902
015
015

Capital stock .......................
Surplus..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C apital.......

1

100
700
564
46
410

T O T A L ..................................

16

425

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
Total liabilities ................

5
5

Equity Capital

188

State of Arkansas:

Bank Department

BANK OF SIDNEY, SIDNEY
Population 169
Sharp County
Chartered September 23, 1912 P.O. Box 7 Telephone Number 283-5725
Zip Code 72577
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ir e c to r s

*Thos. A. B one........................ President
Roberta L. F ord .................... Vice Pres.
Atalee C. Pounders................ Cashier

Thos. A. Bone
Roberta L. Ford
Atalee C. Pounders

‘ Designates Chief Executive Officer

S T A T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou,

Cash & due from banks . . . .
U. S. Treasury securities . . .
Loans (N et)............
54
Bank premises, furniture
4
and fixtures........

381
251

L ia b ilities

Mil. T hou .

Demand deposits..................
Public fu n d s ..........................
Total D ep osits..................
Total liabilities .................

625
19
644
644

E quity C apital
Capital stock ........................
Surplus...................................
U n d iv id e d

p r o f i t s ...........................

Total Equity C a pita l.......
TOTAL




690

TOTAL

5
18
23_

46
690

189

Sixty-Third Report

ARKANSAS STATE BANK, SILOAM SPRINGS
Population 6,367
Benton County
Chartered January 12, 1960 P.O. Box 400 Telephone Number 524-8101
Zip Code 72761
Number of Branches: Inside City—1; Outside City—None
P rin cip al O ffice rs

D ire cto rs

Delbert E. Allen, Sr... Chmn. of Board
*Ross S tou t............................. President
Henry Brosell, Jr..................... Vice Pres.
& Cashier
Thomas Free I I I ..................... Vice Pres.
Homer B yn u m ........................ Vice Pres.

D. E. Allen, Sr.
D. E. Allen, Jr.
Roderick L. Allen
Homer Bynum
Preston Bynum
H. E. Harrison, Jr.
Charles C. Jones
Mark Simmons
Ross Stout

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets
C ash

&

Mil. T hou.

d u e fro m

U . S. T reasu ry

ban k s

s e c u r it ie s

.. ..

2

.

902
125

O b li g . o f o t h e r U . S . G o v ’t
a g e n c ie s &

c o r p o r a t io n s ..

O b lig . o f S ta te s &

154

2

821
450
293

B ank

( N e t ) ....................................... . .

d e p o s i t s ..............................

T i m e d e p o s i t s .......................................

P u b l i c f u n d s ..........................................
T o t a l D e p o s i t s ..............................

E x c e s s f u n d s s o l d .....................
L oan s

D em and

Mil. T hou.

U . S . G o v ’ t d e p o s i t s .....................

1

p o lit ic a l

s u b d i v i s i o n s .............................. . .

L ia b ilities

7

p r e m is e s , fu r n it u r e

105
27

a n d f i x t u r e s .................................
A l l o t h e r a s s e t s ...........................

A l l o t h e r l i a b i l i t i e s ........................
T o t a l lia b ilit ie s

...........................

542
858
29
1 078
13 “ 507
88
13 595
5
6

E quity C apital

T o t a l E q u i t y C a p i t a l ............

1

480
100
673
29
282

T O T A L ........................................................

14

877

C a p it a l s to c k

.......................................

S u r p l u s ........................................................
U n d i v i d e d p r o f i t s ...........................
C a p i t a l r e s e r v e s .................................

T O T A 1 ...................................................... . .




14

877

190

State o f Arkansas:

Bank Department

SMACKOVER STATE BANK, SMACKOVER
Population 2,034
Union County
Chartered April 18, 1928 P.O. Box 107 Telephone Number 725-3051
Zip Code 71762
Number o f Branches: Inside City—None; Outside City—1
P rin cip a l O ffice rs

D ir e c to r s

*Max A. M itcham ...................Chairman
Max T a y lor............................ President
Audna Ward . . . . Vice Pres. & Cashier
Bob Willett ........................... Vice Pres.
Evelyn L on g .................. Asst. Cashier
Paulette C arver............... Asst. Cashier
Cathryn W eav er...........Asst. Cashier

Max A. Mitcham
Homer T. Rogers
Max Taylor
James M. Tennyson
L. E. Tennyson, Jr.
Richard H. Vickers

"“Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. Thou.

Cash & due from banks .. ..
1
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations,
Oblig. of States & political
subdivisions.................. . . 4
Loans (N et)......................... .. 11
Bank premises, furniture
and fixtures....................
All other a ssets................

T O T A L ............................... ..




19

640
599
515
109
918
234
12

027

L ia b ilities

Mil. T hou .

Demand deposits..................
5
Time deposits........................
9
U. S. Gov’t deposits.............
Public fu n d s ..........................
1
Total D ep osits.................. 17
All other liabilities...............
Total liabilities ................ 17

874
772
34
832
512
27
539

E quity C apital
Capital stock ........................
Surplus...................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......

1

500
750
203
35
488

T O T A L ...................................

19

027

Sixty-Third Report

191

MERCHANTS & PLANTERS BANK, SPARKMAN
P o p u la tio n
C h a rte re d

S ep tem b er

663

19, 1916

D a lla s C o u n ty
P .O . B o x

Z ip

127

T e l e p h o n e N u m b e r 6 7 8 -2 2 5 1

C od e 71763

N u m b e r o f B r a n c h e s : In s id e C it y — N o n e ; O u ts id e C it y — N o n e

P rin cip al O ffice rs

D ire cto rs

B . J . F o r d .................................C h m n . o f B o a r d
* T . Q . ( K i t ) C a r s o n ...........................

P r e s id e n t

D o r i s M a n n ................................................C a s h i e r
P a tr ic ia

S h a d d o c k ............

B . J. F ord
T . Q . (K it) C a r s o n
R ay

A s s t. C a s h ie r

W h ite

T om m y
B e n to n

G a sto n
T a y lo r

G . W . D e L a u g h te r

*I)esignates C h ief Executive O fficer

STATEM E N T AS OF JU N E 30, 1977
A ssets
C ash

&

Mil. T hou.

d u e fro m

U. S. T reasu ry

ban ks

s e c u r it ie s

....
. . .

436

D em and

d e p o s i t s ..............................

1

620

T i m e d e p o s i t s .......................................

2

574

577

P u b l i c f u n d s ...........................................

597

A l l o t h e r l i a b i l i t i e s ................................................

U . S . G o v ’ t d e p o s i t s .....................

c o r p o r a t io n s . .

O b lig . o f S ta te s &

p o lit ic a l

T o t a l D e p o s i t s ..............................

s u b d i v i s i o n s ....................................
E x c e s s f u n d s s o l d ...........................
L o a n s ( N e t ) .............................................
B ank
and

700
2

T o t a l lia b ilitie s

5
5

013
031

Equity C apital

f i x t u r e s .......................................

73

A l l o t h e r a s s e t s .................................

10

................................

75

S u r p l u s ........................................................

C a p ita l s to c k

125

U n d iv id e d

p r o f i t s ...........................

T o t a l E q u it y
S u b o r d in a te d

&




...........................

14
805

863

p r e m is e s , fu r n it u r e

TOTAL,

Mil. T hou.

200

O b lig . o f o t h e r U . S . G o v ’t
a g e n c ie s &

L iabilities

...

5

456

125

C a p i t a l ............ '

325

n otes

d e b e n t u r e s ...................................

T O T A 1 .............................................

100

5

456

192

State of Arkansas:

Bank Department

FIRST STATE BANK, SPRINGDALE
Population 19,962
Chartered February 12, 1923

Washington County
P.O. Box 189 Telephone Number 751-1500
Zip Code 72764
Number o f Branches: Inside City—1; Outside City—1

P rin cip a l O ffice rs

D ire cto rs

*Walter Turnbow .. Chief Exec. Officer
David H ow ell........................ President
Mace D. H ow ell......... Exec. Vice Pres.
R. A. B ryan t......................... Vice Pres.
Arthur Morris........................Vice Pres.
Nathan Combs .................... Vice Pres.
& Trust Officer
Jim Jefferson ........................Cashier &
Oper. Officer
John R. R u tled g e................ Vice Pres.

Gretchen Steele
Walter Turnbow
David Howell
Mace D. Howell
R. A. Bryant
J. T. Bain
Tom Hargis
Phillip Steele

*I)esignates Chief Executive Officer

S T A T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou .

Cash & due from banks .. ..
8
4
U. S. Treasury securities . ..
Oblig. o f other U. S. Gov’t
2
agencies & corporations ..
Oblig. of States & political
su bdivisions.................. ..
7
Excess funds s o ld ............. ..
2
Loans (N et)........................ .. 38
Bank premises, furniture
and fixtures.................... ..
1
All other a ssets................ ..
1

TOTAL




67

629
449
749
899
400
953

L ia b ilities

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Deposits of b a n k s.................
Total D ep osits..................
Excess funds purchased . . . .
All other liabilities...............
Total liabilities ................

018
779

876

Mil. T hou .
18
35
6
61
1
63

870
559
72
352
300
153
755
656
564

E quity C apital
Capital stock ........................
Surplus.........................................
Undivided p ro fits ................
2
Capital reserves...........................
Total Equity C a p ita l.......
4

660

TOTAL

876

67

900
579
173
312

Sixty-Third Report

19d

BODCAW BANK, STAMPS
Population 2,448
Chartered December 8, 1902

Lafayette County
P.O. Box 8 Telephone Number 533-4486
Zip Code 71860
Number of Branches: Inside City—None; Outside City—None

P rin cip a l O ffice rs

D ire cto rs

*James N ipper........................ President
& Cashier
J. C. C a b e .............................Chairman
C. C. R ussell......................... Vice Pres.
H. L. W ilkinson....................Vice Pres.
Danny Fitzpatrick .. . Asst. Vice Pres.
Jennie L o v e ll................ Asst, Cashier
Bonnie Moreland ......... Asst. Cashier
Evelyn McClendon....... Asst, Cashier

J. C. Cabe
A. C. Cross
Roy Z. Kimbell
James Nipper
C. C. Russell
A. O. Smith
H. L. Wilkinson

‘ D esignates C h ief Executive O fficer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations . .
Oblig. of States & political
subdivision s......................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a sse ts....................

TOTAL.




2

651
155

1

592

2
4

309
528

11

L iabilities

Mil. Thou.

Demand deposits..................
Time deposits.......................
IJ. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
All other liabilities..............
Total lia b ilities.........

323
49

Equity C apital
Capital stock .......................
Surplus..................................
Undivided p rofits................
Total Equitv C apital.......

607

T O T A L ...

2
7
10
10

841
003
4
805
653
6
659
50
600
298
948

11

607

194

State of Arkansas:

Bank Department

BANK OF STAR CITY, STAR CITY
Population 2,032
Lincoln County
Chartered April 27, 1925 P.O. Box 69 Telephone Number 628-4286
Zip Code 71667
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Robert O. T rou t.................... President
Lynn Thomasson (inactive).Vice. Pres.
William R. D avidson........... Vice Pres.
Mrs. Anneta M o o r e .............Vice Pres.
Mrs. Karen Burns......................Cashier
Franklin E. Collins . . . . Asst. Cashier

Robert O. Trout
Robert E. Beard
Burnice Frizzell
Harold Evans
Neb Ryall, Jr.
Dr. B. W. Gibbs, DDS
Lynn Thomasson

*Designates Chief Executive Officer

S T A T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou .

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of States & political
su bdivisions......................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

839
100
1
8

293
580
117
15

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
Excess funds purchased. . . .
Total liabilities ................

3
5

1
9
10

018
334
22
038
412
700
112

E quity C apital
Capital stock ........................
Surplus ...................................
Undivided p ro fits ................
Total Equity C a p ita l.......
T O T A L ................................... 10




944

T O T A L ...................................

150
350
332
832
10

944

195

Sixty-Third Report

THE STEPHENS SECURITY BANK, STEPHENS
Population 1,355
Ouachita County
Chartered February 8, 1946 P.O. Box 7 Telephone Number 786-5416
Zip Code 71764
Number of Branches: Inside City—None; Outside City—None
P rin cip al O ffice rs

D ire cto rs

*Cole M artin......................Pres. & CEO
Sam L. C u rry ............. EVP & Cashier
Juanita Poindexter.............. Vice Pres.
Elizabeth Smith ....................Vice Pres.
Carol Phillips . . . . . . . . Asst. Vice Pres.

Sam A. Curry
Cole Martin
Charles T. Reveley
Herbert R. Henderson
Grady P. Arrington
Joe J. Wade
Joe K. Creighton
Guy R. Smith

‘ D esignates C h ief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities . . .
Oblig. of other U. S. Gov’t
agencies & corporations . .
Oblig. of States & political
subdivision s......................
All other securities including
corporate stocks................
Loans (N et)...........................
Bank premises, furniture
and fixtures......................
All other a ssets....................

TOTAL .




631
300
401
1

297

6

50
150

9

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
All other liabilities..............
Total liabilities ................

2
5
8
8

591
303
29
561
484
56
540

Equity C apital

57
422

Capital stock .......................
Surplus ..................................
Undivided p ro fits................
Total Equity C a pita l.......

308

TOTAI.....................................

275
275
218
768
9

308

196

State o f Arkansas:

Bank Department

CITIZENS BANK, STRONG
Population 946
Union County
Chartered January 19, 1931 P.O. Box 188 Telephone Number 797-7361
Zip Code 71765
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*0. B. C la r k ......... ................ President
C. R. M a s o n ....... ................ Vice Pres.
L. K. Robertson .. .................... Cashier

0 . B. Clark
C. R. Mason
L. K. Robertson
Chadd L. Durrett
Ray B. Finney

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou .

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivisions......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures.......................
All other a sse ts....................

T O T A L ...................................




1

288
125
183
774

1

4

72
730
226

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities ................

1
1
3
3

502
939
2
301
744
4
748

E quity C apital

3
20

Capital stock ........................
Surplus ...................................
Undivided p ro fits ................
Total Equity C a p ita l.......

421

T O T A L ...................................

200
100
373
673
4

421

197

Sixty-Third Report

THE FARMERS & MERCHANTS BANK, STUTTGART
Population 10,477
Arkansas County
Chartered December 29, 1945 P. O. Box Drawer 947 Telephone Number 673-1661
Zip Code 72160
Number of Branches: Inside City—3; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Artie Seidenschwarz........... President
& Chairman of Board
Lloyd R atcliff.......................... Vice Pres.
Leonard H. D eV un................. Vice Pres.
Don Pattillo ...........................Vice Pres.
& Trust Officer
James M. Yarbrough............. Vice Pres.
Don Underwood ................... Vice Pres.
William R. T r ic e .....................Vice Pres.
Ralph W. W ilson .....................Vice Pres.
Carl Gunter...................................... Vice Pres.
Lela Karkur ................ Asst. Vice Pres.
Larry G u n n ell...........Asst. Vice Pres.
James C olton ...............Asst. Vice Pres.

Artie Seidenschwarz
Lloyd Ratcliff
Roy 0 . McCollum III
James R. Oliver
Horace Sickel
Curtis Siems
Billy E. Simpson
B. J. St. John
D. W. Tweedy
Ralph Wilson

*I)esignates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

L iabilities

Mil. Thou.

3
Cash & due from banks .. ..
1
U. S. Treasury securities . ..
Oblig. of other U. S. Gov’t
agencies & corporations
Oblig. of States & political
subdivision s.................. . . 7
Excess funds s o ld .............
Loans (N et)........................ .. 35
Bank premises, furniture
and fixtures....................
1
All other a ssets................ ..

586
311
478
728
150
595

Mil. Thou.

Demand deposits............ . . . .
Time deposits................... . . .
U. S. Gov’t deposits.......
Public fu n d s ..................... . . .
Deposits of b a n k s...........
Total D ep osits............ . . . .
All other liabilities.........
Total liabilities ......... .. . . .

783
141




50

772

2
46
46

033
801
102
210
952
098
480
578

E quity C apital
Capital stock ................... . . .
Surplus .............................. .. .
Undivided p rofits............. ..
Capital reserves..............
Total Equity C apital.......

TOTAL

16
26

TOTAL

4

000
200
675
319
194

50

772

1
1
1

198

State of Arkansas:

Bank Department

CITIZENS BANK, TILLAR
Population 325
Drew County
Chartered July 28, 1913 P.0. Box 128 Telephone Number 392-2292
Zip Code 71670
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*W. R. Smith, Jr...................... President
W. R. Smith, Sr... Chairman of Board
Emmett N. S m ith ................ Vice Pres.
Wray B. Sm ith........................... Cashier
Teresa W a r f.................. Asst. Cashier

Don Cash
Dee Cummings
James E. Paisa
C. R. Prewitt
Wray B. Smith
W. R. Smith, Sr.
W. R. Smith, Jr.
Hayes Stephens

"“Designates Chief Executive Officer

STATEM E N T A S OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities .. .
Oblig. of States & political
su bdivisions......................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

1

4

132
55
401
945
66
17

L ia b ilities

Mil. T hou .

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ..........................
Total D ep osits..................
All other liabilities...............
Total liabilities ................

1
4
6
6

373
239
7
452
071
6
077

E quity C apital
121
279
133
6
539

Capital stock ........................
Surplus...................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......
TOTAL




6

616

TOTAL

6

616

199

Sixty-Third Report

BANK OF TRUMANN, TRUMANN
Population 6,402
Poinsett County
Chartered October 26, 1911 P.O. Box 48 Telephone Number 483-6333
Zip Code 72472
Number of Branches: Inside City—1; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

J. C. Stuckey......................... President
*Clyde Robertson, Jr..Exec. Vice Pres.
Eugene P o u n d s............. Sr. Vice Pres.
Wilburn J. C o le ....................Vice Pres.
& Cashier
Fannie Mae K e n t......... Asst. Cashier
Melba Jean W ood ......... Asst. Cashier
Phillip M illigan...........Asst. Loan Off.
Lena H eath.............. Branch Manager

J. C. Stuckey
Clyde Robertson, Jr.
Eugene Pounds
Wilburn J. Cole
Kenneth K. Yarbrough
Clifford C. Purvis
J. F. Lady
Leon Massey
T. M. Clogston

*I)esignates C h ief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities ...
1
Oblig. of other U. S. Gov’t
agencies & corporations . . 3
Oblig. of States & political
subdivision s......................
1
All other securities including
corporate stocks................
Excess funds s o ld ................
1
Loans (N et)........................... 10
Bank premises, furniture
and fixtures......................
All other assets . .................

T O T A L ..................................




19

797
114
294
926
86
300
873
124
88

602

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Deposits of b a n k s................
Total D eposits..................
Total liabilities ................

5
12

17
17

059
056
13
781
2b
937
937

Equity C apital
Capital stock .......................
Surplus ..................................
Undivided p ro fits................
Capital reserves....................
Total Equitv C apital.......
T O T A L ..................................

1

100
150
319
96
665

19

602

1

200

State o f Arkansas:

Bank Department

BANK OF TUCKERMAN, TUCKERMAN
Population 1,731
Jackson County
Chartered November 8, 1902 P.O. Box 700 Telephone Number 349-5155
Zip Code 72473
Number of Branches: Inside City—None; Outside City—2
P rin cip a l O ffice rs

D ire cto rs

*Van Sm ith............................. President
Cornelius A d c o x ___Cashier & Secty.
W. M. C ra n d a ll......................Auditor

Scotty Armstrong
R. O. Norris
Bob Penix
Van Smith

^Designates Chief Executive Officer

STA T E M E N T AS OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from b a n k s ___
U. S. Treasury securities .. .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivisions......................
All other securities including
corporate stocks................
Loans (N et)...........................
Bank premises, furniture
and fixtures........................
All other a ssets....................

TOTAL




702
901
1

936

1

580

3

61
821

L ia b ilities

Mil. T hou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s ...........................
Deposits of b a n k s.................
Total D ep osits..................
All other liabilities...............
Total lia b ilities..................

3
4

8
8

181
220
1
710
45
157
126
283

E quity C apital
111

135

9

247

Capital stock .........................
Surplus...................................
Undivided p ro fits................
Capital reserves.....................
Total Equity C a pita l.......
TOTAL

100
300
414
150
964
9

247

Sixty-Third Report

201

TYRONZA BANK, TYRONZA
Population 601
Poinsett County
Chartered October 31, 1951 P.O. Box 95 Telephone Number 487-2161
Zip Code 72386
Number of Branches; Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Charles F. L u ter.................. President
John H. Emrich, Sr..............Vice Pres.
Maxyne U rsery ......................Cashier
Jimmy C row .................. Asst. Cashier
Evelyn H all.................... Asst. Cashier

A. A. Banks
George Beley
John H. Emrich, Sr.
H. F. Norcross, Jr.

*D esignates C h ief Executive O fficer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks ..
U. S. Treasury securities .
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
su bdivisions......................
Loans (N et)....................... ..
Bank premises, furniture
and fixtures.....................

667
427
1

411

2
4

192
184
93

L iabilities

Mil. T hou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Deposits of b a n k s................
Total deposits....................
Total liabilities ................

1
5

8
8

Equity C apital
Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Total Equity C a pita l.......

T O T A L ............................... ..




8

974

888
364
13
771
6
042
042

T O T A L ..................................

50
450
432
932
8

974

202

State of Arkansas:

Bank Department

CITIZENS BANK & TRUST CO., VAN BUREN
Population 9,500
Crawford County
Chartered December 20, 1910 P.O. Box 469 Telephone Number 474-1201
Zip Code 72956
Number of Branches: Inside City—2; Outside City—1
P rin cip al O fficers

D ire cto rs

Doyle Hopkins .. . Chairman o f Board
Dane R ig g s ........................... President
Raymond A lle n ..................Director of
Customer Service
R. H. T e r r y ........................... Vice Pres.
& Trust Officer
*L. C. Gunn..................Exec. Vice Pres.
S. D. W h ite ....................... Vice Pres. &
Farm Credit
John Johnson ...........Asst. Vice Pres.
Eugene P.Hobbs......................... Cashier

Harrell Ballentine
Lonnie Batchelor
Edgar E. Bethel
Carl Creekmore
C. C. Gunn
Eugene P. Hobbs
Doyle Hopkins
Dane Riggs
Jack E. White

’ Designates Chief Executive Officer

STATEM EN T AS OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from b a n k s___
2
U. S. Treasury securities .. .
1
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivisions.....................
2
All other securities including
corporate stocks................
Loans (N et)........................... 15
Bank premises, furniture
and fixtures.......................
All other a ssets....................

TOTAL




23

247
199
701
737
101
823
213
372

393

L iabilities

Mil. Thou.

7
Demand deposits..................
Time deposits....................... 10
U. S. Gov’t deposits.............
Public fu n d s .........................
1
Deposits of b a n k s.................
Total D ep osits.................. 19
Excess funds purchased . . . .
1
All other liabilities...............
Total liabilities ................ 21

752
338
49
195
498
832
000
320
152

Equity C apital
Capital stock .......................
Surplus..................................
Undivided p ro fits.................
Total Equity C a p ita l.......

2

400
100
741
241

T O T A L ..................................

23

393

1

203

Sixty-Third Report

PEOPLES BANK & TRUST COMPANY, VAN BUREN
Population 9,500
Crawford County
( ’bartered August 12, 1933 P.O. Box 429 Telephone Number 474-6801
Zip Code 72956
Number of Branches: Inside City—2; Outside City—None
P rincipal O fficers

D irectors

*William W. T hom as............ President
Gene B e ll...........Vice Pres. & Cashier
C. E. D ou g a n ....................... Vice Pres.
Dick M cLelland.............. Loan Officer
Jo Ann M eadors........... Asst. Cashier
Vince H aney.................. Asst. Cashier
Deweese Jackson ......... Asst. Cashier
Frances Rapier ............ Asst, Cashier
Carolyn A. Johnson. . Exec. Secretary

William W. Thomas
Gene Bell
Clyman Izard
Paul Hurst
Wesley Warnock
C. J. Franklin

‘ Designates ( ’hie! Executive Officer

STATEM ENT AS OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from banks ..
U. S. Treasury securities . .
Oblig. of other U. S. Gov’t
agencies & corporations
Oblig. of States & political
subdivisions.................. .
Loans (N et)....................... .
Bank premises, furniture
and fixtures....................
All other a ssets................

1
1

378
312
750

.3
12

788
546
138
173

L iabilities

Mil. Thou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits............
Public fu n d s .........................
Total D eposits..................
All other liabilities..............




20

085

057
507
71

1
18

466

18

101
22
123

Equity Capital
Capital stock .......................
Surplus ..................................
Undivided p rofits................
Capital reserves....................
Total Equity C apital.......

TOTAL...

7
9

TOTAI....................................

200
800
933
29
1 ~95S

20

085

204

State o f Arkansas:

Bank Department

BANK OF WALDO, WALDO
Population 1,658
Columbia County
Chartered September 2, 1899 P.O. Box 366 Telephone Number 693-5858
Zip Code 71770
Number o f Branches: Inside City—None; Outside City—None
P rin cip a l O fficers

D ire cto rs

Larry R. M cCord..................... President
Mrs. J. Thurston Howell .. . Vice Pres.
*Mrs. Mary H. Martin................... Cashier

L. R. McCord
Mrs. J. Thurston Howell
Mrs. Mary H. Martin

‘ Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
U. S. Treasury securities ...
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivisions......................
All other securities including
corporate stocks................
Excess funds s o ld ................
Loans (N et)...........................
All other a ssets....................

T O T A L ..................................




2

292
093
250
407
200
950
522
8

4

722

L ia b ilities

Mil. T hou .

Demand deposits..................
2
Time deposits.......................
1
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D ep osits.................. —
Total liabilities ................
4

158
921
1
214
294
294

E quity C apital
50
25
23
330
428

Capital stock .......................
Surplus ..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......
T O T A L ..................................

4

722

Sixty-Third Report

205

THE PEOPLES BANK, WALDO
Population 1,658
Columbia County
Chartered June 22, 1910 P.O. Box 426 Telephone Number 693-5551
Zip Code 71770
Number o f Branches: Inside City— 1; Outside City— 1
P rin cipal O fficers

D irectors

*Harold H. F in ch e r.............. President
Richard P. C lark..................Vice Pres.
Joyce N. Crane ....................... Cashier

Harold Fincher
Richard Clark
Dorothy J. Fincher
Imogene M. Clark
G. F. Scott
Betty Lou Scott
Steven Clark Fincher

“ Designates C h ief Executive ( ifficer

STATEM EN T AS OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from banks . . . .
U. S. Treasury securities ...
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. o f States & political
subdivisions......................
All other securities including
corporate stocks................
Loans (N et)...........................
Bank premises, furniture
and fixtures.......................

TOTA1.........




1

275
189

1

445

1

591

4

400
134

9

L iabilities

Mil. Thou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits............
Public fu n d s .........................
Total D eposits..................
Excess funds purchased . . . .
Total liabilities ................

2

4
7
8

466
483
3
631
583
490
073

Equity Capital

23

Capital stock .......................
Surplus ..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C apital.......

057

T O T A L ..................................

62
188
693
41
984
9

057

206

State of Arkansas:

Bank Department

BANK OF WALDRON, WALDRON
Population 2,250
Scott County
Chartered April 3, 1901 P.O. Box 278 Telephone Number 637-2161
Zip Code 72958
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

*Marvin E. P h elp s................ President
Knox D ozie r.............. Exec. Vice Pres.
Patsy Hawkins ....................Vice Pres.
& Cashier
Pat D avenport......................Vice Pres.
Wanda K u h lm ann ....... Asst. Cashier
Carolyn Terrill.............. Asst. Cashier

Marvin E. Phelps
Knox Dozier
Isom Crutchfield
Charlye V. Davidson
W. W. Davis
O. K. Goodner
S. E. Mitchell
Dale Rodgers

’ Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977

Assets

Mil. Thou.

Cash & due from banks ..
U. S. Treasury securities . ..
Oblig. o f other U. S. Gov’t
agencies & corporations ..
Oblig. o f States & political
su bdivisions......................
Excess funds s o ld ..............
Loans (N et)....................... ..
Bank premises, furniture
and fixtures....................
All other a sse ts................

1

920
069

3

579

4

181
100
812

10

T O T A L ................................ .. 20




42
236

939

Liabilities

Mil. Thou.

Demand deposits..................
Time deposits........................
U. S. G ov’t deposits.............
Public fu n d s .........................
Total D ep osits..................
All other liabilities..............
Total liabilities ................

5
11

18

327
626
25
679
657
273
930

Capital stock ........................
Surplus ..................................
Undivided p ro fits ................
Total Equity C apital.......

2

600
700
709
009

T O T A L ..................................

20

939

1
18

Equity Capital

Sixty-Third Report

207

WARREN BANK & TRUST COMPANY, WARREN
Population 6,433
Bradley County
Chartered December 28, 1901 P.O. Box 350 Telephone Number 226-2621
Zip Code 71671
Number of Branches: Inside City—2; Outside City—1
P rin cip al O fficers

D ire cto rs

L. W. Ederington
.............Chairman
*Gerard S an gster.................. President
Gerald D. Burton .........Sr. Vice Pres.,
Cashier & Trust Officer
Pauline H ollingsw orth....... Vice Pres.
O. Harold M oore.................... Vice Pres.
Joe E a s o n ............................... Vice Pres.
James E. Sm ith.........Asst. Vice Pres.
Ouita H u itt............
Asst. Vice Pres.

L. H. Derby, Jr.
L. W. Ederington
John B. Frazer, Jr.
F. Martin Hankins
W. Sykes Harris
J. E. Hurley, Jr.
C. A. Milton
Gerard Sangster
G. F. Wynne, M.D.

^Designates C h ief Executive Officei

STATEM EN T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
1
Oblig. of States & political
subdivision s.....................
4
All other securities including
corporate stocks................
1
Excess funds s o ld ................
2
Loans (N et)........................... 20
Bank premises, furniture
and fixtures.......................
All other a ssets................

TOTAI.......




...

32

663
865
024
550
883
791
474

250

L iabilities

Mil. Thou.

6
Demand deposits..................
Time deposits....................... 20
U. S. Gov’t deposits.............
Public fu n d s .........................
1
Total D eposits.................. 29
All other liabilities...............
Total liabilities ................ 29

738
915
27
726
406
321
727

Equity C apital
Capital stock .......................
Surplus..................................
Undivided profits .................
Capital reserves....................
Total Equity C apital.......

1
2

300
400
553
270
523

TOTAI....................................

32

250

State of Arkansas:

208

Bank Department

BANK OF WEINER, WEINER
Population 715
Poinsett County
Chartered April 2, 1909 P.O. Box 307 Telephone Number 684-2221
Zip Code 72479
Number of Branches: Inside City—None; Outside City—1

Principal Officers

Directors

*John R. H ogue...................... President
H. E. W inters................ Sr. Vice Pres.
Niles Bise....................... Sr. Vice Pres.
Phil H esse.............................. Cashier
Michael D. G illis........... Asst. Cashier
_____

John R. Hogue
H. E. Winters
Niles Bise
Ronald L. Hogue
Ernest L. Hogue
Malcolm C. Hogue
R. H. Ziegenhom

•Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from banks . . . .
U. S. Treasury securities ...
Oblig. o f other U. S. Gov’t
agencies & corporations ..
Oblig. o f States & political
su bdivisions......................
All other securities including
corporate stocks................
Loans (N et)...........................
Bank premises, furniture
and fixtures.......................
All other a ssets....................

2

725
665

3

883

2

461

8

101
044

L ia b ilities

Mil. T hou.

Demand deposits..................
4
Time deposits....................... 11
U. S. Gov’t d ep osits.............
Public fu n d s .........................
Deposits o f b a n k s................
Total D ep osits.................. 16
Excess funds purchased . . . .
All other liabilities...............
Total liabilities ................ 16

215
11

E quity C apital
Capital stock ........................
Surplus ...................................
Undivided p ro fits ................
Capital reserves....................
Total Equity C a p ita l.......

TOTAL




18

105

266
357
18
850
97
588
100
36
724

TOTAL

1

200
700
453
28
381

18

105

209

Sixty-Third Report

MERCHANTS & FARMERS BANK, WEST HELENA
Population 11,007
Phillips County
Chartered October 4, 1948 P.O. Box 2497 Telephone Number 572-3481
Zip Code 72390
Number of Branches: Inside City—1; Outside City—None
P rin cip al O fficers

D irectors

S. H. H u rst......... Chairman o f Board
*Doug Simmons .................... President
Roy B. W arren....... Sr. Vice President
James A. B o g le ....................Vice-Pres.
& Cashier
Gordon M. White.................. Vice Pres.
E. F. Kalb, Jr.........................Vice Pres.
Bill S im m ons............ Asst. Vice Pres.

James P. Baker, Jr.
James E. Boyd
Brooks Griffin
C. L. Harris
S. H. Hurst
J. L. Linder
Jesse Porter
Doug Simmons

*Designates Chief Executive Officer

STATEM EN T AS OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from banks . . . .
U. S. Treasury securities ...
Oblig. of other U. S. Gov’t
agencies & corporations ..
Oblig. of States & political
subdivisions...............
3
All other securities including
corporate stocks................
Loans (N et)..................... 17
Bank premises, furniture
and fixtures.......................
All other a sse ts....................

TOTAL




1 988
300
5

424
333
100
004

L iabilities

Mil. T hou.

Demand deposits..................
6
Time deposits....................... 15
U. S. Gov’t deposits...........
Public fu n d s .........................
3
Total D ep osits.................. 25
Excess funds purchased___
All other liabilities...............
Total liabilities ................ 26

273
410
32
791
506
650
81
237

Equity C apital
149
134

28

432

Capital stock .......................
Surplus..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C apital.......

2

500
800
807
88
195

T O T A L ..................................

28

432

State of Arkansas:

210

Bank Department

BANK OF WEST MEMPHIS, WEST MEMPHIS
Population 28,236
Crittenden County
Chartered April 21, 1928 P. O. Box 128 Telephone Number 735-1784
Zip Code 72301
Number o f Branches: Inside City—3; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

W. K. Ingran........................... Chairman
Zach McClendon, S r.. .Vice Chairman
*Jack K. H ogan...................... President
& CEO
Robert L. W right...........Exec. V. Pres.
Paul N eal.................................Vice Pres.
James W. R u ssell........... Trust Officer
Mary G oe ................................. Vice Pres.
Ruth Manchester ..................Vice Pres.
Robert L. N aylor.................... Vice Pres.
& Auditor
Josephine D u n ca n .................... Cashier
Ola Jon es.................. Pub. Rel. Officer
Judy Gobbell ................ Asst. Cashier
Doris Swindler............... Asst. Cashier
Janie L. T a t e ................ Asst. Cashier
Jan Willis ...................... Asst. Cashier

Davis Biggs
R. E. Eden
James C. Hale
James A. Heath
Jack K. Hogan
W. K. Ingram
W. Kent Ingram, Jr.
Robert McCarley
Zach McClendon, Sr.
Zach McClendon, Jr.
Lloyd C. McCuiston, Jr.
Paul 0 ‘Neal
W. F. Slaughter
J.C. Tennison
Richard H. Upton

‘ Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. T hou.

Cash & due from banks . . . .
4
U. S. Treasury securities ...
5
Oblig. of other U. S. Gov’t
agencies & corps...............
5
Oblig. of States & political
subdivisions......................
7
All other securities including
corporate stocks................
Excess funds s o ld ................
2
Loans (N et)........................... 16
Bank premises, furniture
and fixtures.......................
All other a ssets....................

T O T A L ..................................




41

201
587
053
219
11
200
103

L ia b ilities

Mil. T hou.

Demand deposits.................. 11
Time deposits........................ 21
U. S. Gov’t deposits.............
4
Public fu n d s .........................
Deposits of b a n k s................
Total D ep osits.................. 37
All other liabilities..............
Total liabilities ................ 38

883
170
225
290
311
879
294
173

Equity Capital
367
555

296

Capital s t o c k ........................
Surplus ..................................
Undivided p ro fits................
Capital reserves....................
Total Equity C a p ita l.......

1
1
1
3

000
000
097
26
123

T O T A L ..................................

41

296

Sixty-Third Report

211

RICE GROWERS BANK, WHEATLEY
Population 443
Chartered September 27, 1909

St. Francis County
P. O. Box 156 Telephone Number 457-2311
Zip Code 72392
Number of Branches: Inside City—None; Outside City—None

P rin cip a l O ffice rs

D irectors

*William L. Horner, Jr.......... President
James C, T ip to n ..................Vice Pres.
& Cashier
John E. Allmon III .. Asst. Vice Pres.
Asst. Vice Pres.
Rick C ross..........

William L. Homer, Jr.
Mayme Lyon

^Designates C h ief Executive Officer

STATEM ENT AS OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from banks . . . .
U. S. Treasury securities ...
Oblig. o f other U. S. Gov’t
agencies & corps...............
Oblig. of States & political
subdivisions ......................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture and
fixtures.............................
All other assets

TOTAI....................................




689
300
1

105

1

016
100

6

317

Liabilities

Mil. Thou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits............
Public fu n d s .........................
Total D eposits..................
All other liabilities..............
Total liabilities ................

2
5

1
9
9

460
242
14
353
069
12
081

Equity Capital
410
3

9

940

Capital stock .......................
Surplus..................................
Undivided p ro fits................
Total Equity C a pita l.......
T O T A L ..................................

100
500
259
859
9

940

State of Arkansas:

212

Bank Department

WILMOT STATE BANK, WILMOT
Population 1,231
Ashley County
Chartered October 25, 1937 P. O. Box 95 Telephone Number 473-5500
Zip Code 71676
Number of Branches: Inside City—None; Outside City—None
P rin cip a l O ffice rs

D ire cto rs

Wm. B. de Y am p ert............ President
*John W. Crews.............. Exec. V. Pres.
Sue Joh n son .............................Cashier
N. R. K irkw ood.................Vice Pres.

Wm. B. de Yampert
John B. Currie
N. R. Kirkwood
John B. Currie, Jr.
Henry Morschheimer, Jr.
L. Craig Shackelford, Jr.

’ Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977

Assets

Mil. Thou.

Cash & due from b a n k s ___
U. S. Treasury securities ...
Oblig. o f other U. S. Gov’t
agencies & corporations..
Oblig. of States & political
subdivisions......................
Loans (N et)...........................
Bank premises, furniture and
fixtures...............................
All other a ssets....................

T O T A L ..................................




380
547
198
2

373
775
2
2

4

277

Liabilities

Mil. Thou.

Demand deposits..................
Time deposits........................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
Total liabilities ................

1
1
3
3

138
472
3
835
448
448

Equity Capital
Capital stock ........................
Surplus ..................................
Undivided p ro fits................
Total Equity C a p ita l.......
T O T A L ..................................

120
405
304
4

277

213

Sixty-Third Report

BANK OF WILSON, WILSON
Population 1,048
Mississippi County
Chartered October 3, 1908 P. O. Box 338 Telephone Number 655-3251
Zip Code 72395
Number of Branches: Inside City—None; Outside City—1
P rin cip a l O ffice rs

D ire cto rs

R. E. L. W ilson...........Chmn. o f Board
*J. B. Gwyn ........................... President
C. L. Denton, Jr.................... Vice Pres.
J. T . Shenep.............................Cashier
(Mrs.) Florabel Bishop .. . Asst. Cash.
(Mrs.) Gatha Watson . .. Asst. Cashier

R. E. L. Wilson
J. B. Gwyn
C. L. Denton, Jr.
J. B. Hilliard
Caldwell D. Lowrance
Michael E. Wilson
Stephen A. Wilson
Hudson Wren

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
A ssets

Mil. Thou.

Cash & due from banks . . . .
U. S. Treasury securities ...
Oblig. of other U. S. Gov’t
agencies & corps...............
Oblig. of States & political
subdivisions.....................
Excess funds s o ld ................
Loans (N et)...........................
Bank premises, furniture
and fixtures.......................

TOTAL




1
1

196
773
400

1
1
3

442
600
451

L iabilities

Mil. T hou.

Demand deposits..................
Time deposits.......................
U. S. Gov’t deposits.............
Public fu n d s .........................
Total D eposits..................
All other liabilities...............
Total liabilities ................

3
3

8

256
840
8
416
520
22
549

Capital stock .......................
Surplus..................................
Undivided p ro fits.................
Total Equity C a p ita l.......

1

100
900
334
334

TOTAL

9

883

1
8

E quity C apital
21

9

883

State of Arkansas:

214

Bank Department

CROSS COUNTY BANK, WYNNE
Population 7,500
Cross County
Chartered June 5, 1891 P. O. Box 9 Telephone Number 238-8173
Zip Code 72396
Number of Branches: Inside City—1; Outside City—1
P rin cip a l O ffice rs

D ire cto rs

Rafe Andrews....................... President
& Trust Officer
*Ken M cC lanahan.........Exec. V. Pres.
Winifred G. Sigman . . . Admn. V. Pres.
& Cashier
Bobbie Nell B row n.................Vice Pres.
Mazie Ballard..........................Vice Pres.
Jim J ord a n .................. Asst. Vice Pres.
Ann J o n e s.................... Asst. Vice Pres.
Larry Lawson ...........Asst. Vice Pres.
& Asst. Trust Officer
Twyla H ollow ed ........... Asst. Cashier
Ronnie S im s.................. Asst. Cashier
Judy T h om as............. Exec. Secretary

Rafe Andrews
Eugene Goodart
Gerald L. Blackburn
W. W. Shaver, Jr.
David Drexler
Dave Block, Jr.
I. M. Steinberg
Willard G. Burks
John H. Johnston, Jr.
Pete Imboden, III

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

1
Cash & due from banks . . . .
1
U. S. Treasury securities ...
Oblig. of other U. S. Gov’t
2
agencies & corps...............
Oblig. of States & political
4
subdivisions......................
All other securities including
corporate stocks................
Loans (N et)........................... 11
Bank premises, furniture
and fixtures.......................
All other assets....................

TOTAL




Liabilities

Mil. Thou.

22

465
035
500
557

Demand deposits............ , . . .
Time deposits.................., . . .
U. S. Gov’t deposits.......
Public fu n d s ...................., . . .
Total D ep osits............ . . . .
All other liabilities.........
Total liabilities .............. . . . .

2
784
496
300

139

Mil. Thou.
7
11
1
19
20

204
249
21
404
878
162
040

Equity Capital
Capital S to ck ..................
Surplus .............................
Undivided p ro fits............ . . .
Capital reserves..............
Total Equity C a p ita l.......
TOTAL

2

500
500
081
18
099

22

139

1

215

Sixty-Third Report

THE BANK OF YELLVILLE, YELLVILLE
Population 1,000
Marion County
Chartered December 13, 1945 P. O. Box 325 Telephone Number 449-4231
Zip Code 72687
Number of Branches: Inside City—None; Outside City—1
P rin cip al O ffice rs

D irectors

*Bemice B erry........................ President
John E. Linton .............Exec. V. Pres.
Jimmy Thom ason............ .. Vice Pres.
Duane C. P rice......................Vice Pres.

Bernice Berry
Fred A. Berry
Wynona Willingham
H. A. Bums
John E. Linton
Karl King
Thelma Doshier

■"Designates C h ief Executive O fficer

STATEM EN T AS OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from banks ... . 1
U. S. Treasury securities .. .
Oblig. of States & political
subdivisions.....................
3
Loans (N et)........................... 10
Bank premises, furniture
and fixtures.......................
All other assets...........

TOTAL




16

401
395
604
673
470
323

866

L iabilities

Mil. Thou.

Demand deposits..................
4
Time Deposits ...................... 10
U. S. Gov’t deposits.............
Public fu n d s .........................
1
Total deposits.................... 15
All other liabilities...............
Total liabilities ................ 15

000
036
12
136
184
123
307

E quity C apital
Capital stock .......................
Surplus..................................
Undivided p ro fits.................
Total Equity C apital.......

1

199
500
860
559

16

866

TOTAL

216

State o f Arkansas:

Bank Department

SIXTY-THIRD REPORT

showing

THE CONDITION OF THE
2 ARKANSAS STATE CHARTERED
TRUST COMPANIES

(Not engaged in commercial banking)

ASSETS AND LIABILITIES ARE AS SHOWN BY THE CALL OF




JUNE 30, 1977

217

Sixty-Third Report

GUARANTY LOAN & TRUST COMPANY, HELENA
Population 11,000
Phillips County
Chartered February 9, 1910 P. O. Box 219 Telephone Number 338-6708
Zip Code 72342
(Not engaged in commercial banking)
P rin cip al O fficers

D irectors

*Sam J. Howe .............Chmn. of Board
Otis W. Howe, Jr.................. President
J. M. H o w e ........................... Vice Pres.
Carl D. M orris.......................SecretaryTreasurer

Sam J. Howe
Otis W. Howe, Jr.
J. M. Howe
R. J. Howe
Joe Howe
C. D. Morris

‘ Designates Chief Executive Officer

STATEM ENT AS OF JU N E 30, 1977
Mil. Thou.

Cash & due from b a n k s___
All other securities including
corporate stocks
Loans (N et)...........................
Business premises, furniture
and fixtures.......................
All other a ssets....................

TOTAL




64
25
130
2
24

245

L iabilities

Mil. Thou.

Trust fu n d s...........................
Total Trust fu n d s .............
All other liabilities...............
Total liabilities ................

70
70
20
90

Equity Capital
Capital stock .....................
Surplus ................................
Undivided p rofits..............
Total Equity C apital.......

155

TOTAL

245

Iggg

A ssets

State of Arkansas:

218

Bank Department

METROPOLITAN TRUST COMPANY,
NORTH LITTLE ROCK
Population 62,040
Pulaski County
Chartered June 5, 1925 P. O. Box 4143 Telephone Number 758-1212
Zip Code 72116
(Not engaged in commercial banking)

Principal Officers

Directors

Justin Matthews, III .. . Chmn. o f Brd.
*Walter L. B urroughs........... President
J. Somers Matthews ...........Vice Pres.
Hal C. Matthews...........Asst. V. Pres.
Eva M. H a le ......................... SecretaryTreasurer
Betty M. C o u ch .................... Asst. Sec.

Justin Matthews, III
Walter L. Burroughs
Eva M. Hale
Lila B. Homor
Richard B. Adkisson
Howard Cockrill
Anne M. Glenn
Robert K. Beal
James D. Simpson

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1977
Assets

Mil. Thou.

Cash & due from banks . . . .
Oblig. o f States & political
subdivisions......................
Business premises, furniture
and fixtures.......................
All other a ssets....................

380

TOTAL

582




Liabilities

Mil. Thou.

All other liabilities...............
Total liabilities ................

1
1

40

Equity Capital
2
160

Capital stock ........................
Surplus...................................
Undivided p ro fits.................
Total Equity C a p ita l.......

164
20
397
SHI

TOTAL

582

Sixty-Third Report

219

SIXTY-THIRD REPORT

showing

THE CONDITION OF THE
3 ARKANSAS STATE CHARTERED ACT 111
INDUSTRIAL LOAN INSTITUTIONS

(Not engaged in commercial banking)

ASSETS AND LIABILITIES ARE AS SHOWN BY THE CALL OF




JUNE 30, 1977

State of Arkansas:

220

Bank Department

SOUTHERN CREDIT CORPORATION, MALVERN
Population 9,856
Hot Spring County
Chartered October 9, 1959 P. O. Box 400 Telephone Number 332-2462
Zip Code 72104
Act III, Industrial Loan Institution
(Not engaged in commercial banking)
P rin cip a l O ffice rs

D ire cto rs

*W. H. M cC lure....................... President
Layne Sparks.......................... SecretaryComptroller
George L. M cC lure..................Treasurer

W. H. McClure
Vance Jemigan
Ray Cook
Jewelle Johnson
A. J. Wilks
George L. McClure
Layne Sparks
George L. McClure, Jr.

‘ Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from b a n k s ___
Oblig. of States & political
subdivisions......................
All other securities including
corporate stocks................
Loans (N et)...........................
All other a ssets....................

1

061

1

115

1
3

310
621
55

L ia b ilities

Mil. Thou.

Investment Certificates . . . .
Total C ertificates.............
All other liabilities...............
Total liabilities ................

6
6
6

Equity C apital
242
258
103
603

Capital s t o c k ........................
Surplus ...................................
Undivided p ro fits ................
Total Equity C a p ita l.......
TOTAL




7

162

329
329
230
559

TOTAL

7

162

Sixty-Third Report

221

HALLMARK LOAN AND INVESTMENT CORPORATION,
NORTH LITTLE ROCK
Population 62,040
Pulaski County
Chartered October 21, 1927
Telephone Number 376-3523
Zip Code 72114
Act III, Industrial Loan Institution
(Not engaged in commercial banking)
P rin cip a l O ffice rs

D ire cto rs

*D. M. F itzgerald.................... President
William Brandon ..................Treasurer
Dorrance A. W illiam s......... Secretary

D. M. Fitzgerald
William Brandon
Dorrance A. Williams

‘ Designates Chief Executive Officer

STATEM EN T AS OF JU N E 30, 1977
A ssets

Mil. Thou.

Cash & due from banks . . . .
Loans (N et)...........................
Business premises, furniture
and fixtures
All other a ssets....................

1

291
291
6
43

L iabilities

Mil. Thou.

Investment Certificates . . . .
1 414
Total Certificates.............
1 414
All other liabilities.............. ............ 80
Total liabilities ................
1 494
E quity C apital
Capital s t o c k .......................
Surplus........................................
Total Equity C a pita l.......

TOTAL




1

631

TOTAL

37
100
137
1

631

222

State of Arkansas:

Bank Department

NATIONAL CREDIT CORPORATION, PINE BLUFF
Population 60,000
Jefferson County
Chartered April 13, 1941 P. 0 . Box 5317 Telephone Number 534-3250
Zip Code 71601
Act III, Industrial Loan Institution
(Not engaged in commercial banking)
P rin cip a l O ffice rs

D ire cto rs

*David G. Dennie, Jr..........Pres. (CEO)
George E. Puddephatt....... Sr. V. Pres.
David A. Short........................ Vice Pres.
Ted N. D ra k e ................ Bd. Chairman
Dan H orton.............................. Treasurer
Wanda A. Taylor ................ Secretary

Clifford A. Davies
David G. Dennie, Jr.
C. Richard Dixon
Ted N. Drake
Robert L. Fikes
Morrell Gathright
William D. Jones
Simon Joseph
Albert F. Otten

*Designates Chief Executive Officer

STATEM E N T AS OF JU N E 30, 1977
A ssets

Cash & due from b a n k s ___
All other securities including
corporate stocks................
Loans (N et)...........................
Business premises, furniture
and fixtures.......................
All other assets....................

TOTAL




L ia b ilities

Mil. Thou.
1

654

3

550
794

2

14
806

8

818

Mil. Thou.

Investment C ertificates___
Total Certificates .............
All other liabilities...............
Total liabilities ................

8
8
8

084
084
61
145

E quity C apital
Capital stock ........................
Surplus.........................................
Undivided p ro fits.......................
Total Equity C a p ita l.......

673

TOTAL

818

8

125
325
223