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REPORT OF THE BANK COMMISSIONER OF ARKANSAS 1981 FRANK WHITE Governor B. J. LAMBERT, JR. State Bank Commissioner SHELBY A. McCOOK Acting Director Department of Commerce SIXTY-SEVENTH REPORT OF THE BANK COMMISSIONER OF THE STATE OF ARKANSAS FOR THE YEAR ENDED JUNE 30, 1981 B. J. LAMBERT, JR. State Bank Commissioner STATE OF ARKANSAS OFFICE OF STATE BANK DEPARTMENT August 20, 1981 To the Honorable Frank White Governor of Arkansas Dear Governor: In compliance with the provisions of Act 113 of 1913 (now found in Section 67-111, Arkansas Statutes of 1947), I submit for your consideration and infor mation, the Sixty-Seventh Annual Report of the State Bank Department for the fiscal year ended June 30, 1981. A t June 30, 1981, there were 192 State-chartered commercial banks under supervision of the State Bank Department. During the past fiscal year, one small state bank, the Caddo State Bank, Glenwood, converted to national status. One new state bank, The F irst State Bank of Beebe, Beebe, opened for business during the latter part of the fiscal year. The assets of the S tate banks totaled $5,586,232,000 a t June 30,1981. Total assets this time last year, amounted to $5,030,323,000, a dollar increase of $555,909,000 or 11.1%. In addition to the 192 commerical banks, this Departm ent supervises 2 T rust Companies and 3 Industrial Loan Institutions, for a total of 197 financial institutions as of June 30, 1981. In addition to the information set out above, this report reflects in detail the condition of each of the 197 active institutions as of June 30,1981. Also given is information pertaining to Bank Departm ent and federal supervisory agency personnel and personnel of the Arkansas Bankers Association. A statem ent showing the receipts and disbursem ents of the Bank Departm ent is also included. Respectfully, B. J. LAMBERT, JR. State Bank Commissioner Sixty-Seventh Report 3 LEGAL HOLIDAYS New Year's Day ,. Robert E. Lee's Birthday , January 1. , . . ............................ January 19, George W ashington’s Birt hday Third Monday in February. Memorial Day. Last Monday in May. Independence Day July 4. Labor Day , First Monday in Sept. Veterans Day, November 11. Thanksgiving Day Fourth Thursday in November. Christmas Eve ,, Christmas Day , .. ....................................December 24. . , . . . . . . . . . . . . . . . . . December 2ft, All Bills of Exchange, drafts, or Promissory Notes, which shall become payable on a legal holiday shall be payable on the day next succeeding such holiday In case any legal holiday falls on Sunday, the next succeeding Monday shall be a legal holiday in its stead. 4 State of Arkansas: Bank Department DEPARTMENTAL ROSTER B, J. Lambert, Jr , . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . State Bank Commissioner Don R. Clark. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Assistant Bank Commissioner Jackie Dicus.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Business Controller II Louis W. E l k i n s . F i n a n c i a l Analyst Candace F r a n k s , D e p a r t m e n t Attorney Olan B. W ages.------. . . . . . . ----- . . . . ----- . . . . . . . . . . . . Chief Review Examiner Cynthia Nixon.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Executive Secretary Dean Raney---- . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Secretary II Brenda Holland ........................................ . Clerk Typist II June McDorman......... .................. Clerk Typist II FINANCIAL EXAMINER SUPERVISORS Larry M. Hillyard I. Joe Miles Burais M. Posey Steven L. Purdy Tod W. Alstadt Ronny A. Clay James A. Edington Eddie E. Fitzhugh James H. Hearnsberger FINANCIAL EXAMINER II Phil W. Stark Mark W. Wegener Cynthia A. White Charles E. Cook Jerry Land Dianne Lefear William R. Milum FINANCIAL EXAMINER I Sue Burgess Harry K. Cochran Luther Guinn Philip B. Hensley W. Keith Melson George E. Myers Mark J. Pennebaker FINANCIAL EXAMINER TRAINEE Patty S. McIntosh STATE BANKING BOARD James H. Atkins, Chairman. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Little Rock Edward H. Cherry................................................. ............................Jonesboro William C. Lyon.................................................... ................ . . . . . . . . . Fordyce Elmer A. Ferguson................... .......... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . DeWitt Mrs. Betty Wilkinson . . . . ..... ........................................................ Greenwood Don R. Clark, Secretary.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Little Rock OFFICE STATE BANK DEPARTMENT One Capitol Mall, 4B — 210 Little Rock, Arkansas 72201-1093 Telephone: (501) 371-1117 Sixty-Seventh Report 5 COMMISSIONERS OF THE STATE BANK DEPARTMENT STATE OF ARKANSAS No. Name ' John M Davis 2 \ .J Reap 1 \ \ . \ Maxwell 1 Charie*- McKee 't Loid Rainwater h Wall F 1aylor i Manor. Wasson M Grm a* S Jermgats 5 Thom as V\ Leggel I 10 11 W i ‘I 14 iJ <b . .. .. .. ... .. .. .. .. .. .. .. .. .. S J Dean Ed 1 McKmiet Jr A R Men it t Die k Simpson II < Xtlams Don ft ( lark I Acting) B J I amheri Jr .. Date of Appointment Date Service Ended October 6 , 1913 October 3. 1918 March 22, 1919 September 1, 1921 July 28. 1925 February H, 1927 January 10, 1988 January 12, 1987 January 14. 1941 February 1, 1949 1lecember 31, 1949 March 14, 1958 February S, 1955 March 3, 1967 March 16, 1979 \pril 19, 1979 October 3, 1918 March 22, 1919 September 1, 1921 July 28. 1925 February 8. 1927 January 10, 1933 January 12, 1937 January' 14, 1941 February F !949 December 31, 1949 March 14. 1953 February H, 1955 March 2 1967 March 16, 1979 April 19, 1979 6 State of Arkansas: Bank Department The following is a statement showing the receipts and disbursements of the State Bank Department from July 1, 1980 through June 30, 1981. RECEIPTS Cash Balance June 30,1980......... . Examination and Assessment Fees . . . . . . . . . . . . $921,164.74 Charter and Amendment Fees . . . . . . . . . . . . . . . . . 5,881.24 Teller’s Facility Application and Protest Fees. . . 3,500.00 5,290.75 Penalties for Reserve Deficiencies...................... . Miscellaneous F e e s__ ____ . . . . . . . . . . . . . . . . . . 2,786.75 Reimbursement for M & R Sales . . . . . . . . . . . . . . . 5,309.77 Warrant Cancellations ............ 1,644.10 $ 320,346.55 945,577.35 $1,265,923.90 DISBURSEMENTS Salaries................. $546,976.27 Extra Help..... .................... 370.00 Maintenance and General Operations.. . . . . . ---- 77,278.87 S.S., Retirement and Insurance Matching . . . . . . 111,930.33 Professional Services and Fees.. . . . . . . . . . . . . . . . 20,521.54 Conference Fees and Travel ......... ........... ......... 149,468.94 Capital Outlay................... 38,000.00 Service Charge by State Treasurer . . . . . . . . . . . . . 14,064.55 Cash Balance June 30, 1981.................................. 958,610.50 307,313.40 $1,265,923.90 Sixty-Seventh Report 7 ARKANSAS BANKERS ASSOCIATION President First Vice-President Second Vice-President Treasurer Exeeutive f)irecti?r Past President, To 1902 , To 198H ,, To 19H-I Members At Large... 22 J W. Second St , Suite 1027 Little Rock. Arkansas 72201 B.J Ford, Chairman and President The Merchants and Planters Bank Camden, Arkansas 71701 William H. Bowen, Chairman and Chief Exec. Officer Commercial National Bank Little Rock, Arkansas 72203 William H. Brandon, Jr., President First National Bank of Phillips County Helena, Arkansas 723*12 M, David Howell, President First State Bank Springdale, Arkansas 72764 H. Charles Carvill The Arkansas Bankers Association Little Rock, Arkansas 72201 Louis L. Ramsay, Jr,, Chairman Simmons First National Bank Pine Bluff, Arkansas 71611 B.J Daugherty, President First State Bank, Conway Elmer Ferguson, Chairman Dewitt Bank & Trust Co., DeWitt Douglas Glover, Chairman & President First National Bank of E, Arkansas, Forrest City William H. Handy, President First National Bank, Magnolia William W. Thomas, President Peoples Bank & Trust Co., Van Buren John Lewis, Chairman First National Bank, Fayetteville Jimmie L. Taylor, President Planters National Bank, Hughes •lames R. Nipper, President Bodcaw Bank. Stamps Flo\d Parker, President Malvern National Bank, M ahern f ierard Sangster, President Warren Bank & Trust Co., Warren Millard Aud. Chairman and President Merchants and Planters Bank, ArkadelpMa Joe B, Ford, VP First National Bank, Little Rock YOUNG BANKERS SECTION OFFICERS President Vice-President.. . . . . . Secretary ........ Treasurer ........ Harry Webb, Assistant Vice President Helena National Bank, Helena John Womack, Correspondent Banking Officer City National Bank, Ft. Smith Debs Anderson, Asst VP Marketing Officer first National Bank Hot Springs William WDener. Assistant Cashier V a-ryn Bark A Trust Co., Warren State of Arkansas: Bank Department 8 THE REGIONAL ADMINISTRATOR OF NATIONAL BANES Eighth National Bank Region, 165 Madison Avenue, Suite 800 Memphis, Tennessee 38103 Regional Adm inistrator..........................................................Dean S, Marriott Deputy Regional Administrator. . . . . . . ..... ................. William J. Suman Deputy Regional Administrator. . . . . . . . . . . . . . . . . ----- A. Duncan McFarlane Telephone Number 521-3376 Area Code 901 FEDERAL RESERVE BANE OF ST. LOUIS* MISSOURI DISTRICT NO. 8 Telephone Number 444-8444 Area Code 314 P resid en t................................... . Lawrence K. Roos First Vice P re sid e n t---- . . . . . . . . . . . . . . . . . . . . . . . . . Donald W. Moriarty, Jr. Senior Vice P resident.................... ............................. A. B. Balbach Senior Vice President & C ontroller---- . . . . . . . . . . . . Joseph P. Garbarini Senior Vice President, General Counsel & S ecretary............................................... ................. F. Garland Russell, Jr. Senior Vice P resid en t........... ..................... ................Harold E. Uthoff Senior Vice Presi dent . . . . . . . . . . . . . . . . . . . . . . . . . . . . Bradley G. Glass Vice President ------ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ruth A. B ryant Vice P re s id e n t......... Albert E. Burger Vice President . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Jam es R. Kennedy Vice President . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Charles R. Halbrook Vice President ......................... . . . . . . . . . . . . . ----- -- M artha L. Perine Warren T. Snover Vice P re s id e n t............. . Vice President ........................... . Robert W. Thomas Vice P re s id e n t................................................... ...........Delmer D. Weisz Vice President . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . William J. Sneed General A uditor........................................................ .. Ben C. Wade LITTLE ROCE BRANCH FEDERAL RESERVE BANE OF ST. LOUIS, MISSOURI Telephone Number 372-5451 Area Code 501 Vice President and Manager.------. . . . . . . . . . . . . . . . John F. Breen Assistant Vice President & Assistant Manager . . . . Michael T. Moriarty Assistant Vice President. . . . . . . . . . . . . . . . . . . . . . . . . David T. Rennie Sixty-Seventh Report 9 FEDERAL DEPOSIT INSURANCE CORPORATION M EMPHIS REGION One C om m erce S quare, S u ite 1800 M em phis, Tennessee 38103 Telephone N um ber 521-3872 Regional Director , , . A rea Code 901 , David Meadows A ssistant Regional Director. ................................................. Louis A, Hurst, Jr. Assistant Regional Director. .............................. .. Raymond M. Glass, Jr. EXAM INERS FOR ARKANSAS Roben F t 'onatsei .................................................................. Rickey .................................. ................................... . Russellville M Brunnet Russellville Karl F Kaullman ......................................................................... Russellville •lames J Peacock ............... ...................................... . Russellville Robert ( Barber ......................................................................... , Jonesboro Iavk P « ouit Jr ....................................... . Jonesboro iern. !, an ....................................... Jonesboro John R *-dietle ....................................... Jonesboro Frankie !. id at t ....................................... . Pine Bluff Billy V\ i an oil ........................................ Pine Bluff lame" \ *'ok m ....................................... , , Pine Bluff John A i ime- ....................................... Pine Bluff \rth u r L Sanson- ........................................... ........................... Pine Bluff Russell< I .tv mgstoii . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Memphis I Hu h Billy h * ouch ........................................ Jerry \\ A -s ....................................... Memphis -fame*- S Hordes -b ....................................... , . Memphis Arthur P* \1onroi- ....................................... Memphis , . Memphis State of Arkansas: Bank Department 10 STATE BANK DEPARTMENT STATE OF ARKANSAS ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN ARKANSAS AS OF JUNE 30* 1981 With Comparative Statem ent as of June 30, 1980, reported in billions, millions & nearest thousand) COMMERCIAL BANKS ONLY ASSETS Cash and due from depository institutions,.......... . June 30,1981 June 30,1980 192 Banks 192 Banks MIL Thou. Mil. Thou. $ 384 690 $ 391 201 Increase (Decrease) Mil. Thou. $ (6 511) U.S. Treasury Securities . . . . . . . . 512 918 377 847 135 071 Obligations of other U.S. Government agencies and corporations . . . . . . . . . . . . . 504 309 397 249 107 060 Obligations of States and political subdivisions . . . . . . . . . 775 398 726 316 49 082 All other securities ...................... 39 182 31 ' 649 7 533 Excess funds sold and securities purchased under agreement to resell . . . . . . . . . . . 251 352 311 259 (59 907) 2,886 026 2,601 663 284 363 96 644 12 010 96 495 123 703 $5,586 232 $5,030 323 27 208 $555 909 Loans, N e t.................................. Bank premises, furniture and fixtures, and other assets representing bank premises ... All other assets .......................... TOTAL ASSETS.. . . . . . . . . . . . . . .. 108 654 Sixty-Seventh Report June 30, 1981 June 30, 1980 192 Banks 192 Banks Mil. Thou. Mil. Thou. LIABILITIES Demand deposits, indivitis partnerships, and corp ... Time deposits, individuals, partnerships, and corp ... Deposits of U.S. Government Deposits of States and political subdivisions All other deposits Certified and officers’ checks, , . TOTAL DEPOSITS Total Demand Total Time 11 ... ... Excess funds purchased and securities sold under agreements to repurchase . All other liabilities, ,, TOTAL LIA BILITIES $ 982 646 $1,139 080 Increase (Decrease) Mil. Thou. (156 434) 3,466 875 2,812 085 654 790 6 891 7 148 (257) 395 705 394 393 1 312 11 783 19 165 (7 382) 30 837 4,894 737 633 504 25 4,397 (1,135 501] [1,290 [3,759 236] [3,106 633] 5 204 497 233 [(155 132)] 871] [652 365] 80 607 95 599 (14 992) 97 118 5,072 462 71 276 4,564 379 25 842 508 083 90 825 87 518 3 307 242 15 110 212 490 250 29 947 48 364 24 694 (538) $5,586 232 $5,030 Ouu $555 909 EQUITY CAPITAL Capital stock . Surplus Undivided profits and capital reserves TOTAL, EQUITY CAPITAL Subordinated notes and debentures,,, . TOTAL LIA B ILITIES AND EQUITY CAPITAL ... 156 352 141 242 437 489 614 441 24 156 COMPARATIVE STATEMENT SHOWING THE CONDITION OF STATE BAN K S AND OTHER FINA NCIAL INSTITUTIONS FOR PAST THIRTY-FIVE YEARS Loans and ,... .... .... ,.,, .... .... .... .... . . .. .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... Number . . . . . 170 ....... 174 . . . . . 174 . . . . . 176 . . . . . 177 . . . . . 178 . . . . . 177 . . . . . 178 . . . . . 179 ....... 182 . . . . . 183 . . . . . 183 . . . . . 182 . . . . . 182 ....... 181 . . . . . 182 . . . . . 184 ....... 184 . . . . . 181 . . . . . 181 ....... 183 . . . . . 183 . . . . . 184 . . . . . 186 ....... 190 . . . . . 189 . . . . . 189 . . . . . 189 . . . . . 190 . . . . . 189 . . . . . 193 . . . . . 193 . . . . . 197 . . . . . 197 . . . . . 197 Deposits 346,132,500 340,469,900 344,900,700 354,288,100 358,571,300 383,178,600 398,584,300 411,324,600 430,059,100 460,899,300 470,719,000 503,671,700 543,739,400 570,442,400 612,166,700 678,287,800 768,113,400 807,558,600 873,276,600 989,004,700 1,061,757,391 1,131,416,659 1,241,796,969 1,359,632,702 1,597,107,432 1,878,549,252 1,945,756,869 2,297,681,593 2,539,093,884 2,840,548,000 3,238,833,000 3,637,925,000 4,077,989,000 4,418,488,000 4,916,390,000 Discounts 70,403,400 82,157,200 101,075,200 94,148,700 108,035,400 120,769,700 125,554,200 159,028,000 158,246,800 190,365,300 187,089,200 202,943,500 229,693,600 253,908,500 280,359,500 323,914,100 385,157,700 435,202,600 491,193,100 541,711,900 599,813,633 826,212,026 707,282,836 771,945,349 910,097,287 1,097,787,057 1,122,127,159 1,427,913,448 1,554,933,410 1,612,543,000 2,009,127,000 2,351,893,000 2,719,788,000 2,613,607,000 2,903,208,000 Borrowed Money 116,700 221,700 118,200 148,200 133,200 58,200 298,200 58,200 58,200 0 0 336,600 1,070,000 1,138,000 570,400 202,000 403,000 1,866,000 1,971,000 2,811,300 2,601,164 2,986,361 4,058,556 2,435,175 3,091,806 9,297,755 5,435,878 5,047,875 8,597,326 6.286,000 1,253,000 2,745,000 6,943,000 7,871,000 16,454,000 Cash 102.647.800 96,311,500 96,605,800 102.081.300 102.013.000 114.420.700 117.406.400 116.317.200 117.844.400 119.609.800 119.094.300 133.569.800 132.739.000 136,153,900 148.249.200 159.242.700 166.824.300 170.143.300 175,010,500 185.569.700 183,227,183 190,538,005 210,576,609 216,576,856 248,076,462 274,745,091 228,636,623 246,032,983 297,705,625 293.079.000 311.856.000 323.571.000 370.577.000 395.404.000 388.760.000 U.S, Treas. Securities 170.818.800 160,340,700 148.075.000 158.652.300 148.390.100 144.775.800 152.351.100 135,033,400 148.234.300 140.958.000 150.285.000 148,166,500 155.785.000 155.449.300 155,723,600 160.497.100 169.592.900 155.870.900 159.366.100 186,600,200 189,139,644 206,198,703 194,248,984 196,913,431 216,399,847 210,128,150 198,777,648 198,508,207 195,778,357 261.406.000 264.651.000 297.408.000 339.592.000 377.847.000 512.918.000 Capital Total Resources Structure 21.414.700 367 934.700 23.769.900 364 722,300 26.381.700 371 711.900 29,064,500 383 815.000 31.611.000 390 770.400 34.416.400 417 987.700 37.166.600 436 430.100 40.797.700 452 551.900 42,559,300 473 034.400 46.686.200 508 372.900 50.275.400 522 434.100 54.163.400 559 229.900 57.409.200 603 550.700 62.805.700 635 861.400 67.604.600 682 081.000 73.092.400 753 781.000 78.504.900 850 420.100 85.282.000 899 327,800 91.300.600 971 899,600 93.953.700 1,092 481.100 105,525,167 1,178 017,804 109,561,715 1,252 920,292 124,896,757 1,396 120,381 136,660,445 1,537 588,150 153,776,789 1,807 803,479 171,803,107 2,159 026,663 174,062,867 2,187 100,047 203,390,026 2,582 751,671 229,170,894 2,878 595,314 262.085.000 3,158 963.000 292.632.000 3,615 433.000 328.341.000 4,075 110.000 408.364.000 4,594. 660,000 444.058.000 5,055. 712.000 503.148.000 5,624, 553.000 State of Arkansas: Bank Department Date June 30, 1947 June 30, 1948 June 30, 1949 June 30,1950 June 30,1951 June 30, 1952 June 30, 1953 June 30,1954 June 30, 1955 June 30, 1956 June 29, 1957 June 30, 1958 June 30, 1959 June 30, 1960 June 30, 1961 June 30, 1962 June 29, 1963 June 30, 1964 June 30, 1965 June 30, 1966 June 30, 1967 June 30, 1968 June 30, 1969 June 30, 1970 June 30, 1971 June 30, 1972 June 30, 1973 June 30, 1974 June 30, 1975 June 30, 1976 June 30,1977 June 30, 1978 June 30,1979 June 30, 1980 June 30, 1981 13 Sixty-Seventh Report NATIONAL BANKS IN ARKANSAS Name First National Bank. The First National Bank. . ,, , ., . , .. , .................... First National Bank of Sharp Countv . . . ......... . First National Bank. , . The First National Bank.......................... ... . , The First National Bank. ,, . First National Ba nk. ., , ,. ................ First National B an k .., , , The First National Bank. , .. ........... First National Bank. .. ............. .... The First National Batik , , ......... The First National Bank, . . ......... . . The First National Bank, , , , , National Bank of Com merce.......................... The First National Bank, ,, , ................ Northwest National B a n k ...................... The F irst National Bank................... . . .. . First National Bank of Eastern Arkansas . . . . The Citv National Bank ....................... . . The First National Bank. . . . ... . . . . . . . The Merchants National Bank . . . . . . .. Caddo First National Bank .... ..... The First National Bank , ,, . ., , , The First National Bank , . . . . The First National Bank . , ................... First National Bank of Phillips <'mint v . . . . Helena National B an k .. The Cit tzens National Bank . . ..... The First National Bank ,. ,. , , First National Bank. , , ....... Grand National Bank . .... The Planters National Bank , The First National Bank Citizens National Bank , . The First National Bank The Commercial National Bank ., .... The First National Bank. Metropolitan National Bank .. , Union National Bank , , , Worthen Bank & Trust Cw.. N.A ......... .. . First National B ank., The Malvern National Bank First National Bank The First National Bank First National Bank The First National Bank First American National Bank National Bank of Arkansm Location .. Altheimer . . Ashdown ,. Ash Flat , . Batesville .. Berryville . Blytheville . Brinkley .. Camden . Conway . Crossett ,. DeQueen , DeWitt . El Dorado . El Dorado , Fayetteville , , Fayetteville ,, Fordvce ,. Forrest Citv ,. Fort Smith . Fort Smith ,. Fort Smith ,. Glen wood . . Green Forest . Gurdon ,. Harrison , Helena , Helena . Hope . Hope . Hot Springs ,. Hot Springs . Hughes Huntsville , Jacksonville . . Lewisville . Little Rock Little Rock , Little Rock , Little Rock . Little Rock . Magnolia . Malvern , Marianna County Jefferson Little River Sharp Independence Carroll Mississippi Monroe Ouachita Faulkner Ashley Sevier Arkansas Union Union Washington Washington Dallas St. Francis Sebastian Sebastian Sebastian Pike Carroll Clark Boone Phillips Phillips Hempstead Hempstead Garland Garland St. Franpis Madison Pulaski Lafayette Pulaski Pulaski Pulaski Pulaski Pulaski Columbia Hot Spring Lee Desha . McGehee Mena Polk Nashville Howard , No. Little Rock Pulaski No Little Rock Pulaski 14 State of Arkansas: Bank Department NATIONAL BANKS IN ARKANSAS CONTINUED Name ___________ __________ __________ Location First National Bank. . . . . . . . . . . . . . . . . . . . . . . . . . . Osceola First National Bank. . . . . . . . . . . . . . . . . . . . . . . . . . . Paragould The First National Bank.. . . . . . . . . . . . . . . . . . . . . . Paris National Bank of Commerce . . . . . . . . . . . . . . . . . . . Pine Bluff Pine Bluff National Bank. . . . . . . . . . . . . . . . . . . . . . Pine Bluff Simmons First National Bank . . . . . . . ---- . . . . . . Pine Bluff First National Bank, . . . . . . . . . . . . . . . . . . . . . . . . . . Rogers First National Bank. . . . . . . . . . . . . . . . . . . . . . . . . . . Russellville First National B ank................... .............. . Searcy First National Bank. . . . . . . . . . . . . . . . . . . . . . . . . . . Sheridan First National Bank. . . . . . . . . . . . . . . . . . . . . . . . . . . Siloam Springs The First National Bank.. . . . . . . . . . . . . . . . . . . . . . Springdale First National Bank. . . . . . . . . . . . . . . . . . . . . . . . . . . Stuttgart Commercial National Bank . . . . . . . . . . . . . . . . . . . . Texarkana The State First National Bank . . . . . . . . . . . . . . . . . Texarkana First National Bank of Poinsett County.. . . . . . . . Trumann Jackson County National Bank . . . . . . . . . . . . . . . . Tuckerman Citizens National B ank........................................Walnut Ridge The First National Bank of Lawrence County .. . Walnut Ridge Fidelity National Bank................ West Memphis First National Bank. . . . . . . . . . . __ . . . . . . . . . . . . West Memphis The First National Bank.. . . . . . . . . . . . . . . . . . . . . . Wynne County Mississippi Greene Logan Jefferson Jefferson Jefferson Benton Pope White Grant Benton Washington Arkansas Miller Miller Poinsett Jackson Lawrence Lawrence Crittenden Crittenden Cross Sixty-Seventh Report 15 NUMBER OF STATE AMD NATIONAL BANK S BY COUNTIES W ITH THE NUMBER OF THEIR MANNED BANK ING FACILITIES IN OTHER LOCATIONS County A rkansas............... Ashley . Baxter Benton Boone Bradley Calhoun . . , Carroll . . Chicot Clark C l a y ....................... Cleburne Cleveland Columbia Conway , . . . Craighead , Crawford . , C rittenden. . Cross , Dallas Desha Drew , , Faulkner . . Franklin , Pulton , Garland G rant . Greene , .. Hempstead ......... Hot Spring .. Howard , ,,. , Independence, ,,. Izard , Jackson Jefferson Johnson Lafayette* Lawrence Lee, , Lincoln Little R iver, Logan Lonoke Madison Marion State Banks 3 , 8 ... 2 7 1 2 1 1 5 5 3 3 2 3 2 6 4 3 3 2 3 3 1 2 2 1 1 1 1 1 2 2 3 3 2 3 2 1 2 1 2 5 1 2 National Banks 2 1 2 1 Banking Facilities (Outside of Cities) 1 4 2 7 3 2 2 1 1 2 1 1 1 1 2 1 1 2 1 1 1 1 4 1 2 1 1 1 1 2 2 2 1 3 2 6 2 2 1 2 1 6 2 3 1 2 2 3 4 4 2 5 1 1 2 3 2 1 2 16 State of Arkansas: Bank Department BANKING FACILITIES BY COUNTIES CONTINUED State County____________________ Banks Miller ................ 5 M ississippi....... . M onroe..... ......... . 3 Montgomery ......................... . Nevada . . . . ..... .......................... Newton . . . . __ . . . . . . . . . . . . . . . . Ouchita .................. Perry . . . . . . ---- . . . . . . . . . . . . . . . . Phillips . . . . . . . . __ . . . . . . . . . . . . Pike . . . . . . . . . . . . . . . . . . . . . . . . . . . Poinsett.................. . Polk . . . . . . . . . . . . . . . . . . . . . . . . . . . Pope . . . . . . . . . . . . . . . . . . . . . . . . . . Prairie ............................. . Pulaski ...................................... Randolph . . . ..... ......................... St. Francis.. . . . . . . . . . . . . . . . . . . . . Saline. . . . . . . . . . . . . . . . . . . . . . . . . . Scott . . . . . . . . . . . . . . . . . . . . . . . . . . Searcy . . . . ---- . . . . . . . . . . . . . . . . . Sebastian . . . . . . . . . . . . . ---- . . . . . Sevier . . . . . . . . . . . . . . . . . . . . . . . . . Sharp ............................................. Stone ....................... Union .......................................... Van Buren.......... ................... Washington ............ . White ...................................... . Woodruff . . . . . . . . . . . . . . . . . . . . . . Yell................................................ Banking Facilities (Outside of Cities) 1 4 1 1 1 3 1 3 3 6 1 3 2 1 2 1 1 1 1 4 3 2 2 2 2 3 3 3 1 4 1 5 7 2 4 192 ♦See pages 17, 18 and 19 for locations National Banks 2 2 1 8 1 4 1 2 3 2 1 1 2 3 2 3 1 1 4 2 3 1 2 3 3 3 1 1 70 *135 2 SixU -Seventh Report 17 STATE BANKS OPERATING MANNED BANKING FACILITIES OUTSIDE THE CITIES OF THE M AIN BANK LOCATIONS Location of Facility Mountainburg Caddo Valiev Foreman Bradford Bryant Bryant Shannon Hills Bella Vista Center! on Bella Vista Cave Springs Gosnel Magazine CaulksvilleRatcliff Bank of Cabot, ..................... Cabot Ward State Bank of Calico Rock , Calico Rock Mt, Pleasant The Merchants & Planters B ank, Camden East Camden The Merchants & Planters B ank, Camden Chidester Citizens Bank & Trust .. Carlisle Humnoke Alt us ......... Charleston American State B ank, Arkansas State Bank , . , , Lamar Clarksville Farmers Bank & Trust Co Clarksville Coal Hill Clinton State Bank Clinton Damascus Clinton State Bank Clinton Fairfield Bay Clinton State Bank Shirley Clinton First State Bank A Trust Co, Greenbrier Conway First State Bank & Trust Co , Conway Mayflower First State Bank A Trust Co Conway Vilonia The Corning Bank Corning Knobel The Corning Bank Corning Success First State Bank Crossett No. Crossett Decatur State Bank Decatur Gentry Bank of Dover Dover Hector Bank of Dover Dover London Earle State Bank . , , , , Earle Crawfordsville The Exchange Bank & Trust Co El Dorado H uttig Citizens Bank & Trust Co Flip pin Summit Planters Bank & Trust (V Forrest City Cotton Plant Planters Bank A Trust Co Forrest Cits DeVails Bluff First State Bank Gould Grady Fanners Bank Greenwood Bonanza Farmers Bank Greenwood Haekett farm ers Bank Greenwood Hartford Clark < ount\ Bank Gurdon Okolona The Set uritv Bank Harrison Alpena The Set urit v Bank Harrison Lead Hill Prairie Count v Bank Jrla/.en Bisi'oe The Cleburne County Bank Heiior Springs Greers Ferry He bet springs State Bank He her Springs Greers Ferre Location Name of Bank Commercial Bank at Alma . , Alma Elk Born Bank & Trust Co Arkadelphia Bank of Ashdown , , Ashdown Citizens State Bank Bald Knob Benton State Bank Benton The Union Bank of Benton , , ,, Remon The Union Bank of Benton . Benton Bank of Benton vi lie ......... Bentonville Bank of Bentonville . , Bentonville Citizens Bank Bentonville Citizens Bank . . . Bentonville Farmer* Bank & Trust Co Blytfaeville Citizens Bank , , Booneville Citizen* B ank, Bonneville County Crawford Clark Little River White Saline Saline Saline Benton Benton Benton Benton Mississippi Logan Logan Lonoke Izard Ouachita Ouachita Lonoke Franklin Johnson Johnson Van Buren Van Buren Van Buren Faulkner Faulkner Faulkner Clav Clay Ashley Benton Pope Pope Crittenden Union Marion Woodruff Prairie Lincoln Sebastian Sebastian Sebastian Clark Boone Boone Prairie Cleburne Cleburne 18 State of Arkansas: Bank Department STATE BANKS OPERATING FACILITIES IN OTHER LOCATIONS (CON’D Name of Bank Location Horseshoe First Security Bank of Bend North Arkansas First Security Bank of Horseshoe North Arkansas . . . . . . . . . . . __ Bend Arkansas Bank & Trust Company,. Hot Springs Location of Facility County Franklin Izard Oxford Hot Springs Izard Village Bank of I mboden. . . . . . . . . . . . . . . . . Imboden Newton County B ank.................. : Jasper Bank of Northeast A rkansas.___ . Jonesboro Citizens Bank of Jonesboro . . . . . . , Jonesboro Citizens Bank of Jonesboro . . . . . . . Jonesboro First Bank & Trust of Jonesboro .,. Jonesboro Mercantile B an k ................ — . Jonesboro Mercantile Bank. . . . . . . . . . . . . . . . . . Jonesboro Citizens Bank of Lavaca. . . . . . . . . . Lavaca . McGehee McGehee B ank........... . McGehee B ank------ ------ . . . . . . . . McGehee The Union Bank of Mena . . . . . __ . Mena Union Bank & Trust Company ... . Monticello The First State Bank.. . . . . . . . . . . . Morrilton Morrilton Security Bank . . . . . . . . . Morrilton Mountain First Bank & Trust Co. of Home Mountain Home............ . Mountain First Bank & Trust Co. of Home Mountain Home------. . . . . . . . . Pike County B a n k ---- ------ . . . . . . Murfreesboro Bank of Newar k. . . . . . . . . . . . . . . . . Newark Bank of New Edinburg. . . . . . . . . . First State Bank of Newport. . . . . Bank of Ozark.. . . . . . . . . . . . . ---Security Bank..... ........................ First State Bank.. . . . . . . . . . . . . . . The Lawrence County Bank . . . . . The Lawrence County Bank . . . . . . New Edinburg , Newport . Ozark . ParagouM Plumerville Plumerville Lakeview Baxter Gassville Baxter Mineral Springs■Howard Oil Trough Independence Kingsland Grubbs Altus . Portia . Portia Smithville . Plain view . Springdale First State Bank........ . Bank of Tuckerman....................... . Tuckerman Bank of Tuckerman. . . . . . . . . . . . . . 'Tuckerman Citizens Bank & Trust Company . . Van Buren , Waldo The Peoples Bank ............... The Peoples Bank . . . . . . . . . . . . . . . Waldo First State Bank of Warren. . . . . . . Warren Warren Bank & Trust Company.. . Warren Bank of W einer.............................. . Weiner Bank of Wilson.. ..................... . Wilson Cross County Bank. . . . . . . . . . . . . . Wynne Bank of Yellville........................... . Yellville Garland Lawrence Newton Craighead Craighead Craighead Craighead Craighead Craighead Sebastian Desha Desha Polk Drew Conway Conway Marmaduke Ola Lynn . Portland Portland Bank .................. Farmers & Merchants Bank . . . . . . Prairie Grove Farmers & Merchants Bank . . . . . . Reyno Peoples Bank & Trust Co. . . . . . . . . Russellville First Security Bank. . . . . . . . . . . . . , Searcy First Security B ank......... . Searcy Smackover State Ba n k . . . . . . . . . . . Smackover Strawberry Western Grove Bay Cash Lake City Bono Bay Bono Barling Arkansas City Watson Wickes Wlmar Montrose Farmington Maynard Potts vile McRae Pangbum Norphlet Tontitown Swifton Grubbs Mountainburg Emerson McNeil Hermitage Hermitage Fisher Cleveland Jackson Franklin Greene Y el Lawrence Lawrence Ashley Washington Randolph Pope White White Union Washington Jackson Jackson Crawford Columbia Columbia Bradley Bradley Poinsett Reiser Mississippi Hickory Ridge Cross B u i Shoals Marion 19 Sixty-Seventh Report NATIONAL BANKS OPERATING M A N N E D BANKING FACILITIES OUTSIDE THE CITIES OF THE M AIN BANK LOCATIONS Location Name of Bank The First National Bank Ash Flat of Sharp County First First First, First National Bank National Bank National Bank . National Bank , Batesville , The First National Bank . , Batesviile . Camden Camden , , , Conway ., ,. Conwav , ,., Con wav ., ,, , Crossett . Crossett , , Fayetteville The First National Bank The First National Bank First National Bank , , First National Bank . . The First National Bank First National Bank of Eastern Arkansas Forrest City First National Bank of Eastern Arkansas , Forrest City The First, National Bank , , ,, . Harrison First National Bank , ., Hot Springs First National Bank , , ....... Hot Springs The First National Bank . , ,, , . Huntsville The Commercial National Bank . Little Rock First National Bank Magnolia Marianna First National Bank First National Bank . Mena The First National Bank , , . Nashville First National Bank . Osceola First National Bank , Osceola The First National Bank Paris National Bank of Commerce ,, Pine Bluff National Bank Simmons First National Bank , . Simmons First National Ra n k , First National Bank First National Bank F ast National Bank Commercial National Bank The State First National Bank , lackson County National Bank Citizen- National Bank The First National Batik A Lawrence Connt \ Fidelity National Bank Location of Facility County Cherokee Vil, Hardy Pleasant Plains Chidester East Camden Greenbrier Mayflower Vilonia Fountain Hill No Crossett West Fork Sharp Independence Ouachita Ouachita Faulkner F auikner Faulkner Ashley Ashley Washington Cob St. Francis St. Francis Boone Texarkana Palestine Diamond City Hot Sprgs. Vil. Mtn. Pine Hindsville Maumelle Taylor Moro Cove Mineral Spgs. Joiner Luxora CaulksvilleRatcliff Redfield Whitehall Sherrill Whitehall Lowell Gentry Humphrey Fouke Foreman Tuckerman W alnut Ridge Dia,’ Hoxse Walnut Ruige W Memphis Black Rock . Pme Bluff . Pine Bluff , Pine Bluff . Pine Bluff , Rogers , Siloam Spgs Stuttgart Texarkana Fm-rell Sharp Garland Garland Madison Pulaski Columbia Lee Polk Howard Mississippi Mtssissippi Logan Jefferson Jefferson Jefferson Jefferson Benton Benton Arkansas Miller Little River Jackson Lawrence Lawrence Crittenden 20 State of Arkansas: Bank Department MEMBERS OF FEDERAL RESERVE SYSTEM Capital and Surplus Mil, Thou, Date of Admission Name of Bank & Location April 15, 1953 The Citizens B Batesville August 23, 1918 Farmers Bank & Trust Company Blytheville 2 500 September 25, 1942 Arkansas Bank & Trust Company Hot Springs 5 063 July 26, 1945 Peoples Bank & Loan C a n o m k $1 650 p a n y . 800 Lewisville TRUST COMPANIES AND OTHER INSTITUTIONS NOT ENGAGED IN COMMERCIAL BANKING, NOT MEMBERS OF FEDERAL DEPOSIT INSURANCE CORPORATION TRUST COMPANIES Name Location Jones Investment & Trust C o . H e l e n a Metropolitan Trust C o m p a n y N o . Little Bock INDUSTRIAL LOAN INSTITUTIONS, ACT 111 Name Location Southern Credit Corporation . . . . . . . . . . . . . . . . . . . . . . . . . Malvern Hallmark Loan & Invest, Corp. North Little Rock National Credit C o r p o r a t i o n P i n e Bluff Sixty-Seventh Report 21 AMENDMENTS ALTERING CAPITAL STRUCTURE July 1, 1980 to June 30, 1981 I The Bank of Bradley, Bradley, increased capital stock from $100,000 to $110,000 through the sale of additional shares, 2, Bank oi Blevins, Blevins, increased capital stock from $100,000 to $200,000 I hrough the issuance of newly authorized shares, H, Citizens Bank of Lavaca, Lavaca, increased capital stock from $180,000 to S225,000 by increasing the number of shares and reducing the par value of shares from $25.00 to $12.50 per share 4, Citizens Bank, Bentonville, increased capital stock from $250,000 to $650,000 t hrough a 4 w k dividend in the sum of $250,000 from Undivided Profit s !o Capital 5 Smackover State Bank. Smackover, increased capital stock from $500,000 tn $1,000,000 through the sale of additional shares H, flank of Kingston, Kingston, increased capital stock from $10,000 to $60,000 through transfer from Undivided Profits In Capital, and issuance of ,10(i new shares of capital stock, 7 The Bank of Augusta, Augusta, increased capital stock from $100,000 to $200,000 through a -lock dividend in the sum of $100,000 from Undivided Profit^ !o Capital 5 Bank of Mart beast Arkansas, Jonesboro, increased capital stock from <F,~.v‘yip 11) *750.000 from Undivided Profits to Capital. 0 Peoples Bank A Trust Company. Mountain Home, increased capital stock troin $1,750,000 to $2,100,000 through a stock dividend in the sum of $0,50.000 from Undivided Profits to Capital, 10 The Farmers and Merc Hants Bank, Des Arc, increased capital stock from $4*4.000 to $532,400 through a stock dividend in the sum of $48,400 from Undivided Profits to Capital. 11 The Citizens Bank Batesville, increased capital stock from $350,000 to $700,000 by transfer of $350,000 from Undivided Profits to Capital 12, Farmers Bank, Hamburg, increased capital stock from $100,000 to $126,000 by transfer of $25,000 from Undivided Profits to Capital, 13 first State Bank. Springdale, increased capital stock from $878,500 to $056,400 bv transfe; uf $87 900 from Undivided Profits to Capital. 14, Arkansas State Bank, Siloam Springs, increased the capital stock from $480,000 to $960,000 through a stock dividend of $480,000 from Undivided Profits to Capital 22 State of Arkansas: Bank Department AMENDMENTS ALTERING CAPITAL STRUCTURE (Cont’d) 15. The Exchange Bank and Trust Company, El Dorado, increased the capital stock from $800,000 to $1,000,000 from Undivided Profits to Capital and the issuance of an additional 8,000 shares of new shares of capital stock. 16. Arkansas Valley Bank, Dardanelle, increased capital stock from $300,000 to $328,520 through the sale of newly authorized shares. 17. Mcllroy Bank & Trust, Fayetteville, increased the capital stock from $2,374,000 to $2,611,200 through the issuance of 9,028 shares of authorized but unissued stock and the sale of 448 new shares. 18. Bank of Imboden, Imboden, increased capital stock from $165,000 to $265,000 through issuance and sale of newly authorized shares. 19. Bank of Kingston, Kingston, increased capital stock from $60,000 to $80,000 through issuance and sale of newly authorized shares. Sixty-Seventh Report 23 AMENDMENTS CHANGING NUMBER OF DIRECTORS July 1, 1980 to June 30, 1981 1. Farmers and Merchants Bank, Rogers from 5 to 9; to 5 to 10. 2. Meflroy Bank & Trust. Fayetteville, from 7 to 15; to 5 to 18. 3. Bank of Kingston, Kingston, from 3 to 5; to 3 to 20. AMENDMENT CHANGING CORPORATE NAME OF BANK July 1, 1980 to June 30, 1981 1. ( luarantv Loan ami Trust Company, Wabash, changed its corporate name to -lone,-. Investment & Trust Company' AMENDMENTS ADOPTING TRUST POWERS July 1» 1980 to June 30, 1981 1. Bank of (Mark, O/.arn 24 State of Arkansas: Bank Department PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS The average percentage of total capital accounts (including Subordin ated notes and debentures) to total assets of the 192 Arkansas State Banks as of June 30,1981 is 9.2%. The following is a list of the commer cial banks showing their individual percentages. Name Location Commercial Bank at Alma ........................ Alma........... Bank of Amity . . . . . . . . . . . . . . . . . . . . . . . . . . Amity........ . Citizens First State Bank . . . . . . . . . . . . . . . . Arkadelphia . Elk Horn Bank &Trust Co. . . . . . . . . . . . . . Arkadelphia . Merchants & Planters Bank &Trust Co.... Arkadelphia . Bank of Ashdown ...................................... Ashdown Bank of Atkins........................ .................. Atkins........ The Bank of Augusta. . . . . . . . . . . . . . . . . . . . Augusta....... Citizens State Bank . . . . . . . . . . . . . . . . . . . . . Bald Knob ... The Citizens Bank. . . . . . . . . . . . . . . . . . . . . . . Ratesville Bearden....... Bank of Bearden............ . Citizens Bank.............................................Beebe .......... The First State Bank of Beebe................... Beebe............ Benton State Bank . . . . . . . . . . . . . . . . . . . . . . Benton . . . . . . The Union Bank of Benton Benton......... Bank of Bentonville . . . . . . . . . . . . . . . . . . . . . Rentonvilie .. Citizens Bank........................ ................... Bentonville .. Bank of Blevins . . . . . . . . . . . . . ----. . . . . . . . Blevins.......... Farmers Bank & Trust Company .............. Blytheville... Citizens Bank............................... . Booneville ... The Bank of Bradley. . . . . ----. . . -----. . . . . Bradley ........ Bank of Brinkley . . . . . . . . . . . . . . . . . . . . . . . Brinkley....... Bank of Cabot.......... Cabot............. State Bank of Calico Rock......................... Calico Rock .. Merchants and Planters Bank ...................Camden........ Caraway Bank.........................................Caraway........ Citizens Bank & Trust. . . . . __ . . . . . . . . . . Carlisle.......... Bank of Cave City............ ........................ Cave City----American State Bank. . . . . . . . . . . . . . . . . . . . Charleston ,.. Bank of Cherry Valley . . . . . . . . . . . . . . . . . . . Cherry Valley The Merchants and Planters Bank ............ Clarenden,... Arkansas State Bank........................... .. Clarksville ... Farmers Bank & Trust Company ............. Clarksville ... Clinton State Bank .......... Clinton......... First State Bank and Trust Company . . . . . Conway....... The Coming Bank. . . . . . . . . . . . . . . . . . . . . . . Corning....... First State Bank ................ ......... ......... .. Crossett....... Danville State Bank ............. Danville....... Arkansas Valley Bank .......................... Dardanelle... Bank of Dardanelle.......... Dardanelle... Decatur State Bank . . . . __ . . . . . . . . . . . . . Decatur........ Bank of D elight...........................................Delight.......... First State Bank of DeQueen . . . . . . . . . . . . . DeQueen---Dermott State Bank. . . . . . . . . . . . . . . . . . . . . Dermott----First State Bank of Dermott............... . Dermott....... Farmers & Merchants Bank.................... . Des A rc....... Percentage 10.2 12.0 8.1 9.2 7.4 9.7 11.3 14.6 8.8 8.3 11.7 10.9 35.2 8.6 8.2 7.8 7.5 8.4 8.9 8.8 8.2 9.3 7.8 10.3 7.8 9.8 9.0 9.7 11.4 10.2 8.0 8.8 7.0 9.9 10.5 8.7 5.4 8.3 8.5 9.3 11.6 9.3 6.9 12.6 7.4 16.6 Sixty-Seventh Report- 25 PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS (CONT’D) Name DeWitt Bank & Trusi C o m p a n y ............. Peoples Bank , . . . . Bank of Dover . ................... Dumas State Bank ................... Merchants and Farmers Bank ,, , Earle State Bank , .................. The Delta State B ank........................ ,,. The Exchange Bank and Trust Company Bank of Elkins ,, . . . . . Bank of England ... The Citizens Bank The Eudora Bank . . . .. Bank of Eureka Springs . . . . . . .. Bank of Evening Shade ............... ... Mcllroy Bank & Trust . ........... Citizens Bank and Trust C o m p a n y ......... Fordvce Bank & Trust C om pany.. . .. .. Planters Bank and Trust Company - - ... Planters and Merchants Bank . . . . . . .. Bank of Cllenwood First State Bank Bank of Gravett, Farmers Bank, ... The First B ank. ............. (dark Countv Bank Farmers Bank Calhoun County Bank The Bank of Harrisburg, The Security Bank Prairie Countv Bank . .... The Cleburne Count > Bank Heber Springs State Bank Bank of Holly Grove Horatio State Bank First Security Bank of North Xrkansas , Arkansas Bank and Trust t 'ompany Bank of Imboden First Jacksonville Bank , . Newton County Bank Bank of Northeast Arkansas Citizens Bank of Jonesboro First Bank ami Trust of Jonesboro , Mercant tie Bank Farmers and Merchants Bank . , . Union State Bank Rank of Ker>s«-u Location DeWitt , ..... Dierks . ...... Dover .. , . . . . . . Dumas . . ..... Dumas ., ..... Earle . , .... El ai ne. . . . .... El Dorado .... Elkins . . .... England .. . . . . . . . England ..... Eudora ,, ...... Eureka S prings.. . . . Evening Shade . . . . . . Fayetteville , . . . . Flippin .. . ..... Fordvce . ..... Forrest City .... Gillett ., ...... Glen wood .... Gould .. .... Gravette .... Greenwood .... Griffithville .... Gurdon , .... H am burg, .... Hampton .... Harrisburg , .... Harrison . . . . . . . Hazert . .. . . . . . Heber Springs. . . . . . Heber Spring* . . . . Hollv Grove ..... Horatio ...... Horseshoe Bend. . . . Hot Spring* .... Imboden .... Jacksonville .... Jasper .... Jonesboro .... Jonesboro .... Jonesboro .... Jonesboro .... Judsonia . ..... Junction C tu .... Kensett .... Percentage . 14.9 . 12.1 .. 9.1 . . . . . 11.0 11.6 ,. 10.3 .. 31.8 8.4 . 8.3 . 17.? . . 22.2 . .. 129 . 10.5 . 10.2 8.5 7.7 10.7 . 12.4 .. 11.0 ... 8.8 10.8 9.6 11.2 . 12.0 8.2 . . . . . 9.3 ........11.3 .. 8.9 7.8 89 . . . . . 7.1 7 f> . . 12.9 9.9 . 70 . 6.4 . 7.8 11.5 8.1 8.7 78 74 h 7 . 13 0 fi 7 . 30 2 26 State of Arkansas: Bank Department PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS (CONT’D) Name Location Bank of Kingston............... ......... ............Kingston........... Bank of Lake Village .......... ................... Lake Village___ First State Bank and Trust Company . . . . . Lake Village . . . . Citizens Bank of Lavaca . . . . . . . . . . . . . . . . . Lavaca _____ ... Leachville State Bank . . . . . . . . . . . . . . . . . . . Leachville . . . . . . Little River Bank.. . . . . . . . . . . . . . . . . . . . . . . Lepanto . . . . . . . . Leslie State Bank..................................... Leslie . . . ___ ... Peoples Bank and Loan Company.. . . . . . . . Lewisville......... Bank of Lincoln ................ ..................... .. Lincoln . . . . . . . . . Pulaski Bank and Trust Company . . . . . . . . Little Rock....... Bank of Lockesburg.......... . Lockesburg....... First State Bank........ Lonoke........ Farmers Bank &Trust Company .......... .. Magnolia ......... . Bank of Malvern . . . . . . . . . . . . . . . . . . . . . . . . Malvern Peoples Bank............ ............................... Mammoth Spring Merchants & Planters Bank. . . . . . . . . . . . . . Manila.............. Bank of Mansfield. . . . . . . . . . . . . . . . . . . . . . . Mansfield ......... Farmers and Merchants Bank . . . . . . . ----- Marianna---Citizens Bank........................ Marion.............. Marked Tree Bank................................ . Marked Tree . .. . The Citizens Bank__ . . . . -----------. . . . . . Marshall ............ Bank of Marvell............. Marvell ............ Bank of McCrory. . . . . . . . . . . . . . . . . . . . . . . . McCrory .......... McGehee Bank................................... . McGehee.......... The Bank of Melbourne ..................... . Melbourne......... The Union Bank of Mena. . . . . . . . . . . . . . . . . Mena................. Monette State Bank..... ......... . Monette ............ Commercial Bank and Trust Co. . . . . . . . . . . Monticello ......... Union Bank &Trust Company.. . . . . . . . . . . Monticello......... The First State Bank .................... . Morrilton.......... Morrilton Security Bank.................... Morrilton.......... First Bank &Trust Co. of Mountain Home Mountain Home. Peoples Bank and Trust Company............ Mountain H o me . Bank of Mountain View..............................Mountain View.. The Bank of Montgomery County............. Mount I d a .......... Bank of Mulberry ...................................... Mulberry........... Pike County Bank...................................... Murfreesboro ... Citizens State Bank ...................................Nashville........... Bank of Newark................... ..................... Newark ............. Bank of New Edinburg.. . . . . . . . . . . . . . . . . . New E d i n b u r g .. First State Bank of Newport.................... Newport ............... Merchants & Planters Bank..................... Newport ............ The Twin City Bank ................................ . No. Little Rock . The Planters Bank............... . Osceola ............ Bank of Ozark.................................... Ozark . . . . . . . . . . Security Bank. ........ Paragould......... Bank of Parkdale.................... Parkdale .......... Percentage . . . . 9.4 . . . . 9.3 . . . . 8.7 . . . . 8.5 . . . . 16.9 . . . . 14.2 . . . . 7.2 . . . . 7.9 . . . . 7.8 . . . . 7.1 . . . . 7.0 . . . . 12.3 . . . . 10.5 . . . . 9.0 . . . . 9.2 . . . . 13.7 . . . . 9.9 . . . . 8.0 . . . . 18.4 . . . . 8.7 . . . . 9.2 . . . . 11.6 .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... 10.0 10.7 11.6 13.6 9.5 8.5 6.6 11.8 9.2 7.5 9.3 12.0 9.7 8.8 10.5 7.1 6.8 6.0 9.8 9.1 9.1 7.2 7.7 8.2 9.5 27 Sixty-Seventh Report PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS (CONTD) Name First State Bank , , , , ................. Bank of Pea Ridge. . .. ......... . . . . . . . The Perrv Countv Bank ..................... Piggott State Bank , ........... First State B a n k ......... , ................. Bank of P o cah o ntas...................... .. Planters & Stockmen B ank........................ The Lawrence County B an k ....... . . . . . . . The Peoples B a n k .......................... .. . . . . Portland Bank . . . . . . . . . . . . . . . . . . . . Farmers and M erchants Bank ., ........... Bank of Prescott . .. ............... . Bank of Quitman . , .......... The Bank of R ector.............................. . Farmers and Merchants Bank . , ... ... The Bank of R isen.......................... . Farmers and Merchants Bank ........... . Peoples Bank and Trust Company . . . . . . . Bank of Salem , .... . , . ................ Logan County Bank . ................... First Security Bank . , , , ........... Grant County Bank . . F irst State Bank , ............... . Bank of Sidney . . . . ..... Arkansas State Bank ,., ......... . Smackover State B ank. ., , .............. M erchants and Planters Bank ., . . . . . . . First State B a n k ..................... Bodcaw B a n k ... . . . . ........ Bank of S tar C ity .................. ................... The Stephens Security B a n k ........ . Citizens Bank ................ , The Farmers and Merchants Bank ... ... Citizens B an k ............................................. . Bank of Trumann ,, Bank of Tuckerman .................. Tyronza Bank. , , , ..................... . Citizens Bank & lYust Com pany............... Peoples Bank & Trust Company ... ... Banic of Waldo .. .................. The Peoples Bank . ................. Bank of Waldron . . . , . ............. .. The Scott County B ank............................ First State Bank of Warren, Warren Bank and Trust Company . ......... Bank of Weiner............. . ...... Merchants and Farmers Bank . ... Bank of W'est Memphis , .......... Rice Growers Bank , . . . . Wilmot State Bank Bank of Wilson. , .................. Cross County Bank , ............ ... . The Bank of Yeliville................................ Location Parkin .......... Pea Ridge , , Perry vile Piggott , Percentaj . . . . 10.8 . . . . . 7.8 ............. 9.3 . . . .. 10.2 Plain view . , , , . . . . . . i .t Pocahontas ., . ,. , . . . 8.9 Pocahontas . . ... 10.2 ,, . . . . 9.1 Portia . . . . , ..........16.7 Portland . Portland ......... . .. . . . . 10.2 .. . . . . . 9.6 Prairie Grove, . ............. 11.4 Prescott ., . , . Quitman ....... .......... 6.2 Rector , ,, ,,, . . . . 11.8 . . . . 7.5 Revno . . . Rison.......... ........... 12.2 , , . . . . . 8.4 Rogers Russellville . . . . .. . . . . . 9.9 Salem .............. 9.1 Scranton ....... . . . . . . . . . 9.5 Searcy . . . . .. ............. . 9.8 S h erid an ......... . . . . 9.9 , . . . . . 10.0 Sherwood. Sidney ... ... ,.. 22.5 Siloam Springs. ............. . 7.7 Smackover ,. , .............. 9.4 Sparkman .... .............. 8.5 Springdale , ... . . . . . . . . 7.6 Stamps . . . . .... . . . . 7.5 Star City , ,, , , . . , ... 7.5 Stephens ., , , ...............6.3 Strong ... . . .. 17.6 , , . . . . . . 9.3 Stuttgart Tillar . , , . . ... 8.2 Trumann . . ....... 9.4 . , , . . . . 12.3 Tuckerman . Tyronza ........ ,., ... 11.7 Van Buren , , , . . . . 8.7 Van Buren , ... ............. . 11.0 Waldo . . . . . . . . 6.9 ........... .. 10.9 Waldo . , , Waldron . ........... .11.6 Waldron . . ... . , ... 10.5 Warren ., ... , , ... 8.0 Warren , . , . . . , .. 7.6 ......... . 11.0 Weiner . ........... West Helena ., , . . . . . . 8.1 West Memphis . ................10.5 Wheatley . . . 8.3 Wilmot . .. 14.6 Wilson . , ........... . 17.1 Wynne ... , . . . . . 9.4 Yeliville . , , . .. 8.2 28 State of Arkansas: Bank Department STATISTICAL INFORMATION REFLECTING THE GROWTH OF ARKANSAS STATE BANKS OVER A TEN YEAR PERIOD (Commercial Banks only) 19714981 June 30, 1971 June 30, 1981 Number of banks with assets of less than $1,000,000-------------------------- . . . . . . 6 With assets of $ 1,000,000 to $ 2,000,000 . . . . . . . . . . 1 5 With assets of I 2,000,000 to $ 3,500,000.......... 22 With assets of $ 3,500,000 to $ 5,000,000.......... 34 With assets of $ 5,000,000 to $ 7,500,000.......... 34 With assets of $ 7,500,000 to $10,000,000.......... 23 With assets of $10,000,000 to $15,000,000................ 25 With assets of $15,000,000 to $20,000,000 . . . . . . . . . . 9 With assets of $20,000,000 to $ 3 0 ,0 0 0 ,0 0 0 .......... 9 With assets of $30,000,000 to $ 5 0 ,0 0 0 ,0 0 0 .......... 4 With assets of $50,000,000 to $ 7 5 ,0 0 0 ,0 0 0 .......... 1 With assets over $75,000,000 . . . . . . . . . . . . . . . . . . . . . _1_ 183 June 30, 1971 June 30, 1981 (Reported in billions, millions and nearest $5,586,232 Total assets.. . . . . . . . . . . . . . . . . . . . . . . . $1,799,475 904,177 2,886.026 Total loans ........................ . 1,017,227 298,897 All U.S. Gov’t, oblig........ . 272,921 814,580 State, Municipal and Other Bonds .. 1,594,224 4,894,737 Deposits .................. . 489,614 151,838 Total Capital Accounts....... . 0 1 4 1 13 10 35 30 35 39 14 10 192 Per Cent Increase thousand! 210% 219% 240% 198% 207% 223% Sixty-Seventh Report 29 S I X T Y -S E V E N T H R E P O R T showing T H E C O N D IT IO N O F T H E 192 A R K A N S A S S T A T E -C H A R T E R E D B A N K S ASSETS AND LIABILITIES ARE AS SHOWN BY THE CALL OF JUNE 30, 1981 B an k s are listed according to an alphabetical a rra n g e m e n t of cities and tow ns w here located. TH E T E L E PH O N E A R EA CODE NUM BER FOR ALL A R K A N S A S IS 501 30 State of Arkansas: Bank Department COMMERCIAL BANK AT ALMA, ALMA Population 2,755 Crawford County Chartered January 31, 1910 P.O. Box 369 Telephone Number 632-2257 Zip Code 72921 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦Ralph B. Ballentine---- -- President Hilda Knight.. Vice Pres. &Cashier Terry Q. Carson . . . . . . . . . Vice Pres. Lucille Hayes . . . . Assist. Vice Pres. Barbara Houck. . . . . Assist. Cashier Helen J o n e s ............ Assist. Cashier Lorene Nolen ...............Branch Mgr. Ralph B. Ballentine John P. Ballentine John A. Griffin W. Dane Clay Hilda Knight C. R. Starbird •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 A ssets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 664 U.S. Treasury securities .. 2 384 Oblig. of other U.S. Gov’t agencies & corporations 195 Oblig. of States & political subdivisions ... 1 938 Excess funds sold. . . . . . . . 3 400 Loans, Net . . . . . . . . . . . . . . 6 764 Bank premises, furniture and fixtures . . . . . . . . . . . 5*0 All other assets . . . . . . . . . . 10 TOTAL 15 765 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 3 310 Time dep., ind., part., corp. 9 443 U.S. Gov’t deposits . . . . . . 42 Dep. of States & subdivisions. . . . . . . . . . . 1 264 Certified & Officers’ cks.. . 74 Total deposits............... 14 133 All other liabilities . . . . . . . 17 Total liabilities. . . . . . . . . 14 150 Equity Capital Capital |# shs. au. 4,000) .. (# shs. otst. 4,000) Surplus .................. Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital... . TOTAL 100 400 1 115 1 615 15 765 Sixty-Seventh Report 31 B A N E OF AMITY, AMITY Population 859 Clark County Chartered November 30, 1905 P.O, Box 38 ^telephone Number 342-5268 Zip Code 71921 Number of Branches. Inside City — None; Outside City — None Number of CBCT s: Inside City — None; Outside City — None Principal Officers Directors: ♦Cleda O lds. . President & Cashier Joe F Maxey, . Vice Pres. Ernie D unlap....................Vice Pres. Peggy T. Adams.. , Assist Cashier Hazel Richardson .. Assist. Cashier Ernie Dunlap Joe F. Maxey M. H. Oakley Cleda Olds Hazel Richardson •Designates Chief Executive Officer STATEMENT AS OP JUNE 30, 1981 A ssets MIL Thou. Cash & due from depositories 2 707 U.S. Treasury securities 2 606 O b lg of other U.S Gov ? agencies & corporations 2 656 Obug. of States & political subdivisions 3 064 Excess funds sold 3 055 Loans, N e t ................ 9 395 Bank premises, furniture and fixtures 252 All other assets 10 Liabilities Mil. Thou. Demand dep., ind., part., corp.,................... 4 314 Time dep., ind., part., corp. 15 565 U.S. Gov’t deposits . . . . . 2 Dep. of States & subdivisions........................... 993 Total deposits,........... .. 20 874 All other liabilities.............. .......... 32 Total liabilities.............. 20 906 Equity Capital Capital (# shs. au. 4,000) .. (# shs. otst. 4,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res.. . . . . . . . . . . . . Total Equity C apital.. . . TOTAL 23 745 TOTAL 100 1 100 1 639 2 839 23 745 32 State of Arkansas: Bank Department CITIZENS FIRST STATE BANK, ARKADELPHIA Population 10,005 Clark County Chartered May 24, 1977 P.0, Box 218 Telephone Number 246-2411 Zip Code 71923 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *R. Edward Snider, J r ........President Raymond Toler . .. . Exec Vice Pres. Larry K inard.........Senior Vice Pres. Johnnie Sue H oneycutt....... V.P. & Cashier Jim Clevenger.. Assist. V.P. & Data Processing Mgr. Jim Hay Assist. Vice Pres. Judy Sfigh......... Asst. Vice Pres. Betty Watson... Loan Adm. Officer Pat Duke . . . . . . . . . . Assist. Cashier Flave Carpenter .. Bus. Dev. Officer I. B. Fuller, Jr. E. J. Alexander Flave Carpenter Cecil Cupp, Jr. Jerry Francis Billy Bob Hardman C. R, Huie Larry Kinard Ed McCorkle John M. Moore R. Edward Snider, Jr. Raymond Toler Ralph Williams ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30. 1981 Assets MIL Thou. Cash & due from depositories . . . . . . . . . . . 1 661 U.S. Treasury securities .. 1 499 Oblig. of other U.S. Gov’t agencies & corporations. . 2 000 Oblig. of States & political subdivisions... 2 108 An other securities. . . . . . . 81 Excess funds sold. . . . . . . . 700 Loans, Net . . . . . . . . . . . . . . 15 851 Bank premises, furniture and fixtures . . . . . . . . . . . 689 All other assets . . . . . . . . . . 1 502 Liabilities MIL Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 5 516 Time dep., ind., part., corp. 16 599 U.S. Gov’t deposits....... . 30 Dep. of States & subdivisions__ . . . . . . . 1 313 Certified & Officers’cks... 125 Total deposits.. . . . . . . . . 23 583 All other liabilities . . . . . . . 392 Total liabilities. . . . . . . . . 23 975 TOTAL TOTAL 26 091 Equity Capital Capital f# shs. au. 30,000). 300 <# shs. otst. 30,000) Surplus.......... . 700 Undivided profits & capital res.................... . 1 116 Total Equity Capital.... 2 116 26 091 33 Sixty-Seventh Report ELK HORN BANK & TRUST CO.» ARKADELPHIA Population 10,005 Clark County Chartered September 28, 1903 P.O. Box 248 Telephone Number 246-5811 Zip Code 71923 Number ol Branches: Inside City — 1; Outside City — 1 Number of CRCT's Inside City — None: Outside City — None Principal Officers Directors: Clift l 1 Lane .. , Chairman of Board * Larry C, Whitley President & CEO Roy N, Sfaope . Exec V.P & Cashier Raymond N, Smith Senior Vice Pres, Herman ( i Brewer Vice Pres Thomas B, Barksdale Jam es Blanton Gregory L, Bourns Harold Echols Jam es T, Gooch Clarence Hardin Jam es W, Harrington Clift C, Lane J. Hugh Lookadoo Earl Meeks Wayne l) Pollard Roy N, Shope A. 0. Stone Larrv C. Whit lev J, R. Wingfield ' •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 A sse ts Mil, Thou. Clash & due trout depositories . U.S. TYeasurj securities . Oblig. of other U.S. Gov i agencies & corporations Oblig. of States & political subdivisions Excess funds sold Loans, Net , Bank premises, furniture and fixtures All other assets TOTAL 1 427 1 557 b 109 t 799 300 1h 890 847 900 32 629 Liabilities Demand dep., ind,. Mil. Thou. part., corp..................... 5 228 Time dep., ind., part., corp. 21 511 U.S. Gov’t deposits , ., , 5 Dep. of States & subdivisions................ 2 282 Certified & Officers' cks ,. 87 Total deposits................ 29 113 All other liabilities 527 Total liabilities 29 _640 Equity Capital Capital I# shs. au. 24,000) . 600 10 shs otst. 24,000) Surplus ,.. ,. , , 800 Undivided profits A capital res., 1 589 Total Equit> Capital . 989 TOTAL . . . . . . . . . . . . . . . . . 32 629 34 State of Arkansas: Bank Department MERCHANTS & PLANTERS BANK & TRUST COMPANY, ARKADELPHIA Population 10,005 Clark County Chartered June 15, 1911 P.O. Box 219 Telephone Number 246-4511 Zip Code 71923 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *Millard E. Aud . . . . . . . . . . President L. L. Lineback---- Senior Vice Pres. E. A lan Kimbal . . . . . . . . Vice Pres. Barbara J. Evans. . . . . . . . Vice Pres. J. Ann M assey .... . Cashier Millard E. Aud, Chairman John M. Hobgood Toney D. McMillan Robert C. Rhodes Jane Ross Donald M. Tatman Ross M. Whipple ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1981 Assets MIL Thou. Cash & due from depositories ................... 1 749 U.S. Treasury securities .. 3 341 Oblig. of other U.S. Gov’t agencies & corporations 1 898 Oblig. of States & political subdivisions. . . 1 763 AM other securities............ 275 Excess funds sold ........ 1 000 Loans, N e t ................... . 14 360 Bank premises, furniture and fixtu res......... 558 AU other assets _____ . . . . 598 Liabilities Mil. Thou. Demand dep., ind., part., eorp....................... 3 966 Time dep., md., part., corp. 17 183 U.S. Gov’t deposits . . . . . . 10 Dep. of States & subdivisions___. . . . . . . 2 094 Certified & Officers’ cks... _____ 69 Total deposits.. . . . . . . . . 23 322 AU other liabilities---- . . . 326 Total labilities. . . . . . . . . Equity Capital Capital (# shs. au. 4,000).. (# shs. otst. 4,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res.............. Total Equity Capital.. . . Subordinated notes & debentures . . . . . . ___ TOTAL 25 542 TOTAL 23 648 100 800 894 1 794 100 25 542 Sixty-Seventh Report 35 BANK OF ASHDOWN, ASHDOW N Population 4*218 Little River County Chartered October 5, 1970 P.O. Box 547 Telephone Number 898-2781 Zip Code 71822 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Directors; Principal Officers: ♦Larry R, Masfaburn President Robert W, Lewis , . . Sr, Vice Pres. O lvia Green, . , , , ......... ,, Cashier Sue G, D aniel,, ,. Asst, Vice Pres. Marie Findley . ,, . , Asst Vice Pres. Novella Milam ,. ., Asst. Cashier John H. Hendrix Jam es D. Armstrong Jam es A. Gunter, Jr. Leonard Hampson Wesley Strange Eunice Spigner G. M. W iliams Frank Edmonson Larry G. Davis Larry R, Mashburn •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 A ssets Mil, Thou. Cash & due from 2 634 depositories.................. U.S. Treasury securities .. ! 680 Oblig. of other U.S Gov’t agencies & corporations 100 Oblig. uf States & political subdivision^ t 171 Excess funds sold , Loans. Net , . Bank premises, furniture and fixtures All othe' 750 ! ; 291 447 458 Liabilities Mil. Thou. Demand dep,, ind. part., corp.. 3 806 Time dep., ind., part,, corp. 13 159 U.S. Gov’t deposits . 17 Dep. of States & subdivisions 1 953 Certified & Officers1cks , 78 ” 818 Total deposits Fixc.ess funds purchased 840 All other liabilities 284 Total liabilities Equity Capital l apitul <# shy m , 45.009} , {# shs otsl 45 000} Surplus Undivided proto, s A ■'apitsi r<v loin' b quo s ' apoa, TOTAL TOT A. 19 '434 *50 1 125 520 2 095 __ ’>>29 36 State of Arkansas: Bank Department BANK OF ATKINS* ATKINS Population 3,002 Pope County Chartered September 19, 1895 P.O. Box 157 Telephone Number 641-2987 Zip Code 72823 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦James C. Mitchell.. . . . . . . Chairman David M. Mitchell . . . ----President M. J. Hickey............ Vice President Dorothy Wiley............... .. Cashier James C. Mitchell David M. Mitchell M. J. Hickey E. L. Jorden ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil,. Thou. Cash & due from depositories ............ 595 U.S. Treasury securities .. 1 834 Oblig. of States & political subdivisions. . . 2 908 AU other securities. . . . . . . 103 Excess funds sold. . . . . . . . 400 Loans, Net . . . . . . . . . . . . . . 3 866 Bank premises, furniture and fixtures . . . . . . . . . . . 46 354 All other assets ____ ____ Liabilities Mil. Thou. Demand dep., ind., part., corp........................ 1 732 Time dep., ind., part., corp. 5 583 U.S. Gov’t d ep osits.......... 5 Dep. of States & subdivisions................... 1 463 Certified & Officers' cks... _____ 52 Total deposits................. 8_ 83j> All other liabilities............ ........ 129 Total liabilities............... 8 964 Equity Capital Capital (# shs. au. 12,500). (# shs. otst. 12,500) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res..... ................... Total Equity Capital.. . . 1 TOTAL 10 106 TOTAL 125 675 342 142 10 106 Six tv-Seven t h Report 37 THE BANK OF AUGUSTA, AUGUSTA Population 3,496 Woodruff County Chartered f ebruary 20, 1935 P.O. Box Y Telephone Number 347-2511 Zip Code 72006 Number of Branches. Inside City — None; Outside City Numhpf of CBCT's: Inside City - None, Outside City Principal Officers None None Directors: George L. Beard. , Chinn, of Board Richard E Gregory . . , , President *Woodv C astleberry, , Vice President Dorothy Willis. Vice Pres, & Cashier Sharon Rushing Nssmf. Cashier John R, Eldridge E R. Miller Franklin Collier W. P. Daniel 3, Ford Smith ♦Designates Chief Executive Officer STATEMENT AS OP JUNE 30, 1981 Assets MIL Thou. Cash & due from d ep o sito ries................. 2 Hit U.S. TVeasurv securities . i 347 Oblig. of other U.8. Gov't agencies & corporations 4 518 t iblig. of States & political subdivisions ,, 4 744 AU other securities . . . . 1 Excess funds sold . 600 Loans, Nei . . . 7 885 Bank premises, furniture and fixtures . , 328 All other assets 578 TOTAL 22 102 Liabilities Mil. Thou. Demand dep., ind., part., corp....................... 3 927 Time dep., ind., part., corp. 12 138 U.S. Gov't, deposits......... 2 Dep. of States & 2 384 subdivisions................... Certified & Officers' cks.., __ 39 Total deposits. 18 490 Ail other liabilities . . . . . . . 392 Total liabilities............... 18 882 Equity Capital Capital I# shs. an. 8,0001 , . l# shs. otst. 8,000| Surplus ... Undivided profits & capital res........................ Total Equity Capital. , TOTAL 200 500 2 520 3 220 22"’ 102 State of Arkansas: Bank Department 38 CITIZENS STATE BANK, BALD KNOB Population 2,756 White County Chartered January 22, 1931 P.O. Box 200 Telephone Number 724-3241 Zip Code 72010 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: ♦Mrs, Juanita Litzelfelner , President & Chm, of Bd. Larry E. Kircher.. . . . . . Vice Pres. & Cashier David O. Ramey. . . . . . . . . Vice Pres. Margaret Etheridge.. . . Assist. Vice Pres. Peggy Reed . . . . . . . . Assist. Cashier Directors: Mrs, Juanita Litzelfelner Larry E. Kircher David O. Ramey Jennings Leggett Bob J. Clark •Designates Chief Executive Officer STATEMENT AS OF JUNE 30. 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 1 169 U.S. Treasury securities .. 3 950 Oblig, of other U.S. Gov’t agencies & corporations 1 443 Oblig. of States & political subdivisions. . . 1 765 Excess funds sold. . . . . . . . 375 Loans, Net . . . . . . . . . . . . . . 6 570 Bank premises, furniture and fixtures . . . . . . . . . . . 509 All other assets . . . . . . . . . . 31 TOTAL . . . . . . . . . . . . . . . . . 15 812 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 4 329 Time dep., ind., part., corp. 8 879 U.S. Gov’t deposits . . . . . . 36 Dep. of States & subdivisions. . . . . . . . . . . 1 075 Certified & Officers’ cks... _____97 Total deposits.. . . . . . . . . 14 416 Total liabilities. . . . . . . . . 14 416 Equity Capital Capital (# shs. au. 4,000) .. (# shs. otst. 4,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res....................... Total Equity Capital.. . . 100 600 696 1 396 TOTAL . . . . . . . . . . . . . . . . . 15 812 Sixty-Seventh Report 39 THE CITIZENS BANK, B A T !S ¥IL L E Population 8,263 Independence County Chartered February 19, 1953 P.O, Box 2156 Telephone Number 793-4441 Zip Code 72501 Number of Branches: Inside City — 2; Outside City — None Number of CBCT’s: Inside City — 1; Outside City — None Principal Officers; *T. G. Vinson........... .......... President Charles Arnold Executive Vice Pres. David Hidy .......... . . . . . . . Vice Pres. David Ford Vice Pres. Richard B lack. ., . ........... Vice Pres. Floren K i n g V i c e Pres. Greg Shaver . . . ....... . Auditor Directors: 3, K. Southerland Doyle W. Rogers Lackey Moody Dr. Lackey G. Moody Eagle Street T. G. Vinson Noel K. Simms Charles Arnold •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories................. 3 688 U.S. Treasury securities .. 2 093 Oblig. of other U.S. Gov’t agencies & corporations 2 598 Oblig. of States & political subdivisions. ,, 5 087 Au other securities........... 50 Excess funds sold. . . . . . . . i 600 Loans, Net . . . . . . . . . . . . . . 34 222 Bank premises, furniture and fixtures . . . . . . . . . . 1 307 All other assets 1 231 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 8 550 Time dep., ind., part., corp. 34 638 U.S. Gov’t deposits . . . . . . 12 Dep. of States & subdivisions................... 2 351 454 All other deposits............. Certified & Officers’ cks... 264 Total deposits................ 46 269 Excess funds purchased .. 425 All other liabilities . . . . . . . 860 Total liabilities............... 47 554 Equity Capital Capital {# shs. au. 7,000).. (# shs. otst. 7,000) Surplus............................. Undivided profits & capital res.,................ 2 Total Equity Capital.. . . 3 Subordinated notes & debentures . . . . . . . . . . . . TOTAL................. ..... 51 876 700 950 272 922 400 TOTAL............... ........... 51 876 40 State of Arkansas: Bank Department BANK OF BEARDEN, BEARDEN Population 1,191 Ouachita County Chartered June 17, 1945 P.O, Box 135 Telephone Number 687-2233 Zip Code 71720 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: Garland Anthony . . . . . Chairman of Board ♦John E, Anthony . . . . . . . . President Hick Green.... Executive Vice Pres. W. Dickey, Jr.. . . . . . . Vice Pres. vard W. Paschal.. . . . Operations Officer Harold Mizell......................Cashier Rosemary Earner... Assist. Cashier a Garland Anthony John E. Anthony Joe F. Earner O. D. Cathey Jay W. Dickey, Jr. Kenneth D. K eeto n Howard G. McWhorter Eric Stuckey J. E. Word •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . U.S. Treasury securities .. Oblig. of other U.S. Gov’t agencies & corporations Oblig. of States & political subdivisions. . . Excess funds sold............ . Loans, Net ...................... Bank premises, furniture and fixtures . . . . . . . . . . . All other assets . . . . . . . . . . TOTAL 330 500 1 545 2 208 950 4 842 147 4 10 526 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 1 800 Time dep., md., part., corp. 6 440 U.S. Gov’t deposits . . . . . . 14 Dep. of States & subdivisions. . . . . . . . . . . 963 Certified & Officers’ c k s... _____84 Total deposits.. . . . . . . . . 9 301 Total liabilities. . . . . . . . . 9 301 Equity Capital Capital <# shs. au. 8,000).. (# shs. otst. 8,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . TOTAL 200 800 225 1 225 10 526 Sixty-Seventh. Report 41 CITIZENS BANE* BEEBE Population 3,5911 White County Chartered June 31, CP I P.O, Box T Telephone Number 8K2-6411 Zip Code 72012 Cumber of Brandies, Inside City — 1; Outside City -- None Norte- Outside Cits - None Cumber of CRCT’-, Inside City Principal Officer" Directors: *IC H \bm gion. 11 President .1. Darrell Hall . Exec Vice Pres, Margie Jensen . . , Vice Pres. Betty Liddle .. Assisi, Vice Pres. Anna B Spradlin , Cashier Vickie I)uk<Assist Cashier T E. Abington, Chairman Bd. H. Abingtort. If, Vice Ch, Bobhv Bell Doyle Burns Millan Burrow •John B, Fishet C Byrne Garrett Fra nk Garrison Lerov Cloft 3 Darrel Hall Lee P. Hayes Benny Ilefne; Margie Jensen Mayes Scott < \ done- STATEMENT AS OF J UNE 30, 1981 \sse ts Mil. Thou. Cash A title iron: deposit, ones 253 ITS. 'IVeasurv securities 847 Oblig ot other l TS Gov t 911i agencies A corporal ion( >blig. of States A political subdivisions 79! Excess funds sold 730 Loans, Net , 940 Bank premises, turnifure 5 15 anti fix HireAll othm asset" -MB Liabilities Mil. Thou. Demand dep., ind . part., eorp ................... 3 474 Time dep., ind., part , eorp. t 966 20 U.S. Gov't deposits Dep. of States A o subdivisions , 698 Certified & <Ifficers <'ks, 38 14 196 Total deposit s All other liabilities 203 Total liabilit it 14 399 <Tapit a! Equity Capital shs <iu. 29 000 > i# sh- otsf 20,000) •Surplus Undnided profits A capital res. Total F.quit \ Oipil al TOTAL 149 tc n a ;, 200 300 ... 1 050 750 .1 10 149 42 State of Arkansas: Bank Department THE FIRST STATE BANK OF BEEBE, BEEBE Population 3,599 White County Chartered April 20, 1981 P.O. Box D Telephone Number 882-6406 Zip Code 72012 Number of Branches: Inside City — None; Outside City — None Number of CBCT's: Inside City — None; Outside City — None Principal Officers: Directors: •Garland Kirkpatrick. , , Chm., Pres., C.E.O. James A. Lovell, Jr. ... Vice Pres. & Cashier Dr. Ruth LazeUe Couch Mrs. Grace Crouch Johnnie Downing Walter England Luther B. Harvey Robert O. Justice H. Kelton Keathley Garland Kirkpatrick Keith K. Knight Joseph G. Mack Dr. Kirby McGraw Bruce Oakley Harvey Smith * * Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1981 Assets Mil., Thou. Cash & due from 1 033 depositories . . . . . . . . . . . 100 U.S. Treasury securities .. Oblig. of other U.S. Gov’t agencies & corporations 100 1 000 Excess funds sold. . . . . . . . 1 432 Loans, Net . . . . . — . . . . . Bank premises, furniture 193 and fixtures . . . . . . . . . . . All other as s et s . . . . . . . . . . 40 liabilities Mil. Thou. Demand dep., ind., part., corp........................ 1 037 Time dep., ind., part., corp. 1 178 U.S. Gov’t d e p o sits.......... 9 Dep. of States & subdivisions................... 274 Certified & Officers’ cks. .. 12 Total deposits................. 2 510 All other liabilities---- . . . 16 Total liabilities............... 2 526 Equity Capital Capital (# shs. au. 50,000). (# shs. otst. 50,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res..---- . . . . . . . . Total Equity Capital.. . . 1 TOTAL 3 898 TOTAL 500 500 372 372 3 898 Sixty-Seventh Report 43 BENTON STATE BANK, BENTON Population 17,437 Saline County Chartered February 9, 1934 P.O. Box 9 Telephone Number 773-0431 Zip Code 72015 Number of Branches: Inside City — 2; Outside City — 1 Number of CBCT's: Inside City — 1; Outside City — 1 Principal Officers; Directors: •Brooks Morri s. . . . . . . . . . . President R u ssel Coleman ,. Exec. Vice Pres. Harry McCormick. . . . Sr. Vice Pres. June MaGee . . . . . . . . . . . . Vice Pres. Joann Baker ... . . . . . . . . . Vice Pres. Bob Alsobrook Mrs. W. R. Alsobrook Fred E. firmer A. B. Holiman W. L. Tucker* *Deaignates Chief Executive Officer STATEMENT AS OF JU N E 3 0 ,1981 A ssets Mil, Thou. Cash & due from depositories................... 3 713 U.S.Treasury securities ., 9 899 Oblig. of other U.S. Gov't tides & corporations 9 303 . of States & S fcical subdivisions. .. 10 336 A t other securities. . . . . . . 1 976 Excess funds sol d. . . . . . . . 3 550 Loans, Net . . . . . . . . . . . . . . 26 929 Bank premises, furniture and fixtu res.................. 1 211 AH other a s s e ts ....... .... . 1 560 TOTAL . . . . . . . . . . . . . . . . 7 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 12 513 Time dep., md.» part., corp. 45 332 U.S. Gov’t deposits . . . . . . 46 Dep, of States & subdivisions. . . . . . . . . . . 3 017 Certified & Officers’ cks.., 310 Total deposits.. . . . . . . . . 61 218 All other liabilities . . . . . . . 1 345 Total liabilities. . . . . . . . . 62 563 Equity Capital Capital (# shs. an. 132,000) T (# shs, otst. 132,000) S u rp lu s.......................... . Undivided profits & capital re s.,......... . . . . . 3 Total Equity Capital. ., 5 Subordinated notes & debentures . . . , , ., ,, , TOTAL . . . . . . ....... 320 825 269 414 500 68 477 44 State of Arkansas: Bank Department THE UNION BANK OF BENTON, BENTON Population 17,437 Saline County Chartered January 11, 1954 P.O. Box 687 Telephone Number 778-0411 Zip Code 72015 Number of Branches: Inside City — 1; Outside City — 2 Number of CBCT’s: Inside City — 1; Outside City — 1 Principal Officers: *Joe D. Powers. . . Chm. of the Board and President Jim Fincher. . . Executive Vice Pres. Gary Sproul......... Senior Vice Pres. Mickey Taylor . . . . . . . . . . Vice Pres. Mike Whaley........... . Vice Pres. Directors: Ted Boswell Henry Brown Greg Brown Jim Fincher Joe Powers Gary Sproul Don Miller John Young Ron Kuerner John F. Walton, Jr. •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories......... 3 978 U.S. Treasury securities .. 3 912 Oblig. of other U.S. Gov’t agencies & corporations 5 205 Oblig. of States & political subdivisions. .. 4 934 All other securities........... 46 Excess funds sold. . . . . . . . 300 Loans, N e t ................... . 31 215 Bank premises, furniture and fix tu res................... 1 448 All other assets . . . . . . . . . . 1 626 TOTAL 52 664 Liabilities Mil. Thou. Demand dep., ind., part., corp...................... 12 739 Time dep., ind., part., corp. 30 497 U.S. Gov’t deposits . . . . . . 35 Dep. of States & subdivisions . . . . . . ----3 961 Certified & Officers’ cks... 303 Total deposits.. . . . . . . . . 47 535 All other liabilities ......... 786 Total liabilities. . . . . . . . . 48 321 Equity Capital Capital (# shs. au. 72,940.3). 729 (# shs. otst. 72,940.3) Surplus ................... 857 Undivided profits & capital res.............. 2 007 Total Equity Capital---3 593 Subordinated notes & debentures . . . . . . . ___ 750 TOTAL 52 664 Sixty-Seventh Report 45 BANK OF BENTONVILLE, BENTONVJLL1 Population 8,756 Benton County Chartered February 25, 1931 P.O, Box 449 Telephone Number 273-3331 Zip Code 72712 Number of Branches: Inside City — 1; Outside City — 2 Number of CBCT’s: Inside City — 2; Outside City — 1 Principal Officers; ♦Burton E. S ta c y ....... .. ,, President John W, Fryer. Executive Vice Pres. Tim Summer s . . . . . . . . . . . Vice Pres, Carl T, Cosand , . . . . . . . Vice Pres. & Trust Officer Maurice Easterling . . . . Vice Pres. & Director of Auditing Directors: Sam Walton Edward Adair George Billingsley R. E. Buck Jim Walton David Glass Glenn Featherston John Fryer Clayton Little Burton Stacy Carl Hutchens John Rollow Roy Scoggins Max Burger William Enfield •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 4 444 U.S. Treasury securities ., 7 568 Oblig. of other U.S. Gov’t agencies & corporations 2 511 Oblig. of States & political subdivisions. 13 025 Excess funds sold, 5 300 Loans, Net ................... 42 349 Bank premises, furniture and fixtures . . . , , , 1 104 All other assets . ,, 2 108 Liabilities Mil. Thou. Demand dep.. ind„ part., corp.,. . . . . . . . . . . . 14 560 Time dep., ind., part., corp. 48 182 80 U.S. Gov’t d ep osits......... Dep. of States & subdivisions............ 6 057 Certified & Officers cks,.. 369 Total deposits................ 69 248 All other liabilities . , ., 3 075 Total liabilities, , . . . 72 323 Equity Capital Capital (# shs. au. 50,000). 980 (# shs. otst. 39,200) Surplus...................... . , 1 520 Undivided profits & capital res. ................. 3 586 Total Equity C apital.. .. 6 086 TOTAL 78 409 TOTAL 78 409 46 State of Arkansas: Bank Department CITIZENS BANK, BENTONVILLE Population 8,756 Benton County Chartered December 16, 1968 P.O. Box 100 Telephone Number 273-5586 Zip Code 72712 Number of Branches: Inside City — None; Outside City — 2 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦Robert L. Smith . . . . . . . . . President Lloyd T. Jones Executive Vice Pres. Johnnie J. Qualls. . . . . . Vice Pres. & Cashier Lawrence R. McCarrolI... Vice Pres. William J. Hurd.. Assist. Vice Pres.* Lawrence P. Bolte Wayne W. Carlson Lawrence R. McCarrolI Floyd L. Rees Cecil E. Shores Robert L. Smith * Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 1 753 U.S. Treasury securities .. 601 Oblig. of other U.S. Gov’t agencies & corporations 1 246 Obfig. of States & political subdivisions. . . 4 896 Excess funds sold. . . . . . . . 500 Loans, Net . . . . . . . . . . . . . . 20 959 Bank premises, furniture and fixtures . . . . . . . . . . . 969 All other assets ................. 997 TOTAL 31 921 Liabilities Ml. Thou. Demand dep., ind., part., eorp... . . . . . . . . . . . 5 312 Time dep., md., part., corp. 20 967 Dep. of States & subdivisions. . . . . . . . . . . 2 614 Certified & Officers’ cks... 281 Total deposits.. . . . . . . . . 29 174 All other liabilities . . . . . . . 364 Total liabilities. . . . . . . . . 29 538 Equity Capital Capital (# shs. au. 65,000). (# shs. otst. 54,907) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . 2 TOTAL 549 922 912 383 31 921 Sixty-Seventh Report 47 BANK OP BLE¥INS» B L E ¥IN S Population 314 Hempstead County Chartered A ugust 12, 1912 P.O. Box 158 Telephone Number 874-2541 Zip Code 71825 Number of Branches: Inside City — None; Outside City — None Number of CBCT's: Inside City — None; Outside City — None Principal Officers: Directors: ♦Mike Stephens .. Exec, Vice Pres. & Cashier P. C. Stephens................... President Nell Stephens. . . . . Senior Vice Pres.* P. C. Stephens Mike Stephens Harold Stephens Nell Stephens * Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 Assets Mil, Thou. Cash & due from depositories 558 U.S. Treasury securities . 1 144 Oblig. of other U.S. Gov’t cies & corporations 1 038 of States & S ical subdivisions. . . Loans, Net ..... Bank premises, furniture and fixtures , 2 210 848 14 Liabilities M i. Thou. Demand dep., ind., part., corp„,..................... 1 127 Time dep., md,» part., corp. 3 557 U.S. Gov’t deposits . . . . . . 4 Dep. of States & subdivisions................... 437 Certified & Officers’ cks.,. i Total deposits.. . . . . . . . . 5 131 All other liabilities . . . . . . . 9 Ibtal lab ilities............... 5 140 Equity Capital Capital (# shs. au. 16,000). (# shs. otst. 8,050) S u rp lu s----- -----Undivided profits & capital res.. . . . . . . . . . . . . Ibtal Equity C apital.. .. TOTAL 5 812 TOTAL 101 100 271 472 5 612 48 State of Arkansas: Bank Department FARMERS BANK & TRUST COMPANY* RLYTHEVILLE Population 24,314 Mississippi County Chartered March 16, 1908 P.O, Box 688 Telephone Number 763-8101 Zip Code 72315 Number of Branches: Inside City — 2; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *R. A. Porter........Chm. of the Board Earl L. MeCarroll............. President Lee A, Crowe. . . . . . Exec. Vice Pres. Alvin Huffman, I I I ......... Vice Pres. Joe Churchill.. . . . Assist. Vice Pres. R. G. Cox ................ Cashier Charles E. E llis........... Trust Officer R. A. Porter Earl L. MeCarroll Dale S. Briggs Jerry Cohen Glen Cook G. G, Hubbard, Jr. Paul C. Hughes Herbert Jones Max Logan ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories ................... 4 442 U.S. TVeasury securities .. 13 975 Oblig. of other U.S. Gov’t agencies & corporations 15 497 Oblig. of States & oltical subdivisions. . . 8 304 other securities. . . . . . . 75 Excess funds sold............. 5 000 Loans, N e t ........... ......... 15 082 Bank premises, furniture and fixtures . . . . . . . . . . . 957 All other assets ........... 1 105 f Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 10 510 Time dep., ind., part., corp. 38 101 U.S. Gov’t deposits . . . . . . 102 Dep. of States & subdivisions. . . . . . . . . . . 8 190 All other deposits . . . . . . . . 284 Certified & Officers’ cks... 238 Total deposits.. . . . . . . . . 57 425 All other liabilities . . . . . . . 1 258 Total liabilities. . . . . . . . . 58 683 Equity Capital Capital (# shs. au. 40,000). (# shs. otst. 40,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . TOTAL 64 437 TOTAL 1 000 1 500 3 254 5 754 64 437 49 Sixty-Seventh Report CITIZENS BANK, BOONEVILLE Population 3,718 Logan County Chartered April 18. 191C P.O. Box 238 Telephone dumber 675-2747 Zip Code 72927 Number of Branches: Inside City — 1: Outside City -• 2 Number of CBCT's inside City — None; Outside City — None Principal Officers Directors: President ♦Jeral L. Hampton . Exec, Vice Pres, Bill Land runs Sr, Vice Pres. Bovce Sheets . , Vice Pres. Bill Mitchell Joe Earp Vice Pres. Assist, Vice Pres, Lee Strickland Assist Vice Pres. Shirley Powell, Jeral Hampton Bill Landrum H. L. Thomas, Jr. Glenn Fitzgerald Robert E. Remy Richard Lippard A. B. Littlefield Melvin R. Dunn Billv D, Leslie •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories , ............... , 2 500 U.S. Treasury securities . , 1 994 Oblig. of other U.S. Gov t agencies & corporations 1 185 Oblig. of States & political subdivisions , , 8 092 Excess funds sold, ,, , 550 Loans, N e t ....... ............. . 32 549 Bank premises, furniture and fixtures , , ,, 615 All other assets , , 733 Liabilities Mil. Thou. Demand dep., ind., part., corp....... ............... 3 914 Time dep., md., part., corp. 35 064 U.S. Gov’t deposits ,. . . , 49 Dep. of States & subdivisions ............. , , 3 428 Certified & Officers ’ cks,. ___ 767 Total deposits................ j43 222 All other liabilities ....... __ 778 Total liabilities............... 44 000 Equity Capital Capital (# shs. au. 100,000) . W shs. otst, 100,000) Surplus ............. Undivided profits & capital res....................... Total Equity Capital ., , TOTAL 48 218 TOTAL 1 000 1 000 2 218 4 218 48 218 50 State of Arkansas: Bank Department THE BANK OF BRADLEY, BRADLEY Population 790 Lafayette County Chartered April 10, 1933 P.O. Box 128 Telephone Number 894-3322 Zip Code 71828 Number of Branches: Inside City — None; Outside City — None Number of CBCT's: Inside City — None; Outside City — None Principal Officers: Directors: ♦Lane Pierce.. . . . . Chm. & President Ann Darner ... Vice Pres. & Cashier C. C. Adams, Jr.............. Vice Pres. J. B. Works . . . . . . . . Assist. Cashier Billie Stewart . . . . . . Assist. Cashier Libby Hamner.. . . . . Assist. Cashier Lane Pierce Bandy Griffing Gerald Crabtree •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 412 U.S. Treasury securities .. 700 Oblig. of other U.S. Gov’t agencies & corporations 1 897 Obug. of States & political subdivisions. . . 497 Excess funds sold. . . . . . . . 600 Loans, Net . . . . . . . . . . . . . . 3 944 Bank premises, furniture and fixtures ......... 86 All other assets . . . . . . . . . . 11 TOTAL . . . . 8 147 Liabilities MIL Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 1 327 Time dep., md., part., corp. 5 196 U.S. Gov’t deposits . . . . . . 8 Dep. of States & subdivisions. . . . . . . . . . . 921 Certified &Officers' cks.. . _____ 29 Tbtal deposits.. . . . . . . . . 7 481 Tbtalliabilities.. . . . . . . . 7 481 Equity Capital Capital (# shs. au. 11,000). (# shs. otst. 10,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Tbtal Equity Capital.. . . TOTAL. . . . . . . . . . . . . . . . . TOTAL 100 425 141 666 8 147 51 Sixty-Seventh Report BANK OF BRIMKLEY, BR1NELEY Population 4,909 Monroe County Chartered January 17, 1903 P.O. Box 727 Telephone Number 734-3133 Zip Code 72021 Number of Branches; Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers; A. L. Rusher.... Ohm, of the Board ♦A, H. Rusher ,. ,, President Gus Rusher ...........Exec, Nice Pres. Harold Hardw ick......... .Vice Pres. Mildred Dickson............. , Cashier Directors; J. H. Carroll, Jr. L. C. Dial S. A. McKnight A. L. Rusher Gus Rusher Don Fuller A. H. Rusher James B Sharp •Designates Chief Executive Officer STATEMENT AS OF JUNE 30. 1981 Assets Mil, Thou. Cash & due from depositories 2 138 U.S. Treasury securities , . 698 Oblig. of other U.S. Gov't agencies & corporations 5 703 Oblig, of States & political subdivisions , , ft 697 Excess funds so ld ............. 2 000 Loans, Net .... 16 338 Bank premises, furniture and fixtures ............. 421 All other assets . , . 749 Liabilities Mil. Thou. Demand dep., ind., part., corp,., ........... ... 6 307 Time dep., ind., part., corp. 21 657 U.S. Gov’t deposits , . ,. 29 Dep. of States & 1 998 subdivisions................... Certified & Officers’ cks... 108 Total d e p o s i t s . 30 099 All other liabilities........... 516 Tbtal liabilities. ,. . . . . 30 615 Equity Capital Capital (# shs. au. 24,000). (# shs otst. 24.000) Surplus . , . .. ............. . 1 Undivided profits & capital res....................... __ 1 Total Equity Capital. , 3 TOTAL . . . . . . . . . . . . . . . . . 33 744 TOTAL,, 600 400 129 129 , 33 744 State of Arkansas: Bank Department 52 BANK OF CABOT, CABOT Population 4,806 Lonoke County Chartered March 23, 1903 P.O. Drawer R Telephone Number 843-3575 Zip Code 72023 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *J. M, P ark............ President Joseph W. Park.. . . . V. P. &Cashier William E. Williams . . . . . Vice Pres. Jaunita Morden . . . . . . . . . Vice Pres. Fred Campbell . . . . . . . . . . Vice Pres, Patricia Eaton.. . . . . . . . Comptroller Oleta Kinder. . . . . . . . . . . . . . Auditor Oris E. Spence Howell M, Thompson W. T. Barnwell A. M. Feland III Charles L. George Austin R. Leeds Jack M. Lowman James M. Park Joseph W. Park Gerald H. Shock Charles R. Templeton William E. Williams Mrs. Marvin Park Louis T. See J. D. Wood •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 2 064 U.S. Treasury securities .. 4 989 Oblig. of other U.S. Gov’t agencies & corporations 4 002 Obng. of States & political subdivisions. . . 6 480 AH other securities. . . ---270 Excess funds sold. . . . . . . . 200 Loans, Net . . . . . . . . . . . . . . 23 577 Bank premises, furniture and fixtures . . . . . . . . . . . 1 009 All other asset s. . . . . . . . . . 1 145 TOTAL 43 736 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . ---7 073 Time dep., md., part., corp. 30 415 U.S. Gov’t deposits . . . . . . 92 Dep. of States & subdivisions. . . . . . . . . . . 1 679 Certified & Officers’ cks... 114 Total deposits.. . . . . . . . . 39 373 Excess funds purchased.. 100 All other liabilities . . . . . . . 849 Total liabilities. . . . . . . . . 40 322 Equity Capital Capital (# shs. au. 25.0(H)). 625 (0 shs. otst. 25,000) Surplus............. 1 100 Undivided profits & capital res... . . ---- . . . . . 1 389 Total Equity Capital.. . . 3 114 Subordinated notes & debentures . . . . . . . . . . . . 300 TOTAL . . . . . . . . . . . . . . . . . 43 736 •Sixty-Seventh Report 53 STATE BANK OF CALICO ROCK, CALICO ROCK Population 1,048 Izard County Chartered Ma\ i , 1914 P.O. Box 236 Telephone Number 997-8711 Zip Code 72519 Number of Branches* Inside Citv - None; Outside Citv -- 1 Number of CBCT *- Inside City — None; Outside City - None Directors. Principal Officers * H 1)a\ ey \\ vat! President Gave t. opp , , Chairman of Board Paul W Seay, Vice Pres Danm Mosvj \ ‘ice Pres - 'P ' fl, Davev VVvatt Gave Copp Paul W Seay Of,! STATEMENT AS OF JUNE 30, 1981 Assets Mil Cash & due from deposit ones , , U S. iVeasurv securities Oblig. of other U.S. Gov't agencies & corporations Oblig of States & political subdivisions Excess funds sold . Loans, Net , , , ., Bank premises, furnitun and fixtures All other* assets Thou, 1 022 2 389 2 191 3 318 500 5 488 285 9 Liabilities Mil. Thou. Demand dep,, ind , part., corp , . 2 157 Time dep., ind., part., corp. 9 527 U.S. Gov’t deposits ,, 22 Dep. of States & subdivisions , ., , ., 882 Certified & Officers cks. ., 43 Total deposits................... JR _ 8JJ All ot her liabilities , . _3 Total liabilities................ J 3 6J4 Equity Capital Capital l# shs, au, 10,000). 250 {# shs, otst. 10,000) Surplus . . 400 Undivided profits & capital re s... . . . . . . . . . . . 918 Total Equity C apital.. . . i 566 TOTAL . . . . . . . . . . . . . . . . . 15 180 TOTAL . . . . . . . . . . . . . . . . . TT 180 54 State of Arkansas; Bank Department THE MERCHANTS AND PLANTERS BANK* CAMDEN Population 15,856 Ouachita County Chartered April 18, 1928 P.0. Box 1017 Telephone Number 886*8136 Zip Code 71701 Number of Branches: Inside City — 2; Outside City — 2 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: ♦B.J.Ford Directors; ............. Ch. of Board & President T. Ladd Jameson . . Exec. Vice Pres. Billy G. Wright . . . . . . Sr. Vice Pres. H. Tedford Burnett, Jr, .. Vice Pres. & Cashier Harry F. Barnes B. J. Ford E. L. Harrison W. B. Holleman T. Ladd Jameson Emmette Parham Bay Parham Katherine Patton •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 2 252 U.S. jfreasury securities .. 3 344 Oblig. of other U.S. Gov’t agencies & corporations 5 797 Obig, of States & political subdivisions. . . 8 708 Excess funds sold-------2 000 Loans, Net . . . . . . . . . . . . . . 22 846 Bank premises, furniture and fixtures . . . . . . . . . . . 494 All other as s et s . . . . . . . . . . 1 116 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . Time dep., md., part., eorp. U.S. Gov’t deposits . . . . . . Dep. of States & subdivisions. . . . . . . . . . . AE other deposits. . . . . . . . Certified & Officers’ cks... Total deposits.. . . . . . . . . AE other liabiMties . . . . . . . Total liabiMties. . . . . . . . . Equity Capital Capital (# shs. au. 100,000). (# shs. otst. 100,000) Surplus ................. Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . TOTAL 46 557 TOTAL 10 164 28 263 117 2 883 24 732 42 183 726 42 909 1 000 1 000 1 648 3 648 46 557 Sixty-Seventh Report 55 CARAWAY BANK, CARAWAY Population 1,165 Craighead County Chartered November 29, 1962 P.O. Box 37 Telephone Number 482-3329 Zip Code 72419 Number of Branches: Inside City — None; Outside City — None Number of CBCT's: Inside City — None; Outside City — None Principal Officers: Directors: * Amos Davi d. . . . . Chm. of the Board 3, R, David, Jr. . . . . . . . . . . President Douglas B ra d le y ............. Vice Pres. Jean Goodman . . . . . . . . . . Vice Pres. Gundel Mar t i n. . . . . Asst. Vice Pres. Deborah TSaylor..... Asst, Vice Pres, Amos David Mildred David Douglas Bradley J. R. David, Jr. Lee David •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories ................. 758 U.S. Treasury securities , . 953 Oblig. of other U.S. Gov't agencies & corporations 150 Oblig. of States & political subdivisions., 1 230 AM other securities........... 9 Excess funds s o l d 700 Loans, Net ................... 3 918 Bank premises, furniture and fixtures ................ , 139 AH other a s s e ts ........... 1 TOTAL 7 858 Liabilities MIL Thou, Demand dep., ind., part., corp..................... . 1 750 655 11 Time dep., ind., part., corp. 4 U.S. Gov’t d ep osits......... Dep. of States & subdivisions................... Certified & Officers' cks. . . Total deposits.. . . . . . . . . Total liabilities....... . .. Equity Capital Capital (# shs. au. 10,080). (# shs. otst. 10,080) Surplus ... Undivided profits & capital r e s . . Total Equity C a p ita l. .. TOTAL .. , , . 655 12 7 083 7 083 252 100 423 775 7 858 56 State of Arkansas; Bank Department CITIZENS BANK & TRUST, CARLISLE Population 2,567 Lonoke County Chartered December 22, 1930 P.O, Box 69 Telephone Number 552*7571 Zip Code 72024 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *M. S. Woodruff . . . . . . . . . . President Billy J. Shoup......... Sr. Vice Pres. & Sec. Off. Laveme Caldwell......... Vice Pres. & Cashier Hallie Hazelwood. . . Assist. Cashier Barbara Felts . . . . . . Assist. Cashier M. Gaines Young, Jr... Trust Officer Bobbie Jean Pryor.. . . Assist. Trust Officer M. S. Woodruff, Chairman Clifford Bennett Dr. J. F. Gartman C. W. Harper Charles H. Hunt Bill Shoup M. Gaines Young, Jr. F. M. Perkins, Advisory Mem. •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from 1 581 depositories......... U.S. Treasury securities .. 5 211 Oblig. of other U.S. Gov’t 2 495 agencies & corporations Oblig. of States & outical subdivisions. . . 5 903 other securities___ 60 Excess funds sold. . . . . . . . 300 Loans, N e t ......................... 13 746 Bank premises, furniture 370 and fixtures 1 027 All other assets ------ ------ e TOTAL 30 693 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 4 519 Time dep., md., part., corp. 21 153 U.S. Gov’t deposits ------44 Dep. of States & subdivisions................. 1 371 All other deposits . . . . . . . . 150 Certified & Officers’ cks... _____ 66 Total deposits.. . . . . . . . . 27 303 All other liabilities . . . . . . . 615 Total liabilities. . . . . . . . . 27 918 Equity Capital Capital (# shs. au. 39,000). 975 (# shs. otst. 39,000) Surplus . . . . . . . . . . . . . . . . . 525 Undivided profits & capital res... . . . . . . . . . . . 1 275 Total Equity Capital.. . . 2 775 TOTAL 30 693 Sixty-Seventh Report 57 BANK OF CAVE CITY, CAVE CITY Population 1,634 Sharp County Chartered July 2, 1906 P.O, Box 82 Telephone Number 283-5553 Zip Code 72521 Number of Branches; Inside City — None; Outside City — None Number of CBOT's: Inside City — None; Outside City — None Principal Officers' Directors; * Eagle Street , Chairman & President Jam es M, Street , .. Exec. Vice Pres. Clifton Crabtree . . . V xt Pres. & Cashier Jam es E. Street Eagle Street Eugene Street Clifton Crabtree STATEMENT AS OF J UNE 30, 1981 Assets Mil. Thou. C.ash & due from depositories , . , ! 023 U.S, Treasury securities ., 648 Oblig. of other U.S. G ovt agencies & corporal ions 916 Oblig. of States & political subdivisions , . 2 505 Excess funds sold , 700 Loans, Net ,, ,. , 668 Bank premises, furniture andfixi urm . 123 All other asset s 284 TOTAL 14 867 Liabilities MIL Thou. Demand dep., iml, 2 432 part., corp. , .. Time dep., ind., part,, corp 10 393 2 U.S. Gov’t deposits , Dep. of States & subdivisions . . . 586 Certified & Officers’eks.. 26 Total deposits, . 13 419 Total liabilities , 13 419 Equity Capital Capital f# shs. au. 4.000) , f# shs otst 4,0001 Surplus , . . ,. Undivided profits & capital re s... . . . . . . . . . . . Total Equity C apital.. . . TOTAL 100 400 948 1 448 14 '867 58 State of Arkansas: Bank Department AMERICAN STATE BANK. CHARLESTON Population 1,761 Franklin County Chartered June 29, 1910 P.O. Box 128 Telephone Number 965-2201 Zip Code 72933 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — One; Outside City — None Principal Officers: Directors: *Joe S. Hiatt.. Chairman & President Clyde L. Hiatt.. . . . . . . Sr. Vi je Pres. Michael F. Flynn.. . . . . Exec. V.P. & Cashier Joy Brown. . . . . . . . . . . . . . Vice Pres. Margie Hiatt. . . . . . . . . . . . Vice Pres. Joe S. Hiatt Clyde L. Hiatt Michael F. Flynn Joy Brown Harold W. Jones Joe L. Larkin Troy Clark John McDonald •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1981 Assets Cash & due from Mil. Thou. depositories . . . . -----... U.S. Treasury securities .. Oblg. of other U.S. Gov't 449 1 100 agencies & corporations 1 783 Oblig. of States & political subdivisions. . . 4 323 Excess funds sold......... .. 600 Loans, Net ......................... 11 051 Bank premises, furniture and fixtures . . . . . . . . . . . 204 All other a sse ts---- . . . . . . 520 Liabilities Mil. Thou. Demand dep.» ind., part., corp........ . 2 584 Time dep,, ind., part., corp. 13 489 U.S. Gov’t deposits . . . . . . 4 Dep. of States & subdivisions.............. 1 264 Certified & Officers’ cks.. . _____ 78 Total deposits.. . . . . . . . . 17 419 All other liabilities . . . . . . . 329 Total liabilities. . . . . . . . . 17 748 Equity Capital Capital (# shs. au. 12,000). 300 (# shs. otst. 12,000) Surplus . . . . . . . . . . . . . . . . . 700 Undivided profits & capital res..------- . . . . . . 1 282 Total Equity Capital.. . . 2 282 TOTAL 20 030 TOTAL............................ 20 030 Sixty-Seventh Report 59 BAMK OF CHEERY VALLEY, CHERRY VALLEY Population 729 Cross County Chartered January 24, 1907 P.O, Box 188 Telephone Number 588-3332 Zip Code 72324 Number of Branches; Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City -- None Principal Officers; Directors: *W. Maurice Smith, J r . , . Chairman & President BL H. B e a sle y ....... Exec. Vice Pres. W. M. Smith1, I I I ......... .Vice Pres. Em m ett N. M ilam .......... Vice Pres. Mrs. Yvonne L a c e ...............Cashier W, Maurice Smith, Jr. B. H. Beasley W. Maurice Smith, III Em m ett N. Milam Edward S. Maddox •Designates Chief Executive Officer STATEMENT AS OP JU N E 3 0 , 1981 Assets Mil Cash & due from depositories , U.S. Treasury securities , Oblig. of other U.S, Gov't agencies & corporations Oblig. of States & polticaJ subdivisions, AU other securities . Loans, Net Bank premises, fundi ure and fixtures All other assets . Thou. 923 697 ! 619 3 652 8 ' 945 ! 14 56 Liabilities MIL Thou. Demand dep,, ind.« 1 878 part., corp...... ,, Time dep., ind., part., corp. 10 163 U.S. Gov’t deposits 5 Dep. of States & i 214 subdivisions ,, ., Certified & Officers' cks , , 25 Total deposits.... 13 285 1 100 Excess funds purchased All other liabilities 5 Total liabilities, i4_ 390 Equity Capital Capital i# shs, au 2.0001 . f# shb ntsi 2,000 f Surplus Undivided profit*V , ipitai res L a ,6 Eqmt >, ’ aye .m TOTAL . . . . . . . . . . . . . . . . . 100 i 100 424 624 16 60 State of Arkansas: Bank Department THE MERCHANTS AND PLANTERS BANK, CLARENDON Population 2,361 Monroe County Chartered July 23, 1890 P.0, Box 280 Telephone Number 747-3319 Zip Code 72029 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City —- None; Outside City — None Principal Officers: Directors: James B, Sharp. __ . . . . Chairman *J, Perry Lee. . . . . . . . . . . . . President Bex Vaughn . . . . . . . . . . . . Vice Pres. Caroline B. Lyle . . . . . . . . . Vice Pres. Rheta G riffith ....... Corp. Secretary Estelle C atlett..................... Cashier James B. Sharp J. Perry Lee Caroline B. Lvle Rheta Griffith Ellen Menard Ada Muller Paul McKay B. J. Hopson Donald A. Davis* * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 1 009 U.S. Treasury securities .. 407 Oblig. of other U.S. Gov’t agencies & corporations ObMg, of States & political subdivisions. . . Excess funds sold......... Loans, Net ................... Bank premises, furniture and fixtures . . . . . . . . . . . All other assets .................. TOTAL 2 218 900 425 7 700 286 21 12 966 Liabilities Mil. Thou. Demand dep.» ind., part., corp.. . . . . . . . . . . . . 2 423 Time dep., ind., part., corp. 8 060 U.S. Gov’t deposits . . . . . . 61 Dep. of States & subdivisions.................... 1 357 Certified & Officers’ cks... _____29 Total deposits. ....... . 11 930 Total liabilities. . . . . . . . . 11 930 Equity Capital Capital (# shs. au. 6,000) .. (# shs. otst. 6,000) 150 Surplus . . . . . . . . . . . . . . . . . Undivided profits & 200 capital res... . . . . . . . . . . . Total Equity Capital.. . . Subordinated notes & debentures . . . ---- . . . . . 486 836 TOTAL 200 12 966 Sixty-Seventh Report 61 ARKANSAS STATE BANK, CLARKSVILLE Population 5,237 Johnson County Chartered March 8, 1967 P.O. Box 100 Telephone Number 754-6325 Zip Code 72830 Number of Branches: Inside City — 1; Outside City - 1 Number of CBCTN; Inside City — None; Outside City — None Principal Officers. *R. L, Thompson ,. , President Robert C. Tyson , . Exec, Vice Pres. Betty L Callahan, , , Vice Pres. & Cashier Mary Pit ts Assist, Cashier Directors: Jefferson H. Haney R, L. Thompson Robert C. Tyson Jim Dickerson Harold Whitson Armil Taylor Guy P. Shrigley H, E. Wharton Dane Riggs •Designates Chief Executive Officer STATEMENT AS OF JUNE ,10, 1981 Assets Mil. Thou. Cash & due from d ep o sito ries........... . 2 100 U.S. Treasury securities . , 3 591 Oblig. of other U.S. Gov't agencies & corporations 6 801 Oblig. of States & political subdivisions. , , 3 982 E xcess funds sold, . , ... 2 350 Loans, Net 9 610 Bank premises, furniture and fixtures . . . . , . 626 All other assets . , 687 Liabilities Mil. Thou. Demand dep., ind., part., corp....................... 5 117 Time dep., ind., part., corp. 19 782 U.S. Gov't deposits . , . ., 77 Dep. of States & subdivisions.............. 1 573 Certified & Officers’ cks.. , 88 Total deposits................ 26 637 All other liabilities _____ 474 Total liabilities. . . . . . . . . _27 111 Equity Capital Capital (# shs. au. 12,000). (# shs. otst. 12,000) S u rp lu s........ ................... Undivided profits & capital res,, 1 Total Equity C a p i t a l . 2 Subordinated notes & debentures . . ................ TOTAL 29 727 TOTAL 120 680 566 366 250 29 727 62 State of Arkansas; Bank Departm ent FARMERS BANK & TRUST COMPANY, CLARKSVILLE Population 5,237 Johnson County Chartered July 6, 1978 P.O. Box 288 Telephone Number 754-2020 Zip Code 72830 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers; ♦James C. East .. Chairman of Board J. A. McEntire III .. Vice Chairman of Board Joe A. Woodson ...............President Mary Lou Warren . . . . . . . Vice Pres. Ernest Lee White___. . . . Vice Pres. Robert C. Magee . . . . . . . . Vice Pres. Truman S. J a co b s........Vice Pres. & Trust Officer Nina M ason........... Cashier Elmer G. Smith .. Assist. Vice Pres. & Branch Mgr. Harold Johnson . . . . . . . . . Ch. Street _______ Branch Mgr. Directors: James C. East Robert A. Hurley J. A. McEntire III Robert C. Magee Carolyn Qualls C. Ted Riley J. T. White Ernest Lee White Joe A. Woodson •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets MIL Thou. Cash & due from depositories . . . . . . . . . . . 2 346 U.S. Treasury securities .. 1 797 Oblig. of other U.S. Gov’t agencies & corporations 11 339 Oblig. of States & political subdivisions. . . 7 267 All other securities. . . . . . . 40 Excess funds sold. . . . . . . . 1 450 Loans, Net . . . . . . . . . . . . . . 15 693 Bank premises, furniture and fixtures . . . . . . . . . . . 651 All other assets . . . . . . . . . . 704 TOTAL . . . . . . . . . . . . . . . . . 41 287 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 5 062 Time dep., ind., part., corp. 28 172 U.S. Gov't deposits . . . . . . 36 Dep. of States & subdivisions. . . . . . . . . . . 3 766 Certified & Officers’ cks... 117 Total deposits.. . . . . . . . . 37 153 Excess funds purchased.. 365 AE other liabilities . . . . . . . 870 Total liabilities. . . . . . . . . 38 388 Equity Capital Capital (# shs. au. 5,000) .. (# shs. otst. 5,000) Surplus . . . . . . . . . . . . . . . . . 1 Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . 2 Subordinated notes & debentures . . . . . . . . . . . . TOTAL . . . . . . . . . . . . . . . . . 500 400 399 299 600 41 287 Sixty-Seventh Report 63 CLINTON STATE BANK, CLINTON Population 1,284 Van Buren County Chartered October 16, 1946 P.O. Box 57 Telephone Number 745-2441 Zip Code 72031 Number of Branches; Inside City — 1; Outside City — 3 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers; ♦Howard Johnson ........... Chairman Jim S, Gowen............. President Garner M. Johnson . . . Sr, Vice Pres. Dyke Jo h n so n ..................Vice Pres. Thomas J. McKnight . .. ., Cashier Directors: Paul L, Bone Jim S. Gowen William H. Ham Dyke Johnson Gamer M. Johnson Howard Johnson Mrs. Howard Johnson John L. Johnson Dickie V. Defier Roy Lefler, Jr. Arthur Lewis •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories................... 2 651 U.S. Treasury securities . . 3 768 Oblig. of other U.S. Gov’t agencies & corporations 5 224 Oblig. of States & political subdivisions. .. 9 864 Excess funds sold 1 350 Loans, N e t ........................ 22 257 Bank premises, furniture and fixtures ............... 474 All other a s s e ts ............. 973 Liabilities Mil. Thou. Demand dep,, ind., part., corp.,..................... 6 711 Time dep., ind., part., corp. 32 788 U.S. Gov’t deposits 20 Dep. of States & subdivisions. . . . . . . . . . . 1 739 Certified & Officers’ cks... 187 Total deposits.. . . . . . . . . 41 445 All other liabilities.............. 493 Total liabilities. . ........... 41 938 Equity Capital Capital (# shs. au. 4,000)., I# shs. otst. 4,000) Surplus.................. Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital. ,, , TOTAL 46 561 TOTAL 400 1 000 3 223 4 623 46 561 64 State of Arkansas: Bank Department FIRST STATE BANK AND TRUST COMPANY, CONWAY Population 20,375 Faulkner County Chartered February 8, 1946 P.O, Box 729 Telephone Number 329-5656 Zip Code 72032 Number of Branches: Inside City — 2; Outside City —- 3 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *Thomas G. Wilson..........Chm. of the Board and CEO B. J. D augherty---- . . . . . President Louis E. Stell_____ Exec. Vice Pres. Thomas E. Bentley, J r . . .. Vice Pres. Jack Humphrey . . . . . . . . . Vice Pres. Richard P. Clark II . . . . Vice Pres. & Trust Officer Brace Thornton . . . . . . . Instal. Loan Officer Lou Burchfield . . . Assist. Vice Pres. Jam es H. Brewer B. J. Daugherty C, Joseph Giroir, Jr. Edward A, Halter Alphonse M. Hiegel J. W. McCracken J. F, O’Kelley Frank E, Robins III Earl F. Rogers Stanley Russ M. M. Satterfield Thomas G. Wilson* * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 6 213 U.S. Treasury securities .. 13 676 Oblig. of other U.S. Gov’t agencies & corporations 5 329 Oblig. of States & outical subdivisions . . . 17 218 other securities. . . . . . . 1 441 Excess funds sold. . . . . . . . 1 050 Loans, Net ....................... 33 094 Bank premises, furniture and fixtures . . . . . . . . . . . 700 All other assets . . . . . . . . . . 1 431 f TOTAL 80 152 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 15 132 Time dep., ind., part., corp. 45 393 U.S. Gov’t deposits . . . . . . 3 Dep. of States & subdivisions. . . . . . . . . . . 9 571 Certified & Officers’ cks... 384 Total deposits................. 70 483 All other liabilities . . . . . . . 1 273 Total liabilities. . . . . . . . . 71 756 Equity Capital Capital (# shs. au. 100,000) . 1 000 (# shs. otst. 100,000) Surplus .............. 1 000 Undivided profits & capital res... . . . . . . . . . . . 6 396 Total Equity Capital.. . . 8 396 TOTAL 80 152 Sixty-Seventh Report 65 THE CORNING BANK, COINING Population 3,650 (lav Count\ Chartered .January 29, 1931 P.O. Box 439 Telephone Number *57-3592 Zip Code 72422 Number of Branches- Inside City None, Outside City — 2 \umber of CBCT - Inside Cit v - None, Outside Cit v None Principal Officer-. Directors, *Jun Manatt . John \1unat t President E\e< Vice Pres. & \.ashier Sam J., Manatt, 111 Kxe< Vice Pies , Sr Vice Pres. Donis Ssmpson Sr Vice Pres. & Jim \ m-on Auditor Louise i Aleman Vita Pres -Saw Dorot.h\ Barton \ P. Bwkkeeping V P Loan Off Bob Lockwood Pam Manatt \ P Data Proc. Mw \ p, Karla Md t e»-son in A Loan Bill\ Mien Cashier \ u e Pres Jessaiee Reliah 1 L William5 P Brunch Mgr \i rs. Sam L Manatt, Sr, Sam L. Manatt. Jr Sam L. Manatt. III Jun Manatt John D. Manatt Di. B. C Page F ranklin Hall Harold Riggan, Jr Ra\ R. Thomas Hon is Sipson Paul I) Moore \ <' Woods Jan V. Rockwell Ben William,l.ouise Coleman STATEMENT AS OF JUNE 3(1, 1981 Vssets Mil. ash k due from depositories C S, Treason securitm-, f >blig ut States A political subdivisions Excess fund- -old Loans, W { Bank premises, furniture and fixtures . A11other asset - Thou. i , 054 , 197 3 591 300 Kdu 1l i t J 1 923 Liabilities Mil. Thou. Demand dep., mil., paro.eorp, .... 8 290 Time*dep., ind,, part,, eorp. 21 161 35 U.S. Gov t deposits . Dep. of States & subdivision:- , , 1 353 50 All other deposits 19 Certified & Officers' ckTotal deposit30 908 503 AH ot her liabilities Tefal liabilities 31 411 Equity Capital Capital «#shs au. 15,00(9 375 I# shs otst 15,000) Surplus . , 1 100 Undivided profits k capital res 1 317 Totai Equitv Capital 2 792 Subordinated notes y debentures 207 TOTAL,,,,,.,,,.,..,,.. 34 410 TOTVI 34 410 State of Arkansas: Bank Department 66 FIRST STATE BANK, CROSSETT Population 6,706 Ashley County Chartered May 13, 1963 P.O. Box 638 Telephone Number 364-5131 Zip Code 71635 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Richard E. Griffin Directors: Chairman *T. Jack Walsh . . . . . . . . . . . President R. D, “Zip” Harper . . . . . Exec. V. P. Cheryl Goodwin . . . . . . . . . . . Cashier Jeanie Parker .. Administrative Off.* Richard E. Griffin Charles Baxley H. A. Etheridge, Jr, C. E. Ripley James s. Nolley Donald R. Rodgers Z. M. Stell E. A. Tucker T. Jack Walsh *Designates Chief Executive Officer STATEMENT AS OF JU N E 30.1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . U.S. Treasury securities .. Oblig. of other U.S. Gov’t agencies & corporations Oblig. of States & political subdivisions. . . An other securities. . . . . . . Loans, Net . . . . . . . . ------Bank premises, furniture and fixtures . . . . ___. . . All other a s s e ts ........... TOTAL 1 562 300 1 115 2 524 3 10 672 178 7 16 361 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 2 896 Time dep., ind., part., corp. 10 346 U.S. Gov’t deposits . . . . . . 44 Dep. of States & subdivisions. . . . . . . . . . . 1 861 Certified & Officers’ cks... _____ 79 Total deposits.. . . . . . . . . 15 226 Excess funds purchased.. 250 Total liabilities. . . . . . . . . 15 476 Equity Capital Capital (# shs. au. 40,000). (# shs. otst. 40,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res.......... Total Equity C apital.. . . TOTAL 400 200 285 885 16 361 Sixty-Seventh Report 67 DANVILLE STATE BANK, DANVILLE Population 1,712 Yell County Chartered October 3, 1930 P.O, Box 68 Telephone Number 495-2236 Zip Code 72833 Number of Branches; Inside City — None; Outside City — None Number of CBCT’s Inside City — None; Outside City None Principal Officers; ♦John Ed Chambers........... President Edward J. Taylor. ., Sr. Vice Pres. Bobby R am ey,, ,. Vice Pres.-Cash Elouise C. Laurie . Vice Pres, Jerry Smith . . . , Vice Pres. Paul Willett ... ,, Vice Pres, Odean Parker , Assist Vice Pres, Directors John Ed Chambers John Ed Chambers III Mike Cornwell Lloyd R. George Fay Mathis Todd Sanders Charles I.. Sloan Edward J Taylor ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30. 1981 Mil Thou. ■\SK**t S Cash & du* Coir deposit ones 2 733 999 U.S. Treasury securities Obhg of other U.S, Gov i 2 208 agencn-H N corpora? ions Oblig ot States A o 399 political subdivisions 3 500 Excess funds sold 26 603 Loans Net Bank premises, turn it ure and fixture291 Allot he* ;om >d ! OHO Liabilities Mil. Thou. Demand dep. ind,. part,, corp.................... 3 671 Time dep., ind , part,, eorp, 32 415 U,S. Gov't deposits 8 Dep. of States & 3 038 subdivisions............. Certified &Officers cks 177 Total deposits, ., . 39 309 Excess funds purchased 99 All ot her liabilities 769 Total liabilities, 40 177 Equity Capital Capita? *,#>hi- au, D.OOOs 4 sh , « si ; 0,00(0 Surplus Undivided profit*- A capital res T h T Faquit • ( 'apo -o TOTAL TOTAI 250 I ‘ 5t> l_ 036 3 636 43 H13 68 State of Arkansas: Bank Department ARKANSAS VALLEY BANK, DARDANELLE Population 3,621 Yell County Chartered August 29, 1961 P.0. Box 330 Telephone Number 229-2151 Zip Code 72834 Number of Branches: Inside City — 1; Outside City —- None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *Carl G. H olt.............. President Neil Barfield . . . . . . Exec. Vice Pres. Dorthy Geibe................. Cashier Judy Elliott.. . . . . Assist. Vice Pres. Nancy Moore.. . . . Assist. Vice Pres. Neil Barfield Dr. Gilroy Cornwell James R. Ford John Harris Carl G. Holt Rosemary D. Holt Robert Keenan John L. Mosley Dr. Gene D. Ring Rennae Sims William Thornsberry ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories.................. U.S. TTeasury securities .. Oblig. of other U.S. Gov’t agencies & corporations Excess funds sold. . . . . . . . Loans, Net . . . . . . . . . . . . . . Bank premises, furniture and fixtures ................... All other asse ts............ .. Liabilities Mil. Thou. Demand dep., ind., 817 1 400 100 750 7 983 264 482 part., corp................. 2 056 Time dep., ind., part., corp. 7 546 Dep. of States & subdivisions. . . . . . . . . . . 969 Certified & Officers’ cks... _____ 43 Total deposits.. . . . . . . . . 10 614 All other liabilities . . . . . . . 176 Total liabilities........... . 10 790 Equity Capital Capital (# shs. au. 32,852). 329 (# shs. otst. 32,852) Surplus . . . . . . . . . . . . . . . . . 231 Undivided profits & capital res....................... 196 Total Equity Capital.. . . ____ 756 Subordinated notes & debentures ........... 250 TOTAL 11 796 TOTAL 11 796 Sixty-Seventh Report 69 BANK OF DARDANELLES DARDANELLE Population 3,621 Yell Count v Chartered September 12 !934 P.O. Box 90 Telephone Number 229-331 l Zip Code 72834 Number ol Branches, Inside City 1; Outside City None Number of CBCT'v Inside City — None: Outside City None Principal Officers Directors. President Vice Pres. Vice Pres. Cashier *H, M *»rsbu? n Noel Vundm er V, K Lambert , Janelie P arker. H M. Orshurn B K. B e rn L. l i Berm hill Fanny B. George John Hamilton Evelyn Jones Noel Vandover J. W. Wallis Billy B. Woodson STATEMENT AS OF JUNE 30, 1981 Wsets 1 ash N dm from deposits'hc> Mi! Thou, C,S, TVeasnn securities Hid 3 795 Oblig ot other ICS Govt agencies \ corporations 4 003 1>hlig ot Sian s N polit it a; 'iibslivistor,' Excess turn's. ' old I,uans, \« i Bank premises, furniture and fi.V urt-s \ H n t h e i :*'-"et • i 207 3 250 d • 917 due Liabilities Mil. Thou Demand dep., mti . part . eorp.. 3 525 Time dep., ind., part .. corp 20 075 r» U.S. Go\ deposits ......... Dep. <«f States N l 195 subdh isions Certified A Officers ck 56 Total deposit >• 2 1 557 61 All other liabili: ie« 24 ~ 9 t s Total habilite s t4 Equity Capital t \ipif aL f •'hs au 5,000) s# sh.-, nt st s.OOih 2(H) Surplus 225 Undivided pm!a ■- N capital res Total Etjuit\ 1 a pit a 1 Subordinated notes N ch'beMures TOTAL T< >T\l • 1 931 2 556 201) 27 CM 70 State of Arkansas; Bank Department DECATUR STATE BANK, DECATUR Population 1,034 Benton County Chartered May 27, 1954 P.O. Box 38 Telephone Number 752-3281 Zip Code 72722 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: *Vernon A ustin......... Directors: Richard E, Wilmoth President Mary Kirby. . . . . . . . . . Sr. Vice Pres. Wanda Tormey. . . . . . . . . . Vice Pres. Benny Inman . . . . Assist. Vice Pres. L. Victor Evans Harold Lee Lloyd E. Peterson Dorothy Mae Peterson James T. Hudson Dr. E. N. McCollum ♦Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 A ssets Mil. Thou. Cash & due from depositories . . . ----- . . . . 972 Oblig. of other U.S. Gov’t agencies & corporations 660 Oblig. of States & political subdivisions. . . 1 772 Excess funds sold. . . . . . . . 700 Loans, N e t ---- . . . . . . . . . . 8 337 Bank premises, furniture and fix tu re s ---- . . . . . . . 538 All other assets . . . . . . . . . . 3 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 3 206 Time dep., md., part., corp. 7 395 U.S. Gov’t deposits . . . . . . 1 Dep. of States & subdivisions. . . . . . . . . . . 759 Certified & Officers’ c k s ... _____ 40 Total deposits.. . . . . ---- 11 401 All other liabilities . . . . . . . 77 Total liabilities. . . . . . . . . 11 478 Equity Capital Capital (# shs. au. 7,000) .. (# shs. otst. 7,000) Surplus . . . . . . . . . . . . . . Undivided profits & capital re s................. Total Equity Capital. TOTAL 12 982 TOTAL 350 350 804 1 504 12 982 Sixty-Seventh Report 71 BANK OF DELIGHT, DELIGHT Population 439 Pike County Chartered June 18, 191 i P.O. Box 88 Telephone Number 379-2293 Zip Code 71940 Number of Branches' Inside City — None; Outside City — None Number of CBCT " Inside City —■None; Outside City — None Principal Officers Directors: Cecil K Johnson, Jr, , Chut ol Board *01en H endrix, , , President Darwin Hendrix ,. Exec Vice Pres. Vice Pres Gus W ingfield. Edna Johnson Cashier Buford Hendrix Darwin Hendrix Olen Hendrix Clib Max Ludis Rhodes Alvis Stokes Gus Wingfield ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash N due from depositories ., 423 U.S. Treasury securities 731 Oblig of other U.S. Gov l agencies & corporation *■> 100 Oblig, of States & political subdivisions 365 4u other securities 21 Excess funds sold 600 Loans. Net 066 Bank premises, furniture and fixtures . 135 All Other d^sefs 33 TOTAL 12 474 Liabilities Mil. Thou. Demand dep.» ind„, part., corp... . . . . . . . . . . . 1 407 Time dep., ind., part., corp. 9 124 U.S. Gov’t deposits . . . . . . 2 Dep. of States & subdivisions. . . . . . . . . . . 744 Certified & Officers’ cks.. . _____ 12 Total deposits.. . . . . . . . . 11 289 All other liabilities . . . . . . . _____ 18 Total liabilities. . . . . . . . . 11 307 Equity Capital Capital (# shs. au. 6,250) .. (# shs. otst. 6,250) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . Subordinated notes & debentures . . . . . . . . . . . . TOTAL 156 500 411 J 067 100 12 474 72 State of Arkansas: Bank Departm ent FIRST STATE BANK OF DE QUEEN, DE QUEEN Population 4,594 Sevier County Chartered August 26, 1974 P.O. Box 970 Telephone Number 584-4423 Zip Code 71832 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *Cole Martin........... . Pres. & CEO Robert Card ............Sr. Vice Pres. & Cashier Edwin Gray R. S. Harris William Hodge Cole Martin Don Stemple Gene Suttie Coy Wiles ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories........... . 1 986 U.S. Treasury securities .. 2 050 Oblig. of other U.S. Gov’t agencies & corporations 240 Oblig. of States & olitical subdivisions. . . 487 other securities........... 100 Excess funds sold......... .. 350 Loans, Net ......................... 9 670 Bank premises, furniture and fix tu res................... 398 All other assets . . . . . . . . . . 246 S Liabilities Mil. Thou. Demand dep., ind., part., corp....................... 3 293 Time dep., ind., part., corp. 8 885 U.S. Gov’t deposits . . . . . . 37 Dep. of States & subdivisions................... 1 923 Certified & Officers’ cks... _____ 77 Total deposits................. 14 215 All other liabilities ........... 250 Total liabilities. . . . . . . . . 14 465 Equity Capital Capital (# shs. au. 30,000). (# shs. otst. 30,000) 300 Surplus ................... 400 Undivided profits & capital res..------- . . . . . . Total Equity Capital.. . . Subordinated notes & debentures................... TOTAL 15 527 272 972 90 TOTAL .............................. 15 527 Sixty-Seventh Report 73 DERMOTT STATE BANK, DERMOTT Population 4,731 Chicot County Chartered Juh 8, 1935 RO Box C Telephone Number 538-3266 Zip Code 71838 Number of Branches: Inside City — None; Outside City — None Number of CBCT- Inside City -- None: Outside City None Directors: Principal Officers John M Baxter , , . President ♦James S. S u itt, ... Exec, Vice Pres. Clarence Horton , Sr, Vice Pres. & Trust Officer Frank Henry, J r , , Vice Pres. Mrs. Frances Sprat lin . Vice Pres, Mrs, V\ ydefle Clark Cashier John M. Artin John M, Baxter W \ . Baxter E, Lephiew Dennington H H. Dennington Frank Henry, Jr Clarence Horton Bernard Levi Lawrenet W, Levi Swan B, M oss Jr, Robert H. Ra SCO Janies S Suit! ♦Designates Chief Executive Officer STATEMENT AS OF J UNE 30, 1981 Assets Mil. Thou. Cash & due from 772 depositories . . . U.S. TVeasurv securities I 995 Oblig. of other U.S, Gov't 2 052 agencies & corporations Obiig, ol States & 2 588 political subdivisions Au other securities 50 i 350 Excess fund-- sold e i 10 Loans, Net Bank premises, furniture and fixtures 841 All othet assets . . . . . . . . . . 14 liabilities Mil. Thou. Demand dep., inch, part., corp. ,. .3 392 Time dep., ind., part , corp 8 071 U.S. Gov’t deposits , 8 Dep. of States & subdivisions, . 948 Certified & Officers ck s _ 29 Total deposits. , . 12 _446 All other liabilities 211 Total liabilities, , 12_469 Equity Capital Capital (# shs. au. 18,000), (# shs. otst. 18,0001 450 Surplus . . . . . . . . . . . . . . . . . 350 capital res... . . . . . . . . . . . Total Equity C apital.. . . _ 803 i 803 Undivided profits & TOTAL 14 272 TOTAL 14 272 74 State of Arkansas: Bank Department FIRST STATE BANK OF DERMOTT, DERMOTT Population 4,731 Chicot County Chartered October 15, 1976 P.O. Box 0 Telephone Number 538-3221 Zip Code 71638 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦George T, Harris.. . . . . . . . President Mary K. Tucker.. . . Exec. Vice Pres. Tom H. Grumbles ........Vice Pres. William Bulloch Bill Courtney Don L. Elfing Robert Gibson Tom Grumbles Leonard Hampson George Harris Don Scott H. W. Thomas, MD Mary K. Tucker ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . ----1 087 U.S. TVeasury securities .. 274 Oblig. of other U.S. Gov’t agencies & corporations 929 Oblig. of States & oTitical subdivisions . . . 1 101 other securities. . . ___ Excess funds sold............. Loans, Net ................. Bank premises, furniture and fixtures . . . . . . . . . . . All other assets .................. 26 550 9 657 J TOTAL 188 294 14 106 Liabilities Mil. Thou. Demand dep„ ind„ part., corp... . . . . . . . . . . . 2 754 Time dep., ind., part., corp. 8 630 Dep. of States & 1 137 subdivisions................... All other deposits . . . . . . . . 74 Certified & Officers’ cks... 224 Total deposits.. . . . . . . . . 12 819 All other liabilities . . . . . . . 243 Total liabilities................ 13 062 Equity Capital Capital (# shs. au. 15,000). (# shs. otst. 15,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . 1 444 044 TOTAL 106 14 150 450 Sixty-Seventh Report 75 FARMERS & MERCHANTS BANK, DES ARC Population 2,021 Prairie County Chartered January 20, 1902 P.O. Box 369 Telephone Number 256-4191 Zip Code 72040 Number of Branches: Inside City — None; Outside City — None Number of CBCT's Inside City — None; Outside City - None Principal Officer*: *R. L Morion ,, , Pres & Trust Officer William A>Lindsay, Jr. Vice Pres. Dora M H o llo w a y .............Cashier Elsie Garth , . . . Assist. Cashier Betty Y H unt, , . Assist. Cashier Brenda Wallace ,. , Assist. Cashier Faye Smith . . Secretary to Board *5 , Directors: J. E. Berry Guyman DeVore Willis Eddins R. L. Morton G P. Mullen S, R. Nichols H, L. Nichols John F. Orsi, Jr, O. L, Simmons k • “ it « 1 v t vu f, , > . STATEMENT AS OF JUNE 30, 1981 Assets Mil,. Thou. Cash & due from depositories 1 419 U.S. Treasury securities . . I 301 Oblig of other U.S. Gov t agencies & corporations 4 570 Oblig. oi States & political subdivisions, 4 409 Excess funds sold 400 Loans, Not , 9 528 Bank premises, furniture and fixtures 116 All other assets 543 Liabilities Mil. Thou. Demand dep„ hid., part., corp— ................. 2 791 Time dep., ind., part., corp. 13 572 U.S. Gov’t deposits . . . . . . 26 Dep. of States & subdivisions................... 1 664 85 All other deposits............. Certified & Officers’ cks... _ _ 34 Total deposits.. . . . . . . . . 18 172 All other liabilities........... 413 Total liabilities .............. 18 >585 Equity Capital Capital f# shs. au. 53,2401. 532 W shs. otst. 53,240) Surplus ................... ! 100 Undivided profits & capital res. ................... 2 069 Total Equity Capital.. . 3 701 TOTAL . . . . . . . . . . . . . . . . . 22 286 TOTAL ........................... 22 286 76 State of Arkansas: Bank Department DeWITT BANK & TRUST COMPANY, DeWITT Population 3,928 Arkansas County Chartered March 1, 1929 P.O. Drawer 71 Telephone Number 946-3531 Zip Code 72042 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City —- None; Outside City — None Principal Officers: Directors: Elmer A, Ferguson . . . . . . Chairman Julian Brown . . . . . . . Vice Chairman *B. Gene S ta to n .......... President T. F. Hudson.. . . . . . . . Sr. Vice Pres. & Cashier Frank Ellis, Jr. . . . . . Vice Pres. & S. Trust Officer W. H. Botts Julian Brown E. E. Denman Ray D. Dickson Elmer Ferguson F. A. O'Daniel Charles W. Rasco, III B. Gene Staton Jack Whitmore •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets MU. Thou. Cash & due from depositories . . . . . . . . . . . 2 672 U.S. TVeasury securities .. 1 160 Oblig. of other U.S. Gov’t agencies &corporations Oblig. of States & olitical subdivisions. . . other securities.......... Excess funds sold. . . . . . . . Loans, Net . . . . . . . . . . . . . . Bank premises, furniture and fixtures . . . . . . . . . . . All other assets ............ f TOTAL 3 766 8 5 1 13 636 640 150 650 946 844 38 464 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 6 016 Time dep., ind., part., corp. 23 699 U.S. Gov’t deposits . . . . . . 19 Dep. of States & subdivisions. . . . . . . . . . . 2 193 Certified &Officers’cks... _____43 Total deposits............... 31 970 All other liabilities . . . . . . . 739 Total liabilities. . . . . . . . . 32 709 Equity Capital Capital (# shs. au. 18,000). 450 (# shs. otst. 18,000) Surplus . . . . . . . . . . . . . . . . . 1 250 Undivided profits & capital res.................... 4 055 Total Equity Capital. ... 5 755 TOTAL 38 464 Sixty-Seventh Report 77 PEOPLES BANK, D IE IK S Population 1.249 Howard Count} Chartered November 17, 1970 P.O. Box 123 Telephone Number 288-2121 Zip Code 71833 Number of Branches: Inside City — None; Outside City None Number of CBCTN: Inside City — None: Outside City — None Directors: Principal Officers: John 11 Hendrix Flynn -Justus V *Jerri Jacobs Samrnve Winton . . Beth 0 'ix Assist C F, *i W ' > ) Hendrix, Jr i. < • i W. > l Chm of Bd Ohm. of Bd President . Vice Pres. Vice Pres &. Cashier .. Vice Pres. John H Hendrix Flynn Justus Jerry Jacobs ('. E. Hendrix, Jr. Reese D Kirby ' -is. STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & clue from depositories , , , . , 997 U.S. Treasury securities 1 998 Oblig. of States & 2 082 political subdivisions. Excess funds sold 1 050 Loans, Net 10 841 Bank premises, furniture and fixtures . , 165 AE other assets 298 Liabilities Mil. Thou. Demand dep,, ind,, part., corp,, . ,, 3 822 Time dep., ind., part., corp. 10 023 U.S. Gov’t deposits . . . 21 Dep, of States & subdivisions ................... 881 Certified & Officers' cks.. 47 Total deposits. , . . . . 14 594 Excess funds purchased , 700 1 All other liabilities Total liabilities 15 295 Equity Capital Capital I# shs, au 5,4001 .. 135 (# shs. otst 5.400} Surplus . .. ,., . 1 385 Undivided profits capital res . , __ 614 Total Equity Capital., 2 114 TOTAL . . . . . . . . . . . . . . . . . 17 409 TOTAL . 17 409 State of Arkansas: Bank Department 78 BANK OF DOVER, DOVER Population 948 Pope County Chartered September 29, 1905 P.O, Box 334 Telephone Number 331-2121 Zip Code 72837 Number of Branches: Inside City — None; Outside City — 2 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦Torn H a rg is .........President & CEO Stan Smith. .................... Vice Pres. Joyce Churchill... Assist. Vice Pres. Mary M artin ........Assist. Vice Pres. Marilyn Pritchard .. Assist. Cashier T. C. Campbell David Bewley Stanford Lee Bill Harms Richard Mobley •Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 Assets Mil. Thou. Cash & due from d epositories................ 1 039 U.S. Treasury securities .. 1 493 Oblig. of other U.S. Gov’t agencies & corporations 1 407 Oblig. of States & political subdivisions. . . 2 Oil Excess funds sold. . . . . . . . 500 Loans, N e t ......................... 8 642 Bank premises, furniture and fix tu re s ___. . . ___ 396 All other a s s e ts ................. 345 TOTAL 15 833 Liabilities Mil. Thou. Demand dep., ind., part., corp................... 2 135 Time dep., md., part., corp. 10 274 U.S. Gov’t deposits .......... 38 Dep. of States & subdivisions. . . . . . . . . . . 1 459 Certified & Officers’ cks... 200 Total deposits......... 14 106 All other liabilities---- . . . 297 Total liabilities............... 14 403 Equity Capital Capital (# shs. au. 16,000). (# shs. otst. 9,200) Surplus . . . . ----- . . . . . . . . . Undivided profits & capital re s..___. . . . . . . . Total Equity Capital.. . . Subordinated notes & debentures ..................... TOTAL 230 200 900 1 330 100 15 833 Sixty-Seventh Report 79 DUMAS STATE BANK, DUMAS Population 6,091 Desha County Chartered January 11, 1974 P.O. Box 700 Telephone Number 382-4204 Zip Code 71639 Number of Branches: Inside City — None: Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Directors: Principal Officers: *Jam es R. Hall ,, , , ........ . President Ray F, Sm ith.................... Vice Pres, Linda T ucker. ,, Cashier-Operations Officer Anita Grimes , ,, . Installment Loan Officer Cbt<! Jam es R, Hall Merle Peterson, Chmn. Howard Harris, M.D, William Teeter Dorothy Moore Herman Vickers A. O. French, Jr, William West *<>fht STATEMENT AS OF JU N E 30, 198! Assets Mil, Thou. Cash & due from depositories........... . 444 U.S. TLeasury securities , , 299 Oblig. of other U.S. Gov’t agencies & corporations l 476 Oblig. of States & political subdivisions,. , 664 Excess funds sold............ 1 150 Loans, Net , , , , ................. 4 528 Bank premises, furniture and fixtures . . . . . . . . . . . 332 AMother assets . . . . . . . . . . 214 TOTAL 9 107 Liabilities MIL Thou. Demand dep., tnd., 1 516 part., corp.,........... .. Time dep.. ind., part.,corp. 5 053 Dep. of States & subdivisions................... 1 356 Certified & Officers’ cks... 28 Total d e p o s i t s . 7 948 All other liabilities........... __ 158 Total liabilities....... .. 8 106 Equity Capital Capital <# shs. au. 30,000). <# shs. otst. 30,000) Surplus . . . . . . . . . . . . . . .. Undivided profits & capital re s,,.......... .. ,. _ Total Equity C apital., , l TOTAL 300 300 401 001 9 107 80 State of Arkansas: Bank Department MERCHANTS AND FARMERS BANK, DUMAS Population 6,091 Desha County Chartered May 9, 1909 P.O. Box D Telephone Number 382-4311 Zip Code 71639 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: ♦Claud T, F ra n k ......... President and CEO David J, Garrett . . . . Exec. V.P, and Cashier Lora! A dcock----. . . . Sr. Vice Pres. J. Michael Jones.... . Trust Officer Directors: Loral Adcock Robert H. Adcock J. E. Allmon, Jr. Charles H. Dante Claud T. Frank E. C. Gannaway Marion S. Gill Harold L. Jones Clifton L. Meador David Porter III Glynn Puryear Thomas F. Shea ♦Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 Assets MIL Thou. Cash & due from depositories.............. .. 1 827 U.S. Treasury securities .. 3 365 Oblig. of other U.S. Gov’t agencies & corporations 3 167 Oblig. of States & political subdivisions. .. Au other securities. . . . . . . 5 632 2 618 Loans, Net ........................ 15 308 Bank premises, furniture and fixtures . . . . . . . . . . . 269 All other assets....... . 961 TOTAL 33 147 Liabilities Mil. Thou. Demand dep,, ind., part., corp...................... 4 285 Time dep., ind., part., corp. 21 457 Dep. of States & subdivisions.............. 2 513 Certified & Officers’ cks.. . 123 Total deposits.. . . . . . . . . 28 378 All other liabilities . . . . . . . 944 Total liabilities. . . . . . . . . 29 322 Equity Capital Capital (# shs. au. 40,000). (# shs. otst. 40,000) Surplus ................ Undivided profits & capital res.,. . . . . . . . . . . . Total Equity Capital.... TOTAL 1 000 1 000 1 825 3 825 33 147 Sixty Seventh Report 81 EARLE STATE BANK, EARLE Population 3,517 Crittenden County Chartered April 24, 1947 P.O, Box 248 Telephone Number 792-8613 Zip Code 72331 Number of Branches; Inside City — None; Outside City - 1 Number of CBCT’s; Inside City -- None; Outside City — None Principal Officers: Directors: *J. E B rooks.................. , . President Mrs Mary E, Davi s, . ,, Vice Pres, & Cashier John E. Gregson ,, , Vice Pres, Mrs Wanda S. Armstrong , Assist, Cashier Mrs. Iris ¥. Cole , Assist. Cashier Chris M, Lehman . . . . . Vice Pres. & Mgr.. Crawfords vile Office J, W, Young, Jr. J. E. Brooks C. E. Morrison, Jr. W, P. Morrison Richard C. Twist Jam es H. Taylor, Jr, David S. Wallace •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou, Cash & due from depositories . . . . . . . . 1 003 U.S, Treasury securities .. 2 302 Oblig. of other U.S. Gov’t agencies & corporations 2 837 Obug. of States & 4 134 political subdivisions., 10 977 Loans, Net ....................... Bank premises, furniture and fix tu res............... 387 All other assets . . . . 1 Liabilities Mil. Thou. Demand dep., ind.. part., corp.,....... ......... .. 3 454 Time dep., ind., part., corp. 14 071 U.S. Gov’t d ep osits......... 7 Dep. of States & subdivisions................... 1 51 y Certified & Officers' cks... 66 Total deposits.. .. ........ 19 117 Excess funds purchased .. 300 Total liabilities 19 417 Equity Capital Capital (# shs. au. 50,000). 500 {# shs. otst. 50,000) 1 000 Surplus....................... Undivided profits & 724 capital res,................... ... Total Equity Capital. .. 2 224 TOTAL . . . . . . . . . . . . . . . . 21 ”641 TOTAL .............................. 21 641 State of Arkansas: Bank Department 82 THE DELTA STATE BANK, ELAINE Population 991 Phillips County Chartered December 30, 1947 P.0, Box 295 Itelephone Number 827-3397 Zip Code 72333 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦Mary Louise Demoret Jones .. Pres. & Cashier S, J. H ow e.............. ........ Vice Pres. Lamar M arks. ................ Secretary Mary Louise Demoret Jones S. J. Howe Esley E. Johnson, Sr. Lamar Marks •Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 A ssets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 1 355 Oblig. of other U.S. Gov’t agencies & corporations 650 Oblig. of States & political subdivisions. . . 15 Loans, Net . . . . ---- . . . . . . 438 Bank premises, furniture and fixtures . . . . . . . __ 10 All other a s s e t s . . . . . . . . . . 24 Liabilities Mil. Thou. Demand dep., ind., part., eorp... . . . . . . . . . . . 1 136 U.S. Gov’t deposits . . . . . . 2 Dep. of States & subdivisions. . . . . . . . . . . 555 Certified & Officers' e ks . . . _____ 4 Total deposits.. . . . . . . . . Total liabilities. . . . . . . . . 1 697 1 697 Eauitv Capital Capital (# shs. au. 1,600) .. 40 (# shs. otst. 1,600) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity C apital.. . . TOTAL 2 492 TOTAL 80 675 795 2 492 Sixty-Seventh Report 83 THE EXCHANGE BANK AND TRUST COMPANY, EL DORADO Population 28,885 Union Counts Chari of od Xugimt ! 2, 19:13 P.0, Box 841 Telephone* Numbm *62-60*; Zip Code 71730 Number ot Branches: Inside Citv — 1. Outside Cits- - i Number of CB<'T - Inside C m 2, Outside Citv - None Directors; Principal Officer* *Edward Hurley ( ’hin o? i he Board President Doris C .iw v y Vice Pres R E Yvonne F.uth \ssist \ me Pres \ssj^i \ u e Pres. Ken Cjoiid> Carols'n Beat ers Assisi W e Pres -L Thomas May I ,n,m Officer <s \ :cc* Pres A Cashier \ s e Prem •Jame- ii Ludmu , Assn) \ ice Pres. G an Millet Judy f Lit bright Manager-Huttig Bon mi Hog.ui \1u-kef mg Director Glenn h’ambin S to w 1A \ erot I s' Tamr. Mwii-tO' Bruce Anthom Dr Cartn E. Clark Jam es \\ Garmon George IP flaefnei B allard 11ui ley D li James, Ji J Thomas Wav Charles Thomm John \\ . Tlapek )«■»• 5C W epfei I)t. John Williamson CGitf Wright •I* rrv Young I t i r e f R ticei 8 FAT EM ENT AS OF JUNE 30, 1081 VssH n Nlii Thou. Cash A out hum deposit ones 4 305 : 0*9 U S. T reason se c u n u e ' ( >bhg . d other I N Gm t. agent m* <y >orpora? :<ms 4 153 Oblig. of State'. A pohtu as subdiv Hiiiis >- O70 Nil other secant io1 Excess funds sole , 2 200 I.OdlJs % «■t Gf 198 Bank premises, f i.r m u o and C\tur<-‘ I ) 2^ \ll Of }’,e; ,1'S‘i 0,52 Liabilities Demand dep m«l pai i . t orp Mil. Thou. 'Fime dep., mil., p a i t . enrp l S G ov’t deposit ' Dep, ,)! Stair-* N subdivision-- , Ail ot her deposits Certified A Officer-* rk* tOtal deposits Ail I'thei babbit ielot ;il liabiiu im , 9 31 979 3 5*4 5*10 58 108 171 45 135 1 209 _io 044 Equity C apitai Capital t# sfjs mi 4tii<!!iio i oon # -}• (gs{ m 0001 S«r|F)io. 1 sit Ml 1Null\ hied profit' A 'apJtuf res 752 I n T F qua . ( apgai 752 Subordmaten note- a, Jeh, 'it uri s TOTAL . . . . . . . . . . . . . . . . , 50 896 TOTAL . . . . . . . . . . . . . . . . . "50 500 *98 State of Arkansas: 84 Bank Departm ent BANK OF ELKINS, ELKINS Population 601 Washington County Chartered June 1, 1912 P.O. Box 333 Telephone Number 643-2131 Zip Code 72727 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: John A. Bunch, Sr, ,, Chm. of Board ♦Joel L. Bunch, ---- -- President Joyce R. Bunch------- Exec. V. Pres. Cashier & Sec. Tom M athias. ........... Vice Pres. Margie R. Eaton. . . . Assist. Cashier Linda Baxter.. . . . . . . . . . . . . Auditor J. E, Bunch Joel L. Bunch Joyce R. Bunch John A. Bunch, Sr. David R. Malone •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 A ssets Mil. Thou. Cash & due from depositories......... 6 >1 U.S. Treasury securities .. 2 891 Oblig. of other U.S. Gov’t agencies & corporations 2 422 Oblig. of States & political subdivisions. . . 922 Loans, Net ................... 5 046 Bank premises, furniture 59 and fixtu res............... All other assets .................. 347 Liabilities Mil. Thou. Demand dep., ind., part., corp.. ..................... 3 168 Time dep., ind., part., corp. 7 337 U.S. Gov’t deposits . . . . . . 2 Dep. of States & subdivisions. . . . . . . . . . . 396 Certified & Officers’ cks... _____ 52 Total deposits.. . . . . . . . . 10 955 Excess funds purchased .. 250 All other liabilities . . . . . . . 114 Total liabilities. . . . . . . . . 11 319 Equity Capital Capital (# shs. au. 12,500). (# shs. otst. 10,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . 1 TOTAL 12 338 TOTAL . . . . . . . . . . . . . . . . . 250 450 319 019 12 338 Sixty-Seventh Report 85 BANE OF ENGLAND, ENGLAND Population 3,081 Lonoke County Chartered August 23, 1898 P.O. Box 70 Telephone Number 842-2555 Zip Code 72048 Number of Branches: Inside City —• None: Outside City — None Number of CBCTV Inside City — None; Outside City — None Principal Officers: Directors: ♦Seth Boles, Jr. , President Otha E , Frizzell. ,, . . . . Cashier Gary R Canada, Sr , . .. Assist. Cash. Wilma J . Darling Assist. Cashier Clara l. Newton . , Assist Cashier Seth Boles, Jr, Otha E. Frizzell Gary R. Canada, Sr, Thomas O. Murchison, Sr, •OeSlgTiBH STATEMENT AS OF JU N E 3©, 1981 A ssets Mil. Thou. Cash & due from d epositories............... 984 U.S. TVeasury securities , , 898 Oblig. of other U.S. Gov’t agencies & corporations 350 Oblig. of States & political subdivisions. 1 401 1 800 Excess funds sold............. Loans, N e t ........... . ,.. , 2 105 All other a sse ts............... 4 Liabilities Mil. Thou. Demand dep.„ ind., part., corp.. . . . . ........... 3 269 Time dep., ind,, part., corp. 2 749 Dep, of States & subdivisions....... .. 138 Certified & Officers' cks... 33 Total deposits.............. . 6 189 All other liabilities . , , , . 5 Total liabilities. . . . . . 6 194 Equity Capital Capital (# shs. au. 10,000). (# shs. otst. 10,000) Surplus.............................. Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. .. 1 TOTAL 7 522 TOTAL 100 600 628 328 7 522 State of Arkansas: Bank Department 86 THE CITIZENS BANK, ENGLAND Population 3,081 Lonoke County Chartered January 14, 1931 P.O, Box 190 Telephone Number 842-2541 Zip Code 72046 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: Lois Rutherford . . . . . . Co-Chairman ♦Carroll Leonard, J r . . . . . . . President Ben M, Perkins....... . Vice Pres. & Cashier Charlene Black . . . . . Assist. Cashier John W. Gann Carroll Leonard, Jr, Ben B. Morris Ben M. Perkins Lois Rutherford* * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou, Cash & due from depositories . . . . . . . . . .. 1 109 U.S. Treasury securities .. 3 973 Oblig. of States & political subdivisions. .. 1 837 Excess funds sold. . . . . . .. 1 200 Loans, N e t----. . . . . . . . 509 Ail other assets ............. 21 Liabilities MU. Thou. Demand dep., ind., part., corp........ ............ 2 736 Time dep., ind., part., corp. 3 557 U.S. Gov’t deposits .......... 14 Dep. of States & subdivisions. . . . . . . . . . . 391 Certified & Officers’ cks... _____ 44 Total deposits.. . . . . ---- 6 742 Total liabilities. . . . . . . . . 6 742 Equity Capital Capital (# shs. au. 9,600) .. TOTAL 8 649 240 (# shs. otst. 9,600) Surplus . . . . . . . . . . . . . . . . . Undivided profits <& capital res... . . . . . . . . . . . Total Equity Capital.... 1 007 1 907 TOTAL 8 649 660 Sixty-Seventh Report 87 THE EUDORA BANK, EUDORA Population 3,840 Chicot County Chartered December 23, 1930 P.O. Box L Telephone Number 355-8311 Zip Code 71640 Number of Branches: Inside City — None; Outside City --- None Number of CBCT's: Inside City — None; Outside City -- None Principal Officers: Directors: ♦Carl W R a y ........... Exec, Vice Pres. Gene Keith, .....................Vice Pres. Claudine Stephens, . Assist. Cashier Mary R, K e lle r....... Assist. Cashier Jean Connell ., , . Assist, Cashier Sam Bowman W. K. Grubbs, Sr. Alvin Meyer, Sr. Carl W. Ray Don R. Rebsaman W. R. Seiman Earl Verser, Jr. Jerold W. Verser W. J. Weaver, M.D. STATEMENT AS OF JU N E 30, 1981 A ssets Mil, Thou. Cash & due from d ep o sito ries................. i 057 U.S. Treasury securities , , 1 511 Oblig. of other U.S, Gov't agencies & corporations 200 Oblig. of States & alitical subdivisions , 2 491 other securities......... 100 Excess funds so ld ........... 2 600 Loans. Net ................... 9 687 Bank premises, furnit ure and fix l u r e s ............... 79 All other a s s e ts ............. 469 f TOTAL 18 194 Liabilities Mil. Thou. Demand dep,. ind,, pari., corp. . . . . .... 3 324 Time dep.. ind., part., corp. 10 633 U.S. Gov’t deposits ... 11 Dep. of States & subdivisions................... J 504 Certified & Officers' oks., . 125 Total deposits................. 15 597 All cither liabilities........... 253 Total liabilities .. 15 850 Equity Capital C a p ita l f# s h v au. 14,0001 Ut s h ‘- ot>t S4,000* 350 Surplus . Undivided profits V <apital res . Total Kquh\ Capital 150 roT\i, _ _ _M44 3 844 w T94 State of Arkansas: Bank Departm ent 88 BANK OF EUREKA SPRINGS, EUREKA SPRINGS Population 1,990 Carroll County Chartered May 4, 1912 P.O. Box 309 Telephone Number 253-8241 Zip Code 72832 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *John F. Cross . . . . Chm. & President Jack E. T u ttle ---- ---- S. Vice Pres. Richard Kelley, J r . . . . . . . . Vice Pres. Reba L. P y att . . . . . . . . . . . . . Cashier John F. Cross Eagle Thomas Ruth F. Cross Loren L. Clark Lewis E. Epley, Jr. Wayne Johnson Jam es D. Bird Claude C. Cross Dorothy F. Mathews •Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 A ssets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 1 341 U.S. Treasury securities .. 997 Oblig. of other U.S. Gov’t agencies & corporations 898 Oblig. of States & political subdivisions. . . 1 889 Excess funds sold. . . . . . . . 1 350 Loans, Net ....................... 10 254 Bank premises, furniture and fix tu re s ........... 400 All other assets . . . . . . . . . . 32 TOTAL 17 161 Liabilities Mil. Thou. Demand dep., ind., part., corp................ 3 735 Time dep., ind., part., corp. 10 501 U.S. Gov’t deposits . . . . . . 37 Dep. of States & subdivisions. . . . . . . . . . . 1 016 Certified & Officers’ cks. .. _____58 Total deposits........... 15 347 Total liabilities. . . . . . . . . 15 347 Equity Capital Capital (# shs. au. 4,000) .. (# shs. otst. 4,000) S u rp lu s................ . . . . . . . Undivided profits & capital res... . . . . . . . ___ Total Equity C apital.. . . TOTAL 400 1 000 414 1 814 17 161 Sixty-Seventh Report 89 SAME OF EVENING SHADE, EVENING SHADE Population 405 Sharp County Chartered February 5, 1901 P.O. Box 98 Telephone Number 286-3215 Zip Code 72532 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Directors: Principal Officers: Kemp Whisenhunt, Jr, . „. President ♦A. L, Heaney . . . . , Exec. Vice Pres. M. A, Graddy. J r . .. Vice Pres. & CasWer Kemp Whisenhunt, Sr. Kemp Whisenhunt, Jr. Alan Brock Whisenhunt Trent L. Whisenhunt A. L. Hoaney Deltha Laman Joseph A. Carpenter, Jr. •Designates Chief Executive Officer TOTAL . . . . . . . . . . . . . . . . . c Assets Mil. Cash & due from depositories . . . . . . . . . , U.S. Treasury securities .. Oblig. of other U.S. Gov't agencies & corporations Oblig. of States & political subdivisions. .. AU other securities. . . . . . . Excess funds sol d... Loans, Net .................. . 3 Bank premises, furniture and fixtures . ,, ... All other assets ., 5 o STATEMENT AS OF JU N E 30. 1981 569 796 200 94 495 175 460 190 265 6 244 Liabilities Mil. Thou. Demand dep., ind., part., corp..................... 920 Time dep., ind., part., eorp. 4 202 Dep. of States & subdivisions. . . . . . . . , . 320 Certified & Officers' cks... 77 Total deposits.. .. . . . . . 5 519 All other liabilities . . . . . 94 Total liabilities............. 5 813 Equity Capital Capital (# shs. au. 4,000) .. (# shs. otst. 4,000) S u rp lu s........................ . Undivided profits & capital res............ . Total Equity Capital .. TOTAL ... .. . 100 275 256 631 6 244 90 State of Arkansas: Bank Departm ent McILROY BANK & TRUST. FAYETTEVILLE Population 36,604 Washington County Chartered December 24, 1892 P.O. Box 1327 Telephone Number 575-1000 Zip Code 72701 Number of Branches: Inside City — 4; Outside City — None Number of CBCT’s: Inside City — 5; Outside City — None Principal Officers: ♦Hayden M cllroy........... Chm. of Bd, President Jerome P. Niemiec . Exec. Vice Pres. J. W. Gould . . . Sr. Vice Pres. & T.O. George E dw ards........Sr. Vice Pres.Loans N athan C om bs........... Sr. Vice Pres. J. T. McDonald . . . . . . . . . Vice Pres.Cashier Directors: E. J. Ball Dr. James D. Mashburn J. Frank Broyles Hayden Mcllroy Carl Collier Jerome P. Niemiec Millard Goff Charles Scharlau J. W. Gould Jim Bob Wheeler ♦Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 Assets Liabilities Mil. Thou. Cash & due from depositories . . . . . . . . . . . 20 808 U.S. Treasury securities ., 9 775 Obiig. of other U.S. Gov’t agencies & corporations 7 797 Obiig. of States & political subdivisions. . . 5 650 Excess funds sold. . . . . . . . 3 100 Loans, N e t ........... ........... 58 419 Bank premises, furniture and fixtures . . . . . . . . . . . 2 253 All other assets . . . . ----4 577 Mil. Thou. Demand dep., ind., part., corp.......... 20 Time dep., ind., part., corp. 61 U.S. Gov’t deposits . . . . . . Dep. of States & subdivisions. . . . . . . . . . . 9 All other d ep o sits............. 2 Certified & Officers’ cks... 1 Total deposits......... 96 Excess funds purchased .. 7 All other liabilities . . . . . . . 1 Total liabilities. . . . . . . . . 105 319 715 822 855 137 530 378 415 235 028 Equity Capital Capital (# shs. au. 104,448) . 2 611 (# shs. otst. 104,448) Surplus . . . . . . . . . . . . . . . . . 1 407 Undivided profits & capital res... . . . . . . . . . . . 2 333 Total Equity Capital.. . . 6 351 Subordinated notes & debentures . . . . . . . . . . . . 1 000 TOTAL 112 379 TOTAL 112 379 Sixty-Seventh Report 91 iTIZENS BANE AND TRUST COMPANY, PLIPP1N Population 1,072 Marion County Chartered May 18, 1973 P.O, Box 261 Telephone Number 453-2255 Zip Code 72634 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s Inside City — None; Outside City — None Principal Officers: ♦Bob Ritter , , George Myers ,., Verna Trim ble,, . Sue Cunningham Joan Bryant. Luna Cornell Joe McPherson . •IV stgi-H U 1- Directors; , . . President , . Vice Pres, ...........Cashier Assist, Cashier Assist. Cashier ,. Loan Officer , , Loan Officer Lyle Wood Peter Peitz Glenn Johnson Guy Alexander Vada Sheid Steve Sanders Kerin Powers Bob Ritter F . w w x . r ■ ‘( f i i ' t x STATEMENT AS OF JU N E 30, 1981 Assets Mil. Thou. Cash & due from d ep ositories........... .. , . 3 958 U.S. Treasury securities . . 1 493 Oblig, of other U.S. Gov't agencies & corporations 700 Oblig. of States & political subdivisions. 761 AM other securities, , . , 2 267 Loans, N e t ................ , 7 411 Bank premises, furniture and fixtures , , . 376 All other assets , , 424 TOTAL . . . . . . . . . . . . . . . . 17 390 Liabilities Mil. Then. Demand dep., ind., part., corp,,..................... 2 674 Time dep., md., part,, corp. 11 535 Dep. of States & subdivisions. . . . . . . . . . . . 1 427 Certified & Officers* cks,.. 71 Total deposits......... i s 707 All other liabilities........... 335 Total liabilities. . . . . . . 16 042 Equity Capital Capital (# shs. au. 24,390). (# shs, otst, 24,390) S u rp lu s........... , Undivided profits & capital res , , , Total Equity Capital , ) TOTAL . 366 424 558 348 17 390 92 State of Arkansas: Bank Department FORDYCE BANK & TRUST COMPANY, FORDYCE Population 5,175 Dallas County Chartered January 5, 1931 P.O. Box 352 Telephone Number 352-3107 Zip Code 71742 Number of Branches: Inside City — 1; Outside City — None Number of CBCT's: Inside City — None; Outside City — None Principal Officers: Directors: *W. E. Benton, J r ., » , , , , , Chm. of the J. H. Everett L. Weems Trussell J. W. Hearnsberger Kathleen J. Graves . . . . . . Vice Pres. Suzette Crutchfield ------ . . . Cashier W. R. Benton, Jr. Jesse G. Shaddock J. Graydon Parham E. C. Benton, Jr. Curtis Hutchins D. J. Barnes Board Curtis H utchins----. . . . . President •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 901 U.S. TVeasury securities .. 3 755 Oblig. of other U.S. Gov’t agencies & corporations 3 059 Oblig. of States & political subdivisions. . . 3 497 An other securities.......... 75 Excess funds sold___. . . . 400 Loans, N e t ................. 11 985 Bank premises, furniture and fixtures . . . . . . . . . . . 854 All other a sse ts......... 468 TOTAL 24 994 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 3 835 Time dep., ind., part., corp. 16 752 U. S. Gov’t deposits. . . . . . 2 Dep. of States & subdivisions. . . . . . . . . . . 1 310 Certified & Officers’ cks... 75 Total deposits................. 21 974 All other liabilities........... 348 Total liabilities_____ . . . 22 322 Equity Capital Capital (# shs. au. 8,000) .. (# shs. otst. 8,000) Surplus . . . . . . . . . . . . . . . . . Unaivided profits & capital res... . . . . . . . ---Total Equity Capital.. . . TOTAL 200 1 000 1 472 2 672 24 994 Sixty-Seventh Report 93 PLANTERS RANK AND TRUST COMPANY, FORREST CITY Population ! 3,803 St, Francis County Chartered April 15, 1921 P.O. Box 471 Telephone Number 633-2833 Zip Code 72335 Number of Branches: Inside City — 1: Outside City 2 Number of CRCT s: Inside City • None: Outside City - None Principal Officers: Directors: * Robert h, Porter Joyce L Clark , .,. , President Sr V, P. & T, O. & Cashier Wade H aw kins, , , , , . Vice Pres. Ai M iller........... Vice Pres, Carmen Robinson , . Assist. Cashier, V Mgr, Cotton Plant Office David Hardke . V P. Mgr, DeValls Bluff Office J. R. Chappell, Jr. Don Edmondson O. J. Gandy, Jr, J. C. George J, R. Grobmyer Henry T, Haven Louis F, Haven, Jr Robert E. Porter R, B. Twist •Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 Assets Mil. Thou, Cash & due from depositories . . . . , 2 836 U.S, Treasury securities . 200 Obiig. of other U.S, Gov't agencies & corporations 2 909 Obiig. of States & 3UtieaJ subdivisions 3 732 other securities 484 Excess funds sold i 300 Loans, Net ,, , 24 504 Bank premises, furniture and fixtures , , 776 All other assets , I 437 f Liabilities Mil, Thou, Demand dep., ind., part., corp........................ 11 012 Time dep,, ind., part., corp. 18 041 U.S. Gov’t deposits . . . 49 Dep, of States & subdivisions. , . , ., 3 428 All other deposits . . . . . 100 Certified & Officers’ eks. 77 Total deposits . , , 32 707 All other liabilities 722 Total liabilities. , _33_ _4_29 Equity Capital Capital (# shs, an. 24,000), 600 (# shs. otst. 24.000) Surplus . . ............... 2 900 Undivided profits & capital res.. , , , , , , . 1 249 Total Equity Capital 4 749 TOTAL 38 178 TOTAL 38 178 94 State of Arkansas: Bank Departm ent PLANTERS AND MERCHANTS BANK, GILLETT Population 727 Arkansas County Chartered January 13, 1967 P.O. Box 538 Telephone Number 548-2211 Zip Code 72055 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City —- None; Outside City — None Principal Officers: Directors: W. W. Turner . . . President, Chm. of Board *Jerry M. Dyer . . . . . Exec. Vice Pres. Larry E. Bauer......... .... Vice Pres. Alice Marie Perritt.. . . . . . . . Cashier Carolyn Sullivan. . . . Assist. Cashier W. W. Turner Jerry M. Dyer Keneth Smith-Vice Chair. Herbert Holzhauer Murl Long W. P. Hackney Frank C. Wolfe, Sec. Darrell Nichols ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories............... 165 U.S. Treasury securities .. 200 Oblig. of other U.S. Gov’t agencies & corporations 599 Oblig. of States & political subdivisions. . . 983 Excess funds sold. . . . . . . . 50 Loans, N e t ...................... 5 394 Bank premises, furniture and fixtures ................... 100 All other assets . . . . . . . . . . 8 TOTAL 7 499 Liabilities Mil. Thou. Demand dep., ind., 1 448 part., corp................ Time dep., ind., part., corp. 4 564 Dep. of States & subdivisions................. 651 Certified & Officers’ c k s... 2 Total deposits................. 6 665 All other liabilities . . . . . . . _____ 12 Total liabilities. . . . . . . . . 6 677 Equity Capital Capital (# shs. au. 3,000) .. (# shs. otst. 3,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. .. TOTAL 150 450 222 822 7 499 Sixty-Seventh Report 95 BANK OF GLENWOOD, GLENWOOD Population 1,402 Pike County Chartered December 27, 1912 P.O. Box 0 Telephone Number 356-2121 Zip Code 71943 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦John T, Crews . . . . . . . . . . . President Victor EL Cox Vice Pres. Lynda R obbins... Assist. Vice Pres. Patricia Duke . . . . . . . . . . . . . Cashier Kathryn Baxter . , . Compliance Off. Sherry Jo h n so n .. . . . Assist. Cashier Gregory Bourns Victor H. Cox John T. Crews Clift C. Lane Charles Sharp George E. Steel ♦Designate® Chief hxeoitive Officer STATEMENT AS OF JU N E 3©, 1981 Assets MIL Thou. Cash & due from depositories . . . . . . . . . . . 1 076 U.S. Treasury securities .. 1 793 Oblig. of other U.S. Gov’t1 761 agencies & corporations Oblig. of States & 1 395 political subdivisions. .. Loans, Met . . . . . . . . . . . . . . 5 686 Bank premises, furniture and fixtures 107 AMother assets .. . . . . . . . 437 Liabilities M l. Thou. Demand dep., ind., part., corp., . . . . . . . . . . . . 2 094 Time dep., met, part., corp. 8 103 U.S. Gov’t deposits . . . . . . 5 Dep. of States & subdivisions. . . . . . . . . . . 604 Certified & Officers’ cks. .. 176 Total deposits.. . . . . . . . . 10 982 All other liabilities . . . . . . . 185 Total liabilities. . . . . . . . . 11 167 Equity Capital Capital (# shs. au. 4,000) .. (# shs. o ts t 4,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital re s................ Total Equity Capital---- TOTAL 12 255 TOTAL 100 600 388 1 088 12 255 96 State of Arkansas: Bank Department FIRST STATE BANK* GOULD Population 1,671 Lincoln County Chartered January 6, 1964 P.O, Box A Telephone Number 263-4325 Zip Code 71643 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: ♦Harold H. Reid., President & C.E.O. Mary L, Nolan Sr. Vice Pres. & Cashier Ernest C. Bradshaw.. Exec. V. Pres. W. J. Boren....... ........1st Vice Pres. Wanda Robertson .. Assist. V. Pres. Debbye Bradley . . . . Assist. Cashier Directors: Berzent Blagg W. J. Boren L. E. Branson, Jr. W. H. Carder, Sr. Don Eifling T. M. Fish T. H. Free, Jr. Victor Holthoff Kenneth Johnson R. C. Johnson W. J. Jones Harold H. Reid •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 402 U.S. Treasury securities .. 493 Oblig. of other U.S. Gov’t agencies & corporations 200 Oblig. of States & political subdivisions... 922 Au other securities. . . . . . . 40 Excess funds sold. . . . . . . . 860 Loans, Net . . . . . . . . . . . . . . 8 666 Bank premises, furniture and fixtures . . . . . . . . . . . 256 All other assets . . . . . . . . . . 4 TOTAL 11 843 Liabilities Mil. Thou. Demand dep., ind., part., corp— . . . . . . . . . . 3 434 Time dep., ind., part., corp. 5 990 U.S. Gov’t deposits......... 25 Dep. of States & subdivisions. . . . . . . . . . . 1 059 Certified & Officers’ cks... _____ 48 Total deposits.. . . . . . . . . 10 556 All other liabilities---- ... 8 Total liabilities. . . . . . . . . 10 564 Equity Capital Capital (# shs. au. 20,000). (# shs. otst. 20,000) S urplus---- . . . . . . . . . . . . . Undivided profits & capital res........... Total Equity Capital.... 1 TOTAL 200 650 429 279 11 843 97 Sixty-Seventh Report BANK OF G1AVETT, GRAVETT1 Population 1,218 Renton County Chartered February 28, 1898 P.O. Box 180 Telephone Number 787-5251 Zip Code 72738 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s Inside City — None; Outside City — None Principal Officers: Directors: •Jo h n R, Meade . ,. . Exec. Vice Pres. David N. Wills Vice Pres. Larry L. Wi l moth. . . . . . , .. Cashier M argaret Pearson ,. Assist. CasWer Virginia Gibson , ,. , Assist. Cashier J. T. Edmondson., Jr. Stokes Ballard C. E. McAllister Allen M cA lister John R. Meade Phillip Chastain Jim Allen Edmondson David N. Wills William R. Meade •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 1 347 U.S. TVeasury securities ., 7 062 Oblig. of other U.S. Gov't agencies & corporations 508 Oblig. of States & political subdivisions., 5 171 Excess funds sold ... . .. . 400 Loans, Net ........................ 10 847 Bank premises, furniture and fixtures ................. 263 All other a sse ts................ 70 TOTAL 25 668 Liabilities Mil. Thou. Demand dep., ind., part., corp.,. . . . . . . . . . . . 3 832 Time dep., md., part., corp. 18 189 U.S. Gov’t deposits . . . . . . 61 Dep. of States & subdivisions. . . . . . . . . . . 1 032 Certified & Officers’ cks... 86 Total deposits................ 23 200 Total liabilities.............. 23 200 Equity Capital Capital f# shs. au. 4,000) .. (# shs. otst. 4,000) S u rp lu s .................. . . . . . Undivided profits & capital re s,. ......... Total Equity Capital.... TOTAL 100 500 1 868 2 468 25 668 State of Arkansas: 98 Bank Department FARMERS BANK, GREENWOOD Population 3,317 Sebastian County Chartered August 7, 1907 P.O. Box 610 Telephone Number 996*4171 Zip Code 72936 Number of Branches: Inside City — None; Outside City — 3 Number of CBCT’s: Inside City — None; Outside City —- None Principal Officers: Directors: ♦Means Wilkinson. Chairman & CEO Betty Wilkinson. . . . . . . . . President Stanhope Wilkinson . . . . . Vice Pres. Lorene Carnes . Vice Pres. & Cashier Genevieve Harris.. . Assist. Cashier Means Wilkinson Betty Wilkinson Stanhope Wilkinson Lorene Carnes Bronson Andrews •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1981 Assets TOTAL Liabilities Mil. Thou. Cash & due from depositories . . . . . . . . . . . U.S. Treasury securities .. Oblig. of other U.S. Gov’t agencies & corporations Oblig. of States & political subdivisions.. . Au other securities. . . . . . . Excess funds sold. . . . . . . . Loans, N e t ....... . Bank premises, furniture and fixtures . . . . . . . . . . . AU other assets . . . . . . . . . . 1 476 2 147 4 048 3 723 322 4 525 8 918 384 282 25 825 Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 3 603 Time dep., rad., part., corp. 16 864 U.S. Gov’t deposits . . . . . . 76 Dep. of States & subdivisions. . . . . . . . . . . 1 886 Certified & Officers’ cks... 135 Total deposits.. . . . . . . . . 22 564 AU other Uabilities . . . . . . . 359 Total liabilities------ . . . . 22 923 Equity Capital Capital (# shs. au. 7,500).. <# shs. otst. 7,500) Surplus --------. . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital... . TOTAL 300 1 700 902 2 902 25 825 Sixty-Seventh Report 99 THE FIRST BANK, G RIFPITHVILL1 Population 254 White County Chartered November 8, 1905 P.O. Box 55 Telephone Number 323-4511 Zip Code 72060 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: E .O , Yancey. . , . , , .President E. D Yancey,, ...... Vice Pres, ♦JoyceD Straughn............Cashier Jim Tarkington M. O. Thompson E, D. Yancey E. O, Yancey •Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 Assets MIL Thou. Cash & due from depositories ................. 166 U.S. Treasury securities . 1 889 Obhg. of other U.S. Gov t agencies & corporations ObEg. of States & political subdivisions. , Loans. Net . ,,, .. , .. Bank premises, furniture and fixtures , ,, TOTAL 299 509 425 8 3 296 Liabilities Mil. Thou. Demand dep., ind., part., corp.,. . . . . . . . . . . . 1 044 Time dep., md.f part., corp. 1 495 Dep. of States & s u b d i v i s i o n s 261 Total deposits.. . . . . . . . . 2 800 Excess funds purchased .. 100 Total liabilities ... . . . . 2 900 Equity Capital Capital (# shs. au. 2,000).. (# shs. otst, 2,000) Surplus . . . Undivided profits & capital res. ....... Total Equity Capital TOTAL 50 125 221 396 3 296 State of Arkansas: 100 Bank Departm ent CLARK COUNTY BANK, GORDON Population 2,707 Clark County Chartered August 4, 1900 P.O. Box 10 Telephone Number 353-2534 Zip Code 71743 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: ♦Edward L. H olt.............. President Jean Boulden.. Vice Pres. & Cashier Terry C layton---- Vice Pres., Loans Linda Bittle.........Assist. Vice Pres. Bonita G rayson__ Assist. Cashier Kaye Stiffler...........Assist. Cashier Norma Hilton . . . . . . Admin. Officer Tommie Lou McCauley. Branch Off. Directors: C. W. Abrams John Jackson Eddie Holt A. A. Horne Dick Jackson Maurice Stricklin Jimmy Bobbs ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories .................. 1 159 U.S. Treasury securities .. 10 Oblig. of Other U.S. Gov’t agencies & corporations 314 Oblig. of States & political subdivisions... 4 756 11 159 Loans, Net ......... Bank premises, furniture and fix tu re s.............. 251 All other assets ................. 456 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 2 665 Time dep., md., part., corp. 11 524 U.S. Gov’t deposits . . . . . . 6 Dep. of States & subdivisions............ 2 165 Certified & Officers’ cks... _____ 13 Total deposits.. . . . . . . . . 16 373 All other liabilities . . . __ 253 Total liabilities............. 16 626 Equity Capital Capital (# shs. au. 140,000) . 1 400 (# shs. otst. 140,000) Surplus . . . . . . . . . ---- . . . . 200 Undivided profits & capital res— ....... (121) Total Equity Capital.... 1 479 TOTAL 18 105 TOTAL .................. 18 105 101 Sixty-Seventh Report FARMERS BANK, HAMBURG Population 3,394 Ashley County Chartered March 10, 1941 P.O. Box 350 Telephone Number 853-5222 Zip Cod i 71648 Number of Branches: Inside CiL • — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Directors: Principal Officers: VV. K Jh note, Jr. . Pres. ♦Louie hi Foote . . Exec. V.P. Velma J Farmer , , Vice Pres. Brace Timmons Assist Vice Pres. Allen Farmer . . . . . . Cashier Jettie Mae Atkins Assist Cashier P, E. Barnes F. P. Blanks Lloyd Engelkes Louie G. Foote W. E. Foote, Jr. Gordon E. Bennington, Jr. George E. Locke Earl J. Scott Jack H. Shell E. A. Tucker Bobby L. Brewer ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 1 187 U.S. Treasury securities ,. 50 Oblig. of States & oTitical subdivisions... 4 178 other securities. . . . . . . 3 Excess funds sold . . . . . . . . 1 805 Loans, N e t ...................... 13 245 Bank premises, furniture and fixtures ............... 191 All other assets ................. 121 f Liabilities Mil. Thou. Demand dep., ind., part., eorp., . . . . . . . . . . . . Time dep., ind., part., corp. U.S. Gov’t deposits . . . . . . Dep. of States & subdivisions. . . . . . . . . . . Certified & Officers’cks... Total d e p o s i t s . Total liabilities.............. 2 984 14 228 6 1 524 112 18 854 18 854 Equity Capital Capital |# shs. au. 5,000) .. 125 (# shs. otst. 5,000) Surplus....................................... 875 Undivided profits & capital res................... 926 Total Equity Capital.... 1 926 TOTAL 20 780 TOTAL 20 780 102 State of Arkansas: Bank Departm ent CALHOUN COUNTY BANK, HAMPTON Population 1,651 Calhoun County Chartered October 26, 1906 P.O. Box 8 Telephone Number 798-2207 Zip Code 71744 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦Searcy Harrell, Sr............President Len Harrell . . . . ..... ........ Vice Pres. B. Dickson N eal_____ Vice Pres. Mary H. Johnston . . . . . . . . . Cashier Hazel B. S m ith__ _ Assist. Cashier Shirley Jones...........Assist. Cashier Hubert J. Brown Fay Harrell Len Harrell Searcy Harrell, Jr. Searcy Harrell, Sr. B. Dickson Neal D. W. Wells H. M. Welsh •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from 624 depositories ................. U.S. Treasury securities .. 1 295 Oblig. of other U.S. Gov’t 2 498 agencies & corporations Oblig. of States & political subdivisions... 2 812 25 Au other securities........... 550 Excess funds sold............ uO Loans, N e t ....................... 7 O(tQK Bank premises, furniture 187 and fix tu res.................. 2 All other asse ts................ TOTAL 15 628 Liabilities Mil. Thou. Demand dep., ind., 2 414 part., corp... . . . . . . . . . . . Time dep., ind., part., corp. 9 941 4 U.S. Gov’t deposits . . . . . . Dep. of States & 1 226 subdivisions. . . . . . . . . . . Certified & Officers’ cks... 151 Total deposits.. . . . . . . . . 13 736 132 All other liabilities . . . . . . . Total liabilities. . . . . . . . . 13 868 Equity Capital Capital (# shs. au. 4,000) .. (# shs. otst. 4,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.... 1 260 1 760 TOTAL . . . . . . . . . . . . . . . . . 15 628 100 400 Sixty-Seventh Report 103 THE BANK OF HARRISBURG, HARRISBURG Population 1,921 Poinsett County Chartered December 2, 1930 P.O, Box 1? Telephone Number 578-2472 Zip Code 72432 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers- Directors: ♦James W illiams.. ., Exec. Vice Pres. Ernie Ashford . Vice Pres, & Cashier R. W. Butler J. T. Butler Anna M. Butler Patricia Butler Paul Eaton Jam es W iliam s ♦D taign n H * ’ t !i w i t . ' . i <Hiue< STATEMENT AS OF JU N E 30, 1981 Assets Cash & due from Mil. Thou. 1 567 depositories . . . . . . . . . . . 353 U.S. Treasury securities .. Oblig. of other U.S, Gov’t i 024 agencies & corporations Oblig. of States & political subdivisions... 5 421 Loans, Net ................ 15 946 Bank premises, furniture 343 and fix tu res.............. All other a sse ts.......... 27 Liabilities Mil. Thou. Demand dep.. ind,, part., corp...................... 4 341 Time dep., md., part., corp. 16 301 Dep. of States & subdivisions. . . . . . . . . . . 1 130 Certified & Officers’ cks... 120 Total deposits.. . . . . . . . . 21 892 Excess funds purchased .. 600 Total liabilities . . . . . . . . . 22 492 Equity Capital Capital (# shs. au. 4,000) ., <# shs. otst. 4,000) Surplus ................ . . Undivided profits & capital res.. .................... Total Equity Capital. ... TOTAL . . . . . . . . . . . . . . . . . 24 681 100 1 400 689 2 189 T O TA L............. ................~24 681 104 State of Arkansas: Bank Departm ent THE SECURITY BANK, HARRISON Population 9,567 Boone County Chartered November 20, 1931 P.O. Box 1078 Telephone Number 741-8200 Zip Code 72601 Number of Branches: inside City — 1; Outside City — 2 Number of CBCT’s: Inside City — 1; Outside City — None Principal Officers: ♦Wayne Clark......... President L. E. Durand . . . Vice Chm. of Board M. Robert McKinney, Jr. .. Ex. V.P. Wallace E. Nickels.. . . Sr. Vice Pres. Jim Phillips................ Sr. Vice Pres. Gene W aters................... . Vice Pres. Richard L. M cBee. ............. Cashier Directors: Ralph H. Bowers, D.D.S. John O. Campbell Wayne Clark L. E. Durand F. S. Garrison Uvalde R. Lindsey Tom W. Rogers, Jr. Eddie Sutton W. S. Walker •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories.................. 6 605 U.S. Treasury securities .. 3 158 Oblig. of other U.S. Gov’t agencies & corporations 14 310 Obkg. of States & political subdivisions. . . 7 238 All other securities........... 96 Excess funds sold............. 2 700 Loans, N e t ..................... 33 110 Bank premises, furniture and fix tu res............. 803 All other a sse ts................. 2 250 Liabilities Mil. Thou. Demand dep., ind., part., corp....................... 16 472 Time dep., ind., part., corp. 41 930 U.S. Gov’t deposits . . . . . . 48 Dep. of States & subdivisions. . . . . . . ___ 4 173 All other deposits .............. 119 Certified & Officers’ c k s... 189 Total deposits............... 62 931 Excess funds purchased .. 567 All other liabilities ........... 1 296 Total liabilities. . . . . . . . . 64 794 Equity Capital Capital (# shs. au. 180,000) . 1 800 (# shs. otst. 180,000) Surplus ................. 1 200 Undivided profits & capital res... . . . . . . . . . . . 2 406 Total Equity Capital.. . . 5 406 Subordinated notes & debentures . . . . . . . . . . . . 70 TOTAL 70 270 TOTAL 70 270 105 Sixty-Seventh Report PRAIRIE COUWTY BANK. HAZEN Population 1,636 Prairie County Chartered July 17, 1945 P.O. Box 357 Telephone Number 255-4525 Zip Code 72064 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: Jerry J, Screeton. . . . . . . . . President •Jam es E, Sparks, . ..........Exec, V. P. Jerry ¥, Sparks, , „ . . ¥ , P. & Cashier Helen C. T ull, ., , , Assist, Vice Pres. Kathie Gunter ,, , Assist, Vice Pres, Jerry J, Sereeton Jam es E. Sparks Jerry ¥ . Sparks Eagle Boyd, Jr, M. ¥ , Rhodes J. W, Crigger • D w if fw ,- !’hwt f ,w u u \t <iftir STATEMENT AS OF JU N E 30, 1981 Assets Mil. Thou, Cash & due from depositories 1 512 U.S. Treasury securities , . 5 340 Oblig. of other U.S, Gov’t agencies & corporations 945 Oblig. of States & political subdivisions . .. 1 439 Excess funds sold............. 1 100 Loans, Net . . . . , 4 050 Bank premises, furniture and fix tu re s ................. 552 AM other a s s e ts ........... 67 TOTAL 15 005 Liabilities Mil, Thou. Demand dep., ind., part., corp....................... 4 131 Time dep., ind„ part., corp. 8 086 U.S, Gov’t deposits 24 Dep. of States & subdivisions................... 1 335 Certified & Officers' cks.. , 54 Total deposits................ 13 630 Ail other liabilities........... _ 36 Total liabilities.. ......... 13 666 Equity Capital Capital |# shs. au. 3,450).. (# shs. otst. 3,450) Surplus Undivided profits & capital re s.,.................... Total Equity C apital., ,, 1 000 TOTAL 15 005 86 i 253 339 106 State of Arkansas: Bank Department THE CLEBURNE COUNTY BANK, HEBER SPRINGS Population 4,589 Cleburne County Chartered December 16, 1930 P.O. Box 1000 Telephone Number 362-2456 Zip Code 72543 Number of Branches: Inside City — 2; Outside City — 1 Number of CBCT's: Inside City — None; Outside City — None Directors: Principal Officers: ♦Jerome Johnson . . . . . . . . . President Walter Aldridge. . . . . . . Vice Pres. & Cashier Juanita Taylor . . . Assist. Vice Pres. Jim Tom Butler . . . . . Chm. of Board Jerome Johnson Walter Aldridge L. E. Roberts, Jr. R. W. Butler Wetzel Stark Jim Tom Butler Dr. Rick Johnson Paul Eaton Richie Lee •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from 1 357 depositories . . . . . . . . . . . U.S. Treasury securities .. 4 854 Oblig. of other U.S. Gov’t agencies & corporations 9 177 Oblig. of States & political subdivisions. .. 10 734 Loans, Net . . . . ---- ------ - 18 595 Bank premises, furniture 844 and fix tu res................... 1 200 All other a sse ts................. Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . ----- . . . 5 643 Time dep., ind., part., corp. 34 401 U.S. Gov’t deposits . . . . . . 12 Dep. of States & subdivisions. . . . . . . . . . . 1 694 Certified & Officers’ cks. .. 226 Total deposits.. . . . . . . . . 41 976 Excess funds purchased .. 550 All other liabilities . . . . . . . 908 Total liabilities---- . . . . . 43 434 Equity Capital Capital (# shs. an. 1,200) .. (# shs. otst. 1,200) Surplus................ Undivided profits & capital res............ Total Equity Capital.. . . Subordinated notes & debentures......... TOTAL 46 761 TOTAL 120 1 000 1 907 3 027 300 46 761 107 Sixty-Seventh Report H E B E I SPRINGS STATE BANK, H E B E I SPRINGS Population 4,589 Cleburne County Chartered May 25. 1977 P.O. Box 30 Telephone Number 382-5821 Zip Code 72543 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦Charles Blankenship , . , . . President Wade D. Althen . . . Exec. Vice Pres. F. B. Rector . .. Vice Pres. & Cashier Gary Yow....... . Vice Pres. Alice Mae H unt ....... Vice Pres. Mildred Blankenship Charles Blankenship Wade D. Althen F. B. Rector Oscar Patchell B. L. Johnston, Jr. Hoyt Thomas •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . 2 672 U.S. Treasury securities , , 746 Oblig. of other U.S. Gov t agencies & corporations 135 Oblig. of States & 2 616 political subdivisions ., AU other securities. . . ., 639 Excess funds so ld............. 900 Loans, Net . . . . ............... 12 903 Bank premises, furniture and fixtures ... 1 035 AU other assets 796 TOTAL . . . . . . . . . . . . . . . . 22 ’ 442 Liabilities Mil. Thou. Demand dep., ind., 4 476 part., corp............... Time dep., ind., part., corp. 15 524 U.S. Gov’t deposits . . . . . . 41 Dep. of States & subdivisions. . . . . . . . . . . 291 Certified & Officers’ cks... 93 Ibtal d e p o s i t s . 20 425 All other liabilities . . . . . . . 345 Total liabilities. . . . . . . . . 20 770 Equity Capital Capital (0 shs. au. 3,000) .. (# shs. otst 3,000) Surplus ................. ... . Undivided profits & capital res........................ Total Equity Capital. ,. Subordinated notes & debentures . . . . . . TOTAL . .. . 300 650 422 1 372 300 . '22'~442 State of Arkansas: 108 Bank Departm ent BANK OF HOLLY GROVE, HOLLY GROVE Population 754 Monroe County Chartered March 12, 1903 P.O. Box Q Telephone Number 462-3331 Zip Code 72069 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Directors: Principal Officers: ♦Elizabeth C. Reid .. Exec. Vice Pres. Thomas M. Hargrove . . . . Vice Pres. Jean M. Kirkpatrick........... Cashier Pauline G. W ilson... Assist. Cashier Ruth M. Dearing Thomas M. Hargrove Mrs. J. I. Matthews R. H. Mayo John B. Moore, Jr. Elizabeth C. Reid Herd E. Stone, Jr. •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . ___ 554 U.S. Treasury securities .. 950 Oblig. of other U.S. Gov’t agencies & corporations 2 937 Oblig. of States & political subdivisions. . . 2 366 550 Excess funds sold........... . Loans, N e t ......................... 6 305 Bank premises, furniture and fixtu res........... 195 All other a sse ts................. 9 TOTAL 13 866 Liabilities Mil. Thou. Demand dep., ind., part., corp........ 2 109 Time dep., ind., part., corp. 9 100 U.S. Gov't d ep osits---- -3 Dep. of States & subdivisions------- . . . . . 806 Certified & Officers’ cks... _____ 31 Total deposits.. . . . . ___ 12 049 All other liabilities . . . . . . . _____ 18 Total liabilities. . . . . . . . . 12 067 Equity Capital Capital (# shs. au. 2,400) .. (# shs. otst. 2,400) Surplus............................. Undivided profits & capital res... . . . . . . . . . . . Total Equity C apital.. . . TOTAL 60 840 899 1 799 13 866 Sixty-Seventh Report 109 HORATIO STATE BANK, HORATIO Population 989 Sevier County Chartered May 15, 1905 P.O. Box 34? Telephone Number 832-2501 Zip Code 71842 Number of Branches: Inside City — None: Outside City -- None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers’ ♦Carl E, Hendrix, Jr, , . . President Edith Hendrix Smith . Sr. Vice Pres. & Sec. Board Wilburn Smith , .. Exec. Vice Pres. & Cashier Lola J, Lawrence . .. Operations Off. Agnes ,1, Lincoln , Bookkeeping Off. Directors: Carl E. Hendrix, Jr. Lilia S, Hendrix Lov Poag Fred Sharp Edith H. Smith Wilburn Smith Fred L, Sullivan ML T. Wilson, Sr, •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil Thou. Cash & due from depositories .................. 479 U.S. Treasury securities 399 Oblig. of other U.S, Gov't agencies & corporations 1 819 Oblig. of States & pouticai subdivisions . 1 099 AM other securities......... 300 \ 800 Excess funds sold......... Loans, N e t ......... . , . .. 9 741 Bank premises, furniture 303 and fix tu re s ............... All other assets , , , 159 TOTAL 15 899 Liabilities Mil. Thou, Demand dep,, ind,, part., corp............ . , . 1 897 Time dep., ind., part., corp, 11 918 U.S. Gov't deposits . 2 Dep. of States & subdivisions................. 701 Certified & Officers' cks,.. 5 Total deposits.. .. .. 14 323 All other liabilities . , . . . ______ 1 Total liabilities . . . 1 4 324 Equity Capital Capital f# shs, au. 2,000) .. I# shs. o tst. 2,000) Surplus ............................... Undivided profits & capital res. . . . . . . . Total Equity Capital TOTAL 100 800 _ 875 I 575 15 899 State of Arkansas: Bank Departm ent 110 FIRST SECURITY BANK OF NORTH ARKANSAS, HORSESHOE BEND Population 1,909 Chartered June 3, 1905 Izard County Telephone Number 670-5131 Zip Code 72512 Number of Branches: Inside City — None; Outside City — 2 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦Doug A d a m s........... President Rose Heck ......................... Vice Pres. Donna B ro w n ............... .. Vice Pres. Sara Beth Dellinger... Branch Mgr., Oxford Doug Adams Gray Dellinger Claude Jones Roger Cunningham Hubert Simpson Barbara Adams Dutton Gove Don Adams Cliff Taylor Dr. Don Penley Rose Heck •Designates Chief Executive Officer STATEMENT AS OF JUNE 30. 1981 Assets Mil. Thou. Cash & due from depositories............ 951 U.S. Treasury securities .. 350 Oblig. of other U.S. Gov’t agencies & corporations 266 Oblig. of States & political subdivisions. . . 705 All other securities........... 394 Excess funds sold. . . . . . . . 350 Loans, N e t_______ . . . . . 11 593 Bank premises, furniture and fixtu res......... . 461 TOTAL 15 070 Liabilities Mil. Thou. Demand dep., ind., part., corp...... . 1 141 Time dep., md., part., corp. 12 251 U.S. G ov’t deposits . . . . . . 2 Dep. of States & subdivisions. . . . . . . . . . . 582 Certified & Officers’ cks.. . _____ 37 Total deposits............... 14 013 Total liabilities. . . . . . . . . 14 013 Equity Capital Capital (# shs. au. 11,200). 280 <# shs. otst. 11,200) Surplus . . . . . . . . . . . . . . . . . 230 Undivided profits & capital res... . . ------. . . . . 272 Total Equity Capital.. . . 782 Subordinated notes & debentures . . . . . . . . . . . . 275 T O T A L ................................ 15 070 111 Sixty-Seventh Report ARKANSAS BANK AND TRUST COMPANY, HOT SPRINGS Population 35,831 Garland County Chartered April 18, 190? P.O. Box 5640 Telephone Number 824-4811 Zip Code 71901 Number of Branches: Inside City — 4; Outside City - I Number of CBCT's: Inside City - 3; Outside City — 1 Principal Officer* Principal Officers Cecil W ( .ip" s hm .it the Board *< ► ‘Cil M V’.Htft If President & Chief Exec Officer Kay L. Cash Fxec Vice Fret, Charles L Pager ,!> Sr V ice Pres H G Gasba»r.. Sr \ ice Pres ,1 L. Jones Sr Vue Pres Palmer Vawlcrhurt: Sr Vice Pres Sr Vice Pres Eldon Sprague f iary Blende, Si Vice Pres Ralph White Sr \ ice Pres V«c* Pres Paul Rot he'l Vic, (’res Freeman Baldwin lo Ann Baa, * ice Pres Bob Biles V« e f'res I O Brow r Gi e Prc* Floyd B n aid Vic< Pres \ ice Pre~ Frank Carrier f<«t< Johnny Bole' V see Pres f .oyd F mem r, . . . . . . Vice Pres. Debert C,raves Vice Pres. & l ashler Mahlon lin g sb s Vice Pres Carl Hardage Vice Pres Vice Pres Dale Hoggard Gene Parker . Vice Pres Bill Lynch . Vice Pres. je rry Thompson Vice Pres Vice Pres Dorothy Wall I ou Hulsey Vice Pres. John Jacobs Vice Pres \ \ slham Kennedy \ ice Pres Vxv Pres Ann Hand Phtl Lassiter Vice Pros Vice Pres Eorene McLeod Vice Pres Ruth Quackenbush Winnie Trawick Vico Pres Frank Bolton \ ice Pres. A. And Trace! Mgr. Ed K ren/dok Market Off Rirbv William'- Him tors Irank M Burt on. VI. D. Hay f Gash (Veil W Cupp Cecil W. Cupp, J r Gerald If Fisher Robert E. Jones Walter Klemman Norton Meek Rov 1. Murphy Ray S Smith, J r Marshall 1' Steel .lm, Kandall Herman L Wilson Jr. Hill A Wh< atlv V iv, creti Eulghant ' iuither ( 1 Johnston, Jr. F, Blender) •D esignate * hiH Kjw <P>v»' Office STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories ., . . . . . 17 480 U.S. Treasury securities . . 18 967 Oblig. of other U.S. Gov’t agencies & corporations 5 872 Oblig. of States & political subdivisions , 18 807 478 Au other securities....... 11 350 Excess funds sold........... Loans, Met ....................... 134 743 Bank premises, furniture 4 109 and fix tu re s ................. AM other assets 3 90! Liabilities Mil, Thou. Demand dep,, ind., part., corp..................... .. 31 699 Time dep., ind., part.,corp. 147 375 U.S. Gov’t deposits. . . . . . 216 Dep. of States & subdivisions................... 7 908 All other deposits . . . . . . . . 1 317 Certified & Officers’ cks... 1 645 Total deposits.. . . . . . 190 160 Excess funds purchased ,. 3 746 All other liabilities......... . 2 847 Tbtal liabilities............... 196_ 753 Equity Capital Capital I# sfas, au. 121,5001 . <# shs. otst. 121,500) Surplus . . . . ,, Undivided profits & capital res................ Total Equity Capital, , . Subordinated notes & debentures . , , TOTAL 210 207 TOTAL 3 038 2 025 5 458 10 521 2 933 210 207 112 State of Arkansas: Bank Department BANK OF IMBOD1N, IMBODEN Population 681 Lawrence County Chartered October 12, 1972 P.O. Box 320 Telephone Number 869-2291 Zip Code 72434 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT's: Inside City — None; Outside City — None Principal Officers: Directors: ♦Amos David.. . . . . . . . . . . . Chairman J. R. David, Jr .. . . . . . Vice Chairman Stephen E. Jones . . . . . . . . President Preston Clark.. Vice Pres. & Cashier Mary Lea McLeod. . . . . . . Vice Pres. Douglas Bradley . . . . . . . . Vice Pres. Leland Mize.. . AVP & Branch Mgr. Wilma Lawson . . . Assist. Vice Pres. Jearldean Davis . . . . Assist. Cashier Amos David Austin Stovall K. D. McLeod Douglas Bradley Leland Mize Stephen Jones J, R. David H. Lee Baker Henry Weaver •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 661 U.S. TVeasury securities .. 1 830 Oblig. of other U.S. Gov’t agencies corporations 250 Oblig. of States & political subdivisions.. . 1 197 An other securities. . . . . . . 10 Excess funds sold. . . . . . . . 550 Loans, Net ................ . 6 558 Bank premises, furniture and fixtures . . . . . . . . . . . 220 All other assets _____. . . . . 3 TOTAL . . . . . . . . . . . . . . . . . 11 279 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 1 732 Time dep., md., part., corp. 7 926 Dep. of States & 617 subdivisions....... . All other deposits . . . . . . . . 12 Certified & Officers' cks... 113 Total deposits.. . . . . . . . . 10 400 Total liabilities. . . . . . . . . 10 400 Equity Capital Capital (# shs. au. 6,600).. (# shs. otst. 6,600) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.... Subordinated notes & debentures . . . . . . . . . . . . TOTAL . . . . . . . . . . . . . . . . . 165 85 479 729 150 11 279 113 Sixty-Seventh Report FIRST JACESONYILLE BANE, JACESONV1LLE Population 27,589 Pulaski County Chartered August 2, 1949 P.O. Box 827 Telephone Number 982-4511 Zip Code 72078 Number of Branches: Inside City — 2: Outside City -- 0 Number of CBCT's Inside City — None; Outside City - None Principal Officers* Kennet h Pat Wilson. , . President A Chairman Meld a A Rice . , Sr, V, P. & Sec. to Board Larrv T Wilson Exec, V. P. & Director Sibyl H Clay Vice Pres. John S Fortenbury Vice Pres. Ed Cantrell , V, P & Trust Off. Jerry Davis Vice Pres, Marv I . Dewey Vice Pres J a n e t ’ If ill Assist. V. P, free) i Assist. V P. • ' )t '•igiiss. " '•» ' • \ t - c U a Directors: Harry K. Dougherty Joseph W, Getzine Bartus M. Gray Lou Holtz Melda A. Rice Carl A. Williams Larry T. Wilson Thomas H. Wortham, M.D. Kenneth Pat Wilson . >ffu e» STATEMENT AS OF JUNE 30, 1981 Assets Mil Thou. Cash & due from depositories............... 2 846 U.S. Tbeasiirv securities, 1 662 Oblig, of other U.S. Gov't agencies & corporations 2 482 Oblig. of States & political subdivisions ! i 487 Au other securities 221 Excess funds sold 1 800 Loans. Net 21 013 Bank premises, furniture and fixtures. I 041 All other asset s l 264 TOTAL.. . . . . . . . . . . . . . . . . 53 816 Liabilities Mil. Thou. Demand dep., ind., part., corp. ....... .. 13 412 Time dep., md„ part., corp. 29 435 U.S. Gov’t deposits............. 87 Dep. of States & subdivisions ......... 3 183 Certified & Officers’ cks. .. 631 Tbtal deposits ................. 46 748 Excess funds purchased,, . 87 All other liabilities. 812 Tbtal liabilities ............... 47 647 Equity Capital Capital (# shs. au. 200,000) . I# shs. otst. 200,000) Surplus............... .............. Undivided profits & capital res.. ............. Total Equity Capital , , . 2 000 1 000 3 169 6 169 TOTAL ........................ ... . 53 816 114 State of Arkansas: Bank Department NEWTON COUNTY BANK, JA SPER Population 519 Newton County Chartered March 24, 1903 P.O. Box 437 Telephone Number 446-2265 Zip Code 72641 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: Joe C. Nance.. . . . Cbm, of the Board •Neil A. Wilkins . . . . . . . . . . President Carl Gene Jones ... Exec. Vice Pres. George Landrum......... Vice Pres. & Cashier Joe Phillips.. . . . . . Vice Pres. & A.C. Joe C. Nance Neil A. Wilkins Carl Gene Jones Alta Gorden Clyde Atkinson ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30.1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 1 230 U.S.Treasury securities .. Oblig. of other U.S. Gov’t agencies & corporations Oblig. of States & political subdivisions.. . Excess funds sold. . . . . . . . Loans, Net . . . . . . . . . . . . . . Bank premises, furniture and fixtures . . . . . . . . . . . All other assets . . . . . . . . . . 3 325 2 148 2 184 200 8 241 68 (2) TOTAL . . . . . . . . . . . . . . . . . 17 394 Liabilities Mil. Thou. Demand dep.» hid., part., corp... . . . . . . . . . . . 2 321 Time dep., ind., part., eorp. 11 892 U.S. Gov’t deposits . . . . . . 12 Dep. of States & subdivisions. . . . . . . . . . . 1 741 Certified & Officers’ cks.. . _____ 27 Total deposits.. . . . . . . . . 15 993 Total liabilities.. . . . . . . . 15 993 Equity Capital Capital (# shs. au. 2,500).. (# shs. otst. 2,340) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . 59 641 701 1 401 TOTAL . . . . . . . . . . . . . . . . . 17 394 Sixty-Seventh Report 115 BANK OP NORTHEAST ARKANSAS, JONESBORO Population 31,58(1 Craighead County Chartered February 14, 1904 P.O, Box 1617 Telephone Number 932-2131 Zip Code 72401 Number of Branches: Inside City — 2: Outside City - I Number of CBCT’s Inside Citv — None: Outside Citv — None Directors: Principal Officers; * Sloan R ainw ater,, Chm, & President Wm, I. Rainwater . Vice Chairman Joyce Bridger , . . . Vice Pres. , , . . . Vice Pres, Audrey Glenn Max G, Cobb, Assist Vice Pres. Loyce M ink, . Assist, Vice Pres. Greg Miller ., Assist. Vice Pres. Eva Beeler. ,. Assist. Vice Pres. Linda McDaniel , , . . .. . .. Cashier Brenda Griffith, , , . Assist, Cashier Mary Ann Bridger . Assist. Cashier , Assist, Cashier Gail Neblett M artha White . . , . Assist. Cashier & Trust Officer ‘ D esi^natt ~ Cfue! F Sloan Rainwater Wm. I. Rainwater Weldon Rainwater, M.D. Grover Poole. M.D, J. A. Tomlinson Gerald G. W atkins A. B. Clark Wallace Fowler. Advisory Director <-• <Hfict" STATEMENT AS OF JUNE 30, 1981 Assets Mil, Thou. Cash & due from depositories 3 436 U.S. Treasury securities . , 1 099 Oblig. of other U.S. Gov't agencies & corporations 3 866 Oblig. of States & political subdivisions. , 3 963 Au other securities . . . . . 830 Excess funds sold . . , . 800 Loans, Net . . ................... 20 433 Bank premises, furniture and fixtures , . . . . i 223 All other a s s e ts ............. ! 097 TOTAL . . . . . . . . . . . . . . . . 36 747 Liabilities MU. Thou. Demand dep., ind., part., corp... . . . . . . . . . . 7 Time dep., ind., part ., corp. 20 U.S. Gov’t deposits , , . . Dep. of States & s u b d i v i s i o n s 5 Certified & Officers' cks... __ _ Total deposits.. . , , , . . 33 AU other liabilities , . , , Total liabilities. , 33 Equity Capital Capital t# shs, au. 75,000) . I# sh^ otst, 75,OOOi Surplus . . . . . 1 Undhided profits A capital res . . Total Equity Capital, . _2_ Subordinated notes K debenture-. TOTAL . . . . . . . . . . . . . . . . . 3h 015 081 1 779 174 050 497 547 750 000 625 375 *25 747 116 State of Arkansas: Bank Department CITIZENS BANK OF JONESBORO, JONESBORO Population 31,530 Craighead County Chartered July 25, 1919 P.O. Box 1090 Telephone Number 932-6603 Zip Code 72401 Number of Branches: Inside City — 4; Outside City — 2 Number of CBCT’s: Inside City — 2; Outside City — None Principal Officers: * Herbert H. McAdams. . . . . . Chm. of the Board Walter A. DeRoeck . . . . . . President Donald Timms. . . . . Exec. Vice Pres. L. D. Walker............... Sr. Vice Pres. Ralph Halk . . . . . Admin. Vice. Pres. Directors: Eugene B. Smith, Jr. Hall McAdams Minor M. Markle Oscar J. Melton John C. Deacon ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories ................... 12 083 U.S. Treasury securities . . 15 471 Oblig. of other U.S. Gov’t 2 519 agencies & corporations Oblig. of States & political subdivisions. . . 12 708 Au other securities. . . . . . . 1 331 Excess funds sold......... .. 3 100 Loans, Net ........................ 79 834 Bank premises, furniture 2 047 and fixtures . . . . . . . . . . . All other asset s. . . . . . . . . . 3 965 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 23 714 Time dep., ind., part., corp. 75 129 U.S. Gov’t deposits . . . . . . 201 Dep. of States & subdivisions. . . . . . . . . . . 9 164 All other deposits . . . . . . . . 4 536 Certified & Officers’ cks... 725 Total deposits................ 113 469 Excess funds purchased .. 6 339 All other liabilities . . . . . . . 2 860 Total liabilities.................122 668 Equity Capital Capital (# shs. au. 217,000) . 2 <# shs. otst. 217,000) Surplus. . . . . . . . . . . . . . . . . . 1 Undivided profits & capital res. . . . . . . . . . . . . . 4 Tbtal Equity Capital.. . . . 8 Subordinated notes & debentures....................... 2 TOTAL 133 058 TOTAL 170 330 510 010 380 133 058 117 Sixty-Seventh Report FIRST RANK AND TRUST OF JONESBORO, JONESBORO Population 3L530 Craighead ('ounty Chart or--ft December 22. Df70 HO, Box 1209 Telephone Number 932-8372 Zip Code 72401 Number ot Branches: Inside City — I, Outside City - 1 Number of CBCT- Inside Citv None Outside City — None Principal Officers *John I Mareom Ron Jackson Frank Falls Everett Bandy Ste\ e Mston Director*-* t'tnel Ex. Oft, Exet Vice Pres, Exec, Vice Pres. S' \ ice Pres Cashier & \s s fs * Mary Lee Mareom Ed Cherrv Bill Brown Doswell McDaniel Harold frail \ <ce P r e s STATEMENT AS OF JUNE 31), 1981 Assets Mil. Thou. Cast) t\ due Iron, depositories , , 3 638 314 U.S. TVeasurv securities Obiig, of other C S, Gov L agencies a corporation 7 699 Oblig el States A political subdivisions 4 052 AUothet securities 908 Excess funds sold HI 3 Loans, \ t.t 26 321 Bank premises, furnnun 698 and fixtures , All ot her assets ; 789 Liabilities Mil. Thou. Demand dep., ind part., eorp,, . . . 6 875 Time dep., ind., pari., eorp. 27 527 1IS. Gov't deposits , 85 Dep. of States k subdivisions................. 6 668 All other deposits 30 Certified & Officers' eks., . 245 41 430 Total deposits.. Excess funds purchased 340 All other liabilities . 1 012 Total liabilities 42 782 Equity Capital 300 Capital t# shs. au. 30,000) !# shs otst 30.0001 Surplus . . . 1 800 1'nuivided profit" A 925 capital res 2 525 Total Equity Capital . Subordinated notes V debentures 900 TOTAL 46 207 TOTAL •lb 207 State of Arkansas: Bank Departm ent 118 MERCANTILE BANK, JONESBORO Population 31,530 Craighead County Chartered January 7, 1932 P.O, Box 6018 Telephone Number 935-5521 Zip Code 72401 Number of Branches: Inside City — 5; Outside City — 2 Number of CBCT’s: Inside City — 1; Outside City — None Directors: Principal Officers: ♦Charles Frierson, I I I ........President George Delaney, Jr........... Exec. V. P. Naomi Craft........................Vice Pres. Norman Leonard............ Vice Pres. Marystel Appleton Millie Blinaman Roy Cooper George F. Delaney, Jr. W. M. Freeze, Jr. Charles Frierson, III Lynn Greene Raymond (Chubby) Heem A. M. Heringer, Jr. Ben Lamberth J. W. Ledbetter, M.D. Tom Loberg J. C. Mahon B. E. McKee, MD Alan Patteson, Jr. * Designates Chief Executive Officer M. O. Peeler, MD Frank Snellgrove M. G. (Mabe) Spurlock STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories........... 6 303 U.S. Treasury securities .. 6 841 Oblig. of other U.S. Gov’t agencies & corporations 4 088 Oblig. of States & outical subdivisions. . . 15 985 other securities............ 1 523 Excess funds sold............. 700 Loans, Net ............. 69 763 Bank premises, furniture and fix tu res................... 1 492 All other assets . . . . . . . . . . 4 882 S Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 16 045 Time dep., ind., part., corp. 75 207 U.S. Gov’t deposits . . . . . . 130 Dep. of States & subdivisions___. . . . . . . 4 336 All other deposits.............. 112 Certified & Officers’ cks... 1 696 Total deposits.......... 97 526 Excess funds purchased .. 1 859 All other liabilities . . . . . . . 2 519 Total liabilities. . . . . . . . . 101 904 Equity Capital Capital <# shs. au. 100,000) . 1 000 (# shs. otst. 100,000) Surplus................. 2 225 Undivided profits & capital res. . . . . . . . . . . . . . 6 323 Ibtal Equity Capital.. . . . 9 548 Subordinated notes & debentures. . . . . . . . . . . . . 125 TOTAL 111 577 TOTAL 111 577 119 Sixty-Seventh Report FARMERS AND MERCHANTS BANK, JXJDSONIA Population 2,025 White County Chartered May 29, 1910 P.O, Box I Telephone Number 729-3148 Zip Code 72081 Number of Branches: Inside City — None: Outside City - None Number of CBCT's: Inside City — None: Outside City - None Principal Officers: Directors: E, O Y ancey............ . Chairman E. D. Y ancey.................President W. R Meador, Jr, ,, , , , Secretary J. H, Graves , ............. Vice Pres, ♦Jim Em finger .,, Exec. Vice Pres, *Designi*t>' ■ 1 >"•! 1, ui E, O. E. D. W, R. .!, H. Yancey Yancey Meador. Jr, Graves n t ' >)tsr* t STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories ,, 398 U.S. Treasury securities 2 337 Oblig. of States k political subdivisions, 897 Excess funds sold . , , , 200 Loans. Net ..................... l 635 Bank premises, furniture and fixtures f 13 Liabilities Mil. Thou. Demand dep„ ind., 1 530 part., corp...................... Time dep„ ind.. part., corp. 2 774 U.S. Gov't deposits , ,, 18 Dep. of States & subdivisions................. 519 Certified & Officers' eks . . _____ 7 Total d e p o s i t s . , 4 848 All other liabilities , , , . . 4 Total liabilities........ 4 852 Equity Capital Capital (# shs au. 2.8001 . , {# shs. otst 2,800) S u rp lu s............................ Undivided profits & capital res . ,, , . , . . _ Total Equity Capital, , TOTAL . . . . . . . . . . . . . . . . . 5...578 TOTAL. , .. , 70 200 458 728 . >) 578 120 State of Arkansas; Bank Department UNIO N STATE BANK, JUNCTION CITY Population 813 Union County Chartered August 28, 1933 P.O. Box F Telephone Number 924-4552 Zip Code 71749 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers; Directors: •John F. M a r s h , P r e s i d e n t Jerry Bay Hambrick. . . . . Vice Pres. Barbara Daniels . . . . . . . . . . . Cashier Mary Alice Jones .. . Assist. Cashier John F. Marsh Alvin Y. Green, Sr. T. T. Fields L. A. Jenkins Leonard L. Hampson C. A. Reed, Jr. Russell G. Adams John M. Shackleford, Jr. J. B. Allen, Jr. •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 A ssets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 616 U.S. Treasury securities .. Oblig. of other U.S. Gov’t agencies & corporations Oblig. of States & political subdivisions... 399 919 568 1 381 AMother securities. . . . . . . Excess funds sold. . . . . . . . Loans, Net . . . . . . . . . . . . . . 7 227 Bank premises, furniture and fix tu re s .................. All other assets .................. 87 219 TOTAL 1 400 12 816 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 2 336 Time dep., md., part., corp. 8 400 U.S. Gov’t deposits . . . . . . 2 Dep. of States & subdivisions. . . . . . . . . . . 635 Certified & Officers’ cks.. . _____ 46 Total deposits.. . . . . . . . . 11 419 All other liabilities . . . . . . . 535 Total liabilities. . . . . . . . . 11 954 Equity Capital Capital (§ shs. au. 30,000) . (# shs. otst. 30,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . TOTAL . . . . . . . . . . . . . . . . . 300 200 362 862 12 816 121 Sixty-Seventh Report BANK OF KENSETT, KENSETT Population 1,751 White County Chartered February 17, 1922 P.O. Box 356 Telephone Number 742-3211 Zip Code 72082 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Roger Q. Mills. . . . . . . . . . . President ♦Jno. H. Johnston, Jr. . . . Vice Pres. Mrs. P atsy Scot t . . . . . . . . . . Cashier Directors: Roger Q. Mills Jno. H. Johnston, Jr. William P. Mills •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 A ssets MIL Thou. Cash & due from depositories 191 U.S. Treasury securities , 593 Excess funds sold . 1 180 Loans, Net ,, ,. 293 Bank premises, furniture and fixtures . ., , 12 TOTAL . . . . . . . . . . . . . . . . . ~ 2 249 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 899 Time dep., ind., part., corp. 276 Dep. of States & subdivisions. . . . . . . . . . . 410 Total deposits.. . . . . . . . . 1 585 Total liabilities. . . . . . . . . 1 585 Equity Capital Capital (# shs. au. 500). . . . (# shs. otst. 500) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . 564 664 TOTAL . . . . . . . . . . . . . . . . . 2 249 50 50 122 State of Arkansas: Bank Departm ent BANK OF KINGSTON, KINGSTON Population 150 Madison County Chartered April 7, 1911 P.O. Box 39 Telephone Number 665-2825 Zip Code 72742 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — One Principal Officers: Directors: James B. M cDougal. Chm. of Board * Stephen A. Smith .......... President Gary W. Bunch................. Ex. V. P. Susan M cDougal......... Vice Pres. Jim S co tt................. Vice Pres. J. Vaughan J. Spurlock D. Samples J. G. Tucker J.Baldridge G. Bunch G. Easterling S. Brashears J. Thompson J. Shrum S. McDougal J. McDougal A. Smith S. Smith ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories................... 356 U.S. Treasury securities .. 722 Oblig. of other U.S. Gov’t agencies & corporations 401 Oblig. of States & political subdivisions. . . 143 All other securities . . . . . . . 43 Excess funds sold ........... 1 000 Loans, N e t ................. . 2 774 Bank premises, furniture and fixtures .................... 121 TOTAL 5 560 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 518 Time dep., ind., part., corp. 3 864 Dep. of States & subdivisions. . . . . . ___ 408 Certified & Officers’ cks... ______ 2 Total deposits.. . . . . . . . . 4 792 All other liabilities . . . . . . . 243 Total liabilities. . . . . . . . . 5 035 Equity Capital Capital (# shs. au. 800). . . . (# shs. otst. 625) Surplus................... Undivided profits & capital res......................... Total Equity Capital.. . . TOTAL 63 425 37 525 5 560 123 Sixty-Seventh Report BANK OF LAKE VILLAGE, LAKE VILLAGE Population 3,088 Chicot County Chartered October 14. 1937 P.O. Box 727 Telephone Number 265-2241 Zip Code 71653 Number of Branches: Inside City — 1; Outside City — None Number of CBCT's, Inside City — None; Outside City — None Principal Officers: Directors: Dr. 3. H, Burge .. Chm. of the Board Douglas C, Wynn ............ President *Hermon Carlton ,,. Exec, Vice Pres. R Trafton W illiam s.. .. Vice Pres. Joyce Bell .. . Vice Pres. & Auditor Dessie Lee Gibbs .. . , , Vice Pres. Jakie June Gibson . . Cashier Sam E. Angel William W. Bunker Dr. J. H. Burge Dr. J. P. Burge Hermon Carlton David F. Gillison, Sr. David F. Gillison, Jr. Bill R. Holloway Ned Mazzanti Joe Pieroni George Pine Linwood Smith Douglas 0 Wynn •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil Cash & fine from deposit one"' U.S. Ticasun securities Oblig id Aher l S Gov •' agent fes <L <orporai iom>)blig of States d politic,ii subdiviMom Excess fund'' sold .Loans, Net Bank promises bo urf and fixtures . . . . . . . . . . . All other assets . . . . . . . . . . TOTAL Thou. 1 151 995 (HM» < >40 *50 5 915 : so 696 Liabilities MIL Thou. Demand dep md , 5 810 part., corp. Time dep., md.. part . corp, 19 296 U.S Gov’t deposits 19 Dep, of State." A $ 538 subdivisions Certified & Officers ck18 Total deposits , 26 681 All other liabilities 500 27 J 8 ] lot ns Siabilif a :> Equity Capital ciD 9 aiuE*' i# sh ' .tit 30 00b {# shs. otst. A !»0(C 100 StlflMUr Undo ujrd pr.Tir , 982 capital re s... . . . . . 7A j; ' 1 apetal.. . . A 782 TOTAL . . . . . . . . . . . OQ 86 ‘ 124 State of Arkansas: Bank Department FIRST STATE BANK AND TRUST COMPANY, LAKE VILLAGE Population 3,088 Chicot County Chartered June 12, 1962 P.O. Box 271 Telephone Number 265-5366 Zip Code 71653 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *Fred P. Michael.. . . . . . . . . President Ben V. Floriani . . . . Exec. Vice Pres. Michael S. Cashion . . . . Vice Pres. & Cashier Freddie B lack....... ......... Vice Pres. & Trust Officer Linda Pearson.... Assist. Vice Pres. & Auditor Charles S. Bennett Herman Berkemeyer Freddie Black James E. Burchfield Ohmer C. Burnside Michael S. Cashion William H. Drew Ben V. Floriani J. P. Hampton Cullen Livingston Doyne W. Loyd Marvin D. Loyd Geno Mazzanti, Jr. Fred P. Michael Gordon A. Norris Carl O. Powell Ted Thornton Richard L. Pratt ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from 1 331 depositories....... ......... U.S. Treasury securities .. 3 646 Oblig. of other U.S. Gov’t agencies & corporations 1 000 Oblig. of States & political subdivisions... 3 168 Excess funds sold........... 300 Loans, N e t.............. 6 676 Bank premises, furniture and fix tu res....... ......... 324 TOTAL 16 445 Liabilities Mil. Thou. Demand dep., ind., part., corp........ ............ 2 743 Time dep., ind., part., corp. 11 204 Dep. of States & subdivisions.................. 958 Certified & Officers’ cks... 113 Total deposits................ 15 018 Total liabilities.......... 15 018 Equity Capital Capital f# shs. au. 5,000) . . {# shs. otst. 5,000) S urplus....... ........... . 1 Undivided profits & capital res.. .............. _ Total Equity Capital. .. . _1 TOTAL ........................ 100 150 177 427 16 445 Sixty-Seventh Report 125 CITIZENS BANK OF LAVACA, LAVACA Population 1,092 Sebastian County Chartered May 5, 1910 P.O. Box 108 Telephone Number 674-2297 Zip Code 72941 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City —- None; Outside City — None Principal Officers Directors: Ronald Ldouj ......... Cbm, of Board *Jam es N. Patterson . . . . President Larry D H u rst....... , Sr. Vice Pres. Gary W Cartnack , . Vice Pres. *1 I f s i g n a l * " ’ *i < * ! -*-• u ’ - ' i ( Ronald Udouj Jam es N. Patterson Larry D. H urst ►'( STATEMENT AS OF JU N E 30, 1981 Assets Mil. Thou. Cash & due from depositories ................... 906 U.S. Treasury securities .. 609 Oblig. of other U.S. Gov’t agencies & corporations 1 605 Obhg. of States & political subdivisions, . 26 Excess funds sold , , . 175 Loans, Net , 7 975 Bank premises, furniture and fixtures 329 All other asset s , , , 17 Liabilities Mil, Thou, Demand dep., ind., part., c o r p . . 1 705 Time dep,, ind., part., corp. 7 245 Dep. of States & subdivisions. . . . . . . . . . . 1 446 Certified & Officers' cks.,. __ 57 Total d e p o s i t s . 10 453 All other liabilities 200 Total liabilities. . . . . . . . . 10 653 TOTAL TOTAL 11 642 Equity Capital Capital (# shs. au. 18,000). 225 (# shs. otst. 18,000) Surplus 425 Undivided profits & capital res.. . . . . . . . . . . . . ____ 289 Total Equity C apital.. .. 939 Subordinated notes & debentures . . . . . . . . . . . . 50 11 642 126 State of Arkansas: Bank Department LEACHVILLE STATE BANK, LEACHVILLE Population 1,882 Mississippi County Chartered January 23, 1951 P.O. Box 140 Tblephone Number 539-6354 Zip Code 72438 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *J. Lee Bearden.................. President Edna L. K ennett... Exec. Vice Pres. Linda Young . . . . . . . . . . . . . . Cashier J. Lee Bearden Edna L. Kennett Nelson Henry T. N. Rodman, M.D. J. L. Swihart •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 280 U.S. Treasury securities .. 1 495 Oblig. of other U.S. Gov’t agencies & corporations 1 711 Oblig. of States & political subdivisions. . . 1 296 Excess funds sold. . . . . . . . 800 Loans, N e t .................. . . . 1 820 Bank premises, furniture and fixtu res........... 81 All other assets . . . . . . . . . . 2 TOTAL 7 485 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 1 240 Time dep., ind., part., corp. 3 884 Dep. of States & subdivisions. . . . . . . . . . . 1 076 Certified & Officers’ cks... _____ 16 Total deposits.. . . . . . . . . 6 216 Total liabilities. . . . . . . . . 6 216 Equity Capital Capital (# shs. au. 10,000). (# shs. otst. 10,000) Surplus---- . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . 1 TOTAL 100 900 269 269 7 485 127 Sixty-Seventh Report LITTLE RIVER BANK, LEPANTO Population 1,964 Poinsett County Chartered November 21, 1919 P.O. Box 340 Telephone Number 475-2306 Zip Code 72354 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: D. F. P ortis............ Chm. of Board ♦Grady Watkins, Jr. . . . . . . President T, G. Thompson, J r . . . . . . Vice Pres./ Cashier J. C. Portis. . . . . . . . . . . . . Vice Pres. Blanche Nash . . . . . . Assist. Cashier David Chandler. . Assist. Cashier A, T. Bell W. H. Cross, Sr. Mrs. Julanne Ingram Junaway Payne Ernest B. Portis D. F. Portis J. C. Portis T. G. Thompson, Jr. Mrs. Danette Watkins Grady Watkins, Jr. •Designate* f hief F xecutiv e < STATEMENT AS OF JUNE 30, 1981 A ssets Mil. Thou. Cash & due from depositories .. — . . . . . 595 U.S. Treasury securities .. 2 411 Oblig. of other U.S. Gov’t agencies & corporations 983 Oblig. of States & oMtical subdivisions.. 3 548 other securities. . . . . . . 25 Excess funds sold............. 1 100 Loans, Net 6 829 Bank premises, furniture and fix tu re s ....... . . . . . 33 All other a sse ts................. 403 f TOTAL 15 927 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 2 352 Time dep., ind., part., corp. 9 859 U.S. Gov’t deposits . . . . . . 7 Dep. of States & subdivisions. . . . . . . . . . . 1 161 Certified & Officers’ cks.. . 19 Total deposits.............. 13 398 All other liabilities . . . . . . . 276 Total liabilities. . . . . . . . . 13 674 Equity Capital Capital <# shs. au. 4,000).. (# shs. otst. 4,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital re s... . . . . . . . . . . . Total Equity Capital.. . . TOTAL 400 1 000 853 2 253 15 927 State of Arkansas: Bank Department 128 LESLIE STATE BANK, LESLIE Population 501 Searcy County Chartered April 17, 1948 P.O. Box 325 Telephone Number 447-2200 Zip Code 72645 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦Jim Tilley..................Chm. of Board Ben A llen..................... .. President Bill Seeger............ Exec. Vice Pres. Helen McBride...........Sr. Vice Pres. Ronnie Housley....... . Vice Pres. Mary Jane H orton__ ____ Cashier Jim Tilley Ben Allen Jerald Barnett Bill Seeger Virgil Blair Lex Treece Bob Derickson •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories............ 501 U.S. Treasury securities .. 1 356 Oblig. of other U.S. Gov’t agencies & corporations 380 Oblig. of States & political subdivisions... 758 Excess funds sold............. 200 Loans, N e t...................... 6 923 Bank premises, furniture and fix tu re s....... ......... 195 All other a sse ts............ 313 TOTAL 10 626 Liabilities Demand dep., ind., part., corp................. Mil. Thou. 1 476 Time dep., md., part., corp. 7 888 U.S. Gov’t deposits . . . . . . 4 Dep. of States & 389 subdivisions.............. Certified & Officers’ cks... ______ 5 Total deposits---- . . . . . . 9 762 All other liabilities.............. 106 Total liabilities----- . . . . . 9 868 Equity Capital Capital (# shs. au. 1,300).. (# shs. otst. 1,300) S urplus....... ........... Undivided profits & capital res...................... 253 Total Equity Capital.... 758 TOTAL 130 375 10 626 Sixty-Seventh Report 129 PEOPLES BANK AND LOAN COMPANY, LEWISVILLE Population 1,476 Lafayette County Chartered August 25, 1911 P.O. Box 280 Telephone Number 921-4244 Zip Code 71845 hi umber of Branches: Inside City — None; Outside City — None Number of CBCT’s Inside City — 1; Outside City — None Principal Officers: Directors: J, C. Landes ,. ,, Chm. of the Board *W. H Triplett. Jr. . Vice Chm. of Board Charles H. Moore . . . . . . . . President Wilma W ilbanks . . . . Ex. Vice Pres. Paul Mahar . . . . . . . . . . . . . Vice Pres. • I tpstgrmM J. C. Landes Larry Burrow W. H. Triplett, Jr. P. D. Burton, Jr. Charles H. Moore Paul J. English Wilma Wilibanks J. A. Harrel Elmer L. Harris Henry Moore III Aileen S Landes h « * 1 \ « < n ( ’ ( 1 ‘t t u >-f STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. (’ash & due from depositories .. 1 053 U.S. TVeasury securities 2 028 Oblig of other U.S Gov t agencies & corporations 3 002 ObUg. of States & political subdivisions 2 735 A.D other securities 24 Excess funds sold 650 Loans, Net 11 375 Bank premises, furniture and fixtures 122 Ml other assets 143 TOTAL 21 132 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 2 694 Time dep., rad., part., corp. 15 413 U.S. Gov’t deposits . . . . . . 47 Dep. of States & subdivisions. . . . . . . . . . . 1 228 Certified & Officers’ cks.. . _____ 90 Total deposits.. . . . . . . . . 19 472 Total liabilities. . . . . . . . . 19 472 Equity Capital Capital (# shs. au. 4,000) .. (# shs. otst. 4,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . TOTAL 100 700 860 1 660 21 132 130 State of Arkansas: Bank Department BANK OF LINCOLN, LINCOLN Population 1,422 Washington County Chartered March 19, 1903 P.O. Box 98 Telephone Number 824-3232 Zip Code 72744 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: *Loyd R. Swope . . . . . . . . . . President Kenneth D. Cox. . . . Exec. Vice Pres. Directors: John Lewis S. H. Pitts Larry K arnes................. . Vice Pres. Loyd Swope Darlene Cheatham.. Assist. V. Pres. Ronnie Rinehart......... Cashier Nell Kidd.. . . . . . . . . Compliance Off. R. H. Pitts Forrest Rodgers Kenneth D. Cox B. J. Basden •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories................... 1 473 U.S. Treasury securities .. 3 234 Oblig. of other U.S. Gov’t 1 001 agencies & corporations Oblig. of States & olitical subdivisions. .. 4 298 other securities............ 75 Loans, N e t ......................... 14 226 Bank premises, furniture 174 and fixtures .............. All other a sse ts................. 700 f TOTAL 25 181 Liabilities Mil. Thou. Demand dep., ind., part., corp............. 3 518 Time dep., ind., part., corp. 18 058 U.S. Gov’t deposits . . . . . . 4 Dep. of States & subdivisions................... 1 080 Certified & Officers’ cks... _____ 33 Total deposits......... 22 693 All other liabilities . . . . . . . 526 Total liabilities. . . . . . . . . 23 219 Equity Capital Capital (# shs. au. 8,000) .. (# shs. otst. 8,000) Surplus . . . . . . . . ---- . . . . . Undivided profits & capital res............................. 1 Total Equity Capital.. . . 1 Subordinated notes & debentures ..................... TOTAL 200 200 262 662 300 25 181 Sixty-Seventh Report 131 PULASKI BANK AND TRUST COMPANY* LITTLE ROCK Population 158,461 Pulaski County Chartered August 29, 1955 P.O. Box 7299 Telephone Number 661-7700 Zip Code 72207 Number of Branches: Inside City — 1; Outside City — None Number of CBCTU Inside City — None; Outside City — None Principal Officers, *James i ' lo st Chief 1, see. Officer & Ohm J. A Mi Entire, ill . ¥ ice Chm. of the Board . . . . President Thomas Puntov Robert C. Maget Sr. Vice Pres. James E, Brantlm Sr. Vice Pres. James \ . Pierce Sr. Vice Pres. M arih n Pearce . Vice Pres. & Cashier Cart \ Sr, Vice Pres. Directors: James €, East J, A. McEntire, III Troy Churchman Mark V. Williamson Thomas L. Hodges R. L. Schultz, Jr, Thomas Purifoy William E. Cockrell, Jr. David Banks Sidney Weniger STATEMENT AS OF JUNE 110, 1981 Assets M,ii Thou. Cash k Jut from depositories i 58] US. Treasure securities I 120 Ohtig id other U S (>n\ > agencies & corporat ton*- i 0 673 ( fblig. of States k politn al subdivisions 824 All other ‘-ecuritie'45 27 s92 Loans Net Bank premises, furnitun and fixture*u 19 J 8-36 All othm asset'- Liabilities Mil. Thou. Demand dep., ind, part., corp ... 14 482 Time dep., ind., part,, corp. 31 322 U.S, Clov’t deposits 66 Dep. of States k subdivisions . . 3 256 All other deposits 1 734 Certified & officers ok> 269 Total deposits, . 51 129 Excess funds purchased 3 182 Ail other liabilities 3 874 Total liabilities 58 185 Equity Capital Capital l# she, au. 226,000! . (# shs otst. 166,331) Surplus ... Undivided profits N capital res. Total Equity Capital Subordinated notes V debentures TOTAL . . . . . . . . . . . . . . . . . 62 610 TOTAL , , 1 663 1 200 262 3 125 1 300 62 610 132 State of Arkansas: Bank Department BANE OF LOCEESBURG, LOCEESBURG Population 620 Sevier County Chartered October 14, 1902 P.O. Box 118 Telephone Number 289-2541 Zip Code 71846 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: Leonard L. Hampson.. . . . President ♦Larry W. Hale. . . . . . . Ex. Vice Pres. Barbara D. Kitchens .. . Assist. V.P. Bobbie J. Simmons . . . . . . . . Cashier Leonard L. Hampson Wanda C. Hampson Mary F. Hampson Larry W. Hale •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 1 114 U.S. Treasury securities ., Oblig. of other U.S. Gov’t agencies & corporations Oblig. of States & political subdivisions... Loans, Net ------- . . . . . . . . . Bank premises, furniture and fixtures . . . . . . . . . . . All other assets . . . . . . . . . . 2 152 896 4 912 917 246 17 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 1 324 Time dep., md.» part., corp. 6 840 U.S. Gov't deposits . . . . . . 2 Dep. of States & subdivisions. . . . . . . . . . . 1 112 Certified & Officers’cks.. . _____ 30 Total deposits.. . . . . . . . . 9 308 Excess funds purchased .. 150 AH other liabilities . . . . . . . 79 Total liabilities. . . . . . . . . 9 537 Equity Capital Capital (# shs. au. 3,000) .. (# shs. otst. 3,000) Surplus......... Unaivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . TOTAL 10 254 75 175 467 717 TOTAL . . . . . . . . . . . . . . . . . 10 254 Sixty-Seventh Report 133 FIRST STATE BANK, LONOKE Population 4,128 Lonoke County Chartered March 9, 198* P.O, Box 320 Telephone Number 878-3108 Zip Code 72086 Number of Branches. Inside City — None; Outside City — None Number of CBCT’s Inside City — None; Outside City — None Principal Officers *3 () Bennett , Charles E. Ford. J . W. R t e . . Man. Strickland Linda Browning Directors: . , President , Exec Vice Pres. Assist Vice Pres. Assist. Cashier Assist Cashier J. O. Bennett Wayne Bennett, Sr. Neil Bennett, Sr. H. Austin Grimes, M D. V\ ayne Ben n et t i •Neil Bennett, Jr 5J STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories 3 784 ITS. Treasun securities 5 403 Oblig. of States & political subdivisions 2 582 Excess funds sold 8 400 Loans. Net 13 440 Bank premise" furniture and tixf ures 305 All of he*- asset s 934 Liabilities Mil. Thou, Demand dep., ind., part,, eorp........................ 8 924 Time dep., ind., part., eorp. 18 796 U.S. Gov’t deposits 28 Dep. of States & subdivisions . . .. , , 4 105 Certified & Officers' eks., 223 Total deposits., . 30 076 All other liabilities........... 489 Total liabilities 30 565 Equity Capital Capital t# shs. au, 16,000). 400 i# shs otst, 18,000) Surplus . . .. 1 800 Undivided profits & capital res . 2 263 Total F,quite Capital 4 283 TOTAL 34 828 T( >1 A* 34 828 State of Arkansas: Bank Department 134 FARMERS BANK & TRUST COMPANY, MAGNOLIA Population 11,909 Columbia County Chartered September 26, 1906 P.O. B ox 250 Telephone Number 234-2211 Zip Code>71753 Number of Branches: Inside Ci ty — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: *R. S. Warnock, Jr............ .. President Bob L. Burns........... ........ Vice Pres. Mrs. T. H. R eev es........... Vice Pres. Cameron Dodson _____ __ Vice Pres. T. H. Bradley, Jr..... .........Vice Pres. Dean Reagan..........Exec. Vice Pres. & Cashier M. E. Fitzpatrick. Assist. Vice Pres. & Assist. Cashier Directors: T. H. Bradley, Jr. Bob L. Burns L. E. Davis, Jr. Cameron Dodson W. E. Fullenwider John W. Harsh Mrs. T. H. Reeves R. S. Warnock, Jr. Joe D. Woodward ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories.................. 2 525 U.S. Treasury securities .. 5 052 Oblig. of other U.S. Gov’t agencies & corporations 10 080 Oblig. of States & political subdivisions. . . 8 002 Excess funds sold............. 1 300 Loans, N e t ..................... 12 215 Bank premises, furniture and fix tu re s ................. 369 821 All other a sse ts---- . . . . . . TOTAL 40 364 Liabilities Mil. Thou. Demand dep., ind., part., corp........................ 6 997 Time dep., ind., part., corp. 26 003 U.S. Gov’t d ep osits.......... 22 Dep. of States & subdivisions......... 2 476 Certified & Officers’ cks... 101 Total deposits.. . . . . . . . . 35 599 All other liabilities___. . . 512 Total liabilities. . . . . . . . . 36 111 Equity Capital Capital (# shs. au. 4,000) .. (# shs. otst. 4,000) Surplus .......................... Undivided profits & capital res.................. Total Equity Capital---- TOTAL ................... . 100 1 000 3 153 4 253 40 364 Sixty-Seventh Report 135 BANK OF MALVERN, MALVERN Population 10,163 Hot Spring County Chartered June 24, 1889 P.O. Box 89? Telephone Number 332-6966 Zip Code 72104 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Glenville Rhodes . , .. Chm. of Board ♦Paul L, Offutt President Jam es D. Ferguson ,, Exec. V. Pres. Donald J Tackett . . . . . Vice Pres. & Cashier Marsha T anner. . , . Vice Pres. Directors: Ray N. Boyle Sam R. Clark Dorsey D, Glover Wm. H. Glover Joe C. Keith Paul L. Offutt Glenville Rhodes Cary E. Young Tom Ross Young. Jr •Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 A ssets Mil Thou, Cash & due from depositories ................ 1 659 U.S, Treasury securities . , 12 142 Oblig. of other U.S. Gov’t agencies & corporations 4 827 Oblig. of States & political subdivisions. . 5 969 An other securities. , , 100 Loans, Net . .................. 15 475 Bank premises, furniture and fixtures ., 839 All other assets . . . 1 110 Liabilities MIL Thou, Demand dep., ind., part., c o r p . . 6 071 Time dep., ind., part., corp. 28 594 U.S. Gov’t d e p o sits......... 93 Dep. of States & subdivisions ................. .. 2 245 Certified & Officers’ cks.., 130 Total deposits, 37 133 Excess funds purchased .. 500 All other liabilities . . . 710 Total liabilities. _38_ _343 Equity Capital Capital (# shs. au. 12,000). 300 (# shs. otst. 12,000) 1 200 Surplus ............................... Undivided profits & capital res........................ 2 278 Total Equity C apital.. . 3 778 TOTAL 42 121 TOTAL 42 121 State of Arkansas: Bank Department 136 PEOPLES BANK, MAMMOTH SPRING Population 1,158 Fulton County Chartered February 8, 1921 P.O. Box 310 Telephone Number 625-3235 Zip Code 72554 Number of Branches: Insiae City — None; Outside City — None Number of CBCT’s: Inside City — None; Ouside City — None Principal Officers: Cloy H. Culver. *William O. Pace David Smith .., Norma G. Pace . ........President ........Vice Pres. ---- . . . Cashier Assist. Cashier Directors: Auda M. Culver Cloy H. Culver William 0 . Pace Jim B. Plumlee M. H. Powell ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from 510 depositories.................. U.S. Treasury securities .. 2 145 Oblig. of other U.S. Gov’t agencies & corporations 3 115 Oblig. of States & political subdivisions. . . 1 526 AMother securities.......... 816 Excess funds sold......... 80 Loans, N e t ......................... 2 842 Bank premises, furniture 277 and fixtu res................... TOTAL 11 311 Liabilities Mil. Thou. Demand dep., ind., part., corp...................... 2 246 Time dep., ind., part., corp. 7 331 U.S. Gov’t deposits . . . . . . 9 Dep. of States & subdivisions........... . 688 Total deposits................. 10 274 Total liabilities............... 10 274 Equity Capital Capital (# shs. au. 4,000) .. (# shs. otst. 4,000) Surplus................. Undivided profits & capital res.................. Total Equity Capital.. . . TOTAL 100 300 637 1 037 11 311 137 Sixty-Seventh Report MERCHANTS & PLANTERS BANK, MANILA Population 2,553 Mississippi County Chartered March 16, 1948 P.O. Box 440 Telephone Number 561-4427 Zip Code 72442 Number of Branches: Inside City — None; Outside City - None Number of CBCT's: Inside City — None; Ouside Citv — None Principal Officers. Peggy F, Cheadle Lora M. Fleeman ♦Max H Schrader James B Cheadle Hulen F aulkner Norma Jackson. Directors , , .. Chairman . . .. President Exec. Vice Pres. ......... Vice Pres. Vice Pres. . Cashier Peggy F. Cheadle Lora M. Fleeman Betty F. Schrader James B. Cheadle Wm. Borowsky L, E. Townsend Hulen Faulkner Max H. Schrader STATEMENT AS OF JUNE 30, 1981 Assets Mil, Thou. Cash & due from depositories ,. ., 476 U.S. Treasury securities 447 Oblig. of other U.S. Gov't agencies & corporations ! 073 Oblig. of States & political subdivisions 406 Excess funds sold .. 750 Loans, Net , , . ... 3 700 Bank premises, furniture and fixtures , . 145 All other assets 9 TOTAL 7 006 Liabilities Mil. Thou. Demand dep„, ind., part., corp... . . . . . . . . . . . 1 342 Time dep., ind., part., corp. 3 575 U.S. Gov’t deposits . . . . . . 31 Dep. of States & subdivisions. . . . . . . . . . . 1 068 Certified & Officers’ cks.. . ____ 29 Total deposits.. . . . . . . . . 6 045 Total liabilities. . . . . . . . . 6 045 Equity Capital Capital (# shs. au. 10,000). (# shs. otst. 10,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. .. TOTAL 100 350 511 961 7 006 138 State of Arkansas: Bank Department BANK OF MANSFIELD, MANSFIELD Population 1,000 Sebastian County Chartered February 16, 1939 P.O. Box 387 Telephone Number 928-4418 Zip Code 72944 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Ouside City — None Principal Officers: Bruce H. Shaw _____ Chm. of Board ♦Joe McCain President Richard B. Shaw . . . . . . . . Vice Pres. Gilmer K. D ixon.............. Vice Pres. Paul L ovett....................... Vice Pres. Melba Conaway............. Vice Pres. & Cashier Paula Coward. . . . Assist. Vice Pres. Liz Hoppengarner Assist. Vice Pres. Directors: Bruce H. Shaw, Chairman Joe McCain Richard B. Shaw S. D. Barnes Melba Conaway S. M. Taylor Gilmer Dixon W. W. Holbrook •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories.................. 442 U.S. Treasury securities .. 5 426 Oblig. of other U.S. Gov’t agencies & corporations 1 693 Oblig. of States & political subdivisions. . . 1 941 Excess funds sold............ 475 Loans, Net ....................... 3 856 Bank premises, furniture and fixtures . . . . . . . . . . . 175 AE other assets . . . . . ___ 374 TOTAL 14 382 Liabilities Mil. Thou. Demand dep., ind., part., corp— .................. 2 136 Time dep., ind., part., corp. 9 838 U.S. Gov’t deposits . . . . . . 5 Dep. of States & subdivisions. . . . . . . . . . . 621 Certified & Officers’ c k s... _____ 75 Total deposits........... . 12 675 AE other Eabihties........... 287 Total Eabihties. . . . . . . . . 12 962 Equity Capital Capital (# shs. au. 9,600).. (# shs. otst. 9,600) Surplus . . . ---- . . . . . . . . . . Undivided profits & capital res.................... 940 Total Equity Capital.... 1 420 TOTAL 240 240 14 382 Sixty-Seventh Report 139 FARMERS AND MERCHANTS BANK, MARIANNA Population 6,220 Lee County Chartered January 9, 1942 P.O. Box 479 Telephone Number 295-2535 Zip Code 72360 Number of Branches: Inside City — None; Outside City — None Number of CBCT's: Inside City — None; Ouside City — None Principal Officers: Directors: ♦William J. McClain . . . . . . President Mary Dupuy .. Vice Pres. & Cashier Jam es T. McMahan, I I . .. Vice Pres. Letha H. Smi t h. . . . . Assist. Cashier Marie Vickers . . . . . . Assist. Cashier John F. Miller, Chairman Jam es D. B urkett Dan H, Felton. I l l Jack R. Gentry Thomas H. Gist, Jr. William J. McClain Jam es T. McMahan, II Robert F. Mahan J. B. Smith I) E. Webb, Jr. ♦Designates Chief Executive Officer STATEMENT AS OP JUNE 30, 1981 Assets MIL Thou. Cash & due from depositories . . . . . . . . . . . 1 183 U.S. Treasury securities .. 2 467 Oblig. of other U.S. Gov’t agencies & corporations 8 078 Oblig. of States & political subdivisions. . . 1 603 Au other securities. . . . . . . 409 Excess funds sold. . . . . . . . 650 Loans, Net . . . . . . . . . . . . . . 3 538 Bank premises, furniture and fixtures . . . . . . . . . . . 144 TOTAL 13 072 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 3 963 Time dep., ind., part., corp. 6 259 U.S. Gov’t deposits . . . . . . 12 Dep. of States & subdivisions. . . . . . . . . . . 1 755 Certified & Officers’ cks... ____ 21 Total deposits.. . . . . . . . . 12 010 All other liabilities . . . . . . . _____ 11 Total liabilities. . . . . . . . . 12 021 Equity Capital Capital <# shs. au. 3,000) .. (# shs. otst. 3,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . 75 800 176 1 051 TOTAL . . . . . . . . . . . . . . . . . 13 072 140 State of Arkansas: Bank Department CITIZENS BANK, MARION Population 2,998 Crittenden County Chartered March 15, 1938 P.O. Box 300 Telephone Number 739-3232 Zip Code 72364 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Ouside City — None Principal Officers: Directors: *A. J. Lumpkin................... President William E. Reynolds. . . . . Vice Pres. Mary L. Hoskins.. . . . . . . . . . Cashier Ida Mae W illiams... Assist. Cashier Lucille H. Brackin .. Assist. Cashier Wilson P. Barton C. H. Bond, Jr. Sanders Carter Julian Hardin Allen B. Helms A. J. Lumpkin A. H. Neely Dino Pirani J. F. Rieves, Jr. Ray D. Ross Aldo Stupenti Dana F. Sulcer •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 984 U.S. Treasury securities .. 475 Oblig. of other U.S. Gov’t agencies & corporations 1 794 Oblig. of States & political subdivisions. . . 4 399 Excess funds sold_____ __ 1 000 Loans, Net . . . . ___ . . . . . . 3 864 Bank premises, furniture and fixtures . . . . . . . . . . . 489 All other assets . . . . . . . . . . 6 TOTAL 13 011 Liabilities Mil. Thou. Demand dep., ind., part., eorp... . . . . . . . . . . . 2 317 Time dep., ind., part., corp. 5 291 U.S. Gov’t deposits . . . . . . 4 Dep. of States & subdivisions........... 2 900 Certified & Officers’ cks... ______ 1 Total deposits................. 10 513 All other liabilities . . . . . . . 100 Total liabilities. . . . . . . . . 10 613 Equity Capital Capital (# shs. au. 1,500) .. (# shs. otst. 1,500) Surplus ..................... Undivided profits & capital res....................... Total Equity C apital.. . . TOTAL 150 950 1 298 2 398 13 Oil Sixty-Seventh Report 141 MARKED TREE BANK, MARKED TREE Population 3,201 Poinsett County Chartered March 3, 1932 P.O. Box 160 Telephone Number 358-2600 Zip Code 72365 Number of Branches: Inside City — None; Outside City — None Number of CBCT's: Inside City — None; Ouside City — None Principal Officers, Directors: •John A, Brunner, Jr, ,, , President J, P. H u tch in s........... .. , ,, Cashier Frances Whitlow .. Assist, Cashier Louise Anglin . . . . Assist, Cashier Norma Hendrix. Assist. Cashier Gloria Ritter, Chmn. John A. Brunner, Jr. Mary Ann Arnold Frank Brunner, Jr. J. Robert Brunner f'h«* (• x»< i.' >i - >Hir. STATEMENT AS OF JU N E 30, 1981 A ssets Mil. Thou, Cash & due from depositories............. 1 125 U.S. Treasury securities 7 310 Oblig. of other U.S. Gov t agencies & corporations 2 774 Oblig. of States & political subdivisions . 1 038 Loans, Net .... 3 169 Bank premises, furniture and fixtures . , 90 Liabilities Mil. Thou, Demand dep., ind., part., corp... . . . . . . . . . . . 3 880 Time dep., ind., part., corp. 8 841 U.S. Gov't deposits . . . . . . 55 Dep. of States & subdivisions. . . . . . . . . . . 1 317 Certified & Officers’ cks... _____ 57 Total deposits.. . . . . . . . . 14 150 Total liabilities. . . . . . . . . 14 150 Equity Capital Capital (# shs. au. 2,500) . . (# shs. otst. 2,500) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . _ Total Equity C apital.. . . 1 TOTAL 15 506 TOTAL 250 300 806 356 15 506 142 State of Arkansas: Bank Department THE CITIZENS BANK, MARSHALL Population 1,595 Searcy County Chartered February 26, 1940 P.O. Box 250 Telephone Number 448-3341 Zip Code 72650 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Ouside City — None Principal Officers: Jim Tilley............................Chairman Jerald M. Barnett. . . Vice Chairman ♦James W. Daniel..............President Bill O. W a tts.............. Sr. Vice Pres. M. Malcolm Winters. . . . . Vice Pres. Brenda H arness..................Cashier Danny Horton . . . Assist. Vice Pres. Bernece Myatt . . . . . Assist. Cashier Patsy Massey .......... Assist. Cashier Directors: Ben Allen Jerald M. Barnett J. C. Baker, Jr. George E. Daniel James W. Daniel Dewey Massey Ancil Mays Jim Tilley Bill O. Watts •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories ............... 1 529 U.S. Treasury securities .. 735 Oblig. of other U.S. Gov’t agencies & corporations 525 Oblig. of States & political subdivisions. . . 1 940 Excess funds sold. . . . . . . . 900 Loans, N e t ......................... 11 342 Bank premises, furniture and fixtures . . . ___. . . . 251 All other assets .............. 490 TOTAL 17 712 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 3 244 Time dep., ind., part., corp. 10 949 U.S. Gov’t d ep osits.......... 13 Dep. of States & subdivisions.................... 1 643 Certified & Officers’ cks... _____ 14 Total deposits............. 15 863 All other liabilities . . . . . . . 217 Total liabilities. . . . . . . . . 16 080 Equity Capital Capital (# shs. au. 4,000) .. (# shs. otst. 4,000) Surplus......... ............. Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . Subordinated notes & debentures............... TOTAL 400 500 432 1 332 300 17 712 Sixty-Seventh Report 143 BANK OF MARVELL, MARVELL Population 1,751 Phillips County Chartered January 8, 1903 P.O. Box 67 Telephone Number 829-2596 Zip Code 72366 Number ol Branches: Inside City — None; Outside City — None Number of OBCT's: Inside City — None; Ouside City — None Principal Officers: Directors: *Gibson. Turley, Sr. . . . . . President & Chairman Tommie E. Shackelford, Jr.. V. Pres. Gibson Turley, Jr. . . . . . . . Vice Pres. Frank G. Wallace. Assist. Vice Pres. P atty Sue Russell. . . . . . . . . . Cashier Gibson Turley, Sr. J. A. Hill Gibson Turley, Jr. Jam es H. Hill Virginia Turley ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash A due Iron, depositories . . 425 tJ.S Treasury securities 3 097 Oblig of other U S Go\ t agencies A corporation .1 945 Oblig of States A political subdi\isions 2 583 Excess fund- sold 615 Loans, Net . . . 1 680 Bank premises, turmtun and fixtures 143 Nil i>t b*-t asset s 36 TOTAL 12 504 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 2 389 Time dep., ind., part., corp. 6 629 U.S. Gov’t deposits . . . . . . 13 Dep. of States & subdivisions. . . . . . . . . . . 1 900 Certified & Officers' cks.. . _____ 40 Total deposits.. . . . . 10 971 All other liabilities . . . . . . . ____ 87 Total liabilities................ 11 058 Equity Capital Capital (# shs. au. 6,000) .. I# shs. otst. 6 , 000 ) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res.. . . . . . . . . . . . . Total Equity Capital, ... TOTAL 150 500 796 1 446 12 504 144 State of Arkansas: Bank Department BANK OF McCRORY, McCRORY Population 1,942 Woodruff County Chartered June 18, 1903 P.O. Box 367 Telephone Number 731-2521 Zip Code 72101 Number of Branches: Inside City — None; Outside City — None Number of CBCT's: Inside City — None; Ouside City — None Principal Officers: *1. N. A m o f_____ Chm. of the Board Hulon Cain.......................... President James Taylor.. . . . . . . . . . . . . Cashier Margaret Collier.............. Vice Pres. Bobby Trotter.. . . Assist. Vice Pres. Directors: I. N. Arnof John G. Thompson John D. Eldridge H. Ripley Thompson Ian Amof John D. Eldridge III G. L. Morris, Jr. Edwin B. Conner, Jr. Hulon Cain Donald Cain Fletcher C. Lewis •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories................. 4 430 U.S. Treasury securities .. 6 900 Oblig. of other U.S. Gov’t agencies & corporations 4 200 Oblig. of States & political subdivisions . . . 4 592 An other securities........... 81 Excess funds sold........... . 3 475 Loans, N e t ................ 9 123 Bank premises, furniture and fixtures . . . . . . . . . . . 130 All other assets ____ . . . . . 799 TOTAL 33 730 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 8 421 Time dep., ind., part., corp. 19 689 U.S. Gov’t deposits . . . . . . 35 Dep. of States & subdivisions. . . . . . . . . . . 1 260 Certified & Officers’ cks... ______37 Total deposits......... 29 442 All other liabilities . . . . . . . 919 Total liabilities. . . . . . . . . 30 361 Equity Capital Capital I# shs. au. 20,000). (# shs. otst. 20,000) Surplus . . . . . . . . . . . . . . . . . 1 Undivided profits & capital res... . . . . . . . . . . . 1 Total Equity C apital.. . . 3 TOTAL 500 000 869 369 33 730 145 Sixty-Seventh Report McGEHEE BANK, McGEHEE Population 5,671 Desha County Chartered December 5, 1933 P.O. Box 787 Telephone Number 222-3151 Zip Code 71654 Number of Branches: Inside City — 1; Outside City — 2 Number of CBCT’s: Inside City — 1; Ouside City — None Principal Officers: Directors: Sam Bowman . . . . . Chm. of Board ♦Bill B ow m an....... .............President John Potter . . . . Vice Chm. of Board Bill Williams . . . . Exec. V P & T.O. ♦I ' ‘in*! * \ << Robert H. Adcock Fred P. Blanks Bill Bowman Sam Bowman Jim my L. Buford Bill Elliott John L. Maier, Jr. John Potter Buren Sharpe Mark Sherland, Jr. Jam es N. Smith W. A. Smith Cecil Simpson in ,. STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 1 754 U.S. Treasury securities .. 1 016 Oblig. of States & olitical subdivisions ... 4 715 other securities. . . . . . . 441 Excess funds sol d. . . . . . . . 2 775 Loans, Net . . . . . . . . . . . . . . 37 185 Bank premises, furniture and fixtures . . . . . . . . . . . 367 All other assets . . . . . . . . . . 1 243 f Liabilities Mil. Thou. Demand dep„ ind., part., corp... . . . . . . . . . . . 6 387 Time dep., ind., part., corp. 33 470 U.S. Gov’t deposits . . . . . . 24 Dep. of States & subdivisions. . . . . . . . . . . 3 242 Certified & Officers’ cks... 203 Total deposits.. . . . . . . . . 43 326 All other liabilities . . . . . . . ____ 870 Total liabilities. . . . . . . . . 44 196 Equity Capital Capital (# shs. au. 80,000). 1 000 (# shs. otst. 80,000) Surplus . . . . . . . . . . . . . . . . . 1 500 Undivided profits & capital res... . . . . . . . . . . . 2 800 Total Equity C apital.. .. 5 300 TOTAL 49 496 TOTAL 49 496 146 State of Arkansas: Bank Department THE BANK OF MELBOURNE, MELBOURNE Population 1,626 Izard County Chartered July 29, 1896 P.O. Box C Telephone Number 368-4337 Zip Code 72556 Number of Branches: Inside City —- None; Outside City — None Number of CBCT’s: Inside City — None; Ouside City — None Principal Officers: Directors: Charles C. Miller.. . . . . . . . President *R. Clinton Hawkins .. Exec. V. Pres. Gwenn Lea.........................Vice Pres. Ernestine M arlin................. Cashier Mary F. T ate........... Assist. Cashier Charles C. Miller Gwenn Lea Ann Lawrence James E. Miller ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil . Thou. Cash & due from depositories................... 1 023 U.S. Treasury securities .. 1 154 Oblig. of other U.S. Gov’t agencies & corporations 1 244 Oblig. of States & political subdivisions. .. 3 045 All other securities........... 25 Loans, N e t ......................... 5 475 Bank premises, furniture and fixtu res......... . 409 All other a sse ts......... 376 TOTAL 12 751 Liabilities Mil. Thou. Demand dep., ind„ part., corp............. 2 686 Time dep., ind., part., corp. 7 151 U.S. Gov’t d ep osits.......... 4 Dep. of States & subdivisions................... 1 155 Certified & Officers’ cks... _____ 81 Total deposits......... 11 077 All other liabilities........... 192 Total liabilities................ 11 269 Equity Capital Capital (# shs. au. 4,000) .. (# shs. otst. 4,000) Surplus ............................... Undivided profits & capital res.................... Total Equity Capital.. . . Subordinated notes & debentures........... . TOTAL 100 300 982 1 382 100 12 751 147 Sixty-Seventh Report. THE UNION BANK OF MENA, MENA Population 5,154 Polk County Chartered July 25, 1924 P.C). Box 898 Telephone Number .‘194-2211 Zip Code 71953 Number of Branches; Inside City — None; Outside City — 1 Number of CBCT’s Inside City — 1; Ouside City — None Principal Officers Directors: Clift C Lane . .. ,. , Chm. of Board ♦Bill Lauek Wood , . , . President and Chief Exec. Off. Gary V\ Gardner .. Vice Pres. Gregor> Bourns , .. Vice Pres. L. L. Morrow ,. , . Vice Pres. R. A. Carvei...................... Vice Pres. Buddy Newbolt . Assist. Vice Pres. Ruby Lunsford ................... Cashier EvaCapehart Assist, Cashier Mildred Brown , , Assist Cashier Jesse Sullivan. . Assist. Vice Pres. Jim Neugenf , Data Process. Mgr. Gregory Bourns R. A. Carver R. L. Hamilton Clift C. Lane L. L. Morrow Charles W. Sharp Robert L. Shaw Edward W. Stevenson C. S. Williams Bill Lauek Wood ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil Thou. ('ash & due from depositories ................ 2 207 2 381 U.S. Treasury securities , Oblig. of other U.S. Gov't agencies & corporations i 316 Oblig. of States & political subdivisions . 10 064 Au other securities, 1 048 Excess funds sold 1 500 Loans, Net , , 2!3 247 Bank premises, furniture and fixtures 420 All other assets , 893 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 8 821 Time dep., ind., part., corp. 25 066 U.S. Gov’t deposits . . . . . . 181 Dep. of States & subdivisions. . . . . . . . . . . 1 923 Certified & Officers’ cks... 110 Total deposits.. . . . . . . . . 36 101 All other liabilities . . . . . . . _j_ 092 Total liabilities. . . . . . . . . 37 193 Equity Capital Capital (# shs. au. 12,000). 1 200 (# shs. otst. 12,000) Surplus . . . . . . . . . . . . . . . . . 1 400 Undivided profits & capital res... . . . . . . . . . . . 3 283 Total Equity Capital.... TOTAL 43 076 TOTAL 5 883 43 076 148 State of Arkansas: Bank Departm ent MONETTE STATE BANK, MONETTE Population 1,165 Craighead County Chartered December 29, 1936 P.O. Box P Telephone Number 486-5493 Zip Code 72447 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Ouside City — None Principal Officers: Directors: ♦Donald Kirksey---- ------- President Shirley Bronaugh . . . . Sr. Vice Pres. Verlene Fullen. Vice Pres. & Cashier Bill Clark ........................... Vice Pres. Revis G. Stew art------ . . . . Vice Pres. Charles Frierson Carolyn Frierson Verlene Fullen ShirleyBronaugh Donald Kirksey Ruth P. Latta J. E. Story Dr. B. R. Harper Dr. T. P. Harper •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories................. . 4 014 300 U.S. Treasury securities .. Oblig. of other U.S. Gov’t 100 agencies & corporations Oblig. of States & political subdivisions. . . 6 052 All other securities. . . . . . . 149 Loans, N e t ............. .......... 14 016 Bank premises, furniture 372 and fixtures ................... 123 All other a sse ts............... . TOTAL 25 126 Liabilities Mil. Thou. Demand dep., ind., part., corp........................ 4 355 Time dep., ind., part., corp. 16 532 U.S. Gov’t d ep osits......... 10 Dep. of States & 1 478 subdivisions. . . . . . . ---Certified & Officers’ cks... 358 Total deposits.. . . . . ---- 22 733 Total liabilities............... 22 733 Equity Capital Capital (# shs. au. 4,000) .. (# shs. otst. 4,000) Surplus........... ................ Undivided profits & capital res................ . 1 Total Equity Capital.. . . 2 TOTAL 200 800 393 393 25 126 149 Sixty-Seventh Report COMMERCIAL BANK AND TRUST CO., MONTICELLO Population 8,259 Drew County Chartered November 29, 1912 P.O. Box 150 Telephone Number 387-6221 Zip Code 71855 Number of Branches: Inside City — 2; Outside City — None Number of CBCT’s: Inside City — None; Ouside City — None Principal Officers: Directors: * Bennie Ryburn, Sr. . . . . . . Chairman Reginald Glover President Jim Searcy. . . . . . . . . . . . Vice Pres. & Trust Officer Bill White. . . . . . . . . . . . . . . Viet: Pres. E, A. Baker Jam es Burks Cole Castellaw, Jerry Davis Phillips L Davis Charles S. Gibson Reginald Glover Thomas Hanky R D. Jones, Jr L, 1). Long Lamar Miles Allen Mott Jam es A. Ross. Sr Bennie Ryburn. Sr W. E. Smith John Spivty Kim Ward Frank Wolfe officer STATEMENT AS OF JUNE 30, 1981 \s s e t s Mil, Thou. Cash A due from depositories . U.S Treasury securities Oblig, td other t S. Go\ : agencies & corporationOblig, ot States A political subdivisions AU other securities E x c e s s fu n d s sold Loans Net Bank promises, furniture and fixtures All otlu*f assets . TOTAL 1 741 991 100 5 1 '8 926 54 800 211 242 907 37 972 Liabilities Mil. Thou, Demand dep., ind., part., corp... . . . . . . . . . . . 5 868 Time dep., ind., part., corp. 23 729 U.S. Gov’t deposits . . . . . . 122 Dep. of States & subdivisions. . . . . . . . . . . 3 838 Certified & Officers’ cks... 814 Total deposits.. . . . . . . . . 34_169 All other liabilities . . . . . . . _ _ 577 Total liabilities. . . . . . . . . 34 748 Equity Capital Capital (# shs. au. 8,000) ,. (# shs. otst. 8,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . TOTAL 200 1 500 1 526 3 226 37 972 150 State of Arkansas: Bank Departm ent UNION BANK & TRUST COMPANY, MONTICELLO Population 8,259 Drew County Chartered September 15, 1915 P.O. Box 270 Telephone Number 367-3453 Zip Code 71655 Number of Branches: inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Ouside City — None Principal Officers: Directors: *Zach McClendon, Jr..........President Virginia Pierce.............Sr. Vice Pres. Kelton Busby, Jr........ Vice Pres. John A. McClelland..........Vice Pres. Clay Mitchell.................... Vice Pres. Jean St. J o h n ................. . Vice Pres. Beverly Hudson.. Assist. Vice Pres. Peggy Sm ith........Assist. Vice Pres. Dona Stevenson.. Assist. Vice Pres. Howard Woodall . Assist. Vice Pres. Shirley Hill............................... Assist.Cashier Tona McKiever.........Assist. Cashier Zach McClendon, Sr., Chmn. William K. Ball Brown Calhoun Frank Carson, Jr. Billy Hartness Charles E. Jackson W. Frank Jackson Zach McClendon, Jr. Wells Moffatt Dr. J. P. Price A. C. Thompson Allan G. Williams G. R. Campster Juan Trotter •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories............... 2 812 U.S. Treasury securities .. 6 280 Oblig. of other U.S. Gov’t agencies & corporations 2 165 Oblig. of States & political subdivisions. . . 10 048 Loans, N e t ......................... 32 149 Bank premises, furniture and fix tu res................. . 869 All other a sse ts................. 1 262 Liabilities Mil. Thou. Demand dep., ind., part., corp................ 10 211 Time dep., ind., part., corp. 35 548 U.S. Gov’t deposits . . . . . . 72 Dep. of States & subdivisions.................... 4 004 Certified & Officers’ cks. . . 220 Total deposits................. 50 055 Excess funds purchased .. 1 000 All other liabilities........... 857 Total liabilities------ . . . . 51 912 Equity Capital Capital (# shs. au. 64,000). (# shs. otst. 64,000) Surplus...................... Undivided profits & capital res........................ Total Equity Capital---- TOTAL 55 585 TOTAL................... . 1 000 1 000 1 673 3 673 55 585 151 Sixty-Seventh Report THE FIRST STATE BANK, MORRILTON Population 7,355 Conway County Chartered November 26, 1930 P.O, Box 350 Telephone Number 354-4601 Zip Code 72110 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Ouside City — None Principal Officers: •Herm an J. Kordsmeier , .. President Jim H. Wilcox . . . . Exec. V.P. Bill Davidson .. . . . . . . . . Vice Pres. Marjorie Waller Assist. V. P. B ilie Jean Wofford. . . . Assist. V, P. Directors: Cleo Cheek W. E. Love S. E. McReynolds Otto Lienhart Charles L. Ormond •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories .. 2 636 U.S. Treasury securities , 9 262 Oblig. of other U.S. Gov't agencies & corporations 114 Oblig. of States & political subdivisions. , 10 327 Excess funds sold........... 2 600 Loans, Net ..................... . 16 199 Bank premises, furniture and fixtures . . , 616 All other assets , 969 TOTAL 42 723 Liabilities Mil. Thou. Demand dep„ ind., part., corn... . . . . . . . . . . . 10 224 Time dep., md., part., eorp. 23 600 U.S. Gov’t deposits .. . .. 158 Dep. of States & subdivisions. . . . . . . . . . . 2 985 Certified & Officers' cks... _____82 Total deposits................. 37 049 All other liabilities . . . . . . . 642 Total liabilities............... 37 691 Equity Capital Capital (# shs. au. 5,000) .. (# shs. otst. 5,000) Surplus ........... Unaivided profits & capital res.,..................... Total Equity Capital. ... TOTAL 500 1 000 3 532 5 032 42 723 152 State of Arkansas: Bank Department MOEEILTON SECUEITY BANE, MOEEILTON Population 7,355 Conway County Chartered March 12, 1955 P.O, Box 320 Telephone Number 354-3531 Zip Code 72110 Number of Branches: Inside City —- 1; Outside City — 1 Number of CBCT’s: Inside City — None; Ouside City — None Principal Officers: ♦Howard E. Jones---- Chm. & C.E.O. Sam W. Callihan. . . . . . . President & Cashier Stan Thompson---- Exec. Vice Pres. Directors: Howard E. Jones Sam W. Callihan E. L. Eddy Nathan Gordon Ed Gordon Marion Hightower Ed Ruff Stan Thompson ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories................... 2 252 U.S. Treasury securities .. 2 940 Oblig. of other U.S. Gov’t agencies & corporations 1 400 Oblig. of States & political subdivisions. . . 1 613 Excess funds sold............. 3 500 Loans, N e t ......................... 12 108 Bank premises, furniture and fixtures ........... . 290 All other a sse ts................. 419 TOTAL 24 522 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 7 640 Time dep., ind., part., corp. 13 092 U.S. Gov’t deposits . . . . . . 16 Dep. of States & subdivisions.................. 1 157 Certified & Officers’ cks... _____ 88 Total deposits................ 21 993 All other liabilities . . . . . . . 278 Total liabilities. . . . . . . . . 22 271 Equity Capital Capital (# shs. au. 45,000). 450 (# shs. otst. 45,000) Surplus ............................... 375 Undivided profits & capital res............ 1 426 Total Equity Capital.. . . 2 251 TOTAL . . . . . . . . . . . . . . . . . 24 522 Sixty-Seventh Report 153 FIRST BANK & TRUST CO. OF MOUNTAIN HOME, MOUNTAIN HOME Population 7,447 Baxter County Chartered Januarx 16, 1979 P.O. Box F Telephone Number 425-210) Zip Code 72653 Number ot Branches: Inside City — None: Outside City — 2 Number of C'BCTN Inside City — None: Ouside City — None Principal Officers: *H. P Law\e? President Denny Smif h Exec Vice Pres, R. ,1. Pratt . Sr Vice Pres. Charkm V \ andegrift . Vice Pres, <\ Trust Off. Dwa\ n; Hickman 7’ice Pres. Directors: J, D. Dryer, Chairman Frank L, Coffman, Jr, C. N. Kent R. F. Lawyer T. J. McCabe Denny Smith STATEMENT AS OF J UNE 30, 1981 Assets Mil, Thou. <'ash & due from depositories . I 458 ; 899 I'.S. TVeasun securities Ohlig, ot other ICS (io\ ’r agencies K corporations '* 588 t >blig, of States 4. 19 792 oliticat subdi\ isu>n« 175 other securities Excess funds sold 1 700 Loans, \ h 15 294 Bank premises, turfuture and f i x t u r e \ 11ot h«'-T s 0‘J ; f TOTAL 80 644 Liabilities Mil. Thou. Demand dep, md.. 9 441 part., corp.. Time dep., ind., part , corp. 58 949 U.S. Gov’t deposits 26 Dep. of States & subdivisions . 2 489 Certified & Officers' cks , 360 Total deposits. . 71 265 All other liabilities 3 355 Total liabilities . 7_4 J)20 Equity Capital Capital!# shs. an. 118.2601 <# shs otst - 18,2801 Surplus . . . . Undivided profits K capital res. Total Kquin Capital TOTAL 1 183 2 175 2 688 8 024 H) 844 154 State of Arkansas: Bank Department PEOPLES BANK AND TRUST COMPANY, MOUNTAIN HOME Population 7,447 Baxter County Chartered A ugust 10, 1906 P.O. Box B Telephone Number 425-2166 Zip Code 72653 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Ouside City — None Principal Officers: Directors: ♦Neil Nelson.. . . . . . . . . . . . . President Charles A. Morton.. . . Sr. Vice Pres. R. E. Baker ....................... Vice Pres. Clyde R. Thorn, Jr.......... . Vice Pres. Larry G. Nelson . . . . . . . . . Vice Pres. Rudell Pannell . . . . . . . . . . Vice Pres. Irene Martin ......................... Cashier Powers L. Fowler R. E. Baker W. A. Thompson B. R. Wiseman Wylo Dyer Neil Nelson Mrs. Nat T. Dyer Guy King •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 4 272 U.S. Treasury securities .. 5 499 Oblig. of other U.S. Gov’t agencies & corporations 9 558 Oblig. of States & political subdivisions. . . 11 802 Excess funds sold. . . . . . . . 1 570 Loans, Net . . . . . . . . . . ___ 43 769 Bank premises, furniture and fixtures ................... 809 All other assets . . . . . . . . . . 2 381 TOTAL 79 660 Liabilities Mil. Thou. Demand dep., ind., part., corp.............. 8 413 Time dep., md., part., corp. 58 671 U.S. Gov’t deposits . . . . . . 46 Dep. of States & subdivisions. . . . . . . . . . . 2 632 Certified & Officers’ cks... 1 292 Total deposits.------- . . . 71 054 All other liabilities . . . . . . . 1 158 Total liabilities............... 72 212 Equity Capital Capital (# shs. au. 84,000). (# shs. otst. 84,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res.................... Total Equity Capital.. . . TOTAL 2 100 2 400 2 948 7 448 79 660 Sixty-Seventh Report 155 BANK OF MOUNTAIN VIEW, MOUNTAIN VIEW Population 2,147 Stone County Chartered July 21, 1915 P.O. Box C Telephone Number 289-3815 Zip Code 72560 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Ouside City — None Principal Officers: Glen Hinkle, ,, , Chin, of Board James G, Hinkle ,,. , President * Charles A, Lowe . „ Exec. Vice Pres. Kenneth S u tto n ..................Secretary Weldon Duncan . . . . . . . . . Cashier Directors: Glen Hinkle Jam es G. Hinkle Charles A. Lowe Kenneth Sutton •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories 1 130 U.S. Treasury securities . , I 296 Oblig. of other U S, Gov’t 1 346 agencies & corporations Oblig. of States & political subdivisions. 6 174 AM other securities 927 Excess funds so ld. 4 300 Loans, Net . . . 8 301 Bank premises, furniture and fixtures . , 337 All other assets 23 TOTAL . . . . . . . . . . . . . . . . 23 834 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 5 150 Time dep., ind., part., corp. 14 690 U.S. Gov’t deposits . . . . . . 6 Dep. of States & subdivisions. . . . . . . . . . . 1 061 Certified & Officers’ cks... _____ 63 Total deposits.. . . . . . . . . 20 970 Total liabilities. . . . . . . . . 20 970 Equity Capital Capital <# shs. au. 4,000) .. 100 (# shs. otst. 4,000) Surplus . . . . . . . . . . . . . . . . . 1 250 Undivided profits & capital res... . . . . . . . . . . . _1_ 514 Total Equity Capital.. . . 2 864 TOTAL . . . . . . . . . . . . . . . . . 23 834 156 State of Arkansas: Bank Department THE BANK OF MONTGOMERY COUNTY, MOUNT IDA Population 1,023 Montgomery County Chartered November 26, 1930 P.O. Box 435 Telephone Number 867-3148 Zip Code 71957 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Ouside City — None Principal Officers: *John Beavers................... President Robert Campbell........Sr. Vice Pres. Melvin L. Simpson.............Vice Pres. Marcia Summitt............. Cashier Directors: R. W. Butler John Beavers Jim Tom Butler Paul Eaton Robert Campbell Melvin L. Simpson Joe Brakefield, Jr. Bob Lybrand Ode Maddox Lake Lawrence ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories ................... 1 042 U.S. Treasury securities .. 4 995 Oblig. of other U.S. Gov’t agencies & corporations 5 775 Oblig. of States & political subdivisions . . . 5 884 600 Excess funds sold............. Loans, N e t ......... .............. 6 351 Bank premises, furniture and fixtu res....... .......... 408 All other a sse ts......... 547 TOTAL 25 602 Liabilities Mil. Thou. Demand dep., ind., part., corp.................... 3 846 Time dep., ind., part., corp. 16 647 14 U.S. Gov’t d ep osits......... Dep. of States & subdivisions ................... 2 259 Certified & Officers’ cks... ____ 100 Total deposits.. . . . . . . . . 22 866 All other liabilities . . . . . . . 254 Total liabilities................ 23 120 Equity Capital Capital (# shs. au. 4,000) .. (ft shs. otst. 4,000) Surplus.................. Undivided profits & capital res................... Total Equity Capital.. . . TOTAL......... .......... . 100 1 000 1 382 2 482 25 602 157 Sixty-Seventh Report BANK OF MULBERRY, MULBERRY Population 1,470 Crawford County Chartered January 15. 1902 P.O. Drawer A Telephone Number 997-1154 Zip Code 72947 Number of Branches: inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Ouside City — None Principal Officers: Directors: ♦Betty Feller . . . . . . . . . . . . . President Dianna J. M illsap. . . . . . . . . . Cashier Phyllis Douglas . . . . Assist. Cashier Modena Chancellor. . . . . . . . . Assist. Cashier L. C. Gunn Betty Feller Lonnie Batchelor W. Joe Medlock •Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 Assets Mil. Thou. Cash & due from depositories .. 382 U.S. Treasury securities . . 696 Oblig. of Other U.S, Gov't agencies & corporations 100 Oblig. of States & political subdivisions . ) 363 AD other securities 80 Excess funds sold 1 350 5 474 Loans, Net . Bank premises, furniture and fixtures 116 All other asset s 9 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 1 724 Time dep., ind., part., corp. 6 425 U.S. Gov’t deposits . . . . . . 2 Dep. of States & subdivisions. . . . . . . . . . . 526 Certified & Officers’ cks.. . _____ 52 Total deposits.. . . . . . . . . 8 729 Total liabilities. . . . . . . . . 8 729 TOTAL TOTAL 9 570 Equity Capital Capital (# shs. au. 4,000) ., 100 (# shs. otst. 4,000) Surplus . . . . . . . . . . . . . . . . . 400 Undivided profits & capital res... . . . . . . . . . . . __ 141 Total Equity Capital.. . . _ 641 Subordinated notes & debentures . . . . . . . . . . . . 200 9 570 State of Arkansas: Bank Department 158 PIKE COUNTY BANK, MURFREESBORO Population 1,884 Pike County Chartered December 19, 1904 P.O. Box 279 Telephone Number 285-2172 Zip Code 71958 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Ouside City — None Principal Officers: Clift Lane..................... Chairman ♦Jack R. D ees........President & Chief Executive Officer Brenda Smith .. V. Pres. Loan Dept. Harold Smith . . . . Vice Pres. & Mgr. of Branch Bobby Jo McAllister . . . . . . . Assist. Cashier Brenda Roberts........Assist. Cashier Helen Henderson . . . Assist. Cashier Rusty Silvey . . . . . . . . . . . . Vice Pres. Charles Sharp................... Vice Pres. Robert Ray . . . . . . Assist. Vice Pres. Directors: Jack Dees Greg Bourns Thomas Bridgeman R. B. Carroll, Jr. Vance Evans Cooper Kizzia Clift Lane Elbert Ray George E. Steel, Sr. Ray Womack Charles Sharp ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories......... 1 329 U.S. Treasury securities .. 508 Oblig. of other U.S. Gov’t agencies & corporations 629 Oblig. of States & political subdivisions. . . 5 269 Excess funds sold. . . . . . . . 150 Loans, N e t ........... ............. 17 592 Bank premises, furniture and fixtu res......... 712 621 All other assets .................. Liabilities Mil. Thou. Demand dep., ind., part., corp............. 3 280 Time dep., ind., part., corp. 17 623 U.S. Gov’t deposits . . . . . . 34 Dep. of States & subdivisions. . . . . . . . . . . 2 062 Certified & Officers’ cks... 137 Total deposits................. 23 136 Excess funds purchased .. 500 All other liabilities......... . 371 Total liabilities........... . 24 007 Equity Capital Capital (# shs. au. 16,000). (# shs. otst. 16,000) Surplus ............................. Undivided profits & capital res..---- . . . . . . . . 1 Total Equity Capital.. . . 2 TOTAL 26 810 TOTAL 400 500 903 803 26 810 Sixty-Seventh Report 159 CITIZENS STATE BANK, NASHVILLE Population 4,554 Howard County Chartered July 23, 1974 P.O. Box 832 Telephone Number 845-3323 Zip Code 71852 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — 1; Ouside City — None Principal Officers: Directors: York C«arv , , Chairman of Board *Roy A Reaves........... . President H. L, Pope , . , Exec, Vice Pres. & Cashier Charles Darrtail................ Vice Pres. Connie Renfrew . , , Assist. Cashier Jan et ('raver , , Assist, Cashier Larry Renard Jam es E, Chandler York Gary John H. Hendrix Dwight Jones Jimmy I. Latimer Marion Mabry Daisy Steel Pledger David Pile H. L. Pope Roy A. Reaves STATEMENT AS OF JUNE 30, 1981 A ssets Mil. Thou. Cash & dm from depositories I AS. Treasury securities Oblig of other U.S Gov't agencies & corporations Oblig. of States A political subdivision-, Excess funds sold Loans. \«-( Bank premises, furm tm e and fixtures All other asset' 1 097 2 835 2 568 1 564 1 300 12 776 458 479 Liabilities Mil. Thou. Demand dep.» ind., part., corp... . . . . . . . . . . . 2 331 Time dep., ind., part., corp. 15 335 Dep. of States & subdivisions. . . . . . . . . . . 1 971 Certified & Officers’ cks... 478 Total deposits.. . . . . . . . . 20 115 Excess Funds purchased.. 1 000 All other liabilities . . . . . . . 831 Total liabilities. . . . . . . . . 21 446 Equity Capital Capital <# shs. au. 30,000). (# shs. otst. 30,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity C apital.. . . Subordinated notes & debentures . . . . . . . . . . . . TOTAL TOTAL . . . . . . . . . . . . . . . . . 300 900 231 431 200 23 077 State of Arkansas: Bank Department 160 BANK OP NEWARK, NEWARK Population 1,109 Independence County Chartered October 10, 1944 P.O. Box 320 ^telephone Number 799-3205 Zip Code 72562 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT's: Inside City — None; Ouside City — None Principal Officers: Directors: *R. M, Twyford . , . . , President, CEO John S. Twyford.. . . . . . . . Vice Pres. Jo J. Magness ............... Cashier Mary S. Steele. . . . . . Assist. Cashier E. R. Coleman, Chairman R. M. Twyford Florene Coleman •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories ............. 396 U.S. Treasury securities .. 593 Oblig. of other U.S. Gov’t agencies & corporations 1 124 Oblig. of States & political subdivisions. . . 511 Excess funds sold. . . . . . . . 800 Loans, Net . . . . ................ 2 204 Bank premises, furniture and fixtures . . . . . . . . . . . 87 All other assets . . . . . . . . . . 11 TOTAL 5 726 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 978 Time dep., ind., part., corp. 2 701 U.S. Gov’t deposits . . . . . . 5 Dep. of States & subdivisions........... 1 655 Total deposits---- . . . . . . 5 339 Total liabilities. . . . . . . . . 5 339 Equity Capital Capital (§ shs. au. 11,665). 117 (# shs. otst. 11,665) Surplus . . . . . . . . . . . . . . . . . 192 Undivided profits & capital res... . . . ----. . . . ______ 78 Total Equity Capital.. . . 387 TOTAL 5 726 Sixty-Seventh Report 161 BANE OF NEW EDINBURG, NEW EDINBURG Population 500 Cleveland County Chartered August 22, 1904 P,(). Box 59 Telephone Number 352-2592 Zip Code 71660 Number of Branches: Inside City — None; Outside City - i Number of CBCT’s Inside City -- None; Outside City -- None Principal Officers: Directors: ♦William C. Lyon President Peggy Lyon . , . . . . . . . . Secretary Deborah White Cashier *! William C, Lyon Peggy Lyon Gene Jines J. D. Womble *» hv‘ f HHU? >i DD, rT STATEMENT AS OF JUNE 30, 1981 Assets Mil, Thou. Cash & due from depositories . . . . , 190 U.S. Treasury securities . 440 Oblig. of other U.S. Gov't agencies & corporations 370 Oblig. of States & political subdivisions ,, 194 Excess funds sol d. . . 45 Loans, N e t ...................... 1 108 Bank premises, furniture and fixtures ., .. 30 All other assets , , 44 Liabilities Mil. Thou. Demand dep.. ind., part., corp........................ 494 Time dep,, ind,, part., corp. 1 455 U.S. Gov't deposits . . . 3 Dep. of States & subdivisions. . . . . . . . . . . 300 Total deposits. . . . . . . . . . 2 252 All other liabilities . . . . . . . _____ 25 Total liabilities. . . . . . . . . 2 277 TOTAL TOTAL 2 421 Eauitv Capital Capital (# shs. au. 1,400) .. 35 (# shs. otst. 1,400) Surplus . . . . . . . . . . . . . . . . . 37 Undivided profits & capital res.. . . . . . . . . . . . . _____ 32 Total Equity C apital.. . . ____ 104 Subordinated notes & debentures . . . . . . . . . . . . . 40 2 421 162 State of Arkansas: Bank Department FIRST STATE BANK OF NEWPORT, NEWPORT Population 8,339 Jackson County Chartered July 6, 1978 P.O. Box 340 Telephone Number 523-2744 Zip Code 72112 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦Bill Fisher............................. President T. D. Herring......... Exec. Vice Pres. Joe D. Reynolds..................Vice Pres. Alfred Couch, Jr........ .. Assist. Vice Pres. & Cashier James McCartney..................Auditor Wesley Harmon..............Assist. Vice Pres. & Trust Off. T. D. Herring Stephens Graham David Hodges David Johnston George Kell Robert Vanhook R. D. Wilmans, III Forrest E. Wise Bill Fisher ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories ................... 1 590 U.S. Treasury securities .. 5 616 Oblig. of other U.S. Gov’t agencies & corporations 4 811 Oblig. of States & olitieal subdivisions . . . 4 590 150 other securities........... Excess funds sold............. 2 330 Loans, N e t .................. 22 269 Bank premises, furniture and fixtu res................... 411 All other a sse ts................. 1 665 Liabilities Mil. Thou. Demand dep., ind., part., corp....................... 6 958 Time dep., ind., part., corp. 27 545 U.S. Gov’t d ep osits.......... 12 Dep. of States & subdivisions ................... 3 788 Certified & Officers’ cks... ____ 156 Total deposits.. . . . . . . . . 38 459 All other liabilities . . . . . . . 715 Total liabilities......... . 39 174 TOTAL TOTAL S 43 432 Equity Capital Capital (# shs. au. 22,000). 550 (# shs. otst. 22,000) Surplus....... ...................... 1 700 Undivided profits & capital res.......................... 1 508 Total Equity Capital.. . . 3 758 Subordinated notes & debentures............... . 500 43 432 Sixty-Seventh Report 163 MERCHANTS & PLANTERS BANK, NEWPORT Population 8,339 Jackson County Chartered March 30, 1946 P.O. Box 550 Telephone Number 523-3601 Zip Code 72112 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦Erne'-! j , McDonald President & Trust Officer Ransom W Sm ith Vice Pres, W, \ e i >Hole nmh \ ’ice Pres. A Cashier lVrrv > Dillon Assist Vice Pres. la m e s t' Giles , Assist Vice Pres. M aurine B H eard Assist Vice Pres. M arian W I undsav , Set . A Assist. Anna J ean t luinn Pat Dams Cashier Set A A ssist, Cashier A ssist. Cashier Assist Cashier Pats\ Eset( her Assist r ashier Ada \lt:n - Mink Morris Bowman R. Owen Burton John L. Conner Jam es O. DuPree Dr. Troy Gray Robert Harvey Ralph McDonald, Jr. Leonidas Mack Fred M. Pickens, Jr. J. Edward Scoggins Jam es Spencer Ernest D. McDonald Tom. Curtner STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. dash A due from M 15 depositories 11S IVeasurc securities S21 <)blig td ot her l 9 ( }0\A agencies A corporal ions 498 Qbhg *it S tates N political subdi\ isiops b xeess funds -,ok! Loan-., \ e ‘ Bank p r^ u N e v furni! ur< and fix' ire'- All other assets . . . . . . . . . . TOTAL 499 350 349 h >5 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 7 631 Time dep., ind., part., corp. 25 310 U.S, Gov’t deposits . . . . . . 420 Dep. of States & subdivisions. . . . . . . . . . . 1 101 Certified & Officers’ cks... 179 Total deposits.. . . . . . . . . 34 641 All other liabilities . . . . . . . 1 387 Total liabilities. . . . . . . . . 36 028 7-15 Equity Capital Capital (# shs. au. 9,000) ., (# shs. otst. 9,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity C apital.. .. Subordinated notes & debentures . . . . . . . . . . . . 39 632 TOTAL 225 1 600 1 279 3 104 500 39 632 164 State of Arkansas: Bank Department THE TWIN CITY BANK, NORTH LITTLE ROCK Population 64,419 Pulaski County Chartered March 21, 1935 P.O. Box 5581 Telephone Number 372-4700 Zip Code 72119 Number of Branches: Inside City — 8; Outside City — None Number of CBCT’s: Inside City — 3; Outside City — None Principal Officers: Directors: *T. E. Renaud . . . . Chm. of the Board & Chief Executive Edward M. Penick, Jr.......President Kenneth J. Pennebaker . Exec. V. P. James G. Williamson, Jr.. . . Sr. Vice President Margaret R. Davenport.. Vice Pres. & Cashier Robert F. Birch, J r........... Vice Pres. Ronald G. Gillert......... Vice Pres. & Comptroller Dale A. Renaud......... Vice Pres. Michael L. Waddington .. Vice Pres. Jean Arehart...................... Vice Pres. Kenneth D. Hammonds . . Vice Pres. John Schick.................. Vice Pres. Ben R. Scroggin................ Vice Pres. John Blodgett Martin Borchert Ralph Cotham, Jr. David D. Jones Frank Lyon, Jr. Mike Mahaffy Edward M. Penick, Jr. Kenneth J. Pennebaker Eugene M. Pfeifer, III T. E. Renaud George M. Rozzell, Jr. Father George W.Tribou Larry C. Wallace ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories......... . 14 637 U.S. Treasury securities .. 13 452 Oblig. of other U.S. Gov’t agencies & corporations 6 923 Oblig. of States & olitical subdivisions. .. 20 116 other securities........... 776 Excess funds sold............. 17 909 Loans, N e t ......................... 117 550 Bank premises, furniture and fixtu res........... . 11 314 All other a sse ts................. 4 493 S Liabilities Mil. Thou. Dem and dep., ind., part., corp........... ............. 26 Time dep., ind., part., corp. 93 U.S. G ov’t d e p o s its .......... Dep. of S tates & su b d iv isio n s.................... 27 All other deposits . ............ Certified & O fficers’ c k s ... 1 Total d ep o sits.................. 149 E xcess funds purchased .. 29 All o ther lia b ilitie s ............ 8 Total liabilities............ 188 833 713 136 145 30 932 789 682 779 250 Equity Capital Capital (# shs. au. 280,000*) (# shs. otst. 279,500) S u r p lu s ................................ Undivided profits & capital re s........................ Total E quity C a p ita l... . Subordinated notes & d e b e n tu re s ............ TOTAL ............................. 207 170 12 200 1 000 3 420 16 620 2 300 TOTAL.............................. 207 170 * Includes 10.000 shs. Pref. Stk., Sixty-Seventh Report 165 THE PLANTERS BANK, OSCEOLA Population 8,88 J Mississippi County Chartered April id, 1944 P.O Box 40? Telephone Number 563-2666 Zip Code 72370 Number of Branches. Inside City — 2; Outside City -- None Number ot CBCT’s: Inside City - None; Outside City - None Principal Officers Directors. Sloan Rainwater, ,Jr . Chairman *Jim Hinkle. . President June Welborn.................Vice Pres, B ern Hue Idee Pres, Cashier *1 )«-*SlKnaO''. • ^ ]‘p Jim Hinkle W, M. Taylor, Jr. J. A. Crosthwait Joe W. Edrington Paul B. Billings Dewey Neely Nathan Weinberg Wm. I. Rainwater Henry J, Swift Sloan Rainwater, Jr. E. H. Riley * H J h -w STATEMENT AS OF JUNE 30, 1981 Assets Mil. Cash k due from depositories . . INS. Treasury securities , . Oblig. of other U.S. Gov't agencies & rorporat ions Oblig, ot States & political subdivisions Excess funds sold Loans, Net , Bank primuses, furniture and fixtures . \ll other a sse rt TOTAL Thou. ; 799 i 199 4 246 . 431 ; 400 1I *98 321 723 27 017 Liabilities Mil. Thou. Demand dep„ ind., part., corp................... 6 409 Time dep., ind., part., corp. 15 521 U.S. Gov’t deposits . . . . . . 38 Dep. of States & subdivisions. . . . . . . . . . . 2 596 Certified & Officers’ cks... 101 Total deposits.. . . . . . . . . 24 665 All other liabilities . . . . . . . 416 Total liabilities. . . . . . . . . 25 081 Equity Capital Capital (# shs. au. 20,000). 500 <# shs otst. 20,000) Surplus ................... , 1 000 Undivided profits k capital res. 396 Total Equity Capital 1 896 Subordinated notes A debentures 40 TOTAL , 27 017 166 State of Arkansas: Bank Department BANK OF OZARK, OZARK Population 3,597 Franklin County Chartered June 9, 1937 P.O. Box 196 Telephone Number 667-2181 Zip Code 72949 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦George G. Gleason, I I . Chm. & CEO Carl G. H o lt---- . . . . Vice Chairman Harold H u ll......... . Exec. Vice Pres. Harold D. Beck. . . . . . SRVP/Cashier Jo Ann Fi ne. . . . . . . . . . . . . Vice Pres. Glen Ross. . . . . . . . Assist. Vice Pres. Norma Brashears. Assist. Vice Pres. Donald Mainard.. Assist. Vice Pres. Larry Dicks. . . . . . Assist. Vice Pres. Gladys Nichols . . . . . Assist. Cashier Billie Mainard. . . . . . Assist. Cashier Barbara Bearden . . . Assist. Cashier Mark Ross . . . . . . . . . Assist. Cashier A. Jack K ing............ Trust Officer Dr. Frank Lawrence........Corp. Sec. Estelle Faucett . Branch Mgr.-Altus Frances Caleb Carol Ann Ross Gleason George G. Gleason, II W. Dee Gober Dr. Jon R. Ewing Jim H. Hillard O. P. Hillard Carl G. Holt Harold Hull Dennis R. James Neva Belcher King Coy Kirkpatrick Dr. Frank Lawrence Gus Shaffer Kennith Smith •D esig n ates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 1 498 U.S. Treasury securities .. 699 Oblig. of other U.S. Gov’t agencies & corporations 2 198 Oblig. of States & political subdivisions. . . 7 198 Excess funds sold......... 200 Loans, N e t _______ . . . . . 24 119 Bank premises, furniture and fixtures . . . . . . . . . . . 398 All other assets . . . . . . . . . . 870 Liabilities Mil. Thou. Demand dep., ind., part., corp....................... 6 742 Time dep., ind., part., corp. 24 295 U.S. Gov’t deposits . . . . . . 50 Dep. of States & subdivisions................. 2 016 Certified & Officers’ cks. . . 88 Total deposits................ 33 191 Excess funds purchased .. 500 All other liabilities . . . . . . . ____ 635 Total liabilities. . . . . . . . . 34 326 Equity Capital Capital (# shs. au. 20,000). 500 (# shs. otst. 20,000) Surplus ............................... 1 750 Undivided profits & capital res.......... 604 Total Equity Capital.. . . 2 854 TOTAL............... .......... ... 37 180 TOTAL ..................... . 37 180 187 Sixty-Seventh Report SECURITY BANK, PARAGOULD Population 15,252 Greene County Chartered February 5, 1931 P.O, Box 670 Telephone Number 239-9571 Zip Code 72450 Number of Branches: Inside City — 2; Outside City — 1 Number of CBCT's: Inside City — None: Outside City — None Directors: Principal Officers: ♦Marlin D, Jackson .. Fred Wilcox, CPA Sandra Kasserman , President & Chairman ,, Vice Pres. & Cashier . . Vice Pres. Marlin D. Jackson Thomas Hall Donald I. Purcell Frank Quinn Terry Wilkins Everett Rogers Ray Distretti Tom Kirk Francis Bland Nan Dickey Paul Keeton Earl Gramling ♦Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 A ssets Mil. Thou, Cash & dee from 2 406 depositories . . . . . . . . . . . U.S. Treasury securities .. 5 749 Oblig. of other U.S. Gov't agencies & corporations 7 756 Oblig. of States & political subdivisions. .. 6 612 3 290 Au other securities. . . . . . . 1 350 Excess funds sol d. . . . . . . . Loans, Net . . . . . . . . . . . . . . ;3 261 Bank premises, furniture 2 128 and fixtures . . . . . . . . . . . 2 360 All other assets . . . . . . . . . . Liabilities MIL Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 9 535 Time dep., ind., part., corp. 42 602 U.S. Gov’t deposits . . . . . . 17 Dep. of States & subdivisions. . . . . . . . . . . 4 427 All other deposits . . . . . . . . 90 Certified & Officers' cks... 242 Total deposits.. . . . . . . . . 56 913 Excess funds purchased .. 127 All other liabilities . . . . . . . 2 555 Total liabilities. . . . . . . . . 59 595 Equity Capital Capital (# shs. au. 132,000) . I# shs otst. 120.000) Surplus ................. , Undivided profits & capital res., . . . . . , . Total Equity Capital.. . Subordinated notes & debentures , ., , TOTAL 64 912 TOTAL 1 200 700 2 052 3 952 1 365 64 912 168 State of Arkansas: Bank Department BANK OF PARKDALE, PARED ALE Population 471 Ashley County Chartered February 1, 1910 P.O. Box 37 Telephone Number 473-2217 Zip Code 71661 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Gus Pugh. . . . . . . Chm. Board of Dir. George L. Pugh. . . . . ---- - President ♦J. A. Gibson. . . . . . . Exec. Vice Pres. Geraldine G. Zatwarsky . . . . . Assist Vice Pres. Nita D. Williamson . . . . ___Cashier Directors: Gus Pugh George L. Pugh Thomas R. Pugh Augustus H. Pugh J. Clifford Larrison Carl Wells, Jr. Harrison Ralph Dewayne Haynes Neill M. Sloan J. A. Gibson •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 540 U.S. Treasury securities .. 998 Oblig. of other U.S. Gov’t agencies & corporations 352 Oblig. of States & political subdivisions. . . 819 Excess funds sold. . . . ___ 1 570 Loans, N e t ....................... 8 058 Bank premises, furniture and fixtures .................... 474 All other assets ................ 36 TOTAL ............................... 12 847 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . ---- - 2 161 Time dep., ind., part., corp. 8 221 U.S. Gov’t deposits . . . . . . 20 Dep. of States & subdivisions. . . . . _____ 1 146 Certified & Officers’ cks.. . 87 Total deposits.____ . . . . 11 635 Total liabilities........... . 11 635 Equity Capital Capital (# shs. au. 1,600) .. (# shs. otst. 1,600) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . ___ . . . . . Total Equity Capital.. . . Subordinated notes & debentures . . . . . . . . ___ TOTAL . 40 710 362 1 112 100 12 847 189 Sixty-Seventh Report FIRST STATE BANK, PARKIN Population 2,035 Cross County Chartered June 5, 1925 P.O, Box 526 Telephone Number 755-5401 Zip Code 72373 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦Wallace M a r t i n P r e s i d e n t S. N. Gr een. . . . . . . . Exec. ¥. Pres. & Cashier Larry Brown . . . . . . . . . . . . Vice Pres. Fred E. Brenner, Jr. . . . . . Vice Pres. Fred E. Brenner, Jr. John A. Brenner S. N. Green Wallace Martin C. W. Martin, III J. E. McNeil, Jr. Charles Ruston, Jr. Charles D. Thomas •Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 A ssets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 596 U.S. Treasury securities .. 628 Oblig. of other U.S. Gov’t agencies & corporations 2 263 Oblig. of States & political subdivisions. . . 718 Excess funds sold. . . . . . . . 575 Loans, Net . . . . . . . . . . . . . . 6 213 Bank premises, furniture and fixtures . . . . . . . . . . . 436 AH other assets . . . . . . . . . . 22 TOTAL 11 451 Liabilities Mil. Thou. Demand dep., ind., part., corp,.. . . . . . . . . . . . 2 777 Time dep., ind., part., corp. 6 759 U.S. Gov’t d e p o s i t s 4 Dep. of States &' subdivisions. . . . . . . . . . . 665 Total deposits.. . . . . . . . . 10 205 Total liabilities. . . . . . . . . 10 205 Equity Capital Capital (# shs. au. 4 ,0 0 0 ).. (# shs. otst. 4,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity C apital.. . . Subordinated notes & debentures . . . . . . . . . . . . TOTAL 100 400 546 1 046 200 11 451 170 State of Arkansas: Bank Department BANK OF PEA BIDOE, PEA RIDGE Population 1,488 Benton County Chartered May 6, 1911 P.O. Box 5 Telephone Number 451-8155 Zip Code 72751 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Jim C, Walton . . . . . Chmn. of Board ♦Kick E. Buck . . . . . . . . ---- President Paul C. Galyean . . . . . . . . . Vice Pres. Barbara Owen. . . . . . . . . . . . . Cashier Valeria Ash ..............Assist. Cashier Directors: Jim C. Walton Rick Buck Paul C. Galyean R. E. “Ed” Buck Franklin Miller Carl Baggett L. E. Hardy C. M. Webb •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil., Thou. Cash & due from depositories . . . . . . . . . . . 603 U.S. Treasury securities .. 1 003 Oblig. of other U.S. Gov’t agencies & corporations 649 Oblig. of States & political subdivisions. . . 1 617 Loans, Net . . . . . . . . . . . . . . 7 974 Bank premises, furniture and fix tu res................... 360 All other assets ................. 256 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 1 656 Time dep., ind., part., corp. 8 756 U.S. Gov’t deposits . . . . . . 7 Dep. of States & subdivisions. . . . . . . . . . . 535 Certified & Officers’ cks... 105 Total deposits........... . 11 059 Excess funds purchased .. 225 All other liabilities ............ 200 Total liabilities. . . . . . . . . 11 484 Equity Capital Capital (# shs. au. 7,500) .. (# shs. otst. 5,500) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . TOTAL 12 462 TOTAL 83 417 478 978 Sixty-Seventh Report 171 THE PERRY COUNTY BANK* PERRYYILLE Population 1,058 Perry County Chartered December 8, 1945 P.O. Box 189 Telephone Number 889-2318 Zip Code 72128 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: * Marvin E, Phelps , President & CEO & Cashier Joe C, C a r t e r , V i c e President Yvonne Adams Assist. V. P. Elise H i l l . Assist. Cashier Naomi Cham bliss. .. Assist. Cashier M. J. VanDalsem Marvin E. Phelps J. D. Farish Mildred Farish T. O. Spence H erby Branscum , Jr. Robert M. Hill STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories , 539 U.S. Treasure securities .. 595 Oblig. of other U.S. G o \ 't agencies & corporations 4 038 Oblig. of States & political subdivisions 068 Excess funds sold. 300 Loans, N e t .................... 298 Bank premises, furniture 32 and fixtures . Nil other assets 548 Liabilities Mil. Thou. Demand dep., ind., part,, c o r p . . 3 341 Time dep., ind., part., corp. 10 332 U.S. Gov't deposits . . . . . . 3 Dep. of States & subdivisions. . . . . . . . . . . 880 All other deposits . . . . . . . . 1 Certified & Officers’ cks... 107 Total deposits.. . . . . . . . . JA 4 6 4 All other liabilities . . . . . . . 436 Total liabilities. . . . . . . . . 14 900 Equity Capital Capital |# shs. au. 8,000) .. 200 (# shs. otst. 8,000) Surplus . . . . . . . . . . . . . . . . . 600 Unuivided profits & capital res... . . . . . . . . . . . ___ 718 Total Equity C apital.. . . 1 818 TOTAL 16 418 TOTAL 16 418 172 State of Arkansas; Bank Department PIGGOTT STATE BANK* PIGGOTT Population 3,762 Clay County Chartered March 10, 1930 P.O. Box 307 Telephone Number 598-3802 Zip Code 72454 Number of Branches: Inside City — One; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: *T, W. Leggett, J r . , President James L. Magee . . . Exec. Vice Pres. James C. Poole. Vice Pres. & Cashier Paula O. Blackwell...........Vice Pres. Evanell Turner . . . . . Assist. Cashier Directors: T. W. Leggett, Jr. James L. Magee John Staples H. C. Robbins, Jr. Thomas P. Leggett •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories ............ 1 330 U.S. Treasury securities .. 4 788 Oblig. of States & political subdivisions. . . 1 634 Excess funds sold. . . ----2 200 3 676 Loans, Net . . . ___. . . . . . . Bank premises, furniture and fixtures .......... 158 All other assets . . . . . . . . . . 60 Liabilities Mil. Thou. Demand dep., ind., part., corp.................. 4 668 Time dep., ind., part., corp. 5 913 U.S. Gov’t deposits . . . . . . 46 Dep. of States & subdivisions........... 1 770 Certified & Officers’ cks... _____ 47 Total deposits......... 12 444 Total liabilities. . . . . . . . . 12 444 Equity Capital Capital <# shs. au. 4,000) .. (# shs. otst. 4,000) Surplus ........................ . Undivided profits & capital res.. .......... Total Equity Capital.. . . TOTAL 13 846 TOTAL 100 300 1 002 1 402 13 846 Sixty-Seventh Report 173 FIRST STATE BANK, PLAINVIEW Population 752 Yell County Chartered January 12, 1934 P.O. Box 277 Telephone Number 272-4221 Zip Code 72857 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦John Clem ent President Thelma W, Cl ement , , , . . , Vice Pres. W, E. W atso n ,. Vice Pres, & Cashier Verna T, Daniel Vice Pres, Edw. PL Smoot, Ch. of Bd. John Clement Thelma W, Clement Helen Harris George Tipple ’ D esignates Chief executive Officer STATEMENT AS OF J UNE 30, 1981 Assets Cash & due from Mil. Thou. depositories , . U.S. Treasury securities Oblig, of other U.S. Gov't agencies & corporations Oblig, of States & political subdivisions , , Loans, W t , . Bank premises, furniture and fixtures All other- assets 798 891 985 147 738 26 503 Liabilities Demand dep , ind., Mil. Thou. part., corp....................... 3 Time dep., ind,, part ,, corp. 11 U.S. G ov’t deposits . . . Dep. of S tates & su b d ivisions.................. 1 Certified & Officers cks . Total d e p o sits. .. , 16 Excess funds purchased All other liabilities Total liabilities, , , 220 946 23 006 73 268 200 233 , 16 701 Equity Capital Capital (# shs. au. 20,000) . 200 i# shs otst, 20,000) Surplus . . . . . . . 600 Undivided profits N capital res __487 Total Equity Capital. 1 287 Subordinated notes K debenture^ 100 TOTAL 18 088 TOTAL . , , 18 088 State of Arkansas: Bank Department 174 BANK OF POCAHONTAS, POCAHONTAS Population 5,995 Randolph County Chartered October 31, 1903 P.O. Box 467 "Telephone Number 892-5287 Zip Code 72455 Number of Branches: Inside City — One; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Directors: Principal Officers: * Harry A. B elford..............Chairman & Chief Exec. Off. John R. Jackson, J r . ........President J. R. Jackson........... . Vice Pres. G. B. Johnson . Vice Pres. & Cashier William H. Holobaugh . . . Vice Pres. & Assist. Cashier Max R. Long........... .........Vice Pres. & Assist. Cashier RuthB. Tver......... Sec. & Vice Pres. Harry A. Belford Donald R. Cox E. C. Cox J. M. Futrell J. R. Jackson John R. Jackson, Jr. H. G. McNabb M. C. McNabb ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories................... 3 545 U.S. Treasury securities .. 2 852 Oblig. of other U.S. Gov’t agencies & corporations 7 557 Oblig. of States & political subdivisions. .. 3 851 Excess funds sold............. 2 400 Loans, N e t ......................... 7 457 Bank premises, furniture and fixtu res................... 109 Liabilities Demand dep., ind., Mil. Thou. part., corp......................... Time dep., ind., part., corp. U.S. Gov’t dep osits......... Dep. of States & subdivisions.................. All other deposits .............. Certified & Officers’ cks... Total deposits................. Total liabilities............... Equity Capital Capital (# shs. au. 5,000) .. (# shs. otst. 5,000) Surplus ............................... Undivided profits & capital res....................... Total Equity Capital.. . . TOTAL 27 771 TOTAL......... ............. 6 930 16 345 84 1 860 12 _____ 75 25 306 25 306 125 1 200 1 140 2 465 27 771 175 Sixty-Seventh Report PLANTERS & STOCKMEN BANK, POCAHONTAS Population 5,995 Randolph County Chartered August 10, 1962 P.O. Box 587 Telephone Number 892-5252 Zip Code 72455 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *Jeriei -5 Summit! President , Exe<. Vice Pres Frances Jones Ted Ciriffith, Assist Vice Pres. Robert K Sorg Assist Vice Pres Bea M athews Cashier Kath\ Dalton Assist. Cashier . Assist Cashier One! a Thompson A. J. Baltz, Jr. A. J. Baltz, Sr. W. J. B arthel Jerrell Broadway Dr. Thomas DeClerk C. T. Johnson Frances Jones O. B. Rickman Jerry Sallee Jeriel Sum m itt Dick Trammel * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash A due from depositories 1 512 U.S Treasury securities 1 297 Oblig of other U.S Gov 't agent les & corporation 2 175 Oblig of States & political subdivisions . 2 554 Excess funds sold 675 Loans, Net 12 557 Bank premises, furnitur* and fixtures 206 ■\ 11ot her assets 180 TOTAL, 21 156 Liabilities Mil. Thou. Demand dep„ ind., part., c o rp .. . . . . . . . . . . . . 4 257 Time dep., ind., part., corp. 12 647 U.S. Gov’t deposits . . . . . . 13 Dep. of States & subdivisions. . . . . . . . . . . 1 832 Certified & Officers’ cks... 126 Total deposits. . . . . . . . . . 18 875 All other liabilities . . . . . . . ____122 Total liabilities. . . . . . . . . 18 997 Equity Capital Capital (# shs. au. 10,000). (# shs. otst, 10,000) Surplus . . . . . . . . . . . . . . . . . 1 Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . 2 759 159 TOTAL 156 21 200 200 176 State of Arkansas: Bank Department THE LAWRENCE COUNTY BANK* PORTIA Population 480 Chartered March 23, 1901 Lawrence County P.O. Box 160 Telephone Number 886-2461 Zip Code 72457 Number of Branches: Inside City — None; Outside City — 2 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: William I. Rainwater. . . . . President * Sloan Rainwater, Jr...................CEO Boyce Durham . . . . . . . . . . Vice Pres. Marilyn K. Davis . . . . . . ---- Cashier William I. Rainwater Sloan Rainwater, Jr. Boyce Durham Virginia H. Rainwater A. M. Starr Maurice Starr Earl D. Perkins •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil., Thou. Cash & due from depositories......... ........ 685 Oblig. of other U.S. Gov’t agencies & corporations 2 100 Oblig, of States & political subdivisions. . . 1 105 Excess funds sold. . . . . . . . 725 Loans, Net . . . . . . . . . . . . . . 4 477 Bank premises, furniture and fixtures . . . . . . . . . . . 185 All other assets .................. 284 Liabilities Mil. Thou. Demand dep., ind., part., corp........................ 2 818 Time dep., ind., part., corp. 5 229 U.S. Gov’t deposits . . . . . . 1 Dep. of States & subdivisions. . . . . . . . . . . 490 Certified & Officers’ cks... 38 Total deposits.. . . . . . . . . 8 576 All other liabilities . . . . . . . Ill Total liabilities. . . . . . . . . 8 687 Equity Capital Capital (# shs. au. 5,000) .. (# shs. otst. 5,000) Surplus........................... Undivided profits & capital res....................... Total Equity Capital.. . . TOTAL 9 561 125 250 449 824 Subordinated notes & debentures ............ ..................50 TOTAL . . . . . . . . . . . . . . . . . 9 561 Sixty-Seventh Report 177 THE PEOPLES BANK, PORTLAND Population 702 Ashley County Chartered January 22, 1908 P.O. Box 178 Telephone Number 737-2235 Zip Code 71663 Number of Branches; Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Tipton Pugh. . ♦Hampton P u g h . Mary Dean Pugh Julia A. S adler., Jean C Tarvin, Directors: . Cashier ,., President . . . . Vice Pres. Assist. Cashier Assist Cashier Hampton Pugh Mary Dean Pugh Tipton Pugh Jack D. Edwards ♦Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 Assets Mil. Thou. Cash & due from depositories . .. 378 U.S. TVeasury securities .. 2 441 Oblig. of other U.S. Gov’t agencies & corporations 100 Oblig. of States & political subdivisions. , 967 Loans, Net . ................ 2 481 Bank premises, furniture and fixtures . . . . . .. 17 All other a sse ts. .... 10 TOTAL . . . . . . . . . . . . . . . . . . 6 394 Liabilities Mil. Thou. Demand dep., ind., part., corp....................... 1 520 Time dep., ind., part, corp. 3 141 2 U.S. Gov’t d ep osits......... Dep. of States & subdivisions. . . . . . . . . . . 498 Certified & Officers' cks... ____ 7 Total deposits............... 5 168 FIxeess funds purchased . 150 All other liabilities . 7 Total liabilities................ 5 325 Equity Capital Capital (# shs. au. 4,000) .. (# shs. otst. 4,000) Surplus......... , Undivided profits & capital res....................... Total Equity Capital .. 569 1 069 TOTAL . . . . . . . . . . . . . . . . . 6 394 100 400 State of Arkansas: Bank Department 178 PORTLAND BANK, PORTLAND Population 702 A shley County Chartered April 23, 1900 P.O. Box 68 Telephone Number 737-2226 Zip Code 71663 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Robert D. Pugh Directors: Ch. of Board ♦M ack B o rg o g n o n i.. . . . . . . P resident V anita G ra n th a m ..................Cashier & Vice Pres. Bill J o n e s ............ .......... .... Vice Pres. Mack Borgognoni Charles E. Bridewell Charles F. LaGrone B enton Newcome Joel Newcome R obert D. Pugh Don Pylate K enneth B. Reed Louis C. Shackelford, Jr. ‘ Designates Chief Executive Officer STATEM ENT AS OF JU N E 30, 1981 A ssets Mil. Thou. Cash & due from 1 173 d e p o s ito rie s .................... U.S. Treasury securities .. 697 Oblig. of other U.S. G ov’t agencies & corporations 870 Oblig. of S tates & 1 229 political su b d iv isio n s. . . 604 All o ther se c u ritie s............ 1 355 Excess funds s ol d. . . . . . . . Loans, N et ...................... ... 243 Bank prem ises, furniture and fixtures .................... 183 TOTAL ................ . . . . . . . . 13 354 Liabilities Mil. Thou. Dem and dep., ind., part., c o rp .................... .. 2 921 Time dep., ind., part., corp. 7 863 14 U.S. G ov't deposits . . . . Dep. of S tates & 1 088 su b d iv isio n s. . . . . . . . . .. Certified & O fficers’ cks. 88 Total dep o sits.............. .. 11 974 All other lia b ilitie s ........ 19 Total liabilities............ .. 11 993 E quity C apital C apital (# shs. au. 20,000). I# shs. otst. 20,000) S u r p lu s ............................... Undivided profits & capital res..................... Total E quity C a p ita l... . 1 461 361 TOTAL .............................. . 13 354 200 700 Sixty-Seventh Report 179 FARMERS AND MERCHANTS BANK, PRAIRIE GROVE Population 1,708 W ashington Count\ Chart*'red \uguM 29, P ‘04 P i). Box 207 Telephone Number 848-2118 Zip Code 7 2 7 5 8 Number ot Branches- Inside City — None: O utside City - 1 \ u m b e r of OBCT'- Inside City - None; O utside Cit> None Principal Officers: Directors; ♦Jam es C. R ieff....................President W. H. T h o m p so n ... Exec. Vice Pres. G. D. Reed . . . . . . . . . . . . . . Vice Pres. & Cashier D. E. Rieff J. C. Rieff W. H. Thompson G. D. Reed Argil Bartholomew Billy Joe Bartholomew B arry Parks * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 \ssets Mil. Thou. Cash k clue from depositories . 2 115 17S. Treasure securities 4 369 f )biig, oi other l h 1»o\ ■ agencies k corporations 2 192 Oblig. of S tates k political subdivisions 3 188 Excess funds sold 1 800 Loans, Net 15 379 Bank premises, furniture and fixtures . 533 Nil other assets 926 Liabilities Mil. Thou. Dem and dep., ind., part., cor p. . . . . . . . . . . . . . 4 Time dep., ind., part., corp. 20 U.S. G ov’t deposits . . . . . . Dep. of S tates & subdi vi si ons. . . . . . . . . . . 1 Certified & O fficers’ c k s ,,. Total deposi t s. . . . . . . . . . 26 All other liabilities . . . . . . . Total liabilities. . . . . . . . . 27 725 755 27 375 92 974 612 586 Equity Capital C apital (# shs. au. 12,000) . (# shs. otst. 12,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital r es. . . . . . . . . . . . . . __ 2 Total E quity Capital. . . . 2 300 300 016 616 Subordinated notes & debentures . . . . . . . . . . _____ 300 TOTAL 30 502 TOTAL 30" 502 180 State of Arkansas: Bank Department BANK OF PRESCOTT, PRESCOTT Population 4,103 Nevada County Chartered August 10, 1904 P.O. Box 492 Telephone Number 887-2688 Zip Code 71857 Number of Branches: Inside City — One; Outside City —- None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *Johnny Brannan................. President M. D. Tippit............. . Vice Pres. James A. Pullen............... Vice Pres. John Brannan, Jr. . . . . . . . Vice Pres. Emogene W. Davis . . . . . . . . Cashier Jean Bolton Johnny Brannan Carl Dalrymple, Jr. B. A. DeLamar Robert Godwin Gerald Hendrix Abb Morman R. W. Murry James A. Pullen Milburn D. Tippitt John Vansickle Glenn Vasser R. K. Casland ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories......... .. 1 201 U.S. Treasury securities .. 6 066 Oblig. of other U.S. Gov’t agencies & corporations 1 096 Oblig. of States & political subdivisions. .. 6 634 Excess funds sold. . . . . . . . 1 300 Loans, Net ................. 10 368 Bank premises, furniture 594 and fixtu res............. . All other assets . . . . . . . . . . 495 TOTAL 27 754 Liabilities Mil. Thou. Demand dep„, ind., part., corp... . . . . . . . . . . . 5 764 Time dep., md., part., corp. 16 083 U.S. Gov’t deposits......... 12 Dep. of States & subdivisions............... 2 316 Certified &Officers’cks... 43 Total deposits.. . . . . . . . . 24 218 All other liabilities . . . . . . . 354 Total liabilities. . . . . . . . . 24 572 Equity Capital Capital (# shs. au. 24,000). 600 (# shs. otst. 24,000) Surplus ........ ................ . 1 400 Undivided profits & capital res..------. . . . . . . 1 182 Total Equity Capital.... 3 182 TOTAL 27 754 Sixty-Seventh Report 181 BANK OF QUITMAN, QUITMAN Population 558 Cleburne County Chartered August 18 1903 P.O. Box 97 Telephone Number 589-2206 Zip Code 72131 Number of Branches. Inside City — None; Outside City None Number of CBCT's: Inside City — None; Outside City - None Principal Officers: Directors: *Joe Siebenmorgen .. Chm. of the Bd. Harry M. Clark. . . . . . . . . . Vice Pres. Darrell Odom . . . . . . . . . . . Vice Pres. Edith E llis .. . . . . . . . . . . . . . . Cashier Eva Lois Ellis . . . . . . Assist. Cashier J. A. Bailey Ben P, Clark Harry M. Clark Edith Ellis Joe Siebenmorgen •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash A due from depositories . 924 l .S. Treasury securities 501 Oblig of other L.S Go\ i agencies A corporation'' 696 Oblig. of States A polit icai subdivisions . 4 440 Excess Funds Sold 550 Loans, Net . X 940 Bank premises, turnitum and fixtures 156 All other a''set4135 TOTAL 16 342 Liabilities Mil. Thou. Demand dep„ ind„ part., corp... . . . . . . . . . . . 3 355 Time dep., ind., part., corp. 11 019 Dep. of States & subdivisions. . . . . . . . . . . 844 Certified & Officers’ cks... 78 Total deposits.. . . . . . . . . 15 296 All other liabilities . . . . . . . _____ 35 Total liabilities. . . . . . . . . 15 331 Equity Capital Capital (# shs. au. 1,000) .. (# shs. otst. 1,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . __ _ Total Equity Capital.. . . 1 TOTAL 100 600 311 Oil 16 342 182 State of Arkansas: Bank Department THE BANK OF RECTOR, RECTOR Population 2,338 Clay County Chartered November 15, 1930 P.O, Box 7 Telephone Number 595-3591 Zip Code 72461 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *J. A. Marlar....................... President Mary H. Sigsby.. . . Exec. Vice Pres. R. D. Cranford........... . Vice Pres. & Cashier R. D. Cranford J. A. Marlar Bert E. Sigsby Mary H. Sigsby ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Mil. Thou. Assets Cash & due from depositories................. . 1 167 U.S. Treasury securities .. 996 Oblig. of other U.S. Gov’t 1 224 agencies & corporations Oblig. of States & political subdivisions. .. 3 381 All other securities........... 548 Excess funds sold............. 800 Loans, N e t ......................... 8 662 Bank premises, furniture 55 and fix tu res................... TOTAL 16 833 Mil. Thou. Liabilities Demand dep., ind., part., corp....................... 3 023 Time dep., ind., part., corp. 10 954 U.S. Gov’t deposits . . . . . . 9 Dep. of States & subdivisions................... 854 Certified & Officers’ cks... _____ 19 Total deposits.. . . . . . . . . 14 859 Total liabilities................ 14 859 Equity Capital Capital (# shs. au. 4,000) .. 100 (# shs. otst. 4,000) Surplus ............................. .. 1 200 Undivided profits & capital res....... 674 Total Equity Capital.. . . 1 974 TOTAL 16 833 183 Sixty-Seventh Report FARMERS AMD MERCHANTS BANK, REYNO Population 521 Randolph County Chartered December 8, 1911 P.O. Box 108 Telephone Number 769-2300 Zip Code 72462 Number of Branches: Inside City — None; Outside City — 1 Number of CBCTs: Inside City — None; Outside City — None Principal Officers: Directors: * William A. Sandlin......... President Phyllis B u rro w ................. Cashier Ida M. Edington....... . Branch Mgr. Dora Graham . . . . Assist. Vice Pres. William A. Sandlin, II .. , . Auditor William A. Sandlin, Chairman Quinn Brown Delano Edington R, C, Luter Jimmie Cole J. A, Rapert *Oesigoaft-s h» f fr xwcutiw Ottnv> STATEMENT AS OF JU N E 30,1981 Assets Mil. Thou. Cash & dee from depositories .................... 794 U.S. Treasury securities ,. 2 744 Oblig. of other U.S. Gov’t agencies & corporations 2 081 Oblig. of States & political subdivisions. .. 983 Excess funds sold............. 700 Loans, N e t ................ 5 390 Bank premises, furniture and fixtures . . . . . . 205 All other assets ... . 388 Liabilities Mil, Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 1 415 Time dep., ind., part., corp. 9 706 U.S. Gov’t deposits .. 3 Dep. of States & subdivisions. . . . . . . . . . . 934 Certified & Officers’ cks... 23 Total deposits................ 12 081 AU other liabilities . . . . . . . 211 Total liabilities............... 12 292 Equity Capital Capital (# shs. au. 30,000). (# shs. otst. 24,630) Surplus.............................. Undivided profits & capital res... . . . . . . . . . . . Total Equity C apital.,., TOTAL 13 285 Subordinated notes & debentures................. TOTAL . . . . . . . . . . . . . . . . . 246 385 256 887 106 13 285 184 State of Arkansas: Bank Department THE BANK OF RISON, RISON Population 1,325 Cleveland CountyChartered March 7, 1932 P.O. Box 345 Telephone Number 325-6251 Zip Code 71665 Number of Branches: Insiae City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: Herman Davidson . . . . . . . Chairman ♦James R. Hopson . . . . . . . . President James L. Moore . . . . . . . . . Vice Pres. John W. Elrod.. . . . . . . . . . Vice Pres. Herman Davidson James R. Hopson James L. Moore John W. Elrod Ray B. Martin •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Mil. Thou. Assets Cash & due from depositories ... 541 U.S. Treasury securities .. 1 351 Oblig. of other U.S. Gov’t agencies &corporations 5 599 Excess funds sold............ 930 Loans, Net ....................... 1 056 Bank premises, furniture and fixtures .................. 43 All other assets 4 TOTAL...................... 9 524 Liabilities Mil. Thou. Demand dep,, ind., part., corp...... . 1 955 Time dep., rad,, part., corp. 5 517 U.S. Gov’t deposits__ __ 12 Dep. of States & subdivisions.................. 829 All other deposits . . . . . . . . 3 Certified &Officers’ cks... _____50 Total deposits.. . . . . . . . . 8 366 Total liabilities.......... 8 366 Equity Capital Capital (# shs. au. 4,000) .. (# shs. otst. 4,000) Surplus . . . . . . . . . . . . . . . . . Unaivided profits & capital res... . . . . . . . . . . . Total Equity Capital.... 758 1 158 TOTAL . . . . . . . . . . . . . . . . . 9 524 100 300 Sixty-Seventh Report 185 FARMERS AND MERCHANTS BANK, ROGERS Population 17,429 Benton County Chartered March 13, 1956 P.O. Box 250 Telephone Number 836-4233 Zip Code 72756 Number of Branches: Inside City — 2; Outside City -- None Number of CBCT s: Inside City — None: Outside City - None Principal Officers: Directors: ♦Hardy A, Stephenson .. , President Dorman F. Bushong, Vice Chairman Lewis B. Norman. . . . . Sr. Vice Pres. Benny G, Latimer . .. Sr. Vice Pres. R. Z. Goodwin........... .. , Vice Pres. Jam es E. Reves ........... Vice Pres. & Cashier Phillip E. M a d a r , V i c e Pres. Etsyl Sparkm an................ Vice Pres. & Trust Officer Linda W. P arley ................ Vice Pres. Jenella Buttry . . . . . . . . Auditor Shirlene C able...................Asst. V, P John R. Bland. D.D.S., Chair man Vance Hill, Advisory Jam es L. Pickens, M.D. Evelyn S. Rife Don L. Shores James R. Campbell Lemuel H. Tull Dorman F. Bushong Hardy A. Stephenson C. C. Clark James E. Gaston ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil, Thou. Cash & due from depositories . . . . . . . . . 3 638 U.S. Treasury securities . 5 542 Oblig. of other U.S. Gov't 1 898 agencies & corporations Oblig. of States & political subdivisions, . 3 852 Au other securities . . . : ho 30 542 Loans, Net Bank premises, furniture 1 651 and fixtu res............... 1 730 All other assets . Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 9 449 Time dep., ind., part., corp. 31 236 U.S. Gov’t deposits . . . . . . 48 Dep. of States & subdivisions. . . . . . . . . . . 2 461 Certified & Officers’ cks... 309 Total deposits.. . . . . . . . . 43 503 Excess funds purchased .. 822 All other liabilities........... 616 Total liabilities............ 44 941 Equity Capital Capital <# shs. au. 60,000). 600 (# shs. otst. 60,000) S u rp lu s........................ . .. 800 Undivided profits & capital res....................... 1 692 Total Equity Capital.. . . 3 092 TOTAL 49 033 Subordinated notes & debentures . ,. .......... 1 000 TOTAL . . . . . . . . . . . . . . . . 49 033 186 State of Arkansas; Bank Department PEOPLES BANK AND TRUST COMPANY, RUSSELLYILLE Population 14,625 Pope County Chartered March 24, 1890 P.O. Box 220 Telephone Number 968-2112 Zip Code 72801 Number of Branches: Inside City — 4; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: ♦Ward J, Ramsey.. President & CEO M. L. Dickerson... Senior Vice Pres. Charles F. Howell.. . . . . . . Vice Pres. & Cashier Mary Louise Hoffman . . . Vice Pres. Harold E. Hayes . . . . . . . . Vice Pres. Directors: James Bibler Cleo Cheek G. M. Cook M. L. Dickerson Roy I. Millard, M.D. Van A. R. Moores David B. Oates Flave W. Peters Jack D. Price, Sr. Ward J. Ramsay •D esign ates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories ................... 6 665 U.S. Treasury securities .. 6 082 Oblig. of other U.S. Gov’t agencies & corporations 5 104 Obfig. of States & political subdivisions. . . 13 333 AU other securities. . . . . . . 100 Excess funds sold......... 1 500 Loans, Net . . . . . . . . . . . . . . 32 706 Bank premises, furniture and fixtures . . . . . . . . . . . 3 023 All other assets . . . . . . . . . . 1 346 TOTAL 69 859 Liabilities Mil. Thou. Demand dep„ bid., part., corp.............. 13 683 Time dep., rad., part., corp. 42 663 U.S. Gov’t deposits . . . . . . 49 Dep. of States & subdivisions. . . . . . . . . . . 5 412 Certified & Officers' cks... 399 Total deposits.. . . . . . . . . 62 206 All other liabilities . . . . . . . 708 Total liabilities. . . . . . . . . 62 914 Equity Capital Capital (# shs. au. 28,000). 600 (# shs. otst. 24,000) Surplus ....................... 1 200 Undivided profits & capital res... . . . . . . . . . . . 5 145 Total Equity Capital.. . . 6 945 TOTAL 69 859 187 Sixty-Seventh Report BANK OF SALEM, SALEM Population 1,424 Fulton County Chartered December 9, 1908 P.O. Box 338 Telephone Number 895-2591 Zip Code 72576 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *Jim Humphries President & Chairman J. Michael H um phries.. . . Exec. V-P George Humphries . . . . . . Vice Pres. Bess Northeutt . . . . . . . . . . . Cashier Janiece B utler. . . . . Assist. Cashier Frances At ki ns . . . . . Assist. Cashier Shirley Walling . . . . Assist. Cashier Brenda Barnes . . . . Assist. Cashier Marsha Lewis . . . . Assist. Cashier Jim Humphries J, Michael Humphries Jean Humphries George Humphries Fay Castleberry 'IV '- ip iv i STATEMENT AS OF JUNE 30, 1981 Assets Cash & due from depositories . , Mil. Thou. ., U.S. Treasury securities , Oblig. ot other L.S. Gov’t agencies & corporations Oblig. of States & political subdivisions , Loans, Net . . Bank promises, furniture ! 274 3 374 MOM 326 J90 and fixtures . 494 All othor asset ? Ill Liabilities Mil. Thou. Demand dep,, ind., 4 711 part., corp., . . . . . . . . . . . . Time dep., ind., part., corp. 18 410 8 U.S. Gov’t deposits . . . . . . Dep. of States & 1 863 subdivisions. . . . . . . . . . . All other deposits. . . . . . . . 141 Certified & Officers’ cks.. . 79 Total deposits.. . . . . . . . . 25 212 All other liabilities . . . . . . . 29 Total liabilities. . . . . . . . . 25 241 Equity Capital Capital (# shs. au. 20,000). 200 (# shs. otst. 20,000) Surplus . . . . . . . . . . . . . . 1 000 Undivided profits & capital res... . . . . . . . . 1 336 2 536 Total Equity Capital. TOTAL 27 777 TOTAL 27 777 188 State of Arkansas: Bank Department LOGAN COUNTY BANK, SCRANTON Population 244 Logan County Chartered April 7, 1926 P.O, Box 85 Telephone Number 938-2511 Zip Code 72863 Number of Branches: Inside City —- None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *Joe F ritsche...................... President J. B. Layes...................Sr. Vice Pres. Jerry D a v is.......................Vice Pres. Mildred Fritsche . . . . Cashier & Sec. Joe Fritsche J. B. Layes Mildred Fritsche M argaret Ahne ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories.................. 471 U.S. Treasury securities .. 1 613 Oblig. of other U.S. Gov’t agencies & corporations 838 Oblig. of States & political subdivisions . .. 1 179 Excess funds sold............. 150 Loans, N e t ......................... 5 128 Bank premises, furniture and fix tu re s ................... 129 All other a s s e ts ................. 8 TOTAL 9 516 Liabilities Mil. Thou. Demand dep., ind., part., corp..................... 1 696 Time dep., ind., part., corp. 6 269 U.S. Gov’t deposits . . . . . . 5 Dep. of States & subdivisions. . . . . . . . . . . 602 Certified & Officers’ cks... _____ 21 Total deposits................. 8 593 All other liabilities........... ............. 22 Total liabilities............... 8 615 Equity Capital Capital (# shs. au. 4,000) .. (# shs. otst. 4,000) S u rp lu s....... ...................... Undivided profits & capital re s....................... Total Equity C apital.. .. TOTAL 100 400 401 901 9 516 189 Sixty-Seventh Report FIRST SECURITY BANK, SEARCY Population 13,612 W hite County P.O. Box 1009 Telephone Number 268-9871 Zip Code 72143 Number of Branches: Inside City — 2; O utside City - 2 Number of CRCTN Inside City — None: O utside Citv None Chartered February (1, 1932 Principal Officers Reyna- Rutledge Bert M ullens . Jim V\ iNon 1’, A Brewer fames h stake Directors: Chin, of Board President Fx Vue Pres, Vice Pres. \ssis! Vice Pres. Vernon Duncan Dr. Clifton G anus John M cKnight Bert Mullens Kenny Rand Bill Roussel E. D. Yancey Dr. Porter Rodgers, Jr. Reynie Rutledge \ T. Rutledge Jim Tarkington M. O. Thompson Vh in Vanhook >t‘si+ rn 4 ’ i .<’ - ■< e O ffic e r STATEM ENT AS OF JU N E 30, 1981 Assets Mil, Thou. Cash A due from depositories , 2 979 L ,S. Treasun securities 3 448 Oblig of other LCS Go\ t. agencies & corporation s 4 149 Oblig. ol S tates & political subdivisions i 4 548 3 500 Excess funds sold Loans, Net 422 Bank p r e m i s e s , fu rn m m and fix l u r e s , 0h8 All other -ixbrt . 919 Liabilities Demand dep.. ind , Mil. Thou. p a rtc o rp .. 15 727 Time dep., ind., part . corp. 88 620 ICS. G ov't deposits Dep, of S tates & su b divisions. . . Certified & Officers’ cks 520 4 654 . _ 311 59 832 . 150 1 4 H) Total deposits Excess funds purchased All other liabilities Total liabilities 61 392 Equity Capital C apital (# shs. au. 24,000) 600 (# s h s otst 24,0001 2 400 S u r p lu s ................. U ndivided profits A capital res,. . 3 JS36 Total E quity Capita! 6 636 TOTAL . . . . . . . . . . . . . . . . 68 t)28 TOT AI 68 028 State of Arkansas: Bank Department 190 GRANT COUNTY BANK, SHERIDAN Population 3,042 Grant County Chartered July 29, 1903 P.O, Box 67 Telephone Number 942-3145 Zip Code 72150 Number of Branches: Inside City — 2; Outside City —- None Number of CBCT's: Inside City — None; Outside City — None Principal Officers: D, E. McCoy, S r . . Chm. of Bd. *D. E. McCoy, Jr. . Pres. & Trust Off. Harold B o atrig h t.. Exec. Vice Pres. & Cashier Sue Reynolds........... Admin. Assist. Henry E. W ells. .. Assist. Vice Pres. Raymond L. Stoker Assist. Vice Pres. John H. H older. .. Assist. Vice Pres. Directors: Delmar E. Gatzke D. E. McCoy, Sr. D. E. McCoy, Jr. Robert L. Reeves Van S. Reid W. Lee Tucker Harold Boatright •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 1 993 U.S. Treasury securities .. 2 590 Oblig, of other U.S. Gov’t agencies & corporations 863 Oblig. of States & political subdivisions . .. 4 465 Loans, N e t ............... ......... 17 373 Bank premises, furniture 628 and fix tu re s ................... All other a s s e ts ................. 636 Liabilities MIL Thou. Demand dep., ind., 4 865 part., corp...................... Time dep., ind., part., corp. 18 050 U.S. Gov’t deposits . . . . . . 29 Dep. of States & subdivisions................... 2 325 Certified & Officers’ cks.. . ____ 107 Total deposits............... 25 376 All other liabilities ............ 360 Total liabilities. . . . . . . . . 25 736 Equity Capital Capital (# shs. au. 45,000) . (# shs. otst. 45,000) Surplus ..................... Undivided profits & capital re s ............................ 1 Total Equity C apital.. . . 2 TOTAL 28 548 TOTAL 450 550 812 812 28 548 Sixty-Seventh Report 191 FIRST STATE BANK, SHERWOOD Population 10,872 Pulaski County C hartered Ju ly 28, 1986 P.O. Box 6009 Telephone Number 835-4122 Zip Code 72116 Number of Branches: Inside City — One; O utside City — None Number of CBCT’si Inside City — None; O utside City — None Principal Officers; Directors: *J. R. R i c h E x e c Vice Pres, H. J. Dent VicePres. Catherine M. Hastings .. Sec.-Treas. Annette Van Pelt VicePres. Harry L. Hastings, Jr.-Chm. H. J. Dent Catherine M. Hastings B. E. Henson J. C. Nichols ,J. R. Rich * Desi gna te * Chief' K x e c u u v e Officer STATEM ENT AS OF JUNE 30, 1981 Assets Mil . Thou. Cash A due from depositories 698 C.S. Treasure securities . 700 Oblig. of of her U S t i agencies A <orporat ions 500 t >blig. of States A political subdivisions - 243 Au other securities 373 Excess funds sold . 600 Loans. Net ! 551 Bank premise1-, furniture and fi' i ores 490 j o v TOTAL 23 155 Liabilities Mil. Thou. Demand dep., ind., part., co rp ............ 4 491 Time dep., ind., part., corp. 11 1*9 Dep. of States & subdivisions. . . . . . . . . . . 4 65* Certified & Officers' c k s... _ 200 Total d e p o sits.. . . . . . . . . 20 538 All other liabilities . . . . . . . 292 Total liabilities. . . . . . . . . 20 *30 Equity Capital Capital I# shs. au. 8,000) . . I# shs. otst. 8,000) 100 Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital re s ........................ Total Equity Capital. . . . 1 000 1 225 2 325 TOTAL . . . . . . . . . . . . . . . . . 23 155 192 State of Arkansas: Bank Department BANK OP SIDNEY, SIDNEY Population 270 Sharp County Chartered September 12, 1912 P.O, Box 7 Ttelephone Number 283-6497 Zip Code 72577 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦Charles W. Masner Pres./Chmn. Bd. Robert G. Tankersley .. V Pres/Cshr Atalee C. Pounders ------ - Vice Pres. Lorene Pickens............. .. Vice Pres. Charles W. Masner Robert Tankersley Atalee Pounders Lorene Pickens Clotene Masner •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 48 U.S. Treasury securities .. 172 Oblig. of other U.S. Gov’t agencies &coroorations 496 Excess funds sold. . . . . . . . 825 Loans, N e t ................. 161 Bank premises, furniture 7 and fixtures---- . . . . . . . Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . Time dep., md.» part., corp. U.S. Gov’t deposits . . . . . . Dep. of States & subdivisions___. . . . . . . Total deposits.. . . . . . . . . Total liabilities....... . Equity Capital Capital (# shs. au. 10,400). <# shs. otst. 10,400) Surplus . . . . . ------. . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . TOTAL 1 709 TOTAL . . . . . . . . . . . . . . . . . 464 535 1 326 1 326 1 326 260 60 63 383 1 709 193 Sixty-Seventh Report ARKANSAS STATE BANK, SILOAM SPRINGS Population 7,940 Benton County Chartered -January 12, I960 P.0, Box 400 Telephone Number 524-8101 Zip Code 72761 Number of Branches: Inside City —- 1: O utside City -- None Num ber of CBCTN Inside City — None; O utside City -- None Directors, Principal Officers Delbert K -\llen, Sr , Chmn of Board , , President *Ross Stout Henry Brosell. J r A rthur M orris, , Thomas P ree III , V Pres. Cshr Vice Pres. , Vice Pres, D. E. Allen, Sr D. E. Allen, Jr. Roderick L, Allen H, E. H arrison. Jr. Charles C. Jones Mark Simmons Ross Stout STATEM ENT AS O F JU N E 30, 1981 A ssets Mil, Thou, Cash & due from 2 203 d e p o s ito rie s.............. 1 496 U.S, TYeasury securities Oblig, of other U.S, G ov’t agencies & corporations 3 599 Obfig, of S tates & "7 986 political subdivisions 700 Excess funds sold 14 K02 Loans, Net . , , B ank prem ises, furniture 262 and fixtures (y * All other assets Liabilities Mil. Thou. Dem and dep., ind., part., corp......................... 8 763 Time dep., ind., part., corp. 21 379 U.S. G ov’t deposits . , , 23 Dep, of S tates & su b divisions............... . 1 316 194 Certified & Officers' c k s.. Total d e p o sits., . 31 675 All other liabilities . . . . 497 32 172 Total liabilities, TOTAL TOTAL . . . . . . . . . . . . . . . . . 34 845 E quity Capital Capital (# shs. au, 19,200) . 960 1# shs, otst. 19,200) 100 S u r p lu s ...................... Undivided profits & 1 613 capital re s........... Total E quity Capital, 2 673 34 845 194 State of Arkansas; Bank Department SMACKOVER STATE BANK, SMACKOVER Population 2,453 Union County Chartered April 18, 1928 P.O. Box 107 Telephone Number 725-3051 Zip Code 71762 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT's: Inside City — None; Outside City — None Principal Officers: Directors: ♦Max A. Mitcham Chmn of the Board Max O. Taylor....... . President Bob Willett............Ex. Vice Pres. Paulette Carver---- . . . . . Vice Pres. & Cashier Max A. Mitcham L. E. Tennyson, Jr. James M. Tennyson Max O. Taylor Richard H. Vickers Bob Willett •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . ___. . . 1 210 U.S. Treasury securities .. 2 505 Oblig. of other U.S. Gov’t agencies & corporations 1 052 Oblig. of States & political subdivisions. . . 8 100 1 000 Excess funds sold. . . . ___ Loans, N e t ............... 16 399 Bank premises, furniture and fixtures ........... 279 All other assets......... . 601 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 5 924 Time dep., ind., part., corp. 19 371 U.S. Gov’t deposits___ __ 60 Dep. of States & subdivisions. . . . . . . . . . . 1 806 Certified & Officers’ cks... 663 Total deposits------------- 27 824 All other liabilities . . . . . . . 390 Total liabilities---- . . . . . 28 214 Equity Capital Capital <# shs. au. 100,000) 1 000 (# shs. otst. 100,000) Surplus . . . . . . . . . . . . . . . . . 1 000 Undivided profits & capital res.......... . Total Equity Capital.. . . TOTAL 31 146 TOTAL 932 2 932 31 146 Sixty-Seventh Report 195 MERCHANTS AND PLANTERS BANK, SPARKMAN Population 863 Dallas County Chartered Septem ber 19 1916 P.O, Box 127 Telephone Num ber 878-2251 Zip Code 71763 Xumber of Branches: Inside C ity — None; O utside C ity - None Number of CBCT's: Inside City — None; O utside City - None Principal Officers, Directors; Bill-1 Cord , Chinn of the Board •Tyrol 0- Carson , President Doris Marin , . , Cashier Pat .rieia Shaddock , , , Asst, Cashier *F)esj *n »i> . Bill J. Ford Tyrol Q. Carson G. W. DeLaughter Charles T, G aston R ay W hite "'(H I (• x**« u f i \ > * f t h i pi STATEM ENT AS O F JU N E 3©, 1981 A ssets Cash & due from Mil. Thou. depositories U S, Treasury securities Oblig of other INS Gov ; agencies & corporation '• Oblig, of S tates & political subdivisions Excess I unds sold Loans, Net , B ank prem ises, furniture and fixtures All other assets TOTAL 308 1 998 1 040 628 350 2 071 91 9 Liabilities Mil. Thou. Dem and dep,, ind., part., corp....... 1 458 Time dep., ind., part., corp. 3 868 U.S. G ov’t deposits , 20 Dep. of S tates & su b divisions................... 576 Certified & Officers* cks.,. 17 5 939 Total d e p o sits.. . . . . . . . . 4 All other liabilities . . . . . . . Total liabilities, ,. , 5 943 E quity C apital Capital (# shs. au. 3,000) .. (0 shs. o tst. 3,000) Surplus . , , , . . . ............... U ndivided profits & capital re s . . . . . . . . Total E quity C apital .. Subordinated notes & debentures ., . 6 495 TOTAL 75 125 252 452 100 6 495 196 State of Arkansas: Bank Department FIRST STATE BANK, SPRINGDALE Population 23,458 Washington County Chartered February 12, 1923 P.O. Box 189 Telephone Number 751-1500 Zip Code 72764 Number of Branches: Inside City — 3; Outside City — 1 Number of CBCT’s: Inside City — 3; Outside City — None Principal Officers: Directors: Gretchen Steele . Chinn of the Board ♦Walter Turnbow---- Vice Chairman & C .E .O . M. David Howell............... President Mace D. Howell.. . . Exec. Vice Pres. Richard P. Calhoun Exec. Vice Pres. Dan Hendricks................ Vice Pres. Wayne Harness . . . . . . . . . Vice Pres. R. A. B ryant............. . Vice Pres. Rick Parsons, CPA . . . . VP & Contr. Cindy Dominick.. . . . . . . . . Mkt. Off. Robert Phillips. . . . . . . . . . Trust Off. Joe S. Boone R. A. Bryant Richard P. Calhoun Dr. J. W. Dorman Gerald Harp J. E. Hinshaw M. David Howell Mace D. Howell Dwain Newman Dr. Charles P. Sisco Gretchen Steele Phillip Steele Walter Turnbow H. Franklin Waters ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories......... . 7 253 U.S. Treasury securities .. 5 163 Oblig. of other U.S. Gov’t agencies & corporations 9 997 Oblig. of States & political subdivisions. . . 10 154 Excess funds sold-----. . . . 8 400 Loans, Net ..................... 66 063 Bank premises, furniture and fixtures . . . . . . . ---2 145 All other assets ............ 2 873 Liabilities Mil. Thou. Demand dep., ind., part., corp...... ............... 14 481 Time dep., ind., part., corp. 63 650 U.S. Gov’t deposits . . . . . . 12 Dep. of States & subdivisions. . . . . . . . . . . 6 692 All other deposits . . . . . . . . . 3 Certified & Officers’ cks... 226 Total deposits.. . . . . . . . . 85 064 Excess funds purchased .. 14 883 All other liabilities . . . . . . . 3 565 Total liabilities. . . . . . . . . 103 512 Equity Capital Capital (# shs. au. 9,664) .. (# shs. otst. 9,664) Surplus................ Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . Subordinated notes & debentures . . . . . . . . . . . . TOTAL 112 048 TOTAL 966 2 172 4 698 7 836 700 112 048 Sixty-Seventh Report 197 BODCAW BANK, STAMPS Population 2,859 L afayette C ounty C hartered December 8, 1902 P.O, Box 8 Telephone N um ber 533-4486 Zip Code 71860 N um ber of Branches: Inside C ity — None; O utside C ity — None N um ber of CBCT’s: Inside C ity — None; O utside C ity — None Principal Officers, ♦Jam es N ipper , B. Stan Cook C. C. Russell , A, O. Sm ith H. L. Wilkinson , D anny F itz p a tric k , Bonnie M oreland Evelyn McClendon Directors: P resident Chairm an Vice Pres, .. Vice Pres, , , Vice Pres. Vice Pres, . Cashier Asst, Cashier B S tan Cook A. C. Cross Roy Z. Kim bell James Nipper C, C. Russell A. O. Sm ith J. Woodrow Smith H L. Wilkinson •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil, Thou. Cash & due from depositories ............. 3 092 U.S. Treasury securities ., 3 335 Oblig. of other U.S. Gov’t agencies & corporations 2 348 Oblig. of States & 2 925 political subdivisions.. Loans, N e t .................... 592 Bank premises, furniture and fixtures ................ 261 All other assets ., 10 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 2 680 Time dep., ind., part., corp. 13 981 U.S. Gov’t deposits......... 2 Dep. of States & subdivisions.................. 1 324 Certified & Officers' cks.. . 77 Total deposits............... 18 064 All other liabilities........... 21 Total liabilities.................JL8 085 Equity Capital Capital (# shs. au, 10,000). (# shs. otst. 10,000) Surplus . . . . . . .. ,,, , , Undivided profits & capital res.. .................... Total Equity Capital. . . 1 TOTAL 19 563 TOTAL 250 750 478 478 19 563 State of Arkansas: Bank Department 198 BANK OF STAR CITY, STAR CITY Population 2,066 Lincoln County Chartered April 27, 1925 P.O. Box 69 Telephone Number 628-4286 Zip Code 71667 Number of Branches: Insiae City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦Robert O. Trout.. . . . . . Pres. & CEO Joe V. Mason . . . . Exec. VP & Cash. Anneta M oore........... Sr. Vice Pres. Frank Collins . . . . Assist. Vice Pres. Kathryn W hite. ....... Asst. Cashier Robert E. Beard Harold Evans B. W. Gibbs Neb Ryall, Jr. Robert 0. Trout ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories......... ........ 735 U.S. Treasury securities .. 100 Oblig. of other U.S. Gov’t agencies & corporations 800 Oblig. of States & political subdivisions. . . 1 496 Excess funds sold............ 245 Loans, Net ........................ 11 650 Bank premises, furniture and fixtures .................. 157 235 All other assets ......... . Liabilities Mil. Thou. Demand dep., ind., part., corp,.. . . . . . . . . . . . 3 881 Time dep., ind., part., corp. 9 017 U.S. Gov’t deposits . . . . . . 66 Dep. of States & subdivisions____ . . . . . . 1 134 Certified & Officers’ ck s... 160 Total deposits.. . . -----14 258 Total liabilities. . . . . . . . . 14 258 Equity Capital Capital (# shs. au. 15,000). (# shs. otst. 15,000) Surplus ....................... Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.... TOTAL 15 418 TOTAL 150 550 460 1 160 15 418 199 Sixty-Seventh Report THE STEPHENS SECURITY BANK, STEPHENS Population 1,366 Ouachita County C hartered F ebruary 8, 1946 P.O. Box 7 Telephone N um ber 786-5416 Zip Code 71764 N um ber of Branches: Inside C ity — None; O utside City — None N um ber of CBCT’s: Inside C ity — None; O utside C ity — None Principal Officers: Directors: ♦Jam es M. M organ . . . Pres. & C.E.O. Carol Phillips . . . . Vice Pres. & Cshr. Ju a n ita Poindexter . . . . . . Vice Pres. B obby Je a n W ilk ie. A sst. Vice Pres. Linda T hom as . . . . . . . A sst. Cashier Charles T. Reveley, Chm. G rady P. A rrington E ugene D. Bramblett H erbert R. H enderson Jam es M. M organ George R. Shankle Guy R. Sm ith Joe J. W ade Colon W atson •Designates Chief Executive Officer STATEM ENT A S O F JU N E 30, 1981 A ssets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 735 U.S. Treasury securities .. 1 245 Oblig. of other U.S. Gov’t agencies & corporations 2 207 Oblig. of States & political subdivisions. . . 1 389 All other securities. . . . . . . 50 Excess funds sold. . . . . . . . 500 Loans, Net . . . . . . . . . . . . . . 10 957 Bank premises, furniture and fixtures . . . . . . . . . . . 205 All other assets . . . . . . . . . . 571 TOTAL 17 859 Liabilities Mil. Thou. Demand dep., ind., part., c o rp ,,. . . . . . . . . . . . 2 069 Time dep., ind., part., corp. 13 208 U.S. Gov’t deposits . . . . . . 2 Dep. of States & subdivisions. . . . . . . . . . . 976 Certified & Officers’ cks... _____ 80 Total deposits.. . . . . . . . . 16 335 All other liabilities . . . . . . . 402 Total liabilities. . . . . . . . . 16 737 Equity Capital Capital (# shs. au. 5,150) .. (# shs. otst. 5,150) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . TOTAL 275 275 572 1 122 17 859 200 State of Arkansas: Bank Department CITIZENS BANK, STRONG Population 785 Union County Chartered January 19, 1931 P.O. Box 188 Telephone Number 797-7361 Zip Code 71765 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: *0, B. Clark.......................President C. R. M ason. ..............Vice Pres. L. K. Robertson....... Cashier & Sec. O. B. Clark C. R. Mason L. K. Robertson Ray B. Finney E. L. Vestal *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories.................. 561 U.S. Treasury securities .. 1 508 Oblig. of other U.S. Gov’t agencies & corporations 827 Oblig. of States & olitical subdivisions . .. 922 Other Securities......... 130 Excess Funds Sold. . . . . . . 400 Loans, N e t ....................... 1 270 Bank premises, furniture and fixtures.................. 13 20 All other assets.............. S TOTAL 5 651 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 1 642 Time dep., ind., part., corp. 2 677 U.S. Gov’t deposits . . . . . . 4 Dep. of States & subdivisions. . . . . . . . . . . 233 Certified & Officers’ cks... _____ 94 Total deposits................ 4 650 Total liabilities.......... 4 650 Equity Capital Capital (# shs. au. 8,000) .. (# shs. otst. 8,000) Surplus.......... Undivided profits & capital res.................... Total Equity Capital.. . . 1 TOTAL 200 300 501 001 5 651 Sixty-Seventh Report 201 THE FARMERS AND MERCHANTS BANK, STUTTGART Population 10,041 Arkansas ( 'ount\ RO. Box 947 Telephone \ umber 67 9-6911 Zip Code 72160 Number of Branches; Inside City - 3; O utside Cit> — .None Number of CBCTV Inside (' itv — None; Outside Citv None Chartered December 29 1044 Principal Officers ‘D on Pa 11 slio Carl Ciunter Glen Baum an Lvnn DeVun Lloyd Ratcliff Directors: President Exec Vice Pres . . Sr. Vice Pres , , Sr Vice Pres, S i , Wee Pres B. J, St, John, Chm. of Board Roy O. McCollum 111 Lloyd Ratcliff Don Pattillo Horace Sickel Curtis Stems Billy K. Simpson Ralph Wilson Jam es R. Oliver Patricia K, McDonald STATEM ENT AS OF JU N E 30, 1981 Assets Mil. Thou. Cash & due from depositories U.S ’IVeasur\ securities Oblig of other U S. Go \. agencies k corpora tio s Oblig. of S tates k political subdivisions Excess sunds sold Loans. Net Bank premises, furmtune and fixtures \ 11other asset -1 051 i 617 1 961 s 072 2 00(1 LI M 9 5 473 2 266 Liabilities Mil. Thou. Demand dep., inti. part., corp . . . , 12 557 Time dep., ind., part , corp 46 175 ILS. Gov't deposits 21 Dep. of S tates k subdivisions. 2 M23 All other deposits . . 26 13 1 Certified & Officers eks Totai deposits . bl 739 AH other liabilities 4 676 Tot,ti liahihs ies 65 115 Equity t apital Capital 0 shs au 100,0001 I# shs omt 11>0 0001 Surplus ,. Undivided profits vapital res, , Total E q u in l apit al TOTAL 7J *)S9 TOTAL 1 OU0 i 600 f 074 0 674 72 0H9 State of Arkansas: Bank Department 202 CITIZENS BANK, TILLAR Population 293 Drew County Chartered July 28, 1913 P.O. Box 128 Telephone Number 392-2292 Zip Code 71670 Number of Branches: Inside City — None; Outside City — None Number of CBCT's: Inside City — None; Outside City — None Principal Officers: Directors: W. R. Smith, Jr. ....... Chm. of Board ♦Wray B. Smith....... Pres. & Cashier Emmett N. Smith . Vice Pres. & Sec. Teresa W arf........... Assist. Cashier John M. Bowles . . . . Assist. Cashier W. R. Smith, Jr. Wray B. Smith C. R. Prewitt Jim Paisa Hampton Pugh Don Cash Emmett N. Smith •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 394 U.S. Treasury securities .. 200 Oblig. of other U.S. Gov’t agencies & corporations 100 Oblig. of States & political subdivisions... 621 Excess funds sold. . . . . . . . 300 Loans, Net .................. 4 030 Bank premises, furniture 77 and fixtures . . . . . . . . . . . All other assets. . . . . . . . . . 524 TOTAL 6 246 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 952 Time dep., ind., part., corp. 4 152 Dep. of States & subdivisions. . . . . . . . . . . 529 Certified & Officers' cks... _____ 99 Total deposits.............. 5 732 All other liabilities......................... 8 Total liabilities. . . . . . . . . 5 740 Equity Capital Capital (# shs. au. 8,000).. 121 (# shs. otst. 4,825) Surplus . . . . . . . . . . . . . . . . . 379 Undivided profits & capital res... . . . . . . . . . . . ______ 6 Total Equity Capital.. . . 506 TOTAL 6 246 Sixty-Seventh Report 203 BANK OF T1UMANN* TRUMANN Population 6,044 P o insett C ounty C hartered O ctober 2, 1911 P.O. Box 48 Telephone N um ber 483-6333 Zip Code 72472 N um ber of Branches: Inside City — 1; O utside C ity — None N um ber of CBCT’s: Inside City — None; O utside C ity — None Principal Officers: Directors: C, Stuckey .. President & Chm. of Board ♦Clyde R obertson, Jr, . . . . Exec. Vice P resident Eugene Pounds . . . . . . Sr. Vice Pres. W ilburn J. Cole Vice Pres, & Cashier Fannie M. K ent , . A ssist, Vice Pres. 3, Terry M. Clogston W ilburn J. Cole J . F. Lady E ugene Pounds Clyde Robertson, Jr. J. C. Stuckey K enneth K. Y arbrough Clifford C. Purvis ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Cash & due from Mil. Thou. U.S. TYeasury securities .. Oblig. of other U.S. Gov’t agencies & corporations Oblig. of States & pouticai subdivisions,. . Excess funds sold............ Bank premises, furniture and fixtu res.......... All other assets ................ 2 787 1 698 6 503 2 509 1 11 250 268 587 564 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 4 035 Time dep., ind., part., corp. 18 413 U.S. Gov’t deposits . . . . . . 35 Dep. of States & subdivisions.................. 1 052 All other deposits. . . . . . . . 3 Certified & Officers c k s.,. 36 Total deposits.............. . 23 574 All other liabilities........... 1 046 Total liabilities........... ... 24 620 Equity Capital Capital (# shs. au. 4,000) . , (# shs. otst. 4,000) Surplus ........................... . Undivided profits & capital res.. ................... Total Equity Capital. , . TOTAL . . . . . . . . . . . . . . . . 27 166 T O T A L............................ 100 1 700 746 2 546 27 166 204 State of Arkansas: Bank Department BANK OF TUCKERMAN, TUCKERMAN Population 2,078 Jackson County Chartered November 8, 1902 P.O, Box 700 Telephone Number 349-5155 Zip Code 72473 Number of Branches: Inside City — None; Outside City — 2 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: Van Smith ...................... Chairman ♦Lindley V. Smith, Jr........... President Cornelius A d cox......... . Cashier Scotty Armstrong Bob Penix Van Smith* *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories.. 986 U.S. Treasury securities .. 1 806 Oblig. of other U.S. Gov’t agencies & corporations 3 696 Oblig. of States & political subdivisions. . . 1 882 An other securities. . . . . . . 109 Excess funds sold........... 800 Loans, N e t ......... . 3 668 Bank premises, furniture and fixtures....... . 68 61 All other assets . . . ____ . . . TOTAL 13 076 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . ------. . . 2 996 Time dep., md., part., corp. 7 299 U.S. Gov’t deposits . . . . . . 2 Dep. of States & subdivisions. . . . . . . . . . . 964 All other deposits . . . . . . . . 4 Certified & Officers’ cks... 96 Total deposits.. . . . . . . . . 11 361 All other liabilities . . . . . . . 104 Total liabilities______ . . . 11 465 Equity Capital Capital (# shs. au. 4,000).. (# shs. otst. 4,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital.. . . 1 1 TOTAL . . . . . . . . . . . . . . . . . 13 076 100 400 111 611 205 Sixty-Seventh Report TYEONZA BANK, TYEONZA Population 77? P o in sett C ounty C hartered O ctober 31, 1951 P.O. Box 95 Telephone N um ber 487-2161 Zip Code 72386 N um ber of Branches: Inside C ity — None; O utside C ity — None N um ber of CBCT’s: Inside City — None; O utside City — None Principal Officers: Directors: ♦Charles F L uter . . . . . , President Maxvne Ursery Vice Pres, & Cashier A. A. B anks G, E. Beley Jo h n H. Emrich Charles F. L uter H. F. Norcross, Jr. ♦Designates Chief Executive Officer STATEM ENT AS O F JU N E 30, 1981 A ssets Mil. Thou. Cash & due front depositories 926 U.S. TYeasurv securities , 1 530 Oblig. of other U S. Gov t agencies & corporations 437 Oblig. of S tates N political subdivisions 2 931 Excess funds sold 780 Loans \'et 6 368 B ank prem ises furniture and fixtures 101 All o t h e r assets 21 Liabilities Mil. Thou. D em and dep., ind., p art., corp... . . . . . . . . . . . 2 806 Time dep., ind., part., corp. 8 850 U.S. G ov't deposits 5 Dep. of S tates & su b d ivisions. . . . . . . . . . . 742 Certified & Officers' c k s... 38 Total d e p o sits.. . . . . . . . . 12 441 All other liabilities . . . . . . . ______ 1_ Total liabilities. . . . . . . . . 12 448 E quity Capital C apital |# shs. au. 2,000) .. (# shs. o tst. 2,000) Surplus . . . . . . . . . . . . . . . . . U ndivided profits & capital r es. . . . . . . . . . . . . . Total E q u ity C a p ita l.. . . TOTAL 14 094 TOTAL 50 775 821 1 646 14 094 State of Arkansas: Bank Department 206 CITIZENS BANK & TRUST COMPANY, VAN BUREN Population 12,020 Crawford County Chartered May 20, 1910 P.O. Box 469 Telephone Number 474-1201 Zip Code 72956 Number of Branches: Inside City — 3; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: *R. A. Hammerschmidt, Jr. President David R. Shewmaker Exc. Vice Pres. Eugene P. Hobbs Vice Pres. & Cshr. R. ft, Terry . Vice Pres. & Trust Ofc. Frank W offord................ Vice Pres. Mike Morrow . . . . . . . . . . . Vice Pres. Directors: Harrell Ballentine Lonnie Bachelor Tommy L. Beard Edgar E. Bethel Carl Creekmore R. A. Hammerschmidt, Jr. Morril Harriman Eugene P. Hobbs H. Dane Riggs, Chm. David R. Shewmaker Paul Shirley ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 A ssets Mil, Thou. Cash & due from depositories . . . . . . . . . . . 2 663 U.S. Treasury securities .. 2 094 Oblig. of other U.S. Gov’t agencies & corporations 1 672 Obfig. of States & political subdivisions. . . 5 070 AH other securities ....... . 244 Excess funds sold. . . . . . . . 7 850 Loans, N e t ..................... 17 911 Bank premises, furniture and fixtures . . . . . . . . . . . 1 066 All other assets ....... .. 570 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 10 673 Time dep., ind., part., corp. 21 248 U.S. Gov’t deposits . . . . . . 6 Dep. of States & subdivisions. . . . . . . . . . . 1 834 All other deposits . . . . . . . . 25 Certified & Officers’ ck s... 186 Total deposits.. . . . . . . . . 33 972 Excess funds purchased .. 100 All other liabilities . . . . . . . 1 684 Total liabilities. . . . . . . . . 35 756 Equity Capital Capital (# shs. au. 16,000). (# shs. otst. 16,000) Surplus . . . . . . . . . . . . . . . . . 1 Undivided profits & capital res... . . . . . . . . . . . 1 Total Equity Capital---3 TOTAL 39 140 TOTAL ................... 400 100 884 384 39 140 20? Sixty-Seventh Report PEOPLES BANK AND TRUST COMPANY, VAN BU R IN Population 12,020 Crawford County C hartered A ugust 12, 1933 P.O. Box 429 Telephone N um ber 474-8801 Zip Code 72956 Num ber of Branches: Inside City — 1; O utside C ity — None Number of C B C TV Inside C ity — None; O utside C ity — None Principal Officers* Directors: ♦William W , T h o m a s..........President C E, Dougan ,. , , Exec. Vice Pres. Larry Spradley . , Cashier C. E. Dougan Paul H u rst Clyman E. Izard Joe Kirksey E arl Robinson W. G. Swindle Derrel Thom as William W. Thom as W esley Warnock ♦Designates Chief Executive Officer STATEM ENT A S O F JU N E 30, 1981 A ssets Mil. Thou. Cash & due from d e p o s ito rie s.............. 1 948 U.S. TVeasury securities , 1 577 Oblig. of other U.S. G ov’t 901 agencies & corporations Oblig. of S tates & 4 246 critical su b d iv isio n s.. other securities 575 1 700 E xcess funds s o ld . . . 22 637 Loans, Net .................... Bank prem ises, furniture 1 579 and fixtures . . All other assets , 909 f TOTAL 36 072 Liabilities Mil. Thou. Dem and dep., ind., part., cor p. . . . . . . . . . . . . . 6 360 Time dep., ind., part., corp. 22 635 U.S, G ov’t deposits . . . . . . 117 Dep. of S tates & su b divisions.............. 1 956 Certified & Officers' c k s .. . _ 395 Total depos i t s , . . . . . . . . . 31 463 All other liabilities 630 Total liabilities................ 32_ 093 E quity Capital C apital (# shs. au. 8,293} .. (# shs. o tst, 8,293} Surplus ................................ U ndivided profits & capital r e s .................... . Total E quity Capital. .. S ubordinate notes & debentures .. . . . . . . . TOTAL 207 1 193 2 079 3 479 500 36 072 208 State of Arkansas: Bank Department BANK OF WALDO, WALDO Population 1,685 Columbia County Chartered September 2, 1899 P.O. Box 366 Telephone Number 693-5858 Zip Code 71770 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Directors: Principal Officers: ♦Larry R. M cC ord............ President Ellen F. Smith. Vice Pres. & Cashier Alice S. Wilson . . . . . Assist. Cashier Larry R. McCord Robert Genestet John L. Perritt •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories ------- . . . . . U.S. Treasury securities .. Oblig. of other U.S. Gov’t agencies & corporations Oblig. of States & oJitical subdivisions. . . other securities........... Excess funds sold............. Loans, Net . . . . . . . . . . . . . . Bank premises, furniture and fixtures . . . . . . . . . . . All other assets....... . f TOTAL 2 347 288 399 531 500 1 000 2 465 331 45 7 906 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . Time dep., ind., part., corp. U.S. Gov’t deposits . . . . . . Dep. of States & subdivisions............. Certified & Officers’ cks... Total deposits.. . . . . . . . . Total liabilities. . . . . . . . . Equity Capital Capital (# shs. au. 6,000) .. (# shs. otst. 6,000) Surplus.............. Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital----- TOTAL 980 5 474 2 649 253 7 358 7 358 150 100 298 548 7 906 209 Sixty-Seventh Report THE PEOPLES BANK, WALDO Population 1,685 Columbia County C hartered Ju n e 22, 1910 P.O. Box 426 Telephone Num ber 693-5551 Zip Code 71770 N um ber of Branches: Inside City — 1; O utside City — 2 N um ber of CBCT’s: Inside City — None; O utside City — None Directors: Principal Officers: ♦H arold Fincher President Richard P Cl a r k , . , Exec, Vice Pres. Joyce C r a n e C a s h i e r Harold Fincher Richard Clark D orothy J. Fincher Imogene M. Clark Clark Fincher M ary Baird G. F. Scott B etty Lou Scott •Designates Chief Executive Officer STATEM ENT AS OF JU N E 30, 1981 A ssets Mil Thou. Cash & due from d e p o s ito rie s .................. U.S. Treasury securities , Oblig. of other U.S. G ov't agencies & corporations Oblig. of S tates & political subdivisions , . Excess funds sold Loans, N e t .................... B ank prem ises, furniture and fixtures 542 799 5 311 2 075 645 5 722 Liabilities Mil. Thou. Dem and dep., ind., part., corp... . . . . . . . . . . . 3 Time dep., ind., part., corp. 7 U.S. G ov’t deposits . . . . . . Dep. of S tates & subdi vi si ons. . . . . . . . . . . Total deposi t s. . . . . . . . . . 12 E xcess funds purchased .. 1 Total liabilities. . . . . . . . . 13 831 261 200 461 9 E quity Capital C apital (# shs. au. 10,000). (# shs. o tst. 10,000) Surplus . . . . . . . . . . . . . . . . . U ndivided profits & capital r es. . . . . . . . . . . . . . 1 Total E q u ity C a p ita l.. . . 1 TOTAL 620 805 5 15 103 TOTAL . . . . . . . . . . . . . . . . . 250 250 142 642 15 103 210 State of Arkansas: Bank Department BANK OF WALDRON* WALDRON Population 2,642 Scott County P.O, Box 278 Telephone Number 637-2161 Chartered April 3, 1901 Zip Code 72958 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: Dale Rodgers___. . . . . . Chm. of Bd. ♦Bill R. P hilpot....... . Pres. W. Knox Dozier . . . . . Exc. Vice Pres. Pat R. Davenport.. . . . . . . Vice Pres. & Cashier Robert L. A kers....... . Vice Pres. Kelly Ashford Bill J. Black Jim H. Currier Charlye V. Davidson W. W. Davis Rena Owens James Richmond •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . ----- . . . 1 418 U.S. Treasury securities .. 1 297 Oblig. of other U.S. Gov’t agencies & corporations 1 441 Oblig. of States & political subdivisions. . . 7 336 AH other securities. . . . . . . 184 Excess funds sold............. 850 Loans, Net . . . . . . . . . . . . . . 20 608 Bank premises, furniture and fix tu re s ....... . 124 All other assets ............... 476 Liabilities Mil. Thou. Demand dep., ind., part., corp............. 4 341 Time dep., ind., part., corp. 23 514 U.S. Gov’t deposits . . . . . . 4 Dep. of States & subdivisions.................. 1 461 Certified & Officers’ cks... _____ 75 Total deposits................ 29 395 All other liabilities . . . . . . . 426 Total liabilities............ 29 821 TOTAL TOTAL 33 734 Equity Capital Capital (# shs. au. 24,000). 600 (# shs. otst. 24,000) Surplus ..................... 1 500 Undivided profits & capital res... . . . . . . . . . . . 1 813 Total Equity Capital.. .. 3 913 33 734 Sixty-Seventh Report 211 THE SCOTT COUNTY BANK, WALDRON Population 2,642 S cott C ounty C hartered F ebruary 20, 1980 P.O, Box 838 Telephone Number 637-3191 Zip Code 72958 Number of Branches; Inside City — None; O utside City — None Number of CBCT’s: Inside City — None; O utside City — None Principal Officer**; Directors: ♦John E. Cham bers 111. . , President P atsy H aw kins Vice Pres. & Cashier Richard F oster . .......... Vice Pres. T risha Sikes ............ ... A sst. Cashier Robbie Zimmer. . . . .. A sst. Cashier Jo hn E. Cham bers III P atsy Hawkins AI Wiif Thurman Keener W. R. (Bud) Rice Jerral Jones Roy E. Hale Bill M arsh •Designates Chief Executive Officer STATEM ENT AS O F JU N E 30, 1981 A ssets Liabilities MIL Thou. Cash & due from depositories ................ U.S. T reasury securities . , Oblig. of O ther U.S Gov i agencies & corp , . Oblig. of S tates & political subdivisions. . Au other se c u ritie s. Excess funds s o ld , Loans, Net ................ Bank prem ises, furniture and fixtures , All other assets 198 199 399 250 350 1 000 7 550 165 356 Mil. Thou. Dem and dep., ind., part., cor p. , . . . . . . . . . . . . Time dep., ind., part., corp. U.S. G ov’t deposits . . . . . . Dep. of S tates & subdi vi si ons. . . . . . . . . . . Certified & O fficers’ c k s... Total deposi t s. . . . . . . . . . All o ther liabilities . . . . . . . Total liabilities . . . . . . . . . 10 467 1 101 9 206 158 364 73 9 Equity Capital C apital (# shs. au. 40,000). 400 <# shs. otst. 40,000) S u r p lu s ................... 400 Undivided profits & capital res....................... . .........303 Total Equity Capital. . .. TOTAL 649 7 379 4 TOTAL 1 103 10 467 212 State of Arkansas: Bank Department FIRST STATE BANK OF WARREN, WARREN Population 7,646 Bradley County Chartered December 12, 1978 P.0. Box 29 Telephone Number 226-2601 Zip Code 71671 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: Bennie Eyburn, Sr. .. Chm. of Board ♦Freddie Mobley.. . . . . . . . . President Gordon Price........... . Sr. Vice Pres. Jo Jenkins . . . . Vice Pres. & Cashier Francis Hargis ---- . . . Vice Pres. & Mgr. of Hermitage Br. J. Tedd Blagg W. Curtis Blankinship, Jr. Bruce Cash Merl Crow, M.D. Robert E. Gamer Roger George Bryan Martin Victor Myers J. J. Neal Bennie Ryburn. Sr. J. €. Thompson H. Sidney Wharton •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 2 475 U.S. Treasury securities .. 2 676 Oblig. of other U.S. Gov’t agencies & corporations 907 Obng. of States & political subdivisions. . . 7 302 Excess funds sold. . . . ___ 1 390 Loans, N e t .............. 21 063 Bank premises, furniture and fixtures . . . . . . . . . . . 313 All other assets . . . . . . . . . . 746 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 4 318 Time dep., md., part., corp. 24 947 U.S. Gov’t deposits . . . . . . 91 Dep. of States & subdivisions. . . . . . . . . . . 3 317 Certified & Officers’ cks... 185 Total deposits.. . . . . . . . . 32 858 All other liabilities . . . . . . . _1_080 Total liabilities. . . . . . . . . 33 938 Equity Capital Capital (# shs. au. 59,000). 590 (# shs. otst. 59,000) Surplus . . . . . . . . . . . . . . . . . 1 290 Undivided profits & capital res............. 1 054 Total Equity Capital.. . . 2 934 TOTAL 36 872 TOTAL 36 872 213 Sixty-Seventh Report WARREN BANK AND TRUST COMPANY, WARREN Population 7,646 B radley CountyC hartered Decem ber 28, 1901 P.O. Box 350 Telephone N um ber 226-2621 Zip Code 71671 N um ber of Branches: Inside City — 2; O utside City — 1 N um ber of CBCT’s: Inside City — None; O utside City — None P rincipal Officers: Directors: ♦G erard Sangster, . >,. P resident G erald D, B urton, , ,. Sr. Vice Pres. W alter R u tle d g e ,. , ,, Vice Pres. Pauline H ollingsw orth . Vice Pres. Jam es S m ith . , , , , Vice Pres. L. W, Ederington L. H. Derby, Jr. John Frazer F. Martin Hankins W. Sykes Harris J. E. Hurley, Jr. C. A. Milton (}, F. Wynne ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories.............. 1 720 U.S, Treasury securities .. 6 973 Oblig. of other U.S. Gov't agencies & corporations 7 022 Oblig. of States & political subdivisions,, 7 221 Excess funds sold .,. . 400 Loans, Net , 26 240 Bank prem ises, furniture and fixtures ,. ,, 838 All other assets.......... 1 517 TOTAL 51 931 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 5 778 Time dep., md.» part., corp. 38 253 U.S. Gov’t deposits . . . . . . 22 Dep. of States & subdivisions. . . . . . . . . . . 2 313 Certified & Officers’ ck s... 518 Total deposits.. . . . . . . . . 46 884 AM other liabilities . . . . . . . 1 098 Total liabilities. . . . . . . . . 47 982 Equity Capital Capital (# shs. au. 24,000). (# shs. otst. 24,000) Surplus . . . . . . . . . . . . . . . . . U ndivided profits & capital res... . . . . . . . . . . . 2 Total Equity Capital.. .. 3 TOTAL 600 400 949 949 51 931 214 State of Arkansas: Bank Department BANK OF WEINER, WEINER Population 750 Poinsett County Chartered April 2, 1909 P.O. Box 307 Telephone Number 684-2221 Zip Code 72479 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Directors: Principal Officers: ♦John R, Hogue . . . . . . . Chm. & Pres. Niles B ise........ ......... Sr. Vice Pres. Michael G illis,. . . Vice Pres. & Cshr. Phil Hesse-----Farm Representative Rick Davis. . . . ____ Assist. Cashier Patricia Ramsey-----Assist. Cashier Paulette F a h r......... Assist. Cashier John R. Hogue Niles Bise Ronald L. Hogue Dr. Ernest L. Hogue Malcolm Hogue R. H. Ziegenhorn •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1981 Assets Mil. Thou. Cash & due from depositories ........... — 1 431 U.S. Treasury securities .. 3 034 Oblig. of other U.S. Gov’t agencies & corporations 2 661 Oblig. of States & political subdivisions. . . 2 708 An other securities. . . . . . . 1 342 Excess funds sold. . . . . . . . 450 Loans, Net . . . . . . . . . . . . . . 11 275 Bank premises, furniture and f ix tu re s ................... All other assets......... . TOTAL 215 82 23 198 Liabilities Mil. Thou. Demand dep., ind., part., corp........ . — . . . 3 931 Time dep., md., part., corp. 15 314 1 U.S. Gov’t deposits . . . . . . Dep. of States & subdivisions. . . ----- . . . . 1 334 All other deposits . . . . . . . . 27 Certified & Officers’ cks... _____ 44 Total deposits.. . . . . . . . . 20 651 All other liabilities . . . . . . . ______ 5 Total liabilities. . . . . . . . . 20 656 Equity Capital Capital (# shs. au. 8,000).. (# shs. otst. 8,000) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital re s... . . . . ------. . . 1 242 Total Equity Capital.... 2 542 TOTAL 200 1 100 23 198 215 Sixty-Seventh Report M ERCHANTS AND FARM ERS HELENA BANK, W EST Population 11,367 Phillips County C hartered O ctober 4, 1948 P.O, Box 2497 Telephone Num ber 572-3481 Zip Code 72390 Num ber of Branches: Inside C ity — 2; O utside City — None N um ber of CBCT’s: Inside C ity — None; O utside City — None Principal Officers: Jam es L. lander, . .......Chm. of the Board •D ouglas Sim m ons ,, . . . . P resident Roy B. W arren Sr, Vice Pres. Jam es A. Bogle Vice Pres. & C ashier Gordon M, W h ite . Vice Pres. E. F. Kalb, J r ......................Vice Pres. Bill S im m o n s,................... Vice Pres. Directors: Jam es P, Baker, Jr, Jam es E. Boyd Brooks Griffin C. L. H arris J ames L. Linder Jesse P orter Je rry Kelley D ouglas Simmons •Designates Chief Executive Officer STATEM ENT A S O F JU N E 30, 1981 A ssets Mil. Thou, Cash & due from depositories , . . > 700 2 689 U.S. Treasury securities . Oblig, of other U.S. G ov't agencies & corporations 6 001 Oblig, of S tates & 4 . i2 political subdivisions 26 007 Loans, N et . ,. ............ B ank prem ises, furniture 724 and fixtures 1 287 All other a s s e t s .............. Liabilities Mil. Thou. Demand dep„ ind., part., corp,.. . . . . . . . . . . . 8 805 Tim e dep., ind., part., corp. 25 066 U.S. G ov't deposits 7 Dep. of S tates & subdi vi si ons. . . . . . . . . . . 5 860 Certified & Officers’ c k s,.. 344 Total deposi t s. . . . . . . . . . 40 082 A i other liabilities........... 819 Total liabilities. . . . . . . . . 40 901 Equity Capital Capital (# shs. au. 20,000). 500 (# shs. otst. 20,000) Surplus . . . . . . . . . . . . . . . . . 1 000 Unaivided profits & capital res... . . . . . . . . . . . 2 119 Total Equity Capital.... TOTAL 44 520 TOTAL 3 619 44 520 State of Arkansas: Bank Department 216 BANK OF WEST MEMPHIS* WEST MEMPHIS Population 28,236 Crittenden County Chartered April 21, 1928 P.O. Box 2128 Telephone Number 735-2922 Zip Code 72301 Number of Branches: Inside City — 3; Outside City — None Number of CBCT’s: Inside City —- 1; Outside City — None Principal Officers: Directors: ♦Jack K. Hogan.......................President Robert L. W right .. Exec. Vice Pres. Paul N eal........................... Vice Pres. Arley Knight .. Vice Pres. Trst. Off. Mary G o e ..........................Vice Pres. Jo Duncan ..................... .. Vice Pres. Ola B. J on e s . . . . . . . . Assist. Cashier Adonna P a rk e r........Assist. Cashier Doris Swindler . . . Assist. Vice Pres. Janie L. T a te ........Assist. Vice Pres. Jan W illis............ Assist. Vice Pres. Jam es W. Skelley... Vice Pres. Aud. Robert L. N a y lo r............ Vice Pres. Cashier George H. Dunklin-Chm. M. E. Black Dunklin Davis Biggs R. E. Eden Jam es C. Hale Jam es A. Heath Keith Ingram W. Kent Ingram, Jr. Bob G. Morgan Robert E. McCarley Lloyd C. McCuiston, Jr. J. C. Tennison Paul 0 ‘Neal * Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 Assets Mil. Thou. Cash & due from depositories................... 4 080 U.S. Treasury securities .. 5 645 Oblig. of other U.S. Gov’t agencies & corporations 8 299 Oblig. of States & political subdivisions. . . 6 626 All other securities........... 10 Excess funds sol d. . . . . . . . 3 600 Loans, N e t ......... .............. 15 069 Bank premises, furniture and fix tu re s ................... 970 852 All other a s s e ts ................. TOTAL 45 151 Liabilities Mil. Thou. Demand dep., ind., part., corp....................... 11 424 Time dep., ind., part., corp. 25 161 U.S. Gov’t deposits . . . . . . 140 Dep. of States & subdivisions................... 2 928 Certified & Officers’ c k s. .. 182 Total deposits........... . 39 835 All other liabilities . . . . . . . 585 Total liabilities................ 40 420 Equity Capital Capital (# shs. au. 100,000) . 1 000 (# shs. otst. 100,000) Surplus ................... 1 000 Undivided profits & capital res.......... . 2 731 Total Equity C apital.. . . 4 731 TOTAL 45 151 Sixty-Seventh Report 217 M CE GROWERS BANK, WHEATLEY Population 523 St, Francis County C hartered Septem ber 27, 1909P.O. Box 158 Telephone Number 457-2311 Zip Code 72392 Num ber of Branches: Inside City — None; O utside City — None N um ber of CBCT’s: Inside City — None; O utside City — None Principal Officers: * William L. Horner, J r Janie'-C Tipton John F Aiimon 111 Directors: . President Vice Pres, k Cashier Vice Pres William L, Horner, Jr, Jam es C, Tipton Jo hn E, Allmon III STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash A due Iron depositories U.S Treasury securities Oblig. of other U.S Gov t agencies K corporations Oblig ot States V political subdivisions , Excess funds s o ld . Loans \ e t Bank premises, turnituri and fixtures All ot h“r assot- TOTAL K66 300 1 598 971 500 9 771 275 399 14 680 Liabilities Mil. Thou. Demand dep,, inch, , ,, 2 692 part., corp........ Time dep., ind., part , corp. 8 834 U.S. Gov’t deposits . 8 Dep. of States & subdivisions , , 1 615 Total deposits... . 13 149 All other liabilities . , , . 309 Total liabilities. 13 458 Equity Capital Capital <# shs. au. 4,000) .. (# shs. otst. 4,000) S u r p lu s ........................ . , Undivided profits & capital res....................... Total Equity Capital . , TO TA L.. 100 700 422 1 222 A 680 State of Arkansas: Bank Department 218 WILMOT STATE BANK, WILMOT Population 1,227 Ashley County P.O. Box 95 Telephone Number 473-2211 Chartered October 25, 1937 Zip Code 71676 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: Directors: ♦William L, W oods. ....... President Sue H. Johnson .. Vice Pres. & Cshr. William L. Woods William B. de Yampert John B. Currie, Sr. John B. Currie, Jr. Henry Morschheimer N. R. Kirkwood ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories....... . 436 U.S. Treasury securities .. 596 Oblig. of other U.S. Gov’t agencies & corporations 100 Oblig. of States & political subdivisions. . . 277 AH other securities. . . . . . . 339 Excess funds sold....... . 1 215 Loans, Net . . . . . . . . _____ 4 344 Bank premises, furniture and fixtures....... . 109 TOTAL 7 416 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . 1 677 Time dep., ind., part., corp. 3 067 Dep. of States & subdivisions. . . . . . . . . . . 1 046 All other deposits . . . . . . . . 82 Certified & Officers’ cks... _______4 Total deposits.-------. . . . 5 876 Excess funds purchased .. 461 Total liabilities....... . 6 337 Equity Capital Capital (# shs. au. 1,200) .. (# shs. otst. 1,200) Surplus________ . . . . . . . . Undivided profits & capital res... . . ___ . . . . . 404 Total Equity Capital.... 1 079 TOTAL 120 555 7 416 Sixty-Seventh Report 219 BANK OP WILSON, WILSON Population 1,115 M ississippi County C hartered Ocotober 3, 1908 P.O. Box 338 Telephone Num ber 655-8631 Zip Code 72395 N um ber of Branches: Inside City — None; O utside City — 1 Num ber of CBCT’s: Inside City — None; O utside C ity — None Principal Officers; Directors: *R. E, L, W ilson ,. Chm. of the B oard J, B. G w y n ..........................P resident Jam es T. Shenep . . . . . Vice Pres. & Branch M anager Bill Payne . . . . Vice Pres. & Cashier C. L. Denton, Jr. Wm. J. Denton. Jr, J, B. Gwyn J . B. Hilliard C. D. Lowrance Michael E. Wilson R. E. L. Wilson R. E. L. Wilson, ¥ S tephen A. W ilson •Designates Chief Executive Officer STATEM ENT A S O F JU N E 30, 1981 A ssets Cash & due trom depositories . Mil. Thou. ... U.S. Treasury securities . Gbiig, of other U.S. Gov't agencies & corporations 738 1 568 600 Oblig, of S tates & political su b d iv isio n s, Excess funds sold .... Loans, Net 2 027 1 900 3 192 Bank premises, furniture and fixtures 32 Liabilities Mil. Thou. Demand dep., ind. part., e o r p . . .. Time dep., ind., part,, corp. U.S. Gov't d e p o s its .......... Dep. of S tates & su b d iv isio n s............ . Certified & Officers' c k s... Total de pos i t s . . . . . . . . . . All other lia b ilitie s ............ Total liabilities. . . . . . . . . E quity Capital C apital (# shs. au. 4.000) ., <# shs. otst. 4,000) Surplus . . . . . . . . . . . U ndivided profits N capital res. . . . . Total E quity C ap ita l ., . TOTAL JO 057 TOTAL ............................... 2 634 3 970 8 1 678 15 8 305 28 8 333 100 1 000 624 1 724 10 057 220 State of Arkansas: Bank Department CROSS COUNTY BANK, WYNNE Population 7,805 Cross County Chartered June 5, 1891 P.O. Box 9 Telephone Number 238-8171 Zip Code 72396 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Principal Officers: *Ken O. McClanahan.. . . . . President Winifred G. Sigman ... Admin. Vice Pres. & Cashier Bobbie Nell Brown . . . . . . Vice Pres. Mazie Ballard................... Vice Pres. Larry Lawson............. Vice Pres. & Assist. Trust Off. Ann Jones .......... ......... . Vice Pres. Ronnie S im s................ Vice Pres. Twyla Hollowell__ Assist. Cashier Rate Andrews .................Tr. Officer Judy Thomas _____ . . . . . . . Ex. Sec. Charlotte Patton . Assist. Vice Pres. Jessica Manley . . . . . Assist. Cashier Virginia Marshall... Assist. Cashier Patti Turner....... . Assist. Cashier Directors: Rafe Andrews David Block, Jr. John H. Johnston, Jr. Albert Hess James Richardson Eugene Goodart Gerald L. Blackburn Willard G. Burks, M.D. Pete Imboden, III ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 Assets Mil. Thou. Cash & due from depositories .............. 1 818 U.S. TVeasury securities .. 2 419 Oblig. of other U.S. Gov’t agencies & corporations 5 235 Oblig. of States & political subdivisions... 3 344 Excess funds sold........... 2 150 Loans, Net . . . . . . . . . . . . . . 19 959 Bank premises, furniture and fixtures ......... . 760 All other assets . . . . . . . . . . 987 Liabilities Mil. Thou. Demand dep., ind., part., corp... . . . . . . . . . . . Time dep., md., part., corp. U.S. Gov’t deposits . . . . . . Dep. of States & subdivisions. . . . . . . . . . . All other deposits---- . . . . Certified & Officers’ cks... Total deposits.------ . . . . All other liabilities........... Total liabilities. . . . . . . . . 9 081 21 224 32 2 202 10 _____ 95 32 644 563 33 207 Equity Capital Capital (# shs. au. 20,000). 500 (# shs. otst. 20,000) Surplus ........... 1 000 Undivided profits & capital res...... . 1 965 Total Equity Capital... . 3 465 TOTAL 36 672 TOTAL 36 672 221 Sixty-Seventh Report THE BANK OF YELLVILLE, YELLVILLE Population 1,044 Marion County Chartered December 13, 1945 P.O, Box 325 Telephone Number 449-4231 Zip Code 72687 Number of Branches' Inside City — None; Outside City - 1 Number of CBCT s: Inside City — None; Outside City •• None Directors: Principal Officers; * Bernice Berry , . Jam es \ Thomason , , . , President , Executive Vice Pres. . Sr. Vice Pres. Vice President & Branch Manager Janie C Horton Assist. Vice Pres. Sheryl Graham . Assist, Cashier Carolyn Johnson Assist Cashier Duane (. Price Terry Kent Bernice Berry Fred Berry H A. Burnes Karl King Oran Carter Duane C. Price James N. Thomason Owen Kompelien •Designates Chief Executive Officer STATEMENT A S OF JUNE 30, 1981 Assets Mil. Thou, Cash & due from depositories , ■ 213 1 194 U.S. TVeasurv securities Oblig, of Other U.S. Gov ! agencies & corporations 2 735 Oblig. of States & 2 912 political subdivisions Excess funds sold 500 Loans, Net . , , , 15 864 Bank premises, furniture and fixtures 545 744 All other assets Liabilities Mil. Thou. Demand dep.. md„ part., corp...... . Time dep., ind., part , corp. U.S. Gov’t deposits ... Dep. of States & subdivisions ............. . . Certified & Officers' cks. Total deposits.......... . All other liabilities....... . Total liabilities . . . 3 478 18 570 27 1 204 24 23 303 285 23 588 Equity Capital Capital (# shs. au. 23,500). 208 (# shs otst. 20,781) S urplus..................... . 800 Undivided profits & capital res.. ......... 1 111 Total Equity Capital. 2 119 TOTAL 25 707 TOTAL 25 707 State of Arkansas: Bank Department 222 SIXT Y-SEVENTH-REPORT showing T H E C O N D IT IO N O P T H E 2 A R K A N S A S ST A T E -C H A R T E R E D T R U S T C O M P A N IE S (Not engaged in commercial banking) ASSETS AND LIABILITIES ARE AS SHOWN BY THE CALL OF JUNE 30, 1981 223 Sixty-Seventh Report JO N E S IN V E S T M E N T A N D T R U S T HELENA C O M PA N Y - Population 9,598 Phillips County Chartered February 9, 1910 Telephone Number 338-3438 Zip Code 72342 {Not engaged in commercial banking) Principal Officers: Directors: ♦Bernice Jones . ., Chm. Bd, & C.E.O, President 14. G. Frost, J r . . . . . . . Vice President Mary Sellers Sec Treas. and Cashier Bernice Jones Mary Sellers H. G. Frost, Jr. •Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 Liabilities Mil. Thou, AM other liabilities . . . . . . . 1 655 Assets Mil. Cash & due from d e p o s ito rie s ............. ... Obligations of States & political subdivisions .. Loans, N e t ............... .. Business premises, furniture and fixtures .. All other assets ... ... Thou. TOTAL................ '«2 501 2 578 8 173 3 525 6 219 Total liabilities.. . . . . . . . 1 655 Equity Capital Capital (# shs. au. 1,000) .. 100 (# shs. otst. 1,000) Surplus . . . . . . . . . . . . . . . . . 10 000 Undivided profits & capital res... . . . . . . . . . . . 746 Total Equity Capital.... 10 846 TOTAL . . . . . . . . . . . . . . . . . 12 501 224 State of Arkansas: Bank Department METROPOLITAN TRUST COMPANY* NORTH LITTLE ROCK Population 64,419 Pulaski County Chartered June 5, 1925 Telephone Number 758-1212 Zip Code 72116 (Not engaged in commercial banking) Principal Officers: Directors: ♦Justin Matthews, I I I ., . Chm. of the Board Walter L. Burroughs. . . . . President J. Somers Matthews . . . . . Vice Pres. Hal C. Matthews . Assist. Vice Pres. Betty M. Couch................Secretary Everett L. Hall, Jr. . . . . . . Treasurer Jean Elliott . . . . . . Assist. Secretary Justine Matthews, III Walter L. Burroughs J. Somers Matthews Lila B. Hornor Lyndell Lay Robert K. Beal Howard Cockrill Jerry H. Glenn, Jr. •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 A ssets Mil. Thou. Cash & due from depositories . . . . . . . . . . . Oblig. of States & political subdivisions... Business premises, furniture and fixtures ............ All other assets . . . . . . . . . . TOTAL .................. . 226 30 11 303 570 Liabilities Mil. Thou. All other liabilities . . . . . . . Total liabilities. . . . . . . . . 49 49 Equity Capital Capital (# shs. au. 1,642) .. (# shs. otst. 1,642) Surplus . . . . . . . . . . . . . . . . . Undivided profits & capital res... . . . . . . . . . . . Total Equity Capital---- 324 521 TOTAL ......................... 570 164 33 Sixty-Seventh Report 22;> SIXTY-SEVENTH REPORT showing THE CONDITION OP THE 3 ARKANSAS STATE-CHARTERED ACT 111 INDUSTRIAL LOAN INSTITUTIONS (N ot engaged in commercial banking) ASSETS AND LIABILITIES ARE AS SHOWN BY THE CALL OF JUNE 30, 1981 State of Arkansas: Bank Department 226 S O U T H E R N C R E D IT C O R P O R A T IO N , M A L V E R N Population 10,163 Hot Spring County Chartered October 9, 1959 P.O. Box 400 Telephone Number 332-2462 Zip Code 72104 Act 111, Industrial Loan Institution (Not engaged in commercial banking) Principal Officers: Directors: *W. H. McClure . . . . . . . . . . President Layne Sparks Controller & Vice Sec. George L. McClure.. . . . . . Treasurer & Vice Sec. W. H. McClure George L. McClure Jeweile Johnson A. J. Wilks Vance Jernigan Ray Cook Frank R, McClure George L. McClure, Jr. Layne Sparks James C. Cole ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30. 1981 Assets Mil. Thou. Cash & due from depositories . . . . . . . . . . . 721 Oblig. of States & political subdivisions... 150 Au other securities. . . . . . . 2 828 Excess funds sold---- . . . . 725 Loans, Net .......... . 3 283 A0 other assets . . . . . . . . . . 57 TOTAL 7 764 Liabilities Mil. Thou. Investment Certificates .. 6 836 Total certificates . . . . . . . 6 836 All other liabilities . . . . . . . ____ 146 Total liabilities. . . . . . . . . 6 982 Equity Capital Capital (# shs. au. 30,000) , (# shs. otst. 12,100) 242 Surplus ................... 258 Undivided profits & capital res..................... . Total Equity Capital.... 282 782 TOTAL 7 764 227 Sixty-Seventh Report HALLMARK LOAN AND INVESTMENT CORPORATION, NORTH LITTLE ROCK Population 64.419 Pulaski County Chartered October 21, 192" Telephone Number 376-3523 Zip Code 72114 Act, 111 , Industrial Loan Institution iNot engaged in commercial banking) Principal Officers; Directors: * r 1, M, Fitzgerald , Presiden t Evelyn L Powell Vice Pres & Sec. Dorrance A Williams Asst, Sec. William Brandon Treasurer D. M. Fitzgerald Evelyn L. Powell Dorrance A. Williams Dale Helton William Brandon. •Designates Chief Executive Officer STATEMENT AS OF JU N E 30, 1981 Assets Mil. Thou. Cash & due from depositories , , , , . . . . . 149 Excess funds so ld......... .. 1 340 Loans, Net ............... 2 821 Business premises, furniture and fixtures . . . . ..... 10 All other assets ... ..... 22 TOTAL 4 342 Liabilities Mil. Investm ent Certificates .. Total Certificates.. . . . . . All other liabilities . . . . . . . Total liabilities. . . . . . . . . Equity Capital Capital (# shs. au. 300,000) . (# shs. otst. 95,635) Surplus . . . . . . . . . . . . . . . . . Total Equity C apital.. . . TOTAL Thou. 3 833 3 833 209 4 042 115 185 300 4 342 228 State of Arkansas: Bank Department NATIONAL CREDIT CORPORATION, PIN E BLUFF Population 56,576 Jefferson County Chartered April 13, 1941 P.O. Box 5317 Telephone Number 534-3250 Zip Code 71611 Act 111, Industrial Loan Institution (Not engaged in commercial banking) Principal Officers: Directors: ♦Ted M. L u f t . . . . . . President & CEO George E. Puddephatt.. Chm. of the Board& Secretary Wanda A. T aylor. A ssist. Secretary. Clifford A. Davies C. Richard Dixon Morrell Gathright Simon Joseph Ted M. Luft Albert F. Otten George E. Puddephatt Daniel C. Horton William C. Southard * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1981 A ssets Mil. Thou. Cash & due from d ep ositories........ .. 396 Excess funds sold. . . . . . . . 775 Loans, N et .......................... 11 071 Business premises, furniture and fixtures .. 334 All other a s s e t s . . . . . . . . . . 568 TOTAL 13 144 Liabilities Mil. Thou. Investm ent Certificates .. 10 984 Total Certificates.. . . . . . 10 984 All other liabilities . . . . . . . 1 075 Total liabilities. . . . . . . . . 12 059 Equity Capital Capital (# shs. au. 10,000). (# shs. otst. 6,250) Surplus . . . . . . . . . . . . . . . . . Unaivided profits & capital re s......................... Total Equity Capital.. . . TOTAL 125 625 335 1 085 13 144