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s

REPORT OF
THE

BANK COMMISSIONER




OF ARKANSAS

- « fr

1983

BILL CLINTON
Governor
MARLIN D. JACKSON
State Bank Commissioner




LIBRARY

SIXTY-NINTH REPORT
OF THE

BANK COMMISSIONER
OF THE
STATE OF ARKANSAS
\ v 1

FOR THE YEAR ENDED JUNE 30, 1983




MARLIN D. JACKSON
State Bank Commissioner

STATE OF ARKANSAS
OFFICE OF STATE BANK DEPARTMENT
August 23, 1983
To the Honorable Bill Clinton
Governor of Arkansas
Dear Governor:
In compliance with the provisions of Act 113 of 1913 (now found in Sec­
tion 67-111, Arkansas Statutes of 1947), I submit for your consideration
and information, the Sixty-Ninth Annual Report of the State Bank Depart­
ment for the fiscal year ended June 30, 1983.
At June 30, 1983, there were 187 State-chartered commercial banks
under supervision of the State Bank Department. During the past fiscal
year, three state banks were declared insolvent and ordered closed. First
Security Bank of North Arkansas, Horseshoe Bend, was closed on August
27, 1982. The bank’s assets were purchased by The Bank of North Arkan­
sas, Melbourne. Bank of Quitman, Quitman, was closed on November 12,
1982. The bank’s assets were purchased by a newly chartered National
Bank. Prairie County Bank, Hazen, was closed on March 24, 1983 and
turned over to the F.D.I.C. for liquidation. On April 19, 1983, Rice
Growers Bank, Wheatley, merged with First National Bank of Eastern
Arkansas, Forrest City.
The assets of the State banks totaled $6,765,980,000 at June 30, 1983.
Total assets this time last year, amounted to $6,165,256,000, a dollar in­
crease of $600,724,000 or 9.7%.
In addition to the 187 commercial banks, this Department supervises 2
Trust Companies and 3 Industrial Loan Institutions, for a total of 192
financial institutions as of June 30, 1983.
In addition to the information set out above, this report reflects in detail
the condition of each of the 192 active institutions as of June 30, 1983. Also
given is information pertaining to Bank Department and federal super­
visory agency personnel and personnel of the Arkansas Bankers Associa­
tion. A statement showing the receipts and disbursements of the Bank
Department is also included.
Respectfully,




MARLIN D. JACKSON
State Bank Commissioner

3

Sixty-Ninth Report

LEGAL HOLIDAYS

New Year’s D ay.......................
Robert E. Lee’s Birthday.........

January 1.
January 19.

George Washington’s Birthday

Third Monday in
February.

Memorial Day...........................

Last Monday in May.

Independence Day....................
Labor D ay ................................

July 4.
First Monday in Sept.
November 11.
Fourth Thursday in
November.
December 24.
December 25.

Veterans’ Day...........................
Thanksgiving Day....................
Christmas E v e .........................
Christmas D ay.........................

All Bills of Exchange, drafts, or Promissory Notes, which shall become
payable on a legal holiday shall be payable on the day next succeeding such
holiday. In case any legal holiday falls on Sunday, the next succeeding
Monday shall be a legal holiday in its stead.




4

State of Arkansas:

Bank Department

DEPARTMENTAL ROSTER
Marlin D. Ja ck so n ..................................................State Bank Commissioner
Don. R. C la r k ..................................................Assistant Bank Commissioner
Candace A. F ra n k s .......................................................Department Attorney
Mark W. W egener......................................................Chief Review Examiner
Jackie Dicus ..........................................................................Financial Analyst
Janie H o u se................................................................... Business Controller II
Cynthia N ixon.....................................................................Executive Secretary
Pat Wallis ........................................................................................Secretary II
Eloise W illiams............................................................................................LegalSecretary
Kim S chinkal...............................................................................Clerk Typist II
Sylvia H o k e .................................................................................Clerk Typist II

FINANCIAL EXAMINER SUPERVISOR
Ronny A. Clay
Larry M. Hillyard
Eddie E. Fitzhugh
W. Keith Melson

Cynthia A. White
Burnis M. Posey
Steven L. Purdy

FINANCIAL EXAMINER II
Luther Guinn
Dianne Lefear
Steve L. Bryan
Gregory M. Stewart

George E. Myers
H. Wilks Marshall, Jr
Mark J. Pennebaker
Patty S. McIntosh

FINANCIAL EXAMINER I
Paul H. Jilg
James M. Franklin, Jr.

William A. Whitmore
Peter G. Fotioo

FINANCIAL EXAMINER TRAINEE
William O. Hall
Tammy R. Gilmore
J. Drew Tennyson
Neal T. Ainley

Tony L. Singer
Lois G. Crouse
Mark R. Ryan

STATE BANKING BOARD
Elmer A. Ferguson, C hairm an...............................................................DeWitt
James H. A tk in s ..............................................................................Little Rock
William C. L yon.................................................................................... Fordyce
Mrs. Betty W ilkinson.......................................................................Greenwood
Dr. Ralph R a tto n ...............................................................................Paragould
Don R. Clark, Secretary..................................................................Little Rock

OFFICE
STATE BANK DEPARTMENT




One Capitol Mall, 6D—305
Little Rock, Arkansas 72201-1093
Telephone: (501) 371-1117

5

Sixty-Ninth Report

COMMISSIONERS OF THE
STATE BANK DEPARTMENT
STATE OF ARKANSAS

No. Name

1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.

Date of Appointment Date Service Ended

John M. Davis..................October 6, 1913
A .J.R ea p ..........................October 3, 1918
W .T.M axw ell..................March 22, 1919
Charles M cK ee................September 1, 1921
Loid Rainwater................July 28, 1925
Walter E. Taylor..............February 8, 1927
Marion W asson................January 10, 1933
Grover S. Jernigan ..........January 12, 1937
Thomas W. L eggett........January 14, 1941
S .J .D e a n ..........................February 1, 1949
Ed I. McKinley, J r............December 31, 1949
A .R .M erritt......................March 14, 1953
Dick S im pson..................February 8, 1955
H .C .A dam s......................March 3, 1967
Don R. Clark(Acting) ...M arch 16, 1979
B.J.Lambert, J r................April 19, 1979
Marlin D. J a c k s o n ..........April 15, 1983




October 3, 1918
March 22, 1919
September 1, 1921
July 28, 1925
February 8, 1927
January 10, 1933
January 12, 1937
January 14, 1941
February 1, 1949
December 31, 1949
March 14, 1953
February 8, 1955
March 2, 1967
March 16, 1979
April 19, 1979
April 15, 1983
.................................

6

State of Arkansas

Bank Department

The following is a statement showing the receipts and disbursements of
the State Bank Department from July 1, 1982 through June 30, 1983.

RECEIPTS
Cash Balance June 30, 1982..........
Examination and Assessment Fees
Charter and Amendment Fees . . .
Teller’s Facility Application
and all Protest F e e s ................
Penalties for Reserve Deficiencies .
Miscellaneous Fees........................
Reimbursement for M & R Sales .
Warrant Cancellations ................
Refund to Expenditures ..............

$ 384,326.48
1,126,106.01
17,343.62
3,000.00
493.93
601.50
2,383.14
1,646.38
1,534.12
1,153,108.70
$1,537,435.18

DISBURSEMENTS
Salaries.................................................................. 641,600.99
Maintenance and General Operations................ 69,430.51
S.S, Retirement and Insurance M atching.......... 137,355.46
Professional Services and Fees............................ 20,810.42
Conference Fees and T ravel................................. 190,728.40
Capital O utlay ...................................................... 22,342.20
Service Charge by State Treasurer...................... 17,204.89
Cash Balance June 30,1983 ....................................................




1,099,472.87
437,962.31
$1,537,435.18

Sixty-Ninth Report

ARKANSAS BANKERS ASSOCIATION
221 W . Second Street
Suite 1027
Little R ock, Arkansas 72201
Phone: (501) 376-3741
President ...................................... W illiam H . Brandon,President
First N ational Bank o f Phillips County
H elena, Arkansas 72342
First Vice P resid en t.....................John M. Lewis, Chairman
First National Bank, Fayetteville, Arkansas 72702
Second Vice P resident................ B. Gene Staton, President
DeW itt Bank & Trust C om pany, D eW itt, Arkansas 72042
T r ea su rer.......................................J.C . Stuckey, Chairman & President
Bank o f Trum ann, Trum ann, Arkansas 72472
T o 1 9 8 4 ...........................................Jim mie L. Taylor, President
Planters N ational Bank, Hughes
James R. Nipper, President
Bodcaw Bank, Stamps
Floyd Parker, President
Malvern N ational Bank, Malvern
Gerard Sangster, President
Warren Bank & Trust, Warren
T o 1985 ........................................... W illiam L. Cravens, President
First N ational Bank, Little Rock
Sloan Rainwater, Chairman & President
Bank o f Northeast Arkansas, Jonesboro
James Stobaugh, President
National Bank o f Com m erce, Pine B lu ff
Max Taylor, President
Smackover State Bank, Smackover
To 1 9 8 6 ........................................... Larry Kinard, Executive Vice President
Citizens Bank, Booneville
J.C .R ieff, President
Farmers & Merchants Bank, Prairie Grove
Past Presidents ........................... W illiam H . Bowen, Chairman
Com mercial National Bank, Little Rock
B.J. Ford, Chairman and President
Merchants and Planters Bank
Camden
M embers at Large
E x-O fficio M em b ers.................. W ayne H artsfield, President
First National Bank, Searcy
W illiam H . Kennedy, Jr., Chairman
National Bank o f Com merce
Pine Bluff
Executive D irector.......................H . Charles Carvill
The Arkansas Bankers A ssociation
Little R ock, Arkansas 72201

YOUNG BANKER SECTION OFFICERS
President .......................................W illiam C. Wisener, A ssistant Vice President
Warren Bank and Trust Com pany, Warren
Vice P r e sid e n t..............................H olly Eddins, A ssistant Vice President
W orthen Bank «& Trust C om pany, N .A ., Little Rock
Secretary......................................... Herbert T hom as, Correspondent Banking O fficer
National Bank o f Com m erce, Pine B lu ff
T r ea su rer.......................................Gary Rice, A ssistant Vice President
Arkansas Bank and Trust, H ot Springs




7

State of Arkansas:

8

Bank Department

COMPTROLLER OF THE CURRENCY
Southwestern District
1201 Elm Street, Suite 3800
Dallas, Texas 75270

Telephone Number 767-4400
Area Code 214
Deputy C om ptroller..............................................Clifton A. Poole, Jr.
District A dm inistrator..........................................John A. Bodnar
Director for Administration..................................Stephen R. Steinbrink
Director for Analysis ............................................Preston Morrow
Director for Bank Supervision..............................Charles F. Stuart
District Counsel......................................................Patrick Parise

FEDERAL RESERVE BANK
OF ST. LOUIS, MISSOURI
DISTRICT NO. 8
Telephone Number 444-8444
President ................................................
First Vice President................................
Senior Vice P resident............................
Senior Vice President & Controller
Senior Vice P resident............................
Senior Vice President, General Counsel
& Secretary..........................................
Senior Vice P resident............................
Senior Vice P resident............................
Vice P resident........................................
Vice P resident........................................
Vice President, Deputy C o u n se l..........
& Assistant Secretary........................
Vice P resid en t........................................
Vice P resident........................................
Vice P resident........................................
Vice P resid en t........................................
Vice P resident........................................
Vice P resident........................................
General Auditor ....................................

Area Code 314
Theodore H. Roberts
Donald W. Moriarty, Jr.
A.B. Balbach
Joseph P. Garbarini
Robert E. Matthews
F. Garland Russell, Jr.
Harold E. Uthoff
Ben C. Wade
Ruth A. Bryant
Albert E. Burger
Joan P. Cronin
Charles R. Halbrook
James R. Kennedy
Martha L. Perine
William J. Sneed
Warren T. Snover
Robert W. Thomas
Richard E. Kay

LITTLE ROCK BRANCH
FEDERAL RESERVE BANK
OF ST. LOUIS, MISSOURI
Telephone Number 372-5451

Area Code 501

Vice President and Manager ................................John F. Breen
Assistant Vice President & Assistant M anager.. .Michael T. Moriarty
Assistant Vice President........................................David T. Rennie



9

Sixty-Ninth Report

FEDERAL DEPOSIT INSURANCE CORPORATION
MEMPHIS REGION
One Commerce Square, Suite 1800
Memphis, Tennessee 38103

Telephone Number 521-3872

Area Code 901

Regional D irector....................................................................David Meadows
Assistant Regional D irector................................................George P. Muraco
Assistant Regional Director........................................Raymond M. Glass, Jr.

EXAMINERS FOR ARKANSAS
Robert E. C onaster...........................................................................Russellville
Rickey M. B ru n n er...........................................................................Russellville
Richard A. Buhi.................................................................................Russellville
Karl F. K auffm an.............................................................................Russellville
James J. Peacock, J r......................................................................... Russellville
Robert C. Barber ..............................................................................Jonesboro
Jack P. Court, J r................................................................................Jonesboro
Jerry L. D u n c a n ................................................................................Jonesboro
John R. Gillette..................................................................................Jonesboro
Billy W. C arroll................................................................................. Pine Bluff
James A. C o lv in ................................................................................Pine Bluff
John A. J o n e s ....................................................................................Pine Bluff
Harvey L. M elton..............................................................................Pine Bluff
Arthur R. Sansom..............................................................................Pine Bluff
Gary L. W e b b ....................................................................................Pine Bluff
Ronny G. Parham .................................................................................Memphis
Billy F. C o u ch ...................................................................................... Memphis
Jerry W. C o x .........................................................................................Memphis
William D. D e n t...................................................................................Memphis
Ethridge B. Hampton, J r..................................................................... Memphis
Arthur B. M onroe.................................................................................Memphis
Robert W. Shober...........................................................................
Leigh A. Sisk....................................................................



Memphis
Memphis

State of Arkansas:

10

Bank Department

STATE BANK DEPARTMENT
STATE OF ARKANSAS
ABSTRACT OF REPORTS OF CONDITION OF
STATE BANKS IN ARKANSAS
AS OF JUNE 30, 1983
(With Comparative Statement as of June 30, 1982, reported
in billions, millions & nearest thousand)

COMMERCIAL BANKS ONLY

ASSETS

June 30, 1983
187 Banks
M il. Thou.

Cash and due from
depository institutions.......... . $ 536 406

June 30, 1982
191 Banks
M il. Thou.

Increase
(Decrease)
M il. Thou.

$ 406 838

$129 568

U.S. Treasury Securities............ .
Obligations of other
U.S. Government agencies
and corporations....................

718 496

564 601

153 895

724 688

629 457

95 231

Obligations of States and
political subdivisions............

792 448

789 867

2 581

All other securities....................

66 984

40 919

26 065

Excess funds sold and
securities purchased under
agreements to resell................

327 025

236 584

90 441

Loans, N e t................................. . 3,297 532

3,218 381

79 151

119 714

122 167

(2 453)

182 687
All other a s s e ts ..........................
TOTAL A SSETS...................... . $6,765 980

156 442
$6,165 256

26 245
$600 724

Bank premises, furniture and
fixtures, and other assets
representing bank premises ..




Sixty-Ninth Report

LIABILITIES
Demand deposits, individ.,
partnerships, and corp........... ..$

June 30, 1983
187 Banks
M il. T hou.

11

June 30, 1982
191 Banks
M il. T hou.

Increase
(Decrease)
M il. T hou.

878 912

$ 888 104

($ 9 192)

Time deposits, individuals,
partnerships, and corp........... . . 4,511 799

3,926 270

585 529

Deposits of U.S. Government .

8 468

7 320

1 148

Deposits of States and
political subdivisions............

454 769

432 739

22 030

All other dep o sits......................

12 328

14 021

(1 693)

Certified and officers’
34 087
checks......................................
TOTAL DEPOSITS.................... 5,900 363
Total D em and........................,. [1,011 402]
Total T im e................................ [4,888 961]
Excess funds purchased and
securities sold under
144 763
agreements to repurchase. . . .
102 358
All other liabilities ....................
TOTAL L IA B IL IT IE S............ . 6,147 484

29
5,298
[1,037
[4,260

735
189
314]
875]

4
602
[(25
[628

352
174
912)]
086]

199 325

(54 562)

110 123
5,607 637

(7 765)
539 847

EQUITY CAPITAL
Capital s to c k ..............................

96 350

92 934

3 416

Surplus ........................................

198 431

177 006

21 425

Undivided profits and
capital reserves...................... .
TOTAL EQUITY CAPITAL ..

301 320
596 101

263 851
533 791

37 469
62 310

22 395

23 828

(1 433)

TOTAL LIABILITIES AND
EQUITY CA PITAL.................. . $6,765 980

$6,165 256

Subordinated notes and
debentures..............................




$600 724

COMPARATIVE STATEMENT SHOWING THE CONDITION OF STATE BANKS AND
OTHER FINANCIAL INSTITUTIONS FOR PAST THIRTY-FIVE YEARS
Date




Loans and
Discounts

344,900,700
354,288,100
358,571,300
383,178,600
398,584,300
411,324,600
430,059,100
460,899,300
470,719,000
503,671,700
543,739,400
570,442,400
612,166,700
678,287,800
768,113,400
807,558,600
873,276,600
989,004,700
1,061,757,391
1,131,416,659
1,241,796,969
1,359,632,702
1,597,107,432
1,878,549,252
1,945,756,869
2,297,681,593
2,539,093,884
2,840,548,000
3,238,833,000
3,637,925,000
4,077,989,000
4,418,488,000
4,916,390,000
5,325,145,000
5,930,166,000

101,075,200
94,148,700
108,035,400
120,769,700
125,554,200
159,028,000
158,246,800
190,365,300
187,089,200
202,943,500
229,693,600
253,908,500
280,359,500
323,914,100
385,157,700
435,202,600
491,193,100
541,711,900
599,813,633
626,212,026
707,282,836
771,945,349
910,097,287
1,097,787,057
1,122,127,159
1,427,913,448
1,554,933,410
1,612,543,000
2,009,127,000
2,351,893,000
2,719,788,000
2,613,607,000
2,903,208,000
3,240,537,000
3,318,589,000

Borrowed
Money
118,200
148,200
133,200
58,200
298,200
58,200
58,200
0
0
336,600
1,070,000
1,138,000
570,400
202,000
403,000
1,866,000
1,971,000
2,811,300
2,601,164
2,986,361
4,058,556
2,435,175
3,091,806
9,297,755
5,435,878
5,047,875
6,597,326
6,286,000
1,253,000
2,745,000
6,943,000
7,871,000
16,454,000
14,814,000
15,697,000

Cash
96,605,800
102,081,300
102,013,000
114,420,700
117,406,400
116,317,200
117,844,400
119,609,800
119,094,300
133,569,800
132,739,000
136,153,900
148,249,200
159,242,700
166,824,300
170,143,300
175,010,500
185,569,700
183,227,183
190,538,005
210,576,609
216,576,856
248,076,462
274,745,091
228,636,623
246,032,983
297,705,625
293,079,000
311,856,000
323,571,000
370,577,000
395,404,000
388,760,000
410,411,000
541,553,000

U.S. Treas.
Securities
148,075,000
158,652,300
148,390,100
144,775,800
152,351,100
135,033,400
148,234,300
140,958,000
150,285,000
148,166,500
155,785,000
155,449,300
155,723,600
160,497,100
169,592,900
155,870,900
159,366,100
186,600,200
189,139,644
206,198,703
194,248,984
196,913,431
216,399,847
210,128,150
198,777,648
198,508,207
195,778,357
261,406,000
264,651,000
297,408,000
339,592,000
377,847,000
512,918,000
564,601,000
718,496,000

Capital
Structure

Total
Resources

26,381,700
29,064,500
31,611,000
34,416,400
37,166,600
40,797,700
42,559,300
46,686,200
50,275,400
54,163,400
57,409,200
62,805,700
67,604,600
73,092,400
78,504,900
85,282,000
91,300,600
93,953,700
105,525,167
109,561,715
124,896,757
136,660,445
153,776,789
171,803,107
174,062,867
203,390,026
229,170,894
262,085,000
292,632,000
328,341,000
408,364,000
444,058,000
503,148,000
571,698,000
633,785,000

371,711,900
383,815,000
390,770,400
417,987,700
436,430,100
452,551,900
473,034,400
508,372,900
522,434,100
559,229,900
603,550,700
635,861,400
682,081,000
753,781,000
850,420,100
899,327,800
971,899,600
1,092,481,100
1,178,017,804
1,252,920,292
1,396,120,381
1,537,588,150
1,807,803,479
2,159,026,663
2,187,100,047
2,582,751,671
2,878,595,314
3,158,963,000
3,615,433,000
4,075,110,000
4,594,660,000
5,055,712,000
5,624,553,000
6,207,876,000
6,812,345,000

Bank Department

.......... ............ 174
.......... ............ 176
.......... ............ 177
.......... ............ 178
.......... ............ 177
.......... ............ 178
.......... ............ 179
.......... ............ 182
.......... ............ 183
.......... ............ 183
.......... ............ 182
.......... ............ 182
.......... ............ 181
.......... ............ 182
.......... ............ 184
.......... ............ 184
.......... ............ 181
.......... ............ 181
.......... ............ 183
.......... ............ 183
.......... ............ 184
.......... ............ 186
.......... ............ 190
.......... ............ 189
.......... ............ 189
.......... ............ 189
.......... ............ 190
.......... ............ 189
.......... ............ 193
.......... ............ 193
........................ 197
........................197
.......... ............197
........................196
........................192

Deposits

State of Arkansas:

June 30,1949
June 30,1950
June 30,1951
June 30,1952
June 30,1953
June 30,1954
June 30,1955
June 30,1956
June 29,1957
June 30,1958
June 30,1959
June 30,1960
June 30,1961
June 30,1962
June 29,1963
June 30,1964
June30, 1965
June 30,1966
June 30,1967
June30, 1968
June 30,1969
June 30,1970
June 30,1971
June 30,1972
June30, 1973
June 30,1974
June 30,1975
June 30,1976
June 30,1977
June 30,1978
June 30,1979
June 30,1980
June 30, 1981
June 30,1982
June 30,1983

Number

Sixty-Ninth Report

13

NATIONAL BANKS IN ARKANSAS
Name_____________________________
First National Bank..................................
The First National Bank...........................
First National Bank of Sharp County. . . .
First National Bank..................................
The First National Bank...........................
The First National Bank...........................
First National Bank..................................
First National Bank..................................
The First National Bank...........................
First National Bank..................................
The First National Bank...........................
The First National Bank...........................
The First National Bank...........................
National Bank of Commerce....................
The First National Bank...........................
Northwest National B a n k .......................
The First National Bank...........................
First National Bank of Eastern Arkansas
The City National B an k ...........................
The First National Bank...........................
The Merchants National B ank................
Caddo First National B ank .....................
The First National Bank...........................
The First National Bank...........................
The First National Bank...........................
First National Bank of Phillips County ..
Helena National Bank..............................
The Citizens National Bank.....................
The First National Bank...........................
First National Bank..................................
Grand National B a n k ..............................
The Planters National B a n k ....................
The First National Bank...........................
Citizens National Bank............................
The First National Bank...........................
The Commercial National B ank..............
The First National Bank...........................
Metropolitan National B ank...................
Union National Bank................................
Worthen Bank & Trust Co., N.A..............
First National Bank..................................
The Malvern National B a n k ....................
First National Bank..................................
The First National Bank...........................
First National Bank..................................
The First National Bank...........................
First American National B ank................
National Bank of Arkansas.....................



Location
Altheimer
Ashdown
Ash Flat
Batesville
Berryville
Blytheville
Brinkley
Camden
Conway
Crossett
DeQueen
DeWitt
El Dorado
El Dorado
Fayetteville
Fayetteville
Fordyce
Forrest City
Fort Smith
Fort Smith
Fort Smith
Glenwood
Green Forest
Gurdon
Harrison
Helena
Helena
Hope
Hope
Hot Springs
Hot Springs
Hughes
Huntsville
Jacksonville
Lewisville
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
Magnolia
Malvern
Marianna
McGehee
Mena
Nashville
No. Little Rock
No. Little Rock

County
Jefferson
Little River
Sharp
Independence
Carroll
Mississippi
Monroe
Ouachita
Faulkner
Ashley
Sevier
Arkansas
Union
Union
Washington
Washington
Dallas
St. Francis
Sebastian
Sebastian
Sebastian
Pike
Carroll
Clark
Boone
Phillips
Phillips
Hempstead
Hempstead
Garland
Garland
St. Franpis
Madison
Pulaski
Lafayette
Pulaski
Pulaski
Pulaski
Pulaski
Pulaski
Columbia
Hot Spring
Lee
Desha
Polk
Howard
Pulaski
Pulaski

14

State of Arkansas: Bank Department
NATIONAL BANKS IN ARKANSAS CONTINUED

Name
First National B a n k ............................................
First National Bank ............................................
The First National Bank......................................
National Bank of Commerce..............................
Pine Bluff National Bank ..................................
Simmons First National B an k ............................
First National Bank of Cleburne C ounty..........
First National Bank ............................................
First National Bank ............................................
First National Bank ............................................
First National Bank ............................................
First National Bank ............................................
The First National Bank......................................
First National B a n k ............................................
Commercial National B ank................................
The State First National B ank............................
First National Bank of Poinsett County............
Jackson County National Bank ........................
Citizens National Bank ......................................
The First National Bank of Lawrence County. .
Fidelity National B ank........................................
First National Bank ............................................
The First National Bank......................................




Location
County
Osceola
Mississippi
Paragould
Greene
Paris
Logan
Jefferson
Pine Bluff
Jefferson
Pine Bluff
Jefferson
Pine Bluff
Quitman
Cleburne
Benton
Rogers
Russellville
Pope
Searcy
White
Sheridan
Grant
Siloam Springs Benton
Springdale
Washington
Stuttgart
Arkansas
Miller
Texarkana
Miller
Texarkana
Trumann
Poinsett
Jackson
Tuckerman
Walnut Ridge Lawrence
Walnut Ridge Lawrence
West Memphis Crittenden
West Memphis Crittenden
Wynne
Cross

Sixty-Ninth Report

15

NUMBER OF STATE AND NATIONAL BANKS BY
COUNTIES
WITH THE NUMBER OF THEIR MANNED BANK­
ING
FACILITIES IN OTHER LOCATIONS
State
County____________________ Banks
Arkansas.......................................... 3
A shley............................................. 6
B a x te r............................................. 2
Benton ........................................... 7
Boone ............................................. 1
B radley........................................... 2
Calhoun........................................... 1
C arroll............................................. 1
Chicot ............................................. 5
Clark ............................................... 5
Clay ................................................. 3
Cleburne.......................................... 2
Cleveland ........................................ 2
Columbia......................................... 3
Conway........................................... 2
Craighead........................................ 6
Crawford......................................... 4
Crittenden........................................ 3
C ro s s ............................................... 3
Dallas ............................................. 2
Desha ............................................. 3
Drew ............................................... 2
Faulkner.......................................... 1
Franklin ......................................... 2
F u lto n ............................................. 2
G arland........................................... 1
G ra n t............................................... 1
G reene............................................. 1
Hempstead...................................... 1
Hot S p rin g ...................................... 1
H ow ard........................................... 2
Independence.................................. 2
Izard ............................................... 2
Jackson........................................... 3
Jefferson.......................................
Johnson .......................................... 2
Lafayette ........................................ 3
Lawrence ........................................ 2
Lee.................................................... 1
Lincoln ........................................... 2
Little River...................................... 1
Logan ............................................. 2
Lonoke ........................................... 5
Madison .......................................... 1
Marion ........................................... 2



National
Banks
2
1
2
1

Banking Facilities
(Outside of Cities)
1
4
2
7
3
2

2
1
1
1

2
1
1
1
1
2
1
1
2
1
1
1
1
4
1
2
1
1
1
1

2
2
2
1
3
2
6
3
2
1
2
1
6
2
1
3
1
2
2
4
3
4
2
5
1
1
2
3
2
1
2

16

State of Arkansas:

Bank Department

BANKING FACILITIES BY COUNTIES CONTINUED
State
County____________________ Banks
M iller............................................
M ississippi...................................... 5
Monroe ........................................... 3
Montgomery .................................. 1
Nevada ........................................... 1
N ew ton........................................... 1
O uachita......................................... 3
Perry ............................................... 1
Phillips ...............................
Pike ................................................ 3
Poinsett........................................... 6
Polk ................................................. 1
Pope ............................................... 3
P ra irie ............................................. 1
Pulaski ........................................... 4
Randolph ........................................ 3
St. Francis........................................ 1
Saline............................................... 2
Scott ............................................... 2
S earcy............................................. 2
Sebastian ........................................ 3
Sevier ............................................. 3
S h arp ............................................... 3
S to n e ............................................... 1
Union ............................................. 4
VanBuren........................................ 1
W ashington.................................... 5
White ............................................. 7
Woodruff ........................................ 2
Y ell.................................................. 4
187
♦See pages 17, 18 and 19 for locations




National
Banks
2
2
1

Banking Facilities
(Outside of Cities)
1
4

1

1
4

3 2
1
1
1
1

1
3
3

8
2

1
1
3
2

3
1
1

4

2
3
1

2
3
3
3
1
1

71

*136

2

Sixty-Ninth Report

17

STATE BANKS OPERATING MANNED BANKING FACILI­
TIES OUTSIDE THE CITIES OF THE MAIN BANK LOCATIONS
Name of Bank

Location

Commercial Bank at Alma .. .. Alma
Commercial Bank at Alma .. . . Mountainberg
Elk Horn Bank & Trust Co. . .. Arkadelphia
Bank of Ashdown................ . .Ashdown
Citizens State B ank.............. .. Bald Knob
Benton State Bank................ .. Benton
The Union Bank of Benton.. .. Benton
Bank of Bentonville.............. . . Bentonville
Bank of Bentonville.............. .. Bentonville
Citizens Bank........................ . . Bentonville
Citizens Bank........................ . . Bentonville
Farmers Bank & Trust Co. .. . . Blytheville
Citizens Bank........................ .. Booneville
Citizens Bank........................ .. Booneville
Bank of C abot...................... .. Cabot
State Bank of Calico Rock . . .. Calico Rock
The Merchants & Planters Bank Camden
The Merchants & Planters Bank Camden
Citizens Bank & T rust.......... .. Carlisle
American State Bank .......... .. Charleston
Arkansas State Bank............ . .Clarksville
Farmers Bank & Trust.......... . . Clarksville
Clinton State B a n k .............. . . Clinton
Clinton State B a n k .............. . .Clinton
Clinton State B a n k .............. . .Clinton
First State Bank & Trust Co. .. Conway
First State Bank & Trust Co. .. Conway
First State Bank & Trust Co. .. Conway
The Corning Bank................ . . Corning
The Corning Bank................ . . Corning
First State Bank.................... . . Crossett
Decatur State B ank.............. .. Decatur
Bank of Dover...................... . . Dover
Bank of Dover...................... . . Dover
Earle State B a n k .................. . . Earle
The Exchange Bank & Trust Co El Dorado
Citizens Bank & Trust Co. .. . . Flippin
Planters Bank & Trust Co. .. . . Forrest City
Planters Bank & Trust Co. .. .. Forrest City
First State Bank.................... .. Gould
Farmers B a n k ....................... .. Greenwood
Farmers B a n k ....................... . .Greenwood
Farmers B a n k ...................... . .Greenwood
Clark County B ank................ . Gurdon
The Security Bank.................... Harrison
The Security Bank................... . Harrison
The Cleburne County Bank .... Heber Springs
Heber Springs State Bank . . . . ,. Heber Springs
Arkansas Bank & Trust Co. .. Hot Springs



Location of
Facility
Dyer
Crawford
Caddo Valley
Foreman
Bradford
Bryant
Bryant
Bella Vista
Centerton
Bella Vista
Cave Springs
Gosnel
Magazine
CaulksvilleRatcliff
Ward
Mt. Pleasant
East Camden
Chidester
Humnoke
Altus
Lamar
Coal Hill
Damascus
Fairfield Bay
Shirley
Greenbrier
Mayflower
Vilonia
Knobel
Success
No. Crossett
Gentry
Hector
London
Crawfordsville
Huttig
Summit
Cotton Plant
DeValls Bluff
Grady
Bonanza
Hackett
Hartford
Okolona
Alpena
Lead Hill
Greers Ferry
Greers Ferry
Hot Springs
Village

County
Crawford
Clark
Little River
White
Saline
Saline
Benton
Benton
Benton
Benton
Mississippi
Logan
Logan
Lonoke
Izard
Ouachita
Ouachita
Lonoke
Franklin
Johnson
Johnson
Van Buren
Van Buren
Van Buren
Faulkner
Faulkner
Faulkner
Clay
Clay
Ashley
Benton
Pope
Pope
Crittenden
Union
Marion
Woodruff
Prairie
Lincoln
Sebastian
Sebastian
Sebastian
Clark
Boone
Boone
Cleburne
Cleburne
Garland

18

State of Arkansas:

Bank Department

STATE BANKS OPERATING FACILITIES
IN OTHER LOCATIONS (CON’T)
Location
Name of Bank
Bank of Im boden.................. . Imboden
Newton County B a n k .......... . Jasper
Bank of Northeast Arkansas . Jonesboro
Citizens Bank of Jonesboro . .Jonesboro
Citizens Bank of Jonesboro . .Jonesboro
First Bank & Trust of
Jonesboro .......................... .Jonesboro
Mercantile B ank.................... . Jonesboro
Mercantile B ank.................... . Jonesboro
Citizens Bank of Lavaca . . . . . Lavaca
McGehee B ank...................... . McGehee
McGehee B ank...................... . McGehee
The Bank of North Arkansas . Melbourne
The Bank of North Arkansas .Melbourne
The Bank of North Arkansas . Melbourne
The Union Bank of Mena . . . .Mena
The Union Bank of Mena . . . .Mena
Union Bank & Trust Co........ . Monticello
The First State Bank ............ . Morrilton
Morrilton Security Bank . . . . . Morrilton
First Bank & Trust Co. of . . . . Mountain
Mountain Hom e................
Home
First Bank & Trust Co. of . . . . Mountain
Mountain Hom e................
Home
Pike County B a n k ................ . Murfreesboro
Bank of New ark.................... . Newark
Bank of New E dinburg........ . New Edinburg
Bank of O z a r k ...................... .Ozark
Security B a n k ........................ . Paragould
First State B a n k .................... . Plainview
The Lawrence County Bank . . Portia
The Lawrence County Bank . . Portia
Portland Bank ...................... . Portland
Farmers & Merchants Bank . . Prairie Grove
Farmers & Merchants Bank . . Reyno
Peoples Bank & Trust C o .. . . . Russellville
Bank of Salem ...................... .Salem
First Security Bank .............. . Searcy
First Security Bank .............. . Searcy
Smackover State Bank.......... .Smackover
First State B a n k .................... .Springdale
Bank of Tuckerm an.............. .Tuckerman
Bank of Tuckerm an.............. .Tuckerman
Citizens Bank & Trust Co. .. .Van Buren
The Peoples Bank ................ .Waldo
The Peoples Bank ................ .Waldo
First State Bank of Warren . . .Warren
Warren Bank & Trust Co. . . . . Warren
Bank of Weiner .................... . Weiner
Bank of Wilson .................... .Wilson
Cross County B a n k .............. .Wynne
Bank of Yellville.................... .Yellville



Location of
Facility
Strawberry
Western Grove
Bay
Cash
Lake City

County
Lawrence
Newton
Craighead
Craighead
Craighead

Bono
Craighead
Bay
Craighead
Bono
Craighead
Barling
Sebastian
Arkansas City Desha
Watson
Desha
Franklin
Izard
Horseshoe Bend Izard
Oxford
Izard
Hatfield
Polk
Polk
Wickes
Drew
Wilmar
Plumerville
Conway
Plumerville
Conway
Lakeview

Baxter

Gassville
Mineral Springs
Oil Trough
Kingsland
Altus
Marmaduke
Ola
Lynn
Smithville
Montrose
Farmington
Maynard
Pottsville
Viola
McRae
Pangburn
Norphlet
Tonitown
Swifton
Grubbs
Mountainburg
Emerson
McNeil
Hermitage
Hermitage
Fisher
Reiser
Hickory Ridge
Bull Shoals

Baxter
Howard
Independence
Cleveland
Franklin
Greene
Yell
Lawrence
Lawrence
Ashley
Washington
Randolph
Pope
Fulton
White
White
Union
Washington
Jackson
Jackson
Crawford
Columbia
Columbia
Bradley
Bradley
Poinsett
Mississippi
Cross
Marion

19

Sixty-Ninth Report

NATIONAL BANKS OPERATING MANNED
BANKING FACILITIES OUTSIDE THE
CITIES OF THE MAIN BANK LOCATIONS
Location of
Facility

County

Cherokee Village
Hardy
Pleasant Plains
Chidester
East Camden
Greenbrier
Mayflower
Vilonia
Fountain Hill
No. Crossett
West Fork

Sharp
Sharp
Independence
Ouachita
Ouachita
Faulkner
Faulkner
Faulkner
Ashley
Ashley
Washington

Colt

St. Francis

Palestine

St. Francis

Wheatley
Diamond City
Hot Springs Vil.
Mtn. Pine
Hindsville

St. Francis
Boone
Garland
Garland
Madison

Maumelle
Taylor
Moro
Cove
Mineral Springs
Joiner
Luxora
CaulksvilleRatcliffe
National Bank of Commerce .Pine Bluff
Red field
Whitehall
Pine Bluff National Bank . . . .Pine Bluff
Sherrill
Simmons First National Bank Pine Bluff
Simmons First National Bank Pine Bluff
Whitehall
First National B an k .............. . Rogers
Lowell
First National B an k ............... . Siloam SpringsGentry
Humphrey
First National B an k .................Stuttgart
Fouke
Commercial National Bank . .Texarkana
Foreman
The State First National Bank Texarkana
Jackson County National
Bank ................................... .Tuckerman
Diaz
Citizens National B a n k ...........Walnut Ridge Hoxie
The First National Bank of
Lawrence C ounty................ Walnut Ridge Black Rock
Fidelity National Bank ..........,W. Memphis Turrell

Pulaski
Columbia
Lee
Polk
Howard
Mississippi
Mississippi

Location
Name of Bank
The First National Bank
of Sharp County................ .Ash Flat
First National B ank.............. . Batesville
First National B ank .............. . Batesville
First National B ank.............. .Camden
First National B ank .............. .Camden
The First National Bank . . . . .Conway
The First National Bank . . . . .Conway
The First National Bank . . . . .Conway
First National B ank.............. . Crossett
First National B an k .............. .Crossett
The First National Bank . . . . .Fayetteville
First National Bank of
Eastern A rkansas.............. .Forrest City
First National Bank of
Eastern A rkansas.............. .Forrest City
First National Bank of
Eastern A rkansas.............. . Forrest City
The First National Bank . . . . . Harrison
First National B an k .............. .Hot Springs
First National B an k .............. . Hot Springs
First National B an k .............. . Huntsville
The Commercial National
Bank .................................. .Little Rock
First National B an k .............. .Magnolia
First National B a n k .............. .Marianna
First National B an k .............. .Mena
The First National Bank . . . . .Nashville
First National B an k .............. .Osceola
First National B an k .............. . Osceola
The First National Bank . . . . . Paris




Logan
Jefferson
Jefferson
Jefferson
Jefferson
Benton
Benton
Arkansas
Miller
Little River
Jackson
Lawrence
Lawrence
Crittenden

State of Arkansas:

20

Bank Department

MEMBERS OF FEDERAL RESERVE SYSTEM

Date of Admission

Capital and
Surplus
Mil. Thou.

Name of Bank & Location

April 15, 1953

The Citizens Bank........................................
Batesville

$1

650

August 23, 1918

Farmers Bank & Trust Com pany................
Blytheville

2

500

September 25, 1942 Arkansas Bank & Trust Company..............
Hot Springs

7

542

July 26, 1945

Peoples Bank & Loan Company..................
Lewisville

850

TRUST COMPANIES AND OTHER INSTITUTIONS
NOT ENGAGED IN COMMERCIAL BANKING,
NOT MEMBERS OF FEDERAL DEPOSIT
INSURANCE CORPORATION
TRUST COMPANIES
NAME

LOCATION

Jones Investment & Trust Co...................................Little Rock
Metropolitan Trust Company ....................... No. Little Rock

INDUSTRIAL LOAN INSTITUTIONS, ACT 111
Name

Location

Southern Credit Corporation...........................................Malvern
Hallmark Loan & Invest. Corp......................... North Little Rock
National Credit Corporation.........................................Pine Bluff




Sixty-Ninth Report

21

AMENDMENTS ALTERING CAPITAL STRUCTURE
July 1, 1982 to June 30, 1983
1. The Farmers and Merchants Bank, Des Arc increased Capital from
$585,640 to $644,200 through a transfer from Undivided Profit Ac­
count to Captial Stock Account to provide for and to declare a divi­
dend.
2. Mcllroy Bank and Trust, Fayetteville increased Capital from
$2,611,200 to $5,111,200 through issuance of newly authorized
shares.
3. Peoples Bank and Trust Company, Mountain Home increased
Capital from $2,250,000 to $2,500,000 through a transfer from Un­
divided Profit Account to Capital Stock Account to provide for and to
declare a dividend.
4. Citizens Bank of Lavaca increased Capital from $225,000 to $236,250
through a stock dividend out of Undivided Profits.
5. Planters and Merchants Bank of Gillett authorized a Stock Split from
3,000 shares to 12,000 shares.
6. First Bank and Trust of Jonesboro increased capital from $300,000 to
$360,000 through Common Stock and Preferred Stock through the is­
suance and sale of additional shares.
7. Caraway Bank, Caraway increased Capital from $150,000 to
$210,000 through a stock dividend to be paid out of Undivided Pro­
fits. This amendment is Retroactive as of the stockholders meeting
held January 9, 1978.
8. Caraway Bank, Caraway increased Capital from $210,000 to
$252,000 through a stock dividend to be paid out of Undivided Pro­
fits. This amendment is Retroactive as of the stockholders meeting
January 12, 1981.
9. Bank of Lake Village, Lake Village increased Capital from $300,000
to $600,000 through Undivided Profits.
10. The Bank of North Arkansas, Melbourne increased Capital from
$100,000 to $500,000 through the issuance and sale of additional
shares.




State of Arkansas:

22

Bank Department

AMENDMENTS CHANGING NUMBER
OF DIRECTORS
July 1, 1982 to June 30, 1983
1.

Citizens Bank, Bentonville, from not less than 3 but no more than 12.

AMENDMENTS ADOPTING TRUST POWERS
July 1, 1982 to June 30, 1983
1.

Bank of Dover, Dover.

AMENDMENTS CHANGING LOCATION OF BUSINESS.
July 1, 1982 to June 30, 1983
1.

Jones Investment and Trust Company, Helena, Arkansas to Little
Rock, Arkansas.

AMENDMENTS CHANGING CORPORATE NAMES
July 1, 1982 to June 30, 1983

1.

The Bank of Melbourne, authorized a change in its corporate name to
be known as “ First Bank of North Arkansas.”

2.

State Bank of Calico Rock, authorized a change in the name of the
bank from State Bank of Calico Rock to “ First State Bank.”




Sixty-Ninth Report

23

PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS
The average percentage of total capital accounts (including Subordinated
notes and debentures) to total assets of the 187 Arkansas State Banks as of
June 30, 1983 is 9.14%. The following is a list of the commercial banks
showing their individual percentages.
name

l o c a t io n

percentage

9.84
13.07
8.65
10.31
8.09

Com mercial Bank at A lm a ...............................................A lm a ................
Bank o f A m ity ......................................................................A m it y .............
Citizens First State Bank .................................................. Arkadelphia .
Elk H orn Bank and Trust C o ............................................Arkadelphia .
Merchants & Planters Bank & Trust C o ........................ Arkadelphia .
Bank o f A s h d o w n ................................................................A shdow n . . .
Bank o f A tkins .................................................................... A tk in s............
The Bank o f A u g u s t a ........................................................ Augusta
Citizens State B a n k ............................................................. Bald Knob . .
The Citizens B a n k ...............................................................Batesville . . .
Bank o f B e a r d e n ................................................................. Bearden . . . .
Citizens B a n k ........................................................................ Beebe .............
First State B a n k .................................................................... Beebe .............
Benton State B an k ............................................................... B e n t o n ...........
The U nion Bank o f Benton ............................................. B e n t o n ..........
Bank o f Bentonville ...........................................................Bentonville . .
Citizens B a n k ........................................................................ Bentonville . .
Bank o f B le v in s................................................................... B le v in s ...........
Farmers Bank & Trust C o .................................................. Blytheville . .
Citizens Bank o f B o o n ev ille.............................................Booneville . .
The Bank o f B ra d ley.......................................................... B rad ley...........
Bank o f B rin k ley ................................................................. Brinkley . . . .
Bank o f C a b o t ......................................................................C a b o t .............
First State B a n k ....................................................................Calico Rock .
The Merchants and Planters Bank ................................Camden . . . .
Caraway B a n k ...................................................................... Caraway
Citizens Bank & T ru st........................................................ C a r lisle ...........
Bank o f Cave C it y ............................................................... Cave City . . .
American State B a n k ........................................................ Charleston . .
Bank o f Cherry V a lle y ...................................................... Cherry Valley
Merchants and Planters B a n k .........................................Clarendon . .
Arkansas State B a n k ...........................................................Clarksville ..
Farmers Bank & Trust C om p an y.................................... Clarksville . .
Clinton State B a n k .............................................................C lin to n ..........
First State Bank & Trust C o m p a n y ............................... Conway . . . .
The Corning B a n k ............................................................... Corning . . . .
First State B a n k ....................................................................Crossett . . . .
Danville State B an k ............................................................. Danville . . . .
Arkansas Valley B an k .........................................................Dardanelle . .
Bank o f D a rd an elle............................................................. Dardanelle . .
Decatur State B a n k ............................................................. D ecatu r..........
Bank o f D e lig h t....................................................................D e lig h t ..........
First State Bank o f D e Q u e e n ........................................... D eQ u een . . . .
Dermott State Bank ........................................................... Dermott . . . .
First State Bank o f D erm ott............................................. Dermott . . . .
The Farmers & Merchants B a n k .................................... D e s A r c ..........

9.38
5.10
9.11
10.01
9.22
8.77
13.57
8.59
18.01

DeWitt Bank & Trust Com pany.........................................DeWitt .............
Peoples Bank .........................................................................D ie r k s...............
The Bank o f D o v er................................................................ Dover ..............
Dumas State Bank ............................................................... D u m as...............
Merchants and Farmers Bank ........................................... D u m as...............
Earle State B a n k .....................................................................E a r le .................
The Delta State B a n k ........................................................... Elaine ...............
The Exchange Bank & Trust C o......................................... El Dorado
Bank o f Elkins ...................................................................... E lk in s ...............
Bank o f E ngland.................................................................... E ngland.............
The Citizens B an k ..................................................................E ngland.............
The Eudora B a n k .................................................................. E u d o r a ............
Bank o f Eureka S p rin g s....................................................... Eureka Springs

15.26
11.63
8.72
10.51
11.84
12.43
37.40
7.53
7.69
13.60
23.50
13.52
12.38




8.01
11.06
13.43
9.92
7.44
11.56
11.33
15.45
8.15
7.65
6.63
7.37
7.74

8.86
8.94
7.55
9.48
8.15
12.71
8.24
9.62
8.95
9.14
11.38
9.58
9.25
8.87
6.67
9.48
8.70
9.65

6.66

24

State of Arkansas:

Bank Department

PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS
(CONT’D)
NAM E

LOCATION

Bank o f Evening Shade .......................................................Evening Shade . .
Mcllroy Bank & Trust .........................................................F ayetteville..........
Citizens Bank & Trust C o m p a n y ......................................Flippin....................
Fordyce Bank & Trust C om p an y......................................F ord yce..................
Planters Bank & Trust C om p an y.......................................Forrest C ity ..........
Planters & Mrchants B a n k .................................................. Gillett ...................
The Bank o f Glenwood .......................................................G len w o o d .............
First State Bank .................................................................... G o u l d ...................
Bank o f G r a v e tt.................................................................... Gravette ...............
Farmers B a n k ........................................................................G reen w ood ...........
The First Bank ...................................................................... G riffithville..........
Clark County Bank......... ...................................................... G u rd o n .................
Farmers B a n k ........................................................................Ham burg................
Calhoun County B a n k ........................................................ H am pton................
The Bank o f Harrisburg.......................................................Harrisburg ..........
The Security Bank................................................................. H arrison ................
The Cleburne County B a n k ............................................... Heber Springs . . .
Heber Springs State B ank....................................................Heber Springs . . .
Bank o f Holly G r o v e ...........................................................Holly G r o v e ____
Horatio State B a n k ...............................................................H o ra tio ..................
Arkansas Bank and Trust C o...............................................Hot Springs..........
Bank o f Im b o d en ................................................................. Im b o d en ................
First Jacksonville B ank........................................................ Jacksonville...........
Newton County B an k ...........................................................J a sp e r ....................
Bank o f Northeast A rk a n sa s............................................. Jon esb oro.............
Citizens Bank o f J o n esb oro............................................... Jon esb oro .............
First Bank & Trust o f J o n esb o ro ...................................... Jon esb oro.............
Mercantile B a n k ....................................................................Jon esb oro .............
Farmers and Merchants Bank ........................................... J u d so n ia ...............
Union State B a n k ................................................................. Junction City . . .
Bank o f Kensett .................................................................... Kensett .................
Madison Bank and T r u s t.................................................... K in g sto n ...............
Bank o f Lake V illa g e ...........................................................Lake Village
First State Bank & Trust C o.................................................Lake Village
Citizens Bank o f Lavaca...................................................... L avaca....................
Leachville State B a n k ...........................................................L each ville.............
Little River B ank....................................................................L epanto..................
Leslie State Bank....................................................................Leslie ......................
Peoples Bank and Loan C o..................................................L e w isv ille.............
Bank o f L in c o ln ....................................................................L in c o ln ..................
Pulaski Bank and Trust C o.................................................. Little R o c k ..........
Bank o f Lockesburg............................................................. L ockesburg...........
First State Bank .................................................................... L o n o k e .................
Farmers Bank & Trust C o.................................................... M agnolia...............
Bank o f M alvern....................................................................M alvern.................
Peoples Bank .........................................................................Mammoth Spring
Merchants & Planters B a n k ............................................... M anila....................
Bank o f M a n sfield ............................................................... M a n sfield .............
Farmers and Merchants Bank ........................................... Marianna .............
Citizens B a n k ........................................................................ M a r io n ..................
Marked Tree B a n k ............................................................... Marked Tree . . . .
The Citizens B a n k ................................................................. M arsh all...............
Bank o f M a rv ell................................................................... M a rv ell..................
Bank o f M cC rory................................................................. M cC rory................
McGehee B a n k ...................................................................... M cG ehee................
The Bank o f North A rkansas............................................. M elbourne.............
Union Bank o f M e n a ...........................................................M en a ......................
Monette State B a n k .............................................................M onette..................
Commercial Bank & Trust C o.............................................M onticello.............
Union Bank & Trust C o........................................................M onticello-----The First State B a n k ............................................................. M o rrilto n .............
Morrilton Security B ank.......................................................Morrilton .............




PERCENTAGE
5.76
8.85
8.67

10.88
10.87
11.92
7.11
13.27
11.15
10.34
13.96
7.87
2.96
12.29

11.12
7.33
7.49
5.99
14.14
8.51
6.84
9.33
8.75
9.26
9.52
7.63
7.78

8.22
12.79
7.77
27.70
8.15
12.31
10.00
9.11
17.08
14.45
7.51
7.45
8.45
6.47
9.07
12.25
8.98
9.26
8.28
12.51
9.01
9.70
17.11

8.88
9.07
13.11
10.04
11.33
6.95
13.75
11.30
10.18
6.69
12.58
9.40

Sixty-Ninth Report

25

PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS
(CONT’D)
NAM E
First Bank & Trust Co. o f Mountain Hom e
Peoples Bank & Trust C o...............................
Bank o f Mountain V ie w ................................
The Bank o f Montgomery C o .......................
Bank o f M ulberry...........................................
Pike County Bank .........................................
Citizens State B a n k .........................................
Bank o f N ew a rk ..............................................
Bank o f New Edinburg.................................. .
The First State Bank o f N ew p o rt..................
Merchants and Planters Bank .......................
The Twin City B a n k .........................................
The Planters Bank ...........................................
The Bank o f O zark ...........................................
Security B a n k ....................................................
Bank o f P a rk d a le.............................................
First State Bank ................................................
Bank o f Pea R id g e ...........................................
The Perry County B a n k ..................................
Piggott State B a n k ...........................................
First State Bank ................................................
Bank o f P oca h o n ta s.........................................
Planters and Stockmen B a n k .........................
The Lawrence County B ank...........................
The Peoples B a n k ..............................................
Portland Bank ..................................................
Farmers and Merchants Bank .......................
Bank o f P rescott................................................
Bank o f R ecto r..................................................
Farmers & Merchants B a n k ............................
The Bank o f R is o n ...........................................
Farmers and Merchants Bank .......................
Peoples Bank & Trust C o.................................
Bank o f Salem ....................................................
Logan County B a n k .........................................
First Security B a n k ...........................................
Grant County B a n k .........................................
First State Bank ................................................
Bank o f S id n e y ..................................................
Arkansas State Bank.........................................
Smackover State B a n k .....................................
Merchants & Planters B a n k ...........................
First State Bank ................................................
Bodcaw B a n k ....................................................
Bank o f Star C i t y ..............................................
The Stephens Security B a n k ...........................
Citizens B a n k ....................................................
The Farmers & Merchants Bank ..................
Bank o f T rum ann.............................................
Bank o f T uckerm an.........................................
Tyronza B a n k ....................................................
Citizens Bank & Trust C o.................................
Peoples Bank & Trust C o................. ...............
Bank o f W a ld o ......................... ........................
Peoples Bank ....................................................
Bank o f W a ld ro n .............................................
Scott County B a n k ...........................................
First State Bank o f W arren..............................
Warren Bank & Trust C o.................................
Bank o f W einer..................................................
Merchants & Farmers B a n k ...........................
Bank o f West M em p h is..................................
Wilmot State B a n k ...........................................
Bank o f W ilson ..................................................
Cross County Bank...........................................
The Bank o f Y e llv ille .......................................




LOCATION

PERCENTAGE

.. Mountain H o m e ...........................
. Mountain H o m e ...........................
.. Mountain V ie w ..............................
..M ou n t Id a .......................................
.. M ulberry.........................................
..M u rfreesb o ro ................................
..N a s h v ille .........................................
.. N ew a rk ............................................
.. New Edinburg................................
.N e w p o r t .........................................
.N e w p o r t .........................................
. North Little R o c k .........................
.O sc e o la ...........................................
. Ozark ..............................................
.P aragou ld .......................................
.P a rk d a le.........................................
.P a r k in ..............................................
. Pea R id g e .......................................
. Perryville.........................................
.P iggott..............................................
.P lainview .........................................
. P ocah on tas.....................................
.P o ca h o n ta s.....................................
. P o r t ia ..............................................
.P o r tla n d .........................................
.P o r tla n d .........................................
. Prairie Grove ................................
. P rescott...........................................
. R ecto r..............................................
.R e y n o ..............................................
.R iso n ................................................
. R ogers..............................................
. Russellville .....................................
.S alem ................................................
.S c r a n to n .........................................
. S e a r c y ..............................................
.S h erid a n .........................................
.S h e r w o o d .......................................
.S id n e y ..............................................
. Siloam S p r in g s..............................
.Smackover .....................................
.S p ark m an .......................................
.S p r in g d a le ....................................
.Stamps ............................................
.Star C i t y .........................................
.S te p h e n s.........................................
.S tr o n g ..............................................
. S tu ttgart.........................................
.T rum ann.........................................
.T u ck erm an .....................................
.T yronza...........................................
.V an B u ren .......................................
.V a n B u ren .......................................
.W a ld o ..............................................
.W a ld o ..............................................
. W a ld ro n .........................................
• W a ld ro n .........................................
.Warren . . .......................................
.W a r r e n ...........................................
. W einer..............................................
.W est H e le n a ..................................
.West M e m p h is..............................
.W ilm o t ...........................................
.W ilso n ..............................................
.W yn n e..............................................
.Y ellv ille...........................................

7.84
9.31
13.38
10.29
9.74
10.21
7.80
4.38
7.36
13.06
9.41
6.67
8.12
6.00
8.34
8.76
12.12
8.83
10.64
10.50
7.93
9.77
12.71
8.80
19.58
13.50
9.75
9.69
11.99
8.38
13.08
6.46
9.40
7.80
9.52
9.02
10.77
11.85
19.10
6.85
10.34
8.99
8.12
8.03
7.16
7.46
19.61
9.79
9.74
14.08
14.12
8.63
10.23
6.55
12.81
11.42
8.73
9.49
7.83
11.80
7.59
10.88
16.11
18.40
9.37
8.05

State of Arkansas:

26

Bank Department

STATISTICAL INFORMATION REFLECTING THE
GROWTH OF ARKANSAS STATE BANKS
OVER A TEN YEAR PERIOD
(Commercial Banks only)
1973-1983
June 30, 1973

Number of banks with assets of
less than $ 1,000,000 ..........................................
With assets of $ 1,000,000 to $2,000,000............
With assets of $ 2,000,000 to $3,500,000 ............
With assets of $ 3,500,000 to $5,000,000 ............
With assets of $ 5,000,000 to $7,500,000 ...........
With assets of $ 7,500,000 to $10,000,000 ............
With assets of $10,000,000 to $15,000,000 ............
With assets of $15,000,000 to $20,000,000 ............
With assets of $20,000,000 to $30,000,000 ............
With assets of $30,000,000 to $50,000,000 ............
With assets of $50,000,000 to $75,000,000 ............
With assets over $75,000,000 ..................................

June 30, 1983

2
10
14
21
37
25
29
18
15
8
4
0

0
1
4
0
8
7
24
33
29
39
25
17

183

187

Per Cent
June 30, 1973 June 30, 1983 Increase
(Reported in billions, millions and nearest thousand)

Total assets..............................................$ 2,174,979
Total loans, n e t ........................................ 1,113,534
All U.S. Gov’t, oblig................................
348,508
State, Municipal, & other securities........
509,142
D eposits.................................................... 1,941,776
Total Capital Accounts............................
172,214




$ 6,765,980
3,297,532
1,443,184
792,448
5,900,363
618,496

211%
196%
314%
55%
203%
259%

Sixty-Ninth Report

SIXTY-NINTH REPORT

showing
THE CONDITION OF THE
187 ARKANSAS STATE-CHARTERED BANKS
ASSETS AND LIABILITIES ARE AS SHOWN BY THE
CALL OF
JUNE 30, 1983

Banks are listed according to an alphabetical
arrangement of cities and towns where located.

THE TELEPHONE AREA CODE NUMBER
FOR ALL ARKANSAS IS 501




27

28

State of Arkansas:

Bank Department

COMMERCIAL BANK AT ALMA, ALMA
Population 2,755
Crawford County
Chartered January 31, 1910 P.O. Box 369 Telephone Number 632-2257
Zip Code 72921
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Ralph B. Ballentine . ..
President
Hilda K night..............V.P. & Cashier
Terry Q. C a rs o n .......... .. .Vice Pres.
Lucille Hayes .............. .. .Asst. V.P.
William N.Brasher, III .Asst. Cashier
Helen J o n e s .................. Asst. Cashier
Barbara H o u c k ............ Asst. Cashier

Ralph B. Ballentine.
W. Dane Clay
John P. Ballentine
John A. Griffin
Hilda Knight
Caruth M. Alexander III

♦Designates Chief Executive Officer
STATEMENT AS OF JUNE 30, 1983

Mil. Thou.
Assets
Cash & due from
depositories................ 1 192
U.S. Treasury securities . 3 491
Oblig. of other U.S.
Government agencies
and corporations........
479
Oblig. of States and
political subdivisions.. 1 854
Excess funds sold and
sec. resell agreements . 1 950
Loans, N e t...................... 11 038
Bank premises, furniture
and fix tu re s................
413
All other assets................
381

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp........... 2 577
Time & savings dep.,
ind., part., corp........... 12 992
U.S. Gov’t deposits........
1
Deposits of States
and subdivisions........ 2 865
Certified and
Officers’ C hecks........
138
Total D eposits............ 18 573
179
All other liabilities..........
Total Liabilities.......... 18 752
Equity Capital

Capital (#sh. au. 4,000) .
(# sh. outst. 4,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .
TOTAL .........................




70

798

100
400
1 546
2 046

TOTAL ...................... 20

798

Sixty-Ninth Report

29

BANK OF AMITY, AMITY
Population 859
Clark County
Chartered November 30, 1905 P.O. Box 38 Telephone Number 342-5268
Zip Code 71921
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Directors:

Principal Officers:

*Cleda O lds......... President & Cashier
Joe F. M a x ey ..............Vice President
Peggy T. A d a m s .......... Asst. Cashier
Hazel R ichardson........ Asst. Cashier

Ernie Dunlap
M.H. Oakley
Joe F. Maxey
Cleda Olds
Hazel Richardson

‘ Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

M il. T hou.

Cash & due from
depositories................ 1 856
U.S. Treasury securities . 5 202
Oblig. of other U.S.
Government agencies
and corporations........ 3 378
Oblig. of States and
political subdivisions. . 1 764
200
All other securities..........
Excess funds sold and
sec. resell agreements . 3 225
Loans, N e t...................... 11 321
Bank premises, furniture
212
and fix tu re s................
595
All other assets................

TOTAL .......................... 27




753

Liabilities

Mil. T hou.

Demand deposits,
ind., part., c o r p ......... 3 637
Time and savings dep.,
ind., part., corp........... 19 167
1
U.S.Gov’t, deposits . . . .
Deposits of States
958
and subdivisions........
Total D eposits............ 23 763
363
All other liabilities..........
Total Liabilities.......... 24 126
Equity Capital

Capital (# sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital rese rv e............
Total equity capital . . .

100
1 200
2 327
3 627

TOTAL ...................... 27

753

30

State of Arkansas:

Bank Department

CITIZENS FIRST STATE BANK, ARKADELPHIA
Population 10,005
Clark County
Chartered May 24, 1977 P.O. Box 218 Telephone Number 246-2411
Zip Code 71923
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT's: Inside City — None; Outside City — None
Bank Holding Company Affiliate: First Arkadelphia Bancshares, Inc.
Principal Officers:

Directors:

*R. Edward Snider, J r...........President
Raymond T o le r .........Exec. V. Pres.
Farrell H a ll................ Senior V. Pres.
Johnnie Sue Huneycutt . . . V. Pres. &
Cashier
Judy S lig h ..............................V. Pres.
Jim Clevenger........................V. Pres.

I. B. Fuller, Jr.
E.J. Alexander
Flave Carpenter
Cecil Cupp, Jr.
Jerry Francis
Farrell Hall
Billy Bob Hardman
C. R. Huie
Ed McCorkle
John M. Moore
R. Edward Snider, Jr.
Raymond Toler
Ralph Williams

’ Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

M il. Thou.

Cash & due from
depositories................ 4 098
U.S. Treasury securities . 2 086
Oblig. of other U.S.
Government agencies
and corporations........ 2 100
Oblig. of States and
political subdivisions.. 1 828
All other securities..........
159
Excess funds sold and
sec. resell agreements .
700
Loans, N e t...................... 16 829
Bank premises, furniture
and fix tu re s................
622
All other assets................
698

Liabilities

Equity Capital

Capital (#sh. au. 30,000)
(# sh. outst. 30,000)
S urplus............................
Undivided profits and
capital rese rv e............
Total equity capital . . .

TOTAL




29 120

M il. Thou.

Demand deposits,
ind., part., corp............ 5 211
Time & savings dep.,
ind., part., corp............ 18 818
U.S. Gov’t deposits........
14
Deposits of States
and subdivisions........ 1 786
Certified and
Officers’ C hecks........ .......... 522
Total D eposits............. 26 351
All other liabilities.......... .......... 25J_
Total Liabilities........... 26 602

TOTAL

300
700
1 518
2 518

29

120

Sixty-Ninth Report

31

ELK HORN BANK & TRUST CO., ARKADELPHIA
Population 10,005
Clark County
Chartered September 28, 1903 P.O. Box 248 Telephone Number 246-5811
Zip Code 71923
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*Larry C. W hitley. . . President & CEO
Roy N. Shope. . . . Ex. V.P. & Cashier
Herman G. Brewer .. .Vice President
Johnny K. McAnally. .Ass’t. V. Pres.
Morris Turner, J r........ Ass’t. V. Pres.
Carolyn J. McAnally . .Ass’t. Cashier
Betty B. C a rte r........... Ass’t. Cashier

Directors:
Thomas B. Barksdale
James Blanton
Harold Echols
James T. Gooch
James W. Harrington
Clift C. Lane
J. Hugh Lookadoo
Earl Meeks
Wayne D. Pollard
Charles W. Sharp
Deward Sharp
Roy N. Shope
A.C. Stone
Larry C. Whitley
J.B. Wingfield

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets
Mil.
Cash & due from
depositories................ 2
U.S. Treasury securities . 2
Oblig. of other U.S.
Government agencies
and corporations........ 7
Oblig. of States and
political subdivisions.. 6
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 16
Bank premises, furniture
and fix tu re s................
All other assets................

TOTAL



Thou.

997
301
943
199
300
300
403
836
845

38 124

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp........... 4 366
Time & savings dep.,
ind., part., corp............ 26 443
U.S. Gov’t deposits........
10
Deposits of States
and subdivisions........ 2 816
Certified and
Officers’ C h eck s........ ............ 80
Total D eposits............. 33 715
All other liabilities..........
478
Total Liabilities........... 34 193
Equity Capital
Capital (# sh. au. 25,000)
(# sh. outst. 25,000)
Surplus............................
Undivided profits and
capital rese rv e ............
Total equity cap ital. . .

TOTAL

601
1 109
2 221
3 931

38

124

32

State of Arkansas:

Bank Department

MERCHANTS & PLANTERS BANK
& TRUST COMPANY, ARKADELPHIA
Population 10,005
Clark County
Chartered June 15, 1911 P.O. Box 219 Telephone Number 246-4511
Zip Code 71923
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: First Financial Bancshares, Inc.
Principal Officers:

Directors:

*Millard E. A u d ................President &
Chairman of the Board
L.L. Lineback............Exec. Vice Pres.
R. Allan Kim ball.Vice Pres.
Barbara J. Evans.Vice Pres.*

Millard E. Aud
John M. Hobgood
Toney D. McMillan
Robert C. Rhodes
Jane Ross
Donald M. Tatman
Ross M. Whipple

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities . 4
Oblig. of other U.S.
Government agencies
and corporations........ 1
Oblig. of States and
political subdivisions. . 1
All other securities..........
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 15
Bank premises, furniture
and fix tu re s................
All other assets................

688
282
699
442
375
400
420
488
553

Liabilities

Equity Capital

Capital (#sh. au. 4,800) .
(# sh. outst. 4,800)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




28 347

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 618
Time & savings dep.,
ind., part., corp............ 19 107
U.S. Gov’t deposits........
6
Deposits of States
and subdivisions........ 2 686
Certified and
Officers’ C h eck s........
400
Total D eposits............. 25 817
All other liabilities.......... .......... 238
Total Liabilities........... 26 055

TOTAL

120
1

130

1 042
2 292

28 347

Sixty-Ninth Report

33

BANK OF ASHDOWN, ASHDOWN
Population 3,956
Little River County
Chartered October 5, 1970 P.O. Box 547 Telephone Number 898-2761
Zip Code 71822
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Larry R. M ashburn........ ViceChmn.
and President
Robert W. Lewis........... Sr. Vice Pres.
Sue G. Daniel............. Asst. Vice Pres.
Marie Findley............. Asst. Vice Pres.
Olivia J. Green.......................... Cashier
Peggy M o rg a n ..............Asst. Cashier

James D. Armstrong
Larry G. Davis
Frank Edmonson
Leonard L. Hampson
John H. Hendrix
Larry R. Mashburn
Sheldon R. Madden
Eunice Spigner
G.M. Williams

♦Designates C h ief Executive O fficer

STATEMENT AS OF JUNE 30. 1983
Assets

Mil. Thou.

Cash & due from
depositories................. 1 230
U.S. Treasury securities .
784
Oblig. of other U.S.
Government agencies
100
and corporations........
Oblig. of States and
political subdivisions..
900
Excess funds sold and
sec. resell agreements . 9 125
Loans, N e t....................... 17 051
Bank premises, furniture
394
and fix tu re s................
All other assets................
744

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 244
Time & savings dep.,
ind., part., corp........... 22 600
U.S. Gov’t deposits........
31
Deposits of States
and subdivisions........ 2 363
All other d e p o sits..........
242
Certified and
Officers’ C h e c k s........ ...........125
Total D eposits............. 27 605
All other liabilities.......... .......... 294
Total Liabilities........... 27 899
Equity Capital

Capital (# sh.au. 45,000)
(# sh. outst. 45,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity cap ital. . .

TOTAL




30 328

TOTAL

450
1 550
429
2 429

30 328

34

State of Arkansas: Bank Department

BANK OF ATKINS, ATKINS
Population 3,002
Pope County
Chartered September 19, 1895 P.O. Box 157 Telephone Number 641-2987
Zip Code 72823
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

James C. M itchell.............. Chairman
*David M. Mitchell.. President & CEO
E. L. Jo rd e n ............. Vice President
Dorothy W iley........................ Cashier

James C. Mitchell
David M. Mitchell
E. L. Jorden

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Mil. Thou.
Assets
Cash & due from
depositories................
793
U.S. Treasury securities . 1 063
Oblig. of States and
political subdivisions.. 2 843
All other securities..........
102
Excess funds sold and
700
sec. resell agreements .
Loans, N e t...................... 5 644
Bank premises, furniture
and fix tu re s................
25
294
All other assets................

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 431
Time & savings dep.,
ind., part., corp............ 7 525
U.S. Gov’t deposits........
2
Deposits of States
and subdivisions......... 1 056
Certified and
Officers’ C h eck s........ ............ 76
Total D eposits............. 10 090
All other liabilities.......... ...........106
Total Liabilities........... 10 196
Equity Capital

Capital (#sh. au. 12,500)
(# sh. outst. 12,500)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .

TOTAL




11 464

TOTAL

125
875
268
1 268

11 464

Sixty-Ninth Report

35

THE BANK OF AUGUSTA, AUGUSTA
Population 3,496
Woodruff County
Chartered February 20, 1935 P.O. Box Y Telephone Number 347-2511
Zip Code 72006
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

R.E, G re g o ry ......................President
*Woody Castleberry............Vice Pres.
Dorothy W illis.............. VP & Cashier
Sharon Rushing............Asst. Cashier

John R. Eldridge
Franklin Collier
E.R. Miller
W .P. Daniel
J. Ford Smith
R.E. Gregory

’ Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

2 783
2 589
5 594
4 904
1

800
9 026
248
605

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 094
Time & savings dep.,
ind., part., corp............ 17 377
U.S. Gov’t deposits........
1
Deposits of States
and subdivisions........ 2 100
Certified and
Officers’ C h eck s........ ............ 34Total D eposits............ 22 606
All other liabilities..........
379
Total Liabilities.......... 22 985
Equity Capital

Capital (# sh.au. 8,000) .
200
(# sh. outst. 8,000)
Surplus............................
500
Undivided profits and
capital rese rv e............ 2 865
Total equity capital. . . 3 565

TOTAL




26 550

T O T A L ..................... 26 550

State of Arkansas:

36

Bank Department

CITIZENS STATE BANK, BALD KNOB
Population 2,790
White County
Chartered January 22, 1931 P.O. Box 200 Telephone Number 724-3241
Zip Code 72010
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Citizens State Bankshares
of Bald Knob, Inc.
Directors:

Principal Officers:

*Mrs. Juanita Litzelfelner .. .President
and Chairman
Larry E. K irch er......... VP & Cashier
David O. R a m e y ........ Vice President
Margaret M. Etheridge . . . .Asst. VP
Peggy Reed....................Asst. Cashier

Mrs. Juanita Litzelfelner
Larry E. Kircher
David O. Ramey
Jennings Leggett
Bob J. Clark
Bernard C. Smith, M.D.

‘ Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 358
3 782
1 832
1 221
7

300
914
540
716

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 672
Time & savings dep.,
ind., part., corp............ 11 678
15
U.S. Gov’t deposits........
Deposits of States
and subdivisions........ 1 170
All other d e p o sits..........
71
Certified and
Officers’ C hecks........ ............ 83
Total D eposits............. 15 689
All other liabilities.......... .......... 222
Total Liabilities........... 15 911
Equity Capital

Capital (#sh. au. 4,000) .
100
(# sh. outst. 4,000)
S urplus..............
700
Undivided profits and
capital reserv e...............
952
Total equity capital. . . 1 752

TOTAL




17 663

TOTAL

17 663

37

Sixty-Ninth Report

THE CITIZENS BANK, BATESVILLE
Population 8,263
Independence County
Chartered February 19, 1953 P.O. Box 2156 Telephone Number 793-4441
Zip Code 72503
Number of Branches: Inside City — 3; Outside City — None
Number of CBCT’s: Inside City — 2; Outside City — None
Principal Officers:

Directors:

*T.G. V in so n ........................President
Charles A rnold.................. Exec. V. P .
David H id y ..................V .P.& Cashier
David F o r d ....................Vice President
Floren King....................Vice President

Charles Arnold
Dr. Lackey Moody
Eagle Street
M.F. Highsmith
Noel K. Sims
Mrs. J.K. Southerland
Lackey Moody
Doyle W. Rogers
T.G. Vinson

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 3 473
U.S. Treasury securities . 12 287
Oblig. of other U.S.
Government agencies
and corporations........ 8 573
Oblig. of States and
political subdivisions.. 7 500
All other securities..........
50
Excess funds sold & sec.
resell agreements . . . .
2 150
Loans, N e t...................... 35 553
Bank premises, furniture
and fix tu re s................ 1 590
All other assets................ 1 899

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 12 775
Time & savings dep.,
ind., part., corp............ 44 846
U.S. Gov’t deposits........
7
Deposits of States
and subdivisions......... 8 127
All other d e p o sits..........
116
Certified and
Officers’ C h eck s........ .......... 385
Total D eposits............. 66 256
Excess funds purchased
and sec. repurchase
agreements..................
721
All other liabilities..........
663
Total Liabilities.......... 67 640
Equity Capital

Capital (# sh. au. 7,000) .
700
(jt sh. outst. 7,000)
Surplus.............................
950
Undivided profits and
capital reserv e.............. 3 385
Total equity cap ital. . . 5 035
Subordinated notes
and debentures..............
400

TOTAL



73 075

TOTAL

73 075

38

State of Arkansas:

Bank Department

BANK OF BEARDEN, BEARDEN
Population 1,191
Ouachita County
Chartered June 17, 1945 P.O. Box 135 Telephone Number 687-2233
Zip Code 71720
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*John E. Anthony.................Chairman
Rick G re e n ...........................President
Edward W. Paschal .. .Oper. Officer
Harold Mizell...........................Cashier
Rosemary Barner.......... Asst. Cashier

John E. Anthony
Joe F. Barner
O.D. Cathey
Rick Green
Kenneth D. Keeton
Howard G. McWhorter
Eric Stuckey
J.E. Word

♦Designates C hief Executive Officer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 120
1 199
2

293

1 706
700
5 428
134
130

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 280
Time & savings dep.,
ind., part., corp............ 8 710
U.S. Gov’t deposits........
3
Deposits of States
and subdivisions........ 1 107
Certified and
Officers’ C h eck s........ ............ 30
Total D eposits............. 11 130
All other Liabilities........ ...........111
Total Liabilities........... 11 241
Equity Capital

Capital (# sh. au. 8,800)
200
(# sh. outst. 8,020)
Surplus............................
903
Undivided profits and
capital reserv e............ .......... 366
Total equity capital. . . 1 469

TOTAL




12 710

TOTAL

12 710

Sixty-Ninth Report

39

CITIZENS BANK, BEEBE
Population 3,599
White County
Chartered June 21, 1917 P.O. Box T Telephone Number 882-6411
Zip Code 72012
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*E.H. Abington, II . ............President
J. Darrel H a ll.......... ........Exec. V.P.
Margie J e n s e n ........ . .Vice President
Anna S pradlin........ ..............Cashier
Betty Liddle............ ..........Asst. V.P.
Vickie D u k e ............ .. .Asst. Cashier

♦Designates C hief Executive O fficer

Directors:
Bobby Bell
A.C. Benton
Doyle Burns
Millan Burrow
John Fisher
Byrne Garrett
Frank Garrison
J. Darrel Hall
Lee Hayes
Leroy Goff
Margie Jensen
C.A. Jones
James Rakes
Mayes Scott
T.E. Abington
E.H. Abington, II

STATEMENT AS OF JUNE 30, 1983
Assets
Mil. Thou.
Cash & due from
depositories................ 1 101
U.S. Treasury securities . 1 255
Oblig. of other U.S.
Government agencies
and corporations........
902
Oblig. of States and
political subdivisions.. 2 875
Excess funds sold and
sec. resell agreements .
525
Loans, N e t...................... 11 349
Bank premises, furniture
and fix tu re s................
462
All other assets................
367

TOTAL



18 836

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp........... 2 673
Time & savings dep.,
ind., part., corp........... 12 173
U.S. Gov’t deposits........
21
Deposits of States
and subdivisions........ 1 600
Certified and
Officers’ C h eck s........ ............ 34Total D eposits............. 16 501
All other liabilities.......... .......... 200
Total Liabilities........... 16 701
Equity Capital
Capital (# sh.au. 20,000)
(# sh. outst. 20,000)
Surplus............................
Undivided profits and
capital rese rv e ............
Total equity capital . . .

TOTAL

200
600
1 335
2 135

18 836

State of Arkansas:

40

Bank Department

FIRST STATE BANK, BEEBE
Population 3,599
White County
Chartered April 20, 1981 P.O. Box D Telephone Number 882-6406
Zip Code 72012
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

♦Garland K irkpatrick.......... Chairman,
President & CEO
James A. Lovell, Jr. . . . V.P. & Cash.
Clara C lark....... Asst. Cashier
Marilyn C o le ... Asst. Cashier
Sandy Poindexter............Adm. Asst.

Directors:

Dr. Ruth Couch
Mrs. Grace Crouch
Johnnie Downing
Walter England
Luther B. Harvey
Robert O. Justice
H. Kelton Keathley
Keith K. Knight
Joseph G. Mack
Bruce Oakley
Harvey Smith

•D esignates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories.................
823
U.S. Treasury securities .
498
Oblig. of other U.S.
Government agencies
and corporations........ 1 691
Oblig. of States and
political subdivisions..
724
All other securities...........
76
Loans, N e t....................... 5 136
Bank premises, furniture
and fix tu re s.................
822
All other assets.................
303

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
421
Time & savings dep.,
ind., part., corp............ 6 312
U.S. Gov’t deposits........
63
Deposits of States
and subdivisions........ 1 347
Certified and
Officers’ C hecks........ ...........119
Total D eposits............ 8 262
Excess funds purchased
and sec. repurchase
agreements..................
150
All other liabilities.......... ...........105
Total Liabilities.......... 8 517
Equity Capital

Capital {# sh. au. 50,000)
500
(# sh. outst. 50,000)
Surplus..............
500
Undivided profits and
capital rese rv e ..............
556
Total equity capital . . . 1 556

TOTAL



10 073

TOTAL

10 073

Sixty-Ninth Report

41

BENTON STATE BANK, BENTON
Population 17,737
Saline County
Chartered February 9, 1934 P.O. Box 9 Telephone Number 778-0431
Zip Code 72015
Number of Branches: Inside City — 2; Outside City — 1
Number of CBCT’s: Inside City — 1; Outside City — 1

Principal Officers:

Directors:

*Brooks Morris ....................President
Russell Coleman .............. Exec. V.P.
Harry McCormick . . . .Sr. Vice Pres.
Ju n eM aG ee................Vice President
Joann B aker................Vice President
James T ro tte r..............Vice President

Bob Alsobrook
Mrs. W.R. Alsobrook
Fred E. Briner
A.B. Holiman, Jr.
W.L. Tucker
W.W. Jones
Malcolm Lawrence

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securities..........
Excess funds sold &
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

5 102
28 495
11

004

11

014
10

4
24

625
910

1 315
2 002

Liabilities

Equity Capital

Cap. (^sh. au. 132,000) .
(# sh. outst. 132,000)
Surplus............................
Undivided profits and
capital rese rv e ............
Total equity capital . . .

TOTAL




88 477

Mil. Thou.

Demand deposits,
ind., part., corp............ 11 305
Time & savings dep.,
ind., part., corp........... 62 348
28
U.S. Gov’t deposits........
Deposits of States
and subdivisions........ 5 548
Certified and
Officers’ C h eck s.................. 535
Total D eposits............. 79 764
All other liabilities...........
1 505
Total Liabilities........... 81 269

TOTAL

1 320
825
5 063
7 208

88 477

42

State of Arkansas:

Bank Department

THE UNION BANK OF BENTON, BENTON
Population 17,737
Saline County
Chartered January 11, 1954 P.O. Box 687 Telephone Number 778-0411
Zip Code 72015
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — 1; Outside City — 1
Principal Officers:
*Bob G regory........................President
M.W. Whaley ................ Ex. V. Pres.
James Biggers . .Cashier/Comptroller
M ickeyTaylor........................ V. Pres.

Directors:
Greg B. Brown, Chm
June G. Brown
Lilburn Carlisle
J.D. Harris
R.G. Kuerner
I. E. McCray, Jr.
J. Fred Walton, Jr.
John Young

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Mil. Thou.
Assets
Cash & due from
depositories................ 4 025
U.S. Treasury securities . 3 125
Oblig. of other U.S.
Government agencies
and corporations........ 3 213
Oblig. of States and
political subdivisions.. 5 041
All other securities..........
21
Excess funds sold and
sec. resell agreements . 9 800
Loans, N e t...................... 37 733
Bank premises, furniture
and fix tu re s................ 1 471
All other assets................ 1 430

Mil.
Liabilities
Demand deposits,
ind., part., corp............ 10
Time & savings dep.,
ind., part., corp............ 41
U.S. Gov’t deposits........
Deposits of States
and subdivisions........, 7
Certified and
Officers’ C hecks........
Total D eposits............ 60
Excess funds purchased
and sec. repurchase
agreements..................
All other liabilities..........
Total Liabilities.......... 60

Thou.
640
748
43
405
246
082
9
731
822

Equity Capital
Cap. (# sh.au. 72,940.3)
729
(# sh. outst. 72,940.3)
857
Surplus ............................
Undivided profits and
capital rese rv e ............ ? 795
Total equity capital.. . . 4 381
Subordinated notes
656
and debentures............
TOTAL .......................... 65



859

TOTAL ...................... 65

859

Sixty-Ninth Report

43

BANK OF BENTONVILLE, BENTONVILLE
Population 8,756
Benton County
Chartered February 25, 1931 P.O. Box 449 Telephone Number 273-3331
Zip Code 72712
Number of Branches: Inside City — 2; Outside City — 2
Number of CBCT’s: Inside City — 3; Outside City — 1
Principal Officers:

Directors:

E.F. Adair
*Burton E. S ta c y ..................President
G.M.Billingsley
John W. Fryer . . . Ex. V.P. & Cashier
R. E. Buck
Tim Sum mers................................VicePresident
Max Burger
Donald E. Walker . . . . Vice President
W.H. Enfield
David A. S hort.............Vice President
Glenn Featherston
Fred W. L ookadoo............Vice Pres.
J . W . Fr ye r
& Trust Officer
David Glass
Paul G aly ean ................................VicePresident
Carl Hutchens
Clayton Little
J.A. Rollow
R.L. Scoggins
B.E. Stacy
Jim Walton
* Designates C h ief Executive O fficer
Sam Walton

STATEMENT AS OF JUNE 30, 1983

Mil. Thou.
Assets
Cash & due from
depositories................ 8 721
U.S. Treasury securities . 9 110
Oblig. of other U.S.
Government agencies
and corporations........ 7 258
Oblig. of States and
political subdivisions.. 15 493
Loans, N e t...................... 67 636
Bank premises, furniture
and fix tu re s................ 1 748
All other assets................ 3 516

Mil.
Liabilities
Demand deposits,
ind., part., corp........... 14
Time & savings dep.,
ind., part., corp........... 76
U.S. Gov’t deposits........
Deposits of States
and subdivisions........ 9
Certified and
Officers’ C h eck s........
Total D eposits............ 102
All other liabilities.......... 3
Total Liabilities.......... 105

Thou.

842
979
108
840
235
004
950
954

Equity Capital

Capital (#sh. au. 50,000)
(# sh. outst. 39,200)
Surplus............................
Undivided profits and
capital rese rv e ............
Total equity cap ital. . .
TOTAL .......................... 113 482



980
2 770
3 778
7 528

TOTAL ...................... 113

482

State of Arkansas:

44

Bank Department

CITIZENS BANK, BENTONVILLE
Population 8,756
Benton County
Chartered December 16, 1968 P.O. Box 709 Telephone Number 273-5586
Zip Code 72712
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Directors:

Principal Officers:

*Robert L. Smith . . . President & CEO
Lloyd T. Jo n es................Ex. V. Pres.
Johnnie J. Qualls . . . . V.P. & Cashier
Lawrence R. M cCarroll........ V. Pres.
William J. H u r d ................ Asst. V.P.

Lawrence P. Bolte
Charles G. Burke
Wayne W. Carlson
Wallace W. Fowler, Chm.
Phil Jones
Wilson D. Powell
Cecil E. Shores
Robert L. Smith
Ralph C. Williams

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities . 2
Oblig. of other U.S.
Government agencies
and corporations........ 1
Oblig. of States and
political subdivisions.. 3
Loans, N e t...................... 24
Bank premises, furniture
and fix tu re s................
All other assets................

313
197
461
725
797
948
964

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 4
Time & savings dep.,
ind., part., corp........... 25
Deposits of States
and subdivisions........ 2
Certified and
Officers’ C h eck s........
Total D eposits............ 32
Excess funds purchased
and sec. repurchase
agreements.................. 1
All other liabilities..........
Total Liabilities.......... 33

033
478
617
225
353
000
370
723

Equity Capital

Capital (#sh. au. 65,000)
(# sh. outst. 54,921)
Surplus ............................
Undivided profits and
capital rese rv e ............
Total equity capital . . .
TOTAL .......................... 36




405

549
922
1 211
2 682

TOTAL ...................... 36 405

Sixty-Ninth Report

45

BANK OF BLEVINS, BLEVINS
Population 314
Hempstead County
Chartered August 12, 1912 P.O. Box 158 Telephone Number 874-2541
Zip Code 71825
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: First Blevins Bancshares, Inc.

Principal Officers:

P.C. Stephens......................President
*Mike Stephens .. .Ex. V.P. & Cashier
Nell Stephens ..................Sr. V. Pres.

Directors:

Harold M. Stephens
P.C. Stephens
Nell Stephens
Mike Stephens

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories..
653
U.S. Treasury securities . 1 500
Oblig. of other U.S.
Government agencies
957
and corporations...........
Oblig. of States and
political subdivisions..
195
Excess funds sold and
sec. resell agreements .
150
Loans, N e t.................. 3
418
Bank premises, furniture
and fix tu re s..
5
10
All other assets..

Liabilities

Equity Capital

Capital (#sh. au. 16,000)
(# sh. outst. 8,050)
Surplus............
150
Undivided profits and
capital rese rv e .............
Total equity capital. . .

TOTAL




6 888

Mil. Thou.

Demand deposits,
ind., part., corp...........
798
Time & savings dep.,
ind., part., corp........... 5 106
U.S. Gov’t, deposits . . . .
2
Deposits of States
435
and subdivisions........
Certified and
Officers’ C h eck s........ .............IB
Total D eposits............. 6 351
All other liabilities.......... .............. 4
Total Liabilities........... 6 355

TOTAL

101

282
533

6 888

46

State of Arkansas:

Bank Department

FARMERS BANK & TRUST COMPANY,
BLYTHEVILLE
Population 24,314
Mississippi County
Chartered March 16, 1908 P.O. Box 688 Telephone Number 763-8101
Zip Code 72315
Number of Branches: Inside City — 2; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*R.A. P o rte r........Chairman of Board
Alvin Huffman, I I I .............. President
Lee A. Crow e............... Ex. V. Pres.
James M agee............................ V. Pres.
R.G. C o x ..................................Cashier
Joe Churchill................Asst. V. Pres.
Ralph M. H arm on........Trust Officer

Dale Briggs
Jerry Cohen
Glen Cook
Lee A. Crowe*
G.G. Hubbard, Jr.
Alvin Huffman, III*
Paul C. Hughes
Herbert Jones
R.A. Porter

♦Designates C hief Executive O fficer

♦Designates Advisory

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 4
U.S. Treasury securities . 20
Oblig. of other U.S.
Government agencies
and corporations........ 22
Oblig. of States and
political subdivisions. . 7
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 16
Bank premises, furniture
and fix tu re s.....................
All other assets................ 1

Liabilities

Equity Capital

Capital (# sh.au. 40,000)
(# sh. outst. 40,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




Mil. Thou.

Demand deposits,
187
ind., part., corp............ 8 085
027
Time & savings dep.,
ind., part., corp........... 49 669
U.S. Gov’t deposits........
36
098
Deposits of States
and subdivisions........ 7 401
All other d e p o sits..........
374
649
Certified and
75
Officers’ C h eck s........ ...........184
450
Total D eposits............. 65 749
324
All other liabilities...........
1 146
Total
Liabilities...........
66
895
910
677

73 397

TOTAL

1 000
1 500
4 002
6 502

73 397

47

Sixty-Ninth Report

CITIZENS BANK, BOONEVILLE
Population 3,289
Logan County
Chartered April 18, 1910 P.O. Box 238 Telephone Number 675-2747
Zip Code 72927
Number of Branches: Inside City — 1; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Jeral L. H am pton................President
Bill L an d ru m ..................Ex. V. Pres.
Larry K in a rd ....................Ex. V. Pres
Bill Mitchell............................. V. Pres.
JoeEarp .................................V. Pres.
Shirley Pow ell......................... V. Pres.
Lee Strickland......................... V. Pres.

Jeral L. Hampton
Bill Landrum
Larry Kinard
H.L. Thomas, Jr.
Robert E. Remy
A.B. Littlefield
Melvin R. Dunn
Bill D. Leslie
Richard Lippard
Glen Fitzgerald

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30. 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 8
U.S. Treasury securities . 1
Oblig. of other U.S.
Government agencies
and corporations........ 2
Oblig. of States and
political subdivisions.. 7
Loans, N e t...................... 35
Bank premises, furniture
and fix tu re s................
All other assets................ 1

093
912
234
477
639
486
102

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 733
Time & savings dep.,
ind., part., corp............ 43 233
U.S. Gov’t deposits........
101
Deposits of States
and subdivisions......... 3 210
Certified and
Officers’ C h eck s........
269
Total D eposits............ 50 546
Excess funds purchased
and sec. repurchase
agreements..................
675
All other liabilities.......... .......... 634Total Liabilities.......... 51 855
Equity Capital

Cap. (#sh. au. 100,000) .
(# sh. outst. 100,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL



56 943

TOTAL

1 000
1 000
3 088
5 088

56 943

48

State of Arkansas:

Bank Department

THE BANK OF BRADLEY, BRADLEY
Population 790
Lafayette County
Chartered April 10, 1933 P.O. Box 128 Telephone Number 894-3322
Zip Code 71826
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: The Bradley Corp.
Principal Officers:

Directors:

*Lane Pierce..........................President
Carl Adams, J r....................... V. Pres.
Ann D arner..................V .P.& Cashier
Billie P ierce...................Asst. V. Pres.
J.B. W orks...................................Asst.Cashier
Elizabeth C. Hamner . .Asst. Cashier

G.E. Crabtree
Randy Griffing
Lane Pierce

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t.......................
Bank premises, furniture
and fix tu re s................
All other assets................

TOTAL




Mil. Thou.

878
300
1 986
353
300
5 690
99
31

9 637

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
780
Time & savings dep.,
ind., part., corp............ 6 740
U.S. Gov’t deposits........
8
Deposits of States
and subdivisions.......... 1 364
Certified and
Officers’ C h eck s........ .............L7
Total D eposits............. 8 909
Total Liabilities.......... 8 909
Equity Capital

Capital (# sh. au. 11,000)
100
(# sh. outst. 10,000)
Surplus............
500
Undivided profits and
capital reserv e............ .......... 128
Total equity capital. . .
728
TOTAL

9 637

Sixty-Ninth Report

49

BANK OF BRINKLEY, BRINKLEY
Population 4,997
Monroe County
Chartered January 17, 1903 P.O. Box 727 Telephone Number 734-3133
Zip Code 72021
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Brinkley Bancshares, Inc.

Principal Officers:

Directors:

A.L. Rusher.......................... Chairman
*A.H. R usher.......................... President
Gus Rusher......................Ex. V. Pres.
Harold H ardw ick.....................V. Pres.
Mildred D ickson...................... Cashier

A.L. Rusher
A.H. Rusher
Gus Rusher
Sidney McKnight
Lambert Dial
Don Fuller
Jim Carroll
Harold Hardwick

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2 939
U.S. Treasury securities . 1 002
Oblig. of other U.S.
Government agencies
and corporations........ 9 584
Oblig. of States and
political subdivisions.. 4 384
All other securities..........
961
Excess funds sold and
sec. resell agreements . 2 100
Loans, N e t...................... 15 903
Bank premises, furniture
and fix tu re s................
507
All other assets................
991

TOTAL




38 371

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 4 387
Time & savings dep.,
ind., part., corp............ 28 494
U.S. Gov’t deposits........
33
Deposits of States
and subdivisions........ 1 233
Certified and
Officers’ C h eck s........ .......... 207
Total D eposits............. 34 354
All other liabilities.......... .......... 380
Total Liabilities........... 34 734
Equity Capital

Capital (# sh.au. 24,000)
(# sh. outst. 24,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL

600
1 600
1 437
3 637

38 371

State of Arkansas:

50

Bank Department

BANK OF CABOT, CABOT
Population 3,970
Lonoke County
Chartered March 23, 1903 P.O. Drawer R Telephone Number 843-3575
Zip Code 72023
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — 1; Outside City — None
Bank Holding Company Affiliate: Cabot Bankshares, Inc.
Principal Officers:

Directors:

*James M. P a r k ....................President
Joe W. P a r k ..............V .P.& Cashier
William E. Williams............. V. Pres.
Jaunita C. M orden................V. Pres.
James F. Campbell................V. Pres.
Oleta R. Kinder..................... Auditor

Howell M. Thompson, Chair.
W.T. Barnwell
A.M. Feland, III
Charles L. George
Austin R. Leeds
Jack M. Lowman
James M. Park
Joe W. Park
Gerald H. Shock
Charles R. Templeton
William E. Williams
H.A. Whitley

♦Designates C hief Executive Officer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 4
U.S. Treasury securities . 8
Oblig. of other U.S.
Government agencies
and corporations........ 3
Oblig. of States and
political subdivisions.. 7
All other securities..........
Excess funds sold and
sec. resell agreements
Loans, N e t...................... 26
Bank premises, furniture
and fix tu re s................
All other assets................ 1

068
203
381
417
270
400
077
848
585

Liabilities

Equity Capital

Capital (# sh. au. 25,000)
(# sh. outst. 25,000)
S urplus............................
Undivided profits and
capital rese rv e ............
Total equity capital . . .
Subordinated notes
and debentures............

TOTAL



52 249

Mil. Thou.

Demand deposits,
ind., part., corp............ 6 974
Time & savings dep.,
ind., part., corp............ 38 179
U.S. Gov’t deposits........
85
Deposits of States
and subdivisions........ 2 017
Certified and
Officers’ C hecks.................... 74
Total D eposits............. 47 329
All other liabilities.......... .......... 664
Total Liabilities........... 47 993

TOTAL

625
1 575
1 756
3 956
300

52 249

51

Sixty-Ninth Report

FIRST STATE BANK, CALICO ROCK
Population 1,046
Izard County
Chartered May 1, 1914 P.O. Box 236 Telephone Number 297-3711
Zip Code 72519
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
Gaye C o p p ..........Chairman of Board
*H. Davey W y a tt.................. President
Paul W. Seay..........................V. Pres.
Danny M o se r..........................V. Pres
Boyce H ic k s ..................Asst. V. Pres
Mondalyn Caldwell. . . .Asst. Cashier
Joann Farmer .. Administrative Asst.

Directors:
Gaye Copp
Paul W. Seay
H. Davey Wyatt

♦Designates C h ief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets
Mil. Thou.
Cash & due from
depositories................
729
U.S. Treasury securities . 3 377
Oblig. of other U.S.
Government agencies
and corporations........ 4 261
Oblig. of States and
political subdivisions.. 2 782
Excess funds sold and
sec. resell agreements . 1 100
Loans, N e t...................... 6 039
Bank premises, furniture
266
and fix tu re s................
All other assets................
580

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 2 563
Time & savings dep.,
ind., part., corp............ 13 247
9
U.S. Gov’t deposits........
Deposits of States
and subdivisions........
628
Certified and
Officers C hecks.......... ............ 59
Total D eposits............. 16 506
Excess funds purchased
and sec. repurchase
agreements..................
49
All other liabilities.......... ...........147
Total Liabilities........... 16 702
Equity Capital
Capital (#sh. au. 10,000)
250
(jt sh. outst. 10,000)
Surplus..............
400
Undivided profits and
capital rese rv e .............. 1 782
Total equity cap ital. . . 2 432

TOTAL




19 134

TOTAL

19 134

52

State of Arkansas:

Bank Department

THE MERCHANTS AND PLANTERS
BANK, CAMDEN
Population 15,356
Ouachita County
Chartered April 18, 1928 P.O. Box 1017 Telephone Number 836-8136
Zip Code 71701
Number of Branches: Inside City — 3; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*B.J. F o r d ............Chmn. & President
H. Tedford Burnett, Jr. ..Exec. V.P.
Billy G. W rig h t............Sr. Vice Pres.
Jack M. Sheppard, J r............. Cashier*

Harry F. Barnes
B.J. Ford
Roy Ledbetter
Ray Parham
Emmette Parham
Katherine Patton
Roy B. Walton
Ralph S. O ’Connor
E.L. Harrison

* Designates C hief Executive Officer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 3 084
U.S. Treasury securities . 3 744
Oblig. of other U.S.
Government agencies
and corporations........ 4 772
Oblig. of States and
political subdivisions.. 8 721
All other securities..........
75
Excess funds sold and
sec. resell agreements . 1 800
Loans, N e t...................... 30 163
Bank premises, furniture
914
and fix tu re s................
All other assets................ 1 055

Liabilities

Equity Capital

Cap. (#sh. au. 100,000) .
(# sh. outst. 100,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity c apital. . .

TOTAL




54 328

Mil. Thou.

Demand deposits,
ind., part., corp............ 11 409
Time & savings dep.,
ind., part., corp........... 34 704
47
U.S. Gov’t deposits........
Deposits of States
and subdivisions........ 2 566
All other d e p o sits..........
14
Certified and
Officers’ C h eck s........
449
Total D eposits............. 49 189
All other liabilities.......... .......... 662
Total Liabilities........... 49 851

TOTAL

1 000
2

000

1 477
4 477

54 328

Sixty-Ninth Report

53

CARAWAY BANK, CARAWAY
Population 1,165
Craighead County
Chartered November 29, 1962 P.O. Box 39 Telephone Number 482-3329
Zip Code 72419
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Directors:

Principal Officers:

*Amos D a v id ............Chmn. of Board
J.R. David, J r...................... President
Douglas B radley.......................... VicePres.
Jean G o o d m a n ............................ VicePres.
Gundel David M artin.........Asst. V.P.
Deborah David Taylor. . . .Asst. V.P.

Amos David
J.R. David, Jr.
Douglas Bradley
Mildred David
Lee David

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................. 1 396
U.S. Treasury securities .
538
Oblig. of other U.S.
Government agencies
170
and corporations.........
Oblig. of States and
political subdivisions.. 1 353
8
All other securities...........
Excess funds sold and
sec. resell agreements .
650
Loans, N e t....................... 4 572
Bank premises, furniture
and fix tu re s.................
93
All other assets.................
226

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 1 546
Time & savings dep.,
ind., part., corp........... 5 843
U.S. Gov’t deposits........
3
Deposits of States
and subdivisions........
519
Certified and
Officers’ C h eck s........ ...........127
Total D eposits............ 8 038
All other liabilities.......... ...........102
Total Liabilities.......... 8 140
Equity Capital

Capital (# sh. au. 10,080)
252
(# sh. outst. 10,080)
Surplus............
100
Undivided profits and
capital reserv e.......................514
Total equity capital . . .
866
TOTAL




9 006

TOTAL

9 006

54

State of Arkansas:

Bank Department

CITIZENS BANK & TRUST, CARLISLE
Population 2,567
Lonoke County
Chartered December 22, 1930 P.O. Box 69 Telephone Number 552-7571
Zip Code 72024
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Grand Prairie Bancshares, Inc.
Principal Officers:
*M.S. W o o d ru ff............Pres. & Asst.
Trust Officer
Bill J. Shoup . . . .Sr. V.P. & Sec. Off.
Laverne Caldwell . . . . V.P. & Cashier
Hallie H azelw ood........ Asst. Cashier
Barbara F e lts .................Asst. Cashier
Vicki Jennings.. .Loan Oper. Officer
M. Gaines Young, Jr. . .Trust Officer
Bobbie Jean Pryor . .Asst. Trust Off.*

Directors:
M.S. Woodruff, Chairman
Clifford Bennett
Dr. J.F. Gartman
C.W. Harper
Charles Hunt
Bill Shoup
M. Gaines Young, Jr.
**F.M. Perkins

* Designates C hief Executive O fficer

**Advisory Member

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities . 6
Oblig. of other U.S.
Government agencies
and corporations........ 6
Oblig. of States and
political subdivisions. . 5
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 15
Bank premises, furniture
and fix tu re s................
All other assets................ 1

106
745
713
379
700
561
360
147

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 4 551
Time & savings dep.,
ind., part., corp........... 29 663
U.S. Gov’t deposits........
173
Deposits of States
and subdivisions........ 1 179
All other d e p o sits..........
17
Certified and
Officers’ C h eck s........ ...........^86
Total D eposits............. 35 769
All other liabilities.......... .......... 389
Total Liabilities........... 36 158
Equity Capital

Capital (# sh. au. 39,000)
(# sh. outst. 39,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .

TOTAL




39 711

TOTAL

975
1 025
1 553
3 553

39 711

55

Sixty-Ninth Report

BANK OF CAVE CITY, CAVE CITY
Population 1,599
Sharp County
Chartered July 2, 1906 P.O. Box 82 Telephone Number 283-5553
Zip Code 72521
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Eagle Street ........Chmn. & President
James M. Street . . . .Exec. Vice Pres.
Clifton C rabtree........V.P. & Cashier

Eagle Street
James E. Street
James M. Street
Eugene Street
Clifton Crabtree
Samuel F. Beller

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 084
1 500
1

590

2

189
673

10

127
360

Liabilities

Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks . . . .
Total D eposits..........
All other liabilities........
Total Liabilities........

Mil. Thou.
.

2

121

. 12

359
2

1

161

141
15 784
138
15 922

Equity Capital

Capital (#sh. au. 4,000)
(# sh. outst. 4,000)
S urplus..........................
Undivided profits and
capital reserv e..........
Total equity capital..
TOTAL .......................... 17




523

TOTAL ....................

100

400
.

1

101

1

601

17 523

56

State of Arkansas:

Bank Department

AMERICAN STATE BANK, CHARLESTON
Population 1,786
Franklin County
Chartered June 29, 1910 P.O. Box 128 Ttelephone Number 965-2201
Zip Code 72933
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — 1; Outside City — None
Bank Holding Company Affiliate: American Bancshares of Arkansas, Inc.

Principal Officers:

Directors:

*Joe S. H ia tt.................. Chmn. & Pres.
Michael F. F ly n n ................Exec. V.P.
Clyde L. H ia tt.................Sr. Vice Pres.
Sherman H i a t t ............ V .P.& Cashier
Margie H i a t t ....................... Vice Pres.
Harold H u ll......................... Vice Pres.
Alice K. W o o d ....................Asst. V.P.

Joe S. Hiatt
Michael F. Flynn
Clyde L. Hiatt
Sherman Hiatt
Harold W. Jones
Troy Clark
John McDonald
Joe O. Larkin

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 022
U.S. Treasury securities . 3 407
Oblig. of other U.S.
Government agencies
and corporations........ 2 979
Oblig. of States and
political subdivisions.. 3 687
Excess funds sold and
450
sec. resell agreements .
Loans, N e t...................... 12 311
Bank premises, furniture
793
and fix tu re s................
All other assets................
548

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 4 531
Time & savings dep.,
ind., part., corp........... 15 685
U.S. Gov’t deposits........
2
Deposits of States
and subdivisions........ 1 610
Certified and
Officers’ C h eck s........
46
Total D eposits............ 21 874
Excess funds purchased
and sec. repurchase
agreements..................
267
All other liabilities..........
188
Total Liabilities.......... 22 329
Equity Capital

Capital (#sh. au. 12,000)
(# sh. outst. 12,000)
S urplus............................
Undivided profits and
capital rese rv e ............
Total equity cap ital.. .
TOTAL ............ ............ 25



197

300
900
1 668
2 868

TOTAL .................... . 25

197

Sixty-Ninth Report

57

BANK OF CHERRY VALLEY, CHERRY VALLEY
Population 729
Cross County
Chartered January 24, 1907 P.O. Box 188 Telephone Number 588-3332
Zip Code 72324
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers;

Directors:

W.M. Smith, J r................... President
*W.M. Smith, I II ................Exec. V.P.
Emmett Milam ................ Vice Pres.
Yvonne L a c e ..........................Cashier
Peggy G rubbs................Asst. Cashier
Ricky Harrison . . . Inst. Loan Officer

W.M. Smith, Jr.
W.M. Smith, III
Emmett Milam
H.H. Beasley
Edward Maddox

♦D esignates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securities...........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s.................
All other assets.................

3 209
299
1 237
1 968
8
9

750
273
76
537

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 154
Time & savings dep.,
ind., part., corp............ 11 523
U.S. Gov’t deposits........
3
Deposits of States
and subdivisions........ 1 158
All other deposits ..........
535
Certified and
Officers’ C h e c k s........ ............ 74
Total D eposits............. 15 447
All other liabilities.......... .......... 248
Total Liabilities........... 15 695
Equity Capital

Capital (#sh. au. 2,000) .
100
(# sh. outst. 2,000)
Surplus............................ 1 300
Undivided profits and
capital reserv e............
262
Total equity capital . . . 1 662

TOTAL




17 357

TOTAL

17 357

State of Arkansas:

58

Bank Department

THE MERCHANTS AND PLANTERS BANK,
CLARENDON
Population 2,500
Monroe County
Chartered July 23, 1890 P.O. Box 280 Telephone Number 747-3319
Zip Code 72029
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*J. Perry Lee..........................President
James B. S h a rp .................Chairman
Caroline B. L y le ...............Vice Pres.
Rheta G riffith................... Corp. Sec.

J. Perry Lee
James B. Sharp
Caroline B. Lyle
Rheta Griffith
Paul McKay
Ellen Menard
B.J. Hopson
Donald A. Davis

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................. 2 908
U.S. Treasury securities .
647
Oblig. of other U.S.
Government agencies
and corporations........ 6 344
Oblig. of States and
political subdivisions..
938
Excess funds sold and
sec. resell agreements .
265
Loans, N e t...................... 4 099
Bank premises, furniture
278
and fix tu re s..
All other assets..
318

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 928
Time & savings dep.,
ind., part., corp........... 10 736
U.S. Gov’t deposits........
9
Deposits of States
and subdivisions........ 1 429
Certified and
Officers’ C hecks........ ............ 62
Total D eposits............. 14 164
All other liabilities.......... ...........17J_
Total Liabilities........... 14 335
Equity Capital

Capital (^sh. au. 6,000) .
150
(# sh. outst. 6,000)
S urplus............................
200
Undivided profits and
capital reserv e...................... 9\2
Total equity capital ..
1 262
Subordinated notes
and debentures............
200

TOTAL




15 797

TOTAL

15 797

Sixty-Ninth Report

59

ARKANSAS STATE BANK, CLARKSVILLE
Population 5,237
Johnson County
Chartered March 8, 1967 P.O. Box 100 Telephone Number 754-6325
Zip Code 72830
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — 1; Outside City — None
Bank Holding Company Affiliate: Arkansas State Bancorporation
Principal Officers:
*Jefferson Haney . .Chmn. & Director
William M. Sharp . . . Pres. & Director
Betty L. Callahan . . . . V.P. & Cashier
Don Perry ..........................Vice Pres.
Mary P itts......................Asst. Cashier

Directors:
Harold Whitson
Jim Dickerson
H.E. Wharton
R.L. Thompson
Armil Taylor
Dane Riggs
Guy P. Shirgley

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Mil.
Assets
Cash & due from
depositories................ 2
U.S. Treasury securities . 3
Oblig. of other U.S.
Government agencies
and corporations........ 8
Oblig. of States and
political subdivisions.. 4
All other securities.......... 2
Loans, N e t...................... 13
Bank premises, furniture
and fix tu re s................
All other assets................

Thou.

264
104
629
628
765
970
556
833

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 372
Time & savings dep.,
ind., part., corp............ 27 844
U.S. Gov’t deposits........
29
Deposits of States
and subdivisions........ 1 913
Certified and
Officers’ C h eck s........ ............1_26
Total D eposits............. 32 284
Excess funds purchased
and sec. repurchase
agreements..................
750
All other liabilities.......... .......... 455
Total Liabilities........... 33 489
Equity Capital

Capital (^sh. au. 12,000)
(# sh. outst. 12,000)
Surplus............................
Undivided profits and
capital rese rv e............
Total equity cap ital. . .

TOTAL




36 749

120
1 880
1 260
3 260

TOTAL ..................... 36 749

State of Arkansas:

60

Bank Department

FARMERS BANK & TRUST COMPANY,
CLARKSVILLE
Population 5,237
Johnson County
Chartered July 6, 1978 P.O. Box 288 Telephone Number 754-2020
Zip Code 72830
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — 2 ; Outside City — None
Principal Officers:
Directors:
*James C. E a s t..........Chmn. of Board
James C. East
J.A. McEntire I I I ............ Vice Chmn.
Robert A. Hurley
Joe A. W oodson.................. President
J. E. Lewis
Lee W h ite ..............................Sr. V.P.
J.A. McEntire, III
James E. Brantley ................Sr. V.P.
Robert C. Magee
Mary L. W a rre n .................. Vice Pres.
Steven Morgan
Nina M ason.......................... Vice Pres.
Dayne Phillips
Harold Johnson .................Vice Pres.
Bill Porter
Elmer G. Sm ith.................... Asst. V.P.
Carolyn Qualls
Rebecca U p to n .................... Asst. V.P.
Ted Riley
Tommy Sexton.................... Asst. V.P.
J.T. White
Roderick Weaver.......... Gen. Counsel
Lee White
_______
Joe A. Woodson
♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Mil.
Mil. Thou.
Liabilities
Assets
Demand deposits,
Cash & due from
ind., part., corp......... . 5
depositories................ 4 236
Time & savings dep.,
U.S. Treasury securities . 3 135
ind., part., corp......... . 37
Oblig. of other U.S.
U.S. Gov’t deposits. . . .
Government agencies
Deposits of States
and corporations........ 12 319
Oblig. of States and
and subdivisions . . . . . 2
Certified and
political subdivisions.. 5 879
All other securities..........
Officers’ Checks . . . .
40
Excess funds sold and
Total D eposits.......... 45
sec. resell agreements . 1 300
Excess funds purchased
Loans, N e t...................... 22 137
and sec. repurchase
Bank premises, furniture
agreements................
and fix tu re s................
790
All
other liabilities........
All other assets................
936
Total Liabilities........ 47

Thou.

405
636
249
355
278
923
747
716
386

Equity Capital

Capital (#sh. au. 5,000) .
(# sh. outst. 5,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL .......................... 50 772



500
1 600
686
2 786

TOTAL ...................... 50

600
772

Sixty-Ninth Report

61

CLINTON STATE BANK, CLINTON
Population 1,284
Van Buren County
Chartered October 16, 1946 P.0. Box 57 Telephone Number 745-2441
Zip Code 72031
Number of Branches: Inside City — 1; Outside City — 3
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*JimS. G o w e n ........President & CEO
Dyke Jo h n so n ..............Sr. Vice Pres.
Bud M cKnight....................Vice Pres.
Charles Smith ........................Cashier
John L. Jo h n so n ................ Chairman

John L. Johnson, Chairman
Jim S. Gowen
Dyke Johnson
Paul L. Bone
Roy Lefler, Jr.
Joe Lee
Jay W. Jackson

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 6
U.S. Treasury securities . 7
Oblig. of other U.S.
Government agencies
and corporations........ 7
Oblig. of States and
political subdivisions.. 6
Excess funds sold and
sec. resell agreements . 4
Loans, N e t...................... 26
Bank premises, furniture
and fix tu re s................
All other assets................ 1

394
644
180
265
150
313
604
298

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 6
Time and savings dep.,
ind., part., corp........... 44
U.S.Gov’t, deposits . . . .
Deposits of States
and subdivisions........ 1
Certified and
Officers’ checks..........
Total D eposits............ 53
Excess funds purchased
and sec. repurchase
agreements..................
All other liabilities..........
Total Liabilities.......... 54

948
601
36
673
403
661
209
307
177

Equity Capital

Capital (#sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital rese rv e ............
Total equity cap ital. . .
TOTAL .......................... 59




848

400
1 000
4 271
5 671

TOTAL ...................... 59

848

62

State of Arkansas:

Bank Department

FIRST STATE BANK
AND TRUST COMPANY, CONWAY
Population 20,375
Faulkner County
Chartered February 8, 1946 P.O. Box 729 Telephone Number 329-5656
Zip Code 72032
Number of Branches: Inside City — 2; Outside City — 3
Number of CBCT’s: Inside City — 2; Outside City — None
Bank Holding Company Affiliate: Conway Bancshares, Inc.
Principal Officers:

Directors:

* James G. W illiam son, Jr............Chm n. o f Board
B.J. D a u g h e r ty .........................................President
Louis E. Stell .......................Exec. Vice President
Thom as E. Bentley, Jr........... Sr. V .P . & Cashier
R ic h a r d P .C la r k .il .................. Vice Pres. & TO
Jack Humphrey ...............................Vice President
A. Glen R o s s .........................................................Vice President
John C. S ta n to n ..................................................Vice President
Kenne K etch esid e................................................Vice President
Bruce Thornton ...............................Vice President

♦Designates C hief Executive O fficer

W illiam M. Clark
B.
J. Daugherty
C. Joseph Giroir, Jr.
Alphonse M. Hiegel
T. M ilton H onea
J.W . McCracken
J.F. O ’Kelley
Frank E. Robins, 111
Earl F. Rogers
Stanley Russ
M .M . Satterfield
Louis E. Stell
James G. W illiam son, Jr.
Thom as G. W ilson
James Brewer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 8 525
U.S. Treasury securities . 9 481
Oblig. of other U.S.
Government agencies
and corporations........ 6 544
Oblig. of States and
political subdivisions.. 18 175
All other securities.......... 1 610
Loans, N e t...................... 59 721
Bank premises, furniture
and fix tu re s................ 1 484
All other assets................ 1 956

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 15 669
Time & savings dep.,
ind., part., corp........... 68 286
25
U.S. Gov’t deposits........
Deposits of States
and subdivisions........ 10 840
Certified and
Officers’ C hecks........ .......... 989
Total D eposits............. 95 809
Excess funds purchased
and sec. repurchase
agreements..................
855
All other liabilities........... 1 481
Total Liabilities........... 98 145
Equity Capital

Cap. (#sh. au. 100,000) .
(# sh. outst. 100,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .

TOTAL



107 496

TOTAL

1 000
3 000
5
9

351
351

107 496

Sixty-Ninth Report

63

THE CORNING BANK, CORNING
Population 3,650
Clay County
Chartered January 29, 1931 PO. Box 439 Telephone Number* 857-3592
Zip Code 72422
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

Mrs. Sam L. M a n att..........Chairman
Sam L. Manatt, Jr___Vice Chairman
*Jim M a n a tt.........................President
Donis Sim pson.................. Exec. V.P.
Jim V in so n ............................Sr. V.P.

♦Designates C hief Executive O fficer

Mrs. Sam L. Manatt
Sam L. Manatt, Jr.
Jim Manatt
Donis Simpson
Louise Coleman
Dr. B.C. Page
Paul Moore
Ray Thomas
Ben Williams
Harold Riggan, Jr.
Franklin Hall
Jan V. Rockwell
A.C. Woods

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities .
Oblig. of States and
political subdivisions.. 3
Loans, N e t...................... 28
Bank premises, furniture
and fix tu re s................
All other assets................ 2

033
204
392
180
588
853

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 7 280
Time & savings dep.,
ind., part., corp............ 23 696
U.S. Gov’t deposits........
16
Deposits of States
and subdivisions.......... 1 478
All other d e p o sits..........
50
Certified and
Officers’ C h eck s........ .............1_3
Total D eposits............. 32 533
Excess funds purchased
and sec. repurchase
800
agreements..................
All other liabilities.......... .......... 324
Total Liabilities.......... 33 657
Equity Capital

Capital (# sh.au. 15,000)
(# sh. outst. 15,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL .......................... 37



250

375
1 500
1 586
3 461

TOTAL ...................... 37

132
250

64

State of Arkansas:

Bank Department

FIRST STATE BANK, CROSSETT
Population 6,706
Ashley County
Chartered May 13, 1963 P.O. Box 638 Telephone Number 364-5131
Zip Code 71635
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Richard E. G riffin.............. Chairman
Z.M. S te ll........................Exec. V.Pres
*M. Gerald Holland............. President
Cheryl G o o d w in .............. '... .Cashier
Jeanie P arker..................Adm. Officer

Directors:

Charles Baxley
H.A. Etheridge
Richard E. Griffin
M. Gerald Holland
James S. Nolley
C.E. Ripley
Donald R. Rodgers
Z.M. Stell
E.A. Tucker

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................. 1 277
U.S. Treasury securities .
699
Oblig. of other U.S.
Government agencies
and corporations........ 1 712
Oblig. of States and
political subdivisions.. 1 775
All other securities...........
199
Excess funds sold and
sec. resell agreements .
500
Loans, N e t....................... 8 594
Bank premises, furniture
and fix tu re s.................
282
All other assets.................
918

Liabilities

Equity Capital

Capital (# sh. au. 40,000)
(# sh. outst. 40,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .

TOTAL




15 956

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 115
Time & savings dep.,
ind., part., corp........... 10 523
U.S. Gov’t deposits........
22
Deposits of States
and subdivisions........ 1 761
Certified and
Officers’ C h eck s........ ............ 80
Total D eposits............. 14 501
All other liabilities..........
393
Total Liabilities........... 14 894

TOTAL

400
200
462
1 062
15 956

Sixty-Ninth Report

65

DANVILLE STATE BANK, DANVILLE
Population 1,712
Yell County
Chartered October 3, 1930 P.O. Box 609 Telephone Number 495-2236
Zip Code 72833
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*John Ed Chambers, J r.........President
Edward J. T a y lo r............Sr. V. Pres.
Bobby E. Ramey . . . . V.P. & Cashier
John Ed Chambers, I I I ........ V. Pres.
ElouiseC. L a u rie .................. V. Pres.
Odean P a rk e r........................ V. Pres.
Paul W illett............................ V. Pres.

John Ed Chambers, Jr.
John Ed Chambers, III
Mike Cornwell
Lloyd R. George
Fay Mathis
Todd Sanders
Charles Sloan
Edward J. Taylor

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 5
U.S. Treasury securities . 5
Oblig. of other U.S.
Government agencies
and corporations........ 4
Oblig. of States and
political subdivisions.. 8
Excess funds sold and
sec. resell agreements . 2
Loans, N e t...................... 26
Bank premises, furniture
and fix tu re s................
All other assets................ 1

939
501
372
016
500
466
305
537

Liabilities

Equity Capital

Capital (#sh. au. 10,000)
(# sh. outst. 10,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




54 636

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 894
Time & savings dep.,
ind., part., corp...............43 120
U.S. Gov’t deposits........
12
Deposits of States
and subdivisions........ 2 882
Certified and
Officers’ C h eck s........ ...........162
Total D eposits............. 49 070
All other liabilities.......... .......... 442
Total Liabilities........... 49 512

TOTAL

250
2

250

2 624
5 124

54 636

State of Arkansas:

66

Bank Department

ARKANSAS VALLEY BANK, DARDANELLE
Population 3,621
Yell County
Chartered August 29, 1961 P.O. Box 330 Telephone Number 229-2151
Zip Code 72834
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Bankstock Two, Inc.
Principal Officers:

Directors:

*Carl G. H olt..........................Chairman
L. Steven R o s s ...................... President
Judy E llio tt.............................. V. Pres.
D orthyG eibe............................Cashier
Soyna L e e ...................... Asst. V. Pres.
Nancy Moore ...............Asst. V. Pres.
Connie Stone.................. Asst. V. Pres.
Fred C. Tanner, Jr. .. .Asst. V. Pres.
Erma C row ..................... Asst. Cash.
Carol W atson................. Asst. Cash.
________
♦Designates C hief Executive O fficer

Dr. Gilroy Cornwell
James R. Ford
Carol Ann Gleason
John Harris
Carl G. Holt
Rosemary Holt
Dennis James
Robert Keenan
J.L. Mosley
Dr. Gene Ring
Steven Ross
Rennae Sims
Wm. Thornsberry

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2 090
U.S. Treasury securities .
786
Oblig. of States and
political subdivisions.. 1 221
All other securities........
2 843
Loans, N e t...................... 18 172
Bank premises, furniture
492
and fix tu re s................
All other assets................
531

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 401
Time & savings dep.,
ind., part., corp............ 20 890
U.S. Gov’t deposits........
28
Deposits of States
and subdivisions........
991
All other d e p o sits..........
27
Certified and
Officers’ C hecks........ ............ M
Total D eposits............. 24 418
Excess funds purchased
and sec. repurchase
agreements..................
158
All other liabilities.......... .......... 225
Total Liabilities........... 24 801
Equity Capital

Capital (# sh. au. 32,852)
329
(tt sh. outst. 32,852)
S urplus............................
571
Undivided profits and
capital reserv e............ ...........1_84
Total equity capital ..
1 084
Subordinated notes
and debentures............
250
TOTAL



26

135

TOTAL

26

135

67

Sixty-Ninth Report

BANK OF DARDANELLE, DARDANELLE
Population 3,621
Yell County
Chartered September 12, 1934 P.O. Box 90 Telephone Number 229-3311
Zip Code 72834
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:

Directors:

*H.M. Orsburn, J r .................President
Noel VanDover........................V. Pres.
V.E. L am b ert......................... V. Pres.
Janelle P a r k e r ......................... Cashier
Janetta J a y ....................Asst. Cashier

B.K. Berry
L.R. Berryhill
Fanny B. George
John L. Hamilton
Evelyn H. Jones
H.M. Orsburn, Jr.
Noel VanDover
Jimmy Wallis
Billy B. Woodson

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions. .
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... .
Bank premises, furniture
and fix tu re s................
All other assets................

1 884
7 797
4

1 402
2 085
14 810

TOTAL .......................... 33




523

790
693

984

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp......... . 3
Time & savings dep.,
ind., part., corp......... . 25
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . . . 1
Certified and
Officers’ Checks . . . .
Total D eposits.......... 30
All other liabilities........
Total Liabilities........ 30

192
813
19
431
48
503
384
887

Equity Capital

Capital (# sh. au. 8,000)
(# sh. outst. 8,000)
Surplus..........................
Undivided profits and
capital rese rv e ............ ?
Total equity capital .. . 3
TOTAL ...................... 33

200
625
272
097
984

State of Arkansas:

68

Bank Department

DECATUR STATE BANK, DECATUR
Population 1,034
Benton County
Chartered May 27, 1954 P.O. Box 38 Telephone Number 752-3281
Zip Code 72722
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Lloyd E. Peterson..............Chairman
*Vernon A u s tin .................... President
Benny In m an ......................Vice Pres.
Wanda R. Tormey ............Vice Pres.
Bill M ontgom ery.......... Asst. Cashier

♦Designates C hief Executive O fficer

Directors:

Lloyd Peterson
Dorothy Mae Peterson,
James T. Hudson
Dr. E.N. McCollum
L. Victor Evans
Harold M. Lee
Richard E. Wilmoth
Vernon Austin
Tom M. Edmiston

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 202
U.S.Treasury securities..
309
Oblig. of other U.S.
Government agencies
and corporations........
195
Oblig. of States and
political subdivisions.. 1 337
Excess funds sold and
sec. resell agreements . 4 900
Loans, N e t...................... 10 443
Bank premises, furniture
and fix tu re s................
571
All other assets................
280

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 671
Time & savings dep.,
ind., part., corp............ 13 856
U.S.Gov’t, deposits . . . .
1
Deposits of States
and subdivisions........
404
Certified and
Officers’ C h eck s........ .......... 220
Total D eposits............. 17 152
All other liabilities.......... ...........1_60
Total Liabilities........... 17 312
Equity Capital

Capital (# sh. au. 7,000) .
350
{# sh. outst. 7,000)
S urplus............
350
Undivided profits and
capital reserv e............. 1 225
Total equity capital . . . 1 925

TOTAL




19 237

TOTAL

19 237

Sixty-Ninth Report

69

BANK OF DELIGHT, DELIGHT
Population 439
Pike County
Chartered June 16, 1911 PO. Box 68 Telephone Number 379-2293
Zip Code 71940
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

Cecil E. Johnson, Jr. .Chm. of Board
*01en H e n d rix ........................ President
Darwin H endrix............ Ex. V. Pres.
Gus W ingfield.......................... V. Pres.
Edna J o h n s o n .......................... Cashier
Jan M itchell.................. Asst. Cashier

Buford Hendrix
Cecil E. Johnson, Jr.
Darwin Hendrix
Olen Hendrix
Clib May
Ludis Rhodes
Alvis Stokes
Clarence Anthony
Gus Wingfield

“Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 730
4 201
638
1 373
126
5

275
528
99
324

Liabilities

Equity Capital

Capital (#sh. au. 6,250) .
sh. outst. 6,250)
Surplus............................
Undivided profits and
capital rese rv e ............
Total equity capital . . .

TOTAL




14 294

Mil. Thou.

Demand deposits,
ind., part., corp........... 1 278
Time & savings dep.,
ind., part., corp........... 10 619
U.S. Gov’t deposits........
2
Deposits of States
and subdivisions........
812
Certified and
Officers’ C h eck s........ .............. 7
Total D eposits............ 12 718
All other liabilities.......... .......... 258
Total Liabilities.......... 12 976

TOTAL

156
700
462
1 318

14 294

70

State of Arkansas:

Bank Department

FIRST STATE BANK OF DE QUEEN, DE QUEEN
Population 4,594
Sevier County
Chartered August 26, 1974 P.O. Box 970 Telephone Number 642-4423
Zip Code 71832
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

♦Cole M artin ............President & CEO
Robert A. Card . - Sr. V.P. & Cashier

Cole Martin
Coy Wiles
Dennis Smiley
Gary Bell
Don Stemple
Lou Gray
R.S. Harris
William H. Hodge

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 231

492
2 386
100

825
9 099
448
386

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............. 1 834
Time & savings dep.,
ind., part., corp............ 10 432
U.S. Gov’t deposits........
16
Deposits of States
and subdivisions........ 1 087
Certified and
Officers’ C h eck s........ ...........140
Total D eposits............. 13 509
All other liabilities.......... ...........146
Total Liabilities........... 13 655
Equity Capital

Capital (# sh. au. 30,000)
300
(# sh. outst. 30,000)
S urplus............................
400
Undivided profits and
capital reserv e...................... 542
Total equity capital ..
1 242
Subordinated notes
and debentures............
70

TOTAL




14 967

TOTAL

14 967

Sixty-Ninth Report

71

DERMOTT STATE BANK, DERMOTT
Population 4,731
Chicot County
Chartered July 8, 1935 P.O. Box C Telephone Number 538-3266
Zip Code 71638
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

John M. B axter....................Chairman
*James S. S u itt........................President
Clarence H orton..............Sr. V. Pres.
& Trust Officer
Frank Henry, J r........................V. Pres.
Mrs. Frances Spratlin.............. V. Pres.
Mrs. June F a rre ll................ Asst. V.P.
Mrs. Becky Jenkins.................. Cashier
Mrs. Lois Compton . . . .Asst. Cashier

John M. Arnn
John M. Baxter
W.A. Baxter
E. Lephiew Dennington
R.H. Dennington
Frank Henry, Jr.
Clarence Horton
Bernard Levi
Lawrence W. Levi
Swan B. Moss, Jr.
Robert H. Rasco
James S. Suitt

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

TOTAL




Mil. Thou.

4

719
144

3 264
2

341
761

2

600
911
279
336

15 355

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 060
Time & savings dep.,
ind., part., corp........... 10 129
1
U.S. Gov’t deposits........
Deposits of States
and subdivisions........
845
Certified and
Officers’ C h eck s........ ............ 24
Total D eposits............. 13 059
All other liabilities.......... .......... 213
Total Liabilities........... 13 272
Equity Capital

Capital (#sh. au. 18,000)
(# sh. outst. 18,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL

450
550
1 083
2 083

15 355

72

State of Arkansas:

Bank Department

FIRST STATE BANK OF DERMOTT, DERMOTT
Population 4,731
Chicot County
Chartered October 15, 1976 P.O. Box 0 Telephone Number 538-3221
Zip Code 71638
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

H.W. Thomas, M .D...........Chairman
*Tom G rum bles...................President
Mary K. T ucker..............Ex. V. Pres.
Rex M. Vaughn...................... V. Pres.

William Bulloch
Bill Courtney
Don L. Elfing
Robert Gibson
Tom Grumbles
Leonard Hampson
Don Scott
H.W. Thomas, MD
Mary K. Tucker
Robert B. Gibson

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions. .
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

2

622
973
600

3 045
393
150
6 065
151
290

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 794
Time & savings dep.,
ind., part., corp........... 9 525
Deposits of States
and subdivisions........ 1 191
All other d e p o sits..........
264
Certified and
Officers’ C h eck s........ ............ 46
Total D eposits............. 12 820
All other liabilities.................... 241_
Total Liabilities........... 13 061
Equity Capital

Capital (#sh. au. 18,750)
150
(# sh. outst. 15,000)
S urplus.............
600
Undivided profits and
capital reserv e..............
478
Total equity capital . . . 1 228

TOTAL




14 289

TOTAL

14 289

Sixty-Ninth Report

73

FARMERS & MERCHANTS BANK, DES ARC
Population 2,021
Prairie County
Chartered January 20, 1902 P.O. Box 369 Telephone Number 256-4191
Zip Code 72040
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Directors

Principal Officers:

*Sherod S. W h ite ................... President
William A. Lindsay, J r.......... V. Pres.
Dora M. H ollow ay.................Cashier
Betty H u n t ................... Asst. Cashier
Betty S. H o llis............. Asst. Cashier
Faye S m ith ....................Sec. to Board
S.R. Nichols.........................Chairman
G.P. Mullen ..............Vice Chairman

J.E. Berry
Guyman Devore
Willis Eddins
W.A. Lindsay, Jr.
R.
L. Morton
G.
P. Mullen
S.
R. Nichols
J.F. Orsi, Jr.
O.L. Simmons
S.S. White
H.
L. Nichols

‘ Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30. 1983
Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securities..............
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

2
2

330
330

6 425
6

289
980
6 393
104
597

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 432
Time & savings dep.,
ind., part., corp........... 16 270
U.S. Gov’t deposits........
25
Deposits of States
and subdivisions........ 1 541
Certified and
Officers’ C h e c k s........ .......... 344
Total D eposits............. 20 609
All other liabilities.......... .......... 256
Total Liabilities........... 20 865
Equity Capital

Capital (# sh.au. 64,420)
(# sh. outst. 64,420)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




25 448

TOTAL

644
1 100
2
4

839
583

25 448

74

State of Arkansas:

Bank Department

DeWITT BANK & TRUST COMPANY, DeWITT
Population 3,928
Arkansas County
Chartered March 1, 1929 P.O. Drawer 71 Telephone Number 946-3531
Zip Code 72042
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Elmer A. Ferguson............Chairman
of the Board
Julian Brown..............Vice Chairman
of the Board
*B. Gene S ta to n .................... President
T.F. H udso n........Sr. V.P. & Cashier
Dale K. Bennett..................Vice Pres.
Frank Ellis, J r..................... Vice Pres.
and Sr. Trust Officer

Directors:

Olive S. Bel
W .H. Botts
Julian Brown
E.E. Denman
Ray D. Dickson
Elmer A. Ferguson
Leonard J. Hensgens
Charles W. Rasco, III
Nancy F. Rasco
B. Gene Staton
Jack Whitmore

‘ Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 3 776
U.S. Treasury securities . 2 094
Oblig. of other U.S.
Government agencies
and corporations........ 6 574
Oblig. of States and
political subdivisions.. 7 461
All other securities..........
240
Excess funds sold and
sec. resell agreements . 7 525
Loans, N e t...................... 15 086
Bank premises, furniture
and fix tu re s................
821
All other assets................
906

Liabilities

Equity Capital

Capital (# sh. au. 18,000)
(# sh. outst. 18,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




44 483

\m . ihou.

Demand deposits,
ind., part., corp............ 5 251
Time & savings dep.,
ind., part., corp.............. 30 145
U.S. Gov’t deposits........
2
Deposits of States
and subdivisions.........
1 726
Certified and
Officers’ C hecks........ ............ 54
Total D eposits............. 37 178
All other liabilities.......... .......... 519
Total Liabilities........... 37 697

TOTAL

450
2 050
4 286
6 786

44 483

Sixty-Ninth Report

75

PEOPLES BANK, DIERKS
Population 1,249
Howard County
Chartered November 17, 1970 P.O. Box 123 Telephone Number 286-2121
Zip Code 71833
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

Flynn J u s tu s ..............Vice Chairman
*Jerry J a c o b s ........................President
Sam m yeW inton................ Vice Pres.
Beth C o x ........................Asst. V.P. &
Cashier

John H. Hendrix
Flynn Justus
Jerry Jacobs
C.E. Hendrix, Jr.
Reese D. Kirby

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30. 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

2

549
998

1 756
4
9

565
507
161
867

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 414
Time & savings dep.,
ind., part., corp........... 14 270
U.S. Gov’t deposits........
3
Deposits of States
and subdivisions........ 1 041
Certified and
Officers’ C h e c k s.................... 99
Total D eposits............. 17 827
All other liabilities.......... .......... 204
Total Liabilities........... 18 031
Equity Capital

Capital (#sh. au. 5,400) .
135
(# sh. outst. 5,400)
Surplus......................... 1
865
Undivided profits and
capital reserv e.......................372
Total equity capital . . . 2 372

TOTAL




20 403

TOTAL

20 403

State of Arkansas:

76

Bank Department

BANK OF DOVER, DOVER
Population 650
Pope County
Chartered September 29, 1905 P.O. Box 334 Telephone Number 331-2121
Zip Code 72837
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Joe B reashears.................... President
Phil W orthen........................Vice Pres.
Joyce Churchill....................Asst. V.P.
Mary M a rtin ........................Asst. V.P.
Marilyn P ritc h a rd ........ Asst. Cashier
Elaine Rackley.............. Asst. Cashier

T.C. Campbell
David Bewley
Joe Breashears
Bill Harms
Stanford Lee
Vance Churchill*

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 853
3 248
1 705
2

141

1 100
8 723
388
381

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 793
Time & savings dep.,
ind., part., corp........... 14 257
U.S. Gov’t deposits........
1
Deposits of States
and subdivisions........ 1 300
All other d e p o sits..........
252
Certified and
Officers’ C h eck s........ ...........109
Total D eposits............. 17 712
All other liabilities.......... ...........124
Total Liabilities........... 17 836
Equity Capital

Capital (# sh. au. 9,200) .
(# sh. outst. 9,200)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital..
Subordinated notes
and debentures............

TOTAL




19 539

TOTAL

230
700
673
1 603
100

19 539

Sixty-Ninth Report

77

DUMAS STATE BANK, DUMAS
Population 6,091
Desha County
Chartered January 11, 1974 P.O. Box 700 Telephone Number 382-4204
Zip Code 71639
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Dumas Bancshares
Directors:

Principal Officers:

*James R. H a ll.......................President
and Chairman
Anita G rim es...........................Cashier
Thomas F. Jones, J r.........Installment
Loan Officer
Bernestine Huskey........ Asst. Cashier

A.O. French, Jr.
James R. Hall
Dr. Howard Harris
Dorothy Moore
L. David Stubbs
Bill Teeter
M. E. McDonald
Herman Vickers
W.A. West
Merle F. Peterson

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securities..........
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

346
500
3 005
958
301
4 676
291
261

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............
1 426
Time & savings dep.,
ind., part., corp............ 6 417
Deposits of States
and subdivisions.......... 1 030
Certified and
Officers’ C hecks.......... .............24
Total Deposits.............. 8 897
Excess funds purchased
and sec. repurchase
agreements....................
200
All other liabilities.......... ........... 154
Total Liabilities............ 9 251
Equity Capital

Capital (#sh. au. 30,000).
(# sh. outst. 30,000)
Surplus..............................
Undivided profits and
capital reserve...............
Total equity capital. . . .

TOTAL



10 338

TOTAL

300
600
T87
1 087

10 338

78

State of Arkansas:

Bank Department

MERCHANTS AND FARMERS BANK, DUMAS
Population 6,091
Desha County
Chartered May 9, 1909
P.O. Drawer D
Telephone Number 382-4311
Zip Code 71639
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Claud T. Frank . . . Pres. & Chmn. of Board
David J. G arrett........ Exec. V.P. & Cashier
Loral M. Adcock............ Sr. Vice President
J. Michael Jo n es........ V.P. & Trust Officer
Gloria M. D aniel.. Asst. V.P. & Asst. T.O.
Lugean Z ie m a n ........Asst. V.P. & Auditor
Marie Tucker .. .Asst. V.P. & Branch Mgr.
R ondyJ.L ee .............................. Asst. V.P.
Dwayne R. Snyder...................... Asst. V.P.
Essie S ta h l................................Asst. Cashier
Sharon C antrell........................Asst. Cashier
Glenda O w en............................Asst. Cashier

Loral Adcock
Robert Adcock
J.E. Allmon, Jr.
Charles Dante
Claud T. Frank
Edgar C. Gannaway
Marion S. Gill
Harold L. Jones
Clifton L. Meador
David O. Porter, III
Thomas F. Shea

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30. 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities . 1
Oblig. of other U.S.
Government agencies
and corporations........ 3
Oblig. of States and
political subdivisions.. 6
All other securities..........
Excess funds sold and
sec. resell agreements . 5
Loans, N e t...................... 15
Bank premises, furniture
and fix tu re s................
All other assets................

859
348
406
451
200
650
088
304
834

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 940
Time & savings dep.,
ind., part., corp............ 25 473
U.S. Gov’t deposits........
38
Deposits of States
and subdivisions........ 2 664
Certified and
Officers’ C h eck s........ ...........194Total D eposits............ 31 309
Excess funds purchased
and sec. repurchase
71
agreements..................
All other liabilities..........
480
Total Liabilities.......... 31 860
Equity Capital

Capital (Jt sh. au. 40,000)
(# sh. outst. 40,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL



36

140

1 000
1 000
2 280
4 280

TOTAL ..................... 36

140

Sixty-Ninth Report

79

EARLE STATE BANK, EARLE
Population 3,517
Crittenden County
Chartered April 24, 1947 P.O. Box 248 Telephone Number 792-8613
Zip Code 72331
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

*J.E. Brooks..........................President
Mary E. Davis............V.P. & Cashier
John Ed G regson........ Vice President
Wanda S. Armstrong . .Asst. Cashier
Iris V. C ole.................... Asst. Cashier
Chris L e h m a n ...............Vice Pres. &
Crawfordsville Branch Mgr.

Directors:

J.W. Young, Jr.
J.E. Brooks
C.E. Morrison, Jr.
W.P. Morrison
Richard C.Twist
David S. Wallace
James H. Taylor, Jr.

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2 053
U.S. Treasury securities . 2 313
Oblig. of other U.S.
Government agencies
and corporations........ 3 933
Oblig. of States and
political subdivisions.. 3 331
Excess funds sold and
sec. resell agreements . 1 200
Loans, N e t...................... 10 757
Bank premises, furniture
and fix tu re s................
497
All other assets................
639

Liabilities

Equity Capital

Capital (# sh.au. 50,000)
(# sh. outst. 50,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .

TOTAL




24 723

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 939
Time & savings dep.,
ind., part., corp............ 16 220
U.S. Gov’t deposits........
5
Deposits of States
and subdivisions........ 2 092
Certified and
Officers’ C h eck s........ ............ 55
Total D eposits............. 21 311
All other liabilities.......... .......... 338
Total Liabilities........... 21 649

TOTAL

500
1 000
1 574
3 074

24 723

80

State of Arkansas:

Bank Department

THE DELTA STATE BANK, ELAINE
Population 991
Phillips County
Chartered December 30, 1947 P.O. Box 295 Telephone Number 827-3397
Zip Code 72333
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Mary Louise Demoret Jones .. .Pres.
and Cashier
Lamar M a rk s ...................... Secretary

Mary Louise Demoret Jones
Esley E. Johnson, Sr.
Lamar Marks

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................
U.S.Treasury securities
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

T O T A L ..........................




1 292
100
450
14
200
375
14
14

2 459

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 1 062
U.S. Gov’t deposits........
1
Deposits of States
and subdivisions........
472
Certified and
Officers’ C h eck s........ .............. 4
Total D eposits............
1 539
Total Liabilities........... 1 539
Equity Capital

Capital (#sh. au. 1,600) .
(# sh. outst. 1,600)
S urplus...........................
Undivided profits and
capital reserv e............
Total equity capital. . .

40

800
920

T O T A L ......................

2 459

80

Sixty-Ninth Report

81

THE EXCHANGE BANK AND TRUST
COMPANY, EL DORADO
Population 27,500
Union County
Chartered August 12, 1933 P.O. Box 641 Telephone Number 862-6683
Zip Code 71730
Number of Branches: Inside Citv — 1: Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Exchange Bancshares, Inc.
Principal Officers:

Directors:

Edward H u rle y ....................Chairman
*J. Thomas M ay.................... President
Steve L ev erette............ Sr. Vice Pres.
Doris Cawvey .....................Vice Pres.
Ken G oudy............................Vice Pres.
Carolyn Beavers.................. A sst.V .P.
Glenn Ram bin..................... Asst. V.P.
David S m ith ................. Loan Officer
James H. L u d w ig ................Vice Pres.
Shayne C raw ford................ A sst.V .P.
Yvonne Eudy .....................Asst.V.P.
Bonnie Hogan . . .Marketing Director
Tandy M enefee....................Vice Pres.

Bruce Anthony
Dr. Carey E. Clark
James W. Garrison
George R. Haefner
Edward Hurley
D.R. James, Jr.
J. Thomas May
Charles Thomas
Dr. John R. Williamson
Cliff Wright
Jerry Young
_______
‘ Designates C hief Executive

Officer

STATEMENT AS OF JUNE 30, 1983

Mil. Thou.
Assets
Cash & due from
depositories................ 5 500
U.S. Treasury securities . 7 025
Oblig. of other U.S.
Government agencies
and corporations........ 5 189
Oblig. of States and
political subdivisions. . 8 503
961
All other securities..........
Excess funds sold and
sec. resell agreements . 6 075
Loans, N e t...................... 32 215
Bank premises, furniture
and fix tu re s................ 1 022
All other assets................ 1 368

Liabilities
Demand deposits,
ind., part., corp...........
Time & savings dep.,
ind., part., corp...........
U.S. Gov’t deposits........
Deposits of States
and subdivisions........
All other deposits ..........
Certified and
Officers’ C h e c k s........
Total D eposits............
Excess funds purchased
and sec. repurchase
agreements..................
All other liabilities..........
Total Liabilities..........
Equity Capital
Capital (#sh. au. 40,000)
(# sh. outst. 40,000)
Surplus............................
Undivided profits and
capital rese rv e ............
Total equity capital . . .
Subordinated notes
and debentures............

TOTAL .......................... 67



858

Mil. Thou.
10 949
45

938
103

3 051
22
60

225
288

822
1 641
62 751
1 000
1 000
2 607
4 607

TOTAL ...................... 67

500
858

82

State of Arkansas:

Bank Department

BANK OF ELKINS, ELKINS
Population 601
Washington County
Chartered June 1, 1912 P.O. Box 333 Telephone Number 643-2131
Zip Code 72727
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — 1
Principal Officers:

Directors:

John A. Bunch, ................ Chairman
*Joel L. B unch......................President
Joyce R. Bunch . .Exec. V.P. &Cash.
Randall D. H a r p e r ............ Vice Pres.
Margie E a to n ................Asst. Cashier

John A. Bunch, Sr.
Joel L. Bunch
Joyce R. Bunch
J.E. Bunch
David R. Malone

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 001
3 241
2

865

819
7 084
176
420

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 5 417
Time & savings dep.,
ind., part., corp........... 7 713
U.S. Gov’t deposits........
1
Deposits of States
and subdivisions........
449
All other d e p o sits..........
238
Certified and
Officers’ C h eck s...................KB
Total D eposits............. 13 919
Excess funds purchased
and sec. repurchase
agreements..................
350
All other liabilities.......... ...........137
Total Liabilities.......... 14 406
Equity Capital

Capital (#sh. au. 12,500)
250
(# sh. outst. 10,000)
S urplus...................
525
Undivided profits and
capital reserv e...........
425
Total equity cap ital. . .
1 200

TOTAL




15 606

TOTAL ..................... 15 606

Sixty-Ninth Report

83

BANK OF ENGLAND, ENGLAND
Population 3,186
Lonoke County
Chartered August 23, 1898 P.O. Box 70 Telephone Number 842-2555
Zip Code 72046
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Seth Boles, J r ........................ President
O thaE. Frizzell.......................Cashier
Gary R. Canada, Sr. .. .Asst. Cashier
Wilma J. Darling.......... Asst. Cashier
Clara L. N ew to n .......... Asst. Cashier

Seth Boles, Jr,
Otha E. Frizzell
Gary R. Canada, Sr.
Thomas O. Murchison, Sr.

■"Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions. . 1
Excess funds sold and
sec. resell agreements . 2
Loans, N e t...................... 4
All other assets................

828
699
957
823
000
908
6

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 560
Time & savings dep.,
ind., part., corp........... 7 000
U.S.Gov’t, deposits . . . .
1
Deposits of States
87
and subdivisions........
Certified and
Officers’ C h eck s.....................10
Total D eposits............ 9 658
All other liabilities.......... ............ 36
Total Liabilities.......... 9 694
Equity Capital

Capital (#sh. au. 10,000)
100
(# sh. outst. 10,000)
Surplus..............
750
Undivided profits and
capital reserv e...............
677
Total equity capital . . . 1 527

TOTAL




11 221

TOTAL

11 221

84

State of Arkansas:

Bank Department

THE CITIZENS BANK, ENGLAND
Population 3,186
Lonoke County
Chartered January 14, 1931 P.O. Box 190 Telephone Number 842-2541
Zip Code 72046
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

*FrankieL. P r a tt ..................President
Kaye L. W ood............V.P. & Cashier
Charlene Black..............Asst. Cashier

Directors:

Lois Rutherford
Ben B. Morris
John W. Gann
Kaye L. Wood
Frankie L. Pratt

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 490
U.S. Treasury securities . 3 785
Oblig. of other U.S.
Government agencies
299
and corporations........
Oblig. of States and
political subdivisions.. 1 418
Excess funds sold and
sec. resell agreements . 1 500
Loans, N e t......................
917
Bank premises, furniture
and fix tu re s........................... 175
All other assets................
264

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 632
Time & savings dep.,
ind., part., corp............ 5 196
U.S. Gov’t deposits........
6
Deposits of States
and subdivisions........
545
Certified and
Officers’ C hecks........ ............ 75
Total D eposits............. 7 454
All other liabilities.......... ............ 75
Total Liabilities........... 7 529
Equity Capital

Capital (# sh.au. 9,600) .
(# sh. outst. 9,600)
Surplus............................
Undivided profits and
capital reserv e............ 1
Total equity capital. . . 2

TOTAL




9 848

TOTAL

240
660
419
319

9 848

Sixty-Ninth Report

85

THE EUDORA BANK, EUDORA
Population 3,840
Chicot County
Chartered December 23, 1930 P.O. Box L Telephone Number 355-8311
Zip Code 71640
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Delta Bancshares, Inc.
Principal Officers:

Directors:

*Carl W. R a y ........Ex. V.P. & Cashier
Gene Keith..............................V. Pres.
Claudene Stephens . . . .Asst. Cashier
Mary R. K eller..............Asst. Cashier
Jean Connell ............... Asst. Cashier

Sam Bowman
W.K. Grubbs
Alvin Meyer
Carl Ray
Don Rebsamen
W.R. Selman
Earl E. Verser, Jr.
Jerold W. Verser
W.J. Weaver

♦Designates C h ief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities . 1
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions.. 2
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 11
Bank premises, furniture
and fix tu re s................
All other assets................

290
754
999
520
100
450
951
145
778

Liabilities

Equity Capital

Capital (#sh. au. 14,000)
(# sh. outst. 14,000)
Surplus............................
Undivided profits and
capital rese rv e ............
Total equity cap ital. . .

TOTAL




20 987

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 167
Time & savings dep.,
ind., part., corp............ 13 970
U.S. Gov’t deposits........
8
Deposits of States
and subdivisions........ 1 774
Certified and
Officers’ C h eck s........ ............ 44
Total D eposits............. 17 963
All other liabilities.......... ...........196
Total Liabilities........... 18 159

TOTAL

350
1 400
1 078
2 828

20 987

86

State of Arkansas:

Bank Department

BANK OF EUREKA SPRINGS, EUREKA SPRINGS
Population 1,990
Carroll County
Chartered May 4, 1912 P.O. Box 309 Telephone Number 253-8241
Zip Code 72632
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*JohnF. C ro ss........................President
JackE . T u ttle ..................Sr. V. Pres.
Richard G. Kelley, J r............... V. Pres.
RebaL. P y att............................Cashier

John F. Cross, Chairman
Ruth F. Cross
Lewis E. Epley, Jr.
James D. Bird
Dorothy F. Mathews
Claude C. Cross
Eagle Thomas
Wayne Johnson
Loren L. Clark

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions. . 4
Excess funds sold and
sec. resell agreements . 2
Loans, N e t...................... 11
Bank premises, furniture
and fix tu re s................
All other assets................

383
800
600
185
600
461
334
566

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 629
Time deposits,
ind., part., corp............ 13 525
U.S. Gov’t deposits........
2
Deposits of States
and subdivisions......... 1 768
Certified and
Officers’ C h eck s.................... 80
Total D eposits............. 19 004
All other liabilities.......... .......... 2U_
Total Liabilities........... 19 215
Equity Capital

Capital (# sh. au. 4,000) .
400
(# sh. outst. 4,000)
S urplus...................... 1
600
Undivided profits and
capital reserv e............ .......... 714
Total equity capital . . . 2 714

TOTAL




21

929

TOTAL

21 929

87

Sixty-Ninth Report

BANK OF EVENING SHADE, EVENING SHADE
Population 397
Sharp County
Chartered February 5, 1901 P.O. Box 98 Telephone Number 266-3215
Zip Code 72532
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Directors:

Principal Officers:

Kemp Whisenhunt, Sr........ Chairman
Alan Brock Whisenhunt V. Chairman
Kemp Whisenhunt, J r ..........President
*A.L. H o a n e y ..................Ex. V. Pres.
M.A. Graddy, Jr___V. Pres.-Cashier
Sharon K. Qualls___Operations Off.

Kemp Whisenhunt
Alan Brock Whisenhunt
Kemp Whisenhunt, Jr.
A.L. Hoaney
Joseph A. Carpenter, Jr.

♦D esignates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1

580
198
629
140

1 075
3 138
159
180

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
700
Time & savings dep.,
ind., part., corp........... 5 612
Deposits of States
and subdivisions........
306
Certified and
Officers’ C h eck s........ .............. 9
Total D eposits............ 6 627
All other liabilities.......... ............ 63
Total Liabilities.......... 6 690
Equity Capital

Capital (# sh. au. 4,000) .
100
(# sh. outst. 4,000)
Surplus...........................
249
Undivided profits and
capital reserv e......................... 60
Total equity cap ital. . .
409

TOTAL




7 099

TOTAL

7 099

88

State of Arkansas:

Bank Department

McILROY BANK & TRUST, FAYETTEVILLE
Population 38,000
Washington County
Chartered December 24, 1892 P.O. Box 1327 Telephone Number 575-1000
Zip Code 72701
Number of Branches: Inside City — 4; Outside City — None
Number of CBCT’s: Inside City — 5; Outside City — None

Directors:

Principal Officers:
*Hayden M c llro y ........ Chm. of Board
Nathan C o m b s ..................... President
J.T . M c D o n a ld .......................... Ex. V.Pres.
J.W . Gould ...................... Ex. V. Pres.
George E d w a rd s.......................... Sr. V.Pres.
Jim W ilson........................... Vice Pres.

*Designates Chief Executive Officer

James H. Stewart
Jim Bob Wheeler
Carl Collier
Charles Scharlau
James M ashburn
Millard G off
J. Frank Broyles
Hayden Mcllroy
Nathan Combs
J.T . McDonald
J.W . Gould
F.H . Martin

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
d ep o sito ries................. 15
U.S. Treasury securities . 8
Oblig. of other U.S.
Government agencies
and co rp o ratio n s........ 16
Oblig. of States and
political subdivisions. . 7
All other securities..........
1
Excess funds sold and
sec. resell agreements .
Loans, N e t ....................... 70
Bank premises, furniture
and fix tu re s ................. 1
All other assets................. 6

611
552
602
468
352
225
044
926
928

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
All other deposits ........
Certified and
Officers’ Checks . . . .
Total D ep o sits...........
Excess funds purchased
and sec. repurchase
agreem ents.................
All other liabilities........
Total L iabilities........

Mil. Thou.

. 17

166

. 74

484
308

. 12 708
. 1 126
1 264
107 056
.

9
117

216
040
312

5

111

1

Equity Capital
Cap. (#sh. au. 204,448) .
(# sh. outst. 204,448)
S u rp lu s........................... .
Undivided profits and
capital re s e rv e ...........
Total equity capital . . .
Subordinated notes
and debentures........... .
TOTAL ........................... 128



708

TOTAL .....................

1 407
3
9

378
896

1 500
178

708

Sixty-Ninth Report

89

CITIZENS BANK AND TRUST COMPANY, FLIPPIN
Population 1,072
Marion County
Chartered May 18, 1973 P.O. Box 261 Telephone Number 453-2255
Zip Code 72634
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: CB&T Bancshares, Inc.

Directors:

Principal Officers;

*Robert R. Ritter . . . .Pres. & Director
DuWayne L. Hileman .Sr. Vice Pres.
Mary Dennis ...........................Cashier
Sue Cunningham .......... Asst. Cashier
Walton A. Williams . . . . Branch Mgr.
Ron Proctor........................Loan Off.
David B o stia n ..............V .P .— Agri.

H. Guy Alexander
Peter G. Peitz
Lyle Wood
Chris Wade
Glenn Johnson
Vada Sheid
Kerm Powers
Steven G. Sanders

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

2 154
2 981
2

881
753

1 600
8 319
416
471

Liabilities

Demand deposits,
ind., part., corp............
Time & savings dep.,

Mil. Thou.

1 162

ind., part., corp............. 15 512

Deposits of States
and subdivisions.......... 1 020
Certified and
Officers’ C h e c k s.................... 20
Total D eposits............ 17 714
Excess funds purchased
and sec. repurchase
37
agreements..................
All other liabilities.......... ...........127
Total Liabilities.......... 17 878
Equity Capital

Capital (# sh.au. 24,390)
366
(# sh. outst. 24,390)
Surplus............................
600
Undivided profits and
capital reserv e............ .......... 73_[
Total equity capital . . . 1 697

TOTAL



19 575

TOTAL

19 575

90

State of Arkansas:

Bank Department

FORDYCE BANK & TRUST COMPANY, FORDYCE
Population 5,181
Dallas County
Chartered January 5, 1931 P.O. Box 352 Telephone Number 352-3107
Zip Code 71742
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

W.R. Benton, J r.................. Chairman
of the Board
*Curtis H u tc h in s................... President
K.J. G ra v e s........................Vice Pres.
Suzette Crutchfield.................Cashier

W.R. Benton, Jr.
Curtis Hutchins
J.H . Everett
L. Weems Trussed
J.W. Hearnsberger
J. Graydon Parham
E.C. Benton, Jr.

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 890
U.S. Treasury securities . 6 382
Oblig. of other U.S.
Government agencies
and corporations........ 4 347
Oblig. of States and
political subdivisions.. 4 650
Excess funds sold and
sec. resell agreements . 2 150
Loans, N e t...................... 10 301
Bank premises, furniture
and fix tu re s................
872
544
All other assets................

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 874
Time & savings dep.,
ind., part., corp............ 20 721
U.S. Gov’t, deposits___
3
Deposits of States
and subdivisions......... 2 130
Certified and
Officers’ C hecks........ ...........151_
Total D eposits............. 26 879
Excess funds purchased
and sec. repurchase
agreements..................
272
All other liabilities.......... .......... 597
Total Liabilities.......... 27 748
Equity Capital

Capital (# sh. au. 8,000) .
(# sh. outst. 8,000)
S urplus............................
Undivided profits and
capital rese rv e ............
Total equity c apital. . .

TOTAL




31

136

TOTAL

200
1 600
1 588
3 388

31

136

Sixty-Ninth Report

91

PLANTERS BANK AND TRUST
COMPANY, FORREST CITY
Population 13,803
St. Francis County
Chartered April 15, 1921 P.O. Box 471 Telephone Number 633-2833
Zip Code 72335
Number of Branches: Inside City — 1; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*RobertE. P orter..................President
Joyce L. C la rk ............Sr. Vice Pres.,
Wade H aw k in s....................Vice Pres.
A1 M iller................................Vice Pres.
David H a rd k e ......................Vice Pres.
& Branch Manager

J.R. Chappell, Jr.
Don Edmondson
O.J. Gandy, Jr.
J.C. George
J.R. Grobmyer*
Louis F. Haven, Jr.
Robert E. Porter
R.B. Twist

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 4
U.S. Treasury securities . 1
Oblig. of other U.S.
Government agencies
and corporations........ 1
Oblig. of States and
political subdivisions.. 3
All other securities..........
Excess funds sold and
sec. resell agreements . 3
Loans, N e t...................... 33
Bank premises, furniture
and fix tu re s................
All other assets................ 1

792
153
328
653
430
500
582
807
301

Liabilities

Equity Capital

Capital (# sh. au. 24,000)
(# sh. outst. 24,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




50 546

Mil. Thou.

Demand deposits,
ind., part., corp............ 10 144
Time & savings dep.,
ind., part., corp........... 30 356
U.S. Gov’t deposits........
28
Deposits of States
and subdivisions........ 3 447
Certified and
Officers’ C h eck s........ ............ 78
Total D eposits............. 44 053
All other liabilities.......... .......... 999
Total Liabilities........... 45 052

TOTAL

600
2

900

1 994
5 494

50 546

State of Arkansas:

92

Bank Department

PLANTERS AND MERCHANTS BANK, GILLETT
Population 927
Arkansas County
Chartered January 13, 1967 P.O. Box 538 Telephone Number 548-2211
Zip Code 72055
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

Keneth S m ith ........................ President
& Chairman
*LarryE. B auer..................Exec. V.P.
Alice Marie P e r itt.................... Cashier
Carolyn S ullivan.......... Asst. Cashier

Keneth Smith
Larry Bauer
Frank C. Wolfe
Herbert Holzhauer
Murl Long
W.P. Hackney
Darrel Nichols
Bobby Turner*

*Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions. .
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

689
120
491
1 006
800
6 457
96
335

Liabilities

Equity Capital

Capital (#sh. au. 12,000)
(# sh. outst. 12,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




9 994

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 789
Time & savings dep.,
ind., part., corp........... 6 341
Deposits of States
and subdivisions........
523
Certified and
Officers’ C h eck s........ .............. 6
Total D eposits............. 8 659
All other liabilities.......... ...........144
Total Liabilities........... 8 803

TOTAL

150
550
1

491
191

9 994

Sixty-Ninth Report

93

BANK OF GLENWOOD, GLENWOOD
Population 1,402
Pike County
Chartered December 27, 1912 P.O. Box 0 Telephone Number 356-2121
Zip Code 71943
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Victor H. C o x ...................... President
Lynda R obbins..................Asst. V.P.
Patricia Owens..................... Cashier
Kathryn Baxter ............Asst. Cashier

Victor H. Cox
Clift C. Lane
George E. Steel
Roy A. Wisener
Richard Cox

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securties..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

698
1 603
2

224

1 289
195
4
4

900
595
60
322

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 816
Time & savings dep.,
ind., part., corp........... 12 131
U.S. Gov’t deposits........
1
Deposits of States
and subdivisions........
478
Certified and
Officers’ C h eck s........ ............ 77
Total D eposits............. 14 503
All other liabilities.......... .......... 253
Total Liabilities........... 14 756
Equity Capital

Capital (#sh. au. 4,000) .
100
(# sh. outst. 4,000)
Surplus............................
650
Undivided profits and
capital rese rv e ............ .......... 380
Total Equity C ap ital.. 1 130

TOTAL




15 886

TOTAL

15 886

State of Arkansas:

94

Bank Department

FIRST STATE BANK, GOULD
Population 1,971
Lincoln County
Chartered January 6, 1964 P.O. Box A Telephone Number 263-4325
Zip Code 71643
Number of Branches: Inside City — None; Outside City — 1
Number .of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Harold H. Reid................Pres. & CEO
Mary L. Nolan . . . Sr.V.P. & Cashier
Ernest C. Bradshaw............ Exec. V.P.
W .J. Boren............................First V.P.
Wanda J. R o b ertso n ........ Asst. V.P.
Debbye B radley..............Asst. Cashier
Barbara Bradshaw..........Asst. Cashier
Pat Rook .......................Asst. Cashier
Wanda Janet Rieve . . . .Asst. Cashier
& Mgr. Grady Branch

K. Berzent Blagg
W. J. Boren
L.E. Branson, Jr.
W.H. Carder, Sr.
Donald L. Eifling
T.M. Fish
T.H. Free, Jr.
Victor Holthoff
Kenneth Johnson
R.C. Johnson, Jr.
R.W. Jones
Harold H. Reid

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30. 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of States and
political subdivisions. .
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 639
338
744
40
1 000
7 779
211
421

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 433
Time & savings dep.,
ind., part., corp........... 6 611
U.S. Gov’t deposits........
21
Deposits of States
and subdivisions........ 1 102
Certified and
Officers’ C hecks........ ............ 62
Total D eposits............. 10 229
All other liabilities..........
328
Total Liabilities........... 10 557
Equity Capital

Capital (# sh.au. 20,000)
(# sh. outst. 20,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .

TOTAL




12 172

TOTAL

200
900
515
1 615
12

172

Sixty-Ninth Report

95

BANK OF GRAVETT, GRAVETTE
Population 1,224
Benton County
Chartered February 28, 1898 P.O. Box 160 Telephone Number 787-5251
Zip Code 72736
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*John R. M eade.................... President
David N. W ills ............Ex. Vice Pres.
Larry L. W ilm oth..................Cashier
Margaret P e a rso n ........ Asst. Cashier
Virginia G ibson............Asst. Cashier
Wm. R. M eade................Asst. Cashier

John R. Meade
David N. Wills
C.E.McAllister
Jim Allen Edmondson
Allen McAllister
Phillip Chastain
Wm. R. Meade

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 422
U.S. Treasury securities . 5 239
Oblig. of other U.S.
Government agencies
and corporations........ 5 694
Oblig. of States and
political subdivisions.. 5 320
Excess funds sold and
sec. resell agreements .
800
Loans, N e t...................... 12 756
Bank premises, furniture
and fix tu re s................
310
All other assets................
675

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 763
Time & savings dep.,
ind., part., corp............ 23 227
U.S. Gov’t deposits........
50
Deposits of States
and subdivisions........
911
Certified and
Officers’ C h eck s........ ...........145
Total D eposits............. 28 096
All other liabilities.......... .......... 529
Total Liabilities........... 28 625
Equity Capital

Capital (#sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus.............................
Undivided profits and
capital reserv e............. 2
Total equity capital . . . 3

TOTAL




32 216

TOTAL

100
700
791
591

32 216

96

State of Arkansas:

Bank Department

FARMERS BANK, GREENWOOD
Population 3,317
Sebastian County
Chartered August 7, 1907 P.O. Box 610 Telephone Number 996-4171
Zip Code 72936
Number of Branches: Inside City — None; Outside City — 3
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

Means Wilkinson ...............Chairman
*Betty W ilkinson................... President
Stanhope W ilkinson...........Exec.V.P.
Lorene Carnes............V .P.& Cashier
J. Edward W ilkinson........Vice Pres.*

Means Wilkinson
Betty Wilkinson
Stanhope Wilkinson
Lorene Carnes
Bronson Andrews

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1
U.S. Treasury securities . 6
Oblig. of other U.S.
Government agencies
and corporations........ 7
Oblig. of States and
political subdivisions. . 3
All other securities.......... 1
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 11
Bank premises, furniture
and fix tu re s................
All other assets................

TOTAL




587
432
528
584
060
800
317
251
895

33 454

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 387
Time & savings dep.,
ind., part., corp............ 22 559
U.S. Gov’t deposits........
3
Deposits of States
and subdivisions........ 3 483
Certified and
Officers’ C hecks........ ............ 76
Total D eposits............. 29 508
487
All other liabilities..........
Total Liabilities........... 29 995
Equity Capital

Capital (#sh. au. 7,500) .
(# sh. outst. 7,500)
S urplus.............................
Undivided profits and
capital reserv e.............
Total equity capital . . .

TOTAL

300
1 700
1 459
3 459

33 454

Sixty-Ninth Report

97

THE FIRST BANK, GRIFFITHVILLE
Population 254
White County
Chartered November 6, 1905 P.O. Box 55 Telephone Number 323-4511
Zip Code 72060
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

E.O. Y ancey........................President
E.D. Yancey........................Vice Pres.
*Joyce D. Straughn........ V.P. & Cash.*

E.O. Yancey
E.D. Yancey
Jim Tarkington
M.O. Thompson

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................

T O T A L ..........................




Mil. Thou.

137
1 440
795
442
225
253
4

3 296

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
857
Time & savings dep.,
ind., part., corp............ 1 719
Deposits of States
and subdivisions........ .......... 260
Total D eposits............. 2 836
Total Liabilities........... 2 836
Equity Capital

Capital (#sh. au. 2,000) .
50
(# sh. outst. 2,000)
S urplus.............................
125
Undivided profits and
capital rese rv e .......................285
Total equity capital. . .
460
T O T A L ......................

3 296

98

State of Arkansas:

Bank Department

CLARK COUNTY BANK, GURDON
Population 2,707
Clark County
Chartered August 4, 1900 P.O. Box 10 Telephone Number 353-2534
Zip Code 71743
Number of Branches: Inside City — None; Outside City —■1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

♦John J a c k s o n ..........Chmn. of Board
Jean Boulden . . . . Sr. V.P. & Cashier
Terry Clayton ............. V.P., Loans
Linda B ittle .........................Vice Pres.
Kay S tiffle r.........................Asst. V.P.
Norma H ilto n .....................Asst. V.P.
Ola Vandiver.......................Asst. V.P.
Tommie McCauley .. .Branch Officer
Rob H ainen............Loan Ser. Officer

Directors:

C.W. Abrams
Autrey Horne
Dick Jackson
Jimmy Robbs
Maurice Stricklin
John Jackson

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................. 1 174
U.S. Treasury securities .
234
Oblig. of other U.S.
Government agencies
and corporations.........
504
Oblig. of States and
political subdivisions.. 3 840
All other securities...........
303
Excess funds sold and
sec. resell agreements .
400
Loans, N e t....................... 11 702
Bank premises, furniture
and fix tu re s.................
254
All other assets.................
477

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 127
Time & savings dep.,
ind., part., corp............ 13 637
5
U.S. Gov’t deposits........
Deposits of States
and subdivisions........ 1 413
Certified and
Officers’ C h eck s........ ............ 25
Total D eposits............. 17 207
All other liabilities.......... ...........194
Total Liabilities........... 17 401
Equity Capital

Capital (tt sh. au. 140,000).. 1 400
(tt sh. outst. 140,000)
S urplus............................
200
Undivided profits and
capital reserv e............
(113)
Total equity capital. . . 1 487

TOTAL




18 888

TOTAL

18 888

Sixty-Ninth Report

99

FARMERS BANK, HAMBURG
Population 3,394
Ashley County
Chartered March 10, 1941 P.O. Box 350 Telephone Number 853-5222
Zip Code 71646
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

Louie G. F o o te ......................President
♦William L. W o o d s___Ex. Vice Pres.
Velma J. F a rm e r................ Vice Pres.
Roy Ferrell.......................... Vice Pres.
Allen F a rm e r............................Cashier
Jettie Mae Atkins.......... Asst. Cashier

P.E. Barnes
F.P. Blanks
Joel W. Foote
Louie G. Foote
W.E. Foote, Jr.
Gordon E. Hennington, Jr.
Earl J. Scott
Jack H. Shell
E.A. Tucker

•D esignates C h ief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 619
300
2 540
1
11

950
417

366
2 980

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp......... . 2 377
Time & savings dep.,
ind., part., corp......... . 17 054
U.S. Gov’t deposits. . . .
2
Deposits of States
and subdivisions . . . .
966
Certified and
Officers’ Checks . . . .
134
Total D eposits.......... 70 533
All other liabilities........
12
Total Liabilities........ 70 545
Equity Capital

Capital (#sh. au. 5,000)
(# sh. outst. 5,000)
Surplus..........................
Undivided profits and
capital rese rv e ............
Total equity capital.. .
TOTAL ........................




71

172

TOTAL ...................... 71

125
498
4
627
172

100

State of Arkansas:

Bank Department

CALHOUN COUNTY BANK, HAMPTON
Population 1,651
Calhoun County
Chartered October 26, 1906 P.O. Box 8 Telephone Number 798-2207
Zip Code 71744
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Searcy Harrell, Sr.. .Chmn. of Board
Len H a rre ll.......................... President
B. Dickson N e a l....... Ex. Vice Pres.
Mary H. Johnston..................Cashier
Hazel S m ith .................. Asst. Cashier
Shirley J o n e s ................ Asst. Cashier

Searcy W. Harrell, Sr.
Searcy W. Harrell, Jr.
Len Harrell
B. Dickson Neal
Fay Harrell
Hubert Brown
D.W. Wells
H.M. Welsh

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30. 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

2

792
197

4

789

2
8

568
343
149
504

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............
1 837
Time & savings dep.,
ind., part., corp............ 13 261
U.S. Gov’t deposits........
2
Deposits of States
and subdivisions.......... 1 252
Certified and
Officers’ C h eck s........ ...........124
Total D eposits............. 16 476
Excess funds purchased
and sec. repurchase
agreements..................
250
All other liabilities..........
239
Total Liabilities........... 16 965
Equity Capital

Capital (# sh. au. 4,000) .
(# sh. outst. 4,000)
S urplus............................
Undivided profits and
capital rese rv e............ ....1
Total equity capital. . . 2

TOTAL




19 342

TOTAL

100
500
777
377

19 342

Sixty-Ninth Report

101

THE BANK OF HARRISBURG, HARRISBURG
Population 1,921
Poinsett County
Chartered December 2, 1930 P.O. Box 17 Telephone Number 578-2472
Zip Code 72432
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

R.W. Butler ............Chmn. of Board
*James W illiam s................ Exec. V.P.
Jim Tom B u tle r.................. President
Evelyn Williams............Asst. Cashier

R.W. Butler
Anna M. Butler
J.T. Butler
James Williams
Patricia Butler
Paul Eaton
Jim Butler*

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions.. 6
All other securities..........
Loans, N e t...................... 18
Bank premises, furniture
and fix tu re s.....................
All other assets.....................

127
493
484
061
21
544
446
967

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 870
Time & savings dep.,
ind., part., corp........... 19 483
1
U.S. Gov’t, deposits..........
Deposits of States
and subdivisions........ 3 002
Certified and
Officers’ C h eck s........ ...........166
Total D eposits............. 25 522
All other liabilities.......... .......... 379
Total Liabilities........... 25 901
Equity Capital

Capital (# sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital rese rv e ............
Total equity capital . . .

TOTAL




29

143

TOTAL

100
1 900
1 242
3 242

29

143

State of Arkansas:

102

Bank Department

THE SECURITY BANK, HARRISON
Population 9,567
Boone County
Chartered November 20, 1931 P.O. Box 1078 Telephone Number 741-8200
Zip Code 72601
Number of Branches: Inside City — 1; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: First Security Corporation
Principal Officers:

♦Wayne C la rk .......... President & CEO
L.E. D u ra n d .............. Vice Chairman
Jim Phillips............................Sr. V.P.
Gene W aters..........V.P. & Trust Off.
Dolores Lafferty. . . . V.P. & Br. Mgr.
Randy M erritt........V.P. & Mortgage
Loan Officer
Richard L. M cBee....................Cashier
_______

Directors:

Dr. Ralph H. Bowers
Richard R. Hudson
Wayne Clark
Uvalde R. Lindsey
John O. Campbell
Sheridan Garrison
Tom W. Rogers, Jr.
L.E. Durand
Eddie Sutton
W.S. Walker
Tom W. Rogers, Jr.

♦D esignates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 6 372
U.S. Treasury securities . 6 843
Oblig. of other U.S.
Government agencies
and corporations........ 17 327
Oblig. of States and
political subdivisions.. 5 206
All other securities..........
597
Loans, N e t...................... 42 944
Bank premises, furniture
and fix tu re s................ 3 331
All other assets................ 2 224

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 13 199
Time & savings dep.,
ind., part., corp............ 58 152
U.S. Gov’t deposits........
150
Deposits of States
and subdivisions......... 4 243
All other d e p o sits..........
268
Certified and
Officers’ C h eck s........ ...........1S3
Total D eposits............. 76 165
Excess funds purchased
and sec. repurchase
agreements.................... 1 579
All other liabilities.......... .......... 882
Total Liabilities........... 78 626
Equity Capital

Cap. (#sh. au. 180,000) .
(# sh. outst. 180,000)
Surplus............................
Undivided profits and
capital rese rv e ............
Total equity cap ital. . .

TOTAL



84 844

TOTAL

1 800
1 200
3 218
6 218

84 844

Sixty-Ninth Report

103

THE CLEBURNE COUNTY BANK, HEBER SPRINGS
Population 4,921
Cleburne County
Chartered December 16, 1930 P.O. Box 1000 Ttelephone Number 362-2456
Zip Code 72543
Number of Branches: Inside City — 2; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

♦Jerome Jo h n so n ..................President
Walter A ldridge........ V.P. & Cashier
Juanita T a y lo r ..................Asst. V. P .
Jim Tom Butler . . . . Chmn. of Board

Jerome Johnson
Walter Aldridge
R.W . Butler
Jim Tom Butler
Rick Johnson, D.D.S.
Wetzel Stark
Richie Lee
L.E. Roberts, Jr.
Paul Eaton

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 456
U.S. Treasury securities . 7 234
Oblig. of other U.S.
Government agencies
and corporations........ 18 235
Oblig. of States and
political subdivisions.. 11 098
Excess funds sold and
sec. resell agreements . 1 305
Loans, N e t...................... 18 920
Bank premises, furniture
and fix tu re s................
934
All other assets................ 1 277

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 10 588
Time & savings dep.,
ind., part., corp............ 42 221
U.S. Gov’t deposits........
25
Deposits of States
and subdivisions.......... 1 099
Certified and
Officers’ C h eck s........
243
Total D eposits............. 54 176
Excess funds purchases
and sec. repurchase
agreem ents.................... 1,300
All other liabilities..........
454
Total Liabilities.......... 55 930
Equity Capital

Capital (#sh. au. 1,200) .
(# sh. outst. 1,200)
Surplus............................
Undivided profits and
capital reserv e............
Total equity cap ital. . .
Subordinated Notes
and debentures............

TOTAL



60 459

TOTAL

120
2 000
1 909
4 029
500

60 459

104

State of Arkansas: Bank Department

HEBER SPRINGS STATE BANK, HEBER SPRINGS
Population 4,921
Cleburne County
Chartered May 25, 1977 P.O. Box 30 Telephone Number 362-5821
Zip Code 72543
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — 1; Outside City — None
Bank Holding Company Affiliate: Heber Springs Bancshares, Inc.
Principal Officers:

Directors:

*Wade D. A lth en .................. President
F.B. R ecto r................ V .P.& Cashier
John McFarland V.P. & Loan Officer
Gary Yow............................Vice Pres.
Joyce H arral...............Asst. Cashier

Joseph R. Hooper, Chairman
Wade D. Althen
f .B. Rector
Oscar Patched
Tom Olmstead
Joe Brock
Ben Caston

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................. 3 098
U.S. Treasury securities .
496
Oblig. of other U.S.
Government agencies
and corporations........
135
Oblig. of States and
political subdivisions. . 2 094
All other securities..........
20
Loans, N e t...................... 25 498
Bank premises, furniture
and fix tu re s................
827
All other assets................. 1 017

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 4 017
Time & savings dep.,
ind., part., corp............ 24 628
U.S. Gov’t deposits........
56
Deposits of States
and subdivisions........ 2 005
Certified and
Officers’ C h eck s........ ...........163
Total D eposits............. 30 869
All other liabilities.......... .......... 332
Total Liabilities........... 31 201
Equity Capital

Capital (#sh. au. 3,000) .
300
(# sh. outst. 3,000)
S urplus..............
650
Undivided profits and
capital reserv e...............
734
Total equity capital. . . 1 684
Subordinated notes
and debentures...............
300

TOTAL




33

185

TOTAL

33

185

Sixty-Ninth Report

105

BANK OF HOLLY GROVE, HOLLY GROVE
Population 820
Monroe County
Chartered March 12, 1903 P.O. Box Q Telephone Number 462-3331
Zip Code 72069
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Thomas M. H a rg ro v e ........ President
Jean M. Kirkpatrick .. V.P. & Cashier
Pauline G. W ilson.......... Asst. Cashier
Bobbie R. G annon.......... Asst. Cashier
Brett S. Sm ith.................. Loan Officer

John B. Moore, Chairman
Ruth T. Dearing
Thomas M. Hargrove
R.H. Mayo
Mrs. J.I. Matthews
Herd E. Stone, Jr.

•D esignates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 778
1 590
4

571

2 482
4

460
224
138
416

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 1 614
Time & savings dep.,
ind., part., corp........... 10 789
Deposits of States
and subdivisions........
832
Certified and
Officers’ C h eck s........ .............16
Total D eposits............ 13 251
All other liabilities.......... ...........194
Total Liabilities.......... 13 445
Equity Capital

Capital (#sh. au. 2,400) .
60
(# sh. outst. 2,400)
Surplus............................
940
Undivided profits and
capital reserv e............ 1 214
Total equity capital . . . 2 214

TOTAL




15 659

TOTAL

15 659

State of Arkansas: Bank Department

106

HORATIO STATE BANK, HORATIO
Population 989
Sevier County
Chartered May 15, 1905 P.O. Box 347 Telephone Number 832-2501
Zip Code 71842
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*C.E. Hendrix, J r.................. President
Edith Hendrix S m ith ........Sr. V.P. &
Sec. of Board
Wilburn Sm ith. . . Exec. V.P. & Cash.
Lola J. Lawrence............. Oper. Off.
Agnes Jane Lincoln ... .Bookkeeping
Officer

C.E. Hendrix, Jr.
Lilia S. Hendrix
Loy Poag
Edith Hendrix Smith
Wilburn Smith
Fred L. Sullivan
Honorary Director
Fred Sharp

•D esignates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities . 1
Oblig. of other U.S.
Government agencies
and corporations........ 1
Oblig. of States and
political subdivisions.. 1
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 11
Bank premises, furniture
and fix tu re s................
All other assets................

630
100
134
115
000
483
293
426

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 502
Time & savings dep.,
ind., part., corp............ 15 068
U.S. Gov’t deposits........
20
Deposits of States
774
and subdivisions........
Certified and
Officers’ C h eck s........ .............. 3
Total D eposits............. 17 367
All other liabilities.......... ...........181
Total Liabilities........... 17 548
Equity Capital

Capital (# sh. au. 2,000) .
100
(Jf sh. outst. 2,000)
S urplus....................... 1
000
Undivided profits and
capital reserv e............. ......... 533
Total equity capital. . . 1 633

TOTAL




19 181

TOTAL

19 181

Sixty-Ninth Report

107

ARKANSAS BANK AND TRUST
COMPANY, HOT SPRINGS
Population 35,781
Garland County
Chartered April 18, 1907 P.O. Box 5640 Telephone Number 624-4611
Zip Code 71901
Number of Branches: Inside City — 5; Outside City — 1
Number of CBCT’s: Inside City — 5; Outside City — None
Bank Holding Company Affiliate: ABT Bancshares Corporation
Principal Officers:

Principal Officers:

Cecil W. C u p p ........... Senior Chairman
of the Board
•Cecil W. Cupp, J r ..................Chairman
of the Board & Chief Exec. Off.
Ray L. C ash ...............................President
Gary Blenden................. Exec. Vice Pres.
Charles L. Fager, J r ........... Sr. Vice Pres.
H.G. G asbarre................... Sr. Vice Pres.
J.L . J o n e s ............................ Sr. Vice Pres.
Palmer Vanderburg...........Sr. Vice Pres.
Eldon Sp ragu e................... Sr. Vice Pres.
Ralph W h ite ........................Sr. Vice Pres.
Bill Lyn ch ............................ Sr. Vice Pres.
Greg M ille r............................... Vice Pres.
Jo Ann B a s s ............................. Vice Pres.
Jim C h alik is............................. Vice Pres.
Floyd Bryant.................Vice Pres.

Directors:

Johnny B o le y ..........................Vice Pres.
Loyd E m erson ........................Vice Pres.
Debert G ra v es................V .P .& Cashier
Mahlon G rigsby..................... Vice Pres.
Carl H ardage..........................Vice Pres.
Jerry Thompson......................Vice Pres.
Dorothy W a ll..........................Vice Pres.
Lou Hulsey.............................. Vice Pres.
John J a c o b s ............................ Vice Pres.
William Kennedy....................Vice Pres.
Ann H and.................................Vice Pres.
Phil L assiter............................ Vice Pres.
Lorene M cL eo d ......................Vice Pres.
Ruth Kissenger........................ Vice Pres.
Winnie T ra w ick ......................Vice Pres.
Frank Bolton............. V.P. & Controller
Kirby W illiam s................Vice President
Ed K renzelok................Travel Manager

♦Designates C hief Executive O fficer

Frank M. Burton, M.D.
Ray L. Cash
Cecil W. Cupp
Cecil W. Cupp, Jr.
Gerald H. Fisher
Robert E. Jones
Walter Kleinman
Norton Meek
Roy L. Murphy
Ray S. Smith, Jr.
Marshall T. Steel
Jim Randall
Herman L. Wilson, Jr.
Hill A. Wheatly
C. Everett Fulgham
Gaither C. Johnston, Jr.
Gary E. Blenden
Keith Bradshaw
Richard S. Smith
James E. Thrash
Palmer Vanderburg

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 17
U.S. Treasury securities . 8
Oblig. of other U.S.
Government agencies
and corporations........ 5
Oblig. of States and
political subdivisions.. 14
All other securities.......... 5
Excess funds sold and
sec. resell agreements . 14
Loans, N e t...............
172
Bank premises, furniture
and fix tu re s................ 6
All other assets................ 4

250
211
615
354
973
300
919
818
483

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 30
Time & savings dep.,
ind., part., corp............ 179
U.S. Gov’t deposits........
Deposits of States
and subdivisions........ 13
All other deposits .......... 1
Certified and
Officers’ C h eck s........ 1
Total D eposits.............. 226
Excess funds purchased
and sec. repurchase
agreements.................... 3
All other liabilities............ 2
Total Liabilities............ 232

439
325
121
594
409
807
695
703
429
827

Equity Capital

Cap. (#sh. au. 150,834) .
(# sh. outst. 150,834)
Surplus.............................
Undivided profits and
capital reserv e.............
Total equity capital . . .
Subordinated notes
and debentures.............

TOTAL



249 923

TOTAL

3 771
3 771
6 621
14 163
2 933

249 923

State of Arkansas:

108

Bank Department

BANK OF IMBODEN, IMBODEN
Population 691
Lawrence County
Chartered October 12, 1972 P.O. Box 320 Telephone Number 869-2291
Zip Code 72434
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

*Amos D avid........................Chairman
Stephen E. J o n e s ...............President
Preston L. C lark........ V.P. & Cashier
Mary Lea McLeod ............Vice Pres.
Wilma J. Lawson................Vice Pres.
Leland E. M ize.. V.P. & Branch Mgr.
♦Designates C hief Executive O fficer

Directors:

K.D. McLeod
Austin Stovall
H. Lee Baker
Douglas Bradley
Amos Davis
J.R. David, Jr.
Stephen E. Jones
Henry Weaver
Leland Mize

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories..
959
U.S. Treasury securities .
500
Oblig. of other U.S.
Government agencies
and corporations...........
802
Oblig. of States and
political subdivisions. . 1 300
All other securities.............
10
Excess funds sold and
sec. resell agreements .
400
Loans, N e t.................. 10
317
Bank premises, furniture
and fix tu re s..
209
All other assets..
440

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 756
Time & savings dep.,
ind., part., corp............ 9 709
U.S. Gov’t deposits........
8
Deposits of States
and subdivisions........
810
Certified and
Officers’ C h eck s........ ............ 55
Total D eposits............. 13 338
All other liabilities.......... .......... 205
Total Liabilities........... 13 543
Equity Capital

Capital (# sh. au. 10,600)
165
(# sh. outst. 6,600)
S urplus............................
85
Undivided profits and
capital reserv e............
994
Total equity capital . . . __1 244
Subordinated notes
and debentures............
150

TOTAL




14 937

TOTAL

14 937

109

Sixty-Ninth Report

FIRST JACKSONVILLE BANK, JACKSONVILLE
Population 27,589
Pulaski County
Chartered August 2, 1949 P.O. Box 827 Telephone Number 982-4511
Zip Code 72076
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: First Arkansas Bancshares
Principal Officers:

*Kenneth Pat Wilson .. CEO & Chmn.
Larry T. W ilso n ..................President
Melda A. R ic e .............. Sr. Vice Pres.
John S. Fortenbury............ Exec. V.P.
Sibyl H. C la y ........................ Vice Pres.
Ed Cantrell............................ Vice Pres.

Directors:

Kenneth Pat Wilson
Larry T. Wilson
Melda A. Rice
Bartus M. Gray
Lou Holtz
Harry K. Dougherty
Joseph W. Gelzine
Carl A. Williams
Thomas H. Wortham, M.D.

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 6 371
U.S. Treasury securities . 6 003
Oblig. of other U.S.
Government agencies
and corporations........ 2 748
Oblig. of States and
political subdivisions.. 7 542
All other securities..........
296
Excess funds sold and
sec. resell agreements . 3 100
Loans, N e t...................... 32 608
Bank premises, furniture
and fix tu re s................ 1 059
All other assets................
761

Liabilities

Equity Capital

Cap. (#sh. au. 200,000) .
(# sh. outst. 200,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




60 488

Mil. Thou.

Demand deposits,
ind., part., corp........... 14 125
Time & savings dep.,
ind., part., corp............ 35 779
U.S. Gov’t deposits........
138
Deposits of States
and subdivisions........ 3 611
Certified and
Officers’ C h eck s........ .......... 510
Total D eposits............. 54 163
All other liabilities........... 1 034
Total Liabilities........... 55 197

TOTAL

2

000

1 000
2 291
5 291

60 488

110

State of Arkansas:

Bank Department

NEWTON COUNTY BANK, JASPER
Population 519
Newton County
Chartered March 24, 1903 P.O. Box 437 Telephone Number 446-2265
Zip Code 72641
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*JoeC. Nance............Chmn. of Board
Neil A. W ilkins................... President
Carl Gene Jones................ Exec. V.P.
George Landrum ....................Cashier
Joe Phillips .......................Vice Pres.
Inas W atson.................. Asst. Cashier
Danny C rin er................ Asst. Cashier

Joe C. Nance
Neil A. Wilkins
Carl Gene Jones
Alta Gordon
Clyde Atkinson
Ernest B. Wilson

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

6 147
1 479
1 090
2

393

1 050
8 828
63
381

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 167
Time & savings dep.,
ind., part., corp............ 15 597
U.S. Gov’t deposits........
16
Deposits of States
and subdivisions........ 1 375
Certified and
Officers’ C h eck s........ ............ 26
Total D eposits............. 19 181
All other liabilities.......... .......... 265
Total Liabilities........... 19 446
Equity Capital

Capital (#sh. au. 2,500) .
59
(# sh. outst. 2,340)
Surplus............................
791
Undivided profits and
capital reserv e............ 1 135
Total equity capital. . . 1 985

TOTAL




21 431

TOTAL

21 431

Sixty-Ninth Report

111

BANK OF NORTHEAST ARKANSAS, JONESBORO
Population 31,530
Craighead County
Chartered February 14, 1904 P.O. Box 1617 Telephone Number 932-2131
Zip Code 72401
Number of Branches: Inside City — 2; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Sloan R ainw ater........ Chmn. & Pres.
Wm. I. R ainw ater.......... Vice Chmn.
Audrey G lenn.................... Exec. V.P.
L oyceM ink..........................Vice Pres.
Max C o b b .........................Vice Pres.
Mary Ann B o h n e ................ Asst. V.P.
Gail Neblett..........................Asst. V.P.
Eva B eeler....................................Asst.V.P.
Linda McDaniel......................Cashier
Brenda G riffith ............ Asst. Cashier
Jeff C ranford............Asst. Cashier &
Trust Officer

Sloan Rainwater
Wm. I. Rainwater
Weldon Rainwater, M.D.
Grover Poole, M.D.
Gerald G. Watkins
J.A. Tomlinson
A.B. Clark
Advisory Directors:

Steve Cox
Virginia R. Cox

•D esignates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983

Mil. Thou.
Assets
Cash & due from
depositories................ 2 091
911
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........ 6 495
Oblig. of States and
political subdivisions.. 3 679
All other securities..........
725
Excess funds sold and
sec. resell agreements . 5 000
Loans, N e t...................... 21 308
Bank premises, furniture
and fix tu re s................ 1 107
All other assets................ 1 016

TOTAL .......................... 42



332

Liabilities
Demand deposits,
ind., part., corp...........
Time & savings dep.,
ind., part., corp...........
U.S. Gov’t deposits........
Deposits of States
and subdivisions........
Certified and
Officers’ C h eck s........
Total D eposits............
All other liabilities..........
Total Liabilities..........
Equity Capital
Capital (#sh. au. 75,000)
(# sh. outst. 75,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .
Subordinated notes
and debentures............

Mil. Thou.
5 410
22

055
14

9 953
37
38

396
828
472
300
750

1 000
1 457
3 207

TOTAL ...................... 42

825
332

112

State of Arkansas:

Bank Department

CITIZENS BANK OF JONESBORO, JONESBORO
Population 31,530
Craighead County
Chartered July 25, 1919 P.O. Box 1090 Telephone Number 932-6603
Zip Code 72401
Number of Branches: Inside City — 4; Outside City — 2
Number of CBCT’s: Inside City — 3; Outside City — None
Principal Officers:

Directors:

♦Herbert H . M cAdam s, I I ___ Chairman & CEO
H . Hall M cAdam s, I I I .................. Vice Chm n. &
A sst. Secretary
Walter A. D eR o eck .................................. President
Donald T im m s ...................................... Exec. V .P .
for finance
Robert C. C o n n o r ................................ Vice Pres.
Bessie H o d g e s.......................................Vice Pres. &
Secretary to Board

♦Designates C hief Executive O fficer

Herbert H . M cAdam s, II
H . Hall M cA dam s, III
Robert C. Connor
John C. Deacon
Walter A. DeRoeck
Dr. Glenn E. Dickson
W .O . Doak
Charlotte Eddington
Dr. James F. Gramling
Bill Hurt, Jr.
Minor M. Markle
Oscar J. Melton
Oscar J. M elton, Jr.
Dr. Carl R. Reng
W .D . Roberts, Jr.
W .R . Roberts
Frank E. W alden
Dr. Durwood W isdom

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories. . . . . . . . . . 11
U.S. Treasury securities .. 3
Oblig. of other U.S.
Government agencies
and corporations ........ 3
Oblig. of States and
political subdivisions .. 11
All other securities..........
Excess funds sold and
sec. resell agreements .. 7
Loans, N et......................... 106
Bank premises, furniture
and fixtures.................. 2
All other asse ts................ 3

593
106
065
968
800
200
996
929
611

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 23
Time & savings dep.,
ind., part., corp..............101
U.S. Gov’t deposits........
Deposits of States
and subdivisions........ 4
All other d e p o sits............ 3
Certified and
Officers’ C h eck s........ 1
Total D eposits...............133
Excess funds purchased
and sec. repurchase
agreements................... 4
All other liabilities............ 1
Total Liabilities........... 139

492
040
171
114
219
738
774
116
843
733

Equity Capital

Cap. (#sh. au. 217,000) .
(# sh. outst. 217,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital ..
Subordinated notes
and debentures............

TO TA L...........................151



268

2 170
2

330

4 935
9 435
2

TOTAL ..................... 151

100

268

Sixty-Ninth Report

113

FIRST BANK AND TRUST
OF JONESBORO, JONESBORO
Population 31,530
Craighead County
Chartered December 22, 1976 P.O. Box 1209 Telephone Number 932-8372
Zip Code 72401
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*J.C. Vaughn, J r................... President
Ron Jackson................................Exec.V.P.
Everett B andy............................SeniorV.P.
Bob W im py .................................. VicePres.
Bill C arson.................................... VicePres.
Wayne Bond ............Asst. Vice Pres.

♦Designates C hief Executive O fficer

J.C. Vaughn, Jr.
Mary Marcum
Charles Mooney
W.C. Sloan, Jr.
Harold Crall
Bob Bennett
Dr. James Webb
James Hunt
Bearl Brooks
Bill Brown
Everett Bandy

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securities...........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s.................
All other assets................

5 271
400
5 287
4

039
712

2 725
18 016
508
1 587

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 6 740
Time & savings dep.,
ind., part., corp........... 26 085
U.S. Gov’t deposits........
138
Deposits of States
and subdivisions........ 1 460
Certified and
Officers’ C h eck s........ .......... 357
Total D eposits............ 34 780
Excess funds purchased
and sec. repurchase
agreements..................
243
All other liabilities.......... .......... 524
Total Liabilities.......... 35 547
Equity Capital

Capital (# sh. au. 36,500)
(# sh. outst. 33,500)
Surplus............................
Undivided profits and
capital reserve............
Total equity cap ital. . .
Subordinated notes
and debentures............

T O T A L ......................... 38 545



580
1 533
(15)
2 098
900

T O T A L ..................... 38 545

114

State of Arkansas:

Bank Department

MERCANTILE BANK, JONESBORO
Population 31,530
Craighead County
Chartered January 7, 1932 P.O. Box 6018 Telephone Number 935-5521
Zip Code 72401
Number of Branches: Inside City — 5; Outside City — 2
Number of CBCT’s: Inside City — 1; Outside City — None
Principal Officers:

*Charles Frierson, I I I .......... President
George Delaney, J r.............Exec. V.P.
Naomi Craft .......................Vice Pres.
Norman Leonard ...............Vice Pres.

‘ Designates C hief Executive O fficer

Directors:

Marystel Appleton
Millie Blindman
Roy Cooper
W.M. Freeze, Jr.
Lynn Greene
Raymond (Chubby) Heern
A.M. Heringer, Jr.
Ben Lamberth, M.D.
Tom Loberg
J.C. Mahon

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions. .
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

12 667
7 506
12 493
19 709
5 196
2 650
75 669
1 194
6 801

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 14
Time & savings dep.,
ind., part., corp............ 95
U.S. Gov’t deposits........
Deposits of States
and subdivisions........ 14
All other d e p o sits..........
Certified and
Officers’ C h eck s........ 2
Total D eposits...............127
Excess funds purchased
and sec. repurchase
agreements................... 2
All other liabilities. . . . .
2
Total Liabilities.............132

431
508
94
771
95
399
298
144
622
064

Equity Capital

Cap. (#sh. au. 100,000) . 1
(# sh. outst. 100,000)
Surplus............................ 3
Undivided profits and
capital reserv e............ 7
Total equity capital . . . 11

TOTAL




143 885

TOTAL

000
000
821
821

143 885

Sixty-Ninth Report

115

FARMERS AND MERCHANTS BANK, JUDSONIA
Population 2,025
White County
Chartered May 29, 1913 P.O. Box I Telephone Number 729-3148
Zip Code 72081
Number of Branches: Inside City — None: Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

E.O. Yancey .......................Chairman
E.D. Y ancey..........................President
*JimEmfinger ..........Exec. Vice Pres.
W.R. Meador, J r............... Sec.-Treas.*

E.O. Yancey
E.D. Yancey
W.R. Meador, Jr.

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of States and
political subdivisions..
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

2

395
876

1 402
1 976
117
202

Liabilities

Mil. Thou.

Demand deposits,
1 170
ind., part., corp............
Time & savings dep.,
ind., part., corp............ 3 899
U.S. Gov’t deposits........
4
Deposits of States
and subdivisions........
469
Certified and
Officers’ C h eck s.................... 40
Total D eposits............. 5 582
Excess funds purchased
and sec. repurchase
agreements ...................
350
All other liabilities.......... ...........145
Total Liabilities.......... 6 077
Equity Capital

Capital sh. au. 2,800) .
70
(# sh. outst. 2,800)
Surplus.............
280
Undivided profits and
capital reserv e............. ......... 544
Total equity capital . . .
891

TOTAL




6 968

TOTAL

6 968

116

State of Arkansas:

Bank Department

UNION STATE BANK, JUNCTION CITY
Population 862
Union County
Chartered August 28, 1933 P.O. Box F Telephone Number 924-4552
Zip Code 71749
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*JohnF. M a rs h .................... President
Jerry Ray H am brick.......... Vice Pres.
Barbara D. D aniels................Cashier
Mary A. J o n e s..............Asst. Cashier

Alvin Y. Green, Sr.
Chairman
Joseph A. Cusimano, Jr.
T.T. Fields
Leonard Hampson
John F. Marsh
J.B. Allen, Jr.
John M. Shackleford, Jr.
C.A. Reed, Jr.

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

547
600
1

522

2 248
9 920
78
217

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 644
Time & savings dep.,
ind., part., corp............ 11 482
U.S. Gov’t deposits........
1
Deposits of States
636
and subdivisions........
Certified and
Officers’ C h eck s........ ............ 83
Total D eposits............. 13 846
All other liabilities.......... ...........LU
Total Liabilities........... 13 957
Equity Capital

Capital {ft sh. au. 30,000)
300
{ft sh. outst. 30,000)
S urplus.............
400
Undivided profits and
capital reserv e..............
475
Total equity c apital. . . 1 175

TOTAL




15 132

TOTAL ..................... 15

132

117

Sixty-Ninth Report

BANK OF KENSETT, KENSETT
Population 1,544
White County
Chartered February 17, 1922 P.O. Box 356 Telephone Number 742-3211
Zip Code 72082
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Directors:

Principal Officers:

Roger Q. M ills ....................President
*Jno. H. Johnston, J r.......... Vice Pres.

Jno. H. Johnston, Jr.,
Chairman
Roger Q. Mills
William P. Mills, Secretary

‘ Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
All other securities..........
Loans, N e t......................
Bank premises, furniture
and fix tu re s................

Mil. Thou.

1

344
197
665
945
46
9

Liabilities

Mil. Thou.

Demand deposits,
827
ind., part., corp...........
Time & savings dep.,
ind., part., corp............ 1 097
Deposits of States
and subdivisions.................. 394Total D eposits............. 2 318
Total Liabilities........... 2 318
Equity Capital

Capital (#sh. au. 500).. .
50
(# sh. outst. 500)
Surplus..............
50
Undivided profits and
capital reserv e.......................788
Total equity capital . . .
888
TOTAL




3 206

TOTAL

3 206

118

State of Arkansas:

Bank Department

MADISON BANK AND TRUST, KINGSTON
Population 250
Madison County
Chartered April 7, 1911 P.O. Box 39 Telephone Number 665-2825
Zip Code 72742
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Gary W. Bunch.................... President
Blenda H ow ard.................. Vice Pres.
Carla H athorn.................... Vice Pres.

James B. McDougal
Susan McDougal
Steve Smith
Julie Baldridge
Austin Smith
Gary Bunch
Jim Vaughan
Rusty Cain
Joe Shrum
Dana Samples
Gary Easterling
James Spurlock
Sumner Brashears

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
205
depositories.....................
U.S. Treasury securities .
272
Oblig. of other U.S.
Government agencies
and corporations........
486
Oblig. of States and
political subdivisions..
81
Excess funds sold and
sec. resell agreements .
150
Loans, N e t...................... 3 718
Bank premises, furniture
and fix tu re s................
134
All other assets.....................
207

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
350
Time & savings dep.,
ind., part., corp........... 3 947
U.S.Gov’t, deposits . . . .
4
Deposits of States
and subdivisions........
408
Certified and
Officers’ C hecks........ ............ 45
Total D eposits............. 4 754
All other liabilities.......... ............ T\_
Total Liabilities........... 4 825
Equity Capital

Capital (# sh.au. 8 0 0 )...
(# sh. outst. 634)
Surplus...........................
Undivided profits and

63
438

capital reserve............ ............ (73)

Total equity c apital. . .

TOTAL




5 253

TOTAL

428

5 253

Sixty-Ninth Report

119

BANK OF LAKE VILLAGE, LAKE VILLAGE
Population 3,088
Chicot County
Chartered October 14, 1937 P.O. Box 727 Telephone Number 265-2241
Zip Code 71653
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

Dr. J.H . Burge ...................Chairman
Douglas C. W ynn..................President
♦Herman C arlton.................. Exec. V.P.
Joyce Bell....................V.P& Auditor
Dessie Lee G ibbs.................. Vice Pres.
JakieT. G ibson........................Cashier
Terence J. Alpe.................... Vice Pres.

Sam E. Angel
William W. Bunker
Dr. J.H. Burge
Dr. J.P. Burge
Hermon Carlton
David F. Gillison, Sr.
David F. Gillison, Jr.
Bill R. Holloway
Ned Mazzanti
Joe Pieroni
George Pine
Douglas C. Wynn

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1
U.S. Treasury securities . 1
Oblig. of other U.S.
Government agencies
and corporations........ 6
Oblig. of States and
political subdivisions.. 4
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 11
Bank premises, furniture
and fix tu re s................
All other assets................

624
499
290
840
450
713
256
790

Liabilities

Equity Capital

Capital ('# sh.au. 60,000)
(# sh. outst. 60,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .

TOTAL



27 462

Mil. Thou.

Demand deposits,
ind., part., corp........... 3 651
Time & savings dep.,
ind., part., corp........... 18 253
U.S. Gov’t deposits........
7
Deposits of States
and subdivisions........ 1 673
Certified and
Officers’ C h eck s........ ............ 68
Total D eposits............. 23 652
All other liabilities..........
429
Total Liabilities........... 24 081

TOTAL

600
1 950
3

831
381

27 462

120

State of Arkansas:

Bank Department

FIRST STATE BANK AND TRUST
COMPANY, LAKE VILLAGE
Population 3,088
Chicot County
Chartered June 12, 1962 P.O. Box 271 Telephone Number 265-5366
Zip Code 71653
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

*Fred P. M ichael.................. President
Ben V. Floriani.................. Exec. V.P.
Mike S. C ashion........V.P. & Cashier
Freddie B lack........V.P. & Trust Off.
Linda S. P e a rs o n ............. Asst. V.P.
Becky Brogdon ............Asst. Cashier
♦Designates C hief Executive O fficer

Directors:
Sam A dkisson
Charles S. Bennett
Herman Berkemeyer
Freddie Black
James R. Burchfield
Ohmer C. Burnside
Mike S. Cashion
W illiam H . Drew
Ben V. Floriani
J.P . H am pton
Cullen Livingston
Doyne W. Loyd
Marvin D. Loyd
G eno M azzanti, Jr.
Fred P . Michael
Carl O. Powell
Richard L. Pratt
Ted Thornton

STATEMENT AS OF JUNE 30, 1983

Assets
Mil. Thou.
Cash & due from
depositories................
961
U.S. Treasury securities . 3 956
Oblig. of States and
political subdivisions.. 2 845
Excess funds sold and
sec. resell agreements . 1 500
Loans, N e t...................... 8 423
Bank premises, furniture
and fix tu re s................
330
343
All other assets................

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 864
Time & savings dep.,
ind., part., corp........... 12 869
Deposits of States
and subdivisions........ 1 577
Certified and
Officers’ C h eck s........ ............ 43
Total D eposits............. 16 353
All other liabilities..........
169
Total Liabilities........... 16 522
Equity Capital

Capital (^sh. au. 5,000) .
100
(# sh. outst. 5,000)
Surplus........................ 1
550
Undivided profits and
capital reserv e....................... 186
Total equity capital. . . 1 836

TOTAL




18 358

TOTAL

18 358

Sixty-Ninth Report

121

CITIZENS BANK OF LAVACA, LAVACA
Population 1,092
Sebastian County
Chartered May 5, 1910 P.O. Box 108 Telephone Number 674-2297
Zip Code 72941
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*James N. P a tte rso n ............President
Larry D. H u r s t ............ Sr. Vice Pres.
Gary W. Carm ack................Vice Pres.
Bruce A. Davenport........... Asst. V.P.
Paulette C h ro n ister............Asst. V.P.

Ronald H. Udouj
James N. Patterson
Larry D. Hurst
Jewel R. Morris
Rayburn L. Green
Gene E. Bruick

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities . 1
Oblig. of other U.S.
Government agencies
and corporations........ 1
Oblig. of States and
political subdivisions.. 1
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 11
Bank premises, furniture
and fix tu re s................
All other assets................

TOTAL




298
892
578
850
450
963
475
382

18 888

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 033
Time & savings dep.,
ind., part., corp........... 12 370
Deposits of States
and subdivisions........ 2 502
Certified and
Officers’ C h eck s........ ............ 98
Total D eposits............ 17 003
All other liabilities.......... ...........164
Total Liabilities.......... 17 167
Equity Capital

Capital (# sh. au. 18,900)
236
{ft sh. outst. 18,900)
Surplus..............
825
Undivided profits and
capital reserv e..............
660
Total equity capital . . . 1 721
TOTAL

18 888

State of Arkansas:

122

Bank Department

LEACHVILLE STATE BANK, LEACHVILLE
Population 1,882
Mississippi County
Chartered January 23, 1951 P.O. Box 140 Telephone Number 539-6354
Zip Code 72438
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*J. Lee B earden.................... President
Edna K ennett....................Exec. V.P.
Lynn Bearden .............. Asst, to Pres.

J. Lee Bearden
Edna Kennett
Nelson Henry
T.N. Rodman, M.D.
J.L. Swihart

•D esignates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories.................
722
U.S. Treasury securities .
600
Oblig. of other U.S.
Government agencies
and corporations........ 2 611
Oblig. of States and
political subdivisions.. 1 785
All other securities...........
207
Excess funds sold and
sec. resell agreements .
400
Loans, N e t....................... 2 212
Bank premises, furniture
and fix tu re s.................
93
All other assets.................
5

TOTAL




8 635

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
947
Time & savings dep.,
ind., part., corp............ 4 902
Deposits of States
and subdivisions........ 1 286
Certified and
Officers’ C hecks........ ............ 25
Total D eposits............. 7 160
Total Liabilities........... 7 160
Equity Capital

Capital (#sh. au. 10,000)
(# sh. outst. 10,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .

TOTAL

100
900
475
1 475

8 635

Sixty-Ninth Report

123

LITTLE RIVER BANK, LEPANTO
Population 1,964
Poinsett County
Chartered November 21, 1919 P.O. Box 340 Telephone Number 475-2306
Zip Code 72354
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

D.F. Portis..........Chairman of Board
*Grady Watkins, J r............... President
T.G. Thompson, Jr. . . . V.P. & Cash.
J.C. P o rtis ..........................Vice Pres.
Blanche N a sh ................Asst. Cashier

D.F. Portis
Grady Watkins, Jr.
T.G. Thompson, Jr.
J.C. Portis
W.H. Cross, Sr.
A.T. Bell
Ernest B. Portis
Danette P. Watkins
Julanne P. Ingram
Junaway Payne

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 694
6 388
2

695

3 020
3

400
174
24
399

Liabilities

Equity Capital

Capital (#sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




17 794

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 095
Time & savings, dep.,
ind., part., corp............ 11 978
15
U.S. Gov’t deposits........
Deposits of States
and subdivisions........
924
Certified and
Officers’ C h eck s........ .............14
Total D eposits............. 15 026
All other liabilities.......... ...........197
Total Liabilities........... 15 223

TOTAL

400
1

100

1 071
2 571

17 794

124

State of Arkansas:

Bank Department

LESLIE STATE BANK, LESLIE
Population 501
Searcy County
Chartered April 17, 1948 P.O. Box 325 Telephone Number 447-2911
Zip Code 72645
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Jim Tilley............Chairman of Board
Ben Allen..............................President
Bill Seeger......................... Exec. V.P.
Ronnie Housley................ Vice Pres.
Mary Jane H orton..................Cashier

Ben Allen
J.M . Barnett
Virgil Blair
R.G. Derickson
Bill Seeger
Jim Tilley
Lex Treece

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions. .
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

675
983
900
728
6

900
130
294
252

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 892
Time & savings dep.,
ind., part., corp............ 7 493
U.S. Gov’t deposits........
4
Deposits of States
and subdivisions........
442
Certified and
Officers’ C h eck s........ .............. 9
Total D eposits............. 9 840
All other liabilities.......... .......... 206
Total Liabilities........... 10 046
Equity Capital

Capital (#sh. au. 1,300) .
(# sh. outst. 1,300)
S urplus..............
425
Undivided profits and
capital reserv e...............
Total equity capital . . .

TOTAL




10 862

TOTAL

130

261
816

10 862

Sixty-Ninth Report

125

PEOPLES BANK AND LOAN
COMPANY, LEWISVILLE
Population 1,410
Lafayette County
Chartered August 25, 1911 P.O. Box 280 Telephone Number 921-4244
Zip Code 71845
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None
Principal Officers:

Directors:

J.C. L andes........Chairman of Board
W.H. Triplett, Jr........ Vice Chairman
*Charles H. Moore .............. President
Wilma W illbanks........................Exec.V.P.
Paul M a h a r .................................. VicePres.
Venora H o o p e r......................Cashier
Donna H. A dkison.............Asst. V.P.

‘ Designates C hief Executive O fficer

Larry Burrow
P.D. Burton, Jr.
P.J. English
E.L. Harris
J.C. Landes
C.H. Moore
Henry Moore, III
O.M. Covington
W.H. Triplett, Jr.
Wilma Willbanks

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1
U.S. Treasury securities . 2
Oblig. of other U.S.
Government agencies
and corporations........ 4
Oblig. of States and
political subdivisions. . 2
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 11
Bank premises, furniture
and fix tu re s................
All other assets................

892
521
272
413
26
325
324
767
448

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 515
Time & savings dep.,
ind., part., corp............ 17 758
U.S. Gov’t deposits........
13
Deposits of States
and subdivisions........ 1 402
Certified and
Officers’ C h eck s...................152
Total D eposits............. 21 840
All other liabilities.......... .......... 360
Total Liabilities........... 22 200
Equity Capital

Capital (#sh. au. 4,000) .
100
(# sh. outst. 4,000)
Surplus.............................
750
Undivided profits and
capital reserv e.............
938
Total equity capital .. . 1 788

TOTAL




23 988

TOTAL

23 988

State of Arkansas:

126

Bank Department

BANK OF LINCOLN, LINCOLN
Population 1,422
Washington County
Chartered March 19, 1903 P.O. Box 98 Telephone Number 824-3232
Zip Code 72744
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Loyd R. Swope................... President
Kenneth D. C o x ..................Exec. V.P.
Larry K arn es........................Vice Pres.
Darlene C heatham ..............Asst. V.P.
Ronnie R in e h a rt.................... Cashier
Nell K id d .................Compliance Off.

John Lewis
S.H. Pitts
Loyd Swope
Forrest Rodgers
B.J. Basden
Kenneth D. Cox

♦Designates C h ief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1
U.S. Treasury securities . 4
Oblig. of other U.S.
Government agencies
and corporations........ 1
Oblig. of States and
political subdivisions.. 2
All other securities..........
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 17
Bank premises, furniture
and fix tu re s................
All other assets................

TOTAL




072
680
278
986
318
200
007
231
825

29 597

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 4 108
Time & savings dep.,
ind., part., corp...............21 114
U.S. Gov’t deposits........
3
Deposits of States
and subdivisions........ 1 272
Certified and
Officers’ C h eck s........ ...........126
Total D eposits............. 26 623
All other liabilities.......... .......... 472
Total Liabilities........... 27 095
Equity Capital

Capital (# sh. au. 8,000) .
200
(# sh. outst. 8,000)
Surplus.............................
200
Undivided profits and
capital reserv e............. 1 802
Total equity capital. . . 2 202
Subordinated notes
and debentures.............
300

TOTAL

29 597

Sixty-Ninth Report

127

PULASKI BANK AND TRUST
COMPANY, LITTLE ROCK
Population 158,461
Pulaski County
Chartered August 29, 1955 P.O. Box 7299 Telephone Number 661-7700
Zip Code 72217
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Pulaski Investment Corporation
Principal Officers:

Directors:

*James C. E a st..............................COE
Robert C. M agee........................Exec.V.P.
Eugene L. M aris..........................Exec.V.P.
James N. Pierce............Sr. Vice Pres.
Jim V. Fincher..............Sr. Vice Pres.
Thomas L. C hapm an........ Vice Pres.
Marilyn S. Pearce . . . .V.P. & Cashier
♦Designates C hief Executive O fficer

James C. East
Robert C. Magee
Eugene L. Maris
R.L. (Buddy) Schultz
Mark V. Williamson
Thomas L. Hodges
Troy Churchman
J.A. McEntire
Sidney Weniger

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 5 795
U.S. Treasury securities . 1 026
Oblig. of other U.S.
Government agencies
and corporations........ 13 729
Oblig. of States and
political subdivisions.. 3 521
45
All other securities..........
Loans, N e t...................... 49 226
Bank premises, furniture
and fix tu re s................ 4 743
All other assets................ 3 685

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 16 659
Time & savings dep.,
ind., part., corp............ 47 096
Deposits of States
and subdivisions......... 4 050
All other d e p o sits............ 1 889
Certified and
Officers’ C h eck s........ .......... 491
Total D eposits............. 70 185
Excess funds purchased
and sec. repurchase
agreements................... 2 953
All other liabilities.......... 3 339
Total Liabilities.......... 76 477
Equity Capital

Cap. (# sh.au. 226,000) .
(# sh. outst. 166,331)
Surplus....................... 1
Undivided profits and
capital reserv e.............
Total equity capital. . .
Subordinated notes
and debentures.............

TOTAL



81 770

TOTAL

1 663
300
1 100
4 063
1 230

81 770

State of Arkansas:

128

Bank Department

BANK OF LOCKESBURG, LOCKESBURG
Population 620
Sevier County
Chartered October 14, 1902 P.O. Box 118 Telephone Number 289-2541
Zip Code 71846
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

Leonard L. H am pson..........Chairman
*LarryW . Hale .....................President
Mary F. Hampson..............Vice Pres.
Barbara K itchens.............. Asst. V.P.
Bobbie J. Simm ons................. Cashier

Leonard L. Hampson
Larry W. Hale
Joel Wayne Clay
Wanda C. Hampson
Mary F. Hampson
Garnet E. Norwood*

*Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions. .
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

TOTAL




Mil. Thou.

1 704
1 293
1 680
1

196

550
8 223
277
336

15

259

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 534
Time & savings dep.,
ind., part., corp........... 10 712
Deposits of States
and subdivisions........ 1 413
Certified and
Officers’ C h eck s........ ............ 66
Total D eposits............. 13 725
All other liabilities.......... ...........L50
Total Liabilities........... 13 875
Equity Capital

Capital (#sh. au. 3,000) .
75
(# sh. outst. 3,000)
Surplus..............
300
Undivided profits and
capital reserv e.................1 009
Total equity capital . . . 1 384
TOTAL

15 259

Sixty-Ninth Report

129

FIRST STATE BANK, LONOKE
Population 4,128
Lonoke County
Chartered March 9, 1935 P.O. Box 320 Telephone Number 676-3106
Zip Code 72086
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

J.O. B ennett........................President
*CharlesE. F o r d ................ Exec. V.P.
A1 M: Morris, Jr.................Asst. V.P.
Mary Strickland............ Asst. Cashier

Directors:

J.O. Bennett
Wayne Bennett, Sr.
Neil Bennett, Sr.
Wayne Bennett, Jr.
Neil Bennett, Jr.
H. Austin Grimes

♦Designates C h ief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2 728
U.S. Treasury securities . 11 511
Oblig. of States and
political subdivisions.. 3 966
Excess funds sold and
sec. resell agreements . 6 450
Loans, N e t...................... 14 731
Bank premises, furniture
and fix tu re s................
211
All other assets................ 1 222

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 5 899
Time & savings dep.,
ind., part., corp............ 26 375
U.S. Gov’t deposits........
44
Deposits of States
and subdivisions........ 3 251
Certified and
Officers’ C h eck s........ ............ 73
Total D eposits............. 35 642
All other liabilities.......... ...........175
Total Liabilities........... 35 817
Equity Capital

Capital (^sh. au. 16,000)
(# sh. outst. 16,000)
Surplus............................
Undivided profits and
capital rese rv e ............
Total equity cap ital. . .

TOTAL




40 819

TOTAL

400
1 600
3 002
5 002

40 819

State of Arkansas:

130

Bank Department

FARMERS BANK & TRUST COMPANY, MAGNOLIA
Population 11,909
Columbia County
Chartered September 26, 1906 P.O. Box 250 Telephone Number 234-2211
Zip Code 71753
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

R.S. Warnock, J r................. President
Mrs. T.H. R eeves................ Vice Pres.
Cameron D o d so n ................ Vice Pres.
T.H. Bradley, Jr....................Vice Pres.
*Bob L. B urns....................V .P.& CEO
Dean Reagan.............. Sr. V.P. & CAO
M.E. Fitzpatrick............ Vice Pres. &
Asst. Cashier

Directors:

T.H. Bradley, Jr.
Bob L. Burns
L.E. Davis, Jr.
Cameron Dodson
W.E. Fullenwider
John W. Harsh
Mrs. T.H. Reeves
R.S. Warnock
Joe D. Woodard

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 5 209
U.S. Treasury securities . 8 479
Oblig. of other U.S.
Government agencies
and corporations........ 15 949
Oblig. of States and
political subdivisions.. 10 748
Excess funds sold and
sec. resell agreements .
700
Loans, N e t...................... 20 763
Bank premises, furniture
and fix tu re s................
584
All other assets................ 1 291

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 6 424
Time & savings dep.,
ind., part., corp............ 45 673
U.S. Gov’t deposits........
20
Deposits of States
and subdivisions........ 2 789
Certified and
Officers’ C hecks........ ............ 89
Total D eposits............. 54 995
Excess funds purchased
and sec. repurchase
agreements................... 2 476
All other liabilities.......... .......... 531
Total Liabilities............ 58 002
Equity Capital

Capital (# sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .

TOTAL




63 723

TOTAL

100
2 400
3 221
5 721

63 723

Sixty-Ninth Report

131

BANK OF MALVERN, MALVERN
Population 10,163
Hot Spring County
Chartered June 24, 1889 P.O. Box 897 Telephone Number 332-6966
Zip Code 72104
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None
Bank Holding Company Affiliate: Central Arkansas Bancshares, Inc.

Directors:

Principal Officers:

*Paul L. O ffutt............Pres. & C.E.O.
Donald J. T ack ett.. . . V.P. & Cashier
Glenville Rhodes . . . Chmn. of Board
Marsha T a n n e r.................. Vice Pres.
Marcus L. McCain. . . . Vice President

‘ Designates C hief Executive O fficer

Glenville Rhodes
Paul L. Offutt
Ray N. Boyle
Sam R. Clark
Dorsey D. Glover
Wm. H. Glover
Cary E. Young
Joe C. Keith
Tom R. Young, Jr.

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 3
U.S. Treasury securities . 8
Oblig. of other U.S.
Government agencies
and corporations........ 7
Oblig. of States and
political subdivisions.. 7
All other securities..........
Loans, N e t...................... 20
Bank premises, furniture
and fix tu re s................
All other assets................ 1

173
975
431
628
114
893
906
706

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 6 035
Time & savings dep.,
ind., part., corp........... 33 706
U.S. Gov’t deposits........
26
Deposits of States
and subdivisions........ 3 167
Certified and
Officers’ C h eck s........
359
Total D eposits............ 43 293
Excess funds purchased
and sec. repurchase
agreements.................. 2 000
All other liabilities.................... 828
Total Liabilities.......... 46 121
Equity Capital

Capital (#sh. au. 12,000)
(# sh. outst. 12,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL



50 826

TOTAL

300
1 200
3 205
4 705

50 826

State of Arkansas:

132

Bank Department

PEOPLES BANK, MAMMOTH SPRING
Population 1,195
Fulton County
Chartered February 8, 1921 P.O. Box 310 Telephone Number 625-3235
Zip Code 72554
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:

Directors:

*Cloy H. C ulver....................President
AudaM . Culver ...............Vice Pres.
William O. P ace................ Exec. V.P.
David S m ith.........................Cashier

Auda M. Culver
Cloy H. Culver
Jim B. Plumlee
M.H. Powell
William O. Pace

‘ Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities . 3
Oblig. of other U.S.
Government agencies
and corporations........ 4
Oblig. of States and
political subdivisions. .
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 2
Bank premises, furniture
and fix tu re s................
All other assets....................

TOTAL




840
656
959
902
550
890
250
409

14 456

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 849
Time & savings dep.,
ind., part., corp........... 10 627
U.S. Gov’t deposits........
1
Deposits of States
and subdivisions........ .......... 541_
Total D eposits............. 13 018
All other liabilities.......... .......... 241
Total Liabilities........... 13 259
Equity Capital

Capital (#sh. au. 4,000) .
100
(# sh. outst. 4,000)
S urplus..............
300
Undivided profits and
capital reserv e.......................797
Total equity capital . . . 1 197
TOTAL

14 456

Sixty-Ninth Report

133

MERCHANTS & PLANTERS BANK, MANILA
Population 2,553
Mississippi County
Chartered March 16, 1948 P.O. Box 440 Telephone Number 561-4427
Zip Code 72442
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:

Peggy F. Cheadle ...............Chairman
LoraM . Fleem an..................President
*Max H. Schrader..............Exec. V.P.
Danny R obbins................ Vice Pres.
Norma Jack so n ....................... Cashier
Hulen Faulkner..................... Secretary

Directors:

Lora M. Fleeman
Peggy F. Cheadle
Betty F. Schrader
James B. Cheadle
L.E. Townsend
Hulen Faulkner
Danny Robbins
Max H. Schrader*

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................. 1 357
U.S. Treasury securities .
50
Oblig. of other U.S.
Government agencies
and corporations........ 1 874
Oblig. of States and
political subdivisions. .
620
All other securities...........
100
Excess funds sold and
sec. resell agreements .
525
Loans, N e t....................... 3 787
Bank premises, furniture
and fix tu re s.................
142
All other assets.................
26

TOTAL




8 481

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 053
Time & savings dep.,
ind., part., corp........... 4 365
U.S. Gov’t deposits......... 1 656
Deposits of States
and subdivisions........
233
Certified and
Officers’ C h e c k s...................H3
Total D eposits............. 7 420
Total Liabilities........... 7 420
Equity Capital

Capital (#sh. au. 10,000)
100
(Jt sh. outst. 10,000)
Surplus..............
400
Undivided profits and
capital reserv e..............
561
Total equity capital . . . 1 061

TOTAL

8 481

134

State of Arkansas:

Bank Department

BANK OF MANSFIELD, MANSFIELD
Population 1,000
Sebastian County
Chartered February 16, 1939 P.O. Box 387 Telephone Number 928-4418
Zip Code 72944
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:

Directors:

Bruce H. S h a w ........ Chmn. of Board
♦Richard D. Foster................ President
Richard B. S haw ................Vice Pres.
Melba C onaw ay........ V .P.& Cashier
Paula C ow ard.................... Asst. V.P.
Liz H oopengarner............ Asst. V.P.
Margo Jones...............Asst. Cashier

Bruce H. Shaw, Chairman
Joe McCain
Richard B. Shaw
Richard D. Foster
S.D. Barnes
Melba Conaway
S.M. Taylor
Gilmer Dixon
Bernard Holbrook

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 275
3 046
1 409
825
9

850
267
316
373

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 094
Time & savings dep.,
ind., part., corp........... 12 999
U.S. Gov’t deposits........
4
Deposits of States
and subdivisions........
563
Certified and
Officers’ C h eck s........ ............ 83
Total D eposits............. 15 743
All other liabilities.......... ............ 54Total Liabilities........... 15 797
Equity Capital

Capital (# sh. au. 9,600) .
240
{# sh. outst. 9,600)
Surplus..............
240
Undivided profits and
capital reserv e.............. 1 084
Total equity capital. . . 1 564

TOTAL




17 361

TOTAL

17 361

Sixty-Ninth Report

135

FARMERS AND MERCHANTS BANK, MARIANNA
Population 6,220
Lee County
Chartered January 9, 1942 P.O. Box 479 Telephone Number 295-2535
Zip Code 72360
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:

Directors:

*William J. M cC lain........... President
James T. McMahan II . . . .Vice Pres.
Peggy Fisher............................Cashier
Letha S m ith ............Asst. V.P. Oper.

_______

James Burkett
Dan H. Felton, III
Jack Gentry
Thomas H. Gist, Jr.
William J. McClain
James T. McMahan, II
Robert F. Mahan
John F. Miller
J.B. Smith
D.W. Webb, Jr.

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

503
3 522
2

174

1 510
60
3 600
2 540
153
291

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 675
Time & savings dep.,
ind., part., corp............ 8 798
U.S. Gov’t deposits........
20
Deposits of States
and subdivisions........ 1 320
Certified and
Officers’ C h eck s........ .............10
Total D eposits............. 12 823
All other liabilities.......... ...........138
Total Liabilities........... 12 961
Equity Capital

Capital (# sh. au. 3,000) .
75
(# sh. outst. 3,000)
Surplus.............
800
Undivided profits and
capital rese rv e.............
517
Total equity cap ital. . . 1 392

TOTAL




14 353

TOTAL

14 353

136

State of Arkansas: Bank Department

CITIZENS BANK, MARION
Population 2,996
Crittenden County
Chartered March 15, 1938 P.O. Box 300 Telephone Number 739-3232
Zip Code 72364
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:

Directors:

*William R. Reynolds..........President
Frank G. W allace.............. Vice Pres.
Mary L. H oskins.................Cashier

Wilson P. Barton
C.H. Bond, Jr.
Sanders Carter
Frank Fogleman
Julian Hardin
Allen B. Helms
A.J. Lumpkin
A.H. Neely
Dino Pirani
William R. Reynolds
J.F. Rieves, Jr.
Rex Rogers
Ray D. Ross
Aldo Stupenti
Dana F. Sulcer

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

TOTAL




Mil. Thou.

1 060
799
3 439
3

804

1 275
4 521
1

113
314

16 325

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 062
Time & savings dep.,
ind., part., corp........... 10 464
U.S. Gov’t deposits........
60
Deposits of States
and subdivisions........
799
Total D eposits............. 13 385
All other liabilities.......... ...........147
Total Liabilities........... 13 532
Equity Capital

Capital (#sh. au. 1,500) .
{Msh. outst. 1,500)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .

TOTAL

150
1 200
1 443
2 793

16 325

Sixty-Ninth Report

137

MARKED TREE BANK, MARKED TREE
Population 3,201
Poinsett County
Chartered March 3, 1932 P.O. Box 160 Telephone Number 358-2600
Zip Code 72365
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:

Directors:

*John A. Brunner, J r.............President
J.P. Hutchins....................... Cashier
Francis Whitlow .......... Asst. Cashier
Louise Anglin................. Asst. Cashier
Norma H endrix............. Asst. Cashier

John A. Brunner, Jr.
Mary Ann Arnold
Gloria Ritter, Chairman
J. Robert Brunner
Frank Brunner, Jr.
Ritter Arnold
L.H. Goad
Robert T. Neel
Dan Hatzenbuehler

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30. 1983
Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities . 8
Oblig. of other U.S.
Government agencies
and corporations........ 4
Oblig. of States and
political subdivisions. . 1
Excess funds sold and
sec. resell agreements . 2
Loans, N e t...................... 2
Bank premises, furniture
and fix tu re s................
All other A ssets..................

767
501
101
122
000
478
63
414

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 951
Time & savings dep.,
ind., part., corp........... 11 946
U.S. Gov’t deposits........
44
Deposits of States
and subdivisions........ 1 311
Certified and
Officers’ C h eck s........ ............ 46
Total D eposits............ 16 298
Excess funds purchased
and sec. repurchase
agreements.................. 1 108
All other liabilities..........
313
Total Liabilities.......... 17 719
Equity Capital

Capital (# sh.au. 2,500) .
250
(# sh. outst. 2,500)
Surplus..............
300
Undivided profits and
capital rese rv e ............... 1 177
Total equity capital . . . 1 727

TOTAL



19 446

TOTAL

19 446

State of Arkansas: Bank Department

138

THE CITIZENS BANK, MARSHALL
Population 1,543
Searcy County
Chartered February 26, 1940 P.O. Box 250 Telephone Number 448-3341
Zip Code 72650
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Bank Holding Company Affiliate: Marshall Bancshares, Inc.
Principal Officers:

Jim Tilley.............................. Chairman
Jerald B arnett..................Vice Chmn.
James W. Daniel ................. President
Bill O. W a tts ................ Sr. Vice Pres.
*Danny H orton.................... Vice Pres.
Brenda H arness........................ Cashier
Bernece M y a tt..............Asst. Cashier
Patsy M assey............... Asst. Cashier
Carla Harness .............. Asst. Cashier

Directors:

Ben Allen
Jerald M. Barnett
J.C. Baker, Jr.
George E. Daniel
James W. Daniel
Dewey Massey
Ancil Mays
Jim Tilley
Bill O. Watts

•D esignates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 143
U.S. Treasury securities . 1 308
Oblig. of other U.S.
Government agencies
928
and corporations........
Oblig. of States and
political subdivisions. . 1 237
Excess funds sold and
sec. resell agreements . 1 750
Loans, N e t...................... 10 060
Bank premises, furniture
and fix tu re s................
221
746
All other assets................

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 362
Time & savings dep.,
ind., part., corp........... 12 301
U.S. Gov’t deposits........
49
Deposits of States
965
and subdivisions........
Certified and
Officers’ C h eck s........ .............U
Total D eposits............. 15 688
All other liabilities.......... ...........127
Total Liabilities........... 15 815
Equity Capital

Capital (r^sh. au. 4,000) .
400
(# sh. outst. 4,000)
S urplus............................
500
Undivided profits and
capital reserv e...................... 378
Total equity capital ..
1 278
Subordinated notes
and debentures............
300

TOTAL



17 393

TOTAL

17 393

Sixty-Ninth Report

139

BANK OF MARVELL, MARVELL
Population 1,751
Phillips County
Chartered January 8, 1903 P.O. Box 67 Telephone Number 829-2596
Zip Code 72366
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Bank Holding Company Affiliate: Marvell Implement Company
Principal Officers:

Directors:

*Gibson T u rley .............. Chmn. & Pres.
Gibson Turley
Tommie Shackelford, Jr. .Exec. V.P.
J.A. Hill
James H. Hill
Gibson Turley, Jr................. Vice Pres.
Ben B. Davison................... Asst. V.P.
Tommy E. Shackelford, Jr.
Patty Sue Russell..................... Cashier
Virginia Turley
Bobbie C hisnall.............. Asst. Cashier
Gibson Turley, Jr.
Beulah D irlam ............................. Asst.Cashier
‘ Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

4

730
126

4

455

2

245

920
1 371
144
384

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 721
Time & savings dep.,
ind., part., corp............ 8 524
U.S. Gov’t deposits........
40
Deposits of States
and subdivisions........ 1 955
Certified and
Officers’ C h eck s........ .............1_5
Total D eposits............. 12 255
All other liabilities.......... .......... 235
Total Liabilities........... 12 490
Equity Capital

Capital (# sh. au. 6,000) .
150
(# sh. outst. 6,000)
S urplus..............
500
Undivided profits and
capital reserv e.............. 1 235
Total equity capital . . . 1 885

TOTAL




14 375

TOTAL

14 375

State of Arkansas:

140

Bank Department

BANK OF McCRORY, McCRORY
Population 1,956
Woodruff County
Chartered June 18, 1903 P.O. Box 367 Telephone Number 731-2521
Zip Code 72101
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:

Directors:

*I.N. A rn o f..........Chairman of Board
Hulon C a in ..........................President
John G. Thompson . . . . Sr. Vice Pres.
John D. Eldridge.......... Sr. Vice Pres.
H. Ripley Thompson .. Sr. Vice Pres.
Margaret C ollier................ Vice Pres.
James Walter Taylor...........Cashier

I.N. Arnof
John G. Thompson
John D. Eldridge
H. Ripley Thompson
Ian Arnof
Edwin B. Conner, Jr.
John D. Eldridge III
G.L. Morris, Jr.
Donald Cain
Hulan Cain
Fletcher C. Lewis

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 887
U.S. Treasury securities . 19 194
Oblig. of other U.S.
Government agencies
and corporations........ 2 600
Oblig. of States and
political subdivisions.. 6 799
All other securities..........
81
Excess funds sold and
sec. resell agreements . 1 900
Loans, N e t...................... 7 196
Bank premises, furniture
and fix tu re s................
368
All other assets................ 1 136

Liabilities

Equity Capital

Capital (#sh. au. 20,000)
(# sh. outst. 20,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity c apital. . .

TOTAL




41

161

Mil. Thou.

Demand deposits,
ind., part., corp............ 6 814
Time & savings dep.,
ind., part., corp...............28 111
U.S. Gov’t deposits........
122
Deposits of States
and subdivisions........
956
Certified and
Officers’ C h eck s........ ............ 46
Total D eposits............. 36 049
All other liabilities..........
981
Total Liabilities........... 37 030

TOTAL

500
1 000
2
4

631
131

41

161

Sixty-Ninth Report

141

McGEHEE BANK, McGEHEE
Population 5,671
Desha County
Chartered December 5, 1933 P.O. Box 787 Telephone Number 222-3151
Zip Code 71654
Number of Branches: Inside City — 1; Outside City — 2
Number of CBCT’s: Inside City — 1; Outside City — None
Bank Holding Company Affiliate: Southeast Financial Bankstock Corp.
Directors:

Principal Officers:

*Bill Bow m an.........................President
John P o tter. . . . Vice Chmn. of Board
Sam Bowman.......................Chairman
Richard L. G illiam .................Cashier
Charles L loyd ....... V.P. Installments
Tom Bartholomew.......... V.P. - Agri.
Robert K eller........V.P. - Real Estate

Robert Adcock
James N. Smith
John L. Maier
Fred P. Blanks
Jimmy L. Bufford
Cecil Simpson
Bill Elliott
Mark E. Sherland
Buren Sharpe

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities . 4
Oblig. of other U.S.
Government agencies
and corporations........ 3
Oblig. of States and
political subdivisions.. 5
Excess funds sold and
sec. resell agreements . 4
Loans, N e t...................... 33
Bank premises, furniture
and fix tu re s................
All other assets................ 1

568
724
499
935
325
993
323
169

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 6 127
Time & savings dep.,
ind., part., corp............ 39 691
U.S. Gov’t deposits........
22
Deposits of States
and subdivisions........ 3 647
Certified and
Officers’ C h eck s........ ...........170
Total D eposits............. 49 657
All other liabilities.......... .......... 475
Total Liabilities........... 50 132
Equity Capital

Capital (#sh. au. 80,000)
(# sh. outst. 80,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




56 536

TOTAL

1 000
1 700
3 704
6 404

56 536

State of Arkansas:

142

Bank Department

THE BANK OF NORTH ARKANSAS, MELBOURNE
Population 1,608
Izard County
Chartered July 29, 1896 P.O. Box C Telephone Number 368-4337
Zip Code 72556
Number of Branches: Inside City — None; Outside City — 3
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: North Central Financ.al Corp.
Principal Officers:

Charles C. M iller................ President
*R. Clinton Hawkins..........Exec. V.P.
Gwenn L ea........................ Vice Pres.
Ernestine M a rlin ................. Cashier
Mary T a te......................Asst. Cashier
Marilyn B u rn s ........Branch Manager

Directors:

Charles C. Miller
James E. Miller
Gwenn Lea
Ann Lawrence

“Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 643
U.S. Treasury securities . 1 410
Oblig. of other U.S.
Government agencies
and corporations........ 4 203
Oblig. of States and
political subdivisions.. 4 595
694
All other securities..........
Loans, N e t...................... 17 678
Bank premises, furniture
854
and fix tu re s................
All other assets................ 1 140

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp.......... 4 063
Time & savings dep.,
ind., part., corp.......... 24 208
U.S. Gov’t deposits . . . .
37
Deposits of States
and subdivisions........
1 143
Certified and
Officers Checks.......... ........... 190
Total Deposits............ 29 641
All other liabilities ..............
336
Total Liabilities........... 29 977
Equity Capital

Capital (# sh.au. 20,000)
(# sh. outst. 20,000)
Surplus............
325
Undivided profits and
capital reserve............
Total equity capital. ..
Subordinated notes
and debentures..........

TOTAL




32 217

TOTAL

500

1 315
2 140
100

32 217

Sixty-Ninth Report

143

THE UNION BANK OF MENA, MENA
Population 4,850
Polk County
Chartered July 25, 1934 P.O. Box 898 Telephone Number 394-2211
Zip Code 71953
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside City — 1; Outside City — None
Principal Officers:

Directors:

C.S. “ Shorty” W illiam s.. .Chairman
of Board
*Bill Lauck Wood . . . . Pres. & C.E.O.
R.A. C arver........................ Vice Pres.
Buddy N ew bolt........ Asst. Vice Pres.
Ruby L u n sfo rd ...................... Cashier
Eva C apehart............. Asst. Vice Pres.
Mildred Brown.............. Asst. Cashier
Sara C u rry .............. Loan Dept. Mgr.
Barbara Shaw . .Administrative Asst.
Clarice T is h e r ............Cust. Ser. Off.
Jesse Sullivan..............Asst. Vice Pres.
and Wickes Branch Mgr.
Jimmy D. Knighten . .Asst. Cashier &
Hatfield Branch Mgr.
Jim Neugent. . . Data Processing Mgr.

R.A. Carver
John A. Crawford
R.L. Hamilton
David Maddox
Pauline Morrow
Edward W. Stevenson
C.S. Williams
Bill Lauck Wood

‘ Designates C h ief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2 780
U.S. Treasury securities . 1 988
Oblig. of other U.S.
Government agencies
and corporations........ 1 404
Oblig. of States and
political subdivisions.. 10 533
Excess funds sold and
sec. resell agreements . 2 000
Loans, N e t...................... 26 138
Bank premises, furniture
and fix tu re s................
560
All other assets................ 2 183

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 7 394
Time & savings dep.,
ind., part., corp............ 29 430
U.S. Gov’t deposits........
196
Deposits of States
and subdivisions........ 2 894
Certified and
Officers’Checks.......... ...........305
Total D eposits............. 40 219
All other liabilities.......... .......... 826
Total Liabilities........... 41 045
Equity Capital

Capital (0 sh. au. 12,000)
1 200
(# sh. outst. 12,000)
Surplus........................ 1
800
Undivided profits and
capital reserv e.............. 3 541
Total equity capital . . . 6 541

TOTAL



47 586

TOTAL

47 586

144

State of Arkansas:

Bank Department

MONETTE STATE BANK, MONETTE
Population 1,165
Craighead County
Chartered December 29, 1936 P.O. Box P Telephone Number 486-5493
Zip Code 72447
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Donald Kirksey....................President
Shirley Bronaugh ........ Sr. Vice Pres.
Verlene Fullen............V .P.& Cashier
Bill C la rk ............................ Vice Pres.
Revis G. S tew art................ Vice Pres.

Charles Frierson III
Carolyn Frierson
Shirley Bronaugh
Verlene Fullen
Dr. B.R. Harper
Dr. T.P. Harper
Ruth P. Latta
Donald Kirksey
J.E. Story

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1
U.S. Treasury securities .
Oblig. of States and
political subdivisions. . 7
All other securities..........
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 15
Bank premises, furniture
and fix tu re s................
All other assets................ 1

709
100
414
105
200
297
322
172

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 534
Time & savings dep.,
ind., part., corp........... 18 679
U.S. Gov’t deposits........
20
Deposits of States
and subdivisions........ 1 681
All other deposits ..............
2
Certified and
Officers’ C h eck s........ ...........U4
Total D eposits............. 24 030
All other liabilities.......... .......... 203
Total Liabilities........... 24 233
Equity Capital

Capital (# sh. au. 4,000) .
(# sh. outst. 4,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




27 319

TOTAL

200
1 050
1 836
3 086

27 319

Sixty-Ninth Report

145

COMMERCIAL BANK AND TRUST COMPANY,
MONTICELLO
Population 8,259
Drew County
Chartered November 29, 1912 P.O. Box 150 Telephone Number 367-6221
Zip Code 71655
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Insice City — None; Outside City — None
Bank Holding Company Affiliate: Drew Bancshares, Inc.
Directors:

Principal Officers:

E.A. Baker
Bennie Ryburn, Sr...............Chairman
James Burks
*Reginald G lover................. President
George H arris..............................Exec.V.P.Cole Castellaw
S.J. Clark
Keith Jo h n so n ..............Sr. Vice Pres.
Jerry Davis
Bill W hite...................................... VicePres.
Reginald Glover
Rusty S m ith.................................. VicePres.
Thomas Henley
R.D. Jones
♦Designates C h ief Executive O fficer

L.D. Long
Lamar Miles
J.A. Ross
Bennie Ryburn, Sr.
W.E. Smith
Kim Ward
Frank Wolfe
Dave Wilkins

STATEMENT AS OF JUNE 30, 1983

Mil.
Assets
Cash & due from
depositories................. 3
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions.. 9
All other securities.......... 3
Loans, N e t...................... 24
Bank premises, furniture
and fix tu re s................
All other assets................ 1

Thou.
443
456
335
807
616
454
891

Mil. Thou.
Liabilities
Demand deposits,
ind., part., corp......... . 4 218
Time & savingsdep.,
ind., part., corp......... . 29 871
U.S. Gov’t deposits. . . .
60
Deposits of States
and subdivisions . . . . . 3 608
All other d e p o s its ........
400
Certified and
Officers’ Checks . . . .
481
Total D eposits.......... 38 638
Excess funds purchased
and sec. repurchase
agreements................
425
All other liabilities..........
460
Total Liabilities........ 39 523
Equity Capital

Capital (#sh. au. 8,000) .
(# sh. outst. 8,000)
Surplus.............................
Undivided profits and
capital rese rv e ............
Total equity capital . . .
TOTAL .......................... 44



002

200
2 300
1 979
4 479

TOTAL ...................... 44

002

State of Arkansas:

146

Bank Department

UNION BANK & TRUST
COMPANY, MONTICELLO
Population 8,259
Drew County
Chartered September 15, 1915 P.O. Box 270 Telephone Number 367-3453
Zip Code 71655
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: First Union Financial Corp.
Principal Officers:

Directors:

*Zach McClendon, J r.....................Pres.
Kelton Busby, J r...................Vice Pres.
John A. M cClelland............Vice Pres.
Clay M itchell....................... Vice Pres.
Jean St. J o h n ......................Vice Pres.
Beverly H u d s o n ................. A sst.V .P.
Peggy S m ith ....................... A sst.V .P.
Daona Stevenson............... A sst.V .P.
Howard W oodall................A sst.V .P.
Shirley H ill.................... Asst. Cashier
T onaM cK iever............ Asst. Cashier

William K. Ball
Brown Calhoun
Frank Carson, Jr.
Billy H. Hartness
Charles E. Jackson
Zach McClendon, Jr.
Wells Moffatt
Dr. J.P. Price
John Porter Price
A.C. Thompson
Alan G. Williams

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 6
U.S. Treasury securities . 4
Oblig. of other U.S.
Government agencies
and corporations........ 1
Oblig. of States and
political subdivisions.. 9
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 33
Bank premises, furniture
and fix tu re s................
All other assets................ 1

996
133
371
173
200
166
767
140

Liabilities

Equity Capital

Capital (#sh. au. 80,000)
(# sh. outst. 80,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL



57 946

Mil. Thou.

Demand deposits,
ind., part., corp........... 6 385
Time & savings dep.,
ind., part., corp............ 43 758
U.S. Gov’t, deposits . . . .
120
Deposits of States
and subdivisions........ 3 143
Certified and
Officers’ C h eck s........ .............1_5
Total D eposits............. 53 421
All other liabilities.......... .......... 648
Total Liabilities........... 54 069

TOTAL

1 000
1 000
1 877
3 877

57 946

147

Sixty-Ninth Report

THE FIRST STATE BANK, MORRILTON
Population 7,355
Conway County
Chartered November 26, 1930 P.O. Box 350 Telephone Number 354-4601
Zip Code 72110
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

Cleo Cheek
*H.J. Kordsmeier..................President
Jim H. W ilcox.......... Exec. Vice Pres.
S.E. McReynolds
Bill Davidson........................Vice Pres.
H .J. Kordsmeier
Marjorie W a ller..................Asst. V.P.
A. J. Gordon
Billie Jean W o ffo rd ............Asst. V.P.
Dr. T.H. Hickey
Ruth G w in ......................Asst. Cashier
Otto Leinhart
B. Jack W ilson................Asst. Cashier
W.E. Love
Helen W a r d ....................Asst. Cashier
Louis Oates
Gwenda Massingill . . . .Asst. Cashier
Charles L. Ormond
Faye Davidson............................. Asst.Cashier
Suzanne H a rtm a n ........Asst. Cashier
♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 3 296
U.S. Treasury securities . 13 798
Oblig. of other U.S.
Government agencies
and corporations........
106
Oblig. of States and
political subdivisions. . 10 766
Excess funds sold and
sec. resell agreements . 2 100
Loans, N e t...................... 17 061
Bank premises, furniture
and fix tu re s................
584
All other assets................ 1 646

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 9 424
Time & savings dep.,
ind., part., corp........... 29 271
U.S. Gov’t deposits........
485
Deposits of States
and subdivisions........ 3 124
Certified and
Officers’ C h eck s........ ...........136
Total D eposits............. 42 440
All other liabilities.......... .......... 708
Total Liabilities........... 43 148
Equity Capital

Capital (^sh. au. 5,000) .
(# sh. outst. 5,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




49 357

TOTAL

500
1 500
4
6

209
209

49 357

148

State of Arkansas:

Bank Department

MORRILTON SECURITY BANK, MORRILTON
Population 7,355
Conway County
Chartered March 12, 1955 P.O. Box 320 Telephone Number 354-3531
Zip Code 72110
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

*Howard E. Jones................Chairman
& C.E.O.
Samuel W. Callihan...........President
& Cashier
Stan T hom pson................ Exec. V.P.

Directors:

Howard E. Jones
Sam W. Callihan
Stan Thompson
Nathan Gordon
Ed Gordon
Edward Lee Eddy
Marion Hightower
Ed Ruff

‘ Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2 830
U.S. Treasury securities . 6 039
Oblig. of other U.S.
Government agencies
and corporations........ 3 194
Oblig. of States and
political subdivisions.. 1 763
Excess funds sold and
sec. resell agreements . 2 500
Loans, N e t...................... 13 422
Bank premises, furniture
and fix tu re s................
295
All other assets................
630

Liabilities

Equity Capital

Capital (# sh. au. 45,000)
(# sh. outst. 45,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .

TOTAL




30 673

Mil. Thou.

Demand deposits,
ind., part., corp............ 6 757
Time & savings dep.,
ind., part., corp............ 19 358
U.S. Gov’t deposits........
12
Deposits of States
and subdivisions........ 1 198
Certified and
Officers’ C h eck s........ ...........199
Total D eposits............. 27 524
All other liabilities.......... .......... 265
Total Liabilities........... 27 789

TOTAL

450
600
1 834
2 884

30 673

Sixty-Ninth Report

149

FIRST BANK & TRUST CO. OF
MOUNTAIN HOME, MOUNTAIN HOME
Population 8,066
Baxter County
Chartered January 16, 1979 P.O. Box F Telephone Number 425-2101
Zip Code 72653
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Denny S m ith ..........President & CEO
J.D. Dryer, Chmn.
R.J. Pratt ........................Sr. V. Pres.
C.N. Kent, Vice Chmn.
Charles F. Vandegrift .......... V. Pres.
R.F. Lawyer
& Trust Officer
Frank L. Coffman, Jr.
Dwayne H ickm an.............. Vice Pres.
Denny Smith
R.J. Pratt
Roger L o n o n ....................... Vice Pres.
Frances L e e ......................... Vice Pres.
James E. O ’Brien*
Dessie P itts.................................... VicePres.
* Designates C hief Executive O fficer

*Advisory Board Member

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 6' 209
U.S. Treasury securities . 27 393
Oblig. of other U.S.
Government agencies
and corporations........ 8 323
Oblig. of States and
political subdivisions.. 15 306
All other securities..........
135
Excess funds sold and
sec. resell agreements . 2 800
Loans, N e t...................... 29 005
Bank premises, furniture
and fix tu re s................ 2 526
All other assets................ 2 382

Liabilities

Equity Capital

Capital (#sh. au. 116,260)
(# sh. outst. 116,260)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




94 079

Mil. Thou.

Demand deposits,
ind., part., corp........... 10 711
Time & savings dep.,
ind., part., corp........... 70 108
U.S. Gov’t deposits........
33
Deposits of States
and subdivisions........ 2 583
Certified and
Officers’ C h eck s........ .......... 3J_2
Total D eposits............. 83 747
All other liabilities........... 2 955
Total Liabilities........... 86 702

TOTAL

1 163
2

587

3 627
7 377

94 079

State of Arkansas:

150

Bank Department

PEOPLES BANK AND TRUST
COMPANY, MOUNTAIN HOME
Population 8,066
Baxter County
Chartered August 10, 1906 P.O. Box B Telephone Number 425-2166
Zip Code 72653
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None
Principal Officers:

Directors:

*Neil N elson.................... . . . President
Larry G. Nelson............ . Ex. V. Pres.
Charles A. M orton......... .Sr. V. Pres.
Clyde Thorn, Jr............... .Sr. V. Pres.
R.E. Baker ............................V. Pres.
Ruddell Panned ....................V. Pres.
Irene Martin ...A sst.V .P. & Cashier
*Designates

C hief Executive Officer

Powers L. Fowler
R.E. Baker
Neil Nelson
W.A. Thompson
B.R. Wiseman
Mrs. Nat T. Dyer
Guy King
W.T. Morgan
Larry G. Nelson
W.M. Thompson

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions. .
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

5 515
21 106
15 657
11

293

2 250
43 146
953
2 272

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp......... .
Time & savings dep.,
ind., part., corp......... .
U.S. Gov’t deposits.. . .
Deposits of States
and subdivisions . . . . .
Certified and
Officers’ Checks . . . .
Total D eposits..........
Excess funds purchased
and sec. repurchase
agreements................
All other liabilities........
Total Liabilities........

10 621
76

542
49

3 268
91

827
307

16
1 356
9? 679

Equity Capital

Capital
(# sh. au. 100,000)........ .
(# sh. outst. 100,000)
Surplus.......................... .
Undivided profits and
capital reserv e..........
Total equity capital .. .
TOTAL .......................... 102



192

2 500
2 750
4 263
9 513

TOTAL .................... 10?

192

Sixty-Ninth Report

151

BANK OF MOUNTAIN VIEW, MOUNTAIN VIEW
Population 2,147
Stone County
Chartered July 21, 1915 P.O. Box C Telephone Number 269-3815
Zip Code 72560
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

Glen H inkle........Chairman of Board
James G. Hinkle.................... President
*Charles A. L o w e ............Ex. V. Pres.
Kenneth Sutton......................Secretary
Weldon Duncan.......................Cashier

Glen Hinkle
James G. Hinkle
Charles A. Lowe
Kenneth Sutton

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

2 944
3 093
4

177

7 261
207
2 100
9 716
996
780

Liabilities

Equity Capital

Capital (#sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




31 274

Mil. Thou.

Demand deposits,
ind., part., corp............ 4 501
Time & savings dep.,
ind., part., corp........... 20 027
4
U.S. Gov’t deposits........
Deposits of States
and subdivisions........ 2 205
Certified and
Officers’ C h eck s........ ............ 70
Total D eposits............. 26 807
All other liabilities.......... .......... 283
Total Liabilities........... 27 090

TOTAL

100
1 700
2
4

384
184

31 274

152

State of Arkansas:

Bank Department

THE BANK OF MONTGOMERY
COUNTY, MOUNT IDA
Population 1,023
Montgomery County
Chartered November 26, 1930 P.O. Box 435 Telephone Number 867-3148
Zip Code 71957
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

*John Beavers.........................President
Robert C am pbell............Sr. V. Pres.
Melvin L. Simpson.................V. Pres.
Marcia Summitt.......................Cashier

* Designates C hief Executive O fficer

Directors:
R.W. Butler
Jim Tom Butler
Paul Eaton
Lake Lawrence
Ode Maddox
Joe Brakefield, Jr.
Bobby Lybrand
John Beavers
Robert Campbell
Melvin L. Simpson

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities . 2
Oblig. of other U.S.
Government agencies
and corporations........ 13
Oblig. of States and
political subdivisions.. 7
Loans, N e t...................... 6
Bank premises, furniture
and fix tu re s................
All other assets................

699
858
553
375
230
356
598

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp......... . 3
Time & savings dep.,
ind., part., corp......... . 22
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . . . 2
Certified and
Officers’ Checks . . . .
Total D eposits.......... 28
Excess funds purchased
and sec. repurchase
agreements................
All other liabilities........
Total Liabilities........ 28

029
884
4
019
67
003
100
306
409

Equity Capital

Capital {ft sh. au. 4,000)
{ft sh. outst. 4,000)
Surplus.......................... .
Undivided profits and
capital rese rv e ..........
Total equity capital .. .
TOTAL .......................... 31



669

TOTAL ....................

100
1 000
2 160
3 260
31

669

Sixty-Ninth Report

153

BANK OF MULBERRY, MULBERRY
Population 1,470
Crawford County
Chartered January 15, 1902 P.O. Drawer A Telephone Number 997-1154
Zip Code 72947
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: First Mulberry Bancshares, Inc.
Principal Officers:

Directors:

*Betty F e lle r..........................President
Dianna M illsa p ......................Cashier
Phyllis D o uglas............Asst. Cashier
Modena Chancellor. . . .Asst. Cashier

L.C. Gunn
Betty Feller
W. Joe Medlock
Lonnie Batchelor
Harrell Ballentine

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 077
1 002
1 300
1 610
7 846
78
357

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 016
Time & savings dep.,
ind., part., corp........... 8 589
U.S. Gov’t deposits........
1
Deposits of States
and subdivisions........ 1 028
Certified and
Officers’ C h e c k s........ ............ 84Total D eposits............. 11 718
All other liabilities.......... .......... 259
Total Liabilities........... 11 977
Equity Capital

Capital (#sh. au. 4,000) .
100
(# sh. outst. 4,000)
S urplus............................
400
Undivided profits and
capital rese rv e ............ .......... 793
Total equity capital . . . 1 293

T O T A L ......................... 13 270




T O T A L ..................... 13 270

154

State of Arkansas:

Bank Department

PIKE COUNTY BANK, MURFREESBORO
Population 1,884
Pike County
Chartered December 19, 1904 P.O. Box 279 Telephone Number 285-2172
Zip Code 71958
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

Clift L ane.............................Chairman
♦Charles S h a rp ..................President &
Chief Ex. Off.
Brenda Smith . . . V. Pres. Loan Dept.
Harold Smith . . . V.P. & Branch Mgr.
Deward S h arp .................. Sr. V. Pres.
Brenda R o b e rts.......................Cashier
Bobby Jo McAllister .. .Asst. Cashier
Helen Henderson.......... Asst. Cashier
Rusty Silvey............................ V. Pres.

George Steel, Jr.
Thomas Bridgeman
R.B. Carroll, Jr.
Charles Sharp
Vance Evans
Ray Womack
Cooper Kizzia
Clift Lane
Elbert Ray
George Steel, Sr.

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions.. 5
Excess funds sold and
sec. resell agreements .
Loans, Net ..................... 21
Bank premises, furniture
and fix tu re s................
All other assets................ 1

414
167
16
478
900
685
610
171

Liabilities




655
485
22
750
109
021
108
129

Equity Capital

Capital (#sh. au. 16,000)
(# sh. outst. 16,000)
S urplus............................
Undivided profits and
capital rese rv e ............
Total equity capital .. .
TOTAL ............ ............ 32 441

Mil. Thou.

Demand deposits,
ind., part., corp........... 2
Time & savings deposits,
ind., part., corp........... 24
U.S. Gov’t deposits........
Deposits of States
and subdivisions........ 1
Certified and
Officers’ C h eck s........
Total D eposits............ 29
All other liabilities..........
Total Liabilities.......... 29

400
500
2 412
3 312

TOTAL .................... . 32

441

Sixty-Ninth Report

155

CITIZENS STATE BANK, NASHVILLE
Population 4,350
Howard County
Chartered July 23, 1974 P.O. Box 832 Telephone Number 845-3323
Zip Code 71852
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None
Principal Officers:

Directors:

York G a r y ..........Chairman of Board
*RoyA. R eaves.................... President
H.L. P o p e ........Ex, V. Pres. & Cash.
Connie Renfrow .......... Asst. Cashier
Janet C raver....................Asst. Cashier
Glenda Sipes....................Asst. Cashier

James E. Chandler
York Gary
John H. Hendrix
Dwight Jones
JimmyLatimer
Marion Mabry
David Pile
H.L. (Hob) Pope
Roy A. Reaves
Larry Renard
Daisy Steel

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30. 1983
Assets

Mil. Thou.

Cash & due from
depositories................
960
U.S. Treasury securities . 1 734
Oblig. of other U.S.
Government agencies
and corporations........ 2 582
Oblig. of States and
political subdivisions.. 1 082
Excess funds sold and
sec. resell agreements . 4 250
Loans, N e t...................... 13 573
Bank premises, furniture
and fix tu re s................
394
All other assets................
405

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 502
Time & savings dep.,
ind., part., corp........... 19 058
Deposits of States
and subdivisions........ 2 022
Certified and
Officers’ C h eck s........ ...........126
Total D eposits............. 22 708
All other liabilities.......... .......... 324
Total Liabilities........... 23 032
Equity Capital

Capital (#sh. au. 30,000)
300
(# sh. outst. 30,000)
S urplus............................ 1 100
Undivided profits and
capital reserv e.......................143
Total equity cap ital..
1 543
Subordinated notes
and debentures............
405

TOTAL



24 980

TOTAL

24 980

156

State of Arkansas:

Bank Department

BANK OF NEWARK, NEWARK
Population 1,100
Independence County
Chartered October 10, 1944 P.O. Box 320 Telephone Number 799-3205
Zip Code 72562
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

E.R. Coleman..........Chmn. of Board
*R.M. T w y fo rd ................... President
J oJ . Magness .................... Cashier
Mary S. S te e le .............. Asst. Cashier*

E.R. Coleman
R.M. Twyford
Florine Coleman

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

226
3 513
2 072
519
3 350
1 714
54
211

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
841
Time & savings dep.,
ind., part., corp............ 3 837
U.S. Gov’t deposits........
45
Deposits of States
and subdivisions........ 6 225
All other d e p o sits..........
116
Certified and
Officers’ C h eck s........ ...............^
Total D eposits............. 11 065
All other liabilities.......... ............ 83
Total Liabilities........... 11 148
Equity Capital

Capital (# sh. au. 11,665)
117
(# sh. outst. 11,665)
S urplus..............
192
Undivided profits and
capital reserv e.............. ........ 202
Total equity capital. . .
511

TOTAL




11 659

TOTAL

11 659

Sixty-Ninth Report

157

BANK OF NEW EDINBURG, NEW EDINBURG
Population 500
Cleveland County
Chartered August 22, 1904 P.O. Box 59 Telephone Number 352-2592
Zip Code 71660
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

*William C. Lyon....................President
Peggy L y o n ........................ Sec./Treas.
Deborah W h ite ........................Cashier

Directors:

William Lyon
Peggy Lyon
Gene Jines
J.D. Womble*

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Liabilities

Mil. Thou.

Demand deposits,
Cash & due from
ind., part., corp...........
557
depositories......................
194
Time & savings dep.,
U.S. Treasury securities .
899
ind., part., corp............ 2 167
Oblig. of other U.S.
U.S. Gov’t deposits........
294
Government agencies
Deposits of States
and corporations........
713
and subdivisions........ ...........126
Oblig. of States and
political subdivisions. .
44
Total D eposits............. 3 144
All other Securities........
50
Excess funds purchased
Loans, N e t...................... 1 430
and sec. repurchase
Bank premises, furniture
agreements..................
60
and fix tu re s......................
86 All other liabilities.......... .............19
All other assets......................
63
Total Liabilities.......... 3 223
Equity Capital

Capital (#sh. au. 1,680) .
42
(# sh. outst. 1,661 4/5)
S urplus............
102
Undivided profits and
capital reserv e............. ........... 72
Total equity capital . . . _____216
Subordinated notes
and debentures.............
40

TOTAL




3 479

TOTAL

3 479

158

State of Arkansas:

Bank Department

FIRST STATE BANK OF NEWPORT, NEWPORT
Population 8,339
Jackson County
Chartered July 6, 1978 P.O. Box 340 Telephone Number 523-2744
Zip Code 72112
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Bill F is h e r............................President
T.D, H e rrin g ..................Ex. V. Pres.
Alfred Couch, J r......................... Asst.V.P.
& Cashier
James J. M cCartney...........Vice Pres.
& Trust Officer
Joe M iles......................................Asst.V.P.

Bill Fisher
Stephen Graham
T.D. Herring
David L. Johnston
George Kell
Robert Vanhook
Jimmy Winemiller
R.D. Wilmans, III
Forrest E. Wise

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30. 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities . 2
Oblig. of other U.S.
Government agencies
and corporations........ 4
Oblig. of States and
political subdivisions.. 3
All other securities..........
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 28
Bank premises, furniture
and fix tu re s................
All other assets................ 1

007
500
347
264
150
800
598
529
188

Liabilities

Equity Capital

Capital (# sh.au. 29,336)
(# sh. outst. 29,336)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .
Subordinated notes
and debentures............

TOTAL




44 383

Mil. Thou.

Demand deposits,
ind., part., corp............ 5 824
Time & savings dep.,
ind., part., corp............ 28 269
U.S. Gov’t deposits........
3
Deposits of States
and subdivisions........ 3 694
Certified and
Officers’ C h eck s........ .......... 276
Total D eposits............. 38 066
All other liabilities.................... 519
Total Liabilities........... 38 585

TOTAL

733
3

167

1 498
5 398
400

44 383

159

Sixty-Ninth Report

MERCHANTS & PLANTERS BANK, NEWPORT
Population 8,339
Jackson County
Chartered March 30, 1946 P.O. Box 550 Telephone Number 523-3601
Zip Code 72112
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

*ErnestD. M cD onald.......... President
& Chief Ex. Off.
W. Neil Holcomb . . . V. Pres.-Cashier
James C. Giles ..................... V. Pres.
Terry L. D illo n ..................... V. Pres.
Maurine B. H eard........ Asst. V. Pres.

Directors:

Morris Bowman
R.O. Burton
Fred M. Pickens
Robert Harvey
Ralph McDonald
Jim Dupree
John Conner
James Spencer
Tom Curtner
Ed Scoggins

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30. 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 5 380
U.S. Treasury securities . 2 786
Oblig. of other U.S.
Government agencies
and corporations........
782
Oblig. of States and
political subdivisions.. 4 750
Loans, N e t...................... 29 334
Bank premises, furniture
and fix tu re s................
462
All other assets................ 1 706

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 6 252
Time & savings dep.,
ind., part., corp........... 29 486
U.S. Gov’t deposits........
30
Deposits of States
and subdivisions........ 2 956
Certified and
Officers’ C h eck s........ .......... 262
Total D eposits............. 38 986
Excess funds purchases
and sec. repurchase
agreements.................. 1 400
All other liabilities. . .
562
Total Liabilities.......... 40 948
Equity Capital

Capital (# sh. au. 9,000) .
(# sh. outst. 9,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .
Subordinated notes
and debentures............

TOTAL



45 200

TOTAL

225
2 400
1 127
3 752
500

45 200

160

State of Arkansas:

Bank Department

THE TWIN CITY BANK, NORTH LITTLE ROCK
Population 64,419
Pulaski County
Chartered March 21, 1935 P.O. Box 5581 Telephone Number 372-4700
Zip Code 72119
Number of Branches: Inside City — 8; Outside City — None
Number of CBCT’s: Inside City — 6; Outside City — None
Bank Holding Company Affiliate: Frank Lyon Co,
Principal Officers:

Directors:

*T.E . R en a u d ........................... Chairman o f Board
Dr. Joseph Bates
& C hief Executive O fficer
John Blodgett
Edward M. Penick, Jr................................ President Martin Borchert
Kenneth J. P ennebaker................ Exec. Vice Pres. Ralph Cotham
Margaret R. D a v en p ort. . .V ice Pres. & Cashier
David Jones
Robert F. Birch, Jr.......................... Vice President
Frank Lyon, Jr.
Ronald G. G ille r t ..............................Vice President Henry Mariani
& Com ptroller
M ike M ehaffy
Dale A . Renaud ............................. Vice President
Kenneth D. H a m m o n d s................ Vice President ___________
Ben R. S c r o g g in ..............................Vice President

Edward M. Penick, Jr.
Kenneth J. Pennebaker
Eugene M. P feifer, III
T .E . Renaud
G eorge M. Rozzell, Jr.
G eorge W. Tribou
Larry C. W allace
Ray W ilson

*D esignates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 45
U.S. Treasury securities . 6
Oblig. of other U.S.
Government agencies
and corporations........ 14
Oblig. of States and
political subdivisions.. 20
All other securities.......... 5
Excess funds sold and
sec. resell agreements . 61
Loans, N e t....................... 138
Bank premises, furniture
and fix tu re s................ 10
All other assets................ 7

029
898
823
115
215
100
477
892
884

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp.............. 31
Time & savings dep.,
ind., part., corp.............141
U.S. Gov’t deposits........
Deposits of States
and subdivisions........ 28
All other d e p o sits..........
Certified and
Officers’ C h eck s........ 1
Total D eposits............. 203
Excess funds purchased
and sec. repurchase
agreements................... 77
All other liabilities........... 8
Total Liabilities........... 289

923
743
348
231
83
392
720
348
673
741

Equity Capital

(#pref. 9 ,5 0 0 )........ 9 500
Cap. (sh. au. 1,000,000) . 2 700
(# sh. outst. 270,000)
S urplus............................ 1 000
Undivided profits and
capital reserv e............ 5 219
Total equity capital. . . 18 419
Subordinated notes
and debentures............ 2 273

TOTAL



310 433

TOTAL

310 433

Sixty-Ninth Report

161

THE PLANTERS BANK, OSCEOLA
Population 8,881
Mississippi County
Chartered April 13, 1944 P.O. Box 407 Telephone Number 563-2666
Zip Code 72370
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Jim Hinkle ..........................President
June W e lb o rn .................... Vice Pres.
Betty H. Rue .. .Vice Pres. & Cashier
Sloan Rainwater, J r ............ Chairman

Wm. I. Rainwater
Sloan Rainwater, Jr.
Paul B. Billings
Henry J. Swift
Nathan Weinberg
Dewey Neely
Jim Hinkle
J.A. Crosthwait
E.H. Riley
Lowell O. Winston
W.M. Taylor, Jr.
Joe W. Edrington

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2 733
492
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........ 7 329
Oblig. of States and
political subdivisions.. 2 745
Excess funds sold and
650
sec. resell agreements .
Loans, N e t...................... 14 025
Bank premises, furniture
266
and fix tu re s................
756
All other assets................

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 4 142
Time & savings dep.,
ind., part., corp........... 20 537
U.S. Gov’t deposits........
205
Deposits of States
and subdivisions........ 1 268
Certified and
Officers’ C h eck s........
231
Total D eposits............ 26 383
All other liabilities..........
258
Total Liabilities.......... 26 641
Equity Capital

TOTAL .......................... 28




996

Capital {tt sh.au. 20,000)
{tt sh. outst. 20,000)
Surplus............................ 1
Undivided profits and
capital rese rv e ............
Total equity cap ital. . . 2
TOTAL ...................... 28

500
000
855
355
996

162

State of Arkansas:

Bank Department

BANK OF OZARK, OZARK
Population 3,900
Franklin County
Chartered June 9, 1937 P.O. Box 196 Telephone Number 667-2181
Zip Code 72949
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Bankstock One, Inc.
Directors:

Principal Officers:

*GeorgeG. Gleason, II . . . .Chairman
& C.E.O.
Carl G. H o l t ..............Vice Chairman
Harold D. Beck. . . Sr. V.P. & Cashier
Jo Ann Fine . . . . V.P. & Trust Officer
Norma B rashears... .Asst. Vice Pres.
Charles O. H aberer.......... Vice Pres.Domestic Lending
Mark D. R o s s .......... Adm.Vice Pres.
Larry D icks.......... V.P.-Participation
William R. P a tte rso n ........ Vice Pres.
Rick C asey................ Asst. Vice Pres.
& Trust Officer

Frances Caleb
Jon R. Ewing
Carol Ann Gleason
W. Dee Gober
Kennith Smith
Jim Hillard
O. Porter Hillard
Coy Kirkpatrick
Frank M. Lawrence
Gus Shaffer

♦D esignates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 769
U.S. Treasury securities . 5 275
Oblig. of other U.S.
Government agencies
and corporations........ 3 026
Oblig. of States and
political subdivisions.. 10 684
Excess funds sold and
sec. resell agreements . 1 700
Loans, N e t...................... 41 926
Bank premises, furniture
and fix tu re s................ 1 010
All other assets................ 1 088

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 7 123
Time & savings dep.,
ind., part., corp............ 47 968
U.S. Gov’t deposits........
4
Deposits of States
and subdivisions.......... 3 258
All other deposits ..........
9
Certified and
Officers’ C h eck s........ .......... 657
Total D eposits............. 59 019
Excess funds purchased
and sec. repurchase
agreements................... 2 639
All other liabilities.......... ...........830
Total Liabilities........... 62 488
Equity Capital

Capital (# sh. au. 20,650)
(# sh. outst. 20,650)
S urplus............................
Undivided profits and
capital rese rv e ............
Total equity capital . . .

TOTAL



66 478

TOTAL

516
2

984

3

490
990

66 478

Sixty-Ninth Report

163

SECURITY BANK, PARAGOULD
Population 15,252
Greene County
Chartered February 5, 1931 P.O. Box 670 Telephone Number 239-9571
Zip Code 72451
Number of Branches: Inside City — 2; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

Francis Bland
♦Frank Oldham, Jr. .. .Chmn. & Pres.
Fred W. W ilcox..........................Exec.V.P. Donald I. Purcell
Charles Cam pbell
Charles D. Campbell ........ Vice Pres.
Nan C. Dickey
Steve G ram ling............................ VicePres.Ray Distretti
Sandra Kasserman ............Vice Pres.
Charles Gordon
Frank Guinn
G .I. Higgins

R .D . Jackson
Richard Nutt
Frank Oldham
Everett Rogers
Vern Ann Shotts
Fred W ilcox
Terry W ilkins

♦D esignates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 7
U.S. Treasury securities. 7
Oblig. of other U.S.
Government agencies
and corporations . . . .
1
Oblig. of States and
political subdivisions . 6
All other securities........ . 2
Excess funds sold and
sec. resell agreements ..
Loans, N et......................... 41
Bank premises, furniture
and fixtures.................. 1
All other a sse ts................ 2

675
032
919
323
122
700
623
209
638

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 8 772
Time & savings dep.,
ind., part., corp.......... 50 368
U.S. Gov’t deposits . . . .
11
Deposits of States
and subdivisions......... 5 064
All other deposits..........
53
Certified and
Officers’ Checks........ ...........340
Total Deposits............. 64 608
Excess funds purchased
and sec. repurchase
agreements ................
10
All other liabilities........ ...........683
Total Liabilities ........ 65 301
Equity Capital

Cap. (# sh.au. 132,000).
(# sh. outst. 120,000)
Surplus............................
Undivided profits and
capital reserve...............
Total equity capital ..
Subordinated notes
and debentures.............

TOTAL



71 241

TOTAL

1 200
700
2 765
4 665
1 275

71 241

164

State of Arkansas:

Bank Department

BANK OF PARKDALE, PARKDALE
Population 471
Ashley County
Chartered February 1, 1910 P.O. Box 37 Telephone Number 473-2217
Zip Code 71661
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

Gus P u g h ............Chairman of Board
George L. P u g h .................. President
*J.A. G ibson..............Exec. Vice Pres.
Bruce M. Timmons .......... Asst. V.P.
Geraldine G. Zatwarsky . .Asst. V.P.
Nita D. W illiamson............. Cashier
Margie Reginelli............Loan Officer

♦Designates C hief Executive O fficer

Gus Pugh
George L. Pugh
J.A. Gibson
Thomas R. Pugh
J.C. Larrison
Augustus H. Pugh
Harrison Ralph
Carl Wells
Ernest G. O ’Neal
Dewayne Haynes
Neill M. Sloan
Garrard Mountjoy - Assc.

STATEMENT AS OF JUNE 30. 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions. .
All other securities..........
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 555
1 115
993
1 024
153
9 416
573
448

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 750
Time & savings dep.,
ind., part., corp............ 11 324
U.S. Gov’t deposits........
44
Deposits of States
and subdivisions........
386
Certified and
Officers’ C h eck s........ ............ 29
Total D eposits............. 13 533
Excess funds purchased
and sec. repurchase
agreements.......................
260
All other liabilities.......... ...........145
Total Liabilities.......... 13 938
Equity Capital

Capital (#sh. au. 1,600) .
40
(# sh. outst. 1,600)
S urplus............................
810
Undivided profits and
capital rese rv e ............ .......... 389
Total equity c apital..
1 239
Subordinated notes
and debentures............
100

TOTAL



15 277

TOTAL

15 277

Sixty-Ninth Report

165

FIRST STATE BANK, PARKIN
Population 2,035
Cross County
Chartered June 5, 1925 P.O. Box 526 Telephone Number 755-5401
Zip Code 72373
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*C.W. Martin, J r................... President
S.N. Green . . . .Exec. V.P. & Cashier
Brenda F. Williams . .. .Asst. Cashier

Fred E. Brenner, Jr
John A. Brenner
S.N. Green
J.E. McNeil, Jr.
C.W. Martin, Jr.
C.W. Martin, III
Charles Ruston, Jr.
Charles D. Thomas*

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

TOTAL




Mil. Thou.

1 671
1 582
1 079
637
600
5 527
341
288

11 725

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 654
Time & savings dep.,
ind., part., corp........... 6 162
U.S. Gov’t deposits........
12
Deposits of States
677
and subdivisions........
All other deposits ...........
599
Total D eposits............. 10 104
All other liabilities.......... .......... 200
Total Liabilities........... 10 304
Equity Capital

Capital (# sh. au. 4,000) .
100
(# sh. outst. 4,000)
S urplus............................
400
Undivided profits and
capital reserv e...................... 72T_
Total equity capital ..
1 221
Subordinated notes
and debentures............
200

TOTAL

11 725

166

State of Arkansas:

Bank Department

BANK OF PEA RIDGE, PEA RIDGE
Population 1,500
Benton County
Chartered May 6, 1911 P.O. Box 5 Telephone Number 451-8155
Zip Code 72751
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Jim C. Walton .. .Chairman of Board
*Rick B u c k ............................ President
Barbara O w en ..................... Cashier
Valerie A sh....................Asst. Cashier

Directors:

Jim C. Walton, Chairman
Rick Buck
Paul C. Galyean
Franklin Miller
R.E. “ Ed” Buck
Carl Baggett
Mitchell Webb

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................
636
U.S. Treasury securities .
507
Oblig. of other U.S.
Government agencies
and corporations........ 1 151
Oblig. of States and
political subdivisions. . 1 403
Loans, N e t...................... 10 400
Bank premises, furniture
and fix tu re s................
337
352
All other assets................

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
1 104
Time & savings dep.,
ind., part., corp............ 11 288
U.S. Gov’t deposits........
5
Deposits of States
and subdivisions........
553
Certified and
Officers’ C h eck s........ ...........138
Total D eposits............. 13 088
Excess funds purchased
and sec. repurchase
agreements..................
200
All other liabilities..........
192
Total Liabilities.......... 13 480
Equity Capital

Capital {# sh. au. 7,500)
83
(# sh. outst. 5,500)
S urplus.................................
542
Undivided profits and
capital reserv e............ .......... 681_
Total equity cap ital. . . 1 306

TOTAL




14 786

TOTAL

14 786

167

Sixty-Ninth Report

THE PERRY COUNTY BANK, PERRYVILLE
Population 1,058
Perry County
Chartered December 8, 1945 P.O. Box 189 Telephone Number 889-2318
Zip Code 72126
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Thomas M athias..........Pres. & C.E.O.
Joe C a rte r................... V .P.& Cashier
Yvonne A dam s..................Asst. V.P.
Naomi Chambliss..............Asst. V.P.
Helen Brandon............... Asst. Cashier
Carolyn B rooks............. Asst. Cashier

Mar Jo Spence
T.O. Spence
J.D. Farish
Mildred Farish
Robert M. Hill
Herby Branscum, Jr.

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 920
2 099
6 403
3

188
373

6

400
807
15
445

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 484
Time & savings dep.,
ind., part., corp........... 14 133
U.S. Gov’t deposits........
2
Deposits of States
and subdivisions........ 2 407
Certified and
Officers’ C h eck s........ ............ 49
Total D eposits............. 19 075
All other liabilities.......... .......... 272
Total Liabilities........... 19 347
Equity Capital

Capital (#sh. au. 16,000)
400
(# sh. outst. 16,000)
Surplus..............
700
Undivided profits and
capital reserv e............... 1 203
Total equity cap ital. . . 2 303

TOTAL




21 650

TOTAL

21 650

State of Arkansas:

168

Bank Department

PIGGOTT STATE BANK, PIGGOTT
Population 3,873
Clay County
Chartered March 10, 1930 P.O. Box 307 Telephone Number 598-3802
Zip Code 72454
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None: Outside City — None
Bank Holding Company Affiliate: Piggott Bankstock, Inc.

Principal Officers:

Directors:

Gaylon M. L aw rence........Chairman
*James L. M agee................ President
Paula O. Blackwell.......... Exec. V.P.
James C. P oole.......... V.P. & Cashier*

Gaylon M. Lawrence
James L. Magee
John Staples
H.C. Robbins, Jr.

*Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Mil. Thou.
Assets
Cash & due from
depositories................ 2 579
U.S. Treasury securities . 4 990
Oblig. of other U.S.
Government agencies
and corporations........ 3 996
Oblig. of States and
political subdivisions. . 1 124
Loans, N e t...................... 6 104
Bank premises, furniture
and fix tu re s................
563

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 826
Time & savings dep.,
ind., part., corp............ 12 071
U.S. Gov’t deposits........
13
Deposits of States
and subdivisions........ 2 349
Certified and
Officers’ C h eck s........ ............ 64Total D eposits............. 17 323
Total Liabilities.......... 17 323
Equity Capital

Capital (#sh. au. 4,000) .
(# sh. outst. 4,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




19 356

100
975
958
2 033

TOTAL ..................... 19 356

Sixty-Ninth Report

169

FIRST STATE BANK, PLAINVIEW
Population 752
Yell County
Chartered January 12, 1934 P.O. Box 277 Telephone Number 272-4221
Zip Code 72857
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Co. Affiliate: Clement Bancshares, Inc.
Principal Officers:

*John C lem ent......................President
Ralph W ilson...................... Exec. V.P.
W.E. W a ts o n ............V .P.& Cashier
Thelma W. C lem ent............ Vice Pres.
Verna T. Daniel.................... Vice Pres.

Directors:

John Clement
Ralph Wilson
Edw. H. Smoot, Chairman
Thelma W. Clement
Helen Harris
George Tippin*

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 600
U.S. Treasury securities . 1 596
Oblig. of other U.S.
Government agencies
and corporations........
714
Oblig. of States and
political subdivisions.. 2 262
225
All other securities..........
Excess funds sold and
sec. resell agreements .
500
Loans, N e t...................... 12 720
Bank premises, furniture
and fix tu re s................
15
All other assets................
778

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 112
Time & savings dep.,
ind., part., corp............ 15 715
U.S. Gov’t deposits........
9
Deposits of States
and subdivisions........
741
Certified and
Officers’ C h eck s........ ............ 82
Total D eposits............. 18 659
All other liabilities.......... ...........132
Total Liabilities........... 18 791
Equity Capital

Capital (#sh. au. 20,000)
200
(# sh. outst. 20,000)
Surplus............................
800
Undivided profits and
capital reserv e............ .......... 519
Total equity capital ..
1 519
Subordinated notes
and debentures............
100

TOTAL




20 410

TOTAL

20 410

170

State of Arkansas:

Bank Department

BANK OF POCAHONTAS, POCAHONTAS
Population 5,995
Randolph County
Chartered October 31, 1903 P.O. Box 467 Telephone Number 892-5286
Zip Code 72455
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None: Outside City — None
Principal Officers:

Directors:

*Harry A. Belford. . . Chmn. & C.E.O.
John R. Jackson, J r..............President
J.R. Ja c k so n ..................... Vice Pres.
G.B. Jo h n so n ............V .P.& Cashier
Wm. H. Holobaugh . . . . V.P. & A.C.
Max R. L o n g ..................... Vice Pres.
R u th B .T y e r.................V.P.&Secty.

Harry A. Belford
Carol J, Belford
Donald R. Cox
J.M. Futrell
J.R. Jackson
John R. Jackson, Jr.
H. Gardner McNabb
M.C. McNabb

‘ Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

3 541
4 963
9 405
3

846

3 900
6 832
58
904

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 6 769
Time & savings dep.,
ind., part., corp............ 19 858
U.S. Gov’t deposits........
54
Deposits of States
and subdivisions........ 2 884
All other d e p o sits..........
4
Certified and
Officers’ C h eck s........ ...........UT
Total D eposits............. 29 680
All other liabilities.......... .......... 501_
Total Liabilities........... 30 181
Equity Capital

Capital (^sh. au. 5,000) .
(# sh. outst. 5,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .
TOTAL




33 449

TOTAL

125
1 400
1 743
3 268
33

449

Sixty-Ninth Report

171

PLANTERS & STOCKMEN BANK, POCAHONTAS
Population 5,995
Randolph County
Chartered August 10, 1962 P.O. Box 587 Telephone Number 892-5252
Zip Code 72455
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

*Jeriel A. Sum m itt................ President
Frances Jones....................Exec. V.P.
Robert T. Griffith ........... Asst. V.P.
Robert E. S o r g ..................Asst. V.P.
Bea M athew s....................... Cashier
Oneta Thom pson.......... Asst. Cashier
Kathy D a lto n ................ Asst. Cashier

Directors:

Jeriel A. Summitt
Frances Jones
Dr. Thomas B. DeClerk

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 494
U.S. Treasury securities . 2 198
Oblig. of other U.S.
Government agencies
and corporations........ 2 189
Oblig. of States and
political subdivisions.. 2 176
Excess funds sold and
sec. resell agreements . 1 550
Loans, N e t...................... 12 377
Bank premises, furniture
155
and fix tu re s................
All other assets................
732

Liabilities

Equity Capital

Capital (#sh. au. 10,000)
(# sh. outst. 10,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity c apital. . .

TOTAL




22 871

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 376
Time & savings dep.,
ind., part., corp............ 14 596
U.S. Gov’t deposits........
56
Deposits of States
and subdivisions........ 1 516
Certified and
Officers’ C h eck s........ ............ 88
Total D eposits............. 19 632
All other liabilities.......... .......... 332
Total Liabilities........... 19 964

TOTAL

200
1 300
1 407
2 907

22 871

172

State of Arkansas:

Bank Department

THE LAWRENCE COUNTY BANK, PORTIA
Population 483
Lawrence County
Chartered March 23, 1901 P.O. Box 160 Telephone Number 886-2461
Zip Code 72457
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Sloan Rainwater, Jr. Chmn. of Board
William I. Rainw ater..........President
Boyce Durham ....................Vice Pres.
A.M. S ta rr..........................Vice Pres.
Marilyn K. Davis.................Cashier

Boyce Durham
Earl D. Perkins
Sloan Rainwater, Jr.
Virginia H. Rainwater
William I. Rainwater
A.M. Starr
Maurice Starr

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................. 1 399
U.S. Treasury securities .
757
Oblig. of other U.S.
Government agencies
and corporations........ 1 900
Oblig. of States and
political subdivisions..
980
All other securities...........
372
Excess funds sold and
sec. resell agreements . 1 750
Loans, N e t....................... 4 155
Bank premises, furniture
and fix tu re s.................
149
All other assets.................
251

TOTAL




11 713

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 548
Time & savings dep.,
ind., part., corp........... 8 528
Deposits of States
and subdivisions........
474
Certified and
Officers’ C h eck s........ ............ 65
Total D eposits............ 10 615
All other liabilities.......... ............ 67
Total Liabilities........... 10 682
Equity Capital

Capital (#sh. au. 5,000) .
(# sh. outst. 5,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital ..
Subordinated notes
and debentures............

TOTAL

125
250
606
981
50

11 713

173

Sixty-Ninth Report

THE PEOPLES BANK, PORTLAND
Population 702
Ashley County
Chartered January 22, 1908 P.O. Box 178 Telephone Number 737-2235
Zip Code 71663
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Tipton P u g h ........................President
& Cashier
Julia A. Sadler ................ Asst. Cash.
Jean C. Tarvin ................ Asst. Cash.
Jack D. Edwards..............Asst. Cash.

Hampton Pugh
Mary Dean Pugh
Tipton Pugh
Jack D. Edwards

"“Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

195
2 043
582
712
955
1 538
7
20

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 219
Time & savings dep.,
ind., part., corp............ 3 063
2
U.S. Gov’t deposits........
Deposits of States
and subdivisions........
572
Certified and
Officers’ C h eck s........ .............. 4
Total D eposits............ 4 860
All other liabilities........................ 7
Total Liabilities........... 4 867
Equity Capital

Capital {ft sh. au. 4,000) .
100
{ft sh. outst. 4,000)
S urplus............
400
Undivided profits and
capital reserv e.............
685
Total equity capital . . . 1 185

TOTAL




6 052

TOTAL

6 052

174

State of Arkansas:

Bank Department

PORTLAND BANK, PORTLAND
Population 702
Ashley County
Chartered April 23, 1900 P.O. Box 68 Telephone Number 737-2226
Zip Code 71663
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

Robert Dean Pugh . .Chmn. of Board
*Mack Borgognoni ............... President
Vanita Grantham . . . . V.P. & Cashier
Bill J o n e s ............................Vice Pres.
Rita Chandler................Asst. Cashier

Mack Borgognoni
C.E. Bridewell
Fred LaGrone
Benton Newcome
Joel Newcome
Robert D. Pugh
Don Pylate
Kenneth Reed
Louis Craig Shackleford

‘ Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

818
473
820
1

116

545
8 506
131
336

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 955
Time & savings dep.,
ind., part., corp........... 8 419
U.S. Gov’t deposits........
14
Deposits of States
and subdivisions........
484
Certified and
Officers’ C hecks........ ............ 20
Total Deposits............ 10 892
All other liabilities.......... ...........1_32
Total Liabilities........... 11 024
Equity Capital

Capital (# sh. au. 20,000)
200
(# sh. outst. 20,000)
Surplus............................
900
Undivided profits and
capital reserv e...................... 621
Total equity capital. . . 1 721

TOTAL




12 745

TOTAL ..................... 12 745

Sixty-Ninth Report

175

FARMERS AND MERCHANTS BANK,
PRAIRIE GROVE
Population 1,708
Washington County
Chartered August 29, 1904 P.O. Box 207 Telephone Number 846-2115
Zip Code 72753
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*James C. R ie f f ......................President
W.H. Thompson .. .Exec. Vice Pres.
Gregory D. R eed............V.P./Cashier
Tyrus R. R e e d ......................Asst.V.P.
Judith C arter........................Asst. V.P.
Patricia Holloway ............Asst. V.P.
Lavonne H a l l ......................Asst. V.P.

D.E. Rieff
J. C. Rieff
W.H. Thompson
G. D. Reed
Argil Bartholomew
Billy Joe Bartholomew
Barry Parks*

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Mil. Thou.
Assets
Cash & due from
depositories................ 1 837
U.S. Treasury securities . 5 111
Oblig. of other U.S.
Government agencies
and corporations........ 2 989
Oblig. of States and
political subdivisions.. 6 676
Excess funds sold and
sec. resell agreements .
800
Loans, N e t...................... 17 513
Bank premises, furniture
and fix tu re s................
445
All other assets................ 1 148

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 4 423
Time & savings dep.,
ind., part., corp............ 26 044
U.S. Gov’t deposits........
13
Deposits of States
and subdivisions......... 2 514
Certified and
Officers’ C h eck s........ ............ 92
Total D eposits............. 33 086
All other liabilities.......... .......... 472
Total Liabilities........... 33 558
Equity Capital

Capital (^sh. au. 12,000)
300
(# sh. outst. 12,000)
S urplus.............
300
Undivided profits and
capital reserv e............ 2 727
Total equity capital . . . 3 327
Subordinated notes
and debentures..............
300

TOTAL




37

185

TOTAL

37

185

176

State of Arkansas:

Bank Department

BANK OF PRESCOTT, PRESCOTT
Population 4,103
Nevada County
Chartered August 10, 1904 P.O. Box 492 Telephone Number 887-2688
Zip Code 71857
Number of branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — 1
Bank Holding Co. Affiliate: First State Holding Company of Prescott
Principal Officers:

Directors:

*Johnny Brannan .........................CEO
John Brannan, J r................... President
Ronald R. C o llin s............ Exec. V.P.
James A. P u lle n ................Sr. V. Pres.
Elizabeth W. Crain................V. Pres.
Gay C lark ............................Asst.Cashier
Emogene D a v is........................Cashier
Jean B olton................... Asst. V. Pres.
Pearl Taylor .................Asst. V. Pres.

‘ Designates C hief Executive O fficer

Jean K. Bolton
Johnny Brannan
John Brannan, Jr.
Ronald R. Collins
Carl Dalrymple, Jr.
B.A. DeLamar
Robert L. Godwin
Gerald Hendrix
R.K. McCasland
Abb Morman
R.W. Murry
James A. Pullen
Milburn Tippit
John Vansickle
Glenn Yasser

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 681
U.S. Treasury securities . 10 834
Oblig. of other U.S.
Government agencies
and corporations........ 1 095
Oblig. of States and
political subdivisions.. 6 047
Excess funds sold and
sec. resell agreements .
900
Loans, N e t...................... 13 261
Bank premises, furniture
and fix tu re s................
409
All other assets................
617

Liabilities

Equity Capital

Capital {ft sh. au. 24,000)
(# sh. outst. 24,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL



34 844

Mil. Thou.

Demand deposits,
ind., part., corp........... 4 500
Time & savings dep.,
ind., part., corp........... 24 439
Deposits of States
and subdivisions........ 2 153
Certified and
Officers’ C h eck s........ ............ 76
Total D eposits............. 31 168
All other liabilities.......... .......... 300
Total Liabilities........... 31 468

TOTAL

600
1 400
1 376
3 376

34 844

Sixty-Ninth Report

177

THE BANK OF RECTOR, RECTOR
Population 2,395
Clay County
Chartered November 15, 1930 P.O. Box 7 Telephone Number 595-3591
Zip Code 72461
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

J.A. M a rla r..........................Chairman
*Mary H. Sigsby.....................President
R.D. C ran fo rd ..................Exec. V.P.
Murel W. A dam s......................Cashier

J.A. Marlar
Mary H. Sigsby
R.D. Cranford
Bert E. Sigsby*

*Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 915
2 094
1 827
3 926
708
1 650
6 714
57
472

Liabilities

Equity Capital

Capital (#sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .
TOTAL




19 363

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 038
Time & savings dep.,
ind., part., corp............ 14 072
5
U.S. Gov’t deposits........
Deposits of States
and subdivisions........
753
Certified and
Officers’ C h e c k s.................... 28
Total D eposits............. 16 896
All other liabilities.......... ...........H5
Total Liabilities........... 17 041

TOTAL

100
1 200
1 022
2 322
19 363

State Of Arkansas:

178

Bank Department

FARMERS AND MERCHANTS BANK, REYNO
Population 521
Randolph County
Chartered December 8, 1911 P.O. Box 108 Telephone Number 769-2300
Zip Code 72462
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Far-Mer Bankshares, Inc.
Principal Officers:

Directors:

*William A. Sandlin. . . Chm. of Board
& President
Phyllis Burrow........................Cashier
Dora G ra h a m .............. Asst. V. Pres.
William A. Sandlin, II .. .Sec./Treas.

William A. Sandlin
James E. Leonard
Delano Edington
R.C. Luter
Jimmie Cole
J.A. Rapert

‘ Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

1 001
4 353
2 096
578
5

700
377
193
653

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 208
Time & savings dep.,
ind., part., corp........... 10 875
U.S. Gov’t deposits........
7
Deposits of States
and subdivisions........ 1 343
Certified and
Officers’ C h eck s........ .............U
Total D eposits............. 13 444
All other liabilities.......... .......... 254
Total Liabilities........... 13 698
Equity Capital

Capital (#sh. au. 30,000)
295
(# sh. outst. 29,534)
Surplus............................
575
Undivided profits and
capital reserv e............ .......... 277
Total equity capital ..
1 147
Subordinated notes
and debentures............
106

TOTAL




14 951

TOTAL

14 951

Sixty-Ninth Report

179

THE BANK OF RISON, RISON
Population 1,398
Cleveland County
Chartered March 7, 1932 P.O. Box 345 Telephone Number 325-6251
Zip Code 71665
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

James L. M o o re ................ Chairman
*James R. H opson............... President
John W. E lro d ....................Vice Pres.
Shirley Stew art..............Asst. Cashier
May Dell Morrison . . . .Asst. Cashier

James L. Moore
James R. Hopson
John W. Elrod
Lee Moore
Ray B. Martin
Daniel B. Adams

♦Designates C h ief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

3

513
199

6 241
363
100
590
27
331

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............. 1 521
Time & savings dep.,
ind., part., corp............ 7 487
U.S. Gov’t deposits........
2
Deposits of States
and subdivisions........
770
All other d e p o sits..........
5
Certified and
Officers’ checks.......... ...............[
Total D eposits............. 9 786
All other liabilities.......... ............ 92
Total Liabilities........... 9 878
Equity Capital

Capital (#sh. au. 4,000) .
100
(# sh. outst. 4,000)
Surplus............................
300
Undivided profits and
capital reserv e............ 1 086
Total equity capital . . . 1 486

TOTAL




11 364

TOTAL

11 364

180

State of Arkansas:

Bank Department

FARMERS AND MERCHANTS BANK, ROGERS
Population 18,040
Benton County
Chartered March 13, 1956 P.O. Box 250 Telephone Number 636-4233
Zip Code 72756
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None
Principal Officers:

Directors:

*Lewis B. N orm an..........Pres. & CEO
Benny G. L a tim er........ Ex. V. Pres.
Charles H. B rannan.............. V. Pres.
Shirlene C able........................ V. Pres.
R.Z. Goodwin........................ V. Pres.
Wesley M. H a rm o n .............. V. Pres.
Dick M cLelland.................... V. Pres.
James E. Reves...................... V. Pres.
Etsyl Sparkman ....................V. Pres.
Sammie Evans..............Asst. V. Pres.
Myrtilla Cunningham ........................
Admin. Consultant
Laura Cline ..................Asst. Cashier
Norma R odgers............Asst. Cashier
Brenda H op k in s....................Auditor

John R. Bland, D.D.S.
Dorman F. Bushong
Lewis B. Norman
Evelyn S. Rife
James R. Campbell
James E. Gaston
Benny Latimer
James L. Pickens, M.D.
Don L. Shores
Lemuel H. Tull

________
*Designates

C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 6
U.S. Treasury securities . 5
Oblig. of other U.S.
Government agencies
and corporations........ 9
Oblig. of States and
political subdivisions. . 5
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 32
Bank premises, furniture
and fix tu re s................ 1
All other assets................ 2

079
558
779
129
180
125
681
808
314

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 8 831
Time & savings dep.,
ind., part., corp............ 47 070
U.S. Gov’t deposits........
3
Deposits of States
and subdivisions......... 2 400
All other d e p o sits..........
115
Certified and
Officers’ C h eck s........ .......... 265
Total D eposits............. 58 684
Excess funds purchased
and sec. repurchase
agreements..................
200
All other liabilities..........
655
Total Liabilities.......... 59 539
Equity Capital

Capital (# sh. au. 60,000)
(# sh. outst. 60,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .
Subordinated notes
and debentures............

TOTAL



63 653

TOTAL

600
800
1 714
3 114
1 000

63 653

Sixty-Ninth Report

181

PEOPLES BANK AND TRUST COMPANY,
RUSSELLVILLE
Population 14,656
Pope County
Chartered March 24, 1890 P.O. Box 220 Telephone Number 968-2112
Zip Code 72801
Number of Branches: Inside City — 4; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Pope County Bankshares, Inc.
Directors:

Principal Officers:

*Ward J. Ram say............. Pres. & CEO
M.L. D ickerson ............... Sr. V. Pres.
Charles F. H ow ell........ V.P. & Cash.
Mary Louise H offm an.......... V. Pres.
Harold E. H ayes.................... V. Pres.
Norman Morehouse .. .Asst. V. Pres.
Jimmy Shinn....................... Marketing Off.

♦D esignates C h ief Executive O fficer

James Bibler
Cleo Cheek
Keith Cogswell
John E. Cunningham
M.L. Dickerson
Blake D. Lovette
Van A.R. Moores
David B. Oates
Flave W. Peters
Jack D. Price, Sr.
Ward J. Ramsay

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

4
17

820
640

18

307

11

819
100

1 600
27 935
2 921
1 852

Liabilities

Demand deposits,
ind., part., corp......... .
Time & savings dep.,
ind., part., corp......... .
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . . .
All other deposits ........
Certified and
Officers’ Checks . . . .
Total D eposits..........
Excess funds purchased
and sec. repurchase
agreements................
All other liabilities........
Total Liabilities..........

Mil. Thou.

10 764
52

191
34

14

138
158

77

540
825

78

554
438
817

Equity Capital

Capital (# sh. au. 28,000)
(# sh. outst. 24,000)
Surplus............................
Undivided profits and
capital rese rv e ............
Total equity capital . . .

TOTAL



86 994

600
1 200
6 377
8 177

TOTAL ..................... 86 994

State of Arkansas:

182

Bank Department

BANK OF SALEM, SALEM
Population 1,424
Fulton County
Chartered December 9, 1908 P.O. Box 338 Telephone Number 895-2591
Zip Code 72576
Number of Branches: Insiae City — None: Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

Richard T. Smith............... Chairman
*Frank B. B u rg e___President & CEO
George Hum phries.................. V. Pres.
Bess N orthcutt.............. V.P./Cashier
Cooper O. Collins ............Asst. V.P.
Janiece B utler...................... Asst. V.P.
Frances A tk in s ............................ Asst.V.P.
Brenda Barnes.............................. Asst.V.P.
Shirley Walling ............ Asst. Cashier
Marsha Lewis................Asst. Cashier

Richard T. Smith
Frank B. Burge
GeorgeHumphries
Fay Castleberry
L.R. “ Jack” Cochran
C.Dwayne Plumlee

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 263
U.S. Treasury securities . 3 278
Oblig. of other U.S.
Government agencies
and corporations........ 2 302
Oblig. of States and
political subdivisions.. 5 376
Excess funds sold and
sec. resell agreements .
300
Loans, N e t...................... 20 045
Bank premises, furniture
and fix tu re s................
706
All other assets................ 1 009

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 4 060
Time & savings dep.,
ind., part., corp............ 24 627
U.S. Gov’t deposits........
15
Deposits of States
and subdivisions.......... 1 630
All other d e p o sits..........
105
Certified and
Officers’ C h eck s........ ............ 66
Total D eposits............. 30 503
Excess funds purchased
and sec. repurchase
agreements..................
411
All other liabilities..........
691
Total Liabilities............ 31 605
Equity Capital

Capital (# sh. au. 20,000)
(# sh. outst. 20,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL



34 279

TOTAL

200
1 300
1 174
2 674

34 279

Sixty-Ninth Report

183

LOGAN COUNTY BANK, SCRANTON
Population 222
Logan County
Chartered April 7, 1926 P.O. Box 85 Telephone Number 938-2511
Zip Code 72863
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Joe Fritsche..........................President
J.B. L ayes........................Sr. V. Pres.
Jerry L. D avis........................V. Pres.

Joe Fritsche
Mildred Fritsche
J.B. Layes
Margaret Ahne

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

490
3 203
970
1 018
6 689
196
284

Liabilities

Demand deposits,
ind., part., corp......... .
Time & savings dep.,
ind., part., corp......... .
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks . . . .
Total D eposits..........
Excess funds purchased
and sec. repurchase
agreements..................
All other liabilities..........
Total Liabilities..........

Mil. Thou.

1 368
9 423
506
11

21
318

11

100
209
627

Equity Capital

Capital (#sh. au. 4,000) .
(# sh. outst. 4,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .
TOTAL .......................... 12 850




100
500
623
1 223

TOTAL ...................... 1?

850

184

State of Arkansas:

Bank Department

FIRST SECURITY BANK, SEARCY
Population 13,612
White County
Chartered February 6, 1932 P.O. Box 1009 Telephone Number 268-9871
Zip Code 72143
Number of Branches: Inside City — 2; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: First of Searcy, Inc.
Principal Officers:

*Reynie R utledge........ Pres. &Chmn.
Art R a n d ......................Sr. Vice Pres.
Jim Wilson ..............Exec. Vice Pres.
James H. S ta k e ....................Vice Pres.
Kathryn Sim s........................Vice Pres.
T.A. Brewer......................... Vice Pres.
Ann T u rle y ..........................Asst. V.P.

Directors:

Reynie Rutledge
N.T. Rutledge
Alvin Vanhook
M.O. Thompson
John McKnight
Bill Roussell
Clifton H. Ganus

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30. 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 4 511
U.S. Treasury securities . 13 142
Oblig. of other U.S.
Government agencies
and corporations........ 9 231
Oblig. of States and
political subdivisions. . 12 656
497
All other securities..........
Loans, N e t...................... 42 723
Bank premises, furniture
and fix tu re s................ 1 221
All other assets................ 2 041

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 13 262
Time & savings dep.,
ind., part., corp............ 55 734
U.S. Gov’t deposits........
19
Deposits of States
and subdivisions........ 4 929
Certified and
Officers’ C h eck s........ .......... 306
Total D eposits............. 74 250
Excess funds purchased
and sec. repurchase
agreements..................
138
All other liabilities............ 3 872
Total Liabilities........... 78 260
Equity Capital

Capital (# sh.au. 24,000)
(# sh. outst. 24,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




86 022

TOTAL

600
2 900
4 262
7 762

86 022

Sixty-Ninth Report

185

GRANT COUNTY BANK, SHERIDAN
Population 3,042
Grant County
Chartered July 29, 1903 P.O. Box 67 Telephone Number 942-3145
Zip Code 72150
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

D.E. McCoy, Sr.................. Chairman
*D.E. McCoy, Jr. .. Pres. & Trust Off.
Harold B oatright................Exec. V.P.
and Cashier
Sue Reynolds................. Admin. Asst.
Raymond L. S to k e r............Asst. V.P.
JohnH . H o ld e r ..................Asst. V.P.

Delmar E. Gatzke
D.E. McCoy, Sr.
D.E. McCoy, Jr.
Robert L. Reeves
W. Lee Tucker
Harold Boatright
Van S. Reid
W.W. Allen
Byron D. Brown, Jr.

•D esignates C h ief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 786
U.S. Treasury securities . 2 668
Oblig. of other U.S.
Government agencies
941
and corporations........
Oblig. of States and
political subdivisions.. 5 060
Excess funds sold and
sec. resell agreements .
200
Loans, N e t...................... 18 392
Bank premises, furniture
and fix tu re s................
808
All other assets................
747

Liabilities

Equity Capital

Capital (Jt sh.au. 45,000)
(# sh. outst. 45,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .
TOTAL .......................... 30




602

Mil. Thou.

Demand deposits,
ind., part., corp........... 4 311
Time & savings dep.,
ind., part., corp........... 20 561
U.S. Gov’t deposits........
20
Deposits of States
and subdivisions........ 2 185
Certified and
Officers’ C h eck s........
45
Total D eposits............ 27 122
185
All other liabilities..........
Total Liabilities.......... 27 307
450
550
2 295
3 295

TOTAL ...................... 30

602

State of Arkansas:

186

Bank Department

FIRST STATE BANK, SHERWOOD
Population 10,923
Pulaski County
Chartered July 28, 1966 PO. Box 6009 Telephone Number 835-4122
Zip Code 72116
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

*A1 Harkins ..........................President
Annette V an P elt................Vice Pres.
Catherine Owen................Sec.-Treas.

Directors:

H.L. Hastings, Jr.
H .J. Dent
A1 Harkins
B.E. Henson
J.C. Nichols
Catherine Owen

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 4 421
U.S. Treasury securities . 3 978
Oblig. of other U.S.
Government agencies
and corporations........ 3 716
Oblig. of States and
political subdivisions.. 5 053
All other securities..........
376
Excess funds sold and
sec. resell agreements .
625
Loans, N e t...................... 10 638
Bank premises, furniture
and fix tu re s................
641
All other assets................
471

Liabilities

Equity Capital

Capital (^sh. au. 8,000) .
(# sh. outst. 8,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




29 919

Mil. Thou.

Demand deposits,
ind., part., corp........... 4 750
Time & savings dep.,
ind., part., corp........... 17 131
U.S. Gov’t deposits........
26
Deposits of States
and subdivisions........ 3 685
Certified and
Officers’ C hecks........ ...........199
Total D eposits............. 25 791
All other liabilities.......... .......... 584Total Liabilities.......... 26 375

TOTAL

100
1 000
2 444
3 544

29 919

Sixty-Ninth Report

187

BANK OF SIDNEY, SIDNEY
Population 270
Sharp County
Chartered September 12, 1912 P.O. Box 7 Telephone Number 283-6497
Zip Code 72577
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Directors:

Principal Officers:

♦Charles M asner....................President
Robert Tankersley . . . V.P. & Cashier
Lorene Pickens..................... V. Pres.
Atalee Pounders................... V. Pres.

Charles Masner
Robert Tankersley
Lorene Pickens
Atalee Pounders
Clotene Masner

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

183
199
1 024
730
458
9
10

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
427
Time & savings dep.,
ind., part., corp........... 1 307
U.S. Gov’t deposits........
4
Deposits of States
and subdivisions........
369
Certified and
Officers’ checks.......... .............. 5
Total D eposits............ 2 112
All other liabilities.......... .............. 2
Total Liabilities.......... 2 114
Equity Capital

Capital (#sh. au. 10,400)
260
(# sh. outst. 10,400)
Surplus..............
140
Undivided profits and
capital reserv e.........................99
Total equity capital . . .
499

TOTAL




2 613

TOTAL

2 613

188

State of Arkansas: Bank Department

ARKANSAS STATE BANK, SILOAM SPRINGS
Population 7,873
Benton County
Chartered January 12, 1960 P.O. Box 400 Telephone Number 524-8101
Zip Code 72761
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None: Outside City — None
Principal Officers:

Directors:

Delbert E. Allen, Sr.............. Chairman
of the Board
*Ross S to u t.............................. President
Henry Brosell, J r..........V.P. & Cash.
Arthur M orris....................... V. Pres.
Thomas Free, III ..................V. Pres.
Reta F o s te r ..................Asst. V. Pres.
Sadie C o le ....................Asst. V. Pres.

D.E. Allen, Sr.
D.E. Allen, Jr.
Roderick Allen
H.E. Harrison, Jr.
Charles C. Jones
Mark Simmons
Ross Stout

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 3
U.S. Treasury securities . 2
Oblig. of other U.S.
Government agencies
and corporations........ 4
Oblig. of States and
political subdivisions. . 7
Excess funds sold and
sec. resell agreements . 7
Loans, N e t...................... 23
Bank premises, furniture
and fix tu re s................ 1
All other assets................

037
697
248
201
600
329
144
912

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 8 952
Time & savings dep.,
ind., part., corp............ 35 861
U.S. Gov’t deposits........
71
Deposits of States
and subdivisions.........
1 140
Certified and
Officers’ C hecks........ .......... 272
Total D eposits............. 46 296
All other liabilities..........
434
Total Liabilities........... 46 730
Equity Capital

Capital (# sh. au. 19,200)
(tt sh. outst. 19,200)
S urplus..............
100
Undivided profits and
capital reserv e.............. 2
Total equity capital . . . 3

TOTAL




50

168

TOTAL

50

960

378
438

168

Sixty-Ninth Report

189

SMACKOVER STATE BANK, SMACKOVER
Population 2,453
Union County
Chartered April 18, 1928 P.O. Box 107 Telephone Number 725-3051
Zip Code 71762
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Smackover Bancshares, Inc.
Principal Officers:

Directors:

*Max A. Mitcham . . . .Chm. of Board
M axO. T a y lo r...................... President
Bob W illett......................Ex. V. Pres.
& Trust Officer
Paulette Bussell............ V. P. & Cashier

Max A. Mitcham
Max O. Taylor
L.E. Tennyson, Jr.
James M. Tennyson
Richard H. Vickers
Bob Willett

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1
U.S. Treasury securities . 4
Oblig. of other U.S.
Government agencies
and corporations........ 1
Oblig. of States and
political subdivisions.. 9
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 21
Bank premises, furniture
and fix tu re s................
All other assets................ 1

097
738
225
059
300
782
265
043

Liabilities

Equity Capital

Cap. (^sh. au. 100,000) .
(# sh. outst. 100,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




39 509

Mil. Thou.

Demand deposits,
ind., part., corp........... 4 486
Time & savings dep.,
ind., part., corp........... 27 016
46
U.S. Gov’t deposits........
Deposits of States
and subdivisions........ 2 824
Certified and
Officers’ C h eck s........
249
Total D eposits............. 34 621
All other liabilities.......... ...........804Total Liabilities........... 35 425

TOTAL

1 000
2 000
1 084
4 084

39 509

State of Arkansas: Bank Department

190

MERCHANTS AND PLANTERS BANK, SPARKMAN
Population 622
Dallas County
Chartered September 19, 1916 P.O. Box 127 Telephone Number 678-2251
Zip Code 71763
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

B.J. F o rd ....................Chm. of Board
*T.Q. C a rso n ........................President
Doris M a n n ............................Cashier
Patricia Shaddock........ Asst. Cashier

B.J. Ford
T.Q. Carson
G.W. Delaughter
Ray White
Tommy Gaston
Joseph Ford

"■Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30. 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

352
1 400
874
2

573
940
84
18

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 405
Time & savings dep.,
ind., part., corp............ 3 700
U.S. Gov’t deposits........
58
Deposits of States
and subdivisions........
468
Certified and
Officers’ C h eck s........ ............ 45
Total D eposits............. 5 676
All other liabilities.......... .............. 4
Total Liabilities........... 5 680
Equity Capital

Capital (#sh. au. 3,000) .
(# sh. outst. 3,000)
S urplus.................................
Undivided profits and
capital reserv e............
Total equity capital ..
Subordinated notes
and debentures............

TOTAL




6 241

TOTAL

75
125
261
461
100

6 241

Sixty-Ninth Report

191

FIRST STATE BANK, SPRINGDALE
Population 23,480
Washington County
Chartered February 12, 1923 P.O. Box 189 Telephone Number 751-1500
Zip Code 72764
Number of Branches: Inside City — 3; Outside City — 1
Number of CBCT’s: Inside City — 3; Outside City — None
Bank Holding Company Affiliate: First Charter Bancshares, Inc.
Principal Officers:

Directors:

Gretchen Steele .. Chairman of Board
♦Walter T urnbow ........Vice Chairman
& Chief Executive Officer
Richard P. C alhoun............President
Mace D. Howell............... Ex.
V.Pres.
Rick L. Parsons, C P A ... .Exec. V.P.
Dan H endricks................. Sr.
V.Pres.
Don L. G ib so n ................. Sr.
V.Pres.
Robert P hillips................. Sr.
V.Pres.
* Designates C hief Executive O fficer

STATEMENT AS
Assets

Mil. Thou.

Cash & due from
depositories................ 12 937
U.S. Treasury securities . 8 535
Oblig. of other U.S.
Government agencies
and corporations........ 8 248
Oblig. of States and
political subdivisions.. 9 465
All other securities..........
220
Excess funds sold and
sec. resell agreements .
900
Loans, N e t...................... 86 475
Bank premises, furniture
and fix tu re s................ 2 328
All other assets................ 2 780

Joe S. Boone
R.A. Bryant
Richard P. Calhoun
Dr. John W. Dorman
Gerald Harp
Harold D. Hewitt
J.E. Hinshaw
Mace D. Howell
Dwain Newman
Thurman (Shorty) Parsons
Dr. Charles Sisco
Gretchen Steele
Phillip Steele
Walter Turnbow

JUNE 30, 1983
Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 14 874
Time & savings dep.,
ind., part., corp........... 83 468
U.S. Gov’t deposits........
74
Deposits of States
and subdivisions........ 9 136
All other deposits ..........
3
Certified and
Officers’ C h eck s........ .......... 847
Total D eposits............ 108 402
Excess funds purchased
and sec. repurchase
agreements.................. 6 710
All other liabilities.......... 6 066
Total Liabilities.......... 121
178
Equity Capital

Capital (#sh. au. 9,664) .
966
(# sh. outst. 9,664)
Surplus............................ 5 834
Undivided profits and
capital rese rv e ............ 3 210
Total equity capital . . . 10 010
Subordinated notes
and debentures............
700
TOTAL



131

888

TOTAL

131

888

192

State of Arkansas: Bank Department

BODCAW BANK, STAMPS
Population 2,859
Lafayette County
Chartered December 8, 1902 P.O. Box 8 Telephone Number 533-4486
Zip Code 71860
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

B. Stan C o o k .......................Chairman
*James N ip p e r.......................President
Danny Fitzpatrick ................V. Pres.
Bonnie M oreland.....................Cashier
Evelyn McClendon . . . .Asst. Cashier

B. Stan Cook
James Nipper
A.C. Cross
Roy Kimbell
C. C. Russell
A.O. Smith
Woodrow Smith
H.L. Wilkinson

■"Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions. .
Loan, N e t........................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil.

Thou.

2 753
6 838
4

124

3 450
7 264
268
492

Mil. Thou.
Liabilities
Demand deposits,
ind., part., corp........... 2 266
Time & savings dep.,
ind., part., corp........... 18 460
Deposits of States
and subdivisions........ 1 412
Certified and
62
Officers’ C h eck s........
Total D eposits............ 22 200
Excess funds purchased
and sec. repurchase
agreements..................
600
367
All other liabilities..........
Total Liabilities.......... 23 167
Equity Capital

Capital (#sh. au. 10,000)
(# sh. outst. 10,000)
Surplus............................
Undivided profits and
capital rese rv e............
Total equity capital .. .
TOTAL .......................... 25




189

250
750
1 022
2 022

TOTAL ...................... 25

189

193

Sixty-Ninth Report

BANK OF STAR CITY, STAR CITY
Population 2,067
Lincoln County
Chartered April 27, 1925 P.O. Box 69 Telephone Number 628-4286
Zip Code 71667
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Directors:

Principal Officers:

*Bennie F. Ryburn, Jr. . . Pres. & CEO
Joe V. M a so n ..............Ex. Vice Pres.
M.D. S m ith ........................ Vice Pres.
Anneta M oore.................... Vice Pres.

Pat Riley, Jr.
Fred Thornton
James W. Searcy
Bill Frizzell
Jimmie Don McKissack

^Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions. .
All other securities..........

Mil. Thou.

1 661
3

566

3
3

187
137

Mil. Thou.

2 410
14 342
40
2

159

Officers’ C h e c k s .....................L36

Excess funds sold and

sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Liabilities

Demand deposits,
ind., part., corp...........
Time & savings dep.,
ind., part., corp...........
U.S. Gov’t deposits........
Deposits of States
and subdivisions........
Certified and

1 675
6 491
183
818

Total D eposits............. 19 087
All other liabilities.......... ...........148
Total Liabilities........... 19 235
Equity Capital

Capital (#sh. au. 15,000)
150
(# sh. outst. 15,000)
Surplus............................
600
Undivided profits and
capital reserv e............ .......... 733
Total equity capital . . . 1 483

TOTAL




20 718

TOTAL

20 718

194

State of Arkansas: Bank Department

THE STEPHENS SECURITY BANK, STEPHENS
Population 1,366
Ouachita County
Chartered February 8, 1946 P.O. Box 7 Telephone Number 786-5416
Zip Code 71764
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: First Arkansas Bankstock Corp.
Principal Officers:

Directors:

*James M, M o rg a n ........ Pres. & CEO
Jared A. Phillips................ Vice Pres.
Juanita Poindexter............ Vice Pres.
Carol Reaves................ V .P.& Cashier
Bobby Wilkie ...............Asst. V. Pres.
Linda T h o m as................ Asst. Cashier

Guy Smith
Roger Smith
Herbert Henderson
Grady Arrington
Joe Wade
George Shankle
Eugene Bramlett
James M. Morgan
Charles Reveley
Colon Watson

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
899
depositories................
U.S. Treasury securities . 2 553
Oblig. of other U.S.
Government agencies
and corporations........ 1 898
Oblig. of States and
political subdivisions.. 1 327
50
All other securities..........
Loans, N e t...................... 13 369
Bank premises, furniture
170
and fix tu re s................
498
All other assets................

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp.........
1 509
Time &savings dep.,
ind., part., corp......... . 16 800
U.S. Gov’t deposits. . . .
1
Deposits of States
and subdivisions . . . .
465
Certified and
Officers’ Checks . . . .
83
Total D eposits.......... 18 858
All other liabilities........
357
Total Liabilities........ 19 215
Equity Capital

Capital (#sh. au. 5,150)
sh. outst. 5,150)
Surplus ..........................
Undivided profits and
capital reserv e..........
Total equity capital.. .
TOTAL .......................... 20




764

TOTAL ....................

275
558
716
1 549
20

764

Sixty-Ninth Report

195

CITIZENS BANK, STRONG
Population 785
Union County
Chartered January 19, 1931 P.O. Box 188 Telephone Number 797-7361
Zip Code 71765
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*O.B. Clark ..........................President
C.R. M ason..............................V. Pres.
L.K. Robertson (M rs.)............Cashier
Ray B. F in n e y ....................Asst. Sec.
E.L. V estal..........................Asst. Sec.

O.B. Clark
C.R. Mason
L.K. Robertson
Ray B. Finney
E.L. Vestal

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

TOTAL




Mil. Thou.

2

469
194
885
868
20

700
1 217
8
20

6 381

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 597
Time & savings dep.,
ind., part., corp............ 3 073
U.S. Gov’t deposits........
2
Deposits of States
and subdivisions........
446
Certified and
Officers’ C h eck s........ .............1_2
Total D eposits............. 5 130
Total Liabilities........... 5 130
Equity Capital

Capital (#sh. au. 8,000) .
200
(# sh. outst. 8,000)
Surplus..............
300
Undivided profits and
capital rese rv e ..............
751
Total equity capital. . . 1 251

TOTAL

6 381

196

State of Arkansas: Bank Department

THE FARMERS AND MERCHANTS
BANK, STUTTGART
Population 10,941
Arkansas County
Chartered December 29, 1944 P.O. Box 947 Telephone Number 673-6911
Zip Code 72160
Number of Branches: Inside City — 3; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None
Directors:

Principal Officers:

*Don P a ttillo ........................President
Carl G u n ter............... Exec.
VicePres.
Leonard DeVun ..........Sr. Vice Pres.
Lloyd R a tc liff............... Sr.
VicePres.
William R. T ric e ........... Sr. Vice Pres.
Larry G u n n ell............... Sr.
VicePres.
Glen Baum an................. Sr.
VicePres.
* Designates C hief Executive O fficer

Don Pattillo
Lloyd Ratcliff
Roy O. McCollum, III
B.J. St. John
Horace (Pete) Sickel
Curtis Siems
Billy E. Simpson
Ralph Wilson
Patricia K. McDonald
James E. Pond

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 5 167
U.S. Treasury securities . 4 532
Oblig. of other U.S.
Government agencies
and corporations........ 2 958
Oblig. of States and
political subdivisions. . 10 077
Excess funds sold and
sec. resell agreements . 3 800
Loans, N e t...................... 47 953
Bank premises, furniture
and fix tu re s................ 3 059
All other assets................ 1 915

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp......... . 11
Time & savings dep.,
ind., part., corp......... . 54
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . . . 3
All other deposits ........
Certified and
Officers’ Checks . . . .
Total D eposits.......... 69
Excess funds purchased
and sec. repurchase
agreements................
All other liabilities........
1
Total Liabilities........ 71

137
223
63
593
30
277
323
668
689
680

Equity Capital

Cap. (#sh. au. 100,000) .
(# sh. outst. 100,000)
Surplus.......................... .
Undivided profits and
capital rese rv e ..........
Total equity capital.. .
TOTAL .......................... 79




461

TOTAL ....................

1 000
3 000
3 781
7 781
79

461

Sixty-Ninth Report

197

BANK OF TRUMANN, TRUMANN
Population 6,044
Poinsett County
Chartered October 2, 1911 P.O. Box 48 Telephone Number 483-6333
Zip Code 72472
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

J.C. S tu ck ey ..............Pres. &Chmn.
Terry M. Clogston
*Clyde Robertson, J r .......... Exec. V.P.
Wilburn J. Cole
Eugene P o u n d s..........Sr. Vice Pres.
J.F. Lady
Wilburn J. C o le ........ V.P. & Cashier
Eugene Pounds
Fannie M. K ent................. Asst. V.P.
Clifford C. Purvis
Shirley B en so n ................. Asst. V.P.
Clyde Robertson, Jr.
Dianne Craig .................Loan Officer
J.C. Stuckey
Lena H eath...................................Asst.Cashier
Cheryl M cM asters........ Asst. Cashier
♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2 026
U.S. Treasury securities . 4 397
Oblig. of other U.S.
Government agencies
and corporations........ 11 293
Oblig. of States and
political subdivisions. . 2 230
Excess funds sold and
sec. resell agreements .
950
Loans, N e t...................... 9 224
Bank premises, furniture
and fix tu re s................
559
All other assets................
871

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 454
Time & savings dep.,
ind., part., corp............ 23 063
U.S. Gov’t deposits........
10
Deposits of States
and subdivisions........
873
All other d e p o sits..........
5
Certified and
Officers’ C h eck s........ ...........125
Total D eposits............. 27 530
Excess funds purchased
and sec. repurchase
agreements..................
92
All other liabilities.......... .......... 855
Total Liabilities.......... 28 477
Equity Capital

Capital (#sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus........................ 2
Undivided profits and
capital rese rv e ..............
Total equity capital . . . 3

TOTAL




31 550

TOTAL

100
000
973
073

31 550

State of Arkansas: Bank Department

198

BANK OF TUCKERMAN, TUCKERMAN
Population 2,078
Jackson County
Chartered November 8, 1902 P.O. Box 700 Telephone Number 349-5155
Zip Code 72473
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Lindley V. Smith, J r ............. President
Van S m ith ...........................Chairman
Cornelius A d co x .....................Cashier
Ann W a ts o n ...........................Auditor

Bob Penix
Scotty Armstrong
Van Smith

* Designates Chief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil.

Thou.

Cash & due from
depositories............... 1
U.S. Treasury securities..
Oblig. of other U.S.
Government agencies
and corporations ........ 4
Oblig. of States and
political subdivisions . . 2
All other securities.............
Excess funds sold and
sec. resell agreements ..
Loans, N et..................... 5
Bank premises, furniture
and fixtures.....
150
All other asse ts...
526

262
796
984
733
48
100
788

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 095
Time & savings dep.,
ind., part., corp........... 10 324
Deposits of States
and subdivisions........ 1 074
All other deposits..........
9
Certified and
Officers’ Checks........ .............82
Total Deposits............ 13 584
All other liabilities........ .......... 496
Total Liabilities ........ 14 080
Equity Capital

Capital (# sh. au. 4,000).
100
(# sh. outst. 4,000)
Surplus.............
900
Undivided profits and
capital reserve.............. 1 307
Total equity capital .. 2 307

TOTAL




16 387

TOTAL

16 387

199

Sixty-Ninth Report

TYRONZA BANK, TYRONZA
Population 777
Poinsett County
Chartered October 31, 1951 P.O. Box 95 Telephone Number 487-2161
Zip Code 72386
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Charles F. L u te r.................. President
Maxyne U rs e ry .................. Vice Pres.
& Cashier
John E m ric h ...................... Vice Pres.
George E. B eley ..................Secretary

A. A. Banks
George E. Beley
John H. Emrich
Charles F. Luter
H.F. Norcross, Jr.
Eugene Vaughn

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

3 683
823
1 203
2 038
7 141
57
272

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp......... . 2 034
Time & savings dep.,
ind., part., corp......... . 10 143
U.S. Gov’t deposits. . . .
13
Deposits of States
and subdivisions . . . .
642
Certified and
Officers’ Checks . . . .
50
Total D eposits.......... 1? 882
All other liabilities........
186
Total Liabilities........ 13 068
Equity Capital

Capital (# sh. au. 2,000)
(# sh. outst. 2,000)
Surplus..........................
Undivided profits and
capital reserv e..........
Total equity capital . . .
TOTAL .......................... 15 217




TOTAL ....................

50
1 000
1 099
2 149
15

217

State of Arkansas: Bank Department

200

CITIZENS BANK & TRUST COMPANY, VAN BUREN
Population 12,020
Crawford County
Chartered May 20, 1910 P.O. Box 469 Telephone Number 474-1201
Zip Code 72956
Number of Branches: Inside City — 3; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*R.A. Hammerschmidt, Jr.......... Pres.
David Shewm aker.............Exec. V.P.
Marion H. Riggs.......... Sr. Vice Pres.
Eugene P. Hobbs . . . . V.P. & Cashier
R.H. T e rry ............V.P. & Trust Off.
Michael R. M orrow ...........Vice Pres.
Frank W o ffo rd ............................ VicePres.
* Designates C hief Executive O fficer

John R. Ballentine
Lonnie Batchelor
Tommy L. Beard
Carl Creekmore
Jimmy D. Gooch
Morril Harriman
Paul Shirley
R.A. Hammerschmidt, Jr.
David R. Shewmaker
Eugene P. Hobbs

STATEMENT AS OF JUNE 30. 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 3
U.S. Treasury securities . 3
Oblig. of other U.S.
Government agencies
and corporations........ 3
Oblig. of States and
political subdivisions.. 5
Excess funds sold and
sec. resell agreements . 2
Loans, N e t...................... 31
Bank premises, furniture
and fix tu re s................ 1
All other assets................ 1

456
771
199
135
560
272
171
036

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 6 731
Time & savings dep.,
ind., part., corp............ 33 354
U.S. Gov’t deposits........
55
Deposits of States
and subdivisions.......... 3 076
All other d e p o sits..........
240
Certified and
Officers’ C h eck s.................. 231
Total D eposits............ 43 687
Excess funds purchased
and sec. repurchase
agreements.................... 1 961
All other liabilities.......... 1 500
Total Liabilities........... 47 148
Equity Capital

Capital (#sh. au. 16,000)
(# sh. outst. 16,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




51 600

TOTAL

400
1 600
2 452
4 452

51 600

Sixty-Ninth Report

201

PEOPLES BANK AND TRUST COMPANY,
VAN BUREN
Population 12,020
Crawford County
Chartered August 12, 1933 P.O. Box 429 Telephone Number 474-6801
Zip Code 72956
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*William W, T h o m a s..................Pres.
C.E. D o u g a n ....................Exec. V.P.
Larry Spradley....................... Cashier

C.E. Dougan
David Foust
Paul Hurst
Clyman E. Izard
Joe Kirksey
W.G. Swindle
Derrel Thomas
William W. Thomas
Wesley Warnock

‘ Designates C h ief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 3
U.S. Treasury securities . 1
Oblig. of other U.S.
Government agencies
and corporations........ 2
Oblig. of States and
political subdivisions. . 6
All other securities..........
Loans, N e t...................... 33
Bank premises, furniture
and fix tu re s................ 1
All other assets................ 1

210

497
358
594
400
425
488
390

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 12 722
Time & savings dep.,
ind., part., corp............ 28 568
U.S. Gov’t deposits........
20
Deposits of States
and subdivisions........ 1 567
All other deposits ..........
17
Certified and
Officers’ C h e c k s........ .......... 243
Total D eposits............ 43 137
Excess funds purchased
and sec. repurchase
agreements.................. 1 605
All other liabilities.......... .......... 466
Total Liabilities.......... 45 208
Equity Capital

Capital (#sh. au. 8,293) .
(# sh. outst. 8,293)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .
Subordinated notes
and debentures............
TOTAL



50

362

TOTAL

207
1 393
3 054
4 654
500
50

362

State of Arkansas: Bank Department

202

BANK OF WALDO, WALDO
Population 1,685
Columbia County
Chartered September 2, 1899 P.O. Box 366 Telephone Number 693-5858
Zip Code 71770
Number of Branches: Inside City — None: Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

*Charles F. Greene................President
Ellen F. Sm ith............V.P. & Cashier
Alice S. Wilson ............Asst. Cashier

Directors:

John L. Perritt
Robert Genestet
Carl Roberts
Charles F. Greene

‘ Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................
416
Oblig. of other U.S.
Government agencies
and corporations........
299
Oblig. of States and
political subdivisions..
206
Excess funds sold and
sec. resell agreements .
200
Loans, N e t...................... 6 462
Bank premises, furniture
and fix tu re s................
288
All other assets................
98

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
876
Time & savings dep.,
ind., part., corp............ 6 036
U.S. Gov’t deposits........
2
Deposits of States
and subdivisions........
510
Certified and
Officers’ C hecks........ ............ 23
Total D eposits............ 7 447
Total Liabilities.......... 7 447
Equity Capital

Capital (#sh. au. 6,000) .
150
(# sh. outst. 6,000)
Surplus............................
225
Undivided profits and
capital reserv e....................... 147
Total equity capital . . .
522

TOTAL




7 969

TOTAL

7 969

Sixty-Ninth Report

203

THE PEOPLES BANK, WALDO
Population 1,685
Columbia County
Chartered June 22, 1910 P.O. Box 426 Telephone Number 693-5551
Zip Code 71770
Number of Branches: Inside City — 1; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Golden Oaks Bancshares, Inc.
Principal Officers:

Directors:

*Harold Fincher....................President
Richard P. C la rk .............. Exec. V.P.
Joyce C ra n e .........................Cashier
Jill Jackson....................Asst. Cashier
Sharon M erritt..............Asst. Cashier

Harold Fincher
Dorothy J. Fincher
Richard Clark
Imogene M. Clark
Mary Baird
Clark Fincher
G.F. Scott
Betty Lou Scott

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30. 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

2

973
783

1 518
3 498
8 572
8
74

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 824
Time & savings dep.,
ind., part., corp............ 11 316
U.S. Gov’t deposits........
166
Deposits of States
and subdivisions........ 1 604
Certified and
Officers’ C h eck s........ ............ 56
Total D eposits............ 14 966
Excess funds purchased
and sec. repurchase
agreements..................
105
All other liabilities.......... ...........L23
Total Liabilities.......... 15 194
Equity Capital

Capital (#sh. au. 10,000)
(# sh. outst. 10,000)
Surplus............................
Undivided profits and
capital reserve ..........
Total equity capital. . .

TOTAL



17 426

TOTAL

250
250
1 732
2 232

17 426

204

State of Arkansas: Bank Department

BANK OF WALDRON, WALDRON
Population 2,642
Scott County
Chartered April 3, 1901 P.O. Box 278 Telephone Number 637-2161
Zip Code 72958
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Dale Rodgers ..........Chmn. of Board
*Bill R. Philpot......................President
W. Knox Dozier................ Exec. V.P.
Pat Davenport .......... V .P.& Cashier
Robert L. Akers ............... Vice Pres.

Directors:

Kelly Ashford
Bill J. Black
Jim H. Currier
Mrs. Charlye V. Davidson
W.W. Davis
Rena Owens
James Richmond

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2 039
U.S. Treasury securities . 3 441
Oblig. of other U.S.
Government agencies
and corporations........ 3 339
Oblig. of States and
political subdivisions. . 6 679
Excess funds sold and
sec. resell agreements .
200
Loans, N e t...................... 22 501
Bank premises, furniture
229
and fix tu re s................
All other assets................
592

Liabilities

Equity Capital

Capital (# sh.au. 24,000)
(# sh. outst. 24,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital . . .

TOTAL




39 020

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 548
Time & savings dep.,
ind., part., corp............ 29 019
U.S. Gov’t deposits........
6
Deposits of States
and subdivisions........ 1 549
Certified and
Officers’ C hecks........ ............ 98
Total Deposits............. 34 220
All other liabilities.................... 342
Total Liabilities........... 34 562

TOTAL

600
1 900
1 958
4 458

39 020

205

Sixty-Ninth Report

THE SCOTT COUNTY BANK, WALDRON
Population 2,642
Scott County
Chartered February 20, 1980 P.O. Box 838 Telephone Number 637-3191
Zip Code 72958
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*John Chambers I I I ............. President
Mike Ferguson....................Exec. V.P.
Patsy Hawkins......................Vice Pres.
Robbie Zimmer....................Asst. V.P.
Trisha S ik es............................Cashier

A.L. Wilf
Roy Hale, Jr.
Bill Marsh
W.R. (Bud) Rice
Thurman Keener
Jerral Jones
John Chambers III
Patsy Hawkins
Mike Ferguson

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions.. 1
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 11
Bank premises, furniture
and fix tu re s................
All other assets................

954
849
502
007
250
768
258
380

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
716
Time & savings dep.,
ind., part., corp............ 13 298
U.S. Gov’t deposits........
98
Deposits of States
and subdivisions........
905
Certified and
Officers’ C h eck s...................171
Total D eposits............. 15 188
Excess funds purchased
and sec. repurchase
agreements..................
146
All other liabilities.......... ...........1_52
Total Liabilities........... 15 486
Equity Capital

Capital (Jt sh.au. 40,000)
(# sh. outst. 40,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL



16 968

TOTAL

400
600
482
1 482

16 968

206

State of Arkansas:

Bank Department

FIRST STATE BANK OF WARREN, WARREN
Population 7,631
Bradley County
Chartered December 12, 1978 P.O. Box 29 Telephone Number 226-2601
Zip Code 71671
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Bradley Bancshares, Inc.
Principal Officers:

Directors:

Bennie Ryburn, Sr...............Chairman
*Freddie M. Mobley ........... President
Hugh A. Quim by........................Exec.V.P.
G ordons. P ric e ..............................Sr.V.P.
Jo J e n k in s .................................... VicePres.
& Cashier
Frances Hargis.............................. VicePres.
* Designates C hief Executive O fficer

W. Curtis Blankinship, Jr.
Bruce Cash
Merl Crow
Robert E. Garner
Roger George
Bryan Martin
Thomas V. Maxwell
Freddie M. Mobley
Victor Myers
Bennie Ryburn, Jr.

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................. 1 901
U.S. Treasury securities .
350
Oblig. of other U.S.
Government agencies
and corporations........ 1 156
Oblig. of States and
political subdivisions.. 10 759
All other securities........... 9 269
Loans, N e t...................... 19 597
Bank premises, furniture
320
and fix tu re s................
All other assets................. 1 269

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 074
Time & savings dep.,
ind., part., corp............ 30 691
U.S. Gov’t deposits........
46
Deposits of States
and subdivisions........ 3 190
Certified and
Officers’ C h eck s........ ...........137
Total D eposits............. 37 138
Excess funds purchased
and sec. repurchase
agreements................... 2 800
All other liabilities.......... .......... 447
Total Liabilities........... 40 385
Equity Capital

Capital (# sh. au. 59,000)
(# sh. outst. 59,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




44 621

TOTAL

590
1 910
1 736
4 236

44 621

207

Sixty-Ninth Report

WARREN BANK AND TRUST COMPANY, WARREN
Population 7,631
Bradley County
Chartered December 28, 1901 P.O. Box 350 'Telephone Number 226-2621
Zip Code 71671
Number of Branches: Inside City — 2; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Gerard Sangster..................President
Gerald B u rto n ..............Sr. Vice Pres.
Walter Rutledge ................ Vice Pres.
Pauline Hollingsworth . . . .Vice Pres.
James E. S m ith .................. Vice Pres.

Louis W. Ederington
John B. Frazer, Jr.
L.H. Derby, Jr.
F. Martin Hankins
W. Sykes Harris
J.E. Hurley, Jr.
C.A. Milton
G.
F. Wynne

♦Designates C h ief Executive Officer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 1 931
U.S. Treasury securities . 12 315
Oblig. of other U.S.
Government agencies
and corporations........ 18 904
Oblig. of States and
political subdivisions.. 8 655
Loans, N e t...................... 21 353
Bank premises, furniture
and fix tu re s................
753
All other assets................ 1 763

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 4 990
Time & savings dep.,
ind., part., corp........... 47 821
U.S. Gov’t deposits........
79
Deposits of States
and subdivisions........ 2 270
Certified and
Officers’ C h eck s........ ...........U6
Total D eposits............ 55 276
Excess funds purchased
and sec. repurchase
agreements.................. 4 275
All other liabilities.......... .......... 982
Total Liabilities.......... 60 533
Equity Capital

Capital (# sh.au. 24,000)
(# sh. outst. 24,000)
Surplus ............................
Undivided profits and
capital reserv e............
Total equity capital. . .

TOTAL




65

674

TOTAL

600
400
4
5

141
141

65

674

208

State of Arkansas: Bank Department

BANK OF WEINER, WEINER
Population 750
Poinsett County
Chartered April 2, 1909 P.O. Box 307 Telephone Number 684-2221
Zip Code 72479
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

*John R. H ogue....................President
Niles B ise ....................... Sr. Vice Pres.
Michael D. Gillis......... V.P. & Cashier
Phil H e sse ..................Farm Loan Off.
Paulette F ah r............Operations Off.

Directors:

John R. Hogue
Niles Bise
Ronald Hogue
Malcolm C. Hogue
Dr. E.L. Hogue
Herbert Ziegenhorn

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................
907
U.S. Treasury securities . 3 304
Oblig. of other U.S.
Government agencies
and corporations........ 2 574
Oblig. of States and
political subdivisions.. 3 068
All other securities.......... 1 632
Excess funds sold and
sec. resell agreements . 2 000
Loans, N e t...................... 12 718
Bank premises, furniture
and fix tu re s................
227
All other assets................
546

Liabilities

Equity Capital

Capital (#sh. au. 8,000) .
(# sh. outst. 8,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital .. .

TOTAL




26 976

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 583
Time & savings deposits,
ind., part., corp........... 19 698
U.S. Gov’t deposits........
9
Deposits of States
and subdivisions........ 1 331
All other d e p o sits..........
80
Certified and
Officers’ C h eck s.................... 85
Total D eposits............. 23 786
All other liabilities.......... .............. 8
Total Liabilities........... 23 794

TOTAL

200
1 300
1 682
3 182

26 976

Sixty-Ninth Report

209

MERCHANTS AND FARMERS BANK,
WEST HELENA
Population 11,005
Phillips County
Chartered October 4, 1948 P.O. Box 2497 Telephone Number 572-3481
Zip Code 72390
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None
Bank Holding Company Affiliate: Southern BankShares, Inc.
Principal Officers:

Directors:

*Douglas Simmons .............. President
Roy B. W a rre n ............ Sr. Vice Pres.
James A. B ogle............................ VicePres.
Gordon M. W h ite........................ VicePres.
E.F. Kalb, J r..................................VicePres.
Bill Sim m ons................................ VicePres.

James L. Linder, Chmn.
James E. Boyd
Jerry Kelley
Ralph Murray
Brooks Griffin
Jesse E. Porter
Douglas Simmons

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 5
U.S. Treasury securities . 7
Oblig. of other U.S.
Government agencies
and corporations........ 8
Oblig. of States and
political subdivisions.. 3
Loans, N e t...................... 27
Bank premises, furniture
and fix tu re s................
All other assets................ 1

955
765
396
316
463
839
741

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 5 528
Time & savings dep.,
ind., part., corp........... 34 734
U.S. Gov’t deposits........
63
Deposits of States
and subdivisions........ 7 895
Certified and
Officers’ C h eck s........ .......... 204
Total D eposits............ 48 424
Excess funds purchased
and sec. repurchase
agreements..................
341
All other liabilities.......... 2 500
Total Liabilities.......... 51 265
Equity Capital

Capital (# sh.au. 20,000)
(# sh. outst. 20,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




55 475

TOTAL

500
1 000
2 710
4 210

55 475

State of Arkansas: Bank Department

210

BANK OF WEST MEMPHIS, WEST MEMPHIS
Population 28,132
Crittenden County
Chartered April 21, 1928 P.O. Box 2128 Telephone Number 735-2922
Zip Code 72301
Number of Branches: Inside City — 3; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None
Directors:

Principal Officers:

*Jack K. H o g a n ............ President
Robert L. Wright . . . Exec. Vice Pres.
Paul N e a l............................. Vice Pres.
Robert L. N a y lo r........ V.P./A uditor
Mary G o e ............................. Vice Pres.
Arley Knight....... V .P./Trust Officer
Jo Duncan...........Vice Pres./Cashier
Doris Sw indler............Vice President
Janie T a te ....................Vice President
Jan W illis....................Vice President
Adonna P a r k e r ........Asst. Vice Pres.
♦Designates C hief Executive O fficer

George H. Dunklin, Chmn.
Davis Biggs
M.E. Black Dunklin
Thomas J. Gibson
James A. Heath
Jack K. Hogan
Keith Ingram
W. Kent Ingram, Jr.
Robert E. McCarley
Lloyd C. McCuiston, Jr.
Bob G. Morgan
Paul O’Neal
J.C. Tennison
J. Frank Waggener

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 3 971
U.S. Treasury securities . 13 325
Oblig. of other U.S.
Government agencies
and corporations........ 9 274
Oblig. of States and
political subdivisions.. 5 294
All other securities..........
10
Excess funds sold and
sec. resell agreements . 5 300
Loans, N e t...................... 12 090
Bank premises, furniture
and fix tu re s................
933
All other assets................
870

Liabilities

Equity Capital

Cap. (#sh. au. 100,000) .
(# sh. outst. 100,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .

TOTAL



51 067

Mil. Thou.

Demand deposits,
ind., part., corp............ 11 411
Time & savings dep.,
ind., part., corp........... 26 860
U.S. Gov’t deposits........
75
Deposits of States
and subdivisions........ 6 571
Certified and
Officers’ C h eck s........
212
Total D eposits............. 45 129
All other liabilities.......... .......... 384
Total Liabilities........... 45 513

TOTAL

1 000
1 000
3
5

554
554

51 067

Sixty-Ninth Report

211

WILMOT STATE BANK, WILMOT
Population 1,227
Ashley County
Chartered October 25, 1937 P.O. Box 95 Telephone Number 473-2211
Zip Code 71676
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

W.B. deY am pert..................President
& Director
*Kenneth M. Allbritton .. .Exec. V.P.
& C.E.O.
Shirley Montgomery .. .Asst. Cashier
Sue B a rre tt....................Asst. Cashier

William deYampert
John B. Currie
John B. Currie, Jr.
Henry Morschheimer
I. A. Janes

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories.................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t.......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

3 235
200
194
222
570
2 208
72
181

Liabilities

Equity Capital

Capital (#sh. au. 12,000)
(# sh. outst. 12,000)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




6 882

Mil. Thou.

Demand deposits,
ind., part., corp...........
960
Time & savings dep.,
ind., part., corp........... 3 795
Deposits of States
and subdivisions........
884
All other deposits ..........
61
Certified and
Officers’ C h eck s........ .............. 5
Total D eposits............ 5 705
All other liabilities.......... ............ 68
Total Liabilities.......... 5 773

TOTAL

120
555
1

434
109

6 882

State of Arkansas:

212

Bank Department

BANK OF WILSON, WILSON
Population 1,118
Mississippi County
Chartered Ocotober 3, 1908 P.O. Box 338 Telephone Number 655-8631
Zip Code 72395
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

R.E.L. W ilson.................... Chairman
*J.B. G w yn...........................President
Bill P a y n e ..................V.P. & Cashier
James T. Shenep V.P. & Branch Mgr.
Florabel B ishop............Asst. Cashier

C.L. Denton, Jr.
Wm. J. Denton, Jr.
J.B. Gwyn
J.B. Hilliard
C.D. Lowrance
Michael E. Wilson
R.E.L. Wilson, V
Steve A. Wilson
R.E.L. Wilson

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fix tu re s................
All other assets................

Mil. Thou.

2

824
194
495

3 064
2 050
2 453
27
211

Liabilities

Demand deposits,
ind., part., corp......... .
Time & savings dep.,
ind., part., corp......... .
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . . .
Certified and
Officers’ Checks . . . .
Total D eposits..........
All other liabilities........
Total Liabilities........




318

3 458
4

368
5

1 300
6
137
98
9 235

9

Equity Capital

Capital (# sh. au. 4,000)
(# sh. outst. 4,000)
S urplus.......................... .
Undivided profits and
capital rese rv e ..........
Total equity capital .. .
TOTAL .......................... 11

Mil. Thou.

TOTAL ....................

100
1 000
983
2 083
11

318

Sixty-Ninth Report

213

CROSS COUNTY BANK, WYNNE
Population 7,786
Cross County
Chartered June 5, 1891 P.O. Box 9 Telephone Number 238-8171
Zip Code 72396
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — Npne; Outside City — None
Principal Officers:

Directors:

*Ken M cClanahan........ . . . . President
Winifred G. Sigman. . . .Admin. V.P.
and Cashier
Larry L a w so n .............. .. .VicePres.
& Asst. Trust Officer
Ann J o n e s .................... .. .VicePres.
Bobbie Nell Brown . . .. .. .Vice Pres.
Mazie Ballard .............. .. .Vice Pres.
Judy T h o m a s............Exec. Secretary
Ronnie Sims.................. . . . Vice Pres.
Rafe Andrews................ Trust Officer
Charlotte P a tto n .......... .. .Asst. V.P.

Rafe Andrews
Gerald Blackburn
Willard G. Burks
Albert Hess
Eugene Goodart
John H. Johnston, Jr.
Pete Imboden, III
James Richardson

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 2 209
U.S. Treasury securities . 2 301
Oblig. of other U.S.
Government agencies
and corporations........ 10 800
Oblig. of States and
political subdivisions.. 5 100
All other securities..........
306
Excess funds sold and
sec. resell agreements . 3 350
Loans, N e t...................... 19 482
Bank premises, furniture
and fix tu re s................
723
All other assets................ 1 187

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 6 685
Time & savings dep.,
ind., part., corp........... 30 226
U.S. Gov’t deposits........
57
Deposits of States
and subdivisions........ 1 655
All other deposits ..........
6
Certified and
Officers’ C h eck s........
51
Total D eposits............ 38 680
Excess funds purchased
and sec. repurchase
agreements.................. 1 677
All other liabilities..........
842
Total Liabilities.......... 41 199
Equity Capital

Capital (# sh. au. 60,000)
(# sh. outst. 60,000)
S urplus............................
Undivided profits and
capital reserv e............
Total equity capital. . .
TOTAL .......................... 45



458

1 500
1 000
1 759
4 259

TOTAL ...................... 45

458

214

State of Arkansas:

Bank Department

THE BANK OF YELLVILLE, YELLVILLE
Population 1,044
Marion County
Chartered December 13, 1945 P.O. Box 325 Telephone Number 449-4231
Zip Code 72687
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Mountain Bancshares, Inc.
Principal Officers:

*James N. T h o m a so n .......... President
Duane C. P r ic e ............Sr. Vice Pres.
Terry L. K ent.....................Vice Pres.
Janie C. H o rto n ............... Asst. V.P.
Sheryl G raham ............. Asst. Cashier
Carolyn E ck m an ......... Asst. Cashier

Directors:

James N. Thomason
Duane C. Price
Karl King
Dan Duren
Oran Carter
John James, Jr.
Fred Berry

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30. 1983
Assets

Mil. Thou.

Cash & due from
depositories................ 4 159
U.S. Treasury securities . 3 069
Oblig. of other U.S.
Government agencies
and corporations........ 5 001
Oblig. of States and
political subdivisions.. 2 324
All other securities.......... 2 127
Loans, N e t...................... 12 946
Bank premises, furniture
and fix tu re s................
521
All other assets................ 2 325

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 043
Time & savings dep.,
ind., part., corp............ 24 711
U.S. Gov’t deposits........
14
Deposits of States
and subdivisions........ 1 233
Certified and
Officers’ C hecks........ ............ 38
Total D eposits............. 29 039
Excess funds purchased
and sec. repurchase
agreements..................
551
All other liabilities..........
268
Total Liabilities........... 29 858
Equity Capital

Capital (#sh. au. 23,500)
(# sh. outst. 20,781)
Surplus............................
Undivided profits and
capital reserv e............
Total equity capital . . .

TOTAL




32 472

TOTAL

208
1 300
1 106
2 614

32 472

Sixty-Ninth Report

215

SIXTY-NINTH REPORT

showing

THE CONDITION OF THE
2 ARKANSAS STATE-CHARTERED
TRUST COMPANIES

(Not engaged in commercial banking)

ASSETS AND LIABILITIES ARE AS SHOWN BY THE CALL OF




JUNE 30, 1983

216

State of Arkansas:

Bank Department

JONES INVESTMENT AND TRUST COMPANYLITTLE ROCK
Population 158,461
Pulaski County
Chartered February 9, 1910
Telephone Number 374-5225
Zip Code 72201
(Not engaged in commercial banking)
Principal Officers:

Directors:

*Bernice Jo n es..............Chmn. of Bd.,
C.E.O., & President
H.G. Frost, J r ..................... Vice Pres.
Mary Sellers . . . .Sec.-Treas. & Cash.

Bernice Jones
H.G. Frost, Jr.
Mary Sellers

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
Loans, N e t......................
Business premises, furn.
and fix tu re s................
All other assets................

TOTAL




Mil. Thou.

3 024
528
6 059
2 350
5
255
12

221

Liabilities

Mil. Thou.

All other liabilities.......... ...........117
Total Liabilities..........
117
Equity Capital

Capital (#sh. au. 1,000) .
100
(# sh. outst. 1,000)
S urplus............................ 10 000
Undivided profits and
capital reserv e............ 2 004
Total equity capital . . . 12 104

TOTAL

12

221

Sixty-Ninth Report

217

METROPOLITAN TRUST
COMPANY, NORTH LITTLE ROCK
Population 64,419
Pulaski County
Chartered June 5, 1925
Telephone Number 758-1212
Zip Code 72116
(Not engagea in commercial banking)
Principal Officers:

Directors:

*Justin Matthews, III ................Chmn.
of the Board
Walter L. B urroughs......... President
Hal C. M atthews.................Vice Pres.
Everett L. Hall, J r............... Treasurer
Betty M. Couch .................. Secretary
Jean E llio tt................ Asst. Secretary

Justine Matthews, III
Walter L. Burroughs
J. Somers Matthews
Hal C. Matthews
Lila B. Hornor
Robert K. Beal
Howard Cockrill
Jerry H. Glenn, Jr.
J.D. Simpson
Lyndell Lay

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories................
Oblig. of States and
political subdivisions..
Business premises, furn.
and fix tu re s................
All other assets................

3
250

TOTAL .........................

780




507
20

Liabilities

All other liabilities..........
Total Liabilities..........

Mil. Thou.

286
286

Equity Capital

Capital (#sh. au. 1,642) .
164
(# sh. outst. 1,642)
Surplus.............
33
Undivided profits and
capital reserv e............. ......... 297
Total equity capital .. .
494

TOTAL .....................

780

State of Arkansas:

218

Bank Department

SIXTY-NINTH REPORT

showing

THE CONDITION OF THE
3 ARKANSAS STATE-CHARTERED ACT 111
INDUSTRIAL LOAN INSTITUTIONS

(Not engaged in commercial banking)

ASSETS AND LIABILITIES ARE AS SHOWN BY THE CALL OF




JUNE 30, 1983

Sixty-Ninth Report

219

SOUTHERN CREDIT CORPORATION, MALVERN
Population 10,163
Hot Spring County
Chartered October 9, 1959 P.O. Box 400 Telephone Number 332-2462
Zip Code 72104
Act 111, Industrial Loan Institution
(Not engaged in commercial banking)
Principal Officers:

Directors:

*W.H. M cC lure.................... President
Layne Sparks.................. Comptroller
George L. McClure, Sr. .. Treasurer

W .J. McClure
George L. McClure
Jewelle Johnson
A.J. Wilks
Vance Jernigan
Ray Cook
Frank R. McClure
George L. McClure, Jr.
Layne Sparks
James C. Cole

♦Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Assets

Cash & due from
depositories................
Oblig. of other U.S.
Government agencies
and corporations........
Oblig. of States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t.......................
All other assets................

TOTAL




Mil. Thou.

875
3 217
125
926
450
2 692
144

8 429

Liabilities

Mil. Thou.

Investment
certificates................... 7 410
Total Certificates......... 7 410
All other liabilities.......... ...........155
Total Liabilities........... 7 565
Equity Capital

Capital {# sh. au. 30,000)
242
(# sh. outst. 12,100)
358
S urplus............
Undivided profits and
capital reserv e.......................264
Total equity capital . . .
864
TOTAL

8 429

State of Arkansas:

220

Bank Department

HALLMARK LOAN AND INVESTMENT
CORPORATION, NORTH LITTLE ROCK
Population 64,419
Pulaski County
Chartered October 21, 1927 P.O .Box 5821 Telephone Number 376-3523
. ,
, Zip Code 72119
^
Act 111, lnuustriai L,oan Institution
(Not engaged in commercial banking)
Principal Officers:

Directors:

*D.M. Fitzgerald................... President
Evelyn L. P ow ell.............. Vice Pres.,
Sec., Asst. Treas.
Dorrance A. W illiams.........Asst. Sec.
William B randon.................Treasurer

D.M. Fitzgerald
Evelyn Powell
Dorrance A. Williams
William Brandon
Dale Helton

* Designates C hief Executive O fficer

STATEMENT AS OF JUNE 30, 1983
Mil. Thou.
Assets
Cash & due from
depositories............
193
1 055
All other securities. . . .
Loans, N e t.................. . . 4 847
Business premises
212
furniture & fixtures .
238
All other assets............

Liabilities

Mil. Thou.

Investment
Certificates................... 5 797
Total Certificates......... 5 797
All other liabilities.......... .......... 216
Total Liabilities........... 6 013
Equity Capital

TOTAL




6 545

Cap. (#sh. au. 300,000) .
sh. outst. 195,650)
S urplus............................
Undivided profits and
capital reserv e............

199

Total equity capital . ..

532

TOTAL ......................

170
163
6

545

Sixty-Ninth Report

221

NATIONAL CREDIT CORPORATION, PINE BLUFF
Population 56,576
Jefferson County
Chartered April 13, 1941 P.O. Box 5317 Telephone Number 534-3250
Zip Code 71611
Act 111, Industrial Loan Institution
(Not engaged in commercial banking)
Principal Officers:

Directors:

* T e d L u ft..............................President
George E. Puddephatt........ Chmn. of
the Board & Sec.

Clifford A. Davies
Morrell Gathright
Dan C. Horton
Dr. Raymond A. Irwin
Simon Joseph
Ted M. Luft
George E. Puddephatt
A1 Otten
William C. Southard

*Designates C hief Executive Officer

STATEMENT AS OF JUNE 30, 1983
Assets

Mil. Thou.

Cash & due from
depositories..............
All other securities........
Excess funds sold and
sec. resell agreements . 3
Loans, N e t.................... . 13
Business premises
furniture & fixtures . .
All other assets..............

TOTAL




548
648
150
232
301
511

18 390

Liabilities

Mil. Thou.

Investment
Certificates.................. 16 596
Total Certificates........ 16 596
All other liabilities.......... .......... 499
Total Liabilities.......... 17 095
Equity Capital

Cap. (#sh. au. 10,000) ..
125
(ti sh. outst. 6,250)
S urplus............
875
Undivided profits &
capital reserv e.......................295
Total equity capital . . . 1 295

TOTAL

18 390