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REPORT OF THE BANK COMMISSIONER OF ARKANSAS 1978 DAVID PRYOR Governor H. C. ADAMS State Bank Commissioner WILLIAM R. STRINGFELLOW Director Department of Commerce LIBRARY SIXTY-FOURTH REPORT OF THE BANK COMMISSIONER OF THE STATE OF ARKANSAS FOR THE YEAR ENDED JUNE 30, 1978 HARVEL C. ADAMS L IB R A R Y STATE OF ARKANSAS OFFICE O F STATE BANK D EPARTM EN T July 1, 1978 To the Honorable David Pryor Governor of Arkansas Dear Governor: In compliance with the provisions of Act 113 of 1913 (now found in Section 67-111, Arkansas Statutes of 1947), I submit for your consideration and infor mation, the Sixty-Fourth Annual Report of the State Bank Department for the fiscal year ended June 30, 1978. A t June 30,1978, there were 188 active State-chartered commercial banks under supervision of the State Bank Department. The growth rate of the State banks took an upswing during the past fiscal year with total assets of $4,052,713,000 reported for June 30,1978, compared to total assets of $3,596,995,000 this time last year, a dollar increase of $455,718,000 or 12.67% . In addition to the 188 Commercial banks, this Department supervises 2 Trust Companies and 3 Industrial Loan Institutions, for a total of 193 financial institu tions. Examinations for 1978 are on schedule and it is expected that all institutions will be examined during the calendar year 1978, as has been the case for the ten calendar years prior to 1978. In addition to the information set out above, this report reflects in detail the condition of each of the 193 institutions as of June 30,1978. Also given is informa tion pertaining to Bank Department and federal supervisory agency personnel and personnel of the Arkansas Bankers Association. A statement showing the receipts and disbursements of the Bank Department is also included. Respectfully, H. C. A D A M S State Bank Commissioner Sixty-Fourth Report LEGAL H OLIDAYS New Year’s D a y ........................ January 1. Robert E . Lee’s Birthday____ January 19. George Washington’s Birthday Third Monday in February. Memorial Day ............................. Last Monday in May. Independence Day .................... July 4. Labor Day ................................... First Monday in Sept. Veterans’ D a y ............................. November 11. Thanksgiving D a y ...................... Fourth Thursday in November. Christmas E v e ............................ December 24. Christmas D a y .......................... .. December 25. All Bills of Exchange, drafts, or Promissory Notes, which shall become payable on a legal holiday shall be payable on the day next succeeding such holiday. In case any legal holiday falls on Sunday, the next succeeding Monday shall be a legal holiday in its stead. 4 State of Arkansas: Bank Department D EPARTM EN TAL RO STER Harvel C. A d a m s .................................................................... State Bank Commissioner Don R. C la r k .................................................................... Assistant Bank Commissioner Harry E . M e e k ................................................................................. Department Attorney Louis W . E lk in s........................................................................................Financial Analyst SENIOR BANK EXAM INERS Terry Q. Carson John A . Gordon Larry M. Hillyard Charles S. Penick Lindley V . Smith, Jr. John W . Vinson Olan B. Wages T R U ST EXAM IN E R Richard P. Clark, II JUNIOR AND ASSISTANT BANK EXAM INERS Arbra D. Ackee Tod W . Alstadt Carolyn J. Bearden William D. Berry Steve L. Bryan Charles E . Cook, Jr. James A . Edington James H. Hearnsberger Kevin F. Marshall Marcus J. McCain I. Joe Miles William R. Milum Steven L. Purdy Charles L. Tennyson Elizabeth B. Thompson Cynthia A . White SECRETARIES Aileen Benton Jackie Dicus Ann Smith Cynthia Wiesle STATE BANKING BOARD Maurice S. Woodruff, Chairman..............................................................................Carlisle Edward H. C h e r r y ................................................................................................. Jonesboro James H. Cone........................................................................................................ Little Rock Max A . Mitcham......................................................................................................Smackover Betty J. Wilkinson................................................................................................. Greenwood Don R. Clark, Secretary....................................................................................Little Rock OFFICE Suite 200, University Tower Building Telephone: 371-1117 Sixty-Fourth Report 5 COMMISSIONERS OF THE STATE BANK DEPARTMENT STATE OF ARKANSAS N o. Nam e 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. Date o f A p p o in tm en t John M. Davis..................... October 6, 1913 A . J. R ea p ............................October 3, 1918 W . T. M a xw ell................... March 22, 1919 Charles M c K e e ................... September 1, 1921 Loid R ain w ater................July 28, 1925 Walter E. T a y lo r............February 8, 1927 Marion W a sson ................ January 10, 1933 Grover S. J e m ig a n ........January 12, 1937 Thomas W . L e g g e t t ------January 14, 1941 S. J. D e a n ............................ February 1, 1949 Ed I. McKinley, Jr.............December 31, 1949 A . R. M e r r itt..................... March 14, 1953 Dick S im p so n ..................... February 8, 1955 H. C. A dam s........................ March 3, 1967 D ate Service E n d e d October 3, 1918 March 22, 1919 September 1, 1921 July 28, 1925 February 8, 1927 January 10, 1933 January 12, 1937 January 14, 1941 February 1, 1949 December 31, 1949 March 14, 1953 February 8, 1955 March 2, 1967 .......................................... 6 State o f Arkansas: Bank Department The following is a statement showing the receipts and disbursements of the State Bank Department from July 1, 1977 through June 30, 1978. RECEIPTS Cash Balance June 30, 1977 ............................................................................. $168,323.96 Examination and Assessment F e e s ..................................$695,587.02 Charter and Amendment F e e s ................................................. 9,792.00 Teller’s Facility Application and Protest F e e s .................... 7,500.00 Penalties for Reserve Deficiencies.......................................... 6,069,21 Miscellaneous F e e s ........................................................................... 454.66 Refund to Expenditures..................................................................... 14.62 Reimbursement for M & R S a le s .............................................1,560.00 Outlawed W arran t................................................................................34.50 721,012.01 $889,335.97 DISBURSEM ENTS Salaries.........................................................................................$408,602.78 Extra H e lp ........................................................................................ 3,338.73 Maintenance and General Operations*................................152,706.13 S. S ., Retirement, and Insurance Matching....................72,867.32 Professional Services.....................................................................6,500.00 Service Charge by State Treasurer....................................................................10,784.60 654,799.56 Cash Balance June 30, 1978 ....................................................................... 234,536.41 $889,335.97 * Includes: Travel Expenses Board Members’ Expense Insurance and Bonds Sixty-Fourth Report 7 ARKANSAS BANKERS ASSOCIATION 1978-79 President................................... Doyl E . Brown, President, The First National Bank, Wynne P resident-Elect...................... James C. Hobgood, Board Chairman, Merchants & Planters Bank & Trust Company, Arkadelphia Vice-President........................ Joe S. Hiatt, President, American State Bank, Charleston T rea su rer................................. W . H. Brandon, Jr., President, First National Bank of Phillips County, Helena Executive D irector............. .. H. C. Carvill, Pyramid Bldg., Little Rock EXECUTIVE COUNCIL Millard E. A u d ......................................................................................................Arkadelphia Jack C. O w e n .............................................................................................................. Newport Louis J. Ramsey, Jr................................................................................................ Pine Bluff Harold Henson, Jr............................................................................................................... FortSmith Neil Wilkins.......................................................................................................................Jasper Bill B ow m an................................................................................................................ McGehee Reginald Germany........................................................................................................Conway Gordon P arker..........................................................................................................................ElDorado W . Maurice S m ith .......................................................................................... Cherry Valley E . D. Y a n c e y ................................................................................................................ Searcy W . H. Bowen, Member-at-Large................................................................................ LittleRock OFFICERS JUNIOR BANKERS SECTION ARKANSAS BANKERS ASSOCIATION President....................................James Stobaugh........................Pine Bluff Vice President.........................Jim K elley...................................No. Little Rock Secretary ............. ................... Judy Sligh ................................... Arkadelphia T reasu rer............. ................... Gary Blenden............................. Hot Springs State of Arkansas: 8 Bank Department THE REGIONAL ADMINISTRATOR OF NATIONAL BANKS Eighth National Bank Region, 165 Madison Avenue, Suite 8 00 Memphis, Tennessee 3 81 03 Regional Administrator............................... Telephone Number 521-3376 ............. Clifton A . Poole, Jr. Area Code 901 FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI DISTRICT NO. 8 Telephone Number 444-8444 P resid en t......................................................... First Vice P resid en t................................... Senior Vice President................................. Senior Vice President & Controller____ Senior Vice President, General Counsel & Secretary................................................ Senior Vice President................................. Vice President................................................ Vice President................................................ Vice President................................................ Vice President................................................. Vice President................................................ Vice President................................................ General A u d ito r ............................................ Vice President................................................ Vice President................................................ Area Code 314 Lawrence K. Roos Donald W . Moriarty, Jr. A . B. Balbach Joseph P. Garbarini F. Garland Russell, Jr. Harold E . Uthoff Ruth A . Bryant Denis S. Karnosky James R. Kennedy John F. Otting Warren T. Snover Robert W . Thomas Vacancy Delmer D. Weisz Charles D. Zettler LITTLE ROCK BRANCH FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI Telephone Number 372-5451 Vice President Assistant Vice Assistant Vice Assistant Vice Area Code 501 and M anager..................................................... John F. Breen President & Assistant M a n ag er................Michael T. Moriarty President............................................................Thomas R. Callaway P resident............................................................David T. Rennie Sixty-Fourth Report 9 FEDERAL DEPOSIT INSURANCE CORPORATION MEMPHIS REGION One Commerce Square, Suite 1800 Memphis, Tennessee 3 8103 Telephone Number 521-3872 Area Code 901 Regional D irector........................................................................................Roy E . Jackson Assistant Regional Director..............................................................Louis A . Hurst, Jr. Assistant Regional D irector................................................................ James L. Sexton EXAMINERS FOR ARKANSAS Rickey M. Brunner............................................................................................... Russellville Robert E. C on a tser.............................................................................................Russellville Karl F. Kauffm an................................................................................................. Russellville James J. Peacock, Jr............................................................................................. Russellville Robert C. Barber....................................................................................................Jonesboro Jack P. Court, Jr..................................................................................................... Jonesboro Joel E. P etty............................................................................................................ Jonesboro Fred H. C a u d le...................................................................................................... Pine Bluff Billy W . C arroll...................................................................................................... Pine Bluff James A . Colvin...................................................................................................... Pine Bluff Frankie L. P r a t t .................................................................................................... Pine Bluff Arthur R. Sansom..................................................................................................Pine Bluff Russell C. Livingston............................................................................................... Memphis David L. Bow en..........................................................................................................Memphis Billy F. C o u c h ............................................................................................................ Memphis Jerry W . C o x .............................................................................................................. Memphis Anthony D. D o y le ..................................................................................................... Memphis Arthur B. M onroe..................................................................................................... Memphis 10 State of Arkansas: Bank Department STATE BANK DEPARTMENT STATE OF ARKANSAS ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN ARKANSAS AS OF JUNE 3 0 , 1978 (With Comparative Statement as of June 3 0 , 1 97 7, reported in millions & nearest thousand) COMMERCIAL BANKS ONLY June 30, 1978 June 30, 1977 188 Banks 188 Banks Mil. Thou. Mil. Thou. Increase+ Decrease- Mil. Thou. ASSETS Cash and Balances with other b a n k s ........................ . . $ 320 020 $ 308 406 $ 11 614 U .S. Treasury Securities............. 297 408 264 651 32 757 Obligations of other U .S. Government agencies and corporations.......................... 264 246 253 054 11 192 Obligations of States and political subdivisions.................. 612 164 547 961 64 203 Other securities (including corporate sto c k s)........................ 17 823 25 842 ( 8 019) 482 Trading account securities........... Excess funds sold and securities purchased under agreement to r e s e ll___ 423 59 80 386 93 059 (12 673) 2,340 095 2,000 291 339 804 Bank premises, furniture and fixtures, and other assets representing bank premises . . 64 239 55 716 8 523 Real estate owned other than bank p r e m ise s___ 4 420 4 883 All other assets ............................... 51 430 42 709 8 721 713 $3,596 995 $455 718 Loans and discounts (N e t )........... . . TO TAL A S S E T S ............................. . . $4,052 (463) 11 Sixty-Fourth Report June 30, 1978 June 30, 1977 188 Banks 188 Banks Mil. Thou. Mil. Thou. Increase+ Decrease- Mil. Thou. LIABILITIES Demand deposits, individs., partnerships, and corps............. . . $1,083 507 $ Time deposits, individuals, partnerships, and corps............. . . 2,121 Deposits of U .S. Government . . . 974 605 $108 902 309 1,890 090 231 219 25 576 8 851 16 725 Deposits of States and political subdivisions.................. 353 564 314 565 38 999 Deposits of banks............................. 12 132 15 925 ( 3 793) Certified and officers’ checks------ 23 276 18 900 4 376 TOTAL D E P O S IT S ...................... . . 3,619 364 3,222 936 396 428 Total Demand.......................... . . [1,250 986] [1,124 440] [126 546] Total T im e................................. . . [2,368 378] [2,098 496] [269 882] 315 14 608 686 1 124 Excess funds purchased and securities sold under agreement to repurchase......... 53 923 Other liabilities for borrowed money ........................ 1 810 All other liabilities.......................... 30 181 25 337 4 844 3,705 278 3,288 274 417 004 Capital stock..................................... 66 973 62 099 4 874 Surplus................................................ 114 268 102 726 11 542 Undivided profits............................ 138 317 119 414 18 903 Capital reserves............................... 6 144 6 244 TOTAL E Q U IT Y C A P IT A L . . . 325 702 290 483 35 219 Subordinated notes and debentures................................. 21 733 18 238 3 495 713 $3,596 995 $455 718 TO TAL L I A B I L I T I E S ............... . . 39 EQUITY CAPITAL (100) TOTAL L IA B IL IT IE S A N D E Q U IT Y C A P I T A L ...................... . . $4,052 COMPARATIVE STATEMENT SHOWING THE CONDITION OF STATE BANKS AND OTHER FINANCIAL INSTITUTIONS FOR PAST THIRTY-FIVE YEARS Date .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... .... 161 163 169 170 174 174 176 177 178 177 178 179 182 183 183 182 182 181 182 184 184 181 181 183 183 184 186 190 189 189 189 190 189 193 193 226,832,800 302,720,500 355,193,200 346,132,500 340,469,900 344,900,700 354,288,100 358,571,300 383,178,600 398,584,300 411,324,600 430,059,100 460,899,300 470,719,000 503,671,700 543,739,400 570,442,400 612,166,700 678,287,800 768,113,400 807,558,600 873,276,600 989,004,700 1,061,757,391 1,131,416,659 1,241,796,969 1,359,632,702 1,597,107,432 1,878,549,252 1,945,756,869 2,297,681,593 2,539,093,884 2,840,548,000 3,238,833,000 3,637,925,000 Loans and Discounts 42,121,000 50,282,600 49,928,600 70,403,400 82,157,200 101,075,200 94,148,700 108,035,400 120,769,700 125,554,200 159,028,000 158,246,800 190,365,300 187,089,200 202,943,500 229,693,600 253,908,500 280,359,500 323,914,100 385,157,700 435,202,600 491,193,100 541,711,900 599,813,633 626,212,026 707,282,836 771,945,349 910,097,287 1,097,787,057 1,122,127,159 1,427,913,448 1,554,933,410 1,612,543,000 2,009,127,000 2,351,893,000 Borrowed Money 81,700 106,700 131,700 116,700 221,700 118,200 148,200 133,200 58,200 298,200 58,200 58,200 0 0 336,600 1,070,000 1,138,000 570,400 202,000 403,000 1,866,000 1,971,000 2,811,300 2,601,164 2,986,361 4,058,556 2,435,175 3,091,806 9,297,755 5,435,878 5,047,875 6,597,326 6,286,000 1,253,000 2,745,000 Cash 87,156,400 115,746,100 114,416,400 102,647,800 96,311,500 96,605,800 102,081,300 102,013,000 114,420,700 117,406,400 116,317,200 117,844,400 119,609,800 119,094,300 133,569,800 132,739,000 136,153,900 148,249,200 159,242,700 166,824,300 170,143,300 175,010,500 185,569,700 183,227,183 190,538,005 210,576,609 216,576,856 248,076,462 274,745,091 228,636,623 246,032,983 297,705,625 293,079,000 311,856,000 323,571,000 U .S. Gov’t. Bonds Capital Structure 97,906,100 137,559,700 187,100,000 170,818,800 160,340,700 148,075,000 158,652,300 148,390,100 144,775,800 152,351,100 135,033,400 148,234,300 140,958,000 150,285,000 148,166,500 155,785,000 155,449,300 155,723,600 160,497,100 169,592,900 155,870,900 159,366,100 186,800,200 189,139,644 206,198,703 194,248,984 196,913,431 216,399,847 210,128,150 198,777,648 198,508,207 195,778,357 261,406,000 264,651,000 297,408,000 15,076,800 16,624,500 18,908,900 21,414,700 23,769,900 26,381,700 29,064,500 31,611,000 34,416,400 37,166,600 40,797,700 42,559,300 46,686,200 50,275,400 54,163,400 57,409,200 62,805,700 67,604,600 73,092,400 78,504,900 85,282,000 91,300,600 93,953,700 105,525,167 109,561,715 124,896,757 136,660,445 153,776,789 171,803,107 174,062,867 203,390,026 229,170,894 262,085,000 292,632,000 328,341,000 Total Resources 242,132,900 319,689,500 374,451,600 367,934,700 364,722,300 371,711,900 383,815,000 390,770,400 417,987,700 436,430,100 452,551,900 473,034,400 508,372,900 522,434,100 559,229,900 603,550,700 635,861,400 682,081,000 753,781,000 850,420,100 899,327,800 971,899,600 1,092,481,100 1,178,017,804 1,252,920,292 1,396,120,381 1,537,588,150 1,807,803,479 2,159,026,663 2,187,100,047 2,582,751,671 2,878,595,314 3,158,963,000 3,615,433,000 4,075,110,000 Bank Department 19 4 4 ......... 1 9 4 5 ......... 1 9 4 6 ......... 1 9 4 7 ......... 1948 ......... 1 9 4 9 ......... 1950 ......... 1 9 5 1 ......... 1952 ......... 1953 ......... 1954 ......... 1 9 5 5 ......... 1 9 5 6 ......... 1957 ......... 1 9 5 8 ......... 1 9 5 9 ......... 1 9 6 0 ......... 1 9 6 1 ......... 1962 ......... 1963 ......... 1964 ......... 1965 ......... 1966 ......... 1 9 6 7 ......... 1968 ......... 1 9 6 9 ......... 1970 ......... 1 9 7 1 ......... 1972 ......... 1973 ......... 1974 ......... 1975 ......... 1976 ......... 1 9 7 7 ......... 1 9 7 8 ......... Deposits State of Arkansas: June 30, June 30, June 29, June 30, June 30, June 30, June 30, June 30, June 30, June 30, June 30, June 30, June 30, June 29, June 30, June 30, June 30, June 30, June 30, June 29, June 30, June 30, June 30, June 30, June 30, June 30, June 30, June 30, June 30, June 30, June 30, June 30, June 30, June 30, June 30, Number Sixty-Fourth Report 13 BANKING FACILITIES BY COUNTIES INCLUDING STATE AND NATIONAL BANKS AND BANKING FACILITIES LOCATED OUTSIDE OF CITIES County Arkansas .......................................... A sh le y ................................................ B ax ter................................................ Benton................................................ Boone ................................................ B radley.............................................. Calhoun.............................................. Carroll................................................ C h ico t................................................ C la rk .................................................. C la y ..................................................... Cleburne............................................ C leveland.......................................... Columbia .......................................... Conway.............................................. Craighead.......................................... Crawford .......................................... C rittenden........................................ C r o ss.................................................. Dallas ................................................ D e s h a ................................................ D r e w .................................................. Faulkner............................................ F ranklin............................................ F u lto n ................................................ Garland.............................................. G ran t.................................................. Greene .............................................. Hempstead....................................... Hot Spring........................................ Howard.............................................. Independence................................... I z a r d .................................................. Jackson.............................................. Jefferson............................................ Johnson.............................................. L a fa y e tte .......................................... Law rence.......................................... L e e ....................................................... L in co ln .............................................. Little R iv e r ..................................... L o g a n ................................................ L o n o k e .............................................. Madison.............................................. Marion................................................ State Banks 3 6 1 7 1 1 1 1 5 5 3 3 2 3 2 6 4 3 3 2 3 3 1 2 2 1 1 1 1 1 2 2 3 2 1 3 2 1 2 1 2 5 1 2 National Banks 2 1 1 2 1 1 Banking Facilities (Outside of Cities) 1 4 2 6 3 2 2 1 2 2 1 1 2 2 6 2 2 1 2 1 1 1 1 2 1 1 2 1 1 1 2 4 1 1 2 1 1 1 1 2 1 5 2 2 1 2 2 4 4 2 5 1 1 1 3 2 1 2 14 State of Arkansas: Bank Department B A N K IN G F A C IL IT IE S B Y C O U N T IE S IN C L U D IN G ST A T E A N D N A T IO N A L B A N K S A N D B A N K IN G F A C IL IT IE S L O C A T E D O U T S ID E O F C IT IE S County M iller................................................... M ississippi........................................ M o n ro e .............................................. Montgomery ................................... N e v a d a .............................................. N ew to n .............................................. Ouachita............................................ P erry ................................................... P h illips............................................... P ik e ..................................................... Poinsett ............................................ P o lk ..................................................... Pope..................................................... Prairie................................................. Pulaski .............................................. R an dolph .......................................... St. F ran cis........................................ Saline................................................... S c o t t ................................................... S earcy................................................. Sebastian .......................................... S e v ie r ................................................. Sharp................................................... S to n e ................................................... Union ................................................. Van B u r e n ........................................ W a sh in gto n ...................................... W h ite................................................... W oodruff............................................ Y e l l ..................................................... State Banks 5 3 1 1 1 3 1 3 4 6 1 3 2 4 3 2 2 1 2 4 3 3 1 4 1 5 6 2 4 *188 National Banks 2 2 1 1 Banking Facilities (Outside of Cities) 1 4 1 1 3 2 1 1 1 1 2 2 1 7 2 3 1 1 2 3 1 72 1 1 4 3 2 2 3 3 3 1 1 121 *Does not include State-chartered institutions not engaged in commercial banking. Sixty-Fourth Report 15 STATE BANKS OPERATING FACILITIES AWAY FROM MAIN OFFICES (WITHIN CITY FACILITIES NOT INCLUDED) Location of Name of Bank Commercial Bank at A lm a ........... Elk Horn Bank & Trust Co.......... Citizens State B ank........................ Benton State Bank ........................ Benton State Bank ........................ The Union Bank of B e n to n ......... The Union Bank of B e n to n ......... Bank of Bentonville........................ Bank of Bentonville........................ Citizens B a n k ................................... Citizens B a n k ................................... Farmers Bank & Trust Co............ Citizens B a n k ................................... Citizens B a n k ................................... Location . . . . .Alma .Arkadelphia .Bald Knob .Benton . .Benton . .Benton . .Bentonville . .Bentonville . .Bentonville . .Bentonville . .Blytheville . .Booneville Bank of C abot................................... . .Cabot State Bank of Calico R o c k ........... . .Calico Rock The Merchants & Planters Bank . .Camden The Merchants & Planters Bank . .Camden Citizens Bank & T r u s t .................. . .Carlisle American State B a n k .................... . .Charleston Arkansas State Bank .................... . .Clarksville Clinton State B a n k ........................ . .Clinton Clinton State B a n k ........................ . .Clinton Clinton State B a n k ........................ . .Clinton First State Bank & Trust C o . . . . . .Conway First State Bank & Trust C o . . . . . .Conway First State Bank & Trust C o . . . . . .Conway The Corning B a n k ........................... . .Corning The Corning B a n k ........................... . .Corning First State B a n k ............................. . .Crossett Bank of Dover ................................. . .Dover Earle State B an k ............................. . .Earle The Exchange Bank & Trust Co. . .El Dorado Citizens Bank & Trust Co............. . .Flippin Planters Bank & Trust Co............ . .Forrest City Planters Bank & Trust Co............ . .Forrest City First State B a n k ............................... .Gould Farmers Bank................................... .. .Greenwood Farmers Bank..................................... , .Greenwood Farmers Bank..................................... . .Greenwood Clark County B a n k .......................... , .Gurdon The Security Bank............................ . .Harrison The Security Bank............................ . .Harrison Facility County Mountainburg Caddo Valley Bradford Bauxite Bryant Bryant Shannon Hills Bella Vista Centerton Bella Vista Cave Springs Gosnell Magazine CaulksvilleRatcliff Ward Mt. Pleasant East Camden Chidester Humnoke Altus Lamar Damascus Fairfield Bay Shirley Greenbrier Mayflower Vilonia Knobel Success No. Crossett Hector Crawfordsville Huttig Summit Cotton Plant DeVails Bluff Grady Bonanza Hackett Hartford Okolona Alpena Lead Hill Crawford Clark White Saline Saline Saline Saline Benton Benton Benton Benton Mississippi Logan Logan Lonoke Izard Ouachita Ouachita Lonoke Franklin Johnson Van Buren Van Buren Van Buren Faulkner Faulkner Faulkner Clay Clay Ashley Pope Crittenden Union Marion Woodruff Prairie Lincoln Sebastian Sebastian Sebastian Clark Boone Boone 16 State of Arkansas: Bank Department STATE BANKS OPERATING FACILITIES AWAY FROM MAIN OFFICES (WITHIN CITY FACILITIES NOT INCLUDED) Name of Bank Location The Cleburne County B an k ......... . .Heber Springs First Security Bank of North Horseshoe Arkansas Bend Arkansas Bank & Trust Company .Hot Springs Location of Facility County Greers Ferry Cleburne Franklin Hot Springs Village Bank of Im boden ............................. . .Imboden Strawberry Newton County B a n k .................... . Jasper Western Grove Bank of Northeast Arkansas . . . . . .Jonesboro Bay Citizens Bank of Jonesboro......... . .Jonesboro Cash Citizens Bank of Jonesboro......... . Jonesboro Lake City First Bank & Trust of Jonesboro . Jonesboro Bono Mercantile B a n k ............................... . .Jonesboro Bay Mercantile B an k ............................... . .Jonesboro Bono McGehee B a n k ................................. . .McGehee Arkansas City McGehee B a n k ................................. . .McGehee Watson Wickes The Union Bank of M en a............... . .Mena Union Bank & Trust Company . . . . .Monticello Wilmar Plumerville The First State B a n k ....................... .Morrilton Morrilton Security Bank................. . .Morrilton Plumerville Pike County B a n k ............................ . .Murfreesboro Mineral Spgs. Bank of Ozark..................................... , .Ozark Altus Security B an k ..................................... . .Paragould Marmaduke First State B a n k ................................ .Plainview Ola Lynn The Lawrence County B a n k ........., .Portia The Lawrence County B a n k ........., .Portia Smithville Portland Bank..................................... . .Portland Montrose Farmers and Merchants Bank___ . .Prairie Grove Farmington Bank of Prescott .............................. . .Prescott Emmet (CBCT) Farmers & Merchants Bank . . . . , . .Reyno Maynard Peoples Bank & Trust Co................ .Russellville Potts ville First Security Bank.......................... . .Searcy McRae First Security Bank.......................... . .Searcy Pangburn Smackover State B a n k ..................... .Smackover Norphlet First State B a n k .............................. . .Springdale Tontitown Bank of Tuckerman.......................... . .Tuckerman Swifton Bank of Tuckerman.......................... . .Tuckerman Grubbs Mountainburg Citizens Bank & Trust Company ,. .Van Buren The Peoples B a n k ............................ . .Waldo McNeil Warren Bank & Trust Company ,. .Warren Hermitage Bank of Weiner .................................. .Weiner Fisher Bank of W ilso n .................................... .Wilson Reiser Cross County B a n k .......................... . .Wynne Hickory Ridge Bank of Yellville................................. .Yellville Bull Shoals Izard Garland Lawrence Newton Craighead Craighead Craighead Craighead Craighead Craighead Desha Desha Polk Drew Conway Conway Howard Franklin Greene Yell Lawrence Lawrence Ashley Washington Nevada Randolph Pope White White Union Washington Jackson Jackson Crawford Columbia Bradley Poinsett Mississippi Cross Marion Sixty-Fourth Report 17 NATIONAL BANKS IN ARKANSAS Name Location .Altheimer .Ashdown .Ash Flat .Batesville .Berryville .Blytheville .Brinkley .Camden .Clarksville .Conway .Crossett •DeQueen •DeWitt .El Dorado .El Dorado .Fayetteville .Fayetteville .Fordyce .Forrest City .Fort Smith .Fort Smith .Fort Smith .Green Forest .Gurdon .Harrison .Helena .Helena .Hope .Hope .Hot Springs •Hot Springs .Hughes .Huntsville Jacksonville .Lewisville .Little Rock .Little Rock .Little Rock .Little Rock •Little Rock .Magnolia .Malvern •Marianna .McGehee .Mena .Mountain Home .Nashville .Newport •No. Little Rock County Jefferson Little River Sharp Independence Carroll Mississippi Monroe Ouachita Johnson Faulkner Ashley Sevier Arkansas Union Union Washington Washington Dallas St. Francis Sebastian Sebastian Sebastian Carroll Clark Boone Phillips Phillips Hempstead Hempstead Garland Garland St. Francis Madison Pulaski Lafayette Pulaski Pulaski Pulaski Pulaski Pulaski Columbia Hot Spring Lee Desha Polk Baxter Howard Jackson Pulaski State of Arkansas: 18 Bank Department NATIONAL BANKS IN ARKANSAS Name Location County .Osceola .Paragould .Paris .Pine Bluff .Pine Bluff .Pine Bluff .Rogers .Russellville .Searcy .Sheridan .Siloam Springs .Springdale .Stuttgart .Texarkana .Texarkana .Trumann .Tuckerman .Walnut Ridge Mississippi Greene Logan Jefferson Jefferson Jefferson Benton Pope White Grant Benton Washington Arkansas Miller Miller Poinsett Jackson Lawrence .Walnut Ridge .Warren .W est Memphis .W est Memphis .Wynne Lawrence Bradley Crittenden Crittenden Cross The First National Bank of Lawrence 19 Sixty-Fourth Report NATIONAL BANKS OPERATING FACILITIES AWAY FROM MAIN OFFICES (WITHIN CITY FACILITIES NOT INCLUDED) Location Name of Bank The First National Bank of Sharp County........................... First National Bank ...................... The Farmers National B a n k -----First National Bank ...................... The First National B a n k ............. The First National B a n k ............. First National Bank ...................... First National Bank ...................... The First National B a n k ............. First National Bank of Eastern A rk an sa s...................... The First National B a n k ............. First National Bank ...................... The First National B a n k ............. First National Bank ...................... First National Bank ...................... First National Bank ...................... First National Bank & Trust Co. First National Bank & Trust Co. The First National B a n k ............. The First National B a n k ............. First National Bank ...................... First National Bank ...................... The First National B a n k ............. . . . . . . . . . .Ash Flat .Batesville .Clarksville .Camden .Conway .Conway .Crossett .Crossett .Fayetteville Location of Facility County Cherokee Vil. Hardy Coal Hill Chidester Mayflower Vilonia Fountain Hill No. Crossett W est Fork Sharp Sharp Johnson Ouachita Faulkner Faulkner Ashley Ashley Washington . .Forrest City . .Harrison . .Hot Springs . .Huntsville . .Magnolia . .Marianna . .Mena . .Mtn. Home . .Mtn. Home . .Nashville . .Newport . .Osceola . .Osceola . .Paris Palestine Diamond City Mtn. Pine Hindsville Taylor Moro Cove Gassville Lakeview Mineral Spgs. Grubbs Joiner Luxora CaulksvilleRatcliff . .Pine Bluff Redfield . .Pine Bluff Whitehall Sherrill . .Pine Bluff . .Pine Bluff Whitehall . .Rogers Lowell . .Siloam Spgs. Gentry . .Stuttgart Humphrey . .Texarkana Fouke Foreman . .Texarkana . .Tuckerman Diaz . .Walnut Ridge Hoxie National Bank of C om m erce___ Pine Bluff National B a n k ............. Simmons First National Bank. . . Simmons First National Bank . . . First National Bank ...................... First National Bank ...................... First National Bank ...................... Commercial National B a n k ......... The State First National Bank . . Jackson County National Bank . . Citizens National B an k .................. The First National Bank of Lawrence County ...................... . .Walnut Ridge Black Rock Hermitage First National Bank ...................... . .Warren Fidelity National B a n k .................. . .W . Memphis Turrell St. Francis Boone Garland Madison Columbia Lee Polk Baxter Baxter Howard Jackson Mississippi Mississippi Logan Jefferson Jefferson Jefferson Jefferson Benton Benton Arkansas Miller Little River Jackson Lawrence Lawrence Bradley Crittenden 20 State of Arkansas: Bank Department MEMBERS OF FEDERAL RESERVE SYSTEM Capital and Surplus Mil.Thou. Date of Admission Name of Bank & Location April 15, 1953 The Citizens B a n k ........................................... Bates ville $1 300 August 23, 1918 Farmers Bank & Trust Com pany.............. Blytheville 2 500 January 7, 1944 Mcllroy Bank...................................................... Fayetteville 3 525 September 25, 1942 Arkansas Bank & Trust C om pan y............ Hot Springs 5 063 July 26, 1945 Peoples Bank & Loan C om pan y................ Lewisville August 23, 1923 Peoples Bank & Trust Com pany................ Russellville 600 1 800 COMMERCIAL BANK— NOT MEMBER OF FEDERAL DEPOSIT INSURANCE CORPORATION Name Location Bank of Sidney..............................................................................Sidney TRUST COMPANIES AND OTHER INSTITUTIONS NOT ENGAGED IN COMMERCIAL BANKING, NOT MEMBERS OF FEDERAL DEPOSIT INSURANCE CORPORATION TRUST COMPANIES Name Location Guaranty Loan & Trust Company.........................................Helena Metropolitan Trust C om pany.......................... North Little Rock INDUSTRIAL LOAN INSTITUTIONS, ACT III Name Location Southern Credit Corporation............................................... Malvern Hallmark Loan & Invest. Corp........................ North Little Rock National Credit Corporation............................................ Pine Bluff Sixty-Fourth Report 21 AMENDMENTS ALTERING CAPITAL STRUCTURE July 1, 1977 to June 3 0 , 1978 1. Bank of Salem, Salem, increased capital stock from $100,000 to $200,000 by a stock split and a transfer of funds from Undivided Profits. 2. Heber Springs State Bank, Heber Springs, increased capital stock from $100,000 to $300,000 by a transfer of $200,000 from Undivided Profits to Capital. 3. Bank of Waldo, Waldo, increased capital stock from $50,000 to $150,000 by a transfer of $100,000 from Undivided Profits to Capital. 4. Clark County Bank, Gurdon, increased capital stock from $800,000 to $900,000 by a transfer of $100,000 from Undivided Profits to Capital. 5. Farmers and Merchants Bank, Rogers, increased capital stock from $300,000 to $600,000 by a transfer of $300,000 from Undivided Profits to Capital. 6. The Peoples Bank, Waldo, increased capital stock from $62,500 to $250,000 by a transfer of $187,500 from Undivided Profits to Capital. 7. Bank of Bearden, Bearden, increased capital stock from $100,000 to $200,000 by a transfer of $100,000 from Surplus to Capital. 8. Security Bank, Paragould, increased capital stock from $600,000 to $1,320,000 by the transfer of $600,000 from Undivided Profits to Capital and 12,000 authorized, but unissued, shares. 9. Farmers and Merchants Bank, Prairie Grove, increased capital stock from $150,000 to $300,000 by a transfer of $150,000 from Undivided Profits to Capital. 10. Bodcaw Bank, Stamps, increased capital stock from $50,000 to $250,000 by a transfer of $200,000 from Undivided Profits to Capital. 11. The Citizens Bank, Marshall, increased capital stock from $200,000 to $400,000 by sale of new stock. 12. Peoples Bank and Trust Company, Mountain Home, increased capital stock from $1,200,000 to $1,300,000 by a transfer of $100,000 from Undivided Profits to Capital. 13. Bank of Newark, Newark, increased capital stock from $25,000 to $50,000 by a transfer of $25,000 from Undivided Profits to Capital. 14. Farmers & Merchants Bank, Des Arc, increased capital stock from $330,000 to $400,000 by a transfer of $70,000 from Undivided Profits to Capital. 15. The Perry County Bank, Perryville, increased capital stock from $100,000 to $200,000 by a transfer of $100,000 from Undivided Profits to Capital. 16. Farmers and Merchants Bank, Prairie Grove, increased capital stock from $150,000 to $300,000 by a transfer of $150,000 from Undivided Profits to Capital. 22 State of Arkansas: Bank Department AMENDMENTS ALTERING CAPITAL STRUCTURE (Conl’ d) 17. First State Bank, Springdale, increased capital stock from $660,000 to $726,000 by a transfer of $66,000 from Undivided Profits to Capital. 18. Grant County Bank, Sheridan, increased capital stock from $150,000 to $450,000 by a transfer of $300,000 from Undivided Profits to Capital. 19. Clark County Bank, Gurdon, increased capital stock from $900,000 to $1,000,000 by a transfer of $100,000 from Undivided Profits to Capital. 20. First State Bank, Gould, increased capital stock from $100,000 to $120,000 with the additional 2,000 shares to be authorized but unissued. 21. Bank of Mulberry, Mulberry, increased capital stock from $50,000 to $100,000 by a transfer of $50,000 from Undivided Profits to Capital. 22. Citizens Bank, Booneville, increased capital stock from $400,000 to $1,000,000 by a transfer of $600,000 from Undivided Profits to Capital. 23. Arkansas Bank and Trust Company, Hot Springs, increased capital stock from $2,025,000 to $3,037,500 by a transfer of $1,012,500 from Undivided Profits to Capital. Sixty-Fourth Report 23 AMENDMENTS CHANGING NUMBER OF DIRECTORS July 1, 1977 to June 3 0 , 1978 1. Bank of Salem, Salem, from 3 to 5; to 4 to 10. 2. Citizens Bank, Booneville, from 3 to 7; to 3 to 10. 3. First Security Bank of North Arkansas, Horseshoe Bend, from 6; to 5 to 11. 4. First State Bank, Gould, from 8 to 12; to 8 to 15. 5. The Bank of Montgomery County, Mount Ida, from 3 to 7; to 5 to 11. 6. Dumas State Bank, Dumas, from 8; to 12. 7. The Union Bank of Mena, Mena, from 3 to 7; to 3 to 11. AMENDMENTS CHANGING PAR VALUE OF SHARES July 1, 1977 to June 3 0 , 1978 1. Bank of Salem, Salem, reduced par value of shares from $25.00 to $10.00. 2. Caddo State Bank, Glenwood, reduced par value of shares from $25.00 to $ 10. 00. 3. Portland Bank, Portland, reduced par value of shares from $25.00 to $10.00. AMENDMENT CHANGING CORPORATE NAME OF BANK July 1, 19 77 to June 3 0 , 1 9 7 8 1. The Bank of Franklin, Horseshoe Bend, changed its corporate name to “First Security Bank of North Arkansas”. AMENDMENTS ADOPTING TRUST POWERS July 1, 1977 to June 3 0 , 1978 1. Merchants and Farmers Bank, Dumas. 2. Merchants & Farmers Bank, W est Helena. 3. Clinton State Bank, Clinton. 4. Dermott State Bank, Dermott. AMENDMENTS PROHIBITING CUMULATIVE VOTING July 1, 1977 to June 3 0 , 1978 1. The Merchants and Planters Bank, Clarendon. 2. First Security Bank of North Arkansas, Horseshoe Bend. 24 State of Arkansas: Bank Department PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS The average percentage of capital accounts (including Subordinated notes and debentures) to total assets of the 188 Arkansas State Banks as of June 3 0 , 197 8 is 8.6% . The following commercial banks equal or exceed this percentage. Name Location Percentage Commercial Bank at A lm a ................................ A lm a ................... Bank of A m i t y ...................................................... A m it y ................. Elk Horn Bank & Trust Com pany................. Arkadelphia. . . Bank of A tk in s ...................................................... A tkin s................. The Bank of A u g u s ta ......................................... A u g u sta ............ First Security Bank & Trust Company......... B arlin g.............. Citizens B a n k .........................................................B e e b e ................. The Union Bank of B e n to n .............................. B e n to n .............. Farmers Bank & Trust Company................... Blytheville____ Citizens B a n k .........................................................B ooneville____ State Bank of Calico R o c k .................................Calico Rock . . . The Caraway B a n k ..............................................Caraway............ American State B a n k ......................................... Charleston____ The Merchants and Planters B ank................. C laren don ____ Arkansas State Bank .......................................... Clarksville____ Clinton State B a n k ..............................................C lin ton .............. First State Bank & Trust C o m p a n y ............. Conway ............ Bank of D ardanelle..............................................Dardanelle____ Decatur State Bank..............................................D e c a tu r ............ First State Bank of D eQ u een ..........................D e Q u e e n .......... Dermott State B a n k ............................................D erm o tt............ Farmers & Merchants B a n k ............................. Des A r c ............ DeWitt Bank and Trust C om pany................. D e W it t .............. Peoples Bank ......................................................... Dierks................ Dumas State B ank.................................................Dumas .............. Merchants and Farmers Bank...........................Dumas .............. Earle State B a n k .................................................. E arle................... The Delta State B an k ......................................... E lain e................. Bank of England ...................................................E n gla n d ............ The Citizens B a n k ................................................E n gla n d ............ The Eudora Bank.................................................. E u d o ra .............. Bank of Eureka Springs..................................... Eureka Springs Bank of Evening S h a d e ..................................... Evening Shade Fordyce Bank and Trust C om pan y............... F o r d y c e ............ Planters Bank and Trust C om pany............... Forrest City . . Planters and Merchants B an k .......................... G illett................ Bank of G lenw ood................................................ Glenwood.......... Caddo State B a n k ................................................ Glenwood.......... Bank of G r a v e tt.................................................... Gravette............ Farmers Bank.........................................................Greenwood____ The First B ank.......................................................Griffithville . . . Clark County B a n k ..............................................G urdon.............. Farmers Bank.........................................................H am bu rg .......... Calhoun County B an k ..........................................H a m p to n .......... The Security B ank................................................ Harrison............ Heber Springs State B ank.................................Heber Springs Bank of Holly G r o v e ............................................Holly Grove . . . Horatio State B a n k ..............................................H oratio.............. First Jacksonville B a n k ..................................... Jacksonville . . . http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis 9.0 9.8 8.7 9.5 10.6 13.9 13.4 9.7 9.7 8.6 9.6 8.6 10.0 8.7 9.3 9.0 8.7 11.0 10.0 8.6 11.2 12.5 12.7 10.3 13.1 10.2 9.5 25.3 10.3 14.3 12.3 9.3 12.2 9.0 8.7 9.5 8.9 13.9 8.6 9.4 9.2 10.4 9.0 11.4 8.9 9.9 12.5 9.8 10.3 Sixty-Fourth Report 25 PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS Farmers and Merchants Bank......................Judsonia............... Bank of Kensett.............................................Kensett................. Bank of Kingston........................................... Kingston............... Bank of Lake Village .................................... Lake Village First State Bank of Lake Village................ Lake Village Leachville State Bank.................................... Leachville .......... Little River Bank .......................................... L ep an to.............. Bank of Lockesburg..................................... Lockesburg......... First State B a n k ........................................... L on ok e................. Farmers Bank and Trust Company............ Magnolia............... Peoples Bank ..................................................Mammoth Spring Merchants & Planters Bank .........................Manila.................. Bank of Mansfield......................................... Mansfield............. Citizens B an k .................................................M a rion ................. The Citizens B an k......................................... Marshall............... Bank of M arvell............................................. Marvell................. McGehee B an k ................................................McGehee ............ The Bank of Melbourne ................................ M elbourne.......... The Union Bank of M ena..............................M ena.................... Union Bank & Trust Company..................... Monticello .......... The First State B a n k ................................... M orrilton............. Morrilton Security Bank................................M orrilton............. Bank of Mountain V ie w ................................Mountain View .. The Bank of Montgomery C ou n ty ............... Mount I d a .......... Pike County B a n k ......................................... Murfreesboro . . . Bank of Newark.............................................. Newark .............. Merchants & Planters Bank .........................Newport.............. Security Bank................................................. Paragould............. Bank of Parkdale........................................... Parkdale............... First State B a n k ........................................... Parkin.................. Piggott State B a n k ....................................... P igg ott................ The Peoples B a n k ......................................... Portland.............. Portland Bank................................................. Portland............... Farmers & Merchants B a n k ........................ Prairie Grove . . . Bank of Prescott ............................................ P rescott.............. The Bank of R ector....................................... R ector.................. The Bank of R ison......................................... Rison.................... Peoples Bank & Trust Company ................. Russellville........ Bank of Salem................................................. S a lem .................. Logan County Bank ...................................... Scranton.............. First Security Bank........................................Searcy.................. Grant County B ank........................................Sheridan.............. Citizens B an k ................................................. Strong.................. Citizens B an k ................................................. Tillar.................... Bank of Tuckerman........................................Tuckerman.......... Tyronza B an k................................................. T y ron za .............. Citizens Bank & Trust Co.............................. Van Buren.......... Peoples Bank & Trust Company .................Van Buren.......... Bank of Waldo ................................................W ald o.................. The Peoples B a n k ..........................................W aldo.................. Bank of W aldron ............................................W aldron.............. Wilmot State B a n k ........................................W ilm ot................ Bank of W ilson............................................... Wilson.................. Cross County B an k ........................................ Wynne ................ The Bank of Yellville .................................... Y ellville.............. 11.8 26.7 8.6 9.3 9.6 14.6 13.6 9.5 11.3 11.7 10.3 12.5 9.2 12.9 8.9 11.0 10.2 13.3 11.7 8.6 10.4 8.7 9.5 9.7 10.0 10.1 8.7 8.9 10.9 11.4 8.6 15.5 11.0 8.8 9.2 9.8 12.5 8.6 8.6 9.8 8.7 9.3 16.1 9.6 10.7 11.3 9.0 8.6 8.6 10.4 10.2 20.1 14.9 9.1 9.2 26 State of Arkansas: Bank Department STATISTICAL INFORMATION REFLECTING THE GROWTH OF ARKANSAS STATE BANKS OVER A TEN YEAR PERIOD (Commercial Banks only) 1 9 6 8 -1 9 7 8 June 30, 1968 Number of banks with assets of less than $1,000,000 ..............................................................10 June 30, 1978 1 With assets of $1,000,000 to $2,000,000 ................................. 21 3 With assets of $2,000,000 to $3,500,000...................................44 3 With assets of $3,500,000 to $5,000,000 ..................................22 With assets 6 of $5,000,000 to $7,500,000 ................................. 35 16 With assets of $7,500,000 to $10,000,000................................. 19 22 With assets of $10,000,000 to $15,000,000.............................. 13 45 With assets of $15,000,000 to $20,000,000.............................. 11 22 With assets of $20,000,000 to $30,000,000 ............................... 2 33 With assets of $30,000,000 to $50,000,000 ............................... 2 23 With assets over $50,000,000..................................................... 1 14 180 188 Per cent June 30, 1968 June 30, 1978 Increase (Reported in millions and nearest thousand) Total assets ................................................. $1,250,592 $4,052,713 224% Total loans ................................................... 620,753 2,420,481 290% All U .S . Gov’t, oblig................................... 253,737 561,654 121% State, Municipal and Other Bonds____ 163,195 631,469 287% Deposits........................................................... 1,112,743 Total Capital Accounts.............................. 106,338 3,619,364 225% 347,435 227% Sixty-Fourth Report SIXTY-FOURTH REPORT showing THE CONDITION OF THE 188 ARKANSAS STATE CHARTERED BANKS ASSETS AND LIABILITIES ARE AS SHOW N BY TH E CALL OF JUNE 3 0 , 1 9 7 8 Banks are listed according to an alphabetical arrangement of cities and towns where located. Population figures and other information furnished by the various banks. 28 State of Arkansas: Bank Department COMMERCIAL BANK AT ALMA, ALMA Population 2,525 Chartered January 31, 1910 Crawford County P.O. Box 369 Telephone Number 632-2257 Zip Code 72921 Number of Branches: Inside City — 0; Outside City — 1 Principal Officers Directors Mrs. Caruth M. Alexander.............President * Ralph B. Ballentine .. .Executive Vice Pres. Hilda Knight................ Vice Pres. & Cashier Lucille H ayes....................Assistant Cashier Mrs. Caruth M. Alexander Ralph B. Ballentine Margaret Adams John A. Griffin C. R. Starbird ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets Mil.. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations . . . Oblig. of States & political subdivisions........................ All other securities including corporate stocks................ Excess funds sold ................ Loans (N et)........................... Bank premises, furniture and fixtures............................... All other assets .................... TOTAL 2 727 118 247 1 906 6 500 376 Liabilities Mil. Thou. Demand deposits................ Time deposits...................... U.S. Gov’t deposits............. Public funds......................... Deposits of banks................ Total Deposits.................. . Excess funds purchased___ All other liabilities............... Total liabilities................ 4 4 1 850 847 72 160 10 929 10 16 945 1 100 200 749 32 081 12 026 Equity Capital 140 12 12 026 Capital stock........................ Surplus................................. Undivided profits................ Capital reserves.................. Total Equity Capital......... Subordinated notes & debentures............. TOTAL 29 Sixty-Fourth Report B A N K O F A M IT Y , A M IT Y Population 614 Chartered November 30, 1905 Clark County P.O. Box 38 Telephone Number 342-5268 Zip Code 71921 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Cleda O ld s....................President & Cashier Joe F. Maxey.........................Vice President Peggy T. Adams.................... Ass’t. Cashier Hazel Richardson.................. Ass’t. Cashier Ernie Dunlap Joe F. Maxey Cleda Olds M. H. Oakley Hazel Richardson * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations .. . Oblig. of States & political subdivisions........................ All other securities including corporate stocks................ Excess funds sold ................ Loans (N et)........................... Bank premises, furniture and fixtures............................... All other assets.................... TOTAL Mil. Thou. 1 2 511 815 1 463 3 362 9 800 485 Liabilities Mil. Thou. Demand deposits................ Time deposits...................... . U.S. Gov’t deposits............. Public funds.......................... Deposits of banks................ Total Deposits.................. . Excess funds purchased----All other liabilities............... Total liabilities................ . 5 11 378 631 73 670 17 752 17 32 784 Equity Capital 275 13 19 724 Capital stock........................ Surplus................................. Undivided profits................ Capital reserves.................. Total Equity Capital......... Subordinated notes & debentures......................... TOTAL 1 100 700 100 40 940 19 724 1 30 State of Arkansas: Bank Department CITIZENS FIRST STATE BANK, ARKADELPHIA Population 10,227 Clark County Chartered May 24, 1977 P.O. Box 218 Telephone Number 246-2411 Zip Code 71923 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors *R. Edward Snider, Jr..................... President Raymond T o le r ................ Exec. Vice Pres. Larry Kinard..................... Senior Vice Pres. Johnnie Sue Huneycutt Vice Pres. & Cashier Ross Conant........................... Vice President Jim Clevenger...........Asst. Vice President & Data Processing Manager George Mitchell.............Asst. Vice President Judy Sligh.................. Administrative Officer I. B. Fuller, Jr. E. J. Alexander Flave Carpenter Cecil Cupp, Jr. Jerry Francis Billy Bob Hardman C. R. Huie Ed McCorkle R. Edward Snider, Jr. Raymond Toler Ralph Williams John M. Moore * Designates Chief Kxecutive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets C ash & du e from b a n k s ......... U .S . T re a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov ’t ag en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x c e s s funds sold .................... L oan s ( N e t ) ................................. B ank p rem ises, furniture and fix t u r e s ...................................... A ll o th e r a ssets ........................ TOTAL ........................................ Mil. Thou. 1 1 776 147 300 2 750 81 14 Liabilities Mil. Thou. D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... . E x c e s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T otal lia b ilit ie s .................... . 5 12 1 981 230 173 329 19 713 19 176 889 1 150 700 724 55 629 21 518 533 Equity Capital 504 427 21 518 C apital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o f it s .................... C apital r e s e r v e s ...................... T ota l E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 31 Sixty-Fourth Report ELK HORN BANK & TRUST COMPANY, ARKADELPHIA Population 10,227 Clark County Chartered September 28, 1903 P.0. Box 248 Telephone Number 246-5811 Zip Code 71923 Number of Branches: Inside City — 1; Outside City — 1 Principal Officers Directors Clift C. Lane............Chairman of the Board *Larry C. Whitley......................... President Roy N. Shope .. .Exec. Vice Pres. & Cashier Raymond N. Smith.......... Senior Vice Pres. Herman G. Brewer............... Vice President M. M. Barksdale Thomas B. Barksdale James Blanton Gregory L. Bourns Harold Echols James T. Gooch Clarence Hardin James W. Harrington Clift C. Lane J. Hugh Lookadoo Earl Meeks Wayne D. Pollard Roy N. Shope A. C. Stone Larry C. Whitley J. B. Wingfield ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks....... U.S. Treasury securities__ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL .............................. MU. Thou. 1 1 119 414 3 353 4 523 50 13 LiabUities MU. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 6 14 1 22 22 251 538 103 668 560 100 226 886 271 Equity Capital 866 467 25 063 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... . Subordinated notes & debentures...................... TOTAL............................... . 600 650 927 2 177 25 063 32 State of Arkansas: Bank Department MERCHANTS & PLANTERS BANK & TRUST COMPANY ARKADELPHIA Population 10,227 Clark County Chartered June 15, 1911 P.O. Box 219 Telephone Number 246-4511 Zip Code 71923 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors James C. Hobgood .. .Chairman of the Board Jett T. Black .. .Vice Chairman of the Board *Millard E. A u d ............................ President Larry Lineback.......... Senior Vice President Barbara Evans___Vice President & Cashier Millard E. Aud Jett T. Black Dr. Charles G. Clark *H. Grady Elms Ben D. Gray James C. Hobgood John M. Hobgood Toney D. McMillan Robert C. Rhodes Jane Ross Donald M. Tatman ‘Advisory Board ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0, 1978 Assets Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... MU. Thou. 1 496 493 1 298 1 534 1 281 200 11 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 5 9 1 018 522 104 953 16 597 16 13 610 271 Equity Capital 258 125 17 956 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 100 400 596 1 096 250 17 956 33 Sixty-Fourth Report BANK OF ASHDOWN, ASHDOWN Population 3,522 Chartered October 5, 1970 Little River County P.O. Box 547 Telephone Number 898-2761 Zip Code 71822 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors *Bill R. Brown.............................. President Robert L. Dennis........Exec. VP & Cashier John W. Coleman .................Vice President Janice Parkhill...................... Vice President Sue Daniel.................. Asst. Vice President Linda Barfield........................Asst. Cashier Marie Findley......................... Asst. Cashier James A. Gunter, Jr. — Chm. Bill R. Brown Martha Edmonson Eunice Spigner Wesley Strange James D. Armstrong John H. Hendrix Leonard L. Hampson * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL Mil . Thou. 1 1 316 316 501 714 9 900 548 Liabilities Mil. Thou. Demand deposits............... . Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 2 347 949 35 340 13 671 13 65 736 3 7 Equity Capital 277 186 14 758 Capital stock...................... 300 Surplus............................... 375 347 Undivided profits............... Capital reserves..................................... Total Equity Capital........ 1 022 Subordinated notes & debentures........................ TOTAL 14 758 34 State of Arkansas: Bank Department BANK OF ATKINS, ATKINS Population 2,639 Chartered September 19, 1895 Pope County P.0. Box 157 Telephone Number 641-2987 Zip Code 72823 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *James C. Mitchell.........................President David M. Mitchell.......Exec. Vice President M. I. Hickey......................... Vice President Dorothy Wiley ................................ Cashier James C. Mitchell David M. Mitchell M. I. Hickey E. L. Jorden * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 554 853 1 482 104 4 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... 2 3 1 6 7 203 446 48 262 959 300 47 306 902 Equity Capital 48 130 8 073 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 125 525 117 767 8 073 Sixty-Fourth Report 35 THE BANK OF AUGUSTA, AUGUSTA Population 2,777 Woodruff County Chartered February 20, 1935 P.O. Lock Box Y Telephone Number 347-2511 Zip Code 72006 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors George L. Beard.......................... President R. E. Gregory........................Vice President *W. T. Mills, Jr.............Exec. Vice President Dorothy Willis..................................Cashier Sharon Rushing.................Assistant Cashier Woody Castleberry............Assistant Cashier George L. Beard R. E. Gregory W. T. Mills, Jr. J. Ford Smith Franklin Collier W. P. Daniel John R. Eldridge E. R. Miller ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations .. Oblig. of States & political subdivisions.................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL .............................. 2 2 188 045 4 890 4 211 6 107 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... 8 784 820 2 257 16 929 700 26 655 5 68 17 Equity Capital 56 258 19 755 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures ...................... TOTAL............................... . 100 1 500 474 26 2 100 19 755 36 State of Arkansas: Bank Department CITIZENS STATE BANK, BALD KNOB Population 2,510 White County Chartered January 22, 1931 P.O. Box 200 Telephone Number 724-3241 Zip Code 72010 Number of Branches: Inside City — 1; Outside City — 1 Principal Officers Directors *Mrs. Juanita Litzelfelner...............President Larry E. Kircher......... Vice Pres. & Cashier David O. R am ey....................Vice President Mrs. Margaret Etheridge .. .Asst. Vice Pres. Mrs. Peggy Reed ....................Asst. Cashier Mrs. Juanita Litzelfelner Larry E. Kircher David O. Ramey Wm. H. Collison, Sr. Jennings Leggett * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0, 1978 Assets Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks ............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets .................. Mil. Thou. 1 2 016 145 598 2 993 5 175 303 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... 4 5 1 240 25 242 11 373 11 373 Equity Capital 9 98 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. 100 300 364 200 Total Equity Capital......... Subordinated notes & debentures............. TOTAL 866 12 337 TOTAL 964 12 337 37 Sixty-Fourth Report FIRST SECURITY BANK & TRUST COMPANY, BARLING Population 3,145 Chartered October 5, 1970 Sebastian County P.O.Box 339 Telephone Number 452-0330 Zip Code 72923 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Darrell W. Glassco....................... President David E. Tyrone............... Exec. Vice Pres. Lila Graham............... Vice Pres. & Cashier Doyle Hopkins H. D. Riggs Edgar Bethell Larry Flocks Darrell W. Glassco * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks ............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL Mil,. Thou. 263 299 521 45 2 100 395 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 1 1 036 401 187 645 3 269 3 269 Equity Capital 162 11 3 796 Capital stock...................... 120 Surplus............................... 280 Undivided profits............... 127 Capital reserves..................................... Total Equity Capital........ 527 Subordinated notes & debentures........................ TOTAL 3 796 38 State of Arkansas: Bank Department THE CITIZENS BANK, BATESVILLE Population 7,029 Chartered February 19, 1953 Independence County P.O. Box 2156 Telephone Number 793-3811 Zip Code 72501 Number of Branches: Inside City — 2; Outside City — 0 Principal Officers Directors *T. G. Vinson................................ President Charles Arnold............. Exec. Vice President David H idy.......... Vice President & Cashier Richard Black....................... Vice President David Ford...........................Vice President I. C. Craig................. Asst. Vice President Bill Callahan................ Asst. Vice President Greg Shaver.................................Auditor J. K. Southerland Lackey Moody Dr. Lackey G. Moody Eagle Street M. F. Highsmith T. G. Vinson Charles Arnold ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL ............................... 4 262 999 1 703 3 356 39 26 369 1 228 648 Liabilities Mil. Thou. Demand deposits............... . Time deposits..................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks................ Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 11 18 3 34 35 475 568 271 553 552 419 600 425 444 Equity Capital 38 604 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... . Subordinated notes & debentures ...................... TOTAL............................... . 1 2 350 950 356 66 722 438 38 604 Sixty-Fourth Report 39 BANK OF BEARDEN, BEARDEN Population 1,272 Ouachita County Chartered June 17, 1945 P.0. Box 135 Telephone Number 687-2233 Zip Code 71720 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors "‘John E. Anthony........................... President Jay W. Dickey, Jr....................Vice-President Roger E. K nox...................... Vice-President Harold Mizell..................................... Cashier Rosemary Bamer...................Asst. Cashier Garland Anthony John E. Anthony Joe F. Bamer Jay W. Dickey, Jr. Howard G. Me Whorter Eric Stuckey J. E. Word •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks....... U.S. Treasury securities — Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL MU. Thou. 653 400 1 516 2 174 6 850 602 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 4 5 1 013 836 403 231 11 483 11 483 Equity Capital 140 2 12 337 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures............ TOTAL 200 600 54 854 12 337 40 State of Arkansas: Bank Department CITIZENS BANK, BEEBE Population 3,069 White County Chartered June 21, 1917 P.O. Box T Telephone Number 882-5471 Zip Code 72012 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors *T. E. Abington.............................President E. H. Abington, I I ___Exec. Vice President Robert L. Jones.......... Exec. Vice President T. E. Abington E. H. Abington, II Robert L. Jones Millan Burrow John Bryles Fisher Frank Garrison * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL 1 908 846 1 464 4 300 324 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased . . . . All other liabilities.............. Total liabilities............... 3 3 938 006 65 801 7 810 7 810 Equity Capital 174 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures........................ 9 016 TOTAL 200 300 706 1 206 9 016 41 Sixty-Fourth Report BENTON STATE BANK, BENTON Population 16,719 Chartered February 9, 1934 Saline County P.0. Box 9 Telephone Number 778-0431 Zip Code 72015 Number of Branches: Inside City — 2; Outside City — 2 Principal Officers Directors W. R. Alsobrook___Chairman of the Board *Brooks Morris...............................President John Freeman...... Executive Vice President Russell Coleman.Exec. Vice Pres. & Cashier Mrs. June MaGee .................Vice President Joe Akers.............................Vice President James Trotter...... Manager Bryant Branch Arnold Moore.......Manager Bauxite Branch W. R. Alsobrook Mrs. W. R. Alsobrook Bob Alsobrook Brooks Morris Russell Coleman W. W. Jones Roy Bishop Wyatt Crawford ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks ............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL .............................. 3 5 707 495 2 999 6 717 41 30 239 1 332 773 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... Mil. Thou. . . 15 27 . 3 543 513 262 660 . 46 978 . 47 385 363 1 825 825 790 3 440 Equity Capital 51 303 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... . Subordinated notes & debentures...................... TOTAL............................... . 500 51 303 42 State of Arkansas: Bank Department THE UNION BANK OF BENTON, BENTON Population 16,719 Saline County Chartered January 11, 1954 P.O. Box 687 Telephone Number 778-0411 Zip Code 72015 Number of Branches: Inside City — 1; Outside City — 2 Principal Officers Directors *Joe D. Powers . .Pres. & Chairman of Board 0. B. Chandler, Jr........ Exec. Vice President Bill Anthony.........................Vice President Gary Sproul .........................Vice President Sandra Suggs .............. Asst. Vice President Margaret Jefferson........Asst. Vice President Joe White......................Asst. Vice President Mickey Taylor...............Asst. Vice President Henry Brown Ted Boswell J. Fred Walton, Jr. I. E. McCray, Jr. Lilbum W. Carlisle R. G. Kuemer Donald L. Miller Warren Bass ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks ............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 2 1 931 134 1 025 5 382 761 27 861 1 366 572 LiabUities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... Mil. Thou. . . 11 21 2 . 35 . 37 1 053 685 208 419 365 500 185 050 Equity Capital 41 032 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... . Subordinated notes & debentures ...................... TOTAL............................... . 2 729 729 184 290 932 1 050 41 032 1 43 Sixty-Fourth Report BANK OF BENTONVILLE, BENTONVILLE Population 8,722 Chartered February 25, 1931 Benton County P.0. Box 449 Telephone Number 273-3331 Zip Code 72712 Number of Branches: Inside City — 1; Outside City — 2 Principal Officers Directors *Burton E. Stacy........................... President John W. Fryer............Exec. Vice President T. Tim Summers................Vice President Carl T. Cosand........... V.P. & Trust Officer Sam Walton Edward F. Adair George M. Billingsley R. E. Buck Max Burger William H. Enfield Glenn Featherston John W. Fryer Clayton Little Carl Hutchens John A. Rollow Roy L. Scoggins Burton E. Stacy Jim Walton * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0, 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities .... Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... . Bank premises, furniture and fixtures............................. All other assets.................. TOTAL 4 3 120 313 100 12 664 27 682 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... Mil. Thou. . . 13 26 1 3 . 44 . 45 751 139 112 286 110 398 500 371 269 Equity Capital 594 941 49 414 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital........ Subordinated notes & debentures TOTAL 2 980 520 595 50 4 145 49 414 44 State of Arkansas: Bank Department CITIZENS BANK, BENTONVILLE Population 8,722 Chartered December 16, 1968 Benton County P.O. Box 100 Telephone Number 273-5586 Zip Code 72712 Number of Branches: Inside City — 0; Outside City — 2 Principal Officers Directors *Robert L. Smith........................... President Lloyd T. Jones....................... Vice President Lawrence R. McCarroll......... Vice President V. C. Rife, Jr........................Vice President Lawrence P. Bolte G. J. Bonds Wayne Carlson Lawrence R. McCarroll Wilson D. Powell Floyd L. Rees Cecil E. Shores Robert L. Smith Wiley H. Wolfe •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks....... U.S. Treasury securities .. . . Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL MU. Thou. 1 121 499 2 039 3 072 15 537 LiabUities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... MU. Thou. . . 5 11 . 3 . 20 . 21 467 500 103 070 1 250 750 408 85 493 22 563 289 855 69 254 Equity Capital 257 38 22 563 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures TOTAL Sixty-Fourth Report 45 BANK OF BLEVINS, BLEVINS Population 265 Chartered August 12, 1912 Hempstead County P.0. Box 158 Telephone Number 874-2541 Zip Code 71825 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Mike Stephens............Executive Vice Pres. and Cashier P. C. Stephens ...........................President Nell Stephens......................... Vice-President Harold M. Stephens.............. Vice-President Harold M. Stephens P. C. Stephens Mike Stephens Nell Stephens * Desijjnates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 469 827 884 116 1 175 629 Liabilities Mil. 'Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 1 2 327 044 2 404 3 777 3 7 784 Equity Capital 9 1 4 110 Capital stock...................... 75 Surplus............................... 100 Undivided profits............... 151 Capital reserves..................................... Total Equity Capital........ 326 Subordinated notes & debentures........................ TOTAL 4 110 46 State of Arkansas: Bank Department FARMERS BANK & TRUST COMPANY, BLYTHEVILLE Population 27,500 Chartered March 16, 1908 Mississippi County P.O. Box 688 Telephone Number 763-8101 Zip Code 72315 Number of Branches: Inside City — 2; Outside City — 1 Principal Officers Directors *R. A. Porter........... Chairman of the Board Earl L. McCarroll......................... President Lee A. Crowe.......Executive Vice President H. N. Whitis ..................... Vice President Alvin Huffman, I I I ............... Vice President R. G. Cox.........................................Cashier Garry Wann.............................Trust Officer Joe Churchill............... Asst. Vice President R. A. Porter Earl L. McCarroll Dale S. Briggs Jerry Cohen G. G. Hubbard, Jr. Max Logan E. B. Gee, Jr. Glen A. Cook Paul C. Hughes * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL 3 9 938 331 11 596 7 800 75 15 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased---All other liabilities.............. Total liabilities............... Mil. Thou. . . 12 23 6 . 43 . 45 654 502 366 984 70 576 900 547 023 245 Equity Capital 985 911 49 881 1 000 Capital stock...................... 1 500 Surplus............................... 2 358 Undivided profits............... Capital reserves..................................... Total Equity Capital......... 4 858 Subordinated notes & debentures........................ TOTAL 49 881 47 Sixty-Fourth Report CITIZENS BANK, BOONEVILLE Population 3,239 Logan County Chartered April 18, 1910 P.O. Box 238 Telephone Number 675-2747 Zip Code 72927 Number of Branches: Inside City — 1; Outside City — 2 Principal Officers Directors *Jeral L. Hampton..........................President Bill Landrum............... Exec. Vice-President Boyce Skeets.................... Sr. Vice-President Bill Mitchell.................. Asst. Vice-President Joe Earp....................... Asst. Vice-President Lee Strickland........................ Asst. Cashier Shirley Powell........................Asst. Cashier H. L. Thomas Sr. H. L. Thomas Jr. Glenn Fitzgerald Ivan Wade Robert E. Remy Bill Landrum Jeral Hampton Richard Lippard A. B. Littlefield * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 19 7 8 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks ............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 3 1 081 655 725 7 20 204 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... Mil. Thou. . 7 20 . 3 . 31 340 325 150 115 200 130 . 31 322 452 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures ........................ 1 1 000 000 910 32 2 942 34 394 774 Equity Capital 412 543 34 394 TOTAL 48 State of Arkansas: Bank Department THE BANK OF BRADLEY, BRADLEY Population 706 Chartered April 10, 1933 Lafayette County P.O. Box 128 Telephone Number 894-3322 Zip Code 71826 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Lane Pierce.................................. President Ann Darner..................................... Cashier C. C. Adams, Jr........... Asst. Vice President J. B. Works .........................Asst. Cashier Lane Pierce Johnnie K. Hill Gerald Crabtree * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL ............................... 465 418 1 193 816 3 Liabilities Demand deposits............... Time deposits..................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... Mil. Thou. 1 3 474 867 37 821 6 199 6 199 698 Equity Capital 71 16 6 677 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures ...................... TOTAL............................... 100 250 128 478 6 677 Sixty-Fourth Report 49 BANK OF BRINKLEY, BRINKLEY Population 5,500 Monroe County Chartered January 17, 1903 P.O. Box 727 Telephone Number 734-3133 Zip Code 72021 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors Albert L. Rusher...........................Chairman *Albert H. Rusher...........................President Gus Rusher.................Exec. Vice President Harold Hardwick................... Vice-President Mildred Dickson................................Cashier Evalyna H iley......................... Asst. Cashier Kitty Smith.............................. Asst. Cashier Linda Clarke ..........................Asst. Cashier Albert L. Rusher Albert H. Rusher Gus Rusher Sidney A. McKnight James B. Sharp Lambert C. Dial Don Fuller Jim Carroll, Jr. * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets .................. TOTAL 2 168 500 5 091 3 988 13 2 300 019 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 6 14 23 959 442 107 075 1 584 23 584 2 Equity Capital 444 33 25 545 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures............ TOTAL 1 300 000 655 6 1 961 25 545 State of Arkansas: 50 Bank Department BANK OF CABOT, CABOT Population 3,970 Lonoke County Chartered March 23, 1903 P.O. Drawer R Telephone Number 843-3575 Zip Code 72023 Number of Branches: Inside City — 1; Outside City — 1 Directors Principal Officers *James M. Park............................. President Austin R. Leeds.........Senior Vice President Joe W. Park.........Vice President & Cashier William E. Williams..............Vice President Jaunita C. Morden. .V.P. & Branch Manager Fred Campbell.................................. A.V.P. Frances E. Rea .V.P. & Mgr. Savings Dept. William P. Feland.................................ATO Oleta R. Kinder............................... Auditor 0. E. Spence, Chairman W. T. Barnwell A. M. Feland III Charles L. George Jack M. Lowman Sue W. Park Gerald H. Shock Charles R. Templeton Howell M. Thompson H. A. Whitley, Jr. James M. Park Austin R. Leeds Joe W. Park William E. Williams ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 2 1 217 400 448 4 380 22 540 Liabilities Mil. Thou. Demand deposits................. Time deposits...................... U.S. Gov’t deposits.............. Public funds.......................... Deposits of banks................. Total Deposits................... Excess funds purchased....... All other liabilities............... Total liabilities................. 8 17 1 28 999 715 245 928 29 887 400 373 660 2 600 800 893 19 312 Equity Capital 656 531 32 172 Capital stock........................ Surplus................................ Undivided profits................. Capital reserves................... Total Equity Capital......... Subordinated notes & debentures........................ TOTAL 200 32 172 51 Sixty-Fourth Report STATE BANK OF CALICO ROCK, CALICO ROCK Population 1,013 Izard County Chartered May 1,1914 P.O. Box 236 Telephone Number 297-3711 Zip Code 72519 Number of Branches: Inside City — 0; Outside City — 1 Principal Officers Directors *H. Davey W yatt...............................President Paul W. Seay........................... Vice President E. C. Rodman....................................... Cashier Boyce Hicks....................Asst. Vice President Mondalyn Caldwell....................Asst. Cashier Joann Farm er............................. Admn. Asst. H. Davey Wyatt Paul W . Seay E. C. Rodman Mrs. Gaye Copp 'Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 19 7 8 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 1 714 085 399 1 990 1 5 400 427 Liabilities MU. Thou. Demand deposits............... Time deposits..................... U.S. Gov’t deposits............ Public firnds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... 4 4 347 927 52 732 10 058 10 42 100 1 250 200 576 41 067 11 167 Equity Capital 150 2 11 167 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 52 State of Arkansas: Bank Department THE MERCHANTS AND PLANTERS BANK, CAMDEN Population 16,009 Ouachita County Chartered March 4, 1931 P.O. Box 1017 Telephone Number 836-3136 Zip Code 71701 Number of Branches: Inside City — 2; Outside City — 2 Principal Officers Directors *B. J. Ford.........Chm. of Board & President E. L. Harrison............. Senior Vice Pres. & Trust Officer James M. Morgan.......Vice Pres. & Cashier H. Tedford Burnett, Jr....... Vice President Billy G. Wright.................... Vice President Mrs. Linnie B etts........ Asst. Vice Pres. & Secretary Mrs. Martha Hankins.........Asst. Vice Pres. Mrs. Bonnie Bullock...............Asst. Cashier Mrs. Cledra Keith.................. Asst. Cashier Harry F. Barnes B. J. Ford E. L. Harrison Cecil R. Hitt W. R. Holleman Emmett Parham Ray Parham * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 19 7 8 Assets Cash & due from banks........ U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations . . . Oblig. of States & political subdivisions.......................... All other securities including corporate stocks.................. Excess funds sold .................. Loans (N et).............................. Bank premises, furniture and fixtures................................. All other a ssets...................... TOTAL .................................... MU. Thou. 3 080 992 4 418 6 585 20 654 Liabttities Demand deposits.................. Time deposits........................ U.S. Gov’t deposits.............. Public funds............................ Deposits of banks.................. Total Deposits.................... Excess funds purchased----All other liabilities................ Total liabilities.................. MU. Thou. . . 10 19 1 . 33 . 34 715 882 865 874 22 358 500 333 191 Equity Capital 496 548 36 773 Capital stock.......................... Surplus................................... Undivided profits.................. Capital reserves.................... Total Equity Capital........ . Subordinated notes & debentures.......................... TOTAL................................... . 2 750 750 007 75 582 36 773 1 53 Sixty-Fourth Report THE CARAWAY BANK, CARAWAY Population 1,025 Chartered October 29, 1962 Craighead County P.O. Box 37 Telephone Number 482-3329 Zip Code 72419 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors '"Arnos David................Chairman of the Board J. R. David, Jr..................................President H. C. Freeze.............................Vice President Douglas Bradley....................... Vice President Norma Emison___ Vice President & Cashier Jean Goodman........ Assistant Vice President Amos David J. R. David, Jr. H. C. Freeze Douglas Bradley Mildred David * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 19 7 8 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)........ ^............... Bank premises, furniture and fixtures............................. All other assets................... 467 317 872 4 900 181 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... 3 693 885 6 630 57 273 6 273 1 8 Equity Capital 90 33 150 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. 100 337 Total Equity Capital.......... Subordinated notes & debentures........................... TOTAL 6 860 TOTAL 587 6 860 54 State of Arkansas: Bank Department CITIZENS BANK & TRUST, CARLISLE Population 2,280 Chartered December 22, 1930 Lonoke County P.O. Box 69 Telephone Number 552-7571 Zip Code 72024 Number of Branches: Inside City — 0; Outside City — 1 Principal Officers Directors *M. S. Woodruff .Pres. & Ass’t. Trust Officer Billy J. Shoup....... Vice Pres. & Sec. Officer Laveme Caldwell.......... Vice Pres. & Ass’t. Cashier Hallie Hazelwood..................Ass’t. Cashier Barbara Felts....................... Ass’t. Cashier J. Michael Stuart..................Trust Officer F. M. Perkins, Chairman Clifford Bennett Dr. J. F. Gartman C. W. Harper Charles H. Hunt M. S. Woodruff M. Gaines Young, Jr. * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets 1Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 2 341 870 1 709 5 082 60 11 Liabilities MU. Thou. Demand deposits............... Time deposits..................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 6 12 1 20 21 653 816 151 323 943 400 29 372 745 Equity Capital 342 18 23 167 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures............ TOTAL 488 512 795 1 795 23 167 55 Sixty-Fourth Report BANK OF CAVE CITY, CAVE CITY Population 1,199 Sharp County Chartered July 2, 1906 P.O. Box 82 Telephone Number 283-5553 Zip Code 72521 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Eagle Street..................................President James M. Street.. .Executive Vice President Clifton Crabtree.. .Vice President & Cashier Eugene Street........................Vice President James E. Street.....................Vice President Eagle Street Clifton Crabtree Eugene Street James E. Street ♦Designates Chief Kxecutive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets ]Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks ............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 653 497 903 1 980 15 6 411 Liabilities Mil. Thou. Demand deposits............... . Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... 2 6 9 423 312 13 623 45 416 300 6 9 722 Equity Capital 127 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... 10 586 TOTAL............................... . 100 400 364 864 10 586 56 State of Arkansas: Bank Department AMERICAN STATE BANK, CHARLESTON Population 1,750 Franklin County Chartered June 29, 1910 P.O. Box 128 Telephone Number 965-2201 Zip Code 72933 Number of Branches: Inside City — 0; Outside City — 1 Principal Officers Directors Joe S. Hiatt *Joe S. Hiatt .....................President & CEO Clyde L. Hiatt .......... Senior Vice President Clyde L. Hiatt Richard J. Huck.. .Executive Vice President Richard Huck Harold Jones Margie L. Hiatt..................... Vice President Joy E. Brown.........................Vice President John McDonald Michael F. Flynn............................. Cashier Troy W. Clark Doris Moore ..................... Assistant Cashier Louise Yarbrough......................... AssistantCashier ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL 1 266 5 651 2 302 8 147 890 912 Liabilities Mil. Thou. Demand deposits............... . Time deposits..................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 3 8 576 820 50 548 12 994 13 210 204 Equity Capital 254 242 14 669 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. total Equity Capital......... Subordinated notes & debentures ........................ TOTAL 300 450 677 38 1 465 14 669 57 Sixty-Fourth Report BANK OF CHERRY VALLEY, CHERRY VALLEY Population 556 Chartered January 24, 1907 Cross County P.O. Box 188 Telephone Number 588-3332 Zip Code 72324 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors W. Maurice Smith, Jr................. President *H. H. Beasley...................Exec. Vice Pres. W. M. Smith, III...................Vice President Emmett N. Milam................. Vice President Mrs. Yvonne Lace........................... Cashier Mrs. Louise Carwell.......Ass’t Adm. Officer Mrs. Peggy Grubbs................. Ass’t Cashier W. Maurice Smith, Jr. H. H. Beasley W. M. Smith, III Emmett N. Milam Edward S. Maddox •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0, 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL 758 234 404 1 897 8 8 Liabilities Mil. Thou. Demand deposits............... . Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 2 7 10 10 341 385 20 821 567 300 3 870 380 Equity Capital 112 50 11 843 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures............ TOTAL 100 600 266 7 973 11 843 58 State of Arkansas: Bank Department THE MERCHANTS AND PLANTERS BANK, CLARENDON Population 2,563 Monroe County Chartered July 23, 1890 P.O. Box 280 Telephone Number 747-3319 Zip Code 72029 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *J. Perry L e e ................................President James T. McMahan II .......... Vice President Rheta Griffith......................... Vice President Caroline B. L y le ....................Vice President James B. Sharp..............Chairman of Board Estelle Catlett ................................ Cashier J. Perry Lee James B. Sharp Paul McKay Ellen Menard Rheta Griffith Caroline B. Lyle Ada Muller * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets IMU. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 758 209 2 026 1 077 150 4 LiabUities Mil. Thou. Demand deposits............... . Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... 2 4 764 533 24 980 8 301 8 301 528 Equity Capital 331 9 9 088 150 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures ...................... TOTAL............................... 200 173 64 587 200 9 088 Sixty-Fourth Report 59 ARKANSAS STATE BANK, CLARKSVILLE Population 4,995 Johnson County Chartered March 8 , 1967 P.O. Box 100 Telephone Number 754-6325 Zip Code 72830 Number of Branches: Inside City — 1; Outside City — 1 Principal Officers Directors *R. L. Thompson........................... President Robert C. Tyson . .Executive Vice President Betty Callahan___Vice President & Cashier Doyle Hopkins.......... Chairman of the Board Harold Whitson .Vice Chairman of the Board Doyle Hopkins Harold Whitson R. L. Thompson Jim Dickerson H. E. Wharton Armil Taylor Bruce Bethell Robert C. Tyson Dane Riggs ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ................................. Mil. ’rhou. 1 1 136 350 3 095 3 867 8 810 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased . . . . All other liabilities.............. Total liabilities............... . 5 1 095 694 65 324 17 178 17 178 10 Equity Capital 675 16 18 949 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL................................... 120 680 721 1 521 250 18 949 60 State of Arkansas: Bank Department CLINTON STATE BANK, CLINTON Population 1,162 Chartered October 16, 1946 Van Buren County P.O. Box 57 Telephone Number 745-2441 Zip Code 72031 Number of Branches: Inside City — 1; Outside City — 3 Principal Officers Directors *Howard Johnson.......Chairman of the Board Jim S. Gowen .............................. President Gamer M. Johnson.......... Sr. Vice President Dyke Johnson........................ Vice President Thomas J. McKnight........................Cashier Homer Brown Jim S. Gowen William H. Ham Dyke Johnson Gamer M. Johnson Howard Johnson Mrs. Howard Johnson John L. Johnson Dickie V. Lefler Roy Lefler, Jr. Arthur Lewis ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 2 2 125 387 2 808 6 494 17 5 300 653 LiabUities MU. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 8 18 1 725 822 222 587 29 356 29 158 514 Equity Capital 245 416 32 433 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... . Subordinated notes & debentures...................... TOTAL............................... . 2 400 600 809 110 919 32 433 1 61 Sixty-Fourth Report FIRST STATE BANK & TRUST COMPANY, CONWAY Population 18,805 Chartered February 8 , 1946 Faulkner County P.O. Box 729 Telephone Number 329-5656 Zip Code 72032 Number of Branches: Inside City — 2; Outside City — 3 Principal Officers Directors *Thomas G. Wilson .Chairman of the Board & CEO B. J. Daugherty........................... President Louis E. Stell.......Vice President & Cashier Miloise A. Lyford................ Vice President Edwin H. Floyd....................Vice President Charles H. Blanchard . .Ass’t Vice President Jack Humphrey............Ass’t Vice President Ronald A. Williams................. Trust Officer Thomas E. Bentley, Jr. .Marketing Officer & Ass’t Cashier Bruce Thornton___Installment Loan Officer Joseph C. Carter ........ Ass’t Vice President B. J. Daugherty Alphonse M. Hiegel J. G. O’Kelley Earl F. Rogers M. M. Satterfield Edward A. Halter J. W. McCracken Frank E. Robins III Stanley Russ Thomas G. Wilson Jim Brewer * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 4 6 710 519 2 097 14 189 1 518 35 386 1 759 134 Liabilities Mil. Thou. Demand deposits................. 16 341 Time deposits...................... 30 615 U.S. Gov’t deposits.............. 465 Public funds.......................... 12 122 Deposits of banks................. .................. Total Deposits................... 59 543 200 Excess funds purchased....... All other liabilities................. 774 Total liabilities................. 60 517 Equity Capital 66 312 Capital stock........................ Surplus................................ Undivided profits................. Capital reserves.................... Total Equity Capital........ Subordinated notes & debentures........................ TOTAL 5 000 000 701 94 795 66 312 1 1 3 62 State of Arkansas: Bank Department THE CORNING BANK, CORNING Population 3,600 Clay County Chartered January 29, 1931 P.O. Box 439 Telephone Number 857-3592 Zip Code 72422 Number of Branches: Inside City — 0; Outside City — 2 Principal Officers Directors *Sam L. Manatt, Jr.........................President Jim Vinson..................... Sr. Vice President Donis Simpson................ Sr. Vice President Jim Manatt............................ Vice President Sam L. Manatt I I I .................Vice President John Manatt.........Vice President & Cashier Bob Lockwood....................... Vice President Louise Coleman......................Vice President Sam L. Manatt, Jr. Mrs. Sam L. Manatt, Sr. Franklin Hall Jim Manatt John Manatt Sam L. Manatt III Paul D. Moore Harold Riggan, Jr. J. V. Rockwell Dr. B. C. Page Donis Simpson Ray R. Thomas Jim Vinson Ben Williams, Jr. A. C. Woods * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL 1 966 106 33 1 369 28 24 026 1 153 189 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 1 620 622 133 364 14 753 900 26 653 8 14 1 24 Equity Capital 28 870 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL 250 1 000 667 1 917 300 28 870 63 Sixty-Fourth Report FIRST STATE BANK, CROSSETT P opulation 6,191 A sh le y C ou n ty C h artered M ay 13, 1963 P .0 . B o x 638 T elep h on e N u m b er 364-5131 Z ip C o d e 71635 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 1 P r in c ip a l O ffic e r s D ir e c to r s R ichard E . G r i f f i n ................................. Chairm an * R egin ald G l o v e r ......................................P resid en t T . Jack W a ls h ......E x e cu tiv e V ice P resid en t E dith S. Phillips .........................V ic e P resid en t C h ery l G o o d w i n ..........................................C ash ier C h arles B a x ley H . A . E th e rid g e , Jr. R egin ald G lov er R ich ard E . Griffin J am es S. N olley C . E . R ip ley D onald R . R o d g e r s Z . M . Stell L . Philip M cC len don E . A . Thicker * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 19 7 8 Assets C ash & due from b a n k s ......... U .S . T re a su ry s e c u r i t i e s -----O blig. o f o th e r U .S . G o v ’t a gen cies & corp ora tion s . . . O blig. o f S tates & political su b d iv is io n s ............................. A ll o th e r secu rities including corp ora te s t o c k s .................... E x ce s s funds sold .................... L oan s ( N e t ) ................................. Bank prem ises, furn itu re and fix tu r e s ...................................... A ll o th e r a s s e t s ......................... T O T A L ........................................ Mil. Thou. 1 220 97 149 1 160 7 50 870 Liabilities MU. Thou. D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... . D ep osits o f b a n k s .................... T ota l D e p o s it s ....................... E x ce s s funds p u r c h a s e d -----A ll oth er lia b ilitie s .................. T otal lia b ilit ie s .................... . 2 5 2 489 342 63 064 9 958 10 68 026 Equity Capital 177 12 10 735 200 300 209 Capital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o fit s .................... C apital r e s e r v e s ...................... T otal E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 709 10 735 64 State of Arkansas: Bank Department DANVILLE STATE BANK, DANVILLE Population 1,712 Y ell C ou n ty C h artered O cto b e r 3, 1930 P .O . B o x 68 T elep h on e N u m b er 495-2236 Z ip C o d e 72833 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors *John E d C h am bers ............................. P re sid e n t John E d C h am b ers I I I ..............V ic e P re sid e n t E d w a rd J. T a y l o r ........................ V ic e P re sid e n t B o b b y E . R a m e y . .V ice P re sid e n t & C ash ier E lou ise C. L a u r i e ........................ V ic e P re sid e n t O dean P a r k e r ....................A s s ’t. V ic e P re sid e n t J e r r y L . S m it h ..................A s s ’t. V ic e P re sid e n t P au l J. W i l l e t t ................. A s s ’t. V ic e P re sid e n t R o b e r t Y a w n ................................. A s s ’t. C ash ier Joh n E d C h am bers John E d C h am bers I I I M ike C orn w ell L loy d R . G eorg e F a y M athis L e on M illsap Joe R ay T o d d San ders C h arles L . Sloan E d w a rd J. T a y lor •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets C ash & du e fro m b a n k s ......... U .S . T r e a su ry s e c u r i t i e s ___ O blig. o f o th e r U .S . G o v ’t a g en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x c e s s funds sold .................... L oa n s ( N e t ) .................................. B an k p re m ise s, fu rn itu re and f ix t u r e s ...................................... A ll o th e r a ssets ......................... T O T A L ........................................ Mil. Thou. 1 1 485 100 700 4 414 910 19 Liabilities Mil. Thou. D em an d d e p o s i t s .................... T im e d e p o s i t s ........................... . U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s it s ....................... . E x c e s s fun ds p u r c h a s e d -----A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... . 4 19 2 395 454 61 214 26 124 26 392 516 1 250 750 257 2 257 28 773 375 Equity Capital 236 553 28 773 C apital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o fit s .................... C apital r e s e r v e s ...................... T ota l E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . Sixty-Fourth Report 65 ARKANSAS VALLEY BANK, DARDANELLE Population 3,684 Yell County Chartered August 29, 1961 P.0. Box 330 Telephone Number 229-4111 Zip Code 72834 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors *L. J. Foster....................................President William L. W oods.................. Vice President Dorthy Geibe...................................... Cashier Judy Elliott ...........Assistant Vice President Scott McGinnis.................. Assistant Cashier William R. Bullock Dr. G. S. Cornwell James R. Ford L. J. Foster Adrian Harrington John Harris Delma Merritt John Larry Mosley Dr. Ted Honghiran Charles C. Ray Ray Lee Robinson David Wood * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from b a n k s _____ U .S . T reasu ry securities . . . , O blig. o f oth er U .S . G o v ’t agencies & corp oration s . . . O blig. o f S tates & political su b d iv is io n s ............................. A ll oth er securities including corp ora te s t o c k s .................... E x ce ss funds sold .................... L oan s ( N e t ) ................................. Bank prem ises, furniture and fix tu r e s ...................................... All oth er assets ........................ TOTAL ........................................ Mil. Thou. 1 963 097 100 770 5 300 429 Liabilities Mil. Thou. D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P ublic fu n d s ............................... D eposits o f b a n k s .................... T otal D e p o s its ...................... E x ce ss funds pu rch ased . . . . A ll oth er lia b ilitie s .................. T otal lia b ilit ie s .................... 2 4 8 593 601 97 706 200 197 8 5 202 Equity Capital 92 74 8 825 300 150 73 Capital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o f it s .................... Capital r e s e r v e s ...................... T otal E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 523 100 8 825 66 State of Arkansas: Bank Department BANK OF DARDANELLE, DARDANELLE Population 3,684 C h arte re d S e p te m b e r 12, 1934 Y ell C ou nty P .O . B o x 90 T elep h on e N u m b er 229-3311 Z ip C o d e 72834 N u m b er o f B ran ches: In sid e C ity — 1; O utside C ity — 0 Principal Officers Directors *John L . H a m ilt o n ................................. P re sid e n t N o e l V a n d o v e r ............................. V ic e P re sid e n t N a n cy A . M o o re .V ic e P resid en t and C a sh ier S h irley M . P a tte rso n . .A s s ’t. V ic e P re sid e n t Janelle P a r k e r .............................. A s s ’t. C ash ier Ja n etta J a y .................................. A s s ’t. C ash ier B ill K. B erry L . R . B erry h ill F a n n y B . G eorg e John L . H am ilton E v e ly n H. Jones H. M. O rsburn, Jr. N oel V a n d ov er Jam es W . W allis * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & du e fro m b a n k s ......... U .S . T r e a su ry secu rities — O blig. o f o th e r U .S . G ov ’t a gen cies & corp ora tion s . . . O blig. o f S ta tes & political su b d iv is io n s ............................. A ll o th e r se cu rities including co rp o ra te sto ck s .................... E x c e s s fun ds sold .................... L oan s ( N e t ) .................................. B ank prem ises, furniture and fix t u r e s ...................................... A ll o th e r a s s e t s ........................ T O T A L ........................................ 1 5 556 841 2 702 154 7 513 400 231 Liabilities Mil. Thou. D em and d e p o s i t s .................... T im e d e p o s i t s ........................... . U .S . G o v ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s its ....................... . E x c e s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... . 4 12 O il 471 44 434 16 960 16 22 982 1 200 225 472 1 897 Equity Capital 567 115 19 079 C apital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o fit s .................... C apital r e s e r v e s ...................... T ota l E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 200 19 079 Sixty-Fourth Report 67 DECATUR STATE BANK, DECATUR Population 850 C h artered M ay 27, 1954 B en ton C ou n ty P .O . B o x 38 T elep h on e N u m b er 752-3281 Z ip C od e 72722 N u m ber o f B ranches: Inside C ity — 0; O utside C ity — 0 Principal Officers Directors L loy d E . P eterson . . .C hairm an o f the B oard C. T om E dm iston .C o-C hairm an o f th e B oard *W ilm er C. Sm ith ................................. P resid en t V ern on A u s t i n .............................V ice P resid en t M ary K i r b y ............................................. C ashier W anda T o rm e y .............................A sst. C ashier L loy d E . P eterson D o roth y M ae P eterson Jam es T . H udson W ilm er C . Sm ith D r. E . N . M cC ollum C . Jim m ie C a rter C. T om E dm iston H arold M. L ee R ichard E . W ilm oth V e rn on A ustin * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities . . . , Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions....................... All other securities including corporate stocks ................ Excess funds sold ................ Loans (N et)........................... Bank premises, furniture and fixtures............................... All other assets .................... 1 323 200 898 1 359 3 6 000 627 Liabilities Demand deposits................ Time deposits...................... U.S. Gov’t deposits............. Public funds......................... Deposits of banks................ Total Deposits.................. Excess funds purchased . . . . All other liabilities.............. Total liabilities................ . 5 6 026 391 153 707 12 277 12 9 286 Equity Capital 173 66 Capital stock........................ Surplus................................. Undivided profits................ Capital reserves.................. T otal E q u ity C a p it a l........... S u bordin ated n otes & d e b e n tu r e s ............................... TOTAL Mil. Thou. 13 646 TOTAL 350 225 785 1 360 13 646 68 State of Arkansas: Bank Department BANK OF DELIGHT, DELIGHT P opulation 446 P ike C ou n ty C h arte re d June 16, 1911 P .0 . B o x 68 T elep h on e N u m b er 379-2293 Z ip C o d e 71940 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors C ecil E . John son Jr. .C hairm an o f th e B oard O len H e n d r ix ........................................... P re sid e n t *G us W in g fie ld ......... E x e cu tiv e V ic e P re sid e n t Jam es H e n d r ix ..............................V ice -P re sid e n t C lib M a y ......................................... V ice -P re sid e n t E dn a J o h n s o n ..............................................C ashier B u ford H en d rix Olen H end rix D. C. H um ph ry Jr. C lib M ay C ecil E . Johnson Jr. L u dis R h od es A lv is S tokes G us W in gfield * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0, 1978 Assets Mil. Thou. C ash & due from b a n k s ......... U .S . T re a su ry s e c u r i t i e s ___ O blig. o f o th e r U .S . G ov’t ag en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x ce s s funds sold .................... L oan s ( N e t ) ................................. B ank p rem ises, furniture and fix t u r e s ...................................... A ll o th e r assets ......................... TOTAL 1 334 254 320 1 204 5 21 350 001 Liabilities D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s its ...................... E x ce s s funds purchased . . . . A ll o th er lia b ilitie s .................. T otal lia b ilit ie s .................... Mil. Thou. 2 5 137 140 3 649 7 929 7 18 947 Equity Capital 87 48 8 619 C apital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o fit s .................... Capital r e s e r v e s ...................... T otal E q u ity C a p it a l......... Su bordin ated n otes & d e b e n tu r e s ............................. TOTAL 63 325 120 64 572 100 8 619 Sixty-Fourth Report 69 FIRST STATE BANK OF DeQUEEN, DeQUEEN Population 4,100 C h artered A u g u st 26, 1974 S ev ier C ou n ty P .O . B o x 970 T elep h on e N u m b er 584-4423 Z ip C od e 71832 N u m ber o f B ranches: Inside C ity — 0; O utside C ity — 0 Principal Officers Directors * E . R . A d k is s o n ....................................... P resid en t L a rry H a l e ...............E x e cu tiv e V ice P resid en t R o b e rt A . C a r d ____ Sr. V ice P res. & C ashier E . R . A dk isson R . D. E u ban ks D. L . G odw in E . G ray R . S. H arris D . Stem p le W . M. Sullivan C. W iles * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 A sse ts Cash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ___ O blig. o f oth er U .S . G ov ’t agen cies & corp oration s . . . O blig. o f S tates & political s u b d iv is io n s ............................ A ll o th e r securities including corp ora te s t o c k s ................... E x ce ss funds sold .................... L oan s ( N e t ) ................................. Bank prem ises, furniture and fix tu r e s ...................................... A ll o th e r a s s e t s ...................... T O T A L ........................................ Mil. Thou. 1 065 546 852 101 8 175 117 Liabilities Mil. Thou. D em and d e p o s i t s .................... . T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... . E x ce s s funds p u r c h a s e d ____ A ll o th er lia b ilitie s .................. T otal lia b ilit ie s .................... . 2 6 1 364 003 151 781 10 299 10 68 367 Equity Capital 318 165 11 339 300 300 272 Capital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o fit s .................... Capital r e s e r v e s ...................... T otal E q u ity C a p it a l......... Su bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 872 100 11 339 70 State of Arkansas: Bank Department DERMOTT STATE BANK, DERMOTT Population 4,250 C h icot C ou n ty C h artered July 8, 1935 P .O . B o x “ C ” T elep h on e N u m b er 538-3266 Z ip C o d e 71638 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors _ J oh n M . B a x t e r ....................................... P re sid e n t John M. A m n * Jam es S. S u i t t E x e cu tiv e V ic e P re sid e n t John M. B a x ter C laren ce H o r t o n ..............Sr. V ic e P re sid e n t & W . A . B a x ter T r u st O ffice r E . L ep h iew D ennington R . H. D ennington F ran k H e n ry , J r ............................V ic e P re sid e n t M rs. F ra n ce s S p r a t l i n ...............V ic e P re sid e n t B ern a rd L ev i T o m C . S p u rlock , J r .............V ic e P re sid e n t & L a w ren ce W . L ev i L oan O ffice r S w an B . M oss, Jr. M rs. W y d e lle C l a r k ...................................C a sh ier R o b e r t H . R a sco M rs. Jun e F a r r e ll..................A ssista n t C a sh ier Jam es S. Suitt M rs. R e b e c c a J e n k in s ..........A ssista n t C ash ier M rs. C arolyn H o l t ................................. A ssista n t C ash ier ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets C ash & d u e fro m b a n k s ......... U .S . T r e a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov ’t a g en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te sto ck s .................... E x c e s s fu n ds sold .................... L oa n s ( N e t ) .................................. B ank p re m ise s, furniture and fix t u r e s ...................................... A ll o th e r a ssets ......................... TOTAL Mil. Thou. 842 818 2 387 2 549 50 5 Liabilities Mil. Thou. D em an d d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G o v ’t d e p o s i t s ................ P u b lic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s it s ....................... . E x c e s s fun ds p u r c h a s e d -----A ll o th e r lia b ilitie s .................. T o ta l lia b ilit ie s .................... 2 6 1 699 779 21 356 10 855 10 15 870 1 450 550 358 16 374 12 244 224 Equity Capital 370 4 12 244 C apital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o f it s .................... C apital r e s e r v e s ....................... T ota l E q u ity C a p it a l........... S u bordin ated n otes & d e b e n tu res ................ TOTAL 71 Sixty-Fourth Report FIRST STATE BANK OF DERMOTT, DERMOTT P opulation 4,250 C h artered O cto b e r 15, 1976 C h icot C ou n ty P .O . B o x 0 T elep h on e N u m b er 538-3221 Z ip C o d e 71638 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors *G e o rg e T . H a r r i s ................................. P resid en t M ary K. T u ck er . . .E x e c u tiv e V ice P resid en t T om G r u m b le s ............................. V ic e P resid en t Claudine R a d a n o v ic h ............................... C ashier W m . B ulloch W . B . B yn um I I I Bill C ou rtn ey D on L . E iflin g R o b e r t B . G ibson T om G ru m bles L eon ard H am pson G e org e T . H arris D on C . S cott H. W . T h om as, M .D . M ary K . T u ck er * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil.. Thou. Cash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ____ O blig. o f oth er U .S . G ov ’t agen cies & corp ora tion s . . . O blig. o f S tates & political su b d iv isio n s............................. A ll o th e r securities including co rp o ra te s t o c k s .................... E x ce s s funds sold .................... L oan s ( N e t ) ................................. Bank prem ises, furniture and fix tu r e s ...................................... A ll oth er a s s e t s ......................... TOTAL 758 100 163 1 179 41 9 Liabilities Mil. Thou. D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G o v ’t d e p o s i t s ................ P u blic fu n d s ............................... . D eposits o f b a n k s .................... T otal D e p o s its ...................... E x ce s s funds p u r c h a s e d ____ A ll o th er lia b ilitie s .................. T otal lia b ilit ie s .................... 2 6 2 11 11 233 634 47 262 176 400 114 690 967 Equity Capital 215 175 12 598 150 C apital s t o c k ............................. 450 S u r p lu s ........................................ 300 U n d ivid ed p r o fit s .................... Capital r e s e r v e s .............................................. 8 T otal E q u ity C a p it a l........... 908 S u bordin ated n otes & d e b e n tu r e s ............................... TOTAL 12 598 72 State of Arkansas: Bank Department FARMERS & MERCHANTS BANK, DES ARC Population 2,121 C h artered January 20, 1902 P rairie C ou nty P .O . B o x 369 T elep h on e N u m b er 2 5 6 41 9 1 Z ip C o d e 72040 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors S. R . N ic h o ls ............ C hairm an o f th e B oard G. P. M u lle n ..............................V ic e C hairm an * R . L. M o r t o n ..........................................P resid en t F a y e A . S m i t h .................... S e cre ta ry o f B oard W illiam A . D avidson . . .E x e c . V ice P re sid e n t D ora M . H o l l o w a y ....................................C ash ier E lsie R . G arth ...................... A ssistan t C ashier J. E . B e rry G uym an D e V o re W illis E dd ins R . L. M orton G. P. M ullen H e n ry L. N ichols S. R . N ichols John F . O rsi, Jr. O. L . Sim m ons ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 A s s e ts M il. T h o u . C ash & due from b a n k s ......... U .S . T re a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov ’t ag en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r se cu rities including co rp o ra te s t o c k s .................... E x c e s s funds sold .................... L oan s ( N e t ) .................................. B ank p rem ises, furniture and f ix t u r e s ...................................... A ll o th e r a s s e t s ......................... TOTAL 1 854 747 4 467 5 295 6 400 097 L ia b ilit ie s M il. T h o u . D em and d e p o s i t s .................... . T im e d e p o s i t s ........................... . U .S . G o v ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s its ....................... E x c e s s funds pu rch ased . . . . A ll o th er lia b ilitie s .................. T otal lia b ilit ie s .................... . 4 10 1 345 248 116 884 16 593 16 593 E q u i t y C a p it a l 102 9 18 971 400 C apital s t o c k ............................. 1 100 S u r p lu s ........................................ U n d ivid ed p r o fit s .................... 878 C apital r e s e r v e s ................................................. T ota l E q u ity C a p it a l........... 2 378 S u bordin ated n otes & d e b e n tu r e s ............................... TOTAL 18 971 73 Sixty-Fourth Report DeWITT BANK AND TRUST COMPANY, DeWITT P opulation 3,728 C h artered M arch 1, 1929 A rk an sas C ou n ty P .0 . B o x 71 T elep h on e N u m b er 946-3531 Z ip C o d e 72042 N u m b er o f B ran ches: Inside C ity — 0; O utside C ity — 0 Principal Officers Directors E lm er A . F ergu son . .C hairm an o f th e B oard Julian B row n . . .V ic e C hairm an o f th e B oard *B . G ene S t a t o n .......................................P resid en t T. F . H udson . . .S en ior V ice P res. & C ashier Frank E llis, J r ......................... V ice P re sid e n t & S en ior T ru st O fficer A . A . B e v e rb u rg W . H. B otts Julian B row n E . E . Denm an R a y D. D ickson E lm er A . F erg u son F . A . O ’Daniel C harles W . R a sco III B . G ene Staton Jack W h itm ore * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 A sse ts Cash & due from b a n k s ......... U .S . T re asu ry s e c u r i t i e s ___ O blig. o f o th e r U .S . G o v ’t agen cies & corp oration s . . . Oblig. o f S tates & political su b d iv is io n s ............................. A ll o th e r securities including co rp o ra te s t o c k s .................... E x ce s s funds sold .................... L oans ( N e t ) ................................. Bank p rem ises, furniture and fix tu r e s ...................................... A ll oth er assets ......................... TOTAL ........................................ M il. T h o u . 2 2 602 368 2 323 8 477 349 13 131 1 148 656 L ia b ilit ie s M il. T h o u . D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s i t s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... . E x c e s s funds p u r c h a s e d ____ A ll o th er lia b ilitie s .................. T otal lia b ilit ie s .................... . 9 15 1 025 249 782 616 26 672 27 428 100 1 2 450 000 504 3 954 31 054 E q u i t y C a p it a l 31 054 Capital s t o c k ............................. S u r p lu s ........................................ U n d iv id ed p r o f it s .................... C apital r e s e r v e s ...................... T otal E q u ity C a p it a l......... . Su bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 74 State of Arkansas: Bank Department PEOPLES BANK, DIERKS Population 1,201 C h artered N o v e m b e r 16, 1970 H ow ard C ou nty P .O . B o x 123 T elep h on e N u m b er 286-2121 Z ip C o d e 71833 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors D enzil G ilbert John H . H e n d rix .................................C hairm an C. E . H en d rix, Jr. F ly n n Justus ................................V ice C hairm an John H . H end rix * J e r r y J a co b s ......................................... P resid en t J e tr r y J acobs C. E . H en d rix , J r ............................................. V ic e P resid en F ly n n Justus S am m ye W in ton ......................... V ic e P resid en t B e th C o x ..............A ssista n t V ic e P re sid e n t & R e e s e D. K irb y C ashier P e g g y H elm s ......................... A ssista n t C ashier •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil,. Thou. C ash & du e fro m b a n k s ......... U .S . T r e a su ry s e c u r i t i e s -----ObUg. o f o th e r U .S . G ov ’t ag en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r se cu rities including co rp o ra te s t o c k s .................... E x c e s s fun ds sold .................... L oa n s ( N e t ) ................................. B ank prem ises, furn itu re and fix t u r e s ...................................... A ll o th e r assets ......................... TOTAL 2 601 497 224 2 224 5 545 Liabilities Mil. Thou. D em and d e p o s i t s .................... . T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s it s ...................... E x c e s s funds p u r c h a s e d ____ A ll o th er lia b ilitie s .................. T o ta l lia b ilit ie s .................... . 3 4 451 985 4 861 9 301 800 7 108 10 Equity Capital 133 42 11 266 135 C apital s t o c k ............................. 665 S u r p lu s ........................................ 358 U n d ivid ed p r o f it s .................... C apital r e s e r v e s ................................................. T ota l E q u ity C a p it a l........... 1 158 S u bordin ated n otes & d e b e n tu r e s ............................... TOTAL 11 266 75 Sixty-Fourth Report BANK OF DOVER, DOVER Population 662 C h artered S e p te m b e r 29, 1905 P op e C ou nty P .O . B o x 271 T elep h on e N u m b er 331-2121 Z ip C od e 72837 N u m b er o f B ranches: Inside C ity — 0; O utside C ity — 1 Principal Officers Directors *T hom as B. H a r g is ........ E x e c. V ice P resid en t John E . M o o r e ........................................P resid en t T. C. C am pbell ....................... V ic e P resid en t Stanley H. S m ith ........................ V ice P resid en t R o b e rt E . Dale . .A sst. V ic e P res. & C ashier B e tty e W . B a r t o n ..........A sst. V ice P resid en t M ary P. M a rtin .............. A sst. V ice P resid ent J o y ce C h u r c h ill..............A sst. V ice P resid ent T hom as B. H argis John E . M oore T. C . C am pbell S tanford L ee D avid R . B ew ley John W . H arm s R ichard M obley ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ___ O blig. o f o th e r U .S . G o v ’t a gen cies & corp ora tion s . . . O blig. o f States & political su b d iv isio n s............................. A ll oth er securities including co rp o ra te stocks .................... E x ce ss funds sold .................... L oans ( N e t ) ................................. Bank prem ises, furniture and fix tu r e s ...................................... A ll oth er assets ........................ T O T A L ........................................ Mil. Thou. 324 578 499 1 167 8 378 Liabilities Mil. Thou. Dem and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ Public fu n d s ............................... D eposits o f b a n k s .................... T otal D e p o s it s ...................... . E x ce ss funds purchased . . . . A ll oth er lia b ilitie s .................. Total lia b ilit ie s .................... 2 6 1 691 070 17 441 10 219 10 219 Equity Capital 94 108 11 148 230 200 399 Capital s t o c k ............................. S u r p lu s ........................................ U n divided p r o fit s .................... Capital r e s e r v e s ...................... T otal E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 829 100 11 148 76 State of Arkansas: Bank Department DUMAS STATE BANK, DUMAS Population 5,290 C h artered January 11, 1974 D esha C ou nty P .O . B o x 700 T elep h on e N u m b er 382-4204 Z ip C o d e 71639 N u m b er o f B ranches: Inside C ity — 0; O utside C ity — 0 Principal Officers Directors *Jam es R . H a l l ........................................ P resid en t J e r r y D orton ...............................V ice -P re sid e n t Jam es R . Hall M erle P eterson , Chm n. A . O. F ren ch , Jr. W illiam W est H ow ard H arris, M .D . H erm an V ick ers D oroth y M oore B ill T e e te r ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets C ash & du e from b a n k s ......... U .S . T re a su ry s e c u r i t i e s -----O blig. o f o th e r U .S . G o v ’t a gen cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x c e s s fun ds sold .................... L oa n s ( N e t ) ................................. B ank p rem ises, furniture and fix t u r e s ...................................... A ll o th e r a ssets ........................ T O T A L ........................................ Mil. Thou. 510 199 1 178 308 3 Liabilities D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... E x c e s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... Mil. Thou. 1 2 538 962 165 714 5 379 250 45 674 5 877 Equity Capital 341 118 6 531 300 300 257 Capital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o fit s .................... C apital r e s e r v e s ...................... T ota l E q u ity C a p it a l......... Su bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ 857 6 531 Sixty-Fourth Report 77 MERCHANTS AND FARMERS BANK, DUMAS Population 5,290 D esha C ou n ty C h artered M ay 10, 1909 P .O . B o x D T elep h on e N u m b er 382-4311 Z ip C o d e 71639 N u m b er o f B ranches: Inside C ity — 1; O utside C ity — 0 Principal Officers Directors *C laud T. F r a n k . P resid en t & C hrm . o f B oard D avid J. G arrett . .V ic e P resid en t & C ashier A rle y C. K n i g h t . .V ic e P res. & T ru st O fficer L oral M. A d c o c k .........................V ice P resid en t L oral A d c o ck R o b e r t H . A d c o ck , Sr. J. E . A llm on, Jr. C harles H . D ante C laud T . F ran k E . C . G annaw ay M arion S. Gill H arold Jon es C lifton L . M ea d or D avid P o r te r I I I Glynn P u ry ea r T h om as F . Shea B . J. Tanenbaum , Sr. R . A . A d c o ck , A d v is o ry D irector J o e L e e M cK en non , A d v . D irector * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 A sse ts Cash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ___ O blig. o f oth er U .S . G o v ’t agen cies & corp ora tion s . . . O blig. o f States & political su b d iv isio n s............................. A ll oth er securities including corp ora te s t o c k s .................... E x ce ss funds sold .................... L oan s ( N e t ) ................................. Bank prem ises, furniture and fix tu r e s ...................................... A ll oth er assets ......................... TOTAL M il. T h o u . 1 1 825 785 1 056 4 723 16 200 150 719 L ia b ilit ie s M U. T h o u . D em and d e p o s i t s .................... T im e d e p o s it s ........................... . U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s it s ...................... . E x ce s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... . 6 15 1 23 24 299 796 138 711 944 200 9 153 E q u i t y C a p it a l 341 88 26 887 C apital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o fit s .................... Capital r e s e r v e s ...................... T otal E q u ity C a p it a l........... Su bordin ated n otes & d e b e n tu r e s ............................... TOTAL 2 300 000 425 9 734 26 887 1 1 78 State of Arkansas: Bank Department EARLE STATE BANK, EARLE P opulation 3,200 C h artered A p ril 24, 1947 C ritten d en C ou nty P .O . B o x 248 T elep h on e N u m b er 792-8614 Z ip C o d e 72331 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 1 Principal Officers Directors *J. E . B r o o k s ......................................... P re sid e n t E v e r e t t H o o d ............................... V ic e P re sid e n t M ary E . D a v i s .......................................... C ash ier W a n d a S. A r m s t r o n g ......... A ssista n t C ash ier Iris V . C o l e ............................. A ssista n t C a sh ier C h ris L e h m a n ......................... A ssista n t C a sh ier John E . G reg son .................. A ssista n t C a sh ier E v e r e tt H ood J. W . Y ou n g , Jr. J. E . B rook s C. E . M orrison , Jr. W . P. M orrison R ich ard C . T w ist J. H . T a y lor, Sr. D avid W allace ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets C ash & due from b a n k s ......... U .S . T r e a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G o v ’t ag en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r se cu rities including co rp o ra te s t o c k s .................... E x c e s s funds sold .................... L oa n s ( N e t ) .................................. B ank p rem ises, furn itu re and f ix t u r e s ...................................... A ll o th e r a ssets ......................... TOTAL Mil. Thou. 1 056 619 2 137 3 510 8 306 Liabilities D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G o v ’t d e p o s it s ................ P u b lic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s it s ....................... E x c e s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... Mil. Thou. 3 1 683 153 139 558 14 533 14 533 9 Equity Capital 422 6 16 056 C apital s t o c k ............................. S u r p lu s ........................................ U n d iv id ed p r o f i t s .................... C apital r e s e r v e s ...................... T o ta l E q u ity C a p it a l........... S u bordin ated n otes & d e b e n tu r e s ............................... TOTAL 400 500 623 1 523 16 056 Sixty-Fourth Report 79 THE DELTA STATE BANK, ELAINE Population 1,200 C h artered D e ce m b e r 30, 1947 Phillips C ou n ty P .O . B o x 295 T elep h on e N u m b er 827-3397 Z ip C o d e 72333 N u m b er o f B ranches: Inside C ity — 0; O utside C ity — 0 Principal Officers Directors *M ary L ou ise D em oret J o n e s ____P resid en t & C ashier S. J. H o w e ................................V ic e P resid en t L am ar M a r k s .......................................... S ecreta ry M ary L ou ise D em oret Jones S. J. H ow e L am ar M arks •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov ’t agen cies & corp oration s . . . O blig. o f S tates & political su b d iv isio n s............................. A ll o th e r secu rities including corp o ra te s t o c k s .................... E x ce s s funds sold .................... L oan s ( N e t ) ................................. Bank p rem ises, furniture and fix tu r e s ...................................... A ll o th e r a s s e t s ......................... TOTAL 932 198 400 3 100 506 Liabilities Mil. Thou. 1 208 D em and d e p o s i t s ...................... T im e d e p o s i t s ............................. U .S . G o v ’t d e p o s it s .................. 5 P u blic fu n d s .................................. 403 D ep osits o f b a n k s ...................... ....................... T otal D e p o s it s ......................... 1 616 E x c e s s funds p u r c h a s e d ......... A ll o th e r lia b ilitie s .................... ....................... T otal lia b ilit ie s ...................... 1 616 Equity Capital 14 10 2 163 Capital s t o c k ............................... S u r p lu s .......................................... U n d ivid ed p r o f it s ....................... C apital r e s e r v e s .......................... T ota l E q u ity C a p it a l........... Su bordin ated n otes & d e b e n tu r e s ............................... TOTAL 40 80 388 39 547 2 163 80 State of Arkansas: Bank Department THE EXCHANGE BANK AND TRUST COMPANY, EL DORADO Population 26,500 U nion C ou n ty C h arte re d A u g u st 12, 1933 P .0 . D ra w e r 641 T elep h on e N u m b er 862-6683 Z ip C o d e 71730 N u m ber o f B ran ches: Inside C ity — 1; O utside C ity — 1 Principal Officers Directors L ou is E . H u r l e y ......... C hairm an o f th e B oa rd * E d w a rd H u rle y .P re s. & C h ie f E x e c . O ffice r J. T h om as M a y ______ E x e cu tiv e V ice P re sid e n t S te v e L e v e r e tte . . .V ic e P re sid e n t & C ash ier Ja m es H . L u d w i g .......................... V ic e P re sid e n t D oris C a w v e y ............. A ssistan t V ic e P re sid e n t John E . H i l l i e r ...................................... C o n tro lle r T a n d y M e n e f e e ............................... T ru st O ffice r L ou is E . H u rley E d w a rd H u rley J. T h om as M ay B ru ce A n th on y Jam es W . G arison D. R . Jam es, Jr. J. V . S p en cer, Jr. C harles T h om as J oe G. W e p fe r John W . T lapek C liff W rig h t, Sr. *Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & du e from b a n k s ......... U .S . T re a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov’t a g en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r se cu rities including co rp o ra te s t o c k s .................... E x c e s s fun ds sold .................... L oa n s ( N e t ) ................................. B an k prem ises, furn itu re and f ix t u r e s ...................................... A ll o th e r a s s e t s ......................... T O T A L ........................................ 3 2 802 631 3 292 4 111 22 151 600 730 Liabilities D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’ t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s it s ...................... E x c e s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... Mil. Thou. . . 12 20 . 35 956 324 657 892 33 862 . 36 528 390 1 Equity Capital 1 39 231 610 158 C apital s t o c k ............................. S u r p lu s ........................................ U n d iv id ed p r o f it s .................... C apital r e s e r v e s ...................... T ota l E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 600 800 823 2 223 545 39 158 81 Sixty-Fourth Report BANK OF ELKINS, ELKINS Population 418 C h artered June 1, 1912 W ash ington C ou n ty P .O . B o x 333 T elep h on e N u m b er 643-2131 Z ip C o d e 72727 N u m ber o f B ran ches: Inside C ity — 0; O utside C ity — 0 Principal Officers Directors *J. E . B u n c h ..................C hairm an & J oel L. B u n c h ..................E x e c. V ice John A . B unch, S r ......... E x e c. V ic e J o y ce R . B u n c h ................C ashier & T h om as H. M a th ia s.................... V ic e P resid en t P re sid e n t P resid en t S e cre ta ry P resid en t J. E . B unch J o e l L . B unch John A . B unch, Sr. J o y c e R . B unch D avid R . M alone * Designates Chief Kxecutive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G o v ’t agen cies & corp ora tion s . . . O blig. o f S tates & political su b d iv is io n s ............................. A ll oth er securities including corp ora te s t o c k s .................... E x ce s s funds sold .................... L oans ( N e t ) ................................. Bank prem ises, furniture and fix tu r e s ...................................... A ll oth er assets ........................ TOTAL Mil. Thou. 550 899 1 076 866 7 Liabilities Mil. Thou. D em and d e p o s i t s .................... . T im e d e p o s i t s ........................... . U .S . G o v ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s it s ....................... . E x ce s s funds p u r c h a s e d -----A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... 9 744 781 33 966 300 824 9 11 835 2 5 075 Equity Capital 34 16 10 516 250 275 156 Capital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o f it s .................... C apital r e s e r v e s ...................... T ota l E q u ity C a p it a l........... S u bordin ated n otes & d e b e n tu r e s ............................... TOTAL 681 10 516 82 State of Arkansas: Bank Department BANK OF ENGLAND, ENGLAND P opulation 3,075 C h a rte re d A u g u st 23, 1898 L on ok e C ou n ty P .O . B o x 70 T elep h on e N u m b er 842-2555 Z ip C o d e 72046 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors *S e th B o le s, J r ......................................... P re sid e n t O tha E . F r i z z e l l ........................................ C ashier S eth B oles, Jr. Otha E . F rizzell T h om as 0 . M urchison, Sr. G ary R . C anada, Sr. * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 A s s e ts MU. T h o u . C ash & du e fro m b a n k s ......... U .S . T re a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov ’t ag en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r se cu rities including co rp o ra te s t o c k s .................... E x c e s s fun ds sold .................... L oan s ( N e t ) ................................. B ank p rem ises, furniture and fix t u r e s ...................................... A ll o th e r a s s e t s ........................ TOTAL 1 383 500 300 1 4 543 L ia b ilit ie s M il. T h o u . D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D e p o sits o f b a n k s .................... T ota l D e p o s it s ...................... . E x c e s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T otal lia b ilit ie s .................... 4 3 343 034 3 97 7 477 7 7 484 573 E q u i t y C a p it a l 38 3 8 340 C apital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o f it s .................... C apital r e s e r v e s ...................... T ota l E q u ity C a p it a l........... S u bordin ated n otes & d e b e n tu r e s ............... TOTAL 100 500 173 83 856 8 340 Sixty-Fourth Report 83 THE CITIZENS BANK, ENGLAND Population 3,075 C h artered January 14, 1931 L on ok e C ou n ty P .O . B o x 190 T elep h on e N u m b er 842-2541 Z ip C o d e 72046 N u m ber o f B ranches: Inside C ity — 0; O utside C ity — 0 Principal Officers Directors L ois R u t h e r fo r d ................................... P resid en t *C arroll C. L eon ard, Jr. . .E x e c . V ice P res. & C ashier C harlene B l a c k ....................... A ssistan t C ashier John W . Gann C arroll C. L eon a rd , Jr. B en B . M orris L ois R u th erford ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 A sse ts Cash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ___ O blig. o f o th e r U .S . G o v ’t agen cies & corp ora tion s . . . O blig. o f S tates & political su b d iv isio n s............................. A ll oth er securities including corp ora te s t o c k s ................... E x ce ss funds sold .................... L oans ( N e t ) ................................. B ank prem ises, furniture and fix tu r e s ..................................... A ll oth er assets ........................ TOTAL M il. T h o u . 4 778 035 700 2 514 1 500 624 L ia b ilit ie s M il. T h o u . D em and d e p o s i t s .................... . T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P ublic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... . E x ce ss funds p u r c h a s e d ____ A ll oth er lia b ilitie s .................. T otal lia b ilit ie s .................... . 3 5 090 084 73 466 8 713 8 713 E q u it y C a p it a l 13 10 164 C apital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o fit s .................... Capital r e s e r v e s ...................... T otal E q u ity C a p it a l........... S u bordin ated n otes & deben tu res TOTAL 240 660 551 1 451 10 164 84 State of Arkansas: Bank Department THE EUDORA BANK, EUDORA Population 3,500 C h artered D e ce m b e r 23, 1930 C h icot C ou n ty P .O . B o x L T elep hon e N u m b er 3 5 5 4 4 1 6 Z ip C o d e 71640 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors *C a rl W . R a y ------E x e c. V ic e P res. & C ash ier G ene K e i t h ................................... V ic e P re sid e n t C lau dene S teph en s ............. A ssistan t C ash ier M a ry R . K e l l e r .......................A ssista n t C ash ier Jean C o n n e l l ........................... A ssista n t C ash ier A lv in M e y e r, S r ......................................P resid en t W . J. W e a v e r ................S en ior V ice P resid en t Sam B ow m an C . B u rette Griffith W . K . G ru bbs A lv in M ey er, Sr. C arl W . R a y D on R . R ebsam en E arl E . V e rs e r, Jr. J erold V e r s e r W . J. W e a v e r C . J. G riffith, C hairm an E m eritu s * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 A s s e ts C ash & due from b a n k s ......... U .S . T re a su ry s e c u r i t i e s ___ O blig. o f o th e r U .S . G ov ’t a gen cies & corp ora tion s . . . O blig. o f S tates & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x c e s s funds sold .................... L oan s ( N e t ) ................................. B ank p rem ises, furniture and f ix t u r e s ...................................... A ll o th e r assets ........................ TOTAL M il. ’T h o u . 1 1 014 992 200 2 7 208 L ia b ilit ie s D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... E x c e s s funds pu rch ased . . . . A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... M il. T h o u . 3 7 1 309 002 20 050 11 381 11 11 392 462 E q u i t y C a p it a l 100 17 12 993 Capital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o f it s .................... C apital r e s e r v e s ...................... T ota l E q u ity C a p it a l........... S u bordin ated notes & d e b e n tu r e s ................ TOTAL 350 650 601 1 601 12 993 85 Sixty-Fourth Report BANK OF EUREKA SPRINGS, EUREKA SPRINGS P opulation 1,670 C arroll C ou n ty C h artered M ay 4 , 1912 P .O . B o x 309 T elep h on e N u m b er 253-8241 Z ip C o d e 72632 N u m ber o f B ran ches: In sid e C ity — 0; O utside C ity — 0 P r in c ip a l O ffic e r s D ir e c t o r s *John F . C r o s s ............. P resid en t & C hairm an R o b e r t C. M u h m ......... S en ior V ic e P resid en t R ich ard K elley, J r ....................... V ic e P resid en t R eb a L. P y a t t ............................................ C ashier L o ren L . C lark W . J. C rew s John F . C ross R u th F . C ross L e w is E . E p le y , Jr. D o roth y F . M ath ew s E a g le T h om as * Designates Chief Executive Officer ST A T E M E N T AS O F JU N E 3 0 , 1 9 7 8 Assets Cash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ____ O blig. o f oth er U .S . G o v ’t agen cies & corp ora tion s . . . O blig. o f S tates & political su b d iv isio n s............................. A ll oth er securities including corp ora te s t o c k s .................... E x ce ss funds sold .................... L oan s ( N e t ) ................................. Bank prem ises, furniture and fix tu r e s ...................................... A ll oth er a s s e t s ........................ TOTAL Mil. Thou. 1 512 650 540 1 635 8 600 381 Liabilities Mil. Thou. D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s its ...................... . E x ce s s funds p u r c h a s e d ____ A ll oth er lia b ilitie s .................. T otal lia b ilit ie s .................... 4 7 338 457 87 429 12 311 12 16 327 Equity Capital 191 89 13 598 Capital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o fit s .................... Capital r e s e r v e s ...................... T otal E q u ity C a p it a l........... S u bordin ated n otes & d e b e n tu r e s ............................... TOTAL 100 610 561 1 271 13 598 86 State of Arkansas: Bank Department BANK OF EVENING SHADE, EVENING SHADE Population 309 C h artered F e b ru a ry 5, 1901 Sharp C ou n ty P .O . B o x 98 T elep h on e N u m b er 266-3215 Z ip C o d e 72532 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors P r e sto n W . G r a c e ............. Chairm an o f B oa rd G u y W . M o s e l e y ...................................P re sid e n t * A . L . H o a n e y ......... E x e cu tiv e V ic e P resid en t W illiam E . F r a z ie r ....................................C ashier S haron K . Q u a l l s ..................A ssista n t C ash ier P reston W . G race G uy W . M oseley A . L . H oan ey D eltha Lam an Josep h A . C arp en ter, Jr. E d w a rd L. H ouse ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & du e fro m b a n k s ......... U .S . T r e a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov ’t ag en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r se cu rities including co rp o ra te s t o c k s .................... E x c e s s fu n ds sold .................... L oan s ( N e t ) ................................. B ank p rem ises, furniture and fix t u r e s ...................................... A ll o th e r a s s e t s ......................... TOTAL 374 349 214 2 625 682 Liabilities Mil. Thou. D em an d d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G o v ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s it s ...................... E x c e s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... . 1 2 143 406 349 3 898 3 898 Equity Capital 194 C apital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o fit s .................... C apital r e s e r v e s ...................... T ota l E q u ity C a p it a l......... Su bordin ated n otes & d e b e n tu r e s ............................. 4 438 TOTAL 100 275 165 540 4 438 87 Sixty-Fourth Report McILROY BANK & TRUST, FAYETTEVILLE Population 34,036 C h artered D e ce m b e r 24, 1892 W ash in gton C ou n ty P .O . B o x 1327 T elep h on e N u m b er 575-1000 Z ip C o d e 72701 N u m b er o f B ranches: Inside C ity — 4; O utside C ity — 0 Principal Officers Directors M r. H ayden M cllr o y .C hairm an o f th e B oard *M r. O bert M. U ndem ........................ P resid en t M r. J e rry N iem iec ................E x e c. V ice -P re s. M rs. B e tty Clark . . .V ice -P re s. — O peration M r. G e o rg e E d w ard s . . .V ice -P re s. — L oans M r. Don G iles . . .V ice -P re s. — B ranch O per. M r. Jim S h r e v e .......................... V ice -P re sid e n t M r. W in ston I. S l o a n ___ V ice -P re s. & T rust O fficer E . J. Ball J. F ran k B roy les C arl C ollier M illard G o ff R alph G o ff D r. John E . K ane D r. Jam es D. M ashburn H ayden M c llr o y C harles Scharlau H en ry B. S h reve O b ert M. U ndem Jim B o b W h eeler Paul Y ou n g , Jr. * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s -----O blig. o f o th e r U .S . G o v ’t agen cies & corp ora tion s . . . O blig. o f S tates & political su b d iv is io n s ............................. A ll o th e r securities including corp ora te s t o c k s .................... E x ce ss funds sold .................... L oan s ( N e t ) ................................. B ank prem ises, furniture and fix tu r e s ...................................... A ll oth er a s s e t s ......................... T O T A L ........................................ 9 6 685 457 5 055 2 738 56 305 500 415 2 2 245 614 Liabilities D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P ublic fu n d s ............................... D eposits o f b a n k s .................... T otal D e p o s it s ...................... E x ce s s funds p u r c h a s e d -----A ll oth er lia b ilitie s .................. T otal lia b ilit ie s .................... Mil. Thou. . . 25 33 17 . 76 2 . 79 024 540 355 008 826 753 195 706 654 Equity Capital 86 014 Capital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o f it s .................... C apital r e s e r v e s ...................... T otal E q u ity C a p it a l......... S u bordin ated n otes & d eb en tu res ............................. TOTAI ............................... . 2 1 1 5 374 151 691 144 360 1 000 86 014 88 State of Arkansas: Bank Department CITIZENS BANK AND TRUST COMPANY, FLIPPIN P opulation 1,200 M arion C ou n ty C h a rte re d M ay 18, 1973 P .O . B o x 261 T elep h on e N u m b er 453-2255 Z ip C o d e 72634 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 1 Principal Officers Directors *J a m es N . P a t t e r s o n .............................. P re sid e n t F ran k B . B u r g e ............................ V ice -P re s id e n t K e ith R . R ic h a r d s ........................V ice -P re s id e n t Sh aron K . P a t t e r s o n ................................. C ash ier L u n a C o r n e l l........... ...............A ssista n t C a sh ier S u e C u n n in g h a m ................... A ssista n t C a sh ier V e r n a T rim b le .......................A ssista n t C a sh ier L a r r y D . H u r s t ............................... L o a n O ffice r C h ris V . W a d e J im m y “ R e d ” M illigan H . G u y A lex a n d er G lenn Johnson J. N . P a tterson F ran k B . B u rg e P e t e r G. P eitz S tev en G. San ders ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets C ash & d u e fro m b a n k s ......... U .S . T r e a su ry s e c u r i t i e s ___ O blig. o f o th e r U .S . G ov’t a g en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r se cu ritie s including co rp o ra te s t o c k s .................... E x c e s s fun ds sold .................... L oa n s ( N e t ) .................................. B an k p re m ise s, furn itu re and f ix t u r e s ...................................... A ll o th e r a ssets ........................ TOTAL MU. Thou. 1 469 500 401 1 156 9 800 169 LiabUities MU. Thou. D em an d d e p o s i t s .................... . T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s i t s ................ P u blic fu n d s ................................ D e p o sits o f b a n k s .................... T o ta l D e p o s it s ....................... . E x c e s s fun ds p u r c h a s e d -----A ll o th e r lia b ilitie s .................. T o ta l lia b ilit ie s .................... . 2 8 1 815 559 150 276 12 800 12 25 825 Equity Capital 465 9 13 969 366 C apital s t o c k ............................. 424 S u r p lu s ........................................ 354 U n d iv id ed p r o f it s .................... C apital r e s e r v e s ........................._ _ _ _ _ 1 144 T ota l E q u ity C a p it a l........... S u b ord in a ted n otes & d e b e n tu r e s ................................ TOTAL 13 969 Sixty-Fourth Report 89 FORDYCE BANK AND TRUST COMPANY, FORDYCE Population 4,958 Dallas C ou n ty C h artered January 5,1931 P .0 . B o x 352 T elep h on e N u m b er 352-3107 Z ip C o d e 71742 N u m ber o f B ranches: Inside C ity — 1; O utside C ity — 0 Principal Officers Directors *W . R . B en ton , J r ...................................P resid en t C urtis H u tch in s.................... 1st V ice P resid en t J. W . H e a rn sb e rg e r . . .V ic e P res. & C ashier K. J. G r a v e s ................................. V ic e P resid en t A m y W a lla c e ....................A sst. V ice P resid en t W . R . B en ton , Jr. C urtis H utchins J. W . H e a m s b e r g e r J. H. E v e r e tt J. G raydon Parham J e sse G. S h addock L . W eem s T russell R o b e r t D. R oss E . C. G ates E . C. B en ton , Jr. * Designates Chief K\eeutive Officer STATEMENT AS OF JUNE 3 0 , 1978 A sse ts Cash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ___ Oblig. o f oth er U .S . G o v ’t agencies & corp oration s . . . O blig. o f States & political su b d iv isio n s............................. A ll oth er securities including .corp orate s t o c k s .................... E x ce ss funds sold .................... L oans ( N e t ) ................................. Bank prem ises, furniture and fix tu r e s ...................................... A ll oth er a s s e t s ......................... T O T A L ........................................ M il. 'T h o u . 1 2 445 914 2 160 4 712 75 8 L ia b ilit ie s M il. T h o u . D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... . E x ce s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T otal lia b ilit ie s .................... . 4 11 498 798 218 915 17 18 429 900 105 434 1 200 600 984 30 814 20 248 485 E q u i t y C a p it a l 148 309 20 248 C apital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o fit s .................... C apital r e s e r v e s ...................... T ota l E q u ity C a p it a l......... Su bordin ated n otes & d e b e n tu r e s ............................... T O T A L ........................................ . 90 State of Arkansas: Bank Department PLANTERS BANK AND TRUST COMPANY, FORREST CITY P opulation 13,000 C h artered A p ril 15, 1921 St. F ran cis C ou nty P .O . B o x 471 T elep h on e N u m b er 633-2833 Z ip C o d e 72335 N u m b er o f B ran ches: In sid e C ity — 1; O utside C ity — 2 Principal Officers Directors * R o b e r t E . P o r t e r ................................. P re sid e n t J. R . C happell, Jr. D iana A r w o o d ......... V ice P resid en t & C ash ier D on E dm on d son 0 . J. G andy, Jr. J o y c e C la r k .................... V ic e P resid en t & T .O . D avid H a r d k e ................................. V ic e P re sid e n t J. R . G rob m y er M ike C ia lo n e ................................... V ic e P re sid e n t H e n ry H aven W a d e H a w k in s .............................V ic e P resid en t L ou is L. H aven, Jr. A1 M i l l e r ........................................V ic e P re sid e n t H o m er J a y roe O tto M ille r . .V ic e P res. & M gr. C o tto n Plant R o b e rt E . P o r te r H e rb C la y t o n ......................V ic e P res. & M gr. B e rt S u lcer D eV a lls B lu ff R . B. T w ist R o b e r t D oy le ......................... A ssistan t C ashier D iane T h o m a s o n ......................................A ssistan t C ashier J u d y L o t t ................................................... A ssistan t C ashier D onna I m b o d e n ......................................A ssista n t C ashier * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & due from b a n k s ......... U .S . T re asu ry securities . . . . O blig. o f o th e r U .S . G ov ’t a gen cies & corp ora tion s . . . O blig. o f S tates & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x ce s s funds sold .................... L oan s ( N e t ) ................................. Bank p rem ises, furniture and fix t u r e s ...................................... A ll o th e r a ssets ........................ TOTAL 2 779 540 3 711 7 312 742 26 Liabilities Mil. Thou. D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s i t s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... . E x c e s s funds p u r c h a s e d ____ . A ll o th er lia b ilitie s .................. T otal lia b ilit ie s .................... . 11 18 3 34 3 38 829 780 375 984 968 500 448 916 112 Equity Capital 744 684 42 624 C apital s t o c k ............................. 300 S u r p lu s .......................................... 2 400 U n divid ed p r o f it s ...................... 1 008 C apital r e s e r v e s ................................................. T otal E q u ity C a p it a l........... 3 708 S u bordin ated n otes & d eb en tu res ............................... TOTAL 42 624 91 Sixty-Fourth Report PLANTERS AND MERCHANTS BANK, GILLETT P opulation 1,184 C h artered January 13, 1967 A rk an sas C ou n ty P .0 . B o x 538 T elep h on e N u m b er 548-2211 Z ip C o d e 72055 N u m b e r o f B ran ches: Inside C ity — 0; O utside C ity — 0 P r in c ip a l O ffic e r s D ir e c to r s W . W . T u r n e r ............................... P resid en t and C hairm an o f B oard *J e rry M. D y e r ____E x e cu tiv e V ic e P resid en t L a rry E . B a u e r ...........................V ice P resid en t A lice P e r r i t t ..........................A ssista n t C ashier W . W . T u rn er K en eth Sm ith H e rb e rt H olzh au er F ran k C . W olfe M url L on g W . P. H ackney D arrel N ichols J e r r y M. D y er * Designates Chief Kxecutive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G o v ’t a gen cies & corp oration s . . . O blig. o f S tates & political su b d iv isio n s............................. A ll o th e r securities including corp o ra te s t o c k s ........... : . . . E x ce s s funds sold .................... L oan s ( N e t ) ................................. B ank prem ises, furn itu re and fix tu r e s ...................................... A ll o th e r a s s e t s ......................... TOTAL 417 300 201 853 Liabilities Mil. Thou. D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G o v ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... E x ce s s funds p u r c h a s e d ------ 1 4 839 066 6 625 6 536 300 22 858 A ll o t h e r l i a b i l i t i e s ................... T otal lia b ilit ie s .................... . 5 6 681 Equity Capital 106 17 7 575 150 325 219 23 717 C apital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o f it s .................... Capital r e s e r v e s ....................... T otal E q u ity C apital . . . . . . S u bordin ated n otes & d e b e n tu r e s ............................... TOTAL 7 575 92 State of Arkansas: Bank Department BANK OF GLENWOOD, GLENWOOD Population 1,212 C h arte re d D e ce m b e r 27, 1912 P ike C ou n ty P .O . B o x 0 T elep h on e N u m b er 356-2121 Z ip C o d e 71943 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors *John T . C re w s ......................................P re sid e n t V ic t o r H . C o x ............................ V ic e P re sid e n t Justin D u p r e .................................V ic e P re sid e n t D oris H u tch in gs . . .A ssista n t V ic e P re sid e n t L y n d a R o b b i n s ____A ssistan t V ic e P re sid e n t P atricia D u k e .............................................C ashier S h e rry John son .................... A ssista n t C ashier R . B . Shofstall, J r ., C hm . V ic t o r H . C ox John T . C rew s ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & du e fro m b a n k s ......... U .S . T re a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G o v ’t a gen cies & corp ora tion s . . . O blig. o f S ta te s & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x c e s s funds sold .................... L oa n s ( N e t ) .................................. B ank p rem ises, furniture and fix t u r e s ...................................... A ll o th e r a s s e t s ......................... TOTAL 824 1 588 850 6 100 019 Liabilities Mil. Thou. D em and d e p o s i t s .................... . T im e d e p o s i t s ........................... U .S . G o v ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T o ta l D e p o s it s ...................... . E x c e s s fun ds p u r c h a s e d -----A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... . 2 4 750 629 36 945 8 360 393 8 753 Equity Capital 177 48 9 606 100 C apital s t o c k ............................. 600 S u r p lu s ........................................ 153 U n d iv id ed p r o f it s .................... C apital r e s e r v e s ................................................. T ota l E q u ity C a p it a l........... 853 S u bordin ated n otes & d e b e n tu r e s ............................... TOTAL 9 606 Sixty-Fourth Report 93 CADDO STATE BANK, GLENWOOD P opulation 1,212 C h artered D e ce m b e r 21, 1976 P ik e C ou n ty P .O . B o x 47 T elep h on e N u m b er 356-3196 Z ip C o d e 71943 N u m b er o f B ranches: Inside C ity — 0; O utside C ity — 0 Principal Officers Directors C harles F . T id w e ll. . .C hairm an o f th e B oard *John E . C o o k ........................ P resid en t & C E O J. W . W a lla c e .................. V ic e P res. & C ashier A u stin S w in d le ............................. V ic e P resid en t John E . C ook C harles F o r g a J . T . J on es H . J. L ig on A u stin L . Sw indle D eadle T hrash C harles F . T id w ell J. W . W allace * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets C ash & due from b a n k s ......... U .S . T re asu ry s e c u r i t i e s ____ O blig. o f oth er U .S . G ov ’t agen cies & corp ora tion s . . . O blig. o f S tates & political su b d iv isio n s............................. A ll o th e r secu rities including corp ora te s t o c k s .................... E x ce s s funds sold .................... L oan s ( N e t ) ................................. Bank prem ises, furn itu re and fix tu r e s ...................................... A ll o th e r a s s e t s ......................... TOTAL ........................................ MU. Thou. 406 296 100 10 4 300 103 LiabUities MU. Thou. D em an d d e p o s i t s .................... T im e d e p o s i t s ........................... . U .S . G ov ’ t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s it s ...................... E x c e s s fun ds p u r c h a s e d ____ A ll o th e r lia b ilit ie s .................. T ota l lia b ilit ie s .................... 1 2 558 572 8 704 4 842 4 46 888 Equity Capital 350 115 5 680 320 320 152 C apital s t o c k ............................. S u r p lu s ........................................ U n d iv id ed p r o f it s .................... C apital r e s e r v e s ...................... T otal E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 792 5 680 94 State of Arkansas: Bank Department FIRST STATE BANK, GOULD Population 1,683 C h artered January 6, 1964 L in coln C ou nty P .0 . B o x A T elep h on e N u m b er 263-4325 Z ip C o d e 71643 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 1 Principal Officers Directors * H arold H. R e i d ................P resid en t and C h ie f E x e cu tiv e O ffice r E rn e s t B r a d s h a w ...........E x e c . V ic e P re sid e n t W . J. B o r e n .................... F ir st V ic e P re sid e n t M a ry L . N o l a n ................V ic e P res. & C ash ier C arolyn K n i g h t ....................... A ssista n t C ashier E llen R o b e r t s o n .....................A ssistan t C ash ier W a n d a R o b e rtso n ................ A ssista n t C ashier E d n a S h a d o w e n s ...................A ssista n t C ash ier B erzen t B la g g W . J. B oren W . H. C a rd er D on E iflin g T . M. Fish T . H . F r e e , Jr. V ic to r H olth off K enn eth Johnson R . C . Johnson R . W . Jones H arry N orris H arold R eid ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & du e from b a n k s ......... U .S . T re a su ry s e c u r i t i e s -----O blig. o f oth e r U .S . G o v ’t ag en cies & corp ora tion s . . . O blig. o f S tates & political su b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x c e s s fun ds sold .................... L oa n s ( N e t ) ................................. B ank p rem ises, furn itu re and fix t u r e s ...................................... A ll o th e r a ssets ......................... T O T A L ........................................ 582 898 912 40 7 Liabilities Mil. Thou. D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... E x ce s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... 2 5 1 8 1 9 357 035 52 050 494 050 2 546 565 Equity Capital 311 3 10 311 100 500 165 C apital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o fit s .................... C apital r e s e r v e s ...................... T ota l E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 765 10 311 95 Sixty-Fourth Report BANK OF GRAVETT, GRAVETTE Population 1,154 C h artered F e b ru a ry 28, 1898 B en ton C ou n ty P .0 . B o x 160 T elep h on e N u m b er 787-5251 Z ip C o d e 72736 N u m b er o f B ranches: Inside C ity — 0; O utside C ity — 0 Principal Officers Directors Jim E dm ondson, J r ............................... P resid en t Jim E dm on d son , Jr. *John R . M e a d e ____E x e cu tiv e V ice P resid en t John R . M eade D avid N . W i l l s ............................... V ice P resid en t D avid N . W ills S tokes B a l l a r d ............................... V ic e P resid en t S tokes Ballard C. E . M c A l l i s t e r .........................V ic e P resid en t C. E . M cA llister A llen M cA llister L a rry W i l m o t h ...................................... C ashier Paul G a ly e a n ...........................A ssistan t C ash ier Jim A . E dm on d son M argaret P e a r s o n ..................A ssistan t C ashier Phillip Chastian V irg inia G ib s o n ........................................A ssistan t C ashier * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 A sse ts Cash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ___ O blig. o f oth er U .S . G o v ’t agen cies & corp oration s . . . O blig. o f S tates & political su b d iv isio n s............................. A ll oth er securities including corp ora te stocks .................... E x ce ss funds sold .................... L oans ( N e t ) ................................. Bank prem ises, furn itu re and fix tu r e s ...................................... A ll oth er assets ......................... TOTAL M il. ’T h o u . 1 3 557 111 57 3 108 12 350 217 L ia b ilit ie s M il. T h o u . D em and d e p o s i t s .................... T im e d e p o s i t s ........................... . U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D eposits o f b a n k s .................... T otal D e p o s it s ...................... . E x ce ss funds pu rch ased . . . . A ll oth er lia b ilitie s .................. T otal lia b ilit ie s .................... . 18 494 357 136 827 10 824 18 40 864 5 12 E q u i t y C a p it a l 232 3 20 635 Capital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o fit s .................... C apital r e s e r v e s ...................... T otal E q u ity C a p it a l........... S u bordin ated n otes & d eb en tu res ............................... TOTAL 1 100 300 327 44 771 20 635 1 96 State of Arkansas: Bank Department FARMERS BANK, GREENWOOD Population 2,032 C h artered A u g u st 7, 1907 Sebastian C ou n ty P .O . B o x 610 T elep h on e N u m b er 996-4171 Z ip C o d e 72936 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 3 Principal Officers Directors * M eans W ilkinson .C E O & Chairm an o f B oard B e t ty W ilkinson ....................................P re sid e n t L o r e n e C a r n e s ___ V ic e P re sid e n t & C ash ier G e n e v ie v e H a r r i s ..................A ssista n t C a sh ier M eans W ilkinson B e tty J. W ilkinson B ron son A n d rew s L o ren e C arnes ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 A s s e ts ]MU. T h o u . C ash & du e fro m b a n k s ......... U .S . T r e a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov’t ag en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r se cu rities including co rp o ra te s t o c k s .................... E x c e s s fun ds sold .................... L oan s ( N e t ) ................................. B ank prem ises, furn itu re and fix t u r e s ...................................... A ll o th e r a s s e t s ......................... T O T A L ........................................ 1 1 527 928 3 653 4 084 6 538 350 396 L ia b U itie s M il. T h o u . D em an d d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G o v ’t d e p o s it s ................ P u blic fu n d s ............................... D e p o sits o f b a n k s .................... T ota l D e p o s it s ...................... . E x c e s s funds p u r c h a s e d -----A ll o th e r lia b ilitie s .................. T otal lia b ilit ie s .................... . 4 11 1 517 157 27 229 16 930 17 203 133 E q u i t y C a p it a l 151 276 18 903 C apital s t o c k ............................. S u r p lu s ........................................ U n d iv id ed p r o f i t s .................... C apital r e s e r v e s ...................... T o ta l E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 1 300 000 470 1 770 18 903 Sixty-Fourth Report 97 THE FIRST BANK, GRIFFITHVILLE Population 227 C h artered N o v e m b e r 6, 1905 W h ite C ou n ty P .O . B o x 55 T elep h on e N u m b er 323-4511 Z ip C od e 72060 N u m b er o f B ranches: Inside C ity — 0; O utside C ity — 0 Principal Officers Directors "■Joyce D. S tra u g h n ....................................C ashier E . O. Y a n c e y ......................................... P resid en t E . D. Y a n c e y ............................... V ice P resid en t E . 0 . Y a n ce y E . D. Y a n cey M . 0 . T h om p son Jim T arkin gton * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ____ O blig. o f oth er U .S . G o v ’t agen cies & corp oration s . . . Oblig. o f States & political su b d iv isio n s............................. A ll oth er securities including corp ora te s t o c k s .................... E x ce ss funds sold .................... L oan s ( N e t ) ................................. Bank prem ises, furniture and fix tu r e s ...................................... A ll oth er a s s e t s ......................... TOTAL 1 130 045 315 579 100 559 Liabilities Mil. Thou. 949 D em and d e p o s i t s ...................... T im e d e p o s i t s ............................. 1 430 U .S . G ov ’t d e p o s it s .................. 3 P u blic fu n d s .................................. 84 D ep osits o f b a n k s ........................ 15 T otal D e p o s it s ......................... 2 481 E x ce s s funds p u r c h a s e d ......... A ll o th e r lia b ilitie s .................... ....................... T otal lia b ilit ie s ...................... 2 481 Equity Capital 3 C apital s t o c k ............................... S u r p lu s .......................................... U n d ivid ed p r o fit s ....................... C apital r e s e r v e s .......................... T ota l E q u ity C a p it a l........... Su bordin ated n otes & d e b e n tu r e s ............................... 2 731 TOTAL 25 125 98 2 250 2 731 98 State of Arkansas: Bank Department CLARK COUNTY BANK, GURDON Population 2,075 C lark C ou nty C h artered A u g u st 4, 1900 P .O . B o x 10 T elep h on e N u m b er 353-2534 Z ip C o d e 71743 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 1 Principal Officers Directors John J a c k s o n ................C hairm an o f th e B oa rd *E d w a rd L . H o l t ....................................P re sid e n t Jean B o u l d e n ......... V ice P resid en t & C ash ier R on W a lk e r .................................. V ic e P re sid e n t R ita N e ls o n ..................................... V ic e P re sid e n t L in da B i t t l e ..............A ssistan t V ice P re sid e n t K a y S t i f f l e r .............................. A ssista n t C ashier C. W . A b ra m s John Jackson E d w a rd L . H olt A . A . H orne D ick Jackson Jim m y R ob b s M aurice Stricklin * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 A s s e ts M il. T h o u . Cash & du e from b a n k s ......... U .S . T re asu ry s e c u r i t i e s -----O blig. o f o th e r U .S . G ov’t a gen cies & corp oration s . . . O blig. o f S tates & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x c e s s funds sold .................... L oan s ( N e t ) .................................. B ank p rem ises, furniture and fix t u r e s ...................................... A ll o th e r a ssets ........................ TOTAL ........................................ 790 49 18 2 630 10 250 146 L ia b ilit ie s M il. T h o u . D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s i t s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... . E x ce s s funds p u r c h a s e d ____ A ll o th er lia b ilitie s .................. T otal lia b ilit ie s .................... 2 8 1 970 102 8 610 12 690 12 31 721 E q u i t y C a p it a l 197 125 14 205 C apital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o f it s .................... Capital r e s e r v e s ...................... T otal E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. 1 000 200 284 1 484 T O T A L ........................................ 14 205 99 Sixty-Fourth Report FARMERS BANK, HAMBURG P opulation 3,102 A sh le y C ou n ty C h artered M arch 10, 1941 P .O . B o x 350 T elep h on e N u m b er 853-5222 Z ip C o d e 71646 N u m ber o f B ran ches: Inside C ity — 0; O utside C ity — 0 Principal Officers Directors W . E . F o o te , J r ..................................... P resid en t * Lou ie G. F o o t e ___ E x e cu tiv e V ice P re sid e n t E arl J. S c o t t ...................................V ic e P re sid e n t Jim C o u r s o n ...................................V ice P resid en t V elm a J. F a r m e r ..........................V ic e P resid en t A llen F a rm er .............................................C ashier P . E . B arn es F . P . Blanks B ob L. B rew er B ruin L. C am p bell L lo y d E n g elk es L ou ie G. F o o te W . E . F o o te , Jr. W . E . F o o te , I I I G ordon E . H enn ington, Jr. G e org e E . L ock e E a rl J . S cott Jack H . Shell E . A . T u ck er * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 A sse ts 1M il. T h o u . C ash & due from b a n k s ......... U .S . T re asu ry s e c u r i t i e s -----O blig. o f o th e r U .S . G o v ’t agen cies & corp ora tion s . . . O blig. o f S tates & political su b d iv is io n s ............................. A ll oth er secu rities including co rp o ra te s t o c k s .................... E x ce s s funds sold .................... L oan s ( N e t ) ................................. B ank p rem ises, furniture and fix tu r e s ...................................... A ll oth er a s s e t s ......................... TOTAL 779 563 3 10 179 L ia b ilit ie s M il. T h o u . D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G o v ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ....................... . E x ce s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... . 3 9 13 318 204 65 983 10 580 200 47 827 1 100 650 612 7 369 15 196 13 460 E q u i t y C a p it a l 188 27 15 196 C apital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o fit s .................... C apital r e s e r v e s ...................... T otal E q u ity C a p it a l........... S u bordin ated n otes & d e b e n tu r e s ............................... TOTAL 100 State of Arkansas: Bank Department CALHOUN COUNTY BANK, HAMPTON P opulation 1,252 C h arte re d O cto b e r 26, 1906 Calhoun C ou n ty P .O . B o x 8 T elep h on e N u m b er 798-2207 Z ip C o d e 71744 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors *S e a rcy H arrell, S r ................................ P re sid e n t L e n H a r r e ll...................................... V ic e P re sid e n t B . D ickson N e a l............................. V ic e P re sid e n t M a ry H . Joh n ston ....................................C ash ier H azel B . S m it h .........................A ssista n t C a sh ier H u b ert J. B row n F a y H arrell L en H arrell S e a rcy H arrell, Jr. S e a rcy H arrell, Sr. B . D ickson N eal D. W . W ells ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets C ash & d u e from b a n k s ......... U .S . T r e a su ry s e c u r i t i e s -----O blig. o f o th e r U .S . G ov’t ag e n cie s & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r secu rities including c o rp o ra te s to ck s .................... E x c e s s fun ds sold .................... L oa n s ( N e t ) .................................. B ank p re m ise s, furniture and fix t u r e s ...................................... A ll o th e r a s s e t s ......................... TOTAL MU. Thou. 1 728 173 800 2 441 6 125 100 094 Liabilities Mil. Thou. D em an d d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G o v ’t d e p o s it s ................ P u blic fu n d s ............................... D e p o sits o f b a n k s .................... T ota l D e p o s it s ....................... . E x c e s s funds p u r c h a s e d -----A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... . 3 5 1 008 851 33 421 10 313 10 14 327 Equity Capital 168 22 11 651 C apital s t o c k ............................. 100 S u r p lu s ........................................ 400 U n d ivid ed p r o f it s .................... 824 C apital r e s e r v e s .........................................._ _ T ota l E q u ity C a p it a l........... 1 324 S u bordin ated n otes & d e b e n tu r e s ............................... TOTAL 11 651 101 Sixty-Fourth Report THE BANK OF HARRISBURG, HARRISBURG P op ulation 1,931 C h artered D e ce m b e r 2, 1930 P oin sett C ou n ty P .O . B o x 17 T elep hon e N u m b er 578-5427 Z ip C o d e 72432 N u m b er o f B ran ches: In sid e C ity — 1; O utside C ity — 0 Principal Officers Directors R . W . B u t l e r .......................................... P resid en t * H orace S. Sm ith . .E x e c u tiv e V ice P resid en t Jim T om B u t l e r ...........................V ice P resid en t Jam es W illia m s .......................................... C ashier D oris H. S m it h ..................... A ssista n t C ashier R . W . B u tler H ora ce S. Sm ith Jim T om B u tler Jam es W illiam s A nna M. B u tler * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 A sse ts ]M il. T h o u . Cash & due from b a n k s ......... U .S . T re asu ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov ’t a gen cies & corp oration s . . . O blig. o f S tates & political su b d iv is io n s ............................. A ll o th e r secu rities including corp ora te s t o c k s .................... E x ce s s funds sold .................... L oans ( N e t ) ................................. B ank p rem ises, furniture and fix tu r e s ...................................... A ll o th e r a s s e t s ......................... TOTAL 1 686 550 177 3 15 193 L ia b ilit ie s M il. T h o u . D em and d e p o s i t s .................... T im e d e p o s i t s ........................... . U .S . G ov ’t d e p o s i t s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... . E x ce s s funds p u r c h a s e d ____ A ll o th er lia b ilitie s .................. T otal lia b ilit ie s .................... . 5 11 18 597 556 49 591 165 958 19 800 758 1 539 E q u i t y C a p it a l 375 Capital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o f it s .................... C apital r e s e r v e s ...................... T otal E q u ity C a p it a l........... S u bordin ated n otes & d e b e n tu r e s ................ 21 520 TOTAL 1 100 000 662 1 762 21 520 102 State of Arkansas: Bank Department THE SECURITY BANK, HARRISON Population 7,239 C h a rte re d N o v e m b e r 20, 1931 B oon e C ou n ty P .O . B o x 1078 T elep h on e N u m b er 741-8200 Z ip C o d e 72601 N u m b er o f B ran ches: In sid e C ity — 1; O utside C ity — 2 Principal Officers Directors * W a y n e C l a r k ............................................ P re sid e n t L . E . D u r a n d ........... V ic e Chairm an o f B oard W allace E . N ic k e ls ____S en ior V ic e P re sid e n t Jim P h illip s ..................................... V ic e P re sid e n t G ene W a t e r s ................................... V ic e P re sid e n t R ich ard L . M c B e e ......................................C ash ier T om W . R o g e rs , Jr. R o y L . B aker, Sr. John O. C am pbell W a y n e C lark L . E . D urand F . S. G arrison K enn eth R . M ilb u m E. R . Tim s W . S. W alk er 'D esignates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & du e fro m b a n k s ......... U .S . T r e a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov’t ag en cies & corp ora tion s . . . O blig. o f S ta te s & political s u b d iv is io n s ............................. A ll o th e r se cu rities including co rp o ra te s t o c k s .................... E x c e s s fu n ds sold .................... L oa n s ( N e t ) .................................. B ank prem ises, furniture and f ix t u r e s ...................................... A ll o th e r a s s e t s ......................... TOTAL ................................... 3 2 561 536 2 806 13 664 1 28 362 400 390 1 669 215 Liabilities Mil. Thou. D em and d e p o s i t s ...................... T im e d e p o s i t s ............................. U .S . G ov ’t d e p o s it s .................. P u blic fu n d s .................................. D e p o sits o f b a n k s ....................... T ota l D e p o s it s ......................... E x c e s s funds p u r c h a s e d ......... A ll o th e r lia b ilitie s .................... T ota l lia b ilit ie s ...................... 17 28 49 167 049 270 719 240 445 49 282 727 1 1 1 800 200 596 4 596 3 Equity Capital 54 603 C apital s t o c k ............................... S u r p lu s .......................................... U n d ivid ed p r o f it s ...................... C apital r e s e r v e s ......................... T o ta l E q u ity C a p it a l........... S u bordin ated n otes & d eb en tu res ............................... TO TA L..................................... 280 54 603 103 Sixty-Fourth Report PRAIRIE COUNTY BANK, HAZEN P opulation 1,650 P rairie C ou n ty C h artered J u ly 17, 1945 P .O . B o x 357 T elep h on e N u m b er 255-4525 Z ip C o d e 72064 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors J. J. S c r e e t o n ........................................ P resid en t * Jam es E . S p a r k s ........... E x e c . V ic e P resid en t J e r r y V . Sparks . . .V ic e P resid en t & C ashier H elen C . T u l l .............A ssista n t V ic e P resid en t D olores L . P e r r y . . .A ssista n t V ic e P resid en t K athie G u n t e r .......... A ssistan t V ice P resid en t M elba S. Stine ...................... A ssista n t C ashier J. J. S creeton Jam es E . Sparks J e r r y V . Sparks E a g le B oy d , Jr. M. V . R h od es J. W . C rig g e r •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ____ O blig. o f oth er U .S . G ov ’t agen cies & corp oration s . . . O blig. o f S tates & political su b d iv isio n s............................. A ll o th e r securities including co rp o ra te s t o c k s .................... E x ce ss funds sold .................... L oan s ( N e t ) ................................. B ank prem ises, furn itu re and fix tu r e s ...................................... A ll oth er a s s e t s ......................... TOTAL 4 782 533 1 109 1 628 45 3 Liabilities D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s i t s ................ P ublic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... E x ce s s funds p u r c h a s e d ____ A ll oth er lia b ilitie s .................. T otal lia b ilit ie s .................... Mil. Thou. 3 6 1 723 076 50 125 10 974 10 5 979 440 Equity Capital 414 20 11 971 C apital s t o c k ............................. 75 650 S u r p lu s ........................................ U n divid ed p r o f it s .................... 267 Capital r e s e r v e s ................................................ T otal E q u ity C a p it a l........... 992 Su bordin ated n otes & d e b e n tu r e s ............................... TOTAL 11 971 104 State of Arkansas: Bank Department THE CLEBURNE COUNTY BANK, HEBER SPRINGS Population 4,500 C lebu rne C ou n ty C h artered D e ce m b e r 16, 1930 T elep h on e N u m b er 362-2456 Z ip C o d e 72543 N u m b er o f B ran ches: In sid e C ity — 1; O utside C ity — 1 Principal Officers Directors * J e ro m e J o h n s o n ....................................P re sid e n t Jim T om B u tler W a lte r A ld r id g e . . .V ic e P re sid e n t & C a sh ier J e rom e Johnson Juanita T a y l o r ......... A ssista n t V ice P re sid e n t R . W . B u tler Sam M o r t o n ............................ A ssistan t C ash ier W a lter A ld rid g e A w in H azelw ood .................. A ssista n t C ash ier R ich ie L ee Paula H a c k w o r t h ................. A ssista n t C a sh ier R ick y L . John son D D S E lain e T a y l o r .......................... A ssista n t C ash ier L . E . R o b e rts L a v e m e M e a d o w s ................. A ssista n t C ash ier W e tzel Stark M axine L a c y ............................................ A ssista n t C ashier Jean R o o k .................................................A ssista n t C ashier D eb ra C a r r .............................................. A ssista n t C ashier Onine P h ila m le e ......................................A ssista n t C ashier Phil S t a r k ................................................. A ssistan t C ash ier M ary H o l l a n d .......................................... A ssista n t C ashier A n n ie C u p it ...............................................A ssista n t C ashier I via B e t n e r ...............................................A ssistan t C ashier * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & due from b a n k s ......... U .S . T re a su ry s e c u r i t i e s -----O blig. o f o th e r U .S . G ov’t ag en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x c e s s funds sold .................... L oa n s ( N e t ) .................................. B ank p rem ises, furniture and fix t u r e s ...................................... A ll o th e r a ssets ......................... T O T A L ........................................ 1 1 467 500 3 815 7 675 14 697 Liabilities Mil. Thou. D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s i t s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s it s ...................... . E x c e s s funds p u r c h a s e d -----A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... . 7 17 1 036 986 83 000 26 1 105 150 27 255 1 120 750 079 1 949 Equity Capital 320 30 29 504 Capital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o fit s .................... Capital r e s e r v e s ...................... T ota l E q u ity C a p it a l......... Su bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 300 29 504 Sixty-Fourth Report 105 HEBER SPRINGS STATE BANK, HEBER SPRINGS Population 4,500 C h artered M ay 25, 1977 C lebu rne C ou n ty P .O . B o x 30 T elep h on e N u m b er 362-5821 Z ip C o d e 72543 N u m b er o f B ranches: Inside C ity — 0; O utside C ity — 0 Principal Officers Directors * T u ck er B lankenship . .P resid en t & Chairm an C harles Blankenship . . .E x e c . V ice P resid en t F . B. R e c t o r ........ V ice P resid en t & C ashier G ary Y o w ......................................V ice P resid en t T u ck er B lankenship C h arles B lankenship M ildred B lankenship F . B . R e c to r N . L . P o ff, M .D . O scar P atchell B. L . John ston , Jr. ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 19 7 8 Assets Mil. Thou. Cash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov ’t agen cies & corp ora tion s . . . O blig. o f S tates & political su b d iv isio n s............................. A ll oth er securities including corp ora te stocks .................... E x ce ss funds sold .................... L oans ( N e t ) ................................. Bank prem ises, furn itu re and fix tu r e s ...................................... A ll o th e r a s s e t s ......................... T O T A L ........................................ 1 520 459 106 2 111 12 175 Liabilities Mil. Thou. D em and d e p o s i t s .................... T im e d e p o s i t s ........................... . U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... . E x ce s s fun ds p u r c h a s e d -----A ll o th e r lia b ilitie s .................. T otal lia b ilit ie s .................... . 4 9 15 15 872 996 100 336 61 365 300 665 Equity Capital 508 514 17 393 C apital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o fit s .................... C apital r e s e r v e s ...................... T ota l E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 300 400 728 1 428 300 17 393 106 State of Arkansas: Bank Department BANK OF HOLLY GROVE, HOLLY GROVE P opulation 840 C h artered M arch 12, 1903 M on roe C ou nty P .O . B o x Q T elep h on e N u m b er 462-3331 Z ip C o d e 72069 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors *J. F . Phillips, J r ..................................... P re sid e n t E lizabeth C. R e i d ......................................C ash ier Jean K irk p atrick ..................A ssista n t C ash ier M ildred E . C r a i g ..................A ssista n t C ash ier John S. C allow ay H . C. C a sey , Jr. W ilsie M ayo M atthew s R . H. M ayo John B. M oore, Jr. J. F . Phillips, Jr. E lizabeth C. R eid ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & du e from b a n k s ......... U .S . T re a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov’t ag en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x c e s s funds sold .................... L oan s ( N e t ) ................................. B ank p rem ises, furniture and fix t u r e s ...................................... A ll o th e r a ssets ......................... TOTAL ........................................ 592 450 2 199 2 557 4 753 Liabilities Mil. Thou. D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G o v ’t d e p o s i t s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ....................... E x c e s s funds p u r c h a s e d -----A ll o th e r lia b ilitie s .................. T otal lia b ilit ie s .................... 2 6 284 236 28 868 9 416 9 416 Equity Capital 200 4 10 755 C apital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o fit s .................... C apital r e s e r v e s ...................... T ota l E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 60 700 579 1 339 10 755 107 Sixty-Fourth Report HORATIO STATE BANK, HORATIO P opulation 850 S e v ie r C ou n ty C h artered M ay 15, 1905 P .O . B o x 347 T elep h on e N u m b er 832-3211 Z ip C o d e 71842 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Directors Principal Officers *C . E . H end rix, J r .................................. P resid en t E dith H end rix Sm ith .S e n io r V ice P resid en t; S e cre ta ry & T reasu rer W ilbu rn Sm ith . .E x e c . V ic e P res. & C ashier L ola J. L a w r e n c e ................O perations O fficer A g n e s J. L in c o ln .............B o o k k e e p in g O fficer J. E . B augh C . E . H en d rix, Jr. L ilia S. H en d rix L oy P oag F r e d S harp E dith H en d rix Sm ith W ilbu rn Sm ith F r e d L. Sullivan M . T . W ilson , Sr. ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil.. Thou. C ash & du e from b a n k s ......... U .S . T reasu ry s e c u r i t i e s -----O blig. o f oth er U .S . G o v ’t agen cies & corp oration s . . . O blig. o f States & political su b d iv isio n s............................. A ll o th e r securities including co rp o ra te stock s .................... E x ce s s funds sold .................... L oan s ( N e t ) ................................. B ank prem ises, furn itu re and fix tu r e s ...................................... A ll o th e r assets ......................... TOTAL 557 275 2 202 1 400 7 50 200 185 Liabilities Mil. Thou. D em an d d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s i t s ................ P ublic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s it s ...................... . E x c e s s funds p u r c h a s e d -----A ll o th e r lia b ilitie s .................. T otal lia b ilit ie s .................... . 2 7 409 701 12 746 10 868 10 37 905 Equity Capital 161 59 12 089 100 C apital s t o c k ............................. 500 S u r p lu s ........................................ 584 U n d ivid ed p r o f it s .................... C apital r e s e r v e s ................................................ T ota l E q u ity C a p it a l ........... 1 184 S u bordin ated n otes & d e b e n tu r e s ............................... TOTAL 12 089 108 State of Arkansas: Bank Department FIRST SECURITY BANK OF NORTH ARKANSAS, HORSESHOE BEND P opulation 1,789 Izard C ou n ty C h artered June 13, 1905 T elep h on e N u m b er 670-5131 Z ip C o d e 72512 N u m b e r o f B ran ches: In sid e C ity — 0; O utside C ity — 1 Principal Officers Directors * D o u g A d a m s ...........................................P re sid e n t Jim S. G o w e n ...................... Chairm an o f B oard Jean F e r g u s o n ____V ice P re sid e n t & C a sh ier R o b e r t T a n k e r s le y .........................V ic e P res. & L oan O ffice r R o s e H e c k ........... A s s ’t. V ice P re s. & C ash ier D onn a B r o w n ........................ A ssista n t C ash ier D ou g A dam s Jim S. G ow en O tis D. G ove C laude Jon es D r. D on P en ly R em m el R ow d en * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 19 7 8 Assets MU. Thou. C ash & du e fro m b a n k s ......... U .S . T r e a su ry s e c u r i t i e s -----O blig. o f o th e r U .S . G o v ’t ag e n cie s & corp o ra tio n s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s to ck s .................... E x c e s s fun ds sold .................... L oa n s ( N e t ) .................................. B ank p re m ise s, furn itu re and f ix t u r e s ...................................... A ll o th e r a ssets ......................... TOTAL 1 100 500 552 7 297 200 381 Liabilities D em an d d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s i t s ................ P u blic fu n d s ............................... D e p o sits o f b a n k s .................... T o ta l D e p o s it s ....................... E x c e s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... Mil. Thou. 2 6 044 888 335 198 9 465 9 465 Equity Capital 49 31 10 110 225 150 270 C apital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o f i t s .................... C apital r e s e r v e s ...................... T o ta l E q u ity C a p it a l........... S u bordin ated n otes & d e b e n tu r e s ............................... TOTAL 645 10 110 Sixty-Fourth Report 109 ARKANSAS BANK AND TRUST COMPANY, HOT SPRINGS P opulation 35,631 Garland C ou n ty C h artered A p ril 18, 1907 P .O . B o x 5640 T elep h on e N u m b er 624-4611 Z ip C o d e 71901 N u m b er o f B ran ches: In sid e C ity — 4; O utside C ity — 1 P r in c ip a l O ffic e r s P r in c ip a l O f f i c e r s C ecil W . C u p p ........... Chairm an o f B oard * C ecil W . C upp, J r ...................P re sid e n t & C h ie f E x e cu tiv e O fficer R a y L. Cash .E x e c u tiv e V ice P resid en t C harles L . F a g e r , J r ......... S r. V ice P res. H. G. G a s b a r r e ......Sr. V ic e P resid en t J. L . J o n e s ........... S en ior V ic e P resid en t R o b e rt E . J o n e s ____Sr. V ice P resid en t E ld on S p r a g u e ........... Sr. V ice P resid en t P alm er V a n d e rb u rg .S r. V ic e P resid en t F reem an B a ld w in ............. V ice P resid en t J o A nn B ass ....................... V ice P resid en t B o b B i l e s ............................. V ice P resid en t J. 0 . B r o w n ......................... V ice P resid en t F lo y d B r y a n t....................... V ice P resid en t F ran k C a r n a t h a n ..............V ice P resid en t M ort C o x ............................. V ice P resid en t L o y d E m erson .................. V ic e P resid en t D e b e rt G r a v e s ____V ice P res. & C ashier M ahlon G rig sb y ................ V ice P resid en t C arl H ardage .....................V ic e P resid en t D ale H o g g a r d .....................V ice P resid en t Jess M o o r e ........................... V ic e P resid en t G ene P ark er ....................... V ice P resid en t R on S teed ........................... V ice P resid en t * J e r r y T h o m p s o n ....................................... V ice P resid en t D o ro th y W a ll..............................................V ic e P resid en t R alph W h ite ......................... V ic e P resid en t F ran k B o lt o n ........... V ice P res. & A u d itor E d K r e n z e lo k ................T rav el — M anager B o b H a m m e r sc h m id t........... M ktg. O fficer D ir e c to r s F ran k M. B u rton , M .D . R a y L. Cash C ecil W . C upp C ecil W . C u pp, Jr. G erald H. F ish er R o b e r t E . Jones W a lte r E . Kleinm an N orton M eek R o y L . M urphy R a y S. Sm ith, Jr. M arshall T . S teel H erm an L . W ilson , Jr. Hill A . W h ea tly C . E v e r e tt Fulgham G aither C . John ston , Jr. * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 A s s e ts M il. T h o u . C ash & du e from b a n k s ......... 16 U .S . T reasu ry s e c u r i t i e s ____ 7 O blig. o f oth er U .S . G o v ’t 5 agen cies & corp ora tion s . . , O blig. o f S tates & political 14 su b d iv isio n s.............................. A ll o th e r securities including corp ora te s t o c k s .................... 2 E x ce ss funds sold .................... L oan s ( N e t ) ................................. 105 B ank prem ises, furniture and 3 fix tu r e s ...................................... 1 A ll o th e r a s s e t s ......................... TOTAL 159 257 588 945 814 926 650 600 L ia b ilit ie s D em and d e p o s i t s ................ . . . T im e d e p o s i t s ...................... . . . U .S . G ov ’t d e p o s it s ........... P ublic fu n d s ........................... D ep osits o f b a n k s ................ T otal D e p o s it s .................. . . . E x ce s s funds pu rch ased . . A ll oth er lia b ilitie s ............. T otal lia b ilit ie s ...................... M il. T h o u . 39 95 7 2 145 1 1 148 089 834 753 258 808 742 630 395 767 Equity Capital 939 830 549 C apital s t o c k ........................... S u r p lu s ...................................... U n divid ed p r o fit s .................. Capital r e s e r v e s .................... T ota l E q u ity C a p it a l____ S u bordin ated n otes & d e b e n tu r e s ........................... TOTAL 3 2 2 7 038 025 484 235 782 3 000 159 549 110 State of Arkansas: Bank Department BANK OF IMBODEN, IMBODEN P opulation 496 C h artered O cto b e r 12, 1972 L a w ren ce C ou nty P .O . B o x 320 T elep h on e N u m b er 869-2291 Z ip C o d e 72434 N u m b e r o f B ran ches: In sid e C ity — 0; O utside C ity — 1 Principal Officers Directors ’"A m o s D a v i d ............C hairm an and P resid en t J. R . D avid, J r ............................... V ic e Chairm an S teph en E . J o n e s . .S r. V ice P res. & C ash ier M ary L e a M cL e o d .A ssista n t V ic e P re sid e n t L elan d M i z e .............A ssista n t V ice P re sid e n t P r e sto n C l a r k .......................... A ssista n t C a sh ier W ilm a L a w s o n ........................A ssista n t C ash ier A m o s D avid J. R . D avid, Jr. S teph en E . Jon es D ee C u de H . L e e B aker K . D. M cL eod A u stin S tovall C laren ce F reeze D ouglas B radley L elan d M ize H en ry W e a v e r * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets MU. Thou. C ash & du e fro m b a n k s ......... U .S . T re a su ry s e c u r i t i e s ___ O blig. o f o th e r U .S . G o v ’t a gen cies & corp ora tion s . . . O blig. o f S ta tes & political su b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x c e s s fun ds sold .................... L oa n s ( N e t ) .................................. B ank prem ises, furn itu re and fix t u r e s ...................................... A ll o th e r a s s e t s ......................... T O T A L ........................................ 694 681 345 5 10 600 932 Liabilities MU. Thou. D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G o v ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s it s ...................... E x c e s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T o ta l lia b ilit ie s .................... 2 4 7 245 902 6 636 23 812 7 812 Equity Capital 194 8 8 464 165 85 252 C apital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o f it s .................... C apital r e s e r v e s ...................... T ota l E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 502 150 8 464 111 Sixty-Fourth Report FIRST JACKSONVILLE BANK, JACKSONVILLE P opulation 25,000 Pulaski C ou n ty C h artered A u g u st 2, 1949 P .O . B o x 827 T elep h on e N u m b er 982-4511 Z ip C o d e 72076 N u m b er o f B ran ches: In sid e C ity — 2; O utside C ity — 0 P r in c ip a l O ffic e r s D ir e c t o r s * K enneth Pat W i l s o n ...................... P resid en t & Chairm an o f B oard M elda A . R i c e ...................... Sr. V ice P resid en t S ibyl H . A d a m s ............. V ic e P res. & A u d ito r L a rry T . W ilson .V ic e P res. & M ktg. O fficer D avid S h e w m a k e r. . .V ic e P res. & T ru st Off. J e rry D a v i s ........... V ice P res. & L oan O fficer W illiam P en dleton V ice P res. & Loan O fficer K enneth P at W ilson M elda A . R ice L a rr y T . W ilson B artus M . G ray Carl A . W illiam s T hom as H . W orth am Joe Gelzine * Designates Chief Executive Officer ST A T E M E N T AS O F JU N E 3 0 , 1 9 7 8 Assets Cash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s -----O blig. o f o th e r U .S . G ov ’t agen cies & corp oration s . . . O blig. o f S tates & political su b d iv isio n s............................. A ll oth er securities including corp ora te s t o c k s .................... E x ce s s funds sold .................... L oans ( N e t ) ................................. B ank prem ises, furniture and fix tu r e s ...................................... A ll o th e r a s s e t s ......................... T O T A L ........................................ Mil. Thou. 3 1 800 008 600 11 480 3 19 234 200 967 Liabilities D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s i t s ................ P u blic fu n d s ............................... D eposits o f b a n k s .................... T otal D e p o s it s ...................... E x ce ss funds pu rch ased . . . . A ll o th er lia b ilitie s .................. T otal lia b ilit ie s .................... Mil. Thou. 2 733 699 254 815 . 37 501 . 37 336 837 . . 15 18 Equity Capital 1 42 357 519 165 Capital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o f it s .................... C apital r e s e r v e s ...................... T otal E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ . 2 1 1 4 000 000 243 85 328 42 165 112 State of Arkansas: Bank Department NEWTON COUNTY BANK, JASPER Population 539 C h artered M arch 24, 1903 N ew ton C ou n ty P .O . B o x 437 T elep h on e N u m b er 446-2265 Z ip C o d e 72641 N u m ber o f B ran ches: In sid e C ity — 0; O utside C ity — 1 Principal Officers Directors N eil A . W ilk in s ........................................P re sid e n t *J oe C . N a n c e ................C hairm an o f th e B oa rd G e o rg e L an dru m ...................................... C ash ier C arl G ene Jon es . . .E x e cu tiv e V ice P resid en t J oe T . Phillips ............................. V ice P resid en t N eil A . W ilkins J o e C . N ance A lta G orden C arl G ene Jones E rn est B. W ilson C ly d e A tkinson ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & du e from b a n k s ......... U .S . T re a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov’t ag en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x c e s s fun ds sold .................... L oan s ( N e t ) ................................. B ank prem ises, furniture and fix t u r e s ...................................... A ll o th e r assets ........................ TOTAL 1 717 621 1 379 1 744 5 150 591 Liabilities Mil. Thou. D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G o v ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s its ...................... . E x c e s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T otal lia b ilit ie s .................... . 2 6 1 760 384 11 280 10 435 10 25 460 Equity Capital 88 59 441 330 C apital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o fit s .................... C apital r e s e r v e s ...................... T otal E q u ity C a p it a l........... S u bordin ated n otes & d e b e n tu r e s ............................... 11 290 TOTAL 830 11 290 Sixty-Fourth Report 113 BANK OF NORTHEAST ARKANSAS, JONESBORO P opulation 30,000 C h artered F e b ru a ry 13, 1904 C raigh ead C ou n ty P .O . B o x 1617 T elep h on e N u m b er 932-2131 Z ip C od e 72401 N u m b er o f B ranches: Inside C ity — 2; O utside C ity — 1 Principal Officers Directors * Sloan R a in w a t e r ......... C hairm an & P resid en t J o y ce B r id g e r .................................V ice P resid en t Bill P a y n e ............... V ice P resid en t & C ashier Paul P enn, J r .................................. V ic e P resid en t A u d re y G le n n ............... A ssistan t V ice P resid en t W illiam L in dsay . . .A ssista n t V ice P resid en t L o y ce M in k ................... A ssista n t V ice P resid en t E v a B e e le r ............................. A ssista n t C ashier L in da M cDaniel .....................A ssistan t C ashier Jack R . B a rb e r ...............................L oan O fficer M ickey B r i d g e r ...............................Loan O fficer G re g M i l l e r ...................... L oan & T ru st O fficer E d w a rd H. C h erry E d w a rd 0 . C h e rry A . B . C lark W allace F o w le r G ro v e r P oole R . S. R a in w a ter Sloan R a in w a ter W m . I. R a in w a ter W eld on R a in w a ter J. A . T om linson G erald G. W atkins * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 A sse ts C ash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G o v ’t agen cies & corp oration s . . . O blig. o f S tates & political su b d iv isio n s............................. A ll oth er securities including corp ora te s t o c k s .................... E x ce ss funds sold .................... L oans ( N e t ) ................................. Bank prem ises, furniture and fix tu r e s ...................................... A ll oth er a s s e t s ......................... TOTAL Mil. Thou. 1 1 568 148 448 3 424 17 440 150 946 Liabilities D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s its ...................... E x c e s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T otal lia b ilit ie s .................... Mil. Thou. . 5 14 . 3 408 976 233 679 . 24 296 . 24 220 516 Equity Capital 186 478 25 788 450 C apital s t o c k ............................. 300 S u r p lu s ........................................ 172 U n d ivid ed p r o fit s .................... C apital r e s e r v e s ................................................. T otal E q u ity C a p it a l........... 922 S u bordin ated n otes & d e b e n tu r e s ............................... 350 TOTAL 25 788 114 State of Arkansas: Bank Department CITIZENS BANK OF JONESBORO, JONESBORO Population 30,000 C raigh ead C ou n ty C h artered J u ly 25, 1919 P .O . B o x 1090 T elep h on e N u m b er 932-6603 Z ip C o d e 72401 N u m b er o f B ran ches: In sid e C ity — 3; O utside C ity — 2 Executive Officers Administrative Division * H e rb e rt H . M c A d a m s ........ C hairm an o f th e B oa rd & C h ie f E x e cu tiv e O fficer W a lte r A . D e R o e c k .................... P resid en t E u g e n e B . Sm ith, J r ............. A s s ’t. to th e Chairm an H all M c A d a m s ............. V ice Chairm an o f th e B oard D onald T i m m s ................. E x e cu tiv e V ice P resid en t R alph J. H a l k ......... A dm in istrative V ice P resid en t M aurice S. R u b e n s t e i n ........... F ir st V ice P resid en t D onald C r e w s ........... V ice P resid en t and S en ior O perations O fficer R o b e r t C. C o n n o r ......... V ic e P resid en t B essie H o d g e s . . .A d m in istrativ e A s s ’t. R o b e r t H . C o a t s w o r t h .................M anager, T ru st D ep a rtm en t C u rtis V . M c K in n e y ____Sr. V ic e P res. & T ru st D ev elop m en t O fficer Susan M it c h e ll.................... T r u st A ccou n t A d m in istra tor M argu erite C u lv er . .M an ager, P erson n el D epartm en t D eborah M cD onald ....................... M anager, A ccou n tin g D epartm en t R on M c D a n ie l..............In v estm en t O fficer H azel C r i d e r ........................A d m in istrative A ssistan t S te v e B a k e r ............................. T ru st O fficer B ill M o o n e y h a m ..............................M anager, T rain in g D epartm en t Operations C harles C a m p b e ll.............. V ic e P resid en t and M an ager, C om m ercial L oan D ept. R e th a S ch isler .C om m ercial L oan O fficer John B i s h o p ------M anager, A g r i B usiness D ep a rtm en t Jim S t o t t s ...................... F a rm L oan O fficer H ank H a l l ..............M an ager, C red it D ept. B e tty B odell . . .R e a l E sta te L oan O fficer Bill M ay . . .V ic e P resid en t and M anager, C on su m er L oan D epartm en t G arland G ibson . .C on su m er L oan O fficer Gail S p e ig h t ......... C on su m er L oan O fficer Loan Division G ladys K i n s a l l ......... M anager, C u stom er S erv ice D epartm en t M ae G am bill . .M anager, F u nd T ran sfe r S ection Billie P in ch back . . M anager, P r o o f D ept. T om M itchell . .A s s ’t. O perations O fficer G lenda R o a c h ................T e lle r S u p e rv iso r Branch Administration L . D. W a lk e r . . .S r. V ice P resid en t and M an ager, Indian M all B ranch J oe W illiam s . .A s s ’t. O perations O fficer and S ecu rity O fficer G e o rg e H o lla n d ____M anager, L ake C ity B ranch M ike E a ton .A s s ’t. M anager, L ake C ity B ranch Jane C u reton . . .M anager, C ash B ranch Directors H e rb e rt H. M cA d am s, III M in or M. M arkle O scar J. M elton W . D. R o b e rts, Jr. M. S. R u ben stein D r. Paul T. S troud F ran k E . W alden Designates Chief Executive Officer Auditing D ianne P h e l p s ....................................A u d itor D eb b ie P o r b e c k ..............A ssista n t A u d itor Directors H e rb e rt H . M cA d am s, II W a lte r A . D e R o e ck E u g e n e B . Sm ith J. W . C rafton John C . D eacon W . O. D oak F ran k Hall, Jr. R o b e r t H olt B ill H urt, Jr. R o llo W h ite D r. D u rw ood W isd om 115 Sixty-Fourth Report STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & due from b a n k s ......... U .S . T re asu ry s e c u r i t i e s -----O blig. o f oth er U .S . G o v ’t agen cies & corp oration s . . . O blig. o f S tates & political su b d iv is io n s ............................. A ll o th e r securities including corp ora te s t o c k s .................... E x c e s s funds sold .................... L oan s ( N e t ) ................................. B ank prem ises, furniture and fix tu r e s ...................................... A ll oth er a s s e t s ........................ T O T A L ........................................ 6 4 195 516 1 450 14 792 906 72 987 1 2 897 368 Liabilities Mil. Thou. 4 3 92 3 1 97 518 639 473 707 498 835 319 416 570 Capital s t o c k ............................... S u r p lu s .......................................... U n d ivid ed p r o f it s ...................... C apital r e s e r v e s ......................... T ota l E q u ity C a p it a l........... S u bordin ated n otes & d e b e n tu r e s ............................... 2 1 2 000 000 441 5 441 2 100 T O T A L .......................................... 105 111 D em and d e p o s i t s ...................... T im e d e p o s i t s ............................. U .S . G ov ’t d e p o s it s .................. P u blic fu n d s .................................. D ep osits o f b a n k s ....................... T ota l D e p o s it s ......................... E x c e s s funds p u r c h a s e d ......... A ll o th e r lia b ilitie s .................... T ota l lia b ilit ie s ....................... 26 57 Equity Capital 105 111 State of Arkansas: 116 Bank Department FIRST BANK & TRUST OF JONESBORO, JONESBORO P opulation 30,000 C h arte re d D e ce m b e r 22, 1976 C raigh ead C ou n ty P .O . B o x 1209 T elep h on e N u m b er 932-8372 Z ip C o d e 72401 N u m b er o f B ran ches: In sid e C ity — 1; O utside C ity — 1 Principal Officers Directors *John E . M a r c o m ................................... P re sid e n t R o n J a c k s o n ........... E x e cu tiv e V ic e P re sid e n t C . F ran k F a l l s ____E x e cu tiv e V ic e P re sid e n t E v e r e t t B a n d y ...............S en ior V ic e P re sid e n t B o b W i m p y ...........................V ic e P re sid e n t J am es M . T u r n e r ............... V ic e P re sid e n t J e r r y B r o a d a w a y ............... V ic e P re sid e n t C h arles F i l e s ...............................................C ash ier H arold C rall H e n ry G schw en d D osw ell H . M cD aniel C harles M. M oon ey W . C. Sloan, Jr. H ugh V ick D r. Jam es W eb b M ary L ee M arcom ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & d u e from b a n k s ......... U .S . T r e a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov ’t a gen cies & corp ora tion s . . . O blig. o f S ta te s & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x c e s s fun ds sold .................... L oa n s ( N e t ) .................................. B ank prem ises, furniture and fix t u r e s ...................................... A ll o th e r a ssets ......................... TOTAL 2 546 300 2 085 1 397 1 27 119 941 071 1 640 057 Liabilities Mil. Thou. D em an d d e p o s i t s ...................... T im e d e p o s i t s ............................. U .S . G o v ’t d e p o s it s .................. P u blic fu n d s .................................. D ep osits o f b a n k s ........................ T o ta l D e p o s it s ......................... E x c e s s funds p u r c h a s e d ......... A ll o th e r lia b ilitie s ...................... T ota l lia b ilit ie s ....................... 9 19 3 32 1 34 166 553 160 930 49 858 375 352 585 Equity Capital 37 156 C apital s t o c k ............................... S u r p lu s .......................................... U n d ivid ed p r o fit s ....................... C apital r e s e r v e s .......................... T ota l E q u ity C a p it a l........... S u bordin ated n otes & d e b e n tu r e s ............................... TOTAL 1 2 300 200 529 42 071 500 37 156 Sixty-Fourth Report 117 MERCANTILE BANK, JONESBORO P opulation 30,000 C h artered Janu ary 7, 1932 C raigh ead C ou n ty P .O . B o x 6018 T elep h on e N u m b er 935-5521 Z ip C o d e 72401 N u m b er o f B ranches: In sid e C ity — 4; O utside C ity — 2 Principal Officers Directors *C h arles F rierson , I I I .................... P resid en t & Chairm an o f th e B oard G eorg e F . D elaney, Jr. E x e cu tiv e V ice P res. C a rey Sm ith ..................S en ior V ice P resid en t E arl Gairhan .......................... V ice P resid en t & S en ior L oan O fficer H ugh H a r rin g to n ........................V ice P resid en t N aom i C r a f t .................................V ice P resid en t N orm an L e o n a r d ..........V ice P res. & C ashier B e tty P it t m a n ........................ V ice P resid en t & L oan R e v ie w O fficer R o y C oop er J. C . M ahon W . M. F r e e z e , Jr. B . E . M cK ee L y n n G reen e A lan P atteson , Jr. G e org e H einem ann M. O. P e e le r A . M. H erin g er, Jr. Jam es E . Sloan B en L am berth F ran k S n ellgrove J. W . L e d b e tte r T om L o b e r g M. G. S p urlock * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets C ash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s -----O blig. o f o th e r U .S . G o v ’t agen cies & corp ora tion s . . . O blig. o f S tates & political su b d iv is io n s ............................. A ll oth er securities including corp ora te s t o c k s .................... E x ce s s funds sold .................... L oan s ( N e t ) ................................. B ank prem ises, furniture and fix tu r e s ...................................... A ll oth er a s s e t s ......................... TOTAL Mil. Thou. 5 2 697 147 698 12 047 68 161 700 538 1 1 294 722 Liabilities D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... E x ce s s funds p u r c h a s e d ____ A ll oth er lia b ilitie s .................. T otal lia b ilit ie s .................... Mil. Thou. . . 24 52 . 84 902 257 331 021 (49) 462 . 85 879 341 1 2 3 000 225 938 7 163 7 Equity Capital 93 004 Capital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o fit s .................... Capital r e s e r v e s ...................... T otal E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. TOTAL 500 93 004 118 State of Arkansas: Bank Department FARMERS AND MERCHANTS BANK, JUDSONIA Population 1,500 W h ite C ou nty C h a rte re d M ay 29, 1913 P .O . B o x I T elep h on e N u m b er 729-3148 Z ip C o d e 72081 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors E . 0 . Y a n c e y ............. C hairm an o f th e B oa rd E . D . Y a n c e y .......................................... P re sid e n t C . I. S t e v e n s .......................................... S e cre ta ry *Jim E m fi n g e r ......... E x e cu tiv e V ic e P re sid e n t J. H . G r a v e s ................................. V ic e P re sid e n t W . R . M ea d or, J r ........................ V ic e P re sid e n t T h elm a S t e v e n s ........................................ C ashier D e lo ris D a v i s ........................A ssista n t C ash ier E . O. Y a n cey E lm er D. Y a n cey J. H . G raves C. I. S teven s W . R . M eador, Jr. •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & d u e fro m b a n k s ......... U .S . T r e a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov’t ag en cies & corp ora tion s . . . O blig. o f S ta tes & political su b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x c e s s fun ds sold .................... L oa n s ( N e t ) .................................. B ank prem ises, furniture and fix t u r e s ...................................... A ll o th e r a s s e t s ........................ T O T A L ........................................ 1 315 254 990 1 100 833 Liabilities Mil. Thou. D em an d d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P u b lic fu n d s ............................... D e p o sits o f b a n k s .................... T ota l D e p o s it s ....................... E x c e s s funds p u r c h a s e d ____ A ll o th er lia b ilitie s .................. T ota l lia b ilit ie s .................... . 1 1 3 638 964 20 315 33 970 3 7 977 Equity Capital 15 35 165 321 9 530 C apital s t o c k ............................. S u r p lu s ........................................ U n d ivid ed p r o f it s .................... C apital r e s e r v e s ....................... T ota l E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. 4 507 T O T A L ........................................ 4 507 119 Sixty-Fourth Report UNION STATE BANK, JUNCTION CITY P opulation 842 C h artered A u g u st 28, 1933 U nion C ou n ty P .0 . B o x F T elep h on e N u m b er 924-2731 Z ip C o d e 71749 N u m b er o f B ranches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors *John F . M arsh ......................................P resid en t C ra ig A . R o w la n d ........................V ic e P resid en t B arbara D a n ie ls ........................................ C ashier M ary A lice J o n e s ....................A ssistan t C ashier V e d a J o n e s ...............................A ssistan t C ashier J. B . A llen T . N . C ouch T. T . F ield s A . Y . G reen , Sr. John F . M arsh John M. Sh ackleford C . A . R e e d , Jr. R u ssell A dam s L . A . Jenkins •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets C ash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s ----O blig. o f oth er U .S . G ov ’t agen cies & corp oration s . . . O blig. o f S tates & political su b d iv isio n s............................. A ll o th e r securities including corp ora te s t o c k s .................... E x ce s s funds sold .................... L oan s ( N e t ) ................................. B ank prem ises, furn itu re and fix tu r e s ...................................... A ll o th e r a s s e t s ........................ TOTAL ........................................ Mil. Thou. 462 598 1 431 415 5 200 718 Liabilities D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P ublic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... E x ce s s funds purchased . . . . A ll oth er lia b ilitie s .................. T otal lia b ilit ie s .................... Mil. Thou. 2 5 063 749 85 441 8 338 8 45 383 Equity Capital 24 221 9 069 300 200 186 Capital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o fit s .................... Capital r e s e r v e s ...................... T otal E q u ity C a p it a l......... S u bordin ated n otes & d e b e n tu r e s ............................. T O T A L ........................................ 686 9 069 State of Arkansas: 120 Bank Department BANK OF KENSETT, KENSETT Population 1,444 C h artered F e b ru a ry 17, 1922 W h ite C ou nty P .O . B o x 356 T elep h on e N u m b er 742-3211 Z ip C o d e 72082 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors *Jno. H . John ston , J r .............................P resid en t R o g e r Q. M i l l s .............................V ice -P re sid e n t Jno. H. J o h n s t o n ................C hairm an o f B oard Jno. H. Johnston, Jr. R o g e r Q. Mills Jno. H. Johnston * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & due from b a n k s ......... U .S . T re a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov’t agen cies &corp ora tion s . . . O blig. o f S tates & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x c e s s funds sold ................... L oan s ( N e t ) .................................. B ank p rem ises, furniture and f ix t u r e s ...................................... A ll oth er a ssets ........................ TOTAL 445 300 750 26 Liabilities Mil. Thou. D em and d e p o s i t s ...................... 948 T im e d e p o s i t s ............................. 100 U .S . G o v ’t d e p o s it s .................. P u blic fu n d s .................................. 72 D ep osits o f b a n k s ...................... ........................ T otal D e p o s it s ......................... 1 120 E x c e s s funds p u r c h a s e d ......... A ll o th er lia b ilitie s .................... ........................ T ota l lia b ilit ie s ...................... 1 120 Equity Capital 7 Capital s t o c k ............................... 50 S u r p lu s .......................................... 10 348 U n divid ed p r o fit s ...................... C apital r e s e r v e s ................................................. T otal E q u ity C a p it a l........... 408 Su bordin ated n otes & d e b e n tu r e s ............................... 1 528 TOTAL 1 528 121 Sixty-Fourth Report BANK OF KINGSTON, KINGSTON Population 200 C h artered A p ril 7, 1911 M adison C ou n ty P .O . B o x 39 T elep h on e N u m b er 665-2825 Z ip C o d e 72742 N u m b er o f B ranches: Inside C ity — 0; O utside C ity — 0 Principal Officers Directors T om H a r g i s ............................................ P resid en t * W ilson B u n c h ......... V ice P resid en t & C ashier G ary W . B u n c h ...................... A ssistan t C ash ier Janice H ow ell ................................... B o o k k e e p e r F r e d E v o n Bunch G ary W . Bunch W m . B . B unch W ilson B unch T o m H argis •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from b a n k s ......... U .S . T reasu ry s e c u r i t i e s -----O blig. o f oth er U .S . G o v ’t agen cies & corp oration s . . . O blig. o f S tates & political su b d iv isio n s............................. A ll oth er securities including corp ora te s t o c k s .................... E x ce ss funds sold .................... L oans ( N e t ) ................................. Bank prem ises, furniture and fix tu r e s ...................................... A ll o th e r a s s e t s ......................... TOTAL 117 767 156 201 Liabilities Mil. Thou. D em and d e p o s i t s ...................... 625 T im e d e p o s i t s ............................. 754 U .S . G ov ’t d e p o s it s .................. P u blic fu n d s ................................. D ep osits o f b a n k s ...................... ....................... T ota l D e p o s it s ......................... 1 379 E x ce s s funds p u r c h a s e d ......... A ll o th e r lia b ilitie s .................... ....................... T ota l lia b ilit ie s ...................... 1 379 265 Equity Capital 3 C apital s t o c k ............................... S u r p lu s .......................................... U n divid ed p r o f it s ...................... C apital r e s e r v e s .......................... T otal E q u ity C a p it a l........... Su bordin ated n otes & d e b e n tu r e s ............................... 1 509 TOTAL 10 40 78 2 130 1 509 122 State of Arkansas: Bank Department BANK OF LAKE VILLAGE, LAKE VILLAGE Population 3,611 C h a rte re d O cto b e r 14, 1937 C h icot C ou n ty P .0 . B o x 727 T elep h on e N u m b er 265-2241 Z ip C o d e 71653 N u m b er o f B ran ches: In sid e C ity — 1; O utside C ity — 0 Principal Officers Directors D r. J . H . B u r g e ......... Chairm an o f th e B oa rd D ou g las C . W y n n ....................................P re sid e n t * H e rm o n C a r lt o n . . .E x e cu tiv e V ic e P re sid e n t N e d M a zz a n ti.....................F ir st V ic e P re sid e n t R . T rafto n W i l l i a m s ..................V ic e P re sid e n t J o y c e B ell .................................................... A u d ito r D essie L e e G i b b s ........................................ C a sh ier T e r e n ce J. A l p e ____A ssistan t V ic e P re sid e n t Jakie Jun e G i b s o n ..................A ssista n t C a sh ier M arilyn C r a i g ..............A ssista n t C a sh ier and B ran ch M an ag er Sam E . A n g el W illiam W . B u nker D r. J. H. B u rg e D r. J. P. B u rge H erm on C arlton D avid F . G illison, Sr. D avid F . G illison, Jr. B ill H ollow ay N ed M azzanti G e org e Pine L in w ood Sm ith D ouglas C . W y nn * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & d u e from b a n k s ......... U .S . T r e a su ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G ov’t a g en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r se cu rities including co rp o ra te s t o c k s .................... E x c e s s fun ds sold .................... L oa n s ( N e t ) .................................. B an k p re m ise s, furn itu re and fix t u r e s ...................................... A ll o th e r a s s e t s ......................... TOTAL 1 1 262 499 3 086 3 846 12 255 Liabilities Mil. Thou. D em an d d e p o s i t s .................... T im e d e p o s i t s ........................... . U .S . G o v ’t d e p o s it s ................ P u blic fu n d s ............................... D e p o sits o f b a n k s .................... T ota l D e p o s it s ....................... . E x c e s s funds p u r c h a s e d -----A ll o th e r lia b ilitie s .................. T o ta l lia b ilit ie s .................... . 4 13 1 19 20 967 252 37 690 946 300 59 305 Equity Capital 288 152 22 388 C apital s t o c k ............................. S u r p lu s ........................................ U n d iv id ed p r o fit s .................... C apital r e s e r v e s ....................... T o ta l E q u ity C a p it a l........... S u bordin ated n otes & d e b e n tu r e s ............................... TOTAL 2 150 350 554 29 083 22 388 1 Sixty-Fourth Report 123 FIRST STATE BANK OF LAKE VILLAGE, LAKE VILLAGE P op ulation 3,611 C h icot C ou nty C h artered June 12, 1962 P .0 . B o x 271 T elep h on e N u m b er 265-5366 Z ip C o d e 71653 N u m b er o f B ran ches: In sid e C ity — 0; O utside C ity — 0 P r in c ip a l O ffic e r s D ir e c to r s * F r e d P. M ic h a e l....................................P resid en t B en V . F loriani . . .V ic e P resid en t & C ashier M ichael S. C ashion .A ssista n t V ic e P resid en t M ary R e b e cca B ro g d o n . . .A ssista n t C ashier W . H en ry A n th on y H erm an B e rk em ey er Jam es R . B u rchfield O hm er C. B urnside C . A . C o x , Jr. W illiam H . D rew B en V . F loriani J. P . H am pton D oyn e W . L o y d M arvin D. L o y d G eno M azzanti, Jr. F r e d P. M ichael G ordon A . N orris C arl 0 . P ow ell R ich ard L . P ratt John H. R alph * Designates Chief Executive Officer ST A TE M E N T AS O F JU N E 3 0 , 1 9 7 8 Assets Mil.. Thou. C ash & du e from b a n k s ......... U .S . T re asu ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G o v ’t agen cies & corp oration s . . . O blig. o f S tates & political su b d iv isio n s............................. A ll o th e r securities including corp o ra te s t o c k s .................... E x c e s s funds sold .................... L oan s ( N e t ) ................................. B ank prem ises, furniture and fix tu r e s ...................................... A ll oth er a s s e t s ......................... T O T A L ........................................ 1 865 577 1 661 7 700 254 Liabilities D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T otal D e p o s it s ...................... E x ce s s funds p u r c h a s e d ____ A ll o th e r lia b ilitie s .................. T ota l lia b ilit ie s .................... Mil. Thou. . 10 236 332 40 331 8 947 . 10 947 . . 2 7 1 Equity Capital 46 8 12 111 100 650 144 C apital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o f it s .................... C apital r e s e r v e s ...................... T otal E q u ity C a p it a l......... Su bordin ated n otes & d e b e n tu r e s ............................. T O T A L .......................................... 894 270 12 111 124 State of Arkansas: Bank Department CITIZENS BANK OF LAVACA, LAVACA Population 800 C h a rte re d M ay 5, 1910 Sebastian C ou n ty P .O . B o x 108 T elep h on e N u m b er 674-2297 Z ip C o d e 72941 N u m b e r o f B ran ches: In sid e C ity — 0; O utside C ity — 0 Principal Officers Directors *Jam es M . L lew elly n , J r .......................P re sid e n t N elle B . L l e w e l l y n ____E x e c . V ice -P re sid e n t G e o rg e A . B e a ttie , I I I . . .V ice -P re sid e n t and C ashier Jam es M. L lew ellyn , Jr. N elle B . L lew ellyn R o b e r t T . D aw son G e o rg e A . B ea ttie, III ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. C ash & due from b a n k s ......... U .S . T re asu ry s e c u r i t i e s ____ O blig. o f o th e r U .S . G o v ’t a gen cies & corp oration s . . . O blig. o f S tates & political s u b d iv is io n s ............................. A ll o th e r secu rities including co rp o ra te s t o c k s .................... E x ce s s funds sold .................... L oan s ( N e t ) ................................. B ank p rem ises, furniture and fix t u r e s ...................................... A ll o th e r assets ......................... TOTAL 692 359 159 6 3 150 554 Liabilities D em and d e p o s i t s ................ T im e d e p o s i t s ...................... U .S . G ov ’t d e p o s it s ........... P u blic fu n d s ........................... D ep osits o f b a n k s ................ T otal D e p o s it s .................. E x c e s s funds pu rch ased . . A ll o th er lia b ilitie s .............. T ota l lia b ilit ie s ................ Mil. Thou. 1 2 508 886 393 4 787 4 29 816 Equity Capital 59 147 5 126 C apital s t o c k ............................... 90 S u r p lu s ........................................... 140 U n d ivid ed p r o f it s ....................... 30 Capital r e s e r v e s ................................................. T ota l E q u ity C a p it a l........... 260 Su bordin ated n otes & d e b e n tu r e s ............................... 50 TOTAL 5 126 125 Sixty-Fourth Report LEACHVILLE STATE BANK, LEACHYILLE P opulation 1,874 C h artered Janu ary 23, 1951 M ississippi C ou n ty P .0 . B o x 140 T elep h on e N u m b er 539-6354 Z ip C o d e 72438 N u m b er o f B ran ches: Inside C ity — 0; O utside C ity — 0 Principal Officers Directors *J. L e e B e a r d e n .......................................... P resid en t E dn a L . K enn ett . .E x e c u tiv e V ice P resid en t L inda Y o u n g ................................................... C ashier J. L e e B earden N elson H en ry , Jr. E d n a K en n ett T. N . R odm an , M .D . J. L . S w ih art * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from b a n k s ......... U .S . T re asu ry s e c u r i t i e s ___ O blig. o f o th e r U .S . G o v ’t agen cies & corp ora tion s . . , O blig. o f S tates & political su b d iv is io n s ........................... A ll oth er securities including corp ora te s t o c k s .................... E x ce s s funds sold .................... L oan s ( N e t ) ................................. Bank prem ises, furn itu re and fix tu r e s ..................................... A ll o th e r assets ........................ T O T A L ........................................ Mil. Thou. 527 799 1 636 1 188 1 100 300 586 Liabilities Mil. Thou. D em and d e p o s i t s .................... T im e d e p o s i t s ........................... U .S . G ov ’t d e p o s it s ................ P u blic fu n d s ............................... D ep osits o f b a n k s .................... T ota l D e p o s it s ...................... E x ce s s funds p u r c h a s e d -----A ll o th e r lia b ilit ie s .................. T otal lia b ilit ie s .................... 1 2 1 559 698 12 074 5 343 5 343 Equity Capital 117 2 6 255 100 650 162 C apital s t o c k ............................. S u r p lu s ........................................ U n divid ed p r o fit s .................... Capital r e s e r v e s ....................... T ota l E q u ity C a p it a l......... Su bordin ated n otes & d eb en tu res ............................. T O T A L ........................................ . 912 6 255 State of Arkansas: 126 Bank Department LITTLE RIVER BANK, LEPANTO Population 1,864 Poinsett County Chartered November 21, 1919 P.O. Drawer 340 Telephone Number 475-2306 Zip Code 72354 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors D. F. P ortis.................. Chairman of Board *Grady Watkins, Jr.............................President T. G. Thompson, Jr....... Vice Pres./Cashier J. C. Portis............................... Vice President Blanche N ash .....................Assistant Cashier David Chandler................. Assistant Cashier Kathy Chandler................. Assistant Cashier D. F. Portis Grady Watkins, Jr. T. G. Thompson, Jr. J. C. Portis A. T. Bell W. H. Cross, Sr. W . K. Ingram, Jr. Wayne Eason Ernest B. Portis Danette Watkins ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thon. C ash & d u e fro m b a n k s ......... U .S . T r e a su ry s e c u r i t i e s -----O blig. o f o th e r U .S . G ov ’t ag en cies & corp ora tion s . . . O blig. o f S ta tes & political s u b d iv is io n s ............................. A ll o th e r se cu rities including co rp o ra te s to ck s .................... E x c e s s fu n ds sold .................... L oan s ( N e t ) .................................. B ank p re m ise s, fu rn itu re and fix t u r e s ...................................... A ll o th e r a s s e t s ......................... TOTAL ................................... 1 617 497 2 085 3 054 25 5 Liabilities Mil. Thou. D em an d d e p o s i t s ...................... T im e d e p o s i t s ............................. U .S . G ov’t d e p o s it s .................. P u blic fu n d s .................................. D e p o sits o f b a n k s ....................... T ota l D e p o s it s ......................... E x c e s s fun ds p u r c h a s e d ......... A ll o th e r lia b ilitie s .................... T ota l lia b ilit ie s ...................... 2 7 1 705 187 54 187 11 133 11 157 290 468 Equity Capital 59 257 13 062 C apital s t o c k ............................... S u r p lu s .......................................... U n d iv id ed p r o f it s ...................... C apital r e s e r v e s ......................... T ota l E q u ity C a p it a l........... S u bordin ated n otes & d e b e n tu r e s ............................... TO TA L..................................... 1 200 000 572 1 772 13 062 127 Sixty-Fourth Report LESLIE STATE BANK, LESLIE Population 563 Searcy County Chartered April 17, 1948 P.O. Box 325 Telephone Number 447-2200 Zip Code 72645 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Jim Tilley...................... Chairman of Board Ben Allen.....................................President Helen McBride........................Vice President Bill Seeger.............................Vice President Mary Jane Horton........................... Cashier Ronald G. Housley..............Assistant Cashier Jim Tilley Ben Allen Jerald Barnett Bill Seeger R. G. Derickson Virgil Blair Lex Treece 'Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 457 107 34 264 1 100 4 422 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 1 4 794 611 17 407 6 829 6 53 882 Equity Capital 67 10 7 461 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures............ TOTAL 130 285 164 579 7 461 State of Arkansas: 128 Bank Department PEOPLES BANK AND LOAN COMPANY, LEWISVILLE Population 1,674 Chartered August 25, 1911 Lafayette County P.O. Box 280 Telephone Number 921-4244 Zip Code 71845 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *J. C. Landes............................... President W. H. Triplett, Jr........Exec. Vice President Wilma Willbanks .............................Cashier Venora Hooper...................Assistant Cashier Donna Hombeck ..............Assistant Cashier Annette D. Shaver .......... Assistant Cashier P. D. Burton, Jr. Paul J. English Larry Burrow Alvis Fuller J. A. Harrel Elmer L. Harris Aileen S. Landes Henry Moore III ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks ............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL ............................... 586 1 2 012 2 407 2 014 27 200 6 Liabilities Mil. Thou. Demand deposits............... . Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... 3 9 712 368 27 905 14 012 14 013 1 603 Equity Capital 101 64 15 014 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 100 500 401 1 001 15 014 129 Sixty-Fourth Report BANK OF LINCOLN, LINCOLN Population 1,189 Chartered March 19, 1903 Washington County P.O. Box 98 Telephone Number 824-3232 Zip Code 72744 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Loyd R. Swope...............................President Kenneth D. C o x ___Exec. Vice President & Operations Jim Talbot............................. Vice President Larry Karnes....................................Cashier Ronnie Rinehart .. .Assistant Vice President Darlene Cheatham .Assistant Vice President Nell Kidd........................Accounting Officer Ernestine Jordan.........Executive Secretary W. T. Shannon B. J. Basden Forrest Rodgers S. H. Pitts R. H. Pitts John Lewis Loyd Swope * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks....... U.S. Treasury securities__ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL MU. Thou. 891 979 1 301 2 249 12 150 350 138 Liabilities MU. Thou. Demand deposits............... . Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... . 3 1 685 935 26 330 16 976 17 32 008 11 Equity Capital 171 90 18 319 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL 200 200 1 542 69 on 300 18 319 130 State of Arkansas: Bank Department PULASKI BANK AND TRUST COMPANY, LITTLE ROCK Population 139,703 Pulaski County Chartered August 29, 1955 P.O. Box 7299 Telephone Number 661-7700 Zip Code 72207 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors Troy D. Churchman ’"James C. East .........Chairman of the Board and Chief Executive Officer James C. East Thomas L. Hodges J. A. McEntire, III .Vice Chairman of Board J. A. McEntire, III Marcelline E. Giroir.. .Senior Vice President Consumer and Marketing Thomas Purifoy Robert C. Magee, CPA.. .Sr. Vice President R. L. “Buddy” Shultz, Jr. Finance and Operations, Trust Officer Eugene R. Warren Thomas Purifoy............... Sr. Vice President Mark V. Williamson Medical and Mortgage Backed Securities James E. Brantley................................VicePresident L. Thomas Chapman............ Vice President Joyce Ereman.......................Vice President Lynn Mayhan........................................ VicePresident Phil E. Matthews..................Vice President K. G. McRae, I V ___Vice Pres, and Cashier Marilyn Pearce .....................Vice President James N. Pierce................................... VicePresident Jimmy D. Sullivan ................Vice President Carl V e ss ............................. Vice President John C. Skarda___Assistant Vice President R. A. Martin, Jr. . .Special Proj. Coordinator Melva Padgett........................... InvestmentOfficer Carolyn McEwen........... Ass’t. Cashier and Head Teller Norma Harris....................................BranchManager * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... 2 211 4 882 U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... 7 634 Oblig. of States & political subdivisions......................... 4 054 All other securities including corporate stocks............... Excess funds sold .................. 2 500 Loans (Net).......................... 33 724 Bank premises, furniture and fixtures............................. 1 738 All other assets...................... 4 041 TOTAL 60 784 Liabilities Mil. Thou. Demand deposits............... . Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ . Deposits of banks............... Total Deposits................. . Excess funds purchased---- . All other liabilities.............. Total liabilities............... . 12 22 13 48 5 2 56 457 173 312 167 341 450 917 074 441 Equity Capital Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... . Subordinated notes & debentures...................... TOTAL 1 1 663 200 180 3 043 1 300 60 784 Sixty-Fourth Report 131 BANK OF LOCKESBURG, LOCKESBURG Population 620 Chartered October 14, 1902 Sevier County P.O. Box 118 Telephone Number 289-2541 Zip Code 71846 Number of Branches: Inside City — 0 ; Outside City — 0 Principal Officers Directors * Leonard L. Hampson.................... Chairman James F. Lea................................. President Danny L. Carson................. .Vice President Bobbie J. Simmons .......................... Cashier Barbara Kitchens............. Assistant Cashier Leonard L. Hampson Wanda C. Hampson Mary F. Hampson James F. Lea Danny L. Carson ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 597 588 609 810 200 2 604 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... 1 2 518 787 1 549 4 855 4 56 911 Equity Capital 7 11 5 426 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures........................ TOTAL 75 175 265 515 5 426 132 State of Arkansas: Bank Department FIRST STATE BANK, LONOKE Population 3,520 Lonoke County Chartered March 9, 1935 P.O. Box 320 Telephone Number 676-3106 Zip Code 72086 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *J. O. Bennett .............................. President Charles E. Ford.......... Exec. Vice President Lorine L. Pitts................................ Cashier J. W. Rye ....................... Assistant Cashier Mary J. Strickland........... Assistant Cashier J. O. Bennett Neil Bennett Wayne Bennett W. H. Bransford Dr. H. Austin Grimes * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets .................. TOTAL 1 2 19 630 795 945 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... Mil. Thou. . 11 . 3 421 005 9 786 . 22 221 . 22 93 314 7 418 Equity Capital 215 162 25 165 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures............ TOTAL 1 1 400 350 101 2 851 25 165 133 Sixty-Fourth Report FARMERS BANK AND TRUST COMPANY, MAGNOLIA Population 11,573 Chartered September 26, 1906 Columbia County P.O. Box 250 Telephone Number 234-2211 Zip Code 71753 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors *R. S. Warnock, Jr......................... President W. N. Paschal...................... Vice President Mrs. T. H. Reeves................Vice President Cameron Dodson................... Vice President T. H. Bradley, Jr.................Vice President Dean Reagan .. .Exec. Vice Pres. & Cashier M. E. Fitzpatrick.......... Ass’t. Vice Pres. & Assistant Cashier T. H. Bradley, Jr. L. E. Davis, Jr. Cameron Dodson Gordon Foster W. E. Fullenwider John W. Harsh W. N. Paschal Mrs. T. H. Reeves R. S. Warnock, Jr. Joe D. Woodward ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks ............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... MU. Thou. 1 4 880 585 7 119 9 385 2 750 441 LiabUities MU. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 9 11 1 567 735 92 941 23 335 23 2 337 Equity Capital 253 2 26 415 Capital stock...................... Surplus............................... Undivided profits............... . Capital reserves................. Total Equity Capital....... . Subordinated notes & debentures...................... TOTAL............................... . 3 100 200 702 76 078 26 415 2 State of Arkansas: 134 Bank Department BANK OF MALVERN, MALVERN Population 9,856 Chartered June 24, 1889 Hot Spring County P.0. Box 897 Telephone Number 332-6966 Zip Code 72104 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Glenville Rhodes .. .President & Chief Exec. Walter Rutledge...................Vice President Paul E. Bowdle .. .Vice President & Cashier Martin Bateman .. .Assistant Vice President Mrs. Laveme Spencer ... .Assistant Cashier Mrs. Elinor Sims..............Assistant Cashier Jim Ross .......................... Assistant Cashier Mrs. Inez Bass................. Assistant Cashier Mrs. Myna Cunningham .. .Assistant Cashier Ray N. Boyle William H. Glover Jester Jones (Emertus Ret.) Glenville Rhodes Foy G. Ritchey Dorsey D. Glover Carrington Young Tom Ross Young, Jr. Joe C. Keith ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks........ U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 4 874 629 2 041 4 304 2 13 020 181 Liabilities MU. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 1 232 144 258 587 26 221 26 270 491 8 16 Equity Capital 53 538 28 640 Capital stock...................... Surplus..............*.............. Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures........................ TOTAL 300 950 857 42 2 149 28 640 135 Sixty-Fourth Report PEOPLES BANK, MAMMOTH SPRING Population 1,072 Fulton County Chartered February 8 , 1921 P.O. Box 310 Telephone Number 625-3823 Zip Code 72554 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors Cloy H. Culver.............................President ♦William 0. Pace.................... Vice President David Smith ....................................Cashier Auda M. Culver Cloy H. Culver William 0. Pace Jim B. Plumlee M. H. Powell * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 1 661 648 1 758 1 561 1 935 Liabilities MU. Thou. Demand deposits............... . Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... 2 3 500 845 10 483 6 838 6 838 Equity Capital 37 22 7 622 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... 100 200 484 784 7 622 State of Arkansas: 136 Bank Department MERCHANTS & PLANTERS BANK, MANILA Population 2,500 Chartered March 16, 1948 Mississippi County P.O. Box 440 Telephone Number 561-4427 Zip Code 72442 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors .Chairman Peggy F. Cheadle ............ Lora M. Fleeman.............. .President *Max H. Schrader........ Exec. Vice President Hulen E. Faulkner---- Sec. — Ass’t Cashier Norma Jackson.................. .. .Cashier Wm. Borowsky James B. Cheadle Peggy F. Cheadle Hulen E. Faulkner Lora M. Fleeman Betty F. Schrader Max H. Schrader L. E. Townsend ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL ............................... MU. Thou. 533 598 550 314 3 150 032 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds................. . Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... Mil. Thou. 1 567 930 25 131 4 653 4 653 1 1 Equity Capital 137 5 5 319 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures ...................... TOTAL............................... 100 150 416 666 5 319 137 Sixty-Fourth Report BANK OF MANSFIELD, MANSFIELD Population 981 Chartered February 16, 1939 Sebastian County P.O. Box 387 Telephone Number 928-4418 Zip Code 72944 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors Bruce H. Shaw..............Chairman of Board *Joe McCain ..................................President Richard B. Shaw................... Vice President Gilmer K. Dixon................... Vice President Richard D. Foster................. Vice President Melba Conaway ...............................Cashier Paul Coward.....................Assistant Cashier Bruce H. Shaw Joe McCain Gilmer K. Dixon Richard B. Shaw Richard D. Foster S. D. Barnes W. W. Holbrook S. M. Taylor * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 566 999 499 513 6 Liabilities Mil. Thou. Demand deposits................. Time deposits...................... U.S. Gov’t deposits.............. Public funds.......................... Deposits of banks................. Total Deposits................... Excess funds purchased....... All other liabilities............... Total liabilities................. 3 5 084 585 13 641 9 323 9 189 512 515 Equity Capital 235 150 10 477 Capital stock........................ Surplus................................ Undivided profits................. Capital reserves................... Total Equity Capital......... Subordinated notes & debentures........................ TOTAL 240 240 436 49 965 10 477 138 State of Arkansas: Bank Department FARMERS AND MERCHANTS BANK, MARIANNA Population 6,215 Lee County Chartered January 9, 1942 P.0. Box 479 Telephone Number 295-2535 Zip Code 72360 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors John F. Miller............... Chairman of Board *Ben M. Perkins............................. President William J. McClain___Vice Pres. & Cashier Mrs. Diane Wheeler..........Assistant Cashier Mrs. Patsy Hardin............. Assistant Cashier Mrs. Marie Vickers............Assistant Cashier James Burkett Thomas H. Gist, Jr. Robert F. Mahan William J. McClain John F. Miller Ben M. Perkins * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 959 020 1 784 1 201 648 4 047 Liabilities Mil. Thou. 3 596 Demand deposits................. Time deposits...................... 3 494 U.S. Gov’t deposits.............. 14 Public funds.......................... 809 Deposits of banks................. .................. Total Deposits................... 7 913 Excess funds purchased....... 1 100 All other liabilities................. 11 Total liabilities................. 9 024 Equity Capital 156 4 9 819 Capital stock........................ Surplus................................. Undivided profits................. Capital reserves.................... Total Equity Capital......... Subordinated notes & debentures........................ TOTAL 75 600 74 46 795 9 819 Sixty-Fourth Report 139 CITIZENS BANK, MARION Population 2,280 Chartered March 15, 1938 Crittenden County P.O. Box 300 Telephone Number 739-3232 Zip Code 72364 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *A. J. Lumpkin.............................President W. R. Reynolds.................... Vice President Mary L. Hoskins ............................. Cashier Ida Mae Williams..............Assistant Cashier Wilson P. Barton C. H. Bond, Jr. Sanders Carter J. L. Currie Julian Hardin Allen B. Helms A. J. Lumpkin J. C. Mann A. H. Neely Dino Pirani W. B. Rhodes J. F. Rieves, Jr. Ray D. Ross Aldo Stupenti Dana F. Sulcer ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 1 087 575 1 722 3 670 1 3 250 339 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 2 5 2 837 104 43 104 10 088 10 171 259 Equity Capital 142 11 785 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 150 600 776 1 526 11 785 140 State of Arkansas: Bank Department MARKED TREE BANK, MARKED TREE Population 3,275 Poinsett County Chartered March 3, 1932 Telephone Number 358-2600 Zip Code 72365 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors Gloria N. Ritter..............Chairman of Board John A. Brunner, Jr...................... President *L. H. Goad.......... Executive Vice President Mary Ann Arnold Frank Brunner, Jr. John Brunner, Jr. J. Robert Brunner L. H. Goad Gloria N. Ritter *Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 6 908 357 2 198 935 2 400 769 Liabilities Mil. Thou. Demand deposits............... Time deposits..................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 4 7 071 880 177 439 12 567 12 567 Equity Capital 122 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... 13 689 TOTAL............................... . 250 300 572 1 122 13 689 141 Sixty-Fourth Report THE CITIZENS BANK, MARSHALL Population 1,397 Chartered February 26, 1940 Searcy County P.O. Box 250 Telephone Number 448-3341 Zip Code 72650 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Jim Tilley......................................Chairman Ben Allen Jerald M. Barnett.......................... President J. C. Baker, Jr. Bill 0. Watts...................Sr. Vice President Jerald M. Barnett James W. Daniel . .Executive Vice President George E. Daniel M. Malcolm Winters........................... VicePresident James W. Daniel Danny Horton.......Assistant Vice President Dewey Massey Brenda Harness............................... Cashier Ancil Mays Bemece Myatt.............................. AssistantCashier Jim Tilley Patsy Massey................................ AssistantCashierBill O. Watts •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets MU. 'Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States &>political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 1 191 357 30 401 10 700 270 LiabUities Mil. Thou. Demand deposits............... . Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 3 7 1 651 455 57 263 12 426 12 93 519 Equity Capital 202 598 13 749 400 500 7 23 930 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 300 13 749 142 State of Arkansas: Bank Department BANK OF MARVELL, MARVELL Population 1,990 Phillips County Chartered January 8 , 1903 P.O. Box 67 Telephone Number 829-2596 Zip Code 72366 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Gibson Turley, Sr..........................President Gibson Turley, Jr................... Vice President Tommie Shackelford..............Vice President Patrick McKay...................... Vice President Pattie Sue Russell........................... Cashier Corinne Williams..............Assistant Cashier Gibson Turley, Sr. J. A. Hill Gibson Turley, Jr. J. H. Hill V. N. Turley ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks___ U.S. Treasury securities __ Oblig. of other U.S. Gov’t a g e n c ie s & c o r p o r a t io n s ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................. TOTAL .............................. MU. Thou. 2 542 356 1 868 1 816 3 146 LiabUities Demand deposits............... Time deposits..................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... Mil. Thou. 2 4 1 8 723 783 49 048 8 603 100 8 711 1 150 500 322 100 072 9 783 Equity Capital 34 21 9 783 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... Sixty-Fourth Report 143 BANK OF McCRORY, McCRORY Population 1,896 Woodruff County Chartered June 18, 1903 P.O. Box 367 Telephone Number 731-2521 Zip Code 72101 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *1. N. Arnof.................... Chairman of Board Hulon Cain....................................President John G. Thompson ...............Vice-President H. Ripley Thompson...............Vice-President John D. Eldridge.................... Vice-President James W. Taylor.............................. Cashier Margaret Collier................................... Trust Joyce Ball ........................Assistant Cashier I. N. Amof John G. Thompson H. Ripley Thompson John D. Eldridge Ian Amof G. L. Morris, Jr. Edwin B. Conner John D. Eldridge III Hulon Cain Donald Cain Fletcher Lewis ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL .............................. 6 1 561 385 2 478 2 597 3 11 81 500 178 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased---All other liabilities.............. Total liabilities............... Mil. Thou. . . 10 13 . 25 547 287 263 517 48 662 . 26 465 127 1 Equity Capital 179 292 28 251 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... . Subordinated notes & debentures...................... TOTAL............................... . 2 300 700 065 59 124 28 251 1 144 State of Arkansas: Bank Department McGEHEE BANK, McGEHEE Population 5,413 Desha County Chartered December 5, 1933 P.0. Box 787 Telephone Number 222-3151 Zip Code 71654 Number of Branches: Inside City — 1; Outside City — 2 Principal Officers Directors Sam Bowman................. Chairman of Board John Potter............ Vice Chairman of Board *Bill Bowman ................................ President Mark E. Sherland, Jr.......Sr. Vice President W. W. Williams, Jr. .Exec. Vice President & Trust Officer Richard Gilliam................................ Cashier Robert H. Adcock Fred Blanks Bill Bowman Sam Bowman Jimmy L. Buford Bill Elliott C. J. Griffith John L. Maier, Jr. John Potter Buren Sharpe Mark E. Sherland, Jr. James N. Smith W. A. Smith Cecil Simpson *Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 2 162 299 3 270 1 30 545 350 498 Liabilities Mil. Thou. Demand deposits............... Time deposits..................... . U.S. Gov’t deposits............ Public funds........................ . Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 8 23 3 115 327 150 434 35 026 35 205 231 1 2 800 200 022 4 022 39 253 Equity Capital 493 636 39 253 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . Sixty-Fourth Report 145 THE BANK OF MELBOURNE, MELBOURNE Population 1,286 Izard County Chartered July 29, 1896 P.0. Box C Telephone Number 368-4337 Zip Code 72556 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *A. J. Younger.................................. Cashier R. Clinton Hawkins .. .Exec. Vice-President Ernestine Marlin..............Assistant Cashier Mary Tate........................Assistant Cashier J. C. Miller Tom Simpson Gwen Cowhick Charles Miller A. J. Younger * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks----U.S. Treasury securities __ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... Mil. Thou. 1 697 741 887 2 1 623 Liabilities Mil. Thou. Demand deposits............... . Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased---All other liabilities.............. Total liabilities............... 1 631 338 40 007 7 016 7 036 3 2 20 727 Equity Capital 396 42 8 113 50 250 663 14 977 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... 100 8 113 State of Arkansas: 146 Bank Department THE UNION BANK OF MENA, MENA Population 4,860 Polk County Chartered July 25, 1934 P.O. Box 898 Telephone Number 394-2211 Zip Code 71953 Number of Branches: Inside City — 0; Outside City — 1 Principal Officers Directors Clift C. Lane ................. Chairman of Board Clift C. Lane *Bill Lauck Wood Pres. & Chief Exec. Officer Bill Lauck Wood L. L. Morrow Gary W. Gardner ................. Vice President R. A. Carver Gregory Bourns.....................................VicePresident R. L. Hamilton L. L. Morrow........................ Vice President Nabors Shaw R. A. Carver........................ Vice President Edward W. Stevenson Larry G. Russell........ Vice Pres. & Cashier Gregory Bourns Buddy Newbolt___Assistant Vice President Ruby Lunsford.............................. AssistantCashierCharles W. Sharp C. S. Williams Eva Capehart................................ AssistantCashier Jesse Sullivan.........Assistant Vice President and Manager Wickes Branch Sheila Johnson.............................. AssistantCashier * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations .. . Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 3 2 428 307 2 778 6 778 1 15 000 375 Liabilities Mil. Thou. Demand deposits................. 10 478 Time deposits...................... 15 551 402 U.S. Gov’t deposits.............. Public funds............................. 2 155 Deposits of banks................. .................. Total Deposits................... 28 586 Excess funds purchased....... All other liabilities................. 178 Total liabilities................. 28 764 Equity Capital 357 536 32 559 Capital stock........................ 600 Surplus.................................... 1 200 Undivided profits.................... 1 995 Capital reserves..................................... Total Equity Capital......... 3 795 Subordinated notes & debentures........................ TOTAL 32 559 147 Sixty-Fourth Report MONETTE STATE BANK, MONETTE Population 1,066 Chartered December 29, 1936 Craighead County P.O. Box P Telephone Number 486-5493 Zip Code 72447 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Donald Kirksey............................ President Donald Kirksey Shirley Bronaugh............Sr. Vice President Charles Frierson, III Verlene Fullen........................Vice President J. E. Story B. R. Harper, M.D. Billy Clark ........................... Vice President Howard Wortham...................Vice President T. P. Harper, M.D. Carolyn Turner...................Assistant Cashier Carolyn Frierson Revis G. Stewart............... Assistant Cashier Ruth P. Latta Margaret A b el...................Assistant Cashier Verlene Fullen Aileen Bell..................................... AssistantCashier Teresa Ashley................................AssistantCashier •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political ' subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 2 924 23 200 3 031 11 797 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... 4 1 706 016 10 241 16 973 16 973 11 Equity Capital 201 173 18 349 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures........................ TOTAL 200 600 576 1 376 18 349 148 State of Arkansas: Bank Department COMMERCIAL BANK & TRUST COMPANY, MONTICELLO Population 7,034 Chartered November 29, 1912 Drew County P.O. Box 150 Telephone Number 367-6221 Zip Code 71655 Number of Branches: Inside City — 2; Outside City — 0 Principal Officers Directors *Bennie Rybum, Sr.......... Board Chairman & Chief Executive Officer J. Ted Blagg................................ President Tom R. Hurdle..............Exec. Vice President Bruce Timmons____Assistant Vice President Bill White............... Assistant Vice President L. K. Austin, Jr., M.D. E. A. Baker Joe Brannen William C. Bulloch Cole Castellow Phillip Davis Charles Sidney Gibson Robert Harper Thomas Henley W. B. Holloway Frank Hurt R. D. Jones, Jr. L. D. Long Lamar Miles W. L. Quattlebaum, Jr. James A. Ross Bennie Ryburn, Jr. W. K. Smith John Spivey Kim Ward Frank Wolfe James Burks ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL 2 181 193 275 2 951 6 100 22 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... Mil. Thou. . . . 25 . 26 435 327 166 123 250 301 500 218 019 1 200 100 2 519 185 004 28 023 6 17 1 068 Equity Capital 214 35 28 023 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital........ Subordinated notes & debentures........................ TOTAL Sixty-Fourth Report 149 UNION BANK & TRUST COMPANY, MONTICELLO Population 7,034 Chartered September 15, 1915 Drew County P.O. Box 270 Telephone Number 367-3453 Zip Code 71655 Number of Branches: Inside City — 0; Outside City — 1 Principal Officers Directors Zach McClendon, Sr........Chairman of Board *Zach McClendon, Jr.......................President Virginia Pierce................ Sr. Vice President Kelton Busby.........................Vice President John A. McClelland................ Vice President Jean St. John......................... Vice President Dona Stevenson........... Asst. Vice President Ward Terry........... Assistant Vice President Shirley H ill....................... Assistant Cashier Peggy Smith..................... Assistant Cashier Tona McKiever.................. Assistant Cashier William K. Ball Brown Calhoun Frank Carson, Jr. Billy Hartness Charles Jackson W. Frank Jackson Ervin McClain Wells Moffatt Dr. J. P. Price John Porter Price Alan G. Williams A. C. Thompson G. R. Campster Juan Trotter Adrian Williamson •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks ............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 572 665 1 310 7 929 23 922 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds...................... . Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 9 21 1 32 1 33 200 257 107 495 059 000 454 513 Equity Capital 829 425 36 652 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures........................ TOTAL 1 800 800 422 117 3 139 36 652 150 State of Arkansas: Bank Department THE FIRST STATE BANK, MORRILTON Population 7,000 Chartered November 26, 1930 Conway County P.O. Box 350 Telephone Number 354-4601 Zip Code 72110 Number of Branches: Inside City — 2; Outside City — 1 Principal Officers Directors *S. E. McReynolds........................President H. J. Kordsmeier......Exec. Vice President Bill Davidson.........................Vice President J. H. Wilcox.......................... Vice President Gary Lee............................... Vice President Marjorie Waller___Assistant Vice President Earl E. Shipley___Assistant Vice President Cleo Cheek A. J. Gordon Dr. T. H. Hickey H. J. Kordsmeier Otto Lienhart W. E. Love S. E. McReynolds Louis Oates Charles L. Ormond •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets IMil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL 3 4 690 181 165 8 123 1 000 17 551 Liabilities Mil. Thou. Demand deposits............... . Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 1 454 157 365 906 31 882 12 17 339 32 221 2 3 500 800 420 5 725 35 946 Equity Capital 657 579 35 946 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures............ TOTAL 151 Sixty-Fourth Report MORRILTON SECURITY BANK, MORRILTON Population 7,000 Conway County Chartered March 12, 1955 P.O. Box 320 Telephone Number 354-3531 Zip Code 72110 Number of Branches: Inside City — 1; Outside City — 1 Principal Officers Directors ^Howard E. Jones..........................President S. W. Callihan................. Sr. Vice President Ronny A. Clay....................... Vice President Stan Thomspon......................Vice President Jean Jones.................. Asst. Vice President LaVemia Bridgman___ Asst. Vice President Thomasine Williams----- Asst. Vice President Paula Polk........................Assistant Cashier Ed Cross S. W. Callihan Edward Gordon Nathan Gordon Marion Hightower Howard E. Jones Edward Ruff Edward Lee Eddy •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets ]MU. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 1 170 184 1 035 2 073 11 LiabUities MU. Thou. Demand deposits............... Time deposits..................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased . . . . All other liabilities.............. Total liabilities............... . 5 9 640 255 47 664 15 606 15 153 759 1 450 275 760 24 509 17 268 032 Equity Capital 299 475 17 268 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures............ TOTAL 152 State of Arkansas: Bank Department PEOPLES BANK AND TRUST COMPANY, MOUNTAIN HOME Population 6,412 Baxter County Chartered August 10, 1906 P.O. Drawer B Telephone Number 425-2166 Zip Code 72653 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors *Neil Nelson..................................President Charles A. Morton.......... Sr. Vice-President Wylo Dyer ............................Vice President R. E. Baker.......................... Vice President Clyde Thom, Jr...................... Vice President Larry G. Nelson ................... Vice President Rudell Pannell...................... Vice President Irene Martin....................................Cashier Neil Nelson Powers L. Fowler R. E. Baker W. A. Thompson B. R. Wiseman Wylo Dyer Mrs. Nat T. Dyer Guy King R. L. Morgan * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL 3 2 387 125 5 771 9 924 1 30 100 976 Liabilities Mil. Thou. Demand deposits................. Time deposits...................... U.S. Gov’t deposits.............. Public funds.......................... Deposits of banks................. Total Deposits................... Excess funds purchased....... All other liabilities............... Total liabilities................. 12 33 2 934 815 387 536 49 672 50 581 253 Equity Capital 736 928 54 947 Capital stock........................ Surplus................................ Undivided profits................. Capital reserves................... Total Equity Capital......... Subordinated notes & debentures........................ TOTAL 4 300 700 611 83 694 54 947 1 1 1 Sixty-Fourth Report 153 BANK OF MOUNTAIN VIEW, MOUNTAIN VIEW Population 1,866 Stone County Chartered July 21, 1915 P.0. Box C Telephone Number 269-3815 Zip Code 72560 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors Hubert Hinkle............... Chairman of Board Glen Hinkle................................... President G. R. Sansom .. .Secretary & Vice-President James G. Hinkle.................... Vice-President *Charles A. Lowe........ Exec. Vice-President Weldon Duncan.................................Cashier Hubert Hinkle Glen Hinkle G. R. Sansom James G. Hinkle Charles A. Lowe ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks ............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 1 522 347 599 3 426 8 950 340 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... . 5 7 531 780 1 466 14 787 14 27 814 10 Equity Capital 152 41 16 377 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures............ TOTAL 100 700 763 1 563 16 377 State of Arkansas: 154 Bank Department THE BANK OF MONTGOMERY COUNTY, MOUNT IDA Population 819 Chartered November 26, 1930 Montgomery County P.O. Box 435 Telephone Number 867-3148 Zip Code 71957 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *John Beavers................................ President Robert Campbell.................... Vice President Jim Tom Butler...................... Vice President Melvin L. Simpson........................... Cashier Geneva Henson...................Assistant Cashier Marcia Summitt.................Assistant Cashier R. W. Butler John Beavers Jim Tom Butler Robert Campbell Paul Eaton Melvin L. Simpson Joe Brakefield, Jr. Ode Maddox Lake Lawrence Bobby Lybrand •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks ............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 2 706 170 2 885 5 125 6 800 463 Liabilities Mil. Thou. Demand deposits................. Time deposits...................... U.S. Gov’t deposits.............. Public funds.......................... Deposits of banks................. Total Deposits................... Excess funds purchased....... All other liabilities............... Total liabilities................. 4 10 1 167 757 37 559 16 520 16 6 526 Equity Capital 85 70 18 304 Capital stock........................ Surplus................................ Undivided profits................. Capital reserves................... Total Equity Capital......... Subordinated notes & debentures TOTAL 100 900 778 1 778 18 304 155 Sixty-Fourth Report BANK OF MULBERRY, MULBERRY Population 1,340 Chartered January 15, 1902 Crawford County P.O. Box “A” Telephone Number 997-1154 Zip Code 72947 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors “"Joe A. Arnold...................President Donald J. Tackett .Vice President & Cashier Modena Chancellor .......... Assistant Cashier Dianna Millsap.................. Assistant Cashier Joe A. Arnold Isabel B. Arnold Lonnie Batchelor L. C. Gunn Joe Medlock ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions.................... All other securities including corporate stocks ............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 543 194 1 698 125 4 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased---All other liabilities.............. Total liabilities............... 2 3 6 7 447 510 17 631 605 400 10 015 858 Equity Capital 130 111 7 659 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital........ Subordinated notes & debentures........................ TOTAL 100 400 144 644 7 659 State of Arkansas: 156 Bank Department PIKE COUNTY BANK, MURFREESBORO Population 1,470 Pike County Chartered December 19, 1904 P.O. Box 279 Telephone Number 285-2172 Zip Code 71958 Number of Branches: Inside City — 0; Outside City — 1 Principal Officers Directors Clift Lane..................................... Chairman *Jack R. Dees............................President & Chief Executive Officer Cleo Risner .. .Sr. Vice President & Cashier Brenda Smith............Vice Pres. Loan Dept. Harold Smith.............................Vice Pres. & Mgr. Mineral Springs Branch Bobby Jo McAllister..........Assistant Cashier Brenda Roberts................ Assistant Cashier Helen Henderson...............Assistant Cashier Rusty Silvey............................ Loan Officer Jack Dees Greg Bourns Thomas Bridgeman R. B. Carroll, Jr. Vance Evans Cooper Kizzia Clift Lane Elbert Ray George E. Steel, Sr. Ray Womack Charles Sharp * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL 1 498 511 808 4 030 11 300 795 Liabilities MU. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 4 1 991 747 75 469 17 282 17 183 465 1 400 500 043 1 943 19 408 10 Equity Capital 89 377 19 408 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL 157 Sixty-Fourth Report CITIZENS STATE BANK, NASHVILLE Population 4,406 Howard County Chartered July 23, 1974 P.O. Box 832 Telephone Number 845-3323 Zip Code 71852 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors *Roy A. Reaves.............................President H. L. P op e.......... Executive Vice President Bill Simpson........ Vice President & Cashier Charles W. Darnall............... Vice President Janet Craver.................... Assistant Cashier Bobby Steel, Chairman Roy A. Reaves H. L. Pope James E. Chandler Tim Freel Marion Mabry, DDS York Gary Larry Renard David Pile Connie Milum Dwight Jones Jimmy Latimer ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL .............................. 2 336 799 1 764 336 1 8 201 050 502 Liabilities MU. Thou. Demand deposits............... . Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 5 7 1 137 407 21 706 14 271 14 5 276 Equity Capital 385 2 15 375 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 300 300 299 899 200 15 375 State of Arkansas: 158 Bank Department BANK OF NEWARK, NEWARK Population 846 Chartered October 10, 1944 Independence County P.O. Box 320 Telephone Number 799-3205 Zip Code 72562 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *R. M. Twyford............................. President Joe Don Reynolds .Executive Vice President Houston House.................................Cashier Jo Magness....................... Assistant Cashier R. M. Twyford E. R. Coleman J. L. Magness * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 19 7 8 Assets MU. Thou. Cash & due from banks...... U.S. Treasury securities__ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets .................. TOTAL .............................. 265 100 426 231 2 LiabUities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... 1 624 719 27 387 2 757 100 2 857 023 Equity Capital 132 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... 3 177 TOTAL............................... . 50 100 129 41 320 3 177 Sixty-Fourth Report 159 BANK OF NEW EDINBURG, NEW EDINBURG Population 250 Chartered August 22, 1904 Cleveland County P.O. Box 59 Telephone Number 352-2592 Zip Code 71660 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors ♦William Lyon..................................President 0. C. Lyon, Jr....................... Vice President Ray Attwood...................... Chairman Board Peggy Lyon.................. Secretary-Treasurer Geneva Attwood................................ Cashier Louise Attwood............... Assistant Cashier William Lyon 0. C. Lyon, Jr. Ray Attwood Peggy Lyon W. K. Parham ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions.................... All other securities including corporate stocks.............. Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL Ill 353 90 50 399 Liabilities Mil. Thou. Demand deposits................. 582 Time deposits...................... 298 U.S. Gov’t deposits.............. Public funds.......................... 52 Deposits of banks................. .................. Total Deposits................... 932 Excess funds purchased....... All other liabilities............... .................. Total liabilities................. 932 Equity Capital 4 Capital stock........................ 25 Surplus................................ 27 Undivided profits................. 23 Capital reserves..................................... Total Equity Capital......... 75 Subordinated notes & debentures........................ 1 007 TOTAL 1 007 State of Arkansas: 160 Bank Department MERCHANTS & PLANTERS BANK, NEWPORT Population 7,900 Jackson County Chartered March 30, 1946 P.O. Box 550 Telephone Number 523-3601 Zip Code 72112 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors *Ernest D. McDonald.................... President L. H. Conditt.......Executive Vice President R. W. Smith..........................Vice President W. Neil Holcomb........ Vice Pres. & Cashier Maurine B. Heard......Asst. Vice President James C. Giles ............Asst. Vice President Marian W. Lindsay___Sec. & Asst. Cashier Ada Marie Mink..........Sec. & Asst. Cashier Anna Jean Guinn.............. Assistant Cashier Terry L. Dillon................. Assistant Cashier Patricia Davis................... Assistant Cashier Patsy Fletcher................. Assistant Cashier Morris Bowman R. Owen Burton John L. Conner James O. Dupree Dr. Troy A. Gray Robert Harvey Charles McCartney Ralph McDonald, Jr. Ernest McDonald L. H. Conditt Leonidas L. Mack A.. F. Minor, Jr. Fred M. Pickens, Jr. James Spencer ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 2 1 273 101 640 4 776 2 19 14 040 175 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased---All other liabilities.............. Total liabilities............... Mil. Thou. . . 11 14 . 27 429 800 298 379 1 907 . 28 427 334 1 Equity Capital 562 456 31 037 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 1 225 000 978 2 203 500 31 037 Sixty-Fourth Report 161 THE TWIN CITY BANK, NORTH LITTLE ROCK Population 60,040 Pulaski County Chartered March 21, 1935 P.O. Box 5581 Telephone Number 372-4700 Zip Code 72119 Number of Branches: Inside City — 8 ; Outside City — 0 Principal Officers Directors *T. E. Renaud.......... Chairman of the Board Edward M. Penick, Jr....................President Kenneth J. Pennebaker___Exec. Vice Pres. James G. Williamson, Jr. . .Vice President & Cashier Dale A. Renaud .. .Vice Pres. & Comptroller Ben R. Scroggin.................. Vice President Robert F. Birch, Jr............... Vice President Michael L. Waddington........Vice President Margaret R. Davenport........Vice President John L. Faryewicz...............Vice President Bill H. Gieck.........................Vice President John Schick...........................Vice President John Blodgett Eugene M. Pfeifer, III Martin Borchert T. E. Renaud Ralph Cotham, Jr. George M. Rozzell, Jr. Frank Lyon, Jr. Samuel S. Sparks J. O. Mayhugh Father George W. Tribou Mike Mehaffy Edward M. Penick, Jr. Kenneth J. Pennebaker ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks ............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL Mil. Thou. 5 384 515 5 568 22 345 1 204 3 83 845 8 000 Liabilities Mil. Thou. Demand deposits................. 34 468 Time deposits...................... 57 055 U.S. Gov’t deposits.............. 556 Public funds......................... 26 947 Deposits of banks................. .............762 Total Deposits................... 119 788 4 971 Excess funds purchased....... All other liabilities............... 2 454 Total liabilities................. 127 213 Equity Capital 3 033 387 135 281 2 Capital stock........................ 2 700 1 000 Surplus................................ Undivided profits................. 2 068 Capital reserves..................................... Total Equity Capital........ 5 768 Subordinated notes & debentures........................ 2 300 TOTAL 135 281 162 State of Arkansas: Bank Department THE PLANTERS BANK, OSCEOLA Population 8,371 Chartered April 13, 1944 Mississippi County P.O. Box 407 Telephone Number 563-2666 Zip Code 72370 Number of Branches: Inside City — 2; Outside City — 0 Principal Officers Directors Sloan Rainwater, Jr........................Chairman *Jim Hinkle.....................................President June Welbom........................ Vice-President Betty R u e ........................................ Cashier Pau’ r.e Alsworth...............Assistant Cashier Vir0*iiia Milton..................Assistant Cashier Gary Little ...................... Assistant Cashier Paul B. Billings J. A. Crosthwait Jim Hinkle Sloan Rainwater, Jr. R..S. Rainwater E. H. Riley W. M. Taylor, Jr. Nathan Weinberg Wm. I. Rainwater Joe W. Edrington Henry J. Swift Dewey Neely *Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets 1MU. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 1 872 800 2 529 2 518 100 12 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ . Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 5 3 374 574 263 178 19 389 19 232 621 10 695 Equity Capital 287 436 21 237 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 500 500 516 1 516 100 21 237 Sixty-Fourth Report 163 BANK OF OZARK, OZARK Population 3,000 Franklin County Chartered June 9, 1937 P.O. Box 196 Telephone Number 667-2181 Zip Code 72949 Number of Branches: Inside City — 1; Outside City — 1 Principal Officers Directors *Carl G. Holt ........... Chairman of the Board Jim H. Hillard Larry Mashburn........................... President 0. P. Hillard Harold E. Hull.................Sr. Vice President W. Dee Gober Harold D. Beck....... Sr. Vice Pres./Cashier Kay Van Train Don Smith....................... Sr. Vice President Coy Kirkpatrick Glen Ross......................Asst. Vice President Frances Caleb JoAnn Fine............................ Vice President Kennith Smith Norma Brashears..........Asst. Vice President Larry Mashburn Donald Mainard .......... Asst. Vice President Harold E. Hull Gladys Nichols.................Assistant Cashier Harold D. Beck Billie Mainard....................Assistant Cashier Don Smith Rosemary H olt............Corporate Secretary Glen Ross Estelle Faucett.................... Branch Manager Rosemary Holt Larry Dicks................................... AssistantCashier ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 1 470 353 1 437 4 847 15 200 500 900 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 7 14 2 072 988 135 006 24 201 24 212 413 Equity Capital 328 366 26 401 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures........................ TOTAL 1 375 000 613 1 988 26 401 164 State o f Arkansas: Bank Department SECURITY BANK, PARAGOULD Population 13,637 Greene County Chartered February 5, 1931 P.O. Box 670 Telephone Number 239-9571 Zip Code 72450 Number of Branches: Inside City — 1; Outside City — 1 Principal Officers Directors *Marlin D. Jackson.................... President & Chairman of Board William B. Fisher .Executive Vice President Fred W. Wilcox.......... Vice Pres. & Cashier Sandra Kasserman ............... Vice President George Jackson.................... Vice President Dr. Donald I. Purcell Vernon E. Williams Earl Gramling Tom Hall D. G. White Charles Gordon Nan Dickey Marlin D. Jackson Scott Noel Robert Rose G. I. Higgins Paul Keeton Tom Kirk Bill Fisher Dr. Vern Ann Shotts ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets.................. TOTAL ............................... 4 3 378 950 994 6 141 32 555 25 324 1 394 198 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 11 28 3 43 1 45 149 892 233 452 35 761 095 661 517 Equity Capital 49 959 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 1 1 200 700 117 3 017 1 425 49 959 Sixty-Fourth Report 165 BANK OF PARKDALE, PARKDALE Population 500 Chartered February 1, 1910 Ashley County P.O. Box 37 Telephone Number 473-2217 Zip Code 71661 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors Gus Pugh.................Chairman of the Board George L. Pugh .......................... President *J. A. Gibson........ Executive Vice President Geraldine Zatwarsky .. .Asst. Vice President Dorothy H. Caldwell........................Cashier Gus Pugh George L. Pugh J. A. Gibson Thomas R. Pugh Garrard Mountjoy Harrison Ralph Jim Newton Augustus H. Pugh Carl Well, Jr. J. Clifford Larrison •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil.. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 658 983 25 616 402 5 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... . 1 4 817 155 12 843 6 827 450 7 279 2 125 Equity Capital 341 20 8 170 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 40 510 233 8 791 100 8 170 State of Arkansas: 166 Bank Department FIRST STATE BANK, PARKIN Population 2,055 Cross County Chartered June 5, 1925 P.O. Box 526 Telephone Number 755-5401 Zip Code 72373 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *C. W. Martin, Jr........................... President S. N. Green.......Exec. Vice Pres. & Cashier Larry Brown........................Vice President Patsy M. Wootten........... Assistant Cashier Fred E. Brenner, Jr. John A. Brenner S. N. Green C. W. Martin, Jr. C. W. Martin, III J. E. McNeil, Jr. Charles Ruston, Jr. 'D esignates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 864 828 697 928 550 4 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... Mil. Thou. 4 259 023 17 974 7 273 7 273 2 000 Equity Capital 336 6 8 209 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... 100 400 236 736 200 8 209 Sixty-Fourth Report 167 BANK OF PEA RIDGE, PEA RIDGE Population 1,332 Benton County Chartered May 6 , 1911 P.0. Box 5 Telephone Number 451-8155 Zip Code 72751 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors Jim C. Walton................................ Chairman *Rick E. Buck.................................. President John B. Easley........................Vice President Maurice Easterling................. Vice President Barbara J. Owen...............................Cashier Janice Sue Lyons............... Assistant Cashier Carl E. Baggett R. E. Buck Rick E. Buck John B. Easley L. E. Hardy Franklin Miller W. Hearn Oliver Jim C. Walton C. M. Webb •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL MU. Thou. 381 100 1 375 5 31 700 744 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased . . . . All other liabilities.............. Total liabilities............... Mil. Thou. 2 5 032 104 15 607 7 758 7 758 Equity Capital 37 71 8 439 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital........ Subordinated notes & debentures........................ TOTAL 83 290 308 681 8 439 168 State of Arkansas: Bank Department THE PERRY COUNTY BANK, PERRYVILLE Population 968 Chartered December 8 , 1945 Perry County P.0. Box 188 Telephone Number 889-2318 Zip Code 72126 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Charles W. Gillespie .. .Exec. Vice President Alice Holbrook___Vice President & Cashier E. L. “Buddy” Garrett .Asst. Vice President Velma Dunn ....................Assistant Cashier Norma Robinson ............. Assistant Cashier Mrs. M. J. VanDalsem, ChBd. J. D. Farish, President T. 0. Spence, Vice President Mildred Farish Mar-Jo Spence Howard Jones •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL Mil. Thou. 1 382 792 800 1 752 7 200 249 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... Mil. Thou. 3 6 1 289 695 28 301 11 313 11 313 Equity Capital 61 75 12 311 200 Capital stock...................... 400 Surplus............................... Undivided profits............... 398 Capital reserves..................................... Total Equity Capital......... 998 Subordinated notes & debentures........................ TOTAL 12 311 169 Sixty-Fourth Report PIGGOTT STATE BANK, PIGGOTT Population 3,353 Clay County Chartered March 10, 1930 P.O. Box 307 Telephone Number 598-3802 Zip Code 72454 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors *T. W. Leggett, Jr...........................President James L. Magee .. .Executive Vice President James C. Poole___ Vice President & Cashier Paula Blackwell___ Assistant Vice President Steve B ell....................... Assistant Cashier Evanell Turner.................Assistant Cashier T. W. Leggett, Jr. James L. Magee John Staples H. C. Robbins, Jr. Thomas P. Leggett ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 5 090 293 1 512 3 300 954 1 Liabilities MU. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 3 065 391 1 717 11 261 11 261 6 88 Equity Capital 170 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital........ Subordinated notes & debentures........................ 12 320 TOTAL 100 300 459 200 1 059 12 320 170 State of Arkansas: Bank Department FIRST STATE BANK, PLAINVIEW Population 677 Yell County Chartered January 12, 1934 P.O. Box 277 Telephone Number 272-4221 Zip Code 72857 Number of Branches: Inside City — 0; Outside City — 1 Principal Officers Directors *John Clement. .President & Chairman Board Thelma W. Clement............. Vice President Vernon E. Lambert.............Vice President W. E. Watson .. .Asst. Vice Pres. & Cashier Verna T. Daniel___Assistant Vice President John Clement Thelma Clement Edward H. Smoot George Tippin Helen Harris •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 502 697 818 1 800 8 641 LiabUities MU. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... 2 7 453 594 51 627 10 725 950 11 675 Equity Capital 48 70 12 576 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 200 275 326 801 100 12 576 Sixty-Fourth Report 171 BANK OF POCAHONTAS, POCAHONTAS Population 5,457 Chartered October 31, 1903 Randolph County P.O. Box 467 Telephone Number 892-5287 Zip Code 72455 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors *Harry A. Belford.........................President Harry A. Belford J. R. Jackson........................................ VicePresident Donald R. Cox John R. Jackson, Jr................................VicePresident E. C. Cox G. B. Johnson.... Vice President & Cashier J. M. Futrell W. H. Holobaugh Assistant Vice Pres. & AC J. R. Jackson Max Long.......... Assistant Vice Pres. & AC John R. Jackson, Jr. Ruth B. Tyer................................Secretary H. Gardner McNabb Mary D. Miller.............................. AssistantSecretary M. C. McNabb * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 3 2 769 453 4 507 3 855 1 000 7 769 LiabUities MU. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 9 11 21 116 436 166 082 5 805 21 21 826 1 Equity Capital 149 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... 23 502 TOTAL............................... . 125 900 451 1 476 200 23 502 172 State of Arkansas: Bank Department PLANTERS AND STOCKMEN BANK, POCAHONTAS Population 5,457 Randolph County Chartered June 12, 1962 P.O. Box 587 Telephone Number 892-5252 Zip Code 72455 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Jeriel A. Summitt ........................President Frances Jones .. .Exec. Vice Pres. & Cashier Ted Griffith ..........Assistant Vice President Robert Sorg..........Assistant Vice President Bea Mathews .................. Assistant Cashier Oneta Thompson ............. Assistant Cashier A. J. Baltz William Baltz W. J. Barthel, Chairman Jerrell Broadway, Vice Pres. Dr. Thomas DeClerk, Vice Chairman C. T. Johnson Frances Jones 0. B. Rickman Jeriel Summitt Dick Trammel * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL 1 377 798 1 285 2 284 1 350 297 9 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 1 928 393 55 992 15 368 15 368 4 8 Equity Capital 193 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures........................ 16 584 TOTAL 200 700 316 1 216 16 584 Sixty-Fourth Report 173 THE LAWRENCE COUNTY BANK, PORTIA Population 381 Chartered March 23, 1901 Lawrence County P.O. Box 160 Telephone Number 886-2461 Zip Code 72457 Number of Branches: Inside City — 0; Outside City — 2 Principal Officers Directors *Boyce Durham......................Vice President Marilyn K. Davis............................. Cashier R. S. Rainwater Virginia Rainwater W. I. Rainwater Sloan Rainwater, Jr. A. M. Starr Maurice Starr Boyce Durham Earl D. Perkins * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL .............................. 661 301 570 100 4 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased---All other liabilities.............. Total liabilities............... Mil. Thou. 1 3 762 562 345 112 5 781 5 781 446 Equity Capital 221 125 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... 6 299 TOTAL............................... 200 143 468 50 6 299 State of Arkansas: 174 Bank Department THE PEOPLES BANK, PORTLAND Population 662 Chartered January 22, 1908 Ashley County P.O. Box 178 Telephone Number 737-2235 Zip Code 71663 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors Victor Edwards.............................Chairman Hampton Pugh.............................. President Mary Dean Pugh...................Vice President Jack Edwards................................ Secretary *John H. Fish..................................... Cashier Julia A. Sadler................. Assistant Cashier Tipton Pugh .................... Assistant Cashier Hampton Pugh Mary Dean Pugh Tipton Pugh Edwin Gregory Victor Edwards Jack Edwards * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 2 284 699 100 819 Liabilities Mil. Thou. 1 308 Demand deposits................. Time deposits...................... 2 729 U.S. Gov’t deposits.............. 4 Public funds.......................... 532 Deposits of banks................. .................. Total Deposits................... 4 573 Excess funds purchased....... All other liabilities................. 8 Total liabilities................. 4 581 1 511 Equity Capital 8 Capital stock........................ Surplus................................ Undivided profits................. Capital reserves.................... Total Equity Capital......... Subordinated notes & debentures........................ 5 421 TOTAL 100 350 382 8 840 5 421 175 Sixty-Fourth Report PORTLAND BANK, PORTLAND Population 662 Ashley County Chartered April 23, 1900 P.O. Box 68 Telephone Number 737-2226 Zip Code 71663 Number of Branches: Inside City — 0; Outside City — 1 Principal Officers Directors *Mack Borgognoni.........................President Vanita Grantham.............................Cashier Mack Borgognoni Charles E. Bridewell Charles F. LaGrone Benton Newcome Joel Newcome R. B. Newcome Robert D. Pugh Don Pylate ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 546 500 470 1 684 6 131 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased---All other liabilities.............. Total liabilities............... . 1 5 742 113 76 607 7 8 538 900 18 456 1 200 600 227 21 048 9 504 Equity Capital 173 Capital stock...................... Surplus.............................. Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... 9 504 TOTAL............................... 176 State of Arkansas: Bank Department FARMERS & MERCHANTS BANK, PRAIRIE GROVE Population 1,637 Chartered August 29, 1904 Washington County P.O. Box 207 Telephone Number 846-2115 Zip Code 72753 Number of Branches: Inside City — 0; Outside City — 1 Principal Officers Directors D. E. R ieff................President (Inactive) *James C. Rieff............ First Vice President W. H. Thompson........ Exec. Vice President Lorene Jones........................Vice President Greg Reed.......... Cashier & Security Officer D. E. Rieff James C. Rieff W. H. Thompson Argil Bartholomew Billy Joe Bartholomew Barry H. Parks Greg Reed ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. A ll other assets ................... TOTAL ............................... 1 936 898 799 2 15 806 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 5 13 20 408 595 183 006 10 202 20 22 224 1 300 300 056 1 656 1 039 Equity Capital 658 44 22 180 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 300 22 180 Sixty-Fourth Report 177 BANK OF PRESCOTT, PRESCOTT Population 4,000 Nevada County Chartered August 10, 1904 P.O. Box 492 Telephone Number 887-2688 Zip Code 71857 Number of Branches: Inside City — 1; Outside City — 1 (CBCT) Principal Officers Directors Olen Hendrix .....................Board Chairman W. R. Hambright........... Chairman Emeritus *Johnny Brannan.......................... President M. D. Tippit.......................... Vice President James A. Pullen..................... Vice President Ronald Collins.......................Vice President B. A. DeLamar..................... Vice President Ertiogene Davis................................ Cashier Johnny Brannan Carl Dalrymple, Jr. B. A. DeLamar Robert L. Godwin Gerald Hendrix Olen Hendrix James H. McKenzie Abb Morman R. W. Murry James A. Pullen Milbum D. Tippit John Vansickle * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL .............................. 1 183 995 1 239 6 399 1 900 903 9 Liabilities Mil. Thou. Demand deposits............. Time deposits...................... U.S. Gov’t deposits.............. Public funds.......................... Deposits of banks................. Total Deposits................... Excess funds purchased....... All other liabilities............... Total liabilities................. 7 9 2 488 677 172 634 19 971 19 971 1 600 150 272 2 022 21 993 Equity Capital 374 Capital stock........................ Surplus................................ Undivided profits................. Capital reserves................... Total Equity Capital......... Subordinated notes & debentures........................ 21 993 TOTAL................................ 178 State o f Arkansas: Bank Department BANK OF QUITMAN, QUITMAN Population 350 Chartered August 15, 1903 Cleburne County P.O. Box 97 Telephone Number 589-2206 Zip Code 72131 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors ♦Joe Siebenmorgen.......... Chief Exec. Officer Harry M. Clark..................... Vice President Darrell Odom.........................Vice President Edith Ellis....................................... Cashier Eva Lois Ellis....................Assistant Cashier J. A. Bailey Ben F. Clark Harry M. Clark Edith Ellis Joe Siebenmorgen •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets IMil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL ............................... 625 506 100 2 573 8 150 829 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased---All other liabilities.............. Total liabilities............... . 3 7 384 872 22 892 12 170 12 170 Equity Capital 206 95 13 084 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 100 400 214 714 200 13 084 179 Sixty-Fourth Report THE BANK OF RECTOR, RECTOR Population 2,183 Chartered November 15, 1930 Clay County P.O. Box 7 Telephone Number 595-3591 Zip Code 72461 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *J. A. Marlar ................................ President Mary H. Sigsby .. .Executive Vice President R. D. Cranford............Vice Pres. & Cashier J. C. Hardin J. A. Marlar Mary H. Sigsby R. D. Cranford ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL 1 1 811 098 984 3 460 5 748 345 994 Liabilities MU. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 4 7 157 946 61 882 13 046 13 046 1 100 000 Equity Capital 19 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures........................ 14 459 TOTAL 313 1 413 14 459 180 State o f Arkansas: Bank Department FARMERS AND MERCHANTS BANK, REYNO Population 506 Chartered December 8 , 1911 Randolph County P.O. Box 108 Telephone Number 769-2240 Zip Code 72462 Number of Branches: Inside City — 0; Outside City — 1 Principal Officers Directors *William A. Sandlin........................ President Phyllis Burrow.................................Cashier Ida M. Eddington ............................Auditor Pawnee Halliburton............Branch Manager Dora B. Graham .. .Assistant Vice President Theda Ferguson .. .Assistant Vice President Sarah Sandlin.........Assistant to President & Secretary to Board William A. Sandlin, Chairman Quinn Brown Delano Edington J. A. Rapert R. C. Luter Jimmie Cole •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 19 7 8 Assets Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and iixtr~°s............................. All other assets ................... TOTAL ............................... Mil. Thou. 2 410 159 100 356 5 40 900 506 Liabilities Mil. Thou. Demand deposits............... Time deposits..................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased---All other liabilities.............. Total liabilities............... 1 6 788 933 8 451 9 180 9 180 Equity Capital 175 172 9 818 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 200 200 113 513 125 9 818 181 Sixty-Fourth Report THE BANK OF BISON, BISON Population 1,298 Cleveland County Chartered March 7, 1932 P.0. Box 345 Telephone Number 325-6251 Zip Code 71665 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors Herman Davidson ....................... Chairman Herman Davidson *James R. Hopson.........................President James R. Hopson James L. Moore James L. Moore...................... Vice President John W. Elrod........................Vice President John W. Elrod Shirley Stewart.................Assistant Cashier Ray B. Martin Dianne Simmons.............................AssistantCashier * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks . . .......... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 2 623 547 2 050 1 290 786 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased---All other liabilities.............. Total liabilities............... Mil. Thou. 2 3 477 036 41 842 6 396 6 396 Equity Capital 12 1 7 309 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... 100 200 596 17 913 7 309 182 State of Arkansas: Bank Department FARMERS AND MERCHANTS BANK, ROGERS Population 14,987 Benton County Chartered March 13, 1956 P.0. Box 250 Telephone Number 636-4233 Zip Code 72756 Number of Branches: Inside City — 2; Outside City — 0 Principal Officers Directors *D. F. Bushong.............................. President H. A. Stephenson.... Exec. Vice President R. Z. Goodwin....................... Vice President James E. Reves..................... Vice President James E. Harris.. .Vice President & Cashier Linda Perley ........ Assistant Vice President Jenella Buttry................................... Auditor Vance Hill John R. Bland, D.D.S. D. F. Bushong A. N. Garrett James L. Pickens, M.D. Evelyn S. Rife Don L. Shores H. A. Stephenson * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 197 8 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ................................... 2 3 584 689 3 190 20 50 177 LiabUities MU. Thou. Demand deposits................. Time deposits...................... U.S. Gov’t deposits.............. Public funds.......................... Deposits of banks................. Total Deposits................... Excess funds purchased....... All other liabilities............... Total liabilities................. 10 16 683 478 355 805 28 321 28 267 588 1 600 800 088 2 488 31 076 Equity Capital 488 898 31 076 Capital stock........................ Surplus................................ Undivided profits................. Capital reserves................... Total Equity Capital......... Subordinated notes & debentures........................ TO TA L..................................... Sixty-Fourth Report 183 PEOPLES BANK & TRUST COMPANY, RUSSELLVILLE Population 13,909 Pope County Chartered March 24, 1890 P.0. Box 220 Telephone Number 968-2112 Zip Code 72801 Number of Branches: Inside City — 3; Outside City — 1 Principal Officers Directors *George C. Jackson .President & C.E. Officer Ward J. Ramsay . .Executive Vice President M. L. Dickerson.........Senior Vice President Charles F. Howell.......Vice Pres. & Cashier Mary Louise Hoffman ..........Vice President Harold E. Hayes...................Vice President Louis Q. Intres___Assistant Vice President Glenna C. Long........................Trust Officer James Bibler Cleo Cheek G. M. Cook David Oates M. L. Dickerson George C. Jackson Roy I. Millard, M.D. Van A. R. Moores Flave W. Peters J. Madison White Ward J. Ramsay •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets IMU. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds s o ld ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 5 5 636 648 3 274 12 095 254 27 LiabUities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... Mil. Thou. . 14 28 . 6 . 49 . 50 1 229 530 592 134 50 535 407 942 530 Equity Capital 599 679 55 715 Capital stock...................... Surplus............................... Undivided profits............... . Capital reserves................. Total Equity Capital........ Subordinated notes & debentures............ TOTAL 600 1 2 200 4 773 55 715 973 184 State of Arkansas: Bank Department BANK OF SALEM, SALEM Population 1,277 Chartered December 9, 1908 Fulton County P.O. Box 338 Telephone Number 895-2591 Zip Code 72576 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Jim Humphries........ President & Chairman Jim Humphries Richard Humphries___Exec. Vice President Richard Humphries Corwin Mosey........................Vice President Jean Humphries George Humphries................. Vice President George Humphries J. Michael Humphries .......... Vice President Fay Castleberry Bess Northcutt................................ Cashier J. Michael Humphries Janiece Butler................................AssistantCashier Frances Atkins.............................. AssistantCashier Shirley Walling.............................. AssistantCashier Brenda Barnes.............................. AssistantCashier Joyce Carter..................................AssistantCashier Marsha Manry ................. Assistant Cashier ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 088 599 608 3 448 12 400 329 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 6 9 1 318 616 76 358 17 368 17 368 Equity Capital 524 9 19 005 Capital stock...................... 200 Surplus............................... 800 Undivided profits............... 637 Capital reserves..................................... Total Equity Capital......... 1 637 Subordinated notes & debentures........................ TOTAL 19 005 Sixty-Fourth Report 185 LOGAN COUNTY BANK, SCRANTON Population 229 Logan County Chartered April 7, 1926 P.O. Box 85 Telephone Number 938-2511 Zip Code 72863 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors Joe Fritsche *Joe Fritsche.................................. President J. B. Layes........................... Vice President J. B. Layes Margaret Ahne............Cashier & Secretary Margaret Ahne Charles Fox................................... AssistantCashier Mildred Fritsche .............. Assistant Cashier Regina M. Layes...........................AssistantCashier Emma Raper ................... Assistant Cashier ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks ............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 363 834 437 1 031 2 50 359 Liabilities Mil. Thou. Demand deposits............... . Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... 2 2 388 925 6 192 5 511 5 6 517 Equity Capital 26 8 6 108 100 Capital stock...................... 100 Surplus............................... 391 Undivided profits............... Capital reserves..................................... Total Equity Capital......... 591 Subordinated notes & debentures........................ TOTAL 6 108 State of Arkansas: 186 Bank Department FIRST SECURITY BANK, SEARCY Population 12,000 White County Chartered February 6 , 1932 P.O. Box 1009 Telephone Number 268-5831 Zip Code 72143 Number of Branches: Inside City — 2; Outside City — 2 Principal Officers Directors *Bert Mullens................................ President Reynie Rutledge . .Executive Vice President E. D. Yancey.... Executive Vice President E. D. Crow............ Vice President & Cashier Jim Wilson ............................Vice President Ralph Duncan................. Sr. Vice President Richard Calhoun Dr. Clifton Ganus Joe S. Pierce Kenny Rand N. T. Rutledge Jim Tarkington M. O. Thompson Alvin Van Hook E. O. Yancey •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 3 5 824 522 100 10 294 29 100 030 Liabilities Mil. Thou. Demand deposits............... . Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 15 24 2 42 2 45 435 324 341 723 44 867 000 849 716 Equity Capital 498 711 50 079 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 4 600 900 727 136 363 50 079 1 1 187 Sixty-Fourth Report GRANT COUNTY BANK, SHERIDAN Population 2,837 Grant County Chartered « 19, 1903 P.O. Box 67 Telephone Number 942-3145 Zip Code 72150 r of Branches: Inside City — 1; Outside City — 0 P icin®l Officers Directors D. E. McCoy, Sr.......... Chairman of Board *D. E. McCoy, Jr. .President & Trust Officer Harold Boatright___Exec. Vice President & Cashier Jerry L. Coleman................. Vice President Sue Reynolds................ Asst. Vice President Henry E. Wells............. Asst. Vice President Raymond L. Stoker___Asst. Vice President Max G. McCoy.................Operations Officer Rolland D. Brown Delmar E. Gatzke D. E. McCoy, Sr. D. E. McCoy, Jr. Robert L. Reeves Van S. Reid W. Lee Tucker Robert E. Wellborn ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 1 316 448 859 2 688 10 14 Liabilities MU. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 5 10 1 18 18 804 453 118 822 197 300 57 554 713 Equity Capital 339 93 20 466 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 1 450 350 049 63 912 20 466 1 188 State of Arkansas: Bank Department FIRST STATE BANK, SHERWOOD Population 2,754 Pulaski County Chartered July 28, 1966 P.O. Box 6009 Telephone Number 835-4122 Zip Code 72116 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors *Mark M. Davis............................. President Jesse R. Rich ............Senior Vice President H. J. Dent............................. Vice President R. F. Holloway___Assistant Vice President Annette Martin___Assistant Vice President Wilma Faulk..................... Assistant Cashier Rita Arrington..................Assistant Cashier H. L. Hastings, Jr. — Chairman J. A. Wellons — Vice Chairman Mark M. Davis H. J. Dent B. E. Henson J. C. Nichols Jesse R. Rich * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 334 700 250 3 359 1 11 374 000 936 Liabilities Mil. Thou. Demand deposits................. 6 860 Time deposits...................... 7 622 U.S. Gov’t deposits.............. 170 Public funds.......................... 3 198 Deposits of banks................. .................. Total Deposits................... 17 850 Excess funds purchased....... All other liabilities................. 80 Total liabilities................. 17 930 Equity Capital 607 4 19 564 Capital stock........................ Surplus................................ Undivided profits................. Capital reserves.................... Total Equity Capital......... Subordinated notes & debentures........................ TOTAL 1 100 000 517 T7 634 19 564 1 Sixty-Fourth Report 189 BANK OF SIDNEY, SIDNEY Population 169 Sharp County Chartered September 23, 1912 P.O. Box 7 Telephone Number 283-5725 Zip Code 72577 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Thos. A. Bone.............................. President Atalee C. Pounders............... Vice President Donita Fore..................................... Cashier Thos. A. Bone, CHM Atalee C. Pounders George T. Bone •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL Mil. Thou. 280 344 Liabilities Mil. Thou. Demand deposits................. Time deposits...................... U.S. Gov’t deposits.............. Public funds.......................... Deposits of banks................. Total Deposits................... Excess funds purchased....... All other liabilities............... Total liabilities................. 610 15 625 625 48 Equity Capital g Capital stock........................ Surplus................................ Undivided profits................. Capital reserves................... Total Equity Capital........ Subordinated notes & debentures........................ 675 TOTAL 5 20 25 50 675 State of Arkansas: 190 Bank Department ARKANSAS STATE BANK, SILOAM SPRINGS Population 6,367 Benton County Chartered January 12, 1960 P.O. Box 400 Telephone Number 524-8101 Zip Code 72761 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors Delbert Allen................. Chairman of Board *Ross Stout....................................President Henry Brosell, Jr. .Vice President & Cashier Thomas Free, I I I ..................Vice President Arthur Morris....................... Vice President Homer Bynum....................... Vice President D. E. Allen, Sr. D. E. Allen, Jr. Roderick L. Allen Homer Bynum Preston Bynum H. E. Harrison, Jr. Charles C. Jones Mark Simmons Ross Stout ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 2 795 326 1 103 4 384 2 9 000 656 Liabilities MU. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 7 10 1 296 030 403 069 18 798 18 85 883 Equity Capital 88 29 20 381 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures........................ TOTAL 480 100 889 29 1 498 20 381 Sixty-Fourth Report 191 SMACKOVER STATE BANK, SMACKOVER Population 2,336 Union County Chartered April 18, 1928 P.0. Box 107 Telephone Number 725-3051 Zip Code 71762 Number of Branches: Inside City — 0; Outside City — 1 Principal Officers Directors *Max A. Mitcham___Chairman of the Board Max 0. Taylor................................ President Bob Willett.............................Vice President Paulette Carver................................ Cashier Evelyn Long...................... Assistant Cashier Cathy Weaver.................... Assistant Cashier Max A. Mitcham Max 0. Taylor L. E. Tennyson, Jr. James M. Tennyson Homer T. Rogers Richard H. Vickers ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 054 399 496 3 14 688 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 5 11 2 453 060 187 158 18 858 18 8 866 606 Equity Capital 279 15 20 537 Capital stock...................... Surplus.............................. Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures............ TOTAL 1 500 000 150 21 671 20 537 1 192 State of Arkansas: Bank Department MERCHANTS & PLANTERS BANK, SPARKMAN Population 663 Chartered September 19, 1916 Dallas County P.0. Box 127 Telephone Number 678-2251 Zip Code 71763 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors B. J. F ord ............... Chairman of the Board *T. Q. Carson................................ President Doris Mann..................................... Cashier Patricia Shaddock ............Assistant Cashier B. J. Ford T. Q. Carson C. T. Gaston Ray White * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 621 600 800 628 2 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... Mil. Thou. 1 2 705 926 20 497 5 148 5 5 153 884 Equity Capital 73 6 5 612 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... 75 125 159 359 100 5 612 Sixty-Fourth Report 193 FIRST STATE BANK, SPRINGDALE Population 21,000 Chartered February 12, 1923 Washington County P.O. Box 189 Telephone Number 751-1500 Zip Code 72764 Number of Branches: Inside City — 2; Outside City — 1 Principal Officers Directors *Walter Tumbow---- Vice Chairman of Board David Howell................................ President Mace Howell........ Executive Vice President Dick Calhoun.......Executive Vice President Nathan Combs .. .Vice Pres. & Trust Officer Jim Jefferson . .Cashier & Operations Officer Jim Selman...........................Vice President Ruben Bryant ...................... Vice President Walter Tumbow J. E. Hinshaw Joe S. Boone Ruben Bryant Richard Calhoun Gerald Harp Dwain Newman Mace Howell * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL .............................. 6 8 495 686 2 949 7 193 45 750 004 1 1 069 218 2 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... MU. Thou. . . 20 38 8 822 372 551 036 100 . 67 1 . 69 881 278 615 774 Equity Capital 75 364 Capital stock...................... Surplus............................... Undivided profits............... . Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 3 4 726 900 108 156 890 700 75 364 State of Arkansas: 194 Bank Department BODCAW BANK, STAMPS Population 2,448 Chartered December 8 , 1902 Lafayette County P.O. Box 8 Telephone Number 533-4486 Zip Code 71860 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *James Nipper .............President & Cashier C. C. Russell......................... Vice President A. 0. Smith ..........................Vice President H. L. Wilkinson......................Vice President Danny Fitzpatrick.......Asst. Vice President Bonnie Moreland............. Assistant Cashier Evelyn McClendon........... Assistant Cashier B. Stan Cook A. C. Cross Roy Kimbell James Nipper A. 0. Smith J. Woodrow Smith H. L. Wilkinson C. C. Russell ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL ............................... 2 819 093 1 953 2 825 5 Liabilities Mil. Thou. Demand deposits............... . Time deposits..................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... 3 7 224 850 84 879 12 037 12 26 063 081 Equity Capital 300 18 13 089 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 250 600 176 1 026 13 089 195 Sixty-Fourth Report BANK OF STAR CITY, STAR CITY Population 2,057 Lincoln County Chartered April 27, 1925 P.O. Box 69 Telephone Number 628-4286 Zip Code 71667 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Robert 0. Trout........................... President Joe V. Mason.......Executive Vice President Anneta R. Moore...................Vice President Karen Burns........ Vice President & Cashier Franklin Collins............... Assistant Cashier Robert E. Beard Harold Evans Burnice Frizzell B. W. Gibbs, DDS Neb Ryall, Jr. Lynn Thomasson Robert 0. Trout * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL MU. Thou. 771 100 1 389 1 9 000 616 LiabUities MU. Thou. Demand deposits............... . Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 3 7 1 699 211 94 108 12 112 12 112 Equity Capital 124 18 13 018 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures............ TOTAL 150 450 306 906 13 018 State of Arkansas: 196 Bank Department THE STEPHENS SECURITY BANK, STEPHENS Population 1,358 Chartered February 8 , 1946 Ouachita County P.0. Box 7 Telephone Number 786-5416 Zip Code 71764 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Cole Martin.................... President and CEO Sam L. Curry .Exec. Vice Pres, and Cashier Carol Phillips......................... Vice President Juanita Poindexter.................Vice President Charles T. Reveley Cole Martin Sam A. Curry Grady Arrington Herbert Henderson Guy R. Smith Joe J. Wade Joe Creighton ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil.. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 546 200 700 1 440 7 50 300 630 Liabilities MU. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 2 7 675 223 54 472 10 424 10 239 663 Equity Capital 253 394 11 513 275 Capital stock...................... 275 Surplus............................... 300 Undivided profits............... Capital reserves..................................... Total Equity Capital......... 850 Subordinated notes & debentures........................ TOTAL 11 513 Sixty-Fourth Report 197 CITIZENS BANK, STRONG Population 965 Chartered January 19, 1931 Union County P.0. Box 188 Telephone Number 797-7361 Zip Code 71765 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *0. B. Clark................................. President C. R. Mason......................... Vice President L. K. Robertson...............................Cashier 0. B. Clark C. R. Mason L. K. Robertson Ray B. Finney Chadd L. Durrett •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks___ U.S. Treasury securities__ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL MU. Thou. 1 370 125 160 859 70 660 1 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... 1 2 553 000 5 192 3 750 3 4 754 211 Equity Capital 2 20 4 477 200 Capital stock...................... 100 Surplus ............................... Undivided profits............... 423 Capital reserves..................................... Total Equity Capital........ 723 Subordinated notes & debentures........................ TOTAL 4 477 State of Arkansas: 198 Bank Department THE FARMERS AND MERCHANTS BANK, STUTTGART Population 10,500 Chartered December 29, 1945 Arkansas County P.O. Box 947 Telephone Number 673-1661 Zip Code 72160 Number of Branches: Inside City — 3; Outside City — 0 Principal Officers Directors Roy 0. McCollum, III *Artie Seidenschwarz.................President & Chairman of Board James R. Oliver Lloyd Ratcliff Lloyd Ratcliff........................................ VicePresident Artie Seidenschwarz Leonard H. DeVun___Vice Pres. & Cashier Don Pattillo.........Vice Pres. & Trust Officer Horace Sickel Don Underwood.....................................VicePresident Curtis Siems Billy E. Simpson William R. Trice................................... VicePresident B. J. St. John Ralph Wilson........................................ VicePresident D. W. Tweedy Carl A. Gunter...................................... VicePresident Ralph Wilson ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions....... .............. All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 5 685 924 610 7 998 40 422 LiabUities Mil. Thou. Demand deposits.................. Time deposits....................... U.S. Gov’t deposits.............. Public funds.......................... Deposits of banks.................. Total Deposits................... Excess funds purchased....... All other liabilities................. Total liabilities................. 15 29 2 49 3 53 939 515 386 480 777 097 450 496 043 Equity Capital 741 1 483 57 863 Capital stock........................ Surplus................................ Undivided profits................. Capital reserves.................... Total Equity Capital......... Subordinated notes & debentures........................ TOTAL 1 1 2 000 4 300 101 419 820 57 863 Sixty-Fourth Report 199 CITIZENS BANK, TILLAR Population 293 Drew County Chartered July 28, 1913 P.0. Box 128 Telephone Number 392-2292 Zip Code 71670 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *W. R. Smith, Jr............................ President Wray B. Smith . .Vice President and Cashier W. R. Smith ............Chairman of the Board Teresa W arf.................... Assistant Cashier Donald W. Cash James E. Paisa C. R. Prewitt Emmett N. Smith W. R. Smith W. R. Smith, Jr. Wray B. Smith ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 435 100 637 5 Liabilities Mil. Thou. 830 Demand deposits................. 4 282 Time deposits...................... U.S. Gov’t deposits.............. 11 Public funds.......................... 583 Deposits of banks................. .................. Total Deposits................... 5 706 Excess funds purchased....... All other liabilities................. 6 Total liabilities................. 5 712 074 Equity Capital 64 8 6 318 Capital stock........................ Surplus................................ Undivided profits................. Capital reserves.................... Total Equity Capital........ Subordinated notes & debentures........................ TOTAL 121 379 101 5 606 6 318 State of Arkansas: 200 Bank Department BANK OF TRUMANN, TRUMANN Population 6,402 Chartered October 2, 1911 Poinsett County P.O. Box 48 Telephone Number 483-6333 Zip Code 72472 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors J. C. Stuckey................................ President *Clyde Robertson, Jr. . .Executive Vice Pres. Eugene Pounds..........Senior Vice President Wilburn J. C o le .......Vice Pres, and Cashier Fannie Mae Kent...............Assistant Cashier Melba Jean Wood...............Assistant Cashier Phillip Milligan......... Assistant Loan Officer Lena Heath......................... Branch Manager J. C. Stuckey Clyde Robertson, Jr. Eugene Pounds Wilburn J. Cole Kenneth K. Yarbrough Clifford C. Purvis J. F. Lady Leon Massey T. M. Clogston •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets IMil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL 1 962 444 3 623 2 007 2 13 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 5 13 382 135 230 723 19 490 20 200 19 690 1 300 262 1 662 21 352 098 Equity Capital 110 106 21 352 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures........................ TOTAL 100 201 Sixty-Fourth Report BANK OF TUCKERMAN, TUCKERMAN Population 1,731 Chartered November 8 , 1902 Jackson County P.O. Box 700 Telephone Number 349-5155 Zip Code 72473 Number of Branches: Inside City — 0; Outside City — 2 Principal Officers Directors *Van Smith................................... President Cornelius Adcox.......... Cashier & Secretary Willie M. Crandall........................... Auditor Scotty Armstrong R. O. Norris Bob Penix Van Smith * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL .............................. 1 775 001 1 988 1 819 4 61 40 631 Liabilities MU. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... . 4 4 9 095 181 29 004 27 336 9 65 401 1 100 400 422 200 122 10 523 1 Equity Capital 95 113 10 523 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . State of Arkansas: 202 Bank Department TYRONZA BANK, TYRONZA Population 601 Chartered October 31, 1951 Poinsett County P.O. Box 95 Telephone Number 487-2161 Zip Code 72386 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Charles F. Luter......................... President Maxyne Ursery.......... Vice Pres. & Cashier Jimmy C row ...............Asst. Vice President A. A. Banks G. E. Beley John H. Emrich Charles F. Luter H. F. Norcross, Jr. ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL 679 985 1 126 2 484 4 593 Liabilities Mil. Thou. 2 162 Demand deposits................. Time deposits...................... 6 149 U.S. Gov’t deposits.............. 26 Public funds.......................... 520 Deposits of banks................... 6 Total Deposits................... 8 863 Excess funds purchased....... All other liabilities............... .................. Total liabilities................. 8 863 Equity Capital 124 Capital stock........................ 50 Surplus................................ 525 Undivided profits................. 553 Capital reserves..................................... Total Equity Capital......... 1 128 Subordinated notes & debentures........................ 9 991 TOTAL 9 991 203 Sixty-Fourth Report CITIZENS BANK & TRUST CO., VAN BUREN Population 9,452 Chartered December 20, 1910 Crawford County P.O. Box 469 Telephone Number 474-1201 Zip Code 72956 Number of Branches: Inside City — 2; Outside City — 1 Principal Officers Directors Doyle Hopkins............... Chairman of Board Dane Riggs .................................. President *L. C. Gunn......... Executive Vice President R. H. Terry. .Vice President &Trust Officer Frank Wofford...................... Vice President John Johnson........ Assistant Vice President Eugene P. Hobbs..............................Cashier Harrell Ballentine Lonnie Batchelor Edgar E. Bethel Carl Creekmore C. C. Gunn Eugene P. Hobbs Doyle Hopkins Dane Riggs Jack E. White •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 2 1 873 392 200 3 144 101 1 18 125 174 1 290 351 28 650 Liabilities Mil. Thou. Demand deposits................. Time deposits...................... U.S. Gov’t deposits.............. Public funds.......................... Deposits of banks.................. Total Deposits................... Excess funds purchased....... All other liabilities............... Total liabilities................. 9 11 25 793 836 230 872 278 009 1 26 052 061 2 Equity Capital Capital stock........................ 400 Surplus................................ 1 100 Undivided profits................. 1 089 Capital reserves..................................... Total Equity Capital......... 2 589 Subordinated notes & debentures........................ TOTAL 28 650 204 State of Arkansas: Bank Department PEOPLES BANK & TRUST COMPANY, VAN BUREN Population 9,452 Chartered August 12, 1933 Crawford County P.O. Box 429 Telephone Number 474-6801 Zip Code 72956 Number of Branches: Inside City — 2 ; Outside City — 0 Principal Officers Directors *William W. Thomas___•................President Gene Bell..............Vice President & Cashier C. E. Dougan........................Vice President Dick McLelland___Assistant Vice President Vince Haney.....................Assistant Cashier Deweese Jackson Stedman---- Asst. Cashier Frances Rapier................. Assistant Cashier Carolyn Johnson..........Executive Secretary William W. Thomas Gene Bell Clyman Izard Paul Hurst Wesley Wamock C. J. Franklin Joe Kirksey * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL 1 1 345 311 600 3 829 17 100 139 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 9 11 1 445 137 191 718 22 491 22 22 513 Equity Capital 136 170 24 630 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures........................ TOTAL 1 200 800 088 29 2 117 24 630 Sixty-Fourth Report 205 BANK OF WALDO, WALDO Population 1,658 Chartered September 2, 1899 Columbia County P.O. Box 366 Telephone Number 693-5858 Zip Code 71770 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *Larry R. McCord......................... President Mrs. J. Thurston Howell.......Vice President Mrs. Mary H. Martin ................... Cashier Larry R. McCord Mrs. J. Thurston Howell Mrs. Mary H. Martin •Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL .............................. Mil. Thou. 2 402 800 300 589 200 1 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... Mil. Thou. 2 2 142 556 12 343 5 053 5 053 229 Equity Capital 3 5 5 528 Capital stock...................... Surplus.............................. Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL................................ 150 100 85 140 475 5 528 State of Arkansas: 206 Bank Department THE PEOPLES BANK, WALDO Population 1,658 Columbia County Chartered June 22, 1910 P.O. Box 426 Telephone Number 693-5551 Zip Code 71770 Number of Branches: Inside City — 1; Outside City — 1 Principal Officers Directors *Harold Fincher.............................President Richard Clark.......Executive Vice President Joyce N. Crane................................ Cashier Harold Fincher Richard Clark Dorothy J. Fincher Imogene M. Clark Steven Clark Fincher Mary Fincher Baird G. F. Scott Betty Lou Scott ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil., Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 476 415 1 609 1 797 4 726 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased---All other liabilities.............. Total liabilities............... Mil. Thou. 2 5 665 492 4 836 8 997 8 997 1 250 250 535 10 045 10 042 Equity Capital 11 8 10 042 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures TOTAL Sixty-Fourth Report 207 BANK OF WALDRON, WALDRON Population 2,400 Scott County Chartered April 3, 1901 P.O. Box 278 Telephone Number 637-2161 Zip Code 72958 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors Dale Rodgers................. Chairman of Board Dale Rodgers *Bill Philpot....................................President Bill Philpot Knox Dozier........Executive Vice President Knox Dozier Patsy Hawkins__ Vice President & Cashier Charlye Davidson Pat Davenport...................................... VicePresident W. W. Davis Wanda Kuhlmann...........................AssistantCashierIsom Crutchfield Carolyn Terrill.............................. AssistantCashierO. K. Goodner Robbie Zimmer.............................. AssistantCashierS. E. Mitchell ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks ............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets ................... TOTAL .............................. 1 1 291 268 2 587 4 838 13 150 342 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 5 13 1 959 314 140 774 21 187 21 190 377 1 000 Equity Capital 42 293 23 811 Capital stock...................... Surplus.............................. Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . 600 834 2 434 23 811 208 State of Arkansas: Bank Department WARREN BANK AND TRUST COMPANY, WARREN Population 7,031 Chartered December 28, 1901 Bradley County P.O. Box 350 Telephone Number 226-2621 Zip Code 71671 Number of Branches: Inside City — 2; Outside City — 1 Principal Officers Directors L. W. Ederington *Gerard Sangster...........................President Gerald Burton.......... Senior Vice President, L. H. Derby, Jr. Cashier, Trust Officer John B. Frazer, Jr. Pauline Hollingsworth........... Vice President F. Martin Hankins Joe Eason..............................Vice President W. Sykes Harris James E. Smith___ Assistant Vice President J. E. Hurley, Jr. Ouita Huitt.............Assistant Vice President C. A. Milton Betty Lovett.................... Assistant Cashier Gerard Sangster Katherine Fort................. Assistant Cashier G. F. Wynne, M.D. Carolyn Curry ................. Assistant Cashier George Hamilton...........................AssistantCashier William C. Wisener...........Assistant Cashier * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets ]Mil. Thou. Cash & due from banks....... U.S. Treasury securities . .. . Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets .................. TOTAL 4 989 929 5 236 1 003 950 271 21 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 2 908 242 143 420 32 713 33 368 081 6 23 Equity Capital 946 578 35 902 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital........ Subordinated notes & debentures........................ TOTAL 2 300 400 751 370 821 35 902 1 Sixty-Fourth Report 209 BANK OF WEINER, WEINER Population 715 Poinsett County Chartered April 2, 1909 P.O. Box 307 Telephone Number 684-2221 Zip Code 72479 Number of Branches: Inside City — 0; Outside City — 1 Principal Officers Directors *John Hogue..................................President Niles Bise........................Sr. Vice President Michael Gillis....................................Cashier Bill Craft......................... Assistant Cashier John Hogue Niles Bise Ronald Hogue Earnest Hogue Malcolm Hogue R. H. Ziegenhom * Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL .............................. Mil. Thou. 3 861 166 3 264 2 860 101 9 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased---All other liabilities.............. Total liabilities............... . 4 11 18 431 855 142 478 67 973 300 37 310 1 200 800 662 29 691 20 001 1 17 513 Equity Capital 193 43 20 001 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures...................... TOTAL............................... . State of Arkansas: 210 Bank Department MERCHANTS AND FARMERS BANK, WEST HELENA Population 11,007 Phillips County Chartered October 4, 1948 P.O. Box 2497 Telephone Number 572-3481 Zip Code 72390 Number of Branches: Inside City — 1; Outside City — 0 Principal Officers Directors S. H. Hurst..............Chairman of the Board *Douglas Simmons......................... President Roy B. Warren............... Sr. Vice President James A. Bogle .. .Vice President & Cashier Gordon M. White.................... Vice President E. F. Kalb, Jr.......................Vice President Bill Simmons........ Assistant Vice President James P. Baker, Jr. James E. Boyd Brooks Griffin C. L. Harris S. H. Hurst James L. Linder Jesse Porter Douglas Simmons ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets IMil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 2 347 801 5 783 3 848 100 20 Liabilities MU. Thou. Demand deposits............... Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 6 17 5 29 1 31 324 741 291 154 231 417 550 81 048 Equity Capital 162 215 33 580 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures........................ TOTAL 2 500 800 142 90 532 33 580 1 211 Sixty-Fourth Report BANK OF WEST MEMPHIS, WEST MEMPHIS Population 25,892 Crittenden County Chartered April 21, 1928 P.0. Box 128 Telephone Number 735-2922 Zip Code 72301 Number of Branches: Inside City — 3; Outside City — 0 Principal Officers Directors *Jack K. Hogan............................ President Robert L. Wright .Executive Vice President Paul Neal ............................. Vice President James W. Russell.................... Trust Officer Mary G oe___Vice Pres. & Trust Operations Robert L. Naylor..................Vice President Charles Ellard.......................Vice President Josephine Duncan............................. Cashier Ola Jones......................... Assistant Cashier Judy Gobbell.................... Assistant Cashier Doris Swindler................. Assistant Cashier Janie L. Tate ...................Assistant Cashier Jan Willis......................... Assistant Cashier Ruth Manchester___Vice Pres. & Secretary James W. Skelley..................Vice President Davis Biggs R. E. Eden James C. Hale James A. Heath Jack K. Hogan W. K. Ingram, Sr. W. Kent Ingram, Jr. Robert McCarley Zach McClendon, Sr. Zach McClendon, Jr. Lloyd C. McCuiston, Jr. Bob G. Morgan Paul O’Neal W. F. Slaughter J. C. Tennison Richard H. Upton ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 4 4 460 814 4 452 7 074 2 800 875 11 16 Liabilities Mil. Thou. Demand deposits............... . Time deposits.................... . U.S. Gov’t deposits............ Public funds........................ . Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 13 19 3 893 789 346 764 37 802 38 281 083 10 Equity Capital 364 662 41 512 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures............ TOTAL 1 1 1 000 000 3 403 26 429 41 512 State of Arkansas: 212 Bank Department RICE GROWERS BANK, WHEATLEY Population 507 Chartered September 27, 1909 St. Francis County P.O. Box 156 Telephone Number 457-2311 Zip Code 72392 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors *William L. Horner, Jr................... President James C. Tipton.. .Vice President & Cashier John E. Allmon, III---- Asst. Vice President Rick Cross...................Asst. Vice President William L. Horner, Jr. Mayme Lyon *Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil., Thou. Cash & due from banks....... U.S. Treasury securities---Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net).......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 871 399 1 703 1 057 6 997 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased___ All other liabilities.............. Total liabilities............... . 1 690 874 40 970 10 574 10 574 2 5 Equity Capital 374 43 11 444 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital......... Subordinated notes & debentures............ TOTAL 100 600 170 870 11 444 213 Sixty-Fourth Report WILMOT STATE BANK, WILMOT Population 1,200 Chartered October 25, 1937 Ashley County P.0. Box 95 Telephone Number 473-5500 Zip Code 71676 Number of Branches: Inside City — 0; Outside City — 0 Principal Officers Directors Wm. B. de Yampert.................... President *John Crews.......... Executive Vice President N. R. Kirkwood..................Vice President Sue H. Johnson............................. Cashier Wm. B. de Yampert John B. Currie John B. Currie, Jr. Henry Morschheimer, Jr. N. R. Kirkwood ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions..................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 725 839 100 358 2 Liabilities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased---All other liabilities.............. Total liabilities............... Mil. Thou. 1 1 324 185 35 952 3 496 3 496 330 Equity Capital 3 18 4 373 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures............ TOTAL 120 405 352 877 4 373 State of Arkansas: 214 Bank Department BANK OF WILSON, WILSON Population 1,048 Chartered October 3, 1908 Mississippi County P.O. Box 338 Telephone Number 655-3251 Zip Code 72395 Number of Branches: Inside City — 0; Outside City — 1 Principal Officers Directors R. E. L. Wilson.......Chairman of the Board *J. B. Gwyn.................................... President J. T. Shenep.................................... Cashier (Mrs.) Florabel Bishop___Assistant Cashier (Mrs.) Gatha Watson.........Assistant Cashier (Reiser Office) R. E. L. Wilson J. B. Gwyn C. L. Denton, Jr. J. B. Hilliard Caldwell D. Lowrance Michael E. Wilson Stephen A. Wilson 'D esignates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets MU. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL 1 993 771 500 1 516 1 250 661 3 LiabUities Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. Excess funds purchased---All other liabilities.............. Total liabilities............... Mil. Thou. 4 649 146 1 369 8 230 8 29 259 2 66 Equity Capital 16 Capital stock...................... Surplus............................... Undivided profits............... Capital reserves................. Total Equity Capital....... Subordinated notes & debentures 9 707 TOTAL 100 900 448 1 448 9 707 Sixty-Fourth Report 215 CROSS COUNTY BANK, WYNNE Population 7,296 Cross County Chartered June 5, 1891 P.0. Box 9 Telephone Number 238-8171 Zip Code 72396 Number of Branches: Inside City — 1; Outside City — 1 Principal Officers Directors Rafe Andrews...............................President *Ken McClanahan..........Exec. Vice President Winifred G. Sigman .Adm. Vice President & Cashier Bobbie Nell Brown.................Vice President Mazie Ballard......................... Vice President Ann Jones...............Assistant Vice President Larry Lawson........ Assistant Vice President Twyla Hollowell.................Assistant Cashier Ronnie Sims .....................Assistant Cashier Judy Thomas............... Executive Secretary David Drexler Dave Block, Jr. Gerald L. Blackburn Pete Imboden, III Willard G. Burks, M.D. Eugene Goodart I. M. Steinberg W. W. Shaver, Jr. John H. Johnston, Jr. Rafe Andrews •Designates Chief Executive Officer STATEMENT AS OF JUNE 30, 1978 Assets Cash & due from banks___ U.S. Treasury securities__ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets................... TOTAL .............................. Mil. Thou. 1 1 891 633 3 917 3 942 15 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... . 7 14 2 877 451 198 184 24 710 24 236 946 029 Equity Capital 588 431 27 431 Capital stock...................... Surplus.............................. Undivided profits............... Capital reserves................. Total Equity Capital....... . Subordinated notes & debentures...................... TOTAL............................... . 2 500 750 219 16 485 27 431 1 216 State of Arkansas: Bank Department THE BANK OF YELLVILLE, YELLVILLE Population 1,000 Chartered December 13, 1945 Marion County P.O. Box 325 Telephone Number 449-4231 Zip Code 72687 Number of Branches: Inside City — 0; Outside City — 1 Principal Officers Directors *Bernice Berry.............................. President John E. Linton_Executive Vice President Fred A. Berry....................Vice President Jimmy N. Thomason........... Vice President Duane C. Price .....................Vice President Sherry Graham................Assistant Cashier Bernice Berry Fred A. Berry John E. Linton Jimmy N. Thomason Karl King Hal Bumes Dennis Bechhold Larry Evans Wynona Willingham Oran Carter * Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Mil. Thou. Cash & due from banks....... U.S. Treasury securities___ Oblig. of other U.S. Gov’t agencies & corporations ... Oblig. of States & political subdivisions...................... All other securities including corporate stocks............... Excess funds sold ............... Loans (Net)......................... Bank premises, furniture and fixtures............................. All other assets .................. TOTAL 1 3 13 266 196 830 Liabilities Mil. Thou. Demand deposits............... Time deposits.................... U.S. Gov’t deposits............ Public funds........................ Deposits of banks............... Total Deposits................. . Excess funds purchased___ All other liabilities.............. Total liabilities............... 1 045 780 54 016 16 895 1 000 18 132 027 5 10 566 Equity Capital 437 548 19 843 Capital stock...................... 208 700 Surplus............................... 908 Undivided profits............... Capital reserves..................................... Total Equity Capital .._---1 816 Subordinated notes & debentures........................ TOTAL 19 843 Sixty-Fourth Report 217 SIXTY-FOURTH REPORT showing THE CONDITION OF THE 2 ARKANSAS STATE CHARTERED TRUST COMPANIES (Not engaged in commercial banking) ASSETS AND LIABILITIES ARE AS SHOWN BY THE CALL OF JUNE 30, 1978 State of Arkansas: 218 Bank Department GUARANTY LOAN & TRUST COMPANY, HELENA Population 11,000 Phillips County Chartered February 9, 1910 P.O. Box 219 Telephone Number 338-6708 Zip Code 72342 (Not engaged in commercial banking) Principal Officers Directors *Sam J. Howe................. Chairman of Board Otis W. Howe, Jr...........................President J. H. Howe........................... Vice President Carl D. Morris..............Secretary-Treasurer Sam J. Howe Otis W. Howe, Jr. J. H. Howe Carl D. Morris Robert Howe ’ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks___ Loans (Net)........................ Business premises, furniture and fixtures.................... All other assets ................. TOTAL Mil. Thou. 40 117 2 Liabilities Trust funds........................................ 38 Total trust funds............................ 38 Total liabilities................. 38 40 199 Mil. Thou. Equity Capital Capital stock........................ Surplus................................. Undivided profits.................. Total Equity Capital......... 50 50 61 161 TOTAL 199 Sixty-Fourth Report 219 METROPOLITAN TRUST COMPANY, NORTH LITTLE ROCK Population 60,040 Pulaski County Chartered June 5, 1925 P.O. Box 4143 Telephone Number 758-1212 Zip Code 72116 (Not engaged in commercial banking) Principal Officers Directors Justin Matthews, I I I ___Chairman of Board *Walter L. Burroughs......................President J. Somers Matthews............ Vice President Hal C. Matthews..........Asst. Vice President Eva M. Hale.................. Secretary-Treasurer Betty M. Couch...................Asst. Secretary Justin Matthews, III Walter L. Burroughs Eva M. Hale Lila B. Hornor Richard B. Adkisson Howard Cockrill Jas. D. Simpson Anne M. Glenn, Deceased March 16, 1978 Robert K. Beal ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 19 7 8 Assets Mil. Thou. Cash & due from banks....... Oblig. of States & political subdivisions...................... Business premises, furniture and fixtures...................... All other assets ................... TOTAL .............................. 421 Liabilities Mil. Thou. All other liabilities............... Total liabilities................. 91 91 30 Equity Capital 2 162 615 Capital stock........................ Surplus................................ Undivided profits................. Total Equity Capital......... TOTAL................................ 164 20 340 524 615 State of Arkansas: 220 Bank Department SIXTY-FOURTH REPORT showing THE CONDITION OF THE 3 ARKANSAS STATE CHARTERED ACT 111 INDUSTRIAL LOAN INSTITUTIONS (Not engaged in commercial banking) ASSETS AND LIABILITIES ARE AS SHOWN BY THE CALL OF JUNE 30, 1978 Sixty-Fourth Report 221 SOUTHERN CREDIT CORPORATION, MALVERN Population 9,856 Chartered October 9, 1959 Hot Spring County P.O. Box 400 Telephone Number 332-2462 Zip Code 72104 Act III, Industrial Loan Institution (Not engaged in commercial banking) Principal Officers Directors *W. H. McClure...............................President Layne Sparks .............. Secretary-Controller George L. McClure........................Treasurer W. H. McClure George L. McClure Vance Jernigan Jewelle Johnson A. J. Wilks Ray Cook Layne Sparks George L. McClure, Jr. ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets 855 1 4 802 018 47 Investment Certificates---Total Certificates............ All other liabilities.............. Total liabilities............... 7 7 7 7 909 137 27 164 Equity Capital 242 258 245 745 Capital stock...................... Surplus............................... Undivided profits............... Total Equity Capital....... TOTAL .............................. b- 187 Mil. Thou. fH 1 Liabilities CO Cash & due from banks___ Oblig. of States & political subdivisions.................... All other securities including corporate stocks.............. Loans (Net)........................ All other assets................. Mil. Thou. TOTAL................................ 7 909 222 State of Arkansas: Bank Department HALLMARK LOAN AND INVESTMENT CORPORATION NORTH LITTLE ROCK Population 60,040 Pulaski County Chartered October 21, 1927 Telephone Number 376-3523 Zip Code 72114 Act III, Industrial Loan Institution (Not engaged in commercial banking) Principal Officers Directors *D. M. Fitzgerald ..........................President William Brandon ..........................Treasurer Dorrance A. Williams....................Secretary D. M. Fitzgerald William Brandon Dorrance A. Williams ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 Assets Cash & due from banks....... Loans (Net)...................... ». Business premises, furniture and fixtures...................... All other assets ................... Mil. Thou. 1 350 615 5 49 Liabilities Mil. Thou. Investment Certificates....... Total Certificates.............. All other liabilities................. Total liabilities................. 1 1 1 749 749 83 832 Equity Capital TOTAL 2 019 Capital stock........................ Surplus........................................ Total Equity Capital......... 187 TOTAL 019 2 37 150 64th Annual Report 223 NATIONAL CREDIT CORPORATION, PINE BLUFF Population 60,000 Jefferson C ou n ty C h artered A p ril 13, 1941 P .O . B o x 5317 T elep h on e N u m b er 534-3250 Z ip C o d e 71601 A c t I I I , Industrial L oan Institution (N o t en ga ged in com m ercial banking) Principal Officers Directors * D avid G. D ennie, J r .............P resid en t & C E O G. E . P u d d e p h a t t.......Sr. V ic e P r e s. & S ec. D avid A . S h ort ...........................V ic e P re sid e n t D aniel C. H o r t o n ................................. T re a su re r C lifford A . D avies D avid G. D ennie, Jr. C harles R ich ard D ixon T e d N . D rake R o b e r t L . F ik es M orrell G athright W . D. J on es Sim on J oseph A lb e r t F . O tten ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 3 0 , 1978 A sse ts M U. T h o u . Cash & due from b a n k s ____ L oan s ( N e t ) ............................... . B usiness prem ises, furniture and fix t u r e s ........................... A ll o th e r assets ...................... . 1 6 553 048 3 84 970 L ia b ilit ie s In vestm en t C ertificates . . . . . T otal C e r t ific a t e s ........... A ll o th e r lia b ilitie s .............. T otal lia b ilit ie s ................ . . . M il. T h o u . 9 9 10 637 637 996 633 1 125 625 272 022 11 655 E q u i t y C a p it a l C apital s t o c k ......................... S u r p lu s .................................... U n divid ed p r o f it s ................ T otal E q u ity C apital . . . T O T A L ...................................... . 11 655 T O T A L .................................... . . .
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