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REPORT OF
TH E

BANK COMMISSIONER




OF A R K A N S A S
1982

F R A N K W H IT E
Governor
B. J. L A M B E R T , JR.
State Bank Commissioner
SH IR LEY J. T H O M A S
Director
Department of Commerce




LIBRARY

S IX T Y -E IG H T H REPOR T
OF T H E

BANK COMMISSIONER
OF T H E
S T A T E OF A R K A N S A S

FOR THE YEAR ENDED JUNE 30, 1982




B. J. L A M B E R T , JR.

State Bank Commissioner

S T A T E OF A R K A N S A S
OFFICE OF S T A T E B A N K D E P A R T M E N T
August 11, 1982
T o the H onorable Frank W hite
Governor o f Arkansas
Dear Governor:
In compliance with the provisions o f A ct 113 o f 1913 (now found in Sec­
tion 6 7 -111 , Arkansas Statutes o f 1947), I submit for your consideration
and inform ation, the Sixty-Eighth Annual Report o f the State Bank Depart­
ment for the fiscal year ended June 30, 1982.
A t June 30, 1982, there were 191 State-chartered commercial banks
under supervision o f the State Bank Department. During the past fiscal
year, one small state bank, Citizens Bank, Tillar, was declared insolvent
and was ordered closed June 23, 1982. The bank was turned over to the
F .D .I .C . for liquidation.
The assets o f the State banks totaled $ 6 ,1 6 5 ,2 5 6 ,0 0 0 at June 30, 1982.
Total assets this time last year, amounted to $ 5 ,5 8 6 ,2 3 2 ,0 0 0 , a dollar in­
crease o f $579 ,0 2 4 ,0 0 0 or 1 0 .4 % .
In addition to the 191 commercial banks, this Department supervises 2
Trust Com panies and 3 Industrial Loan Institutions, for a total o f 196
financial institutions as o f June 30, 1982.
In addition to the inform ation set out above, this report reflects in detail
the condition o f each o f the 196 active institutions as o f June 30, 1982. A lso
given is information pertaining to Bank Department and federal super­
visory agency personnel and personnel o f the Arkansas Bankers A ssocia­
tion. A statement showing the receipts and disbursements o f the Bank
Department is also included.




Respectfully,

B .J. L A M B E R T , JR.
State Bank Commissioner

Sixty-Eighth Report

3

LEGAL HOLIDAYS

New Year’s D a y ............................

January 1.

Robert E. Lee’s Birthday...........

January 19.

George Washington’s Birthday

Third Monday in
February.

Memorial D a y .................................

Last Monday in M ay.

Independence D a y ........................

July 4.

Labor D a y .......................................

First Monday in Sept.

Veterans’ D a y .................................

November 11.

Thanksgiving D a y ........................

Fourth Thursday in
November.

Christmas E v e ..............................

December 24.

Christmas D a y ..............................

December 25.

A ll Bills of Exchange, drafts, or Promissory Notes, which shall become
payable on a legal holiday shall be payable on the day next succeeding such
holiday. In case any legal holiday falls on Sunday, the next succeeding
Monday shall be a legal holiday in its stead.




4

State of Arkansas:

Bank Department

D E P A R T M E N T A L RO STE R
____ State Bank Commissioner
Assistant Bank Commissioner
..................Department Attorney
____ C h ief Review Examiner
........................ Financial Analyst
...............Business Controller II
....................Executive Secretary
.....................................Secretary II
............................. Legal Secretary
.............................. Clerk Typist II
.............................. Clerk Typist II

B .J. Lambert, Jr. .
D o n . R . C l a r k ____
Candace A . Franks
Olan B . W ages . . .
Louis W . Elkins . .
Jackie D ic u s ............
Cynthia N ix o n ____
Brenda H o lla n d . . .
Eloise W illiam s . . .
Debra N e ls o n ..........
Kim S c h in k a l..........

F IN A N C IA L E X A M IN E R SU PERVISO R
Ronny A . Clay
Charles E . C o o k , Jr,
James A . Edington
Eddie E . Fitzhugh
Larry M . Hillyard

I. Joe Miles
Burnis M . Posey
Steven L . Purdy
Cynthia A . W hite

F IN A N C IA L E X A M IN E R II
W illiam R . M ilum
George E . Myers
M ark J. Pennebaker
M ark W . Wegener

E . Sue Burgess
Luther Guinn
Dianne Lefear
W . Keith M elson

F IN A N C IA L E X A M IN E R I
Patty S. M cIntosh

F IN A N C IA L E X A M IN E R T R A IN E E
Peter G . Fotioo
James M . Franklin, Jr.
Paul H . Jilg
H . W ilk s Marshall, Jr.

D ana L . Rowlett
Gregory M . Stewart
Jack L . W alker
W illiam A . W h itm ore

S T A T E B A N K IN G B O A R D
W illiam C . L yon , C h a irm a n ...............................................................................Fordyce
James H . A t k i n s ...............................................................................................Little Rock
Elmer A . F erguson.....................................................................................................D eW itt
M rs. Betty W ilk in s o n ...................................................................................... Greenwood
D r. Ralph R a t t o n ................................................................................................Paragould
D on R . C lark, Secretary................................................................................ Little Rock

OFFICE
STATE BAN K DEPARTM EN T




One Capitol M a ll, 4B — 210
Little R ock, Arkahsas, 72201-1093
Telephone: (501) 371-1117

5

Sixty-Eighth Report

COMMISSIONERS OF THE
STATE BANK DEPARTMENT
STATE OF ARKANSAS

No. Name

D ate o f Appointm ent

D ate Service Ended

1. John M . D a v is..................... October 6, 1913

October 3, 1918

2. A . J. Reap..............................October 3, 1918

March 22, 1919

3. W . T. M axw ell..................... March 22, 1919

September 1, 1921

4. Charles M c K e e ...................September 1, 1921

July 28, 1925

5. Loid Rainwater................... July 28, 1925

February 8, 1927

6. Walter E. Taylor.................February 8, 1927

January 10, 1933

7. Marion W a sso n ................... January 10, 1933

January 12, 1937

8. Grover S. Jernigan............ January 12, 1937

January 14, 1941

9. Thomas W . L e g g ett.......... January 14, 1941

February 1, 1949

10. S. J. D e a n ..............................February 1, 1949

December 31, 1949

11. Ed I. McKinley, Jr..............December 31, 1949

March

12. A . R. M e r r itt....................... March 14, 1953

February 8, 1955

14, 1953

13. Dick S im p so n ..................... February 8, 1955

March 2, 1967

14. H. C. A dam s......................... March 3, 1967

March

15. Don R. Clark (A c tin g )___ March 16, 1979

April 19, 1979

16. B. J. Lambert, Jr................. April 19, 1979




16, 1979

6

State of Arkansas

Bank Department

The following is a statement showing the receipts and disbursements o f
the State Bank Department from July 1, 1981 through June 30, 1982.

RECEIPTS
Cash Balance June 3 0 ,1 9 8 1 ............
Examination and Assessment Fees
Charter and Am endm ent Fees . . .
Teller’ s Facility Application
and all Protest F e e s ....................
Penalties for Reserve Deficiencies
Miscellaneous F ees.............................
Reimbursement for M & R Sales .
W arrant Cancellations ....................
Refund to Expenditures .................

$

3 0 7 ,3 1 3 .4 0

1,081,220.79
10,774.48

6 ,000.00
16,739.20
786.50
2 ,4 4 1 .0 4
283.78
2 ,1 4 6 .3 6
1 ,1 20,392.15

$ 1 ,4 2 7 ,7 0 5 .5 5

D ISBURSEM ENTS
S alaries................................................................................. 6 12,554.98
Maintenance and General O perations.................... 66 ,7 9 2 .5 6
S .S , Retirement and Insurance M a tch in g ..............130,019.73
Professional Services and F ees.................................. 2 0 ,4 4 7 .4 0
Conference Fees and T r a v e l........................................ 175,998.44
Capital O u t la y ................................................................. 2 0 ,844.93
Service Charge by State Treasurer........................... 16,721.03
Cash Balance June 3 0,1982 ...............................................................




1,0 4 3 ,3 7 9 .0 7
38 4 ,3 2 6 .4 8

$ 1 ,4 2 7 ,7 0 5 .5 5

Sixty-Eighth Report

A R K A N S A S BAN K ER S A S S O C IA T IO N
221 W. Second Street
Suite 1027
Little Rock, Arkansas 72201
President..............................William H. Bowen, Chairman
Commercial National Bank, Little Rock, Arkansas 72203
First Vice President................ William H. Brandon, President
First National Bank of Phillips County
Helena, Arkansas 72342
Second Vice President.............John M. Lewis, Chairman
First National Bank, Fayetteville, Arkansas 72702
Treasurer..............................B. Gene Staton, President
DeWitt Bank & Trust Company, DeWitt, Arkansas 72042
To 1983................................. William W. Thomas, President
Peoples Bank & Trust Company, Van Buren
John M. Lewis, Chairman
First National Bank, Fayetteville
To 1984..................................Jimmie L. Taylor, President
Planters National Bank, Hughes
James R. Nipper, President
Bodcaw Bank, Stamps
Floyd Parker, President
Malvern National Bank, Malvern
Gerard Sangster, President
Warren Bank & Trust, Warren
To 1985..................................Searcy Harrell, President
Calhoun County Bank, Hampton
Max Taylor, President
Smackover State Bank, Smackover
Past Presidents ......................B.J. Ford, Chairman and President
Merchants and Planters Bank
Camden
Louis Ramsay, Chairman
Simmons First National Bank
Pine Bluff
Members at Large..................Wayne Hartsfield, President
First National Bank, Searcy
William H. Kennedy, Chairman
National Bank of Commerce
Pine Bluff
Ex-officio Members.............. Albert Rusher, President
Bank of Brinkley, Brinkley
Neil Floyd, President
First National Bank, Conway
J.C. Rieff, President
Farmers & Merchants Bank
Prairie Grove
Charles G. Colquitt, President
The First National Bank, Lewisville
James F. Stobaugh, Executive
Vice President
National Bank of Commerce
Pine Bluff
Executive Director.................. H. Charles Carvill
The Arkansas Bankers Association
Little Rock, Arkansas 72201

Y O U N G B A N K E R SECTIO N OFFICERS
President...............................John Womack, Assistant Vice President
The City National Bank of Fort Smith
Fort Smith
Vice President....................... William C. Wisener, Assistant Vice President
Warren Bank and Trust Company, Warren
Secretary................................ Holly Eddins, Assistant Cashier
Worthen Bank & Trust Co., N.A., Little Rock
Treasurer...............................Neala Wilson, Assistant Vice President
First National Bank of Phillips County, Helena



7

8

State of Arkansas:

Bank Department

THE REGIONAL ADMINISTRATOR
OF NATIONAL BANKS
Eighth National Bank Region, 165 Madison Avenue, Suite 800
Memphis, Tennessee 38103
Regional A dm in istrator............................
Deputy Regional Adm inistrator...........
Deputy Regional Adm inistrator...........
Telephone Number 521-3376

............. Dean S. Marriott
............. William J. Suman
. . A . Duncan McFarlane
Area Code 901

FEDERAL RESERVE BANK
OF
ST. LOUIS, MISSOURI
DISTRICT NO. 8
Telephone Number 444-8444

Area Code 314

President................................................................................... Lawrence K. Roos
First Vice P resident............................................................. Donald W . Moriarty, Jr.
Senior Vice President........................................................... A . B. Balbach
Senior Vice President & Controller................................ Joseph P. Garbarini
Senior Vice President, General Counsel
& Secretary..........................................................................F. Garland Russell, Jr.
Senior Vice President...........................................................Harold E. Uthoff
Senior Vice President........................................................... Robert E . Matthews
Vice P resid e n t........................................................................ Ruth A . Bryant
Vice P resid e n t........................................................................ Albert E. Burger
Vice P resid e n t........................................................................ James R. Kennedy
Vice P resid e n t........................................................................ Charles R. Halbrook
Vice P resid e n t........................................................................ Martha L. Perine
Vice P resid e n t........................................................................ Warren T. Snover
Vice P resid e n t........................................................................ Robert W . Thomas
Vice P resid e n t........................................................................ Delmer D. W eisz
Vice P resid e n t........................................................................ William J. Sneed
General A u ditor...................................................................... Ben C. Wade

LITTLE ROCK BRANCH
FEDERAL RESERVE BANK
OF
ST. LOUIS, MISSOURI
Telephone Number 372-5451

Area Code 501

Vice President and Manager..............................................John F. Breen
A ssistant Vice President & A ssistant M a n a g e r ___ Michael T. Moriarty
A ssistant Vice President.................................................... David T. Rennie




Sixty-Eighth Report

9

FEDERAL DEPOSIT INSURANCE CORPORATION
MEMPHIS REGION
One Commerce Square, Suite 1800
Memphis, Tennessee 38103
Telephone Number 521-3872

Area C ode 901

Regional D ir e c to r .................................................................................. David Meadows
Assistant Regional D ir e c to r ........................................................Louis A . Hurst, Jr.
Assistant Regional Director................................................ Raym ond M . Glass, Jr.

EXAMINERS FOR ARKANSAS
Robert E . C o n a tser...........................................................................................Russellville
Rickey M . B r u n n e r ...........................................................................................Russellville
Karl F. K a u ffm a n ............................................................................................. Russellville
James J. Peacock, Jr.........................................................................................Russellville
Robert C . Barber ............................................................................................... Jonesboro
Jack P. Court, Jr.................................................................................................Jonesboro
Jerry L . D u n c a n .................................................................................................Jonesboro
John R. G illette................................................................................................... Jonesboro
Frankie L . Pratt .................................................................................................Pine B lu ff
Billy W . C arro ll...................................................................................................Pine B luff
James A . C o l v i n ................................................................................................ Pine B lu ff
John A . J o n e s ..................................................................................................... Pine B lu ff
Harvey L . M e lt o n .............................................................................................. Pine B luff
Arthur R. S a n so m .............................................................................................. Pine B luff
Billy F. C o u c h ......................................................................................................... Memphis
Jerry W . C o x ........................................................................................................... Memphis
W illiam D . D e n t .................................................................................................... Memphis
James S. Henley, Jr............................................................................................... Memphis
Arthur B. M o n ro e ..................................................................................................Memphis




State of Arkansas:

10

Bank Department

STATE BANK DEPARTMENT
STATE OF ARKANSAS
ABSTRACT OF REPORTS OF CONDITION OF
STATE BANKS IN ARKANSAS
AS OF JUNE 30, 1982
(With Comparative Statement as of June 30, 1981, reported
in billions, millions & nearest thousand)

COMMERCIAL BANKS ONLY

ASSETS

June 30, 1982
191 Banks
Mil. Thou.

June 30, 1981
192 Banks
Mil. Thou.

Increase
(Decrease)
Mil. Thou.

Cash and due from
depository institution s............ . $

406 838

384 690

$ 22 148

U .S . Treasury Securities............... .

564 601

512 918

51 683

Obligations o f other
U .S . Government agencies
and corporations........................ .

629 457

504 309

125 148

Obligations o f States and
political su b d iv isio n s............... .

789 867

775 398

14 469

40 919

39 182

1 737

Excess funds sold and
securities purchased under
agreements to resell................... .

236 584

251 352

(14 768)

Loans, N e t ......................................... .

3,218 381

2,8 8 6 026

332 355

Bank premises, furniture and
fixtures, and other assets
representing bank premises . .

122 167

108 654

13 513

A ll other a s s e t s ............................... .

156 442

123 703

32 739

T O T A L A S S E T S ........................... .$ 6 ,1 6 5 256

$5,5 8 6 232

$579 024

A ll other secu rities........................




$

11

Sixty-Eighth Report

LIABILITIES
Dem and deposits, individ.,
partnerships, and corp........... . . $
Tim e deposits, individuals,
partnerships, and corp........... . .

June 30, 1982
191 Banks
Mil. Thou.
888 104

June 30, 1981
192 Banks
Mil. Thou.
$

982 646

Increase
(Decrease)
Mil. Thou.
($ 94

542)

3 ,926 270

3 ,466 875

459 395

Deposits o f U .S . G o vern m e n t.

7 320

6 891

429

Deposits o f States and
political su b d iv isio n s............

432 739

395 705

37 034

A ll other d e p o s its ........................

14 021

11 783

2 238

Certified and officers’
checks............................................

29 735

30 837

(1 102)

4 ,8 9 4 737

403 452

T O T A L D E P O S IT S ..................... . . 5,298 189
Total D e m a n d ........................... . . [1,037 314]

[1,135 501]

[(98 187)]

Total T im e .................................. . . [4,260 875]

[3,759 236]

[501 639]

Excess funds purchased and
securities sold under
agreements to repurchase____

199 325

80 607

118 718

110 123

97 118

13 005

5,607 637

5 ,072 462

535 175

Capital s t o c k ....................................

92 934

90 825

2 109

Surplus ................................................

177 006

156 352

20 654

Undivided profits and
capital re se r v e s..........................

263 851

242 437

21 414

T O T A L E Q U IT Y C A P I T A L . . . .

533 791

489 614

44 177

23 828

24 156

T O T A L L IA B IL IT IE S A N D
E Q U IT Y C A P I T A L ...................... . $6,165 256

$ 5,586 232

A ll other liabilities .......................
T O T A L L I A B I L I T I E S .............. . .

EQUITY CAPITAL

Subordinated notes and
debentures....................................




(328)

$579 024

COMPARATIVE STATEMENT SHOWING THE CONDITION OF STATE BANKS AND
OTHER FINANCIAL INSTITUTIONS FOR PAST THIRTY-FIVE YEARS
Number

Date

...........174
...........174
........... 176
...........177
........... 178
........... 177
........... 178
........... 179
...........182
........... 183
........... 183
........... 182
........... 182
........... 181
........... 182
........... 184
........... 184
........... 181
........... 181
........... 183
........... 183
........... 184
........... 186
........... 190
........... 189
........... 189
........... 189
........... 190
........... 189
........... 193
........... 193
........... 197
........... 197
........... 197
........... 196




340,469,900
344,900,700
354,288,100
358,571,300
383,178,600
398,584,300
411,324,600
430,059,100
460,899,300
470,719,000
503,671,700
543,739,400
570,442,400
612,166,700
678,287,800
768,113,400
807,558,600
873,276,600
989,004,700
1,061,757,391
1,131,416,659
1,241,796,969
1,359,632,702
1,597,107,432
1,878,549,252
1,945,756,869
2,297,681,593
2,539,093,884
2,840,548,000
3,238,833,000
3,637,925,000
4,077,989,000
4,418,488,000
4,916,390,000
5,325,145,000

82,157,200
101,075,200
94,148,700
108,035,400
120,769,700
125,554,200
159,028,000
158,246,800
190,365,300
187,089,200
202,943,500
229,693,600
253,908,500
280,359,500
323,914,100
385,157,700
435,202,600
491,193,100
541,711,900
599,813,633
626,212,026
707,282,836
771,945,349
910,097,287
1,097,787,057
1,122,127,159
1,427,913,448
1,554,933,410
1,612,543,000
2,009,127,000
2,351,893,000
2,719,788,000
2,613,607,000
2,903,208,000
3,240,537,000

Borrowed
Money

221,700
118,200
148,200
133,200
58,200
298,200
58,200
58,200
0
0
336,600
1,070,000
1,138,000
570,400
202,000
403,000
1,866,000
1,971,000
2,811,300
2,601,164
2,986,361
4,058,556
2,435,175
3,091,806
9,297,755
5,435,878
5,047,875
6,597,326
6,286,000
1,253,000
2,745,000
6,943,000
7,871,000
16,454,000
14,814,000

Cash

96,311,500
96,605,800
102,081,300
102,013,000
114,420,700
117,406,400
116,317,200
117,844,400
119,609,800
119,094,300
133,569,800
132,739,000
136,153,900
148,249,200
159,242,700
166,824,300
170,143,300
175,010,500
185,569,700
183,227,183
190,538,005
210,576,609
216,576,856
248,076,462
274,745,091
228,636,623
246,032,983
297,705,625
293,079,000
311,856,000
323,571,000
370,577,000
395,404,000
388,760,000
410,411,000

U.S. Treas.
Securities

160,340,700
148,075,000
158,652,300
148,390,100
144,775,800
152,351,100
135,033,400
148,234,300
140,958,000
150,285,000
148,166,500
155,785,000
155,449,300
155,723,600
160,497,100
169,592,900
155,870,900
159,366,100
186,600,200
189,139,644
206,198,703
194,248,984
196,913,431
216,399,847
210,128,150
198,777,648
198,508,207
195,778,357
261,406,000
264,651,000
297,408,000
339,592,000
377,847,000
512,918,000
564,601,000

Capital
Structure

Total
Resources

23,769,900
26,381,700
29,064,500
31,611,000
34,416,400
37,166,600
40,797,700
42,559,300
46,686,200
50,275,400
54,163,400
57,409,200
62,805,700
67,604,600
73,092,400
78,504,900
85,282,000
91,300,600
93,953,700
105,525,167
109,561,715
124,896,757
136,660,445
153,776,789
171,803,107
174,062,867
203,390,026
229,170,894
262,085,000
292,632,000
328,341,000
408,364,000
444,058,000
503,148,000
571,698,000

364,722,300
371,711,900
383,815,000
390,770,400
417,987,700
436,430,100
452,551,900
473,034,400
508,372,900
522,434,100
559,229,900
603,550,700
635,861,400
682,081,000
753,781,000
850,420,100
899,327,800
971,899,600
1,092,481,100
1,178,017,804
1,252,920,292
1,396,120,381
1,537,588,150
1,807,803,479
2,159,026,663
2,187,100,047
2,582,751,671
2,878,595,314
3,158,963,000
3,615,433,000
4,075,110,000
4,594,660,000
5,055,712,000
5,624,553,000
6,207,876,000

Bank Department

.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........
.........

Loans and
Discounts

State o f Arkansas:

June 30,1948
June 30,1949
June 30,1950
June 30,1951
June 30,1952
June 30,1953
June 30,1954
June 30,1955
June 30, 1956
June 29,1957
June 30,1958
June 30,1959
June 30,1960
June 30,1961
June 30,1962
June29, 1963
June 30,1964
June 30,1965
June 30,1966
June 30,1967
June30, 1968
June 30,1969
June 30,1970
June 30,1971
June 30,1972
June 30,1973
June 30,1974
June 30,1975
June 30,1976
June 30,1977
June30, 1978
June 30,1979
June 30,1980
June 30,1981
June 30,1982

Deposits

Sixty-Eighth Report

13

NATIONAL BANKS IN ARKANSAS
Name

Location

County

First National Bank.........................................
The First National Bank.................................
First National Bank of Sharp C ou n ty___
First National Bank.........................................
The First National Bank.................................
The First National Bank.................................
First National Bank.........................................
First National Bank.........................................
The First National Bank.................................
First National Bank.........................................
The First National Bank.................................
The First National Bank.................................
The First National Bank.................................
National Bank of C om m erce........................
The First National Bank.................................
Northwest National B a n k ............................
The First National Bank.................................
First National Bank of Eastern Arkansas
The City National B a n k .................................
The First National Bank.................................
The Merchants National B a n k ....................
Caddo First National B a n k ..........................
The First National Bank.................................
The First National Bank.................................
The First National Bank.................................
First National Bank of Phillips County . .
Helena National B ank.....................................
The Citizens National B ank..........................
The First National Bank.................................
First National Bank.........................................
Grand National B a n k .....................................
The Planters National B a n k ........................
The First National Bank.................................
Citizens National B ank...................................
The First National Bank.................................
The Commercial National B a n k .................
The First National Bank.................................
Metropolitan National B a n k ........................
Union National Bank.......................................
Worthen Bank & Trust Co., N .A .................
First National Bank.........................................
The Malvern National B a n k ........................
First National Bank.........................................
The First National Bank.................................
First National Bank.........................................
The First National Bank.................................
First American National B a n k ....................
National Bank of A rk an sa s..........................

Altheimer
Ashdown
A sh Flat
Batesville
Berryville
Blytheville
Brinkley
Camden
Conway
Crossett
DeQueen
D eW itt
El Dorado
El Dorado
Fayetteville
Fayetteville
Fordyce
Forrest City
Fort Smith
Fort Smith
Fort Smith
Glenwood
Green Forest
Gurdon
Harrison
Helena
Helena
Hope
Hope
Hot Springs
H ot Springs
Hughes
Huntsville
Jacksonville
Lewisville
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
Magnolia
Malvern
Marianna
McGehee
Mena
Nashville
No. Little Rock
No. Little Rock

Jefferson
Little River
Sharp
Independence
Carroll
Mississippi
Monroe
Ouachita
Faulkner
Ashley
Sevier
Arkansas
Union
Union
Washington
Washington
Dallas
St. Francis
Sebastian
Sebastian
Sebastian
Pike
Carroll
Clark
Boone
Phillips
Phillips
Hempstead
Hempstead
Garland
Garland
St. Franpis
Madison
Pulaski
Lafayette
Pulaski
Pulaski
Pulaski
Pulaski
Pulaski
Columbia
H ot Spring
Lee
Desha
Polk
Howard
Pulaski
Pulaski




14

State o f Arkansas:

Bank Department

NATIONAL BANKS IN ARKANSAS CONTINUED
Name_______________________________________________ Location

County

First National B ank...............
...............................Osceola
First National B ank...............
...............................Paragould
The First National Bank___
...............................Paris
National Bank of Commerce
...............................Pine Bluff
Pine B luff National B an k. . .
...............................Pine Bluff
Simmons First National B a n k ................................... Pine Bluff
First National Bank.........................................................Rogers
First National Bank.........................................................Russellville
First National Bank.........................................................Searcy
First National B ank.........................................................Sheridan
First National Bank.........................................................Siloam Springs
The First National Bank................................................ Springdale
First National Bank.........................................................Stuttgart
Commercial National B a n k ..........................................Texarkana
The State First National B a n k ................................... Texarkana
First National Bank of Poinsett County..................Trumann
Jackson County National B a n k ................................. Tuckerman
Citizens National Bank.................................................. W alnut Ridge
The First National Bank of Lawrence County . . . W alnut Ridge
Fidelity National B an k .................................................. W est Memphis
First National Bank.........................................................W est Memphis
The First National Bank................................................ W ynne

Mississippi
Greene
Logan
Jefferson
Jefferson
Jefferson
Benton
Pope
W hite
Grant
Benton
Washington
Arkansas
Miller
Miller
Poinsett
Jackson
Lawrence
Lawrence
Crittenden
Crittenden
Cross




15

Sixty-Eighth Report

NUMBER OP STATE AND NATIONAL BANKS BY
COUNTIES
W IT H THE NUMBER OF THEIR MANNED BANK­
ING
FACILITIES IN OTHER LOCATIONS
State
County_____________________ Banks
A rkan sas................................................
A s h le y ....................................................
B a x t e r ....................................................
Benton ..................................................
Boone ....................................................
B r a d le y ..................................................
Calhoun..................................................
C arro ll....................................................
Chicot ....................................................
Clark ......................................................
C l a y ........................................................
C lebu rn e................................................
C le v e la n d ..............................................
Columbia................................................
C o n w a y ..................................................
C raighead..............................................
C raw ford................................................
Crittenden..............................................
C r o s s ......................................................
Dallas ....................................................
Desha ....................................................
Drew ......................................................
F au lkn er................................................
Franklin ................................................
F u lt o n ....................................................
G arlan d ..................................................
G r a n t ......................................................
G reen e....................................................
H em pstead...........................................
H ot S p r in g ...........................................
H o w a rd ..................................................
Independence.......................................
Izard ......................................................
J a ck so n ..................................................
Jefferson ................................................
Johnson ................................................
Lafayette ..............................................
Lawrence .............................................
Lee.............................................................
Lincoln ..................................................
Little R iver...........................................
Logan ....................................................
Lonoke ..................................................
Madison ................................................
Marion ..................................................




National
Banks

3
6
2
7
1
2
1
1
5
5
3
3
2
3
2
6
4
3
3
2
3
2
1
2
2
1
1
1
1
1
2
2
3
3
2
3
2
1
2
1
2
5
1
2___________

2
1
2
1

Banking Facilities
(Outside of Cities)
1
4
2
7
3
2

2
1

1

2
1
1
1
1

2
1
1
2
1
1
1
1
4
1
2
1
1
1
1

2
2
2
1
3
2
6
3
2
1
2
1
6
2
1
3
1

2
2
3
3
4
2
5
1
1
2
3
2
1
2

16

State o f Arkansas:

Bank Department

BANKING FACILITIES BY COUNTIES CONTINUED
State
County___________________________ Banks
M ille r ......................................................
M ississip p i..............................................
Monroe .....................................................
Montgomery ..........................................
Nevada .....................................................
N e w t o n .....................................................
O u a c h ita ...................................................
P e r r y .........................................................
Phillips .....................................................
Pike ...........................................................
P oin sett.....................................................
Polk ...........................................................
Pope .........................................................
P ra irie.......................................................
Pulaski .....................................................
Randolph .................................................
St. Francis................................................
S a lin e.........................................................
Scott .........................................................
S e a r c y .......................................................
Sebastian .................................................
Sevier .......................................................
S h a r p .........................................................
S t o n e .........................................................
Union .......................................................
V a n B u re n .................................................
W a sh in g to n ............................................
W hite .......................................................
W oodruff ................................................
Y e l l ..............................................................
191

♦See pages 17, 18 and 19 for locations




5
3
1
1
1
3
1
3
3
6
1
3
2
4
3
2
2
2
2
3
3
3
1
4
1
5
7
2
4

National
Banks

Banking Facilities
(Outside of Cities)

2
2
1

1
4

1
2
1
1
1
1
8
2

1
4

1
3
3
2
1
1
2
3

3
1
1

4

2

2
3
3
3
1
1

3
1

2

70______________ *137

Sixty-Eighth Report

17

STATE BANKS OPERATING M A N N ED BANKING
FACILITIES
OUTSIDE THE CITIES OF THE MAIN BANK LOCA­
TIONS
Name of Bank

Location

Commerical Bank at A l m a .......... . A lm a
Commercial Bank at A l m a ........... . Alma
Elk Horn Bank & Trust Co............ . Arkadelphia
Bank of A sh d o w n ............................ . Ashdown
Citizens State B a n k ........................ . Bald Knob
Benton State B a n k .......................... . Benton
The Union Bank of B en to n ........... . Benton
The Union Bank of B en to n ........... . Benton
Bank of B entonville........................ . Bentonville
Bank of B entonville........................ . Bentonville
Citizens B an k ..................................... . Bentonville
Citizens B an k ..................................... . Bentonville
Farmers Bank & Trust Co.............. . Blytheville
Citizens B an k ..................................... . Booneville
Citizens B an k ..................................... . Booneville

Location of
Facility

Dyer
Mountainburg
Caddo Valley
Foreman
Bradford
Bryant
Bryant
Shannon Hills
Bella Vista
Centerton
Bella Vista
Cave Springs
Gosnel
Magazine
CaulksvilleRatcliff
Bank of Cabot..................................... . Cabot
Ward
State Bank of Calico Rock............. . Calico Rock
M t. Pleasant
The Merchants & Planters B an k . . Camden
E ast Camden
The Merchants & Planters B an k . . Camden
Chidester
Citizens Bank & T r u s t .................... . Carlisle
Humnoke
American State B an k...................... . Charleston
Altus
Arkansas State B a n k ...................... . Clarksville
Lamar
Farmers Bank & Trust Co.............. . Clarksville
Coal Hill
Clinton State B a n k .......................... . Clinton
Damascus
Clinton State B a n k .......................... . Clinton
Fairfield Bay
Clinton State B a n k .......................... . Clinton
Shirley
First State Bank & Trust Co......... . Conway
Greenbrier
First State Bank & Trust Co......... . Conway
Mayflower
First State Bank & Trust Co......... . Conway
Vilonia
The Corning B an k ............................ . Corning
Knobel
The Corning B an k ............................ . Corning
Success
First State B a n k .............................. . Crossett
No. Crossett
Gentry
Decatur State B a n k ........................ . Decatur
Bank of D o v e r ................................... . Dover
Hector
Bank of D o v e r ................................... . Dover
London
Earle State B an k.............................. . Earle
Crawfordsville
The Exchange Bank & Trust C o.. . El Dorado
Huttig
Citizens Bank & Trust Co.............. . Flippin
Summit
Planters Bank & Trust Co.............. . Forrest City
Cotton Plant
Planters Bank & Trust Co.............. . Forrest City
DeVails Bluff
First State B a n k .............................. . Gould
Grady
Farmers B a n k ................................... . Greenwood
Bonanza
Farmers B a n k ................................... . Greenwood
Hackett
Farmers B a n k ................................... . Greenwood
Hartford
Clark County B an k .......................... . Gurdon
Okolona
The Security B a n k .......................... . Harrison
Alpena
The Security B a n k .......................... . Harrison
Lead Hill
Prairie County Bank........................ . Hazen
Biscoe
The Cleburne County Bank........... . Heber Springs Greers Ferry

Heber Springs State B a n k ........... . Heber Springs Greers Ferry
http://fraser.stlouisfed.org/

Federal Reserve Bank of St. Louis

County
Crawford
Crawford
Clark
Little River
White
Saline
Saline
Saline
Benton
Benton
Benton
Benton
Mississippi
Logan
Logan
Lonoke
Izard
Ouachita
Ouachita
Lonoke
Franklin
Johnson
Johnson
Van Buren
Van Buren
Van Buren
Faulkner
Faulkner
Faulkner
Clay
Clay
Ashley
Benton
Pope
Pope
Crittenden
Union
Marion
Woodruff
Prairie
Lincoln
Sebastian
Sebastian
Sebastian
Clark
Boone
Boone
Prairie
Cleburne
Cleburne

State o f Arkansas:

18

Bank Department

STATE BANKS OPERATING FACILITIES
IN OTHER LOCATIONS (CONT)
Name of Bank

Location

Horseshoe
First Security Bank of
Bend
North A rk a n sa s............................
First Security Bank of
Horseshoe
Bend
North A rk a n sa s............................
Arkansas Bank & Trust Company . H ot Springs

Location of
Facility

County

Franklin

Izard

Oxford
H ot Springs
Village
Strawberry
Western Grove
Bay
Cash
Lake City
Bono
Bay
Bono
Barling
Arkansas City
W atson
Hatfield
Wickes
Wilmar
Plumerville
Plumerville

Izard

Garland
Bank of Im boden.............................. . Imboden
Lawrence
Newton
Newton County B a n k ...................... . Jasper
Bank of Northeast Arkansas......... . Jonesboro
Craighead
Citizens Bank of Jonesboro........... . Jonesboro
Craighead
Citizens Bank of Jonesboro........... . Jonesboro
Craighead
First Bank & Trust of Jonesboro . . Jonesboro
Craighead
Mercantile Bank................................ . Jonesboro
Craighead
Mercantile Bank................................. . Jonesboro
Craighead
Citizens Bank of Lavaca.................. . Lavaca
Sebastian
McGehee B an k ................................... . McGehee
Desha
McGehee B an k ................................... . McGehee
Desha
Polk
The Union Bank o f M e n a ............ .M ena
Polk
The Union Bank of M en a ................ . Mena
Drew
Union Bank & Trust C om pany___ . Monticello
Conway
The First State Bank........................ . Morrilton
Conway
Morrilton Security B a n k ............... . Morrilton
Mountain
First Bank & Trust Co. of
Baxter
Lakeview
Home
Mountain H o m e ............................
Mountain
First Bank & Trust Co. of
Baxter
Home
Gassville
Mountain H o m e ............................
Mineral Springs Howard
Pike County B a n k ............................ . Murfreesboro
Independence
Oil Trough
Bank of N ew ark................................. . Newark
Cleveland
Bank of New Edinburg.................... . New Edinburg Kingsland
Altus
Franklin
Bank of Ozark..................................... . Ozark
Security B ank..................................... . Paragould
Marmaduke
Greene
First State Bank................................. . Plainview
Ola
Yell
Lynn
Lawrence
The Lawrence County B a n k ......... . Portia
Smithville
Lawrence
The Lawrence County B a n k ......... . Portia
Portland B a n k ................................... . Portland
Montrose
Ashley
Farmington
Washington
Farmers & Merchants B a n k ......... . Prairie Grove
Maynard
Randolph
Farmers & Merchants B a n k ......... . Reyno
Peoples Bank & Trust Co................ . Russellville
Pottsville
Pope
Bank o f S a le m .................................... Salem
Fulton
Viola
McRae
White
First Security Bank............................ , Searcy
Pangbum
First Security Bank............................ . Searcy
White
Smackover State B an k......................, Smackover
Norphlet
Union
Tontitown
First State Bank.................................. , Springdale
Washington
Bank of Tuckerman............................ . Tuckerman
Swifton
Jackson
Bank of Tuckerman............................ . Tuckerman
Grubbs
Jackson
Citizens Bank & Trust Company .. Van Buren
Mountainburg Crawford
The Peoples B a n k .............................. Waldo
Emerson
Columbia
The Peoples B a n k .............................. Waldo
McNeil
Columbia
First State Bank of W arren............. Warren
Hermitage
Bradley
Warren Bank & Trust Company. . . Warren
Hermitage
Bradley
Fisher
Bank of Weiner..................................... Weiner
Poinsett
Bank of W ilso n ..................................... Wilson
Reiser
Mississippi
Hickory Ridge Cross
Cross County B a n k ............................ Wynne
Bull Shoals
Marion
Bank of Yellville.................................. , Yellville




Sixty-Eighth Report

19

NATIONAL BANKS OPERATING M AN N ED
BANKING FACILITIES OUTSIDE THE
CITIES OF THE MAIN BANK LOCATIONS
Name of Bank

Location

The First National Bank
of Sharp County............................ . A sh Flat
First National B a n k ........................ . Batesville
First National B a n k ........................ . Bates ville
First National B a n k ........................ . Camden
First National B a n k ........................ . Camden
The First National B a n k ............... . Conway
The First National B a n k ............... . Conway
The First National B a n k ............... . Conway
First National B a n k ........................ . Crossett
First National B a n k ........................ . Crossett
The First National B a n k ............... . Fayetteville
First National Bank of
Eastern A rk an sa s........................ . Forrest City
First National Bank of
Eastern A rk an sas........................ . Forrest City
The First National B a n k ............... . Harrison
First National B a n k ........................ . H ot Springs
First National B a n k ........................ . Hot Springs
The First National B a n k ............... . Huntsville
The Commercial National B a n k .. . Little Rock
First National B a n k ........................ . Magnolia
First National B a n k ........................ . Marianna
First National B a n k ........................ . Mena
The First National B a n k ............... . Nashville
First National B a n k ........................ . Osceola
First National B a n k ........................ . Osceola
The First National B a n k ............... . Paris
National Bank of Commerce......... . Pine Bluff
Pine Bluff National B a n k ............. . Pine Bluff
Simmons First National B a n k . . . . Pine Bluff
Simmons First National B a n k . . . . Pine Bluff
First National B a n k ........................ . Rogers
First National B a n k ........................ . Siloam Spgs.
Fi? st National B a n k ........................ . Stuttgart
Commercial National Bank........... . Texarkana
The State First National B a n k .. . . Texarkana
Jackson County National B a n k .. . Tuckerman
Citizens National B a n k .................. . Walnut Ridge
The First National Bank of
Lawrence County.......................... . Walnut Ridge
Fidelity National B a n k .................. . W . Memphis




Location of
Facility

County

Cherokee Vil.
Hardy
Pleasant Plains
Chidester
East Camden
Greenbrier
Mayflower
Vilonia
Fountain Hill
No. Crossett
W est Fork

Sharp
Sharp
Independence
Ouachita
Ouachita
Faulkner
Faulkner
Faulkner
Ashley
Ashley
Washington

Colt

St. Francis

Palestine
Diamond City
H ot Sprgs. Vil.
M tn. Pine
Hindsville
Maumelle
Taylor
Moro
Cove
Mineral Spgs.
Joiner
Luxora
CaulksvilleRatcliff
Redfield
Whitehall
Sherrill
Whitehall
Lowell
Gentry
Humphrey
Fouke
Foreman
Diaz
Hoxie

St. Francis
Boone
Garland
Garland
Madison
Pulaski
Columbia
Lee
Polk
Howard
Mississippi
Mississippi
Logan
Jefferson
Jefferson
Jefferson
Jefferson
Benton
Benton
Arkansas
Miller
Little River
Jackson
Lawrence

Black Rock
Turrell

Lawrence
Crittenden

State o f Arkansas:

20

Bank Department

MEMBERS OF FEDERAL RESERVE SYSTEM
Capital and
Surplus
Mil. Thou.

Date of Admission

Name of Bank & Location

April 15, 1953

The Citizens B a n k ....................................................
Batesville

$1

650

A u gu st 23, 1918

Farmers Bank & Trust C o m p a n y .....................
Blytheville

2

500

September 25, 1942

Arkansas Bank & Trust C o m p a n y ...................
H ot Springs

7

542

July 26, 1945

Peoples Bank & Loan Company........................
Lewisville

850

TRUST COMPANIES AND OTHER INSTITUTIONS
NOT ENGAGED IN COMMERCIAL BANKING,
NOT MEMBERS OF FEDERAL DEPOSIT
INSURANCE CORPORATION
TRUST COMPANIES
Name
Location
Jones Investment & Trust Co........................................................Helena
Metropolitan Trust C om pany.....................................No. Little Rock

INDUSTRIAL LOAN INSTITUTIONS, ACT 111
Name
Location
Southern Credit Corporation......................................................Malvern
Hallmark Loan & Invest. Corp............................... North Little Rock
National Credit Corporation...................................................Pine Bluff




Sixty-Eighth Report

21

AMENDMENTS ALTERING CAPITAL STRUCTURE
July 1, 1981 to June 30, 1982
1. Bank o f Bearden, Bearden increased Capital from $200 ,000 to $220 ,000
through issuance o f new stock.
2. Cross County Bank, W ynne, increased Capital from $500 ,000 to
$ 1 ,5 0 0 ,0 0 0 through transfer o f $ 1 ,0 0 0 ,0 0 0 from the Undivided Profits
Account.
3. The Perry County Bank, Perryville, increased Capital from $200 ,000 to
$400,000 through transfer from the Undivided Profits Account.
4. Bank o f Quitm an, Quitm an, increased Capital from $ 1 0 0 ,000 to
$229,000 through issuance and sale o f new stock.
5. First State Bank o f Newport, Newport, increased Capital
$440,000 to $733 ,400 through sale o f newly authorized stock.

from

6. Arkansas Bank & Trust o f H ot Springs, increased Capital from
$3 ,0 3 7 ,5 0 0 to $ 3 ,7 7 0 ,8 5 0 through the issuance and sale o f newly
authorized stock.
7. Merchants & Planters Bank & Trust, Arkadelphia, increased Capital
from $100 ,000 to $120 ,000 through the issuance and sale o f newly
authorized stock.
8. Bank o f Ozark, Ozark, increased Capital from $500 ,000 to $526 ,250
through proportionate increase in the number o f authorized shares o f
capital stock.
9. Bank o f New Edinburg, New Edinburg, increased Capital from $35,000
to $42,000 and increased Certified Surplus to $106 ,650 .
10. Peoples Bank & Trust C om pany, Mountain H om e, increased Capital
from $ 2 ,1 0 0 ,0 0 0 to $ 2 ,2 5 0 ,0 0 0 through a stock dividend in the sum o f
$150,000.
11. Farmers and Merchants Bank, Des A rc, increased Capital from
$532 ,400 to $584 ,640 by transfer from Undivided Profits A ccount.




22

State o f Arkansas:

Bank Department

AMENDMENTS CHANGING NUMBER
OF DIRECTORS
July 1, 1981 to June 30, 1982
1.

The Eudora Bank, E udora, from 5 to 12.

2.

M arked Tree Bank, M arked Tree, from 7 to 9.

3.

Bank o f A shdow n, A shdow n, from not less than 6 nor more than 15.

4.

Bank o f M ountain View , M ountain View , from 5 to 4.

5.

First State Bank & Trust C om pan y, C onw ay, from 6 to 11.




Sixty-Eighth Report

AMENDMENTS ADOPTING TRUST POWERS
July 1, 1981 to June 30, 1982
1.

First State Bank o f Beebe, Beebe.




23

24

State o f Arkansas:

Bank Department

PERCENTAGE OF TOTAL CAPITAL TO TOATAL ASSETS
The average percentage of total capital accounts (including Subordinated
notes and debentures) to total assets of the 191 Arkansas State Banks as of
June 30, 1982 is 9.0%. The following is a list of the commercial banks
showing their individual percentages.
Name
Location
Percentage
Commercial Bank at A l m a .............................. A lm a .................
Bank of A m i t y ...................................................... A m i t y ...............
Citizens First State B a n k .................................Arkadelphia .
Elk Horn Bank & Trust Co................................Arkadelphia .
Merchants & Planters Bank & Trust Co. . . . Arkadelphia .
Bank of A s h d o w n ................................................A sh d o w n __
Bank of A tk in s...................................................... A tk in s...........
The Bank of A u g u sta ......................................... A u g u sta ..........
Citizens State B a n k ........................................... Bald Knob . . .
The Citizens B a n k ................................................Batesville____
Bank of B e a r d e n ..................................................B ea rd en ..........
Citizens B a n k ........................................................ B e e b e ...............
The First State Bank of B eebe........................ B e e b e ...............
Benton State B a n k ..............................................B e n to n ............
The Union Bank of B en to n ...............................B e n to n ............
Bank of B en ton ville............................................Bentonville ..
Citizens B a n k ........................................................ Bentonville . .
Bank of B le v in s.................................................... B le v in s.........
Farmers Bank & Trust C o m p a n y ..................B ly th eville...
Citizens B a n k ........................................................ Booneville . . .
The Bank of Bradley............................................B r a d le y ..........
Bank of B r in k le y ................................................Brinkley..........
Bank of C abot........................................................ C a b o t ..............
State Bank of Calico R ock.................................Calico Rock . .
Merchants and Planters B a n k ........................ C a m d e n ..........
Caraway B a n k ...................................................... Caraway..........
Citizens Bank & T r u s t....................................... Carlisle............
Bank of Cave C it y ................................................Cave C it y ____
American State B an k ......................................... Charleston. . .
Bank of Cherry V a lle y ....................................... Cherry Valley
The Merchants and Planters B a n k ................Clarenden____
Arkansas State B a n k ......................................... Clarksville . . .
Farmers Bank & Trust C o m p a n y ..................Clarksville . . .
Clinton State B a n k ..............................................C lin to n ............
First State Bank and Trust C o m p a n y .........C o n w a y ..........
The Corning B a n k ................................................C o r n in g ..........
First State B a n k .................................................. C r o sse tt..........
Danville State B a n k ............................................D a n v ille..........
Arkansas Valley B a n k ....................................... Dardanelle. . .
Bank of Dardanelle..............................................Dardanelle. . .
Decatur State B a n k ............................................D e c a tu r ..........
Bank of D e lig h t.................................................... D e lig h t............
First State Bank of D eQ ueen.......................... D e Q u e e n ____
Dermott State B a n k ............................................D e rm o tt..........
First State Bank of Dermott.............................D e rm o tt..........
Farmers & Merchants B a n k .............................Des A r c ..........




•••• 9. 5
------12.1
------ 8. 4
. . . 9. 7
. . . . 9.1
. . . . 7. 2
....11.2
....12.6
. . . . 9. 5
. . . . 7. 3
. . . . 11. 4
....10.9
. . . . 2 0.8
. . . . 8. 0
. . . . 8.1
. . . . 7. 2
. . . . 7. 2
. . . . 8. 4
. . . . 8. 6
. . . . 8. 7
. . . . 8.1
. . . 9. 6
. . . 7. 9
. . . 9. 8
. . . . 8. 0
....10.1
. . . . 9. 5
. . . . 8. 8
....11.0
. . . 8. 9
. . . . 8. 7
. . . . 9. 0
. . . . 6. 2
. . . . 9.1
. . . 9. 6
. . . . 9. 5
. . . . 6. 0
. . . . 8. 8
. . . . 7. 3
. . . . 9 .2
___ 11.6
—
8.5
. . . . 7. 9
....12.3
. . . . 8.1
. . . . 17.4

25

Sixty-Eighth Report

PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS
(CONTD)
Name

Location

D eW itt Bank & Trust C om p an y .................... D eW itt ..............
Peoples B a n k ........................................................ Dierks .................
Bank of D o v e r .......................................................D o v e r ................
Dumas State B a n k .............................................. D u m a s ..............
Merchants and Farmers B a n k ........................ D u m a s ..............
Earle State B a n k .................................................. Earle ..................
The Delta State B an k ..........................................E lain e................
The Exchange Bank and Trust Com pany. El D o r a d o .........
Bank of E lk in s.......................................................Elkins ................
Bank of E n g la n d .................................................. E n g la n d ............
The Citizens B an k ................................................ E n g la n d ............
The Eudora B a n k ................................................ E u d o ra ..............
Bank of Eureka Springs..................................... Eureka Springs.
Bank of Evening S h a d e..................................... Evening Sh ade.
M cllroy Bank & T r u s t........................................Fayetteville----Citizens Bank and Trust C om pany................F lip p in ..............
Fordyce Bank & Trust Company.................... F o r d y c e ............
Planters Bank and Trust C o m p a n y ..............Forrest C ity___
Planters and Merchants B a n k ........................ G illett................
Bank of Glenwood................................................Glenwood ..........
First State B a n k .................................................. G o u ld ................
Bank of G ravett.................................................... G r a v e t t e ..........
Farmers Bank.........................................................G reen w ood ___
The First B ank.......................................................Griffithville___
Clark County B a n k ..............................................Gurdon ...............
Farmers Bank.........................................................H am bu rg ..........
Calhoun County B a n k ........................................H a m p to n ..........
The Bank of Harrisburg..................................... H arrisb u rg ___
The Security Bank................................................ Harrison ............
Prairie County B ank........................................... Hazen .................
The Cleburne County Bank............................... Heber Sp rin g s..
Heber Springs State B a n k ............................... Heber Sprin gs..
Bank of Holly G rove............................................ Holly Gr o v e . . . .
Horatio State Bank............................................. Horatio ...............
First Security Bank of North Arkansas___ Horseshoe Bend
Arkansas Bank and Trust C o m p a n y ...........Hot Springs___
Bank of Imboden..................................................Imboden .............
First Jacksonville B ank......................................Jacksonville. . .
Newton County B an k......................................... Jasper .................
Bank of Northeast A r k a n sa s...........................J o n esb o ro ........
Citizens Bank of Jonesboro............................... J o n esb o ro ........
First Bank and Trust of Jonesboro................J o n esb o ro ........
Mercantile B a n k ...................................................J o n esb o ro ........
Farmers and Merchants B a n k .........................J u d so n ia ..........
Union State B a n k ................................................ Junction City . .
Bank of K ensett.....................................................Kensett ..............




Percentage
. . . . 15.1
. . . . 12.8
. . . . 9. 3
. . . . 10.6
. . . . 12.3
. . . . 10.5
....33.5
. . . . 7. 9
. . . . 8. 2
. . . . 14.8
....21.5
. . . . 13.1
. . . . 10.1
. . . . 9. 8
....
....
....
....
....
....
....

7. 5
8. 2
10.8
13.2
11.3
9. 0
12.0

•••• 10.1
------10.7
•••• 13.5
. . . . 8 .4
•••• 8.3
----- 11. 6
----- 8. 7
. . . . 7. 6
. . . . 7 .9
•••• '6.0
•••• 7.3
. . . . 13.3
. . . . 9.1
. . . . 6. 8
. . . . 6. 7
. . . . 7. 2
. . . . 8. 8
. . . . 7. 9
. . . . 8. 6
. . . . 8. 0
. . . . 7. 6
. . . . 9. 2
. . . . 13.0
. . . . 7. 0
. . . . 30.9

26

State o f Arkansas:

Bank Department

PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS
(CONT’D)
Name

Location

M adison Bank and Trust................................ K in g s to n ...............
Bank of Lake V illa g e ......................................... Lake V illa g e ____
First State Bank and Trust C o m p a n y .........Lake V illa g e ------Citizens Bank of L a v a c a ...................................L a v a c a ...................
Leachville State B a n k ....................................... L ea c h v ille.............
Little River Bank..................................................L e p a n to .................
Leslie State B a n k ................................................L e s l i e .....................
Peoples Bank and Loan Com pany................. L e w isv ille ............
Bank of L in co ln .................................................... L in coln...................
Pulaski Bank and Trust C o m p a n y ............... Little R o c k ..........
Bank of Lockesbu rg........................................... Lockesburg..........
First State B a n k ..................................................L o n o k e...................
Farmers Bank & Trust C o m p a n y ................. M a g n o lia ...............
Bank of M a lv e r n ..................................................M a lv e r n .................
Peoples B a n k ........................................................ M ammoth Spring
Merchants & Planters B a n k ............................ M a n ila ...................
Bank of M ansfield................................................Mansfield ............
Farmers and Merchants B a n k ........................M arianna...............
Citizens B a n k ........................................................ M a r io n ...................
Marked Tree Bank................................................Marked Tree . . . .
The Citizens B a n k ................................................Marshall ...............
Bank of M a rvell.................................................... Marvell .................
Bank of M cC rory..................................................McCrory ..............
McGehee B a n k ....................................................M c G e h e e ...............
The Bank of M elbourne.....................................M elbourne.............
The Union Bank of M ena...................................M en a .......................
Monette State B a n k ........................................... M o n e tte .................
Commercial Bank and Trust Co...................... M on ticello.............
Union Bank & Trust Company........................M on ticello.............
The First State B a n k ......................................... M orrilton...............
Morrilton Security B a n k ...................................M orrilton...............
First Bank & Trust Co. of Mountain Home Mountain H om e.
Peoples Bank and Trust C om p an y ............... Mountain H om e.
Bank of Mountain V iew .....................................Mountain Vi ew..
The Bank of Montgomery County................. Mount I d a ............
Bank of M u lb erry ................................................M u lb erry ...............
Pike County B a n k ................................................Murfreesboro . . .
Citizens State B a n k ........................................... N a sh v ille ...............
Bank of N ew ark.................................................... Newark .................
Bank of New Edinburg....................................... New Edinburg ..
First State Bank of N e w p o r t.......................... Newport ...............
Merchants & Planters B a n k ............................ Newport ...............
The Twin City B a n k ........................................... No. Little Rock .
The Planters Bank................................................Osceola .................
Bank of Ozark........................................................ O z a r k .....................
Security Bank........................................................ P ara g ou ld .............
Bank of Parkdale..................................................Parkdale ...............




Percentage
....
...

7. 4
9. 4

. . . . 10.0
. . . . 7. 3
....16.9
....13.8
. . . . 7. 3
. . . . 6. 7
. . . . 7. 8

....

6.6

. . . . 8.1
. . . . 12.4

....
....

8.8
8.8

. . . . 8.1

.. . . 12.1
....

.. . .

8. 3

8.2

....18.8
. . . . 8. 4
. . . . 9. 4
....11.3

. . . . 10.6
. . . . 11.0
....10.7

. . . . 11.6
....

9.1

. . . . 8.8
. . . . 6. 3
....12.4

. . . . 10.1

. . . . 7. 6
. . . . 9. 2
....12.4
. . . . 9. 5
. . . . 7. 0
....10.3
. . . . 6. 4
. . . . 9. 4

. . . . 8.1
. . . . 10.4
. . . . 9. 2
. . . . 7. 7

.. . . 8.0
•••• 7. 3
. . . . 7. 3
. . . . 7. 3

Sixty-Eighth Report

27

PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS
(CONT’D)
Name
First State B a n k .................................
Bank of Pea Ridge...............................
The Perry County B an k ....................
Piggott State B an k............................
First State B a n k .................................
Bank of P ocahontas..........................
Planters & Stockmen B ank.............
The Lawrence County B a n k ...........

Farmers and Merchants B a n k ___
Bank of P resco tt.................................
Bank of Q uitm an.................................
The Bank of Rector............................
Farmers and Merchants B a n k ___
The Bank of Rison...............................
Farmers and Merchants B a n k ___
Peoples Bank and Trust Company
Bana of S a le m .....................................
Logan County B a n k ..........................
First Security B a n k ..........................
Grant County B a n k ..........................
First State B a n k .................................
Bank of Sidney.....................................
Arkansas State B a n k ........................
Smackover State Bank......................
Merchants and Planters Bank
First State B a n k .................................
Bodcaw B a n k .......................................
Bank of Star C ity.................................
The Stephens Security B a n k .........
Citizens B a n k .......................................
The Farmers and Merchants Bank
Bank of T ru m a n n ...............................
Bank of Tuckerman............................
Tyronza B ank.......................................
Citizens Bank & Trust C om p an y ..
Peoples Bank & Trust Company . .
Banlc of W a ld o .....................................
The Peoples B a n k ...............................
Bank of W a ld ro n .................................
The Scott County B a n k ....................
First State Bank of Warren.............
Warren Bank and Trust Company
Bank of Weiner.....................................
Merchants and Farmers B a n k ___
Bank of W est M em p h is....................
Rice Growers B a n k ............................
WUmot State B a n k ............................
Bank of W ilson .....................................
Cross County B an k ............................
The Bank of Y e llv ille ........................




Location

Percentage

Parkin ...................... ............. 11. 2
Pea Ridge ............... ............. 8.1
Perry v ille................. ............. 10.5
Piggott .................... ............. 11.5
Plainview................. ............. 8 .0
Pocahontas ............. ............. 9 .6
Pocahontas ............. ............. 11. 0
P o rtia ........................ ............. 9 .4
Portland ................. ............. 18.9
Portland ................. ............. 11. 0
Prairie Grove........... ............. 9 .7
. 10.7
Prescott .................... . .
Quitman ................. ............. 5.8
Rector ...................... ............. 10.9
Reyno ...................... ............. 8.2
Rison.......................... ............. 11. 6
7 .9
R o g e r s ......................
9 .9
R ussellville.............
9.3
S a le m ........................
Scranton ................. ............. 9 .2
Searcy ...................... ............. 9 .7
Sheridan ................. ............. 10.9
Sherwood................. ............. 9.1
Sidney ...................... ............. 2 0 .6
Siloam Sprin gs___ ............. 9.5
S m a c k o v e r............. ............. 9.8
S p a rk m a n ............... ............. 8.5
Springdale............... ............. 8.3
Stamps .................... ............. 7 .4
Star C i t y ................. ............. 6 .8
Stephens ................. ............. 7 .6
S t r o n g ...................... ............. 20.3
S tu ttg a r t................. ............. 9 .2
T ru m a n n ................. ............. 8.8
T u ckerm an ............. ............. 12.3
Tyronza .................... ............. 11. 9
8.7
Van B u ren ...............
Van B u ren ............... ............. 10.3
W aldo ...................... ............. 6.5
W aldo ...................... ............. 12.4
W a ld ro n .................... ............. 10.9
W a ld ro n .................... ............. 8.5
. . 8.7
Warren ....................
7 .4
Warren ....................
W e in e r ...................... ............. 10.1
W est H ele n a ........... ............. 7.8
W est Me mp h i s . . . . ............. 10.6
W h e a tle y ................. ............. 7 .9
W ilm o t...................... ............. 12.4
W i ls o n ...................... ............. 17.5
W y n n e ...................... ............. 9.1
. ..7.9
Y e llv ille ....................

State o f Arkansas:

28

Bank Department

STATISTICAL INFORMATION REFLECTING THE
GROWTH OF ARKANSAS STATE BANKS
OVER A TEN YEAR PERIOD
(Commercial Banks only)
1972-1982
June 30, 1972

June 30, 1982

Num ber o f banks with assets o f
less than $ 1 ,000,000 ...................................................

3

0

W ith assets o f $ 1,000,000 to

$ 2 ,0 0 0 ,0 0 0 ...............

11

W ith assets o f $ 2 ,0 0 0 ,0 0 0 to

$3 ,5 0 0 ,0 0 0 ...............

20

5

W ith assets o f $ 3 ,5 0 0 ,0 0 0 to

$5 ,0 0 0 ,0 0 0 ...............

29

0

W ith assets o f $ 5 ,0 0 0 ,0 0 0 to

0

$7 ,5 0 0 ,0 0 0 ...............

35

8

Wi t h assets o f $ 7 ,5 0 0 ,0 0 0 to $ 1 0 ,0 0 0 ,0 0 0 ...............

24

11

W ith assets o f $10,0 0 0 ,0 0 0 to $ 1 5 ,0 0 0 ,0 0 0 ...............

26

32

W ith assets o f $ 1 5 ,0 0 0 ,0 0 0 to $ 2 0 ,0 0 0 ,0 0 0 ...............

12

36

W ith assets o f $20,0 0 0 ,0 0 0 to $ 3 0 ,0 0 0 ,0 0 0 ...............

14

29

W ith assets o f $30,0 0 0 ,0 0 0 to $ 5 0 ,0 0 0 ,0 0 0 ...............

6

40

W ith assets o f $50,0 0 0 ,0 0 0 to $ 7 5 ,0 0 0 ,0 0 0 ...............

2

15

W ith assets over $ 7 5 ,0 0 0 ,0 0 0 .........................................

1

15

183

191

June 30, 1972

June 30, 1982

Per Cent
Increase

(Reported in billions, millions and nearest thousand)

Total a ssets................................................. $ 2 ,1 4 8 ,0 2 4

$ 6 ,1 6 5 ,2 5 6

187%

1,074,523

3,218,381

200%

A ll U .S . G o v ’ t, oblig..............................

345,872

1,194,058

245%

State, Municipal, & other securities.

326,164

830,786

155%

D e p o s it s .....................................................

1,876,259

5 ,2 9 8 ,1 8 9

182%

Total Capital A c c o u n ts........................

170,083

557,619

228%

Total loans, n e t .......................................




Sixty-Eighth Report

29

S IX T Y -E IG H T H REPOR T

showing
T H E C O N D IT IO N OF T H E
191 A R K A N S A S S T A T E -C H A R T E R E D BANK S

ASSETS AND LIABILITIES ARE AS SHOWN BY THE
CALL OF
JUNE 30, 1982

Banks are listed according to an alphabetical
arrangement o f cities and towns where located.

TH E TELEPHONE A R E A CODE NUM BER




F O R A L L A R K A N S A S IS 501

State of Arkansas:

30

Bank Department

COMMERCIAL BANK AT ALMA, ALMA
Population 2,755
Crawford County
Chartered January 31, 1910 P.O. B ox 369 Telephone Number 632-2257
Zip Code 72921
Number of Branches: Inside City — None; Outside City — 2
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

* Ralph B. Ballentine..............President
Hilda Knight................V .P .& Cashier
Terry Q. C a r s o n ............... Vice Pres.
Lucille Hayes ....................Asst. V.P.
W.N. (Dockey) Brasher . .Operations
and Personnel Off.
Helen J o n e s .................. Asst. Cashier
Barbara Houck ............Asst. Cashier
Lorene N olen............... Mountainburg
Branch Mgr.

JohnPaul Ballentine
Ralph B.Ballentine
John A. Griffin
Hilda Knight
W. Dane Clay

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Liabilities
Assets
Mil. Thou.
Cash & due from
depositories................
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions.. 2
Excess funds sold and
sec. resell agreements . 2
Loans, N e t...................... 10
Bank premises, furniture
and fixtu res................
All other assets................

565
745
487
047
250
820
385
46

ind., part., corp........... 2 852
Time deposits,
ind., part., corp............ 11 147
U.S. G ov’ t deposits........
1
Deposits o f States
and subdivisions........ 2 535
Certified and
Officers’ checks.......... ............ 50
Total Deposits............. 16 585
All other liabilities.......... .............16
Total Liabilities........... 16 601

Equity Capital
Capital (#sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




18

Mil. Thou.

Demand deposits,

345

TOTAL

100
400
1
1

244
744

18

345

Sixty-Eighth Report

31

BANK OF AMITY, AMITY
Population 859
Clark County
Chartered Novem ber 30, 1905 P.O. B ox 38 Telephone Number 342-5268
Zip Code 71921
Number o f Branches: Inside City — None; Outside City — None
Number o f C B C T ’s: Inside C ity — None; Outside C ity — None

Directors:

Principal Officers:
*Cleda O ld s ............ President & Cashier
Ernie D u n la p .......................................Vice President
Joe F. M a x e y .......................................Vice President
Peggy T . A d a m s ............ A sst. Cashier
Hazel R ic h a rd so n ..........A sst. Cashier

Ernie Dunlap
Joe F. Maxey
M .H . Oakley
Cleda Olds
Hazel Richardson

'Designates Chief Executive Officer

S T A T E M E N T A S O F J U N E 3 0, 1982

Assets

Mil. Thou.

Cash & due from
depositories................
1
U.S. Treasury securities . 2
Oblig. o f other U.S.
Government agencies
and corporations........ 2
Oblig. o f States and
political subdivisions.. 2
All other securities..........
Excess funds sold and
sec. resell agreements . 3
Loans, N e t...................... 11
Bank premises, furniture
and fixtures................
All other assets................

TOTAL .......................... 25




886
738
560
459
200
713
507
234
13

310

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 3
Time deposits,
ind., part., corp........... 17
Deposits o f States
and subdivisions........
Total Deposits............ 22
All other liabilities..........
Total Liabilities.......... 22

807
564
845
216
4?
258

Equity Capital
Capital (#sh. au. 4,000) .
(jt sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

100
1 200
1 752
3 052

TOTAL ...................... 25

310

32

State of Arkansas:

Bank Department

CITIZENS FIRST STATE BANK, ARKADELPHIA
Population 10,005
Clark County
Chartered M ay 24, 1977 P.O. B ox 218 Telephone Number 246-2411
Zip Code 71923
Number of Branches: Inside City — 1; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*R Edward Snider, Jr............ President
Raymond T o l e r ...........Exec. V. Pres.
Larry Kinard...............Senior V. Pres.
Johnnie Sue Huneycutt . . . V. Pres. &
Cashier
Jim Clevenger.....................V. Pres. &
Data Processing Manager
Judy S lig h .....................Asst. V. Pres.
Pat Duke.......................................Asst.Cashier
Carol W ils o n ...............................Asst.Cashier

I. B. Fuller, Jr.
E.J. Alexander
Flave Carpenter
Cecil Cupp, Jr.
Jerry Francis
Billy Bob Hardman
C. R. Huie
Larry Kinard
Ed McCorkle
John M. Moore
R. Edward Snider, Jr.
Raymond Toler
Ralph Williams

•Designates Chief Executive Officer
STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................ 1
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........ 2
Oblig. o f States and
political subdivisions.. 1
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 17
Bank premises, furniture
and fixtu res................
All other assets................

867
599
900
924
81
900
539
623
709

Liabilities

Equity Capital
Capital (0 sh.au. 30,000)
(0 sh. outst. 30,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital........

TOTAL



28 142

Mil. Thou.

Demand deposits,
ind., part., corp............ 5 421
Time deposits,
ind., part., corp........... 18 428
U.S. G ov’t deposits........
12
Deposits o f States
and subdivisions........
1 313
Certified and
Officers’ checks .........
163
Total Deposits............. 25 337
All other liabilities..........
458
Total Liabilities........... 25 795

300
700
1
2

347
347

T O T A L ............................. 28

142

Sixty-Eighth Report

33

ELK HORN BANK & TRUST CO., ARKADELPHIA
Population 10,005
Clark County
Chartered September 28, 1903 P.O, Box 248 Telephone Number 246-5811
Zip Code 71923
Number of Branches: Inside City — 1; Outside City — 1
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

Clift C. Lane . . . . Chairman o f Board
*Larry C. W h itley ................ President
Roy N. Shope. . . .Ex. V.P. & Cashier
Raymond N. S m ith ........ Sr. V. Pres.
Herman G. Brewer................ V. Pres.

♦ Designates Chief Executive Officer

Thomas B. Barksdale
James Blanton
Harold Echols
James T. Gooch
James W. Harrington
Clift C. Lane
J. Hugh Lookadoo
Earl Meeks
Wayne D. Pollard
Charles W. Sharp
Roy N. Shope
A .C. Stone
Larry C. Whitley
J.B. Wingfield

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................
1
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........ 6
Oblig. o f States and
political subdivisions.. 4
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 17
Bank premises, furniture
and fixtures................
All other assets................

Liabilities

719
455
582
917
450
306
855
960

ind., part., corp............ 4 992
Time deposits,
ind., part., corp........... 22 951
U.S. G ov’ t deposits........
10
Deposits o f States
and subdivisions........ 2 237
Certified and
Officers’ checks ........
151
Total Deposits............ 30 341
All other liabilities..........
569
Total Liabilities.......... 30 910

Equity Capital
Capital (# sh.au. 25,000)
(# sh. outst. 25,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




Mil. Thou.

Demand deposits,

34 244

TOTAL

601
959
1 774
3 334
34

244

34

State of Arkansas:

Bank Department

MERCHANTS & PLANTERS BANK
& TRUST COMPANY, ARKADELPHIA
Population 10,005
Clark County
Chartered June 15, 1911 P.O. B ox 219 Telephone Num ber 246-4511
Zip Code 71923
Num ber of Branches: Inside C ity — 1; Outside C ity — None
Num ber o f C B C T ’s: Inside C ity — None; Outside C ity — None

Principal Officers:
♦Millard E. A u d ....................President
L.L. Lineback..........Exec. Vice Pres.
R. Allan Kimball................ Vice Pres.
Barbara J. Evans................ Vice Pres.
J. Ann M assey..................... Cashier

Directors:
Millard E. Aud, Chairman
John M. Hobgood
Toney D. McMillan
Robert C. Rhodes
Jane Ross
Donald M. Tatman
Ross M. Whipple

•Designates Chief Executive Officer
STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................ 1
U.S. Treasury securities . 2
Oblig. o f other U.S.
Government agencies
and corporations........
1
Oblig. o f States and
political subdivisions.. 1
All other securities..........
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 15
Bank premises, furniture
and fixtu res................
All other assets................

TOTAL




Thou.
524
591
786
585
275
200
703
547
656

25 867

Liabilities Mil. Thou.
Demand deposits,
ind., part., corp........... 4
Time deposits,
ind., part., corp........... 16
U.S. G ov’t deposits........
Deposits o f States
1
and subdivisions........
Certified and
Officers’ checks..........
Total D eposits............. 23
All other liabilities..........
Total Liabilities........... 23
Equity Capital
Capital (# sh. au. 4,800) .
(# sh. outst. 4,800)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
T O T A L .......................

445
712
4
857
154
172
348
520

120
1

130

1
2

097
347

25

867

Sixty-Eighth Report

35

BANK OF ASHDOWN, ASHDOWN
Population 4,218
L ittle River County
Chartered October 5, 1970 P.O. B ox 547 Telephone Number 898-2761
Zip Code 71822
Number o f Branches: Inside C ity — 1; Outside C ity — 1
Number of C B C T ’s: Inside C ity — None; Outside C ity — None

Principal Officers:

Directors:

*Larry R. M ashburn........ Vice Chmn.
and President
Robert W. Lew is............ Sr. Vice Pres.
Sue G. Daniel.............. Asst. Vice Pres.
Marie Findley.............. Asst. Vice Pres.
Olivia J. Green........................Cashier
Peggy M orga n ..............Asst. Cashier

James D. Armstrong
Larry G. Davis
Frank Edmonson
James A. Gunter, Jr.
Leonard L. Hampson
John H. Hendrix
Larry R. Mashburn
Eunice Spigner
Wesley Strange
G.M. Williams

♦ Designates Chief Executive Officer
STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................ 3
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions.. 1
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 24
Bank premises, furniture
and fixtures................
All other assets................

546
182

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
Time deposits,

2 732

ind., part., corp................. 22

100
118
950
220
413
637

U.S. G ov’t deposits........
Deposits o f States
and subdivisions........
All other d ep osits...........
Certified and
Officers’ checks .........
Total Deposits.............
Excess funds purchased &
repurchase agreements
All other liabilities..........
Total Liabilities...........

141

18
1 972
1 955
76
28 894
sec.
600
361
29 855

Equity Capital
Capital (#sh. au. 45,000)
(# sh. outst. 45,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL




32 166

TOTAL

450
1 550

2

311
311

32

166

State of Arkansas:

36

Bank Department

BANK OF ATKINS, ATKINS
Population 3,002
Pope County
Chartered September 19, 1895 P.O. Box 157 Telephone Number 641-2987
Zip Code 72823
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

♦James C. M itchell............. Chairman
David M. M itchell............ President
E.L. J o r d e n ................Vice President
Dorothy W iley........................Cashier

James C. Mitchell
David M. Mitchell
E.L. Jorden

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

Mil. Thou.

2
2
4

407
030
876

102

900
436
36
444

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............
1 309
Time deposits,
ind., part., corp............ 6 525
U.S. G ov’t deposits........
1
Deposits o f States
and subdivisions........
1 944
Certified and
Officers’ checks .........
61_
Total Deposits............. 9 840
All other liabilities.......... ...........135
Total Liabilities...........
9 975

Equity Capital
Capital (#sh. au. 12,500)
125
(# sh. outst. 12,500)
Surplus..............
775
Undivided profits and
capital reserve...............
356
Total equity capital. . .
1 256
TOTAL




11 231

TOTAL

11

231

37

Sixty-Eighth Report

THE BANK OF AUGUSTA, AUGUSTA
Population 3,496
W oodruff County
Chartered February 20, 1935 P.O. B ox Y Telephone Number 347-2511
Zip Code 72006
Number o f Branches: Inside C ity — None; O utside C ity — None
Number of C B C T ’s: Inside C ity — None; Outside C ity — None

Principal Officers:

Directors:

George L . B e a rd ____ C hm n. o f Board
R .E . G r e g o r y ...........................President
♦W oody Castleberry...............Vice Pres.
Dorothy W illis ..................V P & Cashier
Sharon R u sh in g ...............A sst. Cashier

John R . Eldridge
Franklin Collier
E .R . Miller
W .P . Daniel
J. Ford Smith
George L . Beard
R .E . Gregory

*Designates Chief Executive Officer

S T A T E M E N T A S O F J U N E 3 0 , 1982

Assets

Mil. Thou.

Cash & due from
depositories................
1
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........ 5
Oblig. o f States and
political subdivisions.. 5
All other securities..........
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 10
Bank premises, furniture
and fixtures................
All other assets................

264
788
494
047
1
100
984
277
703

Liabilities

Equity Capital
Capital (#sh. au. 8,000)
(# sh. outst. 8,000)
Surplus...........................
Undivided profits and
capital reserve............
Total equity capital. . . .

TOTAL .......................... . 26 658




Mil. Thou.

Demand deposits,
ind., part., corp......... . 3 063
Time deposits,
ind., part., corp......... . 17 291
U.S. Gov’t deposits. . . .
2
Deposits o f States
and subdivisions___ . 2 334
Certified and
Officers’ checks........
57
Total Deposits.......... 72 747
All other liabilities........
543
Total Liabilities........ 73 290

200
500
7
3

668
368

TOTAL ...................... 76

658

State of Arkansas:

38

Bank Department

CITIZENS STATE BANK, BALD KNOB
Population 2,756
White County
Chartered January 22, 1931 P.O. Box 200 Telephone Number 724-3241
Zip Code 72010
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*Mrs. JuanitaLitzelfelner.. .President
and Chairman
Larry E. K irch er.........VP & Cashier
David O. R a m e y ........Vice President
Margaret Etheridge..............Asst. VP
Peggy R eed....................Asst. Cashier

Directors:
Mrs. Juanita Litzelfelner
Larry E. Kircher
David O. Ramey
Jennings Leggett
Bob J. Clark

♦ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

TOTAL




Mi). Thou.
1 357
3 641
1 231
1

597

7

675
025
526
136

16 188

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 3 712
Time deposits,
ind., part., corp............ 9 797
U.S. G ov’t deposits........
13
Deposits o f States
and subdivisions.......... 1 004
All other d ep osits..........
43
Certified and
Officers’ checks .........
80
Total D eposits............. 14 649
Total Liabilities........... 14 649
Equity Capital
Capital (#sh. au. 4,000) .
100
(Jt sh. outst. 4,000)
Surplus...............
700
Undivided profits and
capital reserve...............
739
Total equity capital. . .
1 539
TOTAL

16

188

Sixty-Eighth Report

39

THE CITIZENS BANK, BATESVILLE
Population 8,263
Independence County
Chartered February 19, 1953 P.O. B ox 2156 Telephone Num ber 793-4441
Zip Code 72501
Number o f Branches: Inside C ity — 3 ; Outside C ity — None
Number o f C B C T ’s: Inside C ity — 2 ; O utside C ity — None

Principal Officers:
*T.G. V in so n ........................ President
Charles A rnold..................Exec. V .P .
David H id y .................. V.P. & Cashier
David F o r d .................... Vice President
Floren King.................... Vice President
Greg Shaver..........................Auditor

Directors:
T.G. Vinson
Charles Arnold
M.F Highsmith
Noel K. Sims
Lackey W. M oody
Dr. Lackey G, M oody
Doyle W. Rogers

♦ Designates Chief Executive Officer
STATEMENT AS OF JUNE 30. 1982

Mil. Thou.
Assets
Cash & due from
depositories................ 4 217
U.S. Treasury securities . 4 795
Oblig. o f other U.S.
Government agencies
and corporations........ 5 268
Oblig. o f States and
political subdivisions.. 6 688
All other securities..........
50
Loans, N e t...................... 39 403
Bank premises, furniture
1 735
and fixtures................
1 917
All other assets................

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 9 653
Time deposits,
ind., part., corp............ 40 818
U.S. G ov’t deposits........
18
Deposits o f States
and subdivisions.........
3 636
All other d ep osits..........
185
Certified and
Officers’ checks .........
261
Total Deposits............. 54 571
Excess funds purchased
and sec. repurchase
agreements................... 3 633
All other liabilities...........
1 186
Total Liabilities........... 59 390
Equity Capital
Capital (# sh. au. 7,000) .
(# sh. outst. 7,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............

TOTAL



64 073

TOTAL

700
950
2
4

633
283
400

64

073

State of Arkansas:

40

Bank Department

BANK OF BEARDEN, BEARDEN
Population 1,191
Ouachita County
Chartered June 17, 1945 P.O. Box 135 Telephone Number 687-2233
Zip Code 71720
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

♦John E. A n th o n y ___ Chmn. & Pres.
Rick G re e n ....................... Exec. V.P.
Jay W. Dickey, Jr..............Vice Pres.
Harold Mizell..........................Cashier
Rosemary Barner..........Asst. Cashier
Edward W. Paschal .. .Oper. Officer

John E. Anthony
Joe F. Barner
O.D. Cathey
Jay W. Dickey, Jr.
Kenneth D. Keeton
Howard G. McWhorter
Eric Stuckey
J.E. Word

♦ Designates Chief Executive Officer
STATEMENT AS OF JUNE 30, 1982

Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

Mil. Thou.
1

464
700

1

831

2

108

1
4

275
383
145
2

Liabilities

m u . Thou.

Demand deposits,
ind., part., corp............ 2 276
Time deposits,
ind., part., corp............ 7 296
U.S. G ov’t deposits........
2
Deposits o f States
and subdivisions........
918
Certified and
Officers’ checks...................... 61
Total Deposits............. 10 553
Total Liabilities........... 10 553

Equity Capital
Capital (# sh. au. 8,000) .
(# sh. outst. 8,000)
Surplus.............
800
Undivided profits and
capital reserve.............
Total equity capital. . .
1

TOTAL




11 908

TOTAL

11

200

355
355
908

41

Sixty-Eighth R eport

CITIZENS BANK, BEEBE
Population 3,599
White County
Chartered June 21, 1917 P.O. Box T Telephone Number 882-6411
Zip Code 72012
Number of Branches: Inside City — 1; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*E.H. Abington, II . . . ........ President
J. Darrel H a ll.............. .. .Exec. V.P.
Margie Jensen ............ Vice President
Anna B. Spradlin........ ..........Cashier
Betty Liddle................ . . . .Asst. V.P.
Vickie D u k e ................ .Asst. Cashier

*Designates Chief Executive Officer

T.E. Abington
E.H. Abington, II
Bobby Bell
Doyle Burns
Millan Burrow
John B. Fisher
G. Byrne Garrett
Frank Garrison,
Leroy G off
J. Darrel Hall
Lee E. Hayes
Benny Hefner
Margie Jensen
Mayes Scott
C.A. Jones
James Rakes

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Liabilities
Cash & due from
depositories..............
U.S. Treasury securities
Oblig. o f other U.S.
Government agencies
and corporations . . . . . 1
Oblig. o f States and
political subdivisions. . 3
Excess funds sold and
sec. resell agreements . 1
Loans, N e t.................... . 10
Bank premises, furniture
and fixtures................
All other assets..............

845
637
203
062
000
273
505
437

Equity Capital
Capital (tt sh. au. 20,000)
(tt sh. outst. 20,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




17 962

Mil. Thou.

Demand deposits,
ind., part., corp......... . 2 768
Time deposits,
ind., part., corp......... . 11 022
U.S. G ov’ t deposits. . . .
29
Deposits o f States
and subdivisions . . . . . 1 922
Certified and
Officers’ checks........
22
15 763
Total Deposits..........
All other liabilities........
737
Total Liabilities........
16 000

TOTAL .......................

200
600
1 162
1 962
17

962

42

State of Arkansas:

Bank Department

THE FIRST STATE BANK OF BEEBE, BEEBE
Population 3,599
W h ite County
Chartered A pril 20, 1981 P.O. B ox D Telephone Number 882-6406
Zip Code 72012
Num ber o f Branches: Insiae C ity — None; O utside C ity — None
Num ber o f C B C T ’s: Inside C ity — None; Outside C ity — None

Principal Officers:
♦Garland Kirkpatrick........ Chairman,
President & CEO
James A. Lovell, J r .. . . V.P. & Cash.
Clara Clark................... Asst. Cashier
Marilyn C o l e ............... Asst. Cashier

*Designates Chief Executive Officer

Directors:
Dr. Ruth Couch
Mrs. Grace Crouch
Johnnie Downing
Walter England
L.B. Harvey
Robert Justice
Kelton Keathley
Keith K. Knight
Joseph G. Mack
Bruce Oakley
Harvey Smith

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
368
depositories................
U.S. Treasury securities .
993
Oblig. o f other U.S.
Government agencies
and corporations........
702
Oblig. o f States and
political subdivisions..
238
Loans, N e t...................... 3 852
Bank premises, furniture
and fixtu res................
595
All other assets................
485

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp...........
934
Time deposits,
ind., part., corp............ 3 396
U.S. G ov’t deposits........
15
Deposits o f States
and subdivisions........
788
Certified and
Officers’ checks .........
88
Total Deposits.............
5 221
Excess funds purchased
and sec. repurchase
421
agreements..................
All other liabilities.......... ............ 91_
Total Liabilities...........
5 733

Equity Capital

TOTAL




7

233

Capital (# sh.au. 50,000)
(# sh. outst. 50,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

500

1

500
500

T O T A L ........................

7

233

500

43

Sixty-Eighth Report

BENTON STATE BANK, BENTON
Population 17,437
Saline County
Chartered February 9 ,1 9 3 4 P.O. B ox 9 Telephone Number 778-0431
Zip Code 72015
Number o f Branches: Inside C ity — 2; O utside C ity — 1
Number o f C B C T 's: Inside C ity — 1; Outside C ity — 1

Principal Officers:

Directors:

♦Brooks Morris .................... President
Russell Coleman ..............Exec. V.P.
and Cashier
Harry McCormick . . . .Sr. Vice Pres.
JuneM aG ee............... Vice President
JoAnn B a k e r............. Vice President
James Trotter............. Vice President

Bob Alsobrook
Mrs. W .R. Alsobrook
Fred E. Briner
A.B. Holiman
W .L. Tucker
W .W . Jones
Malcolm Lawrence
Gordon Spivey

*Designates Chief Executive Officer
STATEMENT AS OF JUNE 30, 1982

Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

Mil. Thou.
3
12

401
434

14

291

10

938

3
28

100
970

1
2

316
218

Liabilities




668

823
066
73
680
286
928
569
497

Equity Capital
Cap. (# sh.au. 132,000) .
(#sh. outst. 132,000)
Surplus...........................
Undivided profits and
capital reserve............
Total equity capital. . . .

TOTAL .......................... 76

Mil. Thou.

Demand deposits,
ind., part., corp......... . 11
Time deposits,
ind., part., corp......... . 52
U.S. G ov’ t deposits. . . .
Deposits o f States
and subdivisions . . . . . 4
Certified and
Officers’ checks . . . .
Total Deposits.......... 68
1
All other liabilities........
Total Liabilities........ 70

1 320
825
4
6

026
171

TOTAL ...................... 76

668

State of Arkansas:

44

Bank Department

THE UNION BANK OF BENTON, BENTON
Population 17,437
Saline County
Chartered January 11, 1954 P.O. Box 687 Telephone Number 778-0411
Zip Code 72015
Number of Branches: Inside City — 1; Outside City — 2
Number of C B C T ’s: Inside City — 1; Outside City — 1

Principal Officers:
*Joe D. Powers Chairman o f the Board
& President
Jimmy V. F incher.......... Ex. V. Pres.
Gary Sproul..................... Sr. V. Pres.
Mickey Taylor........................V. Pres.
Mike W haley..........................V. Pres.

■

Directors:
Ted Boswell
Hugh Bragg
Greg Brown
Henry Brown
Lilburn W. Carlisle
Jimmy V. Fincher
J.D. Harris
R.G. Kuerner
I. E. McCray, Jr.
Donald Miller
Joe D. Powers
Gary Sproul
"Designates Chief Executive Officer
J. Fred Walton, Jr.
John Young
STATEMENT AS OF JUNE 30, 1982
A ssets

Mil. Thou.

Cash & due from
depositories................ 3 978
U.S. Treasury securities . 4 109
Oblig. o f other U.S.
Government agencies
and corporations........ 5 142
Oblig. o f States and
political subdivisions.. 4 734
All other securities..........
21
Excess funds sold and
sec. resell agreements . 2 300
Loans, N e t...................... 36 069
Bank premises, furniture
and fixtu res................
1 488
All other assets................
1 831

Liabilities

Equity Capital
Cap. (# sh. au. 72,940.3)
(# sh. outst. 72,940.3)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL



59

672

Mil. Thou.

Demand deposits,
ind., part., corp............ 9 958
Time deposits,
ind., part., corp............ 38 489
U.S. G ov’t deposits........
29
Deposits o f States
and subdivisions......... 4 785
Certified and
Officers’ checks ........
462
Total Deposits............. 53 723
Excess funds purchased
and sec. repurchase
agreements..................
85
All other liabilities..........
1 036
Total Liabilities........... 54 844

TOTAL

729
857
2
4

539
125
703

59

672

45

Sixty-Eighth Report

BANK OF BENTONVILLE, BENTONVILLE
Population 8,756
Benton County
Chartered February 25, 1931 P.O. Box 449 Telephone Number 273-3331
Zip Code 72712
Number of Branches: Inside City — 1; Outside City — 2
Number of C B C T ’s: Inside City — 2; Outside City — 1

Principal Officers:
♦Burton E. Stacy .. President/Director
John W. F ryer....................Ex. V.P. &
Cashier/Director
Tim Summers........................V. Pres.
Don Walker............................V. Pres.
David Short............................V. Pres.
F re d L o o k a d o o .............. Trust Officer
Perry L. Bowen....................V. Pres. &
Branch Manager
Carl C osan d.......... V.P. & Trust Off.

Directors:
Sam Walton, Chm.
Jim Walton, V. Chm.
Clayton Little, Sec.
Edward F. Adair
George M. Billingsley
R.E. Buck
Max Burger
William H. Enfield

♦ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Mil.
Assets
Cash & due from
depositories................ 4
U.S. Treasury securities . 7
Oblig. o f other U.S.
Government agencies
and corporations........ 2
Oblig. o f States and
political subdivisions.. 11
Excess funds sold and
sec. resell agreements . 5
Loans, N e t...................... 58
Bank premises, furniture
1
and fixtures................
All other assets................ 3

TOTAL ............ ............ 93



Thou.
330
577
013
609
050
096
287
039

001

Mil. Thou.
Liabilities
Demand deposits,
ind., part., corp. .. . . . 1 4 742
Time deposits,
ind., part., corp. .. . . . 6 1
385
24
U.S. G ov’t deposits. . .
Deposits o f States
and subdivisions . . , . . . 8 541
Certified and
133
Officers’ checks . . .
Total Deposits____ . . . 8 4 825
1 519
All other liabilities. . . . . . .
Total Liabilities . . . , . . . 8 6 344
Equity Capital
Capital (Jt sh.au. 50,000)
(# sh. outst. 39,200)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital.. .

980
1

520

4
6

157
657

TOTAL .................... . 93

001

46

State of Arkansas:

Bank Department

CITIZENS BANK, BENTONVILLE
Population 8,756
Benton County
Chartered December 16, 1968 P.O. B ox 709 Telephone Number 273-5586
Zip Code 72712
Num ber o f Branches: Inside C ity — None; Outside C ity — 2
Num ber o f C B C T’s: Inside C ity — None; Outside C ity — None
Principal O fficers:

Directors:

♦Robert L . S m it h ......................President
Lloyd T . J o n e s................... E x. V . Pres.
Johnnie J. Q u a l l s ____V .P . & Cashier
Lawrence R . M c C a r r o ll.......... V . Pres.

Lawrence P . Bolte
W ayn e W . Carlson
Lawrence R . M cCarroll
W ilson D . Powell
Cecil E . Shores
Robert L . Smith
Ralph C . William s

‘Designates Chief Executive Officer
S T A T E M E N T A S O F J U N E 3 0 , 1982

Mil. Thou.
Assets
Cash & due from
depositories................ 2 715
U.S. Treasury securities .
848
Oblig. o f other U.S.
Government agencies
1 489
and corporations........
Oblig. o f States and
political subdivisions.. 4 350
Loans, N e t ...................... 22 303
Bank premises, furniture
and fixtu res................
948
1 515
All other assets................

Mil.
Liabilities
Demand deposits,
ind., part., corp........... 4
Time deposits,
ind., part., corp........... 23
Deposits o f States
and subdivisions........ 2
Certified and
Officers’ checks ........
Total Deposits............ 30
Excess funds purchased
and sec. repurchase
agreements..................
All other liabilities..........
Total Liabilities.......... 31
Equity Capital
Capital (#sh. au. 65,000)
(# sh. outst. 54,921)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TO TAL .......................... 34




168

Thou.
584
248
679
162
673

600
428
701

549
922

2

996
467

T O T A L ...................... 34

168

Sixty-Eighth Report

47

BANK OF BLEVINS, BLEVINS
Population 314
H em pstead County
Chartered A u gu st 1 2 ,1 9 1 2 P.O. B ox 158 Telephone Number 874*2541
Zip Code 71825
Number o f Branches: Inside C ity — None; O utside C ity — None
Number o f C B C T ’s: Inside C ity — None; Outside C ity — None

Principal Officers:
P.C. Stephens...................... President
*Mike Stephens .. .Ex. V.P. & Cashier
Nell Stephens .................. Sr. V. Pres.
Harold Stephens.................... V. Pres.

Directors:
Harold Stephens
P.C. Stephens
Nell Stephens
Mike Stephens

•Designates Chief Executive Officer
STATEMENT AS OF JUNE 30, 1982
Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t.......................
Bank premises, furniture
and fixtures................

TOTAL




Mil. Thou.
432
747
1 009
215
525
3 291
8

6

227

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp........... 1 339
Time deposits,
ind., part., corp........... 3 779
Deposits o f States
and subdivisions........
572
Certified and
Officers’ checks .........
16
Total D eposits............ 5 706
All other liabilities.......... .............. 3
Total Liabilities.......... 5 709
Equity Capital
Capital (# sh. au. 16,000)
{# sh. outst. 8,050)
Surplus.............
150
Undivided profits and
capital reserve..............
Total equity capital. . .
T O T A L .......................

101

267
518
6

227

State of Arkansas:

48

Bank Department

FARMERS BANK & TRUST COMPANY,
BLYTHEVILLE
Population 24,314
Mississippi County
Chartered March 16, 1908 P.O. Box 688 Telephone Number 763-8101
Zip Code 72315
Number of Branches: Inside City — 2; Outside City — 1
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
*R. A. P orter........ Chairman o f Board
Earl L. McCarroll ...............President
Lee A. C row e..................Ex. V. Pres.
Alvin Huffman, I I I ................ V. Pres.
R.G. C o x ..................................Cashier
Joe Churchill................Asst. V. Pres.
Ralph M. H arm on........ Trust Officer
A.R. R a f f ................................Auditor

Directors:
Dale Briggs
Jerry Cohen
Glen Cook
George G. Hubbard, Jr.
Paul Hughes
Herbert Jones
Max Logan
Earl L. McCarroll
R.A. Porter

♦ Designates Chief Executive Officer
S T A T E M E N T A S O F JU N E 3 0 , 1982

Assets
Mil. Thou.
Cash & due from
depositories................
5 024
U.S. Treasury securities . 16 959
Oblig. o f other U.S.
Government agencies
and corporations......... 18 272
Oblig. o f States and
political subdivisions.. 7 929
All other securities...........
75
Excess funds sold and
sec. resell agreements .
900
Loans, N e t...................... 17 937
Bank premises, furniture
and fixtu res.................
912
All other assets................
1 748

Liabilities
Mil. Thou.
Demand deposits,
8 412
ind., part., corp...........
Time deposits,
ind., part., corp............ 45 288
U.S. G ov’t deposits........
64
Deposits o f States
and subdivisions........ 8 218
All other d ep osits..........
105
Certified and
Officers’ checks .........
135
Total Deposits............. 62 222
All other liabilities...........
1 518
Total Liabilities........... 63 740
Equity Capital
Capital (# sh.au. 40,000)
(# sh. outst. 40,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




69

756

TOTAL

1

000

1

500

3
6

516
016

69

756

49

Sixty-Eighth Report

CITIZENS BANK, BOONEVILLE
Population 3,718
Logan County
Chartered April 18, 1910 P.O. Box 238 Telephone Number 675-2747
Zip Code 72927
Number of Branches: Inside City — 1; Outside City — 2
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*Jeral L. Hampton................ President
Bill Landrum ....................Ex. V. Pres.
Boyce Skeets...................... Sr. V. Pres.
Bill Mitchell............................V. Pres.
JoeEarp ................................V. Pres.
Lee Strickland................Asst. V. Pres.
Shirley P ow ell................Asst. V. Pres.

Jeral L. Hampton
Bill Landrum
H.L. Thomas, Jr.
Glen Fitzgerald
Robert E. Remy
Richard Lippard
A.B. Littlefield
Melvin R. Dunn
Billy D. Leslie

"Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Liabilities
Cash & due from
depositories................ 3 736
U.S. Treasury securities . 1 786
Oblig. o f other U.S.
Government agencies
and corporations........
1 175
Oblig. o f States and
political subdivisions.. 7 834
Loans, N e t...................... 37 100
Bank premises, furniture
and fixtures................
501
All other assets................
1 159

Mil. Thou.

Demand deposits,
ind., part., corp........... 3 190
Time deposits,
ind., part., corp........... 39 909
U.S. G ov’t deposits........
119
Deposits o f States
and subdivisions........ 2 761
Certified and
Officers’ c h e c k s ........ .......... 339
Total Deposits............. 46 318
Excess funds purchased
and sec. repurchase
agreements..................
1 448
870
All other liabilities..........
Total Liabilities.......... 48 636

Equity Capital
Cap. (#sh. au. 100,000) .
(# sh. outst. 100,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL



53

291

TOTAL

1 000
1 000
2
4

655
655

53

291

50

State of Arkansas:

Bank Department

THE BANK OF BRADLEY, BRADLEY
Population 790
Lafayette County
Chartered A pril 10, 1933 P.O. B ox 128 Telephone Number 894*3322
Zip Code 71826
Num ber o f Branches: Insiae C ity — None; Outside C ity — None
Num ber o f C B C T ’s: Inside C ity — None; Outside C ity — None

Principal Officers:

Directors:

*Lane P ierce..........................President
Carl Adams, Jr....................... V. Pres.
Ann Darner................V .P .& Cashier
Billie P ierce................. Asst. V. Pres.
J.B. W ork s...................Asst. Cashier
Elizabeth C. Hamner . .Asst. Cashier

G.E. Crabtree
Randy Griffing
Lane Pierce

•Designates Chief Executive Officer
STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........ 2
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t....................... 4
Bank premises, furniture
and fixtu res......................
All other assets......................

302
400
192
434
750
806

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............
1 224
Time deposits,
ind., part., corp............ 5 888
U.S. G ov’t deposits........
9
Deposits o f States
and subdivisions........
1 086
Certified and
Officers’ checks.......... ............ 32
Total Deposits............ 8 239
All other liabilities.......... .............10
Total Liabilities.......... 8 249
63
29

Equity Capital

Capital (#sh. au. 11,000)
(# sh. outst. 10,000)
Surplus............
475
Undivided profits and
capital reserve.............
Total equity capital. . .
TOTAL




8

976

T O T A L .......................

100

152
727
8

976

Sixty-Eighth Report

51

BANK OF BRINKLEY, BRINKLEY
Population 4,909
Monroe County
Chartered January 17, 1903 P.O. Box 727 Telephone Number 734-3133
Zip Code 72021
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers;

Directors:

A .L . Rusher..........................Chairman
*A.H . Rusher.......................... President
Gus Rusher......................Ex. V. Pres.
Harold Hardwick.................... V. Pres.
Mildred D ick son ......................Cashier

A.L. Rusher
A.H . Rusher
Gus Rusher
Don Fuller
Lambert Dial
S.A. McKnight
Jimmy Carroll, Jr.

♦ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Liabilities
Cash & due from
depositories................. 2 090
U.S. Treasury securities .
699
Oblig. o f other U.S.
Government agencies
and corporations......... 7 982
Oblig. o f States and
political subdivisions.. 5 464
All other securities..........
400
Excess funds sold and
sec. resell agreements
800
Loans, N e t...................... 16 758
Bank premises, furniture
and fixtu res................
518
All other assets................
942

Equity Capital
Capital {ft sh.au. 24,000)
{ft sh. outst. 24,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




35

653

Mil. Thou.

Demand deposits,
ind., part., corp........... 5 493
Time deposits,
ind., part., corp........... 24 034
U.S. G ov’ t deposits........
23
Deoosits o f States
and subdivisions........
1 996
Certified and
Officers’ checks .........
139
Total Deposits............ 31 685
All other liabilities.................... 534
Total Liabilities.......... 32 219

T O T A L .......................

600
1 400
1 434
3 434
35

653

52

State of Arkansas:

Bank Department

BANK OF CABOT, CABOT
Population 4,806
Lonoke County
Chartered M arch 23, 1903 P.O. Drawer R Telephone Number 843-3575
Zip Code 72023
Number o f Branches: Inside C ity — 1; O utside C ity — 1
Num ber of C B C T ’s: Inside C ity — None; Outside C ity — None

Principal Officers:
♦James M. P a r k .....................President
Joe W. P a r k ..............V .P .& Cashier
William E. Williams...............V. Pres.
Jaunita C. M orden.................V. Pres.
James Fred Campbell.............V. Pres.
Oleta R. Kinder.......................Auditor

•Designates Chief Executive Officer

Directors:
Howell M. Thompson, Chair.
W .T. Barnwell
A .M . Feiand, III
Charles L. George
Austin R. Leeds
Jack M. Lowman
James M. Park
Joe W. Park
Gerald H. Shock
Charles R. Templeton
William E. Williams
H .A. Whitley, Jr.

S T A T E M E N T A S O F J U N E 3 0 , 1982

Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities . 3
Oblig. o f other U.S.
Government agencies
and corporations........ 4
Oblig. o f States and
political subdivisions.. 5
All other securities..........
Excess funds sold and
sec. resell agreements . 3
Loans, N e t...................... 25
Bank premises, furniture
and fixtu res................
1
All other assets................

778
499
090
884
270
000
631
945
636

Liabilities

Equity Capital
Capital (# sh.au. 25,000)
(Jt sh. outst. 25,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL



47

733

Mil. Thou.

Demand deposits,
ind., part., corp............ 6 880
Time deposits,
ind., part., corp............ 32 996
U.S. G ov’t deposits........
141
Deposits o f States
and subdivisions.........
2 213
Certified and
Officers’ checks .........
143
Total Deposits............. 42 373
Excess funds purchased
and sec. repurchase
agreements..................
578
All other liabilities..........
1 023
Total Liabilities.......... 43 974

TOTAL

625
1

100

1
3

734
459
300

47

733

Sixty-Eighth Report

53

STATE BANK OF CALICO ROCK, CALICO ROCK
Population 1,046
Izard County
Chartered M ay 1, 1914 P.O. Box 236 Telephone Number 297-3711
Zip Code 72519
Number of Branches: Inside City — None; Outside City — 1
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*H. Davey W ya tt..................President
Gaye C o p p ..........Chairman o f Board
Paul W. Seay..........................V. Pres.
Danny M o se r..........................V. Pres
Boyce H ic k s ..................Asst. V. Pres
Mondalyn Caldwell___ Asst. Cashier
Joann Farmer .. Administrative Asst.

H. Davey Wyatt
Gaye Copp
Paul W. Seay

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtures................
All other assets................

Mil. Thou.
4

645
844
893

3

295

1 500
5 422
274
49

Liabilities
Demand deposits,
ind., part., corp...........

Mil. Thou.
2

791

Time deposits,

ind., part., corp........... 11 494
U.S. G ov’ t deposits........
24
Deposits o f States
and subdivisions........
722
Certified and
Officers’ checks.......... ............ 64
Total Deposits............ 15 095
Excess funds purchased
and sec. repurchase
agreements..................
161
All other liabilities........................ 5
Total Liabilities.......... 15 261

Equity Capital
Capital {# sh. au. 10,000)
250
(# sh. outst. 10,000)
Surplus..............
400
Undivided profits and
capital reserve.............. 1 Oil
Total equity capital. . . 1 661
TOTAL



16

922

TOTAL

16

922

54

State of Arkansas:

Bank Department

THE MERCHANTS AND PLANTERS
BANK, CAMDEN
Population 15,356
Ouachita County
Chartered A pril 18, 1928 P.O. B ox 1017 Telephone Number 836*8136
Zip Code 71701
Num ber of Branches: Inside C ity — 3; Outside C ity — 2
Num ber o f C B C T’s: Inside C ity — None; Outside C ity — None

Principal Officers:

Directors:

*B. J. F o r d ............Chmn. & President
T. Ladd Jameson........... Exec. V.P.
Billy G. W rig h t............Sr. Vice Pres.
H. Tedford Burnett, J r. . . . Vice Pres.
and Cashier

Harry F. Barnes
B.J. Ford
Roy Ledbetter
T. Ladd Jameson
Ray Parham
Emmette Parham
Katherine Patton
Roy B. Walton
W .R. Holleman
E.L. Harrison

♦ Designates Chief Executive Officer

S T A T E M E N T A S O F JU N E 3 0 , 1982

Assets
Mil.
Cash & due from
depositories................ 2
U.S. Treasury securities . 3
Oblig. o f other U.S.
Government agencies
and corporations........ 5
Oblig. o f States and
political subdivisions.. 8
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 25
Bank premises, furniture
and fixtu res................
All other assets................

Thou.
350
251
464
682
75
900
373
807
885

Liabilities
Demand deposits,
ind., part., corp...........
Time deposits,
ind., part., corp...........
U.S. G ov’ t deposits........
Deposits o f States
and subdivisions........
All other d ep osits..........
Certified and
Officers’ checks..........
Total Deposits.............
All other liabilities..........
Total Liabilities...........




47

787

10 293
29 754
105
2

267
16

652
43 087
892
43 979

Equity Capital
Cap. (#sh. au. 100,000) .
(# sh. outst. 100,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL

Mil. Thou.

TOTAL

1 000
1 000
1 808
3 808
47

787

Sixty-Eighth Report

55

CARAWAY BANK, CARAWAY
Population 1,165
Craighead County
Chartered Novem ber 29, 1962 P.O. B ox 39 Telephone Number 482-3329
Zip Code 72419
Number o f Branches: Inside C ity — None; Outside C ity — None
Num ber o f C B C T 's: Inside C ity — None; Outside C ity — None

Principal Officers:

Directors:

♦Amos D a v id ............ Chmn. o f Board
J.R. David, Jr.......................President
Douglas B radley.......................... VicePres.
Jean G o o d m a n ............................ VicePres.
Gundel David Martin.........Asst. V.P.
Deborah David Taylor. . . .Asst. V.P.

Amos David
J.R. David, Jr.
Douglas Bradley
Mildred David
Lee David

♦ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30. 1982
Assets
Mil. Thou.
Liabilities
Cash & due from
depositories................
723
U.S. Treasury securities ..
718
Oblig. o f other U.S.
Government agencies
and corporations........
160
Oblig. o f States and
political subdivisions.. 1 318
All other securities..........
9
Excess funds sold and
sec. resell agreements . 1 450
Loans, N e t...................... 3 872
Bank premises, furniture
and fixtu res................
143

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 645
Time deposits,
ind., part., corp...........
4 933
U.S. G ov’t deposits........
1
Deposits o f States
and subdivisions........
948
All other d ep osits..........
9
Certified and
Officers’ checks.......... .............. 6
Total Deposits............. 7 542
Total Liabilities........... 7 542

Equity Capital
Capital (#sh. au. 10,080)
(# sh. outst. 10,080)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




8

393

TOTAL

252
100
499
851
8

393

56

State of Arkansas:

Bank Department

CITIZENS BANK & TRUST, CARLISLE
Population 2,567
Lonoke County
Chartered December 22, 1930 P.O. B ox 69 Telephone Number 552-7571
Zip Code 72024
Number of Branches: Inside C ity — None; Outside C ity — 1
Number o f C B C T ’s: Inside C ity — None; Outside C ity — None

Directors:

Principal Officers:
* M .S . W o o d r u f f ...............Pres. & A sst.
Trust Officer
Bill J. Shoup Sr. V .P . & Security O ff.
Laverne Caldwell . . . . V .P . & Cashier
Hallie H a z e lw o o d ..........A sst. Cashier
Barbara F e l t s .................... A sst. Cashier
Vicki Jennings . . .L o a n Oper. Officer
M . Gaines Y ou ng, Jr. . .Trust Officer
Bobbie Jean Pryor . .A sst. Trust O ff.

M .S . W o o d r u ff, Chairman
C lifford Bennett
Dr. J.F. Gartman
C .W . Harper
Charles Hunt
Bill Shoup
M . Gaines Y ou ng, Jr.
F .M . Perkins, Advisory
Mem ber

♦ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Liabilities
Mil. Thou.
Assets
Cash & due from
1
depositories................
U.S. Treasury securities . 4
Oblig. o f other U.S.
Government agencies
and corporations........ 3
Oblig. o f States and
political subdivisions.. 5
Excess funds sold and
sec. resell agreements .
Loans, N e t ...................... 14
Bank premises, furniture
and fixtu res................
All other assets................
1

173
523
998
796
200
493
334
092

Equity Capital
Capital (#sh. au. 39,000)
(# sh. outst. 39,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL .......................... 31




609

Mil. Thou.

Demand deposits,
ind., part., corp........... 4 374
Time deposits,
ind., part., corp........... 22 368
U.S. G ov’ t deposits........
116
Deposits o f States
and subdivisions........
1 089
Certified and
55
Officers’ checks..........
Total Deposits............ 28 002
596
All other liabilities..........
Total Liabilities.......... 28 598

975
525
1 511
3 011

TOTAL ...................... 31

609

Sixty-Eighth Report

57

BANK OF CAVE CITY, CAVE CITY
Population 1,634
Sharp County
Chartered July 2, 1906 P.O. Box 82 Telephone Number 283-5553
Zip Code 72521
Number of Branches: Insiae City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*Eagle S treet........ Chmn. & President
James M. S treet----- Exec. Vice Pres.
James E. Street............ Vice President
Eugene Street.............. Vice President
Clifton Crabtree........ V.P. & Cashier

Eagle Street
Eugene Street
James E. Street
Clifton Crabtree

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Liabilities
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Loans, N e t......................
Bank premises, furniture
and fixtures................
All other assets................

622
761
1 454
2
9

540
866
122
398

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 422
Time deposits,
ind., part., corp............ 10 608
U.S. G ov’t deposits........
1
Deposits o f States
and subdivisions........
815
Certified and
Officers’ checks...................... 76
Total Deposits............. 13 922
Excess funds purchased
and sec. repurchase
200
agreements..................
All other liabilities.......... .......... 243
Total Liabilities........... 14 365

Equity Capital
Capital (# sh.au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL




15

763

TOTAL

100
400

1

898
398

15

763

58

State of Arkansas:

Bank Department

AMERICAN STATE BANK, CHARLESTON
Population 1,761
Franklin County
Chartered June 29, 1910 P.O. B ox 128 Telephone Number 965-2201
Zip Code 72933
Num ber o f Branches: Inside C ity — None; Outside C ity — 1
Num ber o f C B C T ’s: Inside C ity — One; Outside C ity — None

Principal Officers:

Directors:

*Joe S. H ia tt................Chmn. & Pres.
Clyde L. H ia tt............. Sr. Vice Pres.
Michael F. F lyn n ..............Exec. V.P.
Margie H ia t t.................... Vice Pres.
Sherman H iatt........................Cashier
Doris M o o re................. Asst. Cashier
Louise Yarbrough........ Asst. Cashier

Joe S. Hiatt
Clyde L. Hiatt
Michael F. Flynn
Harold W. Jones
Joe O. Larkin
Troy Clark
John McDonald

•Designates Chief Executive Officer
STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from

Liabilities

Mil. Thou.

Dem and deposits,

depositories................
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........
1
Oblig. o f States and
political subdivisions.. 3
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 13
Bank premises, furniture
and fixtu res................
All other assets................

708
702
948
746
340
683
624
646

ind., part., corp............ 2 268
Time deposits,
ind., part., corp............ 15 943
U.S. G ov’ t deposits........
2
Deposits o f States
and subdivisions........
767
All other d ep osits..........
4
Certified and
Officers’ checks.......... ...........166
Total Deposits............. 19 150
Excess funds purchased
and sec. repurchase
agreements..................
1 368
All other liabilities.......... .......... 304
Total Liabilities.......... 20 822

Equity Capital
Capital (# sh.au. 12,000)
{# sh. outst. 12,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL




23

397

TOTAL

300
700
1 575
2 575
23

397

Sixty-Eighth Report

59

BANK OF CHERRY VALLEY, CHERRY VALLEY
Population 729
Cross County
Chartered January 24, 1907 P.O. B ox 188 Telephone Number 588-3332
Zip Code 72324
Number o f Branches: Insiae C ity — None; Outside C ity — None
Number o f C B C T ’s: Inside C ity — None; Outside C ity — None

Principal Officers:

Directors:

*W .M. Smith, Jr................... President
W .M . Smith, I I I ................Vice Pres.
Emmett Milam ..................Vice Pres.
Yvonne L a c e ..........................Cashier
Peggy Grubbs................ Asst. Cashier

W .M. Smith, Jr.
W .M. Smith, III
Emmett Milam
H.H. Beasley
Edward Maddox

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................
471
U.S. Treasury securities .
297
Oblig. o f other U.S.
Government agencies
and corporations........
1 695
Oblig. o f States and
political subdivisions.. 3 534
All other securities...........
8
Excess funds sold and
sec. resell agreements .
200
Loans, N e t...................... 8 756
Bank premises, furniture
and fixtures.................
96
All other assets.................
104

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............
1 862
Time deposits,
ind., part., corp............ 9 350
U.S. G ov’ t deposits........
5
Deposits o f States
and subdivisions........
1 253
All other d ep osits..........
441
Certified and
Officers’ checks...................... 28
Total Deposits............ 12 939
Excess funds purchased
and sec. repurchase
agreements..................
856
Total Liabilities.......... 13 795

Equity Capital
Capital (#sh. au. 2,000) .
100
(# sh. outst. 2,000)
Surplus........................
1
200
Undivided profits and
capital reserve.............. ..........66
Total equity capital. . . 1 366
TOTAL




15

161

TOTAL

15

161

60

State of Arkansas:

Bank Department

THE MERCHANTS AND PLANTERS BANK,
CLARENDON
Population 2,361
Monroe County
Chartered July 23, 1890 P.O. Box 280 Telephone Number 747-3319
Zip Code 72029
Number of Branches: Insiae City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*J. Perry Lee..........................President
James B. S h arp................ Chairman
Caroline B. L y l e ...............Vice Pres.
Rheta G riffith................... Corp. Sec.

James B. Sharp
J. Perry Lee
Caroline B. Lyle
Rheta Griffith
Paul McKay
Ellen Menard
Donald A. Davis
B.J. Hopson

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from

depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t .......................
Bank premises, furniture
and fixtu res................
All other assets................

894
397
4

079
886

7

70
187
288
419

Liabilities

Equity Capital
Capital (# sh. au. 6,000) .
{# sh. outst. 6,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............

TOTAL




14

220

Mil. Thou.

Demand deposits,
ind., part., corp...........
2 226
Time deposits,
ind., part., corp...........
8 987
U.S. G ov’ t deposits........
11
Deposits o f States
and subdivisions........
1 371
Certified and
Officers’ checks.....................133
Total D eposits............. 12 728
All other liabilities..........
259
Total Liabilities........... 12 987

TOTAL

150
200
683
1 033
200
14

220

Sixty-Eighth Report

61

ARKANSAS STATE BANK, CLARKSVILLE
Population 5,237
Johnson County
Chartered March 8, 1967 P.O. Box 100 Telephone Number 754-6325
Zip Code 72830
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
♦Robert C. Tyson___ .......... President
Thomas F. Roskahr ..........Vice Pres.
Betty L. Callahan . . . .V .P. & Cashier
Mary Pitts................ .. .Asst. Cashier

Directors:
Jefferson H. Haney, Chmn.
R.L. Thompson
Robert C. Tyson
Jim Dickerson
Harold Whitson
Armil Taylor
Guy P. Shirigley
H.E. Wharton
Dane Riggs

•Designates Chief Executive Officer
STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................
1
U.S. Treasury securities . 2
Oblig. o f other U.S.
Government agencies
and corporations........ 9
Oblig. o f States and
political subdivisions.. 6
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 10
Bank premises, furniture
and fixtures................
All other assets................

TOTAL




32

Thou.
111
799
070
004
800
212
590
753

339

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp........... 4 804
Time deposits,
ind., part., corp........... 22 928
U.S. G ov’t deposits........
25
Deposits o f States
and subdivisions........
1 142
All other d ep osits.......... ............ 72
Total Deposits............. 28 971
All other liabilities..........
460
Total Liabilities........... 29 431
Equity Capital
Capital (#sh. au. 12,000)
{# sh. outst. 12,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL

120
680
1 858
2 658
250
32

339

62

State o f A rkansas:

Bank Departm ent

FARMERS BANK & TRUST COMPANY,
CLARKSVILLE
Population 5,237
Johnson County
Chartered July 6, 1978 P.O. B ox 288 Telephone Number 754-2020
Zip Code 72830
Num ber of Branches: Inside C ity — 1; Outside C ity — 1
Num ber o f C B C T 's: Inside C ity — 2 ; Outside C ity — None

Principal Officers:

Directors:

* James C . E a s t ............ C hm n. o f Board
J .A . McEntire I I I ...............Vice C hm n.
Joe A . W o o d s o n ...................... President
Ernest Lee W h i t e ........................Sr. V .P .
James E . Brantley .................... Sr. V .P .
M ary Lou W a r r e n ...................Vice Pres.
Robert C . M a g e e ..................... Vice Pres.
Nina M a s o n .............................. Cashier
H arold J o h n s o n ..................... A sst. V .P .
Elmer G . S m ith ....................... A sst. V .P .
and Branch M gr.
Rebecca U p t o n ..........New A ccts. O ff.
__________

James C . East
J .A . McEntire III
Joe A . W o od so n
Ernest Lee W hite
Robert C . M agee
Carolyn Qualls
J .T . W hite
Robert Hurley
Ted Riley
J.E . Lewis
Dayne Phillips
Bill Porter
Steven M organ

♦Designates Chief Executive Officer

S T A T E M E N T A S O F J U N E 3 0 , 1982
Mil. Thou.
Assets
Cash & due from
depositories................ 3 758
U.S. Treasury securities . 2 196
Oblig. o f other U.S.
Government agencies
and corporations........ 11 806
Oblig. o f States and
political subdivisions.. 6 445
All other securities..........
40
Excess funds sold and
sec. resell agreements . 1 850
Loans, N e t...................... 22 288
Bank premises, furniture
and fixtu res................
778
All other assets................
825

Liabilities
Demand deposits,
ind., part., corp.........
Time deposits,
ind., part., corp.........
U.S. G ov’ t deposits___
Deposits o f States
and subdivisions . . . .
Certified and
Officers’ checks........
Total Deposits..........
Excess funds purchased
and sec. repurchase
agreements................
All other liabilities........
Total Liabilities........

Mil. Thou.

.

4

901

. 36

395
283

.

3

239

44

125
943

935
1 000
. 46 878

Equity Capital
Capital (#sh. au. 5,000)
(ft sh. outst. 5,000)
Surplus............................
Undivided profits and
capital reserve.......... .
Total equity capital. . . .
Subordinated notes
and debentures............
TOTAL .......................... 49



986

500
1 600

2

TOTAL ...................... 49

408
508
600
986

Sixty-Eighth R eport

63

CLINTON STATE BANK, CLINTON
Population 1,284
V an Buren County
Chartered October 16, 1946 P.O. B ox 57 Telephone Number 745-2441
Zip Code 72031
Number o f Branches: Inside C ity — 1; Outside C ity — 3
Number o f C B C T ’s: Inside C ity — None; Outside C ity — None

Principal Officers:

Directors:

♦Howard Johnson.................. Chairman
Jim S. G ow en ........................ President
Garner M. Joh n son ..............Sr. V.P.
Dyke Johnson ............ Vice President
Thomas McKnight .................Cashier

Paul Bone
Jim S. Gowen
Dyke Johnson
Garner Johnson
Howard Johnson
Mrs. Howard Johnson
John L. Johnson
Dickie Lefler
Roy Lefler, Jr.

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30. 1982
Assets
Mil. Thou.
Cash & due from
depositories................ 3 513
U.S. Treasury securities . 6 714
Oblig. o f other U.S.
Government agencies
and corporations........ 6 211
Oblig. o f States and
political subdivisions.. 8 121
Excess funds sold and
sec. resell agreements . 1 200
Loans, N e t...................... 25 511
Bank premises, furniture
and fixtures................
498
All other assets................
1 330

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 7 537
Time deposits,
ind., part., corp............ 37 555
U.S. G ov’t deposits........
21
Deposits o f States
1 983
and subdivisions........
Certified and
Officers’ checks.................... 272
Total Deposits............. 47 368
Excess funds purchased
and sec. repurchase
agreements.......................
365
All other liabilities..........
530
Total Liabilities........... 48 263

Equity Capital
Capital (# sh.au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL




53

098

TOTAL

400
1 000
3
4

435
835

53

098

64

State o f A rkansas:

Bank Departm ent

FIRST STATE BANK
AND TRUST COMPANY, CONWAY
Population 20,375
Faulkner County
Chartered February 8, 1946 P.O. Box 729 Telephone Number 329-5656
Zip Code 72032
Number of Branches: Inside City — 2; Outside City — 3
Number of C B C T ’s: Inside City — 2;
Outside City — None

Principal Officers:

Directors:

* James G. W illiam son.............. Chmn. o f Board
Chief Exec. O fficer
Thomas G. Wilson . . .Chmn. Exec. Committee
B.J. D augh erty......................................President
Louis E .Stell ......................Exec. Vice President
Thomas E. Bentley, Jr............Sr. V .P. & Cashier
Jack H u m p h re y ........................... Vice President
Richard P. Clark I I .......... V .P. & Trust O fficer
John Stanton........................ Asst. Vice President
Bruce T h o rn to n .................. Install. Loan O fficer
Lou B u rch field .................... Asst. Vice President
Brenda H ester...................... Asst. Vice President
Wilma H o g a n ...................... Asst. Vice President
Alvin Glen R o s s ..................Asst. Vice President
Ann H. K ir b y ....................... Asst. Trust Officer
Joanne H. Barham .........................................Asst.Cashier
Kenny E v a tt..................................................... AsstCashier
Mary Ann F reem an .......................................Asst.Cashier
Kay R e y n o ld s ................................................. Asst.Cashier
Burnell Terry................................................... Asst.Cashier

&

William M . Clark
B. J. Daugherty
C. Joseph Giroir, Jr.
Alphonse M. Hiegel
J.W . McCracken
J.F. O ’ Kelley
Frank E. Robins III
Earl F. Rogers
Stanley Russ
M .M . Satterfield
Louise E. Stell
James G. Williamson
Thomas G. Wilson

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................ 6 538
U.S. Treasury securities . 13 150
Oblig. o f other U.S.
Government agencies
and corporations........ 7 561
Oblig. o f States and
political subdivisions.. 13 380
All other securities..........
1 520
Excess funds sold and
sec. resell agreements .
500
Loans, N e t ...................... 45 990
Bank premises, furniture
and fixtu res................
995
All other assets................ 2 119

TOTAL



Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 15 224
Time deposits,
ind., part., corp............ 54 093
U.S. G ov’t deposits........
5
Deposits o f States
and subdivisions........ 11 123
Certified and
406
Officers’ checks..........
Total Deposits............. 80 851
Excess funds purchased
and sec. repurchase
agreements..................
607
All other liabilities............ 1 491
Total Liabilities........... 82 949
Equity Capital
Cap. (#sh. au. 100,000) .
(# sh. outst. 100,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

91

753

TOTAL

1

000

2

500

5
8

304
804

91

753

Sixty-Eighth R eport

65

THE CORNING BANK, CORNING
Population 3,650
Clay County
Chartered January 29, 1931 P.O. Box 439 Telephone Number 857-3592
Zip Code 72422
Number of Branches: Inside City — None; Outside City — 2
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

Mrs. Sam L. M anatt..........Chairman
*Sam L. Manatt, Jr.............. President
Jim M anatt......................... Exec. V.P.
John Manatt....................... Exec. V.P.
Sam Manatt III .................Exec. V.P.
Jim V in son ..........Sr. V.P. & Auditor
Donis Sim pson....................... Sr. V.P.
Louise C o le m a n ..................VicePres.

Mrs. Sam L. Manatt
Sam L. Manatt, Jr.
Jim Manatt
John Manatt
Sam Manatt, III
Donis Simpson
Louise Coleman

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30. 1982

Assets

Mil. Thou.

Cash & due from
depositories................... 2 765
U.S. Treasury securities. . 2 186
Oblig. o f States and
political subdivisions . . 3 588
Loans, Net......................... 24 500
Bank premises, furniture
and fixtures...................
464
All other assets................. 1 976

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............... 7 935
Time deposits,
ind., part., corp............... 22 715
U.S. G ov’t dep osits..........
25
Deposits o f States
and subdivisions.............
1 013
All other deposits..............
50
Certified and
Officers’ ch e ck s .............
f5
Total Deposits................. 31 753
All other liabilities............ .......... 362
Total Liabilities ............ 32 115

Equity Capital
Capital (#sh. au. 15,000). .
(# sh. outst. 15,000)
Surplus................................
Undivided profits and
capital reserve................
Total equity capital . . . .
Subordinated notes
and debentures..............
TOTAL




35

479

TOTAL

375
1

250

1
3

568
193
171

35

479

State o f A rkansas:

66

Bank Departm ent

FIRST STATE BANK, CROSSETT
Population 6,706
A sh ley County
Chartered M ay 13, 1963 P.O. B ox 638 Telephone Number 364-5131
Zip Code 71635
Num ber of Branches: Inside C ity — None; Outside C ity — 1
Num ber of C B C T’s: Inside C ity — None; Outside C ity — None

Principal Officers:

Directors:

Richard E. G riffin................Chairman
♦William D. G a d d y ................President
R.D. Harper................. Ex. V. Pres.
Cheryl G o o d w in ......................Cashier
Jeanie Parker................Adm. Officer

Charles Baxley
H .A. Etheridge, Jr.
Richard E. Griffin
R.D. Harper
James S. Nolley
C.E. Ripley
Donald R. Rodgers
Z.M . Stell
E.A. Tucker
T. Jack Walsh

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30. 1982
Liabilities
Assets
Mil. Thou.
Cash & due from
depositories.................
1 495
U.S. Treasury securities .
798
Oblig. o f other U.S.
Government agencies
1 807
and corporations........
Oblig. o f States and
political subdivisions.. 2 401
All other securities...........
3
Excess funds sold and
sec. resell agreements .
150
Loans, N e t ...................... 10 996
Bank premises, furniture
and fixtu res.................
266
All other assets.................
531

Equity Capital
Capital (# sh.au. 40,000)
(# sh. outst. 40,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




18

447

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 625
Time deposits,
ind., part., corp........... 10 699
U.S. G ov’ t deposits........
176
Deposits o f States
and subdivisions........ 2 461
Certified and
Officers’ checks .........
60
Total Deposits............. 17 021
All other liabilities..........
313
Total Liabilities........... 17 334

TOTAL

400
200

1

513
113

18

447

Sixty-Eighth R eport

67

DANVILLE STATE BANK, DANVILLE
Population 1,712
Yell County
Chartered October 3, 1930 P.O. Box 68 Telephone Number 495-2236
Zip Code 72833
Number of Branches: Insiae City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

♦John Ed Chambers, Jr.........President
Edward J. T a y lo r............ Sr. V. Pres.
Bobby R am ey............ V.P. & Cashier
Elouise Laurie.................................. V.Pres.
Paul W illett...................................... V.Pres.
Jerry S m ith...................................... V.Pres.
Odean P a rk e r..................A. V. Pres.

John Ed Chambers, Jr.
John Ed Chambers, III
Mike Cornwell
Lloyd R. George
Fay Mathis
Todd Sanders
Charles Sloan
Edward J. Taylor

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................ 1
U.S. Treasury securities . 3
Oblig. o f other U.S.
Government agencies
and corporations........ 3
Oblig. o f States and
political subdivisions.. 7
Excess funds sold and
sec. resell agreements . 5
Loans, N e t...................... 25
Bank premises, furniture
and fixtu res................
All other assets................
1

365
088
813
992
200
303
320
463

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 386
Time deposits,
ind., part., corp............ 36 027
7
U.S. G ov’ t deposits........
Deposits o f States
and subdivisions........ 2 425
Certified and
Officers’ checks...................... 97
Total Deposits............. 41 942
Excess funds purchased
and sec. repurchase
agreements...................
1 610
All other liabilities..........
732
Total Liabilities........... 44 284

Equity Capital
Capital (# sh.au. 10,000)
(# sh. outst. 10,000)
Surplus............................
Undivided profits and
capitaUeserve............
Total equity capital. . .
TOTAL




48

544

TOTAL

250
1

750

2
4

260
260

48

544

68

State o f A rkansas:

Bank Departm ent

ARKANSAS VALLEY BANK, DARDANELLE
Population 3,621
Yell County
Chartered August 29, 1961 P.O. Box 330 Telephone Number 229-2151
Zip Code 72834
Number of Branches: Inside City — 1; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None
Principal O fficers:

D irectors:

♦Carl H. H o lt ................ . . . . President
Neil Barfield................ . .Ex. V. Pres.
L. Steven Ross ......................V. Pres.
Dorthy G eib e.............. .......... Cashier
Judy E llio tt................ .Asst. V. Pres.
Nancy M o o r e ............ .Asst. V. Pres.
Connie Stone.............. .Asst. V. Pres.

Carl H. Holt
Neil Barfield
L. Steven Ross
Rosemary Holt
Dr. Gilroy S. Cornwell
James R. Ford
Dennis James
John Harris

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Liabilities
Mil. Thou.
Assets
Cash & due from
depositories..............
U.S. Treasury securities
Oblig. o f other U.S.
Government agencies
and corporations . . . .
Oblig. o f States and
political subdivisions.
Excess funds sold and
sec. resell agreements
Loans, N e t...................... 11
Bank premises, furniture
and fixtu res................
All other assets................

575
799
498
850
500
459
489
443

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 131
Time deposits,
ind., part., corp........... 9 557
U.S. G ov’t deposits........
14
Deposits o f States
and subdivisions........
1 705
Certified and
Officers’ checks..........
86
Total D eposits............ 13 493
Excess funds purchased
and sec. repurchase
agreements..................
713
All other liabilities..........
264
Total Liabilities.......... 14 470

Equity Capital
Capital (#sh. au. 32,852)
(# sh. outst. 32,852)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL ........................ . 15



613

TOTAL ...................... 15

329
421
143
893
250
613

Sixty-Eighth R eport

69

BANK OF DARDANELLE, DARDANELLE
Population 3,621
Yell County
Chartered September 12, 1934 P.O. Box 90 Telephone Number 229-3311
Zip Code 72834
Number of Branches: Inside City — 1; Outside City — None
Number of C B C T ’s: Inside City — 1; Outside City — None

Principal Officers:
*H.M. Orsburn .....................President
Noel VanDover........................V. Pres.
V.E. Lam bert..........................V. Pres.
Janelle P a rk er......................... Cashier
Janetta J a y ....................Asst. Cashier

Directors:
L.R. Berryhill
Fanny B. George
John L. Hamilton
Evelyn H. Jones
H.M. Orsburn
Noel VanDover
Jimmy Wallis
Billy B. Woodson
Bill K. Berry

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories...................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t.........................
Bank premises, furniture
and fixtures................
All other assets................

5

1 506
711

4

800

1 225
1 800
14 832
638
663

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 029
Time deposits,
ind., part., corp............ 22 436
U.S. G ov’t deposits........
23
Deposits o f States
and subdivisions........
1 797
Certified and
Officers’ checks...................... 46
Total Deposits............. 27 331
Excess funds purchased
and sec. repurchase
agreements..................
449
All other liabilities..........
521
Total Liabilities.......... 28 301

Equity Capital
Capital (# sh. au. 8,000) .
(# sh. outst. 8,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL



31

175

TOTAL

200
225
2
2

249
674
200

31

175

70

State o f A rkansas:

Bank Departm ent

DECATUR STATE BANK, DECATUR
Population 1,034
Benton County
Chartered M ay 27, 1954 P.O. Box 38 Telephone Number 752-3281
Zip Code 72722
Number of Branches: Inside City — None; Outside City — 1
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
♦Vernon A u s tin ....................President
Mary M. Kirby .. .Sr. V.P. & Cashier
Wanda R. T o r m e y ............ Vice Pres.
Bill M ontgom ery.......... Asst. Cashier

Directors:
Lloyd E. Peterson,
Chairman o f Board
Dorothy Mae Peterson
L. Victor Evans
Richard E. Wilmoth
James T. Hudson
Dr. E.N. McCollum
Harold M. Lee
Tom M. Edmiston

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Mil. Thou.
Assets
Cash & due from
1 149
depositories................
Oblig. o f other U.S.
Government agencies
454
and corporations........
Oblig. o f States and
political subdivisions.. 1 587
Excess funds sold and
sec. resell agreements .
900
Loans, N e t...................... 9 549
Bank premises, furniture
and fixtu res................
539

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 3 141
Time deposits,
ind., part., corp............ 8 703
Deposits o f States
and subdivisions........
555
Certified and
Officers’ checks .........
92
Total Deposits............. 12 491
All other liabilities.......... ............ 36
Total Liabilities........... 12 527

Equity Capital
Capital (# sh. au. 7,000) .
350
(# sh. outst. 7,000)
Surplus..............
350
Undivided profits and
capital reserve...............
951
Total equity capital. . .
1 651
TOTAL




14

178

TOTAL

14

178

71

Sixty-Eighth R eport

BANK OF DELIGHT, DELIGHT
Population 439
Chartered June 16, 1911 P.O. Box 68

Pike County
Telephone Number 379-2293

Zip Code 71940
Number of Branches: Insiae City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
Cecil E. Johnson, Jr. . Chm. o f Board
♦Olen H en drix........................ President
Darwin Hendrix............ Ex. V. Pres.
Gus Wingfield.......................... V. Pres.
C lib M a y .................................. V. Pres.
Edna Joh n son .......................... Cashier
Jan M itchell.................. Asst. Cashier

Directors:
Cecil E. Johnson, Jr.
Buford Hendrix
Darwin Hendrix
Olen Hendrix
Clib May
Ludis Rhodes
Alvis Stokes
Gus Wingfield
Clarence Anthony

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................
U.S. Treasury securities . 2
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions.. 1
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 7
Bank premises, furniture
and fixtures................
All other assets......................

TOTAL




13

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............. 1 161
Time deposits,
ind., part., corp............ 10 000
U.S. Gov’t deposits........
2
Deposits o f States
1 016
and subdivisions........
Certified and
Officers’ checks .........
H
Total D eposits............. 12 190
All other liabilities.......... .............18
Total Liabilities........... 12 208

Thou.

496
328
599
274
21
750
724
118
40

350

Equity Capital
Capital ([#sh. au. 6,250) .
(# sh. outst. 6,250)
Surplus............
600
Undivided profits and
capital reserve.............
Total equity capital. . .
1
TOTAL

13

156

386
142
350

72

State o f A rkansas:

Bank Departm ent

FIRST STATE BANK OF DE QUEEN, DE QUEEN
Population 4,594
Sevier County
Chartered A ugust 26, 1974 P.O. B ox 970 Telephone Number 642-4423
Zip Code 71832
Number of Branches: Inside City — 1; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

♦Cole M artin............President & CEO
Robert C a r d ........ Sr. V.P. & Cashier

Cole Martin
Coy Wiles
Dennis Smiley
O.E. Suttle
Don Stemple
Lou Gray
R.S. Harris
William Hodge

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
All other securities...........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res.................
All other assets.................

1
1

751
878

1 024
823
100
8

200
872
442
503

Liabilities

Equity Capital
Capital (# sh.au. 30,000)
(# sh. outst. 30,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............

TOTAL




15

593

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 992
Time deposits,
ind., part., corp........... 10 469
U.S. G ov’t deposits........
60
Deposits o f States
and subdivisions........
1 164
Certified and
Officers’ checks..........
435
Total Deposits............. 14 120
All other liabilities.......... .......... 246
Total Liabilities........... 14 366

TOTAL

300
400
1

447
147
80

15

593

Sixty-Eighth R eport

73

DERMOTT STATE BANK, DERMOTT
Population 4,731
Chicot County
Chartered July 8, 1935 P.O. Box C Telephone Number 538-3266
Zip Code 71638
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

John W. B a x ter...................President
♦James S. Suitt...................Ex. V. Pres.
Clarence H orton...............Sr. V. Pres.
& Trust Officer
Frank Henry, Jr...................... V. Pres.
Mrs. Frances Spratlin.............V. Pres.
Mrs. Wydelle Clark.................Cashier
Mrs. June Farrell...........Asst. Cashier
Mrs. Rebecca Jenkins . .Asst. Cashier

John M. Arnn
John M. Baxter
W .A . Baxter
E. Lephiew Dennington
R.H. Dennington
Frank Henry, Jr.
Clarence Horton
Bernard Levi
Lawrence W. Levi
Swan B. Moss, Jr.
Robert H. Rasco
James S. Suitt

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
All other securities..........
Loans, N e t......................
Bank premises, furniture
and fixtures................
All other assets................

Mil. Thou.

2

720
296

2

882

2

575
160
672

5

315
11

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
2 696
Time deposits,
ind., part., corp............ 8 744
U.S. G ov’t deposits........
2
Deposits o f States
and subdivisions........
1 205
Certified and
Officers’ checks...................... 44
Total Deposits............. 12 691
Excess funds purchased
and sec. repurchase
agreements..................
100
All other liabilities...................... 42
Total Liabilities........... 12 833

Equity Capital
Capital (# sh. au. 18,000)
(# sh. outst. 18,000)
Surplus..............
550
Undivided profits and
capital reserve..............
Total equity capital. . .
1
T O T A L .............................




14

631

T O T A L .........................

14

450

798
798
631

74

State o f A rk a n s a s

Bank Departm ent

FIRST STATE BANK OF DERMOTT, DERMOTT
Population 4,731
Chicot County
Chartered October 15, 1976 P.O. Box 0 Telephone Number 538-3221
Zip Code 71638
Number of Branches: Insiae City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
♦Torn G rum bles....................President
Mary K. T u cker..............Ex. V. Pres.
Rex Vaughn............................V. Pres.

Directors:
William Bulloch
Bill Courtney
Don L. Elfing
Robert Gibson
Tom Grumbles
Leonard Hampson
Don Scott
H.W . Thomas, MD
Mary K. Tucker

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

Mil. Thou.

1

599
928
402

1

8

787
26
400
431
177
273

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 3 082
Time deposits,
ind., part., corp............ 8 543
U.S. G ov’ t deposits........
5
Deposits o f States
and subdivisions........
695
All other d ep osits..........
174
Certified and
Officers’ checks.......... ............ 75
Total Deposits............. 12 574
Excess funds purchased
and sec. repurchase
agreements..................
65
252
All other liabilities..........
Total Liabilities........... 12 891
Equity Capital
Capital (#sh. au. 18,750)
(# sh. outst. 15,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL



14

023

TOTAL

150
600

1

382
132

14

023

Sixty-Eighth R eport

75

FARMERS & MERCHANTS BANK, DES ARC
Population 2,021
Prairie County
Chartered January 20, 1902 P.O. Box 369 Telephone Number 256-4191
Zip Code 72040
Number of Branches: Insiae City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*Sherod S. W h ite...................President
William A . Lindsay, Jr...........V. Pres.
Dora M. H o llo w a y .................Cashier
Elsie G arth................... Asst. Cashier
Betty H u n t................... Asst. Cashier
Faye Sm ith....................Sec. to Board

S.R. Nichols, Chairman
G . P. Mullen, V. Chm.
R . L. Morton
J.E. Berry
Guyman Devore
Willis Eddins
W .A . Lindsay, Jr.
H . L. Nichols
J.F. Orsi, Jr.
O.L. Simmons
S. S. White

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

Mil. Thou.

1

893
599

4

002

8
7

158
845
122
634

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 519
Time deposits,
ind., part., corp........... 14 894
U.S. G ov’t deposits........
38
Deposits o f States
and subdivisions........
1 197
All other d ep osits..........
107
Certified and
Officers’ checks.....................103
Total Deposits............. 18 858
All other liabilities..........
350
Total Liabilities........... 19 208

Equity Capital
Capital (# sh. au. 58,564)
(# sh. outst. 58,564)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL




23

253

TOTAL

586
1

100

2 359
4 045
23

253

76

State o f A rkansas:

Bank D epartm ent

DeWITT BANK & TRUST COMPANY, DeWITT
Population 3,928
Arkansas County
Chartered March 1, 1929 P.O. Drawer 71 Telephone Number 946-3531
Zip Code 72042
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
Elmer A. Ferguson............ Chairman
o f the Board
Julian Brow n.............. Vice Chairman
o f the Board
*B. Gene Staton.................... President
T.F. H u dson ........ Sr. V.P. & Cashier
Dale K. Bennett.................. Vice Pres.
Frank Ellis, Jr......................Vice Pres.
and Sr. Trust Officer

Directors:
W .H. Botts
Julian Brown
E.
E. Denman
Ray D. Dickson
Elmer A . Ferguson
F.
A. O ’ Daniel
Charles W. Rasco, III
Nancy F. Rasco
B. Gene Staton
Jack Whitmore

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
1 819
U.S. Treasury securities . 1 141
Oblig. o f other U.S.
Government agencies
and corporations........ 4 058
Oblig. o f States and
political subdivisions.. 8 083
All other securities..........
8 481
Excess funds sold and
sec. resell agreements . 2 625
Loans, N e t ...................... 13 851
Bank premises, furniture
and fixtu res................
903
All other assets................
866

TOTAL




41

827

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 5 443
Time deposits,
ind., part., corp........... 26 772
U.S. G ov’t deposits........
41
Deposits o f States
and subdivisions........ 2 147
Certified and
Officers’ checks..........
179
Total D eposits............. 34 582
All other liabilities..........
921
Total Liabilities........... 35 503
Equity Capital
Capital (# sh. au. 18,000)
(# sh. outst. 18,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

450
1

550

4
6

324
324

T O T A L ......................... 41

827

Sixty-Eighth R eport

77

PEOPLES BANK, DIERKS
Population 1,249
Howard County
Chartered November 17, 1970 P.O. Box 123 Telephone Number 286-2121
Zip Code 71833
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

♦Flynn Justus..............Vice Chairman
Jerry J a c o b s ........................President
Sam m yeW inton................ Vice Pres.
Beth C o x ....................Cashier & V.P.
C.E. Hendrix, Jr................. Vice Pres.

John H. Hendrix
Flynn Justus
Jerry Jacobs
C.E. Hendrix, Jr.
Reese D. Kirby

'Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
MU. Thou.
Assets
Cash & due from
depositories................
966
U.S. Treasury securities . 1 998
Oblig. o f States and
political subdivisions.. 2 056
Loans, N e t...................... 13 229
Bank premises, furniture
and fixtures................
166
All other assets................
441

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 481
Time deposits,
ind., part., corp............ 12 845
U.S. G ov’t deposits........
30
Deposits o f States
and subdivisions........
1 044
Certified and
Officers’ checks ........ ............ 37
Total D eposits............. 16 437
Total Liabilities........... 16 437

Equity Capital
Capital (#sh. au. 5,400) .
(# sh. outst. 5,400)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL




18

856

135
1

865

2

419
419

T O T A L ...................... 18

856

78

State o f A rkansas:

Bank Departm ent

BANK OF DOVER, DOVER
Population 948
Pope County
Chartered September 29, 1905 P.O. B ox 334 Telephone Number 331*2121
Zip Code 72837
Number of Branches: Inside City — None; Outside City — 2
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
♦Tom Hargis.......................... President
Joyce Churchill..................Asst. V.P.
Mary M artin......................Asst. V.P.
Kennith A dam s....................London
Branch Manager

Directors:
T.C. Campbell
Standford Lee
David R. Bewley
Bill Harms
Tom Hargis
Richard Mobley

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................ 1 324
U.S. Treasury securities . 1 597
Oblig. o f other U.S.
Government agencies
and corporations........
1 904
Oblig. o f States and
political subdivisions.. 1 872
Excess funds sold and
sec. resell agreements .
100
Loans, N e t ...................... 9 975
Bank premises, furniture
380
and fixtu res................
All other assets................
449

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............
1 891
Time deposits,
ind., part., corp............ 12 053
U.S. G ov’t deposits........
2
Deposits o f States
and subdivisions.........
1 399
All other d ep osits..........
136
Certified and
Officers’ c h e c k s ........ ............ 99
Total Deposits............. 15 580
Excess funds purchased
and sec. repurchase
agreements..................
69
All other liabilities.......... .......... 317
Total Liabilities........... 15 966
Equity Capital
Capital (#sh. au. 9,200) .
(# sh. outst. 9,200)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............

TOTAL



17

601

TOTAL

230
700

1

605
535
100

17

601

Sixty-Eighth R eport

79

DUMAS STATE BANK, DUMAS
Population 6,091
Desha County
Chartered January 11, 1974 P.O. B ox 700 Telephone Number 382-4204
Zip Code 71639
Number of Branches: Insiae C ity — None; Outside C ity — None
Number o f C B C T ’s: Inside C ity — None; Outside C ity — None

Directors:

Principal Officers:
♦James R. H a ll.......................President
Anita G rim es...........................Cashier
Thomas F. Jones, Jr..........Installment
Loan Officer

James R. Hall, Chairman
Merle Peterson
William F. Teeter
Dr. Howard R. Harris
Dorothy Moore
Herman Vickers
William A. West
M.E. McDonald
L. David Stubbs
A .O . French, Jr.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t.......................
Bank premises, furniture
and fixtu res................
All other assets................

TOTAL




Mil. Thou.

450
300
2

477
862

600
4 532
302
294

9

817

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............
1 609
Time deposits,
ind., part., corp............ 5 960
Deposits o f States
and subdivisions........
976
Certified and
Officers’ checks...................... 53
Total Deposits............ 8 598
All other liabilities.......... ...........178
Total Liabilities.......... 8 776
Equity Capital
Capital (# sh.au. 30,000)
(# sh. outst. 30,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

300
300
441
1 041
9

817

80

State o f A rkansas:

Bank Departm ent

MERCHANTS AND FARMERS BANK, DUMAS
Population 6,091
Desha County
Chartered M ay 9, 1909 P.O. B ox D Telephone Number 382-4311
Zip Code 71639
Number of Branches: Inside City — 1; Outside City — None
Number of C B C T’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

♦Claud T. F r a n k .......... Pres. & Chmn. o f Board
David J. G a rre tt.............. Exec. V .P. & Cashier
Loral M. A d c o c k ...................Sr. Vice President
J. Michael Jones ............. V.P. & Trust O fficer
Gloria M. Daniel . .Asst. V .P ., Asst. Trust O ff.
Lugean Z iem an ..................Asst. V .P. & Auditor
Rondy J. L e e ......................................... Asst. V .P.
Dwayne R. Snyder.................................Asst. V .P.
Marie Tucker.............Asst. V .P. & Branch Mgr.
Glenda Owen .................................. Asst. Cashier
Essie Stahl......................................... Asst. Cashier
Sharon Cantrell ..............................Asst. Cashier

Loral Adcock
Robert Adcock
J.E. Allmon, Jr.
Charles H. Dante
Claud T. Frank
Edgar C. Ganna way
Marion S. Gill
Harold L. Jones
Clifton L. Meador
David O. Porter III
Glynn A . Puryear
Thomas F. Shea

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................ 1 837
U.S. Treasury securities . 3 465
Oblig. o f other U.S.
Government agencies
and corporations........ 4 458
Oblig. o f States and
political subdivisions.. 6 518
All other securities..........
200
Excess funds sold and
sec. resell agreements . 1 100
Loans, N e t ...................... 13 782
Bank premises, furniture
and fixtu res................
369
1 126
All other assets................

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 3 899
Time deposits,
ind., part., corp............ 20 694
U.S. G ov’t deposits........
26
Deposits o f States
and subdivisions......... 2 253
Certified and
Officers’ checks..........
233
Total Deposits............. 27 105
Excess funds purchased
and sec. repurchase
967
agreements..................
All other liabilities..........
726
Total Liabilities........... 28 798
Equity Capital
Capital (# sh. au. 40,000)
(# sh. outst. 40,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL



32

855

TOTAL

1

000

1

000

2
4

057
057

32

855

Sixty-Eighth R eport

81

EARLE STATE BANK, EARLE
Population 3,517
Crittenden County
Chartered April 24, 1947 P.O. Box 248 Telephone Number 792-8613
Zip Code 72331
Number of Branches: Inside City — None; Outside City — 1
Number of C B C T ’s: Inside City — None; Outside City — None

Directors:

Principal Officers:
*J.E. B rooks..........................President
Mary E. Davis............V.P. & Cashier
John Ed G regson........ Vice President
Wanda S. Armstrong . .Asst. Cashier
Iris V. C o le ................... Asst. Cashier
Chris L eh m an ................Vice Pres. &
Crawfordsville Branch Mgr.

J.W. Young
J.E. Brooks
C.E. Morrison, Jr.
W .P. Morrison
Richard C.Twist
David S. Wallace
James H. Taylor, Jr.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................
1 197
U.S. Treasury securities . 2 Oil
Oblig. o f other U.S.
Government agencies
and corporations........ 3 735
Oblig. o f States and
political subdivisions.. 3 716
Excess funds sold and
sec. resell agreements . 1 500
Loans, N e t...................... 10 923
Bank premises, furniture
and fixtu res................
383
All other assets................
21

TOTAL




23

486

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 899
Time deposits,
ind., part., corp............ 15 238
37

U .S . G o v ’ t deposits..........

Deposits o f States
and subdivisions.......... 1 686
Certified and
Officers’ c h e c k s ........ ...........168
Total Deposits.............. 21 028
Total Liabilities............ 21 028

Equity Capital
Capital {# sh.au. 50,000)
(# sh. outst. 50,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

500
1 000
958
2 458
23

486

State o f A rkansas:

82

Bank Departm ent

THE DELTA STATE BANK, ELAINE
Population 991
Phillips County
Chartered December 30, 1947 P.O. B ox 295 'telephone Number 827-3397
Zip Code 72333
Num ber o f Branches: Insiae C ity — None; Outside C ity — None
Num ber o f C B C T 's: Inside C ity — None; Outside C ity — None

Principal Officers:
*Mary Louise Demoret Jones . . . Pres.
and Cashier
Lamar M a r k s ...................... Secretary

Directors:
Mary Louise Demoret Jones
Esley E. Johnson, Sr.
Lamar Marks

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
1 378
Oblig. o f other U.S.
Government agencies
and corporations........
702
Oblig. o f States and
political subdivisions..
15
Excess funds sold and
sec. resell agreements .
100
Loans, N e t ......................
396
Bank premises, furniture
14
and fixtu res................
All other assets................
16

TOTAL




2

621

Liabilities
Mil. Thou.
Demand deposits,
1 085
ind., part., corp............
U.S. G ov’t deposits........
1
Deposits o f States
and subdivisions........
660
Certified and
Officers’ checks.......... .............. 4
Total D eposits.............
1 750
Total Liabilities...........
1 750
Equity Capital
Capital (# sh. au. 1,600) .
(# sh. outst. 1,600)
Surplus.............
80
Undivided profits and
capital reserve.............
Total equity capital. . .
TOTAL

40

751
871
2

621

Sixty-Eighth R eport

83

THE EXCHANGE BANK AND TRUST
COMPANY, EL DORADO
Population 26,685
Union County
Chartered A ugust 12, 1933 P.O. Box 641 Telephone Number 862-6683
Zip Code 71730
Number of Branches: Inside City — 1; Outside City — 1
Number of C B C T ’s: Inside City — 2; Outside City — None

Principal Officers:

Directors:

Edward H u rley ................. Chairman
*J. Thomas M ay.................... President
Doris C a w v e y ................... Vice Pres.
Ken G ou dy......................... Vice Pres.
Carolyn Beavers................ Asst. V.P.
Glenn Rambin....................Asst. V.P.
Steve L everette............ Sr. Vice Pres.
Gary R. Miller............V .P .& Cashier
James H. L u d w ig ............. Vice Pres.
Yvonne E u d y ....................Asst. V.P.
Bonnie H ogan............Marketing Dir.
Tandy M enefee................. Vice Pres.

Bruce Anthony
Dr. Carey E. Clark
James W. Garison
George R. Haefner
Edward Hurley
D.R. James, Jr.
J. Thomas May
Charles Thomas
John W. Tlapek
Dr. John R. Williamson
Cliff Wright
Jerry Young

♦Designates Chief Executive Officer

Assets

STATEMENT AS OF JUNE 30, 1982
Mil. Thou.

Cash & due from
depositories................ 5
U.S. Treasury securities . 2
Oblig. o f other U.S.
Government agencies
and corporations........ 3
Oblig. o f States and
political subdivisions.. 7
All other securities..........
Excess funds sold and
sec. resell agreements . 2
Loans, N e t...................... 34
Bank premises, furniture
and fixtu res................ 1
All other assets................ 1

498
008
754
766
900
750
474
117
329

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 11 148
Time deposits,
ind., part., corp............ 38 528
U.S. Gov’t deposits........
83
Deposits o f States
and subdivisions........ 3 113
All other d ep osits..........
38
Certified and
Officers’ checks.....................151
Total D eposits............. 53 061
Excess funds purchased
and sec. repurchase
agreements..................
209
All other liabilities..........
1 627
Total Liabilities........... 54 897

Equity Capital
Capital (# sh. au. 40,000)
{# sh. outst. 40,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL



59

596

TOTAL

1 000
1 000
2
4

199
199
500

59

596

84

State o f Arkansas:

Bank Departm ent

BANK OF ELKINS, ELKINS
Population 601
Washington County
Chartered June 1, 1912 P.O. Box 333 Telephone Number 643-2131
Zip Code 72727
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — 1

Principal Officers:

Directors:

John A . Bunch, Sr.............. Chairman
* Joel L. B u n ch..................... President
Joyce R. Bunch.......... EVP & Cashier
Tom M athias...................... Vice Pres.
Margie E a ton ................Asst. Cashier
Linda B axter..........................Auditor

John A. Bunch, Sr.
Joyce R. Bunch
Joel L. Bunch
J• E. Bunch
David Malone

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
484
U.S. Treasury securities . 3 192
Oblig. o f other U.S.
Government agencies
and corporations........ 2 612
Oblig. o f States and
political subdivisions..
772
All other securities..........
88
Loans, N e t ....................... 5 729
Bank premises, furniture
and fixtu res................
174
All other assets................
414

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............
1 554
Time deposits,
ind., part., corp............ 9 567
U.S. G ov’t deposits........
8
Deposits o f States
and subdivisions........
598
Certified and
Officers’ checks.......... ...........100
Total Deposits.............. 11 827
Excess funds purchased
and sec. repurchase
agreements..................
431
All other liabilities.......... ...........106
Total Liabilities........... 12 364
Equity Capital
Capital (# sh. au. 12,500)
(# sh. outst. 10,000)
Surplus..............
500
Undivided profits and
capital reserve..............
Total equity capital. . .
1

TOTAL




13

465

TOTAL

13

250

351
101
465

Sixty-Eighth R eport

85

BANK OF ENGLAND, ENGLAND
Population 3,081
Lonoke County
Chartered A ugust 23, 1898 P.O. Box 70 Telephone Number 842-2555
Zip Code 72046
Number of Branches: Insiae City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
♦Seth Boles, Jr........................President
Otha E. Frizzell...................Cashier
Gary R. Canada, Sr. .. .Asst. Cashier
Wilma J. Darling.......... Asst. Cashier
Clara L. N ew ton .......... Asst. Cashier

Directors:
Seth Boles, Jr.
Otha E. Frizzell
Gary R. Canada, Sr.
Thomas O. Murchison, Sr.

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
594
U.S. Treasury securities .
898
Oblig. o f other U.S.
Government agencies
and corporations........
698
Oblig. o f States and
political subdivisions.. 1 607
Excess funds sold and
sec. resell agreements . 1 000
Loans, N e t...................... 5 064
8
All other assets................

TOTAL




9

869

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp...........
2 780
Time deposits,
ind., part., corp............ 5 493
Deposits o f States
and subdivisions........
128
Certified and
Officers’ checks.......... .............. 4
Total Deposits............. 8 405
Total Liabilities........... 8 405
Equity Capital
Capital (#sh. au. 10,000)
(# sh. outst. 10,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

100
750
614
1 464
9

869

86

State o f A rkansas:

Bank D epartm ent

THE CITIZENS BANK, ENGLAND
Population 3,081
Lonoke County
Chartered January 14, 1931 P.O. Box 190 Telephone Number 842-2541
Zip Code 72046
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
Lois Rutherford..........Co-Chairman
♦Carroll Leonard, Jr..............President
Ben M. Perkins..........V.P. & Cashier
Charlene Black..............Asst. Cashier

Directors:
Ben Morris
Lois Rutherford
Carroll Leonard, Jr.
Ben M. Perkins
John Gann

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
A ssets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t ......................
All other assets................

Mil. Thou.

1 095
5 665
1

226

1

000
400
4

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 3 252
Time deposits,
ind., part., corp............ 3 339
U.S. G ov’ t deposits........
10
Deposits o f States
and subdivisions........
717
Certified and
Officers’ checks...................... 48
Total Deposits............. 7 366
Total Liabilities........... 7 366
Equity Capital
Capital (# sh.au. 9,600) .
240
(# sh. outst. 9,600)
Surplus..............
660
Undivided profits and
capital reserve.............. 1 124
Total equity capital. . . 2 024

TOTAL




9

390

TOTAL

9

390

Sixty-Eighth R eport

87

THE EUDORA BANK, EUDORA
Population 3.840
Chicot County
Chartered December 23, 1930 P.O. Box L Telephone Number 355-8311
Zip Code 71640
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None
Principal O fficers:

D irectors:

♦Carl W. R a y ........Ex. V.P. & Cashier
Gene G. K eith........................V. Pres.
Claudene Stephens . . . .Asst. Cashier
Mary R. Keller............. Asst. Cashier
Jean C o n n e ll............... Asst. Cashier

Sam Bowman
Olive Griffith
W.K. Grubbs
Alvin Meyer
Carl W. Ray
Don R. Rebsamen
W .R. Selman
Earl E. Verser, Jr.
Jerold W. Verser
W.J. Weaver, M.D.

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets

Mil. Thou.

Cash & due from
depositories................ 1
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions.. 2
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 12
Bank premises, furniture
and fixtures................
All other assets................

715
357
400
572
100
400
237
68
704

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 544
Time deposits,
ind., part., corp............ 12 635
U.S. G ov’t deposits........
6
Deposits o f States
and subdivisions........
1 468
Certified and
Officers’ checks...................... 45
Total Deposits............. 16 698
All other liabilities..........
283
Total Liabilities........... 16 981
Equity C apital

Capital (Jt sh. au. 14,000)
(# sh. outst. 14,000)
Surplus........................ 1
Undivided profits and
capital reserve..............
Total equity capital. . . 2
TOTAL




19

553

TOTAL

19

350
400
822
572
553

88

State o f A rkansas:

Bank Departm ent

BANK OF EUREKA SPRINGS, EUREKA SPRINGS
Population 1,990
Carroll County
Chartered May 4, 1912 P.O. Box 309 Telephone Number 253-8241
Zip Code 72632
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*John F. Cross ..............Chm. & Pres.
Jack E. T u ttle..................Sr. V. Pres.
Richard Kelley, Jr.................. V. Pres.
Reba L. Pyatt..........................Cashier

Directors:
Loren L. Clark
Claude C. Cross
John F. Cross
Ruth F. Cross
James D. Bird
Lewis E. Epley, Jr.
Wayne Johnson
Dorothy F. Mathews
Eagle Thomas

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Mil. Thou.
Assets
Cash & due from
1 183
depositories................
U.S. Treasury securities . 1 197
Oblig. o f other U.S.
Government agencies
and corporations........
600
Oblig. o f States and
political subdivisions.. 2 753
Excess funds sold and
sec. resell agreements .
700
Loans, N e t ...................... 12 574
Bank premises, furniture
and fixtu res................
364
All other assets................
79

TOTAL




Mil. Thou.
Liabilities
Demand deposits,
ind., part., corp. .. . . . 3 522
Time deposits,
ind., part., corp. . . , . . . 1 2 235
U.S. G ov’t deposits. . ,
27
Deposits o f States
and subdivisions . . . . . .
1 658
Certified and
22
Officers’ checks —
Total Deposits......... . . 1 7 464
9
All other liabilities. . . ,
Total Liabilities___ . . . 1 7 473

Equity Capital
Capital (# sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
ipital reserve............
otal equity capital. . .
a i

l ib r a r y

400
1

000

1

577
977

T A L ...................... 19

450

Sixty-Eighth R eport

89

BANK OF EVENING SHADE, EVENING SHADE
Population 405
Sharp County
Chartered February 5, 1901 P.O. B ox 98 Telephone Number 266-3215
Zip Code 72532
Number of Branches: Insiae C ity — None; Outside C ity — None
Number of C B C T’s: Inside C ity — None; Outside City — None

Principal Officers:

Directors:

Kemp Whisenhunt, Sr........ Chairman
o f Board
Alan Brock Whisenhunt___ V. Chm.
Kemp Whisenhunt, Jr..........President
*A.L. H o a n e y .................. Ex. V. Pres.
M .A . Graddy, Jr___ V. Pres.-Cashier
Sharon K. Qualls___ Operations Off.

Kemp Whisenhunt, Sr.
Alan Brock Whisenhunt
Kemp Whisenhunt, Jr.
A .L. Hoaney
Joseph A. Carpenter, Jr.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtures................
All other assets................

392
798
399
191
4

500
204
200
270

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
793
Time deposits,
ind., part., corp........... 4 976
Deposits o f States
and subdivisions........
326
Certified and
Officers’ checks ...............
4J
Total D eposits............
6 136
All other liabilities.......... ...........134
Total Liabilities........... 6 270

Equity Capital
Capital (# sh.au. 4,000) .
(# sh. outst. 4,000)
Surplus.............................
Undivided profits and
capital reserve.............
Total equity capital. . .

TOTAL




6

954

TOTAL

100
275
309
684
6

954

90

State o f A rkansas:

Bank Departm ent

McILROY BANK & TRUST, FAYETTEVILLE
Population 36,604
W ashington County
Chartered December 24, 1892 P.O. Box 1327 Telephone Number 575-1000
Zip Code 72701
Number of Branches: Inside City — 4; Outside City — None
Number of C B C T's: Inside City — 5; Outside City — None

Principal Officers:
♦Hayden M cllro y ........ Chm. o f Board
Jerome P. N ie m ie c........ Ex. V. Pres.
J.T. McDonald .. .Sr. V.P. & Cashier
Nathan C o m b s ............... Sr. V. Pres.
J.W. G ou ld.......... Sr. V.P. & T r/O ff.
George Edwards ...S r . V .P .— Loans

•Designates Chief Executive Officer

Directors:
F.H. Martin
J. Frank Broyles
Carl Collier
Millard G off
J.W. Gould
Dr. James D. Mashburn
Hayden Mcllroy
Jerome P. Niemiec
Charles Scharlau
Jim Bob Wheeler
Jim Stewart

STATEMENT AS OF JUNE 30, 1982
Mil.
Assets
Cash & due from
depositories................ 20
U.S. Treasury securities . 9
Oblig. o f other U.S.
Government agencies
and corporations........ 17
Oblig. o f States and
political subdivisions.. 6
Excess funds sold and
sec. resell agreements . 5
Loans, N e t...................... 56
Bank premises, furniture
and fixtu res................ 2
All other assets................ 5

Thou.

492
028
005
304
140
486
057
662

Liabilities
Demand deposits,
ind., part., corp.........
Time deposits,
ind., part., corp.........
U.S. G ov’t deposits. . . .
Deposits o f States
and subdivisions___
All other d ep osits........
Certified and
Officers’ checks ----Total Deposits..........
Excess funds purchased
and sec. repurchase
agreements................
All other liabilities........
Total Liabilities........
Equity Capital
Cap. (# sh. au. 104,448)
{# sh. outst. 104,448)
Surplus..........................
Undivided profits and
capital reserve..........
Total equity capital..
Subordinated notes
and debentures..........

TOTAL .......................... 122



174

TOTAL ....................

Mil. Thou.

. 14

757

. 64

759
74

. 13 503
. 1 425
?,
96

267
785

. 14 937
1 285
in
007

.

2

.

1 407

.

7
6

649
667

.

2

500

177

174

611

91

Sixty-Eighth R eport

CITIZENS BANK AND TRUST COMPANY, FLIPPIN
Population 1,072
Marion County
Chartered M ay 18, 1973 P.O. Box 261 Telephone Number 453-2255
Zip Code 72634
Number of Branches: Inside City — None; Outside City — 1
Number of C B C T ’s: Inside City — None; Outside City — None

Directors:

Principal Officers:

♦Robert R. R itter........... Pres. & CEO
George S. M y e rs................Vice Pres.
Verna Trim ble........................Cashier
Sue Cunningham.......... Asst. Cashier
Walton A. W illiam s..........Loan Off.
Luna C ornell......................Loan Off.

H. Guy Alexander
Glenn Johnson
Chris Wade
Peter Peitz
Steve Sanders
Kerm Powers
Lyle W ood
Vada Sheid
Robert R. Ritter

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories.................
1 249
U.S. Treasury securities . 2 782
Oblig. o f other U.S.
Government agencies
and corporations........
1 960
Oblig. o f States and
political subdivisions..
761
Excess funds sold and
sec. resell agreements .
400
Loans, N e t....................... 10 287
Bank premises, furniture
and fixtures................
380
All other assets................
555

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 186
Time deposits,
ind., part., corp............ 12 129
Deposits o f States
and subdivisions........
883
Certified and
Officers’ checks .........
54
Total Deposits............. 15 252
Excess funds purchased
and sec. repurchase
agreements...................
1 168
All other liabilities..........
454
Total Liabilities........... 16 874

Equity Capital

TOTAL




18

374

Capital (# sh. au. 24,390)
(# sh. outst. 24,390)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

366

1

534
500

T O T A L .........................

18

374

600

92

State o f A rkansas:

Bank Departm ent

FORDYCE BANK & TRUST COMPANY, FORDYCE
Population 5,175
Dallas County
Chartered January 5, 1931 P.O. Box 352 Telephone Number 352-3107
Zip Code 71742
Number of Branches: Inside City — 1; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None
Principal O fficers:

D irectors:

W .R. Benton, Jr.................. Chairman
o f the Board
♦Curtis H u tch in s...................President
J.H. Everett........................ Vice Pres.
K . J. G ra v es........................ Vice Pres.
Suzette Crutchfield.................Cashier

J.H. Everett
D . J. Barnes
E. C. Benton, Jr.
J. Graydon Parham
L.W . Trussell
J.W. Hearnsberger
W .R. Benton, Jr.
Curtis Hutchins

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
A ssets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities . 3
Oblig. o f other U.S.
Government agencies
and corporations........ 3
Oblig. o f States and
political subdivisions.. 3
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t ...................... 15
Bank premises, furniture
and fixtu res................
All other assets................

TOTAL




28

998
569
058
894
50
100
008
917
603

197

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 347
Time deposits,
ind., part., corp.............. 20 102
Deposits o f States
and subdivisions........
992
Certified and
Officers’ checks...................... 72
Total D eposits............. 24 513
All other liabilities.......... .......... 644
Total Liabilities........... 25 157
E quity Capital

Capital (# sh. au. 8,000) .
(# sh. outst. 8,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

200
1

300

1
3

540
040

28

197

Sixty-Eighth R eport

93

PLANTERS BANK AND TRUST
COMPANY, FORREST CITY
Population 13,803
St. Francis County
Chartered April 15, 1921 P.O. Box 471 Telephone Number 633-2833
Zip Code 72335
Number of Branches: Inside City — 1; Outside City — 2
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
♦Robert E. Porter.................. President
Joyce L. C la rk ............ Sr. Vice Pres.,
Trust O ff. & Cashier
Wade H aw kins.................. Vice Pres.
A1 Miller.............................. Vice Pres.
Carmen R obin son........ Asst. Cashier
& Mgr. Cotton Plant Office
David H a rd k e.............. Vice Pres. &
Mgr. DeValls Bluff Office

Directors:
J.R. Chappell, Jr.
Don Edmondson
O.J. Gandy, Jr.
J.C. George
J.R. Grobmyer
Henry T. Haven
Louis F. Haven, Jr.
Robert E. Porter
R.B. Twist

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................. 2 812
U.S. Treasury securities .
200
Oblig. o f other U.S.
Government agencies
2 371
and corporations.........
Oblig. o f States and
political subdivisions.. 4 086
All other securities..........
476
Loans, N e t....................... 26 781
Bank premises, furniture
and fixtures................
759
All other assets.................. 1 027

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 9 232
Time deposits,
ind., part., corp............ 19 291
U.S. G ov’t deposits........
125
Deposits o f States
and subdivisions........ 3 658
185
All other d ep osits..........
Certified and
Officers’ checks.......... ............ 89
Total Deposits............. 32 580
All other liabilities..........
854
Total Liabilities............ 33 434
Equity Capital
Capital (# sh. au. 24,000)
(# sh. outst. 24,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




38

512

TOTAL

600
2

900

1 578
5 078
38

512

94

State of Arkansas:

Bank Department

PLANTERS AND MERCHANTS BANK, GILLETT
Population 727
Arkansas County
Chartered January 13, 1967 P.O. B ox 538 Telephone Number 548-2211
Zip Code 72055
Number of Branches: Insiae City — None; Outside City — None
Number of C B C T's: Inside City — None; Outside City — None

Principal Officers:
Keneth S m ith ..................... President
♦Larry E. B auer..................Exec. V.P.
Alice Marie P eritt.................. Cashier
Carolyn Sullivan.......... Asst. Cashier

Directors:
W .W . Turner, honorary
Keneth Smith, Chairman
Herbert Holzhauer, Sec.
Murl Long
W .P. Hackney
Frank C. W olfe
Darrell Nichols
Bobby Turner
Larry E. Bauer

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

TOTAL




Mil. Thou.

383
100
499
1 006
6

350
249
96
2

8

685

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............
1 541
Time deposits,
ind., part., corp............ 5 381
Deposits o f States
and subdivisions........
716
All other d ep osits..........
54
Certified and
Officers’ checks.......... .............14
Total D eposits............. 7 706
Total Liabilities........... 7 706

Equity Capital
Capital {ft sh. au. 3,000) .
(ft sh. outst. 3,000)
Surplus............
500
Undivided profits and
capital reserve.............
Total equity capital. . .
TOTAL

150

329
979
8

685

Sixty-Eighth Report

95

BANK OF GLENWOOD, GLENWOOD
Population 1,402
Pike County
Chartered December 27, 1912 P.O. Box 0 Telephone Number 356-2121
Zip Code 71943
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
♦Victor H. C o x ..................... President
Lynda R obbins.................. Asst. V.P.
Patricia Duke
.................... Cashier
Kathryn B a x ter.......... Asst. Cashier/
Compliance Officer

Directors:
Victor H. Cox
Clift C. Lane
Charles Sharp
George E. Steel

“ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
734
U.S. Treasury securities . 1 692
Oblig. o f other U.S.
Government agencies
and corporations........ 2 536
Oblig. o f States and
political subdivisions.. 1 488
Excess funds sold and
sec. resell agreements .
300
Loans, N e t...................... 5 235
Bank premises, furniture
and fixtures................
108
All other assets................
409

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 1 860
Time deposits,
ind., part., corp...........
8 614
U.S. Gov’t deposits........
5
Deposits o f States
and subdivisions........
552
Certified and
Officers’ checks.......... ............ 76
Total D eposits............. 11 107
All other liabilities..........
273
Total Liabilities........... 11 380
Equity Capital
Capital (# sh. au. 4,000)
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total Equity Capital..

TOTAL




12

502

TOTAL

100
650
1

372
122

12

502

96

State of Arkansas:

Bank Department

FIRST STATE BANK, GOULD
Population 1,671
Lincoln County
Chartered January 6, 1964 P.O. B ox A Telephone Number 263-4325
Zip Code 71643
Number of Branches: Inside City — None; Outside City — 1
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
♦Harold H. R eid...............Pres. & CEO
Mary L. Nolan .. .Sr. V.P. & Cashier
Ernest C. Bradshaw...........Exec. V.P.
W. J. Boren................................... FirstV.P.
Wanda J. R ob ertson ........ Asst. V.P.
Debbye Bradley.............Asst. Cashier
Barbara Bradshaw.........Asst. Cashier
Pat Rook .......................Asst. Cashier
Wanda Janet R ie v e___ Asst. Cashier
& Mgr. Grady Branch

Directors:
K. Berzent Blagg
W.J. Boren
L. E. Branson, Jr.
W .H. Carder, Sr.
Donald L. Eifling
T.M . Fish
T.H. Free, Jr.
Victor H olthoff
Kenneth Johnson
R.C. Johnson, Jr.
R.W . Jones
Harold H. Reid

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
345
depositories................
U.S. Treasury securities .
493
Oblig. o f other U.S.
Government agencies
and corporations........
200
Oblig. o f States and
political subdivisions..
710
40
All other securities..........
Excess funds sold and
sec. resell agreements .
700
Loans, N e t ...................... 9 733
Bank premises, furniture
and fixtu res................
228
All other assets................
1

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............
3 267
Time deposits,
ind., part., corp............ 6 438
U.S. G ov’t deposits........
12
Deposits o f States
and subdivisions........
1 144
Certified and
Officers’ checks.......... ............ 69
Total D eposits............. 10 930
All other liabilities.......... ............ 24
Total Liabilities........... 10 954

Equity Capital
Capital (ft sh. au. 20,000)
200
(ft sh. outst. 20,000)
Surplus.............
750
Undivided profits and
capital reserve..............
546
Total equity capital. . .
1 496

TOTAL




12

450

TOTAL

12

450

Sixty-Eighth Report

97

BANK OF GRAVETT, GRAVETTE
Population 1,218
Benton County
Chartered February 28, 1898 P.O. B ox 160 Telephone Number 787-5251
Zip Code 72736
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None
Principal O fficers:

Directors:

*John R. M eade.................. Exec. V.P.
David N. W i l l s ................. Vice Pres.
Larry L. W ilm oth .................. Cashier
Margaret P earson ........ Asst. Cashier
Virginia G ib son ............Asst. Cashier

J.T. Edmondson, Jr.
C.E. McAllister
Allen McAllister
John R. Meade
Phillip Chastain
Jim Allen Edmondson
David N. Wills
Wm. R. Meade

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets

Mil. Thou.

Cash & due from
depositories................
1
U.S. Treasury securities . 6
Oblig. o f other U.S.
Government agencies
and corporations........ 2
Oblig. o f States and
political subdivisions.. 5
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 11
Bank premises, furniture
and fixtu res................
All other assets................

TOTAL




27

401
490
685
256
450
328
258
20

888

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 280
Time deposits,
ind., part., corp............ 20 737
U.S. G ov’t deposits........
58
Deposits o f States
and subdivisions........
898
Certified and
Officers’ checks.....................106
Total Deposits............ 25 079
Total Liabilities.......... 25 079
Equity Capital

Capital (# sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus.............
500
Undivided profits and
capital reserve............. 2
Total equity capital. . . 2
TOTAL

27

100

209
809
888

98

State of Arkansas:

Bank Department

FARMERS BANK, GREENWOOD
Population 3,317
Sebastian County
Chartered A ugust 7, 1907 P.O. B ox 610 Telephone Number 996-4171
Zip Code 72936
Number of Branches: Inside City — None; Outside City — 3
Number of C B C T ’s: Inside City — None; Outside City — None
Principal O fficers:

Directors:

♦Means W ilkinson ................. Chairman
Betty W ilk in s o n .................... President
Stanhope Means W i lk in s o n ____ V .P .
Lorene C arn es...............V .P . & Cashier

M eans W ilkinson
Betty W ilkinson
Stanhope W ilkinson
Lorene Carnes
Bronson Andrews

♦Designates Chief Executive Officer

S T A T E M E N T A S O F J U N E 3 0 , 1982

Mil. Thou.
Assets
Cash & due from
1 518
depositories................
U.S. Treasury securities . 1 884
Oblig. o f other U.S.
Government agencies
and corporations........ 4 144
Oblig. o f States and
political subdivisions.. 3 467
257
All other securities..........
Excess funds sold and
sec. resell agreements . 3 700
Loans, N e t ...................... 14 226
Bank premises, furniture
278
and fixtu res................
All other assets................
524

TOTAL .......................... 29




998

Liabilities
Demand deposits,
ind., part., corp.........
Time deposits,
ind., part., corp.........
U.S. G ov’t deposits___
Deposits o f States
and subdivisions___
Certified and
Officers’ checks........
Total Deposits..........
All other liabilities........
Total Liabilities........

Mil. Thou.
.

3

635

. 19

802
20

.

758

Equity Capital
Capital (#sh. au. 7,500)
(# sh. outst. 7,500)
Surplus.......................... .
Undivided profits and
capital reserve..........
Total equity capital.. .

2

26
26

122
337
453
790

300
1

700

1 208
3 208

TOTAL ...................... 29

998

Sixty-Eighth Report

99

THE FIRST BANK, GRIFFITHVILLE
Population 254
W hite County
Chartered November 6, 1905 P.O. B ox 55 Telephone Number 323-4511
Zip Code 72060
Number of Branches: Insiae City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None
Principal O fficers:

Directors:

E.O. Y ancey........................President
*Joyce D. Straughn........ V.P. & Cash.
E.D. Y a n c e y ...................... Vice Pres.

E.O. Yancey
E.D. Yancey
Jim Tarkington
M.O. Thompson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtures................

T O T A L ..........................




Mil. Thou.

1

138
689
495
479
50
278
6

3

135

Liabilities

Demand deposits,
ind., part., corp...........
Time deposits,
ind., part., corp............
Deposits o f States
and subdivisions........
Total Deposits.............
Total Liabilities...........

Mil. Thou.

975
1 489
254
2 718
2 718

Equity Capital

Capital (#sh. au. 2,000) .
(# sh. outst. 2,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL ......................

50
125
242
417
3

135

100

State of Arkansas:

Bank Department

CLARK COUNTY BANK, GURDON
Population 2,707
Clark County
Chartered A ugust 4, 1900 P.O. Box 10 Telephone Number 353-2534
Zip Code 71743
Number of Branches: Inside City — None; Outside City — 1
Number of C B C T ’s: Inside City — None; Outside City — None
Principal O fficers:

Directors:

John J a ck son .......... Chmn. o f Board
*Edward L. H o l t ..................President
JeanBoulden .............V .P .& Cashier
Terry Clayton........ V.P., Loan Dept.
Linda Bittle........................Asst. V.P.
Kay Stiffler...................... Asst. Cashier
Norma H ilton..............Admin. Officer
Tommie Lou McCauley. . . . Okolona
Branch Mgr.

C.W . Abrams
John Jackson
Eddie Holt
A .A . Horne
Dick Jackson
Jimmy Robbs
Maurice Stricklin

♦Designates Chief Executive Officer

S T A T E M E N T A S O F J U N E 3 0 , 1982
Assets

Mil. Thou.

Cash & due from
depositories...................
U.S. Treasury securities . .
Oblig. o f other U.S.
Government agencies
and corpora tion s.........
Oblig. o f States and
political subdivisions . . 4
Excess funds sold and
sec. resell agreements . .
Loans, N et......................... 11
Bank premises, furniture
and fixtures...................
All other assets.................

569
224
14
717
200
500
289
519

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............. 2 695
Time deposits,
ind., part., corp.............. 11 187
U.S. G ov’t dep osits........
3
Deposits o f States
and subdivisions........... 2 201
All other deposits............
97
Certified and
Officers’ ch e ck s.......... .............. 8
Total Deposits............... 16 191
All other liabilities.......... .......... 332
Total Liabilities .......... 16 523
Equity Capital

Capital (# sh.au. 140,000).. 1
{# sh. outst. 140,000)
Surplus....................................
Undivided profits and
capital reserve..............
Total equity capital . . .
1
TOTAL




18

032

TOTAL

18

400
200
(91)
509
032

Sixty-Eighth Report

101

FARMERS BANK, HAMBURG
Population 3,394
Ashley County
Chartered March 10, 1941 P.O. Box 350 Telephone Number 853-5222
Zip Code 71646
Number of Branches: Insiae City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None
Principal Officers:

Directors:

*Louie G. F o o te ....................President
Velma J. Farm er................ Vice Pres.
Bruce Tim m ons.................. Vice Pres.
Allen Farm er.......................Cashier
Jettie Mae Atkins.......... Asst. Cashier

P.E. Barnes
F.P. Blanks
Joel W. Foote
Louie G. Foote
W.E. Foote, Jr.
Gordon E. Hennington, Jr.
George E. Locke
James L. Sanderlin
Earl J. Scott
Jack H. Shell
E.A. Tucker

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f States and
political subdivisions.. 4
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 15
Bank premises, furniture
and fixtures................
All other assets................

965
255
564
450
078
327
181

Liabilities

Demand deposits,
ind., part., corp............

Mil. Thou.

2 513

Time deposits,

ind., part., corp............ 15 997
U.S. G ov’t deposits........
3
Deposits o f States
and subdivisions.........
1 433
Certified and
Officers’ checks.......... ............ 73
Total Deposits............. 20 019
Total Liabilities.......... 20 019
Equity Capital

Capital (#sh. au. 5,000) .
(# sh. outst. 5,000)
Surplus........................
1
Undivided profits and
capital reserve..............
Total equity capital. . . 1
TOTAL




21

820

TOTAL

21

125
000
676
801
820

102

State of Arkansas:

Bank Department

CALHOUN COUNTY BANK, HAMPTON
Population 1,651
Calhoun County
Chartered October 26, 1906 P.O. Box 8 Telephone Number 798-2207
Zip Code 71744
Number of Branches: Insiae City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None
Principal O fficers:

Directors:

♦Searcy Harrell..................... President
Len Harrell ........................Vice Pres.
B. Dickson N e a l ............. Vice Pres.
Mary H. Johnston.................. Cashier
Hazel B. Smith............. Asst. Cashier
Shirley J o n e s ............... Asst. Cashier

Hubert J. Brown
Fay Harrell
Len Harrell
Searcy Harrell, Jr.
Searcy Harrell, Sr.
B. Dickson Neal
D.W . Wells
H.M. Welsh

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

Mil. Thou.

1

607
696

3

589

2

832

7

250
986
173
32

Liabilities

Equity Capital

Capital (# sh.au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL




17

165

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 102
Time deposits,
ind., part., corp............ 11 616
U.S. G ov’t deposits........
6
Deposits o f States
and subdivisions........
1 254
Certified and
Officers’ c h e c k s ........ ............ 87
Total Deposits............. 15 065
All other liabilities.......... ...........109
Total Liabilities........... 15 174

TOTAL

100
400
1 491
1 991
17

165

Sixty-Eighth Report

103

THE BANK OF HARRISBURG, HARRISBURG
Population 1,921
Poinsett County
Chartered December 2, 1930 P.O. Box 17 Telephone Number 578-2472
Zip Code 72432
Number of Branches: Inside City — 1; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
R.W . B u tle r............ Chmn. o f Board
J.T. Butler............................President
♦James W illiam s................Exec. V.P.

Directors:
R.W . Butler
J.T. Butler
James Williams
Anna Margaret Butler
Patricia Butler
Paul D. Eaton

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Mil.
Assets
Cash & due from
1
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........ 2
Oblig. o f States and
political subdivisions.. 5
Loans, N e t...................... 16
Bank premises, furniture
and fixtures................
All other assets................

Thou.

972
602
136
569
497
336
48

Mil. Thou.
Liabilities
Demand deposits,
ind., part., corp......... . 3 623
Time deposits,
ind., part., corp......... . 16 885
Deposits o f States
and subdivisions___ . 2 182
Certified and
98
Officers’ checks........
Total Deposits.......... 7? 788
Excess funds purchased
and sec. repurchase
agreements................
7 000
Total Liabilities.......... 74 788

Equity Capital
Capital (# sh.au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL .......................... 27




160

100
1 900

2

372
372

TOTAL ...................... 77

160

State of Arkansas:

104

Bank Department

THE SECURITY BANK, HARRISON
Population 9,567
Boone County
Chartered November 20, 1931 P.O. Box 1078 Telephone Number 741-8200
Zip Code 72601
Number of Branches: Inside City — 1; Outside City — 2
Number of C B C T ’s: Inside City — 1; Outside City — None
Directors:

Principal O fficers:

♦Wayne Clark........................ President
L . E. D u ran d..............Vice Chairman
M. Robert McKinney, Jr. .Exec. V.P.
Wallace E. Nickels................ Sr. V.P.
Jim Phillips............................ Sr. V.P.
Gene W aters..........V.P. & Trust O ff.
Barry L. Molder . . . V.P. & Mortgage
Loan Officer
Richard L. M cB ee............... Cashier

Ralph H. Bowers, D.D.S.
John O. Campbell
Wayne Clark
L.E. Durand
F.S. Garrison
Richard R. Hudson
Uvalde R. Lindsey
Tom W. Rogers, Jr.
Eddie Sutton
W.S. Walker

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets

Mil. Thou.

Cash & due from
depositories................ 3
U.S. Treasury securities . 5
Oblig. o f other U.S.
Government agencies
and corporations........ 16
Oblig. o f States and
political subdivisions.. 6
All other securities..........
Loans, N e t...................... 37
Bank premises, furniture
and fixtu res................ 3
All other assets................ 2

736
339
968
778
298
676
480
116

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 12 999
Time deposits,
ind., part., corp............ 48 637
U.S. G ov’t deposits........
97
Deposits o f States
and subdivisions........ 4 305
227
All other d ep osits..........
Certified and
Officers’ checks.......... ...........146
Total Deposits............. 66 411
Excess funds purchased
and sec. repurchase
agreements................... 2 398
All other liabilities............ 1 769
Total Liabilities........... 70 578
Equity Capital

Cap. (#sh. au. 180,000) .
(tt sh. outst. 180,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL



76

391

TOTAL

1

800

1

200

2
5

813
813

76

391

Sixty-Eighth Report

105

PRAIRIE COUNTY BANK, HAZEN
Population 1,636
Prairie County
Chartered July 17, 1945 P.O. B ox 357 Telephone Number 255-4525
Zip Code 72064
Number of Branches: Inside City — None; Outside City — 1
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
Jerry J. Screeton.................. President
♦James E. Sparks................ Exec. V.P.
Jerry V. Sparks.......... V.P. & Cashier

Directors:
J. J. Screeton
J.E. Sparks
J. V. Sparks
M .V. Rhodes
J.W. Crigger

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Mil. Thou.
Assets
Cash & due from
depositories................
1 192
U.S. Treasury securities . 5 038
Oblig. o f other U.S.
Government agencies
and corporations........
855
Oblig. o f States and
political subdivisions..
1 205
Loans, N e t...................... 5 264
Bank premises, furniture
and fixtures................
510
All other assets................
53

Mil. Thou.
Liabilities
Demand deposits,
ind., part., corp.........
915
Time deposits,
ind., part., corp......... . 10 727
U.S. G ov’ t deposits. . . .
22
Deposits o f States
and subdivisions . . . . . 1 264
Certified and
37
Officers’ checks . . . .
Total D eposits..........
17 965
All other liabilities........
36
Total Liabilities........
13 001

Equity Capital
Capital (#sh. au. 3,450)
(# sh. outst. 3,450)
Surplus........................... .
Undivided profits and
capital reserve............
Total equity capital. . . .
TOTAL .......................... 14




117

86
1 000

1

30
116

TOTAL ...................... 14

117

106

State of Arkansas:

Bank Department

THE CLEBURNE COUNTY BANK, HEBER SPRINGS
Population 4,589
Cleburne County
Chartered December 16, 1930 P.O. Box 1000 Telephone Number 362-2456
Zip Code 72543
Number of Branches: Inside City — 2; Outside City — 1
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
Jim Tom Butler . . Chmn. o f Board
♦Jerome Johnson..................President
Walter A ld rid g e ........ V.P. & Cashier
Juanita Taylor ..................Asst. V.P.

Directors:
Jim Tom Butler
R.W . Butler
Jerome Johnson
Walter Aldridge
Dr. Ricky Johnson
Richie Lee
Paul Eaton
L.E. Roberts, Jr.
Wetzel Stark

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
1 647
U.S. Treasury securities . 5 653
Oblig. o f other U.S.
Government agencies
and corporations........ 10 906
Oblig. o f States and
political subdivisions.. 10 433
Excess funds sold and
sec. resell agreements .
450
Loans, N e t ...................... 23 414
Bank premises, furniture
792
and fixtu res................
All other assets................
1 447

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp...........
5 205
Time deposits,
ind., part., corp........... 42 861
U.S. G ov’t deposits........
12
Deposits o f States
1 783
and subdivisions........
Certified and
Officers’ checks ........
492
Total D eposits............ 50 353
1 090
All other liabilities...........
Total Liabilities........... 51 443
Equity Capital

Capital (#sh. au. 1,200) .
(# sh. outst. 1,200)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL




54

742

TOTAL

120
1 000
2
3

179
299

54

742

Sixty-Eighth Report

107

HEBER SPRINGS STATE BANK, HEBER SPRINGS
Population 4,589
Cleburne County
Chartered M ay 25, 1977 P.O. Box 30 Telephone Number 362-5821
Zip Code 72543
Number of Branches: Inside City — 0; Outside City — 1
Number of C B C T ’s: Inside City — 1;
Outside City — None
Principal O fficers:

Directors:

♦Charles E. Blankenship___ President
Wade D. Althen................ Exec. V.P.
F.B. R e cto r................V.P. & Cashier
G a ryY ow ............................Vice Pres.
Joyce Harral..................Asst. Cashier

Charles E. Blankenship,
Chairman
Wade D. Althen
F.B. Rector
Oscar Patchell
B.L. Johnston, Jr.
Hoyt Thomas

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Mil.
Assets
Cash & due from
1
depositories................
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions.. 2
All other securities..........
Loans, N e t...................... 17
Bank premises, furniture
and fixtures................
All other assets................
1

565
242

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp........... 4 165
Time deposits,
ind., part., corp........... 17 439
U.S. G ov’t deposits........
62

888

Deposits o f States

Thou.

302
20
467
952
083

and subdivisions........
991
Certified and
Officers’ checks...................... 96
Total Deposits............ 22 753
Excess funds purchased
and sec. repurchase
agreements..................
500
All other liabilities.................... 400
Total Liabilities.......... 23 653
Equity Capital
Capital (#sh. au. 3,000) .
(Jt sh. outst. 3,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............

TOTAL



25

519

TOTAL

300
650

1

616
566
300

25

519

State of Arkansas:

108

Bank Department

BANK OF HOLLY GROVE, HOLLY GROVE
Population 754
Monroe County
Chartered March 12, 1903 P.O. Box Q Telephone Number 462-3331
Zip Code 72069
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None
Principal O fficers:

Directors:

♦Thomas M. H a rgrove........ President
Jean M. Kirkpatrick..............Cashier
Pauline G. W ilson ........ Asst. Cashier

Ruth M. Dearing
Thomas M. Hargrove
Mrs. J.I. Matthews
R.H. Mayo
John B. Moore, Jr.
Herd E. Stone, Jr.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

Mil. Thou.

671
789
4

023

2

494

5

650
396
173
12

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 115
Time deposits,
ind., part., corp............ 9 392
U.S. G ov’t deposits........
1
Deposits o f States
and subdivisions........
768
Certified and
Officers’ checks...................... 28
Total Deposits............. 12 304
All other liabilities.......... .............12
Total Liabilities........... 12 316
Equity Capital

Capital (#sh. au. 2,400) .
(# sh. outst. 2,400)
Surplus............
840
Undivided profits and
capital reserve.............
Total equity capital. . .
TOTAL




14

208

TOTAL

60

1

992
892

14

208

Sixty-Eighth Report

109

HORATIO STATE BANK, HORATIO
Population 989
Sevier County
Chartered M ay 15, 1905 P.O. Box 347 Telephone Number 832-2501
Zip Code 71842
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None
Principal O fficers:

Directors:

*Carl E. Hendrix, Jr.............. President
Edith Hendrix S m ith ........ Sr. V.P. &
Sec. o f Board
Wilburn Smith.. .Exec. V.P. & Cash.
Lola J. L aw rence.............Oper. Off.
Agnes J. L in co ln .......... Bookkeeping
Officer

Carl E. Hendrix, Jr.
Lilia S. Hendrix
Loy Poag
Fred Sharp
Edith H. Smith
Wilburn Smith
Fred L. Sullivan

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets

Mil. Thou.

Cash & due from
1
depositories................
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........ 2
Oblig. o f States and
political subdivisions.. 1
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 11
Bank premises, furniture
and fixtures................
All other assets................

855
198
168
033
350
218
273
327

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 1 596
Time deposits,
ind., part., corp........... 13 855
U.S. G ov’t deposits........
5
Deposits o f States
and subdivisions........
948
Certified and
Officers’ checks.......................n
Total Deposits............ 16 417
All other liabilities.......... .......... 338
Total Liabilities.......... 16 755
Equity Capital

Capital (#sh. au. 2,000) .
100
(# sh. outst. 2,000)
Surplus..............
900
Undivided profits and
capital reserve..............
667
Total equity capital. . .
1 667
TOTAL




18

422

TOTAL

18

422

110

State of Arkansas:

Bank Department

FIRST SECURITY BANK
OF NORTH ARKANSAS, HORSESHOE BEND
Population 1,909
Izard County
Chartered June 3, 1905
Telephone Number 670-5131
Zip Code 72512
Number of Branches: Inside City — None; Outside City — 2
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
♦Doug Adam s........................ President
Rose H e c k .................................... VicePres.
Donna B r o w n .............................. VicePres.
Sarah Beth D ellinger........ Asst. V.P.
Judy Sanders....................... Cashier

Directors:
Doug Adams
Barbara Adams
Gray Dellinger
Claude Jones
Cliff Taylor
Roger Cunningham
Hubert Simpson
Rose Heck
Donna Brown

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
685
U.S. Treasury securities .
300
Oblig. o f other U.S.
Government agencies
and corporations........
258
Oblig. o f States and
political subdivisions..
705
Loans, N e t ...................... 11 100
Bank premises, furniture
and fixtu res................
424
676
All other assets................

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............
1 474
Time deposits,
ind., part., corp............ 10 692
Deposits o f States
and subdivisions........
503
Certified and
Officers’ checks...................... 59
Total Deposits............. 12 728
Excess funds purchased
and sec. repurchase
agreements..................
250
All other liabilities..........
213
Total Liabilities........... 13 191
Equity Capital
Capital (#sh. au. 11,200)
(# sh. outst. 11,200)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital..
Subordinated notes
and debentures............

TOTAL



14

148

TOTAL

280
230
172
682
275
14

148

Sixty-Eighth Report

111

ARKANSAS BANK AND TRUST
COMPANY, HOT SPRINGS
Population 35,631
Garland County
Chartered April 18, 1907 P.O. Box 5640 Telephone Number 624-4611
Zip Code 71901
Number of Branches: Inside City — 5; Outside City — 1
Number of C B C T ’s: Inside City — 4 ; Outside City — N one
Principal Officers:

Principal Officers:

C e c i l W . C u p p ........... . S e n i o r C h a i r m a n
o f th e B o a rd
• C e c i l W . C u p p , J r . . ................ C h a i r m a n
o f th e B o a rd & C h ie f E x e c . O f f .
R a y L . C a s h ......................................P r e s i d e n t
G a r y B l e n d e n .............. . . E x e c . V ic e P r e s .
C h a r l e s L . F a g e r , J r . ____S r . V ic e P r e s .
H . G . G a s b a r r e ........... . . . . S r . V ic e P r e s .
J . L . J o n e s ......................
P a l m e r V a n d e r b u r g . . . . . S r . V ic e P r e s .
E l d o n S p r a g u e ........... . . . . S r . V ic e P r e s .
R a l p h W h i t e ................ ____S r . V ic e P r e s .
B ill L y n c h ...................... . . . . S r . V ic e P r e s .
P a u l R o t h e r t ................ ................ V ic e P r e s .
J o A n n B a s s ................. ................ V ic e P r e s .
J . O . B r o w n ................... ................ V ic e P r e s .
F lo y d B r y a n t ................. ................ V ic e P r e s .
J o h n n y B o l e y .............. ................ V ic e P r e s .

L o y d E m e r s o n ........... ................ V ic e P r e s .
D e b e r t G r a v e s ........... . . . V . P . & C a s h i e r
M a h l o n G r i g s b y ____ ................ V ic e P r e s .
C a r l H a r d a g e .............. .................V ic e P r e s .
D a le H o g g a r d .............. ................ V ic e P r e s .
J e r r y T h o m p s o n . . . . ................ V ic e P r e s .
D o r o t h y W a l l ..............
L o u H u l s e y ...................
J o h n J a c o b s ................
W i llia m K e n n e d y . . . .................V ic e P r e s .
A n n H a n d ...................... ................ V ic e P r e s .
P h i l L a s s i t e r ................
L o re n e M cL e o d . . . .
R u t h Q u a c k e n b u s h . ................ V ic e P r e s .
W i n n i e T r a w i c k . . . . .................V ic e P r e s .
F r a n k B o l t o n ................ . . V . P . & A u d i t o r
K i r b y W i l l i a m s ........... . . . V ic e P r e s i d e n t
E d K r e n z e l o k .............. . . T r a v e l M a n a g e r

♦Designates Chief Executive Officer

Directors:
F r a n k M . B u rto n , M .D .
R ay L . C ash
C e c il W . C u p p
C e c il W . C u p p , J r .
G e r a l d H . F is h e r
R o b e rt E . Jo n es
W a l te r K le in m a n
N o r to n M ee k
R o y L . M u rp h y
R a y S . S m ith , J r .
M a r s h a l l T . S te e l
J im R a n d a ll
H e rm a n L . W ilso n , J r .
H ill A . W h e a t l y
C . E v e r e tt F u lg h a m
G a ith e r C . J o h n s to n , J r .
G a r y E . B le n d e n
K e ith B r a d s h a w
R ic h a r d S . S m ith
Ja m e s E . T h ra sh
P a lm e r V a n d e rb u rg

STATEMENT AS OF JUNE 30, 1982
Assets

Mil. Thou.

Cash & due from
depositories................ 15 209
U.S. Treasury securities . 14 406
Oblig. o f other U.S.
Government agencies
and corporations........ 8 159
Oblig. o f States and
political subdivisions.. 14 494
All other securities..........
559
Excess funds sold and
sec. resell agreements .
100
Loans, N e t....................... 173 Oil
Bank premises, furniture
and fixtures................ 6 769
All other assets................ 6 296

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 29 248
Time deposits,
ind., part., corp.............159 382
U.S. G ov’t deposits........
126
Deposits o f States
and subdivisions......... 6 620
All other d ep osits...........
3 445
Certified and
Officers’ checks...........
1 612
Total Deposits..............200 433
Excess funds purchased
and sec. repurchase
agreements................... 18 514
All other liabilities........... 4 077
Total Liabilities............ 223 024
Equity Capital
Cap. (# sh.au. 150,834) . 3
(# sh. outst. 150,834)
Surplus....................... 3
Undivided profits and
capital reserve............. 5
Total equity capital. . . 13
Subordinated notes
and debentures............. 2

TOTAL



239

003

TOTAL

239

771
771
504
046
933
003

112

State of Arkansas:

Bank Department

BANK OF IMBODEN, IMBODEN
Population 661
Lawrence County
Chartered October 12, 1972 P.O. B ox 320 Telephone Number 869-2291
Zip Code 72434
Number of Branches: Inside City — None; Outside City — 1
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
♦Amos D avid........................Chairman
Stephen E. J o n e s ...............President
Preston L. Clark........ V.P. & Cashier
Mary Lea McLeod ............ Vice Pres.

Directors:
Amos David
Stephen E. Jones
Austin Stovall
K.D. McLeod
Henry Weaver
J.R. David, Jr.
Douglas Bradley
Leland E. Mize
Dee Cude
H. Lee Baker

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions.. 1
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 8
Bank premises, furniture
and fixtu res................
All other assets................

TOTAL




13

Thou.

613
732
800
142
310
400
042
219
22

280

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............
1 781
Time deposits,
ind., part., corp............ 9 513
U.S. G ov’t deposits........
1
Deposits o f States
and subdivisions........
857
Certified and
Officers’ checks.......... ...........174
Total Deposits............. 12 326
Total Liabilities........... 12 326
Equity Capital
Capital (#sh. au. 6,600) .
(# sh. outst. 6,600)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital..
Subordinated notes
and debentures............
TOTAL

165
85
554
804
150
13

280

Sixty-Eighth Report

113

FIRST JACKSONVILLE BANK, JACKSONVILLE
Population 27,589
Pulaski County
Chartered A ugust 2, 1949 P.O. Box 827 Telephone Number 982-4511
Zip Code 72076
Number of Branches: Inside City — 2; Outside City — 0
Number of C B C T's: Inside City — None; Outside City — None
Directors:

Principal O fficers:

♦Kenneth Pat Wilson .. CEO & Chmn.
Larry T. W ilso n ..................President
Melda A. R ic e .............. Sr. Vice Pres.
Sibyl H. C la y ...................... Vice Pres.
John S. Fortenbury............ Vice Pres.
Edwin B. Cantrell. V.P. & Trust Off.
Mary L. D ew ey.................. Vice Pres.
Fred L otter............... V .P .& Auditor
Bill Pendleton.................... Vice Pres.
John H ardw ick.................. Vice Pres.

Kenneth Pat Wilson
Harry K. Dougherty
Joseph W. Gelzine
Bartus M. Gray
Lou Holtz
Melda A. Rice
Carl A. Williams
Larry T. Wilson
Thomas H. Wortham, M.D.

•Designates Chief Executive Officer

S T A T E M E N T A S O F J U N E 3 0, 1982
Assets

Mil. Thou.

Cash & due from
depositories................ 12
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........ 2
Oblig. o f States and
political subdivisions.. 11
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 28
Bank premises, furniture
and fixtures................
1
All other assets................
1

690
298
982
230
295
700
669
173
117

Liabilities

Equity Capital

Cap. (# sh.au. 200,000) .
(# sh. outst. 200,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL




60

154

Mil. Thou.

Demand deposits,
ind., part., corp............ 13 815
Time deposits,
ind., part., corp............ 35 598
U.S. G ov’t deposits........
91
Deposits o f States
and subdivisions........ 3 585
Certified and
Officers’ checks.................... 7J_2
Total Deposits............ 53 801
All other liabilities.......... 1 054
Total Liabilities.......... 54 855

TOTAL

2

000

1 000
2
5

299
299

60

154

114

State of Arkansas:

Bank Department

NEWTON COUNTY BANK, JASPER
Population 519
Newton County
Chartered March 24, 1903 P.O. B ox 437 Telephone Number 446-2265
Zip Code 72641
Number of Branches: Inside City — None; Outside City — 1
Number of C B C T ’s: Inside City — None; Outside City — None
Principal O fficers:

Directors:

Joe C. Nance............Chmn. o f Board
*Neil A . W ilkins....................President
Carl Gene Jones................ Exec. V.P.
George L an dru m ___ V.P. & Cashier
Joe Phillips .......................Vice Pres.
Inas W atson ................. Asst. Cashier
Danny Criner............... Asst. Cashier
Kathleen Breedlove___ Asst. Cashier

Joe C. Nance
Neil A. Wilkins
Carl Gene Jones
Clyde Atkinson
Alta Gorden
Ernest B. Wilson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t ......................
Bank premises, furniture
and fixtu res................

Mil. Thou.

3

081
240

2

913

1

818

9

500
049

1

55

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp........... 2 326
Time deposits,
ind., part., corp........... 13 131
U.S. G ov’t deposits........
2
Deposits o f States
and subdivisions........
1 695
Certified and
Officers’ checks.......................IB
Total Deposits............. 17 164
All other liabilities.......... .............. 6
Total Liabilities........... 17 170
Equity Capital

Capital (# sh. au. 2,500) .
59
{# sh. outst. 2,340)
Surplus.............
791
Undivided profits and
capital reserve.............
636
Total equity capital. . .
1 486
TOTAL




18

656

TOTAL

18

656

115

Sixty-Eighth Report

BANK OF NORTHEAST ARKANSAS, JONESBORO
Population 31,530
Craighead County
Chartered February 14, 1904 P.O. B ox 1617 Telephone Number 932-2131
Zip Code 72401
Number of Branches: Inside City — 2; Outside City — 1
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
*Sloan Rainwater.......... Chmn. & Pres.
Wm. I. Rainwater.......... Vice Chmn.
Audrey Glenn.................... Exec. V.P.
L o y ce M in k ....................... Vice Pres.
Max C o b b .........................Vice Pres.
Eva Beeler......................... ASst, V.P.
Linda McDaniel...................... Cashier
Jeff Cranford................Asst. Cashier
& T ru st O f f ic e r
Brenda G riffith ............Asst. Cashier
Mary Ann Bohne..........Asst. Cashier
G ailN eblett..................Asst. Cashier
Martha White................Asst. Cashier

Directors:
Sloan Rainwater
Wm. I. Rainwater
Weldon Rainwater, M.D.
Grover Poole, M.D.
Gerald G. Watkins
J.A. Tomlinson
A.B. Clark

’ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................ 2 040
U.S. Treasury securities .
889
Oblig. o f other U.S.
Government agencies
and corporations........ 4 828
Oblig. o f States and
political subdivisions.. 3 933
All other securities..........
600
Excess funds sold and
sec. resell agreements . 3 400
Loans, N e t...................... 23 225
Bank premises, furniture
1 163
and fixtures................
All other assets................
1 346

Liabilities
Mil. Thou.
Derpand deposits,
ind., part., corp...........
5 224
Time deposits,
ind., part., corp.............. 21 110
U.S. G ov’ t deposits........
20
Deposits o f States
and subdivisions........ 8 007
Certified and
Officers’ checks.................... 774
Total Deposits............. 35 135
Excess funds purchased
and sec. repurchase
agreements................... 2 100
All other liabilities..........
613
Total Liabilities........... 37 848
Equity Capital
Capital (# sh. au. 75,000)
(# sh. outst. 75,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............

TOTAL



41

424

TOTAL

750
1 000
1 001
2 751
825
41

424

State of Arkansas:

116

Bank Department

CITIZENS BANK OF JONESBORO, JONESBORO
Population 31,530
Craighead County
Chartered July 25, 1919 P.O. Box 1090 Telephone Number 932-6603
Zip Code 72401
Number of Branches: Inside City — 4; Outside City — 2
Number of C B C T ’s: Inside City — 3; Outside City — None
Directors:

Principal O fficers:

*Herbert H. M cAdams........ Chairman
Walter A. D eR oeck ........... President
H. Hall M cA dam s.......... Vice Chmn.
Donald Tim m s................ Exec. V.P.
L.D. W alk er....................Senior V.P.

•Designates Chief Executive Officer

Robert C. Conner
John C. Deacon
Minor M. Markle
Oscar J. Melton
W .D. Roberts, Jr.
W .O. Doak
Dr. Durwood Wisdom
Frank E. Walden

STATEMENT AS OF JUNE 30, 1982
Assets

Mil. Thou.

Cash & due from
depositories................ 8 728
U.S. Treasury securities . 16 791
Oblig. o f other U.S.
Government agencies
and corporations........ 3 009
Oblig. o f States and
political subdivisions.. 12 601
1 331
All other securities..........
Loans, N e t ...................... 85 187
Bank premises, furniture
and fixtu res................ 2 488
All other assets................ 4 412

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 20 625
Time deposits,
ind., part., corp............ 76 328
U.S. G ov’t deposits........
246
Deposits o f States
and subdivisions.........
8 989
All other d ep osits............ 1 881
Certified and
Officers’ checks.......... .......... 505
Total Deposits.............. 108 574
Excess funds purchased
and sec. repurchase
agreements................... 12 "758
All other liabilities...........
2 484
Total Liabilities.............123 816
Equity Capital

Cap. (# sh.au. 217,000) . 2
(# sh. outst. 217,000)
Surplus.......................
1
Undivided profits and
capital reserve............. 4
Total equity capital. . .
8
Subordinated notes
and debentures............. 2
TOTAL



134

547

TOTAL

134

170
330
991
491
240
547

Sixty-Eighth Report

117

FIRST BANK AND TRUST
OF JONESBORO, JONESBORO
Population 31,530
Craighead County
Chartered December 22, 1976 P.O. Box 1209 Telephone Number 932-8372
Zip Code 72401
Number of Branches: Inside City — 1; Outside City — 1
Number of C B C T ’s: Inside City — None; Outside City — None
Principal O fficers:

Directors:

*J.C. Vaughn, Jr................... President
Ron Jackson........................ Exec. V.P.
Everett Bandy.................... Senior V.P.
Bob W im p y .......................... Vice Pres.
Bill Carson............................ Vice Pres.
Wayne B o n d ............Asst. Vice Pres.

J.C. Vaughn, Jr.
Everett Bandy
Mary Lee Marcom
James W. Webb, M.D.
Dos well McDaniel
James D. Hunt
W .C. Sloan
Harold Crall
Bob Bennett
Charles M. Mooney
Bearl Brooks
Bill Brown

________
•Designates Chief Executive Officer

S T A T E M E N T A S O F J U N E 3 0, 1982
Assets

Mil. Thou.

Cash & due from
depositories................ 2 568
U.S. Treasury securities .
322
Oblig. o f other U.S.
Government agencies
and corporations........ 7 381
Oblig. o f States and
political subdivisions.. 4 050
802
All other securities..........
Excess funds sold and
sec. resell agreements . 1 029
Loans, N e t...................... 24 326
Bank premises, furniture
674
and fixtures................
All other assets................ 2 196

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
6 217
Time deposits,
ind., part., corp............ 27 044
U.S. Gov’t deposits........
47
Deposits o f States
and subdivisions........ 4 650
All other d ep osits..........
21
Certified and
Officers’ checks ........
203
Total D eposits............. 38 182
Excess funds purchased
and sec. repurchase
900
agreements..................
All other liabilities..........
957
Total Liabilities........... 40 039
Equity Capital

Capital (# sh.au. 30,000)
(# sh. outst. 30,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL



43

348

TOTAL

300
1

2

300
809
409
900

43

348

118

State of Arkansas:

Bank Department

MERCANTILE BANK, JONESBORO
Population 31,530
Craighead County
Chartered January 7, 1932 P.O. B ox 6018 Telephone Number 935-5521
Zip Code 72401
Number of Branches: Inside City — 5; Outside City — 2
Number of C B C T ’s: Inside City — 1; Outside City — None
Principal O fficers:

Directors:

♦Charles Frierson, I I I ............ President
George Delaney, Jr............... Exec. V .P .
N aom i C r a f t ....................................... Vice Pres.
Norm an L e o n a r d ............................. Vice Pres.

♦Designates Chief Executive Officer

Marystel Appleton
Millie Blindman
Roy Cooper
George Delaney, Jr.
W .M . Freeze, Jr.
Charles Frierson, III
Lynn Greene
Raymond (Chubby) Heern
A . M . Heringer, Jr.
Ben Lamberth, M .D .
Tom Loberg
J.C. Mahon
B.
E. McKee, M .D .
Alan Patteson, Jr.
M .O . Peeler, M .D .
Frank Snellgrove
M .G . (Mabe) Spurlock

S T A T E M E N T A S O F J U N E 3 0 , 1982

Assets
MU.
Cash & due from
depositories................ 4
U.S. Treasury securities . 6
Oblig. o f other U.S.
Government agencies
and corporations........ 5
Oblig. o f States and
political subdivisions.. 17
All other securities.......... 2
Excess funds sold and
sec. resell agreements . 3
Loans, N e t...................... 67
Bank premises, furniture
and fixtu res................ 1
All other assets................ 5

Thou.
159
556
819
844
090
175
824
352
039

Liabilities
Demand deposits,
ind., part., corp.........
Time deposits,
ind., part., corp.........
U.S. G ov’t deposits___
Deposits o f States
and subdivisions___
All other d ep osits........
Certified and
Officers’ checks........
Total Deposits..........
Excess funds purchased
and sec. repurchase
agreements................
All other liabilities........
Total Liabilities........

Mil. Thou.
. 12

746

. 74

798
136

.

255
123

9

1 708
98 766

.

1 455
3 160
103 381

Equity Capital
Cap. (# sh. au. 100,000) . 1 000
(ft sh. outst. 100,000)
Surplus.......................... . 2 350
Undivided profits and
capital reserve..........
7 127
Total equity capital.. . 10 477
T O T A L .......................... 113



858

T O T A L .......................... 113

858

Sixty-Eighth Report

119

FARMERS AND MERCHANTS BANK, JUDSONIA
Population 2,025
W hite County
Chartered M ay 29, 1913 P.O. B ox I Telephone Number 729-3148
Zip Code 72081
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None
Principal O fficers:

Directors:

E .O . Y a n c e y ............................. Chairman
E .D . Y a n c e y ............................... President
♦ J im E m fin g e r ............ Exec. Vice Pres.
W .R . M eador, Jr.................... Sec.-Treas.
J .H . G r a v e s ............................. Vice Pres.

E .O . Yancey
E .D . Yancey
W .R . M eador, Jr.
J .H . Graves

•Designates Chief Executive Officer

S T A T E M E N T A S O F J U N E 3 0 , 1982
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtures................
All other assets................

Mil. Thou.

2

396
820
784

1

550
509
102
25

Mil. Thou.

Liabilities

Demand deposits,
ind., part., corp.........
Time deposits,
ind., part., corp.........
U.S. Gov’t deposits___
Deposits o f States
and subdivisions___
Certified and
Officers’ checks........
Total D eposits..........
All other liabilities........
Total Liabilities........

.

1 656

.

3

105
16
541

.

5

.

5

23
341
36
377

Equity Capital

Capital (#sh. au. 2,800)
(# sh. outst. 2,800)
Surplus..........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL ..........................




6

186

TOTAL .....................

70
280
459
809
6

186

120

State of Arkansas:

Bank Department

UNION STATE BANK, JUNCTION CITY
Population 813
Union County
Chartered August 28, 1933 P.O. Box F Telephone Number 924-4552
Zip Code 71749
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
♦JohnF. M a r s h ....................President
Jerry Ray H am brick.......... Vice Pres.
Barbara D. Daniels................ Cashier
Mary A . J o n e s..............Asst. Cashier

Directors:
Alvin Y. Green, Sr.
J.B. Allen
Joseph Cusimano
T.T. Fields
A .Y . Green, Jr.
Leonary Hampson
John F. Marsh
C .A. Reed, Jr.
John M. Shackleford, Jr.

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories.................
354
U.S. Treasury securities .
299
Oblig. o f other U.S.
Government agencies
and corporations.........
1 086
Oblig. o f States and
political subdivisions.. 1 384
All other securities...........
200
Excess funds sold and
sec. resell agreements .
700
Loans, N e t......................
9 532
Bank premises, furniture
and fixtu res.................
89
All other assets.................
232

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............
1 613
Time deposits,
ind., part., corp............ 10 431
U.S. Gov’t deposits........
1
Deposits o f States
636
and subdivisions........
Certified and
Officers’ checks...................... 69
Total Deposits............. 12 750
All other liabilities..........
151
Total Liabilities........... 12 901
Equity Capital

Capital (# sh. au. 30,000)
(# sh. outst. 30,000)
Surplus............
200
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL




13

876

TOTAL

300

475
975
13

876

Sixty-Eighth Report

121

BANK OF KENSETT, KENSETT
Population 1,751
W hite County
Chartered February 17, 1922 P.O. Box 356 Telephone Number 742-3211
Zip Code 72082
Number of Branches: Insiae City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:
Roger Q. M ills ................... President
*Jno. H. Johnston, Jr.......... Vice Pres.
Mrs. Patsy S c o t t ....................Cashier

Directors:
Jno. H. Johnston, Jr.,
Chairman
Roger Q. Mills
William P. Mills, Secretary

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
158
U.S. Treasury securities . 1 096
All other securities..........
199
Excess funds sold and
sec. resell agreements .
955
Loans, N e t......................
48
Bank premises, furniture
and fixtures.................
10

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp...........
696
Time deposits,
ind., part., corp...........
511
Deposits o f States
and subdivisions........
487
Total Deposits.............
1 694
Total Liabilities...........
1 694
Equity Capital
Capital (# sh. au. 5 0 0 )...
{# sh. outst. 500)
50
Surplus............
Undivided profits and
capital reserve.............
Total equity capital. . .

TOTAL




2

466

TOTAL

50

672
772
2

466

122

State of Arkansas:

Bank Department

MADISON BANK AND TRUST, KINGSTON
Population 150
Madison County
Chartered April 7, 1911 P.O. Box 39 Telephone Number 665-2825
Zip Code 72742
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Directors:

Principal Officers:

James B. M cD ou ga l..........Chairman
Stephen A. Sm ith...............President
♦Theresa L. P ock rus.......... Exec. V.P.
Gary B u n ch ..............Sr. Vice Pres. &
Vice Chairman

‘ Designates Chief Executive Officer

Sumner Brashears
Jim Spurlock
Dana Samples
Jim Vaughn
John Thompson
Gary Easterling
Joe Shrum
Austin Smith
Gary Bunch
Julie Baldridge
Susan McDougal
Howard Cain, Jr.
Stephen Smith
James McDougal

STATEMENT AS OF JUNE 30. 1982
Assets

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

Mil. Thou.

138
1 084
1 015
85
4

600
162
173
307

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
324
Time deposits,
ind., part., corp............ 5 290
Deposits o f States
and subdivisions........
630
Certified and
Officers’ checks.......... .............13
Total Deposits............. 6 257
Excess funds purchased
and sec. repurchase
602
agreements..................
All other liabilities..........
145
Total Liabilities...........
7 004
Equity Capital

Capital (0 sh.au. 8 0 0 )...
63
(0 sh. outst. 634)
Surplus............................
438
Undivided profits and
capital reserve............ ............ 59
Total equity capital. . .
560
TOTAL



7

564

T O T A L .......................

7

564

Sixty-Eighth Report

123

BANK OF LAKE VILLAGE, LAKE VILLAGE
Population 3,088
Chicot County
Chartered October 14, 1937 P.O. Box 727 Telephone Number 265-2241
Zip Code 71653
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
Dr. J.H. Burge ...................Chairman
Douglas C. W ynn.................President
♦Herman Carlton..........................Exec.V.P.
R. Trafton W illiam s...........Vice Pres.
Joyce B e ll..................V .P .& Auditor
Dessie Lee G ib b s.......................... VicePres.
Jakie G ib s o n ...........................Cashier

Directors:
Sam E. Angel
William W. Bunker
Dr. J.H. Burge
Dr. J.P. Burge
Hermon Carlton
David F. Gillison, Sr.
David F. Gillison, Jr.
Bill R. Holloway
Ned Mazzanti
Joe Pieroni
George Pine
Douglas C. Wynn

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
1 056
depositories................
U.S. Treasury securities . 1 604
Oblig. o f other U.S.
Government agencies
and corporations........ 5 946
Oblig. o f States and
political subdivisions.. 4 783
Excess funds sold and
sec. resell agreements .
300
Loans, N e t...................... 17 801
Bank premises, furniture
and fixtures................
291
All other assets................
797

Liabilities
Demand deposits,
ind., part., corp...........
Time deposits,
ind., part., corp...........
U.S. G ov’ t deposits........
Deposits o f States
and subdivisions........
Certified and
Officers’ checks .........
Total Deposits.............
All other liabilities..........
Total Liabilities...........

Mil. Thou.

4

22 707
16
1 416
100
28 862
640
29 502

Equity Capital
Capital {ft sh. au. 30,000)
{tt sh. outst. 30,000)
Surplus........................ 1
Undivided profits and
capital reserve..............
Total equity capital. . . 3
TOTAL




32

578

TOTAL

623

32

300
950
826
076
578

124

State of Arkansas:

Bank Department

FIRST STATE BANK AND TRUST
COMPANY, LAKE VILLAGE
Population 3,088
Chicot County
Chartered June 12, 1962 P.O. Box 271 Telephone Number 265-5366
Zip Code 71653
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*Fred P. M ich a el..................President
Ben V. Floriani ................Exec. V.P.
Mike S. C ashion........ V.P. & Cashier
Freddie B lack ........ V.P. & Trust O ff.
Linda S. P e a rso n ............. Asst. V.P.
Becky Brogdon ............Asst. Cashier

♦Designates Chief Executive Officer

Directors:
Sam Adkisson
Charles S. Bennett
Herman Berkemeyer
Freddie Black
James R. Burchfield
Ohmer C. Burnside
Mike S. Cashion
William H. Drew
Ben V. Floriani
J.P. Hampton
Cullen Livingston
Doyne W. Loyd
Marvin D. Loyd
Geno Mazzanti, Jr.
Fred P. Michael
Carl O. Powell
Richard L. Pratt
Ted Thornton

STATEMENT AS OF JUNE 30, 1982
Mil. Thou.
Assets
Cash & due from
depositories................ 1 248
U.S. Treasury securities . 2 975
Oblig. o f other U.S.
Government agencies
and corporations........ 2 483
Oblig. o f States and
political subdivisions.. 2 768
Loans, N e t...................... 6 601
Bank premises, furniture
and fixtu res................
434

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............. 1 876
Time deposits,
ind., part., corp............ 11 938
Deposits o f States
and subdivisions........
952
Certified and
Officers’ checks...................... 97
Total D eposits............. 14 863
Total Liabilities........... 14 863
Equity Capital
Capital (# sh. au. 5,000) .
(Jt sh. outst. 5,000)
Surplus....................... 1
Undivided profits and
capital reserve.............
Total equity capital. . . 1

TOTAL




16

509

TOTAL

16

100
250
296
646
509

Sixty-Eighth Report

125

CITIZENS BANK OF LAVACA, LAVACA
Population 1,092
Sebastian County
Chartered May 5, 1910 P.O. Box 108 Telephone Number 674-2297
Zip Code 72941
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
♦James N. Patterson............ President
Larry D. Hurst ............ Sr. Vice Pres.
Gary W. Carmack................Vice Pres.
Bruce A. Davenport............Asst. V.P.
Paulette C hronister............Asst. V.P.

Directors:
Ronald H. Udouj
James N. Patterson
Larry D. Hurst
Gene E. Bruick
Rayburn L. Green
Jewel R. Morris

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
395
U.S. Treasury securities . 2 087
Oblig. o f other U.S.
Government agencies
and corporations........ 4 298
Oblig. o f States and
political subdivisions..
104
Loans, N e t....................... 8 109
Bank premises, furniture
and fixtures................
514
All other assets......................
35

Liabilities
Mil. Thou.
Demand deposits,
1 718
ind., part., corp............
Time deposits,
ind., part., corp............ 9 691
Deposits o f States
and subdivisions........ 2 564
Certified and
Officers’ checks.......... ............ 38
Total Deposits............. 14 011
All other liabilities..........
400
Total Liabilities........... 14 411
Equity Capital
Capital (# sh. au. 18,000)
(# sh. outst. 18,000)
Surplus..............
625
Undivided profits and
capital reserve..............
Total equity capital. . .
1

TOTAL




15

542

TOTAL

15

225

281
131
542

126

State o f A rkansas:

Bank Departm ent

LEACHVILLE STATE BANK, LEACHVILLE
Population 1,882
Mississippi County
Chartered January 23, 1951 P.O. Box 140 Telephone Number 539-6354
Zip Code 72438
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*J. Lee B earden....................President
EdnaKennett....................Exec. V.P.
Linda Y o u n g ..........................Cashier

J. Lee Bearden
Nelson Henry
EdnaKennett
T.N. Rodman, M.D.
J.L. Swihart

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

Mil. Thou.
312
999
2

445

1

566

1

750
955
117
2

Liabilities

Equity Capital
Capital (# sh. au. 10,000)
(# sh. outst. 10,000)
Surplus............
900
Undivided profits and
capital reserve.............
Total equity capital. . .

TOTAL




8

146

Mil. Thou.

Demand deposits,
ind., part., corp............
1 193
Time deposits,
ind., part., corp............ 4 268
Deposits o f States
1 298
and subdivisions.........
Certified and
Officers’ checks ........ .............. 5
Total Deposits............. 6 764
All other liabilities.......... .............13
Total Liabilities........... 6 777

TOTAL

100

1

369
369

8

146

Sixty-Eighth R eport

127

LITTLE RIVER BANK, LEPANTO
Population 1,964
Poinsett County
Chartered November 21, 1919 P.O. Box 340 Telephone Number 475-2306
Zip Code 72354
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

D.F. Portis..........Chairman o f Board
*Grady Watkins, Jr............... President
T.G. Thompson, Jr. . . . V.P. & Cash.
J.C. P ortis..........................Vice Pres.
Blanche N ash................Asst. Cashier

A .T. Bell
W .H. Cross, Sr.
Mrs. Julanne Ingram
Junaway Payne
Ernest B. Portis
D.F. Portis
J.C. Portis
T.G. Thompson, Jr.
Mrs. Danette Watkins
Grady Watkins, Jr.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtures................
All other assets................

Mil. Thou.
4

398
904

2

903

2

010
25

2
4

000
207
27
509

Liabilities

Equity Capital
Capital {# sh.au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




16

983

Mil. Thou.

Demand deposits,
ind., part., corp...........
2 248
Time deposits,
ind., part., corp............ 11 149
U.S. G ov’t deposits........
12
Deposits o f States
and subdivisions........
918
Certified and
Officers’ checks .........
26
Total Deposits............ 14 353
All other liabilities.................... 288
Total Liabilities........... 14 641

TOTAL

400
1

100

842
2 342
16

983

128

State o f A rkansas:

Bank Departm ent

LESLIE STATE BANK, LESLIE
Population 501
Searcy County
Chartered April 17, 1948 P.O. Box 325 Telephone Number 447-2911
Zip Code 72645
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

* Jim T illey............Chairman o f Board
Ben A llen.............................. President
Bill Seeger..........................Exec. V.P.
Helen McBride ............Sr. Vice Pres.
Ronnie Housley................ Vice Pres.
Mary Jane H orton............... Cashier

Jim Tilley
Ben Allen
Jerald Barnett
Bill Seeger
Virgil Blair
Lex Treece
Bob Derickson

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

Mil.

1

Thou.
583
120
901
732

7

500
010
180
344

Liabilities

Mil.

Equity Capital
Capital (#sh. au. 1,300) .
(# sh. outst. 1,300)
Surplus.............................
Undivided profits and
capital reserve..............
Total equity capital. . .

TOTAL




11

370

Thou.

Demand deposits,
1 519
ind., part., corp............
Time deposits,
ind., part., corp............ 8 383
U.S. G ov’t deposits........
6
Deposits o f States
and subdivisions........
479
Certified and
Officers ’ checks .........
13
Total Deposits............. 10 400
All other liabilities.......... ...........138
Total Liabilities........... 10 538

TOTAL

130
425
277
832
11

370

Sixty-Eighth R eport

129

PEOPLES BANK AND LOAN
COMPANY, LEWISVILLE
Population 1,476
Lafayette County
Chartered August 25, 1911 P.O. Box 280 Telephone Number 921-4244
Zip Code 71845
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None

Directors:

Principal Officers:

Charles H. M o o r e .............. President
J.C. Landes........ Chairman o f Board
*W.H. Triplett, Jr........ Vice Chairman
Wilma Willbanks........................Exec.V.P.
P au lM ah ar.........................Vice Pres.
Donna H. Adkison.............Asst. V.P.
Venora H o o p e r......................Cashier
P.D. Burton, II I.............Security Off.

J.C. Landes
W .H. Triplett, Jr.
Charles H. Moore
Wilma Willbanks
Henry Moore III
Paul J. English
Larry Burrow
Elmer Harris
Allen Harrel
Aileen Landes
P.D. Burton, Jr.

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
1 089
U.S. Treasury securities . 2 070
Oblig. o f other U.S.
Government agencies
and corporations........ 3 508
Oblig. o f States and
political subdivisions.. 2 695
All other securities..........
26
Excess funds sold and
sec. resell agreements .
250
Loans, N e t...................... 12 896
Bank premises, furniture
and fixtures................
812
All other assets................
623

TOTAL




23

969

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp...........
2 915
Time deposits,
ind., part., corp............ 17 382
U.S. G ov’t deposits........
8
Deposits o f States
and subdivisions........
1 446
Certified and
Officers’ checks .........
107
Total Deposits............. 21 858
All other liabilities..........
499
Total Liabilities........... 22 357
Equity Capital
Capital (#sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

100
750
762
1 612

T O T A L ......................... 23

969

State o f A rkansas:

130

Bank Departm ent

BANK OF LINCOLN, LINCOLN
Population 1,422
Washington County
Chartered March 19, 1903 P.O. Box 98 Telephone Number 824-3232
Zip Code 72744
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*Loyd R. Sw ope................... President
Kenneth D. (Bud) C o x ____Exec. V.P.
Larry K arnes................................ VicePres.
Darlene Cheatham.............Asst. V.P.
Ronnie R inehart....................Cashier
Nell K i d d ................Compliance O ff.

John Lewis
R.
H. Pitts
S. H. Pitts
Loyd R. Swope
Forrest Rodgers
B.J. Basden
Kenneth D. Cox

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30. 1982

Assets

Mil. Thou.

Cash & due from
depositories................ 1 530
U.S. Treasury securities . 3 181
Oblig. o f other U.S.
Government agencies
and corporations........
900
Oblig. o f States and
political subdivisions.. 4 095
All other securities..........
1 116
Excess funds sold and
sec. resell agreements .
900
Loans, N e t...................... 15 419
Bank premises, furniture
and fixtu res................
178
All other assets................
886

Liabilities
ind., part., corp.............




28

205

3

659

Time deposits,
ind., part., corp........... 20 515
U.S. G ov’t deposits........
11
Deposits o f States
and subdivisions........
1 202
Certified and
Officers’ checks...................... 5J_
Total Deposits............. 25 438
All other liabilities.......... .......... 570
Total Liabilities........... 26 008

Equity Capital
Capital (#sh. au. 8,000) .
(# sh. outst. 8,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............

TOTAL

Mil. Thou.

Demand deposits,

TOTAL

200
200
1 497
1 897
300
28

205

131

Sixty-Eighth R eport

PULASKI BANK AND TRUST
COMPANY, LITTLE ROCK
Population 158,461
Pulaski County
Chartered August 29, 1955 P.O. Box 7299 Telephone Number 661-7700
Zip Code 72207
Number of Branches: Inside City — 1; Outside City — None
Number of C B C T ’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

♦James C. E a s t............ Pres. & Chmn.
J.A. McEntire II I___ . . . Vice Chmn.
Robert C. M a gee----- . . . .Exec. V.P.
James N. Pierce........ ..Sr. Vice Pres.
Carl V e s s .................. ..Sr. Vice Pres.
Bobby L. Smith........ .. Sr. Vice Pres.
L. Thomas Chapman
Vice Pres.
Marilyn P earce.......... V.P. & Cashier

James C. East
J.A. McEntire III
Robert C. Magee
Troy Churchman
R.L. Schultz, Jr.
Thomas L. Hodges
Sidney Weniger
Mark V. Williamson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Liabilities
Cash & due from
depositories.............. . 4 001
U.S. Treasury securities . 1 034
Oblig. o f other U.S.
Government agencies
and corporations . . . . . 16 382
Oblig. o f States and
political subdivisions. . 3 672
All other securities........
45
Loans, N e t.................... . 34 537
Bank premises, furniture
and fixtures................ 4 559
All other assets................ 3 404

]Mil. Thou.

Demand deposits,
ind., part., corp...........
Time deposits,
ind., part., corp...........
U.S. Gov’ t deposits........
Deposits o f States
and subdivisions........
All other d ep osits..........
Certified and
Officers’ checks ........
Total Deposits............
Excess funds purchased
and sec. repurchase
agreements..................
All other liabilities..........
Total Liabilities..........

13

515

32

837
4

3
1

578
553

51

266
753

7

4
63

375
061
189

Equity Capital
Cap. (#sh. au. 226,000) .
(# sh. outst. 166,331)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL ........................



67

634

1 663
1 200

3

317
180

1 265

TOTAL ...................... 67

634

132

State o f A rkansas:

Bank Departm ent

BAN K OF LOCKESBURG, LOCKESBURG
Population 620
Sevier County
Chartered October 14, 1902 P.O. Box 118 Telephone Number 289-2541
Zip Code 71846
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
Leonard L. Ham pson..........Chairman
♦Larry W. H a l e ......................President
Mary F. Hampson............. Vice Pres.
Barbara K itchens..............Asst. V.P.
Bobbie J. Simmons..................Cashier

Directors:
Leonard L. Hampson
Wanda C. Hampson
Mary F. Hampson
Larry W. Hale
Joel W. Clay
Garnet E. Norwood

•Designates Chief Executive Officer

STATEMENT AS
Assets
Mil. Thou.
Cash & due from
depositories................
1 006
U.S. Treasury securities .
991
Oblig. o f other U.S.
Government agencies
and corporations........
1 622
Oblig. o f States and
political subdivisions.. 1 302
Excess funds sold and
sec. resell Agreements .
50
Loans, N e t...................... 6 218
Bank premises, furniture
and fixtu res................
260
All other assets................
27

TOTAL




11

476

JUNE 30, 1982
Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 1 446
Time deposits,
ind., part., corp...........
8 442
Deposits o f States
and subdivisions........
464
Certified and
Officers’ checks .........
53
Total Deposits............. 10 405
All other liabilities.......... ...........140
Total Liabilities........... 10 545
Equity Capital
Capital (#sh. au. 3,000) .
(# sh. outst. 3,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

75
175
681
931
11

476

Sixty-Eighth R eport

133

FIRST STATE BANK, LONOKE
Population 4,128
Lonoke County
Chartered March 9, 1935 P.O. Box 320 Telephone Number 676-3106
Zip Code 72086
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*J.O. Bennett........................ President
Charles E. F o r d ................Exec. V.P.
Mary Strickland............ Asst. Cashier

Directors:
J.O. Bennett
Wayne Bennett, Sr.
Neil Bennett, Sr.
Wayne Bennett, Jr.
Neil Bennett, Jr.
H. Austin Grimes

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................ 4
U.S. Treasury securities . 5
Oblig. o f other U.S.
Oblig. o f States and
political subdivisions.. 2
Excess funds sold and
sec. resell agreements . 6
Loans, N e t...................... 17
Bank premises, furniture
and fixtures................
All other assets................

Thou.
170
484
621
300
977
268
954

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp...........
6 228
Time deposits,
ind., part., corp........... 22 216
U.S. G ov’t deposits........
27
Deposits o f States
and subdivisions........ 3 980
Certified and
Officers’ checks..........
180
Total D eposits............. 32 631
All other liabilities..........
471
Total Liabilities........... 33 102
Equity Capital
Capital (#sh. au. 16,000)
(# sh. outst. 16,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




37

774

TOTAL

400
1 600
2
4

672
672

37

774

134

State o f A rkansas:

Bank Departm ent

FARMERS BANK & TRUST COMPANY, M AGNOLIA
Population 11,909
Columbia County
Chartered September 26, 1906 P.O. Box 250 Telephone Number 234-2211
Zip Code 71753
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*R.S. Warnock, Jr.................President
Mrs. T.H. R eeves................Vice Pres.
Cameron D o d s o n ............... Vice Pres.
T.H . Bradley, Jr................... Vice Pres.
Bob L. B urns..................Vice Pres. &
Asst. Trust Officer
Dean Reagan ..Exec. V.P. & Cashier
M.E. Fitzpatrick.............. Asst. V.P. &
Asst. Cashier

Directors:
T.H. Bradley, Jr.
Bob L. Burns
L.E. Davis, Jr.
Cameron Dodson
W.E. Fullenwider
John W. Harsh
Mrs. T.H. Reeves
R.S. Warnock, Jr.
Joe D. Woodward

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30. 1982
Assets
Mil.
Cash & due from
depositories................ 2
U.S. Treasury securities . 6
Oblig. o f other U.S.
Government agencies
and corporations........ 10
Oblig. o f States and
political subdivisions.. 9
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 23
Bank premises, furniture
and fixtu res................
All other assets................ 1

Thou.
061
248
579
983
200
685
508
306

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 6 636
Time deposits,
ind., part., corp............... 32 139
34
U.S. G ov’t deposits........
Deposits o f States
and subdivisions........ 2 801
Certified and
Officers’ checks..........
243
Total Deposits.............. 41 853
Excess funds purchased
and sec. repurchase
7 109
agreements...................
All other liabilities..........
777
Total Liabilities........... 49 739
Equity Capital
Capital {# sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL



54

570

100
1

500

3
4

231
831

T O T A L ......................... 54

570

Sixty-Eighth R eport

135

BANK OF MALVERN, MALVERN
Population 10,163
Hot Spring County
Chartered June 24, 1889 P.O. Box 897 Telephone Number 332-6966
Zip Code 72104
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None

Directors:

Principal Officers:
♦Paul L. O ffutt............ Pres. & C.E.O.
James D. Ferguson...........Exec. V.P.
Donald J. Tackett___ V.P. & Cashier
Marsha T an n er............................ VicePres.
Joe C le m ......................................VicePres.
Marc M cC a in ........................Auditor
Glenville Rhodes . . . Chmn. o f Board

Ray Boyle
Sam Clark
Dorsey Glover
W .H. Glover
Joe Keith
Paul Offutt
Glenville Rhodes
Carrington Young
Tom Ross Young, Jr.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities . 1 0
Oblig. o f other U.S.
Government agencies
and corporations........ 7
Oblig. o f States and
political subdivisions.. 6
All other securities..........
Loans, N e t...................... 17
Bank premises, furniture
and fixtures.................. 1
All other assets................
1

264
301
353
408
100
367
121
261

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
5
Time deposits,
ind., part., corp........... 32
U.S. G ov’t deposits........
Deposits o f States
and subdivisions........ 2
Certified and
Officers’ checks..........
Total Deposits............. 41
All other liabilities..........
Total Liabilities............. 42

762
382
73
932
189
338
785
123

Equity Capital
Capital (# sh. au. 12,000)
(# sh. outst. 12,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL




46

175

TOTAL

300
1 200
2
4

552
052

46

175

136

State o f A rkansas:

Bank Departm ent

PEOPLES BANK, M AM MOTH SPRING
Population 1,158
Fulton County
Chartered February 8, 1921 P.O. Box 310 Telephone Number 625-3235
Zip Code 72554
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:
Cloy H. C ulver....................President
♦William O. P ace................Exec. V.P.
David Smith............................Cashier
Norma P a c e ..................Asst. Cashier

Directors:
Auda M. Culver
Cloy H. Culver
William O. Pace
Jim B. Plumlee
M .H. Powell

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
619
U.S. Treasury securities . 2 044
Oblig. o f other U.S.
Government agencies
and corporations........ 4 810
Oblig. o f States and
political subdivisions.. 1 089
Excess funds sold and
sec. resell agreements .
350
Loans, N e t...................... 3 569
Bank premises, furniture
and fixtu res................
264

TOTAL




12

745

Liabilities
Demand deposits,
ind., part., corp............
Time deposits,
ind., part., corp............
U.S. G ov’ t deposits........
Deposits o f States
and subdivisions........
Total Deposits.............
Total Liabilities...........
Equity Capital
Capital (ft sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

Mil. Thou.
2 017
9 125
4
565
11 711
11 711

100
300
634
1 034
12

745

Sixty-Eighth R eport

137

MERCHANTS & PLANTERS BANK, M ANILA
Population 2,553
Mississippi County
Chartered Marcn 16, 1948 P.O. Box 440 Telephone Number 561-4427
Zip Code 72442
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT's: Inside City — None; Ouside City — None
Principal Officers:
Directors:
Peggy F. C h ea d le..............Chairman
Lora M. Fleeman
Lora M. Fleeman...............President
Peggy F. Cheadle
*M axH. Schrader.............. Exec. V.P.
Betty F. Schrader
Wm. Borowsky
L.E. Townsend
James B. Cheadle
Hulen Faulkner
Max H. Schrader
♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
610
U.S. Treasury securities .
347
Oblig. o f other U.S.
Government agencies
and corporations........
973
Oblig. o f States and
political subdivisions..
648
All other securities..........
200
Excess funds sold and
sec. resell agreements .
500
Loans, N e t...................... 4 646
Bank premises, furniture
and fixtures................
150
53
All other assets................

TOTAL




8

127

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............
1 355
Time deposits,
ind., part., corp............ 4 533
U.S. G ov’t deposits........
167
Deposits o f States
and subdivisions.........
1 083
Certified and
Officers’ checks.......... ............ 12
Total Deposits............. 7 150
Total Liabilities........... 7 150
Equity Capital
Capital (# sh. au. 10,000)
(# sh. outst. 10,000)
Surplus............
400
Undivided profits and
capital reserve............
Total equity capital. . .
T O T A L .........................

100

477
977
8

127

138

State o f A rkansas:

Bank Departm ent

BANK OF MANSFIELD, MANSFIELD
Population 1,000
Sebastian County
Chartered February 16, 1939 P.O. Box 387 Telephone Number 928-4418
Zip Code 72944
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:
Bruce H. S h a w ........Chmn. o f Board
Joe M cC ain ..............Vice Chairman
♦Richard D. Foster................President
Richard B. Shaw ..................Vice Pres.
Gilmer D ixon ....................... Vice Pres.
Melba C on aw ay........ V .P .& Cashier
Paula C o w a r d ..................... Asst. V . P .
Liz H oopengarner..............Asst. V.P.
Margo Jones..................Asst. Cashier

Directors:
Bruce H. Shaw, Chairman
Joe McCain
Richard D. Foster
Richard B. Shaw
Melba Conaway
W .W . Holbrook
S. D . Barnes
Gilmer Dixon
S.M. Taylor

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

Mil. Thou.
6

293
865

1 994
894
5

625
150
360
410

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 273
Time deposits,
ind., part., corp........... 10 893
U.S. G ov’ t deposits........
5
Deposits o f States
and subdivisions........
692
Certified and
Officers’ checks .........
65
Total Deposits............. 14 928
All other liabilities..........
290
Total Liabilities........... 15 218

Equity Capital
Capital (# sh. au. 9,600) .
({# sh. outst. 9,600)
Surplus............
240
Undivided profits and
capital reserve.............
Total equity capital. . .
1

TOTAL




16

591

TOTAL

16

240

893
373
591

Sixty-Eighth R eport

139

FARMERS AND MERCHANTS BANK, M ARIANNA
Population 6,220
Lee County
Chartered January 9, 1942 P.O. Box 479 Telephone Number 295-2535
Zip Code 72360
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None

Directors:

Principal Officers:
♦William J. M cC la in............ President
James T. McMahan I I ___ Vice Pres.
& Cashier

James Burkett
Dan H. Felton III
Jack R. Gentry
Thomas H. Gist, Jr.
Robert F. Mahan
James T. McMahan II
John F. Miller
William J. McClain
J.B. Smith
D.E. Webb, Jr.

■"Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtures................
All other assets................

Mil. Thou.
2

208
195

3

349

1

539
335

1 250
5 496
147
351

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
3 771
Time deposits,
ind., part., corp........... 7 559
U.S. G ov’t deposits........
19
Deposits o f States
and subdivisions........ 2 020
Certified and
Officers’ checks...................... 27
Total Deposits............. 13 396
All other liabilities..........
246
Total Liabilities........... 13 642

Equity Capital
Capital (#sh. au. 3,000) .
75
(# sh. outst. 3,000)
Surplus..............
800
Undivided profits and
capital reserve..............
353
Total equity capital. . .
1 228

TOTAL




14

870

TOTAL

14

870

140

State o f A rkansas:

Bank Departm ent

CITIZENS BANK, MARION
Population 2,996
Crittenden County
Chartered March 15, 1938 P.O. Box 300 Telephone Number 739-3232
Zip Code 72364
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:
♦William R. Reynolds___ Acting Pres.
A.J. L um pkin............Pres. Emeritus
Frank G. W a lla ce.............. Vice Pres.
Mary L. H oskins....................Cashier
Ida Mae W illia m s........Asst. Cashier
Lucille H. Brackin........Asst. Cashier

Directors:
Wilson P. Barton
C.H. Bond, Jr.
Sanders Carter
Julian Hardin
Allen B. Helms
A.J. Lumpkin
A .H . Neely
Dino Pirani
J.F. Rieves, Jr.
Ray D. Ross
Aldo Stupenti
Dana F. Sulcer

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

TOTAL




Mil. Thou.
1 039
450
1

941

4

724

4

400
018

1

13

163
2

737

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 2 175
Time deposits,
ind., part., corp............ 6 053
U.S. G ov’t deposits........
6
Deposits o f States
and subdivisions........ 2 912
Total Deposits.............. 11 146
All other liabilities.......... ............ 64
Total Liabilities............ 11 210
Equity Capital
Capital {# sh. au. 1,500) .
(# sh. outst. 1,500)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

1

100

1
2

277
527

T O T A L .........................

13

737

150

Sixty-Eighth R eport

141

MARKED TREE BANK, MARKED TREE
Population 3,201
Poinsett County
Chartered March 3, 1932 P.O. Box 160 Telephone Number 358-2600
Zip Code 72365
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:
■"John A . B runner................President
J.P. Hutchins...................... Cashier
Francis W h itlo w ........... Asst. Cashier
Louise Anglin................. Asst. Cashier
Norma H endrix............. Asst. Cashier

Directors:
John A. Brunner
Mary Ann Arnold
Gloria Ritter, Chairman
J. Robert Brunner
Frank Brunner, Jr.
Ritter Arnold
L.H. Goad
Robert Neel
Dan Hatzenbuehler

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Mil. Thou.
Assets
Cash & due from
1 165
depositories................
U.S. Treasury securities . 7 762
Oblig. o f other U.S.
Government agencies
and corporations........ 3 205
Oblig. o f States and
political subdivisions.. 1 006
Excess funds sold and
sec. resell agreements . 1 700
Loans, N e t...................... 2 547
Bank premises, furniture
77
and fixtures................

Liabilities
Mil.
Demand deposits,
ind., part., corp......... . 2
Time deposits,
ind., part., corp......... . 10
U.S. G ov’t deposits____
Deposits o f States
and subdivisions____ . 1
Certified and
Officers’ checks........
Total Deposits.......... . 15
Excess funds purchased
and sec. repurchase
agreements................ .
Total Liabilities.......... 15
Equity Capital
Capital ([# sh. au. 2,500) .
(# sh. outst. 2,500)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




17

462

T O T A L .........................

Thou.
983
745
52
240
63
083

909
992

250
300
920
1 470
17

462

State o f A rkansas:

142

Bank Departm ent

THE CITIZENS BANK, M ARSHALL
Population 1,595
Searcy County
Chartered February 26, 1940 P.O. Box 250 Telephone Number 448-3341
Zip Code 72650
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:
Jim T illey...........Chairman
Jerald Barnett..................Vice Chmn.
*James W. Daniel .................President
Bill O. W a tts ................. Sr. Vice Pres.
M. Malcolm Winters. . . Sr. Vice Pres.
Danny G. H o r to n ..............Vice Pres.
Brenda Harness....................... Cashier
BerneceM yatt..............Asst. Cashier
Patsy M assey................Asst. Cashier
Carla Harness ..............Asst. Cashier

Directors:
Ben Allen
Jerald M. Barnett
J.C. Baker, Jr.
George E. Daniel
James W. Daniel
Dewey Massey
Ancil Mays
Jim Tilley
Bill O. Watts

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................ 1 687
U.S. Treasury securities . 1 209
Oblig. o f other U.S.
Government agencies
725
and corporations........
Oblig. o f States and
political subdivisions.. 2 133
Excess funds sold and
sec. resell agreements . 1 325
Loans, N e t...................... 11 018
Bank premises, furniture
and fixtu res................
228
All other assets................
738

TOTAL




19

063

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp........... 2 777
Time deposits,
ind., part., corp........... 12 358
U.S. G ov’t deposits........
34
Deposits o f States
and subdivisions........
1 818
Certified and
Officers’ checks .........
14
Total Deposits............. 17 001
All other liabilities.......... .......... 265
Total Liabilities........... 17 266
Equity Capital
Capital (# sh.au. 4,000) .
400
{# sh. outst. 4,000)
Surplus..............
500
Undivided profits and
capital reserve.......................597
Total equity capital. . .
1 497
Subordinated notes
and debentures...............
300
TOTAL

19

063

143

Sixty-Eighth Report

BANK OF MARVELL, MARVELL
Population 1,751
Phillips County
Chartered January 8, 1903 P.O. Box 67 Telephone Number 829-2596
Zip Code 72366
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None

Principal Officers:

Directors:

♦Gibson Turley..............Chmn. & Pres.
Gibson Turley
Tommie Shackelford, Jr. .Exec. V.P.
J.A. Hill
Gibson Turley, Jr................Vice Pres.
James H. Hill
Patty Sue Russell....................Cashier
Virginia Turley
Bobbie Chisnall............. Asst. Cashier
Gibson Turley, Jr.
Beulah D irlam .............................Asst.Cashier
* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................
551
U.S. Treasury securities . 2 696
Oblig. o f other U.S.
Government agencies
and corporations........ 4 390
Oblig. o f States and
political subdivisions.. 2 436
Excess funds sold and
sec. resell agreements . 1 700
Loans, N e t...................... 1 520
Bank premises, furniture
and fixtures................
144
All other assets......................
61

Liabilities

Equity Capital
Capital (#sh. au. 6,000) .
(# sh. outst. 6,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




13

498

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 362
Time deposits,
ind., part., c o r p ......... 7 774
U.S. G ov’t deposits........
10
Deposits o f States
and subdivisions........
1 701
Certified and
Officers’ checks...................... 22
Total Deposits.............. 11 869
All other liabilities.....................107
Total Liabilities............ 11 976

TOTAL

150
500

1

872
522

13

498

144

State o f A rkansas:

Bank Departm ent

BANK OF McCRORY, McCRORY
Population 1,942
Woodruff County
Chartered June 18, 1903 P.O. Box 367 Telephone Number 731*2521
Zip Code 72101
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None

Principal Officers:
*I.N. A r n o f.......... Chairman o f Board
John G. Thom pson___ Sr. Vice Pres.
John D. Eldridge..........Sr. Vice Pres.
H. Ripley Thompson .. Sr. Vice Pres.
Hulon C a in ......................... President
Margaret C o llie r.......................... VicePres.
James W. T a ylor....................Cashier
Bobby Trotter............................. Asst.V.P.
Robbin M iller............................. Asst.V.P.

Directors:
I.N. Arnof
John G. Thompson
John D. Eldridge
H. Ripley Thompson
Ian Arnof
John D. Eldridge III
G.I. Morris, Jr.
Edwin B. Conner, Jr.
Hulon Cain
Donald Cain
Fletcher C. Lewis

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................ 1 716
U.S. Treasury securities . 10 000
Oblig. o f other U.S.
Government agencies
and corporations........ 4 300
Oblig. o f States and
political subdivisions.. 4 718
All other securities..........
81
Excess funds sold and
sec. resell agreements . 5 150
Loans, N e t...................... 9 856
Bank premises, furniture
and fixtu res.....................
382
All other assets.....................
846

TOTAL




37

049

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 7 801
Time deposits,
ind., part., corp............ 22 695
U.S. G ov’t deposits........
26
Deposits o f States
and subdivisions.........
1 380
Certified and
Officers’ checks.......... ............ 53
Total Deposits............. 31 955
All other liabilities...........
1 176
Total Liabilities........... 33 131
Equity Capital
Capital (# sh. au. 20,000)
(# sh. outst. 20,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

500
1

000

2
3

418
918

37

049

Sixty-Eighth Report

145

McGEHEE BANK, McGEHEE
Population 5,671
Desha County
Chartered December 5, 1933 P.0. Box 787 Telephone Number 222-3151
Zip Code 71654
Number of Branches: Inside City — 1; Outside City — 2
Number of CBCT’s: Inside City — 1; Ouside City — None

Principal Officers:

Directors:

Sam B ow m an.......................Chairman o f Board
* Bill B o w m a n .......................................... President
John P o tte r.......................Vice Chmn. o f Board
Mark E. Sherland...............Exec. Vice President
Richard L. Gilliam....................................Cashier
Roy Ferrell.................Vice Pres. & Trust Officer
Robert K eller.................Vice Pres. - Real Estate
Tom Bartholomew, Jr............. Vice Pres. - Agri.
Charles E. L loyd...............Vice Pres. - Time Pay
Randa B ow m a n ......................... Asst. Vice Pres.
Nancy S h o o k ......................... Branch Supervisor
Patricia C a lh o u n .............................Asst. Cashier
Peggy S m ith ................................................... Asst.Cashier
Stephen W ilson............................................... Asst.Cashier

Sam Bowman
Bill Bowman
John Potter
Mark E. Sherland
Robert H. Adcock
Bill Elliott
James N. Smith
Cecil Simpson
Buren Sharpe
John L. Maier, Jr.
Jimmy L. Buford
Fred Blanks

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Liabilities
Cash & due from
depositories................ 2
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........ 3
Oblig. o f States and
political subdivisions.. 5
All other securities..........
Excess funds sold and
sec. resell agreements . 4
Loans, N e t...................... 36
Bank premises, furniture
and fixtures................
All other assets................
1

002
193
588
376
141
485
477
340
421

Equity Capital
Capital (#sh. au. 80,000)
(# sh. outst. 80,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL



55

023

Mil. Thou.

Demand deposits,
ind., part., corp........... 9 250
Time deposits,
ind., part., corp............ 35 412
U.S. G ov’ t deposits........
174
Deposits o f States
and subdivisions........ 3 302
Certified and
Officers’ checks..........
145
Total Deposits............. 48 283
All other liabilities..........
670
Total Liabilities........... 48 953

TOTAL

1 000
1

700

3
6

370
070

55

023

146

State o f A rkansas:

Bank Departm ent

THE BANK OF MELBOURNE, MELBOURNE
Population 1,626
Izard County
Chartered July 29, 1896 P.O. Box C Telephone Number 368-4337
Zip Code 72556
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None? Ouside City — None

Principal Officers:
Charles C. M ille r............... President
*R. Clinton Hawkins.......... Exec. V.P.
Ernestine M arlin ....................Cashier
Mary F. T a t e ................Asst. Cashier

Directors:
Charles C. Miller
Gwen Lea
Ann Lawrence
James E. Miller

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Mil. Thou.
Assets
Cash & due from
1 200
depositories................
U.S. Treasury securities . 1 455
Oblig. o f other U.S.
Government agencies
and corporations........ 3 222
Oblig. o f States and
political subdivisions.. 2 797
All other securities..........
25
Loans, N e t...................... 6 490
Bank premises, furniture
and fixtu res................
460
All other assets................
726

Liabilities
Demand deposits,
ind., part., corp............
Time deposits,
ind., part., corp...............

Mil. Thou.
2 746
9

Equity Capital
Capital {ft sh.au. 4,000) .
{ft sh. outst. 4,000)
Surplus.............................
Undivided profits and
capital reserve............. 1
Total equity capital. . . 1
Subordinated notes
and debentures.............
TOTAL




16

375

357

U.S. G ov’ t deposits........
1
Deposits o f States
and subdivisions........
1 046
Certified and
Officers’ ch e c k s ........ ............ 23
Total Deposits............. 13 173
Excess funds purchased
and sec. repurchase
agreements.................... 1 200
All other liabilities..........
242
Total Liabilities........... 14 615

TOTAL

16

100
325
235
660
100
375

Sixty-Eighth Report

147

THE UNION BANK OF MENA, MENA
Population 5,154
Polk County
Chartered July 25, 1934 P.O. Box 898 Telephone Number 394-2211
Zip Code 71953
Number of Branches: Inside City — None; Outside City — 2
Number of C B C T ’s: Inside City — 1; Ouside City — None

Principal Officers:

Directors:

Clift C. Lane..............Chmn. o f Board
*Bill Lauck W ood . . . .Pres. & C.E.O.
Gary W. G a rdn er..............Vice Pres.
R.A. Carver........................Vice Pres.
Buddy N ew bolt.......... Asst. Vice Pres.
Ruby L u n sfo rd ......................Cashier
Eva Capehart.............. Asst. Vice Pres.
Mildred Brown..............Asst. Cashier
Sara C u rry..............Loan Dept. Mgr.
Jesse Sullivan............ Asst. Vice Pres.
Larry G en try ................Asst. Cashier
Jim Neugent. . . Data Processing Mgr.

R. A. Carver
R.L. Hamilton
Clift C. Lane
Charles Sharp
Edward W. Stevenson
C.S. Williams
Bill Lauck W ood
David Maddox

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Liabilities
Cash & due from
depositories................ 2
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........
1
Oblig. o f States and
political subdivisions.. 11
All other securities...........
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 23
Bank premises, furniture
and fixtures.................
All other assets................
1

488
935
607
035
934
300
428
596
137

Equity Capital
Capital (#sh. au. 12,000)
(# sh. outst. 12,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




43

460

Mil. Thou.

Demand deposits,
ind., part., corp........... 6 964
Time deposits,
ind., part., corp........... 27 675
U.S. G ov’ t deposits........
224
Deposits o f States
and subdivisions........ 2 371
Certified and
Officers’ checks.....................172
Total Deposits............. 37 406
All other liabilities...........
1 015
Total Liabilities........... 38 421

TOTAL

1 200
1 400
2
5

439
039

43

460

148

State o f A rkansas:

Bank Departm ent

MONETTE STATE BANK, MONETTE
Population 1,165
Craighead County
Chartered December 29, 1936 P.O. Box P Telephone Number 486-5493
Zip Code 72447
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None

Principal Officers:

Directors:

♦Donald Kirksey....................President
Shirley Bronaugh ........ Sr. Vice Pres.
Verlene Fullen........... V.P. & Cashier
Bill C la r k ............................ Vice Pres.
Revis G. Stewart................ Vice Pres.

Charles Frierson III
Carolyn Frierson
Verlene Fullen
Shirley Bronaugh
Dr. B.R. Harper
Dr. T.P. Harper
Ruth P. Latta
Donald Kirksey
J.E. Story

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................
2 627
U.S. Treasury securities .
300
Oblig. o f other U.S.
Government agencies
and corporations........
269
Oblig. o f States and
political subdivisions.. 7 013
All other securities..........
135
Loans, N e t...................... 15 348
Bank premises, furniture
and fixtu res................
352
All other assets................
113

Liabilities

Equity Capital
Capital (# sh.au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




26

157

Mil. Thou.

Demand deposits,
ind., part., corp............ 4 097
Time deposits,
ind., part., corp............ 17 073
20
U.S. G ov’ t deposits........
Deposits o f States
and subdivisions........ 2 521
Certified and
Officers’ checks...................... 58
Total Deposits............ 23 769
Total Liabilities.......... 23 769

TOTAL

200
1 050
1
2

138
388

26

157

149

Sixty-Eighth R eport

COMMERCIAL BANK AND TRUST
CO., MONTICELLO
Population 8,259
Drew County
Chartered November 29, 1912 P.O. Box 150 Telephone Number 367-6221
Zip Code 71655
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None

Directors:

Principal Officers:
♦Bennie Ryburn, Sr..................Chairman
Reginald G lo v e r ......................President
Jim S ea rcy ...............Exec. V .P . & T .O .
Bill W h it e ..................................Vice Pres.
Rusty S m ith ............................. Vice Pres.

■"Designates Chief Executive Officer

E .A . Baker
Joe Brannen
James Burks
S.J. Clark
C ole Castellaw
Jerry Davis
Phillip Davis
J .A . Garrett
Charles S. Gibson
Thom as Henley
R .D . Jones, Jr.
L .D . Long
Lamar Miles
W .E . Smith
Kim W ard

STATEMENT AS OF JUNE 30, 1982
Mil. Thou.
Liabilities
Assets
Cash & due from
depositories................ 2
U.S. Treasury securities .
Oblig. o f other U.S.
Oblig. o f States and
political subdivisions.. 6
All other securities.......... 3
Loans, N e t...................... 28
Bank premises, furniture
and fixtures................
1
All other assets................

TOTAL .......................... 42



158
400
819
719
113
279
281

Demand deposits,
ind., part., corp.........
Time deposits,
ind., part., corp.........
U.S. Gov’ t deposits___
Deposits o f States
and subdivisions . . . .
Certified and
Officers’ checks........
Total Deposits..........
Excess funds purchased
and sec. repurchase
agreements................
All other liabilities........
Total Liabilities........

Mil.

Thou.

5

195

. 28

161
304

.

2

509

36

414
583

.

.

1 600
830
39 013

Capital (# sh.au. 8,000)
(# sh. outst. 8,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital.. .

200

Equity Capital

769

TOTAL .....................

2

050

1 506
3 756
42

769

150

State o f A rkansas:

Bank Departm ent

UNION BANK & TRUST
COMPANY, MONTICELLO
Population 8,259
Drew County
Chartered September 15, 1915 P.O. Box 270 Telephone Number 367-3453
Zip Code 71655
Number of Branches: inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:
♦Zach McClendon, Jr............... Pres. &
Vice Chairman
Kelton Busby, Jr................... Vice Pres.
John A. M cClelland............ Vice Pres.
Clay M itchell........................Vice Pres.
Jean St. J oh n ........................Vice Pres.
Beverly H u d s o n ..................Asst. V.P.
Peggy S m ith ........................Asst. V.P.
Dona Stevenson..................Asst. V.P.
Howard W o o d a ll................ Asst. V.P.
Shirley H ill....................Asst. Cashier
T on a M cK iever............Asst. Cashier

Directors:
Zach McClendon Sr., Chmn.
William K Ball
Brown Calhoun
Frank Carson, Jr.
Billy H. Hartness
Charles E. Jackson
William Frank Jackson
Zach McClendon, Jr.
Wells Moffatt
Dr. J.P. Price
A .C . Thompson
Alan G. Williams
George Campster
Juan Trotter

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Mil. Thou.
Assets
Cash & due from
depositories................ 2 383
U.S. Treasury securities . 6 083
Oblig. o f other U.S.
Government agencies
1 650
and corporations........
Oblig. o f States and
political subdivisions.. 9 809
Excess funds sold and
sec. resell agreements . 4 225
Loans, N e t...................... 30 009
Bank premises, furniture
and fixtu res................
830
1 405
All other assets................

TOTAL .......................... 56



394

Mil.
Liabilities
Demand deposits,
ind., part., corp........... 7
Time deposits,
ind., part., corp........... 41
Deposits o f States
and subdivisions........ 3
Certified and
Officers’ checks..........
Total Deposits............ 51
All other liabilities..........
Total Liabilities.......... 52
Equity Capital
Capital (#sh. au. 80,000)
(# sh. outst. 80,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

Thou.
323
218
448
2
991
8?4
815

1 000
1 000
1
3

579
579

TOTAL ...................... 56

394

Sixty-Eighth R eport

151

THE FIRST STATE BANK, MORRILTON
Population 7,355
Conway County
Chartered November 26, 1930 P.O. Box 350 Telephone Number 354-4601
Zip Code 72110
Number of Branches: inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Ouside City — None

Principal Officers:

Directors:

*H.J. Kordsmeier.................. President
Jim H. W ilcox.......... Exec. Vice Pres.
Bill Davidson .....................Asst. V.P.
Billie Jean W o ffo r d ............ Asst. V.P.
Alton C a s h ........ ................ Asst. V.P.

Cleo Cheek
W.E. Love
H.J. Kordsmeier
S.E. McReynolds
Charles Ormond
Otto Lienhart
A.J. Gordon
Dr. T.H. Hickey

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities . 12
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions.. 10
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 16
Bank premises, furniture
and fixtures................
All other assets................
1

461
099
110
070
950
804
600
218

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 9 201
Time deposits,
ind., part., corp............ 26 863
U.S. G ov’t deposits........
256
Deposits o f States
and subdivisions......... 2 151
Certified and
Officers’ checks.......... ...........127
Total Deposits............. 38 598
Excess funds purchased
and sec. repurchase
300
agreements..................
All other liabilities..........
784
Total Liabilities........... 39 682

Equity Capital
Capital (ft sh.au. 5,000) .
(it sh. outst. 5,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL




45

312

TOTAL

500
1 000
4
5

130
630

45

312

152

State o f A rkansas:

Bank Departm ent

MORRILTON SECURITY BANK, MORRILTON
Population 7,355
Conway County
Chartered March 12, 1955 P.O. Box 320 Telephone Number 354-3531
Zip Code 72110
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Ouside City — None

Principal Officers:

Directors:

♦Howard E. Jones................. Chairman
& C.E.O.
Samuel W. Callihan..............President
& Cashier
Stan T h om pson ................Exec. V.P.

Howard E. Jones
Sam W. Callihan
Stan Thompson
Ed Ruff
Marion Hightower
Edward Eddy
Ed Gordon
Nathan Gordon

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30. 1982
Liabilities
Assets
Mil. Thou.
Cash & due from
depositories................ 1
U.S. Treasury securities . 3
Oblig. o f other U.S.
Government agencies
and corporations........
1
Oblig. o f States and
political subdivisions.. 1
Excess funds sold and
sec. resell agreements . 2
Loans, N e t...................... 15
Bank premises, furniture
and fixtu res................
All other assets................

887
335
300
598
400
762
301
890

Equity Capital
Capital (# sh. au. 45,000)
(# sh. outst. 45,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




27

473

Mil.Thou.

Demand deposits,
ind., part., corp............ 6 181
Time deposits,
ind., part., corp............ 16 249
U.S. G ov’t deposits........
12
Deposits o f States
and subdivisions........
1 613
Certified and
Officers’ checks.......... ...........113
Total Deposits............. 24 168
All other liabilities.......... .......... 516
Total Liabilities........... 24 684

TOTAL

450
550
1 789
2 789
27

473

Sixty-Eighth R eport

153

FIRST BANK & TRUST CO. OF
MOUNTAIN HOME, MOUNTAIN HOME
Population 7,447
Baxter County
Chartered January 16, 1979 P.O. Box F Telephone Number 425-2101
Zip Code 72653
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside City — None; Ouside City — None

Principal Officers:

Directors:

C.N. Kent, Jr.............. Vice Chairman
*Dennie Smith.............................. Exec.V.P.
& Chief Ex. Officer
R.J. Pratt ........................Sr. V. Pres.
Charles F. V an degrift...........V. Pres.
& Trust Officer
Dwayne Hickman............................ V.Pres.

Frank L. Coffman, Jr.
J.D. Dryer
C.N. Kent, Jr.
R.F. Lawyer
T.J. McCabe
James E. O ’ Brien*
Denny Smith
♦Advisory Board Member

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................ 4 130
U.S. Treasury securities . 10 542
Oblig. o f other U.S.
Government agencies
and corporations........ 5 357
Oblig. o f States and
political subdivisions.. 19 231
All other securities..........
135
Excess funds sold and
sec. resell agreements . 2 300
Loans, N e t...................... 40 017
Bank premises, furniture
and fixtures................ 2 641
All other assets................ 2 226

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
8 435
Time deposits,
ind., part., corp........... 64 925
U.S. G ov’t deposits........
13
Deposits o f States
and subdivisions........ 2 747
Certified and
Officers’ checks.................... 313
Total Deposits............. 76 433
All other liabilities........... 3 569
Total Liabilities........... 80 002

Equity Capital
Capital (# sh. au. 116,260) 1
(# sh. outst. 116,260)
Surplus........................ 2
Undivided profits and
capital reserve...........
2
Total equity capital. . .
6

TOTAL




86

579

TOTAL

86

163
587
827
577
579

State o f A rkansas:

154

Bank Departm ent

PEOPLES BAN K AN D TRUST
COMPANY, M OUNTAIN HOME
Population 7,447
Baxter County
Chartered August 10, 1906 P.O. Box B Telephone Number 425*2166
Zip Code 72653
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None

Principal Officers:

Directors:

*Neil N elson ..........................President
Larry G, Nelson..............Ex. V. Pres.
Charles A. M orton .......... Sr. V. Pres.
Clyde Thorn, Jr................Sr. V. Pres.
R.E. Baker ............................V. Pres.
Ruddell P a n n ell....................V. Pres.
Irene Martin . . . Asst. V.P. & Cashier

Powers L. Fowler
R.E. Baker
W .A. Thompson
B.R. Wiseman
Wylo Dyer
Neil Nelson
Mrs. Nat T. Dyer
Guy King
W .T. Morgan

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................ 3
U.S. Treasury securities . 8
Oblig. o f other U.S.
Government agencies
and corporations........ 8
Oblig. o f States and
political subdivisions.. 12
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 55
Bank premises, furniture
and fixtu res................
All other assets................ 2

575
940
474
144
350
218
825
966

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 9 093
Time deposits,
ind., part., corp............ 70 023
U.S. G ov’ t deposits........
45
Deposits o f States
and subdivisions......... 2 859
Certified and
Officers’ checks.......... .......... 399
Total Deposits............. 82 419
Excess funds purchased
and sec. repurchase
900
agreements..................
All other liabilities..........
1 581
Total Liabilities.......... 84 900

Equity Capital
Capital (#sh. au. 90,000)
(# sh. outst. 90,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL



93

492

TOTAL

2

250

2

750

3
8

592
592

93

492

155

Sixty-Eighth R eport

BANK OF MOUNTAIN VIEW, MOUNTAIN VIEW
Population 2,147
Stone County
Chartered July 21, 1915 P.O. Box C Telephone Number 269-3815
Zip Code 72560
Number of Branches: Inside City — None; Outside City — None
Number of C B C T ’s: Inside City — None; Ouside City — None

Principal Officers:

Directors:

Glen H inkle........Chairman o f Board
James G. Hinkle....................President
♦Charles A. L o w e ............Ex. V. Pres.
Kenneth Sutton..................... Secretary
Weldon Duncan.......................Cashier

Glen Hinkle
James G. Hinkle
Charles A. Lowe
Kenneth Sutton

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Liabilities
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtures................
All other assets................

TOTAL




1
2

180
193

2

940

6

773

2
9

300
480

1

106
78

26

050

Mil. Thou.

Demand deposits,
ind., part., corp...........
4 368
Time deposits,
ind., part., corp............ 17 185
U. S. Gov ’ t deposits........
3
Deposits o f States
and subdivisions........
1 165
Certified and
Officers’ checks...................... 84
Total Deposits............. 22 805
Total Liabilities........... 22 805

Equity Capital
Capital (#sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

100
1 500
1 645
3 245
26

050

State o f A rkansas:

156

Bank Departm ent

THE BANK OF MONTGOMERY
COUNTY, MOUNT IDA
Population 1,023
Montgomery County
Chartered November 26, 1930 P.O. Box 435 Telephone Number 867-3148
Zip Code 71957
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:
* John Beavers.........................President
Robert C a m p b ell............ Sr. V. Pres.
Jim Tom Butler.......................V. Pres.
Melvin L. Simpson.................V. Pres.
Marcia Summitt.......................Cashier

Directors:
John Beavers
Joe Brakefield
Jim Tom Butler
R.W . Butler
Robert Campbell
Paul Eaton
Lake Lawrence
Bobby Lybrand
Ode Maddox
Melvin L. Simpson

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................
U.S. Treasury securities . 6
Oblig. o f other U.S.
Government agencies
and corporations........ 9
Oblig. o f States and
political subdivisions.. 4
Loans, N e t...................... 5
Bank premises, furniture
and fixtu res................
All other assets................

Thou.
793
606
308
977
732
377
691

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 2 817
Time deposits,
ind., part., corp............ 20 312
U.S. G ov’t deposits........
6
Deposits o f States
and subdivisions........ 2 235
Certified and
Officers’ ch e c k s ........ ............ 68
Total Deposits............. 25 438
Excess funds purchased
and sec. repurchase
agreements..................
100
All other liabilities..........
239
Total Liabilities............ 25 777

Equity Capital
Capital {# sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL



28

484

TOTAL

100
1

000

1 607
2 707
28

484

157

Sixty-Eighth R eport

BANK OF MULBERRY, MULBERRY
Population 1,470
Crawford County
Chartered January 15, 1902 P.O. Drawer A Telephone Number 997-1154
Zip Code 72947
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Ouside City — None
Principal Officers:
♦Betty F eller..........................President
Dianna M illsa p ...................Cashier
Modena Chancellor. . . .Asst. Cashier
Phyllis D ou glas............ Asst. Cashier

Directors:
L.C. Gunn
Lonnie Batchelor
W. Joe Medlock
Betty Feller

♦Designates Chief Executive Officer

OF JUNE 30, 1982
Mil. Thou.
Liabilities

STATEMENT AS

Assets

Cash & due from
depositories.................
625
U.S. Treasury securities .
995
Oblig. o f other U.S.
Government agencies
and corporations.........
1 042
Oblig. o f States and
political subdivisions.. 1 381
All other securities...........
80
Excess funds sold and
sec. resell agreements .
200
Loans, N e t......................
7 156
Bank premises, furniture
and fixtures.................
96
10
All other assets.................

TOTAL




11

585

Mil. Thou.

Demand deposits,
ind., part., corp............
1 850
Time deposits,
ind., part., corp............ 7 755
U.S. G ov’t deposits........
1
Deposits o f States
and subdivisions.......... 1 060
Certified and
Officers’ checks.....................106
Total Deposits............. 10 772
Total Liabilities.......... 10 772
Equity Capital
Capital (# sh.au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

100
400
313
813
11

585

158

State of Arkansas:

Bank Department

PIKE COUNTY BANK, MURFREESBORO
Population 1,884
Pike County
Chartered December 19, 1904 P.O. Box 279 Telephone Number 285-2172
Zip Code 71958
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Ouside City — None

Principal Officers:

Directors:

Clift Lane............................Chairman
* Jack R. D e e s.......... Pres. & Chief Ex.
Brenda Smith . . . V. Pres. Loan Dept.
Harold Smith . . . V.P. & Branch Mgr.
Bobby Jo McAllister .. .Asst. Cashier
Brenda R ob erts.....................Cashier
Helen Henderson.......... Asst. Cashier
Rusty Silvey............................V. Pres.
Charles Sh arp........................V. Pres.

Jack Dees
George Steel, Jr.
Thomas Bridgeman
R.B. Carroll, Jr.
Charles Sharp
Vance Evans
Ray Womack
Cooper Kizzia
Clift Lane
Elbert Ray
George Steel, Sr.

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................ 1
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions.. 5
Loans, N e t...................... 19
Bank premises, furniture
and fixtu res................
All other assets................

470
389
823
583
463
658
919

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 585
Time deposits,
ind., part., corp............ 20 416
29
U.S. G ov’t deposits........
Deposits o f States
and subdivisions.......... 1 937
Certified and
Officers’ checks..........
207
Total Deposits............. 25 174
Excess funds purchased
and sec. repurchase
agreements..................
750
All other liabilities.......... .......... 373
Total Liabilities.......... 26 297

Equity Capital
Capital (# sh. au. 16,000)
{# sh. outst. 16,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL



29

305

TOTAL

400
500
2
3

108
008

29

305

Sixty-Eighth Report

159

CITIZENS STATE BANK, NASHVILLE
Population 4,554
Howard County
Chartered July 23, 1974 P.O. Box 832 Telephone Number 845-3323
Zip Code 71852
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — 1; Ouside City — None

Principal Officers:

Directors:

York G a r y ..........Chairman o f Board
James E. Chandler
York Gary
*Roy A. R ea ves....................President
John H. Hendrix
H.L. P o p e ........Ex. V. Pres. &Cash.
Dwight Jones
Charles Darnall......................V. Pres.
Jimmy Latimer
Connie R e n fr o w ...........Asst. Cashier
Marion Mabry
Janet Craver.................................Asst.Cashier
David Pile
Glenda Sipes.................................Asst.Cashier
H.L. Pope
Roy A. Reaves
Larry Renard
Daisy Steel-Pledger
•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................
1 647
U.S. Treasury securities . 2 634
Oblig. o f other U.S.
Government agencies
and corporations........ 2 359
Oblig. o f States and
political subdivisions.. 1 563
Loans, N e t...................... 17 192
Bank premises, furniture
and fixtures................
445
All other assets................
554

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............
1 624
Time deposits,
ind., part., corp............ 18 514
Deposits o f States
and subdivisions........
1 722
Certified and
Officers’ checks.....................156
Total Deposits............. 22 016
Excess funds purchased
and sec. repurchase
agreements................... 2 250
All other liabilities..........
430
Total Liabilities........... 24 696

Equity Capital
Capital (# sh.au. 30,000)
300
(# sh. outst. 30,000)
Surplus............................ 1 100
Undivided profits and
capital reserve........................ 98
Total equity capital. . . 1 498
Subordinated notes
and debentures............
200
TOTAL



26

394

TOTAL

26

394

State of Arkansas:

160

Bank Department

BANK OF NEWARK, NEWARK
Population 1,109
Independence County
Chartered October 10, 1944 P.O. Box 320 Telephone Number 799-3205
Zip Code 72562
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Ouside City — None

Principal Officers:

Directors:

*R.M. T w y ford ..........President, CEO
JoJ.M agness ........................Cashier
Mary S. S teele..............Asst. Cashier

E.R. Coleman, Chairman
R.M. Twyford
Florene Coleman

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Liabilities

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
1
Oblig. o f States and
political subdivisions..
Loans, N e t....................... 2
Bank premises, furniture
and fixtu res................
All other assets.....................

440
593
139
509
263
72
120

Mil. Thou.

Demand deposits,
ind., part., corp...........
959
Time deposits,
ind., part., corp...........
3 254
7
U.S. Gov’ t deposits........
Deposits o f States
and subdivisions........
318
All other d ep osits..........
66
Certified and
Officers’ checks.......... .............. 3
Total Deposits............
4 607
All other liabilities.......... ............ 52
Total Liabilities........... 4 659

Equity Capital
Capital (# sh. au. 11,665)
(jt sh. outst. 11,665)
Surplus............
192
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL




5

136

TOTAL

117

168
477
5

136

Sixty-Eighth Report

161

BANK OF NEW EDINBURG, NEW EDINBURG
Population 500
Cleveland County
Chartered August 22, 1904 P.O. Box 59 Telephone Number 352-2592
Zip Code 71660
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
♦William Cain L yon................ President
Peggy R. L y o n .................. Sec./Treas.
Deborah W h ite ........................Cashier

Directors:
William C. Lyon
Peggy R. Lyon
J. D. Womble
Dr. Gene Jines

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
141
U.S. Treasury securities .
737
Oblig. o f other U.S.
Government agencies
434
and corporations........
Oblig. o f States and
political subdivisions..
121
Excess funds sold and
sec. resell agreements .
35
Loans, N e t...................... 1 202
Bank premises, furniture
and fixtures......................
91
All other assets......................
63

TOTAL




2

824

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp...........
444
Time deposits,
ind., part., corp............ 1 668
U.S. Gov’ t deposits........
4
Deposits o f States
and subdivisions........
445
Total Deposits............
2 561
All other liabilities.......... ............ 36
Total Liabilities..........
2 597
Equity Capital
Capital (#sh. au. 1,680) .
42
(Jt sh. outst. 1,661 4/5)
Surplus............................
102
Undivided profits and
capital reserve........................ 43
Total equity capital..
187
Subordinated notes
and debentures............
40
TOTAL

2

824

State of Arkansas:

162

Bank Department

FIRST STATE BANK OF NEWPORT, NEWPORT
Population 8,339
Jackson County
Chartered July 6, 1978 P.O. Box 340 Telephone Number 523-2744
Zip Code 72112
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

♦Bill F ish er............................President
T.D. H errin g..................Ex. V. Pres.
Joe D. R eynolds......................V. Pres.
Alfred J. Couch, Jr.............. Asst. V.P.
& Cashier^
James McCartney............... Auditor
Wesley H a rm o n .................. Asst. V.P.
&Trust Officer

Bill Fisher
Stephen Graham
T.D. Herring
David Hodges
David L. Johnston
George Kell
Robert Vanhook
R.D. Wilmans, III
Forrest E. Wise

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30. 1982
Assets
Mil. Thou.
Liabilities
Cash & due from
depositories................
1
U.S. Treasury securities . 4
Oblig. o f other U.S.
Government agencies
and corporations........ 3
Oblig. o f States and
political subdivisions.. 3
All other securities..........
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 26
Bank premises, furniture
and fixtu res................
All other assets................
1

695
848
430
722
150
050
917
474
590

Equity Capital
Capital (# sh. au. 29,336)
(# sh. outst. 22,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............

TOTAL




43

876

Mil. Thou.

Demand deposits,
ind., part., corp...........
7 027
Time deposits,
ind., part., corp........... 28 434
U.S. G ov’ t deposits........
29
Deposits o f States
and subdivisions........ 2 755
Certified and
Officers’ checks..........
398
Total Deposits............. 38 643
All other liabilities..........
683
Total Liabilities........... 39 326

TOTAL

550
1

700

1
4

850
100
450

43

876

Sixty-Eighth Report

163

MERCHANTS & PLANTERS BANK, NEWPORT
Population 8,339
Jackson County
Chartered March 30, 1946 P.O. Box 550 Telephone Number 523-3601
Zip Code 72112
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

♦Ernest D, M cD on a ld.......... President
Terry L. D illon ......................V. Pres.
James C. Giles ......................V. Pres.
W. Neil H olcom b.. .V..Pres.-Cashier
Maurine B. Heard........ Asst. V. Pres.

R.O. Burton
Morris Bowman
John L. Conner
Tom R. Curtner
James O. Dupree
Dr. Troy A. Gray
Robert Harvey
Ralph McDonald, Jr.

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities . 2
Oblig. o f other U.S.
Government agencies
and corporations........
1
Oblig. o f States and
political subdivisions.. 5
Excess funds sold and
sec. resell agreements . 2
Loans, N e t...................... 27
Bank premises, furniture
and fixtu res................
All other assets................
1

309
844
936
274
000
190
489
805

Liabilities

Equity Capital
Capital (#sh. au. 9,000) .
(# sh. outst. 9,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............

TOTAL




43

847

Mil. Thou.

Demand deposits,
ind., part., corp........... 6 131
Time deposits,
ind., part., corp........... 29 649
U.S. G ov’ t deposits........
38
Deposits o f States
and subdivisions........ 2 902
Certified and
Officers’ checks..........
202
Total Deposits............. 38 922
All other liabilities.................... 886
Total Liabilities........... 39 808

TOTAL

225
2

100

1
3

214
539
500

43

847

164

State of Arkansas:

Bank Department

THE TW IN CITY BANK, NORTH LITTLE ROCK
Population 64,419
Pulaski County
Chartered March 21, 1935 P.O. Box 5581 Telephone Number 372-4700
Zip Code 72119
Number of Branches: Inside City — 8; Outside City — None
Number of CBCT’s: Inside City — 6; Outside City — None

Directors:

Principal Officers:
*T .E . R e n a u d .................Chairman o f the Board
Edward M. Penick, Jr........................... President
Kenneth J. Pennebaker.............Exec. Vice Pres.
Margaret R. D avenport. . . Vice Pres. & Cashier
Robert F. Birch, Jr.........................Vice President
Ronald G. G illert___ Vice Pres. & Comptroller
Dale A . R e n a u d ............................Vice President
Michael L. W addington............... Vice President
Jean A reh a rt..................................Vice President
Kenneth D. H am m onds............... Vice President
John Sch ick.................................... Vice President
Ben R. S cro g g in ............................Vice President

John Boldgett
Martin Borchert
Ralph Cothan, Jr.
David D. Jones
Frank Lyon, Jr.
Mike Mehaffy
Edward M. Penick
Ken J. Pennebaker
Eugene M. Pfeifer
T.E. Renaud
George M. Rozzell
Father George Tribo
Larry C. Wallace

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Mil. Thou.
Assets
Cash & due from
depositories................ 50 074
U.S. Treasury securities . 6 807
Oblig. o f other U.S.
Government agencies
and corporations........ 8 540
Oblig. o f States and
political subdivisions.. 21 168
All other securities..........
1 225
Excess funds sold and
sec. resell agreements . 42 600
Loans, N e t...................... 109 109
Bank premises, furniture
and fixtu res................ 11 315
All other assets................ 4 852

Liabilities
Demand deposits,
ind., part., corp.........
Time deposits,
ind., part., corp.........
U.S. G ov’t deposits----Deposits o f States
and subdivisions . . . .
All other d ep osits........
Certified and
Officers’ C h eck s___
Total Deposits..........
Excess funds purchased
and sec. repurchase
agreements................
All other liabilities........
Total Liabilities........
Equity Capital
Preferred 9,500
Cap. (#sh. au. 270,000)
(# sh. outst. 270,000)
Surplus..........................
Undivided profits and
capital reserve..........
Total equity capital..
Subordinated notes
and debentures..........

TOTAL .......................... 255




690

Mil. Thou.

. 24

790

.110

852
63

. 29

938
75

1 060
166 778

. 60
9
235

046
167
991

.

9
2

500
700

.

1 000

4
. 17

199
399

.

2

300

TOTAL .................... 2,55

690

Sixty-Eighth Report

165

THE PLANTERS BANK, OSCEOLA
Population 8,881
Mississippi County
Chartered April 13, 1944 P.O. Box 407 Telephone Number 563-2666
Zip Code 72370
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

Sloan Rainwater, Jr........... Chairman
*Jim H in k le ..........................President
J u n eW elborn................... Vice Pres.
Betty R u e ..........Vice Pres. & Cashier

Sloan Rainwater, Jr.
Jim Hinkle
Nathan Weinberg
Wm. I Rainwater
Joe W. Edrington
Henry J. Swift
Dewey Neely
E.H. Riley
Paul Billings
W .M. Taylor, Jr.
J.A. Crosthwait

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................
1
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........ 4
Oblig. o f States and
political subdivisions.. 3
Loans, N e t...................... 15
Bank premises, furniture
and fixtures................
All other assets................

832
199
352
344
627
288
778

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 4 449
Time deposits,
ind., part., corp............ 16 694
U.S. G ov’ t deposits........
193
Deposits o f States
and subdivisions........ 2 277
Certified and
Officers’ checks...................... 83
Total Deposits............. 23 696
Excess funds purchased
and sec. repurchase
agreements...................
1 075
All other liabilities..........
467
Total Liabilities.......... 25 238

Equity Capital
Capital (# sh.au. 20,000)
(# sh. outst. 20,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL



27

420

TOTAL

500
1

2

000
662
162
20

27

420

State of Arkansas:

166

Bank Department

BANK OF OZARK, OZARK
Population 3,597
Franklin County
Chartered June 9, 1937 P.O. Box 196 Telephone Number 667-2181
Zip Code 72949
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

*George G. Gleason, I I ___ Chairman & C.E.O .
Carl G. H o lt...................................Vice Chairman
Harold H u ll.................................Exec. Vice Pres.
Harold D. B e c k .....................Sr. V.P. & Cashier
Jo Ann F in e ....................... V.P. & Trust Officer
Charles Otto H a b e rer......................... Vice Pres.
Norma Brashears........................ Asst. Vice Pres.
Donald Mainard.......................... Asst. Vice Pres.
Larry D icks................................. Asst. Vice Pres.
Gladys N ich o ls ................................. Asst. Cashier
Billie M ainard....................................Asst. Cashier
Barbara Bearden............................... Asst. Cashier
Mark D. R o s s ....................................Asst. Cashier
Dr. Frank Lawrence...........Corporate Secretary
Estelle Faucett .............Branch Manager - Altus

Directors:
Frances Caleb
Carol Ann RossGleason
George G. Gleason, II
W. Dee Gober
Dr. Jon R. Ewing
Jim H. Hillard
O .P. Hillard
Carl G. Holt
Harold Hull
Dennis R. James
Neva Belcher King
Coy Kirkpatrick
Dr. Frank Lawrence
Gus Shaffer
Kennith Smith

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30. 1982

Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........ 2
Oblig. o f States and
political subdivisions.. 9
All other securities..........
Excess funds sold and
sec. resell agreements . 2
Loans, N e t...................... 26
Bank premises, furniture
and fixtu res................
All other assets................

402
587
399
622
200
150
404
893
804

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 6 281
Time deposits,
ind., part., corp............ 32 405
U.S. G ov’ t deposits........
2
Deposits o f States
and subdivisions.......... 1 694
Certified and
Officers’ checks.......... ............ 9 [
Total Deposits............. 40 473
Excess funds purchased
and sec. repurchase
agreements.................... 1 457
All other liabilities..........
1 142
Total Liabilities.......... 43 072

Equity Capital
Capital (#sh. au. 20,650)
(# sh. outst. 20,650)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL



46

461

TOTAL

516
2

484

3

389
389

46

461

Sixty-Eighth Report

167

SECURITY BANK, PARAGOULD
Population 15,252
Greene County
Chartered February 5, 1931 P.O. Box 670 Telephone Number 239-9571
Zip Code 72450
Number of Branches: inside City — 2; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None

Directors:

Principal Officers:
*Marlin D. Jackson .. .Pres. & Chmn.
Fred Wilcox, CPA . . . V.P. & Cashier
Sandra Kasserman ............Vice Pres.

* Designates Chief Executive Officer

Marlin Jackson
Donald I. Purcell
Frank Quinn
Terry Wilkins
Everett Rogers
Ray Distretti
Francis Bland
Nan Dickey

Fred Wilcox
Charles Campbell
Vern Ann Shotts
Frank Oldham
G.I. Higgins
Richard Nutt
Charles Gordon

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories.................... 3
U.S. Treasury securities. . . 6
Oblig. o f other U.S.
Government agencies
and corporations .......... 8
Oblig. o f States and
political subdivisions . . . 6
All other securities............ 2
Excess funds sold and
sec. resell agreements . . . 1
Loans, Net.......................... 38
Bank premises, furniture
and fixtures.................... 2
All other assets.................... 3

156
451
548
642
033
750
723
229
201

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............. 9
Time deposits,
ind., part., corp............ 47
U.S. G ov’t dep osits........
Deposits o f States
and subdivisions.......... 5
All other deposits............
Certified and
Officers’ ch e ck s ..........
Total Deposits.............. 63
Excess funds purchased
and sec. repurchase
agreements ..................
1
All other liabilities.......... 2
Total Liabilities.......... 67

656
714
13
755
258
227
623

302
478
403

Equity Capital
Cap. (# sh. au. 132,000)..
(# sh. outst. 120,000)
Surplus..............................
Undivided profits and
capital reserve..............
Total equity capital . . .
Subordinated notes
and debentures............
TOTAL




72

733

TOTAL

1 200
700
2 110
4 010
1

320

72

733

State of Arkansas:

168

Bank Department

BANK OF PARKDALE, PARKDALE
Population 471
Ashley County
Chartered February 1, 1910 P.O. Box 37 Telephone Number 473-2217
Zip Code 71661
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT's: Inside City — None; Outside City — None
Principal Officers:
George L. P u g h ..................President
*J.A. G ibson..............Exec. Vice Pres.
Geraldine G. Zatwarsky . .Asst. V.P.
Nita D. Williamson................ Cashier

Directors:
Gus Pugh, Chairman
George L. Pugh
J.C. Larrison
Carl Wells
Thomas R. Pugh
Dewayne Haynes
Augustus H. Pugh
Neill M. Sloan
Harrison Ralph
Garrard Mountjoy

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

950

TOTAL

726




Liabilities

Mil. Thou.

Cash & due from
depositories................. 2
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t....................... 9
Bank premises, furniture
and fixtu res................
All other assets......................

15

Mil. Thou.

Demand deposits,
ind., part., corp............
1 992
Time deposits,
ind., part., corp............ 11 253
U.S. G ov’t deposits........
21
Deposits o f States
and subdivisions.......... 1 262
Certified and
Officers’ checks.......... ............ 55
Total Deposits............. 14 583
Total Liabilities........... 14 583

009
998
352

870
893
613
41

Equity Capital
Capital (#sh. au. 1,600) .
40
(# sh. outst. 1,600)
Surplus..............
710
Undivided profits and
capital reserve...............
293
Total equity capital. . .
1 043
Subordinated notes
and debentures...............
100
TOTAL

15

726

Sixty-Eighth Report

169

FIRST STATE BANK, PARKIN
Population 2,035
Cross County
Chartered June 5, 1925 P.O. Box 526 Telephone Number 755-5401
Zip Code 72373
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

♦Wallace Martin....................President
S.N. Green . . . .Exec. V.P. & Cashier
Larry R. Brow n..................Vice Pres.

Fred E. Brenner, Jr.
John A. Brenner
S.N. Green
Wallace Martin
C.W. Martin, III
J.E. McNeil, Jr.
Charles Ruston, Jr.
Charles D. Thomas

♦Designates Chief Executive Officer

STATEMENT AS
Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t.......................
Bank premises, furniture
and fixtures................
All other assets................

TOTAL




Mil. Thou.

810
928
1

578
691

350
6 913
389
46

11

705

OF JUNE 30, 1982
Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp........... 2 564
Time deposits,
ind., part., corp........... 7 034
U.S. G ov’ t deposits........
4
Deposits o f States
and subdivisions........ .......... 628
Total Deposits............ 10 230
Excess funds purchased
and sec. repurchase
agreements..................
169
Total Liabilities.......... 10 399
Equity Capital
Capital (# sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL

100
400

1

606
106
200

11

705

170

State of Arkansas:

Bank Department

BANK OF PEA RIDGE, PEA RIDGE
Population 1,488
Benton County
Chartered May 6, 1911 P.O. Box 5 Telephone Number 451-8155
Zip Code 72751
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

Jim C. W alton. . . Chairman o f Board
*Rick E. Buck....................... President
Paul C. G alyean ................ Vice Pres.
Barbara O w e n ........................Cashier
Valerie A sh ....................Asst. Cashier

Jim C. Walton
Rick E. Buck
Paul C. Galyean
Franklin Miller
Mitchell Webb
Carl Baggett
R.E. “ Ed” Buck

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

Mil. Thou.

617
905
848
1

535

8

300
830
335
395

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 1 337
Time deposits,
ind., part., corp........... 10 437
U.S. G ov’ t deposits........
7
Deposits o f States
and subdivisions........
619
Certified and
Officers’ checks.......... ............ 52
Total Deposits............. 12 452
All other liabilities..........
200
Total Liabilities........... 12 652

Equity Capital
Capital (# sh. au. 7,500) .
(# sh. outst. 5,500)
Surplus.............
417
Undivided profits and
capital reserve.............
Total equity capital. . .
1

TOTAL




13

765

TOTAL

13

83

613
113
765

171

Sixty-Eighth Report

THE PERRY COUNTY BANK, PERRYVILLE
Population 1,058
Perry County
Chartered December 8, 1945 P.O. Box 189 Telephone Number 889-2318
Zip Code 72126
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*MarvinE. Phelps . . . .Pres. & C .E .O .
Joe C . Carter................ V . P . & Cashier
Yvonne A dam s....................Asst. V.P.
E liseH ill..............................Asst. V.P.
Naomi Chambliss................ Asst. V.P.
Helen Brandon................Asst. Cashier
Carolyn B rook s..............Asst. Cashier

Mar Jo Spence, Chmn.
T .O . Spence
J.D. Farish
Mildred Farish
Robert M. Hill
Herby Branscum, Jr.
Marvin E. Phelps

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Liabilities
Assets
Mil. Thou.
Cash & due from
depositories..
612
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........ 5
Oblig. o f States and
political subdivisions.. 2
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 8
Bank premises, furniture
23
and fixtures...
All other assets..
496

599
640
715
450
029

12 427

U .S. Gov’ t deposits.........

5




18

2 401

Deposits o f States
and subdivisions........
1 414
Certified and
Officers’ checks...................... 37
Total Deposits............. 16 284
All other liabilities.................... 336
Total Liabilities........... 16 620

Equity Capital
Capital (^sh. au. 16,000)
(# sh. outst. 16,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL

Mil. Thou.

Demand deposits,
ind., part., corp...........
Time deposits,
ind., part., corp...........

564

TOTAL

400
600
944
1 944
18

564

172

State of Arkansas:

Bank Department

PIGGOTT STATE BANK, PIGGOTT
Population 3,762
Clay County
Chartered March 10, 1930 P.O. Box 307 Telephone Number 598-3802
Zip Code 72454
Number of Branches: Inside City — One; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

Gaylon M. Law rence........ Chairman
♦James L. M a g ee..................President
Jim P o o le .......... Vice Pres. & Cashier
Paula O. Blackwell........... Vice Pres.

John Staples
H.C. Robbins, Jr.
Gaylon M. Lawrence
James L. Magee

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Liabilities
Assets
Mil. Thou.
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................

1 492
5 455
1

100

1

389

5

400
937
588

Mil. Thou.

Demand deposits,
ind., part., corp............ 3 944
Time deposits,
ind., part., corp............ 8 584
U.S. G ov’ t deposits........
29
Deposits o f States
and subdivisions........
1 882
Certified and
Officers’ checks.......... ............ 41
Total Deposits............ 14 480
Total Liabilities.......... 14 480

Equity Capital
Capital (#sh. au. 4,000) .
(jt sh. outst. 4,000)
Surplus............
750
Undivided profits and
capital reserve............
1
Total equity capital. . . 1

TOTAL




16

361

TOTAL

16

100

031
881
361

Sixty-Eighth Report

173

FIRST STATE BANK, PLAINVIEW
Population 752
Yell County
Chartered January 12, 1934 P.O. Box 277 Telephone Number 272-4221
Zip Code 72857
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

♦John Clem ent......................President
W.E. Watson . . . Vice Pres. & Cashier
Verna T. Daniel.................... Vice Pres.
& Branch Mgr.
James B a t a .......................... Asst. V.P.

Edw. H. Smoot, Chairman
John Clement
Thelma W. Clement
Helen Harris
George Tippin

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
1
Oblig. o f States and
political subdivisions.. 3
Loans, N e t...................... 12
Bank premises, furniture
and fixtures................
All other assets.....................

538
994
031
077
752
21
592

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 620
Time deposits,
ind., part., corp............ 13 399
13
U.S. Gov’t deposits........
Deposits o f States
and subdivisions.......... 1 069
Certified and
Officers’ checks .........
45
Total Deposits............. 17 146
Excess funds purchased
and sec. repurchase
agreements..................
100
All other liabilities..........
243
Total Liabilities.......... 17 489

Equity Capital
Capital (# sh.au. 20,000)
(# sh. outst. 20,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL




19

005

TOTAL

200
700
516
1 416
100
19

005

174

State of Arkansas:

Bank Department

BANK OF POCAHONTAS, POCAHONTAS
Population 5,995
Randolph County
Chartered October 31, 1903 P.O. Box 467 Telephone Number 892-5287
Zip Code 72455
Number of Branches: Inside City — One; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*Harry A. Belford. . . Chmn. & C.E.O.
John R. Jackson, Jr.............President
J.R. J a ck son ........................Vice Pres.
G.B. Joh n son ............V .P .& Cashier
Wm. H. H olobau gh ............Vice Pres.
M axR. L o n g ........................Vice Pres.
Ruth B. T y e r ................Secty. & V.P.

Harry A. Belford
Donald R. Cox
J.M. Futrell
J.R. Jackson
John R. Jackson, Jr.
H.G. McNabb
M .C. McNabb

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Liabilities
Assets
Mil. Thou.
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................

3
3

793
236

8

744

3

772

2
6

700
911
84

Mil. Thou.

Demand deposits,
ind., part., corp............ 6
Time deposits,
ind., part., corp.......... 17
U.S. G ov’ t deposits........
Deposits o f States
and subdivisions.........
1
All other d ep osits..........
Certified and
Officers’ checks .........
Total Deposits............. 26
Total Liabilities........... 26

934
521
98
776
5
104
438
438

Equity Capital
Capital (#sh. au. 5,000) .
(# sh. outst. 5,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL




29

240

TOTAL

125
1

200

1 477
2 802
29

240

Sixty-Eighth Report

175

PLANTERS & STOCKMEN BANK, POCAHONTAS
Population 5,995
Randolph County
Chartered August 10, 1962 P.O. Box 587 Telephone Number 892-5252
Zip Code 72455
Number of Branches: Inside City — None: Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*Jeriel A . Summitt................ President
Frances Jones..................... Exec. V.P.
Ted Griffith......................... Asst. V.P.
Robert E. S o r g ................... Asst. V.P.
Bea Mathews ..................... Cashier
Kathy D alton ................ Asst. Cashier
Oneta Thom pson.......... Asst. Cashier

A.J. Baltz, Jr.
A.J. Baltz, Sr.
W.J. Barthel
Jerrell Broadway
Dr. Thomas DeClerk
C.T. Johnson
Frances Jones
O.B. Rickman
Jerry Sallee
Jeriel Summitt
Dick Trammel

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................
1
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........ 2
Oblig. o f States and
political subdivisions.. 2
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 13
Bank premises, furniture
and fixtures................
All other assets................

660
596
489
420
325
798
184
180

Liabilities

Equity Capital
Capital (#sh. au. 10,000)
(# sh. outst. 10,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




22

652

Mil. Thou.

Demand deposits,
ind., part., corp...........
3 711
Time deposits,
ind., part., corp........... 13 671
23
U.S. G ov’t deposits........
Deposits o f States
and subdivisions........ 2 560
Certified and
Officers’ checks .........
92
Total Deposits............ 20 057
All other liabilities..........
103
Total Liabilities........... 20 160

TOTAL

200
1

300

992
2 492
22

652

State of Arkansas:

176

Bank Department

THE LAWRENCE COUNTY BANK, PORTIA
Population 480
Lawrence County
Chartered March 23, 1901 P.O. Box 160 Telephone Number 886-2461
Zip Code 72457
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

William I. Rainwater..........President
*Sloan Rainwater, J r ... CEO & Chmn.
William Boyce Durham .. .Vice Pres.
Marilyn K. Davis....................Cashier
Helen S. H am m ........... Asst. Cashier
Jerry W. M organ..........Asst. Cashier

William I. Rainwater
Sloan Rainwater, Jr.
William Boyce Durham
Virginia H. Rainwater
A .M . Starr
Earl D. Perkins
Maurice Starr

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Liabilities
Cash & due from
depositories................
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

494
1

200

1 074
400
1
5

525
335
168
274

Demand deposits,
ind., part., corp............
Time deposits,
ind., part., corp............
U.S. G ov’t deposits........
Deposits o f States
and subdivisions........
Certified and

Mil. Thou.

2 425
6 420
1
491

Officers’ checks ..........

8

Total Deposits.............
9 345
All other liabilities.......... ...........143
Total Liabilities...........
9 488

Equity Capital
Capital (#sh. au. 5,000) .
(# sh. outst. 5,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital..
Subordinated notes
and debentures............

TOTAL




10

470

TOTAL

125
250
557
932
50
10

470

Sixty-Eighth Report

177

THE PEOPLES BANK, PORTLAND
Population 702
Ashley County
Chartered January 22, 1908 P.O. Box 178 Telephone Number 737-2235
Zip Code 71663
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

Hampton Pugh....................President
Mary Dean Pugh................Vice Pres.
♦Tipton Pugh............................Cashier
Julia A. Sadler.............. Asst. Cashier
Jean C. Tarvin............. Asst. Cashier
Jack Edwards............... Asst. Cashier

Hampton Pugh
Mary Dean Pugh
Tipton Pugh
Jack D. Edwards

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Liabilities
Assets
Mil. Thou.
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtures................
All other assets................

2

228
437
294
855

1

450
688
17
1

Mil. Thou.

Demand deposits,
ind., part., corp...........
1 275
Time deposits,
ind., part .,c o r p ...........
3 024
U.S. Gov’t deposits........
4
Deposits o f States
and subdivisions........
524
Certified and
Officers’ checks .........
5
Total Deposits............
4 832
All other liabilities........................ 7
Total Liabilities..........
4 839

Equity Capital
Capital (# sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus.............................
Undivided profits and
capital reserve.............
Total equity capital. . .
1

TOTAL




5

970

TOTAL

5

100
400
631
131
970

178

State of Arkansas:

Bank Department

PORTLAND BANK, PORTLAND
Population 702
Ashley County
Chartered April 23, 1900 P.O. Box 68 Telephone Number 737-2226
Zip Code 71663
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*Mack Borgognoni ..............President
Vanita Grantham___ V.P. & Cashier
Bill J o n e s............................Vice Pres.
Rita Chandler................Asst. Cashier

Mack Borgognoni
C.E. Bridewell
Fred LaGrone
Benton Newcome
Joel Newcome
Don Pylate
Robert D. Pugh
Kenneth Reed
Craig Shackleford

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil.

Thou.

Cash & due from
depositories.............
1
046
U.S. Treasury securities .
499
Oblig. o f other U.S.
Government agencies
and corporations........
1 120
Oblig. o f States and
political subdivisions..
1 220
Excess funds sold and
sec. resell agreements .
370
Loans, N e t................... 8
117
Bank premises, furniture
and fixtu res................
155

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp...........
2 458
Time deposits,
ind., part., corp...........
8 027
U.S. G ov’ t deposits........
7
Deposits o f States
and subdivisions........
606
Certified and
Officers’ checks.......... ............ 34
Total Deposits............. 11 132
All other liabilities.......... ............ 20
Total Liabilities........... 11 152

Equity Capital
Capital (# sh.au. 20,000)
(# sh. outst. 20,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL




12

527

TOTAL

200
800

1

375
375

12

527

Sixty-Eighth Report

179

FARMERS AND MERCHANTS BANK,
PRAIRIE GROVE
Population 1,708
Washington County
Chartered August 29, 1904 P.O. Box 207 Telephone Number 846-2115
Zip Code 72753
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
♦James C. R i e f f ....................President
W .H. Thompson .. .Exec. Vice Pres.
Greg D. R eed................V.P./Cashier
Tyrus R. R e e d ............ Asst. Cashier/
Security O ff.

Directors:
D.E. Rieff, Chairman
James C. Rieff
W .H. Thompson
Greg D. Reed
Argil Bartholomew
Billy Joe Bartholomew
Barry H. Parks

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Mil. Thou.
Assets
Cash & due from
1 658
depositories................
U.S. Treasury securities . 6 257
Oblig. o f other U.S.
Government agencies
and corporations........ 2 494
Oblig. o f States and
political subdivisions.. 4 421
Excess funds sold and
sec. resell agreements . 1 300
Loans, N e t...................... 15 674
Bank premises, furniture
and fixtures................
498
All other assets................
1 330

TOTAL




33

632

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp........... 4 711
Time deposits,
ind., part., corp........... 23 111
U.S. Gov’ t deposits........
50
Deposits o f States
and subdivisions........
1 801
Certified and
66
Officers’ checks..........
Total Deposits............ 29 739
635
All other liabilities..........
Total Liabilities.......... 30 374
Equity Capital
Capital (#sh. au. 12,000)
(# sh. outst. 12,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL

300
300
2
2

358
958
300

33

632

180

State of Arkansas:

Bank Department

BANK OF PRESCOTT, PRESCOTT
Population 4,103
Nevada County
Chartered August 10, 1904 P.O. Box 492 Telephone Number 887-2688
Zip Code 71857
Number of Branches: Inside City — One; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — One;

Principal Officers:

Directors:

♦Johnny Brannan....................................President
John Brannan, Jr....................................... V. Pres.
Ronald R. C o llin s..................................... V. Pres.
Elizabeth W. C ra in ...................................V. Pres.
James A. Pullen......................................... V. Pres.
Emogene Davis..........................................Cashier
Jean K. B olton ................................. Asst. V. Pres.
Linda Cottingham ...........................Asst. V. Pres.
Pearl T a y lo r..................................... Asst. V. Pres.

Jean K. Bolton
Johnny Brannan
John Brannan, Jr.
Ronald R. Collins
Carl Dalrymple, Jr.
B.A. DeLamar
Robert L. Godwin
Gerald Hendrix
R.K. McCasland
Abb Morman
R .W . Murry
James A . Pullen
Milburn Tippit
John Vansickle
A . Glenn Vasser

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Liabilities
Assets
Mil. Thou.
Cash & due from
depositories................ 1
U.S. Treasury securities . 10
Oblig. o f other U.S.
Government agencies
and corporations........
1
Oblig. o f States and
political subdivisions.. 6
Loans, N e t...................... 10
Bank premises, furniture
and fixtu res................
All other assets................

411
353
095
572
099
425
728

Mil. Thou.

Demand deposits,
ind., part., corp........... 4 877
Time deposits,
ind., part., corp........... 19 744
U.S. G ov’t deposits........
3
Deposits o f States
and subdivisions........ 2 308
Certified and
Officers’ checks.......... ............ 63
Total D eposits............. 26 995
All other liabilities.......... .......... 398
Total Liabilities........... 27 393

Equity Capital
Capital (# sh.au. 24,000)
(# sh. outst. 24,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL



30

683

TOTAL

600
1

400

1 290
3 290
30

683

Sixty-Eighth Report

181

BANK OF QUITMAN, QUITMAN
Population 556
Cleburne County
Chartered August 15, 1903 P.O. Box 97 Telephone Number 589-2206
Zip Code 72131
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
♦Harry M. Clark............ Acting Chief
Executive Officer
Darrell O d o m ........................V. Pres.
Edith Ellis............................... Cashier
Eva Lois E llis............... Asst. Cashier

Directors:
J.A. Bailey
Ben F. Clark
Harry M. Clark
Edith Ellis
Leonard Hampson

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions.. 4
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 9
Bank premises, furniture
and fixtures................
All other assets................

TOTAL




16

Thou.

978
200
695
435
600
234
140
191

473

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 2 717
Time deposits,
ind., part., corp............ 12 217
Deposits o f States
and subdivisions........
444
Certified and
Officers’ checks.......... .......... 106
Total Deposits............. 15 484
All other liabilities.......... ............ 30
Total Liabilities........... 15 514
Equity Capital
Capital (#sh. au. 1,000) .
100
(# sh. outst. 1,000)
Surplus...........................
900
Undivided profits and
capital reserve........... ........... (41)
Total equity capital. . .
959
TOTAL

16

473

State of Arkansas:

182

Bank Department

THE BANK OF RECTOR, RECTOR
Population 2,338
Clay County
Chartered November 15, 1930 P.O. Box 7 Telephone Number 595-3591
Zip Code 72461
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*J.A. Marlar..........................President
Mary H. S ig sb y ..............Ex. V. Pres.
R.D. C ra n fo rd ..........V .P .& Cashier

J.A. Marlar
Mary H. Sigsby
R.D. Cranford
Bert E. Sigsby

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................

TOTAL




Mil. Thou.

1

906
199

1

933

3

927
743

9

150
026
59

17

943

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 2 Oil
Time deposits,
ind., part., corp............ 13 262
U.S. G ov’t deposits........
5
Deposits o f States
and subdivisions........
700
Certified and
Officers’ checks.......... ............ 22
Total Deposits............. 16 000
Total Liabilities........... 16 000

Equity Capital
Capital (# sh.au. 4,000) .
(# sh. outst. 4,000)
Surplus........................
1
Undivided profits and
capital reserve..............
Total equity capital. . . 1
TOTAL

17

100
200
643
943
943

Sixty-Eighth Report

183

FARMERS AND MERCHANTS BANK, REYNO
Population 521
Randolph County
Chartered December 8, 1911 P.O. Box 108 Telephone Number 769-2300
Zip Code 72462
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
♦William A. Sandlin.. .Chm. o f Board
& President
Phyllis Burrow........ ............... Cashier
Dora G raham ..............Asst. V. Pres.
William A . Sandlin, I I ..........Auditor

Directors:
William A. Sandlin
Quinn Brown
Delano Edington
R.C. Luter
Jimmie Cole
J.A. Rapert

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
673
U.S. Treasury securities . 2 244
Oblig. o f other U.S.
Government agencies
and corporations........ 2 690
Oblig. o f States and
political subdivisions..
821
Excess funds sold and
sec. resell agreements . 1 100
Loans, N e t...................... 6 896
Bank premises, furniture
and fixtures................
217
All other assets................
620

TOTAL




15

261

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 1 572
Time deposits,
ind., part., corp............ 11 171
U.S. G ov’t deposits........
12
Deposits o f States
and subdivisions........
899
Certified and
Officers’ checks.......... ............ 20
Total Deposits............. 13 674
All other liabilities..........
339
Total Liabilities........... 14 013
Equity Capital
Capital (# sh.au. 30,000)
(# sh. outst. 29,534)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL

295
528

1

319
142
106

15

261

184

State of Arkansas:

Bank Department

THE BANK OF RISON, RISON

Population 1,325
Cleveland County
Chartered Marcn 7, 1932 P.O. Box 345 Telephone Number 325-6251
Zip Code 71665
Number of Branches: Inside City — None; Outside City — None
Number of CBCT's: Inside City — None; Outside City — None
Principal Officers:
Herman Davidson...............Chairman
♦James R. H opson .................President
James L. M o o r e ....................V. Pres.
John W. E lr o d ......................V. Pres.
Shirley Stewart...............Asst. Cashier
May Dell M orrison ___ Asst. Cashier

Directors:
Herman Davidson
James R. Hopson
James L. Moore
John W. Elrod
Ray B. Martin
Daniel B. Adams

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
733
U.S. Treasury securities . 1 549
Oblig. o f other U.S.
Government agencies
and corporations........ 6 400
Excess funds sold and
sec. resell agreements .
580
Loans, N e t.....................
1 066
Bank premises, furniture
and fixtu res................
35
All other assets................
10

TOTAL




10

373

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 1 578
Time deposits,
ind., part., corp...........
6 600
U.S. Gov’ t deposits........
8
Deposits o f States
and subdivisions........
984
All other d ep osits.......... ...............1
Total Deposits............. 9 171
Total Liabilities........... 9 171
Equity Capital
Capital (# sh.au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

100
300
802
1 202
10

373

Sixty-Eighth Report

185

FARMERS AND MERCHANTS BANK, ROGERS
Population 17,429
Benton County
Chartered March 13, 1956 P.O. Box 250 Telephone Number 636-4233
Zip Code 72756
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None

Principal Officers:

Directors:

♦Lewis B. N orm an................ President
Benny G. L atim er.......... Ex. V. Pres.
R.Z. Goodwin........................V. Pres.
Dick M cL elland....................V. Pres.
Phillip E. M adar....................V. Pres.
Linda P erley..........................V. Pres.
James E. Reves........ V. Pres. & Cash.
Etsyl Sparkman___ Sr. Trust Officer
& V. Pres.

Lewis B. Norman
John R. Bland, D.D.S.
Dorman F. Bushong
James R. Campbell
C.C. Clark
James E. Gaston
James L. Pickens, M.D.
Don L. Shores
Lemuel H. Tull

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................ 2
U.S. Treasury securities . 5
Oblig. o f other U.S.
Government agencies
and corporations........ 6
Oblig. o f States and
political subdivisions.. 6
All other securities..........
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 31
Bank premises, furniture
and fixtures................
1
All other assets................
1

980
786
781
169
180
150
616
771
855

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 8
Time deposits,
ind., part., corp...............37
U.S. Gov’t deposits........
Deposits o f States
and subdivisions........ 2
All other deposits ..........
Certified and
Officers’ checks..........
Total Deposits............. 49
Excess funds purchased
and sec. repurchase
agreements.................... 1
All other liabilities..........
1
Total Liabilities.......... 52

697
135
52
781
895
207
767
851
171
789

Equity Capital
Capital (# sh.au. 60,000)
(# sh. outst. 60,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............
TOTAL



57

288

TOTAL

600
800
2
3

099
499

1 000
57

288

State of Arkansas:

186

Bank Department

PEOPLES BANK AND TRUST COMPANY,
RUSSELLVILLE

Population 14,625
Pope County
Chartered March 24, 1890 P.O. Box 220 Telephone Number 968-2112
Zip Code 72801
Number of Branches: Inside City — 4; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
Directors:
♦Ward J. Ramsay.............Pres. & CEO
M.S. Dickerson.................Sr. V. Pres.
Charles F. H o w e ll........ V.P. & Cash.
Mary Louise H offm an.......... V. Pres.
Harold E. Hayes....................V. Pres.
A. Bentley Cox, Jr. . .Marketing O ff.
Carol Ann Harris................Mortgage
Loan Officer
Glenna C. L o n g .............Trust Officer

James Bibler
Cleo Cheek
G.M . Cook
M .L. Dickerson
Dr. Roy I. Millard
Van A. R. Moores
David B. Oates
Flave W. Peters
Jack D. Price, Sr.
Ward J. Ramsay
John E. Cunningham

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30. 1982

Assets

Mil. Thou.

Cash & due from
depositories................ 4
U.S. Treasury securities . 6
Oblig. o f other U.S.
Government agencies
and corporations........ 14
Oblig. o f States and
political subdivisions.. 12
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 32
Bank premises, furniture
and fixtu res................ 2
All other assets................ 2

655
572
203
892
900
763
978
072

Liabilities

Mil. Thou.

Demand deposits,
ind., part., corp............ 12 999
Time deposits,
ind., part., corp............ 45 520
U.S. G ov’ t deposits........
231
Deposits o f States
and subdivisions........ 9 079
Certified and
Officers’ checks..........
234
Total Deposits............. 68 063
Excess funds purchased
and sec. repurchase
agreements..................
576
All other liabilities.......... .......... 803
Total Liabilities........... 69 442

Equity Capital
Capital (# sh.au. 28,000)
(# sh. outst. 24,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL



77

035

TOTAL

600
1

200

5
7

793
593

77

035

Sixty-Eighth Report

187

BANK OF SALEM, SALEM
Population 1,424
Fulton County
Chartered December 9, 1908 P.O. Box 338 Telephone Number 895-2591
Zip Code 72576
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

Jim Humphries....................Chairman
*Frank B u rge..........................President
J. Michael Humphries ........Ex. V.P.
George Humphries..................V. Pres.
Bess Northcutt................V.P./Cashier
Janiece Butler..................... Asst. V.P.
Frances A tk in s................... Asst. V.P.
Brenda Barnes..................... Asst. V.P.
Shirley Walling ............Asst. Cashier
Marsha Lewis................Asst. Cashier

Frank Burge
Fay Castleberry
George Humphries
Jim Humphries
J. Michael Humphries
Richard Smith

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Liabilities
Cash & due from
depositories................
U.S. Treasury securities . 4
Oblig. o f other U.S.
Government agencies
and corporations........
1
Oblig. o f States and
political subdivisions.. 5
Excess funds sold and
sec. resell agreements .
Loans, N e t...................... 17
Bank premises, furniture
and fixtures................
All other assets................

981
460
301
694
825
949
718
936

Mil. Thou.

Demand deposits,
ind., part., corp............ 4 327
Time deposits,
ind., part., corp............ 22 292
6
U.S. Gov’ t deposits........
Deposits o f States
and subdivisions........
1 922
35
All other deposits ..........
Certified and
Officers’ checks.....................U5
Total Deposits............ 28 697
Excess funds purchased
and sec. repurchase
agreements..................
553
All other liabilities..........
564
Total Liabilities.......... 29 814

Equity Capital
Capital (# sh. au. 20,000)
(# sh. outst. 20,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL



32

864

TOTAL

200
1

100

1 750
3 050
32

864

188

State of Arkansas:

Bank Department

LOGAN COUNTY BANK, SCRANTON
Population 244
Logan County
Chartered April 7, 1926 P.O. Box 85 Telephone Number 938-2511
Zip Code 72863
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*Joe Fritsche..........................President
J.B. L a yes........................Sr. V. Pres.
Jerry L. D avis........................V. Pres.
Mildred Fritsche..................Secretary

Margaret Ahne
Joe Fritsche
Mildred Fritsche
J.B. Layes

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Liabilities
Assets
Mil. Thou.
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

598
1 443
834
1

126

6

200
660
171
7

Mil. Thou.

Demand deposits,
ind., part., corp............. 1 554
Time deposits,
ind., part., corp............ 7 777
U.S. G ov’ t deposits........
5
Deposits o f States
and subdivisions........
646
Certified and
Officers’ checks.......... ............ 34
Total Deposits............. 10 016
All other liabilities.......... .............13
Total Liabilities........... 10 029

Equity Capital
Capital {# sh. au. 4,000) .
100
(# sh. outst. 4,000)
Surplus..............
400
Undivided profits and
capital reserve..............
510
Total equity capital. . .
1 010

TOTAL




11

039

TOTAL

11

039

Sixty-Eighth Report

189

FIRST SECURITY BANK, SEARCY
Population 13,612
White County
Chartered February 6, 1932 P.O. Box 1009 Telephone Number 268-9871
Zip Code 72143
Number of Branches: Inside City — 3; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None

Principal Officers:

Directors:

*Reynie R utledge........ Pres. &Chmn.
Jim W ils o n ............. Exec. Vice Pres.
Art R a n d ......................Sr. Vice Pres.
T.A . Brewer..........................Vice Pres.
Kathryn Sims........................Vice Pres.
James H. S take....................Vice Pres.
Ann T u rle y ..........................Asst. V.P.
Betty V a u gh n ......................Asst. V.P.

Vernon Duncan
Dr. Clifton Ganus
John McKnight
Kenny Rand
Dr. Porter Rodgers, Jr.
Bill Roussel
Jim Tarkington
N.T. Rutledge
Reynie Rutledge
Alvin Vanhook

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982

Assets

Mil. Thou.

Cash & due from
depositories................ 3 133
U.S. Treasury securities . 7 088
Oblig. o f other U.S.
Government agencies
and corporations........ 6 606
Oblig. o f States and
political subdivisions.. 15 687
All other securities..........
1 000
Excess funds sold and
sec. resell agreements .
500
Loans, N e t...................... 38 880
Bank premises, furniture
and fixtures................ 1 220
All other assets................ 2 212

Liabilities
Demand deposits,
ind., part., corp............
Time deposits,
ind., part., corp............
U.S. G ov’t deposits........
Deposits o f States
and subdivisions.........
Certified and
Officers’ checks..........
Total Deposits.............
Excess funds purchased
and sec. repurchase
agreements..................
All other liabilities..........
Total Liabilities..........

Mil. Thou.

14 090
44 449
261
5 581
245
64 626

2 414
1 859
68 899

Equity Capital
Capital (# sh.au. 24,000)
(# sh. outst. 24,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL



76

326

TOTAL

600
2

900

3
7

927
427

76

326

State of Arkansas:

190

Bank Department

GRANT COUNTY BANK, SHERIDAN
Population 3,042
Grant County
Chartered July 29, 1903 P.O. Box 67 Telephone Number 942-3145
Zip Code 72150
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
D.E. McCoy, Sr.................. Chairman
♦D.E. McCoy, Jr. . .Pres. & Trust O ff.
Harold BoatFight............... Exec. V.P.
and Cashier
Sue R eynolds................. Admin. Asst.
Raymond L. S tok er........... Asst. V.P.
John H. H o ld e r ................. Asst. V.P.

Directors:
Delmar E. Gatzke
D.E. McCoy, Sr.
D.E. McCoy, Jr.
Robert L. Reeves
W. Lee Tucker
Van S. Reid
Harold Boatright
W .W . Allen
Byron D. Brown, Jr.

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
1 822
U.S. Treasury securities . 2 568
Oblig. o f other U.S.
Government agencies
857
and corporations........
Oblig. o f States and
political subdivisions.. 4 902
Excess funds sold and
sec. resell agreements .
500
Loans, N e t...................... 17 386
Bank premises, furniture
and fix tu r e s................
833
All other assets................
618

TOTAL




29

486

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp........... 4 535
Time deposits,
ind., part., corp........... 19 305
U.S. G ov’t deposits........
31
Deposits o f States
and subdivisions........
1 972
Certified and
Officers’ checks.......... ............ 94
Total Deposits............. 25 937
All other liabilities.......... .......... 336
Total Liabilities........... 26 273
Equity Capital
Capital (# sh.au. 45,000)
(# sh. outst. 45,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

450
550
2
3

213
213

29

486

Sixty-Eighth Report

191

FIRST STATE BANK, SHERWOOD
Population 10,872
Pulaski County
Chartered July 28, 1966 P.O. Box 6009 Telephone Number 835-4122
Zip Code 72116
Number of Branches: Inside City — One; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*J.R. R ich ..........Exec. V.P. & C.E.O.
Annette V anP elt................ Vice Pres.
Catherine Hastings.......... Sec.-Treas.
Virginia B e r r y ..............Asst. Cashier
Wilma Schultz..............Asst. Cashier

Directors:
H.L. Hastings, Jr., Chmn.
H.J. Dent
Catherine Hastings
B.E. Henson
J.C. Nichols
J.R. Rich

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
1 704
U.S. Treasury securities .
999
Oblig. o f other U.S.
Government agencies
and corporations........
250
Oblig. o f States and
political subdivisions.. 4 931
373
All other securities..........
Excess funds sold and
sec. resell agreements . 2 240
Loans, N e t...................... 15 659
Bank premises, furniture
and fixtures................
495
All other assets......................
61

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 5 201
Time deposits,
ind., part., corp............ 14 290
14
U.S. G ov’ t deposits........
Deposits o f States
and subdivisions.........
3 068
Certified and
Officers’ checks..........
292
Total Deposits............. 22 865
Excess funds purchased
and sec. repurchase
agreements..................
516
All other liabilities.................... 900
Total Liabilities........... 24 281
Equity ^Capital
Capital (#sh. au. 8,000) .
(# sh. outst. 8,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




26

712

TOTAL

100
1 000
1 331
2 431
26

712

192

State of Arkansas:

Bank Department

BANK OF SIDNEY, SIDNEY
Population 270
Sharp County
Chartered September 12, 1912 P.O. Box 7 Telephone Number 283-6497
Zip Code 72577
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
♦Charles Masner....................President
Robert Tankersley . . . V.P. & Cashier
Lorene Pickens..................... V. Pres.
Atalee Pounders................... V. Pres.

Directors:
Charles Masner
Robert Tankersley
Lorene Pickens
Atalee Pounders

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Excess funds sold and
sec. resell agreements .
Loans, N e t......................
Bank premises, furniture
and fixtu res................
All other assets................

Thou.

48
472
841
205
563
7
28

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp...........
436
Time deposits,
894
ind., part., corp...........
U.S. G ov’t deposits........
15
Deposits o f States
and subdivisions........ .......... 363
Total Deposits.............
1 708
All other liabilities.......... .............. 2
Total Liabilities...........
1 710
Equity Capital
Capital (# sh.au. 10,400)
260
sh. outst. 10,400)
Surplus............
60
Undivided profits and
capital reserve....................... 134
Total equity capital. . .
454

TOTAL




2

164

TOTAL

2

164

Sixty-Eighth Report

193

ARKANSAS STATE BANK, SILOAM SPRINGS
Population 7,940
Benton County
Chartered January 12, 1960 P.O. Box 400 Telephone Number 524-8101
Zip Code 72761
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
Directors:
Delbert E. Allen, Sr..............Chairman
D.E. Allen, Sr.
o f the Board
D.E. Allen, Jr.
*Ross Stout............................. President
Roderick Allen
Henry Brosell, Jr............. V.P. & Cash.
H.E. Harrison, Jr.
Arthur M orris........................V. Pres.
Charles C. Jones
Thomas Free, III ..................V. Pres.
Mark Simmons
Reta F o ste r....................Asst. V. Pres.
Ross Stout
Dorothy H arm on ........ Asst. V. Pres.
Sadie C o l e .............................. Asst. V.Pres.
•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30. 1982
Assets
Mil.
Cash & due from
depositories................ 2
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........ 3
Oblig. o f States and
political subdivisions.. 7
Excess funds sold and
sec. resell agreements . 4
Loans, N e t...................... 11
Bank premises, furniture
and fixtures................
1
All other assets................

TOTAL




32

Thou.

251
695
498
816
000
253
225
677

415

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp........... 9 488
Time deposits,
ind., part., corp........... 17 981
U.S. G ov’t deposits........
157
Deposits o f States
and subdivisions........
1 183
Certified and
Officers’ checks.....................120
Total Deposits............. 28 929
All other liabilities.......... .......... 400
Total Liabilities........... 29 329
Equity Capital
Capital (#sh. au. 19,200)
(# sh. outst. 19,200)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

960
100
2
3

026
086

32

415

State of Arkansas:

194

Bank Department

SMACKOVER STATE BANK, SMACKOVER
Population 2,453
Union County
Chartered April 18, 1928 P.O. Box 107 Telephone Number 725-3051
Zip Code 71762
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*Max A. M itch a m ___ Chm. o f Board
Max O. T a y lo r ....................President
Bob W illett......................Ex. V. Pres.
Paulette Bussell..........V.P. & Cashier

Directors:
Max A. Mitcham
L.E. Tennyson, Jr.
James M. Tennyson
Max O. Taylor
Richard H. Vickers
Homer T. Rogers
Bob Willett

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................ 1 045
U.S. Treasury securities . 4 820
Oblig. o f other U.S.
Government agencies
1 047
and corporations........
Oblig. o f States and
political subdivisions.. 8 087
Excess funds sold and
sec. resell agreements . 1 000
Loans, N e t...................... 17 892
Bank premises, furniture
and fixtu res................
258
All other assets................
716

TOTAL




34

865

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp...........
5 286
Time deposits,
ind., part., corp.............. 23 159
U.S. G ov’t deposits........
70
Deposits o f States
and subdivisions........
1 646
Certified and
Officers’ checks..........
648
Total Deposits............ 30 809
All other liabilities.......... .......... 626
Total Liabilities........... 31 435
Equity Capital
Cap. (#sh. au. 100,000) . 1 000
(ft sh. outst. 100,000)
Surplus............................
1 500
Undivided profits and
capital reserve............
930
Total equity capital. . . 3 430
TOTAL

34

865

Sixty-Eighth Report

195

MERCHANTS AND PLANTERS BANK, SPARKMAN
Population 663
Dallas County
Chartered September 19, 1916 P.O. Box 127 Telephone Number 678-2251
Zip Code 71763
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
Bill J. F o r d ................Chm. o f Board
T y r o l Q. C arson................. President
Doris M a n n ............................Cashier
Patricia Shaddock........ Asst. Cashier

Directors:
Bill J. Ford
Tyrol Q. Carson
G.W . Delaughter
Ray White
Tommy Gaston
Joseph Ford

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30. 1982
Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t.......................
Bank premises, furniture
and fixtures................
All other assets................

Mil. Thou.

195
1 701
1 019
612
400
2 324
87
4

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp..........
1 285
Time deposits,
ind., part., corp........... 3 894
U.S. G ov’ t deposits........
20
Deposits o f States
and subdivisions........
479
Certified and
Officers’ checks.......... ...........125
Total Deposits............ 5 803
All other liabilities........................ 4
Total Liabilities.......... 5 807
Equity Capital
Capital (#sh. au. 3,000) .
{ft sh. outst. 3,000)
Surplus.................................
Undivided profits and
capital reserve............
Total equity capital..
Subordinated notes
and debentures............

TOTAL




6

342

TOTAL

6

75
125
235
435
100
342

196

State of Arkansas:

Bank Department

FIRST STATE BANK, SPRINGDALE
Population 23,458
Washington County
Chartered February 12, 1923 P.O. Box 189 Telephone Number 751-1500
Zip Code 72764
Number of Branches: Inside City — 3; Outside City — 1
Number of CBCT’s: Inside City — 3; Outside City — None
Directors:

Principal Officers:
Gretchen S te e le .............. . . . Chairman o f Board
♦Walter T u r n b o w ......................... Vice Chairman
& Chief Executive Officer
M. David Howell, Jr. .. ....................... President
Mace D. H o w e ll........... ....................Ex. V. Pres.
Richard P. Calhoun . . . .................Chairman o f
Finance Committee
Don G ib s o n ................... ....................Sr. V. Pres.
Dan Hendricks............... ....................Sr. V. Pres.
Rick Parsons, C P A ----- ....................Sr. V. Pres.
Robert Phillips............... ....................Sr. V. Pres.

♦Designates Chief Executive Officer

Joe S. Boone
R .A . Bryant
Richard P. Calhoun
Dr. John W. Dorman
Gerald Harp
J.E. Hinshaw
M. David Howell
Mace D. Howell
Dwain Newman
Thurman Parsons
Dr. Charles P. Sisco
Gretchen Steele
Phillip Steele
Walter Turnbow

STATEMENT AS OF JUNE 30, 1982
Mil.
Assets
Cash & due from
depositories................ 10
U.S. Treasury securities . 8
Oblig. o f other U.S.
Government agencies
and corporations........ 10
Oblig. o f States and
political subdivisions.. 11
All other securities..........
Loans, N e t...................... 69
Bank premises, furniture
and fixtu res................ 2
All other assets................ 3

TOTAL



Thou.

939
860
148
008
220
248
279
437

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 13 451
Time deposits,
ind., part., corp............ 60 848
U.S. G ov’ t deposits........
85
Deposits o f States
and subdivisions......... 12 664
All other d ep osits..........
2
Certified and
Officers’ checks..........
912
Total Deposits............. 87 962
Excess funds purchased
and sec. repurchase
agreements.................. 14 224
All other liabilities.......... 4 346
Total Liabilities.......... 106 532
Equity Capital
Capital (#sh. au. 9,664) .
(# sh. outst. 9,664)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............

116

139

TOTAL

966
3

334

4
8

607
907
700

116

139

Sixty-Eighth Report

197

BODCAW BANK, STAMPS
Population 2,859
Lafayette County
Chartered December 8, 1902 P.O. Box 8 Telephone Number 533-4486
Zip Code 71860
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
* James N ip p er........................President
B. Stan C o o k ........................Chairman
C . C. R u ssell........................ V. Pres.
A .O . Sm ith.............................. V. Pres.
H.L. Wilkinson .....................V. Pres.
Danny Fitzpatrick .................V. Pres.
Bonnie Moreland......................Cashier
Evelyn M cC len don ___ Asst. Cashier

Directors:
B. Stan Cook
A.C. Cross
Roy Z. Kimbell
James Nipper
C.C. Russell
A .O . Smith
J. Woodrow Smith
H.L. Wilkinson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
1 083
U.S. Treasury securities . 3 915
Oblig. o f other U.S.
Government agencies
and corporations........ 3 671
Oblig. o f States and
political subdivisions.. 3 003
Loans, N e t .................... 10 290
Bank premises, furniture
and fixtures................
285
All other assets................
3

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 2 810
Time deposits,
ind., part., corp............ 16 241
U.S. Gov’t deposits........
1
Deposits o f States
and subdivisions.........
1 198
Certified and
Officers’ checks.......... ...........126
Total Deposits............. 20 376
Excess funds purchased
and sec. repurchase
agreements..................
200
All other liabilities.......................17
Total Liabilities........... 20 593
Equity Capital
Capital (#sh. au. 10,000)
(# sh. outst. 10,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




22

250

TOTAL

250
750

1

657
657

22

250

State of Arkansas:

198

Bank Department

BANK OP STAR CITY, STAR CITY
Population 2,066
Lincoln County
Chartered April 27, 1925 P.O. Box 69 Telephone Number 628-4286
Zip Code 71667
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
♦Robert O. T ro u t..............Pres. & CEO
Joe V. M a s o n ........ Ex. V.P. &Cash.
Anneta M oore.................... Sr. V. Pres.
Franklin E. Collins............ Asst. V.P.
Kathryn W h ite................Asst. Cashier

Directors:
Robert E. Beard
Neb M. Ryall, Jr.
Basil W. Gibbs
Joseph Pascale
Robert O. Trout

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions.. 1
Excess funds sold and
sec. resell agreements . 5
Loans, N e t...................... 8
Bank premises, furniture
and fixtu res................
All other assets................

TOTAL




17

Thou.

995
100
400
414
025
541
137
466

078

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp...........
3 475
Time deposits,
ind., part., corp........... 10 674
U.S. G ov’ t deposits........
73
Deposits o f States
and subdivisions........
1 307
Certified and
Officers’ checks.......... ...........142
Total Deposits............. 15 671
All other liabilities.......... .......... 250
Total Liabilities........... 15 921
Equity Capital
Capital (# sh. au. 15,000)
150
(# sh. outst. 15,000)
Surplus..............
550
Undivided profits and
capital reserve..............
457
Total equity capital. . .
1 157
TOTAL

17

078

Sixty-Eighth Report

199

THE STEPHENS SECURITY BANK, STEPHENS
Population 1,366
Ouachita County
Chartered February 8, 1946 P.O. Box 7 Telephone Number 786-5416
Zip Code 71764
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Directors:
Principal Officers:
Charles T. Reveley
♦James M. M o r g a n ........Pres. & CEO
Carol P hillips.............V .P .& Cashier
Grady P. Arrington
Juanita Poindexter................V. Pres.
Eugene D. Bramblett
Herbert Henderson
Jared P h illips........................V. Pres.
Bobby W ilk ie ...............Asst. V. Pres.
James M. Morgan
Linda T h om as.............................Asst.Cashier
George Shankle
Guy R. Smith
Joe J. Wade
Colon Watson
•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
535
U.S. Treasury securities . 1 347
Oblig. o f other U.S.
Government agencies
and corporations........
1 937
Oblig. o f States and
political subdivisions.. 1 335
All other securities..........
50
Loans, N e t...................... 13 015
Bank premises, furniture
and fixtures................
187
All other assets................
705

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............
1 467
Time deposits,
ind., part., corp............ 14 324
U.S. Gov’t deposits........
1
Deposits o f States
735
and subdivisions........
All other d ep osits..........
243
Certified and
Officers’ checks.......... ............ 49
Total Deposits............. 16 819
Excess funds purchased
and sec. repurchase
agreements..................
400
All other liabilities..........
433
Total Liabilities........... 17 652
Equity Capital
Capital (#sh. au. 5,150) .
275
(# sh. outst. 5,150)
Surplus..............
558
Undivided profits and
capital reserve..............
626
Total equity capital. . .
1 459

TOTAL



19

111

TOTAL

19

111

200

State of Arkansas:

Bank Department

CITIZENS BANK, STRONG
Population 785
Union County
Chartered January 19, 1931 P.O. Box 188 Telephone Number 797-7361
Zip Code 71765
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*O.B. Clark ...........................President
C.R. M ason.............................V. Pres.
L.K. R obertson.......................Cashier

Directors:
O.B. Clark
C.R. Mason
L.K. Robertson
Ray B. Finney
E.L. Vestal

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
336
U.S. Treasury securities .. 1 696
Oblig. o f other U.S.
Government agencies
and corporations........
1 034
Oblig. o f States and
political subdivisions..
920
All other securities...........
20
Excess funds sold and
sec. resell agreements .
400
Loans, N e t....................
1 301
Bank premises, furniture
and fixtu res.................
11
All other assets.................
20

TOTAL




5

738

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............
1 562
Time deposits,
ind., part., corp............ 2 756
U.S. G ov’ t deposits........
2
Deposits o f States
and subdivisions........
253
Certified and
Officers’ checks.......... .............. 9
Total Deposits............. 4 582
Total Liabilities........... 4 582
Equity Capital
Capital (#sh. au. 8,000) .
(# sh. outst. 8,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

200
300
1

656
156

5

738

Sixty-Eighth Report

201

THE FARMERS AND MERCHANTS
BANK, STUTTGART
Population 10,941
Arkansas County
Chartered December 29, 1944 P.O. Box 947 Telephone Number 673-6911
Zip Code 72160
Number of Branches: Inside City — 3; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None
Principal Officers:
*Don P a ttillo........................President
Carl Gunter..............Exec. Vice Pres.
Leonard DeVun . .Sr. V.P. & Cashier
Lloyd R a tc liff............... Sr. Vice Pres.
William R. T r ic e ........... Sr. Vice Pres.
Glen Bauman................. Sr. Vice Pres.

Directors:
B.J. St. John, Chairman
Roy O. McCollum III
Lloyd Ratcliff
Don Pattillo
Horace Sickel
Curtis Siems
Billy E. Simpson
Ralph Wilson
James R. Oliver
Patricia K. McDonald

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Mil.
Assets
Cash & due from
depositories................ 4
U.S. Treasury securities . 2
Oblig. o f other U.S.
Government agencies
and corporations........ 6
Oblig. o f States and
political subdivisions.. 10
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 46
Bank premises, furniture
and fixtures................ 3
All other assets................ 2

Thou.

110
976
220
825
350
509
247
595

Liabilities
Mil.
Demand deposits,
ind., part., corp......... . 12
Time deposits,
ind., part., corp......... . 49
U.S. G ov’t deposits. . . .
Deposits o f States
and subdivisions . . . . . 3
All other d ep osits........
Certified and
Officers’ checks........
Total Deposits.......... 64
Excess funds purchased
and sec. repurchase
agreements................ .. 3
All other liabilities........ .
1
Total Liabilities........ . 70
Equity Capital
Cap. (# sh. au. 100,000) .
(# sh. outst. 100,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL .......................... 77



832

Thou.

405
160
43
265
6
116
995

678
999
672

1 000
2

600

3
7

560
160

TOTAL ...................... 77

832

State of Arkansas:

202

Bank Department

BANK OF TRUMANN, TRUMANN
Population 6,044
Poinsett County
Chartered October 2, 1911 P.O. Box 48 Telephone Number 483-6333
Zip Code 72472
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
J.C. S tu ck ey.............. Pres. & Chinn.
*Clyde Robertson, Jr.......... Exec. V.P.
Eugene P o u n d s......... Sr. Vice Pres.
Wilburn J. C o l e ........ V.P. & Cashier
Fannie M. Kent................. Asst. V.P.
Shirley B e n so n ................. Asst. V.P.
Dianne Craig .................Loan Officer
Lena Heath......................Asst. Cashier
Cheryl M cM asters........ Asst. Cashier

Directors:
Terry M. Clogston
Wilburn J. Cole
J.F. Lady
Eugene Pounds
Clifford C. Purvis
Clyde Robertson, Jr.
J.C. Stuckey
Kenneth K. Yarbrough

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30. 1982
Assets
Mil.
Cash & due from
depositories................
1
U.S. Treasury securities . 2
Oblig. o f other U.S.
Government agencies
and corporations........ 6
Oblig. o f States and
political subdivisions.. 2
Excess funds sold and
sec. resell agreements . 3
Loans, N e t...................... 12
Bank premises, furniture
and fixtu res................
All other assets................

Thou.

757
149
955
234
550
142
574
784

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 3 651
Time deposits,
ind., part., corp............... 21 076
U.S. G ov’ t deposits........
29
Deposits o f States
1 000
and subdivisions.........
All other d ep osits..........
7
Certified and
Officers’ checks.......... ............ 52
Total D eposits............. 25 815
Excess funds purchased
and sec. repurchase
agreements..................
580
All other liabilities............ 1 090
Total Liabilities........... 27 485
Equity Capital
Capital (#sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL



30

145

TOTAL

100
1

800

760
2 660
30

145

Sixty-Eighth Report

203

BANK OF TUCKERMAN, TUCKERMAN
Population 2,078
Jackson County
Chartered November 8, 1902 P.O. Box 700 Telephone Number 349-5155
Zip Code 72473
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*Lindley V. Smith, Jr..............President
Van S m ith ........................... Chairman
Cornelius A d c o x ..................... Cashier
Ann W a tso n ...........................Auditor

Directors:
Bob Penix
Scotty Armstrong
Van Smith

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................ .
U.S. Treasury securities. . 1
Oblig. o f other U.S.
Government agencies
and corporations ........ , 4
Oblig. o f States and
political subdivisions . ., 2
All other securities..........
Excess funds sold and
sec. resell agreements . .
Loans, Net........................ 4
Bank premises, furniture
and fixtures..................
All other assets................

TOTAL ............................




14

Thou.

583
401
796
368
48
850
609
104
54

813

Mil. Thou.
Liabilities
Demand deposits,
ind., part., corp.......... . 2 470
Time deposits,
ind., part., corp.......... . 9 205
Deposits o f States
and subdivisions........ . 1 128
27
All other deposits..........
Certified and
Officers’ ch e c k s ........
31
12 861
Total Deposits............
134
All other liabilities........
Total Liabilities ........
12 995

Equity Capital
Capital (# sh. au. 4,000).
(# sh. outst. 4,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital .. .
TOTAL ......................

100
750
968
1 818
14

813

204

State of Arkansas:

Bank Department

TYRONZA BANK, TYRONZA
Population 777
Poinsett County
Chartered October 31, 1951 P.O. Box 95 Telephone Number 487-2161
Zip Code 72386
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*CharIes F. L uter..................President
Maxyne U rsery ..................Vice Pres.
& Cashier

Directors:
A .A . Banks
Georege E. Beley
John H. Emrich
Charles F. Luter
H.F. Norcross, Jr
Eugene Vaughn

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................ 1 346
U.S. Treasury securities . 1 036
Oblig. o f other U.S.
Government agencies
and corporations........
1 384
Oblig. o f States and
political subdivisions.. 2 658
Loans, N e t...................... 8 076
Bank premises, furniture
and fixtu res................
70
15
All other assets................

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 2 051
Time deposits,
ind., part., corp............ 10 098
U.S. G ov’t deposits........
4
Deposits o f States
and subdivisions........
635
Certified and
Officers’ checks.......... ............ 49
Total Deposits............. 12 837
All other liabilities.......... .............. 7
Total Liabilities........... 12 844
Equity Capital
Capital (#sh. au. 2,000) .
(# sh. outst. 2,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




14

585

TOTAL

50
775
1

916
741

14

585

Sixty-Eighth Report

205

CITIZENS BANK & TRUST COMPANY, VAN BUREN
Population 12,020
Crawford County
Chartered May 20, 1910 P.O. Box 469 Telephone Number 474-1201
Zip Code 72956
Number of Branches: Inside City — 3; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*R.A. Hammerschmidt, Jr.......... Pres.
David Shewmaker..............Exec. V.P.
E.P. H o b b s................V.P. & Cashier
R.H. T e rry ............V.P. & Trust O ff.
Mike Morrow .....................Vice Pres.
Frank W o ffo r d ....................Vice Pres.
Eva Maye Laws....................Asst. V.P.
Nelda W atkins.............. Asst. Cashier

Directors:
R.A. Hammerschmidt, Jr.
Carl Creekmore, Chairman
David Shewmaker
E.P. Hobbs
Morril Harriman
Harrell Ballentine
Paul Shirley
Dane Riggs
Tommy Beard
Ed Bethel
Lonnie Batchelor

■"Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Mil.
Assets
Cash & due from
depositories................ 4
U.S. Treasury securities . 3
Oblig. o f other U.S.
Government agencies
and corporations........ 2
Oblig. o f States and
political subdivisions.. 4
Excess funds sold and
sec. resell agreements . 3
Loans, N e t...................... 24
Bank premises, furniture
1
and fixtures................
All other assets................

Thou.
153
247
850
996
000
031
184
909

Mil.
Liabilities
Demand deposits,
ind., part., corp........... 8
Time deposits,
ind., part., corp........... 24
U.S. G ov’ t deposits........
Deposits o f States
and subdivisions........ 2
All other d ep osits..........
Certified and
Officers’ checks..........
Total Deposits............ 36
Excess funds purchased
and sec. repurchase
agreements.................. 2
1
All other liabilities..........
Total Liabilities.......... 40
Equity Capital
Capital (#sh. au. 16,000)
{# sh. outst. 16,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL .......................... 44



370

Thou.
875
846
11
552
24
295
603

268
622
493

400
1

100

2
3

377
877

TOTAL ...................... 44

370

206

State of Arkansas:

Bank Department

PEOPLES BANK AND TRUST COMPANY,
VAN BUREN
Population 12,020
Crawford County
Chartered August 12, 1933 P.O. Box 429 Telephone Number 474-6801
Zip Code 72956
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*William W. T h o m a s.................. Pres.
C.E. D o u g a n ....................Exec. V.P.
Larry Spradley....................... Cashier
Deweese Stedm an........ Asst. Cashier
Millie Lem ley................. Asst. Cashier
Betty Shores....................Asst. Cashier
Frances Rapier............... Asst. Cashier

Directors:
William W. Thomas
C.E. Dougan
Paul Hurst
Clyman E. Izard
Joe Kirksey
W .G. Swindle
Wesley Warnock
Derrel Thomas
Earl Robinson

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................ 2
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........
1
Oblig. o f States and
political subdivisions.. 5
All other securities..........
Loans, N e t...................... 26
Bank premises, furniture
and fixtu res................
1
All other assets................
1

Thou.

221
780
662
897
675
808
546
386

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 5 487
Time deposits,
ind., part., corp............ 26 541
U.S. G ov’t deposits........
28
Deposits o f States
and subdivisions......... 2 861
Certified and
Officers’ checks..........
494
Total Deposits............. 35 411
Excess funds purchased
and sec. repurchase
agreements.................... 1 672
All other liabilities.......... .......... 577
Total Liabilities.......... 37 660
Equity Capital
Capital (# sh. au. 8,293) .
(# sh. outst. 8,293)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
Subordinated notes
and debentures............

TOTAL



41

975

TOTAL

207
1

393

2
3

215
815
500

41

975

Sixty-Eighth Report

207

BANK OF WALDO, WALDO
Population 1,685
Columbia County
Chartered September 2, 1899 P.O. Box 366 Telephone Number 693-5858
Zip Code 71770
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
♦Charles F. Greene................ President
Ellen F. Smith............ V.P. & Cashier
Alice S. Wilson ............ Asst. Cashier

Directors:
Carl Roberts
Robert Genestet
John L. Perritt
Charles F. Greene

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
770
U.S. Treasury securities .
988
Oblig. o f other U.S.
Government agencies
and corporations........
299
Oblig. o f States and
political subdivisions..
496
Excess funds sold and
sec. resell agreements .
900
Loans, N e t...................... 4 250
Bank premises, furniture
and fixtures................
311
All other assets................
175

TOTAL




8

189

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp...........
865
Time deposits,
ind., part., corp............ 6 185
U.S. G ov’t deposits........
1
Deposits o f States
and subdivisions........
463
Certified and
Officers’ checks.......... ...........139
Total Deposits............. 7 653
Total Liabilities........... 7 653
Equity Capital
Capital (#sh. au. 6,000) .
(# sh. outst. 6,000)
Surplus...........................
Undivided profits and
capital reserve...........
Total equity capital. . .
TOTAL

150
225
161
536
8

189

State of Arkansas:

208

Bank Department

THE PEOPLES BANK, WALDO
Population 1,685
Columbia County
Chartered June 22, 1910 P.O. Box 426 Telephone Number 693-5551
Zip Code 71770
Number of Branches: Inside City — 1; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
* Harold Fincher................... President
Richard Clark....................Exec. V.P.
Joyce C ran e............................Cashier
Jill Jackson................... Asst. Cashier
Sharon Merritt..............Asst. Cashier

Directors:
Harold Fincher
Dorothy J. Fincher
Richard Clark
Imogene Clark
Mary Baird
Clark Fincher
G.F. Scott
Betty Scott

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........ 5
Oblig. o f States and
political subdivisions.. 2
All other securities..........
Loans, N e t...................... 4
Bank premises, furniture
and fixtu res................

Thou.

462
898
867
641
600
823
18

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp...........
3 135
Time deposits,
ind., part., corp........... 9 112
U.S. G ov’ t deposits........
3
Deposits o f States
and subdivisions........
840
Certified and
Officers’ checks.......... ............ 56
Total Deposits............. 13 146
Excess funds purchased
and sec. repurchase
agreements...................
260
Total Liabilities........... 13 406
Equity Capital
Capital (#sh. au. 10,000)
(# sh. outst. 10,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




15

309

TOTAL

250
250
1 403
1 903
15

309

Sixty-Eighth Report

209

BANK OF WALDRON, WALDRON
Population 2,642
Scott County
Chartered April 3, 1901 P.O. Box 278 Telephone Number 637-2161
Zip Code 72958
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
Dale R o d g e rs.......... Chmn. o f Board
*Bill R. Philpot......................President
Knox D ozier......................Exec. V.P.
Pat R. Davenport . . . .V .P. & Cashier
Robert L. Akers ................Vice Pres.

Directors:
Kelly Ashford
Bill J. Black
Jim H. Currier
Charlye V. Davidson
W .W . Davis
Rena Owens
Bill R. Philpot
James Richmond

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................ 1
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........
1
Oblig. o f States and
political subdivisions.. 6
All other securities..........
Loans, N e t...................... 25
Bank premises, furniture
and fixtu res................
All other assets................

Thou.

181
600
590
912
64
613
254
544

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 3 258
Time deposits,
ind., part., corp............ 26 758
U.S. G ov’ t deposits........
4
Deposits o f States
and subdivisions........
1 538
Certified and
Officers’ checks.....................158
Total Deposits............. 31 716
Excess funds purchased
and sec. repurchase
1 457
agreements..................
All other liabilities..........
452
Total Liabilities.......... 33 625
Equity Capital
Capital (# sh. au. 24,000)
('# sh. outst. 24,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




37

758

TOTAL

600
1 900
1 633
4 133
37

758

State of Arkansas:

210

Bank Department

THE SCOTT COUNTY BANK, WALDRON
Population 2,642
Scott County
Chartered February 20, 1980 P.O. Box 838 Telephone Number 637-3191
Zip Code 72958
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
♦John Chambers III.............. President
Mike Ferguson..................Exec. V.P.
Patsy H aw kins..........V.P. & Cashier
Robbie Z im m er............Asst. Cashier
Trisha S ik e s..................Asst. Cashier

Directors:
A .L . W ilf
Roy Hale, Jr.
Bill Marsh
W .R. (Bud) Rice
Thurman Keener
Jerral Jones
John Chambers III
Patsy Hawkins

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
938
U.S. Treasury securities .
200
Oblig. o f other U.S.
Government agencies
and corporations........
952
Oblig. o f States and
political subdivisions.. 1 073
All other securities..........
600
Excess funds sold and
sec. resell agreements . 1 800
Loans, N e t...................... 8 987
Bank premises, furniture
341
and fixtu res................
All other assets................
410

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............
1 024
Time deposits,
ind., part., corp............ 10 470
U.S. G ov’t deposits........
573
Deposits o f States
and subdivisions.......... 1 Oil
Certified and
Officers’ checks.......... ............ 35
Total Deposits............. 13 113
Excess funds purchased
and sec. repurchase
agreements..................
743
All other liabilities..........
145
Total Liabilities........... 14 001
Equity Capital
Capital (# sh.au. 40,000)
(# sh. outst. 40,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




15

301

TOTAL

400
400

1

500
300

15

301

211

Sixty-Eighth Report

FIRST STATE BANK OF WARREN, WARREN
Population 7,646
Bradley County
Chartered December 12, 1978 P.O. Box 29 Telephone Number 226-2601
Zip Code 71671
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
Bennie Ryburn, Sr...............Chairman
♦Freddie M. M o b le y ........... President
Hugh A. Quim by........................Exec.V.P.
Gordon P r ic e ..................................Sr.V.P.
Jo Jenkins....................................VicePres.
Frances Hargis................ Vice Pres. &
H erm ita g e B ran ch M g r.

♦Designates Chief Executive Officer

Directors:
J. Ted. Blagg
W. Curtis Blankinship, Jr.
Bruce Cash
Merl Crow, M.D.
Robert E. Garner
Roger George
Bryan Martin
Thomas V. Maxwell
Freddie M. Mobley
Victor Myers
Hugh A. Quimby
Bennie Ryburn, Jr.
Bennie Ryburn, Sr.
J.C. Thompson
H. Sidney Wharton

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................. 1 839
U.S. Treasury securities .
350
Oblig. o f other U.S.
Government agencies
and corporations........
595
Oblig. o f States and
political subdivisions.. 6 880
All other securities........... 4 004
Loans, N e t..................... 25 136
Bank premises, furniture
and fixtures................
300
All other assets.................
1 171

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 4 366
Time deposits,
ind., part., corp............ 27 204
U.S. G ov’t deposits........
51
Deposits o f States
and subdivisions.........
3 520
Certified and
Officers’ checks..........
211
Total Deposits............. 35 352
Excess funds purchased
and sec. repurchase
agreements..................
900
All other liabilities..........
533
Total Liabilities.......... 36 785
Equity Capital
Capital (# sh.au. 59,000)
(# sh. outst. 59,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL



40

275

TOTAL

590
1 410
1 490
3 490
40

275

212

State of Arkansas:

Bank Department

WARREN BANK AND TRUST COMPANY, WARREN
Population 7,646
Bradley County
Chartered December 28, 1901 P.O. Box 350 Telephone Number 226-2621
Zip Code 71671
Number of Branches: Inside City — 2; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
♦Gerard Sangster..................President
Gerald B u rton..............Sr. Vice Pres.
Walter R u tled g e................ Vice Pres.
James Smith........................ Vice Pres.
Pauline Hollingsworth___ Vice Pres.

Directors:
L.W . Ederington
John Frazer
L.H. Derby, Jr.
F. Martin Hankins
W. Sykes Harris
J.E. Hurley, Jr.
C.A. Milton
G.F. Wynne

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
1 834
U.S. Treasury securities . 7 080
Oblig. o f other U.S.
Government agencies
and corporations........ 8 006
Oblig. o f States and
political subdivisions.. 7 147
Loans, N e t...................... 33 672
Bank premises, furniture
and fixtu res................
792
All other assets................ 2 012

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 5 279
Time deposits,
ind., part., corp............ 44 430
U.S. G ov’ t deposits........
61
Deposits o f States
and subdivisions......... 2 477
Certified and
Officers’ checks.......... ............ 95
Total Deposits............. 52 342
Excess funds purchased
and sec. repurchase
agreements.................. 2 200
All other liabilities..........
1 531
Total Liabilities.......... 56 073
Equity Capital
Capital (# sh.au. 24,000)
(# sh. outst. 24,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




60

543

TOTAL

600
400
3
4

470
470

60

543

Sixty-Eighth Report

213

BANK OF WEINER, WEINER
Population 750
Poinsett County
Chartered April 2, 1909 P.O. Box 307 Telephone Number 684-2221
Zip Code 72479
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
♦John R. H o g u e .......... Pres. & Chmn.
Niles B ise .................... Sr. Vice Pres.
Michael D. Gillis......V.P. & Cashier
Phil H esse................Farm Loan O ff.
Paulette F ah r................ Asst. Cashier

Directors:
John R. Hogue
Niles Bise
Ron Hogue
Malcolm C. Hogue
Dr. E.L. Hogue
Herbert Ziegenhorn

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................ 1 199
U.S. Treasury securities . 2 498
Oblig. o f other U.S.
Government agencies
and corporations........ 2 474
Oblig. o f States and
political subdivisions.. 2 899
All other securities..........
494
Excess funds sold and
sec. resell agreements . 2 150
Loans, N e t...................... 12 836
Bank premises, furniture
and fixtures................
213
All other assets................
117

TOTAL




24

880

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 3 459
Time deposits,
ind., part., corp............ 17 176
U.S. G ov’t deposits........
9
Deposits o f States
and subdivisions........
1 636
31
All other d ep osits..........
Certified and
Officers’ checks...................... 59
Total Deposits............. 22 370
All other liabilities.......... .............. 5
Total Liabilities........... 22 375
Equity Capital
Capital (# sh. au. 8,000) .
(0 sh. outst. 8,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

200
1

200

1
2

105
505

24

880

214

State of Arkansas:

M ERCHANTS

AND

Bank Department

FAR M ER S
HELENA

BANK,

W E ST

Population 11,367
Phillips County
Chartered October 4, 1948 P.O. Box 2497 Telephone Number 572-3481
Zip Code 72390
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT's: Inside City — 1; Outside City — None
Principal Officers:
♦Douglas S im m on s..............President
Roy B. Warren ......... Sr. Vice Pres.
James A. B ogle..........V.P. & Cashier
Gordon M. W h ite.............. Vice Pres.
E.F. Kalb, Jr....................... Vice Pres.
William D. S im m on s........ Vice Pres.

Directors:
J.L. Linder
James P. Baker, Jr.
James E. Boyd
Brooks Griffin
Jerry Kelly
Ralph C. Murray
Jesse E. Porter
Douglas Simmons

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................ 2 178
U.S. Treasury securities . 5 474
Oblig. o f other U.S.
Government agencies
and corporations........ 8 197
Oblig. o f States and
political subdivisions.. 2 414
Loans, N e t...................... 28 658
Bank premises, furniture
and fixtu res................
886
All other assets................
1 538

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 6 727
Time deposits,
ind., part., corp............ 29 792
U.S. G ov’t deposits........
52
Deposits o f States
and subdivisions.........
5 897
Certified and
Officers’ c h e c k s ........ ...........192
Total Deposits............. 42 660
Excess funds purchased
and sec. repurchase
agreements..................
1 512
All other liabilities..........
1 317
Total Liabilities.......... 45 489
Equity Capital
Capital (# sh.au. 20,000)
(# sh. outst. 20,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




49

345

TOTAL

500
1

000

2
3

356
856

49

345

Sixty-Eighth Report

215

BANK OF W EST MEMPHIS, WEST MEMPHIS
Population 28,236
Crittenden County
Chartered April 21, 1928 P.O. Box 2128 Telephone Number 735-2922
Zip Code 72301
Number of Branches: Inside City — 3; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None
Principal Officers:

Directors:

George H. D u n k lin ............................. Chairman
•JackK. H ogan...................................... President
Robert L. W right.......................Exec. Vice Pres.
Robert L. N a y lo r ................ Vice Pres./Cashier
James W. Skelley.................Vice Pres./Auditor
Arley Knight .............. Vice Pres./Trust Officer
Paul N ea l..........................................Vice President
M a ryG oe..........................................Vice President
Joe D u n can ..................................... Vice President
Doris Sw in dler............................... Vice President
Jan W illis..........................................Vice President
Janie L. T a te ................................... Vice President
Adonna Parker.......................... Asst. Vice Pres.

George H. Dunklin
M .E. Black Dunklin
Davis Biggs
Tom Gibson
Frank Waggener, Jr.
James A . Heath
Keith Ingram
W. Kent Ingram
Bob G. Morgan
Robert E. McCarley
Lloyd C. McCuiston, Jr.
J.C. Tennison
Jack K. Hogan
Paul O ’ Neal

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................ 4
U.S. Treasury securities . 7
Oblig. o f other U.S.
Government agencies
and corporations........ 8
Oblig. o f States and
political subdivisions.. 5
All other securities..........
Excess funds sole) and
sec. resell agreements . 5
Loans, N e t...................... 15
Bank premises, furniture
and fixtures................
All other assets................

TOTAL




48

Thou.

004
104
000
881
10
800
971
884
876

530

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp........... 10 229
Time deposits,
ind., part., corp........... 27 920
U.S. G ov’t deposits........
80
Deposits o f States
and subdivisions........ 4 243
Certified and
Officers’ checks..........
242
Total Deposits............. 42 714
All other liabilities..........
666
Total Liabilities........... 43 380
Equity Capital
Cap. (# sh. au. 100,000) .
(# sh. outst. 100,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

1 000
1 000
3
5

150
150

48

530

216

State of Arkansas:

Bank Department

RICE GROWERS BANK, W HEATLEY
Population 523
St. Francis County
Chartered September 27, 1909P.O. Box 156 Telephone Number 457-2311
Zip Code 72392
Number of Branches: Insiae City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
♦William L. Horner, Jr......... President
James C. T ip ton ........V.P. & Cashier
John E. Allmon I I I ............Vice Pres.

Directors:
William L. Horner, Jr.
James C. Tipton
John E. Allmon III

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Cash & due from
depositories................
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements .
Loans, N e t.......................
Bank premises, furniture
and fixtu res................
All other assets................

TOTAL




Mil. Thou.

591
200
1

299
838

600
11 790
298
435

16

051

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp...........
2 020
Time deposits,
ind., part., corp...........
9 430
U.S. G ov’t deposits........
6
Deposits o f States
and subdivisions........ 2 994
Total Deposits............ 14 450
All other liabilities..........
327
Total Liabilities........... 14 777
Equity Capital
Capital (# sh. au. 4,000) .
100
(# sh. outst. 4,000)
Surplus.............
700
Undivided profits and
capital reserve.............
474
Total equity capital. . .
1 274
TOTAL

16

051

Sixty-Eighth Report

217

WILMOT STATE BANK, W ILMOT
Population 1,227
Ashley County
Chartered October 25, 1937 P.O. Box 95 Telephone Number 473-2211
Zip Code 71676
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
♦William L. W o o d s ..............President
Shirley Montgomery .. .Asst. Cashier

Directors:
William deYampert
John B. Currie
John B. Currie, Jr.
Henry Morschheimer
I.A. Jane
William L. Woods

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................ 2
U.S. Treasury securities .
Oblig. o f other U.S.
Government agencies
and corporations...........
Oblig. o f States and
political subdivisions..
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 3
Bank premises, furniture
and fixtures...
131
All other assets..
586

Thou.

297
596
201
253
305
224

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............
1 313
Time deposits,
ind., part., corp............ 4 903
Deposits o f States
and subdivisions.........
1 040
All other d ep osits..........
74
Certified and
Officers’ checks.......... .............13
Total D eposits............ 7 343
All other liabilities.....................184
Total Liabilities.......... 7 527
Equity Capital
Capital (#sh. au. 12,000)
(# sn. outst. 12,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




8

593

TOTAL

120
555
391
1 066
8

593

218

State of Arkansas:

Bank Department

BANK OF WILSON, WILSON
Population 1,115
Mississippi County
Chartered Ocotober 3, 1908 P.O. Box 338 Telephone Number 655-8631
Zip Code 72395
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
R.E.L. W ilson .................... Chairman
*J.B. G w yn...........................President
J.T. S h en ep ___ V.P. & Branch Mgr.
Bill G. Payne..............V .P .& Cashier
Florabel B ish op .........Asst. Cashier

Directors:
C.L. Denton, Jr.
Wm. J. Denton, Jr.
J.B. Gwyn
J.B. Hilliard
C.D. Lowrance
Michael E. Wilson
R.E.L. Wilson
R.E.L. Wilson V
Steve A. Wilson

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Mil. Thou.
Assets
Cash & due from
depositories................
800
U.S. Treasury securities . 1 887
Oblig. o f other U.S.
Government agencies
and corporations........
560
Oblig. o f States and
political subdivisions.. 2 455
Excess funds sold and
sec. resell agreements . 2 250
Loans, N e t...................... 2 500
Bank premises, furniture
26
and fixtu res................

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 1 913
Time deposits,
ind., part., corp...........
5 304
U.S. G ov’t deposits........
3
Deposits o f States
and subdivisions........
1 385
Certified and
Officers’ checks.......... .............. 7
Total Deposits............. 8 612
All other liabilities.......... ............ 27
Total Liabilities........... 8 639
Equity Capital
Capital (# sh. au. 4,000) .
(# sh. outst. 4,000)
Surplus........................
1
Undivided profits and
capital reserve..............
Total equity capital. . . 1

TOTAL




10

478

TOTAL

10

100
000
739
839
478

Sixty-Eighth Report

219

CROSS COUNTY BANK, W YNNE
Population 7,805
Cross County
Chartered June 5, 1891 P.O. Box 9 Telephone Number 238-8171
Zip Code 72396
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*Ken O. M cClanahan.......... President
Winifred G. Sigman____ Admin. V.P.
and Cashier
Bobbie Nell B ro w n .............. Vice Pres.
Larry Lawson,...................... Vice Pres.
and Trust Officer
Ann J o n e s ............................ Vice Pres.
Ronnie Sims.......................... Vice Pres.
Mazie Ballard .....................Vice Pres.
Judy T h o m a s............ Exec. Secretary
Charlotte Patton................ Asst. V.P.

Directors:
John H. Johnston, Jr.
Rafe Andrews
Dave Block, Jr.
Gerald Blackburn
Eugene Goodart
Dr. Willard G. Burks
Pete Imboden, III
Albert Hess
James Richardson

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil.
Cash & due from
depositories................
1
U.S. Treasury securities . 1
Oblig. o f other U.S.
Government agencies
and corporations........ 10
Oblig. o f States and
political subdivisions.. 3
Excess funds sold and
sec. resell agreements . 1
Loans, N e t...................... 20
Bank premises, furniture
and fixtures................
All other assets................
1

Thou.

537
997
280
781
200
012
741
067

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 7 041
Time deposits,
ind., part., corp............ 24 670
U.S. Gov ’ t deposits........
68
Deposits o f States
and subdivisions.........
1 988
All other deposits ..........
7
Certified and
Officers’ checks.......... ............ 83
Total Deposits............. 33 857
Excess funds purchased
and sec. repurchase
agreements.................. 2 080
All other liabilities..........
964
Total Liabilities........... 36 901
Equity Capital
Capital (#sh. au. 60,000)
(# sh. outst. 60,000)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL



40

615

TOTAL

1 500
1 000
1 214
3 714
40

615

State of Arkansas:

220

Bank Department

THE BANK OF YELLVILLE, YELLVILLE
Population 1,044
Marion County
Chartered December 13, 1945 P.O. Box 325 Telephone Number 449-4231
Zip Code 72687
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Principal Officers:
*James N. T h om a son .......... President
Duane C. P r ic e ............Sr. Vice Pres.
Terry K e n t............................ Vice Pres.
Janie C. H o r to n .................. Asst. V.P.
Jeff Slaton............................ Asst. V.P.
Sheryl Graham............. Asst. Cashier
Carolyn E ckm an......... Asst. Cashier

Directors:
James N. Thomason
Duane C. Price
Karl King
Dan Duren
A. Owen Kompelien
Oran Carter
John James, Jr.
Fred Berry

* Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories................
1 169
U.S. Treasury securities . 1 100
Oblig. o f other U.S.
Government agencies
and corporations........ 2 340
Oblig. o f States and
political subdivisions.. 2 731
All other securities..........
1 897
Loans, N e t ...................... 17 061
Bank premises, furniture
and fixtu res................
474
All other assets................ 2 256

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp............ 3 122
Time deposits,
ind., part., corp............ 20 986
U.S. G ov’ t deposits........
9
Deposits o f States
and subdivisions.......... 1 308
Certified and
Officers’ checks.......... .............. 9
Total Deposits............. 25 434
Excess funds purchased
and sec. repurchase
agreements..................
977
All other liabilities..........
339
Total Liabilities........... 26 750
Equity Capital
Capital (# sh. au. 23,500)
(# sh. outst. 20,781)
Surplus............................
Undivided profits and
capital reserve............
Total equity capital. . .

TOTAL




29

028

TOTAL

208
1

300

2

770
278

29

028

Sixty-Eighth Report

121

S IX T Y -E IG H T H REPO R T

showing

THE CONDITION OF THE
2 ARKANSAS STATE-CHARTERED
TRUST COMPANIES

(Not engaged in commercial banking)

ASSETS AND LIABILITIES ARE AS SHOWN BY THE CALL OF




JUNE 30, 1982

222

State of Arkansas:

Bank Department

JONES INVESTMENT AND TRUST COMPANYHELENA
Population 9,598
Phillips County
Chartered February 9, 1910
Telephone Number 338-3438
Zip Code 72342
(Not engaged in commercial banking)
Principal O fficers:

Directors:

*Bernice Jones............Chmn. o f Bd. &
C .E.O ., President
H.G. Frost, Jr..................... Vice Pres.
Mary S ellers----- Sec.-Treas. & Cash.

Bernice Jones
Mary Sellers
H.G. Frost, Jr.

♦Designates Chief Executive Officer

S T A T E M E N T A S O F J U N E 3 0 , 1982
Assets

Cash & due from
depositories................
Oblig. o f States and
political subdivisions..
Loans, N e t......................
Business premises, furn.
and fixtu res................
All other assets................

TOTAL




Mil. Thou.

1

866

6
3

222
180
2
239

11

509

Liabilities

Mil. Thou.

All other liabilities.......... ............ 67
Total Liabilities..........
67
Equity Capital

Capital (#sh. au. 1,000) .
100
(# sh. outst. 1,000)
Surplus............................ 10 000
Undivided profits and
capital reserve............
1 342
Total equity capital. . . 11 442
T O T A L ...................... 11

509

Sixty-Eighth Report

223

METROPOLITAN TRUST
COMPANY, NORTH LITTLE ROCK
Population 64,419
Pulaski County
Chartered June 5, 1925
Telephone Number 758-1212
Zip Code 72116
(Not engaged in commercial banking)
Principal O fficers:

Directors:

♦Justin Matthews, III.................. Chmn.
o f the Board
Walter L. Burroughs............ President
J. Somers M atthews..........Vice Pres.
Hal C. Matthews .............. Asst. V.P.
Betty M. Couch ...................Secretary
Everett L. Hall, Jr................. Treasurer
Jean E llio tt................Asst. Secretary

Justine Matthews, III
Walter L. Burroughs
J. Somers Matthews
Lila B. Hornor
Lyndell Lay
Robert K. Beal
Howard Cockrill
Jerry H. Glenn, Jr.

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets

Cash & due from
depositories................
Oblig. o f States and
political subdivisions..
Business premises, furn.
and fixtures................
All other assets................

T O T A L ..........................




Mil. Thou.

288
20
6
244

558

Liabilities

Mil. Thou.

All other liabilities.......... ............ 61
Total Liabilities..........
61
Equity Capital

Capital (#sh. au. 1,642) .
(# sh. outst. 1,642)
Surplus.............................
Undivided profits and
capital reserve.............
Total equity capital. . .

164

300
497

T O T A L ......................

558

33

224

State of Arkansas:

Bank Department

S IX T Y -E IG H T H REPO R T

showing

THE CONDITION OF THE
3 ARKANSAS STATE-CHARTERED ACT 111
INDUSTRIAL LOAN INSTITUTIONS

(N ot engaged in commercial banking)

A S S E T S A N D L IA B IL IT IE S A R E A S S H O W N B Y T H E C A L L O F




J U N E 3 0 , 1982

Sixty-Eighth Report

225

SOUTHERN CREDIT CORPORATION, MALVERN
Population 10,163
Hot Spring County
Chartered October 9, 1959 P.O. Box 400 Telephone Number 332-2462
Zip Code 72104
A ct 111, Industrial Loan Institution
(Not engaged in commercial banking)

Directors:
Principal Officers:
W .H. McClure
*W .H. M cC lure.....................President
George L. McClure
Layne Sparks...................Comptroller
Jewelle Johnson
and Vice Treas.
George L. McClure,
Sr.Treas.A.J. Wilks
& Vice Secretary
Vance Jernigan
Ray Cook
Frank R. McClure
George L. McClure, Jr.
Layne Sparks
James C. Cole
♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets
Mil. Thou.
Cash & due from
depositories.........
712
Oblig. o f other U.S.
Government agencies
and corporations........
1 817
Oblig. o f States and
political subdivisions..
150
All other securities...........
1 683
Excess funds sold and
sec. resell agreements .
350
Loans, N e t....................... 2 698
All other assets..........
154

TOTAL




7

564

Liabilities
Mil. Thou.
Investment
certificates................... 6 655
Total Certificates......... 6 655
All other liabilities.......... ...........170
Total Liabilities........... 6 825
Equity Capital
Capital (# sh. au. 30,000)
(# sh. outst. 12,100)
Surplus............
258
Undivided profits and
capital reserve............
Total equity capital. . .
TOTAL

242

239
739
7

564

226

State of Arkansas:

Bank Department

HALLMARK LOAN AND INVESTMENT
CORPORATION, NORTH LITTLE ROCK
Population 64,419
Pulaski County
Chartered October 21, 1927
Telephone Number 376-3523
Zip Code 72114
A ct 111, Industrial Loan Institution
(Not engaged in commercial banking)
Principal O fficers:

Directors:

*D.M. Fitzgerald...................President
Evelyn L. P o w e ll..............Vice Pres.,
Sec., Asst. Treas.
Dorrance A. Williams.........Asst. Sec.
William Brandon.................Treasurer

D.M. Fitzgerald
Evelyn Powell
Dorrance A. Williams
Dale Helton
William Brandon

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30, 1982
Assets

Mil.Thou.

Cash & due from
depositories......................
168
All Other Securities........ 2 095
Loans, N e t ................................ 3113
Business premises
furniture & fixtures . . .
27
All other assets......................
35

Liabilities

Mil. Thou.

Investment
Certificates................... 4 965
Total Certificates......... 4 965
All other liabilities.......... ...........197
Total Liabilities............ 5 162
Equity Capital

Cap. (#sh. au. 300,000) .
(# sh. outst. 88,288)
Surplus..................................
Total equity capital. . .
TOTAL




5

438

TOTAL

5

91
185
276
438

Sixty-Eighth Report

227

NATIONAL CREDIT CORPORATION, PINE BLUFF
Population 56,576
Jefferson County
Chartered April 13, 1941 P.O. Box 5317 Telephone Number 534-3250
Zip Code 71611
A ct 111, Industrial Loan Institution
(Not engaged in commercial banking)

Principal Officers:
*TedM . L u f t .............. Pres. & C .E .O .
George E. Puddephatt........ Chmn. o f
the Board & Sec.

Directors:
Clifford A. Davies
Morrell Gathright
Simon Joseph
Ted M. Luft
Albert F. Otten
George E. Puddephatt
Daniel C. Horton
William C. Southard

♦Designates Chief Executive Officer

S T A T E M E N T A S O F J U N E 3 0, 1982
Mil.
Assets
Cash & due from
depositories............
All Other Securities . . .
Loans, N e t.................. . . 13
Business premises
furniture & fixtures .
All other assets............ .. 3

TOTAL




17

Thou.

539
150
165
269
428

551

Liabilities
Mil. Thou.
Investment
Certificates................... 15 336
Total Certificates......... 15 336
All other liabilities...........
1 090
Total Liabilities........... 16 426
Equity Capital
Cap. (# sh.au. 10,000) ..
(# sh. outst. 6,250)
Surplus..............
725
Undivided profits &
capital reserve...............
Total equity capital. . .
1

275
125

T O T A L ...................... 17

551

125