Full text of Annual Report of the Bank Commissioner of the State of Arkansas : Sixth Annual Report of the Bank Commissioner of the State of Arkansas : For the Year Ending December 31, 1919

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SIXTH ANNUAL REPORT
OF THE

BANK COMMISSIONER
OF THE

State

of

A rkansas

FOR THE YEAR ENDING DECEMBER 31. 1919




W. T. MAXWELL
COMMISSIONER




PRESS OF

DAILY RECORD-TIMES JOURNAL
M A L V E R N . ARK AN SA S

W. T. MAXWELL
State Bank Commissioner

F.
LEE MAJOR
Assistant Commissioner

H. G. COMBS
Assistant in Charge of Investment Companies

J. M. SADLER
OLIVER PHILLIPS
L. S. GOODMAN
Bank Examiners

T. B. KITCHENS
J. M. BRICE
Drainage District Examiners




NORMA H. WEBER
Statistician

JANE LUCE
Secretary




SUCCESSION:

W. T. MAXWELL
Appointed Bank Commissioner April 1
Vice A. J. Reap, Resigned

F. LEE MAJOR
Appointed Assistant Commissioner March 27

L. S. GOODMAN
Appointed Bank Examiner June 1

W. B. OGLESBY
Resigned as Bank Examiner October 15

Sixth A nnual R eport
Of The

State Bank Commissioner of Arkansas

To His Excellency, the Governor of Arkansas:
Sir:—
I have the honor to submit this the Sixth Annual Report of the Bank Com­
missioner for the year ending December 31st, 1919, as follows:
"
My predecessor in office, Honorable A. J,. Reap, served the State as Bank
Commissioner during the first quarter of the period covered in this report, and
as such officer for said period joins the undersigned in this report.
May I not solicit the Governor’s attention to the large resources carried
by banks and trust companies authorized by our state. A brief comparison
we hope will not be burdensome. On November 10th, 1915, three hundred and
ninety two institutions had resources of $69,122,979.46. On November 17th,
1919, four hundred and one institutions had $187,108,559.72. During the same
period demand deposits have grown from $27,405,19’5.36 to $99,083,652.46 and
deposits of all kinds have increased from $45,185,609.30 to $151,015,157.15.
From the above it will be clearly seen that the volume of business under scru­
tiny of this Department five years ago .has been multiplied by three.
Due, however, to the splendid efficiency of the Department’s employes, the
work is being handled with practically the same number of people as formerly.
I am clearly of opinion, however, the force now employed will be insuffi­
cient in the near future, particularly in the statistical and the examining
branches of the Department. The Department is at this time in great need of
a special examiner, an assistant general examiner, and an assistant
statistician.
Funds for above purposes are not available, and all that can be done here
to meet the State’s needs, I am of the opinion, must be done with much the pre­
sent force, and be assured all are willing and ambitious to render the best ser­
vice possible.
There has been a constant demand for copies of the bank laws of the state
and in order to supply at least our own state banks and trust companies with a
library copy thereof, I am including in this report a complee reprint of the law
in force as of this date.
Substantial progress as been made toward the liquidation of such insolvent
institutions as the Bank Commissioner found in process at the time of his ap­
pointment, and to the end that the remainder of this work may be accomplished
at an early date, I am specializing to some -extent in this respect.
The year just closing has been an unusually active period for Investment




companies, the Blue Sky Department having handled a very large volume of
business.
It has been my constant endeavor to procure for the investor a fair status
of investment, and if such status did not appear applications for sale of securi­
ties were denied.
The Bank Commissioner can do little more under the present law than to
be advised that the issue of securities proposed for sale is legal, and that the
status thereof is not unfair to such extent as would in the opinion of the Bank
Commissioner work a fraud upon the purchaser.
The Bank Commissioner does not sit on the board of directors, however,
and after application has been disposed of, the subsequent corporate affairs are
necessarily in the care of its board of directors, provided companies authorized
to offer their securities make report of conditions as required by law.
One of the most serious duties of the Bank Commissioner, as interpreted
by me, is that of issuing charters for new banks, and the adjudication of each
petition is reached after very careful consideration.
My close association with the bankers during six full years of service with
this Department only convinces me more and more that they are really big men
with face and force to the front in every enterprise that has for its purpose the
early realization of a bigger, better, grander Arkansas.
The State acknowledges with pleasure the ever noticeable co-operation and
friendly interest accorded by the individual bankers and by the well ordered
Arkansas Bankers’ Association, and it is the sincere wish that this same con­
structive team work continue.
“ It ain’t the guns, nor the armament,
Nor the funds that they can pay,
But the close cooperation
That makes them win the day.
It ain’t the individuals,
Nor the army as a whole
But the everlasting teamwork
Of every bloomin’ soul.”
Respectfully submitted,
W. T. MAXWELL,
Bank Commissioner.
State House,
January 1st, 192C.




CONTENTS
State Bank Laws .................................................................................................

9

New Banks Chartered ..............................................................................

34

Banks Voluntarily Liquidated ..........................................................................

35

Banks Merged and Consolidated ......................................................................

35

Amendments Changing Title ........................................................................

35

Amendments Increasing Capital Stock .......................................................

36

Amendments Changing tlje Number of D irectors............................................ 36
Drainage Districts ...................................... ................................................. . . .

37

Report of Condition of Banks in Hands of the Commissioner for Liquidation

39

Statement of Condition of All Banks, Trust Companies and Savings Banks
Under Supervision of the Bank Department at the Close of Business
December 31, 1919........................................................................................ 47
Report of Condition of Building & Loan Associations at Close of Business
December 31, 1919




209




ORGANIZATION and CONTROL
of

Banks, T rust Companies




and

Savings Banks
in

ARKANSAS

10

REPORT OF BANK COMMISSIONER

INDEX OF BANK LAWS
Acceptances and Letters of Credit:
Section
Limit of L iab ility.................................................................................. 71
Limit to Borrower ...................................... ....................................... 72
Assets:
In Case of Consolidation.............................................
13
Worthless, When .................................................................................. 29
Not Subject to Lien, When ............................................................... 53
Disposition in Case of Insolvency....................................................... 56
Worthless, Commissioner Shall Instruct as t o ................................. 63
Worthless, Commissioner May Order an Assessment....................... 64
Bank Department Created .................................................................................. 1
Banks to Declare Intention to Continue Under Bank A c t ............................. 4
Bank Commissioner:
Appointment
...................................................................................... 5
Bond .................................... — ••.......................................................... 5
Qualifications ...................................................................................... 5
Salary ..................................................................................................... 5
POWERS AND DUTIES: G eneral..........1......................................... 0
May be Rem oved.................................................................................. , 6
May Employ Clerks .............................................................................. 7
Slia’ l Keep Record of Business .................................. ••..................
8
Shall Report Collections to Auditor .................................................. 8
Shall Pay Fees to State Treasurer.................................................... 8
Shall Make Annual Report to 'Governor .......................................... 9
Shall Make Estimate Biennially of Operating Expenses ............... 9
Shall Investigate to Ascertain if Charter Will Is s u e ....................... 12
Shall Appoint Examiners ................................
39
Shall Instruct as to Worthless A s s e ts ................................................ 63
May Order Levy and Assessment by D irectors................................. 64
May Disclose Information as to Applicants for Membership
IN INSOLVENCY:
In Federal Reserve System ....................... 69
Shall Require Payment to Restore Impairment or May Take a Bond 52
Shall Give Notice on Taking Possession of Insolvent B a n k ............ 53
Shall Collect Moneys, Claims, etc........... "............................................ 53
May Sell or Compound Bad D e b ts ...................................................... 53
May Appoint Special Deputies ................................................••... 54
May Employ Counsel ............................................................
54
Shall Give Notice ..........
54
May Reject Claims .............................................................................. 54
Inventory of Assets ............................................................................ 55
List of Claims ...............................••........................ ••...................— 55
Injunction Against Commissioner....................................................... 56
Shall Deposit Unclaimed Dividends in a State B an k ......................... 58
Shall Report to Governor as to Liquidation...................................... 59




STATE OFARKANSAS

11

May Redeem Collateral for the B a n k ................................................ 60
Bank Law:
Who Affected Thereby ........................................................................ 10
Bank:
Defined ................................................................................................... 10
How Organized ..........- ................................... .................................... 11
Powers and Privileges ........••............................................................ 20
As Reserve Agent .............................................................................
25
Prohibitions ..................
29
May not Lend on Own S to c k .........................f.................................... 30
May Pledge or Hypothecate Notes and B on ds..............................
34
Shall Make Detailed Report to Commissioner................. ................. 37
Penalty for Refusal to Answer Call for R e p o r t.............................. 41 \
May Place Its Affairs in Hands of the Commissioner..................... 46
Shall Post Notice on the D o o r ........................................................... 46
Failing to Comply With Law, P en a lty.............................................. 68
May Own Stock in Federal Reserve Bank, W h e n .............................. 70
Bond:
Of Bank Commissoiner ........................................................................ 5
Of Clerks and Employees ............................................
7
Of Examiners ..................................................................................... 39
Of Managers and Officers to Cover Impairment................................ 52
Call Reports:
What to C ontain.................................................................................... 38
Certain Paper Considered Worthless ................................................. 39
At Least Two Each Y e a r ..................................................................... 40
Capital Stock:
Must be in Actual Cash ...................................................................... 13
According to Population ................................................................... 17
May be Increased or Decreased .......................................................... 18
Charters:
'
See Organization of Bank.
See Bank Commissioner.
Charters and Records to be Turned Over by Secretary of State ............... 4
Collateral Acquired in Settlement of Loan, Disposition ........................... 29
Consolidation:
Two-thirds Stock May Effect (See Assets) ................................ 13
Crimes:
False Entries or Statements by Officers or Employees ........... 24
Receipt of Deposits While Insolvent ............................................ 31
Doing Banking Business Without Authority a Misdemeanor,
Penalty ...........................— ............................................................ 44
Commissioner or Examiner Making False Statements Commits
Misdemeanor, Penalty .................................................................. 47
False Statements or Reports bv Officers, Agents or Clerks of Bank 61
Receiving Deposits When Insolv-nt ................................................. 62
False Rumor to Start Run on a Bank, Misdemeanor....................... 67
To Overdraw Account .......................................................................... 73
Can’t Plead that Money was on Deposit when Check was Drawn .. 74
Overdrawing is a Misdemeanor, Penalty .......................................... 75




12

REPORT OF BANK COMMISSIONER

Directors:
At Least T h r e e ...................................................................................... 19
Qualifications .................................... ••...................,........ .................. 19
President, Vice-Presidents, Secretary, Treasurer and C ashier........19
Shall Require Bonds .......................................................................... 19
Responsibility After Notice of Incompetence.................................... 19
May Levy and Assess Stock, When .................................................. 64
Dividends:
When Same May Be Paid ................................................................... 27
When Same May not be Paid .......................................................... 28
Examinations:
42
General ........................................................
Of Reserve A g e n ts ................................................................................ 25
Penalty for Obstructing .........
43
Twice or Oftener ............
49
Special Examination ............................................................................ 6a
Of Trust Companies............................................ ............................•,... 80
Examiners:
Duties ............................................................................................... ••. 39
Bond ............. — ............................... ....................................39
May Summon Witness and Take Testim ony...................................... 42
May Take Charge of Bank, W h e n ...........................,......................... 45
Prohibited from Disclosing Information,P en a lty.............................. 48
Expenses:
General ................................................................................................... 7
Appropriation Necessary ................................ — .................... ........... 7
Cost of Fidelity B o n d ........................................................................... 49
Fees:
For Charter ............................................................................................ 16
For Increase Capital S to c k ................... — __________ ______ . . . . 16
'For Amendment to Articles oiIncorporation ..................................... 1(5
For Examination—May Increase orD ecrease...................................... 49
Insolvency:
Defined ................................................................................................... 51
(See Also Bank Commissioner)
Unclaimed Dividends .......................................................................... 58
Deposits not to be R eceived................................................................. 62
Interest Rate on Time Deposits ......................................................................... 66
Investigation Before Charter Will Is s u e .........................................
13
Liquidation, Voluntary ...................................................................................... 50
After Payment of D e b ts ............................. ■.................................... — 57
Loans:
Limit ....................................................................................................... 32
Bills of Exchange Excepted From Limit -.......................................... 32
Cotton and Other Similar Loans Excepted From L im it................ 32
Officers of the Department.................................................................................. 2
Official Papers ...... ................................. ..— ..................................— .............. 3
Official Seal ............................................................................................................ 3
Official Copies as E vidence..........................................................
3
Organization of a B a n k .............................................. i .................................. 11-13




STATE OF ARKANSAS

13

Overdrafts: (See Also Crimes.)
Prohibited .............................................................................................. 33
Directors May Ratify ........................................................................ 33
Private Banks:
Privileges and Requirements ......................................................... 14-15
Public Funds, Stockholders’ L ia b ility.....................................
76
Real Estate, How Disposed o f .............................................................................. 65
Reports: (See Bank Commissioner.)
Annual .......
9
Biennial E stim ate.................................................................................. 9
59
In Insolvency . . . . . .......................................................
Reserves:
General ............................................................................................... .25
Impairment of ........................................................
26
Of Reserve Agents Members of Federal Reserve System ............... 25
Savings Banks:
Pass Books ............................................................................................. 35
Deposits of Minors -...........(........ ........................................................ 35
Seal, Official ........................................................................................................ 3
Stock:
May be Transferred.............................................................................. 21
Fee to be Paid County C lerk .........................
21
May be Pledged ................................................................................... 22
23
Lien on in Favor of B a n k ..................
Lien May be W aived...................................................................
23
Stockholders:
Qualification ......................................................................................... 11
Liability in Case of Insolvency...........................................
36
May be Assessed to Restore Impairment.......................................... 64
Liability for Public F u nds....... .............................................................. 76
Trust Companies
How Organized ..................................................... ......................................... . . . 77
Powers and Privileges................................
78
Limit of Capital ................................................................................................... 79
Examination o f .........................................
80




14

REPORT OF BANK COMMISSIONER

LAW FOR THE ORGANIZATION AND CONTROL OF BANKS, TRUST
COMPANIES AND SAVINGS BANKS.
Section 1. That for and during the period of twelve years from the time
this Act goes into effect, there is hereby created and established at the seat of
Government of this State, a department to be known as the State Bank De­
partment.
Section 2. There shall be assigned by the officer of board having cus­
tody of the public buildings, suitable apartments in the State Capitol building
for the business of the Bank Department, with the ne.essary conveniences for
transaction of business and safekeeping the records of that department.
Section 3. The Secretary of State shall secure an official seal for the Bank
Department. Every paper executed by the Commissioner in pursuance of laws
and sealed wit’h the seal of his office, shall be received in evidence in any court
or other tribunal, and may be recorded in the same manner and with like effect
as deeds regularly acknowledged.
Section 4. The Secretary of State shall turn over to the State Bank De­
partment all papers, books, records, charters, articles of partnership, articles
o f agreement, and amendments thereto, in his office relating to banks, trust
companies and savings banks. It shall be the duty of each bank heretofore or­
ganized and doing business in this State, to report within thirty days after this
Act goes into effect, to the Bank Department, a full and complete list of stock­
holders, or members, as the case may be, showing the residence and the amount
of stock or interest owned by each, and all such banks as shall make such re­
port and declare its purpose to continue business under this Act, shall be au­
thorized to do so without the payment of any additional fee, or without the
filing of any additional articles of agreements or articles of partnership, pro­
vided the legal fees have once be n paid for such service. Any bank, trust
company or savings bank that shall fail to make report and declare its purpose
to continue business, shall riot be allowed to do business in this State, and all
such as have not paid fees shall pay the same fees as are provided for in Act
113, 1913.
Section 5. The Governor, by and with the advice and consent of the Sen­
ate shall appoint a Bank Commissioner, who shall be a citizen of this State, at
least thirty years of age, and with not less than five years’ experience, either in
practical banking or in the Bank Department of some State, or in the service
of t'he United States in the Bureau of the Comptroller of tlr Currency, who
shall be the head of the Bank Department and shall ho'd his office for the term
of four years and shall from and after the date of this amendment receive a
salary of $4,000.00 a year, to be paid monthly. He shall take and subscribe the
usual oath of office and bond to the State of Arknsas in the sum of $25,000.00,
to be approved by the Governor and Auditor, for the faithful performance of
his duties, which bond may be made by any guaranty company authorized to do
business in this State.
Sec. 6. The Commissioner shall be charged with the execution of all laws




STATE OF ARKANSAS

15

passed by the State of Arkansas relating to the organization, inspection, super­
vision, control, liquidation and dissolution of banks, trust companies and sav­
ings banks and the banking business of the State, and such other duties as may
be enjoined upon said department or commissioner, and he shall also have the
power to make such rules and regulations as may be necessary to carry out the
purposes and intent of all such laws. He may be removed by the Governor for
cause. In case of death, removal or resignation of the Commissioner, the Gov­
ernor, by and with the advice and consent of the Senate, shall appoint his suc­
cessor, who shall serve for the remainder of the term fixed by law.
Section 7. The Commissioner shall employ, from time to time, the nec­
essary clerks to properly and efficiently discharge such duties as the law re­
quires and he may dismiss any of them for cause. It shall be unlawful for the
Commissioner or any employee of the Bank Department; either directly or indi­
rectly, as stockholder or otherwise, to be interested in any bank doing business
in this State. All employees shall be required to furnish bonds in such
amounts as the Commissioner shall detm sufficient to cover the liabilities of
their respective positions; which may be made by any guaranty company au­
thorized to do business in this States
Provided, no expense shall be incurred until an appropriation shall be made
for such purpose, and in no case shall any liability be created for the State in
excess of the appropriation therefor.
Section 8. The Commissioner shall keep a true and perfect record of all
the business of his department, and shall make monthly reports to the Auditor
of all fees collected by him, which he shall promptly pay to the State Treasur­
er, taking duplicate receipts therefor, one of which shall be filed with the Audi­
tor. And all fees collected shall be known and carried on the books of the Audi­
tor and Treasurer of State as the Bank Fund. 'The Auditor shall, upon proper
voucher from the Bank Commissioner, issue his warrant on the Treasurer in
payment of all salaries and other expenses incurred in the administration of
this Act.
Section 9. The Commissioner shall make an annual report to the Governor
of the work and the bus:ness of his department, which shall embrace a state­
ment of all receipts and expenditures, the name, officers, directors, domicile,
capital, surplus, net profits and deposits of each bank, trust company and sav­
ings bank in the State. He shall also biennally make a detailed estimate of the
expenses of the Bank Department for the two suceeding fiscal years.
Section 10. That any individual, firm or corporation holding himself pr
itself out to the public as a bank or banker, trust company or savings bapk,
which solicits or receives deposits subject to check or at interest, by sign, ad­
vertisement or otherwise, shall be subject to the provisions of this Act, and
whenever in this Act shall be used the word “bank,” it shall be understood to
apply alike to any incorporated bank, trust company, savings bank, copartner­
ship or individuals transacting a banking business
Section 11. Any five or more qualified natural persons, a majority of
whom shall be bona fide residents in this State who may desire to associate
themselves by articles of agreement for the purpose of establishing any bank,
trust company or savings bank, may apply to the Commissioner to be incorpo­
rated and shall submit their proposed articles of agreement in duplicate, which
shall specifically set out, first, the name of the proposed company; second, the
town or city in which the proposed institution is located; third, the amount of




16

REPORT OF BANK COMMISSIONER

capital stock authorized, the amount subscribed and the amount actually paid
in, which shall be divided into shares of not less than $25.00 or more than
$100.00 each; fourth, the names and places of residence of the stockholders, and
the number of shares held by each; fifth, the nature of the proposed banking
business, whether commercial trust or savings company, and how many kinds
o f such business it proposes to engage in. The proposed articles of hgreement
shall be signed and acknowledged before some officer having a seal and shall be
accompanied with the fee required by law.
Section 12. As soon as practicable after the receipt of the articles of
agreement and the fee, the Commissioner shall ascertain from the best source
of information at his command, the character and general fitness of the per­
sons named as stockholders, and their standing in the community in which the
proposed institution is *to be located, and whether the requisite capital has been
in good faith subscribed and paid. (Act 113,1913.)
Section 13. If the Commissioner is satisfied that the persons named as
stockholders have the confidence of the community, and that the requisite capi­
tal has been in good faith subscribed! and paid, and that a majority of the
stockholders are residents of the State, then he shall, upon the payment of the
fees, give u. the institution a certificate of incorporation m such form as he
may prescribe, the receipt of which shall authorize it to proceed with its busi­
ness. And such institution shall transact no business except the election of o f­
ficers, the taking and approving their bonds, the receipt of payments on account
o f subscriptions to its capital stock, and such other business only as is inci­
dental and necessary preliminary to its organization, until it has been authoriz­
ed by the Commissioner.
Provided, that in the reorganization of any bank or the consolidation of
two or more banks, the assets may be accepted in lieu of cash at their actual
value.
And, provided further, that reorganization or consolidation shall be effect­
ed upon two-thirds vote of the stockholders of the respective banks affected and
upon the approval of the Bank Commissioner.
Section 14. If application is made by an individual or firm, it shall be in
such form as the Commissioner shall prescribe, and he shall make the same
inquiry as is required in cases of incorporation before issuing to such firm or
individual his permit to any kind of a bank.
Section 15. Any individual or firm doing business as a private bank, shall
designate a name for such bank, which*shall show that it is not incorporated;
and all property, real or personal, owned by such bank, shall be held in the
name of the bank, and not in the name of the individuals of the firm; all assets
of any private bank shall be exempt from attachment or execution by any cred­
itor of such individual or firm, until all liabilities of such bank shall have been
paid in full. No private banker shall use any of the funds of his bank for pri­
vate business, and the note of the owner or owners of any private bank shall
not be considered or accepted as a part of its assets. In case of the death of an
individual banker, his widows shall not be endowed of any of the property of
the bank, except such as remains after the payment of all depositors and other
creditors.
Section 16. No corporation, firm, or individual, shall be allowed to do a
banking business of any kind, unless, it, they, he or she, shall pay to the Bank
Commissioner a fee of one-fifth of one per cent on the authorized capital stock.




STATE OF ARKANSAS

17

Fees at the same rate shall be charged for an increase of capital stock. For
each amendment or supplement to the articles of agreement except for an in­
crease of capital stock, a fee of $10.00 shall be charged.
Section 17. That hereafter, the fully paid-up capital stock of any bank
shall not be less than $10,000.00 in towns or cities having less than 2,500 inhabi­
tants; and shall not be less than $20,000.00 in cities having more than 2,500
and less than 5,000 inhabitants; and shall not be less than $25,000.00 in cities
having more than 5,000 and less than 10,000 inhabitants; and shall not be less
than $50,000.00 in cities having over 10,000 inhabitants; provided, this section
shall not apply to banks and trust companies heretofore organized and now
doing business in this State, but this section shall go into effect immediately
upon the approval of this Act; provided, further, that nothing in this section
and nothing in this Act shall be construed in any case as authorizing any bank
or trust company to do a trust business when its paid-up' capital is less than
$50,000.00, nor shall anything in this Act be construed as repealing or in any
way changing sections 887, 888, 889 and 891 of Kirby’s Digest of the Statutes
of the State of Arkansas, being the chapter therein which relates to trust and
surety companies.
Section 18. The capital stock of any bank doing business under the laws
of this State may be increased or decreased at any time by resolution adopted
by the vote of stockholders, owning three-fourths of the stock at any regular
meeting or at a special meeting called for that purpose, of which all stock­
holders shall have due notice in the manner provided by the by-laws. A certi­
ficate must be filed with the Bank Commissioner by the president and secre­
tary of the company and by a majority of all the directors, showing the com­
pliance with the provisions of this section, the amount to which the capital
stock has been increased or decreased, the amount of stock represented at the
meeting and the vote upon the question to increase or decrease the capital
stock. No such change in the capital stock shall be valid or binding until the
same shall have been approved by the Bank Commissioner. No bank shall is­
sue any of its capital stock, or any certificates thereof until the full par value
of such stock shall have been paid in cash; provided, however, that any bank
may, when authorized by three-fourths of its stockholders, issue any part of its
authorized capital in payment or distribution or its surplus or undivided pro­
fits, or any part thereof. Whenever the capital stock of any bank shall be de­
creased as provided in this section, each stockholder, owner or holder of any
stock certificate shall surrender the same for cancellation, and shall be entitl­
ed to receive a new certificate for his proportion of the new stock. No de­
crease of the capital stock of any bank shall be approved unless such bank with
reduced capital, shall be entirely solvent, and no reduction in capital shall be
approved to an amount less than is authorized tyy this Act. Whenever the
capital stock of any bank shall be increased or decreased as provided in this
section, and the same shall have been approved by the Commissioner, a ceitificate signed by the president and cashier, or secretary, s sitting forth the
amount of stock held by each stockholder shall be filed with the Commissionei
and with the county clerk of the county in which it is located.
Section 19. The affairs and business of any incorporated bank organized
under the laws of this State, shall be managed and controlled by a board o f
directors of not less than three, who shall be selected from the stockholders at
such times and in such manner as may be provided by its by-laws. No person




18

REPORT OF BANK COMMISSIONER

shall be eligible to serve as a director of any bank organized or existing under
the laws of this State, unless he shall be a bona fide owner of stock fully paid
up and not hypothecated, of the par value of $500.00. The board shall select
from among their number a president and such number of vice presidents as
shall be provided in the by-laws, and may elect a secretary and treasurer and
cashier, all of which may be one and the same person, and may elect such assis­
tant cashiers as may be required by the by-laws. Such officers shall hold their
offices for a term of one year and until their successors are elected and quali­
fied, unless sooner removed by the board. The board shall require such bonds
of the officers as it shall deem proper and necessary to protect the funds o f the
bank. Any officer of a bank found by the Commissioner to be dishonest, reck­
less, or incompetent, shall be reported in writing to the directors of the bank
o f which he is an officer, and if they neglect or refuse to remove such officer,
they shall be liable for any loss that may accrue to the bank by reason of his
dishonesty, recklessness or incompetency.
Section 20. Any bank organized under the laws of this State shall be per­
mitted to receive money on deposit, and to pay interest thereon; to buy and sell
exchange, gold, silver, coin, bullion, uncurrent money, bonds of the United
States, or of this State, or of any city, county, school district, or other munici­
pal corporation or improvement district thereof, and State, county, city, town­
ship, school district, or other municipal or improvement district indebtedness;
to lend money on chattel and personal security, or on real estate secured by
deeds of trust; provided, that all such institutions now organized and doing
business in this State are hereby permitted to continue such business; but in
all other respects their business, and the manner of conducting same, and the
operation thereof shall be carried on subject to the laws of this State, and in
accordance therewith.
Section 21. The stock of every bank shall be deemed personal property,
and in case of sale shall be transferred only on the books of such corporation
in such form as the Commissioner shall prescribe, and whenever any stock­
holder has sold and may wish to transfer his stock, a certificate of such trans­
fer, signed by the president and cashier, or secretary, shall be deposited with
the county clerk of the county in which it is located, who shall note the time of
filing thereof and record it in a book to be kept by him for that purpose, for
which the clerk shall be entitled to a fee of twenty-five cents; and no sale or
transfer of stock shall be valid as against creditors of such stockholders, until
such certificate has been deposited.
Section 22. The certificates of stock in any bank, owned by any stock­
holder who is not indebted to it, may be pledged to third parties for loans or for
debts or as security therefor, provided a record of the pledge is entered on the
books and a certificate thereof is issued to the pledgee signed by one of the
executive officers who is in no way interested in the loan or debt for which the
pledge is made, which certificate shall show when and to whom the pledge was
made.
Section 23. Any bank shall at all times have a lien upon all of the stock
of its stockholders, if incorporated, or the partnership property of its members,
if a private bank, for all debts due from them to such bank, and which lien
shall, in case of incorporated banks, not be waived in favor of third parties,
except in writing signed by one of the executive officers, who is in no way in­
terested in the waiver..




Y
STATE OF ARKANSAS

19

Section 24. Any person or persons who shall knowingly and wilfully sub­
scribe to or make or cause to be made, any false statement or false entry in the
books of any bank, or shall knowingly subscribe to or exhibit false papers, with
the intent to deceive the Commissioner or the examiner, or shall make, or pub­
lish any false statement concerning the assets, liabilities, or affairs thereof,
or shall bribe or attempt to bribe, or offer any gratuity to the Commissioner or
any examiner, shall be deemed guilty of a felony, and upon conviction, shall be
imprisoned in the penitentiary for not less than three years nor more than ten
years.
Section 25. Every bank shall, at all times, have on hand as a reserve an
amount equal to at least fifteen per cent of the aggregate sum of its deposits.
A part of said fifteen per cent shall be in cash in the vaults and the remainder
thereof may be held on deposit, subject to check, with any other bank, banks'
or trust companies which have been approved by the Commissioner as reserve
agents.
Any bank or trust company doing business in this State desiring to be­
come a reserve agent for Arkansas banks, shall make application to the Bank
Commissioner in form prescribed by the Commissioner, said application to be
accompanied by a statement in-form prescribed by the Commissioner, showing
the condition of the bank or trust company making such application at dose of
business on any day designated by the Commissioner, but not more than five
days previous to the date of said application; which statement shall be sworn
to by either the president or cashier of such a bank or trust company, and if
said statement shows that the bank or trust company making same has on hand
as a cash reserve an amount equal to at least twenty per cent of the aggregate
sum of its deposits, the commissioner shall approve and designate said bank or
trust company as a reserve agent for Arkansas Banks, provided, that twofifths of the said twenty per cent reserve fund shall be in cash irij the vaults
and the remainder thereof may be balances due from other banks or trust
companies in or out of the State of Arkansas, approved by the commissioner.
For the purpose of ascertaining if the banks or trust companies designated
as reserve agents for Arkansas banks are maintaining the reserve herein re­
quired, the Commissioner shall require all banks or trust companies which
have been approved as reserve agents to furnish him with five statements each
calendar year in form prescribed by the Commissioner showing the condition
of such banks or trust companies at close of business at some date previous to
the call for said statements, which date shall not be more than five days pre­
vious to said call, and if the reserve of any such designated reserve bank or
trust company shall be below the twenty per cent herein required for any two
consecutive statements,.the Commissioner shall immediately notify such bank
or trust company to make good such required reserve, and if upon the third con­
secutive statement any such bank or trust company has failed to make good the
reserve herein required, the Commissioner shall immediately withdraw from any
bank or trust company its right to act as reserve agent for Arkansas banks;
provided, that any national bank doing business in this State and having been
designated by the Commissioner as reserve agent for Arkansas banks, shall in
lieu of the statements herein before provided for, furnish the Commissioner
with a copy of each of their published statements required by the National
Bank Act, from which statements the Commissioner shall ascertain whether or
not any such National Bank is maintaining the reserve required in this section,




T
20

REPORT OF BANK COMMISSIONER

and if any such national bank shall fail to maintain its reserve as herein requir­
ed f<?r a period of three successive statements, as herein before provid­
ed, then the Commissioner shall immediately withdraw from any such national
bank its right to act as reserve agent for Arkansas banks.
Any bank, State or National, making application to be designated a re­
serve agent for Arkansas banks shall be subject to examination by the bank­
ing department, and to re-examination thereafter, when the same is necessary
in the judgment of the Commissioner, and shall pay the same fees for such
examinations as in Section 49 of this Act provided.
Provided, further, that any bank, trust company or savings bank organized
and doing business under the laws of this State which is or which becomes a
member of a Federal Reserve Bank shall keep and maintain as a lawful reserve
the same reserves as are required of other banks members of the
Federal Reserve System, and a compliance by any such bank, trust company
or savings bank with the reserve requirements of the Federal Re­
serve Act shall be held to be a full compliance with the provisions of the laws
of this State on the subject of bank reserves, and such bank, trust company or
savings bank shall be required to carry only such reserves as are required under
the terms of the Federal Reserve Act; provided further, that any bank or trust
company located in or out of this State acting as reserve agent for Arkansas
banks which is, or which becomes, a member of the Federal Reserve System,
shall be required to keep only such reserves as are required by the Fed­
eral Reserve Act, or any amendments thereto.
Section 26. Whenever the reserve of any bank shall be below fifteen
per centum of its' deposits, it shall not increase its liabilities by making any
new loans or discounts, otherwise than by discounting or purchasing bills of ex­
change payable at sight, nor make any dividend of its profits until the required
proportion between the amount of its deposits and its reserve has been restored
And the Commissioner may notify institutions whose reserve shall be below
the amount herein required, to make good such reserve; and if it shall fail for
thirty days thereafter to make good its reserve, the Commissioner may take
charge thereof as hereinafter provided in case of insolvency.
Section 27. Any bank may from time to time declare and pay such divi­
dends out of its net earn.ngs exclusive of the certified surplus, as the directors
may deem prudent. Before the declaration and payment of any dividend, how­
ever, at least one-tenth of its net profits must be carried to its surplus fund,
until the same shall amount to twenty per cent of its paid-in capital; provided,
that such action shall be promptly reported to the Bank Commissioner on forms
prescribed by him.
Section 28. No officer or director of any bank shall, during the time it
shall continue in business, withdraw or permit to be withdrawn, either in the
form of dividends or otherwise, any portion of its capital. If losses have been
at any time sustained by such bank, equal to or exceeding its undivided profits
then on hand, no dividend shall be made and no dividend shall be declared whi’ e
it continues its business to any amount greater than its profits, on deducting
therefrom its losses to be ascertained by a careful estimate of the actual cash
value of its assets at the time of making such dividsnds. The present worth
of all maturing paper shall be estimated at the usual discount rate. Nothing
in this section shall prevent the reduction of the capital stock in the manner
prescribed by law.




STATE OF ARKANSAS

21

Section 29. No bank shall employ its moneys, directly or indirectly, in
trade or commerce, by buying and selling goods, chattels, wares and merchan­
dise, nor be the purchaser or holder of its own capital stock, unless such securi­
ty or purchase shall be necessary to prevent loss upon a debt previously con­
tracted in good faith; and stock so purchased or acquired shall, within twelve
months of its purchase, be sold or disposed of at private sale; after the expira­
tion of said twelve months, any such stock shall not be considered as part of the
assets of an> bank. Providid, that it may hold and sell all kinds of property
that may come into its possession as collateral security for loans or any ordin­
ary collection or debts, in the manner provided by law. Provided, further that
any goods or chattels, coming into its possession as aforesaid, shall be dis­
posed of as soon as possible, and after twelve months from date of acquirement
shall cease to be reckoned as a part of its assets*
Section 30. It shall be unlawful for any bank to loan- its funds to its
stockholders on their stock as collateral security.
Section 31. It shall be a crime for any president, director, manager, cash­
ier or other officer or employee of any bank, or member of a firm, after having
had knowledge of the fact that it is insolvent, or in a failing condition, to as­
sent to the reception of any deposits of the creation of any debts by '.t. And
if any such officer, employee, member of firm or individual shall knowingly
receive a deposit or cause a debt to be created, or assent thereto, or in any man­
ner is accessory to such a crime, he shall be guilty of a felony and upon con­
viction, shall be punished by imprisonment in the penitentiary for not less than
one year.
Section 32. No bank in this State shall lend its money to any individual
corporation or company, directly or indirectly, or permit any individual, corpo­
ration or company to become, at any time, indebted or liable to it in a sum ex­
ceeding thirty per cent of its capital stock actually paid in, or permit a line of
loans or credits to any greater amount to any individual or corporation; a per­
manent surplus, the setting apart of which shall have been certified to the
Commissioner, and which cannot be diverted without due notice to said officer,
may be taken and considered as a part of the capital stock for the purposes of
this section. Provided, that the discount of the following classes of paper
shall not be considered as money borrowed within the meaning of this section,
viz.:
(1) The discount of bills of exchange, drawn in good faith, against actual­
ly existing values, and the discount of commercial or business paper actually
owned by the person negotiating the same.
(2) The discount of paper based upon the collateral security of ware­
house receipts or bills of lading of a common carrier covering agricultural and
manufactured products in store, in elevators and warehouses under the follow­
ing conditions: First, that the actual market value of the property held in
store and covered by such receipts shall, at all times, exceed by at least ten per
cent, the amount loaned upon the same. Second, that the full amount of loans
shall at all times be covered by policies of fire insurance, made payable in case
of loss to the bank, or holder of the warehouse receipts.
Section 33. Any officer or employee who shall pay out the funds of any
bank upon the check, order or draft of any individual, firm, corporation or as­
sociation, which has not on deposit with such bank a sum equal to such check,
order or draft, shall be personally liable to it for the amount so paid, unless the




22

REPORT OF BANK COMMISSIONER

drawer of such check, order or draft has previously arranged with the board
of directors for a line of credit sufficient to cover such payment. Provided^
that the board of directors may ratify such .overdraft and relieve such employee
from such liability.
Section 34. The president, cashier or other officer or employee shall have
no power to endorse, sell, pledge on hypothecate any notes, bonds or other obli­
gations received by said corporation for any money loaned until such power and
authority shall have been given such president, cashier or other officer or em­
ployee, by the board of directors, a written record of which proceeding shall
first have been made; and all acts of endorsing, selling pledging and hypothe­
cating done by said president, cashier or other officer of employee, without the
authority from the board of directors, shall be null and void.
Section 35. A pass book shall be issued to each depositor in a savings
bank for all money deposited on an open account. Such savings bank shall
have power and authority to make, and such pass book shall contain all rules
and regulations made by such savings bank governing such deposits, with pro­
visions for a reasonable notice for the withdrawal of deposits, which notice
shall not exceed ninety days, and which rules and regulations so made and
printed in such pass books shall be a valid contract between the depositor and
the banks; provided, further, when any deposit is made in any bank by a per­
son who is a minor, it may pay to such depositor such sums as may be due him
or her, and the receipt or check of such minor shall be in all respects valid in
law.
Section 36. The stockholders of every bank doing business in this State
shall be held individually responsible equally and ratably, and not one for an­
other, for all contracts, debts and engagements of such bank to the extent of the
amount of their stock therein, at par value thereof, in addition to amount in­
vested in such stock; provided, that persons holding stock as executors, admin­
istrators, guardians or trustees shall not be personally subject to liability as
stockholders, but the estates and funds in their hands shall be liable in like
manner and to the same extent as the testator, intestate, ward or person inter­
ested in such trust fund would be, if living and competent to act and hold the
estate in his own name.
Section 37. Every bank shall make to the Commissioner whenever requir­
ed by him a statement of its assets and liabilities as shown by its records at
the close of business on the day designated, and which day shall be prior to the
call of the Commissioner. The Commissioner shall give no notice to any per­
son whomsoever of the day on which he will call for such statement. Such
reports shall be verified in case of a corporation by the oath o f either its presi­
dent, vice president, cashier or secretaray, and in addition thereto, it shall be
attested by not less than two directors; and in case of private banks by the
oath of the proprietor; if a firm, by the oath of a majority of the members
thereof.
Section 38. The reports required by this Act shall embrace the amount of
paid-up capital, surplus, net undivided profits, deposits, bills payable or bills
rediscounted, and all other liabilities of whatsoever character. It shall also
state the amount loaned upon real estate notes, bills of exchange, overdrafts,
bonds and other securities, stating the actual market value of such bonds or
securities, amount invested in real estate for banking premises, other real estate
owned, when and how acquired and the actual cost, cash on hand and on deposit




STATE OF ARKANSAS

23

in other approved banks and trust companies, subject to check, with the amount
and character of all other assets, together with such other information as, the
Commissioner may require. Provided, that any commercial or other unsecured
paper past due twelve (12) months, on which the interest is unpaid and not in
process of collection, shall not be included as an asset in said report.
Section 39. The Commissioner shall as often as may be deemed necessary
or proper appoint a suitable person or persons to make examination of every
bank, who shall make a thorough examination into the affairs of each institu­
tion at least once a year, and in doing so, if need be, to examine any of the
officers, proprietors, agents or employees thereof on oath; and he shall make a
detailed report of the condition of the institution so examined to the Commis­
sioner, and when said Commissioner shall make an examination in person, he
shall file in his department a report such as shall be required of any other
examiner. All comments on, or criticisms by the Commissioner, of the exam­
ination reports, or other communications from the Commissioner relative to
the condition or conduct of a bank, shall be laid by the officer of the bank re­
ceiving same before the board of diretors. Before entering upon the duties
of their office, such examiners shall each be required to furnish the Commission­
er a bond, to be approved by the Commissioner, in the sum of $10,000, for the
faithful performance of his duties, which bond may-be made by a guaranty
company authorized to do business in this State.
Section 40. The Commissioner shall have power to call for reports from
banks, trust companies and savings banks whenever deemed necessary, in or­
der to obtain a full and complete knowledge of their condition or the status of
their reserves, but he shall call upon each of them for at least two reports each
year.
Section 41. Any bank that shall refuse or fail to make any report to the
Commissioner, or shall refuse or fail to publish any statement required by this
Act, or shall fail to pay fees for ten days from the date of notice by the Com­
missioner, to make such report, publish such statement or to pay any fees re­
quired by this Act, shalll at the end of ten days be sent an additional notice by
personal service by such person of the office of the Commissioner as the said
Commissioner may designate, or by registered letter; and if such failure shall
continue for ten days after the receipt of such notice, then the Commissioner
may take charge thereof, as hereinafter provided in case of insolvency.
Section 42. The Commissioner or any examiner appointed by him shall
have power to make a thorough examination of all the records and affairs of
anv bank, but such examination shall be made in the presence of two or more
of the board of directors, or a member of the concern undergoing examination,
and it shall be the duty of the examiner to incorporate in his report the names
of the directors, or member, in whose presence an examination was made. And
he is authorized to examine under oath any proprietor, officer, agent or clerk
or other person touching the matters he may be authorized to inquire and ex­
amine into, and to summon, and, by attachment, compel the attendance of any
person in this State to testify under oath before him in relation to the affairs
of such bank, and all witnesses who appear in obedience to a summons shall be
entitled to receive the same per diem fees and mileage as witnesses in civil
cases in the circuit courts of this State. The person making such examination
shall make a full detailed report thereof.
Section 43. Whenever any officer of the bank shall refuse to submit the




24

REPORT OF BANK COMMISSIONER

books, papers and effects thereof to the inspection of the Bank Comissioner,
or examiners, or shall in any manner obstruct or interfere with him in the dis­
charge of his duties, or refused to be examined on oath touching the affairs of
the bank, the Commissioner may revoke the authority to transact business and
proceed to wind up its business.
Section 44. Any officer of any bank who has no authority to transact bus­
iness or whose authority has been revoked, who shall receive or cause to be
received any deposit of whatsoever nature before the issuance of such authority
or after such revocation, shall be guilty of a misdemeanor, and upon conviction,
fined not less than $500.00.
Section 45. Any examiner, when directed by the Commissioner to take
charge of any bank, shall retain possession thereof for a time sufficient to make
a thorough examination into its condition in case it is found to be
insolvent, then he shall have full power and authority to hold and retain posses­
sion of all the money, rights, credits, assets and property of every description
belonging thereto, as against any process issued by any court until the Com­
missioner can receive and act upon the examiner’s report and take such action
as he may deem proper.
Section 46. Any bank may place its affairs and assets under the control
of the Bank Commissioner by posting a notice on its front door as follows:
“ This bank is in the hands of the Bank Commissioner.” The pasting o f such
notice, or the taking possession of any bank by the Bank Commissioner shall
be sufficient to place all of the assets and property of whatever nature in the
possession of the Commissioner, and shall operate as a bar to and dissolution
of any attachment proceedings.
Section 47. Any Commissioner or examiner who shall knowingly and will­
fully make a false or fraudulent report of the condition of any bank with the
intent to aid or abet its officers, owners or agents in continuing to operate an
insolvent institution, or to injure the same, or if any examiner shall receive or
accept any bribe or gratuity, given for the purpose of inducing 'him not to file
a true and correct report of the condition thereof, or who shall neglect to make
an examination thereof because of having received a bribe or gratuity, shall
be guilty of a felony, and upon' conviction thereof, shall be imprisoned in the
penitentiary for not less than one year, nor more than five years.
Section 48. Any examiner who shall disclose any information obtained by
him in the course of his employment, except to the Commissioner or the direc­
tors of such bank, or when called as a witness in a legal proceeding, or who
shall knowingly and willfully make, state or publish any false statement or re­
port concerning the assets, liabilities or affairs thereof, shall be immediately
removed from office, shall be liable under his official bond to the institution in­
jured, and shall be guilty of a felony, and upon conviction thereof, shall be im­
prisoned in the penitentiary for not less than one year, nor more than five years.
Section 49. Every bank shall pay to the Commissioner upon the comple­
tion of each examination a fixed fee of $15, and in addition thereto one onehundredth (1-100) of one per cent ( 1%) of the total assets of the bank. The
maximum amount for examining any one bank sha’l not exceed $400, and the
minimum amount shall not be less than $20 for each examination. The Com­
missioner, may, at his discretion, examine each bank in the State twice annual­
ly, or oftener if in his opinion it is necessary.
These fees may be reduced by the Commissioner, if they, with other




STATE OF ARKANSAS

25

fe e s , produce a greater sum than is required to defray the expenses of
the Bank Department, or increased if not sufficient to defray the expenses o f
the Bank Department.
The fees paid by any officer or employee of the State Bank Department to
any guaranty company for a fidelity bond shall be considered and charged as
expense of the department.
Section 50. Any bank may voluntaraily liquidate by paying off all of its
liabilities in full, and upon filing a verified statement with the Bank Com­
missioner, setting forth the fact that all its liabilities have been paid, and the
surrendering of its certificate of authority to transact a banking business, it
shall cease to be subject to examination, and may continue to transact a loan
and discount business under its charter. Provided, that the Bank Commission­
er shall make an examination of any such bank for the purpose of determining
that all its liabilities have been paid.
Section 51. A bank shall be deemed insolvent within the meaning of this
Act upon the existence of the following facts:
Article A. If it suspends payment of checks drawn against deposits pay­
able on demand and fails to resume payment thereof within five days; provided,
that any clearing house association or any other similar association of banks or
bankers, by and with the consent and approval of the Bank Commissioner, may
agree to suspend payment of demand obligations for such legal length o f time
as they may deem proper when such action is deemed necsssary or proper by a
majority of such banks or bankers forming such association, in order to protect
the stockholders and creditors of any bank or banks, or to avert financial panics.
Article B. If a judgment or a decree for money is rendered against it by
any court of competent jurisdiction and it fails to pay such judgment or obtain
a stay of execution or supersedeas within) sixty days after the final rendition
of the judgment.
Article C. If upon examination it is ascertained that the liabilities o f the
bank exceed its assets. For that purpose^ all notes, bills, judgments or over­
drafts past due for more than twelve months, and on which the interest has
not been paid for such period, shall be deemed worthless unless secured by
mortgage, pledge or other security, and in that event it shall be treated as the
cash value of the security only, and all other assets shall be valued at their ac­
tual cash value, except that real estate shall be valued at what it would sell for
at public sale when the terms of sale are one-fourth cash and the balance pay­
able within one years, such deferred payments to bear interest at the rate of six
per cent per annum.
Article D. If upon examination it is found that the paid-up capital of the
bank is impaired to the extent of fifty per cent and the stockholders of such
bank, after sixty days’ notice from the Commissioner, fail to make good such
impairment in the manner prescribed by said Commissioner.
Article E. When it shall fail to make good its reserve as required by law.
Section 52. On becoming satisfied that the capital stock of any bank is
impaired, the. Commissioner shall require the proprietors, stockholders or offi­
cers to pay a sufficient sum to restore the capital or to execute to the Commis­
sioner for the use of the creditors a bond for such sum as the Commissioner
may require with good and sufficient sureties, to be approved by him, condi­
tioned that all just debts and liabilities will be paid in full w,ithin a time fixed
by the bank Commissioner not exceeding twelve months; and if they fail to




26

REPORT OF BANK COMMISSIONER

restore the capital or give such bond within a time to be named by the Com­
missioner, he shall take possession of the property and business of such insti­
tution and retain such possession until business is resumed or its affairs be
finally liquidated.
Section 53. On taking possession of the proparty of any bank, the Com­
missioner shall forthwith give notice of such fact to all banks, trust companies
and individual firms holding or in possession of its assets. No bank, trust
company, savings bank, firm or individual, knowing of such taking possession
by the Commissioner, or notified as aforesaid, shall have a lien or charge for
any payment, advance, or clearance thereafter made, or liability thereafter in­
curred, against any of its assets. Such bank may, with the consent o f the Com­
missioner, resume business upon such conditions as may be approved by him.
Upon taking possession of the property and business of such bank, the Com­
missioner is authorized to collect moneys due it and do such other acts as are
necessary to conserve its assets and business and shall proceed to liquidate the
affairs thereof as hereinafter provided. The Commissioner shall collect all
debts due and claims belonging to it and upon the order of the chancery court
of the county in which it is doing business, may sell or compound all bad dr
doubtful debts and on like order, may sell all its real and personal property on
such terms, and at public or private sale, as the court shall direct; and if neces­
sary to enforce the liabilities of its stockholders.
The chancery court shall in vacation have the power to make orders for
sale of the property and assets:of the bank, real, personal and mixed, and or­
ders confirming such sales; and all orders made prior to the date of the adop­
tion and approval of this amendment by the chancery courts of this State au­
thorizing or confirming sale of the property and assets of banks administered
therein shall be and hereby are validated the same as if said orders had been
made in term time.
Section 54. The Commissioner may under his hand and official seal ap­
point one or more special deputy, commissioners, as agent or agents to assist
him in the duty of liquidation and distribution; ths certificate o f appointment
to be in duplicate, one copy to be filed in t'he office of the Commissioner and the
other copy in the office o f the clerk ,of the chancery court of the county in which
such bank, trust company, or savings bank was located. The Commissioner
may from time to time authorize a special deputy to perfonfi such duties con­
nected with such liquidation and distribution as he may deem proper.
He may employ such counsel and nrocure such exoert assistance and ad­
vice as may be necessary in the liquidation and distribution of the assets and
may retain such of the officers or employees as he may deem necessary. The
Commissioner shall require from a special deputy commiss:oner and from such
assistants such security for the faithful discharge of their duties as he may
deem proper. The Commissioner shall cause notice to be given by advertise­
ment in such newspapers as he may direct weekly for eight consecutive weeks,
calling on all persons who may have claims against it to present the same to
him and make legal proof thereof at a place and at a time to be fixed by the
Commissioner. The Commissioner shall make similar no+ice to all persons whose
names appear as creditors. If the Commissioner doubts the justice and the val­
idity o f any claim he may reject the same and serve notice of such rejection
upon the claimant, either by mail or personally. An affidavit of the service o f
such notice, which shall be prima facie evidence thereof, shall be filed with the




STATE OF ARKANSAS

27

Commissioner. An action upon a claim so rejected must be brought within six
months after such service. Claims presented after the expiration of the no­
tice fixed for creditors shall be entitled to share in the distribution only to the
extent of the assets in the hands, of the Commissioner equitably applicable*
thereto.
Section 55. Upon taking possession of the property or the assets of such
bank, the Commissioner shall make an inventory of the assets in duplicate one
to be filed in the office o f the Commissioner and one in the office of the clerk of
the county in which the said institution was doing business, and the clerk of
said court shall give such case a number on the chancery docket. Upon the
expiration of the time fixed for the presentation of claims the Commissioner
shall make in duplicate a full and complete list of the claims presented and spe­
cifying such claims as have been rejected by him, one to be filed in the office
o f the Commissioner and one in the office of the clerk of the chancery court in
the county in which the said bank was located. Such inventory and list of
claims shall be opened at all reasonable times for inspection;,the compensation
of the special deputy commissioner, counsel and employees and assistants, and
all expenses of liquidation, shall be fixed by the Commissioner, subject to the
approval of the chancery court on notice to the officers of such bank, and shall,
upon the certificate of the Commissioner, be paid out of the funds in the hands
of the Commissioner.
Section 56. The moneys collected by the Commissioner shall be from time
to time deposited in one or more State banks of deposit, savings banks or trust
companies, and in case of the suspension or insolvency of the depository, such
deposits shall be preferred before all other deposits. At any time after the
expiration of the date fixed for presentation of claims the Commissioner may,
out of the funds remaining in his hands after the payment of expenses, declare
one or more dividends, and after the expiration of one year from the first pub­
lication notice to creditors may declare a final dividend; such dividend to be
paid to snch persons and in such amount and upon such notice as mayf be di­
rected by the chancery court. Objections to any claim not rejected by the Com­
missioner may be made Dy any party interested by filing a copy .'f such objec­
tion with the Commissioner, who shall present the same to the chancery court
at the time of the next application to declare a dividend. The court may make
proper provisions for unproved or unclaimed deposits. Whenever any such
bank, of whose property the Commissioner has takan possession as aforesaid,
deems itself aggrieved thereby, it may at any time within ten days after tak­
ing such possession, apply to the chancery court or the chancellor in vacation,
to enjoin further proceedings; and said court, after notifying the Commissioner
to show cause why further proceedings should not be enjoined and after hearing
the allegations and proof of the parties and determining the facts, may, upon
the.merits, dismiss such application or enjoin the Commissioner from further
proceeding, and direct him to surrender such business and property to such
bank.
Section 57. Whenever the Commissioned shall have paid to each and every
depositor and creditor of such bank, excluding stockholders, whose claim or
claims as such creditor or depositor shall have been fully proved and allowed
the full amount, of such claims and shall have made proper provision for un­
claimed and unpaid deposits or dividends and shall have paid all the expenses
of the liquidation, the Commissioner shall call a meeting of the stockholders of




28

REPORT OF BANK COMMISSIONER

such corporation by giving notice thereof for two weeks in a newspaper pub­
lished' in the county where the said corporation was located. At such meeting
the stockholders shall determine whether the Commissioner shall be continued
as liquidator and shall wind up the affairs of such bank, or whether an agent
or agents shall be elected for that purpose, and in so determining the said
stockholders shall vote by ballot in person or by proxy, each share of stock en­
titling the holder to one vote, and the majority of the stock shall be necessary
to a determination. In case of determining to continue the liquidation under
the Commissioner he shall complete the liquidation of the affairs o f such cor­
poration and after paying the expenses thereof shall distribute the proceeds
among the stockholders in proportion to the several holdings of stock in such
manner and upon such notice as may be directed by the chancery court. In
case it is determined to appoint agent or agents to liquidate, the stockholders
shall thereupon select said agent or agents by ballot, a majority o f the stock
present and voting in person or by proxy being necessary to a choice. Such
agent or agents shall execute and file with; the Commissioner a bond to the
State of Arkansas in such amount, with such sureties, and in such form as shall
be approved by the Commissioner, conditioned for the faithful' performance of
all the duties of his or their trust, and thereupon the Commissioner shall trans­
fer and deliver to such agent or agents all the undivided or uncollected or oth­
er assets of such corporation then remaining in his hands; and upon such trans­
fer and delivery the said Commissioner shall be discharged from any and all
further liability to such bank and its creditors. Such agent or agents shall
convert the assets coming into his or their possession into cash and shall ac­
count for and make distribution of the property as is provided by law in the
case of distribution by the Commissioner, except that the expenses thereof shall
be subject to the direction and control of the chancery court. In case of the
death, removal or refusal to act of any such agent or agents, the stockholders
on the same notice to be given by the Commissioner upon proof o f such death,
removal or refusal to act being filed with him, and by the same vote hereinbe­
fore provided, may elect a successor who shall have the same) powers and be
subjected to the same liabilities and duties as the agent originally elected.
Section 58. Dividends remaining unpaid in the hands of the Commission­
er for six months after the order for final distribution shall be by him deposit­
ed in one or more State banks, trust companies or savings banks, to the credit
of the Commissioner in his name of office, in trust fo r the several depositors
with and creditors of the liquidated corporation from which they were entitled
thereto; and no provision shall be made for paying unclaimed deposits unless
proof of claims has been made as provided by Section 54 within two years from
the date on which the Bank Commissioner takes over the assets of the liquidated
corporation, and the owners of such unclaimed deposits shnll be forever barred
from participating in any of the assets of said corporation unless proof, of
claim is so made within the said two years.
Section 59. The Commissioner shall report to the Governor of the State
annually in his report the names of corporations so taken possession of and li­
quidated, and the sum of unclaimed and unpaid deposits of dividends with re­
spect to each of them respectively. The Commissioner may pay over the mon­
eys held by him to the persons respectively entitled thereto upon being fur­
nished satisfactory evidence of their right to the same. In case of doubt or
conflicting claims he may require an order of the chancery court authorizing




STATE OF ARKANSAS

29

and directing the payment of the same. He may apply the interest earned by
the moneys so held by him toward defraying the expenses in the payment and
distribution o f such unclaimed deposits or dividends to the depositors and credi­
tors entitled to receive the same and he shall include m his annual report a
statement of the amount of interest earned by such unclaimed dividends.
Section 60. Whenever the Commissioner shall take charge o f the affairs o f
any bank under the provisions of this Act, he shall have the right, within
sixty days thereafter, to redeem any collateral which may have been previously
pledged by said bank as security for any debt o f said bank, and no sale o f such
collateral within said sixty days, by any one holding the same, shall be valid,
and this section shall be considered as constituting a part o f every contract
by which such collateral may be pledged as aforesaid.
Section 61. Every officer, agent or clerk of any bank organised or doing
business under the law of the state, who willfully and knowingly subscribes to
or makes any false reports, or any false statements or entries in the books of
such bank, or knowingly subscribes or exhibits any false writing or paper,
with the intent to deceive any person or persons as to the condition of such
bank, shall be punished by fine not exceeding one thousand dollars and im­
prisoned in the county jail not exceeding one year.
Section 62. No bank shall accept or receive on deposit, with or without
interest, any money, bank bills or notes, ,or United States treasury notes,
gold or silver certificates, or currency, or other notes, bills or drafts, circu­
lating as money, or currency, when such bank is insolvent; and any officer, di­
rector, cashier, manager, member, party or managing party of any bank who
shall knowingly violate the provisions of this section, or be accessory to, or
permit or connive at the receiving or accepting on deposit of any such de­
posit, shall be guilty of a felony, and upon conviction thereof shall be impris­
oned in the state penitentiary not less than three years and not more than five
years.
Section 63. When in the opinion of the Commissioner the report of an
examination of a bank discloses bad or worthless assets which should be
charged off, he shall immediately instruct the officers of the bank to collect
and realize upon such assets within a time fixed by him, and if not collected
or realized upon within said time, said assets shall immediately be charged
off and if the capital stbck is thereby impaired, the Commissioner shall order
the directors to make an* assessment upon the capital stock in form and man' ner as hereinafter provided to restore the impairment of the capital.
Section 64. The directors of every banking corporation transacting busi­
ness under the provisions of this Act shall have power and authority to levy
and collect assessments on the stock of the banking corporation and shall
make such levy on the order of the Bank Commissioner for the purpose of re­
storing any deficiency that may occur by reason of the impairment of the
capital stock of said bank, the assessment not to exceed one hundred per cent
of the par value of said stock: provided, that should any stockholder not pay
the assessment within thirty days from the date the assessment is made, his
stock, or so much thereof as may be necessary, shall be sold at public auction
to provide funds to meet the assessment. A lien is hereby created in favor
of the bank on said stock to guarantee the payment of assessments so made.
Section 65. Real estate acquired through the collection of debts pre­




30

REPORT OF BANK COMMISSIONER

viously contracted in the due course of business shall not be held by the bank
as an asset for a longer period than five years. If not disposed of at the ex­
piration of the five year period, it shall be charged off as an asset of the bank,
unless the Bank Commissioner gives additional time for its disposition.
Section 66. Any bank, State or national, doing business in this State,,
which pays a higher rate of interest than 4% on any deposits, shall be required
to carry so much of its said deposits as bills payable.
Section 67. Whenever any person maliciously and without cause circu­
lates _or causes t o . be circulated any rumor with the intent to injuriously
affect the financial standing or reputation of any bank, either State or national,
doing business in this State, either verbally or in writing, or makes any state­
ment or circulates or assists in circulating any false rumor for the purpose o f
injuring the financial standing, of arjy bank, either State or national, or seeks
either by word or action to start a run. upon said bank or connives or conspires
with any parties for the purpose, o f injuring the standing or reputation or
starting a run on said bank, he shall be deemed guilty of misdemeanor and
upon conviction thereof shall be punished by a fine o f not more than $500.00
any by imprisonment in the county jail fo r not less than three months nor
more than one year.
Section 68. Whenever it shall come to the knowledge of the Bank Com­
missioner that any bank has failed or refused to comply with any of the
provisions of this Act, or with any of the rules and regulations o f the Bank­
ing-Department, or with any direction of l(the Bank Commissioner made specifi­
cally to the bank as a result of an examination into: its affairs, the Bank Com­
missioner is authorized as a, penalty fo r such failure or refusal to make a spe­
cial examination of said bank and to..charge and collect the same fees therefor
as f o r . a regular examination- And to continue such examinations and
charges at intervals of thirty - days or less until such provisions, rules,
regulations and directions are complied with.
Section 69. The Bank -Commissioner of this State may furnish to the
Federal Reserve Board or the Federal Reserve Bank of which any bank,
trust company or savings bank „ in this State may become a member, or
to the examiners duly appointed by the Federal Reserve Board or such
Federal Reserve Bank, copies of all examinations, made of banks, trust
companies or savings banks becoming members of the Federal Reserve
System, and may disclose to such examiners, any information with reference
to the condition of affairs of such banks, trust companies, or savings banks
as become members of the Federal Reserve Bank.
Section 70. Any bank, trust company or savings bank desiring to
avail itself of the privileges of the Federal Reserve System, shall have the
right to own such amount of stock in a Federal Reserve Bank as may be
reouired by the Federal Reserve Act for all banks, trust companies or savings
banks, becoming members thereof.
Section 71. Any bank, private bank or trust company doing business
in pursuance of the laws of this State may accept for payment at a future
date, drafts drawn upon it by its customers and to issue letters of credit
authorizing the holders thereof to draw drafts upon it or upon its corres­
pondents at sight or on time not exceeding six months; provided, that no
bank shall incur liabilities under this subdivision to an amount equal at any




STATE OF ARKANSAS

31

time in the aggregate to more than its paid up and unimpaired capital stock
and certified surplus fund.
Section 72. All such acceptances and letters of credit shall be con­
sidered as money borrowed and no bank, trust company or savings bank,
shall lend, directly or indirectly, to an individual, corporation or body politic,
either by means of letters of credit, by acceptance of drafts or by discount
or purchase of notes, bills of exchange or other obligations of such individual,
corporation or body politic an amount in excess of the limits prescribed
by Section 32 of an Act for the organization and control of banks, trust
companies and savings banks, approved March 3, 1913.
Section 73. It shall hereafter be unlawful for any individual, corpora­
tion, or association of individuals, resident or doing business in this State, to
make or give any check or draft on any account in any bank or trust company
or on any person, firm or corporation, on, which the said individual, corpora­
tion or association of individuals, shall not have full authority to check or
draw such draft or check, or having such authority to make any check or
draft upon an account in any bank, savings bank or trust company, when
there shall not be sufficient funds therein to cover the same, unless they
shall have made prior arrangements with said bank, savings bank or trust
company, for said check or overdaft; provided, however, that if any indivi­
dual, corporation or association of individuals, shall, when notified of such
drafts or checks, immediately make a deposit to cover same, they shall not
be subject to the provisions of this Act. Provided, that checks or drafts
given where said individual, corporation or association of individuals shall
have had no checking account in said bank, shall not come under the provisions
of this Act.
Section 74. Any individual, corporation, or association of individuals
who shall give any check or draft, and later withdraw the account or deposit
on which said draft or check was given and made, and not state to the
said bank or trust company, person, firm or corporation that checks are
outstanding against said deposit or account, with the amount of said checks
or drafts so outstanding, shall be considered as having violated the provi­
sions of this Act, but he may be excused or released in the manner provided
in section 1 of this Act. (Act 258, 1913.)
Section 75. Any person, or any officer or officers of any corporation o r .
association of individuals who shall violate the provisions of this Act shall
be deemed guilty of a misdemeanor, and upon conviction thereof shall be
fined in any sum not less than twenty-five ($25.00) dollars, nor more than
five hundred ($500.00) dollars. Provided, that if any check or draft memtioned in section 1 of this Act shall exceed the sum of! one hundred ($100.00)
dollars, then any person who shall issue such checks or drafts in excess of one
hundred ($100.00) dollars shall be deemed guilty of a felony, and upon
conviction thereof shall be imprisoned in the penitentiary for not less than
one year, nor more than five years.
Section 76. It shall be unlawful for any officer of this State, or of
any county, township or incorporated town in this state, or any deputy,
clerk or other person employed by any such officer, having the custody or
possession of any public funds, by virtue of h's office or employment, to use
any of such funds in any manner whatsoever for his own purpose or benefit
or to loan any of such funds to any person or corporation, whomsoever or




32

REPORT OF BANK COMMISSIONER

whatsoever, or to permit any person or corporation whomsoever or whatso­
ever to use any of such funds, or to pay or deliver any such funds to any
person or corporation, knowing that he is not entitled to receive it, or for
any such officer to willfully fail or omit to pay over any such funds to his
sncoessor in office at the expiration of his term o f office; but collectors
of taxes, county treasurers and treasurers of cities and incorporated towns
may deposit the public funds in their custody in incorporated banks for
safekeeping; and the said officers and the sureties on their official bonds, the
bank and the stockholders of the bank .shall be liable for all funds that such
bank on demand shall fail to pay to the person entitled to receive the same.
Section 77. Any five or more persons may associate themselves under
the provisions of the laws of this state governing manufacturing and other
business corporations for the purpose of engaging in the business o f a
trust company, as provided for by this act, but the shares o f stock of
corporations organized under the provisions of this act may be each for such
sum as the corporators may choose in their articles o f association; pro­
vided,, no share shall exceed or be greater face value than the sum of one
thousand dollars.
Section 78. Corporations created under this act may by their articles
o f association provide for one or more of the following purposes:
First. To receive moneys in trust, and to accumulate the same at such
rates of interest as may be obtained or agreed on, or to allow such
interest thereon as may be agreed, not exceeding in either case the highest
rate allowed by law.
Second. To accept and execute all such trusts, and perform such duties
of every description as may be committed to them by order of any of the
courts of record of this state or other states.
Third. To take and accept by grant, assignment, transfer, devise or
bequest, and hold any real or personal estate or trusts created in accordance
with the laws of this state, and execute such legal trusts in regard to the
same, on such terms as may be declared, established or agreed upon in regard
thereto, or to execute or guarantee any' bonds required by law to be given
in any proceedings in law or equity in any of the courts of this state; provided,
no such bond shall exceed one-half of the paid up capital of such corporation.
Fourth. To act as agent for the investment o f money for other persons
and as agents for persons and corporations for the purpose of issuing,
registering, transferring or countersigning the certificates of stocks, bonds
or other evidences of debt of any person or corporation, association, muni­
cipality or county, on such terms as may be agreed upon.
Fifth. To accept from 'and execute trusts for married women, in
respect to their separate property, whether real or personal, and act as agent
for them in the management of such property, and generally to have and
exercise such powers as are usually had and exercised by trust companies.
Sixth. To act as administrators, receivers of any estate, guardian or cu­
rator of any infant or insane person or his estate, under the appointment of
any court of competent jurisdiction.
Seventh. To guarantee the fidelity and diligent performance of their du­
ty of pensons holding places of public or private trust, and to certify and
guarantee title to real estate.
Eighth. To loan money upon real estate and collateral security, and exe-




STATE OF ARKANSAS

33

cute and issue its debentures and notes, payable at a future day, and to pledge
its mortgages upon real estate and collateral securities as security therefor.
Ninth. To buy and sell all kinds of government, state, municipal and
other bonds, and all kinds of negotiable and non-negotiable paper, stocks and
other investment securities.
Section 79. The amount of capital stock actually subscribed and paid
Up of any corporation organized under this act shall not be less than one
hundred thousand dollars, in arty county whose population according to the
census of the United States exceeds fifty thousand inhabitants; not less than
seventy-five thousand dollars in any county whose population according
to the census of the United' States exceeds forty thousand inhabitants and
is less than fifty thousand; and in no event shall the paid up capital stock
of s*ich corporation be less than fifty thousand dollars.
Section 80. In all other respects such corporations shall be governed
by the laws of the state governing banks, and subject to such examinations
as banks are now or hereafter may be subjected to by the laws of this state.




34

REPORT OF BANK COMMISSIONER
NEW BANKS CHARTERER
January 1, 1919 to December 31, 1919.

Capital
Name— Location— Date
Bank of St. Charles, St. Charles, Ark., County. . . .$10,000.00
March 10, 1919.
Bank of Lafe, Lafe, Greene County....................... 15,000.00
March 10, 1919.
Farmers & Merchants Bank, Mountain H om e,... 10,000.00
Baxter County, March 14, 1919.
'
Bank of Hughes, Hughes, St. Francis County... 25,000.00
March 21, 1919.
State Bank of Leola, Leola, Grant County.......... 10,000.00
May 5, 1919.
Bank of Pangburn, Pangburn, White County. . . . 10,000.00
May 8, 1919.
Bank of Elaine, Elaine, Phillips County............... 15,000.00
May 9, 1919.
Bank of Tupelo, Tupelo, Jackson County.............. 10,000.00
May 23, 1919.
Bank of Stamps, Stamps, Lafayette County........ 30,000.00
May 30, 1919.
Bank of Western Grove, Western Grove, Newton 10,000.00
County, M^y 30, 1919.
Bank of Olvey, Olvey, Boone County................... 10,000.00
July 16, 1919.
American Exchange Bank, Leslie, Searcy County 50,000.00
July 21, 1919.
Bank of Oxford, Oxford, Izard County................. 10,000.00
July 24, 1919.
Peoples Bank, Bono, Craighead County............... 16,000.00
July 25, 1919.
Bank of Commerce, El Dorado, Union County.. 50,000.00
August 25, 1919.
Bank of Grannis, Grannis, Polk County............... 10,000.00
August *27, 1919.
Bank of Commerce, Marianna, Lee County.......... 50,000.00
September 10, 1919.
Bank of Gould, Gould, Lincoln County................. 15,000.00
September 10, 1919.
Farmers State Bank, Russellville, Pope County.. 50,000.00
September 23, 1919.
State Bank, Success, Clay County......................... 12,000.00
October 4, 1919.
Bank of Caddo Gap, Caddo Gap, Montgomery Co. 10,000.00
October 8, 1919.
Bank of Pollard, Pollard, Clay County................. 10,000.00
October 14, 1919.
Peoples Bank, Bradford, White County............... 10,000.00
November 6, 1919.
Bank of Keiser, Keiser, Mississippi County........ 25,000.00
November 21, 1919.




Surplus
$1,000.00

No.
475

1,500.00

476

1,000.00

477

2,500.00

478

1,000.00

'479

1,000.00

480

1,500.00

481

1,000.00

482

3,000.00

483

1,000.00

484

1,000.00

485

5,000.00

486

1,000.00

487

1,600.00

488

5,000.00

489

1,000.00

490

5,000.00

491

1,500.00

492

5,000.00

493

1,200.00

494

1,000.00

495

1,000.00

496

1,000.00

497

2,500.00

498

STATE OF ARKANSAS
NEW BANKS CHARTERED (Continued.)
Name— Location— Date
Capital
Bank of Mt. Holly, Mt. Holly, Union C ou nty.... 15,000.00
December 3, 1919.
Peoples State Bank, Cabot, Lonoke C o u n ty ..... 25,000.00
December 23, 1919.
Farmers Bank, Plainview, Yell County............... 50,000.00
December 26, 1919.
Bank of Banks, Banks, Bradley County............. 10,000.00
December 27, 1919.
Bank of Biscoe, Biscoe, Prairie County............. 10,000.00
December 30, 1919.

35

Surplus
1,500.00

No.
499

2,500.00

500

5,000.00

501

1,000.00

502

1,000.00

503

BANKS VOLUNTARILY LIQUIDATED
January 1, 1919, to December 31, 1919.
Citizens Bank, Leslie, Searcy County.
Peoples Bank, Leslie, Searcy County.

BANKS MERGED AND CONSOLIDATED
January 1, 1919 to December 31, 1919
Union Trust Company,
Little Rock, Pulaski County.
Bank of Commerce,
Little Rock, Pulaski County.
American Trust Company,
Little Rock, Pulaski County.
Pope County Bank,
Russellville, Pope County.

with
with
with
with

Mercantile Trust Company,
Little Rock, Pulaski County.
American National Bank,
Little Rock, Pulaski County.
American National Bank,
Little Rock, Pulaski County.
Peoples Exchange Bank,
Russellville, Pope County.

AMENDMENTS CHANGING TITLE
January 1, 1919, to December 31, 1919.
Union Trust Company,
Little Rock, Pulaski County.
Mercantile Trust Company,
Little Rock, Pulaski County.
German-American Bank & Trust
Company,
Paris, Logan County.
Bank of Commerce,

to

Little Rock, Pulaski County.
American Trust Company,

to

Little Rock, Pulaski County.
Faulkner County Bank,
Conway, Faulkner County.
Merchants Bank,
Vandervoort, Polk County.
Smith State Bank,
DeQueen, Sevier County.




to
to
to

to
to
to

Union & Mercantile Trust Co.,
Little Rock, Pulaski County.
Union & Mercantile Trust Co.,
Little Rock. Pulaski County.
American Bank & Trust Company,
Paris, Logan County.
American Bank of Commerce & Trust
Company,
' Little Rock, Pulaski County.
American Bank of Commerce & Trust
Company,
Little Rock, Pulaski County.
Faulkner County Bank & Trust Co.,
Conway, Faulkner County.
Bank of Vandervoort,
Vandervoort, Polk County.
First State Bank,
DeQueen, Sevier County

REPORT OF BANK COMMISSIONER

36

AMENDMENTS INCREASING CAPITAL STOCK
January 1, 1919, to December 31, 1919.
Increased From
To
Bald Knob State Bank, Bald Knob, White County. .$ 10,000.00
$ 15,000.00
First Savings Bank, Fayetteville, Washington C o ...
10,000.00
20,000.00
Citizens Bank & Trust Co., England, Lonoke Co...
50,000.00
100,000.00
Bank of Eastern Ark., Forrest City, St. Francis Co.
30,000.00
50,000.00
Farmers & Merchants Bank, Des Arc, Prairie C o...
25,000.00
50,000.00
W. B. Worthen & Co., Little Rock, Pulaski County..
100,000.00
200,000.00
Merchants & Farmers Bank, Dumas, Desha County
45,000.00
50,000.00
Peoples Bank, Portland, Ashley County.................
25,000.00
75,000.00
Bank of Tyronza, Tyronza, Poinsett County............
10,000.00
35,000.00
Peoples Bank, Waldo, Columbia County...................
20,800.00
25,000.00
Lincoln County Bank, Star City Lincoln County...
12,500.00
20,000.00
Belleville Bank, Belleville, Yell County.....................
5,000.00
10,000.00
Exchange Bank, Stuttgart, Arkansas County........
60,000.00
100,000.00
15,000.00
25,000.00
Bank of Gillham, Gill'hanu Sevier County.............
Crittenden County Bank, Marion, Crittendon County
75,000.00
125,000.00
Bank of Foreman, Foreman, Little River County..
20,000.00
40,000.00
Bank of Commerce, Little Rock, Pulaski County. .
300,000.00
750,000.00
Union & Mercantile Tr. Co., Little Rock, Pulaski Co. 250,000.00
400,000.00
Central Bank, Little Rock, Pulaski County...............
50,000.00
100,000.00
Peoples Exchange Bank, Russellville, Pope County
50,000.00
75,000.00
14,000.00
16,000.00
Bank of Wilmar, Wilmar, Drew County.................
Bank of Corning, Coming, Clay County...................
15,000.00
30,000.00
Peoples Bank, Mountain Home, Baxter County. . . .
10,000.00
25,000.00
Parkin Home Bank, Parkin, Cross County.............
10,000.00
20,000.00
Bank of Salem, Salem, Fulton County...................
10,000.00
20,000.00
Bank of DeQueen, DeQueen, Sevier County...........
25,000.00
60,000.00
Bank of Russellville, Russellville, Pope C ou n ty....
50,000.00
75,000.00
Smith State Bank, De Queen, Sevier County..........
25,000.00
50,000.00
Bank of Maynard, Maynard, Randolph County........
6,000.00
13,600.00
Caddo Valley Bank, Womble, Montgomery County
5,000.00
10,000.00
American Trust Co., Jonesboro Craighead County.
75,000.00
100,000.00
Washington State Bk., Washington, Hempstead Co.
10,000.00
25,000.00
Lawrence Co. Bank, Walnut Ridge, Lawrence Co.. .
35,000.00
85,000.00

AMENDMENTS CHANGING THE NUMBER OF DIRECTORS
January 1, 1919, to December 31, 1919.
C.
E.
F.
G.

CAMDEN, Merchants & Planters Bank........... from
CLARENDON, Merchants & Planters Bank.. .from
EUREKA SPRINGS, Bank o f ...........................from
FORREST CITY, Bank of Eastern Arkansas, .from
GREENWAY, Bank o f ...................................... from

H.

HARTMAN, Bank o f ........................................ from
HUNTER, Bank o f ..............................................from
HARRISBURG, Merchants & Planters Bank &
Trust Company..................... from
HOLLY GROVE, Peoples Bank.........................from




5
7
7
9
5

to 7
to 11
to 5
to 11
to not; less
nor more
7 to not; less
nor more
7 to 9

than
than
than
than

3
7
3
7

9 to not; less than 5
nor more than 11
8 to 7

STATE OF ARKANSAS
L.

37

LITTLE ROCK, American Bank of Commei’ce &
Trust Company..................... from 7 to 17 to not less
than 11 nor more than 29
LITTLE ROCK, Bankers Trust Company........from not exceeding 15 to 14
LITTLE ROCK, Union & Mercantile Trust Co. from 12 to 18
R. RUSSELLVILLE, Peoples Exchange Bank.. .from 6 to not less than 9
nor more than 13
T. TYRONZA, Bank o f ........................................... from 4 to 9
W. WILTON, Bank o f ............................................. from 3 to 4

Drainage Districts.
Drainage District No. 1, Ashley Ccunty.
Big Island Drainage District No. 8, Arkansas County.
Butialo Drainage Disrict No. 7, Arkansas County.
Crandall Drainage District No. 16, Arkansas County.
Crockett’s Bluff Drainage District No. 5, Arkansas County.
Fish Lake Drainage District No. 4, Arkansas County.
Gillett Drainage District No. 11, Arkansas County.
Mills Bayou Drainage District No. 12, Arkansas County
Olena Drainage District No. 1, Arkansas County.
Stuttgart & King Bayou Drainage District No. 6, Arkansas County.
J. R. Wullf Drainage District No. 4, Arkansas County.
Dermott Drainage District, Chicot, Drew and Ashley Counties.
Terrenoir Drainage District, Clark County.
■Big Gum Drainage District, Clay and Greene Counties.
Drainage District No. 9, Craighead County.
Drainage District No. 10, Craighead County.
Drainage District No. 12, Craighead County.
Drainage District No. 14, Craighead County.
Drainage District No 2, Crittenden County.
Drainage District No 3, Crittenden County
Drainage District No. 5, Crittenden County.
Drainage District No. 6, Crittenden County.
Drainage District No. 7, Crittenden County.
Drainage District No. 8, Crittenden County.
Blackfish Drainage District, Crittenden County.
Tri-County Drainage District No. 4, Desha County.
Swan Pond Drainage District No. 2, Greene County.
Village Creek Drainage District No. 1, Greene County.
Drainage District No. 2. Independence County.
Drainage District No. 3, Independence County.
Overcup Slough Drainage District. Jackson and Woodruff Counties.
Cook Slough Drainage District, Jackson County.
Cow Lake Drainage District, Jackson County.
Maple Slough Drainage District, Jackson County.
Drainage District No. 2, Jefferson County.
Drainage District No. 3, Jefferson County.
Bradley Slough Drainage District, Jefferson County.
Five Forks Drainage District, Jefferson County.
Upper Grassy Lake Drainage District, Jefferson County.
Waterloo Drainage District, Jefferson County.
Drainage District No. 2, Lonoke County.
Drainage District No. 3, Lonoke County.
Drainage* District No. 5. Lonoke County.
Indian Bayou Drainage District, Lonoke County.
Grady Drainage District, Lincoln and Jefferson Counties.




38

REPORT OF BANK COMMISSIONER
Drainage Districts—Continued.

Grassy Lake Drainage District No. 1, Lincoln County. (
Lee Kellow Drainage District No. 23, Lawrence County.'
New Flat Creek and War-Pond Drainage District, Lawrence County.
Drainage District No. 1, Miller County.
Drainage District No. 2, Miller County.
Carson Lake Drainage District No. 8, Mississippi County.
Dead Timber Drainage District No. 13, Mississippi County.
Drainage District No. 7, Mississippi County.
Drainage District No. 16, Mississippi County.
Golden Lake Drainage District No. 11, Mississippi County.
Grassy Lake and Tyronza Drainage District No. 9, Mississippi County.
Osceola Drainage District No. 12, Mississippi County.
Little Running Water Drainage District, Randolph County.
Tupelo Drainage District, Randolph County.
Total number districts, 60.
City Water & Light Company, Jonesboro, Ark.




STATE OF ARKANSAS

39

REPORT OF CONDITION OF BANKS IN HANDS OF THE COMMISSIONER
FOR LIQUIDATION

MERCHANTS AND MECHANICS BANK— INSOLVENT
Argenta, Pulaski County, Arkansas.
This bank was closed by State Bank Examiner, A. J. Reap, and placed in the
hands of the Bank Commissioner on the 12th day of January, 1914.
Total assets as per inventory...............................................................$ 75,674.98
Total claims originally filed and approved.......................................... 54,018.14
Mr. R. E. Pugh was appointed Special Deputy' Bank Commissioner for
the purpose of liquidating said bank. In the latter part of 1917, Mr. Pugh
died and the liquidation of the bank was continued by the Bank Commissioner
without appointing a Special Deputy.
DIVIDENDS PAID
507c on May 5, 1914..............................................................................$ 26,850.81
1-07c on March 7, 1916.......................... .............................................. $ 5,410.30
The only remaining asset of the bank is cash on hand December 31, 1919,
amounting to $1,149.32.
UNCLAIMED DIVIDENDS NO. 1.
W. W. Brown......................... .$ 5.87
E. B. Johnston.......................
2.95
Frank Terry...........................
3.75
Mrs. H. E. Sibeck.................
14.45
TOTAL .............................. $ 27.02
UNCLAIMED DIVIDENDS NO. 2.
Jno. Anderson......................... .$ 2.30
W. M. Bell..............................
.20
J. A. Bell............. ..................
2.50
Oscar Bottom.........................
2.00
W. W. Brown.........................
1.17
A. Brown................................
1.19
A. B. Butterworth.................
4.00
Geo. C. Crews.........................
19.49
Montgomery Day...................
15.00
J. B. Didier............................
.53
Henry Drinker.......................
.30
1.80
L. J. Falls..............................
3.14
F. H. Griffith..........................
12.50
D. Haehnel........J..................
15.90
Mary Horn..............................
1.50
Maude Jenkins.......................
3.49
Bessie Jewell.........................
2.50
Alfred Kline...........................
4.00
Walter Kolinski.....................
1.20
John Kolinski.........................
.50
Thelma Lawson.....................
10.00
Clara Leake................. i.........
.31
W. .H Lee..............................
1.66
Chas. Mason...........................
2.13
W. L. McKay...........................
3.11
C. H. Powers...........................
1.34
T. G. Randle..........................




1.80
D. Reis............................ ; . . ..
Ada Rogers..............................
.90
B. F. Sanders...........................
4.21
Helen Sibeck.............................
2.89
Irene Somerson.........................
1.24
Fred Somerson.........................
.41
W. P. Stanley...........................
.2y
2.40
John Skretkowicz.....................
Abbie Smith.............................
4.50
E. M. Smith.............................
8.70
Aurelina Taylor.......................
.75
St. Paul Temple.....................
4.87
Frank Terry...................................... 75
W. D. Walker........................... 25.76
S. L. Watts..............................
2.25
Floyd A. White.......................
.42
White Drug Co........................ 26.60
D. C. Wood...............................
3.07
Marie Wood..............................
.24
.29
Vernon W ood...........................
A. H.' Brown, Jr................................06
Nellie Chapman. ’. ............................ 30
J. S. Jones................................
1.00
E. B. Johnson...........................
.59
J. S. Kerr..........................................18
D. A. Kerr..............................
9.32
Lizzie Kerr..............................
1.02
Jas. Sharpe..............................
.40
Marion Sharpe.........................
.10
Noble Sharpe.................................... 10
E. O. Manees.............................
.09
Mrs. W. A. Miller............................ 47
Mrs. Emily Roots...................
.70
TOTAL ................................ $220.33

REPORT OF BANK COMMISSIONER

40

BANK OF BEEBE—INSOLVENT
Beebe, White Ccunty, Arkansas.
This bank attempted to liquidate through the Farmers State Bank of
Beebe, on May 24, 1916. The Farmers State Bank took over the assets and
assumed the depositors liabilities, crediting each depositor on its books with
the balance shown by the books of the Bank of Beebe. The Bank of Beebe exe­
cuted a note to the Farmers State Bank guaranteeing that the assets of the
Bank of Beebe would be sufficient to pay its liabilities which note was endorsed
by the members of the Board of Directors of the Bank of Beebe.
Later the Farmers State Bank was placed in the hands of the State Bank
Commissioner and it was found necessary to file a separate report with the
Chancery Court in the Bank of Beebe matter and an assessment was ordered
against the stockholders of tlrs bank to take care of its Mabilities.
Mr. S. M. Worthington was appointed Special Deputy Bank Commissioner
for the purpose of liquidating said bank.
Cash on hand Jan. 1, 1919. .$ 574.15
Receipts during 1919.......... 5,030.60

Total disbursements during

$ 5,604.75
1919 .................................. $ 5,604.75
Practically all assets of value have been collected.
FARMERS STATE BANK— INSOLVENT
Beebe, White County, Arkansas.
This bank was placed in the hands of the Bank Commissioner on June 4,
1917.
Mr. T. A. Watkins was appointed Special Deputy Bank Commissioner for
the purpose of liquidating said bank.
DIVIDENDS PAID
Dec. 24, 1917, Preferred Div..........................................
Dec. 24, 1917 25% .......................................................
Mch. 29, 1918 25% .......................................................
Dec. 31, 1918 25% .......................................................
May 22, 1919 10% .......................................................
CASH ON HAND December 31, 1919...........................
There are a few remaining assets from which a
may be collected for the benefit of the creditors.

.......................$ 3,158.70
....................... 22,896.33
....................... 23,069.09
....................... 23,069.09
...........'...........
9,225.59
.......................$ 8,087.08
small additional amount

AMERICAN BANK AND TRUST COMPANY— INSOLVENT
El Dorado, Unicn Ccunty, Arkansas.
Voluntary liquidation of this bank was started March 12, 1915 but it
was necessary for the Bank Commissioner to take charge of the assets on Sep­
tember 6, 1916 and continue the liquidation.
Mr. W. E. Patterson was appointed Special Deputy Bank Commissioner
for the purpose of liquidating said bank.
TOTAL RECEIPTS .................
16,550.97
DISBURSEMENTS .................
9,722.02
CASH ON HAND Dec. 31, 1919
6,828.95
..
There are a numher of suits pending which will have to be settled before
liquidation can be finally completed.




STATE*OF ARKANSAS

41

BANK OF GRUBBS—INSOLVENT
Grubbs, Jackscn County, Arkansas.
This bank was placed ip the hands of the Bank Commissioner on Dec. 16,
1919.
An audit is being made of the books of the bank. The audit had not been
completed on date of this report and no inventory had been filed with the Court.
BANK OF HUNTINGTON— INSOLVENT
Huntington, Sebastian County, Arkansas.
This bank was placed in the hands of the Bank Commissioner May 4, 1914.
TOTAL ASSETS AS PER INVENTORY............................................$ 66,788.96
TOTAL CLAIMS ORIGINALLY FILED..............................................$43,165.40
Mr. J. Seab Holt was appointed Special Deputy Bank Commissioner on
July 2, 1914, for the purpose of liquidating said bank.
DIVIDENDS PAID
First
15%
4,015.34
Second
20%
5,354.03
Final
2% %
668.07
BANK OF LEOLA—INSOLVENT
Leo la, Grant County, Arkansas
This bank was closed by State Bank Commissioner, John M. Davis, on
May 4th, 1914.
TOTAL ASSETS AS PER INVENTORY............................................$ 53,079.50
TOTAL UNSECURED LIABILITIES................................................. 30,149.82
Mr. L. S. Goodman was appointed Special Dteputy Bank Commissioner for
the purpose of liquidating said bank.
On March 18, 1916, the Bank Commissioner, bv order of the Grant Chan­
cery Court, sold the then remaining assets of the Bank of Leola.
-DIVIDENDS PAID
9% Sept. 15, 1916................................................................................... $ 2,586.35
3y2% Jan. 1, 1919....................................................................................
1,007.45
A final report was filed with the Chancery Court asking for approval of
all matters pertaining to the liquidation of the bank for dismissal of the Bank
Commissioner.
UNCLAIMED DIVIDENDS NO. 1
Arley Caplinger.......................$
W. G. Davis..............................
Kennedy & Marshal.................

.09
1.80
8.64

Lillian Lee Camp.....................
W. H. Marshall, Tr..................

36
3.62

$ 14.51

UNCLAIMED DIVIDENDS NO. 2
336
UNCLAIMED DIVIDENDS NO. 2 Kennedy & Marshall...............
Luther Lee Camp.....................
.14
C. W. Bumpass.........................$
.03
1.40
W. N. Bumpass.........................
8.25 W. H. Marshall, Tr...................
4.40
.Arlev Caplinger.......................
.03 Lula Miller................................
W. G. Davis......................................70 E. R. Shugart.................................... 07
O. S. Golden..............................
2.10 W. L. Slaughter................................ 13
.52
Oma L. H a ll....'................................ 12 L. C. Smart..............................
J. H. Harris..............................
7.68 Mrs. Allie Stiles................................ 06
D. S. Harrison...........................
.06
$ 30.35
1.30
G. A. Jones..............................
A reserve of 12%% amounting to $8.02 has been set aside for unclaimed
deposits and there is cash on hand $14.47.




REPORT OF BANK COMMISSIONER

42

LOGAN COUNTY BANK— INSOLVENT
Magazine, Logan County, Arkansas.
This bank was placed in the hands of the Bank Commissioner on May 23,
1914.
TOTAL ASSETS AS PER INVENTORY............................................$ 29,898.01
Mr. R. E. Pugh was appointed Special Deputy Bank Commissioner for the
purpose of liquidating said bank. On June 2, 1914 Mr. Leon Westmareland
was appointed Special Deputy Bank Commissioner to succeed Mr. Pugh in
the liquidation of said bank.
DIVIDENDS PAID
No.
No.
No.
No.

1 Sept. 23, 1914 25% ...................................................................$
2 Feb.
17, 1915 10% ......................................................................
3 Jan.
1, 1917 10% .....................................................................
4 Jan.
17, 1919
1%
A final report has been filed with the Logan Chancery Court and
asked for approving all matters in the liquidation of said bank and
ing the Bank Commissioner.

6,000.1»
2,369.80
2,369.80
236.98
an order
dismiss­

. FARMERS & MERCHANTS BANK— INSOLVENT
Murfreesboro, Pike County, Arkansas.
This bank was closed by State Bank Examiner, A. F. Bailey on June 20,
1917.
ASSETS AS PER INVENTORY FILED............................................$ 78,943.11
Mr. J. C. Pinnix was appointed Special Deputy Bank Commissioner for
the purpose of liquidating said bank.
DIVIDENDS PAID
IS% Oct. 1, 1917...................................................................................$ 9,434.10
20%
Nov. 1, 1917.................................................................................
9,535.25
20%
Dec.. 15, 1917................................................................................
9,535.25
10%
May 1, 1918..................................................................................
4,767.62
12%
July 1, 1919.................
5,643.15
CASH ON HAND DEC. 31, 1919......................................................... $ 1,663.37
The cash on hand represents practically all the remaining assets of this
bank.

PANGBURN STATE BANK— INSOLVENT
Pangburn, White County, Arkansas.
This bank was placed in the hands of the Bank Commissioner on April
21, 1919.
TOTAL ASSETS AS PER INVENTORY............................................$159,184.67
Pursuant to a Court Order and in accordance with a contract the assets
of said bank were sold to A. B. Banks, he paying the creditors of the bank
66 2-3% on May 9, 1919 and having twenty months from date of purchase of
assets to liquidate them and make final distribution in accordance with contract.




STATE OF ARKANSAS

43

BANK OF PINE BLU|FF— INSOLVENT
Pine Bluff, Jefferson Ccunty, Arkansas.
This bank was placed in the hands of the State Bank Commissioner on
July 3, 1914.
ASSETS AS PER INVENTORY FILED............................................$967,804.43
Mr. R. E. Pugh was appointed Special Deputy Bank Commissioner for the
purpose of liquidating said bank. The latter part of 1917, Mr. Pugh died and
the Bank Commissioner proceeded to liquidate the said bank without appoint­
ing another Special Deputy.
DIVIDENDS PAID
No. 1 Nov. 4, 1914.................................................................................
10%
No.
2 Dec. 19, 1914...............................................................................
10%
No.
3Feb. 18, 1915...............................................................................
10%
No.
4June 16, 1915...............................................................................
3%
No.
5 Jan. 31, 1916...............................................................................
7%
No. 6 Apr. 1, 1916.................................................................................
12%
No. 7 June 16, 1916.................................................................... : .........
7%
No.
8 Oct. 14, 1916...............................................................................
14%
No.
9Mch. 31, 1917...............................................................................
7%
No. 10 Jan. 5, 1918................................................................................. 16 2-3%
No. 11 Dec. 21, 1918...............................................................................
1 1-3%
Cash on hand Dec. 31, 1919.................................................................... $ 3,074.83
There are suits pending to enforce collection on certain stock assessments,
which if won will make a small additional amount to be used in paying a final
dividend to the creditors.
CITIZENS BA^K—INSOLVENT
Rogers, Bentcn County, Arkansas
This bank was merged with the Bank of Rogers, but after the Bank of
Rogers was placed in the hands of the State Bank Commissioner for liquida­
tion, the two institutions were segregated and- are being liquidated separately
b y ‘and order, and under the jurisdiction, of the Benton Chancery Court.
Mr. L. H. McGill was appointed Special Deputy Bank Commissioner on
August 28th, 1914. On October 18, 1915, Mr. Perry N. Clark was appointed
Special Deputy Bank Commissioner to succeed Mr. McGill. In November,
1918, Mr. Clark died and the liquidation of the affairs of this bank haye been
continued by the Bank Commissioner without the services of a Special Deputy.
DIVIDENDS PAID
16 2-3% June, 1915 ..............................................................................$ 16,086.06
12 1-2% January 16, 1919.................................................................... $ 10,881.92
CASH ON HAND, DEC. 31. 1919.........................................................$ 5,215.52
A sale has been made of the Commercial Hotel for $17,050.00 and the Wagon
Yard lot for $1,400.00 but has not been approved by the Court.
UNCLAIMED DIVIDENDS
C. L. Boggs.............................. $ 22.23
J. Cowan....................................
1.73
F. W. Culberson.......................
1.07
'Mrs. B. C. Dyer....................... 16.23
N. H. Emmons......................... 25.13
Thos. H. Gibbons..................... 15.19
K. S. Gr;s w old .........................
1.09
Mrs. Emma Henniger............. 33.01
Highfill Fruit...........................
Growers’ Assn..........................
1.04
J. W. Howe..............................
6.25




C. E. Martin.............................
1.87
M. E. Mitchell.........................3.93
2.53
C. D. Northrup.........................
W. M. Paris...............................
5.00
F. H. Romans........................... 90.44
Alice Sloan................................
4.37
F. B. Smith..............................
9.19
F. T. Switzer............................. 11.18
Mrs. S. E. Thomas................... 12.50
J. B. Travis........................................90
Frederick Hall......................... 15.62

REPORT OF BANK COMMISSIONER

44

BANK OF ROGERS—INSOLVENT
Regers, Benton County, Arkansas.
This bank was placed in the hands of the Bank Commissioner on July 16,
1914.
Mr. L. H. McGill was appointed Special Deputy Bank Commissioner for the
purpose of liquidating said bank. On September 2, 1915, Mr. C. A. Rogers
was appointed Special Deputy Bank Commissioner to succeed Mr. McGill, and
on June 19, 1916, Mr. Perry N. Clark was appointed Special Deputy Bank Com­
missioner to succeed Mr. Rogers. Mr. Clark died in November, 1918, and the
liquidation was continued by the Bank Commissioner without the aid of a
Special Deputy.
DIVIDENDS PAID
17% March 8, 1&16.....................
12% May 31, 1918.....................
20 3-5% (Final) June 25, 1919
UNCLAIMED DIVIDENDS
T. D. Phillips...........................$
.55
William Richards.....................
2.42
Mary E. Rountree...................
9.75
W. M. Sykes.............................
7.61
F. H. Taylor.............................
.10
Frank W e in e r ........................ 45.79
Ferguson Lumber Co...............
7.75
Chas. B. Anderson................... 10.37
I. B. Beard................................
.15
Carl Black................................
2.21

$ 20,052.14
12,717.27
25,106.63
Evelyn Elliott..............................
Mrs. Cathean Green................
Mrs. Samantha Hamilton........
F. M. Harden...........................
F. Martin..................................
W. C. Ramsey............................
J. L. Rich......................................
M. L. Shaffer...........................
'B. F. Weaver..........................
Frank Weiner...........................
J. M. Offield..................................

4.78
21.37
54.09
.04

10.37
7.86
1.13
10.49
5.19
27.94
4.35

List of unclaimed deposits, IN RE BANK OF PERRYVILLE, Perryville,
Ark.
Name.

Amcunt.

Ashby, T. J....................................................................................................... $ 1.50
Baptist B. Y. P. U....... ...........•................................................................................ 20
Baptist Ladies’ Aid Society................................................................................ 68
Belk, J. L....................
10
Bowen, Annie........................................................................................................... 03
Brazil, J. A ..............................................................................................................65
Civic League......................................................................................1..................... 50
Gadd, W. T........................................................................................................ 2.45
Henry, Jesse..............................................
41
Henry, Mrs. T. L............................................................................................
5.32
Jessup, E...................................................................................................
25
Johnson, Green L....................................................................................................25
Lawrence, I. R.................................................................................................. 2.77
Little, A. D................................................................................................................10
Murray, L. J..............................................................................................................25
Shelton, Jack................................
1.00
Total




$16.46

45

STATE OF ARKANSAS

List of unclaimed deposits, IN RE CITIZENS BANK AND TRUST COM­
PANY, Prescott, Ark.
Name
Amount.
Daniels, A. J...................................................................................................$ 20.80
Doll, T. W ........................................................................................................ 58.30
Green, F. B.................................................................................................. . •
.19
Boss, Mrs. Mary.............................................................................................
.02
Wood, C C...................................................................................................... 25.00
Total .......................................................................................................$104.31
In compliance with Section 58 of Act No. 113 of the Acts of 1913, the above
funds are on deposit with the Bank of Prescott, Prescott, Arkansas.
List of unclaimed deposits, IN RE BANK OF WYNNE, Wynne, Arkansas,
remaining in the hands of the Bank Commissioner six months subsequent in
the order for final liquidation:
Name and Address.
Boyce, A. M. Hamlin, Ark....................
Bradford, H. A. Memphis, Tenn.......
Charity Fund, unknown.........................
Duke, A. B., Helena, Ark......................
Garrett, Mrs. J. N., Wynne, Ark.........
Grave Yard Ass’n., Wynne, Ark.........
James, Mary, unknown.........................
Lewellen, T. J., Wynne, Ark.................
Lunsford, Bruce, Wynne, Ark...............
Mayo and Robinson, Wynne, Ark.......
Mebane, Mary, Wynne, Ark.................
Monchan, Mrs. M. J., Wynne, Ark.......
Mt. Moriah Baptist Church, Colt, Ark
Murrah, W. C., Wynne, Ark.................
Nitchetz, H. C.,. unknown.....................
Robinson. Ester, unknown.................
Seamen, E. P., Wynne, Ark..................
Shelton, C. H., Little Rock, Ark...........
Texas and Company, unknown...........
Turner, Lelia, Wynne, Ark....................
Union Grove Cemetery, Wynne, Ark..
White, W. H., unknown..................... .
Williams. Mrs. Lucy, Wynne, Ark.. ..,
Wilson, J. C., unknown.......................

Amount.
. .$
.08
.38
..
6.59
.40
.12
.. 17.47
..
4.00
.69
.06
.01
.25
.22

.36
.20

..

26.00
2.00

.07
.81
.40
.12
2.00

.45
.21
.. 115.00

Total ........................................................................................................ $177.89
In compliance with Section 58 of Act No. 113 of the Acts of 1913, the above
funds are on deporit with the Cross County Bank of Wynne, Arkansas.




Statement of the Condition
OF

A ll Banks, Trust Companies and Savings Banks
U nder Supervision of the Bank Department
AT

Close o f Business D ecem ber 31, 1919




STATE OF ARKANSAS

47

ALICIA ,
FARMERS BANK
Officers—P. H. Schwegman, President; J. G. Richardson, Vice President; C.
Bush, Cashier; Rolph Bush, Assistant Cashier.
Directors—P. H. Schwegman, J. T. Bottorff, J. G. Richardson, G. R. Bush, E. T.
Fife, J. W. Moseley, John.M. Lester.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
juoans and discounts...............$
Loans on real estate..................
Loans on cotton........................
Overdrafts ...................................
U. S. bonds .................................
Othe bonds and securities.....
Furniture and fixtures............
Banking house ..........................
Due from non-reserve banks
Cash items ...................................
Due from reserve banks........
Currency .......................................
Gold ..................... - ......................
Silver ..............................................
Total

28,637.25
13,324.60
43,027.41
53.60
9,074.02
371.38
1,453.80
1,900.00
33,947.97
2,945.44
71,066.58
8,391.00
15.00
1,057.02

.......... .............................$215,265.07

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ......................
1,000.00
Undivided profits ....................
4,696.78
466.45
Savings accounts ............
Individual deposits .................. 179,203.09
Public funds ...............................
4,720.60
Certificate of deposits, time
8,816.65
Cashier’s checks ......................
6,361.50

Total

..........- ............................. $215,265.07

ALMA

BANK OF ALMA
Officers—J. D. Byars, President; T. H. Renfroe, Vice President; J. C- Alexander,
Cashier; W. T. Crawford, Assistant Cashier.
Directors—J. C. Alexander, J. D. Byers, T. H. Renfroe, W. B. Smith, L. S. Lewers, C. A. Starbird, W. L. Shull.
STATEMENT OF DECEMBER 31. 1919

RESOURCES.
LIABILITIES.
Loans and discounts.................$112,898.04
Capital stock .............................$ 35,000.00
Certified surplus ....................
15,000.00
Loans on real estate................ 29,543.62
Loans on cotton........................ 187,726.74
Undivided profits ..............
2,345.37
Individual deposits .................. 331,553.60
Ovedrafts .....................................
1,731.48
...............................
672.96
Public
funds
U. S. bonds ...................................
8,196.04
Certificates of deposit, time 15,416.26
Banking house ...........................
1,000.00
Cashier’s’ checks ...................... 14,192.77
Due from reserve banks............................... 61,997.27
Checks on other banks............
736.70
Currency .......................................
7,743.00
Gold ......................................
387.50
Silver .......................
2,220.57
$414,180.96

Total

Total

$414,180.96

ALMA

COMMERCIAL BANK
Officers—J. H. Ccle, President; R. L. Liles, Vice President; O. B. Ragcn,
Cashier; L. J. Ragon, Assistant Cashier.
Directors—J. H. Cole, R. L. Liles, E. Bradley, J. J. Cock, C. M. Adams, T. H.
Kiblen, O. B. Ragon.
STATEMENT OF DECEMBER 31, 1919

RESOURCES.
Loans and discounts.................. $
Loans on real estate................
Loans on cotton ......................
Overdrafts ........
U. S. bonds ..............
Other bonds and securities....
Banking house ...........................
Due from non-reserve banks
Cash items ...................................
Due from reserve banks..........
Currency ......................................
Gold ................................................
Silver .................
Total

35,471.50
10,330.15
8,922.30
11.13
19,050.00
10.00
3,000.00
16,473.00
6,024.64
94,489.22
2,966.00
57.50
455.74

......................................... $197,261.18




LIABILITIES.
Capital stock .... ........................$ 25,000.00
Certified surplus ......................
2,817.64
Undivided profits ....................
5,440.61
Individual deposits .................. 150,000.77
Public funds ...............................
355.06
Certificates of deposit............ 12,973.26
Cashier’s checks .......................
218.94
Other liabilities .........................
454.90

Total

......................................... $197,261.18

48

REPORT OF BANK COMMISSIONER

ALMYRA
BANK OF ALMYRA
Officers—H. D. Stbree, President; C. W. Farley, Vice President; E. A. Mitchell,
Cashier.
Directors H. D. Sebree, C. W. Farley, J. A. Hcughton, Anton Sorensen, E. A.
Mitchell.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
Overdrafts ..............................
U. S. bonds ........
Other bonds and securities....
Furniture and fixtures............
Banking house .....................
Items in transit...... ....................
Cash items ...................................
Currency ...........................
Due from reserve banks........
Silver ..........................................
Other resources .....................'...

85,594.09
10,262.25
2,320.79
11,551.83
1,200.00
1,250.00
775.00
3,684.84
195.51
2,358.00
31,794.83
799,13
3,257.49

$155,043.78

Total

LIABILITIES.
Capital stock .............................$ 15,000.00
Undivided profits ....................
3,710.71
Certified surplus .......................
5,000.00
Individual deposits .................. 116,776.17
Certificates of deposit, time 10,179.06
Public funds ......
1,641.48
Other liabilities .........................
74.80
2,661.56
Cashier’s checks ..........

Total

$155,043.78

ALPENA PASS

BANK OF ALPENA
Officers—E. H. Wymore, President; J. S. Daltcn, Vice President; J, W. Paul,
Everett Paul, Assistant Cashier.
Directors—J. W. Paul, Everett Paul, E. H. Wymore.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Overdrafts ...................................
Loans on real estate................
U. S. bonds .................................
Other bonds and securities....
Furniture and fixtures............
Banking house ........................
Other real estate ......................
Due from non-reserve banks
Cash items ........................
Currency .......................................
Due from reserve banks........
Gold ..............................
Silver .......
Total

79,836.22
466.15
23,912.97
3,800.00
69.25
1,965.00
2,000.00
1,000.00
24,912.30
414.91
3,086.00
17,992.44
560.00
591.03

....................... ................. $160,606.27

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .......................
800.00
Individual deposits .................. 124,367.10
Certificates of deposit, time 24,899.43
Cashier’s checks ................
539.74

Total

......................................... $160,606.27

ALTHEIMER
BANK OF ALTHEIMER
Officers— Thos. R. Ashcraft, President; A. D. Fester, Vice President; R. B.
Ashcraft, Cashier; D. C. Young, Assistant Cashier.
Directors—Thos. R. Ashcraft, A. D. Fester, J. P. Walt, L. L. Phillips, R. B. Ash­
craft, E. L. Be we, M. L. Altheimer.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $ 37,496.76
Loans on real estate.............. 50,361.00
Loans on cotton........................
81,025.53
Other bonds and securities....
1,302.32
Furniture and fixtures..........
3,500.00
Banking house ........................
10,000.00
Other real estate .......................
1.00
Due from reserve banks........ 53,981.99
Currency ........................... -.....—- 21,382.00
Gold ................................................
20.00
Silver ..........................
1,244.36
Other resources .........................
340.00
Total




$260,654.96

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ......................
5,000.00
Undivided profits ....................
5,202.61
Individual deposits .................. 190,889.72
Public funds .............
6.694.91
Due to non-reserve banks..... 15,000.00
Certificates of deposit,time 11.019.74
Cashier’s checks ....................
1,847.98

Total

$260,654.96

STATE OF ARKANSAS

49

ALTUS
BANK OF ALTUS
Officers—J. N. Adams, President; M. Musgrove, Vice President; L. F. Stephen­
son, Cashier; T. J. Karr, Assistant Cashier.
Directors—W. S. O’Kane, Joseph Backmari, J. N. Adams, Fath Placidus Oechole,
A. Buergler, John C. Gardner.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 74,764.60
Loans on real estate................ 12,718.35
Loans on cotton........................
406.65
Overdrafts ...................................
494.53
U. S. bonds ................................... 11,219.87
Banking house ..........................
5,000.00
Due from reserve banks........ 184,491.42
Currency ......
2,528.00
Gold ..................
220.00
Silver .............................................
701.25
Total

....... ................................. $292,544.67

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ......................
5,000.00
5,745.69
Undivided profits ......................
Dividends unpaid ....................
920.00
Individual deposits ................ 211,186.47
Public funds .............................
430.06
Certificates of deposit, time 38,539.09
5,723.36
Cashier’s checks ......................

Total

......................................... $292,544.67

AMITY
BANK OF AMITY
Officers—W. C. Hays, President; G. W. Tclleson, Vice President; W. H. Olds,
Cashier; B. W. Fincher, Assistant Cashier; J. W. Thompson, Assistant
Cashier; J. H. Buckley, Assistant Cashier.
Directors— W. C. Hays, G. W. Tollescn, W. H. Olds, W. W. Watson,
W. S. Watson.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$220,230.32
Loans on real estate................ 120,500.00
Overdrafts ...............................
1,944.62
U. S. bonds ................................... 93,900.00
Other bonds and securities....
3,298.60
Furniture and fixtures............
2,325.00
Banking house ...........................
3,500.00
Other real estate......................
1,550.20
Cash items ...................................
1,609.02
Due from reserve banks........ 85,895.72
Currency ........................
10,864.00
Gold .........
855.00
Silver ................ ...................- .......
790.63
Other resources ........................
4,960.46
Total




$552,223.57

LIABILITIES.
Capital stock .............................$ 25,000.00
8,500.00
Certified surplus ....................
Undivided profits ....................
8,258.25
Individual deposits .................. 421,573.38
Public funds ...............................
156.02
Certificates of deposit, time.. 88,735.92

Total

$552,223.5?

REPORT OF BANK COMMISSIONER

50
ARKADELPHIA

ELK HORN BANK & T R L S t CO.
Officers—J. S. Cargile, President; R. B. F. Key, Vice President; J. J. Hardin,
Vice President; W. E. Barkman, Cashier; H. L. Petty, Assistant Cashier;
A. P. Greene, Assistant Cashier. Directors—J. J. Hardin, Neill Sloan, J. W. Patterson, R. H. Greene, J. S. Car­
gile, Claud Phillips, E. E. Meade r, D. Flanagin, R. B. F. Key, R. A. Stuart,
W. E. Barkman.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $494,513.06
Loans on real estate................ 158,713.42
Loans on cotton ...................... 11,321.40
Overdrafts ...................................
3,098.15
U. S. bonds ................................. 28,842.00
Other bonds and securities....
8,763.39
3,518.61
Furniture and fixtures............
Banking house ...........................
9,805.73
5,336.07
Other real estate......................
Items in transit ......................
2,466.26
Cash items .................................
2,309.69
Due from reserve banks.......... 265,062.48
Checks on other banks.......... 17.615.21
Currency ....................................... 26,294.00
Gold ................................................
160.00
Silver .................................
2.115.47
Other resources ......................... 11,392.90
Total

$1,051,327.84

LIABILITIES.
Capital stock ............................. $129,500.00
Certified surplus ....................... 30,000.00
Undivided profits .................... 33,461.59
Savings accounts .................... 263,410.28
Individual deposits ................ 393,373.58
Public funds ............................. 120,692.98
Due to non-reserve banks......
1,915.02
Certificates of deposit, de­
mand .................................
75,000.09
Cashier’s checks .......................
2,829.30
Other liabilities .......................
1,145.00

$1,051,327.84

Total

ARKADELPHIA
MERCHANTS & PLANTERS BANK
Officers— Jas. G. Clark, President; E. M. Hall, Vice President; J. W. Bunch,
Cashier; R. J. Dougan, Assistant Cashier.
Directors— Jas. G. Clark,' E. M. Hall, J. W. Bunch, R. J. Dougan, D. McMillan,
J. H. McMillan, Jack Ross, J. B. Brown, John B. Meader. B F Condrav
W. M. Moore, J. J. Kress.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts........$410,899.33
Loans on real estate...... 40,000.00
Loans on cotton..............
7,803.27
Overdrafts ..............
1,447.80
U. S. bonds .................................
5,296.00
Other bonds and securities.... 22,294.75
Furniture and fixtures.
7,350.78
Banking house ........................
19,935.00
Due from non-reserve banks 97,979.18
Cash items .................................
3,087.65
Checks on other banks..........
2,218.77
Currency .................................
16,851.00
Gold .................. - ............ ..............
845.00
Silver ..............................................
3,339.99
Total

................. ........................$639,348.52




LIABILITIES,
Capital stock ........................... ,$ 75,000.00
Certified surplus ......................
5,100.00
Undivided profits ....;............ ... 26,129.69
B ills. payable more
than 4% interest
paid ........................
400.00*
Individual deposits .........
398,148.28
Public funds .....
55,115.22
Certificates of deposit, time., 78,731.39
Cashier’s checks .......................
1,123.94

Total

.........................................$639,348.52

STATE OF ARKANSAS

51

ARKANSAS CITY
DESHA BANK & TRUST CO.
Officers—Henry Thane, President; Joe Demarke, Vice President; W. E. Thomp­
son, Cashier and Secretary; J. H. Cotham, Assistant Cashier, Mary How­
ard, Assistant Cashier.
Directors—H. Thane, Joe Demarke, D. A. Gates, E. O. Johnson, J. Bernhardt,
F. M. Rogers, Geo. W. Reese.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................$689,654.18
Loans on real estate............... 248,936.85
Overdrafts ...................................
4,345.41
Loans on cotton........................ 34,700.00
U. S. bonds ................................... 120,050.00
Other bonds and securities.. 93,815.90
Furniture and fixtures............
2,120.00
Banking house ........................... 29,000.00
Other real estate.....................
7,738.41
5,335.19
Items in transit.......................
Cash items .................................
65.62
Due from reserve banks....... 118,861-.65
Currency ....................................... 12,380.00
Gold ................................................
60.00
Silver ..............................................
3,281.03
Other resources ........................ 25,045.35
Total

$1,395,389.59

LIABILITIES.
Capital stock ..................
$100,000.00
Certified surplus .................... 100,000.00
Undivided profits .................... 19,906.63
110,000.00
Bills payable ................
Notes rediscounted ................ 50,000.00
Bills payable more
*
than 4% interest
paid ........................ 234,080.40*
Savings accounts ...................... 44,972.38
3,512.50
Trust funds .................................
Dividends unpaid ....................
2,580.50
Individual deposits .................. 305,254.38
Public funds ............................... 450,842.11
Due to non-reserve banks.. 43.586.70
Certificates of deposit, time.. 86,026.25
Cashier’s checks ......................
3,676.45
Other liabilities ...................... 75,031.69
Total

$1,395,389.59

ASHDOWN
ARKANSAS STATE BANK
Officers—O. Kolb, President; A. E. Waters, Active, J. M. Sutton, Vice President;
J L Martin Casln&r
Directors—O. Kolb, J. L. Martin, A. E. Waters, W. D. Waldrop, J. M. Sutton,
A. D. DuLaney, J. R. Pierce, W. B. Prewett.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts ..... ...... $193,464.61
Loans on yeal estate.............. 33,824.90
1,400.00
Loans On cotton ......................
150.69
Overdrafts ...................................
U. S. bonds ................................... 43.750.00
Other bonds and securities.... 10,589.23
1 , 000.00
Furniture and fixtures............
153.60
Items in transit-......................
25,000.00
Due from noii-reserve banks
468.15
Cash items .... ..............................
Due from reserve banks........ 30,948.17
126.44
Checks on other banks............
Currency ....................................... 10.503.00
160.00
Gold ................................................
1,906.51
Silver .............................................
6,326.77
Other resources ......................
10-m ‘ 6S2$'




LIABILITIES.
Capital stock ................ ............ $ 25 ,000.00
Certified surplus ...................... 12,500.00
Undivided profits ....................
4,852.63
Bills payable .....................
40,000.00
Notes rediscounted ................ 24,800.00
Individual deposits .................. 132,133.84
Public funds ............................... 29,698.76
Certificates of deposit, de­
mand ......................................... 62,372.62
Certified checks ......................
213.21
Cashier’s checks ......................... 4,282.46
Reserved for interest..............
562.42
Reserved for taxes..................
1,203.50
Other liabilities ............
22,152.63

Total

$359,772.07

REPORT OF BANK COMMISSIONER

52

ASH FLAT
BANK OF ASH FLAT
Officers— R. E. Semple, President; J. M. Causbie, Vice President; W. T. Me*
Junkins, Cashier, Virginia McJunkins, Assistant Cashier.
Directors— W. W. McJunkins, J. P. Hardin, B. F. Ritchie.
.
RESOURCES.
Loans and discounts................$ 31,585.55
Loans on real estate..... ........ 10,298.00
Loans on cotton ......................
1,500.00
Overdrafts .......
3,455.40
U. S. bonds .......................
3,176.00
Furniture and fixtures.......v.
900.00
Banking house .....................................350.00
280.00
Cash items ...................................
Due from reserve banks......... 87,014.21
Currency ..............................
3,326.00
Gold ........
295.00
Silver ..............................................
649.46
Other resources .........................
61.20
Total

.............- ..........................$142,890.82

LIABILITIES.
Capital stock .................... ........$ 5,000.00
Certified surplus ...............
1,200.00
Undivided profits ....................
4,490.56
Individual deposits .................. 131,167.38
Cashier’s checks .........................
1,032.88

Total

......................................... $142,890.82

ATKINS
BANK OF ATKINS
Officers—J. M. Barker, President; Ira Darr, Vice President; J. M. Barker,
Cflshi6r
Directors— J. M. Barker, Ira Darr, C. Bell, E. P. Griffin, W. M. Lem.ley, J. L.
Jordan, J. E. Darr.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts...... $214,682.30
Loans on real estate...... 103,859.33
Loans on cotton..... ................... 140,789.37
Overdrafts ...................................
121.41
U. S. bonds ......
138,200.00
Other bonds and securities.. 40,191.15
Due from reserve banks. 346,726.30
7,902.22
Checks on other banks......... —
Currency ....................................... 14,360.00
Gold ...............................- ..............
795.00
Silver ..............................................
1,781.19

LIABILITIES.
Capital stock .............. .............. $ 50,000.00
Certified surplus ......................
50,000.00
347.06
Undivided profits ....................
Bills payable more
than 4% interest
paid ...... ................. 46,594.36*
Dividends unpaid ....................
15,000.00
Individual deposits ............... 675,129.63
Public funds .........
162,176.70
Certificates of deposit, de­
mand ...........................
46,674.19
Reserved for taxes.................. 10,080.69

Total ....................................... $1,009,408.27

Total ....................................... $1,009,408.27

ATKINS
MERCHANTS & FARMERS BANK
Officers—A. J. McCollum, President; W. A. Montgomery, Vice President; O. H.
McCollum, Cashier.
Directors—A. J. McCollum, W. A. Montgomery. O. H. McCollum.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Laons and discounts................$ 79.125.34
Loans on real estate...... .......
8,318.00
U. S. bonds ................................. 21,688.80
Overdrafts ............
852.25
Other bonds and securities....
286.95
Furniture and fixtures..........
1,850.00
Banking house ........................
2,350.00
Due from reserve banks.......... 238,969.32
Checks on other banks..........
2,773.41
Currency ....................................... 12,568.00
Gold .... ......... .'................................
1,370.00
Silver .............................................
1,645.93
Total




$371,798.00

LIABILITIES.
Capital stock ................ ............ $ 10,000.00
Certified surplus ......................
10,000.00
Undivided profits .....................
8,426.08
Individual deposits .................. 241,418.36
Public funds ............................... 30,225.00
Certificates of deposit, time.. 71,011.96
Cashier’s checks .......................
716.60

Total

$371,798.00

STATE OF ARKANSAS

53

AUGUSTA

BANK OF AUGUSTA & TRUST CO.
Officers— I. J. Stacy, President; J. F. Summers, Vice President; A. H. Hamilton,
Cashier; I. V. Massengjll, Assistant Cashier.
Directors— W. L. Banks, J. H. Snapp, W. M. Sale, C. S. Airheart, W. C. Berry,
J. R. Vinson, Ed Reddy, T. E. Stanley, I. J. Stacy, J. F. Summers, A. H.
Hamilton.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts......$180,692.09
Loans on real estate...... 55,153.27
U. S. bonds ................................. 25,350.00
Other bonds and securities..
8,641.26
Banking house ........................
4,500.00
Other real estate............
7,500.00
Items in transit ........................ 16,109.68
Due from non-reserve banks 26,000.00
Cash items ___
1,375.56
Due from reserve banks....... 171,122.61
7,582.60
Checks on other banks..........
Currency ....................................... 34,995.00
Gold ..............
585.00
Silver .............................................
3,669.72
2,000.00
Other resources ........................
Total

....................._........... ......$545,276.79

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ...................... 25,000.00
Undivided profits .................... 13,105.28
Trust funds .....................
1,200.00
Individual deposits .................. 368,127.83
Public funds ............................... 51,798.11
Certificates of deposit, time.. 36,045.57
Loans on real estate .............. 23,912.97
Other bonds and securities....
69.25

Total

......................................... $545,276.79

AUGUSTA
WOODRUFF COUNTY BANK
Officers—T. E. Benner, President; R. T. Harville, Vice President; J. C. Mc­
Donald, Cashier; Rcy Mitchell, Assistant Cashier.
Directors—T. E. Bonner, R. T. Harville, J. C. McDonald, W. N. Gregory, R. H.
Winfield.
STATEMENT OF DECEMBER 31. 1919

RESOURCES.
Loans and discounts................ $ 59,263.28
Loans on real estate.............. 14,350.00
Overdrafts ...................................
95.03
U. S. Bonds................................... 105,000.00
Other bonds and securities.... 15,586.85
Furniture and fixtures..........
1,000.00
Banking house ..................... —
3,000.00
Items in transit..... ...................
1,535.23
Due from reserve banks....... 189,752.62
Due from non-reserve banks 17,010.75
Cash items ...................................
83.85
urrency .............
23,684.00
ilver ..............
2,029.14

$422,390.71

Total

LIABILITIES.
Capital stock ..................... .......$ 40,000.00
Certified surplus ...................... 20,000.00
Undivided profits .......
13,800.28
Individual deposits ................ 347,028.16
Public funds ...............................
606.38
Certificates of deposit, time..
" 847.15
Reserved for taxes ..................
108.74

Total

$422,390.71

BALD KNOB

BALD KNOB STATE BANK
Officers—T. J. Campbell, President; J. W. Ccombe, Vice President; E. R. Wynn,
Cashier, T. W. Leggett, G. W. Lamar, Assistant Cashiers.
I^irectors—T. J. Campbell, J. Cclliscn, G. B. Coleman, E. R. Wynn, J. W.
Cccmbe, W. H. David’scn, J. D. Brown.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$102,364.86
Loans on real estate................ 64,687.45
U. S. bonds .....................
140.00
Furniture and fixtures............
1,775.00
Banking house ..........................
3,700.00
Items in transit .....
20.00
Due from non-reserve banks
2,163.05
Due from reserve banks.......... 113.957.55
Currency ....................................... 11,151.00
Gold ................................................
1,077.50
Silver .................................-...........
1,631.82
Total

......................................... $302,668.23




LIABILITIES.
^aa aa
Capital stock ............................. $
000.00
Certified surplus ......................
10,000.00
Undivided profits ....................
6,567.02
Trust funds ...............................
325.00
Individual deposits .................. 246,021.92
Public funds ...............................
1,431.08
Due to non-reserve bands....
580.69
Certificates of deposit, de­
mand ......................................... 14,490.10
Cashier’s checks .......................
8,252.42
Total

................................. '■.......$302,668.23

54
BATESVILLE

REPORT OF BANK COMMISSIONER

CITIZENS BANK & TRUST CO.

Officers—T. J. Walbert, President; W. P. Jones. Vice President; H. M. Kerinerly, Cashier; Ben Jernigan, Assistant Cashier.
Directors—T. J. Walbert, W. P. Jones, I. N. Barnett, C. F. Cole, H. C. Wade,
J. M. Gray, J. E. Sherrill, L. F. Reeder, C. W. Barnett.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts......$303,534.11
Loans on real estate...............■. 41,834.81
6,069.01
Overdrafts ...................................
U. S. bonds ................................. 75,733.79
Other bonds and securities.... 30,529.72
Furniture and fixtures..........
500.00
Items in transit..............
2,207.00
Due from non-reserve banks 77,700.30
Cash items .................................
1,648.47
Due from reserve banks........ 39,524.55
Checks on other banks..........
4,910.53
Currency ....................................... 10,038.00
Gold ...................................
1,840.00
Silver ..............................................
3,654.62
Total

BATESVILLE

$599,724.91

LIABILITIES.
Capital stock ............................. $ 50,000.00
Certified surplus ....................... 20,000.00
Undivided profits .....................
340.00
Savings accounts .................... 25,201.28
Trust funds ........
1,958.42
2,500.00
Dividends unpaid ....................
Individual deposits .................. 384,215.65
Public funds ............................... 57,114.41
Certificates of deposit, time.. 55,684.77
Cashier’s checks .......................
1,595.40
Reserved for taxes..................
1,000.00
Reserved for taxes..................
114.98

Total

$599,724.91

UNION BANK & TRUST CO,

Officers— D. D. Adams, President; S. M. Casey, J. C. iFitzhugh, J. C, Hall, Vice
Presidents; C. D. Metcalf, Cashier; E. A. Hodges, J. H. Kennard, M, .S
Kennard, D. E. Wiles, Assistant Cashiers.
Directors—C. D. Metcalf, Sam S. Casey, John W. Glenn. M. Stokes, C. C. Fitzhugh, J. W. Williamson, D. D. Adams, J. C. Fitzhugh, C. W. Maxfield, J. C.
Hall.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $685,340.57
Loans on real estate................ 43,434.47
Loans on cotton ...............
23,472.37
Overdrafts ........................ '..........
217.36
U. S. bonds ................................. 223,138.16
Other bonds and securities.... 32,872.71
Furniture and fixtures............
7,000.00
Items in transit. — .............. 26,021.96
Bills of exchange......................
17,477.14
Cash items ......................
17,619.71
Due from reserve banks.......... 455,076.75
Checks on other banks............
2,146.56
Currency ..................................... 24,410.00
Gold ..................
43.50
Silver ..............
4,940.60
Other resources ........................
40.02
Total




$1,563,251.88

LIABILITIES.
Capital stock ................... ......... $ 75,000.00
Certified surplus ....................... 18,000.00
Savings accounts ..........
163,660.12
Trust funds ............................... 13,755.08
Dividends unpaid ............
2,085.00
Individual deposits ................ 569,072.67
Public funds .....
11,255.56
Due to non-reserve banks..... 457,023.42
Certificates o f deposit,time.. 126,913.47
Cashier’s checks ............:............. 24,386.56
Other liabilities .....................
102,100.00

Total

$1,563,251.88

STATE OF ARKANSAS

55

BAUXITE
BANK OF BAUXITE
Officers— A. B. Banks, President; S. A. Banks, Vice President; T. E. Howell,
Cashier, R. H. Barnes. Assistant Cashier.
Directors— A. B. Banks, S. A. Banks, T. E. He well
STATEMENT OF DECEMBER 31, 1919

RESOURCES.
Loans and discounts ..............$
Loans on real estate................
Overdrafts ...................................
U. S. bonds .................................
Other bonds andsecurities....
Furniture and fixtures..........
Banking House
...............
Cash Items .................................
Due from reserve banks........
Currency .....................................
Gold ................................................
Silver ......
Other resources
..................
Total

80,975.88
25,934.17
166.58
6,125.20
1,390.25
2,318.75
2,700.00
. 22.40
20,519 20
7,236..00
555.00
228.58
215.00

......................................... $148,387.01

LIABILTTTPS
~
Capital
stock .............................$ 10 , 000.00
Certified surplus ......................
7.000. 00
Undivided profits ....................
2,510.51
Bills payable .............................
8. 000 .
Bills payable more than 4
per cent interest paid..........
3,000.00
Individual deposits ................ 91,459.01
Public funds ...............................
7,878.02
Certificates of deposit, time.. 21,216.50
Cashier’s checks ......................
322.97

Total

...................... ................. .$148,387,01

BAY
FARMERS BANK OF BAY
Officers—A. B. Womack, President; C. J. Perry, Vice President; W. H. Lohnes,
Cashier.
Directors—A. B. Womack, C. J. Perry, W. H. Lohnes, S. T. Ray, O. Y. Smith.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$ 77,274.00
2,100.00
Loans on real estate................
Overdrafts ................
180.34
4,350.00
U. S. bonds ........
Furniture and fixtures............
1,623.90
Banking house ..............
2,071.63
Due from reserve banks........ 35,205.92
Currency .......................................
4,365.00
Silver .............
707.90
Total

......................................... $127,878.69

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .......................
1,000.00
Undivided profits ....................
68.35
Individual deposits ................ 86,890.03
Public funds ............................... 20,000.00
Certificates of deposit, time..
7,225.72
Other liabilities .........................
2,694.59

Total

......................................... $127,878.69

BEARDEN
FARMERS & MERCHANTS BANK
Officers—W. C. Ribenack, President; A. F. Jordan, W. O. J. Gatling, W. M.
Gatling, Jr., Vice Presidents; E. S. Rodman, Cashier; N. E. Shuffield.
Directors— W. C. Ribenack, E. J. Byrd, Hugh H. Heiury, T. A. Sloan, B. F. Gray,
W. H. Dickir scn, J. W. Mitchell, W. O. J. Gatling, A. F. Jordan.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$208,306.12
Loans on real estate..!............. 78,565.25
1,200.00
Loans on cotton ........................
Overdrafts ...................................
357.49
U. S. bonds ................................. 25,505.00
Bonds to secure Postal Sav­
ings .........................
1,000.00
Other bonds and securities....
1,294.82
Furniture and fixtures..........
2,000.00
Banking house ...........................
5,700.00
Cash items ...................................
96.31
Due from reserve banks.......
53,549.13
Currency .....................
25.892.00
Gold ................................................
322.50
Silver ............
1,994.21
T.otal




$405,782.83

LIABILITIES.
Capital stock .............................$ 20,000.00
Certified surplus ....................
3,000.00
519.67
Undivided profits ....................
Dividends unpaid ......................
949.75
Individual deposits
............. 316,721.56
Public funds ...............................
618.35
Due to non-reserve banks.......
9.21
Certificates of deposit,time.. 60,223.28
Cashier’s checks ......................
3,741.01

Total

$405,782.83

00

REPORT OF BANK COMMISSIONER

5&

BEEBE

CITIZENS BANK
Officers— E. H. Abingtcn, President; J. R. Sloan, Vice President; J. W. Jarret t,
Cashier, Marie Linder, Assistant Cashier.
Directors— E. H. Abingtcn, Mrs. M. J. Williams, J. R. Sloan, B. F. Lewis, J. W .
Jarrett.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
Overdrafts ...................................
U. S. bonds .................................
Other bonds and securities..
Furniture and fixtures..........
Banking house ...........................
Cash items .................................
Due from reserve banks........
Currency .......................................
Gold .................. -............................
Silver ..............................................
Total

39,869.60
20,847.95
60.39
59,175.32
545.56
1,860.00
2,000.00
103.80
99,803.20
9,710.00
217.50
998.35

......................................... $235,191.67

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .......................
2,000.00
4,136.06.
Undivided profits ....................
Individual deposits ................ 186,481.97
Public funds ............- ................ 22,119.05
Certificates of deposit, time..
3,642.00
Certified checks .......................
19.68
Cashier’s checks .......................
6,792.91

Total

......................................... $235,191.67

BELLEVILLE

BELLEVILLE BANK
Officers—W. H. Meltcn, President; F. C. Jones, 1st Vice President; T. B. Buckman, 2nd Vice President; R. A. White, Cashier; J. E. Page, Assistant Cash­
ier.
Directors—H. J. White, H. W. Melton, F. C. Jones, B. T. Brown, W. C. Page.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 29,466.72
2,700.00
Loans on real estate................
Loans on cotton....... ................ 28,009.36
Overdrafts ...................................
1,198.89
6,382.82
U. S. bonds.....................................
Other bonds and securities....
898.75
Furniture and fixtures............
1,150.00
Cash items ..................
296.00
Due from reserve banks.......... 35,735.43
Currency ...........................
5,878.00
Gold ............................... .......- ......
160.00
Silver ..................
713.55
$112,589.52

Total

LIABILITIES.
Capital stock ..................... .......$ 10,000.00
600.00
Certified surplus .....................
Undivided profits .......................
2,100.68
Individual Deposits .........
94,077.73
Public funds ..........
2,173.11
Certificates of deposit, time..
2,400.00
Cashier's checks .......................
1,238.00

Total

$112,589.52

BENTON
BANK OF BENTON
Officers— E. A. Parker, President; J. O. Lakey, Hugh D. Hart, Vice Presidents;
M. F. Scott, Cashier; W. O. Scctt, Assistant Cashier.
Directors— R. J .Ashby, E. A. Parker, J. O. Lakey, Hugh D. Hart, M. F. Scctt.
STATEMENT OF DECEMBER 31. 1919

.

RESOURCES.
Loans and discounts...... $291,334.98
Loans on real estate.... 86,540.00
Overdrafts ...............
1,881.85
U. S. bonds ................................. 28,426.54
Bonds to secure postal sav’gs 26,000.00
Other bonds and securities.... 13,375.60
Furniture and fixtures............
3,000.00
Banking house ........................8,500.00
Other real estate........ —
957.00
Cash items ...................
579.56
Due from reserve banks.......... 24,342.79
Checks on other banks..........
1,028.45
Currency ....................
17,806.00
Gold .........................................
1.132.50
Silver .........
2,905.54
Other resources ........................
641.70
Total

........................................ .$508,452.51




LIABILITIES.
Capital stock ............................. $ 50 000.00
Certified surplus .....
7,000.00
1.696.69
Undivided profits .........
Bills payable ............................. 26.000.00
Postal savings deposits......... 18,681.05
Dividends unpaid .......................
2,600.00
Individual deposits .........
333.602.51
C-D ’s for money borrowed.... 52.471.66
Cashier’s checks ...............
3.900.60
Other liabilities ..........
12,500.00

Total

......................................... $508,452.51

STATE OF ARKANSAS

57

BENTONVILLE

FIRST STATE BANK
Officers—D. R. Dickson, President; J. R. Rice, Vice President; E. R. Berry,
, Cashier.
Directors—W. E.* Jackson, D. R. Dickson, E. R. Berry, E. C. Pickens, J. R. Rice,
D. W. Peel.
STATEMENT DECEMBER 31. 1919
RESOURCES.
Loans and discounts ..............$
Loans on real estate................
U. S. bonds...................................
Other bonds and securities....
Due from non-reserve banks
Due from reserve banks.......
Checks on other banks............
Currency .....................................
Gold .... >.........................................
Silver .............................................
Total

28,022.96
5,385.00
18,343.09
6,515.48
52,033.53
18,311.04
237.03
2,467.00
30.00
397.24

......................................... $131,742.37

LIABILITIES.
Capital stock .............................$ 10,000.00
2,000.00
Certified surplus ......................
Undivided profits ....................
1,440.07
Savings accounts ....................
39.00
Individual deposits ................ 33,746.47
Public funds ............................. 83,791.21
Certificates of deposit, time
725.62

Total

......................................... $131,742.37

BERRYVILLE
PEOPLES BANK
Officers—J. E. Reynolds, President; C. D, Wall, Vice President; Carroll Hudson,
Cashier, Rus Stamps, Assistant Cashier.
Directors— J. E. Reynolds, R. D. Boatright, C. T. Denney, J. ,W. Duncan, J. B.
Brown, A. S. Bobo, Carroll Hudson.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
1 Loans and discounts.................$179,287.25
Loans on real estate................
9,713.00
Overdrafts ...................................
183.47
U. S. bonds................................... 14,433.64
Other bonds and securities....
1,154.71
Furniture and fixtures..... ......
3,394.49
Banking house ..........................
3,300.00
Due from non-reserve banks 25,000.00
Cash items .................................
337.93
42,121.16
Due from reserve banks.......
Checks on other banks............
986.72
Currency .......................................
3,968.00
Gold ................................................
565.00
Silver .............................................
2,550.35
Total

$286,995.72

LIABILITIES.
Capital stock ...............................$ 25,000.00
Certified surplus ....................._• 2,250.00
Undivided profits ............
4,237.92
Bills payable more
than 4% interest
32,126.91*
paid ........................
Individual deposits ................ 145,846.76
Public funds ............................... 87,706.90
Due to reserve banks..............
702.45
Certificates of deposit, time 21,251.69

Total

$286,995.72

BIGELOW

BIGELOW STATE BANK
Officers—S. R. Morgan, President; A. G. Miller, Vice President; M, F. Ray,
Cashier; Lela Sailor, Assistant Cashier,
Directors— S. R. Morgan, A. G. Miller, A. H. Procter.
STATEMENT OF DECEMBER 31, 1919

RESOURCES.
Loans and discounts................ $
Loans on real estate................
Overdrafts ...................................
U. S. bonds .................................
Other bonds and securities ...
Furniture and fixtures............
Banking house ..........................
Other real estate.....................
Cash items .................................
Due from reserve banks..........
Currency .....................................
Gold ...............................................
Silver .............................................
Other resources ......................
Total




35,493.16
18,295.51
82.82
1,426.56
11,445.23
2,000.00
1,000.00
2,215.72
922.85
19,428.16
4,127.00
182.50
1,354.74
41.70

$ 98,015.95

LIABILITIES.
Capital stock ..... .........................
Undivided profits ......................
Bills payable more
than 4% interest
paid ........................
500.00
Individual deposits ................
Public funds .............................
Certificates of deposit, time
Cashier’s checks ......................

Total

10 , 000.00

107.44

74.032.84
10,856.26
1,866.76
1,152.65

98,015.95

58

REPORT OF BANK COMMISSIONER

BIGGERS
BANK OF BIGGERS
Officers—Tom Bigger, President; S. F. Harrison, Vice President; E. C. Whit­
tington, Cashier; Harry Whittington, Assistant Cashier .
Directors—Tom Bigger, S. F. Harrison, Ida J. Bigger, J. S. Riley, E. C. Whit­
tington.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 26,771.49
U. S. bonds ......................... ’ .....
4,750.00
Other bonds and securities....
700.00
Furniture and fixtures............
800.00
Banking house ...........................
2,000.00
Due from reserve banks........ 133,916.88
Currency .......................................
3,289.00
Silver .........................
498.35
Total

......................................... $172,725.72

BLACK OAK

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .......................
2,700.00
Undivided profits ....................
2,035.89
Individual deposits ................ 155,041.54
Cashier’s checks
...................
2,948.29

Total

......................................... $172,725.72

BANK OF BLACK OAK

Officers—T. M. Merritt, President; R. M. Barnett, Vice President; E. Q. Hyde,
Cashier.
Directors—T. M. Merritt, R. M. Barrett, E. Q. Hyde, H. W. Graham, A. J.
Guthrie.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................. $ 55,744.98
Overdrafts ...................................
4,740.25
U. S. bonds...................................
2,400.00
1,430.60
Furniture and fixtures............
Banking house ...........................
1,782.00
Cash items .................................
167.94
Due from reserve banks......... 66,585.14
Currency .....................................
7,136.00
Gold .................... -..........................
20.00
Silver ..............................................
469.30
Total, ......................................... $140,476.21

BLACK ROCK

LIABILITIES.
Capital stock ...............................$ 10,000.00
Certified surplus ....................
3,198.01
Undivided profits ....................
2,569.19
Individual deposits .................. 121,377.51
Certificates of deposit, time
3,331.50

Total

......................................... $140,476.21

BANK OF BLACK ROCK

Officers— S. R. Morgan, President; J. D. Knight, Vice President; A. H. Proctor,
Cashier.
Directors— S. R. Morgan, A. G. Miller, J. D. Knight, A. H. Proctor.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts............... $110,931.34
Loans on real estate.............. 43,577.62
Loans on cotton.......................
320.00
Overdrafts ...................................
2,715.97
U. S. bonds................................... 10,045.04
Other bonds and securities....
6,194.17
Furniture and fixtures............
1,000.00
Banking house .....
2,000.00
Other real estate.......................
500.00
Due from non-reserve banks
4,222.57
Cash items ................... ,............
1,008.50
Due from reserve banks....'..... 58,309.46
Checks on other banks...........
351.13
Currency .....................................
2,943.00
Gold ................................................
20.00
Silver ..............................................
805.73
Total




$244,944.53

LIABILITIES.
Capital stock .............................$ 20,000.00
Certified surplus .......................
1,000.00
Undivided profits ....................
3,455.01
Savings accounts ....................
12.01
Individual depositsv ................ 170,559.83
Certificates of deposit, de­
mand .......................................... 38,220.58
Cashier’s checks ....................... 11,697.10

Total

$244,944.53

STATE OF ARKANSAS
BLEVINS

59

BANK OF BLEVINS

Officers— P. C. Stephens, President; H. M. Stephens, Vice President! J. D. Ste­
phens, Cashier, P. C. Stephens, Jr., Assistant Cashier.
Directors— H. M. Stephens, P. C. Stephens, J. D. Stephens, P. C. Stephens, Jr.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $ 57,226.42
Loans on real estate................
9,462.00
Overdrafts ...................
1,204.01
U. S. bonds................................... 29,277.50
Other bonds and securities....
482.52
Furniture and fixtures..........
2,000.00
Banking house ..........................
3,000.00
Cash items .................................
6,500.00
Due from reserve banks........ 19.223.23
5,201.33
Checks on other banks............
Currency .....................................
8,398.00
Gold ........................
76.00
Silver .............................................
1,083.06
Other resources ........................
262.57
Total

......................................... $143,396.64

LIABILITIES.
Capital stock .............................$ 15,000.00
Certified surplus .......................
3,450.00
1,317.10
Undivided profits .........„ .........
Individual deposits ................ 111,891.78
Public funds ...............................
463.87
Certificates of deposit, time 10,140.01
Cashier’s checks ......................
1,163.88

Total

......................................... $143,396.64

BLYTHEVILLE
BANK OF BLYTHEVILLE
Officers—Jchn F. Wilhite, President; W. M. Taylor, Vice President; B. H. Wil­
hite, Cashier, W. O. Anthony, 1st Assistant Cashier, J. Frank Wilhite, 2nd
Assistant Cashier
Directors—Jchn F. Wilhite, W. M. Taylor, B. H. Wilhite, W. O. Anthony, J. C.
Blain.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
LIABILITIES.
Loans and discounts.................$516,178.75 Capital stock .............................$ 40,000.00
Loans on real estate................ 38,750.00 Certified surplus ...................... 20,000.00
Loans on cotton........................ 455,513.74 Undivided profits .................... 14,426.83
Overdrafts ...................................
2,786.74 Bills payable ............................... 215,000.00
U. S. bonds................................... 26,800.00 Notes rediscounted .................. 50,000.00
Furniture and fixtures................................. 1,200.00
Individual deposits ................ 794,485.79
Other real estate......................
4,000.00 Public funds ............................... 37,230.42
Cash items ...................................
328.28 Certificates of deposit, time 91,749.15
Due from reserve banks.......... 188,364.87
Checks on other banks............................... 10,641.27
Currency ..................................... 10,717.00
Gold ...............................................
15.00
Silver .............................................
7,596.54
Total




$1,262,892.19

Total

$1,262,892.19

REPORT OF BANK COMMISSIONER

60
BLYTHEVILLE

FARMERS BANK & TRUST CO.
Officers—Will Pyles, President; Herman Cross, Vice President; H. E. Barnett,
Cashier; A. C. Cheatham, Assistant Cashier; F. E. Warren, Assistant
Cashier.
Directors—Will Pyles, Herman Cross, A. C. Lange, W. W. Hollipeter, B. F. Gay.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $636,571.12
Loans on real estate............. 52,861.05
Loans on cotton....................... 27,000.00
Overdrafts ...................................
251.50
U. S. bonds...................................
1,450.00
4,552.02
Furniture and fixtures..........
Due from non-reserve banks 44,337.26
Due from reserve banks...... 32,932.98
Checks on other banks........... 28,202.87
Currency ...........................
17,063.00
Gold ................................................
52.50
Silver ..............................................
3,640.65
Other resources ........................
2,852.85
Total ■- ....................................... $851,767.80

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ......................
35,000.00
Undivided profits ..................... 23,169.62
Bills payable ............................. 50,000.00
344.63
Savings accounts ....................
Individual deposits .................. 526,788.40
Public funds ............................... 42,454.56
Certificates of deposit, time 124,010.59

Total

$851,767.80

BLYTHEVILLE
PEOPLES BANK
Officers— Clyde Robinson, President; F. A. Robinson, Vice President; J. A. Mott,
Cashier; F. P. Mott, Assistant Cashier.
Directors— Clyde Robinson, F. A. Robinson, J. A. Mott, F . Mott, Marshall McttSTATEMENT OF DECEMBER 31, 1919
«<
RESOURCES.
Loans and discounts................ $102,845.72
Loans on real estate................ 41,230.00
Loans on cotton ......................... 63,391.25
Overdrafts ..................................
2,983.26
U. S. bonds................................... 34,850.00
Other bonds and securities..1,593.03
Furniture and fixtures............
2,302.50
Due from reserve banks........ 70,285.90
Checks on other banks............
417.37
Currency .......................................
7,218.00
Gold .....................
20.00
Silver ..............................................
1,727.35
Total




,$328,864.38

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus .......................
4,000.00
Undivided profits .......................
5,927.99
Individual deposits ................ 231,468.91
Public funds ............................... 13,384.76
Certificates of deposit, time 29,287.50
Cashier’s checks ....................... 19,795.22

Total

$328,864.38

STATE OF ARKANSAS

61

BONANZA
FIRST STATE BANK
Officers—John C. Gardner, President; H. T. Skinner, Vice President; Henri
Pernct, Cashier.
Directors—John C. Gardner, H. T. Skinner, C. L. Siler, S. A. Pernot.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 11,548.33
1,931.75
Loans on real estate................
Overdrafts .................................
469.63
9,685.00
U. S. bonds...................................
Other bonds and securities.... 20,194.00
Furniture and fixtures............
800.00
Banking house ...........................
1,500.00
Other real estate .......................
50.00
Due from reserve banks..........
1,118.74
Currency .......................................
6,535.00
Gold ................................................
40.00
Silver ..............................................
724.68
Total

.$ 54,597.13

LIABILITIES.
Capital stock .............................$ 5.000.
Certified surplus .......................
1 . 000 .
Undivided profits ....................
802.29
Individual deposits ................ 41,864.96
Public funds .............................
21.41
Certificates of deposit, time
5,551.38
Cashier’s checks .......................
357.09

Total

$ 54,597.13

BONO
PEOPLES BANK
Officers—Geo. A. Lamb, President; L. B. Golden, Vice President; F. W. Davis,
Cashier, A. B. Lane, Assistant Cashier.
Directors—Geo A. Lamb, L. B. Golden, R. L. Pratt, Sam M. Davis, Fred M.
Davis, John R. Davis, F. W, Davis.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
Loans On cotton....................... .
Overdrafts ....................... -..........
U. S. bonds..................................
Other bonds and securities....
Furniture and fixtures............
Banking house ........................
Items in transit ......................
Due from non-reserve banks
Cash items ...................................
Due from reserve banks........
Currency .....................................
Gold ...............................................
Silver .............................................
Total




20,388.37
5.285.00
120.00
14.88
10,450.00

100.00

LIABILITIES.
Capital stock .............................$ 16,000.00
1,600.00
Certified surplus ......................
204.44
Undivided profits ....................
Individual deposits .................. 85,320.95
1,298.66
Certificates of deposit, time

1,646.36
5,500.87
3,580.08
15,065.71
6.20

39,077.04
2.919.00
50.00
220.54

$104,424.05

Total

$104,424.05

00

00

REPORT OF BANK COMMISSIONER

62
BOONEVILLE

BANK OF BOONEVILLE
Officers—J. W. Stanfield, President; A. T. Barlow, Vice President; L. L. Green,
Cashier; J. O. Barlow, Assistant Cashier.
Directors—J. W. Stanfield, A. T. Barlow, J. L. Green, H. G. Murphy, L. L. Green.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 89,555.09
7,440.00
Loans on real estate................
Ovedrafts .....................................
1,566.34
U. S. bonds...................................
5,000.00
Other bonds and securities.... 12,162.44
1,000.00
Furniture and fixtures............
Banking house ...........................
5,000.00
Cash items ...................................
59.55
Due from reserve banks.......... 264,502.36
Checks on other banks............
635.32
Currency .....................................
3,110.00
Silver ..............................................
928.00
Total

......................................... $390,959.10

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ....................... 14,500.00
Undivided profits .......................
6,525.00
Individual deposits ................ 310,904.43
Certificates of deposit, de­
mand .......................................... 32,224.47
Cashier’s checks .......................
1,805.20

Total

......................................... $390,959.10

BOONEVILLE
CITIZENS BANK
Officers—J. C. Cctner, President; Mattie Edwards, Vice President; Chas. X.
Williams, Cashier, Ross Edwards, Assistant Cashier.
Directors—J. C- Cotner, Ed Westmoreland, L. W. Burris, Mattie Edwards, W.
P. Fields, J. W. Hamby, Chas. X. Williams
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $141,551.49
Loans on real estate................ 15,860.36
Loans on cotton......................... 17,812.55
U. S. bonds...................................
8,832.42
Other bonds and securities....
4,568.75
Furniture and fixtures............
500.00
Banking house ...........................
1,000.00
200.00
Cash items .................................
Due from reserve banks.......... 115,696.56
Checks on other banks............
240.85
Currency ............. —.......................
5,666.00
Gold ........
255.00
Silver ......................
1,387.98
Total

......................................... $313,571.96

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ....................... 20,000.00
Undivided profits .......................
4,506.33
Individual deposits ................... 236,949.17
Public funds ...............
6,505.04
Due to non-reserve banks. ..
1.00
Certificates of deposit, time 16,631.00
Cashier’s checks ........
3,979.42

Total

......................................... $313,571.96

BRADFORD
PEOPLES BANK
Officers— W. H. Helvering, President; H. C. Denson, Vice President; W. S. Coff­
man, Cashier.
Direcctrs—W. H. Helvering, H. C. Denscn, W. S. Coffman, J. F. Witt, B. O.
Ward.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$ 3,021.38
U. S. bonds.................................
713.35
Furniture and fixtures............
1,915.63
Banking house ...........................
1,500.00
Due from reserve banks____ 34,902.90
Currency ..................... -.................
2,552.00
Gold ...........................
22.50
Silver .............................................. .
429.03
Other resources ........................
981.58
Total




$ 46,038.37

LIABILITIES.
Capital stock ...............................$ 10,000.00
Certified surplus ......................
1, 000.00
Individual deposits .................. 34,838.10
Certificates of deposit, time
75.00
Other liabilities .........................
125.27

Total

$ 46,038.37

STATE OF ARKANSAS

63

BRADLEY
BANK OtF BRADLEY
Officers—J. H. Meek, President; J. B. Burton, Vice President; J. W. Meek, Jr.,
Cashier.
Directors— P. D. Burton, J. B. Burton, E. H. Randleo, . W. R. Meek, Joe Allen,
J. H. Meek, W. A. McGhee.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts...........
$
Loans on real estate...........
Loans on cotton...................
Overdrafts .............................
U. S. bonds.................................
Other bonds and securities....
Furniture and fixtures............
Banking house ...........................
Items in transit ......................
Due from non-reserve banks
Due from reserve banks........
Currency .......................................
Gold ................................................
Silver .................. ...........................
Other resources ........................
Total

61,473.48
12,806.25
48,374.83
111.03
12,994.80
108.42
980.10
2 , 000.00

572.40
815.98
27,359.16
7,424.00
12.50
989.00
65.86

......................................... $176,087.81

BRANCH

LIABILITIES.
Capital stock ...............................$ 15,000.00
Certified surplus .......................
2,500.00
6,414.30
Undivided profits ....................
Individual deposits ................ 109,242.08
Public funds ............................... 15,318.28
Due to non-reserve banks....
5,000.00
Certificates of deposit, time 20,000.00
Cashier’s checks .......................
2,613.15

Total

......................................... $176,087.81

BANK OF BRANCH

Officers—Joseph S. Cotner President; S. P. Gammill, Vice President; Taylor R.
Bishop, Cashier.
Directors—J. S. Cotner, S. P. Gammill, Lee G. King, G. M. Hopkins, E. F.
Hodges.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 39,534.65
Overdrafts ................................... 14,629.46
U. S. bonds................................... 10,315.00
113.53
Other bonds and securities.—
500.00
Furniture and fixtures............
2,500.00
Banking house ........................
130.00
Other real estate ......................
3,567.35
Bills of exchange ....................
36.01
Cash items ..... ...........................
6,204.93
Due from reserve banks..........
1,509.00
Currency .......................................
25.00
Gold ...............................................
534.95
Silver .............................................
Total




.« 79.599.88

LIABILITIES.
Capital stock .............................$ 11,800.00
275.00
Certified surplus ......................
1,990.81
Undivided profits ......................
Individual deposits .................. 63,842.66
209.39
Public funds .............................
1,130.00
Certificates of deposit, time
352.02
Cashier’s checks ......................

Total

.$ 79,599.88

REPORT OF BANK COMMISSIONER

64
BRINKLEY

BANK OF BRINKLEY
Officers—Andrew Flora, President; James Gunn, Vice President; Fred Rusher,
Cashier, L. H. Bradley, Jr., Assistant Cashier.
Directors—John Gazzola, Frank Andrews, W. W. Sharp, G. Otis Bogle, W. L.
Freeman, E. D. McKnight, F. T. Murphy, I. Scholem.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$123,244.81
Loans on real estate................ 73,982.01
U. S. bonds................................... 15,050.00
Furniture and fixtures ..........
2,600.00
Banking house ........................... 10,500.00
Other real estate ......................
3,007.00
Due from reserve banks........ 151,808.31
Checks on other banks............
883.60
Currency .....................................
5,695.00
Gold ................................................
347.50
Silver ..............................................
4,767.72
.23
Other resources ........................
Total

............... ..........................$391,886.18

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus .......................
5,100:00
Undivided profits .......................
7,583.54
Individual deposits ................ 293,411.60
533.36
Public funds ...............................
Certificates of deposit, time 59,658.12
Certified checks .........................
75.00
Cashier’s checks .......................
524.56

Total

......................................... $391,886.18

BRINKLEY
MONROE COUNTY BANK
Officers— M. R. Stinson, President; L. K. Brown, Vice President; J. S. Mitchell,
Cashier; L. W. Brown and Miss Clyde Mitchell, Assistant Cashiers.
Directors— M. R. Stinson, L. K. Brown, T. C. Simmons, A. C. Huddleston,
T. J. Stout, J. C. Blessing, J. S. Mitchell.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$118,296.82
Loans on real estate..........
43,421.74
Loans on cotton.......................
25,000.00
U. S. bonds................................... 28,597.80
Other bonds and securities....
53.80
Furniture and fixtures............
1,999.00
Items in transit ...........
1,930.95
Cash items ...................................
3,139.76
Due from reserve banks........ 47,310.17
Checks on o‘ther banks..........
2,108.75
Currency ......
4,005.00
Gold ....................................
150.00
Silver ...................................... -......
857.96
Other resources .........................
2,046.04
Total




,$278,917.79

LIABILITIES.
Capital stock .............................! ! 20, 000.00
...................
Certified surplus
6,976.04
Undivided profits .................... .
5,952.49
Savings accounts .......................
546.72
Individual deposits .................. 200,041.04
Public funds ...............................
1,321.23
Certificates o f deposit, time 38,355.02
Cashier’s checks ......................
4,025.19
Reserved for interest...... .
1, 000.00
Reserved for taxes....................
700.00

T otal

,...,$278,917.79

65

STATE OF ARKANSAS
BROOKLAND

BANK OtF BROOKLAND
Officers—H. A. Jones, President; W. H. Jinks, Vice President; Hugh P. Jones,
Cashier; Mary L. McEwen, Assitsant Cashier.
Directors—H. A. Jcnes, Hugh P. Jones, Ab Jones, |Fred Roberts, W. H. Jinks,
F. M. Mayes, W. T. Lane.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
Overdrafts ..................... 1............
U. S. bonds...................................
Other bonds and securities.—
Furniture and fixtures............
Banking house ........................
Other real estate ....................
Due from reserve banks........
Currency .......................................
Gold .....................................
Silver .............................................
Total

74,159.12
15,119.00
177.83
18,850.00
318.40
2,000.00
4,700.00
500.00
39,124.16
5,775.00
110.00
966.52

......................................... $161,800.03

LIABILITIES.
Capital stock ...............................$ 14,800.00
Certified surplus ......................
3,500.00
196.49
Undivided profits ....................
Bills payable more
than 4% interest
paid ........................
4,000.00*
Dividends unpaid ....................
740.00
Individual deposits .................. 84,950.43
Public funds ............................... 47,299.93
Certificates of deposit, de­
mand .........................................
6,313.18
Certificates of deposit for
money borrowed ..................
4,000.00
Total

......................................... $161,800.03

BUCKNER

LAFAYETTE COUNTY BANK
Officers—J. D. Bourland, President; J. D. Hansen, Vice President; J. M. Bolger,
Cashier; T. D. Cock, Assistant Cashier.
Directors—J. D. Bourland, J. D. Hanson, J. M. Bolger, B. C. Burns, J. M. Han­
son.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$
Loans on real estate................
Loans on cotton........................
U. S. bonds...................................
Other bonds and securities.—
Furniture and fixtures............
Banking house ...........................
Due from reserve banks..........
Currency .......................................
Gold ................................-..............
Silver .............................................
Total

80,975.96
13,909.92
20,000.00
7,150.00
1,678.40
1,500.00
1,400.00
12,672.86
7,413.50
87.50
998.33

$147,786.47

LIABILITIES.
Capital stock ....... .....................
Certified surplus ......................
Undivided profits ......................
Bills payable ...............................
Bills payable more
than 4% interest
paid .........................
6,664.75
Individual deposits ................
Public funds ...............................
Certificates of deposit, time
Cashier’s checks ......................
Total

10 , 000.00

7,400.00
4,169.72
24,000.00

86,498.05
2 ,021.86

12,608.32
1,088.52

— ..$147,786.47

CABOT

BANK OF CABOT
Officers__Geo. P. Murrell, President; O. H. Davis, Vice President; C. B. Beasley,
Cashier, Hogan Shive, Assistant Cashier.
Directors—O. H. Davis, J. E. Gregory, J. F. See, Jack Barnwell, J. C. Alexander,
P. A. Robinson, Geo. P. Murrell, C. B. Beasley, B. J. Galloway.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $112,733.20
Loans on real estate................ 37,215.70
92.61
Ovedrafts ....................................
U. S. bonds................................... 85.000.00
2,961.95
Other bonds and securities....
1 , 200.00
Furniture and fixtures............
3,300.00
Banking house ..........................
468.45
Cash items ...................................
Due from reserve banks.......... 100,506.73
14,264.00
Currency ................................—
1,387.50
Gold ...............................................
1,579.97
Silver .......................... ...................
Total




$360,710.11

LIABILITIES.
Capital stock .......................... $ 30,000.00
Certified surplus .....................
8.O00.OO
Undivided profits ...........
542.92
Dividends unpaid ....................
3,000.00
Individual deposits .................. 270,689.50
Certificates of deposit, time 43,926.26
Cashier’s checks .....
4,505.53
Other liabilities ........................
45.90

Total

$360,710.11

C6

CADDO GAP

REPORT OF BANK COMMISSIONER

BANK OF CADDO GAP

Officers— G. W. Petty, President, J. H. McLean, Vice President, J. I. Rowe,
Cashier.
Directors— J. H. McLean, W. J. Ellington, L. A. Davis, Fred C. Embry.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts ..............$ 9,604.02
U. S. bonds ...................................
315.00
Furniture and fixtures............
1,257.60
Due from non-reserve banks 20,000.00
Cash items .................................
34.05
Due from reserve banks........ 14,279.86
3,835.00
Currency .....................................
Gold ................................................
287.50
Silver ..............................................
322.07
Other resources .........................
6154,45
Total

.$ 50,589.55

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .......................
1,000.00
Individual deposits .................. 35,134.43
Certificates of deposit, time
4,247.75
Cashier’s checks .......................
207.37

Total

50,589.55

CALICO ROCK
STATE BANK OF CALICO BANK
Officers— W. J. Copp, President; R. H. Wayland, Vice President; E. C. Rodman,
Cashier; Miss Nancy Matthews, Assistant Cashier.
Directors—W. J. Copp, J. T. Garner, S. L. Guthrie, E, C« Redman, R. tt. Wayland, D. C. Shaver, J. B. Croom.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 90,457.56
Loans on real estate................ 11,739.56
Loans on cotton......................... 28,292.88
Overdrafts ...................................
1,009.63
U. S. bonds................................... 10,491.00
Furniture and fixtures............
1,125.00
Banking" house ...........................
3,250.00
Due from non-reserve banks 13,771.72
Cash items ......
3,812.56
Rue from reserve banks........ 213,486.64
Currency .....................................
7,447.00
Gold ................................................
540.00
Silver ..............................................
899.47
Total




..$386,323.02

LIABILITIES.
Capital stock .........,............. ,...,$ 25,000.00
Certified Surplus .......................
6,000.00
Undivided profits ..................... .
1,576.21
Dividends unpaid .........,......... .
3,000.00
Individual deposits ................. , 327,792.17
Public funds ............................. 16,674.49
Certificates of deposit, time
3,147.76
Reserved for taxes ..........
932.30

Total

,-.,.$386,323.02

STATE OF ARKANSAS

67

CAMDEN
MERCHANTS & PLANTERS £ ANK
Officers—T. J. Watts, President; Leo Berg, Ed Harper, Vice presidents; Leo­
nard Pc well, Cashier; P. T. Hildebrand, Assistant Cashier.
Directors—T. J. Watts, Ed Harper, B. C. Powell, P. T,. Hildebrand, Leo Berg,
C. S. Early, Leonard Powell.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$183,709.84
Loans on real estate................ 36,205.00
U. S. bonds...................................
1,150.00
Other bonds and securities....
919.90
Furniture and fixtures............
3,000.00
Due from non-reserve banks
971.00
Cash items .................................
280.35
Due from reserve banks........ 68,572.53
Currency ....................................... 10,552.00
Gold ................................................
1,210.00
Silver .............................................
1,938.05

Total

......................................... $308,508.67

CAMDEN

LIABILITIES.
Capital stock .............................$ 50,000.00
7,000.00
Certified surplus ......................
437.67
Undivided profits ......................
Bills payable ............................. 12,500.00
Bills payable more
than 4% interest
paid ........................ 28,514.00*
Dividends unpaid ....:...............
5,000.00
Individual deposits ................ 153,022.17
Public funds ............................... 48,214.64
Due to non-reserve banks..... 10,314.83
Certificates of deposit, de­
mand .........................................
3,841.66
Certificates of deposit, time 17,082.49
Cashier’s Checks ....................
1,095.21
Total

......................................... $308,508.67

OUACHITA VALLEY BANK

(Officers— W. W. Brown, President; T, J. Gaughan, Geo. R. Gordon, Vice Presi­
dents; Louis Bauerlein, Cashier; F. P. Benson, Assistant Cashier.
Directors—W. W. Brown, T. J. Gaughan, Geo. R. Gordon, W. F. Tate, Moses
Stern, D. L. Gaughan, Louis Bauerlein.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts......$530,978.78
Loans on real estate.... 19,239.86
Loans on cotton................
100,151.21
Overdrafts ...................................
9,667.94
Other bonds and securities....
1,790.15
Furniture and fixtures..
2,450.00
Banking house ........................
8,500.00
Other real estate ......................
199.60
lJue from non-reserve banks
9.21
Cash items .................................
36.88
Due from reserve banks.......... 59,058.37
Checks on other banks..
1,887.54
Currency ................
18,245.00
Gold ................................................
5,000.00
Silver .................... .......................
2,968..55
Total




$760,183.09

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ....................... 50,000.00
Undivided profits ...................... 17,424.63
Bills payable ............................. 150,000.00
Notes rediscounted ................
7,500.00
Bills payable more
.
than 4% interest
paid ........................ 28,581.93*
Savings accounts ...................... 26,744.02
Dividends unpaid ....................
60.00
Individual deposits .................. 365,719.85
Public funds ............................. 28,581.93
Due to non-reserve banks.....
7,525.90
Due to reserve banks............
303.11
Certificates of deposit, time 56,273.65
Certified checks .........................
50.00
Total

$760,183.09

REPORT OF BANK COMMISSIONER
CANE HILL

BANK OF CANE HILL

Officers— B. Brewster, President; C. R. Mocre, Vice President; E. C. Glidewell,
Cashier; Oma T. Glidewell, Assistant Cashier.
Directors—B. Brewster, T. N. English, C. R. Mocre, W. P. Patterson, E. C.
Glidewell.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$ 44,790.94
Loans on real estate................ 18,650.00
U. S. bonds...................................
1,272.91
Furniture and fixtures............
900.00
Banking house ...........................
2,600.00
Due from reserve banks.......... 30,390.22
Currency .......................................
507.00
Gold ................................................
25.00
.72
Silver ............. ........ :.......................
Total

......................................... $• 99,136.79

CARLISLE

LIABILITIES.
Capital stock .............................$ 7,500.00
Certified surplus .......................
650.00
Undivided profits .......................
2,331.52
Individual deposits .................. 73,397.00
Certificates of deposit, time 15,258.27

Total

..........................................$ 99,136.70

BANK OF CARLISLE

Officers— R. A. Hutson, President; H. I. Buechley, Vice President; B. D. Muzzy,
Cashier; A. H. Bacus, Assistant Cashier.
Directors—R. A. Hutson, H. I. Buechley, W. N. Nichols, L. W. Hutson, J. C.
Watkins.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 53,340.01
2,800.00
Loans on real estate................
4,580.04
U. S. bonds...................................
1,239.40
Other bonds and securities.—
1.270.00
Furniture and fixtures............
6, 000.00
Banking house ....... ...................
920.66
Cash items ...................................
Due from reserve banks........ 125,708.41
5.079.00
Currency .......................................
495.00
Gold ................................................
137.15
Silver ................. ............................
Total

CARLISLE

$206,569.67

LIABILITIES.
CapitaJ stock ............................. $ 12,500.00
Certified surplus .......................
595.00
Undivided profits .......................
5,934.27
Individual deposits .................. 167,816.99
Certificates of deposit, time 19,539.18
Other liabilities .......................
184.23

Total

$206,569.67

DAIRYMENS BANK

Officers— L. B. Krshka, President; C. C. Hummel, Vice President; A. B. Came­
ron, Cashier; J. L. Wcosley, Assistant Cashier.
Directors— L. B. Krshka, C. C. Hummel, A. B. Cameron, D. B. Perkins, N. W.
Young.
STATEMENT O F DECEMBER 31, 1919
RESOURCES.
Loans and discounts..... ...........$213,972.83
Loans on real estate................ 33,275.60
Overdrafts ..................................... 1,731.00
U. S. bonds................................... 18,250.00
Other bonds and securities.... 3,714.61
Furniture and fixtures............
900.00
Banking house ......
2,000.00
Due from reserve banks........ 72,181.40
Checks on other banks..........
821.34
Currency ..................................... 11,972.00
Silver ..................................
1,270.75
Total




$360,092.53

LIABILITIES.
Capital stock .............................$ 15,000.00
Certified surplus .......................
2,500.00
Undivided profits .................... 15,598.82
Savings accounts ....................
428.27
Individual deposits .......
267,267.15
Public funds ............................. 45,272.69
Certificates of deposit, time 14,025.60

Total

$360,092.53

STATE OF ARKANSAS

69.

CARTHAGE
BANK OF CARTHAGE
Officers—H. Matthews, President; J. R. Wallace, Vice President; Chas. M.
Feaster, Cashier.
Directors—H. Matthews, J. R. Wallace, Ross Wylie, G. D. House, Mrs. P. K.
Wylie.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts..............$
Loans on real estate................
Overdrafts ...................................
U. S. bonds...................................
Other bonds and securities.....
Furniture and fixtures............
Banking house ...........................
Due from reserve banks........
Currency .....................................
Gold .................................
Silver ........
Total

21,225.66
27,957.07
496.89
23,518.92
1,928.30
1,110.70
2,500.00
53,363.66
5,942.00
350.00
284.04

$138,677.24

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ......................
2,300.00
Undivided profits ....................
4,711.02
Individual deposits .................. 105,226.34
Public funds ............
1,776.40
Certificates of deposit, time 14,253.25
Cashier’s checks ....................
410.23

Total

$138,677.24

CASA
FARMERS BANK
Officers—A. B. Banks, President; J. R. Bostick, Vice President; Geo. W. Me-'
Connell, Cashier.
Directors— A. B. Banks, J. R. Bostick, Geo. W. McConnell, F. T. Baskiius, G. C.
McCabe
STATEMENT, OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 9,642.10
4,540.00
Loans on real estate..............
Loans on cotton........................ 14,786.68
Furniture and fixtures............
1,200.00
Banking House ' ...................
1,200.00
Cash items ...................................
74.11
Due from reserve banks.......
32,915.85
Currency .............:.........................
2,722.00
Silver .............................................
1,193.31
Other resources ........................
10.82
Total

.$ 68,284.87

LIABILITIES.
Capital stock .............................$ 15,000.00
1,500.00
Certified surplus ......................
2,358.77
Undivided profits ......................
45,084.42
Individual deposits ..................
4,341.68
Certificates of deposit, time

Total

.$ 68,284.87

CAVE CITY

BANK OF CAVE CITY
Officers—J. M. Street, President; Jas. M. Simpson, Vice President; Theo. C.
Justus, Cashier.
Directors—J. M. Street, Jas. M. Simpson, John O. Laman, W. T. Montgomery,
Theo. C. Justus.
STATEMENT OF DECEMBER 31, 1919

RESOURCES.
Loans and discounts................ $ 20,327.90
Loans on real estate................
6,165.00
22.03
Overdrafts ...................................
U. S. bonds .................................
2,550.00
Other bonds and securities.—
170.04
Furniture and fixtures............
648.00
Banking house ...........................
950.00
Other real estate......................
822.00
Cash items ...................................
317.21
Due from reserve banks.......... 83,248.29
Currency .....................................
1,824.00
Gold ................................................
25.00
Silver ...... „.....................................
511.10
Other resources .........................
44.00
Total




$117,624.57

l ia b il it ie s .
Capital stock ............................ $ 5,000.00
1,400.00
Certified surplus ......................
Undivided profits ......................
2,043.10
Individual deposits .................. 102,484.28
Public funds ...............................
54.85
Certificates of deposit, time
6,620.00
Other liabilities ......................
22.34

Total

$117,624.57

70

REPORT OF BANK COMMISSIONER

CAVE SPRINGS
BANK ,OF CAVE SPRINGS
Officers— J. G. McAndrew, President; E. C. Pickens, Vice President; J. W.
Hurd, Cashier, W. N. Hurd, Assistant Cashier.
Directors—J. G. McAndrew, J. W. Hurd, E. C. Pickens, W. E. Jackson.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
Overdrafts .....................................
U. S. bonds .................................
Other bonds and securities....
Furniture and. fixtures............
Banking house .............
Other real estate......................
Due from non-reserve banks.
Due from reserve banks........
Currency .........................
Silver ..............................................

42,599.59
15,550.00
33.78
13,245.60
294.70
1,090.00
3,500.00
1,200.00
38,785.12
13,555.49
4,027.00
723.94

$134,605.22

Total

LIABILITIES.
Capital stock .................... ........$ 7,500.00
1,200.00
Certified surplus ...........
Undivided profits .......................
2,221.97
Individual deposits ................ 104,773.88
Certificates of deposit, time 18,248.25
Cashier’s checks .......................
661.12

Total

$134,605.22

CENTERTON

BANK OF CENTERTON
Officers—J. C. Faris, President; A. G. Boyle, Vice President; W. A. Anderson,
Cashier, F: Z. Gamble, Assistant Cashier.
Directors— A. G. Boyle, J. C. Faris, F. Z. Gamble, H. A. McGaugh, E. C.Pi6kensSTATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts ................ $ 28,548.52
Loans on real estate................ 15,878.40
U. S. bonds.....................
6,200.00
Other bonds and securities....
6,842.00
Furniture and fixtures............
1,080.00
Banking house ...........................
2,100.00
Due from non-reserve banks 102,450.49
Cash items .................................
952.17
Due from reserve banks__ __ 28,134.67
Currency .......................................
1,180.00
Silver ..............................................
322.39
Total

........... ..............................$193,688.64

CHARLESTON
J

LIABILITIES.
Capital stock .............................$ 12,500.00
Certified surplus .......................
1,500.00
Undivided profits ............
907.30
Individual deposits .................. 135,355.34
Public funds .............................
239.72
Certificates of deposit, time 41,176.05
Cashier’s checks .........'.............
2,010.23

Total

....... ............... ..................$193,688.64

AMERICAN STATE BANK

Officers— C. H. Hiatt, President; L. E. Jettcn, Vice President; D. ,W. Bryan,
Cashier; C. J. Schouweiler, Assistant Cashier.
Directcrs— C. H. Hiatt, Wallace Haynes, N. T. Minden, D. W. Bryan, L. E.
Jetton, T. C. Shaney, Clyde Hiatt.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts...?..$143,517.59
Loans on real estate...... 11,895.02
Overdrafts ...................
511.50
U. S. bonds ............~..................... 25,804.40
Other bonds and securities. ..
1,900.70
Furniture and fixtures..
1,800.00
Other real, estate............
2,000.00
Items in transit ........
8.50
Due from non-reserve banks
2,997.11
Due from reserve banks........ 77,525.50
Checks on other banks..........
423.0!)
Currency ........................
3,524.00
Gold ................................................
570.00
Silver .............—.............................
160.40
Other resources ................
729.29
Total




$273,367.10

LIABILITIES.
Capital stock .............................$ 25,000.00
3,500.00
Certified surplus ...........
Undivided profits ......
6,175.13
Individual deposits ........
170.284.80
Public funds ............................. 21,840.79
Certificates of deposit, de­
mand ...................... -............... .
44.980.75
Cashier’s checks .....................
1,585.63

Total

$273,367.10

STATE OF ARKANSAS

71

CHARLESTON
BANK OF CHARLESTON
Officers—Joe Yuhker, President; J. T,. Tcllescn, Vice President; J. S. Smith,
Cashier; R; B. Hudson, Assistant Cashier.
Directors—Joe Yunker, J. T. Telleson, D. A. Carroll, K. E. Hudson, T . A. Petti grew, Orr Sherman, J. S. Smith.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $126,058.16
Loans on real estate................ 20,783.38
356.53
Overdrafts ...................................
U. S. bonds................................... 2*4,850.00
Other bonds and securities.— 51,907.18
Furniture and fixtures............
2,430.00
Banking- house ...........................
7,500.00
Other real estate........................
6,400.00
Items in transit........................
1,053.04
Due from non-reserve banks
3,536.33
Due from reserve banks..... 112,399.12
Checks on other banks............
3,705.97
4,975.00
Currency .......................................
Gold .....................
642.50
Silver ...............
1,893.40
$368,490.61

Total

LIABILITIES.
Capital stock —......................... $ 25,000.00
Certified surplus ......................... 1 0 , 000.00
Undivided profits ...................... 15,744.85
Individual deposits .................. 265,619.06
404.19
Public funds ...............................
Certificates of deposit, de­
50,531.61
mand .........................................
1,190.90
Cashier’s checks ....................... .

$368,490.61

Total

CHERRY VALLEY
BANK OF CHERRY VALLEY
Officers—J. H. Sifford, President; W. M. Smith, Vice President; R. Eli Halk,
Cashier, J. Kelly Maddox, Assistant Cashier.
Directors—J. H. Sifford, W .M. Smith, R. Eli Halk, Ernest Fountain.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ .$
Loans on real estate..............
Overdrafts ...................................
U. S. bonds ..............................
Other bonds and securities..
Furniture and fixtures.... .......
Banking house ..........................
Due from non-reserve banks
Cash items .................................
Due from reserve banks........
Currency .......................................
Silver .............................................
Total

49,222.04
9,310.00
12.23
15,846.00
87.00
800.00
900.00
18,075.12
715.00
15,943.42
3,952.00
502.10

....... ;................................ $115,364.91

LIABILITIES.
Capital stock .......
Certified surplus ..
Undivided profits ..
Individual deposits

Total

....................

$

5,000.00
7.000.00
1,725.00
101,639.91

$115,364.91

CHIDESTER
BANK OF CHIDESTER
Officers'—W. A. Purifcy, President; J. A. Diffie, Vice President; W. G. Rushing,
Cashier; Brue Purifcy, Assistant Cashier.
Directors— G. R. Diffie, W. A. Lester, E. Hatley, B. C. Pc well, W. A.. Purifcy,
J. A. Diffie, W. G. Rushing.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 69,857.38
Loans on real estate................
7,488.00
Overdrafts ...................................
269.08
U. S. bonds ................................. 13,850.00
Other bonds and securities....
487.32
Furniture and fixtures............
1,902.20
Banking house .................
1,800.00
Due from non-reserve banks
5,924.36
Cash items ....................
709.48
Due from reserve banks.......... 10,656.17
Currency ......
7,949.00
Silver ..............................................
315.47
Total




$121,208.46

LIABILITIES.
Capital stock ............................. $ 1 0 , 000.00
Certified surplus ......................
2 , 000.00
Undivided profits ......................
2,937.36
Individual deposits ..... .......... 97,955.13
Public funds ...............................
113.48
Certificates of deposit, time
8,202.49

Total

$121,208.46

72

REPORT OF BANK COMMISSIONER

CLARENDON
BANK OF CLARENDON
Officers— J. P. Lee, President; W. L. Jefferies, Vice Presidentffi J. E. Pinkley,
Cashier; F. A. Blankenship, Assistant Cashier.
Directors—J. P. Lee, W. L. Jefferies, John B. Moore, R. L. Benton, R. N. Counts,
W. F. Vaughan, J. F' Hurst, F. Trotter, J. E. Pinkley.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$101,782.91
Loans on real estate................ 87,462.50
U. S. bonds ................................. 16,176.00
Other bonds and securities.—
4,651.48
Furniture and fixtures............
1,950.00
Other real estate......................
330.00
Cash items .................................
41.00
Due from reserve banks........ 98,365.47
Checks on other banks.......... 12,904.97
Currency .......................................
7,617.00
Gold ................................................
75.00
Silver ..............................................
1,990.94
Total

......................................... $333,347.27

CLARENDON

,
J
JlA
JJlJJl J
.J
.1
2
J
O
,
LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ....................... 10,000.00
Undivided profits .......................
2,605.40
Individual deposits .... >............ 186,546.92
60,814.47
Public funds ......
Certificates of deposit, time 23,380.48

Total

......................................... $333,347.27

THE MERCHANTS & PLANTERS BANK

Officers— Ike Bondi, President; Parker C. Ewan, Vice President; W. H. Brown,
Cashier; J. H. Calhoun, Assistant Cashier.
Directors— Ike Bondi, Parker C. Ewan, H. B. Bateman, J. M. Hughes, C. A. Wil­
burn, F. K. Marston, H. E. Lynch, R. F. Milwee, Edward J. Bondi, Geo. J.
Franklin.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $157,966.51
Loans on real estate................ 114,732.70
Overdrafts .......
582.89
U. S. bonds................
72,500.00
Other bonds and securities....
794.09
Banking house ...........................
4,000.00
Other real estate......... ........
801.50
Items in transit ...................... 10,982.40
Cash items ................ —.............
5,950.27
Due from reserve banks........ 123,184.32
Checks on other banks............
1,758.61
Currency ..................................... 10,416.00
Gold ................................................ ‘ 512.50
Silver ..............................................
3,234.45
Total

............... -.........................$507,416.24




LIABILITIES.
Capital stock ...............................$ 50,000.00
Certified surplus ....................... 25,000.00
7,485.89
Undivided profits ....................
Savings accounts .......................
9,251.85
Individual deposits ................ 361,439.83
Public funds ...............................
8,337.14
Certificates of deposit, time 44,487.31
Reserved for taxes .............
15.28
Other liabilities ...............
1,398.94

Total

......................................... $507,416.24

STATE OF ARKANSAS

73

CLARKSVILLE
BANK OF CLARKSVILLE
Officers—W. F. Collier, President; J. M. Bryant, Vice President; M. A. Lucas,
Cashier; M. E. Clark, Assistant Cashier.
Directors—Frank C. May, H. D. Coffee, J. J. Montgomery, J. M. Bryant, W. F.
'Collier, M. A. Lucas, M. E. Clark.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$344,401.20
Loans on real estate................ 98,555.00
Overdrafts ................................... 10,162.90
U. S. bonds ................................... 26,250.00
Other bonds and securities.... 106,573.88
Furniture and fixtures............
3,150.00
Banking house ...........................
7,200.00
Cash items ...................................
330.52
Due from reserve banks....... 119,998.72
Checks on other banks..........
2,361.08
Currency .....................................
4,829.00
Gold ................................................
10.00
Silver ........................
1,719.76
Total

$725,542.06

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ...................... 15,000.00
Individual deposits
............... 523,514.75
7,773.90
Public funds ...............................
Certificates of deposit, time 140,274.20
Cashier’s checks ...................... 13,979.21

Total

$725,542.06

CLINTON
VAN BUREN COUNTY BANK
Officers—Garner Fraser, President; Luther Bradley, Vice President; Brad
Fraser, Cashier; Porter Maddox, Assistant Cashier.
Directors—Garner Fraser, Luther Bradley, Frad Fraser, Tom Davis.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 69,951.20
Loans on cotton.............
2,350.00
Overdrafts ...................................
183.48
U. S. bonds ...............................!. 14,670.00
Other bonds and securities....
3,982.77
1,100.00
Furniture and fixtures.
Banking house ...........................
1,100.00
Due from non-reserve banks 11,504.80
Due from reserve banks. 143,022.33
Currency .......................................
6,361.00
Gold ...............................................
570.00
Silver .....................
694.70
Total

$255,490.28

LIABILITIES.
Capital stock ............................. $ 10,000.00
Certified surplus .......................
5,000.00
Undivided profits ....................
8,145.27
Individual deposits .................. 194,226.91
Public funds ............................... ,25,504.62
Certificates of deposit, de­
mand ......................................... 10,238.38
Cashier’s checks ......................
2,375.10

Total

$255,490.28

COAL HILL

CITIZENS BANK
Officers—W. A. Hill, President; G. D. Ferguson, Vice President; A. G. Hill,
Cashier, Miss Clara Hill, Assistant Cashier.
,
Directors—W. A. Hill, G. D. Ferguson, A. G. Hill, C. C. Flake, G. C. Flake.
STATEMENT OF DECEMBER 31, 1919

RESOURCES.
Loans and discounts................ $ 61,851.53
4.000.
Loans on real estate................
9.000. 00
Loans on cotton ......................
12,450.00
U. S. bonds...................................
2,290.93
Other bonds and securities.—
400.00
Furniture and fixtures............
2 . 000 . 00
Banking house ...........................
Due from reserve banks........ 36,162.33
7, 000.00
Currency .......................................
350.00
Gold ........................ -.......................
873.46
Silver ................... .........................
Total




$136,378.25

LIABILITIES.
Capital stock .............................$ 10,000.00
1,200.00
Certified surplus ......................
00
Undivided profits ......................
4,179.09
Individual deposits ................ 105,320.53
Public funds .............................540.67
Certificates of deposit, time 11,498.76
Cashier’s checks ......................
3,639.20

Total

$136,378.25

REPORT OF BANK COMMISSIONER

74
CONWAY

BANR OF CONWAY

Officers*—Jo Frauenthal, President; Tom Davis, Vice President; Opie Hartje,
Cashier; Geo. Show, Jr., Assistant Cashier.
Diretcors—Jo Frauenthal, S. G. Smith, F. U. Halter, Tcm Davis, C. H. Newburn, C. E. Durham, J. J. Heigfel.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
, Loans and discounts................ $271,468.93
Loans on real estate................ 55,643.67
Loans on cotton ........................ 49,521.84
U. S. bonds................................... 45,150.00
Other bonds and securities.—
8,120.30
4,212.00
Furniture and fixtures ............
Banking- house .........................
7,500.00
Due from reserve banks........ 69,105.31
8,517.62
Checks on other banks............
Currency ....................................... 12,013.00
Gold ...........................................
441.00
Silver ..............................................
2,362.43
Total

..................................... ..'..$534,056.10

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ....................... 10,000.00
Undivided profits ....................... 19,800.00
Savings accounts .................... 32,109.64
Dividends unpaid .......................
5,000.00
Individual deposits .................. 326,563.32
Public funds ............................... 25,726.66
Certificates of deposit, de­
mand .......................
7,297.69
Certificates of deposit, time 54,758.79
Cashier’s checks .......................
2,780.84
Other liabilities .........................
19.16
Total

......................................... $534,056.10

CONWAY
FARMERS STATE BANK
Officers— S. G. Smith, President; Wiley Mosley, Vice President; Frank Farris,
Cashier; R. H. Maddox, H. C. Johnson, Assistant Cashiers.
Directors— S. G. Smith, W. L. Whitten, Wiley Mosley, J. A. Pence, W. J, Grummer, Frank Farris, W. B. Mills.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts....... .........$411,652.65
Loans on real estate................ 128,500.76
Loans on cotton ............... ....... 359,370.61
Overdrafts .............
7,607.23
U. S. bonds ................................. 86,250.00
Other bonds and securities.... 10,574.09
Furniture and fixtures............ 14,500.00
Items in transit........................
4,196.62
Cash items ...................................
3,089.59
Due from reserve banks.......... 76,437.38
Checks on other banks............
7,060.73
Currency ......................... ........... 31,093.00
Gold ...................................
2,405.00
Silver .....
4,546.24
Total




$1,147,283.90

LIABILITIES.
Capital stock .... .................. ,...,$ £0,006.00
Certified surplus ....................... 10,000.00
Undivided profits ..... :........... . 20,862.44
Notes rediscounted ................... 30,000.60
Individual deposits ...........
797,692.14
Public funds ............................... 16,320.94
Certificate® of deposit, de­
mand .............
46,487.10
Certificates of deposit, time 194,132.45
Cashier’s checks .............
1,788.83

Total

.-........,$1,1-47,283.90»

STATE OF ARKANSAS

75

CONWAY
FAULKNER COUNTY BANK & TRUST CO.
'Officers— B, L. Harton, President; B. T. Deal, Vice President; V. D. Hill
Cashier; R. H. Weems, Assistant Cashier.
’
Directors— J. E. Little, D. O. Harton, B. T. Deal, Wm. R. James, Joe Enderlin,
B. L. Harton, W. D. Cole, Y. D. Hill.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $351,216.08
Loans on real estate.............. 115,710.21
Loans on cotton........................ 184,844.84
3,534.59
Overdrafts ...................................
U. S. bonds................................... 58,739.22
Other bonds and securities.... 24,840.06
Furniture and fixtures............
3,787.18
Banking house ........................... 15,613.01
Other real estate........................
5,647.36
Cash items ...................................
1,107.19
Due from reserve banks.......... 118,917.74
6,328.19
Checks on other banks............
Currency ..................................... 18,233.00
Gold ................................................
657.55
Silver ................................
2,312.63
215.76
Other resources ........................
Total

................................'......... $911,704.61

CORNING

LIABILITIES.
Capital stock .............................$ 90,000.00
Certified surplus ...................... 18,000.00
Undivided profits ...................... 18,385.00
Individual deposits .................. 611,914.37
Public funds ............................... 18,634.70
Certificates of deposit, de­
mand ......................................... 14,771.96
Certificates of deposit, time 132,842.68
2,155.90
Cashier’s checks ......................
Reserved for taxes ..................
5,000.00

Total ................... ,.................... $911,704.61

BANK OF CORNING

Officers'—F. B. Srague, President; T. W. Wynn, Vice Presiedn* • E. Van^over.
Cashier.
Directors—|F. B. Sprague, T. W. Wynn, E. Vandover, Chas. P. Black, A. B.
Gallegly, P. O. Oliver, J. M. Rhea.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans hnd discounts...............„$
Loans cm real estate—..........
Overdrafts ...................................
U. S. bonds — ................
Other bonds and securities....
Furniture and fixtures............
Cash items ...................................
Due from reserve banks........
Checks On other banks..........
Currency .....................................
Silver ...........................................

Total




71,595.27
26,148.65
876.86
10,700.00
3,798.96
948.50
4,430.83
91,289.19
785.40
5,512.00
1,486.07

$217,571.73

LIABILITIES.
Capital stock ............................ $ 30,000.00
Certified surplus ......................
1,500.00
Undivided profits ....................
4,645.01
Bills payable more
than 4% interest
paid ..........................

22,857.09*

Savings accounts ....................
215.21
Individual deposits .................. 139,-369.14
Public funds ..... 1........................ 16,684.80
Due to non-reserve banks....
92.97
Certificates of deposit, de­
mand ........
225.80
Certificates of deposit, time 22,857.09
Cashier’s checks ......................
1,981.71
Total

$217,571.73

76

REPORT OF BANK COMMISSIONER

COTTER
BAXTER COUNTY BANK
Officers— W. F. Eatman, President; E. H. Hogue, Vice President; E. J. Loop,
Cashier; H; N. Force, N. W. White, Assistant Cashier.
Directors—W. F. Eatman, E. J. Loop, T. P. Fester, E. H. Houge, H. N. Force.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$
Loans on real estate................
Overdrafts ...................................
U. S. bonds...................................
Furniture and fixtures............
Banking house ........................
Other real estate......................
Due from reserve banks..........
Currency .......................................
Gold ................................................
Silver .......
Total

88,124.74
11,318.38
469.77
13,700.00
315.00
4,000.00
790.00
34,812.21
6,212.00
167.50
2,182.73

$162,092.33

LIABILITIES.
Capital stock ............................. $ 10,000.00
Certified surplus .......................
6,000.00
Undivided profits .......................
1,309.61
Individual deposits ................ 136,181.83
Public funds ......................
454.01
Certificates of deposit, time
8,146.88

Total

$162,092.33

COTTON PLANT
BANK OF COTTON PLANT & TRUST CO.
Officers— R. R. James, President; Roy D. Camp, Vice President; J. R. Meehan,
Cashier; A. M. Carter, Assistant Cashier.
Directors— R. R. James, J. R. Meehan, D. H. Echols, Walter Rives, R. D. Camp­
bell, J. M. McGowan, J. R. Boone.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $104,496.00
Loans on real estate................ 54,321.45
Loans on cotton......................... 142,064.67
1,317.88
Overdrafts ...................................
U. S. bonds ..................... - .......... 24,661.04
Other bonds and securities.—
3,346.69
Furniture and fixtures............
4,319.00
Banking house ........................... 15,655.99
Cash items ......
200.69
Due from reserve banks........ 28,324.67
8,934.90
Checks on other banks............
Currency .......................................
6,898.00
Gold .......
25.00
Silver ..................
1,792.25
Other resources ........................
1,205.28
Total

$397,563.51

LIABILITIES.
Capital stock ............................. $ 50,000.00
Certified surplus ....................... 10,000.00
Undivided profits ....................... 11,111.97
B ills payable .....................

90,000.00

Trust funds .................................
4,865.48
Individual deposits .................. 191,982.02
Certificates of deposit, time 39,603.35
Other liabilities .... *......'..........
.69

Total

$397,563.51

COVE

BANK OF COVE
Officers—O. B. Witherspoon, President; D. Bartcn, Vice President; J. C. Allen,
Cashier; Homer Terry, Assistant Cashier; W. W. Crain, Assistant Cashier.
Directors—O. B. Witherspoon, J. C. Allen, A. C. Blake, D. Bartcn, Ober Rowe.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 81,649.54
Loans on real estate................
3,900.00
Loans on cotton........................
2,000.00
Overdrafts .......
64.67
U. S.‘ bonds..................................
2,434.81
Other bonds and securities....
2,700.00
Furniture and fixtures............
900.00
Items in transit..... ..........
13.00
Due from reserve banks........ 50.879.24
Currency ..........
3,939.00
Gold ................................................
20.00
Silver ..............................................
1,204.16
Total




$149,704.41

LIABILITIES.
Capital stock ............................. $ 10,000.00
Certified surplus ......
1.000.00
Undivided profits ............
605.05
Notes rediscounted ................
6 511.46
Individual deposits ................ 117,284.43
Certificates of deposit, de­
mand ......................................... 11 012.62
Cashier’s checks .......................
3,260.86

Total

$149,704.41

STATE OF ARKANSAS

77

CRAWFORDS VILLE
CRITTENDEN COUNTY BANK & TRUST CO.
Officers— Louis Bartcn, President; F. W. Rjeisinger, Vice President; H. E. Wil­
der, Vice President arid Cashier; M. W. Crawford, Assistant Cashier.
Directors— Louis Barton, W. B. Rhodes, H. A. McGee ,W. S. Danner, Ed Tal­
bott, F. W. Reisinger, H. E. Wilder, Albert Horner, G. W. Patterson, C. G.
Barton, E. J. Badinelli.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.Loans and discounts................ $203,303.75
Loans on real estate................ 34,309.00
Overdrafts ...................................
18.98
U. S. bonds-.................................
9,950.00
Other bonds and securities.... 13,517.58
Furniture and fixtures............
2,175.00
Banking- house ...........................
4,177.50
Due from reserve banks.......... 98,936.32
Currency ....................................... 20,971.00
200.00
Gold ...............................................
Silver ......................
1,609.85
Total

......................................... $389,168.98

LIABILITIES.
Capital stock ............................$
Certified surplus ..................... '
Undivided profits ......................
Savings accounts ....................
Individual deposits ..................
Public funds ...............................
Certificates of deposit, time

Total

35,000.00
4,200.00
9,018.19
26,858.91
149,096.24
153,159.82
11,835.82

......................................... $389,168.98

CROSSETT
BANK OF CROSSETT
Officers—E. W. Gates, President; A. Trieschmann, Vice President; G. H. Ncrman, Cashier; Roy Dooley, Assistant Cashier.
Directors— E. W. Gates, A. Trieschmann, G. H. Norman.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts......$326,655.99
Loans on real estate........ 21,247.02
Loans on cotton................ 19,500.00
Overdrafts ...................................
107.54
U. S. bonds..... ............................. 19,740.00
Other bonds and securities.... 10,581.82
Other real estate............
356.12
Furniture andfixtures...............
1,064.21
Due from reserve banks........... 49,872.72
Currency ....................................... 17,950.00
Gold ................................................
67.50
Other resources .......................
6,268.87
Total

$474,678.66

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ...................... 20,000.00
Undivided profits ....................... 15,517.55
Savings accounts .................... 182,368.05
Individual deposits ................ 222,180.19
Public funds ...............................
940.88
Certificates of deposit, time
5,903.47
Cashier’s checks .........................
2,768.52

Total

$474,678.66

DALARK
DALARK BANK
Officers— R. M. Atchley, President; J. F. Wilson, Vice President; John R. Wil­
liams, Cashier; Miss Elsie B. Evans, Assistant Cashier
Directors—R. M. Atchley, H. A. Atchley, J. M. Dawdy, Tern G. Clark, J. F.
Wilson.
’
STATEMENT OF DECEMBER 31, 1919

RESOURCES.
Loans and discounts..............$ 25,472.23
Loans on real estate.............. 13,650.35
Overdrafts ...................................
7,766.33
U. S. bonds ...................................
5,247.54
Other bonds and securities....
2,776.42
Furniture and fixtures............
1,500.00
Banking house ...........................
2,000.00
Due from non-reserve banks
1,915.02
Cash items .................................
1,132.81
Due from reserve banks.......... 17,596.62
Currency .......................................
1,562.00
Gold ................
155.00
Silver .............................................
845.95
Other resources .........................
6,922.41
Total




.$ 88,542.68

LIABILITIES.
Capital stock .............................$ 10 , 000.00
Certified surplus ........
1.750.00
Savings accounts ......................
2,968.38
Individual deposits .................. 57,490.83
Public funds ...............................
2,256.99Certificates of de'posit, time
5.045.00
Cashier’s checks ....................
1,650.87
Other liabilities ........................
7,380.61

Total

.$ 88,542.68

78

REPORT OF BANK COMMISSIONER

DANVILLE
CITIZENS BANK
Officers—S. Bondi, President, O. L. Clement, Vice President; J. H. Howard,
Cashier, Hettye Hovner, Assistant Cashier.
Directors— S. Bondi, G. E. Reagan, N. M. Tidwtell, Lynn Wilson, J. H. Howard.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
Overdrafts ......................................
U. S. bonds......................................
Other bonds and securities.—
Furniture and fixtures...............
Banking house ..............................
Due from reserve banks........
Currency .........................................
Silver .................................................
Total

DANVILLE

70,136.35
26,806.30
1,058.65
8,900.00
2,951.71
1,692.17
3,000.00
47,185.43
9,263.00
1,623.52

$172,617.13

LIABILITIES.
Capital stock .............................$ 20,000.00
Certified surplus .......................
1,500.00
Undivided profits .......................
3,481.09
Individual deposits .................. 131,555.47
Certificates of deposit, time 15,460.41
Cashier’s checks .......................
620.16

Total

$172,617.13

YELL COUNTY BANK

Officers—J. W. Lewis, President; O. J. Harkey, Vice President; J. P. Norman,
Cashier; Odell I. Moody, Assistant Cashier.
Directors—J. W. Lewis, O. J. Harkey, T. L. Pounds, S. J. Mitchell, J. P. Nor­
man.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.............. $129,143.76
Loans on real estate................ 14,717.69
Overdrafts ...................................
3,554.59
U. .S. bonds................................... 13,450.00
Other bonds and securities.... 12,527.96
Furniture and fixtures............
3,000.00
Banking house ............- .............
3,000.00
Other real estate......................
500.00
Due from reserve banks........ 72,465.76
Checks on other banks..........
788.82
Currency .......................................
5,757.00
Gold ................................................
20.00
Silver ..............................................
235.33
Other resources ........................
60.86
Total




.$259,221.77

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus .......................
1,500.00
5,003.71
Undivided profits ....................
Individual deposits ................ 191,263.95
Public funds ............................... 28,037.63
Certificates of deposit, de­
mand .........................................
2,083.64
Certificates of deposit, time
6,050.00
Cashier’s checks .......................
282.84

Total

.$259,221.77

STATE OF ARKANSAS

79

DARDANELLE
DARDANELLE BANK & TRUST CO.
Officers—T. A. Johnston, President; W. L. Fowlkes, Vice President; W. D. Cot­
ton, Cashier; L. P. Adams, Assistant Cashier; J. C. Dacus, Assistant
Cashier.
Directors— T. A. Johnston, W. L. Fowlkes, W. D. Cotton, Dr. L. E. Love,, G. L.
Veazey, Fred C. Burnett, J. C. Dacus, L. C. Adams.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$167,150.45
Loans on real estate.............. 16,637.00
Loans on cotton......................... 47,641.50
Ovedrafts .....................................
2,330.23
U. S. bonds................................... 170,350.00
Other bonds and securities....
3,889.16
Furniture and fixtures............
4,000.00
Banking house ..........................
3,000.00
Items in transit ......................
6,287.28
Cash items .................................
1,221.71
Due from reserve banks........ 212,870.98
Currency ............'........................... 18,943.00
Silver .............................................
1,642.71
Total

......................................... $655,964.02

LIABILITIES.
Capital stock ............................. $ 50,000.00
Certified surplus ...................... 10,000.00
Undivided profits ...................... 18,057.79
Individual deposits ................ 471,168.74
4,389.45
Public funds ...............................
Certificates of deposit, de­
mand ......................................... 34,828.04
Other liabilities ......................... 67,520.00

Total

......................................... $655,964.02

DARDANELLE
FARMERS BANK
Officers—J. F. Stevenson, President; R. H. Cunningham, Vice President; J. F.
Alexander, 1st Vice President; H. V. George, Cashier; Albert Rcrex, Assis­
tant Cashier.
Directors—J. F. Stevenson, A. N. Falls, M. D. Howell, R. H. Cunningham, J. F.
Alexander, H. V. George.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$158,013.11
Loans on real estate................ 26,934.75
Overdrafts ...................................
1,004.12
U. S. bonds................................... 15,665.35
Other bonds and securities.... 11,373.79
Furniture and fixtures............
2,783.25
Banking house ...........................
4,886.00
Other real estate........................
393.00
Items in transit........................
2,500.00
Due from reserve banks....... 88,671.93
Checks on other banks............ 11,495.86
Currency ...........
3,809.00
Gold ...............................................
270.00
Silver ................... ~........................
1,695.65
Total

$329,495.81

LIABILITIES.
Capital stock .............................$ 25,000.00
5,000.00
Certified surplus ......................
Undivided profits ....................
7,280.15
Individual deposits ................ 261,414.60
2,015.98
Public funds ...............................
Certificates of deposit, de­
mand ......................................... 28,730.29
Cashier’s checks ......................
54.79

Total

.... $329,495.81

DATTO

BANK OF DATTO
Officers—C. U. Day, President; T. C. McGGuire, Vice President, D. P. Day,
Cashier; W. W. Davidson, Assistant Cashier.
Directors— C. U. Day, T. C. McQuire, D. P. Day.
STATEMENT OF DECEMBER 31, 1&19

kesources.
Loans and discounts................$ 10,342.77
Loans on real estate................
388.58
Overdrafts ...................................
19.34
U. S. bonds................................... 15,250.75
Furniture and fixtures............
750.00
Due from reserve banks........ 39,808.85
Currency .......................................
4,733.00
Gold ................................................
195.00
Silver .............................................
920.32
Other resources ........................
12.40

Total




.$ 72,421.01

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ......................
500.00
Undivided profits ....................
1,125.41
Individual deposits .................. 57,470.88
Public funds ...............................
152.61
Certificates of deposit, time
3,015.00
Cashier’s checks ......................
157.11

Total

.$ 72,421.01

80

REPORT OF BANK COMMISSIONER

DECATUR
STATE BANK OF DECATUR
Officers— Arthur Hepner, President; T. E. Van Citters, Vice President; Chas R.
Amos, Cashier; Mabel N. Hepner, Assistant Cashier.
Directors—Arthur Hepner, T. E. Van Otters, Mabel N. Hepner.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
Overdrafts ................................
Other bonds and securities....
Furniture and fixtures............
Banking house ...........................
Items in transit—.....................
Due from non-reserve banks
Cash items .................................
Due from reserve banks........
Currency .....................................
Silver ............................................
Total

DELIGHT

42,080.60
10,894.89
255.01
23.00
1,430.00
1,620.00
187.15
56,375.89
30.00
11,321.73
2,384.00
653.59

.$127,255.86

LIABILITIES.
Capital stock ............................... 8 10, 000.00
Certified surplus .......................
2, 000.00
Undivided profits ......................
1,628.54
Individual deposits ................ .. 110,240.87
Certificates of deposit, time
3,386.45

Total

________

-$127,255.86

BANK OF DELIGHT

Officers— C. E. Johnson, President; R. W. Stell, Vice President W. N. Clingan,
Cashier; D. C. Humphry, Assistant Cashier.
Directors—C. E. Johnson, R. W. Stell, J. B. Thomasscn, C. A. Kizzia, W. F.
Covington.
STATEMENT OF DECEMBER 31.1920
RESOURCES.
Loans and discounts................ $ 57,140.53
Loans on real estate— ........... 12,752.56
Overdrafts .........
29.30
U. S. bonds.......................... ....... .
2,742.45
Other bonds and securities....
29.80
Furniture and fixtures.............
2,494.05
Banking house .............—........
2,734.00
Items in transit ...................
116.80
Due from non-reserve banks
5,000.00
Cash items ..........
2.71
Due from reserve banks......... 66,098.70
Currency ........................................
5,519.00
Gold ..................
990.00
Silver ..............................................
1,693.72
Total




$157,343.62

LIABILITIES.
Capital stock ............................. $ 12,500.00
Certified surplus .............~.......
4,000.00
Undivided profits .......................
5,868.55
Individual deposits ................ 119,837.66
Public funds ...............................
1,557.74
Certificates of deposit, de­
mand .......................................... 12,905.43
Cashier’s checks .....
674.24

Total

$157,343.62

STATE OF ARKANSAS
DEQUEEN

81

BANK OF DEQUEEN

Officers—B. E. Isbell, President; M. F. Allen, Vice President; L. D. McCan ,
Cashier; W. L. Williamson, Assistant Cashier.
Directors— B, E. Isbell, M. F. Allen, C. C. Ray, E. C. Hayes, L. D. McCann.
STATEMENT OF DECEMBER 81. 1919
RESOURCES.
Loans and discounts.................$331,583.02
Loans on real estate................ 81,468.21
Loans on cotton........................
2,539.72
U. S. bonds................................... 29,447.56
Other bonds and securities....
5,253.33
Furniture and fixtures............
1,458.00
Banking- house ...........................
6,000.00
Other real estate......................
2,459.62
Cash items .................................
2,624.05
Due from reserve banks........ 110,056.26
Checks on other banks............
1,244.97
Currency ....................................... 32,481.00
Gold ................................................
2,770.00
Silver .............................................
1,746.13
Other resources .........................
66.72
Total

......................................... $611,198.59

LIABILITIES.
Capital stock .............................$ 60,000.00
Certified surplus ....................... 20,000.00
8,173.11
Undivided profits ....................
Individual deposits .................. 262,951.82
Public funds ............................... 42,981.48
Due to non-reserve banks.... 141,770.70
Certificates of deposit, de­
mand ......................................... 45,358.90
Cashier’s checks ...................... 19,962.58

Total

......................................... $611,198.59

DEQUEEN

FIRST STATE BANK
Officers—F. M. Smith, President; H. Cooper, 1st Vice President; Roy William­
son, 2nd Vice President; C. S. Smith, Cashier; )F. E. Poole, Assistant Cash­
ier.
Directors—H. H Cooper, Roy Williamson, F. M. Smith, J. B. Luton, T. S. Trib­
ble, C. M. Gore, W. A. Prater, R. L. Hopkins, J. L. Bales, J. C. McClain,
T. A. Knight./
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts .................$144,130.41
Loans on real estate................
4,763.48
Loans on cotton........................ 12,535.15
Other bonds and securities....
135.61
Furniture and fixtures............
2,000.00
Banking house ........................... 23,867.36
Items in transit.........................
95.20
Due from reserve banks........
8,425.13
Checks on other banks............
2,032.00
Currency ................................
3,496.00
Gold ................................................
105.00
Silver .............................................
1,268.61
Total




$202,853.95

LIABILITIES.
Capital stock .............................$
Certified surplus ......................
Undivided profits ....................
Bills payable ...............................
Dividends unpaid ....................
Individual deposits ................
Certificates of deposit, time
Cashier’s checks ......................
Other liabilities ......................

Total

50.000.
00
25.000.
00
1,782.30
1 0 . 000 .

3,750.00
79,810.42
18,161.73
14,256.20
93.30

$202,853.95

00

REPORT OF BANK COMMISSIONER

82
DERMOTT

DERMOTT BANK & TRUST CO.
Officers—H. Thane, President ;E. P. Remley, Vice President; G. A. Franklin,
Cashier; P. S. Anderson and L. E. Dishongh, Assistant Cashiers.
Directors— H. Thane, D. Kimpel, Henry Bordeaux, J. C. Hoffman, E. P. Rem­
ley, R. P. Stinson, J. A. Bennett.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts............... :$203,456.08
Loans on real estate.............. 236,913.83
Loans on cotton........................ 138,000.00
Overdrafts ...................................
551.41
6,150.00
U. S. bonds...................................
Other bonds and securities.... 17,344.45
Furniture and fixtures..........
1,000.00
Banking house ......
8,400.00
Other real estate......................
1,897.70
Items in transit.........................
1,659.25
Cash items .................................
435.34
Due from reserve banks..........
8,813.80
1,124.74
Checks on other bank's..........
Currency .......................................
9,070.00
Gold ................................................
745.00
Silver ............................................
3,437.39
Total

......................................... $638,998.99

DERMOTT

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ....................... 25,000.00
10.75
Undivided profits ....................
Bills payable ..............................' 120,000.00
Savings accounts ..................... 15,247.39
Individual deposits .................. 309,268.55
Public funds ............................... 67,482.99
Certificates of deposit, time 47,778.94
Cashier’s checks .......................
4,210.37

Total

......................................... $638,998.99

EXCHANGE BANK & TRUST CO.

Officers— J. J. McCloy, President; W. D. Trotter, 1st Vice President; D. Kimpel,
2nd Vice President; D. T. Gaines, Cashier; Angus McDermott, Assistant
Cashier.
Directors—J. J. McCoy, E. B- McCullough, Geo. W. Lambert, W. H.Roper, W.
D. Trotter, D. Kimpel, C. Helmstetter, J. A. Bennett, D. T. Gaines.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $108,712.06
Loans on real estate................ 133,591.20
5.000.
Loans on cotton........................
1.823.59
Ovedrafts ................................... ..
U. S. bonds................................... 42,108.16
Bonds to secure postal sav­
4,502.52
ings ............... ............... ............
2.802.60
Other bonds and securities.-..
9.000.
Furniture and fixtures......... —
730.39
Items in transit........................
Due from reserve banks.......... 59,222.53
309.25
Checks on other banks..........
6,680.00
Currency ............... ....... ...................
42.50
Gold ...............................................
2,966.69
Silver ..............................................
97.34
Other resources ........................
Total




$377,588.83

LIABILITIES.
Capital stock .............................$ 50,000.00
7,500.00
Certified surplus ........
00
Undivided profits .....
12,025.52
Bills payable more
than 4% interest
paid ........................
1.00*
Individual deposits .............
213,953.68
Public funds ..........
68,724.18
00
Certificates of deposit, time 24,231.48
Cashier’s checks .....................
1,139.01
Other liabilities .......
14.96

Total

......$377,588.83

STATE OF ARKANSAS

83

* DES ARC
FARMERS & MERCHANTS BANK
Officers—A. L. Erwin, President; W. W. Bethell, Vice President; L. R. Brown,
Cashier; Hugh E. Erwin, Assistant Cashier.
Directors— W. W. Bethell, J. A. King, A. L. Erwin, Henry Nichols.
STATEMENT OF DECEMBER 31, 1919
T
RESOURCES.
Loans and discounts............
Loans on real estate..........
Loans on cotton.....
Ovedrafts .........................
U. S. bonds...................... ........!
Other bonds and securities
Furniture and fixtures........
Due from reserve banks....
Checks on other banks.....
Currency ...
Gold .................. ..........................
Silver ..........................................
Other resources .....................
Total

$124,448.37
1,207.96
35,000.00
104.60
11, 100.00

5,552.36
1.440.00
66,422.31
119.90
5.494.00
1,273.50
586.73
116.38
.$252,866.11

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus .......................
5,000.00
4,522.79
Undivided profits ....................
Individual deposits .................. 166,777.21
Public funds ..........................
4,460.90
Certificates of deposit, de„ mand ......................................... 18,418.76
Cashier’s checks ......................
3,686.45

Total

$252,866.11

DEVALLS BLUFF
PEOPLES BANK OF DEVALLS BLUFF
Officers— R. H. Sanders, President; J. M. McClintock, Vice President; J. A.
Welty, Cashier; Maude Morrill, Assistant Cashier.
Directcrs—R. H. Sanders, J. M. McClintock, Joseph Heckler, Hugh E. Morrow,
J. A. Welty.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$
Loans on real estate................
Overdrafts ..........................
U. S. bonds...................................
Other bonds and securities....
Furniture and fixtures............
Banking house ..........................
Items in transit........................
Bills Of exchange......................
Cash items ...............................
Due from reserve banks........
Currency .......................
Gold ................................................
Silver .............................................
Total




90,515.67
21,684.26
141.71
18,587.76
4,133.79
1,700.00
2,580.00
540.48
23,850.22
58.17
33,906.81
14,285.00
685.00
1,519.07

$214,187.94

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ......................
3,000.00
Undivided profits ......................
3,220.37
Dividends unpaid ....................
1,250.00
Individual deposits ..........
177,879.99
Public funds ...............................
1,871.32
Certificates of deposit, time 14,802.74
Cashier’s check's ......................
1,663.52
Reserved for taxes ................
500.00

Total

$214,187.94

REPORT OF BANK COMMISSIONER

84
DEWITT

HOME BANK OF DEWITT
Officers— E. B. Gibson, President; W. H. Norsworthy, R. D. Rasco, Vice Presi­
dents; N. P. Baird, Cashier; J. M. Ennis, Assistant Cashier.
Directors— J. W. Burnett, R. W. Dudley, E. B. Gibson, N. P. Baird, H. P. Brown,
W. H. Norsworthy, C. E. Park, R . D. Rasco.
STATEMENT OF DECEMBER 31, 1919

RESOURCES.
Loans and discounts .............. $530,322.41
Loans on real estate................ 43,994.14
Overdrafts ...................................
3,543.14
U, S. bonds................................... 39,495.00
Other bonds and securities....
7,834.37
Furniture and fixtures............
1,575.00
Banking house ...........................
9,000.00
Other real estate......................
3,785.16
Due from non-reserve banks
1,871.56
Due from reserve banks........ 97,178.08
Checks on other banks............
3,853.92
Currency ........................................
5,778.00
Gold ................................................ .
35.00
Silver ..............................................
1,359.80
Total

......................................... $749,625.58

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ....................... 40,000.00
Undivided profits .....................
6,578.72
Individual deposits ................ 532,111.17
Public funds ............................. 44,982.20
Due to non-reserve banks....
2,391.43
Certificates of deposit, time 67,082.88
Cashier’s checks .......................
6,479.18

Total

......................................... $749,625.58

DIERKS

BANK OF DIERKS
Officers— L. D. McCowan, President; M. F. Allen, Vice President; J. L. Keener,
Cashier; P. C. McCowan, Assistant Cashier.
Directors— L. D. McCowan, M. F. Allen, C. D. Albough, V. L. Massey, C. C. Ray.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts ..............$ 97,178.43
Loans on cotton
.............. 53,342.89
Ovedrafts .....................................
288.56
U. S. bonds .................................
7,320.00
Other bonds and securities.—
1,162.78
Furniture and fixtures............
927.00
Banking house ...........................
5,000.00
Other real estate........................
293.35
Cash items ...................................
2,772.85
Due from reserve banks........ 157,528.90
Currency .......................................
9,313.00
Gold ................................................
320.00
Silver ....................
2,551.57
Total

DODDRIDGE

$337,999.33

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus .......................
6,250.00
Undivided profits .......................
5,114.76
Public funds ............................... 261,310.09
Due to non-reserve banks..... 10,060.52
Certificates of deposit,time 27,760.00
Cashier’s checks ............................. 2,503.96

Total

$337,999.33

DODDRIDGE STATE BANK

Officers—Henry Field, President; Allen Winham, Vice President; C. H. Bigby,
Cashier.
Directors—Henry Field, Allen Winham, Milton Winham, E. L. Ramsey, C. H.
Bigby.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$ 16,490.73
Loans on real estate................ 14,757.82
U. S. bonds ...............................
5,849.71
Furniture and fixtures............
972.92
Banking house ...........................
2,620.70
Cash items .................................
50.90
Due from reserve banks........ 22,032.41
Currency .......................................
3,310.00
Silver ..............................................
406.50
Total




._$ 66,491.69

LIABILITIES.
Capital stock .....................
Certified surplus .................
Undivided profits ................
Bills payable .........................
Individual deposits ...........
Other liabilities ....................

Total

10.000.00
1 , 000.0 0

1,150.59
11.83
54,305.06
24.21

$ 66,491.69

STATE OF ARKANSAS

85

DOVER
BANK OF DOVER
Officers— W. H. Paynter, President; W. M. Simpson, Vice President; L. J. Lemley, Cashier; C. E. Page, Vice President.
Directors—W. H. Paynter, W. M. Simpscn, .B. H. Lynch, D. H. Lynch, C. K.
Campbell, W. W. Moses, T. M. Neal, L. J. Lem ley.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts..............$
Loans on real estate................
Overdrafts ...............................
U. S. bonds ..........
Other bonds and securities....
Furniture and fixtures..........
Banking- house ........................
Due from non-reserve banks
Cash items .................................
Due from reserve banks........
Currency- .......................................
Silver .............................................
Gold ...............................................
Total

36,061.64
8,798.20
2,088.57
21,800.94
11,613.87
813.00
943.47
82,615.87
79.40
55,126.05
2,164.00
1,294.15
102.50

$223,501.66

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ....................
3,200.00
Undivided profits ....................
4,370.39
Bills payable more
than 4% interest
paid ..................... .
4,000.00*
Individual deposits .................. 195,249.81
Public funds ...............................
279.02
Certificates of deposit, time 10,402.44

Total

$223,501.66

DRAKE’S CREEK
BANK OF RICHLAND
Officers— L. F. Bell, President; Earl Hill, Cashier.
Directors—L. F. Bell ,Earl Hill, A. J. Dunaway, J. K. Poll, G. H. Fritts.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans an ddiscounts................ $ 39,532.91
Loans on real estate................
2,450.00
U. S. bonds...................................
1,600.00
Other bonds and securities.-.
25.85
Furniture and fixtures............
900.00
Banking house ...........................
1,000.00
Cash items ......................... :......
77.82
Due from reserve banks.......... ' 4,564.17
Currency .......................................
2,912.00
387.13
Silver .............................................
Total

.$ 53,449.88

LIABILITIES.
Capital stock .............................$ 6,200.00
Certified surplus ......................
2,000.00
Undivided profits ....................
1,265.19
Bills payable ...............................
4,000.00
Individual deposits .................. 27,808.45
Certificates of deposit, time 12,176.24

Total

.$ 53,449.88

DUMAS

MERCHANTS & FARMERS BANK
Officers—H. Thane, President; S. A. Banks, Lloyd R. Byrne, Vice Presidents;
Jeff Burnett, Cashier.
Directors— H. Thane, S. A. Banks, J. Bernhardt, D. O. Pcrter, J. M. Ccx.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $180,432.15
Loans on real estate.............. 113,461.02
Overdrafts ...................................
981.35
U. S. bonds................................... 50,000.00
Other bonds and securities.... 16,950.00
Furniture and fixtures............
1,584.70
Banking house ............
10,000.00
Other real estate......................
100.00
Items in transit........................ 29,188.69
Due from non-reserve banks 38,876.09
Due from reserve banks........ 23,880.70
Currency ....................................... 19,687.00
Silver .............................................
5,220.89
Other resources ........................
5.00
Total




$490,367.59

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ...................... 15,000.00
Undivided profits ......................
7,1'83.12
Bills payable ............................. 40,000.00
Savings accounts ....................
7,150.60
Individual deposits .................. 302,370.26
Public funds ............................... 39,615.52
Certificates of deposit, time.. 25,818.45
Cashier’s checks ......................
3,229.64

Total

$490,367.59

REPORT OF BANK COMMISSIONER

86
DYER

BANK OF DYER
Officers—T. J. James, President; M. T. Rhodes, Vice President; W. D. Patton,
Cashier; J. O. Selby, Assistant Cashier.
Directors— W. HI Burrough, C. H. Moss, Geo. W. (Fine, T. J. James, M. T.
Rhodes, Jno. C. Gadmer, W. D. Patton.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$ 39,440.17
8,725.06
Loans on real estate................
Overdrafts ...................................
1,438.44
U. S. bonds.....................................
5,644.00
Furniture and fixtures............
2,021.93
1,500.00
Banking house ...... ...................
Due from reserve banks.......... 52,681.50
Currency .................. -....................
8,000.00
Silver ..............................................
765.81
$120,216.91

Total

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .......................
1,750.00
1,712.52
Undivided profits ......................
Individual deposits ................... 101,547.21
Public funds ...............................
245.07
Certificates of deposit, de­
mand ..........................................
4,512.00
450.11
Cashier’s checks ......
$.120,216.91

Total

EARLE
BANK OF COMMERCE
Officers—C. T. Whitman, President; L. J. Machen, Vice President, H. A. Morri­
son, Active Vice President; James C. Moore, Cashier; Paul Alstdn Gcwen,
Assistant Cashier.
Directors—C. T. Whitman, L. J. Machen, G. W. Essary, N. A. Cramer, H. A.
Morrison, C. W. Cocper, L. L. Barham, Albert Brandes, Frank G. Huxtable,
J. C. Gathings, Guy A. Blann, James C. Mocrte.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans anddiscounts.—... $484,370.77
Loans on real estate................ 50,884.19
Loans on cotton ....................... 85,765.51
Overdrafts ................
63.22
U. S. bonds
.......
8,750.09
Other bonds andsecurities....
5,860.43
Fu-rniture and fixtures............
6,326.10
Due from non-reserve banks
7,544.11
Cash items ...................................
1,476.93
Due from reserve banks........ 165,420.27
Checks on other banks............
6,425.46
Currency ........................................ 39,997.00
Silver ...........
4,729.91
Total

$867,613.99

LIABILITIES.
Capital stock ............................ $ 50,000.00
Certified surplus ....................... 16,000.00
8,895.33
Undivided profits ....................
Bills payable ............................... 50,000.00
Trust funds ...........
13,872.70
Dividends unpaid .....................
7,600.00
Individual deposits .................. 342,900.33
Public funds ............................... 281,800.27
Certificates of deposit, time 93,388.87
Cashier’s checks .................
3,156.49

Total

$867,613.99

EARLE
CRITTENDEN COUNTY BANK & TRUST CO.
Officers— Louis Barton, President; Albert Harvey, Vice President; C. B. O’Neill,
Cashier; A. B. Rhodes, Assistant Cashier.
Directors— See Marion, Ark.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts...... $309,788.83
Loans on real estate...... 96,596.30
Loans on cotton.............. 16,192.54
Overdrafts ................................... 12,040.17
U. S. bonds ................................. 13,440.00
Other bond and securities.... 28,996.81
Furniture and fixtures..
3,700.00
Banking house ...........................
9,000.00
Due from non-reserve banks 50,000.00
Cash items ................................
7,136.03
Due from reserve banks........ 49,491.25
Currency ....................................... 19,690.00
Gold ................................................
12.50
Silver ..............................................
3,304.43
Total

................ ........................ $619,388.86




LIABILITIES.
Capital stock .............................$ 45,000.00
Certified surplus .......................
5,400.00
Undivided profits ....................
15,143.34
Bills payable more
than 4% interest
paid ........................
5.000.00*
Savings accounts ....................
8,609.72
Individual deposits ................... 272,094.33
Public funds ............................. 233,246.98
Certificates of deposit, time 19,493.17
Certificates of deposit for
money borrowed ..................
5,000.00
cashier’s checks .......................
7,509.15
Other liabilities .........................
7,892.17
Total

................................... ....-..$619,388.86

STATE OF ARKANSAS

87

ELAINE
BANK OF ELAINE
Officers—John D. Crow, President; I. H. Lee, Vice President; J. W. Alston,
Cashier.
Directors-'-John D. Crow, E. M. Allen ,K. P. Alderman, Dr. O. Parker, J. W.
Keesee, I. H. Lee, J. M. Countiss, W. F. Craggs, C. L. Bernard.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 63,007.11
Loans on real estate..............
1,600.00
Overdrafts ...................................
560.31
U. S. bonds...................................
814.12
Furniture and fixtures............
1,341.60
Banking house ...........................
3,750.00
Cash items .................................
147.66
31,512.67
Due from reserve banks........
Currency .......................................
8,939.00
Gold ................................................
32.50
Silver ..............................................
668.46
Other resources ........................
2,700.81
Total

......................................... $115,074.24

LIABILITIES.
Capital stock .............................$
Certified surplus ......................
Undivided profits .......................
Bills payable ...............................
Savings accounts ......................
Individual deposits ..................
Cashier’s checks ......................

Total

15,000.00
15,000.00
2,182.76
10,000.00
300.00
72,491.48
100.00

......................................... $115,074.24

EL DORADO
BANK OF COMMERCE
Officers—Albert Rowell, President; G. H. Norris, Vice President; Sam E. Babb,
Cashier.
'
Directors—J. E. Culp, G. H. Ncrris, J. H. Lewis, B. W. Reeves, Albert Rowell.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$ 81,534.27
Loans on real estate................
3,300.00
Loans on cotton...........................
4,040.40
Overdrafts ...................................
1.00
Other bonds and securities..1,710.70
Furniture and fixtures............
3,110.45
Banking house ...........................
5,981.33
9,000.00
Other real estate......................
Due from non-reserve banks 42,280.61
Due from reserve banks.....
9,880.98
Checks on other banks..........
4,800.02
Currency .......................................
7,169.00
Silver .............................................
1,304.88
Tota1

$174,113.64

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus .......................
5,000.00
Undivided profits .......................
501.89
Individual deposits
............ 103,606.63
Due to non-reservebanks....
9,753.56
Certificates of deposit, time
1,947.50
Cashier’s checks ......................
3,304.06

Total

$174,113.64

ELKINS

BANK OF ELKINS
Officers—G. W. Bassett, President; Jay Fullbright, Vice President; L. H. Smith,
Cashier; C. West, Assistant Cashier.
Directors—G. W. Bassett, Jay Fullbright, J. W. Phillips, Bruce Holcomb, H. F.
Stckenberry, C. S. Williams, L. H. Smith.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$
Loans on real estate................
Overdrafts ...........................-.......
U. S. bonds...................................
Other bonds and securities....
Furniture and fixtures............
Banking house ........................
Due from non-reserve banks
Due from reserve banks.......
Currency .......................................
Silver .............................................
Other resources ........................
Total




93,560.41
28,450.00
447.74
1,700.00
24,439.61
1,350.00
1,700.00
16,354.07
58.395.85
2,061.00
2,954.68
100.00

$231,513.36

LIABILITIES.
Capital stock .............................$ 10,000.00
9,000.00
Certified surplus ......................
Undivided profits ......................
4,000.00
Savings accounts ......................
63,467.18
Individual deposits .................. 127,360.62
Certificates of deposit, de­
mand ......................................... 17,685.56

Total

$231,513.36

REPORT OF BANK COMMISSIONER

88
ELM SPRINGS

ELM SPRINGS STATE BANK
Officers—J. G. Webber, President; W. J. Bradley, Vice President; R. F. Mustain, Cashier; Miss Nannie Hale, Assistant Cashier.
Directors—J. G. Webber, W. J. Bradley, C. F. Hellstem, W. H. Higgs, A. F.
Murphy.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $ 50,274.34
Loans on real estate................
5,282.46
Overdrafts ...................................
215.04
U. S. bonds...................................
2,800.00
Furniture and fixtures............
2,000.00
Banking house ...........................
1,200.00
Cash items .................................
39.40
Due from reserve banks.......... 45,062.10
1,908.00
Currency .......................................
Gold ................................................
296.00
Silver ..............................................
529.64
Other resources ........................
95.00
Total

......................................... $109,701.98

EL PASO

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .....
3,000.00
Undivided profits .......................
2,771.16
Individual deposits .................. 73,997.92
Certificates of deposit, time.. 18,705.60
Cashier’s checks .......................
1,227.30

Total

..........................................$109,701.98

BANK OF EL PASO

Officers—W. P. Davis, President; H. F. Harvey, Vice President; R. E. Kent,
Cashier.
Directors—J. A. Phelps, D. H. Edwards, W. P. Davis, H. F. Harvey, R. E. Kent.
STATEMENT, OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 42,713.30
Overdrafts ...................................
366.91
U. S. bonds.................................
500.00
Furniture and fixtures.—........
2,000.00
Banking house ...........................
1,700.00
Items in transit.......................
138.79
Due from reserve banks...... 13.949.53
Currency .......................................
1,207.00
Silver ...............
808.41
Total

...................... -..................$ 63,383.94

LIABILITIES.
Capital stock ............................ $ 10,000.00
Certified surplus .......................
3.000.00
Undivided profits .......................
3,037.89
Individual deposits .................. 46,096.28
Certificates of deposit, time..
968.20
Cashier’s checks .....
281.57

Total

.... -...................................$ 63,383.94

EMERSON
FARMERS BANK
Officers—T. S. Grayson, President; W. J. Malcch, Vice President; O. I. Warren
Cashier; Miss Jewell E. Malcch.
Directors— W. D. Wingfield, G. E. Mullins, I. N. McCollum, C. W. Jean, A. J.
Trammell, J. A. Malcch, J. B. Lee.
STATEMENT OF DECEMBER 31, 1919

.* V .

RESOURCES.
Loans and discounts..............$
Loans on real estate................
Loans on cotton ................. .......
Overdrafts ...................................
U. S. bonds ................................
..
' “Other bonds and securities....
■''Furniture and fixtures..... ......
BsL*nfii4ng house ...........................
Cash ^ e m s ...............................
✓ " ' .^B#iexfForA reserve banks.......
' •Curreh<5s»\......................
;

W.
\

4

Siltfdr .!??.|.

•N ' . ':^6tAL ../.___

•

# /

. ..', V


lje: r ^ r y


51,245.07
27.841.88
88,460.58
11.35
23.830.00
2,893.83
864.20

720.00
72.00
19.921.05
9,544.50

LIABILITIES.
Capital stock ..................... .......$ 25.000.00
Certified surplus .......................
2,250.00
Undivided profits .....
4,798.94
Bills payable ............................. 67.000.00
Individual deposits ................ 109,228.76
Public funds ...............................
436.14
Certificates o f deposit, time 10.336.58
Cashiers checks .......................
1.058.54
Other liabilities ........................
5,800.001

472.00
_$225,908.96

Total

$225,908.96

STATE OF ARKANSAS
ENGLAND

89

BANK OF ENGLAND

Officers—O. O. Scrcggin, President; G. W. Morris, Vice President; R. L. Buffalo,
Cashier; Mamie McKenzie,, Assistant Cashier.
Directors— R. L. Buffalo, D. H. Scroggin, S. S. Beaty.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts......$175,644.68
Loans on real estate............. 65,300.00
Loans on cotton.......................
4,000.00
Overdrafts ...................................
10.04
U. S. bonds ................................. 27,988.00
Other bonds andsecurities....
91.30
Furniture and fixtures..........
1,000.00
Due from reserve banks...... 240,315.47
Checks on other banks...........
1,949.65
7,631.00
Currency .....................................
Gold ................................................
25.00
Silver .............................................
2,065.55
Total

......................................... $526,020.69

LIABILITIES.
Capital. stock .............................$ 25,000.00
Certified surplus ....................... 35,000.00
Undivided profits ....................... 16,282.24
Individual deposits .................. 431,081.84
Certificates of deposit, de­
mand ......................................... 17,354.85
Cashier’s checks .......................
1,301.76

Total

......................................... $526,020.69

ENGLAND
CITIZENS RANK & TRUST CO.
Officers—J. E. Kicks, President; Harry Galloway, Vice President; Harry C.
Ehlers, Cashier; Lois Rutherford, Assistant Cashier.
Directors— Sanford Wilbourne, W. M. Wilson, Ben B. Morris, Oscar Kochtitzky,
W. T. Hamilton, A. H. Kaufman, J. E. Hicks, Harry Galloway, Harry C.
Ehlers, O. T,. Workman, Sam Dardune.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.............. $249,616.65
Loans on real estate................ 124,960.00
Loans on cotton......................... 18,000.00
Overdrafts ...................................
438.77
U. S. bonds ................................. 88,100.00
Other bonds and securities....
5,405.00
Furniture and fixtures..........
2,845.97
Banking house ........................
4,000.00
Cash items ...................................
880.55
Due from reserve banks.......... 240,094.33
Checks on o.ther banks............
6,923.85
Currency ....................................... 18,160.00
Gold .....................
5.00
Silver ..............................................
6,394.57
Total




$765,824.69

LIABILITIES.
Capital stock ............................. $100,000.00
Certified surplus ......................... 10,000.00
Undivided profits ...................... 17,427.97
Individual deposits .................. 628,652.02
Certificates of deposit, time
8,706.00
Cashier’s checks .......................
1,038.70

Total

$765,824.69

90

REPORT OF BANK COMMISSIONER

EUDORA
BANK OF EUDORA
Officers—H. W. Graves, President; E. S. Hilliard, Vice President; M. Cashion,
Cashier; M. G. Lamar, Assistant Cashier.
Directors—E. M. Sleeker, H. W. Graves, R. H. Meyer, L. W. May, E. S. Hil­
liard, W. W. Grubbs, M. Cashion.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $115,125.17
Loans on real estate.............. 131,896.07
Loans on Cotton........................ 106,400.00
Overdrafts ...................................
967.12
U. S. bonds ................................. 25,122.29
Other bonds and securities....
6,285.48
Furniture and fixtures............
3,000.00
Banking house ...........................
5,000.00
765.77
Cash items .1.................................
Due from reserve banks...... 21,770.72
Checks on other banks..........
317.25
Currency ....................................... 10,380.00
Gold ................................................
200.00
Silver ..........
863.99
Other resources ........................
500.00
Total

......................................... $428,593.86

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ....................... 17,000.00
Undivided profits .......................
1,960.49
Savings accounts .........
12,642.03
Dividends unpaid ....................
2,500.00
Individual deposits ................ - 305,895.06
Public funds .........................
23,395.50
Certificates of deposit, time 38,021.94
Cashier’s checks .......................
1,528.84
Other liabilities .......................
650.00

Total

..........................................$428,593.86

EUDORA
MERCHANTS & PLANTERS BANK
Officers—W. H. Stephenson, President; A. Feibelman, Vice President; B. L.
Ross, Cashier; R. B. Wofford and Marie Foster, Assistant Cashiers.
Directors—W. H. Stephenson, A. Feibelman, A. A. Fischel, Udye Cahn, E. M.
Sleeker, J. S. Hall, B. L. Ross.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 80,929.55
Loans on real estate............. 177.058.75
Loans on cotton .................... 212,475.85
U. S. bonds .................................
8,387.50
Other bonds and securities....
2,405.39
Furniture and fixtures............
3,000.00
Banking house ........................ 10,400.00
Cash items .................................
288.70
Due from reserve banks...... 39,959.74
Checks on other banks...........
753.19
Currency ....................................... 13.777.00Silver ..............................................
3,444.79
Total




$552,880.46

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus .......................
5,000.00
Undivided profits ....................... 20,593.07
Bills payable ............................. 110,000.00
Individual deposits ................... 294.310.23
Public funds ............................... 28,768.69
Certificates of deposit, time 39,946.79
Cashier’s checks ......................
4,261.68

Total

$552,880.46

STATE OF ARKANSAS

91

EUREKA SPRINGS
BANK OF EUREKA SPRINGS
Officers—H. Clay Willis, President; B. A. Tweedy, Vice President; G. E. Burson, Cashier; W. G. Barker, Assistant Cashier.
Directors—H. Clay Willis, B. A. Tweedy, Wnu Kappen, R. H. Huntington,
G. E. Burson.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $ 87,675.66
Loans on real estate..............
900.00
Overdrafts .....................................
94.16
U. S. bonds...................................
7,898.23 '
Other bonds and securities....
3,317.47
Furniture and fixtures............
2,117.00
800.00
Other real estate......................
Cash items ...................................
673.60
Due from reserve banks.......
35,919.05
Checks on other banks............
30.(T3
Currency .................
6,248.00Gold ................................................
152.50
Silver ........
1,523.42
Total

......................................... $147,349.12

LIABILITIES.
Capiatl stock .............................$ 10,000.00
Certified surplus ......................
1,300.00
Undivided profits .......................
2,256.48
Savings accounts .................... 27,294.83
Individual deposits .......................84,644.41
Due to non-reserve banks......
5,000.00
Certificates of deposit,time.. 16,486.34
Cashier’s checks ......................
262.25
Reserved for taxes ..................
100.00
Other liabilities ......................
4.81

Total

......... ............................... $147,349.12

EVENING SHADE
BANK OF EVENING SHADE
Officers—M. Stokes, President; J. R. Edwards, 1st Vice President; J. R. Met­
calf, 2nd Vice President; W. N. Metcalf, Cashier.
Directors—W. A. Edwards, O. S. Westmoreland, W. N. Metcalf, M. Stokes, J.
R. Metcalf, J. R. Edwards.
STATEMENT OF DECEMBER 31, 1&19
RESOURCES.
Loans and discounts................$ 44,617.40
Loans on real estate................
6,566.66
Overdrafts ...................................
266.96
U. S. bonds................................... 12,450.00
Other bonds and securities....
1,498.44
Furniture and fixtures............
700.00
Banking house ......
600.00
Due from reserve banks.......
60,247.99
Currency .....................................
3,490.00
Silver .............................................
758.81
Total

......................................... $131,196.26

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .......................
1,600.00
Undivided profits .......................
4,200.00
Individual deposits .................. 95,741.66
Public funds ............................... 19,654.60

Total

......................................... $131,196.26

EVERTON
BANK OF NORTH ARKANSAS
Officers— L. C. Gibson, President; Chas. G. Calhoun, Vice President; W. E. Can­
trell, Cashier.
Directors— L. C. Gibson, W. E. Cantrell, Chas. C. Calhoun.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$ 72.271.50
Loans on real estate................
8,300.00
U. S. bonds...............................
2,700.00
Furniture and fixtures............
1,500.00
Banking House ........................
2,500.00
Due from reserve banks........ 28,310.25
Currency .......................................
4,020.00
Gold ...............................................
350.00
Silver .............................................
901.72
Total




$120,853.47

LIABILITIES.
Capital stock .............................$ 10,000.00
2,000.00
Certified surplus .........
Undivided profits ......................
2,832.72
Individual deposits .................. 84,940.21
Public funds ...............................
3,000.00
Certificates of deposit, time 17,768.75
Cashier’s checks ......................
311.79

Total

$120,853.47

REPORT OF BANK COMMISSIONER

92

FAYETTEVILLE

CITIZENS BANK

Officers—J. C. White, President; Jas. Fullbright, Vice President; T. I. Alcshier,
Cashier.
^
Directors—J. C. White, Jay Fullbright, I. G. Combs, J. E. Dowell, H. F. Dowell.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 62,310.21
Loans on real estate................ 18,900.00
Overdrafts ...................................
1.00
850.00
U. S. bonds ...................................
Furniture and fixtures............
1,032.20
Due from reserve banks........ 17,946.90
Checks on other banks............
6,015.90
2,569.00
Currency .......................................
Gold ................................................
5.00
Silver ..............................................
869.46
Total

......................................... $110,499.67

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .......................
6,000.00
Undivided profits ....................
2,553.65
Individual deposits ................... 83,938.02
Certificates of deposit, de­
mand ..............................-..........
8,008.00

Total

......................................... $110,499.67

FAYETTEVILLE
FIRST SAVINGS BANK
Officers—Art T. Lewis, President; F. P. Earle, Vice President, Bruce Hclcomb,
Cashier.
Directors—Art T. Lewis, F. P. Earle, Bruce Holccmb, E. F. Ellis, S. F. Dowell,
Bert S. Lewis, J. E. Dowell, G. W. Rattenbury.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 22,663.57
Loans on real estate................ 111,328.65
U. S. bonds...................................
500.00
Other bonds and securities....
5,757.40
Other real estate......................
300.00
Due from reserve banks........ 18,371.14
Total

.............................1........... $158,920.76

LIABILITIES.
Capital stock .............................$ 20,000.00
Certified surplus ......
1,000.00
Undivided profits .....................
855.04
Bills payable ............................. 10,000.00
Savings accounts ...........
122,504.22
Certificates of deposit, de­
mand ..........................................
4,561.50
Total

......................................... $158,920.76

FAYETTEVILLE
McILROY BANKING CO.
Officers— E. B. Harrison, President; J. H. Mcllroy, Vice President; H. K.
^^ad© Cashier.
Directcrs-^-E. B. Harrison, J. H. Mcllrcy, T. P. Hall, J. K. Pool, H. K. Wade.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $354,438.26
Loans on real estate................ 117,200.00
Overdrafts ........
738.52
U. S. bonds.............
102,064.00
Furniture and fixtures............
1,626.20
Banking house ...........................
7,000.00
Due from non-reserve banks 52,286.43
Due from reserve banks.......... 386,823.01
Checks on other banks_____
5,235.51
Currency ....................................... 12,955.00
Gold ................................................
824.90
Silver ..........-..................................
1,615.45
Total




.$1,042,807.28

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ....................... 150,100.00
Undivided profits .......................
579.06
Savings accounts .................... 214,029.99
Individual deposits ................ 567,924.63
Certificates of deposit, de­
mand .......................................... 57,059.51
Cashier’s checks .......................
2,951.37
Other liabilities .........................
162.72

Total

$1,042,807.28

STATE OF ARKANSAS

9c!’

FORDYCE
BANK OF FORDYCE
Officers—A. B. Banks, President; J. G. Pattilo, Vice President; L. Amis, Cash­
ier, E. C. Benton, Assistant Cashier.
Directors— A. B. Banks, J. G. Pattilc, L. L. Trussell, E. T. Collins, V. R. Harhis, .C. B. Hickey, Red Thomas, P. W. Dedman, J. H. Meek, Dr. F. E. Harri­
son, John R. Hampton, L. Amis.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $504,835.54
Loans on real estate................ 39,613.15
Overdrafts ...................................
101.94
U. S. bonds ................................. 33,900.00
Other bonds and securities.... 32,550.19
Furniture and fixtures............
3,440.00
Banking house ......................... 10,500.00
Due from reserve banks........ 256,691.76
Checks on other banks..........
240.54
Currency ....................................... 27,456.00
Gold ...................................................... 1,132.50
Silver .............................................
3,496.98
Total

$913,958.60

LIABILITIES.
Capital stock ............................. $100,000.00
Certified surplus ....................... 30,000.00
Undivided profits ...................... 21,112.26
Savings accounts ...................... 38,930.00
Individual deposits .................. 456,404.22
Public funds ............................... 27,343.83
Due to non-reserve banks.... 67,959.32
Certificates of deposit, de­
mand ......................................... 170,325.18
Cashier’s checks ........................
1,883.79

Total

$913,958.60

FOREMAN
BANK OF FOREMAN
Officers—-D. A. Cock, President; R. E. Bowles, Vice President; Fred Gnatt,
Cashier; H. C. Freeman, Ed H. Cheever, Assistant Cashiers.
Directors—D. A. Ccck, L. J. Atkinson, Fred Gantt, H. M. Mclver, R. L. Elliott,
R. E. Bowles,- F. K. Davis, H. C. Freeman, J. W. Hopson, Jr.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$315,951.27
Loans on real estate................ 42,516.25
Loans on cott.on........................... 49,359.79
U. S. bonds...................................
9,000.61
Other bonds and securities....
8,229.90
Banking house ...........................
3,000.00
Items in transit...... ....................
1,259.39
Due from reserve banks....... 44,807.69
Checks on other banks............
6,421.89
Currency ................................
6,003.00
Gold ................................................
922.50
Silver .....
1,516.16
Total

$488,988.45

LIABILITIES.
Capital stock .............................$ 40,000.00
Certified surplus ...................... 10,000.00
Undivided profits ....................
5,146.55
Bills payable ............................. 25,000.00
Savings accounts ......................
8,341.95
4,000.00
Dividends unpaid ....................
Individual deposits .................. 195,784.77
Public funds ............................... 143,817.71
Certificates of deposit, time 51,042.43
Certified checks .......................
78.11
Cashier’s checks .......................
4,230.11
1,546.82
Reserved for taxes ..................
Total

$488,988.45

FOREMAN
CITIZENS BANK
Officers—E. G. Campbell, President; R. P. Lindsay, Vice President; J. S. Mit­
chell, Cashier; F. F. Bell, E. Y. Dildy, Assistant Cashiers.
Directors—W. L. Matteson, Frank Horner, W. M. Gathright, L. B. Anderson.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $110,477.07
Loans on real estate................ 12,232.00
Loans on cotton........................ 105,700.00
Overdrafts ...................................
215.89
Other bonds and securities....
5,173.35
Furniture and fixtures............
1,000.00
Banking house ...........................
3,000.00
Due from reserve banks.......... 15,090.26
Checks on other banks..........
2,758.99
Currency .......................................
6,845.00
Gold ...............................................
568.50
Silver .............................................
1,230.05
Total

......................................... $264,291.11




LIABILITIES.
Capital stock .............................$ 15,000.00
Certified surplus ...................... 15,000.00
Undivided profits .................... 18,806.79
Individual deposits .................. 132,161.98
Public funds ............................... 67,270.04
Due to non-reserve banks.....
23.25
Certificates of deposit,time 13,487.05
Cashier’s checks ......................
542.00
Reserved for interest..............
2,000.00

Total

......................................... $264,291.11

94

REPORT OF BANK COMMISSIONER

FORREST CITY
BANK OF EASTERN ARKANSAS
Officers—James Fussell, President; Jno. W. Alderson, Vice President; W. W.
Campbell, Cashier; Walter Allen, Assistant Cashier.
Directors—James Fussell, Sr., Jno. W. Alderson, J. L. Mewbcrro, W. W. Camp­
bell, J. T. Fondren, James Fussell, Jr., Chas. Lewis, Joel E. Wynne, C.
Whorton, E. P. Taylor.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$384,010.42
Loans on. real estate................ 48,940.26
Loans on Gotton.......................... 262,627.66
Overdrafts ................................... 11,345.92
U. S. bonds................................... 75,508.59
Other bonds and securities.— 29,814.84
, Furniture and fixtures............
2,632.26
Banking house ...........................
8,500.00
Items in transit.......... .............
10.00
Due from non-reserve banks 45,423.20
Cash ite m s -.................................
377.67
Due from reserve banks.... 156,604.23
Checks on other banks............
9,590.71
Currency ....................................... 41,862.00
Gold ................................................
390.00
Silver ..............................................
3,072.74
Total ....................................... $1,080,710.30

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ....................... 50,000.00
Undivided profits .......................
7,912.42
Bills payable ............................... 75,000.00
Dividends unpaid .....................
4,000.00
Individual deposits .................. 728,227.03
Public funds ............................... 88,010.72
Certificates of deposit, time.. 77,560.33

Total ....................................... $1,080,710.30

FORREST CITY
PLANTERS BANK
Officers—L. R. Grobmyer, President; J. T. Sanders, Vice President; Jas. M.
Gilliam, Cashier; Loyd N. Myers, Assistant Cashier.
Directors— L. R. Grobmyer, J. T. Sanders, T. B. Green, S. L. Kirkpatrick, R. J.
Lanier. L. Barnett, Oscie Walker,.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$311,876.52
Loans on real estate................ 59,241.62
Loans on cotton........................
8,975.32
Overdrafts ...................................
904.42
U. S. bonds ...............:................. 53,514.36
Other bonds and securities....
3,038.51
2,500.00
Furniture and fixtures............
Banking house ........................... 12,000.00
Due from reserve banks........ 99,304.21
Checks on other banks.......
9,453.159
Currency ................................. —
15,358.00
Gold ............................
248.50
Silver ..............................................
2,057.15
Total

......................................... $578,472.30




LIABILITIES.
Capital stock ................... .........$ 30,000.00
Certified surplus .....
10,000.00
LTndivided profits .............
1,988.62
Bills payable ............................. 30,000.00
Dividends unpaid —........................1,550.00
Individual deposits .................. 369,355.66
Public funds ............................... 84,643.01
Due to non-reserve banks.... 22,711.60
Certificates of deposit, time 23,565.70
Cashier’s checks ..................... .
4,657.68

Total

............................. .......... .$578,472.30

STATE OF ARKANSAS

95

FORT SMITH
ARKANSAS VALLEY BANK
Officers—John C. Gardner, President; N. M. Hayes, Vice President; G. H. Sex­
ton, Cashier; Ernest Peninger, Assistant Cashier.
Directors— John C, Gardner, N. lit. Hayes, H. Moulton, Harry P. Daily, R. J.
Speer, James B. McDonough, Rudolph Ney, S. Bernie Harper, S. M. Durrett.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts......$597,615.52
Loans on real estate...... 11,991.00
Loans on cotton.............. 270,000.00
Overdrafts ...................................'
2,173.10
U. S. bonds................................... 149,498.43
Other bonds and securities....
8,000.00
Items in transit.............. 13,624.43
Bills of exchange...................... 35,745.06
Cash items ................................... 12,742.40
Due from reserve banks........ 405,757.18
Checks on other banks..........
4,504.42
Currency ....................................... 54,062.00
Gold ................................................
2,940.00
7,788.42
Silver .............................................

LIABILITIES.
Capital stock ............................... $100,000.00
Certified surplus ....................... 20,000.00
Undivided profits ...................... 13,162.33
Bills payable more
than 4% interest
paid ........................ 27,871.32*
Savings accounts .................... 123,666.46
Dividends unpaid ......................
1,100.00
Individual deposits ................ 437,484.18
Public funds ............................... 58,158.20
Due to non-reserve banks.... 692,855.79
Certificates of deposit, de­
mand ......................................... 52,273.00
Certificates of deposit, time 35,014.12
Cashier’s checks ......................
2,727.88
Other liabilities ......................... 40,000.00

Total ............................. ,........ $1,576,441.96

Total ....................................... $1,576,441.96

FOUKE
STATE BANK OF FOUKE
Officers—J. W. Maxwell, President; Allen Winham, Vice President; R. E. Max­
well, Cashier.
Directors—J.> W. Maxwell, S. J. Davis, Allen Winham, L. C. Acruman, R. E.
Maxwell,
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.........,...,..$
Loans on real estate.... ...........
Overdrafts ...............
U. S. bonds.................................
Furniture and fixtures ..........
Banking house ............’............
Cash items .................................
Due from reserve banks........
Currency ..............
Silver ....,........................................
Total

27,849.45
12,450.00
204.35
10,000.00
900.00
2,200.00
151.02
38,044.17
2,826.00
720.21

..................... ....................$ 95,345.20




LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ......................... 5,000.00
Undivided profits ....................
3,110.56
Savings accounts ....................
3,241.79
Individual deposits ................ 73,741.50
Public funds ...............................
197.10
Cashier’s checks .......................
54.25

Total

......................................... $ 95,345.20

96

REPORT OF BANK COMMISSIONER

FOUNTAIN HILL
FOUNTAIN HILL BANK
Officers—E. W. Gates, President; G. W. Mears, Vice President; John C. Riley,
Cashier.
.. Directors—E. W. Gates, G. W. Mears, A. A. Pierce, L. W. Dillard, A . G.
Pierce.
STATEMENT, OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 15,425.42
Loans on real estate................
3,842.19
1,215.22
Overdrafts ...................................
U. S. bonds...................................
3,575.36
Other bonds and securities....
105.44
Furniture and fixtures..........
1,420.36
Banking house ........................
1,973.50
Other real estate.......................
3,990.59
Items in transit........................
220.00
Due from reserve banks........ 30,718.07
4,997.00
Currency .......................................
Gold ................................................
107.50
^Silver ..............................................
601.46
Total

......................................... $ 68,192.11

LIABILITIES.
Capital stock ............................. $ 10,000.00
2,0(10.00
Certified surplus ..............
Undivided profits ....................
1,893.42
Individual deposits .................. 43,331.19
Certificates of deposit, time 10,031.30
Cashier’s checks .......................
936.20

Total

......................................... $ 68,192.11

FRANKLIN
BANK OF FRANKLIN
Officers— W. C. Gastcn, President; A. F. Batterton, Vice President; E. G. Shell,
Cashier.
Directors—E. G. Shell, A. F. Batterton, W. C. Gaston, W. L. Gaston, J. D. Smith.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
Overdrafts ...................................
U. S. bonds...................................
Furniture and fixtures ..........
Banking house .........................
Cash items .................................
Due from reserve banks........
Currency ...........-...........................
Gold ................................................
Silver ..............................................
Total




28,787.87
20,113.23
626.83
11,110.27
1,810.00
525.00
199.98
42,334.72
2,910.00
390.00
78.36

$108,886.26

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .......................
1,500.00
Undivided profits .......................
3,027.05
Individual deposits ................ 94,359.21

Total

$108,886.26

STATE OF ARKANSAS

97

FULTON
BANK OF FULTON
Officers—Wm. Temple, President; J. J. Battle, Vice President; T. J. Carter.
Cashier. ,
Directors—Wm. Temple, J. J. Battle, J. R, Aiitrey, S. R. Morgan, W. R. Dorton.
.
..
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 63,464.44
Loans on real estate................
1,359.78
Loans on cotton.........................
5,275.52
Overdrafts ..................
553.95
U. S. bonds ................................. 10,500.00
Other bonds and securities....
665.87
Furniture and fixtures............
3,179.23
Other real estate......................
2,936.39
Due from non-reserve banks
8,839.17
Due from reserve banks.......... 59,459.47
Checks on other banks..........
4.00
Currency .......................................
7,468.00
Gold ................................................
303.50
Silver .............................................
858.92
Other resources ............,...........
2,229.59
Total

$167,097.83

LIABILITIES.
Capital stock .............................$
Certified surplus ....................
Undivided profits ......................
Bills payable more
than 4% interest
paid .........................
630.00*
Individual deposits ................
■Public funds ...............................
Certificates of deposit, time
Certificates of deposit for
money borrowed ..................
Cashier’s checks ......................

Total

17,125.00
2, 000.00
2,467.41

88,845.36
34,905.84

211100.00

630.00
24.22

$167,097.83

GENTRY
CITIZENS BANK
Officers—Marion Wasson, President; E. B. Baker, Vice President; J. N- Cevey,
Cashier; Sadie Monrce, Assistant Cashier.
Directors— Marion Wasoiu, E. B. Baker, J. N. Covey, J. J. Carl, A. G. Wasson.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $103,018.54
Loans on real estate.............. 11,630.00
Overdrafts ...................................
468.14
U. S. bonds .......
3,003.00
Furniture and fixtures............
1,000.00
Banking house ...........................
4,500.00
Bills of exchange ....................
2,260.92
Due from non-reserve banks 45,042.52

LIABILITIES.
Capital stock .............................$ 15,000.00
Certified surplus ......................
1,925.00
4,556.43
Undivided profits ......................
Individual deposits ................ 316,011.51
864.76
Public funds ...............................
Certificates of deposit, de­
mand ........................................
30,826.79

Due from reserve banks........ 185,130.14

Checks on other banks............
Currency .......................................
Gold .....................................
Silver .............................................

2,373.30
8,218.00
20.00
2,519.93

$369,184.49

Total

Total

$369,184.49

GILLETT

BANK O f GILLETT
Officers—J. H. Martin, President; J. W. A. Norden, Vice President; R. R. Keen,
Cashier; L. Sager, Assistant Cashier.
Directors— J. H. Martin, Wm. Moll, L. A. Black, W. C. Butcher, A. H. Richter,
Hemry S. Jones, J. W. A. Norden.
STATEMENT OF DECEMBER 31, 1919
LIABILITIES.
RESOURCES.
Capital stock ...............................$ 50,000.00
Loans and discounts...... ....... $297,456.69
Certified
surplus
...................... 10,000.00
Loans on real estate.............. 49.629.75
Undivided profits .................
9,874.69
Overdrafts ...................................
680.65
Bills
payable
.............................
30,000.00
U. S. bonds.....................................
450.00
Postal savings deposits ........
50.70
Furniture and fixtures............
3,369.21
Trust funds .................................
3,866.29
Banking house ...........................
2,889.89
Individual deposits .................. 265,180.57
Other real estate........................
2,636.10
Public funds ......
2,828.67
Items in transit ........ .s..............
3,834.00
Certificates of deposit, time 20,242.63
Cash items .................................
414.34
Cashier’s checks .............
4,611.98
Due from reserve banks............................. 31,667.25
Other liabilities .........................
3,350.00
Currency .......................................
5,308.00
Silver ..............................................
1,669.65
Total

......................................... $400,005.53




Total

......................................... $400,005.53

98

REPORT OF BANK COMMISSIONER

GILLHAM
BANK OF GILLHAM
Officers—B. E. Hendrix, President; J. L. Flanigan, Vice President; W. A .
Beckett, Cashier; Mrs. Marta M. George, Assistant Cashier.
Directors—B. E. Hendrix, W. M. Campbell, L. C. Johnston.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 60,452.66
Loans on real estate................
9,889.16
800.00
Loans on cotton ......................
Furniture and fixtures............
2,040.00
Banking house ...........................
4,080.27
Due from reserve banks.......... 34,171.71
Currency .......................................
4,113.00
12.50
Gold ...........
Silver ..............................................
839.22
Total

......................................... $116,398.52

LIABILITIES.
Capital stock ........................... _$ 25,000.00
Certified surplus .......................
2,500.00
Undivided profits ....................
7,284.07
225.00
Notes rediscounted ..................
Individual deposits .................. 74,309.31
Public funds ...............................
39.73
Certificates of deposit time
4,289.00
Cashier’s checks .........................
2,751.41
Total

..................................... _..$116,398.52

GLENWOOD
BANK OF GLENWOOD
Officers—H. L. Watkins, President; W. E. Taylor, Vice President; McF. Gibbs,
Cashier; W. P. Denby, Assistant Cashier.
Directors—J. A., Bonner, Geo. W. Lawless, W. E. Taylor, H. L. Watkins, Burke
Parman, McF. Gibbs, I . R. Townsend.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$119,878.23
Loans on real estate................ 30,469.56
Loans on cotton........................
2,000.00
O . erdrafts ...................................
1,249.58
6,622.68
U. S. bonds ...................................
Other bonds and securities....
3,928.59
Furniture and fixtures............
2,376.60
Banking house ...........................
3,200.00
Cash items ...................................
142.10
Due from reserve banks........ 46,281.47
Currency ........
10,141.00
Gold ................................................
197.50
Silver ..............................................
1,745.48
Total

......................................... $228,232.79

LIABILITIES.
Capital stock .............................$ 15,000.00
4,500.00
Certified surplus .....................
Undivided profits .......1..............
6,641.98
Savings accounts .......................
87.23
Individual deposits .................. 168,082.23
Public funds ............................... 20,421.01
Certificates of deposit, de­
mand .......................................... 10,309.61
Cashier’s checks .......................
3,050.39
Other liabilities .........................
140.34

Total ..........................................$228,232.79

GOULD
BANK OF GOULD
Officers—W E. Massey, President; Walter Carter, Vice President; T. W. Gill,
Cashier, Cashier.
Directors— W. E. Massey, F. E. Leather-man, M. Cook, Walter Carter, E. B.
McCullough.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 6.995.00
2,812.85
Loans on real estate................
Loans on cotton.......................... 23,433.65
21.85
Overdrafts ...................................
300.00
Furniture and fixtures ............
2,133.30
Banking house ........................
7,766.49
Due from non-reserve banks
71.88
Cash items ...................................
5.098.00
Currency .......................................
468.67
Silver .................. .........................
316.29
Other resources ........................
Total




.$ 49,417.98

LIABILITIES.
Capital stock .............................$ 15,000.00
1,500.00
Certified surplus ......................
Individual deposits .................. 32,917.98

Total

.$ 49,417.98

STATE OF ARKANSAS

99

GRADY
BANK OF GRADY
Officers— C. E. Wood, President; M. M. Taliferro, Vice President; H. R. Wood,
Cashier.
Directors—C. E. Weed, M. M. Taliferro, J. H. Taliferro, E. C. Hardin, S. A.
Wood.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
Loans on cotton........................
Overdrafts ...................................
U. S. bonds...................................
Other bonds arid securities....
Furniture and fixtures............
Banking house ..........................
Due from non-reserve banks
Due from reserve banks..........
Currency .......................................
Gold ..................
Other resources ........................
Total

45,274.02
37,781.00
33,574.50
4,405.52
800.00
115.02
2,120.83
3,000.00
7,448.84
2,166.44
11,408.59
20.00
612.00

$148,726.76

LIABILITIES.
Capital stock .............................$
Certified surplus ......................
Undivided profits ....................
Bills payable .............................
Notes rediscounted ..................
Individual deposits ..................
Public funds .............................
Certificates of deposit, time
Cashier’s checks ......................

Total

25,000.00
2 , 200.00

158.27
69,297.81
91.63
27,264.99
19,730.08
4,851.23
132.75

$148,726.76

GRANNIS
BANK OF GRANNIS
Officers—G. W. Petty, President; Alex Coyle, Vice President; Tom J. Wilbanks,
Cashier.
Directors—G. W. Petty, Fred C. Embry, Alex Coyle, Dr. F. C. Mullins, A. G.
Leas.
STATEMENT OF DECEMBER 1, 1919
RESOURCES.
Loans and discounts................ $ 14,745.75
Loans on real estate................
625.00
Loans on cotton.........................
3,993.18
Overdrafts ...................................
80.22
Furniture and fixtures..........
1,019.00
Cash items .................................
181.70
Due from reserve banks..........
5,612.98
Currency .......................................
1,176.00
Gold .................................
10.00
414.47
Silver ...............................
Other resources ........................
1,150.13
Total

$ 29,008.43

LIABILITIES.
Capital stock .............................$ 10 , 000.00
Certified surplus ......................
1 , 000.00
Individual deposits .................. 13,845.90
Certificates of deposit, time
700.00
Cashier’s checks ......................
3,031.01
Other liabilities ......................
431.52

Total

$ 29,008.43

GRAYETTE
BANK OF GRAVETT
Officers—J. T. Edmondson. President; D. T. Roseborough and Philo Rodgers,
Vice Presidents; Uther Kirudley, Cashier; Tom Catwood and Emma Kindley,
Assistant Cashiers.
Directors—J. T. Edmondson, Philo Rodgers, J. F. Dorsett, D. T. Roseborough,
Lanier Rodgers, Mollie Kindley.
STATEMENT OF DECEMBER31, 1919
RESOURCES.
Loans and discounts................ $ 76,741.03
Loans on real estate..............80,490..69
2,872.00
Overdrafts ...................................
U.. S. bonds................................... 12,490.00
Other bonds and securities....
177.00
Furniture and fixtures............
2,500.00
Banking house ...........................
3,000.00
Items in transit ........................
716.47
Due from non-reserve banks 25,273.25
Due from reserve banks........ 74,959.94
Checks on other banks..........
21.33
Currency .....................................
4,343.00
Gold ...............................................
980.00
Silver .............................................
3,281.15
Total




$287,845.86

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ...................... 21,000.00
Undivided profits ....................
3,454.93
Individual deposits ................ 152,168.12
Certificates of deposit, time 86,222.81

Total

$287,845.86

100

REPORT OF BANK COMMISSIONER

GREEN FOREST
FARMERS & MERCHANTS BANK
Officers—Lum Anderson, President; M. S. Coxsey, Vice President; Ray Ander­
son, Cashier; W. G. Coxsey, Assistant Cashier.
Directors— Lum Anderson. B. O. George, W. G. Coxsey, M. S. Coxsey, Ray An­
derson.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................$ 95,882.53
Loans on real estate................
9,440.00
Overdrafts ...................................
418.02
U. S. bonds................................... 18,203.00
Other bonds and securities....
317.90
Furniture and fixtures............
1,800.00
Banking house ...........................
2,500.00
Due from reserve banks........ 41,395.42
Checks on other banks..........
62.18
Currency .......................................
5,937.00
Gold ................................................
232.50
Silver ..............................................
1,502.10
Other resources ........................
25.00
Total

......................................... $177,715.65

LIABILITIES.
Capital stock ............................. $ 10,000.00
Certified surplus .......................
3,000.00
Undivided profits .....................
546.45
Individual deposits ...........
100,100.45
Public funds ............................... 10,000.00
Certificates of deposit, time 54,068.75

Total

......................................... $177,715.65

GREENWAY
BANK OF GREENWAY
Officers—H. G. Shannon, President; R. W. Turner, Vice President; C. F. Brennecke. Cashier; Opal M. Garrard, Assistant Cashier.
Directors—H. G. Shannon, R. W. Turner, C. F. Brennecke, G. W. Sanders.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 32,716.46
Loans on real estate.....
6,350.00
Overdrafts ...................................
49.43
U. S. bonds.............
13,550.00
Other bonds and securities....
161.06
Furniture and fixtures.
1,494.30
Banking house ........................
2,000.00
Due from non-reserve banks
515.93
Cash items .................................
299.43
Due from reserve banks.......
43,501.59
Currency ................................
2,836.00
Gold ................................................
27.50
Silver ..............................................
290.58
Total




$103,792.28

LIABILITIES.
Capital stockk ...........................$ 10,000.00
Certified surplus .......................
1,802.14
Undivided profits .......................
1,745*76
Individual deposits .................. 56,043.93
Public funds ..........................'.....
9,642.76
Certificates of deposit, time 24,445.15
Cashier’s checks .......................
112.54

Total

$103,792.28

STATE OF ARKANSAS

101

GREENWOOD
FARMERS BANK
Officers—G. C. Packard, President; C. R. Owens, Vice President; W. N. Wilkin­
son, Cashier; Alice Hclland, Assistant Cashier.
Directors— R. H. McConnell, W. Lee Been, R. J. Davis, G. C. Packard, W. N.
Wilkinson, F. P. Holland, W. L. Seaman, B. L. Ware. Alice Holland, J. W.
Carlisle, C- R. Owens.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$179,927.29
Lonas on real estate................ 12,774.63
Overdrafts ...................................
254.84
U. S. bonds ...................................
3,000.00
Other bonds and securities....
5,937.01
Furniture and fixtures..........
2,500.00
Banking house ..........................
3,700.00
Due from non-reserve banks 29,104.68
Cash items .................................
119.45
Due from reserve ban ks........

Currency .....................................
Gold ................................................
Silver .............................................
Other resources ........................
Total

30,942.20

5,028.00
400.00
1,422.63
1,972.86

......................................... $277,083.59

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ...................... 12,500.00
Undivided profits ....................
1,620.28
Bills payable more
than 4% interest
paid ........................ 10,734.64*
589.75
Dividends unpaid ....................
Individual deposits .................. 167,070.67
Public funds ............................. 15,734.64
Certificates of deposit, de­
mand ......................................... 51,474.81
Cashier’s checks ......................
2,093.44
Reserved for taxes ..................
1,000.00
Total

......................................... $277,083.59

GRIFFITH VILLE
FIRST BANK
Officers—Jas. A. Neaville, President; A. J. Smith, Vice President; B. F. Gris­
som, Cashier.
Directors—Jas. A. Neaville, A. J. Smith, B. F. Grissom.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................. $ 5,887.30
Loans on real estate................
8,237.48
U. S. bonds.................................
4,750.00
Other bonds and securities....
2,500.00
Furniture and fixtures............
1,100.00
Banking house ........................
600.00
Items in transit ........................
81.46
Cash items .................................
41.50
Due from reserve banks....... 45,807.81
Currency .......................................
3,774.00
Gold ...............................................
2.50
Silver .............................................
566.90
Other resources .................................... 12.18
Total

$ 73,361.13

LIABILITIES.
Capital stock .............................$ 2, 000.00
200.00
Certified surplus ......................
1,307.95
Undivided profits ......................
Individual deposits ................ 65,137.10
351.45
Public funds ...............................
Certificates of deposit, time
2,175.00
1,189.63
Cashier’s checksk ....................
Other liabilities .........................
1 , 000.00

Total

$ 73,361.13

GUION
IZARD COUNTY BANK
Officers—J. W. Williamson, President; Austin Billingsley, Vice President; E. L.
Collier, Cashier.
Directors— J. W. Williamson, Austin Billingsley, E. L. Collie.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................$ 28,222.94
Overdrafts ...................................
869.91
U. S. bonds...................................
4,224.00
Furniture and fixtures............
1,306.90
Banking house ........................
1,475.00
Due from reserve banks.......... 32,'662.68
Checks on other banks............
1,890.85
Currency ......................- ..............
5,175.00
Gold ...............................................
197.50
Silver .............................................
194.05
Other resources ........................
7.00
Total




$ 76,225.83

LIABILITIES.
Capital stock .............................$ 10,000.00
1,100.00
Certified surplus ......................
Undivided profits ....................
1,467.02
Individual deposits ................ 59,132.91
Due to non-reserve banks....
4,000.00
Cashier’s checks ......................
525.90

Total

.$ 76,225.83

102

REPORT OF BANK COMMISSIONER

GURDON
CLARK COUNTY BANK
Officers—B. B. Yeung, President; C. Y. McDaniel, Vice Presidenit; F. M. Holt,
Cashier; M. F. Harper, Assistant Cashier.
Directors—Janies G. Clark, J. C. Lipsccmb, W. E. Miller, B. B. Young, G. V.
McDaniel, F. M. Holt.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $111,475.28
Loans on real estate............. 49,190.56
Loans on cotton.......................
200.00
Overdrafts ...................................
2,151.13
U. S. bonds................................... 12,289.75
Other bonds and securities....
7,166.32
3,000.00
Furniture and fixtures............
Due from reserve banks....... 47,441.65
Checks on other banks...........
3,822.68
5,656.00
Currency .......................................
Gold ................................................
190.00
Silver ..............................................
1,655.65
Total

......................................... $244,239.02

LIABILITIES.
Capital stock ........................
$ 25,000.00
Certified surplus .................
4,000.00
Undivided profits ..................
2,320.73
Savings accounts ................
31,022.67
Individual deposits .............. 169,702.83
Certificates of deposit, time
3,700.00
Cashier’s checks
8,492.79

Total

......................................... $244,239.02

GURDON
MERCHANTS & FARMERS BANK
•Officers—W. S. Hearin, President; I. H. Seller, Vice President; Rupert A. Stu­
art, Cashier.
Directors—W. S. Hearin, I. H. Seller, Robert A. Stuart, Rupert A. Stuart.
Dr. C. W. McLain, W- J. Capps.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $
Loans on real esate................
Loans on cotton.........................
Overdrafts .1.................................
U. S. bonds...................................
Other bonds and securities....
Furniture and fixtures............
Cash items ...................................
Due from reserve banks..........
Currency .......................................
Silver ..............................................
Total

38,626.28
29,514.97
10,000.00
1,526.07
25,750.00
757.62
2,500.00
231.80
61,491.76
7,375.00
1,727.86

......................................... $179,501.36

HACKETT CITY

LIABILITIES.
Capital stock .............................$ 16,350.00
Certified surplus ........................

1.500.00

1,206.46
Undivided profits ....................
Individual deposits ................ 160,443.74
1.16
Reserved for taxes ..................

Total

......................................... $179,501.36

HACKETT CITY BANK

Officers—L. W. Forbes, President; P. Forbes, Vice President; W. P. Forbes,
Cashier; E. E. Ware, Assistant Cashier.
Directors— L. W. Forbes, P. Forbes, W. P. Forbes, Elizabeth Forbes.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
U. S. bonds...................................
Other bonds and securities ...
Furniture and fixtures............
Cash items .............................—
Due from reserve banks..........
Currency .......................................
Gold ...............................................
Silver ................... ..........................
Total




52.403.03
10,757.59
17.072.04
436.60
2.500.00
166.25
24,156.49
1.472.00
182.50
900.71

$110,047.21

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .......................
5,000.00
Undivided profits .....................
1,500.00
Savings accounts ......................
387.18
Individual deposits ................ 83,619.59
Certificates of deposit, time
8,793.80
Cashier’s checks ......................
347.47
Reserved for interest ............
399.17

Total

$110,047.21

STATE OF ARKANSAS

103

HAMBURG
FARMERS SAYINGS BANK & TRUST CO.
Officers—G. P. George, President; Frank N. Pugh and A. H. Wilson, Vice Presi. dents; C. J. Brown, Cashier; Leslie Serrett, Assistant Cashier.
Directors—G. P, George, L. T. Murphy, E. W. Kimber, A. H. Wilson, B. R.
Smith, C. J. Brown, Frank N. Pugh.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$204,028.69
Loans on real estate................ 60,000.00
Overdrafts ...................................
1,079.54
U. S. bonds................................... 38,150.00
Othre bonds and securities....
3,103.49
Furniture and fixtures............
1.00
1.00
Banking house ........................
Items in transit........................ 10,968.24
Due from reserve banks....... 45,306.40
Checks on other banks............
17.72
6,625.00
Currency .......
Silver .............................................
1,253.21
Total

.1.

$370,534.29

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ...................... 10.000.00
Undivided profits .................... 12,216.59
Bills payable ............................. 10,000.00
337.50
Trust funds .................................
Individual deposits ................ 232,797.78
Public funds ............................... 17,144.56
Certificates of deposit, time 36,783.58
Cashier's checks ......................
1,254.28

Total

$370,534.29

HAMBURG
HAMBURG BANK
Officers—W. L. Blanks, President; B. O.’ Jackscn, Vice President; R., W. Baird,
Cashier; Robt. H. Baird, Assistant Cashier.
Directors—John D. Currie. Jr., W. L. Blanks, D. E. Watscn, J. W. Simpson, B.
O. Jackson, W. L. Blanks.
• STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$171,223.42
Loans on real estate............. 28,756.00
Loans on cotton.......................
5,000.00
Overdrafts ...................................
31.58
U. S. bonds................................... 19,978.45
Other bonds and securities....
7.031.66
Furniture and fixtures..........
1.000.00
Due from reserve banks...... 74,100.41
Checks on other banks..........
.974.63
Currency .......................................
7.872.00
Gold ................................................
292.50
Silver .............................................
349.41
Total

......................................... $316,610.06

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ...................... 15,000.00
Undivided profits ...................... 15,124.46
Individual deposits —............... 171,917.20
Public funds ............................... 20,927.04
Certificates of deposit, time 43,606.36
Cashier’s checks .......................
35.00

Total

......................................... $316,610.06

HAMPTON
BANK OF HAMPTON
Officers— W. L. Furlcw, President; D. F. Wilson, Vice President; N. N. Weed,
Cashier.
Directors—W. L. Furlcw, D. F. Wilscn, W. C. Ribenack, C. L. Poole, N. N,
Wood.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $165,498.23
Loans on real

estate...............

Overdrafts ...................................
U. S. bonds...................................
other bonds and securities—.
Furniture and fixtures............
Banking house ...........................
Other real estate ....................
Due from reserve banks.....
Currency ....................
Gold ...............................................
Silver .............................................
Total




40,158.0/

251.64
2,011.03
11.065.34
2,000.00
3,000.00
403.50
21.645.97
17,927.00
607.50
738.20
$265,306.48

LIABILITIES.
Capital stock .............................$ 15,000.00
Certified surplus ......................
3,500.00
Undivided profits ....................
3,702.68
Individual deposits .................. 196,621.64
Public funds ............................... 20,148.11
Certificates of deposit, time 24,292.13
Cashier’s checks .........................
2,041.92

Total

$265,306.48

REPORT OF BANK COMMISSIONER

104
HARDY

FARMERS BANK OF HARDY
Officers— S. P. Turner, President; J. R. Metcalf, Vice President; S. A. Turner,
Cashier; F. G. McLean, Assistant Cashier.
Directors— S. P. Turner, J. R. Metcalf, Arthur Sullivan, A. M. Metcalf, W. S.
Stokes.
STATEMENT OF DECEMBER 31, 1919

RESOURCES.
Loans and discounts.....\.......... $ 52,140.00
Loans on real estate...............
5,258.31
1,326.95
Overdrafts ...................................
U. S. bonds...................................
8,726.00
Furniture and fixtures...............
1,285.60
Banking house
......................
2,216.33
Cash items .................................
718.05
Due from reservebanks.......... 76,703.14
Currency .......................................
8,657.00
Gold ................................................
1,475.00
Silver ..............................................
1,142.17
Total

......................................... $159,648.55

LIABILITIES.
Capital stock .............................$ 7,500.00
Certified surplus ...........'...........
3,250.00
Undivided profits ....................
4,550.66
Individual deposits ................ 143,821.49
Public funds ...............................
336.90
Other liabilities .........................
189.50

Total

......................................... $159,648.55

HARRELL
CALHOUN COUNTY BANK
Officers—E. T. Ccllins, President; B. W. Harrell, Vice President; R. H. Wood,
Cashier.
Directors— B. W. Harrell, E. T. Collins, B. H. Wood, G. W. Wood, A. J. Talbot,
A. J. Parker, J. M. Jones.
STATEMENT OF DECEMBER 31, 1919. RESOURCES.
Loans and discounts................ $
Loans on real estate................
U. S. bonds...................................
Other bonds and securities....
Furniture and fixtures............
Banking house ...........................
Due from non-reserve banks
Due from reserve banks........
Currency .......................................
Gold ...........
Silver .......
Total

22,109.71
4.500.00
26,000.00
207.61
900..00
2,000.00
49,872..20
17,503.52
1,913.00
207.50
626.89

$125,840.43

LIABILITIES.
Capital stock .............................$ 15.000.
00
Certified surplus .......................
5,000.00
Undivided profits ....................
2,427.52
Individual deposits .................. 78,183.38
Public funds ............................... 15.000.
00
Certificates of deposit, de­
mand .........................................
9,871.60
Cashier’s checks .......................
357.93

Total

$125,840.43

HARRISBURG
HARRISBURG STATE BANK
Officers J. G. Grant, President; G. T. Garvey, Vice President; Thomas jpicurncy, Cashier; S. A. Latimer, Assistant Cashier.
Directors— G. I. Dill ,J. G. Grant, G. T. Garvey, J. J. Mardis, J. W. Grant, Thos.
Flcurnoy.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts .............. $351,246.23
Loans on real estate..............
6,072.40
Overdrafts ...................................
498.84
U. S. bonds................................... 53,150.00
Other bonds and securities.... 24,630.90
Furniture and fixtures..........
8,663.26
Banking house .........................
7,000.00
Due from reserve banks.......... 135,965.77
Checks on other banks..... .
41.56
Currency .......................................
6.694.00
Gold ................................................
535.00
Silver ..............................................
1,756.85
Total




$596,254.81

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ....................... 33,000.00
Undivided profits ....................
13,549.97
Bills payable ............................. 20.000.00
Trust funds ...............................
2,344.76
Individual deposits .................. 384,272!28
Due to non-reserve banks.... 17,675.90
Certificates of deposit, time 73.906.79
Certified checks .......................
17.96
Cashier’s checks ....................... 26,487.15
Total

$596,254.81

STATE OF ARKANSAS

105

HARRISBURG
MERCHANTS & PLANTERS BANK & TRUST CO.
Officers—J. E. Van Reber, President; S. A. Bettis, Vice President; M. H. Frayser, Cashier; J. Roy Bolin, Assistant Cashier.
Directors—J. A. Bradsher, W. A. Smith, N. T. Whitaker, S. A. Bettis, Ji. B.
Stone, M. H. Frayser, J. E. Van Beber.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.............. $215,378.83
Loans on real estate.............. 30,053.29
Overdrafts ...................................
606.22
U. S. bonds................................... 22,995.00
Other bonds and securities....
957.17
Furniture and fixtures............
2,173.00
Banking- house ...........................
5,000.00
Cash items ..........
166.17
Due from reserve banks........ 79,890.30
Checks on other banks..........
459.04
5,437.00
Currency .......................................
Gold ...............................................
390.00
Silver .............................................
1,369.52
Other resources ........................
574.41
Total

......................................... $365,449.95

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ...................... 12,500.00
Undivided profits .................... 12,037.72
Savings accounts ....................
32.00
Trust funds .................................
888.11
Dividends unpaid ....................
83.00
Individual deposits .................. 172,716.90
Public funds ............................... 71,535.05
Certificates of deposit, time 33,835.39
Cashier’s checks ....................... 10,255.39
Other liabilities ......................
1,566.39

Total

......................................... $365,449.95

HARRISON
CITIZENS BANK
Officers—John J Worthington, President; R. W. Milum, J. E. Andrews, Vice
Presidents; W. S. Pettit, Cashier; C. C. Alexander, C. B. Crumpler, K. M.
Cotton, Assistant Cashiers.
Directors—John I. Worthington, J., E. Andrews, W. S. Pettit, C. L. Glines,
F. ■W. Greene, R. S. Granger, R. W. Milum.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $494,649.14
Loans on real estate................ 28,459.83
Overdrafts ...................................
1,147.35
U. S. bonds ................................. 50,458.77
Other bonds and securities—.
3,658.33
Furniture and fixtures..........
1,250.00
Banking house ........................ 12,180,00
Iterris in transit .........
300.00
Due from non-reserve banks
2,409.25
Cash items .................................
975.51
Due from reserve banks........ 324,813.03
Checks on other banks..........
3,220.60
Currency ....................................... 32,648.00
Gold ................................................
2,752.50
Silver .............................................
2,431.06
Other resources ........
1,600.00
Total

..................... ................... $962,953.37




Capital stock .............................$ 50,000.00
Certified surplus ...................... 10,000.00
Undivided profits ...................... 12,012.37
Savings accounts ...................... 80,695.90
Individual deposits .................. 522,452.91
7,670.89
Public .funds ...............................
Due to non-reserve banks.— 30,401.49
Due to reserve banks.............. 176,563.04
Certificates of deposit, time 72,651.92
Cashier’s checks ......................
504.85

Total

......................................... $962,953.37

306

REPORT OF BANK COMMISSIONER

HARRISON
FARMERS BANK
Officers— E. L. Ecff, President; F. M. Angel and Wm. Coffman, Vice Presidents;
Robert A. Wilson, Cashier; May Zeigler, Assistant Cashier.
Directors— F. M. Angel, Wm. Coffman, Wm. Moore, Robert A. Wilsoro, G. F.
Rea, Riley B. Cecil, L. F. Eoff.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$221,708.66
Loans on real estate................ 23,572.88
799.91
Overdrafts ...................................
U. S. bonds .................................
2,250.00
Other bonds and securities...:
2,868.08
Furniture and fixtures..........
3,500.00
Banking house ...................
7,000.00
Other real estate........................
9,345.96
Due from non-reserve banks
1,113.21
Due from reserve banks........ 27,896.66
Checks on other banks..........
2,714.14
Currency ...................................... 11,425.00
Gold ........................................ ......v
867.50
Silver ........
2,442.11
Total

$317,504.11

LIABILITIES.
Capital stock .............................$ 30,000.00
Certified surplus .......................
2,000.00
Undivided profits ......................
- 263.79
Bills payable ............................. 32,500.00
Savings accounts ....................... 40,789.05
Trust funds .................................
.49
Dividends unpaid .......................
1,535.00
Individual deposits .................. 160,903.11
Public funds ............................... 29,364.39
Due to non-reserve banks....
4,414.24
Certificates of deposit, time 15,206.04
Cashier’s checks .......................
528.00

Total

$317,504.11

HARTFORD
BANK OF HARTFORD
Officers— Dr. E. B. Jones, President; J. C. Reinhard, Vice President; Carey
Holbrook, Cashier; E. B. Wilbourn, Assistant Cashier.
Directors—Dr. E. B. Jones, J. C. Reinhard, R. J. Barr, Carey Holbrook, A. S.
Bullock, W. H. Miellmier.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.............. $168,017.65
Loans on real estate.............. 44,978.21
Overdrafts ...................................
763.10
U. S. bonds................................... 29,550.00
Other bonds and securities....
2,593.88
Furniture and fixtures............
2,160.00
Other real estate......................
6,000.00
Due from non-reserve banks
5,007.81
Cash items ...................................
2,891.58
Due from reserve banks........ 82,025.87
Currency ....................................... 10,845.00
Gold ........................ .......,............. .
400.00
Silver.^............... — ..........................
1,400.14
Total

$356,633.24

LIABILITIES.
Capital stock .............................$ 32,500.00
Certified surplus ......................
4,500.00
Undivided profits .......................
6,865.70
Notes rediscounted ................ 19,662.91
Dividends unpaid ....................
36.00
Individual deposits .................. 201,097.33
Public funds ............................... 19,674.84
Certificates of deposit, time 86,738.84.
Cashier’s ch ecks-.......................
5,220.53

Total

$356,633.24

HARTMAN
BANK OF HARTMAN
Officers—A. B. Banks, V. M. Howell, Vice President; Roland W. Doty, Cashier;
J. A. Burns, Assistant Cashier.
Directors—A. B. Banks, V. M: Howell, Roland W. Doty.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts..... ,.........$
Loans on real estate.—.............
Overdrafts ...................................
U. S. bonds .................................
Other bonds and securities....
Furniture and fixtures..............
Banking house ........................
Cash items ............................
Due from reserve banks........
Currency ................................
Silver .............................................
Total




38,569.26
8,881.71
1.64
55,000.00
15,944.36
1,250.00
1,900.00
89.34
35,041.61
4,165.00
1,946.12

$162,789.04

LIABILITIES.
Capital stock .................. .......... $ 10,000.00
Certified surplus .......................
800.00
Undivided profits ....................
273.38
Individual deposits ................ 120,743.63
Public funds ............................. 10,814.45
Certificates of deposit, time 17,859.13.
Cashier’s checks ...................
2,298.45

Total

$162,789.04

STATE OF ARKANSAS

107

HATFIELD
BANK OF HATFIELD
Officers— S. W. Duke, President; J. O. Gates, Vice President; L. H. Johnson,
Cashier; R. B. Helder, Assistant Cashier.
Pirectcrs—S. W. Duke, J. O. Gates, G. H. Johnson, L. H. Johnson, J. W. How­
ard.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.............. $179,522.31
Loans on real estate...... '......... 19,767.02
1,219.32
Overdrafts ...................................
U. S. bonds ................................. 11,880.00
4,166.20
Other bonds and securities....
1.500.00
Furniture and fixtures..............
1 , 000.00
Banking house ..... .....................
2 , 000.00
Other real estate ....................
550.48
Items in transit ......................
9,344.46
Cash items .................................
Due from reserve banks.......... 36,604.45
4.200.00
Currency .......................................
340.00
Gold ...............................................
609.29
Silver .................. ...........................
70.80
Other resources ........................
Total

....................... ,.................$272,774.33

HAVANA

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .......................
5,000.00
Bills payable ............................. 10,000.00
Notes rediscounted ................ 15,248.57
Individual deposits ................ 209,110.16
Certificates of deposit, time 13,691.18
9,724.42
Cashier’s checks ......................

Total

..........................................$272,774.33

BANK OF HAVANA
(Private Bank)

Officers—J. E. Mitchell, President; J. E. Mitchell, Jr., Cashier.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans' and discounts................ $ 79,867.46
Loans on real estate................ 37,473.65
918.69
Overdrafts ...................................
U. S. bonds ................................. 16,758.00
Other bonds and securities....
1,364.19
Furniture and fixtures............
1,846.94
B anking

house

..........................

;

5, 000.00
25,000.00
6,216.77
140,020.41
7,215.39
2,179.38

3,08’5.22

Due from reserve banks........
Currency .......................................
Silver .............................................
Other resources ........................
Total

LIABILITIES.
Capital stock .........................
Certfiied surplus ..... ............
Undivided profits ..................
Individual deposits ..............
Public funds ..........................
Cashier’s checks ..................

37,736.93
5,000.00
1,530.87
50.00
$185,631.95

Total

$185,631.95-

HAYNES
BANK OF HAYNES
Officers—John J. Hughes, Sr., President; John J. Hughes, Jr., Vice President;
L. L. Roberts, Cashier.
Directors— J. J. Hughes, Sr., J. J. Hughes, Jr., L. L. Roberts.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
Overdrafts ...................................
Other bonds and securities....
Cash items ..... ,..........................
Due from reserve banks..........
Currency .......................................
Silver ..................................
Other resources ........................
Total




49,546.37
1,600.00
15,031.99
25,000.00
25.00
54,134.46
7,714.00
1,941.99
63.75

$155,057.56

LIABILITIES.
Capital stock .............................$ 6,250.00
Certified surplus ..............
6,250.00
Undivided profits ......................
2,705.35
Bills payable ............................. 10,000.00
Savings accounts ......................
2,160.00
Individual deposits
............ 69,541.82
Public funds ............................... 32,384.92
Due to non-reserve banks......
9,425.43
Certificates of deposit,time 16,209.07
Cashier’s checks ..................
130.97
Total

$155,057.56

REPORT OF BANK COMMISSIONER

108
HAZEN

BANK OF GRAND PRAIRIE
Officers—Ed C. W. Wilken, President; R. H. Hammond, Vice President; Hugh
B. Wheatly, Cashier; Ed J. Stock, Assistant Cashier.
Directors— Ed C. W. Wilken, A. J. Barrett, John Kccourek, R. H. Hammond,
Ed J. Stock.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 66,617.30
Loans on real estate................ 57,220.94
Overdrafts ...................................
1,932.02
U. S. bonds ................................. 10,318.90
Other bonds and securities....
271.87
Furniture and fixtures ..........
1,251.70
Banking house ...........................
5,735.00
Other real estate ....................
2,000.00
Cash items ...................................
912.22
Due from reserve banks.......... 160,902.30
Checks on other banks............
517.99
Currency .......................................
6,392.00
Gold ................................................
467.50
Silver ..............................................
464.67
Total

......................................... 8315,004.41

LIABILITIES.
Capital stock .......................
$ 25,000.00
7,000.00
Certified surplus .................
Individual deposits ............
217,143.54
Certificates of deposit, time 60,344.69
Cashier’s checks .......................
2,406.11
Reserved for interest..............
3,110.07

Total

..........................................$315,004.41

HAZEN
NEW BANK OF HAZEN
Officers— J. F. Sims, President; I. T. Sims, Vice President; J. M. Zike, Cashier.
Directors— J. F. Sims, I. T. Sims, J. M. Zike, W. A. Johnson, W. D. Shite.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $239,019.38
Loans on real estate................
9,393.02
Overdrafts ...................................
4,344.70
U. S. bonds ....................... -........
5,200.00
Other bonds and securities....
2,619.86
Furniture and fixtures............
1,000.00
Banking house ...........................
5,000.00
Items in transit .........................
2,934.23
Due from reserve banks.......... 22,911.59
Checks on other banks..........
2,448.04
Currency .......................................
6,294.00
Gold ................................................
467.50
Silver ..............................................
493.53
Total

......................................... $302,125.85




. LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus .......................
7,500.00
Undivided profits ....................
5,936.07
Bills payable ............................. 10,000.00
Individual deposits .................. 149,087.30
Public funds .....
54,307.35
Certificates of deposit, time 31,660.79
Cashier’s checks ....................... 17,634.34
Reserved for taxes..................
1,000.00

Total

......................................... $302,125.85

STATE OF ARKANSAS

109

HEBER SPRINGS
CLEBURNE COUNTY BANK
Officers—A. B. Banks, President; R. H. Dickenhcst, Vice President; D. B.
Bailey, Cashier; J. L. Mullins, Assistant Cashier.
Directors —A. B. Banks, Louis Stecker, B. Masiivgill, Tom Ashley, S. B. Rector,
O. C. Dickson, R. H. Dickenhost.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$239,356.13
Loans on real estate................ 25,340.00
Overdrafts ...................................
6,183.13
U. S. bonds................................... 23,362.49
Other bonds and securities....
906.22
Furniture and fixtures..........
4,360.54
Banking house ........................ 19,000.00
Other real estate........................
2,785.69
84.00
Cash items ...................................
Due from reserve banks........ 79,927.80
Checks on other banks..........
2,197.55
Currency .......................................
8,556.00
Gold ................................................
665.00
1,281.24
Silver .............................................
Total

......................................... $414,005.79

LIABILITIES.
Capital stock ...........................$ 30,000.00
Certified surplus .................... 15,000.00
Undivided profits .......................
6,980.27
Savings accounts ....................
33.84
Individual deposits ................ 283,115.60
Public funds ............................. 10,000.00
Certificates of deposit, time 62,812.93
Cashier’s checks ....................
6,063.15

Total

......................................... $414,005.79

HELENA
GUARANTY LOAN & TRUST CO.
Officers—Edward S. Ready, President; A. N. Tanner, Vice President; Henry P.
Andersen, Secretary; E. R. Crum, Treasurer.
Directors— Edward S. Ready, A. N. Tanner, John I. Moore, Henry P. Anderson,
R. T. Doughtie, D. T. Hargraves, E. R. Crum.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
U. S. bonds...................................
Other bondsand securities.—
Furniture and fixtures............
Due from non-reserve banks
Due from reserve banks.....
Checks on other banks............
Currency .....................................
Silver ..................
Other resources ......................
Total




27,829.78
77.475.25
2,500.00
9,000.00
1,250.00
15,458.93
16,161.00
940.00
1,848.00
194.43
3,657.67

$156,315.06

LIABILITIES.
Capital stock ...............................$ 50.000.00
Certified surplus .......................
6,300.00
Undivided profits .................... 12,951.48
Notes rediscounted ..................
5.000.00
Trust funds ................................. 73,774.55
Other liabilities ......................
8,289.03

Total

$156,315.09

REPORT OF BANK COMMISSIONER

110
HELENA

PEOPLES SAYINGS BANK & TRUST CO.
Officers— John I. Mocre, President; S. A. Wooten, Vice President; M. E. West,
Active Vice President; Gilbert Yaeger, Cashier.
Directors—John I. Moore, S. A. Wooten, G. L. Davidson, E. M. Allen, A. N. Tan­
ner, G. Quarles, M. Neely, W. C. Russwurm, M. E. West, C. M. Kirkman,
J. B. Thomas.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $518,828.58
Loans on real estate................ 40,468.75
Loans on cotton........................ 54,869.86
Overdrafts ..............................
987.48
U. S. bonds .......................
65,500.00
Other bonds and securities.... 20,076.01
Furniture and fixtures.—........
1.00
Other real estate...................... 12,056.01
Items in transit........................
1,864.24
Due from non-reserve banks
2,563.26
Cash items ...................................
950.69
Due from reserve banks........ 203,010.85
Checks on other banks.......... 15,029.66
Currency ..................................... 18,885.00
Silver ..............................................
6,099.60
Other resources ........................
2,310.90
Total

......................................... $963,501.89

LIABILITIES.
Capital stock .............................$ 75,000.00
Certified surplus ....................... 15,000.00
Undivided profits ..................... 19,734.50
Bills payable ............................. 28,500.00
Savings accounts .................... 152,926.50
Individual deposits ................ 633,226.61
Public funds .............................
5,51.87
Due to non-reserve banks..... 11,932.07
Certificates of deposit, time 20,221.39
Certified checks .........................
84.03
Other liabilities .......................
1,324.92

Total

......................................... $963,501.89

HELENA
SECURITY BANK & TRUST CO.
Officers— S. C. Moore, President; Jos. L. Solomon, 1st Vice President; David
Solomon, 2nd Vice President; Louis Solomon, Cashier; I. A. Metz, Assistant
Cashier.
Directors— J. W. Clopton, C. G. King, S. Straub, Lafe Solomon, Jos. L. Solomon*,
S. C. Moore, Philip Solomon, Emanuel Levy, J. N. Ware, H. D. Moore,!
Ames Jarman.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.............. $1,093,722.33
Loans on real estate..............
421,800.00
Loans on cotton......................
131,000.00
Overdrafts ...............................
4,698.97
U. S. bonds ...............................
419,950.00
Other bonds and securities
55,653.41
Furniture and fixtures...........
1.00
Items in transit ......................
12.373.60
Cash items ...............................
5,680.28
Due from reserve banks.....
186,596.32
Checks on other banks..........
15,858.18
Currency ...................................
30,500.00
Silver .........................................
13,393.83
Other resources ......................
3,492.45
Total




$2,394,720.37

LIABILITIES.
Capital stock ...........................$ 100, 000.00
Certified surplus .... ...............
50,000.00
Undivided profits ..................
41,774.17
Bills payable ...........................
325,000.00
Savings accounts ..................
225,927.84
Individual deposits .............. 1,137,971.92
Public funds .............................
107,497.12
Due to non-reserve banks
2,756.09
Certificates of deposit, time
135,568.83
Cashier’s checks ....................
18.924.40
Other liabilities ....................
249,300.00

Total

$2,394,720.37

STATE OF ARKANSAS

111

HERMITAGE
BRADLEY COUNTY BANK
Officers—A. E. Baker, President; W. B. Reasons, Vice President; Guy Stephen*
son, Cashier; Kloice Thornton, Assistant Cashier.
Directors—J. A. Turner, M. A. Jackson, W. B. Reasons, Nick Jarrett, A. E.
Baker, H. M. L. Carnley, J. P. Sloan.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$ 46,391.14
Loans qn real estate................ 56,186.37
Overdrafts ...................................
126.81
U. S. bonds ................................. 24,876.58
Other bonds and securities....
2,603.16
Furniture and fixtures..........
850.00
Banking house ..........................
4,000.00
Due from reserve banks........ 126,539.54
Checks on other banks............
158.85
Currency .....................................
5,384.00
260.00
Gold ...............................................
Silver .............................................
412.21
Total

$267,788.66

LIABILITIES.
Capital stock .............................$ 20,000.00
Certified surplus ......................
7,000.00
5,414.67
Undivided profits ....................
Savings accounts ......................
7,380.11
Individual deposits ................ 205,679.93
Certificates of deposit, time 19,100.00
Cashier’s checks ......................
3,213.95

Total

$267,788.66

HICKORY RIDGE
CITIZENS BANK
Officers—R J. Kibler, President; E. L. Cooper, Vice President; N. N. Townsend,
Cashier.
Directors—J. E. Hargis, E. L. Cooper, R. J. Kibler, Pete Imbcden, F. W. Beede,
W. O. Poole, J. A. Poole.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans And discounts................$ 44,505.76
Loans on real estate................
3,442.70
Overdrafts ...................................
112.49
U. S. bonds .................................
5,128.40
Other bonds and securities....
27.75
Furniture and fixtures............
800.00
1,000.00
Banking house ..........................
Due from non-reserve banks
55.00
' Due from reserve banks....... 21,192.63
Currency .........
1,492.00
Silver .............................................
344.41
Total

$78,101.14

LIABILITIES.
Capital stock .............................$ 1 0 , 000.00
Certified surplus ......................
1,500.00
Undivided profits ......................
2,202.83
Individual deposits ................ 57,229.74
Certificates of deposit, time
5,796.05
Cashier’s checks ......................
1,372.52

Total

............ $78,101.14

HINDSYILLE

VALLEY BANK
Officers—T. R. Lane, President; M. A. Linebarger, Vice President; S. G. Pars­
ley, Cashier; A. H. Berry, Assistant Cashier.
Directors—T. R. Lane, M. A. Linebarger, C. F. Fitch, S. G. Parsley.
STATEMENT OF DECEMBER 31, 1919

RESOURCES.
Loans and discounts...........
Loans on real estate.*..........
U. S. bonds..............................
Furniture and fixtures......
Banking house .....................
Items in transit...................
Due from reserve banks...
Checks on other banks....
Currency ..................................
Gold ............................ .............
Silver ........................................
Total




$ 75,452.64
16,815.00
6.750.00
1.491.00
2.500.00
1,051.25
23,429.37
2,092.69
1.258.00
260.00
458.95
$131,558.90

LIABILITIES.
Capital stock .................. ..........
Certified surplus ......................
Undivided profits ....................
Individual deposits ................
Certificates of deposit, time

Total

1 0 , 000.00

4,000.00
2,823.72
84,545.53
30,189.65

$131,558.90

112

REPORT OF BANK COMMISSIONER

HIWASSE
BANK OF HIWASSE
(Not Incorporated)
Officers—James Banks, President; J. B. Edwards, Cashier; Maud Adcock, Assis­
tant Cashier.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $ 22,354.84
Loans on real estate.............. 19,910.00
Overdrafts ...................................
611.31
U. S. bonds...................................
3,550.00
Other bonds andsecurities....
1,114.45
Furniture and fixtures.........
900.00
Banking house
.................
1,100.00
Due from non-reserve banks 30,910.14
Due from reserve banks......
7,027.79
Currency ...-.................................
1,352.00
Gold ................................................
425.00
Silver ..............................................
688.27
Total

......................................... $ 89,943.80

LIABILITIES.
Capital stock .............................$ 5,000.00
Certified surplus .......................
3,500.00
Undivided profits ....................
2,002.56
Individual deposits .................. 71,238.83
Certfiicates of deposit, time
8,202.41

Total

......................................... $ 89,943.80

HOLLY GROVE
BANK OF HOLLY GROVE
Officers—James A. Walls, President; P. C. Mayo, Vice President; J. I. Mat­
thews, Cashier; E. K. Stratton, Assistant Cashier.
Directors—James A. Walls, J. W. Mayo, S. Geronin, J. I. Matthews, P. C. Mayo,
B. J. Lambert, T. B. Sylar.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $149,243.44
Loans on real estate..... .......... 37,418.98
U. S. bonds................................... 15,110.00
Other bonds and securities....
1,200.00
Furniture and fixtures............
2,614.00
Banking house ...........................
3,000.00
Other real estate......................
4,500.00
Due from non-reserve banks 58,536.54
Due from reserve banks........ 100,501-.13
Checks on other banks..........
1,784.32
Currency ....................................... 19,460.00
Gold ................................................
310.00
Silver ..............................................
2,513.21
Total

......................................... $396,191.62




LIABILITIES.
Capital stock ...........................$ 25,000.00
Certified surplus .......................
5,000.00
Undivided profits .....................
5,995.54
Savings accounts ............
8,817.54
Individual deposits ................ 288,200.90
Public funds .................................
5.58
Certificates of deposit, time 62,264.21
Cashier’s checks .......................
844.64
Reserved for taxes ..................
43.19
Other liabilities .........................
20.02

Total

........................... .'............ $396,191.62

STATE OF ARKANSAS

113

HOLLY GROVE
PEOPLES BANK
Officers—Rue Abramscn, President; Beo. W. Johnson, Vice President; Cay
Hawkins, Casheir; E. J. Petersen, Assistant Cashier.
Directors— Rue Abramson, Beos. W. Johnson, C. G. Kerr, W. A. Johnson Cay
Hawkins, B. Seelig, S. Seelig.
STATEMENT OiF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate..............
Loans on cotton
.................
Overdrafts ...................................
U. S. bonds .................................
Other bonds andsecurities....'
Furniture and fixtures............
Cash items ......
Due from reserve banks........
Checks on other banks..........
Currency .....................................
Gold ................................................
Silver .............................................
Other resources ........................
Total

58,784.35
26,226.10
4,500.00
610.26
36,409.85
443.40
2,323.20
264.50
37,331.80
254.19
6,938.00
132.50
1,163.24
44.00

$175,425.39

LIABILITIES.
Capital stock .............................$ 15,000.00
Certified surplus .......................
3,000.00
1,504.71
Undivided profits ....................
3,322.70
Savings accounts ....................
Dividends unpaid ....................
21.90
Individual deposits ................ 138,716.05
Public funds ...............................
71.29
Certificates of deposit, time 12,108.10
Cashier’s checks .....................
1,680.64

Total

$175,425.39

HOPE
HEMPSTEAD COUNTY BANK & TRUST CO.
Officers—A. L. Betts, President; D. B. Thompson, Vice President; H. F. Grigsby,
Cashier; W. P. Agee, Assistant Cashier.
Directors—Chas. Aber, W. P. Agee, A. L. Betts, E. C. Brown, J. P. Brundidge,
H. F. Grigsby, Dorsey McRae, D. B. Thompson.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts..............$ 273,763.52
Loans on real estate............
55,237.42
Loans on cotton...................... 1,066,062.43
U. S. bonds ...............................
23,688.00
Other bonds and securities
4,580.88
Furniture and fixtures..........
7,009.00
Banking house ......................
27,500.00
Other real estate ..................
2,797.00
Cash items ...............................
9,604.83
Due from reserve banks.....
204,784.91
Checks on other banks........
3,886.69
Currency ...................................
22,311.00
Gold ................. -...........................
422.50
Silver ...........................................
3,095.67
Total ............................ .......... $1,704,743.85

LIABILITIES*.
Capital stock ...........................$ 100,000.00
Certified surplus .....................
15,000.00
7,610.32
Undivided profits ..................
Bills payable ...........................
180,000.00
Savings accounts ..................
171,400.60
Dividends unpaid ..................
10,000.00
Individual deposits ............... 1,041,448.30

Public funds .............................
Certificates of deposit, time
Cashier’s checks ....................
Reserved for interest............
Other liabilities ....................

7,045.99
12,351.13
5,944.12
3.943.39
150,000.00

Total ...........................-........... $1,704,743.85

HOPE

HOPE SAVINGS BANK & TRUST CO.
Officers—James H. McCcllum, President; P. A. Tharp, Vice President; Jesse N.
Riley, Cashier.
Directors— E. S. Greening, N. P. O’Neal, J. J. Ward, George Brannon.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $127,510.32
Loans on real estate................ 116,897.18
U. S. bonds ................-...............
3,614.05
Othe rbonds and securities.... 11,000.00
Other real estate. *.....................
1,198.00
Cash items ........
476.00
Due from reserve banks........ 114,438.33
Currency ......
1,274.00
Silver .............................................
1,049.48
Total




$377,457.36

LIABILITIES.
Capital stock .............................$ 50,000.00
30,000.00
Certified surplus .......
Undivided profits .................... 10,540.52
Savings accounts .......
231,822.28
Public funds ............................... 55,094.56

Total

$377,457.36

REPORT OF BANK COMMISSIONER

114
HORATIO

BANK OF HORATIO
Officers—T. M. Cowden, President; B. E. Isbell, Vice President; Richard Adams,
Jr., A. T. Cowden, 2nd Vice President.
Directors— T. M. Cowden, B. E. Isbell, A. T. Cowden, H. S. Cowden, J. Walter
Jones.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
U. S. bonds...................................
Other bonds andsecurities—.
Furniture and fixtures............
Other real estate ....................
Cash items
...........................
Due from reserve banks........
Currency ........................................
GQld ................................................
Silver ..............................................
Other resources .........................
Total

86,305.32
29,836.61
5.820.42
3,276.35
741.70
684.01
1,733.27
22,904.76
5,487.00
37.50
1,184.29
16,966.74

................ :....................... $174,977.97

HOT SPRINGS

LIABILITIES.
Capital stock ............................. $ 25,000.00
Certified surplus. .......................
5,000.00
Undivided profits .....................
3,095.27
Dividends unpaid ......
302.88
Individual deposits ................ 131,706.68
Certificates of deposit, de­
mand ..........................................
7,805.42
Cashier’s checks .................... 2,067.72

Total

..........................................$174,977.97

ARKANSAS TRUST CO.

Officers— M. J. Henderson, President; W. G. Maurice, J. A. Stallcup and J. W.
Angle, Vice Presidents; D. Burgauer, Cashier; H. C. Covington, Assistant
Cashier.
Directors— M. J. Henderson, J. W. Angle, D. Burgauer, W. G. Maurice, George
R. fielding, J. A. Stallcup, T. A. Cockburn, G. A. Callahan, F. C. Stearns,
’ W. W. Gentry, H. C. Covington.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
LIABILITIES.
Loans and discounts .............. $887,921.04
Capital stock ............................. $100,000.00
Loans on real estate.............. 183,505.14
Certified surplus ....................... 50,000.00
U. .S. bonds................................. 38.600.00
Undivided profits ....................... 64,313.93
Other bonds and securities.... 63,080.77
Savings accounts ..................... 79,524.58
Furniture and fixtures............ 10.500.00
Dividends unpaid .....................
8,200.00
00Individual deposits .................. 748,210.62
Banking house .......................... 24.000.
1,882.23
Other real estate......................
Public funds ............................... 24,516.11
Due from non-reserve banks 50,512.02
Due to reserve banks.............. ,
492.60
Cash items ................................. 21,141.81
Certificates of deposit, de­
Due from reserve banks........ 189,205.68
mand .........................................
56,320.31
4,188.48
Checks on other banks........
Certificates of deposit, time 378,760.53
Currency ....................................... 30.149.00
Certified checks .......................
2,538.50
4,325.00
Cashier’s checks ....................... 31,056.48
Gold ................................................
3,598.16
Reserved for taxes...................
1,666.67
Silver ..............................................
00
Other resources ...................... 33.000.
Total




$1,545,609.33

Total

$1,545,609.33

STATE OF ARKANSAS

115

HOT SPRINGS
COMO TRUST CO.
Officers—E. N. Roth, President; Ed H. Johnson, Vice President; Stanley Lee,
Cashier; A. Johnson, Assistant Cashier.
Directors—E. N. Roth, Ed H. Johnson, Stanley Lee, L. D. Cooper, Chas. R.
Birnbaum, Chas. C. Sparks, A1 A. Reynolds, Robert H. Kittieberger, H.
P. Collinigs.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$216,566.56
Loans on real estate................ 42,900.00
550.00
U. S. bonds...................................
Other bonds and securities.... 19,000.00
Items in transit .......................
2,212.43
Cash items .................................
2,697.79
Due from reserve banks....... 47,714.32
Checks on other banks..........
2,326.95
Currency .......................................
6,500.00
Gold ................................................
15.00
Silver ..............................................
2,133.51
Total

$342,616.56

LIABILITIES.
Capital stockk ...........................$ 50,000.00
Certified surplus ....................... 10,000.00
Undivided profits ....................
1,403.71
Dividends unpaid ....................
1,500.00
Individual deposits ................ 204,800.15
Certificates of deposit, de, mand ......................................... 19,609.33
Certificates of deposit, time 46,626.12
Cashier’s checks .......................
8,677.25
Total

$342,616.56

HOT SPRINGS
HOT SPRINGS SAVINGS, TRUST & GUARANTY CO.
Officers— Ed H. Johnson, President; E. N. Roth, Vice President; John B. Foote,
Cashier; A. S. Goodwin, Assistant Cashier.
Directors—Ed H. Johnson, C. R. Birnbaum, M. C. Tombler, E. N. Roth, J. W.
Corringtcn, Howard P. Ceilings, L. D. Cooper, Chas. C. Sparks, A- H.
Tribble.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $408,630.01
Loans on real estate................ 173,704.41
U. S. bonds...................................
4,669.86
Other bonds and securities.... 29,200.00
Other real estate...................... 14,550.17
Items in transit.........................
1,262.94
Cash items .................................
1,424.61
Due

from

reserve

ban ks...... 152,992.20

Checks on other banks............
Currency .......................................
Gold ........
Silver .............................................

Total

3,996.87
31,054.00
852.50
9,418.36

$831,755.93

LIABILITIES.
Capital stock ............................. $100,000.00
Certified surplus ...................... 20,000.00
Undivided profits .................... 48,672.35
Savings accounts .................... 28,141.25
Trust funds ...............................
2,915.05
Dividends unpaid ....................
3,037.00
Individual deposits. ................ 346,409.19
95.25
Public funds ...............................
Due to non-reserve banks..... 11,470.98
Certfiicates of deposit, deriiand ......................................... 47,582.30
Certificates of deposit, time 219,351.56
Cashier’s checks ......................... 2,262.00
Other liabilities .........................
1,819.00
Total

$831,755.93

HOUSTON

BANK OF HOUSTON
Officers—A. B. Banks, President; J. A. Lovelace, Vice President; D. A. Tucker,
Cashier; Ray C. Linebarger, Assistant Cashier.
Directors—A. B. Banks, J. A. Lovelace, R. K. Wear, Miss Emma Jones, D. A.
Tucker.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 11,078.25
Loans on rea lestate..............
6,200.00
Loans on cotton....... ................... 36,549.76
U. S. bonds...................................
700.00
Furniture and fixtures............
680.00
Banking house ...........................
1,200.00
Due from reserve banks........ 14,924.28
Currency ......
3,617.00
Gold ................................................
20.00
Silver ..............................................
759.00
Total




$ 75,728.29

LIABILITIES.
Capital stock .............................$ 15,000.00
1.500.00
Certified surplus ......................
2,599.38
Undivided profits ....................
Individual deposits ................ 53,006.91
3.622.00
Certificates of deposit, time

Total

.$ 75,728.29

116

REPORT OF BANK COMMISSIONER

HOXIE
BANK OF HOXIE
Officers—-J. G. Richardsom, President; A. G. Richardson, Vice President; A. G.
Albright, Cashier; R. R. Reynolds, Assistant Cashier.
Directors—J. G. Richardson, A. G. Richardson, John K. Gibson, J. M. Lester,
A. G. Albright.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $ 81,140.22
Loans on real estate................ 11,000.00
Loans on cotton...........................
101.00
Overdrafts ...................................
1,105.27
U. S. bonds .................................
2,094.00
Other bonds and securities....
2,292.66
Furniture and fixtures............
2,719.58
Banking house ...........................
7,250.00
Cash items .................................
1,784.78
Due from reserve banks........ 95,912.80
Currency ..................................—
6,432.00
Gold ....................
450.00
Silver ..............................................
1,438.25
Total

......................................... $213,720.56

LIABILITIES.
Capital stock ..... .......................$ 10,000.00
2,250.00
Certified surplus ....................
Undivided profits .......................
4,161.53
Individual deposits ................ 161,815.10
Public funds ...............................
3,117.33
Certificates of deposit, time 26,691.28
Cashier’s checks '.......................
5,685.32

Total

......................... X............. $213,720.56

HUGHES
BANK OF HUGHES
Officers—J. J. Hughes, Sr., President; F. O. Love, Vice President; W. A. Harp,
Cashier; Paul G. Gibson, Assistant Cashier.
Directors—J. J. Hughes, Sr., F. O. Love, Paul G. Gibson, W. A. Harp, John J.
Hughes, Jr., A. J. McDaniel J,ohn S. R. Cowan.
STATEMENT OF DECEMBER 11, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
Overdrafts ...................................
Furniture and fixtures ..........
Due from non-reserve banks
Due from reserve banks........
Currency .....................................
Gold ................................................
Silver ..............................................
Total

42,470.10
26,136.50
2,808.88
6,547.37
9,425.43
35,080.87
12,138.00
15.00
1,078-80

......................................... $135,701.95

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus .......................
2,500.00
847.18
Undivided profits ....................
Individual deposits ..... ,......... 106,109.05
Certificates of deposit, time..
1,000.00
Cashier’s checks .......................
245.72

Total

................ .........................$135,701.95

HUMPHREY
MERCHANTS & PLANTERS BANK
Officers—J. G. Me user, President; Dr. A. Fcwler, Vice President; E. B. Stokes,
Cashier; Ben Stillwell, Assistant Cashier.
Directors—J. G. Mouser, Dr. A. Fowler, E. B. Stokes.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$
Loans on real
estate............
Loans on cotton..........................
Overdrafts ...................................
U. S. bonds...................................
Other bonds and securities....
Furniture and fixtures..........
Banking house
..................
Due from reserve banks........
Checks on other banks..........
Currency .......
Gold ................................................
Silver ..............................................
Total




46,299.34
5,159.75
1,800.00
25,683.43
5,145.00
1,819.12
1,183.89
2,700.00
18,042.47
11,243.86
7,324.00
97.50
1.557.71

$128,056.07

LIABILITIES.
Capital stock .............................$ 15,000.00
Certified surplus ...........
2,250.00
Undivided profits .....................
2,242.76
Dividends unpaid ....................
12.50
Individual deposits ................ 93,760.33
Public funds ............................... 10.722.07
Certificates of deposit, time
2,121.63
Cashier’s checks .........................
1,946.78

Total

$128,056.07

STATE OF ARKANSAS

117

HUNTER
BANK OF HUNTER
Officers— H. O. Penrose, President; Chas. R. Brinneman, Vice President; J. L.
Garrett, Cashier.
Directors—M. Mushrush, C. H. Forth, John I. Ashby, W. J. Penrose, U. S. Mon­
roe, W. P. Dawson, H. O. Penrose, Chas. R. Brinneman, J. L. Garrett.
STATEMENT OF DECEMBER 31, 1919

RESOURCES.
Loans and discounts................ $ 88,705.69
Loans on real estate................ 34,297.60
40.37
U. S. bonds...................................
Furniture and fixtures............
1,560.77
•Banking house ...........................
2,462.97
Due from reserve banks........ 10,842.17
Currency .......................................
1,904.00
Gold ................................................
67.50
Silver
556.91
Total

$140,437.98

LIABILITIES.
Capital stock .............................$ 25,000.00
1,030.00
Certified surplus ....................
Undivided profits ....................
4,424.69
Bills payable ............................... 40,000.00
Individual deposits .................. 67,974.21
Public funds ...............................
1,126.81
Certificates of deposit, time
125.00
Cashier’s checks .......................
757.27
Total

$140,437.98

HUNTINGTON
HUNTINGTON STATE BANK
Officers—W. L. Seaman, President; C. C. Graves, Vice President; G. R. Hol­
brook, Cashier C. P: Green, Assistant Cashier.
Directors— W. L. Seaman, C. C. Graves, C. C. Woodson, C. K. Dixon, L. C.
Packard, G. R. Holbrook, J. F- Graves
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$109,059.15
Loans on real estate..... ........ 33,490.89
Overdrafts ...................................
91.90
U. S. bonds...................................
232.52
Bonds to secure postal sav­
ings ...........................................
8,000.00
Other bonds and securities....
170.40
Furniture and fixtures............
2,068.69
Banking house .......
4,000.00
200.00
Other real estate......................
Due from reserve banks........ 40,998.10
Currency .......................................
8,126.00
Gold

..................................................

Silver .............................................
Other resources .........................
Total

837.50

1,226.74
51.60
$208,553.49

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ......................
4,000.00
Undivided profitfis ....................
4,259.94
Bills payable more
than 4% interest
paid ......................... 18.080.80*
Postal savings deposits..........
6,659.58
Individual deposits ................ 111,632.06
Public funds ............................... 13,141.56
Due to non-reserve banks.....
8,080.80
Certificates of deposit, de­
mand ......................................... 46,414.56
Cashier’s checks .......................
3,423.63
Reserved for interest............
400.00
Reserved for taxes..................
541.36
Total

$208,553.49

HUNTSVILLE
FARMERS & MERCHANTS BANK
Officers—J. H. Guinn, President; J. B. Harris, Vice President; J. S. Miller,
Cashier; Sam Wheeler, Assistant Cashier.
Directors—J. H Guinn, J. B. Harris, J. S. Miller, W. M. Boatright, Sam Wheeler.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans on real estate.............. 23,000.00
82.14
Overdrafts ...................................
Loans and discounts................$ 55.626.56
U. S. bonds...................................
3,050.00
Other bonds and securities....
3,428.89
Furniture and fixtures............
2,000.00
Banking house ...........................
2,700.00
Other real estate.......................
2,424.91
Due from reserve banks........
9,605.42
Checks on other banas..........
332.81
Currency ...................
3,298.00
Gold ................................................
115.00
Silver .............................................
1,406.38
Other resources ........................
28.94
Total




$107,099.05

LIABILITIES.
Capital stock .............................$
Certified surplus ......................
Undivided profits ....................
Bills payable .............................
Bills payable more
than 4% interest
paid ......................
1,707.90*
Individual deposits ................
Public funds ...............................
Certificates of deposit, time
Other liabilities ......................

Total

25,000.00
1,200.00
785.32
10,000.00

43„759.28
10,421.60
14,671.37
1,261.48

$107,099.05

118

REPORT OF BANK COMMISSIONER

IMBODEN
/

PEOPLES BANK
Officers—A. T. Wilson, President; L. H. Kaiser, Vice President; J. A. Hill,
Cashier; Mrs. J. A. Phelps, Assistant Cashier.
Directors—A. T. Wilson, T. J. Wilson, J. L. Polk, L. H. Kaiser, J. B. Peebles.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 75,004.32
Loans on real estate................ 28,542.61
262.49
Overdrafts ............._....................
U. S. bonds ................................. 27,810.50
Other bonds and securities....
3,065.11
Furniture and fixtures............
936.00
Banking house .................,......
5,000.00
Other real estate ....................
1,778.56
Cash items ...................................
202.30
Due from reserve banks........ 108,075.58
Currency .......................................
5,526.00
Gold ................................................
20.00
Silver ..............................................
1,033.32
$257,256.79

Total

LIABILITIES.
Capital stock .............................$ 20,775.00
Certified surplus .......................
1,684.96
11,814.63
Undivided profits ....................
Individual deposits ................ 183,681.64
Public funds ......
33.61
Certificates of deposit, time 33,128..47
Cashier’s checks .......................
6,138.48

Total

$257,256.79

JASPER
NEWTON COUNTY BANK
Officers— W. W. Moore, President; James Brasel, Vice President; J. W. Moore,
Cashier; S. L. Nance, Assistant Cashier.
Directors— W. W. Moore, J. W. Moore, S. L. Nance, James Brasel, J. F. Carlton.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 79,659.59
Loans on real estate.............. 12,193.60
O verdrafts

.....................................

1,038.33

U. S. bonds............ :...................... 18,386.00
Other bonds and securities....
4,656.24
1,412.55
Furniture and fixtures............
Banking house ............................... 1,550.00
Due from non-reserve banks
354.00
Due from reserve banks........ 67,856.29
Currency .......................................
5,813.00
Gold ................................................
1,214.85
Silver ..............................................
1,478.85
Total

JOINER

$195,613.30

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ...................... ' 4,000.00
4,115.49'
Undivided profits ....................
Individual deposits ................ 126,847 50
Public funds ............................. 33,557.80
Certificates of deposit, time 17,092.51

Total

$195,613.30

BANK OF JOINER

Officers—S. Ralph, President; J. B. ‘Wilson, Vice President; L. P. Burras,
Cashier.
Directors—J. A. Musick, S. Ralph, J. B. Wilson, A. G. Miller.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts............... -.$ 35,154.08
3,249.20
Loans on real estate................
Loans on cotton........................ 15,000.00
121.54
Overdrafts ...................................
4.500.00
U. S. bonds......................- -------24.91
Other bonds and securities....
1.300.00
Furniture and fixtures............
680.38
Banking house ..........................
5,404.55
Due from non-reserve banks
3,427.14
Due from reserve banks........
10, 000.00
Currency .....................................
6,145.90
Silver .............................................
Total




$ 85,007.70

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .................
3,000 00
Undivided profits ...........
1,716 12
Bills payable .............................
3,500.00
Dividends unpaid ......................
30.00
Individual deposits .................. 63,815!58
Certificates of deposit, time
2,946.00

Total

$ 85,007.70

STATE OF ARKANSAS

119

JONESBORO
AMERICAN TRUST CO.
Officers—B. H. Berger, President; Dr. C. M. Lutterloh, Vice President; Alex
Berger. Cashier.
Directors—Alex Berger, C. D. Frierson, B. 5 . Berger, E. Less, Dr. C. M. Lutterlcho
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $451,471.84
Loans on real estate.............. 266,713.14
Overdrafts ...................................
15.99
U. S. bonds................................... 33,201.42
Other bonds and securities.... 69,025.58
Due from reserve banks........ 209,108.82
Cheeks on other banks.......... 22,054.32
Currency ....................................... 18,291.00
Gold ...............................................
65.00
1,027.93
Silver .............................................
Other resources ........................
7.00

Total ....................................... $1,070,982.04

LIABILITIES.
Capital stock ............................. $100,000.00
Certified surplusv ...................... 50,000.00
Undivided profits .......................
3,799.30
Bills payable, more than 4
per cent interest paid...............................58,016.89
Savings accounts .................... 283,325.86
Trust funds .................................
2,742.95
Dividends unpaid ....................
630.00
Individual deposits ................ 248,666.37
Public funds ............................. 280,236.07
Certificates of deposit, de­
mand .................................. =...... 99,122.67
Cashier’s checks ......................
171.11
Reserved for taxes..................
2,287.71
Total ....................................... $1,070,982.04

JONESBORO
BANK OF JONESBORO
Officers—T. J. Ellis, President; W. W. Cate, J. E. Parr, Vice Presidents; J. E.
McKee .Cashier; J. W. Gatz, F. E. Godwin, W. T. Lane, Jr., Assistant
Cashiers.
Directors— T. J. Ellis, J. E. Parr, J. C. Hawthorne, R. L. Stringer, W. S. Dacus,
A. B. Jones, W. W. Cate, J. E. McKee, J. H. Little, W. T. Lane, Jr., L. A.v
Ritter.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.............. $1,477,578.14
230,570.50
Loans on real estate..............
292.210.00
Loans on cotton......................
212,441.49
Overdrafts .................................
866.300.00
U. S. bonds.................................
Other bonds and securities
14,452.17
9,000.00
Furniture and fixtures..........
30,000.00
Banking house ........................
29,938.25
Items in transit......................
Due from non-reserve
banks .....................................
444,923.52
Cash items ...............................
5,577.33
Due from reserve banks.....
102,070.10
Checks on other banks..........
15,614.45
Currehcy ...................................
61,161.00
Gold ......................................... 125.00
Silver .........................................
12,871.67
Other resources ....................
12,674.01
Total




$3,817,507.63

LIABILITIES.
Capital stock ...........................$ 150,000.00
150,000.00
Certified surplus ....................
Undivided profits ..................
9,986.40
Bills payable ...........................
620,000.00
Notes rediscounted ..................
79,000.00
Bills payable more
than 4% interest
paid ...................... 30.000.00* Savings accounts ..................
202,786.12
Dividends unpaid ..................
15,540.00
Individual deposits ..............
957,948.15
Public funds .............................
408,840.'89
Due to non-reserve banks
743,291.43
Certificates of deposit, de­
mand .......................................
306,293.83
Certified checks .....................
47.58
Cashier’s checks ....................
12,139.49
Reserved for interest..........
2,810.78
Other liabilities ......................
158,822.96
Total

$3,817,507.63

120

REPORT OF BANK COMMISSIONER

JONESBORO
JONESBORO TRUST CO.
Officers— G. W. Puryear, President; Gcrdofn Matthews, E*. J. Mason, J. W.
Armstrong, Vice Presideiuts; W. L. Gatz, Secretary; C. B. Barnett, Nathan
Deutsch, Assistant Secretaries.
Directors—E. J. Mason. W. S. Ellis, Thos. Burress, G. W. Puryear, Horace
Sloan, F. R. Puryear, Gordon Matthews, J. W. Armstrong, J. M. Johnson,
B. G. Lynch, J. F. Mason.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts......$837,639.86
Loans on real estate..... 93,694.27
Loans on cotton............ 139,705.91
Overdrafts ...................................
299.63
U. S. bonds ................................. 269,550.00
Other bonds and securities.... 12,439.94
Banking house ......................... 10,000.00
Due from non-reserve banks 15,169.00
Cash items ...................................
5,662.40
Due from reserve banks. 451,235.96
Checks on other banks..........
9,284.74
Currency ....................................... 32,400.00
Gold ................................................
325.00
Silver ..............................................
5,315.12
Other resources ........................ 43,000.00

LIABILITIES.
Capital stock ..... ....................... $ 1 0 0 , 0 0 0.00
Certified surplus .........- ......... 50,000.00
Undivided profits ....................... 13,512.88
7,834.55
Trust funds ..........................—
Individual deposits ..... ............ 714,126.57
425,860.50
Public funds ...............................
Due to non-reserve banks.... 509,502.89
Certificates of deposit, time 104,884.44

Total ....................................... $1,925,721.83

T o ta l ................................_.....$1,925,721.83

JUDSONIA
FARMERS & MERCHANTS BANK
Officers—A. W. Henson, President; W. H. L. Woodyard, John S. Eastland.
Vice Presidents; L. J. Lowdermilk, Cashier; Flossie B. Hanson, Assistant
Cashier.
Directors—A. W. Henson; W. H. L. Woodyard, John S. Eastland, J. C. Rhew,
John A. Henson, W. E. Forbes, J. R. Bozarth, Sylvester Evinger, N. A.
Waller, D. I. Jones, T. J. Lowdermilk.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans o*h real estate................
Loans on cotton...........................
Overdrafts ...................................
U. S. bonds...................................
Other bonds and securities....
Furniture and fixtures..........
Banking house .........................
Due from reserve banks........
Checks on other banks........
Currency .......................................
Gold ........
Silver ..............................................
Total




72,159.83
30,580.78
112.85
537.15
18,053.00
66.70
2,724.24
1,500.00
18,768.22
1,342.03
2,865.00
217.50
771.82

$149,699.12

LIABILITIES.
Capital stock .............................$ 15,000.00
Certified surplus .......................
4,000.00
Undivided profits .......................
4,624.64
Individual deposits ................ 98,529.77
Public funds ...............................
300.32
Certificates of deposit, time 26,643.34
Cashier’s checks .........................
601.05

Total

$149,699.12

STATE OF ARKANSAS

121

JUNCTION CITY
FARMERS & MERCHANTS BANK
Officers—T. B. Henderson, President; P. F. Gully, Vice President; P. E. Mur­
phy, Cashier; J. J. Brafton, Assistant Cashier.
Directors— T. B. Henderson, P. F. Gully, P. E. Murphy, M. P. Muse, W. R.
Davidson.
STATEMENT OF DECEMBER 31 1919.
RESOURCES.
Loans and discounts.............. $184,806.32
Loans on real estate................ 88,505.18
Loans on cotton........................ 26,029.51
U. S. bonds................................... 35,200.00
Other bonds and securities-..
4,417.31
Furniture and fixtures............
1,500.00
Banking house ...........................
3,200.00
Due from reserve banks........ 100,155.88
Checks on other banks..........
5,056.55
Currency ....................................... 10,961.00
Gold ..........,......................... ,......... 10,310.00
Silver .............................................
900.27
Total

......................................... $471,042.02

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus .................... 20,000.00
Undivided progts ......
8,319.49
Savings accounts .................... 26,417.09
Individual deposits ................ 343,917.50
Certificates of deposit, de­
mand ......................................... 25,425.75
Cashier’s checks .........................
5,312.19
Other liabilities ......................... 16,650.00

Total

......................................... $471,042.02

REISER
BANK OF REISER
Officers— L. L. Harwell, President; H. P. Dunavant, Vice President; L. E.
Watson, Cashier.
Directors— B. R. Moore, W. T. Mitchell, Paul J. McClure* W. P. Samse, H. P.
Dunavant, L. E. Watson, L. L Harwell
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................$ 23,049.07
Furniture and fixtures..........
2,194.73
Cash items .................................$
183.25
Due from reservebanks ....... 13,938.69
3,812.00
Currency .......................................
Gold ..................
35.00
Silver .............................................
3,542.49
Other resources ........................
897.34
Total

.$ 47,652.57

LIABILITIES.
Capital stock .............................$ 25,000.00
2,500.00
Certified surplus ......................
Individual deposits .......
13,876.02
Cashier’s checks ......................
5,644.70
Other liabilities .......................
631.85

Total

$ 47,652.57

KENSETT
FARMERS & MERCHANTS BANK
Officers—B. F. Plackard, President; W. G. White, Vice President; B. D. Eaker,
Cashier.
Directors—B. F. Plackard, Mrs. Verla Brewer, S. R. Morgan, W. G. White,
B. D. Eaker.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 45,106.73
Loans and real estate............ 11,509.40
356.01
Overdrafts ....................................
7,874.42
U. S. bonds...............- .................
83.20
Other bonds and securities....
1.500.00
Furniture and fixtures............
1.800.00
Banking house ..........................
61.95
Items in transit........................
5,000.00
Due from non-reserve banks
Due from reserve banks........ 27,323.73
9,313.00
Currency .......................................
30.00
Gold ...............................................
1,132.48
Silver .............................................
10.00
Other resources ........................
Total




$111,100.92

LIABILITIES.
Capital stock ...........................$ 9,000.00
Certified surplus .........................
3,500.00
2,840.07
Undivided profits ....................
Individual deposits ................ 82,273.41
Public funds ...............................
388.76
Certificates of deposit, time 10,267.80
Cashier’s checks ......................
2,830.88

Total

$111,100.92

REPORT OF BANK COMMISSIONER

122
KINGSLAND

CLEVELAND COUNTY BANK
Officers—E. R. Buster, President; C. F. Smith, Vice President; J. D. Sheaver,
Cashier.
Directors—A. B. Banks, E. R. Buster, C. F. Smith, A. T. Sneed, J. H. Lash.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 94,240.96
Loans on real estate................ 36,855.32
Overdrafts ...................................
232.39
U. S. bonds................................... 12,258.15
Other bonds and securities....
1,253.50
Furniture and fixtures............
1,260.00
Banking house ...........................
1,258.47
Cash items .................................
34.18
Due from reserve banks........ 106,575.80
Currency ....................................... 11,006.00
Gold ................................................
1,042.50
Silver ..............................................
1,001.47
$267,018.74

Total

LIABILITIES.
Capital stock .............................$ 30,000.00
Certified surplus .......................
6,000.00
Undivided profits .......................
7,154.80
Individual deposits ................ 169,757.86
Public funds ............................... 12,724.19
Certificates of deposit, de­
mand ......................................... 40,026.29
Cashier’s checks .......................
1,355.60

Total

$267,018.74

KINGSTON
BANK OF KINGSTON
Officers—J. N. Bunch, President; Tom Hargis, A. B. Bunch, Vice'Presidents;
Wm. L. Bunch, Cashier; A. B. Bunch, Assistant Cashier.
Directors—J. N. Bunch, H..P. McCracken, S. B. Bunch, Wm. L. Bunch, Tom
Hargis, A. B. Bunch, H. R. McCracken.
STATEMENT OF DECEMBER 31. 1919.
RESOURCES.
Loans and discounts................$ 48,845.44
Loans on real estate................ 22,251.47
U. S. bonds...................................
8,200.00
Furniture and fixtures..............
2,107.50
Banking house ......................... „
1,000.00
Due from reserve banks.......... 57,677.15
Currency .......................................
3,631.00
Gold ................................................
375.00
Silver ..............................................
371.15
Total

......................................... $144,458.71

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .......................
4,000.00
3,892.30
Undivided profits ....................
Individual deposits ................ 73,842.67
Public funds ...............................
3,000.00
Certificates of deposit, time 49,723.74

Total

......................................... $144,458.71

KNOBEL
BANK OF KNOBEL
Officers—Joseph Selhneyer, President; R. Whitaker, Vice President; H. C. Sellmeyer, Cashier; J. Knoppe, Assistant Cashier.
Directors—Wallace J. Brown, R. Whitaker, Joseph Sellmeyer, H. C. Sellmever
F. J. Sellmeyer.
*
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate..............
Loans on cotton .....................
Overdrafts ......
U. S. bonds .................................
Other bonds and securities.....
Furniture and fixtures............
Banking house ...........................
Bills of exchange......................
Due from non-reservebanks
Due from reserve banks.......
Currency .......................................
Gold .......- .......................................
Silver ..............................................
Total




50,986.97
1.350.00
19,968.06
136.60
4,675.10
604.63
800.00
1.500.00
24.109.43
2.928.55
46.069.32
1,156.00
437.50
997.49

$155,719.65

LIABILITIES.
Capital stock .............................$ 5.575.00
Certified surplus .................... \
5.575.00
Undivided profits ................. .
2.966.34
Individual deposits .................. 128,664.81
Public funds .........................
1,530.23
Certificates of deposit, de­
mand ..........................................
7.666.52
Cashier’s checks ....................I
3.741.75

Total

$155,719.65

STATE OF ARKANSAS

12a

LAFE
BANK OF LAFE
Officers—Fred Watson, President; Peyton Robb, Vice Presndent; Joe A. White,
Jr., Cashier.
Directors—W. A. Pool, J. A. Pcol, L. F. Miller, J. H. Earner, Theo. Banter,
Fred Watson, Peyton Robb.
STATMEENT OF DECEMBER 31. 1919
RESOURCES.
LIABILITIES.
Loans and discounts................ $ 12,571.18
Capital stock .............................$ 15,000.00
Overdrafts ...................................
82.29
Certified surplus ......................
3,750.00
U. S. bonds...................................
600.00
Undivided profits ......................
182.26
Furniture and fixtures............
886.71 » Individual deposits .................. 26,979.89
Banking house ...........................
5,295.88
Certificates of deposit, time
1,225.00
Due from non-reservebanks 20,342.21
Cash items .................................
200.00
Due from reserve banks........
4.521.09
1,850.00
Currency .......................................
Gold ...............................................
20.00
668.39
Silver .............................................
Other resources ........................
99.40
Total

.$ 47,137.15

Total

.$ 47.137.15

LAKE CITY
BANK OF LAKE CITY
Officers—W. B. Armstrong, President; P. J. Springer, Vice President; E. M.
Stotts, Casheir; J. Q.Armstrong, Assistant Cashier.
Directors—E. M. Stotts, P. J. Springer, G. W. Spencer, W. B. Armstrong, F.
W. Taylor.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts.................$213,332.02
Loans on real estate................ 25,200.00
Loans on cotton...........................
1,779.54
840.41
Overdrafts ...................................
U. S. bonds....................
47,900.00
Other bonds and securities....
392.22
Furniture and fixtures............
2,918.37
Banking house ...........................
5,106.00
Cash items ................................
68.85
Due from reserve banks........ 112,071.93
Currency .....................................
5,316.00
Gold ................................................
515.90
Total

$415,441.24

LIABILITIES.
Capital stock ............................•.$ 20,000.00
Certified surplus ....................... 14,000.00
Undivided profits .......................
9,915.57
Bills payable more
than 4% interes;
paid ......................
1,000.00*
Trust funds ...............................
8,562.64
Individual deposits .................. 229,233.85
Public funds ............................... 115,255.54
Certificates of deposit, time 18,473.64
Total

$415,441.24

LAKE VILLAGE
CHICOT BANK N TRUST COMPANY
Officers—H. Thare, President; J. B. Simms, Vice President; C. F. Tompkins,
kins, Cashier; R. C. Chotard, Assistant Cashier.
Directors—H. Thane, J. B. Simms, C. M. Matthews, M. E. Rosenzweig, W. A.
McC'lung, J. T. Hammond, H. E Cock, R D. Chctahr V. M. Howell.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts................ $320,961.26
Loans on real estate.............. 221,122.69
Loans on cotton........................ 144,371.27
U. S. bonds................................... 70,850.00
Other bonds and securities.... 63,980.56
Banking house .......................... 13,375.48
Items in transit........................
2,952.71
Bills of exchange ....................
1,030.20
Due from non-reserve banks 255,565.98
Due from reserve banks........ 54,019.80
Currency ....................................... 20,105.00
Gold ...........
3,565.00
Silver .............................................
4.049.85
Other resources ........................
3,650.00
Total




...$1,179,599.80

LIABILITIES.
Capital stock ............................. $100,000.00
Certified surplus ...................... 25,000.00
Undivided profits ......................
521.32
Bills payable ............................... 20,000.00
Savings accounts ....................
4,770.43
Dividends unpaid ....................
5,090.00
Individual deposits ................ 636,780.44
Public funds ............................... 234,376.27
Certificates of deposit, time 93,276.70
Cashier’s checks ....................... 59,784.64

Total

$1,179,599.80

REPORT OF BANK COMMISSIONER

124
LAMAR

BANK OF LAMAR
Officers—J. W. Hawkins, Presient; P. F. Winningham, Vice President; Ike
Hawkins, Cashier; Donald Barger, Assistant Cashier.
Directors— P. F. Winningham, J. S. Winningham, W. G. Weeks, D. L. Overbey,
J. M. Metcalf, A. E. Carothers, J. W. Hawkins.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts....$137,167.27
Loans on real estate...... 52,960.30
U. S. bonds......................... 52,126.03
- Other bonds and securities.....
7,902.81*
Due from non-reserve banks 35,000.00
Due from reserve banks........ 13,918.43
Checks on other banks..
1,015.43
Currency ........................................
4,983.00
Gold ................................................
25.00
Silver ..............................................
1,432.06
Total

......................................... $306,530.33

LIABILITIES.
Capital stock .............................$ 15,000.00
Certified surplus ......................... 10,000.00
Undivided profits .....................
9,657.41
Individual deposits .................. 224,288.37
Public funds ............................... 16,232.14
Certificates of deposit, time 31,352.41

Total

..........................................$306,530.33

LAMAR
BLUE STONE BANK
Officers— G. L. Cazort, President; Max Laiu, Vice President; Chas. F. Bunder,
Cashier.
Directors—Mrs. J. R. Cazort, G. T. Cazort, L. I. Barger, Max Lau, P. H. Gar­
ner.
STATEMENT OF DECEMBER 31, 1919. 1
RESOURCES.
Loans and discounts................ $ 53,323.56
Loans on real estate................ 14,285.83
Overdrafts ...................................
1,419.12
U. S. bonds .................................
8,750.00
Furniture and fixtures............
1,620.00
Banking1 house .........................
2,500.00
145.00
Cash items .............................
Due from reserve banks........ 55,288.31
5.15
Checks on other banks............
Currency .......................................
4,078.00
Silver ..............................................
1,588.06
Other resources ........................
24.85
Total

$143,027.28

LIABILITIES.
Capital stock .............................$ 20,000.00
Certified surplus .......................
1,200.00
Undivided profits .......................
5,108.57
Individual deposits .................. 99,436.62
Certificates of deposit, time 17,282.09

Total

$143,027.28

LAVACA
CITIZENS BANK OF LAVACA
Officers—J. F. Bugg, President; J. E. Coker. Vice President; Lawrence Wright,
Cashier; Sam E. West, Assistant Cashier.
Directors—J. F. Bugg, J. E. Coker, J. S. Coffman, Ozette Wright, Sam E.
West.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts................ $
Loans on real estate................
Loans on cotton.........................
Overdrafts ...................................
U. S. bonds ...................................
Other bonds and securities....
Furniture and fifixtures..........
Banking house ........................
Cash items .................................
Due from reserve banks........
Currency .......................................
Silver ..............................................
Total




63,350.49
3,600.00
13,800.00
183.04
31,694.00
22.15
400.00
1,500.00
3,083.17
45,971.32
337.00
466.11

$164,407.28

LIABILITIES.
Capital stock ...... ......................$ 15.000.00
Certified surplus .........................
3,000.00
Undivided profits .....................
6,651.06
Undivided profits ....................... 10,100.00
Individual deposits .................. 124,980.58
Public funds ...............................
74.18
Certificates of deposit, time
4,084.35
Cashier’s checks .......................
324.81
Reserved for taxes ..................
192.30

Total

$164,407.28

STATE OF ARKANSAS

125

LEACHVILLE
BANK OF LEACHVILLE
Officers— P. M. Nelson, President; H. C. Jones, Vice President; J. F. Roderick,
Cashier.
Directors— P. M. Nelson, P. H. Curetcn, H. C. Jones, R. A. Nelson, J. F.
Roderick.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts................$
Loans on real estate................
Overdrafts ...................................
Furniture and fixtures............
Banking house ...........................
Cash items .................................
Due from reserve banks........
Currency .......................................
Silver .............................................

93,622.67
11,005.00
254.89
1,815.00
3,804.00
1,649.23
51,045.48
14,645.00
1,462.40

Total ........................................... $179,303.67

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ......................
4,000.00
Undivided profits ......................
241.51
Individual deposits .................. 148,722.54
Certificates of deposit, time 11,102.76
Cashier’s checks .......................
5,236.86

Total ........................................... $179,303.67

LEAD HILL
BANK OF LEAD HILL
Officers—T. R. Cantrell, President; L. W. Parrish, Vice President; Jas. C«
Penix, Cashier; H. C. Penix, Assistant Cashier.
Directors— T. R. Cantrell, Jas C. Penix, H. C. Penix, W. H. Raley, L. W. Par­
rish.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts................$ 78,055.02
Loans on real estate................ 13,138.00
Overdrafts ...................................
14.99
3,249.12
U. S. bonds...................................
Furniture and fixtures............
1,650.00
Banking house ...........................
1,250.00
Due from reserve banks.......... 59,441.97
4,123.00
Currency .......................................
Gold ...............................................
392.50
Silver .............................................
377.69
Total

$161,692.29

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .......................
2,250.00
3,516.32
Undivided profits ......................
Individual deposits ................ 131,519.36
Certificates of deposit, time 13,171.10
Cashier’s checks ......................
1,196.96
38.55
Reserved for taxes ..................

Total

$161,692.29

LEOLA
STATE BANK OF LEOLA
Officers—A. F. Lamb, President; Dr. O. W. Hope, Vice President: W. R. Alscbrcck, Cashier.
Diiectcrs—A. F. Lamb, Dr. O. W. Hope, R. F. Butler, Marvin- Marshall, Sam
Wallace.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 21,372.31
Loans on real estate..................
9,213.00
Other bonds and securities....
6,640.82
Furniture and fixtures............
894.15
Banking house ........................
1,771.82
Due from non-reserve banks 27,103.65
Cash items ...................................
546.66
Due from reserve banks........ 17,340.05
Gold .......?.......................................
265.00
Currency .................................-.....
2,398.00
Silver .............................................
897.79
Other resources ........................
38.12

LIABILITIES.
Capital stockk .......................... $ 10,000.00
Certified surplus ......................
1,000.00
Undivided profits ......................
636.93
Individual deposits ................ 46,951.13
Public funds ............................... 26,833.33
Certificates of deposit, time
2,458.99
Cashier’s checks ......................
600.99

Total ........................................... $ 88,481.37

Total ........................................... $ 88,481.37




126

REPORT OF BANK COMMISSIONER

LEPANTO
BANK OF LEPANTO
Officers—J. M. Coppage, President; W. R. Payne, Vice President; J. H. Wea­
therly, Cashier; Carl Finn, Assistant Cashier.
Directors—J. M. Coppagje, W. R. Payne, C. L. Marconi, C. B. Hanna, Sam
Stuckey,/J. T. Lee, R. H. Wilmoth, J. H. Weatherly.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.............. $188,350.14
Loans on real estate.............. 33,331.26
Loans on cotton........................ 11,009.44
Overdrafts ...................................
4,818.50
U. S. bonds...................................
1,050.00
Other bonds and securities....
2,677.51
Furniture and fixtures............
2,909.04
Banking house ...........................
9,695.00
Cash items .................................
7.00
Due from reserve banks........ 36,133.67
Checks on other banks..........
1,584.95
7,421.00
Currency .......................................
Gold ................................................
442.50
Silver ..............................................
1,923.37
Total

......................................... $301,353.38

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ......................... 10,000.00
Undivided profits .....................
6,850.24
Bills payable ............................. 40,000.00
Individual deposits .................. 160,886.62
6,699.93
Public funds ............
Certificates of deposit, time 49,447.09
Cashier’s checks .......................
2,469.50

Total

......................................... $301,353.38

LESLIE
AMERICAN EXCHANGE BANK
Officers—Ed Mays, President; T. F. Clemons, Vice President; A. 0 . Aday,
Cashier; Joe Ledbetter, Jim Hackett, Assistant Cashiers.
Directors—Ed Mays, A. G. Killebrew, Dr. J. O. Cotton, T. F. Clemons, A. O,
Aday.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts......$133,739.91
Loans on real estate..... 22,736.07
U. S. bonds.......................... 44,146.65
Bonds to secure postal sav­
ings ...........................’.......-..........
2.0n0.00
Other bonds and securities.—
3,965.75
Furniture and fixtures.
4,881.33
Banking house ...........................
3,504.44
Items in transit............
19.65
Due from non-reserve banks
5,000.00
Cash items ...................................
2,438.78
Due from reserve banks.......
94,315.11
Currency .......................................
7,669.00
Gold ........
177.50
Silver ..............................................
1,552.19
Other resources .........................
1,382.16
Total




$327,528.54

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus .......................
5,024.76
Undivided profits ....................
8,548.24
Savings accounts ..................... 26,565.55
Postal savings deposits..........
896.41
Individual deposits ................ 232,328.36
Public funds ...............................
151.06
Certificates of deposit, de­
mand ..........................................
170.00
Certificates of deposit, time
1,100.00
Cashier’s checks .......................
2,744.16

Total

$327,528.54

STATE OF ARKANSAS

127

LEWISVILLE
PEOPLES BANK & LOAN CO.
Offieers— W. D. Stewart, President; N. D. Harrel, Active Vic© President; T. P.
LeMay, Vice President; B. S. Montgomery, Cashier.
Directors— W. D Stewart, N. D. Harrel, T. P. LeMay, J. B. Burton, P. D. Bur­
ton, W. B. Nash, B. S Montgomery.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $128,746.81
Loans on real estate................ 37,453.98
Loans on cotton...................... 16,319.65
U. S. bonds................................... 19,358.04
Other bonds and securities....
473.79
Furniture and fixtures............
3,889.20
Banking house ...........................
6,000.00
Due from non-reserve banks
2,500.00
Due from reserve banks........ 54,129.81
Checks on other banks............
8,509.03
Currency ....................................... 10,839.00
Silver ..............................................
388.60
Other resources ........................
650.00
Total

......................................... $289,257.91

LIABILITIES.
Capital stock .............................$ 30,000.00
Certified surplus .........................
6,000.00
Undivided profits .......................
6,656.74
Bills payable more
than 4% interest
paid ...................... 14,000.00*
Dividends unpaid ....................
1,050.00
Individual deposits .................. 219,849.53
Public funds ............................... 19,838.11
Certificates of deposit, time
5;648.21
Cashier’s checks .........................
215.32
Total

.................... .................... $289,257.91

LINCOLN
BANK OF LINCOLN
Officers—T. N. English, President; J. A. English, Vice President; T. L. McColloch, Cashier.
Directors—T. N. English, J. A. English, T. L. McColloch, F. P. Earle, J. B.
Little.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$186,535.41
Loans on real estate................ 53,313.00
Overdrafts ...................................
1,534.06
U. S. bonds ................................... 10,150.00
Other bonds and securities....
3,956.80
Furniture and fixtures............
1,850.00
Banking house ...............
1,275.00
Cash items .................
208.10
Due from reserve banks........ 70,621.08
Currency .......................................
3,203.00
Silver ............................
919.12
Total




$333,565.57

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ...................... 10,000.00
Undivided profits .......................
4,747.69
Individual deposits .................. 232,441.20
Public funds ...............................
1,051.44
Certificates of deposit, de­
mand .......................................... 75,325.24

Total

$333,565.57

128

REPORT OF BANK COMMISSIONER

LITTLE ROCK
AMERICAN BANK OF COMMERCE & TRUST CO.
Officers— Herman Kahn, Chairman; J. D. Goldman, President; Ed Cornish, Geo.
W. Rogers, W: A. Hicks, J. D. Covey, Geo. A. Knox, L. B. Leigh, Ad Hamberg, J. F. Walker, R. W. Walker, R. W. Rightsell, Vice Presidents.
W. A. Hicks, Cashier; T. W. Kirkwood, Frank Goodman, R. E. Cornish,
R. L. Bradley, Assistant Cashiers; F. J. Schmutz, Trust Officer.
Directors—H. M. Bennett, Gus Bertner, J. P. Blanks, Jno. B. Bond, Ed Cornish,
J. D. Covey, T. N. Dcyle, J. D. Goodman, Ad Hamberg, W. A. Hicks, Her­
man Kahn, Alex Keith, Ike Kempner, Geo. A. Knox, Louis Koers, L. B.
Leigh, E. O. Manees, M. B. Moore, R. E. Plunkett, R. W. Rightsell, Geo. W.
Rogers, C. C. Rose, W. B. Smith, J. F. Weinmann, F. J. Schmutz, J. F. Wal­
ker.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts...... ..... $6,147,446.11
Loans- on real estate............
307,312.50
Loans on cotton.................... 3,018,678.13
46,867.36
Overdrafts ......
U. S. bonds ............................... 1,067,710.50
Bonds
to
secure
postal
saving's ...................................
10,000.00
Other bonds and securities
114,995.50
Furniture and fixtures.......
36,550.00
Banking house ........................
113,000.00
Other real estate...................... 38,444.45
Items in transit...'................... 1,559,911.87
Bills of exchange....................
557,966.44
Due from non-reserve
banks ..................................... 1,601,985.12
Cash items ...............................
164,657.99
Due from reserve banks.....
891,604.76
Checks on other banks........
199,635.09
Currency ...................................
325,083.00
Gold ..............................................
7,332.50
20,478.88
Silver ...................................
Other resources ......................
263,915.27
Total ..................................... $16,493,575.47

LIABILITIES.
Capital stock ...........................$ 750,000.00
150,000.00
Certified surplus ....................
Undivided profits ..................
90,390.68
865,300.00
Bills payable ...........................
Notes rediscounted .............. 1,588,899.32
Savings accounts .................. 1,042,429.79
Postal savings deposits........
4,090.98
Dividends unpaid ..................
28,934.25
Individual deposits .............. 3,955,261.55
Public funds ...........................
45,000.00
Due to non-reserve banks.... 6,785,785.19
Certificates of deposit, de­
mand .......................................
138,441.55
Certificates of deposit, time
899,021.41
Certified checks .......................
1,819.80
Cashier’s checks ....................
112,333.57
Reserved for interest............
10,867.38
Reserved for taxes ..............
25,000.00

Total ..................................... $16,493,575.47

LITTLE ROCK
BANKERS TRUST CO.
Officers— H. L. Remmel, President!; C. S. McCain, Vice Preisidnnt and Secre­
tary; W. C. Ribenack, Gee. W. Doneghey, Guy E. Thompson, Vice: Presi­
dents; T. L. Bond, Treasurer; M. F. Gates, Assistant Treasurer; E. S.
Rodman, Cashier; R. C. Irviroe, Assistant Cashier.
Directors— H. L. Remmel, C. S. McCain, Geo W. Donaghey, W. C. Ribenack,
R. F. Drummond, S. W. Tucker, Bordon H. Campbell, J. S. Cargile, Jas.
G. Clark, Chas. G. Henry, H. C. Couch, Sam’l. Franeuthal, Julian G.
Blass, Gilbert J. Blass, Robert K. Beal, Guy E. Thompson).
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts............ $2,525,282.34
Loans on real estate............
180,997.86
553,869.03
Loans on cotton....................
Overdrafts ...........................
2.015.84
U. S. bonds................................
31.650.no
Other bonds and securities
876,515.81
Furniture and fixtures..........
18,000.00
Banking house ........................
85.400.00
Items in transit......................
132.369.38
Bills of exchange..................
63,384.95
Due from non-reserve
hanks ...............................
122.838.10
Cash items ...............................
20.668.86
Due from reserve banks....
582,307.77
Checks on other banks.......
63.402.69
Currency ...................................
72,429.00
Silver ...........................................
8 692.69
Total




$5,339,824.32

LIABILITIES.
Capital stock ...........................$ 250.000.00
Certified surplus ..........
35,000.00
Undivided profits ... ..............
11.078.44
Bills payable ...........................
20,000.00
431,779.63
Notes rediscounted ..............
Savings accounts ..................
477,419.30
Dividends unpaid .............
582.50
Individual deposits ................ 2,645,432.01
Public funds .............................
29.ooo.no
Due to non-reserve banks.... 1,257.068.26
Certificates of deposit, time
125.333.03
Certified checks ....................
6.271.31
Cashier’s checks ..................
48,159.84
Reserved for taxes................
2,700.00

Total

$5,339,824.32

STATE OF ARKANSAS

129

LITTLE ROCK
CENTRAL BANK
Officers—-C. C. Kavanaugh, President; Thos. W. Mattingly, Joe Jung, Vice
Presidents< D. B. Renfro, Cashier; Perry Simpson, Assistant Cashier.
Directors— C. C. Kavanaugh, S. C. Dillard, Joe Jung, J. H. Tuohey, Louis!
J. Baer, Jno. R. Frazer, Thos. W. Mattingly, Otto Weideman, H. W,
Anderson, Jce Storthz, D. H. Cantrell, Fred A. Snodgrass, Ben D. Schaad,
H. S. Turner, M. C. Hutton, Pat F. Ring.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$337,584.89
Loans on real estate................ 93,271.75
470.26
Overdrafts ......................... *........
U. S. bonds ................................. 45,815.76
Bonds to secure postal sav­
ings ........................................... 10 ,000.00
Other bonds and securities....
2,371.08
Furniture and fixtures............
5,000.00
Other real estate............................. 2,019.16
Due from non-reserve banks
2.085.83
Cash items .................................
3,690.38
Due from reserve banks........ 85,372.37
Checks on other banks............
6,901.90
Currency .......................................
6,959.00
310.00
Gold ...............
Silver ..............................................
2,288.20
Total

......................................... $604,140.58

LIABILITIES.
Capital stock ............................. $100,000.00
Certified surplus ...................... 10,000.00
Undivided profits ....................
412.76
Savings accounts .................... 86,674.04
Postal savings deposits..........
2,725.27
Dividends unpaid ....................
965.00
Individual deposits .................. 290,486.77
Public funds ............................... 37,894.8$
Due to non-reserve banks..... 29,662.82
Certificates of deposit, time 26,822.87
Certified checks .......................
4,126.58
Cashier’s checks ...................... 11,369.61
Reserved for interest............
3,000.00

Total

......................................... $604,140.58

LITTLE ROCK
LASKER-MORRIS BANK & TRUST CO.
Officers—Harry Lasker, President; Emmet Morris, Vice President; R. W. Ne­
well, Secretary; Haney Lasker, Treasurer.
Directors—Harry Lasker, R. W. Newell, Emmet Morris, Henry Lasker.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $472,346.79
Loans on real estate.............. 173.844.61
150.26
Overdrafts ...................................
U. S. bonds................................... 27.936.00
500.00
Other bonds and securities....
Furhiture and fixtures............ 13,097.86
594.49
Other real estate........................
4,333.83
Items in transit........................
13.85
Cash items .................................
Due from reserve banks........ 144.795.61
7,312.56
Checks on other banks..........
Currency ..................................... 25.443.00
45.00
Gold ...........:...................................
2,072.64
Silver ..............................................
301.93
Other resources ........................
Total




$872,788.43

LIABILITIES.
Capital stock ...................... '..... $ 100 , 000.00
Certified surplus ...................... 2 0 , 000.00
Undivided profits ...................... 11,853.28
Savings accounts .................... 212,157.11
6,843.50
Trust funds ...............................
Individual deposits .................. 393,455.79
Public funds ............................. 78,750.99
Certificates of deposit, de­
mand ......................................... 19.500.00
Certificates of deposit, time 26.184.00
4,043.76
Cashier’s checks .........................

Total

$872,788.43

130

REPORT OF BANK COMMISSIONER

LITTLE ROCK
PEOPLES SAVING BANK
Officers—W. E. Lencn, President; J. F. Lenon, B. Bodemann, F. W. Niemeyer,
J. H. Hamiter, Vice Presidents; A. J. Mercer, Cashier.
Directors—J. H. Hamiter, J. F. Lenon, W. E. Lencn, A. J. Mercer, F. W. Nie­
meyer, B. Bcdemann.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts..$1,022,340.69
Loans on real estate.
443,950.91
1,957.79
Overdrafts .................................
U. S. bonds.....................
171,492.13
Other bonds and securities
23,250.73
Furniture and fixtures..........
5,600.00
Banking house ........................
19,000.00
Other real estate........
13,605.39
Items in transit........
37,098.44
Cash items ...............................
8,986.86
Due from reserve banks....
326,448.22
54,131.81
Checks on other banks..........
Currency ...................................
21,533.00
17,915.00
Gold ........
Silver .........................................
3,432.27
Other resources ....................
676.67
Total

$2,171,419.91

LIABILITIES.
Capital stock ...........................$ 1 0 0 , 000.00
30,000.00
Certified surplus ....................
30,279.75
Undivided profits ..................
Savings accounts ..................
504,372.77
8,419.60
Trust funds .............................
1 , 000. 00
Dividends unpaid ..................
Individual deposits ............ 1,347,481.42
69,692.37
Public funds ...........................
66,511.43
Certificates of deposit, time
655.92
Certified checks ....................
6,447.65
Cashier’s checks ....................
1 , 200.00
Reserved for interest..........
5,359.00
Other liabilities .....................

Total

$2,171,419.91

LITTLE ROCK
SOUTHERN TRUST CO.
Officers— J. R. Vinsoro, President; B C. Powell, C. G. Price, Vice Presidents;
J. C. Conway, Secretary; J H. Stanley, Trust Officer; S. C. Couch, Treas­
urer; Beall Hempstead, Assistant Secretary.
Directors— J. R. Alexander, R. C. Bright, A. C. Butterworth, J. C. Conway, J,
H. Estes, D K. Hawthorne, L. C. Holman, C. C. Kavanaugh, C. R. Ledbet­
ter, C. G. Price, Q. L. Porter, B. C. Powell, Fred Rossner, Sr., J. H. Stan­
ley, M. B. Sanders, J. R. Vinson, A. J. Wilson.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts..$3,563,390.11
Loans on real -estate.
339,586.94
Loans on cotton........
400,903.66
Overdrafts ...............................
7,660.34
U. S. bonds............................
133,490.97
Other bonds and securities
122,617.43
Furniture and fixtures........
13,000.00
Banking house ......................
250,000.00
Other real estate .................... 53,549.98
Items in transit ......................
77.400.69
Bills of exchange ....... .-.......
225,009.76
Due from non-reserve
banks ................
167,492.32
Cash items ...............................
24,146.43
Due from reserve banks....
456,646.91
Checks on other banks..........
108,399.44
Currency .............
75,666.00
Gold ..............................................
5.00
Silver .........................................
12,954.88
Other resources ....................
7,163.14
Total




$6,039,084.00

LIABILITIES.
Capital stock ...........................$ 500.000. 00
Certified surplus ..................
1 0 0 . 0 0 0 . 00
Undivided profits ..................
60.-916.15
Bills payable ...........................
70,000.00
Notes rediscounted ................
667,185.01
Savings accounts ..................
638,310.36
Trust funds ...............................
16,837.42
Dividends unpaid ..................
22,553.50
Individual deposits ................ 2, 914.386.44
Public funds ...... ....................
178.010.13
Due to non-reserve banks....
660,572.51
Certificates of deposit, de­
mand .......................................
29.500.00
Certificates of deposit, time
43,982.92
Certified checks ......................
76,277.27
Cashier’s checks ....................
33.783.68
Reserved for interest..........
12,892.10
Reserved for taxes ..... ........
3,676.51
Other liabilities ....................
1 0 . 2 0 0.00
Total

$6,039,084.00

STATE OF ARKANSAS

131

LITTLE ROCK
UNION & MERCANTILE TRUST CO.
Officers— Samuel W. Reyburn, President cf Board; Moorehead Wright, Presi­
dent; Geo. B. Rose, C. P. Perrie, Vice Presidents; E. J. Bodman, Vice Presi­
dent and Secretary; Z. B. Curtis, Vice President and Cashier; A. E. Cates,
R. M. Butterfield, Assistant Cashiers.
Directors— F. W. Allsopp, John F. Boyle, Mark M. Cohn, Charles M. Connor, W.
P. Feild, M. W. Hardy, Fred Heiskell, W. L. Hemingway, J. F. Loughbo­
rough, A. Brizzolara, Sr., John M. Moore, C. J. Mansfield, C. E. Neeley,
George B. Rose, C P. Perrie, S. W. Reyburn, Charles L. Thompson, H. M.
Trieber, H. H. Tucker, Moorehead Wright.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts.............. $3,017,259.20
Loans on real estate............
365,606.91
597,438.66
Loans on cotton....................
Overdrafts ...............................
2.325.19
U. S. bonds .............................
388,845.36
Other bonds and securities
275,851.71
Furniture and fixtures ........
5,485.00
Other real estate....................
135,395.88
Items in transit ....................
366,156.09
23,850.41
Bills of exchange ................
Due from non-reserve
banks ......
946.988.41
Cash items ...............................
7,973.07
Due from reserve banks.....
346,189.49
Checks on other banks........
60,582.26
Currency ...................................
46,242.00
Silver .........................................
2,211.73
Other resources ....................
111,538.92

LIABILITIES.
Capital stock ........................ $ 400.000.00
Certified surplus ....................
200,000.00
68,246.80
Undivided profits ................
Savings accounts .................. 2,090,590.89
Trust funds .............................
101,667.14
Dividends unpaid ................
1,980.00
Individual deposits .............. 2,376,527.33
Public funds ..........................
122,448.66
Due to non-reserve banks 1,086,593.45
Certificates of deposit, de­
141,403.64
mand ............................-..........
Certified checks ....................
4,632.24
Cashier’s checks ............... —
81,326.75
3,969.07
Reserved for interest ..........
Reserved for taxes ............
13,788.06
Other liabilities ....................
6,766.26

Total ....................................... $6,699,940.29

Total ....................................... $6,699,940.29

LITTLE ROCK

W. B. WORTHEN CO.

Officers—Gcrdcn N. Peay, President; Gee. G. Wcrthen, B. Thrustom, Vice Presi­
dents; J. T. Hammond, Jr., Cashier; Jno. W. Ramsey, Assistant Cashier.
Directcrs-^-Gordon N. Peay, Geo. G. Worthen, B. Thruston, J. T. Hammond, Jr.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts............ $1,144,801.44
198,675.91
Loans on real estate............
7,230.64
Loans on cotton ....................
150,068.08
U. S. bonds ............................
35,349.87
Other bonds and securities
81,269.77
Other real estate..................
16.730.64
Items in transit......................
6,985.75
Cash items ........................ ......
291,667.63
Due from reserve banks.....
34,767.74
Checks on other banks........
15,000.00
Currency ...................................
756.80
Silver .........................................
6,407.15
Other resources ....................
Total




$1,989,711.42

LIABILITIES.
Capital stock ........................ $ 200,000.00
200,000.00
Certified surplus ....................
Undivided profits ..................
85,654.49
Savings accounts ..................
253,226.69
Trust funds .............................
15,700.00
Dividends unpaid ..................
100.00
Individual deposits .............. 1,100,515.13
Public funds .............................
50,322.67
Due to non-reserve banks....
1,699.07
Certificates of deposit, time
77,890.45
Certified checks ....................
552.91
Cashier’s checks ....................
3,839.86
Other liabilities ....................
210.15
Total

$1,989,711.42

132

REPORT OF BANK COMMISSIONER

LOCKESBURG
BANK OF LOCKESBURG
Officers— R. A. Gilliam, President; M. L. Norwood, Vice President; R. S. Humsucker, Cashier; Custer Steel, W. L. Norwood, Assistant Cashiers.
Directors—R. A. Gilliam, Jno. T. Locke, J. P. Peterson, Roy Edwards, M. L.
Norwood.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts................ $182,706.00
Loans on real estate................
6,800.00
Loans on cotton ....................... 32,060.12
Overdrafts ...................................
581.68
Other bonds and securities ...
435.33
Furniture and fixtures..........
1,800.00
Banking- house .........................
2,250.00
300.00
Other real estate ......................
Bills of exchange......................
5,104.66
Due from reserve banks........ 90,893.92
Currency ....................................... 21,035.00
Gold ...............................
397.50
Silver ..............................................
1,634.81
Other resources ........................
3,000.91
Total

$348,999.93

LIABILITIES.
................... $ 25,000.00
Capital stock .........v
Certified surplus ...'................... 10,000.00
Undivided profits ....................... 12,748.01
Individual deposits .................. 232,849.13
Public funds ............................... 23,780.01
Certificates of deposit, de­
mand .......................................... 33,996.38
Cashier’s checks ....................... 10,463.63
Other liabilities .......................
162.77

Total

$348,999.93

LONDON
FARMERS & MERCHANTS BANK
Officers— L. G. Martin, President; Jno. W. Gibson, Jno. G. Hickey, Vice Presi­
dent; N. S. Booher, Casheir; Mrs. M. D. Booher, Assistant Cashier.
Directors— R. Hines, Jno. S. Ruhl, T. B. Booher, A. B. Sims, ,J W, Gibson,
J. G. Hickey, S. T. Crotts, O. Love, N. S. Booher, L, G, Martin,
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts..............$ 28,093.93
189.90
Overdrafts ...................................
1,600.80
U. S. bonds............-......................
56.60
Other bonds and securities....
906.50
Furniture and fixtures..........
Due from reserve banks........ 23,508.39
288.00
Currency .......................................
40.00
Gold ................................................
302.88
Silver ..............................................
Total

$ 54,987.00

LIABILITIES.
Capital stock .............................$ 10 , 0 00 .00
Certified surplus ......................
380.67
Undivided profits ......................
909.00
Individual deposits .................. 42,090.19
Certificates of deposit, time
1,587.24
Cashier’s checks ......................
' 19.90

Total

.$ 54,987.00

LONOKE
BANK OF CENTRAL ARKANSAS
Officers— D. R. Bocne, President; Pat H. Wheat, W. Y. Bransford, Vice Presi­
dents; W. T. Couch, Cashier; E. M. Spencer, Pat H. Wheat, Jr., Assistant
Cashiers.
Directors—D. R. Bocne, Pat H. Wheat, W. Y. Bransford, Dan M. Boone, S.
S. Glover, W. P. Fletcher, Jr., J. N. Eagle, W. T. Couch.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $423,368.16
Loans on real estate................ 56,460.00
Overdrafts ..........
494.42
U. S. bonds..................................... 33.100.00
Other bonds and securities....
4,868.24
Furniture and fixtures............
2,000.00
Banking house ...........................
5,000.00
Cash items ...................................
111.65
Due from resreve banks....... 139,508.47
Checks on other banks..........
136.30
Currency ..................................—
21.570.00
Silver .........
1,051.24
Total




$687,668.48

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ................... 25,000 00
Undivided profits ....................
11,633 89
Individual deposits ................ 541,453!24
Public funds ............................... 55.71o!o,3
Due to non-reserve banks.... 20,800.00
Certificates of deposit, time
8,071.32

Total

$687,668.48

STATE OF ARKANSAS

133

LONOKE
LONOKE COUNTY BANK
Officers—W. W. McCrary, President; Chas. G. Miller, J. M. Gates, Vice Presi­
dents; W. H. Young, Cashier; H. E. Beit'ton, Assistant Cashier.
Directors—W. W. McCrary, C. G. Miller, J. M. Gates, T. C. Trible, Jr., C. A.
Walls, L. C. McCrary, W. C'. Ellis, E. R. Herron, W. H. Yeung.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.—............ $305,824.38
Loans on real estate............. 26,812.33
Overdrafts ...................................
106.96
U. S. bonds ................................. 32,250.00
Other bonds and securities.... 13,153.71
Furniture and fixtures.........
1 .000.00
Banking house ...........................
4,000.00
Due from non-reserve banks 29,898.00
Cash items ...........
5.00
Due from reserve banks...... 43,729.49
Checks on other banks...........
41.51
Currency ....................................... 10,451.00
Silver ......................................
4.202.12
Total

$471,474.50

LIABILITIES.
Capital stock .............................$ 30,000.00
Certified surplus ...................... 30,000.00
Undivided profits .................... 11,394.68
Individual deposits ......
208,248.65
Public funds ............................. 172,017.88
Certificates of deposit, time 18,661.43
Reserved for taxes..................
322.86
829.00
Reserved for taxes...... ...........

Total

.$471,474.50

LOWELL
BANK OF LOWELL
Officers— Jo T. Howard, President; A. C. Mayes, Vice President; W. E. Adams,
Cashier.
' Directors—W. E. Adams, Jo T. Howard, W. J. Langly, A. C. Mayes, Edward
Somers.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$ 53,649.34
Loans on real estate................ 16,450.00
1,510.25
Overdrafts ...............— ..............
U. S. bonds...................................
2,100.00
Other bonds and securities....
1,684.00
Furniture and fixtures.... .......
1,560.00
Banking house ...........................
1,725.00
Due from non-reserve banks 26,347.09
5,264.74
Due from reserve banks.......
Currency .....
1,115.00
Silver .............. ............ .............. —
523.86
Total

$111,929.28

LIABILITIES.
Capital stock ................... «......$ 10 , 000.00
2 , 000.00
Certified surplus ......................
Undivided profits .......................
6,346.61
Individual deposits ................ 70,294.10
Certificates of deposit, time 23,288.57

Total

$111,929.28

LUXORA
LUXORA BANKING COMPANY
Officers—J. C. Spann, President; John B. Driver, Vice President; J. M. Landrum
Casheir; J. M. Majors, Assistant Cashier.
Directors— J. C. Spann, H. E. Bowen, John B. Driver.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts. .............. $119,332.97
Loans on real estate................ 40,972.98
5,945.95
Overdrafts ..................................
U. S. bonds ................................. 44,114.36
158.19
Other bonds and securities....
3,361.45
Furniture and fixtures............
5,174.09
Banking house ..........................
6,009.07
Other real estate ......................
Due from reserve banks........ 81,473.10
4,576.00
Currency .......................................
175.00
Gold ...................... .........................
9,421.37
Silver ........................................... .
224.33
Other resources ........................
Total




$320,938.86

LIABILITIES.
Capital stock .............................$ 15,000.00
Certified surplus .........................
7,500.00
-5,381.56
Undivided profits ....................
Bills payable, more than 4
per cent interest paid........ 10,000.00
Individual deposits .................. 240,031.85
Public funds ...............
24,905.76
Certificates of deposit, time 22,821.96
Other liabilities ......................
5,297.73

Total

$320,938.86

134

REPORT OF BANK COMMISSIONER

McCRORY
BANK OF McCRORY
Officers— H. W. Jernigan, President; J. F. Morgan, Vice President; W. E. Mc­
Cain, Cashier.
Directors— E. T. Wherry, J. F. Morgan, T. C. Bull, Clayton Hailey, H. W. Jernigars.
STATEMENT OF DECEMBER 81. 1919
RESOURCES.
Loans and discounts.................$147,179.75
Loans on real estate................ 66,750.15
Overdrafts ...................................
87.04
U. S. bonds ................................. 56,250.00
Other bonds and securities....
347.74
Furniture and fixtures......
1,440.00
Banking house ........................
2,700.'00
Other real estate .......................
2,000.00
Items in transit.........................
4,668.19
Due from reserve banks........ 261,806.23
Currency ....................................... 22,397.00
Gold ................................................
255.00
Silver ..............................................
2,257.43

LIABILITIES.
Capital stock .............................$ 25,000.00
Certfiied surplus ....................... 15,000.00
Undivided profits ....................
1,785.43
Bills payable, more than 4
per cent interest paid.......... 14,000.00
Individual deposits ................ 321,940.87
Public funds ............................. 157,342.52
Certificates of deposit, time 44,569.71
Reserved for taxes ................
3,500.00

Total ........................................... $569,138.53

Total ............................................$569,138.53

McGEHEE
CITIZENS STATE BANK
Officers— R, H. Wolfe, President; Dean R. Morley, Vice President; D. O. C.
Cleveland, Cashier; C. F. Myer, Assistant Cashier.
Directors— R. H. Wolfe, B. C. Pickens, Jo Nicfool, F. M. Rogers, R. F. White,
Dean R. Morley, Wm. H. Paul, W. M. McCloy, D. O. C. Cleveland.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.....$121,152.17
, Loans on real estate.... 145,613.80
Loans on cotton ...................... 38,429.72
Overdrafts ...................................
1,731.90
U. S. bonds...................... 16,871.83
Other bonds an dsecurities.... 1,061.67
Furniture and fixtures............
2,600.00
Items in transit.............
313.49
Cash items ...................................
764.83
Due from reserve banks.... .
49,427.26
Checks on other banks..........
573.04
Currency .......................................
7,626.00
Gold ................................................
170.00
Silver ..............................................
3,521.84
Other resources ........................
-3,946.13
Total




$393,803.68

LIABILITIES.
Capital stock ............................. $'50,000.00
Certified surplus ....................... 1 0 , 0 0 0 .0 0
Undivided profits ....................
8,208.62
Bills payable ............................. 60,000.00
Savings accounts .................... 22,913.29
Dividends unpaid .......................
28.00
Individual deposits .................. 202,332.46
Certificates of deposit, time 30,703.41
Cashier’s checks .......................
9,617.90

Total

$393,803.68

STATE OF ARKANSAS

135

McGEHEE
MoGEHEE VALLEY BANK
Officers—H. Thane, President; Scctt McGehee, Vice President; J. W. Willoughty
Cashier; W. B. Bello my, Assistant Cashier.
Directors—H. Thame, Scott McGehee, G. B. Ewing, J. Friedman, J. W. Willou­
ghty.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $178,552.99
Loans on real estate................ 149,439.46
Loans on cotton ......................... 111,000.00
Overdrafts ...................................
3,588.04
U. S. bonds................................... 41,308.77
Other bonds and securities.... 48,265.17
Furniture and fixtures............
2,285.00
9,986.91
Banking1 house ..............................
Other real estate ..................... 11.962.29
Items in transit........................
583.06
Cash items ...................................
5,760.65
Due from reserve banks........ 24,559.50
Checks on other banks..........
2,137.54
Currency ....................................... 11,450.00
Silver .................................................
3,187.66
Total

$604,067.04

LIABILITIES.
Capital stock .............................$ 70,000.00
Certified surplus ....................... 16,000.00
6,896.64
Undivided profits ....................
Bills payable ............................. 140,000.00
Bills payable, more than 4
per cent interest paid.......... 54,297.62
Savings accounts .................... 108,772.11
Individual deposits ................ 182,892.32
Public funds ............................. 16,888.77
Certificates of deposit, time 55,239.12
Cashier’s checks .........................
7,378.08

Total

$604,067.04

McNEIL
BANK OF McNEIL
Officers— J. J. Luck, President; L. A. Westbrook, Vice President; R. L. West­
brook, Jr., Cashier.
Directors—J. J. Luck, L. A. Westbrook, . J. C. Milner, Jnc. G. Wepfer, W. A.
Kelly.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts .........
Loans on real estate...........
Overdrafts ..............................
U. S. bonds ...........,...............
Furniture' and fixtures.......
Banking house ............:......
Items in transit...................
Cash items ...........................
Due from reserve banks....
Currency ..................................
Gold ..........................................
Silver .........................................
Total

49,065.46
25,803.03
465.06
4.400.00
1.260.00
1,260.00
398.25
84.67
30,806.14
4,506 00
417.50
1.6.25
$118,652.36

LIABILITIES.
Capital stock .............................$ 15,000.00
Certified surplus ........................
7,000.00
Undivided profits ........................
3,751.06
Individual deposits ................ 85,993.86
Public funds ............... -..............
560.75
Certificates of deposit, time
6,346.69

k
Total

$118,652.36

McRAE

McRAE STATE BANK
Officers— W. F. Bauer, President; J. D. Birdsong, Vice President; R. G. Dickin­
son, Cashier; E. N. Goldman, Assistant Cashier.
Directors—J. D. Birdsong, L. H. Regers, T. R. Lyon, W. F. Bauer, J. H. Ernest.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 75,420.85
Loans on real estate................ 14,007.48
12.27
Overdrafts ...................................
1.500.00
U. S. bonds...................................
2.165.00
Furniture and fixtures............
2.140.00
Banking house ........................
81.90
Cash items .................................
Due from reserve banks........ 23,251.95
2.979.00
Currency .......................................
783.09
Silver .............................................
53.51
Other resources ...... .................
Total




$122,395.05

LIABILITIES.
Capital stock ...............................$ 10 , 000.00
2, 000.00
Certified surplus ....................
3,868.75
Undivided profits ......................
92,320.24
Individual deposits ..................
2,294.85
Public funds .................... ..........
Certificates of deposit, de­
mand ......................................... 10,216.61
1,694.60
Cashier’s checks ........................

Total

$122,395.05

REPORT OF BANK COMMISSIONER

136
MAGAZINE

BANK OF MAGAZINE
Officers— A. M. Leftwich, President; J. A. Newman, Vice President; Claude H.
Kyle, Cashier; Mary L. Newman, Assistant Cashier.
Directors—I. Peck, A. M. Leftwich, Chas. X. Williams, C. C. Leftwich, J. A.
Newman.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts ..............$ 74,650.07
Loans on real estate................
4,998.00
Loans on cotton........................ 116,273.85
204.33
Overdrafts ........
U. S. bonds ................................. 11,248.00
Other bonds and securities....
1,396.05
Furniture and fixtures..........
1,500.00
Banking House ......
1,500.00
Other real estate.................—
100.00
Cash items ......
995.14
Due from reserve banks........ 41,343.97
Currency ......................................
6,502.00
Gold ................................................
520.00
1,765.63
Silver ........
Total

......................................... $262,997.04

LIABILITIES.
Capital stock .............................$ 12,500.00
Certified surplus .......................
2,500.00
Undivided profits ....................
7,403.87
Savings accounts ....................
363.28
Individual deposits ................ 202,509.61
Certificates of deposit, time 35,313.48
2,406.80
Cashier’s checks ....................

Total

........................ — - .......... $262,997.04

MAGNOLA
COLUMBIA COUNTY BANK
Officers—J. O. Hutcheson, President; J. G. Wepfer, Vice President; J. C. Mc­
Neill, Cashier; W. J. Harrington, C. C. Campbell, Assistant Cashiers.
Directors—J. O. Hutcheson, A. M. Crumpler, H. P. Carrington, J. C. McNeill*
C. M. Fomby, J. L. Jean, W W. Sorrels, C. R. Hutcheson, C. W. Martel, J.
E. Bass, J. Y. Stevens, J G. Wepfer, A. A. Reid.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts...........
Loans on real estate...........
Loans on cotton...................
Overdrafts .................. ...........
U. S. bonds..............................
Furniture and fixtures ....
Banking house ...... ............
Other real estate.................
Due from reserve banks...
Checks on other banks....
Currency ..................................
Gold .................... --....................
Silver ........................................
Other resources ...................
Total




$312,743.67
41,886.71
25,596.85
579.91
97,140.00
2.500.00
10,756.11
2,623.31
81,881.81
3.821.01
8.750.00
198.50
2.849.03
1.850.00
$593,176.91

LIABILITIES.
Capital stock .............................$ 50.000.00
Certified surplus ....................... 14,000.00
Undivided profits ...................
1,093.99
Bills payable ....................
65,000.00
Bills payable .............................
5,100.00
Dividends unpaid ....................
744.37
Individual deposits ................ 320.983.13
Public funds ...............................
8.188.92
Certificates of deposit, time 119,462.05
Cashier’s checks ......................
8,604.45

Total

$593,176.91

STATE OF ARKANSAS

137

MAGNOLIA
FARMERS BANK & TRUST CO.
Officers—T. S. Grayson, President; W. H. Warnock, Vice President; Jas. G.
/Brown, Cashier; J. B. Lee, Assistant Cashier.
Direceors— T. S. Grayson, W. H. Warnock, Jas. G. Brown, J. F. Runyan, J. G.
Lampton, J. L. Davis, C. W. McKay, W. B. Robinson, S. D. Choffin, J. T.
Soutee, D. D. Goode, A. A. Reid, J. M. Will, C. D: Stevems.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $357,251.11
Loans on real estate................ 68,677.58
Loans on cotton......................... 272,416.83
Overdrafts ...................................
549.59
U. S. bonds ................................. 122,700.09
Other bonds and securities....
5.25
Furniture and fixtures............
1,800.00
Banking house ........................ 11,000.00
Due from non-reserve banks 58,000.00
Due from reserve banks........ 141,922.47
Checks on other banks..........
5,289.35
Currency .i.... ................................ 15,046.00
Gold ................................................
840.00
Silver .............................................
1,524.65
Other resources .........................
2,400.00

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ....................... 38,000.00
Undivided profits .......................
952.67
Bills payable ............................. 167,200.00
Notes rediscounted ................ 32,000.00
Dividends unpaid ....................
3,000.00
Individual deposits ................ 587,569.53
Public funds ............................. 98,284.96
Due to non-reserve banks....
855.95
Certificates of deposit, time 43,385.65
Cashier’s checks ......................
2,674.07
Other liabilities ......................... 35,500.00

Total ....................................... $1,059,422.83

Total ....................................... $1,059,422.83

MAGNOLIA

PEOPLES BANK

Officers—N. J. Gantt, President; J. L. Davis, Vice President; T. A. Mcnroe,
Cashier; E. C. Lyle, W. A. Boyd, Assistant Cashiers.
Directors—N. J. Gantt T. P. Gantt, J. A. Joiner, W. R. Gantt, T. A. Monroe,
J. L. Davis, J. O. Hutcheson, J. M. Kitchens, E. C. Lyle.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $403,637.41
Loans on real estate................ 26,375.70
Loans on cotton........................ 182,801.86
239.48
Overdrafts ...................................
U. S. bonds................................... 135,540.00
1,543.27
Other bonds and securities. ..
3,650.70
Furniture and fixtures............
317.56
Cash items ........................ -.......
Due from reserve banks........ 69,048.48
3,864.30
Checks on other banks..........
9.213.00
Currency .......................................
1.960.00
Gold ...............................................
2,576.35
Silver ..................................-..........
Total




$840,768.11

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ....................... 50,000.00
Undivided profits ....................
1,263.88
Bills payable ............................. 75,000.00
^Dividends unpaid ....................
432.50
Individual deposits
............. 604,920.57
Public funds ............................... 12,177.63
Due t onon-reservebanks....
8,000.00
Due to reserve banks.............. 35,226.80
Cashier’s checks .......................
3,746.73

Total

$840,768.11

138

REPORT OF BANK COMMISSIONER

MALVERN
BANK OF MALVERN
Officers—W. H. Cooper, President; T. R. McHenry, A. W. Brassier, Vice Presi­
dents; Robt. Smith, Jr., Cashier; W. R. Collie, Chas. S. Smith, Assistant
i Cashiers.
Directors—W. H. Cooper, T. R. McHenry, A. W. Brassier, J. Elmo Yeung
Chas. S. Smith, W. K. Smith, J. L. Cooper, Robt. Smith, Jr.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
LIABILITIES.
Loans and discounts................ f320.234.89
Capital stock ............................. f 50,000.00
Loans on real estate................ 55,206.67
Certified surplus ....................... 25,000.00
Overdrafts ...................................
124.77
Undivided profits ....................... 14,215.71
U. S. bonds................................... 84,599.93
............. 355,984.49
Individual deposits
Furniture and fixtures.—;............................ 1,000.00
Public funds .............................
682.93
Banking house .........................
3,500.00
Due to non-reservebanks....
329.78
Cash items .................................
157.60
Certificates of deposit, de­
Due from reserve banks........ 156,863.51
mand .......................................... 208,682.51
Checks on other banks............................... 6,162.62
Reserved for interest ............
1,500.00
Currency ....................................... 24,330.00
Reserved for taxes ..................
1,143.90
Gold .............................................I..
3,185.00
Silver ..............................................
2,174.33
Total

............. ............................ f 657,539.32

Total

......................................... f657,539.32

MALVERN
FARMERS & MERCHANTS BANK
Officers—rT., N. Atchison, President; J. W. Lee, J. P. Chamberlain, Vice Presi­
dents; George B. Cox, Casliier; J. A. Birch, Jr., Assistant Cashier.
Directors— T. N. Atchison, J. "\y. Lee,, J. P. Chamberlain, G. Al Chamberlain),
H. B. Means, R. Y; Phillips, Geo. B. Cox.
(
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ f 77,404.74
Loans on real estate.............. 18,184.25
Loans on cotton .................. .... 211,702.89
1,102.49
Overdrafts ...................................
U. S. bonds................................... '23,471.42
Other bonds and securities...-. 28,929.44
2.500.00
Furniture and fixtures............
9.500.00
Banking house ....... ...................
3,272.18
Items in transit .......................
450.55
Cash items ...................................
Due from reserve banks ..... 32.572.70
5.206.00
Currency .......................................
142.50
G old ........... -..........................................
1,166.57
S ilv e r .................................. ...............
Total




f 415,605.73

LIABILITIES.
Capital stock ............................. f 30,000.00
2,000.00
Certified surplus .............. '........
Undivided profits ..................
6,707.74
Bills payable ............................. 136,000.00
Bills payable, more than 4
per cent interest paid.......... 37,907.21
Savings accounts ,...................
4,850.00
Dividends unpaid ...............'.......
50.00
Individual deposits .................. 115,231.43
Public funds ...........................— 37,907.21
Certificates of deposit, de­
mand .......................................... 82,859.35
Total

f415,605.73

STATE OF ARKANSAS

139

MAMMOTH SPRING
CITIZENS BANK
Officers—C. W. Dixon, President; G. C. Buford, Vice President; J. L. Dixon,
Cashier.
Directors—C. W. Dixon, J. L. Dixon, E. A. Dixon, Wm. Lytle, G. C. Buford,
Edw. C. Bellamy, M. W. Nesbit.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 76,928.08
Loans on real estate................ 23,231.45
Overdrafts ...................................
503.58
U. S. bonds................................... 48,558.00
Other bonds and securities....
217.75
Furniture and fixtures............
2,606.88
Banking house .....................
3,400.00
Other real estate .......................
6,600.00
Items in transit ....................... 40,691.42
Due from reserve banks........ 122,219.66
Currency .......................................
8,600.00
Gold ..........................................
60.00
1,131.23
Silver .............................................
Total

$334,748.05

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ......................
3,000.00
5,815.68
Undivided profits ....................
Savings accounts ......................
249.31
Individual deposits ................ 247,166.94
Public funds ...............................
8,345.29
Due to non-reserve banks......
7,491.64
Certificates of deposit, de­
mand .......................................... 36,173.37
Cashier’s checks .........................
1,505.82

Total

$334,748.05

MANILA
BANK OF MANILA.
Officers—J. M. Hutton, President;, H. W. Ccwan, Vice President; Geo. A.
Henry, Cashier.
Directors—H. W. Cowan, J. M. Huttoro, Jake Rice, G. O. Stuart, H. W. Gra­
ham, G*o. A. Henry, W. W. Shaver.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$
Loans on real estate................
Loans on cotton........................
Overdrafts ......
U. S. bonds .................................
Other bonds and securities....
Furniture and fixtures............
Banking house ...........................
Due from reserve banks........
Currency .......................................
Gold ................................................
Silver ..............................................
Total

72,196.60
6,865.00
55,157.63
65.79
30,013.75
77.12
1,900.00
3,000.00
53,565.75
9,745.00
77.50
1,495.77

$234,159.91

LIABILITIES.
Capital stock .............................$ 15,000.00
Certified surplus .......................
4,000.00
Undivided profits .................... ' 6,300.00
164,992.06
Individual deposits .............
Public funds ............................... 30,269.65
Certificates of deposit, de­
mand ..........................................
4,000.00
Certificates of deposit, time
3,611.38
Cashier’s checks .......................
5,571.82
Reserved for interest............
415.00

Total

$234,159.91

MANSFIELD

PEOPLES BANK
Officers—C. C. Graves, President; V. H. Sorrels, Cashier.
Directors—W. L. Seaman, R, Y. Baldwin, G. C. Packard,. G. K. Dixon, C. C.
Graves, G. E. Otis, T. A. Cherry.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
x
v r jo u u r v c - r jo .
Loans and discounts................$ 32,493.37
Loans on real estate................ 22,379.98
Overdrafts ...................................
684.90
U. S. bonds....... ...........................
1,700.00
Furniture and fixtures....:.......
996.29
Cash items ........................
58.72
Due from reserve banks........ 26,169.15
Checks on other banks..........
442.43
Currency ........................................
9,206.00
Gold .......................................-.......
40.00
Silver .............................................
1,487.65
Total




$ 95,653.49

LIABILITIES.
Capital stock ............................1$ 12,500.00
1,250.00
Certified surplus ......................
4,872.79
Undivided profits ....................
Individual deposits .................. 41.203.08
3,000.00
Public funds .............................
9’,574.32
Due to non-reserve banks.....
Certificates of deposit, de­
mand ......................................... 21.731.08
1,522.22
Cashier’s checks ......................
Total

$ 95,653.49

140

REPORT OF BANK COMMISSIONER

MARIANNA
BANK OF COMMERCE
Officers— W. D. Newbern,, President; D. L. Griffis, Vice President; S. H. Crowe,
Vice President; D. S. Clark, Cashier.
Directors—W. D. Newbern, D. S. Clark, D. L. Griffis, S. H. Crowe.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
Loans on cotton.........................
Overdrafts ...................................
Furniture and fixtures............
Due from reserve banks........
Checks on other banks..........
Currency .......................................
Gold ..................................................
Silver ..............................................
Other resources ........................
Total

53,134.73
11,700.00
86,500.63
44.09
4,105.50
32,976.94
5,780.28
6,231.00
160.00
1,492.73
246.07

$202,371.97

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ....................... 10,000.00
Individual deposits ................ 122,023.29
Public funds ......................................8,654.06
Certificates of deposit, time 11,613.17
Cashier’s checks .......................
81.45

Total

$202,371.97

MARIANNA

BANK OF MARIANNA
Officers—Max D. Miller,, President; O. L. Williamson, Vice President; Hugh
Mixon, Cashier; J. E. Allen, W. E. McClintcck, Assistant Cashiers.
Directors—Max D. Miller, D. L. Griffis, O. L. Williamson, P. R. Turner, Jacob
Shaul, J. R. Felton, W. S. McClintock, R. L. Mixon, F. M. Burke.
STATEMENT OF DECEMBER 31, 1919

RESOURCES.
Loans and discounts................ $441,412.31
Loans on real estate.............. 51,970.07
Loans on cotton........................ 268,858.44
Overdrafts ...................................
3,949.75
U. S. bonds................................... 32,800.00
Other bonds and securities....
8,841.18
Furniture and fixtures ..........
4,299.05
Banking house ........................... 14,000.00
Cash items ................................. 19,542.11
Due from reserve banks........ 117,561.16
Checks on other banks ......
6,436.79
Currency ....................................... 52,489.00
Gold ........................................
95.00
Silver >..............................................
6,642.72

LIABILITIES.
Capital stock .................. ........'..$ 75,000.00
Certified surplus ....................... 12,973.00
Undivided profits .................... 24,086.73
Savings accounts ..................
85,215.37
Individual deposits .................. 670,987.08
Public funds ..............................: 106,118.47
Certificates of deposit, time 52,721.98
Cashier’s checks .......................
1,794.95

Total ....................................... $1,028,897.58

Total ........................................$1,028,897.58

MARION
CRITTENDEN COUNTY BANK & TRUST CO.
Officers— Louis Barton, President; W. B. Rhodes, Vice President; E. J. White,
Cashier.
Directors— E. J. Badinelli, F. W. Reisinger, W. S. Danner, C. G. Barton, Geo.
W. Patterson Albert Horner, W B. Rhodes, Ed Talbott, H. A. McGee, Louis
Barton, H. E. Wilder.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $487,293.97
Loans on real estate................ 106,438.88
Overdrafts ...................................
64.00
U. S. bonds ................................. 24,880.32
Other bonds and securities.... 38,024.60
Furniture and fixtures............
6,000.00
Banking house ........................... 17,000.00
Cash items ...................................
.223.31
Due from reserve banks........ 46,453.45
Currency ....................................... 23,032.00
Silver ..............................................
4,809.98
Total




$754,220.51

LIABILITIES.
Capital stock ..... .......................$ 45,000.00
Certified surplus .......................
5.400.00
Undivided profits ....................
18,558.04
Bills payable .................
90.000.00
Savings accounts ......................
35.455.45
Individual deposits ................ 341.673.42
Public funds ............................... 177.544.53
Certificates of deposit, time 34.226.19
Cashier’s checks .......................
6,362.88

Total

$754,220.51

STATE OF ARKANSAS

141

MARKED TREE
FARMERS & MERCHANTS BANK
Officers— B. F. Taylor, President; S. P. Thompson, Vice President; J. D. DuBard; Cashier, S. S. Mayor’ Assistant Cashier.
Directors—B. F. Taylor, S. P. Thompson, W. H. Powell, T. G. Staton, W. H.
Dilatush, M. P. Kirby, Jake Schonberger, E. P. Burton, J. D. DuBard.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
LIABILITIES.
Loans and discounts .............. 1217,022.77
Capital stock .............................$ 27,000.00
Loans on real estate................ 44.500.21
Certified surplus .......................
3,055.42
Overdrafts ...................................
3,847.27 Undivided profits .....................
6,225.62
U. S. bonds................................... 45,507.32
Bills payable ............................... 20,000.00
4,771.76
Furniture and fixtures............
Savings accounts .........................13,664.25
Banking house ........................... 10,239.44
Individual deposits .................. 239,962.51
Items in transit .......................
1,066.48
Public funds ............................... 66,293.38
Cash items .................................
16.00
Certificates of deposit,- time
1,504.80
Due from reserve banks...............................31,618.12
Cashier’s checks ......................
3,228.54
Checks on other banks............ 10,446.37
Currency ....................................... 10,248.00
Gold ................................................
65.00
1.585.78
Silver .............................................
Total

.......................... .............. $380,934.52

Total

......................................... $380,934.52

MARMADUKE
BANK OF MARMADUKE
Officers—Robert Cuff, President; J. M. Ramsey, Vice President; A. E. Randol,
Cashier; S. F. Boone,-Assistant Cashier.
Directors— Robert Cudd, J. M. Ramsey, A. Bertig, J. R. Bertig, Leon Waxman,
W. J. Lively, E. G. Donaldson.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
Loans on cotton............
Overdrafts ...................................
U. S. bonds .................................
Other bonds and securities....
Furniture and fixtures..........
Banking house ...........................
Other real estate ....................
Due from reserve banks........
Checks on other banks__ __
Currency .......................................
Gold ................................................
Silver .....
Total




74,258.15
7,804.91
29,598.23
12.720.65
14,450.00
381.00
2,360.00
3,000.00
800.00
13,671.83
2,543.41
2,653.00
145.00
1,839.76

$166,225.94

LIABILITIES.
Capital stock .............................$
Certified surplus .......................
Undivided profits ....................
Bills payable ...............................
Dividends unpaid ......................
Individual deposits ..................
Public funds ...............................
Certificates of deposit, time

Total

15,000.90
4,000.00
2,291.90
20,000.00
50.00
83,922.57
1,510.35
39,451.12

$166,225.94

REPORT OF BANK COMMISSIONER

142
MARMADUKE

FARMERS BANK
Dfficers—EH Meiser, President; J. R. Burks, Vice President; J. W. Lipscomb,
Cashier; G. T. Randol, Assistant Cashier.
Directors— EH Meiser, Jno. G. Meiser, J. R, Burks, J. W. Lipscomb, W. B. Vanarsdel, W. F. Kirset.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.............. $110,853.81
Overdrafts ...................................
770.38
U. S. bonds ................................. 25,550.00
Furniture and fixtures............
1,800.00
Banking house ........................
3,459.80
Due from non-reserve banks
8,271.37
Cash items ...................................
1,148.80
Due from reserve banks........ 11,310.71
Checks on other banks..........
2,833.93
Currency .......................................
2,193.00
Gold ................................................
90.00
Silver ..............................................
1,646.58
Other resources .........................
441.22
Total

......................................... $170,369.60

LIABILITIES.
Capital stock .............................$ 15,000.00
Certified surplus ....................... 11,000.00
Bills payable ............................... 10,000.00
Individual deposits .................. 114,022.77
Certificates of deposit, de­
mand ..........................................
5,000.00
Certificates of deposit, time 13,425.84
Cashier’s checks .......................
1,920.99

Total

........................... ............. $170,369.60

MARVELL
BANK OF MARVELL
Officers— S. L. Cooke, President; John L. Turner, Vice President; J. B. Swift,
Cashier; Roy Cooke, Assistant Cashier.
Directors—-S. L. Cooke, J. L. Turner, J. B. Swift, L. 'A. Jackson, V. E. Cooke.
STATEMENT OjF DECEMBER 31, 1919
RESOURCES.
LIABILITIES.
Loans and discounts................ $197,995.43
Capital stock .............................$ 50,000.00
Loans on real estate................ 25,873.38
Certified surplus .........
4,000.00
Loans on cotton ...................... 191,500.00
11,709.10
Undivided profits ....................
Overdrafts .......................
2,525.92
Bills payable ..........................
22,500.00
U. S. bonds ................................. 31,565.45
Individual deposits .................. 402,580.44
Other bonds and securities..... 7,621.66
Notes rediscounted ................ 70,000.00
Furniture and fixtures............................... 3,283.96
Certificates of deposit, time 25,887.79
Banking house ........................... 16,000.00
Cashier’s checks .......................
948.57
Other 'real estate ....................
1,300.00
Reserved for taxes .............
213.90
Items in transit .......................
60.00
Cash items .................................
224.33
Due from reserve banks............................... 90,144.19
Currency ....................................... 17,187.00
Gold ................................................
236.00
Silver ..............................................
2,244.74
Other resources ........................
77.74
Total




$587,839.80

Total

$587,839.80

STATE OF ARKANSAS

143

MAYNARD
BANK OF MAYNARD
Officers—H. G. McNabb, President; J. R. Loftis, Vice President; Joe Abott, 2nd.
Vice President; Lee Bolin, Cashier; Lehman* Abbott, Assistant Cashier.
Directors—E. C. Mock, Dr. J. R. Loftis, J. T. Johnson, Hoover E. Odom, H. G.
McNabb, J. B. Weaver, Joe Abbott.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $ 33,993.67
Loans on real estate................
950.00
U. S. bonds .................................
3,150.00
Overdrafts ...................................
1,311.10
Other bonds and securities....
48.15
Furniture and fixtures............
900.00
Banking house ................
1,534.26
Due from reserve banks........ 34,538.52
Currency ....................................... 10,725.00
Gold ................................................
130.00
Silver ..............................................
523.24
Total

......................................... $ 87,803.94

LIABILITIES.
Capital stock .............................$ 13,600.00
Certified surplus .......................
1,360.00
Undivided profits .......................
1,005.99
Individual deposits .................. 69,809.22
161.69
Public funds ...............................
Cashier’s checks .......................
1,867.04

Total

......................................... $ 87,803.94

MELBOURNE
BANK OF MELBOURNE
Officers—J. B. Baker, President; E. E. Godwin, Vive President; R. D. Harris,
Cashier; Lily Linn, Assistant Cashier.
Directors—J. B. Baker, E. E. Godwin, G. W. Bray, H. A. Jacobs, R. D. Harris.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts./.............. $ 29,432.60
Loans on real estate................ 21,129.28
Loans on cotton.............
153,140.94
Overdrafts ...................................
8,346.56
Furniture and fixtures............
1,718.50
Other bonds and securities....
126.50 •
U. S. bonds...................................
9,262.00
Banking houSe ...........................
1,000.00
Other real estate .....................
1,000.00
Due from non-reserve banks
4,000.00
Due from reserve banks........ 30,033.30
Checks on other banks............
95.00
Currency ............................
2,034.00
Gold ................................................
660.00
Silver .............................................
62.64
Total




$262,041.32

LIABILITIES.
Capital stock .............................$ 15,000.00
Certified surplus .......................
2,500.00
2,301.20
Undivided profits ......................
Bills payable ............................. 40,000.00
Individual deposits .................. 172,108.19
Public funds .,...............
30,131.93

Total

$262,041.32

REPORT OF BANK COMMISSIONER

144
MENA

FARMERS & MERCHANTS BANK
Officers— M. A. Stratton, President;
Presidents; E. H. Sapp, Cashier;
Directors—M. A. Stratton, J. F. Hood,
Pfinning, John C. Gardner, Dr. J.

J. F. Hood, Clyde Cunningham, Vice
Monroe Martin, Assistant Cashier.
Clyde Cunningham, E. H. Sapp, John
G. Hilton.

STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$293,499.50
Loans on real estate............... 15,000.00
Overdrafts ...................................
363.52
U. S. bonds .................................
8,450.00
Other bonds and securities....
3,356.66
Furniture and fixtures............
2.000.00
Banking house ........................... 15,000.00
Other real estate ...................
1,318.56
Items in transit .....................
1,849.20
Cash items .................................
1,262.05
Due from reserve banks........ 117,541.65
Checks on other banks..........
4,382.02
Currency ..................................... 27,637.00
Gold ................................................
1,877.50
Silver ..............................................
5,131.18
Other resources .........................
149.00
Total

......................................... $498,817.84

LIABILITIES.
Capital stock ...........................$ 50,000.00
Certified surplus ....................... 10,000.00
Undivided profits .......................
7,375.48
Bills payable, more than 4
per cent interest paid.......... 42,021.07
Savings accounts ..................... 100,224.06
Individual deposits .................. 244,388.64
Public funds ............................... 49,980.17
Due to non-reservebanks.... 17,236.01
329.64
Reserved for taxes ..................
Cashier’s checks .........................
5,589.88
Certificates of deposit, time 13,693.96

Total

......................................... $498,817.84

MENA
PLANTERS STATE BANK
Officers—W. W. Townsend, President; W. E. Watkins, Vice President; R. R,
Board, Cashier; F. C. Embry, Assistant Cashier.
Directors—W. W. Townsend, W. E. Watkins, W. I. McKinney, G. W. Petty,
Mark P. Olney.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $159,585.75
Loans on real estate................ 26,542.00
Other bonds and securities....
8,640.31
U. S. bonds ................................. 65,331.58
Overdrafts ...................................
226.73
Furniture and fixtures............
1.200.00
Banking house ...........................
6,000.00
465.08
Other real estate ....................
Due from reserve banks........ 186,660.55
Checks on other banks............ 10,559.50
Currency .......................................
4,056.00
Gold ................................................
1,097.50
Silver ..............................................
291.79
Total

......................................... $470,656.79




LIABILITIES.
Capital stock .............................$ 30,000.00
Certified surplus .......................
7,500.00
Undivided profits ..................... 11.181.87
Individual deposits .................. 332,920.87
Public funds ...............................
5,000.00
Due to non-reserve banks.... 21,766.00
Certificates of deposit, de­
mand .......................................... 58.429.61
Cashier’s checks .........................
3,858.44

Total

......................................... $470,656.79

STATE OF ARKANSAS

145

MIDLAND

MIDLAND STATE BANK
Officers—G. C. Packard, President; C. C. Graves, Vice President; Jerry Bell;
•Cashier.
Directors—G. C. Packard, W. L. Seaman, Jerry Bell.
STATEMENT OF DECEMBER 31, 1919

RESOURCES.
Loans and discounts................ $ 31,097.00
9,900.24
Loans on real estate................
Overdrafts ...................................
608.81
U. S. bonds .......
6,562.15
Furniture and fixtures...............
1,450.00
Banking house
......................
2,992.65
749.28
Cash items .................................
Due from reservebanks........... 44,749.54
Currency .....................................
1,920.00
Gold ................................................
602.50
Silver ............
769.62
Total

$101,401.79

LIABILITIES.
Capital stock .............................$ 5,275.00
Certified surplus .......................
1,450.00
1,051.58
Undivided profits ....................
Bills payable, more than 4
per cent interest paid..........
6,834.53
Individual deposits .............. 80,155.68
Public funds ...............................
38.00
6,834.53
Due to reserve banks..............
Certificates of deposit, de­
mand ..........................................
6,246.00
Cashier’s checks .......................
351.00
Total

$101,401.79

MINERAL SPRINGS
BANK OF MINERAL SPRINGS
Officers—T. J. Dillard, President; J. C. Kent, Vice President; W. T. Kent, Cash­
ier; Ed Kent, Assistant Cashier.
Directors— T. J. Dilliard, J. C. Kent, W. T. Kent, J. F. Bridgeman, Finis Reed,
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$116,678.70
Loans on real estate................
9,782.37
Loans on cotton......................... 48,015.60
Overdrafts ...................................
2,841.89
U. S. bonds.... ...................
37,756.65
Other bonds and securities....
751.19
Furniture and fixtures............
1,000.00
Cash items ...............
121.19
Due from reserve banks........ 21,949.05
Checks on other banks............
131.68
Currency .......................................
3,824.00
Gold ................................................
60.00
Silver .............:...............................
501.38
Total




$243,413.70

LIABILITIES.
Capital stock ...............................$ 10,000.00
Certified surplus ....................... 10,000.00
Undivided profits .......................
52.83
Bills payable ............................... 20,000.00
Individual deposits .................. 188,683.16
Public funds ...............................
5,593.39
Certificates of deposit, time
2,484.60
Cashier’s checks ....................
6,599.72

Total

$243,413.70

146

REPORT OF BANK COMMISSIONER

MONETTE
CITIZENS BANK
Officers— A. R. Lunsford, President; W. G. Mayers, Vice President; H. S. Bass,
Cashier; Mrs. David Reeves, Assistant Cashier.
Directors—A. R. Lunsford, W. G. Mayers, L. W. Finch, R. C. Steele, N. IT.
Grady,J. E. Goss, J. D. Wallace.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 60,219.45
Loans on real estate................ 15,589.71
Loans on cotton.........................
375.00
Overdrafts ...................................
127.64
U. S. bonds...................................
7,500.00
Furniture and fixtures............
3,378.82
Banking- house ...........................
5,250.00
Items in transit...........................
141.00
Due from reserve banks........ 112,369.83
Checks on other banks............
850.36
Currency .......................................
6,622.00
Gold ................................................
147.50
Silver ..............................................
2,269.47
Other resources .........................
1,692.00
Total

$216,532.78

LIABILITIES.
Capital stock ...............................$ 25,000.00
Undivided profits .......................
2,200.47
Bills payable, more than 4
per cent interest paid..........
50.00
Individual deposits .................. 125,428.39
Public funds ............................... 50,320.88
Certificates of deposit, time 13,533.04
Certificates of deposit for
50.00
money borrowed ..................

Total

$216,532.78

MONTICELLO
COMMERCIAL LOAN & TRUST CO.
Officers— G. W. Lambert, President; R. L. Hardy, First Vice President; Joe S.
Harris, Second Vice President; J. D. McCloy, Cashier; T. A. Wood, Assis­
tant Cashier.
Directors—Lamar Williamson, M. L. Sigman, J. B. Dishong, J. D. McCloy, R.
L. Hardy, Jack Curry, Joe S. Harris, Jno. P. Pcse'y, G. W. Lambert, L. D.
McQuiston, M. S. Collins.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$193,242.97
Loans on real estate............. 50,693.03
Loans on cotton....................... 21.809.81
Overdrafts ...................................
1,592.14
U. S. bonds................................... 14,641.29
Other bonds and securities.... 27,883.96
Furniture and fixtures............
3,454.84
Other real estate........................
153.86
Items in transit.........................
181.40
Due from reserve banks....... 62,154.55
Checks on other banks...........
1,840.03
Currency ....................................... 16,298.00
Gold ................................................
670.00
Silver .........
1,251.22
Other resources ........................
42.55
Total




$395,909.65

LIABILITIES.
Capital stock ...............................$ 60,000.00
Certified surplus ....................... 60,000.00
Undivided profits .....................
10,219.71
Savings accounts ....................
4,340.12
Trust funds .................................
3,000.00
Dividends unpaid .......................
3,000.00
Individual deposits ................ 193,339.31
Public funds ...............................
116.47
Due to non-reserve banks.... 16,000.00
Certificates of deposit, de­
mand .......................................... 44,772.70
Cashier’s checks .......................
1,121.34

Total

$395,909.65

STATE OF ARKANSAS

147

MONTICELLO
DREW COUNTY BANK
Officers— L. W. Dillard, President; Jack Curry, Vice President; H. P. Cruce,
Cashier.
Directors— C. W. Porter, H. M. Wilson, L. W. Dillard, John W. White, E. H.
Dozier, W. H. Nunn, Evie Boyd, Jack Curry, W. H. McQuiston.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts......$154,322.27
Loans on real estate...... 104,759.81
Overdrafts ................................... 14,909.58
U. S. bonds........................... 72,384.00
Other bonds and securities.... 19,339.94
2,466.00
Furnitbre and fixtures..
Banking- house .....
4,500.00
Bills of exchange............
1,755.02
Due from non-reserve banks 32,000.00
Due from reserve banks. 130,935.97
Checks on other banks..
7,164.33
Currency ....................................... 18,844.00
705.00
Gold ...............................................
Silver .............................................
2,104.30
Total

$566,190.22

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ...................... 25,000.00
Undivided profits ...................... 13,303.11
Trust funds .................................
2,074.00
Dividends unpaid ....................
1,897.50
Individual deposits .................. 341,608.63
Public funds ............................... 47,782.16
Certificates of deposit, de­
mand .......................................... 82,305.49
Cashier’s checks ......................
2,001.92
217.41
Other liabilities .....................

Total

$566,190.22

MONTICELLO
UNION BANK & TRUST CO.
Officers—Y. J. Trctter, President; R. L. Hyatt, J. G. Williamson, Vice Presi­
dents;" James Jackscn, Cashier; Walter Carter, Assistant Cashier.
Directors—Y. J. Trctter, Walter Lambert, A. T. Cctham, E. B. McCullough,
Arthur Wells, R. L. Hyatt, H. M. Wilson, J. G. Williamson, C. T. Harris,
M. Y. Pope, W. & McCloy.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$541,379.54
Loans on real estate................ 61,450.00
Loans on cotton........................ 28,877.10
Overdrafts .............................
3,502.62
U. S. bonds................................... 103,386.00
Other bonds and securities.... 39,658.80
Furniture and fixtures............
5,000.00
Banking house ........................... 22,500.00
Items in transit........................
104.05
Due from reserve banks........ 189,191.88
Checks on other banks............
1,368.05
Currency ..................................... 38,219.00
Gold ...............................................
2,237.50
Silver .............................................
7,738.33
Total




$1,044,612.87

LIABILITIES.
Capital stock
..........................$150,000.00
Certified surplus ...................... 75,000.00
Undivided profits .................... 52,782.51
Trust funds „............................... 17,825.24
Dividends unpaid ....................
It,385.00
Individual deposits .................. 458,433.54
Due to non-reserve banks....
90,152.74
Certificates of deposit,time 195,501.45
Cashier’s checks ......................
1,532.39

Total

$1,044,612.87

REPORT OF BANK COMMISSIONER

.48
MONTROSE

BANK OF MQNTROSE
Officers— W. T. Ccne, President; Jno. R Ccne, Vice President; J. E. Lawrence,
Cashier.
Directors— W. T. Ccne, Jno. R. ‘Conte, U. J. Ccne, Mrs. Bert M. Cone, T. R.
Pugh.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 32,299.07
Loans on real estate..............
5,155.65
Overdrafts ...................................
281.03
1,194.00
U. S. bonds...................................
Other bonds and securities....
5,075.20
Furniture and fixtures............
1,816.98
Banking house ........................
2,500.00
Items in transit.........................
745.00
Due from reserve banks........ 74,647.35
Currency ....................................... 10,205.00
Gold ................................................
47.50
Silver ..............................................
1,135.70
Total

......................................... $135,100.48

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .......................
5,000.00
Undivided profits .......................
2,673.28
.............. 100,754.69
Individual deposits
Public funds ...............................
311.73
Due to reserve banks..............
8,706.39
Certificates of deposit, time..
4,113.71
Cashier’s checks .......................
3,540.68

Total

......................................... $135,100.48

MORO
BANK OF MORO
Officers— A. L. Wilsfcrd, .President; R. L. Hartley, Vice President; , A- C.
Bratcher, Cashier.
Directors—A. L. Wilsfcrd, R. L. Hartley, R. R. Janies, C. E. Dozier, O. F. Lac­
ey, A. C. Bratcher.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 26,805.27
Loans Jon real estate................ 13,240.72
Overdrafts ...................................
472.44
U. S. bonds...................................
6,534.53
Furniture and fixtures............
2,481.00
Banking house ...........................
3,000.00
Cash items .................................
21.25
Due from reserve banks..........
9,898.98
Currency .......................................
4,024.00
Silver ..............................................
142.65
Other resources .........................
200.00
Total




$ 66,820.84

LIABILITIES.
Capital stock .............................$ 10,000.00
Undivided profits .....................
3,156.76
Individual deposits ................ 47,888.37
Public funds ...............................
5,084.94
Certificates of deposit, time
690.77

Total

$ 66,820.84

STATE OF ARKANSAS

149

MORRILTON
BANK OF MORRILTON
Officers—Wm. Irving, President; R. A. Irving, Vice President; Lcid Rainwater,
Cashier; A. S. Stover, Joe H. Irving, Assistant Cashiers.
Directors—Wm. Irving, Lcid Rainwater, R, A. Irving, Wood Rainwater, W. L.
Presley, Night Rainwater, W. P. Strait.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$318,714.56
Loans on real estate................ 38,620.00
Loans on cotton ...................... 410,926.86
Overdrafts ............
15,040.11
U. S. bonds ................................. 66,909.93
Other bonds and securities....
386.60
1,500.00
Furniture and fixtures............
Banking house ...........................
2,500.00
Due from non-reserve banks _ 60,000.00
Cash items ...................... .......... '
29.90
Due from reserve banks........ 166,064.66
Checks on other banks.......... 18,905.85
Currency ....................................... 20,746.00
Silver ..............................
3,188.09
Total ....................................... $1,123,532.56

LIABILITIES.
Capital stock .............................$ 75,000.00
75,000.00
Certified surplus ............
Undivided profits .................... 10,148.45
Individual deposits ................ 790,465.60
Public funds ............................. 43,303.90
Certificates of deposit, time 97,864.61
Other liabilities ......................... 31,750.00

Total ....................................... $1,123,532.56

MORRILTON
CITIZENS BANK
Officers—E. E. Mitchell, President; W. O, Massey, Cashier; R. J. Orrell, Assis­
tant Cashier.
Directors—E. E. Mitchell, W. O* Massey, R. J. Orrell, J. W. Mitchell, Walter
Massey.
. STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $254,412.95
Loans on real estate................ 65,000.00
6,098.03
Overdrafts ...................................
U. S. bonds................................... 73,357.12
Other bonds and securities....
227.85
Furniture and fixtures............
2,700.00
Banking house ........................... 16,500.00
Due from reserve banks........ 175,463.71
Checks on other banks.......... 10,618.29
Currency ....................................... 14,921.00
Silver ..................................
2,593.84
Other resources ....................
8,551.47
Total

......................................... $630,444.26

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ...................... 25,000.00
Undivided profits .................... 35,736.70
498,613.85
Individual deposits ...........
Public funds ............................... 20,000.00
Certificates of deposit, de­
mand .........................................
1,093.71

Total

.................. .......................$630,444.26

MORRILTON

RAINWATER BANK
Officers—Wocd Rainwater, President; C. N. Rainwater, Vice President; Night
Rainwater, Cashier.
Directors—Wood Rainwater, Night Rainwater, C. N. Rainwater.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $215,420.22
Loans on real estate............:... 51,500.00
Loans on cotton........................
829.02
Overdrafts ...................................
524.71
U. S. bonds.....................................
4.302.11
Furniture and fixtures............
2,000.00
Other real estate......................
5,000.00
Cash items ...................................
935.22
Due from reserve banks.......... 64.945.01
Checks on other banks............
6,758.99
Currency .............
3,830.00
Silver ........................................... — 1,463.61
Total




$357,508.89

LIABILITIES.
Capital stock .............................$ 30,000.00
8,500.00
Certified surplus ......................
Undivided profits
................ 10,026.81
Individual deposits ............:... 300,362.88
Certificates ofdeposit, de­
mand
'.
1,671.60
Certificates , ofdeposit, time
6,947.60

Total

$357,508.89

150

REPORT OF BANK COMMISSIONER

MOUNTAINBURG
BANK OF MOUNTAINBURG
Officers—J. W. Walker, President; J. H. Simmons, Vice President; E. E. Morris
Cashier; Virginia A. Morris, Assistant Cashier.
Directors—J. W. Walker, .P. F. Simmons, .H. B. Satterfield, J. H. Simmons,
Virginia A. Morris, Sarah Beller, Jno. Gearhart.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts__ :.......... $ 73,392.07
Overdrafts ................. ........... ......
100.08
5,000.05
U. S. bonds...................................
Furniture and fixtures............
870.50
1,800.00
Banking house ..........................
Due from non-reserve banks
3,699.54
Cash items .... ............................
68.81
Due from reserve banks........
6,305.42
Currency .......................................
1,723.00
Silver .......
449.80
Total

.$ 93,409.27

LIABILITIES.
Capital stock .............................$ 1 0 , 0 0 0 .0 0
1,500.00
Certified surplus ......................
Undivided profits ......................
536.70
Bills payable ............................. 22,950.00
Notes rediscounted ..................
5,300.20
Individual deposits .................. 43,340.94
Certificates of deposit, time
7,530.34
2,251.09
Cashier’s checks ......................

Total

93,409.27

MOUNTAIN HOME

FARMERS & MERCHANTS BANK
Officers—A. A. Wolf, President; J. H. Wavland, Vice President; W. F. Eatman.
Cashier; T. E. Morris, Assistant Cashier.
Directors—A. A. Wolf, J. H. Wayland, W. J. Baker, J. O. Leonard, M. L.
Mooney.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 20,180.09
Loans on real estate................ ■ 7,295.00
1,206.45
Overdrafts ...................................
U. S. bonds...................................
5,632.79
Other bonds and securities....
921.01
1,829.29
Furniture and fixtures............
Banking house ........................
4,305.06
Due from non-reserve banks
679.74
Due from reserve banks........ 50,176.38
Currency .......................................
7,490.00
Gold ................................................
30.00
Silver ...................
2,157.46
Other resources .............
842.00
Total

$102,745.27

LIABILITIES.
Capital stock .............................$ 1 0 , 000. 00
1 , 000.00
Certified surplus ......................
1,124.28
Undivided profits ......jt . .............
89,205.99
Individual deposits ..................
Certificates of deposit, de­
1 , 000.00
mand .........................................
415.00
Certificates of deposit, time

Total

$102,745.27

MOUNTAIN HOME
PEOPLES BANK
Officers—F. M. Seward, President; C. A. Kaker, Vice President; R. S. Hurst,
Cashier; Lon Jones, W. N. Baker, Assistant Cashiers.
Directors— F. M. Seward, C. A. Baker, Dillen Underhill, W. M. Dyer, G. N.
Nelson.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 85,730.07
45,711.94
Overdrafts ...................................
2,398.18
U. S. bonds................................... 10,738.46
Other bonds and securities ...
1,715.92
Furniture and fixtures............
I,440i00
Other real .estate..... ...................
416.25
Due from non-reserve banks 32,880.97
Cash items .................................
1,050.36
Due from reserve banks........ 78,141.36
Currency .......................................
3,894.00
Gold ................................................
45.00
Silver ..............................................
1,716.39
IiOans on real estate ................

Total




$265,878.90

LIABILITIES.
Capital stock ................... ......... $ 25,000.00
Certified surplus
....................
2,500.00
Undivided profits .;..................
4,463.00
Individual deposits .................. 199,174.24
Public funds ............................... 18,633.13
Certificates of deposit, time 16,108.53

Total

$265,878.90

STATE OF ARKANSAS

151

MOUNTAIN VIEW
BANK OF MOUNTAIN VIEW
Officers—J. L. Lancaster, President; W. H. Miller, Vice President; A. A. Lan­
caster, Cashier; Saddie Lancaster, Assistant Cashier.
Directors— J. L. Lancaster, W. H. Miller, J. W. Webb, H. R. Case, G. W.
Lccney.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$115,027.90
Loans on real estate..............
1.200.00
J oans on cotton........................
3,000.00
Overdrafts ...................................
880.76
U. S. bonds................................... 14,700.00
Other bonds and securities....
1.726.06
2,000.00
Furniture and fixtures............
Banking house ....................
1,950.00
Other real estate.....................
299.05
Cash items .................................
202.50
69.966.64
Due from reserve banks.......
Currency ....................
5,944.00
Cold ...............................................
577.50
Silver ........
670.32
Total

...... .................................. $218,144.73

MOUNT IDA

LIABILITIES.
Capital stock .............................$ 20.000.00
Certified surplus ......................
1,500.00
Undivided profits ....................
6,800.03
Individual deposits ................ 161,484.17
Public funds ............................... 19,197.53
Certificates of deposit, time
9,163.00

Total

......................................... $218,144.73

MONTGOMERY COUNTY BANK

Officers— L. C. Acruman, President; O. M, Radford, Vice President; Harrcld
Watkins, Cashier.
Directors— L. C. Acruman, O. M. Radford, Harr old Watkins, C. A. Smith, J. D.
Rcbbins.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts...................$61,309.76
Loans on real estate................ 30,654.88
Overdrafts ...................................
305.1'3
U. S. bonds ...........
16,203.57
Other bonds and securities....
1,429.47
1.600.00
Furniture and fixtures............
Banking house ..........
1,200.00
1,714.75
Cash items ...................................
Due from reserve banks.......... 46,490.36
Currency .......................................
8,725.00
Gold ...............................................
260.00
Silver .............................................
464.62
Total

...................... ...................$170,357.54

LIABILITIES.
Capital stock ...............................$ 7,425.00
1,500.00
Certified surplus ......................
Undivided profits ....................
2,307.43
Individual deposits ................ 126,142.54
Public funds ....................
20,446.63
Certificates of deposit, time
8,377.40
Cashier’s checks ......................
3,942.66
Reserved for taxes....................
215.88

Total

......................................... $170,357.54

MOUNT HOLLY
BANK OF MOUNT HOLLY
Officers—J. H. Lewis, President; Alfred McRae, Vice President; H. T. Dalton,
Cashier.
Directors— Alfred McRae, J. H. Lewis, H. T. Dalton, W. E. McRae, Robt.
Freeman, W. J. Cox, S. W. Jenkins.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans on real estate................$ 5,725.75
Furniture and fixtures............
638.74
Banking house .......................... _ 2,467.82
Due from reserve banks.......... 27,675.34
Currency ................................
2,251.00
Silver ....•.........................................
558.14
Other resources .............
287.53
Total

......................................... $ 39,604.32




LIABILITIES.
Capital stock .............................$ 15,000.00
Certified surplus ......................
1,500.00
Individual deposits .................. 23,017.81
Other liabilities .........................
86.51

Total

......................................... $ 39,604.32

152

REPORT OF BANK COMMISSIONER

MOUNT PLEASANT
BANK OF BARREN FORK
Officers—L. T. Evans, President; W. K. McSpadderu, Vice President; A. J.
Younger, Cashier.
Directors— L. T. Evans, W. K. McSpadden, S. P. Thompson, W. B. Younger, A.
J. Younger.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $ 3,318.99
Loans on real estate.............. 18,095.60
Loans on cotton........................
3,769.35
Overdrafts ...................................
361.34
3,223.00
U. S. bonds...................................
Furniture and fixtures............
875.00
Banking- house ..................... —
480.00
500.00
Cash items ...................................
Due from reserve banks......... 37,900.38
Currency .......................................
3,322.00
Gold ..........
150.00
Silver ..............................................
707.98
Total

......................................... $ 72,703.64

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus .......................
1,025.00
Undivided profits ...............
2,148.00
Individual deposits .................. 58,355.34
Certificates of deposit, time
250.00
Cashier’s checks .......................
925.30

Total

......................................... $ 72,703.64

MULBERRY
BANK OF MULBERRY
Officers—H. A. Beneux, President; J. D. Jackson, Vice President; M. C. Alex­
ander, Cashier; H. Wagner, Assistant Cashier.
Directors— H. A. Beneux, J. D. Jackson, J. D. Alexander, J. M. Farmer, D. T.
Bryan, E. V. Beneux, M. C. Alexander.
STATEMENT OF DECEMBER 31, 1919 .

RESOURCES.
Loans and discounts................ $146,035.37

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ....................... 25,000.00
Loans on cotton........................ 202,151.35
1,037.98
Undivided profits ....................
Overdrafts ........................... -......
1,764.21
Bills payable ............................. 25,000.00
U. S. bonds................................... 13,254.31
Individual deposits ................ 365,462.86
Cash items .................................
33.06
Certificates of deposit, de­
Due from reserve banks..... 37,573.13
mand .......................................... 19,714.71
Checks on other banks............................... 2,038.58
Cashier’s checks ...............
4,127.86
Currency .......................................
6,535.00
1,236.10
Public funds ...............................
Gold ................................................
735.00
Silver ..............................................
652.00
Loans on

real estate...............

55,807.50

$466,579.51

Total

Total

$466,579.51

MULBERRY
FARMERS N MERCHANTS BANK
Officers—C. E. Mathews, President; J. M. Farmer,. Vice President; S. B.
Hawkins, Cashier; J. S. Selby, Assistant Cashier.
Directors— S. B. Hawkins, G. L. Wisdom, J. M. Farmer, B. Jordan, E. B. Whit­
lock, B. J. Farmer.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts...........
Loans on real estate.........
Loans on cotton...................
Overdrafts ..............................
U. S. bonds ............................
Furniture and fixtures.......
Banking house .....................
Cash items ....... .................
Due from reserve banks...
Checks on other banks......
Currency ..................................
Silver ........................................
Total




$157,816.41
9.450.00
50,100.00
365.70

.

1 100.00

1.125.00
3,000.00
132.04
137.179.05
3,266.40
4.898.00
1,872.11
$370,304.71

LIABILITIES.
Capital stock ............................ $ 25.000.00
Certified surplus ...................... 15,000.00
Undivided profits ......................
11,107.26
Individual deposits .................. 275,341.47
Public funds ...............................
594.63
Certificates of deposit, time 34.767.85
Cashier’s checks ...........
8,493.50

Total

$370,304.71

STATE OF ARKANSAS
MURFREESBORO

153

PIKE COUNTY BANK

Officers—J. C. Piiunix, President; T. F. Alford, Vice President; C. H. Pinnix;
Cashier; J. N. Hipp, Assistant Cashier.
Directors— J. M. Kizzier, H. T. Brewer, J. E. Terrell, J. N. Hipp, O. B. Owens,
C. H. Pinnix, P. Whitten, T. F. Alford, J. C. Pinnix.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts..............$
Loans on real estate................
Overdrafts ..................................
U. S. bonds .................................
Other bonds and securities....
Furniture and fixtures............
Banking house ...........................
Cash items .................................
Due from reserve banks........
Currency .....................................
Gold ................................................
Silver .............................................
Other resources ........................
Total

62,962.73
25,366.07
1 53

22,866i00
7,644.82
2,000.00
3,600.00
106.55
72,855.15
13,346.00
3,775.00
959.76
192.99

......................................... $215,676.60

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus .......................
5,000.00
Undivided profits ....................
827.54
Dividends unpaid .......................
2,500.00
Individual deposits .................. 143,103.70
Public funds ............................... 23,735.77
Certificates of deposit, de­
mand .........................................
8,667.71
Cashier’s checks .........................
6,841.88

Total

......................................... $215,676.60

NASHVILLE
BANK OF NASHVILLE
Officers— C. C. Ramsey, President; J. B. Hill, Vice President; C. W. Baughman,
Cashier.
Directors— C. C. Ramsey, J. B. Hill, C. W. Baugman, D. A. Hutchinson, J. K.
Hutchinson.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $134,926.00
Loans on real estate................ 29,669.17
Loans on cotton........................ 48,611.28
U. S. bonds................................... 34,090.65
Other bonds and securities....
190.20
Furniture and fixtures............
2.590.00
Other real estate......................
2,500.00
Cash items ...................................
61.50
Due from reserve banks........ 31,224.70
Checks on other banks............
1,982.18
Currency ....................................... 12,452.00
Gold ................................................
130.00
Silver .............................................
2,417.94
Total




$300,845.62

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus .......................
2,500.00
Undivided profits ....................
3,661.88
Bills payable ............................. 27,500.00
Individual deposits ................ 216,874.62
Public funds ............................... 11,151.15
Certificates of deposit, de­
mand .......................................... 13,841.10
Cashier’s checks .......................
316.87

Total

$300,845.62

154

REPORT OF BANK COMMISSIONER

NASHVILLE
PLANTERS BANK & TRUST CO.
Officers—W. H. Toland, President; J. H. Wallace, A. C. Ramsey, Vice Presi­
dents; Gecrge H. Bell, Cashier; A. H. Hughes, Ruffle Alexander, Assistant
Cashiers; J. M. Powers, Secretary.
Directors—W. H. Toland, J. H. Wallace, A. C. Ramsey, J. N. Rector, J. B. Hill,
J. F. Price, S. B. Dildy, W. M. Gibson, George H. Bell, C. L. Haller, J. M.
Power.
STATEMENT OF DECEMBER 31. 1919 RESOURCES.
Loans and discounts..............$536,137.37^
Loans on real estate................ 114,244.75
Loans on cotton......................... 50,415.62
U. S. bonds................................... 130,155.04
Other bonds and securities....
2,985.42
Furniture and fixtures............
2,300.00
Banking house .........................
4,000.00
Other real estate........................
2,545.07
Bills of exchange...................... 10,457.66
Due from reserve banks.......... 188,859.06
Checks on other banks.......... 19,103.15
Currency ....................................... 22,552.00
Gold .......1.......................................
20.00
Silver ...............................
3,727.87
Total ....................................... $1,098,667.01

I j I A £ 5 1 .L il X 1 J i i » .

Capital stock ............................. $ 75,000.00
Certified surplus ....................... 25,000.00
Undivided profits .................... 38,482.39
Savings accounts ..................... 116,144.18
Individual deposits ................ 703,334.23
Public funds ............................... 34,773.89
Certificates of deposit, de­
mand .......................................... 19,484.84
Cashier’s checks .........................
5,997.48
Other liabilities ...................
80,450.00

Total ...................................... $1,098,667.01

NETTLETON
BANK OF NETTLETON
Officers—Henry Kiech, President; Fred Shauver, Vice President; W S. John­
son, Cashier.
Directors—Henry Kiech, Fred Shauver, J. C. Howell, C. M. Boydstun, L. D.
Kiech, J. E. Parr, L. A. Ritter.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$125,816.97
Loans on real estate................ 40,283.00
Overdrafts ...................................
19.75
U. S. bonds...................................
9,168.50
Furniture and fixtures..........
861.70
Banking house ........................
2,340.00
Other real estate ....................
179.75
Cash items .................................
95.63
Due from reserve banks........ 112,853.66
Currency .......................................
3,734.00
Gold ................................................
80.00
Silver ..............................................
1,405.86
Total




.$296,838.82

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ....................... 15,000.00
Undivided profits .......................
7,216.96
Individual deposits ................ 133,578.91
Public funds ............................... 90,235.97
Certificates of deposit, time 39,486.39
Cashier’s checks ....................... \ 1,320.59

Total

.$296,838.82

155

STATE OF ARKANSAS
NEWPORT

ARKANSAS BANK & TRUST CO.
Officers— Charles G. Henry, President; Alcorn' Ferguscn, Vice President;
John E. Williams, Cashier; Earle E. Best, Assistant Cashier.
Directors— M. A. Stevens, C. J. Saenger, E. L. Bcyc.e, P. H. VanDyke, M. B.
Hare, R. F. Drum,mend, Alcorn Fergus®n, Charles G. Henry, John E.
Williams.
STATEMENT OF DECEMBER 31, 1920
RESOURCES.
Loans and discounts................ $772 742.31
Loans on real estate.............. 72,297.89
Loans on cotton...................... 456,813.76
3,339.15
Overdrafts ...................................
U. S. bonds .................................
8,489.02
Other bonds and securities.— 18,589..41
Banking house ........................... 27,500.00
Items in transit ........................
4,735.08
Cash items .................................
531.47
Due from reserve banks........ 155,746.57
Checks on other banks..........
2,937.57
Currency ....................................... 46,455.00
Silver ............................................. 11,836.56

LIABILITIES.
Capital stock ............................. $100,000.00
Certified surplus ...................... 25,000.00
Undivided profits ....................... 22,532.50
Savings accounts .................... 82,622.45
Individual deposits ................ 796.949.91
Public funds ............................... 146,995.51
Due to non-reserve banks.... 383,250,78
Cashier’s checks ......................
542.78
Certificates of deposit, de­
mand ......................................... 24,119.86

Total ...................................... $1,582,013.79

Total ...................... ................ $1,582,013.79

NEW EDINBURG
BANK OF NEW EDINBURG
Officers— M. W. Mosley, President;•>J. J. T. Kendrick, Vice President; E. T.
Attwcod, Cashier.
Directcrs—M. W. Mosley, J. J. T. Kendrick, J. S. Mosley, E. T. Attwood,
W. F. Attwcod.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 34,166.67
Loans on real estate.............. 42,952.00
Overdrafts ...................................
13.52
Other bonds and securities....
198.30
Furniture and fixturse ..........
1,627.50
Banking house ...........................
1,100.00
Due from reserve banks........ 44,355.39
Currency .......................................
1,780.00
Gold ................
420.00
Silver ...............................;.............
151.80
Total

$126,765.18

LIABILITIES.
Capital stock .............................$
Certified surplus ......................
Undivided profits ....................
Individual deposits ..................
Public funds ...............................
Certificates of deposit, de­
mand .........................................

Total

12,500.00
12,500.00
5,411.28
62,996.14
8,224.41
25,133.35

$126,765.18

NIMMONS
BANK OF NIMMONS
Officers—Charles H. Williams, President; Lawrence V. Huber, Vice President;
P. W. McBride, ‘Cashier.
Directors—Charles H. Williams, Lawrence V. Huber, P. W. McBride.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$ 14,921.26
Loans on real estate................
4,910.30
Furniture and fixtures ..........
860.00
Banking house ...........................
1,181.90
Due from non-reserve banks
6,035.14
Cash items ...................................
861.01
Due from reserve banks........
8,704.99
Currency .......................................
251.00
Silver ...........
115.73
Total




$ 37,841.33

LIABILITIES.
Capital stock .............................$ 5,000.00
Certified surplus ......................
400.00
Undivided profits ....................
1,091.28
Individual deposits .................. 30,911.17
Public funds ...............................
202.73
Certificates of deposit, time
200.00
Cashier’s checks .......................
34.22
Other liabilities .........................
1.93
Total

.'$ 37,841.33

156

REPORT OF BANK COMMISSIONER

NORFOLK
CITIZENS BANK
Officers— W. M. Hogan, President; Charles A. Blevins, Vice President; A . H„
Matthews, Cashier.
Directors—W. M. Hogan, Charles A. Blevins, Mrs. Mattie L. Hogan.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $ 17,713.39
1,650.00
Loans on real estate..............
Overdrafts ...................................
855.97
U. S. bonds....:..............................
3,714.00
900.00
Furniture and fixtures............
Banking house ......
1,340.00
Items in transit.........................
326.15
Due from reserve banks........ 30,322.32
215.39
Checks on other banks............
Currency .......................................
2,123.00
Gold ................................................
10.00
Silver ..............................................
403.40
7.19
Other resources ........................
Total

......................................... $ 59,580.81

LIABILITIES.
Capital stock ............................. $ 5,000.00
Certified surplus .......................
940.00
Undivided profits .......................
1,517.66
Individual deposits .................. 51,891.21
231.94
Public funds ...............................

Total

......................................... $ 59,580.81

NORTH LITTLE ROCK
TWIN CITY BANK
Officers— M. L. Altheimer, President; Henry Topf, Vice President; R, J. Rice^
Cashier.
Directors—M. L. Altheimer, Henry Topf, J. E. Wright.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.............. $245,258.60
Loans on real estate................ 50,000.00
Overdrafts ...................................
748.69
U. S. bonds...................................
8,130.00
Other bonds and securities....
2,892.00
Furniture and fixtures............ 19,600.00
Banking house ...........................
2,565.00
Items in transit.........................
48.13
Due from reserve banks........ 78,891.65
Checks on other banks..........
8,029.33
Currency ....................................... 18,705.00
Gold ................................................
537.50
Silver ................. ;...........................
1,336.49
Total

$436,742.39

LIABILITIES.
Capital stock .............................$ 35,000.00
Certified surplus .......................
3,000.00
Undivided profits ....................
16.92
Dividends unpaid .....................
435.50
Individual deposits .................. 371,038.59
Public funds .............................
12,820 46
Certificates of deposit, time 13,415.18
Cashier’s checks .......................
372.48
643.26
Reserved for taxes..................

Total

$436,742.39

OKOLONA
BANK OF OKOLONA
Officers— M. M. Orsburn, President; George Ethridye, Vice President- ftaKp
D. Anderson, Casheir; W, H. Cheek, A ssistar/cash fer
’
Dlr^RCE_ LMM wtersbUrn’ Gecrge b r i d g e , Gabe D. Andersen, H. A. Cargile,
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts...............$ 74,289.51
Loans on real estate.............. 16,549.90
Loans on cotton........................ 51,233.95
Overdrafts ...................................
2,632.12
U. S. bonds...................................
4,079.27
Other bonds and securities....
298.28
Furniture and fixtures...........'
1.500.00
Banking house .........................
2,500.00
Cash items :................ ..............
28.15
Due from reservebanks........
13.169.10
Currency ....................................... 10,280.00
Gold ................................................
362.50
Silver ..............................................
2,061.86
Total

......................................... $178,984.64




LIABILITIES.
Capital stock .............................$ 20 ,000.00
Certified surplus ......................
6,000.00
Undivided profits ....................
5,216.63
Bills payable ............................. 20,000.00
Savings accounts ..................
17 501.42
Individual deposits .................. 108i668.02
Public funds ....................................
435gg
Cashier’s checks ................. 1 162 69

Total

$178,984.64

STATE OF ARKANSAS

157

OLA
BANK OF OLA
Officers—O. J. Harkey, President; O. N. Harkey, Vice President; R. L. Harkey,
Cashier; Robert J. Lipsey, Assistant Cashier.
Directors— J. E. White, A. James, O. J. Harkey, R. L. Harkey, O. N. Harkey.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$106,740.94
Loans on real estate..............
4,018.00
I.oans on cotton........................ 35,000.00
Overdrafts ............
1,159.62
Other bonds and securities....
1,451.24
Furniture and fixtures............
2,050.92
Banking house .........................
4,000.00
Items in transit.........................
60.00
Cash items .... .-...........................
512.23
Due from reserve banks........ 11,990.67
Currency ..... ..........:.....................
5,327.00
Silver .............................................
1,672.34
Total

$173,982.96

LIABILITIES.
Capital stock ...:...........................$
Certified surplus ......................
Undivided profits ......................
Bills payable .............................
Individual deposits ................
Public funds ...............................
Certificates of deposit, time
Cashier’s checks ......................
Other liabilities .........................

Total

30.000.

10 . 000 .

1,587.92
15,000.00
82,108.30
7,500.00
15,896.76
1,709.07
10,180.91

$173,982.96

OLVEY
BANK OF OLYEY
Officers— F. E. Patrick, President; F. W. Breene, Vice President and Cashier.
Directors— F. E. Patrick, F. W. Greene, I. F. Keeling, H. Marshill, L. M,
Martin.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $ 30,286.84
Loans on real estate.............. 10,110.00
Furniture and fixtures............
1,577.20
Banking house ...........................
2,250.00
Due from reserve banks..........
9,286.38
Currency ......
1,100.00
Silver .............................................
127.05
Total

......................................... $ 54,737.47

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ......................
1,000.00
Undivided profits ....................
141.18
Individual deposits .................. 40,151.70
Certificates of deposit, time
2,721.52
Cashier’s checks .......................
723.07
Total

......................................... $ 54,737.47

OMAHA
BANK OF OMAHA
Officers—J. H. Middleton, President; T. L. Richesin, Vice President;. Jesse B.
Guier, Cashier; Mrs. Jesse B. Guier, Assistant Cashier.
Dirctcrs—J. H. Middleton, T. L. Richesin, Frank Andrews, T. G. Cox, Jesse B.
Guier.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts..............$ 42,930.68
Loans on real estate................
4,330.00
U. S. bonds...................................
3,150.00
Furniture and fixtures............
500.00
Banking house ...........................
850.00
Items in transit .......
623.54
Cash items ...................................
145.55
Due from reserve banks.......... 21,771:40
Currency .....................................
1,217.00
Gold .............
670.00
Silver .............................................
921.26
Other resources ............
2.00
Total

......................................... $ 77,111.43




LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ......................
1,001.57
Undivided profits ....................
3,050.05
Individual deposits .........
57,634.60
Certificates of deposit, time
3,700.00
Cashier’s checks ......................
1,632.07.
Reserved for taxes...... .............
45.14
Reserved for interest..............
48.00

Total

......................................... $ 77,111.43

00

00

158

REPORT OF BANK COMMISSIONER

OSCEOLA
BANK OF OSCEOLA
Officers—J. L. Williams, President; H. Y. 'Cartwright, Vice President; E. E.
Driver, Cashier; Emma Cox Smith, Assistant Cashier.
Directors—J. L. Williams, H. Y. Cartwright, E. E. Driver, Emma Ccx Smith,
J. T. McGarrity, Thomas Henderson^ R. S. Pc lk.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts......$400,593.4?
Loans on real estate................ . 70,242.13
Overdrafts ...................................
5,838.11
U. S. bonds ................................. 54,224.90
Other bonds and securities....
2,947.70
Furniture and fixtures..
2,611.10
Banking- house ........................ 17,107.58
Other real estate...................
840.00
Due from non-reserve banks
5,000.00
Due from reserve banks. 198,097.95
Checks on other banks.. 11,783.84
Currency ....................................... 18,357.00
295.00
Gold .........................
Silver ................................................ 13,399.81
Other resources ......................
202.40
Total

........................ ......I...... ...$801,040.99

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ......
15,000.00
Undivided profits .................... 16,908.41
Individual deposits .................. 492,386.81
Public funds .... ■.......................... 215,625.62
Certificates of deposit, time 26,120.15
Certificates of deposit for
money borrowed ____
10 , 000.00

Total

.............. ............ .............. $801,040.99

OSCEOLA
CITIZENS BANK OF OSCEOLA
Officers—J. W. Rhodes, President; R. C. Rose, Vice President; C. L. Moore Jr.,
Cashier; Herbert Bryant, Albert Behrens, Assistant Cashiers.
Directors— J. W. Rhcdes, W. J. Driver, D. F. Taylor, R. C. Rose, S. H. Mulkey,
S. L. Gladish, C. L. Moore Jr.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $263,368.28
Loans on real estate............. 46,958.75
Loans on cotton....................... 15,000.00
Overdrafts ...................................
1,040.05
U. S. bonds................................... 30,800.00
Other bonds and securities....
1,029.10
Furniture and fixtures............
7,020.57
Banking house ........................... 29,383.68
Other real estate.......................
300.00
Due from non-reservebanks
5,000.00
Due from reserve banks...... 65,057.91
Checks on other banks..........
1,963.57
Currency ..................................... 16,696.00
Gold ................................................
57.50
Silver ..............................................
7,589.06
Total




$491,264.47

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus ....................... 25,000.00
Undivided profits .................... 13,959.68
Savings accounts ..................... 25,776.10
Individual deposits .................. 273,171.27
Public funds .......
89,718.78
Certificates of deposit, time 38,638.64

Total

$491,264.47

STATE OF ARKANSAS

159

OUACHITA

OUACHITA BANK
Officers—R- J. Taylcr, President; J. A. Eason Sr., Vice President; J. B. Nunn,
Cashier.
Directors— R. J. Taylor, W. M. Mann, I. T. Gastcn, A. H. Dew, G. R. Cobler^
STATEMENT OF DECEMBER 31, 1919

RESOURCES.
Loans and discounts................ $ 26,474.63
9,560.00
Loans on real estate..............
Loans on cotton...... ..................
8,355.28
Overdrafts ...................................
71.35
U. S. bonds...................................
2.200.00
Other bonds and securities.—
271.84
Furntiure and fixtures............
500.00
Banking house ........................
1,5000.00
Due from non-reserve banks
646.46
Cash items .................................
79.01
Due from reserve banks..........
2,292.42
558.00
Currency........................................
Gold ................................................
120.00
Silver ...........................
260.38
Total

.$ 52,889.37

LIABILITIES.
Capital stock .............................$ 10 , 000.00
Certified surplus ......................
2,500.00
Undivided profits ....................
348.19
Bills payable .............................
7,O0O.OO
Individual deposits .................. 27,445.92
Certificates of deposit, de­
mand .........................................
138.57
Certificates of deposit, time
5,456.69

Total

$ 52,889.37

OXFORD
BANK OF OXFORD
Officers—J H. Smith, President; H. F. 'Groom, Vice President; D. F. Croom,
Cashier.
Directors—A. L. Wyatt, L. C. Dillard, S. M. Cochrart.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 5,932.30
Loans on real estate................
800.00
41.97
Overdrafts ...................................
U. S. bonds ............
200.00
Other bonds and securities....
1.50
Furniture and fixtures............
1,382.47
Banking house ...........................
679.88
Due from non-reserve banks 47,702.03
Cash items ................
1,134.35
Currency .......................................
8,702.00
Silver .....................................-........
41.80
Other resources ........................
1,008.52
Total

■$ 67,626.82

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ......................
1,000.00
Individual deposits .................. 56,083.01
543.81
Other liabilities .............

Total

.$ 67,626.82

OZAN
BANK OF OZAN
Officers—F. D. Barrow, President; W. F. Robins, Vice President; B. A. Barre w, 'Cashier.
Directors—F. D. Barrow, B. A. Barrow, John Robins, T. G. Smith, W. F. Rob­
ins, J. D. Barrow, W. D. Jones.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................$ 49,987.02
Loans on real estate.... ...........
7,500.00
Loans on cotton.........................
7,719.76
U. S. bonds...................................
6,167.50
Bonds to secure postal sav­
ings ...........................................
233.50
Furniture and fixtures............
1,100.00
Banking house .... .-..................
2,650.00
Due from reserve banks.......... 45,918.44
Currency ....................................... 12,780.00
Gold ...............................................
297.50
Silver ....................
3,727.35
Total




.$138,081.07

LIABILITIES.
Capital stock .............................$ 10,000.00
3,000.00
Certified surplus ......................
Undivided profits .......................
4,693.14
Individual deposits ................ 109,786.51
Certificates of deposit, time
9,900.00
Certified checks ......................
701.42

Total

$138,081.07

REPORT OF BANK COMMISSIONER

160
OZARK

ARKANSAS VALLEY BANK
Officers—Dr. E. W. Blackburn, President; R. M. Adams, Vice President; John
E.
Bryan, Cashier; T. C. Moore, Lcn V. Stephenson, Assistant Cashiers.
Directors— Dr. E. W. Blackburn, R. M. Adams, W. C. Bill, D. B. Anderson,
W. W. Adams, A. W. Dupreast, John E. Bryan.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts......$155,213.78
Loans on real estate..... 42,713.70
Loans on cotton..............
13,588.35
Overdrafts ..............
948.11
U. S. bonds ................................... 86,947.96
Other bonds and securities....
438.24
Furniture and fixtures.
500.00
Banking- house ......
4,750.00
Due from non-reserve banks 21,921.36
Cash items .................................
33.00
Due from reserve banks. 129,138.92
Checks on other banks.
860.05
Currency ....................................... 11,846.00
Gold ..................
1,950.00
Silver ..............................................
1,186.05
Total

.........................................$472,035.52

LIABILITIES.
Capital stock ............................ .$ 50,000.00
Certified surplus ....................... 10,000.00
Undivided profits .......................
5,496.59
Bills payable, more than 4 per cent interest paid........ 65,496.59
Individual deposits ................ 326,802.45
Public funds ............................... 53,563.31
Certificates of deposit, de­
mand .......................................... 19,551.55
Cashier’s checks .......................
6,522.47
Other liabilities ....................
99.15

Total

.........................................$472,035.52

OZARK
PEOPLES BANK
Officers— M. B. Conatser, President; L. L. Ford, Vice President; Finis E.
Stockton, 'Cashier; Sam Mullen, Assistant Cashier.
Directors—M. B. Conatser, L. L. Fcrd, Will Hill, J. T. Greer, Harley Russell^
E. D. -Hall, Finis E. Stockton.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $104,181.82
Loans on real estate..............
33,897.81
U. S. bonds................................... 91,227.00
Other bonds and securities....
1,445.55
750.00
Furniture and fixtures ..........
400.00
Other real estate............
Items in transit...........................
1,252.74
Cash items .................................
176.67
Due from reserve banks........ 262,099.89
Checks on other banks..........
7,876.73
Currency .......................................
5,386.00
Gold ........
1,240.00
Silver .........................
1,165.99
192.25
Other resources ........................
Total

$511,292.45

LIABILITIES.
Capital stock ...............................$ 25,000.00
Certified surplus ....................... 25,000.00
Undivided profits ...................
2,303.17
Individual deposits .................. 440,483.40
Public funds ...............................
7,705.88
Certificates of deposit, de­
mand .......................................... 10,800.00

Total

.$511,292.45

PANGBURN
BANK OF PANGBURN
Officers— A. B. Banks, President; Vann M. Howell, Vice President; John Q*
Adams, Cashier; J. H. Lewis, Assistant Cashier.
Directors—A. B. Banks, Vann M. Hcwell, John Q. Adams.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 44,751.85
Overdrafts ...................................
6.930.30
U. S. bonds.......................
5,840.00
Furniture and fixtures............
2,52-5.00
Banking house ...........................
4,500.00
Cash items ...................................
94.80
Due from reserve banks.......... 26,557.23
Currency .......................................
8,598.00
Silver ..............................................
557.95
Other resources .............
59,390.70
Total




$159,745.83

LIABILITIES.
Capital stock ............................. $ 10.000.00
Certified surplus .......................
1.000.00
Undivided profits ....................
9.394.25
Individual deposits ................ 115,439.64
Certificates of deposit, de­
mand .......................................... 15.890.30
Cashier’s checks .......................
8,021.64

Total

$159,745.83

STATE OF ARKANSAS

161

PARAGOULD
PARAGOULD TRUST CO.
Officers—F. M. Scott, President; Jos. R. Bertig, J. A. Edwards* Vice Presi­
dents; J. C. Markham, Cashier; T. H. Lloyd, Assistant Cashier. ,
.Directors—F. M. Scott, J. A. Edwards, A. Bertig, Griffin Smith, J. C.
Markham, Jos. R. Bertig, H. J. Green, J. D. Spencer, S. Bertig.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................. $309,071.66
Loans on real estate................. 34,905.22
Loans on cotton.......................... 226,578.16
O verdrafts .....................................
923.34
U. S. bonds ..................................... 31,505.45
Other bonds and securities.—
2,852.23
F urniture and fixtures.............
4,204.34
B anking house .......................... 14,008.48
Other real estate.......................... 17,288.08
Cash items .....................................
688.07
Due from reserve banks........
63,636.84
Checks on other banks.............
4,950.52
Currency .........................................
21,752.00
Gold .................................................. • 167.50
Silver ................................................
4,168.64
Other resources ..........................
3,167.72
T otal

............................................$739,868.25

L IA B IL IT IE S .
Capital stock .............................. $ 50,000.00
Certified surplus ........................ 17,000.00
Undivided "profits ........................ 26,794.62
B ills payable ..............................
90,000.00
B ills payable more
than 4% interest
paid ........................ 50,000.93
Savings accounts ...................... 164,717.11
Dividends unpaid ......................
743.00
Individual deposits ................. 219,132.80
Public funds ................................. 87,026.56
Due to non-reserve banks.... 52,709.17
Certificates of deposit, de­
mand ............................................
6,000.00
Certificates o f deposit, time 24,717.55
Cashier’s checks ........................
1,027.44
T otal

............................................$739,868.25

PARAGOULD
SECURITY BANK & TRUST CO.
Officers— R. J. Haley, Presidenti G. O. Light, Vice President; Fred Watsoiu
Cashier; F. H. Ford, Assistant Cashier.
Directors— Fred Watson, G. O. Light, Emily Meiser, F. H. Ford, W. ROwens, C. A. Mack, R. J. Haley, W. O. Poole, J. A. Poole, Joe A. White,
J. P. Cathey.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $242,074.36
Loans on real estate................. 97,745.72
Loans on cotton ..........................
2,043.30
U. S. bonds..................................... 101,600.00
Other bonds and securities.... 15,597.18
Furniture and fixtures.............
4,242.50
B an kin g house ............................ 11,000.00
Other real estate........................ 16,383.45
Item s in transit..........................
105.40
Cash item s ...................................
10.00
Due from reserve ban ks........ 64,990.Iff
Checks on other ban ks..........
1,602.88
Currency .........................................
13,118.00
Silver ................
1,001.54

Total




$571,514.49

L I A B I L I T IE S '
Capital stock .............................. $100,000.00
Certified surplus ........................ 34,000.00
Undivided profits .....................
16,157.29
B ills payable ............................- 70,000.00
Savings accounts ..........
2,500.63
T rust funds .......................
2,108.71
Individual deposits ................. 160,514.50
Public funds ...............................
49,021,47
Due to non-reserve banks.... 18,835.45
Certificates o f deposit, time 100,295.88
Cashier’s checks ......
1,660.56
Other liabilities ...................... .• 16,420.00

Total

$571,514.49

162

REPORT OF BANK COMMISSIONER

PARIS
AMERICAN BANK & TRUST CO.
Officers—J. J. Smith, President; W. B. Rhyne, John D. Deen, Vice Presidents;
B. C. Reed, Cashier; Charles F. Wahl, Assistant Cashier.
Directors— J. J. Smith, W. B. Rhyne, John D. Deen, A. M. Smith, Arch C. Johns,
R. A. Harkins, Abel Nelms, J. C. Freeman, Charles F. Wahl.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................. $164,623.14
Loans on real estate................. 30,096.33
O verd rafts ................................................158.12
U. S. bonds..................................... 20,063.00
Other bonds and securities.... 30,970.01
Furniture and fixtures.............
1,976.85
Other real estate........................
1,500.00
Due from n on -reserve banks 10,000.00
Cash item s ...................................
454.65
Due from reserve ban ks..........
71,009.69
Checks on other banks.............
6,955.35
Currency ........................... ^...........
8,726.00
G( Id ...................................................
835.00
Silver ................................................
2,756.28
Other resources ..........................
112.68
T otal

..................................... $350,237.10

L IA B IL IT IE S .
Capital stock ............................ $ 50,000.00
Certified surplus ........................
3,700.00
Undivided profits ........................ 10,457.58
Savings acounts ........................ 15,981.99
63.00
Dividends unpaid ........................
Individual deposits ................. 196,228.66
Public funds ................................. 55,160.28
Certificates of deposit, tim e 16,624.18
2,021.41
Cashier’ s checks ........................

T otal

.................... .......................$350,237.10

PARIS
BANK OF PARIS
Officers— L. B. Crenshaw, President; Conrad Elsken, Vice President; Lewis C.
Sadler, Cashier; T. C. Blair, W. C. Davis, Assistant Cashiers,
Directors— L. B. Crenshaw, H. M. Johns, R. B. Sadler, H. A. McKelvy, George
M. Zeller, R. C. Parker, Conrad Elsken.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................. $253,252.68
Loans on real estate......................93,365.85
Overdrafts _I...................................
376.99
U. S. bonds.................. _ ................ 221,462.20
Other bonds and securities....
3,431.20
Furniture and fixtures.............
1,988.60
B an kin g house ..........................
2,500.00
Other real estate........................
7,000.00
Item s in tran sit..........................
5,099.93
Due from non -reserve banks 29,709.13
Cash item s .....................................
2,825.72
Due from reserve ban ks........ 263,830.85
Checks on other banks.............
3,718.44
Currency ..................
10,321.00
Gold ........ ?.........................................
455.00
Silver ................................................
3,399.40
Other resources ..........................
1,594.25

Total




$904,331.24

L IA B IL IT IE S .
Capital stock .............................. $ 75,975.00
Certified surplus ........................ 20,000.00
Undivided profits ...................... . 35,613.33
T ru st funds .........................
118.00
Individual deposits ................... 621,268.59
Public funds ...............................
737.18
Due to non-reserve bnaks.... 43,923.77
Certfiicates o f deposit, tim e 98,479.83
Cashier’s checks ........................
3,715.54
Reserved fo r taxes......................
4,500.00

Total

$904,331.24

STATE OF ARKANSAS

163

PARKDALE

BANK OF PARKDALE
Officers— R. G. Williams, President; E. D. Gregory, Vice President; W. W. Mor­
ris, Cashier.
Directors—R. G. Williams, E. D. Gregory, J. S. O’Neal.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts,................$
Loans on real estate.................
Loans on cotton..........................
Overdrafts .....................................
U. S. bonds.....................................
Other bonds and securities.,..
Furniture and fixtures..........
Due from reserve ban ks........
Currency ........-.................................
Gold ..................................................
Silver ................................................
Other resources ..........................
Total

28,175.55
26,210.03
10,638.17
42.65
2,850.00
1,590.95
1,306.13
43,468.50
6,274.00
421.00
2,320.98
33.33

$123,331.29

L IA B IL IT IE S .
Capital stock .............................. $ 15,000.00
Certified surplus ........................ 15,000.00
Undivided profits .....................
6,441.57
Individual deposits ................. 77,162.92
Public funds ......
279.29
Certificates o f deposit, time
7,863.97
Cashier’s checks ........................
1,237.21
Reserved for interest...............
186.32
160.01
Other liabilities ..........................

Total

$123,331.29

PARKIN
PARKIN HOME BANK
Officers— I. R. Dye, Presiednt; Sidney F. Stallings, Vice President; P. J.
Phillips, Cashier; P. L. Roberts, Assistant Cashier.
Directors— I. R. Dye, Sidney F. Stallings, L. L. Walker, P. J. Phillips.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
L IA B IL IT IE S .
Loans and discounts............... $248,648.30
Capital stock .............................. $ 20,000.00
5,000.00
Certified surplus ........................
Loans on real estate............... 26,542.47
Loans on cotton.......... „ ............. 10,824.55
Undivided profits ........................
2,000.00
B ills payable ..............
35,000.00
Overdrafts .....................................
1,387.19
Savings accounts ........................
559.54
U. S. bonds..................................... 11,850.00
Other bonds and securities.........
439.86
Individual deposits ................. 271,982.97
Public funds ................................. 45,705.31
Furniture and fixtures............... 3,375.00
Certificates o f deposit, de­
B anking house ............................
3,750.00
mand ............................................
5,225.00
349.00
Item s in transit..........................
Cashier’s checks ........................
4,092.51
Cash items ...................................
256.19
Due from reserve ban ks.............................. 54,980.26
Currency ........................ - .............. 24,387.00
Gold ..................................................
40.00
Silver .............
2,735.51
Total

........................................... $389,565.33

Total

............................................$389,565.33

PEACH ORCHARD
PEOPLES BANK
Officers—John 'C. Baker, President; W. F. Harris, Vice President; B. F. Lewis,
Cashier.
Directors—John C. Baker, W. F. Harris, Abe Brcwn, B. F. Lewis, W. J. Brcwni,
Albert Boering, C. H. Lewis.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$ 78,675.54
Loans on real estate.................
1,600.00
Overdrafts .....................................
219.'40
U. S. bonds ...................................
2,600.00
Other bonds and securities....
178.79
Furniture and fixtures.............
806.00
Cash items .....................................
79.23
Due from reserve banks..........
27,281.27
Currency .........................................
130.00
Silver ................................................
770.35
Other resources ..........................
36.00

Total




$112,376.58

L IA B IL IT IE S .
Capital stock .............................. $
Certified surplus ........................
Undivided profits ........................
Individual deposits ...................
Public funds .................................
Certificates o f deposit, tim e
Cashier’s checks ..........................

Total

10,000.00
300.00
3,468.48
61,762.25
24,359.25
11,450.00
1,036.60

$112,376.58

164

REPORT OF BANK COMMISSIONER

PEA RIDGE
BANK OF PEA RIDGE
Officers—W. T. Patterson, President; J. J. Putman, Vice President; J. M. Put­
man, Cashier; W. T. Patterson, Assistant Cashier.
Directors—W. T. Patterson, J. J. Putman, J. M. Putman.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts...... $105,034.51
O verdrafts .....................................
325.37
Other bonds and securities....
186.15
F urniture and fixtures.......... ..
1,981.95
B a n k in g house ............................
1,100.00
Due from non-reserve banks 17,599.95
Cash item s ................
574.78
Due from reserve banks......... 35,994.25
Currency ........................................
4,931.00
Gold ...................................................
272.50
Silver .............................
913.72
T otal

$168,914.18

L IA B IL IT IE S .
Capital stock ............................ „$ 10,000.00
Certified surplus ........................
5,000.00
Undivided profits ......................
4,026.14
Individual deposits .................
130,121.03
Certificates of deposit, time 19,182.17
Cashier’s checks ........................
584^84

T otal

$168,914.18

PERRY
PERRY STATE BANK
Officers— A. B. Banks, President; Jchn S. Harris, Vice President; Molliei BiColvin, Cashier; Gecrge H. Dclbee, Assistant Cashier.
Directors— A. B. Banks, Jchn S. Harris, G. A. Mosley, J. M. Matthews. Mcllie
B. Cclvin.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$
Loans on real estate.................
Loans on cotton..................
O verdrafts .....................................
O ther bonds and securities.—
F urniture and fixtures.............
B a n k in g house ............................
B ills o f exchange ......................
Cash item s ...................................
Due from reserve ban ks........
Currency ..........................................
Gold ...................................................
Silver ................................................
Other resources ..........................
T otal

91,385.96
12,255.89
55,632.77
206.92
137.58
750.00
1,800.00
294.95
2,173.36
45,100.53
8,796.00
295.00
414.07
500.00

............................................$219,743.03

L IA B IL IT IE S .
Capital stock .............................. $ 30,000.00
6,000.00
Certified surplus ........................
Undivided profits ...........
2,628.40
B ills payable .............................. '.. 15,000.00
Individual deposits ......
151,137.00
Public funds ...............................
9,737.63
Certificates of deposit, de­
mand ............................................
4,240.00
1,000.00
Reserved for taxes ..............

T otal

............... ............................ $219,743.03

PETTIGREW
CITIZENS BANK
Officers—Charles E. Crawford, President; J. H .Phipps, Vice President; Grace
Crawford, Cashier.
Direceors— C. M. Farmer, J. H. Phipps, Charles E. Crawfcrd, Jay Fullbright,
W. L. Hillard.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$ 39,105.55
Loans on real estate.................
4,120.00
O verdrafts .....................................
6.98
U. S. bonds.....................................
1,000.00
Furniture and fixtures.............
1,166.40
B an kin g house ..........................
1,600.00
Other real estate........................
2,453.19
Cash items .....................................
1,559.51
Due from reserve ban ks..........
12,973.86
Currency ........................................
1,436.00
Gold .............
75.00
Silver ................................................
374.49

Total




.$ 65,870.98

L IA B IL IT IE S .
Capital stock .............................. $ 1 0 , 0 0 0.00
Certified surplus ........................
1.059.23
Updivided profits ........................
1.780.23
Individual deposits ...................
47,781.52
Certificates o f deposit, time
5,250.00

Total

$ 65,870.98

STATE OF ARKANSAS
PIGGOTT

165

BANK OF PIGGOTT

Officers— L. Hunter, President; J. M. Turner, Vice President; E. B. Winton,
Cashier; E. H. Scurlock, I. B. Langley, Assistant Cashiers.
Directors—L. Hunter, J. M. Turner, T. L. Davis, J. L. S irver, V. E. Jewell,.
E. Williams, W. L. Castleberry.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $178,159.08
Loans on real estate................. 17,194.25
Overdrafts ............ *.......................
1,610.33
U. S. bonds ..................................... 83,246.00
Other bonds and securities....
2,752.65
B anking house ............................
9,000.00
Due from non-reserve banks 25,000.00
Cash items ...................................
146.01
Due from reserve........................ 61,469.74
Checks on other banks.............
171.08
Currency .........................................
6,585.00
Gold ..................................................
460.00
Silver ................................................
1,618.26
Total

........................................... $387,412.40

L IA B IL IT IE S .
Capital stock .............................. $ 25,000.00
Certified surplus ........................
8,000.00
Undivided profits .....................
7,278.28
314.09
Savings accounts ........................
Individual deposits ................. 208,168.89
Public funds ................................. 33,816.73
Due to non-reserve banks......
7,948.76
Certificates of deposit,time 51,090.53
Cashier’s checks ........................
2,489.25
Other liabilities .......................... 43,305.87

Total

............................................$387,412.40

PIGGOTT
CLAY COUNTY BANK
Officers—H. W. Mccre, President; J. M. Myers, Vice President; O. H. Parrish,
Cashier; H. (S. Mccre, Assistant Cashier.
Directors—J. M. Myers, H. W. Moore, J. W. Lentz, Frank Weldin, W. D. Tem­
pleton, George W. Seitz, E. Marshall.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$165,501.45
Doans on real esate................. 28,425.33
Overdrafts .....................................
399.35
U. S. bonds.....................................
7,846.00
Other bonds and securities....
3,791.03
Furniture and fixtures.............
2,700.00
B anking house ............................
5,000.00
Other real estate........................
3,000.00
Due from reserve ban ks........ 29,556.26
Checks on other ban ks..........
481.85
Currency .........................................
4,582.00
Gold ..................................................
550.00
Silver ................................................
1,342.28'

Total

......................................... $253,175.55




L IA B IL IT IE S .
Capital stock .............................. $ 25,000.00
Certified surplus ........................
7,500.00
Undivided profits ........................
5,804.47
Bills payable ................................. 20,000.00
Individual deposits ................. 124,432.46
Public funds .................................
8,861.28
Due to non-reserve banks...... 10,701.17
Certificates of deposit,time 50,656.35
Cashier’s checks ........................
25.00
Other liabilities ..........................
194.82

Total

............... :.........................$253,175.55

166

REPORT OF BANK COMMISSIONER

PINE BLUFF
CITIZENS BANK
Officers—John B. Speers, President; D. B. Niven, George L. Madding, J. C. Bain,
Vice Presidents; M. E. Bloom, Cashier; R. L. Byrd, D. McDonald, C. A ;
Fullirjwider, Assistant Cashiers.
Directors—T. H. Gregory, H. E. Bluthenthal, J. B. Speers, M. E. Bloom, George
L. Madding, F. M. Rcane, J. C. Bain, D. B. Niven, H. C. Fox, B. F Adams,
R. A. Pickens.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts...............$ 734,805.82
Loans on real estate.............
83.173.28
Loans on cotton.....................
913,361.64
O verdrafts .................................
2,503.45
U. S. bonds .................................
284,850.00
Other bonds and securities
9,219.81
Furniture and fixtures..........
8,500.'70
B an kin g house ..........................
256,568.01
7,473.26
Other real estate.....................
Item s in tran sit.......................
18,572.41
B ills o f exchange ...................
30,543.40
Due from non-reserve
banks .......................................
440.15
Cash item s .................................
11,083.40
Due from reserve banks......
371,515.34
Checks on other banks........
35,266.10
Currency .....................................
116,496.00
Gold ................................................
2,200.00
Silver ......
27,808.15
156,541.00
Other resources .....................

T o ta l

$3,070,921.92

L IA B IL IT IE S .
Capital stock ........... ................ $ 300.000. 00
60,000.00
Certified surplus ......................
Undivided profits ...................
142,472.83
550.000. 00
B ills payable ............................
121,156.12
Savings accounts .................
30,065.00
Dividends unpaid ...................
Individual deposits ............... 1,126,408.58
18,563.55
Public funds ..............................
317,530.66
Due to non-reserve banks....
108,143.20
Certificates of deposit, time
7,550.00
Certified checks ........................
20,311.68
Cashier’s checks ......................
268,740.30
Other liabilities .......................

Total

$3,070,921.92

PINE BLUFF
COTTON BELT SAVINGS & TRUST CO.
Officers—J. E. Boyce, President; R. M. Galbraith, J. Bernhardt, Vice Presidents;
C. H. Bchlinger, Vice President and Cashier; Harvey Hogg, Vice President
and Treasurer; W. L. Alford, R. H. Hankins, Assistant Cashiers.
Directors—J. E. Boyce, R. M. Galbraith, J. Bernhardt, Harvey Hogg, F. L. Fox,
E. H. Elsberry, Ben B. Weil, J. W. Crawford, A. W. Troupe.
STATEMENT OF DECEMBER 31, 1919
RESO UR CES.
Loans and discounts............ $ 708,888.81
Loans on real estate...............
60.161.34
Loans on cotton........................
63,372.69
O verdrafts .................................
159.60
U. S. bonds...............................
96,350.00
Other bonds and securities
10,021.17
Furniture and fixtures.............
21.074.00
Other real estate.....................
18,157.64
Item s in tran sit........................
17,660.71
Cash item s .................................
457.09
Due from reserve ban ks......
103,432.29
Checks on other ban ks..........
22,847.07
Currency .....................................
13,444.00
Silver ........................-...................
4,259.33
Other resources ........................
9,887.73

Total




$1,150,173.47

L IA B IL IT IE S .
Capital stock .......................... $ 100,000.00
Certified surplus ......................
40,000.00
Undivided profits ........
30,182.24
B ills payable ............................
74,000.00
Savings accounts ...................
239,969.19
T ru st funds ...............................
12,854.67
Individual deposits ...............
556,321.64
Public funds ...............................
36,180.35
Certificates of deposit, tim e
53,086.92
Certified checks ......................
800.00
Cashier’ s checks ......................
260.34
O ther liabilities ......................
6,518.12

Total

.$1,150,173.47

STATE OF ARKANSAS

167

PINE BLUFF
MERCHANTS & PLANTERS BANK
Officers— S. C. Alexander, President; J. W. Jones, Vice President; A. D. Fester,
Vice President and Cashier; J. P. Jordan, R. W. Etter, Assistant Cashiers.
Directors— J. W. Wilkins, J..W . Jones, S. C. Alexander, J. S. Irogram, W. E.
Collier, A. D. Fester.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.............. $1,766,497.48
63.585.67
Loans on real estate...............
Loans on cotton...l......... .......... 1,402,836.23
O verdrafts ....................... :.......
1,970.66
U. S. bonds .................................
198,083.00
Other bonds and securities
7,383.80
Furniture and fixtures..........
1.00
Banking: house .....................
10,000.00
1.00
Other real estate.....................
Item s in tran sit.....................
66,063.28
Due from non-reserve
banks .......................................
330.04
Cash items .................................
20.540.81
Due from reserve ban ks......
448,927.73
Checks on other banks..........
96,482.55
Currency .....................................
130.144.00
Gold ........................................... ....
5.002.50
Silver ............................................
17,503.97
Other resources ........................
1,491.68
Total

PINE BLUFF

$4,236,845.40

L IA B IL IT IE S .
Capital stock ............................ $ 175.000. 00
200 . 000 . 00
Certified surplus .....................
Undivided profits ...................
52.122.38
250,000.00
B ills payable ............................
Saving's accounts .......:........... 1,087,455.86
5,250.00
Dividends unpaid ...................
Individual deposits ............... 1,766,799.21
20, 000.00
Public funds ............................
Due to non-reserve banks
454,293.94
Certificates of deposit, de­
791.16
mand ..........................................
175,414.29
Certificates o f deposit, time
1,076.07
Certified checks ......................
17,397.70
Cashier’s checks ......................
11,247.76
Reserved, for interest.............
Reserved for ta xes...............
17.595.39
2,401.64
Other liabilities .....................

T otal

$4,236,845.40

PEOPLES SAVINGS BANK & TRUST CO.

Officers—J. H. Mann, President; J. A. Clement, Vice President; E. W. High­
tower, Secretary and Treasurer; James W. Martin Jr., Assistant Secretary.
Directors—E. A. Howell, Leo M. Andrews, J. A. Clement, W. J. Shepherd, W.
C. Crittenden, J. H Manm, E. W. Hightower.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $441,927.99
Loans on real estate................. 103,443.09
T oans on cotton.......................... 195,979.76
Overdrafts .....................................
271.49
U. S. bonds..................................... 141.888.00
Other bonds and securities....
2.158.25
Furniture and fixtures.............
3,926.95
Other real estate........................
50.00
Item s in tran sit.......................... 13,930.32
Due from non-reserve banks
274.55
Cash items ...................................
8,465.56
Due from reserve ban ks........ 168,502.36
Checks on other ban ks..........
32,882.89
Currency .........................................
28,607.00
Gold
................... -..........................
990.00
Silver ................................................
7,909.46
Other resources ..........................
1,699.46

L IA B IL IT IE S .
Capital stock ...............................$100,000.00
Certified surplus ........................ 40,000.00
Undivided profits ........................ 24,675.70
50,000.00
B ills payable ..............................
Savings accounts .....................
93,457.85
Individual deposits ................. 753,306.89
Certificates of deposit, time 90,235.87
Certified checks ........................
239,02
Cashier’s checks ........................
991.80

Total ....................................... ,.$1,152,907.13

Total ......................................... $1,152,907.13




REPORT OF BANK COMMISSIONER

168
PLAINVIEW

BANK OF PLAINVIEW
Officers—R. T. Ccmpton, President; W. EL Clement, Vice President; W. T.
Blcunt, Cashier; D. R. Green, Assistant Cashier.
Directors—R. T. Compton, W. B. Clement, W. H. Norman, W. G. Caviness, H.
L. Montgomery, W. T. Pugh, W. T. Blount.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................. $ 93,916.61
1,675.07
Loans on real estate..................
Loans on cotton ........................ 34,000.00
U. S. bonds................................... 31,167.50'
Other bonds and securities....
265.10
F urniture and fixtures.............
2,025.77
B an kin g house .............................
4,030.27
Due from non -reserve
banks 25,000.00
311,75
Cash item s .....................................
Due from reserve banks.......... 242,426.84Currency ............................................ 19,714.00
Gold „...............................
968.50
Silver ....................................................
1,597.08
Other resources ..........................
34.87
T otal

............................................$457,133.36

L IA B IL IT IE S .
Capital stock ...............................$ 25,000.00
Certified surplus ........................
5,000.00
Undivided profits ........................ 15,561.85
individual deposits ................... 305,726.83
Public funds ................................. 71,826.31
Certificates of deposit, de­
mand ............................................ 20,535.56
Certificates of deposit, time 11,825.00
R eserved for interest...............
1,657.81

Total

......... .................................. $457,133.36

PLUMERVILLE
BANK OF PLUMERVILLE
Officers—A. D. Malciue, President; A. B. Payne, Vice President; A. J. Nesbitt,
Cashier; W. H. Duff, Assistant Cashier.
Directors— A. D. Malone, A. B. Payne, J. W. Fryer, A. H. Malone!, A. R,
Bcwdre.
STATEMENT OF DECEMBER 31, 1919
R ESO URCES.
Loans and discounts................. $ 43,250.24
Loans on real estate............... 26,572.05
Loans on cotton.......................... 77,091.60
U. S. bonds........ ............................
51,950.00
Other bonds and securities....
795.32
Furniture and fixtures.............
1,000.00
B an kin g house ............................
1,000.00
Other real estate........................
1,600.00
Due from reserve ban ks........ 109,304.16
Currency .............................
30,473.00
Gold ....................
695.00
Silver ................................................
1,720.85

Total




$345,452.32

L IA B IL IT IE S .
Capital stock ............................ $ 40,000.00
Certified surplus ..................
10,000.00
Undivided profits ........................ 14.000.00
Individual deposits .................. 230,895.95
Public funds ................................. 41,584.70
Certificates o f deposit, tim e
8,971.67

Total

$345,452.32

STATE OF ARKANSAS

169

POCAHONTAS
POCAHONTAS STATE BANK
Officers—M. M. Carter, President; Dr. J. W. Brown, Vice President; B. A.
Brown, Cashier; H. L. Haynes, Assistant Cashier; Clifford Price, L. R.
Pickett, Assistant Cashiers.
Directors—Dr. T. Z. Jchnscn, Eugene Thompson, J. W. Shannon, J. W. Brown,
J. R. Kizer, Z. A. Schunbaum, M. M. Carter.
STATEMENT OF DECEMBER 31, 1919
x RESOURCES.
Loans and discounts................. $191,390.80
Loans on real estate.............. 10,950.00
Loans on cotton......................... 35,000.00
Overdrafts .....................................
2,258.93
U. S. bonds.......................................
55,131.70
Other bonds and securities....
5,351.10
Furniture and fixtures.............
2,250.00
0,CC0.00
B an kin g house .........•...................
Due fronj non-reserve banks
5,400.00
Cash items .....................................
7,310.27
Due from reserve ban ks....... 149,286.37
Checks on other banks............
1,256.55
Currency ....................................... 15,003.00
Gold ..................................................
3,030.00
Silver ................................................
1,639.89
Othre resources
:..................
100.00
T otal

........................................... $491,358.61

POCAHONTAS

L IA B IL IT IE S .
Capital stock .............................. $ 27,500.00
Certified surplus ........................
9,000.00
Undivided profits ......................
6,077.26
Bills payable more
titan 4% interest
paid ........................ 10,410.00
Savings accounts ...................... 44,284.63
Trust funds .......
20,000.00
Individual deposits ................. 374,842.25
Cashier’s checks .......................
9,649.46
Other liabilities ..........................
4.31

T otal

........,-.1...............................$491,358.61

RANDOLPH COUNTY BANK

Officers—E. Dalton, President; A. Z. Schnabaum, T. H. Wells, Vice Presidents;
J. D. Wells, Cashier; Ben F. Mays, Charles Jones, Assistant Cashiers.
Directors—'T. M. Mays, H. L. Throgmorton, F. Spinnenweber, A. Z. Schna­
baum, T. H. Wells, W. C. Brown, E. Dalton, W. L. Pope, R. N. Hamil, J. D.
Wells, Lewis Dalton, George Promberger, Boris Borowsky, Dr. W. E$
Hamil, W. A. Jackson.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
'
Loans and discounts.......$325,286.70
Loans on real estate...... 23,370.00
Overdrafts .................-........
2,587.05
U. S. bonds.......................... 58.412.78
Other bonds and securities....
3,630.41
Furniture and fixtures..
3,856.00
Ranking house ............................
5,600.00
Other real estate.............
3,400.00
Item s in tran sit...............
3,000.00
Due from non-reserve banks 20.000.00
Cash item s .....................................
1,506.91
Due from reserve banks. 144,110.35
Checks on other banks..
9.075.76
Currency .........................................
10,113.00
Hold .......................................-........
200.00
Silver ................................................
1,929.97

Total




$616,078.93

L IA B IL IT IE S .
Capital stock ...............................$ 26,000.00
Certified surplus ........................ 23,500.00
Undivided profits ...................... 13,241.32
Individual deposits .............
483,867.77
Public funds ................................. 41,302.20
Certificates of deposit, time 19,317.00
Cashier’s checks ........................
8,850.64

Total

.,$616,078.93

REPORT OF BANK COMMISSIONEE

170
POLLARD

BANK OF POLLARD
Officers— J. H. Hiller, President; J. W. Hcusman, Vice -President; J. B.
Blakemore, Cashier.
Directors—J. P. Hiller, J. W. Housmaw, W. J. Johnson, O. C. Grider, J. B.
Blakemore.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $ 16,490.70
77.62
Overdrafts — ..........................—2, 000.00
Furniture and fixtures............
2,900.00
B an kin g house ...................... —
13.00
Cash item s .....................................
10,960.77
Due from reserve banks........
2,31
'5.00
Currency ............................. ............
519.95
Silver ................-...............................
45.32
Other resources ..........................
.$ 35,322.36

T otal

L IA B IL IT IE S .
Capital stock .............................. $ 1 0 , 000.00
1 ,0 0 0 .0 0
Certified surplus ........................
87.18
Undivided profits ......................
Individual deposits ................. 20,337.48
Certificates of deposit, time
3,880.00
17.70
C ashier’s checks ........................

Total

.* 35,322.36

PORTIA
BANK OF PORTIA
Officers—W. J. Robinson, President; J. G. Richardson, Vice President; R. S.
Madison, Cashier; J, M. Hatfield, Assistant Cashier
Directors— W. J. Robinson, J. G. Richardson, J. C. Childers, J. K. Gibson, J.
M. Lester.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$ 28,466.82
Loans on real estate.................
2,050.00
Loans on cotton.....................
67,928.25
O verdrafts ................................
621.31
U. S. bonds.....................................
7,644.00
Other bonds and securities....
4,169.31
Furniture and fixtures............
1,475.00
B an kin g house ..........................
1,900.00
Due from reserve ban ks........ 91,297.20
Currency .......................................
3,076.00
Gold ........ ......... - ..............................
396.00
1,068.52
Silver .............
Other resources ......................
129.89
T otal

............................................$210,222.30

L IA B IL IT IE S .
Capital stock ...............................$ 8,000.00
2,000.00
Certified surplus ..........................
Undivided profits ......................
5,235.93
Individual deposits ................. 183,843.69
Public funds .................................
2,500.00
Certificates of deposit, time
6,690.35
Cashier’s checks ........................
1,952.33

T otal

............................................$210,222.30

PORTLAND
PEOPLES BANK
Officers— J. C. Bain, President; E. J. Camak, Vice President; J. W. Brown,
Cashier; A. J. Gregory, Assistant Cashier.
Directors— J. C. Bain, W. B. deYampert, W. T. Cone, E. J. Camak, T. Y. Wall,
A. J. Gregory, W. E. Dean, S. J. Wilson, S. L*. Adams.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.......$120,317.12
Loans on real estate......
38,300.00
Loans on cotton .......................... 245,000.00
O verdrafts .....................................
1,173.02
U. S. bonds..........................
50,780.46
Other bonds and securities....
2,001.72
Furniture and fixtures..
2,100.00
Due from reserve ban ks........... 83,516.40
Checks on other ban ks........ —
266.52
Currency .......... .................... ..........
4 ,886.on
Gold ..................
75.00
Silver ................................................
2,363.82

Total




$550,780.06

L IA B IL IT IE S .
Capital stock .............................. $ 75,000.00
Certified surplus ...............
5,100.00
Undivided profits ........................
4,761.03
B ills payable .............................. 175,000.00
Individual deposits ................. 269,397.35
Public funds .................................
8,290.68
Certificates of deposit, tim e 13,231.00

Total

$550,780.06

STATE OF ARKANSAS

171

PORTLAND
PORTLAND BANK
Officers—J. W. Pugh, President; T. R. Pugh, Vice President; F. P. Harvey,
Cashier.
Direceors—J. W. Pugh, T. R. Pugh, H. E. Ccckerham.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $ 248,086.51
Loans on real estate............... 41,617.08
Loans on cotton............................
30,220.65
O verdrafts .....................................
5,631.11
U. S. bonds..................................... 37,645.43
Other bonds and securities.—
113.55
Furniture and fixtures.............
1,843.30
B an kin g house ............................
2,581.83
Other real estate.......................... 21,765.58
Due from reserve ban ks........
60,206.94
Checks on other ban ks.............
764.03
Currency .........................................
8,525.00
Gold ..................................................
10.00
Silver ..................................
850.81
Other resources ..............
'464.88
T otal

............................................$460,326.70

L IA B IL IT IE S .
Capital stock .............................. $ 20,000.00
Certified surplus ........................ 30,000.00
Undivided profits ........................ 84,841.08
Bills payable .............................. 150,000.00
Individual deposits ................... 175,385.62
Cashier’s checks ........................
100.00

T otal

.................... ’...................... $460,326.70

POTTS VILLE
CITIZENS BANK
Officers— A. H. Bcggest, President; J. B. Sinclair, Vice President; N. H. Bell,
Cashier; Scernna Blake, Assistant Cashier.
A. H. Bcggess, J. B. Sinclair, J. H. Oates, D. H. Rockley, E. R.
Jones, Roy Feus, N. E. Owens.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$ 63,997.19
Loans on real estate.................
5,400.00
Overdrafts ............
1,835.16
U. S. bonds........................
14,201.82
Other bonds and securities....
7,382.23
Furniture and fixtures............
1,715.00
B anking house ............................
1,800.00
Other real estate..........................
550.00
Cash items ...................................
654.23
Due frotn reserve ban ks........
56,014.11
Currency ..............
6,205.00
Silver ................................................
1,319.21
Other resources ..........................
202.40
Total

$161,276.35

L IA B IL IT IE S .
Capital stock ........................... ,:.$ 15,000.00
Certified surplus ........................
2,250.00
Undivided profits .....................
2,477.87
Individual deposits .......
129,279.39
Public funds .......
159.00
Certificates of deposit, time 10,227.58
Cashier’s checks ........................
1,882.51

T otal

$161,276.35

PRAIRIE GROVE
FARMERS STATE BANK
Officers— S. R. Wilscn, President; J. C. Cunningham, Vice President; R. A.
Barnes, Cashier; Ray B. Tillery, Assistant Cashier.
Directors—J. C. Cunningham, W. R. Campbell, J. F. Parker, F. A. Dorman, R.
E. Pyeatt, R. L. McCoy, PC A. Hartley, S. R. Wilscn, R. A. Barnes.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
L IA B IL IT IE S .
Loans and discounts................. $116,639.25
Capital stock ........... .................. $ 25,000.00
Loans on real estate................. 23,000.00
Certified surplus ........................
4,000.00
Overdrafts .....................................
813.54
Undivided profits ........................
4,516.15
U. S. bonds.....................................
4,900.00
Individual deposits ................... 127,012.07
Furniture and fixtures.............
1,600.00
Certificates of deposit, time 31,339.93
B anking house ..........................
7,500.00
Reserved for ta xes.....................
662.45
Other real estate.......................
1,000.00
Due from reserve ban ks.............................. 33,866.59
Checks on other ban ks................................ 1,132.29
Currency .........................................
1,200.00
Gold .......................................
652.50
Silver ................................................
226.43

Total




$192,530.60

Total

$192,530.60

172

REPORT OF BANK COMMISSIONER

PRESCOTT
BANK OF PRESCOTT
Officers—Thomas C. McRae, President; James G. Clark, S. J. Hesterly, Vice
Presidents; Thomas C. McRae, Jr., Cashier; I. A. Blakely, Wren Scott,
Assistant Cashiers.
Directors—Thomas C. McRae, James G. Clark, S. J. Hesterly, W. V. Tomp­
kins, Thomas C. McRae, Jr., D. L. McRae, Sam T. White, E. L. Cox, I. A.
Blakely, Chas. H. Tompkins.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................. $520,685.61
Loans on real estate................. 67,818.62
Loans on cotton.......................... 58,912.23
O verdrafts .....................................
2,919.80
U. S. bonds..................................... 127,500.00
Other bonds and securities__
2,118.25
Furniture and fixtures............. 10,188.75
B an kin g house ............................
8,500.00
Other real estate........................
1,220.40
B ills o f exchange........................
1,528.85
Due from non-reserv,e banks 69,068.01
Cash item s .....................................
1,158.91
Due from reserve ban ks........ 191,594.04
Checks on other banks.............
2,647.58
Currency .......................................... 42,688.00
Gold ...................................................
176.00
Silver ................................................
8,311.80
3,039.70
Other resources ..........................
Total- ..........................................$1,120,076.65

L IA B IL IT IE S .
Capital stock ...............................$ 75,000.00
Certified surplus ........................ 75,000.00
Undivided profits ........................
5,453.52
Savings accounts ...................... 201,469.47
Dividends unpaid ......................
300..00
Individual deposits ................. 661,846.81
Public funds ......................
21,937.32
Certificates of deposit, de­
mand ............................................ 73,732.73
Cashier’s checks ..........................
1,531.34
Other liabilities ..........................
3,805.46

Total

.................... ....................$1,120,076.65

PRESCOTT
FIRST STATE BANK
Officers—*C. A. Smith, President; W. B. Waller, Vice President; E. M. Sharp,
Cashier; W. R. Hambright, Assistant Cashier.
Directors— C. A. Smith, W. B. Waller, J. C. Wocdul, G. F. Cress, J. M. Strip­
ling, A. H. Smith, E. M. Sharp.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts... $187,065.81
Loans on real estate............—
5,385.50
Loans on cotton............
4,617.63
Overdrafts .....................................
2,044.86
U. S. bonds.......................... 21,150.00
Bonds to secure postal s a v ­
ings ..............................................
1,000.00
Other bonds and securities....
596.88
Furniture and fixtures....................2,987.44
10.000.00
B an kin g house .................... —
Due from non-reserve banks 45,128.17
Cash item s ...................................
855.36
Due from reserve ban ks......
16,70<.42
Checks on other banks.
2,715.61
Currency ........................................ 18,239.00
Gold ...................................................
495.00
Silver ................................................
4,502.12
Other resources ..........................
1,550.00

Total

...................... -................. $325,040.80




L IA B IL IT IE S .
Capital stock .............................. $ 50,000.00
Certified surplus ......................
1,500.00
Undivided profits .............
8,555.04
Savings accounts ...................... 30,373.34
P ostal savings deposits..........
785.76
Individual deposits ......
145,931.73
Public funds ................................. 28,511.73
Due to n on-reserve banks...... 33,231.99
Certificates o f deposit, de­
mand ............................................ 21,457.00
Cashier’s checks .......................
3,694.21
Other liab ilities ..........................
1,000.00

Total

......................................... $325,040.80

STATE OF ARKANSAS

173

QUITMAN
BANK OF QUITMAN
Officers— R. L. Kane, President; Beulah Kane, Vice President; Paul Martin,
Cashier.
Directors— R. L. Kane, Beulah Kane, Fraiuk Jenkins, Laura Williams, Bennie
Hammock.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$ 33,686.68
9,396.43
Loans on real estate.................
Overdrafts .....................................
375.55
U. S. bonds.....................................
1,175.00
Furniture and fixtures.............
900.00
B an kin g house ............................
1,400.00
Due from non-reserve banks
3,428.42
Cash items .....................................
104.35
Due from reserve ban ks........ 86,597.75
Currency .........................................
6,494.00
40.00
Gold ..................................................
Silver ................................................
512.42
Total

........................................... $144,110.60

L IA B IL IT IE S .
Capital stock .........................
$ 10, 000.00
Certified surplus ..................
2,500.00
Undivided profits ...................
4,047.97
Individual deposits ..............
122,257.22
Public funds ............................
416.49
Certificates of deposit, time
3,785.07
Cashier’s checks ..........................
1,103.85

Total

............. :............................ $144,110.60

RATCLIFF
BANK OF RATCLIFF
Officers— R. A. Harkins, President; C. O. Parker, Vice President; W. D.Stroud,
Cashier; W. F. Stroud, Assistant Cashier.
Directors— W. R. Cherry', H. A. McKelvy, M. W. Ronk, C. O. Parker, R. A’. Par­
ker, R. A. Harkins, John G. Yunker, W. D. Stroud.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$
Loans on real estate.................
Other bonds and securities....
Furniture and fixtures.............
B anking house ............................
Due from non-reserve banks
Cash items .....................................
Due from reserve ban ks........
Currency .........................................
Gold ..................................................
Silver ................................................
Total

70,952.79
43,893.37
16.00
1,208.91
1,800.00
30,341.93
300.00
23,740.82
2,370.00
2,140.00
i 369.64

$177,133.46

L IA B IL IT IE S .
Capital stock ............................ $ 10,000.00
Certified surplus ............
2,000.00
Undivided profits ......................
3,481.99
Individual deposits ................... 140,732.70
Certificates of deposit, de­
mand ............................................ 19,349.10
Cashier’s checks ..........................
1,322.10
Other liabilities ..........................
247.57

Total

$177,3 33.46

RAVENDEN
BANK OF RAVENDEN
Officers— L. B. Poindexter, President; Wm. Bottoms, Vice President; N. R.
Moore, Cashier.
Directors— L. B. Poindexter, Wm. Bottoms, Luther Ball.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$ 38,882.45
Loans on real estate.................
7.460.00
U. S bonds....................................
3,000.00
Other bonds and securities....
• 498.28
Furniture and fixtures.............
890.00
B anking house ............................
1,500.00
Item s in transit............................
38.10
Due from non-reserve banks
849.46
Due from reserve ban ks........ 52,680.16
Currency .................
4,502.00
Gold ..................................................
275.00
Silver ................................................
305.17

Total




$110,880.62

L IA B IL IT IE S .
Capital stock .............................. $ 10,000.00
Certified surplus .....................
2,000.00
Undivided profits ........................
4,065.48
Individual deposits ...................
77,365.71
Public funds .................................
1,198.22
Certificates of deposit, time 12,954.00
Cashier’s checks ........................
3,297.21

Total

$110,880.62

174

REPORT OF BANK COMMISSIONER

RAVENDEN SPRINGS
LONE ROCK BANK
Officers— H. B. Hull, President; S. F. Davis, Vice President; J, B. Duvall,
Cashier.
Directors— H. B. Hull, R. L. Higginbctham, S. F. Davis, Joe S. Decker, J. B. Duvail.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $ 10,225.42
Loans on real estate...............
4,174.78
O verdrafts .....................................
3.76
U. S. bonds.....................................
250.00
Other bonds and securities....
3,750.00
Furniture and fixtures.......... •
750.00
B an kin g house ..........................
1,000..00
Due from non -reserve banks
47.31
Cash item s ...................................
20.20
Due from reserve banks........ 21,980.03
Currency ..........................................
217.00
Gold ...................................................
55.00
Silver .....................................
1,185.06
Other resources ........................
9.00
T otal

$ 43,667.56

L IA B IL IT IE S .
Capital stock .............................. $ 10,000.00
1,400.00
Certified surplus ........................
Undivided profits ........................
300.22
T ru st funds .....1.............................
2,795.65
Dividends unpaid .....................
6.00
Individual deposits .................
27,903.18
Public funds .................................
556.59
Certificates of deposit, de­
346.14
mand ............................................
Cashier’s checks ..........................
209.78
Other liabilities ..........................
150.00

Total

$ 43,667.56

RECTOR
BANK OF RECTOR
Officers—J. C. Rogers, President; G. H. Hardin, Eli Meiser, Vice Presidents; M.
M. Craven, Cashier; O. A. Harper, Assistant Cashier.
Directors—J. D. Block, J. C. Regers, G. H. Hardin, A. J. Sides, Eli Meiser, J. N.
McNeil, Jos. Wolf, M. M. Craven.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts..................$319,077.65
Loans on real estate................. 48,047.86
6,253.47
O verdrafts .....................................
U. S. bonds..................................... 98,91*5.12
Other bonds and securities....
9,807.56
F urniture and fixtures.............
3,213.35
B a n k in g house ............................
6,000.00
Other real estate........................
3,413.50
Item s in tran sit..........................
28.60
Due from non -reserve banks 12,324.35
Cash item s .....................................
3,432.32
Due from reserve banks..........
60,574.50
Checks on other ban ks..........
47.80
Currency .......................................... 12,278.00
Gold .........
697.50
Silver ................................................
6,008.16

Total




$590,119.74

L IA B IL IT IE S .
Capital stock .............................. $ 30,000.00
Certified surplus ........................ 30,000.00
Undivided profits ........................ 18,877.91
B ills payable ............................... 40,000.0(1
Individual deposits ................. 325,928 62
Public funds ................................. 48,890.20
Certificates o f deposit, tim e 90,742.63
C ashier’s checks ........................
5,680,38

Total

$590,119.74

STATE! OF ARKANSAS

175

REYNO
FARMERS & MERCHANTS BANK
Directors—T. L. Wright, President; E. L. Dickson, Vice President; Elmo Roe,
Cashier.
Directors—T. L. Wright, E. L. Dickson, Elmo Roe, F. E. Belford, J. M. Wright.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans ,and discounts.............. ,.$ 45,996.08
Loans on real estate............ '..
500,00
O verdrafts .............................. 1.....
49.61
U. S. bonds.......................................
3,100.00
Other bonds and securities....
398.42
Furniture and fixtures.............
900.00
R anking house ............................
1,800.00
Item s in tran sit..........................
140.44
Due from non-reserve banks 43,696.57
Cash item s ...................................
727.76
Due from reserve ban ks..........
18,582.73
Currency .........................................
1,700.00
192.50
Gold ..................................................
Silver ................................................
630.44
Total

............................................$118,414,55

L IA B IL IT IE S .
Capital stock .............................. $ 10,000.00
Certified surplus ........................
1,300.00
LTndivided profits ........................
2,846.26
Individual deposits ...................
88,497.42
Certificates of deposit, tim e 13,587.94
Cashier’s checks ........................
2,171.54
Other liabilities ........................
11.39

Total

............................................$118,414.55

RISON
BANK OF RISON
Officers—N. A. McKinney, President; I. E. Moore, Walter Elrod, Vice Presi­
dents; Walter Elrod, Cashier; Walter Thomasson, Assistant Cashier.
Directors— N. A. McKinney, H. D. Sadler, I. E. Moore, Jno. T. Haskins, Walter
Elrod.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$ 55,772.12
Loans on real estate................. 130,134.94
Loans On cotton.......................... 65,304.69
Overdrafts ..................................
445.67
U. S. bonds.....................................
9,897.20
Other bonds and securities....
261.02
Furniture and fixtures.............
2,883.90
B anking house ............................
4,500.00
Item s in tran sit............................
200.00
Due from reserve banks.......... 150,837.25
Currency .........................................
23,130.00
Gold ..................................................
777.50
Silver ................................................
2,719.20
68.83
Other resources ..........................

Total




$446,932.32

L IA B IL IT IE S .
Capital stock .............................. $ 40,000.00
Certified surplus .......................... 20,000.00
Undivided profits ........................
4,825.19
T rust funds ...................................
5,550.00
Individual deposits ................... 342,658.44
Public funds ................................. 12,024.09
Certificates o f deposit, de­
mand ............................................ 21,874.60

Total

$446,932.32

176

REPORT OF BANK COMMISSIONER

ROGERS
FARMERS STATE BANK
Officers—Morgan McMichael, President; W. E. Kefauver, Vice President; E. G.
Sharp, Cashier; E. E. Miller, Miss Lizzie E. Page, Assistant Cashiers.
Directors—J. L. Chapin, W. E. Kefauver, Morgan McMichael, F. E. Miller, R. H.
Whitlow, O. F. Chapin, J. F. Patterson, L. E. Watson, E. G. Sharp.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $368,782.92
Loans on real estate.................
9,300.00
U. S. bonds..................................... 40,554.00
B an kin g house .......................... 25,000.00
Item s in tran sit..........................
697.05
B ills o f exchange........................ 20,140.39
Due from non -reserve banks 14,392.53
Cash item s ...................................
174.66
Due from reserve ban ks........ 126,765.74
Checks on other banks.............
951.69
Currency ..........................................
6,143.00
Gold ...................................................
187.50
Silver ................................................
1,894.95
Other resources ..........................
50.00
T otal

$615,034.43

L IA B IL IT IE S .
Capital stock .............................. $ 50,000.00
Certified surplus ........................ 17,500.00
Undivided profits ........................
7,684.98
Individual deposits .................... 451,940.10
Certificates of deposit, tim e 80,083.24
Cashier’s checks ........................
5,826.11
Reserved for taxes...................
2,000.00

Total

$615,034.43

RUDY
BANK OF RUDY
Officers—D. J. Broyles, President; G. W. Fine, Vice President; H. L. Winfrey,
Cashier.
Direectors— D. J. Broyles, G. W. Fine, W. L. Shull, Amos Broyles, E. E. Rudy,
J. D. Kagy, H. L. Winfrey.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $ 17,518.06
45.50
O verdrafts .....................................
2 , 200.00
U. S. bonds................:......................
1
,
1
00.00
F urniture and fixtures.............
2,300.00
B an kin g house ..........................
15,569.59
Due from reserve ban ks........
333.00
Currency ..........................................
258.71
Silver ................................................
Total

.$ 39,324.86

L IA B IL IT IE S .
Capital stock .............................. $ 10,000.00
Certified surplus ........................
630.02
Undivided profits ........................
805.74
Individual deposits .................
27,889.10

Total

$ 39,324.86

RUSSELLVILLE
BANK OF RUSSELLVILLE
Officers:—T. M. Neal, Presient; R. L. Smith, J. J. Shcptaw, Vice Presidents; W.
G. Neal, Cashier; L. M. Reed, Geo. S. Neal, W. K. Bringle, Assistant Cash­
iers.
Directors—T. M. Neal, R. L. Smith, L. A. Reed, R. L. Jenkins, J. J. Shoptawj
T. R. Rye, J. L. Rankin, W. J. Higgins, Geo. S. Neal, W. G. Neal,
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $206,952.60
Loans on real estate................. 30,182.89
Overdrafts .....................................
916.44
U. S. bonds..................................... 169,167.94
Other bonds and securities.... 11,864.34
B an kin g house .......................... 15,000.00
Cash item s ......
7,667.30
Due from reserve ban ks.......... 311,087.73
Checks on other ban ks.............
6,274.12
Currency .......................................
29,866.00
Gold ...................................................
3,675.00
Silver .........
4,043.11

Total




$796,697.47.

L IA B IL IT IE S .
Capital stock .............................. $ 75,000.00
Certified surplus ........................ 28,000.00
Undivided profits ...................... 13,618.91
Savings accounts ......................
9,281.18
Individual deposits ................... 411.337..09
Public funds ................................. 84,540.82
Due to non-reserve banks.... 108,832.33
Certificates o f deposit, tim e 64,171.47
Cashier’s checks ........................
1,739.50
Other liabilities ..........................
176.17

Total

$796,697.47

STATE OF ARKANSAS

177

RUSSELLVILLE
FARMERS STATE BANK
Officers—A. D. Shinn, President; W. L. Oats, Vice President; A. N. Falls, Cash­
ier; R. Y. Oats, Assistant Cashier.
Directors—A. D. Shinn, W. L. Oats, W. J. Chronister, Van Boswell, K. M. Willis,
I. L. Talkington, Chas. Howell, R. M. Oats, A. N. Falls.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$ 85,762.59
4,500.00
Loans on real estate.................
Overdrafts .....................................
181.18
U. S. bonds.............................
3,494.00
Other bonds and securities. ..
244.99
Furniture and fixtures...........
3,431.31
,Due from non-reserve banks 13,068.74
Due from reserve ban ks....... 98,819.63
Checks on other banks............
4,315.74
386.00
Currency .......................................
Gold ..................................................
50.00
1,225.44
Silver ................................................
Other resources ..........................
2,236.76
Total

........................................... $217,716.38

L IA B IL IT IE S .
Capital stock .............................. $ 50,000.00
Certified surplus ........................
5,000.00
Undivided profits ......................
2,443.63
Individual deposits ................. 146,272.75
Public funds ..............................
10,000.00
Certificates of deposit, tim e
4,000.00

Total

............................................$217,716.38

RUSSELLVILLE
PEOPLES EXCHANGE BANK
Officers—R. J. Wilscn, President; W. J. White, H. W. Patrick, L. B. McClure,
Vice Presidents; M. A. Patrick, Cashier; D. B. Henry, Assistant Cashier.
Directors—J. M. B a ll/ J. M. Campbell, W. P. Ferguson, R. B. Henry, W. L.
Howell, G. C. McKennon, L. B. McClure, H. W. Patrick, M. A. Pinkerton,
W. M. Swilling, R. J. Wilscn, W. J. White, Jno. W. White.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.......$417,267.58
Loans on real estate.............
71,042.01
Loans on cotton...............
13,699.28
Overdrafts .....................................
9,084.73
U. S. bonds.............................
254,549.31
Other bonds and securities.... 19,633.71
Furniture and fixtures.. 10,789.11
B anking house ............................ 10,000.00
Due from reserve ban ks...... 322,424.57
Checks on other banks...........
12,949.92
Currency .........................................
37,334.00
Gold ..................................................
875.00
Silver .............
4,888.70

L IA B IL IT IE S .
Capital stock ...............................$100,000.00
Certified surplus ........................ 28,000.00
Undivided profits .....................
33,586.86
Savings accounts ...........
6,897.34
Individual deposits
............. 756,899.65
Public funds ................................. 128,507.63
Due to non-reserve banks.......
9,868.74
Certificates of deposit,time 114,173.23
Cashier’s checks ........................
6,604.47

Total .......................................$1,184,537.92

Total ....................................... $1,184,537.92




178

REPORT OF BANK COMMISSIONER

ST. CHARLES
BANK OF ST. CHARLES
Officers— C. F. Bauer, President; W. B. Walton, W. H. Norsworthy, Vice
President; L. G. Thcmasson, Cashier; OHie Walton, Assistant Cashier.
Directors— C. F. Bauer, W. G. Walton, C. J. Roy, S. B. Dennison, Wm. Dupstaff,
W. H. Norsworthy, F. L. Crabtree, John Webster, S. S. Terry.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$ 55,502.20
Loans on real estate.................
1,770.00
U. S. bonds.....................................
5,978.61
Other bonds and securities. ..
274.21
Furniture and fixtures..........
1,324.22
188.44
B a n k in g house ......
Due from non -reserve banks
1,773.05
Cash item s ...................................
59.16
Due from reserve ban ks...... 11,012.35
Currency ...................................
2,152.00
Gold ...................................................
85.00
Silver .......
453.75
1,923.25
Other resources ..........................
T otal

$ 82,496.24

L IA B IL IT IE S .
Capital stock .............................. $ 10,000.00
Certified surplus ........................
1,000.00
Undivided profits ........................
593.01
B ills payable ............................... 23,473.33
Individual deposits .................... 44,698.42
Certificates of deposit, time
1,685.00
Cashier’s checks ........................
445.06
51.42
Reserved for interest...............
Other liabilities ..........................
550.00

Total

.$ 82,496.24

SAINT FRANCIS
BANK OF SAINT FRANCIS
Officers—W. C. Whiteaker, President; D. R. Stanley, Vice President; A. D.
Lack, Cashier.
Directors—W. C. Whiteaker, D. R. Stanley, F. Linke.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $ 31,512.15
Loans on real estate............... 10,091.02
O verdrafts .....................................
433.04
8,150.00
U. S. bonds.....................................
Other bonds and securities....
500.50
Furniture and fixtures.............
1,093.50
B a n k in g house ............................
1,500.00
Other real estate ........................
475.00
Due from non -reserve banks
248.57
Due from reserve ban ks........
2,077.28
Currency ........................................
4,820.00
Gold ..................................................
285.00
Silver ..........................
1,269.17
Other resources ..........................
41.97
T otal

$ 62,497.20

L IA B IL IT IE S .
Capital stock .............................. $ 7,500.00
Certified surplus ........................
1 , 000.0 0
Undivided profits .....................
1,065.91
B ills payable ..............................
6 . 000.00
Individual deposits ...................
38,825.17
Public funds .................................
134.45
Certificates o f deposit, tim e
7,971.67

Total

$ 62,497.20

SAINT JOE
CITIZENS BANK
Officers—B. F. Henley, President; B. W. Hensley, Vice President: Dan Gar­
rison, Cashier.
Directors— B. F. Henley, B. W. Hensley, Dan Garrison, J. L. Hensley, J. C.
White, Ben H. Henley.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................. $ 58,978.72
•Loans on real estate.................
4,200.00
Overdrafts ..............
504.72
U. S. bonds.....................................
1,800.00
Furniture and fixtures.............
1,100.00
B an kin g house ............................
2,100.00
Due from non -reserve banks 18,878.88
Cash item s ...................................
451.41
Due from reserve banks........ 25.895.j61
Currency .........................................
2,860.00
Gold ..................................................
672.50
Silver ................................................
100.98

Total




$117,542.82

L IA B IL IT IE S .
Capital stock .............................. $ 10,000.00
Certified surplus ........................
1,500.00
Undivided profits ........................
139.00
Dividends unpaid ......................
2,000.00
Individual deposits
................ 87,237.65
Certificates o f deposit, tim e 15,965.90
Cashier’s checks .....:..................
700.27

Total

$117,542.82

STATE OF ARKANSAS

179

SAINT PAUL
BANK OF SAINT PAUL
Directors—J. H. Phipps, Jay Fulbright, Geo. E. Crawford, A. C. Straub.
Officers—Chas. E.* Crawford, President; J. H. Phipps, Vice President; Wood
Barber, Cashier; Ethy Barber, Assistant Cashier.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $ 27,112.26
8,919.71
Loans on real estate...............
U. S. bonds.....................................
1,000.00
Furniture and fixtures.............
1,200.00
B an kin g house ............................
1,200.00
Cash items .....................................
1,776.35
Due from reserve ban ks........ 22,634.02
Currency .........................................
1,162.00
Silver ................................................
299.49
Total

.$ 65,303.83

L IA B IL IT IE S .
Capital stock .............................. $ 10 , 000.00
Certified surplus ......................
582.86
Undivided profits ......... ;.............
684.26
Individual deposits ...................
44,554.36
Currency .......................................... 42,688.00
Public funds .................................
273.67
Certificates of deposit, de­
mand ............................................
9,208.68
Total

.$ 65,303.83

SALEM
BANK OF SALEM
Officers—Geo. T. Humphries, President; G. T. Cunningham, Vice President; C.
W. Pardew, Cashier; H. J. Humphries, Assistant Cashier.
Directors—Geo. T. Humphries, G. T. Cunningham, G. A. Edmonston, E.' M.
Reeves, C. W. Pardew.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$ 65,827.31
Loans on real estate.................
3,900.00
Overdrafts .....................................
2,501.55
U. S. bonds.....................................
828.00
Other bonds and securities....
2,549.10
Furniture and fixtures.............
2,990.45
B anking house ............................
1,500.00
Other real estate..........................
1,055.58
Item s in tran sit.......................... 15,598.16
Due from non-reserve banks
6,614.28
53,398.01
Due from reserve ban ks........
Checks on other banks.............
2,044.11
Currency .........................................
4.035.00
Silver ................................................
785.85
Total

$163,627.40

L IA B IL IT IE S .
Capital stock .............................. $ 20,000.00
Certified surplus ........................
2,000.00
Undivided profits ........................
4,847.83
Individual deposits ................... 108,145.30
Public funds .............................
26,475.27
Certificates of deposit, time
1,185.00
Cashier’s checks ........................
974.00

Total

$163,627.40

SCOTLAND
BANK OF SCOTLAND Officers— N. A. Simpson, President; Aaron Emmons, Vice President; J. H.
Lindsey, Cashier; W. D. Hatchett, Assistant Cashier.
Directors—N. A. Simpscn, Aaron Emmons, T. S. Hall, R. J. Hall, G. L. Hall,
Jchn J. Stcbaugh, G. M. McCaslin, Wm. Hall, J. H. Lindsey.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$ 25,765.55
Loans on real estate.................
510.70
U. S. bonds.....................................
750.00
Other bonds and securities....
3,127.90
Furniture and fixtures.............
1,350.00
B anking house ............................
500.00
Due from non-reserve banks 28,947.24
Cash items ...................................
943.78
Due from reserve banks........ 10,326.03
Currency ...........
2,032.00
Gold ..................................................
300.00
Silver ........................
614.06
T otal




.$ 75,167.26

L IA B IL IT IE S .
Capital stock .............................. $ 10,000.00
Certified surplus ........................
2,000.00
Undivided profits ........................
2.200.00
Individual deposits ...................
57,075.23
Certificates of deposit, time
1,635.00
Cashier’s checks ........................
2,257.03

Total

$ 75,167.26

REPORT OF BANK COMMISSIONER

180
SCRANTON

BANK OF SCRANTON
Officers—W. H. Higdon, President; J. E. Nichols, J. D. Baker, Vice Presidents;
C.
E. Hays, Cashier; Mrs. C. E. Hays, C. E. Hays, Jr., Assistant Cashiers.
Directors— W. H. Higdon, J. D. Baker, J. E. Nichols, Anton Weisenfels, E. C.
Walker, George Heim, Anton Weisenfels.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts..................$157,528.29
Loans on real estate................. 19,992.08
U. S. bonds..................................... 29,694.17
Other bonds and securities—.
22.50
F urniture and fixtures.............
1,400.00
B an kin g house ............................
5,000.00
Other real estate........................
200.00
Cash item s .................
1,942.77
Due from reserve ban ks.......... 190,361.21
Currency ..........................................
5,213.00
Silver ................................................
667.45
T otal

............................................$412,021.47

L IA B IL IT IE S .
Capital stock .............................. $ 15,500.00
Certified surplus ........................
8,500.00
Undivided profits ........................ 11,231.46
Individual deposits ................. 318,535.69
Certificates o f deposit, de­
mand ............................................ 55,309.36
Cashier’s checks ..........................
2,944.96

T otal

............................................$412,021.47

SEARCY
BANK OF SEARCY
Officers—W. M. Watkins, President; S. W. Sanford, Otho King, Vice Presi­
dents; Thcs. A. Watkins, Cashier; H. K. Wood, Herbert Forrest, Assistant
Cashiers.
‘
Directors—A. W. Henson, W. M, Watkins, Otho King, H. W. Booth, S. W.
Sanford, Thos. A. Watkins, E. Cypert, B. R. Johnson, W. E. Harlan.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts...... $206,387.04
Loans on real estate...... 46,720.22
2,188.07
Overdrafts .....................................
U. S- bonds.......................... 52.700.00
Other bonds and securities....
4,744.10
Furniture and fixtures..
1,500.00
B an kin g house ............................
8,500.00
Item s in tran sit.................
128.65
Due from non -reserve banks
5,000.00
Due from reserve ban ks. 162,865.38
Checks on other banks.. 14,868.85
Currency .......................................... 16,300.00
Gold ...................................................
1,017.00
Silver ................................................
1,399.24
T otal

..................................... :..... $524,318.55




L IA B IL IT IE S :
Capital stock .............................. $ 30,000.00
Certified surplus ........................ 30,000.00
Undivided profits ......................
1,121.19
Dividends unpaid ......................
3,000.00
Individual deposits .................... 350,457.05
Public funds ................................. 26,855.52
Certificates of deposit, tim e 74,942.29
Cashier’s checks ........................
6,642.50
Reserved for interest...............
300.00
Reserved for taxes...................
1,000.00

T otal

............................................$524,318.55

STATE OF ARKANSAS

181

SEARCY
PEOPLES BANK
Officers—Gecrge D. Booth, President; John S. Sanford, Vice President; J. H.
Deener, Cashier; F. B. Welch, Assistant Cashier.
Directors—George D. Booth, H. W. Booth, S. Brundidge, J. S. Stilwell, John S.
Sanfcrd, L. E. Moore, J. H. Deener.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts...... .........$363,741.28
Loans on real estate.............. 56,501.66
Loans on cotton.........................
6,405.55
Overdrafts .....................................
1,023.66
U. S. bonds..................................... 67,094.00
Other bonds and securities.... 29,730.50
Furniture and fixtures.............
3,000.00
B an kin g house .......................... 15,000.00
Other real estate........................
3,465.13
Item s in tran sit..........................
167.90
Cash items .....................................
1,005.74
Due from reserve banks....... 163,864.31
Checks on other banks............
3,513.50
Currency .........................................
17,970.00
Gold ..................................................
2,115.00
Silver ................
967.55
Total

.....................................,..... $737,565.78

L IA B IL IT IE S .
Capital stock .................................$ 30,000.00
Certified surplus ........................ 70,000.00
Undivided profits ...................... 11,337.70
Dividends unpaid .....................
3,000.00
Individual deposits ................... 480,719.16
Public funds ................................. 20,518.94
Certificates of deposit, de­
mand ............................................ 111,822.59
Cashier’s checks ........................
9,810.79
Other liabilities ........................
356.60

Total

............................................$737,565.78

SEARCY
UNION BANK & TRUST COMPANY
Officers—W. H. Lightle, President; Jas. E. Lightle, Vice President; J. B. Lightle, Cashier.
,
Directors—W. H. Lightle, Jas. E. Lightle, J. B. Lightle, W. D. Davenport, T. E.
Baldock, J. H. McElwee, A. H. Roys ten, J. Y. Woodson.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts...... $260,210.67
Loans on real estate................. 103,746.80Overdrafts .....................................
5,341.57
U. S. bonds.......................... 50,600.00
Other bonds and securities.... 10,308.69
Furniture and fixtures..
1,000.00
Other real estate..........................
702.00
Item s in tran sit..........................
4,926.78
B ills of exchange........................
791.07
Due from reserve banks..........
88,350.19
Checks on other banks............. 14,221.87
Currency .......................................
9,514.00
Gold ..................................................
803.50
Silver ................................................
2,434.37

Total




$552,951.51

L IA B IL IT IE S .
Capital stock .............................. $ 50,000.00
Certified surplus ........................
5,000.00
Undivided profits ......................
6.05.45
Trust funds .................................
5,705.00
Individual deposits ................... 371,362.88
Public funds ..............................
33,539.02
Certificates of deposit, tim e 73,439.16
Cashier’s checks ........................ 10,839.87
.Reserved for taxes ...................
2,460.13

Total

$552,951.51

REPORT OF BANK COMMISSIONER

182
SHERIDAN

GRANT COUNTY BANK
Officers—J. F. H. Wilscn, President; J. M. Nall, Vice President; Philip Johnson,
Cashier.
Directors—J. F. H. Wilson, J. M. Nall, I. N. Nall, J. B. Shaw, M. W. Elkins, W.
D. Brouse, T. C. Rushing.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts..................$205,042.69
O verdrafts .....................................
1,148.41
U. S. bonds.......................
34,831.35
Other bonds and securities.... 10,117.54
Furniture and fixtures.............
1,819.38
B a n k in g house ..........................
5,000.00
Other real estate.............
4,259.15
Cash item s .....................................
4,285.14
Due from reserve ban ks.......... 159,883.50
Currency .........................
14,046.00
Gold ..................................................
400.00
3,207.00
Silver ................................................
T otal

$444,040.16

L IA B IL IT IE S .
Capital stock .............................. $ 22,500.00
Certified surplus ........................
7,500.00
Undivided profits ......................
6,752.34
Individual depdsits ................. 268,448.35
Public funds ................................. 98,459.40
Due to non-reserve banks......
24.37
Certificates of deposit,tim e 34,553.97
Cashier’s checks ........................
712.93
Reserved for taxes...................
5,088.80

T otal*

$444,040.16

SHERRILL
BANK OF SHERRILL
Officers—J. F. Quattlebaum, President; J. M. Barrett, Vice President; E. L*
Pyle, Cashier.
Directors—J. F. Quattlebaum, J. M. Barrett, Jo. Nichols, H. L. Furr, Lee M.
Quattlebaum, J. M. Barrett, Jr., W. I. Payne.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$ 4,810.00
Loans on real estate.................
7,366.88
Overdrafts .....................................
2.88
U. S. bonds..................................... 18,850.00
Other bonds and securities....
126.55
Furniture and fixtures.............
737.00
Cash item s ...................................
524.02
Due from reserve ban ks........
87,337.93
Currency .......................................... 10,525.00
Gold ........................
190.00
Silver ............................................
1,256.85
Other resources ......
25.72
Total

$131,752.83

L IA B IL IT IE S .
Capital stock .................. ............$ 25,000.00
Certified surplus ............
1,500.0 m
Undivided profits ......................
2,862.35
Certificates of deposit, tim e..
67.45
Individual deposits ................. 102,323.03

Total

$131,752.83

SHIRLEY
BANK OF SHIRLEY
Officers— Edward Stevens, President; J. H. Tcwery, Vice President; Albert
.Ccuch, Cashier; R. W. Lewis, Assistant Cashier.
Directors—Edward Stevens, Olive Stevens, Albert Couch, J. H. Towery, E. E.
Csn6rdEy

STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$ 64.382.79
3,358.37
Loans on real estate.................
O verdrafts .....................................
67.89
U. S. bonds.....................................
5,250.00
Other bonds and securities. ..
5,450.38
F urniture and fixtures........ ..
1,900.00
B an kin g house .............
2,700.00
Other real estate....... ...............
1,350.00
Item s in tran sit..........................
102.81
Due from non-reserve banks
108.84
Due from reserve ban ks........ 52.687.63
Currency ..........................................
6,540.00
Gold ........................................
285.00
Silver ........ .....................................301.58

Total




$144,485.29

L IA B IL IT IE S .
Capital stock ........... ...... ............$ 10,000.00
Certified surplus ........................
7,000.00
Undivided profits ........................
6,122.12
Individual deposits
............. 100,557.15
Due ot non-reserve banks....... 11,476.30
Certificates of deposit,time
7,800.00
Cashier's checks ........................
1,529.72

Total

$144,485.29

STATE OF ARKANSAS

183

SIDNEY
BANK OF SIDNEY
Officers— J. P. Bone, President; D. H. Yeager, Vice President; R. C. Pounders,
Cashier.
Directors—J. P. Bene, D. H. Yeager, J. W. McGee.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $ 10,143.20
Loans on real estate............... 15,190.00
U. S. bonds.....................................
6,150.00
Furniture and fixtures.............
473.00
B anking house ..........................
385.00
Due from reserve ban ks........
67,573.87
Currency .......................................
1,475.00
Gold ..................................................
380.00
Silver ................................................
540.42
Total

L IA B IL IT IE S .
Capital stock .............................. $ 5,000.00
Certified surplus ........................
1,000.00
Undivided profits ........................
2,922.09
Individual deposits ................... 93,388.40

T otal

............................................$102,310.49

SILOAM SPRINGS

........................................ l.$102,310.49

STATE BANK

Officers— L. J. Rees, President;Wm. McCall, First Vice President; W. D. Pat­
ten, Second Vice President; O. P. Maxwell, Cashier; W. L. Lineback, Ray
Thcmpson, Assistant Cashiers.
Directors— L. J. Rees, Wm. McCall, W. D. Patton, Geo. B. Dyer, W. F. Darling.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts..................8208,151.90
Loans on real estate................. 46,286.25
Overdrafts .....................................
1,137.73
U. S. bonds..................................... 19,322.17
Other bonds and securities....
8,427.55
Furniture and fixtures.............
2,800.00
B anking house ..........................
9,000.00
Other real estate.......................
1,661.00
Item s in tran sit............................
94.70
Cash items ...........
90.00
Due from reserve ban ks...... 135,049.99
Checks on other banks.............
3,229.69
Currency .........................................
6,808.00
Gold ..................................................
5.00
Silver ................................................
2,141.98
Total

$444,205.96

L IA B IL IT IE S .
Capital stock .............................. 8 25,000.00
Certified surplus ........................
5,000.00
Undivided profits ................... —8,472.96
B ills payable, more than 4
per cent interest paid.....
2,000.00
Savings accounts .....................
5,181.26
Individual deposits
......
314,956.54
Public funds ...............................
1,392.00
Certificates o f deposit,time
78,043.20
Certificates of deposit for
money borrowed ...................
2,000.00
Cashier’s checks ........................
4,160.00

I
Total

$444,205.96

SMITHVILLE
CITIZENS BANK
Officers—J. M. Street, President; J. D. W. Fortenberry, Vice President; L. H.
Kaiser, Cashier.
Directors—J. M. Street, J. D. W. Fortenberry, L. H. Kaser, John Spotts, B. F.
Ccffmann.
STATEMENT OF DECEMBER 31. 1919.
RESOURCES.
Loans and discounts.................$ 30,543.85
Loans on real estate.................
7,225.62
Overdrafts .....................................
77.57
TJ. S. bonds.....................................
2,550.00
Other bonds and securities ...
535.35
Furniture and fixtures........ .
660.00
B anking house .....
1,200.00
Item s in tran sit..........................
91.41
Due from non-reserve banks 23,440.41
Due from reserve ban ks........ 31,789.17
Currency .........
2,100.00
Silver ................................................
348.22

Total




$100,561.60

L IA B IL IT IE S .
Capital stock .........................:....$ 7,000.00
Certified surplus ........................
675.00
Undivided profits ........................
3,905.65
72,798.50
Individual deposits ...................
Certificates of deposit, time 16,119.87
Cashier’s checks ........................
62.58

Total

.$100,561.60

184

REPORT OF BANK COMMISSIONER

SPARKMAN
.MERCHANTS & PLANTERS BANK
Officers—J. F. Taylor, President; J. T. Delaughter, Vice President; Jno. N.
Stuart, Cashier; Iva Sharp, Assistant Cashier.
Direccrs—J. F. Taylor, Jno. N. Stuart, J. M. Key, J. T. Delaughter, J. G. Patillo.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................. $ 39,893.73
Loans on real estate................. 10,315.00
1,550.00
Loans on cotton..........................
O verdrafts .....................................
113.84
Bonds to secure postal sa v ­
ing's ..............................................
3,900.00
F urniture and fixtures.............
3,356.76
2,141.69
B a n k in g house ............................
Other rpal estate..........................
4,399.15
Cash item s ...................................
164.96
Due from reserve ban ks........
69,847.54
Currency ..........................................
7,380.00
Silver ................................................
761.35
278.25
Other resources ..........................
T otal

............................................$144,102.27

L IA B IL IT IE S .
Capital stock .............................. $ 10,000.00
Certified surplus ........................
1,293.17
Undivided profits ........................
3,818.94
563.98
Dividends unpaid ......................
Individual deposits ................. 123,582.12
Public funds .................................
1,894.17
Cashier’s checks ........................
2,606.39
343.50
Other liabilities ..........................

T otal

............................................$144,102.'27

SPRINGDALE
FARMERS & MERCHANTS BANK
Officers—Art T. Lewis, President; Carl A. Ownbey, Bert S. Lewis, Anderson
Sanders, Vice Presidents; Lee Sanders, Cashier; Claire Farrar, Assistant
Cashier.
Directors—Art T. Lewis, Bert S. Lewis, Carl A. Ownbey, Anderson Sanders,
•Claire Farrrar, Lee Sanders.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts............... $240,180.43
Loans on real estate............. 282,474.68
1,546.32
Overdrafts ....................................
U. S. bonds.................................... . 75,400.00
1 1 , 0 00.00
Other bonds and securities...
2,000.00
F urniture and fixtures...........
2,600.00
B a n k in g house -------------------19,360.71
Item s in tran sit.........................
Due from reserve ban ks....... 286,300.58
6,512.31
Checks on other banks...........
9.951.00
Currency ......................................
3,000.00
Gold .................................................
Silver ............................................... .... 1,055.76
4.366.00
Other resources ........................

Total




$945,647.79

L IA B IL IT IE S .
Capital stock .............................. $ 60,000.00
Certified surplus ........................ 12,000.00
Individual deposits ................... 619,153.56
Certificates of deposit, time 251,794.23
Reserved for taxes...................
2,700.00

Total

,$945,647.79

STATE OF ARKANSAS

185

STAMPS
BANK OF STAMPS
Officers—W. L. Kitchens, President; J. M. Hudgens, C. A. Kimball, Vice Presi­
dents ; J. D. Moore, Cashier; G. C. Ward, Assistant Cashier.
Direceors—J. M. Hudgens, Chairman; C. A. Kimball, G. T, Blakely, T. F. Gil­
lespie, J. D. Moore, W. L. Kitchens, A C. Kelly, D. O. Talbot, Jno. L. Davis
STATEMENT OF DECEMBER 31. 1319
RESOURCES.
Loans and discounts................. $ 76,355.43
Loans on real estate.................
8,337.00
Loans on cotton.......................... 19,432.39
Other bonds and securities....
904.07
Furniture and fixtures..........
4,468.46
B an kin g house ..........................
3,870.00
Cash items ...................................
749.21
Due from reserve banks........ 17,714.57
Checks on other ban ks..........
211.09
< Currency .......................................
7,126.00
Gold ..................................................
40.00
Silver ...................
809.78
T otal

........................................... $140,018.00

L IA B IL IT IE S .
Capital stock .............................. $ 30,000.00
Certified surplus ........................
3,000.00
Undivided profits ........................
1,628.00
Individual deposits ................... 100,569.20
Certificates of deposit, de­
mand ............................................
3,548.50
Cashier’s checks ........................
1,272.30

Total

........... ......................... ...... $140,018.00

STAMPS
BODCAW BANK
Officers—C. L. Cabe, President; Dr. F. E. Baker, Vice President; A. P. Beasley,
Cashier; H. B. Pipkin, Assistant Cashier.
Directors-—C. L. Cabe, R. Buchanan, W. R. Boney, J. G. Wagner, Dr. F. E.
Baker, A. P. Beasley.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $218,853.73
Loans on real estate............... 83,632.71
Loans on cotton..........................
7,300.00
U. S. bonds .......
22,000.00
Other bonds and securities....
88.29
Furniture and fixtures.............
1,630.93
B anking house ............................
6,807.14
Item s in transit............................
1,500.00
Cash items .....................................
630.38
Due from reserve ban ks.......... 109,770.2*2
Checks on other ban ks..........
1,593.82
Currency .........................................
8,351.00
Gold ....................
896.00
Silver .........................
2,958.63
Other resources ..........................
786.02

Total




$466,798.87

L IA B IL IT IE S .
Capital stock ............................. .$ 25,000.00
Certified surplus ........................ 50,000.00
Undivided profits ............
32,342.66
Savings accounts .....................
2,156.74
Individual deposits ................. 287,801.57
Public funds .................................
3,112.54
Certificates of deposit, time.. 50,702.65
Cashier’s checks ...................... 15,674.56
Other liabilities ..........................
8.15

Total

$466,798.87

186

REPORT OF BANK COMMISSIONER

STAR CITY
LINCOLN COUNTY BANK
Officers—B. F. Tarver, President; A. J. Johnson, Vice President; R. L. Fish,
Cashier; E. C. Norton, Assistant Cashier.
Directors—B. F. Tarver, A. J. Johnson, R. L. Fish, J. G. Atkinson, H. D. Pal­
mer, W. M. Weatherall, E. C. Norton.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $ 86,492.15
Loans on real estate................. 38,079.43
Loans on cotton........................
1,025.00
U. S. bonds.....................................
2,400.00
Other bonds and securities....
4,330.41
2,000.00
Furniture and fixtures.............
B an kin g house ............................
6,000.00
Cash item s ...................................
1,132.25
Due from reserve ban ks........ 96,042.08
Checks on other ban ks.............
2,508.70
Currency .........................................
9,899.00
Gold ..................................................
352.50
Silver ................................................
1,494.15
Other resources ..........................
495.24
T otal

............................................$252,250.91

• L IA B IL IT IE S .
Capital stock .............................. $ 20,000.00
Certified surplus ........................
4,000.00
Undivided profits ......................
7,549.18
Individual deposits ................. 203,063.93
Public funds ................................. 14,586.80
Certificates of deposit, tim e
3,046.00
5.00
Reserved for ta xes...................

Total

............................................$252,250.91

STEPHENS
BANK OF (STEPHENS
Officers—T. P. Lester, President; J. D. McClurkin, Vice President; J. B.
Smith, Cashier; Clyde Whaley, Assistant Cashier.
Directors—T. P. Lester, J. D. McClurkin, J. S. Thompson, W. T. Perry, J. E.
Morgan, J. F. Haltom, P. C. Grayson, J. B. Smith.
STATEMENT OF DECEMBER 31, 1919
R ESO URCES.
Loans and discounts................. $ 68,265.26
Loans on res,l estate................. 16,850.24
Loans on cotton.......................... 108,681.92
O verdrafts .....................................
291.73
U. S. bonds..................................... 17,800.00
Other bonds and securities....
4,600.37
Furniture and fixtures.............
1.00
B a n k in g house ............................
1,500.00
Due from reserve ban ks..........
34,419.59
Checks on other ban ks..........
160.01
Currency .......................................
10,952.00
Gold ...................................................
760.00
Silver ................................................
1,353.61
Other resources ............................
85.13

Total




$265,720.86

L IA B IL IT IE S .
Capital stock .............................. $ 20, 000.00
Certified surplus ........................ 1 0 , 000.00
1,854.48
Undivided profits ......................
75,000.00
B ills payable ..............................
2,500.00
Dividends unpaid ......................
Individual deposits ................... 136,561.54
Certificates o f deposit, tim e 18,618.70
1,186.14
Cashier’s checks ........................

Total

$265,720.86

STATE OF ARKANSAS

187

STEPHENS
PEOPLES BANK
Officers—J. P. Weaver, President; J. M. Smith, Vice President and Cashier.
Directors—J. M. Smith, Theophilus Hall, W. N. Merritt, L. R. Pierce, L. D.
Smith, J. B. Morgan, J. P. Weaver, E. H. Morgan.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$ 40,471.07
Loans on Teal estate..... 32,370.36
Overdrafts .....................................
95.43
Loans on cotton.............. 25,065.25
U. S. bonds...........................
3,520.00
Other bonds and securities....
400.00
Furniture and fixtures.
1,200.00
B anking house ............................
6,500.00
-Due from non-reserve banks 11,292.44
Cash items ......
434.30
Due from reserve ban ks.......
24,471.66
Checks on other ban ks.
438.60
Currency .........................................
10,344.00
Gold ..................................................
777.50
Silver ................................................
394.38
T otal

........................................... $157,774.99

L IA B IL IT IE S .
Capital stock .............................. $ 20,000.00
Certified surplus ........................
1,000.00
Undivided profits ......................
4,235.36
Savings accounts .....................
7,000.00
Individual deposits ................. 116,545.21
Certificates of deposit, de­
mand ............................................
6,857.96
Cashier’s checks ........................
625.37
Other liabilities ........................
1,511.09

Total

............................................$157,774.99

STRONG
VICTORIA BANK
Officers—W. E. Clark, President; A. R. Kirby, Vice President; W. A. Murphy,
Cashier; A. L. Chambless, Assistant Cashier.
Directors— W. E. Clark, A. P. Kirby, W. A. Murphy, J. H. Meek.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts........ .........$110,785.81
Loans on real estate................. 54,154.40
O verdrafts .....................................
204.48
U. S. bonds......................
6,550.00
Other bonds and securities....
2,474.50
Furniture and fixtures.............
1,965.00
B anking house ..........................
2,500.00
Cash items ...................................
81.42
Due from reserve banks........ 41,846.50
Currency ........
19,058.00
Gold ..................................................
705.00
Silver ..............
700.58
Total

........................................... $241,025.69

L IA B IL IT IE S .
Capital stock .............................. $ 20,000.00
Certified surplus ........................
2,500.00
Undivided profits ........................
8,434.96
Individual deposits ................... 200,224.34
Certificates of deposit, de­
mand ............................................
5,834.26
3,891.22
Cashier’s checks ..........................
Public funds ..............................
140.91

T otal

............................................$241,025.69

STUTTGART
BANK OF STUTTGART
Officers— L. Krumpen, President; W. A. Shaw, J. W. Fulton, Vice Presidents;
G. F. Walz, Cashier; W. B. Pfeifer, Assistant Cashier.
Directors—W. A. Shaw, J. W. Fulton, George Prange, A. G. Meehan, W. H.
Wittenauer, L. Krumpen, G. F. Walz, E. O. Lammers, J. C. McCuskey.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts..................$241,957.47
Overdrafts .....................................
2,776.84
U. S. bonds..................................... 37,265.20
Other bonds and securities.... 14,203.03
Furniture and fixtures.............
2,715.75
B anking house ............................ 14,000.00
Due from reserve banks........
79,555.68
Checks on other ban ks..........
7,228.10
Currency .........................................
1,620.00
Gold ..................................................
165.00
Silver ................................................
1,553.65
Total




$403,040.72

L IA B IL IT IE S .
Capital stock ...............................$ 40,000.00
Undivided profits ........................
8,430.04
Bills payable .............
30,000.00
Savings accounts .....................
1,614.71
T rust funds ...................................
30.00
Individual deposits ................. 260,091.96
Public funds .................................
8,370.71
Certificates of deposit, time 23,744.13
Cashier’s checks ........................ 30,759.17

Total

$403,040.72

188

REPORT OF BANK COMMISSIONER

STUTTGART
EXCHANGE BANK
Officers—J. I. Porter, President; J. F, Whaley, Vice President; W. B. Wall,
Cashier; C. L. Perry, E. R. Siueed, Assistant Cashiers.
Directors—J. I. Porter, J. F. Whaley, T. M. Roland, G. E. Hammons, W. B.
Wall.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.... $877,602.67
Loans on real estate......
40,000.00
U. S. bonds.................................... 179,409.41
Other bonds and securities.... 10,064.05
Furniture and fixtures..
1,500.00
Banking- house .........
8,000.00
Other real estate...............'........
5,000.00
Item s in
transit........................ 90,329.85
Due from non-reserve banks
9,966.78
Due from reserve banks.......
34,199.62
Checks on other banks............ 59,918.34
Currency .......................................... 35,995.00
Gold ..................................................
162.50
3,771.62
Silver ................................................
T otal ......................................... $1,355,919.84

L IA B IL IT IE S .
Capital stock ...............................$100,000.00
Certified surplus .................
10,000.00
Undivided profits ........................
3,103.05
B ills payable ............................... 80,000.00
Savings accounts ........................ 14,296.62
T rust funds ..................
28,077.37
Dividends unpaid .....
353.73
Individual deposits ................... 957,763.49
Public funds .................................
8,000.J)0
Due to reserve banks...............
2,431.32
Certificates o f deposit, tim e 103,258.28
Certified checks .........................-.
2,012.00
Cashier’s checks ........................ 46,623.98
Total .........................: ............... $1,355,919.84

SUCCESS
BANK OF SUCCESS
(Not Incorporated)
Officers—J. D. Pclk, President; W. D. Polk, Vice President; W. M. Powell,
Cashier; W. Earl Pclk, Assistant Cashier.
Directors— Private Bank. No Directors.
STATEMENT OtF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................$ 42,271.42
Loans on real estate.................
1,900.00
Overdrafts .....................................
221.27
U. S. bonds.....................................
7,534.66
Other bonds and securities....
863.93
F urniture and fixtures.............
675.60
Item s in tran sit..........................
258.80
Due from non-reserve banks
6,121.82
Cash item s ...................................
220.70
Due from reserve banks:.........
64,697.90
Currency .................
5,399.00
Gold .................................................
635.00
Silver ................................................
756.51
20.00
Other resources ..............
Total

$131,576.61

L IA B IL IT IE S .
Capital stock .............................. $ 10,000.00
Undivided profits ..........
3,708.78
B ills payable, more than 4
per cent interest paid..........
2,390.55
Individual deposits ................. 104,771.20
Certificates of deposit,time 10,269.27
Cashier’s checks ........................
2,827.36

Total

$131,576.61

SUCCESS
STATE BANK
Officers—T. L. Wright, President; J. W. Stubblefield, Vice President; D. E.
Bird, Cashier.
Directors—T. D. Wright, J. M. Wright, J. W. Stubblefield, J. F. Walker, Elmo
Roe.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$ 16.040.21
Loans on real estate.................
719.23
Other bonds and securities....
72.18
F urniture and fixtures............
992.12
Due from non-reserve banks
3,177.74
Cash item s ................................
1.189.09
Due from reserve ban ks........
3.860.40
Currency .......
1,578.00
Gold ......................
10.0*1
Silver ................................................
615.42
Other resources ........................
1,234.03

Total




$ 29.488.42

L IA B IL IT IE S .
Capital stock .............................. $ 12,000.00
Certified surplus ........................
1.200.00
Individual deposits ...........
15,128.01
Cashier’s checks ..........................
509.40
Reserved for taxes...................
651.01

Total

$ 29.488.42

STATE OF ARKANSAS

189

SULPHUR SPRINGS
BANK OF SULPHUR SPRINGS
Officers— L. M. Stout, President; Ben C. Davis, Vice President; Stcrm O.
Whaley, Cashier; Clara Abercrombie, Assistant Cashier.
Directors— L. M. Stout, A. H. Skidmore, Ben C. Davis, S. G. Warner, Storm
O. Whaley.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate...............
U. S. bonds..................
Other bonds ar>d securities.—
Furniture and fixtures.............
B anking house ............................
Other real estate........................
Due from non-reserve banks
Due from reserve banks..........
Currency ......:..................................
Silver ................................................

32,049.45_
14,708.14'
2,788.00
762.00
2,000.00
4,500.00
847.30
15,243.28
20,091.16
4,354.00
1,001.71
98,345.10

Total

L IA B IL IT IE S .
Capital stock .............................. $ 10,000.00
Undivided profits ......................
1,100.61
B ills payable, more than 4
per cent interest paid..........
1.15
Individual deposits .................
62,720.72
Public funds ..........................
2,547.49
Certificates of deposit, time 21,748.57
Certificates of deposit for
' money borrowed ...................
1.15
Cashier’s checks ........................
226.56
Total

98,345.10

SWIFTON
BANK OF SWIFTON
Officers— W. R. Harvey, President; Roy Moon, Vice President; W. D. Morgan,
Cashier.
Directors—Roy Moon, W. R. Harvey, J. N. Moon, J. G. Smith, W. D. Morgan.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $ 18,108.02
Loans on real estate........... .
6,400.00
83.57
Overdrafts .....................................
U. S. bonds.....................................
1,315.00
Furniture and fixtures.............
1,185.00
B anking house ..........................
1,890.00
Cash item s .....................................
290.80
Due from reserve banks........ 188,186.05
Currency ......
7,379.00
Gold ..................................................
140.00
Silver ................................................
754.69
Other resources ..........................
26.18
Total

........................................... $225,758.31

L IA B IL IT IE S .
Capital stock .............................. $ 10,000.00
Certified surplus ........................
5,000.00
Undivided profits ......................
2,228.31
Individual deposits ................. 202,980.85
Public funds .................................
4,237.39
Certificates of deposit, tim e....
591.75
Cashier’s checks ........................
720.01

Total

........................... ................ $225,758.31

tAYLOR
BANK OF TAYLOR
Officers—W. H. Horn, President; L. A. King, Joe L. Davis, Vice Presidents;
Charles A. Neal, Cashier; Mary Keith, Assistant Cashier.
Directors—W. H. Hern, Jce L. Davis, Arthur D. Pope, L. A. King, Henry
Nclte, Charles A. Neal.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$
Loans on real estate...............
Loans on cotton..........................
Overdrafts ...................... ..............
U. S. bonds.....................................
Furniture and fixtures............
B anking house ............................
Due from non-reserve banks
Cash items ...................................
Due from reserve ban ks........
Currency ............
Gold ................................. ...............;
Silver .............................. .................
Total




81,857.12
19.734.24
21,066.61
492.37
12,756.16
1.500.00
1 , 000.00
241.69
392.54
9.148.54
£572.00
90.00
238.77

$152,090.04

L IA B IL IT IE S .
Capital stock ...............................$ 12.500.00
Certified surplus ........................
7,500.00
Undivided profits ...................
4,002.49
Bills payable ................... >....... . 19,800.00
Notes rediscounted ...................
17,275.00
B ills payable more than 4
per cent interest paid..........
665.00
Individual deposits .................
65,792.06
Certificates of deposit,tim e.. 24,757.15
Cashier’s checks ........................
,463.34

Total

$152,090.04

190

REPORT OF BANK COMMISSIONER

TEXARKANA
MERCHANTS & PLANTERS BANK
Officers—Q. O. Turner, President; Allen Winham, Vice President; .Wm. A.
Smith, Cashier; Miss L. Brantley, Assistant Cashier.
Directors—Q. O. Turner, Allen Winham, Jno. P. Kline, W. E. Haydon, Henry
Moore, Jr., Milton Winham, J. W. Maxwell, C. W. Fouke, A. B. Ross, Wm.
A. Smith.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................. $577,840.39
Loans on real estate................. 71,943.89
Overdrafts .....................................
172.06
U. S. bonds..................................... 96,367.00
Other bonds and securities 85,134.36
F urniture and fixtures.............
5,500.00
64,000.00
B a n k in g house ............................
Item s in tran sit ..........................
5,220.87
Cash item s ...................................
1,546.15
Due from reserve banks........ 152,290.13
Checks on other banks............. 16,816.34
Currency .......................................... 38,942.00
Gold ...................................................
117.50
Silver ................................................
6,135.94
Other resources ..........................
250.00
T otal

..................................... $1,122,276.63

L IA B IL IT IE S .
Capital stock ...............................$200,000.00
Certified surplus ........................ 18,000.00
Undivided profits ......................
1,258.49
Bills payable ............................... 75,000.00
N otes rediscounted
............... 32,500.00
Savings accounts ........................ 218,350.57
T ru st funds ...................................
1,757.51
Dividends unpaid ...................... 16,000.00
Individual deposits ~<r.............. 276,805.84
Public funds ................................. 89,257.95
Due to non-reserve banks........ 181,405.75
Certificates of deposit, time
8,176.44
Cashier’s checks ........................
264.08
3,500.00
Reserved for taxes................ .*...
T otal ......................................... $1,122,276.63

TEXARKANA
MILLER COUNTY BANK & TRUST CO.
Officers—J. R. Dale, President; W. E. Carter, Vice President; T. F. Booker,
Cashier; C. C. Cowling, Assistant Cashier.
Directors—J. R. Dale, T. F. Booker, J. H. Goodgame, W. E. Carter, J. H. For­
bes, F. L. Ccrrona.
STATEMENT OF DECEMBER 31. 1919
R ESO URCES.
Loans and discounts................. $ 55,084.56
Loans on real 'e sta te ................. 126,472.83
O verdrafts .....................................
78.66
U. S. bonds.....................................
5,325.00
Other bonds and securities....
168.80
Furniture and fixtures.............
1,600.00
Due from reserve banks........
66,895.43
Checks on other banks..........
865.39
Currency ..........................................
3,819.00
Gold ...................................................
345.00
Silver ................................................
796.62

Total

......................................... $261,451.29




L IA B IL IT IE S .
Capital stock .............................. $ 75,000.00
Certified surplus .......................... 12,000.00
Undivided profits ........................ 16,244.44
Savings accounts ...................... 52,569.30
Individual deposits ................... 103,227.09
Cashier’s checks ........................
1,039.19
R eserved for taxes ...................
208.65
Other liab ilities ..........
1,162.62

Total

......................................... $261,451.29

STATE OF ARKANSAS

191

TEXARKANA
STATE SAVINGS & TRUST COMPANY
Officers— E. A. Frost, President; C. R. Johnson, C. M. Blocker, Vice Presi­
dents; W. B. Oglesby, Secretary; D. C. Lane, Assistant Secretary.
Directors— E. A. Frost, C. M. Blocker, B. H. Kuhl, D. C. Lane, J. R. Dale, C, R,
Johnson, W. B. Oglesby, E. W. Frost, M. W. Jones.
STATEMENT OF DECEMBER 31, 1919
L IA B IL IT IE S .
RESOURCES.
Capital stock ............................ $ 200,000.00
Loans and discounts.............$1,215,558.38
Certified surplus ......................
50,000.00
Loans on real estate.............
81,228.48
UrAlivided profits ......................
26,000.00
Loans on cotton........................ 281,948.94
Bills payable ......
50,000.00
O verdrafts ...................................
202.92
Savings accounts ...................... 318,970.41
U: S. bonds...................................
1,676.00
Dividends unpaid ......................
1,451.33
Other bonds and securities....
42,400.73
Furniture and fixtures..........
10,215.00
Individual deposits ................. 1,098,260.60
Public funds ..............................
72,273.68
Item s in transit..........................
28,278.63
Due to non-reserve banks....
8,839.09
Cash item s ...................................
29,298.20
Due from reserve banks........
153,708.28
Certificates of deposit, de­
Checks on other ban ks........
22,100.60
mand ..........................................
40,036.98
12,460.00
Certified checks ........................
950. 00
Currency .......................................
2,506.94
Gold ........
40.00 • Cashier’s checks .....................
Silver ..............................................
995.20
Reserved for taxes...................
13,445.17
Other resources ........................
3,336.50
Other liabilities ........................
713.66
T otal ......................................... $1,883,447.86

Total ..................................1...... $1,883,447.86

THORNTON
CITIZENS BANK
Officers— B. E. Halpin, President; W. C. Ribenack, Vice President;
The mpsen,.Cashier.
Directors— B. E. Halpin, W. C. Ribenack, Gordon H. Campbell.

J. M.

STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts......... ....... $
Loans on real estate.................
Other bonds and secu rities.-.
Furniture and fixture®...........
B anking house ............................
Other real estate..................
Cash items .....................................
Due from reserve ban ks........
Currency .........................................
Gold ......
Silver ................................................
Total

64,268.67
11,453.58
8,999.71
1,357.43
2,500.60
200.00
2,235.00
63,083.69
14,980.00
175.00
1,445.29

....................... ................... $170,698.S'7

L IA B IL IT IE S .
Capital stock .............................. $ 10,000.00
Certified surplus ........................
1,300.00
Undivided profits .....
2,735.70
Individual deposits ................. 133,345.83
Public funds .................................
872.18
Certificates of deposit, tim e 22,443.46
Cashier’s checks ........................
1.20

Total

..................... ......................$170,698.37

TILLAR
BANK OF TILLAR
Officers— H. Thane, President; A. C. .Stanley, Vice President; C. A. King,
Cashier.
Directors—H. Thane, J. Bernhardt, C. A. King, A. C. Stanley, D. P. Terry.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $ 26,918.82
Loans on real estate.................
6,544.00
U. S. bonds.....................................
1,112.07
Furniture and fixtures.............
1,811.70
Due from non-reserve banks
5,760.65
Due from reserve ban ks........
58,775.80
Currency .......................................
3,389.00
Silver ................................................
766.28
Other resources ..........................
786.55

Total




$105,864.87

L IA B IL IT IE S .
Capital stock ...............................$
Certified surplus ........................
Undivided profits ........................
B ills payable, more than 4
per cent interest paid..........
Individual deposits .............,.....
Certificates of deposit, time’
Other liabilities .......

Total

25,000.00
20,000.00
500.00
'
9,927.83
44,225.00
15,946.71
193.16

$105,864.87

192

REPORT OF BANK COMMISSIONER

TILLAR
CITIZENS BANK
Officers—W. L. Harrell, President; R. H. Wolfe, Vice President; F. G. Pas­
chal, Cashier; L. Wolfe, Assistant Cashier.
Directors— R. H. Wolfe, W. S. Wocd, E. S. Terral, W. L. Harrell, V. C. Harrell,
Joe Nichols, V. M. Howell, V. J. Trotter, C. H. Kimbro.
STATEMENT OF DECEMBER 31, 1919.
R ESO URCES.
Loans and discounts................. $120,194.19
Loans on real estate................. 17,800.00
U. S. bonds..................................... 28,900*00
Other bonds and securities.... 1 0 , 000 .0 0
B an kin g house ............ ............. 18,000.00
563.01
Cash item s .....................................
24.617.38
Due from reserve banks.......
750.00
Furniture and fixtures...........
4,037.00
Currency ..........................................
50.00
Gold ..................................................
788.92
Silver ................................................
13.78
Other resources ..........................
T otal

$225,714.35

L IA B IL IT IE S .
Capital stock .............................. $ 50,000.00
Certified surplus ........................
6,000.00
Undivided profits ........................
5,621.83
Individual deposits ................... 154,271.07
Certificates of deposit, time
9,821.45

Total

$225,714.35

TRUMAN
BANK OF TRUMAN
Officers—J. A. Cash, President; Geo. O. Campbell, Vice President; Craig Fra­
zier, Cashier; William Habbertcn, Assistant Cashier.
Directors—J. A. Cash, Geo. O. Campbell, L. J. Parr, L. J. O’Brien, M. P. Welsh.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts................. $ 59,087.04
Loans on real estate............... 44,867.62
O verdrafts .....................................
477.88
U. S. bonds.......................................
8,950.00
Other bonds and securities.—
1.00
Furniture and fixtures.............
2,000.00
Due from reserve ban ks........ 91,856.78
Currency .........................................
Gold ...................................................
365.00
8o9.8?
Silver ............................................. T otal

.$216,231.21

L IA B IL IT IE S .
Capital stock .............................. $ 10,000.00
Certified surplus ........................
5,000.00
Undivided profits ......................
7,750.97
Individual deposits ................. 192,480.24
Certificates of deposit, tim e
1,000.00

T otal

.$216,231.21

TUCKERMAN
BANK OF TUCKERMAN
Officers—J. W. Lindley, President; L. T. Slaydeiu, Vice President; E. V. He It,
Cashier; T. G. Dowell, Otis Armstrong, Assistant Cashiers.
Directors— J. W. Lindley, L. T. Slayden, E. V. Holt, W. S. Armstrong, A. J.
Goetz.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................. $ 70,993.67
Loans on real estate................. 16.930.00
U. S. bonds..................................... 28.574.00
o th e r bonds and securities ... 13,204.13
Furniture and fixtures.............
3,800.00
B anking house ............................
5,550.00
Due from non -reserve banks
3 412.03
Due from reserve banks........ 206.262.26
Currency .........................................
16.745.00
Gold ...........................:.......... ...........
272.50
Silver ................................................
4,680.27

Total




$370,423.86

L IA B IL IT IE S .
Capital stock .............................. $ 15,000.00
Certified surplus ........................
4,000.00
•Undivided profits ........................
7,500.00
Individual deposits ................... 281,185.99
Public funds ................................. 12,440.53
Certificates of deposit, time 47,279.26
Cashier’s checks ........................
3,018.08

Total

$370,423.86

STATE OF ARKANSAS

193

TUCKERMAN
CITIZENS BANK
Officers—Nimrod Graham, President; Chas. E. Penix, Vice President; Chas. E.
Smith, Cashier; Clarence C. Atway, Assistant 'Cashier.
Directors—Nimrod Graham, W. M. Tims, H. E. James,' C. E. Penix, C. E.
Smith, G.A.'Churchman.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts................ $ 40,287.87
Loans on real estate................ 16,950.00
Overdrafts ...................................
259.88
U. S. bonds................
3,249.77
Other bonds and securities....
4,710.78
Items in transit........................
165.16
Due from non-reserve banks
5,099.79
Cash items .................................
6.72
Due from reserve banks........ 155,520.02
Checks on other banks..........
1,085.22
Currency ..........
5,811.00
1,685.86
Silver .......
$234,832.07

Total

LIABILITIES.
Capital stock .............................$ 15,000.00
8,600.00
Certified surplus ........
Undivided profits ......................
4,633.78
Individual deposits .................. 205,793.74
Public funds ...............................
804-55

$234,832.07

Total

TUPELO
BANK OF TUPELO
Officers— J. H. Siuapp, President; Jno. F. Gardner, Vice President;#G. S. Jernigan, Cashier.
Directors— A. L. Crittenden, Jno. F. Gcrdner, B. W. Jones, W. N. Jones, G.
S. Jernigan, W. S. Morgan, J. H.lSnapp, Jno. E. Williams.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 18,918.55
4,294.82
Loans on real estate.... ,..........
Overdrafts ............
251.72
Furniture and fixtures............
3,015.05
1,000.00
Banking- house ........................
Cash items .................................
45.00
Due from reserve banks........ 27,520.70

Currency ..........................................

3,276.00

Gold ........................
Silver .............................................

35.00
4,032.77

Other resources ..........................

Total

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ................ L......

Individual deposits ..................
Cashier’s checks ......................

1,000.00

51,318.31
393.50

322.20

62,711.81

Total

.„..$ 62,711.81

TYRONZA
BANK OF TYRONZA
Officers— W, W. Warreiw, President; J. A. Emrich, Vice President; H. C. Overturf, Cashier; Felix M. Bivens, Assistant Cashier.
Directors—W. W. Warren, J. A. Emrich, O. C. Hcwser, L. M. Wood, J. L.
Drace, W. M. Howard, F. F. Hinkley, J. A. East, H. C. Overturf.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts...... $103,076.03
Loans on real estate...... 25,566.44
Overdrafts ..................... .............
516.57
U. S. bonds....l....................
8,750.00
Other bonds and securities....
75.00
Furniture and fixtures............
1,829.28
Banking house ...........................
1,357.55
Cash items ........
515.67
Due from reserve banks.......... 70,919.68
Currency .......................................
5,121.0c
Gold ................................................
112.50
Silver ...................................
1,733.26
Other resources .....................
.53
Total




$219,573.51

LIABILITIES.
Capital stock ...............................$ 35 ,000.00
Certified surplus .......................
3,500.00
Undivided profits ....................
3,997.15
Dividends unpaid ....................
300.00
Individual deposits ................ 124,541.08
Public funds ............................... 51,326.03
Certificates of deposit, time
808.00
Cashier’s checks ......................
101.25

Total

$219,573.51

REPROT OF BANK COMMISSIONER

194

VAN BUREN
CITIZENS BANK & TRUST CO.
Officers—David T. Bryan, President; W. V. Boatright, Vice President; J. D.
Kagy, Cashier; Frank D. Pape, Assistant Cashier.
Directors— David T. Bryan, Giles Lucas, Lewis Bryan, Robert W. Geliy, W. Y.
Boatright, W. R. Willis, John L. Smith.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $136,505.86
Loans on real estate.............. 34,098.24
Loans on cotton........................... 168,767.55
Overdrafts ...................................
5,140.86
U. S. bonds..................................... 24,569.47
Other bonds and securities.... 17,185.56
Furniture and fixtrues..............
3,000.00
Banking house ........................ 14,700.00
Other real estate.......................
9,450.00
Due from reserve banks........ 177,907.54
Checks on other banks..........
8,248.98
Currency ....................................... 14,040.00
Gold ................................................
422.50
Silver ..............................................
1,069.49
Total

......................................... $615,106.05

LIABILITIES.
Capital stock .............................$ 75,000.00
Certified surplus ....................... 15,000.00
Undivided profits ..................... 16,134.34
Savings accounts ..................... 35,747.67
Trust funds .................................
1,624.36
Individual deposits .................. 409,780.51
2,248.57
Public funds ...............................
Certificates of deposit, de­
mand .......................................... 47,912.35
Cashier’s checks ....................... 11,658.25

Total

......................................... $615,106.05

VAN BUREN
CRAWFORD COUNTY BANK
Officers— II. P. King, President; G. L. Kelton, Vice President; S. A. Pernot,
Cashier; Johnson Moore, Assistant Cashier.
Directors—H. C. Faber, Ham Greig, H. P. King, G. L. Kelton, Johnson Moore,
S. A. Pernot, T. L. Wallace.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $
Loans on real estate................
Loans on cotton.........................
Overdrafts .................................
U. S. bonds...................................
Other bonds and securities.—
Furniture and fixtures............
Banking house ......
Other real estate........................
Due from reserve banks..........
Checks on other banks............
Currency .......................................
Gold ................................................
Silver .......
Other resources .........................
Total




42,918.16
15,767.73
50,000.00
23,338.41
15,950.00
25,162.17
2,237.89
13,625.46
29,231.38
95,371.35
749.46
5,243.00
65.00
1,279.86
238.72

$321,178.59

LIABILITIES,
Capital stock
........................$
Certified surplus .......................
Undivided profits .......................
Individual deposits ..................
Certificates of deposit, time

Total

56,000.00
15,000.00
16,062.30
148,188.75
85,927.54

$321,178.59

STATE OF ARKANSAS

195

VANDERVOORT
BANK OF VANDERVOORT
Officers—J. C. Allen, President; B. P. Lichlyter, Vice President; W. S. Capeheart,
Cashier.
Directors—J. C. Allen, B. P. Lichlyter, M. O. Cecil, W. A. Sandefur, J. F.
Garrett.
STATMEENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts..............$ 21,784.92
5,000.00
Loans on real estate................
Loans on cotton......................... 16,314.23
Overdrafts ...................................
17.92
U. S. bonds...................................
2,650.10
1,098.00
Furniture and fixtures............
Banking house ..........................
787.13
Items in transit........................
100.00
Due from reserve banks........ 33,769.12
Currency .......................................
2,372.00
Gold ................................................
20.00
Silver .............................................
629.06
Total

.$ 84,542.48

LIABILITIES.
Capital stock .............................$ 10,000.00
Undivided profits ....................
504.18
Individual deposits .................. 58,987.94
Certificates of deposit, de­
mand .......................................... 13,557.08
Cashier’s checks .........................
1,488.57
Other liabilities .........................
4.71

Total

$ 84,542.48

VANNDALE
BANK OF VANNDALE
Officers—T. R. Vann, President; T. D. Hare, Vice President; Lee Graham,
'• Cashier.
Directors—T. R. Vann, T. D. Hare, W, E. Sigman, Thos. O. Smallen, Lee Gra­
ham. Ernest Fountain, C. W. Calhoun.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................$ 28,639.72
Loans on real estate,............... 10,984.45
Loans on cotton........................
1,245.45
U. S. bonds...'................................
8,208.10
Other t>onds and securities....
1,321.50
Furniture and fixtures............
1,350.00
Banking house
900.00
Items in transit........................
231.11
Cash items ...................................
2,096.79
Due from reserve banks.......
31,259,25
Currency ..............
6,198.00
Gold ................................................
155.00
Silver .............
1,173.23
Other resources .........................
300.00
Total




$ 94,062.60

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus
...................
2,500.00
Undivided profits .......................
511.97
Postal savings deposits..........
290.00
Individual deposits .................. 76,673.36
Certificates of deposit, time....
4,087.27

Total

.$ 94,062.60

REPORT OF BANK COMMISSIONER

196

VIOLA

BANK OF VIOLA
Officers—J. D. 'Cochran, President; C. W. Pardew, Vice President; Erby Carroll, Cashier.
Directors—W. C. Ashley, S. A. Jones, Erby Carroll, C. W. Pardew, J. D. Coch­
ran.
STATEMENT DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 43,811.04
Loans on real estate................
3,350.00
Overdrafts ...................................
1,129.75
U. S. bonds...................................
8,596.03
Other bonds and securities....
1,053.30
1,000.00
Furniture and fixtures............
Other real estate........................
2,000.00
Items in transit........................
38.98
Due from non-reserve banks
3.52
Due from reserve banks.......... 11,323.41
Checks on other banks..........
419.38
5,368.00
Currency .......................................
Gold ................................................
10.00
Silver ..............................................
297,95
.$ 78,401.36

Total

LIABILITIES.
Capital stock ...............................$ 7.625.00
1.300.00
Certified surplus .......................
3,596.77
Undivided profits .......................
3.350.00
Notes rediscounted ..................
Individual deposits ................ 53,523.20
7,651.46
Certificates of deposit, time
1,354.93
Cashier’s checks .......................

Total

$ 78,401. 36

WABBASEKA

BANK OF WABBASEKA
Officers—Thos. R. Ashcraft, President; W. H. Townsend, Vice President; A. A.
Williams, Cashier; R. B. Ashcraft, Assistant Cashier.
Directors—Thos. R. Ashcraft, W. H. Townsend, Lloyd Garrett, R. B. Ashcraft,
J. A. Hudgens.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.

Loans and discounts................$
Loans on real estate................
Loans on cotton...........................
Furniture and fixtures............
Banking house ...........................
Due from non-reserve banks
Due from reserve banks..........
Currency .......................................
Silver .... :........... ......................-.....
Other resources ........................
Total

21,354.96
8.400.00
959.18
1.500.00
6.000.00

15,000.00
46,671.57
18,261 00
488.74
263.61

.$118,899.06

LIABILITIES.
Capital stock ...............................$ 1 0 . 0 0 0 .0 0
2 , 000.00
Certified surplus .........................
Undivided profits ......................
2,565.35
Individual deposits .................. 97,206.51
500.00
Public funds ...............................
Certificates of deposit, time
6,627 20

Total

$118,899.06

WALCOTT
BANK OF WALCOTT
Officers—J. M. Tryner, President; J. M. Hallev, First Vice President; J. L.
Dacus, Second Vice President; W. C. Wilccckson, Cashier.
Directors—J. M. Tyner, J. M. Halley, W. C. Willcockson, J. L. Dacus, T. B.
Kitchen, A. W. Jackson, J. D. Block, Eli Meiser, •W. T. Stedman, L. U.
Stedman.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 30,136.10
Overdrafts .........
71.53
U. S. bonds................................... 10,870.00
Furniture and fixtures............
300.00
Banking house ...........................
2,700.00
Cash items ...................................
275.85
Due from reserve banks........
67,517.52
Currency .......................................
1,415.00
Silver ..............................................
384.35
Total




$113,670.35

LIABILITIES.
Capital stock .............................$ 12,500.00
Certified surplus ......................
1,250.00
Undivided profits .......................
922.87
Individual deposits ................... 98,997.48

Total

$113,670.35

STATE OF ARKANSAS

197

WALDO
BANK OF WALDO
Officers—J. H. Askew, President; M. F. Brazell, A. B. Banks,Vice Presidents;
Ivie E. Howell, Cashier 3 Paul Blake, Assistant Cashier.
Directors—J. H. Askew, J. G. Pattillo, A. B. Banks, J. T. Harris, W. S. McKissack, M. F. Brazell, Ivie E. Howell.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts...................$184,830.76
Loans on real estate................ 21,379.53
Loans on cotton......................... 13,996.10
Overdrafts ...................................
.22
U. S. bonds...................................
8,727.50
Other bonds and securities....
150.00
Furniture and fixtures............
2,350.00
Banking house ...........................
5,770.00
Due from reserve banks.......... 92,624.36
688.36
Checks on other banks............
Currency ....................................... 10,105.00
Gold ................................................
395.00
Silver .............................................
880.04
Other resources ........................
40.97
Total

................... ......................$341,937.84

LIABILITIES.
Capital stock ...............................$ 25,000.00
Certified surplus ....................... 12,500.00
Undivided profits ....................... 11,014.28
Bills payable, more than 4
Rer cent interest paid.......... 15,000.00
Individual deposits ................ 237,764.06
5,000.00
Public funds ...............................
Due to non-reserve banks....
6,000.00
Certificates of deposit, time 44,658.50
Cashier’s checks .......................
1.00

Total

......................................... $341,937.84

WALDO
PEOPLES BANK
Officers—J. M. Davis, President; W. M. Fincher, T. W. Calaway, Vice Presi­
dents; M. D. Clark, Cashier; H. A. Fincher, Mrs. M. D. Clark, Assistant
Cashiers.
Directors—J. M. Davis, W. M. Fi
, T. W. Calaway, T. S. Cook, H. M. Kitchens, Chas. Clark, M. D. Clark.
STATEMENT OF DECEMBER 31, 1919;.

\

RESOURCES.
Loans and discounts.................$^51,833.47
Loans on real estate................ 25,500.00
Loans on cotton........................
16,133.07
Overdrafts ...................................
81.53
U. S. bonds...................................
9,400.00
Other bonds and securities....\
119.78
Furniture and fixtures..........
1,684.20
Banking house ...........................
4,000.00
Cash items ...................................
166.24
Due from reserve banks.......... 87,376.36
Checks on other banks..........
500.00
Currency .......................................
8,798.00
Gold ..................
845.00
Silver .............................................
683.42
Total

......................................... $307,121.07




LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus .....................
6,500.00
Undivided profits ................... ’
5,647.31
Bills payable, more than 4
per cent interest paid.........
500.00
Individual deposits .................. 197,281.21
Public funds ............................... 50,088.21
Certificates of deposit, de­
mand ..........................................
500.00
Certificates of deposit, tmie 18,889.67
Cashier’s checks .......................
3,214.67

Total

......................................... $307,121.07

198

REPORT OF BANK COMMISSIONER

WALDRON
BANK OF WALDRON
Officers—Jno. T. Forrester, President; E. M. Fuller, Vice President; J. L. Cen­
ter, Cshier; W. B. Piles, Assistant Cashier.
Directors—Jno. T. Forrester, J. L. 'Center, L. K. Robertson, W. B. Piles, T. J.
Center, E. M. Fuller, J. S. Hill, C. E. Forrester, Daniel Hon.
STATEMENT OF DECEMBER 31. 1919.
RESOURCES.
Loans and discounts.................$215,686.63
Loans on real estate................ 20,325.75
Loans on cotton........................ 25,000.00
Overdrafts ...................................
160.46
U. S. bonds..................................... 70,950.00
Other bonds and securities....
3,603.40
1,500.00
Furniture and fixtures............
Banking house ...........................
5,000.00
Bills of exchange...................... 80,697.32
3,893.3L
Cash items ...................................
Due from reserve banks........ 95,853.32
Checks on other banks............
1,671.21
Currency ....................................... 10,893.0"
Gold ..............................................
105.00
2,616.01
Silver ......
Other resources ...........................
73,83
Total

......................................... $538,029.24

LIABILITIES.
Capital stock .............................$ 50,000.00
Certified surplus ......................
15,000.00
11,102.88
Undivided profits ....................
Individual deposits .................. 386,181.66
Public funds ............................... 27,738.22
Certificates of deposit, de­
mand .......................................
43,055.57
Cashier’s checks .......................
4,950.91

Total

........................................ $538,029.24

WALNUT RIDGE
LAWRENCE COUNTY BANK
Officers—J. G. Richardson, President; G. E. Henry, C. W. White, Vice Presi­
dents; E. L. Moore, Cashier; Homer Mays, Victor Sloan, Assistant Cash­
iers.
Directors—Jno. M. Lester, S. C. Lester, S. *C. Dowell, Jno. K. Gibson, Chas*
Bloom, J. G. Richardson, G. E. Henry, D. Sloan, C. W. White, J. C. Chil­
ders. D. W. Fender, Dr. R. R. Johnson, E. L. Moore.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts...... $543,937.94
Loans on real estate........ 53,481.76
Loans on cotton................ 443,787.33
Overdrafts ...................................
3,099.45
U. S. bonds.*.......................... 58,402.72
Other bonds and securities.... 16,032.70
Furniture and fixtures..
4.298.70
Banking house ........................... 10,750.00
Other real estate.............. 10,200.35
Due from non-reserve banks
1,500.00
Cash items ...................................
908.75
Due from reserve banks. 226,448.70
Checks on other banks..
5,949.29
Currency ........................................
8,100.00
Gold ..................
100.00
Silver ........
1,153.10
Total




.$1,388,150.79

L lA D lL lll£ iO .

Capital stock ............................... $ 85,000.00
Certified surplus ....................... 25,000.00
Undivided profits ....................... 18,557.27
Individual deposits .................1,072,442.23
Public funds ............................... 125,979.82
Certificates of deposit, time 51,867.48
Cashier’s checks ..............
9,303.99

Totaf

,$1,388,150.79

STATE OF ARKANSAS

199

WARREN
MERCHANTS & PLANTERS TRUST & SAYINGS BANK
Officers—H. L. Turner, President; C. J. Mansfield, First Vice President; Fred L.
Purcell, Second Vice President; Carl Hollis, Cashier; Kirby Smith, A. L.
Greene, Assistant Cashiers.
Directors—H. L. Turner, C. J. Mansfield, Fred L. Purcell, J. M. Bailey, O. O.
Axley, L. G. Hampton, H. F. Butler, G. B. Colvin, O. W. Wheless,v Noel
Martin, Carl Hollis.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts................ $310,009.55
Loans on real estate................ 131,903.72
Loans on cotton........................ 42,886.49
Overdrafts ...................................
593.10
U. S. bonds..................................... 35,444.09
Other bonds and securities....
830.51
Furniture and fixtures............
657.86
Banking House ........................ 33,833.78
Other real estate........................
719.04
Cash items ...................................
63.55
Due from reserve banks........ 125,868.29
Checks on other banks............
3,102.57
Currency ..................................
19,390.00
Gold ................................................
685.00
Silver ..............................................
3,333.84
Total

....-.....................................$709,321.39

LIABILITIES.
Capital stock ............................. $100,000.00
Certified surplus ....................... 50,000.00
Undivided profits ....................
4,005.72
Bills payable, more than 4
per cent interest paid............................... 31,279.95
Savings accounts ....................... 68,154.54
Trust funds .................................
3,339.60
Dividends unpaid ...................... 10,000.00
Individual deposits .................. 417,179.43
Public funds ...............................
1.36
Certificates of deposit, de­
mand .............................................. 47,290.01
Certified checks .'.......................
1,680.00
5,670.73
Cashier’s checks ......................
Reserved for taxes ..................
2,000.00
Total

......................................... $709,321.39

WARREN
WARREN BANK
Officers— Louis Ederington, President; S. B. Meek, C. W. Hankins, H. G. Martin,
Active, Vice Presidents; R.-L. Deal, Cashier; C. L. Tarleton, Assistant*
\
Cashier.
Directors—Louis Ederington, S. B. Meek, C. W. Hankins, J. M. Bailey, Bryan
Martin, W. T. Thompson, J. R. S. Meek, E. A. Morris, W. E. Broughton.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $209,400.15
Loans on real estate.................. *162,404.01
Loans on cotton........................... 21,110.00
Overdrafts ...................................
812.97
U. S. bonds...... .............................. 45,048.60
Other bonds and securities....
9,203.56
Furniture and fixtures............
4,000.00
Banking house ...........................
5,000.00
Due from non-reserve banks 101,354.34
Cash items ...................................
8.80
Due from reserve banks.......... 34,774.51
Checks on other banks............
3,586.03
Currency ....................................... 14,996.00
Gold ................................................
160.00
Silver .............................................
2,205.63
Other resources ........................
125.65
Total

.........................................$614,190.25




LIABILITIES.
Capital stock ...............................$ 75,000.00
Certified surplus ....................... 22,000.00
Undivided profits ......................
6,893.63
Savings accounts ....................... 100,072.58
Dividends unpaid ......................
3,075.00
Individual deposits .................. 392,041.28
Public funds ...............................
7.50
Certificates of deposit, time
3,833.16
Cashier’s checks .........................
5,267.10

Total

......................................... $614,190.25

REPORT OF BANK COMMISSIONER

200

WASHINGTON
WASHINGTON STATE BANK
Officers—C. N. Trimble, President; W. B. Nelson, Vice President; J. W. Butler,
Cashier.
Directors—W. B. Nelson, O. C. Bailey, C. N. Trimble, A. N. Stroud, J. W.
Butler,
• STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts.................. $
Loans on real estate..................
Overdrafts ...................................
U. S. bonds...................................
Other bonds and securities....
Furniture and fixtures............
Due from non-reserve banks
Cash items .................................
Due from reserve banks..........
Currency .......................................
Silver ............................„ ...............
Other resources ........................

LIABILITIES.
Capital stock .............................$ 25,000.00
Certified surplus .......................
2,500.00
CJndivided profits .......................
1,370.78
Individual deposits .................. 115,055.03
Certificates of deposit, time
3,583.93
Cashier’s checks .........................
554.99

57,394.80
15,575.29
119.52
2,678.50
3,466.011,800.00
15.000.0f>
67.50
53,226.80
9,900.00
3,218.91
617.40

.$148,064.73

Total

$148,064.73

Total

WATSON
DESHA COUNTY BANK
Officers— H. Thane, President; W. J. Murphy, Vice President; Sam Rayder,
Cashier.
. Directors—H. Thane, Sam Rayden, Sam. Wolchansky, D. E. Dobscn, W. J.
Massey.
STATEMENT OF DECEMBER 31. 1919
LIABILITIES.
Capital stock ............................. $ 17,600.00
Certified surplus .......................
5,400.00
Undivided profits .......................
2,091.30
Bills payable, more than 4
per cent interest paid..........
250.00
Individual deposits .................. 96,932.95
Certificates of deposit, time
5,800.00
Certificates of deposit money
borrowed .................................
250.00
Cashier’s checks .....................
7,321.22
Other liabilities .........................
189.94

RESOURCES.
Loans and discounts................ $ 51,080.11
Loans on real estate................ 22,004.20
Overdrafts ...................................
451.70
U. S. bonds...................................
9,483.20
Furniture and fixtures............
810.00
Banking house ...........................
655.72
Other real estate..,.....................
67.W
Due from non-reserve banks 35,000.00
Cash items ...................................
93.91
9,693.14
Due from reserve banks..........
Currency ........................................
5,935.00
Gold ................................................
10.00
Silver ..............................................
300.86
$135,585.41

Total

$135,585.41

Total

WEINER
BANK OF WEINER
Officers— L. Hogue, President; L. T. McDaniel, Vice President; J. B. Huber,
Cashier.
Directors— L. Hogue, L. T. McDaniel, Wm. Knapple, Jas. E. Parr, J. B. Huber.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.

LIABILITIES.
Capital stock ............................. $ 10.000.00
Certified surplus ....................
2.500.00
Undivided profits .......................
7,500.00
Individual deposits ................ 128,793.79
Public funds ...................................... 1,954.40
Certificates of deposit, time 15,729.73
Cashier’s checks ........................798.21

Loans and discounts................... $ 77,439.20

Loans on real estate..............
Overdrafts ...................................
U. S. bonds...................................
•Furniture and fixtures...... —
Banking house ...........................
Items in transit........................
Due from non-reserve banks
Due from reserve banks..........
Currency ....................................

1,869.91
155.21
6,000.00
1,759.82
1,889.15
3,156.66
1,372.99
71,613.59
1,026.00

Silver ......................— ...................

958.60

Gold

...................................................

Total

35.00

......................................... $167,276.13




•

Total

......................................... $167,276.13

STATE OF ARKANSAS

201

WESTERN GROVE
BANK Ofc1 WESTERN GROVE
Officers—Jce Patten, President; G. W. Hamm, Vice President; T. W. Stacy,
Cashier.
Directors—Joe Patton, G. W. Hamm, H. R. Magness, B. M. Magness, T. W.
Stacy.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................. $ 27,806.66
1,058.25
Overdrafts ...................................
Furniture and fixtures ............
1,177.29
Banking1 house ..........................
34.40
Due from reserve banks.......... 19,357.65
Currency .......................................
4,428.00
Gold ................................................
10.00
Silver ..............................................
.219.16
Total

......................................... $ 54,091.41

LIABILITIES.
Capital stock ...............................$ 10,000.00
1, 000.00
Certified surplus ......................
Undivided profits ......................
5.89
Individual deposits ................ 43,085.52

Total

......................................... $ 54,091.41

WEST FORK.
BANK OF WEST FORK
Officers—R. L. Damercn, President; J. L. Bryan, Vice President; George A.
Curtis, Cashier; G. C. Little, Assistant Cashier.
Directors—R .'L. Dameron, J. L. Bryan, J. T. Rutherford!, M. Flood, Geo. A.
Curtis, C. C. Stcckburger, F. J. Males.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 31,267.85
Loans on real estate................ 10,123.98
Overdrafts ...................................
806.44
U. S. bonds.....................................
3,200.00
Other bonds and securities....
5,000.00
Furniture and fixtures............
500.00
Other real estate........................
1,000.00
Cash items ...................................
113.16
Due from reserve banks.......... 20,743.65
Currency .........................................

Silver .............................................
Total

LIABILITIES.
Capital stock ...............................$ 10,000.00
500.00
Certified surplus .....................
Undivided profits ......................
2,731.99
Individual deposits .................. 53,428.46
Certificates of deposit, de­
8,088.00
mand .........................................
Other liabilities .........................
806.44

2,136.00

663.80

$ 75,554.88

Total

$ 75,554.88

WHEATLEY
RICE GROWERS BANK
Officers—H. K. Smith, President; G. R. Johnson, Vice President; W. B. Frith,
'Cashier.
Directors—H. K. Smith, G. R. Johnson, W. B. Frith.
STATEMENT OF DECEMBER 31, 1919.
RESOURCES.
Loans and discounts.................. $ 71,497.15
Loans on real estate................
6,607.29
Overdrafts ...................................
1,075.00
U. S. bonds............................
12,800.00
Other bonds and securities....
411.80
Furniture and fixtures............
1,603.20
Banking house --- -------- :..........
8,450.56
Due from reserve banks.......... 29,756.85
Currency .......................................
4,463.00
Gold ................................................
7.50
Silver .............................................
1,119.15
Total




.$137,791.50

LIABILITIES.
Capital stock ............................. $ 15,000.00
3,000.00
Certified surplus ......................
5,781.11
Undivided profits ......................
Individual deposits .................. 107,962.51
Certificates of deposit, de­
1,621.16
mand .........................................
1,472.40
Certified checks .........................
2,944.13
Cashier’s checks .........................
10.25
Other liabilities .........................

Total

$137,791.50

202

REPORT OF BANK COMMISSIONER

WICKES
BANK OF WICKES
Officers—A. C. Higginbcttcm, President; S. H. McOurley, Vice President; W.
B. Thomas, Cashier; L. L. Thomas, Assistant Cashier.
Directors— A. C. Higginbcttom, S. H. McCurley, W. I. Green, Walter Nance, W.
B. Thomas, C. H. Jett, Sr., H. W. Finger.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $ 46,053.25
9,166.25
Loans on real estate................
Overdrafts ...................................
336.71
4,039.71
U. S. bonds...................................
Furniture and fixtures............
1,800.00
Banking house ...........................
2,200.00
Items in transit...........................
4,490.01
Due from non-reserve banks
524.86
Cash items ...................................
730.42
5,632.49
Due from reserve banks..........
Currency .......................................
6,077.00
Gold ................................................
100.00
Silver ..............................................
326.49
Total

$ 81,477.19

LIABILITIES.
Capital stock ............................... $ 10,000.00
Certified surplus .......................
1,100.00
Undivided profits .......................
1,925.50
Individual deposits .................. 65,412.75
Certificates of deposit, time
2,840.00
Cashier’s checks .......................
198.94

Total

.$ 81,477.19

WILLIFORD
SHARP COUNTY BANK
Officers— Geo. R. Hall, President; Ed G. Eckel, Vice President; A. B. Dutton,
Cashier.
Directors—Geo. R. Hall, Ed G. Eckel, Ben N. Yates, A. P. Campbell, D. L.
King.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans . and discounts................ $ 27,445.86
Loans on real estate................
5,643.00
Loans on cotton.........................
100.00
U. S. bonds ...................................
4.422.00
Furniture and fixtures............
566.58
Banking house ...........................
1,073.65
Items in transit...........................
6,156.68
Cash items ..............................—
453.18
Due from reserve banks.......... 31,949.79
Currency ........................................
2,302.00
Silver .... :........................................
266.8!)
Other resources .........................
343.80
Total

$ 80,723.43

LIABILITIES.
Capital stock ...............................$ 7,500.00
Certified surplus .........................
1,750.00
Undivided profits .......................
2,592.93
Individual deposits ................ 58.443,18
Public funds ...............................
266.91
Certificates of deposit, time 10,170.41

Total

$ 80,723.43

WILMAR
BANK OF WILMAR
Officers—A. W. Judd, President; W. S. Andersen, Vice President; N. D. Wilkin­
son, Cashier.
.Directors— J. D. C. McClure, T. A. Wise, W. S. Owens, W. T. Roberts.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts............... $ 33,552.73
Loans on real estate.............. . 22,835.60
Loans on cotton...... .................. 12,300.00
U. S. bonds................................ —
5,575.00
Other bonds and securities....
5,223.81
Furniture and fixtures.
900.00
Banking house ...........................
900.00
Cash items .................................. ,
186.89
Due from reserve banks........
48,094.20
Currency .................................. —
1,443.00
Gold ................................................
1,442.50
Silver ............................................
481.36
Total




..$132,935.09

LIABILITIES.
Capital stock .............................$ 16,000.00
Certified surplus .......................
692.87
Individual deposits .................. 103,250.63
Public funds ...............................
675.00
Certificates of deposit, time
7,064.10
Cashier’s checks ......................
2,440.85
Other liabilities .........................
2,811.64

Total

,$132,935.09

STATE OF ARKANSAS

203

WILMOT
WILMOT BANK
Officers— W. B. deYampert, President; A. M. Keller, Vice President; A. M.
Keller, Cashier; M. H. Keller, Assistant Cashier.
Directors—W. B. deYampert, A. M. Keller, M. H. Keller.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts.................. $
Loans on real estate................
Loans on cotton...........................
Overdrafts ...................................
U. S. bonds.....................................
Other bonds and securities.—
Furniture and fixtures..............
Banking house ...........................
Other real estate.........................
Due from reserve banks..........
Currency .......................................
Gold ................................................
Silver .............................................
Other resources ...........................
Total

75,648.06
28,762.19
45,000.00
8,639.97
17,263.89
6.027.7Q
3,886.40
2,565.44
2,775.95
89,984.88
13,404.00
702.50
2,153.89
95.00

......................................... $296,909.87

U X A D lU lllJ L iJ .

Capital stock ...............................$ 15,000.00
5,000.00
Certified surplus ......................
Undivided profits .......................
4,556.31
Individual deposits .................. 235,368.34
Public funds ...............................
2,182.14
Certificates of deposit, time 17,241.69
Cashier’s checks ...................... 17,561.39

Total

........................................ ,$296,909.87

WILSON
BANK OF WILSON
Officers—J. C. Cullcm, President; H. F. Crawford, Vice President; K. P. Cullcm, Cashier.
_
Directors—J. C. Cullom, A. B. Hill, E. W. Gardner, H. F. Crawford, F.. As,
Gillette, J. R. Cullom, R. E. Lee Wilson, Sr., R. E. Lee Wilson, Jr., O. M.
Hill, H. D. Tomlinson, C. M. Bell.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $156,285.57
Loans on real estate.................. 26,549.14
Overdrafts ...................................
1,321.40
U. S. bonds.............................
2,900.00
Other bonds and securities....
150.00
Furniture and fixtures............
1,400.00
Cash items ...........................
217.03
Due from reserve banks.......... 62,184.17
Currency .......................................
6,754.00
Silver .............................................
6,088.12
Other resources .........................
45.06
Total

......................................... $263,894.49




LIABILITIES.
Capital stock .............................$ 25,000.00
20,000.00
Certified surplus ............
Undivided profits .......................
7,222.19
Bills payable, more than 4
per cent interest paid.......... 10,000.00
Savings accounts .................... 41,560.56
Individual deposits .................. 102,711.27
Public funds ............................... 56,831.67
Certificates of deposit, time
500.00
Certificates of deposit for
money borrowed ................ 10 ,000.00
Cashier’s checks ...................... »
68.80
Total

......................................... $263,894.49

204

REPORT OF BANK COMMISSIONER

WILTON
BANK OF WILTON
Officers—Joel Mills, President; E. C.'Cooper, Vice President; Ada Mills, Cash­
ier; J. L. Mesamore, Assistant Cashier.
Directors—Joel Mills, E. C. Cooper, W. L. Hedgcock, Ada Mills.
STATEMENT OF DECEMBER 31. 1919
RESOURCES.
Loans and discounts................ $ 32,916.40
4,123.85
Loans On real estate................
U. S. bonds.....................................
2 , 000.00
Other bonds and securities....
285.75
Furniture and fixtures............
1,502.49
Banking house ...........................
628.91
Other real estate.........................
339.53
t>ue from reserve banks........ 13,221.80
Currency .......................................
2,212.00
2.50
Gold ................... :...........................
Silver ..............................................
574.57
Total

---------

......................................... $ 57,807.80

LIABILITIES.
Capital stock ............................. $ 5,000.00
Certified surplus .......................
1,000.00
Undivided profits .......................
2,110.57
Bills payable, more than 4
per cent interest paid..........
900.00
Individual deposits .................. 45,568.34
Certificates of deposit, time
3,464.20
Cashier’s checks ......
664.69

Total

..........................................$ 57,807.80

WINCHESTER

BANK OF WINCHESTER
Officers—H. Thane, President; J. K. Smith, Vice President; M. W. Byrn, Cash­
ier.
Directors— H. Thane, J. K. Smith, F. O. Hopkins, Hardy Peacock, H. C. Currie.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................. $ 51,658.35
Loans on real estate.................. 49,856.13
Loans on cotton.......................... 45,000.00

O verdrafts

.....................................

Other bonds- and securities....
Furniture and fixtures............
Banking house ...........................
Cash -items .................................
Due from reserve banks..........
Currency .......................................
Silver ..............................................
Total

558.81

894.34
1,325.00
5,000.00
391.68
7,562.61
1,609.00
157.21
$164,013.13

LIABILITIES.
Capital stock .............................$
Certified surplus .........................
Undivided profits .......................
Bills payable .............................
Notes rediscounted ..................
Dividends unpaid .......................
Individual deposits ..................
Public funds .................................
Certificates of deposit, time
Cashier’s checks .................
Total

19,100.00
3,000.00
2,088.19
45,000.00
4,000.00
1,935.00
66,047.66
21,000.00
1,473.80
368.48

$164,013.13

WINSLOW
BANK OF WINSLOW
Officers— J. A. Winn, President; E. A. Budd, Vice President; G. A. Winn, ‘Cash­
ier; Martha Winn, Assistant Cashier.
Directors—Jay Fulbright, J. C. White, E. A. Budd, A. N. Colq, J. A. Winn, W.
V. Lamd, J. N. Terry.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 41,985.32
Loans on real estate..................
8,737.70
Overdrafts ...................................
55.66
U. S. bonds.....................................
2,939.13
Furniture and fixtures............
1,800.00
Banking house ...........................
2,000.00
Other real estate......................
300.00
Cash items ...................................
187.04
Due from reserve banks..........
9,695.73
Currency .....................................
515.00
Gold ................................................
77.50
Silver ..»...........................................
763.39
Total




$ 69,056.47

LIABILITIES.
Capital stock ............................... $ 10,000.00
Certified surplus .......................
2 ,000.00
Undivided profits .......
1,814.46
Individual deposits ................ 49,246-82
Certificates of deposit, de­
mand .......................
5,9,88.04
Reserved for taxes ..................
7.15

Total

.$ 69,056 47

STATE OF ARKANSAS

205

WINTHROP
WINTHROP BANKING CO.
(Private Bank)
Officers—W. D. Stephens, President; G. C. Hamblin, Cashier; Ola Simpson,
Assistant Cashier.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $ 51,734.45
Loans on real estate................
5,948.37
Loans on cotton......................... 26,709.57
Overdrafts ...................................
129.59
U. S. bonds ...................................
290.94
Other bonds and Securities.—
1,175.97
Furniture and fixtures............
900.00
Other real estate........................
1,076.48
Cash items —................................
252.67
Due from reserve banks..........
6,559.59
Currency ......
6,237.00
Gold ................................................
12.50
Silver .....................
953.70
Other resources ........................
100.00
Total

......................................... $102,080.83

LIABILITIES.
Capital stock .............. i............. $ 10,000.00
Certified surplus ......................
7,000.00
Undivided profits ......................
3,438.29
Individual deposits .................. 72,574.89
Certificates of deposit, time
9,067.65

Total

......................................... $102,080.13

WOMBLE
CADDO VALLEY BANK
Officers—L. . C. Acruman, President; O. M. Radford, Vice President; F. B.
Clement, Cashier; Carle Robbins, Assistant Cashier.
Directors—L. C. Acruman, O. M. Radford, J. D. Robbins, C. A. Smith, C. E.
Kelley, J. T. Crump, F. B. Clement.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................. $ 49,163.76
Loans on real estate................
8,500.00
O verd rafts ...................................
70.16
U. & bonds................................... 13,000.00
Other. Bonds and securities.—
1,918.51
Furniture and fixtures............
1,400.00
Banking house ........................
800.00
Other real estate........................
300.00
Cash items .................................
259.(>5
Due from reserve banks........
23,831.11
Currency ..... ......*.........................
6,646.00
Gold ................................................
287.50
Silver .............................................
914.42

Total




$107,091.11

LIABILITIES.
Capital stock .............................$ 10,000.00
Certified surplus ......................
1,000.00
Undivided profits ......................
1,402.98
Individual deposits ..........
80,901.87
Public funds ...............................
185.51
Certificates of deposit, de­
mand ......................................... 12,808.05
Cashier’s checks ......................
792.70

Ttftal

$107,691.11

REPORT .OF BANK COMMISSIONER

206

WYNNE

CROSS COUNTY BANK

Officers—R. Block President; J. E. Harris, Vice President; D. H. Hamilton,
Cashier; C. J. Coffin, Assistant Cashier.
Directors—J. D. Block, R. Block, J. E. Harris, E. J. Badinelli, H. A. Block, E.
Hamilton, R. A. Martin, R. L. Block, D. H. Hamilton.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts................ $338,361.74
Loans on real estate................ 37,306.00
Overdrafts ...................................
515.90
U. S. bonds................................... 70,850.00
Other bonds and securities.... 13,525.20
Furniture and fixtures............
1.00
2,500.00
Banking house ................«.........
Cash items ...................................
459.14
Due from reserve banks.......... 210,629.31
Checks on other banks............
1,694.75
Currency ....................................... 18,003.00
Gold ................................................
1,605.00
Silver ..............................................
2,180.74
Total

..........................................$692,631.78

LIABILITIES.
Capital stock .............................$ 60,000.00
Certified surplus ....................... 12,000.00
Undivided profits .......................
4,594.13
Individual deposits .................. 523,570.86
Certificates of deposit, de­
mand .........................................- 92,466.79

Total

..........................................$692,631.78

YELLYILLE
BANK OF YELLYILLE
Officers—W. E. Layton, President; L. H. Layton, Vice President; T. V. Russell,
Cashier; Ernest Layton, Assistant Cashier.
Directors—W. E. Layton, L. H. Layton, W. L. Walton, A. M. Elton, T. V.
Russell
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts.................$181,082.70
Loans on real estate................ 28,776.61
Overdrafts ...................................
1,685.90
U. S. bonds ................................. 12,550.00
Other bonds and securities....
8,721.07
Furniture and fixtures............
2,250.00
Other real estate.........................
5,106.31
Due from reserve banks____ 32,244.90
Checks on other banks............ 10,534.45
Currency .......................................
4,894.00
Gold ................................................
557.50
Silver ..............................................
2,006.03
Total




$290,988.89

LIABILITIES.
Capital stock ............................. $ 25,000.00
Certified surplus .......................
5,000.00
Undivided profits .......................
4,409.30
Bills payable ............................. 10,000.00
Notes rediscounted ..................
6,000.00
Savings accounts ....................... 47,407.85
Individual deposits ................ 161,251.79
Public funds ................... i.......... 14,145.05
Certificates of deposit, time 15,663.75
Cashier’s checks ..........'..............
2,111.15
Total

$290,988.89

STATE OF ARKANSAS

207

YELLVlLLE
MINERS & CITIZENS BANK
Officers—W. R. Jones, President; T. L. Bond, Vice President; J. F. Carson,
Cashier; Ebb Carson, Assistant Cashier.
Directors—W. R. Jones, Mrs. Lillie Jones, J. F. Carson, T. 6 . Angel, J. L. Mc­
Carty, T. L. Bond, T. M. Seawell.
STATEMENT OF DECEMBER 31, 1919
RESOURCES.
Loans and discounts .................$167,434.14
Loans on real estate.......................9,000.00
Overdrafts ...................................
1,856.79
U. S. bonds .................................
8,625.00
Other bonds and securities__
706.23
Furniture and fixtures............
2,200.00
Banking house ...........................
2,250.00
Other real estate......................
2,100.00
Due from non-reserve banks
3,000.00
Due from reserve banks........ 131,738.15
Checks on other banks..........'
8,770.09
Currency .......................................
4,335.00
Gold ................................................
830.00
Silver ..............................................
522.15
Other resources .........................
2,639.77
Total

......................................... $346,007.32




LIABILITIES.
Capital stock .............................$ 25,000.00
4,000.00
Certified surplus _____________
Undivided profits ____________
41.50
Savings accounts ____________ 40,100.00
Individual deposits __________ 260,014.65
Public funds _________________ 14,750.00
Cashier’s checks _____________
2,101.17

Total

..........................................$346,007.32

COMPARATIVE STATEMENT OF STATE BANKS, PRIVATE BANKS AND TRUST COMPANIES

208

REPORT OF BANK COMMISSIONER

RESOURCES
Loans and Discounts_______ __________________
Loans on Real Estate__________________________
Loans on C o tto n _____________________________
Overdrafts_________________________________
U. S, Bonds___________________*________
____
Bonds to Secure Postal Savings.................... .......
Other Bonds and Securities___________________
Furniture and Fixtures________ ______ _______
Banking House_________._________ _____ _______
Other Real Estate__________________________
Items in Transit- ____________________
Bills o f Exchange_______________ ____________
Due from Non-Reserve B an ks____________ ___
Cash Items____________ _ _________________
Due From Reserve Bank's____________________
Checks on Other B an ks....... ......... ....................
Currency_______ ______ ________________ ______
G o l d . ________________ ____ _____ ________ ____
S ilv e r............................____________ ___________
Other Resources______
____________ _

Total____

November 10, November 17, November 20, November
1 , November
17, December 31,
1915
1916
1917
1919
1918
1919
389
Banks
393
Banks
401 Banks
392 Bank
402 Banks
384 Banks
$31,694,435 69 $ 34,240,078 22 $ 49.994,404 56 $ 63,937,297 19 $ 81,052,226 45 $ 81,582,513 39
10,741,168 92
10,944,433 54
12,348,131 78
13,016,587 48
15,616,807 75
16.224,285 04
3.064,746 60
16,025,464 18
9,737,481 77
11,040,142 26
18,182,079 85
18,450,819 07
143,818 01
428,126 51
999,190 94
279,175 25
749,359 46
789,784 66
2,140 00
5,390,270 72
1,040 00
11,912,574 20
11,933,720 80
13.546,444 80
3,000 00
4,101 78
20,677 94
47,057 00
100,496 54
62,133 50
1,741,063 45
3,411,630 15
3,312.272 62
2,958,708 88
2,346,537 89
3,797,444 43
919,476 55
812,321 57
885,555 46
870,675 71
896,450 23
909,784 42
2,156,652 20
2,240,098 54
2,280,270 84 * 2,406,682 76
2,188,699 01
2,378,880 33
1,213,026 38
1,154,332 23
904,639 35
765,953 68
1,273,573 77
712,533 36
428,886 97
1,236,443 39
902,978 90
973,451 79
3,476,363 23
2.768,951 91
426,309 23
778,734 90
1,209,852 38
462,281 75
909,614 31
1,129,565 20
642,287 69
283,274 62
5,624,241 26
1,887,298 82
1,291*542 55
6,116,701 62
126,560 84
2,540,048 00
289,137 85
502,223 28
181.909 49
604,932 08
11,913,489 95
29,721,163 04
33,412,712 59
17.682,011 78
33,083,818 19
34.191,273 02
484,026 08
909,258 65
1,046.682 50
1,631,207 39
882,290 24
1.639,031 04
2,241,645 00
4,125,092 00
4,822,723 28
3,875,044 02
3,088,967 00
4,587,901 35
313,832 50
293,447 00
327.449 00
214,751 44
202,970 07
199,243 20
557,464 60
685,055 66
760.271 81
721,484 32
677,319 73
791,226 44
308,948 80
281.189 92
892,702 11
487,211 01
924,028 87
899,369 62
$69,122,979 46 $104,198,653 97 $133,249,636 98 $135,531,726 33 $187,108,559 72 $191,382,818 4$

LIABILITIES
Capital Stock_____________________
Certified Surplus.._______________________ , . ___
Undivided Profits____________________ . . . . . ____
Bills Payable.............. .-._____________ _________
Notes Redi“counted__________________ ____ ____
Bills Payable more than 4 per cent Interest PaidSavings Accounts______. . .
... .
Postal Savings Deposits___________
. . . . _____
Trust Funds__________ ‘----------------------Dividends -Unpaid------------- -------------------------------Individual Deposits------------------------------- - -----Public Funds______________ _________ . ________
Due to Non-Reserve Banks — .------------------ .
Due to Reserve Banks---------------— _______
C-D’s, Demand_________________________ _______
C-D’s, Time____ ____________________
' ___
C-D’s for Money Borrowed----------'..‘. . . . ‘. .t.i.____
Certified Checks.------ ------------------ ---------Cashiers’ Checks---------------------------Reserved for Interest----------------. . —
...
..
Reserved for Taxes--------------------------____
Other Liabilities-------------------------------------______




Total

$13,250,017 50 $ 13,303,667 50
3,755,400 90
3,865.231 59
1,766,391 32
2,016 274 57
4,706,841 32
1,590,567 24
317,508 55
159,020 46
4,205.201 95
5,912,733 09
2,643 73
1.078 50
244.106 91
366-936 36
4.205 29
10.678 86
27,405.195 36
53.029,562 71
3,841,952 52
4.315,952 S3
2,940,382 64
10,601,036 46
67,376 84
209.686 11
1,839,380 75
2.505,764 81
4,194,941 25
5,556,426 39
113,851 34
106.536 37
37.339 80
41,983 55
289.030 92
500,836 27
82,291 77
34,957 78
15.219 42
20 034 19
93.699 3«
49,688 83
$ 69,122,979 46 $104,198,653 97

$ 13,543,080 00 $ 13,312,375 001 $ 14.552,825 50 $ 14 624,475 00
4,165.362 01
4,639,337 28
5,033,822 25
5,242,272 36
2.603,518 31
2,486.730 51!
3.140.629 70
3 206,061 92
5,048,346 45
15,084,900 21i
8,980,671 43
6,617,132 97
282.810 52
1,240,446 98!
3,081,170 44
3,131,765 82
867,680 511
1,095,929 77
982,931 12
981,957 32
8,577,032 70
8,306,747 83
10.832.837 75
11,928,213 37
13.138 61
13 153 59
33,340 48
34 179 76
329,974 571
377,159 46
512,845 08
399.083 84
6 858 02
25.303 15
3.762 26
274.784 56
71.665,082 03
64,851,936 88
99.083.652 46 104.369.187 92
6,241,724 31
8.228.835 38
10.553.849 28
9,805.613 91
10-208,453 17
4.637.514 13
15,033,859 43
14,498.926 72
217 090 36
342.194 89
285,482 82
231,260 24
3 029 155 67
2.842.501 271
3.420,988 70
3.550,163 59
6,262,627 00 . 7.170.337 05;
9,774,466 63
10,233.106 26
88,139 34
48,038 65|
53.363 78
31.931 15
74.216 67
61.831 22
110.638 86
113 941 01
820,377 89
1.316 069 98
830 986 38
1 411,038 68
63.176 76
48.870 64
65.803 75
61.260 69
39 536 28
58,511 36
64.786 08
128,676 36
174.576 18
719 374 60j
1,173,693 06
1.489 842 42
$133,249,636 98 $135,531,726 331 $187,108 559 72 $191,382 818 48

Statement of the Condition of
Building, Loan and Savings
Associations




and Stock Companies

210

REPORT OF BANK COMMISSIONER

A U G U S TA
W O O D R U F F C O U N T Y B O IL D fN G & LOAN A SS O C IA T IO N
Directors— T. E. Stanley, President; C. S. A irheart, Vice President; C. E.
Bailey, Secretary-Manager; I. J. Stacy, Treasurer; W . B. Connor, R. M.
Hutchins, W . M. Sale.
S T A T E M E N T OF D E C E M B E R 31, 1919.
ASSETS.
Cash on hand...............................$
Loans on mortgage security
Stocks and bonds......................
Stationery and supplies..........
Other assets ...............................
Total

276.36
1,800.00
50.00
65.54
350.00

............... ..........................$

2,541.90

RECEIPTS.
Installments on stock..............$
Advance payments on stock
Interest .........................................
Borrowed money ......................
Other sources .............................

1,660.00
100.00
30.00
1,200.00
170.00

Total

......................................... !

LIABILITIES.
Due shareholders (dues)....... $
Advance payment stock__ __
Contingent undivided profits
Bills payable ...............................
Other liabilities .........................

1,700.00
95.00
142.90
600.00
4.00

$

2,541.90

DISBURSEMENTS.
Loans on mortgage security.-!
Bills and accounts payable ...
Interest on bills payable........
Other items .................................
Expenses .....................................
Cash on hand Dec. 31, 1919....

1,800.00
608.00
16.60
104.54
354.50
276.36

Total

3,160.00

Total

......................................... $

3,160.00

B A T E S V IL L E
B A T E S V IL L E
No Annual Report

B U IL D IN G &

LOAN A SSO C IA TIO N

B A T E S V IL L E
N A T IO N A L B U IL D IN G & LOAN A S S O C IA T IO N
Directors— J. Q. W olf, President; J. F. Gram mar, Secretary; E. Neill, A.. K,
Goodnight, A. Sims, N. A. Adler, G. E. Yeatm an, C. Padgett, W . D. Murphy.
S T A T E M E N T OF D E C E M B E R 31, 1919.
ASSETS.
Loans on mortgage security..! 15,550.00
Other assets .................................
247.83
Total

......................................... | 15.797.83

RECEIPTS.
Installments on stock..............?
Interest .........................................
Borrowed money ......................
Other sources .............................

LIABILITIES.
Due-shareholders (dues)........|
Bills payable ......................... .
Other liabilities ................... .
Total

5,129.00
9,700.00
968.83

............................... .........! 15,797.83

5,129.00
248.26
9,700.00
968.83

DISBURSEMENTS.
Loans On mortgage security..! 15,550.00
Interest on bills payable......
123.79
Salaries of officers and di­
rectors ........................................
120.00
Expenses ...........
252.30

Total ............................................! 16,046 09

Total .................................. .........! 16,046.09




STATE OF ARKANSAS

211

B A T E S V IL L E
PEO PLES B U IL D IN G & SAVING S A S SO C IA TIO N
Directors— D. C. Adams, President; C. D. Metcalf, Secretary; S. M. Casey,
J. C. Fitzhugh, C. C. Fitzhugh, H. Schott, J. Rich, J. W . Glenn, F. P.
Albright.
S T A T E M E N T OF D EC EM B ER 31, 1919.
ASSETS.
Cash on hand .............................$ 4,041.48
Loans on mortgage security 54,240.00
Loans on stock security..........
2,077.19
Other assets ...............................
10.00
Total

......................................... $ 60,368.67

RECEIPTS.
Cash on hand Jan. 1, 1919..... $
Installments onstock.................
Real estate mortgages re­
deemed .....................................
Loans on stock security re­
paid
.........................................
Interest .........................................
Fines .............,...............................
Borrowed money ......................
Other sources .............................
Total

1,623.84
13,132.00
36,879.17
17,657.14
7,688.57
12.26
36,000.00
1,646.00

.........................................$114,638.98

LIABILITIES.
Due shareholders (dues)........$ 24,368.75
Bills payable ............................... 32,000.00
Undivided profits ....................
3,999.92
Total

......................................... $ 60,368.67

DISBURSEMENTS.
Loans on mortgage security..$ 31,715.00
Loans on stock security..........
4,200.00
Matured stock ........................... 70,075.00
Bills and accounts payable....
4,000.00
Interest on bils payable........
137.00
Salaries of officers and di­
rectors .......................................
360.00
Expenses .....................................
110.50
Cash on hand Dec. 31, 1919....
4,041.48
Total

......................................... $114,638.98

B L Y T H E V IL L E
B L Y T H E V IL L E B U IL D IN G & LOAN ASSO C IA TIO N
Directors-*—W . O. Anthony, President; S. M. Stratton, Secretary; A. B. Bottrell,
Vice President; J. A. Mott, Treasurer; J. H. Sm art, H. S. Hearn, T . A.
Crockett, G. Stacy, C. Robinson, G. G. Caudill.
S T A T E M E N T OF D EC EM B ER 31, 1919.
ASSETS.
Cash on hand .............................$
Loans on mortgage security
Other assets ...............................
Total

708.36
6,200.00
801.64

......................................... $

7,710.00

RECEIPTS.
Instalments on stock..............$
Interest .........................................
Borrowed money ......................
Other sources .............................

3,935.00
72.51
3,750.00
25.00

Total

......................................... $




7,782.51

LIABILITIES.
Due shareholders (dues)........$
Bills payable ...............................
Other liabilities .........................
Total

......................................... $

DISBURSEMENTS.
Loans on mortgage security..$
Salaries of officers and di­
rectors .......................................
Expenses ............... J.....................
Cash on hand Dec. 31, 1919__
Total

..........................................$

3,935.00
3,750.00
25.00
7,710.00

6,200.00
175.00
699.15
703.36
7,732.51

REPORT OF BANK COMMISSIONER

212
B L Y T H E V IL L E

M IS S IS S IP P I C O U N T Y

B U IL D IN G

&

LOAN

A S SO C IA TIO N

Directors— I. Rosenthal, President; B. A. Lynch, Secretary; B. F. Gay, A; M.
Butt, W . W . Hollipeter, C. H. W indt, F. W . Schatz, E. D. Ferguson, A. B.
Fairfield, L. Humphreys.
S T A T E M E N T OF D E C E M B E R 31. 1919.
ASSETS.
Cash on hand...............................$
43.94
Loans on mortgage security 155,600.00
Loans on stock security........
9,935.00
Total

......................................... $165,578.94

RECEIPTS.
Cash on hand Jan. 1, 1919........$
947.81
Installments on stock.............. 22,591.50
Real estate mortgages re­
deemed ........................................ 10,400.00
Loans on stock security re­
paid ............................
Bills and accountsreceivable 23,500.00
Interest - ....................................... 13,805,57.
Pines .............. .........- ....................
115.77
Borrowed money ......................... 27,400.00

Total

......................................... $103,374.15

LIABILITIES.
Due shareholders (dues)........$103,225.00
Contingent undivided profits 38,353.94
Bills payable ............................. 24,000.00
Total

......................................... $165,578.94

DISBURSEMENTS.
Loans on mortgage security.-$ 87,780.00
Loans on stock security..........
7,375.00
Withdrawals of installment
stock ..........................................
1,985.00
Interest or profits on with172.60
, drawals .....................................
4,613.50
Bills and accounts payable.-.
3,400.00
Interest on bills payable........
1,407.00
Salaries of officers and di­
rectors ......................................
1,080.00
Other items .................................
130.61
Cash on hand Dec. 31, 1919—.
43.94
Total

......................................... $103,374.15

DARDANELLE
D A R D A N E L L E B U IL D IN G & LOAN A S SO C IA TIO N
Directors— A. A. Fiater, President; T. E. W ilson, Secretary; C. D. Singer, W .
L. Fowlkes, J. C. Davis, W . W . Farris, F. C. Burnett, R. E. Batson.
S T A T E M E N T OF D E C E M B E R 31, 1919.
ASSETS.
Cash on hand- ..,.................... ...:.$ 7,741.16
Loans on mortgage security 63,277.25
Loans on stock security........
1,274.59
Stocks and bonds....................... 11,582.86
Insurance and taxes due from
borrowers ...............................
34.05
Accounts receivable
..........
403.25
Other assets ...............................
3,584.95
Total

......................................... $ 87,898.11

, ,
RECEIPTS.
Cash on hand Jan. 1, 1919..... $
Installments on stock..............
Real estate mortgages redeemed .....................................
Loans on stock security re. paid ........................................
Bills and accounts receivable
Interest .............
Pines ..............................................
Other sources .............................
Total

13,958.13
25,133.81
.
24,750.00
3,469.58
505.52
8,108.46
1,297.18
201.00

..........................................$ 77,423.68




LIABILITIES.
Due shareholders (dues)....... $ 57,005.00
Interest paid in advance.......
30,893.11

Total

.................. „......„ ............ $ 87,898.11

DISBURSEMENTS.
Loans on mortgage security..$ 18,580.00
Loans on stock security..........
1,752.92
Interest or profits on with­
drawals ...................................
53.15
Matured stock ............
46,833.50
Bills and accounts payable—
920.87
Salaries of officers and di­
rectors .......................................
600.00Other items .................................
942.08
Cash on hand Dec. 31, 1919—
7,741,16
Total

..........................................$ 77,423.68

STATE OF ARKANSAS

21:

DENVER, COL.

M ID L A N D SAVING S & LOAN C O M PA N Y
Directors— F. E. Carringer, President; F. W . Carringer, Secretary; C. C. St,
Clair, S. H. Bever, A. J. Bryant,
S T A T E M E N T OF D EC EM B ER 31, 1919.
ASSETS.
33,052.23
Cash on hand.......................... $
Loans on mortgage security 2,591,186.81
.Loans on stock security.....
82,884.18
Stocks and bonds............................63,296.00
Insurance and taxes due
from borrowers ...................
2,545.47
Real estate ...............................
1,000.00
Other assets ............
7,945.16
Contracts
sale
of
real
estate .....................................
50,593.93
Total

.................... .................$2,832,503.78

LIABILITIES.
Due shareholders (dues)....$2,542,510.26
Bills payable .................. :.......
80,000.00
Contingent or reserve fund
156,076.40
Undivided profits ..................
53,917.12

Total

..................... ............... $2,832,503.78

RECEIPTS.
Cash on hand Jan. 1,1919....$ 106,310.37
Installments on stock..........
895,530.25
Real estate mortgages re, deemed ..... 1...........................
632,433.74
Loans on stock security
repaid .......................
41,075.25
Real estate sold ....................
11,985.74
Interest .....................................
244,566.74
3,389.73
Fines .............
Transfer and withdrawal
fees .........................................
18,153.00
Rents .........
1,871.05
Insurance and taxesrepaid
10,927.20
Borrowed money ..................
80,000.00
Other sources ........................
38,308.04
Contracts
sale
of
real
estate .....................................
6,461.82

DISBURSEMENTS.
Loans on mortgage se­
curity ............................... ,.....$1,245,236.00
Loans on stock security.....
62,881.00
Withdrawals of installment
stock .......................................
563,811.98
16,550.00
Matured stock ............................
Insurance and taxes paid
for borrowers ....................
9,525.39
Bills and accounts payable
48,058.58
Interest on bills payable.....
3,075.00
Salaries of officers and
directors ...................................
37,101.20
Other items .................................
52,833.88
Expenses .......................................
18,887.67
Cash on hand Dec. 31, 1919
33,052.23

^ Total ....................................... $2,091,012.93

Total ..........:............................ $2,091,012.93

F O R R EST C IT Y
FO R REST C IT Y

B U IL D IN G & LOAN A SSO C IA TIO N

Directors— S. L. Kirkpatrick, President; A. C. Bridewell, Vice President; J. R.
Grobmeyer, Treasurer; C,. W . Norton, Secretary; R. C. W ilkinson, A. D.
Boyle, F. M. VanHouten, W , W . Campbell, J. M. Gilliam.
S T A T E M E N T OF D EC EM B ER 31, 1919.
ASSETS.
Cash on hand ............................ $
45.24
Loans on mortgage security 10,925.40
Other assets ...............................
1,043.84
Total

......................................... $ 12,014.48

RECEIPTS.
Installments on stock............$
Interest .................
Fines .......................
Borrowed money .... J................

Total

5,685.00
192,73
11.75
8,125.00

- ....................................... $ 14,014.48




LIABILITIES.
Due shareholders (dues)........$
Contingent undivided profits
Bills payable .............................
Total

5,685.00
204.48
6,125.00

......................................... $ 12,014.48

DISBURSEMENTS.
Loans on mortgage security..$ 10,925.40
Bills and accounts payable.... 2,000.00
Intreest on bills payable.....
10.42
Salaries of officers and di­
rectors .......................................
274.94
Expenses .....................................
758.48
Cash on hand Dec. 31, 1919....
45.24
Total

......................................... $ 14,014.48

214

REPORT OF BANK COMMISSIONER

F O R T S M IT H
FO R T S M IT H

B U IL D IN G &. LOAN A S S O C IA T IO N

Directors—C. H. Harding, President; R. T. L ittle, Secretary; J. W . Morton,
D. G. Rogers, S. M. D urrett, L. A. W illiam s, I. H. Nakdimen, R. M. Johnson,
W . E. Decker, P. W . Sheridan, J. M. Bailey.
S T A T E M E N T OF D E C E M B E R 31, 1919.
ASSETS.
Cash on hand.............................$
886.01
.Loans on mortgage security 14,500.00
Stationery and supplies..........
526.49
Other assets ...............................
801.50
Total

......................................... $ 16,714.00

RECEIPTS.
Installments on stock............? 5,214.00
Interest .........................................
185.15
Borrowed money ...................... 11,500.00

Total

..........................................$ 16,899.15

LIABILITIES.
Due shareholders (dues)........$ 5,214.00
Bills payable ............................... 11,500.00

Total

.........................................? 16,714.00

DISBURSEMENTS.
Loans on mortgage security..? 14,500.00
Interest on bills payable........
172.50
Salaries of officers and di­
rectors .......................................
500.00
Other items .................................
526.49
Expenses .....................
314.15
Cash on hand Dec. 31, 1919....
886.01
Total

......................................... $ 16,899.15

FO R T S M IT H
H O M E M U T U A L B U IL D IN G 4. LOAN A S S O C IA T IO N
Directors— I. Isaacson,. President; G. H. Lyman, Secretary; L. Friedman, G.
F. Youmans, A. Reichert, F. Schlueter, J. J. Guler, H. P. Lyman, A.
Kennedy.
'
S T A T E M E N T OF D E C E M B E R 31, 1919.
ASSETS.
Cash on hand ..... .......................?
560.81
Loans on mortgage security 578,125.00
Loans on stock security........ 10,000.00
Stocks and bonds.......................
8,228.00
Real estate ................................. 10,867.66
Furniture and fixtures............
211.10
Other assets ............................... 29,894.76
Total

.............-........................... ?637,887.33

RECEIPTS.
Cash on hand Jan.1, 1919....?
2,745.37
Installments on stock.............. 93,998.60
Real estate mortgages re­
deemed ..................................... 146,875.00
Loans on stock security re­
paid ............................................ 58,200.00
Real estate sold........................
1,986.66
Interest .................................. -—
51,469.28
Fines ..............................................
587.59
Transfer
and
withdrawal
fees ............................................
9.00
Insurance and taxes repaid.—
70.40
Borrowed money .................... 185,175.00
Other sources .............................
7,600.00

Total




?548,716.90

LIABILITIES.
Due shareholders (dues)........?360,885.60
Due borrowers (incomplete
loans) ....................................... 27,617.26
Bills payable ............................. 123,775.00
Undivided profits ....................... 123,331.97
Other liabilities .........................
2,277.50
Total

......................................... ?637,887.33

DISBURSEMENTS.
Loans on mortgage security..?198,750.00
Loans on stock security........ 18,200.00
Withdrawals of installment
stock .......................................... 20,064.00
Interest or profits on with­
drawals .....................................
4,373.58
Matured stock ........................... 114,400.00
Insurance and taxes paid for
borrowers .................................
156.05
Bills and accounts payable.... 174,100.00
Interest on bills payable........
5,649.87
Salaries of officers and di­
rectors .......................................
4,927.50
Other items .................................
6,881.27
Expenses .....................................
653.82
Cash on hand Dec. 31, 1919....
560.81
Total

?548,716.90

STATE OF ARKANSAS

215

FO R T S M IT H
PEO PLES B U IL D IN G

&

LOAN

A SS O C IA TIO N

Directors— H. Kuper, Jr., President; A. C. Sicard, Secretary; B. A. Uptmoor,
H. C. HoTfman, J. W . Morton, B. J. Dunn, R. E. McShane, J. G. M iller, W .
Wegman, H. O. W olf.
S T A T E M E N T OF DEC EM B ER 31, 1919.
ASSETS.
Cash on hand ............................ $ 9,796.07
Loans on mortgagesecurity 524,350.00
Loans on stock security........
8,225.00
Stocks and bonds...................... 16,250.00
Real estate .................................
5,915.11
.........
1,147.59
Delinquent interest
Insurance and taxes due from
borrowers .................................
590.78
Total

..........................................$566,274.55

LIABILITIES.
Due shareholders (dues) .........$352,366.98
Dividends on stock
(credited) ................................. 17,183.95
Due borrowers (incomplete
loans) ........................................
327.05
Bills payable ............................... 194,026.50
Contingent or reservefund....
2,370.07
Total

.......................................... $566,274.55

RECEIPTS.
DISBURSEMENTS.
Cash on hand Jan. 1, 1919...........................$4,546.15
Loans on mortgage security..$177,451.98
Loans on stock security..........
4,075.00
Installments on stock.............. 161,996.10
Real estate mortgages re­
Interest or profits on with­
deemed ................... •................. 36,350.00
drawals .....................................
3,281.29
Loans on stock security re­
Matured stock ........................... 64,644.53
paid ............
1,800.00
Insurance and taxes paid for
Real estate sold ......................
3,847.98
borrowers .................................
1,080.96
Bills and accounts receivable
3,132.46
Bils and accounts receivable 40,059.12
Interest .........................................
575.09
7,414.79
Interest on bills payable.....
Borrowed monqy .................... 108,424.96
Salaries of officers and di­
rectors .....................................
3,990.00
8,334.55
Other items .................................
Expenses .....................................
544.45
Cash on hand Dec. 31, 1919....
9,796.07
Total

......................................... $320,672.74

Total

......................................... $320,672.74

FO R T SMIT.H
SEB A S TIA N B U IL D IN G & LOAN A S SO C IA TIO N
Directors— W . H. Bruce, President; W . C. Morris, Secretary; J. M. Andrews,
C. C. Calvert, H. L. Fitzhugh, C. E. Leininger, A. H. Morrow, J. Kerwin, J.
V. Ferrari.
S T A T E M E N T OF D EC EM B ER 31, 1919.
ASSETS.
Cash on hand.............................$ 2,580.77
Loans on mortgage security 108,389.17
Loans on stock security........
6,160.00
Stocks and bonds..... ................
500.00
Real estate .......................
1,729.68
Delinquent interest ..................
217.57
Insurance and taxes due from
borrowers .................................
56.30
Furniture and fixtures ............
245.70
Total

..........................................$119,879.19

LIABILITIES.
Due shareholders (dues)........$ 75,331.00
Bills payable ............................. 24,000.00
Undivided profits ...................... 20,548.19

Total

..........................................$119,879.19

DISBURSEMENTS.
RECEIPTS.
Loans on mortgage security/.$ 50,727.55
Cash on hand Jan.1, 1919........................... $4,330.89
Loans on stock security..........
840.00
Installment^ on stock..... 19,425.60
Withdrawals of installment
Real estate mortgages re­
stock .........................................
2,279.40
deemed ..................................... 17,530.00
Interest or profits on with­
Interest ......;..................................
7,985.55
drawals .....................................
329.17
Fines .............................................
5.28
Insurance and taxes paid for
Transfer
and
withdrawal
borrowers .................................
27.32
fees .............................................
7.60
Interest on bills payable........
1,110.63
Rents .............................................
50.00
Salaries of officers and diBorrowed money ......................
9,000.00
recotrs .......................................
700.00
Other sources ................... >........
1,131.50
Other items .................................
384.92
Expenses .....................................
486.66
Cash on hand Dec. 31, 1919....
2,580.77
Total

......................................... $ 59,466.42




Total

......................................... $ 59,466.42

216

REPORT OF BANK COMMISSIONER

HELENA
H E L E N A B U IL D IN G A N D LOAN A SS O C IA TIO N
Directors— S. Straub, President; J. Truem per, Vice President; H. P. Anderson,
Treasurer; E. R. Grum, Secretary; G. T. Updegraff, H. E. McRae, S. W .
Tappan, W . W hite, B. M. Isaacs, G. L. Davidson.
S T A T E M E N T OF D E C E M B E R 31, 1919.
ASSETS.
Cash on hand .............................$ 1,380.93
Loans on mortgage security 308,015.00
Loans .on stock security........ 21,357.22
Stocks^ and bonds......................
100.00
Delinquent interest ..................
476.63
Insurance and taxes due from
63.70
borrowers .................................
Furniture and fixtures............
200.90
Other assets ...............................
10.00
Total

$331,603.38

RECEIPTS.
Cash on hand Jan. 1, 1919......$ 4,977.43
Installments ort stock.. 54,418.25
flea) estate mortgages.re­
deemed '...
;. 21,650.00
Interest .......1..................... 22,098.44
Loans on stock security re­
paid ........
125.00
Fines' ......................
317.10
Transfer
and
withdrawal
fees ...................
47.50
Insurance and taxes repaid....
17.50
Borrowed money ................... 1.. 57,000.00
Other sources .............................
29.17
Total

LIABILITIES.
Due shareholders (dues)........$200,641.00
Bills payable ............................. 70,000.00
Undivided profits ..................... 58,298.42
Personal accounts ....................
39.17
Other liabilities .......................
2,624.79

$160,680.39

Total

..........

$331,603.38

DISBURSEMENTS.
Loans on mortgage security..$123,050.00
Loans on stock security........
3,435.00
Insurance and taxes paid for
borrowers ........!...............
62.70
Bills and accounts payable.... 27,000.00
Interest on bills payable........
2,600.61
Salaries of officers and di­
1,595.98
rectors ......'...............................
Other items .................................
1,256.50
Expenses ..........................
298.67
Cash on hand Dec. 31, 1919....
1,380.93
Total

$160,680.39

HELENA
H O M E M U T U A L B U IL D IN G & LOAN A S S O C IA T IO N
Directors— W . N. Straub, P re sid en tf'J . C. Meyers, Secretary; J. B. Butts, J.
W . Clopton, C. G. King, C. L. Moore, Jr., A. Jarman, L. Solomon, D. Sol­
omon.
S T A T E M E N T O F D E C E M B E R 31, 1919.
ASSETS.
Cash on hand.............................$ 27,453.92
Loans on mortgage security 798,292.74
Loans on stock security........ 65,470.00
Stocks and bonds...................... 332,050.00
Real estate ....:............................
2,945.57
Delinquent interest ................
1,486.35
Insurance and taxes due from
borrowers ...............................
412.14
1,570.80
Accounts receivable ................
Furniture and fixtures............
300.00
Stationery and supplies..........
384.97
Other assets ...............................
3,805.35

LIABILITIES.
Due shareholders (dues).... $ 581,804.85
Advance payment stock........
13.60
Bills payable ............................. 381,950.00
Contingent or reserve fund....
3,190.71
Undivided profits ................... 263,432.58
Personal accounts ...................
98.40
Other liabilities .........................
3,681.70

Total ........................................$1,234,171.84

Total ....................................... $1,234,171.84

RECEIPTS.
Cash on hand Jan. 1, 1919........$ 13,594.39
Installments on stock.............. 148,521.35
Advance payments on stock
13.60
Real estate mortgages re­
deemed ..................................... 114(382.26
Loans on stock security re­
paid .....................
137,545.0.0
Real estate sold .......................
2,385.70
Interest ....................... ........>....... 102,610.56
Fines ..............
825.52
Transfer
and
withdrawal
fees ................. ................. -•......—
99.50
Insurance and taxes repaid....
265.15
Borrowed money ..................... 413,400.00
Other sources ................
49,806.92

DISBURSEMENTS.
Loans on mortgage security..$142,500.00
Loans on stock security........ 56,470.00
Withdrawals of installment
stock .......................................... 21,365.45
Interest or profits on with­
drawals .....................................
2,537.82
Matured stock ........................... 267,539.06
Insurance and taxes paid for
borrowers .................................
678.22
Bills and accounts payable.... 86,000.00
Interest on bills payable........ 15,362.86
Salaries of officers and directors ...........................
3,510.00
Other items ..........
357.926.45
Expenses ......................................
2,106.17
Cash on hand Dec. 31, 1919.... 27,453.92

Total




$983,449.95

Total

$983,449.95

STATE OF ARKANSAS

217

HELENA
PEO PLES

B U IL D IN G

&

LOAN

A S SO C IA TIO N

Directors— G.> Quarles, President; J. Fink, Secretary;
Allen, M. E. West.

E. C. Newman, E. M

S T A T E M E N T OF DEC EM B ER 31, 1919.
ASSETS.
Cash on hand .............................$
71.96
Loans on mortgage security 353,325.00
Loans on stock security..........
1,180.00
Delinquent interest ........
631.40
Insurance and taxes due from
borrowers .................................
73.70
Total

........................................ $355,282.06

RECEIPTS.
Cash on hand Jan.1, 1919-—$
Installments on stock..............
Real estate mortgages re­
deemed .....................................
Loans on stock security re­
paid ...........................................
Interest .........................................
Fines .............................................
Transfer
and
withdrawal
fees .............................................
Insurance and taxes repaid—.
Borrowed money ......................
Other sources .............................
Total

146.89
59,107.00
60,450.00
1,300.00
27,045.15
453.60
25.50
45.45
25,000.00
1,884.00

......................................... $175,457.59

LIABILITIES.
Due shareholders (dues)....... $242,349.00
Advance payment stock.............................. 87,931.56
Bills payable ............................... 25,000.00
Other liabilities .........................
1.50

Totql

..........................................$355,282.06

DISBURSEMENTS.
Loans on mortgage security..$108,700.00
Withdrawals of installment
stock ........................
9,617.00
Interest or profits on with­
drawals ................................... 23,666.80
Matured stock ............................. 30,723.00
Insurance and taxes paid for
borrowers . ................... ?..
58.60
Salaries of officers and di­
rectors'..................
396.45
2,223.78
Expenses .....................................
Cash on hand Dec. 31,1919—
71.96
Total

......................................... $175,457.59

H O T SPRINGS
A R KAN SAS SA VIN G S & LOAN A S SO C IA TIO N
Directors— J. A. Smith, President; J. A. Stallcup, Vice President; R. S. Smith,
Secretary-Treasurer; S. Blumenstiel, C. J. Brooks, C. H. Davis, E. L.
Howlett, J. T. Jones.
S T A T E M E N T OF D EC EM B ER 31, 1919.
ASSETS.
Cash on hand...............................$
354.72
Loans on mortgage security 52,503.39
Stocks and bonds ......................
250.80
Furniture and fixtures______
354.85
Other assets ...............................
95.00
Total

......................................... $ 53,558.76

RECEIPTS.
Cash on hand Jan.1, 1919— $
Installments on stock..............
Real estate mortgages re­
demeed ...............................
Interest .........................................
Borrowed money ......................
Other sources ......................... —

Total

1,114.21
8,848.00
16,352.34
4.00
8,400.00
444.99

......................................... $ 35,163.54




LIABILITIES.
Due shareholders (dues)....... $ 46,561.27
Bills payable ...............................
6,500.00
Other liabilities ........................
497.49

Total

......................................... $ 53,558.76

DISBURSEMENTS.
Loans on mortgage security..$ 27,933.48
Withdrawals of installment
stock .........................................
• 108.86
Bills and accounts payable.—
1,900.00
Interest on bills payable........
28.59
Salaries of officers and di­
rectors ....................
900.00
Other items ..............................
3.783.42
Expenses .....................................
154.47
Cash on hand Dec. 31, 1919....
354.72
Total

......................................... $ 35,163.54

218

REPORT OF BANK COMMISSIONER

JONESBORO
JONESBORO B U IL D IN G & LOAN A SS O C IA T IO N
Directors— J. H. L ittle, President; J. R. Gregson, Secretary; J. E. McKee, J. C.
Hawthorne, J. H. Hawthorne, D. T . Rogers, C. B. Gregg, J. V. Bell.
S T A T E M E N T OF D E C E M B E R 31, 1919.
ASSETS.
Cash on hand .............................$ 5,640.84
Loans on mortgage security 515,841.50
Loans on stock security........ 17,825.00
Stocks and bonds.......................
1,000.00
9,297.60
Real estate .................................
Insurance and taxes due from
borrowers ...............................
218.03
Furniture and fixtures............
150.00
Total

............................ -...........$549,-4-72^7

RECEIPTS.
Cash on ,hajid Jan. 1, 1919.—$ 14,831.91
Installments on stock.............. 61,792.26
Real estate mortgages re­
deemed .............................., ...... 62,925.00
Loans on stock security re. paid .....:..................................... 20 ,100.00
Real estate sold .......................
1,250.00
Bills and accounts receivable 89,158.76
Interest ......................................... 47,630.70
Fines ..........................-...................
1,532.65
Transfer
and
withdrawal
fees .....-...............................
10.00
' 90.00
Rents .............................................
Insurance and taxes repaid....
511.10
Borrowed money ....................... 174,600.00
Other sources .............................
9,507.65
$483,940.03

Total

LIABILITIES.
Due shareholders (dues)........$273,728.04
Dividends on stock (credited) 104,941.85
Due borrowers (incomplete
loans) .....................................
6,424.59
Bills payable ............................. 140,100.00
Undivided profits ......
23,373.91
Other liabilities.........................
904.58
Total

..........................................$549,472.97

DISBURSEMENTS.
Loans on mortgage security..$258,260.00
Loans on stock security........ 17,950.00
Withdrawals of installment
stock .......................................... 58,414.90
Interest or profits on with- .
drawals ...................
37,624.67
Insurance and taxes paid for
borrowers .................................
167,98
Bills and accounts payable.... 88,575.41
Interest on bills payable......
1,728.29
Salaries of officers and di­
rectors ........................................
3,470.00
Other items .................................
9,955.96
Expenses .....................
2,151.98
Cash on hand Dec. 31, 1919....
5,640.84
Total

$483,940.03

JONESBORO
YO UNG M E N ’S B U IL D IN G & LO A N A S S O C IA T IO N
Directors— Y. A. Cole, Jr., President; G. W . Culberhouse, Vice President; H. A.
Stroud, Treasurer; G. G. Brooks, Secretary; Z. B. Ballew, J. T . Altm an, W .
C. Haynes, W . M. Freeze, W . L. Mack.
S T A T E M E N T OF D E C E M B E R 31, 1919.
ASSETS.
Cash on hand...............................$ 1,416.38
Loans on mortgage security 178,582.05
Loans on stock security........ 10,040.00
Stocks and bonds .....................
450.00
Delinquent interest ................
1,739.46
Insurance
and taxes due
from borrowers ..............
246.53
Furniture and fixtures............
200.00
Stationery and supplies..........
225.00
Total

................

.....$192,899.40

RECEIPTS.
Cash on hand Jan. 1, 1919.—$
573.16
Installments on stock.............. 30,473.29
Real estate mortgages re­
deemed .....................................
8,452.71
Loans on stock security re­
paid ............................................
8,720.00
Interest .........
15,234.78
Fines ...................................... - .....
308.71
Transfer and withdrawal fees
13.50
Insurance and taxes repaid---82.49
Borrowed money ......................
82,400.00
Other sources .............................
184.56
Total




..................... $146,443.20

LIABILITIES.
Due shareholders (dues)_$148,294.72
Billj3 payable ............................. 43,400.00
Contingent or reservefund..
181.49
Undivided profits
...............
1,023.19

Total

......................................... $192,899.40

DISBURSEMENTS.
Loans on mortgage security..$ 74,407.36
Loans on stock security..—...
5,675.00
Matured stock ........................... 19,000.00
Insurance and taxes paid for
borrowers , ...................
29.70
Bills and accounts payable.... 41,000.00
Interest on bills payable........
2,118.78
Salaries of officers and di­
rectors ........................................
1,870.00
Other items .................................
500.00
Expenses .....................................
426.00
Cash on hand Dec. 31, 1919....
1,416.36
Total

$146,443.20

STATE OF ARKANSAS

219

L IT T L E ROCK
A M E R IC A N B U IL D IN G & LOAN A SSO C IA TIO N
Directors— C. S. Stifft, President; W . L. Delony; Secretary; C. E. Rosenbaum,
J. W . House, G. W . Rogers.
S T A T E M E N T OF DEC EM B ER 31. 1919.
ASSETS.
850.57
Cash on hand ........................ $
Loans on -mortgage security 1,154,560.00
Loans on stock security.....
19,032.52
Stocks and bonds....................
36,200.00
Real estate ...............................
35,160.04
10,128.94
Delinquent interest ..............
Insurance and taxes due
from borrowers ................
1,697.06
Accounts receivable ..............
7,601.79
2,180.71
Furniture and fixtures..........
Other assets ............................
2,776.89
Total

$1,270,188.52

RECEIPTS.
Cash on hand Jan. 1, 1919....$
Installments on stock..........
Advance payments on stock
Real estate mortgages re­
deemed ............
Loans on stock security
repaid .....................
Real estate sold .....................
Bills and accounts receiv­
able .........................................
Interest .......
Fines .........................................
Transfer and withdrawal
fees ..................
Rents ..........................................
Insurance and taxes repaid
Borrowed money ..................
Other sources ........................
Total

4,137.59
456,132.45
21,168.60
223,552.22
40,698.20
20,645.00
3,365.00
100,653.73
1,356.61
246.25
2,834.93
1,866.80
156,000.00
126,901.79

$1,159,559.17

LIABILITIES.
Due shareholders (dues)....$1,109,653.36
Advance payment stock........
5,846.40
Due borrowers (incomplete
loans .......
4,175.00
Bills payable .................................. 73,000.00
Contingent or reserve fund
73,995.67
Personal accounts..................
2,633.51
Other liabilities .............,......
884.58

Total

$1,270,188.52

DISBURSEMENTS.
Loans on mortgage se­
curity ..................................... $ 564,425.00
Loans on stock security.....
41,822.25
Withdrawals of installment
stock .......................................
67,721.00
Withdrawals
of
advance
payment of stock.;............
18,510.42
Matured stock .........................
186,000.00
Insurance and taxes paid
for borrowers ...................
1,843.65.
Bills and accounts payable
89,000.0f(
Interest on bills payable....
2,042.30
Salaries of officers and di­
rectors ...................................
2, 100.00
Other items .............................
159,625.25
25,618.73
Expenses ...................................
Cash on hand Dec. 31, 1919
850.57
Total

$1,159,559.17

L IT T L E ROCK
AR K A N SA S B U IL D IN G & LO A N A SSO C IA TIO N
Directors— M. Mayer, President; A. Cardwell, Secretary; J. E. Coates, W . A.
Hicks, G. Thornburgh, J. B. Bateman, G. H. Campbell.
S T A T E M E N T OF D EC EM B ER 31, 1919.
ASSETS.
Loans on mortgage security..$916,525.00
Loans on stock security........ 85,814.76
Stocks and bonds...................... 50,550.00
Real estate ................................. 59,232.60
Delinquent interest ................ 12,683.02
Insurance
and taxes
due
from borrowers ....................
436.45'
Accounts receivable ................
1,535,28
Furniture and fixtures..........
1,179.15

LIABILITIES.
Due shareholders (dues)........$841,846.55
Advance payment stock.......... 110,884.00
Interest paid in advance........
110.00
Contingent undivided profits 29,275.70
Bills payable ............................... 70,000,00
Contingent or reserve fund....
7,120.72
Undivided profits ...................... 61,292.72
1,666.92
Personal accounts ....................
Other liabiities ...........................
5,759.65

Total ....................................... $1,127,956.26

Total ..............................,........$1,127,956.26

RECEIPTS.
Installments on stock.. $313,869.63
Real estate mortgages re1 deemed ..................................... 127,450.00
Loans on stock security re­
paid ........................................... 174,654.44
Real estate sold............. 26,836.29
Interest
..................................... 75,673.37
Fines .............................
1,130.64
Transfer and withdrawal fees
95.00
Rents .........................
700.75
Insurance and taxes repaid....
379.32
Borrowed money ....................... 160,000.00
Other sources ..........................
27,105,69

DISBURSEMENTS.
Loans on mortgage security..$425,650.00
Loans on stock security........ 87,209.00
Withdrawals of installment
stock ......................................... 55,378/86
Interest or profits on with­
drawals .....................................
3,042.58
Matured stock ........................... 177,847.11
Insurance and taxes paid for
borrowers .................................
4,079.18
Bills and accounts payable.... 95;710.50
Interest on bills payable.......
2,498.84
Salaries of officers and di­
rectors ..................................... 12,650.00
Other items ................................. 26,765.18
Expenses ..................................... 17,063.88

Total




$907,895.13

Total

$907,895.13

220

REPORT OF BANK COMMISSIONER

LITTLE ROCK
C A P IT A L B U IL D IN G A SS O C IA T IO N
Directors— C. S. Stifft, President; J. A. Ginocchio, Secretary; L. B. Leigh, M.
W rig h t, J. F. Loughborough, S. L. Kahn, A. D. Cohn, R. W . Polk, C. N.
Peay.
S T A T E M E N T OF D E C E M B E R 31. 1919.
ASSETS.
Cash on' hand.............................$ 6,585.01
Loans on mortgage security 152,975.08
Loans on stock security........ 21,629.55
Stocks and bonds......................
6,200.00
Real estate ................................. 22,877.64
4,906.32
Delinquent interest ................
Insurance
and
taxes due
from borrowers ....................
352.52
Accounts receivable ................
125.20
Furniture and fixtures............
391.65
Other assets ...............................
3.234.72

l ia b il it ie s :
Due shareholders (dues)...$200,683.08
Due borrowers (incomplete
loans) ........................................
3,509.84
Contingent undividedprofits
4.77
Bills payabe .............
15,000.00
Other liabilities .............
80.00

Total ..........................................$219,277.69
RECEIPTS.
Cash on hand Jan. 1, 1919......$ 1,883.96
Installments on stock............ 87,604.50
Advance payments on stock
926.45
Real estate mortgages re­
deemed ..................................... 34,295.80
2,000.00
Real estate sold ......................
Bills and accounts receivable 24,773.20
Interest .......................................... 12,201.48
Fines ..............................................
917.50
Rents ..............................................
913.97
Insurance and taxes repaid....
67.64
Borrowed money ...................... 29,000.00
Other sources ...........................
2,133.70

Total - .........
$219,277.69
DISBURSEMENTS.
Loans on mortgage security..$ 57,718.09
Loans on stock security........ 13,678.98
Withdrawals of installment
stock .......................................... 12,614.70
Withdrawals of advance pay­
1,193.36
ment stock ...............................
Matured stock .......-...................
77,500.00
Insurance and taxes paid for
borrowers .................................
2,092.39
Bills and accounts payable.... 14,201.00
Interest on bills payable........
618.62
Salaries of officers and di­
rectors ....:..................................
2,600.00
6,665.81
Other items .................................
Expenses .....................................
1,250.24
Cash on hand Dec. 31, 1919....
6,585.01

Total

.._ ....................................$196,718.20

Total

........................................ .$196,718.20

L IT T L E

ROCK
C IT IZ E N S B U IL D IN G & LOAN A SS O C IA TIO N
Directors— F. Rossner, President; R. W . Porter, Secretary; C. E. Taylor, W .
S. M itchell. A. B. Poe, G. W . Carron, W . H. Porter.
S T A T E M E N T OF D E C E M B E R 31, 1919.
ASSETS.
Cash on hand ...........................$ 11,915.29
Loans on mortgage security 179,250.00
Loans on stock security........ 26,898.47
Stocks and bonds....................
3,066.92
14,929.20
Real estate ...........................
Delinquent interest
.........
5,580.49
Insurance and taxes due
: from borrowers ....................
576.76
Furniture and fixtures...........f
350.00

LIABILITIES.
Due shareholders (dues)........$1-55,913.00
Advance payment stock.............................. 29,050.00
33,640.00
Bills payable .......................
Undivided profits .................... 22,047.37
Personal accounts .........:...... ..
1,916.76

Total .................................... .....$242,567.13
RECEIPTS.
Cash on hand Jan. 1, 1919........$ 2,714.82
Installments on stock.............. 61,610.18
Advance payments on stock
1,937.99
Real estate mortgages re­
deemed .........
30,550.00
Loans on stock security re­
paid ....................................... — 14,777.39
Interest .....
15,262.93
Fines ..............................................
226.14
Rents .....
1,267.60
Borrowed money ..........
61,730.00
Expense assessments ..............
802.50

Total .......................................... $242,567.13
DISBURSEMENTS.
Loans on mortgage security..$101,300.00
Loans on stock security........ 13,295.10
Withdrawals of installment
stock ..........................................
2.426.59
Withdrawals of advance pay­
ment stock ....................
3,700.00
Interest or profits on with­
drawals .....................................
66.92
Matured stock ........................... 33,450.00
Insurance and taxes paid for
borrowers ...............................
576.76
Bills and accounts payable.... 16,980.00
Interest on bills payable........
2,807.76
Salaries of officers and di­
rectors ........'.............................
3.175.00
Other items ............................—
510.57
Expenses .....................................
675.56
Cash on hand Dec. 31, 1919.... 11,915.29

Total




$190,879.55

Total

$190,879.55

STATE OF ARKANSAS

221

L IT T L E ROCK
C O M M O N W E A L T H B U IL D IN G & LOAN A SSO C IA TIO N
Directors— L. B. Leigh, President ;J. G. Leigh, Secretary; C. S. McCain, H.
Kahn, F. D. W atkins.
S T A T E M E N T OF D EC EM B ER 31. 1919.
ASSETS.
Cash on hand ............................ $ 1,272.51
Loans on mortgage security 503,892.50
Loans on stock security........
6,195.00
Real estate .................................
2,405.75
Delinquent interest ................
7,330.47
Insurance and taxes due
from borrowers ....................
484.67
Furniture and fixtures............
425.25
Other assets ...............................
2,600.91
Contracts sale of real estate
7,161.02
Total

$531,768.08

RECEIPTS.
Cash on hand Jan. 1, 1919....$ 3,680.13
Installments on stock............ 115,612.06
Advance payments on stock 68,360.00
Real estate mortgages re­
deemed ..................................... 74,385.00
Loans on stock security re­
paid ...........................................
9,997.50
Interest ......................................... 38,804.02
Fines .............................................
339.13
Transfer and withdrawal-fees
235.00
Rents .............................................
246.90
Borrowed money ...................... 172,500.00
Other sources ........................... 31,584.20
Total

......................................... $515,743.94

LIABILITIES.
Due shareholders (dues)....... $269,722.29
Advance payment stock........ 131,153.00
Dividends on stock (credited) 54,811.41
Bills payable ............................. 66,920.00
Contingent or reserve fund....
2,384.37
Undivided profits ......................
4,492.37
2,284.64
Personal accounts ....................

Total

$531,768.08

DISBURSEMENTS.
Loans on mortgage security..$255,475.00
Loans on stock security........ 10,152.50
Withdrawals of installment
stock .......................................... 16,248.60
Interest or profits on with­
drawals ............... ,.....................
1,575.71
Matured stock ........................... 44,650.00
Bills and accounts payable 146,100.00
Interest on bills payable........
3,643.70
Salaries of officers and di­
rectors .....................................
3,027.58
Other items ................................. 32,444.13
Expenses .....................................
1,154.21
Cash on hand Dec. 31, 1919 ...
1,272.51
Total

......................................... $515,743.94

L IT T L E ROCK
E Q U IT A B L E B U IL D IN G & LOAN A SSO C IA TIO N
Directors— E. T Reaves, President; R. W . Rightsell, Secretary; B. W . Torreyson, J. W . House, J- A. W atkins, A. M. Keith, W illia m Back.
S T A T E M E N T OF D EC EM B ER 31, 1919.
ASSETS.
Cash on hand .............................$ 3,329.76
Loans on mortgage security 94,692.90
Loans on stock security.....
6,305.00
Stocks and bonds......................
6,550.00
Real estate .................................
8,978.06
Delinquent interest ................
468.17
Insurance and taxes
due
from borrowers ....................
668.52
, Furniture and fixtures..........
220.00
Other assets ...............................
737.26
Contracts sale of real estate 11,438.00
Total

$133,387.67

RECEIPTS.
Cash on hand Jan. 1, 1919....$ 8,219.64
Installments on stock. 29,475.97
Advance payments on stock.. 2,456.26
Real estate mortgages re­
deemed ......
8,916.78
Loans on stock security re­
paid ..........................................
9,894.18
Real estate sold ........................
300.00
Interest .......................... :.............
9,493.57
Fines .......................................... —
89.35
Rents ......................
316.84
Insurance and taxes
repaid
18.44
Borrowed money ...................... 11,500.00
Other sources ............*.
1,616.08
Contracts sale of real estate 3,658.50
Total

......................................... $ 85,955.61




LIABILITIES.
Due shareholders (dues)........$ 99,045.10
Advance payment stock..........
3,658.03
Dividends on stock (credited) 13,215.10
Bills payable ...........................
5,000.00
Contingent or reserve fund....
3,573.86
Undivided profits .........
8,577.9.7
Personal accounts ....................
317.61

Total

$133,387.67

DISBURSEMENTS.
Loans on mortgage security..$ 31,169.44
Loans on stock security........
5,495.80
Withdrawals of installment
3,407.50
stock .........................................
Interest or profits on with­
drawals ................. ;..................
206.26
Matured stock ........................... 32,505.00
Insurance and taxes paid for
borrowers .................................
192.92
Bills and accounts payable....
6,500.00
Interest on bills payable........
34.66
Salaries of officers and di­
rectors .......................................
2 , 100.00
Other items .................................
421.22
Expenses .....................................
593.05
Cash on hand Dec. 31, 1919....
3,329.76
Total

.........................................$ 85,955.61

222

REPORT OF BANK COMMISSIONER

L IT T L E ROCK
L A D IE S B U IL D IN G & SA VIN G S A S S O C IA T IO N
Directors— J. J. Mandlebaum, President; J. H. Bilheimer, Secretary; C. A.
Pratt, L. Pfeifer, B. P. Kidd, C. K. Lincoln, G. D. .Henderson, W . E.
Harrington.
S T A T E M E N T OF D E C E M B E R 31, 1919.
ASSETS.
Cash on hand ...........................$
896.72
Loans on mortgage security 349,900.00
Loans on stock security........ 132,621.13
Stocks and bonds...................... 15,000.00
Delinquent interest ..................
1,918.84
Insurance and taxes due
from borrowers ....................
1,681.78
Contracts sale of real estate
3,225.00

LIABILITIES.
Due shareholders (dues)........ $376,837.90
Advance payment stock..........
332.34
Dividends on stock (credited) 59,775.07
Due borrowers (incomplete
loans) ....................................... 19,125.64
Bills payable ............................... 43,000.00
Contingent or reserve fund
6,172.52

............................... $505,243.47
RECEIPTS.
Cash on hand Jan. 1, 1919.....$ 1,705.85
Installments on stock.. 168,588.00
Advance payments on stock
1,429.44
Real estate mortgages re­
deemed ..................................... 52,730.04
Loans on stock security re­
paid ........................................... 94,334.71
Real estate sold ........................
8,164.21
Interest ......................................... 34,827.96
Fines .......
771.99
Rents ...........................................
193.80
Insurance and taxes repaid....
2,642.85
Borrowed money ....................... 158,227.45
Other sources ............................. 10,814.50
Expense assessments ............
1,035.90
Real estate contracts....
950.41

Total .......................................... $505,243.47
DISBURSEMENTS.
Loans on mortgage security..$166,909.61
Loans on stock security........ 104,598.75
Withdrawals of installment
stock ..........................................
4,235.00
Withdrawals of advance pay­
ment stock ...............................
2,704.40
Interest or profits on with­
drawals ......................................
96.84
Matured stock ........................... 118,600.00
Insurance and taxes paid for
borrowers .................................
2,166.90
Bills and accounts payable.... 116,031.12
Interest on bills payable.....
179.80
Salaries of officers and di­
rectors .......................................
6,292.00
Other items ..............................
12,339.80
Expenses .....................................
1,366.17
Cash on hand Dec. 31, 1919 ...
896.72

Total

Total

$536,417.11

Total

$536,417.11

L IT T L E ROCK
L IB E R T Y B U IL D IN G A SSO C IA TIO N
Directors— F. Rossner, President; L. E. W alther, Secretary; A. Karcher, A. C.
Penzel, J. Schmelzer, A. Probst, W . J. Pennington, C. J. Kram er, M. J. Cole,
H. G. M artin.
S T A T E M E N T OF
BER 31, 1919.
ASSETS.
Cash on hand .............................$ 2,321.36
Loans on mortgage security 62,500.00
Loans on stock security........ 14,355.00
Stocks and bonds......................
840.00
Real estate ................................. 13,786.00
Delinquent interest ..........
2,341.97
Insurance and taxes due
from borrowers ....................
9.36
Accounts receivable ................
659.68
Furniture and fixtures............
173.25
Stationery and supplies..........
205.80
Otner assets ..............
1,379.90

LIABILITIES.
Due shareholders (dues)........$ 74,758.77
Contingent undivided profits 15,363.55
Bills payable .............................
8,450.00

........ ........... ...................$ 98,572.32
RECEIPTS.
Cash on hand Jan. 1, 1919........$ 1,389.88
Installments on stock............ 25,786.27
Real estate mortgages re­
5,550.25
deemed .....................................
Loans on stock security re­
paid ............................................. 1 0 , 202.0 0
4,217v50
Real estate sold ........................
407.30
Bills and accounts receivable
6,024.56
Interest .........................................
156.47
Fines ..............................................
9.00
Transfer and withdrawal fees
996.38
Rents .................. ...........................
47.92
Insurance and taxes repaid
5,600.00
Borrowed money .......................
854.60
Other sources ...........................

......................................... $ 98,572.32
DISBURSEMENTS.
Loans on mortgage security..$ 19,425.00
Loans on stock security........
8,045.00
Withdrawals of installment
770.00
stock .........................................
Interest or profits on with­
drawals .....................................
36.50
Matured stock .....
18,200.00
Insurance and taxes paid for
borrowers .................................
295.09
Bills and accounts payable....
8,200.00
Interest on bills payable........
527.29
Salaries of officers and di­
rectors ........................................
2 , 111.00
Other items .........*............■..........
1,240.79
Expenses ..........................................
70.10
Cash on hand Dec. 31, 1919....
2,321.36

Total

Total




$ 61,242.13

Total

Total

.$ 61,242.13

STATE OF ARKANSAS
L IT T L E

223

RO C K

L IT T L E ROCK B U IL D IN G A S SO C IA TIO N
Directors— R. E. W ait, President; F. W ittenberg, Secretary;
J. V. Johnson, T. H. Bunch, F. W . Allsopp.

M. B. Sanders,

S T A T E M E N T OF D EC EM B ER 31, 1919.
ASSETS.
Cash on hand....:..........................$ 4,346.77
Loans on mortgage security
2,000.00
Loans on stock security........
7,995.00
Stocks and bonds......................
2,844.00
Delinquent interest
..........
451.87
Total

......................................... $ 17,637.64

RECEIPTS.
Cash on hand Jan. 1,1919........$
Installments onstock..............
Loans on stock security re. paid ...........................................
Interest .........................................

Total

....................................... ..$

3,457.77
3,755.00
1,040.00
581.94

8,834.71

LIABILITIES.
Due shareholders (dues)........$ 16,755.00
Undivided profits ......................
882.64

Total

......................................... $ 17,637.64

DISBURSEMENTS.
Loans on mortgage security..?
Loans on stock security.......
Withdrawals of installment
stock .........................................
Interest or profits on with­
drawals .....................................
Salaries of officers and di­
rectors .......................................
Expenses .....................................
Cash on hand Dec. 31, 1919....
Total

......................................... $

2,000.00
1,120.00
1,040.00
90.13
200.00

37.81
4,346.77
8,834.71

L IT T L E ROCK
M E C H A N IC S B U IL D IN G & LOAN A S SO C IA TIO N
Directors— A. H. Lange, President; F. W ittenberg, Secretary; P. F. Lenea,
E. E. Johnson.
S T A T E M E N T OF D EC EM B ER 31, 1919.
ASSETS.
Cash on hand ..............................$ 124.37
Loans on rhortgage security 20,550.00
Loans on stocU security........
5,680.00
Stocks and boiul3......................
196.50
Delinquent interosi ................
6,522.91
Insurance ahd ta’:es due
from borrowers ..................
5.61
Furniture and fixtures ..........
101.52
Total

......................................... $ 33,180.91

RECEIPTS.
Cash on hanu Jan. 1, 1919—.$
Installments on stock..............
Bills and accounts receivable
Interest .........................................

Total




403.13
4,002.50
1,545.00
144.11

$

6.094.74

LIABILITIES.
Due shareholders (dues)..;.....$ 21,457.39j
Bills payable .............................
9,400.00
2,323.52
Undivided profits ...........:........

Total

..................... .-.................. $ 33,180.91

DISBURSEMENTS.
Loans on stock security........$
Withdrawals of advance pay­
ment stock ...............................
Interest or profits on withdrawals .....................................
Matured stock ...........................
Insurance and taxes paid for
borrowers .................................
Bills and accounts payable....
Interest on bills payable.... —
Other items .................................
Expenses .....................................
Cash on hand Dec. 31, 1919....
Total

.$

50.00*
1,550.00.
>
992.50
1,647.70
5.61
1,100.00
508.87
83.50
32.19
124.37
6,094.74

REPORT OF BANK COMMISSIONER

224
L IT T L E ROCK

M E R C A N T IL E B U IL D IN G & LO A N A SS O C IA T IO N
Directors— A. Brizzolara, President; O. W . McCaskitl, Secretary; M. L. A ltheimer, H. M. Trieber, C. P. Perrie, W . K irst, F. Hotze, H. Heiman, F. J.
Ginocchio, M. B. Sanders.
S T A T E M E N T O F D E C E M B E R 31, 1919.
ASSETS.
Cash on hand ...........................$ 8,998.23
.Loans on mortgage security 93,567.16
Loans on stock security.......... 11,585.00
Stocks and bonds ....................
7,500.00
Real estate .................................
400.00
Delinquent interest
...........
3,898.63
Accounts receivable
.......
1,342.77
Other assets ...............................
1,262.72
Total

......................................... $128,554.51

RECEIPTS.
Installments on stock.............. $
Real estate mortgages re­
deemed ........................
Bills and accounts receivable
Interest ...................... ........... „.....
Borrowed money ......................
Expense assessments ..........
Other sources .............................
Total

57,917.15
46,366.76
27,966.80
9,286.43
10,000.00
221.05
8,245.94

.................................. ......$160,004.13

LIABILITIES.
Due shareholders (dues)........$128,465.10
Bills payahle .............................
89.41

Total

.............. _........ ................ $128,554.51

DISBURSEMENTS.
Loans on mortgage security..$
Withdrawals of installment
stock ..........................................
Matured stock ...........................
Bills and accounts payable.—
Interest on bills payable........
Other items ........
Expenses .....................................
Cash on hand Dec. 21. 1919....
.Total

60,203.33
29,918.32
41,450.00
12,908.18
91.67
3,679.10
2,755.30
8,998.23

.........................................$160,004.13

L fT T L E ROCK
N EIG HBO RS S A VIN G S & LOAN A SS O C IA T IO N
Directors— R. P. Fulkerson, President; U. L. Fulkerson, Secretary;
Cannon, G. P. Frazer, Jr., J. R. Linzey, U. L. Fulkerson.

W.

H.

S T A T E M E N T O F D E C E M B E R 31, 1919.
ASSETS.
LIABILITIES.
Cash on hand .................... .-.......$ 1,353.80
Due shareholders (dues)........$
Furniture and fixtures ...............
270.00
Stationery apd supplies .............
119.95
Other assets ;........................
361.25
Total

......................................... $

2,105.00

RECEIPTS.
Installments on stock..............$

2,105.00

Total




$

2,105.00

Total

....................... ................. $

DISBURSEMENTS.
Bills and accounts payable..$
Expenses ................ ....................
Cash on hand Dec. 31, 1919....
Total

$

2,105.00

2,105.00

119.95
631.25
1,353.80
2,105.00

STATE OF ARKANSAS
L IT T L E

225

R O CK

PEO PLES B U IL D IN G & LOAN A S SO C IA TIO N
Directors— L. W . Cherry, President; L. B. Leigh, Vice President; J. E. Coates,
Vice President; J. H. Hollis, Secretary; W . H. Pemberton.
S T A T E M E N T OF D EC EM B ER 31, 1919.
ASSETS.
L o a n s o n m o r t g a g e security..$732,342.17
L o a n s o n s t o c k s e c u r it y ........ 30,621.96
R e a l e s ta te .................................
2,320.25
D e lin q u e n t in t e r e s t .................
3,982.60
A c c o u n t s r e c e iv a b le .................
608.30
F u r n it u r e a n d fix t u r e s .............
1,128.80

T o t a l ............................................$771,004.08
*
R E C E IP T S .
C ash on h a n d Jan. 1, 1919.........$10,353.52
I n s ta llm e n t s o n s t o c k ............... 187,117.38
A d v a n c e p a y m e n ts o n s t o c k
58,660.00
R ea l esta te m o rtg a g e s r e ­
d e e m e d ....................................... i92,166.42
L o a n s on s t o c k s e c u r it y r e ­
p a id .............................................. 29,339.99
R e a l e s ta te so ld ..........................
2,614.86
B ills a n d a c c o u n t s r e c e iv a b le 59,533.57
I n t e r e s t ............................................ 59,101.47
F in e s ................................................
486.62
T r a n s fe r a n d w it h d r a w a l fe e s
5,127.48
R e n t s ................................................
424.50
B o r r o w e d m o n e y ................. —. 35,600.36
O th e r s o u r c e s ..............................
32,779.82
T o ta l

........................ -................. $673,305.99

L IA B IL IT IE S .
D u e s h a r e h o ld e r s ( d u e s ) ........ $445,302.25
A d v a n c e p a y m e n t s t o c k .......... 166,715.00
D iv id e n d s on s t o c k (c r e d it e d )
93,998.90
I n t e r e s t p a id in a d v a n c e ........
2,770.22
D u e b o r r o w e r s (in c o m p le t e
lo a n s ) .............................................
5,959.55
C o n t in g e n t u n d iv id e d p r o fits 11,502.50
B ills p a y a b le ...............................
6,500.00
C o n t in g e n t o r r e s e r v e fu n d —. 34.779.88
P e r s o n a l a c c o u n t s ...............:.....
875.42
O th e r lia b ilit ie s .............................
2,600.36
T o ta l

............................................ $771,004.08
D IS B U R S E M E N T S .
L o a n s on m o r t g a g e security..$314,875.00
L o a n s o n s t o c k s e c u r it y ........ 33,260.15
W it h d r a w a ls o f in s ta llm e n t
s t o c k ............................................ 55,324.28
W it h d r a w a ls o f a d y a n c e p a y ­
m e n t s t o c k .................................
4,840.00
I n t e r e s t o r p r o fits o n w it h - ✓
d r a w a ls .......................................
37,236.39
M a tu r e d s t o c k ............................... 100,024'.00
B ills a n d a c c o u n t s p a y a b le .... 83,219.76
I n t e r e s t on b ills p a y a b le ........
112.00
S a la r ie s o f o f f i c e r s a n d d i­
r e c t o r s .......................................... 10,637.98
O th e r ite m s ................................. 24,125.92
E xpen ses
......................................
9,650.51
T o ta l

............................................$673,305.99

L IT T L E ROCK
P U L A S K I B U IL D IN G & LOAN A SSO C IA TIO N
Directors— J .-R . Vinson, President; W . P. Gulley, Secretary; F. Rossner, G.
Bertner, A. C. Read, J. Lawson, R. C. Bright, M. B. Sanders, J. H. Stanley,
S. L. W hite.
S T A T E M E N T OF D EC EM B ER 31, 1919.
ASSETS.
C ash on h a n d ................................$
L o a n s on m o r t g a g e s e c u r it y
L o a n s o n s t o c k s e c u r it y ...........
S to c k s a n d b o n d s ..
4,341.00
D e lin q u e n t in te r e s t
...........

R E C E IP T S .
C ash on h a n d Jan. 1, 1919....$
I n s ta llm e n t s o n s t o c k ...............
R e a l e s ta te m o r t g a g e s r e ­
d e e m e d .......................................
L o a n s o n s t o c k s e c u r it y r e ­
p a id ..............................................
B ills a n d a c c o u n t s r e c e iv a b le
I n t e r e s t ...........................................
F in e s ................................................
T r a n s fe r a n d w it h d r a w a l fe e s
I n s u r a n c e a n d ta x e s r e p a id ....
B o r r o w e d m o n e y ........................
E x p e n s e a s s e s s m e n ts ...............




387.95
$94,959.26

T o ta l

Total

552.31
83,900.00
5,778.00

1,133.06
34,377.18
25,550.00
11,589.76
567.89
7,038.12
181.70
216.22
73.29
31,000.00
233.10

$111,960.32

L IA B IL IT IE S .
D u e s h a r e h o ld e r s ( d u e s ) ........ $ 78,874.72
I n t e r e s t p a id in a d v a n c e ........
39.96
B ills p a y a b le ................................. 11,000.00
C o n t in g e n t o r r e s e r v e fu n d ....
287.28
U n d iv id e d p r o fits ........................
4.730.64
P e r s o n a l a c c o u n t s .....................
26.66
T o ta l

............................................$94,959.26
D IS B U R S E M E N T S .
L o a n s on m o r t g a g e s e c u r ity ..$ 43,690.52
W it h d r a w a l o f
in s ta llm e n t
s t o c k ............................................
5,366.25
L o a n s o n s t o c k s e c u r it y ..........
12,318.00
M a tu r e d s t o c k ............................
14,000.00
I n s u r a n c e a n d t a x e s p a id f o r
b o r r o w e r s ...................................
83.91
B ills a n d a c c o u n t s p a y a b le .... 30,900.00
I n t e r e s t o n b ills p a y a b le ........
686.38
S a la r ie s o f o f f i c e r s a n d d i­
r e c t o r s ..........................................
1,929.00
O th e r ite m s ................................:..
2,000.00
E x p e n s e s ........................................
433.95
C a sh on h a n d D ec. 31, 1919....
552.31

Total

$111,960.32

226
L IT T L E

REPORT OF BANK COMMISSIONER
ROCK

S E C U R IT Y B U IL D IN G & LOAN A SS O C IA T IO N
Directors— H. Lasker, President; E. M orris, Secretary; G. Rose, F. W . Allsopp, R. W . Newell, J. T . Jarrell, D. W . Kempner, M. L. A ltheim er, H.
Lasker.
S T A T E M E N T OF D E C E M B E R 31, 1919.
ASSETS.
C ash o n h a n d .............................. $
L o a n s o n m o r t g a g e s e c u r it y
L o a n s o n s t o c k s e c u r it y ........
S t o c k s a n d b o n d s ........................
F u r n it u r e a n d fix t u r e s .............
S t a t io n e r y a n d s u p p lie s ..........
O th e r a s s e t s .................................
T o ta l

1, 000.00

3.00

100.00

L IA B IL IT IE S .
D u e s h a r e h o ld e r s ( d u e s ) ........ $ 50,985.44
A d v a n c e p a y m e n t s t o c k ..........
46.60
C o n t in g e n t u n d iv id e d p r o fits
138.85
B ills p a y a b le ...............................
5,700.00
U n d iv id e d p r o fits ........................
1,064.99

162.05

.$ 57,935.88

R E C E IP T S .
C ash o n h a n d Jan. 1, 1 9 1 9 --$
I n s ta llm e n t s o n s t o c k ...............
A d v a n c e p a y m e n ts o n s t o c k
R e a l esta te m o rtg a g e s r e ­
d e e m e d .......................................
L o a n s o n s t o c k s e c u r it y r e ­
p a id ............................................I n t e r e s t ...................................... —
B o r r o w e d m o n e y ........................
O th e r s o u r c e s ..............................

T o ta l

562.83
54,613.00
1,495.00

934.53
25,315.50
397.35
11,095.00
1.335.00
3,632.06
7.175.00
122.08

$ 50,006.52

T o ta l

.$ 5.7,935.88

D IS B U R S E M E N T S .
L o a n s o n m o r t g a g e s e c u r it y ..? 28,248.00
L o a n s on s t o c k s e c u r it y ........
960 00
W it h d r a w a ls o f in s ta llm e n t
#
3,935.00
s t o c k .........................
I n t e r e s t o r p r o fits on w it h ­
d r a w a ls ........................................
255.09
M a tu r e d s t o c k
,......
4,900.00
I n s u r a n c e a n d t a x e s p a id f o r
b o r r o w e r s .................................
5.50
B ills a n d a c c o u n t s p a y a b le ....
9,975ioo
I n t e r e s t on b ills p a y a b le ....... .
446.26
O th e r ite m s .................................
573 88
E x p e n s e s .......................................
144]96
C ash o n h a n d D ec. 31, 1919....
562.83
T o ta l

$ 50,006.52

L IT T L E ROCK
S T A T E B U IL D IN G & LOAN A S S O C IA T IO N
Directors— J. B. Bateman, President; S. C. Bossinger, Secretary; E. O. Bagley,
C. E. Hayes, J. B. Dickson, T. M. Sanders.
S T A T E M E N T OF D EC EM B ER 31, 1919.
ASSETS.
C ash o n h a n d .......... ......................$ 5,209.21
L o a n s o n m o r t g a g e s e c u r it y 247,290.00
L o a n s o n s t o c k s e c u r it y ........ 27,232.00
S t o c k s a n d b o n d s .................... — 10,232.00
2,650.77
R e a l e s t a t e ...............
D e lin q u e n t in t e r e s t .................
3,645.08
In su ra n ce
and
ta x es
due
fr o m b o r r o w e r s ......................
232.12
1,036.85
A c c o u n t s r e c e iv a b le .................
F u r n it u r e a n d fix t u r e s .............
373.00
C o n t r a c ts s a le o f r e a l e s t a t e
4,770.00
T o ta l

- .........................1.............. $302,671.03
R E C E IP T S .
C ash o n h a n d Ja n . 1, 1919— $ 19,596.12
I n s t a llm e n t s o n s t o c k ............... 111,985.50
A d v a n c e p a y m e n ts o n s t o c k
12,897.15
R ea l esta te m o rtg a g e s re 56.160.00
' d e e m e d .......................................
L o a n s o n s t o c k s e c u r it y r e ­
p a id ..................................................- 15,356.70
3,400.00
R e a l e s t a t e s o ld ...................... —
9.911.68
B ills a n d a c c o u n t s r e c e iv a b le
I n t e r e s t .......................................... 22,793.63
906.63
F in e s ................................................
13.00
T r a n s f e r a n d w it h d r a w a l fe e s
448.90
R e n t s ................................................
4,967.32
I n s u r a n c e a n d ta x e s r e p a id —.
B o r r o w e d m o n e y ........................ 57.550.00
12,976.54
O th e r s o u r c e s ..............................

Total




$328,963.17

L IA B IL IT IE S .
D u e s h a r e h o ld e r s ( d u e s ) ........ $261,324.20
A d v a n c e p a y m e n t s t o c k ..........
8,160.00
D iv id e n d s on s t o c k (c r e d it e d )
122.20
D u e b o r r o w e r s (in c o m p le t e
lo a n s ) ' ..........................................
2,605.00
B ills p a y a b le ............... .............
12,500.00
C o n t in g e n t o r r e s e r v e fu n d ..
2,763.64
U n d iv id e d p r o fits ........................ 13,575.20
P e r s o n a l a c c o u n t s ........ _■............
1,620.79

T o ta l

........................
$302,671.03
D IS B U R S E M E N T S .
L o a n s o n m o r t g a g e s e c u r ity ..$ 1 5 9 ,750.00
L o a n s o n s t o c k s e c u r it y ........ 28,124 58
W it h d r a w a ls o f in s ta llm e n t
„ - ? t,°9k ............................................ 31,318.65
W it h d r a w a ls o f a d v a n c e p a y ­
m e n t s t o c k ............................... 14,634.25
M a tu r e d s t o c k ............................
24,650.00
I n s u r a n c e a n d ta x e s p a id f o r
b o r r o w e r s ...................................
4,765.14
B ills a n d a c c o u n t s p a y a b le —
54,130i30
I n t e r e s t o n b ills p a y a b le .—
791.05
S a la r ie s o f o f f i c e r s a n d d i­
r e c t o r s ..........................................
4,590.00
Other, ite m s ...................................
999.99
C ash o n h a n d D ec. 31, 1919....
5,209!21

Total

•.

$328,963.17

STATE OF ARKANSAS
L IT T L E

227

RO C K

TRAVELERS

B U IL D IN G & LOAN

A S SO C IA TIO N

Directors— J. Asher, President; J. M. Bracy, Secretary; G. E. Shelton, H. S.
Spivey, S. C. Scull, W . R. Bathurst, J. P. W aldenberger, W . Birse, Sr.
S T A T E M E N T OF D EC EM B ER 31, 1919.
ASSETS.

L IA B I L I T I E S .

C ash o n h a n d ................................ $ 5,411.51
L o a n s o n m o r t g a g e s e c u r it y 328,007.04
38,308.74
L o a n s o n s t o c k s e c u r it y ..........
S t o c k s a n d b o n d s ........................
4,941.00
R e a l e s t a t e ...................................
1,681.75
D e lin q u e n t in te r e s t .................
2,486.69
A c c o u n t s r e c e iv a b le .................
1,889.00
F u r n it u r e an d fix t u r e s .............
481.35
C o n t r a c ts s a le o f r e a l e s ta te 42,641.14

D u e s h a r e h o ld e r s ( d u e s ) ........ $199,386.99
A d v a n c e p a y m e n t s t o c k .......... 109,899.17
Due b orrow ers
(in c o m p le te
lo a n s ) ..........................................
9,923.05
B ills p a y a b le ................................. 44,390.00
C o n t in g e n t o r r e s e r v e fu n d ..
3,163.78
U n d iv id e d p r o fits ........................ 65,505.23
P e r s o n a l a c c o u n t s ......................
580.00

$432,848.22

T o ta l

R E C E IP T S .
C ash o n h a n d Jan. 1, 1919........ $ 3,720.45
I n s ta llm e n t s on stock ....'........ 107,535.27
42.560.00
A d v a n c e p a y m e n ts o n s t o c k
R e a l e sta tp m o r t g a g e s r e ­
47,646.16
d e e m e d .......................................
L o a n s o n s t o c k s e c u r it y r e ­
p a id .............................................. 31,244.61
5,612.26
R e a l e s ta te s o ld ........................
5,629.03
B ills a n d a c c o u n t s r e c e iv a b le
I n t e r e s t ................... ........................ 28,468.30
275.40
F in e s ................................................
115.00
T r a n s f e r a n d w it h d r a w a l fe e s
388.00
R e n t s ....................................... -.......
2,674.83
I n s u r a n c e a n d ta x e s re p a id ....
B o r r o w e d m o n e y ........................ 31.150.00
11,503.72
O th e r s o u r c e s ..............................
$318,523.03

T o ta l

T o ta l

$432,848.22

D IS B U R S E M E N T S .
L o a n s o n m o r t g a g e security..$166,347.45
L o a n s o n s t o c k s e c u r it y ........
39,126.84
W it h d r a w a ls o f in s ta llm e n t
s t o c k ............................................ 13,283.32
W it h d r a w a ls o f a d v a n c e p a y ­
m e n t s t o c k .................................
3,123.30
M a tu r e d s t o c k ............................
54,395.67
In s u r a n c e a n d t a x e s p a id fo r
b o r r o w e r s ...................................
1,844.44
B ills a n d a c c o u n t s p a y a b le . ..
9,275.00
1,593.69
I n t e r e s t o n b ills p ayable.-.....
S a la r ie s o f o f f i c e r s a n d d i ­
r e c t o r s ..........................................
5,743.95
O th e r ite m s ................................... 12,277.08
E x p e n s e s .......................................
6,100.78
C ash o n h a n d D ec. 31, 1919....
5,411.51
T o ta l

............................................$318,523.03

L IT T L E ROCK
YO UNG M E N ’S B U IL D IN G A S SO C IA TIO N
Directors— G. W . Clark, President; W . R. Adcock, Vice President; R. Tunnah,
Secretary; E. Cornish, Treasurer; J. Schaer, O. E. W hite, C. A. Roth, D.
M. Tipton.
S T A T E M E N T OF D EC EM B ER 31, 1919.
ASSETS.
C ash on
L oan s on
L o a n s on
F u r n it u r e
T o ta l

h a n d ..............................$ 11,167.14
m o r t g a g e s e c u r it y 79,575.00
s t o c k s e c u r ity .....
2,250.00
an d fix t u r e s ............
232.75

............................................$ 93,224.89

L IA B I L I T I E S .
D u e s h a r e h o ld e r s
U n d iv id e d p ro fits

T o ta l

( d u e s ) ........ $ 78,663.75
.....................
14,561.14

............................................$ 93,224.89

R E C E IP T S .

D IS B U R S E M E N T S .

C ash o n h a n d Ja n . 1, 1919......$ 3,311.73
I n s ta llm e n t s o n s t o c k ............... 23,843.25
R ea l esta te m o rtg a g e s r e ­
d e e m e d .......................................
3,209.00
L o a n s o n s t o c k s e c u r it y r e ­
p a id ............................
340.00
B ills a n d a c c o u n ts r e c e iv a b le
291.00
In te 're st ............................................
5,727.85
F in e s ............................
91.08
O th e r s o u r c e s ...................................
6.25
E x p e n s e a s s e s s m e n ts ...............
827.15

L o a n s o n m o r t g a g e s e c u r it y ..$15,050.00
L o a n s o n s t o c k s e c u r it y ........
1,000:00
W it h d r a w a ls o f in s ta llm e n t
s t o c k ....'........
506.00
M a tu r e d s t o c k ............................
8,000.00
S a la r ie s o f o f f i c e r s a n d d i­
r e c t o r s .......................................
1,564.00
O th e r ite m s ...................................
50.17
E x p e n s e s .......................................
310.00
C ash on h a n d D ec. 31, 1919.... 11,167.14

Total

......................................... $ 37,647.31




Tctal

......................................... $ 37,647.31

228

REPORT OF BANK COMMISSIONER

M A R IA N N A
H O M E B U IL D IN G A N D LO A N A SSO C IA TIO N
Directors— W . D. Newbern, President;
S. H. Crowe, D. S. Plummer.

D. S. C lark, Secretary;

D. L. G riffis,

S T A T E M E N T O F D E C E M B E R 31, 1919.
ASSETS.
C a sh o n h a n d ............................
O th e r a s s e ts _______________
T o ta l

.............. ................. .

105.00
355.00
....$

460.0Q

R E C E IP T S .
I n s ta llm e n t s o n s t o c k _____ ....$
B o r r o w e d m o n e y ...................

60.00
400.00

T o ta l

............................ ..........

460.00

L IA B IL IT IE S .
D u e s h a r e h o ld e r s ( d u e s ) ........ $
B ills p a y a b le ...............................

60.00
400.00

........................................ .-$

460.00

D IS B U R S E M E N T S .
E x p e n s e s ....................................... $
C a sh o n h a n d D ec. 31 ,1919....

355.00
105.00

T o ta l

T o ta l

............................................ $

460.00

M A R IA N N A
M A R IA N N A

B U IL D IN G

& LOAN

A S S O C IA T IO N

Directors— P. R. Turner, President; W . S. McClintock, Treasurer; R. B. M o
Cultoch, Secretary; R. L. Mixon, M. D. M iller, W . D. Newbern.
S T A T E M E N T OF D E C E M B E R 31, 1919.
ASSETS.
C a sh o n h a n d .................................$ 1,847.75
L o a n s o n . m o r t g a g e s e c u r it y 57,175.00
D e lin q u e n t in t e r e s t .................
540.33
936.77
A c c o u n t s r e c e iv a b le .................
O th e r a s s e t s .................................
1,982.03
T o ta l

.............................................. $62,481.88

R E C E IP T S .
C a sh o n h a n d J u ly 31, 1919....$ 4,447.97
I n s ta llm e n t s o n s t o c k ...............
4,029.11
R e a l esta te m o rtg a g e s r e ­
d e e m e d .......................................
650.00
B ills a n d a c c o u n t s r e c e iv a b le
218.01
I n t e r e s t ............................................
2,012.08
F in e s .................................................
10.60
B o r r o w e d m o n e y ........................ 10,000.00
O th e r s o u r c e s ..............................
282.20

Total

......................................... $ 21,649.97




L IA B IL IT IE S .
D u e s h a r e h o ld e r s ( d u e s ) ........$ 36,711.04
B ills p a y a b le ................................. 10,000.00
U n d iv id e d p r o fits ...................... 15,230.51
O th e r lia b ilit ie s ........................
540.33
T o ta l

.............................................. $62,481.88

D IS B U R S E M E N T S .
L o a n s o n m o r t g a g e s e c u r it y ..$
M a tu r e d s t o c k ............................
I n s u r a n c e a n d ta x e s p a id f o r
b o r r o w e r s .................................
B ills a n d a c c o u n t s p a y a b le ....
I n t e r e s t o n b ills p a y a b le ........
S a la r ie s o f o f f i c e r s a n d d i ­
r e c t o r s ..........................................
O th e r it e m s ...............
C ash o n h a n d D ec. 31, 1919....

Total

7,900.00
3,803.18
14.96
7,648.88
339.15
63.05
33.00
1,847.75

......................................... $ 21,649.97

STATE OF ARKANSAS

229

N A S H V IL L E
C IT IZ E N S

B U IL D IN G

&

LOAN

A SSO C IA TIO N

Directors— J. I. Latim er, President; C. F. H ill, Secretary; A. B. Clark, H._ B,
Carruth, R. T. Adams, R. Milwee, W . W . Gore, W . H. Herndon.
S T A T E M E N T OF DEC EM B ER 31, 1919.
ASSETS.
C ash o n h a n d ................................ $
60.07
L o a n s o n m o r t g a g e s e c u r it y 37,950.00
D e lin q u e n t in t e r e s t .................
101.29
F u r n it u r e a n d fix t u r e s .......... „
165.00
T o ta l

.? 38,276.36

R E C E IP T S .
C ash on h a n d Jan. 1, 1919......$ 1,213.14
In s ta llm e n t s on s t o c k .............
8,808.00
R e ^ l e s ta te m o r t g a g e s r e ­
d e e m e d ..................
10,800.00
L o a n s on s t o c k s e c u r it y ' r e ­
p a id ..............................................
150.00
I n t e r e s t ............................................
3,298.23
F in e s ................................................
155.28
B o r r o w e d m o n e y ........................ 20,255.98
17.47
O th e r s o u r c e s ...............

T o ta l

.? 44,698.10

L IA B IL IT IE S .
D u e s h a r e h o ld e r s ( d u e s ) ........ $ 23,698.50
D iv id e n d s on s t o c k (c r e d it e d )
3,627.78
B ills p a y a b le ..............................
10,834.79
C o n t in g e n t o r r e s e r v e fu n d -—
30.39
U n d iv id e d p r o fits ........................
.55
P e r s o n a l a c c o u n t s ...................
84.35
T o ta l

............................................$ 38,276.36

D IS B U R S E M E N T S .
L o a n s on m o r t g a g e s e c u r it y ..? 20,600.00
L o a n s on s t o c k s e c u r it y ..........
125.00
W it h d r a w a ls o f in s ta llm e n t
s t o c k ............................................
1,752.50
W it h d r a w a ls o f a d v a n c e p a y ­
m e n t s t o c k ..............................
68.14
M a tu re d s t o c k ............................ 11,608.60
B ils a n d a c c o u n ts p a y a b le ....
9,442.01
I n t e r e s t on b ills p a y a b le ...........
71.53
S a la r ie s o f o f f i c e r s a n d d i ­
r e c t o r s .........................................
538.05
O th e r ite m s ...................................
212.58
219.62
E x p e n s e s .......................................
C ash on h a n d D ec. 31,1919—
60.07
T o ta l

...........................................$ 44,698.10

N O R TH L IT T L E ROCK.
A R G E N TA B U IL D IN G & LOAN A S SO C IA TIO N
No Annual Report.

N O R TH

L IT T L E

ROCK

C O M M E R C IA L B U IL D IN G & LOAN A SSO C IA TIO N
Directors— M. L. Altheim er, President; R. J. Rice, Secretary; J. P. Faucette,
E. A. Ramsey, H. O. Topf.
S T A T E M E N T O F .D E C E M B E R 31, 1919,
ASSETS.
C ash on h a n d ............. ,.............$
32.84
L o a n s on m o r t g a g e s e c u r it y .. 27,900.00
L o a n s on s t o c k s e c u r it y ........ 17,170.00
T o ta l

........................................... $ 45,102.84

R E C E IP T S .
C ash on h a n d Jan. 1, 1919......$
I n s ta llm e n t s on s t o c k ............... '
R e a l e s ta te m o r t g a g e s r e ­
d e e m e d .......................................
I n t e r e s t ...........................................
B o r r o w e d m o n e y .........

Total

66.68
18,312.06
2,300.00
2,681.99
24,750.00

......................................... $ 48,110.67




L IA B I L I T I E S .
D u e s h a r e h o ld e r s ( d u e s ) ........ $ 26/70.8,-00
B ills payabl.e .........................:.... 16,950.00
U n d iv id e d p ro fits ........................
1,444.84
T o ta l

............................................ ? 45,102.84

D IS B U R S E M E N T S .
L o a n s o n m o r t g a g e s e c u r it y ..? 17,300.00
L o a n s on s t o c k s e c u r it y ........ 17,110.00
W it h d r a w a ls o f in s ta llm e n t
s t o c k ............................................
660.00
B ills a n d a c c o u n t s p a y a b le .... 11,800.00
O th e r ite m s ............................... —
40.00
E x p e n s e s .......................................
1,167.83
C ash on h a n d D ec. 31, 1919....
32.84

Total

......................................... .? 48,110.67

230

REPORT OF BANK COMMISSIONER

PA R AQ O U LD
PAR AQ O U LD B U IL D IN G & LO A N A S SO C IA TIO N
Directors— S. McHaney, President; M. F. Block, Secretary; L. L. Vandervoort,
H. S, Trice* P. L, Dickson, L. U. Stedman, Joe W olf.
S T A T E M E N T OF D EC EM B ER 31, 1919;.
ASSETS.
C ash an h a n d .................................$
L o a n s o n m o r t g a g e s e c u r it y
L o a n s o n s t o c k s e c u r it y ... .
A ccou n ts
r e c e iv a b le ....
F u r n it u r e a n d fix t u r e s ............
S t a t io n e r y a n d s u p p lie s ..........
S h o r t a g e a c c o u n t .....................
T o ta l

135.95
39,176.75
520.00
23.03
182.11
368.20
4,830.01

L IA B IL IT IE S .
D u e s h a r e h o ld e r s ( d u e s ) ........ $ 30,149.78
B ills p a y a b le .....................
9,207.20
U n d iv id e d p r o fits .........................
5,800.51
O th e r lia b ilit ie s .......
78.561

............................................$ 45,236.05

ISO R E P O R T O F R E C E IP T S A N D

T o ta l

........................ ................... $ 45,236.05

D IS B U R S E M E N T S .

P IN E B L U F F
SOUTHERN

B U IL D IN G

&

LO A N

A SS O C IA TIO N

Directors— W . Nichol, President; P. Taylor, Vice President; C. A. Gordon, Sec­
re tary; R. F. Ezell, N. J. Gantt, Jr., J. H. Means, C. H. Moore.
S T A T E M E N T O F D E C E M B E R 31, 1919.
ASSETS.
P oo h o n h a n d
......... %
S fa t io n e r ^ a n d s u p p lie s ..........
O th e r a s s e t s .................................
T o ta l

934.71
186.79
452.50

........................... ................ $

1,574.00

R E C E IP T S .
I n s t a llm e n t s o n s t o c k ........ ...... ?

1,574.00

.$

1,574.00

T o ta l




L IA B I L I T I E S .
D u e s h a r e h o ld e r s ( d u e s ) ........ $

T o ta l

1,574.00

............................................ $

1,574.00

D IS B U R S E M E N T S .
E x p e n s e s ....................................... $
C ash o n h a n d D ec. 31, 1919....

639.29
934.71

T o ta l

%

1.574.00

STATE OF ARKANSAS

231

TEXARKANA.
G ATE C IT Y B U IL D IN G & LOAN A S SO C IA TIO N
Directors— R. J. O’Dwyer, President; F. W . Offenhauser, Secretary; W . A.
Robinson, R. W . Patterson, W . H. Arnold, W . A. McCartney, L. Heilbron,
O. Hoffman, E. F. Burk.
S T A T E M E N T OF DEC EM B ER 31. 1919.
ASSETS.
C ash on h a n d .............................. $ 16,310.47
L o a n s o n m o r t g a g e s e c u r it y 731,568.81
L o a n s o n s t o c k s e c u r it y ........
35,604.20
S to c k s a n d b o n d s ........................
420.00
R e a l e s t a t e ...................................
8,947.91
D e lin q u e n t in t e r e s t .................
2,781.20
In su ra n ce
and
ta x es
d ue
fr o m b o r r o w e r s .....................
197.30
F u r n it u r e a n d fix t u r e s .............
140.25
O th e r a s s e ts .................................
1,250.00
T o ta l

............................................ $797,220.14
R E C E IP T S .
C ash o n h a n d D ec. 25, 1918....$ 11,429.76
I n s ta llm e n t s on s t o c k ............. 179,694.50
R e a l e s ta te m o r t g a g e s r e ­
d e e m e d .......... ,........................... 205,355.15
L o a n s on s t o c k s e c u r it y r e ­
p a id ..............................................
5,437.92
R e a l e s ta te s o ld .......................... 20,355.09
I n t e r e s t ..............
63,481.90
F in e s ...........................................
151.20
R e n t s -•......................................
858.94
B o r r o w e d m o n e y ........................ 222,850.00
O th e r s o u r c e s ..............................
9,427.07

T o ta l

$719,041.53

L IA B I L I T I E S .
D u e s h a r e h o ld e r s ( d u e s ) ........$500,336.45
B ills p a y a b le ................................. 189,800.00
U n d iv id e d p r o fits ..................... 107,083.69

T o ta l

............................................ $797,220.14
D IS B U R S E M E N T S .
L o a n s o n m o r t g a g e security..$442,554.74
L o a n s o n s t o c k s e c u r it y ........ 24,994.80
W it h d r a w a ls o f in s ta llm e n t
s t o c k ............................................ 21,913.50
M a tu re d s t o c k .............................. 109,925.81
I n s u r a n c e a n d t a x e s p a id f o r
b o r r o w e r s ...................................
212.13
B ills a n d a c c o u n ts p a y a b le .... 81,700.00
I n t e r e s t o n b ills p a y a b le ......
9,943.50
S a la r ie s o f o f f i c e r s a n d d i­
r e c t o r s .........................
4,328.00
O th e r ite m s ...................................
2,990.36
E x p e n s e s .......................................
4,168.22
C ash o n h a n d D ec. 25, 1919.... 16,310.47
T o ta l

$719,041.53

TEXARK ANA
T E X A R K A N A B U IL D IN G & LOAN A S SO C IA TIO N
Directors— N. P. Sanderson, President; J. G. Wood, Vice President; W . C.
Simms, Secretary-Treasurer;’ W . H. Arnold, H. Moore, J. S. Ragland, T.
S. Mullins.
S T A T E M E N T OF D EC EM B ER 31. 1919.
ASSETS
C ash on h a n d ................................ $ 11,302.07
L o a n s o n m o r t g a g e s e c u r it y 429,985.29
L o a n s o n s t o c k s e c u r it y ........
14,660.00
S to c k s a n d b o n d s ........................
100.00
R e a l e s ta te ...................................
633.73
D e lin q u e n t in t e r e s t .................
673.04
In su ran ce
and
ta x e s
due
fr o m b o r r o w e r s .....................
449.16
F u r n it u r e an d fix t u r e s .............
499.89
O th e r a s s e ts ................................
10.00

L IA B IL IT IE S .
D u e s h a r e h o ld e r s ( d u e s ) .........$279,108.00
A d v a n c e p a y m e n t s t o c k .................................113.98
Due borrow ers
(in c o m p le t e
lo a n s ) .....................................
2,726.18
B ills p a y a b le ................................. 82,000.00
C o n t in g e n t o r r e s e r v e fu n d ....
500.00
U n d iv id e d p r o fits ...................... 62,769.48
P e r s o n a l a c c o u n t s ...................... 25,556.31
O th e r lia b ilit ie s ........................
5,439.23

$458,213.18
T o ta l
R E C E IP T S .
C ash o n h a n d Jan. 1, 1919....$ 13,367.88
I n s ta llm e n t s o n s t o c k ............. 121,842.00
A d v a n c e p a y m e n ts o n s t o c k
869.48
R e a l e s ta te m o r t g a g e s r e ­
d e e m e d ....................................... 126,489.50
L o a n s o n s t o c k s e c u r it y r e ­
p a id .............................................. 11,227.00
5,792.39
R e a l e s t a t e s o ld ..........................
B ills a n d a c c o u n t s r e c e iv a b le 51,374.88
34,741.60
I n t e r e s t ............................................
575.97
F in e s ................................................
78.00
R e n t s ................................................
3,522.44
I n s u r a n c e an d ta x e s re p a id ....
B o r r o w e d m o n e y ....................... 122,000.00
21,664.06
O th e r s o u r c e s ..............................

T o t a l ............................................ $458,213.18
D IS B U R S E M E N T S .
L o a n s o n m o r t g a g e s e c u r ity ..$ 2 5 0 ,850.20
L o a n s o n s t o c k s e c u r it y ........
12,086.00
W it h d r a w a ls o f in s ta llm e n t
s t o c k ............................................ 21,151.75
W it h d r a w a ls o f a d v a n c e p a y ­
m e n t s t o c k .................. :...........
755.50
I n t e r e s t o r p r o fits o n w it h ­
d r a w a ls .......................................
2,009.00
M a tu re d s t o c k ............................ 106,050.00
I n s u r a n c e a n d t a x e s p a id f o r
b o r r o w e r s .................................
2,569.48
B ills a n d a c c o u n t s p a y a b le .... 71,818.57
I n t e r e s t on b ills p a y a b le ........
2,664.68
S a la r ie s o f o f f i c e r s a n d d i ­
r e c t o r s ..........................................
3,210.00
O th e r it e m s ................................... 27,512.16
E x p e n s e s .......................................
1,565.79
C ash o n h a n d D e c. 31, 1919.... 11,302.07

Total




$513,545.20

Total

$513,545.20

REPORT OF BANK COMMISSIONER

232

IN V E S T M E N T C O M P A N IE S .

Annual reports have been filed by the following companies:
Domestic.

Arkansas Oil & Gas Co............................................
Arkansas Oil & Refining Co.....................................
Arkansas Bankers’ Oil Co........................................
Arkansas Chief Oil & Gas Co...................................
Arkkaddo Oil Co........................................................
Arkansas Louisiana Oil & Refining Co...................
Arkansas Ranger Oil Co...........................................
Arkansas Texas Oil & Lease Co. No. 2....................
Arkansas Truck and Body Co...................................
Arkansas Zinc Mining Co..........................................
Bald Knob Production Co.........................................
Beach Murdaugh Candy Co.......................................
Big Red Oil & Gas Co...............................................
Big Six Drilling Co....................................................
Burk Sheffield Oil & Gas Co....................................
Central Arkansas Oil & Gas Co................................
Citizens Co-operative Laundry Co............................
Clay County Oil Co...................................... ........ .....
Climber Motor Corporation........................................
Curtis Motor Car Co........................................r........
Dardanelle Oil & Gas Association...........................
'Delta Oil' Co........ .......................................................
Desdemona Oil & Gas Co.................^;.......
Dill Tractor Manufacturing Co..................................
Eastern Arkansas Oil & Gas Co...............................
Eclair’ Oil Co..............................................................
England Investment C o........ .'..................................
Grand Prairie Community Oil, Gas & Refining Co.
Great American Oil Co.....1......................................
Greene County Oil & Gas Development Co...........
W> H. Greer Service Co............................................
Harris-Echols Oil & Gas Co............... .....................
Hugo-Spadra Oil & Gas Co............................ -.........
Imelda Improvement Co............................................
Independence Oil & Gas Co........................1— ......
Jackson County Oil & Gas Co.................................
Johnson County Oil & Gas Co...................................
L. G. Leigh, Trustee.................................... ......-.......
Little Giant Oil & Gas Co........................................McDonough Oil C o....................................................
Modern Petroleum Co..... ........................................
New South Oil Co.......................................................
Par-A-Tex Oil Co........................................................
Peoples Trading Co......................... —......................
Pike Oil Co...................................................... -..........
Pine Bluff-Texas Oil & Gas Co......................... .......
Progressive Investment Ca................................
Pulaski-Texas Oil Co.................................. ---.... ------South Arkansas Oil & Gas Co....................................
Southern Rose Oil & Gas Co............ .........................
Stephens-Ranger O il. Co....,........ .-...............-..........
Success Drilling, Lease & Development Co............
Taylor Henson Oil & Gas Co....... ..................- ......
Texas and Arkansas Oil & Gas Co............................
Tipton Nursery Co....................... -.............=■..............




Eureka Springs, Arkansas
...... Little Rock, Arkansas
...... Little Rock, Arkansas
...... Little Rock, Arkansas
......... Jonesboro, Arkansas
...... Little Rock, Arkansas
......... Jonesboro, Arkansas
...... Little Rock, Arkansas
........ Texarkana, Arkansas
...............Benton, Arkansas
...... .Bald Knob, Arkansas
...... Little Rock, Arkansas
...............Rogers, Arkansas
...... Little Rock. Arkansas
......... Paragould, Arkansas
...... Little Rock, Arkansas
...... Little Rock, Arkansas
.............Corning, Arkansas
...... Little Rock, Arkansas
...... Little Rock, Arkansas
.........Dardanelle, Arkansas
...............Helena, Arkansas
...... Little Rock, Arkansas
...... Little Rock, Arkansas
...............Helena, Arkansas
...... Little Rock, Arkansas
...... Little Rock, Arkansas
...DeVall’s Bluff, Arkansas
...... Little Rock, Arkansas
......... Paragould, Arkansas
...... Little Rock, Arkansas
...... Little Rock, Arkansas
........Clarksville, Arkansas
.... Hot Springs, Arkansas
......... Batesville, Arkansas
.......Tuckerman, Arkansas
........Clarksville, Arkansas
...... Little Rock, Arkansas
...... Little Rock, Arkansas
....... Fort Smith, Arkansas
...... Little Rock, Arkansas
...... Little Rock, Arkansas
........ Paragould. Arkansas
........ Hermitage, Arkansas
..... :Little Rock, Arkansas
........ Pine Bluff, Arkansas
..... Thomasville, Arkansas
.......Little Rock, Arkansas
........... Emerson, Arkansas
...... Little Rock, Arkansas
...... Little Rock, Arkansas
...... Little Rock, Arkansas
............ Malvern, Arkansas
.... Cotton Plant; Arkansas
...... Little Rock, Arkansas

STATE OF ARKANSAS

233

Victory Oil & Gas Co. No. 1............................. ................ Little Rock, Arkansas
Victory Oil & Gas Co. No. 2................................................ Little Rock, Arkansas
Wayman Oil & Gas Co......................................................... Little Rock, Arkansas
Yakima Oil Co........................................................................Fort Smith, Arkansas
Foreign.

American Oil & Refining Co............
Arkansas Texas Oil & Lease Co....
Arkmo-Pacific Oil & Gas Co............
Blue Ribbon Oil & Development Co.
Burk-Belt Oil & Gas Co..................
Campin Oil Co..................................
Colie Watts Oil & Gas Co..............
Cotton States Life Insurance Co....
Damon Oil Co....................................
Elk Oil Co..................- ........... :..........
Farmers Oil & Refining Co...........
Fulton Oil & Gas Co............... ........
Interstate Grocer Co......................... .
Industrial Transportation Co...........
Keystone Copper Mining Co.............
LeFlore Petroleum Co................
Liberty Oil & Gas Co.......................
Lucky Tiger Oil & Gas Co.:............
Memphis Packing Co................. .,....
Mid-Continent Drilling Co...............
Missouri Oil & Gas Co.....................
Oklahoma Auto Manufacturing Co..
Oklahoma Oil & Refininfl Co..........
Portland Oil & Mining Co...............
Simplex Oil & . Refining Co..............
Texas Oil Land & Investment Co....
P. R. Weatherford Oil Co...........

Oklahoma City, Oklahoma
......... Wichita Falls, Texas
................ Tulsa, Oklahoma
.......... Seminole, Oklahoma
......... Wichita Falls, Texas
............Fort Worth, Texas
............... Madill, Oklahoma
..........Memphis, Tennessee
.......................Dallas, Texas
..............Gainesville, Texas
...............Texarkana, Texas
................ Tulsa, Oklahoma
......... ............ Cairo, Illinois
..............Washington, D. C.
..:.......... Newton, Kansas
.... ........... Tulsa, Oklahoma
.......................Dallas, Texas
............Coffeyville, Kansas
..... Memphis, Tennessee
.............Fort Worth, Texas
......... Wichita Falls, Texas
.........Muskogee, Oklahoma
....... Kansas City, Missouri
.Oklahoma City, Oklahoma
............Fort Worth, Texas
............. Fort Worth, Texas
.......... Fort Worth, Texas

S U M M A R Y QF C O L LE C TIO N S A N D D IS B U R S E M E N T S
Y E A R 1919.

FOR T H E

Receipts.

From
From
From
From
From
From
From
From

balance on hand January 1................ :........... ..................... ........... $ 887.69
examination fees ............................................................................ ‘ 596.39
filing fees ......................................................................................... 12,608.29
annual reports ...............................................:.................................
162.50
special reports
............................................................................
140.00
registration of agents...................................................................... 3,962.00
making copy ......................................................................................
5.00
interest on deposits...........................................................................
78.75
$18,440.62
Disbursements.

For salary, Assistant Commissioner......................... ...............................$ 2,600.00
For stenographic and clerical work......................................................... 1,122.63
For examiner’s expense ......................................... ...................................
273.29
For postage, telegraph, and telephone.....................................’ ...........
210.54
For office supplies, printing and stationery............................................
697.32
For contingencies .......................................................................................
20.00
Balance in State treasury December 31................................................... 13,516.84




$18,440.62

REPORT OF BANK COMMISSIONER

234

B U IL D IN G A N D LOAN A S SO C IA TIO N S.
A u t h o r iz e d
S to c k s o ld
S to c k s o ld
N um ber o f

c a p it a l sto ck .,3 2 7 8 ,300,000.00
............................... 27.973.294.50
in 1919...............
9.875.122.00
m e m b e r s ..........
26,692

ASSETS.
C a sh o n h a n d ..........................8
191,677.41
L oa n s on m o rtg a g e se ­
c u r it y ..................................... 12,710,599.01
L o a n s o n s t o c k se c u r ity ....
747,679.51
S t o c k s a n d b o n d s ...................
583,739.08
R e a l e s t a t e ..............................
205,759.32
D e lin q u e n t in t e r e s t .............
83,428.81
I n s u r a n c e a n d ta x e s d u e
fr o m b o r r o w e r s ...............
11,031.01
A c c o u n t s r e c e iv a b le ...........
17,732.72
10,160.23
F u r n it u r e a n d fix t u r e s ........
S t a t io n e r y a n d s u p p lie s ......
2,182.74
O th e r a s s e t s ............................
69,985.27
C o n tra cts
s a le
of
real
e s t a t e ...........
119,829.09
314,753,804.20

T o ta l

RECEIPTS.
268,973.16
Cash on hand Jan. 1, 1919..$
Installments on stock........ 3,765,438.41
A d v a n c e payments on
*11,776.32
stock .................. :..................
Real estate mortgages re­
deemed ................................. 2,472,348.30
Loans on stock security
758,524.87
repaid ................ ...................
121,393.68
Real estate sold ..................
Bills and accounts receiv­
301,880.10
able .......................................
Interest ................................... 1,085,482.87

F in e s ............................................

Transfer
fe e s

Rents

and withdrawal

..........................................

....................... ...............

I n s u r a n c e a n d ta x e s u n ­
p a id ..........................................

Borrowed money — .............
Other sources ......................
Expense assessments -------Contracts
sale of
real
estate .................. ........... .....
T o ta l




16,679.45

24.422.55
11.680.56
28,180.14
2,568,363.75
409,943.3?
3,119.70

L IA B IL IT IE S .
D u e s h a r e h o ld e r s (d u e s )....$ 1 0 ,340,860.13
A d v a n c e p a y m e n t s t o c k ....
653,898.68
D iv id e n d s o n s t o c k ( c r e d D iv id en d s
on
stock
(c r e d it e d ) ............................
347,676.26
I n t e r e s t p a id in a d v a n ce ....
33,813.29
Due
borrow ers
( in c o m ­
p le te lo a n s ) ........................
82,393.16
C o n t in g e n t
u n div id ed
p r o fit .......................................
94,986.69
B ills p a y a b le .............
1,900,207.90
C o n t in g e n t o r r e s e r v v e ......
296,590,78
U n d iv id e d p r o fits .................
939,308.67
P e r s o n a l a c c o u n t s .................
37,700.54
O t h e r lia b ilit ie s ...................
26,368.10
T o ta l

314,753,804.20

D IS B U R S E M E N T S .
L o a n s on m o r t g a g e s e ­
c u r it y ................................... C% 5,745,508.15
L o a n s o n s t o c k s e c u r it y ....
637,426.67
W it h d r a w a ls
of
in s t a ll­
m e n t s t o c k .......................... 1,026,618.41
W it h d r a w a ls o f a d v a n c e
p a y m e n t s t o c k .................
51,079.37
I n t e r e s t o r p r o fits o n w it h ­
d r a w a ls .................................
117,647.00
M a tu r e d s t o c k ........................ 1,798,972.16
I n s u r a n c e a n d t a x e s p a id
f o r b o r r o w e r s ......................
32,534.98
B ills a n d a c c o u n t s p a y ­
a b le .......................................... 1,394,382.25
I n t e r e s t o n b ills p a y a b le ....
70,558.48
S a la r ie s o f o f f i c e r s a n d
d ir e c t o r s ...... :.......................
128,430.68
O th e r it e m s ............................
758,151.16
E x p e n s e s ...................................
106,427.19
C ash o n h a n d D e c. 31, 1919
191,541.46

11,070.73
312,059,277.96

T o ta l

312,059,277.96