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REPORT OF
THE

BANK COMMISSIONER




OF ARKANSAS
1990

BILL CLINTON
Governor
BILL J. FORD
Bank C om m issioner




Research Library

Seventy-Sixth Annual

REPORT OF
THE
BANK COMMISSIONER




JUNE 30, 1990




State of Arkansas: Bank Department

STATE OF ARKANSAS
OFFICE OF STATE BANK DEPARTMENT
June 30,1990

Honorable Bill Clinton
Governor of Arkansas
Little Rock, Arkansas
Governor Clinton,
I, Bank Commissioner Bill J. Ford, hereby submit for your information and consideration,
the Seventy-Sixth Annual Report of the State Bank Department pursuant to the
provisions of Act 113 of 1913. The financial and statistical information contained in this
report has been compiled from Reports of Condition and Income submitted to this office
for the fiscal year ended June 30,1990.
The Department supervised 182 financial institutions as of June 30, 1990, including 177
state chartered commercial banks, two trust companies, two industrial loan institutions,
and one non-profit organization. The assets of all institutions supervised totaled
$9,852,333,000 at fiscal year end with $9,806,453,000 representing the total assets of
the state chartered commercial banks, a 10.47% increase over the $8,877,033,000 in
total assets reported one year ago. In addition to the institutions noted above, the
Department also supervised 119 bank holding companies which own state chartered
banks, and 79 trust departments operated by state chartered banks.
The Department performed 101 commercial bank examinations, seven modified
commercial bank examinations, 43 trust department examinations, and 53 bank holding
company examinations during the 1989-90 fiscal year.
Four new bank charters were approved by the State Banking Board with the
concurrence of the Bank Commissioner. State charters were approved for First State
Bank of Fordyce, Fordyce on August 22, 1989, Mercantile Bank, Hardy and Mercantile
Bank, Mammoth Spring on October 24, 1989, and the Arkansas Bankers’ Bank, Little
Rock on April 17, 1990. The Bank Commissioner approved thirteen applications for the
establishment of new branch banking facilities by state chartered banks. No state
chartered bank failures occurred during the fiscal year.
The first interstate acquisition pursuant to the Regional Reciprocal Interstate Banking
Bill adopted in 1988 was approved on March 30, 1990. Union Planters Corporation,
Memphis, Tennessee acquired North Arkansas Bancshares, Incorporated, Jonesboro,
Arkansas thereby indirectly acquiring six banks located in Northeast and North central
Arkansas.




Seventy-Sixth Report
The mission of the State Bank Department is to allocate human and other resources
existing in our Examination, Data Processing and Administrative Services Divisions to
implement an effective bank regulatory program. The Department has been and will
continue to be an advocate of banking in the implementation of this program. However,
our primary focus is to ensure the continuance of safe and sound financial practices in
the state’s banking institutions. It would follow that the financial services offered by
these sound institutions should foster economic growth and meet the public demand for
these services in their communities. To accomplish this mission, the Department is
committed to the development of its staff through education, economic rewards and the
availability of a pleasant work environment.
The Department has developed a Strategic Plan detailing goals and objectives which
must be pursued in order to successfully complete its mission. The goals and
objectives outlined encompass every facet of the Department’s operation and are
intended to affect more efficient administration of its resources. Following is a
summary of the goals and objectives formulated by the staff of the Department:
- Strengthen the examination program by more frequent examinations,
expanding examination methods and procedures, enhancement of off-site
monitoring tools, and improvements in research and development to stay
abreast of changes within the banking industry.
- Improve training programs for Department personnel by more efficient
utilization of funds and resources, enhancement of internal training
programs, and early identification of external schools and seminars to be
attended.
- Improve communication with bank management, other regulatory agencies,
public entities, and the general public.
- Acquire and maintain required physical and human resources to allow more
efficient and consistent operations.
- Formulate new regulations and legislation to allow uniformity in
administering supervisory authority and more effective regulation and
supervision of the activities of commercial banks and their subsidiaries.
- Improve the work environment, benefits, and morale of Department
personnel to enhance staff motivation and satisfaction, improve
productivity, and reduce turnover.
The personnel of the Department seek to maintain the highest level of professionalism in
the performance of their responsibilities and in fulfilling the mission of the Department.
Cordially,
Bill J. Ford
Bank Commissioner




11

Seventy-Sixth Report

TABLE OF CONTENTS
Legal Holidays........................................................................................

2

Commissioners of The Bank Department............................................. 3
State Banking B oard..............................................................................

4

Bank Department Personnel................................................................. 5
Regional Interstate Acquisitions A pproved.......................................... 8
New Bank Charters A pproved.............................................................. 8
New Branches A pproved...................................................................... 9
Fiscal Report of The Bank Department............................................... 10
Federal Supervisory Agencies............................................................ 11
Associations.......................................................................................... 16
Consolidated Report of Condition of.................................................... 18
State Chartered Banks
Consolidated Report of Condition of.................................................... 19
National Banks
Consolidated Statement of State......................................................... 20
Chartered Trust Departments
Capital to Asset R a tio s........................................................................ 21
National Banks....................................................................................... 26
Report of State Chartered Commercial Banks................................... 29
Report of Other State Chartered....................................................... 119
Financial Institutions
Commercial Banks Listed by C ounty................................................ 123
Bank Holding Companies.................................................................... 131




2

State of Arkansas: Bank Department

LEGAL HOLIDAYS
New Year’s ................................

.............................. January 1

Robert E. Lee’s Birthday..........

.......Third Monday In January

Martin Luther King’s Birthday ..

.......Third Monday In January

George Washington’s Birthday

__ Third Monday In February

Memorial Day............................

..............Last Monday in May

Independence D a y ..................

...................................... July 4

Labor Day.................................

.. First Monday in September

Veteran’s D a y .........................

....................... November 11

Thanksgiving D a y ..................

Fourth Thursday in November

Christmas Eve.........................

....................... December 24

Christmas D a y .......................

....................... December 25

All Bills of Exchange, Drafts, or Promissory Notes, which shall
become payable on a legal holiday shall be payable on the day next
succeeding such holiday. In case any legal holiday falls on Sunday,
the next succeeding Monday shall be a holiday in its stead.




3

Seventy-Sixth Report

C O M M ISSIO N ER S O F T H E
A R K A N SA S S T A T E BAN K D EPA RTM EN T
No. Name

Date of Appointm ent

Date Service
Ended

1. John M. Davis............ ... October 6,1913

October 3,1918

2. A.J. Reap.................. __ October 3,1918

March 22,1919

3. W.T. Maxwell ........... —

September 1,1921

March 22,1919

4. Charles McKee........ .September 1,1921

July 28,1925

5. Loid Rainwater........ ..........July 28, 1925

February 8,1927

6. Walter E. Taylor........ ,.. February 8,1927

January 10,1933

7. Marion W asson........ . . January 10,1933

January 12,1937

8. Grover S. Jernigan

.. January 12,1937

January 14,1941

9. Thomas W. Leggett..,. .January 14,1941

February 1,1949

10. S.J. Dean
11. Ed. I. McKinley, Jr

.. .February 1, 1949
.December 1,1949

December 31, 1949
March 14,1953

12. A.R. M erritt............... .......March 14,1953

February 8,1955

13. Dick Simpson............ .. .February 8,1955

March 2,1967

14. H.C. Adams............... ........ March 3,1967

March 16,1979

15. Don R. Clark (Acting) ....M arch 16,1979

April 19, 1979

16. B.J. Lambert, Jr

April 15, 1983

........ April 19, 1979

17. Marlin D. Jackson__ ........ April 15, 1983
18. Bill J. Ford.............




... October 1, 1987

October 1,1987

4

State of Arkansas: Bank Department

STATE BANKING BOARD MEMBERS

Mr. Bob Willett
Smackover State Bank
P.O. Drawer 107
Smackover, AR
71762
PHONE: 725-3051
DATE APPOINTED: 12-11-87
TERM EXPIRES: 12-31-94

Mr. Douglas Simmons
Merchants & Farmers Bank
P.O. Box 2507
W. Helena, AR 72390
PHONE:
572-3481
DATE APPOINTED: 8-5-86
TERM EXPIRES: 12-31-90

Mr. Robert Hill
P.O. Box 385
Perryville, AR 72126
PHONE: 889-5116
DATE APPOINTED: 2-25-87
TERM EXPIRES: 12-31-91

Mr. Larry G. Nelson
Chairman
Peoples Bank & Trust Co.
Drawer B
Mountain Home, AR 72653
PHONE:
425-2166
DATE APPOINTED: 1-13-88
TERM EXPIRES: 12-31-92

Mr. Gary D. Reinboth
1318 Concord
Lowell, AR 72745
PHONE: 659-8851
DATE APPOINTED: 3-24-89
TERM EXPIRES: 12-31-93

Mr. T. E. Patterson
Vice Chairman
5520 W. 30th Street
Little Rock, AR 72204
PHONE:
375-4611
DATE APPOINTED: 8-22-83
TERM EXPIRES: 12-31-93




Seventy-Sixth Report

Arkansas State Bank Department
Tower Building, Suite 500
323 Center Street
Little Rock, Arkansas 72201-2613
(501) 324-9019

FAX (501) 324-9028

DEPARTMENTAL ROSTER
Bill J. Ford - Bank Commissioner
ENFORCEMENT AND ECONOMIC DEVELOPMENT DIVISION
Don R. Clark - Assistant Bank Commissioner
-

Regulatory Enforcement Actions
Economic Development
Consumer Complaints
State Banking Board

EXAMINATION AND SUPERVISION DIVISION
Gregory M. Stewart - Chief Examiner
-

Regulatory Examinations
Regulatory and Banking Procedures
Bank Performance Evaluation and Monitoring

Luther Guinn - Assistant Chief Examiner
-

R. Bruce Branch - Field Supervisor (Commercial)
H. Wilks Marshall - Field Supervisor (Commercial)
Thomas M. Narrell - Field Supervisor (Trust)

Larry M. Hillyard - Assistant Chief Examiner
-

Steve L. Bryan - Field Supervisor (Commercial)
Mark R. Ryan - Field Supervisor (Commercial)
Carolyn J. Paschal - Field Supervisor (Bank
Holding Company)




5

6

State of Arkansas: Bank Department

CORPORATE AND ADMINISTRATION DIVISION
Ronny A. Clay - Assistant Bank Commissioner
Jacqulin J. Dicus - Director of Administrative Services
-

Accounting and Employee Services
Expense Disbursements
Budget and Personnel
Physical Plant and Equipment
Administrative Support

Candace A. Franks - Attorney
-

Application Information
Rules and Regulations Manual
Charter Amendments and Charter Information
Certificates of Good Standing
Legal Filings and Inquiries

Patsy M. Paladino - Personnel and Training Manager
-

Performance Evaluation
Recruitment
Training/Education

Julian E. Rainey - Financial Analyst
Gary G. Kleck - Financial Analyst
-

Self Examination
Reports of Condition and Income
Research and Financial Analysis
Public Information Requests

Beth A. Wallis - Data Center Administrator
Mitch L. Vire - Systems Programmer
-




Data Processing Support
Research and Development
Application Programming

7

Seventy-Sixth Report

EXAMINATION PERSONNEL
FINANCIAL EXAMINER SUPERVISOR
Richard D. Buzbee
Dianne Curry
(Bank Holding Company)
H. R. “Chip” Dortch
(Trust Company)
James M. Franklin

___John B. Frazer
___Nathan E. Gairhan
___William R. Milum
___M. Diane Wright

FINANCIAL EXAMINER II
Joseph W. Ruddell
Marivel Tounzen
Luke B. Webre

Paul “Ted” Finkbeiner
John French
Ike M. McEntire

FINANCIAL EXAMINER I
D. Kevin Mallett
Baker L. Moseley
Gary C. Oltmann
M. Gregg Qualls
Kent T. Williamson
Kevin E. Zerbe

Tim Beaver
M. Susan Clark
Dan L. Cook
Rodney M. Farmer
Jonathan W. Harrell
John A. Long

FINANCIAL EXAMINER TRAINEE
Martha Ballentine
Jerry Corrothers
Jacqueline Dye
Sykes Harvey

___Michael Peters
___Mark Snyder
___Joe Bill Yee

ACCOUNTING STAFF
Patricia L. Wallis - Accounting Supervisor
Lisa K. Phillips - Accountant
SUPPORT STAFF
Mindy Beaver
Lori A. Behar
Connie M. Burgess
Jane R. English
Martha A. Harris
Cynthia L. Nixon
Brenda L. Strachan



Administrative Assistant II
Legal Secretary
Executive Secretary
Administrative Assistant I
Management Support Technician
Administrative Assistant II
Management Project Analyst

8

State of Arkansas: Bank Department

REGIONAL INTERSTATE ACQUISITIONS APPROVED
UNION PLANTERS CORPORATION
P.O. Box 287
67 Madision Avenue
Memphis, TN 38147
Acquisition of North Arkansas Bancshares, Inc.,
Jonesboro, AR approved March 30,1990.

NEW BANK CHARTERS APPROVED




FIRST STATE BANK OF FORDYCE
223 Main Street
P.O. Box 272
Fordyce, AR 71742
Conversion from a national bank
approved August 22,1989.
MERCANTILE BANK
Hwy. 62-63-412
P.O. Box 28
Hardy, AR 72577
Conversion from a national bank
approved October 24,1989.
MERCANTILE BANK
250 Main Street
P.O. Box 310
Mammoth Springs, AR 72554
Conversion from a national bank
approved October 24,1989.
ARKANSAS BANKERS’ BANK
1008 West Second Street
Little Rock, AR 72201
Charter approved April 17,1990.

Seventy-Sixth Report

NEW BRANCHES APPROVED
NAME OF BANK

NEW BRANCH LOCATION

Benton State Bank
Benton, AR

#1 Cortez Center
Hot Springs Village, AR

Bank of Cabot
Cabot, AR

1204 South Pine Street
Cabot, AR

Bank of Elkins
Elkins, AR

Highway 45 West
Goshen, AR

First State Bank
Gould, AR

Dallas Street & Highway 81
Star City, AR

Bank of Imboden
Imboden, AR

Case and Texas Streets
Hoxie, AR

Mercantile Bank
Jonesboro, AR

601 Holman Street
Brookland, AR

Bank of Kensett
Kensett, AR

Town and Country Plaza
Shopping Center
Searcy, AR

Bank of Lincoln
Lincoln, AR

703 Douglas
Prairie Grove, AR

Twin City Bank
North Little Rock, AR

5200 Kavanaugh Boulevard
Little Rock, AR

Twin City Bank
North Little Rock, AR

11402 West Markham
Little Rock, AR

FirstBank of Arkansas
Russellville, AR

Highway 7 South
Southgate Shopping Center
Russellville, AR

Bank of Star City
Star City, AR

Jackson and Market Streets
Gould, AR

Tyronza Bank
Tyronza, AR

Hester Parker Drive
Marked Tree, AR

Scott County Bank
Waldron, AR

Shoppingway Street
Highway 96
Mansfield, AR




9

10

State of Arkansas: Bank Department

The following is a statement reflecting receipts and disbursements
of the State Bank Department from July 1,1989 through June 30,1990.

RECEIPTS
Cash Balance
June 30,1989 __
Examination and Assessment Fees
Charter and Amendment Fees.......
Teller’s Facility Application
and all Protest Fees......................
Miscellaneous Fees.........................
Reimbursement for M & R Sales__
Warrant Cancellations....................
Refund to Expenditure (Old Year) ..
Refund to Expenditure....................
Voided Warrants..............................
Total Receipts............................

.................. $1,749,007.24
2,488,116.04
.. 10,730.00
.. 55,702.13
.. 18,228.58
... 7,003.50
201.21
... 2,858.76
... 1,864.68
....... 198.12
.................... 2,584,903.02
$4,333,910.26

DISBURSEMENTS
S alaries....................................................... 1,619,354.62
Maintenance and General Operations.......... 593,587.31
S.S., Retirement and Insurance
Matching.................................................... 350,735.01
Professional Services and Fees...................... 48,167.98
Conference Fees and Travel......................... 114,995.73
Capital O utlay................................................. 82,021.70
Data Processing................................................. 7,411.48
Proceeds from M & R ........................................ 4,332.20
Microfilming Expenses..................................... 56,830.90
Education Foundation of State
Bank S upervisors....................................... 40,000.00
Service Charge by State Treasurer............... 38,318.22
Total Disbursements..................................................... 2,898,924.25
Cash Balance June 30,1990............................................. 1,434,986.01




$4,333,910.26

Seventy-Sixth Report

11

FEDERAL DEPOSIT INSURANCE
CORPORATION
Memphis Regional Office
5100 Poplar Avenue, Suite 1900
Memphis, Tennessee 38137
Telephone Number: (901)685-1603
Fax Number: (901)685-1846
Fax Number: (901)682-5110
Bill C. Houston......
James O. Leese ...
James F. Benner.............................................. Assistant Regional Director
Joseph M. McGovern.........................................Assistant Regional Director
Ronny G. Parham...............................................Assistant Regional Director
Sylvia J. Horne................................................. Assistant Regional Director
Phillip H. Schwartz.
Jackson Field Office
118 Patton Drive
Pearl, Mississippi 39208-5215
P.O.Box 97029
Pearl, Mississippi 39288-7029
Telephone Number: (601)932-6744
Fax Number: (601)936-4295
Thurman L Reynolds............................................... Field Office Supervisor

Larry T. Tadlock ..

William W. Quinn...

Little Rock Field Office
3805 McCain Park Drive, Suite 112
North Little Rock, Arkansas 72116
P.O.Box 16355
North Uttle Rock, AR 72231-6355
Telephone Number: (501)753-8204
Fax Number: (501)758-8095
Memphis Field Office
Building D, Suite 186
1755 Ly nnf ield Road
Memphis, Tennessee 38119
Telephone Number: (901)763-1775
Fax Number: (901)763-4163

Shreveport Field Office
1914 Citizens Bank Drive
Bossier City, Louisiana 71111
P.O.Box 72609
Bossier City, Louisiana 71111-2609
Telephone Number: (318)746-8283
Fax Number: (318)742-2451
Don R. Turner...... .................................................. Field Office Supervisor




12

State of Arkansas: Bank Department

FEDERAL RESERVE BANK OF ST. LOUIS
DISTRICT NO. 8
411 Locust
P.O. Box 442
St. Louis, Missouri 63166
Telephone Number: (314)444-8444

Thomas C. M elzer................................................................. . President
James R. Bowen....................... ............................... First Vice President
A.B. B albach....................................................... Senior Vice President
Henry H. Bourgaux............................................. Senior Vice President
Joan P. Cronin...................................................... Senior Vice President
Ben C. W ade....................................................... Senior Vice President
Public Information
Secretary and Legal Counsel
Charles R. H albrook...........................................................................VicePresident
Bank Supervision and Regulation
Richard E. Kay.....................................................................................VicePresiden
Valuables Processing
James R. Kennedy.............................................................................. VicePresiden
Information Systems
Jean M. Lovati.....................................................................................VicePresiden
Payments
Martha L. Perine..................................................................................VicePresiden
Financial Services and Human Resources
Michael D. Renfro............................................................ General Auditor
Audit
Kristi D. Short.......................................................................................VicePresiden
Marketing and Electronic Services
William J. S need................................................................................. VicePresiden
Support Services
Randall C. Sumner.............................................................................. VicePresiden
Credit and Community Affairs
Dennis Blase........................................................................................VicePresiden
Bank Supervision and Regulation




Seventy-Sixth Report

13

FEDERAL RESERVE BANK OF ST. LOUIS
DISTRICT NO. 8
LITTLE ROCK BRANCH
FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI
325 West Capitol Avenue
P.O. Box 1261
Little Rock, Arkansas 72203
Telephone Number: (501)372-5451
Karl W. A shm an......................................... Vice President and Manager
Thomas R. Callaway........................................ Assistant Vice President
David T. Rennie................................................ Assistant Vice President

MEMPHIS BRANCH
FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI
200 North Main Street
P.O. Box 407
Memphis, Tennessee 38101
Telephone Number: (901) 523-7171
Raymond Laurence..

Vice President and Manager

A.C. Cremerius, J r ...

.. .Assistant Vice President

John P. Baumgartner

. . . Assistant Vice President




State of Arkansas: Bank Department

14

COMPTROLLER OF THE CURRENCY
Southwestern District Office
500 N. Akard
1600 Lincoln Plaza
Dallas, Texas 75201-3394
Telephone Number: (214)720-0656
Fax Number: (214)720-7098
Peter C. Kraft...........................................................Deputy Comptroller
John A. Bodnar.................................. .................District Administrator
Patrick P arise.................................................................District Counsel
Thomas M. Blyedbal..................................... Director for Administration
Edward Graves....................................................... Director for Analysis
Jerry H. C orn............................................ Director for Bank Supervision
Community Banks
Ronald G. Sm art.............................. Act. Director for Bank Supervision
Regional Banks

Comptroller of the Currency
Little Rock Duty Station
10201 W. Markham, Suite 105
Little Rock, Arkansas 72205
Telephone Number: (501)225-7228
Fax Number: (501)225-2711
Larry Winter

Field Manager

Comptroller of the Currency
Oklahoma City Field Office
301 N.W. 63rd Street, Suite 290
Oklahoma City, Oklahoma 73116
Telephone Number: (405)848-8095
Fax Number: (405)843-0961
Kenneth I. Myers




Field Office Director

15

Seventy-Sixth Report

COMPTROLLER OF THE CURRENCY
Southeastern District Office
Marquis One Tower, Suite 600
245 Peachtree Center Avenue, N.E.
Atlanta, Georgia 30303
Telephone Number: (404) 659-8855
Fax Number: (404) 588-4532
Clifton A. Poole, J r . ..
Robert V. Ahrens__
H. Gary Pannell........
William J. Abernathy.
Vernon E. Fasbender.
James P. Buff............

................Deputy Comptroller
............District Administrator
..................... District Counsel
Director for Bank Supervision
.............. Director for Analysis
. . . Director for Administration

Comptroller of the Currency
Memphis Field Office
80 Monroe Avenue, Suite 505
Memphis, Tennessee 38103
Telephone Number: (901)544-3039
Fax Number: (901)525-2086
William J. Suman




Field Office Director

16

State of Arkansas: Bank Department

ARKANSAS BANKERS ASSOCIATION
Suite 1027, 221 W. Second Street
Little Rock, Arkansas 72201
Telephone Number: (501)376-3741
Fax Number: (501)376-9243

OFFICERS
H. C. Carvill..................................................................... Executive Director
W. E. Ayres..................................................................................President
Chairman & Chief Executive Officer
Simmons First National Corp., Pine Bluff
James V. Kelley..............................................................First Vice President
Chairman & Chief Executive Officer
First National Bank, El Dorado
Floyd L Parker...................................................................... Vice President
President & Chief Executive Officer
The Malvern National Bank, Malvern
Curtis Hutchins............................................................................. Treasurer
President & Chief Executive Officer
Fordyce Bank & Trust Company, Fordyce

YOUNG BANKERS SECTION OFFICERS
Brice Fletcher...............................................................................President
Assistant Vice President
First National Bank, Forrets City
Kent Hendrix...............................................................Senior Vice President
Assistant Vice President
First National Bank, El Dorado
Harvey Williams.................................................................... Vice President
Assistant Vice President
Simmons First National Bank, Pine Bluff
Greg Angel..................................................................................Secretary
Assistant Vice President
First National Bank, Searcy
David Falconer............................................................................ Treasurer
Trust Officer
First National Bank, Hot Springs
Peggy Comer.......................................................... Education Coordinator
Auditor
Citizens National Bank, Hope



Seventy-Sixth Report

17

ARKANSAS INDEPENDENT BANKERS
ASSOCIATION
P.O. Box 22076
Little Rock, Arkansas 72221-2076
Telephone Number: (501)525-1634
Fax Number: (501)525-0637

OFFICERS
Richard G. Trammel........................................................ Executive Director
Lindley V. Smith, J r .........................................................................President
Chairman & Chief Executive Officer
Bank of Tuckerman, Tuckerman
Terry Q. Carson.....................................................................Vice President
President & Chief Executive Officer
Commercial Bank, Alma
James M. Park...............................................................................Secretary
President & Chief Executive Officer
Bank of Cabot, Cabot
Max O. Taylor............................................................................... Treasurer
Chairman & Chief Executive Officer
Smackover State Bank, Smackover

ARKANSAS ASSOCIATION OF BANK
HOLDING COMPANIES
Suite 1020 Boyle Building
Little Rock, Arkansas 72201
Telephone Number: (501)374-2020
Fax Number: (501)374-7334

OFFICERS
Charlotte May................................................................Executive Director
Edward L Holt.............................................................................. Chairman
President & Chief Executive Officer
First National Bank, Crossett
James C. Glenn...................................................................... Vice Chairman
President & Chief Executive Officer
Mcllroy Bank & Trust, Fayetteville
John T. Hampton.......................................................................... Treasurer
President & Chief Executive Officer
First Western Bancshares, Inc., Booneville



18

State of Arkansas: Bank Department

CONSOLIDATED REPORT OF CONDITION OF THE
177 STATE CHARTERED COMMERCIAL BANKS
JUNE 30, 1990
ASSETS
1. Cash and Balances due from depository institutions:
a. Noninterest-bearing balances and currency and coin...................$
444,453
b. Interest-bearing balances,.......... ............................................................ 241,854
2. Securities.................................................................... ..................................3,283,711
3. Federal funds sold and securities purchased
under agreement to resell.............................................................................. 427,955
4. Loans and lease financing receivables:
a. Loans and lease, net of unearned income..............................................5,084,097
b. Less: Allowances for loan and lease losses....... ........................................ 80,346
c. Net loans and leases............................................................................... 5,003,751
5. Assets held in trading accounts.............................................................................. 100
6. Premises and Fixed Assets (including capitalized lease)................................ 153,051
7. Other real estate owned.................................................................................... 47,176
8. Investments in unconsolidated subsidiaries
and associated companies.................................. ............................................ .. 7,013
9. Customers liability to this bank on
acceptances outstanding
10. Intangible assets.................................................................................................19,089
11. Other assets.....................................................................................*............. 178,300
12. Total assets........................... ............................................ .......................... 9,806,453
LIABILITIES
13. Deposits:
a. In domestic offices................................................................................... 8,724,904
(1) Noninterest-bearing.......................................................................... 1,062,143
(2) Interest-bearing......................... - .....................................................7,662,761
b. In foreign offices Edge and Agreement subsidiaries and IBF’s........................ -014. Federal funds purchased and securities sold under
agreements to repurchase................................................................................ 41,347
15. Demand notes issued to the U.S. Treasury............................
7,652
16. Other borrowed money................................................................................... 32,971
17. Mortgages and capitalized leases...................................................... ............... 4,787
18. Bank’s liability on acceptances executed and outstanding
19. Notes and debentures subordinated to deposits...............................................5,062
20. Other liabilities....................................................................................................93,769
21. Total liabilities.............................................................................................. 8,910,492
22. Limited-life preferred stock
EQUITY CAPITAL
23.
24.
25.
26.

Perpetual preferred stock............................................................................ .11,044
Common s to c k ..............................................................................................102,776
Surplus............................................................................................................. 298,890
a. Undivided profits and capital reserves.................................................. 488,627
b. LESS: Net unrealized loss on marketable equity securities..........................5,376
27. Cumulative foreign currency translation adjustment............................................. -028. Total equity capital.......................................................................................... 895,961
29. Total liabilities, limited-life preferred stock and
equity capital.............................
9,806,453




Seventy-Sixth Report

19

CONSOLIDATED REPORT OF CONDITION
OF THE 80 NATIONAL COMMERCIAL BANKS
JUNE 30, 1990
ASSETS
1. Cash and Balances due from depository institutions:
a. Noninterest-bearing balances and currency and co in .................. $
691,000
b. Interest-bearing balances........................................................................... 94,000
2. Securities .............................................................................
3,089,000
3. Federal funds sold and securities purchased
under agreement to resell............................................................................... 489,000
4. Loans and lease financing receivables:
a. Loans and lease, net of unearned income. . . ............... - ....................... 5,404,000
b. Less: Allowances for loan and lease losses.................. ............................100,000
c. Net loans and leases............................................................................... 5,304,000
5. Assets held in trading accounts...................................................................
69,000
6. Premises and Fixed Assets (including capitalized lease)................................188,000
7. Other real estate owned.......................................................................
59,000
8. Investments in unconsolidated subsidiaries
and associated companies.. ......................................................................................0
9. Customers liability to this bank on
acceptances outstanding....................................................................................1,000
10. Intangible assets................................................................................................15,000
11. Other assets...........................................................
185,000
12. Total assets................................................................................................ .10,184,000
LIABILITIES
13. Deposits:
a. In domestic o ffice s.................................................................................. 8,912,000
(1) Noninterest-bearing.. ........................................................................ 1,532,000
(2) Interest-bearing.............................................
7,380,000
b. In foreign offices Edge and Agreement subsidiaries and IBF’s ...................... ... 0
14. Federal funds purchased and securities sold under
agreements to repurchase..............................................................................257,000
15. Demand notes issued to the U.S. Treasury....................................................... 42,000
12,000
16. Other borrowed money....................................
17. Mortgages and capitalized leases...........................................................
5,000
18. Bank’s liability on acceptances executed and outstanding................................ 1,000
19. Notes and debentures subordinated to deposits............................................... 9,000
20. Other liabilities.................................................................................................. 95,000
21. Total liabilities .........................................
9,333,000
22. Limited-life preferred stock.........................................................
0
EQUITY CAPITAL
23.
24.
25.
26.

Perpetual preferred s to c k .............................
0
Common s to c k ................................................................................................. 100,000
Surplus..................
251,000
a. Undivided profits and capital reserves................................ .................... 503,000
b. LESS: Net unrealized loss on marketable equity securities....................... .3,000
27. Cumulative foreign currency translation adjustment................................................0
28. Total equity capital.......................................................................................... 851,000
29. Total liabilities, limited-life preferred stock and
equity capital.................................
10,184,000




State of Arkansas: Bank Department

20

CONSOLIDATED STATEMENT OF CONDITION OF THE
79 STATE CHARTERED TRUST DEPARTMENTS
JUNE 30, 1990
ASSETS
1. Non-interest Bearing Deposits
a. Own Bank and Affiliate Institutions...................................................$
4,574
b. Other institutions............................................................................................... 748
2. Interest Bearing Deposits
a. Own Bank and Affiliate Institutions............................................................ 101,539
b. Other Institutions.......................................................................................... 69,317
3. U.S. Government and Agency Obligations................................................... 300,254
4. State, County and Municipal Obligations.......................................................... 89,718
5. Other Short-Term Obligations.......................................................................... 85,868
6. Other Notes and Bonds.................................................................................... 27,924
7. S tocks.............................................................................................................. 123,256
8. Collective Investment Fund Units...................................................................... 41,011
9. Real Estate Mortgages.............................................................................
39,499
10. Real E state.........................................................................................................57,434
11. Miscellaneous A s s e ts ....................................................................................... 29,171
12. Suspense Accounts................................................................................................284
13. O ther.................................................................................................................101,909
14. Total a sse ts.................................................................................................. 1,072,506
LIABILITIES
Trusts and Estates
15. Employee B enefit............................................................................................220,594
a. (Number of Accounts).............................................................2,385
16. Personal Trusts.............................................................................................. 378,203
a. (Number of Accounts).............................................................1,991
17. Estates and Guardianships
a. (Number of Accounts)................................................................466
Agencies
18. Employee Benefit.............................................................................................. 21,669
a. (Number of Accounts)................................................................ 616
19. A llO th e r...........................................................................................................224,438
a. (Number of Accounts)............................................................. .1,380
Collective Investment Funds
20. Employee Benefit................................................................................................ 4,311
a. (Number of Accounts)..................................................................37
21. A llO ther............................................................................................................... 3,219
a. (Number of Accounts).................................................................. 39
22. Corporate Trust Accounts.............................................................................. 199,129
a. (Number of Accounts)................................................................ 779
23. Corporate Agency Accounts............................................................................ 19,325
a. (Number of Accounts).................................................................. 82
24. Profit Accounts...........................................................
439
25. Suspense Accounts............................................................................................. 1,179
26. Total Liabilities.............................................................................................. 1,072,506




Seventy-Sixth Report

21

CAPITAL TO ASSET RATIOS
JUNE 30, 1990
BANKNAME

TOWN

RATIO

Commercial Bank at Alma
First National Bank
Bank of Amity
Citizens First State Bank
Elk Horn Bank & Trust Company
Merchants & Planters Bank & Trust Company
First National Bank
Bank of Ashdown, N.A.
First National Bank
Bank of Atkins
The Bank of Augusta
Citizens State Bank
The Citizens Bank
First National Bank
Bank of Bearden
Citizens Bank
First State Bank
Benton State Bank
The Union Bank of Benton
Bank of Bentonville
First National Bank
First National Bank
Bank of Blevins
Farmers Bank & Trust Company
First National Bank
Citizens Bank of Booneville
The Bank of Bradley
Bank of Brinkley
FirstBank of Arkansas
Bank of Cabot
Caraway Bank
First National Bank
First National Bank
The Merchants & Planters Bank, N.A.
Citizens Bank & Trust
Bank of Cave City
American State Bank
Arkansas State Bank
Farmers Bank and Trust Company
Clinton State Bank
First National Bank
First National Bank
First State Bank and Trust Company
Corning Bank
First National Bank
First State Bank
Danville State Bank
Arkansas Valley Bank
Bank of Dardanelle
Decatur State Bank

Alma
Altheimer
Amity
Arkadelphia
Arkadelphia
Arkadelphia
Ash Flat
Ashdown
Ashdown
Atkins
Augusta
Bald Knob
Batesville
Batesville
Bearden
Beebe
Beebe
Benton
Benton
Bentonville
Bentonville
Berryville
Blevins
Blytheville
Blytheville
Booneville
Bradley
Brinkley
Brinkley
Cabot
Caraway
Calico Rock
Camden
Camden
Carlisle
Cave City
Charleston
Clarksville
Clarksville
Clinton
Clinton
Conway
Conway
Corning
Crossett
Crossett
Danville
Dardanelle
Dardanelle
Decatur

8.975
21.950
14.983
9.267
10.765
9.259
9.670
9.800
10.410
11.421
14.479
8.681
7.255
8.770
17.506
10.189
8.664
10.401
8.465
9.634
9.950
13.900
8.488
7.788
8.725
7.858
7.427
11.614
8.621
9.347
8.865
14.640
9.420
9.560
10.615
8.931
12.869
8.123
7.663
7.556
7.900
9.520
8.155
8.699
9.640
9.141
11.336
10.640
10.983
14.658




22

State of Arkansas: Bank Department

CAPITAL TO ASSET RATIOS
JUNE 30, 1990
BANKNAME

TOWN

RATIO

Bank of Delight
First National Bank
First State Bank of DeQueen
Dermott State Bank
First State Bank of Dermott
Farmers & Merchants Bank
DeWitt Bank & Trust Company
First National Bank
First National Bank
Dumas State Bank
Merchants & Farmers Bank
First Southern Bank
The Delta State Bank
The Exchange Bank and Trust Company
First National Bank
National Bank of Commerce
Bank of Elkins
Bank of England
First Commercial Bank of Lonoke County
The Eudora Bank
Bank of Eureka Springs
Bank of Evening Shade
Bank of Fayetteville, N.A.
First National Bank
Mcllroy Bank & Trust
Northwest National Bank
First Ozark National Bank
First State Bank of Fordyce
Fordyce Bank & Trust Company
First National Bank
Planters Bank & Trust Company
City National Bank
First National Bank
Merchants National Bank
Planters & Merchants Bank
The Bank of Glenwood
Caddo First National Bank
First State Bank
Bank of Gravett
First National Bank
Farmers Bank
First State Bank of Gurdon
Farmers Bank
Calhoun County Bank
Mercantile Bank
The Bank of Harrisburg
First National Bank
The Security Bank
Hazen First State Bank
The Cleburne County Bank
First National Bank of Cleburne County

Delight
DeQueen
DeQueen
Dermott
Dermott
Des Arc
DeWitt
DeWitt
Dierks
Dumas
Dumas
Earle
Elaine
El Dorado
El Dorado
El Dorado
Elkins
England
England
Eudora
Eureka Springs
Evening Shade
Fayetteville
Fayetteville
Fayetteville
Fayetteville
Flippin
Fordyce
Fordyce
Forrest City
Forrest City
Fort Smith
Fort Smith
Fort Smith
Gillett
Glenwood
Glenwood
Gould
Gravette
Green Forest
Greenwood
Gurdon
Hamburg
Hampton
Hardy
Harrisburg
Harrison
Harrison
Hazen
Heber Springs
Heber Springs

12.568
11.650
9.330
13.854
10.411
24.409
17.402
9.650
16.650
8.673
13.196
16.187
50.597
10.519
9.800
10.230
9.638
14.471
10.439
12.190
12.544
11.163
5.890
8.250
8.999
6.380
8.370
9.734
8.621
12.015
11.486
8.840
10.330
8.530
11.243
9.602
7.310
8.749
13.194
13.050
14.795
9.074
9.417
12.080
13.748
11.681
9.410
9.246
7.486
8.399
7.170




Seventy-Sixth Report

23

CAPITAL TO ASSET RATIOS
JUNE 30,1990
BANK NAME

TOWN

RATIO

Heber Springs State Bank
First National Bank
Helena National Bank
Bank of Holly Grove
Citizens National Bank
First National Bank
Horatio State Bank
Arkansas Bank and Trust Company
First National Bank
One National Bank
Planters National Bank
First National Bank
Peoples Bank
First Jacksonville Bank and Trust
Union National Bank
Newton County Bank
The Arkansas Bank
Citizens Bank of Jonesboro
Mercantile Bank
Simmons First Bank
Farmers & Merchants Bank
Union State Bank
Bank of Kensett
Pine State Bank
Madison Bank & Trust
Bank of Lake Village
Simmons First Bank
Citizens Bank of Lavaca
Leachville State Bank
Little River Bank
First National Bank
Peoples Bank & Loan Company
Bank of Lincoln
Arkansas Bankers’ Bank
Eagle Bank & Trust Co.
First Commercial Bank, N.A.
First Exchange Bank of Little Rock, N.A.
Metropolitan National Bank
Pulaski Bank & Trust Company
Union National Bank
Worthen Bank & Trust Company, N.A.
Bank of Lockesburg
First State Bank
Farmers Bank & Trust Company
First National Bank
Union National Bank
Bank of Malvern
Malvern National Bank
Mercantile Bank
Merchants & Planters Bank
Bank of Mansfield

Heber Springs
Helena
Helena
Holly Grove
Hope
Hope
Horatio
Hot Springs
Hot Springs
Hot Springs
Hughes
Huntsville
Imboden
Jacksonville
Jacksonville
Jasper
Jonesboro
Jonesboro
Jonesboro
Jonesboro
Judsonia
Junction City
Kensett
Kingsland
Kingston
Lake Village
Lake Village
Lavaca
Leachville
Lepanto
Lewisville
Lewisville
Lincoln
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
Lockesburg
Lonoke
Magnolia
Magnolia
Magnolia
Malvern
Malvern
Mammoth Spring
Manila
Mansfield

8.207
8.705
9.570
12.171
10.620
11.490
9.948
6.380
6.570
8.670
12.815
12.140
7.091
9.823
11.230
8.810
9.848
8.563
10.279
8.023
10.328
9.942
23.157
8.236
7.941
12.581
9.710
11.643
10.022
18.824
9.660
8.412
9.470
93.416
7.732
8.730
12.440
6.910
7.319
11.050
8.450
12.434
12.242
9.977
9.890
8.420
11.058
9.860
11.780
12.220
7.871




24

State of Arkansas: Bank Department

CAPITAL TO ASSET RATIOS
JUNE 30, 1990
BANKNAME

TOWN

RATIO

First National Bank
Citizens Bank
Marked Tree Bank
Searcy County Bank
Bank of Marvell
Bank of McCrory
First National Bank
McGehee Bank
The Bank of North Arkansas
First National Bank
The Union Bank of Mena
MidSouth Bank
Commercial Bank & Trust Co.
Union Bank & Trust Co.
First National Bank
Morrilton Security Bank, N.A.
The Bank of Montgomery County
First National Bank and Trust Company
Peoples Bank & Trust Company
Bank of Mountain View
Bank of Mulberry
Pike County Bank
Citizens National Bank
First National Bank
Bank of Newark
First State Bank of Newport
Merchants & Planters Bank
Bank of Little Rock
National Bank of Arkansas
One National Bank
The Twin City Bank
First National Bank
The Planters Bank
Bank of Ozark
First National Bank
Security Bank
Bank of Parkdale
First State Bank
First National Bank
The Perry County Bank
Piggott State Bank
National Bank of Commerce
Pine Bluff National Bank
Simmons First National Bank
First State Bank
Bank of Pocahontas
Planters & Stockmen Bank
The Peoples Bank
Portland Bank
The Farmers & Merchants Bank
Bank of Prescott

Marianna
Marion
Marked Tree
Marshall
Marvell
McCrory
McGehee
McGehee
Melbourne
Mena
Mena
Monette
Monticello
Monticello
Morrilton
Morrilton
Mount Ida
Mountain Home
Mountain Home
Mountain View
Mulberry
Murfreesboro
Nashville
Nashville
Newark
Newport
Newport
North Little Rock
North Little Rock
North Little Rock
North Little Rock
Osceola
Osceola
Ozark
Paragould
Paragould
Parkdale
Parkin
Paris
Perryville
Piggott
Pine Bluff
Pine Bluff
Pine Bluff
Plainview
Pocahontas
Pocahontas
Portland
Portland
Prairie Grove
Prescott

14.322
8.950
10.224
12.712
12.184
9.655
13.040
13.172
8.034
10.080
10.413
8.040
9.396
7.977
9.810
9.880
12.321
9.230
9.346
18.396
9.582
10.675
11.930
9.170
10.183
12.231
8.830
14.912
5.580
9.220
7.979
9.747
9.808
10.414
10.022
8.121
9.317
9.727
8.950
8.490
7.708
9.410
8.030
9.540
10.248
11.079
7.942
12.294
10.569
13.950
8.183




Seventy-Sixth Report

25

CAPITAL TO ASSET RATIOS
JUNE 30, 1990
BANK NAME

TOWN

RATIO

The Bank of Rector
Farmers & Merchants Bank
The Bank of Rison
Farmers & Merchants Bank
First National Bank & Trust Company
First Bank of Arkansas
First National Bank
Peoples Bank & Trust Company
Bank of Salem
Logan County Bank
First National Bank
First Security Bank
First National Bank
Grant County Bank
Arkansas State Bank
First National Bank
Smackover State Bank
Merchants & Planters Bank
First National Bank
First State Bank
Springdale Bank and Trust
Bodcaw Bank
Bank of Star City
Stephens Security Bank
Citizens Bank
The Farmers & Merchants Bank
First National Bank
Commercial National Bank
State First National Bank
Bank of Trumann
First National Bank
Bank of Tuckerman
Tyronza Bank
Citizens Bank & Trust Company
First National Bank
The Peoples Bank
Bank of Waldron
The Scott County Bank
The Arkansas Bank
First National Bank
First State Bank
Warren Bank & Trust Company
Bank of Weiner
Merchants & Farmers Bank
Bank of West Memphis
Fidelity National Bank
First National Bank
Wilmot State Bank
American State Bank
Cross County Bank
First Arkansas Bank
First National Bank
The Bank of Yellville

Rector
Reyno
Rison
Rogers
Rogers
Russellville
Russellville
Russellville
Salem
Scranton
Searcy
Searcy
Sheridan
Sheridan
Siloam Springs
Siloam Springs
Smackover
Sparkman
Springdale
Springdale
Springdale
Stamps
Star City
Stephens
Strong
Stuttgart
Stuttgart
Texarkana
Texarkana
Trumann
Trumann
Tuckerman
Tyronza
Van Buren
Van Buren
Waldo
Waldron
Waldron
Walnut Ridge
Walnut Ridge
Warren
Warren
Weiner
West Helena
West Memphis
West Memphis
West Memphis
Wilmot
Wilson
Wynne
Wynne
Wynne
Yellville

12.443
6.281
17.553
10.442
7.050
7.453
8.880
8.296
7.588
11.982
11.320
11.863
13.240
10.880
7.535
7.440
12.056
9.138
11.120
8.532
12.644
10.753
8.755
9.361
18.928
10.822
9.260
9.440
9.010
12.789
6.866
11.342
14.648
8.698
8.260
11.329
13.146
8.961
11.701
10.219
8.807
11.949
13.605
7.232
12.043
7.731
10.628
17.253
14.134
8.404
8.151
9.602
8.912




26

State of Arkansas: Bank Department

NATIONAL BANKS
NAME

CITY

First National Bank
First National Bank
Bank of Ashdown, N.A.
First National Bank
First National Bank
First National Bank
First National Bank
First National Bank
First National Bank
First National Bank
The Merchants & Planters Bank, N.A.
First National Bank
First National Bank
First National Bank
First National Bank
First National Bank
First National Bank
The First National Bank
National Bank of Commerce
The Bank of Fayetteville, N.A.
First National Bank
Northwest National Bank
First Ozark National Bank
First National Bank
The City National Bank
The First National Bank
Merchants National Bank
Caddo First National Bank
The First National Bank
The First National Bank
First National Bank
First National Bank
Helena National Bank
Citizens National Bank
The First National Bank
First National Bank
One National Bank
Planters National Bank
First National Bank
Union National Bank

Altheimer
Ash Flat
Ashdown
Ashdown
Batesville
Bentonville
Berryville
Blytheville
Calico Rock
Camden
Camden
Clinton
Conway
Crossett
DeQueen
DeWitt
Dierks
El Dorado
El Dorado
Fayetteville
Fayetteville
Fayetteville
Flippin
Forrest City
Fort Smith
Fort Smith
Fort Smith
Glenwood
Green Forest
Harrison
Heber Springs
Helena
Helena
Hope
Hope
Hot Springs
Hot Springs
Hughes
Huntsville
Jacksonville




TOTAL ASSETS
10,173
86,624
39,969
47,569
117,996
54,446
94,227
118,096
44,048
98,648
68,078
28,432
192,940
81,093
74,127
68,320
30,020
253,912
118,822
70,187
226,117
35,562
28,997
113,736
238,768
400,416
222,487
36,470
83,057
76,442
46,180
74,053
61,432
144,487
90,997
237,691
49,692
17,375
60,828
42,223

27

Seventy-Sixth Report

NATIONAL BANKS
NAME

CITY

The First National Bank
First Commercial Bank, N.A.
First Exchange Bank, N.A.
Metropolitan National Bank
Union National Bank
Worthen Bank & Trust Company, N.A.
First National Bank
Union National Bank
The Malvern National Bank
First National Bank
The First National Bank
First National Bank
The First National Bank
Morrilton Security Bank, N.A.
First National Bank & Trust Company
Citizens National Bank
First National Bank
National Bank of Arkansas
One National Bank
First National Bank
First National Bank
First National Bank
National Bank of Commerce
Pine Bluff National Bank
Simmons First National Bank
First National Bank & Trust Company
First National Bank
First National Bank
First National Bank
First National Bank
First National Bank
First National Bank
Commercial National Bank
State First National Bank
First National Bank
First National Bank
First National Bank
Fidelity National Bank
First National Bank
The First National Bank

Lewisville
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
Magnolia
Magnolia
Malvern
Marianna
McGehee
Mena
Morrilton
Morrilton
Mountain Home
Nashville
Nashville
North Little Rock
North Little Rock
Osceola
Paragould
Paris
Pine Bluff
Pine Bluff
Pine Bluff
Rogers
Russellville
Searcy
Sheridan
Siloam Springs
Springdale
Stuttgart
Texarkana
Texarkana
Trumann
Van Buren
Walnut Ridge
West Memphis
West Memphis
Wynne




TOTAL ASSETS
18,083
890,791
23,336
172,094
511,279
619,481
199,361
26,173
107,816
34,492
23,517
72,960
62,521
46,700
159,144
25,759
55,102
33,157
237,650
60,247
163,040
54,564
216,386
66,215
422,664
223,113
142,043
163,080
16,481
113,617
256,895
130,667
84,042
412,725
18,108
79,424
65,459
45,647
49,819
95,854




Seventy-Sixth Report

29

S eventy-S ixth Report
OF THE

ONE HUNDRED SEVENTY-SEVEN
STATE CHARTERED

COMMERCIAL BANKS




JUNE 30, 1990

30

State of A rkansas: Bank D epartm ent

Commercial Bank at Alma
Alma, AR
Hwy. 64-71
P.O.Box 2199
County: Crawford
Population: 3,009

72921-2199
Telephone: 632-2257
FAX Number: 632-2263

Branches in Town: 0
Other Branches: 2
Charter Number: 297
Date: Jan. 31,1910

Trust Department: No
Bank Holding Company
Commerce Financial Corp., Alma,AR
CHM.: JO HN PAUL B A L LE N T IN E
PR E S ID E N T/C E O : TERRY Q. C A R S O N
EX. VICE PRES.: W ILLIA M BR ASH ER III

VICE PRESIDENT: HELEN S. JO NES
C A S H /O P E R . OFF.: M ARY BETH FREEM AN
A S S T . V.P.: REX A. W OO DS

Cash and balances Due From B a n k s :__ 782
Federal Funds and R e p o s :..................... 1,500
In v e s tm e n ts :............................................. 9,561
T o ta lL o a n s :........................................... 22,116
Bank Premises and Fixed A sse ts:........ 1,022
O ther Real E s ta te :...................................... 111
O ther A s s e ts :.............................................. 597
Total A s s e ts :........................
35,689

D e p o s its :..................................................... 32,163
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................ 323
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 32,486
Total Equity Capital and R e s e rv e s :........ 3,203
Total Liabilities and C a p ita l:.................... 35,689

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

8,000

DIRECTO RS: JohnPaul Ballentine, T erry Q. Carson, William N. Brasher III, Hilda Knight, James A.
A rnold II, John A. G riffin

Bank of A m ity
Am ity, AR
Public Square
P.O.Box 38
County: Clark
Population: 859

71921-0038
Telephone: 342-5269
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 198
Date: Jan. 30,1905

Trust Department: No
Bank Holding Company
None
CHM : C LE D A O LDS
P R E S ID E N T/C E O : C LE D A OLDS
VICE PRESIDENT: JOE F. M AXEY

VICE PRESIDENT: ERNIE D U N LAP
A S S T . C A S H : H A Z E L R IC H AR D SO N
A S S T . C A S H : PEGGY A D A M S

Cash and balances Due From B a n k s :.. 3,102
Federal Funds and R e p o s :...................... 1,575
In v e s tm e n ts :......................................... 32,179
T o ta lL o a n s :........................................... 12,259
Bank Premises and Fixed A sse ts:............ 120
O ther Real E s ta te :........................................ 51
O ther A s s e ts :.............................................. 896
T o ta lA s s e ts :.......................................... 50,182

D e p o s its :..................................................... 41,945
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 718
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 42,663

Total T rust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 7,519
Total Liabilities and C a p ita l:.................... 50,182

DIRECTO RS: Cleda Olds, Joe F. M axey, Ernie Dunlap, Hazel Richardson, M.H. O akley




4,000

31

S e v e n ty -S ix th Report

Citizens First State Bank
Arkadelphia, AR
5th and Main Street
P.O.Box 218
County: Clark
Population: 10,169

71923-0218
Telephone: 246-2411
FAX Number: 246-5400

Branches in Town: 1
Other Branches: 0
Charter Number: 736
Date: May 24,1977

Trust Department: No
Bank Holding Company
FDH Bancshares, Inc., Little Rock, AR
PR ESID E N T/C E O : RAYM O N D TO LER
EX. VICE PRESIDENT: TO M C A L H O O N

VICE PRESIDENT: JUDY SLIGH

Cash and balances Due From B a n k s :.. 2,002
Federal Funds and R e p o s :..................... 1,200
In v e s tm e n ts :......................................... 11,675
T o ta lL o a n s :........................................... 24,721
Bank Premises and Fixed A sse ts:............ 496
O ther Real E s ta te :...................................... 828
O ther A s s e ts :........................................... 1,357
Total A s s e ts :......................................... 42,279

D e p o s its :..................................................... 37,934
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 427
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 38,361

Total Trust A ssets:.........................................

Number of Shares O utstanding:.............

0

Total Equity C apital and R e s e rv e s :........ 3,918
Total Liabilities and C a p ita l:.................... 42,279
30,000

DIRECTORS: I.B. Fuller Jr., Raym ond Toler, Je rry Francis, Billy Bob Hardman, Ed M cCorkle, John
M. Moore, Tom Calhoon, Edw ard L. Cullum Jr.

Elk Horn Bank & Trust Company
Arkadelphia, AR
601 Main Street
P.O. Box 248
County: Clark
Population: 10,169

71923-0248
Telephone: 246-5811
FAX Number: 246-2182

Branches in Town: 1
Other Branches: 1
Charter Number: 142
Date: Sep. 28,1903

Trust Department: Yes
Bank Holding Company
Southern Development Bancorporation, Arkadelphia, AR
C H A IR M A N : JA M E S W. H AR R IN G TO N
PR ESID E N T/C E O : GEORGE P. SURGEON

EX. V .P ./C A S H /T .O .: ROY N. SHOPE

Cash and balances Due From B a n k s :.. 1,541
Federal Funds and R e p o s :..................... 1,350
In v e s tm e n ts :......................................... 33,086
T o ta lL o a n s :........................................... 22,029
Bank Premises and Fixed A sse ts:........ 1,368
O ther Real E s ta te :...................................... 411
O ther A s s e ts :.............................................. 911
Total A s s e ts :......................................... 60,696

D e p o s its :..................................................... 53,433
Federal funds and B orro w in gs:..................... 159
O th er Liabilities:................................................ 570
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 54,162
Total Equity C apital and R e s e rv e s :........ 6,534
Total Liabilities and C a p ita l:.................... 60,696

Total Trust A ssets:.........................................

Number of Shares O utstanding:.............

0

24,000

DIRECTORS: Thom as Barksdale, James Blanton, Harold Echols, Ronald G rzyw inski, James
Harrington, M ary Houghton, Hugh Lookadoo, M ary Jo Mann, W ayne Pollard, Roy Shope, George
Surgeon, S. Robson W alton




S tate of A rkansas: Bank D epartm ent

32

M erchants & Planters Bank & Trust Company
Arkadelphia, AR
526 Main Street
P. O. Box 291
County: Clark
Population: 10,169

71923-0219
Telephone: 246-4511
FAX Number: 246-4407

Branches in Town: 1
Other Branches: 1
Charter Number: 341
Date: Jun. 15,1911

Trust Department: Yes
Bank Holding Company
Central Arkansas Bancshares, Inc., Malvern, AR
C H M ./T .O .: RO SS M. W HIPPLE
PR ES ID E N T/C E O : JA M E S D. FERG USO N
EX. V.P.: R O B E R T W. A N T H O N Y

VICE PRESIDENT: B A R B A R A NEEL
C A S H .: C AR R IE A. BEENE

Cash and balances Due From B a n k s :.. 1,169
Federal Funds and R e p o s :......................... 735
In v e s tm e n ts :.........................................
15,304
Total L o a n s :........................................... 27,863
Bank Prem ises and F ixed A sse ts:........ 1,142
O th er Real E s ta te :...................................... 383
O th er A s s e ts :............................................... 763
Total A s s e ts :......................................... 47,359

D e p o s its :..................................................... 42,661
Federal funds and B orrow ings:....................... 36
O th er Liabilities:................................................ 277
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 42,974

T o ta lT ru st A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity C apital and R e se rve s:........ 4,385
Total Liabilities and C a p ita l:.................... 47,359
4,800

DIRECTO RS: Jane Ross, Ross M. Whipple, Paul O ffu tt, James Ferguson, Sam R. Clark, Donald M.
Tatman, Steven L. D eM ott, Toney D. McMillan

Bank of Atkins
Atkins, AR
202 N.E. First Street
P.O.Box 157
County: Pope
Population: 3,002

72823-0157
Telephone: 641-2987
FAX Number: 641-2566

Branches in Town: 0
Other Branches: 0
Charter Number: 35
Date: Sep. 19,1895

Trust Department: No
Bank Holding Company
None
CHM.: JA M E S C. M ITH C E LL
P R E S ID E N T/C E O : DAVID M. M ITC H ELL

EX. V.P.: JAM ES M YATT
C A S H .: D O R O TH Y W ILEY

Cash and balances Due From Banks: —
760
Federal Funds and R e p o s :......................... 700
In v e s tm e n ts :............................................. 6,193
Total L o a n s :............................................... 7,327
Bank Premises and Fixed A sse ts:............. 53
O th e rR e a lE s ta te :...................................... 229
O ther A s s e ts :.............................................. 358
T o ta lA s s e ts :.........................................
15,620

D e p o s its :..................................................... 13,736
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 100
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 13,836

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e s e rv e s :........ 1,784
Total Liabilities and C a p ita l:.................... 15,620

DIREC TO RS: James C. Mitchell, David M. Mitchell, Jean S. Mitchell, James A. M ya tt




12,500

33

S e v e n ty -S ix th Report

The Bank of Augusta
Augusta, AR
100 S. Second Street
P.O.Box Y
County: W oodruff
Population: 3,500

72006-1005
Telephone: 347-2511
FAX Number: 347-2654

Branches in Town: 0
Other Branches: 0
Charter Number: 669
Date: Feb. 20,1935

Trust Department: Yes
Bank Holding Company
None
CHM : R.E. G REGORY
PRESIDENT: E.R. MILLER

C E O /E X . V .P ./T .O .: M O O D Y W H ITE H E A D

Cash and balances Due From B a n k s :.. 1,773
Federal Funds and R e p o s :...................... 2,900
In v e s tm e n ts :......................................... 18,421
Total L o a n s :........................................... 11,982
Bank Premises and Fixed A sse ts:............ 227
O ther Real E s ta te :........................................ 51
O th e rA s s e ts :.............................................. 768
Total A s s e ts :......................................... 36,122

D e p o s its :..................................................... 30,623
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 269
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 30,892

Total Trust A sse ts:...................................... 208

Number of Shares O utstanding:...............

T otalE q uity Capital and R e se rve s:........ 5,230
Total Liabilities and C a p ita l:.................... 36,122
8,000

DIRECTO RS: R.E, G rego ry, E.R. Miller, M oody W hitehead, Franklin Collier, Dr. S teven Collier,
W.P. Daniel, W.P. Daniel Jr., Charles P. Eldridge, John Rolfe Eldridge, R.E. G rego ry Jr., D o rothy
Willis

Citizens S tate Bank
Bald Knob, AR
306 South Elm Street
P.O.Box 200
County: White
Population: 2,740

72010-0200
Telephone: 724-3241
FAX Number: 724-5985

Branches in Town: 0
Other Branches: 1
Charter Number: 636
Date: Jan. 22,1931

Trust Department: Yes
Bank Holding Company
Citizens State Bankshares of Bald Knob, Inc ., Bald Knob, AR
C H M ./C E O : JU A N IT A LIT ZE LFE LN E R
P R E S ID E N T/T .O .: LA R R Y E. KIRCHER

SR. V .P ./C A S H .: W ENDELL NIER
VICE PRESIDENT: PEGGY REED

Cash and balances Due From B a n k s :.. 1,789
Federal Funds and R e p o s :......................... 475
In v e s tm e n ts :......................................... 11,721
T o ta lL o a n s :........................................... 13,746
Bank Premises and Fixed A sse ts:............ 493
O ther Real E s ta te :...............................
79
O th e rA s s e ts :.............................................. 968
Total A s s e ts :......................................... 29,271

D e p o s its :..................................................... 26,395
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 335
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 26,730
Total Equity C apital and R e s e rv e s :........ 2,541
Total Liabilities and C a p ita l:.................... 29,271

T o ta lT ru st A sse ts:...................................

Number of Shares O utstanding:...............

1,466

4,000

DIRECTO RS: Juanita Litzelfelner, La rry E. Kircher, Wendell N ier.Bob J. Clark, Dr. Bernard Smith




34

State of A rkansas: Bank D epartm ent

The Citizens Bank
Batesville, AR
Third and College Streets
P.O.Box 2156
72503-2156
County: Independence
Telephone: 793-4441
Population: 8,263
FAX Number: 793-9190

Branches in Town: 5
Other Branches: 0
Charter Number: 705
Date: Feb. 19,1953

Member of Federal Reserve System
Trust Department: Yes
Bank Holding Company
Citizens Bancshares of Batesville, Inc., Batesville, AR
C H M ./C E O : T. G. VINSON
PRESIDENT: W O O D Y C A S T LE B E R R Y

T R U S T OFFICER: GENE CR AW FO RD

Cash and balances Due From B a n k s :.. 6,798
Federal Funds and R e p o s :...................... 2,900
In v e s tm e n ts :......................................... 52,129
Total L o a n s :........................................... 89,428
Bank Premises and Fixed A sse ts:........ 2,582
O ther Real E s ta te :................................... 1,310
O ther A s s e ts :........................................... 2,435
Total A s s e ts :......................................... 157,582

D e p o s its :................................................... 145,388
Federal funds and B orrow ings:....................... 50
O th er Liabilities:................................................ 711
S ubordinated D e b t:............................................. 0
Total Liabilities:......................................... 146,149

Total Trust A sse ts:................................... 6,685

Number of Shares O utstanding:.............

T o ta lE q u ity Capital and R e s e rv e s :....... 11,433
Total Liabilities and C a p ita l:.................. 157,582
16,500

DIREC TO RS: T.G. Vinson, M.F. Highsmith, Dr. La ckey M oody, Doyle W. Rogers, Noel K. Sims,
Kay Southerland

Bank of Bearden
Bearden, AR
Second and Cedar Streets
P.O.Box 135
71720-0135
County: Ouachita
Telephone: 687-2233
Population: 1,600
FAX Number: 687-3712

Branches in Town: 0
Other Branches: 0
Charter Number: 688
Date: Jun. 17,1945

Trust Department: No
Bank Holding Company
None
CHM.: JO HN E. A N T H O N Y
PR ESID E N T/C E O : RICK GREEN

EX. VICE PRESIDENT: KEN RILEY
C A S H .: RO SEM ARY BARN ER

Cash and balances Due From B a n k s :.. 1,384
Federal Funds and R e p o s :..................... 2,175
In v e s tm e n ts :............................................. 8,355
T o ta lL o a n s :.............................................. 8,129
Bank Premises and Fixed A sse ts:............ 103
O ther Real E s ta te :......................................... 0
O ther A s s e ts :.............................................. 304
Total A s s e ts :......................................... 20,450

D e p o s its :..................................................... 16,698
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 172
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 16,870

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e se rve s:........ 3,580
Total Liabilities and C a p ita l:.................... 20,450
8,300

DIRECTO RS: John E. A nthony, M ary Lynn A nth ony, Steven M. A nthony, O.D. C athey, Rick
Green, Kenneth D. Keeton, Eric S tucke y, J.E. W ord




35

S e ve n ty-S ixth Report

Citizens Bank
Beebe, AR
114 N. Main
P.O. Drawer T
County: White
Population: 4,000

72012-1020
Telephone: 882-6411
FAX Number: 882-6413

Branches in Town: 1
Other Branches: 0
Charter Number: 465
Date: Jun. 21,1917

Trust Department: No
Bank Holding Company
Citizens Bancshares of Beebe, Beebe, AR
C H M ./C E O : E. H. A B IN G TO N , II
PRESIDENT: J. DAR REL H A L L
SR. V.P.: JAM ES A. LO VELL, JR.

FIRST V.P.: M ARG IE JENSEN
V .P ./M A R K E T IN G : C .A . JONES

Cash and balances Due From B a n k s :.. 2,538
Federal Funds and R e p o s :..................... 2,500
In v e s tm e n ts :.........................................
12,793
T o ta lL o a n s :........................................... 26,384
Bank Premises and Fixed A sse ts:............ 498
O ther Real E s ta te :...................................... 108
O ther A s s e ts :.............................................. 737
Total A s s e ts :......................................... 45,558

D e p o s its :..................................................... 40,642
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 274
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 40,916

Total Trust A sse ts:..........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 4,642
Total Liabilities and C a p ita l:.................... 45,558
1,160

DIRECTORS: E.H. A bington II, Doyle Burns, Millan B urrow , G. Byrne G arrett, H. Leroy G off, J.
Darrel Hall, Lee E. Hayes, Margie Jensen, C.A. Jones, James D. Rakes, M ayes S cott

First S tate Bank
Beebe, AR
1500 W. DeWitt Henry
P.O.Box 2000
County: White
Population: 4,000

72012-2000
Telephone: 882-6406
FAX Number: 882-6892

Branches in Town: 0
Other Branches: 0
Charter Number: 742
Date: Mar. 23,1981

Member of Federal Reserve System
Trust Department: Yes
Bank Holding Company
First Charter Bancshares, Inc., N. Little Rock, AR
C A S H .: M ARILYN CO LE
A S S T . C A S H .: L O R E T T A S AN SO M
ADM . A S S T : G LO RIA PR U ITT

CHM./CEO/PRES./T.o.:

G A R LA N D KIRKPATR IC K
SR. VICE PRESIDENT: DAVID MILLER
Cash andbalances Due From B a n k s :.. 1,988
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :............................................. 7,411
T o ta lL o a n s :........................................... 12,922
Bank Premises and Fixed A sse ts:............ 664
O ther Real E s ta te :...................................... 113
O th e rA s s e ts :........................................... 1,383
T o ta lA s s e ts :......................................... 24,481

D e p o s its :..................................................... 21,236
Federal funds and B orro w in gs:..................... 143
O ther Liabilities:................................................ 981
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 22,360

Total Trust A sse ts:........................................

Number of Shares O utstanding:.............

66

Total Equity C apital and R e s e rv e s :........ 2,121
Total Liabilities and C a p ita l:.................... 24,481
50,000

DIRECTO RS: Dr. Ruth L. Couch, G race Crouch, W alter England, Keith Knight, Gene Holman,
Garland K irkpatrick, David Miller, Lyndell Lay




36

State of A rkansas: Bank D epartm ent

Benton State Bank
Benton, AR
146 W. South Street
P.O.Box 9
County: Saline
Population: 18,000

72015-0009
Telephone: 778-0431
FAX Number: 778-6447

Branches in Town: 2
Other Branches: 4
Charter Number: 664
Date: Feb. 9,1934

Trust Department: Yes
Bank Holding Company
Benton State Bankshares, Inc., Benton, AR
C H M ./P R E S ID E N T /C E O : LA R R Y W H IT LE Y
EX. V .P ./C A S H ./T .O .: RUSSELL C O LE M A N

SR. VICE PRESIDENT: H AR R Y M cC O R M IC K
SR. VICE PRESIDENT: B A R B A R A W EAVER

Cash and balances Due From Banks: 12,687
Federal Funds and R e p o s:...................... 9,100
In v e s tm e n ts :......................................... 60,307
Total L o a n s :........................................... 68,493
Bank Prem ises and Fixed A sse ts:........ 2,453
O ther Real E s ta te :...................................... 325
O th er A s s e ts :........................................... 2,287
T o ta lA s s e ts :......................................... 155,652

D e p o s its :................................................... 137,167
Federal funds and B orrow ings:...................... 909
O th er Liabilities:........................................... 1,386
S ubordinated D e b t:............................................. 0
Total Liabilities:......................................... 139,462

Total Trust A sse ts:................................... 5,885

Number of Shares O utstanding:............ 132,000

Total Equity Capital and R e se rve s:....... 16,190
Total Liabilities and C a p ita l:.................. 155,652

DIREC TO RS: W.R. A lsobrook, Roy Bishop, Calvin Brown, Russell Coleman, Edwin H enry, A.B.
Holiman Jr., W.W. Jones, Malcolm Law rence, D.W. May, G ordon Spivey, D.J. Stirman, W.L.
Tucker, L a rry W hitley, Virgil Williams

The Union Bank of Benton
Benton, AR
201 Market Street
P.O.Box 687
County: Saline
Population: 18,000

72015-0687
Telephone: 778-0411
FAX Number: 778-0411

Branches in Town: 1
Other Branches: 1
Charter Number: 706
Date: Jan. 11,1954

Trust Department: Yes
Bank Holding Company
Union Bancshares of Benton, Inc., Benton, AR
C H M ./C E O : GREG B. BROW N
PRESIDENT: B O B GREGORY
SR. V .P .-O P E R A TIO N S : D EBR A KEEN

SR. V.P.: M ICKEY TAYLO R
T R U S T OFFICER: RAY PENNINGTO N

Cash and balances Due From B a n k s :.. 4,957
Federal Funds and R e p o s :......................... 400
In v e s tm e n ts :.......................................... 32,273
Total L o a n s :........................................... 36,689
Bank Premises and Fixed A sse ts:........ 1,461
O ther Real E s ta te :......................................... 0
O ther A s s e ts :........................................... 1,080
T o ta lA s s e ts :......................................... 76,860

D e p o s its :..................................................... 69,784
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................ 570
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 70,354

Total Trust A sse ts:...................................

Number of Shares O utstanding:.............

1,330

Total Equity C apital and R e se rve s:........ 6,506
Total Liabilities and C a p ita l:.................... 76,860
72.940

DIREC TO RS: G reg Brown, June Brow n, Lilburne Carlisle, Bob G regory, J.D. Harris, Ron Kuerner,
I.E. M cC ray Jr., John Young, Debra Keen




S e v e n ty -S ix th Report

37

Bank of Bentonville
Bentonville, AR
201 N.E. A. Street
P.O.Box 1229
County: Benton
Population: 10,000

72712-1229
Telephone: 273-3331
FAX Number: 271-1315

Branches in Town: 2
Other Branches: 2
Charter Number: 641
Date: Feb. 25,1931

Trust Department: Yes
Bank Holding Company
None
P R ESID E N T/C E O : BUR TO N E. S T A C Y
EX. VICE PRESIDENT: DAVID A. S H O R T
EX. VICE PRESIDENT: JO HN W. FRYER

SR. VICE PRESIDENT: W ARREN FIELDS
SR. VICE PRESIDENT: JIM C A R G ILL
T R U S T OFFICER: B O B O ’N E A L

Cash and balances Due From Banks: 11,929
Federal Funds and R e p o s :..................... 9,600
In v e s tm e n ts :.......................................... 86,086
T o ta lL o a n s :........................................... 136,635
Bank Premises and Fixed A sse ts:........ 2,621
O ther Real E s ta te :................................... 1,326
O ther A s s e ts :........................................... 4,086
T o ta lA s s e ts :.......................................... 252,283

D e p o s its :................................................... 225,378
Federal funds and B orro w in gs:..................... 775
O th er Liabilities:........................................... 1,824
Subordinated D e b t:............................................. 0
Total Liabilities:......................................... 227,977

Total Trust A sse ts:............................... 105,999

Number of Shares O utstanding:............ 178,000

Total Equity C apital and R e s e rv e s :....... 24,306
Total Liabilities and C a p ita l:.................. 252,283

DIRECTO RS: E dw ard F. Adair, James Arkins, G eorge Billingsley, Max Burger, Bob Dobbs, Kirk
Dupps, Ms. Lael Finch, John W. Fryer, David Glass, Roger McMennamy, John Shores, B urton
S tacy

Bank of Blevins
Blevins, AR
Main Street
P.O.Box 158
County: Hempstead
Population: 314

71825-0158
Telephone: 874-2541
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 385
Date: Aug. 12,1912

Trust Department: No
Bank Holding Company
First Nat’l Bancshares of Hempstead Cty, Inc., Hope, AR
CHM.: T H O M A S E. HAYS, JR.
PR ESID E N T/C E O : MIKE STEPHENS

SR. VICE PRESIDENT: NELL STEPHENS
ADM IN. A S S T .: PEGGY B U TLER

Cash and balances Due From B a n k s :__ 394
Federal Funds and R e p o s :........................... 50
In v e s tm e n ts :............................................. 6,440
T o ta lL o a n s :.............................................. 4,956
Bank Premises and F ixed A sse ts:............ 299
O ther Real E s ta te :........................................ 27
O ther A s s e ts :.............................................. 204
T o ta lA s s e ts :......................................... 12,370

D e p o s its :..................................................... 11,223
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:.................................................. 97
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 11,320

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity C apital and R e s e rv e s :........ 1,050
Total Liabilities and C a p ita l:.................... 12,370
8,050

DIRECTO RS: Thom as E. Hays Jr., Charles Sharpe Jr., Harold Stephens, Mike Stephens, Neil
Stephens




38

S tate of A rkansas: Bank Departm ent

Farmers Bank & Trust Company
Blytheville, AR
400 W. Main
P. O. Box 688
County: Mississippi
Population: 23,844

72315-0688
Telephone: 763-8101
FAX Number: 763-1688

Branches in Town: 2
Other Branches: 1
Charter Number: 253
Date: Mar. 16,1908

Member of Federal Reserve System
Trust Department: Yes
Bank Holding Company
Farmers Bancorp. Inc., Blytheville, AR
C H M ./C E O : JA M E S L. MAGEE
PRESIDENT: ALVIN H U FFM AN , III
EX. V .P ./C A S H .: STEVE BELL

VICE PRESIDENT: JOE C H U R C H ILL
VICE PRESIDENT: MIKE HU FFM AN
T R U S T O FFICER: D O N A HO LM ES

Cash and balances Due From Banks: 11,879
Federal Funds and R e p o s :...................... 2,800
In v e s tm e n ts :......................................... 48,786
Total L o a n s :........................................... 49,306
Bank Premises and Fixed A sse ts:........ 1,364
O th er Real E s ta te :................................... 3,508
O ther A s s e ts :........................................... 1,932
Total A s s e ts :......................................... 119,575

D e p o s its :................................................... 104,095
Federal funds and B orrow ings:................. 5,053
O ther Liabilities:........................................... 1,114
Subordinated D e b t:............................................. 0
Total Liabilities:......................................... 110,262

Total Trust A ssets:................................... 6,588

Number of Shares O utstanding:.............

T otalE q uity Capital and R e se rve s:........ 9,313
Total Liabilities and C a p ita l:.................. 119,575
40,000

DIRECTO RS: James L. Magee, Dale Briggs, Glen Cook, Alvin Huffm an III, Paul C. Hughes, Dr.
H e rbe rt Jones, G aylon M. Law rence Jr., R.A. P orter, Harold Sudbury

Citizens Bank of Booneville
Booneville, AR
80 W. Main
P.O.Box 238
County: Logan
Population: 3,718

72927-0238
Telephone: 675-2747
FAX Number: 675-5050

Branches in Town:0
Other Branches: 2
Charter Number: 397
Date: Apr. 18,1910

Trust Department: Yes
Bank Holding Company
First Western Bancshares, Inc., Booneville, AR
C H M ./P R E S ./C E O : JE R A L L. H A M P T O N
EX. VICE PRESIDENT: JOE EARP

EX. VICE PRESIDENT: JO HN H A M P T O N

Cash and balances Due From B a n k s :.. 2,946
Federal Funds and R e p o s :..................... 1,500
In v e s tm e n ts :......................................... 27,981
Total L o a n s :........................................... 37,954
Bank Premises and Fixed A sse ts:............ 474
O th e rR e a lE s ta te :...................................... 144
O ther A s s e ts :........................................... 1,680
T o ta lA s s e ts :......................................... 72,679

D e p o s its :..................................................... 66,430
Federal funds and B orrow ings:................
19
O th er Liabilities:................................................ 519
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 66,968

Total Trust A ssets:.........................................

Number of Shares O utstanding:............ 100,000

0

Total Equity Capital and R e s e rv e s :........ 5,711
Total Liabilities and C a p ita l:.................... 72,679

DIREC TO RS: Jeral L. Hampton, A.B. Littlefield, John T. Hampton, Billy Dale Leslie, C. Richard
Lippard, W.C. Littlefield, R obert E. Remy




39

S e v e n ty -S ix th Report

The Bank of Bradley
Bradley, AR
Main Street
P.O.Box 120
County: Lafayette
Population: 790

71826-0120
Telephone: 894-3322
FAX Number: 894-3324

Branches in Town: 0
Other Branches: 0
Charter Number: 653
Date: Apr. 10,1933

Trust Department: No
Bank Holding Company
The Bradley Corporation, Bradley, AR
C H M ./P R E S ID E N T /C E O : LA N E PIERCE

EX. V.P.: BILLIE D. PIERCE

Cash and balances Due From Banks: —
488
Federal Funds and R e p o s :.................... 805
In v e s tm e n ts :.......................................... 3,712
Total L o a n s :.............................................. 4,737
Bank Premises and Fixed A sse ts:............ 313
O ther Real E s ta te :.................................. 171
O ther A s s e ts :.......................................... 222
Total A s s e ts :.........................................
10,448

D e p o s its :...................................................... 9,611
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................. 61
Subordinated D e b t:............................................ 0
Total Liabilities:............................................ 9,672

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e s e rv e s :............. 776
Total Liabilities and C a p ita l:.................... 10,448
10,000

DIRECTO RS: Lane Pierce, G erald C rabtree, Randy G riffing

Bank of Brinkley
Brinkley, AR
130 S. New Orleans
P.O.Box 727
County: Monroe
Population: 4,909

72021-0727
Telephone: 734-3133
FAX Number: 734-3001

Branches in Town: 0
Other Branches: 0
Charter Number: 110
Date: Jan. 17,1903

Trust Department: No
Bank Holding Company
Brinkley Bancshares, Inc., Brinkley, AR
C H M ./C E O : A. H. RUSHER
PRESIDENT: GUS RUSHER
EX.V.P.: H A R O L D H A R D W IC K

VICE PRESIDENT: TERRY SING LETERRY
A S S T . VICE PRESIDENT: TO D D W ILSON
C A S H .: MILDRED D IC KSO N

Cash and balances Due From B a n k s :.. 2,103
Federal Funds and R e p o s :...................... 1,800
In v e s tm e n ts :.......................................... 35,140
Total L o a n s :........................................... 19,894
Bank Premises and Fixed A sse ts:............ 641
O ther Real E s ta te :...................................... 428
O ther A s s e ts :........................................... 1,232
T o ta lA s s e ts :......................................... 61,238

D e p o s its :..................................................... 53,601
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 525
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 54,126
Total Equity Capital and R e s e rv e s :........ 7,112
Total Liabilities and C a p ita l:.................... 61,238

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

24,000

DIRECTO RS: A.H. Rusher, Gus Rusher, Harold Hardwick, James H. C arroll Jr., Steve Fowler,
John E. Deen Jr.




40

S tate of A rkansas: Bank D epartm ent

FirstBank of Arkansas
Brinkley, AR
207 S.Main Street
P.O.Box 787
County: Monroe
Population: 4.909

72021-0787
Telephone: 734-1300
FAX Number: 734-1305

Branches in Town: 0
Other Branches: 0
Charter Number: 747
Date: Jan. 25,1989

Trust Department: No
Bank Holding Company
None
CHM.: JA M E S P. "J A K E ” FARRELL
PRESIDENT: EDDIE MELSON
V.P.: JA M E S D. SISK

V.P.: STEVE LAW REN CE
C A S H .: CHRIS R A IN B O LT
A S S T . C A S H .: JUDY BROW N

Cash and balances Due From Banks: —
528
Federal Funds and R e p o s :......................... 100
In v e s tm e n ts :............................................. 7,183
Total L o a n s :........................................... 12,998
Bank Prem ises and Fixed A sse ts:........ 1,007
O th er Real E s ta te :...................................... 182
O th er A s s e ts :.............................................. 423
Total A s s e ts :......................................... 22,421

D e p o s its :..................................................... 18,678
Federal funds and B orrow ings:................. 1,650
O th er Liabilities:................................................ 160
S ubordinated D e b t:............................................. 0
Total Liabilities:........................................... 20,488

Total Trust A ssets:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........ 1,933
Total Liabilities and C a p ita l:.................... 22,421
66,500

DIRECTO RS: John F. Farrell, James P. Farrell, Eddie Melson, D ew ey Snowden, B obby Robinson

Bank of C abot
Cabot, AR
One City Plaza
P.O.Box 1028
County: Lonoke
Population: 8,286

72023-1028
Telephone: 843-3575
FAX Number: 843-2964

Branches in Town: 2
Other Branches: 1
Charter Number: 120
Date: Mar. 23,1903

Trust Department: Yes
Bank Holding Company
Cabot Bankshares, Inc., Cabot, AR
CHM.: H O W E LL M. T H O M P S O N
PR E S ID E N T/C E O : JAM ES M. PARK
V .P ./ C A S H .: JOE W. PARK
V .P .-L O A N S : W ILLIA M E. W ILLIA M S

V .P.-M TG . LO A N S : FRED C A M P B E L L
C O N T R O LLE R : DORIS W ALKER
A U D IT O R : O LETA KINDER
T.O .: JA N M cG O U G H

Cash and balances Due From B a n k s :.. 4,296
Federal Funds and R e p o s:...................... 3,350
In v e s tm e n ts :......................................... 25,238
Total L o a n s :........................................... 54,146
Bank Premises and Fixed A sse ts:........ 1,777
O ther Real E s ta te :...................................... 333
O ther A s s e ts :........................................... 1,588
Total A s s e ts :......................................... 90,728

D e p o s its :..................................................... 81,429
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................ 819
Subordinated D e b t:...........................
0
Total Liabilities:........................................... 82,248

Total Trust A sse ts:...................................... 502

Number of Shares O utstanding:.............

Total Equity C apital and R e se rve s:........ 8,480
Total Liabilities and C a p ita l:.................... 90,728
25,000

DIRECTO RS: Howell M. Thom pson, Dearl Dixon, Je rry Jones, Jack M. Lowman, M ark Magie,
James M. Park, Joe W. Park, G erald H. Shock, S teve Tipton, William G. Thom pson, William E.
Williams, L a rry W ood




41

S e v e n ty -S ix th Report

C araw ay Bank
Caraway, AR
Kentucky Street
P.O.Box 39
County: Craighead
Population: 1,165

72419-0039
Telephone: 482-3329
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 717
Date: Oct. 29,1962

Trust Department: No
Bank Holding Company
Caraway Bancshares, Inc., Caraway, AR
CEO: J.R . DAVID, JR.
PRESIDENT: D E B O R A H TAYLO R

EX. V.P.: GUNDEL M AR TIN
SR. V.P.: JE A N G O O D M A N

Cash and balances Due From Banks: —
490
Federal Funds and R e p o s :...................... 1,200
In v e s tm e n ts :............................................. 2,962
Total L o a n s :.............................................. 5,008
Bank Premises and Fixed A sse ts:............. 90
O th er Real E s ta te :.......................................... 0
O ther A s s e ts :.............................................. 256
Total A s s e ts :.......................................... 10,006

D e p o s its :...................................................... 9,044
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:.................................................. 75
Subordinated D e b t:............................................ 0
Total Liabilities:............................................. 9,119

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity C apital and R e se rve s:............. 887
Total Liabilities and C a p ita l:.................... 10,006
10,080

DIRECTO RS: J.R. David, Gundel Martin, Lee David, Ewart S ca rff, Deborah Taylor

Citizens Bank & Trust
Carlisle, AR
118 N. Court
P.O.Box 69
County: Lonoke
Population: 2,567

72024-0069
Telephone: 552-7571
FAX Number: 552-3636

Branches in Town: 0
Other Branches: 1
Charter Number: 628
Date: Dec. 22,1930

Trust Department: Yes
Bank Holding Company
Carlisle Bancshares, Inc., Little Rock, AR
CHM.: M. S. W O O D R U FF
P R ESID E N T/C E O : D A N IE L C. H O RTO N
EX. V.P.: BILL J. SHOUP

SR. V .P ./T .O .: M. G AIN ES YOUNG , JR.
VICE PRESIDENT: VICKI JENNINGS
C A S H .: J A N E T PASLEY

Cash and balances Due From B a n k s :.. 1,479
Federal Funds and R e p o s :......................... 950
In v e s tm e n ts :.......................................... 16,214
Total L o a n s :........................................... 33,034
Bank Premises and Fixed A sse ts:............ 198
O th e rR e a lE s ta te :...................................... 107
O th e rA s s e ts :........................................... 1,162
T o ta lA s s e ts :......................................... 53,144

D e p o s its :..................................................... 45,613
Federal funds and B orro w in gs:................. 1,287
O th er Liabilities:................................................ 603
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 47,503
T o ta lE q u ity C apital and R e s e rv e s :........ 5,641
Total Liabilities and C a p ita l:.................... 53,144

Total Trust A sse ts:................................... 7,284

Number of Shares O utstanding:.............

39,000

DIRECTO RS: M.S. W oodruff, Daniel C. H orton, Bill J. Shoup, M. Gaines Young, Jr., Charles Owen,
Charles Hunt, Randall Snider, G arland Cazer, J.F. G artm an




State of A rkansas: Bank D epartm ent

42

Bank of Cave C ity
Cave C ity, AR
Main Street
P.O.Box 490
County: Sharp
Population: 1,634

72521-0490
Telephone: 283-5301
FAX Number: 283-6466

Branches in Town: 0
Other Branches: 0
Charter Number: 209
Date: Jul. 2,1906

Trust Department: Yes
Bank Holding Company
Sharp Bancshares, Inc., Cave City, AR
C H M ./P R E S ./C E O /T .O .: EUGENE S T R E E T

EX. V.P.: JAM ES M. STR EET

Cash and balances Due From Banks: —
669
Federal Funds and R e p o s :...................... 1,200
In v e s tm e n ts :............................................. 7,038
Total L o a n s :........................................... 16,898
Bank Premises and Fixed A sse ts:............ 232
O th er Real E s ta te :...................................... 273
O th e rA s s e ts :.............................................. 417
T o ta lA s s e ts :......................................... 26,727

D e p o s its :..................................................... 24,054
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 286
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 24,340

Total T rust A sse ts:........................................

Number of Shares O utstanding:...............

76

Total Equity C apital and R e se rve s:........ 2,387
Total Liabilities and Capital: — ............. 26,727
4,000

DIREC TO RS: Eugene Street, James M. S treet, James E. S treet, C lifton Crabtree, Sam Beller

Am erican S tate Bank
Charleston, AR
Main and Logan Streets
P.O.Box 128
County: Franklin
Population: 1,989

72933-0128
Telephone: 965-2201
FAX Number: None

Branches in Town: 0
Other Branches: 1
Charter Number: 314
Date: Jun. 29,1910

Trust Department: Yes
Bank Holding Company
American Bancshares of Arkansas, Inc., Charleston, AR
C H M ./C E O : JO E S . H IA T T
P R E S ./C A S H ./T .O .: M IC H A E L F. FLYNN
V .P ./S E C ./T R E A S .: J. SHER M AN H IA T T

V.P.: M ARG IE H IA T T
V.P.: C H A R LE S J. BROW N

Cash and balances Due From B a n k s :.. 1,139
Federal Funds and R e p o s :......................... 750
In v e s tm e n ts :......................................... 18,316
Total L o a n s :........................................... 16,097
Bank Premises and Fixed A sse ts:............ 494
O ther Real E s ta te :........................................ 96
O th e rA s s e ts :........................................... 2,124
T o ta lA s s e ts :......................................... 39,016

D e p o s its :..................................................... 32,328
Federal funds and B orrow ings:................. 1,406
O ther Liabilities:..........................................
261
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 33,995

Total Trust A sse ts:...................................... 565

Number of Shares O utstanding:.............

Total Equity Capital and R e se rve s:........ 5,021
Total Liabilities and C a p ita l:.................... 39,016
12,000

DIRECTO RS: T roy W. Clark, Michael F. Flynn, Joe S. Hiatt, W.J. M edlock, John A. McDonald, Joe
O. Larkin, J. Sherman Hiatt, Harold W. Jones




43

S e v e n ty -S ix th Report

The M erchants & Planters Bank
Clarendon, AR
297 Madison
P.O.Box 280
County: Monroe
Population: 2,500

72029-0280
Telephone: 747-3319
FAX Number: 747-3498

Branches in Town: 0
Other Branches: 0
Charter Number: 21
Date: Jul. 23,1890

Trust Department: No
Bank Holding Company
Clarendon Holding Co., Clarendon, AR
CHM.: JA M E S B . SHAR P

PR ESID E N T/C E O : J. PERRY LEE

Cash and balances Due From Banks: —
491
Federal Funds and R e p o s :......................... 640
In v e s tm e n ts :......................................... 16,837
Total L o a n s :.............................................. 3,993
Bank Premises and Fixed A sse ts:............ 290
O ther Real E s ta te :......................................... 4
O ther A s s e ts :.............................................. 218
Total A s s e ts :......................................... 22,473

D e p o s its :..................................................... 20,544
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 241
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 20,785
T o ta lE q u ity Capital and R e s e rv e s :........ 1,688
Total Liabilities and C a p ita l:.................... 22,473

Total Trust A ssets:.........................................

Number of Shares O utstanding:...............

0

6,000

DIRECTO RS: James B. Sharp, J. P erry Lee, Rheta G riffith, Donald A. Davis, B. J. Hopson

A rkansas State Bank
Clarksville, AR
Cravens & Sevier
P.O. Box 100
County: Johnson
Population: 5,237

72830-0100
Telephone: 754-6325
FAX Number: 754-7398

Branches in Town: 1
Other Branches: 2
Charter Number: 722
Date: Mar. 8,1967

Trust Department: No
Bank Holding Company
W est-Ark Bancshares, Inc., Clarksville, AR
C H M ./P R E S ./C E O : C .W . KELLY
EX.V.P.: BILL LAN D R U M
SR. V .P ./C O N T .: C A M E R O N D. M cKEEL

V.P.: DEN TO N TU M BLESO N
V .P ./C A S H .: B E T T Y C A L L A H A N

Cash and balances Due From B a n k s :.. 1,994
Federal Funds and R e p o s :..................... 2,000
In v e s tm e n ts :......................................... 29,548
Total L o a n s :........................................... 27,228
Bank Premises and F ixed A sse ts:............ 693
O ther Real E s ta te :........................................ 24
O ther A s s e ts :.............................................. 987
Total A s s e ts :......................................... 62,474

D e p o s its :..................................................... 56,609
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 790
Subordinated D e b t:............................................. o
Total Liabilities:........................................... 57,399
Total Equity Capital and R e s e rv e s :........ 5,075
Total Liabilities and C a p ita l:.................... 62,474

Total Trust A ssets:..........................................

Number of Shares O utstanding:.............

0

12,000

DIRECTO RS: Sidney L. Brain, Jim W. D ickerson, Randolph Ford, C.W. Kelly, R. Keith Lewis, David
S. Purtle, Ned R. Purtle, Guy P. Shrigley, Harold W hitson, Dannie Wilkins




S tate of A rkansas: Bank D epartm ent

44

Farmers Bank and Trust Company
Clarksville, AR
214 Main Street
P.O.Box 288
County: Johnson
Population: 5,237

72830-0288
Telephone: 754-2020
FAX Number: 754-3492

Branches in Town: 1
Other Branches: 1
Charter Number: 737
Date: Jul.6,1978

Trust Department: Yes
Bank Holding Company
Farmers Investment Corporation, Uttle Rock, AR
CHM.: JA M E S C. E A S T
CEO: JO E A . W O O D S O N
PRESIDENT: ERN EST LEE W H ITE
SR .V.P.: R O N A L D R. C O LLIN S

V.P.: M ARY LOU W ARREN
V.P.: H A R O L D JO H N SO N
V .P ./C A S H .: NINA M ASO N
T.O .: CINDY HERRON

Cash and balances Due From B a n k s :.. 2,942
Federal Funds and R e p o s :......................... 700
In v e s tm e n ts :.......................................... 25,048
Total L o a n s :........................................... 34,548
Bank Premises and Fixed A sse ts:............ 646
O th er Real E s ta te :................................... 1,534
O ther A s s e ts :........................................... 1,330
Total A s s e ts :......................................... 66,748

D e p o s its :..................................................... 60,741
Federal funds and B orrow ings:....................... 10
O th er Liabilities:................................................ 882
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 61,633

Total T rust A sse ts:......................................

Number of Shares O utstanding:...............

423

Total Equity Capital and R e se rve s:........ 5,115
Total Liabilities and C a p ita l:.................... 66,748
5,495

DIRECTO RS: James C. East, J.E. Lewis, Robert C. Magee, S teven Morgan, Dayne Phillips, Bill
P orter, Ted Riley, J.T. White, Ernest Lee White, Joe A. W oodson

Clinton S tate Bank
Clinton, AR
202 S. Court
P.O.Box 57
County: Van Buren
Population: 2,000

72031-0057
Telephone: 745-2441
FAX Number: 745-2441

Branches in Town: 1
Other Branches: 3
Charter Number: 695
Date: Oct. 16,1946

Trust Department: Yes
Bank Holding Company
Clinton Bancshares, Inc., Uttle Rock, AR
C H M ./C E O : C H A R LE S W. SHAR P
PRESIDENT: DYKE JO H N SO N

EX. V.P.: T H O M A S J. M cK N IG H T
T.O .: R O BER T E. BARN UM

Cash and balances Due From B a n k s :.. 3,101
Federal Funds and R e p o s :......................... 400
In v e s tm e n ts :..................................... 29,235
Total L o a n s :........................................... 30,909
Bank Premises and F ixed A sse ts:............ 609
O th e rR e a lE s ta te :...................................... 375
O th er A s s e ts :.............................................. 879
Total A s s e ts :......................................... 65,508

D e p o s its :..................................................... 59,592
Federal funds and B orrow ings:...................... 525
O th er Liabilities:................................................ 441
S ubordinated D e b t:............................................. 0
Total Liabilities:........................................... 60,558

Total Trust A sse ts:................................

Number of Shares O utstanding:...............

34,002

Total Equity C apital and R e s e rv e s :........ 4,950
Total Liabilities and C a p ita l:.................... 65,508
4,000

DIRECTO RS: John L. Johnson, Charles W. Sharp, D yke Johnson, Thom as J. McKnight, Joe E.
Lee,
Jay W. Jackson, Paul L. Bone, Roy L. Lefler Jr.



45

S e ve n ty-S ixth Report

First S tate Bank and Trust Company
Conway, AR
Harkrider Place
P.O.Box 729
County: Faulkner
Population: 23,073

72032-0729
Telephone: 329-5656
FAX Number: 329-7349

Branches in Town: 2
Other Branches:4
Charter Number: 693
Date: Feb. 8,1946

Trust Department: Yes
Bank Holding Company
Worthen Banking Corporation, Little Rock, AR
C H M ./C E O : M AR LIN D. JA C K S O N
PRESIDENT: BILL J. D AU G H ER TY
EX.V.P.: JO HN S T A N T O N

SR. V .P ./T .O .: R IC H A R D C L A R K
C O N T R O LLE R : J A N E T T E Z A C H A R Y
C A S H :G LE N ROSS

Cash and balances Due From Banks: 10,895
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :......................................... 41,306
Total L o a n s :........................................... 110,690
Bank Premises and Fixed A sse ts:........ 5,675
O ther Real E s ta te :...................................... 252
O ther A s s e ts :........................................... 2,962
T o ta lA s s e ts :......................................... 171,780

D e p o s its :................................................... 155,176
Federal funds and B orro w in gs:..................... 800
O ther Liabilities:........................................... 1,796
Subordinated D e b t:............................................. 0
Total Liabilities:......................................... 157,772

Total Trust A sse ts:...............................

Number of Shares O utstanding:...........

25,023

Total Equity Capital and R e s e rv e s :....... 14,008
Total Liabilities and C a p ita l:.................. 171,780
100,000

DIRECTORS: Alphonse Hiegel, B.J. D augherty, James H. Brew er, William C. Adkisson, John
Humphreys, Wanda Fulmer, Donna Hambuchen, Marlin D. Jackson, M.M. S atterfield Sr., Stanley
Russ, Earl Rogers, Frank E. Robins III, Charles Morgan, J.W. M cC racken

Corning Bank
Corning, AR
501 W. Second
P.O.Box 439
County: Clay
Population: 3,650

72422-0439
Telephone: 857-3592
FAX Number: 857-3309

Branches in Town: 1
Other Branches: 1
Charter Number: 745
Date: Jun. 15,1984

Trust Department: No
Bank Holding Company
First Paragould Bankshares, Inc., Paragould, AR
CHM.: LAR R Y BREW ER
V .C H M : KELLY W R IG H T
P R ESID E N T/C E O : DO NIS SIMPSON
SR. V.P.: JIM VINSO N

VICE PRESIDENT: BO B LO C K W O O D
V .P ./O P E R A T IO N S : LOUISE C O LE M A N
C O N T R O LLE R : LILA S H O C K LE Y
A U D ./C O M P L IA N C E OFF.: VEDA ESMON

Cash and balances Due From B a n k s :.. 1,517
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :.......................................... 17,571
Total L o a n s :........................................... 29,511
B a n k P re m is e s a n d F ix e d A s s e ts :............ 632
O ther Real E s ta te :........................................ 49
O ther A s s e ts :........................................... 1,393
T o ta lA s s e ts :......................................... 50,673

D e p o s its :..................................................... 41,793
Federal funds and B orro w in gs:................ 3,600
O ther Liabilities:................................................ 872
Subordinated D e b t:............................................. o
Total Liabilities:........................................... 46,265
T o ta lE q u ity C apital and R e s e rv e s :........ 4,408
Total Liabilities and C a p ita l:.................... 50,673

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

10,000

DIRECTO RS: L a rry B rew er, William Brew er, J.C. Cothren, Dr. G eorge A. Haynes, Roy
McSpadden, J.T. M eriw ether, Frank J. Schreit Jr., Charles E. Williamson, Kelly G. W right, Donis D.
Simpson




State Arkansas: Bank Departm ent

46

First State Bank
C rossett, AR
123 Main
P.O.Box 638
County: Ashley
Population: 6,700

71635-0638
Telephone: 364-5131
FAX Number: None

Branches in Town: 0
Other Branches: 1
Charter Number: 718
Date: May 13,1963

Trust Department: No
Bank Holding Company
Evergreen Bancshares, Inc., Crossett, AR
CHM.: R IC H A R D E. GRIFFIN

P R E S./C EO : JIMMY V. FINCHER

Cash and balances Due From B a n k s :.. 2,348
Federal Funds and R e p o s :......................... 105
In v e s tm e n ts :............................................. 2,306
Total L o a n s :........................................... 11,992
Bank Premises and Fixed A sse ts:............ 401
O ther Real E s ta te :........................................ 60
O th e rA s s e ts :.............................................. 412
T o ta lA s s e ts :......................................... 17,624

D e p o s its :..................................................... 15,890
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 123
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 16,013

Total Trust A sse ts:.........................................

Number of Shares O utstanding:............ 100,000

0

Total Equity Capital and R e s e rv e s :........ 1,611
Total Liabilities and C a p ita l:.................... 17,624

DIRECTO RS: Donald R. Rodgers, Richard E. G riffin, C.E. Ripley, James S. Nolley

Danville State Bank
Danville, AR
901 Main
P.O.Box 609
County: Yell
Population: 1,698

72833-0609
Telephone: 495-2236
FAX Number: 495-7765

Branches in Town: 0
Other Branches: 0
Charter Number: 615
Date: Oct. 3,1930

Trust Department: No
Bank Holding Company
Chambers Bancshares, Inc., Danville, AR
C H M ./P R E S ./C E O : JO HN C H A M B E R S
SR.V.P.: EDW ARD TAYLO R
V.P.: B O B B Y REDFERN

V.P.: JERRY L. SMITH
V.P.: W AN D A BULL
V .P ./C A S H .: O D EAN PARKER

Cash and balances Due From B a n k s :.. 3,046
Federal Funds and R e p o s :......................... 800
In v e s tm e n ts :......................................... 34,507
Total L o a n s :........................................... 44,850
Bank Premises a n d F ixe d A sse ts:............ 219
O th er Real E s ta te :...................................... 370
O th e rA s s e ts :........................................... 1,828
T o ta lA s s e ts :......................................... 85,620

D e p o s its :..................................................... 75,309
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 605
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 75,914
Total Equity Capital and R e s e rv e s :........ 9,706
Total Liabilities and C a p ita l:.................... 85,620

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

10,000

DIRECTO RS: John Cham bers III, Edw ard J. Taylor, Chalres L. Sloan, Fay Mathis, L loyd R.
George, Mike Cornw ell




47

S e v e n ty -S ix th Report

A rkansas Valley Bank
Dardanelle, AR
101 South Front Street
P.O.Box 330
County: Yell
Population: 3,621

72834-0330
Telephone: 229-2151
FAX Number: 229-4598

Branches in Town: 1
Other Branches: 0
Charter Number: 714
Date: Aug. 29,1961

Trust Department: No
Bank Holding Company
Bankstock Two, Inc., Ozark, AR
CHM.: C A R L G. H O LT
CEO: G E O R G E G .G L E A S O N .il
PRESIDENT: LA R R Y M. DICKS

SR. V.P.: SO NYA LEE
V.P.: JUDY E LL IO T T

Cash and balances Due From B a n k s :.. 1,123
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :............................................. 8,732
T o ta lL o a n s :........................................... 19,811
Bank Premises and Fixed A sse ts:............ 449
O th e rR e a lE s ta te :................................... 1,311
O ther A s s e ts :.............................................. 866
Total A s s e ts :......................................... 32,292

D e p o s its :..................................................... 28,607
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................ 249
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 28,856

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........ 3,436
Total Liabilities and C a p ita l:.................... 32,292
78,329

DIRECTORS: Carl G. Holt, G eorge G. G leason II, Linda D. Gleason, L a rry M. Dicks, Dr. G ilroy S.
Cornwell, M ark D. Ross, R osem ary D. Holt, Dr. Gene D. Ring, Rennae Sims, William S.
T h o rn sb e rry

Bank of Dardanelle
Dardanelle, AR
102 N. Front Street
P.O.Box 577
County: Yell
Population: 3,621

72834-0577
Telephone: 229-3311
FAX Number: 229-4180

Branches in Town: 1
Other Branches: 0
Charter Number: 668
Date: Sep. 12,1934

Trust Department: No
Bank Holding Company
Bank of Dardanelle Bankshares, Inc., Dardanelle, AR
C H M ./P R E S ./C E O : H .M .O R S B U R N
VICE PRESIDENT: R O N A L D L. TAYLO R

VICE PRESIDENT: V.E. LA M B E R T
C A S H .: JA N E LLE PARKER

Cash and balances Due From B a n k s :.. 1,239
Federal Funds and R e p o s :..................... 3,495
In v e s tm e n ts :......................................... 30,821
T o ta lL o a n s :........................................... 23,078
Bank Premises an d F ixe d A sse ts:............ 584
O th e rR e a lE s ta te :........................................ 42
O ther A s s e ts :.............................................. 861
T o ta lA s s e ts :......................................... 60,120

D e p o s its :..................................................... 52,991
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 526
Subordinated D e b t:............................................. o
Total Liabilities:........................................... 53,517
Total Equity C apital and R e s e rv e s :........ 6,603
Total Liabilities and C a p ita l:.................... 60,120

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

8,000

DIRECTORS: Evelyn Jones, Fanny B. George, L.R. Berryhill, Jimmy Wallis, Noel VanDover, H.M.
Orsburn




48

S tate of A rkansas: Bank D epartm ent

D ecatur State Bank
Decatur, AR
Hwy. 59 N.
P.O.Box 38
County: Benton
Population: 1,013

72722-0038
Telephone: 752-3281
FAX Number: None

Branches in Town: 0
Other Branches: 1
Charter Number: 707
Date: May 27,1954

Trust Department: No
Bank Holding Company
None
CHM.: LLO Y D E. PETERSO N
P R E S ID E N T/C E O : VERNON L. A U S T IN
VICE PRESIDENT: BILL M O NTG O M ERY

V .P ./C A S H .: W AN D A R. TORM EY
V.P.: PAUL G A LY E A N
A S S T . V.P.: BREN DA SPRINKLES

Cash and balances Due From B a n k s :.. 2,395
Federal Funds and R e p o s :......................... 800
In v e s tm e n ts :............................................. 3,327
T o ta lL o a n s :........................................... 31,905
Bank Premises and Fixed A sse ts:............ 334
O ther Real E s ta te :........................................ 36
O ther A s s e ts :..........
466
T o ta lA s s e ts :......................................... 39,263

D e p o s its :..................................................... 33,214
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 294
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 33,508

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 5,755
Total Liabilities and C a p ita l:.................... 39,263
7,000

DIRECTO RS: L lo yd E. Peterson, D o rothy M. Peterson, Tom M. Edmiston, Dr. E.N. McCollum,
Richard E. W ilmoth, L a rry D. Curran, L. V ictor Evans, Paul Galyean, Vernon Austin

Bank of Delight
Delight, AR
Second & Antioch
P.O. Box 68
County: Pike
Population: 468

71940-0068
Telephone: 379-2293
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 342
Date: Jun. 16,1911

Trust Department: No
Bank Holding Company
None
CHM.: C LA R E N C E A N T H O N Y
PR ES ID E N T/C E O : OLEN HENDRIX
EX.V.P .: DAR W IN HENDRIX

SR. V.P.: GUS W INGFIELD
V .P ./C A S H .: JA N M ITC HELL
S E C ./T R E A S .: BUFORD HENDRIX

Cash and balances Due From B a n k s :.... 722
Federal Funds and R e p o s :......................... 850
In v e s tm e n ts :......................................... 14,640
T o ta lL o a n s :.............................................. 9,695
Bank Premises and Fixed A sse ts:............ 164
O th e rR e a lE s ta te :........................................ 28
O ther A s s e ts :.............................................. 492
T o ta lA s s e ts :......................................... 26,591

D e p o s its :..................................................... 22,977
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 272
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 23,249

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........ 3,342
Total Liabilities and C a p ita l:.................... 26,591
18,750

DIRECTO RS: Olen Hendrix, C larence A nthony, B uford Hendrix, Gus W ingfield, Cecil E. Johnson
III, Darwin H endrix, L a rry May




49

S e v e n ty -S ix th Report

First S tate Bank of DeQueen
DeQueen, AR
Third & Heynecker
P.O. Box 970
County: Sevier
Population: 4,594

71832-0970
Telephone: 642-4423
FAX Number: None

Branches in Town: 1
Other Branches: 0
Charter Number: 731
Date: Aug. 26,1974

Trust Department: No
Bank Holding Company
None
CHM.: MRS. LOU GRAY
P R E SID E N T/C E O : A R T M E L S O N

EX. V.P.: LYNN C H A N E Y
C A S H .: JE A N T O L L E T T

Cash and balances Due From Banks: —
731
Federal Funds and R e p o s :..................... 2,100
In v e s tm e n ts :............................................. 8,209
Total L o a n s :........................................... 13,486
Bank Premises and Fixed A sse ts:............ 328
O th e rR e a lE s ta te :...................................... 105
O th e rA s s e ts :............................................... 431
Total A s s e ts :.......................................... 25,390

D e p o s its :..................................................... 22,832
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 189
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 23,021

Total Trust A sse ts:.........................................

0

Total Equity C apital and R e s e rv e s :........ 2,369
Total Liabilities and C a p ita l:.................... 25,390
Number of Shares O utstanding:.............

76,000

DIRECTO RS: G ary Bell, A rt Melson, Don Stemple, Tim Brotherton, Ron Moore, Mrs. Lou Gray,
Dr. Edward Revels, R.S. Harris, Dennis Smiley

D e rm ott S tate Bank
Derm ott, AR
108 Speedway East
P.O.Box C
County: Chicot
Population: 4,700

71638-2317
Telephone: 538-3266
FAX Number: 538-5468

Branches in Town: 0
Other Branches: 0
Charter Number: 672
Date: Jul. 8,1935

Trust Department: Yes
Bank Holding Company
DSB Bancshares.lnc., Dermott, AR
CHM.: JO HN M. B A X T E R
V. CHM.: JA M E S S U IT T
P R E S ./C E O /T .O .: GREG MILLER
V.P.: DENNIS LEE

V.P.: M A R G A R E T MURPHY
C O M P T R O LLE R : C A T H Y LAY
C A S H .: SA N D Y BR ASH ER

Cash and balances Due From B a n k s :__ 917
Federal Funds and R e p o s :......................... 395
In v e s tm e n ts :......................................... 12,771
Total L o a n s :.............................................. 2,507
Bank Premises and Fixed A sse ts:............ 229
O th e rR e a lE s ta te :........................................ 16
O th e rA s s e ts :.............................................. 301
T o ta lA s s e ts :......................................... 17,136

D e p o s its :..................................................... 14,516
Federal funds and B orro w in gs:....................... 60
O ther Liabilities:................................................ 186
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 14,762

Total Trust A ssets:......................................

Number of Shares O utstanding:.............

100

Total Equity Capital and R e s e rv e s :........ 2,374
Total Liabilities and C a p ita l:.................... 17,136
18,000

DIRECTO RS: John B axter, W.A. B axter, John Je ffre y B axter, John Arnn, James Suitt, Clarence
Horton, Frank H enry, B ernard Levi, L a rry Levi, Greg Miller




State of Arkansas: Bank D epartm ent

50

First S tate Bank of D erm ott
Derm ott, AR
Freeman & Peddicord
P.O. Drawer O
County: Chicot
Population: 4,700

71638-0815
Telephone: 538-3221
FAX Number: 538-3787

Branches in Town: 0
Other Branches: 0
Charter Number: 732
Date: Oct. 15,1976

Trust Department: No
Bank Holding Company
First Delta Financial Corp., Dermott, AR
CHM.: H.W. T H O M A S , M.D.
PR E S ID E N T/C E O : TO M H. G RUM BLES

EX. V.P.: M AR Y K. T U C KER
C A S H .: B E T T Y MORSE

Cash and balances Due From B a n k s :.. 1,223
Federal Funds and R e p o s :......................... 300
In v e s tm e n ts :............................................. 8,251
T o ta lL o a n s :........................................... 10,159
Bank Prem ises and Fixed A sse ts:............ 330
O ther Real E s ta te :........................................ 70
O th er A s s e ts :.............................................. 568
Total A s s e ts :......................................... 20,901

D e p o s its :..................................................... 17,563
Federal funds and B orrow ings:...................... 917
O ther Liabilities:................................................ 245
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 18,725

Total Trust A sse ts:..................

Number of Shares O utstanding:.............

0

Total Equity C apital and R e se rve s:........ 2,176
Total Liabilities and C a p ita l:.................... 20,901
15,000

DIRECTO RS: R.H. Dennington, R obert B. Gibson, Daniel C. H orton, Don C. S cott, H.W. Thom as
M.D., Tom H. Grumbles, M ary K. T ucker

Farmers & Merchants Bank
Des Arc, AR
110 S. Third Street
P.O.Box 369
County: Prairie
Population: 2,000

72040-0369
Telephone: 256-4191
FAX Number: 256-4582

Branches in Town: 1
Other Branches: 0
Charter Number: 84
Date: Jan. 20,1902

Trust Department: Yes
Bank Holding Company
Security Bancshares, Inc., Des Arc, AR
CHM.: HENRY N IC H O LS
PR ES ID E N T/C E O : SHEROD S. W HITE

EX. V.P.: JIMMY T H O M A S O N
T R U S T OFFICER: FAYE SMITH

Cash and balances Due From B a n k s :__ 574
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :......................................... 18,987
T o ta lL o a n s :........................................... 14,794
Bank Premises and Fixed A sse ts:............ 285
O th e rR e a lE s ta te :........................................ 18
O ther A s s e ts :.............................................. 850
Total A s s e ts :......................................... 35,508

D e p o s its :..................................................... 25,426
Federal funds and B orrow ings:................. 1,100
O th er Liabilities:................................................ 315
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 26,841

Total Trust A ssets:...............................

Number of Shares O utstanding:.............

10,385

Total Equity Capital and R e s e rv e s :........ 8,667
Total Liabilities and C a p ita l:.................... 35,508
78,819

DIRECTO RS: V.O. Calhoun Jr., R.L. M orton, L.A. Richmond, Sherod S. W hite, G eorge S. Ford, G.P.
Mullen, O.L. Simmons, Donald Guess, H enry L. Nichols, James C. Tipton




51

S e v e n ty -S ix th Report

D eW itt Bank & Trust Company
DeWitt, AR
Second and Jefferson
P.O. Drawer 71
County: Arkansas
Population: 3,928

72042-0071
Telephone: 946-3531
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 605
Date: Mar. 1,1929

Trust Department: Yes
Bank Holding Company
DBT Financial Corporation, DeWitt, AR
CHM.: ELMER A. FERG USO N
V.C H M .: JU LIA N BRO W N
PR ESID E N T/C E O : G A R Y HUDSO N
V .P .-T R U S T : F R A N K ELLIS

V .P.-M KTG : N A N C Y F. R A S C O
SR. LO AN OFF.: PHIL STAR K
A U D ./L O A N OFF.: TERRY M cC U LLA R S

Cash and balances Due From B a n k s :.. 2,077
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :......................................... 40,534
Total L o a n s :........................................... 27,747
Bank Premises and Fixed A sse ts:............ 454
O ther Real E s ta te :........................................ 35
O ther A s s e ts :........................................... 1,867
T o ta lA s s e ts :......................................... 72,714

D e p o s its :..................................................... 59,463
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 597
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 60,060

Total Trust A sse ts:...............................

Number of Shares O utstanding:.............

24,975

Total Equity Capital and R e se rve s:....... 12,654
Total Liabilities and C a p ita l:.................... 72,714
40,959

DIRECTORS: W.H. B otts, Julian Brown, E.E. Denman, Elmer Ferguson, A lton R. Hampton, W ayne
Hampton, G ary Hudson, Eddie Lumsden, C.W. R asco III, N ancy F. Rasco, Jack W hitmore, R.D.
Dickson

Dumas S tate Bank
Dumas, AR
Hwy. 65 & 54
P.O. Box 700
County: Desha
Population: 6,091

71639-0700
Telephone: 382-4204
FAX Number: 382-2084

Branches in Town: 0
Other Branches: 0
Charter Number: 729
Date: Jan. 11,1974

Trust Department: Yes
Bank Holding Company
Dumas Bancshares, Inc., Dumas, AR
C H M ./P R E S ./C E O /T .O .: JAM ES R. H A L L
EX. V.P.: DENNIS H. FERGUSON

V .P ./C A S H .: A N IT A GRIMES

Cash and balances Due From B a n k s :__ 770
Federal Funds and R e p o s :...................... 1,375
In v e s tm e n ts :............................................. 5,699
Total L o a n s :........................................... 14,569
Bank Premises and Fixed A sse ts:............ 423
O th e rR e a lE s ta te :......................................... 0
O ther A s s e ts :.............................................. 501
T o ta lA s s e ts :......................................... 23,337

D e p o s its :..................................................... 21,103
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 210
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 21,313
Total Equity Capital and R e s e rv e s :........ 2,024
Total Liabilities and C a p ita l:.................... 23,337

Total Trust A ssets:...................................... 614

Number of Shares O utstanding:.............

30,000

DIRECTO RS: James R. Hall, Merle F. Peterson, A.O. French, William A. W est, D o rothy Moore,
How ard R. Harris, M.E. McDonald, William F. Teeter, Herman Vickers




S tate of A rkansas: Bank D epartm ent

52

M erchants & Farmers Bank
Dumas, AR
130 W. Waterman Street
71639-9988
P.O.Box D
Telephone: 382-4311
County: Desha
FAX Number: 382-5901
Population: 6,091

Branches in Town: 1
Other Branches: 0
Charter Number: 278
Date: May 10,1909

Trust Department: Yes
Bank Holding Company
M & F Financial Corporation, Dumas, AR
C H M ./C E O : LO R A L A D C O C K
PRESIDENT: J. M IC H A E L JO NES

EX. V .P ./C A S H .: DAVID J. G A R R E T T
V .P ./T .O .: BR IAN L. PAYNE

Cash and balances Due From B a n k s :.. 2,159
Federal Funds and R e p o s :......................... 750
In v e s tm e n ts :.......................................... 13,783
Total L o a n s :........................................... 32,965
Bank Prem ises a n d F ixe d A sse ts:............ 564
O th er Real E s ta te :.......................................... 0
O ther A s s e ts :........................................... 1,143
T o ta lA s s e ts :......................................... 51,364

D e p o s its :..................................................... 44,179
Federal funds and B orrow ings:......................... 0
O th e r Liabilities:................................................ 407
S ubordinated D e b t:............................................. 0
Total Liabilities:........................................... 44,586

Total Trust A sse ts:................................

Number of Shares O utstanding:.............

13,301

Total Equity C apital and R e s e rv e s :........ 6,778
Total Liabilities and C a p ita l:.................... 51,364
40,000

D IREC TO RS: Loral M. A dco ck, J.E. Allmon, Charles H. Dante, Claud T. Frank, E.C. Gannaway,
Marion S. Gill, Harold L. Jones, Joe Lee McKennon, C lifton L. Meador, Thom as F. Shea, J. Michael
Jones, David W alt

First Southern Bank
Earle, AR
801 Commerce Street
P.O.Box 248
County: Crittenden
Population: 3,400

72331-0248
Telephone: 792-8613
FAX Number: None

Branches in Town: 0
Other Branches: 2
Charter Number: 696
Date: Apr. 24,1947

Trust Department: Yes
Bank Holding Company
Earle Bankshares, Inc., Earle, AR
CHM.: W.P. “ B U D D Y " M O RRISON

P R ESID E N T/C E O : JOHN E. GREGSON

Cash and balances Due From B a n k s :.. 1,641
Federal Funds and R e p o s :...................... 1,600
In v e s tm e n ts :............................................. 9,405
Total L o a n s :........................................... 18,532
Bank Premises and Fixed A sse ts:............ 956
O ther Real E s ta te :......................................... 0
O ther A s s e ts :.............................................. 608
T o ta lA s s e ts :.......................................... 32,742

D e p o s its :..................................................... 27,043
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................ 399
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 27,442

Total Trust A sse ts:.........................................

Number of Shares O utstanding:............ 100,000

0

Total Equity Capital and R e s e rv e s :........ 5,300
Total Liabilities and C a p ita l:.................... 32,742

DIRECTO RS: W.P. M orrison, Chris Lehman, Joe M. M orrison, John T. M orrison, W. Price
M orrison, James H. T aylo r Jr., David W allace, John Ed G regson




S e ve n ty-S ixth Report

53

The Delta S tate Bank
Elaine, AR
P.O. Box 595
County: Phillips
Population: 921

72333-0595
Telephone: 827-3397
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 697
Date: Dec. 30,1947

Trust Department: No
Bank Holding Company
None
P R E SID E N T/C E O :
M ARY LOUISE D EM O R ET FISER
Cash and balances Due From B a n k s :__ 939
Federal Funds and R e p o s :......................... 400
In v e s tm e n ts :................................................ 478
Total L o a n s :.................................................. 438
Bank Premises and Fixed A sse ts:............... 0
O ther Real E s ta te :......................................... 0
O ther A s s e ts :.................................................. 8
Total A s s e ts :............................................. 2,263

D e p o s its :...................................................... 1,118
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................... 0
Subordinated D e b t:............................................. 0
Total Liabilities:............................................. 1,118
Total Equity Capital and R e se rve s:........
Total Liabilities and C a p ita l:.....................

1,145
2,263

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

1,600

0

DIRECTO RS: Lam ar Marks, Esley E. Johnson Sr., V. P oind exter Fiser, M ary Louise Dem oret
Fiser

The Exchange Bank and Trust Co
El Dorado, AR
224 N. Washington
P. O. Box 641
County: Union
Population: 26,685

71731-0641
Telephone: 862-6683
FAX Number: 862-6688

Branches in Town: 1
Other Branches: 1
Charter Number: 658
Date: Aug. 12,1933

Trust Department: Yes
Bank Holding Company
FDH Bancshares, Inc., Little Rock, AR
CHM.: R O BER T P. TAYLO R
PR ESID E N T/C E O : G LENN RAM BIN
SR.V.P.: STEVE LE V E R E T TE

SR. V.P.: JO HN S IN C LAIR
SR. V.P.: C A R O LY N BEAVERS
SR. V .P ./T .O .: R. D O U G LA S W R IG H T

Cash and balances Due From B a n k s :.. 6,181
Federal Funds and R e p o s :...................... 8,000
In v e s tm e n ts :......................................... 29,531
Total L o a n s :........................................... 49,882
Bank Premises and Fixed A sse ts:........ 1,789
O ther Real E s ta te :...................................... 152
O ther A s s e ts :........................................... 3,006
T o ta lA s s e ts :......................................... 98,541

D e p o s its :..................................................... 84,840
Federal funds and B orro w in gs:................ • 2,231
O th er Liabilities:........................................... 1,104
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 88,175
Total Equity C apital and R e s e rv e s :....... 10,366
Total Liabilities and C a p ita l:.................... 98,541

Total Trust A sse ts:...............................

Number of Shares O utstanding:.............

21,938

40,000

DIRECTO RS: James W. Garison, G eorge R. Haefner, Edw ard Hurley, D.R. James Jr., Rodney R.
Landes, John R. M eadows, D.G. McGuire, H. Glenn Rambin, John L. Solomon, James M. Sheppard
M.D., R obert P. Taylor, John R. W illiamson M.D., Je rry Young




S tate of A rkansas: Bank D epartm ent

54

Bank of Elkins
Elkins, AR
348 North Center
P.O.Box 333
County: Washington
Population: 695

72727-0333
Telephone: 643-2131
FAX Number: 643-2651

Branches in Town: 1
Other Branches: 0
Charter Number: 377
Date: Jun. 1,1912

Trust Department: No
Bank Holding Company
Community Investment, Inc., Elkins, AR
C H M ./P R E S ./C E O : JO EL L. BUNCH
EX.V.P .: JO YC E R. BUN CH
V.P.: R A N D A L L D. HARPER

C A S H .: SHIRLEY J. BO YD
A S S T . C A S H .: MARGIE R. EATON

Cash and balances Due From B a n k s :__ 457
Federal Funds and R e p o s :......................... 700
In v e s tm e n ts :............................................. 6,737
Total L o a n s :........................................... 17,375
Bank Premises and Fixed A sse ts:............ 609
O th e rR e a lE s ta te :........................................ 22
O ther A s s e ts :.............................................. 372
T o ta lA s s e ts :......................................... 26,272

D e p o s its :..................................................... 23,594
Federal funds and B orrow ings:......................... 0
O ther Liabilities:............................ r .................. 146
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 23,740

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........ 2,532
Total Liabilities and C a p ita l:.................... 26,272
10,000

DIRECTO RS: Joel L. Bunch, Jo yce R. Bunch, Sarah L. Bunch, David R. Malone, Miller Williams

Bank of England
England, AR
123 S. Main Street
P.O.Box 70
County: Lonoke
Population: 3,081

72046-0070
Telephone: 842-2555
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 48
Date: Feb. 23,1898

Trust Department: No
Bank Holding Company
None
C H M ./P R E S ./C E O : G A R Y C A N A D A
V .P ./C ASH.: O T H A E . F R IZZ E LL
A S S T . C A S H .: W ILM A DAR LIN G

A S S T . C A S H .: SHEILA RICE
A S S T . C A S H .: C L A R A NEW TO N
LO A N OFF.: B O BBY G. M O NTG O M ERY

Cash and balances Due From B a n k s :__ 802
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :............................................. 4,264
Total L o a n s :........................................... 11,896
B a n k P re m is e s a n d F ix e d A s s e ts :............ 134
O ther Real E s ta te :......................................... 0
O ther A s s e ts :.............................................. 394
T o ta lA s s e ts :......................................... 17,490

D e p o s its :..................................................... 14,804
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 155
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 14,959
Total Equity C apital and R e s e rv e s :........ 2,531
Total Liabilities and C a p ita l:.................... 17,490

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

10,000

DIRECTO RS: G ary R. Canada, Hanna B. Canada, O tha E. Frizzell, Thom as O. Murchison Sr.




55

S e v e n ty -S ix th Report

First Commercial Bank of Lonoke C ounty
England, AR
100 S. Allis
P. O. Box 190
County: Lonoke
Population: 3,081

72046-0190
Telephone: 842-2541
FAX Number: 842-2365

Branches in Town: 0
Other Branches: 1
Charter Number: 633
Date: Jan. 14,1931

Trust Department: No
Bank Holding Company
First Commercial Corporation, Little Rock, AR
C H M ./P R E S ./C E O : KAYE L. H A L L
V.P.: M IC H A E L G. JO NES

A S S T . C A S H .: M ELISSA H ATFIELD

Cash and balances Due From B a n k s :.. 2,149
Federal Funds and R e p o s :..................... 2,025
In v e s tm e n ts :......................................... 10,474
Total L o a n s :........................................... 20,309
Bank Premises and Fixed A sse ts:............ 330
O ther Real E s ta te :........................................ 52
O ther A s s e ts :.............................................. 624
T o ta lA s s e ts :......................................... 35,963

D e p o s its :..................................................... 32,013
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 196
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 32,209

Total Trust A ssets:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 3,754
Total Liabilities and C a p ita l:.................... 35,963
9,600

DIRECTORS: Ed H enry, D.B. Morgan Jr., John W. Gann, Kaye L. Hall, D o rothy C. M orey, Pauline
Leonard, Bill F oster

The Eudora Bank
Eudora, AR
111 N.Main Street
P.O.Box 270
County: Chicot
Population: 3,840

71640-0270
Telephone: 355-8311
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 629
Date: Dec. 23,1930

Trust Department: No
Bank Holding Company
Delta Bancshares, Inc., Eudora, AR
C H M ./P R E S ID E N T: W. K. G RUBBS
V.C H M .: W .J. W EAVER

C E O /E X . V.P.: GENE KEITH
V .P ./C A S H .: C LA U D E N E STEPHENS

Cash and balances Due From B a n k s :.... 577
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :......................................... 12,168
Total L o a n s :.............................................. 8,722
Bank Premises and Fixed A sse ts:............ 736
O ther Real E s ta te :...................................... 118
O ther A s s e ts :.............................................. 394
T o ta lA s s e ts :......................................... 22,715

D e p o s its :..................................................... 18,276
Federal funds and B orro w in gs:................ 1,500
O th er Liabilities:................................................ 170
Subordinated D e b t:............................................. o
Total Liabilities:........................................... 19,946
Total Equity C apital and R e s e rv e s :........ 2,769
Total Liabilities and C a p ita l:.................... 22,715

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

14,000

DIRECTO RS: R obert D. A very, W.K. Grubbs, Roger D. Hensley, Alvin M eye r Jr., Charles Poole,
Jimmy Pylate, W. R. Selman, W.J. W eaver, Fred A. W oodall




56

S tate of Arkansas: Bank D epartm ent

Bank of Eureka Springs
Eureka Springs, AR
70 S.Main
P.O. Box 309
County: Carroll
Population: 1,982

72632-0309
Telephone: 253-8241
FAX Number: 253-6947

Branches in Town: 2
Other Branches: 0
Charter Number: 374
Date: May 4,1912

Trust Department: No
Bank Holding Company
None
CHM.: LEW IS E .E P LE Y , JR.
P R E S ID E N T/C E O : W. KING G LAD D EN
SR .V.P.: R IC H A R D KELLEY, JR.
V .P ./B R A N C H MGR: DAVID P. B A K E R

V .P ./B R A N C H MGR: DIANE M C C LELLAN D
A S S T . V.P.: SUE C L A R K
C A S H .: REBA L. P YATT
A S S T . C A S H .: M ARLENE W A R Z E C H A

Cash and balances Due From B a n k s :.. 1,999
Federal Funds and R e p o s :......................... 200
In v e s tm e n ts :............................................. 9,238
Total L o a n s :........................................... 29,665
Bank Prem ises and Fixed A sse ts:............ 770
O ther Real E s ta te :...................................... 126
O th er A s s e ts :.............................................. 613
Total A s s e ts :.......................................... 42,611

D e p o s its :..................................................... 36,853
Federal funds and B orrow ings:......................... 0
O th er Liabilities:.........
413
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 37,266

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 5,345
Total Liabilities and C a p ita l:.................... 42,611
4,000

DIRECTO RS: James D. Bird, A.J. Clark, Loren L. Clark, Claude F. Cross, Ruth F. C ross, Lew is E.
Epley Jr., W. King Gladden, W ayne Johnson, D o rothy F. M athews, Michael Mathews, Eagle
Thom as

Bank of Evening Shade
Evening Shade, AR
Hwy 167 South
P.O.Box 130
County: Sharp
Population: 394

72532-0130
Telephone: 266-3215
FAX Number: 266-3514

Branches in Town: 0
Other Branches: 0
Charter Number: 69
Date: Feb. 5,1901

Trust Department: No
Bank Holding Company
Sharp Bancshares, Inc., Cave City, AR
C H M ./C E O : A .L .H O A N E Y
PRESIDENT: JA M E S M. STR E E T

C A S H .: F R A N C E S ESTES

Cash and balances Due From B a n k s :__ 268
Federal Funds and R e p o s :...................... 1,000
In v e s tm e n ts :............................................. 2,658
Total L o a n s :.............................................. 3,714
Bank Premises and Fixed A sse ts:............ 148
O ther Real E s ta te :........................................ 76
O ther A s s e ts :.............................................. 127
Total A s s e ts :............................................. 7,991

D e p o s its :...................................................... 7,031
Federal funds and B orrow ings:......................... 0
O ther Liabilities:.................................................. 68
Subordinated D e b t:............................................. 0
Total Liabilities:............................................. 7,099

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :............. 892
Total Liabilities and C a p ita l:..................... 7,991
6,200

DIRECTO RS: Eugene S treet, James E. S treet, James M. S treet, C lifton C rabtree, Samuel F.
Beller, A .L.H o ane y




57

S e v e n ty -S ix th Report

M cllroy Bank & Trust
Fayetteville, AR
One Mcllroy Plaza
P.O.Box 1327
County: Washington
Population: 39,640

Branches in Town: 4
Other Branches: 0
Charter Number: 31
Date: Dec. 24,1892

72702-1327
Telephone: 575-1000
FAX Number: 575-1061
Trust Department: Yes

Bank Holding Company
Arvest Bank Group, Inc., Bentonville, AR
CHM : JIM C. W ALTO N
PR ESID E N T/C E O : JA M E S C. GLENN
SR.V.P.: KIM SIMPSON

SR. V .P .-LO A N DIVISION: G AR Y H EAD
SR. V.P .-O P E R A TIO N S : JIM W ILSON
SR. V.P. TR U S T : RO BER T PLUMMER

Cash and balances Due From B a n k s :.. 5,196
Federal Funds and R e p o s :...................... 9,000
In v e s tm e n ts :......................................... 44,622
Total L o a n s :........................................... 98,855
Bank Premises and F ixed A sse ts:........ 1,500
O ther Real E s ta te :................................... 1,150
O ther A s s e ts :........................................... 2,056
T o ta lA s s e ts :......................................... 162,379

D e p o s its :................................................... 143,766
Federal funds and B orro w in gs:................ 2,541
O th er Liabilities:........................................... 1,460
Subordinated D e b t:............................................ 0
Total Liabilities:......................................... 147,767
Total Equity C apital and R e se rve s:....... 14,612
Total Liabilities and C a p ita l:.................. 162,379

64,644

Number of Shares O utstanding:............ 350,692

Total Trust A sse ts:...............................

DIRECTORS: J. Frank B royles, Carl Collier, James C. Glenn, Millard G off, Ann Henry, James D.
Mashburn, Charles Scharlau, James S tew a rt, Fred S. Vorsanger, Jim Walton, Jim Bob W heeler

First S tate Bank of Fordyce
Fordyce, AR
223 Main Street
P.O.Box 272
County: Dallas
Population: 5,175

71742-0272
Telephone: 352-2101
Number: 352-2602

Branches in Town: 2
Other Branches: 0
Charter Number: 749
Date: Aug. 22,1989

Trust Department: Yes
Bank Holding Company
FDH Bancshares, Inc., Little Rock, AR
PR ESID E N T/C E O : R O BER T H. TIN K LE
EX. V .P .:U .W . M ULLINS

C ASH IER : SH EILA HAR R ISO N

Cash and balances Due From B a n k s :.. 1,797
Federal Funds and R e p o s :...................... 2,817
In v e s tm e n ts :......................................... 17,830
Total L o a n s :........................................... 14,899
Bank Premises and Fixed A ssets:............ 495
O th e rR e a lE s ta te :...................................... 332
O th e rA s s e ts :........................................... 1,610
T o ta lA s s e ts :......................................... 39,780

D e p o s its :..................................................... 35,499
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 409
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 35,908

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 3,872
Total Liabilities and C a p ita l:.................... 39,780
8,000

DIRECTO RS: Bill G. Clark, Edw ard L. Cullum Jr., C arolyn Jenkins, Robert H. Tinkle, Ellen
Vineyard, U.W. Mullins Jr.




58

State of A rkansas: Bank D epartm ent

Fordyce Bank & Trust Company
Fordyce, AR
200 W. Fourth Street
P.O.Box 352
County: Dallas
Population: 5,175

71742-0352
Telephone: 352-3107
FAX Number: 352-5202

Branches in Town: 2
Other Branches: 0
Charter Number: 631
Date: Jan. 5,1931

Trust Department: Yes
Bank Holding Company
FBT Bancshares, Inc., Fordyce, AR
C H M ./P R E S ./C E O : C U R TIS H U TC H IN S
SR. V.P.: S U Z E T T E C R U TC H FILED

SR. V .P ./T .O .: JIM HULSE
V.P.: W AN D A SMURL

Cash and balances Due From B a n k s :.. 2,339
Federal Funds and R e p o s :...................... 2,531
In v e s tm e n ts :.......................................... 18,153
Total L o a n s :........................................... 18,959
Bank Premises and Fixed A sse ts:............ 933
O ther Real E s ta te :........................................ 34
O ther A s s e ts :.............................................. 745
Total A s s e ts :......................................... 43,694

D e p o s its :..................................................... 39,265
Federal funds and B orrow ings:...................... 244
O th er Liabilities:................................................ 418
Subordinated D e b t:....................v....................... 0
Total Liabilities:........................................... 39,927

Total Trust A sse ts:...................................... 628

Number of Shares O utstanding:...............

Total Equity Capital and R e s e rv e s :........ 3,767
Total Liabilities and C a p ita l:.................... 43,694
8,000

DIREC TO RS: C u rtis Hutchins, L. W eems Trussell, D.J. Barnes, J.W. H earnsberger, E.C. Benton
Jr., Sarah K ath ryn Benton, Horace Everett

Planters Bank & Trust Company
Forrest C ity, AR
321 N. Rosser Street
P.O.Box 1539
County: St. Francis
Population: 13,000

72335-1539
Telephone: 633-2833
FAX Number: 633-2894

Branches in Town: 1
Other Branches: 2
Charter Number: 521
Date: Apr. 15,1921

Trust Department: Yes
Bank Holding Company
None
C H M ./P R E S ./C E O : F R AN KIE P R A T T
SR. VICE PRESIDENT: W ADE H AW KINS
VICE PRESIDENT: J.C. C A M P B E LL
VICE PRESIDENT: DAVID H AR D KE

VICE PRESIDENT: STEVE H O RTO N
C A S H ./O P E R . OFF.: D O N N A G ARNER
T R U S T OFFICER: NELLE SURGUINE*

Cash and balances Due From B a n k s :.. 4,172
Federal Funds and R e p o s :...................... 1,890
In v e s tm e n ts :............................................. 9,195
Total L o a n s :........................................... 35,008
Bank Prem ises and Fixed A sse ts:............ 644
O ther Real E s ta te :................................... 1,202
O ther A s s e ts :........................................... 1,146
Total A s s e ts :......................................... 53,257

D e p o s its :..................................................... 46,701
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 439
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 47,140

Total Trust A sse ts:...................................... 373

Number of Shares O utstanding:.............

Total Equity C apital and R e s e rv e s :........ 6,117
Total Liabilities and C a p ita l:.................... 53,257
24,000

DIREC TO RS: Frankie P ratt, J.R. Chappell Jr., Oral Edwards, David Hardke, J.R. G robm yer, John
V. C asbeer, Rex B. Twist, J.C. Campbell




59

S e v e n ty -S ix th Report

Planters & Merchants Bank
Gillett, AR

320 W. Main
P.O.Box 357
County: Arkansas
Population: 927

72055-0357
Telephone: 548-2211
FAX Number: 548-2213

Branches in Town: 0
Other Branches: 0
Charter Number: 721
Date: Jan. 13,1967

Trust Department: Yes
Bank Holding Company
Planters & Merchants Bancshares, Inc., Gillett, AR
CHM.: KENETH SM ITH
C E O /P R E S ./T .O .: LA R R Y E. BAUER
VICE PRESIDENT: LLO Y D W A LLA C E

CASH IER : A LIC E PER R ITT
A S S T . C A S H .: C A R O LY N SULLIVAN

Cash and balances Due From Banks: —
469
Federal Funds and R e p o s :......................... 800
In v e s tm e n ts :............................................. 1,606
Total L o a n s :........................................... 10,987
Bank Premises an d F ixe d A ss e ts :........... 141
O ther Real E s ta te :...................................... 140
O ther A s s e ts :.............................................. 462
Total A s s e ts :......................................... 14,605

D e p o s its :..................................................... 12,729
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 234
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 12,963
Total Equity Capital and R e s e rv e s :........ 1,642
Total Liabilities and C a p ita l:.................... 14,605

Total Trust A sse ts:...................................... 806

Number of Shares O utstanding:.............

12,000

DIRECTORS: Keneth Smith, Frank C. Wolfe, D arrel Nichols, Bobby Turner, S co tt Place, Johnny
Holzhaver, Darrell Richter, L a rry E. Bauer

The Bank of G lenw ood
Glenwood, AR
Broadway & Pulliam
P.O Box O
County: Pike
Population: 1,402

71943-0813
Telephone: 356-2121
FAX Number: 356-2211

Branches in Town: 1
Other Branches: 0
Charter Number: 398
Date: Dec. 27,1912

Trust Department: No
Bank Holding Company
Bainum Bancorp, Glenwood, AR
CHM.: IRVIN C. BAIN U M
VICE C H A IR M A N : V IC T O R COX
P R E SID E N T/C E O : H A R O L D SM ITH

SR. VICE PRESIDENT: LYN DA RO BBINS
VICE PRESIDENT: K A T H R Y N B A X T E R
CASH IER : PAT O W ENS

Cash and balances Due From B a n k s :.. 1,067
Federal Funds and R e p o s :......................... 400
In v e s tm e n ts :............................................. 8,071
T o ta lL o a n s :........................................... 21,961
Bank Premises and Fixed A sse ts:........... 578
O ther Real E s ta te :........................................ 73
O ther A s s e ts :.............................................. 302
Total A s s e ts :......................................... 32,452

D e p o s its :..................................................... 29,016
Federal funds and B orro w in gs:..................... 176
O th er Liabilities:................................................ 144
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 29,336

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

T o ta lE q u ity C a p ita la n d R e s e rv e s :........ 3,116
Total Liabilities and C a p ita l:.................... 32,452
4,000

DIRECTO RS: Irvin Bainum, Mark Bainum, Richard Cox, V ictor Cox, Harold Smith, Roy W isner




60

S tate o f A rkansas: Bank D epartm ent

First S tate Bank
Gould, AR
340 S. Main Street
P.O. Drawer A
County: Lincoln
Population: 1,671

71643-0801
Telephone: 263-4325
FAX Number: 263-4684

Branches in Town: 0
Other Branches: 2
Charter Number: 719
Date: Jan. 6,1964

Trust Department: No
Bank Holding Company
Dumas Bancshares, Inc., Dumas, AR
C H M ./P R E S ID E N T /C E O : JA M E S R. H A L L
VICE PRESIDENT: JOE M ASO N
VICE PRESIDENT: T R A C Y FRENCH

V. P ./A U D IT O R : DENNIS FERGUSON
C ASH IER : D O N N A R O BER TSO N

Cash and balances Due From Banks: —
783
Federal Funds and R e p o s :......................... 915
In v e s tm e n ts :............................................. 4,022
Total L o a n s :............................................... 8,591
Bank Prem ises and Fixed A ss e ts :............ 274
O th er Real E s ta te :.......................................... 0
O th er A s s e ts :.............................................. 286
T o ta lA s s e ts :.......................................... 14,871

D e p o s its :..................................................... 13,402
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 168
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 13,570

Total Trust A sse ts:..........................................

Num ber of Shares O utstanding:.............

0

Total Equity C apital and R e s e rv e s :........ 1,301
Total Liabilities and C a p ita l:.................... 14,871
24,000

DIREC TO RS: James R. Hall, Don L. Eifling, R. C. Johnson, V icto r H olthoff, H ow ard Raley, John H.
Rogers, Stanley N orris, A.O. French Jr., John Shannon

Bank of Gravett
G ravette, AR
East Main & Third Avenue
72736-0160
P.O.Box 160
Telephone: 787-5251
County: Benton
Population: 1,218
FAX Number: 787-6102

Branches in Town: 0
Other Branches: 0
Charter Number: 46
Date: Feb. 28,1898

Trust Department: No
Bank Holding Company
None
P R E S ID E N T/C E O : JO HN R. M EADE
EX. V.P.: DAVID N. W ILLS
VICE PRESIDENT: W ILLIA M R. M EADE

VICE PRESIDENT: JIM A. EDM O ND SO N
C A S H .: LA R R Y L. W ILM O TH

Cash and balances Due From B a n k s :.. 2,049
Federal Funds and R e p o s :...................... 5,100
In v e s tm e n ts :......................................... 28,306
Total L o a n s :........................................... 30,329
Bank Premises and Fixed A ss e ts :............ 672
O ther Real E s ta te :........................................ 12
O th e rA s s e ts :........................................... 1,152
T o ta lA s s e ts :.......................................... 67,620

D e p o s its :..................................................... 57,995
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................ 703
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 58,698

Total Trust A sse ts:..........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 8,922
Total Liabilities and C a p ita l:.................... 67,620
4,000

DIREC TO RS: Phillip Chastain, G eorge C ow gur, A lb e rt Dunagin, Jim A. Edmondson, G eorge
John R. Meade, William R. Meade, David N. Wills
Digitized Haley,
for FRASER


61

S e v e n ty -S ix th Report

Farmers Bank
Greenwood, AR
125 West Center
P.O.Box 610
County: Sebastian
Population: 3,560

72936-0610
Telephone: 996-4171
FAX Number: 996-6700

Branches in Town: 0
Other Branches: 3
Charter Number: 243
Date: Aug. 7,1907

Trust Department: Yes
Bank Holding Company
Wilkinson Banking Corporation, Greenwood, AR
CHM.: M EAN S W ILKIN SO N
CEO: B E T T Y J. W ILKIN SO N
PRESIDENT: STA N H O P E W ILKIN SO N
V .P ./C A S H ./T .O .: EDW ARD W ILKIN SO N

A S S T . V.P.: KE N N E TH H O LLO M O N
A S S T . V.P.: T R E S A G A M B LE
A S S T . C ASH IER : JO Y JENNINGS

Cash and balances Due From B a n k s :.. 1,128
Federal Funds and R e p o s :..................... 5,200
In v e s tm e n ts :......................................... 30,804
Total L o a n s :........................................... 24,002
Bank Premises and Fixed A sse ts:............ 767
O ther Real E s ta te :......................................... 0
O ther A s s e ts :.............................................. 823
Total A s s e ts :......................................... 62,724

D e p o s its :..................................................... 52,607
Federal funds and B orro w in gs:..................... 272
O th er Liabilities:................................................ 565
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 53,444
Total Equity C apital and R e s e rv e s :........ 9,280
Total Liabilities and C a p ita l:.................... 62,724

Total Trust A ssets:...................................... 590

Number of Shares O utstanding:...............

7,500

DIRECTO RS: Means W ilkinson, B e tty Wilkinson, Stanhope W ilkinson, Edw ard W ilkinson, Tresa
Gamble

First State Bank of Gurdon
Gurdon, AR
100 E. Main
P.O.Box 446
County: Clark
Population: 2,700

71743-0446
Telephone: 353-2521
FAX Number: 353-2314

Branches in Town: 0
Other Branches: 0
Charter Number: 61
Date: Aug. 4,1900

Trust Department: No
Bank Holding Company
None
CHM.: C H A R LE S C A B E
PR ESID E N T/C E O : FRED REED

V.P.: C A R R O LL C O S T O N
V .P ./C A S H IE R : LIN D A B IT T L E

Cash and balances Due From B a n k s :.. 1,273
Federal Funds and R e p o s :......................... 400
In v e s tm e n ts :.......................................... 10,325
Total L o a n s :........................................... 10,865
Bank Premises and Fixed A sse ts:............ 409
O th e rR e a lE s ta te :...................................... 295
O ther A s s e ts :.............................................. 392
Total A s s e ts :......................................... 23,959

D e p o s its :..................................................... 21,663
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 122
Subordinated D e b t:......................................... 300
Total Liabilities:........................................... 22,085
Total Equity C apital and R e s e rv e s :........ 1,874
Total Liabilities and C a p ita l:.................... 23,959

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

38,325

DIRECTO RS: Paul B arringer, Al Brown, Charles Cabe, Austin Capps, Carroll Coston, A u tre y
Horne, Robert McDowell, F.E. Reed, Jimmy Robbs, M aruice Stricklin




62

State of A rkansas: Bank D epartm ent

Farmers Bank
Hamburg, AR
210 N. Main
P.O.Box 350
County: Ashley
Population: 3,394

71646-0350
Telephone: 853-5222
FAX Number: NONE

Branches in Town: 0
Other Branches: 0
Charter Number: 680
Date: Mar. 10,1941

Trust Department: No
Bank Holding Company
None
CH M .:P.E. BAR N E S
PR E S ID E N T/C E O : GUY HUMPHRIES
EX. V.P.: G O R DO N PRICE, SR.

V .P ./A S S T . C A S H .: JE T TIE MAE A TK IN S
C A S H .: A LLE N FARMER

Cash and balances Due From B a n k s :.. 1,943
Federal Funds and R e p o s:......................... 850
In v e s tm e n ts :......................................... 12,083
T o ta lL o a n s :........................................... 13,706
Bank Prem ises and Fixed A sse ts:............ 249
O th er Real E s ta te :........................................ 36
O ther A s s e ts :.............................................. 506
T o ta lA s s e ts :......................................... 29,373

D e p o s its :..................................................... 26,317
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 290
Subordinated D e b t:............................................ 0
Total Liabilities:..................................'........ 26,607

Total T rust A ssets:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........ 2,766
Total Liabilities and C a p ita l:.................... 29,373
22,260

DIRECTO RS: P.E. Barnes Sr., N ancy Foote, Joe W. Foote, W.E. Foote Jr., Guy Humphries,
William E. Johnson, G ordon S. Price Sr., Earl J. S cott, John W. Spivey, Jack H. Shell

Calhoun County Bank
Hampton, AR
200 Main Street
P.O.Box 8
County: Calhoun
Population: 1,650

71744-0008
Telephone: 798-2207
FAX Number: 798-4830

Branches in Town: 0
Other Branches: 0
Charter Number: 220
Date: Oct. 26,1906

Trust Department: No
Bank Holding Company
None
C H M ./C E O : S E A R C Y W. H AR R ELL, JR.
PRESIDENT: B. D IC KSO N N EAL
VICE PR ESID E N T: SHIRLEY G. JO NES

VICE PRESIDENT: M ARY H. JO H N S TO N
VICE PRESIDENT: H A Z E L B. SMITH
VICE PR ESID E N T:LEN HAR R ELL

Cash and balances Due From B a n k s :__ 967
Federal Funds and R e p o s:......................... 630
In v e s tm e n ts :......................................... 15,466
T o ta lL o a n s :........................................... 10,899
Bank Premises and Fixed A sse ts:............. 32
O ther Real E s ta te :...................................... 100
O th e rA s s e ts :.............................................. 481
T o ta lA s s e ts :......................................... 28,575

D e p o s its :..................................................... 24,863
Federal funds and B orrow ings:....................... 76
O th er Liabilities:................................................ 184
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 25,123
Total Equity Capital and R e s e rv e s :........ 3,452
Total Liabilities and C a p ita l:.................... 28,575

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

4,000

DIRECTO RS: S ea rcy W. Harrell Jr., B. D ickson Neal, Len Harrell, Fay Harrell, Phillip J. Foster, H.
M. FRASER
Welsh, H ubert J. Brown, D.W. Wells
Digitized for


63

S e v e n ty -S ix th Report

M ercantile Bank
Hardy, AR
Hwy. Jet. 62-63-412
P.O.Box 28
County: Sharp
Population: 643

72577-0028
Telephone: 856-2773
FAX Number: 856-3494

Branches in Town: 0
Other Branches: 1
Charter Number: 751
Date: Oct. 24,1989

Trust Department: No
Bank Holding Company
North Arkansas Bancshares, Inc., Jonesboro, AR
CHM.: G. L. LIEBLO N G
P R E SID E N T/C E O : B O B D. EVINS

V .P ./C A S H IE R : M .A. G R AD D Y, JR.

Cash and balances Due From Banks: —
440
Federal Funds and R e p o s :...................... 1,725
In v e s tm e n ts :............................................. 1,094
Total L o a n s :.............................................. 5,501
Bank Premises and Fixed A sse ts:............ 719
O ther Real E s ta te :..........................
17
O th e rA s s e ts :.............................................. 411
Total A s s e ts :............................................. 9,907

D e p o s its :...................................................... 8,443
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 102
Subordinated D e b t:............................................. 0
Total Liabilities:............................................ 8,545
Total Equity Capital and R e s e rv e s :........
Total Liabilities and C a p ita l:.....................

1,362
9,907

Total Trust A sse ts:.........................................

Num ber of Shares O utstanding:.............

10,400

0

DIRECTO RS: G. L. Lieblong, Bob Evins, Harold Perrin, Kevin King

The Bank of Harrisburg
Harrisburg, AR
201 East Jackson
P.O.Box 17
County: Poinsett
Population: 1,936

72432-0017
Telephone: 578-2472
FAX Number: 578-2049

Branches in Town: 0
Other Branches: 0
Charter Number: 620
Date: Dec. 2,1930

Trust Department: No
Bank Holding Company
Lake Hamilton Enterprises, Inc., Little Rock, AR
CHM.: JIM TO M B U TLE R
PR ESID E N T/C E O : PAUL EATON
EX. VICE PRESIDN ET: JA M E S W ILLIA M S

VICE PRESIDENT: CO NN IE BU TLER
V .P ./C A S H IE R : D O N A L D BR ITN E LL

Cash and balances Due From B a n k s :.. 2,277
Federal Funds and R e p o s :...................... 3,275
In v e s tm e n ts :............................................. 9,153
Total L o a n s :........................................... 14,225
Bank Premises and Fixed A sse ts:............ 236
O ther Real E s ta te :...................................... 342
O th e rA s s e ts :.............................................. 516
Total A s s e ts :......................................... 30,024

D e p o s its :..................................................... 26,273
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 244
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 26,517

Total Trust A ssets:.........................................

Number of Shares O utstanding:...............

0

Total Equity C apital and R e s e rv e s :........ 3,507
Total Liabilities and C a p ita l:.................... 30,024
4,000

DIRECTO RS: Anna M. Butler, Connie Butler, Jim Tom Butler, Patricia Butler, Elizabeth B. Eaton,
Paul Eaton, John H enry, James Williams




64

State of A rkansas: Bank Departm ent

The S ecurity Bank
Harrison, AR
300 N. Main
P.O.Box 1078
County: Boone
Population: 9,567

72602-1078
Telephone: 741-8200
FAX Number: 741-8103

Branches in Town: 1
Other Branches: 1
Charter Number: 647
Date: Nov. 20,1931

Trust Department: Yes
Bank Holding Company
First Security Corporation, Harrison, AR
C H M .:L .E . D U R AN D
C EO /P R E S .: W AYNE C L A R K
EX. V.P.: D O U G LA S L. JA C K S O N
SR. V.P.: D O LO R ES L A F F E R T Y

V.P.: JERRY M C FA R LA N D
V .P ./C O N T ./T .O .: JOHN R. EOFF
V .P ./C A S H .: R IC H AR D L. MCBEE

Cash and balances Due From B a n k s :.. 6,117
Federal Funds and R e p o s :...................... 1,700
In v e s tm e n ts :......................................... 42,055
Total L o a n s :........................................... 58,529
Bank Premises and Fixed A sse ts:........ 2,200
O th er Real E s ta te :...................................... 419
O th e rA s s e ts :........................................... 1,741
Total A s s e ts :........ ................................. 112,761

D e p o s its :................................................... 101,764
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 571
Subordinated D e b t:............................................. 0
Total Liabilities:......................................... 102,335
Total Equity Capital and R e se rve s:....... 10,426
Total Liabilities and C a p ita l:.................. 112,761

1,018

Number of Shares O utstanding:............ 180,000

Total Trust A sse ts:................

DIRECTO RS: Dr. Ralph B ow ers, John O. Campbell, W ayne Clark, L.E. Durand, B ert Mullens,
Richard Hudson, Douglas Jackson, Junior Lee, Je rry Maland, H.K. McCaleb Jr.

Hazen First State Bank
Hazen, AR
Front & Chester Streets
P.O.Box 783
County: Prairie
Population: 1,700

72064-0783
Telephone: 255-4567
FAX Number: 255-4271

Branches in Town: 0
Other Branches: 1
Charter Number: 744
Date: May 12,1983

Trust Department: No
Bank Holding Company
None
CHM.: T O M M Y H ILLM A N

P R E SID E N T/C E O : R O BERT M. KO C H

Cash and balances Due From Banks: —
791
Federal Funds and R e p o s :................... 650
In v e s tm e n ts :............................................. 8,615
Total L o a n s :.............................................. 7,087
Bank Premises and F ixed A sse ts:............ 245
O th er Real E s ta te :........................................ 88
O th e rA s s e ts :......................................... 318
Total A s s e ts :......................................... 17,794

D e p o s its :..................................................... 16,329
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 133
S ubordinated D e b t:............................................. 0
Total Liabilities:........................................... 16,462

Total Trust A ssets:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........ 1,332
Total Liabilities and C a p ita l:.................... 17,794
20,187

DIREC TO RS: Tom m y Hillman, Pat Henderson, Vernon Giss, Neil M aynard, R obert P e tte r Sr.




65

S e v e n ty -S ix th Report

The Cleburne C ounty Bank
Heber Springs, AR
806 W.Main
P.O.Box 1000
County: Cleburne
Population: 5,371

72543-0100
Telephone: 362-2456
FAX Number: 362-2502

Branches in Town: 2
Other Branches: 2
Charter Number: 626
Date: Dec. 16,1930

Trust Department: No
Bank Holding Company
Lake Hamilton Enterprises, Inc., Uttle Rock, AR
CHM.: JIM TO M B U TLE R
P R E SID E N T/C E O : JEROME JO H N SO N
EX. V.P.: W ALTER ALD R ID G E

VICE PRESIDENT: PEGGY SM ITH
VICE PRESIDENT: M ARY H O LL A N D
VICE PRESIDENT: BILL SMITH

Cash and balances Due From B a n k s :.. 4,163
Federal Funds and R e p o s :..................... 3,325
In v e s tm e n ts :......................................... 48,663
Total L o a n s :........................................... 46,046
Bank Premises and Fixed A sse ts:............ 633
O ther Real E s ta te :...................................... 894
O ther A s s e ts :........................................... 1,807
T o ta lA s s e ts :......................................... 105,531

D e p o s its :..................................................... 95,770
Federal funds and B orro w in gs:....................... 29
O th er Liabilities:................................................ 868
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 96,667

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 8,864
Total Liabilities and C a p ita l:.................. 105,531
1,200

DIRECTO RS: Jim Tom Butler, Jerome Johnson, W alter Aldridge, Paul Eaton, Ricky Johnson, L.E.
R oberts Jr., W etzel Stark, Richie Lee, John H enry, Anna M argaret Butler, Connie Butler, Beth
Eaton, Patricia Butler

Heber Springs State Bank
Heber Springs, AR
Second and Main Streets
P.O.Box 30
72543-0030
Telephone: 362-5821
County: Cleburne
Population: 5,371
FAX Number: 362-7491

Branches in Town: 0
Other Branches: 1
Charter Number: 735
Date: May 7,1977

Trust Department: Yes
Bank Holding Company
State Holding Company, Uttle Rock, AR
CHM.: HAR R Y L. H A S T IN G S , JR.
PR ESID E N T/C E O : C H A R LE S E. FORD
SR. VICE PRESIDENT: R O BER T A. C A R D

VICE PRESIDENT: JA N IC E P AR R O TT
V .P ./C A S H IE R : JO YC E H A R R A L

Cash and balances Due From B a n k s :.. 1,823
Federal Funds and R e p o s :..................... 1,800
In v e s tm e n ts :......................................... 11,283
Total L o a n s :........................................... 22,393
Bank Premises and Fixed A sse ts:............ 988
O ther Real E s ta te :...................................... 283
O ther A s s e ts :.............................................. 567
T o ta lA s s e ts :......................................... 39,137

D e p o s its :..................................................... 35,381
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 544
Subordinated D e b t:......................................... 117
Total Liabilities:........................................... 36,042

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity C apital and R e s e rv e s :........ 3,095
Total Liabilities and C a p ita l:.................... 39,137

DIRECTO RS: H a rry L. Hastings Jr., C atherine Owen, Horance Jewell, Charles E. Ford




18,000

66

S tate of A rkansas: Bank D epartm ent

Bank of Holly G rove
Holly Grove, AR
Main Street
P.O. Box Q
County: Monroe
Population: 700

72069-0816
Telephone: 462-3331
FAX Number: 462-3992

Branches in Town: 0
Other Branches: 0
Charter Number: 118
Date: May 12,1903

Trust Department: No
Bank Holding Company
Holly Grove Bancshares, Inc., Holly Grove, AR
CHM.: JO HN B. M O ORE, JR.
PR ES ID E N T/C E O : W ILLIA M R. R EYN O LD S

SR. V .P ./C A S H .: JEAN M. KIRKPATRICK
A S S T . V.P.: BO BBIE R. G AN N O N

Cash and balances Due From Banks: —
675
Federal Funds and R e p o s :......................... 850
In v e s tm e n ts :............................................. 9,008
Total L o a n s :........................................... 11,264
Bank Prem ises and Fixed A sse ts:............ 152
O th er Real E s ta te :........................................ 12
O th er A s s e ts :.............................................. 535
Total A s s e ts :......................................... 22,496

D e p o s its :..................................................... 19,403
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................ 355
S ubordinated D e b t:............................................ 0
Total Liabilities:........................................... 19,758

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e se rve s:........ 2,738
Total Liabilities and C a p ita l:.................... 22,496
2,400

DIREC TO RS: John B. M oore Jr., Donald R. Dearing, Ruth T. Dearing, Jean M. K irkpatrick, R.H.
Mayo, William R. Reynolds, Herd E. Stone

Horatio State Bank
Horatio, AR
Pride & Main
P.O.Box 347
County: Sevier
Population: 989

71842-0347
Telephone: 832-3211
FAX Number: 832-2577

Branches in Town: 0
Other Branches: 0
Charter Number: 179
Date: May 5,1905

Trust Department: No
Bank Holding Company
Pioneer Bancshares, Inc., Horatio, AR
PR ESID E N T/C E O : C. E. HENDRIX, JR.
EX. V .P ./C A S H IE R : W ILBURN SM ITH
SR. V .P ./S E C ./T R E A S .: EDITH H. SM ITH

VICE PRESIDNET: C. E. HENDRIX, III
A S S T . V.P.: TO D D B. TRIM BLE
OPER. OFF.: LO L A J. LAW REN CE

Cash and balances Due From B a n k s :__ 779
Federal Funds and R e p o s :......................... 600
In v e s tm e n ts :......................................... 10,457
Total L o a n s :........................................... 13,680
Bank Premises and Fixed A sse ts:............ 300
O ther Real E s ta te :........................................ 79
O ther A s s e ts :.............................................. 312
Total A s s e ts :......................................... 26,207

D e p o s its :..................................................... 23,408
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................ 192
S ubordinated D e b t:............................................. 0
Total Liabilities:........................................... 23,600

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity C apital and R e se rve s:........ 2,607
Total Liabilities and C a p ita l:.................... 26,207
2,000

DIREC TO RS: Lilia S. Hendrix, C.E. Hendrix Jr., Lo y Poag, W ilburn Smith, Edith H. Smith, Fred L.
Sullivan




67

S e v e n ty -S ix th Report

A rkansas Bank and Trust Company
Hot Springs, AR
ABT Center
P.O.Box 5640
County: Garland
Population: 36,000

71902-5640
Telephone: 624-4611
FAX Number: 642-4619

Branches in Town: 6
Other Branches: 1
Charter Number: 232
Date: Apr. 18,1907

Member of Federal Reserve System
Trust Department: Yes
Bank Holding Company
ABT Bancshares Corporation, Hot Springs, AR
CHM.: CEC IL W. CUPP, JR.
PR ESID E N T/C E O : RAY L. C A S H

EX. V.P.: W. D AR R ELL MEYER
T O.: D W IG H T G OO DW IN

Cash and balances Due From Banks: 26,285
Federal Funds and R e p o s :.................. 61,523
In v e s tm e n ts :......................................... 84,225
Total L o a n s :........................................... 234,298
Bank Premises and Fixed A sse ts:........ 6,092
O ther Real E s ta te :................................... 2,747
O ther A s s e ts :........................................... 5,923
Total A s s e ts :......................................... 421,093

D e p o s its :................................................... 388,714
Federal funds and B orro w in gs:..................... 355
O th er Liabilities:........................................... 5,158
Subordinated D e b t:.................................... 2,000
Total Liabilities:......................................... 396,227

Total Trust A sse ts:...............................

Number of Shares O utstanding:...........

75,406

Total Equity Capital and R e s e rv e s :....... 24,866
Total Liabilities and C a p ita l:.................. 421,093
150,834

DIRECTORS: Ray L. Cash, Peggy Clark, Hiram W. Cooper, Cecil W. Cupp Jr., Cecil W. Cupp, III,
Gerald H. Fisher, Edwin P. H enry, G aither C. Johnston Jr., W. Darrell M eyer, Roy L. M urphy, Jim
Randall, Brooks T. Rice, John D. Selig, Ray S. Smith Jr., Palmer Vanderburg, Hill A. W heatley

Peoples Bank
Imboden, AR
Hwy.63 W.
P.O.Box 850
County: Lawrence
Population: 661

72434-0850
Telephone: 869-2291
FAX Number: 869-2179

Branches in Town: 0
Other Branches: 2
Charter Number: 727
Date: Oct. 12,1972

Trust Department: No
Bank Holding Company
Spring Rivers Bancshares, Inc., Imboden, AR
CHM.: C H A R LE S F. LU TER

P R E SID E N T/C E O : B O B DO W NING

Cash and balances Due From B a n k s :__ 843
Federal Funds and R e p o s :......................... 300
In v e s tm e n ts :............................................. 6,047
Total L o a n s :........................................... 13,732
Bank Premises and Fixed A sse ts:............ 357
O ther Real E s ta te :...................................... 106
O ther A s s e ts :.............................................. 3 75
T o ta lA s s e ts :......................................... 21,760

D e p o s its :..................................................... 20,113
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 104
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 20,217
Total Equity Capital and R e s e rv e s :........ 1,543
Total Liabilities and C a p ita l:.................... 21,760

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

6,600

DIRECTORS: Charles F. Luter, Dan Matthews,i, Bob J. Downing, Preston Clark, Jerry R. Foley




State of Arkansas: Bank Department

68

First Jacksonville Bank and Trust
Jacksonville, AR
600 W. Main
P.O.Box 827
County: Pulaski
Population: 27,000

72076-0827
Telephone: 982-4511
FAX Number: 982-5769

Branches in Town: 4
Other Branches: 1
Charter Number: 701
Date: Aug. 2,1949

Trust Department: Yes
Bank Holding Company
First Arkansas Bancshares, Inc., Jacksonville, AR
CHM.: K E N N E TH PAT W ILSO N
PR E S ID E N T/C E O : LA R R Y W ILSO N

EX. V.P.: JO HN S. FO R TEN BURY
T R U S T O FFICER: JOHN R. McNEE

Cash and balances Due From B a n k s :.. 6,163
Federal Funds and R e p o s :...................... 1,900
In v e s tm e n ts :.......................................... 38,683
T o ta lL o a n s :........................................... 51,538
Bank Prem ises and Fixed A sse ts:........ 2,016
O ther Real E s ta te :...................................... 403
O ther A s s e ts :........................................... 1,223
T o ta lA s s e ts :.......................................... 101,926

D e p o s its :..................................................... 91,054
Federal funds and B orro w in gs:...................... 110
O ther Liabilities:................................................ 750
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 91,914
Total Equity Capital and R e s e rv e s :....... 10,012
Total Liabilities and C a p ita l:.................. 101,926

Total Trust A sse ts:................................

Num ber of Shares O utstanding:............ 200,000

48,271

DIRECTO RS: Kenneth Pat W ilson, L a rry T. Wilson, M ichael K. Wilson, T.H. W ortham M .D .,Bartus
M. G ray Jr., H.K. D o ug herty, Melda A. Rice

N ew ton C ounty Bank
Jasper, AR
Church and Stone Streets
P.O.Box 437
72641-0437
County: Newton
Telephone: 446-2265
Population: 519
FAX Number: 446-2310

Branches in Town: 0
Other Branches: 1
Charter Number: 121
Date: Mar. 24,1903

Trust Department: No
Bank Holding Company
Newco Corporation, Ozark, AR
CHM.: C A R L G. HO LT
PR E S ./C E O : GEORGE G. G LE A S O N , II
Ex. V.P.: D A N N Y CRINER

V .P ./C A S H .: GEORGE LAN D R U M
A S S T . V.P.: IN AS W ATSON

Cash and balances Due From B a n k s :.. 1,003
Federal Funds and R e p o s :......................... 100
In v e s tm e n ts :............................................. 7,936
T o ta lL o a n s :........................................... 27,547
Bank Premises and Fixed A sse ts:............ 485
O ther Real E s ta te :................................... 1,090
O ther A s s e ts :.............................................. 885
T o ta lA s s e ts :.......................................... 39,046

D e p o s its :..................................................... 35,263
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 343
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 35,606

Total T rust A sse ts:..........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 3,440
Total Liabilities and C a p ita l:.................... 39,046
2,340

DIRECTO RS: C arl G. Holt, G eorge G. G leason II, Linda D. Gleason, M ark D. Ross, G eorge
Landrum, Danny Criner




S e v e n ty -S ix th Report

69

The Arkansas Bank
Jonesboro, AR
800 S. Main Street
P.O.Box 1617
County: Craighead
Population: 50,287

72403-1617
Telephone: 932-2131
FAX Number: 932-2131

Branches in Town: 2
Other Branches: 2
Charter Number: 150
Date: Feb. 13,1904

Trust Department: Yes
Bank Holding Company
None
C H M ./C E O : S LO A N RAIN W ATER , JR.
VICE C H A IR M A N : W ILLIA M I. R AIN W ATER
P R E S ./C O O : J. BRUCE LO FTIN
EX. V.P.: AU D R EY G LENN

VICE PRESIDENT: LO YCE G IBSON
VICE PRESIDENT: E. RAY H A C K W O R T H
A S S T . V .P ./T .O .: BREN DA G RIFFITH
A S S T . V.P.: G A IL N E B L E T T

Cash and balances Due From B a n k s :.. 2,806
Federal Funds and R e p o s :...................... 1,200
In v e s tm e n ts :.........................................
15,523
Total L o a n s :........................................... 20,732
Bank Premises and Fixed A sse ts:........ 1,283
O ther Real E s ta te :...................................... 418
O ther A s s e ts :.............................................. 820
T o ta lA s s e ts :......................................... 42,782

D e p o s its :..................................................... 38,319
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 250
S ubordinated D e b t:............................................. o
Total Liabilities:........................................... 38,569
Total Equity C apital and R e s e rv e s :........ 4,213
Total Liabilities and C a p ita l:.................... 42,782

Total Trust A sse ts:......................................

Number of Shares O utstanding:.............

173

75,000

DIRECTO RS: Sloan R ainw ater Jr., William I. Rainwater, G erald W atkins, J.A. Tomlinson Dr
Weldon T. Rainwater, William I. Rainw ater Jr., Virginia C o x,S te ve Cox, J. Bruce Loftin

Citizens Bank of Jonesboro
Jonesboro, AR
Main & Washington Streets
P.O.Box 1800
72403-1800
County: Craighead
Telephone: 932-6603
Population: 50,287
FAX Number: 933-4334

Branches in Town: 4
Other Branches: 2
Charter Number: 488
Date: Jul. 25,1919

Trust Department: Yes
Bank Holding Company
Citizens Bancshares Corp., Jonesboro, AR
CHM.: H. H A L L M c A D A M S , III
CEO: HER BERT H. M cA D A M S , II
PRESIDENT: D A N N Y W ILLIA M S

VICE PRESIDENT: D O N A L D TIM M S
T R U S T OFFICER: CINDY FRENCH

Cash and balances Due From Banks: 12,879
Federal Funds and R e p o s :..................... 2,850
In v e s tm e n ts :.......................................... 64,217
T o ta lL o a n s :........................................... 118,628
Bank Premises and F ixed A sse ts:........ 4,268
O th e rR e a lE s ta te :........................................ 56
O ther A s s e ts :........................................... 4,669
T o ta lA s s e ts :......................................... 207,567

Total Equity C apital and R e s e rv e s :....... 16,674
Total Liabilities and C a p ita l:.................. 207,567

Total Trust A sse ts:...............................

Number of Shares O utstanding:............ 217,000

99,709

D e p o s its :................................................... 182,906
Federal funds and B orro w in gs:................ 4,772
O th er Liabilities:........................................... 2,115
Subordinated D e b t:.................................... 1,100
Total Liabilities:......................................... 190,893

DIRECTO RS: R obert C. Connor, John C. Deacon, W.O. Doak, C harlotte Eddington, W.M. Freeze
Jr., Dr. James F. Gramling, Dr. Ray H. Hall Jr., Bill Hurt Jr., H e rbe rt H. M cAdam s II, H. Hall M cAdam s
III, Minor M. Markle, O sca r J. Melton, O sca r J. Melton Jr., William R. Roberts, Donald Timms, Danny
Williams, Dr. D u rw oo d W isdom




70

State of A rkansas: Bank D epartm ent

M ercantile Bank
Jonesboro, AR
300 S. Church
P.O.Box 6018
County: Craighead
Population: 50,287

72403-6018
Telephone: 935-5521
FAX Number: 935-8311

Branches in Town: 7
Other Branches: 3
Charter Number: 648
Date: Jan. 7,1932

Trust Department: Yes
Bank Holding Company
North Arkansas Bancshares, Inc, Jonesboro, AR
CHM.: G .L .L IE B L O N G
PRESIDENT: H A R O L D PERRIN

T R U S T OFFICER: DICK GRAY

Cash and balances Due From B a n k s :.. 9,487
Federal Funds and R e p o s :.................. 28,700
In v e s tm e n ts :......................................... 39,867
T o ta lL o a n s :........................................... 180,922
Bank Premises and Fixed A sse ts:........ 6,218
O th e rR e a lE s ta te :...................................... 801
O ther A s s e ts :........................................ 12,886
T o ta lA s s e ts :......................................... 278,881

D e p o s its :................................................... 243,916
Federal funds and B orrow ings:................. 2,793
O ther Liabilities:........................................... 3,505
Subordinated D e b t:............................................ 0
Total Liabilities:......................................... 250,214
Total Equity Capital and R e se rve s:....... 28,667
Total Liabilities and C a p ita l:.................. 278,881

Total T rust A sse ts:............................... 140,638

Number of Shares O utstanding:............ 100,000

DIREC TO RS: G.L. Lieblong, M.G. Spurlock, Tommy Lawrence, Al Heringer III, Ken Plunk, Ruth
Poston, Roy C ooper, Harold Perrin, Glen Lane, W ayne Baker, Phil Jones, Lynn Greene, M a ryste l
Appleton, Raym ond Heern, J.C. Mahon, Ben Lam berth

Simmons First Bank
Jonesboro, AR
1720 S. Caraway Road
P.O.Box 1720
County: Craighead
Population: 50,287

72403-1720
Telephone: 933-8000
FAX Number: None

Branches in Town: 2
Other Branches: 0
Charter Number: 734
Date: Dec. 22,1976

Trust Department: Yes
Bank Holding Company
Simmons First National Corp., Pine Bluff, AR
C H M ./C E O : D O N A L D W. STONE
PRESIDENT: J.C. VAUG HN, JR.
EX. V .P ./C ASH.: RON JA C K S O N
VICE PRESIDENT: BAR R Y LE D B E T TE R

VICE PRESIDENT: WAYNE BOND
VICE PRESIDENT: JERRY BRO ADAW AY
T .O ./M K T G O FFICER: BETH SMITH

Cash and balances Due From B a n k s :.. 2,269
Federal Funds and R e p o s :...................... 3,645
In v e s tm e n ts :......................................... 14,664
T o ta lL o a n s :........................................... 38,402
Bank Premises a n d F ixe d A sse ts:............ 783
O th e rR e a lE s ta te :...................................... 403
O ther A s s e ts :.............................................. 937
T o ta lA s s e ts :......................................... 61,103

D e p o s its :..................................................... 55,502
Federal funds and B orro w in gs:......................... 1
O ther Liabilities:................................................ 698
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 56,201

Total Trust A sse ts:...............................

Number of Shares O utstanding:...........

10,674

Total Equity Capital and R e s e rv e s :........ 4,902
Total Liabilities and C a p ita l:.................... 61,103
175,000

DIREC TO RS: Donald W. Stone, J.C. Vaughn Jr., Charles B. Smith Jr., Gene Thom ason, Sam
Hummelstein, Ava Duke, Dr. Don B. Vollman




71

S e ve n ty-S ixth Report

Farmers & Merchants Bank
Judsonia, AR
Jefferson & Van Buren Streets
P. O. Box 1
72081-0001
County: White
Telephone: 729-3148
Population: 2,100
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 415
Date: May 29,1913

Trust Department: No
Bank Holding Company
None
PRESID E N T/C E O : E. D. YAN C EY
Cash and balances Due From Banks: —
585
Federal Funds and R e p o s :......................... 450
In v e s tm e n ts :............................................. 6,546
Total L o a n s :.............................................. 3,596
Bank Premises and Fixed A sse ts:............. 88
O ther Real E s ta te :........................................ 38
O th e rA s s e ts :.............................................. 171
T o ta lA s s e ts :......................................... 11,474

D e p o s its :..................................................... 10,040
Federal funds and B orro w in gs:..................... 182
O th er Liabilities:................................................. 67
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 10,289

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 1,185
Total Liabilities and C a p ita l:.................... 11,474
2,800

DIRECTORS: E.O. Yancey, E.D. Yancey, Reynie Rutledge

Union State Bank
Junction City, AR
115 North Main
P.O. Box F
County: Union
Population: 2,245

71749-1006
Telephone: 924-4552
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 660
Date: Aug. 28,1933

Trust Department: No
Bank Holding Company
Junction City Holding Company, Junction City, AR
CHM.: G .R .M O S LE Y
PRESID E N T/C E O : JO HN F. MARSH

V .P ./C A S H .:B A R B A R A D AN IELS
A S S T . C ASH .: SA N D Y B R A N T L E Y

Cash andbalances Due From Banks: —
418
Federal Funds and R e p o s :..................... 2,425
In v e s tm e n ts :............................................. 4,195
T o ta lL o a n s :........................................... 15,632
Bank Premises and Fixed A sse ts:............ 145
O th e rR e a lE s ta te :......................................... 0
O th e rA s s e ts :.............................................. 269
T o ta lA s s e ts :......................................... 23,084

D e p o s its :..................................................... 20,651
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 138
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 20,789

Total Trust A ssets:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........ 2,295
Total Liabilities and C a p ita l:.................... 23,084
30,000

DIRECTO RS: Daniel C lifton H orton, S earcy W. Harrell Jr., Harold W. Campbell, D enver D. Jones
Jr., G.R. M osley, John F. Marsh, Alvin Green, Richard H. Mosley, James A. Bloodw orth




72

S tate of A rkansas: Bank D epartm ent

Bank of K ensett
Kensett, AR
Searcy Street
P.O.Box 356
County: White
Population: 1,744

72082-0356
Telephone: 742-3211
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 528
Date: Feb. 17,1922

Trust Department: Yes
Bank Holding Company
None
CHM.: J. H. JO H N S T O N , JR.

CEO: ROGER Q. MILLS

Cash and balances Due From Banks: —
546
Federal Funds and R e p o s :...................... 4,200
In v e s tm e n ts :............................................. 1,736
Total L o a n s :.................................................. 284
Bank Premises and Fixed A sse ts:............. 76
O th er Real E s ta te :......................................... 0
O th er A s s e ts :................................................ 37
Total A s s e ts :...............
6,879

D e p o s its :...................................................... 5,228
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................. 58
Subordinated D e b t:............................................. 0
Total Liabilities:............................................ 5,286

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.................... 500

7

Total Equity Capital and R e s e rv e s :........
Total Liabilities and C a p ita l:......................

1,593
6,879

DIRECTO RS: J. H. Johnston Jr., Roger Mills, William P. Mills

Pine State Bank
Kingsland, AR
First Street
P. O. Box 85
County: Cleveland
Population: 504

71652-0085
Telephone: 348-5657
FAX Number: None

Branches in Town: 0
Other Branches: 1
Charter Number: 165
Date: Aug. 22,1904

Trust Department: No
Bank Holding Company
None
C H M ./C E O : BENNIE RYBURN, JR.

PRESIDENT: JAM ES L. W RIG H T

Cash and balances Due From Banks: —
282
Federal Funds and R e p o s :......................... 225
In v e s tm e n ts :............................................. 1,941
Total L o a n s :.............................................. 3,905
Bank Premises and Fixed A sse ts:............. 73
O ther Real E s ta te :......................................... 0
O th e rA s s e ts :................................................ 70
T o ta lA s s e ts :............................................. 6,496

D e p o s its :...................................................... 5,910
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................. 51
Subordinated D e b t:............................................. 0
Total Liabilities:............................................ 5,961

Total Trust A sse ts:.........................................

Number of Shares O utstanding:..........

0

Total Equity Capital and R e se rve s:............. 535
Total Liabilities and C a p ita l:..................... 6,496
3,059.99

DIREC TO RS: Bennie Ryburn Jr., James S earcy, Freddie M obley, Hugh Quimby, Don Smith, Ray
M orrison, John Trucks




73

S e v e n ty -S ix th Report

Madison Bank & Trust
Kingston, AR
101 Public Square
P.O.Box 39
County: Madison
Population: 300

72742-0039
Telephone: 665-2825
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 338
Date: Apr. 7,1911

Trust Department: Yes
Bank Holding Company
Madison Corporation, Little Rock, AR
C H M ./T .O .: R O LA N D W ILLSHIRE
P R E SID E N T/C E O : G A R Y BUNCH

VICE PRESIDENT: C A R L A HATH O R N
VICE PRESIDENT: B LE N D A HO W ARD

Cash and balances Due From Banks: —
182
Federal Funds and R e p o s :......................... 300
In v e s tm e n ts :............................................. 1,965
Total L o a n s :............................................... 7,398
Bank Premises and Fixed A sse ts:............ 133
O ther Real E s ta te :........................................ 61
O ther A s s e ts :.............................................. 224
T o ta lA s s e ts :.........................................
10,263

D e p o s its :...................................................... 9,347
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 101
Subordinated D e b t:............................................. 0
Total Liabilities:............................................ 9,448

Total Trust A sse ts:...................................... 588

Number of Shares O utstanding:.................... 800

T o ta lE q u ity Capital and R e s e rv e s :............. 815
Total Liabilities and C a p ita l:.................... 10,263

DIRECTO RS: Roland Willshire, G ary W. Bunch, Dana Samples, H ow ard Cain Jr., Sumner
Brashears, Joe Shrum, G ary Easterling

Bank of Lake Village
Lake Village, AR
101 Main Street
P.O.Box 727
County: Chicot
Population: 3,300

71653-0727
Telephone: 265-2241
FAX Number: 265-2125

Branches in Town: 1
Other Branches: 0
Charter Number: 675
Date: Oct. 14,1937

Trust Department: No
Bank Holding Company
Southeast Arkansas Bank Corp., Lake Village, AR
CHM.: D O U G LA S C. W YNN
VICE CHM.: N E D M A Z Z A N T I
PR E S ID E N T/C E O : HERMON C A R LT O N
EX. V.P.: T ER EN C E J. ALPE

V.P.: K EN N ETH D. VAN D ER VO R T
V.P.:DESSIE LEE G IBBS
V .P ./A U D IT O R : JO YC E BELL

Cash and balances Due From B a n k s :.. 2,240
Federal Funds and R e p o s :..................... 1,000
In v e s tm e n ts :.......................................... 17,581
Total L o a n s :........................................... 18,809
Bank Premises and Fixed A sse ts:............ 315
O ther Real E s ta te :......................................... 5
O th e rA s s e ts :........................................... 1,063
T o ta lA s s e ts :......................................... 41,013

D e p o s its :..................................................... 35,248
Federal funds and B orro w in gs:..................... 205
O th er Liabilities:................................................ 400
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 35,853

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

T otalE q uity Capital and R e s e rv e s :........ 5,160
Total Liabilities and C a p ita l:.................... 41,013
60,000

DIRECTO RS: Terence J. Alpe, Sam E. Angel, William W. Bunker, Dr. J.P. Burge, Hermon Carlton,
David F. Gillison Sr., David F. Gillison Jr., Marvin D. L o yd D.D.S, Ned Mazzanti, Joesph J. Pieroni,
Charles H. W eissinger Jr., Douglas C. W ynn




74

State of A rkansas: Bank Departm ent

Simmons First Bank
Lake Village, AR
333 Main Street
P.O.Box 271
County: Chicot
Population: 3,300

71653-0271
Telephone: 265-5366
FAX Number: 265-5558

Branches in Town: 0
Other Branches: 0
Charter Number: 716
Date: Jun. 12,1962

Trust Department: Yes
Bank Holding Company
Simmons First National Corp., Pine Bluff, AR
CHM.: FRED P. M IC H A E L
PR ESID E N T/C E O : BEN F. FLO R IAN I

EX. VICE PRESIDENT: FREDDIE B LA C K

Cash and balances Due From Banks: —
666
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :......................................... 10,042
T o ta lL o a n s :........................................... 15,252
Bank Premises and Fixed A sse ts:............ 163
O ther Real E s ta te :........................................ 14
O ther A s s e ts :.............................................. 692
Total A s s e ts :......................................... 26,829

D e p o s its :..................................................... 22,654
Federal funds and B orrow ings:................. 1,200
O ther Liabilities:................................................ 370
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 24,224

Total Trust A ssets:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........ 2,605
Total Liabilities and C a p ita l:.................... 26,829
12,500

DIREC TO RS: Sam E. A dkisson, W.E. A yres, Herman B erkem eyer, Freddie G. Black, James R.
Burchfield, O hm er C. Burnside, Michael S. Cashion, Ben V. Floriani, James W. Haddock, Craig
Hunt, Cullen Livingston, D oyne W. Loyd, Geno Mazzanti, Fred P. Michael, Carl O. Powell, Richard
L. Pratt, Joe Dan Yee

Citizens Bank of Lavaca
Lavaca, AR
Main Street
P.O.Box 110
County: Sebastian
Population: 1,092

72941-0110
Telephone: 452-7906
FAX Number: 452-7978

Branches in Town: 0
Other Branches: 1
Charter Number: 308
Date: May 5,1910

Member of Federal Reserve System
Trust Department: No
Bank Holding Company
Sebastian Bankshares, Inc., Barling, AR
CHM.: R O N A L D H .U D O U J
PR E S ./C E O : JAM ES N. PATTER SO N
SR. V.P.: G A R Y W. C A R M A C K

VICE PRESIDENT: LAR RY DALE OWEN
VICE PRESIDENT: PA U LE TTE C H R O N ISTER

Cash and balances Due From Banks: —
707
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :......................................... 11,413
T o ta lL o a n s :........................................... 24,364
Bank Premises and Fixed A sse ts:............ 928
O th e rR e a lE s ta te :........................................ 12
O ther A s s e ts :.............................................. 787
Total A s s e ts :......................................... 38,211

D e p o s its :..................................................... 32,501
Federal funds and B orrow ings:................ 1,000
O ther Liabilities:................................................ 261
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 33,762

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........ 4,449
Total Liabilities and C a p ita l:.................... 38,211

DIRECTO RS: J.N. Patterson, R.H. Udouj, G. Bruick, J. Shields, R. Green




41,292

75

S e ve n ty-S ixth Report

Leachville State Bank
Leachville, AR
110 N. Main
P. O. Box 140
County: Mississippi
Population: 1,800

72438-0140
Telephone: 539-6354
FAX Number: 539-2213

Branches in Town: 0
Other Branches: 0
Charter Number: 703
Date: Jan. 23,1951

Trust Department: No
Bank Holding Company
Leachville State Bancshares, Inc., Leachville, AR
CHM.: LAR R Y G RISHAM
PR ES./C EO : NELSO N P. HENRY, JR
EX. VICE PRESIDENT: EDN A PEEPLES

V .P .-O PER A TIO N S: STEVE MAY
C A S H .: EAR N ESTIN E R O B IN E T TE
LO AN OFFICER: DIANE DAVIS

Cash and balances Due From Banks: —
548
Federal Funds and R e p o s :..................... 2,200
In v e s tm e n ts :............................................. 5,940
Total L o a n s :.............................................. 9,960
Bank Premises and Fixed A sse ts:............ 151
O th e rR e a lE s ta te :......................................... 0
O ther A s s e ts :.............................................. 299
Total A s s e ts :......................................... 19,098

D e p o s its :..................................................... 14,970
Federal funds and B orro w in gs:................ 2,000
O ther Liabilities:................................................ 214
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 17,184

Total Trust A ssets:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........ 1,914
Total Liabilities and C a p ita l:.................... 19,098
10,000

DIRECTORS: L a rry Grisham, Nelson Henry, Leon S w ihart

Little River Bank
Lepanto, AR
202 Greenwood
P.O.Box 340
County: Poinsett
Population: 1,964

72354-0340
Telephone: 475-2306
FAX Number: 475-3070

Branches in Town: 0
Other Branches: 0
Charter Number: 498
Date: N ov.21,1919

Trust Department: Yes
Bank Holding Company
None
CHM.: DAN F. PO RTIS
PR ES./C EO : G R A D Y W ATKINS, JR.

C A S H .: B LA N C H E N ASH
T O.: H.G. W ATKINS, III

Cash and balances Due From B a n k s :__ 788
Federal Funds and R e p o s :...................... 1,800
In v e s tm e n ts :.........................................
17,493
Total L o a n s :.............................................. 7,036
Bank Premises and F ixed A sse ts:............ 106
O th e rR e a lE s ta te :......................................... 0
O ther A s s e ts :.............................................. 603
T o ta lA s s e ts :......................................... 27,826

D e p o s its :..................................................... 22,307
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 281
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 22,588
Total Equity Capital and R e s e rv e s :........ 5,238
Total Liabilities and C a p ita l:.................... 27,826

Total Trust A ssets:.........................................

Number of Shares O utstanding:.............

4

10,000

DIRECTO RS: Dan F. Portis, G rady W atkins Jr., D anette P. W atkins, H.G. W atkins III, J.C. Portis,
Ernest B. Portis, W.H. C ross, Junaway Payne, W.K. Ingram Jr., Julanne P. Ingram




76

State of A rkansas: Bank D epartm ent

Peoples Bank & Loan Company
Lewisville, AR
305 Spruce Street
P.O.Box 1100
County: Lafayette
Population: 1,500

71845-1100
Telephone: 921-4244
FAX Number: 921-4336

Branches in Town: 0
Other Branches: 0
Charter Number: 347
Date: Aug. 25,1911

Member of Federal Reserve System
Trust Department: No
Bank Holding Company
Peoples Bancshares, Inc., Lewisville, AR
CHM.: W.H. T R IP L E T T , JR.
VICE C H A IR M A N : C H A R LE S H. MOORE
PR ES ID E N T/C E O : C H A R LE S B LA C K

A S S T . V.P.: D O N N A H. A D KISO N
A S S T . V.P.: M A R S H A L. D ICKSO N
C A S H .: VEN O R A HOOPER

Cash and balances Due From B a n k s :.. 1,102
Federal Funds and R e p o s :..................... 1,525
In v e s tm e n ts :.................. ....................... 10,911
Total L o a n s :........................................... 11,324
Bank Premises and Fixed A ssets:............ 467
O th e rR e a lE s ta te :........................................ 11
O ther A s s e ts :.............................................. 445
T o ta lA s s e ts :......................................... 25,785

D e p o s its :..................................................... 23,383
Federal funds and B o rro w in g s:..'..................... 0
O ther Liabilities:................................................ 233
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 23,616
T o ta lE q u ity Capital and R e s e rv e s :........ 2,169
Total Liabilities and C a p ita l:.................... 25,785

Total T rust A sse ts:.........................................

Number of Shares O utstanding:...............

0

4,000

DIRECTO RS: Phil A lfo rd Jr., Charles Black, L a rry Burrow , O.M. Covington, Paul J. English,
Charles H. Moore, W.H. Triplett Jr., Wilma W illbanks

Bank of Lincoln
Lincoln, AR
West Side Square
P.O.Box 98
County: Washington
Population: 1,422

72744-0098
Telephone: 824-3232
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 119
Date: Mar. 19,1903

Trust Department: No
Bank Holding Company
Lincoln Bankshares, Inc., Lincoln, AR
C H M ./P R E S ./C E O : LO YD R. SW OPE
EX.V.P.: KE N N E TH D. CO X
SR.V.P.: LA R R Y C. KAR N ES
V.P.: PAT R. D AVEN PO RT

V.P.: C. D AR LEN E C H E A T H A M
A S S T . V.P.:E. NELL KID
C A S H .: RONNIE R IN EH AR T

Cash and balances Due From Banks: —
980
Federal Funds and R e p o s :...................... 2,600
In v e s tm e n ts :......................................... 13,345
Total L o a n s :........................................... 22,636
Bank Premises and Fixed A sse ts:............ 300
O th e rR e a lE s ta te :...................................... 158
O ther A s s e ts :........................................... 1,060
T o ta lA s s e ts :......................................... 41,079

D e p o s its :..................................................... 36,723
Federal funds and B orrow ings:...................... 188
O th er Liabilities:................................................ 278
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 37,189

Total Trust A sse ts:.........................................

Number of Shares O utstanding:................. 8000

0

Total Equity Capital and R e s e rv e s :........ 3,890
Total Liabilities and C a p ita l:.................... 41,079

DIRECTO RS: L o yd R. Swope, Kenneth D. Cox, John E verett, Clark McClinton, Wanda Irwin




77

S e ve n ty-S ixth Report

Arkansas Bankers’ Bank
Little Rock, AR
1008 West Second Street
72201-2031
County: Pulaski
Telephone: 371-0535
Population: 250,000
FAX Number: 376-8894

Branches in Town: 0
Other Branches: 0
Charter Number: 752
Date: Apr. 17,1990

Trust Department: No
Bank Holding Company
Arkansas Bankers’ Bancorporation, Inc., Little Rock, AR
CHM.: JO E S . H IA T T
P R E SID E N T/C E O : BILL MAY

SR. V .P ./C A S H .: JO HN E. LO C K
O PER ATIO N OFF.: SH AR I D. FREED

Cash and balances Due From B a n k s :....... 52
Federal Funds and R e p o s :..................... 1,725
In v e s tm e n ts :.................................................. 60
Total L o a n s :..................................................... 0
Bank Premises and F ixed A sse ts:............. 32
O ther Real E s ta te :......................................... 0
O ther A s s e ts :.............................................. 227
Total A s s e ts :............................................. 2,096

D e p o s its :........................................................... 129
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................... 9
Subordinated D e b t:............................................. 0
Total Liabilities:................................................. 138

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e s e rv e s :........
Total Liabilities and C a p ita l:.....................

1,958
2,096
50,000

DIRECTO RS: B urton O. George, Tom H. Grumbles, Joe S. Hiatt, Bill B. May, JM . Park, Lindley V.
Smith, R obert P. Taylor

Eagle Bank & Trust Company
Little Rock, AR
1000 S. Rodney Parham
P.O.Box 22120
County: Pulaski
Population: 250,000

72221-2120
Telephone: 663-2453
FAX Number: 666-3420

Branches in Town: 0
Other Branches: 4
Charter Number: 720
Date: Jul. 28,1966

Trust Department: Yes
Bank Holding Company
State Holding Company, Little Rock, AR
CHM.: H AR R Y L. H A S T IN G S , JR.
P R E S ID E N T /C E O /T .O .: PAT KO CH
SR.V.P.: A N N E T T E VANPELT

VICE PRESIDENT: A L O TT E N
S E C ./T R E A S .: C ATH ER IN E OWEN
C O N T R O LLE R : PAUL C A S T LE B E R R Y

Cash and balances Due From B a n k s :.. 2,179
Federal Funds and R e p o s :......................... 350
In v e s tm e n ts :............................................. 9,663
Total L o a n s :........................................... 25,686
Bank Premises and Fixed A sse ts:........ 2,247
O th e rR e a lE s ta te :...................................... 417
O ther A s s e ts :.............................................. 547
T o ta lA s s e ts :......................................... 41,089

D e p o s its :..................................................... 37,557
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 355
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 37,912
Total Equity C apital and R e s e rv e s :........ 3,177
Total Liabilities and C a p ita l:.................... 41,089

Total Trust A sse ts:......................................

Number of Shares O utstanding:...............

133

8,000

DIRECTO RS: H a rry L. Hastings Jr., Catherine Owen, H orace Jewell, Sam W instead, J.C.
Nichols, Pat Koch




78

State of A rkansas: Bank D epartm ent

Pulaski Bank & Trust Company
Little Rock, AR
5800 R Street
P.O.Box 7299
County: Pulaski
Population: 250,000

72217-7729
Telephone: 661-7700
FAX Number: 661-7857

Branches in Town: 3
Other Branches: 0
Charter Number: 710
Date: Aug. 29,1955

Trust Department: Yes
Bank Holding Company
Pulaski Investment Corporation, Little Rock, AR
CHM.: JA M E S C. E A S T
PR ES ID E N T/C E O : R O BER T C. M AGEE
SR. VICE PRESIDENT: JUDY B E A U M O N T
SR. VICE PRESIDENT: JA N E T MOORE

SR. VICE PRESIDENT: JERRY D U N C A N
SR. VICE PRESIDENT: JAM ES PIERCE
T R U S T OFFICER: HOLLY M ATH ISO N

Cash and balances Due From B a n k s :.. 7,362
Federal Funds and R e p o s:............................ 0
In v e s tm e n ts :......................................... 40,222
Total L o a n s :........................................... 70,905
Bank Premises and Fixed A sse ts:........ 5,932
O ther Real E s ta te :................................... 1,407
O ther A s s e ts :........................................... 3,556
Total A s s e ts :......................................... 129,384

D e p o s its :................................................... 115,866
Federal funds and B orrow ings:................. 2,765
1,283
O ther Liabilities:...........................
Subordinated D e b t:.................. .*..................... 385
Total Liabilities:......................................... 120,299

45,757

Number of Shares O utstanding:............ 212,230

Total Trust A sse ts:...............................

Total Equity Capital and R e se rve s:........ 9,085
Total Liabilities and C a p ita l:.................. 129,384

DIREC TO RS: James C. East, Robert C. Magee, M ark Williamson, Robert C. East, Dr. K.C.
W estbrook

Bank of Lockesburg
Lockesburg, AR
Main & Redbud
P.O.Box 118
County: Sevier
Population: 616

71846-0118
Telephone: 289-4071
FAX Number: 289-2330

Branches in Town: 0
Other Branches: 0
Charter Number: 746
Date: May 31,1985

Trust Department: No
Bank Holding Company
DeWitt First Bankshares, Inc., DeWitt, AR
C H M ./C E O : RAY H A M B R IC K
PRESIDENT: PHILIP H. W O R TH EN

V.P.: PH YLLIS (CEC I) B E T T E L L
OPER. OFF.: B E T T Y CURRENCE

Cash and balances Due From B a n k s :.. 1,069
Federal Funds and R e p o s:......................... 255
In v e s tm e n ts :............................................. 5,491
Total L o a n s :........................................... 10,034
Bank Premises and Fixed A sse ts:............ 145
O ther Real E s ta te :......................................... 0
O th er A s s e ts :.............................................. 555
Total A s s e ts :......................................... 17,549

D e p o s its :..................................................... 15,253
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 114
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 15,367

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 2,182
Total Liabilities and C a p ita l:.................... 17,549

DIRECTO RS: Ray Ham brick, W arren Jennings Sr., L e ster McKinley




2,500

79

S e v e n ty -S ix th Report

First S tate Bank
Lonoke, AR
101 E. Front
P.O.Box 320
County: Lonoke
Population: 4,128

72086-0320
Telephone: 676-3106
FAX Number: 676-5046

Branches in Town: 1
Other Branches: 0
Charter Number: 670
Date: Mar. 9,1935

Trust Department: No
Bank Holding Company
Lonoke Bancshares, Inc., Lonoke, AR
CHM.: WAYNE B E N N E T T , SR.
C E O /EX. V.P.: DAVID R. ESTES

PRESIDENT: NEIL B E N N E T T , SR.

Cash and balances Due From B a n k s :.. 3,693
Federal Funds and R e p o s :...................... 2,715
In v e s tm e n ts :......................................... 26,934
Total L o a n s :........................................... 22,080
Bank Premises and F ixed A sse ts:............ 479
O ther Real E s ta te :........................................ 82
O ther A s s e ts :........................................... 1,068
Total A s s e ts :......................................... 57,051

D e p o s its :..................................................... 49,593
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 474
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 50,067

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e s e rv e s :........ 6,984
Total Liabilities and C a p ita l:.................... 57,051
16,000

DIRECTORS: W ayne Bennett Sr., Neil Bennett Sr., W ayne Bennett Jr., Neil Bennett Jr., H. Austin
Grimes M.D.

Farmers Bank & Trust Company
Magnolia, AR
100 N. Court Square
P.O.Box 250
County: Columbia
Population: 12,000

71753-0250
Telephone: 234-2211
FAX Number: 234-7296

Branches in Town: 3
Other Branches: 0
Charter Number: 217
Date: Sep. 26,1906

Trust Department: Yes
Bank Holding Company
Magnolia Banking Corporation, Magnolia, AR
C H M ./P R E S ./C E O : B O B L. BURNS
EX. V .P ./C O O : M A C K L. TAYLO R
SR. V .P ./T .O .: BRU CE D. M A LO C H
SR. V P/C O M M . LEND.: STEVE KEITH

V /P ./C O N T R O L L E R : KEVIN W. PLETCH ER
V .P ./C A S H .: E A R L B O O T H
V .P ./R E T A IL LEND.: D A N N Y F ITZPATR IC K

Cash and balances Due From B a n k s :.. 3,705
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :......................................... 55,275
Total L o a n s :........................................... 63,356
Bank Premises and F ixed A sse ts:............ 664
O ther Real E s ta te :. ..................................... 435
O ther A s s e ts :..........
2,388
T o ta jA s s e ts :...........
125,823

D e p o s its :................................................... 112,169
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:........................................... 1,101
Subordinated D e b t:............................................. 0
Total Liabilities:......................................... 113,270
Total Equity Capital and R e s e rv e s :....... 12,553
Total Liabilities and C a p ita l:.................. 125,823

Total Trust A s s e ts :.. .............................

Number of Shares O utstanding:............ 100,000

20,414

DIRECTO RS: Bob L. Burns, T. H. Bradley Jr., Paul Crumpler, W.E. Fullenwider, C.S. Kincaid III, Bob
Neill, W ayne M. N ew ton, Ronnie Ribble, Ken Sibley, Mack L. Taylor




80

State of A rkansas: Bank D epartm ent

Bank of Malvern
Malvern, AR
327 Ash Street
P.O.Box 897
County: Hot Spring
Population: 10,000

72104-0897
Telephone: 332-6966
FAX Number: 332-2374

Branches in Town: 1
Other Branches: 0
Charter Number: 10
Date: Jun. 24,1889

Trust Department: Yes
Bank Holding Company
Central Arkansas Bancshares, Inc., Malvern, AR
C H M ./P R E S ./C E O : PAUL L. O F F U T T
E X.V.P .: D O N A L D J. T A C K E T T

VICE PRESIDENT: M A R S H A TANNER
V .P ./C A S H IE R : M ARY BETH ROSEBERRY

Cash and balances Due From B a n k s :.. 3,333
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :......................................... 33,769
Total L o a n s :........................................... 43,742
Bank Premises and Fixed A sse ts:........ 1,163
O ther Real E s ta te :................................... 1,341
O ther A s s e ts :........................................... 1,484
Total A s s e ts :......................................... 84,832

D e p o s its :..................................................... 73,444
Federal funds and B orrow ings:................. 1,515
O th er Liabilities:................................................ 492
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 75,451

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........ 9,381
Total Liabilities and C a p ita l:.................... 84,832
12,000

DIREC TO RS: Paul L. O ffu tt, D o rsey D. G lover, Dale Horn, Sam R. Clark, Joe C. Keith, W.R. Ward,
Ross M. Whipple, Don J. T ackett

M ercantile Bank
Mammoth Spring, AR
250 Main Street
P.O.Box 310
County: Fulton
Population: 1,158

72554-0310
Telephone: 625-3235
FAX Number: 625-7497

Branches in Town: 0
Other Branches: 0
Charter Number: 750
Date: Oct. 24,1989

Trust Department: No
Bank Holding Company
North Arkansas Bancshares, Inc., Jonesboro, AR
CHM: D. L. LIEBLO N G
PR ES ID E N T/C E O : W ILLIA M O. PACE

V. P.: JO YC E GRIFFIN
C ASH IER : NO RM A G. PACE

Cash and balances Due From B a n k s :__ 888
Federal Funds and R e p o s :..................... 7,450
In v e s tm e n ts :............................................. 5,285
Total L o a n s :........................................... 10,040
Bank Premises and Fixed A sse ts:............ 409
O th e rR e a lE s ta te :......................................... 0
O th e rA s s e ts :........................................... 1,183
Total A s s e ts :......................................... 25,255

D e p o s its :..................................................... 21,944
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................ 336
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 22,280

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 2,975
Total Liabilities and C a p ita l:.................... 25,255
8,000

DIRECTO RS: Richard G arrison, William R. Hass, Thom as R. Freeman, Wendell Ragsdale, G.L.
Lieblong, William O. Pace




81

S e v e n ty -S ix th Report

M erchants & Planters Bank
Manila, AR
319 N. Baltimore
P.O.Box 440
County: Mississippi
Population: 2,552

72442-0440
Telephone: 561-4427
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 698
Date: Mar. 16,1948

Trust Department: No
Bank Holding Company
None
CHM.: PEGGY F. C H E A D LE
CEO: M A X H. S C H R A D E R
PRESIDENT: B E T T Y F. S C H R A D E R

V.P.: D A N N Y R O BBINS
C A S H : N O R M A JA C K S O N

Cash and balances Due From Banks: —
843
Federal Funds and R e p o s :...................... 1,575
In v e s tm e n ts :............................................. 3,793
Total L o a n s :............................................... 6,695
Bank Premises and F ixed A sse ts:............. 64
O ther Real E s ta te :........................................ 15
O ther A s s e ts :............................................... 206
T o ta lA s s e ts :.......................................... 13,191

D e p o s its :..................................................... 11,426
Federal funds and B orro w in gs:......................... 0
O th e r Liabilities:................................................ 153
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 11,579

0

Total Trust A sse ts:.............

Total Equity C apital and R e s e rv e s :........ 1,612
Total Liabilities and C a p ita l:.................... 13,191
Number of Shares O utstanding:.............

10,000

DIRECTO RS: Peggy F. Cheadle, James B. Cheadle, B e tty F. S chrader, L.E. Townsend, Hulen
Faulkner, Paul W. Fleeman, Danny Robbins, Max H. S chrader

Bank of Mansfield
Mansfield, AR
101 S. Sebascott
P.O.Box 387
County: Sebastian
Population: 1,000

72944-0387
Telephone: 928-4418
FAX Number: 928-5149

Branches in Town: 0
Other Branches: 0
Charter Number: 678
Date: Feb. 16,1939

Trust Department: No
Bank Holding Company
Mansfield Bankstock, Inc., Mansfield, AR
CHM.: J. M IC H A E L SHAW

PR E S ID E N T/C E O : JOE TERRY

Cash and balances Due From Banks: —
544
Federal Funds and R e p o s :......................... 600
In v e s tm e n ts :.......................................... 10,517
T o ta lL o a n s :............................................... 9,139
Bank Premises and Fixed A ss e ts :............ 217
O ther Real E s ta te :...................................... 147
O ther A s s e ts :............................................... 396
T o ta lA s s e ts :.......................................... 21,560

D e p o s its :..................................................... 19,675
Federal funds and B o rro w in gs:......................... 0
O th er Liabilities:................................................ 188
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 19,863
Total Equity C apital and R e s e rv e s :........ 1,697
Total Liabilities and C a p ita l:.................... 21,560

Total Trust A sse ts:..........................................

Num ber of Shares O utstanding:...............

0

9,600

DIRECTO RS: J. Michael Shaw, Joseph A. T e rry, L a ry W alker, S.M. Taylor, S.D. Barnes, Melba
Conaway, Paula C ow ard




S tate of A rkansas: Bank D epartm ent

82

Citizens Bank
Marion, AR
115 Block Street
P.O.Box 300
County: Crittenden
Population: 2,996

72364-0300
Telephone: 739-4421
FAX Number: 739-1305

Branches in Town: 0
Other Branches: 0
Charter Number: 677
Date: Mar. 15,1938

Trust Department: No
Bank Holding Company
First Citizens Bancshares Company, Marion, AR
C H M ./P R E S ./C E O : FO R REST N. JENKINS
V.P.: C H A R LE S E. HO RTO N
A S S T . V.P.: L. S C O T T BO ND

C ASH IER : JO A N B A S S
A S S T . C A S H .: LU CILLE H. BR A C K IN
A S S T . C A S H .: G LO RIA G. SPENCER

Cash and balances Due From B a n k s :.. 2,199
Federal Funds and R e p o s :...................... 1,250
In v e s tm e n ts :............................................. 8,531
T o ta lL o a n s :........................................... 19,232
Bank Premises and Fixed A sse ts:........ 1,160
O th er R e a lE s ta te :.......................................... 0
O th e rA s s e ts :............................................... 423
Total A s s e ts :.......................................... 32,795

D e p o s its :..................................................... 28,690
Federal funds and B orrow ings:................. 1,000
O ther Liabilities:................................................ 170
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 29,860
Total Equity Capital and R e s e rv e s :........ 2,935
Total Liabilities and C a p ita l:.................... 32,795

Total T rust A sse ts:..........................................

Number of Shares O utstanding:...............

0

1,500

DIREC TO RS: C.H. Bond Jr., Sanders C a rte r, Frank G. Fogleman, Julian Hardin, Joe T aylo r III,
James R. S to ckle y, Richard W illiford, F orrest N. Jenkins, William B art Turner, Allen Helms Jr, Linda
Jenkins

M arked Tree Bank
M arked Tree, AR
210 Frisco Street
P.O.Box 160
County: Poinsett
Population: 3,200

72365-0160
Telephone: 358-2600
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 651
Date: Mar. 3,1932

Trust Department: Yes
Bank Holding Company
Marked Tree Bancshares, Inc., Marked Tree, AR
CHM.: E. R IT TE R A R N O LD
P R E S ID E N T/C E O : JO H N A. BRUNNER, JR.
V .P ./C A S H IE R : F R A N C E S W H IT LO W

V .P ./T .O .: PHILLIP M A R S H A LL
LO AN OFFICER: D A N N Y M. M ORRISON

Cash and balances Due From B a n k s :.. 1,537
Federal Funds and R e p o s :......................... 450
In v e s tm e n ts :.........................................
17,779
T o ta lL o a n s :.............................................. 4,852
Bank Premises and Fixed A sse ts:............. 66
O ther Real E s ta te :........................................ 76
O th e rA s s e ts :.............................................. 367
T o ta lA s s e ts :......................................... 25,127

D e p o s its :..................................................... 20,957
Federal funds and B orrow ings:................. 1,300
O th er Liabilities:................................................ 301
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 22,558

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 2,569
Total Liabilities and C a p ita l:.................... 25,127
2,500

DIRECTO RS: M ary A. Arnold, E. R itter Arnold, John A. Brunner Jr., Frank Brunner, Jr., J. Robert
Brunner, Daniel Hatzenbuehler, Louis H. Goad




83

S e v e n ty -S ix th Report

S earcy C ounty Bank
Marshall, AR
NE Corner of Square
P.O.Box 250
County: Searcy
Population: 1,595

72650-0250
Telephone: 448-3341
FAX Number: 448-5404

Branches in Town: 0
Other Branches: 1
Charter Number: 679
Date: Feb. 26,1940

Trust Department: No
Bank Holding Company
North Arkansas Bancshares, Inc., Jonesboro, AR
P R E SID E N T/C E O : NEIL A. W ILKIN S, SR.
EX. V.P.: D A N N Y G. H O R TO N

V .P ./C A S H ./S E C .: BREN D A HAR N ESS
V .P ./B R . MNGR.: M AR Y JA N E HO RTO N

Cash and balances Due From B a n k s :.. 1,461
Federal Funds and R e p o s :...................... 5,500
In v e s tm e n ts :.......................................... 11,058
Total L o a n s :........................................... 17,584
Bank Premises and Fixed A sse ts:............ 263
O ther Real E s ta te :........................................ 19
O ther A s s e ts :........................................... 1,765
Total A s s e ts :.......................................... 37,650

D e p o s its :..................................................... 32,615
Federal funds and B orro w in gs:......................... C
O th er Liabilities:................................................ 249
S ubordinated D e b t:............................................. 0
Total Liabilities:........................................... 32,864

Total Trust A sse ts:..........................................

Num ber of Shares O utstanding:...............

0

Total Equity C apital and R e s e rv e s :........ 4,786
Total Liabilities and C a p ita l:.................... 37,650
4,000

DIRECTO RS: Neil A. W ilkins Sr., G eorge Daniel, Bob D erickson, Virgil Blair, Ancil Mays, G.L.
Lieblong

Bank of Marvell
M arvell, AR
Hwy. 49 W
P.O.Box 67
County: Phillips
Population: 1,724

72366-0067
Telephone: 829-2596
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 109
Date: Jan. 8,1903

Trust Department: No
Bank Holding Company
Marvell Implement Co., Marvell, AR
C H M ./P R E S ./C E O : G IBSO N TU R LE Y
EX. V.P.: TOM M IE E. S H A C K LE F O R D , JR.
V.P.: G IBSO N T U R LE Y , JR.

VICE PRESIDENT: BEN DAVISO N
C A S H .: P A T TY SUE RU SSELL

Cash andbalances Due From Banks: —
614
Federal Funds and R e p o s :......................... 255
In v e s tm e n ts :.......................................... 16,900
Total L o a n s :............................................... 1,635
Bank Premises and F ixed A sse ts:............. 34
O ther Real E s ta te :......................................... 0
O ther A s s e ts :.............................................. 580
Total A s s e ts :.......................................... 20,018

D e p o s its :..................................................... 17,404
Federal funds and B orro w in gs:......................... 0
O th e r Liabilities:................................................ 175
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 17,579

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity C apital and R e s e rv e s :........ 2,439
Total Liabilities and C a p ita l:.................... 20,018
6,000

DIRECTO RS: Gibson Turley, J.A. Hill, James H. Hill, Tommie E. S hackelford Jr., Virginia Turley,
Gibson Turley Jr.




S tate of A rkansas: Bank D epartm ent

84

Bank of M cC rory
M cCrory, AR
124 Edmonds Avenue
P.O.Box 367
County: W oodruff
Population: 2,000

72101-0367
Telephone: 731-2521
FAX Number: 731-2859

Branches in Town: 0
Other Branches: 0
Charter Number: 128
Date: Jun. 8,1903

Trust Department: Yes
Bank Holding Company
Thompson Land Company, Inc., McCrory, AR
CHM.: JO H N G. T H O M P S O N
P R E S ID E N T/C E O : JERRY DYER

T.O .: M A R G A R E T CO LLIER

Cash and balances Due From B a n k s :.. 2,062
Federal Funds and R e p o s :...................... 3,400
In v e s tm e n ts :.......................................... 35,692
Total L o a n s :........................................... 13,523
Bank Premises and Fixed A sse ts:............ 171
O th er Real E s ta te :......................................... 0
O th er A s s e ts :........................................... 1,369
T o ta lA s s e ts :......................................... 56,217

D e p o s its :..................................................... 50,343
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 446
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 50,789

Total T rust A sse ts:...................................... 633

Number of Shares O utstanding:.............

Total Equity C apital and R e se rve s:........ 5,428
Total Liabilities and C a p ita l:.................... 56,217
20,000

DIREC TO RS: John G. Thom pson, H. Ripley Thom pson, Ian A rnof, John D. Eldridge, John D.
Eldridge III, G.L. M orris Jr., Edwin B. C onner Jr., Donald Cain, Fletcher C. Lewis, Vance M.
T hom pson III, Je rry D ye r

McGehee Bank
McGehee, AR
301 N. Second Street
P.O.Box 787
County: Desha
Population: 5,600

71654-0787
Telephone: 222-3151
FAX Number: 222-6159

Branches in Town: 1
Other Branches: 3
Charter Number: 661
Date: Dec. 5,1933

Trust Department: Yes
Bank Holding Company
Southeast Financial Bankstock Corporation, McGehee, AR
CHM.: S A M B O W M A N
VICE CHM.: JO H N P O TT E R
P R E S ID E N T/C E O : BILL BO W M A N
EX. V .P ./T .O ./: MIKE SM ITH

V.P.: PHILLIP PR IV E T T
V.P.: T O D D PO TTER
C A S H : STEPHEN W ILSON

Cash and balances Due From B a n k s :.. 2,894
Federal Funds and R e p o s :..................... 2,400
In v e s tm e n ts :......................................... 31,367
T o ta lL o a n s :........................................... 34,291
Bank Premises and Fixed A sse ts:............ 552
O th e rR e a lE s ta te :...................................... 843
O ther A s s e ts :........................................... 1,251
T o ta lA s s e ts :.......................................... 73,598

D e p o s its :..................................................... 63,113
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................ 791
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 63,904

Total Trust A sse ts:...............................

Number of Shares O utstanding:.............

22,157

Total Equity Capital and R e s e rv e s :........ 9,694
Total Liabilities and C a p ita l:.................... 73,598
80,000

DIRECTO RS: Sam Bowman, Bill Bowman, John P otter, M ark Sherland Jr., R obert A d co ck, Jimmy
L. Buford, Bill Elliott, David Leech, Cecil Simpson, James N. Smith, John L. Maier Jr.




85

S e v e n ty -S ix th Report

The Bank of N orth Arkansas
Melbourne, AR
Main & Spring
P.O.Box 70
County: Izard
Population: 1,619

Branches in Town: 0
Other Branches: 3
Charter Number: 42
Date: Jul. 29,1896

72556-0070
Telephone: 368-4205
FAX Number: 368-4641
Trust Department: No

Bank Holding Company
InvestArk Bankshares, Inc., Stuttgart, AR
CHM.: W. NEIL M A Y N A R D
PR ESID E N T/C E O : LLO Y D T. JO NES
V.P.: W. MIKE C O NE

V.P.: JUDY D. SAN D ER S
C A S H : ERNESTINE M ARLIN

Cash and balances Due From B a n k s :.. 1,910
Federal Funds and R e p o s :...................... 1,000
In v e s tm e n ts :......................................... 25,211
Total L o a n s :........................................... 17,576
Bank Premises and Fixed A sse ts:........ 1,141
O ther Real E s ta te :.......................................... 3
O ther A s s e ts :.............................................. 808
Total A s s e ts :.......................................... 47,649

D e p o s its :..................................................... 43,515
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 306
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 43,821
Total Equity C apital and R e s e rv e s :........ 3,828
Total Liabilities and C a p ita l:.................... 47,649

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

80,000

DIRECTO RS: Cole Martin, Lloyd T. Jones, W. Neil M aynard, H a rry C. Erwin, Harlin F. Hames,
James E. Miller, Vernon J. Giss, W. W esley Arnold, Tommy H. Hillman

The Union Bank of Mena
Mena, AR
515 Janssen Avenue
P. O. Box 898
County: Polk
Population: 5,200

71953-0898
Telephone: 394-2211
FAX Number: 394-3809

Branches in Town: 1
Other Branches: 2
Charter Number: 667
Date: Jul. 25,1934

Trust Department: No
Bank Holding Company
Union Bankshares, Inc., Mena.AR
CHM.: EDW ARD W. S TEVEN SO N
PR ESID E N T/C E O : BILL L. W OO D

EX. V.P.: G A R Y N EW C O M B
C A S H : RUBY LU NSFO R D

Cash and balances Due From B a n k s :.. 2,734
Federal Funds and R e p o s :..................... 2,100
In v e s tm e n ts :.......................................... 17,572
Total L o a n s :........................................... 43,633
Bank Premises and Fixed A sse ts:............ 625
O ther Real E s ta te :...................................... 141
O ther A s s e ts :........................................... 1,012
T o ta lA s s e ts :......................................... 67,817

D e p o s its :..................................................... 60,368
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 387
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 60,755
Total Equity C apital and R e s e rv e s :........ 7,062
Total Liabilities and C a p ita l:.................... 67,817

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

12,000

DIRECTO RS: R.A. C arver, John A. C raw ford, R.L. Hamilton, David M addox, G ary Newcom b,
Pauline M orrow , Edw ard W. S tevenson, Bill Lauck W ood




86

S tate of A rkansas: Bank D epartm ent

MidSouth Bank
M onette, AR
302 W. Drew
P.O.Box P
County: Craighead
Population: 1,000

72447-0610
Telephone: 486-5493
FAX Number: 486-2250

Branches in Town: 1
Other Branches: 1
Charter Number: 673
Date: Dec. 29,1936

Trust Department: No
Bank Holding Company
None
CHM.: C A R O LY N FRIERSON
P R E S ID E N T/C E O : REVIS G. S T E W A R T
SR.V.P.: SHIRLEY B R O N A U G H
V.P.: BILL C L A R K

V.P.: TERRY FRIERSON
V .P ./C A S H .: VERLENE FULLEN
A S S T . V.P.: JAM ES R. TH O M PSO N
A S S T . V.P.: JA N E T DUFFEL

Cash and balances Due From B a n k s :.. 1,384
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :......................................... 11,929
23,660
Total L o a n s :...........
Bank Prem ises and Fixed A sse ts:............ 860
O th er Real E s ta te :........................................ 28
O th er A s s e ts :.............................................. 745
Total A s s e ts :......................................... 38,606

D e p o s its :..................................................... 33,523
Federal funds and B orrow ings:................. 1,600
O th er Liabilities:...............................
379
S ubordinated D e b t:............................................. 0
Total Liabilities:........................................... 35,502

Total T rust A ss e ts :.........................................

0

Total Equity Capital and R e se rve s:........ 3,104
Total Liabilities and C a p ita l:.................... 38,606
Number o f Shares O utstanding:...............

4,000

DIREC TO RS: C arolyn Frierson, Revis G. S tew a rt, Verlene Fullen, Shirley Bronaugh, T e rry
Frierson, Dr. B.R. H arper, Ruth P. Latta, J.E. S to ry

Commercial Bank & Trust Company
Monticello, AR
212 W. Gaines Street
P.O.Box 150
County: Drew
Population: 9,751

71655-0150
Telephone: 367-6221
FAX Number: 367-7700

Branches in Town: 3
Other Branches: 0
Charter Number: 391
Date: Nov. 29,1912

Trust Department: Yes
Bank Holding Company
Drew Bancshares, Inc., Monticello, AR
CHM.: VIR G IN IA M. RYBURN
P R E S ID E N T/C E O : R EG IN ALD G LOVER

EX. V .P ./T .O .: GEORGE T. HARRIS

Cash and balances Due From B a n k s :.. 2,558
Federal Funds and R e p o s :...................... 2,275
In v e s tm e n ts :......................................... 22,402
Total L o a n s :........................................... 32,676
Bank Prem ises and Fixed A sse ts:............ 661
O ther Real E s ta te :...................................... 274
O ther A s s e ts :.............................................. 956
T o ta lA s s e ts :......................................... 61,802

D e p o s its :..................................................... 55,547
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................ 448
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 55,995
Total Equity C apital and R e s e rv e s :........ 5,807
Total Liabilities and C a p ita l:.................... 61,802

Total Trust A ssets:...................................

Num ber of Shares O utstanding:...............

1,016

8,000

DIRECTO RS: Joe Brannen, James Burks, C.C. Gibson III, Reginald G lover, R.D. Jones Jr., L.D.
Long, Bennie R yburn Jr., Virginia M. Ryburn, Kim Ward, Frank W olfe




87

S e v e n ty -S ix th Report

Union Bank & Trust Company
Monticello, AR
102 W.McCloy
P.O.Box 270
County: Drew
Population: 9,751

71655-0270
Telephone: 367-9727
FAX Number: None

Branches in Town: 1
Other Branches: 1
Charter Number: 448
Date: Sep. 15,1915

Trust Department: Yes
Bank Holding Company
First Union Financial Corp., Monticello, AR
c h m .:z a c h McC l e n d o n , j r .
P R E SID E N T/C E O : JA M E S P. JE T T

T.O .: BEVERLY HUDSON

Cash and balances Due From B a n k s :.. 3,659
Federal Funds and R e p o s :.............. 6,350
In v e s tm e n ts :.......................................... 31,707
T o ta lL o a n s :........................................... 35,188
Bank Premises and Fixed A sse ts:. 1,470
O th e rR e a lE s ta te :...................................... 307
O ther A s s e ts :................................... 1,460
T o ta lA s s e ts :......................................... 80,141

D e p o s its :..................................................... 72,805
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 943
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 73,748

Total Trust A sse ts:...........................

Number of Shares O utstanding:.............

4,627

Total Equity Capital and R e s e rv e s :........ 6,393
Total Liabilities and C a p ita l:.................... 80,141
80,000

DIRECTORS: William K. Ball, Brow n Calhoun, Frank C arson Jr., Dale Handly, Charles Jackson,
James P. Jett, Wells M offa tt, David E. Wilkins, John P o rte r Price, Zach M cClendon Jr., Richard
Reinhart, Alan G. Williams

The Bank of M ontgom ery C ounty
Mount Ida, AR
George Street
P.O.Box 435
County: Montgomery
Population: 1,023

71957-0435
Telephone: 867-3148
FAX Number: 867-4333

Branches in Town: 0
Other Branches: 0
Charter Number: 617
Date: Nov. 26,1930

Trust Department: No
Bank Holding Company
Montgomery County Bancshares, Inc., Little Rock, AR
C H M ./P R E S ./C E O : D A N IE L C. HO RTO N
EX. V.P.: MELVIN L. SIMPSON

SR. V.P.: M A R C IA S U M M IT T
C A S H : H E T T IE A B E R N A T H Y

Cash and balances Due From B a n k s :__ 964
Federal Funds and R e p o s :...................... 1,800
In v e s tm e n ts :......................................... 18,312
T o ta lL o a n s :........................................... 23,427
Bank Premises and Fixed A sse ts:............ 307
O th e rR e a lE s ta te :......................................... 3
O ther A s s e ts :........................................... 1,042
T o ta lA s s e ts :......................................... 45,855

D e p o s its :..................................................... 39,472
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 733
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 40,205
Total Equity C apital and R e s e rv e s :........ 5,650
Total Liabilities and C a p ita l:.................... 45,855

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

4,000

DIRECTO RS: Daniel C. H orton, D enver Jones, G.R. M osley, John Selig, Ode M addox, Joe
B rakefield Jr., Bill Law rence, D oyle O ’Neal, Harold Campbell, Melvin L. Simpson, R obert Campbell,
Bob Lybrand, A.L. Banta, Bob Gore, R. L. Qualls, Bill Barnes




88

State of A rkansas: Bank D epartm ent

Peoples Bank & Trust Company
Mountain Home, AR
Ninth & Baker Streets
P.O. Drawer B
County: Baxter
Population: 7,000

72653-0458
Telephone: 425-2166
FAX Number: None

Branches in Town: 1
Other Branches: 0
Charter Number: 147
Date: Aug. 10,1906

Trust Department: Yes
Bank Holding Company
Baxter County Bancshares, Inc., Mountain Home, AR
CHM.: REYNIE R U TLED G E
P R E S ID E N T/C E O : LA R R Y NELSO N
SR. V.P.: C H A R LE S A. M O RTO N
SR. V.P.: JA M E S E. REVES

SR. V.P.: CLYDE R. TH O R N , JR.
V.P.: KEARN IE C A R LE T O N
V .P ./T .O .: RICK CO O PER

Cash and balances Due From B a n k s :.. 5,407
Federal Funds and R e p o s :...................... 2,100
In v e s tm e n ts :.......................................... 82,722
Total L o a n s :........................................... 58,682
Bank Premises and F ixed A sse ts:............ 578
O ther Real E s ta te :...................................... 668
O th e r A s s e ts :........................................... 2,430
Total A s s e ts :.......................................... 152,587

D e p o s its :................................................... 137,052
Federal funds and B orrow ings:......................... 0
O th er Liabilities:........................................... 1,274
S ubordinated D e b t:............................................. 0
Total Liabilities:......................................... 138,326

Total Trust A sse ts:................................

Number of Shares O utstanding:............ 110,000

26,319

Total Equity Capital and R e se rve s:....... 14,261
Total Liabilities and C a p ita l:.................. 152,587

DIRECTO RS: Reynie Rutledge, L a rry G. Nelson, W.M. Thom pson, Don Jack, Guy King, James
Faulkner, R.E. Baker, W. T. Morgan, James Lindsey, B.R. Wiseman, D. Eugene F ortson, Neil
Nelson

Bank of Mountain View
Mountain View, AR
Main Street
P.O.Box 1228
County: Stone
Population: 2,147

72560-1228
Telephone: 269-3815
FAX Number: 269-2899

Branches in Town: 0
Other Branches: 0
Charter Number: 446
Date: Jul.21,1915

Trust Department: No
Bank Holding Company
None
CHM.: GLEN HINKLE
C E O /E X . V.P.: C H A R LE S A. LOW E

PRESIDENT: JAM ES G. HINKLE
V .P ./C A S H IE R : W ELDO N D U N C A N

Cash and balances Due From B a n k s :.. 2,478
Federal Funds and R e p o s :...................... 3,330
In v e s tm e n ts :......................................... 23,172
Total L o a n s :........................................... 25,326
Bank Premises and Fixed A s s e ts :..... .,..^..490.
O ther Real E s ta te :....................
292
O ther A s s e ts :.............................., ___—
240Total A s s e ts :................................
66,328

D e p o s its :..................................................... 45,440
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 526
S ubordinated D e b t:............................................. 0
■T otalLiabilities......i .................................... 45,966

Total Trust A sse ts:......................

Num ber o f Shares O utstanding:...............

0

Total Equity C apital and R e s e rv e s :....... 10,362
Total (liabilities and C a p ita l:.................... 56,328

DIREC TO RS: Glen Hinkle, Jame$ u . Hink&iKeLfirtatrrW-: Sdrton, Charles A. Low e




4,000

89

S e v e n ty -S ix th Report

Bank of M ulberry
M ulberry, AR
311 Main Street
P.O. Drawer A
County: Crawford
Population: 1,444

72947-0480
Telephone: 997-1154
FAX Number: 997-1161

Branches in Town: 0
Other Branches: 0
Charter Number: 81
Date: Jan. 15,1902

Trust Department: No
Bank Holding Company
Acme Holding Company, Inc., Little Rock, AR
CHM.: LEX G OLDEN
P R E SID E N T/C E O : B E T T Y FELLER

V .P ./C A S H .: D IA N N A M ILLS AP

Cash and balances Due From Banks: —
856
Federal Funds and R e p o s :..................... 4,100
In v e s tm e n ts :............................................. 2,063
Total L o a n s :........................................... 17,423
Bank Premises and Fixed A sse ts:............ 415
O ther Real E s ta te :........................................ 77
O ther A s s e ts :.............................................. 676
T o ta lA s s e ts :......................................... 25,610

D e p o s its :..................................................... 22,921
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 235
S ubordinated D e b t:............................................ 0
Total Liabilities:........................................... 23,156

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity C apital and R e se rve s:........ 2,454
Total Liabilities and C a p ita l:.................... 25,610
4,000

DIRECTORS: Lex Golden, W.J. M edlock, B e tty Feller

Pike C ounty Bank
M urfreesboro, AR
101 N. Washington Street
71958-0297
P.O.Box 279
Telephone: 285-2172
County: Pike
FAX Number: 285-3335
Population: 1,883

Branches in Town: 0
Other Branches: 1
Charter Number: 175
Date: Dec. 19,1904

Trust Department: No
Bank Holding Company
None
CHM.: IRVIN C .B A IN U M
A C T IN G P R E S ./C E O : BR EN D A SM ITH

SR. V.P.: JO HN ROSS
C A S H .: BREN DA RO BER TS

Cash and balances Due From B a n k s :.. 1,776
Federal Funds and R e p o s :...................... 1,200
In v e s tm e n ts :.......................................... 12,610
Total L o a n s :........................................... 22,826
Bank Premises and Fixed A sse ts:........ 1,198
O ther Real E s ta te :...................................... 291
O ther A s s e ts :.............................................. 746
T o ta lA s s e ts :.......................................... 40,647

D e p o s its :..................................................... 35,778
Federal funds and B orro w in gs:..................... 245
O th er Liabilities:................................................ 285
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 36,308

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity C apital and R e s e rv e s :........ 4,339
Total Liabilities and C a p ita l:.................... 40,647
16,000

DIRECTO RS: Irvin C. Bainum, John Ross, Thom as Bridgeman, G eorge Steel Sr., Elbert Ray,
C ooper Kizzia




90

S tate of A rkansas: Bank D epartm ent

Bank of Newark
Newark, AR
Front Street
P. O. Box 320
County: Independence
Population: 1,175

72562-0320
Telephone: 799-3205
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 686
Date: Oct. 10,1944

Trust Department: No
Bank Holding Company
Worthen Banking Corporation, Little Rock, AR
C H M ./P R E S ./C E O : D A LE E. C O LE
V.P.: JERRY B R IG H T W E LL

V .P ./C A S H IE R : M ARY STEELE
A S S T . V.P.: LIND A H O LC O M BE

Cash and balances Due From B a n k s :.... 877
Federal Funds and R e p o s :......................... 500
In v e s tm e n ts :............................................. 5,067
Total L o a n s :.............................................. 3,421
Bank Premises and Fixed A sse ts:............. 28
O th er Real E s ta te :......................................... 0
O th er A s s e ts :.............................................. 124
T o ta lA s s e ts :......................................... 10,017

D e p o s its :...................................................... 8,933
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................. 64
Subordinated D e b t:............................................ 0
Total Liabilities:............................................ 8,997

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e s e rv e s :........ 1,020
Total Liabilities and C a p ita l:.................... 10,017
11,665

DIRECTO RS: Dale E. Cole, Enos Nicholas, James L. R uth erford Jr.

First S tate Bank of N ew port
N ew port, AR
200 Hazel
P.O.Box 340
County: Jackson
Population: 8,339

72112-0340
Telephone: 523-7500
FAX Number: 523-4124

Branches in Town: 1
Other Branches: 1
Charter Number: 738
Date: Jul. 6,1978

Trust Department: Yes
Bank Holding Company
North Arkansas Bancshares, Inc., Jonesboro, AR
P R E S ID E N T/C E O : RO BER T L. SM ITH
SR .V.P.: R O N A L D BENSO N

C A S H : M IC H A E L D. TIN SLEY
T.O .: LAVERNE CRUM

Cash and balances Due From B a n k s :.. 2,642
Federal Funds and R e p o s :...................... 7,900
In v e s tm e n ts :......................................... 11,019
Total L o a n s :........................................... 30,845
Bank Premises and Fixed A sse ts:........ 1,374
O ther Real E s ta te :...................................... 155
O ther A s s e ts :........................................... 3,288
T o ta lA s s e ts :......................................... 57,223

D e p o s its :..................................................... 49,767
Federal funds and B orrow ings:...................... 130
O th er Liabilities:................................................ 327
S ubordinated D e b t:............................................. 0
Total Liabilities:........................................... 50,224

Total Trust A sse ts:................................... 2,562

Number of Shares O utstanding:.............

Total Equity Capital and R e s e rv e s :........ 6,999
Total Liabilities and C a p ita l:.................... 57,223
29,336

DIREC TO RS: F orrest Wise, M orris Crandall, Joe David Smith, Shirley Haigwood, Stephen
Graham, Phillip Hout, David Johnston, G eorge Kell, Robert L. Smith, Robert VanHook




91

S e v e n ty -S ix th R eport

M erchants & Planters Bank
Newport, AR
Second and Hazel
P.O.Box 550
County: Jackson
Population: 8,339

72112-0550
Telephone: 523-3601
FAX Number: 523-3473

Branches in Town: 1
Other Branches: 0
Charter Number: 694
Date: Mar. 20,1946

Trust Department: Yes
Bank Holding Company
M & P Community Bancshares, Inc., Newport, Arkansas
C H M ./P R E S ./C E O /T .O .: JIM S. G OW EN, SR.
EX.V.P.: I. JOE MILES
SR. V.P.: TERRY L. DILLO N

V .P ./C A S H .: PATR IC IA H. DAVIS
V .P ./AD M IN . A S S T .: C A R L A P. STIGER

Cash and balances Due From B a n k s :.. 2,925
Federal Funds and R e p o s :...................... 3,650
In v e s tm e n ts :......................................... 20,983
Total L o a n s :........................................... 26,228
Bank Premises and Fixed A sse ts:............ 736
O ther Real E s ta te :................................... 1,764
O ther A s s e ts :........................................... 1,053
Total A s s e ts :......................................... 57,339

D e p o s its :..................................................... 51,869
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 407
S ubordinated D e b t:......................................... 150
Total Liabilities:........................................... 52,426

Total Trust A sse ts:................................... 5,858

Number of Shares O utstanding:...............

Total Equity Capital and R e s e rv e s :........ 4,913
Total Liabilities and C a p ita l:.................... 57,339
9,000

DIRECTORS: Jim S. Gowen, Sr., M orris L. Bowman, R. O wen Burton, John L. Conner Sr., Thom as
R. Curtner, T roy A. G ray, R obert H a rvey, Fred M. Pickens Jr., J. Edw ard Scoggins, Gerald
Saracini

Bank of Little Rock
North Little Rock, AR

305 E. Broadway
P.O.Box 8704
County: Pulaski
Population: 64,419

72117-8704
Telephone: 376-3523
FAX Number: 376-1642

Branches in Town: 0
Other Branches: 1
Charter Number: 748
Date: May 4,1989

Trust Department: Yes
Bank Holding Company
None
CHM.: A.J. G O R N A T T I
P R E SID E N T/C E O : EUGENE L. M ARIS

V .P ./C A S H : E LIS A B E T H A. ESTES

Cash and balances Due From Banks: —
439
Federal Funds and R e p o s :......................... 603
In v e s tm e n ts :............................................. 3,488
Total L o a n s :........................................... 11,235
Bank Premises and Fixed A sse ts:............ 645
O ther Real E s ta te :...................................... 123
O ther A s s e ts :.............................................. 983
T o ta lA s s e ts :......................................... 17,516

D e p o s its :..................................................... 14,811
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:.................................................. 93
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 14,904

Total Trust A sse ts:.........................................

Number of Shares O utstanding:............ 100,000

0

T o ta lE q u ity Capital and R e s e rv e s :........ 2,612
Total Liabilities and C a p ita l:.................... 17,516

DIRECTO RS: A.J. G ornatti, Pete Maris, James M. May III, Stephen W. Plunkett, J. H a rry Leggett
Jr.,FRASER
S teven C. Russell
Digitized for


92

S tate o f A rkansas: Bank D epartm ent

The Twin C ity Bank
North Little Rock, AR
1 Riverfront Place
P.O.Box 5581
County: Pulaski
Population: 64,419

72119-5581
Telephone: 372-4700
FAX Number: 376-8915

Branches in Town: 11
Other Branches: 4
Charter Number: 671
Date: Mar. 21,1935

Trust Department: Yes
Bank Holding Company
None
C H M ./P R E S ./C E O : T.E. REN AU D
V. CHM.: ED PENICK, JR.
EX. V.P.: K E N N E TH J. P E N N EBAKER
EX. V.P.: M A R G A R E T A. DAVEN PO R T

EX. V.P.: R O BER T F. BIRCH
EX. V.P.: R O N A L D G. G ILLERT
SR. V.P.: S U SAN A . W IN KLEY
SR. V .P ./T .O .: K EN N ETH D. H A M M O N D S

Cash and balances Due From Banks: 27,738
Federal Funds and R e p o s :...................... 6,000
In v e s tm e n ts :........................................... 215,620
Total L o a n s :.............................................281,519
Bank Prem ises and Fixed A ss e ts :—
13,467
O th er Real E s ta te :...................................... 769
O ther A s s e ts :........................................ 10,633
Total A s s e ts :.......................................... 555,746

496,412
D e p o s its :..............
Federal funds and B orro w in gs:................. 8,540
O th er Liabilities:........................................... 6,449
Subordinated D e b t:......................................... 210
Total Liabilities:......................................... 511,611

Total Trust A sse ts:................................ 137,117

Number of Shares O utstanding:............ 270,000

T o ta lE q u ity C apital and R e s e rv e s :....... 44,135
Total Liabilities and C a p ita l:.................. 555,746

DIREC TO RS: Joseph H. Bates, M artin B orch ert, Frank Lyon Jr., Henry Mariani, Mike M ehaffy,
Mike M oore, E dw ard M. Penick Jr., Kenneth J. Pennebaker, Eugene M. P feifer III, G eorge Pitts, T.E.
Renaud, G eorge M. Rozzell Jr., Father G eorge W. Tribou, L a rry C. Wallace

The Planters Bank
Osceola, AR
1300 W.Keiser
P.O.Box 407
County: Mississippi
Population: 9,000

72370-0407
Telephone: 563-2666
FAX Number: None

Branches in Town: 2
Other Branches: 0
Charter Number: 684
Date: Apr. 13,1944

Trust Department: No
Bank Holding Company
None
CHM.: S LO A N R AIN W ATER
PR E S ID E N T/C E O : JIM HINKLE
V.P.: JUNE W ELBO R N

V.P.: G AR Y L IT T L E
V.P.: B E T T Y R. RUE
A S S T . V.P.: N A N C Y H A LL

Cash and balances Due From B a n k s :.. 3,842
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :......................................... 13,964
Total L o a n s :........................................... 20,365
Bank Prem ises and Fixed A ss e ts :........ 1,629
O th er Real E s ta te :.......................................... 0
O ther A s s e ts :.............................................. 525
Total A s s e ts :.......................................... 40,325

D e p o s its :..................................................... 34,785
Federal funds and B orrow ings:................. 1,200
O th er Liabilities:................................................ 385
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 36,370

Total Trust A ssets:..........................................

Num ber of Shares O utstanding:.............

0

Total Equity C apital and R e se rve s:........ 3,955
Total Liabilities and C a p ita l:.................... 40,325
20,000

DIRECTO RS: Sloan R ainw ater Jr., William I. Rainwater, William I. Rainw ater Jr., S teve Cox,
Virginia C ox, Paul B. Billings, J.A. C ro sth w a it, Jim Hinkle, E. H. Riley, D ew ey Neely, Low ell W inston,
H enry S w ift, John Newcom b, C. J. Low ra nce IV




93

S e v e n ty -S ix th Report

Bank of Ozark
Ozark, AR
Commercial at Sixth
P. O. Box 196
County: Franklin
Population: 3,798

72949-0196
Telephone: 667-2181
FAX Number: 667-5166

Branches in Town: 0
Other Branches: 1
Charter Number: 674
Date: Jun. 9,1937

Trust Department: Yes
Bank Holding Company
Ozark Bankshares, Inc., Ozark, AR
CHM : C A R L G. HO LT
CEO: GEORGE C. G LE A S O N , II
DPTY. C E O :/ LIN D A D. G LE A S O N
PRES. B A N K SERV.: M AR K D. ROSS

SR. V .P ./C A S H .: H A R O LD D. BECK
SR. V.P ./LE N D .: C H A R LE S O. HABERER
SR. V.P./R EG . LEND.: R. DAR R ELL RUSSELL
T O : JoA N N FINE

Cash and balances Due From B a n k s :.. 2,250
Federal Funds and R e p o s :..................... 2,800
In v e s tm e n ts :......................................... 11,701
Total L o a n s :........................................... 62,968
Bank Premises and Fixed A sse ts:........ 1,720
O ther Real E s ta te :................................... 3,405
O ther A s s e ts :........................................... 1,606
Total A s s e ts :......................................... 86,450

D e p o s its :..................................................... 76,085
Federal funds and B orro w in gs:..................... 101
O ther Liabilities:........................................... 1,261
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 77,447

Total Trust A sse ts:................................... 6,032

Number of Shares O utstanding:.............

Total Equity Capital and R e se rve s:........ 9,003
Total Liabilities and C a p ita l:.................... 86,450
27,399

DIRECTO RS: Carl G. Holt, G eorge G. Gleason, II, Linda D. Gleason, C oy K irkpatrick, W.D. G ober,
Mark D. Ross, Kennith Smith, R obert J. Evans, O. P o rte r Hillard, R ebecca P. Johnson, L a rry M.
Dicks, Lucy Sowell, Gus Shaffer, Charles O. H aberer

S e curity Bank
Paragould, AR
Court & Pruett
P.O.Box 670
County: Greene
Population: 17,000

72450-0670
Telephone: 239-9571
FAX Number: 239-3410

Branches in Town: 2
Other Branches: 1
Charter Number: 640
Date: Feb. 5,1931

Trust Department: Yes
Bank Holding Company
Mid South Bancshares, Inc., Paragould, AR
C H M .:F R A N K O LD H A M , JR.
PR ESID E N T/C E O : W ILLIA M B. FISHER
SR. VICE PRES.: S A N D R A K A S S E R M A N

SR. VICE PRESIDENT: STEVE G R AM LIN G
T.O .: S H AR O N JO H N SO N

Cash and balances Due From B a n k s :.. 4,639
Federal Funds and R e p o s :..................... 2,880
In v e s tm e n ts :......................................... 23,922
Total L o a n s :........................................... 60,950
Bank Premises and Fixed A sse ts:........ 4,110
O th e rR e a lE s ta te :...................................... 955
O ther A s s e ts :........................................... 2,723
T o ta lA s s e ts :.......................................... 100,179

D e p o s its :..................................................... 87,040
Federal funds and B orro w in gs:................ 4,000
O th er Liabilities:........................................... 1,003
Subordinated D e b t:......................................... 800
Total Liabilities:........................................... 92,843
Total Equity C apital and R e s e rv e s :........ 7,336
Total Liabilities and C a p ita l:.................. 100,179

Total Trust A sse ts:................................... 3,928

Number of Shares O utstanding:............ 120,000

DIRECTO RS: Frank Oldham Jr., William B. Fisher, Steve Gramling, Marlin D. Jackson, R.D.
Jackson, Herb Bland, Ray D istretti, Richard Nutt, T erry Wilkins, Frank Guinn, Vern Ann Shotts,
Mack S hotts, Don Purcell, Everett Rogers, Je rry McIntosh




94

S tate of A rkansas: Bank D epartm ent

Bank of Parkdale
Parkdale, AR
Hwy. 165 & 8
P. O. Box 37
County: Ashley
Population: 471

71661-0037
Telephone: 473-2217
FAX Number: 473-2492

Branches in Town: 0
Other Branches: 1
Charter Number: 141
Date: Feb. 1,1910

Trust Department: No
Bank Holding Company
None
CHM.: T H O M A S R. PUGH
C E O /E X . V.P.: BRUCE TIM M O N S
PRESIDENT: GEORGE L. PUGH
V .P./SEC .: G ER ALD IN E G. Z A T W A R S K Y

LO AN O FFICER: MARG IE REGINELLI
B R A N C H MGR.: SUE C. TU B B S
C A S H .: NITA D. W ILLIAM SO N

Cash and balances Due From Banks: —
566
Federal Funds and R e p o s :......................... 250
In v e s tm e n ts :............................................. 6,914
T o ta lL o a n s :..........................
12,432
Bank Prem ises and Fixed A sse ts:............ 423
O th er Real E s ta te :...................................... 160
O th er A s s e ts :.............................................. 528
T o ta lA s s e ts :......................................... 21,273

D e p o s its :..................................................... 17,883
Federal funds and B orrow ings:................ 1,250
O ther Liabilities:................................., ............. 158
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 19,291

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e se rve s:........ 1,982
Total Liabilities and C a p ita l:.................... 21,273
1,600

DIREC TO RS: Thom as R. Pugh, C liffo rd Larrison, Augustus H. Pugh, Dewayne Haynes, G eorge
L. Pugh, Carl Wells, Frank A. Pugh, H arrison Ralph, Neill M. Sloan, Ernest G. O ’Neal, J.A. Gibson

First State Bank
Parkin, AR
25 W. Parkin Avenue
P.O.Box 526
County: Cross
Population: 2,055

72373-0526
Telephone: 755-5401
FAX Number: 755-2567

Branches in Town: 0
Other Branches: 0
Charter Number: 568
Date: Jun. 5,1925

Trust Department: No
Bank Holding Company
Parkin Bancorp, Inc., Parkin, AR
CHM.: W ILLIA M N. GRIFFIN
P R E S ./C E O : F R A N K W A LLA C E

EX. V .P ./C O O : M ITC H ELL R. HIGDON

Cash and balances Due From B a n k s :.... 696
Federal Funds and R e p o s :......................... 400
In v e s tm e n ts :............................................. 3,037
T o ta lL o a n s :.............................................. 9,116
Bank Premises and Fixed A sse ts:............ 154
O ther Real E s ta te :...................................... 242
O th e rA s s e ts :.............................................. 172
T o ta lA s s e ts :......................................... 13,817

D e p o s its :..................................................... 12,248
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 225
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 12,473

Total T rust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity C apital and R e se rve s:........ 1,344
Total Liabilities and C a p ita l:.................... 13,817
4,000

DIRECTO RS: Fred E. Brenner Jr., John A. Brenner, Raymond S. Clift, Neil G riffin, William N.
G riffin, M itchell R. Higdon, Pamela M. McFarland, J.E. McNeil Jr., William B. McSwain, Charles
Jr., Frank G. Wallace
DigitizedRuston
for FRASER



95

S e v e n ty -S ix th Report

The P erry C ounty Bank
P erry ville, AR
201 Main Street
P.O.Box 189
County: Perry
Population: 1,200

72126-0189
Telephone: 889-2318
FAX Number: 889-2966

Branches in Town: 1
Other Branches: 0
Charter Number: 690
Date: Dec. 8,1945

Trust Department: No
Bank Holding Company
Perry County Bancshares, Inc., Perry ville, AR
CHM.: H E R B Y B R A N S C U M , JR.
PR ES./C EO : N E A L A IN L E Y
SR.V.P.: JOE C A R T E R

V .P ./C A S H .: M A R T Y S A T TE R FIE LD
V.P.: NAO M I C H A M B LIS S
A S S T . V.P.: HELEN B R A N D O N

Cash and balances Due From B a n k s :.. 1,191
Federal Funds and R e p o s :......................... 500
In v e s tm e n ts :......................................... 19,376
Total L o a n s:........................................... 23,462
Bank Premises and Fixed A sse ts:............ 211
O ther Real E s ta te :......................................... 0
O ther A s s e ts :.............................................. 688
T o ta lA s s e ts :......................................... 45,428

D e p o s its :..................................................... 41,290
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 281
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 41,571

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........ 3,857
Total Liabilities and C a p ita l:.................... 45,428
16,000

DIRECTORS: H erby Branscum Jr., R obert Hill, Charles Roland Sr.

Piggott S tate Bank
Piggott, AR
212 W. Cherry
P.O.Box 307
County: Clay
Population: 3,783

72454-0307
Telephone: 598-3802
FAX Number: 598-2026

Branches in Town: 0
Other Branches: 0
Charter Number: 613
Date: Mar. 10,1930

Trust Department: No
Bank Holding Company
Piggott Bankstock, Inc., Piggott, AR
CHM.: G A Y LO N M . LAW R EN C E
PR ES./C EO : JA M E S L. M AGEE

EX. V.P.: PAULA O. B L A C K W E L L

Cash and balances Due From B a n k s :.. 1,981
Federal Funds and R e p o s :......................... 700
In v e s tm e n ts :......................................... 12,102
T o ta lL o a n s :........................................... 14,618
Bank Premises and F ixed A sse ts:............ 475
O th e rR e a lE s ta te :........................................ 22
O ther A s s e ts :.............................................. 449
T o ta lA s s e ts :......................................... 30,347

D e p o s its :..................................................... 27,697
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 311
Subordinated D e b t:............................................. o
Total Liabilities:........................................... 28,008
Total Equity Capital and R e s e rv e s :........ 2,339
Total Liabilities and C a p ita l:.................... 30,347

Total Trust A s s e ts :.........................................

Number of Shares O utstanding:...............

0

DIRECTO RS: Paula O. Blackwell, G aylon M. Lawrence, James L. Magee




4,000

96

S tate of A rkansas: Bank D epartm ent

First S tate Bank
Plainview, AR
Main & Broadway
P.O.Box 277
County: Yell
Population: 800

72857-0277
Telephone: 272-4221
FAX Number: 272-4154

Branches in Town: 0
Other Branches: 1
Charter Number: 663
Date: Jan. 12,1934

Trust Department: No
Bank Holding Company
Clement Bancshares, Inc., Plainview, AR
C H M ./C E O : JO HN C LE M E N T
EX.V.P.: R ALPH W. W ILSON
VICE PRESIDENT: JAM ES N. BA TA

VICE PRESIDENT: W.E. W ATSO N
V .P ./C A S H .: THEO G EN E B O LL A N

Cash and balances Due From B a n k s :__ 991
Federal Funds and R e p o s :......................... 350
In v e s tm e n ts :............................................. 5,653
Total L o a n s :........................................... 17,343
Bank Premises and Fixed A sse ts:............ 108
O th er Real E s ta te :...................................... 196
O th er A s s e ts :.............................................. 935
Total A s s e ts :......................................... 25,576

D e p o s its :..................................................... 22,765
Federal funds and B orrow ings:......................... 0
O ther Liabilities:............................................... 190
S ubordinated D e b t:............................................. 0
Total Liabilities:........................................... 22,955
Total Equity Capital and R e se rve s:........ 2,621
Total Liabilities and C a p ita l:.................... 25,576

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

20,000

DIRECTO RS: John Clement, Thelm a Clement, G eorge Tippin, Jim W eaver, Ralph W ilson

Bank of Pocahontas
Pocahontas, AR
101 Broadway
P.O.Box 467
County: Randolph
Population: 5,995

72455-0467
Telephone: 892-5286
FAX Number: None

Branches in Town: 1
Other Branches: 0
Charter Number: 145
Date: Oct. 31,1903

Trust Department: No
Bank Holding Company
None
C H M ./C E O : H AR R Y A. BELFO RD
PRESIDENT: JO HN R. JA C K S O N , JR.
VICE PRESIDENT: J.R. JA C K S O N

VICE PRESIDENT: W.H. H O LO B A U G H
VICE PRESIDENT: M AX LONG

Cash and balances Due From B a n k s :.. 2,842
Federal Funds and R e p o s :..................... 8,500
in v e s tm e n ts :......................................... 31,115
Total L o a n s :........................................... 10,898
Bank Premises and Fixed A sse ts:............. 40
O ther Real E s ta te :........................................ 46
O ther A s s e ts :.............................................. 931
Total A s s e ts :......................................... 54,372

D e p o s its :..................................................... 47,873
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 475
S ubordinated D e b t:............................................. 0
Total Liabilities:........................................... 48,348

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 6,024
Total Liabilities and C a p ita l:.................... 54,372
5,000

DIRECTO RS: H a rry A. Belford, Don R. Cox, J.M. Futrell, J. Philip Futreil, J.R. Jackson, John R.
Jackson Jr., C arol B elford-Lew allen, M ichael L. McNabb




97

S e v e n ty -S ix th Report

Planters & Stockm en Bank
Pocahontas, AR
205 Rice Street
P.O.Box 587
County: Randolph
Population: 5,995

72455-0587
Telephone: 892-5252
FAX Number: 892-8251

Branches in Town:0
Other Branches: 0
Charter Number: 715
Date: Jun. 12,1962

Trust Department: No
Bank Holding Company
Walden Holding Company, Jonesboro, AR
CHM.: FR AN K E. W ALDEN
P R ES./C EO : JERIEL A. S U M M ITT
EX.V.P.: RO BER T E .S O R G
SR.V.P.: RO BER T T. G RIFFITH

A S S T . V.P.: BERN ADINE G U N T H A R P
C A S H .: BEA M ATH EW S
A S S T . C A S H .: O N ETA TH O M PSO N
ASST. CASH: KATHY HAC KW O RTH

Cash and balances Due From B a n k s :.. 1,524
Federal Funds and R e p o s :..................... 4,365
In v e s tm e n ts :............................................. 9,143
Total L o a n s :........................................... 14,054
Bank Premises and F ixed A sse ts:............ 217
O th e rR e a lE s ta te :........................................ 21
O ther A s s e ts :.............................................. 617
T o ta lA s s e ts :......................................... 29,941

D e p o s its :..................................................... 27,332
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 231
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 27,563

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e s e rv e s :........ 2,378
Total Liabilities and C a p ita l:.................... 29,941
10,000

DIRECTO RS: A. J. Baltz Jr., Jim King, Jeriel A. Summitt, Frank E. Walden

The Peoples Bank
Portland, AR
Main Street
P.O.Box 178
County: Ashley
Population: 721

71663-0178
Telephone: 737-2236
FAX Number: 737-2816

Branches in Town: 0
Other Branches: 0
Charter Number: 251
Date: Jan. 22,1908

Trust Department: No
Bank Holding Company
Mainline Bankshares of Portland, Inc., Portland, AR
CHM.: H A M P T O N PUGH
P R E S ./C E O /C A S H .: T IP T O N PUGH
V.P.: M ARY D EAN PUGH

A S S T . C ASH .: JEAN TARVIN
A S S T . C A S H .: JU LIA S AD LER
A S S T . C A S H .: JA C K EDW ARDS

Cash and balances Due From Banks: —
198
Federal Funds and R e p o s :......................... 300
In v e s tm e n ts :............................................. 6,682
Total L o a n s :.............................................. 1,335
Bank Premises an d F ixe d A sse ts:............... 0
O ther Real E s ta te :......................................... 0
O th e rA s s e ts :.............................................. 148
T o ta lA s s e ts :............................................. 8,663

D e p o s its :...................................................... 7,523
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:.................................................. 75
Subordinated D e b t:............................................. 0
Total Liabilities:............................................. 7,598
Total Equity C apital and R e s e rv e s :........
Total Liabilities and C a p ita l:......................

1,065
8,663

Total Trust A ssets:..........................................

Number of Shares O utstanding:...............

4,000

0

DIRECTO RS: M ary Dean Pugh, Ham pton Pugh, Tipton Pugh, Jack Edw ards




S tate of A rkansas: Bank D epartm ent

98

Portland Bank
Portland, AR
Main Street
P.O.Box 68
County: Ashley
Population: 721

71663-0068
Telephone: 737-2226
FAX Number: 737-4263

Branches in Town: 0
Other Branches: 0
Charter Number: 57
Date: Apr. 23,1900

Trust Department: No
Bank Holding Company
Portland Bankshares, Inc., Portland, AR
CHM.: M A C K B O R G O G N O N I

PR E S ./C E O : JERRY D. SADLER

Cash and balances Due From Banks: —
472
Federal Funds and R e p o s:...................... 1,365
In v e s tm e n ts :............................................. 6,120
Total L o a n s :.............................................. 7,967
Bank Prem ises and Fixed A ss e ts :............ 185
O th er Real E s ta te :........................................ 26
O th er A s s e ts :.............................................. 309
Total A s s e ts :..................
16,444

D e p o s its :..................................................... 13,939
Federal funds and B orro w in gs:...................... 650
O th er Liabilities:................................................ 117
S ubordinated D e b t:............................................. 0
Total Liabilities:........................................... 14,706

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e s e rv e s :........ 1,738
Total Liabilities and C a p ita l:.................... 16,444
20,000

DIRECTO RS: Je rry Sadler, M ack Borgognoni, R obert D. Pugh, Benton N ewcom e, Joel
Newcom e, William Oldham, Eddie Scherm, R.H. Tuggle, Don Pylate, C.E. Bridewell, Fred LaGrone

The Farmers & M erchants Bank
Prairie Grove, AR
102 E. Buchanan
P. O.Box 207
County: Washington
Population: 1,700

72753-0207
Telephone: 846-2115
FAX Number: None

Branches in Town: 0
Other Branches: 1
Charter Number: 166
Date: Aug. 29,1904

Trust Department: No
Bank Holding Company
None
CHM.: D.E.RIEFF
PR ES ./C E O : JA M E S C .R IE F F
EX. V.P.: W ILFO RD H. TH O M P S O N

V.P.: RICK BURDEN
V .P ./C A S H .: TED DOKE

Cash and balances Due From B a n k s :.. 2,467
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :......................................... 31,726
Total L o a n s :........................................... 19,637
Bank Premises and Fixed A sse ts:............ 361
O ther Real E s ta te :........................................ 48
O ther A s s e ts :........................................... 1,322
Total A s s e ts :......................................... 55,561

D e p o s its :..................................................... 47,376
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................ 434
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 47,810

Total T rust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity C apital and R e se rve s:........ 7,751
Total Liabilities and C a p ita l:.................... 55,561
12,000

DIRECTO RS: D.E. Rieff, James C. Rieff, W ilford H. Thom pson, J.L. Herrin, B a rry H. Parks, Argil
B artholom ew , Billy Joe Bartholom ew




99

S e v e n ty -S ix th Report

Bank of P resco tt
Prescott, AR
E. Second at Main
Drawer 490
County: Nevada
Population: 5,000

71857-0490
Telephone: 887-2688
FAX Number: 887-6822

Branches in Town: 1
Other Branches: 0
Charter Number: 162
Date: Aug. 10,1904

Trust Department: Yes
Bank Holding Company
First State Holding Company of Prescott, Prescott, AR
C H M ./C E O : JO HN W. B R A N N A N , SR.
PRESIDENT: JO HN B R A N N A N , JR.
SR.V.P.: JAM ES A. PULLEN
V.P.: B. A. D e L A M A R

V.P.: JAM ES F R AN KS
V.P.: JEAN K. B O LT O N -JO N E S
A S S T . V.P.: GAY C L A R K
A S S T . V.P.: PEARL TAYLO R

Cash and balances Due From B a n k s :.. 2,804
Federal Funds and R e p o s :......................... 475
In v e s tm e n ts :.......................................... 26,024
T o ta lL o a n s :........................................... 16,051
Bank Premises and Fixed A sse ts:............ 274
O ther Real E s ta te :........................................ 94
O ther A s s e ts :.............................................. 678
Total A s s e ts :......................................... 46,400

D e p o s its :..................................................... 42,054
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 549
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 42,603

T o ta lT ru st A ssets:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e s e rv e s :........ 3,797
Total Liabilities and C a p ita l:.................... 46,400
24,000

DIRECTO RS: Johnny Brannan, John Brannan Jr., James A. Pullen, Jean K. B olton-Jones, B.A.
Delamar, James E. Franks, Duncan Culpepper, R obert L. Godwin, Carl Dalrym ple Jr., Milburn
Tippitt, Gc-ral H endrix, R.K. McCasland, Abb Morman, R.W. M urry, John Vansickle

The Bank of R ector
Rector, AR
400 Main Street
P. O. Box 7
County: Clay
Population: 2,395

72461-0007
Telephone: 595-3591
FAX Number: 595-2550

Branches in Town: 0
Other Branches: 0
Charter Number: 616
Date: Nov. 15,1930

Trust Department: No
Bank Holding Company
North Arkansas Bancshares, Inc., Jonesboro, AR
PRESIDENT: DAVID YOUNG
V.P.: SHERRY D. DILLS

A S S T . V.P.: JESSELYN G LA U B
C A S H .: MUREL W. A D A M S

Cash andb ala nce s Due From B a n k s :.. 1,027
Federal Funds and R e p o s :...................... 5,350
In v e s tm e n ts :............................................. 8,721
T o ta lL o a n s :........................................... 12,674
Bank Premises and Fixed A sse ts:............ 144
O th e rR e a iE s ta te :......................................... 0
O ther A s s e ts :........................................... 1,417
Total A s s e ts :........................................
29,333

D e p o s its :..................................................... 25,294
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 389
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 25,683

T o ta lT ru st A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 3,650
Total Liabilities and C a p ita l:.................... 29,333
4,000

DIRECTO RS: C. Joseph Calvin, Danny L Ford, Danny Holifield, G.L. Lieblong, David B. Young




100

State of Arkansas: Bank D epartm ent

Farmers & Merchants Bank
Reyno, AR
108 W. Main
P.O.Box 108
County: Randolph
Population: 521

72462-0108
Telephone: 769-2240
FAX Number: 769-2300

Branches in Town: 0
Other Branches: 2
Charter Number: 360
Date: Dec. 8,1911

Trust Department: Yes
Bank Holding Company
Far-Mer Bankshares, Inc., Reyno, AR
CHM.: F R A N K O LD H A M , JR.
P R E S ./C E O /T .O .: DAVID DUDLEY

V .P .-LO A N S : D O R A G R A H A M
V .P .-O PER A TIO N S: PHYLLIS BURROW

Cash and balances Due From Banks: —
710
Federal Funds and R e p o s :...................... 2,050
In v e s tm e n ts :............................................. 2,295
Total L o a n s :.............................................. 6,992
Bank Premises and Fixed A sse ts:............ 679
O th e rR e a lE s ta te :...................................... 132
O th er A s s e ts :.............................................. 166
T o ta lA s s e ts :......................................... 13,024

D e p o s its :..................................................... 12,075
Federal funds and B orrow ings:......................... 0
131
O th er Liabilities:.........
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 12,206

Total Trust A sse ts:................................... 2,032

Number of Shares O utstanding:.............

T o ta lE q u ity Capital and R e se rve s:............. 818
Total Liabilities and C a p ita l:.................... 13,024
29,534

DIRECTO RS: Dr. Frank Oldham Jr., David W. Dudley, C onrad Luter, J.A. Rapert, Frank Ellis Jr.,
G.B. Ham brick, T im othy B. S cott, A lfred Kerley

The Bank of Rison
Rison, AR
200 Main Street
P.O.Box 345
County: Cleveland
Population: 1,300

71665-0345
Telephone: 325-6251
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 650
Date: Mar. 7,1932

Trust Department: No
Bank Holding Company
None
CHM.: JA M E S L. MOORE
PR E S ./C E O : JA M E S R. HO PSO N
VICE PRESIDENT: JO HN W. ELROD
VICE PRESIDENT: RAY B. M AR TIN

C A S H .: SHIRLEY STEW AR T
C A S H : MAY DELL MORRISON
C A S H .: JUDY TH O M PSO N

Cash and balances Due From B a n k s :.. 1,139
Federal Funds and R e p o s :......................... 450
In v e s tm e n ts :............................................. 7,576
Total L o a n s :.............................................. 4,369
Bank Premises and Fixed A sse ts:............. 46
O th e rR e a lE s ta te :......................................... 3
O ther A s s e ts :.............................................. 682
T o ta lA s s e ts :......................................... 14,265

D e p o s its :..................................................... 11,687
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................. 74
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 11,761

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e se rve s:........ 2,504
Total Liabilities and C a p ita l:.................... 14,265
4,000

RS: James R. Hopson, James L. Moore, John W. Elrod, Ray B. Martin, James L. M oore III
Digitized DIRECTO
for FRASER


101

S e v e n ty -S ix th R eport

Farmers & M erchants Bank
Rogers, AR
4th & Chestnut
P.O.Box 250
County: Benton
Population: 22,933

72757-0250
Telephone: 636-4233
FAX Number: 631-6567

Branches in Town: 2
Other Branches: 0
Charter Number: 712
Date: Mar. 13,1956

Trust Department: Yes
Bank Holding Company
Lynxx Banking Corporation, Bentonville, AR
CHM.: JO HN R. B LA N D
P R E S ./C E O /T .O .: DICK M cLE L LA N D
EX. V.P.: C H A R LE S H. “ S A N D Y ” B R A N N A N
V .P ./O P E R ./C A S H .: M A R L A EN G LA N D

A S S T . V.P.: SAM M IE EVANS
A S S T . V.P.: M AR K M cKIN N EY
M O RT. LO A N OFF.: B E T T Y BAKER
ADM IN. CO N.: M Y R T ILLA C U N N IN G H AM

Cash and balances Due From B a n k s :.. 2,777
Federal Funds and R e p o s :...................... 4,825
In v e s tm e n ts :......................................... 25,304
T o ta lL o a n s :........................................... 51,217
Bank Premises and Fixed A sse ts:........ 1,798
O ther Real E s ta te :........................................ 14
O ther A s s e ts :........................................... 1,522
Total A s s e ts :.......................................... 87,457

D e p o s its :..................................................... 77,609
Federal funds and B orro w in gs:....................... 57
O th er Liabilities:................................................ 659
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 78,325

Total Trust A sse ts:................................... 6,499

Number of Shares O utstanding:............ 135,623

Total Equity C apital and R e s e rv e s :........ 9,132
Total Liabilities and C a p ita l:.................... 87,457

DIRECTO RS: John R. Bland, Lemuel H. Tull, Evelyn S. Rife, James L. Pickens, Dick McLelland,
Robert S. Maloney III, Don L. Shores, John D. C low er, C layton J. Eversole

First Bank of Arkansas
Russellville, AR
800 North Arkansas Avenue
P.O.Box 3010
72801-3850
County: Pope
Telephone: 967-8000
Population: 18,000
FAX Number: 967-8551

Branches in Town: 1
Other Branches: 3
Charter Number: 192
Date: Sep. 29,1905

Trust Department: No
Bank Holding Company
Dover Bancshares, Inc., Russellville, AR
C H M ./C E O : W ARD J. R A M SAY
PRESIDENT: ROY REEVES
SR.V.P.: H A R O L D E. HAYES

VICE PRESIDENT: JO YC E C H U R C H ILL
VICE PRESIDENT: B R A D PAYNE
VICE PRESIDENT: DAN H U C K A B A Y

Cash and balances Due From B a n k s :.. 3,408
Federal Funds and R e p o s :...................... 2,775
In v e s tm e n ts :......................................... 12,367
T o ta lL o a n s :........................................... 38,256
Bank Premises and Fixed A sse ts:........ 1,627
O ther Real E s ta te :........................................ 44
O ther A s s e ts :........................................... 1,085
Total A s s e ts :......................................... 59,562

D e p o s its :..................................................... 54,410
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 713
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 55,123

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity C apital and R e s e rv e s :........ 4,439
Total Liabilities and C a p ita l:.................... 59,562

DIRECTO RS: W ard J. Ramsay, Roy Reaves, James K. Young, Verlin T aylo r,T rue tt Leavell




10,000

102

State of A rkansas: Bank D epartm ent

Peoples Bank & Trust Company
Russellville, AR
Main and Commerce
P.O.Box 220
County: Pope
Population: 18,000

72801-0220
Telephone: 968-2112
FAX Number: 964-2149

Branches in Town: 3
Other Branches: 3
Charter Number: 18
Date: Mar. 24,1890

Trust Department: Yes
Bank Holding Company
Worthen Banking Corporation, Little Rock, AR
C H M ./P R E S ./C E O : R O BER T Y. TAYLO R
SR. V .P .-L O A N S : JA M E S BIGGERS
SR. V .P ./O P E R ./C A S H .: JUDY LA W T O N
M O R TG AG E LENDING : R O BER T D ALE

M A R K E T IN G : TO N I LAW S
P E R S ./B R C H ADM IN.: R AG EN A MOORE
T R U S T O FFICER: JAM ES LANIER

Cash and balances Due From B a n k s :.. 5,346
Federal Funds and R e p o s:......................... 800
In v e s tm e n ts :......................................... 27,233
Total L o a n s :........................................... 78,955
Bank Premises and Fixed A sse ts:........ 3,441
O ther Real E s ta te :...................................... 519
O ther A s s e ts :........................................... 1,913
Total A s s e ts :.......................................... 118,207

D e p o s its :................................................... 107,403
Federal funds and B orrow ings:....................... 75
O ther Liabilities:................................................ 923
Subordinated D e b t:............................................. 0
Total Liabilities:..................................
108,401

Total Trust A sse ts:................................

Number of Shares O utstanding:.............

15,320

Total Equity Capital and R e s e rv e s :........ 9,806
Total Liabilities and C a p ita l:.................. 118,207
24,000

DIRECTO RS: M.L. D ickerson, Flave Peters, Rick Thone, David O ates, J.D. Price, Dr. R obert
T hurley, R obert Y. Taylor, Van A.R. M oores, James Bibler, Luther Hardin, Dr. Charles B oyce, Cleo
Cheek, R o yce Jones

Bank of Salem
Salem, AR
202 Church Street
P.O.Box 338
County: Fulton
Population: 1500

72576-0338
Telephone: 895-2591
FAX Number: 895-3825

Branches in Town: 0
Other Branches: 1
Charter Number: 266
Date: Dec. 9,1908

Trust Department: No
Bank Holding Company
Smith Associated Banking Corp., Little Rock, AR
CHM.: R IC H A R D T. SM ITH

PR ES ./C E O : FR AN K B. BURGE

Cash and balances Due From B a n k s :.. 1,984
Federal Funds and R e p o s :...................... 2,500
In v e s tm e n ts :......................................... 13,441
T o ta lL o a n s :........................................... 31,648
Bank Premises and Fixed A sse ts:............ 695
O ther Real E s ta te :...................................... 150
O ther A s s e ts :........................................... 1,585
Total A s s e ts :......................................... 52,003

D e p o s its :..................................................... 47,499
Federal funds and B orrow ings:..................... 194
O th er Liabilities:................................................ 364
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 48,057

T o ta lT ru s t A ssets:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........ 3,946
Total Liabilities and C a p ita l:.................... 52,003
20,000

DIRECTO RS: Richard T. Smith, Frank B. Burge, L.R. “ J a ck” Cochran, C. Dw ayne Plumlee, Marvin
N ew ton




103

Seventy-Sixth Report

Logan C ounty Bank
Scranton, AR
600 Main Street
P.O.Box 85
County: Logan
Population: 244

72863-0085
Telephone: 938-2511
FAX Number: 938-7084

Branches in Town:0
Other Branches: 1
Charter Number: 578
Date: Apr. 7,1926

Trust Department: No
Bank Holding Company
None
C H M ./P R E S ./C E O : JOE FRITSC HE
Cash and balances Due From Banks: —
705
Federal Funds and R e p o s :......................... 100
In v e s tm e n ts :......................................... 14,715
T o ta lL o a n s :........................................... 12,180
Bank Premises and Fixed A sse ts:............ 192
O ther Real E s ta te :......................................... 9
O th e rA s s e ts :.............................................. 483
T o ta lA s s e ts :......................................... 28,384

D e p o s its :..................................................... 24,745
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 238
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 24,983

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e se rve s:........ 3,401
Total Liabilities and C a p ita l:.................... 28,384
4,000

DIRECTORS: Margaret Ahne, Mildred Fritsche, Joe Fritsche, John B. Layes

First S ecurity Bank
Searcy, AR
314 N. Spring
P. O. Box 1009
County: White
Population: 15,000

72143-1009
Telephone: 268-9871
FAX Number: 268-9871

Branches in Town: 2
Other Branches: 3
Charter Number: 649
Date: Feb. 6,1932

Trust Department: Yes
Bank Holding Company
First of Searcy, Inc., Searcy, AR
CHM./PRES./CEO: REYNIE RUTLEDGE

T.O.: MICHAEL C. HUTSELL

Cash and balances Due From B a n k s :.. 5,388
Federal Funds and R e p o s :..................... 3,000
In v e s tm e n ts :......................................... 47,069
T o ta lL o a n s :........................................... 80,428
Bank Premises and Fixed A sse ts:........ 1,773
O ther Real E s ta te :...................................... 274
O th e rA s s e ts :........................................... 2,150
T o ta lA s s e ts :......................................... 140,082

D e p o s its :................................................... 121,246
Federal funds and B orro w in gs:..................... 959
O ther Liabilities:........................................... 1,259
Subordinated D e b t:............................................. 0
Total Liabilities:......................................... 123,464
T otalE q uity Capital and R e s e rv e s :....... 16,618
Total Liabilities and C a p ita l:.................. 140,082

Total Trust A sse ts:...............................

Number of Shares O utstanding:.............

14,947

24,000

DIRECTORS: Larry Crain, Dr. Clifton L. Ganus, John Mcknight, Wayne Ridout, Dr. Porter
Rodgers, Bill Roussel, N.T. Rutledge, Reynie Rutledge, Jim Tarkington, Alvin Vanhook, E.
D. Yancey, Albert, Yarnell



104

State of Arkansas: Bank Department

G rant C ounty Bank
Sheridan, AR
101 N. Oak
P.O.Box 67
County: Grant
Population: 3,300

72150-0067
Telephone: 942-3145
FAX Number: 942-5900

Branches in Town: 2
Other Branches: 0
Charter Number: 136
Date: Jul. 29,1903

Trust Department: Yes
Bank Holding Company
GCB Bancshares.lnc., Sheridan, AR
CHM.: D .E . M cC O Y , SR.
P R E S ./C E O /T .O .: D. E. M cC O Y , JR.

Cash and balances Due From Banks:.. 1,168
Federal Funds and Repos:...................... 2,025

EX. V .P ./C A S H .: JOHN D. M A N A T T
D e p o s its :..................................................... 37,171

Federal funds and Borrowings:....................

0

In v e s tm e n ts :......................................... 17,474
Total L o a n s :........................................... 19,801
Bank Premises and Fixed Assets:............ 591
O ther Real E s ta te :...................................... 122
O ther A s s e ts :.............................................. 895
Total A s s e ts :.......................................... 42,076

O th er Liabilities:................................................ 327
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 37,498

Total Trust Assets:................................... 1,584

Number of Shares O utstanding:.............

Total Equity C apital and R e se rve s:........ 4,578
Total Liabilities and Capital:.................... 42,076
45,000

DIRECTORS: W. W. Allen, Byron D. Brown Jr., James W. Lancaster, John D. Manatt, D. E.
McCoy Jr., D.E. McCoy Sr., W. Lee Tucker

Arkansas S tate Bank
Siloam Springs, AR
318 E. Main Street
P.O.Box 400
County: Benton
Population: 8,000

72761-0400
Telephone: 524-8101
FAX Number: 524-3307

Branches in Town: 1
Other Branches: 0
Charter Number: 713
Date: Jan. 12,1960

Trust Department: Yes
Bank Holding Company
None
PR E S ./C E O : RO SS S T O U T
V.P.: T O M M Y FREE
V.P.: D O R O T H Y H AR M O N
V.P.: BEVERLY LE S C A R D

V.P .:R E TA FOSTER
V .P ./C A S H .: HENRY BRO SELL, JR.
V .P ./T .O .: AR T H U R MORRIS
A S S T . V.P.: TIM M cC O R D

Cash and balances Due From B a n k s :.. 4,692
Federal Funds and R e p o s:.................. 21,250
In v e s tm e n ts :......................................... 58,681
Total L o a n s :........................................... 22,675
Bank Premises and Fixed A sse ts:............ 764
O ther Real E s ta te :......................................... 0
O ther A s s e ts :........................................... 1,803
Total A s s e ts :......................................... 109,865

D e p o s its :................................................... 100,211
Federal funds and B orrow ings:......................... 0
O th er Liabilities:........................................... 1,376
Subordinated D e b t:............................................. 0
Total Liabilities:......................................... 101,587

Total Trust A ssets:................................... 5,434

Number of Shares O utstanding:.............

Total Equity Capital and R e se rve s:........ 8,278
Total Liabilities and C a p ita l:.................. 109,865
72,000

DIRECTORS: Delbert E. Allen Jr., Roderick L. Allen, H. E. Harrison Jr., Charles C. Jones,
Simmons, Ross Stout
DigitizedMark
for FRASER


105

Seventy-Sixth Report

Sm ackover State Bank
Sm ackover, AR
708 N. Broadway
P.O.Box 107
County: Union
Population: 2,453

71762-0107
Telephone: 725-3051
FAX Number: 725-3049

Branches in Town: 0
Other Branches: 1
Charter Number: 600
Date: Apr. 18,1928

Trust Department: Yes
Bank Holding Company
Smackover Bancshares, Inc., Smackover, AR
C H M ./C E O : M A X O. TAYLO R
P R E S ./T O.: BO B W IL L E T T
SR. V .P ./C A S H .: P A U L E T T E BUSSELL
V.P.: C A T H R Y N M. W EAVER

A S S T . V.P.: K A T H Y A Y C O C K
A S S T . C A S H .: JA N E SPRUILL
A S S T . C A S H .: VICKI DAVIS
SEC.: JAM ES M. T E N N Y S O N

Cash and balances Due From B a n k s :.. 1,546
Federal Funds and R e p o s :......................... 250
In v e s tm e n ts :......................................... 26,722
Total L o a n s :........................................... 29,619
Bank Premises and Fixed A sse ts:............... 0
O ther Real E s ta te :...................................... 294
O ther A s s e ts :........................................... 1,399
Total A s s e ts :......................................... 59,830

D e p o s its :..................................................... 49,297
Federal funds and B orro w in gs:................ 2,534
O ther Liabilities:................................................ 786
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 52,617

Total Trust A ssets:...................................

Number of Shares O utstanding:............ 100,000

1,340

Total Equity C apital and R e s e rv e s :........ 7,213
Total Liabilities and C a p ita l:.................... 59,830

DIRECTORS: Max O. Taylor, James M. Tennyson, John D. Trimble V, Richard H. Vickers,
Bob Willett

M erchants & Planters Bank
Sparkman, AR
Commerce & Main Streets
P.O.Box 127
71763-0127
County: Dallas
Telephone: 678-2251
Population: 622
FAX Number: 678-2401

Branches in Town: 0
Other Branches: 0
Charter Number: 457
Date: Sep. 19,1916

Trust Department: No
Bank Holding Company
None
CHM: JOSEPH FORD
P R ES./C EO : T Y R O L Q. C A R S O N
C ASH .: DORIS M ANN

A S S T . C A S H .: PATRICIA S H A D D O C K
A S S T . C A S H .: K A T H R Y N DAN IEL

Cash and balances Due From Banks: —
391
Federal Funds and R e p o s :................... 600
In v e s tm e n ts :......................................... 2,745
Total L o a n s :.............................................. 3,497
Bank Premises and F ixed A sse ts:............ 104
O ther Real E s ta te :........................................ 40
O th e rA s s e ts :................................................ 97
Total A s s e ts :............................................. 7,474

D e p o s its :...................................................... 6,724
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:.................................................. 67
Subordinated D e b t:............................................. 0
Total Liabilities:............................................. 6,791

Total Trust A ssets:..........................................

Number of Shares O utstanding:...............

0

T otalE q uity Capital and R e s e rv e s :............. 683
Total Liabilities and C a p ita l:..................... 7,474
3,000

DIRECTORS: Joseph Ford, Tommy Gaston, G.W. DeLaughter, Ray White, Louis Jacks,
T.Q. Carson




State of Arkansas: Bank Department

106

First S tate Bank
Springdale, AR
203 E. Emma
P.O.Box 189
County: Washington
Population: 23,458

72765-0189
Telephone: 751-1500
FAX Number: 756-7154

Branches in Town: 3
Other Branches: 1
Charter Number: 535
Date: Feb. 12,1923

Trust Department: Yes
Bank Holding Company
Worthen Banking Corporation, Little Rock, AR
CHM.: W ALTER L. T U R N B O W
PR E S ./C E O : RICK PARSO NS
EX. V.P.: DO N L. G IBSO N

SR. V.P.: D O U G LA S K IT T R E L L
SR. V .P ./T .O .; RO BER T PHILLIPS

Cash and balances Due From B a n k s :.. 5,356
Federal Funds and R e p o s :...................... 6,500
In v e s tm e n ts :......................................... 50,886
Total L o a n s :........................................... 83,338
Bank Prem ises and Fixed A sse ts:........ 1,596
O ther Real E s ta te :............
39
O th er A s s e ts :........................................... 2,875
Total A s s e ts :......................................... 150,590

D e p o s its :................................................... 134,405
Federal funds and B orrow ings:................. 2,121
O th er Liabilities:........................................... 1,216
Subordinated D e b t:............................................. 0
Total Liabilities:..................................
137,742

Total Trust A sse ts:...............................

Number of Shares O utstanding:...............

22,025

Total Equity Capital and R e se rve s:....... 12,848
Total Liabilities and C a p ita l:.................. 150,590
9,664

DIRECTORS: Gretchen Adams, Joe S. Boone, John W. Dorman, Charles C. Farmer,
Gerald L. Harp, Harold Dean Hewitt, Gerald Johnston, William Mathews, Phil Phillips Jr.,
Charles Sisco, Phillip Steele, Thomas H. Stephens, Walter Turnbow, Don L. Gibson, Rick
L. Parsons

Springdale Bank and Trust
Springdale, AR
415 W. Emma
P.O. Box 5000
County: Washington
Population: 23,458

72715-5000
Telephone: 756-7000
FAX Number: 756-7077

Branches in Town: 0
Other Branches: 0
Charter Number: 339
Date: May 6,1911

Trust Department: Yes
Bank Holding Company
Arvest Bank Group, Inc., Bentonville, AR
CHM.: JIM W ALTO N
P R E S ./C E O /T .O .: R IC H A R D P. C A L H O U N

SR. V.P.: BUDDY PHILPOT
C A S H : G A IL JEFFERSON

Cash andbalances Due From B a n k s :.. 1,881
Federal Funds and R e p o s :...................... 3,725
In v e s tm e n ts :............................................. 5,859
Total L o a n s :........................................... 20,824
Bank Premises and Fixed A sse ts:............ 972
O ther Real E s ta te :......................................... 0
O ther A s s e ts :.............................................. 440
T o ta lA s s e ts :......................................... 33,701

D e p o s its :..................................................... 29,180
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................ 260
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 29,440
T o ta lE q u ity Capital and R e se rve s:........ 4,261
Total Liabilities and C a p ita l:.................... 33,701

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

5,500

DIRECTORS: Jim Walton, Bobby Wood, James Baker, Wayne Britt, Richard P. Calhoun,
Walker
Digitized Willard
for FRASER


107

Seventy-Sixth Report

Bodcaw Bank
Stamps, AR
300 Thomas Street
P.O.Box 8
County: Lafayette
Population: 2,850

71860-0008
Telephone: 533-4486
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 106
Date: Dec. 8,1902

Trust Department: No
Bank Holding Company
None
C H M .:B . STAN C O O K
PR ES./C EO : JAM ES R. NIPPER
V.P.: J. PAUL NIPPER

C A S H .: BONNIE M O R ELAN D
A S S T . C A S H .: LE N O R A DO W NS

Cash and balances Due From B a n k s :.. 1,059
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :......................................... 31,238
Total L o a n s :.............................................. 8,485
Bank Premises and Fixed A sse ts:............ 149
O th e rR e a lE s ta te :......................................... 0
O ther A s s e ts :.............................................. 854
T o ta lA s s e ts :......................................... 41,785

D e p o s its :..................................................... 36,864
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 428
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 37,292

Total Trust A ssets:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........ 4,493
Total Liabilities and C a p ita l:.................... 41,785
10,000

DIRECTORS: B. Stan Cook, C.C. Russell Sr., Roy Z. Kimbell, A.O. Smith, James Nipper,
John W. Simth, J. Paul Nipper, H.L. Wilkinson

Bank of S tar C ity
S tar C ity, AR
200 Jefferson
Drawer 69
County: Lincoln
Population: 2,100

71667-0069
Telephone: 628-4286
FAX Number: 628-5274

Branches in Town: 0
Other Branches: 1
Charter Number: 567
Date: Apr. 27,1925

Trust Department: No
Bank Holding Company
Star City Bancshares, Inc., Star City, AR
C H M ./C E O : BENNIE F. RYBURN, JR.
PRESIDENT: M. DON SM ITH

EX. V.P.: A N N E T A R. MOORE

Cash and balances Due From B a n k s :.. 1,955
Federal Funds and R e p o s :..................... 1,260
In v e s tm e n ts :......................................... 12,845
T o ta lL o a n s :........................................... 15,183
B a n k P re m is e s a n d F ix e d A s s e ts :............ 432
O th e rR e a lE s ta te :........................................ 24
O ther A s s e ts :.............................................. 490
T o ta lA s s e ts :......................................... 32,189

D e p o s its :..................................................... 29,132
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 239
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 29,371
Total Equity Capital and R e s e rv e s :........ 2,818
Total Liabilities and C a p ita l:.................... 32,189

Total Trust A ssets:.........................................

Number of Shares O utstanding:.............

0

15,000

DIRECTORS: Keith Griffin, M. Don Smith, Lucille Ollar, Pat Riley, Bennie Ryburn, Jr., Fred
Thornton, Weldon Wynn, Robert Floyd Sr., Bill Frizzell



108

State of Arkansas: Bank Department

Stephens S ecurity Bank
Stephens, AR
110 Ruby Street
P.O.Box 7
County: Ouachita
Population: 1,366

71764-0007
Telephone: 786-5416
FAX Number: 786-5419

Branches in Town:0
Other Branches: 0
Charter Number: 692
Date: Feb. 8,1946

Trust Department: No
Bank Holding Company
Smith Associated Banking Corp., Little Rock, AR
CHM.: R IC H A R D T. SM ITH
PR ES ./C E O : GUY R. SM ITH
EX. V.P.: C A R O L REAVES

EX. V.P.: TR O Y FOREM AN, JR.
V.P.: LIND A T H O M A S

Cash and balances Due From B a n k s :__ 795
Federal Funds and R e p o s :...................... 1,300
In v e s tm e n ts :............................................. 6,330
Total L o a n s :........................................... 13,802
Bank Premises and Fixed A sse ts:............. 65
O ther Real E s ta te :...................................... 141
O ther A s s e ts :.............................................. 471
Total A s s e ts :......................................... 22,904

T o ta lE q u ity Capital and R e se rve s:........ 2,144
Total Liabilities and C a p ita l:.................... 22,904

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

D e p o s its :..................................................... 20,585

Federal funds and Borrowings:....................

0

O ther Liabilities:................................................ 175
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 20,760

11,000

DIRECTORS: Richard T. Smith, Guy R. Smith, Duncan Grayson, Colon Watson, M.R.
Smart, Carol Reaves, Jay C. Wilson

Citizens Bank
Strong, AR
212 W. Coleman
P. O. Box 724
County: Union
Population: 738

71765-0724
Telephone: 797-7361
FAX Number: None

Branches in Town: 0
Other Branches: 0
Charter Number: 634
Date: Jan. 19,1931

Trust Department: No
Bank Holding Company
FDH Bancshares, Inc., Little Rock, AR
CHM.: R O B E R T P. TAYLO R
PR ES ./C E O : H. GLEN RAM BIN

SR. V .P ./C A S H .: JE A N E LL C O G BU R G
V.P.: S C O T T FIFE

Cash and balances Due From Banks: —
490
Federal Funds and R e p o s :......................... 900
In v e s tm e n ts :............................................. 4,833
Total L o a n s :.............................................. 3,996
Bank Premises and F ixed A sse ts:............ 342
O ther Real E s ta te :......................................... 0
O ther A s s e ts :.............................................. 613
Total A s s e ts :......................................... 11,174

D e p o s its :...................................................... 8,776
Federal funds and B orrow ings:..................... 175
O th er Liabilities:................................................ 108
Subordinated D e b t:............................................. 0
Total Liabilities:............................................. 9,059

Total Trust A ssets:.........................................

Number of Shares O utstanding:...............

0

T o ta lE q u ity Capital and R e s e rv e s :........ 2,115
Total Liabilities and C a p ita l:.................... 11,174
8,000

DIRECTORS: Jeanell Cogburn, Bobby Dugal, Noland H. Hagood, Earl Herring, D. R.
James
Jr., H. Glenn Rambin, Robert P. Taylor



Seventy-Sixth Report

109

The Farmers & M erchants Bank
S tu ttg a rt, AR
Seventh & Main Streets
P. O. Box 947
County: Arkansas
Population: 10,900

72160-0947
Telephone: 673-6911
FAX Number: 673-6918

Branches in Town: 3
Other Branches: 0
Charter Number: 687
Date: Dec. 29,1944

Trust Department: Yes
Bank Holding Company
The Farmers and Merchants Bankshares, Inc., Stuttgart, AR
CHM.: ROY O. M cC O LLU M , III
P R ES./C EO : DON P A T TILLO
EX. V.P.: C A R L G UNTER
SR. V.P.: LAR R Y G UNNELL

SR. V.P.: GLENN B A U M A N
SR. V.P.: C A R R O LL JOE FOW LER
SR. V.P.: W ILLIA M R. TR IC E
V .P ./T .O : JIM D. GREEN

Cash and balances Due From B a n k s :.. 3,279
Federal Funds and R e p o s :..................... 2,400
In v e s tm e n ts :.......................................... 28,379
Total L o a n s :........................................... 65,472
Bank Premises and Fixed A sse ts:........ 2,165
O ther Real E s ta te :...................................... 160
O ther A s s e ts :........................................... 2,209
T o ta lA s s e ts :......................................... 104,064

D e p o s its :..................................................... 88,388
Federal funds and B orro w in gs:................ 3,397
O ther Liabilities:........................................... 1,017
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 92,802

Total T rust A sse ts:...............................

Number of Shares O utstanding:.............

23,954

Total Equity Capital and R e s e rv e s :....... 11,262
Total Liabilities and C a p ita l:.................. 104,064
96,368

DIRECTORS: Roy O. McCollum, III, Horace Sickel, James E. Pond, Mickey Pierce, Nicky
Hargrove, Billy E. Simpson, Ray Vester, Carl Gunter, Don Pattillo, Robert Seidenstricker

Bank of Trumann
Trumann, AR
Hwy 63
P. O. Box 48
County: Poinsett
Population: 6,405

72472-0048
Telephone: 483-6333
FAX Number: 483-7512

Branches in Town: 0
Other Branches: 0
Charter Number: 354
Date: Oct. 2,1911

Trust Department: No

C H M ./P R E S ./C E O :
CLYDE R O BER TSO N , JR.
SR.V.P.: W ILBURN C O LE
V.P.: JOHN R. G IL LE T T E

Bank Holding Company
None
V.P. C A R R O LL D. AN D ER SO N
C A S H .: CH ERYL M cM A S T E R S
A S S T . V.P.: SHIRLEY BENSO N

Cash and balances Due From B a n k s :.. 1,619
Federal Funds and R e p o s :..................... 1,450
In v e s tm e n ts :......................................... 25,481
Total L o a n s :........................................... 17,947
Bank Premises and Fixed A sse ts:............ 519
O ther Real E s ta te :......................................... 0
O ther A s s e ts :.............................................. 847
T o ta lA s s e ts :.......................................... 47,863

D e p o s its :..................................................... 40,751
Federal funds and B orro w in gs:..................... 538
O ther Liabilities:................................................ 453
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 41,742

Total T rust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e s e rv e s :........ 6,121
Total Liabilities and C a p ita l:.................... 47,863
60,000

DIRECTORS: Carroll D. Anderson, Terry M. Clogston, Wilburn J. Cole, Frank Lady Jr.,
Eugene Pounds, Clyde Robertson Jr., Natalie T. Stuckey, Virginia P. Turner



State of Arkansas: Bank Department

110

Bank of Tuckerman
Tuckerman, AR
Main Street
P.O.Box 700
County: Jackson
Population: 2,078

72473-0700
Telephone: 349-5155
FAX Number: 349-5170

Branches in Town: 0
Other Branches: 3
Charter Number: 164
Date: Nov. 8,1902

Trust Department: No
Bank Holding Company
Rainbow Investment Company, Inc., Tuckerman, AR
C H M ./P R E S ./C E O .: LIN D LEY V. SM ITH
V.P.: A L MORRIS, JR.

V.P.: DREW S AN D LIN
C A S H .: AN N W ATSON

Cash and balances Due From Banks: —
843
Federal Funds and R e p o s :...................... 4,000
In v e s tm e n ts :............................................. 9,616
Total L o a n s :........................................... 13,905
Bank Prem ises and Fixed A sse ts:............ 398
O ther Real E s ta te :...................................... 233
O ther A s s e ts :.............................................. 435
Total A s s e ts :......................................... 29,430

D e p o s its :..................................................... 25,471
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 621
Subordinated D e b t:........................
0
Total Liabilities:........................................... 26,092

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity C apital and R e s e rv e s :........ 3,338
Total Liabilities and C a p ita l:.................... 29,430
4,000

DIRECTORS: Scotty Armstrong, Bob Penix, Lindley V. Smith

Tyronza Bank
Tyronza, AR
Main and Oak Streets
P.O.Box 395
County: Poinsett
Population: 777

72386-0395
Telephone: 487-2161
FAX Number: 487-2069

Branches in Town: 0
Other Branches: 1
Charter Number: 704
Date: Oct. 31,1951

Trust Department: No
Bank Holding Company
Tyronza Bancshares, Inc., Tyronza, AR
C H M ./P R E S ./C E O : C H A R LE S F. LU TER
Cash and balances Due From B a n k s :__ 821
Federal Funds and R e p o s :......................... 950
In v e s tm e n ts :............................................. 8,076
Total L o a n s :........................................... 13,445
Bank Premises and Fixed A sse ts:............ 200
O th er Real E s ta te :......................................... 8
O th er A s s e ts :.............................................. 264
Total A s s e ts :......................................... 23,764

D e p o s its :..................................................... 19,946
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 337
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 20,283

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity C apital and R e se rve s:........ 3,481
Total Liabilities and C a p ita l:.................... 23,764
20,000

DIRECTORS: Albert A. Banks, George E. Beley, Charles F. Luter, H.F. Norcross Jr.,
Eugene Vaughn, Lewis Wood



Seventy-Sixth Report

111

Citizens Bank & Trust Company
Van Buren, AR
3110 Alma Hwy
P.O.Box 469
County: Crawford
Population: 12,650

72956-0469
Telephone: 474-1201
FAX Number: 474-4630

Branches in Town: 2
Other Branches: 1
Charter Number: 328
Date: Dec. 20,1910

Trust Department: Yes
Bank Holding Company
Vista Bancorporation, Van Buren, AR
C H M ./C E O : JA M E S G. W ILLIA M S O N , JR.
PRES.: W ILLIA M W. T H O M A S
EX. V.P.: M ARIO N H. RIGGS

SR. V.P.: LU TH ER F. G ORDY, III
T.O .: EW ELL B. LEE

Cash and balances Due From B a n k s :.. 4,157
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :......................................... 23,159
Total L o a n s :........................................... 52,922
Bank Premises and Fixed A sse ts:........ 1,270
O ther Real E s ta te :...................................... 667
O th e rA s s e ts :........................................... 1,118
Total A s s e ts :......................................... 83,293

D e p o s its :..................................................... 73,079
Federal funds and B orro w in gs:................ 2,400
O ther Liabilities:................................................ 569
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 76,048

Total Trust A sse ts:...................................... 843

Number of Shares O utstanding:.............

Total Equity Capital and R e s e rv e s :........ 7,245
Total Liabilities and C a p ita l:.................... 83,293
16,000

DIRECTORS: James G. Williamson Jr., Jimmy G. Bell, Warren D. Blaylock, Jimmy D.
Gooch, Morril Harriman, Marion H. Riggs, Paul D. Shirley, William W. Thomas

The Peoples Bank
Waldo, AR
101 Main Street
P. O. Box 426
County: Columbia
Population: 1,600

71770-0426
Telephone: 693-5551
FAX Number: None

Branches in Town: 1
Other Branches: 2
Charter Number: 313
Date Jun. 22,1910

Trust Department: Yes
Bank Holding Company
Golden Oaks Bancshares, Inc., Waldo, AR
C H M ./P R E S /C E O /T .O .: H A R O LD FINCHER
EX. V.P.: R IC H A R D P. C L A R K
V.P.: D O R O TH Y J. FINCHER

V .P ./C A S H .: JO YC E N. C R AN E
A S S T . V.P.: JEAN IE ROW E
A S S T . V.P.: JILL JA C K S O N

Cash and balances Due From B a n k s :__ 584
Federal Funds and R e p o s :......................... 775
In v e s tm e n ts :......................................... 16,741
T o ta lL o a n s :.............................................. 7,416
Bank Premises and Fixed A sse ts:............... 0
O ther Real E s ta te :........................................ 11
O th e rA s s e ts :.............................................. 450
T o ta lA s s e ts :......................................... 25,977

D e p o s its :..................................................... 22,886
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 148
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 23,034

Total Trust A sse ts:...................................

Number of Shares O utstanding:.............

1,016

Total Equity Capital and R e s e rv e s :........ 2,943
Total Liabilities and C a p ita l:.................... 25,977
10,000

DIRECTORS: Harold H. Fincher, Dorothy J. Fincher, Richard P. Clark, Imogene M. Clark,
G.F. Scott, Betty L. Scott, Mary L. Baird, Betty E. Harris, Pamela L. Davis, Clark Fincher



State of Arkansas: Bank Department

112

Bank of Waldron
Waldron, AR
110 W. 4th Street
P.O.Box 278
County: Scott
Population: 2,642

72958-0278
Telephone: 637-2161
FAX Number: 637-4874

Branches in Town: 1
Other Branches: 0
Charter Number: 72
Date: Apr. 3,1901

Trust Department: Yes
Bank Holding Company
Rodgers Family Banchares, Inc., Waldron, Arkansas
CHM.: D A LE RODG ERS
PR E S ./C E O : BILL R. PHILPOT
EX. V .P ./T .O .: KN O X DOZIER
SR. V.P.: R O BER T AKE R S

V.P.: D EBR A FULLER
V.P.: KELLEY B. HU NT
C A S H .: LIND A TANNER

Cash and balances Due From B a n k s :.. 1,340
Federal Funds and R e p o s :......................... 565
In v e s tm e n ts :......................................... 21,363
Total L o a n s :........................................... 37,533
Bank Premises and Fixed A sse ts:............ 509
O th er Real E s ta te :...................................... 298
O th er A s s e ts :............................................... 922
Total A s s e ts :......................................... 62,530

D e p o s its :..................................................... 53,977
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 333
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 54,310

Total Trust A sse ts:................................... 4,257

Number of Shares O utstanding:.............

Total Equity Capital and R e s e rv e s :........ 8,220
Total Liabilities and C a p ita l:.................... 62,530
24,000

DIRECTORS: Robert Akers, Kelly Ashford, Bill J. Black, Jim H. Currier, Knox Dozier,
Rena Owens, Bill R. Philpot, James Richmond, Dale Rodgers

The S co tt C ounty Bank
Waldron, AR
Main & W. Church
P. O. Box 838
County: Scott
Population: 2,642

72958-9989
Telephone: 637-3191
FAX Number: 637-3195

Branches in Town: 0
Other Branches: 0
Charter Number: 741
Date: Feb. 20,1980

Trust Department: No
Bank Holding Company
None
CEO: JO HN E. C H A M B E R S , III
PRES.: PATSY H AW KINS

V .P ./C A S H .: TR IS H A SIKES
V.P.: RO BBIE ZIMMER

Cash and balances Due From B a n k s :.. 1,191
Federal Funds and R e p o s :..................... 1,250
In v e s tm e n ts :......................................... 14,147
Total L o a n s :........................................... 22,593
Bank Premises and Fixed A sse ts:............ 886
O ther Real E s ta te :......................................... 0
O th er A s s e ts :.............................................. 574
Total A s s e ts :......................................... 40,641

D e p o s its :..................................................... 36,674
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................ 325
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 36,999
Total Equity Capital and R e s e rv e s :........ 3,642
Total Liabilities and C a p ita l:.................... 40,641

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

40,000

DIRECTORS: Lonnie Campbell, John E. Chambers, III, J. B. Cox, Roy J. Hale, Patsy
Hawkins, Thurman Keener, Dan Laird, W.R. (Bud) Rice




113

Seventy-Sixth Report

The A rkansas Bank
Walnut Ridge, AR
212 W. Walnut
P. O. Box 749
County: Lawrence
Population: 4,152

72457-0749
Telephone: 886-7711
FAX Number: 886-2469

Branches in Town: 0
Other Branches: 3
Charter Number: 71
Date: Mar. 23,1901

Trust Department: No
Bank Holding Company
None
C H M ./C E O : S LO A N RAIN W ATER
VICE CHM.: JIM HINKLE
P R E S ./C O O : MIKE TAYLO R

V.P.: JO HN PHILLIPS
V.P.: BO YC E DU RHAM
V.P.: M ARILYN K. DAVIS

Cash and balances Due From B a n k s :.. 2,129
Federal Funds and R e p o s :...................... 2,250
In v e s tm e n ts :.......................................... 19,757
T o ta lL o a n s :........................................... 19,215
Bank Premises and Fixed A ss e ts :............ 431
O ther Real E s ta te :......................................... 0
O ther A s s e ts :........................................... 3,016
Total A s s e ts :......................................... 46,798

D e p o s its :..................................................... 39,909
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:........................................... 1,413
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 41,322

Total Trust A ssets:..........................................

Number of Shares O utstanding:................. None

0

Total Equity Capital and R e s e rv e s :........ 5,476
Total Liabilities and C a p ita l:.................... 46,798

DIRECTORS: Sloan Rainwater, Bill Rainwater, Steve Cox, Virginia Cox, Odell Fort,
Boyce Durham, Jim Hinkle, Mike Taylor, Maurice Starr, Ben Starr, Earl D. Perkins, Bill
Rainwater Jr.

First S tate Bank
Warren, AR

Main Street
P. O. Box 29
County: Bradley
Population: 9,971

71671-0029
Telephone: 226-2601
FAX Number: 226-2253

Branches in Town: 1
Other Branches: 1
Charter Number: 739
Date: Dec. 12,1978

Trust Department: Yes
Bank Holding Company
Bradley Bancshares, Inc., Warren, AR
CHM.: VIRG INIA M. RYBURN
P R E S ./C E O /T .O .: FREDDIE M. M O BLEY

EX. V.P.: HUGH A. QUIMBY

Cash and balances Due From B a n k s :.. 1,946
Federal Funds and R e p o s :......................... 910
In v e s tm e n ts :......................................... 20,864
T o ta lL o a n s :........................................... 34,648
Bank Premises and F ixed A sse ts:............ 512
O ther Real E s ta te :...................................... 184
O ther A s s e ts :.............................................. 822
Total A s s e ts :......................................... 59,886

D e p o s its :..................................................... 53,737
Federal funds and B orro w in gs:..................... 415
O th er Liabilities:................................................ 460
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 54,612
Total Equity C apital and R e s e rv e s :........ 5,274
Total Liabilities and C a p ita l:.................... 59,886

Total Trust A sse ts:...................................

Number of Shares O utstanding:.............

1,005

59,000

DIRECTORS: Robert E. Garner, Roger George, Freddie M. Mobley, Hugh A. Quimby,
Bennie Ryburn Jr., Virginia M. Ryburn, Bennie Ryburn III, J.C. Thompson, H. Sidney
Wharton




State of Arkansas: Bank Department

114

W arren Bank & Trust Company
Warren, AR
201 S. Main
P.O.Box 350
County: Bradley
Population: 9,971

71671-0350
Telephone: 226-2621
FAX Number: 226-3435

Branches in Town: 2
Other Branches:1
Charter Number: 80
Date: Dec. 28,1901

Trust Department: Yes
Bank Holding Company
None
CHM.: L.W . EDER IN G TO N
VICE CHM.: JO HN B. F R A Z E R
P R E S ./C E O /T .O .: G E R A LD D. BURTO N

EX. V.P.: T H O M A S M. H AR G R O VE
V .P ./C ASH.: JAM ES E. SMITH

Cash and balances Due From B a n k s :.. 2,509
Federal Funds and R e p o s :......................... 725
In v e s tm e n ts :......................................... 43,542
Total L o a n s :........................................... 35,571
Bank Premises and Fixed A sse ts:............ 654
O ther Real E s ta te :........................................ 83
O ther A s s e ts :........................................... 5,114
T o ta lA s s e ts :......................................... 88,198

D e p o s its :..................................................... 75,812
Federal funds and B orrow ings:................. 1,014
O ther Liabilities:................................................ 833
Subordinated D e b t:..........................
0
Total Liabilities:........................................... 77,659

Total Trust A ssets:...............................

Number of Shares O utstanding:.............

11,564

Total Equity Capital and R e se rve s:....... 10,539
Total Liabilities and C a p ita l:.................... 88,198
48,000

DIRECTORS: L.W. Ederington, John B. Frazer Jr., Lawrence H. Derby Jr., F. Martin
Hankins, W. Sykes Harris, J.E. Hurley Jr., C.A. Milton, Gerard Sangster, George F. Wynne,
M.D.

Bank of Weiner
Weiner, AR
Highway 49
P.O.Box 307
County: Poinsett
Population: 750

72479-0307
Telephone: 684-2221
FAX Number: None

Branches in Town: 0
Other Branches: 1
Charter Number: 276
Date: Apr. 2,1909

Trust Department: Yes
Bank Holding Company
None
C H M ./P R E S ./C E O /T .O .: JO HN R. HOGUE
EX. V.P.: NILES A. BISE
SR. V.P.: M IC H A E L D. GILLIS

V.P.: P A U LE T TE E.FAH R
V.P.: PHILIP W. HESSE

Cash and balances Due From B a n k s :.. 1,057
Federal Funds and R e p o s:...................... 1,475
In v e s tm e n ts :......................................... 10,688
T o ta lL o a n s :........................................... 18,826
Bank Premises and Fixed A sse ts:............ 162
O ther Real E s ta te :......................................... 0
O ther A s s e ts :.............................................. 926
T o ta lA s s e ts :......................................... 33,134

D e p o s its :..................................................... 27,878
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................ 748
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 28,626

Total Trust A sse ts:...................................

Number of Shares O utstanding:...............

1,815

Total Equity Capital and R e se rve s:........ 4,508
Total Liabilities and C a p ita l:.................... 33,134
8,000

DIRECTORS: John R. Hogue, Ernest L. Hogue M.D., Herbert D. Ziegenhorn, Charles E.
Givens, Niles A. Bise




Seventy-Sixth Report

115

M erchants & Farmers Bank
W est Helena, AR
425 East Plaza
P. O. Box 2507
County: Phillips
Population: 11,005

72390-0507
Telephone: 572-3481
FAX Number: 572-1901

Branches in Town: 2
Other Branches: 0
Charter Number: 700
Date: Oct. 4,1948

Trust Department: Yes
Bank Holding Company
Southern Bancshares, Inc., West Helena, AR
CHM.: BR O O K S GRIFFIN
V. C H M ./C E O : D O U G LA S SIMMONS
PRES: W ILLIA M D. SIM M ONS

EX. V .P ./C A S H .: JAM ES A. BO G LE
SR. V .P ./M K T . DIR.: G ORDO N W HITE
SR. V .P ./T .O .: E. F. K A L B , JR.

Cash and balances Due From B a n k s :.. 3,981
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :......................................... 31,925
Total L o a n s :........................................... 49,405
Bank Premises and Fixed A sse ts:........ 1,152
O ther Real E s ta te :...................................... 113
O ther A s s e ts :........................................... 1,644
Total A s s e ts :......................................... 88,220

D e p o sits:..................................................... 72,533
Federal funds and B orro w in gs:................ 8,575
O th er Liabilities:................................................ 732
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 81,840

Total Liabilities and Capital:................ 88,220

Total Trust A ssets:...................................

Number of Shares O utstanding:.............

1,658

Total Equity C apital and R e s e rv e s :........

6,380
20,000

DIRECTORS: Brooks Griffin, Douglas Simmons, William D. Simmons, James E. Boyd Sr.,
William B. Benton, Winston P. Foster Jr., Jerry Kelley, Walter L. Morris, Herman H. Storey

Bank of W est Memphis
W est Memphis, AR
626 E. Broadway
P.O.Box 2128
County: Crittenden
Population: 30,000

72303-8128
Telephone: 732-8000
FAX Number: 735-0849

Branches in Town: 3
Other Branches: 0
Charter Number: 601
Date: Apr. 21,1928

Trust Department: Yes
Bank Holding Company
Bancshares of West Memphis, Inc., West Memphis, AR
CHM.: GEORGE H. DUNKLIN
PR ES./C EO : J A C K K. H O G A N

SR. V .P ./T .O .: A R LE Y K N IG H T

Cash and balances Due From B a n k s :.. 4,314
Federal Funds and R e p o s :..................... 3,900
In v e s tm e n ts :......................................... 37,182
Total L o a n s :........................................... 25,588
Bank Premises and Fixed A sse ts:............ 587
O ther Real E s ta te :...................................... 347
O ther A s s e ts :........................................... 1,363
T o ta lA s s e ts :......................................... 73,281

D e p o s its :..................................................... 64,060
Federal funds and B orro w in gs:......................... 0
O th er Liabilities:................................................ 396
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 64,456

Total Trust A ssets:................................... 2,993

Number of Shares O utstanding:............ 100,000

Total Equity Capital and R e s e rv e s :........ 8,825
Total Liabilities and C a p ita l:.................... 73,281

DIRECTORS: Jack K. Hogan, George H. Dunklin, M.E. Black Dunklin, James A. Heath, W.
Kent Ingram, Jr., Keith Ingram, Pat K. Magruder, Lloyd C. McCuiston Jr., Frank Waggener,
Paul W. O’Neal, J.C. Tennison, Davis Biggs



116

State of Arkansas: Bank Department

Wilmot S tate Bank
Wilmot, AR
Main Street
P.O.Box 95
County: Ashley
Population: 1,227

71676-0095
Telephone: 473-2211
FAX Number: 473-5131

Branches in Town: 0
Other Branches: 0
Charter Number: 676
Date: Oct. 25,1937

Trust Department: No
Bank Holding Company
None
CHM.: W IL LIA M B. deYAM PER T

PR ES ./C E O : KEN N ETH M. A L L B R IT T O N

Cash and balances Due From Banks: —
369
Federal Funds and R e p o s :...................... 1,734
In v e s tm e n ts :................................................ 976
Total L o a n s :.............................................. 5,796
Bank Premises and Fixed A sse ts:............. 62
O th er Real E s ta te :......................................... 0
O th e rA s s e ts :.............................................. 180
T o ta lA s s e ts :............................................. 9,117

D e p o s its :...................................................... 7,477
Federal funds and B orrow ings:......................... 0
O th er Liabilities:................................................. 67
Subordinated D e b t:............................................. 0
Total Liabilities:............................................. 7,544

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........
Total Liabilities and C a p ita l:......................

1,573
9,117
12,000

DIRECTORS: William B. deYampert, John B. Currie Jr., Thomas F. Scannell III, John B.
Currie, William J. Currie, Jack Gardner

Am erican State Bank
Wilson, AR
55 Park
P.O.Box 338
County: Mississippi
Population: 1,151

72395-0338
Telephone: 655-8374
FAX Number: 655-8522

Branches in Town: 0
Other Branches: 1
Charter Number: 262
Date: Oct. 3,1908

Trust Department: No
Bank Holding Company
None
CHM.: STE V E W ILSO N
P R E S ./C E O : C H A R LE S L. MILLER
V .P ./O PER . OFF.: M ARY EMILY TH O M P S O N

V .P ./L.O .: DON B A S S H A M
C A S H .: A LIC E GRIFFIN

Cash and balances Due From Banks: —
753
Federal Funds and R e p o s :..................... 3,892
In v e s tm e n ts :............................................. 7,496
Total L o a n s :.............................................. 6,888
Bank Prem ises and Fixed A ss e ts :............ 149
O ther Real E s ta te :......................................... 0
O th e rA s s e ts :.............................................. 335
T o ta lA s s e ts :......................................... 19,513

D e p o s its :..................................................... 15,613
Federal funds and B orrow ings:................ 1,000
O th er Liabilities:................................................ 142
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 16,755

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity C apital and R e se rve s:........ 2,758
Total Liabilities and C a p ita l:.................... 19,513
4,000

DIRECTORS: Harold Clemons, Sumner R. Cullom, M.D., C.L. Denton Jr., Phillip Forrester,
Charles L. Miller, Michael E. Wilson, Mildred P. Wilson, R.E.L. Wilson V, Steve Wilson



Seventy-Sixth Report

117

C ross C ounty Bank
Wynne, AR
1 Cross County Plaza
P. O. Box 9
County: Cross
Population: 8,446

72396-0009
Telephone: 238-8171
FAX Number: 238-4052

Branches in Town: 1
Other Branches: 1
Charter Number: 25
Date: Jun. 5,1891

Trust Department: Yes
Bank Holding Company
Cross County Bancshares, Inc., Wynne, AR
CHM.: DR. W IL LA R D G. BURKS
V. CHM.: A L B E R T A. HESS
P R E S ./C E O /T .O .: KEN M c C L A N A H A N
V.P.: A N N JO NES

V.P.: M A C M c C L A N A H A N
V .P .:M A Z IE B A L L A R D
C A S H .: BETH DILDINE

Cash and balances Due From B a n k s :.. 2,443
Federal Funds and R e p o s :..................... 6,500
In v e s tm e n ts :......................................... 22,819
T o ta lL o a n s :........................................... 49,118
Bank Premises and Fixed A ss e ts :........ 1,350
O ther Real E s ta te :........................................ 63
O ther A s s e ts :........................................... 1,783
Total A s s e ts :......................................... 84,076

D e p o s its :..................................................... 75,719
Federal funds and B orro w in gs:..................... 433
O th er Liabilities:................................................ 858
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 77,010
Total Equity C apital and R e s e rv e s :........ 7,066
Total Liabilities and C a p ita l:.................... 84,076

Total Trust A sse ts:...................................... 628

Number of Shares O utstanding:...............

4,000

DIRECTORS: Willard G. Burks, Albert A. Hess, John H. Johnston Jr., Marvin T. Hagaman,
James A. Richardson, Guy E. Fisher, Pete L. Imboden III, Roger E. Pohlner, Ken
McClanahan

First A rkansas Bank
Wynne, AR
500 N. Falls
P.O.Box 189
County: Cross
Population: 8,446

72396-0189
Telephone: 238-2265
FAX Number: 238-7030

Branches in Town: 1
Other Branches: 0
Charter Number: 228
Date: Jan. 24,1907

Trust Department: No
Bank Holding Company
Cherry Valley Bancshares, Inc., Wynne, AR
CHM.: HO W ARD H. B E A S LE Y
P R E S./C EO : W.M. SM ITH , III
V.P.: EM M E T T M ILAM

V.P.: LEE SILER
C A S H :Y V O N N E LA C E

Cash and balances Due From Banks: —
744
Federal Funds and R e p o s :......................... 150
In v e s tm e n ts :............................................. 5,770
T o ta lL o a n s :........................................... 12,600
Bank Premises and Fixed A sse ts:............ 738
O ther Real E s ta te :........................................ 91
O ther A s s e ts :.............................................. 419
Total A s s e ts :......................................... 20,512

D e p o s its :..................................................... 18,626
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 214
Subordinated D e b t:............................................. 0
Total Liabilities:........................................... 18,840

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :........ 1,672
Total Liabilities and C a p ita l:.................... 20,512
1,676

DIRECTORS: Howard H. Beasley, W.M. Smith, Jr., W. M. Smith III, Emmett Milam, Harry H.
Melhornlll




118

State of Arkansas: Bank Department

The Bank of Yellville
Yellville, AR
Madison & Church
P.O.Box 325
County: Marion
Population: 1,044

72687-0325
Telephone: 449-4231
FAX Number: 449-4231

Branches in Town: 0
Other Branches: 1
Charter Number: 691
Date: Dec. 13,1945

Trust Department: Yes
Bank Holding Company
Mountain Bancshares, Inc., Yellville, AR
C H M ./E X . V.P.: JUDY LO VING
P R E S ./C E O : C H A R LE S C A M P B E L L

V.P.: C H LO E R IC H AR D SO N

Cash and balances Due From B a n k s :.. 1,398
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :......................................... 18,908
T o ta lL o a n s :........................................... 25,113
Bank Prem ises and Fixed A sse ts:............ 810
O ther Real E s ta te :...................................... 921
O ther A s s e ts :........
672
Total A s s e ts :......................................... 47,822

D e p o s its :..................................................... 43,045
Federal funds and B orrow ings:...................... 200
O th er Liabilities:....................................
315
S ubordinated D e b t:............................................. 0
Total Liabilities:........................................... 43,560

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

Total Equity Capital and R e se rve s:........ 4,262
Total Liabilities and C a p ita l:.................... 47,822
20,781

DIRECTORS: Judy Loving, Fred Berry, Susan Wendel, Charles Campbell, Owen
Kompelien, Frank Bailey, Dan Duren, Oran Carter, H.C. Hall, Karl King, Kenneth Smith




Seventy-Sixth Report

119

SE V E N T Y -SIX T H R EPO R T
OF
STATE C H A R T E R E D IN D U STR IA L
LOAN INSTITUTIONS, TRUST
COMPANIES A N D NON PRO FIT
ORGANIZATIONS

(NOT ENGAGED IN COMMERCIAL BANKING)
(NOT INSURED BY THE FED E R A L DEPOSIT
INSURANCE CORPORATION)




JU N E 30,1990

120

S tate of Arkansas: Bank Departm ent

National C redit C orporation
Little Rock, AR
200 West Capitol
c/o Worthen Banking Corp.
P.O.Box 1681
72203-1681
County: Pulaski
Telephone: 371-8769
Population: 250,000
FAX Number: 371 -8460

Branches in Town: 0
Other Branches: 0
Charter Number: 1002
Date: Apr. 13,1941

Trust Department: No
Bank Holding Company
Worthen Banking Corporation, Little Rock, AR
CHM.: C U R TIS F. BR AD BU R Y
PR E S ./C E O : A N D R E W T. MELTON

V .P ./T R E A S U R E R : A L A N C. KING

Cash and balances Due From B a n k s :........ 1
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :................................................ 240
Total L o a n s :..................................................... 0
Bank Premises and Fixed A sse ts:............... 0
O th er Real E s ta te :......................................... 0
O th er A s s e ts :.................................................. 5
Total A s s e ts :................................................ 246

D e p o s its :...............................................................
Federal funds and B orro w in gs:.........................
O ther Liabilities:...................................................
Subordinated D e b t:.............................................
Total Liabilities:.....................................................

Total Equity Capital and R e s e rv e s :............. 240
Total Liabilities and C a p ita l:.......................... 246

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

0
0
6
0
6

6,250

DIRECTO RS: C u rtis F. Bradbury, A ndrew T. Melton, William Keisler

Southern C redit C orporation
Malvern, AR
228 South Olive
P. O. Box 400
County: Hot Spring
Population: 10,000

72104-0400
Telephone: 332-2462
FAX Number: 332-3386

Branches in Town: 0
Other Branches: 0
Charter Number: 1000
Date: Oct. 9,1959

Trust Department: No
Bank Holding Company
None
P R E S ./C E O : W. H. M cC LU R E

EX. V.P.: LAYNE SPARKS

Cash and balances Due From B a n k s :__ 467
Federal Funds and R e p o s :......................... 425
In v e s tm e n ts :............................................. 7,275
Total L o a n s :.............................................. 3,970
Bank Premises and Fixed A sse ts:............. 47
O ther Real E s ta te :...................................... 282
O ther A s s e ts :.............................................. 163
T o ta lA s s e ts :......................................... 12,629

D e p o s its :..................................................... 11,053
Federal funds and B orrow ings:......................... 0
O ther Liabilities:................................................. 61
Subordinated D e b t:............................................ 0
Total Liabilities:........................................... 11,114

Total Trust A sse ts:.........................................

Number of Shares O utstanding:.............

0

T o ta lE q u ity Capital and R e se rve s:........ 1,515
Total Liabilities and C a p ita l:.................... 12,629
11,350

DIRECTO RS: W.H. McClure, G eorge McClure, A.J. Wilks, Sarah Cole, Frank R. McClure, N ancy
M. York, Layne Sparks, Chris E. Williams




121

S e v e n ty -S ix th Report

Jones Investm ent & Trust Co.
Little Rock, AR
401 W. Capitol Avenue
504 First Federal Plaza
County: Pulaski
Population: 250,000

72201-3437
Telephone: 374-5225
FAX Number: 374-5100

Branches in Town: 0
Other Branches: 0
Charter Number: 302
Date: Aug. 29,1955

Trust Department: Yes
Bank Holding Company
None
C H M ./P R E S ./C E O : BERNICE JONES

V .P ./S E C ./T R E A S .: H.G. FR O ST, JR.

Cash and balances Due From Banks: —
326
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :.........................................
13,476
T o ta lL o a n s :.............................................. 1,183
Bank Premises and Fixed A sse ts:............... 7
O ther Real E s ta te :......................................... 0
O ther A s s e ts :.............................................. 197
T o ta lA s s e ts :......................................... 15,189

D e p o s its :............................................................... 0
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................. 96
Subordinated D e b t:............................................ 0
Total Liabilities:................................................... 96

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e se rve s:.......
Total Liabilities and C a p ita l:....................

15,093
15,189
1,000

DIRECTORS: Bernice Jones, H.G. Frost Jr., M ary Sellers

M etropolitan Trust Company
Sherwood, AR
7500 Highway 107
P.O.Box 6500
County: Pulaski
Population: 10,586

72116-6500
Telephone: 835-7500
FAX Number: 835-1775

Branches in Town: 0
Other Branches: 0
Charter Number: 569
Date: Jun. 5,1925

Trust Department: Yes
Bank Holding Company
None
PR ES./C EO : H A L C. M A T T H E W S
TR EASU R ER : E V E R E TT L. H A LL, JR.
G ENERAL C O U N SEL: AN D R E W J. C O LLIN S
Cash and balances Due From B a n k s :. —
21
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :................................................ 229
T o ta lL o a n s :..................................................... 0
Bank Premises and Fixed A sse ts:............... 0
O ther Real E s ta te :...................................... 191
O ther A s s e ts :.............................................. 118
T o ta lA s s e ts :................................................ 559

D e p o s its :............................................................... 0
Federal funds and B orro w in gs:......................... 0
O ther Liabilities:................................................ 183
Subordinated D e b t:............................................. 0
Total Liabilities:.................................................. 183

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

0

Total Equity Capital and R e s e rv e s :............. 376
Total Liabilities and C a p ita l:.......................... 559

DIRECTO RS: Hal C. M atthew s, A ndrew Collins, Mike F riedrichsm eyer




1,636

122

S tate of A rkansas: Bank D epartm ent

A rkansas Capital C orporation
Little Rock, AR
221 West Second Street
800 Pyramid Place
72201-2513
County: Pulaski
Telephone: 374-9247
Population: 250,000
FAX Number: 374-8841

Branches in Town: 0
Other Branches: 0
Charter Number: 1006
Date: Sept. 3,1986

Trust Department: No
Bank Holding Company
None
CHM.: W ILLIA M T .S T A E D

P R E S./C EO : GEORGE EAGEN

Cash and balances Due From B a n k s :....... 82
Federal Funds and R e p o s :............................ 0
In v e s tm e n ts :............................................. 3,846
Total L o a n s :.............................................. 5,296
Bank Premises and Fixed A sse ts:............. 22
O ther Real E s ta te :......................................... 0
O ther A s s e ts :................................................ 80
Total A s s e ts :............................................. 9,326

D e p o s its :............................................................... 0
Federal funds and B orrow ings:......................... 0
O ther Liabilities:........................................... 4,274
Subordinated D e b t:......................................... 693
Total Liabilities:............................................ 4,967
Total Equity Capital and R e se rve s:........
Total Liabilities and C a p ita l:.....................

4,359
9,326

Total Trust A sse ts:.........................................

Number of Shares O utstanding:...............

1,095

0

DIRECTO RS: G eorge E. Campbell, W ayne Clark, James Hall ill, B ert M. Mullens, Don Pattillo, D.
Patton Rudder, William T. Staed, Bob J. Nash, A. David H arrington, John W. Ahlen Ph.D.




Seventy-Sixth Report

LIST OF
C O M M ER C IA L BA N KS




BY COUNTY

JU N E 30,1990

123

State of Arkansas: Bank Department

124

COMMERCIAL BANKS LISTED BY COUNTY
COUNTY

BANK NAME

C IT Y

ARKANSAS

D eW itt B ank & T rust C o m p an y
T h e F irst N a tio n a l B an k
P la n te rs & M e rc h a n ts B ank
T h e F arm ers & M erch an ts Bank
F i r s t N a t i o n a l B a n k in S t u t t g a r t

D eW itt
D eW itt
G ille tt
S tu ttg a rt
S tu ttg a rt

ASHLEY

F irst N a tio n al B a n k o f C ro ssett
F irst S ta te B ank
Farm ers Bank
B ank o f P a rk d a le
T h e P eoples B a n k
P o rtlan d Bank
W ilm o t S ta te B ank

C ro ssett
C rossett
H am burg
P a rk d a le
P ortland
P o rtlan d
W ilm o t

BAXTER

F irst N a tio n a l B ank & T ru st C o m p a n y
Peoples B a n k & T ru st C o m p a n y

M o u n ta in H o m e
M o u n ta in H o m e

BENTON

B a n k o f B en to n v ille
F irst N a tio n a l B ank
D e c a tu r S ta te B ank
Bank o f G ravett
F arm ers & M erch an ts Bank
F irs t N a tio n a l B a n k & T ru st C o m p a n y
A rk a n s a s S ta te B ank
F irst N a tio n a l B ank

B e n to n v ille
B e n to n v ille
D ecatu r
G rav ette
R ogers
R ogers
S iloam S p rin g s
Siloam S p rin g s

BOONE

T h e F i r s t N a t i o n a l B a n k in H a r r i s o n
T h e S e c u rity B an k

H arriso n
H a rriso n

BRADLEY

F irst S ta te B ank
W arren Bank & T rust C o m p an y

W arren
W arren

CALHOUN

C a lh o u n C o u n ty B ank

H a m p to n

CARROLL

F irs t N a tio n a l B an k o f B e rry v ille
B ank o f E u re k a S p rin g s
T h e F irs t N atio n al B an k

B erry v ille
E u rek a S prings
G reen Forest

C H IC O T

D e r m o tt S ta te B ank
F irst S ta te B ank o f D e rm o tt
T h e E udora Bank
B a n k o f L a k e V illa g e
S im m o n s First Bank

D e rm o tt
D e rm o tt
E udora
L a k e V illa g e
L a k e V illa g e

CLARK

B ank o f A m ity
C itiz en s F irs t S ta te B ank
E lk H o rn B a n k & T ru s t C o m p a n y
M e rc h a n ts & P la n te rs B ank & T ru st C o m p a n y
F irst S ta te B an k o f G u rd o n

A m ity
A rk ad elp h ia
A rk ad elp h ia
A rk ad elp h ia
G urdon

CLAY

C o rn in g Bank
P ig g o tt S ta te B ank
T h e B ank o f R ector

C o rn in g
P ig g o tt
R ector




125

Seventy-Sixth Report

COMMERCIAL BANKS LISTED BY COUNTY
COUNTY

BANK NAM E

C IT Y

CLEBURNE

T h e C leb u rn e C o u n ty Bank
F irst N a tio n al B a n k o f C le b u rn e C o u n ty
H eber S p rin g s S ta te B ank

H eber S prings
H eber S prings
H eber S prings

CLEVELAND

P in e S ta te B ank
T h e B ank o f R iso n

K ingsland
R ison

C O L U M B IA

F arm ers Bank & T rust C o m p an y
F irst N atio n al B an k o f M a g n o lia
U n io n N a tio n a l B a n k o f A r k a n s a s
T h e Peoples B ank

M a g n o lia
M a g n o lia
M a g n o lia
W ald o

CONWAY

T h e F irs t N a tio n al B an k o f C o n w a y C o u n ty
M o r r i l t o n S e c u r it y B a n k , N .A .

M o rrilto n
M o rrilto n

C R A IG H E A D

C araw ay Bank
T h e A rkansas Bank
C itiz en s B ank o f Jo n e sb o ro
M erca n tile Bank
S im m o n s F irst Bank
M idS outh Bank

C araw ay
Jonesboro
Jonesboro
Jonesboro
Jonesboro
M o n e tte

CRAW FORD

C o m m e rc ia l B ank at A lm a
Bank o f M u lb erry
C itiz en s B ank & T ru st C o m p a n y
F irst N a tio n al B ank o f C ra w fo rd C o u n ty

A lm a
M u lb erry
Van B u ren
Van B u re n

C R IT T E N D E N

First Southern Bank
C itizen s B ank
B ank o f W est M e m p h is
F id e lity N atio n al B ank o f W est M e m p h is
F i r s t N a t i o n a l B a n k in W e s t M e m p h i s

E arle
M arion
W est M em p h is
W est M em p h is
W est M e m p h is

CROSS

F irst S tate B ank
C ross C o u n ty B ank
F irst A rk an sas Bank
T h e F irst N a tio n al B ank o f W y n n e

P a rk in
W ynne
W ynne
W ynne

DALLAS

F irst S ta te B ank o f F ordyce
Fordyce B ank & T ru st C o m p a n y
M e rc h a n ts & P la n te rs Bank

Fordyce
Fordyce
S parkm an

DESHA

D u m a s S ta te B ank
M erch an ts & F a rm ers B ank
T h e F irst N a tio n al B an k o f M c G e h e e
M cG ehee Bank

D um as
D um as
M cG ehee
M cG ehee

DREW

C o m m e rc ia l Bank & T ru st C o m p a n y
U nion B an k & T ru s t C o m p a n y

M o n tice llo
M o n tice llo

FAULKNER

F irst N atio n al B ank
F irst S ta te B ank an d T ru st C o m p a n y

Conway
Conway




State of Arkansas: Bank Department

126

COMMERCIAL BANKS LISTED BY COUNTY
COUNTY

BANK NAM E

C IT Y

F R A N K L IN

A m e ric a n S ta te B ank
B ank o f O zark

C h a rle sto n
O zark

FU LTON

M e rc a n tile B ank
B ank o f Salem

M a m m o th S p rin g
S alem

GARLAND

A rk a n sa s B ank and T rust C o m p an y
F irst N a tio n a l B an k o f H o t S p rin g s
O n e N a tio n a l B a n k o f H o t S p rin g s

H ot S prings
H ot S p rin g s
H o t S p rin g s

GRANT

F irs t N a tio n a l B a n k o f S h e rid a n
G ra n t C ou n ty Bank

Sheridan
Sheridan

GREENE

F irst N atio n al B ank
S e c u rity B a n k

P a ra g o u ld
P a ra g o u ld

HEM PSTEAD

B a n k o f B levins
C itiz en s N a tio n a l B ank
T h e F irst N a tio n a l B ank

B levins
Hope
Hope

HOT S P R IN G

B ank o f M alvern
T h e M a lv e rn N a tio n a l B ank

M alvern
M alvern

HOWARD

F irst N atio n al B an k o f H o w a rd C o u n ty
C itiz en s N a tio n a l B ank
F irst N atio n al B ank

D ierk s
N a sh v ille
N a sh v ille

IN D E P E N D E N C E

T h e C itizen s B ank
F irs t N a tio n a l B a n k
B ank o f N ew ark

B a te sv ille
B atesv ille
N ew ark

IZ A R D

F irst N atio n al B an k o f Iz a rd C o u n ty
T h e B ank o f N o rth A rkansas

C alico R o c k
M elbourne

JA C K SO N

F irst S ta te B ank o f N e w p o rt
M erch an ts & P la n te rs Bank
B ank o f T uckerm an

N ew port
N ew port
T uckerm an

JE FFE R SO N

F irst N atio n al B an k o f A lth e im e r
N a tio n a l B a n k o f C o m m e r c e
P in e B lu ff N a tio n a l B an k
S im m o n s F irs t N a tio n a l B ank

A lth eim er
P in e B luff
P in e B luff
P in e B luff

JO H N S O N

A rk a n sa s S ta te B ank
F arm ers B ank and T rust C o m p an y

C lark sv ille
C lark sv ille

LAFAYETTE

T h e B an k o f B ra d le y
T h e F ir s t N a tio n a l B a n k o f L ew isv ille
P eoples B a n k & L o a n C o m p a n y
B odcaw Bank

B rad ley
L ew isv ille
L ew isv ille
S tam p s

LAW RENCE

Peoples B ank
T h e A rkansas Bank
F irs t N atio n al B an k o f L aw re n c e C o u n ty

Im boden
W alnut R id g e
W alnut R id g e

LEE

F irs t N a tio n a l B a n k

M arian n a

L IN C O L N

F irst S ta te B ank
B a n k o f S ta r C ity

G ould
S ta r C ity




127

Seventy-Sixth Report

COMMERCIAL BANKS LISTED BY COUNTY
COUNTY

BANK NAME

C IT Y

L IT T L E R IV E R

B a n k o f A s h d o w n , N .A .
F i r s t N a t i o n a l B a n k in A s h d o w n

A shdow n
A shdow n

LOGAN

C itiz e n s B a n k o f B o o n ev ille
F irs t N a tio n a l B a n k a t P a ris
L ogan C ou n ty Bank

B o o n ev ille
P aris
S c ra n to n

LONOKE

Bank of Cabot
C itiz en s B an k & T ru st
B ank o f E n g la n d
F irst C o m m e rc ia l B ank o f L o n o k e C o u n ty
F irst S ta te B ank

Cabot
C arlisle
E n g la n d
E n g la n d
Lonoke

M A D ISO N

F irs t N a tio n al B a n k
M adison B ank & T rust

H u n tsv ille
K in g sto n

M A R IO N

F irs t O z a r k N a tio n a l B an k
T h e B a n k o f Y e l lv i l le

F lip p in
Y e l lv i l le

M IL L E R

C o m m e rc ia l N a tio n al B an k o f T e x a r k a n a
S ta te F irs t N a tio n al B an k

T exarkana
T exarkana

M IS SIS SIPP I

Farm ers Bank & T rust C o m p an y
F i r s t N a t i o n a l B a n k in B l y t h e v i l l e
L ea ch v ille S ta te B a n k
M e rc h a n ts & P la n te rs Bank
F i r s t N a t i o n a l B a n k in O s c e o l a
T h e P la n te rs B ank
A m e ric a n S ta te B ank

B ly th ev ille
B ly th ev ille
L each v ille
M a n ila
O sceola
O sceola
W ilso n

MONROE

B a n k o f B rin k ley
F irstB ank o f A rk a n sa s
T h e M e rc h a n ts & P la n te rs Bank
B ank o f H olly G ro v e

B rin k ley
B rin k ley
C laren d o n
H olly G ro v e

MONTGOM ERY

T h e Bank o f M o n tg o m e ry C ounty

M o u n t Ida

NEVADA

B ank o f P re sc o tt

Prescott

NEW TON

N ew ton C o u n ty Bank

Jasper

O U A C H IT A

B ank o f B earden
F irs t N a tio n al B a n k o f C a m d e n
T h e M e r c h a n t s & P l a n t e r s B a n k , N .A .
S te p h e n s S e c u rity B an k

B earden
Cam den
Cam den
S tephens

PERRY

T h e P e rry C ou n ty Bank

P e rry v ille

PH IL L IPS

T h e D e lta S ta te B an k
F ir s t N a tio n a l B a n k o f P h illip s C o u n ty
H e len a N a tio n al B ank
B ank o f M arvell
M erch an ts & F arm ers Bank

E lain e
H elena
H elena
M arvell
W est H elena

PIK E

B ank o f D e lig h t
C a d d o F irst N a tio n a l B ank
T h e B an k o f G lenw ood
Pike C o u n ty Bank

D e lig h t
G lenw ood
G lenw ood
M urfreesboro




State of Arkansas: Bank Department

128

COMMERCIAL BANKS LISTED BY COUNTY
COUNTY

BANK NAME

C IT Y

PO IN SE T T

T h e B ank o f H a rrisb u rg
L ittle R iv e r B a n k
M a rk ed T ree B ank
Bank of T rum ann
F irs t N a tio n a l B a n k o f P o in se tt C o u n ty
T yronza Bank
B ank o f W einer

H a rrisb u rg
L ep a n to
M a rk e d T ree
T rum ann
T rum ann
T yronza
W einer

POLK

F i r s t N a t i o n a l B a n k in M e n a
T h e U nion B a n k o f M e n a

M ena
M ena

POPE

B ank o f A tk in s
F irst B ank o f A rk a n sa s
F i r s t N a tio n a l B a n k o f R u ssellv ille
P eoples B a n k & T ru s t C o m p a n y

A tkins
R u ssellv ille
R u ssellv ille
R u ssellv ille

PR A IR IE

F arm ers & M erch an ts B ank
H azen F irst S ta te B ank

D es A rc
H azen

PULASKI

F irs t Ja c k so n v ille B a n k a n d T ru st
A rk an sas B ankers’ Bank
B a n k o f L ittle R o c k
E agle B ank & T ru st C o m p a n y
F i r s t C o m m e r c ia l B a n k , N .A .
F i r s t E x c h a n g e B a n k o f L ittle R o c k , N .A .
M e tr o p o lita n N a tio n a l B ank
P ulaski B ank & T ru st C o m p a n y
U nion N a tio n a l B a n k
W o r th e n B a n k & T r u s t C o m p a n y , N .A .
N a tio n al B a n k o f A r k a n s a s
O n e N a tio n a l B a n k o f N o r th L ittle R o ck
T h e T w in C ity B an k

Ja c k so n v ille
L ittle R o c k
L ittle R o c k
L ittle R o c k
L ittle R o c k
L ittle R o c k
L ittle R o c k
L ittle R o c k
L ittle R o c k
L ittle R o ck
N. L ittle R o c k
N. L ittle R o c k
N. L ittle R o c k

RANDOLPH

B ank o f P o c a h o n ta s
P la n te rs & S to c k m e n Bank
F arm ers & M erchants Bank

P o c a h o n ta s
P o c a h o n ta s
Reyno

SA L IN E

B en to n S ta te B an k
T h e U nion B a n k o f B en to n

B en to n
B en to n

SCOTT

Bank o f W ald ro n
T h e S co tt C o u n ty B ank

W aldron
W aldron

SEARCY

Searcy C o u n ty B ank

M arsh all

SE B A S T IA N

T h e C ity N a tio n a l B a n k o f F o rt S m ith
T h e F irs t N a tio n a l B an k
T h e M e r c h a n ts N a tio n a l B an k o f F o rt S m ith
F arm ers Bank
C itiz en s B an k o f L av a ca
B an k o f M a n sfie ld

F o rt S m ith
F o rt S m ith
F o rt S m ith
G reenw ood
L avaca
M an sfield

SE V IE R

F irs t N a tio n a l B an k
F irst S ta te B an k o f D e Q u e en
H o ra tio S ta te B ank
B ank o f L ockesburg

D eQ ueen
D eQ ueen
H o ra tio
L ockesburg




129

Seventy-Sixth Report

COMMERCIAL BANKS LISTED BY COUNTY
COUNTY

BANK NAME

C IT Y

SHARP

F irs t N a tio n a l B a n k o f S h a r p C o u n ty
B a n k o f C ave C ity
B ank o f E v en in g S h a d e
M e rca n tile B ank

A sh Flat
C ave C ity
E v en in g S h a d e
H ardy

ST. F R A N C I S

F irst N a tio n a l B an k o f E a s te rn A rk a n s a s
P la n te rs B ank & T ru st C o m p a n y
P la n te rs N a tio n a l B ank

F o rre st C ity
F o rre st C ity
Hughes

STONE

B an k o f M o u n ta in V iew

M o u n t a in V iew

U N IO N

T h e E x ch an g e B ank and T rust C o m p an y
T h e F irst N a tio n a l B ank o f El D o r a d o
N a tio n al B an k o f C o m m e r c e
U nion S ta te B an k
S m a ck o v e r S ta te B ank
C itizen s B ank

El D o r a d o
El D o r a d o
El D o ra d o
J u n c tio n C ity
Sm ackover
S tro n g

VANBUREN

C lin to n S ta te B ank
F irst N atio n al B ank

C lin to n
C lin to n

W A SH IN G T O N

B a n k o f E lk in s
T h e B a n k o f F a y e tte v ille , N .A .
F irs t N a tio n a l B an k
M c llro y B ank & T rust
N o rth w e st N a tio n a l B ank
B a n k o f L in c o ln
T h e F arm ers & M erchants Bank
F irs t N a tio n al B a n k
F irst S ta te B ank
S p rin g d a le B ank and T rust

E lk in s
F ay ettev ille
F ay ettev ille
F ay ettev ille
F ay ettev ille
L in c o ln
P rairie G rove
S p rin g d a le
S p rin g d a le
S p rin g d a le

W H IT E

C itiz en s S ta te B a n k
C itiz en s B an k
F irst S ta te B ank
F arm ers & M erch an ts B ank
B an k o f K ensett
F irst N atio n al B ank
F irst S ecu rity B ank

B a ld K n o b
Beebe
Beebe
Ju d s o n ia
K ensett
S earcy
S earcy

W OODRUFF

T h e B ank o f A u g u sta
Bank o f M cC ro ry

A u g u s ta
M cC rory

YELL

D a n v ille S ta te B ank
A r k a n s a s V alley B a n k
B ank o f D ard an e lle
F irst S ta te B ank

D an v ille
D ard an elle
D ard an elle
P la in v ie w







Seventy-Sixth Report

B A N K HOLDING COM PANIES
WHICH OWN
C O M M ER C IA L BA N KS




IN A R K A N S A S

JU N E 30,1990

131

132

State of Arkansas: Bank Department

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Commerce Financial Corporation
Alma, AR
Hwy. 64-71
P.O.Box 2199
72921-2199

Telephone: 632-2257
FAX: 632-2263
PRESIDENT/CEO: TERRY Q. CARSON
SUBSIDIARIES:
Commercial Bank at Alma

Alma.AR

Southern Development Bancorporation, Inc.
Arkadelphia, AR
Telephone: 246-3945
FAX: 246-2182

605 Main, Suite 202
71923-6037

PRESIDENT/CEO: GEORGE P. SURGEON
SUBSIDIARIES:
Elk Horn Bank & Trust Company
Opportunity Lands Corporation

Arkadelphia, AR
Arkadelphia, AR

Citizens State Bankshares of Bald Knob, Inc.
Bald Knob, AR
110 South Elm Street
P.O.Box 200
72010-0200

Telephone: 724-3241
FAX: 724-5985
PRESIDENT: LARRY KIRCHER
SUBSIDIARIES:
Citizens State Bank

Bald Knob, AR

Sebastian Bankshares, Inc.
Barling, AR
Telephone: 452-7906
FAX: 452-7978

227 Fort Street
P.O.Box 529
72923-0529

PRESIDENT/CEO: JAMES M. PATTERSON
SUBSIDIARIES:
Citizens Bank of Lavaca



Lavaca, AR

133

Seventy-Sixth Report

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Citizens Bancshares of Batesville, Inc.
Batesville, AR
Third and College Streets
P.O.Box 2156
72503-2156

Telephone: 793-4441
FAX: 793-9190
CHAIRMAN/PRESIDENT: T. G. VINSON
SUBSIDIARIES:
The Citizens Bank

Batesville, AR

Citizens Bancshares of Beebe
Beebe, AR
114N.Main
P.O. Drawer T
72012-1020

Telephone: 882-6411
FAX: 882-6413
CHAIRMAN: E.H. ABINGTON.il
SUBSIDIARIES:
Citizens Bank

Beebe, AR

Arkansas Union Bankshares, Inc
Benton, AR
207 West Conway Street
P.O .Box687
72015-0687

Telephone: 778-0411
FAX: 778-0411
CHAIRMAN/PRESIDENT/CEO: GREG B. BROWN
SUBSIDIARIES:
Union Bancshares of Benton, Inc.
The Union Bank of Benton
Benton Savings & Loan Association

Benton, AR
Benton, AR
Benton, AR

Arvest Bank Group, Inc.
Bentonville, AR
Telephone: 273-5743
FAX: 273-7477

125 West Central #210
72712-5293

CHAIRMAN/PRESIDENT/CEO: JIM C. WALTON
SUBSIDIARIES:
Siloam Springs Bancshares, Inc.
First National Bank
Mcllroy Bank & Trust
First National Bank & Trust Company
Springdale Bank and Trust




Bentonville, AR
Siloam Springs, AR
Fayetteville, AR
Rogers, AR
Springdale, AR

State of Arkansas: Bank Department

134

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Lynxx Banking Corporation
Bentonville, AR
204 South Main
P.O.Box 1468
72712-1468

Telephone: 273-0175
FAX: 273-0177
PRESIDENT/CEO: DAN L PIERCE
SUBSIDIARIES:
First National Bank
Farmers & Merchants Bank

Bentonville, AR
Rogers, AR

Farmers Bancorp, Inc.
Blytheville, AR
400 West Main Street
P.O.Box 688
72315-0688

Telephone: 763-8101
FAX: 763-1688
PRESIDENT/CEO: JAMES L MAGEE
SUBSIDIARIES:
Farmers Bank & Trust Company

Blytheville, AR

First Western Bancshares, Inc.
Booneville, AR
31 West Main
P.O.Box 87
72927-0118

Telephone: 675-4600
FAX: 675-4690
PRESIDENT/CEO: JOHN T. HAMPTON
SUBSIDIARIES:
Citizens Bank of Booneville
First Western Loan Company
First Western Loan Company
First Western Loan Company
First Western Properties

Booneville, AR
Fayetteville, AR
Greenwood, AR
Rogers, AR
Booneville, AR

The Bradley
raaiey Corporation
uorpc
Bradley, AR
Telephone: 894-3322
FAX: 894-3324

Main Street
P.O.Box 120
71826-0120

CHAIRMAN/PRESIDENT/CEO: LANE PIERCE
SUBSIDIARIES:
The Bank of Bradley




Bradley, AR

135

Seventy-Sixth Report

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Brinkley Bancshares, Inc.
Brinkley, AR
130 South New Orleans
P.O.Box 727
72021-0727

Telephone: 734-3133
FAX: 734-3001
CHAIRMAN/CEO: A. H. RUSHER
SUBSIDIARIES:
Bank of Brinkley

Brinkley, AR

Cabot Bankshares, Inc.
Cabot, AR
One City Plaza
P.O.Box 1028
72023-1028

Telephone: 843-3575
FAX: 834-2964
PRESIDENT/CEO: JAMES M. PARK
SUBSIDIARIES:
Bank of Cabot

Cabot, AR

Caraway Bancshares, Inc.
Caraway, AR
214 Kentucky
P.O.Box 39
72419-0039

Telephone: 482-3329
FAX: NONE
PRESIDENT/CEO: J. R. DAVID
SUBSIDIARIES:
Caraway Bank

Caraway, AR

Sharp Bancshares, Inc.
(Jave City, AR
Telephone: 283-5301
FAX: 283-6466

110 Main Street
P.O.Box 490
72521-0490

CHAIRMAN/PRESIDENT/CEO: EUGENE STREET
SUBSIDIARIES:
Bank of Cave City
Bank of Evening Shade




Cave City, AR
Evening Shade, AR

State of Arkansas: Bank Department

136

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
American Bancshares of Arkansas, Inc.
Charleston, AR
Main at Logan Street
P.O.Box 128
72933-0128

Telephone: 965-2201
FAX: NONE
CHAIRMAN/CEO: JOE S. HIATT
SUBSIDIARIES:
American State Bank

Charleston, AR

Clarendon Holding Co.
Clarendon, AR
297 Madison
P.O.Box 280
72029-0280

Telephone: 747-3319
FAX: 747-3498
PRESIDENT/CEO: J. PERRY LEE
SUBSIDIARIES:
The Merchants & Planters Bank

Clarendon, AR

W est-Ark Bancshares, Inc.
Clarksville, AR
Cravens & Sevier
P. O. Box 100
72830-0100

Telephone: 754-6325
FAX: 754-7398
CHAIRMAN/PRESIDENT/CEO: C. W. KELLY
SUBSIDIARIES:
Arkansas State Bank

Clarksville, AR

Evergreen Bancshares, Inc.
Crossett, AR
Telephone: 364-5131
FAX: NONE

310 Main Street
P.O. Box 638
71635-0638

CHAIRMAN/CEO: RICHARD E. GRIFFIN
SUBSIDIARIES:
First S ta te Bank




Crossett, AR

Seventy-Sixth Report

137

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Chambers Bancshares, Inc.
Danville, AR
901 Main
P.O.Box 609
72833-0609

Telephone: 495-2236
FAX: 495-7765
PRESIDENT: JOHN CHAMBERS, III
SUBSIDIARIES:
Danville State Bank

Danville, AR

Bank of Dardanelle Bankshares, Inc.
Dardanelle, AR
102 N. Front Street
P.O.Box 577
72834-0577

Telephone: 229-3311
FAX: NONE
PRESIDENT/CEO: H. M. ORSBURN
SUBSIDIARIES:
Bank of Dardanelle

Dardanelle, AR

Dermott Bancshares, Inc.
Dermott, AR
110 East Peddicord
P.O. Drawer O
71638-0815

Telephone: 538-3221
FAX: 538-3787
PRESIDENT/CEO: THOMAS H. GRUMBLES
SUBSIDIARIES:
First Delta Financial Corp.
First State Bank of Dermott

Dermott, AR
Dermott, AR

DSB Bankshares, Inc.
Dermott, AR
Telephone: 538-3266
FAX: 538-5468

108 East Speedway
P.O. Drawer C
71638-0108

PRESIDENT/CEO: JOHN M. BAXTER
SUBSIDIARIES:
D e rm o tt S ta te Bank



Dermott, AR

State of Arkansas: Bank Department

138

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Security Bancshares, Inc.
Des Arc, AR
110 S. Third Street
P.O.Box 369
72040-0369

Telephone: 256-4191
FAX: 256-4582
PRESIDENT/CEO: SHEROD S. WHITE
SUBSIDIARIES:
Farmers & Merchants Bank

Des Arc, AR

DBT Financial Corporation
DeWitt, AR
Second and Jefferson Streets
P. O. Drawer 71
72042-0071

Telephone: 946-3531
FAX: NONE
PRESIDENT/CEO: ELMER FERGUSON
SUBSIDIARIES:
DeWitt Bank & Trust Company

DeWitt, AR

DeWitt First Bankshares, Inc.
DeWitt, AR
W. Cross and Jefferson
P.O.Box 511
72042-0511

Telephone: 946-3551
FAX: NONE
PRESIDENT/CEO: RAY HAMBRICK
SUBSIDIARIES:
The First National Bank
Bank of Lockesburg

DeWitt, AR
Lockesburg, AR

Dumas Bancshares, Inc.
Dumas, AR
Telephone: 382-4204
FAX: 382-2084

Hwy 65 & 54
P. O. Box 700
71639-0700

PRESIDENT/CEO: JAMES R. HALL
SUBSIDIARIES:
Dumas State Bank
First State Bank



Dumas, AR
Gould, AR

Seventy-Sixth Report

139

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
M & F Financial Corporation
Dumas, AR
130 W. Waterman
P. O. Drawer D
71639-9988

Telephone: 382-4311
FAX: 382-5901
CHAIRMAN/PRESIDENT/CEO: LORAL ADCOCK
SUBSIDIARIES:
Merchants & Farmers Bank
Premier Realty

Dumas, AR
Dumas, AR

Earle Bankshares, Inc.
Earle, AR
801 Commerce Street
P. O.Box 248
72331-0248

Telephone: 792-8613
FAX: NONE
PRESIDENT/CEO: JOHN ED GREGSON
SUBSIDIARIES:
First Southern Bank

Earle, AR

Community Investment, Inc.
Elkins, AR
348 N. Center
P.O.Box 333
72727-0333

Telephone: 643-2131
FAX: 643-2651
CHAIRMAN/PRESIDENT/CEO: JO ELL BUNCH
SUBSIDIARIES:
Bank of Elkins

Elkins, AR

Delta Bancshares, Inc.
Eudora, AR
Telephone: 355-8311
FAX: NONE

111 N. Main
P. O. Box 270
71640-0270

PRESIDENT: W. K. GRUBBS
SUBSIDIARIES:
The Eudora Bank




Eudora, AR

140

State of Arkansas: Bank Department

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
FBT Bancshares, Inc.
Fordyce, AR
200 W. 4th Street
P.O.Box 352
71742-0352

Telephone: 352-3107
FAX: 352-5202
CHAIRMAN/PRESIDENT/CEO: CURTIS HUTCHINS
SUBSIDIARIES:
Fordyce Bank & Trust Company

Fordyce, AR

Planters & Merchants Bancshares, Inc.
Gillett, AR
320 Main
P.O. Box 357
72055-0357

Telephone: 548-2211
FAX: 548-2213
PRESIDENT/CEO: LARRY E. BAUER
SUBSIDIARIES:
Planters & Merchants Bank

Gillett, AR

Bainum Bancorp
Greenwood, AR
Hwy 70 -70B
P.O.Box E
71943-0804

Telephone: 356-2121
FAX: 356-2211
CHAIRMAN/PRESIDENT/CEO: IRVIN C. BAINUM
SUBSIDIARIES:
Bank of Glenwood

Glenwood, AR

Wilkinson Banking Corporation
Greenwood, AR
Telephone: 996-4171
FAX: 996-6700

125 W. Center Street
P .O .B o x610
72936-0610

PRESIDENT/CEO: EDWARD WILKINSON
SUBSIDIARIES:
Farm ers Bank




Greenwood, AR

141

Seventy-Sixth Report

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Holly Grove Bancshares, Inc.
Holly Grove, AR
510 N. Main Street
P.O.Box Q
72069-0816

Telephone: 462-3331
FAX: 462-3992
PRESIDENT/CEO: BILL REYNOLDS
SUBSIDIARIES:
Bank of Holly Grove

Holly Grove, AR

First National Bancshares of Hempstead County, Inc.
Hope, AR
Telephone: 777-2363
FAX: 777-5597

Second and Walnut Streets
P.O.Box 520
71801-0502

PRESIDENT/CEO: THOMAS E. HAYS, JR.
SUBSIDIARIES:
Bank of Blevins
The First National Bank

Blevins, AR
Hope, AR

Pioneer Bancshares, Inc., of Horatio
Horatio, AR
Telephone: 832-2501
FAX: 832-2577

Pride and Main Streets
P.O.Box 347
71842-0347

PRESIDENT: EDITH H. SMITH
SUBSIDIARIES:
Horatio State Bank

Horatio, AR

Spring Rivers Bancshares, Inc.
Imboden, AR
Telephone: 869-2291
FAX: 869-2179

HWY63
P.O.Box 850
72434-0850

PRESIDENT/CEO: BOB J. DOWNING
SUBSIDIARIES:
Peoples Bank



Imboden, AR

State of Arkansas: Bank Department

142

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
First Arkansas Bancshares, Inc.
Jacksonville, AR
600 West Main Street
P.O.Box 827
72076-0827

Telephone: 982-4511
FAX: 982-5769
CHAIRMAN/CEO: KENNETH PAT WILSON
SUBSIDIARIES:
First Jacksonville Bank and Trust
First Jacksonville Corporation

Jacksonville, AR
Jacksonville, AR

Citizens Bancshares Corp.
Jonesboro, AR
7th Floor, Citizens Bank Bldg.
P.O.Box 1800
72401-2838

Telephone: 932-6603
FAX: 933-4334
CHAIRMAN/CEO: HERBERT H. MCADAMS, II
SUBSIDIARIES:
Citizens Bank of Jonesboro

Jonesboro, AR

Walden Holding Company
Jonesboro, AR
Telephone: 935-9247
FAX: 972-0233

3712 E. Highland
72401-6561

CHAIRMAN/PRESIDENT/CEO: FRANK E. WALDEN
SUBSIDIARIES:
Planters & Stockmen Bank

Pocahontas,AR

Southeast Arkansas Bank Corp.
Lake Village, AR
Telephone: 265-2241
FAX: 265-2125

101 Main Street
P.O.Box 727
71653-0727

CHAIRMAN/CEO: DOUGLAS C. WYNN
SUBSIDIARIES:
Bank of Lake Village



Lake Village, AR

Seventy-Sixth Report

143

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Leachville State Bancshares, Inc.
Leachville, AR
110 N. Main Street
P.O.Box 140
72438-0140

Telephone: 539-6354
FAX: 539-2213
PRESIDENT/CEO: NELSON HENRY
SUBSIDIARIES:
Leachville State Bank

Leachville, AR

Peoples Bancshares, Inc.
Lewisville, AR
Telephone: 921-4244
FAX: 921-4336

P.O.Box 1100
71845-1100

PRESIDENT/CEO: CHARLES H. MOORE
SUBSIDIARIES:
Peoples Bank & Loan Company

Lewisville, AR

Lincoln Bankshares, Inc.
Lincoln, AR
Telephone: 824-3232
FAX: NONE

West Side Square
P.O.Box 1000
72744-1000

CHAIRMAN/PRESIDENT/CEO: LOYD R. SWOPE
SUBSIDIARIES:
Bank of Lincoln
Lincoln Insurance Agency

Lincoln, AR
Lincoln, AR

ACME Holding Company, Inc.
Little Rock, AR
Telephone: 664-0539
FAX: 376-8894

1008 West Second
72201

PRESIDENT/CEO: LEX GOLDEN
SUBSIDIARIES:
Bank of Mulberry




Mulberry, AR

144

State of Arkansas: Bank Department

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Arkansas Bankers’ Bancorporation, Inc.
Little Rock, AR
Telephone: 371-0535
FAX: 376-8894

1008 West Second
72201-2031

PRESIDENT/CEO: BILL MAY
SUBSIDIARIES:
Arkansas Bankers’ Bank

Little Rock, AR

Carlisle Bancshares, Inc.
Little Rock, AR
Telephone: 376-2128
FAX: 376-1968

300 Spring Building, Suite 1010
72201-2449

PRESIDENT/CEO: CHARLES OWEN
SUBSIDIARIES:
Grand Prairie Bancshares, Inc.
Citizens Bank & Trust

Carlisle, AR
Carlisle, AR

Clinton Bancshares, Inc.
Little Rock, AR
Telephone: 376-0551
FAX: NONE

First Commercial Building
30th Floor
72201-0057

CHIEF EXECUTIVE OFFICER: CHARLES SHARP
SUBSIDIARIES:
Clinton State Bank

Clinton, AR

Farmers Investment Corporation
Little Rock, AR
Telephone: 661-7700
FAX: 661-7857

5800 R. Street
P.O.Box 7299
72217-7299

CHAIRMAN/PRESIDENT/CEO: JAMES C. EAST
SUBSIDIARIES:
Farmers Bank and Trust Company



Clarksville, AR

Seventy-Sixth Report

145

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
FDH Bancshares, Inc.
Little Rock, AR
425 W. Capitol
Suite 3750,37th Floor
72201

Telephone: 378-0629
FAX: 372-5688
PRESIDENT/CEO: ROBERT P. TAYLOR
SUBSIDIARIES:
Citizens First State Bank
The Exchange Bank and Trust Company
Consolidated Data Services, Inc.
First State Bank of Fordyce
Citizens Bank

Arkadelphia, AR
El Dorado, AR
El Dorado, AR
Fordyce, AR
Strong, AR

First Commercial Corp.
Little Rock, AR
400 West Capitol
P.O.Box 1471
72203-1471

Telephone: 371-7000
FAX: 371-7413
CHAIRMAN/CEO: WILLIAM H. BOWEN
SUBSIDIARIES:
Benton State Bankshares, Inc.
Benton State Bank
First Commercial Bank of Lonoke County
First Security Corporation
The Security Bank
ABT Bancshares Corporation
Arkansas Bank and Trust Company
Baker & Hill Inc.
Faulkner County Bancshares, Inc.
First National Bank
First Commercial Bank
Morrilton Security Bank, N.A.
First National Bank of Russellville
First Commercial Bank of Memphis

Benton, AR
Benton, AR
England, AR
Harrison, AR
Harrison, AR
Hot Springs, AR
Hot Springs, AR
Little Rock, AR
Little Rock, AR
Conway, AR
Little Rock, AR
Morrilton, AR
Russellville, AR
Memphis, TN

Lake Hamilton Enterprises, Inc.
Little Rock, AR
Telephone: 562-3894
FAX: 562-2611

7000 Asher Avenue
P.O.Box 4261
72204-4261

CHAIRM AN/PRESIDENT/CEO: R. W. BUTLER
SUBSIDIARIES:
The Bank of Harrisburg
The Cleburne County Bank




Harrisburg, AR
Heber Springs, AR

State of Arkansas: Bank Department

146

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Madison Corporation
Little R o c k , A R
Telephone: 680-0576
FAX: 376-8894

1008 West Second Street
72201-2031

CHAIRMAN/PRESIDENT/CEO: ROLAND WILLSHIRE
SUBSIDIARIES:
Madison Bank & Trust

Kingston, AR

Montgomery County Bancshares, Inc.
Little Rock, AR
Telephone: 376-2128
FAX: 374-1968

300 Spring Building
Suite 1010
72201-2449

PRESIDENT/CEO: DANIEL C. HORTON
SUBSIDIARIES:
First National Bank in Mena
The Bank of Montgomery County
Junction City Holding Company
Union State Bank

Mena, AR
Mount Ida, AR
Junction City, AR
Junction City, AR

Pulaski Investment Corporation
Little Rock, AR
Telephone: 661-7700
FAX: 661-7857

5800 R Street
P. O. Box 7299
72217-7299

CHAIRMAN/PRESIDENT/CEO: JAMES C. EAST
SUBSIDIARIES:
Pulaski Bank & Trust Company

Little Rock, AR

Smith Associated Banking Corp.
Little Rock, AR
Telephone: 374-8822
FAX: 374-0820

Tower Building
Suite 800
72201-2613

CHAIRMAN/PRESIDENT/CEO: RICHARD T. SMITH
SUBSIDIARIES:
Bank of Salem
Stephens
 Security Bank


Salem, AR
Stephens, AR

147

Seventy-Sixth Report

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
State Holding Company
Little Rock, AH
1000 S. Rodney Parham
P.O.Box 22120
72221-2120

Telephone: 835-4122
FAX: 666-3420
PRESIDENT/CEO: CATHY OWEN
SUBSIDIARIES:
Eagle Bank & Trust Company
Heber Springs State Bank

Little Rock, AR
Heber Springs, AR

Worthen Banking Corporation
Little Rock, AR
200 West Capital
P.O.Box 1681
72203-1681

Telephone: 378-1521
FAX: 378-1062
CHAIRMAN/CEO: CURTIS BRADBURY
SUBSIDIARIES:
First National Bank
First National Bank of Camden
First State Bank and Trust Company
The First National Bank in Harrison
First National Bank of Hot Springs
Brookview Properties
Consumers Protective Life Insurance Company
NationalBancshares Corp.
National Bank of Commerce
National Credit Corporation
Worthen Bank & Trust Company
Worthen Development Corporation
Worthen Investment, Inc.
Worthen Trust Company
Worthen Services Corporation
Bank of Newark
Peoples Bank & Trust Company
First State Bank

Batesville, AR
Camden, AR
Conway, AR
Harrison, AR
Hot Springs, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Pine Bluff, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Newark, AR
Russellville, AR
Springdale, AR

Lonoke Bankshares, Inc.
Lonoke, AR
Telephone: 676-3106
FAX: 676-5046

101 E. Front Street
P.O.Box 320
72086-0320

CHIEF EXECUTIVE OFFICER: DAVID ESTES
SUBSIDIARIES:
First State Bank



Lonoke, AR

148

State of Arkansas: Bank Department

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Magnolia Banking Corporation
Magnolia, AR
100 N. Court Square
P.O.Box 250
71753-0250

Telephone: 234-2211
FAX: 234-7296
CHAIRMAN/PRESIDENT/CEO: BOB L BURNS
SUBSIDIARIES:
Farmers Bank & Trust Company

Magnolia, AR

Central Arkansas Bankshares, Inc.
Malvern, AR
327 Ash Street
P. O. Box 897
72104-0897

Telephone: 332-6966
FAX: 332-2374
CHAIRMAN/PRESIDENT/CEO: PAUL OFFUTT
SUBSIDIARIES:
Merchants & Planters Bank & Trust Company
Bank of Malvern

Arkadelphia, AR
Malvern, AR

Mansfield Bankstock, Inc.
Mansfield, AR
Telephone: 928-4418
FAX: 928-5149

101 S. Sebascott
P.O.Box 387
72944-0387

PRESIDENT/CEO: JOE TERRY
SUBSIDIARIES:
Bank of Mansfield

Mansfield, AR

First Citizens Bancshares Company
Marion, AR
Telephone: 739-4421
FAX: 739-1305

115 Block Street
P.O. Box 300
72364-0300

CHAIRMAN/PRESIDENT/CEO: FORREST N. JENKINS
SUBSIDIARIES:
C itizens Bank



Marion, AR

Seventy-Sixth Report

149

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Marked Tree Bancshares, Inc.
Marked Tree, AR
210 Frisco Street
P.O.Box 160
72365-0160

Telephone: 358-2600
FAX: NONE
PRESIDENT/CEO: JOHN A. BRUNNER, JR.
SUBSIDIARIES:
Marked Tree Bank

Marked Tree, AR

Marvell Implement Co.
Marvell, AR
Highway 49
P.O.Box 188
72366-0188

Telephone: 829-2786
FAX: 829-2263
CHAIRMAN/PRESIDENT/CEO: GIBSON TURLEY
SUBSIDIARIES:
Bank of Marvell

Marvell, AR

Thompson Land Company, Inc.
McCrory, AR
Telephone: 731-2521
FAX: 731-2859

124 N. Edmonds Avenue
P.O .Box388
72101-0388

PRESIDENT/CEO: H. RIPLEY THOMPSON
SUBSIDIARIES:
Bank of McCrory

McCrory, AR

Southeast Financial Bankstock Corporation
McGehee, AR
Telephone: 222-3151
FAX: 222-6159

301 N. 2nd
P.O.Box 787
71654-0787

PRESIDENT/CEO: S AM BO W M A N
SUBSIDIARIES:
M cG ehee Bank




McGehee, AR

State of Arkansas: Bank Department

150

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Union Bankshares, Inc.
Mena, AR
515 Janssen Avenue
P.O. Box 898
71953-0898

Telephone: 394-2211
FAX: 394-3809
PRESIDENT/CEO: BILLLAUCK WOOD
SUBSIDIARIES:
The Union Bank of Mena

Mena, AR

Drew Bancshares, Inc.
Monticello, AR
212 W. Gaines
P.O.Box 150
71655-0150

Telephone: 367-6221
FAX: 367-7700
PRESIDENT/CEO: REGINALD GLOVER
SUBSIDIARIES:
Commercial Bank & Trust Company

Monticello, AR

First Union Financial Corp.
Monticello, AR
102 W. McCloy
P. O. Box 270
71655-0270

Telephone: 367-3453
FAX: 367-5153
CHAIRMAN/CEO: ZACH MCCLENDON, JR.
SUBSIDIARIES:
Union Bank & Trust Company

Monticello, AR

Baxter County Bancshares, Inc.
Mountain Home, AR
Telephone: 425-2166
FAX: NONE

Ninth and Baker
P. O. Drawer B
72653-0458

CHAIRMAN/PRESIDENT/CEO: D. EUGENE FORTSON
SUBSIDIARIES:
Peoples Bank & Trust Company




Mountain Home, AR

151

Seventy-Sixth Report

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
M & P Community Bancshares, Inc.
Newport, AR
Second and Hazel
Telephone: 523-3601
FAX: 523-3473

P.O.Box 550
72112-0550

PRESIDENT/CEO: JIM S. GOWEN, SR.
SUBSIDIARIES:
Merchants & Planters Bank

Newport, AR

First Charter Bancshares, Inc.
North Little Rock, AR
Telephone: 771-1130
FAX: NONE

3901 McCain Park Drive
72116-7878

CHAIRMAN/PRESIDENT/CEO: LYNDELLLAY
SUBSIDIARIES:
First State Bank
Charter Mortgage & Investments, Inc.

Ozark Bankshares, Inc.
Ozark, AR
Telephone: 667-2181
FAX: 667-5166

Beebe, AR
North Little Rock, AR
Commercial at Sixth
P.O.Box 196
72949-0196

CHIEF EXECUTIVE OFFICER: GEORGE G. GLEASON, II
SUBSIDIARIES:
Bankstock One, Inc.
Bank of Ozark
Bankstock Two, Inc.
Arkansas Valley Bank
Newco Corporation
Newton County Bank
Ozark Financial Services, Inc.
Ozark Commercial Corporation

Ozark, AR
Ozark, AR
Ozark, AR
Dardanelle, AR
Ozark, AR
Jasper, AR
Ozark, AR
Tulsa, OK

First Paragould Bankshares, Inc.
Paragould, AR second and Court Streets
Telephone: 239-8521
FAX: 239-2265

P.O.Box 700
72451-0700

PRESIDENT: WILUAM E. BREWER
SUBSIDIARIES:
Corning Bank
First National Bank
First Services of Northeast Arkansas, Inc.




Corning, AR
Paragould, AR
Paragould, AR

152

State of Arkansas: Bank Department

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Mid South Bancshares, Inc.
Paragould, AR
West Court & Pruett Streets
P.O. Box 670
72450-0670

Telephone: 239-9571
FAX: 239-3410
PRESIDENT/CEO: FRANK OLDHAM, JR.
SUBSIDIARIES:
The Security Bank

Paragould, AR

Parkin Bancorp, Inc.
Parkin, AR
25 W. Parkin Avenue
P. O. Box 526
72373-0526

Telephone: 755-5401
FAX: 755-2567
CHAIRMAN/PRESIDENT/CEO: WILLIAM N. GRIFFIN
SUBSIDIARIES:
First State Bank

Parkin, AR

Perry County Bancshares, Inc.
Perry ville, AR
201 Main
P.O.Box 189
72126-0189

Telephone: 889-2318
FAX: 889-2966
PRESIDENT/CEO: HERBY BRANSCUM, JR.
SUBSIDIARIES:
The Perry County Bank

Perry ville, AR

Piggott Bankstock, Inc.
Piggott, AR
Telephone: 598-3802
FAX: 598-2026

212 W. Cherry Street
P.O.Box 307
72454-0307

PRESIDENT/CEO: JAMES L MAGEE
SUBSIDIARIES:
Piggott S ta te Bank




Piggott, AR

Seventy-Sixth Report

153

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Simmons First National Corp.
Pine Bluff, AR
501 Main Street
P.O.Box 7009
71611-7009

Telephone: 541-1000
FAX: 541-1123
CHAIRMAN/PRESIDENT/CEO: W. E. AYRES
SUBSIDIARIES:
Simmons First Bank
Simmons First Bank
Simmons First National Bank

Jonesboro, AR
Lake Village, AR
Pine Bluff, AR

Clement Bancshares, Inc.
Plainview, AR
200 Main Street
P. O. Box 277
72857-0277

Telephone: 272-4221
FAX: 272-4154
CHAIRMAN/PRESIDENT/CEO: JOHN CLEMENT
SUBSIDIARIES:
First State Bank

Plainview, AR

Mainline Bankshares of Portland, Inc.
Portland, AR
Main Street
P.O.Box 178
71663-0178

Telephone: 737-2236
FAX: 737-2816
CHAIRMAN/CEO: HAMPTON PUGH
SUBSIDIARIES:
The Peoples Bank

Portland, AR

Portland Bankshares, Inc.
Portland, AR
Telephone: 737-2226
FAX: 737-4263

Main Street
P.O.Box 68
71663-0068

PRESIDENT/CEO: JERRY SADLER
SUBSIDIARIES:
P ortlan d Bank



Portland, AR

154

State of Arkansas: Bank Department

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
First State Holding Company of Prescott
Prescott, AR
103 E. 2nd
P. O.Box 490
71857-0490

Telephone: 887-2688
FAX: 887-6822
CHAIRMAN/PRESIDENT/CEO: JOHNNY BRANNAN, SR.
SUBSIDIARIES:
Bank of Prescott

Prescott, AR

Far-Mer Bankshares, Inc.
Reyno, AR
108 W.Main
P.O.Box 108
72462-0108

Telephone: 769-2240
FAX: 769-2300
CHAIRMAN/CEO: FRANK OLDHAM, JR.
SUBSIDIARIES:
Farmers & Merchants Bank

Reyno, AR

Dover Bancshares, Inc.
Russellville, AR
800 North Arkansas
P.O.Box 3010
72801-3010

Telephone: 967-8000
FAX: 967-8551
CHAIRMAN/CEO: WARD RAMSEY
SUBSIDIARIES:
First Bank of Arkansas

Russellville, AR

First of Searcy, Inc.
Searcy, AR
Telephone: 268-9871
FAX: 268-9871

314 North Spring
P.O.Box 1009
72143-1009

C H AIR M A N /P R E S ID E N T /C E O : REYNIE RUTLEDGE
SUBSIDIARIES:
First S e c u rity Bank




Searcy, AR

155

Seventy-Sixth Report

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
GCB Bankshares, Inc.
Sheridan, AR
101 North Oak Street
P.O.Box 67
72150-0067

Telephone: 942-3145
FAX: 942-5900
PRESIDENT/CEO: D. E. MCCOY, JR.
SUBSIDIARIES:
Grant County Bank

Sheridan, AR

Smackover Bancshares, Inc.
Smackover, AR
708 North Broadway
P.O.Box 107
71762-0107

Telephone: 725-3051
FAX: 725-3049
CHAIRMAN/CEO: MAX O. TAYLOR
SUBSIDIARIES:
Smackover State Bank

Smackover, AR

Star City Bancshares, Inc.
Star City, AR
200 S. Jefferson
P.O. Drawer 69
71667-0069

Telephone: 628-4286
FAX: 628-5274
CHAIRMAN/PRESIDENT/CEO: BENNIE RYBURN, JR.
SUBSIDIARIES:
Bank of Star City

Star City, AR

Investark Bankshares Inc.
Stuttgart, AR
Telephone: 673-3545
FAX: 673-1977

412 S. Main
P.O. Drawer 908
72160-0908

PRESIDENT: NEIL MAYNARD
SUBSIDIARIES:
The Bank of North Arkansas
First National Bank in Stuttgart



Melbourne, AR
Stuttgart, AR

156

State of Arkansas: Bank Department

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
The Farmers and Merchants Bankshares, Inc.
Stuttgart, AR
708 S. Main
P. O. Drawer 947
72160-0947

Telephone: 673-6911
FAX: 673-6918
PRESIDENT/CEO: DON PATTILLO
SUBSIDIARIES:
The Farmers & Merchants Bank

Stuttgart, AR

Rainbow Investment Company, Inc.
Tuckerman, AR
Main Street
P.O. Box 700
72473-0700

Telephone: 349-5155
FAX: 349-5170
CHAIRMAN/PRESIDENT/CEO: LINDLEY V. SMITH, JR.
SUBSIDIARIES:
Bank of Tuckerman

Tuckerman, AR

Tyronza Bancshares, Inc.
Tyronza, AR
Main and Oak Streets
P.O.Box 395
72386-0395

Telephone: 487-2161
FAX: 487-2069
PRESIDENT/CEO: CHARLES F. LUTER
SUBSIDIARIES:
Tyronza Bank

Tyronza, AR

Vista Bancorporation
Van Buren, AR
Telephone: 474-1201
FAX: 474-4630

3110 Alma Highway
P.O. Box 469
72956-0469

CHAIRMAN/PRESIDENT/CEO: JAMES G. WILLIAMSON, JR.
SUBSIDIARIES:
Citizens Bank & Trust Company




Van Buren, AR

Seventy-Sixth Report

157

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Golden Oaks Bancshares, Inc.
Waldo, AR
101 Main Street
P .O .B o x426
71770-0426

Telephone: 693-5551
FAX: NONE
CHAIRMAN/PRESIDENT/CEO: HAROLD FINCHER
SUBSIDIARIES:
The Peoples Bank

Waldo, AR

Rodgers Family Bancshares, Inc.
Walaron, AR
110 West 4th Street
P. O. Box 278
72958-0279

Telephone: 637-2161
FAX: 637-4874
PRESIDENT/CEO: BILLPHILPOT
SUBSIDIARIES:
Bank of Waldron

Waldron, AR

Bradle y Bancshares, Inc.
Warren, AR
104 South Main Street
P.O.Box 29
71671-0029

Telephone: 226-2601
FAX: 226-2253
PRESIDENT/CEO: FREDDIE MOBLEY
SUBSIDIARIES:
First State Bank

Warren, AR

Southern Bancshares, Inc.
West Helena, AR
Telephone: 572-3481
FAX: 572-1901

425 East Plaza
P.O.Box 2497
72390-0507

PRESIDENT: BILL SIMMONS
SUBSIDIARIES:
M erchants & Farm ers Bank




West Helena, AR

158

State of Arkansas: Bank Department

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Bancshares of West Memphis, Inc.
West Memphis, AR
626 East Broadway
P.O.Box 2128
72303-8128

Telephone: 732-8000
FAX: 735-0849
PRESIDENT/CEO: JACK K. HOGAN
SUBSIDIARIES:
Bank of West Memphis

West Memphis, AR

Cherry Valley Bancshares, Inc.
Wynne, AR
Highway 42 East
P.O.Box 189
72396-0189

Telephone: 588-3332
FAX: 238-7030
PRESIDENT/CEO: W. M. SMITH, III
SUBSIDIARIES:
First Arkansas Bank

Wynne, AR

Cross County Bancshares, Inc.
Wynne, AR
1 Cross County Plaza
P .O .B o x9
72396-0009

Telephone: 238-8171
FAX: 238-4052
PRESIDENT/CEO: KEN MCCLAN AHAN
SUBSIDIARIES:
Cross County Bank

Wynne, AR

Mountain Bancshares, Inc.
Yellville, AR
Telephone: 449-4231
FAX: 449-4231

Madison and Church
P .O .B o x325
72687-0325

CHAIRMAN/PRESIDENT/CEO: JUDY LOVING

SUBSIDIARIES:
The Bank of Yellville




Yellville, AR

Seventy-Sixth Report

159

BANK HOLDING COMPANIES WHICH OWN
STATE CHARTERED BANKS
Union Planters Corporation
Memphis, TN
Telephone: (901) 523-6000
FAX: (901) 578-2939

67 Madison Avenue
P.O.Box 387
38147-0387

CHAIRMAN/CEO: BENJAMIN W. RAWUNS, JR.
SUBSIDIARIES:
Steiner Bank
North Arkansas Bancshares, Inc
Mercantile Bank
Mercantile Bank
Mercantile Corporation
Mercantile Bank
Searcy County Bank
First State Bank of Newport
The Bank of Rector
United Southern Corporation
United Southern Bank
First National Bank
Pickett County Bank and Trust Company
CBC Bancorp, Inc.
Citizens Bank
First National Bank of Crossville
Cumberland City Bank
Bank of Roane County
First Citizens Bank of Hohenwald
Merchants State Bank
Chickasaw Capital Corporation
Planters Life Insurance Company
Union Planters Business Advisory Service, Inc.
Union Planters Investment Bankers Group, Inc.
Union Planters National Bank
Bank of Trenton and Trust Company
Citizens Bank and Trust Company




Birmingham, AL
Jonesboro, AR
Hardy, AR
Jonesboro, AR
Jonesboro, AR
Mammoth Spring, AR
Marshall, AR
Newport, AR
Rector, AR
Clarksdale.MS
Clarksdale.MS
New Albany, MS
Byrdstown, TN
Cookeville, TN
Cookeville, TN
Crossville, TN
Cumberland City, TN
Harriman, TN
Hohenwald, TN
Humboldt, TN
Memphis, TN
Memphis, TN
Memphis, TN
Memphis, TN
Memphis, TN
Trenton, TN
Wartburg, TN

160

State of Arkansas: Bank Department

BANK HOLDING COMPANIES WHICH OWN
ONLY NATIONAL BANKS
JUNE 30, 1990
BANK HOLDING COMPANY NAME
First Sharp County Bancshares
Siloam Springs Bancshares, Inc.
First Delta Bankshares, Inc.
Wyatt Bancshares, Inc.
Clin-Ark Bankshares, Inc.
Ashley Bancstock Company
First National Security Company
First United Bancshares, Inc.
NBC Bank Corporation
Northwest Bancorporation of Arkansas, Inc.
Bancshares of Eastern Arkansas, Inc.
First City Corporation
First Merchants Financial Corp
Caddo Holding Company, Inc.
First Delta Corporation
Helena Bancshares, Inc.
Citizens National Bancshares of Hope, Inc.
Lakeside Bancshares, Inc.
Faulkner County Bancshares, Inc.
First Paris Holding Company
Metropolitan National
National Bancshares Corp.
One National Bancshares, Inc.
Union of Arkansas Corporation
MNB Bancshares, Inc.
Mountain Home Bancshares, Inc.
National Banking Corp.
TCBankshares, Inc.
First Bancshares of Northeast Arkansas, Inc.
First Central Corporation
First Sheridan Bancshares, Inc.
Financial Investment Corp.
Commercial Bancshares, Inc.
State First Financial Corp.
American Pioneer Life Insurance Company
Carlson Bancshares, Inc.
Fidelity Bancorp, Inc.
First Bancshares of Eastern Arkansas, Inc.
First National Corporation of Wynne




TOWN
Ash Flat, AR
Bentonville, AR
Blytheville, AR
Calico Rock, AR
Clinton, AR
Crossett, AR
DeQueen, AR
El Dorado, AR
El Dorado, AR
Fayetteville, AR
Forrest City, AR
Ft. Smith, AR
Ft. Smith, AR
Glenwood, AR
Helena, AR
Helena, AR
Hope, AR
Hughes, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Malvern, AR
Mountain Home, AR
N. Little Rock, AR
N. Little Rock, AR
Osceola, AR
Searcy, AR
Sheridan, AR
Springdale, AR
Texarkana, AR
Texarkana, AR
Trumann, AR
West Memphis, AR
West Memphis, AR
West Memphis, AR
Wynne, AR