The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.
REPORT OF THE BANK COMMISSIONER OF ARKANSAS 1990 BILL CLINTON Governor BILL J. FORD Bank C om m issioner Research Library Seventy-Sixth Annual REPORT OF THE BANK COMMISSIONER JUNE 30, 1990 State of Arkansas: Bank Department STATE OF ARKANSAS OFFICE OF STATE BANK DEPARTMENT June 30,1990 Honorable Bill Clinton Governor of Arkansas Little Rock, Arkansas Governor Clinton, I, Bank Commissioner Bill J. Ford, hereby submit for your information and consideration, the Seventy-Sixth Annual Report of the State Bank Department pursuant to the provisions of Act 113 of 1913. The financial and statistical information contained in this report has been compiled from Reports of Condition and Income submitted to this office for the fiscal year ended June 30,1990. The Department supervised 182 financial institutions as of June 30, 1990, including 177 state chartered commercial banks, two trust companies, two industrial loan institutions, and one non-profit organization. The assets of all institutions supervised totaled $9,852,333,000 at fiscal year end with $9,806,453,000 representing the total assets of the state chartered commercial banks, a 10.47% increase over the $8,877,033,000 in total assets reported one year ago. In addition to the institutions noted above, the Department also supervised 119 bank holding companies which own state chartered banks, and 79 trust departments operated by state chartered banks. The Department performed 101 commercial bank examinations, seven modified commercial bank examinations, 43 trust department examinations, and 53 bank holding company examinations during the 1989-90 fiscal year. Four new bank charters were approved by the State Banking Board with the concurrence of the Bank Commissioner. State charters were approved for First State Bank of Fordyce, Fordyce on August 22, 1989, Mercantile Bank, Hardy and Mercantile Bank, Mammoth Spring on October 24, 1989, and the Arkansas Bankers’ Bank, Little Rock on April 17, 1990. The Bank Commissioner approved thirteen applications for the establishment of new branch banking facilities by state chartered banks. No state chartered bank failures occurred during the fiscal year. The first interstate acquisition pursuant to the Regional Reciprocal Interstate Banking Bill adopted in 1988 was approved on March 30, 1990. Union Planters Corporation, Memphis, Tennessee acquired North Arkansas Bancshares, Incorporated, Jonesboro, Arkansas thereby indirectly acquiring six banks located in Northeast and North central Arkansas. Seventy-Sixth Report The mission of the State Bank Department is to allocate human and other resources existing in our Examination, Data Processing and Administrative Services Divisions to implement an effective bank regulatory program. The Department has been and will continue to be an advocate of banking in the implementation of this program. However, our primary focus is to ensure the continuance of safe and sound financial practices in the state’s banking institutions. It would follow that the financial services offered by these sound institutions should foster economic growth and meet the public demand for these services in their communities. To accomplish this mission, the Department is committed to the development of its staff through education, economic rewards and the availability of a pleasant work environment. The Department has developed a Strategic Plan detailing goals and objectives which must be pursued in order to successfully complete its mission. The goals and objectives outlined encompass every facet of the Department’s operation and are intended to affect more efficient administration of its resources. Following is a summary of the goals and objectives formulated by the staff of the Department: - Strengthen the examination program by more frequent examinations, expanding examination methods and procedures, enhancement of off-site monitoring tools, and improvements in research and development to stay abreast of changes within the banking industry. - Improve training programs for Department personnel by more efficient utilization of funds and resources, enhancement of internal training programs, and early identification of external schools and seminars to be attended. - Improve communication with bank management, other regulatory agencies, public entities, and the general public. - Acquire and maintain required physical and human resources to allow more efficient and consistent operations. - Formulate new regulations and legislation to allow uniformity in administering supervisory authority and more effective regulation and supervision of the activities of commercial banks and their subsidiaries. - Improve the work environment, benefits, and morale of Department personnel to enhance staff motivation and satisfaction, improve productivity, and reduce turnover. The personnel of the Department seek to maintain the highest level of professionalism in the performance of their responsibilities and in fulfilling the mission of the Department. Cordially, Bill J. Ford Bank Commissioner 11 Seventy-Sixth Report TABLE OF CONTENTS Legal Holidays........................................................................................ 2 Commissioners of The Bank Department............................................. 3 State Banking B oard.............................................................................. 4 Bank Department Personnel................................................................. 5 Regional Interstate Acquisitions A pproved.......................................... 8 New Bank Charters A pproved.............................................................. 8 New Branches A pproved...................................................................... 9 Fiscal Report of The Bank Department............................................... 10 Federal Supervisory Agencies............................................................ 11 Associations.......................................................................................... 16 Consolidated Report of Condition of.................................................... 18 State Chartered Banks Consolidated Report of Condition of.................................................... 19 National Banks Consolidated Statement of State......................................................... 20 Chartered Trust Departments Capital to Asset R a tio s........................................................................ 21 National Banks....................................................................................... 26 Report of State Chartered Commercial Banks................................... 29 Report of Other State Chartered....................................................... 119 Financial Institutions Commercial Banks Listed by C ounty................................................ 123 Bank Holding Companies.................................................................... 131 2 State of Arkansas: Bank Department LEGAL HOLIDAYS New Year’s ................................ .............................. January 1 Robert E. Lee’s Birthday.......... .......Third Monday In January Martin Luther King’s Birthday .. .......Third Monday In January George Washington’s Birthday __ Third Monday In February Memorial Day............................ ..............Last Monday in May Independence D a y .................. ...................................... July 4 Labor Day................................. .. First Monday in September Veteran’s D a y ......................... ....................... November 11 Thanksgiving D a y .................. Fourth Thursday in November Christmas Eve......................... ....................... December 24 Christmas D a y ....................... ....................... December 25 All Bills of Exchange, Drafts, or Promissory Notes, which shall become payable on a legal holiday shall be payable on the day next succeeding such holiday. In case any legal holiday falls on Sunday, the next succeeding Monday shall be a holiday in its stead. 3 Seventy-Sixth Report C O M M ISSIO N ER S O F T H E A R K A N SA S S T A T E BAN K D EPA RTM EN T No. Name Date of Appointm ent Date Service Ended 1. John M. Davis............ ... October 6,1913 October 3,1918 2. A.J. Reap.................. __ October 3,1918 March 22,1919 3. W.T. Maxwell ........... — September 1,1921 March 22,1919 4. Charles McKee........ .September 1,1921 July 28,1925 5. Loid Rainwater........ ..........July 28, 1925 February 8,1927 6. Walter E. Taylor........ ,.. February 8,1927 January 10,1933 7. Marion W asson........ . . January 10,1933 January 12,1937 8. Grover S. Jernigan .. January 12,1937 January 14,1941 9. Thomas W. Leggett..,. .January 14,1941 February 1,1949 10. S.J. Dean 11. Ed. I. McKinley, Jr .. .February 1, 1949 .December 1,1949 December 31, 1949 March 14,1953 12. A.R. M erritt............... .......March 14,1953 February 8,1955 13. Dick Simpson............ .. .February 8,1955 March 2,1967 14. H.C. Adams............... ........ March 3,1967 March 16,1979 15. Don R. Clark (Acting) ....M arch 16,1979 April 19, 1979 16. B.J. Lambert, Jr April 15, 1983 ........ April 19, 1979 17. Marlin D. Jackson__ ........ April 15, 1983 18. Bill J. Ford............. ... October 1, 1987 October 1,1987 4 State of Arkansas: Bank Department STATE BANKING BOARD MEMBERS Mr. Bob Willett Smackover State Bank P.O. Drawer 107 Smackover, AR 71762 PHONE: 725-3051 DATE APPOINTED: 12-11-87 TERM EXPIRES: 12-31-94 Mr. Douglas Simmons Merchants & Farmers Bank P.O. Box 2507 W. Helena, AR 72390 PHONE: 572-3481 DATE APPOINTED: 8-5-86 TERM EXPIRES: 12-31-90 Mr. Robert Hill P.O. Box 385 Perryville, AR 72126 PHONE: 889-5116 DATE APPOINTED: 2-25-87 TERM EXPIRES: 12-31-91 Mr. Larry G. Nelson Chairman Peoples Bank & Trust Co. Drawer B Mountain Home, AR 72653 PHONE: 425-2166 DATE APPOINTED: 1-13-88 TERM EXPIRES: 12-31-92 Mr. Gary D. Reinboth 1318 Concord Lowell, AR 72745 PHONE: 659-8851 DATE APPOINTED: 3-24-89 TERM EXPIRES: 12-31-93 Mr. T. E. Patterson Vice Chairman 5520 W. 30th Street Little Rock, AR 72204 PHONE: 375-4611 DATE APPOINTED: 8-22-83 TERM EXPIRES: 12-31-93 Seventy-Sixth Report Arkansas State Bank Department Tower Building, Suite 500 323 Center Street Little Rock, Arkansas 72201-2613 (501) 324-9019 FAX (501) 324-9028 DEPARTMENTAL ROSTER Bill J. Ford - Bank Commissioner ENFORCEMENT AND ECONOMIC DEVELOPMENT DIVISION Don R. Clark - Assistant Bank Commissioner - Regulatory Enforcement Actions Economic Development Consumer Complaints State Banking Board EXAMINATION AND SUPERVISION DIVISION Gregory M. Stewart - Chief Examiner - Regulatory Examinations Regulatory and Banking Procedures Bank Performance Evaluation and Monitoring Luther Guinn - Assistant Chief Examiner - R. Bruce Branch - Field Supervisor (Commercial) H. Wilks Marshall - Field Supervisor (Commercial) Thomas M. Narrell - Field Supervisor (Trust) Larry M. Hillyard - Assistant Chief Examiner - Steve L. Bryan - Field Supervisor (Commercial) Mark R. Ryan - Field Supervisor (Commercial) Carolyn J. Paschal - Field Supervisor (Bank Holding Company) 5 6 State of Arkansas: Bank Department CORPORATE AND ADMINISTRATION DIVISION Ronny A. Clay - Assistant Bank Commissioner Jacqulin J. Dicus - Director of Administrative Services - Accounting and Employee Services Expense Disbursements Budget and Personnel Physical Plant and Equipment Administrative Support Candace A. Franks - Attorney - Application Information Rules and Regulations Manual Charter Amendments and Charter Information Certificates of Good Standing Legal Filings and Inquiries Patsy M. Paladino - Personnel and Training Manager - Performance Evaluation Recruitment Training/Education Julian E. Rainey - Financial Analyst Gary G. Kleck - Financial Analyst - Self Examination Reports of Condition and Income Research and Financial Analysis Public Information Requests Beth A. Wallis - Data Center Administrator Mitch L. Vire - Systems Programmer - Data Processing Support Research and Development Application Programming 7 Seventy-Sixth Report EXAMINATION PERSONNEL FINANCIAL EXAMINER SUPERVISOR Richard D. Buzbee Dianne Curry (Bank Holding Company) H. R. “Chip” Dortch (Trust Company) James M. Franklin ___John B. Frazer ___Nathan E. Gairhan ___William R. Milum ___M. Diane Wright FINANCIAL EXAMINER II Joseph W. Ruddell Marivel Tounzen Luke B. Webre Paul “Ted” Finkbeiner John French Ike M. McEntire FINANCIAL EXAMINER I D. Kevin Mallett Baker L. Moseley Gary C. Oltmann M. Gregg Qualls Kent T. Williamson Kevin E. Zerbe Tim Beaver M. Susan Clark Dan L. Cook Rodney M. Farmer Jonathan W. Harrell John A. Long FINANCIAL EXAMINER TRAINEE Martha Ballentine Jerry Corrothers Jacqueline Dye Sykes Harvey ___Michael Peters ___Mark Snyder ___Joe Bill Yee ACCOUNTING STAFF Patricia L. Wallis - Accounting Supervisor Lisa K. Phillips - Accountant SUPPORT STAFF Mindy Beaver Lori A. Behar Connie M. Burgess Jane R. English Martha A. Harris Cynthia L. Nixon Brenda L. Strachan Administrative Assistant II Legal Secretary Executive Secretary Administrative Assistant I Management Support Technician Administrative Assistant II Management Project Analyst 8 State of Arkansas: Bank Department REGIONAL INTERSTATE ACQUISITIONS APPROVED UNION PLANTERS CORPORATION P.O. Box 287 67 Madision Avenue Memphis, TN 38147 Acquisition of North Arkansas Bancshares, Inc., Jonesboro, AR approved March 30,1990. NEW BANK CHARTERS APPROVED FIRST STATE BANK OF FORDYCE 223 Main Street P.O. Box 272 Fordyce, AR 71742 Conversion from a national bank approved August 22,1989. MERCANTILE BANK Hwy. 62-63-412 P.O. Box 28 Hardy, AR 72577 Conversion from a national bank approved October 24,1989. MERCANTILE BANK 250 Main Street P.O. Box 310 Mammoth Springs, AR 72554 Conversion from a national bank approved October 24,1989. ARKANSAS BANKERS’ BANK 1008 West Second Street Little Rock, AR 72201 Charter approved April 17,1990. Seventy-Sixth Report NEW BRANCHES APPROVED NAME OF BANK NEW BRANCH LOCATION Benton State Bank Benton, AR #1 Cortez Center Hot Springs Village, AR Bank of Cabot Cabot, AR 1204 South Pine Street Cabot, AR Bank of Elkins Elkins, AR Highway 45 West Goshen, AR First State Bank Gould, AR Dallas Street & Highway 81 Star City, AR Bank of Imboden Imboden, AR Case and Texas Streets Hoxie, AR Mercantile Bank Jonesboro, AR 601 Holman Street Brookland, AR Bank of Kensett Kensett, AR Town and Country Plaza Shopping Center Searcy, AR Bank of Lincoln Lincoln, AR 703 Douglas Prairie Grove, AR Twin City Bank North Little Rock, AR 5200 Kavanaugh Boulevard Little Rock, AR Twin City Bank North Little Rock, AR 11402 West Markham Little Rock, AR FirstBank of Arkansas Russellville, AR Highway 7 South Southgate Shopping Center Russellville, AR Bank of Star City Star City, AR Jackson and Market Streets Gould, AR Tyronza Bank Tyronza, AR Hester Parker Drive Marked Tree, AR Scott County Bank Waldron, AR Shoppingway Street Highway 96 Mansfield, AR 9 10 State of Arkansas: Bank Department The following is a statement reflecting receipts and disbursements of the State Bank Department from July 1,1989 through June 30,1990. RECEIPTS Cash Balance June 30,1989 __ Examination and Assessment Fees Charter and Amendment Fees....... Teller’s Facility Application and all Protest Fees...................... Miscellaneous Fees......................... Reimbursement for M & R Sales__ Warrant Cancellations.................... Refund to Expenditure (Old Year) .. Refund to Expenditure.................... Voided Warrants.............................. Total Receipts............................ .................. $1,749,007.24 2,488,116.04 .. 10,730.00 .. 55,702.13 .. 18,228.58 ... 7,003.50 201.21 ... 2,858.76 ... 1,864.68 ....... 198.12 .................... 2,584,903.02 $4,333,910.26 DISBURSEMENTS S alaries....................................................... 1,619,354.62 Maintenance and General Operations.......... 593,587.31 S.S., Retirement and Insurance Matching.................................................... 350,735.01 Professional Services and Fees...................... 48,167.98 Conference Fees and Travel......................... 114,995.73 Capital O utlay................................................. 82,021.70 Data Processing................................................. 7,411.48 Proceeds from M & R ........................................ 4,332.20 Microfilming Expenses..................................... 56,830.90 Education Foundation of State Bank S upervisors....................................... 40,000.00 Service Charge by State Treasurer............... 38,318.22 Total Disbursements..................................................... 2,898,924.25 Cash Balance June 30,1990............................................. 1,434,986.01 $4,333,910.26 Seventy-Sixth Report 11 FEDERAL DEPOSIT INSURANCE CORPORATION Memphis Regional Office 5100 Poplar Avenue, Suite 1900 Memphis, Tennessee 38137 Telephone Number: (901)685-1603 Fax Number: (901)685-1846 Fax Number: (901)682-5110 Bill C. Houston...... James O. Leese ... James F. Benner.............................................. Assistant Regional Director Joseph M. McGovern.........................................Assistant Regional Director Ronny G. Parham...............................................Assistant Regional Director Sylvia J. Horne................................................. Assistant Regional Director Phillip H. Schwartz. Jackson Field Office 118 Patton Drive Pearl, Mississippi 39208-5215 P.O.Box 97029 Pearl, Mississippi 39288-7029 Telephone Number: (601)932-6744 Fax Number: (601)936-4295 Thurman L Reynolds............................................... Field Office Supervisor Larry T. Tadlock .. William W. Quinn... Little Rock Field Office 3805 McCain Park Drive, Suite 112 North Little Rock, Arkansas 72116 P.O.Box 16355 North Uttle Rock, AR 72231-6355 Telephone Number: (501)753-8204 Fax Number: (501)758-8095 Memphis Field Office Building D, Suite 186 1755 Ly nnf ield Road Memphis, Tennessee 38119 Telephone Number: (901)763-1775 Fax Number: (901)763-4163 Shreveport Field Office 1914 Citizens Bank Drive Bossier City, Louisiana 71111 P.O.Box 72609 Bossier City, Louisiana 71111-2609 Telephone Number: (318)746-8283 Fax Number: (318)742-2451 Don R. Turner...... .................................................. Field Office Supervisor 12 State of Arkansas: Bank Department FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 411 Locust P.O. Box 442 St. Louis, Missouri 63166 Telephone Number: (314)444-8444 Thomas C. M elzer................................................................. . President James R. Bowen....................... ............................... First Vice President A.B. B albach....................................................... Senior Vice President Henry H. Bourgaux............................................. Senior Vice President Joan P. Cronin...................................................... Senior Vice President Ben C. W ade....................................................... Senior Vice President Public Information Secretary and Legal Counsel Charles R. H albrook...........................................................................VicePresident Bank Supervision and Regulation Richard E. Kay.....................................................................................VicePresiden Valuables Processing James R. Kennedy.............................................................................. VicePresiden Information Systems Jean M. Lovati.....................................................................................VicePresiden Payments Martha L. Perine..................................................................................VicePresiden Financial Services and Human Resources Michael D. Renfro............................................................ General Auditor Audit Kristi D. Short.......................................................................................VicePresiden Marketing and Electronic Services William J. S need................................................................................. VicePresiden Support Services Randall C. Sumner.............................................................................. VicePresiden Credit and Community Affairs Dennis Blase........................................................................................VicePresiden Bank Supervision and Regulation Seventy-Sixth Report 13 FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 LITTLE ROCK BRANCH FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI 325 West Capitol Avenue P.O. Box 1261 Little Rock, Arkansas 72203 Telephone Number: (501)372-5451 Karl W. A shm an......................................... Vice President and Manager Thomas R. Callaway........................................ Assistant Vice President David T. Rennie................................................ Assistant Vice President MEMPHIS BRANCH FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI 200 North Main Street P.O. Box 407 Memphis, Tennessee 38101 Telephone Number: (901) 523-7171 Raymond Laurence.. Vice President and Manager A.C. Cremerius, J r ... .. .Assistant Vice President John P. Baumgartner . . . Assistant Vice President State of Arkansas: Bank Department 14 COMPTROLLER OF THE CURRENCY Southwestern District Office 500 N. Akard 1600 Lincoln Plaza Dallas, Texas 75201-3394 Telephone Number: (214)720-0656 Fax Number: (214)720-7098 Peter C. Kraft...........................................................Deputy Comptroller John A. Bodnar.................................. .................District Administrator Patrick P arise.................................................................District Counsel Thomas M. Blyedbal..................................... Director for Administration Edward Graves....................................................... Director for Analysis Jerry H. C orn............................................ Director for Bank Supervision Community Banks Ronald G. Sm art.............................. Act. Director for Bank Supervision Regional Banks Comptroller of the Currency Little Rock Duty Station 10201 W. Markham, Suite 105 Little Rock, Arkansas 72205 Telephone Number: (501)225-7228 Fax Number: (501)225-2711 Larry Winter Field Manager Comptroller of the Currency Oklahoma City Field Office 301 N.W. 63rd Street, Suite 290 Oklahoma City, Oklahoma 73116 Telephone Number: (405)848-8095 Fax Number: (405)843-0961 Kenneth I. Myers Field Office Director 15 Seventy-Sixth Report COMPTROLLER OF THE CURRENCY Southeastern District Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 Telephone Number: (404) 659-8855 Fax Number: (404) 588-4532 Clifton A. Poole, J r . .. Robert V. Ahrens__ H. Gary Pannell........ William J. Abernathy. Vernon E. Fasbender. James P. Buff............ ................Deputy Comptroller ............District Administrator ..................... District Counsel Director for Bank Supervision .............. Director for Analysis . . . Director for Administration Comptroller of the Currency Memphis Field Office 80 Monroe Avenue, Suite 505 Memphis, Tennessee 38103 Telephone Number: (901)544-3039 Fax Number: (901)525-2086 William J. Suman Field Office Director 16 State of Arkansas: Bank Department ARKANSAS BANKERS ASSOCIATION Suite 1027, 221 W. Second Street Little Rock, Arkansas 72201 Telephone Number: (501)376-3741 Fax Number: (501)376-9243 OFFICERS H. C. Carvill..................................................................... Executive Director W. E. Ayres..................................................................................President Chairman & Chief Executive Officer Simmons First National Corp., Pine Bluff James V. Kelley..............................................................First Vice President Chairman & Chief Executive Officer First National Bank, El Dorado Floyd L Parker...................................................................... Vice President President & Chief Executive Officer The Malvern National Bank, Malvern Curtis Hutchins............................................................................. Treasurer President & Chief Executive Officer Fordyce Bank & Trust Company, Fordyce YOUNG BANKERS SECTION OFFICERS Brice Fletcher...............................................................................President Assistant Vice President First National Bank, Forrets City Kent Hendrix...............................................................Senior Vice President Assistant Vice President First National Bank, El Dorado Harvey Williams.................................................................... Vice President Assistant Vice President Simmons First National Bank, Pine Bluff Greg Angel..................................................................................Secretary Assistant Vice President First National Bank, Searcy David Falconer............................................................................ Treasurer Trust Officer First National Bank, Hot Springs Peggy Comer.......................................................... Education Coordinator Auditor Citizens National Bank, Hope Seventy-Sixth Report 17 ARKANSAS INDEPENDENT BANKERS ASSOCIATION P.O. Box 22076 Little Rock, Arkansas 72221-2076 Telephone Number: (501)525-1634 Fax Number: (501)525-0637 OFFICERS Richard G. Trammel........................................................ Executive Director Lindley V. Smith, J r .........................................................................President Chairman & Chief Executive Officer Bank of Tuckerman, Tuckerman Terry Q. Carson.....................................................................Vice President President & Chief Executive Officer Commercial Bank, Alma James M. Park...............................................................................Secretary President & Chief Executive Officer Bank of Cabot, Cabot Max O. Taylor............................................................................... Treasurer Chairman & Chief Executive Officer Smackover State Bank, Smackover ARKANSAS ASSOCIATION OF BANK HOLDING COMPANIES Suite 1020 Boyle Building Little Rock, Arkansas 72201 Telephone Number: (501)374-2020 Fax Number: (501)374-7334 OFFICERS Charlotte May................................................................Executive Director Edward L Holt.............................................................................. Chairman President & Chief Executive Officer First National Bank, Crossett James C. Glenn...................................................................... Vice Chairman President & Chief Executive Officer Mcllroy Bank & Trust, Fayetteville John T. Hampton.......................................................................... Treasurer President & Chief Executive Officer First Western Bancshares, Inc., Booneville 18 State of Arkansas: Bank Department CONSOLIDATED REPORT OF CONDITION OF THE 177 STATE CHARTERED COMMERCIAL BANKS JUNE 30, 1990 ASSETS 1. Cash and Balances due from depository institutions: a. Noninterest-bearing balances and currency and coin...................$ 444,453 b. Interest-bearing balances,.......... ............................................................ 241,854 2. Securities.................................................................... ..................................3,283,711 3. Federal funds sold and securities purchased under agreement to resell.............................................................................. 427,955 4. Loans and lease financing receivables: a. Loans and lease, net of unearned income..............................................5,084,097 b. Less: Allowances for loan and lease losses....... ........................................ 80,346 c. Net loans and leases............................................................................... 5,003,751 5. Assets held in trading accounts.............................................................................. 100 6. Premises and Fixed Assets (including capitalized lease)................................ 153,051 7. Other real estate owned.................................................................................... 47,176 8. Investments in unconsolidated subsidiaries and associated companies.................................. ............................................ .. 7,013 9. Customers liability to this bank on acceptances outstanding 10. Intangible assets.................................................................................................19,089 11. Other assets.....................................................................................*............. 178,300 12. Total assets........................... ............................................ .......................... 9,806,453 LIABILITIES 13. Deposits: a. In domestic offices................................................................................... 8,724,904 (1) Noninterest-bearing.......................................................................... 1,062,143 (2) Interest-bearing......................... - .....................................................7,662,761 b. In foreign offices Edge and Agreement subsidiaries and IBF’s........................ -014. Federal funds purchased and securities sold under agreements to repurchase................................................................................ 41,347 15. Demand notes issued to the U.S. Treasury............................ 7,652 16. Other borrowed money................................................................................... 32,971 17. Mortgages and capitalized leases...................................................... ............... 4,787 18. Bank’s liability on acceptances executed and outstanding 19. Notes and debentures subordinated to deposits...............................................5,062 20. Other liabilities....................................................................................................93,769 21. Total liabilities.............................................................................................. 8,910,492 22. Limited-life preferred stock EQUITY CAPITAL 23. 24. 25. 26. Perpetual preferred stock............................................................................ .11,044 Common s to c k ..............................................................................................102,776 Surplus............................................................................................................. 298,890 a. Undivided profits and capital reserves.................................................. 488,627 b. LESS: Net unrealized loss on marketable equity securities..........................5,376 27. Cumulative foreign currency translation adjustment............................................. -028. Total equity capital.......................................................................................... 895,961 29. Total liabilities, limited-life preferred stock and equity capital............................. 9,806,453 Seventy-Sixth Report 19 CONSOLIDATED REPORT OF CONDITION OF THE 80 NATIONAL COMMERCIAL BANKS JUNE 30, 1990 ASSETS 1. Cash and Balances due from depository institutions: a. Noninterest-bearing balances and currency and co in .................. $ 691,000 b. Interest-bearing balances........................................................................... 94,000 2. Securities ............................................................................. 3,089,000 3. Federal funds sold and securities purchased under agreement to resell............................................................................... 489,000 4. Loans and lease financing receivables: a. Loans and lease, net of unearned income. . . ............... - ....................... 5,404,000 b. Less: Allowances for loan and lease losses.................. ............................100,000 c. Net loans and leases............................................................................... 5,304,000 5. Assets held in trading accounts................................................................... 69,000 6. Premises and Fixed Assets (including capitalized lease)................................188,000 7. Other real estate owned....................................................................... 59,000 8. Investments in unconsolidated subsidiaries and associated companies.. ......................................................................................0 9. Customers liability to this bank on acceptances outstanding....................................................................................1,000 10. Intangible assets................................................................................................15,000 11. Other assets........................................................... 185,000 12. Total assets................................................................................................ .10,184,000 LIABILITIES 13. Deposits: a. In domestic o ffice s.................................................................................. 8,912,000 (1) Noninterest-bearing.. ........................................................................ 1,532,000 (2) Interest-bearing............................................. 7,380,000 b. In foreign offices Edge and Agreement subsidiaries and IBF’s ...................... ... 0 14. Federal funds purchased and securities sold under agreements to repurchase..............................................................................257,000 15. Demand notes issued to the U.S. Treasury....................................................... 42,000 12,000 16. Other borrowed money.................................... 17. Mortgages and capitalized leases........................................................... 5,000 18. Bank’s liability on acceptances executed and outstanding................................ 1,000 19. Notes and debentures subordinated to deposits............................................... 9,000 20. Other liabilities.................................................................................................. 95,000 21. Total liabilities ......................................... 9,333,000 22. Limited-life preferred stock......................................................... 0 EQUITY CAPITAL 23. 24. 25. 26. Perpetual preferred s to c k ............................. 0 Common s to c k ................................................................................................. 100,000 Surplus.................. 251,000 a. Undivided profits and capital reserves................................ .................... 503,000 b. LESS: Net unrealized loss on marketable equity securities....................... .3,000 27. Cumulative foreign currency translation adjustment................................................0 28. Total equity capital.......................................................................................... 851,000 29. Total liabilities, limited-life preferred stock and equity capital................................. 10,184,000 State of Arkansas: Bank Department 20 CONSOLIDATED STATEMENT OF CONDITION OF THE 79 STATE CHARTERED TRUST DEPARTMENTS JUNE 30, 1990 ASSETS 1. Non-interest Bearing Deposits a. Own Bank and Affiliate Institutions...................................................$ 4,574 b. Other institutions............................................................................................... 748 2. Interest Bearing Deposits a. Own Bank and Affiliate Institutions............................................................ 101,539 b. Other Institutions.......................................................................................... 69,317 3. U.S. Government and Agency Obligations................................................... 300,254 4. State, County and Municipal Obligations.......................................................... 89,718 5. Other Short-Term Obligations.......................................................................... 85,868 6. Other Notes and Bonds.................................................................................... 27,924 7. S tocks.............................................................................................................. 123,256 8. Collective Investment Fund Units...................................................................... 41,011 9. Real Estate Mortgages............................................................................. 39,499 10. Real E state.........................................................................................................57,434 11. Miscellaneous A s s e ts ....................................................................................... 29,171 12. Suspense Accounts................................................................................................284 13. O ther.................................................................................................................101,909 14. Total a sse ts.................................................................................................. 1,072,506 LIABILITIES Trusts and Estates 15. Employee B enefit............................................................................................220,594 a. (Number of Accounts).............................................................2,385 16. Personal Trusts.............................................................................................. 378,203 a. (Number of Accounts).............................................................1,991 17. Estates and Guardianships a. (Number of Accounts)................................................................466 Agencies 18. Employee Benefit.............................................................................................. 21,669 a. (Number of Accounts)................................................................ 616 19. A llO th e r...........................................................................................................224,438 a. (Number of Accounts)............................................................. .1,380 Collective Investment Funds 20. Employee Benefit................................................................................................ 4,311 a. (Number of Accounts)..................................................................37 21. A llO ther............................................................................................................... 3,219 a. (Number of Accounts).................................................................. 39 22. Corporate Trust Accounts.............................................................................. 199,129 a. (Number of Accounts)................................................................ 779 23. Corporate Agency Accounts............................................................................ 19,325 a. (Number of Accounts).................................................................. 82 24. Profit Accounts........................................................... 439 25. Suspense Accounts............................................................................................. 1,179 26. Total Liabilities.............................................................................................. 1,072,506 Seventy-Sixth Report 21 CAPITAL TO ASSET RATIOS JUNE 30, 1990 BANKNAME TOWN RATIO Commercial Bank at Alma First National Bank Bank of Amity Citizens First State Bank Elk Horn Bank & Trust Company Merchants & Planters Bank & Trust Company First National Bank Bank of Ashdown, N.A. First National Bank Bank of Atkins The Bank of Augusta Citizens State Bank The Citizens Bank First National Bank Bank of Bearden Citizens Bank First State Bank Benton State Bank The Union Bank of Benton Bank of Bentonville First National Bank First National Bank Bank of Blevins Farmers Bank & Trust Company First National Bank Citizens Bank of Booneville The Bank of Bradley Bank of Brinkley FirstBank of Arkansas Bank of Cabot Caraway Bank First National Bank First National Bank The Merchants & Planters Bank, N.A. Citizens Bank & Trust Bank of Cave City American State Bank Arkansas State Bank Farmers Bank and Trust Company Clinton State Bank First National Bank First National Bank First State Bank and Trust Company Corning Bank First National Bank First State Bank Danville State Bank Arkansas Valley Bank Bank of Dardanelle Decatur State Bank Alma Altheimer Amity Arkadelphia Arkadelphia Arkadelphia Ash Flat Ashdown Ashdown Atkins Augusta Bald Knob Batesville Batesville Bearden Beebe Beebe Benton Benton Bentonville Bentonville Berryville Blevins Blytheville Blytheville Booneville Bradley Brinkley Brinkley Cabot Caraway Calico Rock Camden Camden Carlisle Cave City Charleston Clarksville Clarksville Clinton Clinton Conway Conway Corning Crossett Crossett Danville Dardanelle Dardanelle Decatur 8.975 21.950 14.983 9.267 10.765 9.259 9.670 9.800 10.410 11.421 14.479 8.681 7.255 8.770 17.506 10.189 8.664 10.401 8.465 9.634 9.950 13.900 8.488 7.788 8.725 7.858 7.427 11.614 8.621 9.347 8.865 14.640 9.420 9.560 10.615 8.931 12.869 8.123 7.663 7.556 7.900 9.520 8.155 8.699 9.640 9.141 11.336 10.640 10.983 14.658 22 State of Arkansas: Bank Department CAPITAL TO ASSET RATIOS JUNE 30, 1990 BANKNAME TOWN RATIO Bank of Delight First National Bank First State Bank of DeQueen Dermott State Bank First State Bank of Dermott Farmers & Merchants Bank DeWitt Bank & Trust Company First National Bank First National Bank Dumas State Bank Merchants & Farmers Bank First Southern Bank The Delta State Bank The Exchange Bank and Trust Company First National Bank National Bank of Commerce Bank of Elkins Bank of England First Commercial Bank of Lonoke County The Eudora Bank Bank of Eureka Springs Bank of Evening Shade Bank of Fayetteville, N.A. First National Bank Mcllroy Bank & Trust Northwest National Bank First Ozark National Bank First State Bank of Fordyce Fordyce Bank & Trust Company First National Bank Planters Bank & Trust Company City National Bank First National Bank Merchants National Bank Planters & Merchants Bank The Bank of Glenwood Caddo First National Bank First State Bank Bank of Gravett First National Bank Farmers Bank First State Bank of Gurdon Farmers Bank Calhoun County Bank Mercantile Bank The Bank of Harrisburg First National Bank The Security Bank Hazen First State Bank The Cleburne County Bank First National Bank of Cleburne County Delight DeQueen DeQueen Dermott Dermott Des Arc DeWitt DeWitt Dierks Dumas Dumas Earle Elaine El Dorado El Dorado El Dorado Elkins England England Eudora Eureka Springs Evening Shade Fayetteville Fayetteville Fayetteville Fayetteville Flippin Fordyce Fordyce Forrest City Forrest City Fort Smith Fort Smith Fort Smith Gillett Glenwood Glenwood Gould Gravette Green Forest Greenwood Gurdon Hamburg Hampton Hardy Harrisburg Harrison Harrison Hazen Heber Springs Heber Springs 12.568 11.650 9.330 13.854 10.411 24.409 17.402 9.650 16.650 8.673 13.196 16.187 50.597 10.519 9.800 10.230 9.638 14.471 10.439 12.190 12.544 11.163 5.890 8.250 8.999 6.380 8.370 9.734 8.621 12.015 11.486 8.840 10.330 8.530 11.243 9.602 7.310 8.749 13.194 13.050 14.795 9.074 9.417 12.080 13.748 11.681 9.410 9.246 7.486 8.399 7.170 Seventy-Sixth Report 23 CAPITAL TO ASSET RATIOS JUNE 30,1990 BANK NAME TOWN RATIO Heber Springs State Bank First National Bank Helena National Bank Bank of Holly Grove Citizens National Bank First National Bank Horatio State Bank Arkansas Bank and Trust Company First National Bank One National Bank Planters National Bank First National Bank Peoples Bank First Jacksonville Bank and Trust Union National Bank Newton County Bank The Arkansas Bank Citizens Bank of Jonesboro Mercantile Bank Simmons First Bank Farmers & Merchants Bank Union State Bank Bank of Kensett Pine State Bank Madison Bank & Trust Bank of Lake Village Simmons First Bank Citizens Bank of Lavaca Leachville State Bank Little River Bank First National Bank Peoples Bank & Loan Company Bank of Lincoln Arkansas Bankers’ Bank Eagle Bank & Trust Co. First Commercial Bank, N.A. First Exchange Bank of Little Rock, N.A. Metropolitan National Bank Pulaski Bank & Trust Company Union National Bank Worthen Bank & Trust Company, N.A. Bank of Lockesburg First State Bank Farmers Bank & Trust Company First National Bank Union National Bank Bank of Malvern Malvern National Bank Mercantile Bank Merchants & Planters Bank Bank of Mansfield Heber Springs Helena Helena Holly Grove Hope Hope Horatio Hot Springs Hot Springs Hot Springs Hughes Huntsville Imboden Jacksonville Jacksonville Jasper Jonesboro Jonesboro Jonesboro Jonesboro Judsonia Junction City Kensett Kingsland Kingston Lake Village Lake Village Lavaca Leachville Lepanto Lewisville Lewisville Lincoln Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Lockesburg Lonoke Magnolia Magnolia Magnolia Malvern Malvern Mammoth Spring Manila Mansfield 8.207 8.705 9.570 12.171 10.620 11.490 9.948 6.380 6.570 8.670 12.815 12.140 7.091 9.823 11.230 8.810 9.848 8.563 10.279 8.023 10.328 9.942 23.157 8.236 7.941 12.581 9.710 11.643 10.022 18.824 9.660 8.412 9.470 93.416 7.732 8.730 12.440 6.910 7.319 11.050 8.450 12.434 12.242 9.977 9.890 8.420 11.058 9.860 11.780 12.220 7.871 24 State of Arkansas: Bank Department CAPITAL TO ASSET RATIOS JUNE 30, 1990 BANKNAME TOWN RATIO First National Bank Citizens Bank Marked Tree Bank Searcy County Bank Bank of Marvell Bank of McCrory First National Bank McGehee Bank The Bank of North Arkansas First National Bank The Union Bank of Mena MidSouth Bank Commercial Bank & Trust Co. Union Bank & Trust Co. First National Bank Morrilton Security Bank, N.A. The Bank of Montgomery County First National Bank and Trust Company Peoples Bank & Trust Company Bank of Mountain View Bank of Mulberry Pike County Bank Citizens National Bank First National Bank Bank of Newark First State Bank of Newport Merchants & Planters Bank Bank of Little Rock National Bank of Arkansas One National Bank The Twin City Bank First National Bank The Planters Bank Bank of Ozark First National Bank Security Bank Bank of Parkdale First State Bank First National Bank The Perry County Bank Piggott State Bank National Bank of Commerce Pine Bluff National Bank Simmons First National Bank First State Bank Bank of Pocahontas Planters & Stockmen Bank The Peoples Bank Portland Bank The Farmers & Merchants Bank Bank of Prescott Marianna Marion Marked Tree Marshall Marvell McCrory McGehee McGehee Melbourne Mena Mena Monette Monticello Monticello Morrilton Morrilton Mount Ida Mountain Home Mountain Home Mountain View Mulberry Murfreesboro Nashville Nashville Newark Newport Newport North Little Rock North Little Rock North Little Rock North Little Rock Osceola Osceola Ozark Paragould Paragould Parkdale Parkin Paris Perryville Piggott Pine Bluff Pine Bluff Pine Bluff Plainview Pocahontas Pocahontas Portland Portland Prairie Grove Prescott 14.322 8.950 10.224 12.712 12.184 9.655 13.040 13.172 8.034 10.080 10.413 8.040 9.396 7.977 9.810 9.880 12.321 9.230 9.346 18.396 9.582 10.675 11.930 9.170 10.183 12.231 8.830 14.912 5.580 9.220 7.979 9.747 9.808 10.414 10.022 8.121 9.317 9.727 8.950 8.490 7.708 9.410 8.030 9.540 10.248 11.079 7.942 12.294 10.569 13.950 8.183 Seventy-Sixth Report 25 CAPITAL TO ASSET RATIOS JUNE 30, 1990 BANK NAME TOWN RATIO The Bank of Rector Farmers & Merchants Bank The Bank of Rison Farmers & Merchants Bank First National Bank & Trust Company First Bank of Arkansas First National Bank Peoples Bank & Trust Company Bank of Salem Logan County Bank First National Bank First Security Bank First National Bank Grant County Bank Arkansas State Bank First National Bank Smackover State Bank Merchants & Planters Bank First National Bank First State Bank Springdale Bank and Trust Bodcaw Bank Bank of Star City Stephens Security Bank Citizens Bank The Farmers & Merchants Bank First National Bank Commercial National Bank State First National Bank Bank of Trumann First National Bank Bank of Tuckerman Tyronza Bank Citizens Bank & Trust Company First National Bank The Peoples Bank Bank of Waldron The Scott County Bank The Arkansas Bank First National Bank First State Bank Warren Bank & Trust Company Bank of Weiner Merchants & Farmers Bank Bank of West Memphis Fidelity National Bank First National Bank Wilmot State Bank American State Bank Cross County Bank First Arkansas Bank First National Bank The Bank of Yellville Rector Reyno Rison Rogers Rogers Russellville Russellville Russellville Salem Scranton Searcy Searcy Sheridan Sheridan Siloam Springs Siloam Springs Smackover Sparkman Springdale Springdale Springdale Stamps Star City Stephens Strong Stuttgart Stuttgart Texarkana Texarkana Trumann Trumann Tuckerman Tyronza Van Buren Van Buren Waldo Waldron Waldron Walnut Ridge Walnut Ridge Warren Warren Weiner West Helena West Memphis West Memphis West Memphis Wilmot Wilson Wynne Wynne Wynne Yellville 12.443 6.281 17.553 10.442 7.050 7.453 8.880 8.296 7.588 11.982 11.320 11.863 13.240 10.880 7.535 7.440 12.056 9.138 11.120 8.532 12.644 10.753 8.755 9.361 18.928 10.822 9.260 9.440 9.010 12.789 6.866 11.342 14.648 8.698 8.260 11.329 13.146 8.961 11.701 10.219 8.807 11.949 13.605 7.232 12.043 7.731 10.628 17.253 14.134 8.404 8.151 9.602 8.912 26 State of Arkansas: Bank Department NATIONAL BANKS NAME CITY First National Bank First National Bank Bank of Ashdown, N.A. First National Bank First National Bank First National Bank First National Bank First National Bank First National Bank First National Bank The Merchants & Planters Bank, N.A. First National Bank First National Bank First National Bank First National Bank First National Bank First National Bank The First National Bank National Bank of Commerce The Bank of Fayetteville, N.A. First National Bank Northwest National Bank First Ozark National Bank First National Bank The City National Bank The First National Bank Merchants National Bank Caddo First National Bank The First National Bank The First National Bank First National Bank First National Bank Helena National Bank Citizens National Bank The First National Bank First National Bank One National Bank Planters National Bank First National Bank Union National Bank Altheimer Ash Flat Ashdown Ashdown Batesville Bentonville Berryville Blytheville Calico Rock Camden Camden Clinton Conway Crossett DeQueen DeWitt Dierks El Dorado El Dorado Fayetteville Fayetteville Fayetteville Flippin Forrest City Fort Smith Fort Smith Fort Smith Glenwood Green Forest Harrison Heber Springs Helena Helena Hope Hope Hot Springs Hot Springs Hughes Huntsville Jacksonville TOTAL ASSETS 10,173 86,624 39,969 47,569 117,996 54,446 94,227 118,096 44,048 98,648 68,078 28,432 192,940 81,093 74,127 68,320 30,020 253,912 118,822 70,187 226,117 35,562 28,997 113,736 238,768 400,416 222,487 36,470 83,057 76,442 46,180 74,053 61,432 144,487 90,997 237,691 49,692 17,375 60,828 42,223 27 Seventy-Sixth Report NATIONAL BANKS NAME CITY The First National Bank First Commercial Bank, N.A. First Exchange Bank, N.A. Metropolitan National Bank Union National Bank Worthen Bank & Trust Company, N.A. First National Bank Union National Bank The Malvern National Bank First National Bank The First National Bank First National Bank The First National Bank Morrilton Security Bank, N.A. First National Bank & Trust Company Citizens National Bank First National Bank National Bank of Arkansas One National Bank First National Bank First National Bank First National Bank National Bank of Commerce Pine Bluff National Bank Simmons First National Bank First National Bank & Trust Company First National Bank First National Bank First National Bank First National Bank First National Bank First National Bank Commercial National Bank State First National Bank First National Bank First National Bank First National Bank Fidelity National Bank First National Bank The First National Bank Lewisville Little Rock Little Rock Little Rock Little Rock Little Rock Magnolia Magnolia Malvern Marianna McGehee Mena Morrilton Morrilton Mountain Home Nashville Nashville North Little Rock North Little Rock Osceola Paragould Paris Pine Bluff Pine Bluff Pine Bluff Rogers Russellville Searcy Sheridan Siloam Springs Springdale Stuttgart Texarkana Texarkana Trumann Van Buren Walnut Ridge West Memphis West Memphis Wynne TOTAL ASSETS 18,083 890,791 23,336 172,094 511,279 619,481 199,361 26,173 107,816 34,492 23,517 72,960 62,521 46,700 159,144 25,759 55,102 33,157 237,650 60,247 163,040 54,564 216,386 66,215 422,664 223,113 142,043 163,080 16,481 113,617 256,895 130,667 84,042 412,725 18,108 79,424 65,459 45,647 49,819 95,854 Seventy-Sixth Report 29 S eventy-S ixth Report OF THE ONE HUNDRED SEVENTY-SEVEN STATE CHARTERED COMMERCIAL BANKS JUNE 30, 1990 30 State of A rkansas: Bank D epartm ent Commercial Bank at Alma Alma, AR Hwy. 64-71 P.O.Box 2199 County: Crawford Population: 3,009 72921-2199 Telephone: 632-2257 FAX Number: 632-2263 Branches in Town: 0 Other Branches: 2 Charter Number: 297 Date: Jan. 31,1910 Trust Department: No Bank Holding Company Commerce Financial Corp., Alma,AR CHM.: JO HN PAUL B A L LE N T IN E PR E S ID E N T/C E O : TERRY Q. C A R S O N EX. VICE PRES.: W ILLIA M BR ASH ER III VICE PRESIDENT: HELEN S. JO NES C A S H /O P E R . OFF.: M ARY BETH FREEM AN A S S T . V.P.: REX A. W OO DS Cash and balances Due From B a n k s :__ 782 Federal Funds and R e p o s :..................... 1,500 In v e s tm e n ts :............................................. 9,561 T o ta lL o a n s :........................................... 22,116 Bank Premises and Fixed A sse ts:........ 1,022 O ther Real E s ta te :...................................... 111 O ther A s s e ts :.............................................. 597 Total A s s e ts :........................ 35,689 D e p o s its :..................................................... 32,163 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................ 323 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 32,486 Total Equity Capital and R e s e rv e s :........ 3,203 Total Liabilities and C a p ita l:.................... 35,689 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 8,000 DIRECTO RS: JohnPaul Ballentine, T erry Q. Carson, William N. Brasher III, Hilda Knight, James A. A rnold II, John A. G riffin Bank of A m ity Am ity, AR Public Square P.O.Box 38 County: Clark Population: 859 71921-0038 Telephone: 342-5269 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 198 Date: Jan. 30,1905 Trust Department: No Bank Holding Company None CHM : C LE D A O LDS P R E S ID E N T/C E O : C LE D A OLDS VICE PRESIDENT: JOE F. M AXEY VICE PRESIDENT: ERNIE D U N LAP A S S T . C A S H : H A Z E L R IC H AR D SO N A S S T . C A S H : PEGGY A D A M S Cash and balances Due From B a n k s :.. 3,102 Federal Funds and R e p o s :...................... 1,575 In v e s tm e n ts :......................................... 32,179 T o ta lL o a n s :........................................... 12,259 Bank Premises and Fixed A sse ts:............ 120 O ther Real E s ta te :........................................ 51 O ther A s s e ts :.............................................. 896 T o ta lA s s e ts :.......................................... 50,182 D e p o s its :..................................................... 41,945 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 718 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 42,663 Total T rust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 7,519 Total Liabilities and C a p ita l:.................... 50,182 DIRECTO RS: Cleda Olds, Joe F. M axey, Ernie Dunlap, Hazel Richardson, M.H. O akley 4,000 31 S e v e n ty -S ix th Report Citizens First State Bank Arkadelphia, AR 5th and Main Street P.O.Box 218 County: Clark Population: 10,169 71923-0218 Telephone: 246-2411 FAX Number: 246-5400 Branches in Town: 1 Other Branches: 0 Charter Number: 736 Date: May 24,1977 Trust Department: No Bank Holding Company FDH Bancshares, Inc., Little Rock, AR PR ESID E N T/C E O : RAYM O N D TO LER EX. VICE PRESIDENT: TO M C A L H O O N VICE PRESIDENT: JUDY SLIGH Cash and balances Due From B a n k s :.. 2,002 Federal Funds and R e p o s :..................... 1,200 In v e s tm e n ts :......................................... 11,675 T o ta lL o a n s :........................................... 24,721 Bank Premises and Fixed A sse ts:............ 496 O ther Real E s ta te :...................................... 828 O ther A s s e ts :........................................... 1,357 Total A s s e ts :......................................... 42,279 D e p o s its :..................................................... 37,934 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 427 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 38,361 Total Trust A ssets:......................................... Number of Shares O utstanding:............. 0 Total Equity C apital and R e s e rv e s :........ 3,918 Total Liabilities and C a p ita l:.................... 42,279 30,000 DIRECTORS: I.B. Fuller Jr., Raym ond Toler, Je rry Francis, Billy Bob Hardman, Ed M cCorkle, John M. Moore, Tom Calhoon, Edw ard L. Cullum Jr. Elk Horn Bank & Trust Company Arkadelphia, AR 601 Main Street P.O. Box 248 County: Clark Population: 10,169 71923-0248 Telephone: 246-5811 FAX Number: 246-2182 Branches in Town: 1 Other Branches: 1 Charter Number: 142 Date: Sep. 28,1903 Trust Department: Yes Bank Holding Company Southern Development Bancorporation, Arkadelphia, AR C H A IR M A N : JA M E S W. H AR R IN G TO N PR ESID E N T/C E O : GEORGE P. SURGEON EX. V .P ./C A S H /T .O .: ROY N. SHOPE Cash and balances Due From B a n k s :.. 1,541 Federal Funds and R e p o s :..................... 1,350 In v e s tm e n ts :......................................... 33,086 T o ta lL o a n s :........................................... 22,029 Bank Premises and Fixed A sse ts:........ 1,368 O ther Real E s ta te :...................................... 411 O ther A s s e ts :.............................................. 911 Total A s s e ts :......................................... 60,696 D e p o s its :..................................................... 53,433 Federal funds and B orro w in gs:..................... 159 O th er Liabilities:................................................ 570 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 54,162 Total Equity C apital and R e s e rv e s :........ 6,534 Total Liabilities and C a p ita l:.................... 60,696 Total Trust A ssets:......................................... Number of Shares O utstanding:............. 0 24,000 DIRECTORS: Thom as Barksdale, James Blanton, Harold Echols, Ronald G rzyw inski, James Harrington, M ary Houghton, Hugh Lookadoo, M ary Jo Mann, W ayne Pollard, Roy Shope, George Surgeon, S. Robson W alton S tate of A rkansas: Bank D epartm ent 32 M erchants & Planters Bank & Trust Company Arkadelphia, AR 526 Main Street P. O. Box 291 County: Clark Population: 10,169 71923-0219 Telephone: 246-4511 FAX Number: 246-4407 Branches in Town: 1 Other Branches: 1 Charter Number: 341 Date: Jun. 15,1911 Trust Department: Yes Bank Holding Company Central Arkansas Bancshares, Inc., Malvern, AR C H M ./T .O .: RO SS M. W HIPPLE PR ES ID E N T/C E O : JA M E S D. FERG USO N EX. V.P.: R O B E R T W. A N T H O N Y VICE PRESIDENT: B A R B A R A NEEL C A S H .: C AR R IE A. BEENE Cash and balances Due From B a n k s :.. 1,169 Federal Funds and R e p o s :......................... 735 In v e s tm e n ts :......................................... 15,304 Total L o a n s :........................................... 27,863 Bank Prem ises and F ixed A sse ts:........ 1,142 O th er Real E s ta te :...................................... 383 O th er A s s e ts :............................................... 763 Total A s s e ts :......................................... 47,359 D e p o s its :..................................................... 42,661 Federal funds and B orrow ings:....................... 36 O th er Liabilities:................................................ 277 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 42,974 T o ta lT ru st A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity C apital and R e se rve s:........ 4,385 Total Liabilities and C a p ita l:.................... 47,359 4,800 DIRECTO RS: Jane Ross, Ross M. Whipple, Paul O ffu tt, James Ferguson, Sam R. Clark, Donald M. Tatman, Steven L. D eM ott, Toney D. McMillan Bank of Atkins Atkins, AR 202 N.E. First Street P.O.Box 157 County: Pope Population: 3,002 72823-0157 Telephone: 641-2987 FAX Number: 641-2566 Branches in Town: 0 Other Branches: 0 Charter Number: 35 Date: Sep. 19,1895 Trust Department: No Bank Holding Company None CHM.: JA M E S C. M ITH C E LL P R E S ID E N T/C E O : DAVID M. M ITC H ELL EX. V.P.: JAM ES M YATT C A S H .: D O R O TH Y W ILEY Cash and balances Due From Banks: — 760 Federal Funds and R e p o s :......................... 700 In v e s tm e n ts :............................................. 6,193 Total L o a n s :............................................... 7,327 Bank Premises and Fixed A sse ts:............. 53 O th e rR e a lE s ta te :...................................... 229 O ther A s s e ts :.............................................. 358 T o ta lA s s e ts :......................................... 15,620 D e p o s its :..................................................... 13,736 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 100 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 13,836 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e s e rv e s :........ 1,784 Total Liabilities and C a p ita l:.................... 15,620 DIREC TO RS: James C. Mitchell, David M. Mitchell, Jean S. Mitchell, James A. M ya tt 12,500 33 S e v e n ty -S ix th Report The Bank of Augusta Augusta, AR 100 S. Second Street P.O.Box Y County: W oodruff Population: 3,500 72006-1005 Telephone: 347-2511 FAX Number: 347-2654 Branches in Town: 0 Other Branches: 0 Charter Number: 669 Date: Feb. 20,1935 Trust Department: Yes Bank Holding Company None CHM : R.E. G REGORY PRESIDENT: E.R. MILLER C E O /E X . V .P ./T .O .: M O O D Y W H ITE H E A D Cash and balances Due From B a n k s :.. 1,773 Federal Funds and R e p o s :...................... 2,900 In v e s tm e n ts :......................................... 18,421 Total L o a n s :........................................... 11,982 Bank Premises and Fixed A sse ts:............ 227 O ther Real E s ta te :........................................ 51 O th e rA s s e ts :.............................................. 768 Total A s s e ts :......................................... 36,122 D e p o s its :..................................................... 30,623 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 269 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 30,892 Total Trust A sse ts:...................................... 208 Number of Shares O utstanding:............... T otalE q uity Capital and R e se rve s:........ 5,230 Total Liabilities and C a p ita l:.................... 36,122 8,000 DIRECTO RS: R.E, G rego ry, E.R. Miller, M oody W hitehead, Franklin Collier, Dr. S teven Collier, W.P. Daniel, W.P. Daniel Jr., Charles P. Eldridge, John Rolfe Eldridge, R.E. G rego ry Jr., D o rothy Willis Citizens S tate Bank Bald Knob, AR 306 South Elm Street P.O.Box 200 County: White Population: 2,740 72010-0200 Telephone: 724-3241 FAX Number: 724-5985 Branches in Town: 0 Other Branches: 1 Charter Number: 636 Date: Jan. 22,1931 Trust Department: Yes Bank Holding Company Citizens State Bankshares of Bald Knob, Inc ., Bald Knob, AR C H M ./C E O : JU A N IT A LIT ZE LFE LN E R P R E S ID E N T/T .O .: LA R R Y E. KIRCHER SR. V .P ./C A S H .: W ENDELL NIER VICE PRESIDENT: PEGGY REED Cash and balances Due From B a n k s :.. 1,789 Federal Funds and R e p o s :......................... 475 In v e s tm e n ts :......................................... 11,721 T o ta lL o a n s :........................................... 13,746 Bank Premises and Fixed A sse ts:............ 493 O ther Real E s ta te :............................... 79 O th e rA s s e ts :.............................................. 968 Total A s s e ts :......................................... 29,271 D e p o s its :..................................................... 26,395 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 335 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 26,730 Total Equity C apital and R e s e rv e s :........ 2,541 Total Liabilities and C a p ita l:.................... 29,271 T o ta lT ru st A sse ts:................................... Number of Shares O utstanding:............... 1,466 4,000 DIRECTO RS: Juanita Litzelfelner, La rry E. Kircher, Wendell N ier.Bob J. Clark, Dr. Bernard Smith 34 State of A rkansas: Bank D epartm ent The Citizens Bank Batesville, AR Third and College Streets P.O.Box 2156 72503-2156 County: Independence Telephone: 793-4441 Population: 8,263 FAX Number: 793-9190 Branches in Town: 5 Other Branches: 0 Charter Number: 705 Date: Feb. 19,1953 Member of Federal Reserve System Trust Department: Yes Bank Holding Company Citizens Bancshares of Batesville, Inc., Batesville, AR C H M ./C E O : T. G. VINSON PRESIDENT: W O O D Y C A S T LE B E R R Y T R U S T OFFICER: GENE CR AW FO RD Cash and balances Due From B a n k s :.. 6,798 Federal Funds and R e p o s :...................... 2,900 In v e s tm e n ts :......................................... 52,129 Total L o a n s :........................................... 89,428 Bank Premises and Fixed A sse ts:........ 2,582 O ther Real E s ta te :................................... 1,310 O ther A s s e ts :........................................... 2,435 Total A s s e ts :......................................... 157,582 D e p o s its :................................................... 145,388 Federal funds and B orrow ings:....................... 50 O th er Liabilities:................................................ 711 S ubordinated D e b t:............................................. 0 Total Liabilities:......................................... 146,149 Total Trust A sse ts:................................... 6,685 Number of Shares O utstanding:............. T o ta lE q u ity Capital and R e s e rv e s :....... 11,433 Total Liabilities and C a p ita l:.................. 157,582 16,500 DIREC TO RS: T.G. Vinson, M.F. Highsmith, Dr. La ckey M oody, Doyle W. Rogers, Noel K. Sims, Kay Southerland Bank of Bearden Bearden, AR Second and Cedar Streets P.O.Box 135 71720-0135 County: Ouachita Telephone: 687-2233 Population: 1,600 FAX Number: 687-3712 Branches in Town: 0 Other Branches: 0 Charter Number: 688 Date: Jun. 17,1945 Trust Department: No Bank Holding Company None CHM.: JO HN E. A N T H O N Y PR ESID E N T/C E O : RICK GREEN EX. VICE PRESIDENT: KEN RILEY C A S H .: RO SEM ARY BARN ER Cash and balances Due From B a n k s :.. 1,384 Federal Funds and R e p o s :..................... 2,175 In v e s tm e n ts :............................................. 8,355 T o ta lL o a n s :.............................................. 8,129 Bank Premises and Fixed A sse ts:............ 103 O ther Real E s ta te :......................................... 0 O ther A s s e ts :.............................................. 304 Total A s s e ts :......................................... 20,450 D e p o s its :..................................................... 16,698 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 172 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 16,870 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e se rve s:........ 3,580 Total Liabilities and C a p ita l:.................... 20,450 8,300 DIRECTO RS: John E. A nthony, M ary Lynn A nth ony, Steven M. A nthony, O.D. C athey, Rick Green, Kenneth D. Keeton, Eric S tucke y, J.E. W ord 35 S e ve n ty-S ixth Report Citizens Bank Beebe, AR 114 N. Main P.O. Drawer T County: White Population: 4,000 72012-1020 Telephone: 882-6411 FAX Number: 882-6413 Branches in Town: 1 Other Branches: 0 Charter Number: 465 Date: Jun. 21,1917 Trust Department: No Bank Holding Company Citizens Bancshares of Beebe, Beebe, AR C H M ./C E O : E. H. A B IN G TO N , II PRESIDENT: J. DAR REL H A L L SR. V.P.: JAM ES A. LO VELL, JR. FIRST V.P.: M ARG IE JENSEN V .P ./M A R K E T IN G : C .A . JONES Cash and balances Due From B a n k s :.. 2,538 Federal Funds and R e p o s :..................... 2,500 In v e s tm e n ts :......................................... 12,793 T o ta lL o a n s :........................................... 26,384 Bank Premises and Fixed A sse ts:............ 498 O ther Real E s ta te :...................................... 108 O ther A s s e ts :.............................................. 737 Total A s s e ts :......................................... 45,558 D e p o s its :..................................................... 40,642 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 274 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 40,916 Total Trust A sse ts:.......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 4,642 Total Liabilities and C a p ita l:.................... 45,558 1,160 DIRECTORS: E.H. A bington II, Doyle Burns, Millan B urrow , G. Byrne G arrett, H. Leroy G off, J. Darrel Hall, Lee E. Hayes, Margie Jensen, C.A. Jones, James D. Rakes, M ayes S cott First S tate Bank Beebe, AR 1500 W. DeWitt Henry P.O.Box 2000 County: White Population: 4,000 72012-2000 Telephone: 882-6406 FAX Number: 882-6892 Branches in Town: 0 Other Branches: 0 Charter Number: 742 Date: Mar. 23,1981 Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Charter Bancshares, Inc., N. Little Rock, AR C A S H .: M ARILYN CO LE A S S T . C A S H .: L O R E T T A S AN SO M ADM . A S S T : G LO RIA PR U ITT CHM./CEO/PRES./T.o.: G A R LA N D KIRKPATR IC K SR. VICE PRESIDENT: DAVID MILLER Cash andbalances Due From B a n k s :.. 1,988 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :............................................. 7,411 T o ta lL o a n s :........................................... 12,922 Bank Premises and Fixed A sse ts:............ 664 O ther Real E s ta te :...................................... 113 O th e rA s s e ts :........................................... 1,383 T o ta lA s s e ts :......................................... 24,481 D e p o s its :..................................................... 21,236 Federal funds and B orro w in gs:..................... 143 O ther Liabilities:................................................ 981 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 22,360 Total Trust A sse ts:........................................ Number of Shares O utstanding:............. 66 Total Equity C apital and R e s e rv e s :........ 2,121 Total Liabilities and C a p ita l:.................... 24,481 50,000 DIRECTO RS: Dr. Ruth L. Couch, G race Crouch, W alter England, Keith Knight, Gene Holman, Garland K irkpatrick, David Miller, Lyndell Lay 36 State of A rkansas: Bank D epartm ent Benton State Bank Benton, AR 146 W. South Street P.O.Box 9 County: Saline Population: 18,000 72015-0009 Telephone: 778-0431 FAX Number: 778-6447 Branches in Town: 2 Other Branches: 4 Charter Number: 664 Date: Feb. 9,1934 Trust Department: Yes Bank Holding Company Benton State Bankshares, Inc., Benton, AR C H M ./P R E S ID E N T /C E O : LA R R Y W H IT LE Y EX. V .P ./C A S H ./T .O .: RUSSELL C O LE M A N SR. VICE PRESIDENT: H AR R Y M cC O R M IC K SR. VICE PRESIDENT: B A R B A R A W EAVER Cash and balances Due From Banks: 12,687 Federal Funds and R e p o s:...................... 9,100 In v e s tm e n ts :......................................... 60,307 Total L o a n s :........................................... 68,493 Bank Prem ises and Fixed A sse ts:........ 2,453 O ther Real E s ta te :...................................... 325 O th er A s s e ts :........................................... 2,287 T o ta lA s s e ts :......................................... 155,652 D e p o s its :................................................... 137,167 Federal funds and B orrow ings:...................... 909 O th er Liabilities:........................................... 1,386 S ubordinated D e b t:............................................. 0 Total Liabilities:......................................... 139,462 Total Trust A sse ts:................................... 5,885 Number of Shares O utstanding:............ 132,000 Total Equity Capital and R e se rve s:....... 16,190 Total Liabilities and C a p ita l:.................. 155,652 DIREC TO RS: W.R. A lsobrook, Roy Bishop, Calvin Brown, Russell Coleman, Edwin H enry, A.B. Holiman Jr., W.W. Jones, Malcolm Law rence, D.W. May, G ordon Spivey, D.J. Stirman, W.L. Tucker, L a rry W hitley, Virgil Williams The Union Bank of Benton Benton, AR 201 Market Street P.O.Box 687 County: Saline Population: 18,000 72015-0687 Telephone: 778-0411 FAX Number: 778-0411 Branches in Town: 1 Other Branches: 1 Charter Number: 706 Date: Jan. 11,1954 Trust Department: Yes Bank Holding Company Union Bancshares of Benton, Inc., Benton, AR C H M ./C E O : GREG B. BROW N PRESIDENT: B O B GREGORY SR. V .P .-O P E R A TIO N S : D EBR A KEEN SR. V.P.: M ICKEY TAYLO R T R U S T OFFICER: RAY PENNINGTO N Cash and balances Due From B a n k s :.. 4,957 Federal Funds and R e p o s :......................... 400 In v e s tm e n ts :.......................................... 32,273 Total L o a n s :........................................... 36,689 Bank Premises and Fixed A sse ts:........ 1,461 O ther Real E s ta te :......................................... 0 O ther A s s e ts :........................................... 1,080 T o ta lA s s e ts :......................................... 76,860 D e p o s its :..................................................... 69,784 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................ 570 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 70,354 Total Trust A sse ts:................................... Number of Shares O utstanding:............. 1,330 Total Equity C apital and R e se rve s:........ 6,506 Total Liabilities and C a p ita l:.................... 76,860 72.940 DIREC TO RS: G reg Brown, June Brow n, Lilburne Carlisle, Bob G regory, J.D. Harris, Ron Kuerner, I.E. M cC ray Jr., John Young, Debra Keen S e v e n ty -S ix th Report 37 Bank of Bentonville Bentonville, AR 201 N.E. A. Street P.O.Box 1229 County: Benton Population: 10,000 72712-1229 Telephone: 273-3331 FAX Number: 271-1315 Branches in Town: 2 Other Branches: 2 Charter Number: 641 Date: Feb. 25,1931 Trust Department: Yes Bank Holding Company None P R ESID E N T/C E O : BUR TO N E. S T A C Y EX. VICE PRESIDENT: DAVID A. S H O R T EX. VICE PRESIDENT: JO HN W. FRYER SR. VICE PRESIDENT: W ARREN FIELDS SR. VICE PRESIDENT: JIM C A R G ILL T R U S T OFFICER: B O B O ’N E A L Cash and balances Due From Banks: 11,929 Federal Funds and R e p o s :..................... 9,600 In v e s tm e n ts :.......................................... 86,086 T o ta lL o a n s :........................................... 136,635 Bank Premises and Fixed A sse ts:........ 2,621 O ther Real E s ta te :................................... 1,326 O ther A s s e ts :........................................... 4,086 T o ta lA s s e ts :.......................................... 252,283 D e p o s its :................................................... 225,378 Federal funds and B orro w in gs:..................... 775 O th er Liabilities:........................................... 1,824 Subordinated D e b t:............................................. 0 Total Liabilities:......................................... 227,977 Total Trust A sse ts:............................... 105,999 Number of Shares O utstanding:............ 178,000 Total Equity C apital and R e s e rv e s :....... 24,306 Total Liabilities and C a p ita l:.................. 252,283 DIRECTO RS: E dw ard F. Adair, James Arkins, G eorge Billingsley, Max Burger, Bob Dobbs, Kirk Dupps, Ms. Lael Finch, John W. Fryer, David Glass, Roger McMennamy, John Shores, B urton S tacy Bank of Blevins Blevins, AR Main Street P.O.Box 158 County: Hempstead Population: 314 71825-0158 Telephone: 874-2541 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 385 Date: Aug. 12,1912 Trust Department: No Bank Holding Company First Nat’l Bancshares of Hempstead Cty, Inc., Hope, AR CHM.: T H O M A S E. HAYS, JR. PR ESID E N T/C E O : MIKE STEPHENS SR. VICE PRESIDENT: NELL STEPHENS ADM IN. A S S T .: PEGGY B U TLER Cash and balances Due From B a n k s :__ 394 Federal Funds and R e p o s :........................... 50 In v e s tm e n ts :............................................. 6,440 T o ta lL o a n s :.............................................. 4,956 Bank Premises and F ixed A sse ts:............ 299 O ther Real E s ta te :........................................ 27 O ther A s s e ts :.............................................. 204 T o ta lA s s e ts :......................................... 12,370 D e p o s its :..................................................... 11,223 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:.................................................. 97 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 11,320 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity C apital and R e s e rv e s :........ 1,050 Total Liabilities and C a p ita l:.................... 12,370 8,050 DIRECTO RS: Thom as E. Hays Jr., Charles Sharpe Jr., Harold Stephens, Mike Stephens, Neil Stephens 38 S tate of A rkansas: Bank Departm ent Farmers Bank & Trust Company Blytheville, AR 400 W. Main P. O. Box 688 County: Mississippi Population: 23,844 72315-0688 Telephone: 763-8101 FAX Number: 763-1688 Branches in Town: 2 Other Branches: 1 Charter Number: 253 Date: Mar. 16,1908 Member of Federal Reserve System Trust Department: Yes Bank Holding Company Farmers Bancorp. Inc., Blytheville, AR C H M ./C E O : JA M E S L. MAGEE PRESIDENT: ALVIN H U FFM AN , III EX. V .P ./C A S H .: STEVE BELL VICE PRESIDENT: JOE C H U R C H ILL VICE PRESIDENT: MIKE HU FFM AN T R U S T O FFICER: D O N A HO LM ES Cash and balances Due From Banks: 11,879 Federal Funds and R e p o s :...................... 2,800 In v e s tm e n ts :......................................... 48,786 Total L o a n s :........................................... 49,306 Bank Premises and Fixed A sse ts:........ 1,364 O th er Real E s ta te :................................... 3,508 O ther A s s e ts :........................................... 1,932 Total A s s e ts :......................................... 119,575 D e p o s its :................................................... 104,095 Federal funds and B orrow ings:................. 5,053 O ther Liabilities:........................................... 1,114 Subordinated D e b t:............................................. 0 Total Liabilities:......................................... 110,262 Total Trust A ssets:................................... 6,588 Number of Shares O utstanding:............. T otalE q uity Capital and R e se rve s:........ 9,313 Total Liabilities and C a p ita l:.................. 119,575 40,000 DIRECTO RS: James L. Magee, Dale Briggs, Glen Cook, Alvin Huffm an III, Paul C. Hughes, Dr. H e rbe rt Jones, G aylon M. Law rence Jr., R.A. P orter, Harold Sudbury Citizens Bank of Booneville Booneville, AR 80 W. Main P.O.Box 238 County: Logan Population: 3,718 72927-0238 Telephone: 675-2747 FAX Number: 675-5050 Branches in Town:0 Other Branches: 2 Charter Number: 397 Date: Apr. 18,1910 Trust Department: Yes Bank Holding Company First Western Bancshares, Inc., Booneville, AR C H M ./P R E S ./C E O : JE R A L L. H A M P T O N EX. VICE PRESIDENT: JOE EARP EX. VICE PRESIDENT: JO HN H A M P T O N Cash and balances Due From B a n k s :.. 2,946 Federal Funds and R e p o s :..................... 1,500 In v e s tm e n ts :......................................... 27,981 Total L o a n s :........................................... 37,954 Bank Premises and Fixed A sse ts:............ 474 O th e rR e a lE s ta te :...................................... 144 O ther A s s e ts :........................................... 1,680 T o ta lA s s e ts :......................................... 72,679 D e p o s its :..................................................... 66,430 Federal funds and B orrow ings:................ 19 O th er Liabilities:................................................ 519 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 66,968 Total Trust A ssets:......................................... Number of Shares O utstanding:............ 100,000 0 Total Equity Capital and R e s e rv e s :........ 5,711 Total Liabilities and C a p ita l:.................... 72,679 DIREC TO RS: Jeral L. Hampton, A.B. Littlefield, John T. Hampton, Billy Dale Leslie, C. Richard Lippard, W.C. Littlefield, R obert E. Remy 39 S e v e n ty -S ix th Report The Bank of Bradley Bradley, AR Main Street P.O.Box 120 County: Lafayette Population: 790 71826-0120 Telephone: 894-3322 FAX Number: 894-3324 Branches in Town: 0 Other Branches: 0 Charter Number: 653 Date: Apr. 10,1933 Trust Department: No Bank Holding Company The Bradley Corporation, Bradley, AR C H M ./P R E S ID E N T /C E O : LA N E PIERCE EX. V.P.: BILLIE D. PIERCE Cash and balances Due From Banks: — 488 Federal Funds and R e p o s :.................... 805 In v e s tm e n ts :.......................................... 3,712 Total L o a n s :.............................................. 4,737 Bank Premises and Fixed A sse ts:............ 313 O ther Real E s ta te :.................................. 171 O ther A s s e ts :.......................................... 222 Total A s s e ts :......................................... 10,448 D e p o s its :...................................................... 9,611 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................. 61 Subordinated D e b t:............................................ 0 Total Liabilities:............................................ 9,672 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e s e rv e s :............. 776 Total Liabilities and C a p ita l:.................... 10,448 10,000 DIRECTO RS: Lane Pierce, G erald C rabtree, Randy G riffing Bank of Brinkley Brinkley, AR 130 S. New Orleans P.O.Box 727 County: Monroe Population: 4,909 72021-0727 Telephone: 734-3133 FAX Number: 734-3001 Branches in Town: 0 Other Branches: 0 Charter Number: 110 Date: Jan. 17,1903 Trust Department: No Bank Holding Company Brinkley Bancshares, Inc., Brinkley, AR C H M ./C E O : A. H. RUSHER PRESIDENT: GUS RUSHER EX.V.P.: H A R O L D H A R D W IC K VICE PRESIDENT: TERRY SING LETERRY A S S T . VICE PRESIDENT: TO D D W ILSON C A S H .: MILDRED D IC KSO N Cash and balances Due From B a n k s :.. 2,103 Federal Funds and R e p o s :...................... 1,800 In v e s tm e n ts :.......................................... 35,140 Total L o a n s :........................................... 19,894 Bank Premises and Fixed A sse ts:............ 641 O ther Real E s ta te :...................................... 428 O ther A s s e ts :........................................... 1,232 T o ta lA s s e ts :......................................... 61,238 D e p o s its :..................................................... 53,601 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 525 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 54,126 Total Equity Capital and R e s e rv e s :........ 7,112 Total Liabilities and C a p ita l:.................... 61,238 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 24,000 DIRECTO RS: A.H. Rusher, Gus Rusher, Harold Hardwick, James H. C arroll Jr., Steve Fowler, John E. Deen Jr. 40 S tate of A rkansas: Bank D epartm ent FirstBank of Arkansas Brinkley, AR 207 S.Main Street P.O.Box 787 County: Monroe Population: 4.909 72021-0787 Telephone: 734-1300 FAX Number: 734-1305 Branches in Town: 0 Other Branches: 0 Charter Number: 747 Date: Jan. 25,1989 Trust Department: No Bank Holding Company None CHM.: JA M E S P. "J A K E ” FARRELL PRESIDENT: EDDIE MELSON V.P.: JA M E S D. SISK V.P.: STEVE LAW REN CE C A S H .: CHRIS R A IN B O LT A S S T . C A S H .: JUDY BROW N Cash and balances Due From Banks: — 528 Federal Funds and R e p o s :......................... 100 In v e s tm e n ts :............................................. 7,183 Total L o a n s :........................................... 12,998 Bank Prem ises and Fixed A sse ts:........ 1,007 O th er Real E s ta te :...................................... 182 O th er A s s e ts :.............................................. 423 Total A s s e ts :......................................... 22,421 D e p o s its :..................................................... 18,678 Federal funds and B orrow ings:................. 1,650 O th er Liabilities:................................................ 160 S ubordinated D e b t:............................................. 0 Total Liabilities:........................................... 20,488 Total Trust A ssets:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ 1,933 Total Liabilities and C a p ita l:.................... 22,421 66,500 DIRECTO RS: John F. Farrell, James P. Farrell, Eddie Melson, D ew ey Snowden, B obby Robinson Bank of C abot Cabot, AR One City Plaza P.O.Box 1028 County: Lonoke Population: 8,286 72023-1028 Telephone: 843-3575 FAX Number: 843-2964 Branches in Town: 2 Other Branches: 1 Charter Number: 120 Date: Mar. 23,1903 Trust Department: Yes Bank Holding Company Cabot Bankshares, Inc., Cabot, AR CHM.: H O W E LL M. T H O M P S O N PR E S ID E N T/C E O : JAM ES M. PARK V .P ./ C A S H .: JOE W. PARK V .P .-L O A N S : W ILLIA M E. W ILLIA M S V .P.-M TG . LO A N S : FRED C A M P B E L L C O N T R O LLE R : DORIS W ALKER A U D IT O R : O LETA KINDER T.O .: JA N M cG O U G H Cash and balances Due From B a n k s :.. 4,296 Federal Funds and R e p o s:...................... 3,350 In v e s tm e n ts :......................................... 25,238 Total L o a n s :........................................... 54,146 Bank Premises and Fixed A sse ts:........ 1,777 O ther Real E s ta te :...................................... 333 O ther A s s e ts :........................................... 1,588 Total A s s e ts :......................................... 90,728 D e p o s its :..................................................... 81,429 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................ 819 Subordinated D e b t:........................... 0 Total Liabilities:........................................... 82,248 Total Trust A sse ts:...................................... 502 Number of Shares O utstanding:............. Total Equity C apital and R e se rve s:........ 8,480 Total Liabilities and C a p ita l:.................... 90,728 25,000 DIRECTO RS: Howell M. Thom pson, Dearl Dixon, Je rry Jones, Jack M. Lowman, M ark Magie, James M. Park, Joe W. Park, G erald H. Shock, S teve Tipton, William G. Thom pson, William E. Williams, L a rry W ood 41 S e v e n ty -S ix th Report C araw ay Bank Caraway, AR Kentucky Street P.O.Box 39 County: Craighead Population: 1,165 72419-0039 Telephone: 482-3329 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 717 Date: Oct. 29,1962 Trust Department: No Bank Holding Company Caraway Bancshares, Inc., Caraway, AR CEO: J.R . DAVID, JR. PRESIDENT: D E B O R A H TAYLO R EX. V.P.: GUNDEL M AR TIN SR. V.P.: JE A N G O O D M A N Cash and balances Due From Banks: — 490 Federal Funds and R e p o s :...................... 1,200 In v e s tm e n ts :............................................. 2,962 Total L o a n s :.............................................. 5,008 Bank Premises and Fixed A sse ts:............. 90 O th er Real E s ta te :.......................................... 0 O ther A s s e ts :.............................................. 256 Total A s s e ts :.......................................... 10,006 D e p o s its :...................................................... 9,044 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:.................................................. 75 Subordinated D e b t:............................................ 0 Total Liabilities:............................................. 9,119 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity C apital and R e se rve s:............. 887 Total Liabilities and C a p ita l:.................... 10,006 10,080 DIRECTO RS: J.R. David, Gundel Martin, Lee David, Ewart S ca rff, Deborah Taylor Citizens Bank & Trust Carlisle, AR 118 N. Court P.O.Box 69 County: Lonoke Population: 2,567 72024-0069 Telephone: 552-7571 FAX Number: 552-3636 Branches in Town: 0 Other Branches: 1 Charter Number: 628 Date: Dec. 22,1930 Trust Department: Yes Bank Holding Company Carlisle Bancshares, Inc., Little Rock, AR CHM.: M. S. W O O D R U FF P R ESID E N T/C E O : D A N IE L C. H O RTO N EX. V.P.: BILL J. SHOUP SR. V .P ./T .O .: M. G AIN ES YOUNG , JR. VICE PRESIDENT: VICKI JENNINGS C A S H .: J A N E T PASLEY Cash and balances Due From B a n k s :.. 1,479 Federal Funds and R e p o s :......................... 950 In v e s tm e n ts :.......................................... 16,214 Total L o a n s :........................................... 33,034 Bank Premises and Fixed A sse ts:............ 198 O th e rR e a lE s ta te :...................................... 107 O th e rA s s e ts :........................................... 1,162 T o ta lA s s e ts :......................................... 53,144 D e p o s its :..................................................... 45,613 Federal funds and B orro w in gs:................. 1,287 O th er Liabilities:................................................ 603 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 47,503 T o ta lE q u ity C apital and R e s e rv e s :........ 5,641 Total Liabilities and C a p ita l:.................... 53,144 Total Trust A sse ts:................................... 7,284 Number of Shares O utstanding:............. 39,000 DIRECTO RS: M.S. W oodruff, Daniel C. H orton, Bill J. Shoup, M. Gaines Young, Jr., Charles Owen, Charles Hunt, Randall Snider, G arland Cazer, J.F. G artm an State of A rkansas: Bank D epartm ent 42 Bank of Cave C ity Cave C ity, AR Main Street P.O.Box 490 County: Sharp Population: 1,634 72521-0490 Telephone: 283-5301 FAX Number: 283-6466 Branches in Town: 0 Other Branches: 0 Charter Number: 209 Date: Jul. 2,1906 Trust Department: Yes Bank Holding Company Sharp Bancshares, Inc., Cave City, AR C H M ./P R E S ./C E O /T .O .: EUGENE S T R E E T EX. V.P.: JAM ES M. STR EET Cash and balances Due From Banks: — 669 Federal Funds and R e p o s :...................... 1,200 In v e s tm e n ts :............................................. 7,038 Total L o a n s :........................................... 16,898 Bank Premises and Fixed A sse ts:............ 232 O th er Real E s ta te :...................................... 273 O th e rA s s e ts :.............................................. 417 T o ta lA s s e ts :......................................... 26,727 D e p o s its :..................................................... 24,054 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 286 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 24,340 Total T rust A sse ts:........................................ Number of Shares O utstanding:............... 76 Total Equity C apital and R e se rve s:........ 2,387 Total Liabilities and Capital: — ............. 26,727 4,000 DIREC TO RS: Eugene Street, James M. S treet, James E. S treet, C lifton Crabtree, Sam Beller Am erican S tate Bank Charleston, AR Main and Logan Streets P.O.Box 128 County: Franklin Population: 1,989 72933-0128 Telephone: 965-2201 FAX Number: None Branches in Town: 0 Other Branches: 1 Charter Number: 314 Date: Jun. 29,1910 Trust Department: Yes Bank Holding Company American Bancshares of Arkansas, Inc., Charleston, AR C H M ./C E O : JO E S . H IA T T P R E S ./C A S H ./T .O .: M IC H A E L F. FLYNN V .P ./S E C ./T R E A S .: J. SHER M AN H IA T T V.P.: M ARG IE H IA T T V.P.: C H A R LE S J. BROW N Cash and balances Due From B a n k s :.. 1,139 Federal Funds and R e p o s :......................... 750 In v e s tm e n ts :......................................... 18,316 Total L o a n s :........................................... 16,097 Bank Premises and Fixed A sse ts:............ 494 O ther Real E s ta te :........................................ 96 O th e rA s s e ts :........................................... 2,124 T o ta lA s s e ts :......................................... 39,016 D e p o s its :..................................................... 32,328 Federal funds and B orrow ings:................. 1,406 O ther Liabilities:.......................................... 261 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 33,995 Total Trust A sse ts:...................................... 565 Number of Shares O utstanding:............. Total Equity Capital and R e se rve s:........ 5,021 Total Liabilities and C a p ita l:.................... 39,016 12,000 DIRECTO RS: T roy W. Clark, Michael F. Flynn, Joe S. Hiatt, W.J. M edlock, John A. McDonald, Joe O. Larkin, J. Sherman Hiatt, Harold W. Jones 43 S e v e n ty -S ix th Report The M erchants & Planters Bank Clarendon, AR 297 Madison P.O.Box 280 County: Monroe Population: 2,500 72029-0280 Telephone: 747-3319 FAX Number: 747-3498 Branches in Town: 0 Other Branches: 0 Charter Number: 21 Date: Jul. 23,1890 Trust Department: No Bank Holding Company Clarendon Holding Co., Clarendon, AR CHM.: JA M E S B . SHAR P PR ESID E N T/C E O : J. PERRY LEE Cash and balances Due From Banks: — 491 Federal Funds and R e p o s :......................... 640 In v e s tm e n ts :......................................... 16,837 Total L o a n s :.............................................. 3,993 Bank Premises and Fixed A sse ts:............ 290 O ther Real E s ta te :......................................... 4 O ther A s s e ts :.............................................. 218 Total A s s e ts :......................................... 22,473 D e p o s its :..................................................... 20,544 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 241 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 20,785 T o ta lE q u ity Capital and R e s e rv e s :........ 1,688 Total Liabilities and C a p ita l:.................... 22,473 Total Trust A ssets:......................................... Number of Shares O utstanding:............... 0 6,000 DIRECTO RS: James B. Sharp, J. P erry Lee, Rheta G riffith, Donald A. Davis, B. J. Hopson A rkansas State Bank Clarksville, AR Cravens & Sevier P.O. Box 100 County: Johnson Population: 5,237 72830-0100 Telephone: 754-6325 FAX Number: 754-7398 Branches in Town: 1 Other Branches: 2 Charter Number: 722 Date: Mar. 8,1967 Trust Department: No Bank Holding Company W est-Ark Bancshares, Inc., Clarksville, AR C H M ./P R E S ./C E O : C .W . KELLY EX.V.P.: BILL LAN D R U M SR. V .P ./C O N T .: C A M E R O N D. M cKEEL V.P.: DEN TO N TU M BLESO N V .P ./C A S H .: B E T T Y C A L L A H A N Cash and balances Due From B a n k s :.. 1,994 Federal Funds and R e p o s :..................... 2,000 In v e s tm e n ts :......................................... 29,548 Total L o a n s :........................................... 27,228 Bank Premises and F ixed A sse ts:............ 693 O ther Real E s ta te :........................................ 24 O ther A s s e ts :.............................................. 987 Total A s s e ts :......................................... 62,474 D e p o s its :..................................................... 56,609 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 790 Subordinated D e b t:............................................. o Total Liabilities:........................................... 57,399 Total Equity Capital and R e s e rv e s :........ 5,075 Total Liabilities and C a p ita l:.................... 62,474 Total Trust A ssets:.......................................... Number of Shares O utstanding:............. 0 12,000 DIRECTO RS: Sidney L. Brain, Jim W. D ickerson, Randolph Ford, C.W. Kelly, R. Keith Lewis, David S. Purtle, Ned R. Purtle, Guy P. Shrigley, Harold W hitson, Dannie Wilkins S tate of A rkansas: Bank D epartm ent 44 Farmers Bank and Trust Company Clarksville, AR 214 Main Street P.O.Box 288 County: Johnson Population: 5,237 72830-0288 Telephone: 754-2020 FAX Number: 754-3492 Branches in Town: 1 Other Branches: 1 Charter Number: 737 Date: Jul.6,1978 Trust Department: Yes Bank Holding Company Farmers Investment Corporation, Uttle Rock, AR CHM.: JA M E S C. E A S T CEO: JO E A . W O O D S O N PRESIDENT: ERN EST LEE W H ITE SR .V.P.: R O N A L D R. C O LLIN S V.P.: M ARY LOU W ARREN V.P.: H A R O L D JO H N SO N V .P ./C A S H .: NINA M ASO N T.O .: CINDY HERRON Cash and balances Due From B a n k s :.. 2,942 Federal Funds and R e p o s :......................... 700 In v e s tm e n ts :.......................................... 25,048 Total L o a n s :........................................... 34,548 Bank Premises and Fixed A sse ts:............ 646 O th er Real E s ta te :................................... 1,534 O ther A s s e ts :........................................... 1,330 Total A s s e ts :......................................... 66,748 D e p o s its :..................................................... 60,741 Federal funds and B orrow ings:....................... 10 O th er Liabilities:................................................ 882 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 61,633 Total T rust A sse ts:...................................... Number of Shares O utstanding:............... 423 Total Equity Capital and R e se rve s:........ 5,115 Total Liabilities and C a p ita l:.................... 66,748 5,495 DIRECTO RS: James C. East, J.E. Lewis, Robert C. Magee, S teven Morgan, Dayne Phillips, Bill P orter, Ted Riley, J.T. White, Ernest Lee White, Joe A. W oodson Clinton S tate Bank Clinton, AR 202 S. Court P.O.Box 57 County: Van Buren Population: 2,000 72031-0057 Telephone: 745-2441 FAX Number: 745-2441 Branches in Town: 1 Other Branches: 3 Charter Number: 695 Date: Oct. 16,1946 Trust Department: Yes Bank Holding Company Clinton Bancshares, Inc., Uttle Rock, AR C H M ./C E O : C H A R LE S W. SHAR P PRESIDENT: DYKE JO H N SO N EX. V.P.: T H O M A S J. M cK N IG H T T.O .: R O BER T E. BARN UM Cash and balances Due From B a n k s :.. 3,101 Federal Funds and R e p o s :......................... 400 In v e s tm e n ts :..................................... 29,235 Total L o a n s :........................................... 30,909 Bank Premises and F ixed A sse ts:............ 609 O th e rR e a lE s ta te :...................................... 375 O th er A s s e ts :.............................................. 879 Total A s s e ts :......................................... 65,508 D e p o s its :..................................................... 59,592 Federal funds and B orrow ings:...................... 525 O th er Liabilities:................................................ 441 S ubordinated D e b t:............................................. 0 Total Liabilities:........................................... 60,558 Total Trust A sse ts:................................ Number of Shares O utstanding:............... 34,002 Total Equity C apital and R e s e rv e s :........ 4,950 Total Liabilities and C a p ita l:.................... 65,508 4,000 DIRECTO RS: John L. Johnson, Charles W. Sharp, D yke Johnson, Thom as J. McKnight, Joe E. Lee, Jay W. Jackson, Paul L. Bone, Roy L. Lefler Jr. 45 S e ve n ty-S ixth Report First S tate Bank and Trust Company Conway, AR Harkrider Place P.O.Box 729 County: Faulkner Population: 23,073 72032-0729 Telephone: 329-5656 FAX Number: 329-7349 Branches in Town: 2 Other Branches:4 Charter Number: 693 Date: Feb. 8,1946 Trust Department: Yes Bank Holding Company Worthen Banking Corporation, Little Rock, AR C H M ./C E O : M AR LIN D. JA C K S O N PRESIDENT: BILL J. D AU G H ER TY EX.V.P.: JO HN S T A N T O N SR. V .P ./T .O .: R IC H A R D C L A R K C O N T R O LLE R : J A N E T T E Z A C H A R Y C A S H :G LE N ROSS Cash and balances Due From Banks: 10,895 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 41,306 Total L o a n s :........................................... 110,690 Bank Premises and Fixed A sse ts:........ 5,675 O ther Real E s ta te :...................................... 252 O ther A s s e ts :........................................... 2,962 T o ta lA s s e ts :......................................... 171,780 D e p o s its :................................................... 155,176 Federal funds and B orro w in gs:..................... 800 O ther Liabilities:........................................... 1,796 Subordinated D e b t:............................................. 0 Total Liabilities:......................................... 157,772 Total Trust A sse ts:............................... Number of Shares O utstanding:........... 25,023 Total Equity Capital and R e s e rv e s :....... 14,008 Total Liabilities and C a p ita l:.................. 171,780 100,000 DIRECTORS: Alphonse Hiegel, B.J. D augherty, James H. Brew er, William C. Adkisson, John Humphreys, Wanda Fulmer, Donna Hambuchen, Marlin D. Jackson, M.M. S atterfield Sr., Stanley Russ, Earl Rogers, Frank E. Robins III, Charles Morgan, J.W. M cC racken Corning Bank Corning, AR 501 W. Second P.O.Box 439 County: Clay Population: 3,650 72422-0439 Telephone: 857-3592 FAX Number: 857-3309 Branches in Town: 1 Other Branches: 1 Charter Number: 745 Date: Jun. 15,1984 Trust Department: No Bank Holding Company First Paragould Bankshares, Inc., Paragould, AR CHM.: LAR R Y BREW ER V .C H M : KELLY W R IG H T P R ESID E N T/C E O : DO NIS SIMPSON SR. V.P.: JIM VINSO N VICE PRESIDENT: BO B LO C K W O O D V .P ./O P E R A T IO N S : LOUISE C O LE M A N C O N T R O LLE R : LILA S H O C K LE Y A U D ./C O M P L IA N C E OFF.: VEDA ESMON Cash and balances Due From B a n k s :.. 1,517 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :.......................................... 17,571 Total L o a n s :........................................... 29,511 B a n k P re m is e s a n d F ix e d A s s e ts :............ 632 O ther Real E s ta te :........................................ 49 O ther A s s e ts :........................................... 1,393 T o ta lA s s e ts :......................................... 50,673 D e p o s its :..................................................... 41,793 Federal funds and B orro w in gs:................ 3,600 O ther Liabilities:................................................ 872 Subordinated D e b t:............................................. o Total Liabilities:........................................... 46,265 T o ta lE q u ity C apital and R e s e rv e s :........ 4,408 Total Liabilities and C a p ita l:.................... 50,673 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 10,000 DIRECTO RS: L a rry B rew er, William Brew er, J.C. Cothren, Dr. G eorge A. Haynes, Roy McSpadden, J.T. M eriw ether, Frank J. Schreit Jr., Charles E. Williamson, Kelly G. W right, Donis D. Simpson State Arkansas: Bank Departm ent 46 First State Bank C rossett, AR 123 Main P.O.Box 638 County: Ashley Population: 6,700 71635-0638 Telephone: 364-5131 FAX Number: None Branches in Town: 0 Other Branches: 1 Charter Number: 718 Date: May 13,1963 Trust Department: No Bank Holding Company Evergreen Bancshares, Inc., Crossett, AR CHM.: R IC H A R D E. GRIFFIN P R E S./C EO : JIMMY V. FINCHER Cash and balances Due From B a n k s :.. 2,348 Federal Funds and R e p o s :......................... 105 In v e s tm e n ts :............................................. 2,306 Total L o a n s :........................................... 11,992 Bank Premises and Fixed A sse ts:............ 401 O ther Real E s ta te :........................................ 60 O th e rA s s e ts :.............................................. 412 T o ta lA s s e ts :......................................... 17,624 D e p o s its :..................................................... 15,890 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 123 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 16,013 Total Trust A sse ts:......................................... Number of Shares O utstanding:............ 100,000 0 Total Equity Capital and R e s e rv e s :........ 1,611 Total Liabilities and C a p ita l:.................... 17,624 DIRECTO RS: Donald R. Rodgers, Richard E. G riffin, C.E. Ripley, James S. Nolley Danville State Bank Danville, AR 901 Main P.O.Box 609 County: Yell Population: 1,698 72833-0609 Telephone: 495-2236 FAX Number: 495-7765 Branches in Town: 0 Other Branches: 0 Charter Number: 615 Date: Oct. 3,1930 Trust Department: No Bank Holding Company Chambers Bancshares, Inc., Danville, AR C H M ./P R E S ./C E O : JO HN C H A M B E R S SR.V.P.: EDW ARD TAYLO R V.P.: B O B B Y REDFERN V.P.: JERRY L. SMITH V.P.: W AN D A BULL V .P ./C A S H .: O D EAN PARKER Cash and balances Due From B a n k s :.. 3,046 Federal Funds and R e p o s :......................... 800 In v e s tm e n ts :......................................... 34,507 Total L o a n s :........................................... 44,850 Bank Premises a n d F ixe d A sse ts:............ 219 O th er Real E s ta te :...................................... 370 O th e rA s s e ts :........................................... 1,828 T o ta lA s s e ts :......................................... 85,620 D e p o s its :..................................................... 75,309 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 605 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 75,914 Total Equity Capital and R e s e rv e s :........ 9,706 Total Liabilities and C a p ita l:.................... 85,620 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 10,000 DIRECTO RS: John Cham bers III, Edw ard J. Taylor, Chalres L. Sloan, Fay Mathis, L loyd R. George, Mike Cornw ell 47 S e v e n ty -S ix th Report A rkansas Valley Bank Dardanelle, AR 101 South Front Street P.O.Box 330 County: Yell Population: 3,621 72834-0330 Telephone: 229-2151 FAX Number: 229-4598 Branches in Town: 1 Other Branches: 0 Charter Number: 714 Date: Aug. 29,1961 Trust Department: No Bank Holding Company Bankstock Two, Inc., Ozark, AR CHM.: C A R L G. H O LT CEO: G E O R G E G .G L E A S O N .il PRESIDENT: LA R R Y M. DICKS SR. V.P.: SO NYA LEE V.P.: JUDY E LL IO T T Cash and balances Due From B a n k s :.. 1,123 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :............................................. 8,732 T o ta lL o a n s :........................................... 19,811 Bank Premises and Fixed A sse ts:............ 449 O th e rR e a lE s ta te :................................... 1,311 O ther A s s e ts :.............................................. 866 Total A s s e ts :......................................... 32,292 D e p o s its :..................................................... 28,607 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................ 249 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 28,856 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ 3,436 Total Liabilities and C a p ita l:.................... 32,292 78,329 DIRECTORS: Carl G. Holt, G eorge G. G leason II, Linda D. Gleason, L a rry M. Dicks, Dr. G ilroy S. Cornwell, M ark D. Ross, R osem ary D. Holt, Dr. Gene D. Ring, Rennae Sims, William S. T h o rn sb e rry Bank of Dardanelle Dardanelle, AR 102 N. Front Street P.O.Box 577 County: Yell Population: 3,621 72834-0577 Telephone: 229-3311 FAX Number: 229-4180 Branches in Town: 1 Other Branches: 0 Charter Number: 668 Date: Sep. 12,1934 Trust Department: No Bank Holding Company Bank of Dardanelle Bankshares, Inc., Dardanelle, AR C H M ./P R E S ./C E O : H .M .O R S B U R N VICE PRESIDENT: R O N A L D L. TAYLO R VICE PRESIDENT: V.E. LA M B E R T C A S H .: JA N E LLE PARKER Cash and balances Due From B a n k s :.. 1,239 Federal Funds and R e p o s :..................... 3,495 In v e s tm e n ts :......................................... 30,821 T o ta lL o a n s :........................................... 23,078 Bank Premises an d F ixe d A sse ts:............ 584 O th e rR e a lE s ta te :........................................ 42 O ther A s s e ts :.............................................. 861 T o ta lA s s e ts :......................................... 60,120 D e p o s its :..................................................... 52,991 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 526 Subordinated D e b t:............................................. o Total Liabilities:........................................... 53,517 Total Equity C apital and R e s e rv e s :........ 6,603 Total Liabilities and C a p ita l:.................... 60,120 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 8,000 DIRECTORS: Evelyn Jones, Fanny B. George, L.R. Berryhill, Jimmy Wallis, Noel VanDover, H.M. Orsburn 48 S tate of A rkansas: Bank D epartm ent D ecatur State Bank Decatur, AR Hwy. 59 N. P.O.Box 38 County: Benton Population: 1,013 72722-0038 Telephone: 752-3281 FAX Number: None Branches in Town: 0 Other Branches: 1 Charter Number: 707 Date: May 27,1954 Trust Department: No Bank Holding Company None CHM.: LLO Y D E. PETERSO N P R E S ID E N T/C E O : VERNON L. A U S T IN VICE PRESIDENT: BILL M O NTG O M ERY V .P ./C A S H .: W AN D A R. TORM EY V.P.: PAUL G A LY E A N A S S T . V.P.: BREN DA SPRINKLES Cash and balances Due From B a n k s :.. 2,395 Federal Funds and R e p o s :......................... 800 In v e s tm e n ts :............................................. 3,327 T o ta lL o a n s :........................................... 31,905 Bank Premises and Fixed A sse ts:............ 334 O ther Real E s ta te :........................................ 36 O ther A s s e ts :.......... 466 T o ta lA s s e ts :......................................... 39,263 D e p o s its :..................................................... 33,214 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 294 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 33,508 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 5,755 Total Liabilities and C a p ita l:.................... 39,263 7,000 DIRECTO RS: L lo yd E. Peterson, D o rothy M. Peterson, Tom M. Edmiston, Dr. E.N. McCollum, Richard E. W ilmoth, L a rry D. Curran, L. V ictor Evans, Paul Galyean, Vernon Austin Bank of Delight Delight, AR Second & Antioch P.O. Box 68 County: Pike Population: 468 71940-0068 Telephone: 379-2293 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 342 Date: Jun. 16,1911 Trust Department: No Bank Holding Company None CHM.: C LA R E N C E A N T H O N Y PR ES ID E N T/C E O : OLEN HENDRIX EX.V.P .: DAR W IN HENDRIX SR. V.P.: GUS W INGFIELD V .P ./C A S H .: JA N M ITC HELL S E C ./T R E A S .: BUFORD HENDRIX Cash and balances Due From B a n k s :.... 722 Federal Funds and R e p o s :......................... 850 In v e s tm e n ts :......................................... 14,640 T o ta lL o a n s :.............................................. 9,695 Bank Premises and Fixed A sse ts:............ 164 O th e rR e a lE s ta te :........................................ 28 O ther A s s e ts :.............................................. 492 T o ta lA s s e ts :......................................... 26,591 D e p o s its :..................................................... 22,977 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 272 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 23,249 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ 3,342 Total Liabilities and C a p ita l:.................... 26,591 18,750 DIRECTO RS: Olen Hendrix, C larence A nthony, B uford Hendrix, Gus W ingfield, Cecil E. Johnson III, Darwin H endrix, L a rry May 49 S e v e n ty -S ix th Report First S tate Bank of DeQueen DeQueen, AR Third & Heynecker P.O. Box 970 County: Sevier Population: 4,594 71832-0970 Telephone: 642-4423 FAX Number: None Branches in Town: 1 Other Branches: 0 Charter Number: 731 Date: Aug. 26,1974 Trust Department: No Bank Holding Company None CHM.: MRS. LOU GRAY P R E SID E N T/C E O : A R T M E L S O N EX. V.P.: LYNN C H A N E Y C A S H .: JE A N T O L L E T T Cash and balances Due From Banks: — 731 Federal Funds and R e p o s :..................... 2,100 In v e s tm e n ts :............................................. 8,209 Total L o a n s :........................................... 13,486 Bank Premises and Fixed A sse ts:............ 328 O th e rR e a lE s ta te :...................................... 105 O th e rA s s e ts :............................................... 431 Total A s s e ts :.......................................... 25,390 D e p o s its :..................................................... 22,832 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 189 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 23,021 Total Trust A sse ts:......................................... 0 Total Equity C apital and R e s e rv e s :........ 2,369 Total Liabilities and C a p ita l:.................... 25,390 Number of Shares O utstanding:............. 76,000 DIRECTO RS: G ary Bell, A rt Melson, Don Stemple, Tim Brotherton, Ron Moore, Mrs. Lou Gray, Dr. Edward Revels, R.S. Harris, Dennis Smiley D e rm ott S tate Bank Derm ott, AR 108 Speedway East P.O.Box C County: Chicot Population: 4,700 71638-2317 Telephone: 538-3266 FAX Number: 538-5468 Branches in Town: 0 Other Branches: 0 Charter Number: 672 Date: Jul. 8,1935 Trust Department: Yes Bank Holding Company DSB Bancshares.lnc., Dermott, AR CHM.: JO HN M. B A X T E R V. CHM.: JA M E S S U IT T P R E S ./C E O /T .O .: GREG MILLER V.P.: DENNIS LEE V.P.: M A R G A R E T MURPHY C O M P T R O LLE R : C A T H Y LAY C A S H .: SA N D Y BR ASH ER Cash and balances Due From B a n k s :__ 917 Federal Funds and R e p o s :......................... 395 In v e s tm e n ts :......................................... 12,771 Total L o a n s :.............................................. 2,507 Bank Premises and Fixed A sse ts:............ 229 O th e rR e a lE s ta te :........................................ 16 O th e rA s s e ts :.............................................. 301 T o ta lA s s e ts :......................................... 17,136 D e p o s its :..................................................... 14,516 Federal funds and B orro w in gs:....................... 60 O ther Liabilities:................................................ 186 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 14,762 Total Trust A ssets:...................................... Number of Shares O utstanding:............. 100 Total Equity Capital and R e s e rv e s :........ 2,374 Total Liabilities and C a p ita l:.................... 17,136 18,000 DIRECTO RS: John B axter, W.A. B axter, John Je ffre y B axter, John Arnn, James Suitt, Clarence Horton, Frank H enry, B ernard Levi, L a rry Levi, Greg Miller State of Arkansas: Bank D epartm ent 50 First S tate Bank of D erm ott Derm ott, AR Freeman & Peddicord P.O. Drawer O County: Chicot Population: 4,700 71638-0815 Telephone: 538-3221 FAX Number: 538-3787 Branches in Town: 0 Other Branches: 0 Charter Number: 732 Date: Oct. 15,1976 Trust Department: No Bank Holding Company First Delta Financial Corp., Dermott, AR CHM.: H.W. T H O M A S , M.D. PR E S ID E N T/C E O : TO M H. G RUM BLES EX. V.P.: M AR Y K. T U C KER C A S H .: B E T T Y MORSE Cash and balances Due From B a n k s :.. 1,223 Federal Funds and R e p o s :......................... 300 In v e s tm e n ts :............................................. 8,251 T o ta lL o a n s :........................................... 10,159 Bank Prem ises and Fixed A sse ts:............ 330 O ther Real E s ta te :........................................ 70 O th er A s s e ts :.............................................. 568 Total A s s e ts :......................................... 20,901 D e p o s its :..................................................... 17,563 Federal funds and B orrow ings:...................... 917 O ther Liabilities:................................................ 245 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 18,725 Total Trust A sse ts:.................. Number of Shares O utstanding:............. 0 Total Equity C apital and R e se rve s:........ 2,176 Total Liabilities and C a p ita l:.................... 20,901 15,000 DIRECTO RS: R.H. Dennington, R obert B. Gibson, Daniel C. H orton, Don C. S cott, H.W. Thom as M.D., Tom H. Grumbles, M ary K. T ucker Farmers & Merchants Bank Des Arc, AR 110 S. Third Street P.O.Box 369 County: Prairie Population: 2,000 72040-0369 Telephone: 256-4191 FAX Number: 256-4582 Branches in Town: 1 Other Branches: 0 Charter Number: 84 Date: Jan. 20,1902 Trust Department: Yes Bank Holding Company Security Bancshares, Inc., Des Arc, AR CHM.: HENRY N IC H O LS PR ES ID E N T/C E O : SHEROD S. W HITE EX. V.P.: JIMMY T H O M A S O N T R U S T OFFICER: FAYE SMITH Cash and balances Due From B a n k s :__ 574 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 18,987 T o ta lL o a n s :........................................... 14,794 Bank Premises and Fixed A sse ts:............ 285 O th e rR e a lE s ta te :........................................ 18 O ther A s s e ts :.............................................. 850 Total A s s e ts :......................................... 35,508 D e p o s its :..................................................... 25,426 Federal funds and B orrow ings:................. 1,100 O th er Liabilities:................................................ 315 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 26,841 Total Trust A ssets:............................... Number of Shares O utstanding:............. 10,385 Total Equity Capital and R e s e rv e s :........ 8,667 Total Liabilities and C a p ita l:.................... 35,508 78,819 DIRECTO RS: V.O. Calhoun Jr., R.L. M orton, L.A. Richmond, Sherod S. W hite, G eorge S. Ford, G.P. Mullen, O.L. Simmons, Donald Guess, H enry L. Nichols, James C. Tipton 51 S e v e n ty -S ix th Report D eW itt Bank & Trust Company DeWitt, AR Second and Jefferson P.O. Drawer 71 County: Arkansas Population: 3,928 72042-0071 Telephone: 946-3531 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 605 Date: Mar. 1,1929 Trust Department: Yes Bank Holding Company DBT Financial Corporation, DeWitt, AR CHM.: ELMER A. FERG USO N V.C H M .: JU LIA N BRO W N PR ESID E N T/C E O : G A R Y HUDSO N V .P .-T R U S T : F R A N K ELLIS V .P.-M KTG : N A N C Y F. R A S C O SR. LO AN OFF.: PHIL STAR K A U D ./L O A N OFF.: TERRY M cC U LLA R S Cash and balances Due From B a n k s :.. 2,077 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 40,534 Total L o a n s :........................................... 27,747 Bank Premises and Fixed A sse ts:............ 454 O ther Real E s ta te :........................................ 35 O ther A s s e ts :........................................... 1,867 T o ta lA s s e ts :......................................... 72,714 D e p o s its :..................................................... 59,463 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 597 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 60,060 Total Trust A sse ts:............................... Number of Shares O utstanding:............. 24,975 Total Equity Capital and R e se rve s:....... 12,654 Total Liabilities and C a p ita l:.................... 72,714 40,959 DIRECTORS: W.H. B otts, Julian Brown, E.E. Denman, Elmer Ferguson, A lton R. Hampton, W ayne Hampton, G ary Hudson, Eddie Lumsden, C.W. R asco III, N ancy F. Rasco, Jack W hitmore, R.D. Dickson Dumas S tate Bank Dumas, AR Hwy. 65 & 54 P.O. Box 700 County: Desha Population: 6,091 71639-0700 Telephone: 382-4204 FAX Number: 382-2084 Branches in Town: 0 Other Branches: 0 Charter Number: 729 Date: Jan. 11,1974 Trust Department: Yes Bank Holding Company Dumas Bancshares, Inc., Dumas, AR C H M ./P R E S ./C E O /T .O .: JAM ES R. H A L L EX. V.P.: DENNIS H. FERGUSON V .P ./C A S H .: A N IT A GRIMES Cash and balances Due From B a n k s :__ 770 Federal Funds and R e p o s :...................... 1,375 In v e s tm e n ts :............................................. 5,699 Total L o a n s :........................................... 14,569 Bank Premises and Fixed A sse ts:............ 423 O th e rR e a lE s ta te :......................................... 0 O ther A s s e ts :.............................................. 501 T o ta lA s s e ts :......................................... 23,337 D e p o s its :..................................................... 21,103 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 210 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 21,313 Total Equity Capital and R e s e rv e s :........ 2,024 Total Liabilities and C a p ita l:.................... 23,337 Total Trust A ssets:...................................... 614 Number of Shares O utstanding:............. 30,000 DIRECTO RS: James R. Hall, Merle F. Peterson, A.O. French, William A. W est, D o rothy Moore, How ard R. Harris, M.E. McDonald, William F. Teeter, Herman Vickers S tate of A rkansas: Bank D epartm ent 52 M erchants & Farmers Bank Dumas, AR 130 W. Waterman Street 71639-9988 P.O.Box D Telephone: 382-4311 County: Desha FAX Number: 382-5901 Population: 6,091 Branches in Town: 1 Other Branches: 0 Charter Number: 278 Date: May 10,1909 Trust Department: Yes Bank Holding Company M & F Financial Corporation, Dumas, AR C H M ./C E O : LO R A L A D C O C K PRESIDENT: J. M IC H A E L JO NES EX. V .P ./C A S H .: DAVID J. G A R R E T T V .P ./T .O .: BR IAN L. PAYNE Cash and balances Due From B a n k s :.. 2,159 Federal Funds and R e p o s :......................... 750 In v e s tm e n ts :.......................................... 13,783 Total L o a n s :........................................... 32,965 Bank Prem ises a n d F ixe d A sse ts:............ 564 O th er Real E s ta te :.......................................... 0 O ther A s s e ts :........................................... 1,143 T o ta lA s s e ts :......................................... 51,364 D e p o s its :..................................................... 44,179 Federal funds and B orrow ings:......................... 0 O th e r Liabilities:................................................ 407 S ubordinated D e b t:............................................. 0 Total Liabilities:........................................... 44,586 Total Trust A sse ts:................................ Number of Shares O utstanding:............. 13,301 Total Equity C apital and R e s e rv e s :........ 6,778 Total Liabilities and C a p ita l:.................... 51,364 40,000 D IREC TO RS: Loral M. A dco ck, J.E. Allmon, Charles H. Dante, Claud T. Frank, E.C. Gannaway, Marion S. Gill, Harold L. Jones, Joe Lee McKennon, C lifton L. Meador, Thom as F. Shea, J. Michael Jones, David W alt First Southern Bank Earle, AR 801 Commerce Street P.O.Box 248 County: Crittenden Population: 3,400 72331-0248 Telephone: 792-8613 FAX Number: None Branches in Town: 0 Other Branches: 2 Charter Number: 696 Date: Apr. 24,1947 Trust Department: Yes Bank Holding Company Earle Bankshares, Inc., Earle, AR CHM.: W.P. “ B U D D Y " M O RRISON P R ESID E N T/C E O : JOHN E. GREGSON Cash and balances Due From B a n k s :.. 1,641 Federal Funds and R e p o s :...................... 1,600 In v e s tm e n ts :............................................. 9,405 Total L o a n s :........................................... 18,532 Bank Premises and Fixed A sse ts:............ 956 O ther Real E s ta te :......................................... 0 O ther A s s e ts :.............................................. 608 T o ta lA s s e ts :.......................................... 32,742 D e p o s its :..................................................... 27,043 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................ 399 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 27,442 Total Trust A sse ts:......................................... Number of Shares O utstanding:............ 100,000 0 Total Equity Capital and R e s e rv e s :........ 5,300 Total Liabilities and C a p ita l:.................... 32,742 DIRECTO RS: W.P. M orrison, Chris Lehman, Joe M. M orrison, John T. M orrison, W. Price M orrison, James H. T aylo r Jr., David W allace, John Ed G regson S e ve n ty-S ixth Report 53 The Delta S tate Bank Elaine, AR P.O. Box 595 County: Phillips Population: 921 72333-0595 Telephone: 827-3397 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 697 Date: Dec. 30,1947 Trust Department: No Bank Holding Company None P R E SID E N T/C E O : M ARY LOUISE D EM O R ET FISER Cash and balances Due From B a n k s :__ 939 Federal Funds and R e p o s :......................... 400 In v e s tm e n ts :................................................ 478 Total L o a n s :.................................................. 438 Bank Premises and Fixed A sse ts:............... 0 O ther Real E s ta te :......................................... 0 O ther A s s e ts :.................................................. 8 Total A s s e ts :............................................. 2,263 D e p o s its :...................................................... 1,118 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................... 0 Subordinated D e b t:............................................. 0 Total Liabilities:............................................. 1,118 Total Equity Capital and R e se rve s:........ Total Liabilities and C a p ita l:..................... 1,145 2,263 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 1,600 0 DIRECTO RS: Lam ar Marks, Esley E. Johnson Sr., V. P oind exter Fiser, M ary Louise Dem oret Fiser The Exchange Bank and Trust Co El Dorado, AR 224 N. Washington P. O. Box 641 County: Union Population: 26,685 71731-0641 Telephone: 862-6683 FAX Number: 862-6688 Branches in Town: 1 Other Branches: 1 Charter Number: 658 Date: Aug. 12,1933 Trust Department: Yes Bank Holding Company FDH Bancshares, Inc., Little Rock, AR CHM.: R O BER T P. TAYLO R PR ESID E N T/C E O : G LENN RAM BIN SR.V.P.: STEVE LE V E R E T TE SR. V.P.: JO HN S IN C LAIR SR. V.P.: C A R O LY N BEAVERS SR. V .P ./T .O .: R. D O U G LA S W R IG H T Cash and balances Due From B a n k s :.. 6,181 Federal Funds and R e p o s :...................... 8,000 In v e s tm e n ts :......................................... 29,531 Total L o a n s :........................................... 49,882 Bank Premises and Fixed A sse ts:........ 1,789 O ther Real E s ta te :...................................... 152 O ther A s s e ts :........................................... 3,006 T o ta lA s s e ts :......................................... 98,541 D e p o s its :..................................................... 84,840 Federal funds and B orro w in gs:................ • 2,231 O th er Liabilities:........................................... 1,104 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 88,175 Total Equity C apital and R e s e rv e s :....... 10,366 Total Liabilities and C a p ita l:.................... 98,541 Total Trust A sse ts:............................... Number of Shares O utstanding:............. 21,938 40,000 DIRECTO RS: James W. Garison, G eorge R. Haefner, Edw ard Hurley, D.R. James Jr., Rodney R. Landes, John R. M eadows, D.G. McGuire, H. Glenn Rambin, John L. Solomon, James M. Sheppard M.D., R obert P. Taylor, John R. W illiamson M.D., Je rry Young S tate of A rkansas: Bank D epartm ent 54 Bank of Elkins Elkins, AR 348 North Center P.O.Box 333 County: Washington Population: 695 72727-0333 Telephone: 643-2131 FAX Number: 643-2651 Branches in Town: 1 Other Branches: 0 Charter Number: 377 Date: Jun. 1,1912 Trust Department: No Bank Holding Company Community Investment, Inc., Elkins, AR C H M ./P R E S ./C E O : JO EL L. BUNCH EX.V.P .: JO YC E R. BUN CH V.P.: R A N D A L L D. HARPER C A S H .: SHIRLEY J. BO YD A S S T . C A S H .: MARGIE R. EATON Cash and balances Due From B a n k s :__ 457 Federal Funds and R e p o s :......................... 700 In v e s tm e n ts :............................................. 6,737 Total L o a n s :........................................... 17,375 Bank Premises and Fixed A sse ts:............ 609 O th e rR e a lE s ta te :........................................ 22 O ther A s s e ts :.............................................. 372 T o ta lA s s e ts :......................................... 26,272 D e p o s its :..................................................... 23,594 Federal funds and B orrow ings:......................... 0 O ther Liabilities:............................ r .................. 146 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 23,740 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ 2,532 Total Liabilities and C a p ita l:.................... 26,272 10,000 DIRECTO RS: Joel L. Bunch, Jo yce R. Bunch, Sarah L. Bunch, David R. Malone, Miller Williams Bank of England England, AR 123 S. Main Street P.O.Box 70 County: Lonoke Population: 3,081 72046-0070 Telephone: 842-2555 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 48 Date: Feb. 23,1898 Trust Department: No Bank Holding Company None C H M ./P R E S ./C E O : G A R Y C A N A D A V .P ./C ASH.: O T H A E . F R IZZ E LL A S S T . C A S H .: W ILM A DAR LIN G A S S T . C A S H .: SHEILA RICE A S S T . C A S H .: C L A R A NEW TO N LO A N OFF.: B O BBY G. M O NTG O M ERY Cash and balances Due From B a n k s :__ 802 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :............................................. 4,264 Total L o a n s :........................................... 11,896 B a n k P re m is e s a n d F ix e d A s s e ts :............ 134 O ther Real E s ta te :......................................... 0 O ther A s s e ts :.............................................. 394 T o ta lA s s e ts :......................................... 17,490 D e p o s its :..................................................... 14,804 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 155 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 14,959 Total Equity C apital and R e s e rv e s :........ 2,531 Total Liabilities and C a p ita l:.................... 17,490 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 10,000 DIRECTO RS: G ary R. Canada, Hanna B. Canada, O tha E. Frizzell, Thom as O. Murchison Sr. 55 S e v e n ty -S ix th Report First Commercial Bank of Lonoke C ounty England, AR 100 S. Allis P. O. Box 190 County: Lonoke Population: 3,081 72046-0190 Telephone: 842-2541 FAX Number: 842-2365 Branches in Town: 0 Other Branches: 1 Charter Number: 633 Date: Jan. 14,1931 Trust Department: No Bank Holding Company First Commercial Corporation, Little Rock, AR C H M ./P R E S ./C E O : KAYE L. H A L L V.P.: M IC H A E L G. JO NES A S S T . C A S H .: M ELISSA H ATFIELD Cash and balances Due From B a n k s :.. 2,149 Federal Funds and R e p o s :..................... 2,025 In v e s tm e n ts :......................................... 10,474 Total L o a n s :........................................... 20,309 Bank Premises and Fixed A sse ts:............ 330 O ther Real E s ta te :........................................ 52 O ther A s s e ts :.............................................. 624 T o ta lA s s e ts :......................................... 35,963 D e p o s its :..................................................... 32,013 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 196 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 32,209 Total Trust A ssets:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 3,754 Total Liabilities and C a p ita l:.................... 35,963 9,600 DIRECTORS: Ed H enry, D.B. Morgan Jr., John W. Gann, Kaye L. Hall, D o rothy C. M orey, Pauline Leonard, Bill F oster The Eudora Bank Eudora, AR 111 N.Main Street P.O.Box 270 County: Chicot Population: 3,840 71640-0270 Telephone: 355-8311 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 629 Date: Dec. 23,1930 Trust Department: No Bank Holding Company Delta Bancshares, Inc., Eudora, AR C H M ./P R E S ID E N T: W. K. G RUBBS V.C H M .: W .J. W EAVER C E O /E X . V.P.: GENE KEITH V .P ./C A S H .: C LA U D E N E STEPHENS Cash and balances Due From B a n k s :.... 577 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 12,168 Total L o a n s :.............................................. 8,722 Bank Premises and Fixed A sse ts:............ 736 O ther Real E s ta te :...................................... 118 O ther A s s e ts :.............................................. 394 T o ta lA s s e ts :......................................... 22,715 D e p o s its :..................................................... 18,276 Federal funds and B orro w in gs:................ 1,500 O th er Liabilities:................................................ 170 Subordinated D e b t:............................................. o Total Liabilities:........................................... 19,946 Total Equity C apital and R e s e rv e s :........ 2,769 Total Liabilities and C a p ita l:.................... 22,715 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 14,000 DIRECTO RS: R obert D. A very, W.K. Grubbs, Roger D. Hensley, Alvin M eye r Jr., Charles Poole, Jimmy Pylate, W. R. Selman, W.J. W eaver, Fred A. W oodall 56 S tate of Arkansas: Bank D epartm ent Bank of Eureka Springs Eureka Springs, AR 70 S.Main P.O. Box 309 County: Carroll Population: 1,982 72632-0309 Telephone: 253-8241 FAX Number: 253-6947 Branches in Town: 2 Other Branches: 0 Charter Number: 374 Date: May 4,1912 Trust Department: No Bank Holding Company None CHM.: LEW IS E .E P LE Y , JR. P R E S ID E N T/C E O : W. KING G LAD D EN SR .V.P.: R IC H A R D KELLEY, JR. V .P ./B R A N C H MGR: DAVID P. B A K E R V .P ./B R A N C H MGR: DIANE M C C LELLAN D A S S T . V.P.: SUE C L A R K C A S H .: REBA L. P YATT A S S T . C A S H .: M ARLENE W A R Z E C H A Cash and balances Due From B a n k s :.. 1,999 Federal Funds and R e p o s :......................... 200 In v e s tm e n ts :............................................. 9,238 Total L o a n s :........................................... 29,665 Bank Prem ises and Fixed A sse ts:............ 770 O ther Real E s ta te :...................................... 126 O th er A s s e ts :.............................................. 613 Total A s s e ts :.......................................... 42,611 D e p o s its :..................................................... 36,853 Federal funds and B orrow ings:......................... 0 O th er Liabilities:......... 413 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 37,266 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 5,345 Total Liabilities and C a p ita l:.................... 42,611 4,000 DIRECTO RS: James D. Bird, A.J. Clark, Loren L. Clark, Claude F. Cross, Ruth F. C ross, Lew is E. Epley Jr., W. King Gladden, W ayne Johnson, D o rothy F. M athews, Michael Mathews, Eagle Thom as Bank of Evening Shade Evening Shade, AR Hwy 167 South P.O.Box 130 County: Sharp Population: 394 72532-0130 Telephone: 266-3215 FAX Number: 266-3514 Branches in Town: 0 Other Branches: 0 Charter Number: 69 Date: Feb. 5,1901 Trust Department: No Bank Holding Company Sharp Bancshares, Inc., Cave City, AR C H M ./C E O : A .L .H O A N E Y PRESIDENT: JA M E S M. STR E E T C A S H .: F R A N C E S ESTES Cash and balances Due From B a n k s :__ 268 Federal Funds and R e p o s :...................... 1,000 In v e s tm e n ts :............................................. 2,658 Total L o a n s :.............................................. 3,714 Bank Premises and Fixed A sse ts:............ 148 O ther Real E s ta te :........................................ 76 O ther A s s e ts :.............................................. 127 Total A s s e ts :............................................. 7,991 D e p o s its :...................................................... 7,031 Federal funds and B orrow ings:......................... 0 O ther Liabilities:.................................................. 68 Subordinated D e b t:............................................. 0 Total Liabilities:............................................. 7,099 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :............. 892 Total Liabilities and C a p ita l:..................... 7,991 6,200 DIRECTO RS: Eugene S treet, James E. S treet, James M. S treet, C lifton C rabtree, Samuel F. Beller, A .L.H o ane y 57 S e v e n ty -S ix th Report M cllroy Bank & Trust Fayetteville, AR One Mcllroy Plaza P.O.Box 1327 County: Washington Population: 39,640 Branches in Town: 4 Other Branches: 0 Charter Number: 31 Date: Dec. 24,1892 72702-1327 Telephone: 575-1000 FAX Number: 575-1061 Trust Department: Yes Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR CHM : JIM C. W ALTO N PR ESID E N T/C E O : JA M E S C. GLENN SR.V.P.: KIM SIMPSON SR. V .P .-LO A N DIVISION: G AR Y H EAD SR. V.P .-O P E R A TIO N S : JIM W ILSON SR. V.P. TR U S T : RO BER T PLUMMER Cash and balances Due From B a n k s :.. 5,196 Federal Funds and R e p o s :...................... 9,000 In v e s tm e n ts :......................................... 44,622 Total L o a n s :........................................... 98,855 Bank Premises and F ixed A sse ts:........ 1,500 O ther Real E s ta te :................................... 1,150 O ther A s s e ts :........................................... 2,056 T o ta lA s s e ts :......................................... 162,379 D e p o s its :................................................... 143,766 Federal funds and B orro w in gs:................ 2,541 O th er Liabilities:........................................... 1,460 Subordinated D e b t:............................................ 0 Total Liabilities:......................................... 147,767 Total Equity C apital and R e se rve s:....... 14,612 Total Liabilities and C a p ita l:.................. 162,379 64,644 Number of Shares O utstanding:............ 350,692 Total Trust A sse ts:............................... DIRECTORS: J. Frank B royles, Carl Collier, James C. Glenn, Millard G off, Ann Henry, James D. Mashburn, Charles Scharlau, James S tew a rt, Fred S. Vorsanger, Jim Walton, Jim Bob W heeler First S tate Bank of Fordyce Fordyce, AR 223 Main Street P.O.Box 272 County: Dallas Population: 5,175 71742-0272 Telephone: 352-2101 Number: 352-2602 Branches in Town: 2 Other Branches: 0 Charter Number: 749 Date: Aug. 22,1989 Trust Department: Yes Bank Holding Company FDH Bancshares, Inc., Little Rock, AR PR ESID E N T/C E O : R O BER T H. TIN K LE EX. V .P .:U .W . M ULLINS C ASH IER : SH EILA HAR R ISO N Cash and balances Due From B a n k s :.. 1,797 Federal Funds and R e p o s :...................... 2,817 In v e s tm e n ts :......................................... 17,830 Total L o a n s :........................................... 14,899 Bank Premises and Fixed A ssets:............ 495 O th e rR e a lE s ta te :...................................... 332 O th e rA s s e ts :........................................... 1,610 T o ta lA s s e ts :......................................... 39,780 D e p o s its :..................................................... 35,499 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 409 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 35,908 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 3,872 Total Liabilities and C a p ita l:.................... 39,780 8,000 DIRECTO RS: Bill G. Clark, Edw ard L. Cullum Jr., C arolyn Jenkins, Robert H. Tinkle, Ellen Vineyard, U.W. Mullins Jr. 58 State of A rkansas: Bank D epartm ent Fordyce Bank & Trust Company Fordyce, AR 200 W. Fourth Street P.O.Box 352 County: Dallas Population: 5,175 71742-0352 Telephone: 352-3107 FAX Number: 352-5202 Branches in Town: 2 Other Branches: 0 Charter Number: 631 Date: Jan. 5,1931 Trust Department: Yes Bank Holding Company FBT Bancshares, Inc., Fordyce, AR C H M ./P R E S ./C E O : C U R TIS H U TC H IN S SR. V.P.: S U Z E T T E C R U TC H FILED SR. V .P ./T .O .: JIM HULSE V.P.: W AN D A SMURL Cash and balances Due From B a n k s :.. 2,339 Federal Funds and R e p o s :...................... 2,531 In v e s tm e n ts :.......................................... 18,153 Total L o a n s :........................................... 18,959 Bank Premises and Fixed A sse ts:............ 933 O ther Real E s ta te :........................................ 34 O ther A s s e ts :.............................................. 745 Total A s s e ts :......................................... 43,694 D e p o s its :..................................................... 39,265 Federal funds and B orrow ings:...................... 244 O th er Liabilities:................................................ 418 Subordinated D e b t:....................v....................... 0 Total Liabilities:........................................... 39,927 Total Trust A sse ts:...................................... 628 Number of Shares O utstanding:............... Total Equity Capital and R e s e rv e s :........ 3,767 Total Liabilities and C a p ita l:.................... 43,694 8,000 DIREC TO RS: C u rtis Hutchins, L. W eems Trussell, D.J. Barnes, J.W. H earnsberger, E.C. Benton Jr., Sarah K ath ryn Benton, Horace Everett Planters Bank & Trust Company Forrest C ity, AR 321 N. Rosser Street P.O.Box 1539 County: St. Francis Population: 13,000 72335-1539 Telephone: 633-2833 FAX Number: 633-2894 Branches in Town: 1 Other Branches: 2 Charter Number: 521 Date: Apr. 15,1921 Trust Department: Yes Bank Holding Company None C H M ./P R E S ./C E O : F R AN KIE P R A T T SR. VICE PRESIDENT: W ADE H AW KINS VICE PRESIDENT: J.C. C A M P B E LL VICE PRESIDENT: DAVID H AR D KE VICE PRESIDENT: STEVE H O RTO N C A S H ./O P E R . OFF.: D O N N A G ARNER T R U S T OFFICER: NELLE SURGUINE* Cash and balances Due From B a n k s :.. 4,172 Federal Funds and R e p o s :...................... 1,890 In v e s tm e n ts :............................................. 9,195 Total L o a n s :........................................... 35,008 Bank Prem ises and Fixed A sse ts:............ 644 O ther Real E s ta te :................................... 1,202 O ther A s s e ts :........................................... 1,146 Total A s s e ts :......................................... 53,257 D e p o s its :..................................................... 46,701 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 439 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 47,140 Total Trust A sse ts:...................................... 373 Number of Shares O utstanding:............. Total Equity C apital and R e s e rv e s :........ 6,117 Total Liabilities and C a p ita l:.................... 53,257 24,000 DIREC TO RS: Frankie P ratt, J.R. Chappell Jr., Oral Edwards, David Hardke, J.R. G robm yer, John V. C asbeer, Rex B. Twist, J.C. Campbell 59 S e v e n ty -S ix th Report Planters & Merchants Bank Gillett, AR 320 W. Main P.O.Box 357 County: Arkansas Population: 927 72055-0357 Telephone: 548-2211 FAX Number: 548-2213 Branches in Town: 0 Other Branches: 0 Charter Number: 721 Date: Jan. 13,1967 Trust Department: Yes Bank Holding Company Planters & Merchants Bancshares, Inc., Gillett, AR CHM.: KENETH SM ITH C E O /P R E S ./T .O .: LA R R Y E. BAUER VICE PRESIDENT: LLO Y D W A LLA C E CASH IER : A LIC E PER R ITT A S S T . C A S H .: C A R O LY N SULLIVAN Cash and balances Due From Banks: — 469 Federal Funds and R e p o s :......................... 800 In v e s tm e n ts :............................................. 1,606 Total L o a n s :........................................... 10,987 Bank Premises an d F ixe d A ss e ts :........... 141 O ther Real E s ta te :...................................... 140 O ther A s s e ts :.............................................. 462 Total A s s e ts :......................................... 14,605 D e p o s its :..................................................... 12,729 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 234 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 12,963 Total Equity Capital and R e s e rv e s :........ 1,642 Total Liabilities and C a p ita l:.................... 14,605 Total Trust A sse ts:...................................... 806 Number of Shares O utstanding:............. 12,000 DIRECTORS: Keneth Smith, Frank C. Wolfe, D arrel Nichols, Bobby Turner, S co tt Place, Johnny Holzhaver, Darrell Richter, L a rry E. Bauer The Bank of G lenw ood Glenwood, AR Broadway & Pulliam P.O Box O County: Pike Population: 1,402 71943-0813 Telephone: 356-2121 FAX Number: 356-2211 Branches in Town: 1 Other Branches: 0 Charter Number: 398 Date: Dec. 27,1912 Trust Department: No Bank Holding Company Bainum Bancorp, Glenwood, AR CHM.: IRVIN C. BAIN U M VICE C H A IR M A N : V IC T O R COX P R E SID E N T/C E O : H A R O L D SM ITH SR. VICE PRESIDENT: LYN DA RO BBINS VICE PRESIDENT: K A T H R Y N B A X T E R CASH IER : PAT O W ENS Cash and balances Due From B a n k s :.. 1,067 Federal Funds and R e p o s :......................... 400 In v e s tm e n ts :............................................. 8,071 T o ta lL o a n s :........................................... 21,961 Bank Premises and Fixed A sse ts:........... 578 O ther Real E s ta te :........................................ 73 O ther A s s e ts :.............................................. 302 Total A s s e ts :......................................... 32,452 D e p o s its :..................................................... 29,016 Federal funds and B orro w in gs:..................... 176 O th er Liabilities:................................................ 144 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 29,336 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 T o ta lE q u ity C a p ita la n d R e s e rv e s :........ 3,116 Total Liabilities and C a p ita l:.................... 32,452 4,000 DIRECTO RS: Irvin Bainum, Mark Bainum, Richard Cox, V ictor Cox, Harold Smith, Roy W isner 60 S tate o f A rkansas: Bank D epartm ent First S tate Bank Gould, AR 340 S. Main Street P.O. Drawer A County: Lincoln Population: 1,671 71643-0801 Telephone: 263-4325 FAX Number: 263-4684 Branches in Town: 0 Other Branches: 2 Charter Number: 719 Date: Jan. 6,1964 Trust Department: No Bank Holding Company Dumas Bancshares, Inc., Dumas, AR C H M ./P R E S ID E N T /C E O : JA M E S R. H A L L VICE PRESIDENT: JOE M ASO N VICE PRESIDENT: T R A C Y FRENCH V. P ./A U D IT O R : DENNIS FERGUSON C ASH IER : D O N N A R O BER TSO N Cash and balances Due From Banks: — 783 Federal Funds and R e p o s :......................... 915 In v e s tm e n ts :............................................. 4,022 Total L o a n s :............................................... 8,591 Bank Prem ises and Fixed A ss e ts :............ 274 O th er Real E s ta te :.......................................... 0 O th er A s s e ts :.............................................. 286 T o ta lA s s e ts :.......................................... 14,871 D e p o s its :..................................................... 13,402 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 168 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 13,570 Total Trust A sse ts:.......................................... Num ber of Shares O utstanding:............. 0 Total Equity C apital and R e s e rv e s :........ 1,301 Total Liabilities and C a p ita l:.................... 14,871 24,000 DIREC TO RS: James R. Hall, Don L. Eifling, R. C. Johnson, V icto r H olthoff, H ow ard Raley, John H. Rogers, Stanley N orris, A.O. French Jr., John Shannon Bank of Gravett G ravette, AR East Main & Third Avenue 72736-0160 P.O.Box 160 Telephone: 787-5251 County: Benton Population: 1,218 FAX Number: 787-6102 Branches in Town: 0 Other Branches: 0 Charter Number: 46 Date: Feb. 28,1898 Trust Department: No Bank Holding Company None P R E S ID E N T/C E O : JO HN R. M EADE EX. V.P.: DAVID N. W ILLS VICE PRESIDENT: W ILLIA M R. M EADE VICE PRESIDENT: JIM A. EDM O ND SO N C A S H .: LA R R Y L. W ILM O TH Cash and balances Due From B a n k s :.. 2,049 Federal Funds and R e p o s :...................... 5,100 In v e s tm e n ts :......................................... 28,306 Total L o a n s :........................................... 30,329 Bank Premises and Fixed A ss e ts :............ 672 O ther Real E s ta te :........................................ 12 O th e rA s s e ts :........................................... 1,152 T o ta lA s s e ts :.......................................... 67,620 D e p o s its :..................................................... 57,995 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................ 703 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 58,698 Total Trust A sse ts:.......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 8,922 Total Liabilities and C a p ita l:.................... 67,620 4,000 DIREC TO RS: Phillip Chastain, G eorge C ow gur, A lb e rt Dunagin, Jim A. Edmondson, G eorge John R. Meade, William R. Meade, David N. Wills Digitized Haley, for FRASER 61 S e v e n ty -S ix th Report Farmers Bank Greenwood, AR 125 West Center P.O.Box 610 County: Sebastian Population: 3,560 72936-0610 Telephone: 996-4171 FAX Number: 996-6700 Branches in Town: 0 Other Branches: 3 Charter Number: 243 Date: Aug. 7,1907 Trust Department: Yes Bank Holding Company Wilkinson Banking Corporation, Greenwood, AR CHM.: M EAN S W ILKIN SO N CEO: B E T T Y J. W ILKIN SO N PRESIDENT: STA N H O P E W ILKIN SO N V .P ./C A S H ./T .O .: EDW ARD W ILKIN SO N A S S T . V.P.: KE N N E TH H O LLO M O N A S S T . V.P.: T R E S A G A M B LE A S S T . C ASH IER : JO Y JENNINGS Cash and balances Due From B a n k s :.. 1,128 Federal Funds and R e p o s :..................... 5,200 In v e s tm e n ts :......................................... 30,804 Total L o a n s :........................................... 24,002 Bank Premises and Fixed A sse ts:............ 767 O ther Real E s ta te :......................................... 0 O ther A s s e ts :.............................................. 823 Total A s s e ts :......................................... 62,724 D e p o s its :..................................................... 52,607 Federal funds and B orro w in gs:..................... 272 O th er Liabilities:................................................ 565 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 53,444 Total Equity C apital and R e s e rv e s :........ 9,280 Total Liabilities and C a p ita l:.................... 62,724 Total Trust A ssets:...................................... 590 Number of Shares O utstanding:............... 7,500 DIRECTO RS: Means W ilkinson, B e tty Wilkinson, Stanhope W ilkinson, Edw ard W ilkinson, Tresa Gamble First State Bank of Gurdon Gurdon, AR 100 E. Main P.O.Box 446 County: Clark Population: 2,700 71743-0446 Telephone: 353-2521 FAX Number: 353-2314 Branches in Town: 0 Other Branches: 0 Charter Number: 61 Date: Aug. 4,1900 Trust Department: No Bank Holding Company None CHM.: C H A R LE S C A B E PR ESID E N T/C E O : FRED REED V.P.: C A R R O LL C O S T O N V .P ./C A S H IE R : LIN D A B IT T L E Cash and balances Due From B a n k s :.. 1,273 Federal Funds and R e p o s :......................... 400 In v e s tm e n ts :.......................................... 10,325 Total L o a n s :........................................... 10,865 Bank Premises and Fixed A sse ts:............ 409 O th e rR e a lE s ta te :...................................... 295 O ther A s s e ts :.............................................. 392 Total A s s e ts :......................................... 23,959 D e p o s its :..................................................... 21,663 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 122 Subordinated D e b t:......................................... 300 Total Liabilities:........................................... 22,085 Total Equity C apital and R e s e rv e s :........ 1,874 Total Liabilities and C a p ita l:.................... 23,959 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 38,325 DIRECTO RS: Paul B arringer, Al Brown, Charles Cabe, Austin Capps, Carroll Coston, A u tre y Horne, Robert McDowell, F.E. Reed, Jimmy Robbs, M aruice Stricklin 62 State of A rkansas: Bank D epartm ent Farmers Bank Hamburg, AR 210 N. Main P.O.Box 350 County: Ashley Population: 3,394 71646-0350 Telephone: 853-5222 FAX Number: NONE Branches in Town: 0 Other Branches: 0 Charter Number: 680 Date: Mar. 10,1941 Trust Department: No Bank Holding Company None CH M .:P.E. BAR N E S PR E S ID E N T/C E O : GUY HUMPHRIES EX. V.P.: G O R DO N PRICE, SR. V .P ./A S S T . C A S H .: JE T TIE MAE A TK IN S C A S H .: A LLE N FARMER Cash and balances Due From B a n k s :.. 1,943 Federal Funds and R e p o s:......................... 850 In v e s tm e n ts :......................................... 12,083 T o ta lL o a n s :........................................... 13,706 Bank Prem ises and Fixed A sse ts:............ 249 O th er Real E s ta te :........................................ 36 O ther A s s e ts :.............................................. 506 T o ta lA s s e ts :......................................... 29,373 D e p o s its :..................................................... 26,317 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 290 Subordinated D e b t:............................................ 0 Total Liabilities:..................................'........ 26,607 Total T rust A ssets:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ 2,766 Total Liabilities and C a p ita l:.................... 29,373 22,260 DIRECTO RS: P.E. Barnes Sr., N ancy Foote, Joe W. Foote, W.E. Foote Jr., Guy Humphries, William E. Johnson, G ordon S. Price Sr., Earl J. S cott, John W. Spivey, Jack H. Shell Calhoun County Bank Hampton, AR 200 Main Street P.O.Box 8 County: Calhoun Population: 1,650 71744-0008 Telephone: 798-2207 FAX Number: 798-4830 Branches in Town: 0 Other Branches: 0 Charter Number: 220 Date: Oct. 26,1906 Trust Department: No Bank Holding Company None C H M ./C E O : S E A R C Y W. H AR R ELL, JR. PRESIDENT: B. D IC KSO N N EAL VICE PR ESID E N T: SHIRLEY G. JO NES VICE PRESIDENT: M ARY H. JO H N S TO N VICE PRESIDENT: H A Z E L B. SMITH VICE PR ESID E N T:LEN HAR R ELL Cash and balances Due From B a n k s :__ 967 Federal Funds and R e p o s:......................... 630 In v e s tm e n ts :......................................... 15,466 T o ta lL o a n s :........................................... 10,899 Bank Premises and Fixed A sse ts:............. 32 O ther Real E s ta te :...................................... 100 O th e rA s s e ts :.............................................. 481 T o ta lA s s e ts :......................................... 28,575 D e p o s its :..................................................... 24,863 Federal funds and B orrow ings:....................... 76 O th er Liabilities:................................................ 184 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 25,123 Total Equity Capital and R e s e rv e s :........ 3,452 Total Liabilities and C a p ita l:.................... 28,575 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 4,000 DIRECTO RS: S ea rcy W. Harrell Jr., B. D ickson Neal, Len Harrell, Fay Harrell, Phillip J. Foster, H. M. FRASER Welsh, H ubert J. Brown, D.W. Wells Digitized for 63 S e v e n ty -S ix th Report M ercantile Bank Hardy, AR Hwy. Jet. 62-63-412 P.O.Box 28 County: Sharp Population: 643 72577-0028 Telephone: 856-2773 FAX Number: 856-3494 Branches in Town: 0 Other Branches: 1 Charter Number: 751 Date: Oct. 24,1989 Trust Department: No Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR CHM.: G. L. LIEBLO N G P R E SID E N T/C E O : B O B D. EVINS V .P ./C A S H IE R : M .A. G R AD D Y, JR. Cash and balances Due From Banks: — 440 Federal Funds and R e p o s :...................... 1,725 In v e s tm e n ts :............................................. 1,094 Total L o a n s :.............................................. 5,501 Bank Premises and Fixed A sse ts:............ 719 O ther Real E s ta te :.......................... 17 O th e rA s s e ts :.............................................. 411 Total A s s e ts :............................................. 9,907 D e p o s its :...................................................... 8,443 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 102 Subordinated D e b t:............................................. 0 Total Liabilities:............................................ 8,545 Total Equity Capital and R e s e rv e s :........ Total Liabilities and C a p ita l:..................... 1,362 9,907 Total Trust A sse ts:......................................... Num ber of Shares O utstanding:............. 10,400 0 DIRECTO RS: G. L. Lieblong, Bob Evins, Harold Perrin, Kevin King The Bank of Harrisburg Harrisburg, AR 201 East Jackson P.O.Box 17 County: Poinsett Population: 1,936 72432-0017 Telephone: 578-2472 FAX Number: 578-2049 Branches in Town: 0 Other Branches: 0 Charter Number: 620 Date: Dec. 2,1930 Trust Department: No Bank Holding Company Lake Hamilton Enterprises, Inc., Little Rock, AR CHM.: JIM TO M B U TLE R PR ESID E N T/C E O : PAUL EATON EX. VICE PRESIDN ET: JA M E S W ILLIA M S VICE PRESIDENT: CO NN IE BU TLER V .P ./C A S H IE R : D O N A L D BR ITN E LL Cash and balances Due From B a n k s :.. 2,277 Federal Funds and R e p o s :...................... 3,275 In v e s tm e n ts :............................................. 9,153 Total L o a n s :........................................... 14,225 Bank Premises and Fixed A sse ts:............ 236 O ther Real E s ta te :...................................... 342 O th e rA s s e ts :.............................................. 516 Total A s s e ts :......................................... 30,024 D e p o s its :..................................................... 26,273 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 244 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 26,517 Total Trust A ssets:......................................... Number of Shares O utstanding:............... 0 Total Equity C apital and R e s e rv e s :........ 3,507 Total Liabilities and C a p ita l:.................... 30,024 4,000 DIRECTO RS: Anna M. Butler, Connie Butler, Jim Tom Butler, Patricia Butler, Elizabeth B. Eaton, Paul Eaton, John H enry, James Williams 64 State of A rkansas: Bank Departm ent The S ecurity Bank Harrison, AR 300 N. Main P.O.Box 1078 County: Boone Population: 9,567 72602-1078 Telephone: 741-8200 FAX Number: 741-8103 Branches in Town: 1 Other Branches: 1 Charter Number: 647 Date: Nov. 20,1931 Trust Department: Yes Bank Holding Company First Security Corporation, Harrison, AR C H M .:L .E . D U R AN D C EO /P R E S .: W AYNE C L A R K EX. V.P.: D O U G LA S L. JA C K S O N SR. V.P.: D O LO R ES L A F F E R T Y V.P.: JERRY M C FA R LA N D V .P ./C O N T ./T .O .: JOHN R. EOFF V .P ./C A S H .: R IC H AR D L. MCBEE Cash and balances Due From B a n k s :.. 6,117 Federal Funds and R e p o s :...................... 1,700 In v e s tm e n ts :......................................... 42,055 Total L o a n s :........................................... 58,529 Bank Premises and Fixed A sse ts:........ 2,200 O th er Real E s ta te :...................................... 419 O th e rA s s e ts :........................................... 1,741 Total A s s e ts :........ ................................. 112,761 D e p o s its :................................................... 101,764 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 571 Subordinated D e b t:............................................. 0 Total Liabilities:......................................... 102,335 Total Equity Capital and R e se rve s:....... 10,426 Total Liabilities and C a p ita l:.................. 112,761 1,018 Number of Shares O utstanding:............ 180,000 Total Trust A sse ts:................ DIRECTO RS: Dr. Ralph B ow ers, John O. Campbell, W ayne Clark, L.E. Durand, B ert Mullens, Richard Hudson, Douglas Jackson, Junior Lee, Je rry Maland, H.K. McCaleb Jr. Hazen First State Bank Hazen, AR Front & Chester Streets P.O.Box 783 County: Prairie Population: 1,700 72064-0783 Telephone: 255-4567 FAX Number: 255-4271 Branches in Town: 0 Other Branches: 1 Charter Number: 744 Date: May 12,1983 Trust Department: No Bank Holding Company None CHM.: T O M M Y H ILLM A N P R E SID E N T/C E O : R O BERT M. KO C H Cash and balances Due From Banks: — 791 Federal Funds and R e p o s :................... 650 In v e s tm e n ts :............................................. 8,615 Total L o a n s :.............................................. 7,087 Bank Premises and F ixed A sse ts:............ 245 O th er Real E s ta te :........................................ 88 O th e rA s s e ts :......................................... 318 Total A s s e ts :......................................... 17,794 D e p o s its :..................................................... 16,329 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 133 S ubordinated D e b t:............................................. 0 Total Liabilities:........................................... 16,462 Total Trust A ssets:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ 1,332 Total Liabilities and C a p ita l:.................... 17,794 20,187 DIREC TO RS: Tom m y Hillman, Pat Henderson, Vernon Giss, Neil M aynard, R obert P e tte r Sr. 65 S e v e n ty -S ix th Report The Cleburne C ounty Bank Heber Springs, AR 806 W.Main P.O.Box 1000 County: Cleburne Population: 5,371 72543-0100 Telephone: 362-2456 FAX Number: 362-2502 Branches in Town: 2 Other Branches: 2 Charter Number: 626 Date: Dec. 16,1930 Trust Department: No Bank Holding Company Lake Hamilton Enterprises, Inc., Uttle Rock, AR CHM.: JIM TO M B U TLE R P R E SID E N T/C E O : JEROME JO H N SO N EX. V.P.: W ALTER ALD R ID G E VICE PRESIDENT: PEGGY SM ITH VICE PRESIDENT: M ARY H O LL A N D VICE PRESIDENT: BILL SMITH Cash and balances Due From B a n k s :.. 4,163 Federal Funds and R e p o s :..................... 3,325 In v e s tm e n ts :......................................... 48,663 Total L o a n s :........................................... 46,046 Bank Premises and Fixed A sse ts:............ 633 O ther Real E s ta te :...................................... 894 O ther A s s e ts :........................................... 1,807 T o ta lA s s e ts :......................................... 105,531 D e p o s its :..................................................... 95,770 Federal funds and B orro w in gs:....................... 29 O th er Liabilities:................................................ 868 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 96,667 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 8,864 Total Liabilities and C a p ita l:.................. 105,531 1,200 DIRECTO RS: Jim Tom Butler, Jerome Johnson, W alter Aldridge, Paul Eaton, Ricky Johnson, L.E. R oberts Jr., W etzel Stark, Richie Lee, John H enry, Anna M argaret Butler, Connie Butler, Beth Eaton, Patricia Butler Heber Springs State Bank Heber Springs, AR Second and Main Streets P.O.Box 30 72543-0030 Telephone: 362-5821 County: Cleburne Population: 5,371 FAX Number: 362-7491 Branches in Town: 0 Other Branches: 1 Charter Number: 735 Date: May 7,1977 Trust Department: Yes Bank Holding Company State Holding Company, Uttle Rock, AR CHM.: HAR R Y L. H A S T IN G S , JR. PR ESID E N T/C E O : C H A R LE S E. FORD SR. VICE PRESIDENT: R O BER T A. C A R D VICE PRESIDENT: JA N IC E P AR R O TT V .P ./C A S H IE R : JO YC E H A R R A L Cash and balances Due From B a n k s :.. 1,823 Federal Funds and R e p o s :..................... 1,800 In v e s tm e n ts :......................................... 11,283 Total L o a n s :........................................... 22,393 Bank Premises and Fixed A sse ts:............ 988 O ther Real E s ta te :...................................... 283 O ther A s s e ts :.............................................. 567 T o ta lA s s e ts :......................................... 39,137 D e p o s its :..................................................... 35,381 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 544 Subordinated D e b t:......................................... 117 Total Liabilities:........................................... 36,042 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity C apital and R e s e rv e s :........ 3,095 Total Liabilities and C a p ita l:.................... 39,137 DIRECTO RS: H a rry L. Hastings Jr., C atherine Owen, Horance Jewell, Charles E. Ford 18,000 66 S tate of A rkansas: Bank D epartm ent Bank of Holly G rove Holly Grove, AR Main Street P.O. Box Q County: Monroe Population: 700 72069-0816 Telephone: 462-3331 FAX Number: 462-3992 Branches in Town: 0 Other Branches: 0 Charter Number: 118 Date: May 12,1903 Trust Department: No Bank Holding Company Holly Grove Bancshares, Inc., Holly Grove, AR CHM.: JO HN B. M O ORE, JR. PR ES ID E N T/C E O : W ILLIA M R. R EYN O LD S SR. V .P ./C A S H .: JEAN M. KIRKPATRICK A S S T . V.P.: BO BBIE R. G AN N O N Cash and balances Due From Banks: — 675 Federal Funds and R e p o s :......................... 850 In v e s tm e n ts :............................................. 9,008 Total L o a n s :........................................... 11,264 Bank Prem ises and Fixed A sse ts:............ 152 O th er Real E s ta te :........................................ 12 O th er A s s e ts :.............................................. 535 Total A s s e ts :......................................... 22,496 D e p o s its :..................................................... 19,403 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................ 355 S ubordinated D e b t:............................................ 0 Total Liabilities:........................................... 19,758 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e se rve s:........ 2,738 Total Liabilities and C a p ita l:.................... 22,496 2,400 DIREC TO RS: John B. M oore Jr., Donald R. Dearing, Ruth T. Dearing, Jean M. K irkpatrick, R.H. Mayo, William R. Reynolds, Herd E. Stone Horatio State Bank Horatio, AR Pride & Main P.O.Box 347 County: Sevier Population: 989 71842-0347 Telephone: 832-3211 FAX Number: 832-2577 Branches in Town: 0 Other Branches: 0 Charter Number: 179 Date: May 5,1905 Trust Department: No Bank Holding Company Pioneer Bancshares, Inc., Horatio, AR PR ESID E N T/C E O : C. E. HENDRIX, JR. EX. V .P ./C A S H IE R : W ILBURN SM ITH SR. V .P ./S E C ./T R E A S .: EDITH H. SM ITH VICE PRESIDNET: C. E. HENDRIX, III A S S T . V.P.: TO D D B. TRIM BLE OPER. OFF.: LO L A J. LAW REN CE Cash and balances Due From B a n k s :__ 779 Federal Funds and R e p o s :......................... 600 In v e s tm e n ts :......................................... 10,457 Total L o a n s :........................................... 13,680 Bank Premises and Fixed A sse ts:............ 300 O ther Real E s ta te :........................................ 79 O ther A s s e ts :.............................................. 312 Total A s s e ts :......................................... 26,207 D e p o s its :..................................................... 23,408 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................ 192 S ubordinated D e b t:............................................. 0 Total Liabilities:........................................... 23,600 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity C apital and R e se rve s:........ 2,607 Total Liabilities and C a p ita l:.................... 26,207 2,000 DIREC TO RS: Lilia S. Hendrix, C.E. Hendrix Jr., Lo y Poag, W ilburn Smith, Edith H. Smith, Fred L. Sullivan 67 S e v e n ty -S ix th Report A rkansas Bank and Trust Company Hot Springs, AR ABT Center P.O.Box 5640 County: Garland Population: 36,000 71902-5640 Telephone: 624-4611 FAX Number: 642-4619 Branches in Town: 6 Other Branches: 1 Charter Number: 232 Date: Apr. 18,1907 Member of Federal Reserve System Trust Department: Yes Bank Holding Company ABT Bancshares Corporation, Hot Springs, AR CHM.: CEC IL W. CUPP, JR. PR ESID E N T/C E O : RAY L. C A S H EX. V.P.: W. D AR R ELL MEYER T O.: D W IG H T G OO DW IN Cash and balances Due From Banks: 26,285 Federal Funds and R e p o s :.................. 61,523 In v e s tm e n ts :......................................... 84,225 Total L o a n s :........................................... 234,298 Bank Premises and Fixed A sse ts:........ 6,092 O ther Real E s ta te :................................... 2,747 O ther A s s e ts :........................................... 5,923 Total A s s e ts :......................................... 421,093 D e p o s its :................................................... 388,714 Federal funds and B orro w in gs:..................... 355 O th er Liabilities:........................................... 5,158 Subordinated D e b t:.................................... 2,000 Total Liabilities:......................................... 396,227 Total Trust A sse ts:............................... Number of Shares O utstanding:........... 75,406 Total Equity Capital and R e s e rv e s :....... 24,866 Total Liabilities and C a p ita l:.................. 421,093 150,834 DIRECTORS: Ray L. Cash, Peggy Clark, Hiram W. Cooper, Cecil W. Cupp Jr., Cecil W. Cupp, III, Gerald H. Fisher, Edwin P. H enry, G aither C. Johnston Jr., W. Darrell M eyer, Roy L. M urphy, Jim Randall, Brooks T. Rice, John D. Selig, Ray S. Smith Jr., Palmer Vanderburg, Hill A. W heatley Peoples Bank Imboden, AR Hwy.63 W. P.O.Box 850 County: Lawrence Population: 661 72434-0850 Telephone: 869-2291 FAX Number: 869-2179 Branches in Town: 0 Other Branches: 2 Charter Number: 727 Date: Oct. 12,1972 Trust Department: No Bank Holding Company Spring Rivers Bancshares, Inc., Imboden, AR CHM.: C H A R LE S F. LU TER P R E SID E N T/C E O : B O B DO W NING Cash and balances Due From B a n k s :__ 843 Federal Funds and R e p o s :......................... 300 In v e s tm e n ts :............................................. 6,047 Total L o a n s :........................................... 13,732 Bank Premises and Fixed A sse ts:............ 357 O ther Real E s ta te :...................................... 106 O ther A s s e ts :.............................................. 3 75 T o ta lA s s e ts :......................................... 21,760 D e p o s its :..................................................... 20,113 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 104 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 20,217 Total Equity Capital and R e s e rv e s :........ 1,543 Total Liabilities and C a p ita l:.................... 21,760 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 6,600 DIRECTORS: Charles F. Luter, Dan Matthews,i, Bob J. Downing, Preston Clark, Jerry R. Foley State of Arkansas: Bank Department 68 First Jacksonville Bank and Trust Jacksonville, AR 600 W. Main P.O.Box 827 County: Pulaski Population: 27,000 72076-0827 Telephone: 982-4511 FAX Number: 982-5769 Branches in Town: 4 Other Branches: 1 Charter Number: 701 Date: Aug. 2,1949 Trust Department: Yes Bank Holding Company First Arkansas Bancshares, Inc., Jacksonville, AR CHM.: K E N N E TH PAT W ILSO N PR E S ID E N T/C E O : LA R R Y W ILSO N EX. V.P.: JO HN S. FO R TEN BURY T R U S T O FFICER: JOHN R. McNEE Cash and balances Due From B a n k s :.. 6,163 Federal Funds and R e p o s :...................... 1,900 In v e s tm e n ts :.......................................... 38,683 T o ta lL o a n s :........................................... 51,538 Bank Prem ises and Fixed A sse ts:........ 2,016 O ther Real E s ta te :...................................... 403 O ther A s s e ts :........................................... 1,223 T o ta lA s s e ts :.......................................... 101,926 D e p o s its :..................................................... 91,054 Federal funds and B orro w in gs:...................... 110 O ther Liabilities:................................................ 750 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 91,914 Total Equity Capital and R e s e rv e s :....... 10,012 Total Liabilities and C a p ita l:.................. 101,926 Total Trust A sse ts:................................ Num ber of Shares O utstanding:............ 200,000 48,271 DIRECTO RS: Kenneth Pat W ilson, L a rry T. Wilson, M ichael K. Wilson, T.H. W ortham M .D .,Bartus M. G ray Jr., H.K. D o ug herty, Melda A. Rice N ew ton C ounty Bank Jasper, AR Church and Stone Streets P.O.Box 437 72641-0437 County: Newton Telephone: 446-2265 Population: 519 FAX Number: 446-2310 Branches in Town: 0 Other Branches: 1 Charter Number: 121 Date: Mar. 24,1903 Trust Department: No Bank Holding Company Newco Corporation, Ozark, AR CHM.: C A R L G. HO LT PR E S ./C E O : GEORGE G. G LE A S O N , II Ex. V.P.: D A N N Y CRINER V .P ./C A S H .: GEORGE LAN D R U M A S S T . V.P.: IN AS W ATSON Cash and balances Due From B a n k s :.. 1,003 Federal Funds and R e p o s :......................... 100 In v e s tm e n ts :............................................. 7,936 T o ta lL o a n s :........................................... 27,547 Bank Premises and Fixed A sse ts:............ 485 O ther Real E s ta te :................................... 1,090 O ther A s s e ts :.............................................. 885 T o ta lA s s e ts :.......................................... 39,046 D e p o s its :..................................................... 35,263 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 343 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 35,606 Total T rust A sse ts:.......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 3,440 Total Liabilities and C a p ita l:.................... 39,046 2,340 DIRECTO RS: C arl G. Holt, G eorge G. G leason II, Linda D. Gleason, M ark D. Ross, G eorge Landrum, Danny Criner S e v e n ty -S ix th Report 69 The Arkansas Bank Jonesboro, AR 800 S. Main Street P.O.Box 1617 County: Craighead Population: 50,287 72403-1617 Telephone: 932-2131 FAX Number: 932-2131 Branches in Town: 2 Other Branches: 2 Charter Number: 150 Date: Feb. 13,1904 Trust Department: Yes Bank Holding Company None C H M ./C E O : S LO A N RAIN W ATER , JR. VICE C H A IR M A N : W ILLIA M I. R AIN W ATER P R E S ./C O O : J. BRUCE LO FTIN EX. V.P.: AU D R EY G LENN VICE PRESIDENT: LO YCE G IBSON VICE PRESIDENT: E. RAY H A C K W O R T H A S S T . V .P ./T .O .: BREN DA G RIFFITH A S S T . V.P.: G A IL N E B L E T T Cash and balances Due From B a n k s :.. 2,806 Federal Funds and R e p o s :...................... 1,200 In v e s tm e n ts :......................................... 15,523 Total L o a n s :........................................... 20,732 Bank Premises and Fixed A sse ts:........ 1,283 O ther Real E s ta te :...................................... 418 O ther A s s e ts :.............................................. 820 T o ta lA s s e ts :......................................... 42,782 D e p o s its :..................................................... 38,319 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 250 S ubordinated D e b t:............................................. o Total Liabilities:........................................... 38,569 Total Equity C apital and R e s e rv e s :........ 4,213 Total Liabilities and C a p ita l:.................... 42,782 Total Trust A sse ts:...................................... Number of Shares O utstanding:............. 173 75,000 DIRECTO RS: Sloan R ainw ater Jr., William I. Rainwater, G erald W atkins, J.A. Tomlinson Dr Weldon T. Rainwater, William I. Rainw ater Jr., Virginia C o x,S te ve Cox, J. Bruce Loftin Citizens Bank of Jonesboro Jonesboro, AR Main & Washington Streets P.O.Box 1800 72403-1800 County: Craighead Telephone: 932-6603 Population: 50,287 FAX Number: 933-4334 Branches in Town: 4 Other Branches: 2 Charter Number: 488 Date: Jul. 25,1919 Trust Department: Yes Bank Holding Company Citizens Bancshares Corp., Jonesboro, AR CHM.: H. H A L L M c A D A M S , III CEO: HER BERT H. M cA D A M S , II PRESIDENT: D A N N Y W ILLIA M S VICE PRESIDENT: D O N A L D TIM M S T R U S T OFFICER: CINDY FRENCH Cash and balances Due From Banks: 12,879 Federal Funds and R e p o s :..................... 2,850 In v e s tm e n ts :.......................................... 64,217 T o ta lL o a n s :........................................... 118,628 Bank Premises and F ixed A sse ts:........ 4,268 O th e rR e a lE s ta te :........................................ 56 O ther A s s e ts :........................................... 4,669 T o ta lA s s e ts :......................................... 207,567 Total Equity C apital and R e s e rv e s :....... 16,674 Total Liabilities and C a p ita l:.................. 207,567 Total Trust A sse ts:............................... Number of Shares O utstanding:............ 217,000 99,709 D e p o s its :................................................... 182,906 Federal funds and B orro w in gs:................ 4,772 O th er Liabilities:........................................... 2,115 Subordinated D e b t:.................................... 1,100 Total Liabilities:......................................... 190,893 DIRECTO RS: R obert C. Connor, John C. Deacon, W.O. Doak, C harlotte Eddington, W.M. Freeze Jr., Dr. James F. Gramling, Dr. Ray H. Hall Jr., Bill Hurt Jr., H e rbe rt H. M cAdam s II, H. Hall M cAdam s III, Minor M. Markle, O sca r J. Melton, O sca r J. Melton Jr., William R. Roberts, Donald Timms, Danny Williams, Dr. D u rw oo d W isdom 70 State of A rkansas: Bank D epartm ent M ercantile Bank Jonesboro, AR 300 S. Church P.O.Box 6018 County: Craighead Population: 50,287 72403-6018 Telephone: 935-5521 FAX Number: 935-8311 Branches in Town: 7 Other Branches: 3 Charter Number: 648 Date: Jan. 7,1932 Trust Department: Yes Bank Holding Company North Arkansas Bancshares, Inc, Jonesboro, AR CHM.: G .L .L IE B L O N G PRESIDENT: H A R O L D PERRIN T R U S T OFFICER: DICK GRAY Cash and balances Due From B a n k s :.. 9,487 Federal Funds and R e p o s :.................. 28,700 In v e s tm e n ts :......................................... 39,867 T o ta lL o a n s :........................................... 180,922 Bank Premises and Fixed A sse ts:........ 6,218 O th e rR e a lE s ta te :...................................... 801 O ther A s s e ts :........................................ 12,886 T o ta lA s s e ts :......................................... 278,881 D e p o s its :................................................... 243,916 Federal funds and B orrow ings:................. 2,793 O ther Liabilities:........................................... 3,505 Subordinated D e b t:............................................ 0 Total Liabilities:......................................... 250,214 Total Equity Capital and R e se rve s:....... 28,667 Total Liabilities and C a p ita l:.................. 278,881 Total T rust A sse ts:............................... 140,638 Number of Shares O utstanding:............ 100,000 DIREC TO RS: G.L. Lieblong, M.G. Spurlock, Tommy Lawrence, Al Heringer III, Ken Plunk, Ruth Poston, Roy C ooper, Harold Perrin, Glen Lane, W ayne Baker, Phil Jones, Lynn Greene, M a ryste l Appleton, Raym ond Heern, J.C. Mahon, Ben Lam berth Simmons First Bank Jonesboro, AR 1720 S. Caraway Road P.O.Box 1720 County: Craighead Population: 50,287 72403-1720 Telephone: 933-8000 FAX Number: None Branches in Town: 2 Other Branches: 0 Charter Number: 734 Date: Dec. 22,1976 Trust Department: Yes Bank Holding Company Simmons First National Corp., Pine Bluff, AR C H M ./C E O : D O N A L D W. STONE PRESIDENT: J.C. VAUG HN, JR. EX. V .P ./C ASH.: RON JA C K S O N VICE PRESIDENT: BAR R Y LE D B E T TE R VICE PRESIDENT: WAYNE BOND VICE PRESIDENT: JERRY BRO ADAW AY T .O ./M K T G O FFICER: BETH SMITH Cash and balances Due From B a n k s :.. 2,269 Federal Funds and R e p o s :...................... 3,645 In v e s tm e n ts :......................................... 14,664 T o ta lL o a n s :........................................... 38,402 Bank Premises a n d F ixe d A sse ts:............ 783 O th e rR e a lE s ta te :...................................... 403 O ther A s s e ts :.............................................. 937 T o ta lA s s e ts :......................................... 61,103 D e p o s its :..................................................... 55,502 Federal funds and B orro w in gs:......................... 1 O ther Liabilities:................................................ 698 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 56,201 Total Trust A sse ts:............................... Number of Shares O utstanding:........... 10,674 Total Equity Capital and R e s e rv e s :........ 4,902 Total Liabilities and C a p ita l:.................... 61,103 175,000 DIREC TO RS: Donald W. Stone, J.C. Vaughn Jr., Charles B. Smith Jr., Gene Thom ason, Sam Hummelstein, Ava Duke, Dr. Don B. Vollman 71 S e ve n ty-S ixth Report Farmers & Merchants Bank Judsonia, AR Jefferson & Van Buren Streets P. O. Box 1 72081-0001 County: White Telephone: 729-3148 Population: 2,100 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 415 Date: May 29,1913 Trust Department: No Bank Holding Company None PRESID E N T/C E O : E. D. YAN C EY Cash and balances Due From Banks: — 585 Federal Funds and R e p o s :......................... 450 In v e s tm e n ts :............................................. 6,546 Total L o a n s :.............................................. 3,596 Bank Premises and Fixed A sse ts:............. 88 O ther Real E s ta te :........................................ 38 O th e rA s s e ts :.............................................. 171 T o ta lA s s e ts :......................................... 11,474 D e p o s its :..................................................... 10,040 Federal funds and B orro w in gs:..................... 182 O th er Liabilities:................................................. 67 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 10,289 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 1,185 Total Liabilities and C a p ita l:.................... 11,474 2,800 DIRECTORS: E.O. Yancey, E.D. Yancey, Reynie Rutledge Union State Bank Junction City, AR 115 North Main P.O. Box F County: Union Population: 2,245 71749-1006 Telephone: 924-4552 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 660 Date: Aug. 28,1933 Trust Department: No Bank Holding Company Junction City Holding Company, Junction City, AR CHM.: G .R .M O S LE Y PRESID E N T/C E O : JO HN F. MARSH V .P ./C A S H .:B A R B A R A D AN IELS A S S T . C ASH .: SA N D Y B R A N T L E Y Cash andbalances Due From Banks: — 418 Federal Funds and R e p o s :..................... 2,425 In v e s tm e n ts :............................................. 4,195 T o ta lL o a n s :........................................... 15,632 Bank Premises and Fixed A sse ts:............ 145 O th e rR e a lE s ta te :......................................... 0 O th e rA s s e ts :.............................................. 269 T o ta lA s s e ts :......................................... 23,084 D e p o s its :..................................................... 20,651 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 138 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 20,789 Total Trust A ssets:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ 2,295 Total Liabilities and C a p ita l:.................... 23,084 30,000 DIRECTO RS: Daniel C lifton H orton, S earcy W. Harrell Jr., Harold W. Campbell, D enver D. Jones Jr., G.R. M osley, John F. Marsh, Alvin Green, Richard H. Mosley, James A. Bloodw orth 72 S tate of A rkansas: Bank D epartm ent Bank of K ensett Kensett, AR Searcy Street P.O.Box 356 County: White Population: 1,744 72082-0356 Telephone: 742-3211 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 528 Date: Feb. 17,1922 Trust Department: Yes Bank Holding Company None CHM.: J. H. JO H N S T O N , JR. CEO: ROGER Q. MILLS Cash and balances Due From Banks: — 546 Federal Funds and R e p o s :...................... 4,200 In v e s tm e n ts :............................................. 1,736 Total L o a n s :.................................................. 284 Bank Premises and Fixed A sse ts:............. 76 O th er Real E s ta te :......................................... 0 O th er A s s e ts :................................................ 37 Total A s s e ts :............... 6,879 D e p o s its :...................................................... 5,228 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................. 58 Subordinated D e b t:............................................. 0 Total Liabilities:............................................ 5,286 Total Trust A sse ts:......................................... Number of Shares O utstanding:.................... 500 7 Total Equity Capital and R e s e rv e s :........ Total Liabilities and C a p ita l:...................... 1,593 6,879 DIRECTO RS: J. H. Johnston Jr., Roger Mills, William P. Mills Pine State Bank Kingsland, AR First Street P. O. Box 85 County: Cleveland Population: 504 71652-0085 Telephone: 348-5657 FAX Number: None Branches in Town: 0 Other Branches: 1 Charter Number: 165 Date: Aug. 22,1904 Trust Department: No Bank Holding Company None C H M ./C E O : BENNIE RYBURN, JR. PRESIDENT: JAM ES L. W RIG H T Cash and balances Due From Banks: — 282 Federal Funds and R e p o s :......................... 225 In v e s tm e n ts :............................................. 1,941 Total L o a n s :.............................................. 3,905 Bank Premises and Fixed A sse ts:............. 73 O ther Real E s ta te :......................................... 0 O th e rA s s e ts :................................................ 70 T o ta lA s s e ts :............................................. 6,496 D e p o s its :...................................................... 5,910 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................. 51 Subordinated D e b t:............................................. 0 Total Liabilities:............................................ 5,961 Total Trust A sse ts:......................................... Number of Shares O utstanding:.......... 0 Total Equity Capital and R e se rve s:............. 535 Total Liabilities and C a p ita l:..................... 6,496 3,059.99 DIREC TO RS: Bennie Ryburn Jr., James S earcy, Freddie M obley, Hugh Quimby, Don Smith, Ray M orrison, John Trucks 73 S e v e n ty -S ix th Report Madison Bank & Trust Kingston, AR 101 Public Square P.O.Box 39 County: Madison Population: 300 72742-0039 Telephone: 665-2825 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 338 Date: Apr. 7,1911 Trust Department: Yes Bank Holding Company Madison Corporation, Little Rock, AR C H M ./T .O .: R O LA N D W ILLSHIRE P R E SID E N T/C E O : G A R Y BUNCH VICE PRESIDENT: C A R L A HATH O R N VICE PRESIDENT: B LE N D A HO W ARD Cash and balances Due From Banks: — 182 Federal Funds and R e p o s :......................... 300 In v e s tm e n ts :............................................. 1,965 Total L o a n s :............................................... 7,398 Bank Premises and Fixed A sse ts:............ 133 O ther Real E s ta te :........................................ 61 O ther A s s e ts :.............................................. 224 T o ta lA s s e ts :......................................... 10,263 D e p o s its :...................................................... 9,347 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 101 Subordinated D e b t:............................................. 0 Total Liabilities:............................................ 9,448 Total Trust A sse ts:...................................... 588 Number of Shares O utstanding:.................... 800 T o ta lE q u ity Capital and R e s e rv e s :............. 815 Total Liabilities and C a p ita l:.................... 10,263 DIRECTO RS: Roland Willshire, G ary W. Bunch, Dana Samples, H ow ard Cain Jr., Sumner Brashears, Joe Shrum, G ary Easterling Bank of Lake Village Lake Village, AR 101 Main Street P.O.Box 727 County: Chicot Population: 3,300 71653-0727 Telephone: 265-2241 FAX Number: 265-2125 Branches in Town: 1 Other Branches: 0 Charter Number: 675 Date: Oct. 14,1937 Trust Department: No Bank Holding Company Southeast Arkansas Bank Corp., Lake Village, AR CHM.: D O U G LA S C. W YNN VICE CHM.: N E D M A Z Z A N T I PR E S ID E N T/C E O : HERMON C A R LT O N EX. V.P.: T ER EN C E J. ALPE V.P.: K EN N ETH D. VAN D ER VO R T V.P.:DESSIE LEE G IBBS V .P ./A U D IT O R : JO YC E BELL Cash and balances Due From B a n k s :.. 2,240 Federal Funds and R e p o s :..................... 1,000 In v e s tm e n ts :.......................................... 17,581 Total L o a n s :........................................... 18,809 Bank Premises and Fixed A sse ts:............ 315 O ther Real E s ta te :......................................... 5 O th e rA s s e ts :........................................... 1,063 T o ta lA s s e ts :......................................... 41,013 D e p o s its :..................................................... 35,248 Federal funds and B orro w in gs:..................... 205 O th er Liabilities:................................................ 400 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 35,853 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 T otalE q uity Capital and R e s e rv e s :........ 5,160 Total Liabilities and C a p ita l:.................... 41,013 60,000 DIRECTO RS: Terence J. Alpe, Sam E. Angel, William W. Bunker, Dr. J.P. Burge, Hermon Carlton, David F. Gillison Sr., David F. Gillison Jr., Marvin D. L o yd D.D.S, Ned Mazzanti, Joesph J. Pieroni, Charles H. W eissinger Jr., Douglas C. W ynn 74 State of A rkansas: Bank Departm ent Simmons First Bank Lake Village, AR 333 Main Street P.O.Box 271 County: Chicot Population: 3,300 71653-0271 Telephone: 265-5366 FAX Number: 265-5558 Branches in Town: 0 Other Branches: 0 Charter Number: 716 Date: Jun. 12,1962 Trust Department: Yes Bank Holding Company Simmons First National Corp., Pine Bluff, AR CHM.: FRED P. M IC H A E L PR ESID E N T/C E O : BEN F. FLO R IAN I EX. VICE PRESIDENT: FREDDIE B LA C K Cash and balances Due From Banks: — 666 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 10,042 T o ta lL o a n s :........................................... 15,252 Bank Premises and Fixed A sse ts:............ 163 O ther Real E s ta te :........................................ 14 O ther A s s e ts :.............................................. 692 Total A s s e ts :......................................... 26,829 D e p o s its :..................................................... 22,654 Federal funds and B orrow ings:................. 1,200 O ther Liabilities:................................................ 370 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 24,224 Total Trust A ssets:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ 2,605 Total Liabilities and C a p ita l:.................... 26,829 12,500 DIREC TO RS: Sam E. A dkisson, W.E. A yres, Herman B erkem eyer, Freddie G. Black, James R. Burchfield, O hm er C. Burnside, Michael S. Cashion, Ben V. Floriani, James W. Haddock, Craig Hunt, Cullen Livingston, D oyne W. Loyd, Geno Mazzanti, Fred P. Michael, Carl O. Powell, Richard L. Pratt, Joe Dan Yee Citizens Bank of Lavaca Lavaca, AR Main Street P.O.Box 110 County: Sebastian Population: 1,092 72941-0110 Telephone: 452-7906 FAX Number: 452-7978 Branches in Town: 0 Other Branches: 1 Charter Number: 308 Date: May 5,1910 Member of Federal Reserve System Trust Department: No Bank Holding Company Sebastian Bankshares, Inc., Barling, AR CHM.: R O N A L D H .U D O U J PR E S ./C E O : JAM ES N. PATTER SO N SR. V.P.: G A R Y W. C A R M A C K VICE PRESIDENT: LAR RY DALE OWEN VICE PRESIDENT: PA U LE TTE C H R O N ISTER Cash and balances Due From Banks: — 707 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 11,413 T o ta lL o a n s :........................................... 24,364 Bank Premises and Fixed A sse ts:............ 928 O th e rR e a lE s ta te :........................................ 12 O ther A s s e ts :.............................................. 787 Total A s s e ts :......................................... 38,211 D e p o s its :..................................................... 32,501 Federal funds and B orrow ings:................ 1,000 O ther Liabilities:................................................ 261 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 33,762 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ 4,449 Total Liabilities and C a p ita l:.................... 38,211 DIRECTO RS: J.N. Patterson, R.H. Udouj, G. Bruick, J. Shields, R. Green 41,292 75 S e ve n ty-S ixth Report Leachville State Bank Leachville, AR 110 N. Main P. O. Box 140 County: Mississippi Population: 1,800 72438-0140 Telephone: 539-6354 FAX Number: 539-2213 Branches in Town: 0 Other Branches: 0 Charter Number: 703 Date: Jan. 23,1951 Trust Department: No Bank Holding Company Leachville State Bancshares, Inc., Leachville, AR CHM.: LAR R Y G RISHAM PR ES./C EO : NELSO N P. HENRY, JR EX. VICE PRESIDENT: EDN A PEEPLES V .P .-O PER A TIO N S: STEVE MAY C A S H .: EAR N ESTIN E R O B IN E T TE LO AN OFFICER: DIANE DAVIS Cash and balances Due From Banks: — 548 Federal Funds and R e p o s :..................... 2,200 In v e s tm e n ts :............................................. 5,940 Total L o a n s :.............................................. 9,960 Bank Premises and Fixed A sse ts:............ 151 O th e rR e a lE s ta te :......................................... 0 O ther A s s e ts :.............................................. 299 Total A s s e ts :......................................... 19,098 D e p o s its :..................................................... 14,970 Federal funds and B orro w in gs:................ 2,000 O ther Liabilities:................................................ 214 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 17,184 Total Trust A ssets:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ 1,914 Total Liabilities and C a p ita l:.................... 19,098 10,000 DIRECTORS: L a rry Grisham, Nelson Henry, Leon S w ihart Little River Bank Lepanto, AR 202 Greenwood P.O.Box 340 County: Poinsett Population: 1,964 72354-0340 Telephone: 475-2306 FAX Number: 475-3070 Branches in Town: 0 Other Branches: 0 Charter Number: 498 Date: N ov.21,1919 Trust Department: Yes Bank Holding Company None CHM.: DAN F. PO RTIS PR ES./C EO : G R A D Y W ATKINS, JR. C A S H .: B LA N C H E N ASH T O.: H.G. W ATKINS, III Cash and balances Due From B a n k s :__ 788 Federal Funds and R e p o s :...................... 1,800 In v e s tm e n ts :......................................... 17,493 Total L o a n s :.............................................. 7,036 Bank Premises and F ixed A sse ts:............ 106 O th e rR e a lE s ta te :......................................... 0 O ther A s s e ts :.............................................. 603 T o ta lA s s e ts :......................................... 27,826 D e p o s its :..................................................... 22,307 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 281 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 22,588 Total Equity Capital and R e s e rv e s :........ 5,238 Total Liabilities and C a p ita l:.................... 27,826 Total Trust A ssets:......................................... Number of Shares O utstanding:............. 4 10,000 DIRECTO RS: Dan F. Portis, G rady W atkins Jr., D anette P. W atkins, H.G. W atkins III, J.C. Portis, Ernest B. Portis, W.H. C ross, Junaway Payne, W.K. Ingram Jr., Julanne P. Ingram 76 State of A rkansas: Bank D epartm ent Peoples Bank & Loan Company Lewisville, AR 305 Spruce Street P.O.Box 1100 County: Lafayette Population: 1,500 71845-1100 Telephone: 921-4244 FAX Number: 921-4336 Branches in Town: 0 Other Branches: 0 Charter Number: 347 Date: Aug. 25,1911 Member of Federal Reserve System Trust Department: No Bank Holding Company Peoples Bancshares, Inc., Lewisville, AR CHM.: W.H. T R IP L E T T , JR. VICE C H A IR M A N : C H A R LE S H. MOORE PR ES ID E N T/C E O : C H A R LE S B LA C K A S S T . V.P.: D O N N A H. A D KISO N A S S T . V.P.: M A R S H A L. D ICKSO N C A S H .: VEN O R A HOOPER Cash and balances Due From B a n k s :.. 1,102 Federal Funds and R e p o s :..................... 1,525 In v e s tm e n ts :.................. ....................... 10,911 Total L o a n s :........................................... 11,324 Bank Premises and Fixed A ssets:............ 467 O th e rR e a lE s ta te :........................................ 11 O ther A s s e ts :.............................................. 445 T o ta lA s s e ts :......................................... 25,785 D e p o s its :..................................................... 23,383 Federal funds and B o rro w in g s:..'..................... 0 O ther Liabilities:................................................ 233 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 23,616 T o ta lE q u ity Capital and R e s e rv e s :........ 2,169 Total Liabilities and C a p ita l:.................... 25,785 Total T rust A sse ts:......................................... Number of Shares O utstanding:............... 0 4,000 DIRECTO RS: Phil A lfo rd Jr., Charles Black, L a rry Burrow , O.M. Covington, Paul J. English, Charles H. Moore, W.H. Triplett Jr., Wilma W illbanks Bank of Lincoln Lincoln, AR West Side Square P.O.Box 98 County: Washington Population: 1,422 72744-0098 Telephone: 824-3232 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 119 Date: Mar. 19,1903 Trust Department: No Bank Holding Company Lincoln Bankshares, Inc., Lincoln, AR C H M ./P R E S ./C E O : LO YD R. SW OPE EX.V.P.: KE N N E TH D. CO X SR.V.P.: LA R R Y C. KAR N ES V.P.: PAT R. D AVEN PO RT V.P.: C. D AR LEN E C H E A T H A M A S S T . V.P.:E. NELL KID C A S H .: RONNIE R IN EH AR T Cash and balances Due From Banks: — 980 Federal Funds and R e p o s :...................... 2,600 In v e s tm e n ts :......................................... 13,345 Total L o a n s :........................................... 22,636 Bank Premises and Fixed A sse ts:............ 300 O th e rR e a lE s ta te :...................................... 158 O ther A s s e ts :........................................... 1,060 T o ta lA s s e ts :......................................... 41,079 D e p o s its :..................................................... 36,723 Federal funds and B orrow ings:...................... 188 O th er Liabilities:................................................ 278 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 37,189 Total Trust A sse ts:......................................... Number of Shares O utstanding:................. 8000 0 Total Equity Capital and R e s e rv e s :........ 3,890 Total Liabilities and C a p ita l:.................... 41,079 DIRECTO RS: L o yd R. Swope, Kenneth D. Cox, John E verett, Clark McClinton, Wanda Irwin 77 S e ve n ty-S ixth Report Arkansas Bankers’ Bank Little Rock, AR 1008 West Second Street 72201-2031 County: Pulaski Telephone: 371-0535 Population: 250,000 FAX Number: 376-8894 Branches in Town: 0 Other Branches: 0 Charter Number: 752 Date: Apr. 17,1990 Trust Department: No Bank Holding Company Arkansas Bankers’ Bancorporation, Inc., Little Rock, AR CHM.: JO E S . H IA T T P R E SID E N T/C E O : BILL MAY SR. V .P ./C A S H .: JO HN E. LO C K O PER ATIO N OFF.: SH AR I D. FREED Cash and balances Due From B a n k s :....... 52 Federal Funds and R e p o s :..................... 1,725 In v e s tm e n ts :.................................................. 60 Total L o a n s :..................................................... 0 Bank Premises and F ixed A sse ts:............. 32 O ther Real E s ta te :......................................... 0 O ther A s s e ts :.............................................. 227 Total A s s e ts :............................................. 2,096 D e p o s its :........................................................... 129 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................... 9 Subordinated D e b t:............................................. 0 Total Liabilities:................................................. 138 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e s e rv e s :........ Total Liabilities and C a p ita l:..................... 1,958 2,096 50,000 DIRECTO RS: B urton O. George, Tom H. Grumbles, Joe S. Hiatt, Bill B. May, JM . Park, Lindley V. Smith, R obert P. Taylor Eagle Bank & Trust Company Little Rock, AR 1000 S. Rodney Parham P.O.Box 22120 County: Pulaski Population: 250,000 72221-2120 Telephone: 663-2453 FAX Number: 666-3420 Branches in Town: 0 Other Branches: 4 Charter Number: 720 Date: Jul. 28,1966 Trust Department: Yes Bank Holding Company State Holding Company, Little Rock, AR CHM.: H AR R Y L. H A S T IN G S , JR. P R E S ID E N T /C E O /T .O .: PAT KO CH SR.V.P.: A N N E T T E VANPELT VICE PRESIDENT: A L O TT E N S E C ./T R E A S .: C ATH ER IN E OWEN C O N T R O LLE R : PAUL C A S T LE B E R R Y Cash and balances Due From B a n k s :.. 2,179 Federal Funds and R e p o s :......................... 350 In v e s tm e n ts :............................................. 9,663 Total L o a n s :........................................... 25,686 Bank Premises and Fixed A sse ts:........ 2,247 O th e rR e a lE s ta te :...................................... 417 O ther A s s e ts :.............................................. 547 T o ta lA s s e ts :......................................... 41,089 D e p o s its :..................................................... 37,557 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 355 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 37,912 Total Equity C apital and R e s e rv e s :........ 3,177 Total Liabilities and C a p ita l:.................... 41,089 Total Trust A sse ts:...................................... Number of Shares O utstanding:............... 133 8,000 DIRECTO RS: H a rry L. Hastings Jr., Catherine Owen, H orace Jewell, Sam W instead, J.C. Nichols, Pat Koch 78 State of A rkansas: Bank D epartm ent Pulaski Bank & Trust Company Little Rock, AR 5800 R Street P.O.Box 7299 County: Pulaski Population: 250,000 72217-7729 Telephone: 661-7700 FAX Number: 661-7857 Branches in Town: 3 Other Branches: 0 Charter Number: 710 Date: Aug. 29,1955 Trust Department: Yes Bank Holding Company Pulaski Investment Corporation, Little Rock, AR CHM.: JA M E S C. E A S T PR ES ID E N T/C E O : R O BER T C. M AGEE SR. VICE PRESIDENT: JUDY B E A U M O N T SR. VICE PRESIDENT: JA N E T MOORE SR. VICE PRESIDENT: JERRY D U N C A N SR. VICE PRESIDENT: JAM ES PIERCE T R U S T OFFICER: HOLLY M ATH ISO N Cash and balances Due From B a n k s :.. 7,362 Federal Funds and R e p o s:............................ 0 In v e s tm e n ts :......................................... 40,222 Total L o a n s :........................................... 70,905 Bank Premises and Fixed A sse ts:........ 5,932 O ther Real E s ta te :................................... 1,407 O ther A s s e ts :........................................... 3,556 Total A s s e ts :......................................... 129,384 D e p o s its :................................................... 115,866 Federal funds and B orrow ings:................. 2,765 1,283 O ther Liabilities:........................... Subordinated D e b t:.................. .*..................... 385 Total Liabilities:......................................... 120,299 45,757 Number of Shares O utstanding:............ 212,230 Total Trust A sse ts:............................... Total Equity Capital and R e se rve s:........ 9,085 Total Liabilities and C a p ita l:.................. 129,384 DIREC TO RS: James C. East, Robert C. Magee, M ark Williamson, Robert C. East, Dr. K.C. W estbrook Bank of Lockesburg Lockesburg, AR Main & Redbud P.O.Box 118 County: Sevier Population: 616 71846-0118 Telephone: 289-4071 FAX Number: 289-2330 Branches in Town: 0 Other Branches: 0 Charter Number: 746 Date: May 31,1985 Trust Department: No Bank Holding Company DeWitt First Bankshares, Inc., DeWitt, AR C H M ./C E O : RAY H A M B R IC K PRESIDENT: PHILIP H. W O R TH EN V.P.: PH YLLIS (CEC I) B E T T E L L OPER. OFF.: B E T T Y CURRENCE Cash and balances Due From B a n k s :.. 1,069 Federal Funds and R e p o s:......................... 255 In v e s tm e n ts :............................................. 5,491 Total L o a n s :........................................... 10,034 Bank Premises and Fixed A sse ts:............ 145 O ther Real E s ta te :......................................... 0 O th er A s s e ts :.............................................. 555 Total A s s e ts :......................................... 17,549 D e p o s its :..................................................... 15,253 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 114 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 15,367 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 2,182 Total Liabilities and C a p ita l:.................... 17,549 DIRECTO RS: Ray Ham brick, W arren Jennings Sr., L e ster McKinley 2,500 79 S e v e n ty -S ix th Report First S tate Bank Lonoke, AR 101 E. Front P.O.Box 320 County: Lonoke Population: 4,128 72086-0320 Telephone: 676-3106 FAX Number: 676-5046 Branches in Town: 1 Other Branches: 0 Charter Number: 670 Date: Mar. 9,1935 Trust Department: No Bank Holding Company Lonoke Bancshares, Inc., Lonoke, AR CHM.: WAYNE B E N N E T T , SR. C E O /EX. V.P.: DAVID R. ESTES PRESIDENT: NEIL B E N N E T T , SR. Cash and balances Due From B a n k s :.. 3,693 Federal Funds and R e p o s :...................... 2,715 In v e s tm e n ts :......................................... 26,934 Total L o a n s :........................................... 22,080 Bank Premises and F ixed A sse ts:............ 479 O ther Real E s ta te :........................................ 82 O ther A s s e ts :........................................... 1,068 Total A s s e ts :......................................... 57,051 D e p o s its :..................................................... 49,593 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 474 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 50,067 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e s e rv e s :........ 6,984 Total Liabilities and C a p ita l:.................... 57,051 16,000 DIRECTORS: W ayne Bennett Sr., Neil Bennett Sr., W ayne Bennett Jr., Neil Bennett Jr., H. Austin Grimes M.D. Farmers Bank & Trust Company Magnolia, AR 100 N. Court Square P.O.Box 250 County: Columbia Population: 12,000 71753-0250 Telephone: 234-2211 FAX Number: 234-7296 Branches in Town: 3 Other Branches: 0 Charter Number: 217 Date: Sep. 26,1906 Trust Department: Yes Bank Holding Company Magnolia Banking Corporation, Magnolia, AR C H M ./P R E S ./C E O : B O B L. BURNS EX. V .P ./C O O : M A C K L. TAYLO R SR. V .P ./T .O .: BRU CE D. M A LO C H SR. V P/C O M M . LEND.: STEVE KEITH V /P ./C O N T R O L L E R : KEVIN W. PLETCH ER V .P ./C A S H .: E A R L B O O T H V .P ./R E T A IL LEND.: D A N N Y F ITZPATR IC K Cash and balances Due From B a n k s :.. 3,705 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 55,275 Total L o a n s :........................................... 63,356 Bank Premises and F ixed A sse ts:............ 664 O ther Real E s ta te :. ..................................... 435 O ther A s s e ts :.......... 2,388 T o ta jA s s e ts :........... 125,823 D e p o s its :................................................... 112,169 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:........................................... 1,101 Subordinated D e b t:............................................. 0 Total Liabilities:......................................... 113,270 Total Equity Capital and R e s e rv e s :....... 12,553 Total Liabilities and C a p ita l:.................. 125,823 Total Trust A s s e ts :.. ............................. Number of Shares O utstanding:............ 100,000 20,414 DIRECTO RS: Bob L. Burns, T. H. Bradley Jr., Paul Crumpler, W.E. Fullenwider, C.S. Kincaid III, Bob Neill, W ayne M. N ew ton, Ronnie Ribble, Ken Sibley, Mack L. Taylor 80 State of A rkansas: Bank D epartm ent Bank of Malvern Malvern, AR 327 Ash Street P.O.Box 897 County: Hot Spring Population: 10,000 72104-0897 Telephone: 332-6966 FAX Number: 332-2374 Branches in Town: 1 Other Branches: 0 Charter Number: 10 Date: Jun. 24,1889 Trust Department: Yes Bank Holding Company Central Arkansas Bancshares, Inc., Malvern, AR C H M ./P R E S ./C E O : PAUL L. O F F U T T E X.V.P .: D O N A L D J. T A C K E T T VICE PRESIDENT: M A R S H A TANNER V .P ./C A S H IE R : M ARY BETH ROSEBERRY Cash and balances Due From B a n k s :.. 3,333 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 33,769 Total L o a n s :........................................... 43,742 Bank Premises and Fixed A sse ts:........ 1,163 O ther Real E s ta te :................................... 1,341 O ther A s s e ts :........................................... 1,484 Total A s s e ts :......................................... 84,832 D e p o s its :..................................................... 73,444 Federal funds and B orrow ings:................. 1,515 O th er Liabilities:................................................ 492 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 75,451 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ 9,381 Total Liabilities and C a p ita l:.................... 84,832 12,000 DIREC TO RS: Paul L. O ffu tt, D o rsey D. G lover, Dale Horn, Sam R. Clark, Joe C. Keith, W.R. Ward, Ross M. Whipple, Don J. T ackett M ercantile Bank Mammoth Spring, AR 250 Main Street P.O.Box 310 County: Fulton Population: 1,158 72554-0310 Telephone: 625-3235 FAX Number: 625-7497 Branches in Town: 0 Other Branches: 0 Charter Number: 750 Date: Oct. 24,1989 Trust Department: No Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR CHM: D. L. LIEBLO N G PR ES ID E N T/C E O : W ILLIA M O. PACE V. P.: JO YC E GRIFFIN C ASH IER : NO RM A G. PACE Cash and balances Due From B a n k s :__ 888 Federal Funds and R e p o s :..................... 7,450 In v e s tm e n ts :............................................. 5,285 Total L o a n s :........................................... 10,040 Bank Premises and Fixed A sse ts:............ 409 O th e rR e a lE s ta te :......................................... 0 O th e rA s s e ts :........................................... 1,183 Total A s s e ts :......................................... 25,255 D e p o s its :..................................................... 21,944 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................ 336 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 22,280 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 2,975 Total Liabilities and C a p ita l:.................... 25,255 8,000 DIRECTO RS: Richard G arrison, William R. Hass, Thom as R. Freeman, Wendell Ragsdale, G.L. Lieblong, William O. Pace 81 S e v e n ty -S ix th Report M erchants & Planters Bank Manila, AR 319 N. Baltimore P.O.Box 440 County: Mississippi Population: 2,552 72442-0440 Telephone: 561-4427 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 698 Date: Mar. 16,1948 Trust Department: No Bank Holding Company None CHM.: PEGGY F. C H E A D LE CEO: M A X H. S C H R A D E R PRESIDENT: B E T T Y F. S C H R A D E R V.P.: D A N N Y R O BBINS C A S H : N O R M A JA C K S O N Cash and balances Due From Banks: — 843 Federal Funds and R e p o s :...................... 1,575 In v e s tm e n ts :............................................. 3,793 Total L o a n s :............................................... 6,695 Bank Premises and F ixed A sse ts:............. 64 O ther Real E s ta te :........................................ 15 O ther A s s e ts :............................................... 206 T o ta lA s s e ts :.......................................... 13,191 D e p o s its :..................................................... 11,426 Federal funds and B orro w in gs:......................... 0 O th e r Liabilities:................................................ 153 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 11,579 0 Total Trust A sse ts:............. Total Equity C apital and R e s e rv e s :........ 1,612 Total Liabilities and C a p ita l:.................... 13,191 Number of Shares O utstanding:............. 10,000 DIRECTO RS: Peggy F. Cheadle, James B. Cheadle, B e tty F. S chrader, L.E. Townsend, Hulen Faulkner, Paul W. Fleeman, Danny Robbins, Max H. S chrader Bank of Mansfield Mansfield, AR 101 S. Sebascott P.O.Box 387 County: Sebastian Population: 1,000 72944-0387 Telephone: 928-4418 FAX Number: 928-5149 Branches in Town: 0 Other Branches: 0 Charter Number: 678 Date: Feb. 16,1939 Trust Department: No Bank Holding Company Mansfield Bankstock, Inc., Mansfield, AR CHM.: J. M IC H A E L SHAW PR E S ID E N T/C E O : JOE TERRY Cash and balances Due From Banks: — 544 Federal Funds and R e p o s :......................... 600 In v e s tm e n ts :.......................................... 10,517 T o ta lL o a n s :............................................... 9,139 Bank Premises and Fixed A ss e ts :............ 217 O ther Real E s ta te :...................................... 147 O ther A s s e ts :............................................... 396 T o ta lA s s e ts :.......................................... 21,560 D e p o s its :..................................................... 19,675 Federal funds and B o rro w in gs:......................... 0 O th er Liabilities:................................................ 188 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 19,863 Total Equity C apital and R e s e rv e s :........ 1,697 Total Liabilities and C a p ita l:.................... 21,560 Total Trust A sse ts:.......................................... Num ber of Shares O utstanding:............... 0 9,600 DIRECTO RS: J. Michael Shaw, Joseph A. T e rry, L a ry W alker, S.M. Taylor, S.D. Barnes, Melba Conaway, Paula C ow ard S tate of A rkansas: Bank D epartm ent 82 Citizens Bank Marion, AR 115 Block Street P.O.Box 300 County: Crittenden Population: 2,996 72364-0300 Telephone: 739-4421 FAX Number: 739-1305 Branches in Town: 0 Other Branches: 0 Charter Number: 677 Date: Mar. 15,1938 Trust Department: No Bank Holding Company First Citizens Bancshares Company, Marion, AR C H M ./P R E S ./C E O : FO R REST N. JENKINS V.P.: C H A R LE S E. HO RTO N A S S T . V.P.: L. S C O T T BO ND C ASH IER : JO A N B A S S A S S T . C A S H .: LU CILLE H. BR A C K IN A S S T . C A S H .: G LO RIA G. SPENCER Cash and balances Due From B a n k s :.. 2,199 Federal Funds and R e p o s :...................... 1,250 In v e s tm e n ts :............................................. 8,531 T o ta lL o a n s :........................................... 19,232 Bank Premises and Fixed A sse ts:........ 1,160 O th er R e a lE s ta te :.......................................... 0 O th e rA s s e ts :............................................... 423 Total A s s e ts :.......................................... 32,795 D e p o s its :..................................................... 28,690 Federal funds and B orrow ings:................. 1,000 O ther Liabilities:................................................ 170 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 29,860 Total Equity Capital and R e s e rv e s :........ 2,935 Total Liabilities and C a p ita l:.................... 32,795 Total T rust A sse ts:.......................................... Number of Shares O utstanding:............... 0 1,500 DIREC TO RS: C.H. Bond Jr., Sanders C a rte r, Frank G. Fogleman, Julian Hardin, Joe T aylo r III, James R. S to ckle y, Richard W illiford, F orrest N. Jenkins, William B art Turner, Allen Helms Jr, Linda Jenkins M arked Tree Bank M arked Tree, AR 210 Frisco Street P.O.Box 160 County: Poinsett Population: 3,200 72365-0160 Telephone: 358-2600 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 651 Date: Mar. 3,1932 Trust Department: Yes Bank Holding Company Marked Tree Bancshares, Inc., Marked Tree, AR CHM.: E. R IT TE R A R N O LD P R E S ID E N T/C E O : JO H N A. BRUNNER, JR. V .P ./C A S H IE R : F R A N C E S W H IT LO W V .P ./T .O .: PHILLIP M A R S H A LL LO AN OFFICER: D A N N Y M. M ORRISON Cash and balances Due From B a n k s :.. 1,537 Federal Funds and R e p o s :......................... 450 In v e s tm e n ts :......................................... 17,779 T o ta lL o a n s :.............................................. 4,852 Bank Premises and Fixed A sse ts:............. 66 O ther Real E s ta te :........................................ 76 O th e rA s s e ts :.............................................. 367 T o ta lA s s e ts :......................................... 25,127 D e p o s its :..................................................... 20,957 Federal funds and B orrow ings:................. 1,300 O th er Liabilities:................................................ 301 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 22,558 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 2,569 Total Liabilities and C a p ita l:.................... 25,127 2,500 DIRECTO RS: M ary A. Arnold, E. R itter Arnold, John A. Brunner Jr., Frank Brunner, Jr., J. Robert Brunner, Daniel Hatzenbuehler, Louis H. Goad 83 S e v e n ty -S ix th Report S earcy C ounty Bank Marshall, AR NE Corner of Square P.O.Box 250 County: Searcy Population: 1,595 72650-0250 Telephone: 448-3341 FAX Number: 448-5404 Branches in Town: 0 Other Branches: 1 Charter Number: 679 Date: Feb. 26,1940 Trust Department: No Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR P R E SID E N T/C E O : NEIL A. W ILKIN S, SR. EX. V.P.: D A N N Y G. H O R TO N V .P ./C A S H ./S E C .: BREN D A HAR N ESS V .P ./B R . MNGR.: M AR Y JA N E HO RTO N Cash and balances Due From B a n k s :.. 1,461 Federal Funds and R e p o s :...................... 5,500 In v e s tm e n ts :.......................................... 11,058 Total L o a n s :........................................... 17,584 Bank Premises and Fixed A sse ts:............ 263 O ther Real E s ta te :........................................ 19 O ther A s s e ts :........................................... 1,765 Total A s s e ts :.......................................... 37,650 D e p o s its :..................................................... 32,615 Federal funds and B orro w in gs:......................... C O th er Liabilities:................................................ 249 S ubordinated D e b t:............................................. 0 Total Liabilities:........................................... 32,864 Total Trust A sse ts:.......................................... Num ber of Shares O utstanding:............... 0 Total Equity C apital and R e s e rv e s :........ 4,786 Total Liabilities and C a p ita l:.................... 37,650 4,000 DIRECTO RS: Neil A. W ilkins Sr., G eorge Daniel, Bob D erickson, Virgil Blair, Ancil Mays, G.L. Lieblong Bank of Marvell M arvell, AR Hwy. 49 W P.O.Box 67 County: Phillips Population: 1,724 72366-0067 Telephone: 829-2596 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 109 Date: Jan. 8,1903 Trust Department: No Bank Holding Company Marvell Implement Co., Marvell, AR C H M ./P R E S ./C E O : G IBSO N TU R LE Y EX. V.P.: TOM M IE E. S H A C K LE F O R D , JR. V.P.: G IBSO N T U R LE Y , JR. VICE PRESIDENT: BEN DAVISO N C A S H .: P A T TY SUE RU SSELL Cash andbalances Due From Banks: — 614 Federal Funds and R e p o s :......................... 255 In v e s tm e n ts :.......................................... 16,900 Total L o a n s :............................................... 1,635 Bank Premises and F ixed A sse ts:............. 34 O ther Real E s ta te :......................................... 0 O ther A s s e ts :.............................................. 580 Total A s s e ts :.......................................... 20,018 D e p o s its :..................................................... 17,404 Federal funds and B orro w in gs:......................... 0 O th e r Liabilities:................................................ 175 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 17,579 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity C apital and R e s e rv e s :........ 2,439 Total Liabilities and C a p ita l:.................... 20,018 6,000 DIRECTO RS: Gibson Turley, J.A. Hill, James H. Hill, Tommie E. S hackelford Jr., Virginia Turley, Gibson Turley Jr. S tate of A rkansas: Bank D epartm ent 84 Bank of M cC rory M cCrory, AR 124 Edmonds Avenue P.O.Box 367 County: W oodruff Population: 2,000 72101-0367 Telephone: 731-2521 FAX Number: 731-2859 Branches in Town: 0 Other Branches: 0 Charter Number: 128 Date: Jun. 8,1903 Trust Department: Yes Bank Holding Company Thompson Land Company, Inc., McCrory, AR CHM.: JO H N G. T H O M P S O N P R E S ID E N T/C E O : JERRY DYER T.O .: M A R G A R E T CO LLIER Cash and balances Due From B a n k s :.. 2,062 Federal Funds and R e p o s :...................... 3,400 In v e s tm e n ts :.......................................... 35,692 Total L o a n s :........................................... 13,523 Bank Premises and Fixed A sse ts:............ 171 O th er Real E s ta te :......................................... 0 O th er A s s e ts :........................................... 1,369 T o ta lA s s e ts :......................................... 56,217 D e p o s its :..................................................... 50,343 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 446 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 50,789 Total T rust A sse ts:...................................... 633 Number of Shares O utstanding:............. Total Equity C apital and R e se rve s:........ 5,428 Total Liabilities and C a p ita l:.................... 56,217 20,000 DIREC TO RS: John G. Thom pson, H. Ripley Thom pson, Ian A rnof, John D. Eldridge, John D. Eldridge III, G.L. M orris Jr., Edwin B. C onner Jr., Donald Cain, Fletcher C. Lewis, Vance M. T hom pson III, Je rry D ye r McGehee Bank McGehee, AR 301 N. Second Street P.O.Box 787 County: Desha Population: 5,600 71654-0787 Telephone: 222-3151 FAX Number: 222-6159 Branches in Town: 1 Other Branches: 3 Charter Number: 661 Date: Dec. 5,1933 Trust Department: Yes Bank Holding Company Southeast Financial Bankstock Corporation, McGehee, AR CHM.: S A M B O W M A N VICE CHM.: JO H N P O TT E R P R E S ID E N T/C E O : BILL BO W M A N EX. V .P ./T .O ./: MIKE SM ITH V.P.: PHILLIP PR IV E T T V.P.: T O D D PO TTER C A S H : STEPHEN W ILSON Cash and balances Due From B a n k s :.. 2,894 Federal Funds and R e p o s :..................... 2,400 In v e s tm e n ts :......................................... 31,367 T o ta lL o a n s :........................................... 34,291 Bank Premises and Fixed A sse ts:............ 552 O th e rR e a lE s ta te :...................................... 843 O ther A s s e ts :........................................... 1,251 T o ta lA s s e ts :.......................................... 73,598 D e p o s its :..................................................... 63,113 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................ 791 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 63,904 Total Trust A sse ts:............................... Number of Shares O utstanding:............. 22,157 Total Equity Capital and R e s e rv e s :........ 9,694 Total Liabilities and C a p ita l:.................... 73,598 80,000 DIRECTO RS: Sam Bowman, Bill Bowman, John P otter, M ark Sherland Jr., R obert A d co ck, Jimmy L. Buford, Bill Elliott, David Leech, Cecil Simpson, James N. Smith, John L. Maier Jr. 85 S e v e n ty -S ix th Report The Bank of N orth Arkansas Melbourne, AR Main & Spring P.O.Box 70 County: Izard Population: 1,619 Branches in Town: 0 Other Branches: 3 Charter Number: 42 Date: Jul. 29,1896 72556-0070 Telephone: 368-4205 FAX Number: 368-4641 Trust Department: No Bank Holding Company InvestArk Bankshares, Inc., Stuttgart, AR CHM.: W. NEIL M A Y N A R D PR ESID E N T/C E O : LLO Y D T. JO NES V.P.: W. MIKE C O NE V.P.: JUDY D. SAN D ER S C A S H : ERNESTINE M ARLIN Cash and balances Due From B a n k s :.. 1,910 Federal Funds and R e p o s :...................... 1,000 In v e s tm e n ts :......................................... 25,211 Total L o a n s :........................................... 17,576 Bank Premises and Fixed A sse ts:........ 1,141 O ther Real E s ta te :.......................................... 3 O ther A s s e ts :.............................................. 808 Total A s s e ts :.......................................... 47,649 D e p o s its :..................................................... 43,515 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 306 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 43,821 Total Equity C apital and R e s e rv e s :........ 3,828 Total Liabilities and C a p ita l:.................... 47,649 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 80,000 DIRECTO RS: Cole Martin, Lloyd T. Jones, W. Neil M aynard, H a rry C. Erwin, Harlin F. Hames, James E. Miller, Vernon J. Giss, W. W esley Arnold, Tommy H. Hillman The Union Bank of Mena Mena, AR 515 Janssen Avenue P. O. Box 898 County: Polk Population: 5,200 71953-0898 Telephone: 394-2211 FAX Number: 394-3809 Branches in Town: 1 Other Branches: 2 Charter Number: 667 Date: Jul. 25,1934 Trust Department: No Bank Holding Company Union Bankshares, Inc., Mena.AR CHM.: EDW ARD W. S TEVEN SO N PR ESID E N T/C E O : BILL L. W OO D EX. V.P.: G A R Y N EW C O M B C A S H : RUBY LU NSFO R D Cash and balances Due From B a n k s :.. 2,734 Federal Funds and R e p o s :..................... 2,100 In v e s tm e n ts :.......................................... 17,572 Total L o a n s :........................................... 43,633 Bank Premises and Fixed A sse ts:............ 625 O ther Real E s ta te :...................................... 141 O ther A s s e ts :........................................... 1,012 T o ta lA s s e ts :......................................... 67,817 D e p o s its :..................................................... 60,368 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 387 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 60,755 Total Equity C apital and R e s e rv e s :........ 7,062 Total Liabilities and C a p ita l:.................... 67,817 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 12,000 DIRECTO RS: R.A. C arver, John A. C raw ford, R.L. Hamilton, David M addox, G ary Newcom b, Pauline M orrow , Edw ard W. S tevenson, Bill Lauck W ood 86 S tate of A rkansas: Bank D epartm ent MidSouth Bank M onette, AR 302 W. Drew P.O.Box P County: Craighead Population: 1,000 72447-0610 Telephone: 486-5493 FAX Number: 486-2250 Branches in Town: 1 Other Branches: 1 Charter Number: 673 Date: Dec. 29,1936 Trust Department: No Bank Holding Company None CHM.: C A R O LY N FRIERSON P R E S ID E N T/C E O : REVIS G. S T E W A R T SR.V.P.: SHIRLEY B R O N A U G H V.P.: BILL C L A R K V.P.: TERRY FRIERSON V .P ./C A S H .: VERLENE FULLEN A S S T . V.P.: JAM ES R. TH O M PSO N A S S T . V.P.: JA N E T DUFFEL Cash and balances Due From B a n k s :.. 1,384 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 11,929 23,660 Total L o a n s :........... Bank Prem ises and Fixed A sse ts:............ 860 O th er Real E s ta te :........................................ 28 O th er A s s e ts :.............................................. 745 Total A s s e ts :......................................... 38,606 D e p o s its :..................................................... 33,523 Federal funds and B orrow ings:................. 1,600 O th er Liabilities:............................... 379 S ubordinated D e b t:............................................. 0 Total Liabilities:........................................... 35,502 Total T rust A ss e ts :......................................... 0 Total Equity Capital and R e se rve s:........ 3,104 Total Liabilities and C a p ita l:.................... 38,606 Number o f Shares O utstanding:............... 4,000 DIREC TO RS: C arolyn Frierson, Revis G. S tew a rt, Verlene Fullen, Shirley Bronaugh, T e rry Frierson, Dr. B.R. H arper, Ruth P. Latta, J.E. S to ry Commercial Bank & Trust Company Monticello, AR 212 W. Gaines Street P.O.Box 150 County: Drew Population: 9,751 71655-0150 Telephone: 367-6221 FAX Number: 367-7700 Branches in Town: 3 Other Branches: 0 Charter Number: 391 Date: Nov. 29,1912 Trust Department: Yes Bank Holding Company Drew Bancshares, Inc., Monticello, AR CHM.: VIR G IN IA M. RYBURN P R E S ID E N T/C E O : R EG IN ALD G LOVER EX. V .P ./T .O .: GEORGE T. HARRIS Cash and balances Due From B a n k s :.. 2,558 Federal Funds and R e p o s :...................... 2,275 In v e s tm e n ts :......................................... 22,402 Total L o a n s :........................................... 32,676 Bank Prem ises and Fixed A sse ts:............ 661 O ther Real E s ta te :...................................... 274 O ther A s s e ts :.............................................. 956 T o ta lA s s e ts :......................................... 61,802 D e p o s its :..................................................... 55,547 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................ 448 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 55,995 Total Equity C apital and R e s e rv e s :........ 5,807 Total Liabilities and C a p ita l:.................... 61,802 Total Trust A ssets:................................... Num ber of Shares O utstanding:............... 1,016 8,000 DIRECTO RS: Joe Brannen, James Burks, C.C. Gibson III, Reginald G lover, R.D. Jones Jr., L.D. Long, Bennie R yburn Jr., Virginia M. Ryburn, Kim Ward, Frank W olfe 87 S e v e n ty -S ix th Report Union Bank & Trust Company Monticello, AR 102 W.McCloy P.O.Box 270 County: Drew Population: 9,751 71655-0270 Telephone: 367-9727 FAX Number: None Branches in Town: 1 Other Branches: 1 Charter Number: 448 Date: Sep. 15,1915 Trust Department: Yes Bank Holding Company First Union Financial Corp., Monticello, AR c h m .:z a c h McC l e n d o n , j r . P R E SID E N T/C E O : JA M E S P. JE T T T.O .: BEVERLY HUDSON Cash and balances Due From B a n k s :.. 3,659 Federal Funds and R e p o s :.............. 6,350 In v e s tm e n ts :.......................................... 31,707 T o ta lL o a n s :........................................... 35,188 Bank Premises and Fixed A sse ts:. 1,470 O th e rR e a lE s ta te :...................................... 307 O ther A s s e ts :................................... 1,460 T o ta lA s s e ts :......................................... 80,141 D e p o s its :..................................................... 72,805 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 943 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 73,748 Total Trust A sse ts:........................... Number of Shares O utstanding:............. 4,627 Total Equity Capital and R e s e rv e s :........ 6,393 Total Liabilities and C a p ita l:.................... 80,141 80,000 DIRECTORS: William K. Ball, Brow n Calhoun, Frank C arson Jr., Dale Handly, Charles Jackson, James P. Jett, Wells M offa tt, David E. Wilkins, John P o rte r Price, Zach M cClendon Jr., Richard Reinhart, Alan G. Williams The Bank of M ontgom ery C ounty Mount Ida, AR George Street P.O.Box 435 County: Montgomery Population: 1,023 71957-0435 Telephone: 867-3148 FAX Number: 867-4333 Branches in Town: 0 Other Branches: 0 Charter Number: 617 Date: Nov. 26,1930 Trust Department: No Bank Holding Company Montgomery County Bancshares, Inc., Little Rock, AR C H M ./P R E S ./C E O : D A N IE L C. HO RTO N EX. V.P.: MELVIN L. SIMPSON SR. V.P.: M A R C IA S U M M IT T C A S H : H E T T IE A B E R N A T H Y Cash and balances Due From B a n k s :__ 964 Federal Funds and R e p o s :...................... 1,800 In v e s tm e n ts :......................................... 18,312 T o ta lL o a n s :........................................... 23,427 Bank Premises and Fixed A sse ts:............ 307 O th e rR e a lE s ta te :......................................... 3 O ther A s s e ts :........................................... 1,042 T o ta lA s s e ts :......................................... 45,855 D e p o s its :..................................................... 39,472 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 733 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 40,205 Total Equity C apital and R e s e rv e s :........ 5,650 Total Liabilities and C a p ita l:.................... 45,855 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 4,000 DIRECTO RS: Daniel C. H orton, D enver Jones, G.R. M osley, John Selig, Ode M addox, Joe B rakefield Jr., Bill Law rence, D oyle O ’Neal, Harold Campbell, Melvin L. Simpson, R obert Campbell, Bob Lybrand, A.L. Banta, Bob Gore, R. L. Qualls, Bill Barnes 88 State of A rkansas: Bank D epartm ent Peoples Bank & Trust Company Mountain Home, AR Ninth & Baker Streets P.O. Drawer B County: Baxter Population: 7,000 72653-0458 Telephone: 425-2166 FAX Number: None Branches in Town: 1 Other Branches: 0 Charter Number: 147 Date: Aug. 10,1906 Trust Department: Yes Bank Holding Company Baxter County Bancshares, Inc., Mountain Home, AR CHM.: REYNIE R U TLED G E P R E S ID E N T/C E O : LA R R Y NELSO N SR. V.P.: C H A R LE S A. M O RTO N SR. V.P.: JA M E S E. REVES SR. V.P.: CLYDE R. TH O R N , JR. V.P.: KEARN IE C A R LE T O N V .P ./T .O .: RICK CO O PER Cash and balances Due From B a n k s :.. 5,407 Federal Funds and R e p o s :...................... 2,100 In v e s tm e n ts :.......................................... 82,722 Total L o a n s :........................................... 58,682 Bank Premises and F ixed A sse ts:............ 578 O ther Real E s ta te :...................................... 668 O th e r A s s e ts :........................................... 2,430 Total A s s e ts :.......................................... 152,587 D e p o s its :................................................... 137,052 Federal funds and B orrow ings:......................... 0 O th er Liabilities:........................................... 1,274 S ubordinated D e b t:............................................. 0 Total Liabilities:......................................... 138,326 Total Trust A sse ts:................................ Number of Shares O utstanding:............ 110,000 26,319 Total Equity Capital and R e se rve s:....... 14,261 Total Liabilities and C a p ita l:.................. 152,587 DIRECTO RS: Reynie Rutledge, L a rry G. Nelson, W.M. Thom pson, Don Jack, Guy King, James Faulkner, R.E. Baker, W. T. Morgan, James Lindsey, B.R. Wiseman, D. Eugene F ortson, Neil Nelson Bank of Mountain View Mountain View, AR Main Street P.O.Box 1228 County: Stone Population: 2,147 72560-1228 Telephone: 269-3815 FAX Number: 269-2899 Branches in Town: 0 Other Branches: 0 Charter Number: 446 Date: Jul.21,1915 Trust Department: No Bank Holding Company None CHM.: GLEN HINKLE C E O /E X . V.P.: C H A R LE S A. LOW E PRESIDENT: JAM ES G. HINKLE V .P ./C A S H IE R : W ELDO N D U N C A N Cash and balances Due From B a n k s :.. 2,478 Federal Funds and R e p o s :...................... 3,330 In v e s tm e n ts :......................................... 23,172 Total L o a n s :........................................... 25,326 Bank Premises and Fixed A s s e ts :..... .,..^..490. O ther Real E s ta te :.................... 292 O ther A s s e ts :.............................., ___— 240Total A s s e ts :................................ 66,328 D e p o s its :..................................................... 45,440 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 526 S ubordinated D e b t:............................................. 0 ■T otalLiabilities......i .................................... 45,966 Total Trust A sse ts:...................... Num ber o f Shares O utstanding:............... 0 Total Equity C apital and R e s e rv e s :....... 10,362 Total (liabilities and C a p ita l:.................... 56,328 DIREC TO RS: Glen Hinkle, Jame$ u . Hink&iKeLfirtatrrW-: Sdrton, Charles A. Low e 4,000 89 S e v e n ty -S ix th Report Bank of M ulberry M ulberry, AR 311 Main Street P.O. Drawer A County: Crawford Population: 1,444 72947-0480 Telephone: 997-1154 FAX Number: 997-1161 Branches in Town: 0 Other Branches: 0 Charter Number: 81 Date: Jan. 15,1902 Trust Department: No Bank Holding Company Acme Holding Company, Inc., Little Rock, AR CHM.: LEX G OLDEN P R E SID E N T/C E O : B E T T Y FELLER V .P ./C A S H .: D IA N N A M ILLS AP Cash and balances Due From Banks: — 856 Federal Funds and R e p o s :..................... 4,100 In v e s tm e n ts :............................................. 2,063 Total L o a n s :........................................... 17,423 Bank Premises and Fixed A sse ts:............ 415 O ther Real E s ta te :........................................ 77 O ther A s s e ts :.............................................. 676 T o ta lA s s e ts :......................................... 25,610 D e p o s its :..................................................... 22,921 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 235 S ubordinated D e b t:............................................ 0 Total Liabilities:........................................... 23,156 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity C apital and R e se rve s:........ 2,454 Total Liabilities and C a p ita l:.................... 25,610 4,000 DIRECTORS: Lex Golden, W.J. M edlock, B e tty Feller Pike C ounty Bank M urfreesboro, AR 101 N. Washington Street 71958-0297 P.O.Box 279 Telephone: 285-2172 County: Pike FAX Number: 285-3335 Population: 1,883 Branches in Town: 0 Other Branches: 1 Charter Number: 175 Date: Dec. 19,1904 Trust Department: No Bank Holding Company None CHM.: IRVIN C .B A IN U M A C T IN G P R E S ./C E O : BR EN D A SM ITH SR. V.P.: JO HN ROSS C A S H .: BREN DA RO BER TS Cash and balances Due From B a n k s :.. 1,776 Federal Funds and R e p o s :...................... 1,200 In v e s tm e n ts :.......................................... 12,610 Total L o a n s :........................................... 22,826 Bank Premises and Fixed A sse ts:........ 1,198 O ther Real E s ta te :...................................... 291 O ther A s s e ts :.............................................. 746 T o ta lA s s e ts :.......................................... 40,647 D e p o s its :..................................................... 35,778 Federal funds and B orro w in gs:..................... 245 O th er Liabilities:................................................ 285 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 36,308 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity C apital and R e s e rv e s :........ 4,339 Total Liabilities and C a p ita l:.................... 40,647 16,000 DIRECTO RS: Irvin C. Bainum, John Ross, Thom as Bridgeman, G eorge Steel Sr., Elbert Ray, C ooper Kizzia 90 S tate of A rkansas: Bank D epartm ent Bank of Newark Newark, AR Front Street P. O. Box 320 County: Independence Population: 1,175 72562-0320 Telephone: 799-3205 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 686 Date: Oct. 10,1944 Trust Department: No Bank Holding Company Worthen Banking Corporation, Little Rock, AR C H M ./P R E S ./C E O : D A LE E. C O LE V.P.: JERRY B R IG H T W E LL V .P ./C A S H IE R : M ARY STEELE A S S T . V.P.: LIND A H O LC O M BE Cash and balances Due From B a n k s :.... 877 Federal Funds and R e p o s :......................... 500 In v e s tm e n ts :............................................. 5,067 Total L o a n s :.............................................. 3,421 Bank Premises and Fixed A sse ts:............. 28 O th er Real E s ta te :......................................... 0 O th er A s s e ts :.............................................. 124 T o ta lA s s e ts :......................................... 10,017 D e p o s its :...................................................... 8,933 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................. 64 Subordinated D e b t:............................................ 0 Total Liabilities:............................................ 8,997 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e s e rv e s :........ 1,020 Total Liabilities and C a p ita l:.................... 10,017 11,665 DIRECTO RS: Dale E. Cole, Enos Nicholas, James L. R uth erford Jr. First S tate Bank of N ew port N ew port, AR 200 Hazel P.O.Box 340 County: Jackson Population: 8,339 72112-0340 Telephone: 523-7500 FAX Number: 523-4124 Branches in Town: 1 Other Branches: 1 Charter Number: 738 Date: Jul. 6,1978 Trust Department: Yes Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR P R E S ID E N T/C E O : RO BER T L. SM ITH SR .V.P.: R O N A L D BENSO N C A S H : M IC H A E L D. TIN SLEY T.O .: LAVERNE CRUM Cash and balances Due From B a n k s :.. 2,642 Federal Funds and R e p o s :...................... 7,900 In v e s tm e n ts :......................................... 11,019 Total L o a n s :........................................... 30,845 Bank Premises and Fixed A sse ts:........ 1,374 O ther Real E s ta te :...................................... 155 O ther A s s e ts :........................................... 3,288 T o ta lA s s e ts :......................................... 57,223 D e p o s its :..................................................... 49,767 Federal funds and B orrow ings:...................... 130 O th er Liabilities:................................................ 327 S ubordinated D e b t:............................................. 0 Total Liabilities:........................................... 50,224 Total Trust A sse ts:................................... 2,562 Number of Shares O utstanding:............. Total Equity Capital and R e s e rv e s :........ 6,999 Total Liabilities and C a p ita l:.................... 57,223 29,336 DIREC TO RS: F orrest Wise, M orris Crandall, Joe David Smith, Shirley Haigwood, Stephen Graham, Phillip Hout, David Johnston, G eorge Kell, Robert L. Smith, Robert VanHook 91 S e v e n ty -S ix th R eport M erchants & Planters Bank Newport, AR Second and Hazel P.O.Box 550 County: Jackson Population: 8,339 72112-0550 Telephone: 523-3601 FAX Number: 523-3473 Branches in Town: 1 Other Branches: 0 Charter Number: 694 Date: Mar. 20,1946 Trust Department: Yes Bank Holding Company M & P Community Bancshares, Inc., Newport, Arkansas C H M ./P R E S ./C E O /T .O .: JIM S. G OW EN, SR. EX.V.P.: I. JOE MILES SR. V.P.: TERRY L. DILLO N V .P ./C A S H .: PATR IC IA H. DAVIS V .P ./AD M IN . A S S T .: C A R L A P. STIGER Cash and balances Due From B a n k s :.. 2,925 Federal Funds and R e p o s :...................... 3,650 In v e s tm e n ts :......................................... 20,983 Total L o a n s :........................................... 26,228 Bank Premises and Fixed A sse ts:............ 736 O ther Real E s ta te :................................... 1,764 O ther A s s e ts :........................................... 1,053 Total A s s e ts :......................................... 57,339 D e p o s its :..................................................... 51,869 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 407 S ubordinated D e b t:......................................... 150 Total Liabilities:........................................... 52,426 Total Trust A sse ts:................................... 5,858 Number of Shares O utstanding:............... Total Equity Capital and R e s e rv e s :........ 4,913 Total Liabilities and C a p ita l:.................... 57,339 9,000 DIRECTORS: Jim S. Gowen, Sr., M orris L. Bowman, R. O wen Burton, John L. Conner Sr., Thom as R. Curtner, T roy A. G ray, R obert H a rvey, Fred M. Pickens Jr., J. Edw ard Scoggins, Gerald Saracini Bank of Little Rock North Little Rock, AR 305 E. Broadway P.O.Box 8704 County: Pulaski Population: 64,419 72117-8704 Telephone: 376-3523 FAX Number: 376-1642 Branches in Town: 0 Other Branches: 1 Charter Number: 748 Date: May 4,1989 Trust Department: Yes Bank Holding Company None CHM.: A.J. G O R N A T T I P R E SID E N T/C E O : EUGENE L. M ARIS V .P ./C A S H : E LIS A B E T H A. ESTES Cash and balances Due From Banks: — 439 Federal Funds and R e p o s :......................... 603 In v e s tm e n ts :............................................. 3,488 Total L o a n s :........................................... 11,235 Bank Premises and Fixed A sse ts:............ 645 O ther Real E s ta te :...................................... 123 O ther A s s e ts :.............................................. 983 T o ta lA s s e ts :......................................... 17,516 D e p o s its :..................................................... 14,811 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:.................................................. 93 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 14,904 Total Trust A sse ts:......................................... Number of Shares O utstanding:............ 100,000 0 T o ta lE q u ity Capital and R e s e rv e s :........ 2,612 Total Liabilities and C a p ita l:.................... 17,516 DIRECTO RS: A.J. G ornatti, Pete Maris, James M. May III, Stephen W. Plunkett, J. H a rry Leggett Jr.,FRASER S teven C. Russell Digitized for 92 S tate o f A rkansas: Bank D epartm ent The Twin C ity Bank North Little Rock, AR 1 Riverfront Place P.O.Box 5581 County: Pulaski Population: 64,419 72119-5581 Telephone: 372-4700 FAX Number: 376-8915 Branches in Town: 11 Other Branches: 4 Charter Number: 671 Date: Mar. 21,1935 Trust Department: Yes Bank Holding Company None C H M ./P R E S ./C E O : T.E. REN AU D V. CHM.: ED PENICK, JR. EX. V.P.: K E N N E TH J. P E N N EBAKER EX. V.P.: M A R G A R E T A. DAVEN PO R T EX. V.P.: R O BER T F. BIRCH EX. V.P.: R O N A L D G. G ILLERT SR. V.P.: S U SAN A . W IN KLEY SR. V .P ./T .O .: K EN N ETH D. H A M M O N D S Cash and balances Due From Banks: 27,738 Federal Funds and R e p o s :...................... 6,000 In v e s tm e n ts :........................................... 215,620 Total L o a n s :.............................................281,519 Bank Prem ises and Fixed A ss e ts :— 13,467 O th er Real E s ta te :...................................... 769 O ther A s s e ts :........................................ 10,633 Total A s s e ts :.......................................... 555,746 496,412 D e p o s its :.............. Federal funds and B orro w in gs:................. 8,540 O th er Liabilities:........................................... 6,449 Subordinated D e b t:......................................... 210 Total Liabilities:......................................... 511,611 Total Trust A sse ts:................................ 137,117 Number of Shares O utstanding:............ 270,000 T o ta lE q u ity C apital and R e s e rv e s :....... 44,135 Total Liabilities and C a p ita l:.................. 555,746 DIREC TO RS: Joseph H. Bates, M artin B orch ert, Frank Lyon Jr., Henry Mariani, Mike M ehaffy, Mike M oore, E dw ard M. Penick Jr., Kenneth J. Pennebaker, Eugene M. P feifer III, G eorge Pitts, T.E. Renaud, G eorge M. Rozzell Jr., Father G eorge W. Tribou, L a rry C. Wallace The Planters Bank Osceola, AR 1300 W.Keiser P.O.Box 407 County: Mississippi Population: 9,000 72370-0407 Telephone: 563-2666 FAX Number: None Branches in Town: 2 Other Branches: 0 Charter Number: 684 Date: Apr. 13,1944 Trust Department: No Bank Holding Company None CHM.: S LO A N R AIN W ATER PR E S ID E N T/C E O : JIM HINKLE V.P.: JUNE W ELBO R N V.P.: G AR Y L IT T L E V.P.: B E T T Y R. RUE A S S T . V.P.: N A N C Y H A LL Cash and balances Due From B a n k s :.. 3,842 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 13,964 Total L o a n s :........................................... 20,365 Bank Prem ises and Fixed A ss e ts :........ 1,629 O th er Real E s ta te :.......................................... 0 O ther A s s e ts :.............................................. 525 Total A s s e ts :.......................................... 40,325 D e p o s its :..................................................... 34,785 Federal funds and B orrow ings:................. 1,200 O th er Liabilities:................................................ 385 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 36,370 Total Trust A ssets:.......................................... Num ber of Shares O utstanding:............. 0 Total Equity C apital and R e se rve s:........ 3,955 Total Liabilities and C a p ita l:.................... 40,325 20,000 DIRECTO RS: Sloan R ainw ater Jr., William I. Rainwater, William I. Rainw ater Jr., S teve Cox, Virginia C ox, Paul B. Billings, J.A. C ro sth w a it, Jim Hinkle, E. H. Riley, D ew ey Neely, Low ell W inston, H enry S w ift, John Newcom b, C. J. Low ra nce IV 93 S e v e n ty -S ix th Report Bank of Ozark Ozark, AR Commercial at Sixth P. O. Box 196 County: Franklin Population: 3,798 72949-0196 Telephone: 667-2181 FAX Number: 667-5166 Branches in Town: 0 Other Branches: 1 Charter Number: 674 Date: Jun. 9,1937 Trust Department: Yes Bank Holding Company Ozark Bankshares, Inc., Ozark, AR CHM : C A R L G. HO LT CEO: GEORGE C. G LE A S O N , II DPTY. C E O :/ LIN D A D. G LE A S O N PRES. B A N K SERV.: M AR K D. ROSS SR. V .P ./C A S H .: H A R O LD D. BECK SR. V.P ./LE N D .: C H A R LE S O. HABERER SR. V.P./R EG . LEND.: R. DAR R ELL RUSSELL T O : JoA N N FINE Cash and balances Due From B a n k s :.. 2,250 Federal Funds and R e p o s :..................... 2,800 In v e s tm e n ts :......................................... 11,701 Total L o a n s :........................................... 62,968 Bank Premises and Fixed A sse ts:........ 1,720 O ther Real E s ta te :................................... 3,405 O ther A s s e ts :........................................... 1,606 Total A s s e ts :......................................... 86,450 D e p o s its :..................................................... 76,085 Federal funds and B orro w in gs:..................... 101 O ther Liabilities:........................................... 1,261 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 77,447 Total Trust A sse ts:................................... 6,032 Number of Shares O utstanding:............. Total Equity Capital and R e se rve s:........ 9,003 Total Liabilities and C a p ita l:.................... 86,450 27,399 DIRECTO RS: Carl G. Holt, G eorge G. Gleason, II, Linda D. Gleason, C oy K irkpatrick, W.D. G ober, Mark D. Ross, Kennith Smith, R obert J. Evans, O. P o rte r Hillard, R ebecca P. Johnson, L a rry M. Dicks, Lucy Sowell, Gus Shaffer, Charles O. H aberer S e curity Bank Paragould, AR Court & Pruett P.O.Box 670 County: Greene Population: 17,000 72450-0670 Telephone: 239-9571 FAX Number: 239-3410 Branches in Town: 2 Other Branches: 1 Charter Number: 640 Date: Feb. 5,1931 Trust Department: Yes Bank Holding Company Mid South Bancshares, Inc., Paragould, AR C H M .:F R A N K O LD H A M , JR. PR ESID E N T/C E O : W ILLIA M B. FISHER SR. VICE PRES.: S A N D R A K A S S E R M A N SR. VICE PRESIDENT: STEVE G R AM LIN G T.O .: S H AR O N JO H N SO N Cash and balances Due From B a n k s :.. 4,639 Federal Funds and R e p o s :..................... 2,880 In v e s tm e n ts :......................................... 23,922 Total L o a n s :........................................... 60,950 Bank Premises and Fixed A sse ts:........ 4,110 O th e rR e a lE s ta te :...................................... 955 O ther A s s e ts :........................................... 2,723 T o ta lA s s e ts :.......................................... 100,179 D e p o s its :..................................................... 87,040 Federal funds and B orro w in gs:................ 4,000 O th er Liabilities:........................................... 1,003 Subordinated D e b t:......................................... 800 Total Liabilities:........................................... 92,843 Total Equity C apital and R e s e rv e s :........ 7,336 Total Liabilities and C a p ita l:.................. 100,179 Total Trust A sse ts:................................... 3,928 Number of Shares O utstanding:............ 120,000 DIRECTO RS: Frank Oldham Jr., William B. Fisher, Steve Gramling, Marlin D. Jackson, R.D. Jackson, Herb Bland, Ray D istretti, Richard Nutt, T erry Wilkins, Frank Guinn, Vern Ann Shotts, Mack S hotts, Don Purcell, Everett Rogers, Je rry McIntosh 94 S tate of A rkansas: Bank D epartm ent Bank of Parkdale Parkdale, AR Hwy. 165 & 8 P. O. Box 37 County: Ashley Population: 471 71661-0037 Telephone: 473-2217 FAX Number: 473-2492 Branches in Town: 0 Other Branches: 1 Charter Number: 141 Date: Feb. 1,1910 Trust Department: No Bank Holding Company None CHM.: T H O M A S R. PUGH C E O /E X . V.P.: BRUCE TIM M O N S PRESIDENT: GEORGE L. PUGH V .P./SEC .: G ER ALD IN E G. Z A T W A R S K Y LO AN O FFICER: MARG IE REGINELLI B R A N C H MGR.: SUE C. TU B B S C A S H .: NITA D. W ILLIAM SO N Cash and balances Due From Banks: — 566 Federal Funds and R e p o s :......................... 250 In v e s tm e n ts :............................................. 6,914 T o ta lL o a n s :.......................... 12,432 Bank Prem ises and Fixed A sse ts:............ 423 O th er Real E s ta te :...................................... 160 O th er A s s e ts :.............................................. 528 T o ta lA s s e ts :......................................... 21,273 D e p o s its :..................................................... 17,883 Federal funds and B orrow ings:................ 1,250 O ther Liabilities:................................., ............. 158 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 19,291 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e se rve s:........ 1,982 Total Liabilities and C a p ita l:.................... 21,273 1,600 DIREC TO RS: Thom as R. Pugh, C liffo rd Larrison, Augustus H. Pugh, Dewayne Haynes, G eorge L. Pugh, Carl Wells, Frank A. Pugh, H arrison Ralph, Neill M. Sloan, Ernest G. O ’Neal, J.A. Gibson First State Bank Parkin, AR 25 W. Parkin Avenue P.O.Box 526 County: Cross Population: 2,055 72373-0526 Telephone: 755-5401 FAX Number: 755-2567 Branches in Town: 0 Other Branches: 0 Charter Number: 568 Date: Jun. 5,1925 Trust Department: No Bank Holding Company Parkin Bancorp, Inc., Parkin, AR CHM.: W ILLIA M N. GRIFFIN P R E S ./C E O : F R A N K W A LLA C E EX. V .P ./C O O : M ITC H ELL R. HIGDON Cash and balances Due From B a n k s :.... 696 Federal Funds and R e p o s :......................... 400 In v e s tm e n ts :............................................. 3,037 T o ta lL o a n s :.............................................. 9,116 Bank Premises and Fixed A sse ts:............ 154 O ther Real E s ta te :...................................... 242 O th e rA s s e ts :.............................................. 172 T o ta lA s s e ts :......................................... 13,817 D e p o s its :..................................................... 12,248 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 225 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 12,473 Total T rust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity C apital and R e se rve s:........ 1,344 Total Liabilities and C a p ita l:.................... 13,817 4,000 DIRECTO RS: Fred E. Brenner Jr., John A. Brenner, Raymond S. Clift, Neil G riffin, William N. G riffin, M itchell R. Higdon, Pamela M. McFarland, J.E. McNeil Jr., William B. McSwain, Charles Jr., Frank G. Wallace DigitizedRuston for FRASER 95 S e v e n ty -S ix th Report The P erry C ounty Bank P erry ville, AR 201 Main Street P.O.Box 189 County: Perry Population: 1,200 72126-0189 Telephone: 889-2318 FAX Number: 889-2966 Branches in Town: 1 Other Branches: 0 Charter Number: 690 Date: Dec. 8,1945 Trust Department: No Bank Holding Company Perry County Bancshares, Inc., Perry ville, AR CHM.: H E R B Y B R A N S C U M , JR. PR ES./C EO : N E A L A IN L E Y SR.V.P.: JOE C A R T E R V .P ./C A S H .: M A R T Y S A T TE R FIE LD V.P.: NAO M I C H A M B LIS S A S S T . V.P.: HELEN B R A N D O N Cash and balances Due From B a n k s :.. 1,191 Federal Funds and R e p o s :......................... 500 In v e s tm e n ts :......................................... 19,376 Total L o a n s:........................................... 23,462 Bank Premises and Fixed A sse ts:............ 211 O ther Real E s ta te :......................................... 0 O ther A s s e ts :.............................................. 688 T o ta lA s s e ts :......................................... 45,428 D e p o s its :..................................................... 41,290 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 281 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 41,571 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ 3,857 Total Liabilities and C a p ita l:.................... 45,428 16,000 DIRECTORS: H erby Branscum Jr., R obert Hill, Charles Roland Sr. Piggott S tate Bank Piggott, AR 212 W. Cherry P.O.Box 307 County: Clay Population: 3,783 72454-0307 Telephone: 598-3802 FAX Number: 598-2026 Branches in Town: 0 Other Branches: 0 Charter Number: 613 Date: Mar. 10,1930 Trust Department: No Bank Holding Company Piggott Bankstock, Inc., Piggott, AR CHM.: G A Y LO N M . LAW R EN C E PR ES./C EO : JA M E S L. M AGEE EX. V.P.: PAULA O. B L A C K W E L L Cash and balances Due From B a n k s :.. 1,981 Federal Funds and R e p o s :......................... 700 In v e s tm e n ts :......................................... 12,102 T o ta lL o a n s :........................................... 14,618 Bank Premises and F ixed A sse ts:............ 475 O th e rR e a lE s ta te :........................................ 22 O ther A s s e ts :.............................................. 449 T o ta lA s s e ts :......................................... 30,347 D e p o s its :..................................................... 27,697 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 311 Subordinated D e b t:............................................. o Total Liabilities:........................................... 28,008 Total Equity Capital and R e s e rv e s :........ 2,339 Total Liabilities and C a p ita l:.................... 30,347 Total Trust A s s e ts :......................................... Number of Shares O utstanding:............... 0 DIRECTO RS: Paula O. Blackwell, G aylon M. Lawrence, James L. Magee 4,000 96 S tate of A rkansas: Bank D epartm ent First S tate Bank Plainview, AR Main & Broadway P.O.Box 277 County: Yell Population: 800 72857-0277 Telephone: 272-4221 FAX Number: 272-4154 Branches in Town: 0 Other Branches: 1 Charter Number: 663 Date: Jan. 12,1934 Trust Department: No Bank Holding Company Clement Bancshares, Inc., Plainview, AR C H M ./C E O : JO HN C LE M E N T EX.V.P.: R ALPH W. W ILSON VICE PRESIDENT: JAM ES N. BA TA VICE PRESIDENT: W.E. W ATSO N V .P ./C A S H .: THEO G EN E B O LL A N Cash and balances Due From B a n k s :__ 991 Federal Funds and R e p o s :......................... 350 In v e s tm e n ts :............................................. 5,653 Total L o a n s :........................................... 17,343 Bank Premises and Fixed A sse ts:............ 108 O th er Real E s ta te :...................................... 196 O th er A s s e ts :.............................................. 935 Total A s s e ts :......................................... 25,576 D e p o s its :..................................................... 22,765 Federal funds and B orrow ings:......................... 0 O ther Liabilities:............................................... 190 S ubordinated D e b t:............................................. 0 Total Liabilities:........................................... 22,955 Total Equity Capital and R e se rve s:........ 2,621 Total Liabilities and C a p ita l:.................... 25,576 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 20,000 DIRECTO RS: John Clement, Thelm a Clement, G eorge Tippin, Jim W eaver, Ralph W ilson Bank of Pocahontas Pocahontas, AR 101 Broadway P.O.Box 467 County: Randolph Population: 5,995 72455-0467 Telephone: 892-5286 FAX Number: None Branches in Town: 1 Other Branches: 0 Charter Number: 145 Date: Oct. 31,1903 Trust Department: No Bank Holding Company None C H M ./C E O : H AR R Y A. BELFO RD PRESIDENT: JO HN R. JA C K S O N , JR. VICE PRESIDENT: J.R. JA C K S O N VICE PRESIDENT: W.H. H O LO B A U G H VICE PRESIDENT: M AX LONG Cash and balances Due From B a n k s :.. 2,842 Federal Funds and R e p o s :..................... 8,500 in v e s tm e n ts :......................................... 31,115 Total L o a n s :........................................... 10,898 Bank Premises and Fixed A sse ts:............. 40 O ther Real E s ta te :........................................ 46 O ther A s s e ts :.............................................. 931 Total A s s e ts :......................................... 54,372 D e p o s its :..................................................... 47,873 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 475 S ubordinated D e b t:............................................. 0 Total Liabilities:........................................... 48,348 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 6,024 Total Liabilities and C a p ita l:.................... 54,372 5,000 DIRECTO RS: H a rry A. Belford, Don R. Cox, J.M. Futrell, J. Philip Futreil, J.R. Jackson, John R. Jackson Jr., C arol B elford-Lew allen, M ichael L. McNabb 97 S e v e n ty -S ix th Report Planters & Stockm en Bank Pocahontas, AR 205 Rice Street P.O.Box 587 County: Randolph Population: 5,995 72455-0587 Telephone: 892-5252 FAX Number: 892-8251 Branches in Town:0 Other Branches: 0 Charter Number: 715 Date: Jun. 12,1962 Trust Department: No Bank Holding Company Walden Holding Company, Jonesboro, AR CHM.: FR AN K E. W ALDEN P R ES./C EO : JERIEL A. S U M M ITT EX.V.P.: RO BER T E .S O R G SR.V.P.: RO BER T T. G RIFFITH A S S T . V.P.: BERN ADINE G U N T H A R P C A S H .: BEA M ATH EW S A S S T . C A S H .: O N ETA TH O M PSO N ASST. CASH: KATHY HAC KW O RTH Cash and balances Due From B a n k s :.. 1,524 Federal Funds and R e p o s :..................... 4,365 In v e s tm e n ts :............................................. 9,143 Total L o a n s :........................................... 14,054 Bank Premises and F ixed A sse ts:............ 217 O th e rR e a lE s ta te :........................................ 21 O ther A s s e ts :.............................................. 617 T o ta lA s s e ts :......................................... 29,941 D e p o s its :..................................................... 27,332 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 231 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 27,563 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e s e rv e s :........ 2,378 Total Liabilities and C a p ita l:.................... 29,941 10,000 DIRECTO RS: A. J. Baltz Jr., Jim King, Jeriel A. Summitt, Frank E. Walden The Peoples Bank Portland, AR Main Street P.O.Box 178 County: Ashley Population: 721 71663-0178 Telephone: 737-2236 FAX Number: 737-2816 Branches in Town: 0 Other Branches: 0 Charter Number: 251 Date: Jan. 22,1908 Trust Department: No Bank Holding Company Mainline Bankshares of Portland, Inc., Portland, AR CHM.: H A M P T O N PUGH P R E S ./C E O /C A S H .: T IP T O N PUGH V.P.: M ARY D EAN PUGH A S S T . C ASH .: JEAN TARVIN A S S T . C A S H .: JU LIA S AD LER A S S T . C A S H .: JA C K EDW ARDS Cash and balances Due From Banks: — 198 Federal Funds and R e p o s :......................... 300 In v e s tm e n ts :............................................. 6,682 Total L o a n s :.............................................. 1,335 Bank Premises an d F ixe d A sse ts:............... 0 O ther Real E s ta te :......................................... 0 O th e rA s s e ts :.............................................. 148 T o ta lA s s e ts :............................................. 8,663 D e p o s its :...................................................... 7,523 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:.................................................. 75 Subordinated D e b t:............................................. 0 Total Liabilities:............................................. 7,598 Total Equity C apital and R e s e rv e s :........ Total Liabilities and C a p ita l:...................... 1,065 8,663 Total Trust A ssets:.......................................... Number of Shares O utstanding:............... 4,000 0 DIRECTO RS: M ary Dean Pugh, Ham pton Pugh, Tipton Pugh, Jack Edw ards S tate of A rkansas: Bank D epartm ent 98 Portland Bank Portland, AR Main Street P.O.Box 68 County: Ashley Population: 721 71663-0068 Telephone: 737-2226 FAX Number: 737-4263 Branches in Town: 0 Other Branches: 0 Charter Number: 57 Date: Apr. 23,1900 Trust Department: No Bank Holding Company Portland Bankshares, Inc., Portland, AR CHM.: M A C K B O R G O G N O N I PR E S ./C E O : JERRY D. SADLER Cash and balances Due From Banks: — 472 Federal Funds and R e p o s:...................... 1,365 In v e s tm e n ts :............................................. 6,120 Total L o a n s :.............................................. 7,967 Bank Prem ises and Fixed A ss e ts :............ 185 O th er Real E s ta te :........................................ 26 O th er A s s e ts :.............................................. 309 Total A s s e ts :.................. 16,444 D e p o s its :..................................................... 13,939 Federal funds and B orro w in gs:...................... 650 O th er Liabilities:................................................ 117 S ubordinated D e b t:............................................. 0 Total Liabilities:........................................... 14,706 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e s e rv e s :........ 1,738 Total Liabilities and C a p ita l:.................... 16,444 20,000 DIRECTO RS: Je rry Sadler, M ack Borgognoni, R obert D. Pugh, Benton N ewcom e, Joel Newcom e, William Oldham, Eddie Scherm, R.H. Tuggle, Don Pylate, C.E. Bridewell, Fred LaGrone The Farmers & M erchants Bank Prairie Grove, AR 102 E. Buchanan P. O.Box 207 County: Washington Population: 1,700 72753-0207 Telephone: 846-2115 FAX Number: None Branches in Town: 0 Other Branches: 1 Charter Number: 166 Date: Aug. 29,1904 Trust Department: No Bank Holding Company None CHM.: D.E.RIEFF PR ES ./C E O : JA M E S C .R IE F F EX. V.P.: W ILFO RD H. TH O M P S O N V.P.: RICK BURDEN V .P ./C A S H .: TED DOKE Cash and balances Due From B a n k s :.. 2,467 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 31,726 Total L o a n s :........................................... 19,637 Bank Premises and Fixed A sse ts:............ 361 O ther Real E s ta te :........................................ 48 O ther A s s e ts :........................................... 1,322 Total A s s e ts :......................................... 55,561 D e p o s its :..................................................... 47,376 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................ 434 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 47,810 Total T rust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity C apital and R e se rve s:........ 7,751 Total Liabilities and C a p ita l:.................... 55,561 12,000 DIRECTO RS: D.E. Rieff, James C. Rieff, W ilford H. Thom pson, J.L. Herrin, B a rry H. Parks, Argil B artholom ew , Billy Joe Bartholom ew 99 S e v e n ty -S ix th Report Bank of P resco tt Prescott, AR E. Second at Main Drawer 490 County: Nevada Population: 5,000 71857-0490 Telephone: 887-2688 FAX Number: 887-6822 Branches in Town: 1 Other Branches: 0 Charter Number: 162 Date: Aug. 10,1904 Trust Department: Yes Bank Holding Company First State Holding Company of Prescott, Prescott, AR C H M ./C E O : JO HN W. B R A N N A N , SR. PRESIDENT: JO HN B R A N N A N , JR. SR.V.P.: JAM ES A. PULLEN V.P.: B. A. D e L A M A R V.P.: JAM ES F R AN KS V.P.: JEAN K. B O LT O N -JO N E S A S S T . V.P.: GAY C L A R K A S S T . V.P.: PEARL TAYLO R Cash and balances Due From B a n k s :.. 2,804 Federal Funds and R e p o s :......................... 475 In v e s tm e n ts :.......................................... 26,024 T o ta lL o a n s :........................................... 16,051 Bank Premises and Fixed A sse ts:............ 274 O ther Real E s ta te :........................................ 94 O ther A s s e ts :.............................................. 678 Total A s s e ts :......................................... 46,400 D e p o s its :..................................................... 42,054 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 549 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 42,603 T o ta lT ru st A ssets:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e s e rv e s :........ 3,797 Total Liabilities and C a p ita l:.................... 46,400 24,000 DIRECTO RS: Johnny Brannan, John Brannan Jr., James A. Pullen, Jean K. B olton-Jones, B.A. Delamar, James E. Franks, Duncan Culpepper, R obert L. Godwin, Carl Dalrym ple Jr., Milburn Tippitt, Gc-ral H endrix, R.K. McCasland, Abb Morman, R.W. M urry, John Vansickle The Bank of R ector Rector, AR 400 Main Street P. O. Box 7 County: Clay Population: 2,395 72461-0007 Telephone: 595-3591 FAX Number: 595-2550 Branches in Town: 0 Other Branches: 0 Charter Number: 616 Date: Nov. 15,1930 Trust Department: No Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR PRESIDENT: DAVID YOUNG V.P.: SHERRY D. DILLS A S S T . V.P.: JESSELYN G LA U B C A S H .: MUREL W. A D A M S Cash andb ala nce s Due From B a n k s :.. 1,027 Federal Funds and R e p o s :...................... 5,350 In v e s tm e n ts :............................................. 8,721 T o ta lL o a n s :........................................... 12,674 Bank Premises and Fixed A sse ts:............ 144 O th e rR e a iE s ta te :......................................... 0 O ther A s s e ts :........................................... 1,417 Total A s s e ts :........................................ 29,333 D e p o s its :..................................................... 25,294 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 389 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 25,683 T o ta lT ru st A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 3,650 Total Liabilities and C a p ita l:.................... 29,333 4,000 DIRECTO RS: C. Joseph Calvin, Danny L Ford, Danny Holifield, G.L. Lieblong, David B. Young 100 State of Arkansas: Bank D epartm ent Farmers & Merchants Bank Reyno, AR 108 W. Main P.O.Box 108 County: Randolph Population: 521 72462-0108 Telephone: 769-2240 FAX Number: 769-2300 Branches in Town: 0 Other Branches: 2 Charter Number: 360 Date: Dec. 8,1911 Trust Department: Yes Bank Holding Company Far-Mer Bankshares, Inc., Reyno, AR CHM.: F R A N K O LD H A M , JR. P R E S ./C E O /T .O .: DAVID DUDLEY V .P .-LO A N S : D O R A G R A H A M V .P .-O PER A TIO N S: PHYLLIS BURROW Cash and balances Due From Banks: — 710 Federal Funds and R e p o s :...................... 2,050 In v e s tm e n ts :............................................. 2,295 Total L o a n s :.............................................. 6,992 Bank Premises and Fixed A sse ts:............ 679 O th e rR e a lE s ta te :...................................... 132 O th er A s s e ts :.............................................. 166 T o ta lA s s e ts :......................................... 13,024 D e p o s its :..................................................... 12,075 Federal funds and B orrow ings:......................... 0 131 O th er Liabilities:......... Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 12,206 Total Trust A sse ts:................................... 2,032 Number of Shares O utstanding:............. T o ta lE q u ity Capital and R e se rve s:............. 818 Total Liabilities and C a p ita l:.................... 13,024 29,534 DIRECTO RS: Dr. Frank Oldham Jr., David W. Dudley, C onrad Luter, J.A. Rapert, Frank Ellis Jr., G.B. Ham brick, T im othy B. S cott, A lfred Kerley The Bank of Rison Rison, AR 200 Main Street P.O.Box 345 County: Cleveland Population: 1,300 71665-0345 Telephone: 325-6251 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 650 Date: Mar. 7,1932 Trust Department: No Bank Holding Company None CHM.: JA M E S L. MOORE PR E S ./C E O : JA M E S R. HO PSO N VICE PRESIDENT: JO HN W. ELROD VICE PRESIDENT: RAY B. M AR TIN C A S H .: SHIRLEY STEW AR T C A S H : MAY DELL MORRISON C A S H .: JUDY TH O M PSO N Cash and balances Due From B a n k s :.. 1,139 Federal Funds and R e p o s :......................... 450 In v e s tm e n ts :............................................. 7,576 Total L o a n s :.............................................. 4,369 Bank Premises and Fixed A sse ts:............. 46 O th e rR e a lE s ta te :......................................... 3 O ther A s s e ts :.............................................. 682 T o ta lA s s e ts :......................................... 14,265 D e p o s its :..................................................... 11,687 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................. 74 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 11,761 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e se rve s:........ 2,504 Total Liabilities and C a p ita l:.................... 14,265 4,000 RS: James R. Hopson, James L. Moore, John W. Elrod, Ray B. Martin, James L. M oore III Digitized DIRECTO for FRASER 101 S e v e n ty -S ix th R eport Farmers & M erchants Bank Rogers, AR 4th & Chestnut P.O.Box 250 County: Benton Population: 22,933 72757-0250 Telephone: 636-4233 FAX Number: 631-6567 Branches in Town: 2 Other Branches: 0 Charter Number: 712 Date: Mar. 13,1956 Trust Department: Yes Bank Holding Company Lynxx Banking Corporation, Bentonville, AR CHM.: JO HN R. B LA N D P R E S ./C E O /T .O .: DICK M cLE L LA N D EX. V.P.: C H A R LE S H. “ S A N D Y ” B R A N N A N V .P ./O P E R ./C A S H .: M A R L A EN G LA N D A S S T . V.P.: SAM M IE EVANS A S S T . V.P.: M AR K M cKIN N EY M O RT. LO A N OFF.: B E T T Y BAKER ADM IN. CO N.: M Y R T ILLA C U N N IN G H AM Cash and balances Due From B a n k s :.. 2,777 Federal Funds and R e p o s :...................... 4,825 In v e s tm e n ts :......................................... 25,304 T o ta lL o a n s :........................................... 51,217 Bank Premises and Fixed A sse ts:........ 1,798 O ther Real E s ta te :........................................ 14 O ther A s s e ts :........................................... 1,522 Total A s s e ts :.......................................... 87,457 D e p o s its :..................................................... 77,609 Federal funds and B orro w in gs:....................... 57 O th er Liabilities:................................................ 659 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 78,325 Total Trust A sse ts:................................... 6,499 Number of Shares O utstanding:............ 135,623 Total Equity C apital and R e s e rv e s :........ 9,132 Total Liabilities and C a p ita l:.................... 87,457 DIRECTO RS: John R. Bland, Lemuel H. Tull, Evelyn S. Rife, James L. Pickens, Dick McLelland, Robert S. Maloney III, Don L. Shores, John D. C low er, C layton J. Eversole First Bank of Arkansas Russellville, AR 800 North Arkansas Avenue P.O.Box 3010 72801-3850 County: Pope Telephone: 967-8000 Population: 18,000 FAX Number: 967-8551 Branches in Town: 1 Other Branches: 3 Charter Number: 192 Date: Sep. 29,1905 Trust Department: No Bank Holding Company Dover Bancshares, Inc., Russellville, AR C H M ./C E O : W ARD J. R A M SAY PRESIDENT: ROY REEVES SR.V.P.: H A R O L D E. HAYES VICE PRESIDENT: JO YC E C H U R C H ILL VICE PRESIDENT: B R A D PAYNE VICE PRESIDENT: DAN H U C K A B A Y Cash and balances Due From B a n k s :.. 3,408 Federal Funds and R e p o s :...................... 2,775 In v e s tm e n ts :......................................... 12,367 T o ta lL o a n s :........................................... 38,256 Bank Premises and Fixed A sse ts:........ 1,627 O ther Real E s ta te :........................................ 44 O ther A s s e ts :........................................... 1,085 Total A s s e ts :......................................... 59,562 D e p o s its :..................................................... 54,410 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 713 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 55,123 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity C apital and R e s e rv e s :........ 4,439 Total Liabilities and C a p ita l:.................... 59,562 DIRECTO RS: W ard J. Ramsay, Roy Reaves, James K. Young, Verlin T aylo r,T rue tt Leavell 10,000 102 State of A rkansas: Bank D epartm ent Peoples Bank & Trust Company Russellville, AR Main and Commerce P.O.Box 220 County: Pope Population: 18,000 72801-0220 Telephone: 968-2112 FAX Number: 964-2149 Branches in Town: 3 Other Branches: 3 Charter Number: 18 Date: Mar. 24,1890 Trust Department: Yes Bank Holding Company Worthen Banking Corporation, Little Rock, AR C H M ./P R E S ./C E O : R O BER T Y. TAYLO R SR. V .P .-L O A N S : JA M E S BIGGERS SR. V .P ./O P E R ./C A S H .: JUDY LA W T O N M O R TG AG E LENDING : R O BER T D ALE M A R K E T IN G : TO N I LAW S P E R S ./B R C H ADM IN.: R AG EN A MOORE T R U S T O FFICER: JAM ES LANIER Cash and balances Due From B a n k s :.. 5,346 Federal Funds and R e p o s:......................... 800 In v e s tm e n ts :......................................... 27,233 Total L o a n s :........................................... 78,955 Bank Premises and Fixed A sse ts:........ 3,441 O ther Real E s ta te :...................................... 519 O ther A s s e ts :........................................... 1,913 Total A s s e ts :.......................................... 118,207 D e p o s its :................................................... 107,403 Federal funds and B orrow ings:....................... 75 O ther Liabilities:................................................ 923 Subordinated D e b t:............................................. 0 Total Liabilities:.................................. 108,401 Total Trust A sse ts:................................ Number of Shares O utstanding:............. 15,320 Total Equity Capital and R e s e rv e s :........ 9,806 Total Liabilities and C a p ita l:.................. 118,207 24,000 DIRECTO RS: M.L. D ickerson, Flave Peters, Rick Thone, David O ates, J.D. Price, Dr. R obert T hurley, R obert Y. Taylor, Van A.R. M oores, James Bibler, Luther Hardin, Dr. Charles B oyce, Cleo Cheek, R o yce Jones Bank of Salem Salem, AR 202 Church Street P.O.Box 338 County: Fulton Population: 1500 72576-0338 Telephone: 895-2591 FAX Number: 895-3825 Branches in Town: 0 Other Branches: 1 Charter Number: 266 Date: Dec. 9,1908 Trust Department: No Bank Holding Company Smith Associated Banking Corp., Little Rock, AR CHM.: R IC H A R D T. SM ITH PR ES ./C E O : FR AN K B. BURGE Cash and balances Due From B a n k s :.. 1,984 Federal Funds and R e p o s :...................... 2,500 In v e s tm e n ts :......................................... 13,441 T o ta lL o a n s :........................................... 31,648 Bank Premises and Fixed A sse ts:............ 695 O ther Real E s ta te :...................................... 150 O ther A s s e ts :........................................... 1,585 Total A s s e ts :......................................... 52,003 D e p o s its :..................................................... 47,499 Federal funds and B orrow ings:..................... 194 O th er Liabilities:................................................ 364 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 48,057 T o ta lT ru s t A ssets:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ 3,946 Total Liabilities and C a p ita l:.................... 52,003 20,000 DIRECTO RS: Richard T. Smith, Frank B. Burge, L.R. “ J a ck” Cochran, C. Dw ayne Plumlee, Marvin N ew ton 103 Seventy-Sixth Report Logan C ounty Bank Scranton, AR 600 Main Street P.O.Box 85 County: Logan Population: 244 72863-0085 Telephone: 938-2511 FAX Number: 938-7084 Branches in Town:0 Other Branches: 1 Charter Number: 578 Date: Apr. 7,1926 Trust Department: No Bank Holding Company None C H M ./P R E S ./C E O : JOE FRITSC HE Cash and balances Due From Banks: — 705 Federal Funds and R e p o s :......................... 100 In v e s tm e n ts :......................................... 14,715 T o ta lL o a n s :........................................... 12,180 Bank Premises and Fixed A sse ts:............ 192 O ther Real E s ta te :......................................... 9 O th e rA s s e ts :.............................................. 483 T o ta lA s s e ts :......................................... 28,384 D e p o s its :..................................................... 24,745 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 238 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 24,983 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e se rve s:........ 3,401 Total Liabilities and C a p ita l:.................... 28,384 4,000 DIRECTORS: Margaret Ahne, Mildred Fritsche, Joe Fritsche, John B. Layes First S ecurity Bank Searcy, AR 314 N. Spring P. O. Box 1009 County: White Population: 15,000 72143-1009 Telephone: 268-9871 FAX Number: 268-9871 Branches in Town: 2 Other Branches: 3 Charter Number: 649 Date: Feb. 6,1932 Trust Department: Yes Bank Holding Company First of Searcy, Inc., Searcy, AR CHM./PRES./CEO: REYNIE RUTLEDGE T.O.: MICHAEL C. HUTSELL Cash and balances Due From B a n k s :.. 5,388 Federal Funds and R e p o s :..................... 3,000 In v e s tm e n ts :......................................... 47,069 T o ta lL o a n s :........................................... 80,428 Bank Premises and Fixed A sse ts:........ 1,773 O ther Real E s ta te :...................................... 274 O th e rA s s e ts :........................................... 2,150 T o ta lA s s e ts :......................................... 140,082 D e p o s its :................................................... 121,246 Federal funds and B orro w in gs:..................... 959 O ther Liabilities:........................................... 1,259 Subordinated D e b t:............................................. 0 Total Liabilities:......................................... 123,464 T otalE q uity Capital and R e s e rv e s :....... 16,618 Total Liabilities and C a p ita l:.................. 140,082 Total Trust A sse ts:............................... Number of Shares O utstanding:............. 14,947 24,000 DIRECTORS: Larry Crain, Dr. Clifton L. Ganus, John Mcknight, Wayne Ridout, Dr. Porter Rodgers, Bill Roussel, N.T. Rutledge, Reynie Rutledge, Jim Tarkington, Alvin Vanhook, E. D. Yancey, Albert, Yarnell 104 State of Arkansas: Bank Department G rant C ounty Bank Sheridan, AR 101 N. Oak P.O.Box 67 County: Grant Population: 3,300 72150-0067 Telephone: 942-3145 FAX Number: 942-5900 Branches in Town: 2 Other Branches: 0 Charter Number: 136 Date: Jul. 29,1903 Trust Department: Yes Bank Holding Company GCB Bancshares.lnc., Sheridan, AR CHM.: D .E . M cC O Y , SR. P R E S ./C E O /T .O .: D. E. M cC O Y , JR. Cash and balances Due From Banks:.. 1,168 Federal Funds and Repos:...................... 2,025 EX. V .P ./C A S H .: JOHN D. M A N A T T D e p o s its :..................................................... 37,171 Federal funds and Borrowings:.................... 0 In v e s tm e n ts :......................................... 17,474 Total L o a n s :........................................... 19,801 Bank Premises and Fixed Assets:............ 591 O ther Real E s ta te :...................................... 122 O ther A s s e ts :.............................................. 895 Total A s s e ts :.......................................... 42,076 O th er Liabilities:................................................ 327 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 37,498 Total Trust Assets:................................... 1,584 Number of Shares O utstanding:............. Total Equity C apital and R e se rve s:........ 4,578 Total Liabilities and Capital:.................... 42,076 45,000 DIRECTORS: W. W. Allen, Byron D. Brown Jr., James W. Lancaster, John D. Manatt, D. E. McCoy Jr., D.E. McCoy Sr., W. Lee Tucker Arkansas S tate Bank Siloam Springs, AR 318 E. Main Street P.O.Box 400 County: Benton Population: 8,000 72761-0400 Telephone: 524-8101 FAX Number: 524-3307 Branches in Town: 1 Other Branches: 0 Charter Number: 713 Date: Jan. 12,1960 Trust Department: Yes Bank Holding Company None PR E S ./C E O : RO SS S T O U T V.P.: T O M M Y FREE V.P.: D O R O T H Y H AR M O N V.P.: BEVERLY LE S C A R D V.P .:R E TA FOSTER V .P ./C A S H .: HENRY BRO SELL, JR. V .P ./T .O .: AR T H U R MORRIS A S S T . V.P.: TIM M cC O R D Cash and balances Due From B a n k s :.. 4,692 Federal Funds and R e p o s:.................. 21,250 In v e s tm e n ts :......................................... 58,681 Total L o a n s :........................................... 22,675 Bank Premises and Fixed A sse ts:............ 764 O ther Real E s ta te :......................................... 0 O ther A s s e ts :........................................... 1,803 Total A s s e ts :......................................... 109,865 D e p o s its :................................................... 100,211 Federal funds and B orrow ings:......................... 0 O th er Liabilities:........................................... 1,376 Subordinated D e b t:............................................. 0 Total Liabilities:......................................... 101,587 Total Trust A ssets:................................... 5,434 Number of Shares O utstanding:............. Total Equity Capital and R e se rve s:........ 8,278 Total Liabilities and C a p ita l:.................. 109,865 72,000 DIRECTORS: Delbert E. Allen Jr., Roderick L. Allen, H. E. Harrison Jr., Charles C. Jones, Simmons, Ross Stout DigitizedMark for FRASER 105 Seventy-Sixth Report Sm ackover State Bank Sm ackover, AR 708 N. Broadway P.O.Box 107 County: Union Population: 2,453 71762-0107 Telephone: 725-3051 FAX Number: 725-3049 Branches in Town: 0 Other Branches: 1 Charter Number: 600 Date: Apr. 18,1928 Trust Department: Yes Bank Holding Company Smackover Bancshares, Inc., Smackover, AR C H M ./C E O : M A X O. TAYLO R P R E S ./T O.: BO B W IL L E T T SR. V .P ./C A S H .: P A U L E T T E BUSSELL V.P.: C A T H R Y N M. W EAVER A S S T . V.P.: K A T H Y A Y C O C K A S S T . C A S H .: JA N E SPRUILL A S S T . C A S H .: VICKI DAVIS SEC.: JAM ES M. T E N N Y S O N Cash and balances Due From B a n k s :.. 1,546 Federal Funds and R e p o s :......................... 250 In v e s tm e n ts :......................................... 26,722 Total L o a n s :........................................... 29,619 Bank Premises and Fixed A sse ts:............... 0 O ther Real E s ta te :...................................... 294 O ther A s s e ts :........................................... 1,399 Total A s s e ts :......................................... 59,830 D e p o s its :..................................................... 49,297 Federal funds and B orro w in gs:................ 2,534 O ther Liabilities:................................................ 786 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 52,617 Total Trust A ssets:................................... Number of Shares O utstanding:............ 100,000 1,340 Total Equity C apital and R e s e rv e s :........ 7,213 Total Liabilities and C a p ita l:.................... 59,830 DIRECTORS: Max O. Taylor, James M. Tennyson, John D. Trimble V, Richard H. Vickers, Bob Willett M erchants & Planters Bank Sparkman, AR Commerce & Main Streets P.O.Box 127 71763-0127 County: Dallas Telephone: 678-2251 Population: 622 FAX Number: 678-2401 Branches in Town: 0 Other Branches: 0 Charter Number: 457 Date: Sep. 19,1916 Trust Department: No Bank Holding Company None CHM: JOSEPH FORD P R ES./C EO : T Y R O L Q. C A R S O N C ASH .: DORIS M ANN A S S T . C A S H .: PATRICIA S H A D D O C K A S S T . C A S H .: K A T H R Y N DAN IEL Cash and balances Due From Banks: — 391 Federal Funds and R e p o s :................... 600 In v e s tm e n ts :......................................... 2,745 Total L o a n s :.............................................. 3,497 Bank Premises and F ixed A sse ts:............ 104 O ther Real E s ta te :........................................ 40 O th e rA s s e ts :................................................ 97 Total A s s e ts :............................................. 7,474 D e p o s its :...................................................... 6,724 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:.................................................. 67 Subordinated D e b t:............................................. 0 Total Liabilities:............................................. 6,791 Total Trust A ssets:.......................................... Number of Shares O utstanding:............... 0 T otalE q uity Capital and R e s e rv e s :............. 683 Total Liabilities and C a p ita l:..................... 7,474 3,000 DIRECTORS: Joseph Ford, Tommy Gaston, G.W. DeLaughter, Ray White, Louis Jacks, T.Q. Carson State of Arkansas: Bank Department 106 First S tate Bank Springdale, AR 203 E. Emma P.O.Box 189 County: Washington Population: 23,458 72765-0189 Telephone: 751-1500 FAX Number: 756-7154 Branches in Town: 3 Other Branches: 1 Charter Number: 535 Date: Feb. 12,1923 Trust Department: Yes Bank Holding Company Worthen Banking Corporation, Little Rock, AR CHM.: W ALTER L. T U R N B O W PR E S ./C E O : RICK PARSO NS EX. V.P.: DO N L. G IBSO N SR. V.P.: D O U G LA S K IT T R E L L SR. V .P ./T .O .; RO BER T PHILLIPS Cash and balances Due From B a n k s :.. 5,356 Federal Funds and R e p o s :...................... 6,500 In v e s tm e n ts :......................................... 50,886 Total L o a n s :........................................... 83,338 Bank Prem ises and Fixed A sse ts:........ 1,596 O ther Real E s ta te :............ 39 O th er A s s e ts :........................................... 2,875 Total A s s e ts :......................................... 150,590 D e p o s its :................................................... 134,405 Federal funds and B orrow ings:................. 2,121 O th er Liabilities:........................................... 1,216 Subordinated D e b t:............................................. 0 Total Liabilities:.................................. 137,742 Total Trust A sse ts:............................... Number of Shares O utstanding:............... 22,025 Total Equity Capital and R e se rve s:....... 12,848 Total Liabilities and C a p ita l:.................. 150,590 9,664 DIRECTORS: Gretchen Adams, Joe S. Boone, John W. Dorman, Charles C. Farmer, Gerald L. Harp, Harold Dean Hewitt, Gerald Johnston, William Mathews, Phil Phillips Jr., Charles Sisco, Phillip Steele, Thomas H. Stephens, Walter Turnbow, Don L. Gibson, Rick L. Parsons Springdale Bank and Trust Springdale, AR 415 W. Emma P.O. Box 5000 County: Washington Population: 23,458 72715-5000 Telephone: 756-7000 FAX Number: 756-7077 Branches in Town: 0 Other Branches: 0 Charter Number: 339 Date: May 6,1911 Trust Department: Yes Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR CHM.: JIM W ALTO N P R E S ./C E O /T .O .: R IC H A R D P. C A L H O U N SR. V.P.: BUDDY PHILPOT C A S H : G A IL JEFFERSON Cash andbalances Due From B a n k s :.. 1,881 Federal Funds and R e p o s :...................... 3,725 In v e s tm e n ts :............................................. 5,859 Total L o a n s :........................................... 20,824 Bank Premises and Fixed A sse ts:............ 972 O ther Real E s ta te :......................................... 0 O ther A s s e ts :.............................................. 440 T o ta lA s s e ts :......................................... 33,701 D e p o s its :..................................................... 29,180 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................ 260 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 29,440 T o ta lE q u ity Capital and R e se rve s:........ 4,261 Total Liabilities and C a p ita l:.................... 33,701 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 5,500 DIRECTORS: Jim Walton, Bobby Wood, James Baker, Wayne Britt, Richard P. Calhoun, Walker Digitized Willard for FRASER 107 Seventy-Sixth Report Bodcaw Bank Stamps, AR 300 Thomas Street P.O.Box 8 County: Lafayette Population: 2,850 71860-0008 Telephone: 533-4486 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 106 Date: Dec. 8,1902 Trust Department: No Bank Holding Company None C H M .:B . STAN C O O K PR ES./C EO : JAM ES R. NIPPER V.P.: J. PAUL NIPPER C A S H .: BONNIE M O R ELAN D A S S T . C A S H .: LE N O R A DO W NS Cash and balances Due From B a n k s :.. 1,059 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 31,238 Total L o a n s :.............................................. 8,485 Bank Premises and Fixed A sse ts:............ 149 O th e rR e a lE s ta te :......................................... 0 O ther A s s e ts :.............................................. 854 T o ta lA s s e ts :......................................... 41,785 D e p o s its :..................................................... 36,864 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 428 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 37,292 Total Trust A ssets:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ 4,493 Total Liabilities and C a p ita l:.................... 41,785 10,000 DIRECTORS: B. Stan Cook, C.C. Russell Sr., Roy Z. Kimbell, A.O. Smith, James Nipper, John W. Simth, J. Paul Nipper, H.L. Wilkinson Bank of S tar C ity S tar C ity, AR 200 Jefferson Drawer 69 County: Lincoln Population: 2,100 71667-0069 Telephone: 628-4286 FAX Number: 628-5274 Branches in Town: 0 Other Branches: 1 Charter Number: 567 Date: Apr. 27,1925 Trust Department: No Bank Holding Company Star City Bancshares, Inc., Star City, AR C H M ./C E O : BENNIE F. RYBURN, JR. PRESIDENT: M. DON SM ITH EX. V.P.: A N N E T A R. MOORE Cash and balances Due From B a n k s :.. 1,955 Federal Funds and R e p o s :..................... 1,260 In v e s tm e n ts :......................................... 12,845 T o ta lL o a n s :........................................... 15,183 B a n k P re m is e s a n d F ix e d A s s e ts :............ 432 O th e rR e a lE s ta te :........................................ 24 O ther A s s e ts :.............................................. 490 T o ta lA s s e ts :......................................... 32,189 D e p o s its :..................................................... 29,132 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 239 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 29,371 Total Equity Capital and R e s e rv e s :........ 2,818 Total Liabilities and C a p ita l:.................... 32,189 Total Trust A ssets:......................................... Number of Shares O utstanding:............. 0 15,000 DIRECTORS: Keith Griffin, M. Don Smith, Lucille Ollar, Pat Riley, Bennie Ryburn, Jr., Fred Thornton, Weldon Wynn, Robert Floyd Sr., Bill Frizzell 108 State of Arkansas: Bank Department Stephens S ecurity Bank Stephens, AR 110 Ruby Street P.O.Box 7 County: Ouachita Population: 1,366 71764-0007 Telephone: 786-5416 FAX Number: 786-5419 Branches in Town:0 Other Branches: 0 Charter Number: 692 Date: Feb. 8,1946 Trust Department: No Bank Holding Company Smith Associated Banking Corp., Little Rock, AR CHM.: R IC H A R D T. SM ITH PR ES ./C E O : GUY R. SM ITH EX. V.P.: C A R O L REAVES EX. V.P.: TR O Y FOREM AN, JR. V.P.: LIND A T H O M A S Cash and balances Due From B a n k s :__ 795 Federal Funds and R e p o s :...................... 1,300 In v e s tm e n ts :............................................. 6,330 Total L o a n s :........................................... 13,802 Bank Premises and Fixed A sse ts:............. 65 O ther Real E s ta te :...................................... 141 O ther A s s e ts :.............................................. 471 Total A s s e ts :......................................... 22,904 T o ta lE q u ity Capital and R e se rve s:........ 2,144 Total Liabilities and C a p ita l:.................... 22,904 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 D e p o s its :..................................................... 20,585 Federal funds and Borrowings:.................... 0 O ther Liabilities:................................................ 175 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 20,760 11,000 DIRECTORS: Richard T. Smith, Guy R. Smith, Duncan Grayson, Colon Watson, M.R. Smart, Carol Reaves, Jay C. Wilson Citizens Bank Strong, AR 212 W. Coleman P. O. Box 724 County: Union Population: 738 71765-0724 Telephone: 797-7361 FAX Number: None Branches in Town: 0 Other Branches: 0 Charter Number: 634 Date: Jan. 19,1931 Trust Department: No Bank Holding Company FDH Bancshares, Inc., Little Rock, AR CHM.: R O B E R T P. TAYLO R PR ES ./C E O : H. GLEN RAM BIN SR. V .P ./C A S H .: JE A N E LL C O G BU R G V.P.: S C O T T FIFE Cash and balances Due From Banks: — 490 Federal Funds and R e p o s :......................... 900 In v e s tm e n ts :............................................. 4,833 Total L o a n s :.............................................. 3,996 Bank Premises and F ixed A sse ts:............ 342 O ther Real E s ta te :......................................... 0 O ther A s s e ts :.............................................. 613 Total A s s e ts :......................................... 11,174 D e p o s its :...................................................... 8,776 Federal funds and B orrow ings:..................... 175 O th er Liabilities:................................................ 108 Subordinated D e b t:............................................. 0 Total Liabilities:............................................. 9,059 Total Trust A ssets:......................................... Number of Shares O utstanding:............... 0 T o ta lE q u ity Capital and R e s e rv e s :........ 2,115 Total Liabilities and C a p ita l:.................... 11,174 8,000 DIRECTORS: Jeanell Cogburn, Bobby Dugal, Noland H. Hagood, Earl Herring, D. R. James Jr., H. Glenn Rambin, Robert P. Taylor Seventy-Sixth Report 109 The Farmers & M erchants Bank S tu ttg a rt, AR Seventh & Main Streets P. O. Box 947 County: Arkansas Population: 10,900 72160-0947 Telephone: 673-6911 FAX Number: 673-6918 Branches in Town: 3 Other Branches: 0 Charter Number: 687 Date: Dec. 29,1944 Trust Department: Yes Bank Holding Company The Farmers and Merchants Bankshares, Inc., Stuttgart, AR CHM.: ROY O. M cC O LLU M , III P R ES./C EO : DON P A T TILLO EX. V.P.: C A R L G UNTER SR. V.P.: LAR R Y G UNNELL SR. V.P.: GLENN B A U M A N SR. V.P.: C A R R O LL JOE FOW LER SR. V.P.: W ILLIA M R. TR IC E V .P ./T .O : JIM D. GREEN Cash and balances Due From B a n k s :.. 3,279 Federal Funds and R e p o s :..................... 2,400 In v e s tm e n ts :.......................................... 28,379 Total L o a n s :........................................... 65,472 Bank Premises and Fixed A sse ts:........ 2,165 O ther Real E s ta te :...................................... 160 O ther A s s e ts :........................................... 2,209 T o ta lA s s e ts :......................................... 104,064 D e p o s its :..................................................... 88,388 Federal funds and B orro w in gs:................ 3,397 O ther Liabilities:........................................... 1,017 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 92,802 Total T rust A sse ts:............................... Number of Shares O utstanding:............. 23,954 Total Equity Capital and R e s e rv e s :....... 11,262 Total Liabilities and C a p ita l:.................. 104,064 96,368 DIRECTORS: Roy O. McCollum, III, Horace Sickel, James E. Pond, Mickey Pierce, Nicky Hargrove, Billy E. Simpson, Ray Vester, Carl Gunter, Don Pattillo, Robert Seidenstricker Bank of Trumann Trumann, AR Hwy 63 P. O. Box 48 County: Poinsett Population: 6,405 72472-0048 Telephone: 483-6333 FAX Number: 483-7512 Branches in Town: 0 Other Branches: 0 Charter Number: 354 Date: Oct. 2,1911 Trust Department: No C H M ./P R E S ./C E O : CLYDE R O BER TSO N , JR. SR.V.P.: W ILBURN C O LE V.P.: JOHN R. G IL LE T T E Bank Holding Company None V.P. C A R R O LL D. AN D ER SO N C A S H .: CH ERYL M cM A S T E R S A S S T . V.P.: SHIRLEY BENSO N Cash and balances Due From B a n k s :.. 1,619 Federal Funds and R e p o s :..................... 1,450 In v e s tm e n ts :......................................... 25,481 Total L o a n s :........................................... 17,947 Bank Premises and Fixed A sse ts:............ 519 O ther Real E s ta te :......................................... 0 O ther A s s e ts :.............................................. 847 T o ta lA s s e ts :.......................................... 47,863 D e p o s its :..................................................... 40,751 Federal funds and B orro w in gs:..................... 538 O ther Liabilities:................................................ 453 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 41,742 Total T rust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e s e rv e s :........ 6,121 Total Liabilities and C a p ita l:.................... 47,863 60,000 DIRECTORS: Carroll D. Anderson, Terry M. Clogston, Wilburn J. Cole, Frank Lady Jr., Eugene Pounds, Clyde Robertson Jr., Natalie T. Stuckey, Virginia P. Turner State of Arkansas: Bank Department 110 Bank of Tuckerman Tuckerman, AR Main Street P.O.Box 700 County: Jackson Population: 2,078 72473-0700 Telephone: 349-5155 FAX Number: 349-5170 Branches in Town: 0 Other Branches: 3 Charter Number: 164 Date: Nov. 8,1902 Trust Department: No Bank Holding Company Rainbow Investment Company, Inc., Tuckerman, AR C H M ./P R E S ./C E O .: LIN D LEY V. SM ITH V.P.: A L MORRIS, JR. V.P.: DREW S AN D LIN C A S H .: AN N W ATSON Cash and balances Due From Banks: — 843 Federal Funds and R e p o s :...................... 4,000 In v e s tm e n ts :............................................. 9,616 Total L o a n s :........................................... 13,905 Bank Prem ises and Fixed A sse ts:............ 398 O ther Real E s ta te :...................................... 233 O ther A s s e ts :.............................................. 435 Total A s s e ts :......................................... 29,430 D e p o s its :..................................................... 25,471 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 621 Subordinated D e b t:........................ 0 Total Liabilities:........................................... 26,092 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity C apital and R e s e rv e s :........ 3,338 Total Liabilities and C a p ita l:.................... 29,430 4,000 DIRECTORS: Scotty Armstrong, Bob Penix, Lindley V. Smith Tyronza Bank Tyronza, AR Main and Oak Streets P.O.Box 395 County: Poinsett Population: 777 72386-0395 Telephone: 487-2161 FAX Number: 487-2069 Branches in Town: 0 Other Branches: 1 Charter Number: 704 Date: Oct. 31,1951 Trust Department: No Bank Holding Company Tyronza Bancshares, Inc., Tyronza, AR C H M ./P R E S ./C E O : C H A R LE S F. LU TER Cash and balances Due From B a n k s :__ 821 Federal Funds and R e p o s :......................... 950 In v e s tm e n ts :............................................. 8,076 Total L o a n s :........................................... 13,445 Bank Premises and Fixed A sse ts:............ 200 O th er Real E s ta te :......................................... 8 O th er A s s e ts :.............................................. 264 Total A s s e ts :......................................... 23,764 D e p o s its :..................................................... 19,946 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 337 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 20,283 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity C apital and R e se rve s:........ 3,481 Total Liabilities and C a p ita l:.................... 23,764 20,000 DIRECTORS: Albert A. Banks, George E. Beley, Charles F. Luter, H.F. Norcross Jr., Eugene Vaughn, Lewis Wood Seventy-Sixth Report 111 Citizens Bank & Trust Company Van Buren, AR 3110 Alma Hwy P.O.Box 469 County: Crawford Population: 12,650 72956-0469 Telephone: 474-1201 FAX Number: 474-4630 Branches in Town: 2 Other Branches: 1 Charter Number: 328 Date: Dec. 20,1910 Trust Department: Yes Bank Holding Company Vista Bancorporation, Van Buren, AR C H M ./C E O : JA M E S G. W ILLIA M S O N , JR. PRES.: W ILLIA M W. T H O M A S EX. V.P.: M ARIO N H. RIGGS SR. V.P.: LU TH ER F. G ORDY, III T.O .: EW ELL B. LEE Cash and balances Due From B a n k s :.. 4,157 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 23,159 Total L o a n s :........................................... 52,922 Bank Premises and Fixed A sse ts:........ 1,270 O ther Real E s ta te :...................................... 667 O th e rA s s e ts :........................................... 1,118 Total A s s e ts :......................................... 83,293 D e p o s its :..................................................... 73,079 Federal funds and B orro w in gs:................ 2,400 O ther Liabilities:................................................ 569 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 76,048 Total Trust A sse ts:...................................... 843 Number of Shares O utstanding:............. Total Equity Capital and R e s e rv e s :........ 7,245 Total Liabilities and C a p ita l:.................... 83,293 16,000 DIRECTORS: James G. Williamson Jr., Jimmy G. Bell, Warren D. Blaylock, Jimmy D. Gooch, Morril Harriman, Marion H. Riggs, Paul D. Shirley, William W. Thomas The Peoples Bank Waldo, AR 101 Main Street P. O. Box 426 County: Columbia Population: 1,600 71770-0426 Telephone: 693-5551 FAX Number: None Branches in Town: 1 Other Branches: 2 Charter Number: 313 Date Jun. 22,1910 Trust Department: Yes Bank Holding Company Golden Oaks Bancshares, Inc., Waldo, AR C H M ./P R E S /C E O /T .O .: H A R O LD FINCHER EX. V.P.: R IC H A R D P. C L A R K V.P.: D O R O TH Y J. FINCHER V .P ./C A S H .: JO YC E N. C R AN E A S S T . V.P.: JEAN IE ROW E A S S T . V.P.: JILL JA C K S O N Cash and balances Due From B a n k s :__ 584 Federal Funds and R e p o s :......................... 775 In v e s tm e n ts :......................................... 16,741 T o ta lL o a n s :.............................................. 7,416 Bank Premises and Fixed A sse ts:............... 0 O ther Real E s ta te :........................................ 11 O th e rA s s e ts :.............................................. 450 T o ta lA s s e ts :......................................... 25,977 D e p o s its :..................................................... 22,886 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 148 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 23,034 Total Trust A sse ts:................................... Number of Shares O utstanding:............. 1,016 Total Equity Capital and R e s e rv e s :........ 2,943 Total Liabilities and C a p ita l:.................... 25,977 10,000 DIRECTORS: Harold H. Fincher, Dorothy J. Fincher, Richard P. Clark, Imogene M. Clark, G.F. Scott, Betty L. Scott, Mary L. Baird, Betty E. Harris, Pamela L. Davis, Clark Fincher State of Arkansas: Bank Department 112 Bank of Waldron Waldron, AR 110 W. 4th Street P.O.Box 278 County: Scott Population: 2,642 72958-0278 Telephone: 637-2161 FAX Number: 637-4874 Branches in Town: 1 Other Branches: 0 Charter Number: 72 Date: Apr. 3,1901 Trust Department: Yes Bank Holding Company Rodgers Family Banchares, Inc., Waldron, Arkansas CHM.: D A LE RODG ERS PR E S ./C E O : BILL R. PHILPOT EX. V .P ./T .O .: KN O X DOZIER SR. V.P.: R O BER T AKE R S V.P.: D EBR A FULLER V.P.: KELLEY B. HU NT C A S H .: LIND A TANNER Cash and balances Due From B a n k s :.. 1,340 Federal Funds and R e p o s :......................... 565 In v e s tm e n ts :......................................... 21,363 Total L o a n s :........................................... 37,533 Bank Premises and Fixed A sse ts:............ 509 O th er Real E s ta te :...................................... 298 O th er A s s e ts :............................................... 922 Total A s s e ts :......................................... 62,530 D e p o s its :..................................................... 53,977 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 333 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 54,310 Total Trust A sse ts:................................... 4,257 Number of Shares O utstanding:............. Total Equity Capital and R e s e rv e s :........ 8,220 Total Liabilities and C a p ita l:.................... 62,530 24,000 DIRECTORS: Robert Akers, Kelly Ashford, Bill J. Black, Jim H. Currier, Knox Dozier, Rena Owens, Bill R. Philpot, James Richmond, Dale Rodgers The S co tt C ounty Bank Waldron, AR Main & W. Church P. O. Box 838 County: Scott Population: 2,642 72958-9989 Telephone: 637-3191 FAX Number: 637-3195 Branches in Town: 0 Other Branches: 0 Charter Number: 741 Date: Feb. 20,1980 Trust Department: No Bank Holding Company None CEO: JO HN E. C H A M B E R S , III PRES.: PATSY H AW KINS V .P ./C A S H .: TR IS H A SIKES V.P.: RO BBIE ZIMMER Cash and balances Due From B a n k s :.. 1,191 Federal Funds and R e p o s :..................... 1,250 In v e s tm e n ts :......................................... 14,147 Total L o a n s :........................................... 22,593 Bank Premises and Fixed A sse ts:............ 886 O ther Real E s ta te :......................................... 0 O th er A s s e ts :.............................................. 574 Total A s s e ts :......................................... 40,641 D e p o s its :..................................................... 36,674 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................ 325 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 36,999 Total Equity Capital and R e s e rv e s :........ 3,642 Total Liabilities and C a p ita l:.................... 40,641 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 40,000 DIRECTORS: Lonnie Campbell, John E. Chambers, III, J. B. Cox, Roy J. Hale, Patsy Hawkins, Thurman Keener, Dan Laird, W.R. (Bud) Rice 113 Seventy-Sixth Report The A rkansas Bank Walnut Ridge, AR 212 W. Walnut P. O. Box 749 County: Lawrence Population: 4,152 72457-0749 Telephone: 886-7711 FAX Number: 886-2469 Branches in Town: 0 Other Branches: 3 Charter Number: 71 Date: Mar. 23,1901 Trust Department: No Bank Holding Company None C H M ./C E O : S LO A N RAIN W ATER VICE CHM.: JIM HINKLE P R E S ./C O O : MIKE TAYLO R V.P.: JO HN PHILLIPS V.P.: BO YC E DU RHAM V.P.: M ARILYN K. DAVIS Cash and balances Due From B a n k s :.. 2,129 Federal Funds and R e p o s :...................... 2,250 In v e s tm e n ts :.......................................... 19,757 T o ta lL o a n s :........................................... 19,215 Bank Premises and Fixed A ss e ts :............ 431 O ther Real E s ta te :......................................... 0 O ther A s s e ts :........................................... 3,016 Total A s s e ts :......................................... 46,798 D e p o s its :..................................................... 39,909 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:........................................... 1,413 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 41,322 Total Trust A ssets:.......................................... Number of Shares O utstanding:................. None 0 Total Equity Capital and R e s e rv e s :........ 5,476 Total Liabilities and C a p ita l:.................... 46,798 DIRECTORS: Sloan Rainwater, Bill Rainwater, Steve Cox, Virginia Cox, Odell Fort, Boyce Durham, Jim Hinkle, Mike Taylor, Maurice Starr, Ben Starr, Earl D. Perkins, Bill Rainwater Jr. First S tate Bank Warren, AR Main Street P. O. Box 29 County: Bradley Population: 9,971 71671-0029 Telephone: 226-2601 FAX Number: 226-2253 Branches in Town: 1 Other Branches: 1 Charter Number: 739 Date: Dec. 12,1978 Trust Department: Yes Bank Holding Company Bradley Bancshares, Inc., Warren, AR CHM.: VIRG INIA M. RYBURN P R E S ./C E O /T .O .: FREDDIE M. M O BLEY EX. V.P.: HUGH A. QUIMBY Cash and balances Due From B a n k s :.. 1,946 Federal Funds and R e p o s :......................... 910 In v e s tm e n ts :......................................... 20,864 T o ta lL o a n s :........................................... 34,648 Bank Premises and F ixed A sse ts:............ 512 O ther Real E s ta te :...................................... 184 O ther A s s e ts :.............................................. 822 Total A s s e ts :......................................... 59,886 D e p o s its :..................................................... 53,737 Federal funds and B orro w in gs:..................... 415 O th er Liabilities:................................................ 460 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 54,612 Total Equity C apital and R e s e rv e s :........ 5,274 Total Liabilities and C a p ita l:.................... 59,886 Total Trust A sse ts:................................... Number of Shares O utstanding:............. 1,005 59,000 DIRECTORS: Robert E. Garner, Roger George, Freddie M. Mobley, Hugh A. Quimby, Bennie Ryburn Jr., Virginia M. Ryburn, Bennie Ryburn III, J.C. Thompson, H. Sidney Wharton State of Arkansas: Bank Department 114 W arren Bank & Trust Company Warren, AR 201 S. Main P.O.Box 350 County: Bradley Population: 9,971 71671-0350 Telephone: 226-2621 FAX Number: 226-3435 Branches in Town: 2 Other Branches:1 Charter Number: 80 Date: Dec. 28,1901 Trust Department: Yes Bank Holding Company None CHM.: L.W . EDER IN G TO N VICE CHM.: JO HN B. F R A Z E R P R E S ./C E O /T .O .: G E R A LD D. BURTO N EX. V.P.: T H O M A S M. H AR G R O VE V .P ./C ASH.: JAM ES E. SMITH Cash and balances Due From B a n k s :.. 2,509 Federal Funds and R e p o s :......................... 725 In v e s tm e n ts :......................................... 43,542 Total L o a n s :........................................... 35,571 Bank Premises and Fixed A sse ts:............ 654 O ther Real E s ta te :........................................ 83 O ther A s s e ts :........................................... 5,114 T o ta lA s s e ts :......................................... 88,198 D e p o s its :..................................................... 75,812 Federal funds and B orrow ings:................. 1,014 O ther Liabilities:................................................ 833 Subordinated D e b t:.......................... 0 Total Liabilities:........................................... 77,659 Total Trust A ssets:............................... Number of Shares O utstanding:............. 11,564 Total Equity Capital and R e se rve s:....... 10,539 Total Liabilities and C a p ita l:.................... 88,198 48,000 DIRECTORS: L.W. Ederington, John B. Frazer Jr., Lawrence H. Derby Jr., F. Martin Hankins, W. Sykes Harris, J.E. Hurley Jr., C.A. Milton, Gerard Sangster, George F. Wynne, M.D. Bank of Weiner Weiner, AR Highway 49 P.O.Box 307 County: Poinsett Population: 750 72479-0307 Telephone: 684-2221 FAX Number: None Branches in Town: 0 Other Branches: 1 Charter Number: 276 Date: Apr. 2,1909 Trust Department: Yes Bank Holding Company None C H M ./P R E S ./C E O /T .O .: JO HN R. HOGUE EX. V.P.: NILES A. BISE SR. V.P.: M IC H A E L D. GILLIS V.P.: P A U LE T TE E.FAH R V.P.: PHILIP W. HESSE Cash and balances Due From B a n k s :.. 1,057 Federal Funds and R e p o s:...................... 1,475 In v e s tm e n ts :......................................... 10,688 T o ta lL o a n s :........................................... 18,826 Bank Premises and Fixed A sse ts:............ 162 O ther Real E s ta te :......................................... 0 O ther A s s e ts :.............................................. 926 T o ta lA s s e ts :......................................... 33,134 D e p o s its :..................................................... 27,878 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................ 748 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 28,626 Total Trust A sse ts:................................... Number of Shares O utstanding:............... 1,815 Total Equity Capital and R e se rve s:........ 4,508 Total Liabilities and C a p ita l:.................... 33,134 8,000 DIRECTORS: John R. Hogue, Ernest L. Hogue M.D., Herbert D. Ziegenhorn, Charles E. Givens, Niles A. Bise Seventy-Sixth Report 115 M erchants & Farmers Bank W est Helena, AR 425 East Plaza P. O. Box 2507 County: Phillips Population: 11,005 72390-0507 Telephone: 572-3481 FAX Number: 572-1901 Branches in Town: 2 Other Branches: 0 Charter Number: 700 Date: Oct. 4,1948 Trust Department: Yes Bank Holding Company Southern Bancshares, Inc., West Helena, AR CHM.: BR O O K S GRIFFIN V. C H M ./C E O : D O U G LA S SIMMONS PRES: W ILLIA M D. SIM M ONS EX. V .P ./C A S H .: JAM ES A. BO G LE SR. V .P ./M K T . DIR.: G ORDO N W HITE SR. V .P ./T .O .: E. F. K A L B , JR. Cash and balances Due From B a n k s :.. 3,981 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 31,925 Total L o a n s :........................................... 49,405 Bank Premises and Fixed A sse ts:........ 1,152 O ther Real E s ta te :...................................... 113 O ther A s s e ts :........................................... 1,644 Total A s s e ts :......................................... 88,220 D e p o sits:..................................................... 72,533 Federal funds and B orro w in gs:................ 8,575 O th er Liabilities:................................................ 732 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 81,840 Total Liabilities and Capital:................ 88,220 Total Trust A ssets:................................... Number of Shares O utstanding:............. 1,658 Total Equity C apital and R e s e rv e s :........ 6,380 20,000 DIRECTORS: Brooks Griffin, Douglas Simmons, William D. Simmons, James E. Boyd Sr., William B. Benton, Winston P. Foster Jr., Jerry Kelley, Walter L. Morris, Herman H. Storey Bank of W est Memphis W est Memphis, AR 626 E. Broadway P.O.Box 2128 County: Crittenden Population: 30,000 72303-8128 Telephone: 732-8000 FAX Number: 735-0849 Branches in Town: 3 Other Branches: 0 Charter Number: 601 Date: Apr. 21,1928 Trust Department: Yes Bank Holding Company Bancshares of West Memphis, Inc., West Memphis, AR CHM.: GEORGE H. DUNKLIN PR ES./C EO : J A C K K. H O G A N SR. V .P ./T .O .: A R LE Y K N IG H T Cash and balances Due From B a n k s :.. 4,314 Federal Funds and R e p o s :..................... 3,900 In v e s tm e n ts :......................................... 37,182 Total L o a n s :........................................... 25,588 Bank Premises and Fixed A sse ts:............ 587 O ther Real E s ta te :...................................... 347 O ther A s s e ts :........................................... 1,363 T o ta lA s s e ts :......................................... 73,281 D e p o s its :..................................................... 64,060 Federal funds and B orro w in gs:......................... 0 O th er Liabilities:................................................ 396 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 64,456 Total Trust A ssets:................................... 2,993 Number of Shares O utstanding:............ 100,000 Total Equity Capital and R e s e rv e s :........ 8,825 Total Liabilities and C a p ita l:.................... 73,281 DIRECTORS: Jack K. Hogan, George H. Dunklin, M.E. Black Dunklin, James A. Heath, W. Kent Ingram, Jr., Keith Ingram, Pat K. Magruder, Lloyd C. McCuiston Jr., Frank Waggener, Paul W. O’Neal, J.C. Tennison, Davis Biggs 116 State of Arkansas: Bank Department Wilmot S tate Bank Wilmot, AR Main Street P.O.Box 95 County: Ashley Population: 1,227 71676-0095 Telephone: 473-2211 FAX Number: 473-5131 Branches in Town: 0 Other Branches: 0 Charter Number: 676 Date: Oct. 25,1937 Trust Department: No Bank Holding Company None CHM.: W IL LIA M B. deYAM PER T PR ES ./C E O : KEN N ETH M. A L L B R IT T O N Cash and balances Due From Banks: — 369 Federal Funds and R e p o s :...................... 1,734 In v e s tm e n ts :................................................ 976 Total L o a n s :.............................................. 5,796 Bank Premises and Fixed A sse ts:............. 62 O th er Real E s ta te :......................................... 0 O th e rA s s e ts :.............................................. 180 T o ta lA s s e ts :............................................. 9,117 D e p o s its :...................................................... 7,477 Federal funds and B orrow ings:......................... 0 O th er Liabilities:................................................. 67 Subordinated D e b t:............................................. 0 Total Liabilities:............................................. 7,544 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ Total Liabilities and C a p ita l:...................... 1,573 9,117 12,000 DIRECTORS: William B. deYampert, John B. Currie Jr., Thomas F. Scannell III, John B. Currie, William J. Currie, Jack Gardner Am erican State Bank Wilson, AR 55 Park P.O.Box 338 County: Mississippi Population: 1,151 72395-0338 Telephone: 655-8374 FAX Number: 655-8522 Branches in Town: 0 Other Branches: 1 Charter Number: 262 Date: Oct. 3,1908 Trust Department: No Bank Holding Company None CHM.: STE V E W ILSO N P R E S ./C E O : C H A R LE S L. MILLER V .P ./O PER . OFF.: M ARY EMILY TH O M P S O N V .P ./L.O .: DON B A S S H A M C A S H .: A LIC E GRIFFIN Cash and balances Due From Banks: — 753 Federal Funds and R e p o s :..................... 3,892 In v e s tm e n ts :............................................. 7,496 Total L o a n s :.............................................. 6,888 Bank Prem ises and Fixed A ss e ts :............ 149 O ther Real E s ta te :......................................... 0 O th e rA s s e ts :.............................................. 335 T o ta lA s s e ts :......................................... 19,513 D e p o s its :..................................................... 15,613 Federal funds and B orrow ings:................ 1,000 O th er Liabilities:................................................ 142 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 16,755 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity C apital and R e se rve s:........ 2,758 Total Liabilities and C a p ita l:.................... 19,513 4,000 DIRECTORS: Harold Clemons, Sumner R. Cullom, M.D., C.L. Denton Jr., Phillip Forrester, Charles L. Miller, Michael E. Wilson, Mildred P. Wilson, R.E.L. Wilson V, Steve Wilson Seventy-Sixth Report 117 C ross C ounty Bank Wynne, AR 1 Cross County Plaza P. O. Box 9 County: Cross Population: 8,446 72396-0009 Telephone: 238-8171 FAX Number: 238-4052 Branches in Town: 1 Other Branches: 1 Charter Number: 25 Date: Jun. 5,1891 Trust Department: Yes Bank Holding Company Cross County Bancshares, Inc., Wynne, AR CHM.: DR. W IL LA R D G. BURKS V. CHM.: A L B E R T A. HESS P R E S ./C E O /T .O .: KEN M c C L A N A H A N V.P.: A N N JO NES V.P.: M A C M c C L A N A H A N V .P .:M A Z IE B A L L A R D C A S H .: BETH DILDINE Cash and balances Due From B a n k s :.. 2,443 Federal Funds and R e p o s :..................... 6,500 In v e s tm e n ts :......................................... 22,819 T o ta lL o a n s :........................................... 49,118 Bank Premises and Fixed A ss e ts :........ 1,350 O ther Real E s ta te :........................................ 63 O ther A s s e ts :........................................... 1,783 Total A s s e ts :......................................... 84,076 D e p o s its :..................................................... 75,719 Federal funds and B orro w in gs:..................... 433 O th er Liabilities:................................................ 858 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 77,010 Total Equity C apital and R e s e rv e s :........ 7,066 Total Liabilities and C a p ita l:.................... 84,076 Total Trust A sse ts:...................................... 628 Number of Shares O utstanding:............... 4,000 DIRECTORS: Willard G. Burks, Albert A. Hess, John H. Johnston Jr., Marvin T. Hagaman, James A. Richardson, Guy E. Fisher, Pete L. Imboden III, Roger E. Pohlner, Ken McClanahan First A rkansas Bank Wynne, AR 500 N. Falls P.O.Box 189 County: Cross Population: 8,446 72396-0189 Telephone: 238-2265 FAX Number: 238-7030 Branches in Town: 1 Other Branches: 0 Charter Number: 228 Date: Jan. 24,1907 Trust Department: No Bank Holding Company Cherry Valley Bancshares, Inc., Wynne, AR CHM.: HO W ARD H. B E A S LE Y P R E S./C EO : W.M. SM ITH , III V.P.: EM M E T T M ILAM V.P.: LEE SILER C A S H :Y V O N N E LA C E Cash and balances Due From Banks: — 744 Federal Funds and R e p o s :......................... 150 In v e s tm e n ts :............................................. 5,770 T o ta lL o a n s :........................................... 12,600 Bank Premises and Fixed A sse ts:............ 738 O ther Real E s ta te :........................................ 91 O ther A s s e ts :.............................................. 419 Total A s s e ts :......................................... 20,512 D e p o s its :..................................................... 18,626 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 214 Subordinated D e b t:............................................. 0 Total Liabilities:........................................... 18,840 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :........ 1,672 Total Liabilities and C a p ita l:.................... 20,512 1,676 DIRECTORS: Howard H. Beasley, W.M. Smith, Jr., W. M. Smith III, Emmett Milam, Harry H. Melhornlll 118 State of Arkansas: Bank Department The Bank of Yellville Yellville, AR Madison & Church P.O.Box 325 County: Marion Population: 1,044 72687-0325 Telephone: 449-4231 FAX Number: 449-4231 Branches in Town: 0 Other Branches: 1 Charter Number: 691 Date: Dec. 13,1945 Trust Department: Yes Bank Holding Company Mountain Bancshares, Inc., Yellville, AR C H M ./E X . V.P.: JUDY LO VING P R E S ./C E O : C H A R LE S C A M P B E L L V.P.: C H LO E R IC H AR D SO N Cash and balances Due From B a n k s :.. 1,398 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 18,908 T o ta lL o a n s :........................................... 25,113 Bank Prem ises and Fixed A sse ts:............ 810 O ther Real E s ta te :...................................... 921 O ther A s s e ts :........ 672 Total A s s e ts :......................................... 47,822 D e p o s its :..................................................... 43,045 Federal funds and B orrow ings:...................... 200 O th er Liabilities:.................................... 315 S ubordinated D e b t:............................................. 0 Total Liabilities:........................................... 43,560 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 Total Equity Capital and R e se rve s:........ 4,262 Total Liabilities and C a p ita l:.................... 47,822 20,781 DIRECTORS: Judy Loving, Fred Berry, Susan Wendel, Charles Campbell, Owen Kompelien, Frank Bailey, Dan Duren, Oran Carter, H.C. Hall, Karl King, Kenneth Smith Seventy-Sixth Report 119 SE V E N T Y -SIX T H R EPO R T OF STATE C H A R T E R E D IN D U STR IA L LOAN INSTITUTIONS, TRUST COMPANIES A N D NON PRO FIT ORGANIZATIONS (NOT ENGAGED IN COMMERCIAL BANKING) (NOT INSURED BY THE FED E R A L DEPOSIT INSURANCE CORPORATION) JU N E 30,1990 120 S tate of Arkansas: Bank Departm ent National C redit C orporation Little Rock, AR 200 West Capitol c/o Worthen Banking Corp. P.O.Box 1681 72203-1681 County: Pulaski Telephone: 371-8769 Population: 250,000 FAX Number: 371 -8460 Branches in Town: 0 Other Branches: 0 Charter Number: 1002 Date: Apr. 13,1941 Trust Department: No Bank Holding Company Worthen Banking Corporation, Little Rock, AR CHM.: C U R TIS F. BR AD BU R Y PR E S ./C E O : A N D R E W T. MELTON V .P ./T R E A S U R E R : A L A N C. KING Cash and balances Due From B a n k s :........ 1 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :................................................ 240 Total L o a n s :..................................................... 0 Bank Premises and Fixed A sse ts:............... 0 O th er Real E s ta te :......................................... 0 O th er A s s e ts :.................................................. 5 Total A s s e ts :................................................ 246 D e p o s its :............................................................... Federal funds and B orro w in gs:......................... O ther Liabilities:................................................... Subordinated D e b t:............................................. Total Liabilities:..................................................... Total Equity Capital and R e s e rv e s :............. 240 Total Liabilities and C a p ita l:.......................... 246 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 0 0 6 0 6 6,250 DIRECTO RS: C u rtis F. Bradbury, A ndrew T. Melton, William Keisler Southern C redit C orporation Malvern, AR 228 South Olive P. O. Box 400 County: Hot Spring Population: 10,000 72104-0400 Telephone: 332-2462 FAX Number: 332-3386 Branches in Town: 0 Other Branches: 0 Charter Number: 1000 Date: Oct. 9,1959 Trust Department: No Bank Holding Company None P R E S ./C E O : W. H. M cC LU R E EX. V.P.: LAYNE SPARKS Cash and balances Due From B a n k s :__ 467 Federal Funds and R e p o s :......................... 425 In v e s tm e n ts :............................................. 7,275 Total L o a n s :.............................................. 3,970 Bank Premises and Fixed A sse ts:............. 47 O ther Real E s ta te :...................................... 282 O ther A s s e ts :.............................................. 163 T o ta lA s s e ts :......................................... 12,629 D e p o s its :..................................................... 11,053 Federal funds and B orrow ings:......................... 0 O ther Liabilities:................................................. 61 Subordinated D e b t:............................................ 0 Total Liabilities:........................................... 11,114 Total Trust A sse ts:......................................... Number of Shares O utstanding:............. 0 T o ta lE q u ity Capital and R e se rve s:........ 1,515 Total Liabilities and C a p ita l:.................... 12,629 11,350 DIRECTO RS: W.H. McClure, G eorge McClure, A.J. Wilks, Sarah Cole, Frank R. McClure, N ancy M. York, Layne Sparks, Chris E. Williams 121 S e v e n ty -S ix th Report Jones Investm ent & Trust Co. Little Rock, AR 401 W. Capitol Avenue 504 First Federal Plaza County: Pulaski Population: 250,000 72201-3437 Telephone: 374-5225 FAX Number: 374-5100 Branches in Town: 0 Other Branches: 0 Charter Number: 302 Date: Aug. 29,1955 Trust Department: Yes Bank Holding Company None C H M ./P R E S ./C E O : BERNICE JONES V .P ./S E C ./T R E A S .: H.G. FR O ST, JR. Cash and balances Due From Banks: — 326 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :......................................... 13,476 T o ta lL o a n s :.............................................. 1,183 Bank Premises and Fixed A sse ts:............... 7 O ther Real E s ta te :......................................... 0 O ther A s s e ts :.............................................. 197 T o ta lA s s e ts :......................................... 15,189 D e p o s its :............................................................... 0 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................. 96 Subordinated D e b t:............................................ 0 Total Liabilities:................................................... 96 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e se rve s:....... Total Liabilities and C a p ita l:.................... 15,093 15,189 1,000 DIRECTORS: Bernice Jones, H.G. Frost Jr., M ary Sellers M etropolitan Trust Company Sherwood, AR 7500 Highway 107 P.O.Box 6500 County: Pulaski Population: 10,586 72116-6500 Telephone: 835-7500 FAX Number: 835-1775 Branches in Town: 0 Other Branches: 0 Charter Number: 569 Date: Jun. 5,1925 Trust Department: Yes Bank Holding Company None PR ES./C EO : H A L C. M A T T H E W S TR EASU R ER : E V E R E TT L. H A LL, JR. G ENERAL C O U N SEL: AN D R E W J. C O LLIN S Cash and balances Due From B a n k s :. — 21 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :................................................ 229 T o ta lL o a n s :..................................................... 0 Bank Premises and Fixed A sse ts:............... 0 O ther Real E s ta te :...................................... 191 O ther A s s e ts :.............................................. 118 T o ta lA s s e ts :................................................ 559 D e p o s its :............................................................... 0 Federal funds and B orro w in gs:......................... 0 O ther Liabilities:................................................ 183 Subordinated D e b t:............................................. 0 Total Liabilities:.................................................. 183 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 0 Total Equity Capital and R e s e rv e s :............. 376 Total Liabilities and C a p ita l:.......................... 559 DIRECTO RS: Hal C. M atthew s, A ndrew Collins, Mike F riedrichsm eyer 1,636 122 S tate of A rkansas: Bank D epartm ent A rkansas Capital C orporation Little Rock, AR 221 West Second Street 800 Pyramid Place 72201-2513 County: Pulaski Telephone: 374-9247 Population: 250,000 FAX Number: 374-8841 Branches in Town: 0 Other Branches: 0 Charter Number: 1006 Date: Sept. 3,1986 Trust Department: No Bank Holding Company None CHM.: W ILLIA M T .S T A E D P R E S./C EO : GEORGE EAGEN Cash and balances Due From B a n k s :....... 82 Federal Funds and R e p o s :............................ 0 In v e s tm e n ts :............................................. 3,846 Total L o a n s :.............................................. 5,296 Bank Premises and Fixed A sse ts:............. 22 O ther Real E s ta te :......................................... 0 O ther A s s e ts :................................................ 80 Total A s s e ts :............................................. 9,326 D e p o s its :............................................................... 0 Federal funds and B orrow ings:......................... 0 O ther Liabilities:........................................... 4,274 Subordinated D e b t:......................................... 693 Total Liabilities:............................................ 4,967 Total Equity Capital and R e se rve s:........ Total Liabilities and C a p ita l:..................... 4,359 9,326 Total Trust A sse ts:......................................... Number of Shares O utstanding:............... 1,095 0 DIRECTO RS: G eorge E. Campbell, W ayne Clark, James Hall ill, B ert M. Mullens, Don Pattillo, D. Patton Rudder, William T. Staed, Bob J. Nash, A. David H arrington, John W. Ahlen Ph.D. Seventy-Sixth Report LIST OF C O M M ER C IA L BA N KS BY COUNTY JU N E 30,1990 123 State of Arkansas: Bank Department 124 COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK NAME C IT Y ARKANSAS D eW itt B ank & T rust C o m p an y T h e F irst N a tio n a l B an k P la n te rs & M e rc h a n ts B ank T h e F arm ers & M erch an ts Bank F i r s t N a t i o n a l B a n k in S t u t t g a r t D eW itt D eW itt G ille tt S tu ttg a rt S tu ttg a rt ASHLEY F irst N a tio n al B a n k o f C ro ssett F irst S ta te B ank Farm ers Bank B ank o f P a rk d a le T h e P eoples B a n k P o rtlan d Bank W ilm o t S ta te B ank C ro ssett C rossett H am burg P a rk d a le P ortland P o rtlan d W ilm o t BAXTER F irst N a tio n a l B ank & T ru st C o m p a n y Peoples B a n k & T ru st C o m p a n y M o u n ta in H o m e M o u n ta in H o m e BENTON B a n k o f B en to n v ille F irst N a tio n a l B ank D e c a tu r S ta te B ank Bank o f G ravett F arm ers & M erch an ts Bank F irs t N a tio n a l B a n k & T ru st C o m p a n y A rk a n s a s S ta te B ank F irst N a tio n a l B ank B e n to n v ille B e n to n v ille D ecatu r G rav ette R ogers R ogers S iloam S p rin g s Siloam S p rin g s BOONE T h e F i r s t N a t i o n a l B a n k in H a r r i s o n T h e S e c u rity B an k H arriso n H a rriso n BRADLEY F irst S ta te B ank W arren Bank & T rust C o m p an y W arren W arren CALHOUN C a lh o u n C o u n ty B ank H a m p to n CARROLL F irs t N a tio n a l B an k o f B e rry v ille B ank o f E u re k a S p rin g s T h e F irs t N atio n al B an k B erry v ille E u rek a S prings G reen Forest C H IC O T D e r m o tt S ta te B ank F irst S ta te B ank o f D e rm o tt T h e E udora Bank B a n k o f L a k e V illa g e S im m o n s First Bank D e rm o tt D e rm o tt E udora L a k e V illa g e L a k e V illa g e CLARK B ank o f A m ity C itiz en s F irs t S ta te B ank E lk H o rn B a n k & T ru s t C o m p a n y M e rc h a n ts & P la n te rs B ank & T ru st C o m p a n y F irst S ta te B an k o f G u rd o n A m ity A rk ad elp h ia A rk ad elp h ia A rk ad elp h ia G urdon CLAY C o rn in g Bank P ig g o tt S ta te B ank T h e B ank o f R ector C o rn in g P ig g o tt R ector 125 Seventy-Sixth Report COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK NAM E C IT Y CLEBURNE T h e C leb u rn e C o u n ty Bank F irst N a tio n al B a n k o f C le b u rn e C o u n ty H eber S p rin g s S ta te B ank H eber S prings H eber S prings H eber S prings CLEVELAND P in e S ta te B ank T h e B ank o f R iso n K ingsland R ison C O L U M B IA F arm ers Bank & T rust C o m p an y F irst N atio n al B an k o f M a g n o lia U n io n N a tio n a l B a n k o f A r k a n s a s T h e Peoples B ank M a g n o lia M a g n o lia M a g n o lia W ald o CONWAY T h e F irs t N a tio n al B an k o f C o n w a y C o u n ty M o r r i l t o n S e c u r it y B a n k , N .A . M o rrilto n M o rrilto n C R A IG H E A D C araw ay Bank T h e A rkansas Bank C itiz en s B ank o f Jo n e sb o ro M erca n tile Bank S im m o n s F irst Bank M idS outh Bank C araw ay Jonesboro Jonesboro Jonesboro Jonesboro M o n e tte CRAW FORD C o m m e rc ia l B ank at A lm a Bank o f M u lb erry C itiz en s B ank & T ru st C o m p a n y F irst N a tio n al B ank o f C ra w fo rd C o u n ty A lm a M u lb erry Van B u ren Van B u re n C R IT T E N D E N First Southern Bank C itizen s B ank B ank o f W est M e m p h is F id e lity N atio n al B ank o f W est M e m p h is F i r s t N a t i o n a l B a n k in W e s t M e m p h i s E arle M arion W est M em p h is W est M em p h is W est M e m p h is CROSS F irst S tate B ank C ross C o u n ty B ank F irst A rk an sas Bank T h e F irst N a tio n al B ank o f W y n n e P a rk in W ynne W ynne W ynne DALLAS F irst S ta te B ank o f F ordyce Fordyce B ank & T ru st C o m p a n y M e rc h a n ts & P la n te rs Bank Fordyce Fordyce S parkm an DESHA D u m a s S ta te B ank M erch an ts & F a rm ers B ank T h e F irst N a tio n al B an k o f M c G e h e e M cG ehee Bank D um as D um as M cG ehee M cG ehee DREW C o m m e rc ia l Bank & T ru st C o m p a n y U nion B an k & T ru s t C o m p a n y M o n tice llo M o n tice llo FAULKNER F irst N atio n al B ank F irst S ta te B ank an d T ru st C o m p a n y Conway Conway State of Arkansas: Bank Department 126 COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK NAM E C IT Y F R A N K L IN A m e ric a n S ta te B ank B ank o f O zark C h a rle sto n O zark FU LTON M e rc a n tile B ank B ank o f Salem M a m m o th S p rin g S alem GARLAND A rk a n sa s B ank and T rust C o m p an y F irst N a tio n a l B an k o f H o t S p rin g s O n e N a tio n a l B a n k o f H o t S p rin g s H ot S prings H ot S p rin g s H o t S p rin g s GRANT F irs t N a tio n a l B a n k o f S h e rid a n G ra n t C ou n ty Bank Sheridan Sheridan GREENE F irst N atio n al B ank S e c u rity B a n k P a ra g o u ld P a ra g o u ld HEM PSTEAD B a n k o f B levins C itiz en s N a tio n a l B ank T h e F irst N a tio n a l B ank B levins Hope Hope HOT S P R IN G B ank o f M alvern T h e M a lv e rn N a tio n a l B ank M alvern M alvern HOWARD F irst N atio n al B an k o f H o w a rd C o u n ty C itiz en s N a tio n a l B ank F irst N atio n al B ank D ierk s N a sh v ille N a sh v ille IN D E P E N D E N C E T h e C itizen s B ank F irs t N a tio n a l B a n k B ank o f N ew ark B a te sv ille B atesv ille N ew ark IZ A R D F irst N atio n al B an k o f Iz a rd C o u n ty T h e B ank o f N o rth A rkansas C alico R o c k M elbourne JA C K SO N F irst S ta te B ank o f N e w p o rt M erch an ts & P la n te rs Bank B ank o f T uckerm an N ew port N ew port T uckerm an JE FFE R SO N F irst N atio n al B an k o f A lth e im e r N a tio n a l B a n k o f C o m m e r c e P in e B lu ff N a tio n a l B an k S im m o n s F irs t N a tio n a l B ank A lth eim er P in e B luff P in e B luff P in e B luff JO H N S O N A rk a n sa s S ta te B ank F arm ers B ank and T rust C o m p an y C lark sv ille C lark sv ille LAFAYETTE T h e B an k o f B ra d le y T h e F ir s t N a tio n a l B a n k o f L ew isv ille P eoples B a n k & L o a n C o m p a n y B odcaw Bank B rad ley L ew isv ille L ew isv ille S tam p s LAW RENCE Peoples B ank T h e A rkansas Bank F irs t N atio n al B an k o f L aw re n c e C o u n ty Im boden W alnut R id g e W alnut R id g e LEE F irs t N a tio n a l B a n k M arian n a L IN C O L N F irst S ta te B ank B a n k o f S ta r C ity G ould S ta r C ity 127 Seventy-Sixth Report COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK NAME C IT Y L IT T L E R IV E R B a n k o f A s h d o w n , N .A . F i r s t N a t i o n a l B a n k in A s h d o w n A shdow n A shdow n LOGAN C itiz e n s B a n k o f B o o n ev ille F irs t N a tio n a l B a n k a t P a ris L ogan C ou n ty Bank B o o n ev ille P aris S c ra n to n LONOKE Bank of Cabot C itiz en s B an k & T ru st B ank o f E n g la n d F irst C o m m e rc ia l B ank o f L o n o k e C o u n ty F irst S ta te B ank Cabot C arlisle E n g la n d E n g la n d Lonoke M A D ISO N F irs t N a tio n al B a n k M adison B ank & T rust H u n tsv ille K in g sto n M A R IO N F irs t O z a r k N a tio n a l B an k T h e B a n k o f Y e l lv i l le F lip p in Y e l lv i l le M IL L E R C o m m e rc ia l N a tio n al B an k o f T e x a r k a n a S ta te F irs t N a tio n al B an k T exarkana T exarkana M IS SIS SIPP I Farm ers Bank & T rust C o m p an y F i r s t N a t i o n a l B a n k in B l y t h e v i l l e L ea ch v ille S ta te B a n k M e rc h a n ts & P la n te rs Bank F i r s t N a t i o n a l B a n k in O s c e o l a T h e P la n te rs B ank A m e ric a n S ta te B ank B ly th ev ille B ly th ev ille L each v ille M a n ila O sceola O sceola W ilso n MONROE B a n k o f B rin k ley F irstB ank o f A rk a n sa s T h e M e rc h a n ts & P la n te rs Bank B ank o f H olly G ro v e B rin k ley B rin k ley C laren d o n H olly G ro v e MONTGOM ERY T h e Bank o f M o n tg o m e ry C ounty M o u n t Ida NEVADA B ank o f P re sc o tt Prescott NEW TON N ew ton C o u n ty Bank Jasper O U A C H IT A B ank o f B earden F irs t N a tio n al B a n k o f C a m d e n T h e M e r c h a n t s & P l a n t e r s B a n k , N .A . S te p h e n s S e c u rity B an k B earden Cam den Cam den S tephens PERRY T h e P e rry C ou n ty Bank P e rry v ille PH IL L IPS T h e D e lta S ta te B an k F ir s t N a tio n a l B a n k o f P h illip s C o u n ty H e len a N a tio n al B ank B ank o f M arvell M erch an ts & F arm ers Bank E lain e H elena H elena M arvell W est H elena PIK E B ank o f D e lig h t C a d d o F irst N a tio n a l B ank T h e B an k o f G lenw ood Pike C o u n ty Bank D e lig h t G lenw ood G lenw ood M urfreesboro State of Arkansas: Bank Department 128 COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK NAME C IT Y PO IN SE T T T h e B ank o f H a rrisb u rg L ittle R iv e r B a n k M a rk ed T ree B ank Bank of T rum ann F irs t N a tio n a l B a n k o f P o in se tt C o u n ty T yronza Bank B ank o f W einer H a rrisb u rg L ep a n to M a rk e d T ree T rum ann T rum ann T yronza W einer POLK F i r s t N a t i o n a l B a n k in M e n a T h e U nion B a n k o f M e n a M ena M ena POPE B ank o f A tk in s F irst B ank o f A rk a n sa s F i r s t N a tio n a l B a n k o f R u ssellv ille P eoples B a n k & T ru s t C o m p a n y A tkins R u ssellv ille R u ssellv ille R u ssellv ille PR A IR IE F arm ers & M erch an ts B ank H azen F irst S ta te B ank D es A rc H azen PULASKI F irs t Ja c k so n v ille B a n k a n d T ru st A rk an sas B ankers’ Bank B a n k o f L ittle R o c k E agle B ank & T ru st C o m p a n y F i r s t C o m m e r c ia l B a n k , N .A . F i r s t E x c h a n g e B a n k o f L ittle R o c k , N .A . M e tr o p o lita n N a tio n a l B ank P ulaski B ank & T ru st C o m p a n y U nion N a tio n a l B a n k W o r th e n B a n k & T r u s t C o m p a n y , N .A . N a tio n al B a n k o f A r k a n s a s O n e N a tio n a l B a n k o f N o r th L ittle R o ck T h e T w in C ity B an k Ja c k so n v ille L ittle R o c k L ittle R o c k L ittle R o c k L ittle R o c k L ittle R o c k L ittle R o c k L ittle R o c k L ittle R o c k L ittle R o ck N. L ittle R o c k N. L ittle R o c k N. L ittle R o c k RANDOLPH B ank o f P o c a h o n ta s P la n te rs & S to c k m e n Bank F arm ers & M erchants Bank P o c a h o n ta s P o c a h o n ta s Reyno SA L IN E B en to n S ta te B an k T h e U nion B a n k o f B en to n B en to n B en to n SCOTT Bank o f W ald ro n T h e S co tt C o u n ty B ank W aldron W aldron SEARCY Searcy C o u n ty B ank M arsh all SE B A S T IA N T h e C ity N a tio n a l B a n k o f F o rt S m ith T h e F irs t N a tio n a l B an k T h e M e r c h a n ts N a tio n a l B an k o f F o rt S m ith F arm ers Bank C itiz en s B an k o f L av a ca B an k o f M a n sfie ld F o rt S m ith F o rt S m ith F o rt S m ith G reenw ood L avaca M an sfield SE V IE R F irs t N a tio n a l B an k F irst S ta te B an k o f D e Q u e en H o ra tio S ta te B ank B ank o f L ockesburg D eQ ueen D eQ ueen H o ra tio L ockesburg 129 Seventy-Sixth Report COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK NAME C IT Y SHARP F irs t N a tio n a l B a n k o f S h a r p C o u n ty B a n k o f C ave C ity B ank o f E v en in g S h a d e M e rca n tile B ank A sh Flat C ave C ity E v en in g S h a d e H ardy ST. F R A N C I S F irst N a tio n a l B an k o f E a s te rn A rk a n s a s P la n te rs B ank & T ru st C o m p a n y P la n te rs N a tio n a l B ank F o rre st C ity F o rre st C ity Hughes STONE B an k o f M o u n ta in V iew M o u n t a in V iew U N IO N T h e E x ch an g e B ank and T rust C o m p an y T h e F irst N a tio n a l B ank o f El D o r a d o N a tio n al B an k o f C o m m e r c e U nion S ta te B an k S m a ck o v e r S ta te B ank C itizen s B ank El D o r a d o El D o r a d o El D o ra d o J u n c tio n C ity Sm ackover S tro n g VANBUREN C lin to n S ta te B ank F irst N atio n al B ank C lin to n C lin to n W A SH IN G T O N B a n k o f E lk in s T h e B a n k o f F a y e tte v ille , N .A . F irs t N a tio n a l B an k M c llro y B ank & T rust N o rth w e st N a tio n a l B ank B a n k o f L in c o ln T h e F arm ers & M erchants Bank F irs t N a tio n al B a n k F irst S ta te B ank S p rin g d a le B ank and T rust E lk in s F ay ettev ille F ay ettev ille F ay ettev ille F ay ettev ille L in c o ln P rairie G rove S p rin g d a le S p rin g d a le S p rin g d a le W H IT E C itiz en s S ta te B a n k C itiz en s B an k F irst S ta te B ank F arm ers & M erch an ts B ank B an k o f K ensett F irst N atio n al B ank F irst S ecu rity B ank B a ld K n o b Beebe Beebe Ju d s o n ia K ensett S earcy S earcy W OODRUFF T h e B ank o f A u g u sta Bank o f M cC ro ry A u g u s ta M cC rory YELL D a n v ille S ta te B ank A r k a n s a s V alley B a n k B ank o f D ard an e lle F irst S ta te B ank D an v ille D ard an elle D ard an elle P la in v ie w Seventy-Sixth Report B A N K HOLDING COM PANIES WHICH OWN C O M M ER C IA L BA N KS IN A R K A N S A S JU N E 30,1990 131 132 State of Arkansas: Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Commerce Financial Corporation Alma, AR Hwy. 64-71 P.O.Box 2199 72921-2199 Telephone: 632-2257 FAX: 632-2263 PRESIDENT/CEO: TERRY Q. CARSON SUBSIDIARIES: Commercial Bank at Alma Alma.AR Southern Development Bancorporation, Inc. Arkadelphia, AR Telephone: 246-3945 FAX: 246-2182 605 Main, Suite 202 71923-6037 PRESIDENT/CEO: GEORGE P. SURGEON SUBSIDIARIES: Elk Horn Bank & Trust Company Opportunity Lands Corporation Arkadelphia, AR Arkadelphia, AR Citizens State Bankshares of Bald Knob, Inc. Bald Knob, AR 110 South Elm Street P.O.Box 200 72010-0200 Telephone: 724-3241 FAX: 724-5985 PRESIDENT: LARRY KIRCHER SUBSIDIARIES: Citizens State Bank Bald Knob, AR Sebastian Bankshares, Inc. Barling, AR Telephone: 452-7906 FAX: 452-7978 227 Fort Street P.O.Box 529 72923-0529 PRESIDENT/CEO: JAMES M. PATTERSON SUBSIDIARIES: Citizens Bank of Lavaca Lavaca, AR 133 Seventy-Sixth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Citizens Bancshares of Batesville, Inc. Batesville, AR Third and College Streets P.O.Box 2156 72503-2156 Telephone: 793-4441 FAX: 793-9190 CHAIRMAN/PRESIDENT: T. G. VINSON SUBSIDIARIES: The Citizens Bank Batesville, AR Citizens Bancshares of Beebe Beebe, AR 114N.Main P.O. Drawer T 72012-1020 Telephone: 882-6411 FAX: 882-6413 CHAIRMAN: E.H. ABINGTON.il SUBSIDIARIES: Citizens Bank Beebe, AR Arkansas Union Bankshares, Inc Benton, AR 207 West Conway Street P.O .Box687 72015-0687 Telephone: 778-0411 FAX: 778-0411 CHAIRMAN/PRESIDENT/CEO: GREG B. BROWN SUBSIDIARIES: Union Bancshares of Benton, Inc. The Union Bank of Benton Benton Savings & Loan Association Benton, AR Benton, AR Benton, AR Arvest Bank Group, Inc. Bentonville, AR Telephone: 273-5743 FAX: 273-7477 125 West Central #210 72712-5293 CHAIRMAN/PRESIDENT/CEO: JIM C. WALTON SUBSIDIARIES: Siloam Springs Bancshares, Inc. First National Bank Mcllroy Bank & Trust First National Bank & Trust Company Springdale Bank and Trust Bentonville, AR Siloam Springs, AR Fayetteville, AR Rogers, AR Springdale, AR State of Arkansas: Bank Department 134 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Lynxx Banking Corporation Bentonville, AR 204 South Main P.O.Box 1468 72712-1468 Telephone: 273-0175 FAX: 273-0177 PRESIDENT/CEO: DAN L PIERCE SUBSIDIARIES: First National Bank Farmers & Merchants Bank Bentonville, AR Rogers, AR Farmers Bancorp, Inc. Blytheville, AR 400 West Main Street P.O.Box 688 72315-0688 Telephone: 763-8101 FAX: 763-1688 PRESIDENT/CEO: JAMES L MAGEE SUBSIDIARIES: Farmers Bank & Trust Company Blytheville, AR First Western Bancshares, Inc. Booneville, AR 31 West Main P.O.Box 87 72927-0118 Telephone: 675-4600 FAX: 675-4690 PRESIDENT/CEO: JOHN T. HAMPTON SUBSIDIARIES: Citizens Bank of Booneville First Western Loan Company First Western Loan Company First Western Loan Company First Western Properties Booneville, AR Fayetteville, AR Greenwood, AR Rogers, AR Booneville, AR The Bradley raaiey Corporation uorpc Bradley, AR Telephone: 894-3322 FAX: 894-3324 Main Street P.O.Box 120 71826-0120 CHAIRMAN/PRESIDENT/CEO: LANE PIERCE SUBSIDIARIES: The Bank of Bradley Bradley, AR 135 Seventy-Sixth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Brinkley Bancshares, Inc. Brinkley, AR 130 South New Orleans P.O.Box 727 72021-0727 Telephone: 734-3133 FAX: 734-3001 CHAIRMAN/CEO: A. H. RUSHER SUBSIDIARIES: Bank of Brinkley Brinkley, AR Cabot Bankshares, Inc. Cabot, AR One City Plaza P.O.Box 1028 72023-1028 Telephone: 843-3575 FAX: 834-2964 PRESIDENT/CEO: JAMES M. PARK SUBSIDIARIES: Bank of Cabot Cabot, AR Caraway Bancshares, Inc. Caraway, AR 214 Kentucky P.O.Box 39 72419-0039 Telephone: 482-3329 FAX: NONE PRESIDENT/CEO: J. R. DAVID SUBSIDIARIES: Caraway Bank Caraway, AR Sharp Bancshares, Inc. (Jave City, AR Telephone: 283-5301 FAX: 283-6466 110 Main Street P.O.Box 490 72521-0490 CHAIRMAN/PRESIDENT/CEO: EUGENE STREET SUBSIDIARIES: Bank of Cave City Bank of Evening Shade Cave City, AR Evening Shade, AR State of Arkansas: Bank Department 136 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS American Bancshares of Arkansas, Inc. Charleston, AR Main at Logan Street P.O.Box 128 72933-0128 Telephone: 965-2201 FAX: NONE CHAIRMAN/CEO: JOE S. HIATT SUBSIDIARIES: American State Bank Charleston, AR Clarendon Holding Co. Clarendon, AR 297 Madison P.O.Box 280 72029-0280 Telephone: 747-3319 FAX: 747-3498 PRESIDENT/CEO: J. PERRY LEE SUBSIDIARIES: The Merchants & Planters Bank Clarendon, AR W est-Ark Bancshares, Inc. Clarksville, AR Cravens & Sevier P. O. Box 100 72830-0100 Telephone: 754-6325 FAX: 754-7398 CHAIRMAN/PRESIDENT/CEO: C. W. KELLY SUBSIDIARIES: Arkansas State Bank Clarksville, AR Evergreen Bancshares, Inc. Crossett, AR Telephone: 364-5131 FAX: NONE 310 Main Street P.O. Box 638 71635-0638 CHAIRMAN/CEO: RICHARD E. GRIFFIN SUBSIDIARIES: First S ta te Bank Crossett, AR Seventy-Sixth Report 137 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Chambers Bancshares, Inc. Danville, AR 901 Main P.O.Box 609 72833-0609 Telephone: 495-2236 FAX: 495-7765 PRESIDENT: JOHN CHAMBERS, III SUBSIDIARIES: Danville State Bank Danville, AR Bank of Dardanelle Bankshares, Inc. Dardanelle, AR 102 N. Front Street P.O.Box 577 72834-0577 Telephone: 229-3311 FAX: NONE PRESIDENT/CEO: H. M. ORSBURN SUBSIDIARIES: Bank of Dardanelle Dardanelle, AR Dermott Bancshares, Inc. Dermott, AR 110 East Peddicord P.O. Drawer O 71638-0815 Telephone: 538-3221 FAX: 538-3787 PRESIDENT/CEO: THOMAS H. GRUMBLES SUBSIDIARIES: First Delta Financial Corp. First State Bank of Dermott Dermott, AR Dermott, AR DSB Bankshares, Inc. Dermott, AR Telephone: 538-3266 FAX: 538-5468 108 East Speedway P.O. Drawer C 71638-0108 PRESIDENT/CEO: JOHN M. BAXTER SUBSIDIARIES: D e rm o tt S ta te Bank Dermott, AR State of Arkansas: Bank Department 138 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Security Bancshares, Inc. Des Arc, AR 110 S. Third Street P.O.Box 369 72040-0369 Telephone: 256-4191 FAX: 256-4582 PRESIDENT/CEO: SHEROD S. WHITE SUBSIDIARIES: Farmers & Merchants Bank Des Arc, AR DBT Financial Corporation DeWitt, AR Second and Jefferson Streets P. O. Drawer 71 72042-0071 Telephone: 946-3531 FAX: NONE PRESIDENT/CEO: ELMER FERGUSON SUBSIDIARIES: DeWitt Bank & Trust Company DeWitt, AR DeWitt First Bankshares, Inc. DeWitt, AR W. Cross and Jefferson P.O.Box 511 72042-0511 Telephone: 946-3551 FAX: NONE PRESIDENT/CEO: RAY HAMBRICK SUBSIDIARIES: The First National Bank Bank of Lockesburg DeWitt, AR Lockesburg, AR Dumas Bancshares, Inc. Dumas, AR Telephone: 382-4204 FAX: 382-2084 Hwy 65 & 54 P. O. Box 700 71639-0700 PRESIDENT/CEO: JAMES R. HALL SUBSIDIARIES: Dumas State Bank First State Bank Dumas, AR Gould, AR Seventy-Sixth Report 139 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS M & F Financial Corporation Dumas, AR 130 W. Waterman P. O. Drawer D 71639-9988 Telephone: 382-4311 FAX: 382-5901 CHAIRMAN/PRESIDENT/CEO: LORAL ADCOCK SUBSIDIARIES: Merchants & Farmers Bank Premier Realty Dumas, AR Dumas, AR Earle Bankshares, Inc. Earle, AR 801 Commerce Street P. O.Box 248 72331-0248 Telephone: 792-8613 FAX: NONE PRESIDENT/CEO: JOHN ED GREGSON SUBSIDIARIES: First Southern Bank Earle, AR Community Investment, Inc. Elkins, AR 348 N. Center P.O.Box 333 72727-0333 Telephone: 643-2131 FAX: 643-2651 CHAIRMAN/PRESIDENT/CEO: JO ELL BUNCH SUBSIDIARIES: Bank of Elkins Elkins, AR Delta Bancshares, Inc. Eudora, AR Telephone: 355-8311 FAX: NONE 111 N. Main P. O. Box 270 71640-0270 PRESIDENT: W. K. GRUBBS SUBSIDIARIES: The Eudora Bank Eudora, AR 140 State of Arkansas: Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS FBT Bancshares, Inc. Fordyce, AR 200 W. 4th Street P.O.Box 352 71742-0352 Telephone: 352-3107 FAX: 352-5202 CHAIRMAN/PRESIDENT/CEO: CURTIS HUTCHINS SUBSIDIARIES: Fordyce Bank & Trust Company Fordyce, AR Planters & Merchants Bancshares, Inc. Gillett, AR 320 Main P.O. Box 357 72055-0357 Telephone: 548-2211 FAX: 548-2213 PRESIDENT/CEO: LARRY E. BAUER SUBSIDIARIES: Planters & Merchants Bank Gillett, AR Bainum Bancorp Greenwood, AR Hwy 70 -70B P.O.Box E 71943-0804 Telephone: 356-2121 FAX: 356-2211 CHAIRMAN/PRESIDENT/CEO: IRVIN C. BAINUM SUBSIDIARIES: Bank of Glenwood Glenwood, AR Wilkinson Banking Corporation Greenwood, AR Telephone: 996-4171 FAX: 996-6700 125 W. Center Street P .O .B o x610 72936-0610 PRESIDENT/CEO: EDWARD WILKINSON SUBSIDIARIES: Farm ers Bank Greenwood, AR 141 Seventy-Sixth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Holly Grove Bancshares, Inc. Holly Grove, AR 510 N. Main Street P.O.Box Q 72069-0816 Telephone: 462-3331 FAX: 462-3992 PRESIDENT/CEO: BILL REYNOLDS SUBSIDIARIES: Bank of Holly Grove Holly Grove, AR First National Bancshares of Hempstead County, Inc. Hope, AR Telephone: 777-2363 FAX: 777-5597 Second and Walnut Streets P.O.Box 520 71801-0502 PRESIDENT/CEO: THOMAS E. HAYS, JR. SUBSIDIARIES: Bank of Blevins The First National Bank Blevins, AR Hope, AR Pioneer Bancshares, Inc., of Horatio Horatio, AR Telephone: 832-2501 FAX: 832-2577 Pride and Main Streets P.O.Box 347 71842-0347 PRESIDENT: EDITH H. SMITH SUBSIDIARIES: Horatio State Bank Horatio, AR Spring Rivers Bancshares, Inc. Imboden, AR Telephone: 869-2291 FAX: 869-2179 HWY63 P.O.Box 850 72434-0850 PRESIDENT/CEO: BOB J. DOWNING SUBSIDIARIES: Peoples Bank Imboden, AR State of Arkansas: Bank Department 142 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First Arkansas Bancshares, Inc. Jacksonville, AR 600 West Main Street P.O.Box 827 72076-0827 Telephone: 982-4511 FAX: 982-5769 CHAIRMAN/CEO: KENNETH PAT WILSON SUBSIDIARIES: First Jacksonville Bank and Trust First Jacksonville Corporation Jacksonville, AR Jacksonville, AR Citizens Bancshares Corp. Jonesboro, AR 7th Floor, Citizens Bank Bldg. P.O.Box 1800 72401-2838 Telephone: 932-6603 FAX: 933-4334 CHAIRMAN/CEO: HERBERT H. MCADAMS, II SUBSIDIARIES: Citizens Bank of Jonesboro Jonesboro, AR Walden Holding Company Jonesboro, AR Telephone: 935-9247 FAX: 972-0233 3712 E. Highland 72401-6561 CHAIRMAN/PRESIDENT/CEO: FRANK E. WALDEN SUBSIDIARIES: Planters & Stockmen Bank Pocahontas,AR Southeast Arkansas Bank Corp. Lake Village, AR Telephone: 265-2241 FAX: 265-2125 101 Main Street P.O.Box 727 71653-0727 CHAIRMAN/CEO: DOUGLAS C. WYNN SUBSIDIARIES: Bank of Lake Village Lake Village, AR Seventy-Sixth Report 143 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Leachville State Bancshares, Inc. Leachville, AR 110 N. Main Street P.O.Box 140 72438-0140 Telephone: 539-6354 FAX: 539-2213 PRESIDENT/CEO: NELSON HENRY SUBSIDIARIES: Leachville State Bank Leachville, AR Peoples Bancshares, Inc. Lewisville, AR Telephone: 921-4244 FAX: 921-4336 P.O.Box 1100 71845-1100 PRESIDENT/CEO: CHARLES H. MOORE SUBSIDIARIES: Peoples Bank & Loan Company Lewisville, AR Lincoln Bankshares, Inc. Lincoln, AR Telephone: 824-3232 FAX: NONE West Side Square P.O.Box 1000 72744-1000 CHAIRMAN/PRESIDENT/CEO: LOYD R. SWOPE SUBSIDIARIES: Bank of Lincoln Lincoln Insurance Agency Lincoln, AR Lincoln, AR ACME Holding Company, Inc. Little Rock, AR Telephone: 664-0539 FAX: 376-8894 1008 West Second 72201 PRESIDENT/CEO: LEX GOLDEN SUBSIDIARIES: Bank of Mulberry Mulberry, AR 144 State of Arkansas: Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Arkansas Bankers’ Bancorporation, Inc. Little Rock, AR Telephone: 371-0535 FAX: 376-8894 1008 West Second 72201-2031 PRESIDENT/CEO: BILL MAY SUBSIDIARIES: Arkansas Bankers’ Bank Little Rock, AR Carlisle Bancshares, Inc. Little Rock, AR Telephone: 376-2128 FAX: 376-1968 300 Spring Building, Suite 1010 72201-2449 PRESIDENT/CEO: CHARLES OWEN SUBSIDIARIES: Grand Prairie Bancshares, Inc. Citizens Bank & Trust Carlisle, AR Carlisle, AR Clinton Bancshares, Inc. Little Rock, AR Telephone: 376-0551 FAX: NONE First Commercial Building 30th Floor 72201-0057 CHIEF EXECUTIVE OFFICER: CHARLES SHARP SUBSIDIARIES: Clinton State Bank Clinton, AR Farmers Investment Corporation Little Rock, AR Telephone: 661-7700 FAX: 661-7857 5800 R. Street P.O.Box 7299 72217-7299 CHAIRMAN/PRESIDENT/CEO: JAMES C. EAST SUBSIDIARIES: Farmers Bank and Trust Company Clarksville, AR Seventy-Sixth Report 145 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS FDH Bancshares, Inc. Little Rock, AR 425 W. Capitol Suite 3750,37th Floor 72201 Telephone: 378-0629 FAX: 372-5688 PRESIDENT/CEO: ROBERT P. TAYLOR SUBSIDIARIES: Citizens First State Bank The Exchange Bank and Trust Company Consolidated Data Services, Inc. First State Bank of Fordyce Citizens Bank Arkadelphia, AR El Dorado, AR El Dorado, AR Fordyce, AR Strong, AR First Commercial Corp. Little Rock, AR 400 West Capitol P.O.Box 1471 72203-1471 Telephone: 371-7000 FAX: 371-7413 CHAIRMAN/CEO: WILLIAM H. BOWEN SUBSIDIARIES: Benton State Bankshares, Inc. Benton State Bank First Commercial Bank of Lonoke County First Security Corporation The Security Bank ABT Bancshares Corporation Arkansas Bank and Trust Company Baker & Hill Inc. Faulkner County Bancshares, Inc. First National Bank First Commercial Bank Morrilton Security Bank, N.A. First National Bank of Russellville First Commercial Bank of Memphis Benton, AR Benton, AR England, AR Harrison, AR Harrison, AR Hot Springs, AR Hot Springs, AR Little Rock, AR Little Rock, AR Conway, AR Little Rock, AR Morrilton, AR Russellville, AR Memphis, TN Lake Hamilton Enterprises, Inc. Little Rock, AR Telephone: 562-3894 FAX: 562-2611 7000 Asher Avenue P.O.Box 4261 72204-4261 CHAIRM AN/PRESIDENT/CEO: R. W. BUTLER SUBSIDIARIES: The Bank of Harrisburg The Cleburne County Bank Harrisburg, AR Heber Springs, AR State of Arkansas: Bank Department 146 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Madison Corporation Little R o c k , A R Telephone: 680-0576 FAX: 376-8894 1008 West Second Street 72201-2031 CHAIRMAN/PRESIDENT/CEO: ROLAND WILLSHIRE SUBSIDIARIES: Madison Bank & Trust Kingston, AR Montgomery County Bancshares, Inc. Little Rock, AR Telephone: 376-2128 FAX: 374-1968 300 Spring Building Suite 1010 72201-2449 PRESIDENT/CEO: DANIEL C. HORTON SUBSIDIARIES: First National Bank in Mena The Bank of Montgomery County Junction City Holding Company Union State Bank Mena, AR Mount Ida, AR Junction City, AR Junction City, AR Pulaski Investment Corporation Little Rock, AR Telephone: 661-7700 FAX: 661-7857 5800 R Street P. O. Box 7299 72217-7299 CHAIRMAN/PRESIDENT/CEO: JAMES C. EAST SUBSIDIARIES: Pulaski Bank & Trust Company Little Rock, AR Smith Associated Banking Corp. Little Rock, AR Telephone: 374-8822 FAX: 374-0820 Tower Building Suite 800 72201-2613 CHAIRMAN/PRESIDENT/CEO: RICHARD T. SMITH SUBSIDIARIES: Bank of Salem Stephens Security Bank Salem, AR Stephens, AR 147 Seventy-Sixth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS State Holding Company Little Rock, AH 1000 S. Rodney Parham P.O.Box 22120 72221-2120 Telephone: 835-4122 FAX: 666-3420 PRESIDENT/CEO: CATHY OWEN SUBSIDIARIES: Eagle Bank & Trust Company Heber Springs State Bank Little Rock, AR Heber Springs, AR Worthen Banking Corporation Little Rock, AR 200 West Capital P.O.Box 1681 72203-1681 Telephone: 378-1521 FAX: 378-1062 CHAIRMAN/CEO: CURTIS BRADBURY SUBSIDIARIES: First National Bank First National Bank of Camden First State Bank and Trust Company The First National Bank in Harrison First National Bank of Hot Springs Brookview Properties Consumers Protective Life Insurance Company NationalBancshares Corp. National Bank of Commerce National Credit Corporation Worthen Bank & Trust Company Worthen Development Corporation Worthen Investment, Inc. Worthen Trust Company Worthen Services Corporation Bank of Newark Peoples Bank & Trust Company First State Bank Batesville, AR Camden, AR Conway, AR Harrison, AR Hot Springs, AR Little Rock, AR Little Rock, AR Little Rock, AR Pine Bluff, AR Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR Newark, AR Russellville, AR Springdale, AR Lonoke Bankshares, Inc. Lonoke, AR Telephone: 676-3106 FAX: 676-5046 101 E. Front Street P.O.Box 320 72086-0320 CHIEF EXECUTIVE OFFICER: DAVID ESTES SUBSIDIARIES: First State Bank Lonoke, AR 148 State of Arkansas: Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Magnolia Banking Corporation Magnolia, AR 100 N. Court Square P.O.Box 250 71753-0250 Telephone: 234-2211 FAX: 234-7296 CHAIRMAN/PRESIDENT/CEO: BOB L BURNS SUBSIDIARIES: Farmers Bank & Trust Company Magnolia, AR Central Arkansas Bankshares, Inc. Malvern, AR 327 Ash Street P. O. Box 897 72104-0897 Telephone: 332-6966 FAX: 332-2374 CHAIRMAN/PRESIDENT/CEO: PAUL OFFUTT SUBSIDIARIES: Merchants & Planters Bank & Trust Company Bank of Malvern Arkadelphia, AR Malvern, AR Mansfield Bankstock, Inc. Mansfield, AR Telephone: 928-4418 FAX: 928-5149 101 S. Sebascott P.O.Box 387 72944-0387 PRESIDENT/CEO: JOE TERRY SUBSIDIARIES: Bank of Mansfield Mansfield, AR First Citizens Bancshares Company Marion, AR Telephone: 739-4421 FAX: 739-1305 115 Block Street P.O. Box 300 72364-0300 CHAIRMAN/PRESIDENT/CEO: FORREST N. JENKINS SUBSIDIARIES: C itizens Bank Marion, AR Seventy-Sixth Report 149 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Marked Tree Bancshares, Inc. Marked Tree, AR 210 Frisco Street P.O.Box 160 72365-0160 Telephone: 358-2600 FAX: NONE PRESIDENT/CEO: JOHN A. BRUNNER, JR. SUBSIDIARIES: Marked Tree Bank Marked Tree, AR Marvell Implement Co. Marvell, AR Highway 49 P.O.Box 188 72366-0188 Telephone: 829-2786 FAX: 829-2263 CHAIRMAN/PRESIDENT/CEO: GIBSON TURLEY SUBSIDIARIES: Bank of Marvell Marvell, AR Thompson Land Company, Inc. McCrory, AR Telephone: 731-2521 FAX: 731-2859 124 N. Edmonds Avenue P.O .Box388 72101-0388 PRESIDENT/CEO: H. RIPLEY THOMPSON SUBSIDIARIES: Bank of McCrory McCrory, AR Southeast Financial Bankstock Corporation McGehee, AR Telephone: 222-3151 FAX: 222-6159 301 N. 2nd P.O.Box 787 71654-0787 PRESIDENT/CEO: S AM BO W M A N SUBSIDIARIES: M cG ehee Bank McGehee, AR State of Arkansas: Bank Department 150 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Union Bankshares, Inc. Mena, AR 515 Janssen Avenue P.O. Box 898 71953-0898 Telephone: 394-2211 FAX: 394-3809 PRESIDENT/CEO: BILLLAUCK WOOD SUBSIDIARIES: The Union Bank of Mena Mena, AR Drew Bancshares, Inc. Monticello, AR 212 W. Gaines P.O.Box 150 71655-0150 Telephone: 367-6221 FAX: 367-7700 PRESIDENT/CEO: REGINALD GLOVER SUBSIDIARIES: Commercial Bank & Trust Company Monticello, AR First Union Financial Corp. Monticello, AR 102 W. McCloy P. O. Box 270 71655-0270 Telephone: 367-3453 FAX: 367-5153 CHAIRMAN/CEO: ZACH MCCLENDON, JR. SUBSIDIARIES: Union Bank & Trust Company Monticello, AR Baxter County Bancshares, Inc. Mountain Home, AR Telephone: 425-2166 FAX: NONE Ninth and Baker P. O. Drawer B 72653-0458 CHAIRMAN/PRESIDENT/CEO: D. EUGENE FORTSON SUBSIDIARIES: Peoples Bank & Trust Company Mountain Home, AR 151 Seventy-Sixth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS M & P Community Bancshares, Inc. Newport, AR Second and Hazel Telephone: 523-3601 FAX: 523-3473 P.O.Box 550 72112-0550 PRESIDENT/CEO: JIM S. GOWEN, SR. SUBSIDIARIES: Merchants & Planters Bank Newport, AR First Charter Bancshares, Inc. North Little Rock, AR Telephone: 771-1130 FAX: NONE 3901 McCain Park Drive 72116-7878 CHAIRMAN/PRESIDENT/CEO: LYNDELLLAY SUBSIDIARIES: First State Bank Charter Mortgage & Investments, Inc. Ozark Bankshares, Inc. Ozark, AR Telephone: 667-2181 FAX: 667-5166 Beebe, AR North Little Rock, AR Commercial at Sixth P.O.Box 196 72949-0196 CHIEF EXECUTIVE OFFICER: GEORGE G. GLEASON, II SUBSIDIARIES: Bankstock One, Inc. Bank of Ozark Bankstock Two, Inc. Arkansas Valley Bank Newco Corporation Newton County Bank Ozark Financial Services, Inc. Ozark Commercial Corporation Ozark, AR Ozark, AR Ozark, AR Dardanelle, AR Ozark, AR Jasper, AR Ozark, AR Tulsa, OK First Paragould Bankshares, Inc. Paragould, AR second and Court Streets Telephone: 239-8521 FAX: 239-2265 P.O.Box 700 72451-0700 PRESIDENT: WILUAM E. BREWER SUBSIDIARIES: Corning Bank First National Bank First Services of Northeast Arkansas, Inc. Corning, AR Paragould, AR Paragould, AR 152 State of Arkansas: Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Mid South Bancshares, Inc. Paragould, AR West Court & Pruett Streets P.O. Box 670 72450-0670 Telephone: 239-9571 FAX: 239-3410 PRESIDENT/CEO: FRANK OLDHAM, JR. SUBSIDIARIES: The Security Bank Paragould, AR Parkin Bancorp, Inc. Parkin, AR 25 W. Parkin Avenue P. O. Box 526 72373-0526 Telephone: 755-5401 FAX: 755-2567 CHAIRMAN/PRESIDENT/CEO: WILLIAM N. GRIFFIN SUBSIDIARIES: First State Bank Parkin, AR Perry County Bancshares, Inc. Perry ville, AR 201 Main P.O.Box 189 72126-0189 Telephone: 889-2318 FAX: 889-2966 PRESIDENT/CEO: HERBY BRANSCUM, JR. SUBSIDIARIES: The Perry County Bank Perry ville, AR Piggott Bankstock, Inc. Piggott, AR Telephone: 598-3802 FAX: 598-2026 212 W. Cherry Street P.O.Box 307 72454-0307 PRESIDENT/CEO: JAMES L MAGEE SUBSIDIARIES: Piggott S ta te Bank Piggott, AR Seventy-Sixth Report 153 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Simmons First National Corp. Pine Bluff, AR 501 Main Street P.O.Box 7009 71611-7009 Telephone: 541-1000 FAX: 541-1123 CHAIRMAN/PRESIDENT/CEO: W. E. AYRES SUBSIDIARIES: Simmons First Bank Simmons First Bank Simmons First National Bank Jonesboro, AR Lake Village, AR Pine Bluff, AR Clement Bancshares, Inc. Plainview, AR 200 Main Street P. O. Box 277 72857-0277 Telephone: 272-4221 FAX: 272-4154 CHAIRMAN/PRESIDENT/CEO: JOHN CLEMENT SUBSIDIARIES: First State Bank Plainview, AR Mainline Bankshares of Portland, Inc. Portland, AR Main Street P.O.Box 178 71663-0178 Telephone: 737-2236 FAX: 737-2816 CHAIRMAN/CEO: HAMPTON PUGH SUBSIDIARIES: The Peoples Bank Portland, AR Portland Bankshares, Inc. Portland, AR Telephone: 737-2226 FAX: 737-4263 Main Street P.O.Box 68 71663-0068 PRESIDENT/CEO: JERRY SADLER SUBSIDIARIES: P ortlan d Bank Portland, AR 154 State of Arkansas: Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First State Holding Company of Prescott Prescott, AR 103 E. 2nd P. O.Box 490 71857-0490 Telephone: 887-2688 FAX: 887-6822 CHAIRMAN/PRESIDENT/CEO: JOHNNY BRANNAN, SR. SUBSIDIARIES: Bank of Prescott Prescott, AR Far-Mer Bankshares, Inc. Reyno, AR 108 W.Main P.O.Box 108 72462-0108 Telephone: 769-2240 FAX: 769-2300 CHAIRMAN/CEO: FRANK OLDHAM, JR. SUBSIDIARIES: Farmers & Merchants Bank Reyno, AR Dover Bancshares, Inc. Russellville, AR 800 North Arkansas P.O.Box 3010 72801-3010 Telephone: 967-8000 FAX: 967-8551 CHAIRMAN/CEO: WARD RAMSEY SUBSIDIARIES: First Bank of Arkansas Russellville, AR First of Searcy, Inc. Searcy, AR Telephone: 268-9871 FAX: 268-9871 314 North Spring P.O.Box 1009 72143-1009 C H AIR M A N /P R E S ID E N T /C E O : REYNIE RUTLEDGE SUBSIDIARIES: First S e c u rity Bank Searcy, AR 155 Seventy-Sixth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS GCB Bankshares, Inc. Sheridan, AR 101 North Oak Street P.O.Box 67 72150-0067 Telephone: 942-3145 FAX: 942-5900 PRESIDENT/CEO: D. E. MCCOY, JR. SUBSIDIARIES: Grant County Bank Sheridan, AR Smackover Bancshares, Inc. Smackover, AR 708 North Broadway P.O.Box 107 71762-0107 Telephone: 725-3051 FAX: 725-3049 CHAIRMAN/CEO: MAX O. TAYLOR SUBSIDIARIES: Smackover State Bank Smackover, AR Star City Bancshares, Inc. Star City, AR 200 S. Jefferson P.O. Drawer 69 71667-0069 Telephone: 628-4286 FAX: 628-5274 CHAIRMAN/PRESIDENT/CEO: BENNIE RYBURN, JR. SUBSIDIARIES: Bank of Star City Star City, AR Investark Bankshares Inc. Stuttgart, AR Telephone: 673-3545 FAX: 673-1977 412 S. Main P.O. Drawer 908 72160-0908 PRESIDENT: NEIL MAYNARD SUBSIDIARIES: The Bank of North Arkansas First National Bank in Stuttgart Melbourne, AR Stuttgart, AR 156 State of Arkansas: Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS The Farmers and Merchants Bankshares, Inc. Stuttgart, AR 708 S. Main P. O. Drawer 947 72160-0947 Telephone: 673-6911 FAX: 673-6918 PRESIDENT/CEO: DON PATTILLO SUBSIDIARIES: The Farmers & Merchants Bank Stuttgart, AR Rainbow Investment Company, Inc. Tuckerman, AR Main Street P.O. Box 700 72473-0700 Telephone: 349-5155 FAX: 349-5170 CHAIRMAN/PRESIDENT/CEO: LINDLEY V. SMITH, JR. SUBSIDIARIES: Bank of Tuckerman Tuckerman, AR Tyronza Bancshares, Inc. Tyronza, AR Main and Oak Streets P.O.Box 395 72386-0395 Telephone: 487-2161 FAX: 487-2069 PRESIDENT/CEO: CHARLES F. LUTER SUBSIDIARIES: Tyronza Bank Tyronza, AR Vista Bancorporation Van Buren, AR Telephone: 474-1201 FAX: 474-4630 3110 Alma Highway P.O. Box 469 72956-0469 CHAIRMAN/PRESIDENT/CEO: JAMES G. WILLIAMSON, JR. SUBSIDIARIES: Citizens Bank & Trust Company Van Buren, AR Seventy-Sixth Report 157 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Golden Oaks Bancshares, Inc. Waldo, AR 101 Main Street P .O .B o x426 71770-0426 Telephone: 693-5551 FAX: NONE CHAIRMAN/PRESIDENT/CEO: HAROLD FINCHER SUBSIDIARIES: The Peoples Bank Waldo, AR Rodgers Family Bancshares, Inc. Walaron, AR 110 West 4th Street P. O. Box 278 72958-0279 Telephone: 637-2161 FAX: 637-4874 PRESIDENT/CEO: BILLPHILPOT SUBSIDIARIES: Bank of Waldron Waldron, AR Bradle y Bancshares, Inc. Warren, AR 104 South Main Street P.O.Box 29 71671-0029 Telephone: 226-2601 FAX: 226-2253 PRESIDENT/CEO: FREDDIE MOBLEY SUBSIDIARIES: First State Bank Warren, AR Southern Bancshares, Inc. West Helena, AR Telephone: 572-3481 FAX: 572-1901 425 East Plaza P.O.Box 2497 72390-0507 PRESIDENT: BILL SIMMONS SUBSIDIARIES: M erchants & Farm ers Bank West Helena, AR 158 State of Arkansas: Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Bancshares of West Memphis, Inc. West Memphis, AR 626 East Broadway P.O.Box 2128 72303-8128 Telephone: 732-8000 FAX: 735-0849 PRESIDENT/CEO: JACK K. HOGAN SUBSIDIARIES: Bank of West Memphis West Memphis, AR Cherry Valley Bancshares, Inc. Wynne, AR Highway 42 East P.O.Box 189 72396-0189 Telephone: 588-3332 FAX: 238-7030 PRESIDENT/CEO: W. M. SMITH, III SUBSIDIARIES: First Arkansas Bank Wynne, AR Cross County Bancshares, Inc. Wynne, AR 1 Cross County Plaza P .O .B o x9 72396-0009 Telephone: 238-8171 FAX: 238-4052 PRESIDENT/CEO: KEN MCCLAN AHAN SUBSIDIARIES: Cross County Bank Wynne, AR Mountain Bancshares, Inc. Yellville, AR Telephone: 449-4231 FAX: 449-4231 Madison and Church P .O .B o x325 72687-0325 CHAIRMAN/PRESIDENT/CEO: JUDY LOVING SUBSIDIARIES: The Bank of Yellville Yellville, AR Seventy-Sixth Report 159 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Union Planters Corporation Memphis, TN Telephone: (901) 523-6000 FAX: (901) 578-2939 67 Madison Avenue P.O.Box 387 38147-0387 CHAIRMAN/CEO: BENJAMIN W. RAWUNS, JR. SUBSIDIARIES: Steiner Bank North Arkansas Bancshares, Inc Mercantile Bank Mercantile Bank Mercantile Corporation Mercantile Bank Searcy County Bank First State Bank of Newport The Bank of Rector United Southern Corporation United Southern Bank First National Bank Pickett County Bank and Trust Company CBC Bancorp, Inc. Citizens Bank First National Bank of Crossville Cumberland City Bank Bank of Roane County First Citizens Bank of Hohenwald Merchants State Bank Chickasaw Capital Corporation Planters Life Insurance Company Union Planters Business Advisory Service, Inc. Union Planters Investment Bankers Group, Inc. Union Planters National Bank Bank of Trenton and Trust Company Citizens Bank and Trust Company Birmingham, AL Jonesboro, AR Hardy, AR Jonesboro, AR Jonesboro, AR Mammoth Spring, AR Marshall, AR Newport, AR Rector, AR Clarksdale.MS Clarksdale.MS New Albany, MS Byrdstown, TN Cookeville, TN Cookeville, TN Crossville, TN Cumberland City, TN Harriman, TN Hohenwald, TN Humboldt, TN Memphis, TN Memphis, TN Memphis, TN Memphis, TN Memphis, TN Trenton, TN Wartburg, TN 160 State of Arkansas: Bank Department BANK HOLDING COMPANIES WHICH OWN ONLY NATIONAL BANKS JUNE 30, 1990 BANK HOLDING COMPANY NAME First Sharp County Bancshares Siloam Springs Bancshares, Inc. First Delta Bankshares, Inc. Wyatt Bancshares, Inc. Clin-Ark Bankshares, Inc. Ashley Bancstock Company First National Security Company First United Bancshares, Inc. NBC Bank Corporation Northwest Bancorporation of Arkansas, Inc. Bancshares of Eastern Arkansas, Inc. First City Corporation First Merchants Financial Corp Caddo Holding Company, Inc. First Delta Corporation Helena Bancshares, Inc. Citizens National Bancshares of Hope, Inc. Lakeside Bancshares, Inc. Faulkner County Bancshares, Inc. First Paris Holding Company Metropolitan National National Bancshares Corp. One National Bancshares, Inc. Union of Arkansas Corporation MNB Bancshares, Inc. Mountain Home Bancshares, Inc. National Banking Corp. TCBankshares, Inc. First Bancshares of Northeast Arkansas, Inc. First Central Corporation First Sheridan Bancshares, Inc. Financial Investment Corp. Commercial Bancshares, Inc. State First Financial Corp. American Pioneer Life Insurance Company Carlson Bancshares, Inc. Fidelity Bancorp, Inc. First Bancshares of Eastern Arkansas, Inc. First National Corporation of Wynne TOWN Ash Flat, AR Bentonville, AR Blytheville, AR Calico Rock, AR Clinton, AR Crossett, AR DeQueen, AR El Dorado, AR El Dorado, AR Fayetteville, AR Forrest City, AR Ft. Smith, AR Ft. Smith, AR Glenwood, AR Helena, AR Helena, AR Hope, AR Hughes, AR Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR Malvern, AR Mountain Home, AR N. Little Rock, AR N. Little Rock, AR Osceola, AR Searcy, AR Sheridan, AR Springdale, AR Texarkana, AR Texarkana, AR Trumann, AR West Memphis, AR West Memphis, AR West Memphis, AR Wynne, AR