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Seventy-Seventh Annual REPORT OF THE BANK COMMISSIONER JUNE 30, 1991 Arkansas State Bank Department STATE OF ARKANSAS OFFICE OF STATE BANK DEPARTMENT June 30,1991 Honorable Bill Clinton Governor of Arkansas Little Rock, Arkansas Governor Clinton: I, Bank Commissioner Bill J. Ford, hereby submit for your information and consideration the Seventy-Seventh Annual Report of the State Bank Department pursuant to the provisions of Act 113 of 1913. The financial and statistical data contained in this report has been compiled from Reports of Condition and Income submitted to this office for the fiscal year ended June 30,1991. The Department supervised 178 financial institutions as of June 30, 1991, including 173 state chartered commercial banks, two trust companies, two industrial loan institutions, and one non-profit corporation. The assets of all institutions supervised totaled $10,206,777,000 at fiscal year end with $10,166,899,000 representing the total assets of the state chartered commercial banks, a 3.68 percent increase over the $9,806,453,000 reported one year ago. In addition to the institutions noted above, the Department also supervised 119 bank holding companies which own state chartered banks, and 78 trust departments operated by state chartered banks. One new bank, First State Bank of Arkansas, Trumann, was chartered as a result of an application to convert from a national bank. Another new charter, Central Bank and Trust, Little Rock, resulted from an emergency acquisition of a failed financial institution. Twenty applications for the establishment of new branch facilities were approved with ten resulting from the failure of other financial institutions. Numerous applications were processed in conjunction with the resolution of the problems experienced state wide with the savings and loan industry. No state chartered bank failures occurred during the fiscal year. li Seventy-Seventh Report The mission of the State Bank Department is to allocate available human and other resources existing in our Examination, Data Processing and Administrative Services Divisions to implement an effective bank regulatory program. The Department has been and will continue to be an advocate of banking in the implementation of this program. Our primary focus is to ensure the continuance of safe and sound financial practices in the state’s banking institutions. It would follow that the financial services offered by these sound institutions should foster economic growth and meet the public demand for these services in their communities. To accomplish this mission, the Department is committed to the development of its staff through education, economic rewards and the availability of a work environment conducive to high productivity. The State Bank Department maintains a Strategic Plan which the Department’s employees develop on an annual basis as a part of our Quality Management program. The Plan details the goals and objectives to be applied in satisfying legislative mandates. They encompass every facet of the Department’s operation and are intended to reflect increased productivity and a more efficient and enhanced utilization of our resources for both current and anticipated needs in servicing the financial community of Arkansas. We at the Department thank you for the support you and your staff provide and assure you of our continuing efforts to maintain the highest level of professionalism in the performance of our responsibilities and in the fulfillment of the mission of the Department. Cordially, Bill J. Ford Commissioner 111 Seventy-Seventh Report TABLE OF CONTENTS Legal H olidays................................................................................ 2 Commissioners of The Bank Department..................................... 3 State Banking Board....................................................................... 4 Bank Department Personnel..........................................................5 New Bank Charters A pproved...................................................... 8 New Branches A pproved...............................................................8 Fiscal Report of The Bank Department.......................................10 Federal Supervisory Agencies.................................................... 11 Associations..................................................................................16 Consolidated Report of Condition o f .......................................... 18 State Chartered Banks Consolidated Statement of S ta te ............................................... 19 Chartered Trust Departments Consolidated Report of Condition o f .......................................... 20 National Banks Capital to Asset R atios................................................................ 21 National B anks..............................................................................26 Report of State Chartered Commercial Banks...........................29 Report of Other State C h a rte re d ............................................. 117 Financial Institutions Commercial Banks Listed by C ounty........................................ 121 Bank Holding C om panies........................................................... 129 2 Arkansas State Bank Department LEGAL HOLIDAYS New Year’s ........................................................................January 1 Robert E. Lee’s B irthday.............. .......... Third Monday In January Martin Luther King’s Birthday....... .......... Third Monday In January George Washington’s Birthday... .........Third Monday In February Memorial Day................................. ................. Last Monday in May Independence D ay.................................................................. July 4 Labor D a y ..................................... ___First Monday in September Veteran’s D ay............................... ............................. November 11 Thanksgiving D a y ........................ . Fourth Thursday in November Christmas E ve ............................... ........................... December 24 Christmas D a y ............................. ........................... December 25 All Bills of Exchange, Drafts, or Promissory Notes, which shall become payable on a legal holiday shall be payable on the day next succeeding such holiday. In case any legal holiday falls on Sunday, the next succeeding Monday shall be a holiday in its stead. Seventy-Seventh Report 3 COMMISSIONERS OF THE ARKANSAS STATE BANK DEPARTMENT No. Name Date of Appointment Date Service Ended 1. John M. D avis..............October 6,1913 October 3,1918 2. A.J. Reap..................... October 3,1918 March 22,1919 3. W.T. Maxwell................ March 22,1919 September 1,1921 4. Charles McKee......September 1,1921 July 28,1925 5. Loid Rainwater................July 28,1925 February 8,1927 6. Walter E. Taylor......... February 8,1927 January 10,1933 7. Marion Wasson....... .January 10,1933 January 12,1937 8. Grover S. Jernigan ... January 12,1937 January 14,1941 9. Thomas W. Leggett. .January 14,1941 February 1,1949 10. S.J. Dean.................... February 1,1949 December 31, 1949 11. Ed. I. McKinley, Jr .. December 31,1949 March 14,1953 12. A.R. M e rritt................... March 14,1953 February 8,1955 13. Dick Simpson............. February 8,1955 March 2,1967 14. H.C. Adam s.................... March 3,1967 March 16,1979 15. DonR. Clark (Acting).. .March 16,1979 April 19,1979 16. B.J. Lambert, J r................ April 19,1979 April 15, 1983 17. Marlin D. Jackson............ April 15,1983 October 1,1987 18. Bill J. Ford.................. October 1, 1987 ........................... 4 Arkansas State Bank Department STATE BANKING BOARD MEMBERS Mr. Robert Hill P.O. Box 385 Perryville, AR 72126 PHONE: 889-5116 DATE APPOINTED: 2-25-87 TERM EXPIRES: 12-31-91 Mr. Larry G. Nelson Peoples Bank & Trust Co. Drawer B Mountain Home, AR 72653 PHONE: 425-2166 DATE APPOINTED: 1-13-88 TERM EXPIRES: 12-31-92 Mr. T. E. Patterson Chairman 5520 W. 30th Street Little Rock, AR 72204 PHONE: 375-4611 DATE APPOINTED: 8-22-83 TERM EXPIRES: 12-31-93 Mr. Gary D. Reinboth Vice Chairman 21 Razorback Road Rogers, AR 72756 PHONE: 273-3334 DATE APPOINTED: 3-24-89 TERM EXPIRES: 12-31-93 Mr. Bob Willett Smackover State Bank P.O. Drawer 107 Smackover, AR 71762 PHONE: 725-3051 DATE APPOINTED: 12-11-87 TERM EXPIRES: 12-31-94 Mr. Lindley V. Smith, Jr. Bank of Tuckerman P.O. Box 700 Tuckerman, AR 72473 PHONE: 349-5155 DATE APPOINTED: 2-25-91 TERM EXPIRES: 12-31-95 Seventy-Seventh Report Arkansas State Bank Department Tower Building, Suite 500 323 Center Street Little Rock, Arkansas 72201 -2613 (501) 324-9019 FAX (501) 324-9028 DEPARTMENTAL ROSTER Bill J. Ford - Bank Commissioner ENFORCEMENT AND ECONOMIC DEVELOPMENT DIVISION Don R. Clark - Assistant Bank Commissioner - Regulatory Enforcement Actions Economic Development Consumer Complaints State Banking Board EXAMINATION AND SUPERVISION DIVISION Gregory M. Stewart - Chief Examiner - Regulatory Examinations - Regulatory and Banking Procedures - Bank Performance Evaluation and Monitoring Luther Guinn - Assistant Chief Examiner - R. Bruce Branch - Field Supervisor (Commercial) - H. Wilks Marshall - Field Supervisor (Commercial) - Thomas M. Narrell - Field Supervisor (Trust) Larry M. Hillyard - Assistant Chief Examiner - Steve L. Bryan - Field Supervisor (Commercial) - Richard D. Buzbee - Field Supervisor (Commercial) - Carolyn J. Bearden - Field Supervisor (Bank Holding Company) 5 6 Arkansas State Bank Department CORPORATE AND ADMINISTRATION DIVISION Ronny A. Clay - Assistant Bank Commissioner Jacqulin J. Dicus - Director of Administrative Services - Accounting and Employee Services Expense Disbursements Budget and Personnel Physical Plant and Equipment Administrative Support Candace A. Franks - Attorney - Application Information Rules and Regulations Manual Charter Amendments and Charter Information Certificates of Good Standing Legal Filings and Inquiries Patsy M. Paladino - Personnel and Training Manager - Performance Evaluation - Recruitment - Training/Education Julian E. Rainey - Financial Analyst John R. French - Financial Analyst - Self Examination Reports of Condition and Income Research and Financial Analysis Public Information Requests Beth A. Wallis - Data Center Administrator Mitch L. Vire - Systems Programmer Brenda J. Claggett - Jr. EDP Examiner - Data Processing Support - Research and Development - Application Programming Seventy-Seventh Report EXAMINATION PERSONNEL FINANCIAL EXAMINER SUPERVISOR Jonathan W. Harrell William R. Milum Gary C. Oltmann Joseph W. Ruddell Marivel Tounzen Luke B. Webre M. Diane Wright Dianne Curry (Bank Holding Company) H. R. "Chip” Dortch (Trust Company) Ted Finkbeiner James M. Franklin John B. Frazer Nathan E. Gairhan FINANCIAL EXAMINER II John A. Long Baker L. Moseley M. Greg Qualls Tim E. Beaver M. Susanne Clark Dan L. Cook FINANCIAL EXAMINER I Cynthia L. Clanton (Trust Company) Judy L. Cornett Jerry Corrothers Jacqueline Dye __ _ _ _ _ Sykes Harvey R. D. Jackson D. Kevin Mallett Kent T. Williamson J. Bill Yee FINANCIAL EXAMINER TRAINEE Ben F. Bigger III Susanne M. Lawrance C. Mark Mizelle Mary C. Pennebaker W. Chris Roberts Michael G. Saunders Blake W. Whitley Chris C. Wilson ACCOUNTING STAFF Patricia L. Wallis - Accounting Supervisor Lisa K. Phillips - Accountant SUPPORT STAFF Mindy Beaver Lori A. Behar Connie M. Burgess Jane R. English Martha A. Harris Cynthia L. Nixon Brenda L. Strachan Administrative Assistant II Legal Secretary Executive Secretary Administrative Assistant I Management Support Technician Administrative Assistant II Management Project Analyst 7 8 Arkansas State Bank Department NEW BANK CHARTERS APPROVED CENTRAL BANK AND TRUST 1501 Main Street P.O. Box 1583 Little Rock, AR 72203 New bank charter approved (EMERGENCY) November 30,1990. FIRST STATE BANK AND TRUST 825 Highway 63 North P.O. Box 431 Trumann, AR 72472 Conversion from a national bank approved January 15,1991. NEW BRANCHES APPROVED NAME OF BANK NEW BRANCH LOCATION Citizens State Bank Bald Knob, AR 3606 North Highway 367 Bradford, AR The Citizens Bank Batesville, AR 3150 Harrison Street Batesville, AR Bank of Bentonville Bentonville, AR Highway 59 South Gravette, AR Farmers Bank & Trust Co. Highway 18 East Blytheville, AR Blytheville, AR American State Bank Charleston, AR 4200 Rogers Fort Smith, AR Arkansas State Bank Clarksville, AR 210 East Main Booneville, AR Seventy-Seventh Report 9 NEW BRANCHES APPROVED NAME OF BANK NEW BRANCH LOCATION First State Bank and Trust Morningside Dr. & Hwy. 60 Conway, AR Conway, AR Mcllroy Bank and Trust Fayetteville, AR 307 East Buchanan Prairie Grove, AR Farmers Bank Greenwood, AR Miami at Center Greenwood, AR Madison Bank & Trust Kingston, AR 210 East Main St. Huntsville, AR Central Bank & Trust Co. Little Rock, AR 10301 N. Rodney Parham Rd. Little Rock, AR Central Bank & Trust Little Rock, AR 1115 Edmonds McCrory, AR Pulaski Bank & Trust Co. Little Rock, AR 14309 Cantrell Road Little Rock, AR Merchants & Planters BankHwy. 18/77 Bypass Manila, AR Manila, AR Citizens Bank Marion, AR 351 Shoppingway Drive West Memphis, AR The Twin City Bank North Little Rock, AR 119 Audubon Maumelle, AR First State Bank Springdale, AR 324 North College Fayetteville, AR Central Bank & Trust Co. Van Buren, AR Broadway at Seventh Van Buren, AR Central Bank & Trust Co. Van Buren, AR Hwy. 64 & 71 Alma, AR Cross County Bank Wynne, AR Highway 1 and 42 Cherry Valley, AR 10 Arkansas State Bank Department The following is a statement reflecting receipts and disbursements of the State Bank Department from July 1, 1990 through June 30,1991. RECEIPTS Cash Balance June 3 0 ,1 9 9 0 .................................$ 1,434,986.01 Examination and Assessment Fees ... 2,668,787.68 Charter and Amendment F e e s ...................2,860.00 Teller’s Facility Application and all Protest F e e s .............................. 32,500.00 Miscellaneous Fees...................................... 8,600.28 Reimbursement for M & R S a le s.................. 4,372.50 Warrant Cancellations..................................2,781.34 Refund to Expenditure (Old Year).................1,984.37 Refund to Expenditure..................................3,130.08 Total R e ce ip ts....................................................... 2,725,016.25 $4,160,002.26 DISBURSEMENTS S alaries...................................................1,759,996.81 Maintenance and General Operations .. .607,906.07 S.S., Retirement and Insurance M atching..............................................384,176.67 Professional Services and Fees................ 50,396.80 Conference Fees and T ravel................... 112,363.78 Capital O utla y............................................. 88,364.31 Data Processing............................................7,112.13 Proceeds fro m M & R ....................................3,827.30 Education Foundation of State Bank Supervisors 40,000.00 Service Charge by State Treasurer........ 40,562.21 Total Disbursements.............................................. 3,094,706.08 Cash Balance June 30,1991....................................... 1,065,296.18 $4,160,002.26 Seventy-Seventh Report 11 FEDERAL DEPOSIT INSURANCE CORPORATION Memphis Regional Office 5100 Poplar Avenue, Suite 1900 Memphis, Tennessee 38137 Telephone Number: (901) 685-1603 Fax Number: (901) 685-1846 Fax Number: (901)682-5110 Bill C. Houston...................................................... Regional Director James O. Leese......................................Deputy Regional Director James F. Benner..................................Assistant Regional Director Joseph M. McGovern.......................... Assistant Regional Director Ronny G. Parham................................ Assistant Regional Director Sylvia J. H orne.................................... Assistant Regional Director Phillip H. S chw artz...................... .................Regional Counsel Jackson Field Office 118 Patton Drive Pearl, Mississippi 39208-5215 P.O. Box 97029 Pearl, Mississippi 39288-7029 Telephone Number: (601)932-6744 Fax Number: (601)936-4295 Thurman L. Reynolds............ .................... Field Office Supervisor Little Rock Field Office 3805 McCain Park Drive, Suite 112 North Little Rock, Arkansas 72116 P.O. Box 16355 North Little Rock, AR 72231-6355 Telephone Number: (501) 753-8204 Fax Number: (501)758-8095 Larry T. Tadlock........................................ Field Office Supervisor Memphis Field Office Building B, Suite 275 1355 Lynnfield Road Memphis, Tennessee 38119 Telephone Number: (901) 763-1775 Fax Number; (901) 763-4163 William W. Quinn........................................ Field Office Supervisor Shreveport Field Office 1914 Citizens Bank Drive Bossier City, Louisiana 71111 P.O. Box 72609 Bossier City, Louisiana 71111-2609 Telephone Number: (318) 746-8283 Fax Number: (318) 742-2451 Don R. Turner Field Office Supervisor 12 Arkansas State Bank Department FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 411 Locust Street P.O. Box 442 St. Louis, Missouri 63166 Telephone Number: (314)444-8444 Thomas C. M elzer............................................................ President James R. Bow en........................................... First Vice President A.B. B alba ch................................................. Senior Vice President Henry H. Bourgaux.......................................Senior Vice President Joan P. C ro n in ..............................................Senior Vice President Ben C. W a d e .................................................Senior Vice President Charles R. H albrook................................................Vice President Bank Supervision and Regulation Mary H. K a rr............................................................ Vice President, General Counsel and Secretary Richard E. K a y ......................................................... Vice President Valuables Processing James R. Kennedy...................................................Vice President Information Systems Jean M. L o v a ti........................................................................... VicePresident Payments Martha L. P erin e........................................................................ VicePresident Financial Services and Human Resources Michael D. Renfro................................................................. GeneralAuditor Audit Kristi D. S h o rt.............................................................................VicePresident Customer Support and Electronic Services William J. Sneed..........................................................................VicePresident Support Services Randall C. Sumner..................................................................... VicePresident Credit, Community Affairs and Contingency Planning Seventy-Seventh Report 13 FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 LITTLE ROCK BRANCH FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI 325 West Capitol Avenue P.O. Box 1261 Little Rock, Arkansas 72203 Telephone Number: (501)324-8300 Karl W. Ashm an.................................Vice President and Manager Thomas R. Callaway.............................. Assistant Vice President David T. Rennie.......................................Assistant Vice President MEMPHIS BRANCH FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI 200 North Main Street P.O. Box 407 Memphis, Tennessee 38101 Telephone Number: (901)523-7171 Raymond Laurence........................... Vice President and Manager A.C. Cremerius, J r .................................. Assistant Vice President John P. Baum gartner.............................. Assistant Vice President 14 Arkansas State Bank Department COMPTROLLER OF THE CURRENCY Southwestern District Office 500 N. Akard 1600 Lincoln Plaza Dallas, Texas 75201-3394 Telephone Number: (214)720-0656 Fax Number: (214)720-7098 Dean S. M a rrio tt............................................. Deputy Comptroller John A. B o d n a r.............................................. District Administrator Patrick Parise..........................................................District Counsel Thomas M. B lyedbal.............................Director for Administration Edward G ra v e s .............................................. Director for Analysis Jerry H. C o rn ....................................Director for Bank Supervision William J. Sum an........................ Director for Regional Supervision Comptroller of the Currency Little Rock Duty Station 10201 W. Markham, Suite 105 Little Rock, Arkansas 72205 Telephone Number: (501)225-7228 Fax Number: (501)225-2711 Larry W in te r..............................................................Field Manager F. Christian Dunn........................................................Field Manager Comptroller of the Currency Oklahoma City Field Office 301 N.W. 63rd Street, Suite 290 Oklahoma City, Oklahoma 73116 Telephone Number: (405) 848-8095 Fax Number: (405) 843-0961 Kenneth I. Myers Field Office Director Seventy-Seventh Report 15 COMPTROLLER OF THE CURRENCY Southeastern District Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 Telephone Number: (404) 659-8855 Fax Number: (404) 588-4532 Clifton A. Poole, J r ,.. Robert V. Ahrens H. Gary Pannell........ William J. Abernathy. Vernon E. Fasbender James P. B u ff........... A. Duncan McFarlane ............... Deputy Comptroller ........... District Administrator ................... District Counsel Director for Bank Supervision ..............Director for Analysis ... Director for Administration .. Director for Regional Banks Comptroller of the Currency Memphis Field Office 80 Monroe Avenue, Suite 505 Memphis, Tennessee 38103 Telephone Number: (901)544-3039 Fax Number: (901)525-2086 Vernon E. Fasbender Acting Field Office Director 16 Arkansas State Bank Department ARKANSAS BANKERS ASSOCIATION Suite 1027, 221 W. Second Street Little Rock, Arkansas 72201 Telephone Number: (501)376-3741 Fax Number: (501) 376-9243 OFFICERS H. C. C arvill......................................................................Executive Director James V. Kelley............................................................................... President Chairman & Chief Executive Officer First National Bank, El Dorado Floyd L. Parker................................................................ First Vice President President & Chief Executive Officer The Malvern National Bank, Malvern W.D. G lo ve r............................................................................ Vice President Chairman & Chief Executive Officer First National Bank of Eastern Arkansas, Forrest City Lunsford W. Bridges........................................................................Treasurer President & Chief Executive Officer Metropolitan National Bank, Little Rock YOUNG BANKERS SECTION OFFICERS Kent H endrix........................................................................... Vice President Assistant Vice President First National Bank, El Dorado Harvey Williams......................................................... Senior Vice President Assistant Vice President Simmons First National Bank, Pine Bluff Greg A ngel..............................................................................Vice President Assistant Vice President First National Bank, Searcy David Falconer.............................................................................. Secretary Trust Officer Worthen National Bank, Little Rock Richard Munoz...........................................................Education Coordinator Branch Manager City National Bank, Fort Smith 17 Seventy-Seventh Report ARKANSAS INDEPENDENT BANKERS ASSOCIATION P.O. Box 22076 Little Rock, Arkansas 72221-2076 Telephone Number: (501)525-1634 Fax Number: (501) 525-0637 OFFICERS Richard G. Trammel........................................................ Executive Director Lindley V. Smith, J r .............. Chairman & Chief Executive Officer Bank of Tuckerman, Tuckerman President Terry Q. Carson......................................................................Vice President President & Chief Executive Officer Commercial Bank, Alma James M. Park................................................................................. Secretary President & Chief Executive Officer Bank of Cabot, Cabot Max O. Taylor ..................................................................................Treasurer Chairman & Chief Executive Officer Smackover State Bank, Smackover ARKANSAS ASSOCIATION OF BANK HOLDING COMPANIES Suite 1020 Boyle Building Little Rock, Arkansas 72201 Telephone Number: (501)374-2020 Fax Number: (501)374-7334 OFFICERS Charlotte May................................................................. Executive Director James C. Glenn............................................................................... Chairman President & Chief Executive Officer Mcllroy Bank & Trust, Fayetteville John T. Hampton.....................................................................Vice Chairman President & Chief Executive Officer First Western Bancshares, Inc., Booneville Michael Murphy.............................................................................. Treasurer President & Chief Executive Officer Fidelity National Bank of West Memphis, West Memphis 18 Arkansas State Bank Department CONSOLIDATED REPORT OF CONDITION OF THE 173 STATE CHARTERED COMMERCIAL BANKS JUNE 30, 1991 ASSETS 1. Cash and Balances due from depository institutions: a. Noninterest-bearing balances and currency and coin.....$ 419,087 b. Interest-bearing balances........................................................ 281,926 2. Securities................................................................................... 3,635,867 3. Federal funds sold and securities purchased under agreement to resell.............................................................289,224 4. Loans and lease financing receivables: a. Loans and lease, net of unearned income.............................. 5,210,033 b. Less: Allowances for loan and lease losses................................80,327 c. Net loans and leases...............................................................5,129,706 5. Assets held in trading accounts........................................................ 1,072 6. Premises and Fixed Assets (including capitalized lease).............. 151,551 7. Other real estate ow ned................................................................. 49,280 8. Investments in unconsolidated subsidiaries and associated companies............................................................... 5,312 9. Customers liability to this bank on acceptances outstanding..................................................................... -0lO.Intangible assets.............................................................................. 23,887 11.Other assets.................................................................................. 179,987 12. Total assets........................................................................... 10,166,899 LIABILITIES 13. Deposits: a. In domestic offices..................................................................9,027,297 (1) Noninterest-bearing......................................................... 1,055,570 (2) Interest-bearing................................................................. 7,971,727 b. In foreign offices Edge and Agreement subsidiaries and IBF’s .......... -014. Federal funds purchased and securities sold under agreements to repurchase...............................................................58,394 15. Demand notes issued to the U.S. Treasury....................................6,946 16.Other borrowed m oney.................................................................. 42,677 17. Mortgages and capitalized leases..................................................4,807 18. Bank’s liability on acceptances executed and outstanding................32 19. Notes and debentures subordinated to deposits...........................2,704 20.Other liabilities.................................................................................91,484 21. Total liabilities.......................................................................... 9,234,341 22. Limited-life preferred stock.................................................................-0EQUITY CAPITAL 23. Perpetual preferred stock.............................................................12,356 24. Common stock............................................................................ 98,563 25.Surplus...........................................................................................300,553 26. a. Undivided profits and capital reserves................................... 525,610 b. LESS: Net unrealized loss on marketable equity securities ......... 4,524 27. Cumulative foreign currency translation adjustment .........................-028. Total equity capital.....................................................................932,558 29. Total liabilities, limited-life preferred stock and equity capital.............................................................................10,166,899 Seventy-Seventh Report 19 CONSOLIDATED STATEMENT OF CONDITION OF THE 78 STATE CHARTERED TRUST DEPARTMENTS JUNE 30, 1991 ASSETS 1. Non-interest Bearing Deposits a. Own Bank and Affiliate Institutions................................... $ 4,559 b. Other institutions ............................................................................... 7 2. Interest Bearing Deposits a. Own Bank and Affiliate Institutions............................................. 77,737 b. Other Institutions........................................................................ 65,728 3. U.S. Government and Agency Obligations ...................................182,670 4. State, County and Municipal Obligations........................................52,311 5. Other Short-Term Obligations.........................................................62,310 6. Other Notes and Bonds.............................................................. 28,628 7. Stocks.............................. 86,597 8. Collective Investment Fund Units ................... 44,286 9. Real Estate Mortgages...... ................... 28,760 10-Real E sta te ........... .......................... 44,318 11.Miscellaneous A ssets................................. 22,902 12.Suspense Accounts ........ 189 13.0ther........... ............. 62,614 14. Total assets ............ 763,616 LIABILITIES Trusts and Estates 15. Employee Benefit ......................................................................163,179 a. (Number of Accounts)... .............................1,745 16. Personal Trusts.................... 203,495 a. (Number of Accounts)........................... ............... 1,223 17. Estates and Guardianships a.(Number of Accounts).................... 303 Agencies 18. Employee Benefit.........................................................................32,357 a.(Number of Accounts)................................................. 842 19. All O ther.......................................................... 165,342 a. (Number of Accounts)...................... — .......... . .1,026 Collective Investment Funds 20. Employee Benefit .................. 4,558 a. (Number of Accounts) ............................................. 39 21. All O th e r........................... 21,537 a. (Number of Accounts)............ 88 22. Corporate Trust A ccounts......................... 161,780 a. (Number of Accounts)............................................612 23-Corporate Agency Accounts..........................................................11,207 a.(Number of Accounts).................................................. 58 24.Profit Accounts......................................................................................27 25.Suspense Accounts ......................... 134 26.Total Liabilities.............................................................................. 763,616 20 Arkansas State Bank Department CONSOLIDATED REPORT OF CONDITION OF THE 82 NATIONAL COMMERCIAL BANKS JUNE 30, 1991 ASSETS 1. Cash and Balances due from depository institutions: a. Noninterest-bearing balances and currency and coin ... $ 708,000 b. Interest-bearing balances.......................................................... 95,000 2. Securities.....................................................................................3,954,000 3. Federal funds sold and securities purchased under agreement to re se ll.............................................................463,000 4. Loans and lease financing receivables: a. Loans and lease, net of unearned income.............................. 6,037,000 b. Less: Allowances for loan and lease losses.............................. 107,000 c. Net loans and leases................................................................5,930,000 5. Assets held in trading accounts..................................................... 52,000 6. Premises and Fixed Assets (including capitalized lease)............. 202,000 7. Other real estate owned 57,000 8. Investments in unconsolidated subsidiaries and associated companies....................................................................-09. Customers liability to this bank on acceptances outstanding.................................................................. 1,000 10.Intangible assets................................ 22,000 11.Other assets................................ 209,000 12. Total assets.............................................................................11,693,000 LIABILITIES 13. Deposits: a. In domestic offices................................................................. 10,361,000 (1) Noninterest-bearing............................................................1,577,000 (2) Interest-bearing............................................................... 8,784,000 b. In foreign offices Edge and Agreement subsidiaries and IBF’s ..........-014. Federal funds purchased and securities sold under agreements to repurchase............................................................ 212,000 15. Demand notes issued to the U.S. Treasury................................. 40,000 16.Other borrowed m oney....................................................................15,000 17. Mortgages and capitalized leases ................................................. 5,000 18. Bank’s liability on acceptances executed and outstanding........... 1,000 19. Notes and debentures subordinated to deposits............................ 5,000 20.Other liabilities.................................................................................111,000 21. Total liabilities....................................................................... 10,750,000 22. Limited-life preferred s to c k .................................................................-0EQUITY CAPITAL 23. Perpetual preferred s to c k ...................................................................-024. Common s to c k .............................................................................. 99,000 25.Surplus............................................................................................ 277,000 26. a. Undivided profits and capital reserves....................................570,000 b. LESS: Net unrealized loss on marketable equity securities...........3,000 27. Cumulative foreign currency translation adjustment.......................... -028. Total equity capital................................................................... 943,000 29. Total liabilities, limited-life preferred stock and equity capital............................................................................11,693,000 Seventy-Seventh Report 21 CAPITAL TO ASSET RATIOS JUNE 30, 1991 BANK NAME TOWN Com m ercial Bank at Alma First National Bank of Altheim er Bank of A m ity C itizens First S tate Bank Elk Horn Bank and Trust C om pany M erchants & Planters Bank & Trust C om pany First National Bank of Sharp C ounty Bank of Ashdow n, N.A. The First National Bank in A shdow n Bank of Atkins The Bank of Augusta C itizens S tate Bank The Citizens Bank W orthen National Bank of Batesvilie Bank of Bearden C itizens Bank First S tate Bank Benton S tate Bank The Union Bank of Benton Bank of Bentonville First National Bank The First National Bank of B e rry vide Bank of Blevins Farmers Bank and Trust C om pany The First National Bank in B lytheville C itizens Bank The Bank of Bradley Bank of Brinkley First Bank of A rkansas Bank of C abot The First National Bank of Izard C ounty M erchants and Planters Bank, N. A. W orthen National Bank of Camden C araway Bank Citizens Bank & Trust Bank of Cave C ity A m erican S tate Bank The M erchants & Planters Bank A rkansas S tate Bank Farmers Bank & Trust C om pany Clinton S tate Bank First National Bank The First National Bank of C onw ay W orthen National Bank of C onw ay The Corning Bank First National Bank of C ro s s e tt First S tate Bank Danville S tate Bank A rkansas Valley Bank Bank of Dardanelle D ecatur S tate Bank Bank of Delight ALM A ALTHEIMER AM ITY ARKADELPHIA ARKADELPHIA ARKADELPHIA ASH FLAT ASHDOWN ASHDOWN ATKINS AUGUSTA BALD KNOB BATESVILLE BATESVILLE BEARDEN BEEBE BEEBE BENTON BENTON BENTONVILLE BENTONVILLE BERRYVILLE BLEVINS BLYTHEVILLE BLYTHEVILLE BOONEVILLE BRADLEY BRINKLEY BRINKLEY C ABO T CAUCO RO CK CAMDEN CAMDEN CARAWAY CARLISLE CAVE CITY CHARLESTON CLARENDON CLARKSVILLE CLARKSVILLE CUNTON CLINTON CONWAY CONWAY CORNING CROSSETT CROSSETT DANVILLE DARDANELLE DARDANELLE DECATUR DEUGHT RATIO 8.618 22.500 16.682 9.513 10.701 8.474 9.976 10.286 10.222 10.933 14.842 6.993 7.146 7.861 18.617 9.711 5.367 9.403 7.975 9.901 7.276 13.839 8.429 8.534 9.379 7.447 7.074 12.675 6.838 9.230 14.383 10.286 8.089 7.058 10.690 8.848 8.231 8.864 7.032 7.955 6.884 6.988 9.445 7.530 8.919 9.907 8.526 12.039 8.687 10.706 14.355 12.825 22 Arkansas State Bank Department CAPITAL TO ASSET RATIOS JUNE 30, 1991 BANK NAME TOWN The First National Bank of De Queen First S tate Bank of DeQueen D erm ott S tate Bank First S tate Bank of D e rm o tt Farmers & M erchants Bank De W itt Bank and Trust C om pany The First National Bank of De W itt First National Bank o f H ow ard C o u n ty Dumas S tate Bank M erchants and Farmers Bank First Southern Bank The E xchange Bank & Trust C om pany The First National Bank o f El D orado National Bank of C om m erce of El D orado The D elta S tate Bank Bank of Elkins Bank of England First Com m ercial Bank of Lonoke C ounty The Eudora Bank Bank of Eureka Springs Bank of Evening Shade The Bank of Fayetteville, N.A. The First National Bank of Fayetteville M cllroy Bank & Trust N o rth w e st National Bank First O zark National Bank First S tate Bank of F ordyce F ordyce Bank & Trust Co. First National Bank of E astern A rka n sa s Planters Bank & Trust C om pany The C ity National Bank of Fort Smith The First National Bank of F ort Smith The M erchants National Bank of Fort Smith Planters & M erchants Bank The Bank of G lenw ood C addo First National Bank First S tate Bank Bank o f G ravett The First National Bank in Green Forest Farmers Bank First S tate Bank of Gurdon Farmers Bank Calhoun C ou n ty Bank Mercantile Bank The Bank of H arrisburg The S ecurity Bank W orthen National Bank of Harrison Hazen First S tate Bank The Cleburne C o u n ty Bank First National Bank of C leburne C ounty Heber Springs S tate Bank First National Bank of Phillips C o u n ty DE QUEEN DE QUEEN DERMOTT DERMOTT DESARC DE W ITT DE W ITT DIERKS DUMAS DUMAS EARLE E LD O R A D O E LD O R A D O E LD O R A D O ELAINE ELKINS ENGLAND ENGLAND EUDORA EUREKA SPRINGS EVENING SHADE FAYETTEVILLE FAYETTEVILLE FAYETTEVILLE FAYETTEVILLE FLIPPIN FORDYCE FORDYCE FORREST CITY FORREST CITY FORT SMITH FORT SMITH FORT SMITH GILLETT GLENWOOD GLENWOOD GOULD GRAVETTE GREEN FOREST GREENWOOD GURDON HAMBURG HAMPTON HARDY HARRISBURG HARRISON HARRISON HAZEN HEBER SPRINGS HEBER SPRINGS HEBER SPRINGS HELENA RATIO 11.803 9.703 13.901 10.265 25.319 17.400 8.805 16.625 9.197 12.602 16.427 9.472 9.935 7.358 50.708 9.180 9.959 8.515 12.295 11.694 10.802 5.674 8.037 6.717 0.790 7.536 9.186 8.992 12.215 11.716 8.218 9.838 8.297 10.364 8.951 6.429 8.070 13.637 13.111 11.191 7.943 8.920 12.310 6.127 11.438 8.288 8.188 7.422 8.395 7.423 8.060 6.922 Seventy-Seventh Report 23 CAPITAL TO ASSET RATIOS JUNE 30, 1991 BANK NAME TOWN Helena National Bank Bank of Holly G rove The C itizens N ational Bank of Hope The First National Bank of Hope Horatio S tate Bank A rkansas Bank and Trust C om pany One National Bank of Hot Springs W orthen National Bank of Hot Springs The Planters National Bank of Hughes The First National Bank o f Huntsville Peoples Bank First Jacksonville Bank and Trust N ew ton C ounty Bank The A rkansas Bank C itizens Bank of Jonesboro M ercantile Bank Simmons First Bank of Jonesboro Union S tate Bank FirstBank of A rkan sa s Pine S tate Bank Madison Bank and Trust Bank of Lake Village Simmons First Bank of Lake Village Citizens Bank of Lavaca Leachville S tate Bank Little River Bank The First National Bank of Lewisville Peoples Bank & Loan C om pany Bank of Lincoln A rkansas Bankers Bank C entral Bank and Trust First C om m ercial Bank, N.A. Eagle Bank and Trust C om pany First Exchange Bank of Little Rock M etropolitan National Bank Pulaski Bank and Trust Com pany Union National Bank of A rkansas W orthen National Bank of A rkansas Bank of Lockesburg First S tate Bank Farmers Bank & Trust C om pany First National Bank of Magnolia Union National Bank of A rkansas Bank of Malvern The M alvern National Bank M ercantile Bank The M erchants & Planters Bank HELENA HOLLY GROVE HOPE HOPE HORATIO HOT SPRINGS HOT SPRINGS HOT SPRINGS HUGHES HUNTSVILLE IMBODEN JACKSONVILLE JASPER JONESBORO JONESBORO JONESBORO JONESBORO JUNCTION CITY KENSETT KINGSLAND KINGSTON LAKE VILLAGE LAKE VILLAGE LAVACA LEACHVILLE LEPANTO LEWISVILLE LEWISVILLE LINCOLN U TTLE ROCK LITTLE ROCK LITTLE ROCK U T T LE R O C K LITTLE ROCK U TT LE R O C K U T T LE R O C K U T T LE R O C K U T T LE R O C K LOCKESBURG LONOKE M AG N O U A M AG N O U A M AGNOUA MALVERN MALVERN MAMM OTH SPRING MANILA RATIO 7.258 12.103 10.613 11.122 9.546 8.444 7.780 7.653 12.072 12.510 7.479 9.340 8.726 9.748 8.740 8.908 7.890 9.811 11.902 8.684 7.540 12.436 10.353 8.641 9.282 18.981 9.440 8.499 9.789 18.691 9.703 7.632 7.921 9.343 7.602 6.758 9.053 5.564 11.270 12.522 9.161 9.842 7.393 10.807 10.518 7.860 12.399 24 Arkansas State Bank Department CAPITAL TO ASSET RATIOS JUNE 30, 1991 BANK NAME TOWN Bank of Mansfield First N ational Bank at Marianna C itizens’ Bank M arked Tree Bank S earcy C o u n ty Bank Bank of M cC ro ry The First National Bank of McGehee McGehee Bank The Bank of N orth A rka n sa s First N ational Bank in Mena The Union Bank of Mena MidSouth Bank C om m ercial Bank & Trust C om pany Union Bank & Trust C om pany The First National Bank o f C onw ay C ounty M orrilton S ecurity Bank, N.A. The Bank o f M ontg o m e ry C o u n ty First National Bank and Trust C om pany Peoples Bank and Trust C om pany Bank o f Mountain View Bank of M ulberry Pike C ounty Bank Citizens National Bank o f Nashville The First National Bank o f Nashville W orthen National Bank of N ew ark First S tate Bank of N e w p o rt M erchants & P lanters’ Bank Bank of Little Rock One National Bank National Bank of A rka n sa s in N orth Little Rock The Twin C ity Bank A m erican S tate Bank First National Bank in O sceola The Planters Bank Bank of O zark First National Bank S ecurity Bank The First National Bank at Paris Bank of Parkdale First S tate Bank The P e rry C ou n ty Bank Piggott S tate Bank Pine B luff National Bank Simmons First National Bank of Pine B luff W orthen National Bank of Pine Bluff First S tate Bank Bank o f P ocahontas Planters and S tockm en Bank The Peoples Bank Portland Bank The Farmers and M erchants Bank Bank o f P re sco tt MANSFIELD M ARIANNA MARION MARKED TREE M AR SH ALL MCCRORY MCGEHEE MCGEHEE MELBOURNE MENA MENA MONETTE MONTICELLO MONTICELLO MORRILTON MORRILTON MOUNT IDA MOUNTAIN HOME MOUNTAIN HOME MOUNTAIN VIEW MULBERRY MURFREESBORO NASHVILLE NASHVILLE NEWARK NEWPORT NEWPORT N. LITTLE ROCK N. LITTLE ROCK N. LITTLE ROCK N. LITTLE ROCK OSCEOLA OSCEOLA OSCEOLA OZARK PARAGOULD PARAGOULD PARIS PARKDALE PARKIN PERRYVILLE PIGGOTT PINE BLUFF PINE BLUFF PINE BLUFF PLAINVIEW POCAHONTAS POCAHONTAS PORTLAND PORTLAND PRAIRIE GROVE PRESCOTT RATIO 7.957 14.453 9.733 10.049 8.526 11.588 12.411 13.679 7.687 10.251 8.058 6.337 9.260 8.361 9.118 8.638 13.102 9.471 9.398 19.105 9.631 9.848 12.634 9.271 7.002 7.867 8.185 11.253 9.425 5.001 8.096 14.821 9.323 10.405 9.276 10.345 7.480 8.354 9.550 9.822 8.213 7.460 7.911 7.825 8.922 9.871 10.101 8.811 11.391 11.245 13.609 7.792 Seventy-Seventh Report 25 CAPITAL TO ASSET RATIOS JUNE 30, 1991 BANK NAME TOWN The Bank of R ector Farmers and M erchants Bank The Bank of Rison Farmers and M erchants Bank First National Bank and Trust C om pany First Bank of A rkan sa s First National Bank of Russellville W orthen National Bank of Russellville Bank of Salem Logan C ounty Bank First National Bank First S ecurity Bank First National Bank of Sheridan Grant C ounty Bank A rkansas S tate Bank First National Bank S m ackover S tate Bank M erchants & Planters Bank The First National Bank of Springdale Springdale Bank & Trust W orthen National Bank of N o rth w e s t A rkansas Bodcaw Bank Bank of S tar C ity The Stephens S ecu rity Bank C itizens Bank The Farmers & M erchants Bank First National Bank in S tu ttg a rt Com m ercial National Bank of T exarkana The S tate First National Bank of Texarkana Bank of Trumann First S tate Bank of A rkansas Bank of Tuckerman First Delta Bank C itizens’ Bank & Trust C om pany First National Bank of C ra w fo rd C ounty The Peoples Bank Bank of Waldron The S co tt C ounty Bank The A rkansas Bank The First National Bank of Law rence C ounty First S tate Bank of W arren Warren Bank and Trust C om pany Bank of Weiner M erchants and Farmers Bank Bank of W est Memphis Fidelity National Bank of W est Memphis First National Bank in W est Memphis Wilmot S tate Bank C ross C ounty Bank First A rkansas Bank The First National Bank of W ynne The Bank of Yellville RECTOR REYNO RISON ROGERS ROGERS RUSSELLVILLE RUSSELLVILLE RUSSELLVILLE SALEM SCRANTON SEARCY SEARCY SHERIDAN SHERIDAN SILOAM SPRINGS SILOAM SPRINGS SMACKOVER SPARKMAN SPRINGDALE SPRINGDALE SPRINGDALE STAMPS STAR CITY STEPHENS STRONG STU TTG AR T S TU TTG A R T TEXARKANA TEXARKANA TRUMANN TRUMANN TUCKERMAN TYR O N ZA VAN BUREN VAN BUREN W ALDO WALDRON WALDRON W ALNUT RIDGE W ALNUT RIDGE WARREN WARREN WEINER WEST HELENA W EST MEMPHIS WEST MEMPHIS WEST MEMPHIS WILMOT WYNNE WYNNE WYNNE YELLVILLE RATIO 7.952 6.333 17.232 11.466 6.993 8.512 8.455 7.751 7.517 12.349 10.453 9.369 12.476 11.115 9.461 6.436 12.605 8.746 11.352 9.555 8.291 10.542 8.317 9.144 14.943 10.851 8.580 9.214 10.268 12.886 7.817 11.594 14.158 7.098 7.245 11.045 13.492 10.081 8.001 10.831 8.653 12.134 12.301 7.533 12.362 8.380 11.581 16.793 8.541 16.008 9.866 9.300 26 Arkansas State Bank Department NATIONAL BANKS NAME CITY First National Bank of Altheimer First National Bank of Sharp County Bank of Ashdown, N.A. The First National Bank in Ashdown Worthen National Bank of Batesville First National Bank The First National Bank of Berry ville The First National Bank in Blytheville The First National Bank of Izard County Merchants and Planters Bank, N.A. Worthen National Bank of Camden First National Bank The First National Bank of Conway Worthen National Bank of Conway First National Bank of Crossett The First National Bank of De Queen The First National Bank of De Witt First National Bank of Howard County The First National Bank of El Dorado National Bank of Commerce of El Dorado The Bank of Fayetteville, N.A. The First National Bank of Fayetteville Northwest National Bank 1st Ozark National Bank First National Bank of Eastern Arkansas The City National Bank of Fort Smith The First National Bank of Fort Smith The Merchants National Bank of Fort Smith Caddo First National Bank The First National Bank in Green Forest Worthen National Bank of Harrison First National Bank of Cleburne County First National Bank of Phillips County Helena National Bank The Citizens National Bank of Hope The First National Bank of Hope One National Bank of Hot Springs Worthen National Bank of Hot Springs The Planters National Bank of Hughes The First National Bank of Huntsville The First National Bank of Lewisville First Commercial Bank, N.A. ALTHEIMER ASH FLAT ASHDOWN ASHDOWN BATESVILLE BENTONVILLE BERRYVILLE BLYTHEVILLE CALICO ROCK CAMDEN CAMDEN CLINTON CONWAY CONWAY CROSSETT DE QUEEN DE WITT DIERKS EL DORADO EL DORADO FAYETTEVILLE FAYETTEVILLE FAYETTEVILLE FLIPPIN FORREST CITY FORT SMITH FORT SMITH FORT SMITH GLENWOOD GREEN FOREST HARRISON HEBER SPRINGS HELENA HELENA HOPE HOPE HOT SPRINGS HOT SPRINGS HUGHES HUNTSVILLE LEWISVILLE LITTLE ROCK TOTAL ASSETS 10,199 93,425 41,824 51,596 143,855 66,861 102,970 118,501 50,504 70,102 102,069 38,431 207,751 184,296 84,069 80,678 71,064 31,207 267,784 117,167 77,490 249,764 29,438 32,765 121,092 283,420 437,176 248,559 46,685 89,510 79,611 49,681 90,765 81,204 155,632 98,436 58,490 263,996 17,536 64,472 20,184 983,436 Seventy-Seventh Report 27 NATIONAL BANKS NAME CITY First Exchange Bank of Little Rock Metropolitan National Bank Union National Bank of Arkansas Worthen National Bank of Arkansas First National Bank of Magnolia Union National Bank of Arkansas The Malvern National Bank First National Bank at Marianna The First National Bank of McGehee First National Bank in Mena The First National Bank of Conway County Morrilton Security Bank, N.A. First National Bank and Trust Company Citizens National Bank of Nashville The First National Bank of Nashville Worthen National Bank of Newark One National Bank National Bank of Arkansas in N. Little Rock First National Bank in Osceola First National Bank The First National Bank at Paris Pine Bluff National Bank Simmons First National Bank of Pine Bluff Worthen National Bank of Pine Bluff First National Bank and Trust Company First National Bank of Russellville Worthen National Bank of Russellville First National Bank First National Bank of Sheridan First National Bank The First National Bank of Springdale Worthen National Bank of Northwest Arkansas First National Bank in Stuttgart Commercial National Bank of Texarkana State First National Bank of Texarkana First National Bank of Crawford County The First National Bank of Lawrence County Fidelity National Bank of West Memphis First National Bank in West Memphis The First National Bank of Wynne LITTLE ROCK LITTLE ROCK LITTLE ROCK LITTLE ROCK MAGNOLIA MAGNOLIA MALVERN MARIANNA MCGEHEE MENA MORRILTON MORRILTON MOUNTAIN HOME NASHVILLE NASHVILLE NEWARK N. LITTLE ROCK N. LITTLE ROCK OSCEOLA PARAGOULD PARIS PINE BLUFF PINE BLUFF PINE BLUFF ROGERS RUSSELLVILLE RUSSELLVILLE SEARCY SHERIDAN SILOAM SPRINGS SPRINGDALE SPRINGDALE STUTTGART TEXARKANA TEXARKANA VAN BUREN WALNUT RIDGE WEST MEMPHIS WEST MEMPHIS WYNNE TOTAL ASSETS 28,724 164,082 536,018 928,270 199,201 28,244 114,845 35,556 26,665 78,260 68,129 50,610 166,127 28,341 60,797 12,593 224,950 30,185 61,726 178,506 59,387 72,716 507,637 224,638 262,695 155,231 120,786 180,745 18,483 146,520 274,658 164,747 136,210 90,665 382,968 93,411 64,855 45,066 50,476 105,167 Seventy-Seventh Report Seventy-Seventh Annual REPORT OF THE ONE HUNDRED SEVENTY-THREE STATE CHARTERED COMMERCIAL BANKS JUNE 30,1991 29 30 Arkansas State Bank Department Commercial Bank at Alma Alma, AR H w y .64-71 P.O .Box 2199 C ounty: C raw ford Population: 2,959 72921-2199 Telephone: 632-2257 FAX Number: 63 2-2263 Branches in Town: 0 O ther Branches: 2 C h a rte r Number: 297 Date: J a n .3 1 ,1910 Trust D epartm ent: No Bank Holding Com pany C om m erce Financial Corp., A lm a.A R Chm.: John Paul Ballentine Ex. Vice President: William B rascher III A sst. V.P.: Rex W oods Loan O ffice r: B e cky Stephens P resident/C E O : T e rry Q. C arson Vice President: Helen S. Jones C ash/O per. Off.: Karen Kraus Cash and balances Due From Banks:...... 1,118 Federal Funds and Repos:....................... 1,900 Investments:........................................... 12,693 Total Loans:........................................... 21,283 Bank Premises and Fixed Assets:.............. 973 Other Real Estate:........................................ 55 Other Assets:.............................................. 560 Total Assets:......................................... 38,582 Deposits:............................................ 34,918 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 339 Subordinated Debt:.................................... 0 Total Liabilities:................................... 35,257 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 8,000 Total Equity Capital and Reserves:__ 3,325 Total Liabilities and Capital:............... 38,582 D ire c to rs : James A. A rnold II, John A. Griffin, John Paul Ballentine, Hilda Knight, William Brasher III, T e rry Q. C arson Bank of Amity Amity, AR Public Square P.O. Box 38 C ounty: Clark Population: 526 71921-0038 Telephone: 342-5269 FAX Number: None Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 198 Date: Jan. 30,1905 Trust D epartm ent: No Bank Holding Com pany None C hm ./Pres./CEO : Cleda Olds Vice President: Ernie Dunlap A sst. Cash: Hazel Richardson Vice President: Joe F. M a xe y A sst. Cash: Peggy Adam s Cash and balances Due From Banks:...... 2,846 Federal Funds and Repos:.......................... 815 Investments:........................................... 33,354 Total Loans:........................................... 12,350 Bank Premises and Fixed Assets:.............. 108 Other Real Estate:........................................ 20 Other Assets:.............................................. 944 Total Assets:......................................... 50,437 Deposits:............................................ 41,357 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 666 Subordinated Debt:.................................... 0 Total Liabilities:................................... 42,023 Total Equity Capital and Reserves:__ 8,414 Total Liabilities and Capital:............... 50,437 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 4,000 D ire c to rs : C leda Olds, Joe F. M a xe y, Ernie Dunlap, Hazel Richardson, M.H. O akley Seventy-Seventh Report 31 Citizens First State Bank Arkadelphia, AR 5th and Main S treet P.O .Box 218 C ounty: Clark Population: 10,014 71923-0218 Telephone: 246-2411 Fax Number: 246-5400 Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 736 Date: May 24,1977 Trust D epartm ent: No Bank Holding Com pany FD H B ancshares.Inc., Little Rock, AR Chm.: I. B. Fuller, Jr. Ex. Vice President: I. Joe Miles A sst. Vice President: Penny Manning Loan O ffice r: Gina Daniell President/C EO : Raym ond Toler A sst. Vice President: Don T w y fo rd A sst. Cash: C arol Wilson A uditor: Jim Rothwell Cash and balances Due From Banks:...... 2,130 Federal Funds and Repos:.......................... 405 Investments:.......................................... 14,138 Total Loans-.......................................... 23,956 Bank Premises and Fixed Assets:.............. 522 Other Real Estate:...................................... 601 Other Assets:........................................... 1,275 Total A ssets:......................................... 43,027 Deposits:............................................ 38,433 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 364 Subordinated Debt:.................................... 0 Total Liabilities:................................... 38,797 Total Trust Assets:....................................... Number of Shares Outstanding:......... 30,000 0 Total Equity Capital and Reserves.__ 4,230 Total Liabilities and Capital:............... 43,027 D ire c to rs : I. B. Fuller, Jr., R aym ond C. Toler, J e rry Francis, Billy Bob Hardman, Ed M cCorkle, Edw ard L Cullum, Jr., John M. M oore, I. Joe Miles Elk Horn Bank & Trust Company Arkadelphia, AR 601 Main S treet P.O. B ox 248 C ounty: C lark Population: 10,014 71923-0248 Telephone: 246-5811 FAX Number: 246-5284 Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 142 Date: Sep. 28,1903 Trust D epartm ent: Yes Bank Holding Com pany Southern D evelopm ent Bancorporation, Arkadelphia, AR Chm.: James H arrington Ex. V.P./Cash/T.O.: Roy Shope Vice President: Bill Fowler Vice President: C arolyn M cAually P resident/C EO : George P. Surgeon Vice President: Herman Brew er Vice President: Linda Chandler Vice President: Johnny M cAually Cash and balances Due From Banks:...... 1,353 Federal Funds and Repos:................ 1,250 Investments:.......................................... 38,854 Total Loans:.......................................... 24,225 Bank Premises and Fixed Assets:........... 1,792 Other Real Estate:........................................ 29 Other Assets:............................................. 819 Total A ssets:......................................... 68,322 Deposits:............................................ 60,155 Federal funds and Borrowings:............... 354 Other Liabilities:...................................... 502 Subordinated Debt:.................................... 0 Total Liabilities:................................... 61,011 Total Trust Assets:................................. Number of Shares Outstanding:......... 24,000 1,325 Total Equity Capital and Reserves:__ 7,311 Total Liabilities and Capital:............... 68,322 D ire c to rs : Thom as Barksdale, James Blanton, Harold Echols, Ron G rzy winski, James Harrington, M ary Houghton, J. Hugh Lookadoo, M ary Jo Mann, W ayne Pollard, Roy Shope, George Surgeon 32 Arkansas State Bank Department Merchants & Planters Bank & Trust Company Arkadelphia, AR 526 Main S treet P .O .B o x 219 C ounty: Clark Population: 10,014 71923-0219 Telephone: 246-4511 FAX Number: 246-4407 Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 341 Date: June 15,1911 Trust D epartm ent: Yes Bank Holding Com pany C entral A rka n sa s Bancshares, Inc., Hot Springs, AR Chm.: Ross M. Whipple Ex. Vice President: Tom Calhoon Cash: C arrie Beene President/C EO : S te ve D eM ott Sr. Vice President: B arbara Neel Cash and balances Due From Banks:...... 2,411 Federal Funds and Repos:............................. 0 Investments:........................................... 20,844 Total Loans-........................................... 32,679 Bank Premises and Fixed Assets:........... 1,045 Other Real Estate:...................................... 104 Other Assets:.............................................. 990 Total A ssets:......................................... 58,073 Deposits:............................................ 51,384 Federal funds and Borrowings:............ 1,466 Other Liabilities:...................................... 302 Subordinated Debt:.................................... 0 Total Liabilities:................................... 53,152 Total Trust Assets:..................................... 758 Number of Shares Outstanding:........... 4,800 Total Equity Capital and Reserves:__ 4,921 Total Liabilities and Capital:............... 58,073 D ire c to rs : Ross M. Whipple, Jane Ross, S teve D eM ott, Donald M. Tatman, Toney D. McMillan, Paul O ffu tt Bank of Atkins Atkins, AR 202 N.E. First S treet P.O .Box 157 C ounty: Pope Population: 2,834 72823-0157 Telephone: 641-2987 FAX Number: 641-2566 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 35 Date: Sep. 19,1895 Trust D epartm ent: No Bank Holding C om pany None Chm.: James C. Mitchell Ex. Vice President: James A. M y a tt President/C EO : David M. Mitchell Cash and balances Due From Banks:......... 731 Federal Funds and Repos:....................... 2,500 Investments:............................................ 4,208 Total Loans:............................................ 9,317 Bank Premises and Fixed Assets:............... 47 Other Real Estate:........................................ 96 Other Assets:.............................................. 352 Total Assets:......................................... 17,251 Deposits:............................................ 15,246 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 119 Subordinated Debt:.................................... 0 Total Liabilities:................................... 15,365 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 12,500 Total Equity Capital and Reserves:__ 1,886 Total Liabilities and Capital:............... 17,251 D ire c to rs : James C. Mitchell, David M. Mitchell, Jean Mitchell, James A. M y a tt Seventy-Seventh Report 33 The Bank of Augusta Augusta, AR 100 S. Second S treet P.O. Box Y C ounty: W o o d ru ff Population: 2,759 72006-1005 Telephone: 347-2511 FAX Number: 347-2654 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 669 Date: Feb. 20,1935 Trust D epartm ent: Yes Bank Holding Com pany None Chm.:R.E. G regory Cash: Lee C onditt P resident/C E O /T.O .: M oody W hitehead Cash and balances Due From Banks:...... 1,604 Federal Funds and Repos:.......................... 400 Investments:........................................... 20,605 Total Loans:........................................... 12,410 Bank Premises and Fixed Assets:............. 225 Other Real Estate:....... .............................. 4 Other Assets:......................................... ... 724 Total A ssets:......................................... 35,972 Deposits:............................................ 30,334 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 299 Subordinated Debt:.................................... 0 Total Liabilities:................................... 30,633 Total Trust Assets:...................................... 42 Number of Shares Outstanding:........... 8,000 Total Equity Capital and Reserves:...... 5,339 Total Liabilities and Capital:............... 35,972 D ire c to rs : Franklin Collier, Dr. S teven Collier, W. P. Daniel, W. P. Daniel, Jr., C harles P. Eldridge, J. R. Eldridge, R. E. G regory, R. E. G regory, Jr., M oody W hitehead, D orothy Willis Citizens State Bank Bald Knob, AR 306 South Elm S treet P.O .Box 200 C ounty: W hite Population: 2,653 72010-0200 Telephone: 724-3241 FAX Number: 724-5985 Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 636 Date: Jan. 22,1931 Trust D epartm ent: Yes Bank Holding Com pany C itizens S tate B ankshares of Bald Knob, Inc., Bald Knob, AR Chm./CEO: Juanita Litzelfelner Vice President: Peggy Reed Loan O ffice r: Rick Gilreath President/T.O .: L a rry E. Kircher E x , Vice President: Wendell Nier Cash and balances Due From Banks:...... 2,116 Federal Funds and Repos:............................. 0 Investments:.......................................... 16,401 Total Loans-........................................ 17,222 Bank Premises and Fixed Assets:.............. 788 Other Real Estate:...................................... 328 Other Assets:.............................................. 696 Total Assets:......................................... 37,551 Deposits:............................................ 34,130 Federal funds and Borrowings:............... 250 Other Liabilities:...................................... 482 Subordinated Debt:.................................... 0 Total Liabilities:................................... 34,862 Total Trust Assets:................................. Number of Shares Outstanding:........... 4,000 1,552 Total Equity Capital and Reserves:__ 2,689 Total Liabilities and Capital:............... 37,551 D ire c to rs : Juanita Litzelfelner, L a rry E. Kircher, Wendell Nier, Dr. Bernard Smith, Bob J. Clark 34 Arkansas State Bank Department The Citizens Bank Batesville, AR Third and College S tre e ts P.O .Box 2156 C ounty: Independence Population: 9,187 72503-2156 Telephone: 793-4441 FAX Number: 793-9190 Branches in Town: 6 O ther Branches: 0 C h a rte r Number: 705 Date: Feb. 19,1953 Mem ber of Federal R eserve S ystem Trust D epartm ent: Yes Bank Holding C om pany C itizens Bancshares of Batesville, Inc., Batesville, AR Chm./CEO: T. G. Vinson Trust O ffice r: Gene C ra w fo rd President: W oody C a stle b erry Cash and balances Due From Banks:...... 7,481 Federal Funds and Repos:....................... 1,840 Investments:........................................... 63,189 Total Loans:........................................... 92,478 Bank Premises and Fixed Assets:........... 4,334 Other Real Estate:...................................... 131 Other Assets:........................................... 3,904 Total A ssets:........................................ 173,357 Deposits:.......................................... 159,990 Federal funds and Borrowings:............... 100 Other Liabilities:...................................... 879 Subordinated Debt:.................................... 0 Total Liabilities:................................. 160,969 Total Trust Assets:.................................. 9,742 Number of Shares Outstanding:......... 16,500 Total Equity Capital and Reserves:... 12,388 Total Liabilities and Capital:.............. 173,357 D ire c to rs : T. G. Vinson, D oyle Rogers, Noel Sims, Dr. L a cke y M oody, M. F. Highsmith, Kay Southerland Bank of Bearden Bearden, AR S econd and C edar S tre e ts P.O .Box 135 C ounty: Ouachita Population: 1,021 71720-0135 Telephone: 68 7-2233 FAX Number: 687-3712 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 688 Date: June 17,1945 Trust D epartm ent: No Bank Holding C om pany None Chm.: John E. A n th o n y Ex. Vice President: Ken Riley President/C EO : Rick Green A sst. Vice President: Susan Lusby Cash and balances Due From Banks:...... 1,551 Federal Funds and Repos:....................... 3,700 Investments:............................................ 7,569 Total Loans:............................................ 7,690 Bank Premises and Fixed Assets:............... 92 Other Real Estate:......................................... 0 Other Assets:.............................................. 261 Total Assets:......................................... 20,863 Deposits:............................................ 16,872 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 107 Subordinated Debt:.................................... 0 Total Liabilities:................................... 16,979 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 8,300 Total Equity Capital and Reserves:__ 3,884 Total Liabilities and Capital:............... 20,863 D ire c to rs : John E. A nth o n y, M ary Lynn Dudley, S teven M. A nthony, O. D. Cathey, Rick Green, Kenneth D. Keeton, Eric S tu cke y, J. E. W ord Seventy-Seventh Report 35 Citizens Bank Beebe, AR 114 N. Main P.O. D raw er T C ounty: W hite Population: 4,455 72012-1020 Telephone: 882-6411 FAX Number: 882-6413 Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 465 Date: June 21,1917 Trust D epartm ent: No Bank Holding Com pany C itizens Bancshares of Beebe, Inc., Beebe, AR Chm.: R eynie Rutledge President: J. D arrel Hall Chief E xe cu tive O ffice r: E. H. Abington, II Cash and balances Due From Banks:...... 3,208 Federal Funds and Repos:....................... 1,350 Investments:.......................................... 18,584 Total Loans:........................................... 26,303 Bank Premises and Fixed Assets:.............. 520 Other Real Estate:...................................... 136 Other Assets:.............................................. 839 Total Assets:......................................... 50,940 Deposits:............................................ 45,673 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 320 Subordinated Debt:.................................... 0 Total Liabilities:................................... 45,993 Total Trust Assets:....................................... Number of Shares Outstanding:......... 20,000 0 Total Equity Capital and Reserves:__ 4,947 Total Liabilities and Capital:............... 50,940 D ire c to rs : Reynie Rutledge, E. H. A bington II, D oyle Burns, Millan B urrow , G. Byrne G arrett, Leroy G off, Lee E. Hayes, J. D arrel Hall, James Rakes First State Bank Beebe, AR 1500 W. D eW itt H enry P.O .Box 2000 C ounty: W hite Population: 4,455 72012-1000 Telephone: 882-6406 FAX Number: 882-6892 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 742 Date: March 23,1981 Mem ber of Federal R eserve S ystem Trust D epartm ent: Yes Bank Holding Com pany First C h a rte r Bancshares, Inc., N. Little Rock, AR C hm ./Pres./CEO /T.O .: Garland Kirkpatrick Sr. Vice President: David Miller A sst. Cash: L o re tta Sansom Sr. C hm :Lyndell Lay C a sh /: Marilyn Cole Cash and balances Due From Banks:...... 2,520 Federal Funds and Repos:............................. 0 investments:............................................ 9,109 Total Loans:........................................... 12,985 Bank Premises and Fixed Assets:.............. 625 Other Real Estate:........................................ 93 Other Assets:........................................... 1,415 Total Assets:......................................... 26,747 Deposits:............................................ 23,372 Federal funds and Borrowings:.................. 0 Other Liabilities:................................... 1,065 Subordinated Debt:.................................... 0 Total Liabilities:................................... 24,437 Total Trust Assets:...................................... 63 Number of Shares Outstanding:......... 50,000 Total Equity Capital and Reserves:__ 2,310 Total Liabilities and Capital:............... 26,747 D ire c to rs : Dr. Ruth Couch, G race Crouch, W alter England, Keith Knight, Gene Holman, Garland Kirkpatrick, Lyndell Lay, David Miller 36 Arkansas State Bank Department Benton State Bank Benton, AR 146 W. South S tre e t P .O .Box 9 C ounty: Saline Population: 18,177 7 2 0 15-0009 Telephone: 778-0431 Fax Number: 778-6447 Branches in Town: 3 O ther Branches: 2 C h a rte r Number: 664 Date: Feb. 9,1 9 3 4 Trust D epartm ent: Yes Bank Holding C om pany First C om m ercial C orporation, Little Rock, AR C hm ./P resident/C E O : L a rry W hitley Sr. Vice P resident: H a rry M cC orm ick Ex. V .P./Trust O ff.: Russell Coleman Sr. Vice President: Barbara W eaver Cash and balances Due From Banks:...... 8,744 Federal Funds and Repos:....................... 3,300 Investments:........................................... 63,861 Total Loans:........................................... 81,686 Bank Premises and Fixed Assets:........... 2,394 Other Real Estate:...................................... 117 Other Assets:........................................... 1,891 Total A ssets:..........................................161,993 Deposits:........................................... 144,976 Federal funds and Borrowings:............... 638 Other Liabilities:................................... 1,147 Subordinated Debt:.................................... 0 Total Liabilities:................................. 146,761 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........ 132,000 Total Equity Capital and Reserves:... 15,232 Total Liabilities and Capital:................161,993 D ire c to rs : Mrs. W. R. A lsobrook, R oy Bishop, Calvin Brown, Russell Coleman, Edwin Henry, A. B. Holiman Jr., W. W. Jones, M. P. Lawrene, D. W. May, Gordon Spivey, D. J. Stirman, W. L Tucker, L a rry W hitley The Union Bank of Benton Benton, AR 201 M arket S tre e t P.O .Box 687 C ounty: Saline Population: 18,177 72015-0687 Telephone: 778-0411 FAX Number: 778-0411 Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 706 Date: Jan. 11,1954 Trust D epartm ent: Yes Bank Holding C om pany Union Bancshares of Benton, Inc., Benton, AR Chm./CEO: Greg B. B row n Sr. Vice P resident/O per. Off.: Debra Keen Trust O ffice r: Ray Pennington President: Bob G regory Sr. V. P./Com p. Off.: K. M. Taylor Cash and balances Due From Banks:...... 5,329 Federal Funds and Repos:....................... 1,000 Investments:........................................... 37,976 Total Loans:........................................... 40,780 Bank Premises and Fixed Assets:........... 1,550 Other Real Estate:......................................... 5 Other Assets:........................................... 1,295 Total Assets:......................................... 87,935 Deposits:............................................ 80,346 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 576 Subordinated Debt:..................................... 0 Total Liabilities:................................... 80,922 Total Trust Assets:.................................. 1,198 Number of Shares Outstanding:...... 72,940.3 Total Equity Capital and Reserves:__ 7,013 Total Liabilities and Capital:............... 87,935 D ire c to rs : Greg B. Brow n, June G. Brown, L W. Carlisle, Bob G regory, J. D. Harris, R. G. Kuerner, I. E. M cC ray, Jr., John R. Young Seventy-Seventh Report 37 Bank of Bentonville Bentonville, AR 201 N.E. A. S treet P.O .Box 1229 C ounty: Benton Population: 11,257 72712-1229 Telephone: 273-3331 Fax N um ber:271-1315 Branches in Town: 2 O ther Branches: 3 C h a rte r Number: 641 Date: Feb. 25,1931 Trust D epartm ent: Yes Bank Holding Com pany None Chm.: Jim W alton Ex. Vice President: David A. S hort Sr. Vice President: James E. Cargill Trust O ffice r: Bob O’Neal P resident/C EO : Donald E. Walker Sr. Vice President: Warren Fields Cash and balances Due From Banks:.... 14,947 Federal Funds and Repos:............................. 0 Investments:.......................................... 99,181 Total Loans:......................................... 161,207 Bank Premises and Fixed Assets:........... 2,763 Other Real Estate:...................................... 990 Other Assets:.......................................... 4,466 Total A ssets:........................................ 283,554 Deposits:.......................................... 252,031 Federal funds and Borrowings:............ 1,237 Other Liabilities:................................... 2,188 Subordinated Debt:.................................... 0 Total Liabilities:................................. 255,456 Total Trust Assets:....................................... Number of Shares Outstanding:......... 78,400 0 Total Equity Capital and Reserves:... 28,098 Total Liabilities and Capital:.............. 283,554 D ire c to rs : James Arkins, E dward Adair, Roger M cM ennamy, R obert Dobbs, M ax Burger, Kirk Dupps, Ralph Dunn, Lael Finch, George Billingsley, David Glass, Jim W alton Bank of Blevins Blevins, AR Main S treet P.O .Box 158 C ounty: Hem pstead Population: 253 71825-0158 Telephone: 874-2541 FAX Number: None Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 385 Date: Aug. 12,1912 Trust D epartm ent: No Bank Holding Com pany First National Bancshares of Hem pstead C ty, Inc., Hope, AR Chm.: Thom as E. Hays, Jr. Ex. Vice P resident/C ash: Nell Stephens P resident/C EO : Mike Stephens Cash and balances Due From Banks:......... 532 Federal Funds and Repos:.......................... 400 Investments:............................................ 6,325 Total Loans:............................................ 5,582 Bank Premises and Fixed Assets:.............. 312 Other Real Estate:......................................... 2 Other Assets:............................................. 194 Total A ssets:......................................... 13,347 Deposits:............................................ 12,143 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 79 Subordinated Debt:.................................... 0 Total Liabilities:................................... 12,222 Total Trust Assets:....................................... Number of Shares Outstanding:........... 8,050 0 Total Equity Capital and Reserves:__ 1,125 Total Liabilities and Capital:............... 13,347 D ire c to rs : Thom as E. Hays, Jr., Charles E. Sharpe, Mike Stephens, Nell Stephens 38 Arkansas State Bank Department Farmers Bank & Trust Company Blytheville, AR 400 W. Main P .O .B o x 688 C ounty: Mississippi Population: 22,906 7 2 3 16-0688 Telephone: 763-8101 FAX Number: 7 6 3-3500 Branches in Town: 3 O ther Branches: 1 C h a rte r Number: 253 Date: March 16,1908 Mem ber of Federal R eserve S ystem Trust D epartm ent: Yes Bank Holding C om pany Farmers B ancorp. Inc., Blytheville, AR P resident/C E O : Alvin Huffm an, III Vice President: Joe Churchill Trust O ffice r: Dona Holmes Ex. V.P./Cash: S teve Bell Vice President: Mike Huffm an Cash and balances Due From Banks:...... 4,384 Federal Funds and Repos:............................. 0 Investments:........................................... 44,890 Total Loans:............................................ 57,518 Bank Premises and Fixed Assets:........... 1,343 Other Real Estate:................................... 3,523 Other Assets:........................................... 2,010 Total Assets:..........................................113,668 Deposits:............................................ 98,904 Federal funds and Borrowings:............ 4,040 Other Liabilities:................................... 1,024 Subordinated Debt:.................................... 0 Total Liabilities:................................. 103,968 Total Trust Assets:................................ 13,485 Number of Shares Outstanding:......... 40,000 Total Equity Capital and Reserves:__ 9,700 Total Liabilities and Capital:..............113,668 D ire c to rs : S teve Bell, Dale Briggs, Glen C ook, Alvin H uffm an III, Paul C. Hughes, H erbert Jones, G aylon M. Law rence, Jr., R. A. P orter, Harold Sudbury Citizens Bank of Booneville Booneville, AR 80 W. Main P.O .Box 238 C ounty: Logan Population: 3,804 7 2 9 27-0238 Telephone: 6 7 5-2747 FAX Number: 675 -5 05 0 Branches in Town: 0 O ther Branches: 3 C h a rte r Number: 397 Date: April 18,1910 Trust D epartm ent: Yes Bank Holding C om pany First W estern Bancshares, Inc., Booneville, AR C hm ./Pres./CEO : Jeral L Hampton Ex. Vice President: John T. Hampton Sr. Vice President: Shirley Young Ex. Vice President: Joe Earp Sr. Vice P resident/C ash: Bill Mitchell Cash and balances Due From Banks:...... 2,372 Federal Funds and Repos:............................. 0 Investments:........................................... 33,724 Total Loans:........................................... 39,738 Bank Premises and Fixed Assets:.............. 516 Other Real Estate:........................................ 13 Other Assets:........................................... 1,879 Total A ssets:......................................... 78,242 Deposits:............................................ 70,709 Federai funds and Borrowings:............... 884 Other Liabilities:...................................... 568 Subordinated Debt:.................................... 0 Total Liabilities:................................... 72,161 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........ 100,000 Total Equity Capital and Reserves:__ 6,081 Total Liabilities and Capital:............... 78,242 D ire c to rs : Jeral L Hampton, A.B. Littlefield, John T. Hampton, Don Dunn, Rick Lippard, Billy Dale Leslie, W. C. Littlefield, R obert E. Remy Seventy-Seventh Report 39 The Bank of Bradley Bradley, AR Main S treet P.O .Box 120 C ounty: L a fa ye tte Population: 585 718 2 6 -0 1 2 0 Telephone: 8 9 4-3322 FAX Number: 894-3324 B ranches in Town: 0 O ther Branches: 0 C h a rte r Number: 653 Date: April 10,1933 Trust D epartm ent: No Bank Holding Com pany The B radley C orporation, Bradley, AR C hairm an/Pres./C EO : Lane Pierce Ex. V.P./Cash: Billie Pierce Cash and balances Due From Banks:......... 720 Federal Funds and Repos:.......................... 850 Investments:............................................ 3,698 Total Loans:............................................ 5,241 Bank Premises and Fixed Assets:.............. 293 Other Real Estate:...................................... 157 Other Assets:.............................................. 194 Total A ssets:......................................... 11,153 Deposits:............................................ 10,319 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 45 Subordinated Debt:.................................... 0 Total Liabilities:................................... 10,364 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 10,000 Total Equity Capital and Reserves:........ 789 Total Liabilities and Capital:............... 11,153 D ire c to rs : Lane Pierce, Gerald C rabtree, Randy G riffing Bank of Brinkley Brinkley, AR 130 S. New Orleans P.O .Box 727 C ounty: M onroe Population: 4,234 72021-0727 Telephone: 734-3133 FAX Number: 734-3001 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 110 Date: Jan. 17,1903 Trust D epartm ent: No Bank Holding Com pany B rinkley Bancshares.lnc., Brinkley, AR Chm./CEO: A. H. Rusher President: Gus Rusher Cash and balances Due From Banks:...... 1,979 Federal Funds and Repos:....................... 2,100 Investments:........................................... 34,502 Total Loans:............................................ 20,883 Bank Premises and Fixed Assets:.............. 594 Other Real Estate:......................................... 0 Other Assets:........................................... 1,361 Total Assets:......................................... 61,419 Deposits:............................................ 53,249 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 385 Subordinated Debt:.................................... 0 Total Liabilities:................................... 53,634 Total Equity Capital and Reserves:__ 7,785 Total Liabilities and Capital:............... 61,419 Total Trust Assets:....................................... Number of Shares Outstanding:......... 24,000 0 D ire c to rs : A. H. Rusher, Gus Rusher, J. H. Carroll, Jr., John E. Deen, Jr., S teve Fowler 40 Arkansas State Bank Department FirstBank of Arkansas Brinkley, AR 207 S. Main S treet P .O .B o x 787 C ounty: M onroe Population: 4,234 72021-0787 Telephone: 7 34-1300 FAX Number: 734-1305 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 747 Date: Jan. 25,1989 Trust D epartm ent: No Bank Holding C om pany First Bank Group, Inc., Brinkley, AR Chm.: James P. Farrell Vice President: James D. Sisk Vice P resident/O per.: Judy Brow n P resident/C E O : Harold H ardw ick Vice President: S teve Law rence Cash and balances Due From Banks:......... 524 Federal Funds and Repos:............................. 0 Investments:............................................ 8,383 Total Loans:........................................... 15,884 Bank Premises and Fixed Assets:........... 1,412 Other Real Estate:...................................... 129 Other Assets:.............................................. 533 Total Assets:......................................... 26,865 Deposits:............................................ 22,716 Federal funds and Borrowings:............ 2,100 Other Liabilities:...................................... 212 Subordinated Debt:.................................... 0 Total Liabilities:................................... 25,028 Total Trust Assets:........................................ Number of Shares Outstanding:......... 66,500 0 Total Equity Capital and Reserves:__ 1,837 Total Liabilities and Capital:............... 26,865 D ire c to rs : James P. Farrell, Harold Hardwick, Bobby Robinson, D e w e y Snowden, Fred Farrell Bank of Cabot Cabot, AR One C ity Plaza P.O .Box 1028 C ounty: Lonoke Population: 8,319 72023-1028 Telephone: 84 3-3575 FAX Number: 843-2964 Branches in Town: 2 O ther Branches: 1 C h a rte r Number: 120 Date: March 23,1 9 0 3 Trust D epartm ent: Yes Bank Holding C om pany C abot Bankshares, Inc., C abot, AR Chm.: Howell M. Thom pson Vice P resident/C ash: Joe W. Park C ontroller/D ata Proc. Mgr.: D oris W alker Trust O ffice r: Jan C. McGough President/C EO : James M. Park Vice President: William E. Williams A uditor: O leta Kinder Cash and balances Due From Banks:...... 4,887 Federal Funds and Repos:.......................... 550 Investments:........................................... 28,327 Total Loans:........................................... 59,025 Bank Premises and Fixed Assets:........... 2,044 Other Real Estate:...................................... 232 Other Assets:........................................... 1,473 Total A ssets:......................................... 96,538 Deposits:............................................ 86,898 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 730 Subordinated Debt:.................................... 0 Total Liabilities:................................... 87,628 Total Trust Assets:..................................... 540 Number of Shares Outstanding:......... 25,000 Total Equity Capital and Reserves:__ 8,910 Total Liabilities and Capital:............... 96,538 D ire c to rs : H ow ell M. Thom pson, D earl Dixon, J e rry Jones, Jack M. Lowman, M ark L Magie, James M. Park, Joe W. Park, Gerald H. Shock, S teve Tipton, William G. Thompson, William E. Williams, L a rry W ood 41 Seventy-Seventh Report Caraway Bank Caraway, AR 214 K entucky S treet P.O. B ox 39 C ounty: Craighead Population: 1,178 72419-0039 Telephone: 482-3329 FAX Number: None Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 717 Date: O ct. 29,1962 Trust D epartm ent: No Bank Holding C om pany C araw ay Bancshares.lnc., C araw ay, AR Chm./CEO: J. R. David, Jr. Ex. Vice President: Gundei M artin President: Deborah Taylor Sr. Vice President: Jean Goodm an Cash and balances Due From Banks:......... 564 Federal Funds and Repos:.......................... 250 Investments:............................................ 3,244 Total Loans:...................................... ... 4,479 Bank Premises and Fixed Assets:............... 73 Other Real Estate:.............................. 160 Other Assets:.............................................. 208 Total Assets:........................................... 8,978 Deposits:............................................. 8,272 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 64 Subordinated Debt:.................................... 0 Total Liabilities:.................................... 8,336 Total Trust Assets:............ Number of Shares Outstanding:......... 10,080 0 Total Equity Capital and Reserves:........ 642 Total Liabilities and Capital:................. 8,978 D ire c to rs : J. R. David, Lee David, Deborah Taylor, Gundei Martin, Ew art S c a rff Citizens Bank & Trust Carlisle, AR 118 N. C ourt P.O. Box 69 C ounty: Lonoke Population: 2,253 72024-0069 Telephone: 552-7571 FAX Number: 552-3636 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 628 Date: Dec. 22,1930 Trust D epartm ent: Yes Bank Holding Com pany C arlisle Bancshares, Inc., Little Rock, AR Chm./CEO: M. S. W oo d ru ff Ex. Vice President: Bill J. Shoup Vice P re sid e nt/S e cre ta ry: Vicki Mazander Trust O ffice r: Bobbie P ry o r President: Daniel C. H orton Sr. V.P./Trust Off.: M. Gaines Young, Jr. Vice P resident/C ash: Janet Pasley Cash and balances Due From Banks:...... 1,401 Federal Funds and Repos:.......................... 550 Investments:........................................... 16,031 Total Loans:............................................ 35,256 Bank Premises and Fixed Assets:.............. 171 Other Real Estate:........................................ 57 Other Assets:........................................... 1,118 Total Assets:......................................... 54,584 Deposits:............................................ 47,446 Federal funds and Borrowings:............... 842 Other Liabilities:...................................... 461 Subordinated Debt:.................................... 0 Total Liabilities:................................... 48,749 Total Trust Assets:................................. 7,991 Number of Shares Outstanding:......... 39,000 Total Equity Capital and Reserves:__ 5,835 Total Liabilities and Capital:............... 54,584 D ire c to rs : M. S. W oo d ru ff, Daniel C. H orton, Bill J. Shoup, M. Gaines Young, Jr., C harles Hunt, J. F. Gartm an, G arland C azer, Randall Snider, Charles O wen 42 Arkansas State Bank Department Bank of Cave City Cave City, AR 110 Main S treet P.O .Box 490 C ounty: Sharp Population: 1,503 7 2 5 21-0490 Telephone: 283-5301 FAX Number: 283-6466 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 209 Date: July 2,1906 Trust D epartm ent: Yes Bank Holding C om pany Sharp B ancshares, Inc., C ave C ity, AR C hm ./Pres./C E O /T.O .: Eugene S treet Sr. V.P./Cash: C lifton C rabtree Ex. Vice President: James M. S tre e t Cash and balances Due From Banks:......... 774 Federal Funds and Repos:....................... 3,795 Investments:............................................ 7,506 Total Loans'............................................ 17,853 Bank Premises and Fixed Assets:.............. 237 Other Real Estate:...................................... 288 Other Assets:.............................................. 481 Total A ssets:......................................... 30,934 Deposits:............................................ 27,924 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 273 Subordinated Debt:..................................... 0 Total Liabilities:................................... 28,197 Total Trust Assets:.................................. 1,633 Number of Shares Outstanding:........... 4,000 Total Equity Capital and Reserves:.__ 2,737 Total Liabilities and Capital:............... 30,934 D ire c to rs : Eugene S treet, James M. S treet, C lifton C rabtree, James E. Street, Samuel F. Beller American State Bank Charleston, AR 400 East Main S treet P.O .Box 128 C ounty: Franklin Population: 2,128 72933-0128 Telephone: 965-2201 FAX Number: 965-2205 Branches in Town: 0 O ther Branches: 3 C h a rte r Number: 314 Date: June 2 9,1910 Trust D epartm ent: Yes Bank Holding C om pany A m erican B ancshares of A rkansas, Inc., C harleston, AR Chm./CEO: Joe S. H iatt P res./C ash/T.O .: Michael F. Flynn Cash and balances Due From Banks:...... 1,539 Federal Funds and Repos:....................... 4,240 Investments:........................................... 23,626 Total Loans:............................................ 25,091 Bank Premises and Fixed Assets:.............. 546 Other Real Estate:...................................... 110 Other Assets:........................................... 4,391 Total Assets:......................................... 59,543 Deposits:............................................ 52,426 Federal funds and Borrowings:............ 1,708 Other Liabilities:...................................... 508 Subordinated Debt:.................................... 0 Total Liabilities:................................... 54,642 Total Trust Assets:..................................... 614 Number of Shares Outstanding:......... 12,000 Total Equity Capital and Reserves:.__ 4,901 Total Liabilities and Capital:............... 59,543 D ire c to rs : Joe Hiatt, Mike Flynn, Sherman Hiatt, John McDonald, Joe Larkin, Joe M edlock 43 Seventy-Seventh Report The Merchants & Planters Bank Clarendon, AR 297 Madison P.O .Box 280 C ounty: Monroe Population: 2,072 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 21 Date: July 2 3,1890 7 2 029-0280 Telephone: 747-3319 FAX Number: 747-3498 Trust D epartm ent: No Bank Holding C om pany C larendon Holding Co., Clarendon, AR Chm.: James B. Sharp Vice P resident/C ash: Estelle C a tle tt President/C EO : J. P e rry Lee A sst. Vice President: B e tty Simpson Cash and balances Due From Banks:......... 696 Federal Funds and Repos:............................. 0 Investments:........................................... 16,881 Total Loans:............................................ 4,579 Bank Premises and Fixed Assets:.............. 270 Other Real Estate:........................................ 15 Other Assets:........................................... . 303 Total Assets:......................................... 22,744 Deposits:............................................ 19,892 Federal funds and Borrowings:............... 655 Other Liabilities:...................................... 181 Subordinated Debt:.................................... 0 Total Liabilities:................................... 20,728 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 6,000 Total Equity Capital and Reserves:__ 2,016 Total Liabilities and Capital:............... 22,744 D ire c to rs : James B. Sharp, J. P e rry Lee. Rheta G riffith, Donald A. Davis, B. J. Hopson Arkansas State Bank Clarksville, AR Cravens & Sevier P.O. Box 100 C ounty: Johnson Population: 5,833 72830-0100 Telephone: 754-6325 FAX Number: 754-7398 Branches in Town: 1 O ther Branches: 3 C h a rte r Number: 722 Date: March 8, 1967 Trust D epartm ent: No Bank Holding Com pany W e s t-A rk Bancshares, Inc., Clarksville, AR Chm ./Pres./CEO: C. W. Kelly Sr. V.P./Controller: Cam eron D. McKeel Vice President: Denton Tumbleson Ex. Vice President: Bill Landrum Vice P resident/C ash: B e tty Callahan Cash and balances Due From Banks:...... 2,692 Federal Funds and Repos:.......................... 125 Investments:.......................................... 39,805 Total Loans:............................................ 33,831 Bank Premises and Fixed Assets:.............. 887 Other Real Estate:...................................... 106 Other Assets:........................................... 1,553 Total Assets:......................................... 78,999 Deposits:............................................ 72,478 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 608 Subordinated Debt:.................................... 0 Total Liabilities:................................... 73,086 Total Equity Capital and Reserves:__ 5,913 Total Liabilities and Capital:............... 78,999 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 15,000 D ire c to rs : Sidney L Brain, Jim W. Dickerson, James R. Ford, C. W. Kelly, R. Keith Lewis, David S. Purtle, Ned Ray Purtle, Guy P. Shrigley, Harold W hitson, Dannie Wilkins 44 Arkansas State Bank Department Farmers Bank and Trust Company Clarksville, AR 214 Main S treet P .O .B ox 288 C ounty: Johnson Population: 5,833 72830-0288 Telephone: 7 5 4-2020 FAX Number: 7 54-3492 Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 737 Date: July 6 ,1978 Trust D epartm ent: Yes Bank Holding C om pany Farm ers Investm ent C orporation, Little Rock, AR Chm.: Jam es C. East President: E. Lee W hite Vice President: M ary Lou W arren Trust O ffice r: Cindy H erron CEO: Joe A. W oodson Sr. Vice President: Ronald R. Collins Vice P resident/C ash: Nina Mason Cash and balances Due From Banks:...... 2,695 Federal Funds and Repos:....................... 1.600 Investments:........................................... 26,956 Total Loans:........................................... 32,265 Bank Premises and Fixed Assets:.............. 698 Other Real Estate:................................... 2,087 Other Assets:........................................... 1,055 Total Assets:......................................... 67,356 Deposits:............................................ 61,352 Federal funds and Borrowings:.................. 5 Other Liabilities:...................................... 641 Subordinated Debt:.................................... 0 Total Liabilities:................................... 61,998 Total Trust Assets:..................................... 848 Number of Shares Outstanding:........... 5,495 Total Equity Capital and Reserves:__ 5,358 Total Liabilities and Capital:............... 67,356 D ire c to rs : James C. East, J. E. Lewis, R obert C. Magee, S teven Morgan, D ayne Phillips, Bill J. P orter, Ted Riley, J. T. W hite, Ernest Lee White, Joe A. W oodson Clinton State Bank Clinton, AR 202 S. C o u rt P.O .Box 57 C ounty: Van Buren Population: 2,213 72031-0057 Telephone: 745-2441 FAX Number: None Branches in Town: 2 O ther Branches: 2 C h a rte r Number: 695 Date: Oct. 16,1946 Trust D epartm ent: Yes Bank Holding Com pany Clinton Bancshares, Inc., Little Rock, AR Chm./CEO: C harles W. Sharp Ex. Vice P resident: Thom as J. McKnight President: Dois G. “D y k e ” Johnson Trust O ffice r: R obert Barnum Cash and balances Due From Banks:...... 3,215 Federal Funds and Repos:....................... 1,700 Investments:........................................... 26,830 Total Loans:........................... .............. 32,618 Bank Premises and Fixed Assets:.............. 619 Other Real Estate:...................................... 107 Other Assets:.............................................. 879 Total A ssets:......................................... 65,968 Deposits:............................................ 60,364 Federal funds and Borrowings:............... 707 Other Liabilities:...................................... 356 Subordinated Debt:.................................... 0 Total Liabilities:................................... 61,427 Total Trust Assets:...................................... 34 Number of Shares Outstanding:........... 4,000 Total Equity Capital and Reserves:__ 4,541 Total Liabilities and Capital:............... 65,968 D ire c to rs : John L Johnson, C harles W. Sharp, Paul L Bone, Joe E. Lee, Jay W. Jackson, R oy Lefler Seventy-Seventh Report 45 Corning Bank Corning, AR 501 W. Second P.O. B ox 439 C ounty: Clay Population: 3,323 72422-0439 Telephone: 857-3592 FAX Number: 857-3309 Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 745 Date: June 15,1984 Trust D epartm ent: No Bank Holding Com pany First Paragouid Bankshares, Inc., Paragould, AR Chm.: L a rry B rew er Vice Chairman: Kelly W right Vice President: Bob Lo c k w o o d C ontroller: Lila S hockley P resident/C EO : Donis Simpson Vice President: William Allen Vice President: Louise Coleman A uditor/C om p. Off.: Veda Esmon Cash and balances Due From Banks:___ 1,946 Federal Funds and Repos:............................. 0 investments:........................................... 17,487 Total Loans:...... 33,194 Bank Premises and Fixed Assets:.............. 620 Other Real Estate:....................................... 46 Other Assets:.......................................... 1,636 Total A ssets:..................... 54,929 Deposits:......... 44,381 Federal funds and Borrowings:............ 4,950 Other Liabilities:...................................... 537 Subordinated Debt:.................................... 0 Total Liabilities:................................... 49,868 Total Trust Assets:....................................... Number of Shares Outstanding:_____ 10.000 0 Total Equity Capital and Reserves:__ 5,061 Total Liabilities and Capital:............... 54,929 D ire c to rs : L a rry B rew er, Kelly W right, William Brew er, J. C. Cothreri, George A. Haynes, Roy McSpadden, J. T. M eriw ether, Frank J. Schreit, Jr., Donis Simpson, Charles E. Williamson First State Bank Crossett, AR 123 Main P.O. B ox 638 C ounty: Ashley Population: 6,282 71635-0638 Telephone: 364-5131 FAX Number: None Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 718 Date: May 13,1963 Trust D epartm ent: No Bank Holding Com pany Evergreen Bancshares, Inc., C ro sse tt, AR Chm.: Richard E. G riffin Adm. O fficer: Jeanie P arker A sst. Cash: Erma Walker P resident/C EO : Jimmy V. Fincher Cash: C h e ryl Goodwin Cash and balances Due From Banks:.. 1,462 Federal Funds and Repos ..................... 800 Investments:............................................ 3,586 Total Loans:.......................................... 13,666 Bank Premises and Fixed Assets:.............. 438 Other Real Estate:......................................... 8 Other Assets:........................... 541 Totai Assets:......................................... 20,501 Deposits:............................................ 18,644 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 109 Subordinated Debt:.................................... 0 Total Liabilities:................................... 18,753 Total Trust Assets:....................................... Number of Shares Outstanding:........ 100,000 0 Totai Equity Capital and Reserves:__ 1,748 Total Liabilities and Capital:............... 20,501 D ire c to rs : Richard E. Griffin, C. E. Ripley, Bill Barnett, Jimmy V. Fincher, Don Rodgers, M arolyn U oyd, Mike McDaniels, James Nolley 46 Arkansas State Bank Department Danville State Bank D a n v ille , A R 901 Main P.O. Box 609 C ounty: Yell Population: 1,585 72833-0609 Telephone: 495-2236 FAX Number: 4 9 5-7765 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 615 Date: O ct. 3 ,1 9 3 0 Trust D epartm ent: No Bank Holding Com pany C ham bers Bancshares, Inc., Danville, AR C hm ./Pres./CEO : John Ed Chambers, III Vice P resident/C ash: Odean Parker Sr. Vice President: E dward J. Taylor Cash and balances Due From Banks:...... 3,247 Federal Funds and Repos:.......................... 100 Investments:........................................... 26,660 Total Loans:............................................ 57,708 Bank Premises and Fixed Assets:.............. 531 Other Real Estate:...................................... 176 Other Assets:........................................... 1,725 Total A ssets:......................................... 90,147 Deposits:............................................ 78,448 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 846 Subordinated Debt:.................................... 0 Total Liabilities:................................... 79,294 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 10,000 Total Equity Capital and Reserves:... 10,853 Total Liabilities and Capital:............... 90,147 D ire c to rs : John Ed C ham bers III, E dw ard J. Taylor, U o y d R. George, Fay Mathis, C harles Sloan Arkansas Valley Bank D a rd a n e lle , A R 101 South Front S treet P.O. B ox 330 C ounty: Yell Population: 3,722 72834-0330 Telephone: 229-2151 FAX Number: 229-4598 Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 714 Date: Aug. 29,1961 Trust D epartm ent: No Bank Holding Com pany B a n ksto ck Two, Inc., Ozark, AR Chm.: C arl G. Holt President: L a rry M. Dicks Cash: D o rth y Geibe P resident/C E O : George G. Gleason, II Vice President/O per.: Judy Elliott Cash and balances Due From Banks:...... 1,319 Federal Funds and Repos:....................... 1.325 Investments:............................................ 8,972 Total Loans:........................................... 21,376 Bank Premises and Fixed Assets:.............. 407 Other Real Estate:................................... 1,105 Other Assets:.............................................. 573 Total A ssets:......................................... 35,077 Deposits:............................................ 29,194 Federal funds and Borrowings:............ 2,517 Other Liabilities:...................................... 319 Subordinated Debt:..................................... 0 Total Liabilities:................................... 32,030 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 78,329 Total Equity Capital and Reserves:__ 3,047 Total Liabilities and Capital:............... 35,077 D ire c to rs : C arl G. Holt, L a rry M. Dicks, Gilroy S. Cornwell, M ark D. Ross, Linda D. Gleason, G eorge G. Gleason II, R osem ary D. Holt, Gene D. Ring, Rennae Sims, William S. T hornsberry, Frank Law rence, Jr. 47 Seventy-Seventh Report Bank of Dardanelle Dardanelle, AR 102 N. Front S treet P.O .Box 577 C ounty: Yell Population: 3,722 72834-0577 Telephone: 229-3311 FAX Number: 229-4180 Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 668 Date: Sep. 12,1934 Trust D epartm ent: No Bank Holding C om pany Bank of Dardanelle Bankshares, Inc., Dardanelle, AR C hm ./President/C EO : H. M. Orsburn Vice President: Ronald L Taylor Vice President: V. E. Lam bert Cash: Janelle Parker Cash and balances Due From Banks: .. 1.386 Federal Funds and Repos:....................... 3.245 Investments:.. ............ 36.175 Total Loans:................................... .21,731 Bank Premises and Fixed Assets'. 541 Other Real Estate:...................................... 42 Other Assets:................................. 805 Total Assets:................................ 63.925 Deposits:............................................ 56,519 Federal funds and Borrowings:.................. 0 Other Liabilities:.............................. 562 Subordinated Debt:.................................... 0 Total Liabilities:................................... 57,081 Total Trust Assets: Number of Shares Outstanding:........... 8,000 Total Equity Capital and Reserves:__ 6,844 Total Liabilities and Capital:............... 63,925 D ire c to rs : H. M. Orsburn. James Wallis. Evelyn Jones, Noel VanDover, Fanny George, Tom Berryhill Decatur State Bank Decatur, AR Hwy. 59 N. P.O .Box 38 C ounty: Benton Population: 918 72722-0038 Telephone: 752-3281 FAX Number: None Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 707 Date: May 27,1954 Trust D epartm ent: No Bank Holding Com pany D ecatur Bancshares, Inc., D ecatur Chm.: U o yd Peterson Vice P resident/C ash: Wanda Torm ey Vice President: Bill M ontgom ery President/C EO : Vernon L Austin Vice President: Paul G alyean Cash and balances Due From Banks: . .. 2,175 Federal Funds and Repos:....................... 5,800 investments:............................................ 3,530 Total Loans:.......................................... 34,510 Bank Premises and Fixed Assets:............. 918 Other Real Estate:......................................... 0 Other Assets:............................................. 429 Total Assets: ......................................... 47,362 Deposits:............................................ 40,341 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 222 Subordinated Debt:.................................... 0 Total Liabilities:................................... 40,563 Total Trust Assets:....................................... Number of Shares Outstanding:.......... 7,000 0 Total Equity Capital and Reserves:__ 6,799 Total Liabilities and Capital:............... 47,362 D ire c to rs : U o yd Peterson, D orothy M. Peterson, Richard E. Wilmoth, L a rry D. Curran, L V ictor Evans, Paul Galyean, Vernon Austin 48 Arkansas State Bank Department Bank of Delight Delight, AR P.O. Box 68 C ounty: Pike Population: 311 71940-0068 Telephone: 37 9 -2 2 9 3 FAX Number: 37 9-2295 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 342 Date: June 16,1911 Trust D epartm ent: No Bank Holding C om pany None Chm.: C larence A n th o n y Ex. Vice President: D arw in Hendrix Vice President: L a rry May P resident/C E O : Olen H endrix Sr. Vice President: Gus W ingfield Vice P resident/C ash: Jan Mitchell Cash and balances Due From Banks:......... 620 Federal Funds and Repos:....................... 1,250 Investments:........................................... 15,745 Total Loans:........................................... 10,456 Bank Premises and Fixed Assets:.............. 138 Other Real Estate:......................................... 0 Other Assets:.............................................. 540 Total Assets:......................................... 28,749 Deposits:............................................ 24,761 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 301 Subordinated Debt:.................................... 0 Total Liabilities:................................... 25,062 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 18,750 Total Equity Capital and Reserves:__ 3,687 Total Liabilities and Capital:............... 28,749 D ire c to rs : C larence A nth o n y, Olen H endrix, D arwin H endrix, Buford H endrix, Cecil E. Johnson III, Gus Wingfield, L a rry May First State Bank of DeQueen DeQueen, AR Third & H e yn e cker P.O .Box 970 C ounty: Sevier Population: 4,633 718 3 2 -0 9 7 0 Telephone: 64 2 -4 4 2 3 FAX Number: None Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 731 Date: Aug. 26,1974 Trust D epartm ent: No Bank Holding C om pany None Chm.: Lou Gray Ex. Vice President: Lynn C haney Cash: B arbara K itchens P resident/C E O : A rt Melson Sr. Vice President: Keith Melson Cash and balances Due From Banks:...... 1,274 Federal Funds and Repos:.......................... 500 Investments:............................................ 9,855 Total Loans:........................................... 13,466 Bank Premises and Fixed Assets:.............. 305 Other Real Estate:........................................ 71 Other Assets:.............................................. 418 Total A ssets:......................................... 25,889 Deposits:............................................ 23,176 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 201 Subordinated Debt:..................................... 0 Total Liabilities:................................... 23,377 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 76,000 Total Equity Capital and Reserves:__ 2,512 Total Liabilities and Capital:............... 25,889 D ire c to rs : G a ry Bell, Tim B rotherton, Lou Gray, R. S. Harris, A rt Melson, Ron Moore, Ed Reveis, Dennis Smiley, Don Stem ple 49 Seventy-Seventh Report Dermott State Bank Dermott, AR 108 S peedway East P.O .Box C C ounty: Chicot Population: 4,715 71638-0803 Telephone: 538-3266 FAX Number: 538-5468 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 672 Date: July 8,1935 Trust D epartm ent: Yes Bank Holding Com pany DSB Bancshares, Inc., D erm ott, AR Chm.: John B a x te r Vice President/O per.: C athy Lay A sst. V.P./Data Process.: Virginia Magness Compliance Off.: Venecia Thom as P resident/C EO : Greg Miller Vice P resident/Loans: M argaret Murphy Cash: Barbara Hicks Cash and balances Due From Banks:......... 354 Federal Funds and Repos:.......................... 375 Investments:......................................... 12,756 Total Loans:.............................................. 2,750 Bank Premises and Fixed Assets:............ 285 Other Real Estate:....................................... 12 Other Assets:.............................................. 337 Total A ssets:......................................... 16.869 Deposits:............................................ 14,229 Federal funds and Borrowings:................. 66 Other Liabilities:...................................... 229 Subordinated Debt:.................................... 0 Total Liabilities:................................... 14,524 107 Number of Shares Outstanding:......... 18,000 Total Trust Assets:...... Total Equity Capital and Reserves:.. .. 2,345 Total Liabilities and Capital:............... 16,869 D ire c to rs : John B a xte r, Greg Miller, W. A. B axter, John J. B a xte r, Frank Henry, Clarence H orton, James Suitt, Law erence Levi, Bernard Levi, John M. Arnn First State Bank of Dermott Dermott, AR Freeman & Peddicord P.O. D raw er O C ounty: C hicot Population: 4,715 71638-0815 Telephone: 538-3221 FAX Number: 538-3787 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 732 Date: Oct. 15,1976 Trust D epartm ent: No Bank Holding Com pany First D elta Financial Corp., D erm ott, AR Chm.: H. W. Thom as Ex. Vice President: M ary K. Tucker President/C EO : Tom H. Grumbles Cash: B e tty M orse Casn and balances Due From Banks:...... 1,398 Federal Funds and Repos:....................... 1,150 investments:.. . ................................... 8,117 Total Loans:........................................... 10,246 Bank Premises and Fixed Assets:.............. 343 Other Real Estate:....................................... 38 Other Assets:.............................................. 656 Total A ssets:......................................... 21,948 Deposits:............................................ 19,267 Federal funds and Borrowings:............... 200 Other Liabilities:........................... 228 Subordinated Debt:............................... 0 Total Liabilities:................... 19,695 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 15,000 Total Equity Capital and Reserves:__ 2,253 Total Liabilities and Capital:............... 21,948 D ire c to rs : R. H. Dennington, R obert B. Gibson, Daniel C. H orton, Don C. S cott, H. W. Thomas, Tom H. Grumbles, M ary K. Tucker 50 Arkansas State Bank Department Farmers & Merchants Bank Des Arc, AR 110S. Third S treet P.O .Box 369 C ounty: Prairie Population: 2,001 7 2 040-0369 Telephone: 256-4191 FAX Number: 256-4582 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 84 Date: Jan. 2 0,1902 Trust D epartm ent: Yes Bank Holding C om pany S e cu rity Bancshares, Inc., Des A rc, AR Chm.: H enry Nichols P resident/C E O /T.O : Sherod S. W hite Cash and balances Due From Banks:...... 1,234 Federal Funds and Repos:....................... 1,670 Investments:........................................... 20,066 Total Loans:........................................... 13,650 Bank Premises and Fixed Assets:.............. 342 Other Real Estate:......................................... 0 Other Assets:.............................................. 741 Total A ssets:......................................... 37,703 Deposits:............................................ 27,883 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 274 Subordinated Debt:..................................... 0 Total Liabilities:................................... 28,157 Total Trust Assets:................................ 10,278 Number of Shares Outstanding:......... 78,819 Total Equity Capital and Reserves:__ 9,546 Total Liabilities and Capital:............... 37,703 D ire c to rs : V. O. Calhoun, Jr., G eorge Ford, Donald Guess, R. L M orton, G. P. Mullen, H. L Nichols, L A. Richmond, James T hom ason, S. S. W hite DeWitt Bank & Trust Company DeWitt, AR S econd and Jefferso n S tre e ts P.O. D raw er 71 72042-0071 C ounty: A rka n sa s Telephone: 946-3531 Population: 3,553 FAX Number: 9 4 6-2815 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 605 Date: M arch 1,1929 Trust D epartm ent: Yes Bank Holding C om pany DBT Financial C orporation, DeW itt, AR Chm.: Elmer A. Ferguson Vice Chm.: Julian Brow n V.P./Mktg. O ff.: N ancy F. Rasco Trust O ffice r: Dean Bell P resident/C E O : G a ry Hudson Ex. Vice President: Phil S tark Loan O ff./A u d ito r: T e rry L McCutlars Cash and balances Due From Banks:...... 2,174 Federal Funds and Repos:....................... 1,325 Investments:........................................... 35,671 Total Loans:........................................... 34,149 Bank Premises and Fixed Assets:.............. 481 Other Real Estate:........................................ 62 Other Assets:........................................... 1,873 Total Assets:......................................... 75,735 Deposits:............................................ 61,996 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 561 Subordinated Debt:.................................... 0 Total Liabilities:................................... 62,557 Total Trust Assets:................................ 19,664 Number of Shares Outstanding:......... 40,959 Total Equity Capital and Reserves:... 13,178 Total Liabilities and Capital:............... 75,735 D ire c to rs : W. H. B otts, Julian Brown, E. E. Denman, Ray D. Dickson, Elmer A. Ferguson, A lton R. Hampton, W ayne Hampton, G ary Hudson, C harles E. Lumsden, C harles W. Rasco III, N ancy F. R asco, Jack W hitm ore Seventy-Seventh Report 51 Dumas State Bank Dumas, AR H w y. 65 & 54 P.O .Box 700 C ounty: Desha Population: 5,520 71639-0700 Telephone: 382-4204 FAX Number: 382-2084 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 729 Date: Jan. 11,1974 Trust D epartm ent: Yes Bank Holding Com pany Dumas Bancshares, Inc., Dumas, AR C hm ./Pres./CEO /T.O .: James R. Hall Vice P resident/C ash: Anita Grimes Ex. V.P./Sec.: Dennis H. Ferguson Loan Off.: William E. C ox Cash and balances Due From Banks:......... 724 Federal Funds and Repos:....................... 3,220 Investments:............... 5,555 Total Loans:........................................... 14,652 Bank Premises and Fixed Assets:.............. 416 Other Real Estate:......................................... 0 Other Assets:.............................................. 484 Total Assets:......................................... 25,051 Deposits:............................................ 22,580 Federal funds and Borrowings:.................. 4 Other Liabilities:...................................... 163 Subordinated Debt:.................................... 0 Total Liabilities:................................... 22,747 Total Trust Assets:.................................... 504 Number of Shares Outstanding:......... 30,000 Total Equity Capital and Reserves:__ 2,304 Total Liabilities and Capital:............... 25,051 D ire c to rs : James R. Hall, Merle F. Peterson, A. O. French, William A. W est, H ow ard R. Harris, Herman Vickers, D orothy Moore, William F. Teeter Merchants & Farmers Bank Dumas, AR 130 W. W aterman S treet P.O .Box 187 C ounty: Desha Population: 5,520 71639-0187 Telephone: 382-4311 FAX Number: 382-5901 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 278 Date: May 10,1909 Trust D epartm ent: Yes Bank Holding Com pany M & F Financial C orporation, Dumas, AR Chm./CEO: Loral M. A d c o c k Ex. V.P./Cash: David J. G a rre tt President: J. Michael Jones V.P./Trust Off.: Brian L Payne Cash and balances Due From Banks:...... 3,201 Federal Funds and Repos:....................... 5,400 Investments:................... 9,355 Total Loans:............................................ 34,755 Bank Premises and Fixed Assets:.............. 765 Other Real Estate:........................ 144 Other Assets:........................................... 1,094 Total Assets:......................................... 54,714 Deposits:............................................ 47,549 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 270 Subordinated Debt:.................................... 0 Total Liabilities:................................... 47,819 Total Trust Assets:................................ 12,095 Number of Shares Outstanding:......... 40,000 Total Equity Capital and Reserves:__ 6,895 Total Liabilities and Capital:............... 54,714 D ire c to rs : Loral M. A d co ck, J. Michael Jones, J. E. Alimon, C harles H. Dante, Marion S. Gill, A shton A dcock, Claud T. Frank, Thom as F. Shea, C lifton L Meador, Harold L Jones, David Walt 52 Arkansas State Bank Department First Southern Bank Earle, AR 801 C om m erce S tree t P.O .Box 248 C ounty: C rittenden Population: 3,393 72331-0248 Telephone: 792-8613 FAX Number: 7 3 5-8860 Branches in Town: 0 O ther Branches: 2 C h a rte r Number: 696 Date: April 24,1947 Trust D epartm ent: Yes Bank Holding C om pany Earle Bankshares, Inc., Earle, AR Chm.: W. P. M orrison Ex. Vice President: C hris Lehman A sst. Vice President: Billy Russell P resident/C E O : John E. G regson Sr. Vice President: M ary E. Davis Cash and balances Due From Banks:...... 1,356 Federal Funds and Repos:....................... 4,100 Investments:............................................ 6,350 Total Loans-.............................................21,360 Bank Premises and Fixed Assets:........... 1,157 Other Real Estate:......................................... 0 Other Assets:.............................................. 486 Total A ssets:......................................... 34,809 Deposits:............................................ 28,768 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 323 Subordinated Debt:.................................... 0 Total Liabilities:................................... 29,091 Total Trust Assets:........................................ Number of Shares Outstanding:........ 100,000 0 Total Equity Capital and Reserves:__ 5,718 Total Liabilities and Capital:............... 34,809 D ire c to rs : Joe M orrison, John M orrison, W. P. M orrison, Price M orrison, Jimmy Taylor, David Wallace, C hris Lehman, John Gregson The Delta State Bank Elaine, AR 128 Main S treet P.O. B ox 595 C ounty: Phillips Population: 846 7 2 333-0595 Telephone: 82 7 -3 3 9 7 FAX Number: None Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 697 Date: Dec. 30,1947 Trust D epartm ent: No Bank Holding C om pany None P resident/C E O : M ary Louise D em oret Fiser Cash and balances Due From Banks:...... 1,142 Federal Funds and Repos:.......................... 300 Investments:............................................... 489 Total Loans:............................................... 313 Bank Premises and Fixed Assets:................. 0 Other Real Estate:......................................... 0 Other Assets:............................................... 16 Total A ssets:........................................... 2,260 Deposits:.............................................. 1,114 Federal funds and Borrowings:.................. 0 Other Liabilities:......................................... 0 Subordinated Debt:.................................... 0 Total Liabilities:.................................... 1,114 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 1,600 Total Equity Capital and Reserves:__ 1,146 Total Liabilities and Capital:................. 2,260 D ire c to rs : M ary Louise D em oret Fiser, Lam ar M arks, Esley E. Johnson, Sr., V. P oindexter Fiser 53 Seventy-Seventh Report The Exchange Bank and Trust Co El Dorado, AR 214 N. W ashington P. O. B ox 641 C ounty: Union Population: 23,146 71731-0641 Telephone: 862-6683 FAX Number: 862-6688 Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 658 Date: Aug. 12,1933 Trust D epartm ent: Yes Bank Holding Com pany Exchange Bancshares, Inc., El Dorado, AR Chm.: R obert P. Taylor Ex. Vice President: S teve L e ve re tte Sr. V.P ./Controller: John Sinclair President/C EO : H. Glenn Rambin Sr. Vice President: C arolyn Beavers Sr. V.P./Trust Off.: R. Douglas W right Cash and balances Due From Banks:...... 5,374 Federal Funds and Repos:....................... 4,250 Investments:........................................... 42,915 Total Loans:........................................... 43,639 Bank Premises and Fixed Assets:........... 1,763 Other Real Estate:...................................... 214 Other Assets:........................................... 2,997 Total Assets:......................................... 101,152 Deposits:............................................ 86,779 Federal funds and Borrowings:............ 2,347 Other Liabilities:................................... 1,069 Subordinated Debt:.................................... 0 Total Liabilities:................................... 90,195 Total Trust Assets:................................ 22,884 Number of Shares Outstanding:......... 40,000 Total Equity Capital and Reserves:... 10,957 Total Liabilities and Capital:.............. 101,152 D ire c to rs : James W. Garison, H. Glenn Rambin, George R. H aefner, B. G. McGuire, Bob Shephard, E dw ard Hurley, James M. Sheppard, D. R. James, John L Solomon, Rodney R. Landes, R obert P. Taylor, John R. M eadow s, John R. Williamson, Je rry Young Bank of Elkins Elkins, AR 348 N orth C enter P.O .Box 333 C ounty: W ashington Population: 692 72727-0333 Telephone: 643-2131 FAX Number: 643-2651 Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 377 Date: June 1,1912 Trust D epartm ent: No Bank Holding Com pany C om m unity Investm ent, Inc., Elkins, AR Chm./CEO: Joel L Bunch Vice President: Sarah L Bunch Cash: Shirley J. B o yd President: Jo y c e R. Bunch Vice President: Randall D. H opper A sst. Cashier: Margie R. Eaton Cash and balances Due From Banks:......... 678 Federal Funds and Repos:.......................... 475 Investments:............................................ 8,836 Total Loans:............................................ 19,612 Bank Premises and Fixed Assets:.............. 830 Other Real Estate:........................................ 15 Other Assets:.............................................. 427 Total Assets:......................................... 30,873 Deposits:............................................ 27,864 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 175 Subordinated Debt:.................................... 0 Total Liabilities:................................... 28,039 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 10,000 Total Equity Capital and Reserves:__ 2,834 Total Liabilities and Capital:............... 30,873 D ire c to rs : Joel L Bunch, J o y c e R. Bunch, Sarah L Bunch, David R. Malone, Miller Wil liams 54 Arkansas State Bank Department Bank of England England, AR 123 S. Main S tre e t P.O. B ox 70 C ounty: Lonoke Population: 3,351 7 2 0 46-0070 Telephone: 8 4 2-2555 FAX Number: 842-2422 Branches in Town: 0 O th e r Branches: 0 C h a rte r Number: 48 Date: Feb. 23 ,1 8 9 8 Trust D epartm ent: No Bank Holding C om pany None C hm ./Pres./CEO : G a ry C anada Vice President: B obby M on tg o m e ry Vice President: O tha Frizzell Cash and balances Due From Banks:...... 1,082 Federal Funds and Repos:............................. 0 Investments:............................................ 4,144 Total Loans'..............................................21,204 Bank Premises and Fixed Assets:.............. 394 Other Real Estate:......................................... 0 Other Assets:.............................................. 577 Total A ssets:......................................... 27,401 Deposits:............................................ 23,814 Federal funds and Borrowings:............... 713 Other Liabilities:...................................... 145 Subordinated Debt:..................................... 0 Total Liabilities:................................... 24,672 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 10,000 Total Equity Capital and Reserves:.__ 2,729 Total Liabilities and Capital:............... 27,401 D ire c to rs : G ary Canada, Hanna Canada, O tha Frizzell, Thom as Murchison, Sr. First Commercial Bank of Lonoke County England, AR 100 S. Allis P .O .B o x 190 C ounty: Lonoke Population: 3,351 7 2 0 46-0190 Telephone: 842-2541 FAX Number: 842-2365 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 633 Date: Jan. 14,1931 Trust D epartm ent: No Bank Holding C om pany First C om m ercial C orporation, Little Rock, AR C hm ./Pres./CEO : K aye L Hall Vice President: E dw ard C a rlto n Vice President: S teve L C lark Cash and balances Due From Banks:...... 2,241 Federal Funds and Repos:....................... 1,895 Investments:............................................ 9,755 Total Loans:........................................... 22,515 Bank Premises and Fixed Assets:.............. 405 Other Real Estate:...................................... 227 Other Assets:.............................................. 697 Total A ssets:......................................... 37,735 Deposits:............................................ 34,331 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 191 Subordinated Debt:.................................... 0 Total Liabilities:................................... 34,522 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 9,600 Total Equity Capital and Reserves:__ 3,213 Total Liabilities and Capital:............... 37,735 D ire c to rs : W. F. Foster, K aye L Hall, D. C. M orey, John Gann, Ed Henry, D. B. Morgan Jr. Seventy-Seventh Report 55 The Eudora Bank Eudora, AR 111 N. Main S treet P.O.Box 270 C ounty: Chicot Population: 3,155 71640-0270 Telephone: 355-8311 FAX Number: None Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 629 Date: Dec. 23.1930 Trust D epartm ent: No Bank Holding Com pany Delta Bancshares, Inc., Eudora, AR Chm.: W .K. Grubbs Vice Chm.: C harles F. Poole President/C EO : Gene Keith Vice President: Claudene Stephens Cash and balances Due From Banks:. . .. .. . 703 Federal Funds and Repos:............................. 0 Investments:........................................... 13,095 Total Loans:.............................................. 8,750 Bank Premises and Fixed Assets:........... . 665 Other Real Estate:........................................ 96 Other Assets:...... 384 Total Assets:......................................... 23,693 Deposits:............................................ 19,920 Federal funds and Borrowings:............... 700 Other Liabilities:...................................... 160 Subordinated Debt:.................................... 0 Total Liabilities:................................... 20,780 Total Trust A ssets:........................................ 0 Number of Shares Outstanding:......... 14,000 Total Equity Capital and Reserves:__ 2,913 Total Liabilities and Capital:............... 23,693 D ire c to rs : R obert D. A very, W. K. Grubbs, Gene Keith, Alvin M eyer, Jr., Roger Hensley, Charles Poole, W. R. Selman, Fred A. W oodall Bank of Eureka Springs Eureka Springs, AR 70 S. Main P.O .Box 309 C ounty: Carroll Population: 1,900 72632-0309 Telephone: 253-8241 FAX Number: 253-6947 Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 374 Date: May 4,1912 Trust D epartm ent: No Bank Holding Com pany None Chm ./Pres./CEO: W. King Gladden Vice President: David P. Baker V.P./Data Process.: Sue Clark Cash:R eba L P y a tt Sr. Vice President: Richard Kelley, Jr. Vice President: Diane McClelland V.P./Comp.: Marlene M. W arzecha A sst. Cash: Sheryl B aker Cash and balances Due From Banks:...... 2,032 Federal Funds and Repos:..................... 1,800 Investments:................................ 13,496 Total Loans:............................................ 29,930 Bank Premises and Fixed Assets:......... 590 Other Real Estate:........................................ 13 Other Assets:.................................... 660 Total A ssets:......................................... 48,521 Deposits:............................................ 42.398 Federal funds and Borrowings:.................. 0 Other Liabilities:............................ 449 Subordinated Debt:.................................... 0 Total Liabilities:................................... 42,847 Total Trust Assets:...................................... Number of Shares Outstanding:........... 4,000 0 Total Equity Capital and Reserves:__ 5,674 Total Liabilities and Capital:............... 48,521 D ire c to rs : Lew is E. Epley, Jr., A. J. Clark, D orothy F. M athews, Ruth F. C ross, Michael Mathews, W. King Gladden, Eagle Thomas, James D. Bird, W ayne Johnson, Smead Walden 56 Arkansas State Bank Department Bank of Evening Shade Evening Shade, AR H w y 167 S outh P.O .Box 130 C ounty: Sharp Population: 328 7 2 5 32-0130 Telephone: 266-3215 FAX Number: 266-3514 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 69 Date: Feb. 5,1901 Trust D epartm ent: No Bank Holding C om pany Sharp Bancshares, Inc., Cave C ity, AR Chm.: James M. S treet President/C EO : A. L Hoaney Cash and balances Due From Banks:......... 486 Federal Funds and Repos:.......................... 800 Investments:............................................ 2,341 Total Loans-............................................ 4,765 Bank Premises and Fixed Assets:.............. 149 Other Real Estate:........................................ 78 Other Assets:.............................................. 139 Total Assets:........................................... 8,758 Deposits:............................................. 7,734 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 78 Subordinated Debt:.................................... 0 Total Liabilities:.................................... 7,812 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 6,200 Total Equity Capital and Reserves:........ 946 Total Liabilities and Capital:................. 8,758 D ire c to rs : James M. S treet, James E. Street, Eugene S treet, Samuel F. Beller, C lifton Crabtree, A. L H oaney Mcllroy Bank & Trust Fayetteville, AR One M cllroy Plaza P.O .Box 1327 C ounty: Washington Population: 42,099 72702-1327 Telephone: 575-1000 FAX Number: 575-1061 Branches in Town: 4 O ther Branches: 1 C h a rte r Number: 31 Date: Dec. 24,1892 Trust D epartm ent: Yes Bank Holding Com pany A rv e s t Bank Group, Inc., Bentonville, AR Chm.: James W alton Sr. V.P./Lending: G ary R. Head Sr. V.P/Retail: Kim A. Simpson President/C EO : James C. Glenn Sr. V.P./Oper.: James D. Wilson Trust O ffice r: R obert R. Plummer Cash and balances Due From Banks:__ 13,868 Federal Funds and Repos:....................... 7,825 Investments:........................................... 58,307 Total Loans:......................................... 146,460 Bank Premises and Fixed Assets:........... 1,818 Other Real Estate:................................... 1,139 Other Assets:........................................... 3,372 Total A ssets:........................................ 232,789 Deposits:.......................................... 208,715 Federal funds and Borrowings:............ 5,274 Other Liabilities:................................... 2,615 Subordinated Debt:.................................... 0 Total Liabilities:...................................216,604 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........ 350,692 Total Equity Capital and Reserves:... 16,185 Total Liabilities and Capital:.............. 232,789 D ire c to rs : L a rry Bittle, J. Frank B royles, C arl Collier, James C. Glenn, Millard G off, Ann Henry, James Mashburn, Paul Pinneo, Jim S te w a rt, C harles Scharlau, Fred Vorsanger, Jim Bob W heeler, Jam es W alton Seventy-Seventh Report 57 First State Bank of Fordyce Fordyce, AR 223 Main S treet P .O .B o x 272 C ounty: Dallas Population: 4,729 71742-0272 Telephone: 352-2101 FAX Number: 352-2602 Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 749 Date: Aug. 22,1989 Trust D epartm ent: Yes Bank Holding C om pany FDH B ancshares, Inc., Little Rock, AR Chm.: R obert H. Tinkle A sst. Vice President: David Ramer A sst. Vice President: Mike Trammel Cash: Sheila Harrison P resident/C E O : U. W. Mullins, Jr. A sst. Vice President: D usty Rhodes A sst. V.P./Sec.: Bonnie C hristm as Cash and balances Due From Banks:...... 2,026 Federal Funds and Repos:....................... 2,171 Investments:........................................... 19,107 Total Loans:........................................... 13,935 Bank Premises and Fixed Assets:.............. 457 Other Real Estate:...................................... 366 Other Assets:........................................... 1,744 Total Assets:......................................... 39,806 Deposits:............................................ 35,670 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 463 Subordinated Debt:....... 0 Total Liabilities:................................... 36,133 Total Trust Assets:.................................... 385 Number of Shares Outstanding:........... 8,000 Total Equity Capital and Reserves:__ 3,673 Total Liabilities and Capital:............... 39,806 D ire c to rs : R obert H. Tinkle, U. W. Mullins, Edward Cullum, Ellen Vineyard, C arolyn Jenkins, Bill Clark, Gerald N utt Fordyce Bank & Trust Company Fordyce, AR 200 W. Fourth S treet P.O. B ox 352 C ounty: Dallas Population: 4,729 71742-0352 Telephone: 352-3107 FAX Number: 3 52-5202 Branches in Town: 2 O ther Branches: 0 C h a rte r Number: 631 Date: Jan. 5,1931 Trust D epartm ent: Yes Bank Holding Com pany FBT Bancshares, Inc., Fordyce, AR C hm ./Pres./CEO : C urtis Hutchins Sr. V.P./Sec.: S uzette C ru tch fie ld Vice Presdient: Laura Brandon Sr. V.P./Trust Off.: James V. Hulse, Jr. Vice P resident/C ash: Wanda Smurl Cash and balances Due From Banks:...... 3,205 Federal Funds and Repos:................ 3,481 Investments:........................................... 17,229 Total Loans:........................................... 18,807 Bank Premises and Fixed Assets:.............. 911 Other Real Estate:........................................ 85 Other Assets:.............................................. 693 Total Assets:............ .......................... 44,411 Deposits:............................................ 39,662 Federal funds and Borrowings:............... 360 Other Liabilities:...................................... 328 Subordinated Debt:.................................... 0 Total Liabilities:................................... 40,350 Total Equity Capital and Reserves:__ 4,061 Total Liabilities and Capital:............... 44,411 Total Trust Assets:............ Number of Shares Outstanding:........... 8,000 681 D ire c to rs : D. J. Barnes, Joe Barnes, E. C. Benton, Jr., Sarah K a th ryn Benton, S uzette C rutchfield, J. H. Everett, J. W. H earnsberger, James V. Hulse, Jr., C urtis Hutchins, Roy McClain, C harles Trussell, L W. Trussell 58 Arkansas State Bank Department Planters Bank & Trust Company Forrest City, AR 321 N. R osser S tre e t P.O .Box 1539 C ounty: St. Francis Population: 13,364 72335-1539 Telephone: 63 3-2833 FAX Number: 633-2894 Branches in Town: 1 O ther Branches: 2 C h a rte r Number: 521 Date: April 15,1921 Trust D epartm ent: Yes Bank Holding C om pany None C hm ./Pres./CEO : Frankie Pratt Sr. Vice President: Wade H. Hawkins V.P./Auditor: Diane Thom ason C ash/O per. Off.: Donna G arner Ex. Vice President: J. C. Campbell Vice President: S te ve H orton A sst. Vice President: Judy L o tt Trust O ff./A s s t. Cash: Nelle Surguine Cash and balances Due From Banks:...... 4,581 Federal Funds and Repos:....................... 5,300 Investments:............................................ 6,369 Total Loans:........................................... 35,613 Bank Premises and Fixed Assets:.............. 951 Other Real Estate:...................................... 668 Other Assets:.............................................. 702 Total Assets:......................................... 54,184 Deposits:............................................ 47,540 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 296 Subordinated Debt:.................................... 0 Total Liabilities:................................... 47,836 Total Trust Assets:..................................... 825 Number of Shares Outstanding:......... 24,000 Total Equity Capital and Reserves:__ 6,348 Total Liabilities and Capital:............... 54,184 D ire c to rs : Frankie Pratt, David M. Hardke, Rex B. Twist, J. R. Chappell, Jr., J. R. G robm yer, J. C. Campbell, Oral Edwards, John C asbeer Planters & Merchants Bank Gillett, AR 320 W. Main P.O .Box 357 C ounty: A rka n sa s Population: 883 72055-0357 Telephone: 548-2211 FAX Number: 548-2213 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 721 Date: Jan. 13,1967 Trust D epartm ent: Yes Bank Holding C om pany P lanters & M erchants Bancshares, Inc., Gillett, AR Chm.: Keneth Smith P resident/C E O /T.O .: L a rry E. Bauer Cash and balances Due From Banks:......... 528 Federal Funds and Repos:....................... 1,075 Investments:............................................ 2,721 Total Loans:........................................... 11,862 Bank Premises and Fixed Assets:.............. 217 Other Real Estate:...................................... 133 Other Assets:.............................................. 446 Total A ssets:......................................... 16,982 Deposits:............................................ 14,985 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 237 Subordinated Debt:.................................... 0 Total Liabilities:................................... 15,222 Total Trust Assets:..................................... 790 Number of Shares Outstanding:......... 12,000 Total Equity Capital and Reserves:__ 1,760 Total Liabilities and Capital:............... 16,982 D ire c to rs : Keneth Smith, Frank C. W olfe, D arrel Nichols, B obby Turner, L a rry E. Bauer, S co tt Place, Johnny H olzhauer, D arrall R ichter Seventy-Seventh Report 59 The Bank of Glenwood Glenwood, AR B roadw ay & Pulliam P.O. B ox O C ounty: Pike Population: 1,354 71943-0813 Telephone: 356-2121 FAX Number: 356-2211 Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 398 Date: Dec. 27,1912 Trust D epartm ent: No Bank Holding Com pany Bainum Bancorp, G lenw ood Chm.: Irvin C. Bainum Sr. Vice President: Lynda Robbins Cashier: Patricia Ow ens Loan O ffice r: Kelly Duggan President/C EO : Harold Smith A sst. Vice President: K a th ryn B a x te r Loan O ffice r: Kathy O’Neal Cash and balances Due From Banks:...... 1,079 Federal Funds and Repos:....................... 1,600 Investments:........................................... 10,162 Total Loans:................................. 23,803 Bank Premises and Fixed Assets:............ 700 Other Real Estate:........................................ 17 Other Assets:.............................................. 356 Total A ssets:......................................... 37,717 Deposits:............................................ 33,943 Federal funds and Borrowings:............... 250 Other Liabilities:...................................... 148 Subordinated Debt:.................................... 0 Total Liabilities:................................... 34,341 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 2.000 Total Equity Capital and Reserves:__ 3,376 Total Liabilities and Capital:............... 37,717 D ire c to rs : Irvin C. Bainum, V ictor H. C ox, Harold Smith, R oy A. W isener, Richard C ox, Mark Bainum First State Bank Gould, AR 340 S. Main S treet P.O. D raw er A C ounty: Lincoln Population: 1,470 71643-0801 Telephone: 263-4325 FAX Number: 263-4684 Branches in Town: 0 O ther Branches: 2 C h a rte r Number: 719 Date: Jan. 6,1964 Trust D epartm ent: No Bank Holding C om pany Dumas Bancshares, Inc., Dumas, AR Chm ./Pres./CEO: James R. Hall V.P./Auditor: Dennis Ferguson V.P./Loan Off.: D w ayne S nyder A sst. Vice President: Pat Rook Cash and balances Due From Banks:......... 877 Federal Funds and Repos:....................... 2,415 Investments:............................................ 3,502 Total Loans:............................................ 10,124 Bank Premises and Fixed Assets:.............. 574 Other Real Estate:......................................... 0 Other Assets:.............................................. 302 Total A ssets:......................................... 17,794 Deposits:............................................ 16,146 Federal funds and Borrowings:................. 50 Other Liabilities:...................................... 162 Subordinated Debt:.................................... 0 Total Liabilities:................................... 16,358 Total Trust Assets:....................................... Number of Shares Outstanding:......... 24,000 0 Total Equity Capital and Reserves:...... 1,436 Total Liabilities and Capital:. ............ 17,794 D ire c to rs : A. O. French, Jr., Donald Eifling John Rogers, John Shannon, V ictor H o lth o ff, Stanley Norris, James R. Hall Arkansas State Bank Department 60 Bank of Gravett Gravette, AR 211 East Main P.O .Box 160 C ounty: B enton Population: 1,412 7 2 736-0160 Telephone: 787-5251 FAX Number: 787-6102 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 46 Date: Feb. 28,1898 Trust D epartm ent: No Bank Holding C om pany None P resident/C E O : John R. M eade Vice President: William R. M eade A sst. V.P./Cash: L a rry Wilmoth Ex. Vice President: David N. Wills Vice President: Jim Allen Edmondson Cash and balances Due From Banks:...... 2,116 Federal Funds and Repos:....................... 6,300 Investments:........................................... 29,404 Total Loans'-.............................................31,846 Bank Premises and Fixed Assets:.............. 648 Other Real Estate:...................................... 264 Other Assets:........................................... 1,183 Total A ssets:......................................... 71,761 Deposits:............................................ 61,313 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 662 Subordinated Debt:.................................... 0 Total Liabilities:................................... 61,975 Total Trust Assets:........................................ Number of Shares Outstanding:........... 4,000 0 Total Equity Capital and Reserves:__ 9,786 Total Liabilities and Capital:............... 71,761 D ire c to rs : Phillip Chastain, George C ow gur, A lb e rt Dunagin, Jim Allen Edmondson, George H aley, John R. Meade, William R. Meade, David N. Wills Farmers Bank Greenwood, AR 125 W est C enter P.O .Box 610 C ounty: Sebastian Population: 3,984 7 2 9 36-0610 Telephone: 996-4171 FAX Number: 9 9 6 -6 7 0 0 Branches in Town: 1 O ther Branches: 3 C h a rte r Number: 243 Date: Aug. 7,1907 Trust D epartm ent: Yes Bank Holding C om pany Wilkinson Banking C orporation, G reenw ood, AR Chm.: Means Wilkinson Vice President: S tanhope Wilkinson C F O /C ash/T .O .: Edw ard Wilkinson CEO: B e tty J. Wilkinson Vice President: Don Burris Cash and balances Due From Banks:...... 1,290 Federal Funds and Repos:....................... 1,650 Investments:........................................... 47,875 Total Loans:........................................... 34,714 Bank Premises and Fixed Assets:........... 1,052 Other Real Estate:........................................ 87 Other Assets:........................................... 1,528 Total Assets:........................................... 88,196 Deposits:............................................ 76,406 Federal funds and Borrowings:............... 644 Other Liabilities:...................................... 853 Subordinated Debt:.................................... 0 Total Liabilities:................................... 77,903 Total Trust Assets:..................................... 652 Number of Shares Outstanding:........... 7,500 Total Equity Capital and Reserves:... 10,293 Total Liabilities and Capital:............... 88,196 D ire c to rs : M eans Wilkinson, Elizabeth Wilkinson, E dward Wilkinson, S tanhope Wilkinson, Tresa Gamble 61 Seventy-Seventh Report First State Bank of Gurdon Gurdon, AR 100 E. Main P.O.Box 446 C ounty: Clark Population: 2,199 71743-0446 Telephone: 353-2521 FAX Number: 353-2314 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 61 Date: Aug. 4,1900 Trust D epartm ent: No Bank Holding C om pany None Chm.: Charles Gabe Vice P resident/Loans: C arroll C oston Vice President: Ross C onant P resident/C EO : Fred Reed V.P./Cash/Oper.: Linda B ittle Cash and balances Due From Banks:...... 1,961 Federal Funds and Repos:............................. 0 Investments:............................................ 9,487 Total Loans:............................................ 12,121 Bank Premises and Fixed Assets:.............. 901 Other Real Estate:...................................... 185 Other Assets:.............................................. 385 Total Assets:......................................... 25,040 Deposits:............................................ 22,609 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 109 Subordinated Debt:................................. 300 Total Liabilities:................................... 23,018 Total Trust Assets:........................................ 0 Number of Shares Outstanding:... 38,338.59 Total Equity Capital and Reserves:__ 2,022 Total Liabilities and Capital:............... 25,040 D ire c to rs : C harles Gabe, Austin Capps, Paul Barringer, Al Brown, R obert McDowell, Jimmy Robbs, M aurice Stricklin, Marianne C. Long, Fred Reed, C arroll C oston, A u tre y Horne Farmers Bank Hamburg, AR 210 N. Main P.O. Box 350 C ounty: A shley Population: 3,098 71646-0350 Telephone: 853-5222 FAX Number: 853-2333 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 680 Date: March 10,1941 Trust D epartm ent: No Bank Holding Com pany None Chm.: P. E. Barnes Vice President: Velma J. Farmer Cash: Allen Farmer President/C EO : Dan W ingard Vice President: Jettie Mae A tkins Cash and balances Due From Banks:...... 1,882 Federal Funds and Repos:.......................... 800 Investments:........................................... 15,442 Total Loans:........................................... 13,228 Bank Premises and Fixed Assets:.............. 983 Other Real Estate:........................................ 39 Other Assets:.............................................. 506 Total Assets:.......................................... 32,880 Deposits:............................................ 29,622 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 300 Subordinated Debt:.................................... 0 Total Liabilities:................................... 29,922 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 22,260 Total Equity Capital and Reserves:__ 2,958 Total Liabilities and Capital:............... 32,880 D ire c to rs : P. E. Barnes, W. E. Foote, Jr., Joe W. Foote, Nancy Foote, Earl J. S cott, Jack H. Shell, John W. Spivey, Dan W ingard 62 Arkansas State Bank Department Calhoun County Bank Hampton, AR 200 Main S treet P.O. Box 8 C ounty: Calhoun Population: 1,562 71744-0008 Telephone: 798-2207 FAX Number: 798-4830 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 220 Date: Oct. 26,1906 Trust D epartm ent: No Bank Holding C om pany None Chm.: S earcy W. Harrell, Jr. Vice President: Len Harrell Vice President: M ary H. Johnson P resident/C E O : B. Dickson Neal Vice President: Hazel Smith Vice President: Shirley Jones Cash and balances Due From Banks:...... 1,231 Federal Funds and Repos:.......................... 400 Investments:........................................... 18,855 Total Loans:........................................... 10,140 Bank Premises and Fixed Assets:............... 31 Other Real Estate:...................................... 118 Other Assets:.............................................. 451 Total Assets:......................................... 31,226 Deposits:............................................ 27,001 Federal funds and Borrowings:............... 157 Other Liabilities:...................................... 224 Subordinated Debt:.................................... 0 Total Liabilities:................................... 27,382 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 4,000 Total Equity Capital and Reserves:__ 3,844 Total Liabilities and Capital:............... 31,226 D ire c to rs : Phillip J. Foster, Fay Harrell, Len Harrell, S earcy W. Harrell, Jr., B. D ickson Neal, D. W. Wells, H. M. Welsh Mercantile Bank Hardy, AR H w y. Jet. 6 2 -6 3 -41 2 P. O. B ox 28 C ounty: Sharp Population: 538 72542-0028 Telephone: 85 6-2773 FAX Number: 856-3494 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 751 Date: O ct. 24,1989 Trust D epartm ent: No Bank Holding C om pany N orth A rka n sa s Bancshares, Inc, Jonesboro, AR Chm.: G. L Lieblong Vice P resident/C ash: M. A. G raddy, Jr. President/C EO : Bob D. Evins Cash and balances Due From Banks:...... 1,677 Federal Funds and Repos:....................... 1,925 Investments:............................................ 3,665 Total Loans:........................................... 10,652 Bank Premises and Fixed Assets:.............. 698 Other Real Estate:......................................... 2 Other Assets:.............................................. 508 Total A ssets:......................................... 19,127 Deposits:............................................ 16,923 Federal funds and Borrowings:............... 600 Other Liabilities:...................................... 142 Subordinated Debt:.................................... 0 Total Liabilities:................................... 17,665 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 10,400 Total Equity Capital and Reserves:__ 1,462 Total Liabilities and Capital:............... 19,127 D ire c to rs : G. L Lieblong, Kevin King, F loyd Hannon, Jr. Seventy-Seventh Report 63 The Bank of Harrisburg Harrisburg, AR 201 East Jackson P.O .Box 17 C ounty: Poinsett Population: 1,943 72432-0017 Telephone: 578-2472 FAX Number: 578-2049 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 620 Date: Dec. 2,1930 Trust D epartm ent: No Bank Holding Com pany Lake Hamilton Enterprises, Inc., Little Rock, AR Chm.: Jim Tom Butler Ex. Vice President: James Williams Vice President: Connie Butler P resident/C EO : Paul Eaton Vice P resident/C ash: Donald Britneli Cash and balances Due From Banks:...... 1,255 Federal Funds and Repos:....................... 2,175 Investments:.......................................... 11,736 Total Loans:.......................................... 16,422 Bank Premises and Fixed Assets:.............. 303 Other Real Estate:...................................... 246 Other Assets:.............................................. 702 Total Assets:......................................... 32,839 Deposits:............................................ 28,739 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 344 Subordinated Debt:.................................... 0 Total Liabilities:................................... 29,083 Total Trust Assets:....................................... Number of Shares Outstanding:........... 4,000 0 Total Equity Capital and Reserves:__ 3,756 Total Liabilities and Capital:............... 32,839 D ire c to rs : Anna M. Butler, Connie Butler, Jim Tom Butler, Patricia Butler, Elizabeth B. Eaton, Paul Eaton, John M. Henry, James Williams The Security Bank Harrison, AR 303 N. Main P.O .Box 1078 C ounty: Boone Population: 9,922 72601-1078 Telephone: 741-8200 FAX Number: 7 41-8103 Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 647 Date: Nov. 20,1931 Trust D epartm ent: Yes Bank Holding Com pany First C om m ercial C orporation, Little Rock, AR Chm.: L E . Durand Ex. Vice President: Douglas Jackson Sr. Vice President: David M orton President/C EO : Jimmy R. Boze Sr. Vice President: Dolores L a ffe rty V .P ./C ontrol/T.O .: John R. E off Cash and balances Due From Banks...... 4.910 Federal Funds and Repos:....................... 2,950 Investments:........................................... 39,145 Total Loans:........................................... 63,173 Bank Premises and Fixed Assets:........... 2,116 Other Real Estate:................................... 1,330 Other Assets:........................................... 1,946 Total Assets:....................................... 115,570 Deposits:.......................................... 105,223 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 768 Subordinated Debt:.................................... 0 Total Liabilities:................................. 105,991 Total Trust Assets:....................................... Number of Shares Outstanding:........ 180,000 0 Total Equity Capital and Reserves:__ 9,579 Total Liabilities and Capital:.............. 115,570 D ire c to rs : Ralph B ow ers, Jimmy R. Boze, John O. Campbell, L E. Durand, Richard R. Hudson, Douglas L Jackson, Junior Lee, Je rry P. Maland, H. K. McCaleb, Jr., B e rt M. Mullens 64 Arkansas State Bank Department Hazen First State Bank Hazen, AR 103 N. C hester S treet P.O .Box 783 C ounty: Prairie Population: 1,668 72064-0783 Telephone: 255-4567 FAX Number: 255-4271 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 744 Date: May 12,1983 Trust D epartm ent: No Bank Holding Com pany None Chm.: Tom m y Hillman P resident/C E O : R obert M. Koch Cash and balances Due From Banks:......... 831 Federal Funds and Repos:.......................... 350 Investments:............................................ 8,759 Total Loans:.............................................. 7,079 Bank Premises and Fixed Assets:.............. 255 Other Real Estate:......................................... 0 Other Assets:.............................................. 322 Total A ssets:......................................... 17,596 Deposits:............................................ 16,182 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 108 Subordinated Debt:.................................... 0 Total Liabilities:................................... 16,290 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 20,187 Total Equity Capital and Reserves:__ 1,306 Total Liabilities and Capital:............... 17,596 D ire c to rs : Tom m y Hillman, A. P. (Pat) Henderson, Vernon J. Giss, Neil M aynard, R obert P etter, Sr., R obert M. Koch The Cleburne County Bank Heber Springs, AR 806 W. Main P.O .Box 1560 C ounty: Cleburne Population: 5,628 7 2 5 43-1560 Telephone: 362-2456 FAX Number: 3 62-4554 Branches in Town: 2 O ther Branches: 2 C h a rte r Number: 626 Date: Dec. 16,1930 Trust D epartm ent: No Bank Holding C om pany Lake Hamilton E nterprises, Inc., Little Rock, AR Chm.: Jim Tom B utler Ex. Vice President: Dale Miller Vice President: Peggy Smith A sst. Vice President: Julie Turney P resident/C E O : Jerom e Johnson Vice President: Bill Smith Vice President: M ary Holland Cash and balances Due From Banks:...... 2,504 Federal Funds and Repos:....................... 4,280 Investments:........................................... 58,807 Total Loans:........................................... 43,506 Bank Premises and Fixed Assets:.............. 920 Other Real Estate:...................................... 873 Other Assets:........................................... 1,946 Total Assets:......................................... 112,836 Deposits:........................................... 102,378 Federal funds and Borrowings:................. 43 Other Liabilities:...................... 942 Subordinated Debt:.................................... 0 Total Liabilities:................................. 103,363 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 1,200 Total Equity Capital and Reserves:__ 9,473 Total Liabilities and Capital:..............112,836 D ire c to rs : Jim Tom Butler, Jerom e Johnson, W alter Aldridge, R icky Johnson, John Henry, Paul Eaton, L E. R oberts, Jr., W etzel Stark, Richie Lee, Beth Eaton, Anna M arga ret Butler, Patricia Butler, Connie Butler Seventy-Seventh Report 65 Heber Springs State Bank Heber Springs, AR Second and Main S tre e ts P.O .Box 30 C ounty: Cleburne Population: 5,628 72543-0030 Telephone: 362-5821 FAX Number: 362-7491 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 735 Date: May 7,1977 Trust D epartm ent: Yes Bank Holding Com pany S tate Holding C om pany, Little Rock, AR Chm.: H a rry Hastings, Jr. Sr. Vice President: R obert C ard Vice President: Janice P a rro tt P resident/C E O : Bill G. Lynch Vice P resident/C ash: Jo y c e Harral Cash and balances Due From Banks:...... 2,025 Federal Funds and Repos:.......................... 200 Investments:........................................... 15,701 Total Loans:............................................ 21,008 Bank Premises and Fixed Assets:.............. 923 Other Real Estate:...................................... 577 Other Assets:.............................................. 631 Total A ssets:......................................... 41,065 Deposits:............................................ 37,255 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 439 Subordinated Debt:................................... 61 Total Liabilities:................................... 37,755 Total Trust Assets:....................................... Number of Shares Outstanding:......... 21,000 0 Total Equity Capital and Reserves:...... 3,310 Total Liabilities and Capital:............... 41,065 D ire c to rs : C atherine H. Owen, H orace Jewell, Bill G. Lynch Bank of Holly Grove Holly Grove, AR Main S treet P.O.Box Q C ounty: Monroe Population: 675 72069-0816 Telephone: 462-3331 FAX Number: 462-3992 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 118 Date: May 12,1903 Trust D epartm ent: No Bank Holding Com pany Holly Grove Bancshares, Inc., Holly Grove, AR Chm.: John B. M oore, Jr. P resident/C EO : William R. Reynolds Cash and balances Due From Banks:...... 1,033 Federal Funds and Repos:.......................... 100 Investments:............................................ 9,244 Total Loans:............................................ 12,083 Bank Premises and Fixed Assets:......... . 132 Other Real Estate:....................................... 39 Other Assets:.............................................. 504 Total A ssets:......................................... 23,135 Deposits:............................................ 19,999 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 336 Subordinated Debt:.................................... 0 Total Liabilities:................................... 20,335 Total Trust Assets:....................................... Number of Shares Outstanding:........... 2,400 0 Total Equity Capital and Reserves:__ 2,800 Total Liabilities and Capital:............... 23,135 D ire c to rs : John B. Moore, Jr., Donald R. Dearing, Ruth T. Dearing, Jean M. K irkpatrick, R. H. M ayo, William R. Reynolds, Herd E. Stone 66 Arkansas State Bank Department Horatio State Bank Horatio, AR 100 Main S treet P.O .Box 347 C ounty: Sevier Population: 793 71842-0347 Telephone: 832-2501 FAX Number: 832-2577 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 179 Date: May 15,1905 Trust D epartm ent: No Bank Holding C om pany Pioneer B ancshares, Inc., of Horatio, Horatio, AR C hm ./Pres./CEO : C. E. H endrix, Jr. Ex. Vice President: W ilburn Smith Sr. Vice President: Edith H. Smith Vice President: C arl E. Hendrix, III Cash and balances Due From Banks:......... 648 Federal Funds and Repos:....................... 1,395 Investments:........................................... 11,502 Total Loans:........................................... 15,182 Bank Premises and Fixed Assets:.............. 328 Other Real Estate:........................................ 87 Other Assets:.............................................. 326 Total Assets:......................................... 29,468 Deposits:............................................ 26,466 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 189 Subordinated Debt:..................................... 0 Total Liabilities:................................... 26,655 Total Trust Assets:........................................ Number of Shares Outstanding:........... 2,000 0 Total Equity Capital and Reserves:__ 2,813 Total Liabilities and Capital:............... 29,468 D ire c to rs : C. E. H endrix, Jr., Edith H. Smith, Wilburn Smith, Lilia S. Hendrix, L o y Poag Arkansas Bank and Trust Company Hot Springs, AR A BT C en te r P.O .Box 5640 C ounty: G arland Population: 32,462 7 1 9 02-5640 Telephone: 624-4611 FAX Number: 62 4-4619 Branches in Town: 6 O ther Branches: 1 C h a rte r Number: 232 Date: April 18,1907 Mem ber o f Federal R eserve S ystem Trust D epartm ent: Yes Bank Holding C om pany A B T Bancshares C orporation, Hot Springs, AR Chm.: Cecil W. Cupp, Jr. Ex. Vice P resident: W. Darrell M e ye r Sr. V .P./Cash/O per.: D e b e rt Graves Vice P resident/F inance: Mike Allen Trust O ffice r: Bill K erst P resident/C E O : Ray L Cash Sr. V.P./Lending: Ralph E. W hite Vice P resident/S ales: Rick Hudspeth Vice P resident/R etail: Richard Collon Cash and balances Due From Banks:__ 20,097 Federal Funds and Repos:..................... 22,415 Investments:................................. 118,617 Total Loans:......................................... 228,077 Bank Premises and Fixed Assets:........... 5,881 Other Real Estate:................................... 2,191 Other Assets:........................................... 7,408 Total A ssets:........................................ 404,686 Deposits:............................................ 364,392 Federal funds and Borrowings:.................. 0 Other Liabilities:................................... 5,365 Subordinated Debt:.................................... 0 Total Liabilities:................................. 369,757 Total Trust Assets:........................................ Number of Shares Outstanding:........ 150,834 0 Total Equity Capital and Reserves:__ 34,929 Total Liabilities and Capital:.............. 404,686 D ire c to rs : Ray L Cash, Peggy Clark, Hiram W. C ooper, C o u rtn e y C. Crouch, Jr., Cecil W. Cupp, Jr., Cecil W. Cupp III, Gerald H. Fisher, Edwin P. H enry, G aither C. Johnston, Jr., W. Darrell M eyer, R oy L M urphy, Jim Randall, B rooks T. Rice, John D. Selig, Ray S. Smith, Jr., Palmer Vanderburg Seventy-Seventh Report 67 Peoples Bank Imboden, AR H w y. 63 W. P.O. Box 850 C ounty: Law rence Population: 616 72434-0850 Telephone: 869-2291 FAX Number: 869-2179 Branches in Town: 0 O ther Branches: 2 C h a rte r Number: 727 Date: Oct. 12,1972 Trust D epartm ent: No Bank Holding C om pany Spring Rivers Bancshares, Inc., Imboden, AR Chm.: C harles F. Luter Ex. V.P./Cash: Preston Clark P resident/C EO : Bob Downing Cash and balances Due From Banks:......... 965 Federal Funds and Repos:.......................... 400 Investments:............................................ 5,908 Total Loans:........................................... 17,357 Bank Premises and Fixed Assets:................ 439 Other Real Estate:........................................ 57 Other Assets:.............................................. 427 Total A ssets:......................................... 25,553 Deposits:............................................ 23,338 Federal funds and Borrowings:............... 200 Other Liabilities:...................................... 104 Subordinated Debt:.................................... 0 Total Liabilities:................................... 23,642 Total Trust Assets:...................................... Number of Shares Outstanding:........... 6,600 0 Total Equity Capital and Reserves:...... 1,911 Total Liabilities and Capital:............... 25,553 D ire c to rs : C harles F Luter, Bob J. Downing, Dan M atthew s, Je rry R. Foley, Preston Clark First Jacksonville Bank and Trust Jacksonville, AR 600 W. Main P .O .B ox 827 C ounty: Pulaski Population: 29,101 72076-0827 Telephone: 982-4511 FAX Number: 982-5769 Branches in Town: 5 O ther Branches: 0 C h a rte r Number: 701 Date: Aug. 2,1949 Trust D epartm ent: Yes Bank Holding C om pany First A rka n sa s Bancshares, Inc., Jacksonville, AR Chm.: Kenneth Pat Wilson Ex. Vice President: Ken Southern P resident/C EO : L a rry Wilson Trust O ffice r. John R. McNee Cash and balances Due From Banks:...... 5,787 Federal Funds and Repos:.......................... 400 Investments:........................................... 49,692 Total Loans:........................................... 50,655 Bank Premises and Fixed Assets:........... 1,751 Other Real Estate:...................................... 373 Other Assets:.......................................... 1,553 Total Assets:....................................... 110,211 Deposits:............................................ 99,054 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 863 Subordinated Debt:.................................... 0 Total Liabilities:................................... 99,917 Total Equity Capital and Reserves:__ 10,294 Total Liabilities and Capital:.............. 110,211 Total Trust Assets:................................ 43,756 Number of Shares Outstanding:........ 200,000 D ire c to rs : Kenneth Pat Wilson, L a rry T. Wilson, Mike Wilson, B artus M. Gray, Jr., T. H. W ortham, H. K. D ougherty, Melda A. Rice 68 Arkansas State Bank Department Newton County Bank Jasper, AR Church and S tone S tre e ts P .O .B o x 437 C ounty: N ew ton Population: 332 72641-0437 Telephone: 446-2265 FAX Number: 446 -2 3 1 0 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 121 Date: M arch 24,1 9 0 3 T rust D epartm ent: No Bank Holding C om pany N e w co C orporation, Ozark, AR Chm.: C arl G. Holt President: Danny R. C riner Sr. Vice President: G eorge Landrum, Sr. A sst. Vice P resident: Lisa A. Smith CEO: George G. Gleason, II P resident/B ank S ervices: M ark Ross Vice President: Inas M osley Cash and balances Due From Banks:...... 1,230 Federal Funds and Repos:....................... 1,650 Investments:............................................. 5,573 Total Loans:........................................... 28,953 Bank Premises and Fixed Assets:.............. 558 Other Real Estate:...................................... 836 Other Assets:.............................................. 793 Total A ssets:......................................... 39,593 Deposits:............................................ 35,785 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 353 Subordinated Debt:.................................... 0 Total Liabilities:................................... 36,138 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 2,340 Total Equity Capital and Reserves:__ 3,455 Total Liabilities and Capital:............... 39,593 D ire c to rs : C arl B. Holt, Linda D. Gleason, G eorge G. Gleason II, Danny R. Criner, George Landrum, Sr., M ark Ross The Arkansas Bank Jonesboro, AR 800 S. Main S treet P .O .B o x 1617 C ounty: C raighead Population: 46,535 72403-1617 Telephone: 932-2131 FAX Number: 932-2131 Branches in Town: 2 O ther Branches: 2 C h a rte r Number: 150 Date: Feb. 13,1904 Trust D epartm ent: Yes Bank Holding C om pany None Chm./CEO: Sloan Rainw ater Vice P resident/C ash: L a rry D. Hurst Vice P resident/Loan: L o y c e Gibson P resident/C O O : Bruce Loftin Vice P resident/Loan: Burnis P osey A sst. Vice President: S teve C o x Cash and balances Due From Banks:...... 3,034 Federal Funds and Repos:....................... 1,000 Investments:........................................... 23,568 Total Loans:........................................... 15,814 Bank Premises and Fixed Assets:........... 1,187 Other Real Estate:...................................... 408 Other Assets:.............................................. 638 Total Assets:.......................................... 45,649 Deposits:............................................ 40,831 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 368 Subordinated Debt:.................................... 0 Total Liabilities:................................... 41,199 Total Trust Assets:........................................ Number of Shares Outstanding:......... 75,000 4 Total Equity Capital and Reserves:__ 4,450 Total Liabilities and Capital:............... 45,649 D ire c to rs : Sloan R ainw ater, William I. Rainwater, S teve C ox, Virginia C ox, W. T. Rainwater, William I. R ainw ater, Jr., J. A. Tomlinson, Gerald Watkins, J. Bruce Loftin Seventy-Seventh Report 69 Citizens Bank of Jonesboro Jonesboro, AR Main & W ashington S treets P .O .B o x 1800 C ounty: Craighead Population: 46,535 72403-1800 Telephone: 932-6603 FAX Number: 933-4334 Branches in Town: 3 O ther Branches: 2 C h a rte r Number: 488 Date: July 25,1919 Trust D epartm ent: Yes Bank Holding Com pany Citizens Bancshares Corp., Jonesboro, AR Chm.: H. Hall M cA dam s III Sr. V.P./Econ. Dev.:Jerry B ookout Sr. V .P ./M ktg./B ranches: Bill May Trust O ffice r: Cindy French P resident/C EO : Danny Williams Sr. V.P./Operations: Don M assey Sr. V.P./ Loans: J. Steven McFerron Cash and balances Due From Banks:...... 8,667 Federal Funds and Repos:...................... 2,000 Investments:........................................... 71,943 Total Loans:.......................................... 101,866 Bank Premises and Fixed Assets:......... 3,755 Other Real Estate:...................................... 525 Other Assets:.......................................... 3,230 Total A ssets:....................................... 191.986 Deposits:.......................................... 168,673 Federal funds and Borrowings:............ 3,194 Other Liabilities:................................... 2,339 Subordinated Debt............................... 1,000 Total Liabilities:................................. 175,206 Total Trust Assets:................................ 96,379 Number of Shares Outstanding:......... 217,000 Total Equity Capital and Reserves:... 16,780 Total Liabilities and Capital:.............. 191,986 D ire c to rs : R. C. Conner, J. C. Deacon, W. O. Doak, C harlotte Eddington, W. M. Freeze, Jr., J. F. Gramling. R. H Hall, Bill Hurt, Jr.. H. H. M cA dam s II. H. H. M cA dam s III. M. M. Markle, O. J. Melton, Jr., W. D. R oberts, Jr., G. D. Wisdom. Danny Williams Mercantile Bank Jonesboro, AR 300 S. Church P .O .B ox 6018 C ounty: C raighead Population: 46,535 72403-6018 Telephone: 935-5521 FAX Number: 935-8311 Branches in Town: 7 O ther Branches: 3 C h a rte r Number: 648 Date: Jan. 7,1932 Trust D epartm ent: Yes Bank Holding Com pany N orth A rkansas Bancshares, Inc, Jonesboro, AR Chairrnan/CEO: G. L Lieblong Sr. V.P./Oper.: John Freeman C ontroller: G ary Childers President: Harold Perrin Sr.V.P./Lending: Joe Turney Trust Mgr.: Craig Boone Cash and balances Due From Banks:... 8,689 Federal Funds and Repos:...................... 8,700 Investments:.......................................... 58,316 Total Loans:......................................... 171,332 Bank Premises and Fixed Assets:......... 5,724 Other Real Estate:...................................... 717 Other Assets:......................................... 13,207 Total A ssets:....................................... 266,685 Deposits:.......................................... 223,532 Federal funds and Borrowings:.......... 10,314 Other Liabilities:................................... 2,861 Subordinated Debt:.................................... 0 Total Liabilities:................................. 236,707 Total Trust Assets:.............................. 112,317 Number of Shares Outstanding:........ 100,000 Total Equity Capital and Reserves:... 29,978 Total Liabilities and Capital:.............. 266,685 D ire c to rs : M arystel Appleton, W ayne Baker, Roy C ooper, Lynn Greene, Raym ond Heern, Ben Lam berth, Tommy Lawrence, G. L Lieblong, J. C. Mahon, Harold Perrin, Ken Plunk, Ruth Poston, M. G. Spurlock 70 Arkansas State Bank Department Simmons First Bank Jonesboro, AR 1720 S. C araw ay Road P .O .B o x 1720 C ounty: Craighead Population: 46,535 72403-1720 Telephone: 933-8000 FAX Number: None Branches in Town: 2 O ther Branches: 0 C h a rte r Number: 734 Date: Dec. 22,1976 Trust D epartm ent: Yes Bank Holding C om pany Simmons First National C orporation, Pine Bluff, AR Chm.: Donald W. S tone Vice President: B a rry L e d b e tte r Vice President: Je rry D. B roadaw ay President: Ronald B. Jackson Vice President: W ayne F. Bond Trust O ff.: Beth Smith Cash and balances Due From Banks:...... 7,148 Federal Funds and Repos:............................. 0 Investments:........................................... 20,529 Total Loans:........................................... 35,640 Bank Premises and Fixed Assets:.............. 795 Other Real Estate:...................................... 358 Other Assets:.............................................. 938 Total A ssets:......................................... 65,408 Deposits:............................................ 58,489 Federal funds and Borrowings:............ 1,075 Other Liabilities:...................................... 683 Subordinated Debt:.................................... 0 Total Liabilities:................................... 60,247 Total Trust Assets:................................ 15,917 Number of Shares Outstanding:........ 175,000 Total Equity Capital and Reserves:__ 5,161 Total Liabilities and Capital:............... 65,408 D ire c to rs : Don Vollman, C harles B. Smith, Jr., Sam Hummelstein, Ava Duke, J. C. Vaughn, Jr., Gene Thom ason Union State Bank Junction City, AR 115 N orth Main P.O .Box F C ounty: Union Population: 674 71749-1006 Telephone: 924-4552 FAX Number: None Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 660 Date: Aug. 28,1933 Trust D epartm ent: No Bank Holding C om pany Junction C ity Holding C om pany, Junction C ity, AR Chm.:G.R. M osley President/C EO : John F. Marsh Cash and balances Due From Banks:......... 482 Federal Funds and Repos:.......................... 400 Investments:............................................ 7,118 Total Loans:........................................... 17,938 Bank Premises and Fixed Assets:.............. 251 Other Real Estate:......................................... 0 Other Assets:.............................................. 684 Total A ssets:......................................... 26,873 Deposits:............................................ 23,723 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 149 Subordinated Debt:.................................... 0 Total Liabilities:................................... 23,872 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 30,000 Total Equity Capital and Reserves:__ 3,001 Total Liabilities and Capital:............... 26,873 D ire c to rs : James S. B lo o d w o rth , Harold W. Campbell, Alvin Green, Sr., S earcy W. Harrell, Jr., Daniel C. H orton, D enver D. Jones, Jr., John F. Marsh, G. R. M osley, Richard M osley 71 Seventy-Seventh Report FirstBank of Arkansas Kensett, AR S earcy S treet P. O. Box 356 C ounty: W hite Population: 1,741 72082-0356 Telephone: 742-3318 FAX Number: 268-1551 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 528 Date: Feb. 17,1922 Trust D epartm ent: Yes Bank Holding Com pany First Bank Group, Inc., Brinkley, AR Chairman: Jam es P. Farrell Vice President: Troy Johnston Vice President: Gene V. Trammel C ash/O perations: Chris Rainbolt Cash and balances Due From Banks:......... 283 Federal Funds and Repos:............................. 0 Investments:............................................ 6,617 Total Loans:.............................................. 5,600 Bank Premises and Fixed Assets:.............. 918 Other Real Estate:......................................... 0 Other Assets:.............................................. 630 Total A ssets:......................................... 14,048 Deposits:............................................ 11,433 Federal funds and Borrowings:............... 500 Other Liabilities:...................................... 102 Subordinated Debt:.................................... 0 Total Liabilities:................................... 12,035 Total Trust Assets:........................................ 6 Number of Shares Outstanding:.............. 500 Total Equity Capital and Reserves-__ 2,013 Total Liabilities and Capital:............... 14,048 D ire c to rs : J. P. Farrell, Bobby Robinson, D e w e y Snowden Pine State Bank Kingsland, AR First S treet P .O .B o x 85 C ounty: Cleveland Population: 395 71652-0085 Telephone: 348-5657 FAX Number: None Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 165 Date: Aug. 22,1904 Trust D epartm ent: No Bank Holding Com pany None C hm ./Pres./CEO : M. Don Smith Vice President: Elaine Hopson Cash and balances Due From Banks:......... 353 Federal Funds and Repos:.......................... 190 Investments:............................................ 1,882 Total Loans:............................................ 4,157 Bank Premises and Fixed Assets:.............. 110 Other Real Estate:....... 38 Other Assets:............................................... 64 Total A ssets:........................................... 6,794 Deposits:.............................................. 6,173 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 31 Subordinated Debt:.................................... 0 Total Liabilities:.................................... 6,204 Total Equity Capital and Reserves:........ 590 Total Liabilities and Capital:................. 6,794 Totai Trust Assets:........................................ 0 Number of Shares Outstanding:...... 3,059.99 D ire c to rs : M. Don Smith, Bennie Ryburn, Jr., Freddie Mobley, Hugh Quimby, John Trucks, Ray M orrison, James S earcy 72 Arkansas State Bank Department Madison Bank & Trust Kingston, AR 101 Public Square P. O. Box 39 C ounty: M adison Population: 300 7 2 742-0039 Telephone: 66 5-2825 FAX Number: 66 5-2175 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 338 Date: April 7,1911 Trust D epartm ent: Yes Bank Holding C om pany M adison C orporation, Little Rock, AR C hm ./Trust Off.: Ronald Willshire P resident/C E O : G ary Bunch Cash and balances Due From Banks:......... 606 Federal Funds and Repos:............................. 0 Investments:............................................ 3,734 Total Loans:.............................................. 8,923 Bank Premises and Fixed Assets:.............. 513 Other Real Estate:......................................... 0 Other Assets:.............................................. 256 Total A ssets:......................................... 14,032 Deposits:............................................ 12,653 Federal funds and Borrowings:............... 200 Other Liabilities:...................................... 121 Subordinated Debt:.................................... 0 Total Liabilities:................................... 12,974 Total Trust Assets:..................................... 729 Number of Shares Outstanding:.............. 800 Total Equity Capital and Reserves-__ 1,058 Total Liabilities and Capital:............... 14,032 D ire c to rs : Roland Willshire, G ary W. Bunch, H ow ard Cain, Jr., Joe Shrum, Sumner B rashears.G ary Easterling Bank of Lake Village Lake Village, AR 101 Main S treet P. O. Box 727 C ounty: Chicot Population: 2,791 7 1 6 53-0727 Telephone: 265-2241 FAX Number: 26 5-2125 Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 675 Date: O ct. 14,1937 Trust D epartm ent: No Bank Holding C om pany S outheast A rka n sa s Bank Corp., Lake Village, AR Vice Chm.: Ned M azzanti Ex. Vice P resident: Terence J. Alpe V.P./Auditor: Jo yce Bell Vice President: Doris Rice P resident/C E O : Hermon C arlton Vice President: Kenneth D. V a n d e rvo rt Vice President: Dessie Lee Gibbs Cash: Jakie Gibson Cash and balances Due From Banks:...... 2,194 Federal Funds and Repos:............................. 0 Investments:........................................... 18,487 Total Loans:............................................ 20,985 Bank Premises and Fixed Assets:.............. 278 Other Real Estate:......................................... 4 Other Assets:........................................... 1,088 Total A ssets:......................................... 43,036 Deposits:............................................ 36,890 Federal funds and Borrowings:............... 436 Other Liabilities:...................................... 358 Subordinated Debt:.................................... 0 Total Liabilities:................................... 37,684 Total Trust Assets:........................................ Number of Shares Outstanding:......... 60,000 0 Total Equity Capital and Reserves,__ 5,352 Total Liabilities and Capital:............... 43,036 D ire c to rs : Terence J. Alpe, Sam E. Angel, William W. Bunker, J. P. Burge, Herm on C arlton, D avid F. Gillison, Sr., David F. Gillison, Jr., M arvin D. Loyd, Ned M azzanti, Joseph J. Pieroni, C harles H. W eissinger, Jr. 73 Seventy-Seventh Report Simmons First Bank Lake Village, AR 333 Main S treet P .O .B o x 271 C ounty: Chicot Population: 2,791 71653-0271 Telephone: 265-5366 FAX Number: 265-5558 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 716 Date: June 12,1962 Trust D epartm ent: Yes Bank Holding Com pany Simmons First National C orporation, Pine Bluff, AR Chm.: Fred P. Michael Ex. Vice President: Freddie Black President/C EO : Ben V. Floriani Cash and balances Due From Banks:...... 1,179 Federal Funds and Repos:....................... 1,000 Investments:............................................ 9,793 Total Loans:........................................... 14,388 Bank Premises and Fixed Assets:.............. 154 Other Real Estate:......................................... 7 Other Assets:............................................ 708 Total A ssets:......................................... 27,229 Deposits:............................................ 24,070 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 340 Subordinated Debt:.................................... 0 Total Liabilities:................................... 24,410 Total Trust Assets:....................................... Number of Shares Outstanding:......... 12,500 0 Total Equity Capital and Reserves:__ 2,819 Total Liabilities and Capital:............... 27,229 D ire c to rs : Fred P. Michael, Sam E. A dkisson, W. E. A yres, Herman B erkem eyer, James Burchfield, Ohmer C. Burnside, Freddie G. Black, Michael C. Cashion, James W. Haddock, Ben V. Floriani, Craig Hunt, Cullen Livingston, D oyne W. Loyd, Geno Mazzanti, Carl O. Powell, Richard L Pratt, Joe Dan Yee Citizens Bank of Lavaca Lavaca, AR Main S treet P .O .B o x 110 C ounty: Sebastian Population: 1,253 72941-0110 Telephone: 45 2-7906 FAX Number: 452-7978 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 308 Date: May 5,1910 Mem ber of Federal R eserve S ystem Trust D epartm ent: No Bank Holding Com pany Sebastian Bankshares, Inc., Barling, AR Chm.: Ronald H. Udouj Sr. Vice President: G ary W. C arm ack Vice President: L a rry D. O wen President/C EO : James N. P atterson Vice President: Paulette C hronister Vice P resident/C ash: Alicia D ooly Cash and balances Due From Banks:......... 623 Federal Funds and Repos:............................. 0 Investments:........................................... 21,498 Total Loans:............................................ 27,699 Bank Premises and Fixed Assets:.............. 951 Other Real Estate:........................................ 40 Other Assets:........................................... 1,003 Total A ssets:......................................... 51,814 Deposits:............................................ 42,907 Federal funds and Borrowings:............ 4,050 Other Liabilities:...................................... 380 Subordinated Debt:.................................... 0 Total Liabilities:................................... 47,337 Total Trust Assets:....................................... Number of Shares Outstanding:......... 20,849 0 Total Equity Capital and Reserves:...... 4,477 Total Liabilities and Capital:............... 51,814 D ire c to rs : Gene Bruick, Rayburn Green, Jim Shields, Ronald H. Udouj, J. N. Patterson 74 Arkansas State Bank Department Leachville State Bank L e a c h v ille , AR 110 N. Main P .O .B o x 140 C ounty: Mississippi Population: 1,743 7 2 438-0140 Telephone: 539-6354 FAX Number: 539-2213 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 703 Date: Jan. 23,1951 Trust D epartm ent: No Bank Holding C om pany Leachville S tate Bancshares, Inc., Leachville, AR Chm.: L a rry E. Grisham President/C EO : Nelson P. H enry, Jr. Cash and balances Due From Banks:......... 487 Federal Funds and Repos:....................... 1,650 Investments:............................................ 6,241 Total Loans:........................................... 12,292 Bank Premises and Fixed Assets:.............. 454 Other Real Estate:........................................ 32 Other Assets:.............................................. 412 Total A ssets:......................................... 21,568 Deposits:............................................ 17,384 Federal funds and Borrowings:............ 2,000 Other Liabilities:...................................... 182 Subordinated Debt:..................................... 0 Total Liabilities:................................... 19,566 Total Trust Assets:........................................ Number of Shares Outstanding:......... 10,000 0 Total Equity Capital and Reserves:__ 2,002 Total Liabilities and Capital:............... 21,568 D ire c to rs : Nelson P. H enry, Jr., L a rry E. Grisham, Leon S w ihart Little River Bank Lepanto, AR 202 G reenw ood P .O .B o x 340 C ounty: Poinsett Population: 2,033 72354-0340 Telephone: 475-2306 FAX Number: 4 7 5-3070 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 498 Date: Nov. 21,1919 Trust D epartm ent: Yes Bank Holding C om pany None P resident/C E O : G rady W atkins, Jr. V.P./Oper. O ff ./D ata Proc.: Lois C riddle Vice P resident/Loans: Billy Lee Powell Sr. V.P./Loans: Blanche Nash V.P./Opererations: A ra Sharp V.P./Trust Off.: H. G. Watkins III Cash and balances Due From Banks:......... 568 Federal Funds and Repos:.......................... 900 Investments:........................................... 18,450 Total Loans:............................................ 8,564 Bank Premises and Fixed Assets:............... 94 Other Real Estate:......................................... 0 Other Assets:.............................................. 579 Total A ssets:......................................... 29,155 Deposits:............................................ 23,347 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 274 Subordinated Debt:.................................... 0 Total Liabilities:................................... 23,621 Total Trust Assets:........................................ 4 Number of Shares Outstanding:......... 10,000 Total Equity Capital and Reserves:__ 5,534 Total Liabilities and Capital:............... 29,155 D ire c to rs : G rady Watkins, Jr., H. G. W atkins III, D anette P. Watkins, Junaway Payne, W. H. C ross, Juliet J. P ortis, J. C. Portis, Ernest B. Portis, W. K. Ingram, Jr., Julanne P. Ingram 75 Seventy-Seventh Report Peoples Bank & Loan Company Lewisville, AR P .O .B ox 1100 C ounty: La fa ye tte Population: 1,424 71845-1100 Telephone: 921-4244 FAX Number: 921-4336 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 347 Date: Aug. 25,1911 Mem ber of Federal R eserve S ystem Trust D epartm ent: No Bank Holding C om pany Peoples Bancshares, Inc., Lewisville, AR Chm.: W. H. Triplett, Jr. Vice P resident/Loans: D anny W ilcox P resident/C E O : Charles Black Vice P resident/C ash: Venora H ooper Cash and balances Due From Banks:......... 909 Federal Funds and Repos:.......................... 525 Investments:........................................... 10,707 Total Loans:............................................ 13,944 Bank Premises and Fixed Assets:.............. 441 Other Real Estate:......................................... 0 Other Assets:.............................................. 453 Total A ssets:......................................... 26,979 Deposits:............................................ 24,442 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 244 Subordinated Debt:.................................... 0 Total Liabilities:................................... 24,686 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 4,000 Total Equity Capital and Reserves:__ 2,293 Total Liabilities and Capital:............... 26,979 D ire c to rs : Phil A lfo rd Jr., C harles Black, L a rry B urrow , O. M. C ovington, Paul J. English, Charles H. M oore, W. H. Triplett, Jr., Wilma Willbanks Bank of Lincoln Lincoln, AR West Side Square P .O .B ox 98 C ounty: Washington Population: 1,460 72744-0098 Telephone: 824-3232 FAX Number: 824-5703 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 119 Date: M arch 19,1903 Trust D epartm ent: No Bank Holding Com pany Lincoln Bankshares, Inc., Lincoln, AR C hm ./Pres./CEO : L o y d R. S w ope Cash and balances Due From Banks:...... 1,146 Federal Funds and Repos:....................... 1,500 Investments:........................................... 14,014 Total Loans:........................................... 25,035 Bank Premises and Fixed Assets:.............. 194 Other Real Estate:......................................... 0 Other Assets:........................................... 1,760 Total A ssets:......................................... 43,649 Deposits:............................................ 38,750 Federal funds and Borrowings:............... 259 Other Liabilities:...................................... 367 Subordinated Debt:.................................... 0 Total Liabilities:................................... 39,376 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 8,000 Total Equity Capital and Reserves:__ 4,273 Total Liabilities and Capital:............... 43,649 D ire c to rs : L o y d R. Swope, Kenneth D. C ox, John E verett, Wanda Irwin, Clark McClinton 76 Arkansas State Bank Department Arkansas Bankers’ Bank Little Rock, AR 1008 W est Second S tre e t C ounty: Pulaski Population: 175,795 72201-2031 Telephone: 371-0535 FAX Number: 376-8894 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 752 Date: April 17,1990 Trust D epartm ent: No Bank Holding Com pany A rka n sa s B ankers’ B ancorporation, Inc., Little Rock, AR Chm.: Joe H iatt Sr. V.P./Cash: John Lock President/C EO : Bill May Cash and balances Due From Banks:...... 1,343 Federal Funds and Repos:....................... 7,365 Investments:............................................ 1,934 Total Loans:.................................................. 0 Bank Premises and Fixed Assets:............... 46 Other Real Estate:......................................... 0 Other Assets:................................................ 34 Total A ssets:......................................... 10,722 Deposits:.............................................. 6,973 Federal funds and Borrowings:............ 1,700 Other Liabilities:....................................... 45 Subordinated Debt:.................................... 0 Total Liabilities:..................................... 8,718 Total Trust Assets:........................................ Number of Shares Outstanding:......... 50,000 0 Total Equity Capital and Reserves:__ 2,004 Total Liabilities and Capital:............... 10,722 D ire c to rs : Joe H iatt, J.M. Park, R obert Taylor, Tom Grumbles, B urt George, Bill May Central Bank & Trust Little Rock, AR 1501 Main S tre e t P .O .B o x 1583 C ounty: Pulaski Population: 175,795 7220 3 -1 5 8 3 Telephone: 37 4-7777 FAX Number: 374-2079 Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 753 Date: Nov. 30,1 9 9 0 Trust D epartm ent: Yes Bank Holding C om pany P & W B a n c s h a re s , Inc., Little Rock, AR Chm /CEO: Leonard K. Dunn President: Joseph B. Ford Cash and balances Due From Banks:......... 731 Federal Funds and Repos:.......................... 625 Investments:........................................... 10,751 Total Loans:........................................... 14,833 Bank Premises and Fixed Assets:.............. 337 Other Real Estate:................ 0 Other Assets:.............................................. 796 Total A ssets:......................................... 28,073 Deposits:............................................ 24,739 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 434 Subordinated Debt:.................................... 0 Total Liabilities:................................... 25,173 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 25,000 Total Equity Capital and Reserves:__ 2,900 Total Liabilities and Capital:............... 28,073 D ire c to rs : Leonard K. Dunn, Joseph B. Ford, R obert M. Wilson, Sr., George B ryan Pitts, C harles A. Wilson 77 Seventy-Seventh Report Eagle Bank & Trust Company Little Rock, AR 1000 S. Rodney Parham P.O .Box 22120 C ounty: Pulaski Population: 175,795 72221-2120 Telephone: 663-2453 FAX Number: 666-3420 Branches in Town: 0 O ther Branches: 4 C h a rte r Number: 720 Date: July 28,1966 Trust D epartm ent: Yes Bank Holding Com pany S tate Holding Com pany, Little Rock, AR Chm.: H arry L Hastings, Jr. Sr. V.P./Loans: Al O tte n V.P./Data Proc.: Laura B ogoslavsky P resident/C E O : Pat Koch Sr. Vice President: A n n e tte VanPelt C ontroller: Paul C a s tle b e rry Cash and balances Due From Banks:...... 2,151 Federal Funds and Repos:....................... 1,211 Investments:........................................... 11,687 Total Loans:............................................ 23,600 Bank Premises and Fixed Assets:........... 2,123 Other Real Estate:...................................... 791 Other Assets:.............................................. 489 Total Assets:......................................... 42,052 Deposits:............................................ 38,389 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 332 Subordinated Debt:.................................... 0 Total Liabilities:................................... 38,721 Total Trust Assets:..................................... 118 Number of Shares Outstanding:........... 8,000 Total Equity Capital and Reserves-__ 3,331 Total Liabilities and Capital:............... 42,052 D ire c to rs : H a rry L Hastings, Jr., C athy Owen, H orace Jewell, Sam W instead, Pat Koch Pulaski Bank & Trust Company Little Rock, AR 5800 R S treet P .O .B ox 7299 C ounty: Pulaski Population: 175,795 72217-7299 Telephone: 66 1-7700 FAX Number: 661-7857 Branches in Town: 3 O ther Branches: 0 C h a rte r Number: 710 Date: Aug. 29,1955 Trust D epartm ent: Yes Bank Holding C om pany Pulaski Investm ent C orporation, Little Rock, AR Chm.: James C. East Sr. Vice President: Je rry Duncan Sr. Vice President: Judy Beaum ont Trust O ffice r: Holly Mathisen President/C EO : R obert C. Magee Sr. Vice President: Janet M oore Sr. Vice President: Bob Giebert Cash and balances Due From Banks:...... 6,910 Federal Funds and Repos:.......................... 116 Investments:........................................... 42,887 Total Loans-.................. 72,516 Bank Premises and Fixed Assets:........... 5,509 Other Real Estate:................................... 2,672 Other Assets:........................................... 3,850 Total A ssets:........................................ 134,460 Deposits:............................................ 119,093 Federal funds and Borrowings:............ 3,398 Other Liabilities:................................... 1,840 Subordinated Debt:................................. 350 Total Liabilities:................................. 124,681 Total Trust Assets:................................ 52,209 Number of Shares Outstanding:........... 1,850 Total Equity Capital and Reserves:__ 9,779 Total Liabilities and Capital:.............. 134,460 D ire c to rs : James C. East, R obert C. Magee, Kent W estbrook, M ark V. Williamson, Bob East 78 Arkansas State Bank Department Bank of Lockesburg Lockesburg, AR Main & Redbud P .O .B o x 118 C ounty: Sevier Population: 608 71846-0118 Telephone: 289-4071 FAX Number: 2 8 9-2330 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 746 Date: May 3 1,1985 Trust D epartm ent: No Bank Holding C om pany D eW itt First Bankshares, C orporation, DeW itt, AR Chief E xe cu tive O ffic e r: Ray H am brick Vice President: Phyllis B ettell President: Philip H. W orthen Cash and balances Due From Banks:......... 502 Federal Funds and Repos:.......................... 646 Investments:............................................ 8,863 Total Loans-............................................ 8,300 Bank Premises and Fixed Assets:.............. 140 Other Real Estate:......................................... 0 Other Assets:.............................................. 386 Total Assets:......................................... 18,837 Deposits:............................................ 16,549 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 87 Subordinated Debt:.................................... 0 Total Liabilities:................................... 16,636 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 2,500 Total Equity Capital and Reserves:__ 2,201 Total Liabilities and Capital:............... 18,837 D ire c to rs : Ray Ham brick, W arren Jennings, Sr., L e ste r M cKinley, Warren Jennings, Jr. First State Bank Lonoke, AR 101 E. Front P. O. B ox 320 C ounty: Lonoke Population: 4,022 72086-0320 Telephone: 676-3106 FAX Number: 676-5046 Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 670 Date: March 9,1 9 3 5 Trust D epartm ent: No Bank Holding C om pany Lonoke Bancshares, Inc., Lonoke, AR Chm.: W ayne B ennett, Sr. President: Neil Bennett, Sr. Chief E xe cu tive O ffice r: David R. Estes Cash and balances Due From Banks:...... 2,827 Federal Funds and Repos:.......................... 565 Investments:........................................... 30,960 Total Loans:........................................... 22,550 Bank Premises and Fixed Assets:.............. 375 Other Real Estate:...................................... 174 Other Assets:........................................... 1,100 Total A ssets:......................................... 58,551 Deposits:............................................ 50,800 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 419 Subordinated Debt:.................................... 0 Total Liabilities:................................... 51,219 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 16,000 Total Equity Capital and Reserves:...... 7,332 Total Liabilities and Capital:............... 58,551 D ire c to rs : W ayne Bennett, Sr., Neil Bennett, Sr., W ayne Bennett, Jr., Neil Bennett, Jr., H. Austin Grim es 79 Seventy-Seventh Report Farmers Bank & Trust Company Magnolia, AR 200 East Main S treet P .O .B o x 250 C ounty: Columbia Population: 11,151 71753-0250 Telephone: 235-7000 FAX Number: 235-7010 Branches in Town: 3 O ther Branches: 0 C h a rte r Number: 217 Date: Sep. 26,1906 Trust D epartm ent: Yes Bank Holding C om pany Magnolia Banking C orporation, Magnolia, AR Chm ./Pres./CEO : Bob L Burns Sr. V.P./Lending: S teve Keith V.P./Controller: Kevin W. Pletcher Vice P resident/C ash: Earl B ooth Ex. V.P./COO: M ack L Taylor Sr. V.P./Trust Off.: Bruce D. Maloch V.P./Retail: Danny Fitzpatrick Cash and balances Due From Banks:...... 4,553 Federal Funds and Repos:....................... 1,550 Investments:........................................... 61,859 Total Loans:............................................ 72,239 Bank Premises and Fixed Assets:.............. 571 Other Real Estate:...................................... 673 Other Assets:........................................... 2,313 Total Assets:........................................ 143,758 Deposits:........................................... 129,148 Federal funds and Borrowings:.................. 0 Other Liabilities:................................... 1,440 Subordinated Debt:.................................... 0 Total Liabilities:................................. 130,588 Total Trust Assets:................................ 26,919 Number of Shares Outstanding:....... 100,000 Total Equity Capital and Reserves:... 13,170 Total Liabilities and Capital:.............. 143,758 D ire c to rs : Bob L Burns, T. H. Bradley, Jr., Paul Crumpler, W. E. Fullenwider, C. S. Kincaid III, Bob Neill, W ayne M. N ew ton, Ronnie Ribble, Ken Sibley, M ack L Taylor Bank of Malvern Malvern, AR 327 Ash S treet P. O. Box 897 C ounty: Hot Spring Population: 9,256 72104-0897 Telephone: 332-6966 FAX Number: 332-2374 Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 10 Date: June 24,1889 Trust D epartm ent: Yes Bank Holding Com pany C entral A rka n sa s Bancshares, Inc., Hot Springs, AR Chm.: Paul L O ffu tt Ex. Vice President: Donald J. T a cke tt Sr. V.P./Cash: M ary Beth R o se b erry Vice President: Rick C oke P resident/C E O : Jim Ferguson Sr. Vice President: Marsha Tanner Vice President: R osem ary Butler Vice President: Donald A. Walsh Cash and balances Due From Banks:...... 2,680 Federal Funds and Repos:............................. 0 Investments:........................................... 37,787 Total Loans:............................................ 49,851 Bank Premises and Fixed Assets:........... 1,013 Other Real Estate:................................... 1,019 Other Assets:........................................... 1,698 Total Assets:......................................... 94,048 Deposits:............................................ 82,004 Federal funds and Borrowings:............ 1,386 Other Liabilities:...................................... 439 Subordinated Debt:.................................... 0 Total Liabilities:................................... 83,829 Total Equity Capital and Reserves:.... 10,219 Total Liabilities and Capital:............... 94,048 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 12,000 D ire c to rs : Paul L O ffu tt, Jim Ferguson, D orsey D. Glover, Dale Horn, Joe C. Keith, W. R. Ward, Ross M. Whipple, Donald J. T ackett 80 Arkansas State Bank Department Mercantile Bank Mammoth Spring, AR 250 Main S treet P .O .B o x 310 C ounty: Fulton Population: 1,097 72554-0310 Telephone: 625-3235 FAX Number: 625-7497 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 750 Date: Oct. 2 4,1989 Trust D epartm ent: No Bank Holding C om pany N o rth A rka n sa s B ancshares, Inc, Jonesboro, AR P resident/C E O : William O. Pace Cash and balances Due From Banks:...... 1,196 Federal Funds and Repos:.......................... 800 Investments:........................................... 10,549 Total Loans:............................................ 12,431 Bank Premises and Fixed Assets:.............. 383 Other Real Estate:......................................... 8 Other Assets:........................................... 1,285 Total A ssets:......................................... 26,652 Deposits:............................................ 23,582 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 237 Subordinated Debt:.................................... 0 Total Liabilities:................................... 23,819 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 8,000 Total Equity Capital and Reserves:__ 2,833 Total Liabilities and Capital:............... 26,652 D ire c to rs : G. L Lieblong, William O. Pace, William R. Hass, Wendell Ragsdale, Thom as R. Freeman Merchants & Planters Bank Manila, AR 319 N. Baltim ore P. O. Box 440 C ounty: Mississippi Population: 2,635 72442-0440 Telephone: 561-4427 FAX Number: None Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 698 Date: March 16,1948 Trust D epartm ent: No Bank Holding C om pany None Chm.:Peggy F. Cheadle President: B e tty F. Schrader C EO /E x. V.P.: Max H. S chrader Vice President: Danny Robbins Cash and balances Due From Banks:......... 787 Federal Funds and Repos:.......................... 975 Investments:............................................ 4,077 Total Loans:.............................................. 8,046 Bank Premises and Fixed Assets:............... 72 Other Real Estate:......................................... 0 Other Assets:.............................................. 246 Total A ssets:......................................... 14,203 Deposits:............................................ 12,309 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 133 Subordinated Debt:.................................... 0 Total Liabilities:................................... 12,442 Total Equity Capital and Reserves-__ 1,761 Total Liabilities and Capital:............... 14,203 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 10,000 D ire c to rs : Peggy F. Cheadle, B e tty F. Schrader, James B. Cheadle, Hulen Faulkner, Paul W. Fleeman, D anny Robbins, L E. Townsend, Max H. Schrader Seventy-Seventh Report 81 Bank of Mansfield Mansfield, AR 101 S. S ebascott P .O .B o x 387 C ounty: Sebastian Population: 1,018 72944-0387 Telephone: 928-4418 FAX Number: 928-5149 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 678 Date: Feb. 16,1939 Trust D epartm ent: No Bank Holding C om pany M ansfield B ankstock, Inc., Mansfield, AR Chm.: J. Michael Shaw Vice P resident/Loan: Paula C o w a rd Vice P resident/C ash: M argo Jones P resident/C EO : Joe T e rry Vice P resident/Loan: L a ry W alker V.P./ A uditor: Elizabeth Hoopengarner Cash and balances Due From Banks:......... 562 Federal Funds and Repos:.......................... 900 Investments:........................................... 10,309 Total Loans:........................................... 10,343 Bank Premises and Fixed Assets:.............. 248 Other Real Estate:...................................... 133 Other Assets:.............................................. 417 Total A ssets:......................................... 22,912 Deposits:............................................ 20,922 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 167 Subordinated Debt:.................................... 0 Total Liabilities:................................... 21,089 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 9,600 Total Equity Capital and Reserves:__ 1,823 Total Liabilities and Capital:............... 22,912 D ire c to rs : J. Michael Shaw, Joseph A. Terry, La ry Walker, Paula C oward, S. D. Barnes, S.M. Taylor, Melba C onaw ay Citizens Bank Marion, AR 115 Block S treet P .O .B o x 300 C ounty: C rittenden Population: 4,391 72364-0300 Telephone: 739-4421 FAX Number: 739-1305 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 677 Date: March 15,1938 Trust D epartm ent: No Bank Holding C om pany First C itizens Bancshares Com pany, Marion, AR Chm ./Pres./CEO: Forrest N. Jenkins Vice President: C harles H orton Cash and balances Due From Banks:...... 1,972 Federal Funds and Repos:............................. 0 Investments:........................................... 10,221 Total Loans:........................................... 17,731 Bank Premises and Fixed Assets:........... 1,221 Other Real Estate:...................................... 290 Other Assets:.............................................. 414 Total Assets:......................................... 31,849 Deposits:............................................ 26,516 Federal funds and Borrowings:............ 2,100 Other Liabilities:...................................... 133 Subordinated Debt:.................................... 0 Total Liabilities:................................... 28,749 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 1,500 Total Equity Capital and Reserves:__ 3,100 Total Liabilities and Capital:............... 31,849 D ire c to rs : C. H. Bond, Jr., Sanders C a rte r, Frank G. Fogleman, Julian Hardin, Joe Taylor, James R. S to ckle y, Richard Williford, Forrest N. Jenkins, B a rt Turner, Allen Helms, Jr., Linda Jenkins 82 Arkansas State Bank Department Marked Tree Bank Marked Tree, AR 210 Frisco S treet P .O .B o x 160 C ounty: Poinsett Population: 3,100 72365-0160 Telephone: 358-2600 FAX Number: 35 8-4210 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 651 Date: M arch 3,1932 Trust D epartm ent: Yes Bank Holding C om pany M arked Tree Bancshares, Inc., M arked Tree, AR Chm.: E. R itter A rnold Ex. Vice President: Phillip Marshall Vice President/O per. Off.: M artha Williams P resident/C E O : John A. Brunner, Jr. Vice President/C ash: Frances W hitlow A uditor: S h e rry London Cash and balances Due From Banks:......... 881 Federal Funds and Repos:....................... 1,400 Investments:........................................... 19,086 Total Loans:............................................ 7,125 Bank Premises and Fixed Assets:............... 77 Other Real Estate:........................................ 11 Other Assets:.............................................. 369 Total A ssets:......................................... 28,949 Deposits:............................................ 24,001 Federal funds and Borrowings:............ 1,700 Other Liabilities:...................................... 339 Subordinated Debt:.................................... 0 Total Liabilities:................................... 26,040 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 2,500 Total Equity Capital and Reserves:__ 2,909 Total Liabilities and Capital:............... 28,949 D ire c to rs : John A. Brunner, Jr., J. R obert Brunner, Daniel B. Hatzenbuehler, E. R itte r Arnold, Frank Brunner, Jr., Louis H. Goad, M a ry Ann A rn o ld Searcy County Bank Marshall, AR N.E. C orner of the Square P. O. B ox 250 C ounty: S earcy Population: 1,318 72650-0250 Telephone: 448-3341 FAX Number: 448-5404 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 679 Date: Feb. 2 6,1940 Trust D epartm ent: No Bank Holding C om pany N orth A rka n sa s Bancshares, Inc, Jonesboro, AR P resident/C EO : Neil A. Wilkins, Sr. Vice P resident/C ash: Brenda Harness Ex. Vice President: Danny G. H orton Vice President: M ary Jane H orton Cash and balances Due From Banks:...... 2,054 Federal Funds and Repos:....................... 2,500 Investments:........................................... 13,626 Total Loans:........................................... 17,574 Bank Premises and Fixed Assets:.............. 266 Other Real Estate:......................................... 0 Other Assets:........................................... 1,872 Total A ssets:......................................... 37,892 Deposits:............................................ 33,278 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 162 Subordinated Debt:.................................... 0 Total Liabilities:................................... 33,440 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 4,000 Total Equity Capital and Reserves:__ 4,452 Total Liabilities and Capital:............... 37,892 D ire c to rs : Virgil Blair, George E. Daniel, Bob Derickson, G. L Lieblong, Ancil Mays, Neil A. Wilkins, Sr. Seventy-Seventh Report 83 Bank of McCrory McCrory, AR 124 Edmonds Avenue P. O. B ox 367 C ounty: W o o d ru ff Population: 1,971 72101-0367 Telephone: 731-2521 FAX Number: 731-2859 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 128 Date: June 8 ,1903 Trust D epartm ent: Yes Bank Holding Com pany Thom pson Land Com pany, Inc., M cC ro ry, AR Chm.: John G. Thom pson Sr. Vice President: H. Ripley Thom pson Sr. V.P./Loan Off.: Donny U nd e rw o o d Vice P resident/C ash: Bobby T ro tte r President/C EO : Je rry D y e r Sr. Vice President: John W. Eldridge Sr. Vice President: M argaret Collier Cash and balances Due From Banks:...... 2,346 Federal Funds and Repos:.......................... 400 Investments:........................................... 41,330 Total Loans:........................................... 14,193 Bank Premises and Fixed Assets:.............. 169 Other Real Estate:......................................... 0 Other Assets:........................................... 1,382 Total Assets:......................................... 59,820 Deposits:............................................ 52,306 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 582 Subordinated Debt:.................................... 0 Total Liabilities:................................... 52,888 Total Trust Assets:..................................... 124 Number of Shares Outstanding:......... 20,000 Total Equity Capital and Reserves:__ 6,932 Total Liabilities and Capital:............... 59,820 D ire c to rs : Ian A rnof, D onald Cain, Edwin B. Conner, Jr., J e rry M. D yer, John D. Eldridge, John A. Eldridge III, Fletcher C. Lewis, G. L M orris, Jr., H. Ripley Thompson, John G. Thom pson, Vance M. Thom pson III McGehee Bank McGehee, AR 301 N. S econd S treet P .O .B o x 787 C ounty: Desha Population: 4,997 71654-0787 Telephone: 222-3151 FAX Number: 222-6159 Branches in Town: 1 O ther Branches: 3 C h a rte r Number: 661 Date: Dec. 5,1933 Trust D epartm ent: Yes Bank Holding C om pany S outheast Financial B a n ksto ck C orporation, McGehee, AR Chm.: Sam Bowm an Vice Chm: John P o tte r Vice President: Phillip P rive tt Cash: Stephen Wilson President/C EO : Bill Bowm an Ex. V.P./Trust Off.: Mike Smith Vice President: Todd P o tte r Cash and balances Due From Banks: 2,582 4,525 Federal Funds and Repos:............... 34,543 Investments:.................................... 32,540 Total Loans:.................................... Bank Premises and Fixed Assets:... 479 Other Real Estate:...................................... 828 Other Assets:........................................... 1,229 Total A ssets:......................................... 76,726 Deposits:............................................ 65,426 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 805 Subordinated Debt:.................................... 0 Total Liabilities:................................... 66,231 Total Trust Assets:................................ 25,207 Number of Shares Outstanding:......... 80,000 Total Equity Capital and Reserves:... 10,495 Total Liabilities and Capital:............... 76,726 D ire c to rs : Sam Bowm an, R obert H. A d co ck, Bill Bowm an, Jimmy L Buford, Bill Elliott, David S. Leech, John L Maier, Jr., John H. P otter, M ark E. Sherland, Jr., James N. Smith, Cecil Simpson 84 Arkansas State Bank Department The Bank of North Arkansas Melbourne, AR 601 Main Street P. O. Box 70 County: Izard Population: 1,562 Branches in Town: 0 Other Branches: 3 72556-0070 Charter Number: 42 Telephone: 368-4205 Date: July 29,1896 FAX Number: 368-4641 Trust Department: No Bank Holding Company InvestArk Bankshares, Inc., Stuttgart, AR Vice President: Judy D. Sanders President/CEO: Uoyd T. Jones Cash: Ernestine Marlin Vice President/Loans: W. Mike Cone Cash and balances Due From Banks:...... 1,259 Federal Funds and Repos:.......................... 800 Investments:........................................... 28,182 Total Loans:........................................... 20,203 Bank Premises and Fixed Assets:........... 1,050 Other Real Estate:........................................ 17 Other Assets:.............................................. 797 Total Assets:......................................... 52,308 Deposits:............................................ 47,820 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 467 Subordinated Debt:..................................... 0 Total Liabilities:................................... 48,287 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 80,000 Total Equity Capital and Reserves:__ 4,021 Total Liabilities and Capital:............... 52,308 Directors: Wesley Arnold, Harry C. Erwin, Vernon J. Giss, Tommy Hillman, Cole Martin, L T. Jones, Sr., James E. Miller, Harlin F. Hames, W. Neil Maynard The Union Bank of Mena Mena, AR Branches in Town: 1 71953-0898 Other Branches: 2 Telephone: 394-2211 Charter Number: 667 Date: July 25,1934 FAX Number: 394-3809 Trust Department: No Bank Holding Company Union Bankshares, Inc., Mena, AR President/CEO: Bill L Wood Chm.: Edward W. Stevenson Vice President: Buddy Newbolt Ex. Vice President: Gary Newcomb Cash: Ruby Lunsford Vice President: Eva Capehart 515 Janssen Avenue P. O.Box 898 County: Polk Population: 5,475 Cash and balances Due From Banks:...... 2,679 Federal Funds and Repos:....................... 3,300 Investments:........................................... 35,794 Total Loans:........................................... 43,716 Bank Premises and Fixed Assets:.............. 518 Other Real Estate:........................................ 76 Other Assets:........................................... 1,778 Total A ssets:......................................... 87,861 Deposits:............................................ 79,711 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 638 Subordinated Debt:.................................... 0 Total Liabilities:................................... 80,349 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 12,000 Total Equity Capital and Reserves:__ 7,512 Total Liabilities and Capital:............... 87,861 Directors: R. A. Carver, John Crawford, R. L Hamilton, David Maddox, Pauline Morrow, Gary Newcomb, Ed Stevenson, Bill L Wood Seventy-Seventh Report 85 MidSouth Bank M o n e tte , A R 302 W. Drew P .O .B o x P C ounty: C raighead Population: 1,115 72447-0610 Telephone: 486-5493 FAX Number: 486-2250 Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 673 Date: Dec. 29,1936 Trust D epartm ent: No Bank Holding Com pany Chm.: C arolyn Frierson Ex. Vice President: T erry Frierson Vice President: Bill Clark A sst. V.P./Cash: Teresa A shley President/C EO : Revis G. S te w a rt Sr. Vice President: Shirley Bronaugh Vice President: R usty Thom pson A sst. Vice President: Janet D uffel Cash and balances Due From Banks:...... 1,772 Federal Funds and Repos:....................... 3,550 Investments:.......................................... 15,861 Total Loans:........................................... 29,817 Bank Premises and Fixed Assets:.............. 855 Other Real Estate:...................................... 137 Other Assets:............................................. 979 Total Assets:......................................... 52,971 Deposits:............................................ 49,042 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 572 Subordinated Debt:.................................... 0 Total Liabilities:................................... 49,614 Total Trust Assets:....................................... Number of Shares Outstanding:........... 4,000 0 Total Equity Capital and Reserves:__ 3,357 Total Liabilities and Capital:............... 52,971 D ire c to rs : C arolyn Frierson, Revis G. S te w a rt, Shirley Bronaugh, George F. Delaney, Jr., T erry Frierson, B. R. Harper, Ruth P. Latta, J. E. S to ry, Bobby G. W ood Commercial Bank & Trust Company M o n tic e llo , A R 212 W. Gaines S treet P .O .B o x 150 C ounty: Drew Population: 8,116 71655-0150 Telephone: 367-6221 FAX Number: 367-7700 Branches in Town: 3 O ther Branches: 0 C h a rte r Number: 396 Date: Nov. 29,1912 Trust D epartm ent: Yes Bank Holding Com pany D rew Bancshares, Inc., Monticello, AR Chm.: Virginia M. Ryburn Ex. Vice President: George T. H arris Vice President: Gene G ates P resident/C EO : Reginald G lover Sr. Vice President: R usty Smith Cash and balances Due From Banks:...... 2,719 Federal Funds and Repos:.......................... 125 Investments:.......................................... 21,526 Total Loans:........................................... 39,831 Bank Premises and Fixed Assets:.............. 837 Other Real Estate:...................................... 127 Other Assets:.......................................... 1,066 Total A ssets:......................................... 66,231 Deposits:............................................ 59,624 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 474 Subordinated Debt:.................................... 0 Total Liabilities:................................... 60,098 Total Trust Assets:................................. Number of Shares Outstanding:........... 8,000 1,185 Total Equity Capital and Reserves:__ 6,133 Total Liabilities and Capital:............... 66,231 D ire c to rs : Joe Brannen, James H. Burks, C. C. Gibson ill, Reginald Glover, R. D. Jones, Jr., Bennie Ryburn, Jr., Virginia M. Ryburn, Kim Ward, Frank W olfe 86 Arkansas State Bank Department Union Bank & Trust Co. Monticello, AR 102 W .M cC loy P.O. Box 270 C ounty: Drew Population: 8,116 71655-0270 Telephone: 3 6 7-3453 FAX Number: 367-5183 Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 448 Date: Sep. 15,1915 Trust D epartm ent: Yes Bank Holding Com pany First Union Financial Corp., Monticello, AR Chm.: Zach McClendon, Jr. Sr. V.P./Trust O ff.: B e ve rly Hudson Vice President: Ken W iscaver P resident/C E O : James P. J e tt Vice P resident/Loans: Joe Fakouri Vice President: Clay Mitchell Cash and balances Due From Banks:...... 2,664 Federal Funds and Repos:....................... 7,765 Investments:.............................................33,157 Total Loans:........................................... 37,497 Bank Premises and Fixed Assets:........... 1,422 Other Real Estate:...................................... 261 Other Assets:........................................... 1,388 Total Assets:......................................... 84,154 Deposits:............................................ 76,276 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 842 Subordinated Debt:.................................... 0 Total Liabilities:................................... 77,118 Total Trust Assets:.................................. 5,116 Number of Shares Outstanding:......... 80,000 Total Equity Capital and Reserves:__ 7,036 Total Liabilities and Capital:................ 84,154 D ire c to rs : William K. Ball, B row n Calhoun, Frank Carson, Jr., Dale Handly, C harles E. Jackson, James P. Jett, Zach McClendon, Jr., Wells M of fa tt, John P o rte r Price, Richard Reinhart, David E. Wilkins, Alan G. Williams, Juan T ro tte r The Bank of Montgomery County Mount Ida, AR George S treet P.O. Box 435 C ounty: M ontgom ery Population: 775 71957-0435 Telephone: 867-3148 FAX Number: 86 7-4333 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 617 Date: Nov. 2 6,1930 Trust D epartm ent: No Bank Holding Com pany M ontg o m e ry C o u n ty Bancshares, Inc., Little Rock, AR C hm ./Pres./CEO : Daniel C. H orton Sr. Vice President: Marcia Summitt Ex. Vice President: Melvin L Simpson Cash: H ettie A be rn a th y Cash and balances Due From Banks:...... 1,267 Federal Funds and Repos:.......................... 700 Investments:........................................... 20,474 Total Loans:........................................... 23,675 Bank Premises and Fixed Assets:.............. 301 Other Real Estate:...................................... 253 Other Assets:........................................... 1,086 Total Assets:......................................... 47,756 Deposits:............................................ 41,305 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 194 Subordinated Debt:.................................... 0 Total Liabilities:................................... 41,499 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 4,000 Total Equity Capital and Reserves:__ 6,257 Total Liabilities and Capital:............... 47,756 D ire c to rs : Daniel C. H orton, Melvin L Simpson, A. L Banta, Bill Barnes, Joe Brakefield, Jr., Harold Campbell, R o b e rt Campbell, Bob Gore, D enver Jones, Bill Lawerence, Bobby Lybrand, Ode M addox, G. R. M osley, D oyle O ’Neal, John Selig 87 Seventy-Seventh Report Peoples Bank & Trust Company Mountain Home, AR Ninth & B aker S treets P.O. D raw er B C ounty: B a x te r Population: 9,027 72653-0458 Telephone: 425-2166 FAX Number: None Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 147 Date: Aug. 10,1906 Trust D epartm ent: Yes Bank Holding Com pany B a x te r C o u n ty Bancshares, Moutian Home, AR Chm.: Reynie Rutledge Trust O ffice r: Paul E. Johnson P resident/C EO : L a rry Nelson Cash and balances Due From Banks:...... 5,199 Federal Funds and Repos:....................... 2,800 Investments:........................................... 88,229 Total Loans'-........................................... 61,297 Bank Premises and Fixed Assets:.............. 496 Other Real Estate:...................................... 539 Other Assets:........................................... 2,811 Total Assets:......................................... 161,371 Deposits:............................................ 144,611 Federal funds and Borrowings:.................. 0 Other Liabilities:................................... 1,335 Subordinated Debt:.................................... 0 Total Liabilities:................................. 145,946 Total Trust Assets:................................ 23,090 Number of Shares Outstanding:....... 110,000 Total Equity Capital and Reserves:... 15,425 Total Liabilities and Capital:................161,371 D ire c to rs : R eynie Rutledge, Neil Nelson, James Lindsey, James Faulkner, D. Eugene Fortson, Don Jack, Jr., N. T. Rutledge, W. T. Morgan, R. E. Baker, W. M. Thompson, Guy King, L a rry G. Nelson Bank of Mountain View Mountain View, AR Main S treet P.O .Box 1228 C ounty: Stone Population: 2,439 72560-1228 Telephone: 269-3815 FAX Number: 2 69-2899 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 446 Date: July 21,1915 Trust D epartm ent: No Bank Holding Com pany None Chm.: Glen Hinkle Vice President/C EO : Mr. C harles A. Low e Vice P resident/S ec.: Kenneth S utton President: James G. Hinkle Vice P resident/C ash: Weldon Duncan Cash and balances Due From Banks:...... 2,320 Federal Funds and Repos:....................... 3,130 Investments:........................................... 25,533 Total Loans:............................................ 28,433 Bank Premises and Fixed Assets:.............. 541 Other Real Estate:...................................... 223 Other Assets:........................................... 1,329 Total Assets:......................................... 61,509 Deposits:............................................ 49,258 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 500 Subordinated Debt:.................................... 0 Total Liabilities:................................... 49,758 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 4,000 Total Equity Capital and Reserves:... 11,751 Total Liabilities and Capital:............... 61,509 D ire c to rs : Glen Hinkle, James G. Hinkle, Kenneth Sutton, C harles A. Low e Arkansas State Bank Department 88 Bank of Mulberry Mulberry, AR 311 Main S tre e t P.O. D raw er A C ounty: C ra w fo rd Population: 1,448 72947-0480 Telephone: 997-1154 FAX Number: 997-1161 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 81 Date: Jan. 15,1902 Trust D epartm ent: No Bank Holding C om pany A cm e Holding C om pany, Inc., Little Rock, AR Chm.: Lex Golden Vice P resident/C ash: Dianna Millsap A sst. Vice President: Phyllis Douglas P resident/C E O : B e tty Feller A sst. Vice President: M ary B urkhart Cash and balances Due From Banks:......... 778 Federal Funds and Repos:....................... 1,740 Investments:............................................ 3,608 Total Loans:........................................... 17,823 Bank Premises and Fixed Assets:.............. 371 Other Real Estate:...................................... 787 Other Assets:.............................................. 477 Total A ssets:......................................... 25,584 Deposits:............................................ 22,669 Federal funds and Borrowings:............... 267 Other Liabilities:...................................... 184 Subordinated Debt:.................................... 0 Total Liabilities:................................... 23,120 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 4,000 Total Equity Capital and Reserves:__ 2,464 Total Liabilities and Capital:............... 25,584 D ire c to rs : W. Joe M edlock, B e tty Feller, Lex Golden Pike County Bank Murfreesboro, AR 101 N. W ashington S tre e t P .O .B o x 279 C ounty: Pike Population: 1,542 71958-0297 Telephone: 285-2172 FAX Number: 2 85-3335 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 175 Date: Dec. 19,1904 Trust D epartm ent: No Bank Holding C om pany Bainum B ancorp, II, M urfreesboro, AR Chm.: Irvin C. Bainum P resident/C E O : Brenda Smith Cash and balances Due From Banks:...... 2,370 Federal Funds and Repos:....................... 1,600 Investments:........................................... 14,179 Total Loans:........................................... 24,104 Bank Premises and Fixed Assets:.............. 959 Other Real Estate:...................................... 395 Other Assets:.............................................. 863 Total A ssets:......................................... 44,470 Deposits:............................................ 39,578 Federal funds and Borrowings:............... 181 Other Liabilities:...................................... 256 Subordinated Debt:.................................... 0 Total Liabilities:................................... 40,015 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 16,000 Total Equity Capital and Reserves:__ 4,455 Total Liabilities and Capital:............... 44,470 D ire c to rs : C ooper Kizzia, Thom as Bridgeman, R obert Evans, Brenda Smith, John Ross, Buel Hawkins, G eorge Steel, Sr., Irvin Bainum 89 Seventy-Seventh Report First State Bank of Newport Newport, AR Second & Hazel P. O. Box 340 C ounty: Jackson Population: 7,459 72112-0340 Telephone: 523-7500 FAX Number: 523-4124 Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 738 Date: July 6 ,1978 Trust D epartm ent: Yes Bank Holding C om pany N orth A rka n sa s Bancshares, Inc., Jonesboro, AR P resident/C EO : R obert L Smith Vice P resident/C ash: Michael Tinsley Vice P resident/Loan: Bill Elliott, Jr. Trust O ffice r: Laverne Crum Cash and balances Due From Banks:...... 2,588 Federal Funds and Repos:....................... 1,750 Investments:........................................... 16,230 Total Loans-........................................... 39,540 Bank Premises and Fixed Assets:........... 1,347 Other Real Estate:...................................... 148 Other Assets:........................................... 4,136 Total Assets:......................................... 65,739 Deposits:............................................ 57,759 Federal funds and Borrowings:................. 50 Other Liabilities:...................................... 387 Subordinated Debt:.................................... 0 Total Liabilities:................................... 58,196 Total Trust Assets:................................. 7,851 Number of Shares Outstanding:......... 29,336 Total Equity Capital and Reserves:__ 7,543 Total Liabilities and Capital:............... 65,739 D ire c to rs : M orris Crandall, Stephen Graham, Shirley Haigwood, Phillip Hout, David Johnston, George Kell, G. L. Lieblong, Joe David Smith, R obert L Smith, R obert Vanhook, Forrest Wise Merchants & Planters Bank Newport, AR Second and Hazel P. O. Box 550 C ounty: Jackson Population: 7,459 72112-0550 Telephone: 523-3601 FAX Number: 523-3473 Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 694 Date: M arch 20,1946 Trust D epartm ent: Yes Bank Holding Com pany M & P C om m unity Bancshares, Inc., N ew port, A rkansas C hm ./Pres./CEO /T.O .: Jim S. Gowen, Sr. Vice P resident/C ash: Patricia H. Davis A sst. Vice President: Ron L Kingston Sr. Vice President: T e rry L Dillon Vice President: C arla P. Stiger Cash and balances Due From Banks:...... 4,863 Federal Funds and Repos:....................... 3,400 Investments:........................................... 23,538 Total Loans:........................................... 28,926 Bank Premises and Fixed Assets:.............. 677 Other Real Estate:................................... 1,610 Other Assets:........................................... 1,712 Total Assets:......................................... 64,726 Deposits:............................................ 58,931 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 397 Subordinated Debt:................................. 100 Total Liabilities:................................... 59,428 Total Trust Assets:................................. 5,361 Number of Shares Outstanding:........... 9,000 Total Equity Capital and Reserves:__ 5,298 Total Liabilities and Capital:............... 64,726 D ire c to rs : Jim S. Gowen, Sr., M orris L Bowm an, R. O w en B urton, John L Conner, Sr., Thom as R. C urtner, Troy Gray, R obert H arvey, Fred M. Pickens, Jr., J. Edward Scoggins, Gerald Saracini 90 Arkansas State Bank Department Bank of Little Rock North Little Rock, AR 305 E. B roadw ay P .O .B o x 5821 C ounty: Pulaski Population: 61,741 72119-5821 Telephone: 37 6-3523 FAX Number: 376-1642 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 748 Date: May 4,1 9 8 9 Trust D epartm ent: Yes Bank Holding C om pany None Chm.: A. J. G ornatti Vice P resident/C ash: Elisabeth A. Estes P resident/C E O : Eugene L Maris Cash and balances Due From Banks:......... 707 Federal Funds and Repos:....................... 1,106 Investments:............................................ 3,299 Total Loans:........................................... 14,642 Bank Premises and Fixed Assets:.............. 634 Other Real Estate:...................................... 379 Other Assets:.............................................. 926 Total Assets:......................................... 21,693 Deposits:............................................ 18,874 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 117 Subordinated Debt:.................................... 0 Total Liabilities:................................... 18,991 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........ 100,000 Total Equity Capital and Reserves:__ 2,702 Total Liabilities and Capital:............... 21,693 D ire c to rs : A. J. G ornatti, Eugene L Maris, James M. May III, Stephen W. Plunkett, J. H a rry Leggett, Jr., S teven C. Russell The Twin City Bank North Little Rock, AR 1 R iverfront Place P .O .B o x 5581 C ounty: Pulaski Population: 61,741 72114-5581 Telephone: 688 -1 0 0 0 FAX Number: 688-1095 Branches in Town: 8 O ther Branches: 6 C h a rte r Number: 671 Date: M arch 21,1935 Trust D epartm ent: Yes Bank Holding C om pany None C hm ./Pres./CEO : T. E. Renaud Ex. V.P./Cash: M argaret Eldridge Sr. V.P./Fin. Off.: Ronald G. Gillert Sr. Vice President: Ben Scroggin Ex. Vice President: R obert F. Birch, Jr. Sr. Vice President: S teve Blair Ex. V.P./Trust: Kenneth D. Hammonds Sr. Vice President: Susan Sisk Cash and balances Due From Banks:__ 23,580 Federal Funds and Repos:....................... 1,000 Investments:......................................... 243,675 Total Loans:......................................... 308,449 Bank Premises and Fixed Assets:......... 14,856 Other Real Estate:................................... 1,062 Other Assets:......................................... 10,685 Total A ssets:......................................... 603,307 Deposits:........................................... 530,747 Federal funds and Borrowings:........... 15,723 Other Liabilities:................................... 7,789 Subordinated Debt:................................. 193 Total Liabilities:................................. 554,452 Total Trust Assets:............................... 153,324 Number of Shares Outstanding:........ 270,000 Total Equity Capital and Reserves:... 48,855 Total Liabilities and Capital:.............. 603,307 D ire c to rs : Joseph Bates, M artin B orchert, Frank Lyon, Jr., H enry Mariani, Mike M ehaffy, Eugene M. P feifer III, G eorge Pitts, T. E. Renaud, G eorge M. Rozzell, Jr., Father George W. Tribou, L a rry C. Wallace 91 Seventy-Seventh Report American State Bank Osceola, AR 749 W. Keiser S treet C ounty: Mississippi Population: 8,930 72370-3505 Telephone: 5 63-2265 FAX Number: 655-8522 Branches in Town: 0 O ther Branches: 2 C h a rte r Number: 262 Date: O ct. 3,1908 Trust D epartm ent: No Bank Holding Com pany None Chm.: S teve A. Wilson Vice President: M ary Emily Thom pson Cash: Alice G riffin P resident/C EO : Charles L Miller Vice P resident/Loan: Don Bassham Cash and balances Due From Banks:......... 523 Federal Funds and Repos:............... 3.273 Investments:............................................ 9,785 Total Loans:............................................. 7,449 Bank Premises and Fixed Assets:.............. 150 Other Real Estate:......................................... 7 Other Assets:.............................................. 424 Total A ssets:......................................... 21,611 Deposits:............................................ 16,558 Federal funds and Borrowings:............ 1,700 Other Liabilities:...................................... 150 Subordinated Debt:.................................... 0 Total Liabilities:................................... 18,408 Total Trust Assets:....................................... Number of Shares Outstanding:........... 4,000 0 Total Equity Capital and Reserves:.__ 3,203 Total Liabilities and Capital:............... 21,611 D ire c to rs : S teve Wilson, Harold Clemons, Sumner R. Cullom, Phillip Forrester, J. B. Hilliard, C harles L Miller, Michael E. Wilson, Mrs. R. E. L Wilson, R. E. L Wilson V, L a rry Wamble The Planters Bank Osceola, AR 1300 W. Keiser P .O .B ox 407 C ounty: Mississippi Population: 8,930 72370-0407 Telephone: 563-2666 FAX Number: 563-3436 Branches in Town: 2 O ther Branches: 0 C h a rte r Number: 684 Date: April 13,1944 Trust D epartm ent: No Bank Holding Com pany None Chm.: Sloan Rainwater, Jr. Vice Chm.: William I. Rainwater Vice President: G ary Little P resident/C EO : Jim Hinkle Vice P resident/C ash: B e tty H. Rue A sst. Vice President: N ancy Hall Cash and balances Due From Banks:...... 1,376 Federal Funds and Repos:....................... 1,550 Investments:........................................... 15,183 Total Loans:............................................ 19,867 Bank Premises and Fixed Assets:........... 1,558 Other Real Estate:...................................... 182 Other Assets:.............................................. 524 Total A ssets:......................................... 40,240 Deposits:............................................ 35,613 Federal funds and Borrowings:................. 46 Other Liabilities:...................................... 394 Subordinated Debt:.................................... 0 Total Liabilities:................................... 36,053 Total Equity Capital and Reserves:__ 4,187 Total Liabilities and Capital:............... 40,240 Total Trust Assets:....................................... Number of Shares Outstanding:......... 20,000 0 D ire c to rs : Paul Billings, S teve C ox, Virginia C ox, J. A. C rosthw ait, Jim Hinkle, C harles J. Low rance IV, D ew ey Neely, John Newcom b, Sloan Rainwater, Jr., William I. Rainwater, William I. Rainwater, Jr., E. H. Riley, H enry S w ift, Low ell O. W inston 92 Arkansas State Bank Department Bank of Ozark Ozark, AR Com m ercial at S ixth P .O .B o x 196 C ounty: Franklin Population: 3,330 72949-0196 Telephone: 667-2181 FAX Number: 667 -5 1 6 6 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 674 Date: June 9,1937 Trust D epartm ent: Yes Bank Holding C om pany B a n ksto ck One, Inc., Ozark, AR C hm .:Carl G. Holt Pres./Bank S ervices: M ark D. Ross Sr. V.P./Lending: R. D arrel Russell Vice President/T.O .: Pamela J. Minshew P resident/C E O : George G. Gleason, II Sr. V.P./Cash: H arold Beck Vice President: A. C. M oncrief Cash and balances Due From Banks:...... 3,176 Federal Funds and Repos:....................... 2,500 Investments:........................................... 17,195 Total Loans-........................................... 64,497 Bank Premises and Fixed Assets:........... 1,642 Other Real Estate:................................... 4,292 Other Assets:........................................... 1,952 Total Assets:......................................... 95,254 Deposits:............................................ 85,103 Federal funds and Borrowings:............... 100 Other Liabilities:................................... 1,056 Subordinated Debt:..................................... 0 Total Liabilities:................................... 86,259 Total Trust Assets:.................................. 5,829 Number of Shares Outstanding:......... 27,399 Total Equity Capital and Reserves:__ 8,995 Total Liabilities and Capital:............... 95,254 D ire c to rs : C arl G. Holt, G eorge G. Gleason II, Linda D. Gleason, C o y K irkpatrick, W. D. Gober, M ark D. Ross, Kennith Smith, O. P o rte r Hillard, R ebecca P. Johnson, L a rry M. Dicks, Gus S haffer Security Bank Paragould, AR C o u rt & P ruett P .O .B o x 670 C ounty: Greene Population: 18,540 7 2 4 50-0670 Telephone: 239-9571 FAX Number: 2 3 9-3410 Branches in Town: 2 O ther Branches: 1 C h a rte r Number: 640 Date: Feb. 5,1931 Trust D epartm ent: Yes Bank Holding C om pany Mid South Bancshares, Inc., Paragould, AR Chm.: Frank Oldham, Jr. Ex. Vice President: S te ve Gramling Trust O ffice r: Sharon Johnson P resident/C E O : William B. Fisher Sr. Vice President: Sandra Kasserm an Cash and balances Due From Banks:...... 3,576 Federal Funds and Repos:............................. 0 Investments:........................................... 29,505 Total Loans:.............................................66,816 Bank Premises and Fixed Assets:........... 3,977 Other Real Estate:...................................... 941 Other Assets:........................................... 2,852 Total Assets:........................................ 107,667 Deposits:............................................ 94,013 Federal funds and Borrowings:............ 4,000 Other Liabilities:...................................... 901 Subordinated Debt:................................. 700 Total Liabilities:................................... 99,614 Total Trust Assets:.................................. 4,158 Number of Shares Outstanding:........ 120,000 Total Equity Capital and Reserves:__ 8,053 Total Liabilities and Capital:.............. 107,667 D ire c to rs : Frank Oldham, Jr., William B. Fisher, S teve Gramling, E verett Rogers, J e rry McIntosh, Ray D istretti, Marlin D. Jackson, Herb Bland, Richard Nutt, T e rry Wilkins, C. Mack Shotts, Vern Ann Shotts, Donald I. Purcell, Frank Guinn 93 Seventy-Seventh Report Bank of Parkdale Parkdale, AR H w y. 165 & S tate H w y P .O .B o x 37 C ounty: A shley Population: 393 71661-0037 Telephone: 473-2217 FAX Number: 473-2492 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 141 Date: Feb. 1,1910 Trust D epartm ent: No Bank Holding C om pany None Chm.:Thomas R. Pugh President: George Pugh C EO /Ex. V.P.: Bruce Timmons Vice President: Geraldine Z a tw a rs k y Cash and balances Due From Banks:......... 201 Federal Funds and Repos:............................. 0 Investments:............................................ 8,744 Total Loans:........................................... 12,995 Bank Premises and Fixed Assets:.............. 489 Other Real Estate:...................................... 141 Other Assets:.............................................. 602 Total Assets:......................................... 23,172 Deposits:............................................ 20,402 Federal funds and Borrowings:............... 365 Other Liabilities:...................................... 149 Subordinated Debt:.................................... 0 Total Liabilities:................................... 20,916 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 16,000 Total Equity Capital and Reserves:__ 2,256 Total Liabilities and Capital:............... 23,172 D ire c to rs : Tom Pugh, G eorge Pugh, C arl Wells, D ew ayne Haynes, H arrison Ralph, Ernest O ’Neal, James N. Murphy, Frank Pugh, A. H. Pugh, Neill Sloan, C lifford Larrison, J. A. Gibson First State Bank Parkin, AR 25 W. Parkin Avenue P .O .B o x 526 C ounty: C ross Population: 1,847 72373-0526 Telephone: 755-5401 FAX Number: 755-2567 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 568 Date: June 5,1925 Trust D epartm ent: No Bank Holding C om pany Parkin Bancorp, Inc., Parkin, AR Chm.: William N. G riffin Ex. Vice P resident/C O O : Mitchell R. Higdon A sst. Vice President: Gayle M. C am eron A sst. Cash: Jo yce S. McKnight P resident/C EO : Frank Wallace Vice President/C ash: Brenda F. Williams A sst. Cash: Lori R oeder Cash and balances Due From Banks:......... 739 Federal Funds and Repos:.......................... 975 Investments:.................................... 3,594 Total Loans:............................................ 8,605 Bank Premises and Fixed Assets:.............. 134 Other Real Estate:........................................ 19 Other Assets:.............................................. 228 Total Assets:......................................... 14,294 Deposits:............................................ 12,688 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 202 Subordinated Debt:.................................... 0 Total Liabilities:................................... 12,890 Total Equity Capital and Reserves:__ 1,404 Total Liabilities and Capital:............... 14,294 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 4,000 D ire c to rs : Fred E. Brenner, John A. Brenner, John A. Brenner Jr., R aym ond S. Clift, Frankie C. Givens, Neil Griffin, William N. G riffin, Mitchell R. Higdon, Jack McNeil, William B. McSwain, Charles Ruston, Jr., Frank G. Wallace 94 Arkansas State Bank Department The Perry County Bank Perry ville, AR 201 Main S treet P .O .Box 189 C ounty: P e rry Population: 1,141 72126-0189 Telephone: 88 9 -2 3 1 8 FAX Number: 88 9 -2 9 6 6 Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 690 Date: Dec. 8,1 9 4 5 Trust D epartm ent: No Bank Holding C om pany P e rry C o u n ty Bancshares, Inc., P e rry ville, AR Chm.: R obert M. Hill Sr. Vice President: Joe C a rte r Vice President: Naomi Chamblis P resident/C E O : Neal Ainley Vice President: M a rty S a tte rfie ld Vice President: Helen Brandon Cash and balances Due From Banks:...... 1,501 Federal Funds and Repos:....................... 1,125 Investments:........................................... 18,069 Total Loans-........................................... 28,281 Bank Premises and Fixed Assets:.............. 171 Other Real Estate:......................................... 0 Other Assets:.............................................. 724 Total Assets:......................................... 49,871 Deposits:............................................ 45,411 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 364 Subordinated Debt:..................................... 0 Total Liabilities:................................... 45,775 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 16,000 Total Equity Capital and Reserves:__ 4,096 Total Liabilities and Capital:............... 49,871 D ire c to rs : Rob M. Hill, H erby Branscum, Jr., C harles Roland, Sr., Neal Ainley Piggott State Bank Piggott, AR 212 W. C h e rry P .O .B o x 307 C ounty: Clay Population: 3,777 72454-0307 Telephone: 598-3802 FAX Number: 5 98-2026 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 613 Date: M arch 10,1930 Trust D epartm ent: No Bank Holding C om pany P iggott B ankstock, Inc., Piggott, AR C hm ./Pres./CEO : Paula O. Blackw ell Cash and balances Due From Banks:...... 2,014 Federal Funds and Repos:....................... 1,300 Investments:........................................... 13,738 Total Loans:........................................... 14,940 Bank Premises and Fixed Assets:.............. 468 Other Real Estate:........................................ 10 Other Assets:...................... 476 Total A ssets:......................................... 32,946 Deposits:............................................ 30,126 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 367 Subordinated Debt:.................................... 0 Total Liabilities:................................... 30,493 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 4,000 Total Equity Capital and Reserves:__ 2,453 Total Liabilities and Capital:............... 32,946 D ire c to rs : Paula O. Blackwell, S teve Bell, Jim Poole Seventy-Seventh Report 95 First State Bank Plainview, AR Main & B roadw ay P .O .B o x 277 C ounty: Yell Population: 685 72857-0277 Telephone: 272-4221 FAX Number: 272-4154 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 663 Date: Jan. 12,1934 Trust D epartm ent: No Bank Holding C om pany Clem ent Bancshares, Inc., Plainview, AR Chm ./Pres./CEO: John Clem ent Vice P resident/Loans: James Bata Ex. Vice President: Ralph Wilson Vice P resident/C ash: Theogene Bollan Cash and balances Due From Banks:...... 1,001 Federal Funds and Repos:....................... 1,300 Investments:............................................ 5,036 Total Loans-........................................... 17.113 Bank Premises and Fixed Assets:.............. 147 Other Real Estate:...................................... 142 Other Assets:........................................... 1,571 Total A ssets:......................................... 26,310 Deposits:............................................ 23,537 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 176 Subordinated Debt:.................................... 0 Total Liabilities:................................... 23,713 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 20,000 Total Equity Capital and Reserves:__ 2,597 Total Liabilities and Capital:............... 26,310 D ire c to rs : John Clement, Thelm a Clement, George Tippin, Jimmy W eaver, Ralph Wilson Bank of Pocahontas Pocahontas, AR 101 B roadw ay P .O .B o x 467 C ounty: Randolph Population: 6,151 72455-0467 Telephone: 892-5286 FAX Number: None Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 145 Date: Oct. 31,1903 Trust D epartm ent: No Bank Holding C om pany P ocahontas B ankstock, Inc., P ocahontas Chm ./Pres./CEO : John R. Jackson, Jr. Vice President: Max R. Long Vice P resident/C ash: W. H. Holobaugh A sst. Cash: M ary D. Cullison Cash and balances Due From Banks:...... 3,426 Federal Funds and Repos:....................... 4,150 Investments:........................................... 34,805 Total Loans:........................................... 13,812 Bank Premises and Fixed Assets:............... 40 Other Real Estate:......................................... 0 Other Assets:........................................... 1,030 Total Assets:......................................... 57,263 Deposits:............................................ 51,071 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 408 Subordinated Debt:.................................... 0 Total Liabilities:................................... 51,479 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 5,000 Total Equity Capital and Reserves:__ 5,784 Total Liabilities and Capital:............... 57,263 D ire c to rs : Frank Bigger, Don R. C ox, J. Phillip Futrell, John R. Jackson, Jr., Carol B elford-Lew allen, Michael L M cNabb 96 Arkansas State Bank Department Planters & Stockmen Bank Pocahontas, AR 205 Rice S treet P. O. Box 587 C ounty: Randolph Population: 6,151 72455-0587 Telephone: 892-5252 FAX Number: 892-8251 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 715 Date: June 12,1962 Trust D epartm ent: No Bank Holding C om pany Walden Holding C om pany, Jonesboro, AR Chm.: Frank E. Walden Sr. Vice President: R o b e rt T. G riffith Vice President: S te ve Hill A sst. Cash: Oneta Thom pson P resident/C E O : Jeriel A. Summitt Vice President: Bernadine Guntharp Cashier: Bea M athew s A sst. Cash: K athy H a ckw o rth Cash and balances Due From Banks:...... 1,446 Federal Funds and Repos:....................... 1,425 Investments:............................................ 9,469 Total Loans-........................................... 16,009 Bank Premises and Fixed Assets:.............. 222 Other Real Estate:......................................... 0 Other Assets:.............................................. 573 Total Assets:......................................... 29,144 Deposits:............................................ 26,268 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 308 Subordinated Debt:.................................... 0 Total Liabilities:................................... 26,576 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 10,000 Total Equity Capital and Reserves:__ 2,568 Total Liabilities and Capital:............... 29,144 D ire c to rs : Jim King, Jeriel A. Summitt, Frank E. Walden, A. J. Baltz, Jr. The Peoples Bank Portland, AR Main S treet P .O .B o x 178 C ounty: A shley Population: 560 71663-0178 Telephone: 7 37-2236 FAX Number: 737-2816 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 251 Date: Jan. 22,1908 Trust D epartm ent: No Bank Holding C om pany Mainline Bankshares of Portland, Inc., Portland, AR Chm.: Ham pton Pugh Vice President: M ary Dean Pugh P resident/C E O : Tipton Pugh Cash and balances Due From Banks:......... 337 Federal Funds and Repos:.......................... 700 Investments:............................................ 7,520 Total Loans:............................................ 1,317 Bank Premises and Fixed Assets:............... 20 Other Real Estate:......................................... 0 Other Assets:.............................................. 149 Total Assets:......................................... 10,043 Deposits:............................................. 8,816 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 83 Subordinated Debt:.................................... 0 Total Liabilities:.................................... 8,899 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 4,000 Total Equity Capital and Reserves:__ 1,144 Total Liabilities and Capital:............... 10,043 D ire c to rs : M ary Dean Pugh, Ham pton Pugh, Tipton Pugh, Jack E dwards Seventy-Seventh Report 97 Portland Bank Portland, AR Main S treet P .O .B o x 68 C ounty: A shley Population: 560 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 57 Date: April 23,1900 71663-0068 Telephone: 737-2226 FAX Number: 737-4263 Trust D epartm ent: No Bank Holding Com pany P ortland Bankshares, Inc., Portland, AR Chm.: R obert D. Pugh President/C EO : Je rry D. Sadler Cash and balances Due From Banks:......... 427 Federal Funds and Repos:.......................... 405 Investments:............................................ 7,276 Total Loans:............................................ 7,442 Bank Premises and Fixed Assets:.............. 154 Other Real Estate:......................................... 5 Other Assets:.............................................. 289 Total A ssets:......................................... 15,998 Deposits:............................................ 13,561 Federal funds and Borrowings:............... 500 Other Liabilities:...................................... 138 Subordinated Debt:.................................... 0 Total Liabilities:................................... 14,199 Total Trust Assets:....................................... Number of Shares Outstanding:......... 20,000 0 Total Equity Capital and Reserves:__ 1,799 Total Liabilities and Capital:............... 15,998 D ire c to rs : R obert D. Pugh, J e rry Sadler, M ack Borgognoni, Benton N ewcom e, Joel Newcom e, C. E. Bridewell, William Oldham, Eddie Scherm, Don Pylate, C harles F. LaGrone, R. H. Tuggle The Farmers & Merchants Bank Prairie Grove, AR 102 E. Buchanan P .O .B ox 207 C ounty: W ashington Population: 1,761 72753-0207 Telephone: 846-2115 FAX Number: 846-3942 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 166 Date: Aug. 29,1904 Trust D epartm ent: No Bank Holding Com pany None Chm.: D. E. Rieff Ex. Vice President: W ilford H. Thom pson Vice President: Rick Burden P resident/C EO : James C. Rieff Vice P resident/C ash: Ted Doke Cash and balances Due From Banks:...... 3,345 Federal Funds and Repos:....................... 1,565 Investments:.......................................... 36,332 Total Loans:........................................... 20,966 Bank Premises and Fixed Assets:.............. 324 Other Real Estate:........................................ 44 Other Assets:.................................... ... 1,203 Total Assets:......................................... 63,779 Deposits:............................................ 54,771 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 328 Subordinated Debt:.................................... 0 Total Liabilities:................................... 55,099 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 12,000 Total Equity Capital and Reserves:__ 8,680 Total Liabilities and Capital:............... 63,779 D ire c to rs : D. E. Rieff, James C. Rieff, Argil B artholom ew , Billy Joe B artholom ew , B a rry H. Parks, W ilford H. Thom pson, J. L Herrin 98 Arkansas State Bank Department Bank of Prescott Prescott, AR E. S econd at Main D raw er 490 C ounty: N evada Population: 3,673 7 1 8 57-0490 Telephone: 887-2688 FAX Number: 887-6822 Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 162 Date: Aug. 10,1904 Trust D epartm ent: Yes Bank Holding C om pany First S ta te Holding C om pany of P rescott, P rescott, AR Chm./CEO: John W arren Brannan, Sr. Sr. Vice President: James A. Pullen Vice President: Jam es Franks A sst. Vice President: Gay Clark President: John W arren Brannan, Jr. Vice President: B. A. DeLam ar Vice President: Jean K. B olton-Jones A sst. Vice President: Pearl Taylor Cash and balances Due From Banks:...... 2,605 Federal Funds and Repos:....................... 1,025 Investments:........................................... 30,934 Total Loans:........................................... 16,031 Bank Premises and Fixed Assets:.............. 273 Other Real Estate:........................................ 85 Other Assets:........................................... 1,153 Total A ssets:......................................... 52,106 Deposits:............................................ 47,326 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 720 Subordinated Debt:..................................... 0 Total Liabilities:................................... 48,046 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 24,000 Total Equity Capital and Reserves:__ 4,060 Total Liabilities and Capital:............... 52,106 D ire c to rs : John W arren Brannan, Sr., John W arren Brannan, Jr., Duncan Culpepper, C arl D alrym ple, Jr., B. A. Delamar, James E. Franks, R obert L Godwin, Gerald H endrix, Jean K. Jones, R. K. McCasland, A bb Morman, R. W. M urry, James A. Pullen, Milburn Tippit, John Vansickle The Bank of Rector Rector, AR 400 Main S treet P .O .B o x 7 C ounty: Clay Population: 2,268 72461-0007 Telephone: 595-3591 FAX Number: 595-2550 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 616 Date: Nov. 15,1930 Trust D epartm ent: No Bank Holding C om pany N orth A rka n sa s Bancshares, Inc., Jonesboro, AR Chm.: G. L Ueblong Sr. V.P./Oper. Off.: S h e rry Dills President: Ronald Benson Cash and balances Due From Banks:...... 1,021 Federal Funds and Repos:.......................... 750 Investments:........................................... 10,609 Total Loans:........................................... 16,259 Bank Premises and Fixed Assets:.............. 178 Other Real Estate:......................................... 0 Other Assets:........................................... 1,273 Total Assets:......................................... 30,090 Deposits:............................................ 25,765 Federal funds and Borrowings:............ 1,000 Other Liabilities:...................................... 239 Subordinated Debt:.................................... 0 Total Liabilities:................................... 27,004 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 4,000 Total Equity Capital and Reserves:__ 3,086 Total Liabilities and Capital:............... 30,090 D ire c to rs : G. L Leiblong, Ronald Benson, D anny Holified, D anny Ford, Joe Calvin 99 Seventy-Seventh Report Farmers & Merchants Bank Reyno, AR 108 W. Main P .O .B ox 108 C ounty: Randolph Population: 467 72462-0108 Telephone: 769-2240 FAX Number: 769-2300 Branches in Town: 0 O ther Branches: 2 C h a rte r Number: 360 Date: Dec. 8,1911 Trust D epartm ent: Yes Bank Holding Com pany Far-M er Bankshares, Inc., Reyno, AR Chm.: Frank Oldham, Jr. Sr. Vice President: Dora Graham Pres./CEO /T.O .: David Dudley Vice President: Phyllis B urrow Cash and balances Due From Banks:......... 893 Federal Funds and Repos:.......................... 375 Investments:............................................ 5,089 Total Loans:.............................................. 6,787 Bank Premises and Fixed Assets:.............. 663 Other Real Estate:...................................... 121 Other Assets:............................................. 204 Total Assets:......................................... 14,132 Deposits:............................................ 13,079 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 158 Subordinated Debt:.................................... 0 Total Liabilities:................................... 13,237 Total Trust Assets:................................. Number of Shares Outstanding:......... 29,534 1,869 Total Equity Capital and Reserves:........ 895 Total Liabilities and Capital:............... 14,132 D ire c to rs : Frank Oldham, Jr., David W. Dudley, A d fre d Kerley, Frank Ellis, Tim othy Scott. Jake Rapert, C onrad Luter, G. B. Hambrick The Bank of Rison Rison, AR 200 Main S treet P .O .B ox 345 C ounty: C leveland Population: 1,258 71665-0345 Telephone: 325-6251 FAX Number: 325-7661 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 650 Date: March 7,1932 Trust D epartm ent: No Bank Holding Com pany None Chm.: James L M oore Vice President: John W. Elrod President/C EO : James R. Hopson Vice President: Ray B. Martin Cash and balances Due From Banks:...... 1,102 Federal Funds and Repos:.......................... 425 Investments:............................................ 8,383 Total Loans:.............................................. 4,290 Bank Premises and Fixed Assets:............... 43 Other Real Estate:......................................... 3 Other Assets:............................................. 709 Total A ssets:......................................... 14,955 Deposits:............................................ 12,309 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 69 Subordinated Debt:.................................... 0 Total Liabilities:................................... 12,378 Total Trust Assets:....................................... Number of Shares Outstanding:........... 4,000 0 Total Equity Capital and Reserves'-__ 2,577 Total Liabilities and Capital:............... 14,955 D ire c to rs : James L Moore, James R. Hopson, John W. Elrod, Ray B. Martin, Lee M oore 100 Arkansas State Bank Department Farmers & Merchants Bank Rogers, AR 4th & C hestnut P .O .B o x 250 C ounty: Benton Population: 24,692 72757-0250 Telephone: 6 3 6-4233 FAX Number: 631-6567 Branches in Town: 2 O ther Branches: 0 C h a rte r Number: 712 Date: March 13,1956 Trust D epartm ent: Yes Bank Holding C om pany L y n x x Banking C orporation, Rogers, AR Chm.: John R. Bland Vice President: Marla England Loan O ffice r: Greg Green Ex. V. P.: Charles H. Sandy Brannan A sst. Vice President: Sammie Evans Cash and balances Due From Banks:...... 2,052 Federal Funds and Repos:.......................... 350 Investments:........................................... 30,300 Total Loans:........................................... 56,007 Bank Premises and Fixed Assets:.............. 660 Other Real Estate:...................................... 995 Other Assets:........................................... 1,805 Total A ssets:......................................... 92,169 Deposits:............................................ 80,899 Federal funds and Borrowings:................. 49 Other Liabilities:...................................... 653 Subordinated Debt:.................................... 0 Total Liabilities:................................... 81,601 Total Trust Assets:.................................. 5,955 Number of Shares Outstanding:........ 135,623 Total Equity Capital and Reserves:... 10,568 Total Liabilities and Capital:............... 92,169 D ire c to rs : John R. Bland, Lemuel H. Tull, Evelyn S. Rife, James L Pickens, R obert S. Maloney III, Don L Shores, John D. C low er, C layton J. Eversole First Bank of Arkansas Russellville, AR 800 N orth A rkansas Avenue P.O .Box 3010 C ounty: Pope Population: 21,260 72801-0997 Telephone: 967 -8 0 0 0 FAX Number: 967-4679 Branches in Town: 2 O ther Branches: 3 C h a rte r Number: 192 Date: Sep. 29,1905 Trust D epartm ent: No Bank Holding C om pany D over Bancshares, Inc., Russellville, AR Chm./CEO: W ard J. Ramsay Sr. Vice President: Harold H ayes President: Roy Reaves Cash: Eunice Lamar Cash and balances Due From Banks:...... 2,497 Federal Funds and Repos:.......................... 750 Investments:.................. 19,214 Total Loans:........................................... 44,756 Bank Premises and Fixed Assets:........... 1,860 Other Real Estate:...................................... 269 Other Assets:........................................... 1,221 Total A ssets:......................................... 70,567 Deposits:............................................ 63,889 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 671 Subordinated Debt:.................................... 0 Total Liabilities:................................... 64,560 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 10,000 Total Equity Capital and Reserves:__ 6,007 Total Liabilities and Capital:............... 70,567 D ire c to rs : W ard J. Ramsay, Roy Reaves, James K. Young, Verlin Taylor, Tru e tt Leavell Seventy-Seventh Report 101 Bank o f Salem S a le m , AR 202 Church S treet P .O .B ox 338 C ounty: Fulton Population: 1,474 72576-0338 Telephone: 895-2591 FAX Number: 895-3825 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 266 Date: Dec. 9,1908 Trust D epartm ent: No Bank Holding Com pany Smith A s s o c ia te d Banking Corp., Little Rock, AR Chm.: Richard T. Smith P resident/C EO : Frank B. Burge Cash and balances Due From Banks:...... 1,412 Federal Funds and Repos:....................... 1,400 Investments:................... 15,620 Total Loans:.......................................... 32,558 Bank Premises and Fixed Assets:.............. 777 Other Real Estate:............................... 994 Other Assets:........................................... 1,325 Total A ssets:......................................... 54,086 Deposits:............................................ 48,494 Federal funds and Borrowings:............... 986 Other Liabilities:...................................... 371 Subordinated Debt:.................................... 0 Total Liabilities:................................... 49,851 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 20,000 Total Equity Capital and Reserves:...... 4,235 Total Liabilities and Capital:............... 54,086 D ire c to rs : Richard T. Smith, Frank B. Burge, L R. “Jack” Cochran, C. D w ayne Plumlee, Marvin N ew ton Logan County Bank Scranton, AR 600 Main S treet P. O. B ox 85 C ounty: Logan Population: 218 72863-0085 Telephone: 938-2511 FAX Number: 938-7084 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 578 Date: April 7,1926 Trust D epartm ent: No Bank Holding Com pany None Chm ./Pres./CEO: Joe Fritsche Vice President: G ary Fritsche Vice President: Je rry Davis Cashier: Don Fritsche Cash and balances Due From Banks:......... 759 Federal Funds and Repos:............................. 0 Investments:..... 17,423 Total Loans:........................................... 11,358 Bank Premises and Fixed Assets:.............. 180 Other Real Estate:........................................ 89 Other Assets:.............................................. 494 Total Assets:......................................... 30,303 Deposits:............................ 26,086 Federal funds and Borrowings:............... 280 Other Liabilities:...................................... 195 Subordinated Debt:.................................... 0 Total Liabilities:................................... 26,561 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 4,000 Total Equity Capital and Reserves:__ 3,742 Total Liabilities and Capital:............... 30,303 D ire c to rs : M argaret Ahne, Mildred Fritsche, Joe Fritsche, Regina M. Layes 102 Arkansas State Bank Department First Security Bank S e a r c y , AR 314 N. Spring P .O .B o x 1009 C ounty: W hite Population: 15,180 72143-1009 Telephone: 268-9871 FAX Number: 268-9871 Branches in Town: 2 O ther Branches: 4 C h a rte r Number: 649 Date: Feb. 6 ,1932 Trust D epartm ent: Yes Bank Holding C om pany First S e cu rity Bancorp, S earcy, AR C hm ./Pres./CEO : R eynie Rutledge Trust O ffic e r: Michael C. Hutsell Cash and balances Due From Banks:...... 6,266 Federal Funds and Repos:....................... 4,000 Investments:........................................... 63,037 Total Loans:........................................... 86,233 Bank Premises and Fixed Assets:........... 2,123 Other Real Estate:...................................... 186 Other Assets:........................................... 2,460 Total A ssets:........................................ 164,305 Deposits:.......................................... 146,998 Federal funds and Borrowings:............... 491 Other Liabilities:................................... 1,422 Subordinated Debt:..................................... 0 Total Liabilities:................................. 148,911 Total Trust Assets:................................ 18,133 Number of Shares Outstanding:......... 24,000 Total Equity Capital and Reserves:... 15,394 Total Liabilities and Capital:.............. 164,305 D ire c to rs : R eynie Rutledge, N. T. Rutledge, Alvin Van Hook, John McKnight, W ayne Ridout, C lifton Ganus, Bill Roussel, Jim Tarkington, E. D. Yancey, A lb e rt Yarnell, L a rry Crain, P o rte r Rodgers, Jr. Grant C ounty Bank S h e rid a n , A R 101 N .O ak P .O .B o x 67 C ounty: Grant Population: 3,098 72150-0067 Telephone: 942-3145 FAX Number: 94 2-5900 Branches in Town: 2 O ther Branches: 0 C h a rte r Number: 136 Date: July 2 9,1903 Trust D epartm ent: Yes Bank Holding Com pany GCB Bancshares.lnc., Sheridan, AR Chairman: D. E. M cC oy, Sr. Ex. Vice P resident/C ash: John D. M anatt P res./C E O /T rust Off.: D. E. M cC oy, Jr. Cash and balances Due From Banks:...... 1,785 Federal Funds and Repos:....................... 1,700 Investments:........................................... 22,053 Total Loans:........................................... 17,483 Bank Premises and Fixed Assets:.............. 551 Other Real Estate:........................................ 24 Other Assets:.............................................. 740 Total Assets:......................................... 44,336 Deposits:............................................ 39,166 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 242 Subordinated Debt:.................................... 0 Total Liabilities:................................... 39,408 Total Trust Assets:.................................. 1,717 Number of Shares Outstanding:......... 45,000 Total Equity Capital and Reserves:__ 4,928 Total Liabilities and Capital:............... 44,336 D ire c to rs : W. W. Allen, B yron D. Brown, Jr., James W. Lancaster, John D. M anatt, D. E. M cC oy, Jr., D. E. M cC oy, Sr., W. Lee Tucker Seventy-Seventh Report 103 Arkansas State Bank Siloam Springs, AR 318 E. Main S treet P .O .B ox 400 C ounty: Benton Population: 8,151 72761-0400 Telephone: 524-8101 FAX Number: 524-3307 Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 713 Date: Jan. 12,1960 Trust D epartm ent: Yes Bank Holding Com pany None P resident/C EO : Ross S tout Vice President: Tommy Free Vice President: Reta I. Foster Vice President: Norene B arnes Ex. Vice President: A rth u r M orris Vice P resident/C ash: B everly Lescard Vice President: D orothy Harmon Trust O ffice r: Don DeFreece Cash and balances Due From Banks:...... 2,990 Federal Funds and Repos:....................... 5,800 Investments:.......................................... 64,763 Total Loans:............................................ 33,088 Bank Premises and Fixed Assets:.............. 732 Other Real Estate:........................................ 35 Other Assets:........................................... 1,603 Total A ssets:......................................... 109,011 Deposits:............................................ 97,451 Federal funds and Borrowings:.................. 0 Other Liabilities:................................... 1,246 Subordinated Debt:.................................... 0 Total Liabilities:................................... 98,697 Total Trust Assets:................................. 6,186 Number of Shares Outstanding:......... 72,000 Total Equity Capital and Reserves:... 10,314 Total Liabilities and Capital:.............. 109,011 D ire c to rs : D elbert Allen, Jr., R oderick L Allen, H. E. Harrison, Jr., C harles C. Jones, Mark Simmons, Ross S tout, A rth u r M orris Smackover State Bank Smackover, AR 708 N. B roadw ay P. O. D raw er 107 C ounty: Union Population: 2,232 71762-0107 Telephone: 725-3051 FAX Number: 725-3049 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 600 Date: April 18,1928 Trust D epartm ent: Yes Bank Holding Com pany S m ackover Bancshares, Inc., S m ackover, AR Chm./'CEO: M ax O. Taylor Sr. V.P./Cash: Paulette Bussell President: Bob W illett Vice P re sid e nt/T ru st Off.: Jim Yeager Cash and balances Due From Banks:...... 1,359 Federal Funds and Repos:............................. 0 Investments:........................................... 27,536 Total Loans:........................................... 29,740 Bank Premises and Fixed Assets:.............. 290 Other Real Estate:...................................... 588 Other Assets:........................................... 1,036 Total Assets:......................................... 60,549 Deposits:............................................ 50,121 Federal funds and Borrowings:............ 2,188 Other Liabilities:...................................... 608 Subordinated Debt:.................................... 0 Total Liabilities:................................... 52,917 Total Trust Assets:..................................... 228 Number of Shares Outstanding:........ 100,000 Total Equity Capital and Reserves:__ 7,632 Total Liabilities and Capital:............... 60,549 D ire c to rs : M ax O. Taylor, James M. Tennyson, John D. Trimble V, Richard H. Vickers, Bob W illett 104 Arkansas State Bank Department Merchants & Planters Bank Sparkman, AR Com m erce & Main S tre e ts P .O .B o x 127 C ounty: Dallas Population: 553 71763-0127 Telephone: 678-2251 FAX Number: 678-2401 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 457 Date: Sep. 19,1916 Trust D epartm ent: No Bank Holding Com pany None Chm.: Joseph B. Ford Cashier: D oris Mann A sst. Cash: K athryn Daniel P resident/C E O : T yro l Q. C arson A sst. Cash: Patricia S haddock Cash and balances Due From Banks:......... 529 Federal Funds and Repos:.......................... 165 Investments:............................................ 3,407 Total Loans-............................................ 3,522 Bank Premises and Fixed Assets:.............. 110 Other Real Estate:........................................ 92 Other Assets:.............................................. 110 Total A ssets:........................................... 7,935 Deposits:.............................................. 7,189 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 52 Subordinated Debt:..................................... 0 Total Liabilities:.................................... 7,241 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 3,000 Total Equity Capital and Reserves:......... 694 Total Liabilities and Capital:................. 7,935 D ire c to rs : Joseph B. Ford, T yro l Q. Carson, Ray White, G. W. DeLaughter, Louis M. Jacks, Charles T. Gaston Springdale Bank and Trust Springdale, AR 415 W. Emma P. O. B ox 5000 C ounty: W ashington Population: 29,941 72765-5000 Telephone: 756-7000 FAX Number: 756-7077 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 339 Date: May 6,1911 Trust D epartm ent: Yes Bank Holding Com pany A rv e s t Bank Group, Inc., Bentonville, AR Chm.: Richard P. Calhoun Sr. Vice President: H. Dennis Smiley Vice President: S co tt K. Blackw ell P resident/C E O : Buddy D. Philpot Vice P resident/C ash: B. Gail Jefferson Invest O ffice r: Pamela Lam oureux Cash and balances Due From Banks:...... 1,685 Federal Funds and Repos:............................. 0 Investments:........................................... 10,145 Total Loans:........................................... 35,996 Bank Premises and Fixed Assets:.............. 935 Other Real Estate:......................................... 0 Other Assets:.............................................. 625 Total Assets:......................................... 49,386 Deposits:............................................ 40,192 Federal funds and Borrowings:............ 4,118 Other Liabilities:...................................... 357 Subordinated Debt:.................................... 0 Total Liabilities:................................... 44,667 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 5,500 Total Equity Capital and Reserves:__ 4,719 Total Liabilities and Capital:............... 49,386 D ire c to rs : James B aker, W ayne B ritt, Buddy Philpot, Willard W alker, Sam Fiser, Richard Calhoun Seventy-Seventh Report 105 Bodcaw Bank Stamps, AR 401 Thom as S treet P .O .B ox 8 C ounty: L a fa ye tte Population: 2,478 71860-0008 Telephone: 533-4486 FAX Number: None Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 106 Date: Dec. 8,1902 Trust D epartm ent: No Bank Holding C om pany None Chm.:B. Stan C ook President/C EO : James R. Nipper Cash and balances Due From Banks:__ 1,960 Federal Funds and Repos:............................. 0 Investments:.......................................... 33,145 Total Loans:.............................................. 8,896 Bank Premises and Fixed Assets:.............. 151 Other Real Estate:......................................... 0 Other Assets:...................................... 841 Total A ssets:......................................... 44,993 Deposits:............................................ 39,859 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 391 Subordinated Debt:.................................... 0 Total Liabilities:.............................. 40,250 Total Trust Assets:....................................... Number of Shares Outstanding:......... 10,000 0 Total Equity Capital and Reserves:...... 4,743 Total Liabilities and Capital:............... 44,993 D ire c to rs : B. Stan C ook, Roy Z. Kimbell, James Nipper, J. Paul Nipper, C ynthia C ook Sandefur, A. O. Smith, J. W oodrow Smith Bank of Star City Star City, AR 200 Jefferson D rawer 69 C ounty: Lincoln Population: 2,138 71667-0069 Telephone: 628-4286 FAX Number: 628-5274 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 567 Date: April 27, 1925 Trust D epartm ent: No Bank Holding Com pany S tar C ity Bancshares, Inc., S tar C ity, AR Chm./CEO: Bennie F. Ryburn, Jr. President: M. Don Smith Cash and balances Due From Banks:...... 1,581 Federal Funds and Repos:....................... 1,870 Investments:........................................... 14,084 Total Loans:........................................... 19,136 Bank Premises and Fixed Assets:.............. 373 Other Real Estate:....................................... 40 Other Assets:............................................. 383 Total A ssets:................................. 37,467 Deposits:............................................ 34,056 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 295 Subordinated Debt:.................................... 0 Total Liabilities:................................... 34,351 Total Trust Assets:....................................... Number of Shares Outstanding:......... 15,000 0 Total Equity Capital and Reserves:__ 3,116 Total Liabilities and Capital:............... 37,467 D ire c to rs : Bennie F. Ryburn, Jr., M. Don Smith, William Frizzell, Fred Thornton, Pat Riley, Jr., Lucille Ollar, Weldon W ynn, Keith D. G riffin 106 Arkansas State Bank Department Stephens Security Bank Stephens, AR 110 Ruby S treet P. O. Box 7 C ounty: Ouachita Population: 1,137 71764-0007 Telephone: 786-5416 FAX Number: 786-5419 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 692 Date: Feb. 8 ,1946 Trust D epartm ent: No Bank Holding C om pany Smith A s s o c ia te d Banking Corp., Little Rock, AR Chm.: Richard T. Smith Ex. Vice P resident/C O O : C arol Reaves Vice President: Linda Thom as P resident/C E O : Guy R. Smith Ex. Vice President: Troy Foreman Cash and balances Due From Banks:......... 649 Federal Funds and Repos:....................... 2,600 Investments:............................................ 6,539 Total Loans:........................................... 11,944 Bank Premises and Fixed Assets:............... 80 Other Real Estate:...................................... 460 Other Assets:.............................................. 531 Total Assets:......................................... 22,803 Deposits:............................................ 20,522 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 196 Subordinated Debt:.................................... 0 Total Liabilities:................................... 20,718 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 11,000 Total Equity Capital and Reserves:__ 2,085 Total Liabilities and Capital:............... 22,803 D ire c to rs : Richard T. Smith, Guy R. Smith, Jay C. Wilson, Colon W atson, C arol Reaves, M.R. Smart, Duncan G rayson Citizens Bank Strong, AR 212 W. Coleman P .O .B o x 724 C ounty: Union Population: 624 71765-0724 Telephone: 797-7361 FAX Number: None Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 634 Date: Jan. 19,1931 Trust D epartm ent: No Bank Holding Com pany Exchange Bancshares, Inc., El Dorado, AR Chm.: R obert P. T aylor P resident/C E O : Jeanell Cogburn Cash and balances Due From Banks:......... 479 Federal Funds and Repos:.......................... 400 Investments:............................................ 7,056 Total Loans:............................................ 3,884 Bank Premises and Fixed Assets:.............. 327 Other Real Estate:......................................... 0 Other Assets:.............................................. 576 Total Assets:......................................... 12,722 Deposits:............................................ 10,203 Federal funds and Borrowings:............... 200 Other Liabilities:...................................... 110 Subordinated Debt:.................................... 0 Total Liabilities:................................... 10,513 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 8,000 Total Equity Capital and Reserves:__ 2,209 Total Liabilities and Capital:............... 12,722 D ire c to rs : Jeanell C ogburn, B obby R. Dugal, Noland H. Hagood, Phillip G. Herring, D. R. James, Jr., H. Glenn Rambin, R obert P. Taylor 107 Seventy-Seventh Report The Farmers and Merchants Bank Stuttgart, AR Seventh & Main S tree ts P .O .B ox 947 C ounty: A rkansas Population: 10,420 72160-0947 Telephone: 673-6911 FAX Number: 673-6918 Branches in Town: 3 O ther Branches: 0 C h a rte r Number: 687 Date: Dec. 29,1944 Trust D epartm ent: Yes Bank Holding Com pany The Farmers and M erchants Bankshares, Inc., S tu ttg a rt, AR Chm.: Roy O. McCollum III President/C EO : Don Pattillo Cash and balances Due From Banks:...... 3,084 Federal Funds and Repos ....................... 1,940 Investments:........................................... 30,423 Total Loans:............................................ 66,100 Bank Premises and Fixed Assets:......... 2,306 Other Real Estate:...................................... 159 Other Assets:........................................... 2,141 Total A ssets:......................................... 106,153 Deposits:............................................ 93,091 Federal funds and Borrowings:............... 593 Other Liabilities:...................................... 950 Subordinated Debt:.................................... 0 Total Liabilities:................................... 94,634 Total Trust Assets:................................ 22,241 Number of Shares Outstanding:....... 100,000 Total Equity Capital and Reserves:... 11,519 Total Liabilities and Capital:.............. 106,153 D ire c to rs : Don Pattillo, Roy O. McCollum III, Bill Simpson, James Pond, C arl Gunter, M ickey Pierce. N icky Hargrove, Ray Vester, R obert S eidenstricker Bank of Trumann Trumann, AR H w y 63 P. O. Box 48 C ounty: Poinsett Population: 6,304 72472-0048 Telephone: 483-6333 FAX Number: 483-7512 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 354 Date: Oct. 2,1911 Trust D epartm ent: No Bank Holding Com pany None C hm ./Pres./CEO : C lyde R obertson, Jr. Vice President: C arroll D. A nderson A sst. Vice President: Shirley Benson Sr. Vice President: Wilburn J. Cole Vice President: Rick Gillette Cashier: C h e ryl M cM asters Cash and balances Due From Banks:...... 1,426 Federal Funds and Repos:....................... 2,140 Investments:........................................... 26,997 Total Loans:........................................... 19,401 Bank Premises and Fixed Assets:............. 503 Other Real Estate:......................................... 0 Other Assets:.............................................. 829 Total Assets:......................................... 51,296 Deposits:............................................ 43,783 Federal funds and Borrowings:............... 532 Other Liabilities:...................................... 371 Subordinated Debt:.................................... 0 Total Liabilities:................................... 44,686 Total Trust Assets:....................................... Number of Shares Outstanding:......... 60,000 0 Total Equity Capital and Reserves:__ 6,610 Total Liabilities and Capital:............... 51,296 D ire c to rs : C lyde R obertson, Jr., Natalie T. S tuckey, T e rry M. Clogston, Wilburn J. Cole, Frank Lady, Virginia P. Turner, Carroll D. Anderson, Eugene Pounds 108 Arkansas State Bank Department First State Bank of Arkansas Trumann, AR 825 H w y. 63 P. O. B ox 431 C ounty: P oinsett Population: 6,304 71472-0431 Telephone: 483 -6 4 3 3 FAX Number: 4 8 3 -7 0 3 0 Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 754 Date: Jan. 15,1991 Trust D epartm ent: No Bank Holding C om pany S o u th w e st Bancshares, Inc., Trumann, AR Chm.: W allace W. Fowler Ex. Vice President: Ed C h e rry Ex. Vice President: H a rry M. Hill Vice President: Suzanne Sloan P resident/C E O : James M. Yarbrough Ex. Vice President: M ark P. Fowler Sr. V.P./Cash: Georgia Bailey Vice President: J. D. Harlan Cash and balances Due From Banks:...... 1,263 Federal Funds and Repos:....................... 1,400 Investments:............................................ 5,256 Total Loans:........................................... 19,332 Bank Premises and Fixed Assets:.............. 874 Other Real Estate:......................................... 3 Other Assets:.............................................. 970 Total A ssets:......................................... 29,098 Deposits:............................................ 26,088 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 268 Subordinated Debt:.................................... 0 Total Liabilities:................................... 26,356 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 10,000 Total Equity Capital and Reserves:.... 2,742 Total Liabilities and Capital:............... 29,098 D ire c to rs : W allace W. Fowler, Jama Fowler, M ark Fowler, Phil Jones, U o y d M cC racken, Jr., Ben Hyneman, Hal Hyneman, James M. Yarbrough, Burness Holt, J. D. Harlan, M ark Brow n, H a rry Hill, David Thom pson Bank of Tuckerman Tuckerman, AR Main S treet P.O .Box 700 C ounty: Jackson Population: 2,020 72473-0700 Telephone: 349-5155 FAX Number: 349-5170 Branches in Town: 0 O ther Branches: 3 C h a rte r Number: 164 Date: Nov. 8 ,1902 Trust D epartm ent: No Bank Holding Com pany R ainbow Investm ent Com pany, Inc., Tuckerman, AR Chm.: Lindley V. Smith, Jr. Vice President: Al M. M orris, Jr. Cash: Ann W atson P resident/C E O : Lindley V. Smith Vice President: W. A. Sandlin II Cash and balances Due From Banks:......... 865 Federal Funds and Repos:....................... 2,775 Investments:........................................... 10,931 Total Loans:........................................... 15,444 Bank Premises and Fixed Assets:.............. 372 Other Real Estate:...................................... 277 Other Assets:.............................................. 543 Total Assets:......................................... 31,207 Deposits:............................................ 27,103 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 486 Subordinated Debt:.................................... 0 Total Liabilities:................................... 27,589 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 4,000 Total Equity Capital and Reserves:__ 3,618 Total Liabilities and Capital:............... 31,207 D ire c to rs : Lindley V. Smith, Jr., Bob Penix, S c o tty A rm stro n g 109 Seventy-Seventh Report First Delta Bank Tyronza, AR Main and Oak S treets P. O. B ox 395 C ounty: Poinsett Population: 858 72386-0395 Telephone: 487-2161 FAX Number: 487-2069 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 704 Date: Oct. 31,1951 Trust D epartm ent: No Bank Holding Com pany Tyronza Bancshares, Inc., Tyronza, AR Chm ./Pres./CEO: Charles F. Luter Vice President: Roger S tolks Vice President/C ash: Maxine U rsery Cash and balances Due From Banks:...... 1,565 Federal Funds and Repos:.......................... 500 Investments:............................................ 8,204 Total Loans:........................................... 14,412 Bank Premises and Fixed Assets:.............. 430 Other Real Estate:....................................... 32 Other Assets:.............................................. 312 Total Assets:......................................... 25,455 Deposits:............................................ 21,001 Federal funds and Borrowings:............... 500 Other Liabilities:...................................... 350 Subordinated Debt:.................................... 0 Total Liabilities:................................... 21,851 Total Trust Assets:..... ................................... 0 Number of Shares Outstanding:........... 2,000 Total Equity Capital and Reserves:__ 3,604 Total Liabilities and Capital:............... 25,455 D ire c to rs : A lb e rt A. Banks, George E. Beley, Charles F. Luter, H. F. N orcross, Jr., Eugene Vaughn, Lew is W ood Citizens Bank & Trust Company Van Buren, AR 3110 Alma H w y P.O. B ox 469 C ounty: C raw ford Population: 14,979 72956-0469 Telephone: 474-1201 FAX Number: 474-4630 Branches in Town: 2 O ther Branches: 2 C h a rte r Number: 328 Date: Dec. 20,1910 Trust D epartm ent: Yes Bank Holding Com pany Vista B ancorporation, Van Buren, AR Chm./CEO: James G. Williamson, Jr. Ex. Vice President: Marion H. Riggs Trust O ffice r: Ewell B. Lee President: William W. Thom as Sr. Vice President: Luther F. G ordy III Cash and balances Due From Banks:...... 3,299 Federal Funds and Repos:.......................... 600 Investments:........................................... 61,905 Total Loans:........................................... 58,783 Bank Premises and Fixed Assets:........... 1,241 Other Real Estate:...................................... 562 Other Assets:.......................................... 2,283 Total A ssets:....................................... 128,673 Deposits:.......................................... 115,537 Federal funds and Borrowings:............ 3,082 Other Liabilities:...................................... 921 Subordinated Debt:.................................... 0 Total Liabilities:................................. 119,540 Total Trust Assets:.................................... 904 Number of Shares Outstanding:......... 16,000 Total Equity Capital and Reserves:__ 9,133 Total Liabilities and Capital:....... 128,673 D ire c to rs : Jimmy G. Bell, W arren D. Blaylock, Jimmy D. Gooch, M orril Harriman, Marion H. Riggs, Paul Shirley, William W. Thom as, James G. Williamson, Jr. 110 Arkansas State Bank Department The Peoples Bank Waldo, AR 101 Main S treet P .O .B o x 426 C ounty: Columbia Population: 1,495 71770-0426 Telephone: 693-5551 FAX Number: None Branches in Town: 1 O ther Branches: 3 C h a rte r Number: 313 Date: June 22,1 9 1 0 Trust D epartm ent: Yes Bank Holding C om pany Golden O aks Bancshares, Inc., Waldo, AR C hm ./Pres./C E O /T.O .: Harold Fincher Vice P resident/C ash: Jill Jackson Ex. Vice President: Richard P. C lark Cash and balances Due From Banks:......... 830 Federal Funds and Repos:.......................... 225 Investments:........................................... 17,000 Total Loans-............................................ 8,091 Bank Premises and Fixed Assets:.............. 140 Other Real Estate:........................................ 10 Other Assets:.............................................. 331 Total Assets:......................................... 26,627 Deposits:............................................ 23,526 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 160 Subordinated Debt:.................................... 0 Total Liabilities:................................... 23,686 Total Trust Assets:..................................... 977 Number of Shares Outstanding:......... 10,000 Total Equity Capital and Reserves'-__ 2,941 Total Liabilities and Capital:............... 26,627 D ire c to rs : Harold H. Fincher, D o ro th y J. Fincher, Richard P. Clark, Imogene M. Clark, G. F. S cott, B e tty L S cott, M a ry L Baird, Steven C lark Fincher, B e tty E. Harris, Pamela L Davis Bank of Waldron Waldron, AR 110 W. 4 th S treet P. O. Box 2260 C ounty: S co tt Population: 3,024 72958-2260 Telephone: 637-2161 FAX Number: 637-4874 Branches in Town: 1 O ther Branches: 0 C h a rte r Number: 72 Date: April 3,1901 Trust D epartm ent: Yes Bank Holding C om pany R odgers Family Banchares, Inc., Waldron, A rka n sa s Chm.: Dale T. Rodgers Ex. V.P./Trust Off.: Knox Dozier Vice President: Debra Fuller Cashier: Linda Tanner P resident/C E O : Bill R. Philpot Sr. Vice President: R oberts A kers A sst. Vice President: C arl Sivils Cash and balances Due From Banks:...... 1,894 Federal Funds and Repos:.......................... 995 Investments:........................................... 25,949 Total Loans:........................................... 37,995 Bank Premises and Fixed Assets:.............. 724 Other Real Estate:...................................... 431 Other Assets:........................................... 1,037 Total Assets:......................................... 69,025 Deposits:............................................ 59,343 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 369 Subordinated Debt:.................................... 0 Total Liabilities:................................... 59,712 Total Trust Assets:..................................... 234 Number of Shares Outstanding:......... 24,000 Total Equity Capital and Reserves:__ 9,313 Total Liabilities and Capital:............... 69,025 D ire c to rs : Kelly A shford, Bill Black, R obert A kers, Jim H. C urrier, Knox Dozier, Rena Owens, Bill R. Philpot, James Richmond, Dale Rodgers Seventy-Seventh Report 111 The Scott County Bank Waldron, AR Main & W. Church P. O. B ox 838 C ounty: S co tt Population: 3,024 72958-0838 Telephone: 637-3191 FAX Number: 637-3195 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 741 Date: Feb. 2 0,1980 Trust D epartm ent: No Bank Holding Com pany None CEO: John E. C ham bers III President: Patsy Hawkins Cash and balances Due From Banks:......... 953 Federal Funds and Repos:.......................... 550 Investments:........................................... 15,624 Total Loans:............................................ 22,679 Bank Premises and Fixed Assets:.............. 923 Other Real Estate:...................................... 153 Other Assets:............................................. 690 Total Assets:......................................... 41,572 Deposits:............................................ 36,982 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 399 Subordinated Debt:.................................... 0 Total Liabilities:................................... 37,381 Total Trust Assets:....................................... Number of Shares Outstanding:......... 40,000 0 Total Equity Capital and Reserves.__ 4,191 Total Liabilities and Capital:............... 41,572 D ire c to rs : John E. Cham bers III, P atsy Hawkins, Roy Hale, J. B. C ox, Thurman Keener, Dan Laird, Lonnie Campbell The Arkansas Bank Walnut Ridge, AR 212 W. Walnut P .O .B ox 749 C ounty: Law rence Population: 4,388 72457-0749 Telephone: 886-7711 FAX Number: 886-2941 Branches in Town: 0 O ther Branches: 3 C h a rte r Number: 71 Date: March 23,1901 Trust D epartm ent: No Bank Holding Com pany None Chm./CEO: Sloan Rainw ater Vice Chm.: Jim Hinkle Vice P resident/Loan: M arilyn Davis President: Mike Taylor Vice President/Loan: John Phillips III Cashier: Kim Nunnally Cash and balances Due From Banks:...... 2,962 Federal Funds and Repos:....................... 1,700 Investments:.......................................... 23,217 Total Loans:............................................ 16,303 Bank Premises and Fixed Assets:.............. 435 Other Real Estate:......................................... 0 Other Assets:........................................... 2,516 Total Assets:......................................... 47,133 Deposits:............................................ 41,383 Federal funds and Borrowings:................. 38 Other Liabilities:............... 274 Subordinated Debt:.................................... 0 Total Liabilities:................................... 41,695 Total Trust Assets:....................................... Number of Shares Outstanding:......... 18,000 0 Total Equity Capital and Reserves:__ 5,438 Total Liabilities and Capital:............... 47,133 D ire c to rs : William I. Rainwater, Sr., Sloan Rainwater, William I. Rainwater, Jr., Virginia R. C ox, S teve C ox, Odell Fort, Jim Hinkle, Ben S tarr, M aurice S tarr, B o yce Durham, Earl D. Perkins, Mike Taylor Arkansas State Bank Department 112 First State Bank Warren, AR Main S treet P. O. B ox 29 C ounty: B radley Population: 6,455 71671 -0029 Telephone: 226-2601 FAX Number: 226-2253 Branches in Town: 1 O ther Branches: 1 C h a rte r Number: 739 Date: Dec. 12,1978 Trust D epartm ent: Yes Bank Holding C om pany B radley Bancshares, Inc., W arren, AR Chm.: Virginia M. R yburn Pres./CEO /T.O .: Freddie M. Mobley Cash and balances Due From Banks:...... 1,558 Federal Funds and Repos:.......................... 765 Investments:........................................... 25,273 Total Loans:........................................... 35,031 Bank Premises and Fixed Assets:.............. 442 Other Real Estate:...................................... 137 Other Assets:.............................................. 922 Total A ssets:......................................... 64,128 Deposits:............................................ 57,715 Federal funds and Borrowings:............... 415 Other Liabilities:...................................... 449 Subordinated Debt:.................................... 0 Total Liabilities:................................... 58,579 Total Trust Assets:..................................... 986 Number of Shares Outstanding:......... 59,000 Total Equity Capital and Reserves:__ 5,549 Total Liabilities and Capital:............... 64,128 D ire c to rs : R obert E. G arner, R oger George, Freddie M. M obley, Hugh A. Quimby, Bennie Ryburn, Jr., Bennie Ryburn III, Virginia M. Ryburn, J. C. Thompson, H. Sidney W harton Warren Bank & Trust Company Warren, AR 201 S. Main P. O. B ox 350 C ounty: Bradley Population: 6,455 71671 -0 3 5 0 Telephone: 226-2621 FAX Number: 226-6261 Branches in Town: 2 O ther Branches: 1 C h a rte r Number: 80 Date: Dec. 28,1901 Trust D epartm ent: Yes Bank Holding C om pany None Chm.: Louis Wilson Ederington Ex. V.P./COO: Thom as M H argrove President/T.O .: Gerald D. B urton Vice Chm.: John B. Frazer, Jr. Cash and balances Due From Banks:...... 3,366 Federal Funds and Repos:....................... 2,325 Investments:........................................... 42,955 Total Loans:........................................... 42,365 Bank Premises and Fixed Assets:.............. 725 Other Real Estate:........................................ 49 Other Assets:........................................... 2,079 Total A ssets:......................................... 93,864 Deposits:............................................ 80,669 Federal funds and Borrowings:............... 981 Other Liabilities:...................................... 825 Subordinated Debt:.................................... 0 Total Liabilities:................................... 82,475 Total Trust Assets:.................................. 7,516 Number of Shares Outstanding:......... 48,000 Total Equity Capital and Reserves:... 11,389 Total Liabilities and Capital:............... 93,864 D ire c to rs : Louis W. Ederington, John B. Frazer, Jr., F. M artin Hankins, W. S kyes Harris, J. E. Hurley, Jr., C. A. Milton, G erard S angster, G. F. W ynne Seventy-Seventh Report 113 Bank of Weiner Weiner, AR Highway 49 P. O. B ox 307 C ounty: Poinsett Population: 655 72479-0307 Telephone: 684-2221 FAX Number: 684-7392 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 276 Date: April 2,1909 Trust D epartm ent: Yes Bank Holding C om pany Hogue Holding Com pany, Weiner, AR C hm ./Pres./CEO /T.O .: John R. Hogue Ex. Vice President: Niles A. Bise Cash and balances Due From Banks:...... 1,424 Federal Funds and Repos:............ 2,725 Investments:........................................... 11,856 Total Loans:............................................ 18,644 Bank Premises and Fixed Assets:............. 139 Other Real Estate:......................................... 0 Other Assets:.............................................. 843 Total A ssets:................................ 35,631 Deposits:............................................ 30,593 Federal funds and Borrowings:............... 126 Other Liabilities:...................................... 529 Subordinated Debt:.................................... 0 Total Liabilities:................................... 31,248 Total Trust Assets:................................. 2,162 Number of Shares Outstanding:........... 8,000 Total Equity Capital and Reserves:__ 4,383 Total Liabilities and Capital:............... 35,631 D ire c to rs : John R. Hogue, E rnest L. Hogue, H erbert D. Ziegenhorn, Niles A. Bise, Charles E. Givens Merchants & Farmers Bank West Helena, AR 425 East Plaza P .O .B ox 2507 C ounty: Phillips Population: 9,695 72390-0507 Telephone: 572-3481 FAX Number: 572-1901 Branches in Town: 2 O ther Branches: 1 C h a rte r Number: 700 Date: Oct. 4,1948 Trust D epartm ent: Yes Bank Holding Com pany Southern Bancshares, Inc., W est Helena, AR Chm.: B rooks G riffin President: Bill Simmons Sr. Vice President: Gordon W hite CEO: Douglas Simmons Ex. Vice President: James Bogle Sr. Vice President/T.O .: E. F. Kalb Cash and balances Due From Banks: . . 2,383 Federal Funds and Repos:............................. 0 Investments' ......................................... 33,456 Total Loans:............................................ 56,106 Bank Premises and Fixed Assets:.......... 1,446 Other Real Estate:.... 125 Other Assets:.......................................... 1,917 Total A ssets:......................................... 95,433 Deposits:............................................ 79,949 Federal funds and Borrowings:............ 7,425 Other Liabilities:...................................... 870 Subordinated Debt:.................................... 0 Total Liabilities:................................... 88,244 Total Trust Assets:.............. Number of Shares Outstanding:......... 20,000 1,675 Total Equity Capital and Reserves:__ 7,189 Total Liabilities and Capital:............... 95,433 D ire c to rs : B rooks Griffin, James E. B oyd, Sr., Herman S torey, William Benton, W. P. Foster, Je rry Kelley, W alter M orris, Bill Simmons, V. D. Simmons 114 Arkansas State Bank Department Bank of West Memphis West Memphis, AR 626 E. B roadw ay P. O. B ox 2128 C ounty: C rittenden Population: 28,259 72303-2128 Telephone: 732-8000 FAX Number: 735-0849 Branches in Town: 3 O ther Branches: 0 C h a rte r Number: 601 Date: A pril 21,1928 Trust D epartm ent: Yes Bank Holding C om pany B ancshares of W est Memphis, Inc., W est Memphis, AR Chm.: George H. Dunklin Vice Chm.: M. E. Black Dunklin Sr. Vice President: Paul Neal Vice P resident/C ash: Jo Duncan P resident/C E O : Jack K. Hogan Ex. Vice President: R obert L W right Sr. V.P./Auditor: R obert L N aylor Sr V.P./Trust O ff.: A rle y Knight Cash and balances Due From Banks:...... 4,565 Federal Funds and Repos:....................... 2,700 Investments:........................................... 39,854 Total Loans:........................................... 26,425 Bank Premises and Fixed Assets:.............. 537 Other Real Estate:...................................... 323 Other Assets:........................................... 1,368 Total Assets:......................................... 75,772 Deposits:............................................ 66,041 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 364 Subordinated Debt:..................................... 0 Total Liabilities:................................... 66,405 Total Trust Assets:.................................. 3,765 Number of Shares Outstanding:........ 100,000 Total Equity Capital and Reserves:__ 9,367 Total Liabilities and Capital:............... 75,772 D ire c to rs : Davis Biggs, Jack K. Hogan, U o y d C. McCuiston, Jr., George H. Dunklin, Keith Ingram, Paul O ’Neal, M. E. Black Dunklin, W. Kent Ingram, Jr., J. C. Tennison, James A. Heath, Pat K. M agruder, J. Frank W aggener Wilmot State Bank Wilmot, AR Main S treet P .O .B o x 95 C ounty: A shley Population: 1,047 71676-0095 Telephone: 473-2211 FAX Number: 473-5131 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 676 Date: Oct. 25,1937 Trust D epartm ent: No Bank Holding C om pany None Chm.: William B. deYampert P resident/C E O : Kenneth M. A llbritton Cash and balances Due From Banks:......... 312 Federal Funds and Repos:....................... 1,815 Investments:............................................ 1,614 Total Loans:............................................ 5,740 Bank Premises and Fixed Assets:............... 51 Other Real Estate:........................................ 90 Other Assets:.............................................. 132 Total A ssets:........................................... 9,754 Deposits:.............................................. 8,081 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 35 Subordinated Debt:.................................... 0 Total Liabilities:.................................... 8,116 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 12,000 Total Equity Capital and Reserves:__ 1,638 Total Liabilities and Capital:................. 9,754 D ire c to rs : John B. C urrie, John B. Currie, Jr., William J. Currie, Jack Gardner, Thom as F. Scannell III, William B. deYampert 115 Seventy-Seventh Report Cross County Bank W ynne, AR 1 C ross C o u n ty Plaza P .O .B ox 9 C ounty: C ross Population: 8,187 Branches in Town: 1 O ther Branches: 2 C h a rte r Number: 25 Date: June 5,1891 72396-0009 Telephone: 238-8171 FAX Number: 238-4052 Trust D epartm ent: Yes Bank Holding C om pany C ross C o u n ty Bancshares, Inc., W ynne, AR Chm.: Williard G. Burks P resident/C E O /T.O .: Ken McClanahan Cash and balances Due From Banks:...... 2,787 Federal Funds and Repos:....................... 3,500 Investments:........................................... 21,750 Total Loans:........................................... 57,423 Bank Premises and Fixed Assets:........... 1,480 Other Real Estate:........................................ 72 Other Assets:........................................... 1,967 Total A ssets:......................................... 88,979 Deposits:............................................ 80,182 Federal funds and Borrowings:............... 515 Other Liabilities:...................................... 682 Subordinated Debt:.................................... 0 Total Liabilities:................................... 81,379 Total Trust Assets:..................................... 769 Number of Shares Outstanding:........... 4,000 Total Equity Capital and Reserves:__ 7,600 Total Liabilities and Capital:............... 88,979 D ire c to rs : Willard G. Burks, A lb e rt A. Hess, Guy E. Fisher, Marvin T. Hagaman, Pete L Imboden, R oger E. Pohlner, Donald L Reddmann, James A. Richardson, Ken McClanahan First Arkansas Bank W ynne, AR 500 N. Falls P.O .Box 189 C ounty: C ross Population: 8,187 72396-0189 Telephone: 238-2265 FAX Number: 238-7030 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 228 Date: Jan. 24,1907 Trust D epartm ent: No Bank Holding C om pany C h e rry Valley Bancshares, Inc., W ynne, AR Chm.: W. M. Smith III Cash: A ndrea W ood P resident/C EO : Dale Beaird Cash and balances Due From Banks:......... 683 Federal Funds and Repos:.......................... 425 Investments:............................................ 2,586 Total Loans:............................................ 7,066 Bank Premises and Fixed Assets:.............. 664 Other Real Estate:........................................ 29 Other Assets:........................ 179 Total Assets:......................................... 11,632 Deposits:............................................. 9,636 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 134 Subordinated Debt:.................................... 0 Total Liabilities:.................................... 9,770 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 1,676 Total Equity Capital and Reserves:__ 1,862 Total Liabilities and Capital:........... ... 11,632 D ire c to rs : W. M. Smith, Jr., W. M. “M a rk ” Smith III, H. H. Beasley, H a rry H. Melborn 116 Arkansas State Bank Department The Bank of Yellville Yellville, AR Madison & Church P .O .B o x 325 C ounty: Marion Population: 1,181 7 2 6 87-0325 Telephone: 449-4231 FAX Number: 449-4231 Branches in Town: 0 O ther Branches: 1 C h a rte r Number: 691 Date: Dec. 13,1945 Trust D epartm ent: Yes Bank Holding C om pany Mountain Bancshares, Inc., Yellville, AR C hm ./Pres./CEO : Judy Loving Vice President: Edith C. B enton A sst. Vice President: Phyllis Harp Ex. Vice President: Chloe Richardson Vice President: Pauline Mears A sst. Vice President: Vernon D e w e y Cash and balances Due From Banks:...... 1,669 Federal Funds and Repos:.......................... 400 Investments:........................................... 17,650 Total Loans:........................................... 27,003 Bank Premises and Fixed Assets:.............. 782 Other Real Estate:...................................... 568 Other Assets:.............................................. 918 Total A ssets:......................................... 48,990 Deposits:............................................ 44,170 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 264 Subordinated Debt:..................................... 0 Total Liabilities:................................... 44,434 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 20,781 Total Equity Capital and Reserves:__ 4,556 Total Liabilities and Capital:............... 48,990 D ire c to rs : Judy Loving, Fred B e rry , O w en Kompelien, H. C. Hall, Kenneth Smith, Dan Duren, Frank Bailey, Susan Wendel, Oran C a rte r, Karl King Seventy-Seventh Report SEVENTY-SEVENTH ANNUAL REPORT OF STATE CHARTERED INDUSTRIAL LOAN INSTITUTIONS, TRUST COMPANIES AND NON PROFIT ORGANIZATIONS (NOT ENGAGED IN COMMERCIAL BANKING) JUNE 30, 1991 117 118 Arkansas State Bank Department Southern Credit Corporation Malvern, AR P. O. B ox 400 C ounty: Hot Spring Population: 9,256 72104-0400 Telephone: 332-2462 FAX Number: 332-3386 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 1000 Date: Oct. 9,1959 (This institution is insured by the Federal D eposit Insurance C orporation) Trust D epartm ent: No Bank Holding C om pany None P resident/C E O : W. H. McClure Vice President: Frank M cClure Ex. Vice President: Layne Sparks Cash and balances Due From Banks:......... 250 Federal Funds and Repos:....................... 1,200 Investments:............................................ 7,382 Total Loans:............................................ 3,564 Bank Premises and Fixed Assets:............... 44 Other Real Estate:...................................... 392 Other Assets:.............................................. 182 Total A ssets:......................................... 13,014 Deposits:............................................ 11,403 Federal funds and Borrowings:.................. 0 Other Liabilities:....................................... 84 Subordinated Debt:.................................... 0 Total Liabilities:................................... 11,487 Total Trust Assets:........................................ 0 Number of Shares Outstanding:......... 11,350 Total Equity Capital and Reserves:__ 1,527 Total Liabilities and Capital:............... 13,014 D ire c to rs : W. H enry McClure, George L McClure, Sarah Cole, A. J. Wilks, N ancy M. York, Layne Sparks, Frank McClure, Chris E. Williams, Vance Jernigan National Credit Corporation Little Rock, AR c /o W orthen Banking Corp. P .O .B o x 1681 C ounty: Pulaski Population: 175,795 72203-1681 Telephone: 371-8769 FAX Number: 371-8460 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 1002 Date: April 13,1941 Trust D epartm ent: No Bank Holding C om pany W orthen Banking C orporation, Little Rock, AR Chm.: C urtis F. B radbury, Jr. President/C EO : A ndrew T. Melton Cash and balances Due From Banks:............ 5 Federal Funds and Repos:............................. 0 Investments:............................................... 244 Total Loans:.................................................. 0 Bank Premises and Fixed Assets:................. 0 Other Real Estate:......................................... 0 Other Assets:................................................. 5 Total A ssets:.............................................. 254 Deposits:................................................... Federal funds and Borrowings:.................. Other Liabilities:......................................... Subordinated Debt:.................................... Total Liabilities:.......................................... Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 6,250 Total Equity Capital and Reserves:........ 247 Total Liabilities and Capital:.................... 254 D ire c to rs : C urtis F. Bradbury, A ndrew T. Melton, William B. Keisler 0 0 7 0 7 Seventy-Seventh Report 119 Jones Investment & Trust Company Little Rock, AR 2323 First Com m m ercial Building C ounty: Pulaski 72201-3441 Population: 175,795 Telephone: 374-5225 FAX Number: 374-5100 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 302 Date: Aug. 29,1955 Trust D epartm ent: Yes Bank Holding Com pany None Chm ./Pres./CEO: Bernice Jones Vice P resident/T reasurer: H. G. Frost, Jr. Cash and balances Due From Banks:......... 302 Federal Funds and Repos:............................. 0 Investments:........................................... 14,187 Total Loans:............................................... 964 Bank Premises and Fixed Assets:............... 25 Other Real Estate:......................................... 0 Other Assets:.......... 185 Total Assets:......................................... 15,663 Deposits:.................................................... 0 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 185 Subordinated Debt:.................................... 0 Total Liabilities:....................................... 185 Total Trust Assets:....................................... Number of Shares Outstanding:........... 1,000 0 Total Equity Capital and Reserves:... 15,478 Total Liabilities and Capital:............... 15,663 D ire c to rs : B ernice Jones, H. G. Frost, Jr., John W. Johnson Metropolitan Trust Company S h e rw o o d , AR 7500 Highway 107 P .O .B o x 6500 C ounty: Pulaski Population: 18,893 72116-0900 Telephone: 835-7500 FAX Number: 835-1775 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 569 Date: June 5,1925 Trust D epartm ent: Yes Bank Holding Com pany None Chm ./Pres./CEO : A ndrew J. Collins Vice President: T e rry A. Paff Cashier: Jean L Bruegem an V. P.: Michael E. Friedrichsm eyer C FO /Treasurer: Everett L Hall, Jr. Cash and balances Due From Banks:............ 4 Federal Funds and Repos:................ 0 Investments:............................................... 176 Total Loans:.................................................. 0 Bank Premises and Fixed Assets:................. 0 Other Real Estate:...................................... 191 Other Assets:.............................................. 199 Total Assets:............................................. 570 Deposits:................................................... 0 Federal funds and Borrowings:.................. 0 Other Liabilities:...................................... 260 Subordinated Debt:.................................... 0 Total Liabilities:....................................... 260 Total Trust Assets:....................................... Number of Shares Outstanding:........... 1,619 0 Total Equity Capital and Reserves:........ 310 Total Liabilities and Capital:.................... 570 D ire c to rs : A ndrew J. Collins, E verett L Hall, Jr., Michael E. Friedrichsm eyer 120 Arkansas State Bank Department Arkansas Capital Corporation Little Rock, AR 72201-2513 Telephone: 374-9247 FAX Number: 374-8841 221 W. 2nd Street, Suite 800 C ounty: Pulaski Population: 175,795 Branches in Town: 0 O ther Branches: 0 C h a rte r Number: 1006 Date: Jan. 1,1901 T rust D epartm ent: No Bank Holding C om pany None Chm.: William T. S taed Ex. Vice President: C. Sam Walls President: D. Patton Rudder Vice President: G eorge E. Campbell Cash and balances Due From Banks:......... 224 Federal Funds and Repos:............................. 0 Investments:............................................ 4,192 Total Loans:............................................ 6,472 Bank Premises and Fixed Assets:............... 26 Other Real Estate:...................................... 160 Other Assets:............................................... 80 Total A ssets:......................................... 11,154 Deposits:.................................................... 0 Federal funds and Borrowings:............ 5,819 Other Liabilities:....................................... 99 Subordinated Debt:................................. 692 Total Liabilities:..................................... 6,610 Total Trust Assets:........................................ 0 Number of Shares Outstanding:........... 1,095 Total Equity Capital and Reserves:__ 4,544 Total Liabilities and Capital:............... 11,154 D ire c to rs : G eorge E. Campbell, W ayne Clark, Joe B. Ford, James Hall III, B e rt M. Mullens, James C. Patridge, Don Pattillo, D. Patton Rudder, William T. S taed, Bob J. Nash, A. David H arrington, John W. Ahlen Seventy-Seventh Report LIST OF COMMERCIAL BANKS BY COUNTY JUNE 30,1991 121 122 Arkansas State Bank Department COMMERCIAL BANKS LISTED BY COUNTY COUNTY B AN K NAM E C IT Y AR KANSAS D eW itt Bank & Trust C om pany The First National Bank Planters & M erchants Bank The Farmers & M erchants Bank First National Bank in S tu ttg a rt D eW itt D eW itt Gillett S tu ttg a rt S tu ttg a rt ASHLEY First National Bank o f C ro s s e tt First S tate Bank Farm ers Bank Bank of Parkdale The Peoples Bank P ortland Bank W ilmot S ta te Bank C ro s s e tt C ro s s e tt Hamburg Parkdale P ortland P ortland Wilmot BAXTER First National Bank & Trust C om pany Peoples Bank & Trust C om pany Mountain Home Mountain Home BENTON Bank of Bentonville First National Bank D ecatur S tate Bank Bank of G ra ve tt Farmers & M erchants Bank First National Bank & Trust C om pany A rka n sa s S tate Bank First National Bank Bentonville Bentonville D ecatur G ravette Rogers Rogers Siloam Springs Siloam Springs BOONE The S e cu rity Bank W orthen National Bank of Harrison Harrison Harrison BRADLEY First S ta te Bank W arren Bank & Trust C om pany W arren W arren CALHOUN Calhoun C o u n ty Bank Hampton CARRO LL First N ational Bank of B e rry ville and Eureka Springs Bank of Eureka Springs The First N ational Bank B erryville Eureka Springs Green Forest CHICOT D e rm o tt S tate Bank First S ta te Bank of D e rm o tt The Eudora Bank Bank of Lake Village Simmons First Bank D e rm o tt D erm ott Eudora Lake Village Lake Village CLARK Bank of A m ity C itizens First S tate Bank Elk Horn Bank & Trust C om pany M erchants & Planters Bank & Trust C om pany First S tate Bank of Gurdon A m ity Arkadelphia Arkadelphia Arkadelphia Gurdon CLAY C orning Bank Piggott S tate Bank The Bank o f R e cto r Corning Piggott R ector Seventy-Seventh Report 123 COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK NAME CITY CLEBURNE The C leburne C o u n ty Bank First National Bank of Cleburne C ounty Heber Springs S tate Bank Heber Springs Heber Springs Heber Springs CLEVELAND Pine S tate Bank The Bank of Rison Kingsland Rison COLUMBIA Farmers Bank & Trust C om pany First National Bank of Magnolia Union National Bank of A rkansas The Peoples Bank Magnolia Magnolia Magnolia Waldo CONWAY The First National Bank of C onw ay C ounty M orrilton S e cu rity Bank, N A . M orrilton M orrilton CRAIGHEAD C araw ay Bank The A rka n sa s Bank C itizens Bank of Jonesboro M ercantile Bank Simmons First Bank MidSouth Bank C araway Jonesboro Jonesboro Jonesboro Jonesboro M onette CRAWFORD Com m ercial Bank at Alma Bank of M ulberry C itizens Bank & Trust Com pany First National Bank of C ra w fo rd C ounty Alma M ulberry Van Buren Van Buren CRITTENDEN First Southern Bank C itizens Bank Bank of W est Memphis Fidelity National Bank of W est Memphis First National Bank in W est Memphis Earle Marion W est Memphis W est Memphis W est Memphis CROSS First S tate Bank C ross C o u n ty Bank First A rka n sa s Bank The First National Bank of W ynne Parkin W ynne W ynne W ynne D ALLAS First S tate Bank of F ordyce Fordyce Bank & Trust Com pany M erchants & Planters Bank F ordyce Fordyce Sparkman DESHA Dumas S tate Bank M erchants & Farmers Bank The First National Bank of McGehee McGehee Bank Dumas Dumas McGehee McGehee DREW Com m ercial Bank & Trust Com pany Union Bank & Trust C om pany M onticello M onticello FAULKNER First National Bank W orthen National Bank of C onw ay C onw ay C onw ay FRANKLIN A m erican S tate Bank Bank of O zark C harleston O zark 124 Arkansas State Bank Department COMMERCIAL BANKS LISTED BY COUNTY COUNTY FULTON BANK NAME Mercantile Bank Bank of Salem GARLAND Arkansas Bank and Trust Company One National Bank of Hot Springs Worthen National Bank of Hot Springs GRANT First National Bank of Sheridan Grant County Bank GREENE First National Bank Security Bank HEMPSTEAD Bank of Blevins Citizens National Bank The First National Bank HOT SPRING Bank of Malvern The Malvern National Bank HOWARD First National Bank of Howard County Citizens National Bank First National Bank INDEPENDENCE The Citizens Bank Worthen National Bank of Batesville Worthen National Bank of Newark IZARD First National Bank of Izard County The Bank of North Arkansas JACKSON First State Bank of Newport Merchants & Planters Bank Bank of Tuckerman JEFFERSON First National Bank of Altheimer Pine Bluff National Bank Simmons First National Bank Worthen National Bank of Pine Bluff JOHNSON Arkansas State Bank Farmers Bank and Trust Company LAFAYETTE The Bank of Bradley The First National Bank of Lewisville Peoples Bank & Loan Company Bodcaw Bank LAWRENCE Peoples Bank The Arkansas Bank First National Bank of Lawrence County LEE First National Bank LINCOLN First State Bank Bank of Star City UTTLE RIVER Bank of Ashdown, NA. First National Bank in Ashdown CITY Mammoth Spring Salem Hot Springs Hot Springs Hot Springs Sheridan Sheridan Paragould Paragould Blevins Hope Hope Malvern Malvern Dierks Nashville Nashville Batesville Batesville Newark Calico Rock Melbourne Newport Newport Tuckerman Altheimer Pine Bluff Pine Bluff Pine Bluff Clarksville Clarksville Bradley Lewisville Lewisville Stamps Imboden Walnut Ridge Walnut Ridge Marianna Gould Star City Ashdown Ashdown 125 Seventy-Seventh Report COMMERCIAL BANKS LISTED BY COUNTY COUNTY LOGAN BANK NAME Citizens Bank of Booneville First National Bank at Paris Logan County Bank Bank of Cabot LONOKE Citizens Bank & Trust Bank of England First Commercial Bank of Lonoke County First State Bank First National Bank MADISON Madison Bank & Trust First Ozark National Bank MARION The Bank of Yellville MILLER Commercial National Bank of Texarkana State First National Bank MISSISSIPPI Farmers Bank & Trust Company First National Bank in Bly theville Leachville State Bank Merchants & Planters Bank First National Bank in Osceola The Planters Bank American State Bank MONROE Bank of Brinkley FirstBank of Arkansas The Merchants & Planters Bank Bank of Holly Grove MONTGOMERY The Bank of Montgomery County NEVADA Bank of Prescott Newton County Bank NEWTON Bank of Bearden OUACHITA First National Bank of Carnden The Merchants & Planters Bank, N.A. Stephens Security Bank The Perry County Bank PERRY PHILLIPS The Delta State Bank First National Bank of Phillips County Helena National Bank Merchants & Farmers Bank PIKE Bank of Delight Caddo First National Bank The Bank of Glenwood Pike County Bank CITY Booneville Paris Scranton Cabot Carlisle England England Lonoke Huntsville Kingston Flippin Yellville Texarkana Texarkana Blytheville Blytheville Leachville Manila Osceola Osceola Osceola Brinkley Brinkley Clarendon Holly Grove Mount Ida Prescott Jasper Bearden Camden Camden Stephens Perryvilie Elaine Helena Helena West Helena Delight Glenwood Glenwood Murfreesboro 126 Arkansas State Bank Department COMMERCIAL BANKS LISTED BY COUNTY COUNTY POINSETT POLK POPE PRAIRIE PULASKI RANDOLPH SAUNE SCOTT SEARCY SEBASTIAN BANK NAME The Bank of Harrisburg Little River Bank Marked Tree Bank Bank of Trumann First State Bank of Arkansas First Delta Bank Bank of Weiner First National Bank in Mena The Union Bank of Mena Bank of Atkins First Bank of Arkansas First National Bank of Russellville Worthen National Bank of Russellville Farmers & Merchants Bank Hazen First State Bank First Jacksonville Bank and Trust Arkansas Bankers’ Bank Central Bank & Trust Eagle Bank & Trust Company First Commercial Bank, N.A. First Exchange Bank of Little Rock, N.A. Metropolitan National Bank Pulaski Bank & Trust Company Union National Bank Worthen Bank & Trust Company, N.A. Bank of Little Rock National Bank of Arkansas One National Bank of North Little Rock The Twin City Bank Bank of Pocahontas Planters & Stockmen Bank Farmers & Merchants Bank Benton State Bank The Union Bank of Benton Bank of Waldron The Scott County Bank Searcy County Bank The City National Bank of Fort Smith The First National Bank The Merchants National Bank of Fort Smith Farmers Bank Citizens Bank of Lavaca Bank of Mansfield CITY Harrisburg Lepanto Marked Tree Trumann Trumann Tyronza Weiner Mena Mena Atkins Russellville Russellville Russellville Des Arc Hazen Jacksonville Little Rock Uttle Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock North Little Rock North Little Rock North Little Rock North Little Rock Pocahontas Pocahontas Reyno Benton Benton Waldron Waldron Marshall Fort Smith Fort Smith Fort Smith Greenwood Lavaca Mansfield Seventy-Seventh Report 127 COMMERCIAL BANKS LISTED BY COUNTY COUNTY SEVIER SHARP ST. FRANCIS STONE UNION VAN BUREN WASHINGTON WHITE WOODRUFF YELL BANK NAME First National Bank First State Bank of DeQueen Horatio State Bank Bank of Lockesburg First National Bank of Sharp County Bank of Cave City Bank of Evening Shade Mercantile Bank First National Bank of Eastern Arkansas Planters Bank & Trust Company Planters National Bank Bank of Mountain View The Exchange Bank and Trust Company The First National Bank of El Dorado National Bank of Commerce Union State Bank Smackover State Bank Citizens Bank Clinton State Bank First National Bank Bank of Elkins The Bank of Fayetteville, N.A. First National Bank Mcllroy Bank & Trust Northwest National Bank Bank of Lincoln The Farmers & Merchants Bank First National Bank Springdale Bank and Trust Worthen National Bank of Northwest Arkansas Citizens State Bank Citizens Bank First State Bank FirstBank of Arkansas First National Bank First Security Bank The Bank of Augusta Bank of McCrory Danville State Bank Arkansas Valley Bank Bank of Dardanelle First State Bank CITY DeQueen DeQueen Horatio Lockesburg Ash Fiat Cave City Evening Shade Hardy Forrest City Forrest City Hughes Mountain View Ei Dorado El Dorado El Dorado Junction City Smackover Strong Clinton Clinton Elkins Fayetteville Fayetteville Fayetteville Fayetteville Lincoln Prairie Grove Springdale Springdale Springdale Bald Knob Beebe Beebe Kensett Searcy Searcy Augusta McCrory Danville Dardanelle Dardanelle Plainview Seventy-Seventh Report 129 BANK HOLDING COMPANIES WHICH OWN COMMERCIAL BANKS IN ARKANSAS JUNE 30,1991 130 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Commerce Financial Corporation Alma, AR Hwy. 64-71 P. O. Box 2199 72921-2199 Telephone: 632-2257 FAX: 632-2263 PRESIDENT/CEO: TERRY Q. CARSON SUBSIDIARIES: Commercial Bank at Alma Alma, AR Southern Development Bancorporation, Inc. Arkadelphia, AR Telephone: 246-3945 FAX: 246-2182 605 Main, Suite 202 71923-6037 President/CEO: George Surgeon Subsidiaries: Elk Horn Bank & Trust Company Opportunity Lands Corporation Arkadelphia, AR Arkadelphia, AR Citizens State Bankshares of Bald Knob, Inc. Bald Knob, AR Telephone: 724-3241 FAX: 724-5985 President/Treasurer: Larry Kircher Subsidiaries: Citizens State Bank 306 South Elm Street P.O.Box 200 72010-0200 Bald Knob, AR Sebastian Bankshares, Inc. Barling, AR Telephone: 452-7906 FAX: 452-7978 227 Fort Street P. O. Box 529 72923-0529 President: James N. Patterson Subsidiaries: Citizens Bank of Lavaca Lavaca, AR Seventy-Seventh Report 131 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Citizens Bancshares of Batesville, Inc. Batesville, AR Third and College Streets P.O.Box 2156 72503-2156 Telephone: 793-4441 FAX: 793-9190 Chairman/President: T. G. Vinson Subsidiaries: The Citizens Bank Batesville, AR Arkansas Union Bankshares, Inc. Benton, AR 207 West Conway Street P. O. Box 687 72015-0687 Telephone: 778-0411 FAX: 778-0411 Chairman/President/CEO: Greg B. Brown Subsidiaries: Union Bancshares of Benton, Inc. Benton Savings & Loan Association The Union Bank of Benton Benton, AR Benton, AR Benton, AR Arvest Bank Group, Inc. Bentonville, AR Telephone: 273-5743 FAX: 273-7477 125 West Central #210 72712-5248 President/CEO: Jim C. Walton Subsidiaries: Siloam Springs Bancshares, Inc. First National Bank of Siloam Springs Mcllroy Bank & Trust First National Bank & Trust Company Springdale Bank and Trust Arvest Trust Co. Bentonville, AR Siloam Springs Fayetteville, AR Rogers, AR Springdale, AR Bentonville, AR Farmers Bancorp. Inc. Blytheville, AR Telephone: 763-8101 FAX: 763-1688 400 West Main Street P. O. Box 688 72316-0688 President: James L. Magee Subsidiaries: Farmers Bank & Trust Company Blytheville, AR 132 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First Western Bancshares, Inc. Booneville, AR 31 West Main P. O. Box 87 72927-0087 Telephone: 675-4600 FAX: 675-4690 President/CEO: John T. Hampton Subsidiaries: Citizens Bank of Booneville First Western Loan Co. First Western Properties Citizens Community Dev. Corp. Booneville, AR Booneville, AR Bonneville, AR Booneville, AR The Bradley Corporation Bradley, AR Main Street P. O. Box 120 71826-0120 Telephone: 894-3322 FAX: 894-3324 Chairman/President/CEO: Lane Pierce Subsidiaries: The Bank of Bradley Bradley, AR Brinkley Bancshares, Inc. Brinkley, AR 130 South New Orleans P. O. Box 727 72021-0727 Telephone: 734-3133 FAX: 734-3001 Chairman/CEO: A. H. Rusher Subsidiaries: Bank of Brinkley Brinkley, AR FirstBank Group, Inc. Brinkley, AR Telephone: 734-1300 FAX: 734-1305 207 S. Main Street P. O. Box 787 72071-0787 President: Dan Dykema Subsidiaries: FirstBank of Arkansas FirstBank of Arkansas Brinkley, AR Kensett, AR 133 Seventy-Seventh Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Cabot Bankshares, Inc. Cabot, AR One City Plaza P.O.Box 1028 72023-1028 Telephone: 843-3575 FAX: 843-2964 President/CEO: James M. Park Subsidiaries: Bank of Cabot Cabot, AR Caraway Bancshares, Inc. Caraway, AR 214 Kentucky P. O. Box 39 72419-0039 Telephone: 482-3329 FAX: None Chairman/CEO: J. R. David, Jr. Subsidiaries: Caraway Bank Caraway, AR Sharg Bancshares, Inc. ave City, AR 110 Main Street P. O. Box 490 72521-0490 Telephone: 283-5301 FAX: 283-6466 Chairman/CEO: Eugene Street Subsidiaries: Bank of Cave City Bank of Evening Shade Cave City, AR Evening Shade, AR American Bancshares of Arkansas, Inc. Charleston, AR 400 East Main Street P.O.Box 128 72933-0128 Telephone: 965-2201 FAX: 965-2205 CEO: Joe S. Hiatt Subsidiaries: American State Bank Charleston, AR Clarendon Holding Company Clarendon, AR 297 Madison P.O.Box 280 72029-0280 Telephone: 747-3319 FAX: 747-3498 President/CEO: J. Perry Lee Subsidiaries: The Merchants & Planters Bank Clarendon, AR 134 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS W est-Ark Bancshares, Inc. Clarksville, AR Cravens & Sevier P. O. Box 100 72830-0100 Telephone: 754-6325 FAX: 754-7398 Chairman/President/CEO: C. W. Kelly Subsidiaries: Arkansas State Bank Clarksville, AR Evergreen Bancshares, Inc. Crossett, AR 310 Main Street P.O. Box 638 71635-0638 Telephone: 364-5131 FAX: None President/CEO: Richard E. Griffin Subsidiaries: First State Bank Crossett, AR Chambers Bancshares, Inc. Danville, AR Telephone: 495-2236 FAX: 495-7765 901 Main P. O. Box 609 72833-0609 President/Chairman/CEO: John Chambers, Subsidiaries: Danville State Bank Danville, AR Bank of Dardanelle Bankshares, Inc. Dardanelle, AR Telephone: 229-3311 FAX: 229-4180 102 N. Front St. P.O.Box 577 72834-0577 Chairman/President/CEO: H. M. Orsburn Subsidiaries: Bank of Dardanelle Dardanelle, AR 135 Seventy-Seventh Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Decatur Bancshares, Inc. Decatur, AR Hwy. 59 N. P. O. Box 38 72722-0038 Telephone: 752-3281 FAX: None President: Vernon L. Austin Subsidiaries: Decatur State Bank Decatur, AR DSB Bancshares, Inc. Dermott, AR 108 East Speedway P.O. Drawer C 71638-0803 Telephone: 538-3266 FAX: 538-5468 President: John M. Baxter Subsidiaries: Dermott State Bank Dermott, AR Dermott Bancshares, Inc. Dermott, AR 110 East Peddicord P. O. Drawer O 71638-0815 Telephone: 538-3221 FAX: 538-3787 President/CEO: Thomas H. Grumbles Subsidiaries: First Delta Financial Corp. First State Bank of Dermott Dermott, AR Dermott, AR Security Bancshares, Inc. Des Arc, AR Telephone: 256-4191 FAX: 256-4582 110 S. Third St. P. O. Box 369 72040-0369 President/CEO: Sherod S. White Subsidiaries: Farmers & Merchants Bank Des Arc, AR 136 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS DBT Financial Corporation DeWitt, AR Second and Jefferson Streets P. O. Drawer 71 72042-0071 Telephone: 946-3531 FAX: 946-2815 President/CEO: Nancy Rasco Subsidiaries: DeWitt Bank & Trust Company DeWitt, AR DeWitt First Bankshares, Corporation DeWitt, AR W. Cross and Jefferson P. O. Box 511 72042-0511 Telephone: 946-3551 FAX: 946-1562 President/CEO: Ray Hambrick Subsidiaries: The First National Bank of DeWitt Bank of Lockesburg DeWitt, AR Lockesburg, AR Dumas Bancshares, Inc. Dumas, AR Hwy 65 & 54 P. O. Box 915 71639-0700 Telephone: 382-4204 FAX: 382-2084 President/CEO: James R. Hall Subsidiaries: Dumas State Bank First State Bank Dumas, AR Gould, AR M & F Financial Corporation Dumas, AR Telephone: 382-4311 FAX: 382-5901 130 W. Waterman P.O.Box 187 71639-0187 Chairman/CEO: Loral Adcock Subsidiaries: Merchants & Farmers Bank Premier Realty Dumas, AR Dumas, AR 137 Seventy-Seventh Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Earle Bankshares, Inc. Earle, AR 801 Commerce St. P.O.Box 248 72331-0248 Telephone: 792-8613 FAX: 735-8860 President/CEO: John Ed Gregson Subsidiaries: First Southern Bank Earle, AR Community Investment, Inc. Elkins, AR 348 N. Center P. O. Box 333 72727-0333 Telephone: 643-2131 FAX: 643-2651 Chairman/CEO: Joel L. Bunch Subsidiaries: Bank of Elkins Elkins, AR Delta Bancshares, Inc. Eudora, AR Telephone: 355-8311 FAX: None Chairman/President/CEO: W. K. Grubbs Subsidiaries: The Eudora Bank 111 N. Main P. O. Box 270 71640-0270 Eudora, AR FBT Bancshares, Inc. Fordyce, AR Telephone: 352-3107 FAX: 352-5202 200 W. 4th Street P. O. Box 352 71742-0352 Chairman/President/CEO: Curtis Hutchins Subsidiaries: Fordyce Bank & Trust Company Fordyce, AR 138 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Planters & Merchants Bancshares, Inc. Gillett, AR 320 Main P. O. Box 357 72055-0357 Telephone: 548-2211 FAX: 548-2213 President/CEO: Larry E. Bauer Subsidiaries: Planters & Merchants Bank Gillett, AR Bainum Bancorp Glenwood, AR Broadway & Pulliam P. O. Box O 71943-0813 Telephone: 356-2121 FAX: 356-2211 Chairman/President/CEO: Irvin C. Bainum Subsidiaries: The Bank of Glenwood Glenwood, AR Wilkinson Banking Corporation Greenwood, AR 125 W. Center Street P. O. Box 610 72936-0610 Telephone: 996-4171 FAX: 996-6700 President/CEO: Edward Wilkinson Subsidiaries: Farmers Bank Greenwood, AR Holly Grove Bancshares, Inc. Holly Grove, AR Telephone: 462-3331 FAX: 462-3992 510 N. Main Street P. O. Box Q 72069-0816 President: Bill Reynolds Subsidiaries: Bank of Holly Grove Holly Grove, AR 139 Seventy-Seventh Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First National Bancshares of Hempstead County, Inc. Hope, AR Telephone: 777-2363 FAX: 777-5597 Second and Walnut Streets P. O. Box 520 71801-0502 President/CEO: Thomas E. Hays, Jr. Subsidiaries: Bank of Blevins The First National Bank Blevins, AR Hope, AR Pioneer Bancshares, Inc. of Horatio Horatio, AR 100 Main Street P. O. Box 347 71842-0347 Telephone: 832-2501 FAX: None President/CEO: Edith H. Smith Subsidiaries: Horatio State Bank Horatio, AR Central Arkansas Bancshares, Inc. Hot Springs, AR Telephone: 624-5501 FAX: 321-6518 Grand and Central Streets P.O.Box 1799 71902-1799 Chairman/President/CEO: Paul Offutt Subsidiaries: Merchants & Planters Bank & Trust Company Bank of Malvern Arkadelphia, AR Malvern, AR Spring Rivers Bancshares, Inc. Imboden, AR Telephone: 869-2291 FAX: 869-2179 Hwy 63 P. O. Box 850 72434-0850 President/CEO: Bob J. Downing Subsidiaries: Peoples Bank Imboden, AR 140 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First Arkansas Bancshares, Inc. Jacksonville, AR 600 West Main Street P. O. Box 827 72076-0827 Telephone: 982-4511 FAX: 982-5769 Chairman/CEO: Kenneth Pat Wilson Subsidiaries: First Jacksonville Bank and Trust First Jacksonville Corporation Jacksonville, AR Jacksonville, AR Citizens Bancshares Corporation Jonesboro, AR Citizens Bank Bldg., 7th Floor P.O.Box 1800 72401-2838 Telephone: 932-6603 FAX: 933-4303 Chairman Emeritus/CEO: Herbert H. McAdams, II Subsidiaries: Citizens Bank of Jonesboro Jonesboro, AR Walden Holding Company Jonesboro, AR Telephone: 935-9247 FAX: 972-0233 712 E. Highland 72401-6561 President/CEO: Frank E. Walden Subsidiaries: Planters & Stockmen Bank Pocahontas, AR Southeast Arkansas Bank Corporation Lake Village, AR Telephone: 265-2241 FAX: 265-2125 101 Main Street P. O. Box 727 71653-0727 President/COO: Hermon Carlton Subsidiaries: Bank of Lake Village BLV Realty, Inc. Lake Village, AR Lake Village, AR Seventy-Seventh Report 141 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Leachville State Bancshares, Inc. Leachville, AR 110 N. Main St. P. O. Box 140 72438-0140 Telephone: 539-6354 FAX: 539-2213 President/CEO: Nelson Henry Subsidiaries: Leachville State Bank Leachville, AR Peoples Bancshares, Inc. Lewisville, AR Telephone: 921-4244 FAX: 921-4336 P.O.Box 1100 71845-1100 President/CEO: Charles Black Subsidiaries: Peoples Bank & Loan Company Lewisville, AR Lincoln Bankshares, Inc. Lincoln, AR West Side Square P.O.Box 1000 72744-1000 Telephone: 824-3232 FAX: 824-5703 Chairman/President: Loyd R. Swope Subsidiaries: Bank of Lincoln Lincoln, AR Acme Holding Company, Inc. Little Rock, AR Telephone: 664-0539 FAX: 664-8805 5420 Centerwood 72207 President/CEO: Lex Golden Subsidiaries: Bank of Mulberry Mulberry, AR 142 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Arkansas Bankers’ Bancorporation, Inc. Little Rock, AR Telephone: 371-0535 FAX: 376-8894 1008 West Second Street 72201-2031 President/CEO: Bill May Subsidiaries: Arkansas Bankers’ Bank Little Rock, AR Carlisle Bancshares, Inc. Little Rock, AR Telephone: 376-2128 FAX: 376-1968 300 Spring Bldg, Suite 1010 72201-2449 President/CEO: Daniel C. Horton Subsidiaries: Grand Prairie Bancshares, Inc. Citizens Bank & Trust Carlisle, AR Carlisle, AR Clinton Bancshares, Inc. Little Rock, AR Telephone: 376-0551 FAX: None First Commercial Building 30th Floor 72201 Chief Executive Officer: Charles Sharp Subsidiaries: Clinton State Bank Clinton, AR Farmers Investment Corporation Little Rock, AR Telephone: 661-7700 FAX: 661-7857 5800 R. Street P. O. Box 7299 72217-7299 Chairman/President/CEO: James C. East Subsidiaries: Farmers Bank and Trust Company Clarksville, AR Seventy-Seventh Report 143 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS FDH Bancshares, Inc. Little Rock, AR 425 W. Capital Suite 3750,37th Floor 72201-3439 Telephone: 378-0629 FAX: 372-5688 Chairman: Frank Hickingbotham Subsidiaries: Exchange Bancshares, Inc. The Exchange Bank & Trust Company Citizens Bank First State Bank of Fordyce Citizens First State Bank El Dorado, AR El Dorado, AR Strong, AR Fordyce, AR Arkadelphia, AR First Commercial Corp. Little Rock, AR Telephone: 371-7000 FAX: 371-7413 400 West Capital P. O. Box 1471 72203-1471 Chairman/CEO: Barnett Grace Subsidiaries: ABT Bancshares Corporation Arkansas Bank & Trust Benton State Bank First National Bank of Conway First Commercial Bank of Lonoke County Security Bank First Commercial Bank, N.A. Morrilton Security Bank, N.A. First National Bank of Russellville Security National Bank & Trust Company First Commercial Bank, N.A. First Commercial Trust Company, N.A. Baker and Hill, Inc. Hot Springs, AR Hot Springs, AR Benton, AR Conway, AR England, AR Harrison, AR Little Rock, AR Morrilton, AR Russellville, AR Norman, OK Memphis, TN Little Rock, AR Little Rock, AR Lake Hamilton Enterprises, Inc. Little Rock, AR Telephone: 562-3894 FAX: 562-2611 7000 Asher Avenue P.O.Box 4261 72204-4261 President/CEO: R. W. Butler Subsidiaries: The Bank of Harrisburg The Cleburne County Bank Harrisburg, AR Heber Springs, AR 144 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Madison Corporation Little Rock, AR Telephone: 680-0576 FAX: 376-8894 1008 West Second Street 72201-2031 Chief Executive Officer: Roland Willshire Subsidiaries: Madison Bank & Trust Kingston, AR Montgomery County Bancshares, Inc. Little Rock, AR 300 Spring Building Suite 1010 72201-2449 Telephone: 376-2128 FAX: 376-1968 President/CEO: Daniel C. Horton Subsidiaries: Junction City Holding Company Union State Bank First National Bank in Mena The Bank of Montgomery County Junction City, AR Junction City, AR Mena, AR Mount Ida, AR P & W Bancshares, Inc. Little Rock, AR Telephone: 374-7777 FAX: None P.O.Box 1583 72203-1583 Chief Executive Officer: Leonard K. Dunn Subsidiaries: Central Bank & Trust Little Rock, AR Pulaski Investment Corporation Little Rock, AR Telephone: 661-7700 FAX: 661-7857 5800 R Street P. O. Box 7299 72217-7299 Chairman/President/CEO: James C. East Subsidiaries: Pulaski Bank & Trust Company Little Rock, AR 145 Seventy-Seventh Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Smith Associated Banking Corporation Little Rock, AR Tower Building 323 Center Street, Suite 800 72201-2613 Telephone: 374-8822 FAX: 374-0820 President/CEO: Richard T. Smith Subsidiaries: Bank of Salem Stephens Security Bank Salem, AR Stephens, AR State Holding Company Little Rock, AR Telephone: 663-2453 FAX: 666-3420 1000 S. Rodney Parham P.O.Box 22120 72221-2120 President/CEO: Cathy Owen Subsidiaries: Heber Springs State Bank Eagle Bank & Trust Co. Heber Springs, AR Little Rock, AR Worthen Banking Corporation Little Rock, AH Telephone: 378-1521 FAX: 378-1062 200 West Capital P.O.Box 1681 72203-1681 Chairman/President/CEO: Curtis Bradbury Subsidiaries: Worthen National Bank of Batesville Worthen National Bank of Camden Worthen National Bank of Conway Worthen National Bank of Harrison Worthen National Bank of Hot Springs Worthen National Bank of Arkansas Worthen National Bank of Newark Worthen National Bank of Pine Bluff Worthen National Bank of Russellville Worthen National Bank of Northwest Arkansas Consumer Protective Life Insurance Company National Credit Corporation Worthen Services Company Worthen Trust Company Batesville, AR Camden, AR Conway, AR Harrison, AR Hot Springs, AR Little Rock, AR Newark, AR Pine Bluff, AR Russellville, AR Springdale, AR Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR 146 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Lonoke Bancshares, Inc. Lonoke, AR 101 E. Front St. P. O. Box 320 72086-0320 Telephone: 676-3106 FAX: 676-5046 President/CEO: David Estes Subsidiaries: First State Bank First State Land Co., Inc. Lonoke, AR Lonoke, AR Magnolia Banking Corporation Magnolia, AR 200 East Main Street P. O. Box 250 71753-0250 Telephone: 235-7000 FAX: 235-7010 Chairman/President/CEO: Bob L. Burns Subsidiaries: Farmers Bank & Trust Company Magnolia, AR Mansfield Bankstock, Inc. Mansfield, AR Telephone: 928-4418 FAX: 928-5149 101 S. Sebascott P. O. Box 387 72944-0387 President/CEO: Joe Terry Subsidiaries: Bank of Mansfield Mansfield, AR First Citizens Bancshares Company Marion, AR Telephone: 739-4421 FAX: 739-1305 115 Block St. P. O. Box 300 72364-0300 Chairman: Forrest N. Jenkins Subsidiaries: Citizens Bank Marion, AR Seventy-Seventh Report 147 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Marked Tree Bancshares, Inc. Marked Tree, AR 210 Frisco Street P.O.Box 160 72365-0160 Telephone: 358-2600 FAX: 358-4210 President/CEO: John A. Brunner, Jr. Subsidiaries: Marked Tree Bank Marked Tree, AR Thompson Land Company, Inc. McCrory, AR 105 S. Edmonds Avenue P. O. Box 388 72101-0388 Telephone: 731-2526 FAX: None President: H. Ripley Thompson Subsidiaries: Bank of McCrory McCrory, AR Southeast Financial Bankstock Corporation McGehee, AR 301 N. 2nd. P. O. Box 787 71654-0787 Telephone: 222-3151 FAX: 222-6159 President/CEO: Sam Bowman Subsidiaries: McGehee Bank McGehee, AR Union Bankshares, Inc. Mena, AR Telephone: 394-2211 FAX: 394-3809 515 Janssen Avenue P. O. Box 898 71953-0898 President/CEO: Bill Lauck Wood Subsidiaries: The Union Bank of Mena Mena, AR 148 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Drew Bancshares, Inc. Monticello, AR 212 W. Gaines P. O. Box 150 71655-0150 Telephone: 367-6221 FAX: 367-7700 President/CEO: Reginald Glover Subsidiaries: Commercial Bank & Trust Co. Monticello, AR First Union Financial Corporation Monticello, AR 102 W. McCloy P. O. Box 270 71655-0270 Telephone: 367-3453 FAX: 367-5183 Chairman/CEO: Zach McClendon, Jr. Subsidiaries: Union Bank & Trust Co. Monticello, AR Baxter County Bancshares, Inc. Mountain Home, AR Telephone: 425-2166 FAX: None Chairman/President/CEO: Mr. D. Eugene Fortson Subsidiaries: Peoples Bank & Trust Company 9th & Baker Street P. O. Drawer B 72653-0458 Mountain Home, AR Bainum Bancorp, II Murfreesboro, AR Telephone: 285-2172 FAX: 285-3335 101 N. Washington P. O. Box 279 71943-0279 Chairman: Irvin C. Bainum Subsidiaries: Pike County Bank Murfreesboro, AR 149 Seventy-Seventh Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS M & P Community Bancshares, Inc. Newport, Arkansas Second and Hazel Streets P.O.Box 550 72112-0550 Telephone: 523-3601 FAX: 523-3473 Chairman/President/CEO: Jim S. Gowen, Sr. Subsidiaries: Merchants & Planters Bank Newport, AR First Charter Bancshares, Inc. North Little Rock, AR Telephone: 771-1130 FAX: NONE 3901 McCain Park Drive 72116-7878 President/CEO: Lyndell Lay Subsidiaries: First State Bank Charter Mortgage & investment Inc. Beebe, AR North Little Rock, AR Ozark Bankshares, Inc. Ozark, AR Telephone: 667-2181 FAX: 667-5166 President/CEO: George G. Gleason, II Commercial at Sixth P.O.Box 196 72949-0196 Subsidiaries: Bankstock One, Inc. Bank of Ozark Bankstock Two, Inc. Arkansas Valley Bank Newco Corporation Newton County Bank Ozark Commercial Corporation Ozark Financial Services Ozark, AR Ozark, AR Ozark, AR Dardaneile, AR Ozark, AR Jasper, AR Ozark, AR Ozark, AR First Paragould Bankshares, Inc. Paragould, AR Telephone: 239-8521 FAX: 239-2265 Second and Court Streets P.O.Box 700 72451-0700 President/CEO: William E. Brewer Subsidiaries: Corning Bank First National Bank Corning, AR Paragould, AR 150 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Mid South Bancshares, Inc. Paragould, AR West Court & Pruett St. P. O. Box 670 72450-0670 Telephone: 239-9571 FAX: 239-3410 President/CEO: Dr. Frank Oldham, Jr. Subsidiaries: Security Bank Paragould, AR Parkin Bancorp, Inc. Parkin, AR 25 W. Parkin Avenue P.O.Box 526 72373-0526 Telephone: 755-5401 FAX: 755-2567 President: William N. Griffin Subsidiaries: First State Bank Parkin, AR Perry County Bancshares, Inc. Perry ville, AR Telephone: 889-2318 FAX: 889-2966 President/CEO: Robert M. Hill Subsidiaries: The Perry County Bank Court House Square P.O.Box 189 72126-0189 Perry ville, AR Piggott Bankstock, Inc. Piggott, AR Telephone: 598-3802 FAX: 598-2026 President/CEO: James L. Magee Subsidiaries: Piggott State Bank 212 W. Cherry St. P. O. Box 307 72454-0307 Piggott, AR 151 Seventy-Seventh Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Simmons First National Corporation Pine Bluff, AR 501 Main St. P. O. Box 7009 71611-7009 Telephone: 541-1000 FAX: 541-1123 Chairman/CEO: W. E. Ayres Subsidiaries: Simmons First Bank Simmons First Bank Simmons First National Bank Arkansas Fund, Inc. Jonesboro, AR Lake Village, AR Pine Bluff, AR Lake Village, AR Clement Bancshares, Inc. Plainview, AR 200 Main St. P. O. Box 277 72857-0277 Telephone: 272-4221 FAX: 272-4154 Chairman/President/CEO: John Clement Subsidiaries: First State Bank Plainview, AR Pocahontas Bankstock, Inc. Pocahontas, AR Telephone: 892-5286 FAX: None 101 Broadway P. O. Box 467 72455-0467 President/CEO: John R. Jackson, Jr. Subsidiaries: Bank of Pocahontas Pocahontas, AR Mainline Bankshares of Portland, Inc. Portland, AR Telephone: 737-2236 FAX: 737-2816 Main Street P.O.Box 178 71663-0178 President/CEO: Tipton Pugh Subsidiaries: The Peoples Bank Portland, AR Arkansas State Bank Department 152 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Portland Bankshares, Inc. Portland, AR Main Street P. O. Box 68 71663-0068 Telephone: 737-2226 FAX: 737-4263 President/CEO: Jerry Sadler Subsidiaries: Portland Bank Portland, AR First State Holding Company of Prescott Prescott, AR 103 E. 2nd and South P. O. Box 490 71857-0490 Telephone: 887-2688 FAX: 887-6822 President: Johnny Brannan Subsidiaries: Bank of Prescott Prescott, AR Far-Mer Bankshares, Inc. Reyno, AR 108 W. Main P.O.Box 108 72462-0108 Telephone: 769-2240 FAX: 769-2300 Chairman/President/CEO: Dr. Frank Oldham, Jr. Subsidiaries: Farmers & Merchants Bank Reyno, AR Lynxx Banking Corporation Rogers, AR Telephone: 636-4233 FAX: 631-6567 Second and Poplar Streets P. O. Box 250 72757-0250 President: Dan Pierce Subsidiaries: First National Bank Farmers & Merchants Bank Bentonville, AR Rogers, AR Seventy-Seventh Report 153 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Dover Bancshares, Inc. Russellville, AR 800 North Arkansas P. O. Box 3010 72801-0991 Telephone: 967-8000 FAX: 967-4679 Chairman/CEO: Ward Ramsey Subsidiaries: First Bank of Arkansas Russellville, AR First Security Bancorp Searcy, AR 314 North Spring P.O.Box 1009 72143-1009 Telephone: 268-9871 FAX: 268-9871 President/CEO: Reynie Rutledge Subsidiaries: First Security Bank Searcy, AR GCB Bancshares, Inc. Sheridan, AR Telephone: 942-3145 FAX: 942-5900 President/CEO: D. E McCoy, Jr. Subsidiaries: Grant County Bank 101 North Oak Street P.O.Box 67 72150-0067 Sheridan, AR Smackover Bancshares, Inc. Smackover, AR Telephone: 725-3051 FAX: 725-3049 708 North Broadway P.O.Box 107 71762-0107 Chairman/CEO: Max O. Taylor Subsidiaries: Smackover State Bank Smackover, AR 154 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Star City Bancshares, Inc. Star City, AR 200 S. Jefferson P. O. Drawer 69 71667-0069 Telephone: 628-4286 FAX: 628-5274 President/CEO: Bennie Ryburn, Jr. Subsidiaries: Bank of Star City Star City, AR InvestArk Bankshares, Inc. Stuttgart, AR 412 S. Main P. O. Drawer 908 72160-0908 Telephone: 673-3545 FAX: 673-1977 CEO: Cole Martin Subsidiaries: The Bank of North Arkansas First National Bank in Stuttgart Melbourne, AR Stuttgart, AR The Farmers and Merchants Bankshares, Inc. Stuttgart, AR 708 S. Main P. O. Drawer 947 72160-0947 Telephone: 673-6911 FAX: 673-6918 Chairman/President: Don Pattillo Subsidiaries: The Farmers & Merchants Bank Stuttgart, AR Southwest Bancshares, Inc. Trumann, AR Telephone: 483-6433 FAX: 483-7030 825 Highway 63 North P.O.Box 431 72472-0030 Chairman/CEO: Mr. Wallace W. Fowler Subsidiaries: First State Bank of Arkansas Trumann, AR 155 Seventy-Seventh Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Rainbow Investment Company, Inc. Tuckerman, AR Main Street P. O. Box 700 72473-0700 Telephone: 349-5155 FAX: 349-5170 Chairman/President/CEO: Lindley V. Smith, Jr. Subsidiaries: Bank of Tuckerman Tuckerman, AR Tyronza Bancshares, Inc. Tyronza, AR Main and Oak Streets P. O. Box 395 72386-0395 Telephone: 487-2161 FAX: 487-2069 President/CEO: Charles F. Luter Subsidiaries: First Delta Bank Tyronza, AR Vista Bancorporation Van Buren, AR Telephone: 474-1201 FAX: 474-4630 3110 Alma Highway P.O. Box 469 72956-0469 Chairman/President/CEO: James G. Williamson, Jr. Subsidiaries: Citizens Bank & Trust Company Van Buren, AR Golden Oaks Bancshares, Inc. Waldo, AR Telephone: 693-5551 FAX: None 101 Main Street P.O.Box 426 71770-0426 President/CEO: Harold Fincher Subsidiaries: The Peoples Bank Waldo, AR 156 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Rodgers Family Banchares, Inc. Waldron, Arkansas 110 West 4th Street P. O. Box 2260 72958-0278 Telephone: 637-2161 FAX: 637-4874 President/CEO: Bill Philpot Subsidiaries: Bank of Waldron Waldron, AR Bradle y Bancshares, Inc. warren, AR 104 South Main Street P. O. Box 29 71671-0029 Telephone: 226-2601 FAX: 226-2253 Chief Executive Officer: Freddie Mobley Subsidiaries: First State Bank Warren, AR Hogue Holding Company Weiner, AR Highway 49 P. O. Box 307 72470-0307 Telephone: 684-2221 FAX: None President: Mr. John R. Hogue Subsidiaries: Bank of Weiner Weiner, AR Southern Bancshares, Inc. West Helena, AR Telephone: 572-3481 FAX: 572-1901 425 East Plaza P.O.Box 2497 72390-0507 President/CEO: Bill Simmons Subsidiaries: Merchants & Farmers Bank West Helena, AR 157 Seventy-Seventh Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Bancshares of West Memphis, Inc. W est Memphis, AR 626 East Broadway P. O. Box 2128 72303-2128 Telephone: 732-8000 FAX: 735-0849 President/CEO: Jack K. Hogan Subsidiaries: Bank of West Memphis West Memphis, AR C herry Valley Bancshares, Inc. Wynne, AR 500 N. Falls Boulevard P. O. Box 189 72396-0189 Telephone: 588-3332 FAX: 238-7030 Chairman: H. H. Beasley Subsidiaries: First Arkansas Bank Wynne, AR Cross County Bancshares, Inc. Wynne, AR 1 Cross County Plaza P.O.Box 9 72396-0009 Telephone: 238-8171 FAX: 238-4052 President/CEO: Ken McClanahan Subsidiaries: Cross County Bank Wynne, AR Mountain Bancshares, Inc. Yellville, AR Telephone: 449-4231 FAX: 449-4231 Madison and Church P.O.Box 325 72687-0325 President: Judy Loving Subsidiaries: The Bank of Yellville Yellville, AR 158 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Union Planters Corporation Memphis, TN Telephone: (901)523-6000 FAX: (901)578-2939 67 Madison Avenue P. O. Box 387 38147-0001 Chairman/CEO: Benjamin W. Rawlins, Jr. Subsidiaries: North Arkansas Bancshares, Inc. Mercantile Bank Mercantile Bank Mercantile Bank Searcy County Bank First State Bank of Newport The Bank of Rector CBC Bancorp, Inc. Citizens Bank Steiner Bank United Southern Bank First National Bank Pickett County Bank and Trust Company First National Bank of Crossville Cumberland City Bank Bank of Roane County First Citizens Bank of Hohenwald Merchants State Bank Union Planters National Bank Bank of Trenton and Trust Company Citizens Bank and Trust Company Guardian Realty Company Mercantile Corporation Mercantile Realty, Inc. Brenner Steep, Inc. Chickasaw Capital Corporation Investment Group Mortgage Corporation Planters Life Insurance Company UNIC, Inc. UMIC Securities Corporation Union Planters Business Advisory Service, Inc. Union Planters Investment Bankers Corporation Union Planters Investment Bankers Group, Inc. Fairless, Hinton, and Harbert, Inc Jonesboro, AR Hardy, AR Jonesboro, AR Mammoth Spring, AR Marshall, AR Newport, AR Rector, AR Cookeville, TN Cookeville, TN Birmingham, AL Clarksdale, MS New Albany, MS Byrdstown, TN Crossville, TN Cumberland City, TN Harriman, TN Hohenwald, TN Humbolt, TN Memphis, TN Trenton, TN Wartburg, TN Birmingham, AL Jonesboro, AR Jonesboro, AR Memphis, TN Memphis, TN Memphis, TN Memphis, TN Memphis, TN Memphis, TN Memphis, TN Memphis, TN Memphis, TN Trenton, TN Seventy-Seventh Report 159 BANK HOLDING COMPANIES WHICH OWN ONLY NATIONAL BANKS JUNE 30, 1991 BANK HOLDING COMPANY NAME First Sharp County Bancshares First Delta Bankshares, Inc. Wyatt Bancshares, Inc. Clin-Ark Bankshares, Inc. Ashley Bancstock Company First National Security Company First United Bancshares, Inc. NBC Bank Corporation Bancshares of Eastern Arkansas, Inc. First Bank Corp. First City Corporation First Merchants Financial Corp. Caddo Holding Company, Inc. First Delta Corporation Helena Bancshares, Inc. Citizens National Bancshares of Hope, Inc. Lakeside Bancshares, Inc. First Paris Holding Company Metropolitan National Bancshares, Inc. One National Bancshares, Inc. The Union of Arkansas Corporation MNB Bancshares, Inc. Mountain Home Bancshares, Inc. National Banking Corp. TCBankshares, Inc. First Bancshares of Northeast Arkansas, Inc. First Central Corporation First Sheridan Bancshares, Inc. Financial Investment Corp. Commercial Bancshares, Inc. State First Financial Corp. Carlson Bancshares, Inc. Fidelity Bancorp, Inc. First Bancshares of Eastern Arkansas, Inc. First National Corporation of Wynne TOWN Ash Flat, AR Blytheville, AR Calico Rock, AR Clinton, AR Crossett, AR DeQueen, AR El Dorado, AR El Dorado, AR Forrest City, AR Fort Smith, AR Ft. Smith, AR Ft. Smith, AR Glenwood, AR Helena, AR Helena, AR Hope, AR Hughes, AR Little Rock, AR Little Rock, AR Little Rock, AR Little Rock, AR Malvern, AR Mountain Home, AR N. Little Rock, AR N. Little Rock, AR Osceola, AR Searcy, AR Sheridan, AR Springdale, AR Texarkana, AR Texarkana, AR West Memphis, AR West Memphis, AR West Memphis, AR Wynne, AR
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