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Seventy-Ninth Annual REPORT OF THE BANK COMMISSIONER JUNE 30, 1993 Seventy-Ninth Report STATE OF ARKANSAS OFFICE OF STATE BANK DEPARTMENT June 30, 1993 Honorable Jim Guy Tucker Governor of Arkansas Little Rock, Arkansas Governor Tucker: I, Bank Commissioner Bill J. Ford, hereby submit for your information and consideration the Seventy-Ninth Annual Report of the Bank Commissioner of Arkansas pursuant to the provisions of Act 113 of 1913. The financial and statistical data contained in this report has been compiled from Reports of Condition and Income and other regulatory reports submitted to this office for the fiscal year ending June 30, 1993. The Department supervised 185 financial institutions as of June 30, 1993, including 181 state chartered commercial banks, two trust companies, one industrial loan institution, and one non-profit corporation. The assets of all institutions supervised totaled $ 12 ,18 9 ,79 4 ,0 0 0 at fiscal year end with $ 12 ,15 6 ,13 7 ,0 0 0 representing the total assets of the state chartered commercial banks, a 5.64 percent increase over the $ 11 ,507,522,000 reported one year ago. In addition to the institutions noted above, the Department also supervised 112 bank holding companies which own state chartered banks, and 81 trust departments operated by state chartered banks. The State Bank Department maintains a Strategic Plan which the Department's employees develop on an annual basis as a part of our Quality Management program. The goals and objectives encompass every facet of the Department's operation. They are intended to reflect increased productivity and a more efficient and enhanced utilization of our resources for both current and anticipated needs in serving the citizens of Arkansas. Cordially, Bill J. Ford Bank Commissioner Seventy-Ninth Report ARKANSAS STATE BANK DEPARTMENT MISSION STATEMENT The mission of the State Bank Department through Quality Management is to allocate available human and other resources existing in our Examination, Data Processing and Administrative Services Divisions to implement an effective bank regulatory program. The Department has been and will continue to be an advocate of banking in the implementation of this program. Our primary focus is to ensure the continuance of safe and sound financial practices in state chartered financial banking institutions. Therefore, the financial services offered by these sound institutions should foster economic growth and development and meet the public need for deposit and credit services in their communities. To accomplish this mission, the Department is committed to the development of its staff through education, economic rewards and the availability of a work environment conducive for high productivity. Seventy-Ninth Report TA B LE OF C O N T E N T S Legal H o lid a y s ........................................................................................................ 2 Commissioners of The Bank D ep artm en t......................................................... 3 State Banking B o a rd .............................................................................................. 4 Departmental R o s te r.............................................................................................. 5 New Bank Charters Approved ........................................................................... 9 New Branches A pp roved...................................................................................... 9 Fiscal Report of The Bank Department............................................................ 11 Federal Supervisory Agencies........................................................................... 12 Trade Associations.............................................................................................. 17 Consolidated Report of Condition of State Chartered Banks................................................................................ 20 Consolidated Statement of State Chartered Trust Departments.............................................................. 21 Consolidated Report of Condition of National B anks................................................................................................... 22 Capital to Asset Ratios ...................................................................................... 23 National B anks..................................................................................................... 30 Report of State Chartered Commercial B an ks............................................... 34 Report of Other State Chartered Financial Institutions...................................................................................... 126 Commercial Banks Listed by C o u n ty ............................................................ 130 Map of Arkansas Counties.............................................................................. 138 Bank Holding Com panies................................................................................ 140 Abbreviations 182 2 Arkansas State Bank Department LEGAL HOLIDAYS New Y e a r 's ............................................................................................January 1 Robert E. Lee's Birthday ..................... ................ Third Monday in January Martin Luther King's Birthday............. ................ Third Monday in January George Washington's B irthday.......... ................Third Monday in February Memorial Day ....................................... .......................... Last Monday in May Independence Day ............................... .................................................... July 4 Labor D a y ............................................... ............. First Monday in September Veteran's Day ....................................... ..................................... November 11 Thanksgiving D a y ............................................ Fourth Thursday in November Christmas E v e ....................................... ....................................... December 24 Christmas D a y ....................................... ..................................... December 25 All Bills of Exchange, Drafts, or Promissory Notes, which shall become payable on a legal holiday shall be payable on the day next succeeding such holiday. In case any legal holiday falls on Sunday, the next succeeding Monday shall be a holiday in its stead. Seventy-Ninth Report 3 COM M ISSIONERS OF THE ARKANSAS STATE BANK DEPARTMENT No. Name Date of Appointment Date Service Ended 1. John M. D a v is ............. . . . October 6, 1913 October 3, 1918 2. A. J. Reap March 22, 1919 3. W. T. Maxwell .......... . . . March 22, 1919 September 1, 1921 4. Charles McKee .......... . September 1, 1921 July 28, 1925 5. Loid Rainwater .......... .............July 28, 1925 February 8, 1927 6. Walter E. T aylo r.......... . . . February 8, 1927 January 10, 1933 7. Marion W a s s o n .......... . . January 10, 1933 January 12, 1937 8. Grover S. Jernigan . . . . . January 12, 1937 January 14, 1941 9. Thomas W. Leggett . . . . January 14, 1941 February 1, 1949 10. S. J. Dean December 31, 1949 11. Ed. I. McKinley, Jr. 12. A. R. M e r r itt................ . . . March 14, 1953 February 8, 1955 13. Dick Simpson March 2, 1967 14. H. C. A d a m s .......................... 15. Don R. Clark (Acting) . . . . March 16, 1979 April 19, 1979 16. B. J. Lambert, Jr. . . ........... April 19, 1979 April 15, 1983 17. Marlin D. Jackson . . ........... April 15, 1983 October 1, 1987 18. Bill J. Ford .................. . . . October 3, 1918 .................. . . . February 1, 1949 . . . December 31, 1949 ............. . . . February 8, 1955 .................. . . . March 3, 1967 October 1, 1987 March 14, 1953 March 16, 1979 4 Arkansas State Bank Department STATE BANKING BOARD MEMBERS Mr. Gary D. Reinboth 21 Razorback Road Rogers, Arkansas 72756 TELEPHONE: 273-3334 TERM EXPIRES: 12-31-93 Mr. T. E. Patterson 5520 W. 30th Street Little Rock, Arkansas 72204 TELEPHONE: 375-4611 TERM EXPIRES: 12-31-93 Mr. Bob Willett Chairman Smackover State Bank P. 0 . Drawer 107 Smackover, Arkansas 71762 TELEPHONE: 725-3051 TERM EXPIRES: 12-31-94 Mr. Lindley V. Smith, Jr. Vice Chairman Bank of Tuckerman P. 0 . Box 700 Tuckerman, Arkansas 72473 TELEPHONE: 349-5155 TERM EXPIRES: 12-31-95 Mr. Robert Hill P. 0 . Box 385 Perryville, Arkansas 72126 TELEPHONE: 889-5116 TERM EXPIRES: 12-31-96 Mr. Larry G. Nelson Peoples Bank & Trust Company Drawer B Mountain Home, Arkansas 72653 TELEPHONE: 425-2166 TERM EXPIRES: 12-31-97 Seventy-Ninth Report Arkansas State Bank Department 323 Center Street, Tower Building, Suite 500 Little Rock, Arkansas 72201-2613 (5 0 1 )3 2 4 -9 0 1 9 FAX (501) 324-9028 DEPARTMENTAL ROSTER Bill J. Ford - Bank Commissioner Don R. Clark - Assistant Bank Commissioner Examination and Regulation Regulatory Enforcement Actions Consumer Complaints State Banking Board J. Phillip Price - Assistant Bank Commissioner Economic Development Quality Management EX A M IN A TIO N AND SUPERVISION DIVISION Luther Guinn and Greg Stewart - Chief Examiners Regulatory Examinations/Regulatory and Banking Procedures Bank Performance Evaluation and Monitoring Division Personnel/Recruitment and Management Larry M. Hillyard - Assistant Chief Examiner Carolyn J. Bearden - Bank Holding Company Supervisor John B. Frazer - Regional Supervisor (Fayetteville) Brenda J. Jones - Senior EDP Examiner M. Diane Ivy - Regional Supervisor (Hot Springs) H. Wilks Marshall - Assistant Chief Examiner Steve L. Bryan - Regional Supervisor (Little Rock) Richard Buzbee - Regional Supervisor (Little Rock) Baker Moseley - Regional Supervisor (Jonesboro) Thomas M. Narrell - Trust/Compliance Supervisor Julian E. Rainey (Supervisor) / Jacqueline Williams - Financial Analysts Self Examination Reports of Condition and Income Research and Financial Analysis Public Information Requests Application Analysis 5 6 Arkansas State Bank Department Janet Griebel - Training and Examination Services Manager T raining/Orientation/Education Administrative Support DATA CENTER SERVICES Beth A. Wallis - Administrator / Mitch L. Vire - Systems Programmer Data Processing support Research and Development Application Programming CORPORATE AND LEGAL DIVISION Candace A. Franks - Attorney Application Information Rules and Regulations Manual Charter Amendments and Charter Information Certificates of Good Standing Legal Filings and Inquiries OFFICE A N D A D M IN IS TR A TIO N DIVISIO N Jacqulin J. Dicus - Director of Administrative Services Accounting and Employee Services Expense Disbursements Budget and Personnel Physical Plant and Equipment Administrative Support Performance Evaluation Division Personnel Recruitment Jane R. English - Administrative Assistant I Lori A. Farr - Administrative Assistant I Martha A. Harris - Executive/Administrative Secretary Terri M. King - Secretary II Barbara A. Mahoney - Legal Secretary Cynthia L. Nixon - Administrative Assistant II Lisa K. Phillips - Accountant Brenda L. Strachan - Management Project Analyst Patricia L. Wallis - Accounting Supervisor Seventy-Ninth Report EX A M IN A TIO N PERSONNEL FAYETTEVILLE OFFICE 2013 Green Acres Road 72 70 3-26 18 P. 0 . Box 3447 72 70 2-34 47 Telephone Number: 44 2-0 936 FAX Number: 44 2-0717 John B. Frazer - Regional Supervisor John A. Long - Bank Senior Examiner Michael G. Qualls - Bank Senior Examiner G. Sykes Harvey - Bank Senior Examiner Jack M. Otten - Financial Examiner I John W. Ashby - Financial Examiner I Stanley J. Roberts - Financial Examiner Trainee David M. Hannah - Financial Examiner Trainee HOT SPRINGS OFFICE 403 Ouachita Avenue 7 1 9 0 1 - 5187 P. 0 . Box 940 7 1 90 2- 09 40 Telephone Number: 623-0048 FAX Number: 623-0273 M. Diane Ivy - Regional Supervisor P. Ted Finkbeiner, III - Bank Senior Examiner Michael G. Saunders - Financial Examiner II Blake W. Whitley - Financial Examiner II John A. Menotti - Financial Examiner I Todd D. Smith - Financial Examiner Trainee Stacey D. Walter - Financial Examiner Trainee Brent W. Godwin - Financial Examiner Trainee JONESBORO OFFICE 92 4 South Main 72 40 1-35 97 P. 0 . Box 93 74 7 2 4 0 3 -9 3 7 4 Telephone Number: 9 7 2-1 744 FAX Number: 97 2-1 762 Baker L. Moseley - Regional Supervisor William R. Milum - Bank Senior Examiner Harold R. "Chip" Dortch, Jr. - Bank Senior Examiner William C. Roberts - Financial Examiner II Charles M. Stoddard - Financial Examiner I Gary W. Bush - Financial Examiner Trainee Kim D. Hill - Financial Examiner Trainee 7 Arkansas State Bank Department 8 LITTLE ROCK Steve L. Bryan - Regional Supervisor Luke B. Webre - Bank Senior Examiner Gary C. Oltmann - Bank Senior Examiner Chris C. Wilson - Financial Examiner II Paula K. Wilson - Financial Examiner I Richard S. Plotkin - Financial Examiner I James E. Brain - Financial Examiner Trainee James W. Wisener, Jr. - Financial Examiner Trainee LITTLE ROCK Richard D. Buzbee - Regional Supervisor Joe B. Yee - Bank Senior Examiner Jerry C. Corrothers - Bank Senior Examiner Benjamin F. Bigger, III - Financial Examiner II Mary C. Pennebaker - Financial Examiner II Robert L. Robinson - Financial Examiner I Robert M. Henry - Financial Examiner I Eric W. Townsend - Financial Examiner I TRUST/COMPUANCE Thomas M. Narrell - Trust/Compliance Supervisor Cynthia L. Clanton - Financial Examiner II Jennifer M. Griffin - Financial Examiner Trainee J. R. Andrews - Financial Examiner Trainee BANK HOLDING COMPANY Carolyn J. Bearden - BHC Supervisor Jim S. Gowen, Jr. - Financial Examiner Trainee EDP Brenda J. Jones - Sr. EDP Examiner Edward B. Thurston - Jr. EDP Examiner 9 Seventy-Ninth Report NEW BANK CHARTERS APPROVED SOUTHERN STATE BANK 226 South Olive P. 0 . BOX 400 Malvern, Arkansas 72104-0400 (Conversion from Industrial Loan Charter approved October 29, 1992.) NEW BRANCHES APPROVED NAME OF BANK NEW BRANCH LOCATION Bank of Atkins Atkins 800 North Church Atkins Bank of Bentonville Bentonville 405 S. Walton Boulevard Bentonville Bank of Bentonville Bentonville 212 N.E. A Street Bentonville Bank of Bentonville Bentonville Highway 71 & Riordan Road Bella Vista Farmers Bank and Trust Company Blytheville Highway 18 East Blytheville First Bank of Arkansas Caraway 2400 East Highland Drive Jonesboro First Bank of Arkansas Caraway 1614 South Caraway Road Jonesboro American State Bank Charleston 89 North Second Street Ozark The Exchange Bank and Trust Company El Dorado Highway 15 South El Dorado 10 Arkansas State Bank Department NAME OF BANK NEW BRANCH LOCATION Heber Springs State Bank Heber Springs Highways 25 & 124 West Quitman Arkansas Bank & Trust Company Hot Springs 696 DeSoto Boulevard Hot Springs Village Bank of Hot Springs Hot Springs 101 Ponderosa Lane Hot Springs Village First Bank of Arkansas Jonesboro 625 Southwest Drive Jonesboro First Bank of Arkansas Jonesboro 222 East Washington Jonesboro MidSouth Bank Monette 2511 Highland Drive Jonesboro The Twin City Bank North Little Rock 6000 West Markham Little Rock The Farmers & Merchants Bank Prairie Grove Neal & Buchanan Streets Prairie Grove First Bank of Arkansas Russellville 1907 West Main Street Russellville First Security Bank Searcy 1118 South Main Searcy Seventy-Ninth Report 11 The following is a statement reflecting deposits and disbursements of the State Bank Department from July 1, 1992 through June 30, 1993. RECEIPTS $1,030,527.72 Cash Balance June 30, 1992 Examination and Assessment Fees ................ 3 ,9 6 1,423.49 Charter and Amendment Fees ............................... 2,400.00 Teller's Facility Application and all Protest Fees ............................................ 97,500.00 Miscellaneous F e e s .................................................. 12,953.07 Reimbursement for M & R S a le s .......................... 24,333.00 Warrant Cancellations............................................... 4,515.36 Refund to Expenditure............................................... 1,186.56 Voided Warrants .............................................................. 519.00 4 ,1 0 4,8 3 0.4 8 Total Receipts 5 ,1 3 5,358.20 DISBURSEMENTS Salaries................................................................. 2,0 0 9,9 7 5.7 6 Maintenance and General Operation ................ 681,072.27 S.S., Retirement and Insurance Matching ............................................................ 4 90 ,673.40 Professional Services and Fees ............................. 61,095.07 Conference Fees and T ra v e l............................... 137,723.01 Capital Outlay ....................................................... 219,750.36 Data Processing.................. 12,595.83 Proceeds from M & R ............................................ 18,189.56 Service Charge by State Treasurer ..................... 60,919.85 3,691,995.11 Total Disbursements 1.443.363.09 Cash Balance June 30, 1993 5 ,1 3 5,358.20 12 Arkansas State Bank Department FEDERAL DEPOSIT INSURANCE CORPORATION Memphis Regional Office 5100 Poplar Avenue, Suite 1900 Memphis, Tennessee 38137 Telephone Number: (901) 685-1603 Fax Number: (901) 685-1846 Fax Number: (9 0 1 )6 8 2 -5 1 1 0 Bill C. Houston . . . . James E. Cooper . . James F. Benner . . Joseph M. McGovern Ronny G. Parham . . Sylvia Horne Plunkett Phillip H. Schwartz . .................. Regional . Deputy Regional Assistant Regional Assistant Regional Assistant Regional Assistant Regional .................. Regional Director Director Director Director Director Director Counsel Little Rock Field Office 3805 McCain Park Drive, Suite 112 North Little Rock, Arkansas 72116 P .O .B o x 16355 72231-6355 Telephone Number: (501) 758-7676 Fax Number: (5 0 1 )7 5 8 -8 0 9 5 Larry T. T a d lo ck..........................................................Field Office Supervisor Memphis Field Office Building B, Suite 275 1355 Lynnfield Road Memphis, Tennessee 38119 Telephone Number: (901) 763-1775 Fax Number: (901) 763-4163 William W. Q u in n ....................................................... Field Office Supervisor Shreveport Field Office 1914 Citizens Drive Bossier City, Louisiana 71111 Telephone Number: (318) 746-8283 Fax Number: (318) 742-2451 Don R. Turner Field Office Supervisor 13 Seventy-Ninth Report FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 411 Locust Street P. 0 . Box 442 St. Louis, Missouri 63166 Telephone Number: (314) 444-8444 Thomas C. Melzer James R. Bowen William G. Dewald .......................... ................................................. ............................. ............................... President First Vice President .......................... .............................Senior Vice President Henry H. Bourgaux.......................... .............................Senior Vice President Joan P. C ro n in .................................. .............................Senior Vice President Mary H. K a r r ..................................... ..........................................Vice President General Counsel and Secretary Richard E. K a y .................................. ..........................................Vice President Valuables Processing Jean M. L o v a ti.................................. ..........................................Vice President Information Systems Raymond H. Laurence..................... ..........................................Vice President Payments Martha L. Perine................................ ..........................................Vice President Financial Services and Human Resources Michael D. R enfro............................. . .....................................General Auditor Audit Kristi D. S h o r t .................................. ..........................................Vice President Customer Support and Electronic Services William J. Sneed ............................. ..........................................Vice President Support Services Randall C. Sumner .......................... ..........................................Vice President Credit, Community Affairs and Contingency Planning 14 Arkansas State Bank Department FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 Little Rock Branch 325 West Capitol Avenue P. 0 . Box 1261 Little Rock, Arkansas 72203 Telephone Number: (501) 324-8300 Karl W. A sh m an............................................... Vice President and Manager Thomas R. C allo w ay............................................... Assistant Vice President David T. R e n n ie ....................................................... Assistant Vice President Memphis Branch 200 North Main Street P. 0 . Box 407 Memphis, Tennessee 38101 Telephone Number: (901) 523-7171 John P. Baumgartner ..................................... Vice President and Manager A. C. Cremerious, Jr.................................................Assistant Vice President Michael R. Sinnett Operations Officer Seventy-Ninth Report 15 COMPTROLLER OF THE CURRENCY Southwestern District Office 500 N. Akard 1600 Lincoln Plaza Dallas, Texas 75201-3394 Telephone Number (214) 720-0656 Fax Number: (214) 720-7098 Dean S. Marriott .............................................................. Deputy Comptroller John A. Bodnar . ............................................................District Administrator Randal Ryskap . . ...................................................................... District Counsel Thomas M. B lyedbal............................................ Edward Graves Director for Administration .............................................................. Gene Ferner....................................................... Director for Analysis Director for Bank Supervision William J. Suman .............................Director for Regional Bank Supervision Little Rock Duty Station 10201 W. Markham, Suite 105 Little Rock, Arkansas 72205 Telephone Number: (5 0 1 )2 2 5 -7 2 2 8 Fax Number: (501) 225-2711 Debra Garland . . .........................................................................Field Manager F. Christian Dunn ......................................................................... Field Manager Oklahoma City Field Office 301 N. W. 63rd Street, Suite 490 Oklahoma City, Oklahoma 73116 Telephone Number: (405) 848-8058 Fax Number: (405) 848-8085 Kenneth I. Myers ...............................................................Field Office Director 16 Arkansas State Bank Department COMPTROLLER OF THE CURRENCY Southeastern District Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 Telephone Number: (404) 659-8855 Fax Number: (404) 588-4532 Clifton A. Poole, Jr. ...........Deputy Comptroller Robert V. Ahrens . . . . . . District Administrator H. Gary Pannell .................. District Counsel . . . William J. Abernathy . Director for Bank Analysis James P. Buff . . . . Director for Administration A. Duncan McFarlane Director for Regional Banks Central Field Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 Vernon E. Fasbender Field Office Director Northern Field Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 Field Office Director Albert Wornum, Jr Southern Field Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 James W. McPherson Field Office Director 17 Seventy-Ninth Report ARKANSAS BANKERS ASSOCIATION The Carvill Building 1220 West Third Street Little Rock, Arkansas 72201 Telephone Number: (501) 376-3741 Fax Number: (501) 376-9243 H. C. Carvill Executive Director W. D. G lo v e r........................................................................................ Chairman & Chief Executive Officer First National Bank of Eastern Arkansas, Forrest City Wayne Clark ...................................................................... Chairman & Chief Executive Officer First National Bank of Berryville, Berryville Curtis Hutchins ............................................................ Chairman, Chief Executive Officer & President Fordyce Bank and Trust Company, Fordyce Gus R u s h e r..................... President Bank of Brinkley, Brinkley President First Vice President Second Vice President Treasurer 18 Arkansas State Bank Department ARKANSAS BANKERS ASSO C IA TIO N YOUNG BANKER SECTION OFFICERS Greg Angel ............................................................................................ Vice President First National Bank, Searcy President Richard Munoz, Sr.............................................................Senior Vice President Branch Manager The City National Bank of Fort Smith, Fort Smith Todd T rim b le ................................................................................. Vice President Assistant Vice President Horatio State Bank, Horatio Beth Marshall.........................................................................................Secretary Assistant Vice President Elk Horn Bank & Trust Company, Arkadelphia Pat S tegall....................................................................... Assistant Vice President The First National Bank of Wynne, Wynne Education Coordinator Kristi N o rris ........................................................................................... Commercial Loan Officer The Twin City Bank, North Little Rock Treasurer Brad Edwards .........................................................................................At Large Assistant Vice President Mercantile Bank, Jonesboro Albert Melde, Jr........................................................................................ At Large Assistant Trust Officer The State First National Bank of Texarkana, Texarkana Seventy-Ninth Report 19 ARKANSAS C O M M U N IT Y BANKERS ASSOCIATION P. O. Box 206 Hot Springs, Arkansas 71951-0206 Telephone Number: (501) 525-1634 Fax Number: (501) 525-0637 Richard G. T ra m m ell......................................................... Executive Director Pete M a ris ........................................................................................... Chairman Bank of Little Rock, North Little Rock President Jim Gowen, Sr.............................................................................Vice President Chairman Merchants & Planters Bank, Newport Neal Ainley ............................................................................................Secretary President The Perry County Bank, Perryville Steve S ta ffo rd ...................................................................................... Treasurer President First National Bank in Green Forest, Green Forest Arkansas Association of Bank Holding Companies 103 West Capitol Avenue #1020 Little Rock, Arkansas 72201-5726 Telephone Number: (501) 374-2020 Fax Number: (501) 374-7334 Charlotte May P e rd u e .......................................................Executive Director Michael M u rp h y .................................................................................Chairman Chief Executive Officer & President Fidelity National Bank of West Memphis, West Memphis James P. Jett ........................................................................... Vice Chairman Chief Executive Officer & President Union Bank & Trust Company, Monticello Larry T. Wilson ................................................................................ Treasurer Chief Executive Officer & President First Jacksonville Bank and Trust, Jacksonville 20 Arkansas State Bank Department CO NSO LIDATED REPORT OF CO N D ITIO N OF THE 181 STATE CHARTERED CO M M ERCIAL BANKS June 30, 1993 (000's omitted) ASSETS 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. Cash and Balances due from depository institutions: a. Noninterest-bearing balances and currency and coin ............ $440,884 b. Interest-bearing balances.......................................................... 182,437 Securities .......................................................................................... 4,596,161 a. Federal funds sold ......................................................................... 321,576 b. Securities purchased under agreement to resell........................................ 0 Loans and lease financing receivables: a. Loans and lease, net of unearned income............................. 6,268,661 b. Less: Allowances for loan and losses......................................... 96,824 c. Less: Allocated transfer risk reserve ....................................................... 0 d. Loans and lease, net of unearned income allowance, and reserve ............................................................ 6,171,837 Assets held in trading accounts ....................................................................... 0 Premises and Fixed Assets (including capitalized lease)................... 188,893 Other real estate owned......................................................................... 36,603 Investments in unconsolidated subsidiaries and associated companies.................................................................... 1,954 Customers liability to this bank on acceptances outstanding.............................................................................. 0 Intangible assets..................................................................................... 34,483 Other assets .......................................................................................... 181,309 Total assets....................................................................................... 12,156,137 LIABILITIES 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. Deposits: a. In domestic offices..................................................................10,712,605 (1) Noninterest-bearing .......................................................... 1,335,935 (2) Interest-bearing................................................................. 9,376,670 b. In foreign offices, Edge and Agreement subsidiaries, and IBFs .............................................................................. 0 (1) Noninterest-bearing ............................................................................0 (2) Interest-bearing................................................................................... 0 a. Federal funds purchased ................................................................. 34,082 b. Securities sold under agreement to repurchase............................ 71,584 Demand notes issued to the U.S. Treasury...............................................7,815 Other borrowed money ......................................................................... 98,453 Mortgage indebtedness and obligations under capitalized leases...................................................................................3,637 Bank's liability on acceptances executed and outstanding...............................0 Notes and debentures subordinated to deposits........................................... 958 Other liabilities....................................................................................... 68,269 Total liabilities ................................................................................ 10,997,403 Limited-life preferred stock.................................................................................0 EQUITY CAPITAL 23. 24. 25. 26. 2728. 29. Perpetual preferred stock...................................................................... 12,356 Common stock........................................................................................ 101,414 Surplus................................................................................................. 368,843 a. Undivided profits and capital reserves......................................... 677,832 b. LESS: Net unrealized loss on marketable eqity securities .............. 1,711 Cumulative foreign currency translation adjustment....................................... 0 Total equity capital........................................................................... 1,158,734 Total liabilities, limited-life preferred stock and equity capital................................................................................ 12,156,137 21 Seventy-Ninth Report CONSOLIDATED STATEMENT OF CONDITION OF THE 81 STATE CHARTERED TRUST DEPARTMENTS June 30, 1993 (000’s omitted) ASSETS 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. Noninterest Bearing Deposits: a. Own Bank and Affiliate Institutions ..........................................$8,385 b. Other institutions............................................................................. 735 Interest Bearing Deposits: a. Own Bank and Affiliate Institutions .......................................... 73,343 b. Other Institutions........................................................................ 45,303 U.S. Government and Agency Obligations .......................................... 202,043 State, County and Municipal Obligations .............................................. 70,776 Other Short-Term Obligations................................................................... 71,290 Other Notes and Bonds .............................................................. 52,959 Stocks....................................................................................................116,464 Collective Investment Fund Units .............................................................16,814 Real Estate Mortgages.................................................. 9,260 Real Estate............................................................................................... 55,387 Miscellaneous Assets ............................................................ 28,387 Suspense Accounts ....................................................................................1,250 Other ......................................................................................................... 18,152 Total assets........................................................................................... 770,548 LIABILITIES Trusts and Estates: 15. Employee Benefit .................................... a. (Number of Accounts) ............. 16. Personal T ru sts ......................................... a. (Number of Accounts) ............. 17. Estates and Guardianships a. (Number of Accounts) ............. Agencies: 18. Employee Benefit .................................... a. (Number of Accounts) ............. 19. All O t h e r .......... ........................................ a. (Number of Accounts) ............. Collective Investment Funds: 20. Employee Benefit .................................... a. (Number of Accounts) ............. 21. All O t h e r .................................................... a. (Number of Accounts) ............. 22. Corporate Trust Accounts ..................... a. (Number of Accounts) ............. 23. Corporate Agency Accounts ............... a. (Number of Accounts) ............. 24. Profit Accounts ...................................... 25. Suspense Accounts ............................... 26. Total Liabilities......................................... .......... ............. 1,087 ............. 1,257 146,577 .......... 2 4 0 ,6 2 0 .................. 287 ............. 57,5 49 ............. 1,631 ............. 1,213 .......... 173,051 ............... 7,126 .................. 183 ............. 47,281 .................... 76 .............83,1 96 ..................675 .............10,627 .................... 83 ............... 1,194 ............... 3,327 .......... 7 7 0 ,5 4 8 22 Arkansas State Bank Department CO NSO LIDATED REPORT OF C O NDITIO N OF THE 7 6 N A TIO N A L BANKS June 30, 1993 (in millions) ASSETS 1. Cash and Balances due from depository institutions: a. Noninterest-bearing balances and currency and c o in ......................$672 b. Interest-bearing balances ........................................................................85 2. Securities ......................................................................................................5,018 3. a. Federal funds sold ......................................................................................467 b. Securities purchased under agreement to resell............................................2 4. Loans and lease financing receivables: a. Loans and lease, net of unearned income .................................... 6,373 b. Less: Allowances for loan and losses.................................................109 c. Less: Allocated transfer risk reserve.........................................................0 d. Loans and lease, net of unearned income allowance, and reserve.......................................................................6,264 5. Assets held in trading accounts ..........................................................................2 6. Premises and Fixed Assets (includingcapitalized lease) ................................. 221 7. Other real estate owned ................................................................................... 41 8. Investments in unconsolidated subsidiaries and associated companies...............................................................................1 9. Customers liability to this bank on acceptances outstanding................................................................................. 1 10. Intangible assets..................................................................................................38 11. Other assets .....................................................................................................196 12. Total assets................................................................................................. 13,008 LIABILITIES 13. Deposits: a. In domestic offices ...................................................................... 11,396 (1) Noninterest-bearing.......................................................................1,981 (2) Interest-bearing ........................................................................... 9,415 b. In foreign offices, Edge and Agreement subsidiaries, and IBFs...................................................................... . . .0 (1) Noninterest-bearing.............................................................................. 0 (2) Interest-bearing ................................................................................... 0 14. a. Federal funds purchased .............................................................................105 b. Securities sold under agreement to repurchase......................................... 147 15. Demand notes issued to the U.S. Treasury.......................................................79 16. Other borrowed money ......................................................................................43 17. Mortgage indebtedness and obligations under capitalized leases.............................................................................................4 18. Bank's liability on acceptances executed andoutstanding................................... 1 19. Notes and debentures subordinated to deposits..................................................0 20. Other liabilities.................................................................................................... 90 21. Total liabilities .............................................................................................11,865 22. Limited-life preferred stock................................................................................... 0 EQUITY CAPITAL 23. 24. 25. 26. Perpetual preferred stock......................................................................................0 Common stock.................................................................................................... 90 Surplus.............................................................................................................. 318 a. Undivided profits and capital reserves....................................................... 737 b. LESS: Net unrealized loss on marketable eqity securities ...........................2 27. Cumulative foreign currency translation adjustment...........................................0 28. Total equity capital........................................................................................1,143 29. Total liabilities, limited-life preferred stock and equity capital.......................................................................................... 13,008 23 Seventy-Ninth Report CAPITAL TO ASSET RATIOS June 30, 1993 BANK CITY RATIO Commercial Bank at Alma First National Bank of Altheimer Bank of Amity Citizens First State Bank Elk Horn Bank and Trust Company Merchants & Planters Bank & Trust Company First National Bank of Sharp County Bank of Ashdown, N.A. The First National Bank in Ashdown Bank of Atkins The Bank of Augusta Citizens State Bank The Citizens Bank TCB The Community Bank of Arkansas, N.A. Worthen National Bank of Batesville Bank of Bearden Citizens Bank First State Bank Benton State Bank The Union Bank of Benton Bank of Bentonville The First National Bank of Berryville Bank of Blevins Farmers Bank and Trust Company The First National Bank in Blytheville Citizens Bank The Bank of Bradley Bank of Brinkley FirstBank of Arkansas Bank of Cabot The First National Bank of Izard County Merchants and Planters Bank, N.A. Worthen National Bank of Camden Citizens Bank & Trust Alma Altheimer Amity Arkadelphia Arkadelphia Arkadelphia Ash Flat Ashdown Ashdown Atkins Augusta Bald Knob Batesville Batesville Batesville Bearden Beebe Beebe Benton Benton Bentonville Berryville Blevins Blytheville Blytheville Booneville Bradley Brinkley Brinkley Cabot Calico Rock Camden Camden Carlisle 9.46 21.44 9.15 9.36 8.79 8.24 11.31 11.56 11.93 9.07 15.47 8.15 8.39 7.14 8.78 19.65 11.33 8.40 8.57 8.78 10.27 15.04 9.57 10.30 10.51 8.72 9.72 14.69 10.67 9.30 16.16 9.94 9.52 12.03 24 Arkansas State Bank Department BANK CITY RATIO Bank of Cave City American State Bank The Merchants & Planters Bank Arkansas State Bank Farmers Bank & Trust Company Clinton State Bank First National Bank First Community Bank The First National Bank of Conway Worthen National Bank of Conway The Corning Bank First National Bank of Crossett First State Bank Danville State Bank Arkansas Valley Bank Bank of Dardanelle The First National Bank of DeQueen First State Bank of DeQueen DeWitt Bank and Trust Company The First National Bank of DeWitt Decatur State Bank Bank of Delight Dermott State Bank First State Bank of Dermott Farmers & Merchants Bank First National Bank of Howard County Dumas State Bank Merchants and Farmers Bank First Southern Bank The Exchange Bank & Trust Company The First National Bank of El Dorado National Bank of Commerce of El Dorado The Delta State Bank Bank of Elkins Bank of England The Eudora Bank Bank of Eureka Springs Bank of Evening Shade The Bank of Fayetteville, N.A. Citizens Bank of Northwest Arkansas Mcllroy Bank & Trust Cave City Charleston Clarendon Clarksville Clarksville Clinton Clinton Conway Conway Conway Corning Crossett Crossett Danville Dardanelle Dardanelle DeQueen DeQueen DeWitt DeWitt Decatur Delight Dermott Dermott Des Arc Dierks Dumas Dumas Earle El Dorado El Dorado El Dorado Elaine Elkins England Eudora Eureka Springs Evening Shade Fayetteville Fayetteville Fayetteville 9 .7 6 9.35 9.1 4 8 .1 8 8.59 7 .3 8 8.49 12.41 9.0 0 8.5 0 10.67 11.21 9.37 12.08 9.63 13.17 12.21 10.60 17.70 8 .9 4 13.98 8.79 12.89 11.11 2 0.1 8 15.43 10.42 13.11 16.81 9.9 5 11.40 8.62 4 7 .5 6 9 .3 3 10.65 12.97 9 .9 4 10.00 6 .5 0 9.81 9.21 25 Seventy-Ninth Report BANK CITY RATIO Worthen National Bank of Northwest Arkansas 1st Ozark National Bank First State Bank of Fordyce Fordyce Bank & Trust Company First National Bank of Eastern Arkansas Planters Bank & Trust Company The City National Bank of Fort Smith The First National Bank of Fort Smith The Merchants National Bank of Fort Smith Planters & Merchants Bank The Bank of Glenwood Caddo First National Bank First State Bank Bank of Gravett The First National Bank in Green Forest Farmers Bank First State Bank of Gurdon Farmers Bank Calhoun County Bank Mercantile Bank The Bank of Harrisburg The Security Bank Worthen National Bank of Harrison Hazen First State Bank The Cleburne County Bank First National Bank of Cleburne County Greers Ferry Lake State Bank Heber Springs State Bank First National Bank of Phillips County Helena National Bank Bank of Holly Grove The Citizens National Bank of Hope The First National Bank of Hope Horatio State Bank Arkansas Bank and Trust Company Bank of Hot Springs Worthen National Bank of Hot Springs The Planters National Bank of Hughes The First National Bank of Huntsville First State Bank Peoples Bank Fayetteville Flippin Fordyce Fordyce Forrest City Forrest City Fort Smith Fort Smith Fort Smith Gillett Glenwood Glenwood Gould Gravette Green Forest Greenwood Gurdon Hamburg Hampton Hardy Harrisburg Harrison Harrison Hazen Heber Springs Heber Springs Heber Springs Heber Springs Helena Helena Holly Grove Hope Hope Horatio Hot Springs Hot Springs Hot Springs Hughes Huntsville Huntsville Imboden 10.27 8.27 9.69 9.34 11.98 12.43 8.99 10.61 8.73 11.05 10.26 7.29 8.81 13.46 12.93 14.64 9.62 9.80 13.56 7.80 10.62 9.24 9.20 8.62 9.89 9.18 8.02 7.80 7.95 7.49 12.39 10.11 14.17 10.27 9.21 8.53 9.66 12.22 13.13 7.37 8.01 26 Arkansas State Bank Department BANK CITY RATIO First Jacksonville Bank and Trust Newton County Bank The Arkansas Bank Citizens Bank of Jonesboro First Bank of Arkansas Mercantile Bank Simmons First Bank of Jonesboro Union State Bank FirstBank of Arkansas Pine State Bank Madison Bank and Trust Bank of Lake Village Simmons First Bank of Lake Village River Valley Bank and Trust Leachville State Bank Little River Bank The First National Bank of Lewisville Peoples Bank and Loan Co. Bank of Lincoln Arkansas Bankers' Bank Central Bank and Trust Citizens First Bank Eagle Bank and Trust Company First Commercial Bank, N.A. Metropolitan National Bank One National Bank Pulaski Bank and Trust Company Worthen National Bank of Arkansas Bank of Lockesburg First State Bank Farmers Bank & Trust Company First National Bank of Magnolia Bank of Malvern The Malvern National Bank Southern State Bank Mercantile Bank The Merchants & Planters Bank Bank of Mansfield First National Bank at Marianna Citizens Bank Marked Tree Bank Jacksonville Jasper Jonesboro Jonesboro Jonesboro Jonesboro Jonesboro Junction City Kensett Kingsland Kingston Lake Village Lake Village Lavaca Leachville Lepanto Lewisville Lewisville Lincoln Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Lockesburg Lonoke Magnolia Magnolia Malvern Malvern Malvern Mammoth Spring Manila Mansfield Marianna Marion Marked Tree 9.70 8.47 8.62 9.40 9.46 8.81 8.84 11.56 7.64 8.12 7.79 12.98 11.64 10.55 8.5 0 17.91 10.94 9.83 9.96 7.39 8 .9 4 8.78 8 .3 8 8.41 7.83 17.49 7.62 6.78 12.03 10.77 8.15 11.28 10.83 10.58 8.07 7.92 12.97 8.76 15.08 9.37 9.64 27 Seventy-Ninth Report BANK CITY RATIO Searcy County Bank Bank of McCrory The First National Bank of McGehee McGehee Bank The Bank of North Arkansas First National Bank in Mena The Union Bank of Mena MidSouth Bank Commercial Bank & Trust Company Union Bank & Trust Company The First National Bank of Conway County Morrilton Security Bank, N.A, The Bank of Montgomery County Bank of Mountain View First National Bank and Trust Company Peoples Bank and Trust Company Bank of Mulberry Pike County Bank Bank of Little Rock National Bank of Arkansas The Twin City Bank Citizens National Bank of Nashville The First National Bank of Nashville Worthen National Bank of Newark First State Bank of Newport Merchants & Planters' Bank American State Bank First National Bank in Osceola The Planters Bank Bank of Ozark First National Bank Peoples Bank Security Bank The First National Bank at Paris Southeast Arkansas Bank First State Bank The Perry County Bank Piggott State Bank Pine Bluff National Bank Simmons First National Bank of Pine Bluff Worthen National Bank of Pine Bluff Marshall McCrory McGehee McGehee Melbourne Mena Mena Monette Monticello Monticello Morrilton Morrilton Mount Ida Mountain View Mountain Home Mountain Home Mulberry Murfreesboro North Little Rock North Little Rock North Little Rock Nashville Nashville Newark Newport Newport Osceola Osceola Osceola Ozark Paragould Paragould Paragould Paris Parkdale Parkin Perryville Piggott Pine Bluff Pine Bluff Pine Bluff 8.98 12.68 13.51 15.58 8.01 11.19 10.28 7.83 9.81 9.76 8.61 8.89 15.72 17.44 11.48 10.38 9.29 8.28 8.93 9.10 7.95 11.89 10.13 9.24 9.21 10.05 16.99 11.25 11.55 9.45 12.39 16.52 8.39 8.35 9.30 9.12 9.27 8.71 6.56 8.23 9.40 28 Arkansas State Bank Department BANK CITY RATIO First State Bank Bank of Pocahontas Planters and Stockmen Bank The Peoples Bank Portland Bank The Farmers and Merchants Bank Bank of Prescott The Bank of Rector Farmers and Merchants Bank The Bank of Rison Farmers and Merchants Bank First National Bank and Trust Company First Western Bank and Trust Company First Bank of Arkansas First National Bank of Russellville Worthen National Bank of Russellville Bank of Salem Logan County Bank First National Bank First Security Bank First National Bank of Sheridan Grant County Bank Arkansas State Bank First National Bank Smackover State Bank Merchants & Planters Bank The First National Bank of Springdale Springdale Bank & Trust Bodcaw Bank Bank of Star City The Stephens Security Bank Citizens Bank The Farmers & Merchants Bank First National Bank in Stuttgart Commercial National Bank of Texarkana The State First National Bank of Texarkana Bank of Trumann First State Bank of Arkansas Bank of Tuckerman First Delta Bank Citizens Bank & Trust Company Plainview Pocahontas Pocahontas Portland Portland Prairie Grove Prescott Rector Reyno Rison Rogers Rogers Rogers Russellville Russellville Russellville Salem Scranton Searcy Searcy Sheridan Sheridan Siloam Springs Siloam Springs Smackover Sparkman Springdale Springdale Stamps Star City Stephens Strong Stuttgart Stuttgart Texarkana Texarkana Trumann Trumann Tuckerman Tyronza Van Buren 10.02 10.08 9 .0 4 11.25 9.35 12.82 8 .4 8 8.13 7.55 16.05 10.05 6.89 7.69 7.91 8.68 8.13 8.78 14.41 11.25 9.7 0 12.85 11.65 11.71 6.99 11.37 9 .0 6 13.64 8 .0 6 12.79 7.99 10.17 13.14 10.58 9 .7 4 10.76 10.37 13.34 9.22 13.94 12.88 8.50 29 Seventy-Ninth Report BANK CITY RATIO First National Bank of Crawford County The Peoples Bank Bank of Waldron The Scott County Bank The Arkansas Bank The First National Bank of Lawrence County First State Bank of Warren Warren Bank and Trust Company Bank of Weiner Bank of West Memphis Fidelity National Bank of West Memphis First National Bank in West Memphis Merchants and Farmers Bank Wilmot State Bank Cross County Bank First Bank of Arkansas The First National Bank of Wynne The Bank of Yellville Van Buren Waldo Waldron Waldron Walnut Ridge Walnut Ridge Warren Warren Weiner West Memphis West Memphis West Memphis West Helena Wilmot Wynne Wynne Wynne Yellville 8.01 10.14 15.13 11.98 10.01 11.31 8.86 13.15 12.30 10.77 7.85 12.73 8.90 16.10 9.20 13.89 8.97 9.50 30 Arkansas State Bank Department NATIONAL BANKS June 30, 1993 (OOO's omitted) P ffM H BANK CITY ASSETS First National Bank of Altheimer First National Bank of Sharp County Bank of Ashdown, N.A. The First National Bank in Ashdown TCB The Community Bank of Arkansas, N.A. Worthen National Bank of Batesville The First National Bank of Berryville The First National Bank in Blytheville The First National Bank of Izard County Merchants and Planters Bank, N.A. Worthen National Bank of Camden First National Bank The First National Bank of Conway Worthen National Bank of Conway First National Bank of Crossett The First National Bank of DeQueen The First National Bank of DeWitt First National Bank of Howard County The First National Bank of El Dorado National Bank of Commerce of El Dorado The Bank of Fayetteville, N.A. Worthen National Bank of Northwest Arkansas 1st Ozark National Bank First National Bank of Eastern Arkansas The City National Bank of Fort Smith The First National Bank of Fort Smith The Merchants National Bank of Fort Smith Caddo First National Bank The First National Bank in Green Forest Worthen National Bank of Harrison First National Bank of Cleburne County First National Bank of Phillips County Helena National Bank Altheimer Ash Flat Ashdown Ashdown Batesville Batesville Berryville Blytheville Calico Rock Camden Camden Clinton Conway Conway Crossett DeQueen DeWitt Dierks El Dorado El Dorado Fayetteville Fayetteville Flippin Forrest City Fort Smith Fort Smith Fort Smith Glenwood Green Forest Harrison Heber Springs Helena Helena 10,957 102,508^ 43 023- * 52,436 3 6 0 6 /^ 148,352 113,361 1 2 3 ,1 7 8 ^ 60,83T 91,380 96 48!33& 213,421 191,03 91,90V * 87,195 74,770*' 32,330 283,358 118,943— 108,690 404,348 43,47JV**w 147,53* 315,794 489,385283,02', 54,728 10 6 ,0 4 V * 83,95c, 54,841 92,458*«*#i 86,31: Seventy-Ninth Report 31 BANK CITY The Citizens National Bank of Hope The First National Bank of Hope Worthen National Bank of Hot Springs The Planters National Bank of Hughes The First National Bank of Huntsville The First National Bank of Lewisville First Commercial Bank, N.A. Metropolitan National Bank One National Bank Worthen National Bank of Arkansas First National Bank of Magnolia The Malvern National Bank First National Bank at Marianna The First National Bank of McGehee First National Bank in Mena The First National Bank of Conway County Morrilton Security Bank, N.A. First National Bank and Trust Company Citizens National Bank of Nashville The First National Bank of Nashville Worthen National Bank of Newark National Bank of Arkansas First National Bank in Osceola First National Bank The First National Bank at Paris Pine Bluff National Bank Simmons First National Bank of Pine Bluff Worthen National Bank of Pine Bluff First National Bank and Trust Company First National Bank of Russellville Worthen National Bank of Russellville First National Bank First National Bank of Sheridan First National Bank The First National Bank of Springdale First National Bank in Stuttgart Commercial National Bank of Texarkana The State First National Bank of Texarkana First National Bank of Crawford County The First National Bank of Lawrence County Fidelity National Bank of West Memphis First National Bank in West Memphis The First National Bank of Wynne Hope 194,804 Hope 93,301 Hot Springs 280,623 Hughes 19,286 Huntsville 70,154 Lewisville 19,734 Little Rock 1,280,903 Little Rock 210,734 Little Rock 107,561 Little Rock 1,754,623 Magnolia 201,460 Malvern 137,447 Marianna 40,332 McGehee 28,800 Mena 87,150 Morrilton 80,360 Morrilton 57,519 Mountain Home 178,360 Nashville 35,851 Nashville 71,292 Newark 11,796 North Little Rock 30,544 Osceola 58,356 Paragould 195,246 Paris 63,749 Pine Bluff 121,953 Pine Bluff 578,731 Pine Bluff 241,022 Rogers 315,382 Russellville 177,115 Russellville 146,098 Searcy 208,401 Sheridan 19,430 Siloam Springs 142,038 Springdale 298,825 Stuttgart 131,695 Texarkanq 88,314 Texarkana 429,596 Van Buren 117,190 68,884 Walnut Ridge West Memphis 53,630 West Memphis 53,419 Wynne 118,297 ASSETS Seventy-Ninth Report Seventy-Ninth Annual REPORT OF THE ONE HUNDRED EIGHTY ONE STATE CHARTERED COMMERCIAL BANKS JUNE 30, 1993 34 Arkansas State Bank Department Commercial Bank at Alma Alma, AR Telephone: 6 32-2257 FAX: 632-2263 Population: 2,959 Hwy. 64-71 P. 0 . Box 2199 7 29 21 -2 19 9 Charter Number: 297 Date: Jan. 31, 1910 County: Crawford Trust Department: No Bank Holding Company Commerce Financial Corporation, Alma, AR Chm/CEO/Pres: John P. Ballentine EVP: William N. Brasher, III VP/Cash: Mary Beth Freeman VP: Helen S. Jones VP: Rex A. Woods Cash and Due F ro m :.................................. 1,416 Federal Funds and R e p o s :........... 0 Investm ents:..........................................12,707 Total Loans: .......................................... 25 ,500 Premises and Fixed A s s e ts :..................... 1,109 Other Real Estate: ....................................... 24 Other Assets: ............................................ 923 Total A s se ts:............................................ 41 ,679 Total Trust A ssets:............................................. 0 D e p o sits:.................................................. 37 ,2 9 3 Federal Funds and Borrow ings:................ 270 Other Liabilities: .......................................... 233 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 3 7 ,7 9 6 Total Equity Capital and Reserves: . . . 3,8 83 Total Liabilites and C apital:..................... 4 1 ,6 7 9 Number of Shares Outstanding: ............. 8,0 0 0 Directors: James A. Arnold, II, John P. Ballentine, Leonard L. Blaschke, William N. Brasher, III, John A Griffin, Hilda Knight, Paul L. Winborn Branches in Town: None Other Branches: Dyer, Mountainburg Bank of Amity Amity, AR Telephone: 342 -5 26 9 FAX: 342 -9 59 4 Population: 859 Public Square P. O. Box 38 7 1 9 2 1 -0 0 3 8 Charter Number: 198 Date: Jan. 30, 1905 County: Clark Trust Department: No Bank Holding Company Chambers Bancshares Inc., Danville, AR Chm: Cleda Olds CEO: John E. Chambers, III Pres: Jimmy Franklin VP: Danny Maxey VP: Peggy Adams VP: Joe Maxey Cash: Diane Tedder Cash and Due F ro m :..................................2,6 62 Federal Funds and R e p o s :....................... 2,4 00 Investm ents:.......................................... 29 ,899 Total Loans: .............................................12,845 Premises and Fixed A s s e ts :..................... 174 Other Real Estate: ............................................. 5 Other Assets: ............................................ 655 Total A s se ts:.......................................... 4 8 ,6 4 0 Total Trust A ssets:............................................. 0 D e p o sits:.................................................. 4 3 ,7 7 0 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 456 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 4 4 ,2 2 6 Total Equity Capital and Reserves: . . . 4 ,4 1 4 Total Liabilites and C apital:.................. 4 8 ,6 4 0 Number of Shares Outstanding: ............. 4 ,0 0 0 Directors: Ernie Dunlap, Joe F. Maxey, M. H. Oakley, Cleda Olds, Hazel Richardson Branches in Tow n: None Other Branches: None Seventy-Ninth Report 35 Citizens First State Bank Arkadelphia, AR Telephone: 246-2411 FAX: 246-5400 Population: 10,014 5th and Main Street P .O .B o x 218 7 1 9 23 -0 21 8 Charter Number: 736 Date: May 24, 1977 County: Clark Trust Department: No Bank Holding Company FDH Bancshares, Inc., Little Rock, AR Chm: Raymond C. Toler CEO/Pres: I. Joe Miles Cash: Carol Wilson Cash and Due F ro m :.................................. 1,353 Federal Funds and R e p o s :........................1,735 Investm ents:.............................................18 ,704 Total Loans: .......................................... 22 ,433 Premises and Fixed A s s e ts :..................... 514 Other Real Estate: ...........................................74 Other Assets: ............................................ 1,275 Total A s se ts:.......................................... 46 ,088 Total Trust A ssets:.............................................0 D e p o sits:.......................................... 4 1 ,1 5 4 Federal Funds and Borrowings:..................... 0 Other Liabilities::......................................... 503 Subordinated D e b t : ......................................... 0 Total Liabilities:................................41 ,657 Total Equity Capital and Reserves: . . . 4,431 Total Liabilites and Capital:.......... 46 ,088 Number of Shares Outstanding: . . . . 30 ,0 0 0 Directors: Edward L. Cullum, Herb Daily, Jerry Francis, I. B. Fuller, Billy Bob Hardman, Edward McCorkle, I. Joe Miles, Robert P. Taylor, Raymond C. Toler Branches in Town: None Other Branches: None Elk Horn Bank and Trust Company Arkadelphia, AR Telephone: 246-5811 FAX: 246 -5 28 4 Population: 10,014 601 Main Street P. 0 . Box 248 719 23 -0 24 8 Charter Number: 142 Date: Sep. 28, 1903 County: Clark Trust Department: Yes Bank Holding Company Southern Development Bancorporation, Inc., Arkadelphia, AR Chm/CEO/Pres: George P. Surgeon EVP/Cash/TO: Roy N. Shope SVP: William Fowler Cash and Due F ro m :..................................2,113 Federal Funds and R e p o s :........................ 200 Investm ents:............................................ 56 ,1 6 0 Total Loans: .......................................... 35 ,4 3 2 Premises and Fixed A s s e ts :.....................1,987 Other Real Estate: .............................................0 Other Assets: ............................................ 828 Total A s se ts:.......................................... 9 6 ,7 2 0 Total Trust A ssets:.....................................1,094 D e p o sits:......................................... 87 ,538 Federal Funds and Borrowings:................ 358 Other Liabilities: ......................................... 388 Subordinated D e b t : .......................................... 0 Total Liabilities:.............................. 8 8 ,2 8 4 Total Equity Capital and Reserves: . . . 8,4 3 6 Total Liabilites and C apital:.......... 9 6 ,7 2 0 Number of Shares Outstanding: . . . . 24,000 Directors: Thomas Barksdale, James Blanton, Harold Echols, Dr. Bob Fisher, Ronald A. Grzywinski, James W. Harrington, Mary Houghton, J. Hugh Lookadoo, Mary Jo Mann, Wayne D. Pollard, Roy N. Shope, George P. Surgeon Branches in Town: One Other Branches: Caddo Valley 36 Arkansas State Bank Department Merchants & Planters Bank & Trust Company Arkadelphia, AR Telephone: 246-4511 FAX: 2 46-4407 Population: 10,014 526 Main Street P. O. Box 219 7 1 9 2 3 -0 2 1 9 Charter Number: 341 Date: June 15, 1911 County: Clark Trust Department: Yes Bank Holding Company Central Arkansas Bancshares, Inc., Arkadelphia, AR Chm: Ross M. Whipple CEO/Pres: Steve DeMott EVP: Tom Calhoon SVP: Barbara Neel Cash: Carrie A. Beene TO: Don Twyford Cash and Due F ro m :..................................2,4 95 Federal Funds and R e p o s :................................0 Investm ents:.......................................... 3 4 ,8 7 6 Total Loans: ............................................ 54 ,819 Premises and Fixed A s s e ts :..................... 1,655 Other Real Estate: ..................................... 154 Other Assets: ............................................ 3 ,0 7 4 Total A s s e ts :.......................................... 9 7 ,073 Total Trust A ssets:..................................... 8 0 4 D e p o sits:.................................................. 7 9 ,7 6 9 Federal Funds and Borrow ings:................8,8 08 Other Liabilities: .......................................... 613 Subordinated D e b t : .......................................... 0 Total Liabilities:.......................................... 8 9 ,1 9 0 Total Equity Capital and Reserves: . . . 7,8 83 Total Liabilites and C apital:................... 97 ,0 7 3 Number of Shares Outstanding: ............. 6,000 Directors: Harold Bass, Elton Buck, Tom Calhoon, Steve DeMott, Toney D. McMillan, Paul L Offutt, Jane Ross, Donald M. Tatman, Larry Thomerson, Ross M. Whipple Branches in Town: Two Other Branches: Gurdon Bank of Atkins Atkins, AR Telephone: 6 41-2987 FAX: 641 -2 56 6 Population: 2 ,83 4 202 N.E. First Street P. 0 . Box 157 7 2 8 23 -0 15 7 Charter Number: 35 Date: Sep. 19, 1895 County: Pope Trust Department: No Bank Holding Company None Chm/CEO/Pres: David M. Mitchell VP/Cash: Dorothy Wiley VP: Ida Abernathy Asst Cash: Pat Duvall Cash and Due F ro m :.................................. 1,212 Federal Funds and R e p o s :....................... 1,700 Investm ents:...............................................7,5 48 Total Loans: .............................................14,725 Premises and Fixed A s s e ts :...........................88 Other Real Estate: ...........................................57 Other Assets: ............................................. 419 Total A s s e ts :.......................................... 25 ,7 4 9 Total Trust A ssets:............................................. 0 D e p o sits:......................................... 2 3 ,3 6 # Federal Funds and Borrow ings:..................... 0 Other Liabilities: ............................................. 9 » Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 2 3 ,4 6 6 Total Equity Capital and Reserves: . . . 2 ,2 8 3 Total Liabilites and C apital:.......... 25 ,7 4 9 Number of Shares Outstanding: . . . . 12,500 Directors: J. Barton Langley, David M. Mitchell, Jean S. Mitchell Branches in Town: One Other Branches: None Seventy-Ninth Report 37 The Bank of Augusta Augusta, AR Telephone: 347-2511 FAX: 347-2654 Population: 2,759 100 S. Second Street P. 0 . Box Y 720 06 -1 00 5 Charter Number: 669 Date: Feb. 20, 1935 County: Woodruff Trust Department: Yes Bank Holding Company None Chm: R. E. Gregory CEO/Pres: Moody Whitehead VP: Ronnie Jones Cash/TO: Martha Ray Cash and Due F ro m :.................................. 1,599 Federal Funds and Repos: ........................3,700 Investm ents:..........................................15,377 Total Loans: .............................................14,388 Premises and Fixed A s s e ts :..................... 221 Other Real Estate: ............................................. 0 Other Assets: ............................................ 550 Total A s s e ts :.......................................... 3 5 ,835 Total Trust A ssets:....................................... 86 D e p o sits:................................................. 30 ,033 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 199 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 30 ,2 3 2 Total Equity Capital and Reserves: . . . 5,603 Total Liabilites and Capital:.................. 35 ,835 Number of Shares Outstanding: ............. 8,000 Directors: Franklin Collier, Steve Collier, W. P. Daniel, W. P. Daniel, Jr., Charles P. Eldridge, John R. Eldridge, R. E. Gregory, R. E. Gregory, Jr., Moody Whitehead, Dorothy Willis Branches in Town: None Other Branches: None Citizens State Bank Bald Knob, AR Telephone: 724-3241 FAX: 724 -5 98 5 Population: 2,65 3 306 South Elm Street P. 0 . Box 200 7 2 0 1 0 -0 2 0 0 Charter Number: 636 Date: Jan. 22, 1931 County: White Trust Department: Yes Bank Holding Company Citizens State Bankshares of Bald Knob, inc., Bald Knob, AR Chm/CEO: Juanita Litzelfelner Pres/COO/TO: Larry E. Kircher EVP: Wendell Nier VP: Peggy Reed Cash and Due F ro m :.................................. 1,361 Federal Funds and R e p o s :........................1,215 Investm ents:.............................................17,273 Total Loans: .............................................16,157 Premises and Fixed A s s e ts :........................ 798 Other Real Estate: ..................................... 362 Other Assets: ............................................ 466 Total A s s e ts :.......................................... 37 ,6 3 2 Total Trust A ssets:.....................................1,702 D e p o sits:................................................. 34,303 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 218 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 34,521 Total Equity Capital and Reserves: . . . 3,111 Total Liabilites and C apital:.................. 37 ,632 Number of Shares Outstanding: ............. 4,0 00 Directors: Bob J. Clark, Larry E. Kircher, Juanita Litzelfelner, Wendell Nier, Bernard C. Smith Branches in Tow n: Two Other Branches: Bradford 38 Arkansas State Bank Department The Citizens Bank B atesville, A R Telephone: 793-4441 FAX: 698-6299 Population: 9,100 Third and College Streets P. 0. Box 2156 72503-2156 Charter Number: 705 Date: Feb. 19, 1953 County: Independence Member of Federal Reserve System Trust Department: Yes Bank Holding Company Citizens Bancshares of Batesville, Inc., Batesville, AR CEO/Pres: Woody Castleberry EVP: David Hidy SVP: David Ford SVP: Floren King SVP/Cash: Greg Shaver VP/TO: Gene Crawford Cash and Due F ro m :..................................6 ,2 7 4 Federal Funds and R e p o s :........................2,3 10 Investm ents:............................................ 6 1 ,7 1 5 Total Loans: ............... 110,203 Premises and Fixed A s s e ts :..................... 4,6 09 Other Real Estate: .....................................1,170 Other Assets: ............................................ 2,1 82 Total A s se ts:....................................... 188,463 Total Trust Assets:.................................. 13,538 D eposits:............................................... 167,107 Federal Funds and Borrowings:.................5 ,0 8 6 Other L iabilities:.............................................. 41 2 Subordinated D e b t: .......................................... 0 Total Liabilities: .................................. 1 7 2,60 5 Total Equity Capital and Reserves: . . 15,858 Total Liabilites and Capital: ............. 188,46 3 Number of Shares Outstanding: . . . . 14,000 Directors: M. F. Highsmith, Lackey Moody, Doyle W. Rogers, Noel K. Sims, Kay Southerland Branches in Town: Six Other Branches: None Bank of Bearden B eard en, A R Telephone: 687-2233 FAX: 687-2474 Population: 1,180 Second and Cedar Streets P. O. Box 135 71720-0135 Charter Number: 688 Date: June 17, 1945 County: Ouachita Trust Department: No Bank Holding Company None Chm/CEO/Pres: Rick Green EVP: Ken Riley VP: Susan Lusby Cash and Due F ro m :.................................. 1,7 64 Federal Funds and R e p o s :....................... 4,8 5 0 Investm ents:............................................... 6,667 Total Loans: ...............................................8,6 19 Premises and Fixed A s s e ts :........................ 89 Other Real Estate: ............................................. 0 Other Assets: ............................................. 115 Total A s se ts:.............................................2 2 ,1 0 4 Total Trust A ssets:............................................. 0 D eposits:.................................................. 17,629 Federal Funds and Borrowings:..................... 0 Other L iabilities:.................................................48 Subordinated D e b t : .......................................... 0 Total Liabilities: ..................................... 17,677 Total Equity Capital and Reserves: . . . 4 ,4 2 7 Total Liabilites and Capital: ................... 2 2 ,1 0 4 Number of Shares Outstanding: ..............8 ,3 0 0 Directors: John E. Anthony, Steven M. Anthony, O. D. Cathey, Rayburn Dorey, Mary Lynn Dudley, Rick Green, Kenneth D. Keeton, Ronald Ramsay, J. E. Word Branches in Town: None Other Branches: None 39 Seventy-Ninth Report Citizens Bank Beebe, AR Telephone: 882-6411 FAX: 882 -8 50 0 Population: 4 ,5 0 0 114 N. Main P. 0 . Drawer T 7 20 12 -1 02 0 Charter Number: 465 Date: June 21, 1917 County: White Trust Department: No Bank Holding Company First Security Bancorp, Searcy, AR Chm: Reynie Rutledge CEO/Pres: J. Darrell Hall EVP: J. Fred Campbell VP/Cash: Anna Spradlin VP: Betty Liddle VP: Dewitt Yingling Cash and Due F ro m :.................................. 2,367 Federal Funds and R e p o s :........................ 900 Investm ents:.............................................16,576 Total Loans: ............................................ 34,413 Premises and Fixed A s s e ts :..................... 559 Other Real Estate: ..................................... 123 Other Assets: ............................................ 508 Total A s se ts:.......................................... 5 5 ,446 Total Trust Assets:............................................. 0 D eposits:......................................... 48 ,8 7 2 Federal Funds and Borrowings:..................... 0 Other Liabilities: .............................................. 231 Subordinated D e b t:.......................................... 0 Total Liabilities: .................................... 49 ,1 0 3 Total Equity Capital and Reserves: . . . 6,343 Total Liabilites and Capital: ................ 55 ,446 Number of Shares Outstanding: . . . . 20 ,000 Directors: E. H. Abington, II, Doyle Burns, Millan Burrow, H. Leroy Doff, J. Darrell Hall, Lee Hayes, James Rakes, Reynie Rutledge Branches in Town: One Other Branches: None First State Bank Beebe, AR Telephone: 8 82 -6 40 6 FAX: 882 -6 89 2 Population: 4 ,5 0 0 1500 W. DeWitt Henry P. O. Box 2000 7 2 0 1 2 -1 0 0 0 Charter Number: 742 Date: March 23, 1 981 County: White Member of Federal Reserve System Trust Department: Yes Bank Holding Company First Charter Bancshares, Inc., North Little Rock, AR Chm/CEO/Pres/TO: Garland Kirkpatrick SVP: David Miller Cash and Due F ro m :.................................. 2,450 Federal Funds and R e p o s :................................ 0 Investm ents:.............................................19,648 Total Loans: .......................................... 2 7 ,5 0 4 Premises and Fixed A s s e ts :..................... 627 Other Real Estate: ............................................. 7 Other Assets: ............................................ 2,1 62 Total A sse ts:.......................................... 52 ,398 Total Trust A ssets:....................................... 97 VP: Mark Lay VP/Cash: Marilyn Cole D eposits:......................................... 3 9 ,9 5 0 Federal Funds and Borrowings:................ 7,028 Other Liabilities: ....................................... 1,650 Subordinated D e b t:.......................................... 0 Total Liabilities: .................................... 48,628 Total Equity Capital and Reserves: . . . 3,7 70 Total Liabilites and Capital: ................ 52 ,398 Number of Shares Outstanding: . . . . 50 ,000 Directors: Ruth L. Couch, Grace Crouch, Walter England, E. M. Holman, Jr., Garland Kirkpatrick, Keith Knight, Lyndell Lay, Mark Lay, David Miller Branches in Town: None Other Branches: North Little Rock 40 Arkansas State Bank Department Benton State Bank B e n to n , A R Telephone: 778-0431 FAX: 778 -6 44 7 Population: 18,177 146 W. South Street P. O. Box 9 7 2 0 1 8 -0 0 0 9 Charter Number: 664 Date: Feb. 9, 1934 County: Saline Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm/CEO/Pres: Larry Whitley EVP/Cash: Russell Coleman SVP: Harry McCormick SVP: Barbara Weaver VP: Joann Standfill Cash and Due F ro m :................................12,162 Federal Funds and R e p o s :................................ 0 Investm en ts:.......................................... 7 2 ,8 9 4 Total Loans: ....................................... 108,337 Premises and Fixed A s s e ts :.....................2,0 9 6 Other Real Estate: ..................................... 236 Other Assets: ............................................ 2,138 Total A s s e ts :....................................... 197,863 Total Trust A s sets:............................................. 0 D e p o s its :............................................... 179,071 Federal Funds and Borrow ings:................ 1,210 Other Liabilities: .......................................... 662 Subordinated D e b t : .......................................... 0 Total Liabilities:..................................... 180,94 3 Total Equity Capital and Reserves: . . 16 ,920 Total Liabilites and C ap ital:................ 197,86 3 Number of Shares Outstanding: . . . 13 2 ,0 0 0 Directors: W. R. Alsobreook, Roy Bishop, Calvin Brown, Russell Coleman, Edwin Henry, A. B. Holiman, Jr., W. W . Jones, Malcolm P. Lawrence, D. W . May, D. J. Stirman, W . Lee Tucker, Larry Whitley Branches in Tow n: Four Other Branches: Bryant, Hot Springs Village The Union Bank of Benton B e n to n , A R Telephone: 778-0411 FAX: 7 7 6 -5 43 3 Population: 18,177 201 Market Street P. O. Box 687 7 2 0 1 5 -0 6 8 7 Charter Number: 706 Date: Jan. 11, 1954 County: Saline Trust Department: Yes Bank Holding Company Union Bancshares of Benton, Inc., Benton, AR Chm/CEO: Greg B. Brown Pres: Bob Gregory SVP: Debra Keen TO: Ray Pennington Cash and Due F ro m :.................................. 2,6 05 Federal Funds and R e p o s :................................ 0 Investm en ts:.......................................... 4 3 ,4 2 5 Total Loans: .......................................... 4 8 ,5 3 2 Premises and Fixed A s s e ts :..................... 1,294 Other Real Estate: ............................................. 6 Other Assets: ............................................. 983 Total A s s e ts :.......................................... 9 6 ,8 4 5 Total Trust A s sets:.....................................1,947 D e p o s its :.......................................... 82,231 Federal Funds and Borrow ings:................ 5,9 07 Other Liabilities: .......................................... 393 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 88,531 Total Equity Capital and Reserves: . . . 8 ,3 1 4 Total Liabilites and C ap ital:.......... 9 6 ,8 4 5 Number of Shares Outstanding: . . . . 7 2 ,9 4 0 Directors: Greg B. Brown, June G. Brown, Lilburn Carlisle, Bob Gregory, J. D. Harris, Debra Keen, Ron Kuerner, I. E. McCray, Jr., John Young Branches in Town: Two Other Branches: Bryant 41 Seventy-Ninth Report Bank of Bentonville B enton ville, A R Telephone: 273-3331 FAX: 271-1315 Population: 1 3,000 201 N.E. A. Street P. 0 . Box 1229 727 12 -1 22 9 Charter Number: 641 Date: Feb. 25, 1931 County: Benton Trust Department: Yes Bank Holding Company None Chm: Jim Walton CEO/Pres: Donald E. Walker EVP: Jim Cargill SVP: Kenny Hancock SVP/Oper: Jill March Cash: Karen Clark Cash and Due F ro m :............................... 13,175 Federal Funds and R e p o s :............. 21 ,000 Investm ents:.......................................... 101,282 Total Loans: ....................................... 24 0,13 3 Premises and Fixed A s s e ts :.....................3 ,4 30 Other Real Estate: ....................................... 27 Other Assets: ............................................ 3,9 25 Total A s s e ts :....................................... 38 2 ,9 7 2 Total Trust A ssets:.............................................0 D e p o sits:..................................................311,941 Federal Funds and Borrowings:.......... 30,398 Other Liabilities: ..........................................2,109 Subordinated D e b t : ......................................... 0 Total Liabilities:.................................... 3 4 4,44 8 Total Equity Capital and Reserves: . . 3 8 ,5 2 4 Total Liabilites and C apital:................ 3 8 2,97 2 Number of Shares Outstanding: . . . . 78 ,4 0 0 Directors: E. R. Adair, James Arkins, George Billlingsley, Max Burger, Ralph Dunn, Kirk Dupps, David Glass, Gary Newman, Joe Peters, Donald E. Walker, Jim Walton Branches in Town: Two Other Branches: Bella Vista (2), Centerton, Gravette Bank of Blevins B levins, A R Telephone: 874-2541 FAX: 874-2631 Population: 253 Main Street P. O. Box 158 718 25 -0 15 8 Charter Number: 385 Date: Aug. 12, 1912 County: Hempstead Trust Department: No Bank Holding Company First National Bancshares of Hempstead County, Inc., Hope, AR Chm: Thomas E. Hays, Jr. CEO/Pres: Mike Stephens Cash: Nell Stephens Cash and Due F ro m :.................................. 290 Federal Funds and R e p o s :........................ 100 Investm ents:...............................................6,649 Total Loans: ............................................... 5,851 Premises and Fixed A s s e ts :..................... 307 Other Real Estate: ............................................. 0 Other Assets: ............................................ 159 Total A s s e ts :.............................................13,356 Total Trust A ssets:............................................. 0 D e p o sits:................................................. 11,988 Federal Funds and Borrowings:..................... 0 Other Liabilities: ............................................ 59 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 12,047 Total Equity Capital and Reserves: . . . 1,309 Total Liabilites and C apital:..................... 13,356 Number of Shares Outstanding: ............. 8,0 50 Directors: Thomas E. Hays, Jr., Charles Sharpe, Mike Stephens, Nell Stephens Branches in Town: None Other Branches: None 42 Arkansas State Bank Department Farmers Bank And Trust Company B ly th e v ille , A R Telephone: 763-8101 FAX: 7 63 -3 5 0 0 Population: 2 3 ,0 0 0 4 0 0 W. Main P. 0 . Box 688 7 2 3 1 6 -0 6 8 8 Charter Number: 253 Date: March 16, 1908 County: Mississippi Member of Federal Reserve System Trust Department: Yes Bank Holding Company Farmers Bancorp, Inc., Blytheville, AR Chm/CEO/Pres: Alvin Huffman, III EVP/Cash: Steve Bell VP: Joe Churchill VP: Mike Huffman VP: Glenda Eubanks VP/TO: Ron Dawson Cash and Due F ro m :..................................3,0 9 6 Federal Funds and R e p o s :........................ 200 Investm ents:.......................................... 52 ,708 Total Loans: .......................................... 55 ,248 Premises and Fixed A s s e ts :..................... 1,554 Other Real Estate: .....................................2,858 Other Assets: .............................................1,991 Total A sse ts:.......................................... 117,65 5 Total Trust A ssets:.................................. 19,422 D eposits:............................................... 104,88 3 Federal Funds and Borrowings:..................... 0 Other L iabilities:.............................................. 49 6 Subordinated D e b t: .......................................... 0 Total Liabilities: .................................. 105,37 9 Total Equity Capital and Reserves: . . 12 ,276 Total Liabilites and Capital: ............. 1 1 7,65 5 Number of Shares Outstanding: . . . . 4 0 ,0 0 0 Directors: Steve Bell, Dale Briggs, Glen Cook, Alvin Huffman, III, Paul C. Hughes, Herbert Jones, Gaylon M. Lawrence, Jr., Harold Sudbury, Jr. Branches in Tow n: Three Other Branches: Gosnell Citizens Bank B oo n eville, A R Telephone: 675 -2 74 7 FAX: 6 7 5 -5 05 0 Population: 3 ,80 4 80 W. Main P. O. Box 238 7 2 9 2 7 -0 2 3 8 Charter Number: 397 Date: April 18, 191C County: Logan Trust Department: Yes Bank Holding Company First Western Bancshares, Inc., Booneville, AR Chm/CEO/Pres: Jeral L. Hampton SVP/Cash: Bill Mitchell Cash and Due F ro m :.................................. 1,736 Federal Funds and R e p o s :........................2,2 00 Investm ents:............................................ 30,151 Total Loans: ............................................ 4 6 ,0 1 0 Premises and Fixed A s s e ts :..................... 8 9 4 Other Real Estate: ..................................... 239 Other Assets: .............................................1,597 Total A sse ts:.......................................... 8 2 ,8 2 7 Total Trust A ssets:............................................. 0 D epo sits:..................................................... 7 4 ,1 9 5 Federal Funds and Borrowings:.................... 74 0 Other L iabilities:...............................................6 6 4 Subordinated D e b t:.......................................... 0 Total Liabilities: ..................................... 7 5 ,5 9 9 Total Equity Capital and Reserves: . . . 7,2 28 Total Liabilites and Capital: ................ 8 2 ,8 2 7 Number of Shares Outstanding: . . . 1 0 0,00 0 Directors: Don A. Dunn, Jeral L. Hampton, John T. Hampton, Billy Dale Leslie, C. Richard Lippard, A. B. Littlefield, W . C. Littlefield, Robert E. Remy Branches in Town: None Other Branches: Magazine, Ratcliff Seventy-Ninth Report 43 The Bank of Bradley Bradley, AR Telephone: 894 -3 32 2 FAX: 8 94 -3 32 4 Population: 568 Main Street P. 0 . Box 120 7 1 8 26 -0 12 0 Charter Number: 653 Date: April 10, 1933 County: Lafayette Trust Department: No Bank Holding Company The Bradley Corporation, Bradley, AR Chm/CEO/Pres: Lane Pierce EVP/Cash: Billie Pierce Cash and Due F ro m :.................................. 930 Federal Funds and R e p o s :....................... 2,000 Investments: ...............................................2,247 Total Loans: ...............................................5,507 Premises and Fixed A s s e ts :..................... 294 Other Real Estate: ....................................... 56 Other Assets: ............................................ 107 Total A s s e ts :............................................ 11,141 Total Trust A ssets:.............................................0 Deposits: ................................................. 10,057 Federal Funds and Borrowings:..................... 0 Other Liabilities: ............................................ 30 Subordinated D e b t : ......................................... 0 Total Liabilities:............................... 10,087 Total Equity Capital and Reserves: . . . 1,054 Total Liabilites and C apital:............11,141 Number of Shares Outstanding: . . . . 10,000 Directors: Gerald E. Crabtree, Billie Pierce, Lane Pierce Branches in Town: None Other Branches: None Bank o f Brinkley Brinkley, AR Telephone: 734 -3 13 3 FAX: 734-3001 Population: 4 ,23 4 130 S. New Orleans P. 0 . Box 727 72021-0727 Charter Number: 110 Date: Jan. 1 7, 1903 County: Monroe Trust Department: No Bank Holding Company Brinkley Bancshares, Inc., Brinkley, AR Chm/CEO: A. H. Rusher Pres: Gus Rusher Cash and Due F ro m :.......... Federal Funds and Repos: . Investm ents:....................... Total Loans: ....................... Premises and Fixed Assets: Other Real Estate: ............. Other Assets: ..................... Total A s s e ts :....................... Total Trust A ssets:............. Cash: Bently Manatt . 2,906 . 1,500 3 8 ,8 3 4 21 ,076 . . 503 .... 0 . 1,247 66 ,0 6 6 . . . . 0 Deposits: ..................................................... 56,143 Federal Funds and Borrowings:...................... 0 Other Liabilities: .......................................... 228 Subordinated D e b t : .......................................... 0 Total Liabilities:................................ 56,371 Total Equity Capital and Reserves: . . . 9,695 Total Liabilites and C apital:........... 66,066 Number of Shares Outstanding: . . . . 23,055 Directors: J. H. Carroll, Jr., John E. Deen, Jr., Steve Fowler, Doug Hunt, Albert H. Rusher, Gus Rusher Branches in Town: None Other Branches: None 44 Arkansas State Bank Department FirstBank of Arkansas B rinkley, A R 8 00 North Main P. 0 . Box 787 7 20 21 -0 78 7 Telephone: 7 34 -1 3 0 0 FAX: 734 -1 30 5 Population: 4 ,2 3 4 Charter Number: 747 Date: Jan. 25, 1989 County: Monroe Trust Department: No Bank Holding Company FirstBank Group, Inc., Brinkley, AR CEO/Pres: Harold Hardwick VP: Judy Brown VP: Steve Lawrence AVP: Amy Brann Cash and Due F ro m :.................................. 372 Federal Funds and R e p o s :....................... 1,150 Investm ents:...............................................3,923 Total Loans: .............................................14,433 Premises and Fixed A s s e ts :..................... 1,231 Other Real Estate: ..................................... 121 Other Assets: ............................................ 617 Total A s s e ts :............................................ 21 ,847 Total Trust A ssets:.............................................0 D e p o sits:......................................... 19,649 Federal Funds and Borrow ings:..................... 0 Other Liabilities: ............................................ 72 Subordinated D e b t : .......................................... 0 Total Liabilities:.................................19,721 Total Equity Capital and Reserves: . . . 2,1 26 Total Liabilites and C apital:........... 21 ,847 Number of Shares Outstanding: . . . . 9 1 ,5 0 0 Directors: Fred Farrell, Harold Hardwick, Bobby Robinson, Dewey Snowden, Johnnie Qualls Branches in Town: None Other Branches: None Bank of Cabot C a b o t, A R One City Plaza P. 0 . Box 1028 7 2 0 2 3 -1 0 2 8 Telephone: 843 -3 57 5 FAX: 8 4 3 -2 96 4 Population: 8,31 9 Charter Number: 12C Date: March 23, 1903 County: Lonoke Trust Department: Yes Bank Holding Company Cabot Bankshares, Inc., Cabot, AR Chm/CEO/Pres: James M . Park SVP: William E. Williams SVP/Cash: Joe W. Park VP: Freda Joyner Cash and Due F ro m :..................................3,751 Federal Funds and R e p o s :....................... 2,2 75 Investm ents:.......................................... 4 5 ,7 3 2 Total Loans: .......................................... 60 ,557 Premises and Fixed A s s e ts :.....................2,1 60 Other Real Estate: ...........................................62 Other Assets: ............................................ 1,632 Total A s se ts:.......................................... 116,169 Total Trust A ssets:..................................... 619 D e p o sits:.................................................. 100,13 2 Federal Funds and Borrow ings:................4,6 58 Other Liabilities: .......................................... 600 Subordinated D e b t : .......................................... 0 Total Liabilities:..................................... 1 0 5,39 0 Aud: Oleta Kinder TO: Jan McGough Total Equity Capital and Reserves: . . 10,779 Total Liabilites and C apital:................116,169 Number of Shares Outstanding: . . . . 2 5 ,0 0 0 Directors: Dearl Dixon, Jerry Jones, Jack M. Lowman, Mark L. Magie, James M. Park, Joe W, Park, Gerald H. Shock, Steve Tipton, William G. Thompson, William E. Williams, Larry Wood Branches in Town: Two Other Branches: Ward Seventy-Ninth Report 45 Citizens Bank & Trust C arlisle, A R Telephone: 552-7571 FAX: 552-3636 Population: 2,500 118 N. Court P. O. Box 69 720 24 -0 06 9 Charter Number: 628 Date: Dec. 22, 1930 County: Lonoke Trust Department: Yes Bank Holding Company Grand Prairie Bancshares, Inc., Little Rock, AR Chm: M. S. Woodruff CEO/Pres: Daniel C. Horton EVP: Bill J. Shoup SVP/TO: M. Gaines Young, Jr. Cash: Janet Pasley Cash and Due F ro m :.................................. 1,622 Federal Funds and R e p o s :....................... 1,265 Investm ents:.............................................18,329 Total Loans: .......................................... 30 ,969 Premises and Fixed A s s e ts :..................... 214 Other Real Estate: ....................................... 14 Other Assets: ............................................ 855 Total A s s e ts :.......................................... 53 ,268 Total Trust A ssets:.................................. 12,074 D e p o sits:......................................... 45 ,528 Federal Funds and Borrowings:................ 1,109 Other Liabilities: ......................................... 234 Subordinated D e b t : ......................................... 0 Total Liabilities:............................... 46,871 Total Equity Capital and Reserves: . . . 6,397 Total Liabilites and C apital:.......... 53,268 Number of Shares Outstanding: . . . . 39 ,0 0 0 Directors: Daniel C. Horton, Barry McKuin, Bill J. Shoup, Randall Snider, M. S. Woodruff, M. Gaines Young, Jr. Branches in Town: None Other Branches: Humnoke Bank of Cave City C a v e C ity , A R Telephone: 283-5301 FAX: 2 83 -6 46 6 Population: 1,503 110 Main Street P. 0 . Box 4 90 7 25 21 -0 49 0 Charter Number: 209 Date: July 2, 1906 County: Sharp Trust Department: Yes Bank Holding Company Sharp Bancshares, Inc., Cave City, AR Chm/CEO/Pres/TO: Eugene Street Cash and Due F ro m :.................................. 645 Federal Funds and R e p o s :........................1,275 ^Investm ents:.............................................1 2,584 Total Loans: .......................................... 23,637 Premises and Fixed A s s e ts :..................... 282 “Other Real Estate: ..................................... 137 Other Assets: ............................................ 354 Total A s se ts:............................................ 3 8 ,9 1 4 Total Trust A ssets:.................................... 2,3 34 SVP/Cash: Clifton Crabtree D e p o sits:................................................. 29,690 Federal Funds and Borrowings:................5,592 Other Liabilities: ......................................... 181 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 35 ,463 Total Equity Capital and Reserves: . . . 3,451 Total Liabilites and C apital:..................... 3 8 ,9 1 4 Number of Shares Outstanding: ............. 4,0 00 Directors: Sam Beller, Clifton Crabtree, Eugene Street, James E. Street, James M. Street Branches in Town: None Other Branches: None 46 Arkansas State Bank Department American State Bank C h a rle s to n , A R Telephone: 965-2201 FAX: 965-2205 Population: 2,123 400 East Main Street P. 0. Box 128 72933-0128 Charter Number: 314 Date: June 29, 1910 County: Franklin Trust Department: Yes Bank Holding Company American Bancshares of Arkansas, Inc., Charleston, AR Chm/CEO: Joe S. Hiatt Pres/TO: Michael F. Flynn VP/Aud: Margie Hiatt VP: J. Sherman Hiatt, II Cash: Angie Haynes Cash and Due F ro m :.................................. 1,165 Federal Funds and R e p o s :....................... 2,1 35 Investm ents:.......................................... 2 7 ,624 Total Loans: ............................................ 33 ,199 Premises and Fixed A s s e ts :........................ 995 Other Real Estate: ....................................... 65 Other Assets: .................. 3 ,6 1 2 Total A s s e ts :.......................................... 68 ,7 9 5 Total Trust A ssets:..................................... 498 D e p o sits:......................................... 60 ,3 7 8 Federal Funds and Borrow ings:................ 1,411 Other Liabilities: .......................................... 316 Subordinated D e b t : .......................................... 0 Total Liabilities:................................ 6 2 ,105 Total Equity Capital and Reserves: . . . 6,6 90 Total Liabilites and C apital:.......... 6 8 ,795 Number of Shares Outstanding: . . . . 1 2,0 00 Directors: Eddie Anderson, Michael F. Flynn, J. Sherman Hiatt, II, Joe S. Hiatt, Joe O. Larkin, John A. McDonald, Joe Medlock Branches in Town: None Other Branches: Altus, Ft. Smith (2), Ozark The Merchants and Planters Bank C la re n d o n , A R Telephone: 747-3319 FAX: 747-3498 Population: 2,500 297 Madison P. O. Box 280 72029-0280 Charter Number: 21' Date: July 23, 1890 County: Monroe, Trust Department: No Bank Holding Company Clarendon Holding Co., Clarendon, AR Chm: James B. Sharp CEO/Pres: J. Perry Lee Cash: Estelle Catlett Cash and Due F ro m :.................................. 1,347 Federal Funds and R e p o s :................................0 Investm ents:.............................................18,651 Total Loans: ...............................................4 ,2 8 5 Premises and Fixed A s s e ts :..................... 241 Other Real Estate: ............................................. 8 Other Assets: ................................................428 Total A s se ts:.......................................... 2 4 ,960 Total Trust A ssets:.............................................0 D e p o sits:.................................................. 2 2 ,082 Federal Funds and Borrow ings:................ 3 8 5 1 Other Liabilities: .......................................... 191 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 2 2 ,658 Total Equity Capital and Reserves: . . . 2,3 02' Total Liabilites and C apital:.................. 24 ,9 6 0 Number of Shares Outstanding: ........... 6,000i Directors: Donald A. Davis, Rheta Griffith, B. J. Hopson, J. Perry Lee, James B. Sharp, James Baxter Sharp, III Branches in Town: None Other Branches: None Seventy-Ninth Report 47 Arkansas State Bank C larksville, A R Telephone: 754 -6 32 5 FAX: 7 54-7398 Population: 5,833 Cravens & Sevier P. 0 . Box 100 7 2 8 3 0 -0 1 0 0 Charter Number: 722 Date: March 8, 1967 County: Johnson Trust Department: Yes Bank Holding Company West-Ark Bancshares, Inc., Clarksville, AR Chm/CEO/Pres: C. W. Kelly EVP: Terry Q. Carson SVP/Cont/Cash: Cameron D. McKeel SVP: Denton E. Tumbleson VP: Donald M. Stimpson Cash and Due F ro m :..................................3,392 Federal Funds and R e p o s :................................0 Investments: .......................................... 43 ,0 9 2 Total Loans: ............................................ 68 ,100 Premises and Fixed A s s e ts :.....................2 ,012 Other Real Estate: ..................................... 135 Other Assets: ............................................ 1,837 Total A s se ts:.......................................... 118,568 Total Trust A ssets:.............................................0 D e p o sits:.............................................. 103,548 Federal Funds and Borrowings:................4,4 76 Other Liabilities: ......................................... 489 Subordinated D e b t : ......................................... 0 Total Liabilities:.................................... 108,513 Total Equity Capital and Reserves: . . 10,055 Total Liabilites and Capital:...................118,568 Number of Shares Outstanding: . . . . 25 ,000 Directors: Sidney L. Brain, James W. Dickerson, Jr., James R. Ford, C. W. Kelly, R. Keith Lewis, David S. Purtle, Ned Ray Purtle, Guy P. Shrigley, Harold Whitson, Dannie Wilkins Branches in Town: Two Other Branches: Booneville, Hartman, Lamar Farmers Bank and Trust Company C larksville, A R Telephone: 7 54 -2 0 2 0 FAX: 7 54-3492 Population: 5,833 214 Main Street P. 0 . Box 288 728 30 -0 28 8 Charter Number: 737 Date: July 6, 1978 County: Johnson Trust Department: Yes Bank Holding Company Farmers Investment Corporation, Little Rock, AR Chm: James C. East CEO: Joe A. Woodson Pres: Lee White SVP: Ron Collins VP/Cash: Nina Mason TO: Cindy Herron Cash and Due F ro m :..................................2,340 Federal Funds and R e p o s :....................... 3,3 50 Investm ents:............................................ 31 ,303 Total Loans: ............................................ 31 ,1 0 6 Premises and Fixed A s s e ts :..................... 634 Other Real Estate: .....................................1,771 Other Assets: .............................................1,107 Total A s s e ts :............................................ 71,611 Total Trust A ssets:..................................... 723 D e p o sits:.................................................... 65,121 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 346 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 65,467 Total Equity Capital and Reserves: . . . 6,1 44 Total Liabilites and Capital:.................. 71,611 Number of Shares Outstanding: ............. 5,495 Directors: James C. East, J. E. Lewis, Robert C. Magee, Steven Morgan, Dayne Phillips, Bill Porter, Ernest Lee White, Joe A. Woodson Branches in Town: One Other Branches: Coal Hill 48 Arkansas State Bank Department Clinton State Bank Clinton, AR Telephone: 745-2441 FAX: Ext. 30 Population: 2,213 202 S. Court P. 0. Box 57 72031-0057 Charter Number: 695 Date: Oct. 16, 1946 County: Van Buren Trust Department: Yes Bank Holding Company Clinton Bancshares, Inc., Clinton, AR Chm/CEO/Pres: Charles W. Sharp VP/Cash: Eileen Smiley Cash and Due F ro m :..................................2,940 Federal Funds and R e p o s :...........................400 Investm ents:.......................................... 3 0 ,0 8 6 Total Loans: .......................................... 2 7 ,592 Premises and Fixed A s s e ts :........................ 833 Other Real Estate: .....................................1,203 Other Assets: ............................................ 620 Total A s se ts:.......................................... 6 3 ,6 7 4 Total Trust A ssets:............................................. 0 D e p o sits:.................................................. 5 8 ,4 3 4 Federal Funds and Borrow ings:................ 240 Other Liabilities: .......................................... 203 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 58 ,877 Total Equity Capital and Reserves: . . . 4,7 97 Total Liabilites and C apital:.................. 6 3 ,6 7 4 Number of Shares Outstanding: ............. 4 ,0 0 0 Directors: Paul L. Bone, Jay W . Jackson, Joe E. Lee, Roy L. Letter, Charles W . Sharp Branches in Town: One Other Branches: Damascus, Fairfield Bay, Shirley First Community Bank Conway, AR Telephone: 450-9800 FAX: 450-9664 Population: 30,000 1001 Front Street P. 0. Box 938 72032-0938 Charter Number: 759 Date: Aug. 15, 1991 County: Faulkner Member of Federal Reserve System Trust Department: No Bank Holding Company None Chm: Linda Linn CEO/Pres: Marcus J. McCain VP: Gary Westenhiser VP: Wanda Fulmer Cash: Lee Milligan Cash and Due F ro m :..................................2,2 92 Federal Funds and R e p o s :....................... 4,7 2 5 Investm ents:...............................................7 ,6 6 0 Total Loans: .............................................17,543 Premises and Fixed A s s e ts :........................ 445 Other Real Estate: .............................................0 Other Assets: ............................................ 205 Total A s se ts:.......................................... 3 2 ,8 7 0 Total Trust A ssets:.............................................0 D e p o sits:......................................... 28 ,8 4 2 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 229 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 29,071 Total Equity Capital and Reserves: . . . 3,799 Total Liabilites and C apital:.......... 3 2 ,8 7 0 Number of Shares Outstanding: . . . . 3 6 ,0 0 0 Directors: Herby Branscum, Jr., George E. Covington, Hal Crafton, John Hawks, Jr., Robert M. Hill, Linda Linn, Marcus J. McCain, Robert B. Rook Branches in Town: None Other Branches: None Seventy-Ninth Report 49 Corning Bank C orn in g , A R Telephone: 857-3592 FAX: 857-3309 Population: 3,323 501 W. Second Charter Number: 745 P. O. Box 439 7 2 4 22 -0 43 9 Date: June 15, 1984 County: Clay Trust Department: No Bank Holding Company First Paragould Bankshares, Inc., Paragould, AR Chm: Larry Brewer CEO/Pres: Donis Simpson VChm: Kelly G. Wright EVP: William Allen VP/Cont: Lila Shockley VP: Don Guinn VP: Bob Lockwood VP: Louise Coleman Cash and Due F ro m :.................................. 1,610 Federal Funds and R e p o s :........................... 300 Investments: ............................................ 13,252 Total Loans: ............................................ 3 9 ,912 Premises and Fixed A s s e ts :..................... 610 Other Real Estate: ............................... 40 Other Assets: ............................................ 960 Total A s s e ts :.......................................... 5 6 ,684 Total Trust A ssets:.............................................0 D e p o sits:...........................................50,191 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 337 Subordinated D e b t : ......................................... 0 Total Liabilities:............................... 50 ,528 Total Equity Capital and Reserves: . . . 6,156 Total Liabilites and Capital:.......... 56 ,6 8 4 Number of Shares Outstanding: . . . . 10,000 Directors: Larry Brewer, William E. Brewer, Mike Ford, George A. Haynes, Roy McSpadden, J. T. Meriwether, Frank J. Schreit, Jr., Donis Simpson, Charles E. Williamson, Kelly G. Wright Branches in Town: One Other Branches: Knobel First State Bank C ro s s e tt, A R Telephone: 364-5131 FAX: 3 64-6329 Population: 6,28 2 123 Main P. O. Box 638 7 1 6 35 -0 63 8 Charter Number: 718 Date: May 13, 1963 County: Ashley Trust Department: No Bank Holding Company Evergreen Bancshares, Inc., Crossett, AR Chm: Richard E. Griffin CEO/Pres: Jimmy V . Fincher Cash and Due F ro m :.................................. 1,649 Federal Funds and R e p o s :................................0 Investm ents:...............................................4,848 Total Loans: ............................................ 17,997 Premises and Fixed A s s e ts :..................... 380 Other Real Estate: .............................................0 Other Assets: ............................................ 668 Total A s se ts:.......................................... 25 ,542 Total Trust A ssets:.............................................0 D e p o sits:......................................... 22 ,900 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 214 Subordinated D e b t : ......................................... 0 Total Liabilities:.................................2 3 ,114 Total Equity Capital and Reserves: . . . 2,428 Total Liabilites and Capital:........... 25 ,542 Number of Shares Outstanding: . . .100,000 Directors: Bill Barnett, Jimmy V. Fincher, Richard E. Griffin, Marolyn Lloyd, Mike McDaniels, James S. Nolley, Don Rodgers Branches in Town: One Other Branches: None 50 Arkansas State Bank Department Danville State Bank D a n v ille , A R Telephone: 4 95 -2 2 3 6 FAX: 4 9 5 -7 76 5 Population: 1,585 901 Main P. 0 . Box 609 7 2 8 3 3 -0 6 0 9 Charter Number: 615 Date: Oct. 3, 1930 County: Yell Trust Department: No Bank Holding Company Chambers Bancshares, Inc., Danville, AR Chm/CEO: John Ed Chambers, III Pres: Edward J. Taylor VP: Jerry L. Smith Cash: Odean Parker Cash and Due F ro m :..................................2,373 Federal Funds and R e p o s :....................... 3,1 60 Investm ents:.......................................... 23,571 Total Loans: ............................................ 71 ,673 Premises and Fixed A s s e ts :..................... 1,001 Other Real Estate: ..................................... 219 Other Assets: ..........................................1,394 Total A s se ts:....................................... 103,391 Total Trust A ssets:.............................................0 D e p o sits:......................................... 9 0 ,2 7 0 Federal Funds and Borrow ings:.................. 89 Other Liabilities: .......................................... 599 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 9 0 ,958 Total Equity Capital and Reserves: . . 12,433 Total Liabilites and C apital:...... 103,391 Number of Shares Outstanding: . . . . 10,000 Directors: John Ed Chambers, III, Lloyd R. George, Fay Mathis, James C. Pledger, Edward J. Taylor, Charles Sloan Branches in Town: None Other Branches: None Arkansas Valley Bank D a rd a n e ile , A R Telephone: 229-2151 FAX: 2 29-4598 Population: 3,722 101 South Front Street P. 0 . Box 330 7 2 8 3 4 -0 3 3 0 Charter Number: 714 Date: Aug. 29, 1961 County: Yell Trust Department: No Bank Holding Company Bankstock Two, Inc., Ozark, AR Chm/CEO: George G. Gleason, II Pres: Larry M. Dicks VP: Judy Elliott Cash: Dorthy Geibe Cash and Due F ro m :.................................. 1,319 Federal Funds and R e p o s :........................... 800 Investm ents:...............................................8,7 50 Total Loans: ............................................ 21,607 Premises and Fixed A s s e ts :........................ 429 Other Real Estate: ..................................... 380 Other Assets: ............................................ 451 Total A s se ts:.......................................... 33 ,7 3 6 Total Trust A ssets:.............................................0 D e p o sits:......................................... 30 ,347 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 146 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 30 ,4 9 3 Total Equity Capital and Reserves: . . . 3,2 43 Total Liabilites and C apital:.......... 3 3 ,736 Number of Shares Outstanding: . . . . 7 8 ,3 2 9 Directors: Gilroy S. Cornwell, Larry M. Dicks, George G. Gleason, II, Linda D. Gleason, Frank Lawrence, Jr., Gene D. Ring, Mark D. Ross, Rennae Sims, William S. Thornsberry Branches in Town: One Other Branches: None Seventy-Ninth Report 51 Bank of Dardanelle D ard anelle, A R Telephone: 229-3311 FAX: 229-4180 Population: 3,722 102 N. Front Street P. 0 . Box 577 7 2834-0577 Charter Number: 668 Date: Sep. 12, 1934 County: Yell Trust Department: No Bank Holding Company Bank of Dardanelle Bankshares, Inc., Dardanelle, AR Chm/CEO: H. M. Orsburn VP: V. E. Lambert VP: Ronald L. Taylor Cash: Janelle Parker Cash and Due F ro m :.................................. 1,314 Federal Funds and R e p o s :....................... 4,725 Investments: .......................................... 3 6 ,5 6 4 Total Loans: .......................................... 20 ,8 6 4 Premises and Fixed A s s e ts :........................ 456 Other Real Estate: .................................... 107 Other Assets: ............................................ 745 Total A s s e ts :.......................................... 64 ,775 Total Trust A ssets:.............................................0 D e p o sits:................................................. 55,977 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 264 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 56,241 Total Equity Capital and Reserves: . . . 8,5 3 4 Total Liabilites and Capital:.................. 64,775 Number of Shares Outstanding: ............. 8,000 Directors: Thomas C. Berryhill, William R. Bullock, Fanny G. George, Evelyn H. Jones, H. M. Orsburn, Noel VanDover Branches in Town: One Other Branches: None First State Bank of DeQueen D eQ ueen, AR Third & Heynecker P. 0 . Box 970 7 18 32 -0 97 0 Telephone: 642 -4 42 3 FAX: 642-2847 Population: 4 ,6 1 2 Charter Number: 731 Date: Aug. 26, 1974 County: Sevier Trust Department: No Bank Holding Company First State Bancshares, Inc., DeQueen, AR Chm: Lou Gray CEO: Art Melson Pres: Keith Melson VP: Noel Bard Cash: Barbara Kitchens Cash and Due F ro m :.................................. 848 Federal Funds and R e p o s :....................... 1,010 Investments: ............................................ 12,245 Total Loans: ............................................ 12,260 Premises and Fixed A s s e ts :........................ 489 Other Real Estate: ....................................... 58 Other Assets: ............................................ 350 Total A s s e ts :.......................................... 27 ,2 6 0 Total Trust A ssets:.............................................0 D e p o sits:...........................................24 ,162 Federal Funds and Borrowings:.................. . 0 Other Liabilities: ......................................... 150 Subordinated D e b t : ......................................... 0 Total Liabilities:................................ 24,312 Total Equity Capital and Reserves: . . . 2,948 Total Liabilites and Capital:.......... 27,260 Number of Shares Outstanding: . . . . 7 6 ,000 Directors: Gary Bell, Lou Gray, R. S. Harris, Art Melson, Keith Melson, Ron Moore, Edward Revels, Dennis Smiley, Don Stemple Branches in Town: One Other Branches: None 52 A rk a n s a s S ta te Bank D epartm ent DeW itt Bank And Trust Company D eW itt, AR Telephone: 946-3531 FAX: 946 -2 81 5 Population: 3 ,55 3 Second and Jefferson Streets P. 0 . Drawer 71 72042-0071 Charter Number: 605 Date: March 1, 1929 County: Arkansas Trust Department: Yes Bank Holding Company DBT Financial Corporation, DeWitt, AR Chm: Elmer A. Ferguson CEO/Pres: Gary Hudson VChm: Julian Brown EVP: Phil Stark VP: Nancy F. Rasco VP: Terry L. McCullars TO: Dean Bell Cash and Due F ro m :............................... 2,357 Federal Funds and Repos: . . . . .......... 3,3 25 Investm ents:............................... ..____ 36 ,947 Total Loans: ..................................____3 9 ,190 Premises and Fixed Assets: . . . ,............. 547 Other Real Estate: ....................... ............... 7 4 Other Assets: ............................... .......... 1,634 Total A s s e ts :..................................____ 8 4 ,0 7 4 Total Trust A ssets:..................... ... . . . 23,108 D e p o sits:............................................... Federal Funds and Borrowings: . . . . Other Liabilities: .................................. Subordinated D e b t : ............................. Total Liabilities:..................................... . 6 9 ,086 ...........0 . . . 411 ........... 0 . 69 ,497 Total Equity Capital and Reserves: . . 14,577 Total Liabilites and C apital:................ . 8 4 ,0 7 4 Number of Shares Outstanding: . . . . 4 0 ,9 5 9 Directors: Julian Brown, E. E. Denman, Ray D. Dickson, Elmer A. Ferguson, Alton R. Hampton, Wayne Hampton, Gary Hudson, Charles G. Lumsden, Charles W. Rasco, III, Nancy F. Rasco, Jack Whitmore Branches in Town: None Other Branches: None Decatur State Bank Decatur, AR Telephone: 752-3281 FAX: 7 52 -8 1 5 4 Population: 989 Hwy. 59 N. P. 0 . Box 38 7 2 7 2 2 -0 0 3 8 Charter Number: 707 Date: May 27, 1954 County: Benton Trust Department: No Bank Holding Company Decatur Bancshares, Inc., Decatur VP: Bill Montgomery VP: Brenda Sprinkles VP/Cash: Wanda R. Tormey Chm: Lloyd E. Peterson CEO/Pres: Vernon L. Austin VP: Paul Galyean Cash and Due F ro m :.................. Federal Funds and Repos: Investm ents:............................... Total Loans: ............................... Premises and Fixed Assets: . . Other Real Estate: ..................... Other Assets: ............................ Total A s se ts:............................... Total Trust A ssets:.................. .. . 3,121 . 6,4 0 0 . 6,6 28 4 4 ,6 0 6 . . 879 ____ 0 . . 421 6 2 ,0 5 5 . . . . 0 D e p o sits:......................................... 5 3 ,6 8 5 Federal Funds and Borrow ings:...................... 0 Other Liabilities: ........................................... 196 Subordinated D e b t : ........................................... 0 Total Liabilities:.............................. 53,881 Total Equity Capital and Reserves:. . . 8 ,1 7 4 Total Liabilites and C apital:......... 6 2 ,0 5 5 Number of Shares Outstanding: . . . . 7 0 ,0 0 0 Directors: Vernon L. Austin, Larry Curran, Tom M. Edmiston, L. Victor Evans, Paul Galyean, Lloyd E. Peterson, Richard E. Wilmoth Branches in Town: N on e Other Branches: G e n try S e ve n ty-N in th Report 53 Bank of Delight Delight, AR 2nd and Antioch P. 0 . Box 68 719 40 -0 06 8 Telephone: 379 -2 29 3 FAX: 3 79-2295 Population: 311 Charter Number: 342 Date: June 16, 1911 County: Pike Trust Department: No Bank Holding Company None Chm: Clarence Anthony CEO/Pres: Darwin Hendrix VChm: Olen Hendrix EVP: Larry May SVP: Gus Wingfield Cash: Jan Mitchell Cash and Due F ro m :............. Federal Funds and Repos: . . Investm ents:.......................... Total Loans: .......................... Premises and Fixed Assets: . Other Real Estate: ................ Other Assets: ....................... Total A s s e ts :.......................... Total Trust A ssets:................ . 1,740 . 3,5 00 2 6 ,654 18,334 . . 244 . . . 33 . 1,082 51,587 . . . . 0 D e p o sits:.......................................... 4 6 ,286 Federal Funds and Borrowings:...................... 0 Other Liabilities: .......................................... 405 Subordinated D e b t : .......................................... 0 Total Liabilities:................................ 46,691 Total Equity Capital and Reserves: . . . 4,896 Total Liabilites and C apital:............ 51,587 Number of Shares Outstanding: . . . . 18,750 Directors: Clarence Anthony, Buford Hendrix, Darwin Hendrix, Gerald Hendrix, Olen Hendrix, Cecil E. Johnson, III, Larry May, Gus Wingfield Branches in Town: None Other Branches: Prescott Dermott State Bank D erm ott, AR 108 Speedway East P. 0 . Box C 716 38 -0 80 3 Telephone: 538 -3 26 6 FAX: 5 38-5468 Population: 4,71 5 Charter Number: 672 Date: July 8, 1935 County: Chicot Trust Department: Yes Bank Holding Company DSB Bancshares, Inc., Dermott, AR Chm: John M . Baxter CEO/Pres: Greg M iller SVP: Cathy Lay Cash: Connie Defir Aud: Henry Lay TO : Tony Campagna Cash and Due F ro m :.................. Federal Funds and Repos: . . . . Investm ents:............................... Total Loans: ............................... Premises and Fixed Assets: . . . Other Real Estate: ..................... Other Assets: ............................. Total A s se ts:............................... Total Trust A ssets:..................... ............. 535 .......... 1,705 ____ 11,257 .......... 4,228 ............. 305 .................. 0 ............. 270 . . . . 18,300 ................89 D e p o sits:.............................................. Federal Funds and Borrowings: . . . . Other Liabilities: .................................. Subordinated D e b t : ............................ Total Liabilities:.................................... . 15,596 . . . 106 . . . 180 .......... 0 . 15,882 Total Equity Capital and Reserves: . . . 2,418 Total Liabilites and C apital:............... . 18,300 Number of Shares Outstanding: . . . . 18,000 Directors: John M. Arnn, John Jeffrey Baxter, John M. Baxter, W. A. Baxter, Frank Henry, Jr., Clarence Horton, Bernard Levi, Lawrence Levi, Greg Miller Branches in Town: N one Other Branches: None 54 A rk a n s a s S ta te Bank D epartm ent First State Bank of Dermott D erm ott, AR Telephone: 538-3221 FAX: 538-3787 Population: 4 ,7 1 5 Freeman & Peddicord P. O. Drawer O 7 1 6 3 8 -0 8 1 5 Charter Number: 732 Date: Oct. 15, 1976 County: Chicot Trust Department: No Bank Holding Company First Delta Financial Corporation, Dermott, AR Chm: H. W. Thomas, M.D. CEO/Pres: Tom H. Grumbles EVP: Mary K. Tucker Cash: Betty Morse Cash and Due F ro m :.................................. 1,336 Federal Funds and R e p o s :................................0 Investm ents:...............................................9,7 8 0 Total Loans: .............................................11,335 Premises and Fixed A s s e ts :..................... 285 Other Real Estate: .............................................0 Other Assets: ............................................ 546 Total A s se ts:.......................................... 23 ,282 Total Trust A ssets:.............................................0 D e p o sits:........................................... 20,111 Federal Funds and Borrow ings:................ 4 3 4 Other Liabilities: .......................................... 138 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 20 ,683 Total Equity Capital and Reserves: . . . 2,599 Total Liabilites and C apital:.......... 2 3 ,2 8 2 Number of Shares Outstanding: . . . . 15,000 Directors: R. H. Dennington, Robert B. Gibson, Thomas H. Grumbles, Daniel C. Horton, Don C. Scott, H. W . Thomas, M.D., Mary K. Tucker Branches in Town: None Other Branches: None Farmers & Merchants Bank Des A rc. A R Telephone: 256-4191 FAX: 2 56 -4 58 2 Population: 2,001 110 S. Third Street P. O. Box 369 7 2 0 4 0 -0 3 6 9 Charter Number: 84 Date: Jan. 20, 1902 County: Prairie Trust Department: Yes Bank Holding Company Security Bancshares, Inc., Des Arc, AR Chm: Sherod S. White CEO/Pres/TO: James N. Thomason Cash: Dora M. Holloway Cash and Due F ro m :.................................. 1,017 Federal Funds and R e p o s :........................1,695 Investm ents:.............................................14,806 Total Loans: .............................................16 ,535 Premises and Fixed A s s e ts :........................ 366 Other Real Estate: ............................................. 0 Other Assets: ............................................ 614 Total A s s e ts :.......................................... 35 ,033 Total Trust A ssets:.................................. 10,484 D e p o sits:.................................................. 27 ,7 7 6 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 136 Subordinated D e b t : .......................................... 0 Total Liabilities:.......................................... 2 7 ,912 Total Equity Capital and Reserves: . . . 7,121 Total Liabilites and C apital:.................. 35 ,0 3 3 Number of Shares Outstanding: . . . . 7 8 ,8 1 9 Directors: V. 0 . Calhoun, George Ford, Donald Guess, Robert L. Morton, Henry L. Nichols, L. A Richmond, Bill Simmons, James N. Thomason, Sherod S. White Branches in Town: N one Other Branches: None S e ve n ty -N in th Report 55 Dumas State Bank Dumas, AR Telephone: 382 -4 20 4 FAX: 3 8 2 -2 08 4 Population: 5,52 0 Hwy. 65 & 54 P. 0 . Box 915 7 1 6 3 9 -0 7 0 0 Charter Number: 729 Date: Jan. 1 1 ,1 9 7 4 County: Desha Trust Department: Yes Bank Holding Company Dumas Bancshares, Inc., Dumas, AR Chm/CEO/Pres/TO: James R. Hall EVP: Dennis H. Ferguson VP/Cash: Anita Grimes VP: William A. West Cash and Due F ro m :.................................. 1,128 Federal Funds and R e p o s :....................... 4,1 40 Investments: ...............................................6,279 Total Loans: ............................................ 12,676 Premises and Fixed A s s e ts :..................... 359 Other Real Estate: ...........................................37 Other Assets: ............................................ 573 Total A s se ts:............................................ 25,192 Total Trust A ssets:..................................... 242 D e p o sits:......................................... 22,301 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 260 Subordinated D e b t : ......................................... 0 Total Liabilities:............................... 22,561 Total Equity Capital and Reserves: . . . 2,631 Total Liabilites and Capital:........... 25,192 Number of Shares Outstanding: . . . . 30 ,000 Directors: Dennis H. Ferguson, A. 0 . French, James R. Hall, Howard R. Harris, Dorothy P. Moore, Merle F. Peterson, William F. Teeter, Herman Vickers, William A. West Branches in Town: None Other Branches: None Merchants & Farmers Bank Dumas, AR Telephone: 382-4311 FAX: 382-5901 Population: 5,52 0 130 W. Waterman Street P. 0 . Box 187 716 39 -0 18 7 Charter Number: 278 Date: May 10, 1909 County: Desha Trust Department: Yes Bank Holding Company M & F Financial Corporation, Dumas, AR Chm/CEO: Loral M. Adcock Pres: J. Michael Jones EVP: David J. Garrett VP/TO: Brian L. Payne Cash: Glenda Owen Cash and Due F ro m :.................................. 1,886 Federal Funds and R e p o s :....................... 3,1 60 Investm ents:............................................ 24,193 Total Loans: .............................................19,274 Premises and Fixed A s s e ts :........................ 828 Other Real Estate: ...........................................43 Other Assets: ............................................ 918 Total A s se ts:.......................................... 5 0 ,302 Total Trust A ssets:.................................. 13,713 D e p o sits:.......................................... 43 ,412 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 107 Subordinated D e b t : ......................................... 0 Total Liabilities:................................43,519 Total Equity Capital and Reserves: . . . 6,783 Total Liabilites and C apital:.......... 50,302 Number of Shares Outstanding: . . . . 40 ,000 Directors: L. Ashton Adcock, Loral M. Adcock, J. E. Allmon, Jr., Charles H. Dante, Claud T. Frank, Marion S. Gill, Harold L. Jones, J. Michael Jones, Clifton L. Meador, William W. Shea, David Walt Branches in Town: One Other Branches: None 56 A rk a n s a s S ta te B ank D epartm ent First Southern Bank Earle, A R Telephone: 7 9 2 -8 61 3 FAX: 7 35 -8 8 6 0 Population: 3 ,60 0 801 Commerce Street P. 0 . Box 248 7 2 3 3 1 -0 2 4 8 Charter Number: 696 Date: April 24, 1947 County: Crittenden Trust Department: Yes Bank Holding Company Earle Bankshares, Inc., Earle, AR Chm: W. P. "Buddy" Morrison CEO/Pres: John E. Gregson EVP: Chris Lehman SVP: Mary F. Davis Cash and Due F ro m :..................................2,389 Federal Funds and R e p o s :....................... 7 ,2 0 0 Investm ents:...............................................9,2 5 5 Total Loans: .............................................18,747 Premises and Fixed A s s e ts :........................ 995 Other Real Estate: ..................................... 256 Other Assets: ............................................ 559 Total A s se ts:.......................................... 39,401 Total Trust A ssets:............................................. 0 D e p o sits:.......................................... 3 2 ,4 9 0 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 181 Subordinated D e b t : .......................................... 0 Total Liabilities:................................ 32,671 Total Equity Capital and Reserves: . . . 6,7 3 0 Total Liabilites and C apital:........... 39,401 Number of Shares Outstanding: . . .100,00 0 Directors: John E. Gregson, Chris Lehman, John T. Morrison, Joseph M. Morrison, W. P. "Buddy" Morrison, W. Price Morrison, Jr., James H. Taylor, Jr., David S. Wallace Branches in Town: None Other Branches: Crawfordsville, Marion The Delta State Bank Elaine, AR Telephone: 8 27 -3 39 7 FAX: None Population: 843 128 Main Street P. 0 . Box 595 7 2 3 3 3 -0 5 9 5 Charter Number: 697 Date: Dec. 30, 1947 County: Phillips Trust Department: No Bank Holding Company None CEO/Pres: Mary Louise Demoret Fiser Cash and Due F ro m :.................................. 1,010 Federal Funds and R e p o s :........................... 404 Investm ents:............................................... 498 Total Loans: ............................................... 230 Premises and Fixed A s s e ts :............................. 0 Other Real Estate: ............................................. 0 Other Assets: ..................................................... 3 Total A s s e ts :............................................... 2,1 45 Total Trust A ssets:............................................. 0 D e p o sits:....................................................... 1,122 Federal Funds and Borrow ings:..................... 0 Other Liabilities: ............................................... 0 Subordinated D e b t : .......................................... 0 Total Liabilities:............................................. 1,122 Total Equity Capital and Reserves: . . . 1,023 Total Liabilites and C apital:........................2,1 45 Number of Shares Outstanding: ..............1,600 Directors: Mary Louise Demoret Fiser, V. Poindexter Fiser, Esley E. Johnson, Lamar Marks Branches in Town: None Other Branches: None S e ve n ty -N in th Report 57 The Exchange Bank & Trust Company El Dorado, AR Telephone: 862 -6 68 3 FAX: 8 62-6688 Population: 2 5 ,0 0 0 214 N. Washington P. O. Box 641 71731-0641 Charter Number: 658 Date: Aug. 12, 1933 County: Union Trust Department: Yes Bank Holding Company FDH Bancshares, Inc., Little Rock, AR Chm: Robert P. Taylor CEO/Pres: John Sinclair SVP: Carolyn Beavers SVP/Cash: Yvonne Eudy SVP: Ken Goudy SVP: R. Douglas Wright TO: David Henry Cash and Due F ro m :..................................4,2 43 Federal Funds and R e p o s :....................... 4,5 5 0 Investm ents:............................ 49 ,8 7 5 Total Loans: .......................................... 48 ,6 6 6 Premises and Fixed A s s e ts :..................... 840 Other Real Estate: ....................................... 43 Other Assets: ............................................ 3,563 Total A sse ts:.......................................... 111,780 Total Trust Assets:.................................. 23,161 D eposits:......................................... 96,631 Federal Funds and Borrowings:................ 2,0 25 Other Liabilities:..............................................803 Subordinated D e b t:.......................................... 0 Total Liabilities: .................................... 99 ,4 5 9 Total Equity Capital and Reserves: . . 12,321 Total Liabilites and Capital: ............. 111,780 Number of Shares Outstanding: . . . . 40 ,0 0 0 Directors: Ted Davis, George Haefner, D. R. James, Clara Jones, Rodney Landes, John Meadows, B. G. McGuire, Bob Shepard, Jim Shepard, John Sinclair, John Solomon, Robert P. Taylor, Jeff Teague, Gerald Young Branches in Town: One Other Branches: Huttig The Bank of Elkins Elkins, AR Telephone: 643-2131 FAX: 643-2651 Population: 692 348 North Center P. O. Box 333 7 27 27 -0 33 3 Charter Number: 377 Date: June 1, 1912 County: Washington Trust Department: No Bank Holding Company Community Investment, Inc., Elkins, AR Chm/CEO/Pres: Joel L. Bunch Cash: Dolores A. Lankford Cash and Due F ro m :.................................. 1,343 Federal Funds and R e p o s :........................ 650 Investm ents:...............................................9,548 Total Loans: .......................................... 24 ,967 Premises and Fixed A s s e ts :..................... 807 Other Real Estate: ............................................. 0 Other Assets: ............................................ 393 Total A s se ts:.......................................... 37,708 Total Trust A ssets:............................................. 0 D eposits:......................................... 33 ,377 Federal Funds and Borrowings:.................... 7 5 6 Other Liabilities:.............................................. 133 Subordinated D e b t:.......................................... 0 Total Liabilities: .................................... 34 ,2 6 6 Total Equity Capital and Reserves: . . . 3,4 42 Total Liabilites and Capital: ................ 37 ,708 Number of Shares Outstanding: . . . . 10,000 Directors: Joel L. Bunch, Joyce R. Bunch, Sarah L. Bunch, David R. Malone, Miller Williams Branches in Town: One Other Branches: Goshen 58 A rk a n s a s S ta te Bank D epartm ent Bank of England England, AR Telephone: 842 -2 55 5 FAX: 842 -2 42 2 Population: 3,362 123 S. Main Street P. 0 . Box 70 7 2 0 4 6 -0 0 7 0 Charter Number: 48 Date: Aug. 8, 1898 County: Lonoke Trust Department: No Bank Holding Company None Chm/CEO/Pres: Gary Canada VP: Otha Frizzell VP: Bobby Montgomery Cash: Sheila Rice Cash and Due F ro m :.................................. 1,458 Federal Funds and R e p o s :....................... 2,445 Investm ents:...............................................5,368 Total Loans: .............................................18,836 Premises and Fixed A s s e ts :........................ 383 Other Real Estate: .............................................0 Other Assets: ............................................ 45 4 Total A s s e ts :.......................................... 2 8 ,944 Total Trust A ssets:.............................................0 D e p o sits:.................................................. 2 5 ,6 3 4 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 164 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 2 5 ,798 Total Equity Capital and Reserves: . . . 3 ,1 4 6 Total Liabilites and C apital:................... 2 8 ,9 4 4 Number of Shares Outstanding: . . . . 10,000 Directors: Gary Canada, Sr., Hanna B. Canada, Otha Frizzell, Thomas Murchison, Sr. Branches in Town: None Other Branches: None The Eudora Bank Eudora, AR Telephone: 355-8311 FAX: 3 55 -8 50 9 Population: 3 ,4 0 0 111 N. Main Street P. O. Box 270 7 1 6 4 0 -0 2 7 0 Charter Number: 629 Date: Dec. 23, 1930 County: Chicot Trust Department: No Bank Holding Company Delta Bancshares, Inc., Eudora, AR Chm: W. K. Grubbs CEO/Pres: Gene Keith VChm: Charles F. Poole VP/Cash: Claudene Stephens Cash and Due F ro m :.................................. 657 Federal Funds and R e p o s :...........................750 Investm ents:.............................................13,348 Total Loans: ...............................................9 ,6 5 6 Premises and Fixed A s s e ts :........................ 523 Other Real Estate: ............................................. 0 Other Assets: ............................................ 366 Total A s s e ts :.......................................... 25 ,3 0 0 Total Trust A ssets:............................................. 0 D e p o sits:.....................................................21 ,8 9 2 Federal Funds and Borrow ings:..................... 0 Other Liabilities: ............................................ 81 Subordinated D e b t : .......................................... 0 Total Liabilities:.......................................... 21 ,973 Total Equity Capital and Reserves: . . . 3,3 27 Total Liabilites and C apital:.................. 25 ,300 Number of Shares Outstanding: . . . . 14,000 Directors: Robert D. Avery, W. K. Grubbs, Roger D. Hensley, Gene Keith, Charles F. Poole, W . R. Selman, Fred A. Woodall Branches in Town: N one Other Branches: None S e ve n ty -N in th Report 59 Bank of Eureka Springs Eureka Springs, AR Telephone: 253-8241 FAX: 253 -6 94 7 Population: 1,989 70 S. Main P. 0 . Box 309 7 2 6 32 -0 30 9 Charter Number: 374 Date: May 4, 1 91 2 County: Carroll Trust Department: No Bank Holding Company None Chm/CEO/Pres: John F. Cross SVP: Gary Kleck VP: Jay Smith VP: Diane McClelland VP: Dave Baker VP: Sue Clark VP: Marlene Warzecha Cash: Reba Pyatt Cash and Due F ro m :..................................2,626 Federal Funds and R e p o s :................................0 Investm ents:.......................................... 20,537 Total Loans: .......................................... 4 6 ,0 9 0 Premises and Fixed A s s e ts :..................... 543 Other Real Estate: ............................................. 5 Other Assets: ............................................ 837 Total A s s e ts :.......................................... 70 ,638 Total Trust A ssets:.............................................0 Deposits: ................................................. 63,322 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 322 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 63 ,644 Total Equity Capital and Reserves: . . . 6,994 Total Liabilites and C apital:.................. 70,638 Number of Shares Outstanding: ............. 4,000 Directors: James D. Bird, A. J. Clark, Claude C Cross, John F. Cross, Ruth F. Cross, Tom Dees, Lewis E. Epley, Rex A. Gustin, Dorothy F. Math ws, Michael F. Mathews, Eagle Thomas, Smead Walden Branches in Town: One Other Branches: Holiday Island Bank of Evening Shade Evening Shade, AR Telephone: 2 66 -3 2 1 5 FAX: 2 6 6 -3 51 4 Population: 328 Hwy 167 South P. 0 . Box 1 30 7 25 32 -0 13 0 Charter Number: 69 Date: Feb. 5, 1 901 County: Sharp Trust Department: No Bank Holding Company Sharp Bancshares, Inc., Cave City, AR Chm: James M. Street CEO/Pres: A. L. Hoaney Cash: Frances M. Estes Cash and Due F ro m :.................................. 640 Federal Funds and R e p o s :........................ 220 Investm ents:...............................................3,101 Total Loans: ...............................................5,638 Premises and Fixed Assets: . . . . . . . . . 139 Other Real Estate: ....................................... 83 Other Assets: ............................................ 117 Total A s s e ts :...............................................9,938 Total Trust A ssets:............................................. 0 D e p o sits:...................................................... 8,843 Federal Funds and Borrowings:..................... 0 Other Liabilities: ............................................ 74 Subordinated D e b t : ......................................... 0 Total Liabilities:............................................ 8,917 Total Equity Capital and Reserves: . . . 1,021 Total Liabilites and C apital:........................9,938 Number of Shares Outstanding: 6,200 Directors: Samuel F. Belter, Clifton Crabtree, A. L. Hoaney, Eugene Street, James E. Street, James M. Street Branches in Town: None Other Branches: None A rk a n s a s S ta te B ank D e pa rtm e nt 60 Citizens Bank of Northwest Arkansas Fayetteville, AR Telephone: 5 2 1 -8 0 0 0 FAX: 5 2 1 -8 08 6 Population: 4 2 ,0 9 9 3 5 0 0 North College P. O. Box 1407 7 2 7 0 2 -1 4 0 7 Charter Number: 760 Date: Aug. 16, 1991 County: Washington Trust Department: No Bank Holding Company Citizens Holding Company, Muskogee, OK Chm: Richard K. Black CEO/Pres: Dick McLelland Cash and Due F ro m :..................................2,4 02 Federal Funds and R e p o s :........................... 995 Investm ents:............................................ 21,909 Total Loans: .......................................... 3 5 ,5 8 0 Premises and Fixed A s s e ts :.....................2,1 29 Other Real Estate: ..................................... 240 Other Assets: .............................................1,600 Total A s s e ts :.......................................... 64 ,855 Total Trust A ssets:............................................. 0 D e p o sits:.................................................. 5 6 ,9 5 9 *. Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 483 Subordinated D e b t : .......................................... 0»wt,« Total Liabilities:....................................... 5 7 ,4 4 2 Je» i-i Total Equity Capital and Reserves: . . . 7,4 1 3 Total Liabilites and C apital:................... 64 ,8 5 5 Number of Shares Outstanding: . . . . 2 5 ,0 0 0 *’”’*' Directors: William Bequette, Richard K. Black, Lee Buddrus, Albert R. Hurley, David Jones, Gerald Jones, Dick McLelland, Francis Rooney, III, Jerry Sweetser m Branches in Town: One Other Branches: Rogers Mcllroy Bank & Trust Fayetteville, AR One Mcllroy Plaza P. 0 . Box 1327 7 27 02 -1 32 7 Telephone: 5 75 -1 0 0 0 FAX: 575-1061 Population: 4 2 ,0 9 9 Charter Number: 3 W * Date: Dec. 24, 189^ County: Washington Trust Department: Yes Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Jim Walton CEO/Pres: James C. Glen SVP: Warren Fields SVP: Gary Head SVP: Kim Simpson Cash: Larry Roberts Cash and Due F ro m :................................10,196 Federal Funds and R e p o s :................................0 Investm ents:.......................................... 5 0 ,9 6 5 Total Loans: ....................................... 175,631 Premises and Fixed A s s e ts :.....................3,171 Other Real Estate: ..................................... 315 Other Assets: ............................................ 2,5 06 Total A s se ts:....................................... 2 4 2 ,7 8 4 Total Trust A ssets:............................................. 0 D e p o sits:............................................... 2 0 3 ,86C Federal Funds and Borrow ings:........... 14,880**' Other Liabilities: ...................................... 1,597 Subordinated D e b t : .......................................... 0 Total Liabilities:..................................... 220,33"^”** Total Equity Capital and Reserves: . . 22,44"?“ Total Liabilites and C apital:............... 2 4 2 ,7 8 4 Number of SharesOutstanding: . . . 350,692k**" Directors: Larry Bittle, Frank Broyles, Cary Collier, James C. Glen, Millard Goff, Ann Henry, Jam elr1 D. Mashburn, Paul Pinneo, Charles Scharlau, James Stewert, Fred S. Vorsanger, Jim Walton, Jim Bob Wheeler Branches in Town: Four Other Branches: N one S e ve n ty -N in th Report 61 The First State Bank of Fordyce Fordyce, AR Telephone: 352-2101 FAX: 3 52-2602 Population: 4,72 9 223 Main Street P. 0 . Box 770 717 42 -0 27 2 Charter Number: 749 Date: Aug. 22, 1989 County: Dallas Trust Department: Yes Bank Holding Company FDH Bancshares, Inc., Little Rock, AR Chm/CEO/Pres: U. W. Mullins, Jr. EVP/Cash: Sheila Harrison VP: David Ramer Cash and Due F ro m :.................................. 937 Federal Funds and R e p o s :........................ 740 Investm ents:............................................ 21 ,672 Total Loans: .............................................17,879 Premises and Fixed A s s e ts :........................ 431 Other Real Estate: ..................................... 308 Other Assets: ............................................ 1,490 Total A s s e ts :....................................... . 43 ,457 Total Trust A ssets:............................................. 0 D e p o sits:................................................. 38 ,780 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 483 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 39 ,263 Total Equity Capital and Reserves: . . . 4 ,1 9 4 Total Liabilites and C apital:.................. 43,457 Number of Shares Outstanding: ............. 8,0 00 Directors: Jack Brent, Allen Bedell, Bill Clark, Edward Cullum, Carolyn Jenkins, U. W. Mullins, Jr., Gerald Nutt, Robert Taylor, Ellen Vineyard Branches in Town: Two Other Branches: None Fordyce Bank & Trust Company Fordyce, AR Telephone: 3 52-3107 FAX: 3 5 2 -5 20 2 Population: 4 ,7 2 9 200 W. Fourth Street 71742 Charter Number: 631 Date: Jan. 5, 1931 County: Dallas Trust Department: Yes Bank Holding Company FBT Bancshares, Inc., Fordyce, AR Chm/CEO/Pres: Curtis Hutchins SVP: Suzette Crutchfield SVP/TO: James V. Hulse, Jr. VP/Cash: Wanda Smurl Cash and Due F ro m :.................................. 1,963 Federal Funds and R e p o s :....................... 1,881 Investm ents:.............................................18,452 Total Loans: .......................................... 20,848 Premises and Fixed A s s e ts :.....................1,152 Other Real Estate: ...........................................46 Other Assets: ............................................ 601 Total A s s e ts :....................................... . 44 ,943 Total Trust A ssets:..................................... 822 D e p o sits:.................................................... 38 ,102 Federal Funds and Borrowings:................2,341 Other Liabilities: ......................................... 217 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 40 ,6 6 0 Total Equity Capital and Reserves: . . . 4,283 Total Liabilites and C apital:.................. 44,943 Number of Shares Outstanding: ............. 8,000 Directors: D. J. Barnes, Joe Barnes, E. C. Benton, Jr., Sarah Kathryn Benton, Suzette Crutchfield, J. H. Everett, J. W. Hearnsberger, James V. Hulse, Jr., Curtis Hutchins, Roy McClain, C. B. Trussell, L. Weems Trussed Branches in Town: T w o Other Branches: None 62 A rk a n s a s S ta te B ank D e pa rtm e nt Planters Bank and Trust Company Forrest C ity, AR 321 N. Rosser Street P. 0 . Box 1539 7 2 3 3 5 -1 5 3 9 Telephone: 6 33 -2 83 3 FAX: 6 33 -2 8 9 4 Population: 13,364 Charter Number: 521 Date: April 15, 1921 County: St. Francis Trust Department: Yes Bank Holding Company None Chm/CEO/Pres: Frankie L. Pratt EVP: J. C. Campbell CFO/SVP: Kim Linam Cash/Oper: Donna Garner TO: Nelle Surguine Cash and Due F ro m :..................................2,049 Federal Funds and R e p o s :....................... 2,7 50 Investm en ts:.......................................... 20,761 Total Loans: .............................................27 ,1 8 0 Premises and Fixed A s s e ts :..................... 1,645 Other Real Estate: ..................................... 646 Other Assets: ............................................. 523 Total A s s e ts :.......................................... 5 5 ,5 5 4 Total Trust A ssets:..................................... 307 D e p o sits:......................................... 4 7 ,8 6 2 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 726 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 48 ,5 8 8 Total Equity Capital and Reserves: . . . 6,9 6 6 Total Liabilites and C apital:.......... 5 5 ,5 5 4 Number of Shares Outstanding: . . . . 24 ,0 0 0 Directors: J. C. Campbell, John V. Casbeer, J. R. Chappell, Jr., Oral Edwards, J. R. Grobmyer, David M. Hardke, Frankie L. Pratt, Rex B. Twist Branches in Town: One Other Branches: Cotton Plant, DeValls Bluff Planters & Merchants Bank G illett, A R Telephone: 548-2211 FAX: 5 4 8 -2 21 3 Population: 883 3 20 Main P. 0 . Box 357 7 2 0 5 5 -0 3 5 7 Charter Number: 721 Date: Jan. 13, 1967 County: Arkansas Trust Department: Yes Bank Holding Company Planters & Merchants Bancshares, Inc., Gillett, AR Chm: Kenneth Smith CEO/Pres/TO: Larry E. Bauer VChm: Frank C. Wolfe VP: Lloyd E. Wallace Cash: Alice Perritt Cash and Due F ro m :......................................748 Federal Funds and R e p o s :................................0 Investm ents:............................................... 3,033 Total Loans: .............................................14,153 Premises and Fixed A s s e ts :........................ 213 Other Real Estate: ..................................... 120 Other Assets: ............................................. 406 Total A s se ts:.............................................18,673 Total Trust A ssets:............................................. 0 D e p o sits:...........................................16,066 Federal Funds and Borrow ings:................ 41 5 Other Liabilities: .......................................... 127 Subordinated D e b t : .......................................... 0 Total Liabilities:................................ 16,608 Total Equity Capital and Reserves: . . . 2 ,0 6 5 Total Liabilites and C apital:........... 18,673 Number of Shares Outstanding: . . . . 12 ,000 Directors: Larry E. Bauer, Johnny Helzhauer, Darrel Nichols, Scott Place, Darrall Richter, Kenneth Smith, Bobby Turner, Frank C. Wolfe Branches in Town: N on e Other Branches: N one S e ve n ty -N in th Report 63 The Bank of Glenwood G lenw ood, AR Telephone: 356-2121 FAX: 356-2211 Population: 1,482 Broadway & Pulliam P. 0 . Box 0 7 1 9 4 3 -0 8 1 3 Charter Number: 398 Date: Dec. 27, 1912 County: Pike Trust Department: No Bank Holding Company Bainum Bancorp, Glenwood, AR Chm: Irvin C. Bainum CEO/Pres: Harold A. Smith Cash and Due F ro m :.................................. 1,568 Federal Funds and R e p o s :........................1,700 Investm ents:...............................................9,1 83 Total Loans: ....................................... . 31,473 Premises and Fixed A s s e ts :..................... 826 Other Real Estate: ....................................... 63 Other Assets: ............................................ 351 Total A s s e ts :............................................ 4 5 ,1 6 4 Total Trust A ssets:............................................. 0 D e p o sits:................................................. 40 ,302 Federal Funds and Borrowings:................ 270 Other Liabilities: ............................................ 94 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 40 ,666 Total Equity Capital and Reserves: . . . 4,498 Total Liabilites and C apital:..................... 4 5 ,1 6 4 Number of Shares Outstanding: ............. 4,000 Directors: Irvin C. Banium, Mark Banium, Tim Bainum, Richard Cox, Victor H. Cox, Larry Mitchell, Harold A. Smith, L. J. Warneke, Roy Wisener Branches in Town: One Other Branches: None First State Bank Gould, AR Telephone: 263 -4 32 5 FAX: 2 6 3 -4 68 4 Population: 1,470 340 S. Main Street P. 0 . 665 7 16 43 -0 66 5 Charter Number: 719 Date: Jan. 6, 1964 County: Lincoln Trust Department: No Bank Holding Company Dumas Bancshares, Inc., Dumas, AR Chm/CEO/Pres: James R. Hall VP: Dennis Ferguson VP: Dwayne Snyder VP: John Shannon Cash: Donna Robertson Cash and Due F ro m :.................................. 985 Federal Funds and R e p o s :....................... 4,7 95 Investm ents:............................................... 3,1 52 Total Loans: ...............................................7 ,5 6 4 Premises and Fixed A s s e ts :..................... 572 Other Real Estate: ............................................. 0 Other Assets: ............................................. 210 Total A s se ts:.............................................17,278 Total Trust A ssets:............................................. 0 D e p o sits:......................................... 15,640 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 140 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 15,780 Total Equity Capital and Reserves: . . . 1,498 Total Liabilites and C apital:............17,278 Number of Shares Outstanding: . . . . 2 4 ,000 DiractOTS: Don Eifling, A. 0 . French, Jr., James R. Hall, Stanley Norris, John H. Rogers, John Shannon Branches in Town: N one Other Branches: G rady, S ta r C ity 64 A rk a n s a s S ta te Bank D epartm ent Bank of Gravett G ravette, Telephone: 787-5251 FAX: 787 -6 10 2 Population: 1,412 AR 211 East Main P. 0 . Box 160 7 2 7 3 6 -0 1 6 0 Charter Number: 46 Date: Feb. 28, 1898 County: Benton Trust Department: No Bank Holding Company Chm/CEO/Pres: John R. Meade EVP: David N. Wills VP: William R. Meade VP: Jim A. Edmondson Cash: Larry L. Wilmoth AVP: Rick Pollreis Cash and Due F ro m :.................................. 2,760 Federal Funds and R e p o s :....................... 9,5 4 5 Investm en ts:.......................................... 26 ,540 Total Loans: .......................................... 4 4 ,2 5 0 Premises and Fixed A s s e ts :..................... 649 Other Real Estate: ..................................... 112 Other Assets: .............................................1,195 Total A s s e ts :.......................................... 85,051 Total Trust A ssets:............................................. 0 D e p o sits:.................................................. 72,821 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 621 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 7 3 ,4 4 2 Total Equity Capital and Reserves: . . 11,609 Total Liabilites and C apital:................... 85,051 Number of Shares Outstanding: ............. 4 ,0 0 0 Directors: Phillip Chastain, Geroge Cowgur, Albert Dunagin, Jim A. Edmondson, George Haley, John R. Meade, William R. Meade, David N. Wills Branches in Town: None Other Branches: None Farmers Bank Greenw ood, AR Telephone: 996-4171 FAX: 9 96 -6 7 0 0 Population: 3 ,98 4 125 West Center P. O. Box 610 7 2 9 3 6 -0 6 1 0 Charter Number: 243 Date: Aug. 7, 1907 County: Sebastian Trust Department: Yes Bank Holding Company Wilkinson Banking Corporation, Greenwood, AR Chm/CEO: Elizabeth Wilkinson Pres: Stanhope Wilkinson CFO/Cash/TO: Edward Wilkinson VP: Tresa Lowe AVP: Kenny Hollomon Cash and Due F ro m :.................................. 1,839 Federal Funds and R e p o s :........................... 77 0 Investm ents:.......................................... 46 ,8 0 8 Total Loans: .......................................... 4 5 ,5 7 6 Premises and Fixed A s s e ts :.........................98 4 Other Real Estate: ..................................... 123 Other Assets: .............................................1,411 Total A s s e ts :..........................................97,511 Total Trust A ssets:..................................... 719 D e p o sits:.................................................. 82 ,058 Federal Funds and Borrow ings:................ 726 Other Liabilities: .......................................... 482 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 8 3 ,2 6 6 Total Equity Capital and Reserves: . . 14,245 Total Liabilites and C apital:.................. 97,511 Number of Shares Outstanding: ............. 7 ,5 0 0 Directors: Tresa Lowe, Edward Wilkinson, Elizabeth Wilkinson, Norman Wilkinson, Stanhope Wilkinson Branches in Town: O ne Other Branches: B onanza, H a cke tt, H artford S e ve n ty -N in th Report 65 First State Bank of Gurdon Gurdon, AR Telephone: 353-2521 FAX: 3 53 -2 31 4 Population: 2 ,20 0 100 E. Main P. 0 . Box 446 7 1 7 4 3 -0 4 4 6 Charter Number: 61 Date: Aug. 4, 1900 County: Clark Trust Department: No Bank Holding Company None Chm: Charles L. Cabe CEO/Pres/VChm: Fred Reed VP: Carroll Coston VP/Cash: Linda Bittle Cash and Due F ro m :................ 1,254 Federal Funds and R e p o s :................................0 Investments: ............................................... 9,2 02 Total Loans: .............................................14,606 Premises and Fixed A s s e ts :............. 889 Other Real Estate: 262 Other Assets: . . .................................. 347 Total Assets: ....................... 26 ,560 Total Trust A ssets:............................................. 0 Deposits: .................................................. 23,530 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 132 Subordinated Debt: ..................................... 300 Total Liabilities:............................... 23,962 Total Equity Capital and Reserves: . . . 2,598 Total Liabilites and C apital:.......... 26,560 Number of Shares Outstanding: . . . . 38,338 Directors: Charles L. Cabe, Carroll Coston, Autrey Horne, Marianne Long, Robert McDowell, Fred Reed, Maurice Stricklin Branches in Town: None Other Branches: None Farmers Bank Ham burg, AR Telephone: 853 -5 22 2 FAX: 8 53-2333 Population: 3,098 210 N. Main P. 0 . Box 350 7 16 46 -0 35 0 Charter Number: 680 Date: March 10, 1941 County: Ashley Trust Department: No Bank Holding Company None Chm: P. E. Barnes CEO/Pres: Dan M, Wingard Cash and Due F ro m :................ Federal Funds and Repos: . . . Investm en ts:............................. Total Loans: ............................. Premises and Fixed Assets: . . Other Real E s t a t e : .................. Other Assets: .......................... Total A s s e ts :............................. Total Trust Assets: . . . . . . . . VP: Velma J. Farmer Cont: Linda Stell . 1,047 . . 370 18,449 12,792 . . 951 . . . 20 . . 433 3 4 ,0 6 2 , . . . 0 D e p o sits:........................................... 30,521 Federal Funds and Borrowings:...................... 0 Other Liabilities: ........................................... 129 Subordinated D e b t : ........................................... 0 Total Liabilities: . ..................................... 30 ,650 Total Equity Capital and Reserves: . . . 3,412 Total Liabilites and C apital:........... 34 ,062 Number of Shares Outstanding: . . . . 22,260 Directors: P. E. Barnes, Phil Barnes, Joel W. Foote, Nancy C. Foote, W. E. Foote, Jr., William E. Johnson, Chris Jones, Jack H. Shell, John W. Spivey, Dan M. Wingard, Bobby J. Witherington Branches in Town: N one Other Branches: None 66 A rk a n s a s S ta te B ank D epartm ent Calhoun County Bank H am pton, AR Telephone: 798 -2 20 7 FAX: 7 98 -4 8 3 0 Population: 1,562 200 Main Street P. 0 . Box 8 7 1 7 4 4 -0 0 0 8 Charter Number: 220 Date: Oct. 26, 1906 County: Calhoun Trust Department: No Bank Holding Company None Chm/CEO: Searcy W. Harrell, Jr. Pres: B. Dickson Neal VP: Len Harrell VP: Mary A. Johnston VP/Cash: Shirley Jones VP: Hazel Smith Cash and Due F ro m :.................................. 1,385 Federal Funds and R e p o s :................................0 Investm ents:.............................................18,288 Total Loans: .............................................12,932 Premises and Fixed A s s e ts :...........................39 Other Real Estate: ....................................... 18 Other Assets: ............................................. 299 Total A s s e ts :.......................................... 32,961 Total Trust A ssets:............................................. 0 D e p o sits:.....................................................2 8 ,1 1 4 Federal Funds and Borrow ings:................ 200 Other Liabilities: ............................................. 95 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 2 8 ,409 Total Equity Capital and Reserves: . . . 4,5 5 2 Total Liabilites and C apital:................... 32,961 Number of Shares Outstanding: ............. 4,0 0 0 Directors: L. D. Becton, Phillip J. Foster, Fay Harrell, Len Harrell, Searcy W . Harrell, Jr., B. Dickson Neal, Richard Smith, Jannette Strickland, D. W. Wells, H. M. Welsh Branches in Town: None Other Branches: None Mercantile Bank Hardy, AR Telephone: 8 5 6 -2 77 3 FAX: 8 56 -3 4 9 4 Population: 538 Hwy. Jet. 62-63-412 P. 0 . Box 28 7 2 5 4 2 -0 0 2 8 Charter Number: 751 Date: Oct. 24, 1989 County: Sharp Trust Department: No Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR Chm/CEO/Pres: Bob D. Evins Cash and Due F ro m :.................................. 1,386 Federal Funds and R e p o s :........................... 500 Investm ents:...............................................4 ,4 8 5 Total Loans: .............................................14,638 Premises and Fixed A s s e ts :........................ 80 4 Other Real Estate: ............................................. 0 Other Assets: ............................................. 4 6 4 Total A s s e ts :.......................................... 22,277 Total Trust A ssets:............................................. 0 D e p o sits:...........................................19 ,994 Federal Funds and Borrow ings:................ 158 Other Liabilities: .......................................... 114 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 2 0 ,2 6 6 Total Equity Capital and Reserves: . . . 2,011 Total Liabilites and C apital:.......... 22,277 Number of Shares Outstanding: . . . . 10 ,400 Directors: Bob D. Evins, Floyd Hannon, Jr., Kevin King, G. L. Lieblong Branches in Town: None Other Branches: Sidney S e ve n ty -N in th Report 67 The Bank of Harrisburg Harrisburg, AR Telephone: 578 -2 47 2 FAX: 5 78-2049 Population: 1,943 201 East Jackson P. O. Box 17 724 32 -0 01 7 Charter Number: 620 Date: Dec. 2, 1930 County: Poinsett Trust Department: No Bank Holding Company Lake Hamilton Enterprises, Inc., Little Rock, AR Chm: Jim Tom Butler CEO: Paul Eaton Pres: James Williams Cash and Due F ro m :..................................2,292 Federal Funds and R e p o s :....................... 2,700 Investm ents:.............................................13,018 Total Loans: .............................................18,839 Premises and Fixed A s s e ts :..................... 208 Other Real Estate: ..................................... 228 Other Assets: ............................................ 586 Total A s s e ts :.......................................... 37,871 Total Trust A ssets:.............................................0 D e p o sits:................................................. 33 ,598 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 309 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 33,907 Total Equity Capital and Reserves: . . . 3,9 64 Total Liabilites and Capital:.................. 37,871 Number of Shares Outstanding: 4,000 Directors: Donald Birtnell, Anna Margaret Butler, Connie Butler, Jim Tom Butler, Patricia Butler, Beth Eaton, Paul Eaton, John M. Henry, James Williams Branches in Town: None Other Branches: None The Security Bank Harrison, AR Telephone: 7 4 1 -8 2 0 0 FAX: 741 -8 10 3 Population: 9,92 2 303 N. Main P. 0 . Box 1078 7 26 01 -1 07 8 Charter Number: 647 Date: Nov. 20, 1931 County: Boone Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm/CEO/Pres: Jimmy R. Boze Cash and Due F ro m :..................................4,387 Federal Funds and R e p o s :...........................700 Investm ents:.......................................... 37,787 Total Loans: .......................................... 63,307 Premises and Fixed A s s e ts :.....................1,934 Other Real Estate: ..................................... 39 4 Other Assets: ............................................ 1,875 Total A s s e ts :.......................................... 110,38 4 Total Trust A ssets:............................................. 0 D e p o sits:................................................. 99,459 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 407 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 99 ,866 Total Equity Capital and Reserves: . . 10,518 Total Liabilites and C apital:............... 110,384 Number of Shares Outstanding: . . . 180,000 Directors: Bill Baker, Ralph Bowers, Jimmy R. Boze, John 0 . Campbell, Gary R. Dobson, Richard R. Hudson, Junior Lee, Jerry P. Maland, H. K. McCaleb, Jr., Bert M. Mullens, Ken Reeves, F. S. Stroope, III Branches in Town: One Other Branches: None 68 A rk a n s a s S ta te B ank D epartm ent Hazen First State Bank Hazen, AR Telephone: 2 55-4567 FAX: 255-4271 Population: 1,668 Front & Chester Streets P. 0 . Box 783 7 2 0 6 4 -0 7 8 3 Charter Number: 744 Date: May 12, 1983 County: Prairie Trust Department: No Bank Holding Company None Chm: Tommy Hillman CEO/Pres: Jerry Ray Hambrick Cash: Nancy Kocourek Cash and Due F ro m :.................................. 767 Federal Funds and R e p o s :........................1,475 Investm ents:...............................................8,6 5 5 Total Loans: ............................................... 6,8 32 Premises and Fixed A s s e ts :..................... 200 Other Real Estate: ............................................. 0 Other Assets: ............................................. 226 Total A s s e ts :.............................................18,155 Total Trust A ssets:............................................. 0 D e p o sits:........................................... 16,523 Federal Funds and Borrow ings:..................... 0 Other Liabilities: ............................................. 71 Subordinated D e b t : .......................................... 0 Total Liabilities:................................ 16 ,594 Total Equity Capital and Reserves: . . . 1,561 Total Liabilites and C apital:............1 8,155 Number of Shares Outstanding: . . . . 13,308 Directors: Vernon Giss, Tommy Hillman, Robert Koch, Robert Petter, W. R. Stephens, Jr. Branches in Town: None Other Branches: Biscoe The Cleburne County Bank Heber Springs, AR Telephone: 3 62 -2 4 5 6 FAX: 3 6 2 -4 5 5 4 Population: 5,62 8 806 W. Main P. 0 . Box 1560 7 2 5 4 3 -0 1 0 0 Charter Number: 626 Date: Dec. 16, 1930 County: Cleburne Trust Department: No Bank Holding Company Lake Hamilton Enterprises, Inc., Little Rock, AR Chm: Jim Tom Butler CEO/Pres: Paul Eaton EVP: Dale Miller VP/Cash: Peggy Smith VP: Mary Holland VP: William C. Smith Cash and Due F ro m :..................................2,961 Federal Funds and R e p o s :................................0 Investm ents:............................................ 64 ,139 Total Loans: .......................................... 4 4 ,6 7 7 Premises and Fixed A s s e ts :........................ 825 Other Real Estate: ..................................... 550 Other Assets: .............................................1,605 Total A s s e ts :.......................................... 114,757 Total Trust A ssets:............................................. 0 D e p o sits:............................................... 102,906 Federal Funds and Borrow ings:.................. 24 Other Liabilities: .......................................... 466 Subordinated D e b t : .......................................... 0 Total Liabilities:..................................... 103,39 6 Total Equity Capital and Reserves: . . 11,361 Total Liabilites and C apital:................... 114,757 Number of Shares Outstanding: ..............1,200 Directors: Walter Aldridge, Anna Margaret Butler, Connie Butler, Jim Tom Butler, Patricia Butler, Beth Eaton, Paul Eaton, John Henry, Jerome Johnson, Ricky Johnson, Richie Lee, L. E. Roberts, Jr., Wetzel Stark Branches in Town: T w o Other Branches: C o n co rd , G re ers Ferry S e ve n ty -N in th Report 69 Greers Ferry Lake State Bank Heber Springs, AR 421 West Main P. 0 . Box 970 7 25 43 -3 01 8 Telephone: 362 -5 88 3 FAX: 362 -0 82 0 Population: 5,628 Charter Number: 755 Date: July 26, 1991 County: Cleburne Trust Department: No Bank Holding Company M & P Community Bancshares, Inc., Newport, AR Chm/CEO/Pres: Jim S. Gowen, Sr. EVP: Gary Yow SVP: Wendall Cassell VP/Cash: Patricia H. Davis VP: Carla P. Stiger Cash and Due F ro m :.................................. 974 Federal Funds and R e p o s :............... 775 Investm ents:.......................................... 24,537 Total Loans: ...............................................5,647 Premises and Fixed A s s e ts :..................... 305 Other Real Estate: .......................... 28 Other Assets: ............................................ 653 Total A s s e ts :.................................... . 32,919 Total Trust A ssets:.............................................0 D e p o sits:......................................... 29,888 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 147 Subordinated D e b t : ......................................... 0 Total Liabilities:.................... 30 ,035 Total Equity Capital and Reserves: . . . 2,884 Total Liabilites and C apital:........... 32,919 Number of Shares Outstanding: . . . . 60,000 Directors: Morris Bowman, Jim S. Gowen, Sr., Troy A. Gray, Robert Harvey, Gerald A. Saracini Branches in Town: None Other Branches: Clinton Heber Springs State Bank Heber Springs, AR Telephone: 362-5821 FAX: 362-7491 Population: 5,62 8 Second and Main Streets P. 0 . Box 1030 7 2 5 4 3 -0 0 3 0 Charter Number: 735 Date: May 7, 1977 County: Cleburne Trust Department: Yes Bank Holding Company State Holding Company, Little Rock, AR Chm: Harry L. Hastings, Jr. CEO/Pres: Bill G. Lynch SVP: Jack Barber SVP: Janice Parrott VP: Cathey Cox Cash and Due From: ...................................1,837 Federal Funds and R e p o s :........................ 180 Investments: 18,241 Total Loans: .......................................... 27,837 Premises and Fixed A s s e ts :........................ 977 Other Real Estate: . .................................. 398 Other Assets: ............................................ 629 Total A s s e ts :....................... 50 ,099 Total Trust A ssets:............................................. 0 D e p o sits:......................................... 45 ,8 2 4 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 228 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 46 ,052 Total Equity Capital and Reserves: . . . 4,047 Total Liabilites and C apital:.......... 50,099 Number of Shares Outstanding: . . . . 21 ,000 Directors: Harry L. Hastings, Jr., Horace Jewell, Bill G. Lynch, Catherine Owen Branches in Town: None Other Branches: Fairfield Bay, Greers Ferry, Quitman 70 A rk a n s a s S ta te B ank D epartm ent Bank of Holly Grove Holly Grove, AR Telephone: 462-3331 FAX: 4 62 -3 9 9 2 Population: 675 510 Dr. Herd E. Stone Street P. O. Box 4 19 7 2 0 6 9 -0 4 1 9 Charter Number: 118 Date: May 12, 1903 County: Monroe Trust Department: No Bank Holding Company Holly Grove Bancshares, Inc., Holly Grove, AR Chm: John B. Moore, Jr. CEO/Pres: William R. Reynolds Cash and Due F ro m :.................................. 755 Federal Funds and R e p o s :........................ 500 Investm ents:.............................................10,080 Total Loans: .............................................12 ,644 Premises and Fixed A s s e ts :..................... 114 Other Real Estate: ....................................... 23 Other Assets: ............................................. 388 Total A s se ts:.......................................... 2 4 ,5 0 4 Total Trust A ssets:............................................. 0 D eposits:.................................................. 21 ,1 5 9 Federal Funds and Borrowings:..................... 0 Other L iabilities:...............................................210 Subordinated D e b t:.......................................... 0 Total Liabilities: ........................................ 2 1 ,369 Total Equity Capital and Reserves: . . . 3 ,1 3 5 Total Liabilites and Capital: ................ 2 4 ,5 0 4 Number of Shares Outstanding: .............. 2,4 0 0 Directors: Donald R. Dearing, Ruth T. Dearing, Jean M. Kirkpatrick, R. H. Mayo, John B. Moore, Jr., William R. Reynolds, Herd E. Stone Branches in Town: None Other Branches: None Horatio State Bank Horatio, AR 100 Main Street P. O. Box 347 7 18 42 -0 34 7 Telephone: 832-2501 FAX: 8 32-2577 Population: 796 Charter Number: 179 Date: May 15, 1905 County: Sevier Trust Department: No Bank Holding Company Pioneer Bancshares, Inc. of Horatio, Arkansas, Horatio, AR CEO/Pres: C. E. Hendrix, Jr. EVP/Cash: Wilburn Smith SVP: Edith H. Smith VP: Carl E. Hendrix, III Cash and Due F ro m :.................................. 79 4 Federal Funds and R e p o s :....................... 3 ,3 9 0 Investm ents:............................................... 9,8 87 Total Loans: .............................................19,282 Premises and Fixed A s s e ts :..................... 306 Other Real Estate: ....................................... 63 Other Assets: ............................................. 299 Total A sse ts:.......................................... 34,021 Total Trust A ssets:............................................. 0 D eposits:....................................... , . . . 3 0 ,4 1 3 Federal Funds and Borrowings:..................... 0 Other L iabilities:...............................................159 Subordinated D e b t: .......................................... 0 Total Liabilities: ..................................... 3 0 ,5 7 2 Total Equity Capital and Reserves: . . . 3,4 4 9 Total Liabilites and Capital: ................ 34,021 Number of Shares Outstanding: .............. 2,0 0 0 Directors: C. E. Hendrix, Jr., Carl E. Hendrix, III, Lilia S. Hendrix, Loy Poag, Edith H. Smith, Wilburn Smith Branches in Town: N on e Other Branches: None S e ve n ty -N in th Report 71 Arkansas Bank and Trust Company H ot Springs, AR ABT Center P. 0 . Box 5640 7 19 02 -5 64 0 Telephone: 624-4611 FAX: 624 -4 61 9 Population: 32,4 62 Charter Number: 232 Date: April 18, 1907 County: Garland Member of Federal Reserve System Trust Department: Yes Bank Holding Company ABT Bancshares Corporation, Hot Springs, AR Chm: Cecil W. Cupp, Jr. CEO/Pres: W. Darrell Meyer EVP: Ralph E. White SVP: Jay L. Jones Cash and Due F ro m :................................16,690 Federal Funds and R e p o s :....................... 8,2 00 Investm ents:....................................... 111,032 Total Loans: ....................................... 2 5 3 ,5 0 4 Premises and Fixed A s s e ts :.....................6,221 Other Real Estate: .................... 1,692 Other Assets: ............................................ 6,185 Total A s se ts:....................................... 4 0 3 ,5 2 4 Total Trust A ssets:.............................................0 D e p o sits:..................................................361,131 Federal Funds and Borrowings:.............1,000 Other Liabilities: ..........................................3,326 Subordinated D e b t : .......................................... 0 Total Liabilities:.................................... 365,457 Total Equity Capital and Reserves: . . 38,067 Total Liabilites and C apital:................ 4 0 3 ,5 2 4 Number of Shares Outstanding: . . . 150,834 Directors: Ray L. Cash, Peggy Clark, Hiram W. Cooper, Courtney C. Crouch, Jr., Cecil W. Cupp, Jr., Cecil W. Cupp, III, Gerald H. Fisher, Edwin P. Henry, Robert W. Kleinhenz, W. Darrell Meyer, Roy L. Murphy, Jack C. Porter, Jim Randall, Brooks T. Rice, John D. Selig, Ray S. Smith, Jr., Gary Thorson, Ralph E. White Branches in Town: Five Other Branches: Hot Springs Village Bank of Hot Springs H ot Springs, AR Telephone: 624-5501 FAX: 321 -5 03 3 Population: 3 2,4 62 P. 0 . Box 1799 1234 Central Avenue 7 19 02 -1 79 9 Charter Number: 758 Date: Aug. 15, 1991 County: Garland Trust Department: No Bank Holding Company Central Arkansas Bancshares, Inc., Arkadelphia, AR Chm: Ross M. Whipple CEO/Pres: Paul L. Offutt EVP: Donald J. Tackett SVP/Cash: Makka L. Rutledge Cash and Due F ro m :..................................3,413 Federal Funds and R e p o s :................................0 Investm en ts:.......................................... 44 ,3 3 6 Total Loans: .......................................... 6 4 ,8 3 4 Premises and Fixed A s s e ts :..................... 1,806 Other Real Estate: .............................................0 Other Assets: ............................................ 2,346 Total A s s e ts :.......................................... 116,735 Total Trust A ssets:............................................. 0 D e p o sits:............................................... 103,177 Federal Funds and Borrowings:................2,273 Other Liabilities: ......................................... 443 Subordinated D e b t : ......................................... 0 Total Liabilities:.................................... 105,893 Total Equity Capital and Reserves: . . 10,842 Total Liabilites and C apital:................... 116,735 Number of Shares Outstanding: ..............1,200 Directors: G. Latta Bachelor, Eldon Cooley, Dorsey Glover, Jim Latture, Jim McAdams, Paul L. Offutt, Sam Stathakis, Jr., Don Tackett, Ross M. Whipple Branches in Town: T hree Other Branches: None 72 A rk a n s a s S ta te Bank D epartm ent First State Bank Huntsville, AR Telephone: 738 -2 14 7 FAX: 738 -1 25 5 Population: 1,605 Highway 412 West P. 0 . Box 667 7 2 7 40 -0 66 7 Charter Number: 756 Date: July 26, 1991 County: Madison Trust Department: Yes Bank Holding Company BTS Bancshares, Inc., Huntsville, AR Chm: Sam Mathias CEO/Pres: Tom Mathias VP/Sec: Bessie Mathias Cash: Paul Mathias Cash and Due F ro m :.................................. 501 Federal Funds and R e p o s :................................0 Investm ents:...............................................6,335 Total Loans: ...............................................8,1 0 2 Premises and Fixed A s s e ts :..................... 201 Other Real Estate: ............................................. 0 Other Assets: ............................................. 310 Total A s se ts:.............................................15,449 Total Trust A ssets:............................................. 0 D e p o sits:........................................... 13,671 Federal Funds and Borrow ings:................ 465 Other Liabilities: ............................................ 58 Subordinated D e b t : .......................................... 0 Total Liabilities:................................ 14,194 Total Equity Capital and Reserves: . . . 1,255 Total Liabilites and C apital:............15,449 Number of Shares Outstanding: . . . . 10,000 Directors: David Harwood, Bessie Mathias, Sam Mathias, Tom Mathias, Phil Thompson Branches in Town: None Other Branches: None Peoples Bank Im boden, AR Telephone: 869-2291 FAX: 869 -2 17 9 Population: 616 Hwy. 63 W. P. O. Box 850 7 2 4 3 4 -0 8 5 0 Charter Number: 727 Date: Oct. 12, 1972 County: Lawrence Trust Department: No Bank Holding Company Spring Rivers Bancshares, Inc., Imboden, AR Chm: Charles F. Luter CEO/EVP/Cash: Preston L. Clark Pres: Bob Downing Cash and Due F ro m :.................................. 997 Federal Funds and R e p o s :........................1,580 Investm ents:............................................... 6,272 Total Loans: ............................................ 2 0 ,122 Premises and Fixed A s s e ts :..................... 676 Other Real Estate: ....................................... 61 Other Assets: ............................................. 425 Total A s s e ts :............................................ 30 ,133 Total Trust A ssets:............................................. 0 D e p o sits:.................................................. 27 ,629 Federal Funds and Borrow ings:..................... 0 Other Liabilities: ............................................. 74 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 27 ,703 Total Equity Capital and Reserves: . . . 2,4 30 Total Liabilites and C apital:..................... 30 ,1 3 3 Number of Shares Outstanding: ............. 6,6 00 Directors: Preston L. Clark, Bob Downing, Jerry R. Foley, Charles F. Luter, Dan Matthews Branches in Town: None Other Branches: Hoxie, Strawberry S e ve n ty -N in th Report 73 First Jacksonville Bank and Trust Jacksonville, AR 600 W. Mam P. 0 . Box 827 7 20 76-0827 Telephone: 982-4511 FAX: 9 82-5769 Population: 29,101 Charter Number: 701 Date: Aug. 2, 1949 County: Pulaski Trust Department: Yes Bank Holding Company First Arkansas Bancshares, Inc., Jacksonville, AR Chm: Kenneth Pat Wilson CEO/Pres: Larry T. Wilson Cash: Mary Verser TO: John McNee Cash and Due F ro m :............................. 5,702 Federal Funds and Repos: . . . . . . . . . 1,600 Investm ents:....................... ................. 64 ,430 Total Loans: ..........................................61,819 Premises and Fixed A s s e ts :............. .. . 1,661 Other Real Estate: ....................................... 58 Other Assets: .................. 2,723 Total Assets: 137,993 Total Trust A ssets:....................... . . 4 3 ,605 D e p o sits:.................. 123,520 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 939 Subordinated D e b t : ......................................... 0 Total Liabilities:.................. 124,459 Total Equity Capital and Reserves: . . 13,534 Total Liabilites and Capital:................ 137,993 Number of Shares Outstanding: . . . . 39,120 Directors: Harry Dougherty, Bart Gray, Jr., Melda Rice, Kathy Williams, Kenneth Pat Wilson, Larry T. Wilson, Mike Wilson, Thomas Wortham Branches in Town: Four Other Branches: Gravel Ridge Newton County Bank Jasper, AR Telephone: 446 -2 26 5 FAX: 4 46 -2 31 0 Population: 519 Church and Stone Streets P. 0 . Box 437 726 41 -0 43 7 Charter Number: 121 Date: March 24, 1903 County: Newton Trust Department: No Bank Holding Company Newco Corporation, Ozark, AR Chm/CEO: George G. Gleason, II Pres: Danny Criner SVP/Cash: George Landrum VP/Sec: Inas Moseley Cash and Due F ro m :.................................. 909 Federal Funds and Repos: ........................ 450 Investments: 6,251 Total Loans: 32 ,294 Premises and Fixed A s s e ts :........................ 669 Other Real Estate: . . 386 Other Assets: .................. 686 Total Assets: .......................... 4 1 ,645 Total Trust A ssets:............ 0 Deposits: ................................................. 37,887 Federal Funds and Borrowings:..................... 0 Other Liabilities: .......................................... 174 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 38,061 Total Equity Capital and Reserves: . . . 3,5 84 Total Liabilites and C apital:..................... 41 ,645 Number of Shares Outstanding: ............. 2,340 Directors: Danny Criner, George G. Gleason, II, Linda D. Gleason, George Landrum, Sr., Mark D. Ross Branches in Town: None Other Branches: W e ste rn G rove 74 A rk a n s a s S ta te Bank D epartm ent The Arkansas Bank Jonesboro, AR Telephone: 932-2131 FAX: 932-2131 Population: 4 6 ,5 3 5 515 West Washington P. 0 . Box 1617 7 24 03 -1 61 7 Charter Number: 150 Date: Feb. 13, 1904 County: Craighead Trust Department: Yes Bank Holding Company None Chm/CEO: Sloan Rainwater Pres/COO: Michael Taylor VChm: Steve Cox EVP: Larry Hurst VP: Loyce Givson VP: Mark Turner VP: Marshall Wheeler Cash and Due F ro m :..................................3,6 1 4 Federal Funds andR e p o s :......................... 1,000 Investm ents:.......................................... 62 ,698 Total Loans: ............................................ 31,671 Premises and Fixed A s s e ts :..................... 1,809 Other Real Estate: ..................................... 220 Other Assets: ............................................ 3,4 98 Total A s s e ts :.......................................... 104,510 Total Trust A ssets:............................................. 0 D e p o sits:......................................... 9 4 ,0 0 2 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 706 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 9 4 ,708 Total Equity Capital and Reserves: . . . 9 ,8 0 2 Total Liabilites and C apital:........104,51 0 Number of Shares Outstanding: . . . . 7 5 ,0 0 0 Directors: Steve Cox, Virginia Cox, Jim Grisham, Jim Hinkle, Larry Hurst, Sloan Rainwater, William Rainwater, Sr., William Rainwater, Jr., Weldon Rainwater, Rick Rorex, Michael Taylor, J. A. Tomlinson, Gerald Watkins Branches in Town: Three Other Branches: Bay, Lake City, Paragould, Piggott Citizens Bank of Jonesboro Jonesboro, AR Telephone: 9 32 -6 60 3 FAX: 9 3 3 -4 33 4 Population: 4 6 ,5 3 5 Main & Washington Streets P. 0 . Box 1800 7 2 4 0 3 -1 8 0 0 Charter Number: 488 Date: July 25, 1919 County: Craighead Trust Department: Yes Bank Holding Company Citizens Bancshares Corporation, Jonesboro, AR Chm: Herbert H. McAdams II CEO/Pres: Danny Williams SVP: Bill May SVP: Hal Tunstall SVP: Ken Necessary VP/Cont/Cash: Terri Brown TO: David Daniel Cash and Due F ro m :..................................9,1 18 Federal Funds and R e p o s :................................0 Investm en ts:....................................... 100,53 5 Total Loans: ............................................ 91 ,0 3 9 Premises and Fixed A s s e ts :.....................4,4 37 Other Real Estate: ..................................... 833 Other Assets: ............................................ 2,8 52 Total A s s e ts :....................................... 2 0 8 ,8 1 4 Total Trust A ssets:.................................. 9 1 ,4 6 5 D e p o sits:............................................... 185,773 Federal Funds and Borrow ings:................ 1,703 Other Liabilities: .......................................... 839 Subordinated D e b t : .......................................... 0 Total Liabilities:..................................... 188,31 5 Total Equity Capital and Reserves: . . 20 ,499 Total Liabilites and C apital:................ 2 0 8 ,8 1 4 Number of Shares Outstanding: . . . 21 7 ,0 0 0 Directors: John C. Deacon, Charlotte Eddington, W . M. Freeze, Jr., Ray Hall, Jr., Herbert H. McAdams, II, Minor M. Markle, Oscar J. Melton, 0 . J. Melton, Jr., W. R. Roberts, Danny Williams, G. D. Wisdom in Town: Five Branches Other Branches: Cash, Lake City S e ve n ty -N in th Report 75 First Bank of Arkansas Jonesboro, AR Telephone: 9 31 -1 0 0 0 FAX: 9 31 -9 6 4 4 Population: 4 6 ,5 3 5 2217 South Caraway Road 7 24 03 -2 40 0 Charter Number: 717 Date: Oct. 29, 1 962 County: Craighead Trust Department: No Bank Holding Company Southwest Bancshares, Inc., Jonesboro, AR Chm/CEO/Pres: Wallace W. Fowler EVP: Mark Fowler CFO/Sec: Lloyd McCracken, Jr. Cash and Due F ro m :..................................4,0 0 4 Federal Funds and R e p o s :........................1,100 Investm ents:............................................ 20,915 Total Loans: .......................................... 62,421 Premises and Fixed A s s e ts :............ 2,398 Other Real Estate: ................................. 0 Other Assets: ............................................ 1,703 Total A s s e ts :.......................................... 92,541 Total Trust A ssets:.............................................0 D e p o sits:................................................. 82,293 Federal Funds and Borrowings:................ 1,735 Other Liabilities: ......................................... 367 Subordinated D e b t : ............ 0 Total Liabilities:....................... 84 ,395 Total Equity Capital and Reserves: . . . 8,146 Total Liabilites and C apital:.................. 92,541 Number of Shares Outstanding: . . . . 10,000 Directors: Wayne F. Baker, Jama Fowler, Mark Fowler, Wallace W. Fowler, Raymond Heern, Al Heringer, Sam Hummelstein, Phil Jones, Ben Lamberth, Lloyd McCracken, Jr., Gene Vance, William C. Young Branches in Town: Three Other Branches: Caraway Mercantile Bank Jonesboro. AR Telephone: 935-5521 FAX: 935-8311 Population: 4 6 ,5 3 5 300 S. Church P. 0 . Box 6018 724 03 -6 01 8 Charter Number: 648 Date: Jan. 7, 1932 County: Craighead Trust Department: Yes Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR Chm/CEO/Pres: G. L. Lieblong EVP: John Freeman EVP: Joe Turney SVP: Gary Childers SVP: Sherry Gray SVP/TO: Craig Boone Cash and Due F ro m :..................................9,677 Federal Funds and R e p o s :................................0 Investm ents:.................. ................. .. . 62 ,710 Total Loans: ....................................... 169,226 Premises and Fixed A s s e ts :.....................5,498 Other Real Estate: ..................................... 486 Other Assets: .......................................... 12,592 Total A s s e ts :....................................... 260,189 Total Trust A ssets:.................. 64 ,756 D e p o sits:............................................... 225,581 Federal Funds and Borrowings:................4,869 Other Liabilities: .......................................... 1,499 Subordinated D e b t : ......................................... 0 Total Liabilities:.................................... 231,949 Total Equity Capital and Reserves: . . 28 ,240 Total Liabilites and Capital:................ 260,189 Number of Shares Outstanding: . . . 100,000 Directors: Marystel Appleton, Roy Cooper, Lynn Greene, Tommy Lawrence, G. L. Lieblong, J. C. Mahon, Dr. Eugene Smith, M. G. (Mabe) Spurlock Branches in Town: S ix Other Branches: Bono, Brookland 76 A rk a n s a s S ta te B ank D epartm ent Simmons First Bank of Jonesboro Jonesboro, AR 1720 S. Caraway Road P. 0 . Box 1720 7 2 4 0 3 -1 7 2 0 Telephone: 9 3 3 -8 0 0 0 FAX: 933 -2 00 8 Population: 4 6 ,5 3 5 Charter Number: 734 Date: Dec. 22, 1976 County: Craighead Trust Department: Yes Bank Holding Company Simmons First National Corporation, Pine Bluff, AR Chm: Donald W. Stone CEO/Pres: Ronald B. Jackson Cash: Barry K. Ledbetter Cash and Due F ro m :..................................4 ,7 7 4 Federal Funds and R e p o s :........................... 96 5 Investm ents:............................................ 21 ,8 1 2 Total Loans: .......................................... 4 2 ,065 Premises and Fixed A s s e ts :..................... 660 Other Real Estate: ....................................... 61 Other Assets: .............................................1,102 Total A s s e ts :............................................ 71 ,439 Total Trust A ssets:.................................... 5 ,6 0 4 D e p o sits:.................................................. 64 ,6 7 9 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 498 Subordinated D e b t : .......................................... 0 Total Liabilities:.......................................... 65 ,177 Total Equity Capital and Reserves: . . . 6,2 62 Total Liabilites and C apital:..................... 7 1 ,4 3 9 Number of Shares Outstanding: . . . 175,00 0 Directors: Ava Duke, Ronald B. Jackson, J. Thomas May, Jim Scurlock, Donald W. Stone, Gene Thomason, J. C. Vaughn, Jr., Don Vollman, Mark Wimpy Branches in Town: Two Other Branches: None Union State Bank Junction C ity, AR Telephone: 9 2 4 -4 55 2 FAX: 9 24 -5 67 0 Population: 3 ,00 0 115 North Main P. O. Box F 7 1 7 4 9 -1 0 0 6 Charter Number: 660 Date: Aug. 28, 1933^ County: Union Trust Department: No Bank Holding Company Junction City Holding Company, Little Rock, AR Chm: G. R. Moseley CEO: John F. Marsh Cash: Barbara Daniels Cash and Due F ro m :.................................. 845 Federal Funds and R e p o s :........................... 700 Investm ents:...............................................8 ,6 5 6 Total Loans: .............................................18,080 Premises and Fixed A s s e ts :..................... 312 Other Real Estate: ...........................................30 Other Assets: ............................................. 511 Total A s se ts:.............................................2 9 ,1 3 4 Total Trust A ssets:............................................. 0 D e p o sits:........................................... 2 5 ,1 4 4 Federal Funds and Borrow ings:................ 249 Other Liabilities: ............................................. 84 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 25 ,4 7 7 Total Equity Capital and Reserves: . . . 3,6 57 Total Liabilites and C apital:............2 9 ,1 3 4 Number of Shares Outstanding: . . . . 3 0 ,0 0 0 Directors: James A. Blood worth, Harold W . Campbell, Alvin Green, Sr., Searcy W . Harrell, Jr., Daniel C. Horton, Denver D. Jones, Jr., John F. Marsh, G. R. Mosley, Richard Mosley Branches in Town: N on e Other Branches: N one 77 S e ve n ty -N in th Report FirstBank of Arkansas Kensett, AR Telephone: 7 42 -3 31 8 FAX: 268-1551 Population: 1,741 Searcy Street P. 0 . Box 356 7 20 82 -0 35 6 Charter Number: 528 Date: Feb. 17, 1 922 County: White Trust Department: Yes Bank Holding Company FirstBank Group, Inc., Brinkley, AR VP/Cash: Chris Rainbolt CEO/Pres: Johnnie J. Qualls VP: Gene Trammel Cash and Due F ro m :............. Federal Funds and Repos: . . Investm ents:.......................... Total Loans: .......................... Premises and Fixed Assets: . Other Real Estate: ................ Other Assets: ....................... Total A s s e ts :.......................... Total Trust A ssets:............... . . . . 405 ............. 0 . . 11,596 . . . 8,559 . . . 1,511 ............. 0 . . . . 710 . . 22,781 ............. 0 D e p o sits:.............................................. Federal Funds and Borrowings: . . . . Other Liabilities: .................................. Subordinated D e b t : ............................ Total Liabilities:.................................... . 20 ,590 .......... 0 . . . 106 .......... 0 . 20,696 Total Equity Capital and Reserves: . . . 2,085 Total Liabilites and C apital:................ . 22,781 Number of Shares Outstanding: . . . . . . 500 Directors: Fred Farrell, Harold Hardwick, Johnnie J. Qualls, Bobby Robinson, Dewey Snowden Branches in Town: None Other Branches: Searcy Pine State Bank Kingsland, AR First Street P. 0 . Box 85 7 1 6 52 -0 08 5 Telephone: 3 48-5657 FAX: 3 48-1002 Population: 500 Charter Number: 165 Date: Aug. 22, 1904 County: Cleveland Trust Department: No Bank Holding Company Pine State Bancshares, Inc., Monticello, AR CEO/Pres: M. Don Smith EVP: Elaine Hopson Cash and Due F ro m :.................................. 283 Federal Funds and R e p o s :........................ 440 Investm en ts:............. 2,370 Total Loans: ............................................... 5,996 Premises and Fixed A s s e ts :..................... 106 Other Real Estate: .............................................0 Other Assets: ............................................... 84 Total A s s e ts :...............................................9,279 Total Trust A ssets:............................................. 0 D e p o sits:.......................................................8,459 Federal Funds and Borrowings:..................... 0 Other Liabilities: ............................................ 65 Subordinated D e b t : ......................................... 0 Total Liabilities:............................................ 8,5 24 Total Equity Capital and Reserves: . . . . 755 Total Liabilites and C apital:....................... 9,279 Number of Shares Outstanding: 3,059 Directors: Ray Morrison, Bennie Ryburn, Jr., James Searcy, M. Don Smith, John Trucks Branches in Town: None Other Branches: New Edinburg 78 A rk a n s a s S ta te B ank D epartm ent Madison Bank and Trust Kingston, AR Telephone: 6 65 -2 82 5 FAX: 665 -2 17 5 Population: 300 101 Public Square P. 0 . Box 39 7 2 7 4 2 -0 0 3 9 Charter Number: 338 Date: April 7, 1911 County: Madison Trust Department: Yes Bank Holding Company Madison Corporation, Little Rock, AR Chm/CEO: Roland Wiltshire Pres: Gary W. Bunch VP/Sec: Blenda Howard VP/Cash: Jeanine Villines Cash and Due F ro m :.................................. 37 4 Federal Funds and R e p o s :................................0 Investm en ts:...............................................3 ,8 1 6 Total Loans: .............................................11,940 Premises and Fixed A s s e ts :........................ 473 Other Real Estate: ............................................. 0 Other Assets: ............................................. 232 Total A s s e ts :.............................................16 ,835 Total Trust A ssets:.....................................1,156 D e p o sits:..................................................... 15 ,054 Federal Funds and Borrow ings:................ 405 Other Liabilities: ............................................. 72 Subordinated D e b t : .......................................... 0 Total Liabilities:...........................................15,531 Total Equity Capital and Reserves: . . . 1,304 Total Liabilites and C a p ital:......................16,835 Number of Shares Outstanding: ............. 800 Directors: Gary W. Bunch, Sumner Brashears, Howard Cain, Jr., Gary Easterling, Dana Samples, Joe Shrum, Roland Wiltshire Branches in Town: None Other Branches: Huntsville The Bank of Lake Village Lake Village, AR Telephone: 265-2241 FAX: 265 -2 12 5 Population: 2,791 101 Main Street P. 0 . Box 727 7 16 53 -0 72 7 Charter Number: 675 Date: Oct. 14, 1937 County: Chicot Trust Department: No Bank Holding Company Southeast Arkansas Bank Corporation, Lake Village, AR Chm: Charles H. Weissinger, Jr. CEO/Pres: Terence J. Alpe SVP: Kenneth D. Vandervort SVP: Dessie Lee Gibbs VP/Aud: Joyce Bell VP: Doris Rice Cash: Jakie Gibson Cash and Due F ro m :..................................2,317 Federal Funds and R e p o s :........................... 785 Investm ents:............................................ 2 1 ,535 Total Loans: ............................................ 21 ,009 Premises and Fixed A s s e ts :..................... 238 Other Real Estate: ............................................. 0 Other Assets: ............................................. 786 Total A s s e ts :.......................................... 4 6 ,6 7 0 Total Trust A ssets:............................................. 0 D e p o sits:........................................... 40 ,4 1 7 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 211 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 4 0 ,6 2 8 Total Equity Capital and Reserves: . . . 6,0 4 2 Total Liabilites and C apital:.......... 4 6 ,6 7 0 Number of Shares Outstanding: . . . . 5 9 ,0 0 0 Directors: Terence J. Alpe, Sam E. Angel, William W. Bunker, Dr. J. P. Burge, Hermon Carlton, David F. Gillison, Sr., David F. Gillison, Jr., Mervin D. Loyd, DDS, Ned Mazzanti, Joseph J. Pieroni, Kenneth D. Vandervort, Charles H. Weissinger, Jr., Guy Mattingly Weissinger Branches in Town: O ne Other Branches: None S e ve n ty -N in th Report 79 Simmons First Bank of Lake Village Lake Village, AR Telephone: 265-5366 FAX: 2 6 5 -5 55 8 Population: 2,791 333 Main Street P. O. Box 271 71653-0271 Charter Number: 716 Date: June 12, 1962 County: Chicot Trust Department: Yes Bank Holding Company Simmons First National Corporation, Pine Bluff, AR Chm: Fred P. Michael CEO/Pres: Ben V. Floriani EVP: Freddie Black VP: Linda S. Moreland Cash: Mike Cashion Cash and Due F ro m :.................................. 1,267 Federal Funds and R e p o s :........................1,500 Investm ents:.............................................10,849 Total Loans: .............................................13,495 Premises and Fixed A s s e ts :..................... 143 Other Real Estate: .......................................... 1 Other Assets: ............................................ 551 Total A s s e ts :.......................................... 27 ,806 Total Trust Assets: ............................................. 0 D e p o sits:......................................... 24 ,273 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 211 Subordinated D e b t : ......................................... 0 Total Liabilities:............................... 24 ,484 Total Equity Capital and Reserves: . . . 3,322 Total Liabilites and C apital:.......... 27,806 Number of Shares Outstanding: . . . . 12,500 Diractors: Sam E. Adkisson, W. E. Ayres, Herman Berkemeyer, Freddie Black, Mike Cashion, Ben V. Floriani, James W. Haddock, Craig Hunt, Cullen Livingston, Geno Mazzanti, Fred P. Michael, Richard L. Pratt, Joe Dan Yee Branches in Town: None Other Branches: None River Valley Bank & Trust Lavaca, AR Telephone: 4 5 2 -7 9 0 6 FAX: 4 52 -7 9 7 8 Population: 1,381 Main Street P. O. Box 110 7 2 9 4 1 -0 1 1 0 Charter Number: 308 Date: May 5, 1910 County: Sebastian Member of Federal Reserve System Trust Department: Yes Bank Holding Company Sebastian Bankshares, Inc., Barling, AR Chm: Ronald H. Udouj CEO/Pres: James N. Patterson SVP: Gary Carmack SVP: Paulette Chronister Cash: Alicia D. Dooly Cash and Due F ro m :..................................2,2 6 4 Federal Funds and R e p o s :........................1,650 Investm ents:...............................................9,2 28 Total Loans: .......................................... 47,521 Premises and Fixed A s s e ts :..................... 1,237 Other Real Estate: ............................................. 0 Other Assets: ............................................ 856 Total A s s e ts :.......................................... 62 ,756 Total Trust A ssets:.............................................0 D e p o sits:......................................... 55,748 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 418 Subordinated D e b t : ......................................... 0 Total Liabilities:................................ 56,166 Total Equity Capital and Reserves: . . . 6,590 Total Liabilites and Capital:.......... 62 ,756 Number of Shares Outstanding: . . . . 20,849 Directors: Leo Anhalt, Boyne Brewer, Gene E. Bruick, Rayburn Green, James N. Patterson, James H. Shields, Jr., Ronald H. Udouj, Henry Withers Branches in Town: N one Other Branches: Barling 80 A rk a n s a s S ta te Bank D epartm ent Leachville State Bank Leachville, AR Telephone: 5 3 9 -6 3 5 4 FAX: 539 -2 21 3 Population: 1,743 110 N. Main P. 0 . Box 140 7 2 4 3 8 -0 1 4 0 Charter Number: 703 Date: Jan. 23, 1951 County: Mississippi Trust Department: No Bank Holding Company Leachville State Bancshares, Inc., Leachville, AR Chm/CEO: Larry E. Grisham Pres: Steve May VP: Richard Austin Cash and Due F ro m :.................................. 662 Federal Funds and R e p o s :................................0 Investm ents:...............................................9 ,0 5 8 Total Loans: .............................................16,531 Premises and Fixed A s s e ts :........................ 443 Other Real Estate: ............................................. 0 Other Assets: ............................................. 566 Total A s se ts:.......................................... 27 ,2 6 0 Total Trust A ssets:............................................. 0 D e p o sits:......................................... 20 ,947 Federal Funds and Borrow ings:................ 3,8 56 Other Liabilities: .......................................... 185 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 24 ,988 Total Equity Capital and Reserves: . . . 2,2 72 Total Liabilites and C apital:.......... 27 ,2 6 0 Number of Shares Outstanding: . . . . 10 ,000 Directors: Larry E. Grisham, Steve May, Leon Swihart Branches in Town: None Other Branches: None Little River Bank Lepanto, AR Telephone: 4 75 -2 3 0 6 FAX: 4 7 5 -3 0 7 0 Population: 2,00 3 202 Greenwood P. O. Box 340 7 2 3 5 4 -0 3 4 0 Charter Number: 498 Date: Nov. 21, 1919 County: Poinsett Trust Department: Yes Bank Holding Company None CEO/Pres: Grady Watkins, Jr. Cash: Blanche Nash TO: Henry Watkins Cash and Due F ro m :.................................. 1,228 Federal Funds and R e p o s :....................... 2,6 75 Investm ents:.............................................19,488 Total Loans: ...............................................9 ,2 1 4 Premises and Fixed A s s e ts :..................... 220 Other Real Estate: ............................................. 0 Other Assets: ............................................. 549 Total A s s e ts :.......................................... 3 3 ,3 7 4 Total Trust A ssets:.....................................1,065 D e p o sits:...........................................27 ,117 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 220 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 27 ,337 Total Equity Capital and Reserves: . . . 6,037 Total Liabilites and C apital:.......... 3 3 ,3 7 4 Number of Shares Outstanding: . . . . 10 ,000 Directors: W. H. Cross, Julanne Ingram, W . K. Ingram, Jr., Junaway Payne, Ernest Portis, J. C. Portis, Juliet J. Portis, Danette Watkins, Grady Watkins, Jr., Henry Watkins Branches in Town: N one Other Branches: None S e ve n ty -N in th Report 81 Peoples Bank & Loan Co. Lewisville, AR Telephone: 9 21 -4 2 4 4 FAX: 9 21 -4 33 6 Population: 1,424 305 Spruce P. 0 . Box 1100 7 1 8 4 5 -1 1 0 0 Charter Number: 347 Date: Aug. 25, 1911 County: Lafayette Member of Federal Reserve System Trust Department: No Bank Holding Company Peoples Bancshares, Inc., Lewisville, AR Chm: Phil Alford, Jr. CEO/Pres: Charles Black Cash: Venora Hooper Cash and Due F ro m :.................................. 1,414 Federal Funds and R e p o s :........................ 960 Investm ents:...............................................8,068 Total Loans: .............................................17,313 Premises and Fixed A s s e ts :..................... 408 Other Real Estate: ......................................... 0 Other Assets: ............................................ 313 Total A sse ts:.......................................... 28 ,476 Total Trust A ssets:............................................. 0 D eposits:................................................. 25 ,502 Federal Funds and Borrowings:..................... 0 Other Liabilities:.............................................. 173 Subordinated D e b t:.......................................... 0 Total Liabilities: .................................... 25 ,675 Total Equity Capital and Reserves: . . . 2,801 Total Liabilites and Capital: ................ 28 ,476 Number of Shares Outstanding: ..............4,0 00 Directors: Phil Alford, Jr., Charles Black, 0 . M. Covington, Charles H. Moore, Wilma Willbanks Branches in Town: None Other Branches: None Bank of Lincoln Lincoln, AR West Side Square P. 0 . Box 98 7 2 7 44 -0 09 8 Telephone: 824 -3 23 2 FAX: 824 -5 70 3 Population: 1,460 Charter Number: 119 Date: March 19, 1903 County: Washington Trust Department: No Bank Holding Company Lincoln Bankshares, Inc., Lincoln, AR Chm/CEO/Pres: Loyd R. Swope EVP: Kenneth D. Cox SVP: Larry C. Karnes SVP: Darlene Cheatham VP: Pat Davenport Cash: Ronnie Rinehart Cash and Due F ro m :.................................. 1,636 Federal Funds andR e p o s :......................... 800 Investm ents:.............................................12,465 Total Loans: .......................................... 33 ,6 5 0 Premises and Fixed A s s e ts :..................... 335 Other Real Estate: ..................................... 103 Other Assets: .............................................1,133 Total A sse ts:............................................ 50 ,122 Total Trust A ssets:............................................. 0 D eposits:................................................. 4 4 ,756 Federal Funds and Borrowings:.................... 299 Other Liabilities: .............................................. 133 Subordinated D e b t:.................. 0 Total Liabilities: .................... 45 ,188 Total Equity Capital and Reserves: . . . 4 ,9 3 4 Total Liabilites and Capital: ................ 50 ,1 2 2 Number of Shares Outstanding: ..............8,0 0 0 Directors: Kenneth D. Cox, Wanda Irwin, Herbert A. Lewis, Jr., Clark McClinton, Loyd R. Swope Branches in Town: None Other Branches: Prairie Grove 82 A rk a n s a s S tate Bank D epartm ent Arkansas Bankers' Bank Little Rock, AR Telephone: 3 71-0535 FAX: 3 76 -8 8 9 4 Population: 1 75,795 1008 West Second Street 72201-2031 Charter Number: 752 Date: April 17, 1990 County: Pulaski Member of Federal Reserve System Trust Department: No Bank Holding Company Arkansas Bankers' Bancorporation, Inc., Little Rock, AR Chm: Joe S. Hiatt CEO/Pres: Bill B. May Cash: John E. Lock, Sr. Cash and Due F ro m :..................................8,6 57 Federal Funds and R e p o s :....................... 8 ,4 3 0 Investm en ts:.............................................17,913 Total Loans: ....................................................... 0 Premises and Fixed A s s e ts :........................... 58 Other Real Estate: ............................................. 0 Other Assets: ............................................. 158 Total A s s e ts :............................................ 35 ,2 1 6 Total Trust A ssets:............................................. 0 D e p o sits:........................................... 21,031 Federal Funds and Borrow ings:....11 ,715 Other Liabilities: .......................................... 151 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 32 ,8 9 7 Total Equity Capital and Reserves: . . . 2,3 19 Total Liabilites and C apital:........... 3 5 ,2 1 6 Number of Shares Outstanding: . . . . 5 0 ,0 0 0 Directors: Lunsford W. Bridges, Martin Carpenter, Tom H. Grumbles, Joe S. Hiatt, Bill B. May, J. M. Park, Lindley V. Smith Branches in Town: None Other Branches: None Central Bank & Trust Little Rock, AR Telephone: 374-7777 FAX: 3 74-2079 Population: 175,795 16th & Main Streets P. 0 . Box 1583 7 22 03 -1 58 3 Charter Number: 753 Date: Nov. 30, 1990 County: Pulaski Trust Department: Yes Bank Holding Company P & W Bancshares, Inc., Little Rock, Chm: Robert M. Wilson CEO/Pres: Joseph B. Ford SVP/Cash: Bonnie Crocheron SVP: Roger T. Steging SVP: Harold Hampton Cash and Due F ro m :..................................2,249 Federal Funds and R e p o s :........................1,065 Investm ents:.............................................17 ,364 Total Loans: ............................................ 25 ,819 Premises and Fixed A s s e ts :........................ 783 Other Real Estate: ....................................... 34 Other Assets: ............................................. 612 Total A s se ts:.......................................... 4 7 ,9 2 6 Total Trust A ssets:............................................. 0 D e p o sits:.......................................... 42,771 Federal Funds and Borrow ings:................ 500 Other Liabilities: .......................................... 265 Subordinated Debt: 0 Total Liabilities:............................... 4 3 ,5 3 6 Total Equity Capital and Reserves: . . . 4,3 9 0 Total Liabilites and C apital:.......... 4 7 ,9 2 6 Number of Shares Outstanding: . . . . 2 0 ,000 Directors: Jo s e p h B. Ford, B ryan P itts, G eorge Pitts, Jr., C h a rle s A . W ilso n , R obe rt M . W ils o n Branches in Town: One Other Branches: M c C ro ry S e ve n ty -N in th Report 83 Citizens First Bank Little Rock, AR Telephone: 376 -0 55 5 FAX: 372-5688 Population: 175,795 320 Capitol at Spring Streets P. 0 . Box 1951 72201 Charter Number: 761 Date: Sep. 6, 1991 County: Pulaski Trust Department: No Bank Holding Company FDH Bancshares, Inc., Little Rock, AR Chm: Frank D. Hickingbotham CEO/Pres: Ted Davis EVP: Steve Leverette VP/Cash/Cont: Carol Carson Ellis VP: Mike Jones VP: Bea Worden Cash and Due F ro m :.................................. 492 Federal Funds and R e p o s :........................... 400 Investm ents:.......................................... 33 ,955 Total Loans: .............................................10,540 Premises and Fixed A s s e ts :..................... 1,309 Other Real Estate: .............................................0 Other Assets: ............................................ 867 Total A s s e ts :......................................... 47,563 Total Trust A ssets:.............................................0 D e p o sits:................................................. 43 ,0 0 5 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 125 Subordinated D e b t : ......................................... 0 Total Liabilities:..........................................43 ,130 Total Equity Capital and Reserves: . . . 4,433 Total Liabilites and C apital:.................. 47 ,563 Number of Shares Outstanding: ............. 4,0 00 Directors: Edward L. Cullum, Jr., Ted David, Frank D. Hickingbotham, Robert P. Taylor, Raymond Toler Branches in Town: One Other Branches: Maumelle Eagle Bank & Trust Company Little Rock, AR Telephone: 663 -2 45 3 FAX: 6 6 6 -3 42 0 Population: 175,795 1000 S. Rodney Parham P. 0 . Box 2 21 20 7 22 21 -2 12 0 Charter Number: 720 Date: July 28, 1966 County: Pulaski Trust Department: Yes Bank Holding Company State Holding Company, Little Rock, AR Chm: Harry L. Hastings, Jr. CEO/Pres: Pat Koch SVP: Al Otten Sec/Treas: Catherine Owen VP: Laura Bogoslavsky Cont/Aud: Paul Castleberry Cash and Due F ro m :..................................2,053 Federal Funds and R e p o s :................................0 Investm ents:.............................................11,246 Total Loans: .......................................... 26,948 Premises and Fixed A s s e ts :..................... 1,904 Other Real Estate: ..................................... 555 Other Assets: ............................................ 565 Total A s s e ts :.......................................... 43,271 Total Trust A ssets:.............................................0 D e p o sits:.................................................... 38 ,010 Federal Funds and Borrowings:................ 1,310 Other Liabilities: ......................................... 292 Subordinated D e b t : ......................................... 0 Total Liabilities:..........................................39 ,612 Total Equity Capital and Reserves: . . . 3,659 Total Liabilites and C apital:.................. 43,271 Number of Shares Outstanding: ............. 8,000 Directors: Harry L. Hastings, Jr., Horace Jewell, Pat Koch, Catherine Owen Branches in Town: None Other Branches: Gravel Ridge, Sherwood (3) 84 Arkansas State Bank Department Pulaski Bank And Trust Company Little Rock, AR Telephone: 6 6 1 -7 7 0 0 FAX: 6 61-7857 Population: 175,795 5 8 0 0 R Street P. 0 . Box 7299 7 2 2 1 7 -7 2 9 9 Charter Number: 710 Date: Aug. 29, 1955 County: Pulaski Trust Department: Yes Bank Holding Company Pulaski Investment Corporation, Little Rock, AR Chm: James C. East CEO/Pres: Robert C. Magee SVP: Jerry Duncan SVP: Janet Moore SVP: Judy Beaumont SVP: Jim Linsky Cash: Marilyn Pearce TO: Warren Wiltshire Cash and Due F ro m :..................................7,023 Federal Funds andR e p o s :......................... 4 ,0 0 0 Investm ents:............................................ 4 1 ,5 8 2 Total Loans: .......................................... 7 3 ,457 Premises and Fixed A s s e ts :.....................9,3 39 Other Real Estate: .....................................2,359 Other Assets: ............................................ 3,8 46 Total A s se ts:.......................................... 14 1,60 6 Total Trust A ssets:................................ 67 ,597 D e p o sits:............................................... 126,448 Federal Funds and Borrow ings:................ 2,755 Other Liabilities: .......................................... 1,559 Subordinated D e b t : .......................................... 0 Total Liabilities:..................................... 130,76 2 Total Equity Capital and Reserves: . . 10 ,844 Total Liabilites and C apital:................... 141,60 6 Number of Shares Outstanding: ..............1,850 Directors: Hunter East, James C. East, Robert C. East, Robert C. Magee, Kent C. Westbrook, Mark V. Williamson Branches in Town: Four Other Branches: None Bank of Lockesburg Lockesburg, AR Telephone: 289-4071 FAX: 2 8 9 -2 3 3 0 Population: 616 Main & Redbud P. 0 . Box 118 7 1 8 4 6 -0 1 1 8 Charter Number: 746 Date: May 31, 1985 County: Sevier Trust Department: No Bank Holding Company DeWitt First Bankshares Corporation, DeWitt, AR Chm: Warren A. Jennings, Sr. CEO/Pres: Phillip H. Worthen VP: Phyllis Bettell Cash: Betty Currence AsstCash: Barbara Dixon Cash and Due F ro m :.................................. 62 4 Federal Funds and R e p o s :....................... 2,0 50 Investm ents:...............................................8 ,2 6 6 Total Loans: ............................................... 8,7 5 0 Premises and Fixed A s s e ts :..................... 143 Other Real Estate: ....................................... 12 Other Assets: ............................................. 323 Total A s s e ts :............................................ 20 ,168 Total Trust A ssets:............................................. 0 D e p o sits:.....................................................17 ,612 Federal Funds and Borrow ings:..................... 0 Other Liabilities: ............................................ 48 Subordinated D e b t : .......................................... 0 Total Liabilities:...........................................17,660 Total Equity Capital and Reserves: . . . 2,508 Total Liabilites and C apital:..................... 20 ,168 Number of Shares Outstanding: ............. 2,5 0 0 Directors: Warren A. Jennings, Sr., Warren Jennings, Jr., Lester McKinley Branches in Town: None Other Branches: None Seventy-Ninth Report 85 F ir s t S t a t e B a n k Lonoke, A R Telephone: 6 7 6 - 3 1 0 6 FAX: 6 7 6 - 5 0 4 6 Population: 4 ,0 2 2 101 E. Front P. 0 . Box 3 2 0 7 2 0 8 6 -0 3 2 0 Charter Number: 6 7 0 Date: M arch 9, 1 9 3 5 County: Lonoke Trust Department: No Bank Holding Company Lonoke Bancshares, Inc., Lonoke, AR Chm: Neil Bennett, Sr. CEO/Pres: David R. Estes Cash and Due F ro m :............. Federal Funds and Repos: . . Investm ents:.......................... Total Loans: .......................... Premises and Fixed Assets: . Other Real Estate: ................ Other Assets: ....................... Total A s s e ts :.......................... Total Trust A ssets:................ EVP: Tracy M . French Cash: Beverly W . Clem ent ................2,281 D e p o sits:.................................................... 59 ,114 .................. 345 Federal Funds and Borrowings:.......... . 2,865 . . 263 ............. 21 ,443 Subordinated D e b t : ............................... . . . . 0 .................. 681 Total Liabilities:....................................... 62,242 ....................... 0 . . . . . . . 1,025 Total Equity Capital and Reserves: . . . 7,396 ............. 69,638 Total Liabilites and C apital:.................. 69,638 ....................... 0 Number of Shares Outstanding: . . . . 1 6,000 Directors: Neil Bennett, Sr., Neil Bennett, Jr., Wayne Bennett, Sr., Wayne Bennett, Jr., David R. Estes, Joe P. Melton Branches in T o w n : One O ther Branches: None Farmers Bank and Trust Company Magnolia, AR Telephone: 2 35 -7 00 0 FAX: 235 -7 01 0 Population: 1 2,00 0 200 East Main Street P. 0 . Box 250 7 17 53 -0 25 0 Charter Number: 217 Date: Sep. 26, 1906 County: Columbia Trust Department: Yes Bank Holding Company Magnolia Banking Corporation, Magnolia, AR Chm/CEO: Bob L. Burns Pres/COO: Mack L. Taylor SVP: Steve Keith SVP/TO: Bruce D. Maloch SVP/Cash: Earl Booth VP: Danny Fitzpatrick VP/Cont: Kevin W. Pletcher Cash and Due F ro m :............................... 2,9 40 Federal Funds and R e p o s :....................... 2,9 25 Investm ents:.......................................... 110,903 Total Loans: .......................................... 78 ,7 7 6 Premises and Fixed A s s e ts :.....................3,491 Other Real Estate: ..................................... 100 Other Assets: .................................... 4,4 62 Total A s s e ts :....................................... 203,59 7 Total Trust A ssets:............................... 2 5 ,354 D e p o sits:............................................... 180,577 Federal Funds and Borrowings:................5,5 14 Other Liabilities: ......................................... 667 Subordinated D e b t : ......................................... 0 Total Liabilities:.................................... 186,758 Total Equity Capital and Reserves: . . 16,839 Total Liabilites and C apital:................ 203,597 Number of Shares Outstanding: . . . 100,000 Directors: T. H. Bradley, Jr., Bob L. Burns, Paul Crumpler, Paul J. English, Steve Keith, C. S. Kincaid, III, Bruce D. Maloch, Bob Neill, Wayne Newton, Ronnie Ribble, Ken Sibley, T. E. Smith, Mack L. Taylor Branches in Town: Two Other Branches: None Arkansas State Bank Department 86 Bank of Malvern M alvern, AR Telephone: 3 32 -6 96 6 FAX: 3 3 2 -2 37 4 Population: 9,25 6 327 Ash Street P. 0 . Box 897 7 21 04 -0 89 7 Charter Number: 10 Date: June 24, 1889 County: Hot Spring Trust Department: No Bank Holding Company Central Arkansas Bancshares, Inc., Arkadelphia, AR Chm: Paul L. Offutt CEO/Pres: James Ferguson EVP: Donald A. Walsh SVP/Cash: Mary Beth Roseberry SVP: Marsha B. Tanner VP: Rosemary Butler Cash and Due F ro m :..................................2,8 52 Federal Funds and R e p o s :....................... 2,0 00 Investm ents:.......................................... 4 2 ,5 5 4 Total Loans: .......................................... 69 ,549 Premises and Fixed A s s e ts :.....................1,288 Other Real Estate: ..................................... 876 Other Assets: ..........................................1,808 Total A s s e ts :....................................... 120,927 Total Trust A ssets:............................................. 0 D e p o sits:.................................................. 9 9 ,2 7 2 Federal Funds and Borrow ings:................8 ,4 7 2 Other Liabilities: .......................................... 4 1 4 Subordinated D e b t : .......................................... 0 Total Liabilities:........................................ 108,15 8 Total Equity Capital and Reserves: . . 12,769 Total Liabilites and C apital:................ 120,927 Number of Shares Outstanding: . . . . 12 ,000 Directors: Susan Brittain, Guy H. Collins, James Ferguson, Dr. Tom Justus, Joe C. Keith, Paul L. Offutt, Donald A. Walsh, Ross Whipple Branches in Town: One Other Branches: None Southern State Bank M alvern, AR Telephone: 3 32 -2 4 6 2 FAX: 332 -3 38 6 Population: 9 ,25 6 226 South Olive P. 0 . Box 400 7 2 1 0 4 -0 4 0 0 Charter Number: 763 Date: Dec. 31, 1992 County: Hot Spring Trust Department: No Bank Holding Company None CEO/Pres: W. Henry McClure EVP: Layne Sparks VP: Frank R. McClure Cash and Due F ro m :.................................. 196 Federal Funds and R e p o s :........................... 300 Investm ents:.............................................19,263 Total Loans: ............................................... 5,6 66 Premises and Fixed A s s e ts :...........................43 Other Real Estate: ..................................... 243 Other Assets: ............................................. 373 Total A s se ts:.......................................... 2 6 ,0 8 4 Total Trust A ssets:............................................. 0 D e p o sits:.................................................. 2 3 ,896 Federal Funds and Borrow ings:..................... 0 Other Liabilities: ............................................ 65 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 23,961 Total Equity Capital and Reserves: . . . 2,1 23 Total Liabilites and C apital:.................. 2 6 ,0 8 4 Number of Shares Outstanding: . . . . 13,109 Directors: Frank R. McClure, George L. McClure, W . Henry McClure, Glenville Rhodes, Layne, Sparks, Dr. A. J. Wilks, Chris E. Williams, Nancy M. York Branches in Tow n: None Other Branches: None 87 Seventy-Ninth Report Mercantile Bank Mammoth Spring, AR 250 Main Street P. 0 . Box 310 7 2 5 5 4 -0 3 1 0 Telephone: 6 2 5 -3 23 5 FAX: 625-7497 Population: 1,097 Charter Number: 750 Date: Oct. 24, 1989 County: Fulton Trust Department: No Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR CEO: William 0 . Pace Cash: Norma G. Pace Cash and Due F ro m :.................................. 1,793 Federal Funds and R e p o s :....................... 1,300 Investm ents:............................ 10,715 Total Loans: .............................................13,351 Premises and Fixed A s s e ts :..................... 344 Other Real Estate: ............................ 0 Other Assets: ............................................ 1,059 Total A s s e ts :.......................................... 28 ,562 Total Trust A ssets:.............................................0 D e p o sits:................................................. 25,547 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 174 Subordinated D e b t : ......................................... 0 25,721 Total Liabilities:............... Total Equity Capital and Reserves: . . . 2,841 Total Liabilites and C apital:.................. 28 ,562 Number of Shares Outstanding: ............. 8,000 Directors: Richard Garrison, William R. Hass, G. L. Lieblong, William O. Pace, Wendell Ragsdale Branches in Town: None Other Branches: None The Merchants and Planters Bank Manila, AR Telephone: 561-4427 FAX: 561 -3 38 4 Population: 2 ,69 0 319 N. Baltimore P. 0 . Box 540 7 2 4 4 2 -0 5 4 0 Charter Number: 698 Date: March 16, 1948 County: Mississippi Trust Department: No Bank Holding Company None Chm: Peggy F. Cheadle CEO/EVP: Max H. Schrader Pres: Betty F. Schrader VP: Danny Robbins Sec: L. E. Townsend Cash: Norma Jackson Cash and Due From: ...................................1,066 Federal Funds and R e p o s :............. 975 Investm en ts:...............................................4,201 Total Loans: ...............................................9,6 62 Premises and Fixed A s s e ts :..................... 150 Other Real Estate: ...........................................82 Other Assets: ............................................. 193 Total A s se ts:.............................................16,329 Total Trust Assets:............................................. 0 D epo sits:................................................. 14,097 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 101 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 14,198 Total Equity Capital and Reserves: . . . 2,131 Total Liabilites and C apital:..................... 16,329 Number of Shares Outstanding: . . . . 10,000 Directors: James B. Cheadle, Peggy F. Cheadle, Hulen Faulker, P. W. Fleeman, Danny Robbins, Betty F. Schrader, Max H. Schrader, L. E. Townsend Branches in Town: One Other Branches: None Arkansas State Bank Department 88 Bank of Mansfield Mansfield, AR Charter Number: 678 Date: Feb. 16, 1939 County: Sebastian 101 S. Sebascott P. 0 . Box 387 7 2 9 44 -0 38 7 Telephone: 9 2 8 -4 41 8 FAX: 928 -5 14 9 Population: 1,018 Trust Department: No Bank Holding Company Mansfield Bankstock, Inc., Mansfield, AR Chm: J. Michael Shaw CEO/Pres: Joseph A. Terry VP: Paula Coward VP: Lary Walker VP/Cash: Margo Jones VP/Aud: Elizabeth Hoopengarner Cash and Due F ro m :.................................. 559 Federal Funds and R e p o s :........................1,050 Investm ents:...............................................9 ,0 7 4 Total Loans: .............................................13,303 Premises and Fixed A s s e ts :..................... 309 Other Real Estate: ...........................................75 Other Assets: ............................................. 708 Total A s s e ts :.......................................... 25 ,078 Total Trust A ssets:............................................. 0 D e p o sits:.................................................. 2 2 ,800 Federal Funds and Borrow ings:..................... 0 Other Liabilities: ............................................ 97 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 22 ,897 Total Equity Capital and Reserves: . . . 2,181 Total Liabilites and C apital:................... 25 ,078 Number of Shares Outstanding: ............. 9,6 0 0 Directors: Paula Coward, Earle Overton, J. Michael Shaw, S. M. Taylor, Joseph A. Terry, Lary Walker, R. D. Wooten Branches in Town: None Other Branches: None Citizens Bank Marion, AR 115 Block Street P. O. Box 300 7 2 3 6 4 -0 3 0 0 Telephone: 739-4421 FAX: 7 39-1305 Population: 4,391 Charter Number: 677 Date: March 1 5, 1938 County: Crittenden Trust Department: No Bank Holding Company First Citizens Bancshares Company, Marion, AR Chm/CEO/Pres: Forrest N. Jenkins VP: Charles E. Horton VP: Scott Bond Cash: Joan Bass Cash and Due F ro m :.................................. 2,8 44 Federal Funds and R e p o s :................................ 0 Investm ents:.............................................12,350 Total Loans: .......................................... 22,001 Premises and Fixed A s s e ts :..................... 1,140 Other Real Estate: ..................................... 428 Other Assets: ............................................. 480 Total A s se ts:.......................................... 39 ,2 4 3 Total Trust A ssets:............................................. 0 D e p o sits:.....................................................32 ,9 1 3 Federal Funds and Borrow ings:................ 2,5 5 0 Other Liabilities: .......................................... 114 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 35 ,5 7 7 Total Equity Capital and Reserves: . . . 3,6 66 Total Liabilites and C apital:.................. 39 ,243 Number of Shares Outstanding: ..............1,500 Directors: C. H. Bond, Jr., Sanders Carter, Franklin G. Fogleman, Julian Hardin, Allen Helms, Jr., Forrest N. Jenkins, Linda Jenkins, M. L. Pike, III, James R. Stockley, Joe Taylor, III, William Bart Turner Branches in Town: None OtjwF'Branches: West Memphis 89 Seventy-Ninth Report Marked Tree Bank M arked Tree, AR Telephone: 3 58 -2 60 0 FAX: 358 -4 21 0 Population: 3,500 210 Frisco Street P. 0 . Box 160 7 23 65 -0 16 0 Charter Number: 651 Date: March 3, 1932 County: Poinsett Trust Department: Yes Bank Holding Company Marked Tree Bancshares, Inc., Marked Tree, AR Chm: E. Ritter Arnold CEO/Pres: John A. Brunner, Jr, EVP/Sec: Phillip Marshall Cash: Frances Whitlow Cash and Due F ro m :.................................. 1,089 Federal Funds and R e p o s :........................1,670 Investm en ts:.................... 17,221 Total Loans: .................................... 10,318 Premises and Fixed A s s e ts :..................... 249 Other Real Estate: ............................ 0 Other Assets: .................................... 311 Total A s s e ts :......................................... 30,858 Total Trust A ssets:............... 0 D e p o sits:................................................. 25,003 Federal Funds and Borrowings:................2,550 Other Liabilities: ......................................... 225 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 27,778 Total Equity Capital and Reserves: . . . 3,080 Total Liabilites and C apital:.................. 30 ,858 Number of Shares Outstanding: ............. 2,500 Directors: E. Ritter Arnold, Mary Ann Arnold, Frank Brunner, Jr., John A. Brunner, Jr., Louis H. Goad, Daniel B. Hatzenbuehler, Pat Jackson, Phillip Marshall Branches in Town: None Other Branches: None Searcy County Bank Marshall, AR Telephone: 448-3341 FAX: 4 4 8 -5 4 0 4 Population: 1,318 N.E. Corner of the Square P. 0 . Box 250 7 2 6 5 0 -0 2 5 0 Charter Number: 679 Date: Feb. 26, 1940 County: Searcy Trust Department: No Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR CEO/Pres: Neil A. Wilkins, Sr. EVP: Danny G. Horton VP/Cash: Brenda Harness VP: Mary Jane Horton AVP: Debbie Watts Cash and Due F ro m :.......... ....................2,110 Federal Funds and R e p o s :....................... 2,845 Investm ents:.............................................13,929 Total Loans: .............................................14,122 Premises and Fixed A s s e ts :..................... 232 Other Real Estate: .............................................0 Other Assets: .............................................3 ,0 20 Total A s s e ts :.......................................... 36 ,258 Total Trust A ssets:.............................................0 D e p o sits:.................................................... 31,831 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 163 Subordinated D e b t : .......................................... 0 Total Liabilities:..........................................31 ,994 Total Equity Capital and Reserves: . . . 4,2 64 Total Liabilites and C apital:.................. 36,258 Number of Shares Outstanding: ............. 4,0 00 Directors: Virgil Blair, George E. Daniel, Bob Derickson, G. L. Lieblong, Ancil Mays, Neil A. Wilkins, Sr. Branches in Town: None Other Branches: Leslie 90 Arkansas State Bank Department Bank of McCrory McCrory, AR Telephone: 731-2521 FAX: 731 -2 85 9 Population: 1,971 124 Edmonds Avenue P. 0 . Box 367 7 21 01 -0 36 7 Charter Number: 128 Date: June 8, 1903 County: Woodruff Trust Department: Yes Bank Holding Company M. D. Thompson & Son, McCrory, AR Chm: John G. Thompson CEO/Pres: Jerry M. Dyer SVP: Margaret Collier SVP: Donny Underwood VP/Cash: Bobby Trotter VP: Jestene Reynolds TO: Margaret Collier Cash and Due F ro m :.................................. 1,371 Federal Funds and R e p o s :....................... 3 ,3 0 0 Investm ents:.......................................... 3 9 ,5 0 5 Total Loans: .............................................15,957 Premises and Fixed A s s e ts :..................... 245 Other Real Estate: ............................................. 0 Other Assets: ..........................................1,064 Total A s s e ts :............................................ 61 ,4 4 2 Total Trust A ssets:...........................................82 D e p o sits:.....................................................5 2 ,167 Federal Funds and Borrow ings:................ 972 Other Liabilities: .......................................... 426 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 5 3 ,565 Total Equity Capital and Reserves: . . . 7,8 77 Total Liabilites and C apital:..................... 6 1 ,442 Number of Shares Outstanding: . . . . 2 0 ,000 Directors: Ian Arnoff, Donald Cain, Edwin B. Conner, Jr., Jerry M. Dyer, John D. Eldridge, John D. Eldridge, III, Fletcher C. Lewis, G. L. Morris, Jr., H. Ripley Thompson, John G. Thompson, Vance M. Thompson, III Branches in Town: None Other Branches: None McGehee Bank McGehee, AR Telephone: 222-3151 FAX: 222 -6 15 9 Population: 4 ,94 9 301 N. Second Street P. O. Box 787 7 16 54 -0 78 7 Charter Number: 661 Date: Dec. 5, 1933 County: Desha Trust Department: Yes Bank Holding Company Southeast Financial Bankstock Corporation, McGehee, AR Chm: Sam Bowman CEO/Pres: Bill Bowman VChm: John H. Potter Cash: Steve Wilson TO: Mike Smith Cash and Due F ro m :..................................3 ,0 4 0 Federal Funds and R e p o s :....................... 5 ,7 0 0 Investm ents:............................................ 3 5 ,7 1 4 Total Loans: .......................................... 3 0 ,7 8 2 Premises and Fixed A s s e ts :........................ 358 Other Real Estate: ..................................... 713 Other Assets: ............................................. 972 Total A s s e ts :.......................................... 7 7 ,2 7 9 Total Trust A ssets:................................ 29 ,537 D e p o sits:.................................................. 64 ,0 4 0 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 818 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 64 ,858 Total Equity Capital and Reserves: . . 12,421 Total Liabilites and C apital:................... 7 7 ,2 7 9 Number of Shares Outstanding: . . . 160,00 0 Directors: Robert Adcock, Bill Bowman, Sam Bowman, Jimmy Lee Buford, Bill Elliott, David Leech, John H. Potter, Mark E. Sherland, Jr., James N. Smith Branches in Tow n: One Other Branches: Arkansas City, Tillar, Watson 91 Seventy-Ninth Report The Bank of North Arkansas M elbourne, AR Telephone: 368 -4 20 5 FAX: 368-4641 Population: 1,562 601 Main Street P. 0 . Box 70 7 2 5 56 -0 07 0 Charter Number: 42 Date: July 29, 1 896 County: Izard Trust Department: No Bank Holding Company InvestArk Bankshares, Inc., Stuttgart, AR Chm: Cole Martin CEO/Pres: Lloyd T. Jones EVP: M. Mike Cone SVP: Judy D. Sanders Cash and Due F ro m :.................................. 1,379 Federal Funds and R e p o s :............... 0 Investm ents:.......................................... 34 ,838 Total Loans: .................................... .. . 25 ,900 Premises and Fixed A s s e ts :..................... 899 Other Real Estate: ............................................. 0 998 Other Assets: .................... Total A s s e ts :............................................ 64 ,014 Total Trust A ssets:.............................................0 D e p o sits:......................................... 57,059 Federal Funds and Borrowings:................ 1,525 Other Liabilities: ......................................... 307 Subordinated D e b t : ......................................... 0 Total Liabilities:............................... 58,891 Total Equity Capital and Reserves: . . . 5,123 Total Liabilites and C apital:........... 64 ,014 Number of Shares Outstanding: . . . . 80,000 Directors: W. Wesley Arnold, Harry C. Erwin, Harlin F. Hames, Tommy Hillman, Lloyd T. Jones, Sr., Cole Martin, James E. Miller, John Stephens Branches in Town: None Other Branches: Calico Rock, Horseshoe Bend The Union Bank of Mena M ena, AR Telephone: 394-2211 51 5 Janssen Avenue P. 0 . Box 898 7 1 9 53 -0 89 8 FAX: 394 -3 80 9 Population: 5,47 5 Charter Number: 667 Date: July 25, 1934 County: Polk Trust Department: No Bank Holding Company Union Bankshares, Inc., Mena, AR Chm: Edward W. Stevenson CEO/Pres: Bill R. Philpot Cash: Ruby Lunsford Cash and Due F ro m :.......... ....................1,878 Federal Funds and R e p o s :............. . . 2,700 Investm ents:.......................................... 26,031 Total Loans: ................................. 57 ,773 Premises and Fixed Assets: . ................... 757 Other Real Estate: ............................... .. . 131 Other Assets: ............................................ 1,551 Total Assets: . .......................... 90,821 Total Trust A ssets:............................................. 0 Deposits: ................................................. 80,668 Federal Funds and Borrowings:................ 153 Other Liabilities: ......................................... 442 Subordinated D e b t : ......................................... 0 Total Liabilities:................................81,263 Total Equity Capital and Reserves: . . . 9,558 Total Liabilites and C apital:.......... 90,821 Number of Shares Outstanding: . . . . 12,000 Directors: Robert A. Carver, John A. Crawford, R. L. Hamilton, David Maddox, Pauline Morrow, Edward W. Stevenson, Bill L. Wood Branches in Town: One Other Branches: Hatfield, Wickes 92 Arkansas State Bank Department MidSouth Bank Monette, AR 302 W. Drew P. 0 . Box 750 7 2 4 4 7 -0 7 5 0 Telephone: 4 86 -5 4 9 3 FAX: 4 8 6 -2 2 5 0 Population: 1,115 Charter Number: 673 Date: Dec. 29, 1936 County: Craighead Trust Department: No Bank Holding Company MSB Shares, Inc., Monette, AR Chm: Carolyn Frierson CEO/Pres/VChm: Revis G. Stewart EVP: Terry Frierson SVP: Shirley Bronaugh Cash: Monda Hutchison Cash and Due F ro m :..................................2,5 96 Federal Funds and R e p o s :....................... 3,6 50 Investm ents:.......................................... 20 ,968 Total Loans: .......................................... 4 9 ,8 5 5 Premises and Fixed A s s e ts :..................... 1,897 Other Real Estate: ..................................... 170 Other Assets: ..........................................1,008 Total A s s e ts :............................................ 8 0 ,1 4 4 Total Trust A ssets:............................................. 0 D e p o sits:.....................................................7 3 ,4 1 4 Federal Funds and Borrow ings:.................. 84 Other Liabilities: .......................................... 587 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 7 4 ,0 8 5 Total Equity Capital and Reserves: . . . 6,059 Total Liabilites and C apital:..................... 8 0 ,1 4 4 Number of Shares Outstanding: ............. 4,0 0 0 Directors: Shirley Bronaugh, George Delaney, Carolyn Frierson, Terry Frierson, B. R. Harper, Ruth P. Latta, Revis G. Stewart, J. E. Story, Bobby G. Wood Branches in Town: One Other Branches: Jonesboro Commercial Bank & Trust Company Monticello, AR Telephone: 367-6221 FAX: 3 67 -7 7 0 0 Population: 8 ,11 6 212 W. Gaines Street P .O .B o x 150 7 1 6 5 5 -0 1 5 0 Charter Number: 396 Date: Nov. 29, 1912 County: Drew Trust Department: Yes Bank Holding Company Drew Bancshares, Inc., Monticello, AR Chm: Virginia M. Ryburn CEO/Pres: Reginald Glover EVP/Cash/Treas: George T. Harris SVP/TO: Rusty Smith VP: Gene Gates Cash and Due F ro m :..................................2,949 Federal Funds and R e p o s :........................1,825 Investm ents:.............................................19,929 Total Loans: .......................................... 4 7 ,039 Premises and Fixed A s s e ts :........................ 837 Other Real Estate: ............................................. 0 Other Assets: .............................................1,357 Total A s s e ts :.......................................... 7 3 ,9 3 6 Total Trust A ssets:.................................... 2 ,8 1 4 D e p o sits:.....................................................6 6 ,1 2 2 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 655 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 66 ,777 Total Equity Capital and Reserves: . . . 7,1 5 9 Total Liabilites and C apital:.................. 7 3 ,9 3 6 Number of Shares Outstanding: ............. 8 ,0 0 0 Directors: Joe Brannen, James Burks, C. C. Gibson, III, Reginald Glover, R. D. Jones, Jr., Bennie Ryburn, Jr., Virginia M. Ryburn, Kim Ward, Frank Wolfe Branches in Town: Three Other Branches: None Seventy-Ninth Report 93 Union Bank And Trust Company Monticello, AR Telephone: 3 67-3453 FAX: 4 60 -6 4 6 4 Population: 8,116 102 W. McCloy P. 0 . Box 270 7 1 6 5 5 -0 2 7 0 Charter Number: 448 Date: Sep. 15, 1915 County: Drew Trust Department: Yes Bank Holding Company First Union Financial Corporation, Monticello, AR Chm: Zach McClendon, Jr. CEO/Pres: James P. Jett EVP/Cash: Beverly Hudson VP: Joe Fakouri VP: Byron Hatley VP: Clay Mitchell TO: Janet Lloyd Cash and Due F ro m :..................................3,759 Federal Funds and R e p o s :....................... 8,1 50 Investments: .......................................... 35 ,448 Total Loans: .......................................... 40 ,8 3 2 Premises and Fixed A s s e ts :..................... 1,399 Other Real Estate: ..................................... 133 Other Assets: ............................................ 1,189 Total A s s e ts :............................................ 90 ,9 1 0 Total Trust A ssets:.................................... 5,9 24 D e p o sits:...........................................81 ,309 Federal Funds and Borrowings:................ 603 Other Liabilities: ......................................... 583 Subordinated D e b t : ......................................... 0 Total Liabilities:............................... 82 ,495 Total Equity Capital and Reserves: . . . 8,415 Total Liabilites and Capital:........... 90 ,9 1 0 Number of Shares Outstanding: . . . . 8 0 ,000 Directors: William K. Ball, Brown Calhoun, Frank Carson, Jr., Jonathan H. Davis, Charles F. Dearman, Jr., Robert Dale Handley, Charles E. Jackson, James P. Jett, Zach McClendon, Jr., Wells Moffatt, John Porter Price, Richard Reinhart, David E. Wilkins, Alan G. Williams Branches in Town: One Other Branches: Wilmar The Bank of Montgomery County Mount Ida, AR Telephone: 867 -3 14 8 FAX: 867 -4 33 3 Population: 975 George Street P. 0 . Box 435 7 1 9 57 -0 43 5 Charter Number: 617 Date: Nov. 26, 1930 County: Montgomery Trust Department: No Bank Holding Company Montgomery County Bancshares, Inc., Little Rock, AR Chm/CEO/Pres: Daniel C. Horton EVP: Melvin L. Simpson SVP: Marcia Summitt Cash: Hettie Abernathy Cash and Due F ro m :.................................. 1,533 Federal Funds and R e p o s :....................... 100 Investm ents:.............................................14,897 Total Loans: .......................................... 32 ,503 Premises and Fixed A s s e ts :..................... 303 Other Real Estate: .................................... 178 Other Assets: ............................................ 850 Total A s se ts:......................................... 5 0 ,364 Total Trust A ssets:............................................. 0 D e p o sits:.................................................... 41 ,585 Federal Funds and Borrowings:................ 667 Other Liabilities: ......................................... 129 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 42,381 Total Equity Capital and Reserves: . . . 7,983 Total Liabilites and C apital:.................. 50 ,364 Number of Shares Outstanding: ............. 4,0 00 Directors: A. L. Banta, Bill Barnes, Joe Brakefield, Jr., Harold Campbell, Bob Gore, Daniel C. Horton, Denver Jones, Bill Lawrence, Bobby Lybrand, Ode Maddox, G. R. Mosley, Doyle O'Neal, John Selig, Melvin L. Simpson Branches in Town: None Other Branches: None 94 Arkansas State Bank Department Peoples Bank And Trust Company Mountain Home, AR Telephone: 4 2 5 -2 1 6 6 FAX: None Population: 9,02 7 Ninth & Baker Streets P. 0 . Drawer B 7 2 6 5 3 -0 4 5 8 Charter Number: 147 Date: Aug. 10, 1906 County: Baxter Trust Department: Yes Bank Holding Company Baxter County Bancshares, Inc., Mountain Home, AR Chm: Reynie Rutledge CEO/Pres: Larry G. Nelson TO: Paul Johnson Cash and Due F ro m :..................................4,447 Federal Funds and R e p o s :....................... 4 ,4 0 0 Investm ents:.......................................... 9 5 ,8 4 0 Total Loans: ..........................................70,511 Premises and Fixed A s s e ts :..................... 655 Other Real Estate: ..................................... 190 Other Assets: ............................................ 2,0 84 Total A s s e ts :.......................................... 178,127 Total Trust A ssets:.................................. 19,323 D e p o sits:............................................... 158,537 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 927 Subordinated D e b t : .......................................... 0 Total Liabilities:..................................... 15 9 ,4 6 4 Total Equity Capital and Reserves: . . 18,663 Total Liabilites and C apital:................... 178,127 Number of Shares Outstanding: . . . 11 0,00 0 Directors: R. E. Baker, James H. Faulkner, D. Eugene Fortson, Donald T. Jack, Jr., Guy King, James E. Lindsey, Larry G. Nelson, Neil Nelson, N. T. Rutledge, Reynie Rutledge, W. M. Thompson Branches in Town: One Other Branches: None Bank of Mountain View Mountain View, AR Telephone: 2 6 9 -3 8 1 5 FAX: 2 69 -2 89 9 Population: 2 ,6 3 4 Main Street P. 0 . Box 1228 7 25 60 -1 22 8 Charter Number: 446 Date: July 21, 1915 County: Stone Trust Department: No Bank Holding Company None Chm: Glen Hinkle CEO/EVP: Weldon Duncan Pres: James G. Hinkle VP/Cash: Ron Sims Cash and Due F ro m :.................................. 5,2 75 Federal Funds and R e p o s :....................... 2,3 00 Investm ents:............................................ 3 7 ,128 Total Loans: ............................................ 3 6 ,0 1 4 Premises and Fixed A s s e ts :........................ 7 9 0 Other Real Estate: ..................................... 124 Other Assets: .............................................1,496 Total A s s e ts :............................................ 8 3 ,127 Total Trust A ssets:............................................. 0 D e p o s its :.....................................................67 ,917 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 231 Subordinated D e b t : .......................................... 0 Total Liabilities:.......................................... 68 ,148 Total Equity Capital and Reserves: . . 14,979 Total Liabilites and C apital:..................... 8 3 ,1 2 7 Number of Shares Outstanding: ............. 4 ,0 0 0 Directors: Glen Hinkle, James G. Hinkle, Kenneth Sutton Branches in Town: One Other Branches: None Seventy-Ninth Report 95 Bank of Mulberry Mulberry, AR Telephone: 9 97 -1 1 5 4 FAX: 997-1161 Population: 1,448 311 Main Street P. O. Drawer A 7 2 9 4 7 -0 4 8 0 Charter Number: 81 Date: Jan. 15, 1902 County: Crawford Trust Department: No Bank Holding Company Acme Holding Company, Inc., Mulberry, AR Chm: Lex Golden CEO/Pres: Betty Feller Cash: Dianna Millsap Cash and Due F ro m :.................................. 604 Federal Funds and R e p o s :........................1,725 Investm ents:...............................................3,999 Total Loans: .............................................17,642 Premises and Fixed A s s e ts :..................... 412 Other Real Estate: ..................................... 817 Other Assets: ............................................ 399 Total A s se ts:.......................................... 25,598 Total Trust A ssets:............................................. 0 D e p o sits:................................................. 22 ,942 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 293 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 23 ,235 Total Equity Capital and Reserves: . . . 2,363 Total Liabilites and C apital:.................. 25,598 Number of Shares Outstanding: ............. 4,0 00 Directors: Lex Golden, Betty Feller, W. J. Medlock Branches in Town: None Other Branches: None Pike County Bank Murfreesboro, AR Telephone: 2 85 -2 1 7 2 FAX: 285 -2 75 5 Population: 1,542 101 N. Washington Street P. 0 . Box 279 7 1 9 58 -0 29 7 Charter Number: 175 Date: Dec. 19, 1904 County: Pike Trust Department: No Bank Holding Company Bainum Bancorp II, Murfreesboro, AR Chm: Irvin C. Bainum CEO/Pres: John A. Ross SVP/COO: Brenda Smith Cash: Brenda Roberts Cash and Due F ro m :..................................2,4 56 Federal Funds and R e p o s :............... 300 Investm ents:.......................................... 25 ,645 Total Loans: .......................................... 36 ,4 2 7 Premises and Fixed A s s e ts :..................... 1,183 Other Real Estate: ..................................... 595 Other Assets: .............................................1,492 Total A s s e ts :.......................................... 68 ,098 Total Trust A ssets:............................................. 0 D e p o sits:.......................................... 61,819 Federal Funds and Borrowings:..................... 0 Other Liabilities: .......................................... 314 Subordinated D e b t : .......................................... 0 Total Liabilities:................................ 62 ,133 Total Equity Capital and Reserves: . . . 5,965 Total Liabilites and C apital:.......... 68,098 Number of Shares Outstanding: . . . . 17,200 Directors: Irvin C. Bainum, Mark Bainum, Tim Bainum, Thomas Bridgeman, Robert Evans, Buel Hawkins, Cooper Kizzia, John A. Ross, Brenda Smith, George E. Steel, Sr., Bill Spigner Branches in Town: None Other Branches: Mineral Springs, Nashville 96 Arkansas State Bank Department First State Bank of Newport Newport, AR Second & Hazel P. 0 . Box 340 7 2 1 1 2 -0 3 4 0 Telephone: 5 23 -7 5 0 0 FAX: 5 23 -4 12 4 Population: 7,459 Charter Number: 738 Date: July 6, 1978 County: Jackson Trust Department: Yes Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR CEO/Pres: Thomas Hargrove SVP: Bill Elliott, Jr. SVP/Cash: Michael D. Tinsley VP: Mark K. May VP: Carolyn P. Clark VP: Alfred Couch, Jr. TO: Laverne Crum Cash and Due F ro m :..................................2,475 Federal Funds and R e p o s :........................... 300 Investm ents:..........................................28,211 Total Loans: .......................................... 25,731 Premises and Fixed A s s e ts :..................... 1,206 Other Real Estate: ....................................... 65 Other Assets: ............................................ 3,9 62 Total A s s e ts :............................................ 61 ,9 5 0 Total Trust A ssets:.....................................6 ,5 3 4 D e p o sits:......................................... 5 3 ,9 6 6 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 210 Subordinated D e b t : .......................................... 0 Total Liabilities:................................ 5 4 ,1 7 6 Total Equity Capital and Reserves: . . . 7 ,7 7 4 Total Liabilites and C apital:........... 6 1 ,9 5 0 Number of Shares Outstanding: . . . . 2 9 ,336 Directors: Morris Crandall, Stephen Graham, Shirley Haigwood, Thomas Hargrove, Phillip Hout, David Johnston, George Kell, G. L. Lieblong, Joe David Smith, Robert Vanhook, Forrest Wise Branches in Town: One Other Branches: Tuckerman Merchants & Planters Bank Newport, AR Telephone: 523-3601 FAX: 523 -3 47 3 Population: 7 ,45 9 Second and Hazel P. 0 . Box 550 7 2 1 1 2 -0 5 5 0 Charter Number: 694 Date: March 20, 1946 County: Jackson Trust Department: Yes Bank Holding Company M & P Community Bancshares, Inc., Newport, AR Chm/CEO/Pres/TO: Jim S. Gowen, Sr. SVP: Terry L. Dillon VP/Cash: Patricia H. Davis VP: Ronald L. Kingston VP: Carla P. Stiger Cash and Due F ro m :.................................. 2,149 Federal Funds and R e p o s :....................... 3 ,7 1 5 Investm en ts:.......................................... 26 ,3 7 6 Total Loans: ............................................ 3 1 ,9 5 2 Premises and Fixed A s s e ts :..................... 624 Other Real Estate: ..................................... 280 Other Assets: .............................................1,415 Total A s s e ts :............................................ 66,511 Total Trust A ssets:.....................................3,689 D e p o sits:.................................................. 5 9 ,5 8 2 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 290 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 59 ,8 7 2 Total Equity Capital and Reserves: . . . 6,639 Total Liabilites and C apital:.................. 66,511 Number of Shares Outstanding: ............. 9 ,0 0 0 Directors: Jim S. Gowen, Sr., Morris Bowman, R. Owen Burton, Thomas R. Curtner, Dr. Troy A. Gray, Robert Harvey, Fred M. Pickens, Jr., Gerald A. Saracini, J. Edward Scoggins Branches in Town: One Other Branches: None Seventy-Ninth Report 97 Bank of Little Rock North Little Rock, AR Telephone: 3 7 6 -3 52 3 FAX: 3 76-1642 Population: 61,741 305 E. Broadway P. 0 . Box 5821 72119-5821 Charter Number: 748 Date: May 4, 1989 County: Pulaski Trust Department: Yes Bank Holding Company Chm/CEO: Eugene L. Maris Pres: George G. Worthen Cash/VP: Lee A. Swearingen Cash and Due F ro m :.......................... 2,0 90 Federal Funds and R e p o s :........................1,590 Investm ents:...............................................6,578 Total Loans: ............................................ 22 ,014 Premises and Fixed A s s e ts :........................ 740 Other Real Estate: ..................................... 479 Other Assets: ............................................ 937 Total A s s e ts :.......................................... 34 ,428 0 Total Trust A ssets:................................. D e p o sits:........................................... 31 ,006 Federal Funds and Borrowings:..................... 0 Other Liabilities: .......................................... 202 Subordinated D e b t : ......................................... 0 Total Liabilities:.................................31 ,208 Total Equity Capital and Reserves: . . . 3,220 Total Liabilites and C apital:........... 34 ,428 Number of Shares Outstanding: . . .100,000 Directors: J. Harry Leggett, Jr., Eugene L. Maris, James M. May, III, Steven Plunkett, Stephen Russell, George G. Worthen Branches in Town: None Other Branches: Little Rock (2) The Twin City Bank North Little Rock, AR Telephone: 6 88 -1 0 0 0 FAX: 688 -1 09 5 Population: 61,741 1 Riverfront Place P. O. Box 5581 72114-5581 Charter Number: 671 Date: March 21, 1935 County: Pulaski Trust Department: Yes Bank Holding Company TCBankshares, Inc., North Little Rock, AR Chm/CEO/Pres: T. E. Renaud EVP: Robert F. Birch, Jr. EVP: Margaret Eldridge EVP: Kenneth D. Hammonds Cash and Due F ro m :............................. 28,709 Federal Funds and R e p o s :................................0 Investm ents:..........................................4 1 1 ,5 7 0 Total Loans: ....................................... 3 5 0 ,2 3 5 Premises and Fixed A s s e ts :.................. 17,301 Other Real Estate: .....................................1,803 Other Assets: .......................................... 13,712 Total A s s e ts :....................................... 8 2 3 ,3 3 0 Total Trust A ssets:............................. 170,540 D e p o sits:............................................... 7 2 8 ,1 0 4 Federal Funds and Borrowings:............. 30 ,319 Other Liabilities: ..........................................5,210 Subordinated D e b t : .................................... 158 Total Liabilities:.................................... 763,791 Total Equity Capital and Reserves: . . 59,539 Total Liabilites and C apital:................ 82 3 ,3 3 0 Number of Shares Outstanding: . . . 270,00 0 Directors: Dr. Joseph Bates, Martin Borchert, Frank Lyon, Jr., Henry Mariani, Michael H. Means, Eugene E. Pfeifer, III, T. E. Renaud, George M. Rozzell, Jr., Father George W. Tribou, Larry C. Wallace Branches in Town: Six Other Branches: Jacksonville, Little Rock (11), Maumelle, Sherwood 98 Arkansas State Bank Department American State Bank Osceola, AR Telephone: 6 55 -8 3 7 4 FAX: 6 55-8522 Population: 8 ,93 0 749 W. Keiser Street 7 23 70 -3 50 5 Charter Number: 262 Date: Oct. 3, 1908 County: Mississippi Trust Department: No Bank Holding Company None Chm/CEO/Pres: Steve Wilson COO: Mary Emily Thompson Cash: Alice Griffin Cash and Due F ro m :.................................. 912 Federal Funds and R e p o s :........................1,490 Investm ents:.............................................11,132 Total Loans: ...............................................3,9 4 0 Premises and Fixed A s s e ts :..................... 286 Other Real Estate: ............................................. 0 Other Assets: ............................................. 327 Total A s s e ts :.............................................18,087 Total Trust A ssets:............................................. 0 D e p o sits:..................................................... 14,771 Federal Funds and Borrow ings:..................... 0 Other Liabilities: ............................................. 42 Subordinated D e b t : .......................................... 0 Total Liabilities:...........................................14,813 Total Equity Capital and Reserves: . . . 3 ,2 7 4 Total Liabilites and C apital:......................18,087 Number of Shares Outstanding: ............. 4,0 0 0 Directors: Harold Clemons, Sumner R. Cullom, Phillip Forrester, J. B. Hilliard, Charles L. Miller, Larry Wamble, Michael E. Wilson, Mildred P. Wilson, R. E. L. Wilson, V, Steve Wilson Branches in Town: One Other Branches: Keiser, Wilson The Planters Bank Osceola, AR 1300 W. Keiser P. 0 . Box 407 7 23 70 -0 40 7 Telephone: 563 -2 26 5 FAX: 563 -3 43 6 Population: 8,93 0 Charter Number: 684 Date: April 1 3 ,1 9 4 4 County: Mississippi Trust Department: No Bank Holding Company None Chm: Sloan Rainwater CEO/Pres: Sellers B. Norris, II Cash: Nancy Hall Cash and Due F ro m :.................................. 1,563 Federal Funds and R e p o s :....................... 2,2 00 Investm ents:.............................................15,291 Total Loans: ............................................ 2 1 ,546 Premises and Fixed A s s e ts :..................... 1,498 Other Real Estate: ....................................... 53 Other Assets: ............................................. 507 Total A s s e ts :.......................................... 42 ,6 5 8 Total Trust A ssets:............................................. 0 D e p o sits:........................................... 3 7 ,1 2 2 Federal Funds and Borrow ings:................ 406 Other Liabilities: .......................................... 101 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 3 7 ,6 2 9 Total Equity Capital and Reserves: . . . 5,029 Total Liabilites and C apital:.......... 4 2 ,6 5 8 Number of Shares Outstanding: . . . . 20 ,0 0 0 Directors: Paul Billings, Steve Cox, Virginia R. Cox, J. A. Crosthwait, Jim Hinkle, Charles J. Lowrance, IV, Dewey Neely, John N. Newcomb, Sellers B. Norris, II, Sloan Rainwater, William I. Rainwater, William I. Rainwater, Jr., Henry J. Swift, Lowell 0 . Winston, Jr. Branches in Town: Two Other Branches: None Seventy-Ninth Report 99 Bank of Ozark Ozark, Telephone: 667-2181 FAX: 667 -5 16 6 Population: 3,33 0 AR Commercial at Sixth P. 0 . Box 196 7 2 9 49 -0 19 6 Charter Number: 674 Date: June 9, 1937 County: Franklin Trust Department: Yes Bank Holding Company Bankstock One, Inc., Ozark, AR CEO: George G. Gleason, II Dpty CEO: Linda D. Gleason Pres: Mark D. Ross SVP/Cash: Harold D. Beck SVP: R. Darrel Russell SVP: Betty Thomason VP/TO: Pamela J. Minshew Cash and Due F ro m :..................................2,400 Federal Funds and R e p o s :........................... 750 Investm ents:............................................ 24 ,143 Total Loans: ............................................ 67,513 Premises and Fixed A s s e ts :.....................2,116 Other Real Estate: .....................................1,205 Other Assets: ............................................ 1,622 Total A s s e ts :.......................................... 99,749 Total Trust A ssets:.................................... 8 ,3 4 4 D e p o sits:......................................... 89 ,562 Federal Funds and Borrowings:................ 170 Other Liabilities: ......................................... 395 Subordinated D e b t : .......................................... 0 Total Liabilities:................................90 ,127 Total Equity Capital and Reserves: . . . 9,6 22 Total Liabilites and C apital:.......... 99,749 Number of Shares Outstanding: . . . . 27,399 Directors: Larry M. Dicks, Linda D. Gleason, George G. Gleason, II, W. D. Gober, 0. Porter Hillard, Mark D. Ross, Gus Shaffer, Kennith Smith Branches in Town: One Other Branches: Altus Peoples Bank Paragould, AR 300 W. Emerson P. O. Box 490 72451 Telephone: 236 -7 62 3 FAX: 2 36-7492 Population: 18,540 Charter Number: 762 Date: Sep. 13, 1991 County: Greene Trust Department: Yes Bank Holding Company Spring Rivers Bancshares, Inc., Imboden, AR CEO/Pres: Charles F. Luter EVP: Neal Cole Cash and Due F ro m :.................................. 1,065 Federal Funds and R e p o s :........................ 200 Investm ents:...............................................7,2 95 Total Loans: .............................................15,474 Premises and Fixed A s s e ts :........................ 742 Other Real Estate: ..................................... 642 Other Assets: ............................................ 259 Total A s s e ts :.......................................... 25,677 Total Trust A ssets:.............................................0 D e p o sits:...........................................21,387 Federal Funds and Borrowings:..................... 0 Other Liabilities: ............................................ 70 Subordinated D e b t : ......................................... 0 Total Liabilities:................................ 21,457 Total Equity Capital and Reserves: . . . 4,2 20 Total Liabilites and C apital:.......... 25,677 Number of Shares Outstanding: . . . . 17,811 Directors: Preston L. Clark, Bob J. Downing, Jerry R. Foley, Charles F. Luter, Dan Matthews Branches in Town: None Other Branches: Rector Arkansas State Bank Department 100 Security Bank Paragould, AR Telephone: 239-9571 FAX: 2 3 9 -3 41 0 Population: 18,540 Court & Pruett P. O. Box 670 7 2 4 5 0 -0 6 7 0 Charter Number: 6 40 Date: Feb. 5, 1931 County: Greene Trust Department: Yes Bank Holding Company Mid South Bancshares, Inc., Paragould, AR Chm: Donald I. Purcell CEO/Pres: Steve Gramling SVP/Cash: Sandra Wamock VP: David Dudley VP: Joe Wessell, Jr. TO: Belinda Dacus Cash and Due F ro m :..................................4,1 03 Federal Funds and R e p o s :................................0 Investm ents:.......................................... 27 ,9 6 2 Total Loans: .......................................... 6 7 ,730 Premises and Fixed A s s e ts :.....................3,868 Other Real Estate: ..................................... 745 Other Assets: .............................................1,639 Total A s s e ts :....................................... 106,047 Total Trust A ssets:.................................... 5,828 D e p o sits:.................................................. 9 4 ,7 3 6 Federal Funds and Borrow ings:............. 1,045 Other Liabilities: .......................................... 706 Subordinated D e b t : ..................................... 500 Total Liabilities:....................................... 9 6 ,9 8 7 Total Equity Capital and Reserves: . . . 9 ,0 6 0 Total Liabilites and C apital:................ 106,047 Number of Shares Outstanding: . . . 1 2 0,00 0 Directors: Herbert F. Bland, David Dudley, William B. Fisher, Steve Gramling, Frank Guinn, Marlin D. Jackson, Jerry McIntosh, Richard Nutt, Frank Oldham, Jr., Donald I. Purcell, Everett I. Rogers, C. M. Shotts, Vern Ann Shotts, Terry Wilkins Branches in Town: Two Other Branches: Marmaduke Southeast Arkansas Bank Parkdale, AR Telephone: 4 73 -2 2 1 7 FAX: 4 7 3 -2 4 9 2 Population: 387 Hwy. 165 & State Hwy P. 0 . Box 37 7 16 61 -0 03 7 Charter Number: 141 Date: Feb. 1, 1910 County: Ashley Trust Department: No Bank Holding Company None Chm: Thomas R. Pugh Pres: George L. Pugh EVP: Bruce Timmons VP: Margie Reginelli VP/Cash: Nita Williamson Cash and Due F ro m :.................. Federal Funds and Repos: . . . . Investm ents:............................... Total Loans: ............................... Premises and Fixed Assets: . . . Other Real Estate: ..................... Other Assets: ............................. Total A s s e ts :................................ Total Trust A ssets:..................... ...........1,1 74 ............. 49 0 ...........9 ,6 1 8 ____16,957 ............. 381 ................88 ............. 428 ____ 29 ,1 3 6 .................. 0 D e p o sits:............................................... Federal Funds and Borrowings: . . . . Other Liabilities: .................................. Subordinated D e b t : ............................. Total Liabilities:..................................... . 26 ,338 ...........0 ____ 78 ........... 0 . 2 6 ,416 Total Equity Capital and Reserves: . . . 2,7 20 Total Liabilites and C apital:................ . 2 9 ,136 Number of Shares Outstanding: . . . . 16,000 Directors: Carl John Bierbaum, J. A. Gibson, Dewayne Haynes, James N. Murphy, Ernest G O'Neal, Augustus H. Pugh, Frank A. Pugh, George L. Pugh, Leyden Pugh, Thomas R. Pugh, Harrison Ralph, Neill M. Sloan Branches in Tow n: None Other Branches: Hamburg 101 Seventy-Ninth Report First State Bank Parkin, AR Telephone: 755-5401 FAX: 755-2567 Population: 1,763 25 W. Parkin Avenue P. 0 . Box 526 723 73 -0 52 6 Charter Number: 568 Date: June 5, 1925 County: Cross Trust Department: No Bank Holding Company Parkin Bancorp, Inc., Parkin, AR Chm: William N. Griffin CEO/Pres: Frank G. Wallace VP/Cash: Brenda F. Williams AVP: Gayle M. Cameron Asst Cash: Joan S. Mcknight Cash and Due F ro m :.................................. 861 Federal Funds and R e p o s :........................... 801 Investm ents:...............................................4,2 22 Total Loans: .............................................10,458 Premises and Fixed A s s e ts :..................... 154 Other Real Estate: ....................................... 72 Other Assets: ............................................ 159 Total A s se ts:.............................................16,727 Total Trust A ssets:.............................................0 D e p o sits:................................................. 15,067 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 161 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 15,228 Total Equity Capital and Reserves: . . . 1,499 Total Liabilites and Capital:..................... 16,727 Number of Shares Outstanding: ............. 4,000 Directors: John A. Brenner, Fred E. Brenner, Jr., John A. Brenner, Jr., Raymond S. Clift, Frankie C. Givens, Neil Griffin, William N. Griffin, Jack E. McNeil, Jr., William B. McSwain, Charles Ruston, Jr., Frank G. Wallace Branches in Town: None Other Branches: None The Perry County Bank Perryville, AR Telephone: 8 89 -2 31 8 FAX: 889 -5 45 9 Population: 1,140 Hwys. 9 & 10, and 60 East P. 0 . Box 189 7 2 1 26 -0 18 9 Charter Number: 690 Date: Dec. 8, 1945 County: Perry Trust Department: No Bank Holding Company Perry County Bancshares, Inc., Perryville, AR Chm: Robert M. Hill CEO/Pres: Neal Ainley SVP: Joe Carter Cash: Marty Satterfield Cash and Due F ro m :.................................. 1,078 Federal Funds and R e p o s :........................1,635 Investm ents:.............................................15,626 Total Loans: .......................................... 3 2 ,806 Premises and Fixed A s s e ts :..................... 1,326 Other Real Estate: .............................................0 Other Assets: ............................................ 570 Total A s s e ts :.......................................... 53,041 Total Trust A ssets:............................................. 0 D e p o sits:................................................. 47 ,545 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 308 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 47 ,853 Total Equity Capital and Reserves: . . . 5,188 Total Liabilites and C apital:.................. 53,041 Number of Shares Outstanding: . . . . 1 6,000 Directors: Neal Ainley, Herby Branscum, Robert M. Hill, Charles Roland Branches in Town: None Other Branches: None 102 Arkansas State Bank Department Piggott State Bank Piggott, AR Telephone: 5 98 -3 8 0 2 FAX: 598 -2 02 6 Population: 3 ,8 9 0 212 W. Cherry P. 0 . Box 307 7 24 54 -0 30 7 Charter Number: 613 Date: March 10, 1930 County: Clay Trust Department: No Bank Holding Company Piggott Bankstock, Inc., Piggott, AR Chm/CEO/Pres: Paula 0 . Blackwell VP/Cash: Jim Poole VP: J. R. Blackburn Cash and Due F ro m :..................................3,0 23 Federal Funds and R e p o s :........................... 400 Investm ents:.............................................15,981 Total Loans: .............................................16,465 Premises and Fixed A s s e ts :........................ 541 Other Real Estate: ............................................. 0 Other Assets: ............................................. 425 Total A s se ts:.......................................... 3 6 ,8 3 5 Total Trust A ssets:............................................. 0 D e p o sits:.................................................. 33 ,4 2 8 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 203 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 33,631 Total Equity Capital and Reserves: . . . 3 ,2 0 4 Total Liabilites and C apital:.................. 3 6 ,8 3 5 Number of Shares Outstanding: ............. 4 ,0 0 0 Directors: Steve Bell, Paula O. Blackwell, James C. Poole Branches in Town: One Other Branches: None First State Bank Plainview, AR Telephone: 272-4221 FAX: 2 72 -4 1 5 4 Population: 752 Main & Broadway P. 0 . Box 277 7 2 8 57 -0 27 7 Charter Number: 663 Date: Jan. 12, 1934'' County: Yell Trust Department: No Bank Holding Company Clement Bancshares, Inc., Plainview, AR Chm/CEO/Pres: John Clement EVP: Ralph W. Wilson VP: James Bata Cash: Theogene Wideman Cash and Due F ro m :.................................. 1,430 Federal Funds and R e p o s :........................ 270 Investm ents:............................................... 4,7 47 Total Loans: .............................................19,911 Premises and Fixed A s s e ts :..................... 135 Other Real Estate: ..................................... 115 Other Assets: ..........................................1,603 Total A s se ts:.............................................28,211 Total Trust A ssets:............................................. 0 D e p o sits:.................................................. 24 ,843 Federal Funds and Borrow ings:................ 40 0 Other Liabilities: .......................................... 121* Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 25,364* Total Equity Capital and Reserves: . . . 2,8 47 Total Liabilites and C apital:.................. 28,211 Number of Shares Outstanding: . . . . 20,000* Directors: John Clement, Thelma W. Clement, George Tippin, Jimmy W. Weaver, Ralph W. Wilson Branches in Tow n: None Other Branches: Ola 103 Seventy-Ninth Report Bank of Pocahontas Pocahontas, AR 101 Broadway P. 0 . Box 467 7 24 55-0467 Telephone: 892 -5 28 6 FAX: 892-8381 Population: 6,151 Charter Number: 145 Date: Oct. 31, 1903 County: Randolph Trust Department: No Bank Holding Company Pocahontas Bankstock, Inc., Pocahontas, AR CEO/Pres: John R. Jackson, Jr. EVP: Ronald E. Wurtz VP/Cash: W. H. Holobaugh VP: Max R. Long AVP: Mary D. Jackson AVP: Mary Lou Cullison AVP: Hattie Robinson Cash and Due F ro m :..................................3,045 Federal Funds and R e p o s :....................... 1,900 Investm ents:............................................ 33,711 Total Loans: .......................................... 24 ,550 Premises and Fixed A s s e ts :..................... 185 Other Real Estate: .............................................0 Other Assets: ............................................ 810 Total A s s e ts :.......................................... 64,201 Total Trust A ssets:.............................................0 D e p o sits:................................................. 57,388 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 292 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 57,680 Total Equity Capital and Reserves: . . . 6,521 Total Liabilites and C apital:.................. 64,201 Number of Shares Outstanding: ............. 5,000 Directors: Carol Belford-Lewallen, Frank Bigger, Don R. Cox, Phillip Futrell, John R. Jackson, Jr., Michael L. McNabb Branches in Town: One Other Branches: None Planters & Stockmen Bank Pocahontas, AR Telephone: 892 -5 25 2 FAX: 892-8251 Population: 6,151 205 Rice Street P. O. Box 587 724 55 -0 58 7 Charter Number: 715 Date: June 12, 1962 County: Randolph Trust Department: No Bank Holding Company Walden Holding Company, Pocahontas, AR Chm: Frank E. Walden CEO/Pres: Jeriel A. Summitt VP: Berna Guntharp VP: Rhonda Stone Cash: Bea Mathews Cash and Due F ro m :.................................. 1,143 Federal Funds and R e p o s :....................... 3,0 75 Investm ents:...............................................5,2 70 Total Loans: ............................................ 21,181 Premises and Fixed A s s e ts :..................... 1,108 Other Real Estate: ............................................. 0 Other Assets: ............................................ 349 Total A s se ts:............................................ 3 2 ,126 Total Trust A ssets:.............................................0 D e p o sits:......................................... 28 ,9 9 4 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 179 Subordinated D e b t : ......................................... 0 Total Liabilities:................................ 29,173 Total Equity Capital and Reserves: . . . 2,953 Total Liabilites and C apital:........... 32 ,126 Number of Shares Outstanding: . . . . 10,000 Directors: A. J. Baltz, Jr., Bill Hurt, III, Jim King, James McCurter, Jeriel A. Summitt, Frank E. Walden Branches in Town: None Other Branches: None 104 Arkansas State Bank Department The Peoples Bank Portland, AR Telephone: 7 37 -2 23 6 FAX: 7 37-2816 Population: 560 Main Street P. 0 . Box 178 7 1 6 63 -0 17 8 Charter Number: 251 Date: Jan. 22, 1908 County: Ashley Trust Department: No Bank Holding Company Mainline Bankshares of Portland, Inc., Portland, AR Chm: Hampton Pugh CEO/Pres/Cash: Tipton Pugh Cash and Due F ro m :.................................. 210 Federal Funds and R e p o s :................................0 Investm ents:...............................................8 ,2 8 4 Total Loans: ............................................... 1,115 Premises and Fixed A s s e ts :........................... 36 Other Real Estate: ............................................. 0 Other Assets: ............................................. 266 Total A s se ts:...............................................9,911 Total Trust A ssets:............................................. 0 D e p o sits:....................................................... 8,5 4 5 Federal Funds and Borrow ings:................ 100 Other Liabilities: ............................................. 20 Subordinated D e b t : .......................................... 0 Total Liabilities:.............................................8 ,6 6 5 Total Equity Capital and Reserves: . . . 1,246 Total Liabilites and C apital:........................9,911 Number of Shares Outstanding: ............. 4 ,0 0 0 Directors: Jack Edwards, Hampton Pugh, Mary Dean Pugh, Tipton Pugh Branches in Town: None Other Branches: None Portland Bank Portland, AR Telephone: 7 3 7 -2 22 6 FAX: 737 -4 26 3 Population: 560 Main Street P. 0 . Box 68 7 16 63 -0 06 8 Charter Number: 57 Date: April 23, 1900 County: Ashley Trust Department: No Bank Holding Company Portland Bankshares, Inc., Portland, AR Chm: Robert D. Pugh CEO/Pres: Jerry D. Sadler EVP: Walter Rutledge VP/Cash: Leslie Borgognoni VP: Millie Austin Cash and Due F ro m :.................................. 448 Federal Funds and R e p o s :.......................... 65 Investm ents:...............................................7,427 Total Loans: ...............................................9,317 Premises and Fixed A s s e ts :..................... 142 Other Real Estate: ....................................... 16 Other Assets: ............................................. 192 Total A s s e ts :.............................................17,607 Total Trust A ssets:............................................. 0 D e p o sits:...........................................13,918 Federal Funds and Borrow ings:................ 1,990 Other Liabilities: .......................................... 110 Subordinated D e b t : .......................................... 0 Total Liabilities:................................ 16,018 Total Equity Capital and Reserves: . . . 1,589 Total Liabilites and C apital:........... 17,607 Number of Shares Outstanding: . . . . 20 ,0 0 0 Directors: Mack Borgognoni, C. E. Bridewell, Charles F. LaGrone, Benton Newcome, Joel Newcome, Robert D. Pugh, Walter Rutledge, Jerry D. Sadler, Eddie Scherm Branches in Town: None Other Branches: None 105 Seventy-Ninth Report The Farmers & Merchants Bank Prairie Grove, AR 102 E. Buchanan P. O. Box 207 7 27 53-0207 Telephone: 8 46-2115 FAX: 8 46-3942 Population: 1,754 Charter Number: 166 Date: Aug. 29, 1904 County: Washington Trust Department: No Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Jim Walton CEO/Pres: Gregory D. Reed SVP: Jason F. Tennant Cash: Patricia Morelock Cash and Due F ro m :.................................. 1,799 Federal Funds and R e p o s :....................... 3,0 50 Investm ents:.......................................... 36 ,953 Total Loans: .................................... .. . 39 ,167 Premises and Fixed A s s e ts :..................... 536 160 Other Real Estate: ............................ Other Assets: ....................... 1,869 Total A s s e ts :.......................................... 8 3 ,5 3 4 Total Trust A ssets:............................... 0 D e p o sits:......................................... 69,637 Federal Funds and Borrowings:................2,098 Other Liabilities: ............... 365 Subordinated D e b t : ......................................... 0 Total Liabilities:................................ 72 ,100 Total Equity Capital and Reserves: . . 11,434 Total Liabilites and C apital:.......... 8 3 ,5 3 4 Number of Shares Outstanding: . . . . 12,000 Directors: Billy Joe Bartholomew, Michael H. Fidler, David M. Parks, Gregory D. Reed, James C. Rieff, Jim Walton Branches in Town: None Other Branches: Farmington Bank of Prescott Prescott, AR Telephone: 887 -2 68 8 FAX: 887-6822 Population: 4 ,30 0 E. Second at Main Drawer 490 7 1 8 57 -0 49 0 Charter Number: 162 Date: Aug. 10, 1904 County: Nevada Trust Department: Yes Bank Holding Company First State Holding Company of Prescott, Prescott, AR Chm/CEO/Pres: John Warren Brannan, Sr. Cash: James A. Pullen Cash and Due F ro m :.................... 2,269 Federal Funds and R e p o s :....................... 430 Investm ents:............................................ 31,131 Total Loans: ............................................ 21,405 Premises and Fixed A s s e ts :............... 498 Other Real Estate: . ..................... 61 Other Assets: ............................................ 84 4 Total A s s e ts :.......................................... 56,638 Total Trust A ssets:.............................................0 Deposits: .................................................... 51,336 Federal Funds and Borrowings:..................... 0 Other Liabilities: .......................................... 459 Subordinated D e b t : ......................................... 0 Total Liabilities:................................ 51,795 Total Equity Capital and Reserves: . . . 4,843 Total Liabilites and C apital:.......... 56,638 Number of Shares Outstanding: . . . . 24,000 Directors: Jean K. Bolton-Jones, John Warren Brannan, Sr., John Warren Brannan, Jr., Carl Dalrymple, Jr., B. A. Delamar, James E. Franks, Robert L. Godwin, R. K. McCasland, Abb Morman, R. W. Murry, James A. Pullen, John Vansickle Branches in Town: One Other Branches: None 106 Arkansas State Bank Department The Bank of Rector Rector, AR Telephone: 595-3591 FAX: 5 95 -2 5 5 0 Population: 2 ,26 8 4 0 0 Main Street P. 0 . Box 7 7 2 4 6 1 -0 0 0 7 Charter Number: 616 Date: Nov. 15, 1930 County: Clay Trust Department: No Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR Pres: Ronald L. Benson Cash and Due F ro m :.................................. 653 Federal Funds and R e p o s :....................... 2,1 00 Investm ents:.............................................10,480 Total Loans: .............................................14,391 Premises and Fixed A s s e ts :..................... 168 Other Real Estate: ............................................. 0 Other Assets: .............................................1,630 Total A s s e ts :.......................................... 29 ,422 Total Trust A ssets:............................................. 0 D e p o sits:.................................................. 26 ,2 5 8 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 157 Subordinated D e b t : .......................................... 0 Total Liabilities:.......................................... 26 ,4 1 5 Total Equity Capital and Reserves: . . . 3,007 Total Liabilites and C apital:.................. 29 ,4 2 2 Number of Shares Outstanding: ............. 4 ,0 0 0 Directors: Ronald L. Benson, C. Joseph Calvin, Danny L. Ford, Danny Holifield, G. L. Lieblong Branches in Town: None Other Branches: None Farmers and Merchants Bank Reyno, AR 108 W. Main P. 0 . Box 108 7 2 4 6 2 -0 1 0 8 Telephone: 7 6 9 -2 2 4 0 FAX: 7 69 -2 3 0 0 Population: 506 Charter Number: 360 Date: Dec. 8, 1911 County: Randolph Trust Department: Yes Bank Holding Company Mid South Bancshares, Inc., Paragould, AR Chm: Alfred Kerley CEO/Pres/TO: David Dudley SVP/COO/Cash: Dora Graham VP: Bev Ducker VP: R. D. Jackson Cash and Due F ro m :.................................. 812 Federal Funds and R e p o s :........................... 7 2 5 Investm ents:............................................... 4 ,5 1 5 Total Loans: ...............................................8,708 Premises and Fixed A s s e ts :..................... 653 Other Real Estate: ...........................................89 Other Assets: ............................................. 261 Total A s s e ts :.............................................15,763 Total Trust A ssets:.....................................1,571 D e p o sits:..................................................... 14,497 Federal Funds and Borrow ings:..................... 0 Other Liabilities: ............................................ 87 Subordinated D e b t : .......................................... 0 Total Liabilities:...........................................14 ,584 Total Equity Capital and Reserves: . . . 1,179 Total Liabilites and C apital:......................15,763 Number of Shares Outstanding: . . . . 2 9 ,5 8 4 Directors: David Dudley, Frank Ellis, G. B. Hambrick, Marlin Jackson, Alfred Kerley, Frank Oldham, Jr., J. A. Rapert, Timothy Scott Branches in Town: None Other Branches: Maynard, Pocahontas Seventy-Ninth Report 107 The Bank of Rison Rison, AR Telephone: 325-6251 FAX: 325-7661 Population: 1,298 200 Main Street P. 0 . Box 345 716 65 -0 34 5 Charter Number: 650 Date: March 7, 1932 County: Cleveland Trust Department: No Bank Holding Company None Chm: James L. Moore, Jr. CEO/Pres: James R. Hopson Cash and Due F ro m :............................... 1,286 Federal Funds and R e p o s :....................... 520 Investments: ...............................................9,9 75 4,7 66 Total Loans: ............................ Premises and Fixed A s s e ts :.................. .. . 53 Other Real Estate: .................................... 3 Other Assets: ............................................ 728 Total A s s e ts :.............................................17,331 Total Trust A ssets:................................. 0 D e p o sits:................................................. 14,455 Federal Funds and Borrowings:..................... 0 Other Liabilities: ............................................ 40 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 14,495 Total Equity Capital and Reserves: . . . 2,836 Total Liabilites and C apital:..................... 17,331 Number of Shares Outstanding: ............. 4,000 Directors: John W. Elrod, James R. Hopson, Ray B. Martin, James L. Moore, Jr., James L. Moore, Branches in Town: None Other Branches: None Farmers and Merchants Bank Rogers, AR Telephone: 6 3 6 -4 23 3 FAX: 631-6567 Population: 24,692 4th & Chestnut P. 0 . Box 250 727 57 -0 25 0 Charter Number: 71 2 Date: March 13, 1956 County: Benton Trust Department: Y e s Bank Holding Company First Commercial Corporation, Little Rock, AR Chm: John R. Bland, D.D.S. CEO/Pres: Joe T. Seibold Cash and Due F ro m :............................ 3,981 Federal Funds and R e p o s :........................ 305 Investments: .......................................... 29,501 Total Loans: ....................................... . 56,867 Premises and Fixed A s s e ts :..................... 1,279 Other Real Estate: .................................... 843 Other Assets: ............................................ 2,666 Total A s s e ts :.......................................... 95 ,442 Total Trust A ssets:............................ 0 Deposits: ................................................. 83 ,474 Federal Funds and Borrowings:................ 516 Other Liabilities: . . . . . . . . . . . . . . . . . 324 Subordinated D e b t : ......................................... 0 Total Liabilities:..........................................84 ,314 Total Equity Capital and Reserves: . . 11,128 Total Liabilites and C apital:.................. 95,442 Number of Shares Outstanding: . . . 135,623 Directors: John R. Bland, D.D.S., Charles H. Brannan, John D. Clower, M.D., Clayton J. Eversole, Edwin P. Henry, Roberts. Maloney, III, James L. Pickens, M.D., Evelyn S. Rife, Joe T. Seibold, Don Shores, Lemuel H. Tull Branches in Town: Two Other Branches: None 108 Arkansas State Bank Department First Western Bank and Trust Company Rogers, AR West Walnut & Rife Drive P. 0 . Box 547 7 27 56 -0 54 7 Telephone: 631 -0 10 7 FAX: 631-8747 Population: 2 4,6 92 Charter Number: 757 Date: July 26, 1991 County: Benton Trust Department: No Bank Holding Company First Western Bancshares, Inc., Booneville, AR Chm/CEO/Pres: John T. Hampton VP/Cash: Nathan E. Gairhan AVP: David J. Hargrave Cash and Due F ro m :.................................. 400 Federal Funds and R e p o s :........................1,170 Investm ents:...............................................4 ,5 0 2 Total Loans: ............................................... 6,6 50 Premises and Fixed A s s e ts :..................... 319 Other Real Estate: ............................................. 0 Other Assets: ............................................ 355 Total A sse ts:.............................................13,396 Total Trust Assets:............................................. 0 D eposits:.................................................. 12 ,194 Federal Funds and Borrowings:..................... 0 Other L iabilities:.................................................73 Subordinated D e b t:.......................................... 0 Total Liabilities: ..................................... 12,267 Total Equity Capital and Reserves: . . . 1,129 Total Liabilites and Capital: ................ 13,396 Number of Shares Outstanding: . . . . 17,000 Directors: Paul Becton, Jr., M .D., Bob Crafton, Jeral L. Hampton, John T. Hampton, A. B. Littlefield, Jim Shearin, Howard L. Stinkard, Buddy Sparks, Dale Webster Branches in Town: None Other Branches: None First Bank of Arkansas Russellville, AR Telephone: 9 6 7 -8 0 0 0 FAX: 9 6 7 -4 67 9 Population: 2 1 ,2 6 0 8 00 North Arkansas Avenue P. O. Box 3 0 1 0 7 2 8 0 1 -0 9 9 7 Charter Number: 192* Date: Sep. 29, 1905, County: Pope Member of Federal Reserve System Trust Department: No Bank Holding Company Southwest Bancshares, Inc., Jonesboro, AR Chm: Wallace W. Fowler CEO/Pres: Roy Reaves Cash and Due F ro m :..................................3,789 Federal Funds and R e p o s :........................7 ,8 0 0 Investm ents:.......................................... 22,948 Total Loans: .......................................... 7 9 ,8 2 8 Premises and Fixed A s s e ts :..................... 2,4 6 4 Other Real Estate: ............................................. 0 Other Assets: ............................................ 2,427 Total A sse ts:.......................................... 119,25 6 Total Trust A ssets:............................................. 0 D epo sits:............................................... 104,834*' Federal Funds and Borrowings:.................3,079^ Other Liabilities:....................................... 1,239* Subordinated D e b t:.......................................... 0 Total Liabilities: .................................. 109,152*Total Equity Capital and Reserves: . . 10,104Total Liabilites and Capital: ............. 1 1 9,25 6 Number of Shares Outstanding: . . . . 10 ,000 Directors: Wallace W . Fowler, Jama Fowler, Don Helms, Phil Jones, Lloyd McCracken, Ro\ Reaves, Don Riley Branches in Town: Three Other Branches: Dover, Hector, London Seventy-Ninth Report 109 Bank of Salem Salem, AR Telephone: 895-2591 FAX: 8 95 -3 8 2 5 Population: 1,500 202 Church Street P. 0 . Box 338 72576-0338 Trust Department: Charter Number: 266 Date: Dec. 9, 1908 County: Fulton No Bank Holding Company Smith Associated Banking Corporation, Hot Springs, AR Chm: Richard T. Smith CEO/Pres: James E. Burns Cash and Due F ro m :.................................. 1,235 Federal Funds and R e p o s :................................0 Investm ents:......................................... 13,408 Total Loans: .......................................... 35 ,4 4 6 Premises and Fixed A s s e ts :........................ 706 Other Real Estate: .................................. 1,498 Other Assets: ..........................................1,150 Total A s s e ts :.......................................... 53 ,443 Total Trust A ssets:.............................................0 D e p o sits:................................................. 46,641 Federal Funds and Borrowings:................ 1,598 Other Liabilities: ......................................... 298 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 48 ,5 3 7 Total Equity Capital and Reserves: . . . 4,9 0 6 Total Liabilites and C apital:.................. 53 ,443 Number of Shares Outstanding: . . . . 20 ,0 0 0 Directors: James E. Burns, L. R. "Jack” Cochran, Marvin Newton, C. Dwayne Plumlee, Richard T. Smith Branches in Town: None Other Branches: Viola Logan County Bank Scranton, AR Telephone: 938-2511 FAX: 9 38 -7 0 8 4 Population: 218 6 0 0 Main Street P. 0 . Box 85 7 2 8 63 -0 08 5 Charter Number: 578 Date: April 7, 1926 County: Logan Trust Department: No Bank Holding Company None Chm/CEO/Pres: Joe Fritsche VP: Jerry Davis Cash and Due F ro m :.................................. 1,372 Federal Funds and Repos: 265 Investm ents:.............................................18,601 Total Loans: ....................................... 12 ,344 Premises and Fixed A s s e ts :..................... 169 Other Real Estate: ...........................................23 Other Assets: ................................................449 , Total A s s e ts :.......................................... 3 3 ,223 Total Trust A ssets:............................................. 0 VP: Gary Fritsche Cash: Don Fritsche D e p o sits:................................................. 28,261 Federal Funds and Borrowings:..................... 0 Other Liabilities: .......................................... 164 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 28 ,4 2 5 Total Equity Capital and Reserves: . . . 4,7 98 Total Liabilites and C apital:.................. 33 ,223 Number of Shares Outstanding: ............. 4,0 00 ' Directors: Margaret Ahne, Gary Fritsche, Joe Fritsche, Mildred Fritsche, Regina Layes Branches in Town: None Other Branches: Subiaco Arkansas State Bank Department 110 First Security Bank Searcy, AR 314 N. Spring P. O. Box 1009 7 2 1 4 3 -1 0 0 9 Telephone: 2 7 9 -3 4 0 0 FAX: 279 -3 45 5 Population: 15,180 Charter Number: 649 Date: Feb. 6, 1932 County: White Trust Department: Yes Bank Holding Company First Security Bancorp, Searcy, AR CEO/Pres: Reynie Rutledge EVP: B. Art Rand Cash: Ellen Wilson TO: Michael C. Hutsell Cash and Due F ro m :..................................4,4 9 5 Federal Funds and R e p o s :....................... 2 ,0 0 0 Investm en ts:.......................................... 9 5 ,4 2 2 Total Loans: .......................................... 11 3 ,5 1 4 Premises and Fixed A s s e ts :.....................3,0 88 Other Real Estate: ....................................... 24 Other Assets: ............................................ 3,3 2 0 Total A s s e ts :....................................... 2 2 1,86 3 Total Trust A ssets:................................ 2 8 ,269 D e p o s its :............................................... 198,398 Federal Funds and Borrow ings:................ 228 Other Liabilities: .......................................... 9 0 4 Subordinated D e b t : .......................................... 0 Total Liabilities:..................................... 1 9 9,53 0 Total Equity Capital and Reserves: . . 2 2 ,333 Total Liabilites and C apital:................ 22 1 ,8 6 3 Number of Shares Outstanding: . . . . 24 ,0 0 0 Directors: Dr. David Burks, Larry Crain, John McKnight, Wayne Ridout, Dr. P. R. Rodgers, Bil^,. Roussel, Reynie Rutledge, N. T. Rutledge, Jim Tarkington, Alvin VanHook, E. D. Yancey, Albert R, Yarnell Branches in Town: Three Other Branches: Griffithville, Judsonia, McRae, Pangburn Grant County Bank Sheridan, A R Telephone: 9 42 -3 1 4 5 FAX: 9 42 -5 9 0 0 Population: 3,04 2 101 N. Oak P. 0 . Box 67 7 21 50 -0 06 7 Charter Number: 136 Date: July 29, 1903 County: Gran** Trust Department: Yes Bank Holding Company 3 Bancshares, Inc., Sheridan, Chm: D. E. McCoy, Sr. CEO/PresrrO: D. E. McCoy, Jr. EVP/Cash: John D. Manatt VP: Greg Gingerich VP: Jerry H. Humphries Cash and Due F ro m :.................................. 1,019 Federal Funds and R e p o s :....................... 4 ,9 4 0 Investm ents:............................................ 2 6 ,1 5 2 Total Loans: .............................................15,738 Premises and Fixed A s s e ts :........................ 508 Other Real Estate: ....................................... 29 Other Assets: ............................................. 66 4 Total A s se ts:.......................................... 4 9 ,0 5 0 Total Trust A ssets:.....................................1,785 D e p o sits:.....................................................4 3 ,0 1 6 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 415* Subordinated D e b t : .......................................... ( Total Liabilities:....................................... 43,430 Total Equity Capital and Reserves: . . . 5,6 2 0 Total Liabilites and C apital:................... 49,05(r' Number of Shares Outstanding: . . . . 45 ,00( Directors: W. W. Allen, Byron D. Brown, Jr., James W . Lancaster, D. E. McCoy, Sr., D. E. McCoy, Jr., John D. Manatt, W . Lee Tucker Branches in Tow n: Two Other Branches: None 111 Seventy-Ninth Report Arkansas State Bank Siloam Springs, AR 318 E. Main Street P. 0 . Box 400 7 2 7 6 1 -0 4 0 0 Telephone: 524-8101 FAX: 524-3307 Population: 8,143 Charter Number: 713 Date: Jan. 12, 1960 County: Benton Trust Department: Yes Bank Holding Company None Chm/CEO: Ross Stout Pres: Arthur Morris VP/Cash: Beverly Lescard VP: Tommy Free, III VP: VP: VP: TO: Norene Barnes Reta Foster Dorothy Harmon Don DeFreece Cash and Due F ro m :..................................3,809 Federal Funds and R e p o s :....................... 6,175 Investm ents:.......................................... 88,201 Total Loans: .......................................... 23 ,305 Premises and Fixed A s s e ts :..................... 1,284 Other Real Estate: ....................................... 16 Other Assets: ............................................ 2,030 Total A s s e ts :....................................... 124,820 Total Trust A ssets:.......... ....................11,493 D e p o sits:............................................... 109,696 Federal Funds and Borrowings:................ 233 Other Liabilities: ......................................... 41 4 Subordinated D e b t : ......................................... 0 Total Liabilities:.................................... 110,343 Total Equity Capital and Reserves: . . 14,477 Total Liabilites and C apital:................ 124,820 Number of Shares Outstanding: . . . . 7 2 ,000 Directors: Delbert Allen, Jr., Roderick L. Allen, H. E. Harrison, Jr., Charles C. Jones, Arthur Morris, Mark Simmons, Ross Stout Branches in Town: One Other Branches: None Smackover State Bank Smackover, AR 708 N. Broadway P. O. Drawer 107 717 62 -0 10 7 Telephone: 725-3051 FAX: 725 -3 04 9 Population: 2,232 Charter Number: 600 Date: April 1 8 ,1 9 2 8 County: Union Trust Department: Yes Bank Holding Company Smackover Bancshares, Inc., Smackover, AR Chm/CEO: Max 0 . Taylor Pres: Bob Willett SVP/Cash: Paulette Bussell VP: J. Drew Tennyson TO: James B. Yeager Cash and Due F ro m :..................................2,282 Federal Funds and R e p o s :...........................915 Investm ents:.......................................... 39 ,9 0 0 Total Loans: .......................................... 32 ,0 2 6 Premises and Fixed A s s e ts :............. 556 Other Real Estate: ..................................... 359 Other Assets: .............................................1,152 Total A s s e ts :....................................... . 7 7 ,1 9 0 Total Trust A ssets:..................................... 272 D e p o sits:.................................................... 67,105 Federal Funds and Borrowings:................ 600 Other Liabilities: ......................................... 543 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 68,248 Total Equity Capital and Reserves: . . . 8,9 42 Total Liabilites and Capital:..................... 77 ,190 Number of Shares Outstanding: . . . 100,000 Directors: Max 0 . Taylor, J. Drew Tennyson, James M. Tennyson, J. D. Trimble, V, Richard H. Vickers, Bob Willett, James B. Yeager Branches in Town: None Other Branches: El Dorado, Norphlet Arkansas State Bank Department 112 Merchants & Planters Bank Sparkman, AR Commerce & Main Streets P .O .B o x 127 7 17 63 -0 12 7 Telephone: 678-2251 FAX: 678-2401 Population: 553 Charter Number: 457 Date: Sep. 19, 1916 County: Dallas Trust Department: No Bank Holding Company None CEO/Pres: Tyrol Q. Carson Chm: Joseph B. Ford . 482 . 180 3 ,6 1 6 3 ,9 2 0 . 124 . . 34 . 103 8,4 5 9 . . . 0 Cash and Due F ro m :........... Federal Funds and Repos: . Investm ents:........................ Total Loans: ........................ Premises and Fixed Assets: Other Real Estate: ............. Other Assets: ..................... Total A s s e ts :........................ Total Trust A ssets:............. D e p o sits:.........................................................7,6 53 Federal Funds and Borrow ings:....................... 0 Other Liabilities: .............................................. 31 Subordinated D e b t : ........................................... 0 Total Liabilities:.............................................. 7 ,6 8 4 Total Equity Capital and Reserves: . . . . 77 5 Total Liabilites and C apital:......................... 8,4 59 Number of Shares Outstanding: ............... 3 ,0 0 0 Directors: Joseph B. Ford, Charles T. Gaston, Tyrol Q. Carson, George W. DeLaughter, Louis JVI. Jacks, Ray White Branches in Town: None Other Branches: None Springdale Bank and Trust Springdale, AR 415 W. Emma P. 0 . Box 5000 7 2 7 6 5 -5 0 0 0 Telephone: 7 5 6 -7 0 0 0 FAX: 7 56-7077 Population: 29,941 Charter Number: 339 Date: May 6, 1911 County: Washington Trust Department: Yes Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Richard P. Calhoun CEO/Pres: Buddy D. Philpot SVP: H. Dennis Smiley VP: B. Gail Edmonson Cash: Diana O'Brien Cash and Due F ro m :..................................3,0 15 Federal Funds and R e p o s :................................0 Investm ents:...............................................7,201 Total Loans: .......................................... 65,231 Premises and Fixed A s s e ts :..................... 1,687 Other Real Estate: ............................................. 0 Other Assets: ............................................. 686 Total A s s e ts :.......................................... 7 7 ,8 2 0 Total Trust A ssets:............................................. 0 D e p o sits:.................................................. 62 ,6 7 7 Federal Funds and Borrow ings:................8 ,4 2 2 Other Liabilities: .......................................... 449 Subordinated D e b t : .......................................... 0 Total Liabilities:.......................................... 7 1 ,5 4 8 Total Equity Capital and Reserves: . . . 6,2 72 Total Liabilites and C apital:.................. 7 7 ,8 2 0 Number of Shares Outstanding: ................ 83 Directors: James Baker, Wayne Britt, Richard P. Calhoun, Sam Fiser, Buddy D. Philpot, Steve Shaddox, Philip Taldo, Willard Walker Branches in Town: One Other Branches: None Seventy-Ninth Report 113 Bodcaw Bank Stamps, AR 401 Thomas Street P. 0 . Box 8 7 18 60-0008 Telephone: 5 33-4486 FAX: 5 33-4456 Population: 2,50 0 Charter Number: 106 Date: Dec. 8, 1902 County: Lafayette Trust Department: No Bank Holding Company None Chm/CEO/Pres: James R. Nipper VP/Sec: J. Paul Nipper AVP: Lenora Downs Cash: Bonnie Moreland Asst Cash: Brenda Scroggins Cash and Due F ro m :.................................. 1,868 Federal Funds and R e p o s :....................... 300 Investm ents:.......................................... 35 ,997 Total Loans: ...............................................9,3 06 Premises and Fixed A s s e ts :..................... 142 Other Real Estate: ....................................... 21 Other Assets: ............................................ 774 Total Assets: .......................................... 48 ,408 Total Trust A ssets:.............................................0 D e p o sits:.......................................... 41 ,858 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 332 Subordinated D e b t : ......................................... 0 Total Liabilities:................................ 42 ,190 Total Equity Capital and Reserves: . . . 6,218 Total Liabilites and C apital:.......... 48,408 Number of Shares Outstanding: . . . . 10,000 Directors: Charles L. Cabe, Jr., Roy Z. Kimbell, James R. Nipper, J. Paul Nipper, Cynthia C. Sanderfur, A. 0 . Smith, J Woodrow Smith Branches in Town: None Other Branches: None Bank of Star City Star City, AR 200 Jefferson P. 0 . Drawer 69 716 67 -0 06 9 Telephone: 628 -4 28 6 FAX: 628 -5 27 4 Population: 2,138 Charter Number: 567 Date: April 27, 1925 County: Lincoln Trust Department: No Bank Holding Company Star City Bancshares, Inc., Star City, AR Chm/CEO: Bennie F. Ryburn, Jr Pres: M. Don Smith EVP/Cash: Anneta R. Moore Cash and Due F ro m :.................................. 1,104 Federal Funds and R e p o s :........................ 190 Investments: .............................................21,013 Total Loans: ............................................ 27 ,713 Premises and Fixed A s s e ts :..................... 448 Other Real Estate: ............................................. 8 Other Assets: ............................................ 555 Total A s se ts:............................................ 51,031 Total Trust A ssets:.......................... 0 D e p o sits:................................................. 4 6 ,7 5 6 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 163 Subordinated D e b t : ......................................... 0 Total Liabilities:..........................................46 ,919 Total Equity Capital and Reserves: . . . 4,112 Total Liabilites and C apital:..................... 51,031 Number of Shares Outstanding: . . . . 15,000 Directors: Robert Floyd, Sr., Bill Frizzell, Keith D. Griffin, Lucille Ollar, Pat Riley, Jr., Bennie F. Ryburn, Jr., M. Don Smith, Fred Thornton, Weldon Wynn Branches in Town: None Other Branches: Gould, Pine Bluff 114 Arkansas State Bank Department The Stephens Security Bank Stephens, AR Telephone: 786 -5 41 6 FAX: 786 -5 41 9 Population: 1,137 105 Ruby Street P. O. Box 7 7 17 64 -0 00 7 Charter Number: 692 Date: Feb. 8, 1946 County: Ouachita Trust Department: No Bank Holding Company Smith Associated Banking Corporation, Hot Springs, AR Chm: Richard T. Smith CEO/Pres: Guy R. Smith EVP: Carol Reaves Cash: Cheryl Brown Cash and Due F ro m :.................................. 521 Federal Funds and R e p o s :........................ 750 Investm ents:...............................................6,779 Total Loans: .............................................11,418 Premises and Fixed A s s e ts :..................... 120 Other Real Estate: ..................................... 292 Other Assets: ............................................ 246 Total A s se ts:............................................ 20 ,126 Total Trust A ssets:............................................. 0 D e p o sits:...........................................17,876 Federal Funds and Borrow ings:..................... 0 Other Liabilities: ............................................. 90 Subordinated D e b t : .......................................... 0 Total Liabilities:................................ 17,966 Total Equity Capital and Reserves: . . . 2,1 60 Total Liabilites and C apital:........... 2 0 ,126 Number of Shares Outstanding: . . . . 11,000 Directors: Duncan Grayson, Carol Reaves, M. R. Smart, Guy R. Smith, Richard T. Smith, Colon Watson, Jay C. Wilson Branches in Town: None Other Branches: None Citizens Bank Strong, AR 9652 Strong Highway P. O. Box 724 7 1 7 6 5 -0 7 2 4 Telephone: 797-7361 FAX: 7 97-2955 Population: 624 Charter Number: 6 34 Date: Jan. 19, 1931 County: Union Trust Department: No Bank Holding Company FDH Bankshares, Inc., Little Rock, AR Chm: Robert P. Taylor CEO/Pres: Jeanell Cogburn SVP: Scott M. Fife Cash and Due F ro m :.................................. 656 Federal Funds and R e p o s :........................... 675 Investm ents:...............................................7,8 7 6 Total Loans: ............................................... 6,197 Premises and Fixed A s s e ts :..................... 295 Other Real Estate: ............................................. 0 Other Assets: ............................................. 428 Total A s se ts:.............................................16,127 Total Trust A ssets:............................................. 0 D e p o sits:..................................................13,441 Federal Funds and Borrow ings:................ 230 Other Liabilities: .......................................... 103 Subordinated D e b t : .......................................... 0 Total Liabilities:.......................................... 13 ,774 Total Equity Capital and Reserves: . . . 2,3 53 Total Liabilites and C apital:......................16,127 Number of Shares Outstanding: ............. 8 ,0 0 0 Directors: Jeanell Cogburn, Bobby R. Dugal, Scott M. Fife, Noland H. Hagood, Phillip G. Herring, D. R. James, Jr., Robert P. Taylor Branches in Town: None Other Branches: None Seventy-Ninth Report 115 The Farmers and Merchants Bank Stuttgart, AR Seventh & Main Streets Telephone: 673-6911 FAX: 6 73-6918 Population: 10,941 P. 0 . Box 947 721 60 -0 94 7 Charter Number: 687 Date: Dec. 29, 1944 County: Arkansas Trust Department: Yes Bank Holding Company The Farmers and Merchants Bankshares, Inc., Stuttgart, AR Chm: Roy 0 . McCollum, III CEO/Pres: Don Pattillo Cash: Carroll Joe Fowler TO: Richard McMinn Cash and Due F ro m :..................................3,337 Federal Funds and R e p o s :....................... 3,1 75 Investm ents:.................................... 55 ,735 Total Loans: .......................................... 57,523 Premises and Fixed A s s e ts :.....................2,070 Other Real Estate: ..................................... 179 Other Assets: ............................................ 1,633 Total A s se ts:....................................... 123,652 Total Trust A ssets:............................... 23,883 D e p o sits:............................................... 109,129 Federal Funds and Borrowings:................ 634 Other Liabilities: ......................................... 639 Subordinated D e b t : ......................................... 0 Total Liabilities:.................................... 110,402 Total Equity Capital and Reserves: . . 13,250 Total Liabilites and C apital:................ 123,652 Number of Shares Outstanding: . . . . 91 ,4 8 6 Directors: Nicky Hargrove, Roy 0 . McCollum, III, Don Pattillo, Mickey Pierce, James E. Pond, Robert Seidenstricter, Horace "Pete" Sickel, Billy E. Simpson, Ray Vester Branches in Town: Two Other Branches: None Bank of Trumann Trumann, AR Hwy 63 P. 0 . Box 48 7 24 72 -0 04 8 Telephone: 4 8 3 -6 33 3 FAX: 483 -7 51 2 Population: 6,30 4 Charter Number: 354 Date: Oct. 2, 1911 County: Poinsett Trust Department: No Bank Holding Company None Chm/CEO/Pres: Clyde Robertson, Jr. EVP: Wilburn Cole VP: Carroll D. Anderson VP: Rick Gillette Cash: Cheryl McMasters AVP: Shirley Benson Cash and Due F ro m :.................................. 1,282 Federal Funds and R e p o s :................................0 Investm ents:.......................................... 33 ,935 Total Loans: ..........................................21 ,515 Premises and Fixed A s s e ts :..................... 517 Other Real Estate: .............................................0 Other Assets: ............................................ 779 Total A s s e ts :.......................................... 58 ,028 Total Trust A ssets:............................................. 0 D e p o sits:.......................................... 49 ,013 Federal Funds and Borrowings:................ 1,018 Other Liabilities: ......................................... 290 Subordinated D e b t : ......................................... 0 Total Liabilities:............................... 50,321 Total Equity Capital and Reserves: . . . 7,707 Total Liabilites and Capital:.......... 58,028 Number of Shares Outstanding: . . . . 60,000 Directors: Carroll D. Anderson, Alice C. Clogston, Wilburn Cole, Frank Lady, Jr., Eugene Pounds, Clyde Robertson, Jr., Natalie T. Stuckey, Virginia P. Turner Branches in Town: None Other Branches: None 116 Arkansas State Bank Department First State Bank of Arkansas Trum ann, AR Telephone: 4 8 3 -6 4 3 3 FAX: 4 8 3 -7 0 3 0 Population: 6 ,3 0 4 825 Hwy. 63 P. O. Box 431 72472-0431 Charter Number: 754 Date: Jan. 15, 1991 County: Poinsett Member of Federal Reserve System Trust Department: No Bank Holding Company Southwest Bancshares, Inc., Jonesboro, AR Chm: Wallace W. Fowler CEO/Pres: James M. Yarbrough EVP: Harry M. Hill SVP/Cash: Georgia Bailey VP: Suzanne Sloan Cash and Due F ro m :.................................. 1,212 Federal Funds and R e p o s :........................2,0 00 Investm ents:...............................................8,751 Total Loans: ............................................ 3 1 ,1 5 5 Premises and Fixed A s s e ts :..................... 773 Other Real Estate: .......................................... 2 Other Assets: ............................................ 932 Total A sse ts:.......................................... 4 4 ,8 2 5 Total Trust A ssets:............................................. 0 D eposits:......................................... 4 0 ,0 4 5 Federal Funds and Borrowings:.....................115 Other Liabilities:.............................................. 256 Subordinated D e b t: .......................................... 0 Total Liabilities: ........................................ 4 0 ,4 1 6 Total Equity Capital and Reserves: . . . 4 ,4 0 9 Total Liabilites and Capital: ................ 4 4 ,8 2 5 Number of Shares Outstanding: . . . . 10,000 Directors: Mark Brown, Jama Fowler, Mark P. Fowler, Wallace W . Fowler, Harry M. Hill, Burness Holt, Ben Hyneman, Hal Hyneman, Phil Jones, Lloyd McCracken, Jr., David Thompson, James M. Yarbrough Branches in Town: One Other Branches: None Bank of Tuckerman Tuckerm an, A R Telephone: 3 49 -5 15 5 FAX: 3 49 -5 1 7 0 Population: 2 ,0 2 0 106 East Main P. O. Box 1000 7 2 4 7 3 -1 0 0 0 Charter Number: 164 Date: Nov. 8, 1902 County: Jackson Trust Department: No Bank Holding Company Rainbow Investment Company, Inc., Tuckerman, AR Chm/CEO/Pres: Lindley V. Smith EVP: Al Morris VP: Drew Sandlin Cash: Ann Watson Cash and Due F ro m :.................................. 1,670 Federal Funds and R e p o s :........................2,5 85 Investm ents:.............................................13,058 Total Loans: .............................................13,838 Premises and Fixed A s s e ts :..................... 315 Other Real Estate: ..................................... 143 Other Assets: ............................................. 479 Total A s se ts:.......................................... 32 ,088 Total Trust A ssets:............................................. 0 D eposits:.................................................. 2 7 ,3 7 6 Federal Funds and Borrowings:..................... 0 Other Liabilities:...............................................184 Subordinated D e b t:.......................................... 0 Total Liabilities: ..................................... 2 7 ,5 6 0 Total Equity Capital and Reserves: . . . 4 ,5 2 8 Total Liabilites and Capital: ................ 3 2 ,0 8 8 Number of Shares Outstanding: ..............4 ,0 0 0 Directors: Scotty Armstrong, Bob Penix, Lindley V. Smith Branches in Town: None Other Branches: Grubbs, Newport, Swifton 117 Seventy-Ninth Report First Delta Bank Tyronza, AR Telephone: 487-2161 FAX: 4 87 -2 0 6 9 Population: 858 Main and Oak Streets P. 0 . Box 395 723 86 -0 39 5 Charter Number: 704 Date: Oct. 31, 1951 County: Poinsett Trust Department: No Bank Holding Company Tyronza Bancshares, Inc., Tyronza, AR CEO/Pres: Harry J. Webb, Jr. VP: Loretta Branch VP: Roger Stokes Cash and Due F ro m :.................................. 1,681 Federal Funds and R e p o s :............... 1,785 Investm ents:...............................................5,1 28 Total Loans: .............................................19,649 Premises and Fixed A s s e ts :.....................1,099 Other Real Estate: ............................... .. . 105 Other Assets: ............................................ 491 Total A s s e ts :.......................................... 29,938 Total Trust A ssets:................................. 0 D e p o sits:......................................... 25,739 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 302 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 26,041 Total Equity Capital and Reserves: . . . 3,897 Total Liabilites and C apital:.......... 29,938 Number of Shares Outstanding: . . . . 20 ,000 Directors: Albert A. Banks, George E. Beley, Charles F. Luter, H. F. Norcross, Jr., Eugene Vaughn, Lewis Wood Branches in Town: None Other Branches: Marked Tree Citizens Bank & Trust Company Van Buren, AR Telephone: 474-1201 FAX: 4 74 -4 6 3 0 Population: 16,000 3110 Alma Hwy. P. 0 . Box 469 729 56 -0 46 9 Charter Number: 328 Date: Dec. 20, 1910 County: Crawford Trust Department: Yes Bank Holding Company Vista Bancorporation, Van Buren, AR Chm/CEO: James G. Williamson, Jr. Pres: William W. Thomas EVP/Cash/TO: Marion H. Riggs SVP: Luther F. Gordy, III Cash and Due F ro m :..................................2,897 Federal Funds and R e p o s :................................0 Investm ents:.......................................... 54 ,805 Total Loans: .......................................... 70 ,657 Premises and Fixed A s s e ts :.....................2,012 Other Real Estate: ..................................... 140 Other Assets: ............................................ 2,627 Total A s s e ts :.......................................... 133,138 Total Trust A ssets:..................................... 997 D e p o sits:............................................... 120,661 Federal Funds and Borrowings:................ 109 Other Liabilities: ......................................... 846 Subordinated D e b t : ......................................... 0 Total Liabilities:.................................... 121,616 Total Equity Capital and Reserves: . . 11,522 Total Liabilites and C apital:...................133,138 Number of Shares Outstanding: . . . . 16,000 Directors: Jimmy G. Bell, Warren D. Blaylock, Jimmy D. Gooch, Morril H. Harriman, Marion H Riggs, Paul D. Shirley, William W. Thomas, James G. Williamson, Jr. Branches in Town: Two Other Branches: Alma, Mountainburg Arkansas State Bank Department 118 The Peoples Bank W aldo, AR 101 Main Street P. 0 . Box 426 7 1 7 7 0 -0 4 2 6 Telephone: 693-5551 FAX: 693 -5 55 2 Population: 1,495 Charter Number: 313 Date: June 22, 1910 County: Columbia Trust Department: Yes Bank Holding Company Golden Oaks Bancshares, Inc., Waldo, AR CEO/Pres: Harold H. Fincher EVP: Mary L. Baird VP/Cash: Jill McClinton VP/Aud: Richard L. Scott VP: David L. Baird Cash and Due F ro m :.................................. 1,648 Federal Funds and R e p o s :................................0 Investm ents:.............................................17,063 Total Loans: ...............................................9,9 25 Premises and Fixed A s s e ts :..................... 144 Other Real Estate: ...........................................51 Other Assets: ............................................. 306 Total A s s e ts :............................................ 29 ,137 Total Trust A ssets:.....................................1,158 D e p o s its :......................................... 2 5 ,6 6 4 Federal Funds and Borrow ings:................ 36 0 Other Liabilities: ....................................... . 158 Subordinated D e b t : .......................................... 0 Total Liabilities:................................ 2 6 ,182 Total Equity Capital and Reserves: . . . 2,9 55 Total Liabilites and C apital:........... 29 ,1 3 7 Number of Shares Outstanding: . . . . 10 ,000 Directors: Mary L. Baird, Imogene M. Clark, Richard P. Clark, Pamela L. Davis, Steven Clark Fincher, Dorothy J. Fincher, Harold H. Fincher, Betty E. Harris, Betty L. Scott, G. F. Scott Branches in Town: One Other Branches: Emerson, Magnolia, McNeil Bank of Waldron W aldron, AR 110 W. 4th Street P. 0 . Box 2260 7 2 9 5 8 -2 2 6 0 Telephone: 637-2161 FAX: 6 37 -4 8 7 4 Population: 3 ,02 4 Charter Number: 72 Date: April 3, 1901 County: Scott Trust Department: Yes Bank Holding Company First National Security Company, DeQueen, AR Chm: John H. Hendrix CEO/Pres/TO: Greg Bourns SVP: Robert Akers VP/TO: Debra Fuller Cash: Linda Tanner Cash and Due F ro m :.................................. 1,552 Federal Funds and R e p o s :........................1,690 Investm ents:.......................................... 2 6 ,3 5 4 Total Loans: .......................................... 3 5 ,498 Premises and Fixed A s s e ts :..................... 1,125 Other Real Estate: ..................................... 270 Other Assets: .............................................1,449 Total A s se ts:.......................................... 67 ,9 3 8 Total Trust A ssets:..................................... 221 D e p o sits:.................................. 56 ,483 Federal Funds and Borrow ings:..................... 0 b Other Liabilities: .......................................... 443 Subordinated D e b t : .......................................... 0 Total Liabilities:..................... 56,926** Total Equity Capital and Reserves: . . 11,012" Total Liabilites and C apital:... 67 ,938 Number of Shares Outstanding: . . . . 2 4 ,0 0 0 r Directors: Kelly Ashford, Billy Jack Black, Greg Bourns, Jim H. Currier, John H. Hendrix, Larrf Mashburn, Rena Owens Branches in Tow n: One Other Branches: None 119 Seventy-Ninth Report The Scott County Bank Waldron. AR Telephone: 637-3191 FAX: 6 3 7 -3 19 5 Population: 3,02 4 Main & W. Church P. 0 . Box 838 7 29 58 -0 83 8 Charter Number: 741 Date: Feb. 20, 1980 County: Scott Trust Department: No Bank Holding Company Chambers Bancshares, Inc., Danville, AR SVP/Cash: Trisha Sikes SVP: Robbie Zimmer CEO: John Ed Chambers, Pres: Patsy Hawkins Cash and Due F ro m :.......... Federal Funds and Repos: . Investm ents:....................... Total Loans: ........................ Premises and Fixed Assets: Other Real Estate: ............. Other Assets: ..................... Total A s se ts:........................ Total Trust A ssets:............. . 1,460 . 2,1 40 10,128 30 ,1 9 0 . . 841 . . 108 . . 458 4 5 ,3 2 5 . . . . 0 D e p o sits:.......................................... 39 ,555 Federal Funds and Borrowings:...................... 0 Other Liabilities: .......................................... 371 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 39 ,926 Total Equity Capital and Reserves: . . . 5,399 Total Liabilites and Capital:.......... 45 ,325 Number of Shares Outstanding: . . . . 40 ,000 Directors: Lonnie Campbell, John Ed Chambers, III, Roy Hale, Robert Handley, Patsy Hawkins, Dan Laird Branches in Town: None Other Branches: Mansfield The Arkansas Bank Walnut Ridge, AR Telephone: 886-771 1 FAX: 886-2941 Population: 4 ,4 0 0 212 W. Walnut P. 0 . Box 749 7 2 4 57 -0 74 9 Charter Number: 71 Date: March 23, 1901 County: Lawrence Trust Department: No Bank Holding Company None Chm: Sloan Rainwater CEO/Pres: Jim Hinkle VP: Gary Little Cash and Due F ro m :.......... Federal Funds and Repos: . Investm ents:....................... Total Loans: ....................... Premises and Fixed Assets: Other Real Estate: ............. Other Assets: ..................... Total A s s e ts :....................... Total Trust A ssets:............. VP/Cash: Marilyn K. Davis VP: Mary E. Sloan . 2,568 . 5,0 25 19,391 2 0 ,895 . . 535 D e p o sits:.......................................... 4 3 ,764 Federal Funds and Borrowings:................... 38 Other Liabilities: .......................................... 222 Subordinated D e b t : .......................................... 0 Total Liabilities:................................ 4 4 ,0 2 4 ___ 0 . 2,0 55 50 ,4 6 9 . . . . 0 Total Equity Capital and Reserves: . . . 6,445 Total Liabilites and C apital:........... 50 ,469 Number of Shares Outstanding: . . . . 18,000 Directors: Stephen Cox, Virginia R. Cox, William Boyce Durham, Jim Hinkle, Earl D. Perkins, Sloan Rainwater, William I. Rainwater, Sr., William I. Rainwater, Jr., Ben Starr, Maurice Starr Branches in Town: None Other Branches: Lynn, Portia, Smithville 120 Arkansas State Bank Department First State Bank of Warren W arren, AR Telephone: 226-2601 FAX: 2 26 -2 25 3 Population: 6 ,45 5 Main Street P. 0 . Box 29 7 1 6 7 1 -0 0 2 9 Charter Number: 739 Date: Dec. 12, 1978" County: Bradley Trust Department: Yes Bank Holding Company Bradley Bancshares, Inc., Warren, AR Chm: Virginia M. Ryburn CEO/Pres: Freddie M. Mobley VChm: Bennie Ryburn, Jr. EVP: Hugh A. Quimby SVP: Jo Jenkins Cash: Shirley Meggs TO: Roy W. Ferrell Cash and Due F ro m :.................................. 1,684 Federal Funds and R e p o s :................................0 Investm ents:.......................................... 3 0 ,6 4 4 Total Loans: ............................................ 4 2 ,0 1 2 Premises and Fixed A s s e ts :..................... 648 Other Real Estate: ..................................... 118 Other Assets: ............................................. 950 Total A s se ts:.......................................... 7 6 ,0 5 6 Total Trust A ssets:..................................... 743 D e p o sits:.................................................. 67 ,8 5 0 Federal Funds and Borrow ings:................ 1,109 Other Liabilities: .......................................... 312 Subordinated D e b t : .......................................... 0 Total Liabilities:....................................... 69,271 Total Equity Capital and Reserves: . . . 6,7 85 Total Liabilites and C apital:................... 7 6 ,0 5 6 Number of Shares Outstanding: . . . . 59 ,0 0 0 Directors: Bill Blann, Robert E. Garner, Roger George, Freddie M. Mobley, Hugh A. Quimby, Bennie Ryburn, Jr., Virginia M. Ryburn, Bennie Ryburn, III, J. C. Thompson, H. Sidney Wharton Branches in Town: One Other Branches: Hermitage Warren Bank and Trust Company W arren, AR Telephone: 226-2621 FAX: 226-6261 Population: 6,455 201 S. Main P. 0 . Box 350 7 1 6 7 1 -0 3 5 0 Charter Number: 80 Date: Dec. 28, 1901 County: Bradley Trust Department: Yes Bank Holding Company None Chm: Louis W. Ederington CEO/Pres: Carlton E. Davis Cash: James E. Smith TO: Mike Shull Cash and Due F ro m :..................................3,4 1 5 Federal Funds and R e p o s :........................1,015 Investm en ts:.......................................... 52 ,023 Total Loans: .......................................... 43 ,038 Premises and Fixed A s s e ts :..................... 626 Other Real Estate: .......................................... 1 Other Assets: .............................................1,331 Total A s se ts:.......................................... 101,449 Total Trust A ssets:.................................. 11,462 D e p o sits:......................................... 8 6 ,5 3 0 Federal Funds and Borrow ings:................ 1,001 Other Liabilities: .......................................... 483 Subordinated D e b t : .......................................... 0 Total Liabilities:................................ 8 8 ,0 1 4 Total Equity Capital and Reserves: . . 13,435 Total Liabilites and C apital:........101,449 Number of Shares Outstanding: . . . . 4 8 ,0 0 0 Directors: Bruce Anderson, L. H. Derby, Jr., Louis W. Ederington, John B. Frazer, Jr., W. Sykes Harris, J. E. Hurley, Jr., C. A. Milton, Kerry F. Pennington, Gerard C. Sangster, G. F. Wynne Branches in Town: Two Other Branches: Hermitage Seventy-Ninth Report 121 Bank of Weiner Weiner, AR Telephone: 684-2221 FAX: 684 -7 39 2 Population: 750 Highway 49 P. O. Box 307 7 2479-0307 Charter Number: 276 Date: April 2, 1909 County: Poinsett Trust Department: Yes Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro Chm: Dr. Ernest L. Hogue CEO/Pres: Niles A. Bise Cash and Due From: ............................. . 1,107 Federal Funds and Repos:. . . . . . . . . 3,650 Investm ents:....................... 14,609 Total Loans: .................... 18,043 Premises and Fixed A s s e ts :...........................79 Other Real Estate: ....................... 0 Other Assets: ............................................ 776 Total Assets: .......................................... 3 8 ,264 Total Trust A ssets:..................................2,887 D e p o sits:................................................. 32 ,904 Federal Funds and Borrowings:................ 126 Other Liabilities: ....................... 424 Subordinated D e b t : ......................................... 0 Total Liabilities:....................................... 33 ,4 5 4 Total Equity Capital and Reserves: . . . 4,8 10 Total Liabilites and Capital:.................. 38 ,2 6 4 Number of Shares Outstanding: ............. 8,0 00 Directors: Niles A. Bise, Charles E. Givens, Dr. Ernest L. Hogue, John Marcus Hogue, G. L. Lieblong, Herbert D. Ziegenhorn Branches in Town: None Other Branches: Fisher Merchants and Farmers Bank West Helena, AR Telephone: 572-3481 FAX: 572-1901 Population: 9,695 425 East Plaza P. 0 . Box 2507 7 2390-0507 Charter Number: 700 Date: Oct. 4, 1948 County: Phillips Trust Department: Yes Bank Holding Company Security Bancshares, Inc., Des Arc, AR Chm: Sherod S. White CEO/Pres: Bill Simmons EVP: James A. Bogle SVP: Gordon White SVP/TO: E. F. Kalb, Jr. VP/Cash: Sarah Bradshaw VP: James E. Boyd, Jr. Cash and Due F ro m :............... 2,626 Federal Funds and R e p o s :....................... 2,425 Investm ents:.......................................... 32 ,758 Total Loans: .......................................... 50 ,929 Premises and Fixed A s s e ts :..................... 1,136 Other Real Estate: ....................................... 33 Other Assets: .............................................1,515 Total A s s e ts :.......................... 9 1 ,422 Total Trust A ssets:.....................................1,112 D e p o sits:...........................................82 ,612 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 443 Subordinated D e b t : ......................................... 0 Total Liabilities:............................... 8 3 ,055 Total Equity Capital and Reserves: . . . 8,367 Total Liabilites and C apital:........... 9 1 ,422 Number of Shares Outstanding: . . . . 20,000 Directors: William B. Benton, James E. Boyd, Sr., Winston P. Foster, Jr., Brooks Griffin, David B. Griffin, Jerry Kelley, W. L. Morris, Bill Simmons, Douglas Simmons, Herman H. Storey, James N. Thomason, Sherod S. White Branches in Town: Two Other Branches: Marvell 122 Arkansas State Bank Department Bank of West Memphis West Memphis, AR Telephone: 7 32-8000 FAX: 7 35-0849 Population: 3 0,0 00 626 E. Broadway P. O. Box 2128 723 03 -2 12 8 Charter Number: 601 Date: April 21, 1928 County: Crittenden Trust Department: Yes Bank Holding Company Bancshares of West Memphis, Inc., West Memphis, AR Chm: George H. Dunklin CEO/Pres: Jack K. Hogan VChm: M. E. Black Dunklin EVP: Robert L. Wright SVP: Paul Neal SVP/Aud/TO: Arley Knight Cash: Jo Duncan Cash and Due F ro m :..................................5,529 Federal Funds and R e p o s :....................... 1,400 Investm ents:............... ................. . 56,377 Total Loans: .......................................... 28,982 Premises and Fixed A s s e ts :.....................1,099 Other Real Estate: ............................................. 0 Other Assets: . . 1,603 Total A s s e ts :.......................................... 94 ,9 9 0 Total Trust A ssets:.......... . 4,2 74 D e p o sits:.................................................... 84 ,216 Federal Funds and Borrowings:..................... 0 Other Liabilities: .................. 222 Subordinated D e b t : ......................................... 0 Total Liabilities: ....................................... 84,438 Total Equity Capital and Reserves: . . 10,552 Total Liabilites and C apital:.................. 94 ,990 Number of Shares Outstanding: . . . 100,000 Directors: David Biggs, George H. Dunklin, M. E. Black Dunklin, James A. Heath, Jack K. Hogan, Keith M. Ingram, W. Kent Ingram, Jr., Pat K. Magruder, Lloyd C. McCuiston, Jr., Paul W. O'Neal, J. C. Tennison, J. Frank Waggener Branches in Town: Three Other Branches: None Wilmot State Bank Wilmot, AR Telephone: 473-221 1 FAX: 473-5131 Population: 1,047 Main Street P. 0 . Box 95 7 1 6 76 -0 09 5 Charter Number: 676 Date: Oct. 25, 1937 County: Ashley Trust Department: No Bank Holding Company None CEO/Pres/Cash: Kenneth M. Allbritton Cash and Due F ro m :.................. 635 Federal Funds and Repos: 3,3 55 Investments: ............................................... 1,560 Total Loans: ............................... 4,667 Premises and Fixed Assets: . . . . . . 47 Other Real Estate: ...........................................85 Other Assets: ............................... 133 Total Assets: . . . . . . . . . . 10,482 Total Trust A ssets:..................... . . . . 0 D e p o sits:...................................................... 8,705 Federal Funds and Borrowings:..................... 0 Other Liabilities: . .......................................... 39 Subordinated D e b t : ......................................... 0 Total Liabilities: . . . . 8,744 Total Equity Capital and Reserves: . . . 1,738 Total Liabilites and C apital:........... 10,482 Number of Shares Outstanding: . . . . 12,000 Directors: John B. Currie, John B Currie, Jr., William J. Currie, William B. deYampert, Thomas F. Scannell, III Branches in Town: None Other Branches: None 123 Seventy-Ninth Report Cross County Bank Wynne, AR Telephone: 238-8171 FAX: 238 -4 05 2 Population: 8,187 1 Cross County Plaza P. 0 . Box 9 7 23 96 -0 00 9 Charter Number: 25 Date: June 5, 1891 County: Cross Trust Department: Yes Bank Holding Company Cross County Bancshares, Inc., Wynne, AR Chm: Willard G. Burks CEO/Pres/TO: Ken McClanahan Cash: Beth Dildine Cash and Due F ro m :..................................2,268 Federal Funds and R e p o s :............... 4 ,8 0 0 Investm ents:.......................................... 25 ,639 Total Loans: .......................................... 5 5 ,5 9 4 Premises and Fixed A s s e ts :................ 1,663 Other Real Estate: ............................................. 4 Other Assets: ............................................ 1,257 Total Assets: . .......................................... 9 1 ,2 2 5 701 Total Trust A ssets:............................... D e p o sits:.......................................... 8 1 ,9 1 4 Federal Funds and Borrowings:................ 439 Other Liabilities: ......................................... 367 Subordinated D e b t : .......................................... 0 Total Liabilities:............................... 8 2 ,720 Total Equity Capital and Reserves: . . . 8,5 05 Total Liabilites and C apital:........... 9 1 ,225 Number of Shares Outstanding: . . . . 4,0 0 0 Directors: Willard G. Burks, Guy E. Fisher, Marvin T. Hagaman, Albert A. Hess, Pete L. Imboden, III, Ken McClanahan, Roger E. Pohlner, Donald L. Reddmann, James A. Richardson Branches in Town: One Other Branches: Cherry Valley, Hickory Ridge First Arkansas Bank Wynne, AR Telephone: 2 3 8 -2 2 6 5 FAX: 2 3 8 -7 0 3 0 Population: 8,187 500 N. Falls P. 0 . Box 189 7 2 3 9 6 -0 1 8 9 Charter Number: 228 Date: Jan. 24, 1907 County Cross Trust Department: No Bank Holding Company Cherry Valley Bancshares, Inc.. Wynne, AR Andrea Wood Chm: Howard H. Beasley CEO/Pres: Dale Beaird Cash: Cash and Due F ro m :................ . 510 Federal Funds and R e p o s :........... . .130 Investm ents:.................................. ___ 3,157 Total Loans: .................................. . . 7,081 Premises and Fixed Assets: . . . . 595 Other Real Estate: ........................ . . . . 0 Other Assets: ............................... . . . . 157 Total A s s e ts :.................................. 11,630 Total Trust A ssets:.......... 0 D e p o sits:.............................................. . . 9,776 Federal Funds and Borrowings: . . . .............. 0 Other Liabilities:.................................. . . . 207 Subordinated Debt: . . . . . . . . ........ 0 Total Liabilities:.................................... . 9,983 Total Equity Capital and Reserves: . . . 1,647 Total Liabilites and C apital:............... . 11,630 Number of Shares Outstanding: . . , . . 2,000 Directors: Howard H. Beasley, Harry H. Melhorn, ill, W. M. Smith, Jr., W. M. Smith, III Branches in Town: None Other Branches: None 124 Arkansas State Bank Department The Bank of Yellville Yellville. AR Madison & Church P. O. Box 325 7 2 6 8 7 -0 3 2 5 Telephone: 449-4231 FAX: 4 4 9 -4 86 6 Population: 1,207 Charter Number: 691 Date: Dec. 13, 1945 County: Marion Trust Department: Yes Bank Holding Company Mountain Bancshares, Inc., Yellville, AR CEO/Pres: Judy Loving EVP/Cash: Chole J. Richardson Cash and Due F ro m :.................................. 1,273 Federal Funds and R e p o s :........................ 630 Investm ents:.......................................... 20,081 Total Loans: .......................................... 3 2 ,5 9 4 Premises and Fixed A s s e ts :........................ 842 Other Real Estate: ..................................... 346 Other Assets: ............................................. 727 Total A s s e ts :.......................................... 56 ,493 Total Trust A ssets:............................................. 0 D e p o sits:......................................... 50 ,9 6 0 Federal Funds and Borrow ings:..................... 0 Other Liabilities: .......................................... 188 Subordinated D e b t : .......................................... 0 Total Liabilities:................................ 51 ,1 4 8 Total Equity Capital and Reserves: . . . 5,3 45 Total Liabilites and C ap ital:.......... 56 ,4 9 3 Number of Shares Outstanding: . . . . 20,781 Directors: Frank Bailey, Fred Berry, Dan Duren, H. C. Hall, Judy Loving, Chloe J. Richardson, Kenneth R. Smith, Susan Wendel Branches in Town: None Other Branches: Bull Shoals Seventy-Ninth Report SEVENTY-NINTH ANNUAL REPORT OF STATE CHARTERED INDUSTRIAL LOAN INSTITUTIONS, TRUST COMPANIES, AND NON PROFIT ORGANIZATIONS (NOT ENGAGED IN COMMERCIAL BANKING) JUNE 30, 1993 126 Arkansas State Bank Department Arkansas Capital Corporation Little Rock, AR Telephone: 3 74-9247 FAX: 3 74-9425 Population: 175,795 225 South Pulaski Street 7 2 2 0 1 -1 9 2 5 Charter Number: 1006 Date: Aug. 6, 1958 County: Pulaski Trust Department: No Bank Holding Company None Chm: D. Patton Rudder CEO/Pres: C. Sam Walls Cash and Due F ro m :.......... Federal Funds and Repos: . Investm ents:....................... Total Loans: ........................ Premises and Fixed Assets: Other Real Estate: ............. Other Assets: ..................... Total A sse ts:........................ Total Trust A ssets:............. . . 43 2 . . . . 0 . 5,5 8 2 14,998 . . 102 . . 169 . . 109 2 1 ,392 . . . . 0 D epo sits:............................................................. 0 Federal Funds and Borrowings:..................... 548 Other Liabilities:................................................110 Subordinated D e b t:................................. 15,685 Total Liabilities: ...................................... 16,343 Total Equity Capital and Reserves: . . . 5,0 49 Total Liabilites and Capital: .................... 2 1 ,3 9 2 Number of Shares Outstanding: ............ 1,085 Directors: John W. Ahlen, George E. Campbell, Wayne Clark, Joseph B. Ford, James Hall, III, A. David Harrington, Bert M. Mullens, James C. Patridge, Don Pattillo, D. Patton Rudder, William T. Staed, William C. Wilson Branches in Town: None Other Branches: None Jones Investment & Trust Co. Little Rock, AR Telephone: 374 -5 22 5 FAX: 3 74 -5 1 0 0 Population: 175 ,79 5 232 3 First Commercial Building 72201-3441 Charter Number: 302 Date: Feb. 1, 1910 County: Pulaski Trust Department: Yes Bank Holding Company None Chm/CEO/Pres: Bernice Jones VP/Sec/Treas: H. G. Frost, Jr. Cash and Due F ro m :.................................. 1,001 Federal Funds and R e p o s :................................ 0 Investm ents:.............................................10,268 Total Loans: ............................................... 500 Premises and Fixed A s s e ts :........................ 33 Other Real Estate: ............................................. 0 Other Assets: ............................................. 121 Total A sse ts:.............................................11,923 Total Trust A ssets:............................................. 0 D epo sits:............................................................ Federal Funds and Borrowings:..................... Other L iabilities:............... Subordinated D e b t:.......................................... Total Liabilities: ............................................... Total Equity Capital and Reserves: . . 11,922 Total Liabilites and Capital: ................ 11,923 Number of Shares Outstanding: ........... 1,000 Directors: H. G. Frost, Jr., John W. Johnson, Bernice Jones Branches in Town: None 0 0 1 0 1 Other Branches: None 127 Seventy-Ninth Report National Credit Corporation Little Rock, AR c/o Worthen Banking Corp. P. 0 . Box 1681 72203-1681 Telephone: 371 -8 76 9 FAX: 371 -8 46 0 Population: 175,795 Charter Number: 1002 Date: April 13, 1941 County: Pulaski Trust Department: No Bank Holding Company Worthen Banking Corporation, Little Rock, AR Chm: Curtis F. Bradbury CEO/Pres: Andrew T. Melton VP/Treas: Alan C. King Cash and Due F ro m :.................................... . 3 Federal Funds and R e p o s :................................0 Investm ents:............................................... 250 Total Loans: .................................... 0 Premises and Fixed A s s e ts :....................... . 0 Other Real Estate: ............................................. 0 Other Assets: ....................... 6 Total A s s e ts :............................................... 259 Total Trust A ssets:............................................. 0 D e p o sits:........................................................... 0 Federal Funds and Borrowings:..................... 0 Other Liabilities: ............................................... 6 Subordinated D e b t : ......................................... 0 Total Liabilities:................................................. 6 Total Equity Capital and Reserves: . . . . 253 Total Liabilites and C apital:.................. 259 Number of Shares Outstanding: 6,250 Directors: Curtis F. Bradbury, William Keisler, Andrew T. Melton Branches in Town: None Other Branches: None The Metropolitan Trust Company Sherwood, AR Telephone: 8 3 5 -7 5 0 0 FAX: 835 -1 77 5 Population: 18,893 7 5 0 0 Highway 107 P. 0 . Box 6 50 0 7 2 1 1 6 -0 9 0 0 Charter Number: 569 Date: June 5, 1 925 County: Pulaski Trust Department: Yes Bank Holding Company None CEO/Pres: Terry A. Paff Cash and Due F ro m :............. 34 Federal Funds and R e p o s :................................0 Investm ents:.................................... 721 Total Loans: ....................................................... 0 Premises and Fixed A s s e ts :............................. 0 Other Real Estate: ..................................... 191 Other Assets: .................................... 44 Total A s s e ts :............................................... 990 Total Trust A ssets:................................. 0 D e p o sits:............................................................ 0 Federal Funds and Borrowings:..................... 0 Other Liabilities: ......................................... 681 Subordinated D e b t : ......................................... 0 Total Liabilities:............................................ 681 Total Equity Capital and Reserves: . . . . 309 Total Liabilites and C apital:....................... 990 Number of Shares Outstanding: ..............1,642 Directors: Andrew J. Collins, Michael E. Friedrichsmeyer, Terry A. Paff Branches in Town: None Other Branches: None Seventy-Ninth Report LIST OF COMMERCIAL BANKS BY COUNTY JUNE 30, 1993 130 Arkansas State Bank Department COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK Arkansas DeWitt Bank And Trust Company The First National Bank of DeWitt Planters & Merchants Bank The Farmers and Merchants Bank First National Bank in Stuttgart DeWitt DeWitt Gillett Stuttgart Stuttgart Ashley First National Bank of Crossett First State Bank Farmers Bank Southeast Arkansas Bank The Peoples Bank Portland Bank Wilmot State Bank Crossett Crossett Hamburg Parkdale Portland Portland Wilmot Baxter First National Bank & Trust Company of Mountain Home Peoples Bank And Trust Company Benton Bank of Bentonville Decatur State Bank Bank of Gravett Farmers and Merchants Bank First National Bank & Trust Company First Western Bank and Trust Company Arkansas State Bank First National Bank Boone The Security Bank Worthen National Bank of Harrison Bradley First State Bank of Warren Warren Bank and Trust Company Calhoun Calhoun County Bank Carroll The First National Bank of Berryville Bank of Eureka Springs The First National Bank in Green Forest Chicot Dermott State Bank First State Bank of Dermott The Eudora Bank The Bank of Lake Village Simmons First Bank of Lake Village CITY Mountain Home Mountain Home Bentonville Decatur Gravette Rogers Rogers Rogers Siloam Springs Siloam Springs Harrison Harrison Warren Warren Hampton Berryville Eureka Springs Green Forest Dermott Dermott Eudora Lake Village Lake Village Seventy-Ninth Report 131 COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK Clark Bank of Amity Citizens First State Bank Elk Horn Bank & Trust Company Merchants & Planters Bank & Trust Company First State Bank of Gurdon Clay Corning Bank Piggott State Bank The Bank of Rector Cleburne The Cleburne County Bank First National Bank of Cleburne County Greers Ferry Lake State Bank Heber Springs State Bank Cleveland Pine State Bank The Bank of Rison Columbia Farmers Bank and Trust Company First National Bank of Magnolia The Peoples Bank Magnolia Magnolia Waldo Conway The First National Bank of Conway County Morrilton Security Bank, N.A. Morrilton Morrilton Craighead The Arkansas Bank Citizens Bank of Jonesboro First Bank of Arkansas Mercantile Bank Simmons First Bank of Jonesboro MidSouth Bank Jonesboro Jonesboro Jonesboro Jonesboro Jonesboro Monette Crawford Commercial Bank at Alma Bank of Mulberry Citizens Bank & Trust Company First National Bank of Crawford County Alma Mulberry Van Buren Van Buren Crittenden First Southern Bank Citizens Bank Bank of West Memphis Fidelity National Bank of West Memphis First National Bank in West Memphis Earle Marion West Memphis West Memphis West Memphis CITY Amity Arkadelphia Arkadelphia Arkadelphia Gurdon Corning Piggott Rector Heber Heber Heber Heber Springs Springs Springs Springs Kingsland Rison 132 Arkansas State Bank Department COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK Cross First State Bank Cross County Bank First Arkansas Bank The First National Bank of Wynne Dallas The First State Bank of Fordyce Fordyce Bank & Trust Company Merchants & Planters Bank Desha Dumas State Bank Merchants & Farmers Bank The First National Bank of McGehee McGehee Bank Dumas Dumas McGehee McGehee Drew Commercial Bank & Trust Company Union Bank And Trust Company Monticello Monticello Faulkner First Community Bank First National Bank of Conway Worthen National Bank of Conway Franklin American State Bank Bank of Ozark Fulton Mercantile Bank Bank of Salem Garland Arkansas Bank and Trust Company Bank of Hot Springs Worthen National Bank of Hot Springs Grant First National Bank of Sheridan Grant County Bank Greene First National Bank Peoples Bank Security Bank Hempstead Bank of Blevins Citizens National Bank of Hope The First National Bank of Hope CITY Parkin Wynne Wynne Wynne Fordyce Fordyce Sparkman Conway Conway Conway Charleston Ozark Mammoth Spring Salem Hot Springs Hot Springs Hot Springs Sheridan Sheridan Paragould Paragould Paragould Blevins Hope Hope 133 Seventy-Ninth Report COMMERCIAL BANKS LISTED BY COUNTY CITY COUNTY BANK Hot Spring Bank of Malvern The Malvern National Bank Southern State Bank Howard First National Bank of Howard County Citizens National Bank of Nashville First National Bank of Nashville Dierks Nashville Nashville Independence The Citizens Bank TCB The Community Bank of Batesville, N.A. Worthen National Bank of Batesville Worthen National Bank of Newark Batesville Batesville Batesville Newark Izard First National Bank of Izard County The Bank of North Arkansas Calico Rock Melbourne Jackson First State Bank of Newport Merchants & Planters Bank Bank of Tuckerman Newport Newport Tuckerman Jefferson First National Bank of Altheimer Pine Bluff National Bank Simmons First National Bank of Pine Bluff Worthen National Bank of Pine Bluff Altheimer Pine Bluff Pine Bluff Pine Bluff Johnson Arkansas State Bank Farmers Bank and Trust Company Clarksville Clarksville Lafayette The Bank of Bradley The First National Bank of Lewisville Peoples Bank & Loan Co. Bodcaw Bank Bradley Lewisville Lewisville Stamps Lawrence Peoples Bank The Arkansas Bank First National Bank of Lawrence County Lee First National Bank at Marianna Marianna Lincoln First State Bank Bank of Star City Gould Star City Little River Bank of Ashdown, N.A. First National Bank in Ashdown Malvern Malvern Malvern Imboden Walnut Ridge Walnut Ridge Ashdown Ashdown 134 Arkansas State Bank Department COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK Logan Citizens Bank First National Bank at Paris Logan County Bank Lonoke Bank of Cabot Citizens Bank & Trust Bank of England First State Bank Madison First National Bank of Huntsville First State Bank Madison Bank and Trust Marion 1st Ozark National Bank The Bank of Yellville Miller Commercial National Bank of Texarkana The State First National Bank of Texarkana Texarkana Texarkana Mississippi Farmers Bank And Trust Company First National Bank in Blytheville Leachville State Bank The Merchants and Planters Bank American State Bank First National Bank in Osceola The Planters Bank Blytheville Blytheville Leachville Manila Osceola Osceola Osceola Monroe Bank of Brinkley FirstBank of Arkansas The Merchants and Planters Bank Bank of Holly Grove Brinkley Brinkley Clarendon Holly Grove Montgomery The Bank of Montgomery County Mount Ida Nevada Bank of Prescott Newton Newton County Bank Ouachita Bank of Bearden First National Bank of Camden The Merchants & Planters Bank, N.A. The Stephens Security Bank Bearden Camden Camden Stephens Perry The Perry County Bank Perryville CITY Booneville Paris Scranton Cabot Carlisle England Lonoke Huntsville Huntsville Kingston Flippin Yellville Prescott Jasper 135 Seventy-Ninth Report COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK Phillips The Delta State Bank First National Bank of Phillips County Helena National Bank Merchants and Farmers Bank Pike Bank of Delight The Bank of Glenwood Caddo First National Bank Pike County Bank Poinsett The Bank of Harrisburg Little River Bank Marked Tree Bank Bank of Trumann First State Bank of Arkansas First Delta Bank Bank of Weiner Polk First National Bank in Mena The Union Bank of Mena Pope Bank of Atkins First Bank of Arkansas First National Bank of Russellville Worthen National Bank of Russellville Prairie Farmers & Merchants Bank Hazen First State Bank Pulaski First Jacksonville Bank and Trust Arkansas Bankers' Bank Central Bank & Trust Citizens First Bank Eagle Bank & Trust Company First Commercial Bank, N.A. Metropolitan National Bank One National Bank Pulaski Bank And Trust Company Worthen National Bank of Arkansas Bank of Little Rock National Bank of Arkansas The Twin City Bank CITY Elaine Helena Helena West Helena Delight Glenwood Glenwood Murfreesboro Harrisburg Lepanto Marked Tree Trumann Trumann Tyronza Weiner Mena Mena Atkins Russellville Russellville Russellville Des Arc Hazen Jacksonville Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock North Little Rock North Little Rock North Little Rock 136 Arkansas State Bank Department COMMERCIAL BANKS LISTED BY COUNTY CITY COUNTY BANK Randolph Bank of Pocahontas Planters & Stockmen Bank Farmers and Merchants Bank Saline Benton State Bank The Union Bank of Benton Scott Bank of Waldron The Scott County Bank Waldron Waldron Searcy Searcy County Bank Marshall Sebastian The City National Bank of Fort Smith The First National Bank of Fort Smith The Merchants National Bank of Fort Smith Farmers Bank River Valley Bank & Trust Bank of Mansfield Fort Smith Fort Smith Fort Smith Greenwood Lavaca Mansfield Sevier First National Bank of DeQueen First State Bank of DeQueen Horatio State Bank Bank of Lockesburg DeQueen DeQueen Horatio Lockesburg Sharp First National Bank of Sharp County Bank of Cave City Bank of Evening Shade Mercantile Bank St. Francis First National Bank of Eastern Arkansas Planters Bank and Trust Company The Planters National Bank of Hughes Stone Bank of Mountain View Union The Exchange Bank & Trust Company The First National Bank of El Dorado National Bank of Commerce Union State Bank Smackover State Bank Citizens Bank Van Buren Clinton State Bank First National Bank Pocahontas Pocahontas Reyno Benton Benton Ash Flat Cave City Evening Shade Hardy Forrest City Forrest City Hughes Mountain View El Dorado El Dorado El Dorado Junction City Smackover Strong Clinton Clinton 137 S e v e n ty -N in th R e p o rt COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK Washington Elkins The Bank of Elkins Fayetteville The Bank of Fayetteville, N.A. Fayetteville Citizens Bank of Northwest Arkansas Fayetteville Mcllroy Bank & Trust Worthen National Bank of Northwest Arkansas Fayetteville Lincoln Bank of Lincoln Prairie Grove The Farmers & Merchants Bank Springdale The First National Bank of Springdale Springdale Springdale Bank and Trust White Citizens State Bank Citizens Bank First State Bank FirstBank of Arkansas First National Bank First Security Bank Woodruff The Bank of Augusta Bank of McCrory Yell Danville State Bank Arkansas Valley Bank Bank of Dardanelle First State Bank CITY Bald Knob Beebe Beebe Kensett Searcy Searcy Augusta McCrory Danville Dardanelle Dardanelle Plainview Arkansas State Bank Department 138 MAP OF ARKANSAS COUNTIES Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN COMMERCIAL BANKS IN ARKANSAS JUNE 30, 1993 140 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Commerce Financial Corporation Alma, AR BHC Number: 9337 Telephone: 632-2257 FAX: 632-2263 Hwy. 64-71 P. 0 . Box 2199 72921-2199 CEO/Pres: John P. Ballentine Subsidiaries: Commercial Bank at Alma Commerce Capital Corporation Alma, AR Alma, AR Central Arkansas Bancshares, Inc. Arkadelphia, AR BHC Number: 6567 Telephone: 246-8070 FAX: 246-2117 Chm/CEO: Ross M. Whipple Subsidiaries: Merchants & Planters Bank & Trust Company First Banc Mortgage Company Landau II Bank of Hot Springs Landau III Bank of Malvern Landau I First Banc Securities, Inc. 421 Main Street P. 0 . Box 340 71923-0340 Pres: Paul L. Offutt Arkadelphia, Arkadelphia, Arkadelphia, Hot Springs, Hot Springs, Malvern, Malvern, Hot Springs, AR AR AR AR AR AR AR AR Southern Development Bancorporation, Inc. Arkadelphia, AR BHC Number: 10585 Telephone: 246-3945 FAX: 246-2182 Chm: Ronald A. Grzywinski Subsidiaries: Elk Horn Bank and Trust Company Financial Mortgage Corporation Opportunity Lands Corporation 605 Main, Suite 202 71923-6037 CEO/Pres: George P. Surgeon Arkadelphia, AR Arkadelphia, AR Arkadelphia, AR Seventy-Ninth Report 141 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Citizens State Bankshares of Bald Knob, Inc. Bald Knob, AR BHC Number: 4548 Telephone: 724-3241 FAX: 724-5985 306 South Elm Street P.O. Box 200 72010-0200 Chm/CEO: Juanita Litzelfelner Pres/Treas: Larry E. Kircher Subsidiaries: Citizens State Bank Citizens State Investments, Inc. Bald Knob, AR Bald Knob, AR Sebastian Bankshares, Inc. Barling, AR BHC Number: 10944 Telephone: 452-7906 FAX: 452-7978 227 Fort Street P. 0. Box 529 72923-0529 Chm: Ronald H. Udouj CEO/Pres: James N. Patterson Subsidiaries: River Valley Bank & Trust River Valley Finance Corp. Lavaca, AR Barling, AR Citizens Bancshares of Batesville, Inc. Batesville, AR BHC Number: 8412 Telephone: 793-4441 FAX: 698-6299 Third and College Streets P. O. Box 2156 72503-2156 CEO/Pres: Woody Castleberry Subsidiaries: The Citizens Bank Citizens Investments, Inc. Batesville, AR Batesville, AR Arkansas State Bank Department 142 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Union Bancshares of Benton, Inc. Benton, AR 207 West Conway Street P. 0 . Box 687 72015-0687 BHC Number: 8720 Telephone: 778-0411 FAX: 776-5433 Chm/CEO/Pres: Greg B. Brown Subsidiaries: The Union Bank of Benton Arkansas Investment Advisory Service Benton Savings & Loan Association Benton, AR Benton, AR Benton, AR Arvest Bank Group, Inc. Bentonville, AR BHC Number: 2701 Telephone: 273-5743 FAX: 273-7477 125 West Central #218 72712 Chm/CEO/Pres: Jim C. Walton Subsidiaries: Siloam Springs Bancshares, Inc. First National Bank of Siloam Springs TRH Bank Group, Inc. (50% Owner) Security National Bank & Trust Mcllroy Bank & Trust The Farmers & Merchants Bank First National Bank & Trust Company Springdale Bank and Trust State Bank & Trust, N.A. Arvest Trust Company, N.A. Bentonville, Siloam Springs, Norman, Norman, Fayetteville, Prairie Grove, Rogers, Springdale, Tulsa, Bentonville, AR AR OK OK AR AR AR AR OK AR Farmers Bancorp, Inc. Blytheville, AR BHC Number: 10415 Telephone: 763-8101 FAX: 763-3500 400 West Main Street P. 0 . Box 688 72316-0688 Chm/CEO/Pres: Alvin Huffman, III Subsidiaries: http://fraser.stlouisfed.org/ Farmers Bank and Trust Company Federal Reserve Bank of St. Louis Blytheville, AR 143 Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First Western Bancshares, Inc. Booneville, AR BHC Number: 7895 Telephone: 675-4600 FAX: 675-4690 31 West Main P. 0 . Box 87 72927-0087 Chm: Jeral L. Hampton CEO/Pres: John T. Hampton Subsidiaries: Booneville, Booneville, Booneville, Rogers, Booneville, Citizens Bank First Western Mortgage, Inc. First Western Properties First Western Bank and Trust Company First Western Loan Company AR AR AR AR AR The Bradley Corporation Bradley, AR Main Street P. 0 . Box 120 71826-0120 BHC Number: 4611 Telephone: 894-3322 FAX: 894-3324 Chm/CEO/Pres: Lane Pierce Subsidiaries: The Bank of Bradley Twenty-Twenty Hindsight, Inc. Bradley, AR Bradley, AR Brinkley Bancshares, Inc. Brinkley, AR BHC Number: 4873 Telephone: 734-3133 FAX: 734-3001 Chm/CEO: A. H. Rusher 130 South New Orleans P. 0 . Box 727 72021-0727 Pres: Gus Rusher Subsidiaries: Bank of Brinkley Fred Rusher Agency, Inc. Brinkley, AR Brinkley, AR 144 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS FirstBank Group, Inc. Brinkley, AR BHC Number: 11608 Telephone: 734-1300 FAX: 734-1305 800 North Main Street P. 0 . Box 787 72071-0787 Chm/CEO/Pres: James P. Farrell Subsidiaries: FirstBank of Arkansas FirstBank of Arkansas Brinkley, AR Kensett, AR Cabot Bankshares, Inc. Cabot, AR BHC Number: 5720 Telephone: 843-3575 FAX: 843-2964 One City Plaza P. 0 . Box 1028 72023-1028 Chm: Howell M. Thompson CEO/Pres: James M. Park Subsidiaries: Bank of Cabot Cabot, AR Sharp Bancshares, Inc. Cave City, AR BHC Number: 7420 Telephone: 283-5301 FAX: 283-6466 110 Main Street P. 0 . Box 490 72521-0490 Chm/CEO: Eugene Street Subsidiaries: Bank of Cave City Bank of Evening Shade "As Old As Dirt, Inc." Cave City, AR Evening Shade, AR Evening Shade, AR Seventy-Ninth Report 145 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS American Bancshares of Arkansas, Inc. Charleston, AR BHC Number: 5587 Telephone: 965-2201 FAX: 965-2205 400 East Main Street P. 0 . Box 128 72933-0128 Pres: Michael F. Flynn Chm/CEO: Joe S. Hiatt Subsidiaries: American State Bank Charleston, AR Clarendon Holding Co. Clarendon, AR BHC Number: 7059 Telephone: 747-3319 FAX: 747-3498 297 Madison P. 0 . Box 280 72029-0280 Chm: James B. Sharp CEO/Pres: J. Perry Lee Subsidiaries: The Merchants and Planters Bank Clarendon, AR West-Ark Bancshares, Inc. Clarksville, AR BHC Number: 11044 Telephone: 754-6325 FAX: 754-7398 Cravens & Sevier P. 0 . Box 100 72830-0100 Chm/CEO/Pres: C. W. Kelly Subsidiaries: Arkansas State Bank ASB Properties Clarksville, AR Clarksville, AR 146 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Clinton Bancshares, Inc. Clinton, AR BHC Number: 7291 Telephone: 745-2441 FAX: 745-2441 Ext. 30 202 South Court P. 0 . Box 57 72031-0057 Chm/CEO: Charles W. Sharp Subsidiaries: Clinton State Bank Bank Properties, Inc. Clinton, AR Clinton, AR Evergreen Bancshares, Inc. Crossett, AR BHC Number: 8879 Telephone: 364-5131 FAX: 364-6329 310 Main Street P.O. Box 638 71635-0638 Chm/CEO/Pres: Richard E. Griffin Subsidiaries: First State Bank Crossett, AR Chambers Bancshares, Inc. Danville, AR BHC Number: 9675 Telephone: 495-2236 FAX: 495-7765 901 Main P. 0 . Box 609 72833-0609 Chm/CEO/Pres: John Ed Chambers, III Subsidiaries: Bank of Amity Danville State Bank Scott County Bank River Valley Appraisal Amity, Danville, Waldron, Danville, AR AR AR AR 147 Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Bank of Dardanelle Bankshares, Inc. Dardanelle, AR 102 N. Front Street P. 0 . Box 577 72834-0090 BHC Number: 8849 Telephone: 229-3311 FAX: 229-4180 Chm/CEO/Pres: H. M. Orsburn Subsidiaries: Bank of Dardanelle Dardanelle, AR First State Bancshares, Inc. DeQueen, AR BHC Number: 12344 Telephone: 642-4423 FAX: 642-2847 Third and Heynecker Streets P. 0 . Box 970 71832-0970 CEO: Art Melson Chm: Lou Gray Subsidiaries: First State Bank of DeQueen DeQueen, AR First National Security Company DeQueen, Arkansas BHC Number: 11272 Telephone: 642-2212 FAX: 642-7959 Chm: John H. Hendrix Subsidiaries: Bank of Ashdown, N.A. First National Bank of DeQueen First National Bank of Howard County Citizens National Bank of Nashville Bank of Waldron Third & Gilson P. 0 . Box 980 71832-0980 CEO/Pres: Larry Mashburn Ashdown, DeQueen, Dierks, Nashville, Waldron, AR AR AR AR AR 148 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS DBT Financial Corporation DeWitt, AR Second and Jefferson Streets P. 0 . Drawer 71 7 2 0 4 2 -0 0 7 1 BHC Number: 9 3 9 8 Telephone: 946 -3 5 3 1 FAX: 9 4 6 -2 8 1 5 Chm: Elmer A. Ferguson CEO/Pres: Nancy F. Rasco Subsidiaries: DeWitt Bank and Trust Company First Arkansas Insurance of DeWitt DeWitt, AR DeWitt, AR DeW itt First Bankshares, Corporation DeWitt, AR W. Cross and Jefferson P. 0 . Box 511 7 2 0 4 2 -0 5 1 1 BHC Number: 7051 Telephone: 9 4 6-355 1 FAX: 9 4 6 -1 5 6 2 CEO/Pres: Warren A. Jennings Subsidiaries: The First National Bank of DeW itt Bank of Lockesburg DeWitt, AR Lockesburg, AR Decatur Bancshares, Inc. Decatur, AR BHC Number: 1 1 6 8 6 Telephone: 7 5 2-328 1 FAX: 7 5 2 -8 1 5 4 Chm: Lloyd E. Peterson Subsidiaries: Decatur State Bank Hwy. 59 N. P. 0 . Box 3 8 7 2 7 2 2 -0 0 3 8 CEO/Pres: Vernon L. Austin Decatur, AR Seventy-Ninth Report 149 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS DSB Bancshares, Inc. Dermott, AR BHC Number: 1 0 7 2 5 Telephone: 5 3 8 -3 2 6 6 FAX: 5 3 8 -5 4 6 8 108 East Speedway P.O. Drawer C 7 1 6 3 8 -0 8 0 3 Chm/CEO/Pres: John M. Baxter Subsidiaries: Dermott State Bank Dermott, AR Dermott Bancshares, Inc. Dermott, AR BHC Number: 9 1 6 6 Telephone: 5 3 8-322 1 FAX: 5 3 8 -3 7 8 7 110 East Peddicord P. 0 . Drawer 0 7 1 6 3 8 -0 8 1 5 Chm: R. H. Dennington CEO/Pres: Thomas H. Grumbles Subsidiaries: First Delta Financial Corporation First State Bank of Dermott Dermott, AR Dermott, AR Security Bancshares, Inc. Des Arc, AR BHC Number: 9 4 5 9 Telephone: 2 5 6-419 1 FAX: 2 5 6 -4 5 8 2 Chm: Henry L. Nichols Subsidiaries: Farmers & Merchants Bank Merchants & Farmers Bank 110 S. Third Street P. 0 . Box 369 7 2 0 4 0 -0 3 6 9 CEO/Pres: Sherod S. White Des Arc, AR West Helena, AR 150 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Dumas Bancshares, Inc. Dumas, AR Hwy 65 & 54 P. 0 . Box 915 7 1 6 3 9 -0 7 0 0 BHC Number: 5 8 5 9 Telephone: 3 8 2 -4 2 0 4 FAX: 3 8 2 -2 0 8 4 CEO/Pres: James R. Hall Chm: Merle F. Peterson Subsidiaries: Dumas State Bank First State Bank Dumas, AR Gould, AR M & F Financial Corporation Dumas, AR 130 W. Waterman P. 0 . Box 187 7 1 6 3 9 -0 1 8 7 BHC Number: 7 2 7 3 Telephone: 38 2 -4 3 1 1 FAX: 38 2 -5 9 0 1 Chm/CEO/Pres: Loral M. Adcock Subsidiaries: Merchants & Farmers Bank Dumas, AR Earle Bankshares, Inc. Earle, AR BHC Number: 6 8 9 5 Telephone: 7 9 2 -8 6 1 3 FAX: 7 3 5 -8 8 6 0 Chm: W. P. "Buddy" Morrison Subsidiaries: First Southern Bank 801 Commerce Street P. 0 . Box 248 7 2 3 3 1 -0 2 4 8 CEO/Pres: John E. Gregson Earle, AR 151 Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Community Investment, Inc. Elkins, AR 3 4 8 N. Center P. 0 . Box 333 7 2 7 2 7 -0 3 3 3 BHC Number: 7 2 9 0 Telephone: 6 4 3-213 1 FAX: 643-265 1 Chm/CEO/Pres: Joel L. Bunch Subsidiaries: The Bank of Elkins Elkins, AR Delta Bancshares, Inc. Eudora, AR 111 N. Main P. 0 . Box 2 7 0 7 1 6 4 0 -0 2 7 0 BHC Number: 5 3 4 3 Telephone: 355 -8 3 1 1 FAX: 3 5 5 -8 5 0 9 Chm/Pres: W . K. Grubbs Subsidiaries: The Eudora Bank Eudora, AR FBT Bancshares, Inc. Fordyce, AR BHC Number: 6 8 9 6 Telephone: 3 5 2 -3 1 0 7 FAX: 3 5 2 -5 2 0 2 20 0 W. 4th Street 7 1 7 4 2 -0 3 5 2 Chm/CEO/Pres: Curtis Hutchins Subsidiaries: Fordyce Bank & Trust Company Fordyce, AR 152 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Planters & Merchants Bancshares, Inc. Gillett, AR BHC Number: 1 1 4 4 8 Telephone: 548 -2 2 1 1 FAX: 5 4 8 -2 2 1 3 3 2 0 Main P. 0 . Box 357 7 2 0 5 5 -0 3 5 7 Chm: Kenneth Smith CEO/Pres: Larry E. Bauer Subsidiaries: Planters & Merchants Bank D & M Real Estate, Inc. Gillett, AR Gillett, AR Bainum Bancorp Glenwood, AR BHC Number: 1 0 9 8 5 Telephone: 3 5 6 -2 1 2 1 FAX: 356 -2 2 1 1 Broadway & Pulliam P. 0 . Box 0 7 1 9 4 3 -0 8 1 3 Chm/CEO/Pres: Irvin C. Bainum Subsidiaries: The Bank of Glenwood Glenwood, AR Wilkinson Banking Corporation Greenwood, AR BHC Number: 11241 Telephone: 99 6 -4 1 7 1 FAX: 9 9 6 -6 7 0 0 Chm: Elizabeth Wilkinson Subsidiaries: Farmers Bank 125 W . Center Street P. 0 . Box 6 1 0 7 2 9 3 6 -0 6 1 0 CEO/Pres: Edward Wilkinson Greenwood, AR 153 Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Holly Grove Bancshares, Inc. Holly Grove, AR BHC Number: 11367 Telephone: 4 6 2-333 1 FAX: 4 6 2 -3 9 9 2 Chm: John B. Moore, Jr. Subsidiaries: Bank of Holly Grove 5 1 0 Dr. Herd E. Stone Street P. 0 . Box 41 9 7 2 0 6 9 -0 4 1 9 CEO/Pres: William R. Reynolds Holly Grove, AR First National Bancshares of Hempstead County, Inc. Hope, AR BHC Number: 8 0 9 2 Telephone: 7 7 7 -2 3 6 3 FAX: 7 7 7 -5 5 9 7 Second and Walnut Streets P. 0 . Box 5 2 0 7 1 8 0 1 -0 5 2 0 CEO/Pres: Thomas E. Hays, Jr. Subsidiaries: Bank of Blevins The First National Bank of Hope Blevins, AR Hope, AR Pioneer Bancshares, Inc. of Horatio, Arkansas Horatio, AR BHC Number: 9 3 8 8 Telephone: 832-250 1 FAX: 8 3 2 -2 5 7 7 100 Main Street P. O. Box 347 7 1 8 4 2 -0 3 4 7 CEO/Pres: Edith H. Smith Subsidiaries: Horatio State Bank Horatio, AR 154 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Smith Associated Banking Corporation Hot Springs, AR BHC Number: 5 9 3 2 Telephone: 6 2 3 -4 2 9 2 FAX: 6 2 3 -4 6 8 8 1801 Central Avenue, Suite B 71901 Chm/CEO/Pres: Richard T. Smith Subsidiaries: Bank of Salem The Stephens Security Bank SABCO Insurance Agency Salem, AR Stephens, AR Salem, AR BTS Bancshares, Inc. Huntsville, AR Hwy. 4 1 2 West P. O. Box 667 7 2 7 4 0 -0 6 6 7 BHC Number: 1 1 9 8 6 Telephone: 7 3 8 -2 1 4 7 FAX: 7 3 8 -1 2 5 5 Chm: Sam Mathias CEO/Pres: Tom Mathias Subsidiaries: First State Bank Huntsville, AR Spring Rivers Bancshares, Inc. Imboden, AR BHC Number: 1 0 7 9 3 Telephone: 869 -2 2 9 1 FAX: 8 6 9 -2 1 7 9 Hwy 63 P. O. Box 85 0 7 2 4 3 4 -0 8 5 0 Chm/CEO/Pres: Charles F. Luter Subsidiaries: Peoples Bank Peoples Bank Imboden, AR Paragould, AR 155 Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First Arkansas Bancshares, Inc. Jacksonville, AR BHC Number: 4 2 1 2 Telephone: 9 8 2-451 1 FAX: 9 8 2 -5 7 6 9 60 0 West Main Street P. 0 . Box 827 7 2 0 7 6 -0 8 2 7 Chm/CEO/Pres: Kenneth Pat Wilson Subsidiaries: First Jacksonville Bank and Trust First Jacksonville Mortgage Corporation Jacksonville, AR Jacksonville, AR Citizens Bancshares Corporation Jonesboro, AR BHC Number: 3 2 6 5 Telephone: 9 3 2 -6 6 0 3 FAX: 9 3 3 -4 3 0 3 Citizens Bank Bldg., 7th Floor P.O. Box 1800 7 2 4 0 1 -2 8 3 8 Chm/CEO: Herbert H. McAdams, II Subsidiaries: Citizens Bank of Jonesboro Citizens Real Estate Jonesboro, AR Jonesboro, AR Southwest Bancshares, Inc. Jonesboro, AR BHC Number: 1 1677 Telephone: 9 7 2 -9 0 9 3 FAX: 9 3 5 -8 3 0 6 Chm/CEO: Wallace W. Fowler Subsidiaries: First Bank of Arkansas First Bank of Arkansas First State Bank of Arkansas First Arkansas Bank 139 Southwest Drive 72401 Pres: Phil Jones Jonesboro, Russellville, Trumann, Wynne, AR AR AR AR 156 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Southeast Arkansas Bank Corporation Lake Village, AR BHC Number: 9 1 4 0 Telephone: 2 6 5 -2 2 4 1 FAX: 2 6 5 -2 1 2 5 101 Main Street P. 0 . Box 7 2 7 7 1 6 5 3 -0 7 2 7 Chm/CEO: Charles H. Weissinger, Jr. Pres/COO: Terence J. Alpe Subsidiaries: The Bank of Lake Village BLV Realty, Inc. Lake Village, AR Lake Village, AR Leachville State Bancshares, Inc. Leachville, AR BHC Number: 1 0 2 1 3 Telephone: 5 3 9 -6 3 5 4 FAX: 5 3 9 -2 2 1 3 110 N. Main Street P. 0 . Box 140 7 2 4 3 8 -0 1 4 0 CEO/Pres: Larry E. Grisham Subsidiaries: Leachville State Bank Leachville, AR Peoples Bancshares, Inc. Lewisville, AR BHC Number: 1 0 2 5 9 Telephone: 9 2 1 -4 2 4 4 FAX: 9 2 1 -4 3 3 6 3 0 5 Spruce P.O. Box 1100 7 1 8 4 5 -1 1 0 0 Chm/CEO/Pres: Charles Black Subsidiaries: Peoples Bank & Loan Co. Lewisville, AR 157 Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Lincoln Bankshares, Inc. Lincoln, AR BHC Number: 7 2 4 5 Telephone: 8 2 4 -3 2 3 2 FAX: 8 2 4 -5 7 0 3 West Side Square P. 0 . Box 1000 7 2 7 4 4 -1 0 0 0 Chm/CEO/Pres: Loyd R. Swope Subsidiaries: Bank of Lincoln Lincoln Insurance Agency Lincoln, AR Lincoln, AR Arkansas Bankers' Bancorporation, Inc. Little Rock, AR BHC Number: 1 1 533 Telephone: 3 7 1 -0 5 3 5 FAX: 3 7 6 -8 8 9 4 1008 West Second Street 72201 -2 031 CEO/Pres: Bill B. May Chm: Joe S. Hiatt Subsidiaries: Arkansas Bankers' Bank Little Rock, AR Carlisle Bancshares, Inc. Little Rock, AR BHC Number: 8621 Telephone: 3 7 6 -2 1 2 8 FAX: 3 7 4 -1 9 6 8 300 Spring Bldg, Suite 1010 7 2 2 0 1 -2 4 4 9 Chm: Winthrop P. Rockefeller CEO/Pres: Barry McKuin Subsidiaries: Grand Prairie Bancshares, Inc Citizens Bank & Trust Little Rock, AR Carlisle, AR 158 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS FDH Bancshares, Inc. Little Rock, AR BHC Number: 1 1 2 7 0 Telephone: 3 7 8 -0 6 2 9 FAX: 3 7 2 -5 6 8 8 3 2 0 W . Capital Avenue P. 0 . Box 1951 7 2 2 0 1 -1 9 5 1 Chm: Robert P. Taylor CEO/Pres: Ted Davis Subsidiaries: Citizens First State Bank The Exchange Bank & Trust Company The First State Bank of Fordyce Harris Abstract & Title Company Citizens First Bank Citizens Bank Consolidated Data Services Arkadelphia, El Dorado, Fordyce, Fordyce, Little Rock, Strong, El Dorado, AR AR AR AR AR AR AR Farmers Investment Corporation Little Rock, AR BHC Number: 6 7 5 4 Telephone: 6 6 1 -7 7 0 0 FAX: 6 6 1 -7 8 5 7 5 8 0 0 R. Street P. 0 . Box 7 2 9 9 7 2 2 1 7 -7 2 9 9 Chm/CEO/Pres: James C. East Subsidiaries: Farmers Bank and Trust Company FBT Property Company Valley Mortgage Company Clarksville, AR Clarksville, AR Clarksville, AR 159 Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First Commercial Corporation Little Rock, AR 4 0 0 West Capital P. 0 . Box 1471 7 2 203 -1 471 BHC Number: 4 1 9 2 Telephone: 3 7 1 -7 0 0 0 FAX: 3 7 1 -7 4 1 3 Chm/CEO/Pres: Barnett Grace Subsidiaries: ABT Bancshares Corporation Arkansas Bank & Trust Company Advantage Corporation Pinnacle Corporation FCC Texas, Inc. Lufkin National Bank Tyler Bank & Trust, N.A. TRH Bank Group, Inc. (50% Owner) Security National Bank & Trust Benton State Bank BSB Properties, Inc. First National Bank of Conway The Security Bank First Commercial Bank, N.A. Morrilton Security Bank, N.A. Farmers and Merchants Bank First National Bank of Russellville First City National Bank First Commercial Bank of Memphis, N.A. First Commercial Trust Company, N.A. Baker & Hill Hot Springs, Hot Springs, Hot Springs, Hot Springs, Little Rock, Lufkin, Tyler, Norman, Norman, Benton, Benton, Conway, Harrison, Little Rock, Morrilton, Rogers, Russellville, Memphis, Memphis, Little Rock, Little Rock, AR AR AR AR AR TX TX OK OK AR AR AR AR AR AR AR AR TN TN AR AR Lake Hamilton Enterprises, Inc. Little Rock, AR BHC Number: 1191 Telephone: 5 6 2 -3 8 9 4 FAX: 56 2 -2 6 1 1 7 0 0 0 Asher Avenue P. 0 . Box 4261 72204 -4 261 Chm/CEO/Pres: R. W . Butler Subsidiaries: The Bank of Harrisburg The Cleburne County Bank Harrisburg, AR Heber Springs, AR 160 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Madison Corporation Little Rock, AR BHC Number: 9 7 9 3 Telephone: 6 8 0 -0 5 7 6 FAX: 3 7 6 -8 8 9 4 1008 West Second Street 7 2 2 0 1 -2 0 3 1 Chm/CEO/Pres: Roland Willshire Subsidiaries: Madison Bank and Trust Kingston, AR Montgomery County Bancshares, Inc. Little Rock, AR BHC Number: 8 0 6 5 Telephone: 3 7 6 -2 1 2 8 FAX: 3 7 4 -1 9 6 8 3 0 0 Spring Building,Suite 1010 7 2 2 0 1 -2 4 4 9 CEO/Pres: Daniel C. Horton Chm: G. R. Mosley Subsidiaries: Junction City Holding Company Union State Bank First National Bank in Mena The Bank of Montgomery County Little Rock, Junction City, Mena, Mount Ida, AR AR AR AR P & W Bancshares, Inc. Little Rock, AR BHC Number: 1 1 7 9 8 Telephone: 3 7 4 -7 7 7 7 FAX: 3 7 4 -2 0 7 9 Chm: Robert M. Wilson Subsidiaries: Central Bank & Trust Central Mortgage Corp. 1601 Main Street P. 0 . Box 1583 7 2 2 0 3 -1 5 8 3 Pres: George Pitts, Jr. Little Rock, AR Little Rock, AR Seventy-Ninth Report 161 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Pulaski Investment Corporation Little Rock, AR BHC Number: 2 1 0 9 Telephone: 6 6 1 -7 7 0 0 FAX: 6 6 1 -7 8 5 7 5 8 0 0 R Street P. 0 . Box 7 2 9 9 7 2 2 1 7 -7 2 9 9 Chm/CEO/Pres: James C. East Subsidiaries: Pulaski Bank And Trust Company Northwest Title Services, Inc. Directors Properties, Inc. Lenders Title Company Pulaski Building, Inc. Pulaski Capital Markets, Inc. Pulaski Mortgage Company Pulaski Mortgage Services, Inc. Little Rock, Fayettteville, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, AR AR AR AR AR AR AR AR State Holding Company Little Rock, AR BHC Number: 7 8 1 0 Telephone: 6 6 3 -2 4 5 3 FAX: 6 6 6 -3 4 2 0 1000 S. Rodney Parham P. O. Box 2 2 1 2 0 7 2 2 2 1 -2 1 2 0 Chm: Harry L. Hastings, Jr. CEO/Pres: Cathy Owen Subsidiaries: Heber Springs State Bank Eagle Development Company North Eagle Bank & Trust Company Eagle Development Company South Heber Springs, Heber Springs, Little Rock, Little Rock, AR AR AR AR 162 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Worthen Banking Corporation Little Rock, AR BHC Number: 123 Telephone: 3 7 8 -1 5 2 1 FAX: 3 7 8 -1 5 0 6 P. 0 . Box 1681 7 2 2 0 3 -1 6 8 1 Chm/CEO/Pres: Curt Bradbury Subsidiaries: Worthen National Bank of Batesville Worthen National Bank of Camden Worthen National Bank of Conway Worthen National Bank of Northwest Arkansas Worthen National Bank of Harrison Worthen National Bank of Hot Springs Worthen National Bank of Arkansas Worthen National Bank of Newark Worthen National Bank of Pine Bluff Worthen National Bank of Russellville Worthen National Bank of Texas WHS Appraisal Corporation Consumers Protective Life Insurance Company National Credit Corporation Worthen Development Corporation Worthen Financial Corporation Worthen Investments, Inc. Worthen Mortgage Company Worthen Services Corporation Worthen Trust Company, Inc., N.A. Batesville, Camden, Conway, Fayetteville, Harrison, Hot Springs, Little Rock, Newark, Pine Bluff, Russellville, Austin, Hot Springs, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, AR AR AR AR AR AR AR AR AR AR TX AR AR AR AR AR AR AR AR AR Lonoke Bancshares, Inc. Lonoke, AR BHC Number: 1 1 4 7 9 Telephone: 6 7 6 -3 1 0 6 FAX: 6 7 6 -5 0 4 6 101 E. Front Street P. 0 . Box 3 2 0 7 2 0 8 6 -0 3 2 0 Chm: Neil Bennett, Sr. CEO/Pres: David R. Estes Subsidiaries: First State Bank First State Land Company, Inc. Lonoke, AR Lonoke, AR 163 Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Magnolia Banking Corporation Magnolia, AR 2 0 0 East Main Street P. 0 . Box 25 0 7 1 7 5 3 -0 2 5 0 BHC Number: 8951 Telephone: 2 3 5 -7 0 0 0 FAX: 2 3 5 -7 0 1 0 Chm/CEO/Pres: Bob L. Burns Subsidiaries: Farmers Bank and Trust Company Magnolia Properties, Inc. Magnolia, AR Magnolia, AR Mansfield Bankstock, Inc. Mansfield, AR BHC Number: 7 8 7 7 Telephone: 9 2 8 -4 4 1 8 FAX: 9 2 8 -5 1 4 9 101 S. Sebascott P. O. Box 387 7 2 9 4 4 -0 3 8 7 Chm: J. Michael Shaw CEO/Pres: Joe Terry Subsidiaries: Bank of Mansfield Mansfield, AR First Citizens Bancshares Company Marion, AR BHC Number: 7 9 6 6 Telephone: 739 -4 4 2 1 FAX: 7 3 9 -1 3 0 5 Chm/CEO: Forrest N. Jenkins Subsidiaries: Citizens Bank 115 Block Street P. 0 . Box 3 0 0 7 2 3 6 4 -0 3 0 0 Pres: Joe Taylor, III Marion, AR 164 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Marked Tree Bancshares, Inc. Marked Tree, AR BHC Number: 8 9 9 8 Telephone: 3 5 8 -2 6 0 0 FAX: 3 5 8 -4 2 1 0 Chm: E. Ritter Arnold 2 1 0 Frisco Street P. 0 . Box 160 7 2 3 6 5 -0 1 6 0 CEO/Pres: John A. Brunner, Jr. Subsidiaries: Marked Tree Bank Marked Tree, AR M. D. Thompson & Son Co. McCrory, AR BHC Number: 1195 Telephone: 7 3 1 -2 5 2 6 FAX: None 105 S. Edmonds Avenue P. 0 . Box 3 8 8 7 2 1 0 1 -0 3 8 8 Pres: John G. Thompson Subsidiaries: Bank of McCrory McCrory, AR Southeast Financial Bankstock Corporation McGehee, AR BHC Number: 4 3 7 2 Telephone: 222 -31 5 1 FAX: 2 2 2 -6 1 5 9 CEO: Sam Bowman Subsidiaries: McGehee Bank McGehee Realty Smith Abstract 301 N. 2nd P. 0 . Box 78 7 7 1 6 5 4 -0 7 8 7 Pres: Bill Bowman McGehee, AR McGehee, AR McGehee, AR Seventy-Ninth Report 165 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Union Bankshares, Inc. Mena, AR BHC Number: 7 5 4 0 Telephone: 39 4 -2 2 1 1 FAX: 3 9 4 -3 8 0 9 515 Janssen Avenue P. 0 . Box 898 7 1 9 5 3 -0 8 9 8 CEO/Pres: Bill R. Philpot Chm: Edward W. Stevenson Subsidiaries: The Union Bank of Mena Mena, AR MSB Shares, Inc. Mpnette, AR BHC Number: 1 2 0 2 7 Telephone: 4 8 6 -5 4 9 3 FAX: 4 8 6 -2 2 5 0 30 2 W. Drew P. 0 . Box 7 5 0 7 2 4 4 7 -0 7 5 0 Chm: Carolyn Frierson VChm: Revis G. Stewart Subsidiaries: MidSouth Bank Monette, AR Drew Bancshares, Inc. Monticello, AR BHC Number: 6 1 2 8 Telephone: 3 6 7 -6 2 2 1 FAX: 3 6 7 -7 7 0 0 Chm: Virginia M. Ryburn Subsidiaries: Commercial Bank & Trust Company 212 W. Gaines P. O. Box 150 7 1 6 5 5 -0 1 5 0 CEO/Pres: Reginald Glover Monticello, AR 166 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First Union Financial Corporation Monticello, AR BHC Number: 6 7 6 2 Telephone: 3 6 7 -3 4 5 3 FAX: 4 6 0 -6 4 6 4 102 W . McCloy P. 0 . Box 2 7 0 7 1 6 5 5 -0 2 7 0 Chm/CEO: Zach McClendon, Jr. Pres: James P. Jett Subsidiaries: Union Bank And Trust Company Monticello, AR Pine State Bancshares, Inc. Monticello, AR 101 North Main P. 0 . Box 4 1 8 7 1 6 5 5 -0 4 1 8 BHC Number: 1 2 0 6 0 Telephone: 3 6 7 -3 5 8 0 FAX: None Chm/CEO: M. Don Smith Pres: James W . Searcy Subsidiaries: Pine State Bank Kingsland, AR Baxter County Bancshares, Inc. Mountain Home, AR BHC Number: 1 1 0 1 2 Telephone: 4 2 5 -2 1 6 6 FAX: None 9th & Baker Street P. 0 . Drawer B 7 2 6 5 3 -0 4 5 8 CEO/Pres: D. Eugene Fortson Subsidiaries: Peoples Bank And Trust Company Peoples Real Estate Management, Inc. Mountain Home, AR Mountain Home, AR 167 Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Acme Holding Company, Inc. Mulberry, AR 311 Main Street P. 0 . Drawer A 7 2 9 4 7 -0 4 8 0 BHC Number: 9 5 6 6 Telephone: 9 9 7 -1 1 5 4 FAX: 997-116 1 CEO/Pres: Lex Golden Subsidiaries: Bank of Mulberry General Enterprises West 2nd St. Partnership Mulberry, AR Mulberry, AR Mulberry, AR Bainum Bancorp II Murfreesboro, AR BHC Number: 1 1 3 0 6 Telephone: 2 8 5 -2 1 7 2 FAX: 2 8 5 -3 3 3 5 101 N. Washington P. 0 . Box 279 7 1 9 5 8 -0 2 7 9 Chm/CEO/Pres: Irvin C. Bainum Subsidiaries: Pike County Bank Pike County Insurance Agency Piek County Insurance Agency Murfreesboro, AR Glenwood, AR Murfreesboro, AR M & P Community Bancshares, Inc. Newport, AR BHC Number: 1 1 2 8 2 Telephone: 523-360 1 FAX: 5 2 3 -3 4 7 3 Second and Hazel Streets P. 0 . Box 5 5 0 7 2 1 1 2 -0 5 5 0 CEO/Pres: Jim S. Gowen, Sr. Subsidiaries: Greers Ferry Lake State Bank Merchants & Planters Bank Heber Springs, AR Newport, AR 168 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First Charter Bancshares, Inc. North Little Rock, AR BHC Number: 8041 Telephone: 7 7 1 -1 1 3 0 FAX: 7 5 8 -7 8 6 3 3901 McCain Park Drive 7 2 1 1 6 -7 8 7 8 CEO/Pres: Lyndell Lay Subsidiaries: First State Bank Charter Mortgage & Investments, Inc. Beebe, AR North Little Rock, AR TCBankshares, Inc. North Little Rock, AR BHC Number: 6 4 1 3 Telephone: 3 7 2 -4 7 0 0 FAX: 6 8 8 -1 0 9 5 Chm: Frank Lyon, Jr. Subsidiaries: TCB The Community Bank of Arkansas, N.A. 1 st Ozark National Bank First National Bank of Cleburne County The First National Bank of Conway County The Twin City Bank Twin City Capital Corporation Twin City Mortgage Corporation First National Bank of Crawford County #1 Riverfront Place P. 0 . Box 5581 7 2 1 1 9 -5 5 8 1 CEO/Pres: T. E. Renaud Batesville, Flippin, Heber Springs, Morrilton, North Little Rock, North Little Rock, North Little Rock, Van Buren, AR AR AR AR AR AR AR AR 169 Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Ozark Bankshares, Inc. Ozark, AR Commercial at Sixth P. 0 . Box 196 7 2 9 4 9 -0 1 9 6 BHC Number: 4 7 8 0 Telephone: 6 6 7-218 1 FAX: 6 6 7 -5 1 6 6 Chm/CEO: George G. Gleason, II Subsidiaries: Bankstock One, Inc. Bank of Ozark Bankstock Tw o, Inc. Arkansas Valley Bank Newco Corporation Newton County Bank Ozark Commercial Corporation Ozark Financial Services Ozark, Ozark, Ozark, Dardanelle, Ozark, Jasper, Ozark, Ozark, AR AR AR AR AR AR AR AR First Paragould Bankshares, Inc. Paragould, AR BHC Number: 7 5 0 9 Telephone: 2 3 9-852 1 FAX: 2 3 9 -2 2 6 5 Second and Court Streets P. 0 . Box 70 0 7 2 4 5 1 -0 7 0 0 Chm: Larry Brewer CEO/Pres: William E. Brewer Subsidiaries: Corning Bank First National Bank First Services of Northeast, AR, Inc. Corning, AR Paragould, AR Paragould, AR Mid South Bancshares, Inc. Paragould, AR BHC Number: 8 4 1 9 Telephone: 2 3 9-957 1 FAX: 2 3 9 -3 1 9 4 West Court & Pruett Street P. 0 . Box 6 7 0 7 2 4 5 0 -0 6 7 0 CEO/Pres: Steve Gramling Subsidiaries: Security Bank Security Investment Services, Inc. Security Real Estate and Merchants Bank Farmers Paragould, Paragould, Paragould, Reyno, AR AR AR AR 170 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Parkin Bancorp, Inc. Parkin, AR BHC Number: 9 7 8 6 Telephone: 7 5 5-540 1 FAX: 7 5 5 -2 5 6 7 25 W . Parkin Avenue P. 0 . Box 5 2 6 7 2 3 7 3 -0 5 2 6 CEO/Pres: William N. Griffin Subsidiaries: First State Bank Parkin, AR Perry County Bancshares, Inc. Perryville, AR BHC Number: 9 3 3 2 Telephone: 8 8 9 -2 3 1 8 FAX: 8 8 9 -2 9 6 6 Court House Square P. 0 . Box 189 7 2 1 2 6 -0 1 8 9 CEO/Pres: Herby Branscum, Jr. Subsidiaries: The Perry County Bank Perryville, AR Piggott Bankstock, Inc. Piggott, AR BHC Number: 6 2 4 2 Telephone: 5 9 8 -3 8 0 2 FAX: 5 9 8 -2 0 2 6 21 2 W. Cherry Street P. 0 . Box 3 0 7 7 2 4 5 4 -0 3 0 7 Chm/CEO/Pres: Paula 0 . Blackwell Subsidiaries: Piggott State Bank Piggott, AR 171 Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Simmons First National Corporation Pine Bluff, AR BHC Number: 1 1 9 0 Telephone: 5 4 1 -1 0 0 0 FAX: 5 4 1 -1 1 2 3 501 Main Street P. 0 . Box 7 0 0 9 7 1 6 1 1 -7 0 0 9 Chm/CEO: W. E. Ayres Subsidiaries: Simmons First Bank of Jonesboro Simmons First Bank of Lake Village Simmons First National Bank of Pine Bluff Arkansas Fund Simmons First Mortgage Co. Pres: J. Thomas May Jonesboro, Lake Village, Pine Bluff, Pine Bluff, Little Rock, AR AR AR AR AR Clement Bancshares, Inc. Plainview, AR BHC Number: 4 0 7 4 Telephone: 2 7 2-422 1 FAX: 2 7 2 -4 1 5 4 20 0 Main Street P. 0 . Box 277 7 2 8 5 7 -0 2 7 7 Chm/CEO/Pres: John Clement Subsidiaries: First State Bank Nimrod Real Estate, Inc. Plainview, AR Plainview, AR Pocahontas Bankstock, Inc. Pocahontas, AR BHC Number: 1 1 7 0 0 Telephone: 8 9 2 -5 2 8 6 FAX: 892-838 1 101 Broadway P. 0 . Box 467 7 2 4 5 5 -0 4 6 7 CEO/Pres: John R. Jackson, Jr. Subsidiaries: Bank of Pocahontas Pocahontas, AR Arkansas State Bank Department 172 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Walden Holding Company Pocahontas, AR BHC Number: 11441 Telephone: 8 9 2 -5 2 5 2 FAX: 8 9 2-825 1 205 Rice Street P. 0 . Box 587 7 2 4 5 5 -0 5 8 7 Chm/CEO/Pres: Frank E. Walden Subsidiaries: Planters & Stockmen Bank Pocahontas, AR Mainline Bankshares of Portland, Inc. Portland, AR Main Street P. 0 . Box 178 7 1 6 6 3 -0 1 7 8 BHC Number: 8 6 1 4 Telephone: 7 3 7 -2 2 3 6 FAX: 7 3 7 -2 8 1 6 CEO/Pres: Tipton Pugh Chm: Hampton Pugh Subsidiaries: The Peoples Bank Portland, AR Portland Bankshares, Inc. Portland, AR BHC Number: 9641 Telephone: 7 3 7 -2 2 2 6 FAX: 7 3 7 -4 2 6 3 Chm: Robert D. Pugh Subsidiaries: Portland Bank Main Street P. 0 . Box 68 7 1 6 6 3 -0 0 6 8 CEO/Pres: Jerry D. Sadler Portland, AR 173 Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First State Holding Company of Prescott Prescott, AR 103 E. 2nd at Main P. O. Box 49 0 7 1 8 5 7 -0 4 9 0 BHC Number: 4 1 0 8 Telephone: 8 8 7 -2 6 8 8 FAX: 8 8 7 -6 8 2 2 CEO/Pres: Johnny Brannan Subsidiaries: Bank of Prescott Prescott, AR First Security Bancorp Searcy, AR 314 North Spring P. O. Box 1009 7 2 1 4 3 -1 0 0 9 BHC Number: 4 1 5 4 Telephone: 2 7 9 -3 4 0 0 FAX: 2 7 9 -3 4 5 5 CEO/Pres: Reynie Rutledge Subsidiaries: Citizens Bank First Security Bank Beebe, AR Searcy, AR GCB Bancshares, Inc. Sheridan, AR BHC Number: 6 7 4 3 Telephone: 9 4 2 -3 1 4 5 FAX: 9 4 2 -5 9 0 0 Chm: D. E. McCoy, Sr. Subsidiaries: Grant County Bank 101 North Oak Street P. 0 . Box 67 7 2 1 5 0 -0 0 6 7 CEO/Pres: D. E. McCoy, Jr. Sheridan, AR 174 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Smackover Bancshares, Inc. Smackover, AR 7 0 8 North Broadway P. 0 . Box 107 7 1 7 6 2 -0 1 0 7 BHC Number: 6 1 6 6 Telephone: 7 2 5-305 1 FAX: 7 2 5 -3 0 4 9 Pres: Bob Willett Chm/CEO: Max 0 . Taylor Subsidiaries: Smackover State Bank Smackover, AR Star City Bancshares, Inc. Star City, AR 2 0 0 S. Jefferson P. 0 . Drawer 69 7 1 6 6 7 -0 0 6 9 BHC Number: 8 5 0 7 Telephone: 6 2 8 -4 2 8 6 FAX: 6 2 8 -5 2 7 4 Chm: M. Don Smith CEO/Pres: Bennie F. Ryburn, Jr. Subsidiaries: Bank of Star City Star City, AR InvestArk Bankshares, Inc. Stuttgart, AR BHC Number: 8271 Telephone: 6 7 3 -3 5 4 5 FAX: 6 7 3 -1 9 7 7 4 1 2 S. Main P. 0 . Drawer 9 0 8 7 2 1 6 0 -0 9 0 8 Chm/CEO: Harry C. Erwin Pres: Cole Martin Subsidiaries: The Bank of North Arkansas First National Bank in Stuttgart Melbourne, AR Stuttgart, AR 175 Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS The Farmers and Merchants Bankshares, Inc. Stuttgart, AR 70 8 S. Main P. 0 . Drawer 947 7 2 1 6 0 -0 9 4 7 BHC Number: 7 4 2 5 Telephone: 6 7 3-691 1 FAX: 6 7 3 -6 9 1 8 CEO/Pres: Don Pattillo Chm: Roy 0 . McCollum, III Subsidiaries: The Farmers and Merchants Bank Stuttgart, AR Rainbow Investment Company, Inc. Tuckerman, AR BHC Number: 1 0 2 1 9 Telephone: 3 4 9 -5 1 5 5 FAX: 3 4 9 -5 1 7 0 106 East Main Street P. 0 . Box 1000 72473 Chm/CEO/Pres: Lindley V. Smith, Jr. Subsidiaries: Bank of Tuckerman Tuckerman, AR Tyronza Bancshares, Inc. Tyronza, AR BHC Number: 9 4 7 4 Telephone: 4 8 7 -2 1 6 1 FAX: 4 8 7 -2 0 6 9 Main and Oak Streets P. 0 . Box 39 5 7 2 3 8 6 -0 3 9 5 Chm: George E. Beley CEO/Pres: Harry J. Webb, Jr. Subsidiaries: First Delta Bank Tyronza, AR 176 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Vista Bancorporation Van Buren, AR BHC Number: 1 0 8 1 3 Telephone: 4 7 4 -1 2 0 1 FAX: 4 7 4 -4 6 3 0 3 1 1 0 Alma Highway P.O. Box 4 6 9 7 2 9 5 6 -0 4 6 9 Chm/CEO/Pres: James G. Williamson, Jr. Subsidiaries: Citizens Bank & Trust Company PMF, Inc. Van Buren, AR Van Buren, AR Golden Oaks Bancshares, Inc. Waldo, AR BHC Number: 6 5 6 8 Telephone: 69 3 -5 5 5 1 FAX: 6 9 3 -5 5 5 2 101 Main Street P. 0 . Box 4 2 6 7 1 7 7 0 -0 4 2 6 CEO/Pres: Harold H. Fincher Subsidiaries: The Peoples Bank Waldo, AR Bradley Bancshares, Inc. Warren, AR BHC Number: 5 5 1 5 Telephone: 2 2 6-260 1 FAX: 2 2 6 -2 2 5 3 Chm: Virginia M. Ryburn Subsidiaries: First State Bank of Warren Data Processing Service Corporation 104 South Main Street P. 0 . Box 29 7 1 6 7 1 -0 0 2 9 CEO/Pres: Freddie M. Mobley Warren, AR Warren, AR 177 Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Bancshares of West Memphis, Inc. West Memphis, AR BHC Number: 7 1 6 8 Telephone: 7 3 2 -8 0 0 0 FAX: 7 3 5 -0 8 4 9 Chm: George H. Dunklin 6 2 6 East Broadway P. 0 . Box 2 1 2 8 7 2 3 0 3 -2 1 2 8 CEO/Pres: Jack K. Hogan Subsidiaries: Bank of W est Memphis West Memphis, AR Cherry Valley Bancshares, Inc. Wynne, AR BHC Number: 9731 Telephone: 2 3 8 -2 2 6 5 FAX: 2 3 8 -7 0 3 0 50 0 N. Falls Boulevard P. 0 . Box 189 7 2 3 9 6 -0 1 8 9 Chm/CEO: Howard H. Beasley Subsidiaries: First Arkansas Bank Wynne, AR Cross County Bancshares, Inc. Wynne, AR BHC Number: 8 4 9 2 Telephone: 2 3 8-817 1 FAX: 2 3 8 -4 0 5 2 1 Cross County Plaza P. 0 . Box 9 7 2 3 9 6 -0 0 0 9 Chm: Willard G. Burks CEO/Pres: Ken McClanahan Subsidiaries: Cross County Bank Wynne, AR 178 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Mountain Bancshares, Inc. Yellville, AR BHC Number: 6 3 0 4 Telephone: 449 -4 2 3 1 FAX: 4 4 9 -4 8 6 6 Madison and Church P. 0 . Box 32 5 7 2 6 8 7 -0 3 2 5 CEO/Pres: Judy Loving Subsidiaries: The Bank of Yellville Bank of Yellville Real Estate Investment and Development Company Yellville, AR Yellville, AR Citizens Holding Company Muskogee, OK BHC Number: 4 6 0 6 Telephone: (9 1 8 )6 8 3 -6 6 1 1 FAX: (9 1 8 )6 8 4 -6 4 6 6 Chm: L. F. Rooney, III Subsidiaries: Citizens Bank of Northwest Arkansas Big Bear, Inc. Citizens National Bank & Trust Broadway at Fourth P. 0 . Box 1967 7 4 4 0 2 -1 9 6 7 CEO/Pres: Richard K. Black Fayetteville, AR Fayetteville, AR Muskogee, OK Seventy-Ninth Report 179 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Union Planters Corporation Memphis, Tennessee BHC Number: 2 4 7 Telephone: (901) 3 8 3 -6 0 0 0 FAX: (9 0 1 )3 8 3 -2 9 3 9 7 1 3 0 Goodlett Farms Parkway P. 0 . Box 387 3 8 1 4 7 -0 3 8 7 Chm/CEO/Pres: Benjamin W. Rawlins, Jr. Subsidiaries: Jonesboro, AR North Arkansas Bancshares, Inc Hardy, AR Mercantile Bank Jonesboro, AR Mercantile Bank Jonesboro, AR Mercantile Realty, Inc. Mammoth Springs, AR Mercantile Bank Marshall, AR Searcy County Bank Newport, AR First State Bank Rector, AR The Bank of Rector Weiner, AR The Bank of Weiner Jonesboro, AR Mercantile Corporation Jonesboro, AR Advance Data Alexandria, TN Southeastern Bancshares, Inc. Alexandria, TN DeKalb County Bank and Trust Company Somerville, TN First State Bancshares, Inc. First State Bank Somerville, TN Birmingham, AL Steiner Bank Birmingham, AL Guardian Realty Company Memphis, TN Planters Life Insurance Company Clarksdale, MS United Southern Bank New Albany, MS First National Bank Byrdstown, TN Pickett County Bank and Trust Company Cookeville, TN Citizens Bank Crossville, TN First National Bank of Crossville Cumberland City, TN Cumberland City Bank Dyersburg, TN Savetrust Federal Savings Bank Dyersburg, TN First Service Corporation Harriman, TN Bank of Roane County Hohenwald, TN First Citizens Bank of Hohenwald Humbolt, TN Merchants State Bank Knoxville, TN Bank of East Tennessee Knoxville, TN Southeastern Credit Life Insurance Company Knoxville, TN Security Trust Federal Savings and Loan Association Knoxville, TN Commerce Capital Corporation Knoxville, TN S. T. Service Corporation Madison, TN First Cumberland Bank First Federal Savings Bank of Maryville Maryville, TN Maryville, TN Foothills Financial Services 180 Arkansas State Bank Department BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Union Planters Corporation Memphis, Tennessee (Continued) Subsidiaries: Union Planters National Bank Brenner Steed, Inc. Chickasaw Capital Corporation Investment Group Mortgage Corporation Farmers Union Bank Bank of Trenton and Trust Company Fairless Hinton and Harbert, Inc. Citizens Bank and Trust Company Bank of Commerce Southwestern Investment Company Union Planters - Great Acquisition Corporation Union Planters Investment Bankers Association UMIC, Inc. UMIC Securities Corporation Union Planters Investment Bankers Group, Inc. Memphis, Memphis, Memphis, Memphis, Ripley, Trenton, Trenton, Wartburg, Woodbury, Memphis, Memphis, Memphis, Memphis, Memphis, Memphis, TN TN TN TN TN TN TN TN TN TN TN TN TN TN TN 181 Seventy-Ninth Report BANK HOLDING COMPANIES WHICH OWN ONLY NATIONAL BANKS JUNE 3 0 , 1 9 9 3 First Sharp County Bancshares, Inc. Siloam Springs Bancshares, Inc. First Delta Bankshares, Inc. Wyatt Bancshares, Inc. Clin-Ark Bankshares, Inc. Ashley Bancstock Company First United Bancshares, Inc. NBC Bank Corporation Bancshares of Eastern Arkansas, Inc. First Bank Corp. First Merchants Financial Corporation Caddo Holding Company, Inc. First Delta Corporation Helena Bancshares, Inc. Citizens National Bancshares of Hope, Inc. Lakeside Bancshares, Inc. First Paris Holding Company One National Bancshares, Inc. Rogers Bancshares, Inc. Metropolitan National Bancshares, Inc. MNB Bancshares, Inc. Mountain Home Bancshares, Inc. National Banking Corp. First Bancshares of Northeast Arkansas, Inc. First Central Corporation First Sheridan Bancshares, Inc. Financial Investment Corp. Commercial Bancshares, Inc. State First Financial Corp. Carlson Bancshares, Inc. First Bancshares of Eastern Arkansas, Inc. First National Corporation of Wynne Ash Flat, Bentonville, Blytheville, Calico Rock, Clinton, Crossett, El Dorado, El Dorado, Forrest City, Fort Smith, Fort Smith, Glenwood, Helena, Helena, Hope, Hughes, Little Rock, Little Rock, Little Rock, Little Rock, Malvern, Mountain Home, North Little Rock, Osceola, Searcy, Sheridan, Springdale, Texarkana, Texarkana, West Memphis, West Memphis, Wynne, AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR 182 Arkansas State Bank Department ABBREVIATIONS Chm: CEO: VChm: Pres: EVP: SVP: CFO: COO: VP: Cash: Cont: AVP: Aud: TO: Treas: Sec: Asst: Dpty: Mkt: Oper: Chairman of the Board Chief Executive Officer Vice Chairman President Executive Vice President Senior Vice President Chief Financial Officer Chief Operating Office Vice President Cashier Controller Assistant Vice President Auditor Trust Officer Treasurer Secretary Assistant Deputy Marketing Operations
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