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Seve nty-F ifth Annual REPORT OF THE BANK COMMISSIONER JUNE 30, 1989 State of Arkansas: Bank Department STATE OF ARKANSAS OFFICE OF STATE BANK DEPARTMENT June 30, 1989 Honorable Bill Clinton Governor of Arkansas Little Rock, Arkansas Governor Clinton, I, Bank Commissioner Bill J. Ford, hereby submit for your information and consideration, the Seventy-fifth Annual Report of the State Bank Department pursuant to the provisions of Act 113 of 1913. The financial and statistical information contained in this report has been compiled from Reports of Condition and Income submitted to this office for the fiscal year ended June 30, 1989. The Department supervised 178 financial institutions as of June 30, 1989, including 173 state-chartered commercial banks, two trust companies, two industrial loan institutions, and one non-profit organization. The assets for all institutions supervised totaled $8,913,596,000 at year end with $8,877,033,000 representing the total assets of the state-chartered commercial banks, a 5.13% increase over the $8,444,157,000 in total assets reported one year ago. Two new bank charters were approved by the State Banking Board with the concurrence of the Bank Commissioner. A charter was approved for FirstBank of Arkansas, Brinkley, on January 25, 1989, to facilitate the conversion of First National Bank, Brinkley, to a state charter. The charter application for Bank of Little Rock, North Little Rock, was approved May 4, 1989. Hallmark Loan and Investment Corporation, North Little rock, subsequently merged with the newly chartered bank resulting in the Bank of Little Rock. Thirteen state chartered banks filed applications and were approved branches pursuant to the new branching laws and established branch banking facilities in areas previously prohibited by law. No bank failures occurred during the fiscal year. The Department performed 161 commercial bank examinations, nine modified examinations, 28 trust department examinations, and 88 bank holding company examinations during the 1988-89 fiscal year. The mission of the State Bank Department is to apportion available staff resources existing in our Examination and Administrative Services Divisions to implement the parameters of a bank regulatory program. The Department has been and will continue to be an advocate of banking in the administration of this program. However, our primary focus is to ensure the existence of safe and sound financial practices in the state's banking institutions. It would follow that the financial services these institutions possess should foster economic growth and avail themselves of the public demand in their respective communities. To verify the adequacy of any institution in these areas, we accordingly seek every means available to improve deficient areas. -ii- Seventy-Fifth Report The goals for the upcoming fiscal year are predicated not only by the environment of the financial industry, but by priorities we have established to regulate and supervise that environment. The following points address these priorities from a historical or continuing perspective as well as those which have evolved during the preceding year and will be additional areas of focus during the forthcoming year. On a continuing basis, we will maintain the following goals: - to improve the examination process through an intensive education and training program; - to continue an effective examination and visitation schedule designed to monitor the quality of the state's financial institutions; - to continue to improve the communication network between the Department and the financial institutions within its jurisdiction of supervision; - to create and foster greater awareness among the State's bankers of opportunities available which will encourage economic development; and, - to continue to monitor any and all activities resulting from the Region-al Interstate Banking Law. Newly identified goals are as follows: - to expand the examination process with more in-depth analysis and review in the areas of compliance and electronic data processing; - to upgrade the current data processing system to accommodate new and integrated growth of the various applications utilized by the department's staff; - to develop, integrate and enhance data processing applications; i.e., Report of Examination, on-line bank status information, budget, inventory, etc.; - to revise and enhance the off-site monitoring (Self-Examination) program in order that it may become a more effective management and regulatory tool; and, - to improve and expand in-house training procedures for all examining personnel. The accreditation we have been awarded by the Conference of State Bank Supervisors is a goal we have achieved during the past year. However, it is one reflective not only of past endeavors, but of continuing progress in the areas of self-evaluation and self-improvement. The personnel and staff of the state bank Department are pledged to maintain the standards inherent in this accreditation process and dedicated to fulfilling those goals as set forth in the mission statement. Cordially, Bill J.Ford Bank Commissioner -iii- Seventy-Fifth Report TABLE OF CONTENTS Legal Holidays. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Commissioners of The Bank Department. . . . . . . . . . . . . . . . . . 3 State Banking Board. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Bank Department Personnel . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 New Bank Charters Approved . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 New Branches Approved . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 Fiscal Report of The Bank Department. . . . . . . . . . . . . . . . . . . 10 Federal Supervisory Agencies . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 Associations............................................. 16 National Banks........................................... 18 Consolidated Report of Condition of. . . . . . . . . . . . . . . . . . . . . . 20 State Chartered Banks Consolidated Statement of State ......................... 21 Chartered Trust Departments State Chartered Banks Capital to. . . . . . . . . . . . . . . . . . . . . . . . 22 Asset Ratios Report of State Chartered Commercial Banks. . . . . . . . . . . . 27 Report of Other State Chartered ......................... 115 Financial Institutions 2 State of Arkansas: Bank Department LEGAL HOLIDAYS New Year's . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . January 1 Robert E. Lee's Birthday ........... Third Monday In January Martin Luther King's Birthday ...... Third Monday In January George Washington's Birthday .... Third Monday In February Memorial Day ........................... Last Monday in May Independence Day .................................... July 4 Labor Day ....................... First Monday in September Veteran's Day .................................November 11 Thanksgiving Day ............ Fourth Thursday in November Christmas Eve ................................ December 24 Christmas Day................................ December 25 All Bills of Exchange, Drafts, or Promissory Notes, which shall become payable on a legal holiday shall be payable on the day next succeeding such holiday. In case any legal holiday falls on Sunday, the next succeeding Monday shall be a holiday in its stead. Seventy-Fifth Report 3 COMMISSIONERS OF THE ARKANSAS STATE BANK DEPARTMENT No. Name Date of Appointment Date Service Ended 1. John M. Davis .......• October 6, 1913 October 3, 1918 2. A.J. Reap ••.•........ October 3, 1918 March 22, 1919 3. W.T. Maxwell ......... March 22, 1919 September 1, 1921 4. Charles McKee .... September 1, 1921 July 28, 1925 5. LoidRainwater .......... July 28, 1925 February 8, 1927 6. Walter E. Taylor ..... February 8, 1927 January 10, 1933 7. Marion Wasson ..•.. January 10, 1933 January 12, 1937 8. Grover S. Jernigan ... January 12, 1937 January 14, 1941 9. Thomas W. Leggett .. January 14, 1941 February 1, 1949 10. S.J. Dean •.......... February 1, 1949 December 31, 1949 11. Ed. I. McKinley, Jr ... December 1, 1949 March 14, 1953 12. A.R. Merritt ........... March 14, 1953 February 8, 1955 13. Dick Simpson ••....•. February 8, 1955 March 2, 1967 14. H.C. Adams ............ March 3, 1967 March 16, 1979 15. Don R.Clark (Acting) ... March 16, 1979 April 19, 1979 16. B.J. Lambert, Jr .....••.. April 19, 1979 April 15, 1983 17. Marlin D. Jackson ....... April 15, 1983 October 1, 1987 18. Bill J. Ford ............ October 1, 1987 .................... 4 State of Arkansas: Bank Department STATE BANKING BOARD MEMBERS Mr. Bob Willett Smackover State Bank P.O. Drawer 107 Smackover, AR 71762 PHONE: 725-3051 DATE APPOINTED: 12-11-87 TERM EXPIRES: 12-31-89 Mr. Douglas Simmons Merchants & Farmers Bank P.O. Box 2507 W. Helena, AR 72390 PHONE: 572-3481 DATE APPOINTED: 8-5-86 TERM EXPIRES: 12-31-90 Mr. Robert Hill Chairman P.O.Box 385 Perryville, AR 72126 PHONE: 889-5116 DATE APPOINTED: 2-25-87 TERM EXPIRES: 12-31-91 Mr. Larry G. Nelson Vice Chairman Peoples Bank & Trust Co. Drawer B Mountain Home, AR 72653 PHONE: 425-2166 DATE APPOINTED: 1-13-88 TERM EXPIRES: 12-31-92 Mr. Gary D. Reinboth 1318 Concord Lowell, AR 727 45 PHONE: 659-8851 DATE APPOINTED: 3-24-89 TERM EXPIRES: 12-31-93 Mr. T. E. Patterson 5520 W. 30th Street Little Rock, AR 72204 PHONE: 375-4611 DATE APPOINTED: 8-22-83 TERM EXPIRES: 12-31-93 Seventy-Fifth Report 5 ARKANSAS STATE BANK DEPARTMENT Tower Building, Suite 500 323 Center Street Little Rock, Arkansas 72201-2613 (501)371-1117 Fax(501)371-1828 DEPARTMENTAL ROSTER Bill J. Ford - Bank Commissioner ENFORCEMENT AND ECONOMIC DEVELOPMENT DIVISION Don R. Clark - Assistant Bank Commissioner - Regulatory Enforcement Actions Economic Development Consumer Complaints State Banking Board EXAMINATION AND SUPERVISION DIVISION Gregory M. Stewart - Chief Examiner - Regulatory Examinations Regulatory and Banking Procedures Bank Performance Evaluation and Monitoring Luther Guinn - Assistant Chief Examiner R. Bruce Branch - Field Supervisor (Commercial) H. Wilks Marshall - Field Supervisor (Commercial) Thomas M. Narrell - Field Supervisor (Trust) Larry M. Hillyard - Assistant Chief Examiner Steve L. Bryan - Field Supervisor (Commercial) Mark R. Ryan - Field Supervisor (Commercial) Carolyn J. Paschal - Field Supervisor (Bank Holding Company) State of Arkansas: Bank Department 6 CORPORATE AND ADMINISTRATION DIVISION Ronny A. Clay - Assistant Bank Commissioner Jackie J. Dicus - Director of Administrative Services Patricia L. Wallis - Accounting Supervisor Lisa K. Phillips - Accountant - Accounting and Employee Services Expense Disbursements Budget and Personnel Physical Plant and Equipment Administrative Support Candace A. Franks - Attorney - Application Information - Rules and Regulations Manual - Charter Amendments and Charter Information - Certificates of Good Standing - Legal Filings and Inquiries Patsy M. Paladino - Personnel and Training Manager - Performance Evaluation - Recruitment - Training/Education Julian E. Rainey - Financial Analyst Bill A. Whitmore - Financial Analyst - Self Examination - Reports of Condition and Income - Research and Financial Analysis - Public Information Requests Beth A. Wallis - Data Center Administrator Mitch L. Vire - Systems Programmer - Data Processing Support Research and Development Application Programming Seventy-Fifth Report 7 EXAMINATION PERSONNEL FINANCIAL EXAMINER SUPERVISO R Richard D. Buzbee Dianne Curry (Bank Holding Company) Gary G. Kleck H.R. "Chip" Dortch (Trust) James M. Franklin John 8. Frazer Nathan E. Gairhan William R. Milum M. Diane Wright FINANCIAL EXAMINER II Paul "Ted" Finkbeiner Grant E. Fortson Polly A. Jenkins Ike M. McEntire John T. Suskie Luke 8. Webre FINANCIAL EXAMINER I BradW.Day Rodney M. Farmer John R. French Jonathan W. Harrell Gary C. Oltmann Joseph W. Ruddell Marivel Tounzen FINANCIAL EXAMINER TRAINEE Tim E. Beaver M. Susan Clark Dan L. Cook John A. Long Baker L. Moseley M. Gregg Qualls Kent T. Williamson Kevin E. Zerbe D. Kevin Mallett OFFICE STAFF Connie M. Bates E. Mindy Beaver Jane R. English Debbie L. Erickson Martha A. Harris Cynthia L. Nixon Brenda L. Strachan Executive Secretary Administrativ e Assistant II Administrativ e Assistant I Administrativ e Assistant I Management Support Technician Administrativ e Assistant II Management Project Analyst 8 State of Arkansas: Bank Department NEW BANK CHARTERS APPROVED FIRSTBANK OF ARKANSAS 207 S. Main Street P.O.Box 787 Brinkley, AR 72071 Conversion from a national bank approved January 25, 1989. BANK OF LITTLE ROCK 305 E. Broadway P. 0. Box 5821 North Little Rock, AR 72119 Charter approved May 4, 1989. Merged with Hallmark Loan and Investment Corporation June 16, 1989. NEW BRANCHES APPROVED NAME OF BANK NEW BRANCH LOCATION Citizens Bank of Batesville Batesville, AR 3rd & Boswell Streets Batesville, AR Merchants and Planters Bank Arkadelphia, AR 600 Smith Street Gurdon.AR Logan County Bank Scranton, AR 212 Conrad Subiaco.AR Bank of Parkdale Parkdale, AR Adams Street Hamburg,AR Hallmark Loan & Investment North Little Rock, AR 11715 Rainwood Drive Little Rock, AR Bank of North Arkansas Melbourne, AR State Highway 56 North Calico Rock, AR Seventy-Fifth Report NEW BRANCHES APPROVED NAME OF BANK NEW BRANCH LOCATION The Citizens Bank England.AR Second Street Cabot.AR Earle State Bank Earle,AR Shoppingway Street Marion.AR Merchants and Farmers Bank West Helena, AR Highway 49 & Mill St. Marvell.AR Bank of Tuckerman Tuckerman, AR Village Mall Newport.AR First Bank of Arkansas Russellville, AR 2000 East Main Russellville, AR Farmers and Merchants Bank Reyno.AR 901-905 S. Bettis Pocahontas, AR First State Bank Lonoke,AR 110 West Front Street Lonoke,AR Pulaski Bank and Trust Co. Little Rock, AR 6420 S. University Ave. Little Rock, AR Peoples Bank and Trust Co. Russellville, AR 102 North Church Street Atkins.AR Monette State Bank Monette.AR 406 Southwest Drive Jonesboro, AR The Peoples Bank Waldo,AR North Vine Street Magnolia, AR First Jacksonville Bank and Trust Jacksonville, AR 501 J.P. Wright Loop Rd Jacksonville, AR 9 10 State of Arkansas: Bank Department The following is a statement reflecting receipts and disbursements of the State Bank Department from July 1, 1988 through June 30, 1989. RECEIPTS Cash Balance June 30, 1988 ......................... $1,915,838.76 Examination and Assessment Fees ..... 2,400,432.14 Charter and Amendment Fees ............. 15,255.00 Teller's Facility Application and all Protest Fees ...................... 39,600.00 Miscellaneous Fees ........................ 11,678.35 Reimbursement for M & R Sales ............ 11,283.94 Warrant Cancellations_ ..................... 3,986.77 Refund to Expenditure (Old Year) ............. 452.09 Refund to Expenditure ...................... 6,445.52 Voided Warrants .............................. 400.00 $4,405,372.57 DISBURSEMENTS Salaries ................................ 1,450,000.89 Maintenance and General Operations ..... 587,700.06 S.S., Retirement and Insurance Matching............................... 208,943.23 Professional Services and Fees ............ 48,102.25 Conference Fees and Travel .............. 104,907.37 Capital Outlay ............................ 152,262.15 Data Processing ............................ 1,363.75 Proceeds from M & R ....................... 9,425.42 Microfilming Expenses ..................... 56,830.90 Service Charge by State Treasurer ........ 36,829.31 Cash Balance June 30, 1989 .......................... 1,749,007.24 $4,405,372.57 Seventy-Fifth Report 11 FEDERAL DEPOSIT INSURANCE CORPORATION Memphis Regional Office 5100 Poplar Avenue, Suite 1900 Memphis, Tennessee 38137 Telephone Number: (901) 685-1603 Fax Number: (901) 685-1846 Fax Number: (901) 682-5110 Bill C. Houston .............................. Regional Director James 0. Leese..................... Deputy Regional Director James F. Benner .................. Assistant Regional Director Joseph M. McGovern ............. Assistant Regional Director Phillip H. Schwartz .......................... Regional Counsel Jackson Field Office Patton Plaza Office Park 208 St. Paul Street P.O. Box 97029 Pearl, Mississippi 39288- 7029 Telephone Number: (601) 932-6744 Thurman L. Reynolds .................. Field Office Supervisor Little Rock Field Office McCain Professional Building 3629 McCain Blvd., Suite 304 P.O. Box 16355 North Little Rock, AR 72231-6355 Telephone Number: (501) 758- 7676 Larry T. Tadlock ...................... Field Office Supervisor Memphis Field Office Building D, Suite 186 1755 Lynnfield Road Memphis, Tennessee 38119 Telephone Number: (901) 763-1775 Ronny G. Parham ..................... Field Office Supervisor Shreveport Field Office 1911 Citizens Bank Drive Suite 100 P.O. Box 72609 Bossier City, Louisiana 71111-2609 Telephone Number: (318) 746-8283 Don R. Turner .......................... Field Office Supervisor 12 State of Arkansas: Bank Department FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 411 Locust P.O.Box 442 St. Louis, Missouri 63166 Telephone Number: (314) 444-8444 Thomas C. Melzer .................................. President James R. Bowen .......................... First Vice President A.B. Balbach ........................... Senior Vice President Henry H. Bourgaux . . . . . . . . . . . . . . . . . . . . Senior Vice President Harold E. Uthoff. . . . . . . . . . . . . . . . . . . . . . . . Senior Vice President Ben C. Wade. . . . . . . .. . . . . . . . . . . . .. .. . . . Senior Vice President Ruth A. Bryant ..................................Vice President Public Information Joan P. Cronin ..................................Vice President Secretary and Legal Counsel Charles R. Halbrook ............................ Vice President Bank Supervision and Regulation Richard E. Kay .................................. Vice President Valuables Processing James R. Kennedy ..............................Vice President Information Systems Jean M. Lovati ................................. Vice President Payments Martha L. Perine ............................... Vice President Financial Services and Human Resources Michael D. Renfro ............................. General Auditor Audit Kristi D. Short .................................. Vice President Marketing and Electronic Services William J. Sneed ................................ Vice President Support Services Randall C. Sumner ............................. Vice President Credit and Community Affairs Delmer D. Weisz ............................... Vice President Bank Supervision and Regulation Seventy-Fifth Report 13 FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 LITTLE ROCK BRANCH FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI 325 West Capitol Avenue P.O.Box 1261 Little Rock, Arkansas 72203 Telephone Number: (501) 372-5451 John F. Breen .............. Senior Vice President and Manager Thomas R. Callaway ................. Assistant Vice President David T. Rennie ...................... Assistant Vice President MEMPHIS BRANCH FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI 200 North Main Street P.O.Box 407 Memphis, Tennessee 38101 Telephone Number: (901) 523- 7171 Raymond Laurence ............... Vice President and Manager A.C. Cremerius, Jr.................... Assistant Vice President John P. Baumgartner ................. Assistant Vice President 14 State of Arkansas: Bank Department COMPTROLLER OF THE CURRENCY Southwestern District Office 500 N. Ackard 1600 Lincoln Plaza Dallas, Texas 75201-3394 Telephone Number: (214) 720-0656 Fax Number: (214) 720- 7098 Peter C. Kraft ............................. Deputy Comptroller John A. Bodnar ......................... District Administrator Patrick Parise ................................. District Counsel Thomas M. Blyedbal ............... Director for Administration Edward Graves .......................... Director for Analysis Jerry H. Corn ................... Director for Bank Supervision Community Banks Stephen R. Steinbrink ........... Director for Bank Supervision Regional Banks Southwestern District, Little Rock Field Office 10201 W. Markham, Suite 105 Little Rock, Arkansas 72205 Telephone Number: (501) 378-5591 Fax Number: (501) 221-1236 Randal J. Groman ........................ Field Office Director Larry Winter. . . . . . . . . . . . . . . . . . . . . . . . . . . . . Field Office Director Seventy-Fifth Report 15 COMPTROLLER OF THE CURRENCY Southeastern District Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 Telephone Number: (404) 659-8855 Fax Number: (404) 588-4532 Clifton A. Poole, Jr ........................ Deputy Comptroller Robert V. Ahrens ....................... District Administrator H. Gary Pannell .......................... ..... District Counsel William J. Abernathy ............ Director for Bank Supervision Vernon E. Fasbender ..................... Director for Analysis James P. Buff ...................... Director for Administration Southeastern District, Memphis Field Office 80 Monroe Avenue, Suite 505 Memphis, Tennessee 38103 Telephone Number: (901) 521-3039 Fax Number: (901) 525-2086 William J. Suman .......................... Field Office Director 16 State of Arkansas: Bank Department ARKANSAS BANKERS ASSOCIATION Suite 1027, 221 W. Second Street Little Rock, Arkansas 72201 Telephone Number: (501) 376-3741 Fax Number: (501) 376-9243 OFFICERS H.C. (Bo) Carvill .......................•.. . Executive Director Harold E. Henson, Jr .......................... ..... President City National Bank, Fort Smith W.E. Ayres .......................... ..... First Vice President Simmons First National Corporation, Pine Bluff James V. Kelley .......................... ......Vice President First National Bank, El Dorado Harold Fincher.......................... ............ Treasurer The Peoples Bank, Waldo YOUNG BANKERS SECTION OFFICERS Mark Murphy .......................... ............. President First Commercial Bank, N.A., Little Rock Senior Vice President Brice Fletcher. . . . . . . . . . . . . . . . . . . . . First National Bank of Eastern Arkansas, Forrest City Kent Hendrix .......................... .........Vice President First National Bank, El Dorado Trent Trumbo .......................... ............ Secretary Mcilroy Bank & Trust, Fayetteville Harvey Williams .......................... .......... Treasurer Simmons First National Bank, Pine Bluff Greg Angel. .......................... . Education Coordinator First National Bank, Searcy Seventy-Fifth Report 17 ARKANSAS INDEPENDENT BANKERS ASSOCIATION P.O. Box 22076 Little Rock, Arkansas 72221-2076 Telephone Number: (501) 525-1634 OFFICERS Richard G. Trammell ..................... Executive Director Charles F. Luter .......................... ......... President Tyronza Bank, Tyronza W. Mark Smith, Ill .......................... .... Vice President First Arkansas Bank, Wynne Lindley V. Smith, Jr .......................... ...... Secretary Bank of Tuckerman, Tuckerman Terry Q. Carson .......................... ......... Treasurer Commercial Bank, Alma ARKANSAS ASSOCIATION OF BANK HOLDING COMPANIES Suite 1020 Boyle Building Little Rock, Arkansas 72201 Telephone Number: (501) 374-2020 OFFICERS Charlotte May .......................... ... Executive Director James Magee .......................... ............ Chairman Farmers Bank & Trust Company, Blytheville Richard Smith .......................... ........Vice Chairman Smith Associated Banking Corp., Little Rock Eddie Holt. .......................... ............... Treasurer First National Bank, Crossett 18 State of Arkansas: Bank Department NATIONAL BANKS NAME CITY COUNTY First National Bank First National Bank Bank of Ashdown First National Bank First National Bank First National Bank First National Bank First National Bank First National Bank First National Bank The Merchants & Planters First National Bank First National Bank First National Bank First National Bank First National Bank First National Bank National Bank of Commerce The First National Bank First National Bank Northwest National Bank The Bank of Fayetteville First Ozark National Bank First National Bank First National Bank The City National Bank The First National Bank Merchants National Bank Caddo First National Bank The First National Bank The First National Bank First National Bank First National Bank Helena National Bank Citizens National Bank The First National Bank First National Bank One National Bank Planters National Bank First National Bank First National Bank The First National Bank Altheimer Ash Flat Ashdown Ashdown Batesville Bentonville Berryville Blytheville Calico Rock Camden Camden Clinton Conway Crossett DeQueen DeWitt Dierks El Dorado El Dorado Fayetteville Fayetteville Fayetteville Flippin Fordyce Forrest City Fort Smith Fort Smith Fort Smith Glenwood Green Forest Harrison Heber Springs Helena Helena Hope Hope Hot Springs Hot Springs Hughes Huntsville Jacksonville Lewisville Jefferson Sharp little River little River Independence Benton Carroll Mississippi Izard Ouachita Ouachita Van Buren Faulkner Ashley Sevier Arkansas Howard Union Union Washington Washington Washington Marion Dallas St. Francis Sebastian Sebastian Sebastian Pike Carroll Boone Cleburne Phillips Phillips Hempstead Hempstead Garland Garland St. Francis Madison Pulaski Lafayette Seventy-Fifth Report 19 NATIONAL BANKS NAME CITY First Commercial Bank Little Rock First Exchange Bank Little Rock Metropolitan National Bank Little Rock Union National Bank Little Rock Worthen Bank & Trust Co. Little Rock First National Bank Magnolia Union National Bank Magnolia The Malvern National Bank Malvern Peoples National Bank Mammoth Spring First National Bank Marianna The First National Bank McGehee First National Bank Mena Morrilton Security Bank Morrilton The First National Bank Morrilton First National Bank & Trust Mountain Home Citizens National Bank Nashville First National Bank Nashville National Bank of Arkansas N. Little Rock N. Little Rock One National Bank First National Bank Osceola First National Bank Paragould First National Bank Paris National Bank of Commerce Pine Bluff Pine Bluff National Bank Pine Bluff Simmons First National Bank Pine Bluff First National Bank & Trust Rogers First National Bank Russellville Searcy First National Bank First National Bank Sheridan Security National Bank Sidney First National Bank Siloam Springs First National Bank Springdale First National Bank Stuttgart Commercial National Bank Texarkana State First National Bank Texarkana First National Bank Trumann First National Bank Van Buren Citizens National Bank Walnut Ridge First National Bank Walnut Ridge Fidelity National Bank West Memphis First National Bank West Memphis The First National Bank Wynne COUNTY Pulaski Pulaski Pulaski Pulaski Pulaski Columbia Columbia Hot Spring Fulton Lee Desha Polk Conway Conway Baxter Howard Howard Pulaski Pulaski Mississippi Greene Logan Jefferson Jefferson Jefferson Benton Pope White Grant Sharp Benton Washington Arkansas Miller Miller Poinsett Crawford Lawrence Lawrence Crittenden Crittenden Cross State of Arkansas: Bank Department 20 CONSOLIDATED REPORT OF CONDITION OF THE 173 STATE CHARTERED COMMERCIAL BANKS JUNE 30, 1989 ASSETS I. Cash and Balances due from depository institutions: a. Noninterest-bearing balances and currency and coin........ $ 420,467 b. Interest-bearing balances ......................................... 251,609 2. Securities.......................................................... 2,948,379 3. Federal funds sold and securities purchased under agreement to resell ........................................... 247,291 4. Loans and lease financing receivables: Loans and lease, net of unearned income.......................... 4,724,034 Less: Allowances for loan and losses ................................. 74,054 Net loans. ...................................................... 4,649,980 5. Assets held in trading accounts........................................... 991 6. Premises and Fixed Assets (including capitalized lease) .............. 144,611 7. Other real estate owned .............................................. 52,643 8. Investments in unconsolidated subsidiaries and associated companies ............................................. 4,450 9. Customers liability to this bank on acceptances outstanding.............. -010. Intangible assets...................................................... 3,393 II. Otherassets. ........................................................ 153,219 12. Total assets ....................................................... 8,877,033 LIABILITIES 13. Deposits: a. In domestic offices.............................................. 7,882,527 (1) Noninterest-bcaring ........................................ 1,017,846 (2) Interest-bearing ............................................ 6,864,681 b. In foreign offices Edge and Agreement subsidiaries and IBF's......... -014. Federal funds purchased and securities sold under agreements to repurchase ............................................ 40,943 15. Demand notes issued to the U.S. Treasury ............................. 8,090 16. Other borrowed money .............................................. 42,042 17. Mortgages and capitalized leases. . . .. . . . .. .. . .. .. .. .. . .. . . . .. . . . .. . . . . 3,449 18. Bank's liability on acceptances executed and outstanding................ -019. Notes and debentures subordinated to deposits ........................ 7,522 20. Other liabilities ...................................................... 83,005 21. Total liabilities.................................................... 8,067,578 22. Limited-life preferred stock............................................. . -0EQUlTY CAPITAL Perpetual preferred stock ............................................ 11,044 Common stock...................................................... 100,848 Surplus ............................................................. 247,146 a. Undivided profits and capital reserves. ............................ 455,598 b. LESS: Net unrealized loss on marketable equity securities........ . . . . 5,181 27. Cumulative foreign currency translation adjustment . . . . . . . . . . . . . . . . . . . . -028. Total equity capital ................................................. 809,455 23. 24. 25. 26. Seventy-Fifth Report 21 CONSOLIDATED STATEMENT OF THE 79 STATE CHARTERED TRUST DEPARTMENTS JUNE 30, 1989 ASSETS 1. Non-interest Bearing Deposits a. Own Bank and Affiliate Institutions ............................... $4,852 b. Other institutions. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3 2. Interest Bearing Deposits a. Own Bank and Affiliate Institutions ............................... 93,895 b. Other Institutions .................................. ............... 61,583 3. U.S. Government and Agency Obligations ......................... 268, 108 4. State, County and Municipal Obligations ........................... 70,583 5. Other Short-Term Obligations ................................... .... 56,335 6. Other Notes and Bonds.................................. ........... 25,876 7. Stocks .................................. ........................... 112,856 8. Collective Investment Fund Units .................................. . 26,413 9. Real Estate Mortgages .................................. ........... 35,976 10. Real Estate .................................. ........................ 63,799 11. Miscellaneous Assets .................................. ............. 23,747 12. Suspense Accounts .................................. ................. 996 13. Other .................................. ............................ 130,594 14. Total assets .................................. .....................975,616 LIABILITIES Trusts and Estates 15. Employee Benefit .................................. ................ 184,916 a. (Number of Accounts) .................................. . 2,174 16. Personal Trusts .................................. ..................353,565 a. (Number of Accounts) .................................. . 1,989 17. Estates and Guardianships a. (Number of Accounts) .................................. . 1,617 Agencies 18. Employee Benefit.. .................................. ................ 37,015 · a. (Number of Accounts) .................................. ... 544 19. All Other.................................. .......................... 177,631 a. (Number of Accounts) .................................. . 1,130 Collective Investment Funds 20. Employee Benefit................................... ................. 14,965 a. (Number of Accounts) .................................. .... 38 21. All Other .................................. ........................... 4,261 a. (Number of Accounts) .................................. .... 13 22. Corporate Trust Accounts.................................. ........ 91,922 a. (Number of Accounts) .................................. ... 650 23. Corporate Agency Accounts .................................. .... 108,833 a. (Number of Accounts) .................................. ... 244 24. Profit Accounts .................................. ...................... 227 25. Suspense Accounts .................................. ............... 2,281 26. Total Liabilities .................................. ...................975,616 22 State of Arkansas: Bank Department STATE CHARTERED BANKS CAPITAL TO ASSET RATIO JUNE 30, 1989 BANK NAME TOWN RATIO Commercial Bank at Alma Bank of Amity Citizens First State Bank Elk Horn Bank & Trust Company Merchants & Planters Bank Bank of Atkins The Bank of Augusta Citizens State Bank The Citizens Bank Bank of Bearden Citizens Bank First State Bank Benton State Bank The Union Bank of Benton Bank of Bentonville Bank of Blevins Farmers Bank & Trust Company Citizens Bank of Booneville The Bank of Bradley Bank of Brinkley FirstBank of Arkansas Bank of Cabot Caraway Bank Citizens Bank & Trust Bank of Cave City American State Bank The Merchants & Planters Bank Arkansas State Bank Farmers Bank and Trust Company Clinton State Bank First State Bank & Trust Co. Corning Bank First State Bank Danville State Bank Arkansas Valley Bank Bank of Dardanelle First State Bank of DeQueen DeWitt Bank & Trust Company Decatur State Bank Bank of Delight Dermott State Bank First State Bank of Dermott Farmers & Merchants Bank Dumas State Bank Alma Amity Arkadelphia Arkadelphia Arkadelphia Atkins Augusta Bald Knob Batesville Bearden Beebe Beebe Benton Benton Bentonville Blevins Blytheville Booneville Bradley Brinkley Brinkley Cabot Caraway Carlisle Cave City Charleston Clarendon Clarksville Clarksville Clinton Conway Corning Crossett Danville Dardanelle Dardanelle DeQueen DeWitt Decatur Delight Dermott Dermott Des Arc Dumas 9.094 14.651 9.860 10.017 9.417 11.143 13.528 9.234 7.078 17.415 10.211 8.435 11.114 8.624 9.462 7.964 8.082 7.978 8.134 10.986 7.611 9.766 8.221 10.227 9.019 12.753 8.392 9.126 7.504 7.533 8.476 7.971 9.255 11.054 10.417 10.371 9.454 15.920 12.857 12.559 14.366 10.254 22.063 8.768 Seventy-Fifth Report 23 STATE CHARTERED BANKS CAPITAL TO ASSET RATIO JUNE 30, 1989 BANK NAME TOWN RATIO Merchants & Farmers Bank First Southern Bank The Exchange Bank and Trust Co The Delta State Bank Bank of Elkins Bank of England First Commercial Bank of The Eudora Bank Bank of Eureka Springs Bank of Evening Shade Mcllroy Bank & Trust Fordyce Bank & Trust Company Planters Bank & Trust Company Planters & Merchants Bank The Bank of Glenwood First State Bank Bank of Gravett Farmers Bank First State Bank of Gurdon Farmers Bank Calhoun County Bank The Bank of Harrisburg The Security Bank Hazen First State Bank Heber Springs State Bank The Cleburne County Bank Bank of Holly Grove Horatio State Bank Arkansas Bank & Trust Company Bank of Imboden First Jacksonville Bank Newton County Bank Citizens Bank of Jonesboro Mercantile Bank Simmons First Bank The Arkansas Bank Farmers & Merchants Bank Union State Bank Bank of Kensett Pine State Bank Madison Bank & Trust Bank of Lake Village Simmons First Bank Dumas Earle El Dorado Elaine Elkins England England Eudora Eureka Springs Evening Shade Fayetteville Fordyce Forrest City Gillett Glenwood Gould Gravette Greenwood Gurdon Hamburg Hampton Harrisburg Harrison Hazen Heber Springs Heber Springs Holly Grove Horatio Hot Springs Imboden Jacksonville Jasper Jonesboro Jonesboro Jonesboro Jonesboro Judsonia Junction City Kensett Kingsland Kingston Lake Village Lake Village 12.358 15.625 10.207 43.752 9.687 13.954 12.376 12.510 12.527 11.079 9.441 9.064 10.565 10.457 9.818 11.064 14.116 15.221 9.942 8.567 12.253 12.009 8.896 7.717 7.764 8.645 14.817 9.896 8.587 8.696 9.832 8.543 8.394 7.765 8.938 10.022 10.439 10.613 25.281 7.935 8.595 12.288 9.166 24 State of Arkansas: Bank Department STATE CHARTERED BANKS CAPITAL TO ASSET RATIO JUNE 30, 1989 BANKNAME TOWN RATIO Citizens Bank Leachville State Bank Little River Bank Peoples Bank & Loan Company Bank of Lincoln Eagle Bank & Trust Co. Pulaski Bank & Trust Company Bank of Lockesburg First State Bank Farmers Bank & Trust Company Bank of Malvern Merchants & Planters Bank Bank of Mansfield Citizens Bank Marked Tree Bank Searcy County Bank Bank of Marvell Bank of McCrory McGehee Bank The Bank of North Arkansas The Union Bank of Mena MidSouth Bank Commercial Bank & Trust Co. Union Bank & Trust Co. The Bank of Montgomery County Peoples Bank & Trust Company Bank of Mountain View Bank of Mulberry Pike County Bank Bank of Little Rock The Twin City Bank Bank of Newark First State Bank of Newport Merchants & Planters Bank The Planters Bank Bank of Ozark Security Bank Bank of Parkdale First State Bank The Perry County Bank Piggott State Bank First State Bank Bank of Pocahontas Lavaca Leachville Lepanto Lewisville Lincoln Little Rock Little Rock Lockesburg Lonoke Magnolia Malvern Manila Mansfield Marion Marked Tree Marshall Marvell McCrory McGehee Melbourne Mena Monette Monticello Monticello Mount Ida Mountain Home Mountain View Mulberry Murfreesboro N. Little Rock N. Little Rock Newark Newport Newport Osceola Ozark Paragould Parkdale Parkin Perryville Piggott Plainview Pocahontas 12.452 9.879 19.656 8.684 9.632 7.291 8.609 10.082 11.515 10.137 13.021 12.485 8.261 9.723 10.487 9.609 14.211 12.760 12.338 8.983 10.091 9.284 9.734 8.013 12.302 9.386 18.163 10.967 10.827 22.620 7.623 9.913 10.020 9.997 9.804 10.320 8.202 8.492 9.292 8.732 7.737 10.231 11.192 Seventy-Fifth Report 25 STATE CHARTERED BANKS CAPITAL TO ASSET RATIO JUNE 30, 1989 BANKNAME TOWN RATIO Planters & Stockmen Bank The Lawrence County Bank Portland Bank The Peoples Bank The Farmers & Merchants Bank Bank of Prescott The Bank of Rector Farmers & Merchants Bank The Bank of Rison Farmers & Merchants Bank First Bank of Arkansas Peoples Bank & Trust Company Bank of Salem Logan County Bank First Security Bank Grant County Bank Arkansas State Bank Smackover State Bank Merchants & Planters Bank First State Bank Springdale Bank and Trust Bodcaw Bani< Bank of Star City Stephens Security Bank Citizens Bank The Farmers & Merchants Bank Bank of Trumann Bank of Tuckerman Tyronza Bank Citizens Bank & Trust Company The Peoples Bank Bank of Waldron The Scott County Bank First State Bank Warren Bank & Trust Company Bank of Weiner Merchants & Farmers Bank Bank of West Memphis Wilmot State Bank American State Bank Cross County Bank First Arkansas Bank The Bank of Yellville Pocahontas Portia Portland Portland Prairie Grove Prescott Rector Reyno Rison Rogers Russellville Russellville Salem Scranton Searcy Sheridan Siloam Springs Smackover Sparkman Springdale Springdale Stamps Star City Stephens Strong Stuttgart Trumann Tuckerman Tyronza Van Buren Waldo Waldron Waldron Warren Warren Weiner West Helena West Memphis Wilmot Wilson Wynne Wynne Yellville 8.312 8.889 9.913 12.358 13.453 7.841 10.481 7.937 17.114 9.712 7.853 8.072 7.567 11.250 11.281 10.616 7.245 12.265 9.654 9.339 22.420 10.762 8.586 9.500 15.304 10.110 12.826 11.478 15.253 9.219 11.960 13.667 8.769 8.657 11.455 12.918 6.960 11.499 15.729 14.376 8.658 7.574 9.180 Seventy-Fifth Report 27 Seventy-Fifth Report OF THE ONE HUNDRED SEVENTY-THREE STATE CHARTERED COMMERCIAL BANKS JUNE 30, 1989 28 State of Arkansas: Bank Department Commercial Bank at Alma Alma, AR P.O.Box2199 72921 Telephone: 632-2257 County: Crawford Branches in Town: 0 Other Branches: 2 Population: 3,007 Charter Number: 297 Date: Jan. 31, 1910 Trust Department: No Bank Holding Company Affiliate Commerce Financial Corp., Alma, AR Chm: John Paul Ballentine V.P.: Helen S. Jones Oper. Off.: Mary Beth Freeman CEO/Pres.: Terry Q. Carson Ex. V.P.: WHNam N. Brasher, Ill Asst. V.P.: Rex A. Woods Cash and balances Due From Banks: ....... 890 Federal Funds andRepos:. .................. 100 Investments: ..•.......................... 10,176 Total Loans: ...•.......................... 20,921 Bank PremisesandFixedAssets: .......... 946 Deposits:............................... 30,376 FederalfundsandBorrowings: .............. 0 Otherliabilitiesc ........................... 292 SubordinatedDebt: .......................... a Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 30,668 Other Real Estate: ............ ·.............. 111 Total Assets: ............................. 33,736 Total Equity Capital and Reserves:...... 3,068 Total Liabililies and Capital:............ 33,736 TolalTrustAssets:............................ 0 Number of Shares Outstanding: ......... 8,000 Other Assets: .......................••.....• 592 Directors: James A. Arnold II, John Paul Ballentine, Wmiam N. Brasher Ill, Terry Carson, John A. Griffin, Hilda Knight a. Bank of Amity Amity, AR County: Clark Branches in Town: o Other Branches: O P.O.Box38 71921 Telephone: 342-5269 Population: 859 Charter Number: 198 Date: Jan. 30, 1905 Trust Department: No Bank Holding Company Affiliate None CEO/Pres.: Cleda Olds V.P.: Ernie Dunlap Asst. Cash.: Peggy T. Adams V.P.: Joe F. Maxey Asst. Cash.: Hazel Richardson Cash and balances Due From Banks: ..... 2,804 Federal Funds and Repos:. . . . . . . . . . . . . . . . . 1, 150 Deposits:............................... 38,640 Investments: ............................. 30,237 Totalloans: .............................. 10,741 Olher Uabililies:. ........................... 657 Bank Premises and Fixed Assets: .......... 124 Other Real Estate:........................... 89 OtherAssets: ............................... 898 Federal funds and Borrowings:.............. a subordinated Debt: .......................... a Totalliabiities: ........................ 39,297 Tota1Asse1s: ............................. 46,043 Total Equity Capital and Reserves: ...... 6,746 Total Liabilities andCapilal:. .. .. . .. . . . . 46,043 Total Trust Assets: ............................ O Number of Shares Outs landing; ......... 4,000 Directors: Cleda Olds, Hazel Richardson, M.H. Oakley, Ernie Dunlap, Joe F. Maxey 29 Seventy-Fifth Report Citizens First State Bank Arkadelphia, AR County: Clark Branches in Town: 1 Other Branches: 0 P.O.Box218 71923 Telephone: 246-2411 FAX Number: 246-5400 Population: 10,169 Charter Number: 736 Date: May24, 1977 Trust Department: No Bank Holding Company Affiliate First Arkadelphia Bancshares, Arkadelphia, AR CEO/Pres.: A. Edward Snider, Jr. Ex. V.P./V. Chm.: Raymond Toler V.P.: Tom Calhoon Sr. V.P./Cash.: Johnnie Sue Huneycutt V.P.: Judy Sligh Cash and balances OueFromBanks: ..... 2,995 Deposits:............ . . . . . . . . . . . . . . . . . . 35,495 Federal funds and Borrowings:.............. 0 Federal Funds and Repos:..................... 0 Investments:... . ..................... 8,410 Total Loans: .............................. 25,741 Bank Premises andFixedAssets: .......... 470 Other Real Es tale: ........................... 992 Other Assets: ............................ 1,178 TotalAssets:.... Total Trust Assets:......... Other Liabilities:. ........................... 368 Subordinated Debt:.......................... 0 Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 35,863 . 39,786 Total Equity Capital and Reserves:...... 3,923 39,786 Total Liabilities and Capital:...... .. . . .. .. 0 Number of Shares outstanding:....... 30,000 Directors: I. B. Fuller Jr., Raymond Toler, Jerry Francis, Billy Bob Hardman, Ed Mccorkle, John M. Moore, R. Edward Snider Jr., Tom Calhoon Elk Horn Bank & Trust Company Arkadelphia, AR County: Clark Branches in Town: Other Branches: 1 P.O. Box 248 71923 Telephone: 246-5811 FAX Number: 246-2182 Population: 10,169 Charter Number: 142 Date: Sep. 28, 1903 Trust Department: Yes Bank Holding Company Affiliate Southern Development Bancorp., Arkadelphia, AR CEO/Pres.: George P. Surgeon Ex. V.P./Cash.: Roy N. Shope V.P.: Herman G. Brewer T.O.: Roy N. Shope Cash and balances Due From Banks: ..... 2,227 Federal Funds and Repos:................... 200 Investments: ............................. 30,315 TolalLoans: .............................. 23,094 Bank Premises and Fixed Assets: . . . . . . . . 1,373 Other Real Estate:. .......................... 705 Other Assets: ............................... 842 TotalAssets:... .. .. Chm.: James W. Harrington Sr. V.P.: Robert W. Anthony V.P.: Johnny K. McAnally Deposits:.......................... . . . . 52,152 Federal funds and Borrowings: ........... 150 Other Liabilities:............................ 568 Subordinated Debt:. . . . . . . . . . . . . . . . . . . . . .. . 0 Total Liabilities: ........................ 52,870 Total Equity Capital and Reserves: ...... 5,886 . ............. 58,756 Total Liabilities andCapilal:............ 58,756 Total Trust Assets:....................... 1,320 Number of Shares outs landing:....... 24,000 Directors: Thomas B. Barksdale, James Blanton, Harold Echols, Ronald Grzywinski, James W. Harrington, Mary Houghton, J. Hugh Lookadoo, Mary Jo Mann, Wayne D. Pollard, Roy N. Shope, George Surgeon, Rob Walton, J. B. Wingfield 30 State of Arkansas: Bank Department Merchants & Planters Bank & Trust Company Arkadelphia, AR County: Clark Branches in Town: 1 Other Branches: 1 Population: 10,169 P.O.Box219 71923 Telephone: 246-4511 Charter Number: 341 Date: Jun. 15, 1911 FAX Number: 246-4407 Trust Department: Yes Bank Holding Company Affiliate Central Arkansas Bancshares, Malvern, AR CEO/Pres.: Ross M. Whipple Ex. V.P.: James D. Ferguson Cash.: Carrie A. Beene Sr. V.P./T.O.: Bobby G. Jones V.P.: Barbara J. Neel Cash and balances Due From Banks: ..... 2,006 Federal Funds andRepos:. ................... 70 Investments: ....•........................ 11,169 Total Loans: .............................. 24,525 Bank Premises and Fixed Assets: .......... 720 OtherRea/Estate: .......................... 453 Other Assets: ............................... 717 TotalAssets: ............................. 39,660 Deposits:............................... 35,712 Federal funds and Borrowings:............... 0 Other Liabilities:. ........................... 213 Total Equity CapitalandReserves:...... 3,735 Total LlabUitles and Capital:............ 39,660 Total Trust Assets: .......................... 895 Number of Shares Outstanding: ......... 4,800 Subordinated Debt: .......................... 0 Total Liabilities: . . . . . . . . .. . . . . . . . . . . . . .. 35,925 Directors: Sam R. Clark, Steve L. DeMott, Toney D. McMillan, Paul L. Offutt, Jane Ross, Donald M. Tatman, Ross M. Whipple Bank of Atkins Atkins, AR County: Pope Branches in Town: 0 Other Branches: 0 P.O.Box 157 72823 Telephone: 641-2987 Population: 3,002 Charter Number: 35 Date: Sep. 19, 1895 Trust Department: No Bank Holding Company Affiliate None CEO/Pres.: David M. Mitchell Ex. V.P.: James A. Myatt Chm.: James C. Mitchell Cash.: Dorothy Wiley CashandbalancesDuefromBanks: ....... 687 Federal Funds andRepos:.................. 100 Investments: .............................. 6,810 Toi al Loans: ............................... 5,410 Bank Premises and Fixed Assets: ........... 33 Other Real Estate: .......................... 270 Other Assels: ............................... 312 Total Assets: ............................. 13,622 Deposils:............................... 11,904 Federal funds and Borrowings: ............ 100 Other Liabilities: ........................... 100 Subordinated Debt:.......................... 0 TotalLiabilities: ............ , ........... 12,104 Total Trust Assets:............................ 0 NumberofSharesOutstanding:....... 12,500 Toi al Equity Capital and Reserves:...... 1,518 Total Liabilities and Capital:............ 13,622 Directors: James C. Mitchell, David M. Mitchell, Jean S. Mitchell, James A. Myatt Seventy-Fifth Report 31 The Bank of Augusta Augusta, AR County: Woodruff Branches in Town: O Other Branches: 0 P.O. Box Y 72006 Telephone: 347-2511 FAX Number: 347-2654 Population: 3,500 Charter Number: 669 Date: Feb.20, 1935 Trust Department: Yes Bank Holding Company Affiliate None Pres.: E. R. Miller Loan Off.: Ronald P. Jones Cash.: Lee Conditt CEO/Ex. V.P./T.O.: Moody Whitehead Cashandbatances Due From Banks: ..... 1,736 Federal Funds andRepos:. ................ 2,300 Investments: ............................. 17,929 TotalLoans: .............................. 13,150 Bank Premises and Fixed Assets: .......... 214 Other Real Estate:. ........................... 53 Other Assets: ............................... 652 Total Assets: ............................. 36,034 Deposits:............................... 30,758 Federal funds and Borrowings:.............. 0 Other Liabilities:. ........................... 401 Subordinated Debt: .......................... 0 Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 31, 159 Total Trust Assets:.......................... 233 Number of Shares Oulstanding:....... Total Equity Capital and Reserves:...... 4,875 Total Liabilities and Capital:............ 36,034 8,000 Directors: R. E. Gregory, Dorothy Willis, Moody Whitehead, E. R. Miller, R. E. Gregory Jr., John R. Eldridge, W. P. Daniel, Charles P. Eldridge, W. P. Daniel Jr., Dr. Steven Collier, Franklin Collier Citizens State Bank Bald Knob, AR County: White Branches in Town: O Other Branches: 1 P.O. Box 200 72010 Population: 2,740 Telephone: 724-3241 Charter Number: 636 FAX Number: 724-5985 Date: Jan. 22, 1931 Trust Department: Yes Bank Holding Company Affiliate Citizens State Bankshares, Bald Knob, AR CEO/Chm.: Juanita Litzelfelner Pres./T.O.: Larry E. Kircher Sr. V.P./Cash.: Wendell Nier Cash and balances DueFromBanks: ..... 1,879 Federal Funds andRepos:..................... o Investments: .............................. 9,674 Totalloans: .............................. 13,729 Bank Pre""sesandFixedAssets: .......... 520 OlherRealEstale:. ........................... 57 Olher Assets: ............................... 920 Total Assets: ............................. 26,779 Deposits:............................... 23,996 Federal funds and Borrowings:.............. 0 OtherLiabilities:. ........................... 310 Subordinated Debi:.......................... O Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 24,306 TolalTrustAssels:.......................... 717 Number of Shares Outstanding: ......... 4,000 Total Equity Capital and Reserves:...... 2,473 Total Liabilities andCapital:............ 26,779 Directors: Juanita Litzellelner, Larry E. Kircher, Wandell Nier, Bob J. Clark, Dr. Bernard C. Smith 32 State of Arkansas: Bank Department The Citizens Bank Batesville, AR County: Independence Branches in Town: 5 Other Branches: 0 Population: 8,263 P.0. Box 2156 72503 Telephone: 793-4441 Charter Number: 705 FAX Number: 793-9190 Date: Feb. 19, 1953 Member of Federal Reserve System Trust Department: Yes Bank Holding Company Affiliate Citizens Bancshares, Batesville, AR CEO/Pres.: T. G. Vinson Sr. V.P.:David J. Hidy Sr. V.P.: Woodrow (Woody) Castleberry V.P.: David Ford T.O.: Gene Crawford Cash.: Greg Shaver Cash and balances Due From Banks: ..... 7,255 Federal Funds andRepos:. ................ 3,400 Investments: ............................. 52.031 Total Loans: .............................. 79,547 Bank Premises and Fixed Assets: ........ 2,014 OlherRealEstate:. .......................... 747 Other Assets: ............................. 2,106 TolalAssets: ............................ 147,100 Total Equity Capital and Reserves,... 10,413 TotalLiabflities and Capital:........... 147,100 TolalTrustAssets:. ....................... 5,052 Number of Shares Outstanding:....... 16,500 Deposits: .............................. 135,271 Federal funds and Borrowings: ............ 300 Other Liabilities, ......................... 1,116 SubordlnaledDebt: .......................... 0 TotalLlabuities: ....................... 136,667 Directors: T. G. Vinson, Doyle Rogers, Kay Southerland, Dr. Lackey G. Moody, NoelSims,M. F. Highsmith Bank of Bearden Bearden, AR County: Ouachita Branches in Town: 0 Other Branches: 0 P.O.Box 135 71720 Telephone: 687-2233 FAXNumber: 687-3712 Population: 1,600 Charter Number: 688 Date: Jun. 17, 1945 Trust Department: No Bank Holding Company Affiliate None CEO/Pres.: Rick Green Ex. V.P.: Ken Riley Cash.: Rosemary Barner Chm.: John E. Anthony V.P.: Edward W. Paschal CashandbalancesDueFromBanks: ..... 1,300 Federal Funds andRepos:. .................. 125 Investments: .............................. 8,548 Totalloans: ............................... 8,374 Bank Premises and Fixed Assets: ........... 99 OtherRealEstate, ............................ O Other Assets: ............................... 302 TotalAssets: .........•..•................ 18,748 Deposits: ............................... 15,332 Federal funds and Borrowings:.............. 0 OtherLiabilities:. ........................... 151 SubordinatedDebt: .......................... O Total Liabilities:........................ 15,483 Total Trust Assets:............................ O Number of Shares Outstanding: ......... 8.260 TotalEquityCapitalandReserves:...... 3,265 TotalLlabflitiesandCapital:............ 18,748 Directors: John E. Anthony, Mary Lynn Anthony, Steven M. Anthony, O. D. Cathey, Rick Green, Kenneth D. Keeton, Eric Stuckey, J.E. Ward Seventy-Fifth Report 33 Citizens Bank Beebe, AR P.0. Drawer T 72012 Telephone: 882-6411 County: White Branches in Town: 1 Other Branches: O Population: 4,000 Charter Number: 465 Date: Jun.21, 1917 Trust Department: No Bank Holding Company Affiliate Citizens Bancshares, Beebe, AR CEO: E. H. Abington, II Pres.: J. Darrell Hall V.P./Mktg. Off.: C. A. Jones Sr. V.P .: James A.Lovell, Jr. V.P./Branch Mgr.: Margie Jensen Cash.: Anna B. Spradlin Cash and balances Due From Banks: ..... 2,434 Federal Funds and Repos:. ................ 1,600 Investments: ............................. 12,483 Total Loans: .............................. 22,757 BankPremisesandFixedAssets: .......... 427 Deposits:................... ............ 35,954 Federal funds and Borrowings:.............. 0 Other Liabilities:. ........................... 325 Subordinated Debt:........................ .. o Total Liabilities: ........................ 36,279 Other Real Estate:...................... ....... 7 Other Assets: .............................. . 697 Total Assets: ............................. 40,405 Total Equity Capital and Reserves:...... 4, 126 Total Liabilities and Capital:............ 40,405 a Number of Shares Outstanding: ......... 1,160 Total Trust Assets:............................ Directors: E. H. Abington II, Doyle Burns, Millan Burrow, G. B. Garrett, H. L. Goff, J. Darrel Hall, Lee E. Hayes, Margie Jensen, C. A. Jones, James D. Rakes, H. Mayes Scott First State Bank Beebe, AR County: White Branches in Town: O Other Branches: o Population: 4,000 P.O. Box 2000 72012 Telephone: 882-6406 Charter Number: 742 FAX Number: 882-6892 Date: Mar.23, 1981 Member of Federal Reserve System Trust Department: Yes Bank Holding Company Affiliate First Charter Bancshares, Inc., N. Little Rock, AR Pres./Chm./CEO/T.O.: Garland Kirkpatrick Asst. Cash.: Loretta Sansom Sr. V.P.: David Miller Cash.: Marilyn Cole Adm. Asst.: Gloria Pruitt Cash and balances Due From Banks: ..... 1,534 Federal Funds andRepos:.................. ... O lnveslments: .............................. 7,670 TotalLoans: .............................. 12,598 Bank Premises and Fixed Assets: .......... 729 Olher Real Estate:. .......................... 129 Olher Assets: ............................. ,1,322 Total Assets: ............................. 23,982 Deposits:................... ............ 20,560 Federal funds and Borrowings: ............ 421 OtherLiabflilies: ........................... 978 Subordinated Debt:........................ .. O Total Liabilities: ........................ 21,959 Total Trust Assets:..................... ...... 58 Number of Shares outstanding: ....... 50,000 Total Equity Capital and Reserves:. ..... 2,023 Total Liabilities and Capital:............ 23,982 Directors: Dr. Ruth Couch, Grace Crouch, Walter England, Keith Knight, Gene Holman, Garland Kirkpatrick, David Miller, Lyndell Lay 34 State of Arkansas: Bank Department Benton State Bank Benton, AR County: Saline Branches in Town: 2 Other Branches: 3 P.O.Box9 72015 Telephone: 778-0431 FAX Number: 778-6447 Population: 18,000 Charter Number: 664 Date: Feb. 9, 1934 Trust Department: Yes Bank Holding Company Affiliate Benton State Bankshares, Inc., Benton, AR CEO/Pres.: Larry Whitley Ex. V.P ./T .O.: Russell Colemen V.P.: Barbara Weaver Sr. V.P.: Harry McCormick V.P.: Joann Standfill CashandbalancesDueFromBanks: •.... 8,850 Federal Fundsand Reposa. . . . . . . . • . • . . . . . . . 500 Investments: ............................. 81,397 TotalLosns: •••••••••••••••••...•....••••. 58,468 Bank PramlsesandFlxedAssets: ...•.•.. 2.879 OtherRealEstate, ••••.•.....••••........••. 263 Other Assets: •••••••.••••••.....•......... 2,088 Total Assets: .....•.••.•......••...••.... 134,445 Deposits:.............................. 117,880 Federal funds and Borrowings:.. . . . . . • . •. • 818 Other Llabiilies, .•.•........•••.••.•..•••.• 804 SUbordinatedDebl: ..••.••••••.••......••.••. 0 TotalLlabiities: ......•...........•.... 119,502 TotalEquilyCapilalandReserves, •• • 14,943 Total Llabiities andCapltal:. . . . . . . . . . . 134,445 Total Trust Assets,. . . • • . . . . . . •. • . • . . . . . •. 6, 151 llklmber of Shares outstanding:. . . . • . 132,000 Directors: Bob Alsobrook, Mrs. W.R. Alsobrook, Roy Bishop, Fred Briner, Calvin Brown, RusseU Coleman, Edwin Henry, A. B. Hollman Jr., Malcolm Lawrence, W.W. Jones, D. W. May, Gordon Spivey, D. J. Stirman, W. Lee Tucker, Larry Whitley, VirgH Williams The Union Bank of Benton Benton, AR County: Saline Branches in Town: 1 Other Branches: 1 P.O.Box687 72015 Telephone: 778-0411 FAX Number: 778-0411 Population: 18,000 Charter Number: 706 Date: Jan. 11, 1954 Trust Department: Yes Bank Holding Company Affiliate Union Bancshares of Benton, Benton, AR CEO: Greg B. Brown Pres.: Bob Gregory V.P.: Bill Tremor T.O.: Ray Pennington Sr. V.P.: Debra Keen Sr. V.P.: Margaret Jefferson Sr. V.P.: Mickey Taylor CashandbalancesDueFromBanks: ••••• 2,515 Federal Funda and Reposa •• . . • . • •• • •• . • . • • . • • 0 Deposits:........ • •• •• • •• •• • •• •• . • . •• . . • 62,412 FederelfundaandBorrowings: .....•..•. 1,200 OlherLlabiilies, ....••...•..••••.•..••••••• 527 subordinated Debt.. • . . •• . •. . • • •• •• • •• •• • . • • o TolalLlabilties: •.••••.••••.•••••••••••• 64,139 Investments: .••••.•...•...•...•.••••..... 32,081 TotalLoans: •••••••••••••••••••••••••••••• 32,887 Bank Premises and Fixed Assets: .••••••• 1,548 OlherRealEstate, ••••.•.••••.•.•••..••••...•• 2 OtherAssets: ••••••••••••••••••••••••••••• 1,180 TolalAssets: ••••••••••••••••••.....•••••• 70,193 TotalTtustAssets, ••••••••••••••••.•••••• 1,478 Total Equity Capital and Reserves, ...•. 8,054 TolalLlabilties and Capital:............ 70,183 llklmberofShares OUtstan<ing:.. .. . .. 72,940 Directors: June G. Brown, Uburn Carlisle, J. D. Harris, R. G. Kuerner, John Young, I. E. McCray Sr., I.E. McCray Jr., Bob Gregory, Greg Brown 35 Seventy-Fifth Report Bank of Bentonville Bentonville, AR County: Benton Branches in Town: 2 Other Branches: 2 P.O.Box 1229 72712 Telephone: 273-3331 FAXNumber: 271-1315 Population: 10,000 Charter Number: 641 Date: Feb. 25, 1931 Trust Department: Yes Bank Holding Company Affiliate Walton Enterprises, Inc., Bentonville, AR CEO/Pres.: Burton E. Stacy Ex. V.P.: David A. Short Ex. V.P.: John W. Fryer Sr. V.P.: Warren Fields Sr. V.P.: Jim Cargill T.O.: Bob O'Neal CashandbalancesDueFromBanks: .... 17,728 Federal Funds and Repose ............... 13,200 Investments: ............................. 60,099 Total Loans: ............................. 122,092 Deposits:.............................. 198,107 Federal funds and Borrowings:............ 190 Other Liabilities:. ......................... 1,324 Bank Premises and Fixed Assets: ........ 2,568 SuborcfonatedDebt:.......................... O Total Liabilities: ....................... 199,621 Other Real Estate: ........................ 1,679 OtherAssets: ............................. 3,118 Total Assets: ............................ 220,484 Total Equity Capital and Reserves:.... 20,863 TotalLiabilitiesandCapital:........... 220,484 Total Trust Assets:....................... 88,164 Number of Shares outstanding:....... 78,400 Directors: Edwin F. Adair, James Arkins, George Billingsley, Max Burger, Ms. Lael Finch, John Fryer, Larry Garrett, David Glass, Bill Lee, John Shores, Burton Stacy Bank of Blevins Blevins, AR County: Hempstead Branches in Town: 0 Other Branches: 0 P.0.Box 158 71825 Telephone: 87 4-2541 Population: 314 Charter Number: 385 Date: Aug. 12, 1912 Trust Department: No Bank Holding Company Affiliate First National Bancshares, Hope, AR CEO: Mike Stephens Cash and balances Due From Banks: ....... 407 Federal Funds andRepos:. .................. 225 Investments: .............................. 6,228 TotalLoans: ............................... 4,830 BankPremisesandFixedAssets: .......... 318 OlherRealEstale: ........................... 10 Other Assets: ............................... 174 Total Assets: ............................. 12,192 Deposits:............................... 11,146 Federal funds and Borrowings:.............. O OtherLiabilities:. ....... ..................... 75 SubordinatedDebl: .......................... O TotalLiabilities: ........................ 11,221 Total Trust Assets:............................ O Number of Shares outstanding: ......... 8,050 Total Equity Capital and Reserves:........ 97 t TotalLiabUitiesandCapital:........ ... . 12,192 Directors: Thomas E. Hays, Mike Stephens, P. C. Stephens, Harold Stephens 36 State of Arkansas: Bank Department Farmers Bank & Trust Company Blytheville, AR County: Mississippi Branches in Town: 2 Other Branches: 1 P.O.Box688 72315 Telephone: 763-8101 FAX Number: 763-1688 Population: 23,844 Charter Number: 253 Date: Mar. 16, 1908 Member of Federal Reserve System Trust Department: Yes Bank Holding Company Affiliate Farmers Bancorp., Blytheville, AR CEO: James L. Magee Pres.: Alvin Huffman, Ill T.O.: Dona Holmes Ex. V.P./Cash.: Steve Bell V.P .: Joe Churchill V.P.: Mike Huffman Cash and balances Due From Banks: ..... 8,552 Deposits: ............................... 96,534 FederalfundsandBorrowings: .......... 4,325 otherLiabiiliesc ......................... 1,293 Subordinated Debt: .......................... 0 Total Liabilities: .. . . . .. .. . . . . . . .. . . . . . . 102,152 Federal Funds andRepos:..................... O Investments: ............................. 55,316 Total Loans: .............................. 43,947 Bank Premises and Fixed Assets: ........ 1,375 Other Real Estate:. .......................... 437 Other Assets:............................. 1,508 Total Asse1s: ............................ 111,135 Total Trust Assels:. ....................... 5,638 TotalEquityCapilalandReserves:...... 8,983 Total Liabilities and Capital:........... 111,135 Number of Shares Outstanding:....... 40,000 Directors: James L. Magee, Dale Briggs, Glen Cook, Alvin Huffman Ill, Paul C. Hughes, Dr. Herbert Jones, Gay Ion M. Lawrence Jr., R. A. Porter, Harold Sudbury Jr. Citizens Bank of Booneville Booneville, AR County: Logan Branches in Town: O Other Branches: 2 P.O. Box 238 72927 Telephone: 675-2747 FAX Number: 675-5050 Population: 3,718 Charter Number: 397 Date: Apr. 18, 1910 Trust Department: Yes Bank Holding Company Affiliate First Western Bancshares, Inc., Booneville, AR CEO/Pres.: Jeral L. Hampton Ex. V.P.: John T. Hampton Ex. V.P.: Joe Earp Sr. V.P.: Shirley Young Sr. V.P.:BiRMitcheR CashandbalancesDueFromBanks: ..... 2,837 Federal funds andRepos:. .................. 550 Investments: ............................. 26.637 TotalLoans: .............................. 35,293 Bank Premises and Fixed Assets: .......... 317 other Real Estate, .......................... 263 OtherAssets: ............................. 1,681 Total Assets: ............................. 67,578 Deposils:............................... 61,626 Federal funds and Borrowings: ...... ,....... 0 Other Liabilities, ........................... S60 subordinated Debt:.......................... O TotalLiabililies: ........................ 62,186 Total Equity Capital and Reserves: ...... 5,392 TolalLiabilitiesandCapital: ............ 67,578 Total Trust Assets:............................ O Number of Shares Outstanding:...... 100,000 Directors: A. B. Littlefield, C. Richard Lippard, W. C. Littlefield, Robert E. Remy, Billy Dale Leslie, Jeral L. Hampton, John T. Hampton 37 Seventy-Fifth Report The Bank of Bradley Bradley, AR County: Lafayette Branches in Town: O Other Branches: 0 P.O. Box 120 71826 Telephone: 894-3322 Population: 790 Charter Number: 653 Date: Apr. 10, 1933 Trust Department: No Bank Holding Company Affiliate The Bradley Corporation, Bradley, AR CEO/ Pres.: Lane Pierce V.P./Cash.: Billie D. Pierce Cash and balances Due From Banks: ....... 286 Federal Funds andRepos:. .................. 440 Investments: .............................. 3,987 TotalLoans: ............................... 4,320 Bank Premises and Fixed Assets: .......... 338 Olher Real Estate: .......................... 132 Deposits: ................................. 8,900 FederalfundsandBorrowings: .............. 0 Other Assels: ............................... 246 TolalAssets: .............................. 9,749 Total Equity Capital and Reserves:........ 793 Total Liabilities and Capital:.............. 9,749 TotalTrustAssets: ................. , .......... o Number of Shares outstanding:....... Other Liabnities:............................. 56 SubordinatedDebt: .......................... o Total Liabilities: .......................... 8,956 10,000 Directors: Lane Pierce, Randy Griffing, Gerald E. Crabtree Bank of Brinkley Brinkley, AR County: Monroe Branches in Town: O Other Branches: 0 P.O. Box 727 72021 Telephone: 734-3133 Population: 4,909 Charter Number: 11 o Date: Jan. 17, 1903 Trust Department: No Bank Holding Company Affiliate Brinkley Bancshares, Inc., Brinkley, AR CEO: A.H. Rusher Pres.: Gus Rusher Ex. V.P.: Harold Hardwick Cash and balances Due From Banks: ..... 2,149 Federal Funds andRepos:. .................. 300 Investments: ............................. 33,684 Total Loans: .............................. 19,037 Bank Premises and Fixed Assets: .......... 880 OtherRealEstate: ........................ 1,683 Olher Assets: ............................... 974 Total Assets: ............................. 58,507 Deposits:............................... 51,723 Federal funds a'nd Borrowings:.............. o Other Liabilities:. ........................... 356 SUbordinatedDebt: .......................... 0 Total LiabUilies: .. .. .. .. .. .. .. . .. .. .. .. . 52,079 Total Trust Assets:............................ 0 Number of Shares Outstanding:....... Total Equity Capital and Reserves: ..... 6,428 Total Liabilities and Capital:............ 58,507 24,000 Directors: A. H. Rusher, A. L. Rusher, Gus Rusher, Harold Hardwick, S. A. McKnight, J. H. Carroll Jr., Steve Fowler 38 State of Arkansas: Bank Department FirstBank of Arkansas Brinkley, AR P. 0. Box 787 72021 Telephone: 734-1300 FAX Number: 734-1305 County: Monroe Branches in Town: O Other Branches: O Population: 4,909 Charter Number: 747 Date: Jan. 25, 1989 Trust Department: No Bank Holding Company Affiliate None CEO: James P. Farrell Pres.: Eddie Melson V.P.: Steve Lawrence Cash.: Chris Rainbolt Cash and balances Due From Banks: ....... 516 FederatFunds andRepos:........ .. . . . . . . . . . .. 0 lnveslments: .............................. 7,224 Total Loans: .............................. 10,337 Bank Premises and Fixed Assets: .......... 354 Other Real Estate:. ........................... 96 Olher Assets: ............................... 301 Total Assets: .......•..................... 18,828 Deposits:.................. TotalTrustAssets:............................ 0 Number of Shares Outstanding:....... 48,800 14,925 Federal funds and Borrowings:.......... 2,353 Other Liabilities:............................ 117 Subordinated Debt:..... . . . . . . . . . . . . . . . . . . . . . 0 Total Liabilities: ........................ 17,395 Total Equity Capital and Reserves:...... 1,433 Total Liabilities and Capital:............ 18,828 Directors: Fred Farrell, James P. Farrell, Eddie Melson, Bobby Robinson, Dewey Snowden Bank of Cabot Cabot, AR County: Lonoke Branches in Town: 1 Other Branches: 1 P.O. Box 1028 72023 Telephone: 843-3575 FAX Number: 843-2964 Population: 6,029 Charter Number: 120 Date: Mar. 23, 1903 Trust Department: Yes Bank Holding Company Affiliate Cabot Bankshares, Inc., Cabot, AR CEO/Pres.: James M. Park V.P./Cash.: Joe W. Park T.O.: Jan McGough Auditor: Oleta Kinder V.P.: William E. Williams V.P .: Fred Campbell Mktg. Off.: Kay Bauer Cont.: Doris Walker Cash and balances Due From Banks: ..... 3,716 Federal Funds and Repos:. ................ 2,900 Investments: ............................. 16,471 TotalLoans: .............................. 57,224 Bank Premises andFixedAssets: ........ 1,487 Deposits:............................... 74,179 Federal funds and Borrowings:._............ 0 Other Liabilities:. ......... _ ............... 961 Subordinated Debt:.......................... 0 TotalLiabililies: ........................ 75,140 OlherRealEslatec .......................... 117 Olher Assels: ............................. 1,358 TolalAssets: ............................. 83,273 Total Equity Capital and Reserves:...... 6,133 Total Llabililies and Capital:............ 83,273 TolaJTrustAssets:.......................... 515 Number of Shares Outs landing:..... 25,000 Directors: Howell M. Thompson, Dearl Dixon, Jerry Jones, Jack Lowman, Mark Magie, J. M. Park, Joe W. Park, Gerald Shock, Steven Tipton, William G. Thompson, W. E. Williams, Larry Wood Seventy-Fifth Report 39 Caraway Bank Caraway, AR County: Craighead Branches in Town: 0 Other Branches: O P.O.Box39 72419 Telephone: 482-3329 Population: 1,165 CharterNumber: 717 Date: Oct. 29, 1962 Trust Department: No Bank Holding Company Affiliate Caraway Bancshares, Inc., Caraway, AR CEO/Chm.: J. R. David, Jr. Pres.: Deborah Taylor Sr. V.P .: Jean Goodman Ex. V.P.: Gundel Marlin Cash and balances Due From Banks: ....... 762 Federal Funds and Repose .................. 800 Investments: .............................. 2,848 Total Loans: .............................. . 5,264 Bank Premises andFixedAsse1s: ........... 53 Other Real Estate:...................... ....... O Other Assets: .............................. . 223 TotalAssets: .............................. 9,950 Deposits: .............................. ... 9,056 Federal funds and Borrowings:. . . . . . . . . . . . . . 0 TotalEquityCapltalandRes erves:........ 818 TotalLiabilitiesandCapital:.............. 9,950 Total Trust Assets:..................... ....... O Number of Shares Outstanding:....... 10,080 01herLiablities:. ................ ·............ 76 Subordinated Debt: .......................... O Total Liabilities: .......................... 9,132 Directors: J. R. David, Lee David, Deborah Taylor, Gun de I Martin, Ewart Scarff Citizens Bank & Trust Carlisle, AR County: Lonoke Branches in Town: 0 Other Branches: 1 P.O. Box 69 72024 Telephone: 552-7571 FAX Number: 552-3636 Population: 2,500 Charter Number: 628 Date: Dec. 22, 1930 Trust Department: Yes Bank Holding Company Affiliate Carlisle Bancshares, Inc., Little Rock, AR CEO/Pres.: M. S. Woodruff V.P.: Daniel C. Horton Asst. V.P.: Vicki Jennings Asst. Cash.: Barbara Felts Sr. V.P.:BillJ. Shoup V.P./T.O.: M. Gaines Young Jr. Asst. Cash.: Janet Pasley CashandbalancesDueF'ro mBanks: ..... 1,861 Federal Funds and Repose . . . . . . . . . . . . . . . . . . 800 Investments: .......•..................... t6,059 Total loans: .............................. 33,112 Bank Premises and Fixed Assets: .......... 240 OtherRealEstate: ........................... 71 Other Assets:..................... ........ 1, 107 Total Assets: ............................. 53,250 Total Equity Capital and Reserves:...... 5,446 Total Liabilities and Capital:............ 53,250 TotalTrustAssets:........................ 6,951 Number of Shares Outstanding:....... 39,000 Deposits:................... ............ 451 783 Federal funds and Borrowings: .......... 1,400 Other Liabilities:. ...•....................... 621 SubordinatedDebt: .......................... 0 Tolalliabilities: ················· ....... 47,804 Directors: M. S. Woodruff, J. F. Gartman, Bill J. Shoup, Garland Gazer, M. Gaines Young Jr., Charles Hunt, Daniel C. Horton, Charles C. Owen, Randall Snider 40 State of Arkansas: Bank Department Bank of Cave City CaveCity, AR County: Sharp Branches in Town: O Other Branches: O P.O.Box490 72521 Telephone: 283-5301 Population: 1,634 Charter Number: 209 Date: Jul. 2, 1906 Trust Department: Yes Bank Holding Company Affiliate Sharp Bancshares, Inc., Cave City, AR CEO/Pres./T.O.: Eugene Street Ex. V.P.: James M. Street Sr. V.P./Cash.: Clifton Crabtree CashandbalancesDueFromBari<s: ....•.. 709 Federal Funds and Repose. . . . . . . . . . . . . . . . • • 200 Investments: ...........•••............•••• 9,229 Totalloans: ...........••••.•.....•....... 12.835 BankPremisesandFixedAssets: ••.•..•... 232 OtherRealEstate, .......................... 212 Deposits:.......•....•.................. 21,368 Federal funds and Borrowings:. . . . . . . . . . . . . . O Other LiabUitiesc ........................... 248 SUbordinatedDebt: .......................... O Totalllablllles: ........................ 21.616 Other Assets: ...••.......................... 342 Total Equity Capital and Reserves:...... 2,143 Total Assets: ...•..•..•••.•............... 23,759 Totalliabiities and Capital:............ 23,759 Total Trust Assets:........................... 84 Number of Shares Outstanding: ......... 3,600 Directors: Eugene Street, James M. Street, Clifton Crabtree, James E. Street, Samuelf. Beller American State Bank Charleston, AR County: Franklin Branches in Town: O Other Branches: 1 P.O.Box 128 72933 Telephone: 965-2201 Population: 1,748 Charter Number: 314 Date: Jun. 29, 191 O Trust Department: Yes Bank Holding Company Affiliate American Bancshares of Arkansas, Charleston, AR CEO: Joe S. Hiatt Pres./T.o.: Michael F. Flynn V.P.: Margie Hiatt V.P .: Sherman Hiatt V.P.: Charles Brown Asst. V.P .: Alice K. Wood Cash and balances Due From Banks: ....... 907 Federal Funds and Repose •.......•......... 950 Investments: .........•....•.............. 16,071 Total Loans: . • . . . . . . . . . . . . . . • . . . . . . . . . . . . . 17.340 Bank Premises and Fixed Assets: .......... 456 Other Real Estate, .......................••. 229 Other Assets: .............................•. 624 TotalAssets: .....................•....... 36.577 Deposits:............................... 30,939 FederalfundsandBorrowings: ............ 754 Otherliabllltles, ........................... 219 Subordinated Debt:. . . . . . . . . . . . . . . . . . . . . . . . . . O Totalliabililies: ........................ 31.912 Total Equity Capital and Reserves:...... 4,665 Total Liabilities and Capital:........... 36,577 TotalTrustAssets:.....................•.... 514 Number of Shares outstanding: ....... 12.000 Directors: Joe S. Hiatt, Michael F. Flynn, Sherman Hiatt, Troy W. Clark, Clyde L. Hiatt, Harold W. Jones, Joe Larkin, John A. McDonald, W. J. Medlock Seventy-Fifth Report 41 The Merchants & Planters Bank Clarendon, AR P.O. Box 280 72029 Telephone: 747-3319 County: Monroe Branches in Town: 0 Other Branches: o Population: 2,500 Charter Number: 21 Date: Jul.23, 1890 Trust Department: No Bank Holding Company Affiliate ClarendonHoldingCompany, Clarendon, AR CEO/Pres.: J. Perry Lee V.P./Cash.: Estelle Catlett Asst. Cash.: Kelly Lawless Chm.: James B. Sharp Asst. V.P.: Betty Simpson Asst. Cash.: Margaret Simpson Cash and balances Due From Banks: ....... 598 Federal Funds and Repose .................. 375 Investments: ............................. 14,143 Total Loans: ............................... 4,503 Bank Premises and Fixed Assets: .......... 223 OlherRealEstate:. ............................ 5 Other Assels: ............................... 313 TolalAssets: ............................. 20,160 Deposits:............................... 18,241 Total Trust Assets:............................ 0 Federal funds and Borrowings:.............. 0 Other Liabililiesc ........................... 227 SubordinatedDebt: .......................... 0 TotalLiabDities: ........................ 18.468 Total Equity Capital and Reserves:...... 1,692 Total Liabilities and Capital:............ 20,160 llklmber of Shares outstanding: ......... 6,000 Directors: J. Perry Lee, James B. Sharp, Rheta Griffith, Donald A. Davis, B. J. Hopson Arkansas State Bank Clarksville, AR County: Johnson Branches in Town: 1 Other Branches: 2 P.O. Box 100 72830 Telephone: 754-6325 FAX Number: 754-7398 Population: 5,237 Charter Number: 722 Date: Mar. 8, 1967 Trust Department: No Bank Holding Company Affiliate None CEO/Pres.: C. W. Kelly V.P./Cash.: Betty Callahan V.P./Oper.: David Chapman Ex. V.P.: Bill Landrum V.P.: Denton Tumbleson Asst. V.P.: Don Stimpson Cash and balances Due From Banks: ..... 2,872 Federal Funds andRepos:. ................ 1,800 Investments: ............................. 22,798 Total Loans: .............................. 20,470 Bank Premises and Fixed Assets: .......... 648 Other Real Estate: ........................... 20 Other Assets: ............................... 905 Total Assets: ............................. 49,513 Deposits:............................... 44,477 Federal funds and Borrowings:. . . . . . . . . . . . . . 0 OlherLiabilities:. ........................... 517 Subordinated Debt:.......................... O Total Liabililies: ........... , . . . . . . . . . . . . 44,994 Total EquityCapitalandReserves:...... 4,519 Total Liabilities and Capital:............ 49,513 Total Trust Assets:............................ O llklmber of Shares outs landing:.. .. .. . 12,000 Directors: Sidney L. Brain, Jim Dickerson Jr., James R. Ford, C. W. Kelly, R. Keith Lewis, David S. Purtle, Ned Ray Purtle, Dr. Guy P. Shrigley, Harold Whitson, Dannie WUkins 42 State of Arkansas: Bank Department Farmers Bank and Trust Company Clarksville, AR County: Johnson Branches in Town: 1 Other Branches: 1 Population: 5,237 P.O.Box288 72830 Telephone: 754-2020 Charter Number: 737 Date: Jul.6, 1978 FAX Number: 754-3492 Trust Department: Yes Bank Holding Company Affiliate Farmers Investment Corporation, Little Rock, AR Pres.: Ernest Lee White CEO: Joe Woodson V.P.: Rebecca Upton V.P .: Mary Lou Warren Sr. V.P.: Ronald R. Collins V.P.: Harold Johnson V.P .: Nina Mason T.O.: Cindy Herron Cash and balances DueFromBanks: ..... 2.428 Federal Funds and Repos:. .................. 250 Deposits: ............................... 80,141 federal funds and Borrowings:. . . . . . . . . . . . . 15 Investments: ............................. 18.972 TotalLoans: .............................. 40,412 Other Liabilities:. ........................... 581 Subordinated Debt: .......................... 0 Bank Premises and Fixed Assets: .......... 682 Total Liabilities:........................ 80,737 Other Real Es tale: ........................ 1,884 Other Assets: ............................. 1,037 Total Assets: ............................. 65,665 Total Equity Capital and Reserves:. .... 4,928 Total Liabilities and Capital:........ . . . 65.665 TotalTrustAssets: ............ .............. 390 Number of Shares Outstanding: .... .... 5,495 Directors: James C. East, Joe A. Woodson, Ernest Lee White, Robert C. Magee, Robert A. Hurley, James E. Lewis, C. Ted Riley, J. T. White, Bill Porter, Steve Morgan, Dayne PhHlips Clinton State Bank Clinton, AR County: Van Buren Branches in Town: 1 Other Branches: 3 P.O.Box57 72031 Telephone: 745-2441 FAX Number: 7 45-2441 Population: 2,000 Charter Number: 695 Date: Oct. 16, 1946 Trust Department: Yes Bank Holding Company Affiliate Clinton Bancshares, Inc., Little Rock, AR CEO: Robert Morgan Pres.: Dyke Johnson V.P./Cash.: Charles Smith V.P./T.O.: Robert Barnum Sr. V.P.:JoSmith Ex. V.P.: Bud McKnight V.P.: Eileen Smiley CashandbalancesDueFromBanks: ..... 3,787 Deposits:............................... 59,397 Federal Funds andRepos:. .................. 200 Investments: ............................. 28,115 Federal funds and Borrowings:. . . . . . . . . . . . 615 Other Liabilities:. ........................... 423 Total Loans: .............................. 31,338 Subordinated Debi: .......................... 0 Bank Premises and Fixed Assets: .......... 681 Total Liabilities: . . .. .. . . . . . . . . . . . . . . . . . . 60,435 OlherRealEslate, .......................... 425 Olher Assels: ............................... 813 Tolal Assels: ............................. 65,359 Tolal Equily Capital and Reserves:...... 4,924 Total Trust Assets: .......................... 346 Number of Shares Outstanding: ......... 4,000 Total LiabRi1ies andCapilal:............ 65,359 Directors: Paul L. Bone, Jay W. Jackson, Dyke Johnson. Bud McKnight, Joe E. Lee, Roy Lefler Jr.• Robert Morgan Seventy-Fifth Report 43 First State Bank & Trust Co. Conway, AR County: Faulkner Branches in Town: 2 Other Branches: 3 P.O. Box 729 72032 Telephone: 329-5656 FAX Number: 329-7349 Population: 23,073 Charter Number: 693 Date: Feb.8, 1946 Trust Department: Yes Bank Holding Company Affiliate Worthen Banking Corporation, Little Rock, AR Chm.I CEO: Marlin 0. Jackson Pres.: B. J. Daugherty Sr. V.P.: John Stanton Sr. V.P./T.O.: Richard Clark CashandbalancesOueFromBanks: ..... 6,558 Federal Funds andRepos:. ................ 1,650 Investments: ............................. 31,761 Total Loans: ............................. 104,711 Bank Premises andFlxe-d Assets: ........ 5,887 OtherRealEslate: .......................... 205 Other Assets: ............................. 2,548 Total Assets: ............................ 153,320 Deposits:.............................. 138,612 Federal funds and Borrowings:.............. 0 Other Liabilities:. ......................... 1,712 Subordinated Debt:.......................... 0 Tota\Liabilit"tes: ....................... 140,324 TotalTrustAssets:....................... 20,107 Number of Shares Outstanding:...... 100,000 Total Equity Capital and Reserves:.... 12,996 Total Liab0iliesandCapital: ........... 153,320 Directors: William Adkisson, James Brewer, B. J. Daugherty, Wanda Fulmer, Donna Hambuchen, Alphonse Hiegel, John Humphreys, Marlin 0. Jackson, J. W. McCracken, J. F. O'Kelley, Charles Morgan, Frank Robins Ill, Earl F. Rogers, Stanley Russ, M. M. Satterfield Sr. Corning Bank Corning, AR County: Clay Branches in Town: 1 Other Branches: 1 P.O. Box 439 72422 Telephone: 857-3592 Population: 3,650 Charter Number: 745 Date: Jun. 15, 1984 Trust Department: No Bank Holding Company Affiliate First Paragould Banks hares, Paragould, AR CEO/Pres.: Kelly G. Wright Ex. V.P./Cash.: Donis Simpson V.P.: Billy Allen Auditor: Veda Esmon Sr. V.P.:Jim Vi'lson V.P.:Bob Lockwood V.P.: Louise Coleman Cash and balances DueFromBanks: ..... 1,857 Federal Funds andRepos:... .. .. . . . . . .. . . . . . .. 0 Investments: ............................. 20,756 Total Loans: .............................. 23,732 Bank Premises and Fixed Assets: .......... 666 OlherRealEstate: ........................... 59 Other Assets: ............. ,. .............. 1,363 TotalAssets: ............................. 48,433 Deposits: ............... ,.,............. 40,796 Federal funds and Borrowings: .......... 3,250 Other Liabilities: ........................... 526 SubordinatedDebt: .......................... O Total Liabilities: ........................ 44,572 Total Equity CapitalandReserves:...... 3,661 Total Liabilities andCapital:............ 48,433 TolalTrustAssets:............................ O Number of Shares Outstanding:...... 100,000 Directors: Larry Brewer, G. L. Lieblong, Kelly G. Wright, William Brewer, J. C. Cothren, Or.George A. Haynes, Roy Mcspadden, J. T. Meriwether, Frank J. Schreit Jr., Charles E. Williamson 44 State of Arkansas: Bank Department First State Bank Crossett, AR P.0. Box 638 71635 Telephone: 364-5131 County: Ashley Branches in Town: o Other Branches: 1 Population: 6,700 Charter Number: 71 B Date: May 13, 1963 Trust Department: No Bank Holding Company Affiliate Evergreen Bancshares, Inc., Crossett, AR CEO/Pres.: Jimmy V. Fincher Cash.: Cheryl Goodwin V.P.: Donald W. Woods Asst. Cash.: Erma Walker Cash and balances Due From Banks:. . . . . 1,203 Deposits:............................... 12,694 Federal funds and Borrowings:. . . . . . . . . . . . 650 Federal Funds and Repose.................... O lnveslments: ......... , .................... 2,943 Tota1Loans: ............................... 9,871 Bank Premises and Fixed Assets: .......... 388 Olher Real Estate:. ........................... 76 Other Assets: ........ , ...................... 321 Total Assets: ............................. 14,802 Total Trust Assets:............................ 0 Other Liabilities:............................. 88 Subordinated Debt:.......................... 0 Total Liabilities: ........................ 13,432 Total Equity Capital and Reserves:...... 1,370 Total Liabilities and Capital: ............ 14,802 Number of Shares Oulstanding: .. .... 100,000 Directors: Charles Baxley, Richard E. Griffin.James S. Nolley, C. E. Ripley.Donald Rodgers Danville State Bank Danville, AR County:Yell Branches in Town: 0 Other Branches: 0 P.O. Box 609 72833 Telephone: 495-2236 FAX Number: 495-7765 Population: 1,698 Charter Number: 615 Date: Oct. 3, 1930 Trust Department: No Bank Holding Company Affiliate Chambers Bancshares, Inc., Danville, AR CEO/Pres.: John Ed Chambers, Ill V.P .: Paul J. WDlett V.P./Cash.: Odean Parker V.P.: Wanda Bull Sr. V.P.: Edward Taylor V.P.: Jerry L. Smith V.P.: Bobby Redfern Deposits:............................... 70,655 Cash and balances Due FromBanks: .. ... 3,583 FederalFundsandRepos:. ................ 1,700 Federal funds and Borrowings:.............. Investments: ............................. 32.871 Totalloans: .............................. 40,418 Oth&rliabilities: ........................... 775 Subordinated Debt: .......................... O Bank Premises and Fixed Assets: .......... 248 Tota1Liabililies: ........................ 71,430 OtherRealEstatec .......................... 105 Other Assets: ............................. 1,383 Total Assets: ............................. 60,306 Total Equity Capital and Reserves: ...... 8,878 Total Liabilities and Capilal:............ 80,308 Total Trust Assets:............................ O Number of Shares Outs landing:....... O 10,000 Directors: John Chambers 111, Edward J. Taylor, Fay Mathis, Charles Sloan, Lloyd R. George, Mike Cornwell 45 seventy-Fifth Report Arkansas Valley Bank Dardanelle, AR County:Yell Branches in Town: 1 Other Branches: 0 P.O. Box 330 72834 Telephone: 229-2151 FAX Number: 229-4939 Population: 3,621 Charter Number: 714 Date: Aug.29, 1961 Trust Department: No Bank Holding Company Affiliate Bankstock Two, Inc., Dardanelle, AR Chm.: Carl G. Holt Deputy CEO: Linda 0. Gleason Sr. V.P.: Larry M. Dicks CEO: George G. Gleason, II Pres./Bk Svcs.: Mark D. Ross Sr. V.P.: Sonya Lee Cash and balances Due From Banks:.. . . . . . 836 Deposits:............................... 29,133 FederalfundsandBorrowings: .............. 0 FederalFundsandRepos:. .... .............. 67S Investments: .............................. 7,392 Other Liabilities:. . . . . . . . . . . . . . . . . . . . . . . . . . . . 258 Bank Premises and Fixed Assets: .......... 470 SubordinatedDebt: .......................... O Total Llabllltles: . . . . . . . . . . . . . . . . . . . . . . . . 29,391 Other Real Estate:........................ 1,029 Other Assets: •.............................. 869 Total Assets: ............................. 32,809 Total Equity Capital and Reserves: ...... 3,418 TotalLlabHitiesandCapitalc .•......... 32,809 TotalTrustAssets:............................ O Number of Shares outstanding:....... 78,329 TotalLoans: .............................. 21,538 Directors: Carl G. Holt, Larry M. Dicks, Or. Gilroy S. Cornwell, Mark D. Ross, Linda D. Gleason, George G. Gleason II, Rosemary D. Holt, Dr. Gene D. Ring, Reannae Sims, WUliam s. Thornsberry Bank of Dardanelle Dardanelle, AR County:Yell Branches in Town: 1 Other Branches: O P.0. Box 90 72834 Telephone: 229-3311 Population: 3,621 Charter Number: 668 Date: Sep. 12, 1934 Trust Department: No Bank Holding Company Affiliate Bank of Dardanelle Bankshares, Dardanelle, AR CEO: H. M. Orsburn V.P.: RonaldL. Taylor Asst. V.P .: Opal Adkison V.P.: V. E. Lambert Cash.: JaneUe Parker Asst. Cash.: Janetta Jay CashandbalancesDueFromBanks: ..... 1,285 Federal Funds and Repose ................ 3,393 Investments: ...••.........•.............. 24,651 Total Loans: ....•........................• 25,211 Deposits:............................... 49,537 Federal funds and Borrowings:.............. O Other Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . . . . 506 subordinated Debt:.......................... 0 Bank Premises and Fixed Assets: .......... 646 TotalLiabifities: ........................ 50,043 Olher Real Estate:............................. 3 Other Ass els: ...•..•........................ 645 Total Assets: ....•........................ 55,834 Total Equity Capital and Reserves:. ..... 5,791 TotalTrustAssets:............................ 0 Number of Shares outstanding: ......... 8,000 Total Liabilities and Capital:............ 55,834 Directors: H. M. Orsburn, L. R. Berryhill, Fanny B. George, Evelyn H. Jones, Noel A. VanDover,James W. Wallis 46 State of Arkansas: Bank Department Decatur State Bank Decatur, AR County: Benton Branches in Town: O Other Branches: 1 P.O. Box 38 72722 Telephone: 752-3281 Population: 1,013 Charter Number: 707 Date: May 27, 1954 Trust Department: No Bank Holding Company Affiliate None CEO/Pres.: Vernon L. Austin V.P.: Paul C. Galyean Asst. V.P.: Brenda J. Sprinkles V.P.: WUliam A. Montgomery V.P.: Wanda A. Tormey CashandbalancesDuefromBanks: ....• 2,077 Federal Funds and Repose . .. . . .. .. . .. . .. • 5.600 Investments: .............................• 4,695 TotalLoans: .............................. 24.364 Bank Premises and Fixed Assets: .......... 38B OtherRealEstate, ........................... 53 Other Assels: ............................... 341 TotalAssets: ............................. 37,518 Deposits:............................... 32,360 Federal funds and Borrowings:. . . . . . . . . . . . . . 0 Other Liabilities, ........................... 334 SUbordinatedDebt: .......................... O Total Liabilities: ........................ 32,694 Total Equity Capital and Reserves: ...... 4,824 TotalLiabiilies and Capital:............ 37,518 Total Trust Assets:............................ O Number of Shares Outstanding: ......... 7,000 Directors: Lloyd Peterson, Dorothy Mae Peterson, L. Victor Evans, Richard E. Wimoth, Dr. E. N. McCollum, Tom M. Edmiston, Larry D. Curran, Vernon Austin, Paul C. Galyean Bank of Delight Delight, AR County: Pike Branches in Town: 0 Other Branches: D P.O.Box68 71940 Telephone: 379-2293 FAX Number: 379-2295 Population: 468 Charter Number: 342 Date: Jun. 16, 1911 Trust Department: No Bank Holding Company Affiliate None Chm.: Clarence Anthony Ex. V.P.: Darwin Hendrix Sec./Treas.: Buford Hendrix CEO: Olen Hendrix Sr. V.P.: Gus Wingfield V.P./Cash.: Jan Mitchell CashandbalancesOueFromBanks: ....... 718 Deposi1s:............................... 21,211 FederalFundsandRepos:. .................. 990 Investments: ............................. 13,903 Total Loans: .. . .. . . .. . .. . . . .. .. . .. . . . . . . . . . 8,263 Bank PremisesandFixedAssots: .......... 142 Other Real Estate:............................ 0 Other Assets: ............................... 507 Total Assets: ............................. 24,523 Federalfunds and Borrowings:.. . .. .. . .. .. .. 0 Total Trust Assets:............................ a OtherLiabilities:. ........................... 232 subordinated Debt: .......................... 0 Total Liabilities: ........................ 21,443 To1al Equi1y Capital and Reserves:...... 3,080 Total Liabilities and Capital:............ 24,523 Number of Shares Outstanding:....... 18,750 Directors: Olen Hendrix, Buford Hendrix, Darwin Hendrix, Clarence Anthony, Gus Wingfield, Larry May, Cecil E. Johnson Ill 47 Seventy-Fifth Report First State Bank of DeQueen DeQueen, AR County: Sevier Branches in Town: 1 Other Branches: O P.O.Box970 71832 Telephone: 642-4423 Population: 4,594 Charter Number: 731 Date: Aug. 26, 197 4 Trust Department: No Bank Holding Company Affiliate None CEO/Pres.: Art Melson Cash.: Jean Tollett Ex. V.P.: Lynn Chaney Cash and balances Due From Banks: ..... 1,451 FederalFundsandRepos: .................. 575 Investments: .............................. 5,765 Total Loans: .............................. 13,930 Bank Premises and Fixed Assets: .......... 339 OtherRealEstate: .......................... 103 Deposits:............................... 20,229 Federal funds and Borrowings:.............. o Other Llablilies:. ........................... 141 SUbordinatedDebl: ........... : .. ........... 10 Total Liabir.ties: . . . . . . . . . . . . . . . . . . . . . . . . 20,380 Other Assets: ............................... 334 Total Equily Capital and Reserves:...... 2,117 Total Assets: ............................. 22,497 Total Liabilities and Capital:............ 22,497 TotalTrustAssets:....... ..................... 0 Number of Shares Outstanding:....... 76,000 Directors: Lou Gray, Art Melson, Ron Moore, Gary Bell, Tim Brotherton, Dennis Smiley, Dr. Ed Revels, Don Stemple, R. S. Harris Dermott State Bank Dermott, AR County: Chicot Branches in Town: 0 Other Branches: 0 P.O.DrawerC 71638 Telephone: 538-3266 Population: 4,730 Charter Number: 672 Date: Jul. 8, 1935 Trust Department: Yes Bank Holding Company Affiliate DSB Bancshares, Inc., Dermott, AR CEO/Pres./T.O.: James S. Suitt V.P.: Dennis L. Lee V.P .: Frank Henry, Jr. V.P.: Margaret A. Murphy Cash and balances Due From Banks: ....... 777 Deposits:............................... 14,028 Federal funds and Borrowings:.... .. .. . . .. . 5 7 Otherliabililies: ........................... 161 SubordinatedDebt: .......................... 0 Toi al Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 14,246 Federal Funds and Repose................... 75 Investments: ............................. 12,720 Total Loans: ............................... 2,508 Bank Premises andfixedAssets: ... ....... 203 Other Real Estate:............................ 21 OtherAssets: ............................... 331 TotalAssets: ............................. 16,636 Total Equity Capital and Reserves:...... 2,390 Total Liabilities and Capital:............ 16,636 Total Trust Assets:.......................... 100 Number of Shares outstanding:....... 18,000 Directors: John M. Baxter, W. A. Baxter, James S. Suitt, Bernard Levi, Lawrence W. Levi, John M. Arnn, Clarence Horton, Frank Henry Jr., Jeff Baxter 48 State of Arkansas: Bank Department First State Bank of Dermott Dermott, AR County: Chicot Branches in Town: O Other Branches: 0 P.O.DrawerO 71638 Telephone: 538-3221 Population: 4,730 Charter Number: 732 Date: Oct. 15, 1976 TrustDepartment: No Bank Holding Company Affiliate First Delta Financial Corp., Dermott, AR CEO/Pres.: Tom H. Grumbles Ex. V.P.: Mary K. Tucker Cash and balances oueFromBanks: ..... 1,207 Federal Funds and Repos:. •................. 500 Investments: .............................. 8,319 Total Loans: ............................... 9,342 Bank Premises and Fixed Assets: .......... 274 Other Roal Estate:........................... 67 Other Assets: ............................... 487 TotalA.ssets: ............................. '20,196 Total Trust Assets:............................ 0 Deposits:............................... 16,622 Federal funds and Borrowings:.......... 1,230 Other Liabilities:. ........................... 273 subordinated Debt:.......................... o TotalUabilities: ........................ 18,125 Total Equity Capital and Reserves:...... 2,071 To1a1Uabilities and Capital:............ 20,196 Number of Shares outstanding:.. .. .. . 15,000 Directors: Dr. H. W. Thomas, Robert G. Gibson, R. H. Dennington, Tom H. Grumbles, Daniel C. Horton, Don C. Scott, Mary K. Tucker Farmers & Merchants Bank Des Arc, AR County: Prairie Branches in Town: O Other Branches: 0 P.O.Box369 72040 Telephone: 256-4191 Population: 2,000 Charter Number: 84 Date: Jan.20, 1902 Trust Department: Yes Bank Holding Company Affiliate Security Bancshares, Inc., Des Arc, AR CEO/Pres./T.O.: Sherod S. White CashandbalancesoueFromBanks: ..... 1,375 Federal Funds andRepos:................... 400 Investments: ............................. 18,599 Toi al Loans: .............................. 15.029 Bank Premises and Fixed Assets:........... 34 OlherRealEstate:. ............................ 4 Olher Assets: ............................... 777 TolalAssets: ............................. 36,218 Total Trust Assets:........................ 9,686 V.P.: James C. Tipton Deposits:............................... 26,927 Federal funds and Borrowings:.......... 1,000 Other Liabilities: ........................... 300 SUbordina\edDebt: .......................... 0 Total liabilities: . .. . .. .. . . . .. . . . .. . . . . . . 28,227 TotalEquityCapitalandReserves:...... 7,991 TolalLiabililies and Capital:............ 36,218 Number of Shares Oulstanding:.... .. . 78,819 Directors: V. O. Calhoun Jr., R. L. Morton, L.A. Richmond, Sherod S. White, George S. Ford, G. P. Mullen, o. L. Simmons, Donald Guess, Henry L. Nichols, James C. Tipton Seventy-Fifth Report 49 DeWitt Bank & Trust Company DeWitt, AR County: Arkansas Branches in Town: 0 Other Branches: 0 P.O. Drawer 71 72042 Telephone: 946-3531 Population: 3,928 Charter Number: 605 Date: Mar. 1, 1929 Trust Department: Yes Bank Holding Company Affiliate DBT Financial Corporation, DeWitt, AR Chm.: Elmer A. Ferguson CEO/Pres.: Gary Hudson V.P.: Nancy F. Rasco T.O.: Frank Ellis V. Chm.: Julian Brown Sr. V.P.: Larry O'Briant V.P.: Molly Hageman Cash and balances Due From Banks: ..... 2,459 Federal Funds andRepos:. ................ 2,900 Investments: ............................. 42,022 Total Loans: .............................. 23,697 Bank Premises and Fixed Assets: .......... 592 OtherReatEstate:. ........................... 83 Other Assets: ............................. 1,465 TotalAssets: ............................. 73,218 Deposils:............................... 60,691 Federal funds and Borrowings:.............. O Total Trust Assets:....................... 22,500 Other Liabilities:. ........................... 870 Subordinated Debi:.......................... 0 Total Liabilities: . . . . . . . . . . . . . . . .. .. . . . . . 61,561 TotalEquityCapilalandReserves: .... 11,657 Total Liabilities and Capital:............ 73,218 Number of Shares Outstanding:....... 40,959 Directors: W. H. Bolts, Julian Brown, E. E. Denman, Ray D. Dickson, Elmer A. Ferguson, Wayne Hamplon, Gary Hudson, Charles W. Rasco Ill, Nancy F. Rasco, Jack Whitmore Dumas State Bank Dumas, AR County: Desha Branches in Town: O Other Branches: 0 P.O.Box700 71639 Telephone: 382-4204 FAX Number: 382-2084 Population: 6,091 Charter Number: 729 Date: Jan. 11, 197 4 Trust Department: Yes Bank Holding Company Affiliate Dumas Bancshares, Inc., Dumas, AR CEO/Pres./T.O.: James R. Hall V.P./Cash.: Anita Grimes Cash and balances Due From Banks: ...... 800 Federal Funds and Repos:..................... O Investments: .............................. 5,684 TolalLoans: .............................. 13,516 Bank Premises and Fixed Assets: .......... 472 OtherRealEslate:. ............................ O Other Assets: ............................... 455 Ex. V.P.: Dennis H. Ferguson Deposits:............................... 18,802 FederalfundsandBorrowings: ............ 125 Other Liabilities:. ........................... 165 SubordinatedDebt: .......................... 0 Total Liabilities: . . . .. .. . . . .. . .. .. . .. . . . 19,092 TolalAssels: ............................. 20,927 Total Equity Capital and Reserves: ...... 1,835 Total Liabilities and Capital:............ 20,927 Total Trust Assets:. ......................... 567 Number of Shares Outstanding:....... 30,000 Directors: Bill Teeter, James R. Hall, Dorothy Moore, M. E. McDonald, Howard R. Harris, Merle Peterson, A. 0. French Jr., Herman Vickers, William A. West 50 State of Arkansas: Bank Department Merchants & Farmers Bank Dumas, AR County: Desha Branches in Town: 1 Other Branches: O P.0.BoxD 71639 Telephone: 382-4311 FAX Number: 383-5901 Population: 6,091 Charter Number: 278 Date: May 10, 1909 Trust Department: Yes Bank Holding Company Affiliate M & F Financial Corporation, Dumas, AR Chm.I CEO/Pres.: Mr. Loral Adcock V.P./T.o.: J. Michael Jones Cash and balances Due From Banks: ..... 2,503 Federal Funds and Repos:. .................. S25 Investments: ............................. 16,883 TolalLoans: .............................. 27,442 Bank Premises and Fixed Assets: .......... 631 OlherRealEstate:. ............................ 2 Other Assets: ............................. 1,009 Ex. V.P.: David J. Garrett V.P./Asst. T.O.: Brian L. Payne Deposits:............................... 42,429 Federal funds and Borrowings:.............. O Other Liabilities:. ........................... 511 Subordinated Debt:.......................... O Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 42,940 TolalAssets: ............................. 48,995 Total Equity Capital and Reserves: ...... 6,055 Toi al Liabilities and Capital:......... . 48,995 TolalTrustAssels:....................... 10,562 Number of Shares Outstanding:....... 40,000 Directors: Marion S. Gill, Charles H. Dante, Thomas F. Shea, Clifton L. Meador, Claud T. Frank, J.E. Allmon Jr., Edgar C. Gannaway, Haroldl. Jones. David L. Walt, Loral M. Adcock Earle State Bank Earle, AR County: Crittenden Branches in Town: O Other Branches: 2 P.O. Box 248 72331 Telephone: 792-8613 Population: 3,400 Charter Number: 696 Date: Apr. 24, 1947 Trust Department: Yes Bank Holding Company Affiliate Earle Bankshares, Inc., Earle, AR CEO: John E. Gregson Ex. V.P.: Chris Lehman Sr. V.P./Cash.: Mary E. Davis Cash and balances Due From Banks: ..... 1,228 FederalFundsandRepos:. ................ 1,500 Investments: .............................. 9,289 Deposits:............................... 26,181 Federal funds and Borrowings:.............. O Other Liabilities:. ........................... 435 Total Loans: .............................. 18,508 Subordinated Debt:.......................... a Bank Premises andflxedAssets: .......... 425 Total liabilities: ........................ 26,616 Other Real Estate:............................ a Other Assets: ............................... 595 Total Assets: ............................. 31,545 Total Equity Capital and Reserves:...... 4,929 Total Liabilities and Capital:............ 31,545 TotaJTrustAssets:............................ O Number of Shares Outstanding:...... 100,000 Directors: W. P. Morrison, Joe Morrison, David Wallace, John Morrison, Jimmy Taylor, Price Morrison, Chris Lehman, John Gregson Seventy-Fifth Report 51 The Delta State Bank Elaine, AR County: Phillips Branches in Town: 0 Other Branches: 0 P.O. Box 595 72333 Telephone: 827-3397 Population: 921 Charter Number: 697 Date: Dec.30, 1947 Trust Department: No Bank Holding Company Affiliate None CEO: Mary Louise Demoret Fiser Cash and balances Due From Banks: ..... 1,015 Federal Funds andRepos:. .................. 400 Deposits: ................................. 1,427 Federal funds and Borrowings:.............. 0 Investments: ................................ 657 Other Liabilities:.............................. o Total Loans: .............................•... 458 Subordina1edOebt: .......................... 0 Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . . . 1,427 Bank Premises and Fixed Assets:............ O Other Real Estate:. ...................... ,..... O Other Assels: ................................. 7 Tolar Assets: .............................. 2,537 Total Equity Capital and Reserves: ...... 1,110 Tolal Liabilities and Capital: .............. 2,537 TotalTrustAssets:............................ 0 Number of Shares Outstanding:......... 1,600 Directors: Mary Louise Demore! Fiser, Lamar Marks, Esley E. Johnson Sr., V. Poindexter Fiser The Exchange Bank and Trust Company El Dorado, AR County: Union Branches in Town: 1 Other Branches: 1 P.O.Box641 71731 Population: 26,685 Telephone: 862-6683 Charter Number: 658 FAX Number: 862-6688 Date: Aug. 12, 1933 Trust Department: Yes Bank Holding Company Affiliate Exchange Bancshares, Inc., El Dorado, AR CEO/Pres.: Robert P. Taylor Sr. V.P.: Steve Leverette Sr. V.P.: John Sinclair Ex. V.P./COO: H. Glenn Rambin Sr. V.P.: Carolyn Beavers Sr. V.P./T.O.: R. Douglas Wright Cash and balances Due From Banks: ..... 6,258 Deposits:............................... 86,714 Federal funds and Borrowings: ............ 950 O1her Liabilities:. ........................... 869 Federal Funds and Repose ................ 6,450 Investments: ............................. 33,496 Total Loans: .............................. 49,323 Bank Premises and Fixed Assets:........ 1,296 Olher Real Es late, .......................... 223 Olher Assels: ............................. 1,551 Subordinated Debi:.......................... 0 Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 88,533 Total Assets: ............................. 98,597 Total Equity Capital and Reserves:.... 10,064 Total Liabilities and Capital:............ 98,597 TolalTrustAssets:....................... 20,103 Number of Shares Outstanding: ...... 132,000 Directors: James W. Garis on, George R. Haefner, Edward Hurley, D.R. James Jr., Rodney R. Landes, John R. Meadows, B. G. McGuire, John L. Solomon, James M. Sheppard M.D., Robert P. Taylor, Charles Thomas, John R. Williamson M. 0., Jerry Young, H. Glenn Rambin 52 State of Arkansas: Bank Department Bank of Elkins Elkins, AR County: Washington Branches in Town: 1 Other Branches: O P.O. Box 333 72727 Telephone: 643-2131 Population: 695 Charter Number: 377 Date: Jun. 1, 1912 Trust Department: No Bank Holding Company Affiliate Community Investment, Inc., Elkins, AR CEO: Joel L. Bunch V.P.: RandallD.Harper Oper. Off.: Shirley J. Boyd Ex. V.P./Cash.: Joyce R. Bunch Asst. Cash.: Margie R. Eaton Cash and balances Due From Banks: ....... 590 Federal Funds and Reposa .................. 400 Deposits:............................... 21.006 Investments: .............................. 5,036 Total Loans: .............................. 16,497 Bank Premises andFixedAssets: .......... 464 Other Real Estate,........................... 33 Other Assets: ............................... 330 TotalAssets: ............................. 23,370 TolalTrustAssetsc ........................... o Federal funds and Borrowings:.............. O Other Liabuities,........................... 100 Subordinated Debt:.......................... O Total Liabilities: ........................ 21,108 Total Equity Capital and Reserves:...... 2,264 Total Liabilities and Capital:............ 23,370 Number of Shares Oulstanding:....... 10,000 Directors: Joel L. Bunch, Joyce R. Bunch. Sarah L. Bunch, David R. Malone, Miller WUliams Bank of England England, AR County: Lonoke Branches in Town: O Other Branches: O P.O. Box 70 72046 Telephone: 842-2555 Population: 3,081 Charter Number: 48 Date: Feb. 23, 1898 Trust Department: No Bank Holding Company Affiliate None CEO/Pres.: Gary Canada Cash.: Otha E. Frizzell Asst. Cash.: Clara Newton V.P .: Thomas o. Murchison Sr. Asst. Cash.: Wilma J. Darling Cash and balances DueFromBanks: ..... 1,125 Deposits:............................... 14,357 Federal Funds and Repose ................ 3,600 Investments: .............................. 4,836 Federal funds andBorrowings: .......... .... 0 Otherliabilities:. ................. .......... 158 TotalLoans: ............................... 7,054 Bank Premises and Fixed Assets:............ O Total Liabilities: ........................ 14,515 Other Real Estate,............................ o Other Assets: ............................... 254 Total Assets: ............................. 16,869 TotalTrustAssets:............................ O SubordinatedDebt: .......................... 0 Total Equity Capital and Reserves:...... 2,354 Total Liabilities and Capital:............ 16,869 Number of Shares Outstanding:....... 10,000 Directors: Seth Boles Jr., Gary Canada, Otha E. Frizzell, Thomas 0. Murchison Sr. Seventy-Fifth Report 53 First Commercial Bank of Lonoke County England, AR County: Lonoke Branches in Town: 0 Other Branches: 1 P. 0. Box 190 72046 Telephone: 842-2541 FAX Number: 842-2365 Population: 3,081 Charter Number: 633 Date: Jan. 14, 1931 Trust Department: No Bank Holding Company Affiliate First Commercial Corporation, Little Rock, AR CEO: Kaye L. Hall V.P.: Michael G. Jones Asst. Cash.: Melissa Hatfield V.P.: Bobby D. Montgomery Asst. Cash.: Charlene C. Black Cash and balances OueFromBanks: ..... 1,491 FederalFundsandRepos, ................ 3,750 Investments: •.•..........................• 8,346 TotalLoans: .............................. 12,899 Bank Premises and Fixed Assets: .......... 239 Deposits:............................... 23,744 Federal funds and Borrowings:. . . . . . . . . . . . . . O OtherLiabilities:. ........................... 122 SubordinatedDebt: .......................... 0 Total Liabilities: .. .. .. .. .. .. .. .. .. .. .. .. 23,866 Other Real Estate:............................. o OtherAssets: ............................... 512 Total Assets: ............................. 27,237 Toi al Equity Capital and Reserves:...... 3,371 Total Liabilities and Capital:............ 27,237 TotalTrustAssets:............................ o Number of Shares outstanding: ......... 9,600 Directors: Kaye L. Hall, John W. Gann, Bobby D. Montgomery, Edwin P. Henry, D. B. Morgan Jr., Dorothy C. Morey. Pauline D. Leonard, W. F. Foster The Eudora Bank Eudora, AR County: Chicot Branches in Town: 0 Other Branches: 0 P.O.Box270 71640 Telephone: 355-8311 Population: 3,840 Charter Number: 629 Date: Dec. 23, 1930 Trust Department: No Bank Holding Company Affiliate Delta Bancshares, Inc., Eudora, AR CEO: Gene Keith V.P.: Claudene Stephens Cash and balances Due From Banks: ....... 988 Federal Funds andRepos:..................... O Investments: ............................. 11,408 Total Loans: ............................... 8,628 Bank PremisesandFixedAssets: .......... 613 OtherRealEstate, .......................... 127 other Assets: ............................... 417 TotalAssels: ............................. 22,181 Deposits:............................... 17,934 Federal funds and Borrowings: .......... 1,300 Other Liabilities:. ........................... 172 Subordinated Debt:.......................... o Total Liabilities: ........................ 19.406 Total Equity Capital and Reserves:...... 2,775 Total Liabilities and Capit8.I:............ 22,181 TotalTrust Assets:............................ 0 Number of Shares Oulstanding:....... 14,000 Directors: W. K. Grubbs, Dr. W. J. Weaver, W.R. Selman, Curtice Rankin, Charles F. Poole, Alvin Meyer Jr., Jimmy Pylate, W. T. Dixon, Jerry Dixon 54 State of Arkansas: Bank Department Bank of Eureka Springs Eureka Springs, AR P.O.Box309 72632 Telephone: 253-8241 FAX Number: 253-6947 County: Carroll Branches in Town: 2 Other Branches: o Population: 1,982 Charter Number: 37 4 Date: May4, 1912 Trust Department: No Bank Holding Company Affiliate None CEO/Pres.: John F. Cross Ex. V.P.: W.KingGladden Cash.: Reba L. Pyatt Sr. V.P.: Richard Kelley, Jr. V.P.: Dave Baker V.P.: Diane McClelland Cash and balances DueFromBanks: ..... 2,227 Federal Funds and Repose .................. 600 Investments: ............................. 11,396 Total Loans: .............................. 24,588 Deposits:............................... 34,707 Bank Premises and Fixed Assets: .......... 535 FederalfundsandBorrowings: .............. 0 Other Liabiiliesc . . . . . . . . . . . . . . . . . . . . . . . . . . . 318 Subordinated Debt:. . . . . . . . . . . . . . . . . . . . . . . . . . O Total Liabilities: . . . . . . . .. .. . . .. . . . . . . . . . 35,025 Other Real Esta tee........................... 59 OtherAssets: ............................... 636 Total Assets: ............................. 40,041 Total Equity Capital and Reserves:...... 5,016 o Number of Shares Outstanding: ......... 4,000 Total Trust Assets:............................ Total Liabilities and Capital:............ 40,041 Directors: John F. Cross, Ruth Cross, Dorothy Mathews, Michael Mathews, Claude Cross, Lewis Epley, A. J. Clark, Loren Clark, Wayne Johnson, Eagle Thomas, David Bird Bank of Evening Shade EveningShade, AR County: Sharp Branches in Town: o Other Branches: O P.O. Box 98 72532 Telephone: 266-3215 Population: 394 Charter Number: 69 Date: Feb.5, 1901 Trust Department: No Bank Holding Company Affiliate Sharp Bancshares, Inc., Cave City, AR CEO: A. L. Hoaney Chm.: James M. Street Cash and balances Due From Banks: ....... 260 Deposits: ................................. 6,714 Federal funds and Borrowings:.............. O Other Liabilities:............................. 84 FederalFundsandRepos:. . ................. 500 Investments: .............................. 3,127 Total Loans: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3,408 Bank Premises and Fixed Assets: .......... 148 Other Real Estate: ........................... 70 Other Assets: ............................... 132 Subordinated Debt: .......................... 0 Total Liabilities: .......................... 6,798 TotalEquityCapitalandReserves:... ..... 847 Total Assets: .............................. 7,645 Total Liabilities and Capital:.............. 7,645 TotalTrustAssets:............................ o Number of Shares Outstanding: ......... 6,200 Directors: Eugene Street, James E. Street, James M. Street, Clifton Crabtree, Samuel F. Beller, A. L. Hoaney Seventy-Fifth Report 55 Mcilroy Bank & Trust Fayetteville, AR County: Washington Branches in Town: 5 Other Branches: 0 P.O.Box 1327 72702 Telephone: 575-1000 FAX Number: 575-1061 Population: 39,640 Charter Number: 31 Date: Dec.24, 1892 Trust Department: Yes Bank Holding Company Affiliate Heartland Bank Group, Inc., Bentonville, AR CEO: James C. Glenn V.P.: JamesD. Wison V.P./T.o.: Robert P. Plummer Sr. V.P.: J. Bruce Loftin V.P.: Kim Simpson Cash and balances DueFromBanks: ..... 4,425 Federal Funds and Repose .................. 500 Investments: ............................. 41,794 Total loans: .............................. 82,734 Deposits: .............................. 117,284 FederalfundsandBorrowings: .......... 3,316 Bank Premises and Fixed Assets: ........ 1,680 Other Real Esta tee........................ 1,597 Other Assets:............................. 1,835 Other Liabilities:.......................... 1,260 Subordinated Debt.......................... 0 Total liabilities: ....................... 121,860 TotalAssets: ............................ 134,565 Total Equity Capital and Reserves:.... 12,705 Total Liabilities and Capital:........... 134,565 Total Trust Assets:....................... 53,078 Number of Shares Outstanding:...... 350,692 Directors: J. Frank Broyles, Carl Collier, James C. Glenn, Millard Goff, Ann Henry, Dr. James Mashburn, Charles Scharlau, James Stewart, Fred Vorsanger, James Walton, Jim Bob Wheeler Fordyce Bank & Trust Company Fordyce, AR County: Dallas Branches in Town: 2 Other Branches: 0 P.O.Box352 71742 Telephone: 352-3107 FAX Number: 352-5202 Population: 5,175 Charter Number: 631 Date: Jan. 5, 1931 Trust Department: Yes Bank Holding Company Affiliate FBT Bancshares, Inc., Fordyce, AR CEO: Curtis Hutchins Sr. V.P./Cash.: Suzette Crutchfield Sr. V.P./T.O.: Jim Hulse V.P.: Wanda Smurl CashandbalancesDueFromBanks: ..... 2,073 Federal Funds andRepos:. ................ 3,700 Investments: ............................. 14,740 Total Loans: .............................. 19,057 Bank Premises and Fixed Assets: .......... 976 Other Real Estate:.... . . . . . . . . . . . . .. . . . . . . . . . . . o Other Assets: ............................... 580 Total Assets: ............................. 41,126 Deposits: ............................... 36,714 Federal funds and Borrowings: ............ 330 Other Liabilities:. ........................... 354 SubordinatedDebt: .......................... o Total Liabilities: ........................ 37,398 Total Trust Assets: .......................... 464 Number of Shares Outstanding: ......... 8,000 Total Equity Capital and Reserves: ...... 3,728 Total Liabilities and Capital:............ 41,126 Directors: Curtis Hutchins, L. Weems Trussell, J. W. Hearnsberger, D. J. Barnes, E. C. Benton Jr., Sarah Kathryn Benton, J. Graydon Parham, J. H. Everett 56 State of Arkansas: Bank Department Planters Bank & Trust Company Forrest City, AR County: St. Francis Branches in Town: 1 Other Branches: 2 P.O.Box 1539 72335 Telephone: 633-2833 FAX Number: 633-2894 Population: 13,000 Charter Number: 521 Date: Apr. 15, 1921 Trust Department: Yes Bank Holding Company Affiliate None CEO: Frankie Pratt V.P.: David Hardke V.P.: J.C. Campbell Cash./Oper. Off.: Donna Garner Sr. V.P.: Wade Hawkins V.P.: Steve Horton V.P./Auditor: Diane Thomason T.O.: Nelle J. Surguine Cash and balances Due From Banks: ..... 3,949 Deposits:............................... 46,036 Federal Funds andRepos, ................ 3,450 Investments: .............................. 8,912 Federal funds andBorrowings: .............. a Other Liabilities:. ........................... 327 TolalLoans: ...... ., ...................... 32,901 Bank Premises and Fixed Assets: .......... 675 Olher Real Es late:. •.•....•....•.••.•..•••• 1,040 Olher Assets: ............................... 913 Subordinated Debt:.......................... 0 Total Liab~ities: .. . .. . . . .. . . . . . . . . . . . . .. 46,363 Tota/Assets: ............................. 51,840 Total Equity Capital and Reserves:...... 5,477 Total liabilities andCapital:............ 51,840 TotalTrustAssets:. ......................... 499 Number of Shares Outstanding:....... 24,000 Directors: Frankie Pratt, David Hardke, Rex B. Twist, J. R. Chappell Jr., J. R. Grobmyer, Michael E. Cissell, Oral Edwards, John V. Casbeer Planters & Merchants Bank Gillett, AR County: Arkansas Branches in Town: O Other Branches: 0 P.O.Box357 72055 Telephone: 548-2211 Population: 927 Charter Number: 721 Date: Jan. 13, 1967 Trust Department: Yes Bank Holding Company Affiliate None CEO/Pres./T.O.: Larry E. Bauer Cash.: Alice Perritt V.P.: Lloyd E. Wallace CashandbalancesoueFromBanks: ....... 378 Oeposits:.. .. .. . .. .. . .. .. . . . .. . .. . . . . . . . 11,694 Federal Funds andRepos,.................... o Investments: .............................. 3,202 Federal funds and Borrowings: ............ 700 Otherliabilities:. ........................... 210 Tota/Loans: ............................... 9,769 SUbordinatedDebt: .......................... 0 Bank Premises and Fixed Assets: ........... 86 Total Liabilities: . . . . . . . . . . . . . . .. . . . .. .. . 12,604 OtherRea/Estate, .......................... 149 Other Assets: ..•............................ 492 Total Equity Capital and Reserves:...... 1,472 Tota/Assets: ............................. 14,076 TotalTrustAssets:.......................... 825 Total Uabililies and Capital:............ 14,076 Number of Shares Outstanding:....... 12,000 Directors: Kenneth Smith, Frank C. Wolfe, Darrel Nichols, Bobby Turner, Scott Place, Johnny Holzbauer, Darrall Richter, Larry E. Bauer Seventy-Fifth Report 57 The Bank of Glenwood Glenwood, AR County: Pike Branches in Town: 1 Other Branches: O P.OBoxO 71943 Telephone: 356-2121 FAX Number: 356-2211 Population: 1,414 Charter Number: 398 Date: Dec. 27, 1912 Trust Department: No Bank Holding Company Affiliate Bainum Bancorp., Glenwood, AR CEO/Pres.: Harold Smith Asst. V.P.: Kathryn Baxter V.P.: Lynda Robbins Cash.: Patricia Owens Cash and balances DueFromBanks: ..... 1,466 Deposits:. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26,947 Federal Funds andRepos:. .................. 700 Investments: .....•........................ 6,376 Total Loans: .............................. 20,788 Bank PremisesandFixedAssets: .......... 585 OtherRealEstale:. ........................... 47 Other Assets: ............................... 278 Federal funds and Borrowings:............ 152 OtherLiabilities:. ........................... 172 SubordinatedDebt: .......................... O Total Liabilities: . . . . . . . . . . . . . . . . . . . . . .. . 27,271 Total Equity Capital and Reserves:...... 2,969 Total Assets: ............................. 30,240 Total Liabilities andCapital:. ........... 30,240 Total Trust Assets:............................ O Number of Shares Outstanding: ......... 4,000 Directors: Irvin C. Bainum, Dr. Mark Bainum, Victor H. Cox, Richard C. Cox, Harold A. Smith, Roy Wisener First State Bank Gould, AR County: Lincoln Branches in Town: 0 Other Branches: 1 P.O.DrawerA 71643 Telephone: 263-4325 FAX Number: 263-4684 Population: 1,671 CharterNumber: 719 Date: Jan. 6, 1964 Trust Department: No Bank Holding Company Affiliate Dumas Bancshares, Inc., Dumas, AR CEO: James Hall Cash.: Wanda J. Robertson V.P.: Tracy M. French Cash and balances DueFromBanks: ....... 999 Deposits:............................... 10,396 FederalFundsandRepos:. ................ 1,21S Federal funds and Borrowings:.............. 0 Investments: .............................. 3,574 Total Loans: ............................... 5,692 Other Liabilities,........................... 196 Subordinated Debt:.......................... o Bank Premises and Fixed Assets: .......... 174 Other Real Estate:............................ 32 Other Assets: ............................... 226 TolalAssels: ............................. 11,912 Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 10,594 Total Equity Capital and Reserves:...... 1,318 Total Liabilities and Capital:............ 11,912 Total Trusl Assets:............................ O Number of Shares Outstanding: ....... 24,000 Directors: Donald L. Eifling, Victor Holthoff, R. C. Johnson Jr., Stanley Norris, Howard Raley.John H. Rogers, A.O. French Jr., James R. Hall 58 State of Arkansas: Bank Department Bank of Gravett Gravette, AR P.O. Box 160 72736 Telephone: 787 -5251 County: Benton Branches in Town: o Other Branches: 0 Population: 1,218 Charter Number: 46 Date: Feb.28, 1898 Trust Department: No Bank Holding Company Affiliate None CEO/Pres.: John R. Meade V.P.: William R. Meade Cash.: Larry Wilmoth Asst. Cash.: Walt Nielsen Ex. V.P.: David N. Wills V.P .: Jim A. Edmondson Asst. Cash.: Margaret Pearson Asst. Cash.: Richard Pollreis CashandbalancesDueFromBanks: ..... 1,899 Deposits:............................... 49,450 Federal Funds andRepos:. ................ 2,400 Federal funds andBorrowilgs:.. .. . .. .. . .. .. Investments: ............................. 23,441 Olher Liabiilies: ........................... 686 Subordinated Debt:.......................... 0 Total Loans: .............................. 29,113 Bank Premises and Fixed Assets: .......... 383 Olher Real Estate:. ........................... 25 0 Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 50,136 Total Assets: ............................. 58,377 Total Equity Capital and Reserves:...... 8,241 TotalLiabilitiesandCapital:............ 58,377 Total Trust Assets:............................ o Number of Shares Outstanding: ......... 4,000 OlherAssets: ............................. 1,116 Directors: John R. Meade, Phillip Chastain, Albert Dunagin, George Cowgur, Jim A. Edmodson, David N. Wils, William R. Meade, George Haley Farmers Bank Greenwood, AR P.0. Box 61 o 72936 Telephone: 996-4171 County: Sebastian Branches in Town: O Other Branches: 3 Population: 3,560 Charter Number: 243 Date: Aug. 7, 1907 Trust Department: Yes Bank Holding Company Affiliate None CEO: Betty J. Wilkinson V.P.: Stanhope Wilkinson V.P.: Amos Lawrence Chm.: Means Wilkinson V.P./T.O.: Edward Wilkinson Adm. Asst.: Tresa Gamble CashandbalancesDueFromBanks: ....... 991 Federal Funds andRepos: ..•............. 1,300 Investments: ............................. 27,997 Deposits:............................... 45,156 Federal funds and Borrowings: ............ 503 Other Llabilllies: ........................... 486 Subordinated Debt: .......................... O Total Loans: .............................. 22,848 Bank Premises and Fixed Assets: .......... 351 TotalLiabilities: ........................ 46,145 OlherRealEstate: ...............•........... 19 Olher Assets: ............................... 924 TotalAssets: ............................. 54,430 Total Equity Capital and Reserves: ...... 8,285 Total Llabllitles and Capital:............ 54,430 Total Trust Assets:.......................... 527 NumberofSharesOutstanding: ......... 7,500 Directors: Means Wilkinson, Betty Wilkinson, Stanhope Wilkinson, Edward Wilkinson, Amos Lawrence, Tresa Gamble 59 Seventy-Fifth Report First State Bank of Gurdon Gurdon, AR County: Clark Branches in Town: o Other Branches: 0 P.O.Box446 71743 Telephone: 353-2534 FAX Number: 353-2314 Population: 2,700 CharterNumber: 61 Date: Aug. 4, 1900 Trust Department: No Bank Holding Company Affiliate None CEO/Pres.: Fred Reed V.P./Cash.: Linda Bittle V.P.: Carroll Coston Cashandbalances DueFromBanks: ..... 1,207 FederalFundsandRepos:. ...•.............. 100 Investments: .........•..................•. 9,844 Totalloans: .............................. 10,187 Deposits: ............................... 20,330 Federal funds and Borrowings:.............. 0 OtherLiabffities:. .......•................... 104 SubordinatedDebt: .......................• 300 Bank Premises and Fixed Assets: .......... 576 Total Liabilities:........................ 20,734 Other Real Estate:. ...•..................•... 345 Other Assets: ............................... 431 Total Assets: ............................ , 22,690 Total Equity Capital and Reserves:...... 1,956 Total Liabilities and Capital:............ 22,690 Total Trust Assets:............................ 0 Number of Shares Outstanding:....... 38,335 Directors: C. Louis Cabe, Paul Barringer, Al Brown, Charles Cabe, Austin Capps, Carroll Coston, Autrey Horne, Robert McDowell, Fred E. Reed, Jimmy Robbs, Maurice Stricklin Farmers Bank Hamburg, AR County: Ashley Branches in Town: 0 Other Branches: O P.O.Box350 71646 Telephone: 853-5222 Population: 3,394 Charter Number: 680 Date: Mar. 10, 1941 Trust Department: No Bank Holding Company Affiliate None CEO: Guy Humphries V.P.: VelmaFarmer Cash.: Allen Farmer Ex. V.P.:GordonS.Prlce,Sr. V.P.: Jettie Mae Atkins Asst. Cash.: JoAnn Roberts CashandbalancesDuefromBanks: ..... 2,101 Deposits:............................... 26,866 Federal Funds and Repose .............•.... 775 lnvestments: ............................. 14,584 Totalloans: .............................. 11,534 Federal funds and Borrowings:.............. o Bank Premises and Fixed Assets: .......... 174 otherLiabilities, ........................... 210 Subordinated Debt:. . . . . . . . . . . . . . . . . . . . . . . .. . 0 Total LiabUilles: . . • . . . .. .. .. .. . . .. .. . .. . 27,076 OtherRealEslate, ........................... 48 Other Assets: ............................... 396 TotalAssets: ............................. 29,813 Total Equity Capital and Reserves:...... 2,537 Total Liabiilies and Capital:.. . .. .. . .. . . 29,613 Total TrustAssets:......... .. . . . .. . . . . . . . . . . . . O Number ol Shares Outstanding:....... 22,260 Directors: P. E. Barnes, Joel W. Foote, Nancy C. Foote, W. E. Foote Jr., Guy Humphries, William E. Johnson, Gordon S. Price Sr., Earl J. Scott, Jack H. Shell, John W. Spivey State of Arkansas: Bank Department 60 Calhoun County Bank Hampton, AR P.O.Box8 71744 Telephone: 798-2207 County: Calhoun Branches in Town: O Other Branches: O Population: 1,650 Charter Number: 220 Date: Oct. 26, 1906 Trust Department: No Bank Holding Company Affiliate None CEO: Searcy W. Harrell, Sr. Pres.: B. Dickson Neal V.P.: Len Harrell V. Chm.: Searcy W. Harrell, Jr. Ex. V.P.: Billy G. Wright Cash.: Mary H. Johnston Cash and balances Due From Banks: ....... 903 Federal Funds and Repose .................. 725 Investments: ............................. 14,591 Total Loans: ............................... 9.963 Bank Premises and Fixed Assets: ........... 50 Other Real Estate:. ..•....................... 137 Other Assets: ............................... 391 TotalAssets: ............................. 26,760 Deposits:............................... 23,150 Federal funds and Borrowings:. . . . . . . . . . . . 148 Other Liabilities:........................... 183 o Number of Shares outstanding: ......... 4,000 TotarnustAssets:............................ Subordinated Debt:.......................... O Total Liabilities: .. . . .. .. . .. .. . .. .. . . . . . . 23,481 Totall;;quity Capital and Reserves:...... 3,279 Total Liabilities and Capital:............ 26,760 Directors: Hubert J. Brown, Phillip J. Foster, Fay Harrell, Len Harrell, Searcy Harrell, Searcy W. Harrell Jr., Dickson Neal, D. W. Wells, H. M. Welsh, Billy G. Wright The Bank of Harrisburg Harrisburg, AR County: Poinsett Branches in Town: O Other Branches: 0 P.O. Box 17 72432 Telephone: 578-2472 Population: 1,936 Charter Number: 620 Date: Dec.2, 1930 Trust Department: No Bank Holding Company Affiliate Lake Hamilton Enterprises, Little Rock, AR CEO: Jerry M. Dyer Cash.: Donald Britnell Ex. V.P.: James M. Williams Cash and balances Due From Banks: ..... 1,423 Federal Funds and Repose .................. 900 Investments: .............................. 9,027 Total Loans: .............................. 14,199 Bank Premises andfixedAssets: .......... 231 Other Real Estate: .......................... 867 other Assets: ............................... 531 To1aIAssets: ............................. 27,178 Deposits: ............................... 23,712 Federal 1unds and Borrowings:........ . . . . . 0 Other Liabilities:. ........................... 202 SUbordmtedOebt:. .. .• . . . . • . .. . • . . . . • . . . . • • 0 Totalliabilities: ························ 23,914 TolalTrustAssels:. ........................... o Number of Shares Oulstanding: ......... 4,000 Total Equity Capi1al and Reserves:...... 3,264 Total Liabilities and Capital:............ 27,178 Directors: Jim Tom Butler, Jerry M. Dyer, James M. Wiliams, Anna Margaret Butler, Paul Ea1on, Patricia Butler, Beth Eaton, Connie Butler, John M. Henry 61 Seventy-Fifth Report The Security Bank Harrison, AR P.O.Box 1078 72601 Telephone: 741-8200 FAXNumber: 741-7323 County: Boone Branches in Town: 1 Other Branches: 1 Population: 9,567 Charter Number: 647 Date: Nov.20, 1931 Trust Department: Yes Bank Holding Company Affiliate First Security Corporation, Harrison, AR Chm.: L. E. Durand Sr. V.P.: Dolores Lafferty V.P./Controller: John R. Eoff V.P.: Jerry McFarland CEO/T.O.: Wayne Clark Ex. V.P.: Douglas L. Jackson V.P./Cash.: Richard L. McBee Cash and balances Due From Banks: .•... 4,180 Federal Funds andRepos:................. 1,400 Oeposlts:............................... 98,039 Federal funds andBorrowings:.............. O Investments: .............•............... 43,683 Totalloans: .............................. 54,407 Bank Premises and Fixed Assets: ........ 2,397 Subordinated Debt:.......................... o Total Liabilities:·······················. 98,740 Other Real Estate, .......................... 665 Other Assets: ............................. 1.650 Other LiabRi1ies:. ........................... 701 Total Assets: ............................ 108,382 Total Equity Capital and Reserves:...... 9,642 TotalLiabitities and Capital:........... 108,382 Total Trust Assets:. ......................... 794 Number of Shares Outstanding:. . . . . . 180,000 Directors: Ralph Bowers, John O. Campbell, Wayne Clark, L. E. Durand, Edwin P. Henry, Richard R. Hudson, Douglas L. Jackson, Junior Lee, Jerry P. Maland, H. K. Mccaleb Jr. Hazen First State Bank Hazen, AR County: Prairie Branches in Town: 0 Other Branches: 1 P.O. Box 783 72064 Telephone: 255-4567 FAX Number: 255-4271 Population: 1,700 Charter Number: 7 44 Date: May 12, 1983 Trust Department: No Bank Holding Company Affiliate None CEO/Pres.: Robert M. Koch CashandbalancesDueFromBanks: ....... 951 Federal Funds andRepos:. .. .. . .. . . . . . .. .. . . . . O Investments: .............................. 7,065 Total loans: ... , ........................... 6,846 Bank Premises and Fixed Assets: .......... 300 OlherRealEstate, ........................... 94 Other Assets: ............................... 242 TotalAssets: ............................. 15,498 TotalTrustAssels:............................ o Deposits:............................... 13,555 Federal funds and Borrowings: ............ 600 OtherLiabilities:. ................•.......... 147 Subordinated Debt:.......................... 0 TotalUablllties: ............ ············ 14,302 Total Equity Capital and Reserves:...... 1,196 Total Liabilities and Capital:............ 15,498 Number of Shares outs landing:.. . . . . . 20,187 Directors: Tommy Hillman, Vernon J. Giss, Pat Henderson, Neil Maynard, Robert Petter, Sr. 62 State of Arkansas: Bank Department The Cleburne County Bank Heber Springs, AR County: Cleburne Branches in Town: 2 Other Branches: 2 P.O. Box 1000 72543 Telephone: 362-2456 Population: 5,371 Charter Number: 626 Date: Dec. 16, 1930 Trust Department: No Bank Holding Company Affiliate Lake Hamilton Enterprises, Little Rock, AR CEO/Pres.: Jerome Johnson V.P.: Peggy Smith Ex. V.P.: Walter Aldridge V.P .: Mary Holland Cash and balances DueFromBanks: ..... 2,770 FederalFundsandReposc ................... 28 lnvestmenls: ............................. 48,857 TotalLoans: .............................. 42,572 Bank Premises and Fixed Assets: .......... 656 OtherRealEstatec ........................ 1,031 Other Assets: ............................. 1,730 Total Assets: ............................. 97.644 Deposits:............................... 88.331 Federal funds and Borrowings:............ 101 Other Liabilities, ........................... 770 subordinated Debt: ........................ 250 Total Liabilities: ........................ 89,452 Total Trust Assets:............................ 0 Number of Shares outstanding:......... 1.200 Total Equity Capital and Reserves:...... 8,192 Total Liabilities andCapilal:............ 97,644 Directors: Jim Tom Butler, Jerome Johnson, Walter Aldridge, L. E. Roberts Jr., Dr. Ricky Johnson, Paul Eaton, Richie Lee, Wetzel Stark, John Hanry, Jerry Dyer, Beth Eaton, Anna Margaret Butler, Connie Butler, Patricia Butler Heber Springs State Bank Heber Springs, AR County: Cleburne Branches in Town: O Other Branches: 1 P. 0. Box 30 72543 Telephone: 362-5821 FAX Number: 362-7491 Population: 5,371 Charter Number: 735 Date: May 27, 1977 Trust Department: Yes Bank Holding Company Affiliate State Holding Company, Little Rock, AR Sr. V.P.: Robert A. Card V.P.: Janice Parrott V.P./Cash.: Joyce Harral Cash and balances Due From Banks: ..... 2,308 Federal Funds and Repose .................. 400 lnvestmenls: .............................. 8,645 TotalLoans: .............................. 25,225 Bank Premises andFixedAssels: .......... 879 Other Real Estate:. .......................... 334 Other Assets: ............................... 703 Total Assets: ............................. 38,494 Deposits:..... .. .. .. .. .. .. .. .. .. .. .. . .. . 35. 177 Federal funds and Borrowings:.............. O Other Liabilities:. ........................... 328 SubordlnatedDebt: ............ ............ 169 Total Trust Assets:.......................... 301 Number of Shares Outstanding:....... 18,000 Total Liabilities:........................ 35,674 Tota1Equi1y Capital and Reserves:...... 2,820 Total liabilities and Capital:............ 38,494 Directors: Harry Hastings, Catherine Owen, Horace Jewel Seventy-Fifth Report 63 Bank of Holly Grove Holly Grove, AR P.O. Box Q 72069 Telephone: 462-3331 County: Monroe Branches in Town: 0 Other Branches: 0 Population: 700 Charter Number: 118 Date: May 12, 1903 Trust Department: No Bank Holding Company Affiliate None CEO: BilReynolds Asst. V.P.: Bobbie R. Gannon Sr. V.P./Cash.: Jean M. Kirkpatrick Asst. V.P.: John F. Phillips Cash and balances Due From Banks: ....... 729 Deposits: ............................... 17,818 Federal Funds and Repose .................. 950 Federal funds andBorroWW'lgs:.. .. . .. .. . .. .. 0 Investments: .............................. 9,072 Olher Liabiiliesc ........................... 314 Subordinated Debi:. . .. . . . . . . . . .. .. . . . .. . . . . . 0 Toi al Llabllilies: . . . . . . . . . . . . .. . . . . . . .. .. 18,132 TolalLoans: ............................... 9,819 Bank Premises and Fixed Assets: .......... 181 OtherRealEstate:. ........................... 13 Olher Assels: ............................... 522 Total Equity Capital and Reserves:...... 3,154 TolalAssets: ... .......................... 21,286 Totaf Liabililies andCapilal:... .. . . . . . . . 21,286 TotalTrustAssets:......... ................... O Number of Shares Outs landing: ......... 2,400 Directors: Wilsie M. Matthews, Donald R. Dearing, Ruth T. Dearing, Jean M. Kirkpatrick, R. H. May, John B. Moore, Jr. William R. Reynolds, Herd E. Slone, Jr. Horatio State Bank Horatio, AR County: Sevier Branches in Town: 0 Other Branches: O P.O.Box347 71842 Telephone: 832-3211 Population: 989 Charter Number: 179 Date: May 15, 1905 Trust Department: No Bank Holding Company Affiliate Pioneer Bancshares, Inc., Horatio, AR CEO: C. E. Hendrix, Jr. Ex. V. P.: Wilburn Smith Asst. V.P.: C. E. Hendrix Ill Sr. V.P.: Edith H. Smith Oper. Off.: Lola J. Lawrence CashandbalancesDueFromBanks: ....... 539 Deposits:............................... 21,726 Federal Funds and Repose . . . . . . . . . . . . . . . . . . 100 lnveslmenls: ............................. 10,996 TolalLoans: .............................. 11,989 Bank Premises and Fixed Assets: .......... 322 OlherRealEslatec .......................... 106 Olher Assels: ............................... 269 Tolaf Assets: ............................. 24,321 Federal funds and Borrowings:...... .. . .. . . . 0 OlherLiabllltles, ........................... 188 SubordinaledDebt: .......................... o Total Liabililies: . . . . . . . . . . . . . . . . . .. . . .. . 21,914 Toi al Trust Assels:............................ 0 Number of Shares Oulslanding: ......... 2,000 Total Equity Capital and Reserves, ..... 2,407 Totaf Liabililies andCapilal:.. .. . .. .. . .. 24,321 Directors: C. E. Hendrix Jr., Lilla S. Hendrix, Loy Poag, Wilburn Smith, Edith H. Smith, Fred L. Sullivan 64 State of Arkansas: Bank Department Arkansas Bank & Trust Company Hot Springs, AR County: Garland Branches in Town: 5 Other Branches: 1 P.O. Box 5640 71902 Telephone: 624-4611 FAX Number: 624-4619 Population: 36,000 Charter Number: 232 Date: Apr. 18, 1907 Member of Federal Reserve System Trust Department: Yes Bank Holding Company Affiliate ABT Bancshares Corporation, Hot Springs, AR CEO: Cecil W. Cupp, Jr. Pres.: Ray L. Cash Sr. V.P.: Bill Lynch T.O.: Jim Boardman Ex. V. P.: Gary E. Blenden Sr. V.P.: Ralph E. White Sr. V.P./Cash.: Delbert Graves Cash and balances Due From Banks: .... 19,528 Federal Funds andRepos:. ............... 20,385 Deposits: .............................. 264,752 Investments: ............................. 44,129 Total Loans: ............................. 195,407 Bank Premises and Fixed Assets: ........ 6,262 Other Real Estate: ........................ 3,791 Federal funds and Borrowings: ............ 245 Other Liabilities:. .....•.....•............. 2,794 Subordinated Debt: ...................... 2,000 Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . 269,791 Total Assets: ............................ 292,947 Total Equity Capital and Reserves:.... 23,156 Total Liabilities and Capital: ........... 292,947 Total Trust Assets:....................... 75,457 Number of Shares Outstanding:...... 150,834 Other Assets: ............................. 3,445 Directors: Gary E. Blenden, Ray L. Cash, Peggy Clark, Cecil W. Cupp Jr., Cecil W. Cupp Ill, Gerald H. Fisher, Gaither C. Johnston Jr., Roy L. Murphy, Jim Randall. Brooks T. Rice, John D. Selig, Ray S. Smith Jr., Richard S. Smith, Palmer Vanderburg, HillA. Wheatly, H. L. Wilson Jr. Bank of Imboden Imboden, AR County: Lawrence Branches in Town: O Other Branches: 1 P. 0. Box 850 72434 Telephone: 869-2291 Population: 661 Charter Number: 727 Date: Oct. 12, 1972 Trust Department: No Bank Holding Company Affiliate Spring River Bancshares, Inc., Imboden, AR CEO/Pres.: Bob Downing Ex. V.P./Cash.: Preston L. Clark Chm.: Charles F. Luter Cash and balances Due From Banks: ....... 868 Federal Funds andRepos:. .................. 500 Investments: .............................. 5,339 Total Loans: .............................. 10.782 Bank Premises andFlxedAssets: .......... 212 OtherRealEstate:. .......................... 166 Deposits:.......................... .. .. Other Assets: ............................... 335 Total Assets: ............................. 18.202 Total Equity Capital and Reserves:. . . . . 1,583 Total Liabilities and Capital:............ 18,202 TotalTrustAssets:............................ 0 Number of Shares Outstanding: ......... 6,600 16,528 Federal funds and Borrowings:... 0 Other Liabilities:............................. 91 Subordinated Debt:................. 0 Total Liabilities: ........................ 16,619 Directors: Charles F. Luter, Bob J. Downing, Dan Matthews, Jerry R. Foley, Preston Clark 65 seventy-Fifth Report First Jacksonville Bank & Trust Jacksonville, AR County: Pulaski Branches in Town: 5 Other Branches: 0 P. 0. Box 827 72076 Telephone: 982-4511 FAX Number: 982-7822 Population: 27,000 Charter Number: 701 Date: Aug. 2, 1949 Trust Department: Yes Bank Holding Company Affiliate First Arkansas Bancshares, Jacksonville, AR CEO: Larry T. Wilson V.P.: Sybil Clay V.P.: Lynn Fagan Asst. V.P.: Rudy Reid Ex. V.P.: John S. Fortenbury V.P.: Mary Verser V.P.: John Hardwick T.O.: John R. McNee Cash and balances Due From Banks: ..... 5,037 Federal funds andRepos:. ................ 1,300 lnveslments: ............................. 32,752 Total Loans: .............................. 52,069 Bank Premises andFixedAssets: ........ 1,894 Olher Real Estate:. ........................... 96 Federal funds and Borrowings:.............. O Other Liabilities:. ......................... 1,046 Subordinated Debt:.................... O Total Liabilities:........................ 84,919 Deposits:.................. . . . 83,873 TotalAssets: ............................. 94,179 Total Equity CapitalandReserves:..... 9,260 Total Liabilities and Capital:............ 94,179 TolalTrustAssets:....................... 37,773 Number of Shares Outstanding:...... 200,000 OlherAssels:......... . ............ 1,031 Directors: Kenneth Pat Wilson, Larry T. Wilson, Mike Wilson, Bart Gray Jr., Dr. T. H. Wortham, Melda A. Rice, H.K. Dougherty Newton County Bank Jasper, AR County: Newton Branches in Town: O Other Branches: 1 P. 0. Box 437 72641 Telephone: 446-2265 Population: 519 Charter Number: 121 Date: Mar. 24, 1903 Trust Department: No Bank Holding Company Affiliate Newco Corporation, Jasper, AR CEO: George G. Gleason, II Pres.-Bank Svcs.: Mark D. Ross Deputy CEO: Linda D. Gleason Chm.: Carl G. Holt Ex. V.P.: Danny R. Criner Cash and balances Due FromBanks: ..... 1,250 Federal Funds and Repos:................... 175 Investments: .............................. 6,968 Total Loans: .............................. 26,058 Bank PremtsesandFixedAssets: .......... 505 Other Real Esta le:. .......................... 901 Other Assets: ............................... 766 . 36,623 Total Assets:.................. Deposits: .................. .,........... 33,205 Federal funds and Borrowings:.............. O Other Liabilities:. ........................... 289 SubordinatedOebt: .......................... O Total Liabilities:........................ 3,3,494 TotalTrust Assets:............. . . . . .. .. . . . . . . O Number of Shares Outstanding: ......... 2,340 Total Ee1uity Capital and Reserves:...... 3,129 Total Liabilities and Capital:............ 36,623 Directors: Carl G. Holt, Mark D. Ross, George G. Gleason 11, Danny R. Criner, Linda D. Gleason, George Landrum 66 State of Arkansas: Bank Department The Arkansas Bank Jonesboro, AR County: Craighead Branches in Town: 2 Other Branches: 2 P.0.Box 1617 72401 Telephone: 932-2131 FAX Number: 935-3440 Population: 36,000 Charter Number: 150 Date: Feb. 13, 1904 Trust Department: Yes Bank Holding Company Affiliate None CEO/Pres./Chm.: Sloan Rainwater V. Chm.: William I. Rainwater V.P.: Loyce Gibson Cash and balances Due From Banks: •.. ,. 2,908 Federal Funds and Repos:. .................. 800 Investments: ..... , ....................... 11,373 Total Loans: .............................• 25,792 Bank Premises and Fixed Assets: ........ 1,360 Olher Real Estate:. ......................••.. 523 Olher Assets: ............................... 945 Sr. V.P.: Max Cobb Ex. V.P.: Audrey Glenn Asst. V.P./T.O.: Brenda Griffith Deposits:............................... 37,290 Federal funds and Borrowings: .......... 1,570 Other Liabilities:. ........................... 461 subordinated Debt:.......................... o Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 39,321 Toi al Equity Capilal and Reserves: ...... 4,380 TotalAssels: ............................. 43,701 Tofa1Liabili1ies andCapital:..... 43,701 Total Trusl Assels: .......................... 169 Number of Shares Outstanding:....... 75,000 Directors: Sloan Rainwater Jr., William I. Rainwater, J. A. Tomlinson, Dr. Grover Poole, Dr. W. T. Rainwater, William I. Rainwater Jr., Steve Cox, Virginia Cox, Gerald Watkins Citizens Bank of Jonesboro Jonesboro, AR County: Craighead Branches in Town: 3 Other Branches: 2 P.0.Box 1800 72403 Telephone: 932-6603 FAX Number: 933-4334 Population: 36,000 Charter Number: 488 Date: Jul.25, 1919 Trust Department: Yes Bank Holding Company Affiliate Citizens Bancshares Corp., Jonesboro, AR CEO: Herbert H. McAdams, II Pres.: Donald Timms V.P.: Dan Trevathan T.O.: Olen Smith Chm.: H. Hall McAdams, Ill Sr. V.P.: Steve Mcferron Sr. V.P.: Fred Headley Cash and balances Due From Banks: .... 12,709 FederalFundsandRepos:................. 5,700 lnveslments: ............................. 50,411 Tot at Loans: ............................. 124,489 Bank Premises and Fixed Assets: ........ 4,110 OtherRealEstate:. ........................ 1,373 Deposits:.............................. 176,164 Federal funds and Borrowings:.......... 7,846 Olher Liabililies:....... .. .. . . . . . ...... 1,844 Subordinated Debt:...................... 1,200 Total Liabilities: ....................... 187,054 Other Assets: ............................. 4.093 Total Assets: ............................ 202,885 Total Equity Capital and Reserves:.... 15,831 Total Liabililies and Capilal:........ 202,885 Total Trust Assets: ....................... 97,638 Number of Shares Outstanding: ...... 217,000 Directors: Robert C. Connor, Charlotte Eddington, Bill Hurl Jr., Oscar J. Melton, Donald Timms, John C. Deacon. W. M. Freeze Jr., Herbert H. McAdams II, Oscar J. Mellon Jr., Dr. Durwood Wisdom, Dr. Glen E. Dickson, Dr. James F. Gramling, H. Hall McAdams Ill. W. 0. Roberts Jr., W. O. Doak, Dr. Ray H. Hall Jr., Minor M. Markle, William R RnhArt~ 67 Seventy-Fifth Report Mercantile Bank Jonesboro, AR County: Craighead Branches in Town: 7 Other Branches: 2 P.O.Dwr6018 72403 Telephone: 935-5521 FAX Number: 935-2102 Population: 36,000 Charter Number: 648 Date: Jan. 7, 1932 Trust Department: Yes Bank Holding Company Affiliate Mercantile Bancshares, Inc., Jonesboro, AR Sr. V.P.: Norman Leonard Sr. V.P.: Joe Turney V.P.: Sherry Gray T.O.: Dick Gray CEO: Wallace Fowler Pres.: Harold Perrin Ex. V.P.: Lloyd McCracken, Jr. Ex. V.P.: Ed Cherry Cash and balances Due From Banks: ..... 9,318 Deposits:.............................. 219,508 Federal Funds andRepos:............... .. . . . . O Investments: ............................. 67,723 Federal funds and Borrowings: .......... 5,569 Other Liabilities:. . . . . . . . . . . . . . . . . . . . . . . . . . 2,574 TotalLoans: ............................. 158,471 Subordinated Debt:.......................... 0 Bank Premises andFixedAssets: ........ 4,843 OtherAealEstale:. .......................... 602 Other Assets: ............................. 5,861 Total Assets: ............................ 246,818 Totalliabilities: ....................... 227,651 Total Trust Assets:...................... 142,414 Number of Shares Outstanding: ...... 100,000 Total Equily Capital and Reserves:.... 19,167 Total Liabililies and Capital:........... 246,818 Directors: Wallace W. Fowler, Tom Loberg, Ben Lamberth, Harold Perrin, Raymond Heern, Glenn Lane, Marystel Appleton, M. G. Spurlock, J. C. Mahon, Wayne Baker, Tommy Lawrence, Ruth Poston, Al Heringer, Roy Cooper, Lynn Greene, Jama Fowler Simmons First Bank Jonesboro, AR County: Craighead Branches in Town: 2 Other Branches: 0 P.0.Box 1720 72401 Telephone: 933-8000 Population: 36,000 Charter Number: 734 Date: Dec.22, 1976 Trust Department: Yes Bank Holding Company Affiliate Simmons First National Corp., Pine Bluff, AR CEO: Donald W. Stone Pres.: J.C. Vaughn, Jr. T.O.: Beth Smith Ex. V.P.: Ronald B. Jackson V.P.: Wayne Bond V.P.: Jerry Broadaway Cash and balances Due From Banks: ..... 4,432 Federal Funds and Repos:..................... O Investments: .............................. 8,798 Tota1Loans: .............................. 37,961 Bank Premises and Fixed Assets: .......... 813 Olher Real Estate:. .......................... 452 Other Assels: ............................... 865 Deposits:............................... 47,633 Federal funds and Borrowings: ............ 346 Other Liabilities:. ........................... 576 TotalAssets: ............................. 53,321 Total Liabilities and Capital:............ 53,321 TolalTrust Assets:........................ 8,457 Number of Shares Outstanding: ...... 175,000 Subordinated Debt: .............. ,........... O Total Liabilities:........................ 48,555 Total Equity Capital and Reserves:...... 4,766 Directors: Donald W. Stone, J.C. Vaughn Jr .. Sam Hummelstein, Charles B. Smith Jr.. Gene Thomason 68 State of Arkansas: Bank Department Farmers & Merchants Bank Judsonia, AR County: White Branches in Town: 0 Other Branches: 0 P.O. Box 550 72081 Telephone: 729-3148 Population: 2,100 Charter Number: 415 Date: May 29, 1913 Trust Department: No Bank Holding Company Affiliate None Chm.: E. o. Yancey Asst. Cash.: Pam Henderson CEO/Pres.: E. O. Yancey V.P.: VestaRansom Asst. V.P.: Deloris Davis Cash and balances OueFromBanks: ......• 559 Federal Funds andRepos: .................. 550 Investments: .............•................ 5,641 Total Loans: ............................... 3,294 BankPremisesandFixedAssets: ........... 94 Deposits: ................................. 8,990 Federal funds and Borrowings: ............ 268 Other Liabilities: ............................ 59 Subordinated Debt:.......................... 0 Total liabilities: .......................... 9,317 Other Real Estate:............................ 34 Other Assets: ••............................. 231 TotalAssels: ............................. 10,403 Total Equity Capital and Reserves:. ..... 1,086 Total Liabilities and Capital:............ 10,403 Total Trust Assets:............................ 0 Nunt>ero!Shares outstanding: ......... 2,800 Directors: E. O. Yancey, E. D. Yancey,Roynie Rutledge Union State Bank JunctionCity, AR County: Union Branches in Town: 0 Other Branches: O P.O.BoxF 71749 Telephone: 924-4552 Population: 2,245 Charter Number: 660 Date: Aug. 28, 1933 Trust Department: No Bank Holding Company Affiliate Junction City Holding Company, Junction City, AR CEO: John F. Marsh V.P.: Jerome Vascocu Asst. Cash.: Mary C. Jones V.P./Cash.: Barbara Daniels Asst. Cash.: Sandy Brantley Cash and balances Due FromBanks: ....... 508 Federal Funds andRepos: ................ 1,800 Investments: ....................•......... 5,505 Total Loans: .............................. 12,890 Bank PremisesandFixedAssets: .......... 218 Other Real Estate:............................ 13 Other Assets: ............................... 266 TotalAssets: ............................. 21,200 Deposits:............................... 18,810 Federalfunds and Borrowings:.............. O Other Liabilities: ........................... 140 Subordinated Debt:.......................... 0 Total Liabilities: . . . . . . . . . . . . . .. . .. .. . .. . 18,950 TotalEquilyCapilalandReserves:...... 2,250 Total Liabilities and Capital:............ 21,200 TotarTrustAssets:............................ O Number of Shares Outstanding:....... 30,000 Directors: F. Ben James Jr., Jerome Vascocu, Bobby Conville, AMn Green Sr., John Shealy, Virgil Orr, Randy L. Ewing, John F. Marsh 69 Seventy-Fifth Report Bank of Kensett Kensett, AR County: White Branches in Town: O Other Branches: O P. 0. Box 356 72082 Telephone: 742-3211 Population: 1,744 Charter Number: 528 Date: Feb. 17, 1922 Trust Department: Yes Bank Holding Company Affiliate None CEO/Pres.: Roger Q. Mills V.P .: Jno. H. Johnston, Jr. Cash and balances Due From Banks: ....... 501 Federal Funds and Repose................ 1,200 Investments: .............................. 3,885 TotalLoans: ................................. 278 Bank Premises and Fixed Assets:............ 8 Other Real Estate:............................ 0 Other Assets: ................................ 85 Total Assets:. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5,957 oeposlts:................................. 4,406 Federal funds and Borrowings:.............. D OtherllabDlties: ............................ 45 SUbor<inatedDebt: .......................... 0 Total Liabffilies: .......................... 4,451 Total Trust Assets:............................ 8 TotalEquityCapilalandReservesc ..... 1,506 Total LlabUilies and C&pital:. . . . . . . . . . . . . . 5,957 Number of Shares outstanding: ........... SOD Directors: Jno. H. Johnston Jr., Roger Mills, William P. Mills Pine State Bank Kingsland, AR County: Cleveland Branches in Town: 0 Other Branches: 0 P.O.Box85 71652 Telephone: 348-5657 Population: 504 Charter Number: 165 Date: Aug. 22, 1904 Trust Department: No Bank Holding Company Affiliate None Chm./CEO: Bennie Ryburn, Jr. Pres.: James L. Wright Cash.: Elaine Hopson Cash and balances Due From Banks: ....... 271 Federal Funds and Repos:. . . . . . . . . . . . . . . . . . . . 60 Deposits:................................. 5,533 Federal funds and Borrowings:. . . . . . . . . . . . . . O Investments: .............................. 2,513 Other Liabilities:............................. 59 TotalLoans: ............................... 3,082 SUbor<fnatedOebt: .......................... 0 Bank Premises and Fixed Assets: ........... 74 Totalliabilities: .......................... 5,592 Other Real Estate:............................ 0 Other Assets: ................................ 74 Total Assets: .............................. 8,074 TotalEquityCapitalandReserves:........ 482 Total Liabilities and Capital:.............. 6,074 Total Trust Assets:............................ 0 Number of Shares Outstanding: ......... 3,060 Directors: Bennie Ryburn Jr., Jim Searcy, Freddie Mobley, Hugh Quimby, Don Smith, Ray Morrison, John Trucks 70 State of Arkansas: Bank Department Madison Bank & Trust Kingston, AR County: Madison Branches in Town: O Other Branches: 0 P.O.Box39 72742 Telephone: 665-2825 Population: 300 Charter Number: 338 Date: Apr. 7, 1911 Trust Department: Yes Bank Holding Company Affiliate Madison Corporation, Little Rock, AR CEO/Pres.: Gary Bunch V.P.: Carla Hathorn V.P.: Blenda Howard Deposits: ................................. 8.100 Federal Funds and Repos:..................... O FederalfundsandBorrowings: ............. 50 Investments:.............................. 1,823 Other Liabili11es:............................. 91 Total Loans: ............................... 6,522 subordinated Debt:.......................... O Cash and balances Due From Banks: ....... 330 Bank Premises and Fixed Assets: .......... 12-4 Other Real Estate:............................ 42 OtherAssets: ............................... 175 Total liabilities: ............•............. 8,241 Total Assets: .............................. 9,016 TotalEquityCapitalandReserves:........ 775 TotalLiabiHties and Capital:. ............. 9,016 Total Trust Assets:.......................... 684 Number of Shares Outstanding: ........... BOO Directors: Roland Willshire, Gary Bunch, Dana Samples, Howard Cain Jr., Sumner Brashears, Joe Shrum, Gary Easterling Bank of Lake Village Lake Village, AR County: Chicot Branches in Town: 1 Other Branches: O P.O.Box727 71653 Telephone: 265-2241 FAX Number: 265-2125 Population: 3,300 Charter Number: 675 Date: Oct. 14, 1937 Trust Department: No Bank Holding Company Affiliate Southeast Arkansas Bank Corp., Lake Village, AR CEO/Pres.: Hermon Carlton V.P.: Dessie L. Gibbs V.P.: Doris J. Rice Ex. V.P.: Terence J. Alpe V.P ./Auditor: Ruby J. Bell V.P.: Kenneth Vandervort Cash and balances Due From Banks: ....• 2,394 Federal Funds and Repose ................ 1,700 Investments: ............................. 17,030 TotalLoans: .............................. 17,751 Bank Premises and Fixed Assets: ....... , .. 262 Other Real Estate,........................... 19 Other Assets: ............................... 913 TotalAssets: ............................. 40.069 Deposits:............................... 34,439 Federal funds and Borrowings: ............ 298 Other Liabilities:. ........................... 408 TotalTrustAssets:............................ O Number of Shares Outstanding: ...... 600,000 SubordinatedDebt: .......................... 0 TotalLlabllities: ························ 35.145 Total Equity Capital and Reserves:...... 4,924 Tota/LiabilitiesandCapital:............ 40,069 Directors: Terence J. Alpe, Sam E. Angel, William W. Bunker, Dr. J. P. Burge, Hermon Carlton, David F. Gillison Sr., David F. Gillison Jr., Marvin D. Loyd, Ned Mazzanti, Joe Pieroni, Charles H. Weissinger Jr., Douglas C. Wynn Seventy-Fifth Report 71 Simmons First Bank Lake Village, AR Population: 3,300 P. 0. Drawer 271 71653 Telephone: 265-5366 Charter Number: 716 Date: Jun. 12, 1962 FAX Number: 265-5558 County: Chicot Branches in Town: O Other Branches: 0 Trust Department: Yes Bank Holding Company Affiliate Simmons First National Corp., Pine Bluff, AR Ex. V.P.: Freddie Black CEO: Ben V. Florlani Cash and balances Due From Banks: ....... 859 Deposits:............................... 22,314 Federal Funds and Repose.................... o Investments: •••..........•............... 10,752 TotalLoans: .••......•....••.•............ 13,561 Bank Premises and Fixed Assets: ..•....... 180 OtherRealEstate, •.....•..................•• 20 Other Assets: ...........•..........•........ 658 Total Assets: .•....•...................... 26,030 Federal funds and Borrowings:.......... 1,000 Other Liabilities, ........................... 330 SubordinatedOebt: .......................... 0 Total Liabilities: ........................ 23,644 Total Trust Assets:............................ O Nul'merof Shares Outstandng:.. .. . .. 12,500 Total Equny Capital and Reserves:...... 2,386 Total Liabilities and Capital:............ 26,030 Directors: Fred P. Michael, Sam E. Adkisson, W. E. Ayres, Herman Berkemeyer, James R. Burchfield, Ohmer C. Burnside, Freddie Black, Michael S. Cashion, James W. Haddock, Ben V. Floriani, Craig Hunt, Cullen Livingston, Doyne Loyd, Geno Mazzanti Jr., Carl O. Powell, Richard L. Pratt, Joe Dan Vee Citizens Bank of Lavaca Lavaca, AR County: Sebastian Branches in Town: 0 Other Branches: 1 P.O. Box 110 72941 Telephone: 674-5631 Population: 1,092 Charter Number: 308 Date: May5, 1910 Member of Federal Reserve System Trust Department: No Bank Holding Company Affiliate Sebastian Bankshares, Inc., Barling, AR CEO: James N. Patterson V.P .: Paulette Chronister V.P.: Larry D. Owen Sr. V.P.: Larry D. Hurst V.P.: Gary Carmack Cash.: Alicia D. Dooly, C.P.A. Cash and balances Due From Banks:. . . . . . . 704 Federal Funds and Repose .................. 800 Investments: .............................. 6,399 Total Loans: .............................. 24,627 Bank Premises and Fixed Assets: .......... 899 OtherRealEstatec .......................... 181 other Assets: ............................... 599 TotalAssets: ............................. 34,209 Deposits:............................... 29,707 FederalfundsandBorrowings: .............. 0 other liabilities, ........................... 242 SubordinatedDebt: ..•....................... 0 Total Liabilities:........................ 29,949 TotalTrustAssetsc ........................... 0 Number of Shares outstanding:....... 20,849 Total Equity Capital and Reserves:...... 4,260 Total Liabilities and Capital:............ 34.209 Directors: Ronald H. Udouj, James N. Paterson, Larry Hurst, Gene Bruick, Rayburn Green, James Shields Jr. 72 State of Arkansas: Bank Department Leachville State Bank Leachville, AR P. 0. Box 140 72438 Telephone: 539-6354 FAXNumber: 539-2213 County: Mississippi Branches in Town: 0 Other Branches: O Population: 1,800 Charter Number: 703 Date: Jan. 23, 1951 Trust Department: No Bank Holding Company Affiliate Leachville State Bancshares, Leachville, AR CEO: Nelson P. Henry, Jr. Chm.: Lawrence E. Grisham Ex. V.P.: Edna Peeples Cash.: Earnestine Robinette CashandbalancesDueFromBanks: ....... 734 Deposits:............................... 14,077 Federal funds and Borrowings: .......... 2,000 Other Lra.bilities:............................ 160 Subordinated Debt:.......................... 0 Total Liabilities:........................ 16,237 Federal Funds and Repos:. . . . . . . . . . . . . . . . . 1.500 Investments: ..................•..•........ 6,285 Tota!Loans: ............................... 9,146 Bank PremisesandFixedAssets: ........... 83 Other Real Estate:............................ o Other Assets: ...•........................... 268 TotalAssets: ............................. 18,017 TotalTrustAssets:............................ Total Equity Capital and Reserves:...... 1,780 Total Liabilities and Capital:............ 18,017 o Number of Shares Outstanding:....... 10,000 Directors: Nelson P. Henry Jr., Lawrence E. Grisham, John Swihart Little River Bank Lepanto, AR County: Poinsett Branches in Town: O Other Branches: O P. 0. Box 340 72354 Telephone: 475-2306 Population: 1,964 Charter Number: 498 Date: Nov. 21, 1919 Trust Department: Yes Bank Holding Company Affiliate None CEO: Grady Watkins, Jr. Cash.: Blanche Nash CashandbatancesDueFromBanks: ....... 791 Deposits:............................... 19,698 Federal Funds and Repose ................ 3,800 Federal funds and Borrowings:.............. O Investments: ............................ , 14,743 Tola! Loans: ............................... 4,994 Bank Premises and Fixed Assets: .•.•...... 124 Other Liabilities:. ........................... 297 SubordinatedDebl: .......................... 0 Tota!Liablities: ... ...... .. .. .... . .. .. .. 19,995 Other Real Estate:............................. 4 Other Assels: .............•..........•...... 431 Total Equity Capital and Reserves:...... 4,892 Total Assets: ............................. 24,887 TotalLiabilities and Capital:............ 24.887 TotalTrustAssels:. ..................•....... 25 Number of Shares Outstanding:....... 10,000 Directors: D. F. Portis, J. C. Portis, Ernest Portis, W. H. Cross, Junaway Payne, Julanne B Ingram, H. G. Watkins Ill, Danette P. Watkins, Grady Watkins Jr. Seventy-Fifth Report 73 Peoples Bank & Loan Company Lewisville, AR P. 0. Box 280 71845 Telephone: 921-4244 County: Lafayette Branches in Town: O Other Branches: 0 Population: 1,500 Charter Number: 347 Date: Aug. 25, 1911 Member of Federal Reserve System Trust Department: No Bank Holding Company Affiliate Peoples Bankshares, Inc., Lewisville, AR V.P.: Paul Mahar Cash.: Venora Hooper Asst. V.P.: Donna H. Adkison CEO/Pres.: Charles H. Moore Chm.: W. H. Triplett, Jr. Asst. V.P.: Marsha L. Dickson Cash and balances Due From Banks: ....... 952 Federal Funds and Repose .................. 200 Investments: ............................. 10.402 TotalLoans: .............................. 11.562 Bank Premises and Fixed Assets: .......... 524 Other Real Estate,............................ 0 OtherAssets: ............................... 460 Total Assets: ............................. 24,100 TotalTrustAssets:. ........ ................... 0 Deposits:............................... 21,768 Federal funds and Borrowings:.. . . . . . . . . . . . . 0 Other LiabUities, ........................... 239 Subordinated Debt: .......................... O Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 22,007 Total Equity Capital and Reserves:...... 2,093 Total Liabilities and Capital:............ 24,100 Number of Shares Outstanding: ......... 4,000 Directors: W. H. Triplett Jr., Charles H. Moore, Paul Mahar, Phil Alford Jr., Paul J. English, o. M. Covington, Elmer L. Harris, Wilma Willbanks Bank of Lincoln Lincoln, AR County: Washington Branches in Town: 0 Other Branches: 0 P.O.Box98 72744 Telephone: 824-3232 Population: 1.422 Charter Number: 119 Date: Mar. 19, 1903 Trust Department: No Bank Holding Company Affiliate Lincoln Bankshares, Inc., Lincoln, AR CEO: LoydR.Swope Vice Pres.: Larry C. Karnes Cash.: Ronnie Rinehart CashandbalancesDueFromBanks: ..... 1,510 Federal Funds and Repose ........ , ....... 1,200 Investments: ............................. 12,656 TotalLoans: ...... , ....................... 21,511 Bank Premises and Fixed Assets: .......... 149 Olher Real Estate, ........................... 38 Other Assets: ..................... , ....... 1,058 Total Assets: ............................. 38,122 Total Trust Assets:............................ o Ex. V.P.: Kenneth D. Cox Vice Pres.: Pat R Davenport Asst. V.P.: Darlene Cheatham Deposits:............................... 33,946 Federal funds and Borrowings:. . . . . . . . . . . . 216 OtherLiabUities, ........................... 288 Subordinated Debt:.......................... 0 Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 34,450 Total Equity Capital and Reserves:...... 3,672 Total Liabiities and Capital:............ 38,122 Number of Shares Outstanding: ......... 8.000 Directors: Lloyd R. Swope, Kenneth D. (Bud) Cox, Clark McClinton, John Everett, Wandalrwln 74 State of Arkansas: Bank Department Eagle Bank & Trust Company little Rock, AR County: Pulaski Branches in Town: 0 Other Branches: 4 P.0. Box 22120 72221 Telephone: 663-2453 FAX Number: 666-3420 Population: 250,000 Charter Number: 720 Date: Jul. 28, 1966 Trust Department: Yes Bank Holding Company Affiliate State Holding Company, Little Rock, AR Pres./T.O.: Cathy Owen Vice Pres.: Bryan Scoggins Auditor/Cont.: Paul Castleberry Sr. V.P.: Annette VanPelt Vice Pres.: Ray Porter Cashandbalances Due From Banks: ..... 3,150 Federal Funds andRepos:. .................. 400 Investments: .............................. 9,431 Total Loans: .............................. 27,634 Bank Premises and Fixed Assets: ........ 2,426 OtherRealEstate:. .......................... 351 Other Assets: ............................. 1,467 Total Assets: ............................. 44,859 Total Trust Assets:........................... 86 Deposits: ............................... 39,219 Federal funds and Borrowings:.......... 2,000 Other Liabilities:. ........................... 369 Subordinated Oebt:.......................... O Total Llabiilies: .. .. .. .. .. .. .. .. .. .. .. .. 41,588 Total Equity Capital and Reserves: ...... 3,271 Total Liabilities and Capital:............ 44,859 Number of Shares outstanding: ......... 8,000 Directors: Harry L. Hastings Jr., Cathy Owen, Horace Jewell, Sam Winstead, J.C. Nichols Pulaski Bank & Trust Company little Rock, AR County: Pulaski Branches in Town: 3 Other Branches: O P. 0. Box 7299 72217 Telephone: 661-7700 FAXNumber: 661-1124 Population: 250,000 Charter Number: 710 Date: Aug. 29, 1955 Trust Department: Yes Bank Holding Company Affiliate Pulaski Investment Corporation, Little Rock, AR Chm.: James C. East CEO/Pres.: Robert C. Magee Ex. V.P.: Stanley A. Clark Ex. V.P.: Patrick W. Edwards Sr. V.P.:Judy Beaumont Sr. V. P.: James Pierce Sr. V.P.: Janet R.Moore T.O.: Holly Mathisen Cashandbarances Due From Banks: ..... 6,198 Federal Funds andRepos:..................... O Investments: ............................. 28,721 TotalLoans: .............................. 80,180 Bank PremisesandFixedAssets: ........ 5,358 Other AealEstatec ........................ 1,561 Other Assets: ............................. 3,659 Total Assets: ............................ 125,677 Deposits:.............................. 108,659 Federal funds and Borrowings: .......... 5,333 Other Liabilities:. ........................... 865 Subordinated Debt:...................... 1,540 Total Liabilities: ....................... 116,397 Total Equity Capital and Reserves: ...... 9,280 TotalLiabiitiesandCapital: ........... 125,677 TotalTrustAssets: ....................... 30,963 Number of Shares Outstanding: ...... 212,200 Directors: James C. East, Robert C. Magee, Robert C. East, Kent C. Westbrook M. D., Mark V. Williamson Seventy-Fifth Report 75 Bank of Lockesburg Lockesburg, AR Population: 616 P.O. Box 118 71846 Telephone: 289-4071 Charter Number: 7 46 Date: May31, 1985 FAX Number: 289-2330 County: Sevier Branches in Town: O Other Branches: 0 Trust Department: No Bank Holding Company Affiliate DeWitt First Bankshares, Inc., DeWitt, AR CEO: Joe C. Roberts V.P ./Cash.: Bobbie J. Simmons Oper. Off.: Betty Currence Ex. V.P.: Ray Hambrick V.P.: Phy Ills (Ceci) Bettell Cash and balances OueFromBanks: ..... 1,208 Oeposits:..... ..... ...... .. .. .. .. .. .. .. . 17,185 FederalFundsandRepos: .................. 300 Federal funds andBorrowings: .......... 1,200 Investments: .............................. 7,801 TotalLoans: .............................. 10,479 Bank Premises and Fixed Assets: .......... 175 Other Liabilities:. ........................... 102 subordinated Debt: .......................... O Total liabilities: .. . .. . .. .. . .. .. . .. . . . . . . 18,487 OtherRealEstate:. ................ ............ 0 Other Assets: .............................. . 597 TotalAssets: ............................. 20,560 Total Equity Capilal and Reserves:...... 2,073 Total Liabilities and Capital:. .. . .. .. . .. . 20,560 Total Trust Assets:............................ 0 NumberofSharesOutstand ing: ......... 2,500 Directors: Georgia McKinley, Ray Hambrick, Warren A. Jennings Sr., Lester McKinley First State Bank Lonoke, AR P. o. Box 320 72086 Telephone: 676-3106 FAX Number: 676-5046 County: Lonoke Branches in Town: 1 Other Branches: 0 Population: 4,128 Charter Number: 670 Date: Mar. 9, 1935 Trust Department: No Bank Holding Company Affiliate None CEO: Charles E. Ford Pres.: Nei Bennett Sr. V.P./Cash.: David R. Estes Chm.: Wayne Bennett, Sr. V.P.: John R. Owen CashandbatancesDueFromBanks: ..... 3,317 Federal Funds andAepos:. ... ............... 255 Investments: ............................. 27,491 TotalLoans: .............................. 22,177 Bank Premises and Fixed Assets: .......... 549 OtherRealEstate: .......................... 123 Olher Assets: .............................. . 989 TotalAssets: ............................. 54,901 Deposits: .............................. . 46,329 Federal funds and Borrowings:.............. 0 OtherLiabilitiesc ........................... 250 SubordinatedDebt: .......................... o Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 48,579 Total Trust Assets:............................ 0 Numbero!SharesOutstand ing: ....... 16,000 Total Equity Capital and Reserves:...... 6,322 TotalLiabliliesandCapilal:............ 54,901 Directors: Neil Bennett Sr., Wayne Bennett Sr., Neil Bennett Jr., Wayne Bennett Jr., Dr. H. Austin Grimes 76 State of Arkansas: Bank Department Farmers Bank & Trust Company Magnolia, AR County: Columbia Branches in Town: 3 Other Branches: O Population: 12,000 P.O.Box250 71753 Charter Number: 217 Telephone: 234-2211 Date: Sep. 26, 1906 FAX Number: 234-7296 Trust Department: Yes Bank Holding Company Affiliate Magnolia Banking Corporation, Magnolia, AR CEO: Bob L. Burns V.P./Cash.: Earl Booth V.P.: Steve Keith Controller: Kevin W. Pletcher Ex. V.P./COO: Mack L. Taylor V.P.: Danny Fitzpatrick V.P.: Phil Stark V.P./T.O.: Bruce D. Maloch Cash and balances Due From Banks: ..... 3,316 FederalFundsandRepos:. ................ 1,875 Investments: ............................. 44,249 Total Loans: .............................. 62,626 Bank Premises and fixed Assets: .......... 768 Olher Real Estate:. .......................... 451 Other Assets: ............................. 2,261 oeposits:.............................. 102,638 Federal funds and Borrowings:.............. O O1herLia.bilities:. .....•................... 1,195 Subordinated Debt:. . . . . . . . . . . . . . . . . . . . . . . . . . 0 Total Liabilities: ....................... 103,833 Tota1Asse1s: ............................ 11S,S46 Total Equity Capital and Reserves:.... 11,713 TotalLlabilitiesandCapital:........... 115,546 TotalTrustAssels:....................... 17,700 Number of Shares outstanding: ...... 100,000 Directors: T. H. Bradley Jr., Bob L. Burns, Paul Crumpler, W. E. Fullenwider, C. S. Kincaid Ill, Bob Nem, Wayne M. Newton.Ronnie Ribble, Ken Sibley, Mack L. Taylor Bank of Malvern Malvern,AR County: Hot Spring Branches in Town: 1 Other Branches: O P.O.Box897 72104 Telephone: 332-6966 FAX Number: 332-237 4 Population: 10,000 Charter Number: 10 Date: Jun.24, 1889 Trust Department: Yes Bank Holding Company Affiliate Central Arkansas Bancshares, Malvern, AR CEO: Paul L. Offutt Ex. V.P.: Don Tackett Asst. V.P.: Rosemary Butler Auditor: Rick Cole V. P.: Marsha Tanner V.P./Cash.: Mary Beth Rosenberry Asst. V.P.: Lrida Smith Cash and balances DueFromBanks: ..... 3,243 Federal Funds andRepos:. ................ ~- .. O Investments: ............................. 22,582 TotalLoans: .............................. 38,648 Bank Premises and fixed Assets:........ 1,085 OtherRealEstatec .......................... 174 Other Assets: ............................. 1,165 Total Assets: ............................. 66,897 Deposits: ............................... 57,124 Federal funds andBorrowings: ............ 650 Other Liabilities, . . . .. . . . .. . . .. . . . . .. . . . . . .. 412 Subordinated Debt.......................... O TotalLiabilities: ........................ 58,186 TotalTrustAssets:. ........................... 0 Number of Shares Outstanding:....... TotalEquityCapitalandReserves:...... 8,711 Total Liabilities and Capital:............ 66,897 12,000 Directors: Paul Offutt, Joe Keith, Sam R. Clark, W.R. Ward, Dorsey Glover, W.H. Glover, Dale Horn, Ross Whipple, Don Tackett Seventy-Fifth Report 77 Merchants & Planters Bank Manila.AR County: Mississippi Branches in Town: 0 Other Branches: O P.O. Box 440 72442 Telephone: 561-4427 Population: 2,552 Charter Number: 698 Date: Mar. 16, 1948 Trust Department: No Bank Holding Company Affiliate None CEO: Max H. Schrader Pres.: Betty F. Schrader Cash.: Norma Jackson Chm.: Peggy F. Cheadle V.P.: Danny Robbins Cash and balances DuefromBanks: ....... 808 Deposits:............................... 10,364 Federal Funds and Repos:................. 1,125 FederalfundsandBorrowings: .............. O Investments: .............................. 3,886 Total Loans: ............................... 5,915 Bank Premises and Fixed Assets: ........... 83 OtherRealEstate, ........................... 12 OtherAssets: ............................... 177 Total Assets: ............................. 12,006 Other Liabiities: ........................... 143 TotalTrustAssets:............................ 0 Number of Shares Outstanding:....... Subordinated Debi:.......................... 0 Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 10,507 Total Equity Capital and Reserves:...... 1,499 To1aILiabilities and Capital:............ 12,006 10,000 Directors: Peggy F. Cheadle, Betty F. Schrader, James B. Cheadle, L. E. Townsend, Hulen Faulkner, Paul W. Fleeman, Danny Robbins, Max H. Schrader Bank of Mansfield Mansfield, AR County: Sebastian Branches in Town: 0 Other Branches: 0 P. 0. Box 387 72944 Telephone: 928-4418 Population: 1,000 Charter Number: 678 Date: Feb. 16, 1939 Trust Department: No Bank Holding Company Affiliate Mansfield Banks tock, Inc., Mansfield, AR CEO: Joseph A. Terry V.P.: Paula Coward Cash.: Margo Jones V.P.: Lary Walker Auditor: Elizabeth Hoppengarner Asst. Cash.: Jim Cunningham Cashandbalances DuefromBanks: ....... 398 Federal Funds and Repos:................. 1,100 Investments: .............................. 9,009 Total Loans: ............................... 6,967 Bank Premises and Fixed Assets: .......... 248 Other Real Es tale:. .......................... 236 Other Assets: ............................... 487 Deposits:............................... 18,618 FederalfundsandBorrowings: .............. 0 Total Assets: ............................. 20,445 Other Liabilities:. ........................... 138 Subordinated Debt:.......................... o Total liabilities:........................ 18,756 Total Equity Capital and Reserves~ ..... 1,689 Total Liabilities and Capital:............ 20,445 Total Trust Assets:............................ O Number of Shares Outstanding: ......... 9,600 Directors: Bruce H. Shaw, Joseph A. Terry, Lary Walker, Joe McCain, Melba Conaway, S. D. Barnes, S. M. Taylor 78 State of Arkansas: Bank Department Citizens Bank Marion.AR County: Crittenden Branches in Town: 0 Other Branches: 0 P.O.Box300 72364 Population: 2,996 Telephone: 739-4421 Charter Number: 677 Date: Mar. 15, 1938 FAX Number: 739-1305 Trust Department: No Bank Holding Company Affiliate First Citizens Bancshares, Marion, AR CEO: Forrest N. Jenkins Asst. V.P .: L. Scott Bond Asst. Cash.: Lucille H. Brackin V.P.: Charles E. Horton Cash.: Joan Bass Asst. Cash.: Gloria G. Spencer Cash and balances Due From Banks: ..... 2,899 Federal Funds andRepos:. .................. 500 Investments: ............................. 10,258 TotalLoans: .............................. 15,158 Bank Premises and Fixed Assets: ........ 1,171 Deposits:............................... 26,265 Federal funds and Borrowings:.......... 1,000 Other liabilities:. ........................... 104 Subordinated Debt:......................... Total Liabilities:.. O . . .. . . . .. .. . . . .. . . . 27,369 Other Real Es tale:............................. o TotalAssets: ............................. 30,317 Total Equity Capital and Reserves:..... 2,948 Total Liabilities and Capital:............ 30,317 Total Trust Assets:............................ O Number of Shares Outstanding: .. Other Assets: ............................... 331 .. 1,500 Directors: C. H. Bond Jr., Sanders Carter, Franklin G. Fogleman, Julian Hardin, James R. Williford, J. F. Rieves Jr., Forrest N. Jenkins, James R. Stockley, Joe Taylor Ill, William Bart Turner Marked Tree Bank Marked Tree, AR County: Poinsett Branches in Town: O Other Branches: O P. 0. Box 160 72365 Telephone: 358-2600 Population: 3,200 Charter Number: 651 Date: Mar. 3, 1932 Trust Department: Yes Bank Holding Company Affiliate Marked Tree Bancshares, Inc., Marked Tree, AR Chm.: Gloria N. Eddington Ex. V.P.: Frances Whitlow CEO: John A. Brunner, Jr. V.P.: Phillip Marshall Cash and balances DuefromBanks: ..... 1,126 Federal funds andRepos:. .................. 200 Investments: ............................. 16,734 Total Loans: ............................... 5,423 BankPremisesandFixedAssets: ........... 64 Other Real Estate:............................ 70 Other Assets: ............................... 355 Deposits:............................... 19.906 Federal funds and Borrowings: .......... 1,300 Other Liabilities:. ........................... 252 Subordinated Debt ............ ,.... . . . .... . o Total liabilities: ........................ 21,458 . ..... 23,972 TotalEquily Capital and Reserves: ...... 2,514 TolalliabuitiesandCapital:............ 23,972 Total Trust Assets:................ . . . . . . . .. .. 5 Number of Shares Outstanding: ......... 2,500 Total Assets:............ Directors: Mary Ann Arnold, Ritter Arnold, Frank Brunner Jr .• J. Robert Burnner, L. H. Goad, Dan Hatzenbuehler, Gloria Eddington Seventy-Fifth Report 79 Searcy County Bank Marshall,AR Population: 1,595 P. 0. Box 250 72650 Charter Number: 679 Telephone: 448-3341 Date: Feb.26, 1940 FAX Number: 448-5404 County: Searcy Branches in Town: 0 Other Branches: 1 Trust Department: No Bank Holding Company Affiliate North Arkansas Bancshares, Jonesboro, AR Chm./CEO: Wallace Fowler Ex. V. P.: Danny G. Horton V.P.: Mary Jane Horton Pres./COO: Neil A. Wilkins V.P./Cash.: Brenda Harness Cash and balances Due From Banks: ..... 1,810 FederalFundsandRepos:. ................ 1,475 Investments: ............................. 12,715 Total Loans: .............................. 17,965 Bank Premises andFixedAssels: .......... 267 OtherReatEstate:. .......................... 120 Other Assets: ............................... 490 Total Assets: ............................. 34,842 Deposits:............................... 31,228 FederalfundsandBorrowings: .............. O Other Liabilities:. ........................... 266 Subordinated Oebt:.......................... 0 TotalLlabllltles: ........................ 31,494 o Number of Shares Outstanding: ......... 4.000 TotalTrustAssets:..........................•. Total Equity Capital and Reserves:. ..... 3,348 TotalLiabiliUes and Capital:............ 34,842 Directors: Wallace Fowler, Neil Wilkins, Lloyd McCracken, Phil Jones, Jama Fowler, George Daniel, AncU Mays, Bob Derickson, Virgil Blair Bank of Marvell Marvell.AR P. 0. Box 67 72366 Telephone: 829-2596 County: Phillips Branches in Town: 0 Other Branches: 0 Population: 1,724 CharterNumber: 109 Date: Jan. 8, 1903 Trust Department: No Bank Holding Company Affiliate Marvell Implement Co., Marvell, AR CEO/Pres.: Gibson Turley V.P.: Ben B. Davison Cash.: Patty Sue Russell Ex. V.P.: Tommie Shackelford, Jr. V.P.: Gibson Turley, Jr. Cash and balances Due From Banks: ..... 1,039 FederalFundsandReposc .................. 105 Investments: ............................. 16,794 TotalLoans: ............................... 1,714 Bank Premises and Fixed Assets: ........... 68 Other Real Esta tee............................ O Other Assets: ............................... 567 TotalAssets: ............................. 20,287 Deposits:. . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . 17,234 Federalfunds andBorrowings:.. .. . . . . . . .. .. o Other Liabilities:........................... 170 SubordinatedDebt: .......................... O Total Liabmties: . . . . . . . . . . . . . . . . . . . . . . . . 17,404 Total Trust Assets: ............................ O Number of Shares Outstanding: ......... 6,000 Total Equity Capital and Reserves:...... 2,883 Total Liabilities andCapital:............ 20,287 Directors: Gibson Turley, J. A. Hill, James H. Hill, Tommie Shackelford Jr.• Gibson Turley Jr., Virginia N. Turley 80 State of Arkansas: Bank Department Bank of McCrory McCrory.AR County: Woodruff Branches in Town: 0 Other Branches: 0 Population: 2,000 P.O.Box367 72101 Telephone: 731-2521 Charter Number: 128 Date: Jun. 8, 1903 FAX Number: 731-2959 Trust Department: Yes Bank Holding Company Affiliate Thompson Land Company, Inc., McCrory, AR CEO/Pres.: H. Ripley Thompson Chm./Sr. V.P.: John A. Thompson Asst. V.P.: Jestene Reynolds Asst. V.P.: Jan Thompson Sr. V.P.: John D. Eldridge V.P./T.O.: Margaret Collier V.P./Cash.: Bobby Trotter Deposits: ............................... 49,539 CashandbalancesDueFromBanks: ..... 2,287 Federal Funds andRepos:. ................ 2,700 Investments: ............................. 33,871 TotatLoans: ..............•............... 17,021 BankPremisesandFixedAssets: ........•. 157 Other Real Estate,............................ O Federal funds and Borrowings:. . . . . . . . . . . . . . O Other Liabilities:. ........................... 456 SubordinatedDebt: .......................... O Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 49,995 OtherAssets: ............................. 1,272 TotalAssets: ............. , ............... 57,308 Total Equity Capital and Reserves:...... 7,313 Total Liabilities and Capital:............ 57,308 Total Trust Assets:............................ 1 Number of Shares Outstanding:...... 20,000 Directors: Ian Arnot, John G. Thompson, H. Ripley Thompson, John D. Edridge, John D. Eldridge Ill, Edwin B. Conner Jr., G. L. Morris Jr., Donald Cain, Fletcher C. Lewis McGehee Bank McGehee.AR County: Desha Branches in Town: 1 Other Branches: 3 P.O.Box787 71654 Telephone: 222-3151 Population: 5,600 Charter Number: 661 Date: Dec.5, 1933 Trust Department: Yes Bank Holding Company Affiliate Southeast Financial Bankstock, McGehee, AR V. Chm.: John Potter Ex. V.P.: Richard Gilliam Cash.: Stephen Wilson CEO: Bil Bowman V.P .: Phillip Previtt T.O./V.P.: Mike Smith Cash and balances Due From Banks: ..... 3,499 Federal Funds and Repose................ 1,400 Investments: ..•.......................... 30,792 Total Loans: .............................. 35,022 Bank Premises and Fixed Assets: .......... 343 Other Real Estate:. .......................... 926 Other Assets: ............................. 1,153 TotalAssets: ............................. 73,135 Deposits:............................... 63,221 Federal funds and Borrowings:.............. O Other Liabilities:. ........................... 890 Total Trust Assets:....................... 23,314 SUbordinaledDebt:.......................... 0 Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 64, 111 Total Equity Capital and Reserves:..... 9,024 Total Liabilities and Capital:............ 73,135 Number of Shares outstanding: ....... 80,000 Directors: Sam Bowman, Bill Bowman, John Potter, Robert Adcock, John L. Maier Jr., David Leech, Bill Elliott, James N. Smith, Jimmy L. Buford, Mark E. Sherland Jr., Ceci Simpson 81 Seventy-Fifth Report The Bank of North Arkansas Melbourne, AR County: Izard Branches in Town: 0 Other Branches: 2 P.O.Box70 72556 Telephone: 368-4205 FAX Number: 368-4641 Population: 1,619 Charter Number: 42 Date: Jul.29, 1896 Trust Department: No Bank Holding Company Affiliate lnvestArk Bankshares, Inc., Stuttgart, AR CEO: Lloyd Jones V.P.: Judy D. Sanders V.P.: W. Mike Cone Cash.: Ernestine Marlin CashandbalancesDuefromBanks: .••.. 1,840 Federal Funds and Repos:. . . . . . . . . . . . . . . . . • . 200 Investments: ............................. 17,740 Totalloans: .............................. 17,704 Bank Premises and Fixed Assets: .......... 965 Other Real Estate, .......................... 101 Other Assets: ............................... 888 Total Assets: ............................. 39,438 Deposits: ...........•.....•....•.......• 35,649 Federal funds and Borrowings:. . . . . . . . . . . . . . o OtherLiabUillesc ........................... 246 SubordinatedDebt: .......................... 0 Total Liabiities: . . . . . . . . . . . . . . . . . . . . . . . . 35,895 TotalTrustAssets:............................ O Numbero!SharesOutstanding: ....... 80,000 Total Equity Capital and Reserves, ..... 3,543 Total LiabUitles and Capital:............ 39,438 Directors: W. Nei Maynard, Cole Martin, Harry C. Erwin, Lloyd T. Jones, Harlin Hames, James E. Miller, Tommy Hillman, Vernon Giss, W. Wesley Arnold The Union Bank of Mena Mena.AR County: Polk Branches in Town: 1 Other Branches: 2 P.O.Box898 71953 Telephone: 394-2211 Population: 5,200 Charter Number: 667 Date: Jul. 25, 1934 Trust Department: No Bank Holding Company Affiliate Union Bankshares, Inc., Mena, AR CEO: Bill L. Wood V.P.: Edward W. Stevenson Cash.: Ruby Lunsford Ex. V.P.: Gary Newcomb V.P.: R. A. Carver CashandbalancesDueFromBanks: ..... 2,450 Federal Funds and Repose ................ 1,850 Investments: ............................. 17,798 Totalloans: .............................. 39,834 Bank Premises and Fixed Assets: .......... 538 OlherRealEstale, .......................... 121 Other Assets: ............................. 1,245 TotalAssets: ............................. 63,836 Deposits: ............................... 57,084 FederalfundsandBorrowings: .............. O Other Liabilities:. ........................... 310 SubordinatedDebt: .......................... O Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 57,394 Total Equity Capital and Reserves:...... 6,442 TotalLiabilitiesandCapilal:............ 63,836 Total Trusl Assets:............................ O Number of Shares Outstanding:....... 12,000 Directors: R. A. Carver, John Crawford, R. L. Hammon, David Maddox, Gary Newcomb, Pauline Morrow, Edward W. Stevenson, Bill L. Wood 82 State of Arkansas: Bank Department MidSouth Bank Monette.AR Population: 1,000 P.O.BoxP 72447 Telephone: 486-5493 Charter Number: 673 FAX Number: 486-2250 Date: Dec.29, 1936 County: Craighead Branches in Town: O Other Branches: O Trust Department: No Bank Holding Company Affiliate None CEO: Revis G. Stewart V.P./Cash.: Verlene Fullen V.P.: James R. Thompson Sr. V.P.: Shirley A. Bronaugh V.P .: Bill Clark V.P.: Terry Frierson CashandbalancesDueFromBanks: ..... 1,067 FederalFundsandRepos:. .................... 0 Investments: ........•.................... 11,000 Total Loans: .............................. 17,000 Bank Premises and Fixed Assets: .......... 527 Federal funds and Borrowings:. . . . . . . . . . . . . 50 Other Liabilities:. ...•....................... 249 SubordinatedDebt: •......................... O Total Liabilities: ........................ 27,397 OtherRealEstate:. ........................... 12 Other Assets: ............................... 595 TotalAssets: ............................. 30,201 Deposits:............................... 27,098 Total Equity Capital and Reserves:...... 2,804 Total Liabiities and Capital:............ 30,201 Total Trust Assets:............................ O Number of Shares outs landing: ......... 4,000 Directors: Carolyn Frierson, Revis G. Stewart, Ruth P. Latta, 8. R. Harper, J. E. Story, Terry Frierson, Shirley A. Bronaugh, Verlene Fullen Commercial Bank & Trust Co. Monticello, AR County: Drew Branches in Town: 3 Other Branches: O Population: 9,751 P.O.Box 150 71655 Telephone: 367-6221 Charter Number: 391 FAX Number: 367-7700 Date: Nov.29, 1912 Trust Department: Yes Bank Holding Company Affiliate Drew Bancshares, Inc., Monticello, AR Chm.: Virginia M. Ryburn Ex. V.P./T.O.: George Harris V.P.:GeneGates CEO: Reginald Glover Sr. V.P.: Rusty Smith Cash and balances Due From Banks: ..... 2,581 Federal Funds and Repose •.•..•..•........• 275 Investments: ........••..•................ 23,269 TotalLoans: .............................. 27,011 Bank Premses and Fixed Assets: .......... 54 7 OlherRealEstate, .......................... 128 Other Assets: ............................... 931 TolalAssets: .................•........... &4,742 Deposits:............................... 49.013 Federalfunds and Borrowings:.............. O Other Llabiities, ........................... 400 SUbordinatedDebt: ........... ······· ........ 0 TotalLiabiities: ........................ 49,413 TotalTrustAssets:........................ 1,017 Number of Shares outs landing:. . . . . . . . . 8,000 Total Equity Capital and Reserves:...... 5.329 Total Liabilities and Capital: ............ 54,742 Directors: Joe Brannen, James Burks, Reginald Glover, R. O. Jones Jr., L. D. Long, Bennie Ryburn, Jr., Virginia M. Ryburn, Kim Ward, Frank Wolfe 83 Seventy-Fifth Report Union Bank & Trust Co. Monticello, AR County: Drew Branches in Town: 2 Other Branches: O P.O.Box270 71655 Telephone: 367-3453 Population: 9,751 Charter Number: 448 Date: Sep. 15, 1915 Trust Department: Yes Bank Holding Company Affiliate First Union Financial Corp., Monticello, AR CEO: James P. Jett V.P.: Joe Fakouri V.P.: Clay Mitchell T.O.: David Henry Sr. V.P./Cash.: Beverly Hudson V.P.: Ken Wiscavey Auditor: Tona McKeiver Cash and balances Due From Banks: ..... 3,035 Federal Funds andRepos:. ................ 6,500 Investments: ............................. 24,507 Toi al Loans: .............................. 35,300 Bank Premises and Fixed Assets: ........ 1,502 Olher RealEslatec .......................... 165 Oeposits: ............................... 65,651 Federal funds and Borrowings:.............. O Other Liabilities:. ........................... 735 SUbordinatedDebt: .. . .. .. . .. .. . .. .. . .. .. . .. . Q Total Liabilities: ........................ 66,386 Other Assets: ............................. 1,160 TolalAssets: ............................. 72,169 Total Equity Capital and Reserves:. ..... 5,783 Total Liabilities and Capital:............ 72. 169 TotalTrustAssels:. ....................... 4,282 Number of Shares outstanding:....... 80,000 Directors: Brown Calhoun, W. K. Ball, Frank Carson Jr., Dale Handly, C. E. Jackson, Jim Jett, Zach McClendon Jr., Wells Moffatt, J.P. Price, Richard Reinhart, A. C. Thompson, Dave Wikins, A.G. Williams The Bank of Montgomery County Mount Ida, AR County: Montgomery Branches in Town: D Other Branches: o Population: 1,023 P.O.Box435 71957 Telephone: 867-3148 Charter Number: 617 FAX Number: 867-4333 Date: Nov.26, 1930 Trust Department: No Bank Holding Company Affiliate Montgomery County Bancshares, Little Rock, AR CEO: Daniel C. Horton Sr. V.P.: Melvin L. Simpson Asst. Cash.: Hettie Abernathy Sr. V.P.: Robert Campbell Cash.: Marcia Summitt Cash and balances Due From Banks:..... 1,352 Federal Funds andRepos:. ................ 1,100 Investments: ............................. 17,170 TotalLoans: .............................. 23,138 Bank PremisesandFixedAssets: .......... 347 OtherRealEstate:. ............................ S OtherAssets: ............................. 1,018 TotalAssels: ............................. 44,130 Deposits:............................... 38.366 Federal funds and Borrowings:.. . . . . . . . . . . . . 0 OtherUabilities:. ......•.................... 333 Subordinated Debt: .......................... o Total liabilities: ........................ 38,701 Total Trust Assets:............................ o NumberofSharesOutstanding: ......... 4.000 TotalEqul1yCapitalandReserves:...... 5,429 Total Liabilities and Capital:............ 44,130 Directors: Daniel C. Horton, Doyel O'Neal, Robert Campbell, Bill Barnes, Denver Jones, Joe Brakefield Jr., Bob Lybrand, G. R. Mosley, Bill Lawrence, A. L. Banta, John Selig, Harold Campbell, Bob Gore, Ode Maddox, Melvin L. Simpson, R. L. Qualls 84 State of Arkansas: Bank Department Peoples Bank & Trust Company Mountain Home, AR County: Baxter Branches in Town: 1 Other Branches: 0 P.O. Drawer B 72653 Telephone: 425-2166 Population: 7,000 Charter Number: 147 Date: Aug. 10, 1906 Trust Department: Yes Bank Holdng Company Affiliate Peoples Bank Corporation, Mountain Home, AR Sr. V.P.: Charles A. Morton Sr. V.P.: Clyde Thorn, Jr. Sr. V.P.: James E. Reves CEO: Larry Nelson Sr. V.P.: Rudell Pannell V.P./T.o.: Rick Cooper Cash and balances DueFromBanks: ..... 4,516 Deposits: .............................. 122,946 Federal Funds and Repose ................ 1,350 FederalfundsandBorrowings: .............. 0 Investments: ............................. 68,121 otherliabililies: ......................... 1,076 Subordinated Debi:.......................... 0 TolalUabflilies: ....................... 124,022 Tolalloans: .............................. 58,807 Bank Premises and Fixed Assets: .......... 622 Olher Real Es late:........................ 1,054 Olhe, Assels: ............................. 2,399 Total Assets: ............................ 136,869 Total Equity Capital and Reserves:.... 12,847 TotalLiabilitiesandCapital:........... 136,869 TotalTrustAssets:. ...................... 17,057 Number of Shares Outs landing:...... 109,331 Directors: Reynie Rutledge, Nan Nelson, R. E. Baker, James Faulkner, D. Eugene Fortson, David Howell, Donald T. Jack Jr., Guy King, James Lindsey, W. T. Morgan, B. R. Wiseman Bank of Mountain View Mountain View, AR County: Stone Branches in Town: O Other Branches: o P.O. Box 1228 72560 Telephone: 269-3815 Population: 2,147 Charter Number: 446 Date: Jul. 21, 1915 Trust Department: No Bank Holding Company Affiliate None Chm.: Glen Hinkle Pres.: James G. Hinkle CEO: Charles A. Lowe Cash.: Weldon Duncan Cash and balances Due From Banks:. . . . . 2,758 Deposils:............................... 40,439 Federal funds and Borrowings:.............. O Other Liabilities: ........................... 466 SubordinaledDebl: .......................... 0 Tolalliabililies:. .. . .. .. . .. .. . .. .. . .. .. . 40,905 Federal Funds andRepos:.. ................ 3,400 Investments: ............................. 18,597 Tolalloans: .............................. 23,267 Bank Premises and Fixed Assets: .......•.. 584 OlherRea1Es1ate: .......................... 361 OlherAssels: ............................. 1,017 TolalAssets: ............................. 49,984 TolalEquilyCapilalandReserves:...... 9,079 TolalTrustAssels:............................ 0 Number of Shares Oulstanding: ......... 4,000 Toi al Liabilities and Capital:............ 49,984 Directors: Glen Hinkle, James G. Hinkle, Kenneth Sulton, Charles A. Lowe 85 Seventy-Fifth Report Bank of Mulberry Mulberry,AR County: Crawford Branches in Town: o Other Branches: 0 P.O. Drawer A 72947 Telephone: 997-1154 FAX Number: 997-1161 Population: 1,444 Charter Number: 81 Date: Jan. 15, 1902 Trust Department: No Bank Holding Company Affiliate Acme Holding Company, Inc., Little Rock, AR CEO/Pres.: Betty Feller V.P./Cash.: Dianna Millsap CashandbalancesOUeFromBanks: .••.... 687 FederalFundsandRepos: ••........•.•... 2,250 Investments: •••....................••..... 1,733 TotalLoans: ..•......•..............•..... 16,544 Bank Premises and Fixed Assets: ......•... 440 Other Real Estate: . . . . . . . . . . . . . . . . . . . . . . • • . • 217 Other Assets: ...•............•........•..... 896 TolalAssets: ............................. 22,767 Deposits: .....•........•..••.•........•. 19,890 Federal funds andBorrowings:.. .. . .. .. . .. .. 0 OtherLiabRlties: •••.................•...... 380 SUbordinatedDebt: .......•.................. 0 TotalLiabijities:. .. .. . .. .. . .. .. . .•... .. . 20,270 Total Trust Assets,........................... 0 Number ot Shares Outstanding: ......... 4,000 Total Equity Capital and Reserves: ..•.. 2,497 Total Liabilities and Capital:........... 22,767 Directors: Lex Golden, W. Joe Medlock.Betty Feller Pike County Bank Murfreesboro, AR County: Pike Branches in Town: 0 Other Branches: 1 Population: 1,883 P.O.Box279 71958 Telephone: 285-2172 Charter Number: 175 FAX Number: 285-3335 Date: Dec. 19, 1904 Trust Department: No Bank Holding Company Affiliate None Chm.: Irvin C. Bainum Sr. V.P.: John A. Ross Cash.: Brenda Roberts CEO/Pres.: Charles W. Sharp V.P.: Brenda Smith Cash and balances OueFromBanks: ..... 2,393 Federal Funds and Repos: .........•...... 2,000 Deposits:............................... 32,863 Investments: .............................. 6,687 Other LiabDities: ........................... 533 SUbordinatedDebt: .......................... 0 Total LiabDlties: . . . . . . . . . . . . . . . . . . . . . . . . 33,396 Federal funds and Borrowings:.............. O TotalLoans: ........................•..... 24,071 Bank Premises and Fixed Assets: ........ 1,161 OtherRealEstate: .........................• 271 Other Assets: ......................•........ 868 TotalAssets: .......................•..... 37,451 Total Equity Capital and Reserves:...... 4,055 Total LlabDities and Capital:. . . . . . . . . . . . 37,451 TotalTrustAssets:...............•.......•.... O Number of Shares Outstanding:....... 16,000 Directors: Irvin C. Bainum, Thomas Bridgeman, Cooper Kizzia, Elbert Ray, John Ross, Charles W. Sharp, George E. Steel Sr. 86 State of Arkansas: Bank Department Bank of Newark Newark.AR County: Independence Branches,in Town: O Other Branches: O P.O.Box320 72562 Telephone: 799c3205 Population: 1,175 Charter Number: 686 Date: Oct. 10, 1944 Trust Department: No Bank Holding Company Affiliate Worthen Banking Corporation, Little Rock, AR CEO: Dale E. Cole . Cash.: Mary Steele V.P .: Jerry Brightwell Asst. Cash.: Linda Holcombe Cash a.nd balances Due From Banks:. . . . . . . 521 Federal Funds andRepos:. ... .............. 1,400 Investments: .............. , ........... , ... 4.191 · Total Loans: ............................... 2,856 Bank Premises and Fixed Assets: ........... 31 Other Real Estate:............................ O OtherAasets: ....... c....... , ...... , ...... ,. 130 Deposits, ................................. 8,161 Federal funds and Borrowings:............... 0 Other Llabiilies:............................ 63 SUbordinatedOebl: .......................... 0 Total Liabilities: .......................... 8,224 \o:talAssets: .._......... , .................. 91 129 Total Equity Capital and Reserves:. ....... 905 Total Liabilities and Capital:. ............. 9,129 Total Trust Assets:............................ O Number of Shares outs landing:.. .. .. . 11,665 Directors: Dan E. Cole, Enos Nichols, James L. Rutherford Jr. First State Bank of Newport Newport.AR Coui"tty:.,l;,u::kson Branches in Town: 1 Other Branches: 1 P.O.Box 340 .72112 Population: 8,339 Telephone: 523-2744 Charter Number: 738 FAX Number: 523-4124 Date: Jul. 6, 1978 Trust Department: Yes Bank Holding Company Affiliate North Arkansas Bancshares, Jonesboro, AR Pres.: Robert L Smith V.P./Cash.: Mike D. Tinsley V.P.: FloydCampbellJr. Ex. V.P.: Bob D. Evins V.P.: Alfred Couch T.o.: Laverne Crum Cash and balances Due From Banks:.. .. . 3,023 FederalFundsandRepos: .................. 950 Investments: ............................. 16,212 Total Loans: .. , ....................... , •.. 26,495 Bank Premises and Fixed Assets: ........ 1,432 OtherRealEslate: .......................... 248 Other Assets: ............................. 1.221 TotalAssets: .............................. 49,587 Deposits:............................... 44,310 Federal funds and Borrowings:............. 20 Total Trust Assets:........................ 1,932 Number of Shares Outstanding:....... 29,336 Other Liabilities:. ........................... 288 SUbordinatedDebt:.......................... 0 TotalLiabilitles: ........................ 44,618 Total Equity Capital and Reserves, ..... 4,969 Total Liabilities and Capital:............ 49,587 Directors: Wallace Fowler, Forrest Wise, Morris Crandall, Jama Folwer, Stephen Graham, PhDlip Hout, David Johnston, Phil Jones, George Kell, Lloyd McCracken Jr., Robert Vanhook, Robert L. Smith Seventy-Fifth Report 87 Merchants & Planters Bank Newport.AR County: Jackson Branches in Town: 1 Other Branches: D P.O.Box550 72112 Telephone: 523-3601 FAX Number: 523-3601 Population: 8,339 Charter Number: 694 Date: Mar.20, 1946 Trust Department Yes Bank Holding Company Affiliate None CEO/Pres./Chm./T .o.: Jim S. Gowen Ex. V.P.: I. Joe Mies V.P./Cash.: Patricia H. Davis Sr. V.P.: Terry L. Dillon V.P.: Fred C. Powers V.P.: Carla P. Stiger Cash and balances Due From Banks:.. . . . 2,953 Federal Funds andRepos:. ................ 2,400 Investments: ............................. 18,854 Federal funds and Borrowings:... . . . . . . . . . . . 0 oeposits:. . . . . . . . . . . . . . . . . . . . . . . •. . . . . . . 45,860 Bank PremisesandfixedAssets: . ......... 884 Other Liabilities: ........................... 387 Subordinated Oebt:.. . . . . . . . • . . •. . . . •. . . . . . 200 Total Liabillties: . . . . . . . . . . . . . . . . . . . . . . . . 46,447 Other Real Estate: •..•.•.....•............ 2,072 Other Assets: ............................... 784 TotalAssets: ••....................•••.... 51,384 Total Equity Capital and Reserves:. . . . . . 4,937 Total Liabilities and Capital:........... 51,384 Total Trust Assets:......••........•.•..... 4. 179 Number of Shares Outstanding:. . . . •. . . . 9.000 Total Loans: .............................. 23.437 Directors: Morris Bowman, R. Owen Burton, John L. Conner Sr., Thomas R. Curtner, Jim S. Gowen Sr., Dr. Troy A. Gray, Robert Harvey, Fred M. Pickens Jr., Gerald A. Saracini, J. Edward Scoggins Bank of Little Rock N. Little Rock, AR County: Pulaski Branches in Town: 0 Other Branches: 1 Population: 64,419 P.O.Box5821 72119 Charter Number: 7 48 Telephone: 376-3523 Date: May4, 1989 FAX Number: 376-1642 Trust Department: Yes Bank Holding Company Affiliate None CEO/Pres.: E. Lee Marls V.P ./Cash.: Karen L. Caldwell Chm.: A. J. Gornatli Asst. V.P.: Lisa G. Estes Cash and balances Due From Banks:. . . . . . . 772 0eposlts:..........•.••.•.•............... 9,235 Federal funds and Borrowings:... . . . . . . . . . . 12 Other Liabillties: . . . • • • . . . . . • . . . . . . . • •. . . . . . . 61 SUbordlnatedDebt: ..••..•.••••..••••...••. _.. 0 Total liabilities: ...........•••••...•.•.•.• 9,308 Federal Funds and Repos: . . . . . . . •. . . . . . . • 2, 751 Investments: .••••...•.............••....•... 229 Total Loans: . . • • • • . • . . . . . . . • • • • • • • . . • • . • • • • 6,981 Bank Prernses and Fixed Assets: ....•..... 585 OtherRealEstate: •••...••.......•...•........ 0 Other Assets: ..••..••.......•...•.....••.... 711 Total Assets: •••••••••••.....•.••••....••• 12,029 Total Trust Assets:............................ O Total Equity Capital and Reserves:. ..... 2,721 Totalliabililies andCapital:...•........ 12.029 Number of Shares Outs tandng:.. . . • . 100,000 Directors: E. Lee Maris, A. J. Gornatt~ Stephen W. Plunkett, James M. May Ill, Steven C. RusseU,J.Harry Leggett Jr. 88 State of Arkansas: Bank Department The Twin City Bank N. Little Rock, AR County: Pulaski Branches in Town: 9 Other Branches: 4 Population: 64,419 P.O.Box5581 72119 Telephone: 372-4700 Charter Number: 671 Date: Mar.21, 1935 FAX Number: 376-8915 Trust Department: Yes Bank Holding Company Affiliate None CEO/Chmn.: T. E. Renaud Ex. V.P.: Kenneth J. Pennebaker Ex. V.P .: Margaret Davenport Sr. V.P.: Stephen G. Blair Pres.: Edward M. Penick, Jr. Ex. V.P.: Robert F. Birch,Jr. Sr. V.P./Cont.: Ronald G. Gillert Sr. V.P./T.O.: Kenneth D. Hammonds Cash and balances Due From Sanks: .... 18,951 FederalFundsandRepos:. ......... ........... 0 Investments: ............................ 198,068 Federal funds and Borrowings: .......... 5,023 Oeposits:.............................. 469,503 Total Loans: ............................. 276,265 OtherLiabiitiesc ......................... 6,430 SubordinatedDebt: ........................ 228 BankPremisesandFixedAssets: . ...... 14,011 TotalLiabilities: ....................... 481,184 OtherRealEstalec ........................ 4,041 OtherAssets: ............................. 9,310 Total Assets: ............................ 520,646 Total Equity Capital and Reserves:.... 39,462 TotalTrustAssets:...................... 126,005 Number of Shares Outstanding: ...... 270,000 Total Liabilities and Capita IC.......... 520,646 Directors: T. E. Renaud, Marti, Borchert, Ralph Cotham Jr., Dr. Loseph Bates, Frank Lyon Jr., Mike Mehaffy, Henry Mariani, Michael 0. Moore, Kenneth J. Pennebaker, Edward M. Penick Jr., George Pitts Jr., Eugene M. Pfeifer Ill, George M. Rozzell Jr., George W. Tribou, Larry Wallace, Ray Wison The Planters Bank Osceola.AR County: Mississippi Branches in Town: 2 Other Branches: O P. 0. Box 407 72370 Telephone: 563-2666 Population: 9,000 Charter Number: 684 Date: Apr. 13, 1944 Trust Department: No Bank Holding Company Affiliate None CEO: Jim Hinkle V.P.: June Welborn V.P./Cash.: Betty Rue V.P .: Gary Little CashandbalancesDueFromBanks: ..... 1,812 Federal Funds and Repose .................. 450 Deposits:............................... 32,883 Investments: ............................. 13,739 FederalfundsandBorrowings: ...... ........ 0 Other Liabilities:. ........................... 390 Total Loans: .............................. 18,665 Subordinated Debt:.......................... 0 Bank Premises and Fixed Assets: ........ 1,708 Total Liabilities: .. . . . . . . . . . . . . . . . . . . . . . . 33,273 Other Real Estate:............................ 0 TotalAssets: ............................. 36,890 Total Equity Capital and Reserves:...... 3.617 Total Liabililies and Capital:............ 36,890 o Number of Shares outstanding:....... 20,000 Other Assets: ............................... 516 TotalTrustAssets:............................ Directors: Sloan Rainwater Jr., William I. Rainwater, William I. Rainwater Jr., Steve Cox, Virginia Cox, J. A. Crosthwait, E. H. Riley, Henry J. Swift, Dewey Neely, Jim Hinkle, Paul B. BHllngs, Lowell 0. Wiiston Seventy-Fifth RePort 89 Bank of Ozark Ozark.AR Population: 3,798 P.O.Box 196 72949 Telephone: 667-2181 Charter Number: 67 4 FAX Number: 667-5166 Date: Jun.9, 1937 County: Franklin Branches in Town: O Other Branches: 1 Trust Department: Yes Bank Holding Company Affiliate Ozark Bankshares, Inc., Ozark, AR CEO: George G. Gleason, II Deputy CEO: Linda D. Gleason Sr. V.P./Cash.: Harold D. Beck Sr. V.P.: Charles o. Haberer Chm.: Carl G. Holt Pres./Bank Svcs.: Mark D. Ross V.P./Sr. T.O.: Karl J. Keffler Sr. V.P.:R.DarrelRussell Cash and balances DueFromBanks: ..... 2,990 Federal Funds andRepos:. .................. 500 Investments: ............................. 14,455 Total Loans: .............................. 60,104 Bank.Premises and Fixed Assets: ........ 1,739 OtherRealEstate: •....•.............•.••• 3,618 Other Assets: ............................. 1,428 Total Assets: ............................. 84,834 Deposits:............................... 73,224 Federal funds and Borrowings:. . . . . . . . . . 1,608 OtherLiabbities:. ......................... 1,247 SubordinatedDebt: .......................... 0 Total Liabmties: . . . . . . . . . . . . . . . . . . . . . . . . 76,079 Totarn·ust Assets, ....................... 5,055 NumberofSharesOutstanding: ....... 27,399 Total Equity Capital and Reserves:.. . . . . 8,755 Total Llabiilles and Capital:............ 84,834 Directors: Carl G. Holt, George G. Gleason II, Linda D. Gleason, Mark D. Ross, Coy Kirkpatrick, W. D. Gober, Kennith Smith, Robert J. Evans, O. Porter Hillard, Rebecca P. Johnson, Larry M. Dicks, Lucy Sowell, Gus Shaffer Security Bank Paragould, AR County: Greene Branches in Town: 2 Other Branches: 1 P.O.Box670 72450 Telephone: 239-9571 FAX Number: 239-3410 Population: 17,000 Charter Number: 640 Date: Feb. 5, 1931 Trust Department: Yes Bank Holding Company Affiliate Mid South Bancshares, Inc., Paragould, AR CEO/Pres.: William B. Fisher Chm.: Frank W. Oldham, Jr. V.P.: George Jackson T.O.: Steve Hardin Sr. V.P.: Sandra Kasserman Sr. V.P./Cash.: Steve Gramling V.P .: Clara Partlow T .0.: Sharon Johnson Cash and balances Due From Banks: ..... 5,393 Federal Funds and Repos: .. . . .. . . . . . . . . . . . . . . O Investments: ..•.......................... 26,104 Total Loans: .............................. 56,241 BankPremisesandFixedAssets: ........ 4,243 Other Real Estate: .......................... 549 Other Assets:. . . . . • . • . . . . . . . . . . . . . . . . . . . . . 2,050 TotalAssets: ....••....................... 94,580 Deposits:............................... 84,619 Federal funds and Borrowings:.......... 1,200 Other Liabilities:.......................... 1,003 subordinated Debt ........................ 925 TotalLiabUilies: •..•••••••••.....•....•. 87,747 Total Equity Capital and Reserves:. ..... 6,833 Total Liabilities and Capital:............ 94,580 Total Trust Assets:........................ 3,236 NumberofSharesOutstanding: ...•.. 120,000 Directors: Frank W. Oldham Jr., William B. Fisher, Steve Gramling, Herbert F. Bland, Ray Distretti, Frank Guinn, Marlin D. Jackson, R. 0. Jackson, Richard Nutt, 0.1. Purcell, Everett Rogers, Mack Shotts, V. A. Shotts, Terry Wilkins 90 State of Arkansas: Bank Department Bank of Parkdale Parkdale, AR Population:471 P.O.Box37 71661 Telephone: 473-2217 Charter Number: 141 Date: Feb. 1, 1910 FAX Number: 473-2492 County: Ashley Branches in Town: o Other Branches: 1 Trust Department: No Bank Holding Company Affiliate None Chm.: Thomas R. Pugh V.P.: Geraldine G. Zatwarsky CEO: Bruce Tinmons Pres.: George L. Pugh Cash.: Nita D. Williamson Cash and balances Due From Banks: ....... 708 Federal Funds and Repose .................. 175 lnvestmen1s: .............................. 7.357 Total Loans: .............................. 12,449 Bank Premises and Fixed Assets: .......... 417 O1her Real Es late, .......................... 168 Other Assets: ............................... 462 Deposits:............................... 18.477 Federal funds and Borrowings: .......... 1,250 O1her LiabPltiesc........................... 163 SUbordina1edDeb1: .......................... 0 Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 19,890 Total Assets: ............................. 21,736 To1al Equity Capital and Reserves:...... 1,846 TolalLiabllllesandCapllal:............ 21,736 Total Trust Assets:............................ 0 NumberofSharesOutstanding: . ........ 1,600 Directors: Thomas R. Pugh, Dewayne Haynes, J. A. Gibson, George L. Pugh, Frank A. Pugh, Neill M. Sloan, Augl,lstus H. Pugh, Harrison Ralph, J. C. Larrison, Ernes1 G. O'Neal, Carl Wells First State Bank Parkin.AR Population: 2,055 P.O. Box 526 72373 Telephone: 755-5401 Charter Number: 568 Date: Jun.5, 1925 FAX Number: 755-2567 County: Cross Branches in Town: 0 Other Branches: o Trust Department: No Bank Holding Company Affiliate Parkin Bancorp, Inc., Parkin, AR Pres.I CEO: Frank Wallace Chm.: WUliam N. Griffin Ex. V.P./COO: Mitchell R. Higdon V.P./Cash.: Brenda F. Williams CashandbalancesDueFromBanks: ..... 1,008 Federal Funds and Repose . . . . . . . . . . . . . . . . . . . 25 Investments: .............................. 4,704 TotaJLoans: ............................... 7,688 BankPremisesandFixedAssels: .......... 149 OlherRealEslate, ......•.................... 43 OlherAssets: ............................... 168 TotalAssets: ............................. 13,785 Deposits: ............................... 12,268 Federalfunds and Borrowings:.. . . . . . . . . . . • . D OtherLiabHlties, ........................... 236 SubordinatedDebt: .......................... D Tolalliabilities: ........................ 12,504 o Number of Shares Oulstanding: ......... 4,000 Totaf'JtustAssBts:....... .. . . . . . . . . . . . . . . . .. . . To1alEquityCapitalandReserves, ..... 1,281 Totalliabllltles and Capital:............ 13.785 Directors: William N. Griffin, Fred E. Brenner Jr., John A. Brenner, Raymond S. Clift, Nei Griffin, Mitchell R. Higdon, Pamela M. McFarland, J. E. McNeil Jr., William B. Mcswain, Charles Ruston Jr., Charles D. Thomas, Frank G. Wallace 91 Seventy-Fifth Report The Perry County Bank Perryville, AR County: Perry Branches in Town: 1 Other Branches: 0 P.O.Box 189 72126 Telephone: 889-2318 Population: 1,200 Charter Number: 690 Date: Dec. 8, 1945 Trust Department: No Bank Holding Company Affiliate Perry County Bancshares, Inc., Perryville, AR Sr. V.P .: Joe Carter Asst. V.P.: Helen Brandon Pres./CEO: Neal Ainley V.P./Cash.: Marty Satterfield Asst. V.P.: Naomi Chambliss Cash and balances Due From Banks: ....... 937 FederalFundsandRepos, .................. 240 Investments: ............................. 17,049 TotalLoans: .............................. 21,475 Bank Premises and Fixed Assets: .......... 174 Other Real Estate:............................. O Other Assets: ............................... 638 Deposits:............................... 36,706 FederalfundsandBorrowings: .............. 0 Other Liabiities, ........................... 269 subordinated Debt:. .. . .. .. .. .. .. .. .. . .. .. . .. o Total Liabilities: ........................ 36,975 Total Equity Capital and Reserves: ...... 3,538 TotalAssets: ............................. 40,513 TotalLiabililiesandCapital:............ 40,513 Tota/TrustAssets:....... ..................... 0 Number of Shares Outstanding:....... 16,000 Directors: Herby Branscum, Robert Hill, Charles Rowland Piggott State Bank Piggott.AR County: Clay Branches in Town: O Other Branches: O Population: 3,783 P.O. Box 307 72454 Telephone: 598-3802 Charter Number: 613 FAX Number: 598-2026 Date: Mar. 10, 1930 Trust Department: No Bank Holding Company Affiliate Piggott Bankstock, Inc., Piggott, AR CEO: James. L. Magee Ex. V.P.: Paula 0. Blackwell V.P./Cash.: Jim Poole CashandbalancesOueFromBanks: ..... 2,050 federal Funds andRepos:. .................. 100 Deposits:............................... 26,720 Federal funds and Borrowings:.............. 0 Inves1ments: ............................. 13,688 Other Liabilities:. ........................... 288 Total Loans: .............................. 12,574 BankPremisesandFixedAssets: .......... 484 Other Real Estate,........................... 34 Other Assets: ............................... 343 To1aIAssets: ............................. 29,273 Subordinated Debt: .......................... o TotalLiabilities: ........................ 27,008 TotalTrustAssetsc ........................... 0 Numbero!SharesOUtstanding: ......... 4,000 TotalEquityCap~alandReserves:...... 2,265 TotalLiabUities and Capital:............ 29,273 Directors: Paula Blackwell, Gaylon M. Lawrence, James L. Magee 92 State of Arkansas: Bank Department First State Bank Plainview, AR P.O. Box 277 72857 Telephone: 272-4221 County:Yell Branches in Town: O Other Branches: 1 Population: 800 Charter Number: 663 Date: Jan. 12, 1934 Trust Department: No Bank Holding Company Affiliate Clement Bancshares, Inc., Plainview, AR CEO/Pres.: John Clement V.P.: James N. Bata V.P./Cash.: Teogene Bonan Ex. V.P.: Ralph WUson V.P.: W. E. Watson V.P.: Verna Daniel CashandbalancesOueFromBanks: ..... 1,191 Deposits:............................... 21,308 Federal funds and Borrowings:.............. O Federal Funds andRepos:.................... 0 Investments: .........•.................... 5,328 Other Liabilities:. ........................... 144 Total Loans: .............................. 16.667 Subordinated Debt: .......................... 0 BankPremisesandFixedAssets: .......... 113 OtherReatEstate:. .....•.................... 159 TotalLiabDi1ies: ........................ 21,452 Other Assets: ............................... 439 Total Equity Capital and Reserves:...... 2.445 Total Liabiities and Capital:............ 23,897 Number of Shares Outstanding:....... 20.000 TotalAssets: ......•..••.................. 23,897 TotalTrustAssets:............................ o Directors: John Clement, George Tippin, Thelma Clement, Ralph Wilson Bank of Pocahontas Pocahontas, AR P. o. Box 467 72455 Telephone: 892-5286 County: Randolph Branches in Town: 1 Other Branches: O Population: 5,995 Charter Number: 145 Date: Oct. 31, 1903 Trust Department: No Bank Holding Company Affiliate None CEO/Chm.: Harry A. Belford Pres.: John R. Jackson, Jr. Vice Pres.: Max Long V.P .: W. H. Holobaugh V.P .: J. R. Jackson CashandbalancesDueFromBanks: ..... 5,377 Deposits: ............................... 43,474 Federal funds and Borrowings:.............. 0 Other Liabililies:. ........................... 427 Federal Funds and Reposa . . . . . . . . . . . . . . . . 5.500 Investments: ............................. 28,218 Total Loans: ............................... 9.541 Bank Premises and Fixed Assets: ........... 50 SubordinatedDebt: .......................... 0 TotalLiabiities: ........................ 43.901 Other Real Estate,............................ 0 Other Assets: ............................... 748 Total Equity Capital and Reserves:...... 5,533 Total Assets: ............................. 49.434 Total Liabiities and Capital:............ 49.434 Total Trust Assets:............................ 0 t-l.lmber of Shares Outstanding: ......... 5,000 Directors: Harry A. Belford, Don R. Cox, J.M. Futrell, J. Philip Futrell, J. R. Jackson, John R. Jackson Jr., Carol Belford-Lewellen, Michael L. McNabb Seventy-Fifth Report 93 Planters and Stockman Bank Pocahontas, AR P.O.Box587 72455 Telephone: 892-5252 FAX Number: 892-8251 County: Randolph Branches in Town: O Other Branches: O Population: 5,995 Charter Number: 715 Date: Jun. 12, 1962 Trust Department: No Bank Holding Company Affiliate Baker Financial Corporation, Pocahontas, AR CEO: Jeriel A. Summitt Sr. V.P.: Robert Ted Griffith Ex. V.P.: Robert E. Sorg Cash and balances DueFromBanks: ..... 2,305 Deposits:............................... 25,337 Federal Funds andRepos:. ................ 5,425 Investments: .............................. 7,936 Total Loans: .............................. 11,577 BankPremisesandfixedAssets: .......... 157 Totalliabmties:. .. . . . . . . . . . . .. . .. . . . . . . 25,601 Federal funds and Borrowings:. . . . . . . . . . . . . . 0 Other Liabilities:. . . . . . . . . . . . . . . . . . . . . . . . . . . . 264 SubordinatedDebt: .......................... 0 Other Real Estates........................... 58 OtherAssets: ............................... 464 Total Assets: ............................. 27,922 Total Equity Capital and Reserves:...... 2,321 TotalTrustAssets:............................ 0 Number of Shares outstanding:....... TotalLiabiliUesandCapital:......•..... 27,922 10,000 Directors: Robert T. Baker, A. J. Baltz Sr., A. J. Baltz Jr., W. J. Barthel, Frank Bigger, Jerrell Broadway, Thomas B. DeClerk, Frances Jones, Jim King, Jerry Sallee, Jeriel A. Summitt, Dick Trammel The Lawrence County Bank Portia.AR County: Lawrence Branches in Town: O Other Branches: 2 P.O.Box 160 72457 Telephone: 886-2461 Population: 480 Charter Number: 71 Date: Mar.23, 1901 Trust Department: No Bank Holding Company Affiliate None CEO: Sloan Rainwater, Jr. Pres.: WDliam I. Rainwater Ex. V.P.: Jim Hinkle Asst. Cash.: Tommie J. Robertson V.P.: Boyce Durham V.P./Cash.: Marilyn K. Davis Asst. Cash.: Helen S. Hamm Cash and balances Due From Banks: ..... 1,151 Federal Funds and Repose .................. 550 Investments: .............................. 7,916 Total Loans: ............................... 6,430 Bank Premises and Fixed Assets:........... 92 Other Rear Esta tee............................ 3 OlherAssets: ............................... 271 Total Assets: ............................. 16,413 Deposits:............................... 14,857 Federal funds and Borrowings:. . . . . . . . . . . . . . O Other Liabilities:............................. 97 Subordinated Debt:.......................... 0 TotalLiabililies: ........................ 14,954 Total Trust Assets:............................ 0 Number of Shares Outstanding: ......... Total Equity Capital and Reserves:...... 1,459 TotalLiabiuties andCapital:............ 16,413 5,000 Directors: Sloan Rainwater Jr., William I. Rainwater Sr., William I. Rainwater Jr., Virginia R. Cox, Steve Cox, Maurice Starr, Ben D. Starr, William Boyce Durham, Earl D. Perkins 94 State of Arkansas: Bank Department Portland Bank Portland, AR County: Ashley Branches in Town: O Other Branches: 0 P.O.Box68 71663 Telephone: 737-2226 Population: 721 Charter Number: 57 Date: Apr.23, 1900 Trust Department: No Bank Holding Company Affiliate Portland Bancshares, Inc., Portland, AR CEO: Jerry D. Sadler V.P.: Rita Chandler CashandbalancesDueFromBanks: ....... 986 Deposits:............................... 1-4,013 Federal Funds and Repos:. .................. 505 Investments: .............................. 6,530 Total Loans: ............................... 7,885 Bank Premises and Fixed Assets:........... 42 Other Real Estate, ........................... 12 Other Assets: ............................... 260 TotalAssets: ............................. 16,220 Federal funds and Borrowings:. . . . . . . . . . . . 4 7 5 OtherLiabilities:. ........................... 124 SubordinatedDebt: .......................... 0 Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 14,612 Total Trust Assets:............................ 0 Nunt>er of Shares Outstanding:....... 20.000 Total Equity Capital and Reserves:...... 1,608 Total Liabilities andCapital:............ 16,220 Directors: Mack Borgognonl, Jerry Sadler, Robert D. Pugh, Benton Newcome, Joel Newcome, Charlie Bridewell, Fred LaGrone, Bill Oldham, Don Pylate, R. H. Tuggle The Peoples Bank Portland, AR County: Ashley Branches in Town: 0 Other Branches: O P.O.Box 178 71663 Telephone: 737-2236 Population: 721 Charter Number: 251 Date: Jan. 22, 1908 Trust Department: No Bank Holding Company Affiliate Mainline Bankshares, Portland, AR CEO: Tipton Pugh Chm.: Hampton Pugh V.P.: Mary Dean Pugh Asst. Cash.: Jack D. Edwards Asst. Cash.: Julia A. Sadler Asst. Cash.: Jean C. Tarvin Cash and balances DueFromBanks: ....... 244 Federal Funds and Repos:. •••••••••••••••••• 250 Investments: ..•........................•.• 6,467 TotalLoans: ............................... 1,120 Bank Premises and Fixed Assets:............ O Deposits: ................................. 7,145 Federal funds and Borrowings:. . . . . . . . . . . . . . O Other Liabilities a............................ 67 SubordinatedDebt: .......................... 0 TotalLlabilltles: .......................... 7,212 OtherRealEstate, ............................ o Other Assets: ............................... 148 TotarAssets: .............................. 8,229 Total Equity Capital and Reserves:...... 1,017 Total Liabilities and Capital:.............. 8,229 TotalTrustAssets:...... ... .. ... .. .. ... .. .. . .. 0 Number of Shares outstanding: ......... 4,000 Directors: Hampton Pugh, Mary Dean Pugh, Tipton Pugh, Jack 0. Edwards 95 Seventy-Fifth Report The Farmers & Merchants Bank Prairie Grove, AR P.O.Box207 72753 Telephone: 846-2115 County: Washington Branches in Town: 0 Other Branches: 1 Population: 1,700 Charter Number: 166 Date: Aug. 29, 1904 Trust Department: No Bank Holding Company Affiliate None CEO: James C. Rieff Ex. V.P.: W. H. Thompson V.P./Cash.: Ted Doke V.P.: Rick Burden Cash and balances Due From Banks: ..... 2,486 Federal Funds andRepos:. ... ............... 400 Deposits:............................... 44,224 Federal funds and Borrowings:.............. O Investments: ............................. 28,535 Other Liabilities:. ........................... 246 TotalLoans: .............................. 18,408 Bank Premises and Fixed Assets: .......... 398 Subordinated Debt:.......................... O TotalLiabililies: ........................ 44,470 OtherRealEstate:. .......................... 103 other Assets: ............................. 1,053 TolalAssets: ............................. 51,383 Total Equity Capital and Reserves:...... 6,913 Total LiabililieS and Capilal:............ 51,383 Total Trust Assets:............................ 0 Number of Shares Outstanding: ....... 12,000 Directors: D. E. Rieff, James C. Rieff, Argil Bartholomew, Billy Joe Bartholomew, W. H. Thompson, Barry H. Parks, Jim L. Herrin Bank of Prescott Prescott, AR County: Nevada Branches in Town: 1 Other Branches: O Drawer490 71857 Telephone: 887-2688 Population: 5,000 Charter Number: 162 Date: Aug. 10, 1904 Trust Department: Yes Bank Holding Company Affiliate First State Holding Company, Prescott, AR CEO: John Warren Brannan, Sr. Pres.: John Brannan, Jr. Sr. V.P.: James A. Pullen V.P.: B. A. Delamar V.P.: Jean K. Bolton V.P.: James Franks Cash and balances Due From Banks: ..... 2,859 Federal Funds and Repose.................... o Deposits: ............................... 41,016 Federal funds and Borrowings: ............ 350 Other Liabiilies: . . . . . . . . . . . . . . . . . . . . . . . . . . . 392 SubordlnatedOebl:.. .. . . . . . . . . . . . . .. . . . .. . .. 0 TolalLiabHilies: ........................ 41,758 Investments: ............................. 25,294 TotalLoans: .............................. 15,911 Bank PremisesandfixedAssets: . ......... 303 Other Real Estate: .......................... 250 Other Assets: ............................... 694 Total Equity Capilal and Reserves:...... 3,553 Tota1Assets: ............................. 45,311 TotalLiabilitiesandCapital:............ 45,311 Total Trust Assets:............................ O Number of Shares Outstanding:....... 24,000 Directors: Jean K. Bolton, John Brannan Jr., Carl Dalrymple Jr., James E. Franks, Gerald Hendrix, Abb Morman, Milburn Tippit, John Vansickle, James A. Pullen, Johnny Brannan, Duncan Culpepper, 8. A. Delamar. Robert L. Godwin, R. K. Mccasland, R. W. Murry 96 State of Arkansas: Bank Department The Bank of Rector Rector.AR County: Clay Branches in Town: O Other Branches: O Population: 2,395 P.O.Box7 72461 Telephone: 595-3591 Charter Number: 616 FAX Number: 595-2550 Date: Nov. 15, 1930 Trust Department: No Bank Holding Company Affiliate North Arkansas Bancshares, Jonesboro, AR Pres.: David Young Asst V.P.: Jesselyn Glaub V.P.: Sherry D. Dills Cash.: Murel W. Adams CashandbalancesOueFromBanks: ....... 968 Federal Funds and Repose .................. 250 Investments: ............................. 14,505 Totalloans: .............................. 11,529 Deposits:............................... 24,745 Federal funds and Borrowings:. . . . . . .. . . . . . . 0 Bank.Premises andFixedAssets: . ......... 158 Other Liabilities:. . . . . . . . . . . . . . . . . . . . . . . . . . . . 391 SubordinatedOebt: .......................... 0 Total Liabilities: ........................ 25,136 Other Real Estate:........................... 49 Other Assets: ............................... 620 Total Assets: ............................. 28.079 Total Equity CapitalandReserves:.. .... 2,943 Total Liabilities and Capital:............ 28,079 TotalTl"ust Assets:............................ 0 Number of Shares outs landing:.. .. .. . .. 4.000 Directors: Wallace W. Fowler, Lloyd McCracken Jr., David B. Young, C. Joseph Calvin, Danny Holifield, Jama Fowler, Phil Jones, R. D. Cranford, Danny L. Ford Farmers & Merchants Bank Reyno.AR County: Randolph Branches in Town: O Other Branches: 1 P.O.Box 108 72462 Telephone: 769-2240 Population: 521 Charter Number: 360 Date: Dec.a, 1911 Trust Department: Yes Bank Holding Company Affiliate Far-Mer Bankshares, Inc., Reyno, AR CEO/T.O.: David Dudley V.P .: Phyllis Burrow V.P.: Dora Graham CashandbalancesDueFromBanks: .••.•.. 629 Federal Funds and Repose . . .. .. . .. .. • . • • • • . • • 0 Investments: ...........••••.•••........... 5,223 Totalloans: ............................... 4,576 Deposits:............................... 10,138 Federal funds and Borrowings:.. . . .. .. . .. . 100 Other Llabiities:............................ 85 SubordinatedDebt: .......................... 0 Bank Premises and Fixed Assets: .......... 323 Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 10,323 OtherRealEstate: .......................... 219 other Assets: ............................... 243 TotalAssets: ............................. 11,213 TotalEquityCapitalandReserves:........ 890 Total Liabilities and Capital:............ 11,213 Total Trust Assets:........................ 1,811 Number of Shares Outstanding:....... 29,534 Directors: Frank Oldham Jr., Stephen L. Hardin, David Dudley, R. C. Luter, J.A. Rapert Seventy-Fifth Report 97 The Bank of Rison Rison.AR County: Cleveland Branches in Town: O Other Branches: O P.O.Box345 71665 Telephone: 325-6251 Population: 1,300 Charter Number: 650 Date: Mar. 7, 1932 Trust Department: No Bank Holding Company Affiliate None CEO: James R. Hopson V.P.: John Elrod Asst. Cash.: Judy Thompson Asst. Cash.: May Dell Morrison Chm.: James L. Moore V.P.: Ray B. Martin Asst. Cash.: Shirley Stewart Cash and balances Due From Banks: ..•.. 1,033 FederalFundsandRepos: .................... O Deposits:............................... 11,084 FederalfundsandBorrowings: ............ 200 Investments: .............................. 7,868 Total Loans: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4,083 Bank PremisesandFixedAssets: . .......... 56 Subordinated Debt:.......................... O Other Liabilities:............................. 63 Total Liabilities: ........................ 11,347 Olher Real Estate:............................. S Olher Assets: ............................... 645 Total Assets: ............................. 13,690 Total Equity Capital and Reserves:...... 2,343 Total Liabilities and Capital:............ 13,690 Total Trust Assets:............................ 0 Number of Shares Outstanding: ......... 4,000 Directors: James R. Hopson, James L. Moore, Ray B. Martin, John W. Elrod, Lee Moore Farmers & Merchants Bank Rogers.AR County: Benton Branches in Town: 2 Other Branches: 0 P.O.Box250 72757 Population: 22,933 Telephone: 636-4233 Charter Number: 712 FAX Number: 273-0177 Date: Mar. 13, 1956 Trust Department: Yes Bank Holding Company Affiliate Lynxx Banking Corporation, Bentonville, AR CEO/Pres.: Dick Mclelland Asst. V.P.: Sammie Evans Asst. V.P.: Debra York Ex. V.P.: Charles H. Brannan Asst. V.P.: Mark McKinney T.O.: J.E. Collier CashandbaJancesDueFromBanks: ..... 2,230 Deposits:............................... 72,248 Federal funds and Borrowings:. . .. . . . . . . . . . 65 Olher Liabiities: . .. .. . . .. . . .. .. . . . . . . . . . . . . 560 SubordinatedDebt: .......................... 0 TotalLiabnities:.. ... ..... ... .. ... .. .... 72,873 Federal Funds and Repos, ................ 5,075 Investments: ............................. 18,099 Total Loans: •......................•...... 52,146 Bank Premises and Fixed Assets: ........ 1,669 Other Real Es tatec .. . . . .. . . . . . .. . . . . . . . • . .. . 529 other Assets: ............................... 964 TotalAssets: ............................. 80,712 TolalLiabffities andCapitalc. .. .. . .. .. . 80,712 Total Trust Assets:........................ 5,979 Number of Shares outstanding:...... 135,623 TotalEquityCapitalandReserves:. ..... 7,839 Directors: John R. Bland, Lemuel H. Tull, Evelyn S. Rife, Dick Mclelland, James L. Pickens, Robert S. Maloney Ill, Don Shores, John D. Clower, Clayton J. Eversole, Lewis B. Norman 98 State of Arkansas: Bank Department First Bank of Arkansas Russellville, AR County: Pope Branches in Town: 1 Other Branches: 3 P.0.Box3010 72801 Telephone: 967-8000 FAX Number: 967-8551 Population: 18,000 Charter Number: 192 Date: Sep.29, 1905 Trust Department: Yes Bank Holding Company Affiliate Dover Bancshares, Inc., Russellville, AR Chm.: Ward J. Ramsay Sr. V.P.: Harold E. Hayes V.P.: Joyce Churchill Cash.: Judy Fulton Pres.: Roy Reaves V.P.: Brad Payne V.P.: Dan Huckabay Cash and balances Due From Banks:. . . . . 1,754 Investments: .............................. 9,454 Total Loans: .............................. 33,265 Deposits:............................... 43,676 Federal funds and Borrowings:. . . . . . . . . . . . . . 0 Other Liabilities:. ........................... 556 SUbordinatedDebt: .......................... 0 Bank Premises and Fixed Assets:........ 1,700 Total LiabiHties: .. .. . .. . . . . . .. . .. .. . . . .. FederalFundsandRepos:. .. ................ 800 44,232 Other Real Estate, .......................... 167 Other Assets: ............................... 862 Total Equity Capital and Reserves:. ..... 3,770 Total Assets: ............................. 48,002 Total Liabilities and Capital:............ 48,002 Total Trust Assets:......... ,.................. 0 Number of Shares Outstanding:....... 10,000 Directors: Ward J. Ramsay, Roy Reaves, Delmar Boley, Verlin Taylor, Jim Young, Truett Leavell Peoples Bank & Trust Company Russellville.AR County: Pope Branches in Town: 5 Other Branches: 2 P. 0. Box 220 72801 Telephone: 968-2112 FAX Number: 964-2149 Population: 18,000 Charter Number: 18 Date: Mar. 24, 1890 Trust Department: Yes eank Holding Company Affiliate Worthen Banking Corporation, Little Rock, AR CEO: Rober! Y. Taylor Sr. V.P./Cash.: Judy R. Lawton V.P.: Robert Dale V.P.: Charles Howell Sr. V.P.: James C. Biggers V.P .: Ragena Moore V.P .: Jimmy Reed T.O./V.P.: Jim Lanier Cash and balances Due From Banks: ..... 3,341 FederalfundsandReposc .................... O Investments: ............................. 20,480 Totalloans: .............................. 77,396 Deposits:............................... 96.891 Federal funds and Borrowings:............ 109 Other Liabilities: ........................... 760 Subordinated Debt:.......................... 0 Bank Premises and Fixed Assets: ........ 3,512 Total liabilities:........................ 97,760 Other Real Estate: .......................... 230 Other Assets: ............................. 1,386 TotafAssels: ............................ 106,345 Total Equity Capital and Reserves:.... .. 8,585 TotafliabUities and Capital:.......... 106.345 Total Trust Assets:....................... 11,264 Number of Shares Outstanding:....... 24,000 Directors: James Bibler, Charles Boyce, M. L Dickerson, Lui Hardin, Van A.A. Moores, David B. Oates, Flave Peters,Jack 0. Price Sr., W. Robert Thurlby, Royea Jones, Rick Thone, Robert Y. Taylor 99 Seventy-Fifth Report Bank of Salem Salem,AR Population: 1,600 P.O.Box338 72576 Telephone: 895-2591 Charter Number: 266 Date: Dec. 9, 1908 FAX Number: 895-3825 County: Fulton Branches in Town: 0 Other Branches: 1 Trust Department: No Bank Holding Company Affiliate Smith Associated Banking Corp., Little Rock, AR V.P./COO: Brenda Barnes V.P.: Frances Atkins V.P.: Don Keesee CEO/Pres.: Frank 8. Burge V.P.: Mark Montgomery V.P.: Janiece Buller Cash and balances Due From Banks: ..... 1,685 Federal Funds and Repos:. .................. 700 Investments: ............................. 12,436 TolalLoans: . ....... , ..................... 32,280 Bank Premises and Fixed Assets: .......... 591 Other Real Estate:. .......................... 148 Deposits:............................... 44,869 Federal funds and Borrowings: ............ 233 Other Liabilities:. ........................... 394 SubordinatedDebt: .......................... o Total Llabililies: . . . . . . . . . . . . . . . . . . . . . . . . 45,496 TotalAssets: ............................. 49,221 Total Equity Capital and Reserves:...... 3,725 Total Liabilities and Capital:............ 49,221 Total Trust Assets:............................ O Number of Shares Outstanding: ....... 20,000 Olher Assets: ............................. 1,381 Directors: Richard T. Smith, Frank B. Burge, L. R. "Jack" Cochran, C. Dwayne Plumlee, Marvin Newton Logan County Bank Scranton, AR County: Logan Branches in Town: O Other Branches: 1 P.O.Box85 72863 Telephone: 938-2511 Population: 244 Charter Number: 578 Date: Apr. 7, 1926 Trust Department: No Bank Holding Company Affiliate None CEO: Joe Fritsche V.P .: Jerry Dav is Cash.: Don Fritsche Sr. V.P.: J.B. Lay es V.P.: Gary Fritsche Cash and balances DueFromBanks: .. ..... 725 Deposits:............................... 23,258 Federal funds and Borrowings:............. 70 Federal Funds and Repose.................... o Investments: ............................. 13,377 Total Loans: .............................. 11,668 Bank Premises and Fixed Assets: .......... 197 OtherRealEstate:. ........................... 15 OtherAssets: ............................... 487 Total Assets: ............................. 26.469 Total Trust Assets:............................ O Other LiabHities:............................ 163 SUbordinatedDebt: .......................... O Total Liabilities: . . . . . . . . . . .. .. .. .. . .. . .. 23,491 Total Equity Capital and Reserves: ...... 2,978 Total Liabilities and Capital:............ 26,469 Number of Shares Outstanding: ......... 4,000 Directors: Margaret Ahne, Mildred Fritsche, Joe Fritsche, J.B. Lay es 100 State of Arkansas: Bank Department First Security Bank Searcy.AR County: White Branches in Town: 2 Other Branches: 3 P.O.Box 1009 72143 Telephone: 268-9871 FAX Number: 268-9871 Population: 16,000 Charter Number: 649 Date: Feb. 6, 1932 Trust Department: Yes Bank Holding Company Affiliate First of Searcy, Inc., Searcy, AR CEO/Pres.: Reynie Rutledge Sr. V.P.: B. Art Rand Ex. V.P.: James G. Wilson V.P./T.O.: William L. Newton Cash and balances OueFromBanks: ..... 6,028 federal Funds andRepos:..................... O Deposils:.............................. 111,425 Federal funds and Borrowings:.......... 1,000 Other Liabilities:. ......................... 1,090 Subordinaled Debt:.......................... O Total Liabilities: ....................... 113,515 Investments: ............................. 43,291 Total Loans: .............................. 75,206 Bank Premises andFixedAssets: ........ 1,569 Other Real Estate:............................ 51 Other Assets: ............................. 1,804 Total Assets: ............................ 127,949 Total Equity Capital and Reserves:.... 14,434 Total Liabilities and Capital:........... 127,949 Total Trust Assets:................... _... 13,142 Number of Shares Outstanding:....... 24,000 Directors: Reynie Rutledge, Larry Crain, Dr. Clifton Ganus, John McKnight, Wayne Ridout, Or. Porter Rodgers, Bill Roussel, N. T. Rutledge, Jim Tarkington, Alvin Vanhook, E.D. Yancy, Albert Yarnell Grant County Bank Sheridan, AR County: Grant Branches in Town: 2 Other Branches: O P.O.Box67 72150 Population: 3,042 Telephone: 942-3145 Charter Number: 136 Date: 29, 1903 FAX Number: 942-5900 Trust Department: Yes Bank Holding Company Affiliate GCB Bancshares, Inc., Sheridan, AR CEO/Pres./T.O.: D. E. McCoy, Jr. Ex. V.P./Cash.: John 0. Manatt Cash and balances Due From Banks: ..... 2,104 Federal Funds andRepos: ................ 1,175 Investments: ............................. 16,317 Total Loans: .............................. 18,793 Bank PremisesandFixedAssets: .......... 600 OlherRealEstate:. ........................... 93 Other Assets: ............................... 601 Total Assets: ............................. 39,683 Deposits:............................... 35,185 Federal funds and Borrowings:........ . . . . . O Other Liabilities:. ........................... 285 SUbordinaledDebt: .......................... 0 Total Liabilities: ....... ············ ..... 35,470 Total Trust Assets:........................ 1,490 Number of Shares Outs landing:....... 45,000 Tota! Equity Capita\ and Reserves: ..... 4,213 Total Liab!ities and Capital:............ 39,683 Directors: W. Walter Allen, Byron 0. Brown Jr., James W. Lancaster, John D. Manatt,O. E. McCoy Jr., 0. E. McCoy, Sr., Robert L. Reeves, W. Lee Tucker Seventy-Fifth Report 101 Arkansas State Bank Siloam Springs, AR Population: 8,000 P.O.Box400 72761 Charter Number: 713 Telephone: 524-8101 Date: Jan. 12, 1960 FAX Number: 524-3307 County: Benton Branches in Town: 1 Other Branches: 0 Trust Department: Yes Bank Holding Company Affiliate None CEO: Ross Stout V.P./T.O.: Arthur Morris V.P.: Dorothy Harmon Asst. V.P.: Tim McCord V.P./Cash.: Henry Brosell, Jr. V.P .: Tommy Free V.P.: Reta Foster V.P.: Beverly Lescard Cash and balances Due From Banks: ..... 4,058 Federal Funds andRepos:. ............... 19,800 Investments: ............................. 38,473 Toi al Loans: .............................. 28,437 Bank Premises and Fixed Assets: ... , ...... 889 Federal funds and Borrowings:............. 0 Other Liabilities:. ......................... 1,301 SubordinaledDebt: .......................... O Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 86,645 Other Assets: ............................. 1,756 TotalAssets: ............................. 93,413 Tolal Equity Capital and Reserves:..... 6,768 Total Liabililies and Capital:............ 93,413 TotalTrustAssets:. ....................... 6,531 Number of Shares Outstanding:....... 48,000 Deposits:............................... 85,344 Other Real Estate:............................. o Directors: Delbert E. Allen Jr.. Roderick L. Allen, H. E. Harrison Jr., Charles C. Jones, Mark Simmons, Ross Stout Smackover State Bank Smackover, AR County: Union Branches in Town: 0 Other Branches: 1 Population: 2,453 Drawer 107 71762 Telephone: 725-3051 Charter Number: 600 Date: Apr. 18, 1928 FAX Number: 725-3058 Trust Department: Yes Bank Holding Company Affiliate Smackover Bancshares, Inc., Smackover, AR CEO: Max 0. Taylor Sr. V.P./Cash.: Paulette Russell Pres./T.o.: Bob Willett V.P.: Cathryn Weaver Cash and balances Due From Banks: ..... 1,454 Federal Funds and Repos:................. 1,490 lnveslments: ............................. 20,885 Federatfunds and Borrowings: .......... 1,523 OtherLiabilities:. ........................... 673 Total Loans: ... , .......................... 29,268 Bank Premises and Fixed Assets: .......... 274 Olher Real Estate:. .......................... 66 Olher Assels: ............................. 1,113 Deposits:............................... 45,663 Subordil>atod Debt:.......................... O Total Liabilities: ........................ 47,859 .. ............ 54,550 Total Equity Capital and Reserves:...... 6,691 Total Liabilities and Capital:............ 54,550 TotalTrustAssets:.......................... 77 Number of Shares outstanding:...... 100,000 TolalAssels:.. ..... Directors: Max O. Taylor, James M. Tennyson, John D. Trimble V., Richard H. Vickers, Bob Willett 102 State of Arkansas: Bank Department Merchants & Planters Bank Sparkman, AR County: Dallas Branches in Town: O Other Branches: O P.O.Box 127 71763 Telephone: 678-2251 FAX Number: 678-2401 Population: 622 Charter Number: 457 Date: Sep. 19, 1916 Trust Department: No Bank Holding Company Affiliate None CEO: Tyrol Q. Carson Cash.: Doris D. Mann Cash and balances Due From Banks: ....... 313 Federal Funds andRepos:. .................. 400 Investments: ............................•. 2,447 Total Loans: ............................... 3,223 Bank Premises and Fixed Assets: .......... 111 Olher Real Estate:. •.......................... 43 Olher Assets: ............................... 113 Total Assels: ............................ , . 6,650 Deposits: ................................. 5,957 Federaffunds andBorrowings: .............. 0 Total Trusl Assets:.,.......................... O Number of Shares Outstanding: .......... 3000 Other Liabilities:............................. 51 Subordinated Debt: .......................... O Toi al Liabilities: ..............•........... 6,008 Total Equily Capital and Reserves:........ 642 Total Liabilities and Capital: .............. 6,650 Directors: Joseph B. Ford, Tyrol Q. Carson, G. W. Delaughter, Louis M. Jacks, Tommy Gaston, Ray White First State Bank Springdale, AR County: Washington Branches in Town: 4 Other Branches: 1 Population: 23,458 P.O.Box 189 72765 Telephone: 756-1500 Charter Number: 535 Date: Feb. 12, 1923 FAX Number:756-7154 Trust Department: Yes Bank Holding Company Affiliate Worthen Banking Corporation, Little Rock, AR Chm.: Waller Turnbow Ev. V.P.: Don Gibson T.O.: Robert Phillips CEO: Rick Parsons Sr. V.P.: Douglas Kittrell Cash and balances Due From Banks: ..... 5,526 Federal Funds and Repos:. ..........•...•• 6,900 Investments: ............................. 31,376 TotalLoans: .............................. 91,129 Bank Premises and Fixed Assets:........ 1,826 OlherRealEstate:. .......................... 918 Other Assets: ............................. 2,338 Total Assets: ............................ 140,013 Deposits: .............................. 121,442 Federal funds and Borrowings: .......... 4,403 Other Liabilities: ........................ 1,092 Subordinated Debi: ........................ 700 Total Liabilities: ....................... 127,637 TotatTruslAssets:....................... 18,312 Number of Shares Outstanding: ......... 9,664 Total Equity Capital and Reserves:.... 12,376 TotaILiabili1ies andCapital:........... 140,013 Directors: Joe S. Boone, Charles C. Farmer, Gerald L. Harp, Harold Dean Hewitt, Gerald M. Johnston, William E. Mathews, Phil Phillips Jr., Charles P. Sisco, Phillip Steele, Thomas H. Stephens, Rick Parsons, Don Gibson, Walter Turnbow 103 Seventy-Fifth Report Springdale Bank and Trust Springdale, AR County: Washington Branches in Town: O Other Branches: 0 P.O. Box 5000 72765 Telephone: 756-7000 FAX Number: 756-7077 Population: 23,458 Charter Number: 339 Date: May 6, 1911 Trust Department: Yes Bank Holding Company Affiliate Heartland Bank Group, Inc., Bentonville, AR Pres./CEO/T.O.: Richard P. Calhoun V.P.: David P. DeMarea Oper. Off.: B. Gail Jefferson Sr. V.P.: Buddy D. Philpot V.P.: Scott Blackwell Cash and balances Due From Banks: ....... 923 Federal Funds and Repos:. ................ 3,350 Investments: .............................. 2,052 Deposits:............................... 13.200 Totalloans: .............................. 10,548 Bank Premises and Fixed Assets: .......... 953 OtherReatEstate:. ............................ O Other Assets: ............................... 198 Total Assets: ............................. 18,024 Total Trust Assets: ............................ 0 Federal funds and Borrowings: ............ 673 Other Liabilities:. .......................... 110 Subordinated Debt: .......................... 0 Total Liabilities: ........................ 13,983 Total Equily Capilal and Reserves:...... 4,041 TotalLiabilities and Capital:............ 18,024 NumberofSharesOutstanding: ......... 5,500 Directors: Jim Walton, Willard Walker, Wayne Britt, Bobby D. Wood, James R. Baker, Sammy F. Fiser, Richard P. Calhoun Bodcaw Bank Stamps.AR County: Lafayette Branches in Town: 0 Other Branches: 0 P.O.Box8 71860 Telephone: 533-4486 Population: 2,850 Charter Number: 106 Date: Dec. 8, 1902 Trust Department: No Bank Holding Company Affiliate None Chm.: B. Stan Cook V.P.: J. Paul Nipper V.P.: A.O. Smith Cash.: Bonnie Moreland CEO: James R. Nipper V.P.: C. C. Russell V.P.: H. L. Wilkinson Asst. Cash.: Lenora Downs Cash and balances ouefromBanks: ..... 1,056 FederatFundsandRepos:................... 450 Investments: ............................. 28,252 Total Loans: ............................... 8,024 Bank Premises andfixedAssets: .......... 164 Other Real Es tale:............................. O Other Assets: ............................... 772 Total Assets: ............................. 38,718 Deposits:............................... 34,066 FederalfundsandBorrowings: .............. O Other Liabilities:. ........................... 485 Subordinated Debt:.......................... 0 Total Liabilities: . . . .. . .. .. . . . .. . . . .. . . . . 34,551 Total Trust Assets:............................ 0 Number of Shares Outstanding:....... 10,000 Tota:EquityCapilalandReserves: ...... 4,167 Total Liabilities and Capital:............ 38,718 Directors: B. Stan Cook, Roy z. Kimbell, James Nipper, C. C. Russell Sr., A. O. Smith, John W. Smith, H. L. Wilkinson 104 State of Arkansas: Bank Department Bank of Star City Star City, AR Population: 2,100 Drawer 69 71667 Telephone: 628-4286 Charter Number: 567 Date: Apr.27, 1925 FAX Number: 628-527 4 County: Lincoln Branches in Town: 0 Other Branches: O Trust Department: No Bank Holding Company Affiliate Star City Bancshares, Inc., Star City, AR CEO: Bennie F. Ryburn, Jr. Pres.: Don Smith Ex. V.P.: Anneta Moore CashandbalancesDueFromBanks: ..... 1,379 Federal Funds and Repose .................. 544 Deposits:............................... 27,322 FederalfundsandBorrowings: .............. 0 Investments: ............................. 15,813 Other LiabDi1ies:. ............ ............... 218 Total Loans: .............................. 11,566 Bank Premises and Fixed Assets: .......... 208 OlherRealEstate:. . ......................... 175 Other Assets: ............................... 442 Total Assets: ............................. 30,127 Total Trust Assets:............................ O Subordinated Debi:.......................... o Total Liabilities: ........................ 27,540 Total Equity Capital and Reserves:...... 2,587 Total Liabilities and Capital:............ 30,127 Number of Shares Outstanding:....... 15.000 Directors: M. Don Smith, Keith Griffin, Bennie Ryburn Jr., Weldon Wynn, Robert Floyd, Pat RHey, William H. Frizzell, Fred Thornton Stephens Security Bank Stephens, AR County: Ouachita Branches in Town: O Other Branches: O Population: 1.366 P. 0. Box 7 71764 Telephone: 786-5416 Charter Number: 692 Date: Feb.8, 1946 FAX Number: 786-5419 Trust Department: No Bank Holding Company Affiliate Smith Associated Banking Corp., Little Rock, AR CEO: Richard Smith Ex. V.P.: Troy Foreman, Jr. V.P.: Linda Thomas Ex. V.P./Cash.: Carol Reaves V.P.: Guy R. Smith CashandbalancesDueFromBanks: ....... 903 Federal Funds andRepos:. ... , .............. 200 Investments: .............................. 7,366 Deposits:............................... 21.568 Federal funds and Borrowings:.............. O Other Liabilities:. ........................... 199 SubordinatedDebt: .......................... O Total Liabilities: ...............•........ 21,767 Total Loans: .............................. 14.942 Bank.Premises and Fixed Assets: ........... 89 other Real Estate:........................... 81 Other Assets: ............................... 471 Total Assets: ............................. 24,052 TotarrrustAssetsc ........................... o Total Equity Capital and Reserves:...... 2.285 Total Liabilities and Capital:............ 24,052 Number of Shares outstanding:....... 11.000 Directors: Richard T. Smith, Guy R. Smith, Jay C. Wilson, Duncan Grayson, Marus R. Smart, Colon Watson, Eugene Bramblett 105 Seventy-Fifth Report Citizens Bank Strong.AR County: Union Branches in Town: 0 Other Branches: 0 P.O.Box724 71765 Telephone: 797-7361 Population: 800 Charter Number: 634 Date: Jan. 19, 1931 Trust Department: No Bank Holding Company Affiliate Exchange Bancshares, Inc., El Dorado, AR CEO: James H. Ludwig Asst. Cash.: Sandra Jerry V.P./Cash.: Jeane II Cogburn Cash and balances DuefromBanks: ....... 584 Federal Funds and R.epos:. .................. 940 Investments: .............................. 5,557 TotalLoans: ............................... 3,351 Bank Premises and Fixed Assets: .......... 363 OtherRealEstate:. ............................ 0 OtherAssets: ............................... 169 Total Assets: ............................. 10,964 Deposits: ................................. 8,115 Federal funds and Borrowings:.............. 0 Other Liabilities:............................ 171 SubordinatedDebt: .......................... O Total Liabilities: .........•................ 9,286 Total Equity Capital and Reserves:...... 1,678 Total Liabilities and Capital:............ 10,964 Total Trust Assets:............................ O Number of Shares Outstanding: ......... 8,000 Directors: Robert P. Taylor, Bobby R. Dugal, Noland H. Hagood, Jeane II Cogburn, Earl Herring, D.R. James Jr., James H. Ludwig, H. Glenn Rambin The Farmers and Merchants Bank of Stuttgart Stuttgart, AR County: Arkansas Branches in Town: 3 Other Branches: 0 P.O.Box947 72160 Telephone: 673-6911 Population: 11,000 Charter Number: 687 Date: Dec. 29, 1944 Trust Department: Yes Bank Holding Company Affiliate The Farmers and Merchants Bankshares, Inc. CEO: Don Pattillo Sr. V.P.: Glenn Bauman Sr. V.P.: Ricky Trice T.O.: Jim Shener Ex. V.P.:CarlGunter Sr. V.P.: Larry Gunnell Sr. V.P.: C. Jody Fowler Cash and balances DueFromBanks: ..... 4,169 Federal Funds and Repose................ 1,825 Investments: ............................. 33,612 Total Loans: ......... , .................... 59,472 Bank Premises andFixedAssets: ........ 2,186 OtherRealEstale:. .....................•.... 277 Other Assets: ............................. 2,288 Total Assets: ............................ 103,829 Deposits:............................... 87,565 Federal funds and Borrowings: .......... 4,638 OtherLiabilities:. ......................... 1,128 Subordinated Debt: .......................... 0 Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 83,331 Total Trusl Assets:...................... 30,842 Number of Shares Outstanding: ....... 96,918 Total Equity Capital and Reserves:.... 10,488 Totalliab,ities and Capital:........... 103,829 Directors: Roy O. "Bud" McCollum Ill, Horace Sickel, James E. Pond, Nicky Hargrove, Ray Vester, Mickey Pierce, Billy Simpson, Carl Gunter, Don Pattillo, Robert H. Seidenstricker 106 State of Arkansas: Bank Department Bank of Trumann Trumann.AR P. 0. Box 48 72472 Telephone: 483-6333 County: Poinsett Branches in Town: O Other Branches: O Population: 7,000 Charter Number: 354 Date: Oct. 2, 1911 Trust Department: No Bank Holding Company Affiliate None Chm./CEO/Pres.: Clyde Robertson, Jr. Sr. V.P.: Wilburn J. Cole V.P.: Rick m1ette Cash.: Cheryl McMasters V. Chm.: Eugene Pounds V.P.: Carroll D. Anderson Asst. V.P.: Shirley Benson Cash and balances Due From Banks: ..... 1,748 Federal Funds andRepos:. .................. 600 lnvestmenls: ............................. 24,944 TolalLoans: .............................. 16,109 Bank Premises andFixedAssels: .......... 539 OtherRealEstate:. ........................... 13 Olher Assels: ............................... 821 TolalAssets: ............................. 44,774 Deposits:............................... 38, 10l5 Total Trust Assets:............................ o Number of Shares Outstanding:....... 60,000 Federal funds andBorrowings: ............ 545 Other Liabilities:. . . . . . . . . . . . . . . . . . . . . . . . . . . . 381 Subordinated Debt: .......................... 0 Total Liabilities: ........................ 39.031 TotalEquityCapitalandReserves: ...... 5,743 Total Liabilities and Capital:............ 44,774 Directors: Carroll D. Anderson, Terry M. Clogston, Wilburn J. Cole, J. F. Lady, Eugene Pounds, Clyde Robertson Jr., Natalie Stuckey, Virginia P. Turner Bank of Tuckerman Tuckerman, AR County: Jackson Branches in Town: O Other Branches: 3 P. 0. Box 700 72473 Telephone: 349-5155 Population: 2,078 Charter Number: 164 Date: Nov. 8, 1902 Trust Department: No Bank Holding Company Affiliate Rainbow Investment Company, Tuckerman, AR CEO: Lindley V. Smith V.P.: William A. Sandlin, II V.P.: Al M. Morris,Jr. Cash.: Ann Watson Cash and balances Due From Banks: ..... 1,237 Federal Funds andRepos:. ................ 3,000 lnveslments: ............................. 10,644 Total Loans: .............................. 12,105 Bank Pre mis es and Fixed Assets: .......... 391 Other Real Estale, .......................... 281 Other Assets: .............................. , 403 TotalAssels: ............................. 28,061 Deposits:............................... 24,110 Federal funds and Borrowings:.............. O Other Liabilities:. ........................... 730 Subordinated Debt:.......................... O Total Liabilities: .. . . . . . . . . . . .. . .. .. . . .. . 24,840 TotalTrustAssets:. .........•................. 0 Number of Shares Outstanding: ........ 4,000 Total Equity Capital and Reserves:...... 3,221 Total Liabilities and Capital:............ 28,061 Directors: Lindley V. Smith, Scotty Armstrong, Bob Penix Seventy-Fifth Report 107 Tyronza Bank Tyronza.AR County: Poinsett Branches in Town: O Other Branches: 0 Population: 777 P.O.Box395 72386 Telephone: 487-2161 Charter Number: 704 Date: Oct.31, 1951 FAX Number: 487-2069 Trust Department: No Bank Holding Company Affiliate Tyronza Bancshares, Inc., Tyronza, AR CEO: Charles F. Luter V.P./Cash.: Maxyne Ursery Cash and balances oue From Banks: ....... 882 Deposits:............................... 17,868 Federal Funds and Repos:. .................. 300 Investments: .............................. 7,785 TotalLoans: .............................. 12,096 Bank Premises andfixedAssets: ........... 87 Other Real Estate:. ........................... 34 Other Assets: .......•....................... 267 TotalAssets: ............................. 21,451 Federal funds and Borrowings:.............. 0 OtherLiabililies:. .......•................... 311 SubordinatedDebt: .......................... 0 TotalLlablilles: .. . .. .. . •. .. . . . . . . .. .. . . 18,179 Total Trust Assets:............................ 0 Number of Shares Outstanding:....... 20,000 Total Equity CapitalandReserves:...... 3.272 TotalLiabilitiesandCapital:............ 21,451 Directors: A. A. Banks, G. E. Beley, Charles F. Luter, H.F. Norcross Jr., Eugene Vaughn, Lewis Wood Citizens Bank & Trust Company Van Buren, AR County: Crawford Branches in Town: 2 Other Branches: 1 Population: 12,650 P.O. Box 469 72956 Telephone: 474-1201 Charter Number: 328 FAX Number: 47 4-4630 Date: Dec. 20, 1910 Trust Department: Yes Bank Holding Company Affiliate Vista Bancorporation, Van Buren, AR Chm.I CEO: James G. Williamson Sr. V.P./T.0./Cash.: Marion H. Riggs V.P.: Michael R. Morrow V.P.: Lance L. Lanier Pres.: William W. Thomas Sr. V.P.: Luther F. Gordy, Ill V.P.: Tim J. Anderson Cash and balances Due From Banks: ..... 3,442 Federal Funds andRepos:.. .. . . . .. .. . . . .. .. . . . 0 Investments: ............................. 22,283 Total Loans: .............................. 46,321 Bank Premises and Fixed Assets: .......... 952 OtherRealEstalec .......................... 658 Other Assets:............................. 1,239 TotalAssets: ............................. 74,895 Deposits:............................... 67.011 Federal funds and Borrowings: ............ 446 Other Liabilities:. ........................... 533 subordinated Debt: . . . . . . . . . . . . . . . . . . . . . . . . . . 0 TolalLiabDilies: ........................ 67,990 Total Trust Assets:.......................... 608 Number of Shares Outstanding:....... 16,000 Total Equity Capital and Reserves:...... 6.905 TotalLiabilitiesandCapital:............ 74,895 Directors: John Robert Ballentine, Jimmy D. Gooch, Morril Harriman, Marion H. Riggs, Paul Shirley, William W. Thomas, James G. WUllamson Jr. 108 State of Arkansas: Bank Department The Peoples Bank Waldo.AR P. 0. Box 426 71770 Telephone: 693-5551 County: Columbia Branches in Town: 1 Other Branches: 2 Population: 1,600 CharterNumber: 313 Date: Jun. 22, 1910 Trust Department: Yes Bank Holding Company Affiliate Golden Oaks Bancshares, Inc., Waldo, AR CEO/Pres./T.Q.: Harold Fincher Sr. V.P.: Dorothy J. Fincher Asst. V.P.: Jill Jackson Asst. Cash.: Kathryn Gass Ex. V.P.: Richard Clark V.P/Cash.: Joyce Crane Asst. V.P.: Jeanie Rowe CashandbalancesDueFromBanks: ....... 658 Deposits: ............................... 21,588 Federal Funds andRepos:..................... O Federal funds and Borrowings: ............ 550 Investments: ............................. 17,394 Total Loans: ............•.................. 6,930 Bank Premises and Fixed Assets: ............ O OlherRealEslate:. ............................ O Olher Assets: ............................... 344 Other Liabilities:............................ 159 Subordinated Debt:.......................... o Total Liabilities: . .. . .. .. . . . . . . . . . . . . . . . . 22,297 Total Equity CapilafandReserves:...... 3,029 TotalAssets: ............................. 25,326 Total Liabilities and Capital:............ 25,326 Total Trust Assets:............................ O Number of Shares Outstanding:....... 10,000 Directors: Harold Fincher, Richard Clark, Dorothy J. Fincher, Imogene M. Clark, Pam Davis, Mary Baird, Clark Fincher, Betty Harris, Betty Scott, G. F. Scott Bank of Waldron Waldron.AR County: Scott Branches in Town: 1 Other Branches: 0 P. 0. Box 278 72958 Telephone: 637-2161 Population: 2,642 Charter Number: 72 Date: Apr. 3, 1901 Trust Department: Yes Bank Holding Company Affiliate None Chm.: Dale Rodgers CEO: Bill R. Philpot Sr. V. P.: Robert Akers Cash.: Linda Tanner Ex.V.P./T.O.: Knox Dozier V.P.: Kelley Hent Asst. V.P .: Debra Fuller Cash and balances Due From Banks:..... 1,444 Federal Funds and Repos:. .................. 555 Investments: ............................. 15,544 Total Loans: .............................. 41,595 Bank Premises and Fixed Assets: .......... 330 Other Rea/Estate: .......................... 318 Deposits:............................... 51,844 Federal 1unds and Borrowings:.............. O Other Liabilities:. ........................... 462 Other Assets: ............................... 801 Total Equity Capital and Reserves:...... 8.281 Total Liabilities and Capital: ............ 60,587 Total Assets:....................... . ... 60,587 Total Trust Assets:........................ 4,004 SUbordinatedDebt .......................... 0 Total Liabilities:........................ 52,306 Number of Shares Outstanding: ....... 24,000 Directors: Dale Rodgers. Bill R. Philpot, Knox Dozier, Kelly Ashford, Billy J. Black, Robert Akers, Jim H. Currier, Rena Owens, James Richmond Seventy-Fifth Report 109 The Scott County Bank Waldron,AR County: Scott Branches in Town: O Other Branches: O P.O.Box838 72958 Telephone: 637-3191 Population: 2,642 Charter Number: 7 41 Date: Feb. 20, 1980 Trust Department: No Bank Holding Company Affiliate None CEO: John E. Chambers, Ill V.P./Cash.: Trisha Sikes V.P.: Bill Marsh Pres.: Patsy Hawkins V.P.: Robbie Zimmer Cash and balances Due From Banks: ....... 939 Federal Funds andRepos:. .................. 875 Investments: ............................. 10,990 Deposits:............................... 33,082 Federal funds and Borrowings:.............. O Toi al Loans: .............................. 22.403 Subordinated Debt.......................... 0 Bank Premises and Fixed Assets: .......... 936 Olher Real Estate:. ........................... 15 Total Liabilities: . .. . . . . . . . . . . . . . . . . . . . . . 33,446 Olher Assels: ............................... 503 TotalAssels: ............................. 36,661 Total Equity Capital and Reserves:. ..... 3,215 Total Liabilities andCapital:............ 36,661 Total Trust Assets:............................ 0 Number of Shares Outstanding: ....... 40,000 Other Liabilities:. ........................... 364 Directors: W.R. "Bud" Rice, Thurman Fenner, Roy Hale, J.B. Cox, Patsy Hawkins, John E. Chambers Ill First State Bank Warren.AR County: Bradley Branches in Town: 1 Other Branches: 1 P.O.Box29 71671 Telephone: 226-260 1 Population: 9,971 Charter Number: 739 Date: Dec. 12, 1978 Trust Department: Yes Bank Holding Company Affiliate Bradley Bancshares, Inc., Warren, AR CEO/T.O.: Freddie M. Mobley Chm.: Virginia M. Ryburn Ex. V.P.: Hugh A. Quimby CashandbalancesDueFromBanks: ..... 1,183 Federal Funds and Repos:. .................. 600 Deposits:............................... 51,363 Federal funds and Borrowings: ............ 709 lnvestmenls: ............................. 22,095 Olher Liabilities, ........................... 470 TolalLoans: .............................. 31,950 Bank Premises and Fixed Assets: .......... 419 Subordina1edDebt: .......................... 0 Total Liabililies: . . . . . . . . . . . . .. . . . . . . . . . . 52,542 OtherRealEslate, .......................... 222 Other Assets: ............................. 1,053 Total Equity Capital and Reserves:...... 4,980 TolalAssets: ............................. 57,522 TolalTrust Assels:................ ........ 1,066 TotalLiablities andCapilal:............ 57,522 Number of Shares Outstanding:....... 59,000 Directors: Robert E. Garner, Roger George, Freddie M. Mobley, Hugh A. Quimby, Bennie Ryburn Jr., Virginia M. Ruburn, Bennie Ryburn Ill, J.C. Thompson, H. Sidney Wharton 110 State of Arkansas: Bank Department Warren Bank & Trust Company Warren.AR County: Bradley Branches in Town: 2 Other Branches: 1 P.O.Box350 71671 Telephone: 226-2621 Population: 9,971 Charter Number: 80 Date: Dec. 28, 1901 Trust Department: Yes Bank Holding Company Affiliate None Pres./T.O.: Gerald D. Burton V.P.: Walter J. Rutledge Ex. V.P.: Thomas M. Hargrove V.P ./Cash.: James E. Smith Cash and balances Due From Banks: ..... 3,528 Federal Funds andRepos:. ... ................. 0 Investments: ............................. 43,493 TotalLoans: .............................. 35,587 Bank Premises and Fixed Assets: .......... 720 Federal funds and Borrowings:.......... 1,480 Other Liabilities:. ........................... 903 Subordinated Debt:.......................... 0 Total Liabilities: ........................ 75,571 Deposits:............................... 73,188 OlherRealEslatec .......................... 244 Olher Assets: ............................. 1,776 TotalAssets: ... .......................... 85,348 Total Equity Capital and Reserves: ...... 9,777 Total Liabilities and Capital:............ 85,348 TotalTrustAssets:. ...................... 12,238 Number of Shares Outstanding:....... 48,000 Directors: L. H. Derby Jr., L. W. Ederington, John B. Frazer Jr., F. Martin Hankins, W. Sykes Harris, J.E. Hurley Jr., C. A. Milton, Gerard Sangster, G. F. Wynne Bank of Weiner Weiner.AR County: Poinsett Branches in Town: 0 Other Branches: 1 P. 0. Box 307 72479 Telephone: 684-2221 Population: 750 Charter Number: 276 Date: Apr.2, 1909 Trust Department: Yes Bank Holding Company Affiliate None CEO: John R. Hogue Sr. V.P.: Michael D. Gillis V.P.: Paulette E. Fahr Ex. V.P.: Niles A. Bise V.P.: Phiip W. Hesse T.O.: John R. Hogue Cash and balances DueFromBanks: ..... 1,076 Federa\FundsandRepos:. .... ............ 3,050 Investments: .............................. 8,853 TotatLoans: .............................. 16,941 Bank PremisesandFixedAssets: ...... .... 103 Deposits:............................... 28,260 Federal funds and Borrowings:.............. 0 Other Liabilities:. ........................... 639 Subordinated Debt:.......................... O Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 28,899 OtherRealEstale: .......................... 200 Other Assets: ............................... 963 Total Assets: ............................. 33,186 Total Equity Capital and Reserves:...... 4,287 Total Liabilities and Capital:............ 33,186 Total Trust Assets: ........................ 1,801 Number of Shares Outstanding: ......... 8,000 Directors: John R. Hogue, Ernest L. Hogue, Herbert D. Ziegenhorn, Charles E. Givens, Niles A. Bise 111 Seventy-Fifth Report Merchants & Farmers Bank West Helena, AR P. 0. Box 2507 72390 Telephone: 572-3481 FAX Number: 572-1901 County: Phillips Branches in Town: 2 Other Branches: O Population: 11,005 Charter Number: 700 Date: Oct. 4, 1948 Trust Department: Yes Bank Holding Company Affiliate Southern Bancshares, Inc., West Helena, AR Chm.: Brooks Griffin Pres.: Bill Simmons Sr. V.P./Mktg: Gordon M. White CEO: Douglas Simmons Ex. V.P./Cash.: James A. Bogle Sr. V.P./T.O.: E. F. Kalb, Jr. Cash and balances Due From Banks: ..... 5,343 Federal Funds andRepos:.. .. . . . . . .. . .. . . . . . .. O Investments: ............................. 33,886 Deposits:............................... 72,589 Total Loans: .............................. 44.240 Federal funds and Borrowings: .......... 6,600 Other Liabiities: ........................... 970 Subordinated Debt: .......................... O Bank Premises and Fixed Assets: ........ 1,058 OtherRealEslate:. .. ......................... 37 Total Liabilities: . . . .. . . . .. .. . . . . . . . . . . . . 80,159 other Assets: ............................. 1,592 Total Equity Capital and Reserves: ...... 5,997 TotalAssets: ............................. 86,156 Total Liabilities and Capital:............ 86,156 Total Trust Assets:.......................... 697 Number of Shares Outstanding:....... 20,000 Directors: William B. Benton, James E. Boyd, Brooks Griffin, Jerry Kelley, Walter L. Morris, Bill Simmons, Douglas Simmons, Herman H. Storey Bank of West Memphis West Memphis, AR County: Crittenden Branches in Town: 3 Other Branches: 0 Population: 30,000 P.O.Box2128 72303 Telephone: 735-2922 Charter Number: 601 Date: Apr. 21, 1928 FAX Number: 735-0849 Trust Department: Yes Bank Holding Company Affiliate Bancshares of West Memphis, West Memphis, AR Chm.: George Dunklin Ex. V.P.: Robert L. Wright Sr. V.P.: Robert L. Naylor V.P./Cash.: Jo Duncan CEO/Pres.: Jack K. Hogan Sr. V.P./T.O.: Arley Knight Sr. V.P.:PaulNeal V.P.: Adonna Parker Cash and balances Due From Banks: ..... 4,977 lnvestmenls: ............................. 34,454 Total Loans: .............................. 26.075 Deposits:............................... 62.744 Federal funds and Borrowings:.............. 0 Other Liabilities: ........................... 448 subordinated Debt:.......................... O Bank Premises and Fixed Assets: .......... 582 Total Liabilities: . . . . . . . . . . . .. .. . . . . . . . .. 63,192 OtherRealEslate: ..................•....... 371 Other Assets: ............................. 1,144 TotalAssets: ............................. 71,403 Total Liabilities and Capital:............ 71,403 Total Trust Assets:........................ 3,086 Number of Shares outs landing:.. . . . . 100,000 Federal Funds and Repos:. ................ 3,800 Total Equity Capital and Reserves:. ..... 8,211 Directors: Davis Biggs, George H. Dunklin, M. E. Black Dunklin, James A. Heath, Jack K. Hogan, Keith Ingram, W. Kent Ingram Jr., Pat K. Magruder, Lloyd C. McCuiston Jr., Paul O'Neal, J.C. Tennison, J. Frank Waggener 112 State of Arkansas: Bank Department Wilmot State Bank Wilmot.AR County: Ashley Branches in Town: 0 Other Branches: 0 P.O. Box 95 71676 Telephone: 473-2211 Population: 1,227 Charter Number: 676 Date: Oct. 25, 1937 Trust Department: No Bank Holding Company Affiliate None CEO: Kenneth M. Allbritton Cash and balances Due From Banks: ....... 281 Federal Funds and Repose ................ 1,355 Investments: .............................. 3,480 Total Loans: ............................... 4,399 Bank Premises and Fixed Assets:........... 76 Deposits:................................. 8,165 Federal funds and Borrowings:.............. O Other Liabilities:............................. 80 Subordinated Debt:.......................... 0 Total Liabilities: .......................... 8,245 Other Real Estate:............................. O Other Assets: ............................... 193 Total Assets: .............................. 9,784 Total EquityCapitalandAeserves:...... 1,539 Total Liabililies and Capital:.............. 9,764 Total Trust Assels:. .. . .. . . . . . .. . . . . . .. . . . . . .. . O Number of Shares Outs landing:....... 12,000 Directors: William B. deYampert, John B. Currie, John B. Currie Jr., Thomas F. Scannell 111, Jack Gardner, William J. Currie American State Bank Wilson.AR County: Mississippi Branches in Town: 0 Other Branches: 1 P. 0. Box 338 72395 Telephone: 655-8374 Population: 1,151 Charter Number: 262 Date: Oct.3, 1908 Trust Department: No Bank Holding Company Affiliate None Chm.: Steve Wilson V.P.: Mary Emily Thompson Cash.: Alice Griffin CEO: Charles L. Miller V.P.: Don Bassham Cash and balances Due From Banks: ....... 649 Federal Funds andRepos:. ................ 1,770 Investments: .............................. 7,926 Total Loans: ............................... 6,335 Bank Premises and Fixed Assets: .......... 173 OtherRealEstate: ........................... 12 Other Assets: ............................... 253 TotalAssets: ............................. 17,118 Deposits:............................... 14,527 Federal funds and Borrowings:.......... . . . . 0 Other Liabilities:. ........................... 130 Subordinated Debt:.......................... O Total Liabilities: . . . . . . . . . . . . . . . . . . . . . . . . 14,657 Total Equity Capital and Reserves:...... 2,461 Total Liabilities and Capital:............ 17,118 Total Trust Assets:............................ O Number of Shares Outstanding: ......... 4,000 Directors: Harold Clemon, Sumner R. Cullom, C. L. Denton Jr., Phillip Forrester, J. B. Hilliard, Charles L. Miller, Michael E. Wilson. Midlred P. Wilson, R. E. L. Wilson V, Steve Wilson 113 Seventy-Fifth Report Cross County Bank Wynne.AR County: Cross Branches in Town: 1 Other Branches: 1 P.O.Box9 72396 Telephone: 238-8171 FAXNumber:238-8171 Population: 8,446 Charter Number: 25 Date: Jun. 5, 1891 Trust Department: Yes Bank Holding Company Affiliate Cross County Bancshares, Inc., Wynne, AR CEO/Pres./T.O.: Ken McClahahan V.P.: Leon Foust V.P.: Jack Runsick Cash.: Beth Dildine Cash and balances Due From Banks: ..... 2,771 Federal Funds andRepos: ................ 5,475 Investments: ............................. 28,715 V.P.: Mac· McClahanan V.P.: Mazie Ballard V.P .: Ann Jones Deposits:............................... 69,204 Federal funds and Borrowings: ............ 548 Other Liabilities:. ........................... 771 TotalLoans: .............................. 37.580 Subordinated Debt:.......................... o Bank Premises and Fixed Assets: ........ 1,054 Olher Real Estate:. .......................... 104 TotalLiabililies: ........................ 70,523 Other Assets: ............................. 1.509 TotalAssets: ............................. 77,208 Total Equity Capital and Reserves:. ..... 6,685 Total Liabilities and Capital:............ 77,208 Total Trust Assets: .......................... 530 Number of Shares Oulstanding: ......... 4,000 Directors: Willard G. Burks, Albert A. Hess, John H. Johnston Jr., James A. Richardson, Guy E. Fisher, Marvin T. Hagaman, Pete L. Imboden Ill, Roger E. Pohlner, Ken McClanahan First Arkansas Bank Wynne.AR County: Cross Branches in Town: 0 Other Branches: 1 Population: 8,446 P.O. Box 189 72396 Telephone: 238-2265 Charter Number: 228 Date: Jan.24, 1907 FAX Number: 238-7030 Trust Department: No Bank Holding Company Affiliate Cherry Valley Bancshares, Inc., Wynne, AR CEO/Pres.: W. M. Smith, Ill V.P.: Burnis Posey V.P.: Emmett Milam Cash.: Yvonne Lace Cash and balances Due FromBanks: ....... 576 FederalfundsandRepos:. .................... 0 Investments: .............................. 9,734 TotalLoans: .............................. 13,101 Bank Premises andFixedAssets: .......... 710 Federal funds and Borrowings: .......... 2,700 Other LiabRilies:. ........................... 253 Subordinated Debt:.......................... O TolalLiabilities:. .. .. . . .. .. . . .... .. . .. . . 22,744 Other Real Estate:............................. 0 Other Assets: ............................... 487 Total Assets: ............................. 24,608 TolalEquity Capilal and Reserves:...... 1,864 TotalLiabilitiesandCapital:............ 24,608 TotalTrustAssets:............................ 0 Number of Shares Outstanding:......... 2,000 Deposits:............................... 19.791 Directors: W. M. Smith Jr., W. M. Smith 111, Harry Melhorn Ill, Edward Maddox. H. H. Beasley, Emmett Milam 114 State of Arkansas: Bank Department The Bank of Yellville Yellville.AR County: Marion Branches in Town: O Other Branches: 1 P. 0. Box 325 72687 Telephone: 449-4231 FAX Number: 449-4231 Population: 1,044 Charter Number: 691 Date: Dec. 13, 1945 Trust Department: Yes Bank Holding Company Affiliate Mountain Bancshares, Inc. Yellville, AR CEO: Charles Campbell V.P.: Chloe Richardson Ex. V.P./Chm.: Judy R. Loving Asst. V.P.: R.D. Jackson Cash and balances Due From Banks:..... 1,625 Federal Funds andRepos:. ................ 1,000 Investments: ............................. 15,664 Total Loans: .............................. 22,387 Bank Premises and Fixed Assets: .......... 754 OtherRealEstatec .......................... 983 Other Assets: ............................... 633 TotalAssels: ............................. 43,046 Deposits: ............................... 38,841 FederalfundsandBorrowings: .............. 0 Other Liab!ities: ........................... 253 Subordinated Debt:.......................... 0 Tolalliabilities: ........................ 39,094 Total Equity Capital and Reserves:...... 3,952 Toi al Liabilities and Capital:............ 43,046 Total Trust Assets:............................ O Number of Shares Oulstanding: ....... 20,781 Directors: Judy A. Loving, Charles D. Campbell, Fred Berry, Dan Duren, Karl King. Oran Carter, Owen Kompelien, H. C. Hall, Susan Wendel, Frank Bailey Seventy-Fifth Report 115 SEVENTY-FIFT H REPORT OF STATE CHARTERED TRUST COMPANIES, INDUSTRIAL LOAN INSTITUTIONS AND NON PROFIT ORGANIZATIO NS (NOT ENGAGED IN COMMERCIAL BANKING} (NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION} JUNE 30, 1989 116 State of Arkansas: Bank Department Jones Investment & Trust Co. Little Rock, AR 504 1st Federal Plaza 72201 Population: 250,000 Charter Number: 302 Telephone: 37 4-5225 Date: Aug.29, 1955 County: Pulaski Branches in Town: O Other Branches: 0 Trust Department: Yes Bank Holding Company Affiliate None CEO: Bernice Jones V.P.: H. G. Frost, Jr. Cash and balances Due From Banks: ....... 332 Federal Funds and Repos:..................... 0 Deposits:........................... . . . . . . . . . Investments: ............................. 12,890 Total Loans: ............................... 1,269 Other Liabiiliesc............................ 62 Bank Premises and Fixed Assets: ........... 11 0 Federal funds and Borrowings:.............. O Subordinated Debt: .......................... O Total Liabilities: ............................. 62 OlherRealEstatec ............................ 0 Other Assets: ............................... 222 TotalAssets: ..... ........................ 14,724 TotalEquityCapitalandReserves:.... Total Liabilities and Capital:............ 14,662 14,724 Total Trust Assets:............................ 0 Nl.lmberofSharesOuls\anding: ......... '1,000 Directors: Bernice Jones, H. G. Frost Jr., Mary Sellers Metropolitan Trust Company Sherwood, AR o. County: Pulaski Branches in Town: 0 Other Branches: 0 P. Box 6500 72116 Telephone: 835-7500 Population: 10,586 Charter Number: 569 Date: Jun. 5, 1925 Trust Department: Yes Bank Holding Company Affiliate None Pres.: Hal C. Matthews Treas.: Everett L. Hall, Jr. V.P.: Andrew J. Collins Cash and balances Due From Banks: ....... 11 Federal Funds and Repos:..................... O Investments: .............................. 1,165 Total Loans:................................... O Bank Premises and Fixed Assets: ............ O Other Real Estate:. .......................... 192 Deposits:..................................... O Federal funds and Borrowings:.............. o Olher Assets: ................................ 24 TolalAssets: .............................. 1,392 TotalEquilyCapilalandReserves:. ....... 415 Total Liabilities and Capital:. ............. 1,392 Toi al Trust Assets:............................ O Number of Shares Oulstanding: .... ..... 1,636 Other Liabiiliesc ........................... 977 subordinated Debt: .......................... o Total Liabilities: ............................ 977 Directors: Richard B. Adkisson, Howard Cockrill, Andrew J. Collins, Somers Collins, Jerry H. Glenn Jr., Justin M. Glenn, Everett L. Hall Jr., Lila B. Hornor, David Matthews, Hal C. Matthews, Justin Matthews Ill, James 0. Simpson Jr. Seventy-Fifth Report 117 National Credit Corporation Little Rock, AR P.O. Box 1681 72203 Population: 250,000 Telephone: 371-8769 Charter Number: 1002 FAXNumber:371-8640 Date: Apr.13, 1941 County: Pulaski Branches in Town: 0 Other Branches: 0 Trust Department: No Bank Holding Company Affiliate Worthen Banking Corporation, Little Rock, AR V.P.: Alan C. King Pres.: Andrew T. Melton Cash and balances Due From Banks:......... 0 Federal Funds and Repose.................... o Investments: ................................ 235 Toi al Loans:................................... O Bank Premises and Fixed Assets:............ O OlherRealEstate:. ............................ 0 Other Assets:................................. 5 TolalAssets: ................................ 240 Toi al Trust Assets:............................ O Deposits:..................................... Federal funds and Borrowings:.............. Other Liabilities:.............................. Subordinated Oebt:.......................... Total Liabiities: . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0 O 5 0 5 Total Equity Capital and Reserves:........ 235 Total LiabHities and Capital:................ 240 Number of Shares Outstanding: ......... 6,250 Directors: Curtis F. Bradbury, William B. Keisler, Thomas A. Prince Southern Credit Corporation Malvern.AR County: Hot Spring Branches in Town: 0 Other Branches: O P. 0. Box 400 72104 Population: 10,000 Telephone: 332-2462 Charter Number: 1000 Date: Oct.9, 1959 Trust Department: No Bank Holding Company Affiliate None CEO: W. H. McClure Ex. V.P.: Layne Sparks Cash and balances Due From Banks: ....... 217 Federal Funds andRepos:. ........ .......... 150 Investments: .............................. 6,738 Total Loans: ............................... 4,482 Bank Premises and Fixed Assels: . . . . . . . . . . . 51 Deposits:............................... 10.426 Federal funds and Borrowings:.............. 0 Other Liabilities:............................. 51 a Subordinated Debt:.......................... Toi al LiabRities: . . . . . . . . . . . . . . . . . . . . . . . . 10,4 77 OtherRealEstatec .......................... 155 TotalAssets: ............................. 11.939 Total Equity Capital and Reserves: ...... 1,462 Total liabilities and Capital:............ 11,939 Total Trust Assets:............................ o Number of Shares Outstanding:....... 11.350 OtherAssets: ............................... 146 Directors: W. H. McClure, Layne Sparks, George L. McClure, Dr. A. J. Wilks, Frank McClure, Nancy York, Sara Cole 118 State of Arkansas: Bank Department Arkansas Capital Corporation Little Rock, AR County: Pulaski Branches in Town: O Other Branches: 0 800 Pyramid Place 72201 Population: 250,000 Telephone: 372-9247 Charter Number: 1006 Date: Jan. 1, 1901 Trust Department: No Bank Holding Company Affiliate None CEO/Ex. V.P.: George H. Eagen Chm./Pres.: Wlliam T. Staed V.P.: George E. Campbell Cash and balances OueFromBanks: ....... 145 Federal Funds andRepos:. .................... o Investments: .............................. 2,506 Total Loans: ............................... 5,451 Bank Premises and Fixed Assets: ........... 13 Other Real Estale:. .......................... 175 Other Assets: ................................ 79 Total Assets: .............................. 8,369 Total Trust Assets:............................ 0 V.P.: D. Patton Rudder V.P.: C. Sam Walls Deposits:............... . . . . . . . . . . . . . . . . . . . . . O Federal funds and Borrowings: .......... 4,009 Other Liabilities:................. . . . . . . . 90 Subordinated Debt: ........................ 691 Total Liabilities: .......................... 4,790 Total Equity CapitalandReserves:...... 3,579 Total Liabilities and Capital: .............. 8,369 Number of Shares Outstanding: ......... 1,095 Directors: George E. Campbell, Wayne Clark, Wallace B. Cunningham, Don Pattillo, Robert E. Pruitt, D. Patton Rudder, William T. Staed, A. David Harrington, Bob J. Nash, John W. Ahlen
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