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Seventy-Eighth Annual REPORT OF THE BANK COMMISSIONER JUNE 30, 1992 A rkansas S tate Bank D epartm ent STATE OF ARKANSAS OFFICE OF STATE BANK DEPARTMENT June 30, 1992 Honorable Bill Clinton Governor of Arkansas Little Rock, Arkansas Governor Clinton: I, Bank Commissioner Bill J. Ford, hereby submit for your information and consideration the Seventy-Eighth Annual Report of the Bank Commissioner of Arkansas pursuant to the provisions of Act 113 of 1913. The financial and statistical data contained in this report has been compiled from Reports of Condition and Income and other regulatory reports submitted to this office for the fiscal year ending June 30, 1992. The Department supervised 185 financial institutions as of June 30, 1992, including 180 state chartered commercial banks, two trust companies, two industrial loan institutions, and one non-profit corporation. The assets of all institutions supervised totaled $11,564,524,000 at fiscal year end with $11,507,522,000 representing the total assets of the state chartered commercial banks, a 13.19 percent increase over the $10,166,899,000 reported one year ago. In addition to the institutions noted above, the Department also supervised 126 bank holding companies which own state chartered banks, and 79 trust departments operated by state chartered banks. One new bank, First Community Bank, Conway, was chartered as a result of an application filed by local investors. Another new charter, Bank of Hot Springs, Hot Springs, resulted from its conversion from a national bank. Six other new banks, Citizens Bank of Northwest Arkansas, Fayetteville; Greers Ferry Lake State Bank, Heber Springs; First State Bank, Huntsville; Citizens First Bank, Little Rock; Peoples Bank, Paragould; and First Western Bank and Trust Company, Rogers, resulted from the emergency acquisition of failed financial institutions or their branches. Thirty-one applications for the establishment of new branch bank facilities were approved with twentythree resulting from the failure of other financial institutions. No state chartered bank failure occurred during the fiscal year. The mission of the State Bank Department through Quality Management is to allocate available resources existing in our Examination, Data Processing, and Administrative Services Divisions to implement an effective bank regulatory program. The Department has been and will continue to be an advocate of banking in the implementation of this program. Our primary focus is to ensure the continuance of safe and sound financial practices in state chartered banking institutions. It would follow that the financial services offered by these sound institutions should foster economic growth and meet the public demand for these services in their communities. To accomplish this mission, the Department is committed to the development of its staff through economic rewards and the availability of a work environment Digitized foreducation, FRASER conducive to high productivity. S eventy-E ighth Report The State Bank Department maintains a Strategic Plan which the Department's employees develop on an annual basis as a part of our Quality Management program. The Plan details the goals and objectives to be applied in satisfying legislative mandates. They encompass every facet of the Department's operation and are intended to reflect increased productivity and a more efficient and enhanced utilization of our resources for both current and anticipated needs in serving the citizens of Arkansas. We at the Department thank you for the support you and your staff provide and assure you of our continuing efforts to maintain the highest level of professionalism in the performance of our responsibilities and in the fulfillment of the mission of the Department. Cordially, Bill J. Ford Bank Commissioner S eventy-E ighth Report TABLE OF CONTENTS Legal H olidays......................................................................................................2 Commissioners of The Bank Department .......................................................3 State Banking B o a rd ........................................................................................... 4 Departmental R o ste r........................................................................................... 5 New Bank Charters Approved ......................................................................... 8 New Branches A p p ro ve d ....................................................................................9 Fiscal Report of The Bank D epartm ent.......................................................... 12 Federal Supervisory A g encies..........................................................................13 Trade Associations............................................................................................ 18 Consolidated Report of Condition of State Chartered Banks ...............................................................................20 Consolidated Statement of State Chartered Trust D epartm ents............................................................... 21 Consolidated Report of Condition of National Banks ................................................................................................. 22 Capital to Asset R a tio s .................................................................................... 23 National Banks ................................................................................................. 28 Report of State Chartered Commercial Banks .............................................32 Report of Other State Chartered Financial In stitutions....................................................................................... 124 Commercial Banks Listed by County .......................................................... 128 Bank Holding Com panies............................................................................... 136 Abbreviations 178 2 A rkansas S ta te Bank D ep a rtm e n t LEGAL HOLIDAYS New Year's ......................................................................................... January 1 Robert E. Lee's B ir th d a y ............................... . . . Third Monday in January Martin Luther King's B irth d a y ................... . . . . Third Monday in January George W ashington's B ir th d a y ................. . . . Third Monday in February Memorial D a y ............................................... .................Last Monday in May Independence Day ....................................... ..........................................July 4 Labor Day ..................................................... . . . First Monday in September Veteran's Day . ............................................. ............................ Thanksgiving Day November 11 ....................................... . Fourth Thursday in November Christmas E v e ............................................... ...............................December 24 Christmas Day ............................................. ...............................December 25 All Bills of Exchange, Drafts, or Promissory Notes, which shall become payable in a legal holiday shall be payable on the day next succeeding such holiday. In case any legal holiday falls on Sunday, the next succeeding Monday shall be a holiday in its stead. 3 S eventy-E ighth Report COMMISSIONERS OF THE ARKANSAS STATE BANK DEPARTMENT No. Date of Appointment Name Date Service Ended 1. John M. Davis .... . . . October 6, 1913 October 3, 1918 2. A. J. R e a p ................. . . . October 3, 1918 March 22, 1919 3. W. T. Maxwell . . . . . . . . March 22, 1919 September 1, 1921 4. Charles McKee . . . . . . September 1, 1921 July 28, 1925 5. Loid Rainwater . . . . . . . . . July 28, 1925 February 8, 1927 6. Walter E. Taylor . . . . . . February 8, 1927 January 10, 1933 7. Marion Wasson . . . . . . January 10, 1933 January 12, 1937 8. Grover S. Jernigan . . . . January 1 2, 1937 January 14, 1941 9. Thomas W. Leggett . . . January 14, 1941 February 1, 1949 10. S. J. D e a n ................. . . . February 1, 1949 11. Ed. I. McKinley, Jr. 12. A. R. M e r r it t .............. . . . . March 14, 1953 February 8, 1955 13. Dick Simpson . . . . . . . . February 8, 1955 March 2, 1967 14. H. C. McAdams 15. Don R. Clark (Acting) . . . . March 16, 1979 16. B. J. Lambert, Jr. . . ........... April 19, 1979 April 15, 1983 17. Marlin D. Jackson . . ........... April 15, 1983 October 1, 1987 18. Bill J. F o r d ................. . . . . . December 3 1 ,1 9 4 9 . . . . . . . March 3, 1967 October 1, 1987 December 31, 1949 March 14, 1953 March 16, 1979 April 19, 1979 Arkansas S tate Bank D epartm ent 4 STATE BANKING BOARD MEMBERS Mr. Larry G. Nelson Peoples Bank & Trust Co. Drawer B Mountain Home, Arkansas 72653 TELEPHONE: 425-2166 TERM EXPIRES 12-31-92 Mr. Gary D. Reinboth Chairman 21 Razorback Road Rogers, Arkansas 72756 TELEPHONE: 273-3334 TERM EXPIRES: 12-31-93 Mr. T. E. Patterson 5520 W. 30th Street Little Rock, Arkansas 72204 TELEPHONE: 375-4611 TERM EXPIRES: 12-31-93 Mr. Bob Willett Vice Chairman Smackover State Bank P. 0. Drawer 107 Smackover, Arkansas 71762 TELEPHONE: 725-3051 TERM EXPIRES: 12-31-94 Mr. Lindley V. Smith, Jr. Bank of Tuckerman P. 0. Box 700 Tuckerman, Arkansas 72473 TELEPHONE: 349-5155 TERM EXPIRES: 12-31-95 Mr. Robert Hill P. 0. Box 385 Perryville, Arkansas 72126 TELEPHONE: 889-51 16 TERM EXPIRES: 12-31-96 S eventy-E ighth Report Arkansas State Bank Department Tower Building, Suite 500 323 Center Street Little Rock, Arkansas 72201-2613 (501)324-9019 FAX (501)324-9028 DEPARTMENTAL ROSTER Bill J. Ford - Bank Commissioner EXAMINATION AND SUPERVISION DIVISION Gregory M. Stewart - Chief Examiner - Regulatory Examinations Regulatory and Banking Procedures Bank Performance Evaluation and Monitoring Division Personnel Recruitment Luther Guinn - Assistant Chief Examiner - Brenda J. Jones - Jr. EDP Examiner H. Wilks Marshall - Field Supervisor (Commercial) Thomas M. Narrell - Field Supervisor (Trust/Compliance) Diane Wright - Field Supervisor (Commercial) Larry M. Hillyard - Assistant Chief Examiner - Carolyn J. Bearden - Field Supervisor (BFIC) Steve L. Bryan - Field Supervisor (Commercial) Richard D. Buzbee - Field Supervisor (Commercial) John B. Frazer - Field Supervisor (Commercial) Janet Griebel - Bank Training and Examination Services Manager - Training/Education - Administrative Support ENFORCEMENT AND ECONOMIC DEVELOPMENT DIVISION Don R. Clark - Assistant Bank Commissioner - Regulatory Enforcement Actions - Economic Development - Consumer Complaints - State Banking Board - Quality Management Coordinator 5 A rkansas State Bank D epartm ent 6 CORPORATE AND ADMINISTRATION DIVISION Ronny A. Clay - Assistant Bank Commissioner Jacqulin J. Dicus - Director of Administrative Services - Accounting and Employee Services - Expense Disbursements - Budget and Personnel - Physical Plant and Equipment - Administrative Support - Performance Evaluation - Division Personnel Recruitment Candace A. Franks - Attorney - Application Information - Rules and Regulations Manual - Charter Amendments and Charter Information - Certificates of Good Standing - Legal Filings and Inquiries Julian E. Rainey - Financial Analyst John R. French - Financial Analyst - Self Examination - Reports of Condition and Income - Research and Financial Analysis - Public Information Requests Beth A. Wallis - Data Center Administrator Mitch L. Vire - Systems Programmer - Data Processing Support - Research and Development - Application Programming S eventy-E ighth Report EXAMINATION PERSONNEL BANK SENIOR EXAMINER Tim Beaver H. R. "Chip" Dortch, Jr. (Trust/Compliance) Ted Finkbeiner James M. Franklin, Jr. John Long Bill Milum Baker Moseley Gary Oltmann M. Gregg Qualls Marivel Tounzen Kent T. Williamson Luke B. Webre FINANCIAL EXAMINER II Cindy Clanton (T rust/Compliance) Judy L. Cornett Jerry Corrothers Jaqueline Dye Sykes Harvey R. D. Jackson Joe Bill Yee FINANCIAL EXAMINER I Benjamin F. Bigger, III Mary C. Pennebaker W. Chris Roberts Michael G. Saunders Blake W. Whitley Chris C. Wilson FINANCIAL EXAMINER TRAINEE Patricia M. Arendale John W. Ashby Robert M. Henry John A. Menotti Michael R. Moers Jason R. Nier Jack M. Otten Richard S. Plotkin Gene W. Porter, Jr. Rob L. Robinson Charles M. Stoddard Eric Townsend Paula K. Wilson ACCOUNTING STAFF Patricia L. Wallis - Accounting Supervisor Lisa K. Phillips - Accountant SUPPORT STAFF Mindy Beaver - Administrative Assistant II Jane R. English - Administrative Assistant Lori A. Farr - Legal Secretary Martha A. Harris - Secretary II Cynthia L. Nixon - Administrative Assistant II Brenda L. Strachan - Management Project Analyst Joy L. Thomas - Secretary II 8 Arkansas S tate Bank D epartm ent NEW BANK CHARTERS APPROVED FIRST COMMUNITY BANK 1001 Front Street P.O. Box 938 Conway, Arkansas 72032-0938 (New bank charter approved July 20 1991.) CITIZENS BANK OF NORTHWEST ARKANSAS 3500 North College P.O. Box 1407 Fayetteville, Arkansas 72702-1407 (New bank charter (EMERGENCY) approved August 16, 1991.) GREERS FERRY LAKE STATE BANK 421 West Main Street P.O. Box 970 Heber Springs, Arkansas 72543-0970 (New bank charter (EMERGENCY) approved July 26, 1991.) BANK OF HOT SPRINGS Grand and Central P.O. Box 1799 Hot Springs, Arkansas 71902-1799 (Conversion from national charter approved August 15, 1991.) FIRST STATE BANK Highway 68 West P.O. Box 667 Huntsville, Arkansas 72740-0667 (New bank charter (EMERGENCY) approved July 26, 1991.) CITIZENS FIRST BANK 320 West Capitol P.O. Box 1951 Little Rock, Arkansas 72201-1951 (New bank charter (EMERGENCY) approved September 6, 1991.) S eventy-E ighth Report 9 PEOPLES BANK 300 West Emerson P.0. Box 490 Paragould, Arkansas 72451-0490 (New bank charter (EMERGENCY) approved September 13, 1991.) FIRST WESTERN BANK AND TRUST COMPANY West Walnut and Rife Drive P.O. Box 749 Rogers, Arkansas 72756-0749 (New bank charter (EMERGENCY) approved July 26, 1991.) NEW BRANCHES APPROVED NAME OF BANK NEW BRANCH LOCATION Merchants & Planters Bank & Trust Company Arkadelphia 105 Caddo Street Arkadelphia First State Bank Beebe 6929 John F. Kennedy Blvd North Little Rock Benton State Bank Benton Main and Military Benton American State Bank Charleston 89 Phoenix Village Fort Smith Arkansas State Bank Clarksville 708 West Main Clarksville Bank of Delight Delight 106 East 2nd Street Prescott First Commercial Bank of Lonoke County England 106 South Second Street Cabot Mcllroy Bank & Trust Fayetteville 1164 East Joyce Street Fayetteville Citizens Bank of Northwest Arkansas Fayetteville 2000 West Walnut Rogers Greers Ferry Lake State Bank Heber Springs Thriftw ay Shopping Center Clinton 10 A rkansas S tate Bank D epartm ent NAME OF BANK NEW BRANCH LOCATION Heber Springs State Bank Heber Springs Lakewood Village Mall Fairfield Bay Bank of Hot Springs Hot Springs 5501 Central Avenue Hot Springs Bank of Hot Springs Hot Springs 3021 Malvern Avenue Hot Springs The Arkansas Bank Jonesboro 124 South 15th Street Paragould The Arkansas Bank Jonesboro 264 North Third Street Piggott Citizens Bank Jonesboro 2500 East Highland Drive Jonesboro Citizens First Bank Little Rock 650 South Shackleford, Suite 150 Little Rock Citizens First Bank Little Rock 101 Pharr Maumelle MidSouth Bank Monette 500 Drew Street Monette Bank of Mountain View Mountain View Main and Oak Streets Mountain View Pike County Bank Murfreesboro 202 West Bishop Nashville Bank of Little Rock North Little Rock 5600 R Street Little Rock The Twin City Bank North Little Rock 10 Crestview Plaza Jacksonville The Twin City Bank North Little Rock 8008 Geyer Springs Road Little Rock Bank of Ozark Ozark 2001 West Commercial Ozark Peoples Bank Paragould Highway 49 North & Sikes Rd Rector Smackover State Bank Smackover 125 West 5th El Dorado 1 S eventy-E ighth Report NAME OF BANK NEW BRANCH LOCATION Springdale Bank and Trust Springdale 3950 West Sunset Avenue Springdale Bank of Star City Star City 2201 East harding Pine Bluff First State Bank Warren 400 North Main Warren Bank of West Memphis West Memphis 125 West Broadway West Memphis 12 A rkansas S ta te Bank D epartm ent The following is a statement reflecting deposits and disbursements of the State Bank Department from July 1, 1991 through June 30, 1992. RECEIPTS Cash Balance June 30, 1991 Examination and Assessment Fees Charter and Amendment Fees . . Teller's Facility Application and all Protest F e e s ................... Miscellaneous Fees ...................... Reimbursement for M & R Sales . Warrant C ancellations................... Refund to Expenditure ................. $1,065,296.18 3,2 4 9,0 2 0.6 9 . . 9,720.00 . . . .. .. 45,0 75 .0 0 10,482.16 14,797.97 . . 964.58 3,8 4 1.7 4 3 .3 3 3.9 0 2.1 4 4 ,3 9 9,1 9 8.3 2 DISBURSEMENTS S a la rie s .......................................................... 1,878,903.88 Maintenance and General O p e ra tio n s ........... 6 99 ,826.56 S.S., Retirement and Insurance Matching ........................................................ 431 ,29 2 .04 Professional Services and F e e s ...................... 55,225.88 Conference Fees and T r a v e l............................ 121,437.89 Capital O u tla y ..................................................... 116,367.95 Data Processing .................................................. 7,505.71 Proceeds from M & R .......................................... 8,553.46 Service Charged by State T re a su re r.............. 49,557.23 Total Disbursements Cash Balance June 30, 1992 3 ,3 6 8,6 7 0.6 0 1.030.527.72 4,3 9 9,1 9 8.3 2 13 S eventy-E ighth Report FEDERAL DEPOSIT INSURANCE CORPORATION Memphis Regional Office 5100 Poplar Avenue, Suite 1900 Memphis, Tennessee 38137 Telephone Number: (901)685-1603 Fax Number: (901) 685-1846 Fax Number: (901)682-5110 Bill C. Houston . . . James F. Benner . . Joseph M. McGovern Ronny G. Parham . Sylvia J. Horne . . . Phillip H. Schwartz . ................ Regional Assistant Regional Assistant Regional Assistant Regional Assistant Regional ................ Regional Director Director Director Director Director Counsel Little Rock Field Office 3805 McCain Park Drive, Suite 112 North Little Rock, Arkansas 72116 P. 0. Box 16355 Telephone Number: (501) 758-7676 Fax Number: (501) 758-8095 Larry T. Tadlock .................................. ................. Field Office Supervisor Memphis Field Office Building D, Suite 275 1355 Lynnfield Road Memphis, Tennessee 38119 Telephone Number: (901) 763-1775 Fax Number: (901) 763-4163 William W. Q u in n .................................................... Field Office Supervisor Shreveport Field Office 1914 Citizens Drive Bossier City, Louisiana 71111 Telephone Number: (318) 746-8283 Fax Number: (318)742-2451 Don R. Turner Field Office Supervisor 14 Arkansas S tate Bank D epartm ent FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 411 Locust Street P. 0. Box 442 St. Louis, Missouri 63166 Telephone Number: (314) 444-8444 Thomas C. Melzer ..................... .................................................. President James R. B o w e n ........................ .................................. First Vice President William G. D e w a lcl..................... ............................. Senior Vice President Henry H. Bourgaux .................. ............................. Senior Vice President .......................... ............................. Senior Vice President Joan P. Cronin Mary H. Karr Richard E. Kay .............................. ..........................................Vice President General Counsel and Secretary .......................... Valuables Processing James R. K enned y..................... .......................................... Vice President Information Systems Jean M. Lovati .......................... .......................................... Vice President Payments Martha L. Perine ........................ ..........................................Vice President Financial Services and Human Resources Michael D. Renfro ..................... ....................................... General Auditor Audit Kristi D. S h o rt............................. ..........................................Vice President Customer Support and Electronic Services William J. S n e e d ........................ ..........................................Vice President Support Services Randall C. S u m n e r..................... ..........................................Vice President Credit, Community Affairs and Contingency Planning 15 S eventy-E ighth Report FEDERAL RESERVE BANK OF ST. LOUIS DISTRICT NO. 8 Little Rock Branch 325 West Capitol Avenue P. 0. Box 1261 Little Rock, Arkansas 72203 Telephone Number: (501)324-8300 Karl W. Ashman ..........................................Vice President and Manager Thomas R. Calloway .................................. .. . Assistant Vice President David T. Rennie................................................. Assistant Vice President Memphis Branch 200 North Main Street P. 0. Box 407 Memphis, Tennessee 38101 Telephone Number: (901) 523-7171 Raymond Laurence....................................... Vice President and Manager A. C. Cremerious, J r................... John P. Baumgartner .......... .. Assistant Vice President Assistant Vice President 16 A rkansas S tate Bank D epartm ent COMPTROLLER OF THE CURRENCY Southwestern District Office 500 N. Akard 1600 Lincoln Plaza Dallas, Texas 75201-3394 Telephone Number (214) 720-0656 Fax Number: (214) 720-7098 Dean S. M a r r io t t ............................................................... Deputy Comptroller John A. B o d n a r............................................................. Patrick Parise District Administrator ........................................................................... District Counsel Thomas M. B ly e d b a l.............................................Director for Administration Edward Graves Jerry H. Corn ................................................................ Director for Analysis .................................................. William J. Suman ......................... Director for Bank Supervision Director for Regional Bank Supervision Little Rock Duty Station 10201 W. Markham, Suite 105 Little Rock, Arkansas 72205 Telephone Number: (5 0 1 )2 2 5 -7 2 2 8 Fax Number: (501) 225-2711 Larry W in t e r ................................................................................. Field Manager F. Christian D u n n ........................................................................ Field Manager Oklahoma City Field Office 301 N. W. 63rd Street, Suite 290 Oklahoma City, Oklahoma 73116 Telephone Number: (405) 848-8095 Fax Number: (405) 843-0961 Kenneth I. Myers Field Office Director S eventy-E ighth Report 17 COMPTROLLER OF THE CURRENCY Southeastern District Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 Telephone Number: (404) 659-8855 Fax Number: (404) 588-4532 Clifton A. Poole, Jr. . .......... Deputy Comptroller Robert V. Ahrens . . . . . . District Administrator H. Gary Pannell . . . . ................District Counsel William J. Abernathy Director for Bank Analysis James P. B u f f .......... Director for Administration A. Duncan McFarlane Director for Regional Banks Central Field Office Marquis One Tower, Suite 600 245 Peachtree Center Avenue, N.E. Atlanta, Georgia 30303 Vernon E. Fasbender Field Office Director 18 Arkansas S tate Bank D epartm ent ARKANSAS BANKERS ASSOCIATION Suite 1027, 221 W. Second Street Little Rock, Arkansas 72201 Telephone Number: (501)376-3741 Fax Number: (501) 376-9243 H. C. C a rv ill............................................................. . . . Executive Director Floyd L. Parker ....................................................... President & Chief Executive Officer The Malvern National Bank, Malvern W. D. Glover .......................................................... . . . First Vice President Chairman & Chief Executive Officer First National Bank of Eastern Arkansas, Forrest City Wayne C la rk ............................................................. . Second Vice President Chairman & Chief Executive Officer Fist National Bank, Berryville Loyd S w o p e ............................................................ ..................... Chairman, President & Chief Executive Officer Bank of Lincoln, Lincoln Treasurer YOUNG BANKER SECTION OFFICERS Harvey Williams ..................................................... ..................... Assistant Vice President Simmons First National Bank, Pine Bluff Greg A n g e l............................................................... Assistant Vice President First National Bank, Searcy President Senior Vice President David Falconer ....................................................... ............. Vice President Trust Officer Worthen National Bank, Little Rock Richard Munoz ....................................................... ..................... Branch Manager City National Bank, Fort Smith Mark K. T u r n e r ................................ Assistant Vice President The Malvern National Bank, Malvern Secretary Education Coordinator S eventy-E ighth Report 19 ARKANSAS INDEPENDENT BANKERS ASSOCIATION P. O. Box 206 Hot Springs, Arkansas 71951-0206 Telephone Number: (501) 525-1634 Fax Number: (501) 525-0637 Richard G. T ra m m e l........................................... . . . . Executive Director Ross S t o u t ....................................................... President & Chief Executive Officer Arkansas State Bank, Siloam Springs Pete Maris ....................................................... .................. Vice President Chairman & Chief Executive Officer Bank of Little Rock, North Little Rock James M. Park ................................ President & Chief Executive Officer Bank of Cabot, Cabot ............. .......................... Secretary Max O. T a y lo r.................................................... .......................... Chairman & Chief Executive Officer Smackover State Bank, Smackover Treasurer Arkansas Association of Bank Holding Companies Suite 1020 Boyle Building Little Rock, Arkansas 72201 Telephone Number: (501)374-2020 Fax Number: (501)374-7334 Charlotte M a y ............................................................... Executive Director John T. Hampton ...................................................................... President & Chief Executive Officer First Western Bancshares, Inc., Booneville Chairman Michael M u rp h y.................................................................... Vice Chairman President & Chief Executive Officer Fidelity National Bank of West Memphis, West Memphis James R. H a ll ............................................................................... Chairman, President & Chief Executive Officer Dumas State Bank, Dumas Treasurer A rkansas S ta te Bank D epartm ent 20 CONSOLIDATED REPORT OF CONDITION OF THE 180 STATE CHARTERED COMMERCIAL BANKS June 30, 1992 (000's omitted) ASSETS 1. Cash and Balances due from depository institutions: a. Noninterest-bearing balances and currency and coin ............$476,411 b. Interest-bearing balances .........................................................219,707 2. Securities ..................................................................................... 4,527,422 3. a. Federal funds so ld ..................................................................... 252,576 b. Securities purchased under agreement to resell.......................... 5,601 4. Loans and lease financing receivables: a. Loans and lease, net of unearned income .......................... 5,678,234 b. Less: Allowances for loan and losses ........................................ 88,269 c. Less: Allocated transfer risk reserve....................................................0 d. Loans and lease, net of unearned income allowance, and reserve ........................................................... 5,589,965 5. Assets held in trading accounts................................................................299 6. Premises and Fixed Assets (including capitalized lease) ...................171,941 7. Other real estate owned ..................................................................... 45,432 8. Investments in unconsolidated subsidiaries and associated companies .................................................................2,325 9. Customers liability to this bank onacceptances outstanding...........................0 10. Intangible assets ................................................................................. 36,665 11. Other assets...................................................................................... 179,178 12. Total assets .............................................................................. 11,507,522 LIABILITIES 13. Deposits: a. In domestic offices ........................................................... 10,227,980 (1) Noninterest-bearing......................................................... 1,196,792 (2) Interest-bearing ................................................................ 9,031,188 b. In foreign offices, Edge and Agreement subsidiaries, and IBFs............................................................................ 0 (1) Noninterest-bearing.......................................................................... 0 (2) Interest-bearing ...............................................................................0 14. a. Federal funds purchased...............................................................35,900 b. Securities sold under agreement to repurchase........................... 48,152 15. Demand notes issued to the U.S. Treasury......................................... 6,667 16. Other borrowed m oney........................................................................45,121 17. Mortgage indebtedness and obligations under capitalized leases ...............................................................................2,994 18. Bank's liability on acceptances executed andoutstanding ............................. 0 19. Notes and debentures subordinated to deposits..................................... 1,625 20. Other liabilities ........................................................................... .78,141 21. Total liabilities............................................................................ 10,446,580 22. Limited-life preferred stock .......................................................................... 0 EQUITY CAPITAL 23. Perpetual preferred stock......................................................................12,856 24. Common stock ................................................................................ 102,391 25. Surplus ............................................................................................. 363,254 26. a. Undivided profits and capital reserves...................................... 585,158 b. LESS: Net unrealized loss on marketable eqity securities.............. 2,717 27. Cumulative foreign currency translation adjustment .....................................0 28. Total equity capital ..................................................................... 1,060,942 Digitized for29. FRASER Total liabilities, limited-life preferred stock and http://fraser.stlouisfed.org/ equity capital......................................................................... 11,507,522 Federal Reserve Bank of St. Louis S eventy-E ighth Report CONSOLIDATED STATEMENT OF CONDITION OF THE 79 STATE CHARTERED TRUST DEPARTMENTS June 30, 1992 (000's omitted) ASSETS 1. Non-interest Bearing Deposits a. Own Bank and Affiliate Institutions .................. $2,437 b. Other institutions ..................................................... .. 2,131 2. Interest Bearing Deposits a. Own Bank and Affiliate Institutions ............................. 67,718 b. Other In s titu tio n s ............................... ............................ 53,708 3. U.S. Government and AgencyObligations 195,848 4. State, County and Municipal Obligations ................................ 59,567 5. Other Short-Term Obligations ..................... 87,808 6. Other Notes and Bonds .......................... 34,878 7. Stocks ............................................. 109,814 8. Collective Investment Fund Units ............................................. 23,508 9. Real Estate Mortgages ............................. 18,707 47,317 10. Real Estate ..................... 11. Miscellaneous Assets ............. 14,946 12. Suspense Accounts . ............................. 1,183 13. O th e r.................. .....................................................................11,785 14. Total assets ................................ 731,355 LIABILITIES Trusts and Estates 15. Employee Benefit ..................................................................... 170,259 a. (Number of Accounts) . . . . . . . . . 1,438 16. Personal T r u s t s ........................ ........................................... 232,632 1,258 a. (Number of Accounts) ..................... 17. Estates and Guardianships a. (Number of A cco u n ts).......... ...............285 Agencies 18. Employee Benefit ..................... 46,604 a. (Number of Accounts) . . . . . . . . . 1,113 19. All Other ......................................................... ....................... 143,436 a. (Number of A cco u n ts).......... .......... 891 Collective Investment Funds 20. Employee B e n e fit....................... .............................................. 1,234 a. (Number of Accounts) . ..................... 25 21. All Other ............. .................. .............................................. 43,485 a. (Number of A cco u n ts)....................... 71 22. Corporate Trust Accounts ...................................................... 78,570 a. (Number of A cco u n ts)............. .. 682 23. Corporate Agency Accounts . .................................................. 12,551 a. (Number of A cco u n ts).................. 69 24. Profit Accounts .................. ...................... .............................. 1,375 25. Suspense A c c o u n ts ............................... ................................. 1,209 26. Total Liabilities . ..................................................................... 731,355 21 22 Arkansas S tate Bank D epartm ent CONSOLIDATED REPORT OF CONDITION OF THE 78 NATIONAL BANKS June 30, 1992 (000's omitted) ASSETS 1. Cash and Balances due from depository institutions: a. Noninterest-bearing balances and currency and coin .............$756,388 b. Interest-bearing balances ............................................................... 87,096 2. Securities .............................................................................................. 4,989,919 3. a. Federal funds s o ld ........................................................................... 409,124 b. Securities purchased under agreement to re s e ll............................ 29,399 4. Loans and lease financing receivables: a. Loans and lease, net of unearned income ............................ 6,152,125 b. Less: Allowances for loan and losses ......................................... 105,987 c. Less: Allocated transfer risk re s e rv e ......................................................... 0 d. Loans and lease, net of unearned income allowance, and reserve ................................................................. 6,046,138 5. Assets held in trading acco u n ts.................................................................28,701 6. Premises and Fixed Assets (including capitalized lease) .....................216,010 7. Other real estate owned ............................................................................ 56,177 8. Investments in unconsolidated subsidiaries and associated companies ............................................................................... 0 9. Customers liability to this bank onacceptances outstand ing..............................0 10. Intangible assets ......................................................................................... 38,335 11. Other a s s e ts ...............................................................................................205,451 12. Total assets ...................................................................................... 12,862,738 LIABILITIES 13. Deposits: a. In domestic offices ................................................................. 1 1,306,229 (1) Noninterest-bearing.............................................................. 1,793,208 (2) Interest-bearing .......................................................................9,513,021 b. In foreign offices, Edge and Agreement subsidiaries, and IB F s .................................................................................... 0 (1) Noninterest-bearing..................................................................................0 (2) Interest-bearing .......................................................................................0 14. a. Federal funds purchased.....................................................................96,100 b. Securities sold under agreement to repurchase.......................... 120,848 15. Demand notes issued to the U.S. T re a su ry.......................................... 33,333 16. Other borrowed m o n e y ........................................................................... 149,879 1 7. Mortgage indebtedness and obligations under capitalized leases ...................................................................................... 4,006 18. Bank's liability on acceptances executed andoutstanding ................................ 0 19. Notes and debentures subordinated to d e p o s its ........................................ 4,375 20. Other liabilities ........................................................................................ 100,702 21. Total lia b ilitie s ................................................................................... 11,815,472 22. Limited-life preferred stock ................................................................................. 0 EOUITY CAPITAL 23. Perpetual preferred s to c k ...................................................................................144 24. Common stock ............................................................................................ 93,347 25. Surplus .......................................................................................................312,623 26. a. Undivided profits and capital re se rve s......................................... 643,435 b. LESS: Net unrealized loss on marketableeqity securities..................2,283 27. Cumulative foreign currency translation adjustment .........................................0 28. Total equity capital ........................................................................... 1,047,266 Total liabilities, limited-life preferred stock and Digitized for29. FRASER equity c a p ita l................................................................................. 12,862,738 S eventy Eighth Report 23 CAPITAL TO ASSET RATIOS June 30, 1992 BANK Commercial Bank at Alma First National Bank of Altheimer Bank of Am ity Citizens First State Bank Elk Horn Bank and Trust Company Merchants & Planters Bank & Trust Company First National Bank of Sharp County Bank of Ashdown, N. A. The First National Bank in Ashdown Bank of Atkins The Bank of Augusta Citizens State Bank Worthen National Bank of Batesville First National Bank of Arkansas The Citizens Bank Bank of Bearden Citizens Bank First State Bank The Union Bank of Benton Benton State Bank FirstBank, N. A. Bank of Bentonville The First National Bank of Berryville Bank of Blevins Farmers Bank and Trust Company The First National Bank in Blytheville Citizens Bank The Bank of Bradley FirstBank of Arkansas Bank of Brinkley Bank of Cabot The First National Bank of Izard County Merchants and Planters Bank, N. A Worthen National Bank of Camden Caraway Bank Citizens Bank & Trust Bank of Cave City American State Bank The Merchants & Planters Bank Arkansas State Bank Farmers Bank & Trust Company Clinton State Bank First National Bank First Community Bank The First National Bank of Conway Worthen National Bank of Conway CITY RATIO Alma Altheimer Am ity Arkadelphia Arkadelphia Arkadelphia Ash Flat Ashdown Ashdown Atkins Augusta Bald Knob Batesville Batesville Batesville Bearden Beebe Beebe Benton Benton Bentonville Bentonville Berryville Blevins Blytheville Blytheville Booneville Bradley Brinkley Brinkley Cabot Calico Rock Camden Camden Caraway Carlisle Cave City Charleston Clarendon Clarksville Clarksville Clinton Clinton Conway Conway Conway 9.40 22.86 18.47 8.90 9.40 7.62 10.06 11.01 11.15 10.61 15.22 7.47 8.19 5.71 7.93 19.30 9.60 7.55 8.50 8.43 9.45 10.23 14.17 9.34 9.41 10.01 7.89 9.00 9.40 13.92 9.68 14.68 8.66 8.59 5.81 10.72 9.24 8.74 9.30 7.28 8.24 7.54 6.99 19.55 9.34 7.92 24 Arkansas S ta te Bank D epartm ent BANK The Corning Bank First National Bank of Crossett First State Bank Danville State Bank Arkansas Valley Bank Bank of Dardanelle The First National Bank of DeQueen First State Bank of DeQueen DeWitt Bank and Trust Company The First National Bank of DeWitt Decatur State Bank Bank of Delight Dermott State Bank First State Bank of Dermott Farmers & Merchants Bank First National Bank of Howard County Dumas State Bank Merchants and Farmers Bank First Southern Bank The Exchange Bank & Trust Company The First National Bank of El Dorado National Bank of Commerce of El Dorado The Delta State Bank Bank of Elkins Bank of England The Eudora Bank Bank of Eureka Springs Bank of Evening Shade The Bank of Fayetteville, N. A. Citizens Bank of Northwest Arkansas M cllroy Bank & Trust Worthen National Bank of Northwest Arkansas 1st Ozark National Bank First State Bank of Fordyce Fordyce Bank & Trust Co. First National Bank of Eastern Arkansas Planters Bank & Trust Company The City National Bank of Fort Smith The First National Bank of Fort Smith The Merchants National Bank of Fort Smith Planters & Merchants Bank The Bank of Glenwood Caddo First National Bank First State Bank Bank of Gravett The First National Bank in Green Forest Farmers Bank First State Bank of Gurdon Farmers Bank Calhoun County Bank Mercantile Bank The Bank of Harrisburg The Security Bank Digitized forWorthen FRASER National Bank of Harrison CITY RATIO Corning Crossett Crossett Danville Dardanelle Dardanelle DeQueen DeQueen DeWitt DeWitt Decatur Delight Dermott Dermott Des Arc Dierks Dumas Dumas Earle El Dorado El Dorado El Dorado Elaine Elkins England Eudora Eureka Springs Evening Shade Fayetteville Fayetteville Fayetteville Fayetteville Flippin Fordyce Fordyce Forrest City Forrest City Fort Smith Fort Smith Fort Smith Gillett Glenwood Glenwood Gould Gravette Green Forest Greenwood Gurdon Hamburg Hampton Hardy Harrisburg Harrison Harrison 9.46 10.62 9.27 12.24 9.90 11.55 12.27 11.44 18.04 8.99 14.67 7.79 13.03 10.83 27.41 15.59 9,46 12.67 16.37 10.14 10.13 8.45 52.45 9.18 9.30 12.59 11.26 10.68 6.04 7.55 7.92 9.51 6.22 9.51 9.15 10.63 11.49 8.22 9.81 8.37 10.90 10.17 6.99 8.16 13.51 12.67 12.76 9.05 10.18 12.95 7.55 10.47 8.95 8.49 Seventy- Eighth Report BANK Hazen First State Bank The Cleburne County Bank Greers Ferry Lake State Bank Fleber Springs State Bank First National Bank of Cleburne County Helena National Bank First National Bank of Phillips County Bank of Holly Grove The First National Bank of Hope The Citizens National Bank of Hope Horatio State Bank Arkansas Bank and Trust Company Bank of Hot Springs Worthen National Bank of Hot Springs The Planters National Bank of Hughes The First National Bank of Huntsville First State Bank Peoples Bank First Jacksonville Bank and Trust Newton County Bank Citizens Bank of Jonesboro Mercantile Bank The Arkansas Bank Simmons First Bank of Jonesboro Union State Bank FirstBank of Arkansas Pine State Bank Madison Bank and Trust Simmons First Bank of Lake Village Bank of Lake Village River Valley Bank and Trust Leachville State Bank Little River Bank The First National Bank of Lewisville Peoples Bank and Loan Co. Bank of Lincoln Arkansas Bankers Bank Central Bank and Trust Citizens First Bank Eagle Bank and Trust Company First Commercial Bank, N. A. Metropolitan National Bank One National Bank Pulaski Bank and Trust Company Union National Bank of Arkansas Worthen National Bank of Arkansas Bank of Lockesburg First State Bank ^ Farmers Bank & I rust Company First National Bank of Magnolia Bank of Malvern The Malvern National Bank Mercantile Bank, Mammoth Spring, Ark The Merchants & Planters Bank 25 CITY RATIO Hazen Heber Springs Heber Springs Heber Springs Heber Springs Helena Helena Holly Grove Hope Hope Horatio Hot Springs Hot Springs Hot Springs Hughes Huntsville Huntsville Imboden Jacksonville Jasper Jonesboro Jonesboro Jonesboro Jonesboro Junction City Kensett Kingsland Kingston Lake Village Lake Village Lavaca Leachville Lepanto Lewisville Lewisville Lincoln Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Lockesburg Lonoke Magnolia Magnolia Malvern Malvern Mammoth Spring Manila 8.17 8.94 7.22 7.26 8.23 7.11 7.18 11.17 12.28 9.62 9.74 8.85 8.05 8.21 11.85 12.71 7.44 7.22 8.52 8.84 8.06 9.16 6.79 7.67 10.59 6.49 7.72 7.88 10.46 12.84 10,40 8.30 18.68 9.52 8.88 9.83 10.65 9.61 8.65 8.40 8.52 6.81 17.01 7.42 9.08 5.46 11.98 10.64 7.60 10.22 10.43 10.22 7.85 12.29 26 A rkansas S tate Bank D epartm ent BANK Bank of Mansfield First National Bank at Marianna Citizens' Bank Marked Tree Bank Searcy County Bank Bank of McCrory The First National Bank of McGehee McGehee Bank The Bank of North Arkansas First National Bank in Mena The Union Bank of Mena MidSouth Bank Commercial Bank & Trust Company Union Bank & Trust Company The First National Bank of Conway County Morrilton Security Bank, N. A. The Bank of Montgomery County First National Bank & Trust Company of Mountain Home Peoples Bank and Trust Company Bank of Mountain View Bank of Mulberry Pike County Bank The First National Bank of Nashville Citizens National Bank of Nashville W’orthen National Bank of Newark First State Bank of Newport Merchants & Planters' Bank Bank of Little Rock National Bank of Arkansas in North Little Rock The Twin City Bank American State Bank First National Bank in Osceola The Planters Bank Bank of Ozark First National Bank Peoples Bank Security Bank The First National Bank at Paris Southeast Arkansas Bank First State Bank The Perry County Bank Piggott State Bank Pine Bluff National Bank Simmons First National Bank of Pine Bluff Worthen National Bank of Pine Bluff First State Bank Bank of Pocahontas Planters and Stockmen Bank The Peoples Bank Portland Bank The Farmers and Merchants Bank Bank of Prescott Digitized forThe FRASER Bank of Rector CITY RATIO Mansfield Marianna Marion Marked Tree Marshall McCrory McGehee McGehee Melbourne Mena Mena Monette Monticello Monticello Morrilton Morrilton Mount Ida Mountain Home 8.17 14.46 9.60 10.73 8.78 11.86 13.16 14.19 7.23 10.64 9.09 7.11 9.13 8.93 9.24 8.91 13.73 10.56 Mountain Home Mountain View Mulberry Murfreesboro Nashville Nashville Newark Newport Newport North Little Rock North Little Rock North Little Rock Osceola Osceola Osceola Ozark Paragould Paragould Paragould Paris Parkdale Parkin Perryville Piggott Pine Bluff Pine Bluff Pine Bluff Plainview Pocahontas Pocahontas Portland Portland Prairie Grove Prescott Rector 9.42 16.80 9.66 7.46 9.97 11.39 8.54 8.95 9.07 9.81 7.15 7.14 18.65 10.34 11.11 9.08 11.59 13.30 7.71 8.10 9.37 9.59 8.82 8.30 5.00 7.45 8.43 10.49 10.10 8.94 10.03 9.96 14.97 8.07 8.19 S e v e n t y E ig h th R e p o rt 27 BANK CITY RATIO Farmers and Merchants Bank The Bank of Rison Farmers and Merchants Bank First National Bank and Trust Company First Western Bank and Trust Company First Bank of Arkansas First National Bank of Russellville Worthen National Bank of Russellville Bank of Salem Logan County Bank First National Bank First Security Bank First National Bank of Sheridan Grant County Bank Arkansas State Bank First National Bank Smackover State Bank Merchants & Planters Bank The First National Bank of Springdale Springdale Bank and Trust Bodcaw Bank Bank of Star City The Stephens Security Bank Citizens Bank The Farmers & Merchants Bank First National Bank in Stuttgart Commercial National Bank of Texarkana The State First National Bank of Texarkana Bank of Trumann First State Bank of Arkansas Bank o f Tuckerman First Delta Bank Citizens' Bank & Trust Company First National Bank of Crawford County The Peoples Bank Bank of Waldron The Scott County Bank The Arkansas Bank The First National Bank of Lawrence County First State Bank of Warren Warren Bank and Trust Company Bank of Weiner Merchants and Farmers Bank Bank of West Memphis Fidelity National Bank of West Memphis First National Bank in West Memphis Wilmot State Bank The First National Bank of Wynne Cross County Bank First Arkansas Bank The Bank of Yellville Reyno Rison Rogers Rogers Rogers Russellville Russellville Russellville Salem Scranton Searcy Searcy Sheridan Sheridan Siloam Springs Siloam Springs Smackover Sparkman Springdale Springdale Stamps Star City Stephens Strong Stuttgart Stuttgart Texarkana Texarkana Trumann Trumann Tuckerman Tyronza Van Buren Van Buren Waldo Waldron Waldron Walnut Ridge Walnut Ridge Warren Warren Weiner West Helena West Memphis West Memphis West Memphis Wilmot Wynne Wynne Wynne Yell ville 6.89 16.46 13.67 7.04 7.87 7.52 7.70 7.93 7.45 13.31 10.64 8.37 12.17 11.75 12.02 6.85 9.96 9.39 12.04 9.10 11.66 7.93 9.91 13.62 9.39 9.61 9.61 9.99 13.33 9.31 12.69 13.44 7.91 7.65 10.66 16.32 11.40 8.69 10.92 7.82 12.09 12.15 8.15 10.36 8.37 11.94 16.07 9.22 9.01 13.66 9.35 28 Arkansas S tate Bank D epartm ent NATIONAL BANKS June 30, 1992 (000's omitted) NAME First National Bank of Altheimer First National Bank of Sharp County Bank of Ashdown, N. A. The First National Bank in Ashdown First National Bank of Arkansas Worthen National Bank of Batesville FirstBank, N. A. The First National Bank of Berryville The First National Bank in Blytheville The First National Bank of Izard County Merchants and Planters Bank, N. A. Worthen National Bank of Camden First National Bank The First National Bank of Conway Worthen National Bank of Conway First National Bank of Crossett The First National Bank of DeQueen The First National Bank of DeWitt First National Bank of Howard County The First National Bank of El Dorado National Bank of Commerce of El Dorado The Bank of Fayetteville, N. A. Worthen National Bank of Northwest Arkansas 1st Ozark National Bank First National Bank of Eastern Arkansas The City National Bank of Fort Smith The First National Bank of Fort Smith The Merchants National Bank of Fort Smith Caddo First National Bank The First National Bank in Green Forest Worthen National Bank of Harrison First National Bank of Cleburne County First National Bank of Phillips County Helena National Bank The Citizens National Bank of Hope The First National Bank of Hope Worthen National Bank of Hot Springs The Planters National Bank of Hughes The First National Bank of Huntsville The First National Bank of Lewisville First Commercial Bank, N. A. Metropolitan National Bank One National Bank Digitized for Union FRASERNational Bank of Arkansas CITY ASSETS Altheimer 10,307 Ash Flat 102,102 Ashdown 41,475 Ashdown 51,904 Batesville 33,220 146,541 Batesville 76,764 Bentonville Berryville 109,285 Blytheville 118,886 Calico Rock 58,478 Camden 87,583 Camden 106,854 Clinton 47,507 Conway 209,120 191,172 Conway Crossett 89,336 DeQueen 80,178 DeWitt 78,905 Dierks 32,276 El Dorado 271,965 El Dorado 117,338 Fayetteville 89,309 Fayetteville 417,018 Flippin 44,166 152,092 Forrest City Fort Smith 302,112 Fort Smith 482,109 Fort Smith 273,451 49,742 Glenwood Green Forest 99,218 Harrison 83,885 Heber Springs 53,028 Helena 95,345 Helena 83,891 Hope 184,679 97,521 Hope Hot Springs 288,016 19,171 Hughes Huntsville 68,923 21,229 Lewisville Little Rock 11,385,424 Little Rock 204,452 92,602 Little Rock Little Rock 574,973 29 S eventy-E ighth Report NAME CITY Worthen National Bank of Arkansas First National Bank of Magnolia The Malvern National Bank First National Bank at Marianna The First National Bank of McGehee First National Bank in Mena The First National Bank of Conway County Morrilton Security Bank, N. A. First National Bank and Trust Company Citizens National Bank of Nashville The First National Bank of Nashville Worthen National Bank of Newark National Bank of Arkansas in North Little Rock First National Bank in Osceola First National Bank The First National Bank at Paris Pine Bluff National Bank Simmons First National Bank of Pine Bluff Worthen National Bank of Pine Bluff First National Bank and Trust Company First National Bank of Russellville Worthen National Bank of Russellville First National Bank First National Bank of Sheridan First National Bank The First National Bank of Springdale First National Bank in Stuttgart Commercial National Bank of Texarkana The State First National Bank of Texarkana First National Bank of Crawford County The First National Bank of Lawrence County Fidelity National Bank of West Memphis First National Bank in West Memphis The First National Bank of Wynne 1,150,442 Little Rock Magnolia 204,790 Malvern 128,244 Marianna 37,783 McGehee 27,108 Mena 83,313 Morrilton 72,045 55,021 Morrilton Mountain Home 171,876 Nashville 33,089 Nashville 68,074 Newark 12,432 North Little Rock 30,809 Osceola 60,099 Paragould 183,046 Paris 60,860 125,567 Pine Bluff Pine Bluff 570,435 Pine Bluff 253,634 Rogers 279,672 Russellville 178,048 Russellville 131,367 Searcy 201,282 Sheridan 19,707 Siloam Springs 146,934 Springdale 295,038 127,387 Stuttgart Texarkana 95,932 419,779 Texarkana Van Buren 104,000 Walnut Ridge 71,476 West Memphis 48,171 West Memphis 53,076 Wynne 114,010 ASSETS S eventy-E ighth Report Seventy-Eighth Annual REPORT OF THE ONE HUNDRED EIGHTY STATE CHARTERED COMMERCIAL BANKS JUNE 30, 1992 32 A rka n sa s S ta te Bank D epartm ent Commercial Bank at Alma Alma, AR Telephone: 632-2257 Facsimile: 632-2263 Population: 3,009 Hwy. 64-71 P.O. Box 2199 72921-2199 Charter Number: 297 Date: Jan. 31, 1910 County: Crawford Trust Department: No Bank Holding Company Commerce Financial Corporation, Alma, AR Chm/CEO/Pres: John P. Ballentine EiVP: William N. Brasher, III VP/Cash: Mary Beth Freeman VP: Helen S. Jones VP: Rex A. Woods Cash and Balances Due From Banks;! ,076 Federal Funds and R e p o s :........... 1,100 Investments: 12,885 Total L o a n s :................................ 23,734 Bank Premises and Fixed Assets: . . 982 Other Real E s ta te :................................ 0 Other A s s e ts :....................................... 614 Total Assets: ............................. 40,391 Total Trust Assets: ............................. 0 Deposits: ............................................. 36,424 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.......................................... 320 Subordinated D e b t:..........................................0 Total Liabilities..................................... 36,744 Total Equity Capital and Reserves: . . . 3,647 Total Liabilites and C a p ita l:................ 40,391 Number of Shares Outstanding .............8,000 Directors: James A. Arnold, II, John P. Ballentine, Leonard L. Blaschke, William N. Brasher, III, John A Griffin, Hilda Knight, Paul L. Winborn Branches in Town: Other Branches: None Mountainburg, Dyer Bank of A m ity Amity, AR Telephone: 342-5269 Facsimile: 342-9594 Population: 526 Public Square P.O. Box 38 71921-0038 Charter Number: 198 Date: Jan. 30, 1905 County: Clark Trust Department: No Bank Holding Company None Chm/CEO/Pres: Cleda Olds Cash and Balances Due From Banks2,181 Federal Funds and R e p o s :.................. 350 Investments: 35,946 Total L o a n s :................................ 10,431 Bank Premises and Fixed Assets: . . . 97 Other Real E s ta te :..................................21 Other A s s e ts :........................................664 Total Assets: ............................. 49,690 Total Trust Assets: ............................. 0 Directors: Deposits: ............................................... 40,101 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.......................................... 460 Subordinated D e b t:..........................................0 Total Liabilities..................................... 40,561 Total Equity Capital and Reserves: . . . 9,129 Total Liabilites and C a p ita l:................ 49,690 Number of Shares Outstanding .............4,000 Ernie Dunlap, Joe F. Maxey, M. H. Oakley, Cleda Olds, Hazel Richardson Branches in Town: None Other Branches: None 33 Seventy Eighth Report Citizens First State Bank Arkadelphia, AR Telephone: 246-2411 Facsimile: 246-5400 Population: 10,014 5th and Main Street P.O. Box 218 71923-0218 Charter Number: 736 Date: May 24, 1977 County: Clark Trust Department: No Bank Holding Company FDH Bancshares, lnc.t Little Rock, AR Chm: Raymond C. Toler CEO/Pres: I. Joe Miles Cash and Balances Due From Banks: 2,160 Federal Funds and Repos: 790 Investm ents:..................................... 16,856 Total L o a n s :..................................... 22,638 Bank Premises and Fixed Assets: . . . . 515 Other Real Estate: .....................................502 Other Assets; .......................... 1,297 Total Assets: 44,758 Total Trust Assets: 0 Deposits: 40,182 ..................0 Federal Funds and Borrowings: Other L ia b ilitie s :.......................................... 384 Subordinated D e b t:..........................................0 Total Liabilities............................. 40,566 Total Equity Capital and Reserves: . . . 4,192 Total Liabilites and C a p ita l:........ 44,758 Number of Shares Outstanding . . . . 30,000 Directors: Edward L. Cullum, Jr., Herb Daily, Jerry Francis, I. B. Fuller, Jr., Billy Bob Hardman, I. Joe Miles, Robert P. Taylor, Raymond C. Toler Branches in Town: One Other Branches: None Elk Horn Bank & Trust Company Arkadelphia, AR Telephone: 246-5811 Facsimile: 246-5284 Population: 10,014 601 Main Street P.O. Box 248 71923-0248 Charter Number: 142 Date: Sep. 28, 1903 County: Clark Trust Department: Yes Bank Holding Company Southern Development Bancorporation, Inc., Arkadelphia, AR SVP: Bill Fowler Chm/CEO/Pres: George P. Surgeon EVP/Cashier/TO: Roy N. Shope Cash and Balances Due From Banks: Federal Funds and Repos: ............. . Investments: ............................... Total Loans: ..................................... Bank Premises and Fixed Assets: . . Other Real Estate: .......... ................. . Other Assets: ...................................... Total Assets: ............. ................ Total Trust Assets: .......................... , 1 ,7 62 . . . 0 53,502 29,436 2,070 ... Deposits: .......................................... Federal Funds and Borrowings: . . . Other L ia b ilitie s :............................... Subordinated D e b t:.......................... Total Liabilities.................................. . 77,654 . . 1,759 . . . 434 ...........0 . 87,745 24 . . 951 87,745 1,203 Total Equity Capital and Reserves: . . . 7,898 Total Liabilites and C a p ita l:............. . 87,745 Number of Shares Outstanding . . . . 24,000 Directors: Thomas Barksdale, James Blanton, Harold Echols, Ronald A. Grzywinski, James W. Harrington, Mary Houghton, J. Hugh Lookadoo Mary Jo Mann, Wayne D. Pollard, Roy N. Shope, George P. Surgeon Branches in Town: One Other Branches: Caddo Valley 34 A rkansas S ta te Bank D epartm ent M erchants & Planters Bank & Trust Company Arkadelphia, AR Telephone: 246-4511 Facsimile: 246-4407 Population: 10,014 526 Main Street P. 0. Box 219 71923-0219 Charter Number: 341 Date: June 15, 1911 County: Clark Trust Department: Yes Bank Holding Company Central Arkansas Bancshares, Inc., Arkadelphia, AR Chm: Ross M. Whipple CEO/Pres/TO: Steve DeMott COO/Cash: Dell Beene SVP: Barbara Neel VP: Patricia Holcomb VP: Don Twyford Cash and Balances Due From Banks2,966 Federal Funds and R e p o s :................... 0 Investments: 33,865 Total L o a n s :................................ 42,955 Bank Premises and Fixed Assets: 1,615 Other Real E s ta te :................................130 Other A s s e ts :................................ 1,408 Total Assets: ............................. 82,939 Total Trust Assets: .............................913 Deposits: ............................................. 74,225 Federal Funds and Borrowings: ...........1,900 Other L ia b ilitie s :...........................................431 Subordinated D e b t:..........................................0 Total Liabilities..................................... 76,556 Total Equity Capital and Reserves: . . . 6,383 Total Liabilites and C a p ita l:................ 82,939 Number of Shares Outstanding .............4,800 Directors: Tom Calhoon, Steve DeMott, Toney D. McMillan, Paul Offutt, Jane Ross, Donald M. Tatman, Larry Thomerson Branches in Town: Two Other Branches: Gurdon Bank o f Atkins Atkins, AR Telephone: 641-2987 Facsimile: 641-2566 Population: 2,834 202 N.E. First Street P.O. Box 157 72823-0157 Charter Number: 35 Date: Sep. 19, 1895 County: Pope Trust Department: No Bank Holding Company None Chm: David M. Mitchell Pres/CFO: James A. Myatt VP/Cash: Dorothy Wiley VP/Ex Sec: Ida Abernathy Cash and Balances Due From Banks:!, 128 Federal Funds and R e p o s :........... 1,000 Investments: 4,721 Total L o a n s:................................ 12,167 Bank Premises and Fixed Assets: . . . 55 Other Real E s ta te :..................................90 Other A s s e ts :....................................... 365 Total Assets: ............................. 19,526 Total Trust Assets: ............................. 0 Deposits: ................................................17,369 Federal Funds and Borrowings: .................. 0 Other L ia b ilitie s :.............................................77 Subordinated D e b t:..........................................0 Total Liabilities...............................17,446 Directors: Total Equity Capital and Reserves: . . . 2,080 Total Liabilites and C a p ita l:..........19,526 Number of Shares Outstanding . . . . 12,500 David M. Mitchell, Jean S. Mitchell, James A. Myatt Branches in Town: One Other Branches: None 35 S eventy-E ighth Report The Bank of Augusta Augusta, AR Telephone: 347-2511 Facsimile: 347-2654 Population: 2,759 100 S. Second Street P.O. Box Y 72006-1005 Charter Number: 669 Date: Feb. 20, 1935 County: Woodruff Trust Department: Yes Bank Holding Company None Chm: R. E. Gregory CEO/Pres: Moody Whitehead VP: Ronnie Jones Cash: Martha Ray Cash and Balances Due From Banks: 1,463 Federal Funds and Repos: ................ 3,500 Investm ents:..................................... 18,349 Total L o a n s :..................................... 12,000 Bank Premises and Fixed Assets: . . . . 195 Other Real Estate: ....................................... 15 548 Other Assets: .......................... Total Assets: 36,070 Total Trust Assets: 90 Deposits: 30,224 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :...........................................276 Subordinated D e b t:..........................................0 Total Liabilities..................................... 30,500 Total Equity Capital and Reserves: . . . 5,570 Total Liabilites and C a p ita l:................ 36,070 Number of Shares Outstanding .............8,000 Directors: Franklin Collier, Steve Collier, W. P. Daniel, W. P. Daniel, Jr., Charles P. Eldridge, John R. Eldridge, R. E. Gregory, R. E. Gregory, Jr., Moody Whitehead, Dorothy Willis Branches in Town: Other Branches: None None Citizens State Bank Bald Knob, AR Telephone: 724-3241 Facsimile: 724-5985 Population: 2,653 306 South Elm Street P.O. Box 200 72010-0200 Charter Number: 636 Date: Jan. 22, 1931 County: White Trust Department: Yes Bank Holding Company Citizens State Bankshares of Bald Knob, Inc., Bald Knob, AR Chm: Juanita Litzelfelner CEO/Pres: Larry E. Kircher EVP: Wendell Nier VP: Peggy Reed Cash and Balances Due From Banks: 2,038 Federal Funds and Repos: 0 Investm ents:..................................... 18,081 Total Loans: ..................................... 15,406 Bank Premises and Fixed Assets: . . . . 838 Other Real Estate: ............................... . 350 Other Assets: .............................................718 Total Assets: 37,431 Total Trust Assets: 1,646 Deposits: 33,746 Federal Funds and Borrowings: ................ 450 Other L ia b ilitie s :...........................................364 Subordinated D e b t:..........................................0 Total Liabilities..................................... 34,560 Directors: Total Equity Capital and Reserves: . . . 2,871 Total Liabilites and C a p ita l:................ 37,431 Number of Shares Outstanding .............4,000 Bob J. Clark, Larry E. Kircher, Juanita Litzelfelner, Wendell Nier, Bernard C. Smith Branches in Town: One Other Branches: Bradford 36 Arkansas S ta te Bank D ep a rtm e n t The Citizens Bank Batesville, AR Telephone: 793-4441 Facsimile: 698-6299 Population: 9,187 Third and College Streets P.O. Box 2156 72503-2156 Charter Number: 705 Date: Feb. 19, 1953 County: Independence Member of Federal Reserve System Trust Department: Yes Bank Holding Company Citizens Bancshares of Batesville, Inc., Batesville, AR Chm/CEO: T. G. Vinson Pres: Woody Castleberry EiVP: David Hidy SVP-Loans: David Ford SVP/Cash: Greg Shaver SVP: Floren King TO: Gene Crawford Cash and Balances Due From Banks8,708 Federal Funds and R e p o s :........... 1,800 Investments: 64,421 Total L o a n s :.................................. 100,318 Bank Premises and Fixed Assets: 4,171 Other Real E s ta te :........................ 1,165 Other A s s e ts :................................ 2,400 Total Assets: ............................. 182,983 Total Trust Assets: ................... 11,351 Deposits: .......................................... 163,203 Federal Funds and Borrowings: .............4,562 Other L ia b ilitie s :.......................................... 960 Subordinated D e b t:..........................................0 Total Liabilities.................................. 168,725 Total Equity Capital and Reserves: . . 14,258 Total Liabilites and C a p ita l:............. 182,983 Number of Shares Outstanding . . . . 16,500 Directors: M. F. Highsimith, Lackey Moody, Doyle W. Rogers, Noel K. Sims, Kay Southerland, T. G. Vinson Branches in T o w n : Six O ther Branches: None Bank o f Bearden Bearden, AR Telephone: 687-2233 Facsimile: 687-3712 Population: 1,021 Second and Cedar Streets P.O. Box 135 71720-0135 Charter Number: 688 Date: June 17, 1945 County: Ouachita Trust Department: Yes Bank Holding Company None Chm: John E. Anthony CEO/Pres: Rick Green EVP: Ken Riley Cash and Balances Due From Banks1,857 Federal Funds and R e p o s :........... 4,775 Investments: 6,848 Total L o a n s :.................................. 7,776 Bank Premises and Fixed Assets: . . . 90 Other Real Estate: . .............................. 0 Other A s s e ts :............. 181 Total Assets: ............. 21,527 Total Trust Assets: . ................... 0 Deposits: ................................................17,253 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.............................................93 Subordinated D e b t:..........................................0 Total L iabilities........................................17,346 Total Equity Capital and Reserves: . . . 4,181 Total Liabilites and C a p ita l:.................. 21,527 Number of Shares Outstanding .............8,300 Directors: John E. Anthony, Steven M. Anthony, O. D. Cathey, Rayburn Dorey, Mary Lynn Dudley, Rick Green, Kenneth D. Keeton, Ronald Ramsay, J. E. Word Digitized for Branches FRASER in Town: None Other Branches: None 37 S eventy-E ighth Report Citizens Bank Beebe, AR Telephone: 882-6411 Facsimile: 882-6413 Population: 4,455 114 N. Main P.O. Drawer T 72012-1020 Charter Number: 465 Date: June 21, 1917 County: White Trust Department: No Bank Holding Company Security Bancorp, Searcy, Chm: Reynie Rutledge CEO: E. H. Abington, II Pres: J. Darrell Hall FVP: Margie Jensen VP: Betty Liddle VP/Cash: Anna B. Spradlin Cash and Balances Due From Banks: 2,706 Federal Funds and Repos: 0 Investm ents:............... 24,077 Total Loans: ..................................... 25,800 Bank Premises and Fixed Assets: . . . . 505 Other Real Estate: ..................................... 164 Other A s s e ts :.................. 665 Total Assets: 53,917 Total Trust Assets: 0 Deposits: 47,062 Federal Funds and Borrowings: .......... 1,400 Other L ia b ilitie s:.......................................... 221 Subordinated Debt: .......................... 0 Total Liabilities............................. 48,683 Directors: Total Equity Capital and Reserves: . . . 5,234 Total Liabilites and C a p ita l:..........53,917 Number of Shares Outstanding . . . . 20,000 Millan Burrow, Doyle Burns, G. Byrne Garrett, H. Leroy Goff, Lee Hayes, James Rakes Branches in Town: One Other Branches: None First State Bank Beebe, AR Telephone: 882-6406 Facsimile: 882-6892 Population: 4,455 1500 W. DeWitt Henry P.O. Box 2000 72012-1000 Charter Number: 742 Date: March 23, 1981 County: White Member of the Federal Reserve System Trust Department: Yes Bank Holding Company First Charter Bancshares, Inc., North Little Rock, AR Chm/CEO/Pres/TO: Garland Kirkpatrick Cash and Balances Due From Banks: 2,489 Federal Funds and Repos: .................. .. . 0 Investments: . ................................... 20,641 Total L o a n s :..................................... 15,465 Bank Premises and Fixed Assets: . . . . 646 Other Real Estate: .................. 155 Other Assets: . . . . . . . 1,933 Total Assets: 41,329 Total Trust Assets: 99 Deposits: ............................................. 35,752 ........... 1,016 Federal Funds and Borrowings: Other L ia b ilitie s :....................................... 1,449 Subordinated D e b t:..........................................0 Total Liabilities............................... 38,217 Total Equity Capital and Reserves: . . . 3,112 Total Liabilites and C a p ita l:.......... 41,329 Number of Shares Outstanding .. .100,000 Directors: Ruth L. Couch, Grace Crouch, Walter England, Gene Holman, Garland Kirkpatrick, Keith Knight, Lyndell Lay, Mark Lay, David Miller Branches in Town: None Other Branches: N orth Little Rock Arkansas S ta te Bank D epartm ent 38 Benton State Bank Benton, AR Telephone: 778-0431 Facsimile: 778-6447 Population: 17,932 146 W. South Street P.O. Box 9 72015-0009 Charter Number: 664 Date: Feb. 9, 1934 County: Saline Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm/CEO/Pres: Larry Whitley EVP: Russell Coleman SVP-Loans: Harry McCormick SVP-Op & Retail: Barbara Weaver Cash and Balances Due From Bank§3,343 Federal Funds and R e p o s :................... 0 Investments: 82,665 Total L o a n s :................................ 90,108 Bank Premises and Fixed Assets: 2,381 Other Real E s ta te :............................... 716 Other A s s e ts :................................ 2,255 Total Assets: ............................. 189,468 Total Trust Assets: ............................. 0 Deposits: .......................................... 170,898 Federal Funds and Borrowings: ........... 1,884 Other L ia b ilitie s :.......................................... 819 Subordinated D e b t:..........................................0 Total Liabilities.......................... 173,601 Total Equity Capital and Reserves: . . 15,867 Total Liabilites and C a p ita l:..... 189,468 Number of Shares Outstanding . . . 132,000 Directors: W. R. Aisobreook, Roy Bishop, Calvin Brown, Russell Coleman, Edwin Henry, A. B. Holiman, Jr., W. W. Jones, Malcolm P. Lawrence, D. W. May, D. J. Stirman, W. Lee Tucker, Larry Whitley Branches in Town: Other Branches: Three Bryant, Hot Springs Village The Union Bank o f Benton Benton, AR Telephone: 778-0411 Facsimile: 776-5433 Population: 17,932 201 Market Street P.O. Box 687 72015-0687 Charter Number: 706 Date: Jan. 11, 1954 County: Saline Trust Department: Yes Bank Holding Company Union Bankshares of Benton, Inc., Benton, AR Chm/CEO: Greg B. Brown Pres: Bob Gregory SVP: Debra Keen TO: Raymond Pennington Cash and Balances Due From Banks4,757 Federal Funds and R e p o s :................... 0 Investments: 40,575 Total Loans: ................................ 40,868 Bank Premises and Fixed Assets: 1,401 Other Real Estate: ................................ 6 Other Assets: .......... 1,099 Total Assets: .......... 88,706 Total Trust Assets: ..................... 1,460 Deposits: ............................................. 79,976 ............. 700 Federal Funds and Borrowings: Other L ia b ilitie s :.......................................... 496 Subordinated D e b t:..........................................0 Total Liabilities.............................. 81,172 Total Equity Capital and Reserves: . . . 7,534 Total Liabilites and C a p ita l:........ 88,706 Number of Shares Outstanding . . . . 72,940 Directors: Greg B. Brown, June G. Brown, Lilburn Carlisle, Bob Gregory, J. D. Harris, Ron Kuerner, I. E. McCray, Jr., John Young Branches in Town: Two Other Branches: Bryant 39 S eventy-E ighth Report Bank of Bentonville Bentonville, AR Telephone: 273-3331 Facsimile: 271-1315 Population: 11,257 201 N.E. A. Street P.O. Box 1229 72712-1229 Charter Number: 641 Date: Feb. 25, 1931 County: Benton Trust Department: Yes Bank Holding Company None Chm: Jim Walton CEO/Pres: Donald E. Walker SVP-Retail: Jim Cargill SVP-Loans: Kenny Hancock SVP-Trust: Bob O'Neal SVP-Oper: Jill March Cash and Balances Due From Banks: 17,314 Federal Funds and Repos: 18,700 Investm ents:.................. ...... 83,814 Total L o a n s :..................................... 201,609 Bank Premises and Fixed Assets: . . 3,327 Other Real Estate: .....................................388 Other Assets: ..................... 4,237 Total Assets: 329,389 Total Trust Assets: 0 Deposits: . ........................................ 289,467 Federal Funds and Borrowings: .............4,463 Other L ia b ilitie s:....................................... 2,295 Subordinated D e b t:..........................................0 Total Liabilities.................................. 296,225 Total Equity Capital and Reserves: . . 33,164 Total Liabilites and C a p ita l:............. 329,389 Number of Shares Outstanding . . . . 78,400 Directors: E. R. Adair, James Arkins, George Billlingsley, Max Burger, Bob Dobbs, Ralph Dunn, Kirk Dupps, David Glass, Roger McMennamy, Joe Peters, Don Walker, Jim Walton Branches in Town: Two Other Branches: Centerton, Bella Vista, Gravette Bank of Blevins Blevins, AR Telephone: 874-2541 Facsimile: 874-2631 Population: 253 Main Street P.O. Box 158 71825-0158 Charter Number: 385 Date: Aug. 12, 1912 County: Hempstead Trust Department: No Bank Holding Company First National Bancshares of Hempstead County, Inc., Hope, AR CEO/Pres: Mike Stephens Cash and Balances Due From Banks: . . 503 Federal Funds and Repos: ....................... 500 Investm ents:........................................ 5,373 Total L o a n s :....................................... 6,540 Bank Premises and Fixed Assets: . . . . 327 Other Real Estate: ..................................... 1 Other A s s e ts :.............................................172 Total Assets: 13,416 Total Trust Assets: 0 Directors: Deposits: ................................................12,103 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.............................................56 Subordinated D e b t:..........................................0 Total Liabilities........................................12,159 Total Equity Capital and Reserves: . . . 1,257 Total Liabilites and C a p ita l:...................13,416 Number of Shares Outstanding .............8,050 Thomas E. Hays, Jr., Charles Sharpe, Mike Stephens, Nell Stephens Branches in Town: None Other Branches: None A rkansas S ta te Bank D epartm ent 40 Farmers Bank And Trust Company Blytheville, AR Telephone: 763-8101 Facsimile: 763-1688 Population: 22,906 400 W. Main P. 0. Box 688 72316-0688 Charter Number: 253 Date: March 16, 1908 County: Mississippi Member of Federal Reserve System Trust Department: Yes Bank Holding Company Farmers Bancorp, Inc., Blytheville, AR Chm/CEO/Pres: Alvin Huffman, III EVP/Cash: Steve Bell VP: Joe Churchill VP: Mike Huffman TO: Dona Holmes Cash and Balances Due From Banks3,563 Federal Funds and R e p o s :.................. 750 Investments: 43,194 Total L o a n s:................................ 56,671 Bank Premises and Fixed Assets: 1,344 Other Real Estate: . ...................... 3,467 Other A s s e ts :............. 2,000 Total Assets: ................................110,989 Total Trust Assets: .................. 13,924 Deposits: ............................................. 99,561 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.......................................... 556 Subordinated D e b t:..........................................0 Total Liabilities..................................... 100,117 Total Equity Capital and Reserves: . . 10,872 Total Liabilites and C a p ita l:................ 110,989 Number of Shares Outstanding . . . . 40,000 Directors: Steve Bell, Dale Briggs, Glen Cook, Alvin Huffman, 111, Paul C. Hughes, Herbert Jones, Gaylon M. Lawrence, Jr., R. A. Porter, Harold Sudbury, Jr. Branches in Town: Two Other Branches: None Citizens Bank Booneville, AR Telephone: 675-2747 Facsimile: 675-5050 Population: 3,804 80 W. Main P.O. Box 238 72927-0238 Charter Number: 397 Date: April 18, 1910 County: Logan Trust Department: Yes Bank Holding Company First Western Bancshares, Inc., Booneville, AR Chm/CEO/Pres: Jeral L. Hampton EVP: John T. Hampton EVP: Joe Earp SVP/Cash: Bill Mitchell SVP: Shirley Young Cash and Balances Due From Banks2,285 Federal Funds and R e p o s :.................. 300 Investments: 32,621 Total L o a n s :................................ 43,063 Bank Premises and Fixed Assets: . . 523 Other Real Estate: . ............................. 228 Other A s s e ts :............. 1,749 Total Assets: ............... 80,769 Total Trust Assets: ............................. 0 Deposits: ............................................... 73,101 Federal Funds and Borrowings: ................ 658 Other L ia b ilitie s :.......................................... 582 Subordinated D e b t:..........................................0 Total L iabilities.............................. 74,341 Total Equity Capital and Reserves: . . . 6,428 Total Liabilites and C a p ita l:......... 80,769 Number of Shares Outstanding . . .100,000 Directors: Don A. Dunn, Jeral L. Hampton, John T. Hampton, Billy Dale Leslie, C. Richard Lippard, A. B. Littlefield, W. C. Littlefield, Robert E. Remy Digitized for Branches FRASER in Town: None Other Branches: R a tcliff, M agazine 41 S e ve n ty Eighth Report The Bank of Bradley Bradley, AR Telephone: 894-3322 Facsimile: 894-3324 Population: 585 Main Street P.O. Box 120 71826-0120 Charter Number: 653 Date: April 10, 1933 County: Lafayette Trust Department: No Bank Holding Company The Bradley Corporation, Bradley, AR Chm/CEO/Pres: Lane Pierce EVP/Cash: Billie Pierce Cash and Balances Due From Banks: . . 430 Federal Funds and Repos: 1,160 Investm ents:........................................ 2,957 Total L o a n s :........................................ 5,297 Bank Premises and Fixed Assets: . . . . 278 Other Real Estate: ....................................... 73 Other A s s e ts :............. 124 Total Assets: 10,319 Total Trust Assets: 0 Deposits: 9,355 Federal Funds and Borrowings: 0 Other L ia b ilitie s :.............................................31 Subordinated D e b t:..........................................0 Total Liabilities..........................................9,386 Directors: Total Equity Capital and Reserves: . . . . 933 Total Liabilites and C a p ita l:...................10,319 Number of Shares Outstanding . . . . 10,000 Gerald E. Crabtree, Randy Gritting, Lane Pierce Branches in Town: None Other Branches: None Bank of Brinkley Brinkley, AR Telephone: 734-3133 Facsimile: 734-3001 Population: 4,234 130 S. New Orleans P.O. Box 727 72021-0727 Charter Number: 110 Date: Jan. 17, 1903 County: Monroe Trust Department: No Bank Holding Company Brinkley Bancshares, Inc., Brinkley, AR CEO: A. H. Rusher Pres: Gus Rusher EVP: Terry Singleterry VP-Oper: Bently Manatt VP: Todd Wilson Cash: Mildred Dickson Cash and Balances Due From Banks: 2,095 Federal Funds and Repos: ................ 1,200 Investm ents:..................................... 34,388 Total Loans: ..................................... 20,672 Bank Premises and Fixed Assets: . . . . 543 Other Real Estate: . . . . . . . . . . . . . . 797 Other Assets: . ................................ . 1,265 Total Assets: 60,960 Total Trust Assets: Deposits: ............................................. 51,976 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s:...........................................274 Subordinated D e b t:..........................................0 Total Liabilities ..................................... 52,250 Directors: J. H. Total Equity Capital and Reserves: . . . 8,710 Total Liabilites and C a p ita l:........ 60,960 .0 Number of Shares Outstanding . . . . 24,000 Carroll, Jr., John E. Deen, Jr., Steve Fowler, Doug Hunt, Albert H. Rusher, Gus Rusher Branches in Town: None Other Branches: None 42 A rkansas S ta te Bank D epartm ent FirstBank o f Arkansas Brinkley, AR Telephone: 734-1300 Facsimile: 734-1305 Population: 4,234 800 North Main P. O. Box 787 72021-0787 Charter Number: 747 Date: Jan. 25, 1989 County: Monroe Trust Department: No Bank Holding Company FirstBank Group, Inc., Brinkley, AR CEO/Pres: Harold Hardwick VP: Steve Lawrence VP-Oper: Judy Brown Cash and Balances Due From Banks: 230 Federal Funds and R e p o s :........... 1,250 Investments: 4,266 Total L o a n s :................................ 16,300 Bank Premises and Fixed Assets: 1,602 Other Real E s ta te :................................134 Other A s s e ts :....................................... 383 Total Assets: ............................. 24,165 Total Trust Assets: ............................. 0 Deposits: ............................................... 21,700 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :.......................................... 382 Subordinated D e b t:..........................................0 Total Liabilities............................. 22,082 Directors: Total Equity Capital and Reserves: . . . 2,083 Total Liabilites and C a p ita l:......... 24,165 Number of Shares Outstanding . . . . 71,500 Fred Farrell, Harold Hardwick, Bobby Robinson, Dewey Snowden, Johnnie Qualls Branches in Town: None Other Branches: None Bank o f Cabot Cabot, AR One City Plaza P.O. Box 1028 72023-1028 Telephone: 843-3575 Facsimile: 843-2964 Population: 8,319 Charter Number: 120 Date: March 23, 1903 County: Lonoke Trust Department: Yes Bank Holding Company Cabot Bankshares, Inc., Cabot, AR Chm/CEO/Pres: James M. Park VP: William E. Williams VP/Cash: Joe W. Park VP: Daniel Morrison Cont: Doris Walker Audit: Oleta Kinder TO: Jan McGough Cash and Balances Due From Banks5,116 Federal Funds and R e p o s :................... 0 Investments: 43,902 Total L o a n s :............. 51,398 Bank Premises and Fixed Assets: 2,198 Other Real Estate: . ................................ 57 Other A s s e ts :.......... ............... .. . 1,706 Total Assets: ............................. 104,377 Total Trust Assets: ............................. 636 Deposits: ............................................. 93,777 Federal Funds and Borrowings: ................40 Other L ia b ilitie s :.......................................... 742 Subordinated D e b t:..........................................0 Total Liabilities............................. 94,559 Total Equity Capital and Reserves: . . . 9,818 Total Liabilites and C a p ita l:.... 104,377 Number of Shares Outstanding . . . . 25,000 Directors: Dearl Dixon, Jerry Jones, Jack M. Lowman, Mark L. Magie, James M. Park, Joe W. Park, Gerald H. Shock, Steve Tipton, William G. Thompson, William E. Williams, Larry Wood Branches in Town: Two Other Branches: W ard 43 S e ve n ty Eighth Report Caraway Bank Caraway, AR 214 Kentucky Street P.O. Box 39 72419-0039 Telephone: 482-3329 Facsimile: 482-3880 Population: 1,2178 Charter Number: 717 Date: Oct. 29, 1962 County: Craighead Trust Department: No Bank Holding Company Caraway Bancshares, Inc., Caraway, AR Chm: Larry Grisham CEO: Nelson Henry Pres: Steve May Cash and Balances DueFrom Banks: . . 469 Federal Funds and Repos: 550 Investm ents:........................................ 3,104 Total Loans: ........................................ 5,200 Bank Premises and Fixed Assets: 86 Other Real Estate: ............................... . 156 155 Other A s s e ts :....................... Total Assets: 9,720 Total Trust Assets: 0 Deposits: ................................................. 9,102 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.............................................41 Subordinated D e b t:..........................................0 Total Liabilities......................................... 9,143 Directors: Total Equity Capital and Reserves: . . . . 577 Total Liabilites and C a p ita l:.................... 9,720 Number of Shares Outstanding . . . . 10,080 Danny Finch, Larry Grisham, Nelson Henry, Steve May, Edwart Scarff Branches in Town: None Other Branches: None Citizens Bank & Trust Carlisle, AR 118 N. Court P.O. Box 69 72024-0069 Telephone: 552-7571 Facsimile: 552-3636 Population: 2,500 Charter Number: 628 Date: Dec. 22, 1930 County: Lonoke Trust Department: Yes Bank Holding Company Carlisle Bancshares, Inc., Little Rock, AR Chm/CEO: M S Woodruff Pres: Daniel Horton EVP: Bill J. Shoup SVP/TO: M. Gaines Young, Jr. VP/Cash: Janet Pasley VP: Vicki Callahan Cash and Balances DueFrom Banks: 1,690 Federal Funds and Repos: .................. .. . 0 Investm ents:............................. 16,861 Total Loans: ..................................... 34,479 Bank Premises and FixedAssets:. . . . 140 Other Real Estate: ..................... 126 Other A s s e ts :.................. .............. 1,038 Total Assets: 54,334 Total Trust Assets: 13,233 Deposits: ............................................... 46,716 Federal Funds and Borrowings: .......... 1,403 Other L ia b ilitie s:.......................................... 371 Subordinated Debt: .......................................... 0 Total Liabilities............................. 48,490 Total Equity Capital and Reserves: . . . 5,844 Total Liabilites and C a p ita l:........ 54,334 Number of Shares Outstanding . . . . 39,000 Directors: Garland Cazer, J. F. Gartman, Daniel C. Horton, Charles Hunt, Barry McKuin, Bill Shoup, Randall Snider, M. S. Woodruff, M. Gaines Young, Jr. Branches in Town: None Other Branches: Hum noke J. 44 A rkansas S ta te Bank D epartm ent Bank o f Cave City Cave City, AR 110 Main Street P.O. Box 490 72521-0490 Telephone: 283-5301 Facsimile: 283-6466 Population: 1,503 Charter Number: 209 Date: July 2, 1906 County: Sharp Trust Department: Yes Bank Holding Company Sharp Bancshares, Inc., Cave City, AR Chm/CEO/Pres/TC): Eugene Street EVP: James Street VP/Cash: Clifton Crabtree Cash and Balances Due From Banks.1,303 Federal Funds and R e p o s :........... 1,760 Investments: 7,847 Total L o a n s:................................ 23,844 Bank Premises and Fixed Assets: . . 259 Other Real E s ta te :................................ 4 Other A s s e ts :....................................... 423 Total Assets: ............................. 35,440 Total Trust Assets: ..................... 2,197 Deposits: ............................................... 32,140 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :...........................................214 Subordinated D e b t:..........................................0 Total Liabilities..................................... 32,354 Directors: Total Equity Capital and Reserves: . . . 3,086 Total Liabilites and C a p ita l:................ 35,440 Number of Shares Outstanding .............4,000 Sam Beller, Clifton Crabtree, Eugene Street, James E. Street, James Branches in Town: Other Branches: None M. Street None American State Bank Charleston, AR Telephone: 965-2201 Facsimile: 965-2205 Population: 2,128 400 East Main Street P.O. Box 128 72933-0128 Charter Number: 314 Date: June 29, 1910 County: Franklin Trust Department: Yes Bank Holding Company American Bancshares of Arkansas, Inc., Charleston, AR Chm/CEO: Joe S. Hiatt Pres/TO: Michael F. Flynn Sec: J. Sherman Hiatt, II Cash and Balances Due From Banks2,108 Federal Funds and R e p o s :........... 1,375 Investments: 32,449 Total L o a n s :............. 28,581 Bank Premises and Fixed Assets: . . 890 Other Real E s ta te :................................104 Other A s s e ts :................................ 3,803 Total Assets: ............................. 69,310 Total Trust Assets: ............................. 640 Deposits: 61,151 Federal Funds and Borrowings: .......... 1,765 Other L ia b ilitie s :.......................................... 413 Subordinated D e b t:..........................................0 Total Liabilities............................. 63,329 Directors: Total Equity Capital and Reserves: . . . 5,981 Total Liabilites and C a p ita l:......... 69,310 Number of Shares Outstanding . . . . 12,000 Michael F. Flynn, J. Sherman Hiatt, II, Joe S. Hiatt, Joe 0. Larkin Branches in Town: None Other Branches: Altus, Ft. Smith (2), Ozark 45 S eventy-E ighth Report The M erchants and Planters Bank Clarendon, AR Telephone: 747-3319 Facsimile: 747-3498 Population: 2,072 297 Madison P.O. Box 280 72029-0280 Charter Number: 21 Date: July 23, 1890 County: Monroe Trust Department: No Bank Holding Company Clarendon Holding Co., Clarendon, AR Chm: James B. Sharp CEO/Pres: J. Perry Lee VP/Cash: Estelle Catlett Corp Sec: Rheta Griffith Cash and Balances Due From Banks: . . 921 Federal Funds and Repos: 280 Investm ents:..................................... 17,325 Total Loans: ........................................ 4,344 Bank Premises and Fixed Assets: . . . . 255 Other Real Estate: .................. 11 Other Assets: .............................................295 Total Assets: 23,431 Total Trust Assets: 0 Deposits: 21,094 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :...........................................116 Subordinated D e b t:......................................... 0 Total Liabilities....................................... 21,210 Total Equity Capital and Reserves: . . . 2,221 Total Liabilites and C a p ita l:................ 23,431 Number of Shares Outstanding .............6,000 Directors: Donald A. Davis, Rheta Griffith, B. J. Hopson, J. Perry Lee, James B. Sharp, James Baxter Sharp, III Branches in Town: None Other Branches: None Arkansas State Bank Clarksville, AR Cravens & Sevier P.O. Box 100 72830-0100 Telephone: 754-6325 Facsimile: 754-7398 Population: 5,833 Charter Number: 722 Date: March 8, 1967 County: Johnson Trust Department: Yes Bank Holding Company West-Ark Bancshares, Inc., Clarksville, AR Chm/CEO/Pres: C. W. Kelly EVP: Terry Q. Carson EVP: Bill Landrum SVP/Cont/Cash: Cameron D. McKeel SVP: Denton Tumbleson VP: Donald M. Stimpson Cash and Balances Due From Banks: 3,146 Federal Funds and Repos: . ...................... 0 Investm ents:..................................... 53,386 Total L o a n s :.................. 52,043 Bank Premises and Fixed Assets: . . 1,324 Other Real Estate: ..................................... 153 Other Assets: ..................................... 2,015 Total Assets: 112,067 Total Trust Assets: 0 Deposits: .......................................... 100,524 Federal Funds and Borrowings: ............. 1,988 Other L ia b ilitie s :.......................................... 784 Subordinated D e b t:..........................................0 Total Liabilities.................................. 103,296 Total Equity Capital and Reserves: . . . 8,771 Total Liabilites and C a p ita l:................ 112,067 Number of Shares Outstanding . . . . 25,000 Directors: Sidney L. Brain, James W. Dickerson, Jr., James R. Ford, C. W. Kelly, R. Keith Lewis, David S. Purtle, Ned Ray Purtle, Guy P. Shrigley, Harold Whitson, Dannie Wilkins Branches in Town: Two Other Branches: Lamar, Hartm an, Booneville Arkansas S ta te Bank D epartm ent 46 Farmers Bank and T rust Company Clarksville, AR Telephone: 754-2020 Facsimile: 754-3492 Population: 5,833 214 Main Street P.O. Box 288 72830-0288 Charter Number: 737 Date: July 6, 1978 County: Johnson Trust Department: Yes Bank Holding Company Farmers Investment Corporation, Little Rock, AR Chm: James C. East CEO: Joe A. Woodson Pres: Ernest Lee White Cash and Balances Due From Banks2,480 Federal Funds and R e p o s :........... 1,500 Investments: 34,504 Total L o a n s :................................ 28,655 Bank Premises and Fixed Assets: . . 679 Other Real E s ta te :........................ 1,808 Other A s s e ts :................................ 1,062 Total Assets: ............................. 70,688 Total Trust Assets: .............................867 Deposits: ............................................. 64,437 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.......................................... 418 Subordinated D e b t:..........................................0 Total Liabilities..................................... 64,855 Total Equity Capital and Reserves: . . . 5,833 Total Liabilites and C a p ita l:................ 70,688 Number of Shares Outstanding .............5,495 Directors: James C. East, J. E. Lewis, Robert C. Magee, Steven Morgan, Dayne Phillips, Bill Porter, Ted Riley, J. T. White, Ernest Lee White, Joe A, Woodson Branches in Town: One Other Branches: Coal Hill Clinton State Bank Clinton, AR Telephone: 745-2441 Facsimile: ext 30 Population: 2,213 202 S. Court P.O. Box 57 72031-0057 Charter Number: 695 Date: Oct. 16, 1946 County: Van Buren Trust Department: Yes Bank Holding Company Clinton Bancshares, Inc., Clinton, AR Chm/CEO: Charles W. Sharp Pres: Dois G. "Dyke" Johnson EVP: Thomas J. "Bud" McKnight TO: Robert E. Barnum Cash and Balances Due From Banks3,610 Federal Funds and R e p o s :........... 4,950 Investments: 24,629 Total L o a n s:................................ 29,593 Bank Premises and Fixed Assets: . . 587 Other Real E s ta te :................................663 Other A s s e ts :........................................692 Total Assets: ............................. 64,724 Total Trust Assets: ............................... 22 Deposits: ............................................. 59,282 Federal Funds and Borrowings: ................ 248 Other L ia b ilitie s :...........................................339 Subordinated D e b t:..........................................0 Total Liabilities..................................... 59,869 Directors: Total Equity Capital and Reserves: . . . 4,855 Total Liabilites and C a p ita l:................ 64,724 Number of Shares Outstanding .............4,000 Paul L. Bone, J a y W . Ja ckso n , Joe E. Lee, Roy L. Lefler, Charles W . Sharp Branches in Town: One Other Branches: Shirley, Fairfield Bay, Dam ascus 47 S eventy-E ighth Report First Com m unity Bank Conway, AR Telephone: 450-9800 Facsimile: 450-9664 Population: 26,481 1001 Front Street P. O. Box 938 72032-0938 Charter Number: 759 Date: Aug. 15, 1991 County: Faulkner Member of Federal Reserve System Trust Department: No Bank Holding Company None Chm: George E. Covington CEO: Marc McCain VP: Jeff Lynch Oper Officer: Phyllis Long Cash and Balances Due From Banks: . . 803 Federal Funds and Repos: ................ 1,115 Investm ents:........................................ 8,124 Total L o a n s :........................................ 8,732 Bank Premises and Fixed Assets: . . . . 427 Other Real Estate: .................. 0 Other Assets: .............................................123 Total Assets: 19,324 Total Trust Assets: 0 Deposits: ............................................... 15,706 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :...........................................120 Subordinated D e b t:......................................... 0 Total Liabilities.............................. 15,826 Total Equity Capital and Reserves: . . . 3,498 Total Liabilites and C a p ita l:......... 19,324 Number of Shares Outstanding . . . . 36,000 Directors: Herby Branscum, George E. Covington, Hal Crafton, John Hawks, Robert Linn, Marc McCain, Robert Rook Branches in Town: Other Branches: None M. Hill, Linda None Coming Bank Coming, AR 501 W. Second P.O. Box 439 72422-0439 Telephone: 857-3592 Facsimile: 857-3309 Population: 3,323 Charter Number: 745 Date: June 15, 1984 County: Clay Trust Department: No Bank Holding Company First Paragould Bankshares, Inc., Paragould, AR Chm: Larry Brewer CEO/Pres: Donis Simpson V Chm: Kelly Wright EVP: William Allen Cash and Balances Due From Banks: Federal Funds and Repos: Investm ents:............................ Total L o a n s :..................................... Bank Premises and Fixed Assets: . . Other Real Estate: ............... Other Assets: ..................................... Total Assets: Total Trust Assets: VP/Contr: Lila Shockley VP: Bob Lockwood VP: Louise Coleman 1,343 0 12,485 39,290 . . 602 42 1,122 54,884 0 Deposits: ............................................. 46,488 .......... 2,725 Federal Funds and Borrowings: Other L ia b ilitie s:...........................................374 Subordinated D e b t:..........................................0 Total Liabilities............................. 49,587 Total Equity Capital and Reserves: . . . 5,297 Total Liabilites and C a p ita l:........ 54,884 Number of Shares Outstanding . . . . 10,000 Directors: Larry Brewer, William Brewer, J. C. Cothren, George A. Haynes, Roy McSpadden, J. T. Meriwether, Frank J. Schreit, Jr., Donis Simpson, Charles E. Williamson Branches in Town: One Other Branches: Knobel A rkansas S ta te Bank D ep a rtm e n t 48 First State Bank Crossett, AR Telephone: 364-5131 Facsimile: 364-3126 Population: 6,282 123 Main P.O. Box 638 71635-0638 Charter Number: 718 Date: May 13, 1963 County: Ashley Trust Department: No Bank Holding Company Evergreen Bancshares, Inc., Crossett, AR Chm: Richard E. Griffin CEO/Pres: Jimmy V. Fincher SVP/Cash: Cheryl Goodwin SVP: Jeanie Parker VP: Erma Walker Asst Cash: Margaret Barnett Cash and Balances Due From Banks.1,848 Federal Funds and R e p o s :.................. 600 Investments: 4,530 Total L o a n s :................................ 15,825 Bank Premises and Fixed Assets: . . 405 Other Real E s ta te :................................ 0 Other A s s e ts :........................................563 Total Assets: ............................. 23,771 Total Trust Assets: ............................. 0 Deposits: ............................................... 21,577 Federal Funds and Borrowings: ...................0 Other L ia b ilitie s :.............................................94 Subordinated D e b t:..........................................0 Total Liabilities....................................... 21,671 Total Equity Capital and Reserves: . . . 2,100 Total Liabilites and C a p ita l:................ 23,771 Number of Shares Outstanding . . . 100,000 Directors: Bill Barnett, Jimmy V. Fincher, Richard Earl Griffin, Marolyn Lloyd, M. D. Daniels, James S. Nolley, C. E. Ripley, Don Rodgers Branches in Town: One Other Branches: None Danville State Bank Danville, AR Telephone: 495-2236 Facsimile: 495-7765 Population: 1,585 901 Main P.O. Box 609 72833-0609 Charter Number: 615 Date: Oct. 3, 1930 County: Yell Trust Department: No Bank Holding Company Chambers Bancshares, Inc., Danville, AR Chm/CEO: John Ed. Chambers, III Pres: Edward J. Taylor Cash and Balances Due From Banks3,013 Federal Funds and R e p o s :........... 2,820 Investments: 21,419 Total L o a n s:................................ 65,138 Bank Premises and Fixed Assets: . . 513 Other Real E s ta te :................................190 Other A s s e ts :................................ 1,478 Total Assets: ............................. 94,571 Total Trust Assets: ............................. 0 Deposits: ............................................... 81,992 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :...........................................879 Subordinated D e b t:..........................................0 Total Liabilities............................. 82,871 Total Equity Capital and Reserves: . . 11,700 Total Liabilites and C a p ita l:........ 94,571 Number of Shares Outstanding . . . . 10,000 Directors: John Ed Chambers, III, Lloyd R. George, Fay Mathis, Leon Millsap, James C. Pledger, Edward J. Taylor, Charles Sloan Branches in Town: None Other Branches: None S eventy-E ighth Report 49 Arkansas Valley Bank Dardanelle, AR Telephone: 229-2151 Facsimile: 229-4598 Population: 3,722 101 South Front Street P.O. Box 330 72834-0330 Charter Number: 714 Date: Aug. 29, 1961 County: Yell Trust Department: No Bank Holding Company Bankstock Two, Inc., Ozark, AR Chm: Carl G. Holt CEO: George G. Gleason, II Dpty CEO: Linda D. Gleason Pres-BSC: Mark D. Ross Pres: Larry M. Dicks VP-Oper: Judy Elliott AVP: Nancy Mooer Cash: Dorthy Geibe Cash and Balances Due From Banks: 1,381 Federal Funds and Repos: 2,150 Investm ents:........................................ 7,246 Total L o a n s :..................................... 22,244 Bank Premises and Fixed Assets: . . . . 445 Other Real Estate: .....................................465 Other Assets: ....................... 451 Total Assets: 34,382 Total Trust Assets: 0 Deposits: 30,683 Federal Funds and Borrowings: ................77 Other L ia b ilitie s :.......................................... 200 Subordinated D e b t:..........................................0 Total Liabilities............................. 30,960 Total Equity Capital and Reserves: . . . 3,422 Total Liabilites and C a p ita l:........ 34,382 Number of Shares Outstanding . . . . 78,329 Directors: Gilroy S. Cornwell, Larry M. Dicks, George G. Gleason, II, Linda D. Gleason, Carl G. Holt, Rosemary D. Holt, Frank Lawrence, Jr., Gene D. Ring, Mark D. Ross, Rennae Sims, William S. Thornsberry Branches in Town: One Other Branches: None Bank of Dardanelle Dardanelle, AR Telephone: 229-331 1 Facsimile: 229-4180 Population: 3,722 102 N. Front Street P.O. Box 577 72834-0577 Charter Number: 668 Date: Sep. 12, 1934 County: Yell Trust Department: No Bank Holding Company Bank of Dardanelle Bankshares, Inc., Dardanelle, AR Chm/CEO/Pres: H. M. Orsburn VP: V. E. Lambert VP: Ronald L. Taylor Cash and Balances Due From Banks: 1,275 Federal Funds and Repos: ................ 3,225 Investments: 38,874 Total Loans: ....................... 22,595 Bank Premises and Fixed Assets: . . . . 504 Other Real Estate: ..................................... 7 Other Assets: .............................................842 Total Assets: 67,322 Total Trust Assets: 0 Deposits: ............................................. 59,289 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.......................................... 419 Subordinated D e b t:..........................................0 Total Liabilities..................................... 59,708 Total Equity Capital and Reserves: . . . 7,614 Total Liabilites and C a p ita l:................ 67,322 Number of Shares Outstanding .............8,000 Directors: Thomas C. Berryhill, William R. Bullock, Fanny G. George, Evelyn H. Jones, H. Orsburn, Noel VanDover, James W. Wallis Branches in Town: One Other Branches: None M. Arkansas S tate Bank D epartm ent 50 First State Bank o f DeQueen DeQueen, AR Third & Heynecker P.O. Box 970 71832-0970 Telephone: 642-4423 Facsimile: 642-2847 Population: 4,633 Charter Number: 731 Date: Aug. 26, 1974 County: Sevier Trust Department: No Bank Holding Company None Chm: Lou Gray CEO/Pres: Art Melson SVP: Keith Melson Cash: Barbara Kitchens Cash and Balances Due From Banks.1,448 Federal Funds and R e p o s :.................... 45 Investments: 11,251 Total L o a n s :................................ 11,949 Bank Premises and Fixed Assets: . . 509 Other Real E s ta te :..................................43 Other A s s e ts :....................................... 391 Total Assets: ............................. 25,636 Total Trust Assets: ............................. 0 Deposits: ............................................... 22,717 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :.......................................... 207 Subordinated D e b t:......................................... 0 Total Liabilities............................. 22,924 Total Equity Capital and Reserves: . . . 2,712 Total Liabilites and C a p ita l:........ 25,636 Number of Shares Outstanding . . . . 76,000 Directors: Gary Bell, Tim Brotherton, Lou Gray, R. S. Harris, Art Melson, Keith Melson, Ron Moore, Edward Revels, Dennis Smiley, Don Stemple Branches in Town:: One Other Branches: None D eW itt Bank and Trust Company DeWitt. AR Telephone: 946-35531 Facsimile: 946-2815 Population: 3,553 Second and Jefferson Streets P.O. Drawer 71 72042-0071 Charter Number: 605 Date: March 1, 1929 County: Arkansas Trust Department: Yes Bank Holding Company DBT Financial Corporation, DeWitt, AR Chm: Elmer A. Ferguson CEO/Pres: Gary Hudson V Chm: Julian Brown EVP: Phil Stark VP-Audit: Terry L. McCullars VP/TO: Dean Bell VP: Nancy F. Rasco Cash and Balances Due From Banks1,482 Federal Funds and R e p o s :.................. 800 Investments: 36,205 Total L o a n s :................................ 39,465 Bank Premises and Fixed Assets: . . 659 Other Real E s ta te :..................................62 Other A s s e ts :................................ 1,667 Total Assets: ............................. 80,340 Total Trust Assets: ................... 20,518 Deposits: 65,400 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :.......................................... 381 Subordinated D e b t:..........................................0 Total Liabilities.............................. 65,781 Total Equity Capital and Reserves: . . 14,559 Total Liabilites and C a p ita l:........ 80,340 Number of Shares Outstanding . . . . 54,000 Directors: W. H. Botts, Julian Brown, E. E. Denman, Ray D. Dickson, Elmer A. Ferguson, Alton R. Hampton, Wayne Hampton, Gary Hudson, Charles G. Lumsden, Charles W. Rasco, III, Nancy F. Rasco, Jack Whitmore Branches in Town: None Other Branches: None 51 S eventy-E ighth Report Decatur State Bank Decatur, AR Telephone: 752-3281 Facsimile: None Population: 918 Hwy. 59 N. P.O. Box 38 72722-0038 Charter Number: 707 Date: May 27, 1954 County: Benton Trust Department: No Bank Holding Company Decatur Bancshares, Inc., Decatur Chm: Lloyd E. Peterson CEO/Pres: Vernon L. Austin VP: Paul Galyean VP: Wanda R. Tormey VP: Bill Montgomery Cash and Balances Due From Banks: 2,980 Federal Funds and Repos: ........................100 Investm ents:....................................... 6,644 Total L o a n s :..................................... 38,646 Bank Premises and Fixed Assets: . . . . 841 Other Real Estate: ....................................... 16 Other Assets: .............................................616 Total Assets: 49,843 Total Trust Assets: 0 Deposits: ............................................... 42,153 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s:...........................................192 Subordinated D e b t:..........................................0 Total Liabilities ..................................... 42,345 Total Equity Capital and Reserves: . . . 7,498 Total Liabilites and C a p ita l:........ 49,843 Number of Shares Outstanding . . . . 70,000 Directors: Vernon Austin, Larry Curran, Tom Edmiston, L. Victor Evans, Paul Galyearn, Dorothy M. Peterson, Lloyd E. Peterson, Richard E. Wilmoth Branches in Town: None Other Branches: Gentry Bank of Delight Delight, AR Telephone: 379-2293 Facsimile: 379-2295 Population: 311 P.O. Box 68 71940-0068 Charter Number: 342 Date: June 16, 1911 County: Pike Trust Department: No Bank Holding Company None Chm: Clarence Anthony CEO/Pres: Olen Hendrix EVP: Darwin Hendrix SVP: Gus Wingfield VP: Larry May VP: Gerald Hendrix VP: Gary McCauly Cash: Jan Mitchell Cash and Balances Due From Banks: 1,469 Federal Funds and Repos: ................ 2,500 Investm ents:.......................... 28,561 Total L o a n s :....................... 14,891 Bank Premises and Fixed Assets: . . . . 300 Other Real Estate: ....................................... 23 Other A s s e ts :.......................... 1,163 Total Assets: 48,907 Total Trust Assets: 0 Deposits: ............................................. 44,304 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s:.......................................... 424 Subordinated Debt: . ........................................0 Total Liabilities............................. 44,728 Total Equity Capital and Reserves: . . . 4,179 Total Liabilites and C a p ita l:........ 48,907 Number of Shares Outstanding . . . . 18,750 Directors: Clarence Anthony, Buford Hendrix, Darwin Hendrix, Gerald Hendrix, Olen Hendrix, Cecil E. Johnson, III, Larry May, Gus Wingfield Branches in Town: None Other Branches: P rescott 52 A rkansas S ta te Bank D epartm ent D erm ott State Bank Dermott, AR Telephone: 538-3266 Facsimile: 538-5468 Population: 4,715 108 Speedway East P.O. Box C 71638-0803 Charter Number: 672 Date: July 8, 1935 County: Chicot Trust Department: Yes Bank Holding Company DSB Bancshares, Inc., Dermott, AR Chm: John M. Baxter CEO/Pres: Greg Miller VP-Loans: Margaret Brannon VP-Oper: Catherine M. Lay Cash: Barbara Hicks TO: Joy Lagarone Cash and Balances Due From Banks: 477 Federal Funds and R e p o s :.................. 550 Investments: 12,251 Total L o a n s:.................................. 3,992 Bank Premises and Fixed Assets: . . 284 Other Real E s ta te :.................................. 10 Other A s s e ts :....................................... 283 Total Assets: ............................. 17,847 Total Trust Assets: ............................. 102 Deposits: ............................................... 15,155 Federal Funds and Borrowings: ............... 85 Other L ia b ilitie s :...........................................196 Subordinated D e b t:..........................................0 Total Liabilities...............................15,436 Total Equity Capital and Reserves: . . . 2,411 Total Liabilites and C a p ita l:..........17,847 Number of Shares Outstanding . . . . 18,000 Directors: John M. Arnn, John Jeffrey Baxter, John M. Baxter, W. A. Baxter, Frank Henry, Jr., Clarence Horton, Bernard Levi, Lawrence Levi, Greg Miller, James Suitt Branches in Town: None Other Branches: None First State Bank of D erm ott Dermott, AR Telephone: 538-3221 Facsimile: 538-3787 Population: 4,715 Freeman & Peddicord P.O. Drawer 0 71638-0815 Charter Number: 732 Date: Oct. 15, 1976 County: Chicot Trust Department: No Bank Holding Company First Delta Financial Corporation, Dermott, AR Chm: H. W. Thomas CEO/Pres: Tom H. Grumbles EVP: Mary K. Tucker Cash: Betty Morse Cash and Balances Due From Banksil,248 Federal Funds and R e p o s :.................. 800 Investments: 8,527 Total L o a n s :................................ 11,206 Bank Premises and Fixed Assets: . . 321 Other Real E s ta te :..................................28 Other A s s e ts :....................................... 594 Total Assets: ............................. 22,724 Total Trust Assets: ............................. 0 Deposits: ................................................19,835 Federal Funds and Borrowings: ............. 224 Other L ia b ilitie s :.......................................... 223 Subordinated D e b t:..........................................0 Total Liabilities............................. 20,282 Total Equity Capital and Reserves: . . . 2,442 Total Liabilites and C a p ita l:........ 22,724 Number of Shares Outstanding . . . . 15,000 Directors: R. H. Dennington, Robert B. Gibson, Thomas H. Grumbles, Daniel C. Horton, Don C. Scott, H. W. Thomas, Mary K. Tucker Branches in Town: None Other Branches: None 53 S e ve n ty Eighth Report Farmers & M erchants Bank Des Arc, AR Telephone: 256-4191 Facsimile: 256-4582 Population: 2,001 110 S, Third Street P.O. Box 369 72040-0369 Charter Number: 84 Date: Jan. 20, 1902 County: Prairie Trust Department: Yes Bank Holding Company Security Bancshares, Inc., Des Arc, AR Chm: Henry L Nichols CEO/PresrrO: Sherod S. White Cash and Balances Due F ro m Banks: 1,269 Federal Funds and Repos: . . . . . 270 Investm ents:.................. 19,030 Total Loans: . . . . . . . . . 16,492 Bank Premises andFixedA s s e ts : . . . . 368 Other Real Estate: ............. ..... 0 Other A s s e ts :........... .... .................. 716 ........... ............. 38,145 Total Assets: Total Trust Assets: . . 10,426 Deposits: 27,515 Federal Funds and Borrowings: ..................0 Other Liabilities: ...........................................203 Subordinated Debt: .......................................... 0 Total Liabilities . ................ 27,718 Total Equity Capital and Reserves: . . 10,427 Total Liabilites and C a p ita l:......... 38,145 Number of Shares Outstanding . . . . 78,819 Directors: V. 0. Calhoun, George Ford, Donald Guess, Robert L. Morton, Graham P. Mullen, Henry L. Nichols, L. A. Richmond, James N. Thomason, Sherod S. White Branches in Town: None Other Branches: None Dumas State Bank Dumas, AR Telephone: 382-4204 Facsimile: 382-2084 Population: 5,520 Hwy. 65 & 54 P.O. Box 700 71639-0700 Charter Number: 729 Date: Jan. 11,1974 County: Desha Trust Department: Yes Bank Holding Company Dumas Bancshares, Inc., Dumas, AR VP: William A. West VP/Cash: Anita Grimes Chm/CEO/Pres/TO: James R. Hall EVP/Sec: Dennis Ferguson Cash and Balances Due From Banks: Federal Funds and Repos: ...... Investm ents:....................... Total Loans: Bank Premises and Fixed Assets: . . Other Real Estate: . . . . Other Assets: ........................ Total Assets: Total Trust Assets: . . 976 5,165 6,279 13,119 . . 387 51 414 26,391 252 Deposits: 23,815 .................. 1 Federal Funds and Borrowings: Other Liabilities: ........................................ 115 Subordinated D e b t:............................... . . . 0 Total Liabilities ..................................... 23,931 Total Equity Capital and Reserves: . . . 2,460 Total Liabilites and C a p ita l:......... 26,391 Number of Shares Outstanding . . . . 30,000 Directors: Dennis H. Ferguson, A. 0. French, James R. Hall, Howard R. Harris, Dorothy P. Moore, Merle F. Peterson, William F. Teeter, Herman Vickers, William A. West Branches in Town: None Other Branches: None A rkansas S tate Bank D epartm ent 54 M erchants & Farmers Bank Dumas, AR Telephone: 382-4311 iFacsimile: 382-5901 Population: 5,520 130 W. Waterman Street P.O. Box 187 71639-0187 Charter Number: 278 Date: May 10, 1909 County: Desha Trust Department: Yes Bank Holding Company M & F Financial Corporation, Dumas, AR Chm/CEO: Loral M. Adcock Pres: J. Michael Jones EVP: David J. Garrett VP/TO: Brian L. Payne Cash and Balances Due From Banks2,688 Federal Funds and Repos: . . . . 1 2,470 Investments: 10,325 Total L o a n s :................................ 26,104 Bank Premises and Fixed Assets: . . 916 Other Real E s ta te :................................150 Other A s s e ts :....................................... 763 Total Assets: ............................. 53,416 Total Trust Assets: ................... 12,372 Deposits: 46,325 .................. 0 Federal Funds and Borrowings: Other L ia b ilitie s :...........................................229 Subordinated D e b t:..........................................0 Total Liabilities............................. 46,554 Total Equity Capital and Reserves: . . . 6,862 Total Liabilites and C a p ita l:..........53,416 Number of Shares Outstanding . . . . 40,000 Directors: Ashton Adcock, Loral M. Adcock, J. E. Allmon, Charles H. Dante, Claud T. Frank, Marion S. Gill, Harold L. Jones, J. Michael Jones, Clifton L. Meador, William W. Shea, David Walt Branches in Town: None Other Branches: None First Southern Bank Earle, AR Telephone: 792-8613 Facsimile: 735-8860 Population: 3,395 801 Commerce Street P.O. Box 248 72331-0248 Charter Number: 696 Date: April 24, 1947 County: Crittenden Trust Department: Yes Bank Holding Company Earle Bankshares, Inc., Earle, AR Chm: W. P. Morrison CEO/Pres: John E. Gregson Cash and Balances Due From Banks?! ,830 Federal Funds and R e p o s :........... 1,500 Investments: 9,274 Total L o a n s :................................ 22,199 Bank Premises and Fixed Assets: 1,037 Other Real E s ta te :................................270 Other A s s e ts :........................................539 Total Assets: ............................. 36,649 Total Trust Assets: ............................. 0 Deposits: ............................................. 30,272 Federal Funds and Borrowings: .................... 0 Other L ia b ilitie s :...........................................243 Subordinated D e b t:..........................................0 Total Liabilities............................... 30,515 Total Equity Capital and Reserves: . . . 6,134 Total Liabilites and C a p ita l:......... 36,649 Number of Shares Outstanding . . .100,000 Directors: John E. Gregson, Chris Lehman, John T. Morrison, Joseph M. Morrison, W. P. Morrison, W. Price Morrison, Jr., James H. Taylor, Jr., David S. Wallace Branches in Town: None Other Branches: C ra w ford sville , M arion 55 S eventy-E ighth Report The Delta State Bank Elaine, AR Telephone: 827-3397 Facsimile: None Population: 846 128 Main Street P.O. Box 595 72333-0595 Charter Number: 697 Date: Dec. 30, 1947 County: Phillips Trust Department: No Bank Holding Company None CEO/Pres: Mary Louise Demoret Fiser Cash and Balances Due From Banks: 1,175 Federal Funds and Repos: . ..................... 401 Investm ents:............................................... 330 Total L o a n s :............................................... 259 Bank Premises and Fixed Assets: 0 Other Real Estate: ..................................... 0 Other Assets: ............................................... 15 Total Assets: 2,180 Total Trust Assets: 0 Directors: Deposits: ..................................................1,026 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :............................................... 0 Subordinated Debt: .......................................... 0 Total Liabilities..........................................1,026 Total Equity Capital and Reserves: . . . 1,154 Total Liabilites and C a p ita l:.....................2,180 Number of Shares Outstanding ............. 1,600 Mary Louise Demoret Fiser, V. Poindexter Fiser, Esley E. Johnson, Lamar Marks Branches in Town: None Other Branches: None The Exchange Bank and Trust Company El Dorado, AR Telephone: 862-6683 Facsimile: 862-6688 Population: 23,146 214 N. Washington P. 0. Box 641 71731-0641 Charter Number: 658 Date: Aug. 12, 1933 County: Union Trust Department: Yes Bank Holding Company FDH Bancshares, Inc., Little Rock, AR CEO/Pres: John Sinclair Cash and Balances Due From Banks: 3,783 Federal Funds and Repos: 6,030 Investm ents:..................................... 45,229 Total L o a n s :..................................... 42,435 Bank Premises and Fixed Assets: . . 1,684 Other Real Estate: ....................................... 79 Other Assets: ..................................... 2,737 Total Assets: ..................................... 101,977 Total Trust Assets: 23,641 Deposits: 88,235 Federal Funds and Borrowings: ......... 1,196 Other L ia b ilitie s :.......................................... 869 Subordinated D e b t:..........................................0 Total Liabilities............................. 90,300 Total Equity Capital and Reserves: . . 11,677 Total Liabilites and C a p ita l:......101,977 Number of Shares Outstanding . . . . 40,000 Directors: Ted Davis, James Garrison, George Haefner, Edward Hurley, D. R. James, Rodney Landes, John Meadows, B. G. McGuire, Bob Shepard, Jim Shepard, John Sinclair, John Solomon, Robert P. Taylor, Jeff Teague, Gerald Young Branches in Town: One Other Branches: H u ttig A rkansas S ta te Bank D epartm ent 56 The Bank o f Elkins Elkins, AR Telephone: 643-2131 Facsimile: 643-2651 Population: 692 348 North Center P.O. Box 333 72727-0333 Charter Number: 377 Date: June 1, 1912 County: Washington Trust Department: No Bank Holding Company Community Investment, Inc., Elkins, AR Chm/CEO: Joel L. Bunch Pres: Joyce R. Bunch VP: Sarah Bunch VP: Randall D. Harper VP: Patricia A. Eaton Cash: Shirley J. Boyd Asst Cash: Margie R. Eaton Cash and Balances Due From Banks: 701 Federal Funds and R e p o s :.................. 525 Investments: 11,157 Total L o a n s :................................ 21,116 Bank Premises and Fixed Assets: . . 819 Other Real E s ta te :................................ 0 Other A s s e ts :....................................... 425 Total Assets: ............................. 34,743 Total Trust Assets: ............................. 0 Deposits: ............................................... 31,445 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :....................................... 107 Subordinated D e b t:..........................................0 Total Liabilities.............................. 31,552 Directors: Total Equity Capital and Reserves: . . . 3,191 Total Liabilites and C a p ita l:........ 34,743 Number of Shares Outstanding . . . . 10,000 Joel L. Bunch, Joyce R. Bunch, Sarah L. Bunch, David R. Malone, Miller Williams Branches in Town: One Other Branches: Goshen Bank o f England England, AR Telephone: 842-2555 Facsimile: 842-2422 Population: 3,351 123 S. Main Street P.O. Box 70 72046-0070 Charter Number: 48 Date: Aug. 8, 1898 County: Lonoke Trust Department: No Bank Holding Company None Chm/CEO/Pres: Gary Canada, Sr. VP: Otha Frizzell VP: Bob Montgomery Oper/Cash: Sheila Rice Cash and Balances Due From Banks.1,474 Federal Funds and R e p o s :........... 1,235 Investments: 6,121 Total L o a n s :................................ 21,720 EJank Premises and Fixed Assets: . . 389 Other Real E s ta te :................................ 0 Other A s s e ts :....................................... 620 Total Assets: ............................. 31,559 Total Trust Assets: ............................. 0 Deposits: ............................................. 28,597 Federal Funds and Borrowings: . .... ............0 Other L ia b ilitie s:....................................... 185 Subordinated D e b t:..........................................0 Total Liabilities............................. 28,782 Directors: Total Equity Capital and Reserves: . . . 2,777 Total Liabilites and C a p ita l:......... 31,559 Number of Shares Outstanding . . . . 10,000 G ary Canada, S r., Hanna B. Canada, Otha Frizzell, T hom as M urchison, Sr. Branches in Town: None Other Branches: None 57 S eventy-E ighth Report The Eudora Bank Eudora, AR 111 N. Main Street P.O. Box 270 71640-0270 Telephone: 355-831 1 Facsimile: 355-8509 Population: 3,155 Charter Number: 629 Date: Dec. 23, 1930 County: Chicot Trust Department: No Bank Holding Company Delta Bancshares, Inc., Eudora, AR Chm: W. K. Grubbs VChm: Charles F. Poole CEO/Pres: Gene Keith VP/Cash: Claudene Stephens Cash and Balances Due From Banks: Federal Funds and Repos: Investments: . . . . . . Total Loans: . Bank Premises and Fixed Assets: . . Other Real Estate: ............. Other Assets: . .............. ............. Total Assets: Total Trust Assets: , . 719 0 13,804 9,333 . . 604 0 370 24,830 0 Deposits: ............................................. 20,647 Federal Funds and Borrowings: .......... 1,000 Other L ia b ilitie s:.............................................99 Subordinated D e b t:......................................... 0 Total Liabilities.............................. 21,746 Total Equity Capital and Reserves: . . . 3,084 Total Liabilites and C a p ita l:........ 24,830 Number of Shares Outstanding . . . . 14,000 Directors: Robert D. Avery, W. K. Grubbs, Roger D Hensley, Gene Keith, Charles F. Poole, R. Selman, Fred A . Woodall Branches in T ow n: None Other Branches: W. None Bank of Eureka Springs Eureka Springs, AR 70 S. Main P.0 Box 309 72632-0309 Telephone: 253-8241 Facsimile: 253-6947 Population: 1,900 Charter Number: 374 Date: May 4, 1912 County: Carroll Trust Department: No Bank Holding Company None Chm: Lewis E. Epley CEO/Pres: W King Gladden VP: Gary Kleek VP: Diane McClelland VP: Dave Baker Cash and B a la n c e s Due F ro m Banks: 2 , 2 5 6 Federal F u n d s a n d R e p o s : . ............................ 5 0 0 Investments: .................. .... 19,160 Total Loans: 33,621 Bank Premises a n d Fixed Assets: . . . . 507 Other Real Estate: . . . ..... . . 69 Other Assets: . .......................... 777 Total Assets.... .... 56,890 Total Trust Assets: . . ..... 0 Deposits: ............. 50,225 Federal Funds and Borrowings: ..................... 0 Other L ia b ilitie s :............. .. . . , ..............348 Subordinated Debt: . . . . . . . . 0 Total Liabilities . . . . . . . . . . . . . . . 50,573 Total Equity Capital and Reserves: . . . 6,317 Total Liabilites and C a p ita l:................ 56,890 Number of Shares Outstanding .............4,000 Directors: James D. Bird, A. J. Clark, Claude C. Cross, Ruth F. Cross, Lewis E. Epley, W. King Gladden, Wavne Johnson, Dorothy F, Mathews Michael F. Mathews, Eagle Thomas, Smead Walden Branches in T o w n : One Other Branches: Holiday Island 58 A rkansas S ta te Bank D epartm ent Bank o f Evening Shade Evening Shade, AR Telephone: 266-3215 Facsimile: 266-3514 Population: 328 Hwy 167 South P.O. Box 130 72532-0130 Charter Number: 69 Date: Feb. 5, 1901 County: Sharp Trust Department: No Bank Holding Company Sharp Bancshares, Inc., Cave City, AR Chm: James M. Street CEO: A. L. Hoaney Cash and Balances Due From Banks: 545 Federal Funds and R e p o s :.................. 510 Investments: 2,607 Total L o a n s :.................................. 5,761 Bank Premises and FixedAssets: . . 151 Other Real E s ta te :................................ 3 Other A s s e ts :........................................122 Total Assets: ................................ 9,699 Total Trust Assets: ............................. 0 Deposits: ..................................................8,667 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s:.............................................35 Subordinated D e b t:..........................................0 Total Liabilities..........................................8,702 Total Equity Capital and Reserves: . . . . 997 Total Liabilites and C a p ita l:.....................9,699 Number of Shares Outstanding .............6,200 Directors: Samuel F. Beller, Clifton Crabtree, A. L. Hoaney, Eugene Street, James E. Street, James M. Street Branches in Town: None Other Branches: None Citizens Bank o f N orthw est Arkansas Fayetteville, AR Telephone: 521-8000 Facsimile: 521-8086 Population: 42,099 3500 North College P. O. Box 1407 72702-1407 Charter Number: 760 Date: Aug. 16, 1991 County: Washington Trust Department: No Bank Holding Company Citizens Holding Company, Muskogee, OK Chm: Richard Black CEO: Dick McLelland Cash and Balances Due From Banks3,275 Federal Funds and R e p o s :................... 0 Investments: 29,823 Total L o a n s :................................ 24,748 Bank Premises and Fixed Assets: 1,828 Other Real E s ta te :................................ 0 Other A s s e ts :................................ 2,937 Total Assets: ............................. 62,61 1 Total Trust Assets: ............................. 0 Deposits: 54,978 Federal Funds and Borrowings: ............. 975 Other L ia b ilitie s :.......................................... 408 Subordinated D e b t:..........................................0 Total Liabilities............................. 56,361 Total Equity Capital and Reserves: . . . 6,250 Total Liabilites and C a p ita l:......... 62,611 Number of Shares Outstanding . . . . 25,000 Directors: Richard Black, Lee Buddrus, Albert R. Hurley, David Jones, Gerald Jones, Dick McLelland, Francis Rooney, III Branches in Town: One Other Branches: Rogers 59 S eventy-E ighth Report M cllroy Bank & Trust Fayetteville, AR Telephone: 575-1000 Facsimile: 575-1061 Population: 42,099 One Mcllroy Plaza P.O. Box 1327 72702-1327 Charter Number: 31 Date: Dec. 24, 1892 County: Washington Trust Department: Yes Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Jim Walton CEO/Pres: James C. Glen SVP-Oper: Warren Fields SVP-Loans: Gary Head SVP-Retail: Kim Simpson Cash and Balances Due From Banks: 13,587 Federal Funds and Repos: 1,650 Investm ents:..................................... 56,821 Total L o a n s :....................................... 166,140 Bank Premises and Fixed Assets: . . 2,747 Other Real Estate: ..................... 854 Other Assets: ..................................... 2,980 Total Assets: 244,779 Total Trust Assets: 0 Deposits: 216,511 Federal Funds and Borrowings: .............7,451 Other L ia b ilitie s:....................................... 1,778 Subordinated D e b t:......................................... 0 Total Liabilities.................................. 225,740 Total Equity Capital and Reserves: . . 19,039 Total Liabilites and C a p ita l:............. 244,779 Number of Shares Outstanding . . . 350,692 Directors: Larry Bittle, Cary Collier, James C. Glen, Millard Goff, Ann Henry, James D. Mashburn, Paul Pinneo, Charles Scharlau, James Stewert, Fred S. Vorsanger, Jim Walton, Jim Bob Wheeler Branches in Town: Four Other Branches: None The First State Bank of Fordyce Fordyce, AR Telephone: 352-2101 Facsimile: 352-2602 Population: 4,729 223 Main Street P. 0, Box 770 71742 0272 Charter Number: 749 Date: Aug. 22, 1989 County: Dallas Trust Department: Yes Bank Holding Company FDH Bancshares, Inc,, Little Rock, AR Chm/CEO/Pres: U. W. Mullins, Jr. SVP/Cash: Sheila Harrison VP: David Ramer Cash and Balances Due From Banks: 1,307 Federal Funds and Repos: ................ 4,500 Investm ents:..................................... 19,916 Total L o a n s :..................................... 14,667 Bank Premises and Fixed Assets: . . . . 454 Other Real Estate: .....................................283 Other Assets: ..................................... 1,422 Total Assets: 42,549 Total Trust Assets: 0 Deposits: ............................................. 38,246 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.......................................... 374 Subordinated Debt: .......................................... 0 Total Liabilities..................................... 38,620 Total Equity Capital and Reserves: . . . 3,929 Total Liabilites and C a p ita l:................ 42,549 Number of Shares Outstanding .............8,000 Directors: Jack Brent, Allen Bedell, Bill Clark, Edward Cullum, Carolyn Jenkins, U. W. Mullins, Jr., Gerald Nutt, Robert Taylor, Ellen Vineyard Branches in Town: Two Other Branches: None (50 A rkansas S ta te Bank D epartm ent Fordyce Bank & Trust Company Fordyce, AR Telephone: 352-3107 Facsimile: 352-5202 Population: 4,729 200 W. Fourth Street P. O. Box 352 71742-0352 Charter Number: 631 Date: Jan. 5, 1931 County: Dallas Trust Department: Yes Bank Holding Company FBT Bancshares, Inc., Fordyce, AR Chm/CEO/Pres: Curtis Hutchins SVP: Suzette Crutchfield SVP/TO: James V. Hulse, Jr. VP: Wanda Smurl Cash and Balances Due From Banks3,814 Federal Funds and R e p o s :........... 1,556 Investments: 19,694 Total L o a n s :............................... 20,024 Bank Premises and Fixed Assets: . . 940 Other Real E s ta te :..................................30 Other A s s e ts :....................................... 710 Total Assets: ............................. 46,768 Total Trust Assets: .............................820 Deposits: ............................................. 40,395 Federal Funds and Borrowings: ............. 1,929 Other L ia b ilitie s :.......................................... 248 Subordinated D e b t:..........................................0 Total Liabilities..................................... 42,572 Total Equity Capital and Reserves: . . . 4,196 Total Liabilites and C a p ita l:................ 46,768 Number of Shares Outstanding .............8,000 Directors: D. J. Barnes, Joe Barnes, E. C. Benton, Jr., Sarah Kathryn Benton, Suzette Crutchfield, J. H. Everett, J. W. Hearnsberger, James V. Hulse, Jr., Curtis Hutchins, Roy McClain, C. B. Trussell, L. Weems Trussed Branches in Town: Two Other Branches: None Planters Bank and T rust Company Forrest City, AR 321 N. Rosser Street P.O. Box 1539 72335-1539 Telephone: 633-2833 Facsimile: 633-2894 Population: 13,364 Charter Number: 521 Date: April 15, 1921 County: St. Francis Trust Department: Yes Bank Holding Company None Chm/CEO/Pres: Frankie Pratt EVP: J. C. Campbell SVP/CFO: Kim Linam VP: Diane Thomason VP: David Hardke Cash/Oper: Donna Garner TO: Nelle Surguine Cash and Balances Due From Banks4,910 Federal Funds and R e p o s :........... 2,400 Investments: 23,595 Total L o a n s :................................ 25,722 Bank Premises and Fixed Assets: 1,366 Other Real E s ta te :............................... 413 Other A s s e ts :....................................... 677 Total Assets: ............................. 59,083 Total Trust Assets: ............................. 133 Deposits: ............................................. 52,027 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s:.......................................... 318 Subordinated D e b t:..........................................0 Total Liabilities............................. 52,345 Total Equity Capital and Reserves: . . . 6,738 Total Liabilites and C a p ita l:........ 59,083 Number of Shares Outstanding . . . . 24,000 Directors: J. C. Campbell, John V. Casbeer, J. R. Chappell, Jr., Oral Edwards, J. R. Grobmyer, David Hardke, Frankie Pratt, Rex B. Twist Digitized for Branches FRASER in Town: One Other Branches: C o tto n Plant, DeValls B lu ff 61 S eventy-E ighth Report Planters & Merchants Bank Gillett, AR 320 Main P.O. Box 357 72055-0357 Telephone: 548-2211 Facsimile: 548-2213 Population: 883 Charter Number: 721 Date: Jan. 13, 1967 County: Arkansas Trust Department: Yes Bank Holding Company Planters & Merchants Bancshares, Inc., Gillett, AR Chm: Kenneth Smith CEO/Pres/TO: Larry E. Bauer VP: Lloyd E. Wallace Cash: Alice Perritt Cash and Balances Due From Banks: Federal Funds and Repos: Investm ents:........................................ Total L o a n s :..................................... Bank Premises and Fixed Assets: . . Other Real Estate: ............. Other Assets: ....................... Total Assets: Total Trust Assets: . . 581 1,495 2,419 13,400 . . 223 131 463 18,712 538 Deposits: 16,608 Federal Funds and Borrowings: ..................0 159 Other L ia b ilitie s :.................... Subordinated D e b t:..........................................0 Total Liabilities...............................16,767 Total Equity Capital and Reserves: . . . 1,945 Total Liabilites and C a p ita l:..........18,712 Number of Shares Outstanding . . . . 12,000 Directors: Larry E. Bauer, Johnny Helzhauer, Darrel Nichols, Scott Place, Darrall Richter, Kenneth Smith, Bobby Turner, Frank C. Wolfe Branches in Town: None Other Branches: None The Bank of Glenwood Glenwood, AR Telephone: 356-2121 Facsimile: 356-221 1 Population: 1,354 Broadway & Pulliam P.O. Box O 71943-0813 Charter Number: 398 Date: Dec. 27, 1912 County: Pike Trust Department: No Bank Holding Company Bainum Bancorp, Glenwood, AR Chm: Irvin C. Banium CEO/Pres: Harold Smith SVP: Lynda Robbins VP: Kathryn Baxter VP: Jim Arrington AVP: Kathy O'Neal Cash: Pat Owens Cash and Balances Due From Banks: 1,091 Federal Funds and Repos: 1,000 Investm ents:........................................ 8,810 Total L o a n s :....................... 27,343 Bank Premises and Fixed Assets: . . . . 731 Other Real Estate: ............... 36 Other Assets: ............................... 385 Total Assets: 39,396 Total Trust Assets: 0 Deposits: ............................................. 35,056 Federal Funds and Borrowings: ................ 279 Other L ia b ilitie s:...........................................115 Subordinated D e b t:..........................................0 Total Liabilities..................................... 35,450 Total Equity Capital and Reserves: . . . 3,946 Total Liabilites and C a p ita l:................ 39,396 Number of Shares Outstanding .............4,000 Directors: Irvin C. Banium, Mark Banium, Richard Cox, Victor H. Cox, Harold A. Smith, L. J. Warneke, Roy Wisener Branches in Town: None Other Branches: None A rkansas S ta te Bank D epartm ent 62 First State Bank Gould, AR Telephone: 263-4325 Facsimile: 263-4684 Population: 1,470 340 S. Main Street P.O. Drawer A 71643-0801 Charter Number: 719 Date: Jan. 6, 1964 County: Lincoln Trust Department: No Bank Holding Company Dumas Bancshares, Inc., Dumas, AR Chm/CEO/Pres: James R. Hall VP/Aud: Dennis Ferguson VP: Dwayne R. Snyder AVP: Pat Rook Cash: Donna Robertson Cash and Balances Due From Banks3,025 Federal Funds and R e p o s :........... 4,285 Investments: 3,842 Total L o a n s :.................................. 7,601 Bank Premises and Fixed Assets: . . 595 Other Real E s ta te :................................ 0 Other A s s e ts :........................................253 Total Assets: ............................. 17,601 Total Trust Assets: ............................. 0 Deposits: ................................................16,004 Federal Funds and Borrowings: ................50 Other L ia b ilitie s :....................................... 141 Subordinated D e b t:..........................................0 Total Liabilities...............................16,195 Total Equity Capital and Reserves: . . . 1,406 Total Liabilites and C a p ita l:..........17,601 Number of Shares Outstanding . . . . 24,000 Directors: Don Eifling, A. O. French, Jr., James R. Hall, Victor Holthoff, Stanley Norris, John H. Rogers, John Shannon Branches in Town: None Other Branches: Grady, Star City Bank o f Gravett Gravette, AR Telephone: 787-5251 Facsimile: 787-6102 Population: 1,412 211 East Main P.O. Box 160 72736-0160 Charter Number: 46 Date: Feb. 28, 1898 County: Benton Trust Department: No Bank Holding Company None CEO/Pres: John R. Meade EVP: David N. Wills VP: William R. (Bill) Meade VP: Jim A. Edmondson Cash and Balances Due From Banks3,130 Federal Funds and R e p o s :........... 3,050 Investments: 31,572 Total L o a n s :................................ 37,484 Bank Premises and Fixed Assets: . . 553 Other Real E s ta te :................................105 Other A s s e ts :................................ 1,185 Total Assets: ............................. 77,079 Total Trust Assets: ............................. 0 Deposits: ............................................. 65,994 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :...........................................623 Subordinated D e b t:..........................................0 Total Liabilities....................................... 66,617 Total Equity Capital and Reserves: . . 10,462 Total Liabilites and C a p ita l:................ 77,079 Number of Shares Outstanding .............4,000 Directors: Phillip Chastain, Geroge Cowgur, Albert Dunagin, Jim Allen Edmondson, George Haley, John R. Meade, William R. Meade, David N. Wills Branches in Town: None Other Branches: None 63 S eventy-E ighth Report Farmers Bank Greenwood, AR Telephone: 996-4171 Facsimile: 996-6700 Population: 3,984 125 West Center P.O. Box 610 72936-0610 Charter Number: 243 Date: Aug. 7, 1907 County: Sebastian Trust Department: Yes Bank Holding Company Wilkinson Banking Corporation, Greenwood, AR Chm/CEO/Pres: Elizabeth Wilkinson TO: Edward Wilkinson Cash and Balances Due From Banks: 1,227 Federal Funds and Repos: 150 Investm ents:..................................... 49,708 Total L o a n s :..................................... 38,783 Bank Premises and Fixed Assets: . . 1,014 Other Real Estate: ..................................... 144 Other Assets: ....................... 1,453 Total Assets: 92,479 Total Trust Assets: 667 Deposits: ............................................. 77,823 Federal Funds and Borrowings: ...........1,820 Other L ia b ilitie s:.......................................... 832 Subordinated D e b t:......................................... 0 Total Liabilities..................................... 80,475 Directors: Total Equity Capital and Reserves: . . 12,004 Total Liabilites and C a p ita l:................ 92,479 Number of Shares Outstanding .............7,500 Tresa Gamble, Edward Wilkinson, Elizabeth Wilkinson, Norman Wilkinson, Stanhope Wilkinson Branches in Town: One Other Branches: Bonanza, Hackett, Hartford First State Bank of Gordon Gurdon, AR Telephone: 353-2521 Facsimile: 353-2314 Population: 2,100 100 E. Main P.O. Box 446 71743-0446 Charter Number: 61 Date: Aug. 4, 1900 County: Clark Trust Department: No Bank Holding Company None Chm: Charles L. Cabe CEO/Pres: Fred Reed VP-Loans: Carroll Coston VP/Cash: Linda Bittle Cash and Balances Due From Banks: 1,422 Federal Funds and Repos: 0 Investm ents:..................................... 10,145 Total L o a n s :..................... 14,417 Bank Premises and Fixed Assets: . . . . 849 Other Real Estate: .....................................428 Other Assets: .................................... 401 Total Assets: 27,662 Total Trust Assets: 0 Deposits: 25,020 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s:.............................................99 Subordinated D e b t:..................................... 300 Total Liabilities...............................25,419 Total Equity Capital and Reserves: . . . 2,243 Total Liabilites and C a p ita l:........ 27,662 Number of Shares Outstanding . . . . 38,338 Directors: Paul Barringer, Al Brown, Charles Cabe, Austin Capps, Carroll Coston, Autrey Horne, Marianne Long, Robert McDowell, Fred Reed, Maurice Stricklin Branches in Town: None Other Branches: None 64 Arkansas S ta te Bank D epartm ent Farmers Bank Hamburg, AR Telephone: 853-5222 Facsimile: 853-2333 Population: 3,098 210 N. Main P.O. Box 350 71646-0350 Charter Number: 680 Date: March 10, 1941 County: Ashley Trust Department: No Bank Holding Company None Chm: P. E. Barnes CEO/Pres: Dan Wingard VP: Velma J. Farmer VP: Jettie Mae Atkins Cash: Allen Farmer Asst Cash: Joann Roberts Cash and Balances Due From Banks1,826 Federal Funds and R e p o s :........... 1,125 Investments: 14,417 Total L o a n s :................................ 13,724 Bank Premises and Fixed Assets: . . 934 Other Real E s ta te :..................................55 Other A s s e ts :....................................... 433 Total Assets: ............................. 32,514 Total Trust Assets: ............................. 0 Deposits: ............................................. 29,094 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :...........................................178 Subordinated D e b t:..........................................0 Total Liabilities............................. 29,272 Total Equity Capital and Reserves: . . . 3,242 Total Liabilites and C a p ita l:......... 32,514 Number of Shares Outstanding . . . . 22,260 Directors: P. E. Barnes, Joel W. Foote, Nancy C. Foote, W. E. Foote, Jr., William E. Johnson, Earl J. Scott, Jack H. Shell, John W. Spivey, Dan M. Wingard Branches in Town: None Other Branches: None Calhoun County Bank Hampton, AR Telephone: 798-2207 Facsimile: 798-4830 Population: 1,562 200 Main Street P.O. Box 8 71744-0008 Charter Number: 220 Date: Oct. 26, 1906 County: Calhoun Trust Department: No Bank Holding Company None Chm/CEO: Searcy W. Harrell, Jr. Pres: B. Dickson Neal Cash and Balances Due From Banksi1,113 Federal Funds and R e p o s :................... 0 Investments: 19,484 Total L o a n s :................................ 12,257 Bank Premises and Fixed Assets: . . . 26 Other Real E s ta te :..................................52 Other A s s e ts :....................................... 374 Total Assets: ............................. 33,306 Total Trust Assets: ............................. 0 Deposits: ............................................. 28,206 Federal Funds and Borrowings: ................ 730 Other L ia b ilitie s :...........................................119 Subordinated D e b t:..........................................0 Total Liabilities..................................... 29,055 Total Equity Capital and Reserves: . . . 4,251 Total Liabilites and C a p ita l:................ 33,306 Number of Shares Outstanding .............4,000 Directors: Phillip J. Foster, Fay Harrell, Len Harrell, Searcy W. Harrell, Jr., W. Wells, H. M. Welsh Branches in Town: None Other Branches: None B. Dickson Neal, D. S eventy-E ighth Report 65 Mercantile Bank Hardy, AR Telephone: 856-2773 Facsimile: 856-3494 Population: 538 Hwy. Jet. 62-63-412 P. 0. Box 28 72542-0028 Charter Number: 751 Date: Oct. 24, 1989 County: Sharp Trust Department: No Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR CEO/Pres: Bob D. Evins Cash and Balances Due From Banks: . . 698 Federal Funds and Repos: 450 Investments: . ................... 4,907 Total L o a n s :..................................... 12,506 Bank Premises and Fixed Assets: . . . . 782 Other Real Estate: ..................................... 0 Other Assets: .............................................502 Total Assets: 19,845 Total Trust Assets: 0 Directors: Deposits: ............................................... 17,880 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s:...........................................113 Subordinated D e b t:............... 0 Total Liabilities.............................. 17,993 Total Equity Capital and Reserves: . . . 1,852 Total Liabilites and C a p ita l:......... 19,845 Number of Shares Outstanding . . . . 10,400 Bob D. Evins, Floyd Hannon, Jr.. Kevin King, G. L. Leiblong Branches in Town: None Other Branches: Sidney The Bank of Harrisburg Harrisburg, AR Telephone: 578-2472 Facsimile: 578-2049 Population: 1,945 201 East Jackson P.0. Box 17 72432-0017 Charter Number: 620 Date: Dec. 2, 1930 County: Poinsett Trust Department: No Bank Holding Company Lake Hamilton Enterprises, Inc., Little Rock, AR Chm: Jim Tom Butler CEO: Paul Eaton Pres: James Williams Cash and Balances Due From Banks: 2,890 Federal Funds and Repos: 0 Investm ents:..................................... 13,257 Total L o a n s :..................................... 19,618 Bank Premises and Fixed Assets: . . . . 251 Other Real Estate: .....................................220 Other Assets: .............................................620 Total Assets: 36,856 Total Trust Assets: 0 Deposits: . .......................................... 32,539 Federal Funds and Borrowings: ................ 200 Other L ia b ilitie s :.......................................... 336 Subordinated D e b t:..........................................0 Total Liabilities..................................... 33,075 Total Equity Capital and Reserves: . . . 3,781 Total Liabilites and C a p ita l:................ 36,856 Number of Shares Outstanding ............. 4,000 Directors: Donald Birtnell, Anna Margaret Butler, Connie Butler, Jim Tom Butler, Patricia Butler, Beth Eaton, Paul Eaton, John M. Henry, James Williams Branches in Town: None Other Branches: None 66 A rkansas S ta te Bank D epartm ent The Security Bank Harrison, AR Telephone: 741-8200 Facsimile: 741-8103 Population: 9,922 303 N. Main P.O. Box 1078 72601-1078 Charter Number: 647 Date: Nov. 20, 1931 County: Boone Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR CEO/Pres: Jimmy R. Boze Cash and Balances Due From Banks4,900 Federal Funds and R e p o s :........... 4,850 Investments: 43,665 Total L o a n s :................................ 59,623 Bank Premises and Fixed Assets: 2,035 Other Real E s ta te :................................259 Other A s s e ts :................................ 1,982 Total Assets: ................................117,314 Total Trust Assets: ............................. 0 Deposits: .......................................... 106,382 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s:...........................................573 Subordinated D e b t:..........................................0 Total Liabilities.................................. 106,955 Total Equity Capital and Reserves: . . 10,359 Total Liabilites and C a p ita l:................ 117,314 Number of Shares Outstanding . . . 180,000 Directors: Bill Baker, Ralph Bowers, Jimmy Boze, John 0. Campbell, L. E. Durand, Richard R. Hudson, Douglas L. Jackson, Junior Lee, Jerry P. Maland, H. K. McCaleb, Jr., Bert M. Mullens Branches in Town: One Other Branches: Alpena Hazen First State Bank Hazen, AR Telephone: 255-4567 Facsimile: 255-4271 Population: 1,668 Front & Chester Streets P.O. Box 783 72064-0783 Charter Number: 744 Date: May 12, 1983 County: Prairie Trust Department: No Bank Holding Company None Chm: Tommy Hillman CEO: Jerry Ray Hambrick Cash and Balances Due From Banks^,121 Federal Funds and R e p o s :.................. 500 Investments: 7,854 Total L o a n s:.................................. 7,262 Bank Premises and Fixed Assets: . . 228 Other Real E s ta te :................................ 0 Other A s s e ts :....................................... 264 Total Assets: ............................. 17,229 Total Trust Assets: ............................. 0 Deposits: ................................................15,745 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s:.............................................78 Subordinated D e b t:..........................................0 Total Liabilities...............................15,823 Directors: Total Equity Capital and Reserves: . . . 1,406 Total Liabilites and C a p ita l:..........17,229 Number of Shares Outstanding . . . . 20,187 Vernon Giss, Tommy Hillman, Pat Henderson, Robert Koch, Robert Petter Branches in Town: None Other Branches: Biscoe 67 S eventy-E ighth Report The Cleburne County Bank Heber Springs, AR Charter Number: 626 Date: Dec. 16, 1930 County: Cleburne 806 W. Main P.O. Box 1560 72543-0100 Telephone: 362-2456 Facsimile: 362-4554 Population: 5,628 Trust Department: No Bank Holding Company Lake Hamilton Enterprises, Inc., Little Rock, AR Chm: Jim Tom Butler CEO/Pres: Paul Eaton EVP: Robert Dale Miller VP: Mary Holland VP: Peggy Smith VP: William C. Smith Cash and Balances Due From Banks: 3,627 Federal Funds and Repos: 2,105 Investm ents:..................................... 63,887 Total L o a n s :..................................... 44,135 Bank Premises and Fixed Assets: . . . . 824 Other Real Estate: .................................. 551 Other Assets: ..................................... 1,801 Total Assets: 116,930 Total Trust Assets: 0 Deposits: ............................................. 105,916 Federal Funds and Borrowings: .................. 34 Other L ia b ilitie s :.......................................... 532 Subordinated D e b t:..........................................0 Total Liabilities.................................. 106,482 Total Equity Capital and Reserves: . . 10,448 Total Liabilites and C a p ita l:................ 116,930 Number of Shares Outstanding ............. 1,200 Directors: Walter Aldridge, Anna Margaret Butler, Connie Butler, Jim Tom Butler, Patricia Butler, Beth Eaton, Paul Eaton, John Henry, Jerome Johnson, Ricky Johnson, Richie Lee, L. E. Roberts, Jr., Wetzel Stark Branches in Town: Other Branches: Two Greers Ferry, Concord Greers Ferry Lake State Bank Heber Springs, AR Telephone: 362-5883 Facsimile: 362-0820 Population: 5,628 421 West Main P. O. Box 970 72543-3018 Charter Number: 755 Date: July 26, 1991 County: Cleburne Trust Department: No Bank Holding Company M & P Community Bancshares, Inc., Newport, AR Chm/CEO/Pres: Jim S. Gowen, Sr. EVP: Gary Yow SVP: Wendell Cassell Cash: Patricia H. Davis Sec: Carla P. Stiger Cash and Balances Due From Banks: . . 189 Federal Funds and Repos: 530 Investm ents:..................................... 27,336 Total L o a n s :........................................ 3,107 Bank Premises and Fixed Assets: . . . . 245 Other Real Estate: ............... 0 Other Assets: ............................................ 739 Total Assets: 32,146 Total Trust Assets: 0 Deposits: ............................................. 29,387 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s:....................................... 167 Subordinated D e b t:..........................................0 Total Liabilities ..................................... 29,554 Directors: Total Equity Capital and Reserves: . . . 2,592 Total Liabilites and C a p ita l:......... 32,146 Number of Shares Outstanding . . . . 60,000 Morris Bowman, Jim S. Gowen, Sr., Troy A. Gray, Robert Harvey, Gerald Branches in Town: None Other Branches: Clinton A. Saracini Arkansas S ta te Bank D epartm ent 68 Heber Springs State Bank Heber Springs, AR Telephone: 362-5821 Facsimile: 362-7491 Population: 5,628 Second and Main Streets P.O. Box 1030 72543-0030 Charter Number: 735 Date: May 7, 1977 County: Cleburne Trust Department: Yes Bank Holding Company State Holding Company, Little Rock, AR Chm: Harry L. Hastings, Jr. CEO/Pres: Bill G. Lynch Cash and Balances Due From Banks2,291 Federal Funds and R e p o s :................... 0 Investments: 21,187 Total L o a n s :............. 22,342 Bank Premises and Fixed Assets: . . 893 Other Real Estate: ................................ 368 Other A s s e ts :....................................... 713 Total Assets: .......... 47,794 Total Trust Assets: ............................. 0 Deposits: ............................................. 43,451 Federal Funds and Borrowings: ............. 500 Other L ia b ilitie s :.......................................... 223 Subordinated D e b t:..........................................0 Total Liabilities.............................. 44,174 Directors: Total Equity Capital and Reserves: . . . 3,620 Total Liabilites and C a p ita l:........ 47,794 Number of Shares Outstanding . . . . 21,000 H. L. Hastings, Jr., Horace Jewell, B. G. Lynch, Catherine Owen Branches in Town: None Other Branches: Greers Ferry, Fairfield Bay Bank o f Holly Grove Holly Grove, AR Telephone: 462-3331 Facsimile: 462-3992 Population: 675 Main Street P.O. Box 419 72069-0816 Charter Number: 118 Date: May 12, 1903 County: Monroe Trust Department: No Bank Holding Company Holly Grove Bancshares, Inc., Holly Grove, AR Chm: John B. Moore, Jr. CEO/Pres: William R. Reynolds Cash and Balances Due From Banks: 733 Federal Funds and R e p o s :................... 0 Investments: 9,093 Total L o a n s :................................ 14,434 Bank Premises and Fixed Assets: . . 112 Other Real E s ta te :..................................31 Other A s s e ts :....................................... 500 Total Assets: ............................. 24,903 Total Trust Assets: ............................. 0 Deposits: ............................................... 21,709 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.......................................... 290 Subordinated D e b t:..........................................0 Total Liabilities....................................... 21,999 Total Equity Capital and Reserves: . . . 2,904 Total Liabilites and C a p ita l:................ 24,903 Number of Shares Outstanding .............2,400 Directors: Donald R. Dearing, Ruth T. Dearing, Jean M. Kirkpatrick, R. H. Mayo, John B. Moore, Jr., William R. Reynolds, Herd E. Stone Branches in Town: None Other Branches: None 69 S eventy-E ighth Report Horatio State Bank Horatio, AR 100 Main Street P.O. Box 347 71842-0347 Telephone: 832-2501 Facsimile: 832-2577 Population: 793 Charter Number: 179 Date: May 15, 1905 County: Sevier Trust Department: No Bank Holding Company Pioneer Bancshares, Inc. of Horatio, Arkansas, Horatio, AR Chm/CEO/Pres: C. E. Hendrix, Jr. EVP: Wilburn Smith SVP: Edith H. Smith VP: Carl E. Henrix, III Cash and Balances Due From Banks: 1,067 Federal Funds and Repos: 415 Investm ents:.......................... 12,117 Total L o a n s :..................................... 17,941 Bank Premises and Fixed Assets: . . . . 309 Other Real Estate: ................... 51 Other Assets: .............................................297 Total Assets: 32,197 Total Trust Assets: 0 Deposits: ............................................. 28,877 Federal Funds and Borrowings: 0 Other L ia b ilitie s :....................................... 170 Subordinated D e b t:..........................................0 Total Liabilities..................................... 29,047 Total Equity Capital and Reserves: . . . 3,150 Total Liabilites and C a p ita l:.................. 32,197 Number of Shares Outstanding .............2,000 Directors: C. E. Hendrix, Jr., Carl E. Hendrix, III, Lilia S. Hendrix, Loy Poag, Edith H. Smith, Wilburn Smith Branches in Town: None Other Branches: None Arkansas Bank and Trust Company Hot Springs, AR Telephone: 624-4611 Facsimile: 624-4619 Population: 32,462 ABT Center P.O. Box 5640 71902-5640 Charter Number: 232 Date: April 18, 1907 County: Garland Member of Federal Reserve System Trust Department: Yes Bank Holding Company ABT Bancshares Corporation, Hot Springs, AR Chm: Cecil W. Cupp, Jr. CEO/Pres: Ray L. Cash EVP: W. Darrell Meyer Cash and Balances Due From Banks: 20,760 Federal Funds and Repos: . 4,100 Investm ents:..................................... 139,304 Total L o a n s :....................... 228,688 Bank Premises and Fixed Assets: . . 5,850 Other Real Estate: ............................. 1,245 Other Assets: ..................................... 6,681 Total Assets: ..................... . . . . 406,628 Total Trust Assets: 0 Deposits: 364,105 Federal Funds and Borrowings: ...................0 Other L ia b ilitie s:....................................... 5,326 Subordinated D e b t:..........................................0 Total Liabilities.......................... 369,431 Total Equity Capital and Reserves: . . 37,197 Total Liabilites and C a p ita l:.... 406,628 Number of Shares Outstanding .. . 150,834 Directors: Ray L. Cash, Peggy Clark, Hiram W. Cooper, Courtney C. Crouch, Jr., Cecil W. Cupp, Cecil W. Cupp, Jr., Cecil W. Cupp, III, Gerald H. Fisher, Edwin P. Henry, Gaither C. Johnston, Jr., W. Darrell Meyer, Roy L. Murphy, Jim Randall, Brooks T. Rice, John D. Selig, Ray S. Smith, Jr., Palmer Vanderburg, Kenneth Wheatley Branches in Town: Six Other Branches: H ot Springs Village 70 A rkansas S ta te Bank D epartm ent Bank o f Hot Springs Hot Springs, AR Telephone: 624-5501 Facsimile: 321-5033 Population: 32,462 P. O. Box 1799 1234 Central Avenue 71902-1799 Charter Number: 758 Date: Aug. 15, 1991 County: Garland Trust Department: No Bank Holding Company Central Arkansas Bancshares, Inc., Arkadelphia, AR Chm: Ross Whipple CEO/Pres: Paul L. Offutt Cash and Balances Due From Banks3,838 Federal Funds and R e p o s :................... 0 Investments: 46,547 Total L o a n s :................................ 45,047 Bank Premises and Fixed Assets: 1,745 Other Real E s ta te :.................................. 28 Other A s s e ts :................................ 2,195 Total Assets: ............................. 99,400 Total Trust Assets: ............................. 0 Deposits: ............................................. 86,331 Federal Funds and Borrowings: ............ 3,500 Other L ia b ilitie s :.......................................... 492 Subordinated D e b t:..........................................0 Total Liabilities.............................. 90,323 Directors: Latt Bachelor, Eldon Cooley, Total Equity Capital and Reserves: . . . 9,077 Total Liabilites and C a p ita l:......... 99,400 Number of Shares Outstanding . . .121,410 Dorsey Glover, Jim Latture, Jim McAdams, Paul Offutt, Don Tackett, Ross Whipple Branches in Town: Three Other Branches: None First State Bank Huntsville, AR Highway 412 West P. O. Box 667 72740-0667 Telephone: 738-2147 Facsimile: 738-1255 Population: 1,600 Charter Number: 756 Date: July 26, 1991 County: Madison Trust Department: Yes Bank Holding Company BTS Bancshares, Inc., Huntsville, AR Chm: Sam Mathias CEO/Pres: Tom Mathias Cash and Balances Due From Banks: 466 Federal Funds and R e p o s :.................. 465 Investments: 6,294 Total L o a n s :.................................. 4,849 Bank Premises and Fixed Assets: . . 195 Other Real E s ta te :................................ 0 Other A s s e ts :........................................245 Total Assets: ............................. 12,514 Total Trust Assets: ............................. 0 Deposits: 11,439 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.............................................52 Subordinated D e b t:..........................................0 Total Liabilities........................................11,491 Directors: Total Equity Capital and Reserves: . . . 1,023 Total Liabilites and C a p ita l:...................12,514 Number of Shares Outstanding .............9,000 Bessie Mathias, Sam Mathias, Tom Mathias, Phil Thompson Branches in Town: None Other Branches: None 71 S e ve n ty Eighth Report Peoples Bank Imboden, AR Hwy. 63 W. P.O. Box 850 72434-0850 Telephone: 869-2291 Facsimile: 869-2179 Population: 661 Charter Number: 727 Date: Oct. 12, 1972 County: Lawrence Trust Department: No Bank Holding Company Spring Rivers Bancshares, Inc., Imboden, AR Chm: Charles F. Luter Pres: Bob Downing CEO/EVP: Preston L. Clark Cash and Balances Due From Banks: 2,278 Federal Funds and Repos: ....................... 800 Investm ents:........................................ 4,943 Total L o a n s :..................................... 21,171 Bank Premises and Fixed Assets: . . . . 665 Other Real Estate: .......................................91 Other Assets: .............................................449 Total Assets: 30,397 Total Trust Assets: 0 Deposits: ............................................... 28,154 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s:.............................................81 Subordinated D e b t:..........................................0 Total Liabilities..................................... 28,235 Directors: Total Equity Capital and Reserves: . . . 2,162 Total Liabilites and C a p ita l:................ 30,397 Number of Shares Outstanding .............6,600 Preston Clark, Bob Downing, Jerry R. Foley, Charles Luter, Dan Matthews Branches in Town: Other Branches: None Hoxie, Strawberry First Jacksonville Bank and Trust Jacksonville, AR 600 W. Main P. O. Box 827 72076-0827 Telephone: 982-4511 Facsimile: 982-5769 Population: 29,101 Charter Number: 701 Date: Aug. 2, 1949 County: Pulaski Trust Department: Yes Bank Holding Company First Arkansas Bancshares, Inc., Jacksonville, AR Chm: Kenneth Pat Wilson CEO/Pres: Larry Wilson TO: John McNee Cash and Balances Due From Banks: 6,042 Federal Funds and Repos: 0 Investm ents:..................................... 66,211 Total L o a n s :..................................... 58,428 Bank Premises and Fixed Assets: . . 1,775 Other Real Estate: .....................................219 Other Assets: ..................................... 1,818 Total Assets: 134,493 Total Trust Assets: 42,806 Deposits: ............................................. 119,821 Federal Funds and Borrowings: ........ 1,800 Other L ia b ilitie s:....................................... 1,178 Subordinated D e b t:......................................... 0 Total Liabilities......................... 122,799 Total Equity Capital and Reserves: . . 11,694 Total Liabilites and C a p ita l:.... 134,493 Number of Shares Outstanding .. . 200,000 Directors: Harry Dougherty, Bart Gray, Jr., Melda Rice, Kenneth Pat Wilson, Larry T. Wilson, Mike Wilson, Thomas Wortham Branches in Town: Four Other Branches: Gravel Ridge A rkansas S tate Bank D epartm ent 72 N ew ton County Bank Jasper, AR Telephone: 446-2265 Facsimile: 446-2310 Population: 332 Church and Stone Streets P. O. Box 437 72641-0437 Charter Number: 121 Date: March 24, 1903 County: Newton Trust Department: No Bank Holding Company Newco Corporation, Ozark, AR Chm: Carl G. Holt CEO: George G. Gleason, II Dpty CEO: Linda D. Gleason Pres-BSC: Mark D. Ross Pres: Danny Criner SVP/Cash: George Landrum VP: Inas Mosley Cash and Balances Due From Banks^,658 Federal Funds and R e p o s :........... 1,000 Investments: 3,393 Total L o a n s :................................ 32,170 Bank Premises and Fixed Assets: . . 669 Other Real E s ta te :............................... 466 Other A s s e ts :....................................... 654 Total Assets: ............................. 40,010 Total Trust Assets: ............................. 0 Deposits: ............................................... 36,185 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.......................................... 231 Subordinated D e b t:..........................................0 Total Liabilities....................................... 36,416 Total Equity Capital and Reserves: . . . 3,594 Total Liabilites and C a p ita l:.................. 40,010 Number of Shares Outstanding .............2,340 Directors: Danny Criner, George G. Gleason, II, Linda D. Gleason, Carl G. Holt, George Landrum, Sr., Mark D. Ross Branches in Town: None Other Branches: Western Grove The Arkansas Bank Jonesboro, AR Telephone: 932-2131 Facsimile: 932-2131 Population: 46,535 800 S. Main Street P. O. Box 1617 72403-1617 Charter Number: 150 Date: Feb. 13, 1904 County: Craighead Trust Department: Yes Bank Holding Company None Chm/CEO: Sloan Rainwater Pres: Mike Taylor VChm: Steve Cox EVP/Cash: Larry Hurst VP: Loyce Gibson VP: Burnis Posey VP: Marshall Wheeler Cash and Balances Due From Banks7,429 Federal Funds and R e p o s :........... 7,050 Investments: 60,670 Total L o a n s:................................ 24,381 Bank Premises and Fixed Assets: 1,508 Other Real E s ta te :................................ 153 Other A s s e ts :................................ 3,195 Total Assets: ............................. 104,386 Total Trust Assets: ............................. 0 Deposits: ............................................. 95,262 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s:...........................................647 Subordinated D e b t:..........................................0 Total Liabilities............................. 95,909 Total Equity Capital and Reserves: . . . 8,477 Total Liabilites and C a p ita l:.... 104,386 Number of Shares Outstanding . . . . 75,000 Directors: Steve Cox, Virginia Cox, Jim Hinkle, Larry Hurst, Sloan Rainwater, William Rainwater, Sr., William Rainwater, Jr., Weldon Rainwater, Michael Taylor, J. A. Tomlinson, Gerald Watkins Branches in Town: T w o Other Branches: Bay, Lake C ity, Paragould, P iggott 73 S e ve n ty Eighth Report Citizens Bank of Jonesboro Jonesboro, AR Main & Washington Streets P. O. Box 1800 72403-1800 Telephone: 932-6603 Facsimile: 933-4334 Population: 46,535 Charter Number: 488 Date: July 25, 1919 County: Craighead Trust Department: Yes Bank Holding Company Citizens Bancshares Corp., Jonesboro, AR Chm Emt: Herbert H. McAdams, II Chm: H. Hall McAdams, III CEO/Pres: Danny Williams EVP: Steve McFerron SVP: Jerry Bookout SVP: Bill May SVP: Ken Necessary TO: Cindy French Cash and Balances Due From Banks: 11,082 Federal Funds and Repos: 0 Investm ents:....................................... 111,250 Total Loans: ..................................... 95,233 Bank Premises and Fixed Assets: . . 4,042 Other Real Estate: ............................. 1,480 Other A s s e ts :..................................... 4,918 Total Assets: 228,005 Total Trust Assets: 94,228 Deposits: 197,385 Federal Funds and Borrowings: ...........9,355 Other L ia b ilitie s :....................................... 1,703 Subordinated D e b t:..................................... 500 Total Liabilities......................... 208,943 Total Equity Capital and Reserves: . . 19,062 Total Liabilites and C a p ita l:.... 228,005 Number of Shares Outstanding . . . 217,000 Directors: John C. Deacon, W. O. Doak, Charlotte Eddington, W. M. Freeze, Jr., James Gramling, Ray Hall, Jr., Herbert H. McAdams, II, H. Hall McAdams, III, Minor M. Markle, Oscar J. Melton, W. R. Roberts, Donald Timms, Danny Williams, G. D. Wisdom Branches in Town: Five Other Branches: Lake City, Cash Mercantile Bank Jonesboro, AR 300 S. Church P. O. Box 6018 72403-6018 Telephone: 935-5521 Facsimile: 935-831 1 Population: 46,535 Charter Number: 648 Date: Jan. 7, 1932 County: Craighead Trust Department: Yes Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR Chm/CEO/Pres: G. L. Lieblong SVP-Oper: John Freeman SVP-Mkt: Ed Way SVP-Loans: Joe Turney SVP-Loans: Louis Intres VP-Cont: Gary Childers Cash and Balances Due From Banks: 11,839 Federal Funds and Repos: 0 Investm ents:.................. 47,217 Total L o a n s :....................................... 180,185 Bank Premises and Fixed Assets: . . 6,913 Other Real Estate: . ........................... 1,187 Other Assets: .................................... 9,661 Total Assets: 257,002 Total Trust Assets: 58,951 Deposits: 221,907 Federal Funds and Borrowings: ...........4,208 Other L ia b ilitie s :....................................... 1,685 Subordinated D e b t:..........................................0 Total Liabilities......................... 227,800 Total Equity Capital and Reserves: . . 29,202 Total Liabilites and C a p ita l:.... 257,002 Number of Shares Outstanding .. . 100,000 Directors: Marystel Appleton, Wayne Baker, Roy Cooper, Lynn Greene, Tommy Lawrence, G. L. Lieblong, J. C. Mahon, M. G. (Mabe) Spurlock Branches in Town: Seven Other Branches: Bono, Brookland Arkansas S ta te Bank D epartm ent 74 Simmons First Bank o f Jonesboro Jonesboro, AR Telephone: 933-8000 Facsimile: 933-2008 Population: 46,535 1720 S. Caraway Road P. O. Box 1720 72403-1720 Charter Number: 734 Date: Dec. 22, 1976 County: Craighead Trust Department: Yes Simmons Bank Holding Company st National Corporation, Pine :, AR Chm/CEO: Donald W. Stone Pres: Ronald B. Jackson VP: Wayne F. Bond VP: Barry Ledbetter VP: Jerry Broadway Oper: Roland Ussery CSO: Maxine Stephens Cash and Balances Due From Banks3,680 Federal Funds and R e p o s :................... 0 Investments: 28,501 Total L o a n s :................................ 38,124 Bank Premises and Fixed Assets: . . 716 Other Real E s ta te :................................316 Other A s s e ts :....................................... 994 Total Assets: ............................. 72,331 Total Trust Assets: .................. 16,012 Deposits: ............................................. 65,532 Federal Funds and Borrowings: .............. 760 Other L ia b ilitie s :...........................................528 Subordinated D e b t:..........................................0 Total Liabilities..................................... 66,820 Total Equity Capital and Reserves: . . . 5,511 Total Liabilites and C a p ita l:................ 72,331 Number of Shares Outstanding .. . 175,000 Directors: Dennis Abell, Ava Duke, Sam Hummelstein, Ronald B. Jackson, Charles B. Smith, Jr., Donald W. Stone, J. C. Vaughn, Jr., Don Vollman Branches in Town: Two Other Branches: None Union State Bank Junction City, AR Telephone: 924-4552 Facsimile: 924-5657 Population: 674 115 North Main P.O. Box F 71749-1006 Charter Number: 660 Date: Aug. 28, 1933 County: Union Trust Department: No Bank Holding Company Junction City Holding Company, Little Rock, AR Chm: G. R. Mosley CEO:/Pres: John F. Marsh Cash and Balances Due From Banks: 707 Federal Funds and R e p o s :.................. 275 Investments: 10,438 Total L o a n s :................................ 15,644 Bank Premises and Fixed Assets: . . 264 Other Real E s ta te :................................ 0 Other A s s e ts :........................................560 Total Assets: ............................. 27,888 Total Trust Assets: ............................. 0 Deposits: .............................................24,511 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s:...........................................101 Subordinated D e b t:..........................................0 Total Liabilities.............................. 24,612 Total Equity Capital and Reserves: . . . 3,276 Total Liabilites and C a p ita l:........ 27,888 Number of Shares Outstanding . . . . 30,000 Directors: James A. Bloodworth, Harold W. Campbell, Alvin Green, Sr., Searcy W. Harrell, Jr., Daniel C. Horton, Denver D. Jones, Jr., G. R. Mosley, Richard Mosley, John F. Marsh Branches in Town: None Other Branches: None 75 S eventy-E ighth Report FirstBank of Arkansas Kensett, AR Telephone: 742-3318 Facsimile: 268-1551 Population: 1,741 Searcy Street P. O. Box 356 72082-0356 Charter Number: 528 Date: Feb. 17, 1922 County: White Trust Department: Yes Bank Holding Company FirstBank Group, Inc., Brinkley, AR CEO/Pres: Johnnie J. Qualls Cash and Balances Due From Banks: . . 324 Federal Funds and Repos: 0 Investm ents:..................................... 14,350 Total Loans: ........................................ 9,445 Bank Premises and Fixed Assets: . . 1,597 Other Real Estate: ............................ 0 Other Assets: .............................................567 Total Assets: 26,283 Total Trust Assets: 5 Directors: Deposits: ............................................. 23,592 Federal Funds and Borrowings: ................ 475 Other L ia b ilitie s :...........................................125 Subordinated D e b t:..........................................0 Total Liabilities....................................... 24,192 Total Equity Capital and Reserves: . . . 2,091 Total Liabilites and C a p ita l:................ 26,283 Number of Shares Outstanding ................ 500 Fred Farrell, Harold Hardwich, Johnnie J. Qualls, Bobby Robinson, Dewey Snowden Branches in Town: None Other Branches: Searcy Pine State Bank Kingsland, AR Telephone: 348-5657 Facsimile: 348-1002 Population: 395 First Street P. 0. Box 85 71652-0085 Charter Number: 165 Date: Aug. 22, 1904 County: Cleveland Trust Department: No Bank Holding Company Pine State Bancshares, Inc., Monticello, AR Chm/CEO/Pres: M. Don Smith EVP: Elaine Hopson Cash and Balances Due From Banks: . . 275 Federal Funds and Repos: 100 Investm ents:........................................ 2,959 Total L o a n s :........................................ 4,916 Bank Premises and Fixed Assets: . . . . 112 Other Real Estate: ..................................... 6 Other Assets: .............................................102 Total Assets: 8,470 Total Trust Assets: 0 Deposits: 7,761 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.............................................47 Subordinated D e b t:..........................................0 Total Liabilities..........................................7,808 Directors: Total Equity Capital and Reserves: . . . . 662 Total Liabilites and C a p ita l:.....................8,470 Number of Shares Outstanding ............. 3,060 Ray Morrison, Bennie Ryburn, Jr., James Searcy, M. Don Smith, John Trucks Branches in Town: None Other Branches: New Edinburg A rkansas S ta te Bank D epartm ent 76 Madison Bank and Trust Kingston, AR Telephone: 665-2825 Facsimile: 665-2175 Population: 300 101 Public Square P. 0. Box 39 72742-0039 Charter Number: 338 Date: April 7, 1911 County: Madison Trust Department: Yes Bank Holding Company Madison Corporation, Little Rock, AR CEO: Gary Bunch Cash and Balances Due From Banks: 452 Federal Funds and R e p o s :................... 0 Investments: 3,708 Total L o a n s :................................ 10,295 Bank Premises and Fixed Assets: . . 500 Other Real E s ta te :................................ 0 Other A s s e ts :........................................233 Total Assets: ............................. 15,188 Total Trust Assets: ..................... 1,145 Deposits: ................................................13,350 Federal Funds and Borrowings: ................ 570 Other L ia b ilitie s :.............................................75 Subordinated D e b t:..........................................0 Total Liabilities........................................13,995 Total Equity Capital and Reserves: . . . 1,193 Total Liabilites and C a p ita l:...................15,188 Number of Shares Outstanding ................ 800 Directors: Gary W. Bunch, SumnerBrashears, Howard Cain, Jr., Gary Easterling, Dana Samples, Joe Shrum, Roland Wilshire Branches in Town: None Other Branches: Huntsville The Bank of Lake Village Lake Village, AR Telephone: 265-2241 Facsimile: 265-2125 Population: 2,791 101 Main Street P. O. Box 727 71653-0727 Charter Number: 675 Date: Oct. 14, 1937 County: Chicot Trust Department: No Bank Holding Company Southeast Arkansas Bank Corporation, Lake Village, AR Chm: Charles H. Weissinger, Jr. CEO/Pres: Hermon Carlton EVP: Terence J. Alpe VP: Kenneth D. Vandervort VP/Aud: Joyce Bell VP: Dessie Lee Gibbs VP: Doris Rice Cash: Jakie Gibson Cash and Balances Due From Banks1,860 Federal Funds and R e p o s :.................. 300 Investments: 20,226 Total L o a n s :................................ 21,049 Bank Premises and Fixed Assets: . . 261 Other Real E s ta te :................................ 3 Other A s s e ts :....................................... 845 Total Assets: ............................. 44,544 Total Trust Assets: ............................. 0 Deposits: ............................................... 38,419 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s:...........................................376 Subordinated D e b t:..........................................0 Total Liabilities............................. 38,795 Total Equity Capital and Reserves: . . . 5,749 Total Liabilites and C a p ita l:........ 44,544 Number of Shares Outstanding . . . . 60,000 Directors: Sam E. Angel, Terence J. Alpe, William W. Bunker, J. P. Burge, Hermon Carlton, David F. Gillison, Sr., David F. Gillison, Jr., Mervin D. Loyd, Ned Mazzanti, Joseph J. Pieroni, Kenneth D. Vandervort, Charles H. Weissinger, Jr., Guy Mattingly Weissinger Branches in Town: One Other Branches: None 77 S eventy-E ighth Report Simmons First Bank of Lake Village Lake Village, AR 333 Main Street P. 0. Box 271 71653-0271 Telephone: 265-5366 Facsimile: 265-5558 Population: 2,791 Charter Number: 716 Date: June 12, 1962 County: Chicot Trust Department: Yes Bank Holding Company Simmons First National Corporation, Pine Bluff, AR Chm: Fred P. Michael CEO/Pres: Ben V. Floriani EVP: Freddie Black Cash and Balances Due From Banks: 1,033 Federal Funds and Repos: 1,500 Investm ents:..................................... 11,280 Total L o a n s :..................................... 14,364 Bank Premises and Fixed Assets: . . . . 157 Other Real Estate: ..................................... 2 Other Assets: .............................................555 Total Assets: 28,891 Total Trust Assets: 0 Deposits: 25,592 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :.......................................... 269 Subordinated D e b t:..........................................0 Total Liabilities............................. 25,861 Total Equity Capital and Reserves: . . . 3,030 Total Liabilites and C a p ita l:......... 28,891 Number of Shares Outstanding . . . . 12,500 Directors: Sam E. Adkisson, W. E. Ayres, Herman Berkemeyer, Freddie Black, Mike Cashion, Ben V. Floriani, James W. Haddock, Craig Hunt, Cullen Livingston, Geno Mazzanti, Fred P. Michael, Carl 0. Powell, Richard L. Pratt, Joe Dan Yee Branches in Town: None Other Branches: None River Valley Bank & Trust Lavaca, AR Telephone: 452-7906 Facsimile: 452-7978 Population: 1,253 Main Street P. O. Box 110 72941-0110 Charter Number: 308 Date: May 5, 1910 County: Sebastian Member of Federal Reserve System Trust Department: Yes Bank Holding Company Sebastian Bankshares, Inc., Barling, AR Chm: Ronald H. Udouj CEO/Pres: James N. Patterson Cash and Balances Due From Banks: . . 504 Federal Funds and Repos: ................ 1,225 Investm ents:..................................... 15,639 Total L o a n s :..................................... 33,357 Bank Premises and Fixed Assets: . . 1,170 Other Real Estate: ..................................... 0 Other Assets: ....................................... . 834 Total Assets: 52,729 Total Trust Assets: 0 Deposits: 46,900 Federal Funds and Borrowings: .................. 0 Other L ia b ilitie s :.......................................... 394 Subordinated D e b t:..........................................0 Total Liabilities............................. 47,294 Total Equity Capital and Reserves: . . . 5,435 Total Liabilites and C a p ita l:........ 52,729 Number of Shares Outstanding . . . . 20,849 Directors: Boyne Brewer, Gene E. Bruick, Rayburn Green, James N. Patterson, James H. Shields, Jr., Ronald H. Udouj Branches in Town: None Other Branches: Barling 78 Arkansas S tate Bank D epartm ent Leachville State Bank Leachville, AR 110 N. Main P. O. Box 140 72438-0140 Telephone: 539-6354 Facsimile: 539-2213 Population: 1,743 Charter Number: 703 Date: Jan. 23, 1951 County: Mississippi Trust Department: No Bank Holding Company Leachville State Bancshares, Inc., Leachville, AR Chm: Larry E. Grisham CEO/Pres: Nelson P. Henry, Jr. Cash and Balances Due From Banks: 545 Federal Funds and R e p o s :................... 0 Investments: 7,298 Total L o a n s :................................ 15,453 Bank Premises and Fixed Assets: . . 459 Other Real E s ta te :................................ 0 Other A s s e ts :....................................... 448 Total Assets: ............................. 24,203 Total Trust Assets: ............................. 0 Deposits: ............................................... 21,061 Federal Funds and Borrowings: ............. 920 Other L ia b ilitie s :....................................... 180 Subordinated D e b t:..........................................0 Total Liabilities...............................22,161 Directors: Total Equity Capital and Reserves: . . . 2,042 Total Liabilites and C a p ita l:........ 24,203 Number of Shares Outstanding . . . . 10,000 Larry E. Grisham, Nelson P. Henry, Jr., Leon Swihart Branches in Town: None Other Branches: None Little River Bank Lepanto, AR Telephone: 475-2306 Facsimile: 475-3070 Population: 2,033 202 Greenwood P. 0. Box 340 72354-0340 Charter Number: 498 Date: Nov. 21, 1919 County: Poinsett Trust Department: Yes Bank Holding Company None CEO/Pres: Grady Watkins, Jr. VP-Loans: Blanche Nash VP-Loans: Billy Lee Powell VP-Oper: Lois Criddle VP-Oper: Ara Sharp TO: H. G. Watkins, III Cash and Balances Due From Banks1,080 Federal Funds and R e p o s :.................. 865 Investments: 19,629 Total L o a n s :.................................. 8,317 Bank Premises and Fixed Assets: . . 110 Other Real E s ta te :................................ 0 Other A s s e ts :....................................... 607 Total Assets: ............................. 30,608 Total Trust Assets: ..................... 1,065 Deposits: ............................................. 24,594 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :.......................................... 234 Subordinated D e b t:..........................................0 Total Liabilities............................. 24,828 Total Equity Capital and Reserves: . . . 5,780 Total Liabilites and C a p ita l:........ 30,608 Number of Shares Outstanding . . . . 10,000 Directors: W. H. Cross, Julanne Ingram, W. K. Ingram, Jr., Junaway Payne, Ernest Portis, J. C. Portis, Juliet J. Portis, Danette Watkins, Grady Watkins, Jr., Henry Watkins Branches in Town: None Other Branches: None 79 S eventy-E ighth Report Peoples Bank & Loan Company Lewisville, AR P. O. Box 1100 305 Spruce 71845-1100 Telephone: 921-4244 Facsimile: 921-4336 Population: 1,424 Charter Number: 347 Date: Aug. 25, 1911 County: Lafayette Member of Federal Reserve System Trust Department: No Bank Holding Company Peoples Bancshares, Inc., Lewisville, AR Chm: Phil Alford, Jr. CEO/Pres: Charles Black Cash and Balances Due From Banks: 1,291 Federal Funds and Repos: 355 Investm ents:....................................... 8,236 Total L o a n s :..................................... 18,079 Bank Premises and Fixed Assets: . . . . 420 Other Real Estate: ..................................... 0 Other A s s e ts :.................. 397 Total Assets: 28,778 Total Trust Assets: 0 Deposits: ............................................... 26,015 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :...........................................186 Subordinated D e b t:......................................... 0 Total Liabilities..................................... 26,201 Total Equity Capital and Reserves: . . . 2,577 Total Liabilites and C a p ita l:................ 28,778 Number of Shares Outstanding .............4,001 Directors: Phil Alford, Jr., Charles Black, Larry Burrow, 0. M. Covington, Paul J. English, Charles H. Moore, Wilma Willbanks Branches in Town: None Other Branches: None Bank of Lincoln Lincoln, AR West Side Square P. O. Box 98 72744-0098 Telephone: 824-3232 Facsimile: 824-5703 Population: 1,460 Charter Number: 119 Date: March 19, 1903 County: Washington Trust Department: No Bank Holding Company Lincoln Bankshares, Inc., Lincoln, AR Chm/CEO/Pres: Loyd R. Swope EVP: Kenneth D. (Bud) Cox SVP: Larry Karnes VP: Pat Davenport VP: Darlene Cheatham Cash: Ronnie Rinehart Cash and Balances Due From Banks: 1,326 Federal Funds and Repos: ....................... 800 Investm ents:..................................... 14,687 Total L o a n s :..................................... 28,796 Bank Premises and Fixed Assets: . . . . 351 Other Real Estate: .....................................236 Other Assets: .............................................855 Total Assets: 47,051 Total Trust Assets: 0 Deposits: ............................................... 41,956 Federal Funds and Borrowings: ................ 301 Other L ia b ilitie s:........................................ 198 Subordinated D e b t:..........................................0 Total Liabilities..................................... 42,455 Directors: Total Equity Capital and Reserves: . . . 4,596 Total Liabilites and C a p ita l:................ 47,051 Number of Shares Outstanding .............8,000 Kenneth D. Cox, W anda Irw in , H erbert A . Lew is, Jr., Clark M cC linto n , Loyd R. Sw ope Branches in Town: None Other Branches: Prairie Grove 80 A rkansas S tate Bank D epartm ent Arkansas Bankers' Bank Little Rock, AR Telephone: 371-0535 Facsimile: 376-8894 Population: 175,795 1008 West Second Street 72201-2031 Charter Number: 752 Date: April 17, 1990 County: Pulaski Member of the Federal Reserve System Trust Department: No Bank Holding Company Arkansas Bankers' Bancorporation, Inc., Little Rock, AR Chm: Joe S. Hiatt CEO/Pres: Bill May SVP/Cash: John E. Lock, Sr. Cash and Balances Due From Banks7,351 Federal Funds and R e p o s :........... 8,090 Investments: 7,904 Total L o a n s :.......................................... 0 Bank Premises and Fixed Assets: . . . 63 Other Real E s ta te :................................ 0 Other A s s e ts :........................................154 Total Assets: ............................. 23,562 Total Trust Assets: ............................. 0 Deposits: ............................................... 21,297 Federal Funds and Borrowings: ................50 Other L ia b ilitie s :.............................................56 Subordinated D e b t:......................................... 0 Total Liabilities.............................. 21,403 Total Equity Capital and Reserves: . . . 2,159 Total Liabilites and C a p ita l:........ 23,562 Number of Shares Outstanding . . . . 50,000 Directors: Lunsford W. Bridges, Tom H. Grumbles, Joe S. Hiatt, Bill B. May, J. M. Park, Lindley V. Smith, Robert P. Taylor Branches in Town: Other Branches: None None Central Bank & Trust Little Rock, AR Telephone: 374-7777 Facsimile: 374-2079 Population: 175,795 16th & Main Streets P. O. Box 1583 72203-1583 Charter Number: 753 Date: Nov. 30, 1990 County: Pulaski Trust Department: Yes Bank Holding Company P & W Bancshares, Inc., Little Rock, AR Chm: Robert M. Wilson CEO/Pres: Joseph B. Ford AVP: Susan Anderson VP: Vince Thomas VP: Roger Steging VP: Harold Hampton Cash: Bonnie Crocheron Cash and Balances Due From BanfltS9 Federal Funds and Repos: . . . . 550 Investments: 12,072 Total Loans:......................... 21,613 Bank Premises and Fixed Assets: 770 Other Real Estate:....................... 97 Other Assets:............................ 694 Total Assets: .......................36,715 Total Trust Assets: .......................0 Deposits: ................................. 33,040 Federal Funds and Borrowings:............0 Other Liabilities:...............................288 Subordinated Debt:.............................. 0 Total Liabilities ........................ 33,328 Directors: Total Equity Capital and Reserves: 3,387 Total Liabilites and Capital: . . . 36,715 Number of Shares Outstanding . 25,000 Joseph B. Ford, Bryan Pitts, Charles A. Wilson, Robert M. Wilson Digitized for Branches FRASER in Town: One Other Branches: McCrory 81 S eventy Eighth Report Citizens First Bank Little Rock, AR Telephone: 376-0555 Facsimile: 372-5688 Population: 175,795 320 Capitol at Spring Streets P. O. Box 1951 72201 Charter Number: 761 Date: Sep. 6, 1991 County: Pulaski Trust Department: No Bank Holding Company FDH Bancshares, Inc., Little Rock, AR Chm: Frank D. Hickingbotham CEO/Pres: Ted Davis Cash and Balances Due From Banks: . . 447 Federal Funds and Repos: ................ 2,515 Investm ents:..................................... 33,940 Total L o a n s :....................................... 5,925 Bank Premises and Fixed Assets: . . . . 496 Other Real Estate: ..................................... 0 Other Assets: ..................................... 1,128 Total Assets: 44,451 Total Trust Assets: 0 Deposits: 39,984 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s:...........................................170 Subordinated D e b t:..........................................0 Total Liabilities....................................... 40,154 Directors: Total Equity Capital and Reserves: . . . 4,297 Total Liabilites and C a p ita l:................ 44,451 Number of Shares Outstanding .............4,000 Edward Cullum, Ted David, Frank D. Hickingbotham, Robert P. Taylor, Raymond Toler Branches in Town: Other Branches: One Maumelle Eagle Bank & Trust Company Little Rock, AR Telephone: 663-2453 Facsimile: 666-3420 Population: 175,795 1000 S. Rodney Parham P.O. Box 22120 72221-2120 Charter Number: 720 Date: July 28, 1966 County: Pulaski Trust Department: Yes Bank Holding Company State Holding Company, Little Rock, AR Chm: Flarry L. Hastings, Jr. CEO/Pres: Pat Koch Sec/Treas: Catherine H. Owen Cont/Aud: Paul R. Castleberry SVP: Annette VanPelt SVP-Loan: Al Otten Cash and Balances Due From Banks: 2,078 Federal Funds and Repos: ........................ 0 Investm ents:..................................... 12,244 Total L o a n s :..................................... 22,257 Bank Premises and Fixed Assets: . . 2,007 Other Real Estate: .....................................586 Other Assets: .............................................598 Total Assets: 39,770 Total Trust Assets: 84 Deposits: 35,460 Federal Funds and Borrowings: ................ 670 Other L ia b ilitie s:...........................................273 Subordinated D e b t:..........................................0 Total Liabilities..................................... 36,403 Directors: Total Equity Capital and Reserves: . . . 3,367 Total Liabilites and C a p ita l:................ 39,770 Number of Shares Outstanding .............8,000 Harry L. Hastings, Jr., Horace Jewell, Pat Koch, Catherine Owen, Sam Winstead Branches in Town: None Other Branches: Sherwood (3), Gravel Ridge 82 A rkansas S ta te Bank D epartm ent Pulaski Bank And Trust Company Little Rock, AR Telephone: 661-7700 Facsimile: 661-7857 Population: 175,795 5800 R Street P. 0. Box 7299 72217-7299 Charter Number: 710 Date: Aug. 29, 1955 County: Pulaski Trust Department: Yes Bank Holding Company Pulaski Investment Corporation, Little Rock, AR Chm: James C. East CEO/Pres: Robert C. Magee SVP: Jerry L. Duncan SVP: Robert P. Giebert SVP: Janet R. Moore SVP: Judy K. Beaumont TO: Beverly Sawyer Cash and Balances Due From Banks6,130 Federal Funds and R e p o s :.................. 305 Investments: 50,675 Total Loans: ................................ 69,753 Bank Premises and Fixed Assets: 6,322 Other Real Estate: ........................ 2,789 Other Assets: .......... 3,463 Total Assets: . . . ...................... 139,437 Total Trust Assets: ................... 58,536 Deposits: 122,033 Federal Funds and Borrowings: .............5,887 Other L ia b ilitie s :.......................................... 921 Subordinated D e b t:..........................................0 Total Liabilities.................................. 128,841 Directors: Total Equity Capital and Reserves: . . 10,596 Total Liabilites and C a p ita l:............. 139,437 Number of Shares Outstanding ............. 1,850 James C. East, Robert C. East, Robert C. Magee, Kent C. Westbrook, Mark V. Williamson Branches in Town: Four Other Branches: None Bank o f Lockesburg Lockesburg, AR Telephone: 289-4071 Facsimile: 289-2330 Population: 608 Main & Redbud P. 0. Box 118 71846-0118 Charter Number: 746 Date: May 31, 1985 County: Sevier Trust Department: No Bank Holding Company DeWitt First Bankshares, Corporation, DeWitt, AR CEO: Ray Hambrick Pres: Phillip FI. Worthen VP: Phyllis Bettell Cash and Balances Due From Banks: 626 Federal Funds and R e p o s :................... 0 Investments: 9,342 Total L o a n s :.................................. 8,744 Bank Premises and Fixed Assets: . . 137 Other Real E s ta te :................................130 Other A s s e ts :....................................... 364 Total Assets: ............................. 19,343 Total Trust Assets: ............................. 0 Deposits: ................................................16,897 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.............................................64 Subordinated D e b t:..........................................0 Total Liabilities........................................16,961 Directors: Total Equity Capital and Reserves: . . . 2,382 Total Liabilites and C a p ita l:...................19,343 Number of Shares Outstanding .............2,500 Ray Hambrick, Warren Jennings, Sr., Warren Jennings, Jr., Lester McKinley Branches in Town: None Other Branches: None S eventy-E ighth Report 83 First State Bank Lonoke, AR 101 E. Front P. 0. Box 320 72086-0320 Telephone: 676-3106 Facsimile: 676-5046 Population: 4,045 Charter Number: 670 Date: March 9, 1935 County: Lonoke Trust Department: No Bank Holding Company Lonoke Bancshares, Inc., Lonoke, AR Chm: Wayne Bennett, Sr. CEO/Pres: David R. Estes VP: Tracy French Sec: Karen K. Hardke Cash and Balances Due From Banks: 3,392 Federal Funds and Repos: ................ 1,015 Investm ents:..................................... 35,137 Total L o a n s :.......................... 22,086 Bank Premises and Fixed Assets: . . . . 569 Other Real Estate: ..................................... 0 Other Assets: .............................................901 Total Assets: 63,100 Total Trust Assets: 0 Deposits: ............................................. 56,038 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :.......................................... 474 Subordinated D e b t:..........................................0 Total Liabilities.............................. 56,512 Total Equity Capital and Reserves: . . . 6,588 Total Liabilites and C a p ita l:......... 63,100 Number of Shares Outstanding . . . . 16,000 Directors: Neil Bennett, Sr., Neil Bennett, Jr., Wayne Bennett, Sr., Wayne Bennett, Jr., David Estes, Joe P. Melton Branches in Town: One Other Branches: None Farmers Bank and Trust Company Magnolia, AR 200 East Main Street P. O. Box 250 71753-0250 Telephone: 235-7000 Facsimile: 235-7010 Population: 11,151 Charter Number: 217 Date: Sep. 26, 1906 County: Columbia Trust Department: Yes Bank Holding Company Magnolia Banking Corporation, Magnolia, AR Chm/CEO: Bob L. Burns Pres: Mack L. Taylor SVP: Steve Keith SVP/TO: Bruce D. Maloch VP/Cash: Earl Booth VP/Cont: Kevin W. Pletcher VP: Danny Fitzpatrick Cash and Balances Due From Banks: 6,840 Federal Funds and Repos: 2,525 Investm ents:..................................... 98,331 Total L o a n s :..................................... 72,237 Bank Premises and Fixed Assets: . . . . 812 Other Real Estate: .....................................618 Other Assets: ..................................... 3,564 Total Assets: 184,927 Total Trust Assets: 19,237 Deposits: .......................................... 169,563 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :....................................... 1,018 Subordinated D e b t:..........................................0 Total Liabilities.................................. 170,581 Total Equity Capital and Reserves: . . 14,346 Total Liabilites and C a p ita l:............. 184,927 Number of Shares Outstanding . . . 100,000 Directors: T. H. Bradley, Jr., Bob L. Burnes, Paul Crumpler, W. E. Fullenwider, Steve Keith, C. S. Kincaid, III, Bruce D. Maloch, Bob Neill, Wayne Newton, Ronnie Ribble, Ken Sibley, Mack L. Taylor Branches in Town: Two Other Branches: None 84 A rkansas S ta te Bank D epartm ent Bank o f Malvern Malvern, AR Telephone: 332-6966 Facsimile: 332-2374 Population: 9,256 327 Ash Street P. O. Box 897 72104-0897 Charter Number: 10 Date: June 24, 1889 County: Hot Spring Trust Department: Yes Bank Holding Company Central Arkansas Bancshares, Inc., Arkadelphia, AR Chm: Paul Offutt CEO/Pres: James Ferguson EVP: Donald A. Walsh SVP/Cash: Mary Beth Roseberry SVP: Marsha Tanner Cash and Balances Due From Banks3,227 Federal Funds and R e p o s :................... 0 Investments: 44,262 Total L o a n s :................................ 59,808 Bank Premises and Fixed Assets: 1,007 Other Real E s ta te :............................... 931 Other A s s e ts :................................ 1,505 Total Assets: ................................110,740 Total Trust Assets: ............................. 0 Deposits: ............................................. 98,477 Federal Funds and Borrowings: ............. 620 Other L ia b ilitie s :.......................................... 497 Subordinated D e b t:..........................................0 Total Liabilities............................. 99,594 Total Equity Capital and Reserves: . . 11,146 Total Liabilites and C a p ita l:......110,740 Number of Shares Outstanding . . . . 19,977 Directors: Susan Brittain, Guy H. Collins, Jim Ferguson, Dale Horn, Tom Justus, Joe Keith, Paul Offutt, Don Walsh, W. R. Ward, Ross Whipple Branches in Town: One Other Branches: None M ercantile Bank Mammoth Spring, AR Telephone: 625-3235 Facsimile: 625-7497 Population: 1,097 250 Main Street P. O. Box 310 72554-0310 Charter Number: 750 Date: Oct. 24, 1989 County: Fulton Trust Department: No Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR CEO: William 0. Pace Cash and Balances Due From Banks: 976 Federal Funds and R e p o s :.................. 900 Investments: 11,396 Total L o a n s :................................ 12,841 Bank Premises and Fixed Assets: . . 364 Other Real E s ta te :................................ 0 Other A s s e ts :................................ 1,657 Total Assets: ............................. 28,134 Total Trust Assets: ............................. 0 Deposits: ............................................... 25,103 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :...........................................181 Subordinated D e b t:..........................................0 Total Liabilities..................................... 25,284 Total Equity Capital and Reserves: . . . 2,850 Total Liabilites and C a p ita l:.................. 28,134 Number of Shares Outstanding .............8,000 Directors: Thomas Freeman, Richard Garrison, William R. Hass, G. L. Lieblong, William 0. Pace, Wendell Ragsdale Branches in Town: None Other Branches: None 85 S e ve n ty Eighth Report The M erchants and Planters Bank Manila, AR 319 N. Baltimore P. O. Box 440 72442-0440 Telephone: 561-4427 Facsimile: None Population: 2,635 Charter Number: 698 Date: March 16, 1948 County: Mississippi Trust Department: No Bank Holding Company None Chm: Peggy F. Cheadle CEO/EVP: Max H. Schrader Pres: Betty F Schrader Cash and Balances Due From Banks: . . 921 Federal Funds and Repos: . . . . . . . 1,125 Investm ents:........................................ 4,153 Total L o a n s :........................................ 9,228 Bank Premises and Fixed Assets: . . . . 172 Other Real Estate: ..................................... 0 Other Assets: .............................................191 Total Assets: 15,790 Total Trust Assets: 0 Deposits: ............................................... 13,695 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :...........................................128 Subordinated D e b t:......................................... 0 Total Liabilities.............................. 13,823 Total Equity Capital and Reserves: . . . 1,967 Total Liabilites and C a p ita l:......... 15,790 Number of Shares Outstanding . . . . 10,000 Directors: James B. Cheadle, Peggy F. Cheadle, Hulen Faulker, P. W. Fleeman, Danny Robbins, Betty F. Schrader, Max H. Schrader, L. E. Townsend Branches in Town: One Other Branches: None Bank of Mansfield Mansfield, AR Telephone: 928-4418 Facsimile: 928-5149 Population: 1,018 101 S. Sebascott P. O. Box 387 72944-0387 Charter Number: 678 Date: Feb. 16, 1939 County: Sebastian Trust Department: No Bank Holding Company Mansfield Bankstock, Inc., Mansfield, AR Chm: J. Michael Shaw CEO/Pres: Joe Terry VP: Paula Coward VP: Lary Walker VP/Cash: Margo Jones VP/Aud: Elizabeth Hoopengarner Cash and Balances Due From Banks: . . 423 Federal Funds and Repos: ....................... 350 Investm ents:............................... 9,419 Total L o a n s :..................................... 12,566 Bank Premises and Fixed Assets: . . . . 257 Other Real Estate: ............. 101 Other Assets: .............................................745 Total Assets: 23,861 Total Trust Assets: 0 Deposits: ............................................... 21,772 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :...........................................135 Subordinated D e b t:..........................................0 Total Liabilities....................................... 21,907 Total Equity Capital and Reserves: . . . 1,954 Total Liabilites and C a p ita l:................ 23,861 Number of Shares Outstanding .............9,600 Directors: Paula Coward, Earle Overton, J. Michael Shaw, S. M. Taylor, Joseph A. Terry, Lary Walker, R. D. Wooten Branches in Town: None Other Branches: None 86 A rkansas S ta te Bank D epartm ent Citizens Bank Marion, AR 115 Block Street P. 0. Box 300 72364-0300 Telephone: 739-4421 Facsimile: 739-1305 Population: 4,391 Charter Number: 677 Date: March 15, 1938 County: Crittenden Trust Department: No Bank Holding Company First Citizens Bancshares Company, Marion, AR Chm/CEO/Pres: Forrest N. Jenkins VP: Charles E. Horton AVP: Scott Bond Cash: Joan Bass Asst Cash: Lucille Brackin Asst Cash: Gloria Spencer Cash and Balances Due From Banks3,802 Federal Funds and F te p o s:.................. 400 Investments: 11,432 Total Loans: ................................ 19,839 Bank Premises and Fixed Assets: 1,177 Other Real E s ta te :............................... 252 Other Assets: ........................................416 Total Assets: .............................. 35,318 Total Trust Assets: ............................. 0 Deposits: 31,793 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :...........................................152 Subordinated D e b t:..........................................0 Total Liabilities....................................... 31,945 Total Equity Capital and Reserves: . . . 3,373 Total Liabilites and C a p ita l:.................. 35,318 Number of Shares Outstanding ............. 1,500 Directors: C. H. Bond, Jr., Sanders Carter, Franklin G. Fogleman, Julian Hardin, Allen Helms, Jr., Forrest N. Jenkins, Linda Jenkins, M. I. Pike, III, James R. Stockley, Joe Taylor, III, William Bart Turner Branches in Town: None Other Branches: West Memphis Marked Tree Bank Marked Tree, AR Telephone: 358-2600 Facsimile: 358-4210 Population: 3,100 210 Frisco Street P. 0. Box 160 72365-0160 Charter Number: 651 Date: March 3, 1932 County: Poinsett Trust Department: Yes Bank Holding Company Marked Tree Bancshares, Inc., Marked Tree, AR Chm: E. Ritter Arnold CEO/Pres: John A. Brunner, Jr. EVP/Sec: Phillip Marshall VP/Cash: Frances Whitlow VP: Martha Williams Cash and Balances Due From Banks: 825 Federal Funds and R e p o s :.................. 340 Investments: ........ ..................... 16,844 Total L o a n s :............. 9,845 Bank Premises and Fixed Assets: . . 1 6 9 Other Real Estate: ................................ 4 Other Assets: .......... 386 Total Assets: .......... 28,413 Total Trust Assets: ............................. 0 Deposits: ............................................... 24,719 Federal Funds and Borrowings: ................ 450 Other L ia b ilitie s:...........................................287 Subordinated D e b t:..........................................0 Total Liabilities..................................... 25,456 Total Equity Capital and Reserves: . . . 2,957 Total Liabilites and C a p ita l:.................. 28,413 Number of Shares Outstanding .............2,500 Directors: E. Ritter Arnold, Mary Ann Arnold, Frank Brunner, Jr., J. Robert Brunner, John A. Brunner, Jr., Louis H. Goad, Daniel B. Hatzenbuehler Branches in Town: None Other Branches: None 87 S eventy-E ighth Report Searcy County Bank Marshall, AR Telephone: 448-3341 Facsimile: 448-5404 Population: 1,318 N.E. Corner of the Square P. O. Box 250 72650-0250 Charter Number: 679 Date: Feb. 26, 1940 County: Searcy Trust Department: No Bank Holding Company North Arkansas Bancshares, Inc, Jonesboro, AR CEO/Pres: Neil A. Wilkins, Sr. Cash and Balances Due From Banks: 1,909 Federal Funds and Repos: ................ 2,000 Investm ents:..................................... 16,138 Total L o a n s :..................................... 15,171 Bank Premises and Fixed Assets: . . . . 236 Other Real Estate: ..................................... 0 Other A s s e ts :.................. 1,762 Total Assets: 37,216 Total Trust Assets: 0 Directors: Deposits: ............................................. 32,737 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :...........................................108 Subordinated D e b t:..........................................0 Total Liabilities..................................... 32,845 Total Equity Capital and Reserves: . . . 4,371 Total Liabilites and C a p ita l:.................. 37,216 Number of Shares Outstanding .............4,000 Virgil Blair, George E. Daniel, Bob Derickson, G. L. Lieblong, Ancil Mays, Neil A. Wilkins, Sr. Branches in Town: None Other Branches: Leslie Bank of McCrory McCrory, AR 124 Edmonds Avenue Telephone: 731-2521 Facsimile: 731-2859 Population: 1,971 P. O Box 367 72101-0367 Charter Number: 128 Date: June 8, 1903 County: Woodruff Trust Department: Yes Bank Holding Company Thompson Land Company, Inc., McCrory, AR Chm: John G. Thompson CEO/Pres: Jerry Dyer VChm/SVP: H. Ripley Thomas SVP/Attny: John D. Eldridge SVP/TO: Margaret Collier SVP: Donny Underwood VP/Cash: Bobby Trotter Cash and Balances Due From Banks: 1,933 Federal Funds and Repos: . .............. 1,300 Investments: . . . . . . . . . . . . . . . 40,904 Total L o a n s :..................................... 15,809 Bank Premises and Fixed Assets: . . . . 270 Other Real Estate: ..................................... 0 Other Assets: ..................................... 1,139 Total Assets: 61,355 Total Trust Assets: 84 Deposits: 53,523 .................. 0 Federal Funds and Borrowings: Other L ia b ilitie s:...........................................507 Subordinated D e b t:..........................................0 Total Liabilities............................. 54,030 Total Equity Capital and Reserves: . . . 7,325 Total Liabilites and C a p ita l:..........61,355 Number of Shares Outstanding . . . . 20,000 Directors: Ian Arnoff, Donald Cain, Edwin B. Conner, Jr., Jerry M. Dyer, John D. Eldridge, John D. Eldridge, III, Fletcher C. Lewis, G. L. Morris, Jr., H. Ripley Thompson, John G. Thompson, Vance M. Thompson, III Branches in Town: None Other Branches: None A rkansas S ta te Bank D epartm ent 88 McGehee Bank McGehee, AR Telephone: 2 2 2 -3 15 1 Facsimile: 222-6 159 Population: 4,997 301 N. Second Street P. 0. Box 787 71654-0787 Charter Number: 661 Date: Dec. 5, 1933 County: Desha Trust Department: Yes Bank Holding Company Southeast Financial Bankstock Corporation, McGehee, AR Chm: Sam Bowman CEO/Pres: Bill Bowman VChm: John Potter EVP/TO: Mike Smith VP: Phillip Privett VP: Todd Potter Cash: Stephen Wilson Cash and Balances Due From Banks3,169 Federal Funds and R e p o s :........... 4,950 Investments: 35,187 Total L o a n s :................................ 32,697 Bank Premises and Fixed Assets: . . 434 Other Real E s ta te :............................... 801 Other A s s e ts :................................ 1,092 Total Assets: ............................. 78,330 Total Trust Assets: ................... 29,386 Deposits: 66,316 ..................0 Federal Funds and Borrowings: Other L ia b ilitie s :...........................................629 Subordinated D e b t:..........................................0 Total Liabilities............................. 66,945 Total Equity Capital and Reserves: . . 11,385 Total Liabilites and C a p ita l:........ 78,330 Number of Shares Outstanding . . . . 80,000 Directors: Robert Adcock, Bill Bowman, Sam Bowman, Jimmy Lee Buford, Bill Elliott, David Leech, Mark E. Sherland, Jr., Cecil Simpson, James N. Smith Branches in Town: One Other Branches: Watson, Arkansas City, Tillar The Bank o f North Arkansas Melbourne, AR Telephone: 368-4205 Facsimile: 368-4641 Population: 1,562 601 Main Street P. O. Box 70 72556-0070 Charter Number: 42 Date: July 29, 1896 County: Izard Trust Department: No Bank Holding Company InvestArk Bankshares, Inc., Stuttgart, AR Chm: Cole Martin CEO/Pres: Lloyd T. Jones Cash and Balances Due From Banks2,090 Federal Funds and R e p o s :................... 0 Investments: 34,054 Total L o a n s :................................ 25,172 Bank Premises and Fixed Assets: . . 947 Other Real E s ta te :..................................32 Other A s s e ts :....................................... 908 Total Assets: ............................. 63,203 Total Trust Assets: ............................. 0 Deposits: ............................................. 56,762 Federal Funds and Borrowings: .......... 1,650 Other L ia b ilitie s :.......................................... 320 Subordinated D e b t:..........................................0 Total Liabilities............................. 58,732 Total Equity Capital and Reserves: . . . 4,471 Total Liabilites and C a p ita l:......... 63,203 Number of Shares Outstanding . . . . 80,000 Directors: W. Wesley Arnold, Harry C. El'wih;'Vernon'Giss, HartrnHames, Tommy Hillman, Lloyd T. Jones, Sr., Cole Martin, James E. Miller, W. R. Stephens, Jri Branches in Town: None j Other branches: Horseshoe Bend, Calico Rock 89 S eventy-E ighth Report The Union Bank of Mena Mena, AR Telephone: 394-2211 Facsimile: 394-3809 Population: 5,475 515 Janssen Avenue P. O. Box 898 71953-0898 Charter Number: 667 Date: July 25, 1934 County: Polk Trust Department: No Bank Holding Company Union Bankshares, Inc., Mena, AR Chm: Edward W. Stevenson CEO: Bill L. Wood Cash and Balances Due From Banks: 2,568 Federal Funds and Repos: ....................... 800 Investm ents:..................................... 32,167 Total L o a n s :..................................... 52,091 Bank Premises and Fixed Assets: . . . . 589 Other Real Estate: ....................................... 13 Other Assets: ..................................... 1,830 Total Assets: 90,058 Total Trust Assets: 0 Deposits: ............................................... 80,911 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.......................................... 595 Subordinated D e b t:..........................................0 Total Liabilities....................................... 81,506 Total Equity Capital and Reserves: . . . 8,552 Total Liabilites and C a p ita l:................ 90,058 Number of Shares Outstanding ............. 1,200 Directors: Bob Carver, John A. Crawford, R. L. Hamilton, David Maddox, Pauline Morrow, Gary Newcomb, Edward W. Stevenson, Bill L. Wood Branches in Town: One Other Branches: Wickes, Hatfield M idSouth Bank Monette, AR 302 W. Drew P. 0. Box P 72447-0610 Telephone: 486-5493 Facsimile: 486-2250 Population: 1,115 Charter Number: 673 Date: Dec. 29, 1936 County: Craighead Trust Department: No Bank Holding Company MSB Shares, Inc., Monette, AR Chm: Carolyn Frierson CEO/Pres: Revis G. Stewart EVP: Terry Frierson SVP: Shirley Bronaugh VP: Bill Clark VP: James R. Thompson VP: Janet Duffel Cash and Balances Due From Banks: 2,234 Federal Funds and Repos: ........................ 0 Investm ents:..................................... 27,190 Total L o a n s :..................................... 42,295 Bank Premises and Fixed Assets: . . 1,315 Other Real Estate: .....................................290 Other Assets: ..................................... 1,247 Total Assets: 74,571 Total Trust Assets: 0 Deposits: ............................................... 68,313 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s:.......................................... 977 Subordinated D e b t:..........................................0 Total Liabilities..................................... 69,290 Total Equity Capital and Reserves: . . . 5,281 Total Liabilites and C a p ita l:................ 74,571 Number of Shares Outstanding .............4,000 Directors: Shirley Bronaugh, George Delaney, Carolyn Frierson, Terry Frierson, B. R. Harper, Ruth Latta, Revis G. Stewart, J. E. Story, Bobby Wood Branches in Town: One Other Branches: Jonesboro 90 A rkansas S ta te Bank D epartm ent Commercial Bank & Trust Company Monticello, AR Telephone: 367-6221 Facsimile: 367-7700 Population: 8,116 212 W. Gaines Street P. O. Box 150 71655-0150 Charter Number: 396 Date: Nov. 29, 1912 County: Drew Trust Department: Yes Bank Holding Company Drew Bancshares, Inc., Monticello, AR Chm: Virginia Ryburn CEO/Pres: Reginald Glover VChm: Bennie Ryburn, Jr. EVP/TO: George Harris SVP: Rusty Smith VP: Gene Gates VP: Lewis Orrell Cash and Balances Due From Banks4,932 Federal Funds and R e p o s :........... 2,725 Investments: 24,737 Total L o a n s :................................ 41,152 Bank Premises and Fixed Assets: . . 881 Other Real E s ta te :................................110 Other A s s e ts :................................ 1,011 Total Assets: ............................. 72,548 Total Trust Assets: ..................... 3,360 Deposits: ............................................. 65,524 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s:...........................................483 Subordinated D e b t:..........................................0 Total Liabilities..................................... 66,007 Total Equity Capital and Reserves: . . . 6,541 Total Liabilites and C a p ita l:................ 72,548 Number of Shares Outstanding .............8,000 Directors: Joe Brannen, James Burks, C. C. Gibson, III, Reginald Glover, R. D. Jones, Jr., Bennie Ryburn, Jr., Virginia Ryburn, Kim Ward, Frank Wolfe Branches in Town:: Three Other Branches: None Union Bank And Trust Company Monticello, AR Telephone: 367-3453 Facsimile: 367-5183 Population: 8,116 102 W. McCloy P. O. Box 270 71655-0270 Charter Number: 448 Date: Sep. 15, 1915 County: Drew Trust Department: Yes Bank Holding Company First Union Financial Corporation, Monticello, AR Chm: Zach McClendon, Jr. CEO/Pres: James P. Jett SVP: Beverly Hudson VP: Joe Fakouri Cash and Balances Due From Banks3,357 Federal Funds and R e p o s :........... 4,655 Investments: 37,437 Total L o a n s :................................ 39,419 Bank Premises and Fixed Assets: 1,362 Other Real E s ta te :................................231 Other A s s e ts :................................ 1,462 Total Assets: ............................. 87,923 Total Trust Assets: ..................... 5,209 Deposits: ............................................. 79,558 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :.......................................... 591 Subordinated D e b t:..........................................0 Total Liabilities.............................. 80,149 Total Equity Capital and Reserves: . . . 7,774 Total Liabilites and C a p ita l:........ 87,923 Number of Shares Outstanding . . . . 71,046 Directors: William K. Ball, Brown Calhoun, Frank Carson, Jr., Jonathan Davin, Chuck Dearman, Dale Handley, Charles Jackson, James P. Jett, Zach McClendon, Jr., Wells Moffatt, John Porter Price, Richard Reinhart, Juan Trotter, David Wilkins, Al Williams Branches in Town: One Other Branches: W ilm ar 91 S e ve n ty Eighth Report The Bank of M ontgom ery County Mount Ida, AR Telephone: 867-3148 Facsimile: 867-4333 Population: 775 George Street P. 0. Box 435 71957-0435 Charter Number: 617 Date: Nov. 26, 1930 County: Montgomery Trust Department: Yes Bank Hoiding Company Montgomery County Bancshares, Inc., Little Rock, AR CEO/Pres: Daniel C. Horton EVP: Melvin L. Simpson SVP: Marcia Summitt Cash: Hettie Abernathy Cash and Balances Due From Banks: 1,992 Federal Funds and Repos: .................. 0 Investm ents:..................................... 19,593 28,382 Total L o a n s :....................... Bank Premises and Fixed Assets: . . . . 294 Other Real Estate: ..................................... 0 Other Assets: ..................................... 1,093 Total Assets: 51,354 Total Trust Assets: 0 Deposits: ............................................. 43,470 Federal Funds and Borrowings: ................ 810 Other L ia b ilitie s:...........................................141 Subordinated D e b t:......................................... 0 Total Liabilities..................................... 44,421 Total Equity Capital and Reserves: . . . 6,933 Total Liabilites and C a p ita l:.................. 51,354 Number of Shares Outstanding .............4,000 Directors: A. L. Banta, Bill Barnes, Joe Brakefield, Jr., Bob Campbell, Harold Campbell, Daniel C. Horton, Denver Jones, Bill Lawrence, Bobby Lybrand, Ode Maddox, G. R. Mosley, Doyle O'Neal, John Selig, Melvin L. Simpson Branches in Town: None Other Branches: None Peoples Bank And Trust Company Mountain Home, AR Telephone: 425-2166 Facsimile: None Population: 9,027 Ninth & Baker Streets P.O. Drawer B 72653-0458 Charter Number: 147 Date: Aug. 10, 1906 County: Baxter Trust Department: Yes Bank Holding Company Baxter County Bancshares, Inc., Mountain Home, AR Chm: Reynie Rutledge CEO/Pres: Larry Nelson SVP: Charles A. Morton SVP: Clyde R. Thorn, Jr. SVP: James E. Reves TO: Paul E. Johnson Cash and Balances Due From Banks: 4,735 Federal Funds and Repos: 1,400 Investm ents:..................................... 106,507 Total L o a n s :..................................... 64,568 Bank Premises and Fixed Assets: . . . . 619 Other Real Estate: .....................................484 Other Assets: ..................................... 2,467 Total Assets: 180,780 Total Trust Assets: 16,492 Deposits: 162,414 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s:....................................... 1,246 Subordinated D e b t:..........................................0 Total Liabilities.................................. 163,660 Total Equity Capital and Reserves: . . 17,120 Total Liabilites and C a p ita l:............. 180,780 Number of Shares Outstanding . . . 110,000 Directors: R. E. Baker, James H. Faulkner, D. Eugene Fortson, Donald T. Jack, Jr., Guy King, James E. Lindsey, Larry G. Nelson, Neil Nelson, N. T. Rutledge, Reynie Rutledge, W. M. Thompson Branches in Town: One Other Branches: None A rkansas S ta te Bank D epartm ent 92 Bank o f Mountain V iew Mountain View, AR Telephone: 269-3815 Facsimile: 269-2899 Population: 2,439 Main Street P.O. Box 1228 72560-1228 Charter Number: 446 Date: July 21, 1915 County: Stone Trust Department: No Bank Holding Company None Chm: Glen Hinkle Pres: James G. Hinkle EVP: Weldon Duncan VP/Cash: Ron Sims Cash and Balances Due From Banks3,132 Federal Funds and R e p o s :........... 1,980 Investments: 38,189 Total L o a n s :................................ 32,307 Bank Premises and Fixed Assets: . . 587 Other Real E s ta te :................................162 Other A s s e ts :................................ 1,664 Total Assets: ............................. 78,021 Total Trust Assets: ............................. 0 Deposits: ............................................... 64,412 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s:.......................................... 260 Subordinated D e b t:..........................................0 Total Liabilities..................................... 64,672 Directors: Total Equity Capital and Reserves: . . 13,349 Total Liabilites and C a p ita l:................ 78,021 Number of Shares Outstanding .............4,000 Glen Hinkle, James G. Hinkle, Kenneth Sutton Branches in Town: One Other Branches: None Bank o f Mulberry Mulberry, AR Telephone: 997-1154 Facsimile: 997-1161 Population: 1,448 311 Main Street P.O. Drawer A 72947-0480 Charter Number: 81 Date: Jan. 15, 1902 County: Crawford Trust Department: No Bank Holding Company Acme Holding Company, Inc., Little Rock, AR Chm: Lex Golden CEO/Pres: Betty Feller VP/Cash: Dianna J. Millsap Cash and Balances Due From Banks: 878 Federal Funds and R e p o s :........... 1,965 Investments: 3,847 Total L o a n s :................................ 17,174 Bank Premises and Fixed Assets: . . 358 Other Real E s ta te :................................566 Other A s s e ts :....................................... 447 Total Assets: ............................. 25,235 Total Trust Assets: ............................. 0 Deposits: ............................................. 22,626 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :...........................................173 Subordinated D e b t:..........................................0 Total Liabilities..................................... 22,799 Directors: Total Equity Capital and Reserves: . . . 2,436 Total Liabilites and C a p ita l:................ 25,235 Number of Shares Outstanding .............4,000 Lex Golden, Betty Feller, W. J. Medlock Branches in Town: None Other Branches: None 93 S eventy-E ighth Report Pike County Bank Murfreesboro, AR 101 N. Washington Street P. 0. Box 279 71958-0297 Telephone: 285-2755 Facsimile: 285-3335 Population: 1,542 Charter Number: 175 Date: Dec. 19, 1904 County: Pike Trust Department: No Bank Holding Company Bainum Bancorp, II, Murfreesboro, AR Chm: Irvin C. Bainum CEO: Brenda Smith Cash and Balances Due From Banks: 2,503 Federal Funds and Repos: ....................... 200 Investm ents:..................................... 28,407 Total L o a n s :..................................... 30,194 Bank Premises and Fixed Assets: . . 1,061 Other Real Estate: ............................. 1,030 Other A s s e ts :..................................... 1,588 Total Assets: 64,983 Total Trust Assets: 0 Deposits: ............................................. 59,326 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s:.......................................... 395 Subordinated D e b t:..........................................0 Total Liabilities.............................. 59,721 Total Equity Capital and Reserves: . . . 5,262 Total Liabilites and C a p ita l:........ 64,983 Number of Shares Outstanding . . . . 17,200 Directors: Irvin C. Bainum, Mark Bainum, Thomas Bridgeman, Robert Evans, Buel Hawkins, Cooper Kizzia, John Ross, Brenda Smith, George E. Steel, Jr., Bill Spigner Branches in Town: None Other Branches: Mineral Springs, Nashville First State Bank o f N ew port Newport, AR Telephone: 523-7500 Facsimile: 523-4124 Population: 7,459 Second & Hazel P. 0. Box 340 72112-0340 Charter Number: 738 Date: July 6, 1978 County: Jackson Trust Department: Yes Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR CEO/Pres: Tommy Hargrove VP-Loans: Bill Elliott, Jr. VP-Oper: Mike Tinsley TO: Laverne Crum Cash and Balances Due From Banks: 3,068 Federal Funds and Repos: ................ 3,175 Investm ents:..................................... 16,104 Total L o a n s :..................................... 35,510 Bank Premises and Fixed Assets: . . 1,257 Other Real Estate: ..................................... 156 Other Assets: ..................................... 3,547 Total Assets: 62,817 Total Trust Assets: 8,215 Deposits: 54,774 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s:...........................................267 Subordinated D e b t:..........................................0 Total Liabilities............................. 55,041 Total Equity Capital and Reserves: . . . 7,776 Total Liabilites and C a p ita l:......... 62,817 Number of Shares Outstanding . . . . 29,336 Directors: Morris Crandall, Stephen Graham, Shirley Haigwood, Thomas Hargrove, Phillip Hout, David Johnston, George Kell, G. L. Lieblong, Joe David Smith, Robert Vanhook, Forrest Wise Branches in Town: One Other Branches: Tuckerm an 94 Arkansas S ta te Bank D epartm ent M erchants & Planters Bank Newport, AR Telephone: 523-3601 Facsimile: 523-3473 Population: 7,459 Second and Hazel P. O. Box 550 72112-0550 Charter Number: 694 Date: Mar. 20, 1946 County: Jackson Trust Department: Yes Bank Holding Company M & P Community Bancshares, Inc., Newport, AR Chm/CEO/Pres/TO: Jim S. Gowen, Sr. VP/Cash: Patricia H. Davis SVP: Terry L. Dillon VP: Carla P. Stiger Cash and Balances Due From Banks3,584 Federal Funds and R e p o s :........... 1,650 Investments: 26,195 Total L o a n s :..................... 32,928 Bank Premises and Fixed Assets: . . 712 Other Real E s ta te :............................... 380 Other A s s e ts :................................ 1,959 Total Assets: ............................. 67,408 Total Trust Assets: ..................... 3,529 Deposits: ............................................... 61,023 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.......................................... 342 Subordinated D e b t:....................................... 50 Total Liabilities....................................... 61,415 Total Equity Capital and Reserves: . . . 5,993 Total Liabilites and C a p ita l:................ 67,408 Number of Shares Outstanding .............9,000 Directors: Jim S. Gowen, Sr., Morris Bowman, R. Owen Burton, Thomas R. Curtner, Troy A. Gray, Robert Harvey, Fred M. Pickens, Jr., Geral A. Saracini, J. Edward Scoggins Branches in Town: One Other Branches: None Bank o f Little Rock North Little Rock, AR Telephone: 376-3523 Facsimile: 376-1642 Population: 61,741 Charter Number: 748 Date: May 4, 1989 County: Pulaski 305 E. Broadway P. 0. Box 5821 72119-5821 Trust Department: Yes Bank Holding Company None Chm/CEO: Eugene L. Maris Pres: George G. Worthen Cash and Balances Due From Banksi1,493 Federal Funds and R e p o s :.................. 275 Investments: 4,751 Total L o a n s :................................ 18,143 Bank Premises and Fixed Assets: . . 702 Other Real E s ta te :............................... 470 Other A s s e ts :................................ 1,032 Total Assets: ............................. 26,866 Total Trust Assets: ............................. 0 Deposits: 23,751 Federal Funds and Borrowings: .................... 0 Other L ia b ilitie s:.......................................... 253 Subordinated D e b t:..........................................0 Total Liabilities.............................. 24,004 Total Equity Capital and Reserves: . . . 2,862 Total Liabilites and C a p ita l:......... 26,866 Number of Shares Outstanding . . .100,000 Directors: J. Harry Leggett, Jr., Eugene L. Maris, James May, III, Steven Plunkett, Stephen Russell, George G. Worthen Branches in Town: None Other Branches: Little Rock (2) 95 S eventy-E ighth Report The Tw in City Bank North Little Rock, AR Telephone: 688-1000 Facsimile: 688-1095 Population: 61,741 1 Riverfront Place P. 0. Box 5581 72114-5581 Charter Number: 671 Date: March 21, 1935 County: Pulaski Trust Department: Yes Bank Holding Company TCBankshares, Inc., North Little Rock, AR CEO/Pres: T. E. Renaud Cash and Balances Due From Banks: 22,792 Federal Funds and Repos: ........................ 0 Investm ents:..................................... 379,363 Total L o a n s :....................................... 314,741 Bank Premises and Fixed Assets: . 16,077 Other Real Estate: ............................. 2,653 Other Assets: .................................. 12,557 Total Assets: 748,183 Total Trust Assets: 157,717 Deposits: .......................................... 665,120 Federal Funds and Borrowings: . . . . 21,659 Other L ia b ilitie s:....................................... 6,428 Subordinated D e b t:..................................... 175 Total Liabilities.................................. 693,382 Total Equity Capital and Reserves: . . 54,801 Total Liabilites and C a p ita l:............. 748,183 Number of Shares Outstanding . . . 279,500 Directors: Joesph Bates, Martin Borchert, Frank Lyon, Jr., Henry Mariani, Mike Mehaffy, Eugene M. Pfeifer,III, George Pitts, T. E. Renaud, George Rozzell, Jr., George W. Tribou, Larry Wallace Branches in Town: Eight Other Branches: Little Rock (7), Maumelle, Sherwood, Jacksonville American State Bank Osceola, AR Telephone: 655-8374 Facsimile: 655-8522 Population: 8,930 749 W. Keiser Street 72370-3505 Charter Number: 262 Date: Oct. 3, 1908 County: Mississippi Trust Department: No Bank Holding Company None Chm: Steve Wilson CEO/Pres: Charles L. Miller Cash and Balances Due From Banks: . . 646 Federal Funds and Repos: ................ 2,200 Investm ents:........................................ 8,399 Total L o a n s :........................................ 5,639 Bank Premises and Fixed Assets: . . . . 146 Other Real Estate: ..................................... 0 Other A s s e ts :.............................................319 Total Assets: 17,349 Total Trust Assets: 0 Deposits: ................................................13,873 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s:.............................................66 Subordinated D e b t:..........................................0 Total Liabilities........................................13,939 Total Equity Capital and Reserves: . . . 3,410 Total Liabilites and C a p ita l:...................17,349 Number of Shares Outstanding .............4,000 Directors: Harold Clemons, Sumner R. Cullom, Phillip Forrester, J. B. Hilliard, Charles L. Miller, Larry Wamble, Michael E. Wilson, Mildred P. Wilson, R. E. L. Wilson, V, Steve Wilson Branches in Town: None Other Branches: Wilson, Keiser Arkansas S ta te Bank D epartm ent 96 The Planters Bank Osceola, AR Telephone: 563-2265 Facsimile: 563-3436 Population: 8,930 1300 W. Keiser P. 0. Box 407 72370-0407 Charter Number: 684 Date: April 13, 1944 County: Mississippi Trust Department: No Bank Holding Company None Chm: Sloan Rainwater CEO/Pres: Jim Hinkle VChm: William I. Rainwater VP: Gary Little VP: Nancy Hall Asst Cash: Jan Stiles Asst Cash: Suzanne Baker Asst Cash: Pat Chandler Cash and Balances Due From Banks2,314 Federal Funds and F te p o s:........... 3,100 Investments: 12,362 Total Loans: ................................ 21,929 Bank Premises and Fixed Assets: 1,509 Other Real Estate: ................................ 180 Other Assets: .......... 481 41,875 Total Assets: .......... Total Trust Assets: ............................. 0 Deposits: ............................................. 36,672 Federal Funds and Borrowings: ............. 386 Other L ia b ilitie s :.......................................... 223 Subordinated D e b t:..........................................0 Total Liabilities............................. 37,281 Total Equity Capital and Reserves: . . . 4,594 Total Liabilites and C a p ita l:......... 41,875 Number of Shares Outstanding . . . . 20,000 Directors: Paul Billings, Steve Cox, Virginia Cox, J. A. Crosthwait, Charles J. Lowrance, IV, Dewey Neely, John N. Newcomb, Sloan Rainwater, William I. Rainwater, Jr., E. H. Riley, Henry J. Swift, Lowell 0. Winston, Jr. Branches in Town: Two Other Branches: None Bank o f Ozark Ozark, AR Telephone: 667-2181 Facsimile: 667-5166 Population: 3,330 Commercial at Sixth P. O. Box 196 72949-0196 Charter Number: 674 Date: June 9, 1937 County: Franklin Trust Department: Yes Bank Holding Company Bankstock One, Inc., Ozark, AR Chm: Carl G. Holt CEO: George G. Gleason, II Dpty CEO: Linda Gleason Pres/BSC: Mark D. Ross SVP/Cash: Harold D. Beck SVP: R. Darrel Russell VP: A. C. Moncrief VP/TO: Pamela J. Minshew Cash and Balances Due From Banks3,469 Federal Funds and R e p o s :........... 2,400 Investments: 20,132 Total L o a n s :................................ 66,324 Bank Premises and Fixed Assets: 1,671 Other Real E s ta te :........................ 2,456 Other A s s e ts :................................ 1,792 Total Assets: ............................. 98,244 Total Trust Assets: ..................... 7,600 Deposits: ............................................. 88,405 Federal Funds and Borrowings: ..............176 Other L ia b ilitie s :...........................................582 Subordinated D e b t:..........................................0 Total Liabilities.............................. 89,163 Total Equity Capital and Reserves: . . . 9,081 Total Liabilites and C a p ita l:........ 98,244 Number of Shares Outstanding . . . . 27,399 Directors: Larry M. Dicks, Linda D. Gleason, George G. Gleason, II, W. D. Gober, O. Porter Hillard, Carl G. Holt, Mark D. Ross, Gus Shaffer, Kennith Smith Digitized for Branches FRASER in Town: None Other Branches: A ltu s 97 S eventy-E ighth Report Peoples Bank Paragouid, AR 300 W. Emerson P. 0. Box 490 72451 Telephone: 236-7623 Facsimile: 2336-7492 Population: 18,500 Charter Number: 762 Date: Sep. 13, 1991 County: Greene Trust Department: Yes Bank Holding Company Spring Rivers Bancshares, Inc., Imboden, AR Chm/CEO/Pres: Charles F. Luter EVP: Neal Cole SVP: Preston Clark Cash and Balances Due From Banks: Federal Funds and Repos: ................ Investm ents:....................................... Total L o a n s :..................................... Bank Premises and Fixed Assets: . . Other Real Estate: ............................ Other Assets: .......................... Total Assets: Total Trust Assets: Directors: . . 912 2,600 1,293 17,036 . . 686 588 135 23,250 0 Deposits: ............................................. 20,083 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :.............................................71 Subordinated D e b t:......................................... 0 Total Liabilities.............................. 20,154 Total Equity Capital and Reserves: . . . 3,096 Total Liabilites and C a p ita l:........ 23,250 Number of Shares Outstanding . . . . 17,811 Preston Clark, Bob J. Downing, Jerry R. Foley, Charles F. Luter, Dan Matthews Branches in Town: None Other Branches: Rector Security Bank Paragouid, AR Telephone: 239-9571 Facsimile: 239-3410 Population: 18,500 Court & Pruett P. O. Box 670 72450-0670 Charter Number: 640 Date: Feb. 5, 1931 County: Greene Trust Department: Yes Bank Holding Company Mid South Bancshares, Inc., Paragouid, AR Chm: Frank Oldham, Jr. CEO/Pres: Steve Gramling SVP/Cash: Sandra Kasserman VP-Loans: David Dudley TO: Sharon Johnson Cash and Balances Due From Banks: 4,777 Federal Funds and Repos: 0 Investm ents:..................................... 24,542 Total L o a n s :.......................... 71,597 Bank Premises and Fixed Assets: . . 3,978 Other Real Estate: . . . . 1,159 Other Assets: ..................................... 1,934 Total Assets: 107,987 Total Trust Assets: 4,106 Deposits; ............................................. 97,607 Federal Funds and Borrowings: ............. 1,113 Other L ia b ilitie s:.......................................... 849 Subordinated D e b t:..................................... 600 Total Liabilities ......................................100,169 Total Equity Capital and Reserves: . . . 7,818 Total Liabilites and C a p ita l:............. 107,987 Number of Shares Outstanding . . . 120,000 Directors: Herb Bland, David Dudley, William Fisher, Steve Gramling, Frank Guinn, Marlin Jackson, Jerry McIntosh, Richard Nutt, Frank Oldham, Jr., Donald I. Purcell, Everett I. Rogers, Mack Shotts, Vern Ann Shotts, Terry Wilkins Branches in Town: Two Other Branches: M arm aduke 98 A rkansas S ta te Bank D epartm ent Southeast Arkansas Bank Parkdale, AR Telephone: 473-2217 Facsimile: 473-2492 Population: 393 Hwy. 165 & State Hwy P. O. Box 37 71661-0037 Charter Number: 141 Date: Feb. 1, 1910 County: Ashley Trust Department: No Bank Holding Company None Chm: Thomas R. Pugh CEO/Pres: George L. Pugh EVP: Bruce M. Timmons VP/Cash: Nita D. Williamson VP: Margie Reginelli Cash and Balances Due From Banks: 606 Federal Funds and R e p o s :................... 0 Investments: 7,650 Total L o a n s :................................ 16,925 Bank Premises and Fixed Assets: . . 396 Other Real E s ta te :................................117 Other A s s e ts :........................................504 Total Assets: ............................. 26,198 Total Trust Assets: ............................. 0 Deposits: ............................................... 21,378 Federal Funds and Borrowings: .......... 2,235 Other L ia b ilitie s :...........................................177 Subordinated D e b t:..........................................0 Total Liabilities............................. 23,790 Total Equity Capital and Reserves: . . . 2,408 Total Liabilites and C a p ita l:......... 26,198 Number of Shares Outstanding . . . . 16,000 Directors: J. A. Gibson, Dewayne Haynes, J. C. Larrison, James N. Murphy, Ernest G. O'Neal, Augustus H. Pugh, Frank A. Pugh, George L. Pugh, Thomas R. Pugh, Harrison Ralph, Neill M. Sloan, Carl Wells Branches in Town: None Other Branches: Hamburg First State Bank Parkin, AR Telephone: 755-5401 Facsimile: 755-2567 Population: 1,847 25 W. Parkin Avenue P. O. Box 526 72373-0526 Charter Number: 568 Date: June 5, 1925 County: Cross Trust Department: No Bank Holding Company Parkin Bancorp, Inc., Parkin, AR Chm: William N. Griffin CEO/Pres: Frank Wallace VP/Cash: Brenda F. Williams AVP: Gayle M. Cameron Asst Cash: Lori N. Roeder Asst Cash: Joan Spaine McKnight Cash and Balances Due From Banks: 615 Federal Funds and R e p o s :.................. 100 Investments: 4,609 Total L o a n s :.................................. 8,504 Bank Premises and Fixed Assets: . . 179 Other Real E s ta te :..................................69 Other A s s e ts :........................................160 Total Assets: ............................. 14,236 Total Trust Assets: ............................. 0 Deposits: ................................................12,662 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :...........................................170 Subordinated D e b t:..........................................0 Total Liabilities........................................12,832 Total Equity Capital and Reserves: . . . 1,404 Total Liabilites and C a p ita l:...................14,236 Number of Shares Outstanding .............4,000 Directors: John A. Brenner, Fred E. Brenner, Jr., John A. Brenner, Jr., Raymond S. Clift, Frankie C. Givens, Neil Griffin, William N. Griffin, Jack E. McNeil, Jr., William B. McSwain, Charles Ruston, Jr., Frank G. Wallace Branches in Town: None Other Branches: None 99 S eventy-E ighth Report The Perry County Bank Perryviile, AR Charter Number: 690 Date: Dec. 8, 1945 County: Perry 201 Main Street P. O. Box 189 72126-0189 Telephone: 889-2318 Facsimile: 889-2966 Population: 1,141 Trust Department: No Bank Holding Company Perry County Bancshares, Inc., Perryviile, AR Chm: Herby Branscum, Jr. CEO/Pres: Neal Ainley Cash and Balances Due From Banks: 1,923 Federal Funds and Repos: 425 Investm ents:..................................... 19,547 Total L o a n s :..................................... 28,391 Bank Premises and Fixed Assets: . . . . 299 Other Real Estate: ..................................... 0 Other Assets: .............................................659 Total Assets: 51,244 Total Trust Assets: 0 Deposits: 46,432 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s:.......................................... 313 Subordinated D e b t:..........................................0 Total Liabilities............................. 46,745 Directors: Total Equity Capital and Reserves: . . . 4,499 Total Liabilites and C a p ita l:......... 51,244 Number of Shares Outstanding . . . . 16,000 Neal Ainley, Herby Branscum, Jr., Robert M. Hill, Charles V. Roland, Sr. Branches in Town: One Other Branches: None Piggott State Bank Piggott, AR Telephone: 598-3802 Facsimile: 598-2026 Population: 3 ,7 7 7 212 W. Cherry P. 0. Box 307 7 2 4 5 4 -0 3 0 7 Charter Number: 613 Date: March 10, 1930 County: Clay Trust Department: No Bank Holding Company Piggott Bankstock, Inc., Piggott, AR Chm/CEO/Pres: Paula O. Blackwell Cash and Balances Due From Banks: 3,032 Federal Funds and Repos: 400 Investm ents:..................................... 13,896 Total L o a n s :..................................... 17,000 Bank Premises and Fixed Assets: . . . . 440 Other Real Estate: ..................................... 0 Other Assets: .............................................467 Total Assets: 35,235 Total Trust Assets: 0 Directors: Deposits: 32,106 Federal Funds and Borrowings: 0 Other L ia b ilitie s:...........................................256 Subordinated D e b t:..........................................0 Total Liabilities..................................... 32,362 Total Equity Capital and Reserves: . . . 2,873 Total Liabilites and C a p ita l:................ 35,235 Number of Shares Outstanding .............4,000 Steve Bell, Paula 0 . B lackw ell, Jam es C. Poole Branches in Town: None Other Branches: None 100 A rkansas S tate Bank D epartm ent First State Bank Plainview, AR Main & Broadway P. 0. Box 277 72857-0277 Telephone: 272-4221 Facsimile: 272-4154 Population: 685 Charter Number: 663 Date: Jan. 12, 1934 County: Yell Trust Department: No Bank Holding Company Clement Bancshares, Inc., Plainview, AR Chm/CEO/Pres: John Clement EVP: Ralph W. Wilson VP/Cash: Theogene Bollan VP: James N. Bata Cash and Balances Due From Banks3,212 Federal Funds and R e p o s :.................. 230 Investments: 5,455 Total L o a n s :................................ 18,476 Bank Premises and Fixed Assets: . . 135 Other Real E s ta te :............................... 227 Other A s s e ts :................................ 1,566 Total Assets: ............................. 27,301 Total Trust Assets: ............................. 0 Deposits: ............................................... 24,312 Federal Funds and Borrowings: .................. 5 Other L ia b ilitie s :...........................................153 Subordinated D e b t:..........................................0 Total Liabilities............................. 24,470 Directors: Total Equity Capital and Reserves: . . . 2,831 Total Liabilites and C a p ita l:......... 27,301 Number of Shares Outstanding . . . . 20,000 John Clement, Thelma W. Clement, George Tippin, Jimmy Weaver, Ralph Wilson Branches in Town: None Other Branches: Ola Bank of Pocahontas Pocahontas, AR Telephone: 892-5286 Facsimile: 892-8381 Population: 6,151 101 Broadway P. O. Box 467 72455-0467 Charter Number: 145 Date: Oct. 31, 1903 County: Randolph Trust Department: No Bank Holding Company Pocahontas Bankstock, Inc., Pocahontas, AR Chm/CEO/Pres: John R. Jackson, Jr. Asst Pres: Ronald E. Wurtz VP/Cash: W. H. Holobaugh VP: Max R. Long AVP: Mary D. Jackson Cash and Balances Due From Banks3,548 Federal Funds and R e p o s :........... 2,300 Investments: ............................. 33,859 Total L o a n s:................................ 19,725 Elank Premises and Fixed Assets: . . 162 Other Real E s ta te :................................ 0 Other A s s e ts :....................................... 860 Total Assets: ............................. 60,454 Total Trust Assets: ............................. 0 Deposits: ............................................. 54,058 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.......................................... 261 Subordinated D e b t:..........................................0 Total Liabilities....................................... 54,319 Total Equity Capital and Reserves: . . . 6,135 Total Liabilites and C a p ita l:................ 60,454 Number of Shares Outstanding .............5,000 Directors: Carol Belford-Lewallen, Frank Bigger, Don R. Cox, Phillip Futrell, John R. Jackson, Jr., Michael McNabb Branches in Town: One Other Branches: None 101 S eventy-E ighth Report Planters & Stockmen Bank Pocahontas, AR 205 Rice Street P. O. Box 587 72455-0587 Telephone: 892-5252 Facsimile: 892-8251 Population: 6,151 Charter Number: 715 Date: June 12, 1962 County: Randolph Trust Department: No Bank Holding Company Walden Holding Company, Pocahontas, AR Chm: Frank E. Walden CEO/Pres: Jeriel A. Summitt Cash and Balances Due From Banks: 1,951 Federal Funds and Repos: ................ 2,775 Investm ents:....................................... 5,827 Total L o a n s :..................................... 17,797 Bank Premises and Fixed Assets: . . 1,200 Other Real Estate: ..................................... 0 Other Assets: .............................................437 Total Assets: 29,987 Total Trust Assets: 0 Deposits: ............................................. 27,059 Federal Funds and Borrowings: ................. 0 Other L ia b ilitie s:.......................................... 262 Subordinated D e b t:..........................................0 Total Liabilities............................. 27,321 Directors: Total Equity Capital and Reserves: . . . 2,666 Total Liabilites and C a p ita l:........ 29,987 Number of Shares Outstanding . . . . 10,000 A. J. Baltz, Jr., Bill Hurt, Jr., Jim King, James McCurter, Jeriel Summitt, Frank E. Walden Branches in Town: None Other Branches: None The Peoples Bank Portland, AR Telephone: 737-2236 Facsimile: 737-2816 Population: 560 Main Street P. 0. Box 178 71663-0178 Charter Number: 251 Date: Jan. 22, 1908 County: Ashley Trust Department: No Bank Holding Company Mainline Bankshares of Portland, Inc., Portland, AR Chm: Hampton Pugh CEO/Pres: Tipton Pugh Cash and Balances Due From Banks: . . 266 Federal Funds and Repos: 0 Investm ents:........................................ 8,960 Total L o a n s :..................... 1,249 Bank Premises and Fixed Assets: 6 Other Real Estate: ..................................... 0 Other Assets: ..................... 208 Total Assets: .................................. 10,689 Total Trust Assets: ........................... .... . 0 Deposits: 9,552 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s:.............................................36 Subordinated D e b t:..........................................0 Total Liabilities .......................................... 9,588 Directors: Total Equity Capital and Reserves: . . . 1,101 Total Liabilites and C a p ita l:...................10,689 Number of Shares Outstanding .............4,000 Ja ck Edw ards, H am pton Pugh, M ary Dean Pugh, T ip to n Pugh Branches in Town: None Other Branches: None 102 Arkansas S ta te Bank D epartm ent Portland Bank Portland, AR Telephone: 737-2226 Facsimile: 737-4263 Population: 560 Main Street P. 0. Box 68 71663-0068 Charter Number: 57 Date: April 23, 1900 County: Ashley Trust Department: No Bank Holding Company Portland Bankshares, Inc., Portland, AR Chm: Robert D. Pugh CEO/Pres: Jerry D. Sadler Cash and Balances Due From Banks: 498 Federal Funds and F te p o s:.................. 780 Investments: 5,375 Total L o a n s :.................................. 7,946 Bank Premises and Fixed Assets: . . 155 Other Real E s ta te :..................................29 Other A s s e ts :....................................... 221 Total Assets: ............................. 15,004 Total Trust Assets: ............................. 0 Deposits: ................................................13,347 .................. 0 Federal Funds and Borrowings: Other L ia b ilitie s :.............................................96 Subordinated D e b t:..........................................0 Total Liabilities...............................13,443 Total Equity Capital and Reserves: . . . 1,561 Total Liabilites and C a p ita l:..........15,004 Number of Shares Outstanding . . . . 20,000 Directors: Mack Borgognoni, C. E. Bridewell, Charles F. LaGrone, Benton Newcome, Joel Newcome, William Oldham, Robert D. Pugh, Don Pylate, Jerry Sadler, Eddie Scherm Branches in Town: None Other Branches: None The Farmers & M erchants Bank Prairie Grove, AR 102 E. Buchanan P. 0. Box 207 72753-0207 Telephone: 846-2115 Facsimile: 846-3942 Population: 1,761 Charter Number: 166 Date: Aug. 29, 1904 County: Washington Trust Department: No Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Jim Walton CEO/Pres: Gregory D. Reed SVP: Jason F. Tennant Cash and Balances Due From Banks2,428 Federal Funds and Repos: . . . . 11,440 Investments: 37,695 Total L o a n s :................................ 21,098 Bank Premises and Fixed Assets: . . 291 Other Real E s ta te :..................................25 Other A s s e ts :................................ 1,699 Total Assets: ............................. 74,676 Total Trust Assets: ............................. 0 Deposits: ............................................. 63,763 ..................0 Federal Funds and Borrowings: Other L ia b ilitie s:...........................................270 Subordinated D e b t:..........................................0 Total Liabilities............................. 64,033 Total Equity Capital and Reserves: . . 10,643 Total Liabilites and C a p ita l:........ 74,676 Number of Shares Outstanding . . . . 12,000 Directors: Billy Joe Bartholomew, Michael H. Fidler, David M. Parks, Gregory D. Reed, James C. Rieff, Jim Walton Branches in Town: None Other Branches: Farm ington 103 S eventy-E ighth Report Bank of Prescott Prescott, AR Telephone: 887-2688 Facsimile: 887-6822 Population: 3,673 E. Second at Main Drawer 490 71857-0490 Charter Number: 162 Date: Aug. 10, 1904 County: Nevada Trust Department: Yes Bank Holding Company First State Holding Company of Prescott, Prescott, AR CEO/Pres: John Warren Brannan, Sr. Cash and Balances Due From Banks: 2,252 Federal Funds and Repos: 0 Investm ents:..................................... 34,099 Total L o a n s :..................................... 19,234 Bank Premises and Fixed Assets: . . . . 448 Other Real Estate: ....................................... 82 Other A s s e ts :.............................................866 Total Assets: 56,981 Total Trust Assets: 0 Deposits: ............................................... 51,249 Federal Funds and Borrowings: ............. 350 Other L ia b ilitie s:.......................................... 758 Subordinated D e b t:..........................................0 Total Liabilities............................. 52,357 Total Equity Capital and Reserves: . . . 4,624 Total Liabilites and C a p ita l:......... 56,981 Number of Shares Outstanding . . . . 24,000 Directors: John Warren Brannan, Sr., John Warren Brannan, Jr., Carl Balrymple, Jr., B. A. Delamar, James E. Franks, Robert L. Godwin, Jean K. Jones, R. K. McCasland, Abb Morman, R. W. Murry, James A. Pullen, Milburn Tippit, John Vansickle Branches in Town: One Other Branches: None The Bank of Rector Rector, AR Telephone: 595-3591 Facsimile: 595-2550 Population: 2,268 400 Main Street P. O. Box 7 72461-0007 Charter Number: 616 Date: Nov. 15, 1930 County: Clay Trust Department: No Bank Holding Company North Arkansas Bancshares, Inc., Jonesboro, AR CEO/Pres: Ronald Benson Cash and Balances Due From Banks: 1,152 Federal Funds and Repos: ................ 1,900 Investm ents:........................................ 9,623 Total L o a n s :..................................... 15,272 Bank Premises and Fixed Assets: . . . . 170 Other Real Estate: ..................................... 0 Other A s s e ts :..................................... 1,290 Total Assets: 29,407 Total Trust Assets: 0 Directors: Deposits: ............................................... 26,192 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s:...........................................141 Subordinated D e b t:..........................................0 Total Liabilities..................................... 26,333 Total Equity Capital and Reserves: . . . 3,074 Total Liabilites and C a p ita l:................ 29,407 Number of Shares Outstanding .............4,000 Ronald L. Benson, C. Joseph Calven, Danny L. Ford, Danny Holifield, G. L. Lieblong Branches in Town: None Other Branches: None 104 A rkansas S tate Bank D epartm ent Farmers and M erchants Bank Reyno, AR Telephone: 769-2240 Facsimile: 769-2300 Population: 467 108 W. Main P. 0. Box 108 72462-0108 Charter Number: 360 Date: Dec. 8, 1911 County: Randolph Trust Department: Yes Bank Holding Company Far-Mer Bankshares, Inc., Paragould, AR Chm: Frank Oldham, Jr. CEO/Pres/TO: David Dudley SVP/COO: Dora B. Graham Cash and Balances Due From Banks: 890 Federal Funds and R e p o s :........... 1,129 Investments: 4,583 Total L o a n s :.................................. 7,426 Bank Premises and Fixed Assets: . . 681 Other Real E s ta te :................................115 Other A s s e ts :........................................177 Total Assets: ............................. 15,001 Total Trust Assets: ..................... 1,844 Deposits: 13,862 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :...........................................119 Subordinated D e b t:..........................................0 Total Liabilities...............................13,981 Total Equity Capital and Reserves: . . . 1,020 Total Liabilites and C a p ita l:..........15,001 Number of Shares Outstanding . . . . 29,584 Directors: David Dudley, Frank Ellis, G. B. Hambrick, Marlin Jackson, Alfred Kerley, R. C. Luter, Frank Oldham, Jr., J. A. Rapert, Timothy Scott Branches in Town: None Other Branches: Pocahontas, Maynard The Bank of Rison Rison, AR Telephone: 325-6251 Facsimile: 325-7G61 Population: 1,258 200 Main Street P. O. Box 345 71665-0345 Charter Number: 650 Date: March 7, 1932 County: Cleveland Trust Department: No Bank Holding Company None Chm: James L. Moore CEO/Pres: James R. Hopson Cash and Balances Due From Banksfl,350 Federal Funds and R e p o s :.................. 700 Investments: 8,731 Total L o a n s:............. 4,748 Bank Premises and Fixed Assets: . . . 43 Other Real E s ta te :................................ 3 Other A s s e ts :....................................... 716 Total Assets: ............................. 16,291 Total Trust Assets: ............................. 0 Deposits: 13,507 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.............................................79 Subordinated D e b t:..........................................0 Total Liabilities........................................13,586 Directors: Total Equity Capital and Reserves: . . . 2,705 Total Liabilites and C a p ita l:...................16,291 Number of Shares Outstanding .............4,000 John W . Elrod, Jam es R. H opson, Ray B. M artin , Jam es L. M oore, Lee M oore Branches in Town: None Other Branches: None 105 S eventy-E ighth Report Farmers and M erchants Bank Rogers, AR Telephone: 636-4233 Facsimile: 631-6567 Population: 24,692 4th & Chestnut P. 0. Box 250 72757-0250 Charter Number: 712 Date: March 13, 1956 County: Benton Trust Department: Yes Bank Holding Company First Commercial Corporation, Little Rock, AR Chm: John R. Bland CEO/Pres: Charles H. Brannan EVP: Howard R. Hamilton Cash and Balances Due From Banks: 3,175 Federal Funds and Repos: ........................ 0 Investm ents:..................................... 30,933 59,813 Total L o a n s :....................... Bank Premises and Fixed Assets: . . 1,154 Other Real Estate: ..................... 255 Other Assets: .......................... 3,354 Total Assets: 98,684 Total Trust Assets: 0 Deposits: 81,731 Federal Funds and Borrowings: ........... 1,154 Other L ia b ilitie s:.......................................... 399 Subordinated D e b t:..........................................0 Total Liabilities..................................... 83,284 Total Equity Capital and Reserves: . . 15,400 Total Liabilites and C a p ita l:................ 98,684 Number of Shares Outstanding .. . 135,623 Directors: John R. Bland, Charles H. Brannan, John D. Clower, Clayton J. Eversole, Howard R. Hamilton, Edwin P. Henry, Robert S. Maloney, III, James L. Pickens, Evelyn S. Rife, Don Shores, Lemuel H. Tull Branches in Town: Two Other Branches None First W estern Bank and Trust Company Rogers, AR Telephone: 631-0107 Facsimile: 631-8747 Population: 24,692 West Walnut & Rife Drive 72756 Charter Number: 757 Date: July 26, 1991 County: Benton Trust Department: Yes Bank Holding Company First Western Bancshares, Inc., Booneville, AR Chm/CEO/Pres: John Hampton VP/Cash: Nathan Gairhan AVP: David Hargrave Cash and Balances Due From Banks: . . 2 1 1 Federal Funds and Repos: 0 Investm ents:........................................ 6,538 Total L o a n s :........................................ 2,351 Bank Premises and Fixed Assets: . . . . 308 Other Real Estate: . 0 Other Assets: ........................ 374 Total Assets: 9,782 Total Trust Assets: 0 Deposits: 8,682 Federal Funds and Borrowings: .............65 Other L ia b ilitie s:.............................................32 Subordinated Debt: .......................................... 0 Total Liabilities............................... . 8,779 Directors: Jeral Ham pton, John H am pton, A Branches in Town: None Total Equity Capital and Reserves: . . . 1,003 Total Liabilites and C a p ita l:.....................9,782 Number of Shares Outstanding . . . . 17,000 B. Littlefie ld , Bill M itch e ll, Pete P re w e tt Other Branches: None 106 A rkansas S ta te Bank D epartm ent First Bank of Arkansas Russellville, AR Telephone: 967-8000 Facsimile: 967-4679 Population: 21,200 800 North Arkansas Avenue P.0. Box 3010 72801-0997 Charter Number: 192 Date: Sep. 29, 1905 County: Pope Member of Federal Reserve System Trust Department: Yes Bank Holding Company Dover Bancshares, Inc., Russellville, AR Chm: Wallace W. Fowler CEO/Pres: Roy Reaves Cash and Balances Due From Banks3,005 Federal Funds and R e p o s :........... 2,575 Investments: 30,983 Total L o a n s :................................ 51,039 Bank Premises and Fixed Assets: 2,027 Other Real E s ta te :................................118 Other A s s e ts :................................ 2,509 Total Assets: ............................. 92,256 Total Trust Assets: ............................. 0 Deposits: ............................................. 82,756 ..................0 Federal Funds and Borrowings: Other L ia b ilitie s :....................................... 1,362 Subordinated D e b t:..........................................0 Total Liabilities...............................84,118 Directors: Total Equity Capital and Reserves: . . . 8,138 Total Liabilites and C a p ita l:........ 92,256 Number of Shares Outstanding . . . . 10,000 Wallace Fowler, Jama Fowler, Don Helms, Phil Jones, Roy Reaves, Don Riley Branches in Town: Two Other Branches: Dover, Hector, London Bank of Salem Salem, AR Telephone: 895-2591 Facsimile: 895-3825 Population: 1,474 202 Church Street P. 0. Box 338 72576-0338 Charter Number: 266 Date: Dec. 9, 1908 County: Fulton Trust Department: No Bank Holding Company Smith Associated Banking Corporation, Hot Springs, AR Chm: Richard T. Smith CEO/Pres: Jim Burns Cash and Balances Due From Banks:!,549 Federal Funds and R e p o s :........... 1,500 Investments: 15,669 Total L o a n s :................................ 34,630 Bank Premises and Fixed Assets: . . 658 Other Real Estate: ................................ 931 Other A s s e ts :................................ 1,059 Total Assets: ............................. 55,996 Total Trust Assets: ............................. 0 Deposits: ............................................. 49,525 Federal Funds and Borrowings: .......... 1,956 Other L ia b ilitie s :....................................... 187 Subordinated D e b t:..........................................0 Total Liabilities...............................51,668 Directors: James E. Burns, Total Equity Capital and Reserves: . . . 4,328 Total Liabilites and C a p ita l:........ 55,996 Number of Shares Outstanding . . . . 20,000 L. R. "Jack" Cochran, Marvin Newton, C. Dwayne Plumlee, Richard T. Smith Branches in Town: None Other Branches: Viola 107 S eventy-E ighth Report Logan County Bank Scranton, AR 600 Main Street P. 0. Box 85 72863-0085 Telephone: 938-2511 Facsimile: 938-7084 Population: 218 Charter Number: 578 Date: April 7, 1926 County: Logan Trust Department: No Bank Holding Company Chm/CEO/Pres: Joe Fritsche Asst Pres: Amy Strobel VP: Gary Fritsche VP: Jerry L. Davis Cash: Don Fritsche Branch Mgr: Regina Layes Cash and Balances Due From Banks: 1,270 Federal Funds and Repos: 0 Investm ents:..................................... 19,481 Total L o a n s :..................................... 11,561 Bank Premises and Fixed Assets: . . . . 151 Other Real Estate: .......................................63 Other Assets: ............................................ 468 Total Assets: 32,994 Total Trust Assets: 0 Deposits: ............................................. 27,452 Federal Funds and Borrowings: ............. 1,015 Other L ia b ilitie s:....................................... 162 Subordinated D e b t:..........................................0 Total Liabilities..................................... 28,629 Directors: Total Equity Capital and Reserves: . . . 4,365 Total Liabilites and C a p ita l:................ 32,994 Number of Shares Outstanding .............4,000 Margaret Ahne, Gary Fritsche, Joe Fritsche, Mildred Fritsche, Regina Layes Branches in Town: None Other Branches: Subiaco First Security Bank Searcy, AR 314 N. Spring P. 0. Box 1009 72143-1009 Telephone: 279-3400 Facsimile: 279-3455 Population: 15,180 Charter Number: 649 Date: Feb. 6, 1932 County: White Trust Department: Yes Bank Holding Company First Security Bancorp, Searcy, AR Chm/CEO/Pres: Reynie Rutledge EVP: James G. Wilson EVP: B. Art Rand TO: Michael C. Hutsell Cash and Balances Due From Banks: 6,221 Federal Funds and Repos: 0 Investm ents:..................................... 102,964 Total L o a n s :.................................. . 105,165 Bank Premises and Fixed Assets: . . 2,780 Other Real Estate: ..................................... 103 Other Assets: ..................................... 4,214 Total Assets: 221,447 Total Trust Assets: 21,709 Deposits: 192,151 Federal Funds and Borrowings: .............9,468 Other L ia b ilitie s:.......................................... 952 Subordinated D e b t:..........................................0 Total Liabilities.................................. 202,571 Total Equity Capital and Reserves: . . 18,876 Total Liabilites and C a p ita l:............. 221,447 Number of Shares Outstanding . . . . 24,000 Directors: Larry Crain, Clifton Ganus, John McKnight, Wayne Ridout, Porter Rodgers, Jr., Bill Roussel, Reynie Rutledge, N. T. Rutledge, Jim Tarkington, Alvin VanHook, E. D. Yancey, E. O. Yancey, Albert R. Yarnell Branches in Town: Four Other Branches: Pangburn, McRae, G riffith ville , Judsonia 108 Arkansas S tate Bank D epartm ent Grant County Bank Sheridan, AR 101 N. Oak P. O. Box 67 72150-0067 Telephone: 942-3145 Facsimile: 942-5900 Population: 3,098 Charter Number: 136 Date: July 29, 1903 County: Grant Trust Department: Yes Bank Holding Company GCB Bancshares, Inc., Sheridan, AR CEO/Pres: D. E. McCoy, Jr. EVP/Cash: John D. Manatt Cash and Balances Due From Banks1,893 Federal Funds and R e p o s :........... 2,820 Investments: 26,418 Total L o a n s :................................ 14,277 Bank Premises and Fixed Assets: . . 549 Other Real E s ta te :..................................88 Other A s s e ts :....................................... 631 Total Assets: ............................. 46,676 Total Trust Assets: ..................... 1,688 Deposits: ............................................... 41,183 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :.......................................... 204 Subordinated D e b t:..........................................0 Total L iabilities.............................. 41,387 Total Equity Capital and Reserves: . . . 5,289 Total Liabilites and C a p ita l:........ 46,676 Number of Shares Outstanding . . . . 45,000 Directors: W. W. Allen, Byron D. Brown, Jr., James W. Lancaster, D. E. McCoy, Sr., D. E. McCoy, Jr., John D. Manatt, W. Lee Tucker Branches in Town: None Other Branches: None Arkansas State Bank Siloam Springs, AR Telephone: 524-8101 Facsimile: 524-3307 Population: 8,151 318 E. Main Street P. O. Box 400 72761-0400 Charter Number: 713 Date: Jan. 12,1960 County: Benton Trust Department: Yes Bank Holding Company None CEO/Pres: Ross Stout TO: Don DeFreece Cash and Balances Due From Banks3,952 Federal Funds and R e p o s :........... 4,275 Investments: 70,989 Total L o a n s :................................ 20,028 Bank Premises and Fixed Assets: 1,232 Other Real Estate: ................................ 102 Other Assets: ................................ 1,826 Total Assets: ............. 102,404 Total Trust Assets: ................... 10,449 Deposits: 88,964 Federal Funds and Borrowings: ............... 233 Other L ia b ilitie s:...........................................676 Subordinated D e b t:..........................................0 Total Liabilities............................. 89,873 Total Equity Capital and Reserves: . . 12,531 Total Liabilites and C a p ita l:.... 102,404 Number of Shares Outstanding . . . . 72,000 Directors: Delbert Allen, Jr., Roderick L. Allen, H. E. Harrison, Jr., Charles C. Jones, Arthur Morris, Mark Simmons, Ross Stout Branches in Town: One Other Branches: None S eventy-E ighth Report 109 Smackover State Bank Smackover, AR Telephone: 725-3051 Facsimile: 725-3049 Population: 2,232 708 N. Broadway P. O. Drawer 107 71762-0107 Charter Number: 600 Date: April 18, 1928 County: Union Trust Department: Yes Bank Holding Company Smackover Bancshares, Inc., Smackover, AR CEO: Max 0. Taylor Pres: Bob Willett SVP: Paulette Bussell VP/TO: Jim Yeager Cash and Balances Due From Banks: 3,365 Federal Funds and Repos: ........................200 Investm ents:..................................... 41,538 Total L o a n s :..................................... 31,891 Bank Premises and Fixed Assets: . . . . 319 Other Real Estate: .....................................299 Other Assets: ..................................... 1,536 Total Assets: 79,148 Total Trust Assets: 209 Deposits: 67,674 Federal Funds and Borrowings: ...........3,018 Other L ia b ilitie s:.......................................... 515 Subordinated D e b t:..........................................0 Total Liabilities............................... 71,207 Directors: Total Equity Capital and Reserves: . . . 7,941 Total Liabilites and C a p ita l:.......... 79,148 Number of Shares Outstanding .. .100,000 Max O. Taylor, James M. Tennyson, J. D. Trimble, Richard H. Vickers, Bob Willett, Jim Yeager Branches in Town: None Other Branches: El Dorado, Norphlet M erchants & Planters Bank Sparkman, AR Telephone: 678-2251 Facsimile: 678-2401 Population: 553 Commerce & Main Streets P. O. Box 127 71763-0127 Charter Number: 457 Date: Sep. 19, 1916 County: Dallas Trust Department: No Bank Holding Company None Chm: Joseph B. Ford CEO/Pres: Tyrol Q. Carson Asst Cash: Patricia Shaddock Asst Cash: Kathryn Daniel Cash and Balances Due From Banks: . . 561 Federal Funds and Repos: ..................... 175 Investm ents:....................................... 3,584 Total L o a n s :........................................ 3,465 Bank Premisesand Fixed Assets: . . . . 146 Other Real Estate: . . . . . . . . . . . . . . . 87 Other A s s e ts :............................ 88 Total Assets: ................................ 8,106 Total Trust Assets: 0 Deposits: ..................................................7,317 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.............................................34 Subordinated D e b t:..........................................0 Total Liabilities..........................................7,351 Directors: Total Equity Capital and Reserves: . . . . 755 Total Liabilites and C a p ita l:.....................8,106 Number of Shares Outstanding .............3,000 Joseph B. Ford, Tommy Gaston, Tyrol Carson, G. W. DeLaughter, Louis Jacks, Ray White Branches in Town: None Other Branches: None 110 Arkansas S ta te Bank D epartm ent Springdale Bank and Trust Springdale, AR Telephone: 756-7000 Facsimile: 756-7077 Population: 29,941 415 W. Emma P. 0. Box 5000 72765-5000 Charter Number: 339 Date: May 6, 1911 County: Washington Trust Department: Yes Bank Holding Company Arvest Bank Group, Inc., Bentonville, AR Chm: Richard P. Calhoun CEO/Pres: Buddy D. Philpot SVP: H. Dennis Smiley SVP/TO: Howard M. Thurman VP: B. Gail Jefferson Cash/Oper: Diana D. Keller Cash and Balances Due From Banks2,098 Federal Funds and R e p o s :........... 2,475 Investments: 8,059 Total L o a n s :................................ 45,024 Bank Premises and Fixed Assets: 1,483 Other Real E s ta te :................................ 0 Other A s s e ts :........................................638 Total Assets: ............................. 59,777 Total Trust Assets: ............................. 0 Deposits: ............................................... 51,698 Federal Funds and Borrowings: .............2,225 Other L ia b ilitie s :.......................................... 411 Subordinated D e b t:..........................................0 Total Liabilities..................................... 54,334 Total Equity Capital and Reserves: . . . 5,443 Total Liabilites and C a p ita l:................ 59,777 Number of Shares Outstanding .............5,500 Directors: James Baker, Wayne Britt, Richard Calhoun, Sam Fiser, Buddy Philpot, Philip Taldo, Willard Walker, Jim Walton Branches in Town: None Other Branches: None Bodcaw Bank Stamps, AR 401 Thomas Street P. O. Box 8 71860-0008 Telephone: 533-4486 Facsimile: 533-4456 Population: 2,478 Charter Number: 106 Date: Dec. 8, 1902 County: Lafayette Trust Department: No Bank Holding Company None Chm: B. Stan Cook CEO/Pres: James R. Nipper VP: J. Paul Nipper AVP: Lenora Downs Cash: Bonnie Moreland Asst Cash: Brenda Scroggins Cash and Balances Due From Banks.1,954 Federal Funds and R e p o s :.................. 800 Investments: 34,304 Total L o a n s :.................................. 9,365 Bank Premises and Fixed Assets: . . 151 Other Real E s ta te :................................ 0 Other A s s e ts :....................................... 872 Total Assets: ............................. 47,446 Total Trust Assets: ............................. 0 Deposits: ............................................... 41,537 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :.......................................... 432 Subordinated D e b t:..........................................0 Total Liabilities...............................41,969 Total Equity Capital and Reserves: . . . 5,477 Total Liabilites and C a p ita l:........ 47,446 Number of Shares Outstanding . . . . 10,000 Directors: B. Stan Cook, RoyZ. Kimbell, James Nipper, J. Paul Nipper, Cynthia C. Sandefur, A. 0. Smith, John W. Smith Branches in Town: None Other Branches: None 111 S eventy-E ighth Report Bank o f Star City Star City, AR 200 Jefferson Drawer 69 71667-0069 Telephone: 628-4286 Facsimile: 628-5274 Population: 2,138 Charter Number: 567 Date: April 27, 1925 County: Lincoln Trust Department: No Bank Holding Company Star City Bancshares, Inc., Star City, AR Chm/CEO: Bennie F. Ryburn, Jr. Pres: M. Don Smith EVP: Anneta R. Moore VP: R. Mark Owen Aud: Audra Burr AVP: Franklin E. Collins AVP: Mary Womack Cash and Balances Due From Banks: 1,742 Federal Funds and Repos: ....................... 880 Investm ents:..................................... 21,367 Total L o a n s :..................................... 23,046 Bank Premises and Fixed Assets: . . . . 485 Other Real Estate: ............... 75 Other A s s e ts :.............................................578 Total Assets: 48,173 Total Trust Assets: 0 Deposits: ............................................. 44,325 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s:.......................................... 328 Subordinated D e b t:..........................................0 Total Liabilities............................. 44,653 Total Equity Capital and Reserves: . . . 3,520 Total Liabilites and C a p ita l:......... 48,173 Number of Shares Outstanding . . . . 15,000 Directors: Robert Floyd, Sr., Bill Frizzell, Keith Griffin, Lucille Ollar, Pat Riley, Bennie F. Ryburn, Jr., M. Don Smith, Fred Thornton, Weldon Wynn Branches in Town: None Other Branches: Pine Bluff, Gould The Stephens Security Bank Stephens, AR Telephone: 786-5416 Facsimile: 786-5419 Population: 1,137 110 Ruby Street P. 0. Box 7 71764-0007 Charter Number: 692 Date: Feb. 8, 1946 County: Ouachita Trust Department: No Bank Holding Company Smith Associated Banking Corporation, Hot Springs, AR Chm: Richard T. Smith CEO/Pres: Guy R. Smith Cash and Balances Due From Banks: . . 963 Federal Funds and Repos: . . . . . . . . . 600 Investm ents:........................................ 6,074 Total L o a n s :..................................... 12,013 Bank Premises and Fixed Assets: 58 Other Real Estate: .....................................348 Other Assets: .............................................224 Total Assets: 20,280 Total Trust Assets: 0 Deposits: 18,139 Federal Funds and Borrowings: .................. 0 Other L ia b ilitie s:.............................................94 Subordinated D e b t:..........................................0 Total Liabilities...............................18,233 Directors: Total Equity Capital and Reserves: . . . 2,047 Total Liabilites and C a p ita l:........ 20,280 Number of Shares Outstanding . . . . 11,000 Duncan Grayson, Carol Reaves, M. R. Smart, Guy R. Smith, Colon Watson, Jay C. Wilson Branches in Town: None Other Branches: None A rkansas S ta te Bank D epartm ent 112 Citizens Bank Strong, AR 9652 Strong Highway P. 0. Box 724 71765-0724 Telephone: 797-7361 Facsimile: 797-2955 Population: 624 Charter Number: 634 Date: Jan. 19, 1931 County: Union Trust Department: No Bank Holding Company FDH Bancshares, Inc., Little Rock, AR Chm: Robert P. Taylor CEO/Pres: Jeanell Cogburn Cash and Balances Due From Banks: 593 Federal Funds and R e p o s :.................. 400 Investments: 7,593 Total L o a n s :.................................. 5,235 Bank Premises and Fixed Assets: . . 309 Other Real E s ta te :................................ 0 Other A s s e ts :....................................... 475 Total Assets: ............................. 14,605 Total Trust Assets: ............................. 0 Deposits: .............................................12,025 Federal Funds and Borrowings: ................ 200 Other L ia b ilitie s :.............................................98 Subordinated D e b t:..........................................0 Total Liabilities........................................12,323 Total Equity Capital and Reserves: . . . 2,282 Total Liabilites and C a p ita l:...................14,605 Number of Shares Outstanding .............8,000 Directors: Jeanell Cogburn, Bobby R. Dugal, Scott Fife, Noland H. Hagood, Phillip G. Herring, D. R. James, Jr., Robert P. Taylor Branches in Town: None Other Branches: None The Farmers and M erchants Bank Stuttgart, AR Seventh & Main Streets P. O. Box 947 72160-0947 Telephone: 673-6911 Facsimile: 673-6918 Population: 10,420 Charter Number: 687 Date: Dec. 29, 1944 County: Arkansas Trust Department: Yes Bank Holding Company The Farmers and Merchants Bankshares, Inc., Stuttgart, AR Chm: Roy O. McCollum, III CEO/Pres: Don Pattillo TO: Richard McMinn Cash and Balances Due From Banks3,192 Federal Funds and R e p o s :........... 2,465 Investments: 58,436 Total Loans: ................................ 60,763 Bank Premises and Fixed Assets: 2,262 Other Real E s ta te :................................185 Other Assets: ................................ 2,096 Total Assets: .............................. 129,399 Total Trust Assets: ................... 28,380 Deposits: 115,736 Federal Funds and Borrowings: ................ 473 Other L ia b ilitie s:....................................... 1,059 Subordinated D e b t:..........................................0 Total Liabilities..................................... 117,268 Total Equity Capital and Reserves: . . 12,131 Total Liabilites and C a p ita l:............. 129,399 Number of Shares Outstanding . . . . 94,689 Directors: Nicky Hargrove, Roy 0. McCollum, III, Don Pattillo, Mickey Pierce, James E. Pond, Robert Seidenstricter, Horace "Pete" Sickel, Billy E. Simpson, Ray Vester Branches in Town: Three Other Branches: None S eventy-E ighth Report 113 Bank o f Trumann Trumann, AR Hwy 63 P. 0. Box 48 72472 0048 Telephone: 483-6333 Facsimile: 483-7512 Population: 6,304 Charter Number: 354 Date: Oct. 2, 1911 County: Poinsett Trust Department: No Bank Holding Company CEO/Pres: Clyde Robertson, Jr. SVP: Wilburn Cole VP: Carroll D. Anderson VP: Rich Gillette AVP: Shirley Benson Cash: Cheryl McMasters Cash and Balances Due From Banks: Federal Funds and Repos: Investm ents:....................... Total L o a n s :............................... Bank Premises and Fixed Assets: . . Other Real Estate: Other A s s e ts :............... Total Assets: Total Trust Assets: 2,153 1,300 28,284 22,000 . . 516 0 703 54,956 0 Deposits: 46,918 Federal Funds and Borrowings: ................ 525 Other L ia b ilitie s:.......................................... 306 Subordinated D e b t:......................................... 0 Total Liabilities ........................ 47,749 Total Equity Capital andReserves: . . . 7,207 Total Liabilites and C a p ita l:.......... .. . 54,956 Number of Shares Outstanding . . . . 60,000 Directors: Carroll D. Anderson, Alice C. Clogston, Wilburn Cole, Frank Lady, Jr., Eugene Pounds, Clyde Robertson, Jr., Natalie T. Stuckey, Virginia P. Turner Branches in Town: None Other Branches: None First State Bank of Arkansas Trumann, AR Telephone: 483-6433 Facsimile: 483-7030 Population: 6,304 825 Hwy. 63 P. O, Box 431 72472-0431 Charter Number: 754 Date: Jan. 15, 1991 County: Poinsett Member of Federal Reserve System Trust Department: No Bank Holding Company Southwest Bancshares, Inc., Jonesboro, AR CEO/Pres: James M. Yarbrough Cash and Balances Due From Banks: 2,837 Federal Funds and Repos: 50 Investm ents:....................................... 6,168 Total L o a n s :..................................... 27,845 Bank Premises and Fixed Assets: . . . 842 Other Real Estate: .......................................48 Other Assets: ............................................ 968 Total Assets: . . . 38,758 Total Trust Assets: ............................... . 0 Deposits: 34,600 .................. 0 Federal Funds and Borrowings: Other L ia b ilitie s:.......................................... 292 Subordinated D e b t:..........................................0 Total Liabilities............................. 34,892 Total Equity Capital and Reserves: . . . 3,866 Total Liabilites and C a p ita l:........ 38,758 Number of Shares Outstanding . . . . 10,000 Directors: Mark Brown, Jama Fowler, Mark Fowler, Wallace W. Fowler, J. D. Harlan, Harry Hill, Burness Holt, Ben Hyneman, Hal Hyneman, Phil Jones, Lloyd McCracken, Jr., David Thompson, James M. Yarbrough Branches in Town: One Other Branches: None A rkansas S ta te Bank D epartm ent 114 Bank o f Tuckerman Tuckerman, AR Telephone: 349-5155 Facsimile: 349-5170 Population: 2,020 Main Street P.0. Box 700 72473-0700 Charter Number: 164 Date: Nov. 8, 1902 County: Jackson Trust Department: No Bank Holding Company Rainbow Investment Company, Inc., Tuckerman, AR Chm/CEO/Pres: Lindley V. Smith VP: Al Morris VP: Drew Sandlin Cash: Ann Watson Cash and Balances Due From Banks4,279 Federal Funds and R e p o s :........... 4,125 Investments: 9,748 Total Loans: ................................ 15,456 Bank Premises and Fixed Assets: . . 310 Other Real E s ta te :............................... 214 Other A s s e ts :....................................... 469 Total Assets: ............................. 31,601 Total Trust Assets: ............................. 0 Deposits: ............................................... 27,134 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.......................................... 408 Subordinated D e b t:..........................................0 Total Liabilities..................................... 27,542 Directors: Total Equity Capital and Reserves: . . . 4,059 Total Liabilites and C a p ita l:.................. 31,601 Number of Shares Outstanding .............4,000 Scotty Armstrong, Bob Penix, Lindley V. Smith Branches in Town: None Other Branches: Swifton, Grubbs, Newport First Delta Bank Tyronza, AR Telephone: 487-2161 Facsimile: 487-2069 Population: 858 Main and Oak Streets P. O. Box 395 72386-0395 Charter Number: 704 Date: Oct. 31, 1951 County: Poinsett Trust Department: No Bank Holding Company Tyronza Bancshares, Inc., Tyronza, AR CEO/Pres: Charles F. Luter Cash and Balances Due From Banks1,525 Federal Funds and R e p o s :........... 1,025 Investments: 4,671 Total L o a n s:................................ 18,959 Bank Premises and Fixed Assets: 1,031 Other Real E s ta te :................................136 Other A s s e ts :....................................... 354 Total Assets: ............................. 27,701 Total Trust Assets: ............................. 0 Deposits: ............................................. 23,675 .................. 0 Federal Funds and Borrowings: Other L ia b ilitie s:...........................................294 Subordinated D e b t:..........................................0 Total Liabilities............................. 23,969 Total Equity Capital and Reserves: . . . 3,732 Total Liabilites and C a p ita l:......... 27,701 Number of Shares Outstanding . . . . 20,000 Directors: Albert A. Banks, G. E. Beley, Charles F. Luter, H. F. Norcross, Jr., Eugene Vaughn, Lewis Wood Branches in Town: None Other Branches: M arked Tree 115 S eventy-E ighth Report Citizens Bank & Trust Company Van Buren, AR 3110 Alma Hwy P.O. Box 469 72956-0469 Telephone: 474-1201 Facsimile: 474-4630 Population: 14,979 Charter Number: 328 Date: Dec. 20, 1910 County: Crawford Trust Department: Yes Bank Holding Company Vista Bancorporation, Van Buren, AR Chm/CEO: James G. Williamson, Jr. Pres: William W. Thomas EVP/TO: Marion H. Riggs SVP: Luther F. Gordy, III Cash and Balances Due From Banks: 3,990 Federal Funds and Repos: 0 Investm ents:..................... 60,132 Total L o a n s :..................................... 66,409 Bank Premises and Fixed Assets: . . 1,479 Other Real Estate: ..................................... 180 Other Assets: ..................... 2,365 Total Assets: 134,555 Total Trust Assets: 1,130 Deposits: ............................................. 115,923 Federal Funds and Borrowings: .............7,430 Other L ia b ilitie s:.......................................... 800 Subordinated D e b t:..........................................0 Total Liabilities..................................... 124,153 Total Equity Capital and Reserves: . . 10,402 Total Liabilites and C a p ita l:............. 134,555 Number of Shares Outstanding . . . . 16,000 Directors: Jimmy G. Bell, Warren D. Blaylock, Jimmy D. Gooch, Morril H. Harriman, Marion H. Riggs, Paul D. Shirley, William W. Thomas, James G. Williamson, Jr. Branches in Town: Two Other Branches: Mountainburg, Alma The Peoples Bank Waldo, AR 101 M ain Street P. 0. Box 426 71770-0426 Telephone: 693-5551 Facsimile: None Population: 1,495 Charter Number: 313 Date: June 22, 1910 County: Columbia Trust Department: Yes Bank Holding Company Golden Oaks Bancshares, Inc., Waldo, AR Chm/CEO/Pres/TO: Harold Fincher EVP: Mary Baird SVP: Dorothy Jean Fincher VP/Cash: Jill McClinton VP: David Baird Asst Cash: Sharon Elledge Cash and Balances Due From Banks: 1,615 Federal Funds and Repos: 90 Investments: 16,593 Total L o a n s :........................................ 9,355 Bank Premises and Fixed Assets: . . . . 129 Other Real E s ta te :................ 6 Other Assets: .............................................318 Total Assets: 28,106 Total Trust Assets: 1,354 Deposits: ............................................... 25,019 Federal Funds and Borrowings: .................. 0 Other L ia b ilitie s:.............................................87 Subordinated D e b t:..........................................0 Total Liabilities...............................25,106 Total Equity Capital and Reserves: . . . 3,000 Total Liabilites and C a p ita l:..........28,106 Number of Shares Outstanding . . . . 10,000 Directors: Mary Baird, Imogene Clark, Richard Clark, Pam Davis, Clark Fincher, Dorothy Fincher, Harold Fincher, Betty Harris, Betty Scott, G. F. Scott Branches in Town: One Other Branches: M agnolia, Emerson, M cNeil 116 A rkansas S tate Bank D epartm ent Bank o f W aldron Waldron, AR Telephone: 637-2161 Facsimile: 637-4874 Population: 3,024 110 W. 4th Street P. O. Box 2260 72958-2260 Charter Number: 72 Date: April 3, 1901 County: Scott Trust Department: Yes Bank Holding Company Ftodgers Family Banchares, Inc., Waldron, Arkansas Chm: John H. Hendrix CEO/Pres/TO: Bill R. Philpot V Chm: Larry Mashburn Sec: Robert L. Akers Cash and Balances Due From Banks2,183 Federal Funds and R e p o s :.................. 815 Investments: 29,025 Total L o a n s :................................ 36,221 Bank Premises and Fixed Assets: 1,217 Other Real E s ta te :................................357 Other A s s e ts :................................ 1,519 Total Assets: ............................. 71,337 Total Trust Assets: ............................. 229 Deposits: ............................................. 58,502 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :...........................................507 Subordinated D e b t:..........................................0 Total Liabilities............................. 59,009 Total Equity Capital and Reserves: . . 12,328 Total Liabilites and C a p ita l:......... 71,337 Number of Shares Outstanding . . . . 24,000 Directors: Robert L. Akers, Kelly Ashford, Billy Jack Black, Jim H. Currier, John H. Hendrix, Larry Mashburn, Rena Owens, Bill R. Philpot Branches in Town: Other Branches: One None The S cott County Bank Waldron, AR Telephone: 637-3191 Facsimile: 637-3195 Population: 3,024 Main & W. Church P. 0. Box 838 72958-0838 Charter Number: 741 Date: Feb. 20, 1980 County: Scott Trust Department: No Bank Holding Company None CEO: John E. Chambers, III Pres: Patsy Hawkins VP: Robbie Zimmer AVP: Bekki Liles Cash: Kelly Langley Asst Cash: Janie Graves Cash and Balances Due From Banks1,438 Federal Funds and R e p o s :........... 1,060 Investments: 11,659 Total L o a n s :................................ 27,263 Bank Premises and Fixed Assets: . . 875 Other Real E s ta te :................................101 Other A s s e ts :....................................... 530 Total Assets: ............................. 42,926 Total Trust Assets: ............................. 0 Deposits: ............................................. 37,938 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :...........................................380 Subordinated D e b t:..........................................0 Total L iabilities.............................. 38,318 Directors: Total Equity Capital and Reserves: . . . 4,608 Total Liabilites and C a p ita l:........ 42,926 Number of Shares Outstanding . . . . 40,000 Lonnie Campbell, John Ed Chambers, III, Roy Hale, Robert Handley, Patsy Hawkins, Dan Laird Branches in Town: None Other Branches: M ansfield 117 S eventy-E ighth Report The Arkansas Bank Walnut Ridge, AR 212 W. Walnut P. O. Box 749 72457-0749 Telephone: 886-7711 Facsimile: 886-2941 Population: 4,388 Charter Number: 71 Date: March 23, 1901 County: Lawrence Trust Department: No Bank Holding Company None Chm/CEO: Sloan Rainwater, Jr. V Chm: Jim Hinkle V Chm: William I. Rainwater, Sr. Pres/COO: Michael D. Taylor VP: John Phillips VP/Cash: Marilyn Davis Cash and Balances Due From Banks: 2,073 Federal Funds and Repos: ................ 3,000 Investm ents:....................... 21,949 18,942 Total L o a n s :.......................... Bank Premises and Fixed Assets: . . . . 513 Other Real Estate: ..................................... 0 Other A s s e ts :..................... 2,264 Total Assets: 48,741 Total Trust Assets: 0 Deposits: ............................................. 42,583 ................38 Federal Funds and Borrowings: Other Liabilities: ...........................................235 Subordinated D e b t:.................................. .. . 0 Total Liabilities............................. 42,856 Total Equity Capital and Reserves: . . . 5,885 Total Liabilites and C a p ita l:........ 48,741 Number of Shares Outstanding . . . . 18,000 Directors: Steve Cox, Virginia R. Cox, William Boyce Durham, Odell Fort, Earl D. Perkins, Sloan Rainwater, Jr., William I. Rainwater, Jr., Ben Starr, Maurice Starr, Michael D. Taylor Branches in Town: Other Branches: None Lynn, Portia, Smithville First State Bank of Warren Warren, AR Telephone: 226-2601 Facsimile: 226-2253 Population: 6,455 Main Street P. O. Box 29 71671-0029 Charter Number: 739 Date: Dec. 12, 1978 County: Bradley Trust Department: Yes Bank Holding Company Bradley Bancshares. Inc., Warren, AR Chm: Virginia M. Ryburn CEO/Pres/TO: Freddie M. Mobley Cash and Balances Due From Banks: 2,213 Federal Funds and Repos: 50 Investm ents:..................................... 31,671 Total L o a n s :........................ 39,267 Bank Premises and Fixed Assets: . . . . 578 Other Real Estate:. . . . . . 212 Other Assets: . ...................... 1,062 Total Assets: 75,053 Total Trust Assets: . ................................ 811 Deposits: ............................................. 67,334 Federal Funds and Borrowings: .......... 1,349 Other L ia b ilitie s:...........................................387 Subordinated D e b t:..........................................0 Total Liabilities............................. 69,070 Total Equity Capital and Reserves: . . . 5,983 Total Liabilites and C a p ita l:........ 75,053 Number of Shares Outstanding . . . . 59,000 Directors: Robert E. Garner, Roger George, Freddie M. Mobley, Hugh A. Quimby, Bennie Ryburn, Jr., Virginia M. Ryburn, Bennie Ryburn, III, J. C. Thompson, H. Sidney Wharton Branches in Town: One Other Branches: H erm itage 118 A rkansas S ta te Bank D epartm ent W arren Bank and Trust Company Warren, AR Telephone: 226-2621 Facsimile: 226-6261 Population: 6,455 201 S. Main P. O. Box 350 71671-0350 Charter Number: 80 Date: Dec. 28, 1901 County: Bradley Trust Department: Yes Bank Holding Company None Chm: Louis W. Ederington CEO/Pres: Carlton E. Davis V Chm: John B. Frazer, Jr. SVP/Cash: James E. Smith SVP: Walter Rutledge TO: Mike Shull Cash and Balances Due From Banks3,712 Federal Funds and R e p o s :...................100 Investments: 52,797 Total L o a n s :................................ 41,998 Bank Premises and Fixed Assets: . . 701 Other Real E s ta te :................................ 0 Other A s s e ts :................................ 1,579 Total Assets: ............................. 100,887 Total Trust Assets: ..................... 9,388 Deposits: 86,841 Federal Funds and Borrowings: ..........1,197 Other L ia b ilitie s :...........................................629 Subordinated D e b t:..........................................0 Total Liabilities............................. 88,667 Total Equity Capital and Reserves: . . 12,220 Total Liabilites and C a p ita l:.... 100,887 Number of Shares Outstanding . . . . 48,000 Directors: Bruce Anderson, L. H. Derby, Jr., Louis W. Ederington, John B. Frazer, Jr., W. Sykes Harris, J. E. Hurley, Jr., C. A. Milton, Kerry F. Pennington, Gerard C. Sangster, G. F. Wynne Branches in Town: Two Other Branches: Hermitage Bank o f Weiner Weiner, AR Telephone: 684-2221 Facsimile: 684-7392 Population: 655 Highway 49 P. O. Box 307 72479-0307 Charter Number: 276 Date: April 2, 1909 County: Poinsett Trust Department: Yes Bank Holding Company Hogue Holding Company, Inc., Weiner, AR Chm/CEO/Pres/TO: John R. Hogue Cash and Balances Due From Banks1,014 Federal Funds and R e p o s :........... 2,200 Investments: 13,920 Total L o a n s :................................ 19,390 Bank Premises and Fixed Assets: . . 107 Other Real E s ta te :................................ 0 Other A s s e ts :....................................... 821 Total Assets: ............................. 37,452 Total Trust Assets: ..................... 2,340 Directors: Deposits: ............................................. 32,306 Federal Funds and Borrowings: .................126 Other L ia b ilitie s :.......................................... 415 Subordinated D e b t:..........................................0 Total L iabilities..................................... 32,847 Total Equity Capital and Reserves: . . . 4,605 Total Liabilites and C a p ita l:................ 37,452 Number of Shares Outstanding .............8,000 Niles A. Bise, Charles E. Givens, Ernest L. Hogue, John R. Hogue, Herbert D. Ziegenhorn Branches in Town: None Other Branches: Fisher 119 S e ve n ty Eighth Report M erchants and Farmers Bank West Helena, AR 425 East Plaza P. O. Box 2507 72390-0507 Telephone: 572-3481 Facsimile: 572-1901 Population: 9,695 Charter Number: 700 Date: Oct. 4, 1948 County: Phillips Trust Department: Yes Bank Holding Company Southern Bancshares, Inc., West Helena, AR Chm: Brooks Griffin CEO: Douglas Simmons Pres: Bill Simmons SVP: Gordon White EVP: James A. Bogle VP/Cash: Sarah Bradshaw TO: E. F. Kalb, Jr. Cash and Balances Due From Banks: 4,039 Federal Funds and Repos: ........................ 0 Investm ents:..................................... 33,236 Total L o a n s :..................................... 55,716 Bank Premises and Fixed Assets: . . 1,353 Other Real Estate: .................. 27 Other Assets: ..................................... 1,742 Total Assets: 96,113 Total Trust Assets: 1,646 Deposits: ............................................. 82,283 ..........5,450 Federal Funds and Borrowings: Other L ia b ilitie s:.......................................... 523 Subordinated D e b t:..........................................0 Total Liabilities............................. 88,256 Total Equity Capital and Reserves: . . . 7,857 Total Liabilites and C a p ita l:......... 96,113 Number of Shares Outstanding . . . . 20,000 Directors: Bill Benton, James E. Boyd, Sr., W. P. Foster, Brooks Griffin, David Griffin, Jerry Kelley, Walter Morris, Bill Simmons, Douglas Simmons, Herman Storey Branches in Town: Two Other Branches: Marvell Bank o f W est Memphis West Memphis, AR Telephone: 732-8000 Facsimile: 735-0849 Population: 28,259 626 E. Broadway P.O.Box 2128 72303-2128 Charter Number: 601 Date: April 21, 1928 County: Crittenden Trust Department: Yes Bank Holding Company Bancshares of West Memphis, Inc., West Memphis, AR Chm: George H. Dunklin CEO/Pres: Jack K. Hogan V Chm: M. E. Black Dunklin EVP: Robert L. Wright SVP/TO: Arley Knight SVP: Paul Neal SVP/Aud: Robert L. Naylor Cash and Balances Due From Banks: 6,021 Federal Funds and Repos: ................ 2,500 Investm ents:..................................... 51,852 Total L o a n s :..................................... 27,790 Bank Premises and Fixed Assets: . . . . 567 Other Real Estate: .....................................297 Other Assets: ..................................... 1,973 Total Assets: 91,000 Total Trust Assets: 3,944 Deposits: 80,739 Federal Funds and Borrowings: ...................0 Other L ia b ilitie s:.......................................... 301 Subordinated D e b t:..........................................0 Total Liabilities...............................81,040 Total Equity Capital and Reserves: . . . 9,960 Total Liabilites and C a p ita l:..........91,000 Number of Shares Outstanding . . .100,000 Directors: David Biggs, George H. Dunklin, M. E. Black Dunklin, James A. Heath, Jack K. Hogan, Keith M. Ingram, W. Kent Ingram, Jr., Pat K. Magruder, Lloyd C. McCuiston, Jr., Paul W. O'Neal, J. C. Tennison, J. Frank Waggener Branches in Town: Four Other Branches: None 120 Arkansas S ta te Bank D epartm ent W ilm ot State Bank Wilmot, AR Telephone: 473-2211 Facsimile: 473-5131 Population: 1,047 Main Street P. 0. Box 95 71676-0095 Charter Number: 676 Date: Oct. 25, 1937 County: Ashley Trust Department: No Bank Holding Company None Chm: William B. deYampert CEO/Pres: Kenneth M. Allbritton Cash and Balances Due From Banks: 548 Federal Funds and R e p o s :........... 2,385 Investments: ................................ 1,062 Total L o a n s :.................................. 6,131 Bank Premises and Fixed Assets: . . . 50 Other Real E s ta te :..................................88 Other A s s e ts :........................................155 Total Assets: ............................. 10,419 Total Trust Assets: ............................. 0 Deposits: 8,518 Federal Funds and Borrowings: ..................0 Other L ia b ilitie s :.............................................92 Subordinated D e b t:..........................................0 Total Liabilities......................................... 8,610 Total Equity Capital and Reserves: . . . 1,809 Total Liabilites and C a p ita l:..........10,419 Number of Shares Outstanding . . . . 12,000 Directors'. John B. Currie, John B. Currie, Jr., William Currie, William B. deYampert, Thomas F. Scannell, III Branches in Town: None Other Branches: None Cross County Bank Wynne, AR Telephone: 238-8171 Facsimile: 238-4052 Population: 8,187 1 Cross County Plaza P. 0. Box 9 72396-0009 Charter Number: 25 Date: June 5, 1891 County: Cross Trust Department: Yes Bank Holding Company Cross County Bancshares, Inc., Wynne, AR Chm: Willard G. Burks CEO/Pres/TO: Ken McClanahan EVP: Mac McClanahan Cash: Beth Dildine Cash and Balances Due From Banks3,880 Federal Funds and R e p o s :........... 2,050 Investments: 21,663 Total L o a n s :................................ 60,191 Bank Premises and Fixed Assets: 1,803 Other Real E s ta te :.................................. 13 Other A s s e ts :................................ 1,597 Total Assets: ............................. 91,197 Total Trust Assets;: .............................690 Deposits: 82,018 Federal Funds and Borrowings: ................ 450 Other L ia b ilitie s:.......................................... 488 Subordinated D e b t:..........................................0 Total Liabilities..................................... 82,956 Total Equity Capital and Reserves: . . . 8,241 Total Liabilites and C a p ita l:.................. 91,197 Number of Shares Outstanding .............4,000 Directors: Willard G. Burks, Guy E. Fiser, Marvin T. Hagaman, Albert A. Hess, Pete L. Imboden, III, Roger E. Pohlner, Donald L. Reddmann, James A. Richardson Branches in Town: One Other Branches: Cherry Valley, H icko ry Ridge S e ve n ty-Eighth Report 121 First Arkansas Bank Wynne, AR 5 0 0 N. Fails P.0, Box 189 72396-0189 Telephone: 238-2265 Facsimile: 238 7030 Population: 8,187 Charter Number: 228 Date: Jan. 24, 1907 County: Cross Trust Department: No Bank Holding Company Cherry Valley Bancshares, Inc., Wynne, AR Chm: Howard Beasley CEO/Pres: Dale Beaird Cash: Andrea Wood Cash and Balances Due From Banks: 360 Federal Funds and Repos: 705 Investments: 3,805 Total Loans: ........................................ 6,350 Bank Premises and Fixed Assets: . . 628 Other Real Estate: . . . . . . . . . . . . . 11 2 Other Assets: .................. ... 158 Total Assets: . . . . . . . . . . . . . . 12,1 18 Total Trust Assets: . . . .... 0 Deposits: 10,376 Federal Funds and Borrowings: ...................0 Other Liabilities: . .............. . . . 136 Subordinated Debt: . . . . . . . 0 Total Liabilities . ................................. 10,512 Directors: Total Equity Capital and Reserves: , . . 1,606 Total Liabilites and Capital: ................ 12,118 Number of Shares Outstanding .............2,000 Howard Beasley, Harry H. Melhorn. III. W. M. Smith, Jr., W. M, Smith, III Branches in Town: None Other Branches: None The Bank of Yellville Yeilviiie, AR Telephone: 449-4231 Facsimile: 449-4231 Population: 1,200 Madison & Church P. O. Box 325 72687-0325 Charter Number: 691 Date: Dec. 13, 1945 County: Marion Trust Department: Yes Bank Holding Company Mountain Bancshares, Inc., Yellville, AR Chm/CEO/Pres: Judy Loving EVP: Chloe Richardson VP-EDP: Edith C. Benton Cash and Balances Due From Banks: Federal Funds and Repos: . . . . . . Investm ents:.................. .... Total L o a n s :.......................... Bank Premises and Fixed Assets: . . Other Real Estate: ..................... Other Assets: .................. . . . . Total Assets: ............................. . Total Trust Assets: VP-Oper: Pauline Mears VP-Loans: Phyllis Harp 2,248 . . 90 19,592 29,527 . 838 567 . 717 53,579 0 Deposits: . , .......................................... 48,414 Federal Funds and Borrowings: 0 Other Liabilities: . ............. 224 Subordinated Debt: . .......... ..... 0 Total Liabilities ..................................... 48,638 Total Equity Capital and Reserves: . . . 4,941 Total Liabilites and Capital: . . . . . . . 53,579 Number of Shares Outstanding . . . . 20,781 Directors: Frank Bailey, Fred Berry, Oran Carter, Dan Duren, H. C. Hall, John James, Karl King, Owen Kompelien, Judy Loving, Chloe Richardson, Kenneth R. Smith Branches in Town: None Other Branches: Bull Shoals S eventy-E ighth Report SEVENTY-EIGHTH ANNUAL REPORT OF STATE CHARTERED INDUSTRIAL LOAN INSTITUTIONS, TRUST COMPANIES, AND NON PROFIT ORGANIZATIONS (NOT ENGAGED IN COMMERCIAL BANKING) JUNE 30, 1992 124 Arkansas S tate Bank D epartm ent Arkansas Capital Corporation Little Rock, AR Telephone: 374-9247 Facsimile: 374-8841 Population: 175,795 221 W. 2nd Street, Suite 800 72201-2513 Charter Number: 1006 Date: Jan. 1, 1901 County: Pulaski Trust Department: No Bank Holding Company None Chm: D. Patton Rudder Pres: Joseph B. Ford EVP: C. Sam Walls VP: George E. Campbell Cash and Balances Due From Banks: 138 Federal Funds and R e p o s :................... 0 Investments: 4,764 Total L o a n s :.................................. 9,918 Bank Premises and Fixed Assets: . . . 41 Other Real E s ta te :................................161 Other A s s e ts :........................................122 Total Assets: ............................. 15,144 Total Trust Assets;: ............................. 0 Deposits: ..........................................................0 Federal Funds and Borrowings: . . . . 10,394 Other L ia b ilitie s :...........................................153 Subordinated D e b t:..........................................0 Total Liabilities.............................. 10,547 Total Equity Capital and Reserves: . . . 4,597 Total Liabilites and C a p ita l:......... 15,144 ........1,085 Number of Shares Outstanding Directors: John V/. Ahlen, George E. Campbell, Wayne Clark, Joseph B. Ford, James Hall, III, A. David Harrington, Bert M. Mullens, Bob J. Nash, James C. Patridge, Don Pattillo, D. Patton Rudder, William T. Staed Branches in Town: None Other Branches: None Jones Investm ent & Trust Co. Little Rock, AR Telephone: 374-5225 Facsimile: 374-5100 2323 First Commercial Building Population: 175,795 72201-3441 Charter Number: 302 Date: Aug. 29, 1955 County: Pulaski Trust Department: Yes Bank Holding Company None CEO/Pres: Bernice Jones VP: H. G. Frost, Jr. Cash and Balances Due From Banks: 127 Federal Funds and R e p o s :................... 0 Investments: 14,813 Total L o a n s :.......................................... 606 Bank Premises and Fixed Assets: . . . 0 Other Real E s ta te :................................ 0 Other A s s e ts :........................................187 Total Assets: ............................. 15,733 Total Trust Assets: ............................. 0 Deposits: ..........................................................0 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :............................................. 19 Subordinated D e b t:..........................................0 Total Liabilities................................................19 Directors: Total Equity Capital and Reserves: . . 15,714 Total Liabilites and C a p ita l:...................15,733 Number of Shares Outstanding ...........1,000 H. G. Frost, Jr., John Johnson, Bernice Jones Branches in Town: None Other Branches: None 125 S eventy-E ighth Report National Credit Corporation Little Rock, AR c/o Worthen Banking Corp. P. 0. Box 1681 72203-1681 Telephone: 371-8769 Facsimile: 371-8460 Population: 175,795 Charter Number: 1002 Date: April 13, 1941 County: Pulaski Trust Department: No Bank Holding Company Worthen Banking Corporation, Little Rock, AR Chm: Curtis F. Bradbury CEO/Pres: Andrew T. Melson VP/Treas: Alan King Cash and Balances Due From Banks: . . . 3 Federal Funds and Repos: ........................ 0 Investm ents:............................. 249 Total L o a n s :............................... 0 Bank Premises and Fixed Assets: 0 Other Real Estate: ..................................... 0 Other A s s e ts :............................................. 6 Total Assets: 258 Total Trust Assets: 0 Deposits: ......................................................... 0 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :............................................... 6 Subordinated D e b t:..........................................0 Total Liabilities..................................................6 Directors: Total Equity Capital and Reserves: . . . . 252 Total Liabilites and C a p ita l:..................258 Number of Shares Outstanding .............6,250 Curtis F. Bradbury, William Keisler, Andrew T. Melton Branches in Town: None Other Branches: None Southern Credit Corporation Malvern, AR Telephone: 332-2462 Facsimile: 332-3386 Population: 9,256 P. O. Box 400 72104-0400 Charter Number: 1000 Date: Oct. 9, 1959 County: Hot Spring Trust Department: No Bank Holding Company None Chm/CEO/Pres: W. H. McClure EVP: Layne Sparks VP: Frank McClure Cash and Balances Due From Banks: . . 201 Federal Funds and Repos: ................ 1,300 Investm ents:..................... 18,856 Total L o a n s :.......................... 4,641 Bank Premises and Fixed Assets: 49 Other Real Estate: .....................................391 Other Assets: .............................................371 Total Assets: 25,809 Total Trust Assets: 0 Deposits: 23,791 Federal Funds and Borrowings: ............... 0 Other L ia b ilitie s :....................................... 157 Subordinated D e b t:..........................................0 Total Liabilities............................. 23,948 Total Equity Capital and Reserves: . . . 1,861 Total Liabilites and C a p ita l:........ 25,809 Number of Shares Outstanding . . . . 13,109 Directors: Frank McClure, George L.McClure, W. Henry McClure, Glenville Rhodes, Layna Sparks, A. J. Wilks, Chris E. Williams, Nancy M. York Branches in Town: None Other Branches: None 126 Arkansas S ta te Bank D epartm ent The M etropolitan Trust Company Sherwood, AR Telephone: 835-7500 Facsimile: 835-1775 Population: 18,893 7500 Highway 107 P. 0. Box 6500 72116-0900 Charter Number: 569 Date: June 5, 1925 County: Pulaski Trust Department: Yes Bank Holding Company None Chm: Michael E. Friedrichsmeyer CEO/Pres: Terry A. Paff Cash and Balances Due From Banks: . 2 Federal Funds and R e p o s :................... 0 Investments: 479 Total L o a n s :.......................................... 0 Bank Premises and Fixed Assets: . . . 0 Other Real E s ta te :................................191 Other A s s e ts :..........................................40 Total Assets: ....................................... 712 Total Trust Assets: ............................. 0 Deposits: ......................................................... 0 Federal Funds and Borrowings: .....................0 Other L ia b ilitie s :.................................... 416 Subordinated D e b t:..........................................0 Total Liabilities.......................................416 Directors: Total Equity Capital and Reserves: . . . . 296 Total Liabilites and C a p ita l:..................712 Number of Shares Outstanding ............. 1,642 Andrew J. Collins, Michael E. Friedrichsmeyer, Terry A. Paff Branches in Town: None Other Branches: None S eventy-E ighth Report LIST OF COMMERCIAL BANKS BY COUNTY JUNE 30, 1992 Arkansas S tate Bank D epartm ent 128 COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK Arkansas DeWitt Bank And Trust Company The First National Bank Planters & Merchants Bank First National Bank in Stuttgart The Farmers and Merchants Bank DeWitt DeWitt Gillett Stuttgart Stuttgart Ashley First National Bank of Crossett First State Bank Farmers Bank Southeast Arkansas Bank Portland Bank The Peoples Bank W ilm ot State Bank Crossett Crossett Hamburg Parkdale Portland Portland W ilmot Baxter First National Bank & Trust Company of Mountain Home Peoples Bank And Trust Company CITY Mountain Home Mountain Home Benton Bank of Bentonville First National Bank Decatur State Bank Bank of Gravett Farmers and Merchants Bank First National Bank & Trust Company First Western Bank and Trust Company Arkansas State Bank First National Bank Boone The Security Bank Worthen National Bank of Harrison Bradley First State Bank of Warren Warren Bank and Trust Company Calhoun Calhoun County Bank Carroll The First National Bank of Berryville Bank of Eureka Springs The First National Bank Berryville Eureka Springs Green Forest Chicot Dermott State Bank First State Bank of Dermott The Eudora Bank Simmons First Bank of Lake Village The Bank of Lake Village Dermott Dermott Eudora Lake Village Lake Village Bentonville Bentonville Decatur Gravette Rogers Rogers Rogers Siloam Springs Siloam Springs Harrison Harrison Warren Warren Hampton 129 S eventy-E ighth Report COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK Clark Bank of Am ity Citizens First State Bank Elk Horn Bank & Trust Company Merchants & Planters Bank & Trust Company First State Bank of Gordon Clay Corning Bank Piggott State Bank The Bank of Rector Cleburne First National Bank of Cleburne County Greers Ferry Lake State Bank Heber Springs State Bank The Cleburne County Bank Cleveland Pine State Bank The Bank of Rison Columbia Farmers Bank and Trust Company First National Bank of Magnolia The Peoples Bank Magnolia Magnolia Waldo Conway Morrilton Security Bank, N.A. The First National Bank of Conway County Morrilton Morrilton Craighead Caraway Bank Citizens Bank of Jonesboro Mercantile Bank Simmons First Bank of Jonesboro The Arkansas Bank MidSouth Bank Caraway Jonesboro Jonesboro Jonesboro Jonesboro Monette Crawford Commercial Bank at Alma Bank of Mulberry Citizens Bank & Trust Company First National Bank of Crawford County Alma Mulberry Van Buren Van Buren Crittenden First Southern Bank Citizens Bank Bank of West Memphis Fidelity National Bank of West Memphis First National Bank in West Memphis Earle Marion West Memphis West Memphis West Memphis Cross First State Bank Cross County Bank First Arkansas Bank The First National Bank of Wynne Dallas Fordyce Bank & Trust Company The First State Bank of Fordyce Merchants & Planters Bank CITY Am ity Arkadelphia Arkadelphia Arkadelphia Gurdon Corning Piggott Rector Heber Heber Heber Heber Springs Springs Springs Springs Kingsland Rison Parkin Wynne Wynne Wynne Fordyce Fordyce Sparkman Arkansas S ta te Bank D epartm ent 130 COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK Desha Dumas State Bank Merchants & Farmers Bank McGehee Bank The First National Bank of McGehee Dumas Dumas McGehee McGehee Drew Commercial Bank & Trust Company Union Bank And Trust Company Monticello Monticello Faulkner First Community Bank First National Bank Worthen National Bank of Conway Franklin American State Bank Bank of Ozark Fulton Mercantile Bank Bank of Salem Garland Arkansas Bank and Trust Company Bank of Hot Springs Worthen National Bank of Hot Springs Grant First National Bank of Sheridan Grant County Bank Greene First National Bank Peoples Bank Security Bank Hempstead Bank of Blevins Citizens National Bank The First National Bank Hot Spring Bank of Malvern The Malvern National Bank Howard First National Bank of Howard County Citizens National Bank First National Bank Independence The Citizens Bank First National Bank of Arkansas Worthen National Bank of Batesville Worthen National Bank of Newark Izard First National Bank of Izard County The Bank of North Arkansas CITY Conway Conway Conway Charleston Ozark Mammoth Spring Salem Hot Springs Hot Springs Hot Springs Sheridan Sheridan Paragould Paragould Paragould Blevins Hope Hope Malvern Malvern Dierks Nashville Nashville Batesville Batesville Batesville Newark Calico Rock Melbourne 131 S eventy-E ighth Report COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK Jackson First State Bank of Newport Merchants & Planters Bank Bank of Tuckerman Jefferson First National Bank of Altheimer Pine Bluff National Bank Simmons First National Bank Worthen National Bank of Pine Bluff Altheimer Pine Bluff Pine Bluff Pine Bluff Johnson Arkansas State Bank Farmers Bank and Trust Company Clarksville Clarksville Lafayette The Bank of Bradley Peoples Bank & Loan Co. The First National Bank of Lewisville Bodcaw Bank Bradley Lewisville Lewisville Stamps Lawrence Peoples Bank First National Bank of Lawrence County The Arkansas Bank Lee First National Bank Marianna Lincoln First State Bank Bank of Star City Gould Star City Little River Bank of Ashdown, N.A. First National Bank in Ashdown Ashdown Ashdown Logan Citizens Bank First National Bank at Paris Logan County Bank Booneville Paris Scranton Lonoke Bank of Cabot Citizens Bank & Trust Bank of England First State Bank Madison First National Bank First State Bank Madison Bank and Trust Marion First Ozark National Bank The Bank of Yellville Miller Commercial National Bank of Texarkana State First National Bank CITY Newport Newport Tuckerman Imboden Walnut Ridge Walnut Ridge Cabot Carlisle England Lonoke Huntsville Huntsville Kingston Flippin Yellville Texarkana Texarkana Arkansas S ta te Bank D epartm ent 132 COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK Mississippi Farmers Bank And Trust Company First National Bank in Blytheville Leachville State Bank The Merchants and Planters Bank American State Bank First National Bank in Osceola The Planters Bank Monroe Bank of Brinkley FirstBank of Arkansas The Merchants and Planters Bank Bank of Holly Grove Brinkley Brinkley Clarendon Holly Grove Montgomery The Bank of Montgomery County Mount Ida Nevada Bank of Prescott Newton Newton County Bank Ouachita Bank of Bearden First National Bank of Camden The Merchants & Planters Bank, N.A. The Stephens Security Bank Bearden Camden Camden Stephens Perry The Perry County Bank Perryville Phillips The Delta State Bank First National Bank of Phillips County Helena National Bank Merchants and Farmers Bank Elaine Helena Helena West Helena Pike Bank of Delight Caddo First National Bank The Bank of Glenwood Pike County Bank Delight Glenwood Glenwood Murfreesboro Poinsett The Bank of Harrisburg Little River Bank Marked Tree Bank Bank of Trumann First State Bank of Arkansas First Delta Bank Bank of Weiner Polk First National Bank in Mena The Union Bank of Mena CITY Blytheville Blytheville Leachville Manila Osceola Osceola Osceola Prescott Jasper Harrisburg Lepanto Marked Tree Trumann Trumann Tyronza Weiner Mena Mena S eventy-E ighth Report 133 COMMERCIAL BANKS LISTED BY COUNTY CITY COUNTY BANK Pope Bank of Atkins First Bank of Arkansas First National Bank of Russellville Worthen National Bank of Russellville Prairie Farmers & Merchants Bank Hazen First State Bank Pulaski First Jacksonville Bank and Trust Arkansas Bankers' Bank Central Bank & Trust Citizens First Bank Eagle Bank & Trust Co. First Commercial Bank Metropolitan National Bank One National Bank of Little Rock Pulaski Bank And Trust Company Union National Bank of Arkansas Worthen National Bank of Arkansas Bank of Little Rock National Bank of Arkansas The Twin City Bank Randolph Bank of Pocahontas Planters & Stockmen Bank Farmers and Merchants Bank Saline Benton State Bank The Union Bank of Benton Scott Bank of Waldron The Scott County Bank Waldron Waldron Searcy Searcy County Bank Marshall Sebastian The City National Bank of Fort Smith The First National Bank The Merchants National Bank of Fort Smith Farmers Bank River Valley Bank & Trust Bank of Mansfield Fort Smith Fort Smith Fort Smith Greenwood Lavaca Mansfield Sevier First National Bank First State Bank of DeQueen Horatio State Bank Bank of Lockesburg DeQueen DeQueen Horatio Lockesburg Sharp First National Bank of Sharp County Bank of Cave City Bank of Evening Shade Mercantile Bank Atkins Russellville Russellville Russellville Des Arc Hazen Jacksonville Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock Little Rock N. Little Rock N. Little Rock N. Little Rock Pocahontas Pocahontas Reyno Benton Benton Ash Flat Cave City Evening Shade Hardy 134 A rkansas S tate Bank D epartm ent COMMERCIAL BANKS LISTED BY COUNTY COUNTY BANK St. Francis First National Bank of Eastern Arkansas Planters Bank and Trust Company Planters National Bank Stone Etank of Mountain View Union National Bank of Commerce The Exchange Bank and Trust Company The First National Bank of El Dorado Union State Bank Smackover State Bank Citizens Bank Van Buren Clinton State Bank First National Bank Washington The Bank of Elkins Elkins Citizens Bank of Northwest Arkansas Fayetteville M cllroy Bank & Trust Fayetteville The Bank of Fayetteville, N.A. Fayetteville Bank of Lincoln Lincoln The Farmers & Merchants Bank Prairie Grove First National Bank Springdale Springdale Bank and Trust Springdale Worthen National Bank of Northwest Arkansas Springdale White Citizens State Bank Citizens Bank First State Bank FirstBank of Arkansas First National Bank First Security Bank Woodruff The Bank of Augusta Bank of McCrory Augusta McCrory Yell Danville State Bank Arkansas Valley Bank Bank of Dardanelle First State Bank Danville Dardanelle Dardanelle Plainview CITY Forrest City Forrest City Hughes Mountain View El Dorado El Dorado El Dorado Junction City Smackover Strong Clinton Clinton Bald Knob Beebe Beebe Kensett Searcy Searcy S eventy-E ighth Report BANK HOLDING COMPANIES WHICH OWN COMMERCIAL BANKS IN ARKANSAS JUNE 30, 1992 Arkansas S ta te Bank D epartm ent 136 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Commerce Financial Corporation Alm a, AR Hwy. 64-71 P. O. Box 2199 72921-2199 BHC Number: 9337 Telephone: 632-2257 Facsimile: 632-2263 Chm/CEO/Pres: John P. Ballentine Subsidiaries: Commercial Bank at Alma Alma, AR Central Arkansas Bancshares, Inc. Arkadelphia, AR BHC Number: 6567 Telephone: 246-8070 Facsimile: 246-2117 421 Main Street P. O. Box 340 71923-0340 Chm/CEO: Ross M. Whipple Subsidiaries: Merchants & Planters Bank & Trust Company Bank of Hot Springs Bank of Malvern Arkadelphia, AR Hot Springs, AR Malvern, AR Southern Developm ent Bancorporation, Inc. Arkadelphia, AR BHC Number: 10585 Telephone: 246-3945 Facsimile: 246-2182 605 Main, Suite 202 71923-6037 CEO/Pres: George Surgeon Subsidiaries: Elk Horn Bank and Trust Company Opportunity Lands Corporation Arkadelphia, AR Arkadelphia, AR 137 S eventy-E ighth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Citizens State Bankshares of Bald Knob, Inc. Bald Knob, AR 306 South Elm Street P.O. Box 200 72010-0200 BHC Number: 4548 Telephone: 724-3241 Facsimile: 724-5985 Pres/Treas: Larry Kircher Subsidiaries: Citizens State Bank Bald Knob, AR Sebastian Bankshares, Inc. Barling, AR BHC Number: 10944 Telephone: 452-7906 Facsimile: 452-7978 227 Fort Street P. 0 . Box 529 72923-0529 CEO/Pres: James N. Patterson Subsidiaries: River Valley Bank & Trust River Valley Finance Corporation Lavaca, AR Ozark, AR Citizens Bancshares o f Batesville, Inc. Batesville, AR BHC Number: 8412 Telephone: 793-4441 Facsimile: 793-9190 Third and College Streets P. O. Box 2156 72503-2156 Chm/CEO: T. G. Vinson Subsidiaries: The Citizens Bank Batesville, AR A rkansas S ta te Bank D epartm ent 138 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Union Bancshares of Benton, Inc. Benton, AR BHC Number: 8720 Telephone: 778-0411 Facsimile: 776-5433 207 West Conway Street P. 0 . Box 687 72015-0687 Chm/Pres: Greg B. Brown Subsidiaries: Benton Saving & Loan Association The Union Bank of Benton Benton, AR Benton, AR A rvest Bank Group, Inc. Bentonville, AR BHC Number: 2701 Telephone: 273-5743 Facsimile: 273-7477 125 West Central #218 72712 Chm/Pres: Jim C. Walton Subsidiaries: Bentonville, Siloam Springs Bancshares, Inc. Siloam Springs, First National Bank of Siloam Springs Fayetteville, Mcllroy Bank & Trust Prairie Grove, The Farmers & Merchants Bank Rogers, First National Bank & Trust Company Springdale, Springdale Bank and Trust Norman, Security National Bank & Trust Company (50% owner) Tulsa, State Bank & Trust AR AR AR AR AR AR OK OK Farmers Bancorp, Inc. Blytheville, AR BHC Number: 10415 Telephone: 763-8101 Facsimile: 763-3500 400 West Main Street P. 0 . Box 688 72316-0688 Chm/CEO/Pres: Alvin Huffman, III Subsidiaries: Farmers Bank and Trust Company Blytheville, AR S eventy-E ighth Report 139 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First W estern Bancshares, Inc. Booneville, AR 31 West Main P. 0 . Box 87 72927-0087 BHC Number: 7895 Telephone: 675-4600 Facsimile: 675-4690 CEO/Pres: John T. Hampton Subsidiaries: Citizens Bank First Western Bank and Trust Company First Western Loan Company Booneville, AR Rogers, AR Greenwood, AR The Bradley Corporation Bradley, AR BHC Number: 4611 Telephone: 894-3322 Facsimile: 894-3324 Main Street P. 0 . Box 120 71826-0120 CEO/Pres: Lane Pierce Subsidiaries: The Bank of Bradley Bradley, AR Brinkley Bancshares, Inc. Brinkley, AR BHC Number: 4873 Telephone: 734-3133 Facsimile: 734-3001 130 South New Orleans P. 0 . Box 727 72021-0727 Chm/CEO: A. H. Rusher Subsidiaries: Bank of Brinkley Brinkley, AR A rkansas S ta te Bank D epartm ent 140 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS FirstBank Group, Inc. Brinkley, AR BHC Number: 11608 Telephone: 734-1300 Facsimile: 734-1305 207 South Main Street P. 0 . Box 787 72071-0787 Chm/CEO/Pres: James P. Farrell Subsidiaries: FirstBank of Arkansas FirstBank of Arkansas Brinkley, AR Kensett, AR Cabot Bankshares, Inc. Cabot, AR BHC Number: 5720 Telephone: 843-3575 Facsimile: 843-2964 One City Plaza P. O. Box 1028 72023-1028 Pres: James M. Park Subsidiaries: Bank of Cabot Cabot, AR Sharp Bancshares, Inc. Cave C ity, AR BHC Number: 7420 Telephone: 283-5301 Facsimile: 283-6466 110 Main Street P. 0 . Box 490 72521-0490 Chm/CEO: Eugene Street Subsidiaries: Bank of Cave City Bank of Evening Shade Cave City, AR Evening Shade, AR S eventy-E ighth Report 141 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS American Bancshares o f Arkansas, Inc. Charleston, AR 400 East Main Street P. O. Box 128 72933-0128 BHC Number: 5587 Telephone: 965-2201 Facsimile: 965-2205 Chm/CEO: Joe S. Hiatt Subsidiaries: American State Bank Charleston, AR Clarendon Holding Co. Clarendon, AR 297 Madison P. O. Box 280 72029-0280 BHC Number: 7059 Telephone: 747-3319 Facsimile: 747-3498 CEO/Pres: J. Perry Lee Subsidiaries: The Merchants and Planters Bank Clarendon, AR W est-A rk Bancshares, Inc. Clarksville, AR BHC Number: 11044 Telephone: 754-6325 Facsimile: 754-7398 Cravens & Sevier P. 0 . Box 100 72830-0100 Chm/CEO/Pres: C. W, Kelly Subsidiaries: Arkansas State Bank Clarksville, AR Arkansas S ta te Bank D epartm ent 142 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Clinton Bancshares, Inc. Clinton, AR BHC Number: 7291 Telephone: 745-2441 Facsimile: 745-2442 ext. 15 2025 S. South Court P. 0 . Box 57 72031 Chm/CEO: Charles Sharp Subsidiaries: Clinton State Bank Clinton, AR Evergreen Bancshares, Inc. Crossett, AR BHC Number: 8879 Telephone: 364-5131 Facsimile: None 123 Main Street P.O. Box 638 71635-0638 Chm/: Richard E. Griffin Subsidiaries: First State Bank Crossett, AR Chambers Bancshares, Inc. Danville, AR BHC Number: 9675 Telephone: 495-2236 Facsimile: 495-7765 901 Main P. 0 . Box 609 72833-0609 Chm/CEO/Pres: John Chambers, III Subsidiaries: Danville State Bank River Valley Appraisal Company Danville, AR Danville, AR 143 S eventy-E ighth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Bank o f Dardanelle Bankshares, Inc. Dardanelle, AR BHC Number: 8849 Telephone: 229-3311 Facsimile: 229-4180 102 N. Front Street P. 0 . Box 577 72834-0090 CEO/Pres: H. M. Orsburn Subsidiaries: Bank of Dardanelle Dardanelle, AR First National Security Company DeQueen, AR BHC Number: 11272 Telephone: 642-2212 Facsimile: 642-7959 Third and Gibson P.O. Box 980 71832-0980 CEO/Pres: Larry Mashburn Subsidiaries: Bank of Ashdown, N.A. First National Bank First National Bank of Howard County Citizens National Bank Rodgers Family Bancshares, Inc. Bank of Waldron Ashdown, DeQueen, Dierks, Nashville, Waldron, Waldron, AR AR AR AR AR AR 144 Arkansas S tate Bank D epartm ent BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS DBT Financial Corporation D eW itt, AR BHC Number: 9398 Telephone: 946-3531 Facsimile: 946-2815 Second and Jefferson Streets P. 0 . Drawer 71 72042-0071 Chm: Elmer Ferguson Subsidiaries: DeWitt Bank and Trust Company DeWitt, AR D eW itt First Bankshares Corporation D eW itt, AR BHC Number: 7051 Telephone: 946-3551 Facsimile: 946-1562 W. Cross and Jefferson P. 0 . Box 511 72042-0511 CEO/Pres: Ray Hambrick Subsidiaries: The First National Bank Bank of Lockesburg DeWitt, AR Lockesburg, AR Decatur Bancshares, Inc. Decatur BHC Number: 11686 Telephone: 752-3281 Facsimile: None Hwy. 59 North P. 0 . Box 38 72722-0038 CEO/Pres: Vernon L. Austin Subsidiaries: Decatur State Bank Decatur, AR S eventy Eighth Report 145 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS DSB Bancshares, Inc. Derm ott, AR 108 East Speedway P.O. Drawer C 71638-0803 BHC Number: 10725 Telephone: 538-3266 Facsimile: 538-5468 Pres: John M. Baxter Subsidiaries: Dermott State Bank Dermott, AR D erm ott Bancshares, Inc. D erm ott, AR BHC Number: 9166 Telephone: 538-3221 Facsimile: 538-3787 110 East Peddicord P. 0 . Drawer 0 71638-0815 CEO/Pres: Thomas H, Grumbles Subsidiaries: First Delta Financial Corporation First State Bank of Dermott Dermott, AR Dermott, AR Security Bancshares, Inc. Des A rc, AR BHC Number: 9459 Telephone: 256-4191 Facsimile: 256-4582 110 S. Third Street P. O. Box 369 72040-0369 CEO/Pres: Sherod S. White Subsidiaries: Farmers & Merchants Bank Des Arc, AR 146 A rkansas S ta te Bank D epartm ent BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Dumas Bancshares, Inc. Dumas, AR BHC Number: 5859 Telephone: 382-4204 Facsimile: 382-2084 Hwy 65 & 54 P. 0 . Box 915 71639-0700 CEO/Pres: James R. Hall Subsidiaries: Dumas State Bank First State Bank Dumas, AR Gould, AR M & F Financial Corporation Dumas, AR BHC Number: 7273 Telephone: 382-4311 Facsimile: 382-5901 130 W. Waterman P. O. Box 187 71639-0187 Chm/CEO/Pres: Loral Adcock Subsidiaries: Merchants & Farmers Bank Dumas, AR Earle Bankshares, Inc. Earle, AR BHC Number: 6895 Telephone: 792-8613 Facsimile: 735-8860 801 Commerce Street P. 0 . Box 248 72331-0248 CEO/Pres: John Ed Gregson Subsidiaries: First Southern Bank Earle, AR S eventy-E ighth Report 147 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS C om m unity investm ent, Inc. Elkins, AR BHC Number: 7290 Telephone: 643-2131 Facsimile: 643-2651 348 N. Center P. 0 . Box 333 72727-0333 Chm/CEO: Joel L. Bunch Subsidiaries: Bank of Elkins Elkins, AR Delta Bancshares, Inc. Eudora, AR BHC Number: 5343 Telephone: 355-8311 Facsimile: None 111 N. Main P. 0 . Box 270 71640-0270 Chm: W. K. Grubbs Subsidiaries: The Eudora Bank Eudora, AR FBT Bancshares, Inc. Fordyce, AR BHC Number: 6896 Telephone: 352-3107 Facsimile: 352-5202 200 W. 4th Street P. O. Box 352 71742-0352 Chm/CEO/Pres: Curtis Hutchins Subsidiaries: Fordyce Bank & Trust Company Fordyce, AR Arkansas S ta te Bank D epartm ent 148 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Planters & M erchants Bancshares, Inc. G illett, AR BHC Number: 11448 Telephone: 548-2211 Facsimile: 548-2213 320 West Main P. 0 . Box 357 72055-0357 Pres: Larry E. Bauer Subsidiaries: Planters & Merchants Bank Gillett, AR Bainum Bancorp Glenwood, AR BHC Number: 10985 Telephone: 356-2121 Facsimile: 356-2211 Broadway & Pulliam P. 0 . Box 0 71943-0813 Chm/CEO/Pres: Irvin C. Bainum Subsidiaries: The Bank of Glenwood Glenwood, AR W ilkinson Banking Corporation G reenwood, AR BHC Number: 11241 Telephone: 996-4171 Facsimile: 996-6700 125 W. Center Street P. 0 . Box 610 72936-0610 CEO/Pres: Edward Wilkinson Subsidiaries: Farmers Bank Greenwood, AR BANK HOLDING COMPANIES W HICH OWN STATE CHARTERED BANKS Holly Grove Bancshares, Inc. Holly Grove, AR BHC Number: 11367 Telephone: 462-3331 Facsimile: 462 3992 510 N. Main Street P. 0. Box Q 72069-0816 CEO/Pres: William R Reynolds Subsidiaries: Bank of Holly Grove Holly Grove, AR First National Bancshares of Hempstead County, Inc. Hope, AR BHC Number: 8092 Telephone: 777-2363 Facsimile: 777-5597 Second and Walnut Streets P. 0. Box 520 71801-0502 CEO/Pres: Thomas E Hays, Jr Subsidiaries: Bank of Blevins The First National Bank Blevins, AR Hope, AR Pioneer Bancshares. Inc of Horatio, Arkansas Horatio, AR BHC Number. 9388 Telephone: 832 2501 Facsimile: 832-2577 100 Main Street P, 0. Box 347 71842-0347 Chm/CEO/Pres: Edith N Smith Subsidiaries: Horatio State Bank H o r a tio , AR A rkansas S tate Bank D epartm ent 150 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Smith Associated Banking Corporation Hot Springs, AR BHC Number: 5932 Telephone: 623-4292 Facsimile: 623-4688 1801 Central Avenue, Suite B 71901 Chm/CEO/Pres: Richard T. Smith Subsidiaries: Bank of Salem The Stephens Security Bank Salem, AR Stephens, AR BTS Bancshares, Inc. Huntsville, AR BHC Number: 11986 Telephone: 738-2147 Facsimile: 738-1255 Hwy. 412 West P. 0 . Box 667 72740-0667 CEO/Pres: Tom Mathias Subsidiaries: First State Bank Huntsville, AR Spring Rivers Bancshares, Inc. Imboden, AR BHC Number: 10793 Telephone: 869-2291 Facsimile: 869 2179 Hwy 63 West P. 0 . Box 850 72434-0850 Chm: Charles Luter Subsidiaries: Peoples Bank Peoples Bank Imboden, AR Paragould, AR S eventy-E ighth Report 151 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First Arkansas Bancshares, Inc. Jacksonville, AR 600 West Main Street P. 0 . Box 827 72076-0827 BHC Number: 4212 Telephone: 982-4511 Facsimile: 982-5769 CEO/Pres: Larry T. Wilson Subsidiaries: First Jacksonville Bank and Trust First Jacksonville Corporation Jacksonville, AR Jacksonville, AR Citizens Bancshares Corporation Jonesboro, AR BHC Number: 3265 Telephone: 932-6603 Facsimile: 933-4334 Citizens Bank Bldg., 7th Floor P.O. Box 1800 72403-1800 Chm/Pres: H. Hall McAdams, III Subsidiaries: Citizens Bank of Jonesboro Jonesboro, AR S outhw est Bancshares, Inc. Jonesboro, AR BHC Number: 11677 Telephone: 972-5866 Facsimile: 935-8306 139 Southwest Drive 72401 Chm/CEO: Wallace W. Fowler Subsidiaries: Dover Bancshares, Inc. First Bank of Arkansas First State Bank of Arkansas Russellville, AR Russellville, AR Trumann, AR 152 Arkansas S ta te Bank D epartm ent BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Southeast Arkansas Bank Corporation Lake Village, AR BHC Number: 9140 Telephone: 265-2241 Facsimile: 265-2125 101 Main Street P. 0 . Box 727 71653-0727 Pres/COO: Hermon Carlton Subsidiaries: The Bank of Lake Village BLV Realty, Inc. Lake Village, AR Lake Village, AR Leachville State Bancshares, Inc. Leachville, AR BHC Number: 10213 Telephone: 539-6354 Facsimile: 539-2213 110 N. Main Street P. 0 . Box 140 72438-0140 CEO/Pres: Nelson Henry Subsidiaries: Caraway Bancshares, Inc. Caraway Bank Leachville State Bank Caraway, AR Caraway, AR Leachville, AR Peoples Bancshares, Inc. Lewisville, AR BHC Number: 10259 Telephone: 921-4244 Facsimile: 921-4336 305 Spruce P.O. Box 1100 71845-1100 Chm/CEO/Pres: Charles Black Subsidiaries: Peoples Bank & Loan Co. Lewisville, AR 153 S e ve n ty- E ig h th R e p o rt BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Lincoln Bankshares, Inc. Lincoln, AR West Side Square P, 0 , Box 1000 72744-1000 BHC Number: 7245 Telephone: 824-3232 Facsimile: 824-5703 Chm/CEO/Pres: Loyd R. Swope Subsidiaries: Bank of Lincoln Lincoln Insurance Company Lincoln, AR Lincoln, AR Arkansas Bankers" Bancorporation, Inc. Little Rock, AR BHC Number: 11533 Telephone: 371-0535 Facsimile: 376-8894 1008 West Second Street 72201-2031 CEO/Pres. Bill May Subsidiaries: Arkansas Bankers' Bank Little Rock, AR Carlisle Bancshares, Inc. Little Rock, AR BHC Number: 8621 Telephone: 376-2128 Facsimile: 374-1968 300 Spring Bldg, Suite 1010 72201-2449 Sec/Treas: Daniel C, Horton Subsidiaries: Grand Prairie Bancshares, Inc. Citizens Bank & Trust Little Rock, AR Carlisle, AR Arkansas S ta te Bank D epartm ent 154 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS FDH Bancshares, Inc. Little Rock, AR BHC Number: 11270 Telephone: 378-0629 Facsimile: 372-5688 320 W. Capital Avenue P. 0 . Box 1951 72201-1951 CEO/Pres: Ted Davis Subsidiaries: Citizens First State Bank Consolidated Data Services The Exchange Bank and Trust Company The First State Bank of Fordyce Citizens First Bank Citizens Bank Arkadelphia, El Dorado, El Dorado, Fordyce, Little Rock, Strong, AR AR AR AR AR AR Farmers Investm ent Corporation Little Rock, AR BHC Number: 6754 Telephone: 661-7700 Facsimile: 661-7857 5800 R. Street P. 0 . Box 7299 72217-7299 Chm/CEO/Pres: James C. East Subsidiaries: Farmers Bank and Trust Company Clarksville, AR S e v e n t y e ig h th R epo rt 15 5 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First Commercial Corporation Little Rock, AR BHC Number: 4192 Telephone: 371-7000 Facsimile: 371-7413 400 West Capital P. O. Box 1471 72203-1471 Chm/CEO/Pres: Barnett Grace Subsidiaries: Benton State Bank First National Bank of Conway The Security Bank ABT Bancshares Corporation Arkansas Bank and Trust Company Baker & Hill, Inc. First Commercial Bank, N.A. First Commercial Trust Company, N.A. Morrilton Security Bank, N.A, Farmers and Merchants Bank First National Bank of Russellville Security National Bank & Trust Company (50% owner) First Commercial Bank, N.A, Benton, Conway, Harrison, Hot Springs, Hot Springs, Little Rock, Little Rock, Little Rock, Morrilton, Rogers, Russellville, Norman, Memphis, AR AR AR AR AR AR AR AR AR AR AR OK TN Lake Hamilton Enterprises, Inc. Little Rock, AR BHC Number: 1191 Telephone: 562-3894 Facsimile: 562-261 1 7000 1/2 Asher Avenue P. 0. Box 4261 72204-4261 Chm/CEO/Pres: R W Butler Subsidiaries: The Bank of Harrisburg The Cleburne County Bank Harrisburg, AR Heber Springs, AR 156 Arkansas S ta te Bank D epartm ent BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Madison Corporation Little Rock, AR BHC Number: 9793 Telephone: 680-0576 Facsimile: 376-8894 1008 West Second Street 72201-2031 Chm/CEO/Pres: Roland Willshire Subsidiaries: Madison Bank and Trust Kingston, AR M ontgom ery County Bancshares, Inc. Little Rock, AR BHC Number: 8065 Telephone: 376-2128 Facsimile: 374-1968 300 Spring Bldg, Suite 1010 72201-2449 CEO/Pres: Daniel C. Horton Subsidiaries: Junction City Holding Company Union State Bank First National Bank in Mena The Bank of Montgomery County Little Rock, Junction City, Mena, Mount Ida, AR AR AR AR P & W Bancshares, Inc. Little Rock, AR BHC Number: 11798 Telephone: 374-7777 Facsimile: 374-2079 1601 Main Street P. 0 . Box 1583 72203-1583 CEO/Pres: Bryan Pitts Subsidiaries: Central Bank & Trust Little Rock, AR 157 S eventy-E ighth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Pulaski Investm ent Corporation Little Rock, AR BHC Number: 2109 Telephone: 661-7700 Facsimile: 661-7857 5800 R Street P. O. Box 7299 72217-7299 Chm/CEO/Pres: James C. East Subsidiaries: Pulaski Bank and Trust Company Little Rock, AR State Holding Company Little Rock, AR BHC Number: 7810 Telephone: 663-2453 Facsimile: 666-3420 1000 S. Rodney Parham P. 0 . Box 22120 72221-2120 CEO/Pres: Cathy Owen Subsidiaries: Heber Springs State Bank Eagle Bank & Trust Company Heber Springs, AR Little Rock, AR 158 A rkansas S tate Bank D epartm ent BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS W orthen Banking Corporation Little Rock, AR BHC Number: 123 Telephone: 378-1521 Facsimile: 378-1506 P. 0 . Box 1681 72203-1681 Chm/CEO/Pres: Curt Bradbury Subsidiaries: Worthen National Bank of Batesville Worthen National Bank of Camden Worthen National Bank of Conway Worthen National Bank of Harrison Worthen National Bank of Hot Springs Consumer Protective Life Insurance Comapny Worthen Development Corporation Worthen National Bank of Arkansas Worthen Trust Company, Inc. Worthen Services Corporation National Credit Corporation, an Industrial Loan Institution Worthen National Bank of Newark Worthen National Bank of Pine Bluff Worthen National Bank of Russellville Worthen National Bank of Northwest Arkansas Batesville, Camden, Conway, Harrison, Hot Springs, Little Rock, Little Rock, Little Rock, Little Rock, Little Rock, AR AR AR AR AR AR AR AR AR AR Little Rock, Newark, Pine Bluff, Russellville, Springdale, AR AR AR AR AR Lonoke Bancshares, Inc. Lonoke, AR BHC Number: 11479 Telephone: 676-3106 Facsimile: 676-5046 101 E. Front Street P. 0 . Box 320 72086-0320 Pres: David R. Estes Subsidiaries: First State Bank First State Land Company Lonoke, AR Lonoke, AR S eventy-E ighth Report 159 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Magnolia Banking Corporation Magnolia, AR 200 East Main Street P. 0 . Box 250 71753-0250 BHC Number: 8951 Telephone: 235-7000 Facsimile: 235-7010 Pres: Bob L. Burns Subsidiaries: Farmers Bank and Trust Company Magnolia, AR Mansfield Bankstock, Inc. M ansfield, AR BHC Number: 7877 Telephone: 928-4418 Facsimile: 928-5149 101 S. Sebascott P. 0 . Box 387 72944-0387 CEO/Pres: Joseph A. Terry Subsidiaries: Bank of Mansfield Mansfield, AR First Citizens Bancshares Company Marion, AR BHC Number: 7966 Telephone: 739-4421 Facsimile: 739-1305 115 Block Street P. 0 . Box 300 72364-0300 Chm: Forrest N. Jenkins Subsidiaries: Citizens Bank Marion, AR 160 A rkansas S ta te Bank D epartm ent BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Marked Tree Bancshares, Inc. Marked Tree, AR BHC Number: 8998 Telephone: 358-2600 Facsimile: 358-4210 210 Frisco Street P. 0 . Box 160 72365-0160 CEO/Pres: John A. Brunner, Jr. Subsidiaries: Marked Tree Bank Marked Tree, AR Thom pson Land Company, Inc. M cC rory, AR BHC Number: 1195 Telephone: 731-2526 Facsimile: None 105 S. Edmonds Avenue P. O. Box 388 72101-0388 Chm/CEO/Pres: John G. Thompson Subsidiaries: Bank of McCrory McCrory, AR Southeast Financial Bankstock Corporation McGehee, AR BHC Number: 4372 Telephone: 222-3151 Facsimile: 222-6159 301 N. 2nd. P. 0 . Box 787 71654-0787 CEO/Pres: Sam Bowman Subsidiaries: McGehee Bank McGehee, AR 161 S eventy-E ighth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Union Bankshares, Inc. Mena, AR BHC Number: 7540 Telephone: 394-2211 Facsimile: 394-3809 515 Janssen Avenue P. 0 . Box 898 71953-0898 CEO/Pres: Bill L. Wood Subsidiaries: The Union Bank of Mena Mena, AR MSB Shares, Inc. M onette, AR BHC Number: 12027 Telephone: 486-5493 Facsimile: 486-2250 302 West Drew P.O. Box P 72447-0610 V Chm: Revis G. Stewart Subsidiaries: MidSouth Bank Monette, AR Drew Bancshares, Inc. M onticello, AR BHC Number: 6128 Telephone: 367-6221 Facsimile: 367-7700 212 W. Gaines P. 0 . Box 150 71655-0150 CEO/Pres: Reginald Glover Subsidiaries: Commercial Bank & Trust Company Monticello, AR Arkansas S tate Bank D epartm ent 162 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First Union Financial Corporation M onticello, AR BHC Number: 6762 Telephone: 367-3453 Facsimile: 367-5183 102 W. McCloy P. 0 . Box 270 71655-0270 CEO/Pres: James P. Jett Subsidiaries: Union Bank and Trust Company Monticello, AR Pine State Bancshares, Inc. M onticello, AR BHC Number: 12060 Telephone: 367-3580 Facsimile: None 101 North Main P. 0 . Box 418 71655-0418 CEO/Pres: James W. Searcy Subsidiaries: Pine State Bank Kingsland, AR Baxter County Bancshares, Inc. M ountain Home, AR BHC Number: 11012 Telephone: 425-2166 Facsimile: None 9th & Baker Street P. 0 . Drawer B 72653-0458 Chm/CEO/Pres: D. Eugene Fortson Subsidiaries: Peoples Bank and Trust Company Mountain Home, AR 163 S eventy-E ighth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Acme Holding Company, Inc. M ulberry, AR 311 Main Street P. 0 . Drawer A 72947-0480 BHC Number: 9566 Telephone: 997-1154 Facsimile: 997-1161 CEO/Pres: Lex Golden Subsidiaries: Bank of Mulberry Mulberry, AR Bainum Bancorp II M urfreesboro, AR BHC Number: 11306 Telephone: 285-2172 Facsimile: 285-3335 101 N. Washington P. O. Box 279 71958-0279 Chm/CEO/Pres: Irvin C. Bainum Subsidiaries: Pike County Bank Murfreesboro, AR M & P Com m unity Bancshares, Inc. N ew port, AR BHC Number: 11282 Telephone: 523-3601 Facsimile: 523-3473 Second and Hazel Streets P. 0 . Box 550 72112-0550 Chm/CEO/Pres: Jim S. Gowen, Sr. Subsidiaries: Greers Ferry Lake State Bank Merchants & Planters Bank Heber Springs, AR Newport, AR A rkansas S ta te Bank D e p a rtm e n t 164 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS First Charter Bancshares, Inc. North Little Rock, AR BHC Number: 8041 Telephone: 771-1130 Facsimile: 758-7863 3901 McCain Park Drive 72116-7878 CEO/Pres: Lyndell Lay Subsidiaries: First State Bank Charter Mortgage & Investments, Inc. Beebe, AR North Little Rock, AR TCBankshares, Inc. North Little Rock, AR BHC Number: 6413 Telephone: 372-4700 Facsimile: None P. 0 . Box 5581 72119-5581 CEO/Pres: T. E. Renaud Subsidiaries: First National Bank of Arkansas First Ozark National Bank First National Bank of Cleburne County The First National Bank of Conway County The Twin City Bank First National Bank of Crawford County Batesville, Flippin, Heber Springs, Morrilton, North Little Rock, Van Buren, AR AR AR AR AR AR 165 S eventy-E ighth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Ozark Bankshares, Inc. Ozark, AR BHC Number: 4780 Telephone: 667-2181 Facsimile: 667-5166 Commercial at Sixth P. 0 . Box 196 72949-0196 CEO: George G. Gleason, II Subsidiaries: Bankstock One, Inc. Bank of Ozark Ozark Commercial Corporation Ozark Financial Services Bankstock Two, Inc. Arkanas Valley Bank Newco Corporation Newton County Bank Ozark, Ozark, Ozark, Ozark, Ozark, Dardanelle, Ozark, Jasper, AR AR AR AR AR AR AR AR First Paragould Bankshares, Inc. Paragould, AR BHC Number: 7509 Telephone: 239-8521 Facsimile: 239-2274 Second and Court Streets P. O. Box 700 72451-0700 CEO/Pres: William E. Brewer Subsidiaries: Corning Bank First National Bank Corning, AR Paragould, AR Arkansas S ta te Bank D epartm ent 166 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Mid South Bancshares, Inc. Paragould, AR BHC Number: 8419 Telephone: 239-9571 Facsimile: 239-3410 West Court & Pruett Street P. 0 . Box 670 72450-0670 CEO/Pres: Steve Gramling Subsidiaries: Far-Mer Bankshares, Inc. Farmers arid Merchants Bank Security Bank Paragould, AR Reyno, AR Paragould, AR Parkin Bancorp, Inc. Parkin, AR BHC Number: 9786 Telephone: 755-5401 Facsimile: 755-2567 25 W. Parkin Avenue P. O. Box 526 72373-0526 CEO/Pres: William N. Griffin Subsidiaries: First State Bank Parkin, AR Perry County Bancshares, Inc. Perryville, AR BHC Number: 9332 Telephone: 889-2318 Facsimile: 889-2966 201 Main Street P. 0 . Box 189 72126-0189 CEO/Pres: Robert M. Hill Subsidiaries: The Perry County Bank Perryville, AR 167 S eventy-E ighth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Piggott Bankstock, Inc. Piggott, AR BHC Number: 6242 Telephone: 598-3802 Facsimile: 598-2026 212 W. Cherry Street P. 0 . Box 307 72454-0307 Chm/CEO/Pres: Paula 0 . Blackwell Subsidiaries: Piggott State Bank Piggott, AR Simmons First National Corporation Pine Bluff, AR BHC Number: 1190 Telephone: 541-1000 Facsimile: 541-1123 501 Main Street P. 0 . Box 7009 71611-7009 Chm/CEO: W. E. Ayres Subsidiaries: Simmons First Bank of Jonesboro Simmons First Bank of Lake Village Arkansas Fund Simmons First Mortgage Corporation Simmons First National Bank Jonesboro, Lake Village, Pine Bluff, Pine Bluff, Pine Bluff, AR AR AR AR AR Clement Bancshares, Inc. Plainview, AR BHC Number: 4074 Telephone: 272-4221 Facsimile: 272-4154 200 Main Street P. 0 . Box 277 72857-0277 Chm/CEO/Pres: John Clement Subsidiaries: First State Bank Plainview, AR A rkansas S ta te Bank D epartm ent 168 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Pocahontas Bankstock, Inc. Pocahontas, AR BHC Number: 11700 Telephone: 892-5286 Facsimile: 892-8381 101 Broadway P. 0 . Box 467 72455-0467 CEO/Pres: John R. Jackson, Jr. Subsidiaries: Bank of Pocahontas Pocahontas, AR W alden Holding Company Pocahontas, AR BHC Number: 11441 Telephone: 892-5252 Facsimile: 892-8251 205 Rice Street P. O. Box 587 72455-0587 Chm/CEO/Pres: Frank E. Walden Subsidiaries: Planters & Stockmen Bank Pocahontas, AR Mainline Bankshares of Portland, Inc. Portland, AR BHC Number: 8614 Telephone: 737-2236 Facsimile: 737-2816 Main Street P. O. Box 178 71663-0178 CEO/Pres: Tipton Pugh Subsidiaries: The Peoples Bank Portland, AR 169 S eventy-E ighth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Portland Bankshares, Inc. Portland, AR BHC Number: 9641 Telephone: 737-2226 Facsimile: 737-4263 Main Street P. 0 . Box 68 71663-0068 CEO/Pres: Jerry Sadler Subsidiaries: Portland Bank Portland, AR First State Holding Company of Prescott Prescott, AR BHC Number: 4108 Telephone: 887-2688 Facsimile: 887-6822 103 E. 2nd at Main P. 0 . Box 490 71857-0490 CEO/Pres: Johnny Brannan Subsidiaries: Bank of Prescott Prescott, AR First Security Bancorp Searcy, AR BHC Number: 41 54 Telephone: 279-3400 Facsimile: 279-3455 314 North Spring P. 0 . Box 1009 72143-1009 CEO/Pres: Reynie Rutledge Subsidiaries: Citizens Bank First Security Bank Beebe, AR Searcy, AR Arkansas S ta te Bank D epartm ent 170 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS GCB Bancshares, Inc. Sheridan, AR BHC Number: 6743 Telephone: 942-3145 Facsimile: 942-5900 101 North Oak Street P. 0 . Box 67 72150-0067 CEO/Pres: D. E. McCoy, Jr. Subsidiaries: Grant County Bank Sheridan, AR Smackover Bancshares, Inc. Smackover, AR BHC Number: 6166 Telephone: 725-3051 Facsimile: 725-3049 708 North Broadway P. 0 . Box 107 71762-0107 Chm/CEO: Max 0 . Taylor Subsidiaries: Smackover State Bank Smackover, AR Star C ity Bancshares, Inc. Star C ity, AR BHC Number: 8507 Telephone: 628-4286 Facsimile: 628-5274 200 S. Jefferson P. 0 . Drawer 69 71667-0069 CEO/Pres: Bennie Ryburn, Jr. Subsidiaries: Bank of Star City Star City, AR 171 S eventy-E ighth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS InvestA rk Bankshares, Inc. S tuttg art, AR BHC Number: 8271 Telephone: 673-3545 Facsimile: 673-1977 412 S. Main P. 0 . Drawer 908 72160-0908 Chm/CEO/Pres: Harry C. Erwin Subsidiaries: The Bank of North Arkansas First National Bank in Stuttgart Melbourne, AR Stuttgart, AR The Farmers and M erchants Bankshares, Inc. S tuttgart, AR BHC Number: 7425 Telephone: 673-6911 Facsimile: 673-6918 708 S. Main P. 0 . Drawer 947 72160-0947 CEO/Pres: Don Pattillo Subsidiaries: The Farmers and Merchants Bank Stuttgart, AR Rainbow Investm ent Company, Inc. Tuckerm an, AR BHC Number: 10219 Telephone: 349-5155 Facsimile: 349-5170 Main Street P. 0 . Box 700 72473-0700 Chm/CEO/Pres: Lindley V. Smith, Jr. Subsidiaries: Bank of Tuckerman Tuckerman, AR 172 A rkansas S ta te Bank D epartm ent BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Tyronza Bancshares, Inc. Tyronza, AR BHC Number: 9474 Telephone: 487-2161 Facsimile: 487-2069 Main and Oak Streets P. 0 . Box 395 72386-0395 CEO/Pres: Charles F. Luter Subsidiaries: First Delta Bank Tyronza, AR Vista Bancorporation Van Buren, AR BHC Number: 10813 Telephone: 474-1201 Facsimile: 474-4630 3110 Alma Highway P.O. Box 469 72956-0469 Chm/CEO/Pres: James G. Williamson, Jr. Subsidiaries: Citizens Bank & Trust Company Van Buren, AR Golden Oaks Bancshares, Inc. W aldo, AR BHC Number: 6568 Telephone: 693-5551 Facsimile: None 101 Main Street P. 0 . Box 426 71770-0426 Chm/CEO/Pres: Harold Fincher Subsidiaries: The Peoples Bank Waldo, AR S eventy-E ighth Report 173 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Bradley Bancshares, Inc. W arren, AR 104 South Main Street P. 0 . Box 29 71671-0029 BHC Number: 5515 Telephone: 226-2601 Facsimile: 226-2253 CEO/Pres: Freddie Mobley Subsidiaries: Data Processing Service Corporation First State Bank of Warren Warren, AR Warren, AR Hogue Holding Company, Inc. W einer, AR BHC Number: 11415 Telephone: 684-2221 Facsimile: 684-7392 Highway 49 P. 0 . Box 307 72479-0307 Chm/CEO/Pres: John R. Hogue Subsidiaries: Bank of Weiner Weiner, AR Southern Bancshares, Inc. W est Helena, AR BHC Number: 6473 Telephone: 572-3481 Facsimile: 572-1901 425 East Plaza P. 0 . Box 2507 72390-0507 CEO/Pres: Bill Simmons Subsidiaries: Merchants and Farmers Bank West Helena, AR A rkansas S ta te Bank D ep a rtm e n t 174 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Bancshares o f W est Memphis, Inc. W est Memphis, AR 626 East Broadway P. 0 . Box 2128 72303-2128 BHC Number: 7168 Telephone: 732-8000 Facsimile: 735-0849 CEO/Pres: Jack K. Hogan Subsidiaries: Bank of West Memphis West Memphis, AR Cherry Valley Bancshares, Inc. W ynne, AR BHC Number: 9731 Telephone: 238-2265 Facsimile: 238-7030 500 N. Falls Boulevard P. O. Box 189 72396-0189 Chm: H. H. Beasley Subsidiaries: First Arkansas Bank Wynne, AR Cross C ounty Bancshares, Inc. W ynne, AR BHC Number: 8492 Telephone: 238-8171 Facsimile: 238-4052 1 Cross County Plaza P. 0 . Box 9 72396-0009 CEO/Pres: Ken McClanahan Subsidiaries: Cross County Bank Wynne, AR 175 S eventy-E ighth Report BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Mountain Bancshares, Inc. Yellville, AR BHC Number: 6304 Telephone: 449-4231 Facsimile: 449-4231 ext. 106 Madison and Church P. 0 . Box 325 72687-0325 Chm/CEO/Pres: Judy Loving Subsidiaries: The Bank of Yellville Yellville, AR Citizens Holding Company Muskogee, OK BHC Number: 4606 Telephone: (9 1 8)68 3 -66 1 1 Facsimile: (918) 684-6458 Broadway and Fourth P.O. Box 1967 74402-1967 CEO/Pres: Richard K. Black Subsidiaries: Citizens Bank o f Northwest Arkansas Citizens National Bank & Trust Fayetteville, AR Muskogee, OK Arkansas S ta te Bank D epartm ent 176 BANK HOLDING COMPANIES WHICH OWN STATE CHARTERED BANKS Union Planters Corporation Memphis, Tennessee BHC Number: 247 Telephone: (901) 383-6000 Facsimile: (901) 383-2939 7100 Goodlett Farms Parkway P. 0 . Box 387 38108 Chm/CEO: Benjamin W. Rawlins, Jr. Subsidiaries: Steiner Bank North Arkansas Bancshares, Inc. Mercantile Bank Mercantile Bank Mercantile Corporation Mercantile Realty, Inc. Mercantile Bank Searcy County Bank First State Bank of Newport The Bank of Rector United Southern Bank First National Bank Dekalb County Bank Pickett County Bank and Trust Company CBC Bancorp, Inc. Citizens Bank Chickasaw Capital Corporation Planters Life Insurance Company Union Planters Investment Bankers Corporation First National Bank of Crossville Cumberland City Bank Bank of Roane County First Citizens Bank of Hohenwald Merchants State Bank Chickasaw Capital Corporation Union Planters National Bank Bank of Trenton and Trust Company Fairless, Hinton, and Harbert, Inc Citizens Bank and Trust Company Birmingham, AL Jonesboro, AR Hardy, AR Jonesboro, AR Jonesboro, AR Jonesboro, AR Mammoth Spring, AR Marshall, AR Newport, AR Rector, AR Clarksdale, MS New Albany, MS Alexandria, TN Byrdstown, TN Cookeville, TN Cookeville, TN Cordova, TN Cordova, TN Cordova, TN Crossville, TN Cumberland City, TN Harriman, TN Hohenwald, TN Humbolt, TN Memphis, TN Memphis, TN Trenton, TN Trenton, TN Wartburg, TN 177 S e venty-E ighth Report BANK HOLDING COMPANIES WHICH OWN ONLY NATIONAL BANKS JUNE 30, 1992 First Sharp County Bancshares, Inc. First Bentonville Bancshares, Inc. Siloam Springs Bancshares, Inc. First Delta Bankshares, Inc. W yatt Bancshares, Inc. Clin-Ark Bankshares, Inc. Ashley Bancstock Company First United Bancshares, Inc. NBC Bank Corporation Bancshares of Eastern Arkansas, Inc. First Bank Corp. First Merchants Financial Corporation Caddo Holding Company, Inc. First Delta Corporation Helena Bancshares, Inc. Citizens National Bancshares of Hope, Inc. Lakeside Bancshares, Inc. First Paris Holding Company Metropolitan National Bancshares, Inc. One National Bancshares, Inc. The Union of Arkansas Corp. MNB Bancshares, Inc. Mountain Home Bancshares, Inc. National Banking Corp. First Bancshares of Northeast Arkansas, Inc. First Central Corporation First Sheridan Bancshares, Inc. Financial Investment Corp. Commercial Bancshares, Inc. State First Financial Corp. Carlson Bancshares, Inc. Fidelity Bancorp, Inc. First Bancshares of Eastern Arkansas, Inc. First National Corporation of Wynne Ash Flat, Bentonville, Bentonville, Blytheville, Calico Rock, Clinton, Crossett, El Dorado, El Dorado, Forrest City, Fort Smith, Fort Smith, Glenwood, Helena, Helena, Hope, Hughes, Little Rock, Little Rock, Little Rock, Little Rock, Malvern, Mountain Home, North Little Rock, Osceola, Searcy, Sheridan, Springdale, Texarkana, Texarkana, West Memphis, West Memphis, West Memphis, Wynne, AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR AR 178 A rkansas S ta te Bank D epartm ent ABBREVIATIONS Chm: VChm: CEO: Pres: EVP: SVP: VP: AVP: BSC: CFO: COO: CSO: DPM: TO: Aud: Cash: Cont: Treas: Sec: Asst: Dpty: EDP: Emt: Mkt: Oper: Chairman of the Board Vice Chairman Chief Executive Officer President Executive Vice President Senior Vice President Vice President Assistant Vice President Bank Service Coordinator Chief Financial Officer Chief Operating Office Customer Service Officer Data Processing Manager Trust Officer Auditor Cashier Controller Treasurer Secretary Assistant Deputy Electronic Data Processing Emeritus Marketing Operations
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