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REPORT OF THE BANK COMMISSIONER OF ARKANSAS 1984 BILL CLINTON Governor MARLIN D. JACKSON Bank Commissioner THE FEDERAL RESERVE RANKof ST. UOIIS R esea rch Library SEVENTIETH REPORT OF THE BANK COMMISSIONER OF THE STATE OF ARKANSAS FOR THE YEAR ENDED JUNE 30,1984 MARLIN D. JACKSON Bank Commissioner STATE OF ARKANSAS OFFICE OF STATE BANK DEPARTMENT August 23, 1984 To the Honorable Bill Clinton Governor of Arkansas Dear Governor: In compliance with the provisions of Act 113 of 1913 (now found in Section 67-111, Arkansas Statutes of 1947), I submit for your con sideration and information, the Seventieth Annual Report of the State Bank Department for the fiscal year ended June 30,1984. At June 30,1984, there were 185 State-chartered commercial banks under supervision of the State Bank Department. During the past fiscal year The Corning Bank, Corning, Arkansas was declared insolvent and ordered closed on June 15, 1984. The bank’s assets were purchased by First Paragould Bankshares Inc. and reopened under the name of Corn ing Bank. The assets of the State banks totaled $7,232,720,000 at June 30, 1984. Total assets this time last year were $6,765,980,000 a dollar in crease of $466,740,000 or 6.9%. In addition to the 185 commercial banks, this Department super vises 2 Trust Companies and 3 Industrial Loan Institutions, for a total of 190 financial institutions as of June 30,1984. In addition to the information set out above, this report reflects in detail the condition of each of the 190 active institutions as of June 30, 1984. Also given is information pertaining to Bank Department and federal supervisory agency personnel and personnel of the Arkansas Bankers Association. A statement showing the receipts and disburse ments of the Bank Department is also included. Respectfully, MARLIN D. JACKSON Bank Commissioner Seventieth Report 3 LEGAL HOLIDAYS New Year’s D a y ........................... January 1. Robert E. L ee’s B ir t h d a y ......... January 19. George W ashington’s Birthday Third Monday in February. Memorial D ay ............................. Last Monday in May. Independence D a y ....................... July 4. Labor D a y ...................................... First M onday in Sept. V eterans’ D ay ............................. November 11. Thanksgiving D a y ....................... Fourth Thursday in November. Christmas E v e ............................. December 24. Christmas D a y ............................. December 25. All Bills of E xchange, drafts, or Prom issory N otes, which shall become pay able on a legal holiday shall be payable on the day next succeeding such holiday. In case any legal holiday falls on Sunday, the next succeeding Monday shall be a legal holiday in its stead. 4 State of Arkansas: Bank Department DEPARTMENTAL ROSTER Marlin D. Jackson....................................................Bank Commissioner Don R. Clark............................................ Assistant Bank Commissioner Candace A. Franks.................................................................DepartmentAttorney Gregory M. Stewart ...................................Bank Review Administrator Jackie Dicus.................................................................Financial Analyst Janie H o u se.......................................................................Accountant II Cynthia N ixon........................................................................... ExecutiveSecretary Pat W allis.......................................... Management Support Technician Eloise W illiams.................................................................................LegalSecretary Sylvia H oke............................................................................ Secretary I Lisa Phillips............................................................................ Secretary I AREA SUPERVISORS Larry M. Hillyard W. Keith Melson Eddie E. Fitzhugh TRUST EXAMINER Cynthia A. White FINANCIAL EXAMINER SUPERVISOR Burnis Posey William R. Milum Mark J . Pennebaker Steven L. Bryan Luther Guinn FINANCIAL EXAMINER II William A . Whitmore H. Wilks Marshall, Jr. Carolyn J . Paschal Dianne Lefear James M. Franklin Peter G. Fotioo FINANCIAL EXAMINER I Tony L. Singer Neal T. Ainley William O. Hall Mark R. Ryan David W. Dudley FINANCIAL EXAMINER TRAINEE Kirk L. Lee Richard D. Buzbee W. Gene Miller M. Dianne Wright Julian E. Rainey Shirley L. Taylor Jay S. Smith Seventieth Report 5 COMMISSIONERS OF THE STATE BANK DEPARTMENT STATE OF ARKANSAS No. Name 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. Date of Appointment John M. D a v is............. October 6,1913 A.J. R e a p ..................... October 3,1918 W.T. Maxwell............... March 22,1919 Charles McKee............. September 1,1921 Loid Rainwater............. July 28,1925 Walter E. T a y lo r..........February 8,1927 Marion W asso n ............January 10,1933 Grover S. Jernigan........January 12,1937 Thomas W. Leggett. . . .January 14,1941 S.J.D ean....................... February 1,1949 Ed I. McKinley, J r ........ December 31,1949 A.R. M erritt................. March 14,1953 Dick Sim pson............... February 8,1955 H.C. A d a m s................. March 3,1967 Don R. Clark( Acting) . . March 16, 1979 B.J. Lambert, J r ............April 19,1979 Marlin D. Jack so n ........April 15, 1983 Date Service Ended October 3,1918 March 22,1919 September 1,1921 July 28,1925 February 8,1927 January 10,1933 January 12,1937 January 14,1941 February 1,1949 December 31,1949 March 14,1953 February 8,1955 March 2,1967 March 16,1979 April 19,1979 April 15,1983 6 State of Arkansas: Bank Department The following is a statement showing the receipts and disbursements of the State Bank Department from July 1,1983 through June 30,1984. RECEIPTS Cash Balance June 30,1983 ..............................................$ Examination and Assessment Fees ...........1,494,892.58 Charter and Amendment F ees................... 16,427.31 Teller’s Facility Application and all Protest Fees................................. 17,700.00 Penalties for Reserve Deficiencies............. 244.54 Miscellaneous F e e s .................................... 1,295.04 Reimbursement for M & R S a le s............... 6,594.75 Warrant Cancellations ............................... 690.04 Refund of Expenditures............................. 1,527.09 437,962.31 1,539,371.35 $1,977,333.66 DISBURSEMENTS Salaries ......................................................... 663,313.33 Maintenance and General O perations.......... 281,005.82 S.S., Retirement and Insurance Matching . . 143,535.29 Professional Services and F e e s..................... 22,813.93 Conference Fees and Travel........................... 36,347.43 Capital Outlay................................................ 58,006.37 Service Charge by State Treasurer............... 22,935.96 Cash Balance June 30,1984 ............................................ 1,227,958.13 749,375.53 $1,977,333.66 Seventieth Report ARKANSAS BANKERS ASSOCIATION 221 W. Second Street Suite 1027 Little Rock, Arkansas 72201 Phone: (501)376-3741 President First Vice President Second Vice President Treasurer To 1985 To 1986 To 1987 Past Presidents Members at Large Ex-Officio Members Executive Director John M. Lewis, Chairman First National Bank, Fayetteville, Arkansas 72702 B. Gene Staton, President DeWitt Bank & Trust Company, DeWitt, Arkansas 72042 William H. Handy, President The First National Bank, El Dorado, Arkansas 71730 Ronald R. Tullos, President National Bank of Arkansas, North Little Rock Arkansas 72116 James Stobaugh, President National Bank of Commerce, Pine Bluff Max Taylor, President Smackover State Bank, Smackover Sloan Rainwater, Chairman & President Bank of Northeast Arkansas, Jonesboro Larry Kinard, Executive Vice President Citizens Bank, Booneville James C. Rieff, President Farmers & Merchants Bank, Prairie Grove Ray L. Cash, President Arkansas Bank & Trust Company, Hot Springs Howell N. Davis. President Simmons First National Bank, Pine Bluff Howard M. Qualls, President State First National Bank, Texarkana J C Stuckey, Chairman & President Bank of Trumann. Trumann William H. Brandon. Jr., President First National Bank of Phillips County, Helena William H. Bowen, Chairman First Commercial Bank. N.A.. Little Rock William H. Kennedy, Jr.. Chairman National Bank of Commerce, Pine Bluff A1 Harkins, President First State Bank. Sherwood H. Charles Carvill The Arkansas Bankers Association Little Rock. Arkansas 72201 YOUNG BANKER SECTION OFFICERS President Sr. Vice President Vice President Secretary Treasurer AIB Coordinator Holly Eddins. Assistant Vice President Worthen Bank & Trust Company. N.A., Little Rock Paul Nipper. Assistant Vice President First National Bank, Ashdown Robert D. Huff, Installment Loan Officer First National Bank of Phillips County, Helena Steve Trusty, Assistant Vice President Mcllroy Bank & Trust, Fayetteville Cathy H. Owen. Secretary/Treasurer First State Bank, Sherwood Thelma Gail McCormack. Assistant Vice President Merchants National Bank, Fort Smith 7 State of Arkansas: 8 Bank Department COMPTROLLER OF THE CURRENCY Southwestern District 1201 Elm Street, Suite 3800 Dallas, Texas 75270 Telephone Number 767-4400 Area Code 214 Deputy Comptroller........................................... Clifton A. Poole, Jr. District Administrator....................................... John A. Bodnar Director for Administration............................... Stephen R. Steinbrink Director for Analysis ......................................... Preston Morrow Director for Bank Supervision............................Charles F. Stuart District Counsel .................................................Patrick Parise FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI DISTRICT NO. 8 Telephone Number 444-8444 Area Code 314 P resident........................................................... Theodore H. Roberts First Vice P resident.......................................... Joseph P. Garbarini Senior Vice President........................................ A.B. Balbach Senior Vice P resident........................................ Robert E. Matthews Senior Vice President, General Counsel & Secretary....................................................F. Garland Russell, Jr. Senior Vice President........................................ Harold E . Uthoff Senior Vice President........................................ Ben C. Wade Vice President....................................................Ruth A. Bryant Vice President....................................................Albert E. Burger Vice President, Deputy Counsel & Assistant Secretary.................................... Joan P. Cronin Vice President....................................................Charles R. Halbrook Vice President....................................................James R. Kennedy Vice President....................................................Michael T. Moriarty Vice President & Controller...............................Martha L. Perine Vice President....................................................William J. Sneed Vice President....................................................Warren T. Snover Vice President....................................................Robert W. Thomas General Auditor ................................................Richard E. Kay LITTLE ROCK BRANCH FEDERAL RESERVE BANK OF ST. LOUIS, MISSOURI Telephone Number 372-5451 Area Code 501 Vice President and M anager.............................John F. Breen Assistant Vice P resident.................................. David T. Rennie Seventieth Report 9 FEDERAL DEPOSIT INSURANCE CORPORATION MEMPHIS REGION One Commerce Square, Suite 1800 Memphis, Tennessee 38103 Telephone Number 521-3872 Area Code 901 Regional D irector................... .................................Sandra A. Waldrop Assistant Regional D irector...............................Raymond M. Glass, Jr. Assistant Regional Director ...................................... George P. Muraco EXAMINERS FOR ARKANSAS * Jerry D. Pickinpaugh.........................................................Little Rock Rickey M. B runner.............................................................Little Rock Billy W . Carroll.................................................................. Little Rock Jack P. Court, J r ................................................................. Little Rock Jerry L. D uncan.................................................................Little Rock J.S. Henley ........................................................................ Little Rock Karl F . K auffman...............................................................Little Rock Dwight D. McKee...............................................................Little Rock Harvey L. Melton ............................................................. Little Rock John W. Robertson, J r ........................................................Little Rock Arthur R. Sansom...............................................................Little Rock * Ronny G. Parham ..................................................................Memphis David L. B ow en......................................................................Memphis James A. Colvin......................................................................Memphis Billy F. Couch......................................................................... Memphis William D. D e n t......................................................................Memphis Etheridge B. Hampton, J r ...................................................... Memphis Arthur B. Monroe ..................................................................Memphis Richard W. R ile y ....................................................................Memphis Leigh A. Sisk ......................................................................... Memphis * John M. Futrell....................................................................Greenwood James R. G ortney................................................................Greenwood Robert A. N a n tz ..................................................................Greenwood * Don R. T urner......................................................................Shreveport Nelma E. Honeycutt............................................................ Shreveport Charles W. K im sey..............................................................Shreveport Luther S. Litchfield, J r .........................................................Shreveport Charles C. S m ith..................................................................Shreveport Kenneth G. Smith, J r ........................................................... Shreveport * Field Office Supervisor 10 State of Arkansas: Bank Department STATE BANK DEPARTMENT STATE OF ARKANSAS ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS IN ARKANSAS AS OF JUNE 30,1984 (With Comparative Statement as of June 30,1983, reported in billions, millions &nearest thousand) COMMERCIAL BANKS ONLY ASSETS Cash and due from depository in stitutions........... Securities ................................. Excess funds sold and securities purchased under agreements to resell.............. Loans, Net ............................... Bank premises, furniture and fixtures, and other assets representing bank premises . All other assets ....................... TOTAL ASSETS ................... June 30,1984 185 Banks Mil. Thou. June 30.1983 187 Banks Mil. Thou. Increase (Decrease) Mil. Thou. $ 640,188 2,409,641 $ 536,406 2,302,616 $103,782 107,025 177,654 3,690,032 327,025 3,297,532 (149,371) 392,500 122,057 193,148 119,714 182,687 2,343 10,461 $7,232,720 $6,765,980 $466,740 Seventieth Report LIABILITIES June 30,1984 185 Banks Mil. Thou. 11 June 30,1983 187 Banks Mil. Thou. Increase (Decrease) Mil. Thou. $6,386,722 $5,900,363 $486,359 Excess funds purchased and securities sold under agreements to repurchase . . . All other liabilities................... 74,813 114,089 144,763 102,358 (69,950) 11,731 TOTAL L IA B IL IT IE S .......... 6,575,624 6,147,484 428,140 TOTAL DEPOSITS EQUITY CAPITAL Capital stock ......................... . S urplus.................................... Undivided profits and capital reserves ................... 103,955 225,043 96,350 198,431 7,605 26,612 308,398 301,320 7,078 TOTAL EQUITY CAPITAL.. 637,396 596,101 41,295 19,700 22,395 (2,695) $7,232,720 $6,765,980 $466,740 Subordinated notes and debentures............. TOTAL LIABILITIES AND EQUITY C A PITA L............. COMPARATIVE STATEMENT SHOWING THE CONDITION OF STATE BANKS AND OTHER FINANCIAL INSTITUTIONS FOR PAST THIRTY-FIVE YEARS D ate 176 177 178 177 178 179 .......................182 183 .......................183 182 182 181 .......................182 184 184 181 181 183 183 184 186 190 189 .......................189 189 190 189 193 193 197 197 197 196 192 190 354,288,100 358,571,300 383,178,600 398,584,300 411,324,600 430,059,100 460,899,300 470.719,000 503,671,700 543,739,400 570,442,400 612,166,700 678,287,800 768,113,400 807,558,600 873,276,600 989,004,700 1,061,757,391 1,131,416,659 1,241,796,969 1,359,632,702 1,597,107,432 1,878,549,252 1,945,756,869 2,297,681,593 2,539,093,884 2,840,548,000 3,238,833,000 3,637,925,000 4,077,989,000 4,418,488,000 4,916,390,000 5,325,145,000 5,930,166,000 6,421,503,000 Loans and D iscounts 94,148,700 108,035,400 120,769,700 125,554,200 159,028,000 158,246,800 190,365,300 187,089,200 202,943,500 229,693,600 253,908,500 280,359,500 323,914,100 385,157,700 435,202,600 491,193,100 541,711,900 599,813,633 626,212,026 707,282,836 771,945,349 910,097,287 1,097,787,057 1,122,127,159 1,427,913,448 1,554,933,410 1,612,543,000 2,009,127,000 2,351,893,000 2,719,788,000 2,613,607,000 2,903,208,000 3,240,537,000 3,318,589,000 3.714,592,000 Capital Structure 29,064,500 31.611.000 34,416,400 37,166,600 40,797,700 42,559,300 46,686,200 50,275,400 54,163,400 57,409,200 62,805,700 67,604,600 73,092,400 78,504,900 85,282,000 91,300,600 93,953,700 105,525,167 109,561,715 124,896,757 136,660,445 153,776,789 171,803,107 174,062,867 203,390,026 229,170,894 262,085,000 292,632,000 328,341,000 408,364,000 444,058,000 503,148,000 571,698,000 633,785,000 653,012,000 Total A ssets 383.815.000 390.770.400 417.987.700 436.430.100 452,551.900 473,034.400 508.372.900 522.434.100 559.229.900 603.550.700 635,861.400 682.081.000 753.781.000 850,420,100 899,327,800 971.899.600 1.092.481.100 1,178.017,804 1.252,920.292 1,396.120,381 1.537,588,150 1.807.803,479 2.159.026,663 2.187,100.047 2,582,751.671 2,878,595.314 3.158.963.000 3.615,433.000 4.075.110.000 4.594.660,000 5.055,712,000 5,624.553,000 6,207,876,000 6,812.345.000 7,284,018,000 Bank Department D eposits State of Arkansas: June 30,1950 June 30,1951 June 30. 1952 June 30,1953 June 30,1954 June 30,1955 June 30,1956 June 29,1957 June 30,1958 June 30,1959 June 30,1960 June 30,1961 June 30,1962 June 29,1963 June 30,1964 June 30,1965 June 30,1966 June 30,1967 June 30,1968 June 30,1969 June 30,1970 June 30,1971 June 30,1972 June 30,1973 June 30,1974 June 30,1975 June 30,1976 June 30,1977 June 30,1978 June 30,1979 June 30,1980 June 30,1981 June 30,1982 June 30,1983 June 30,1984 Number £ Seventieth Report 13 NATIONAL BANKS IN ARKANSAS N am e The First National Bank First N ational Bank of Eastern Arkansas Location County Altheimer Ashdown A sh Flat B ates ville Berryville Blytheville Brinkley Camden Conway Crossett DeQueen D eW itt Dierks El Dorado El Dorado F ayetteville F ayetteville Fordyce Forrest City Fort Smith Fort Smith Fort Smith Glenwood Green Forest Gurdon Harrison Helena Helena Hope Hope Hot Springs Hot Springs Hughes H untsville Jacksonville Lewisville Little Rock Little Rock Little Rock Little Rock Little Rock Magnolia Malvern Marianna McGehee Mena Jefferson Little River Sharp Independence Carroll M ississippi Monroe Ouachita Faulkner A shley Sevier Arkansas Howard Union Union W ashington W ashington Dallas St. Francis Sebastian Sebastian Sebastian Pike Carroll Clark Boone Phillips Phillips Hem pstead Hem pstead Garland Garland St. Francis M adison Pulaski Lafayette Pulaski Pulaski Pulaski Pulaski Pulaski Columbia H ot Springs Lee D esha Polk State of Arkansas: B ank Department 14 NATIONAL BANKS IN ARKANSAS (CON’T) Name First National Bank Location . N ashville . N ashville No. Little Rock . No. Little Rock . Osceola Paragould Paris . Pine Bluff . Pine Bluff Pine Bluff . Quitman . Rogers . Russellville Searcy . Sheridan Siloam Springs . Springdale . Stuttgart . Texarkana Texarkana . Trumann Tuckerman . W alnut Ridge W alnut Ridge . W est Memphis . W est Memphis W ynne County Howard Howard Pulaski Pulaski M ississippi Greene Logan Jefferson Jefferson Jefferson Cleburne Benton Pope W hite Grant Benton W ashington Arkansas Miller Miller Poinsett Jackson Lawrence Lawrence Crittenden Crittenden Cross 15 Seventieth Report NUMBER OF STATE AND NATIONAL BANKS BY COUNTIES WITH THE NUMBER OF THEIR M AN NED BANKING FACILITIES IN OTHER LOCATIONS County State Banks Arkansas................. ............... Ashley..................... ............... B axter..................... ............... Benton..................... ............... Boone ..................... ............... B radley................... ............... Calhoun................... ............... Carroll..................... ............... C hicot..................... ............... C la rk ....................... ............... C lay......................... ............... Cleburne................. ............... Cleveland ............... ............... Columbia................. ............... Conway................... ............... Craighead............... ............... Crawford................. ............... Crittenden............... ............... C ross....................... ............... Dallas ..................... ............... Desha ..................... ............... D rew ....................... ............... Faulkner................. ............... Franklin ................. ............... F u lto n ..................... ............... G arland................... ............... G rant....................... ............... Greene..................... ............... H empstead............. ............... Hot S p rin g ............. ............... H ow ard................... Independence ......... ............... Iz a rd ....................... ............... Jackson ................... ............... Jefferson................. Johnson................... ............... Lafayette ............... ............... Lawrence.................................. Lee........................... ............... Lincoln ................... ............... Little R iver............... ............... Logan ...................................... Lonoke .................................... 3 6 2 7 1 2 1 1 5 5 3 2 2 3 2 6 4 3 3 2 3 2 1 2 2 1 1 1 1 1 2 2 3 2 3 2 1 2 1 2 5 National Banks 2 1 2 1 Banking Facilities (Outside of Cities) 1 4 2 7 3 2 2 1 1 1 2 1 1 1 1 2 1 1 2 1 3 1 1 4 1 2 1 1 1 2 2 2 1 3 2 6 3 2 1 3 1 6 2 1 3 1 2 3 4 3 4 3 5 1 1 2 3 2 State of Arkansas: 16 Bank Department BANKING FACILITIES BY COUNTIES (CON’T) County State Banks Madison ................................... Marion...................................... Miller........................................ M ississippi............................... M onroe.................................... Montgomery............................. Nevada .................................... N ew ton.................................... O uachita................................... P e rry ........................................ P hillips.................................... P ik e .......................................... Poinsett..................................... P o lk .......................................... Pope.......................................... Prairie...................................... P u la sk i.................................... Randolph ................................. St. Francis ............................... Saline........................................ S c o tt........................................ Searcy...................................... Sebastian ................................. Sevier ...................................... Sharp........................................ Stone........................................ Union........................................ Van Buren................................. W ashington............................. W hite........................................ Woodruff.................................. Yell .......................................... ♦See pages 17, 18 and 19 for locations 1 2 5 3 1 1 1 3 1 3 3 6 1 3 1 4 3 1 2 2 2 3 3 3 1 4 1 5 7 2 4 185 National Banks 1 2 2 1 1 2 1 1 1 1 8 2 3 1 1 2 3 1 ” 73 Banking Facilities (Outside of Cities) 1 2 1 4 1 4 1 3 3 1 3 1 3 2 4 2 2 3 3 3 1 1 * 142 Seventieth Report 17 STATE BANKS OPERATING M ANNED BANKING FACILITIES OUTSIDE THE CITIES OF THE MAIN BANK LOCATIONS Name of Bank Location . .Alma Commercial Bank at Alma . Alma Commercial Bank at Alma Elk Horn Bank & Trust Co . . Arkadelphia Bank of A shdow n.................. Ashdown . Bald Knob Citizens State Bank The Citizens Bank ................ . Batesville Benton Benton State Bank Benton Union Bank of Benton Bank of B entonville.............. Bentonville Bank of Bentonville Bentonville Citizens B a n k ........................ Bentonville Citizens B a n k ........................ Bentonville Farmers Bank & Trust Co . Blytheville Citizens B a n k ........................ Booneville Booneville Citizens Bank Bank of C a b o t........................ . Cabot State Bank of Calico Rock Calico Rock The Merchants & Planters B a n k .................... Camden The Merchants & .................. Camden Planters Bank Citizens Bank & T r u s t.......... Carlisle American State B ank............ . Charleston Arkansas State Bank Clarksville Arkansas State B a n k ............ . Clarksville Farmers Bank & T ru s t............ Clarksville Clinton State B ank.................. . Clinton Clinton State B ank.................. Clinton Clinton State B ank.................. Clinton First State Bank & Trust Co. Conway First State Bank & Trust Co. Conway First State Bank & Trust Co. Conway Corning The Corning Bank The Corning Bank .................. Corning First State B a n k ...................... Crossett Decatur State B a n k ................ Decatur Dover Bank of Dover Bank of D over.......................... Dover Earle State Bank .................... Earle The Exchange Bank & Trust Co El Dorado Flippin Citizens Bank & Trust Co. Forrest City Planters Bank & Trust Co. . Forrest City Planters Bank & Trust Co. First State B an k ...................... . Gould Farmers B a n k .......................... Greenwood Farmers B a n k .......................... . Greenwood Farmers B a n k .......................... Greenwood . Gurdon Clark County Bank Harrison The Security Bank Harrison The Security Bank Hazen The First State Bank The Cleburne County Bank . Heber Springs Heber Springs State Bank Heber Springs Location of Facility County Dyer Mountainburg Caddo Valley Foreman Bradford Southside Bryant Bryant Bella Vista Centerton Bella Vista Cave Springs Gosnel Magazine CaulksvilleRatcliff Ward Mt. Pleasant Crawford Crawford Clark Little River White Independence Saline Saline Benton Benton Benton Benton Mississippi Logan East Camden Ouachita Chidester Humnoke Altus Hartman Lamar Coal Hill Damascus Fairfield Bay Shirley Greenbrier Mayflower Vilonia Knobel Success No. Crossett Gentry Hector London Crawfordsville Huttig Summit Cotton Plant DeVails Bluff Grady Bonanza Hackett Hartford Okolona Alpena Lead Hill Biscoe Greers Ferry Greers Ferry Ouachita Lonoke Franklin Johnson Johnson Johnson Van Buren Van Buren Van Buren Faulkner Faulkner Faulkner Clay Clay Ashley Benton Pope Pope Crittenden Union Marion Woodruff Prairie Lincoln Sebastian Sebastian Sebastian Clark Boone Boone Prairie Cleburne Cleburne Logan Lonoke Izard 18 State of Arkansas: Bank Department STATE BANKS OPERATING FACILITIES IN OTHER LOCATIONS (CON’T) Name of Bank Arkansas Bank & Trust Co. Bank of Imboden First Jacksonville B ank.......... Newton County Bank ............ Bank of Northeast Arkansas Citizens Bank of Jonesboro . . Citizens Bank of Jonesboro . First Bank & Trust of Jonesboro Mercantile Bank Mercantile Bank Citizens Bank of Lavaca McGehee Bank McGehee Bank McGehee Bank The Bank of North Arkansas The Bank of North Arkansas The Bank of North Arkansas The Union Bank of Mena The Union Bank of M ena........ Union Bank & Trust Co........... The First State Bank Morrilton Security Bank First Bank & Trust Co. of Mountain Home First Bank & Trust Co. of Mountain Home Pike County Bank .................. Bank of Newark Bank of New Edinburg Bank of Ozark Security B a n k ......................... First State Bank The Lawrence County Bank The Lawrence County Bank Portland Bank Farmers & Merchants Bank Farmers & Merchants Bank Peoples Bank & Trust Co. Bank of Salem First Security Bank First Security Bank First State Bank Smackover State Bank First State Bank Bank of Tuckerman Bank of Tuckerman Citizens Bank & Trust Co. . . The Peoples Bank The Peoples Bank First State Bank of Warren Warren Bank & Trust Co. Bank of Weiner Bank of Wilson Cross County Bank Bank of Yellville Location Hot Springs Imboden Jacksonville Jasper Jonesboro .Jonesboro Jonesboro Jonesboro Jonesboro Jonesboro Lavaca McGehee McGehee McGehee Melbourne Melbourne Melbourne Mena Mena Monticello Morrilton Morrilton Mountain Home Mountain Home Murfreesboro Newark New Edinburg Ozark Paragould Plainview Portia Portia Portland Prairie Grove Reyno Russellville Salem Searcy Searcy Sherwood Smackover Springdale Tuckerman Tuckerman Van Buren Waldo Waldo Wafren W arren Weiner Wilson Wynne Yellville Location of Facility County Hot Springs Village Strawberry Gravel Ridge Western Grove Bay Cash Lake City Garland Lawrence Pulaski Newton Craighead Craighead Craighead Bono Bay Bono Barling Arkansas City Tillar Watson Franklin Horseshoe Bend Oxford Hatfield Wickes Wilmar Plumerville Plumerville Craighead Craighead Craighead Sebastian Desha Desha Desha Izard Izard Izard Polk Polk Drew Conway Conway Lakeview Baxter Gassville Mineral Springs Oil Trough Kingsland Altus Marmaduke Ola Lynn Smithville Montrose F armington Maynard Pottsville Viola McRae Pangburn Gravel Ridge Norphlet Tonitown Swifton Grubbs Mountainberg Emerson McNeil Hermitage Hermitage Fisher Keiser Hickory Ridge Bull Shoals Baxter Howard Independence Cleveland Franklin Green Yell Lawrence Lawrence Ashley Washington Randolph Pope Fulton White White Pulaski Union Washington Jackson Jackson Crawford Columbia Columbia Bradley Bradley Poinsett Mississippi Cross Marion 19 Seventieth Report NATIONAL BANKS OPERATING M ANNED BANKING FACILITIES OUTSIDE THE CITIES OF THE MAIN BANK LOCATIONS Name of Bank The First National Bank of Sharp C o u n ty .................... First N ational B a n k .................. First National B a n k .................. First National B a n k .................. First N ational B a n k .................. The First N ational B a n k ......... The First National B a n k ......... The First N ational B a n k ......... First N ational B a n k .................. First N ational B a n k .................. The First National B a n k ......... First N ational Bank of Eastern A rk an sas.................. First N ational Bank of Eastern A rk an sas.................. First National Bank of Eastern Arkansas The First National B a n k ......... First National B a n k .................. First N ational B a n k .................. First National B a n k .................. First Commercial Bank, N .A ................................. First National B a n k .................. First National B a n k .................. First National B a n k .................. The First National B a n k ......... First National B a n k .................. First N ational B a n k .................. The First N ational B a n k ......... National Bank of Commerce . Pine Bluff National Bank . . . . Simmons First N ational Bank Simmons First N ational Bank First National B a n k .................. First National B a n k .................. First National B a n k .................. Commercial National Bank The State First National Bank Jackson County National B a n k ........................................... Citizens National B a n k ........... The First National Bank of Lawrence C o u n ty .................. Fidelity National B a n k ........... Location Location of Facility <C ounty . A sh Flat . Batesville . Batesville . Camden . Camden . Conway . Conway . Conway C rossett . Crossett F ayetteville Cherokee Village Hardy Pleasant Plains Chidester E ast Camden Greenbrier Mayflower Vilonia Fountain Hill No. Crossett W est Fork Sharp Sharp Independence Ouachita Ouachita Faulkner F aulkner Faulkner Ashley Ashley W ashington . Forrest City Colt St. Francis . Forrest City Palestine St. Francis Forrest City Harrison . H ot Springs H ot Springs H untsville W heatley Diamond City Hot Springs Vil. Mtn. Pine Hindsville St. Francis Boone Garland Garland Madison . Little Rock Magnolia . Marianna . Mena . N ashville Osceola Osceola Paris Maumelle Taylor Moro Cove Mineral Springs Joiner Luxora CaulksvilleRatcliffe Red field Whitehall Sherrill Whitehall Lowell Gentry Humphrey Fouke Foreman Pulaski Columbia Lee Polk Howard M ississippi M ississippi Logan Jefferson Jefferson Jefferson Jefferson Benton Benton Arkansas Miller Little River Diaz Hoxie Jackson Lawrence Black Rock Turrell Lawrence Crittenden . Pine Bluff Pine Bluff Pine Bluff Pine Bluff Rogers . Siloam Springs Stuttgart Texarkana Texarkana Tuckerman W alnut Ridge W alnut Ridge . W. Memphis 20 State of Arkansas: Bank Department MEMBERS OF FEDERAL RESERVE SYSTEM Name of Bank & Location The Citizens Bank Batesville Farmers Bank & Trust Company Blytheville Arkansas Bank & Trust Company Hot Springs Peoples Bank & Loan Company Lewisville Date of Admission April 15,1953 August 23,1918 September 25,1942 July 26,1945 TRUST COMPANIES AND OTHER INSTITUTIONS NOT ENGAGED IN COMMERCIAL BANKING, NOT MEMBERS OF FEDERAL DEPOSIT INSURANCE CORPORATION TRUST COMPANIES NAME LOCATION Jones Investment & Trust Co.........................................Little Rock Metropolitan Trust Company ................................ No. Little Rock INDUSTRIAL LOAN INSTITUTIONS, ACT 111 NAME LOCATION Southern Credit Corporation.............................................. Malvern Hallmark Loan & Invest. Corp............................ North Little Rock National Credit Corporation........................................... Pine Bluff Seventieth Report 21 AMENDMENTS ALTERING CAPITAL STRUCTURE July 1,1983 to June 30,1984 1. Commercial Bank at Alma, increased Capital from $100,000 to $200,000 through payment of a stock dividend. 2. The Citizens Bank, Batesville, increased Capital from $700,000 to $1,400,000 through a stock dividend under which $700,000 shall be transferred from Undivided Profits Account to the Capital Stock Account. 3. Bank of Bentonville, authorized a Stock Split from 50,000 shares to 100,000 shares. 4. Farmers Bank & Trust Company, Clarksville, increased Capital from $500,000 to $600,000 through newly issued stock. 5. Arkansas Valley Bank, Dardanelle, increased Capital from $328,520 to $533,520 through sale of new shares. 6. Arkansas Valley Bank, Dardanelle, increased Capital from $533,520 to $607,110 through sale of new shares. 7. Farmers & Merchants Bank, Des Arc, increased Capital from $644,200 to $651,400 through Undvided Profit Account to Capital Stock Account. 8. Farmers & Merchants Bank, Des Arc, increased Capital from $651,400 to $716,540 through Undivided Profit Account to Capital Stock Account to provide for and to declare a dividend. 9. Bank of Evening Shade, increased Capital from $100,000 to $155,000 through issuance of additional shares. 10. Farmers Bank, Hamburg, increased Capital from $125,000 to $750,000 through the issuance of newly authorized shares. 11. Hazen First State Bank, Hazen, increased Capital from $600,000 to $750,000 through issuance and sale of additional shares. 12. The Heber Springs State Bank, increased Capital from $300,000 to $600,000 through Preferred Stock. 13. Farmers Bank & Trust Company, Magnolia, increased Capital from $100,000 to $2,500,000 through a transfer from Capital Accounts, Capital Stock and Certified Surplus to provide for and to declare dividend. 14. Peoples Bank & Trust Company, Mountain Home, increased Capi tal from $2,500,000 to $2,750,000 through a stock dividend. 22 State of Arkansas: Bank Department AMENDMENTS ALTERING CAPITAL STRUCTURE (CON’T) 15. The Bank of Ozark, increased Capital from $516,250 to $684,975 through issuance of additional shares. 16. Security Bank, Paragould, increased Capital from $1,320,000 to $2,820,000 through Common Stock and Preferred Stock through sale of newly authorized Preferred Stock. 17. Fanners & Merchants Bank, Rogers, increased Capital from $600,000 to $800,000 through Common Stock and Cumulative Con vertible Preferred Stock. 18. Farmers & Merchants Bank, Rogers, increased Capital from $600,000 to $874,000 through newly authorized shares to Phillip Lynn Lloyd provided that the Preemptive Rights of the other stockholders are duly waived in waiting. 19. Arkansas State Bank, Siloam Springs, increased Capital from $960,000 to $1,920,000 through a stock dividend out of the Un divided Profits. 20. Warren Bank & Trust Company, increased Capital from $600,000 to $1,200,000 through a stock dividend in the sum of $600,000 will be paid (without further action on the part of the Directors) out of the Undivided Profits. AMENDMENTS CHANGING NUMBER OF DIRECTORS July 1,1983 to June 30,1984 1. The Bank of Bentonville, from not less than 9 but no more than 16. 2. The First State Bank, Morrilton, from not less than 5 but no more than 12. 3. The Peoples Bank, Waldo, from not less than 7 but no more than 10. 4. Bank of West Memphis, from not less than 5 but no more than 25. Seventieth Report 23 AMENDMENTS ADOPTING TRUST POWERS July 1,1983 to June 30,1984 1. Citizens Bank, Booneville. 2. The Bank of Yellville, Yellville. AMENDMENTS CHANGING LOCATION OF BUSINESS July 1,1983 to June 30,1984 1. Bank of New Edinburg, New Edinburg, Arkansas to Kingsland, Arkansas. AMENDMENT CHANGING CORPORATE NAME July 1,1983 to June 30,1984 1. Bank of New Edinburg, authorized a change in its corporate name to be known as “Pine State Bank.” AM ENDMENTS CHANGING PAR VALUE AND OTHER CHANGES July 1,1983 to June 30,1984 1. The Stephen Security Bank, authorize a proposal to amend Articles Third and Fourth. Article Third, (to change par value) the amount of Capital stock in the bank shall be Two Hundred Seventy Five Thousand Dollars ($275,000.00) par value of Common Stock divided into 11,000 shares at a par value of $25.00 each. Article Fourth, said Capital Stock shall have the following rights and preferences, in addition to those provided by the law and not specifically limited herein, Assessability Dividends, Preemptive Rights and Voting Rights. 2. Bank of Waldo, authorized a proposal to amend Article Sixth. “No holder of shares of the Capital Stock of any class of the bank shall have any preemptive or preferential right of subscription to any shares of any class of stock of the bank, whether now or hereafter authorized or any obligations convertible into stock of the bank, issued or sold, nor any right of subscription to any thereof other than such, if any, as the Board of Directors, in its discretion, may from time to time determine and at such price as the Board of Directors may from time to time fix.” 24 State of Arkansas: Bank Department PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS The average percentage of total capital accounts (including Sub ordinated notes and debentures) to total assets of the 185 Arkansas State Banks as of June 30, 1984 is 9.09%. The following is a list of the commercial banks showing their individual percentages. NAME Commercial Bank at A lm a .................. Bank of A m ity ...................................... Citizens First State B a n k .................... Elk Horn Bank & Trust Company . . . . Merchants & Planter Bank & Trust Co Bank of A sh d o w n ................................. Bank of A tkins....................................... The Bank of A u g u s ta .......................... Citizens State B ank.............................. The Citizens B a n k ................................. Bank of Bearden .................................. Citizens B a n k ........................................ First State B a n k .................................. Benton State B a n k .............................. The Union Bank of B enton.................. Bank of Bentonville.............................. Citizens B a n k ........................................ Bank of B lev in s.................................... Farmers Bank & Trust Company . . . . Citizens B a n k ......................................... The Bank of B radley............................ Bank of B rinkley .................................. Bank of Cabot ...................................... First State B a n k .................................. The Merchants & Planters B a n k ........ Caraway B a n k ...................................... Citizens Bank & Trust ........................ Bank of Cave C ity ................................. American State B a n k .......................... Bank of Cherry Valley.......................... Merchants & Planters B a n k ................ Arkansas State B a n k .......................... Farmers Bank & Trust Company . . . . Clinton State B a n k .............................. First State Bank & Trust Company . . The Coming B a n k ................................. First State Bank of Crossett .............. Danville State B a n k ............................ Arkansas Valley B a n k ........................ Bank of D ardanelle.............................. Decatur State B ank.............................. Bank of D elig h t..................................... First State Bank of De Queen ............ Dermott State B a n k ............................ First State Bank of D e rm o tt.............. The Farmers & Merchants B a n k ........ DeWitt Bank & Trust C om pany ........ Bank of D o v e r...................................... LOCATION PERCENTAG A lm a .................. .................. 9.79 A m ity ................ .................. 13.89 Arkadelphia . . . . .................. 8.26 Arkadelphia . . . . .................. 10.41 Arkadelphia .. . . .................. 8.17 Ashdown............ .................. 8.78 A tk in s................ .................. 10.67 A u g u s ta ............ .................. 13.83 Bald K nob.......... .................. 7.66 B atesv ille.......... .................. 7.48 Bearden .............. .................. 11.13 Beebe.................. .................. 10.90 Beebe.................. .................. 14.50 Benton................ .................. 8.37 Benton ................ .................. 8.36 Bentonville........ .................. 6.96 Bentonville........ .................. 7.00 B le v in s.............. .................. 8.38 B lytheville........ .................. 8.50 Booneville.......... .................. 7.86 B rad ley .............. .................. 7.45 B rin k le y ............ .................. 9.11 C abot.................. .................. 8.10 Calico R ock........ .................. 13.34 Cam den.............. .................. 8.69 C araw ay ............ .................. 9.02 Carlisle .............. .................. 9.16 Cave City .......... .................. 9.93 Charleston ........ .................. 11.45 Cherry Valley . . . .................. 9.42 Clarendon.......... .................. 8.92 Clarksville.......... .................. 8.89 Clarksville.......... .................. 7.03 Clinton .............. .................. 7.67 C onw ay.............. .................. 8.02 C om ing.............. .................. 4.76 C rossett.............. .................. 2.78 Danville.............. .................. 9.18 Dardanelle ........ .................. 7.06 Dardanelle ........ .................. 8.31 D ec atu r.............. .................. 8.68 Delight .............. .................. 9.50 De Queen............ .................. 6.86 Dermott ............ .................. 13.12 Dermott ............ .................. 9.16 Des A r c .............. .................. 18.95 DeWitt .............. .................. 16.06 D over.................. .................. 9.38 Seventieth Report PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS (CONT’D) NAME Dumas State Bank .............................. Merchants & Farmers B a n k ................ Earle State B a n k .................................... The Delta State B a n k ........................... The Exchange Bank & Trust Company Bank of E lk in s ........................................ Bank of E n g la n d .................................... The Citizens B a n k .................................. The Eudora Bank .................................. Bank of Eureka S p rin g s........................ Bank of Evening Shade ....................... Mcllroy Bank & T r u s t .......................... Citizens Bank & Trust Com pany.......... Fordyce Bank & Trust Com pany.......... Planters Bank & Trust Company ........ Planters & Merchants B a n k .................. The Bank of G lenw ood.............. •.......... First State B a n k .................................... Bank of G ra v e tt....................................... Farmers Bank ......................................... The First B ank......................................... Clark County B a n k ................................ Farmers Bank ......................................... Calhoun County B ank............................ The Bank of H arrisb u rg ........................ The Security B ank................................... Hazen First State B a n k ........................ The Cleburne County B a n k .................. Heber Springs State B a n k .................... Bank of Holly G ro v e............................... Horatio State B a n k ................................ Arkansas Bank & Trust Company Bank of Im boden..................................... First Jacksonville B a n k ........................ Newton County B a n k ............................. Bank of Northeast A rk a n sa s................ Citizens Bank of Jonesboro ................ First Bank & Trust of Jonesboro.......... Mercantile B a n k ..................................... Farmers & Merchants B a n k .................. Union State B a n k ................................... Bank of K en sett....................................... Pine State B a n k ....................................... Madison Bank & T r u s t........................... Bank of Lake Village............................... First State Bank & Trust Company . . . Citizens Bank of L avaca........................ Leachville State B a n k ............................ Little River B ank..................................... Leslie State Bank .................................. Peoples Bank & Loan Company .......... Bank of L incoln....................................... Pulaski Bank & Trust C om p an y .......... Bank of L o ckesburg............................... First State B a n k ..................................... Farmers Bank & Trust Company ........ Bank of Malvern .................................... Peoples B a n k ........................................... PERCENTA( LOCATION D um as.................... _______10.02 D um as.................... .............. 11.94 E a r le ...................... ..............13.29 Elaine .................... ..............38.89 El D orad o .............. .............. 7.77 E lk in s .................... .............. 7.41 England ................ ..............14.40 England ................ .............. 21.36 Eudora .................. .............. 12.79 Eureka Springs . . . ..............12.10 Evening Shade . . . . .............. 9.14 Fayetteville .......... .............. 8.20 Flippin.................... .............. 8.20 Fordyce .................. ..............11.95 Forrest C i t y .......... .............. 10.06 G ille tt.................... ..............11.28 G lenw ood.............. .............. 9.28 G ould...................... .............. 13.15 G ra v e tte ................ ..............11.42 G reenw ood............ .............. 10.50 Griffithville............ .............. 13.26 Gurdon .................. .............. 4.22 Hamburg .............. .............. 5.70 H am pton................ ..............12.16 H arrisb u rg ............ .............. 9.30 H a rriso n ................ .............. 6.96 Hazen .................... ..............12.36 Heber Springs . . . . .............. 7.80 Heber Springs . . . . .............. 5.75 Holly G ro v e .......... ..............14.09 H o ra tio .................. .............. 7.79 Hot S p rin g s .......... .............. 7.28 Im b o d en ................ .............. 7.81 Jacksonville.......... .............. 9.00 Jasper .................... .............. 7.86 Jonesboro .............. .............. 9.86 Jonesboro .............. .............. 7.31 Jonesboro .............. .............. 8.16 Jonesboro .............. .............. 7.99 Ju d so n ia ................ ..............14.49 Junction C ity ........ .............. 8.48 K e n se tt.................. ..............27.23 K ingsland.............. .............. 7.15 K ingston................ .............. 6.44 Lake V illage.......... ..............12.58 Lake V illage.......... .............. 9.50 L avaca.................... .............. 8.71 Leachville.............. ..............16.95 Lepanto .................. ..............15.45 L eslie...................... .............. 3.58 Lew isville.............. .............. 8.03 Lincoln .................. .............. 8.17 Little R o c k ............ .............. 6.90 Lockesburg ............ .............. 7.40 Lonoke .................. ..............12.39 M agnolia................ .............. 9.72 M alvern.................. ..............10.21 Mammoth Spring . .............. 7.63 25 State of Arkansas: 26 Bank Department PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS (CONT’D) NAME Merchants & Planters Bank.............. Bank of Mansfield.............................. Farmers & Merchants Bank............ Citizens B ank..................................... Marked Tree Bank............................. The Citizens B ank............................. Bank of Marvell................................. Bank of McCrory............................... McGehee Bank................................... The Bank of North Arkansas.......... The Union Bank of M en a ................ Monette State B a n k ......................... Commercial Bank & Trust Company Union Bank & Trust Company . . . . The First State Bank ....................... First Bank & Trust Co of Mountain Home ....................... Peoples Bank & Trust Company . . . Bank of Mountain V ie w .................. The Bank of Montgomery County.. Bank of M ulberry............................. Pike County B ank............................. Bank of Newark................................. The First State Bank of Newport .. Merchants & Planters B ank............ The Twin City B a n k ......................... The Planters Bank............................. Bank of O zark ................................... Security B a n k ................................... Bank of Parkdale............................... First State B a n k ............................... Bank of Pea R idge............................. The Perrv County B a n k ................... Piggott State B ank........................... First State B a n k .............................. Bank of Pocahontas ......................... Planters & Stockmen B a n k ............ The Lawrence County Bank............ The Peoples B a n k ............................ Portland B a n k .................................. Farmers & Merchants Bank............ Bank of P rescott.............................. The Bank of Rector........................... Farmers & Merchants Bank............ The Bank of R ison............................ Farmers & Merchants B ank............ Peoples Bank & Trust Company . . . Bank of S a lem .................................. Logan County B a n k ......................... First Security Bank........................... Grant County Bank........................... First State B a n k .............................. Bank of Sidney................................... Arkansas State B a n k ...................... Smackover State B an k ..................... Merchants & Planters B ank............ LOCATION Manila................ M ansfield.......... . Marianna .......... Marion................ Marked Tree Marshall............ M arvell.............. McCrory............ McGehee............ Melbourne.......... M ena.................. Monette.............. Monticello.......... Monticello.......... Morrilton .......... Mountain Home. Mountain Home. Mountain View.. Mount Ida.......... Mulberry............ Murfreesboro . . . N ew ark.............. N ew port............ N ew port............ North Little Rock O sceola.............. Ozark.................. Paragould.......... Parkdale............ Parkin................ Pea R id g e.......... Perryvifle.......... P ig g o tt.............. Plainview .......... Pocahontas ........ Pocahontas ........ Portia ................ Portland............ Portland............ Prairie Grove . . . Prescott.............. Rector ................ Reyno ................ R ison.................. Rogers................ Russellville........ Salem.................. Scranton............ Searcy ................ Sheridan............ Sherwood.......... Sidney................ Siloam Springs.. Smackover........ Sparkman.......... PERCENTAGE 13.54 8.04 9.96 14.34 9.49 8.23 13.06 10.24 11.28 5.61 14.52 10.72 8.86 6.96 12.43 7.37 9.38 13.77 10.08 9.30 9.15 8.25 12.09 5.81 7.49 8.33 8.48 7.88 8.33 13.01 8.53 10.46 8.14 6.51 10.38 8.94 9.09 19.34 11.86 9.92 9.76 11.80 8.14 11.94 8.59 9.18 8.47 9.58 9.03 8.74 10.92 15.30 7.10 10.31 9.39 Seventieth Report 27 PERCENTAGE OF TOTAL CAPITAL TO TOTAL ASSETS (CONT’D) NAME LOCATION First State B a n k .....................................................Springdale . . . Bodcaw B ank...........................................................S ta m p s........... Bank of Star C ity.....................................................Star C ity ......... The Stephens Security B a n k ................................ Stephens......... Citizens Bank...........................................................Strong............. The Farmers & Merchants B an k .......................... Stuttgart......... Bank of Trumann ...................................................Trumann......... Bank of Tuckerman................................................ Tuckerman . . . TyronzaBank .........................................................Tyronza........... Citizens Bank & Trust Company.......................... Van Buren. . . . Peonies Bank & Trust Company.......................... Van Buren. . . . Bank of W aldo........................................................ W ald o............. Peoples B a n k .......................................................... W ald o............. Bank of Waldron.................................................... W aldron......... Scott County B a n k ................................................ W aldron......... First State Bank of W arren.................................. W arren........... Warren Bank & Trust Com pany..........................W arren........... Bank of W einer...................................................... Weiner............. Merchants & Farmers Bank.................................. West Helena .. Bank of West Memphis .........................................West Memphis Wilmot State B a n k ................................................ W ilm o t........... Bank of Wilson ....................................................... W ilson............. Cross County B an k ................................................ Wynne............. The Bank of Yellville.............................................. Yellville........... PERCENTAGE 8.49 8.42 7.84 7.65 20.26 9.81 9.42 13.93 13.82 7.76 9.44 6.33 12.81 11.04 8.87 9.58 8.44 10.98 6.96 11.13 16.37 16.90 9.40 7.47 28 State of Arkansas: Bank Department STATISTICAL INFORMATION REFLECTING THE GROWTH OF ARKANSAS STATE BANKS OVER A TEN YEAR PERIOD (Commercial Banks only) 1974-1984 June 30,1974 Number of banks with assets of less than $1,000,000 .......................................... With assets of $1,000,000 to $2,000,000.............. With assets of $2,000,000 to $3,500,000............ With assets of $3,500,000 to $5,000,000............ With assets of $5,000,000 to $7,500,000............ With assets of $7,500,000 to $10,000,000.......... With assets of $10,000,000 to $15,000,000........ With assets of $15,000,000 to $20,000,000........ With assets of $20,000,000 to $30,000,000........ With assets of $30,000,000 to $50,000,000........ With assets of $50,000,000 to $75,000,000.......... With assets of $75,000,000 to $100,000,000........ With assets over $100,000,000 ............................. 2 7 12 14 29 30 33 21 17 13 5 0 0 183 June 30,1984 0 0 2 3 8 5 18 30 31 44 23 12 9 185 Per Cent June 30,1974 June 30,1984 Increase (Reported in billions, millions and nearest thousand) Total assets ............... Total loans, n e t ......... Securities................... D eposits..................... Total Capital Accounts $2,569,584 1,418,399 850,983 2,292,921 201,598 $7,232,720 3,690,032 2,409,641 6,386,722 637,396 181% 160% 183% 179% 216% Seventieth Report 29 SEVENTIETH REPORT showing THE CONDITION OF THE 185 ARKANSAS STATE-CHARTERED BANKS ASSETS AND LIABILITIES ARE AS SHOWN BY THE CALL OF JUNE 30,1984 Banks are listed according to an alphabetical arrangement of cities and towns where located. THE TELEPHONE AREA CODE NUMBER FOR ALL ARKANSAS IS 501 State of Arkansas: 30 Bank Department COMMERCIAL BANK AT ALMA, ALMA Population 2,755 Crawford County Chartered January 31,1910 P.O. Box 369 Telephone Number 632-2257 Zip Code 72921 Number of Branches: Inside City — None; Outside City — 2 Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Directors: Principal Officers: Caruth M. Alexander, III ♦Hilda K n ig h t ............................. President John Paul B alien tine Terry Q. C a rso n ........... E xec. Vice Pres. Terry Q. Carson William N. Brasher, III A sst. Vice Pres. W. Dane Clay Lucille H a y e s ........................... Vice Pres. John A. Griffin Helen J o n e s .................................... Cashier Hilda Knight Barbara H o u c k .................. A sst. Cashier Lorene Nolen . M ountainburg Branch Mgr. ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories................ 2 644 U.S. Treasury securities 2 994 Oblig. of other U.S. Government agencies and corporations . . . . 1 206 Oblig. of States and political subdivisions 2 219 Excess funds sold and sec. resell agreements 1 250 Loans, N e t................... 11 951 Bank premises, furniture & fixtures .. 378 All other a ssets........... 523 TOTAL 23 165 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits . . . . Deposits of States and subdivisions . . . . All other deposits........ Certified and Officers’ Checks........ Total Deposits.......... All other liabilities . . . Total Liabilities........ Mil. Thou. 6 999 11 351 1 2 156 41 131 20 679 217 20 896 Equity Capital Capital (#sh. au. 8,000) . 200 (#sh. outst. 8,000) Surplus.......................... 800 Undivided profits and capital reserve.......... 1 269 Total equity capital. . 2 269 TOTAL 23 165 Seventieth Report 31 BANK OF AMITY, AMITY Population 859 Clark County Chartered Novem ber 30, 1905 P.O. B ox 38 Telephone Number 342-5269 Zip Code 71921 Number of Branches: Inside C ity — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: *Cleda O l d s ............. President & Cashier Joe F. M axey ........................... Vice Pres. P eggy T. A d a m s................ A sst. Cashier Hazel R ich ard son .............. A sst. Cashier Ernie Dunlap Joe F. M axey M .H. Oakley Cleda Olds Hazel Richardson •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A s s e ts Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... Mil. Thou. 1 855 9 714 4 614 1 508 200 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 6 141 Time & savings dep., ind., part., corp......... 18 570 Deposits of States and subdivisions . . . . ____888 Total D eposits.......... 25 599 All other liabilities .. . 398 Total Liabilities........ 25 997 228 727 Equity Capital Capital (#sh. au. 4,000) . 100 (#sh. outst. 4,000) Surplus......................... 1 400 Undivided profits and capital reserve.......... 2 695 Total equity capital. . 4 195 TOTAL......................... 30 192 TOTAL......................... 30 192 1 810 9 536 State of Arkansas: 32 Bank Department CITIZENS FIRST STATE BANK, ARKADELPHIA Population 10,005 Clark County Chartered May 24,1977 P.O. B ox 218 Telephone Number 246-2411 Zip Code 71923 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank Holding Company Affiliate: First Arkadelphia Bancshares Principal O fficers: *R. Edward Snider, Jr................. President Raymond C. Toler . . . . Exec. Vice Pres. Farrell H a l l .........................Sr. Vice Pres. Johnnie Sue H u n e y cu tt. V .P. & Cashier Judy S lig h ..................................Vice Pres. Tom C alh oon ............................. Vice Pres. D irectors: I.B. Fuller, Jr. E .J. Alexander Flave Carpenter Cecil Cupp, Jr. Jerry Francis Farrell Hall Billy Bob Hardman Ed McCorkle John M. Moore R. Edward Snider, Jr. Raymond Toler Ralph Williams ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A s s e ts Mil. Thou. Cash & due from depositories............. 6 754 U.S. Treasury securities 1 500 Oblig. of other U.S. Government agencies and corporations . . . . 1 500 Oblig. of States and political subdivisions 1 714 All other securities . . . . 215 Excess funds sold and sec. resell agreements 200 L oans,N et................... 18 942 Bank premises, furniture & fixtures . . 609 All other a s s e ts ........... 814 TOTAL 32 248 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits . . . . Deposits of States and subdivisions . . . . Certified and Officers’ Checks........ Total D eposits......... All other liabilities .. . Total Liabilities........ Equity Capital Capital (#sh. au. 30,000) (#sh. outst. 30,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL Mil. Thou. 5 593 21 256 19 1 980 140 28 988 596 29 584 300 700 1 664 2 664 32 248 Seventieth Report 33 ELK HORN BANK & TRUST COMPANY, ARKADELPHIA Population 10,005 Clark County Chartered September 28, 1903 P.O. Box 248 Telephone Number 246-5811 Zip Code 71923 Number of Branches: Inside C ity — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Jam es W. Harrington . Chmn. of Board *Larry C. W hitley . . . President & CEO Roy N. Shope . . . Exec. V .P. & Cashier Herman G. B rew er.................. Vice Pres. Directors: Thomas B. Barksdale Jam es Blanton Harold Echols Jam es T. Gooch Jam es W. Harrington J. Hugh Lookadoo Earl Meeks W ayne D. Pollard Roy N. Shope A.C. Stone Larry C. W hitley J.B . W ingfield ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Mil. Thou. Mil. Thou. Liabilities Assets Demand deposits, Cash & due from ind., part., corp........ 4 514 depositories............. 5 029 T im e & s a v in g s d e p ., U.S. Treasury securities 5 107 Oblig. of other U.S. ind., part., corp......... 29 269 Government agencies 28 U.S. Gov’t deposits. . . . and corporations . . . . 6 853 Deposits of States and subdivisions . . . . 1 665 Oblig. of States and political subdivisions 3 476 Certified and All other securities . . . . 500 Officers’ Checks......... 159 Loans, N e t................... 18 087 Total D eposits.......... 35 635 Bank premises, Excess funds purchased furniture & fixtures . . 813 and sec. repurchase All other a s s e ts ........... 1 077 agreements................. 500 All other liabilities 546 Total Liabilities........ 36 681 Equity Capital Capital (#sh. au. 24,000) (#sh. outst. 24,000) Surplus......................... 1 Undivided profits and capital reserve......... .... 2 Total equity capital.. 4 TOTAL......................... 40 942 600 200 461 261 TOTAL......................... 40 942 34 State of Arkansas: Bank Department MERCHANTS & PLANTERS BANK & TRUST COMPANY, ARKADELPHIA Population 10,005 Clark County Chartered June 15,1911 P.O. Box 219 Telephone Number 246-4511 Zip Code 71923 Number of Branches: Inside City — 1; Outside C ity — None Number of CBCT’s: Inside City — None; Outside City — None Bank Holding Company Affiliate: First Financial Bancshares, Inc. Principal Officers: ♦Millard E. A u d .........Chmn. of Board & President L.L. L ineback ................E xec. Vice Pres. R. Allan Kimball .................... Vice Pres. Barbara J. Evans . Vice Pres. & Cashier Directors: Millard E. Aud John M. Hobgood Toney D. McMillan Robert C. Rhodes Jane Ross Donald M. Tatman Ross M. Whipple ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 3 485 U.S. Treasury securities 5 298 Oblig. of other U.S. Government agencies and corporations . . . . 2 599 Oblig. of States and political subdivisions 1 211 All other securities . . . . 577 Excess funds sold and sec. resell agreements 600 Loans, N e t................... 16 294 Bank premises, furniture & fixtures .. 452 All other a s s e ts ........... 616 TOTAL 31 132 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 3 866 Time & savings dep., ind., part., corp......... 21 418 U.S. Gov’t deposits. . . . 4 Deposits of States and subdivisions . . . . 2 937 Certified and Officers’ Checks...................25 Total D eposits......... 28 250 All other liabilities .. . 340 Total Liabilities........ 28 590 Equity Capital Capital (#sh. au. 4,800) . (#sh. outst. 4,800) Surplus......................... 1 Undivided profits and capital reserve......... 1 Total equity capital.. 2 TOTAL 120 230 192 542 31 132 Seventieth Report 35 BANK OF ASHDOWN, ASHDOWN Population 3,956 Little River County Chartered October 5,1 9 7 0 P.O. Box 547 Telephone Number 898-2761 Zip Code 71822 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦Larry Mashburn ..............Vice Chmn. & President Robert W. Lewis . . . Sr. Vice President Sue G. D a n i e l..................A sst. Vice Pres. Marie F in d le y .................. A sst. Vice Pres. Olivia J. Green .............................. Cashier P eggy Morgan .................. A sst. Cashier Directors: Jam es D. Armstrong Larry G. D avis Frank Edmonson Leonard L. Hampson John H. Hendrix Larry Mashburn Sheldon Madden Euince Spigner G.M. Williams •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 160 U.S. Treasury securities 12 824 Oblig. of States and political subdivisions 843 Excess funds sold and sec. resell agreements 1 300 Loans, N e t................... 12 281 Bank premises, furniture & fixtures . . 493 786 All other a s s e ts ........... Liabilities Demand deposits, ind., part., corp......... Time & savings dep., md., part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . All other d ep o sits........ Certified and Officers’ Checks........ Total Deposits.......... All other liabilities . . . . Total Liabilities........ Equity Capital Capital (#sh. au. 45,000) (#sh. outst. 45,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital.. TOTAL 29 687 TOTAL MU. Thou. 2 603 22 241 8 1 832 13 128 26 825 255 27 080 450 1 550 607 2 607 29 687 36 State of Arkansas: Bank Department BANK OF ATKINS, ATKINS Population 3,002 Pope County Chartered September 19, 1895 P.O. Box 157 Telephone Number 641-2987 Zip Code 72823 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal O fficers: Jam es C. M itch ell.................... Chairman ♦David M. M itch ell.................... President E.L. J o r d e n ................................Vice Pres. Dorothy W iley ..............................Cashier Directors : Jam es C. Mitchell David Mitchell E.L. Jorden ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 . Assets Mil. Thou. Cash & due from depositories. 655 U.S. Treasury securities 1 958 Oblig. of States and political subdivisions 2 646 All other securities . . . . 102 L oans,N et................... 6 102 Bank premises, furniture & fixtures .. 58 All other a s s e ts 368 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 2 260 Time & savings dep., ind., part., corp......... 6 551 U.S. Gov’t deposits . . . . 3 Deposits of States and subdivisions . . . . 1 553 Certified and Officers’ Checks................... 87 Total D eposits.......... 10 454 All other liabilities . . . . 166 Total Liabilities........ 10 620 Equity Capital Capital (#sh. au. 12,500) (#sh. outst. 12,500) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 11 889 TOTAL 125 925 219 1 269 11 889 37 Seventieth Report THE BANK OF AUGUSTA, AUGUSTA Population 3,496 W oodruff County Chartered February 20, 1935 P.O. Box Y Telephone Number 347-2511 Zip Code 72006 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: R.E. Gregory . . Chmn. of Board & Dir. E.R. M ille r .................. President & Dir. ♦Woody Castleberry E xec. V .P. & Dir. D orothy W illis . . Vice Pres. & Cashier Directors: John R. Eldridge Franklin Collier W .P. Daniel Dr. Steve Collier Charles P. Eldridge R.E. Gregory, Jr. W oody P. Daniel ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories................ 3 282 U.S. Treasury securities 2 782 Oblig. of other U.S. Government agencies and corporations . . . . 5 494 Oblig. of States and political subdivisions 4 068 All other securities . . . . 142 Excess funds sold and sec. resell agreements 1 450 L oans,N et..................... 8 592 Bank premises, furniture & fixtures . . 220 All other a s s e ts ........... 790 TOTAL 26 820 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... Deposits of States and subdivisions . . . . Certified and Officers’ Checks........ Total Deposits.......... All other liabilities . . . . Total Liabilities........ mu. Thou. 5 133 15 082 2 242 241 22 698 382 23 080 Equity Capital Capital (#sh. au. 8,000) . 200 (#sh. outst. 8,000) Surplus......................... 500 Undivided profits and capital reserve.......... 3 040 Total equity capital.. 3 740 TOTAL 26 820 38 State of Arkansas: Bank Department CITIZENS STATE BANK, BALD KNOB Population 2,790 W hite County Chartered January 22,1931 P.O. Box 200 Telephone Number 724-3241 Zip Code 72010 Number of Branches: Inside C ity — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company A ffiliate: Citizens S tate Bankshares of Bald Knob, Inc. Principal Officers: *Mrs. Juanita Litzelfelner . . President & Chairman Larry E. Kircher . Vice Pres. & Cashier Wendell N ie r ............................. Vice Pres. Margaret Etheridge . . . A sst. Vice Pres. Peggy R e e d .........................A sst. Cashier Directors: Mrs. Juanita Litzelfelner Larry E. Kircher Jennings L eggett Bob J. Clark Bernard C. Smith, M.D. ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 661 U.S. Treasury securities 4 145 Oblig. of other U.S. Government agencies and corporations . . . . 1 868 Oblig. of States and political subdivisions 968 Excess funds sold and sec. resell agreements 325 Loans, N e t................... 8 998 Bank premises, furniture & fixtures . . 716 All other a s s e ts ............ 527 TOTAL 19 208 Liabilities Demand deposits, ind.,part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits . . . . Deposits of States and subdivisions . . . . Certified and Officers’ Checks........ Total D eposits.......... All other liabilities . . . Total Liabilities........ Mil. Thou. 5 188 10 848 39 1 247 119 17 441 295 17 736 Equity Capital Capital (#sh. au. 4,000) . (#sh. outst. 4,000) Surplus.......................... Undivided profits and capital reserve.......... Total equity capital.. 1 TOTAL 100 700 672 472 19 208 Seventieth Report 39 THE CITIZENS BANK, BATESVILLE Population 8,263 Independence County Chartered February 19, 1953 P.O. Box 2156 Telephone Number 793-4441 Zip Code 72501 Number of Branches: Inside City — 3; Outside City — None Number of CBCT’s: Inside City — 2; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *T.G. V in s o n ...............................President Charles A rn o ld ............. Exec. Vice Pres. David H i d y .........................Sr. Vice Pres. David F o r d ............................... Vice Pres. Floren K in g ............................... Vice Pres. Greg Shaver ..................................Cashier _________ Directors: Charles Arnold Dr. Lackey Moody Eagle Street M .F. H ighsm ith Noel K. Sims Mrs. J.K. Southerland D oyle Rogers Lackey Moody T.G. Vinson ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Mil. Thou. Cash & due from depositories............. 5 758 U.S. Treasury securities 14 869 Oblig. of other U.S. Government agencies and corporations . . . . 9 482 Oblig. of States and political subdivisions 8 039 All other securities . . . . 72 Excess funds sold and sec. resell agreements 1 200 Loans, N e t................... 41 036 Bank premises, furniture & fixtures . . 1 692 All other a s s e ts ........... 1 967 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits . . . . Deposits of States and subdivisions . . . . All other d ep o sits........ Certified and Officers’ Checks........ Total Deposits.......... Excess funds purchased and sec. repurchase agreements............... All other liabilities .. . Total Liabilities........ mu. Thou. 16 697 51 171 38 7 176 160 356 75 598 1 525 705 77 828 Equity Capital Capital (#sh. au. 14,000) 1 400 (#sh. outst. 14,000) Surplus......................... 1 000 Undivided profits and capital reserve.......... 3 487 Total equity capital. . 5 887 Subordinated notes and debentures........ 400 TOTAL 84 115 TOTAL 84 115 40 State of Arkansas: Bank Department BANK OF BEARDEN, BEARDEN Population 1,191 Ouachita County Chartered June 17,1945 P.O. Box 135 Telephone Number 687-2233 Zip Code 71720 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦John E. A nthony .................... Chairman Rick G r ee n ................................. President Edward W. P a s c h a l................ Vice Pres. Harold Mizell ................................Cashier Rosemary B a r n e r............. A sst. Cashier Directors: John E. A nthony Joe F. Barner O.D. Cathey Rick Green Kenneth D. Keeton Howard G. McWhorter Eric Stuckey J.E . Word •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 3 145 U.S. Treasury securities 1 199 Oblig. of other U.S. Government agencies and corporations . . . . 2 124 Oblig. of States and political subdivisions 1 879 Excess funds sold and sec. resell agreements 425 Loans, N e t................... 6 338 Bank premises, furniture & fixtures .. 171 All other a s s e ts ........... 175 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 3 062 Time & savings dep., ind., part., corp......... 9 803 U.S. Gov’t deposits . . . . 2 Deposits of States and subdivisions . . . . 686 Certified and Officers’ Checks................... 12 Total Deposits.......... 13 565 All other liabilities .. . 170 Total Liabilities........ 13 735 TOTAL TOTAL 15 456 Equity Capital Capital (#sh. au. 8,800) . 201 (#sh. outst. 8,060) Surplus......................... 1 110 Undivided profits and capital reserve.......... 410 Total equity capital. . 1 721 15 456 Seventieth Report 41 CITIZENS BANK, BEEBE Population 3,599 W hite County Chartered June 21, 1917 P.O. Box T Telephone Number 882-6411 Zip Code 72012 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *E.H. A bington, I I ........... .. President J.Darrel Hall ................Exec. Vice Pres. Margie Jensen .........................Vice Pres. Anna B. S p r a d lin .........................Cashier B etty L id d le ................. A sst. Vice Pres. Vickie D u k e .........................A sst. Cashier Directors: T.E. A bington E.H . Abington, II J. Darrel Hall Arvill C. Benton George B. Garrett John B. Fisher Margie Jensen D oyle Burns Jam es Rakes Bobby Bell Millan Burrow Cora Ann Jones H. Leroy Goff Lee E. H ayes Frank Garrison H. M ayes Scott ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories............. 1 653 U.S. Treasury securities 1 850 Oblig. of other U.S. Government agencies and corporations . . . . 601 Oblig. of States and political subdivisions 3 195 Excess funds sold and sec. resell agreements 100 Loans, N e t................... 13 192 Bank premises, furniture & fixtures . . 450 All other a s s e ts ........... 443 TOTAL 21 484 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 2 995 Time & savings dep., ind., part., corp......... 14 086 U.S. Gov’t deposits . . . . 30 Deposits of States and subdivisions . . . . 1 729 All other d ep o sits........... 17 Certified and Officers’ Checks................... 38 Total D eposits.......... 18 895 All other liabilities . . . . 247 Total Liabilities........ 19 142 Equity Capital Capital (#sh. au. 20,000) (#sh. outst. 20,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 200 600 1 542 2 342 21 484 42 State of Arkansas: Bank Department FIRST STATE BANK, BEEBE Population 3,599 W hite County Chartered April 20,1981 P.O. Box D Telephone Number 882-6406 Zip Code 72012 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: ♦Garland K irk p atrick ......... Pres. & CEO Jam es A. Lovell, Jr.................. Vice Pres. Marilyn C o le .................................. Cashier Loretta S a n s o m ................A sst. Cashier Sandy P oin d exter............. Adm in. A sst. Garland Kirkpatrick Dr. Ruth Lazelle Couch Grace Crouch Johnnie Downing Walter England Luther B. Harvey Robert O. Justice H. Kelton Keathley Keith K. Knight Harvey Sm ith •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Cash & due from depositories............. U .S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Loans, N e t................... Bank premises , furniture & fixtures .. All other a s s e ts ............ Mil. Thou. 943 799 1 263 619 67 6 433 781 382 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits . . . . Deposits of States and subdivisions . . . . Certified and Officers’ Checks........ Total Deposits.......... Excess funds purchased and sec. repurchase agreements............... All other liabilities . . . Total Liabilities........ Equity Capital Capital (#sh. au. 50,000) (#sh. outst. 50,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 11 287 TOTAL Mil. Thou. 3 838 4 156 81 974 162 9 211 250 189 9 650 500 500 637 1 637 11 287 Seventieth Report 43 BENTON STATE BANK, BENTON Population 17,737 Saline County Chartered February 9,1 9 3 4 P.O. Box 9 Telephone Number 778-0431 Zip Code 72015 Number of Branches: Inside C ity — 2; Outside City — 1 Number of CBC T’s: Inside City — 1; Outside City — 1 Bank H olding Company A ffiliate: Benton State Bankshares Principal Officers: ♦Brooks M o r r is..........................President R ussell Coleman ......... E xec. Vice Pres. Harry M c C o rm ick ........... Sr. Vice Pres. June M aGee ............................. Vice Pres. Joann B a k e r .............................Vice Pres. Jam es T r o tte r ...........................Vice Pres. Directors: Bob Alsobrook Mrs. W.R. Alsobrook Fred E. Briner A .B. Holiman, Jr. W.L. Tucker W.W. Jones Malcolm Lawrence ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements Loans, N e t................... Bank premises, furniture & fixtures .. All other a s s e ts ........... Mil. Thou. TOTAL 98 524 4 531 34 504 10 900 12 126 4 3 375 29 356 1 357 2 371 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . All other d ep o sits........ Certified and Officers’ Checks........ Total D eposits.......... All other liabilities . . . Total Liabilities........ mu. Thou. 12 859 67 383 27 7 663 241 532 88 705 1 570 90 275 Equity Capital Capital (^sh. au. 132,000) 1 320 (#sh. outst. 132,000) Surplus......................... 825 Undivided profits and capital reserve.......... 6 104 Total equity capital.. 8 249 TOTAL 98 524 44 State of Arkansas: Bank Department THE UNION BANK OF BENTON, BENTON Population 17,737 Saline County Chartered January 11, 1954 P.O. Box 687 Telephone Number 778-0411 Zip Code 72015 Number of Branches: Inside City — 1; Outside City — 1 Number of C BC T’s: Inside City — 1; Outside City — 1 Bank H olding Company Affiliate: None Principal Officers: Directors: *Bob Gregory ...............................President K.M. Taylor ............................. Vice Pres. Margaret Jefferson Vice Pres. & Cashier Greg B. Brown, Chmn. June G. Brown Lilburn Carlisle J.D . Harris R.G. Kuemer I. E. McCray, Jr. J. Fred W alton, Jr. John Young ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 9 990 U.S. Treasury securities 3 848 Oblig. of other U.S. Government agencies and corporations . . . . 2 952 Oblig. of States and political subdivisions 5 968 All other securities . . . . 734 Excess funds sold and sec. resell agreements 7 535 Loans, N e t................... 30 726 Bank premises, furniture & fixtures . . 1 475 All other a s s e ts ........... 1 580 Liabilities Demand deposits, ind.,part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . Certified and Officers’ Checks........ Total D eposits.......... Excess funds purchased and sec. repurchase agreements............... All other liabilities .. . Total Liabilities........ Mil. Thou. 9 608 41 432 81 6 836 468 58 425 163 802 59 390 Equity Capital Capital (#sh. au. 72,940.3) 729 (#sh. outst. 72,940.3) Surplus......................... 857 Undivided profits and capital reserve.......... 3 223 Total equity capital. . 4 809 Subordinated notes and debentures........ 609 TOTAL 64 808 TOTAL 64 808 Seventieth Report 45 BANK OF BENTONVILLE, BENTONVILLE Population 8,756 Benton County Chartered February 25, 1931 P.O. Box 449 Telephone Number 273-3331 Zip Code 72712 Number of Branches: Inside City — 2; Outside City — 2 Number of CBCT’s: Inside City — 3; Outside City — 1 Bank H olding Company Affiliate: None Principal Officers: *Burton E. Stacy ..................... President John W. F r y e r ............... Exec. Vice Pres. David A. S h o r t ....................Sr. Vice Pres. Fred L o o k a d o o ....................Sr. Vice Pres. Warren Fields . . .Controller & Cashier Maurice Easterling .........Sr. Vice Pres. Carl T. Cosand ........................ Vice Pres. Directors: E.F. Adair G.M. Billingsley R.E. Buck Max Burger W .H. Enfield Glenn Featherston J.W . Fryer Jim W alton David Glass Carl Hutchens Clayton Little J.A . Rollow R.L. Scoggins B.E. Stacy Alice Walton Sam W alton ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories................ 6 310 U.S. Treasury securities 5 310 Oblig. of other U.S. Government agencies and corporations . . . . 4 113 Oblig. of States and political subdivisions 24 842 Loans, N e t.................... 78 930 Bank premises, furniture & fixtures . . 1 529 All other a s s e ts ........... 3 510 Liabilities Mil. Thou. Demand deposits, ind., part., corp........... 17 259 Time & savings dep., ind., part., corp........... 92 114 U .S . G o v ’t d e p o s its . . . . 103 Deposits of States and subdivisions . . . . 4 All other d ep o sits........ Certified and Officers’ Checks........ Total D eposits............114 All other liabilities .. . 1 Total Liabilities........115 284 110 354 224 655 879 Equity Capital Capital (#sh. au. 100,000) 980 (#sh. outst. 78,400) Surplus......................... 2 770 Undivided profits and capital reserve.......... 4 915 Total equity capital.. 8 665 TOTAL 124 544 TOTAL 124 544 State of Arkansas: 46 Bank Department CITIZENS BANK, BENTONVILLE Population 8,756 Benton County Chartered December 16,1968 P.O. Box 709 Telephone Number 273-5586 Zip Code 72712 Number of Branches: Inside City — None; Outside City — 2 Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal O fficers: ♦Robert L. S m it h .........President & CEO R. H arvey R icketts . . . Exec. Vice Pres. Johnnie J. Qualls . Vice Pres. & Cashier Lawrence R. M cC arroll......... Vice Pres. Directors: Lawrence P. Bolte Charles G. Burke W ayne W. Carlson Wallace W. Fowler, Chairman Phil Jones Lawrence R. McCarroll W ilson D. Powell Cecil E. Shores Robert L. Sm ith Ralph C. W illiams ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories................ 2 170 U.S. Treasury securities 3 242 Oblig. of other U.S. Government agencies and coiporations . . . . 2 652 Oblig. of States and political subdivisions 3 194 Loans, N e t................... 29 290 Bank premises, furniture & fixtures .. 936 All other a s s e ts ........... 1 190 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... Deposits of States and subdivisions . . . . Certified and Officers’ Checks........ Total D eposits.......... Excess funds purchased and sec. repurchase agreements............... All other liabilities .. . Total Liabilities........ Equity Capital Capital (#sh. au. 65,000) (#sh. outst. 55,421) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 42 674 TOTAL Mil. Thou. 9 696 23 817 4 558 140 38 211 1 050 425 39 686 554 1 216 1 218 2 988 42 674 Seventieth Report 47 BANK OF BLEVINS, BLEVINS Population 314 Hem pstead County Chartered A ugu st 12, 1912 P.O. B ox 158 Telephone Number 874-2541 Zip Code 71825 Number of Branches: Inside C ity — None; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — N one Bank H olding Company Affiliate: First Blevins Bancshares, Inc. Principal Officers: Directors: P.C. Stephens ........................... President Nell S t e p h e n s .................... Sr. Vice Pres. ♦Mike S te p h e n s .........Exec. Vice Pres. & Cashier P.C. Stephens Mike Stephens Nell Stephens Harold M. Stephens ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions Excess funds sold and sec. resell agreements L oans,N et................... Bank premises, furniture & fixtures .. All other a s s e ts ........... TOTAL MU. Thou. 690 1 500 1 341 170 100 3 543 11 4 7 359 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 1 679 Time & savings dep., ind., part., corp......... 4 194 U.S. Gov’t deposits. . . . 2 Deposits of States and subdivisions . . . . 843 Certified and Officers’ Checks................... 20 Total Deposits.......... 6 738 All other liabilities .. . . ______ 4 Total Liabilities........ 6 742 Equity Capital Capital (#sh. au. 16,000) (#sh. outst. 8,050) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 101 150 366 617 7 359 State of Arkansas: 48 Bank Department FARMERS BANK & TRUST COMPANY, BLYTHEVILLE Population 24,314 M ississippi County Chartered March 16, 1908 P.O. Box 688 Telephone Number 763-8101 Zip Code 72315 Number of Branches: Inside City — 2; Outside City — 1 Number of CBCT’s: Inside City — 1; Outside City — None Bank H olding Company Affiliate: None Principal O fficers : ♦James L. M a g e e ..........................Chairman A lvin Pluffman, I I I ..................... President Lee A. C r o w e ................Exec. Vice Pres. Steve Bell ..................................Vice Pres. R.G. Cox ..........................................Cashier _________ Directors: Dale S. Briggs Jerry Cohen Glen A. Cook Lee A. Crowe G.G. Hubbard, Jr. A lvin Huffman, III Paul C. Hughes Herbert Jones Gay Ion M. Lawrence, Jr. Jam es Magee R.A. Porter ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 10 463 U.S. Treasury securities 21 511 Oblig. of other U .S. Government agencies and corporations . . . . 22 381 Oblig. of States and political subdivisions 5 967 All other securities . . . . 607 Excess funds sold and sec. resell agreements 250 Loans, N e t................... 19 428 Bank premises, furniture & fixtures . . 958 All other a s s e ts ........... 1 762 TOTAL 83 327 Liabilities Mil. Thou. Demand deposits, ind., part., corp...... 18 411 Time & savings dep., ind., part., corp...... 46 290 U.S. Gov’t deposits . . . . 18 Deposits of States and subdivisions . . . . 8 111 All other dep o sits........ 2 Certified and Officers’ Checks........ 176 Total D eposits...... 73 008 All other liabilities . . . . 3 233 Total Liabilities.... 76 241 Equity Capital Capital (#sh. au. 40,000) 1 (#sh. outst. 40,000) Surplus......................... 2 Undivided profits and capital reserve.......... 3 Total equity capital.. 7 TOTAL......................... 83 000 750 336 086 327 49 Seventieth Report CITIZENS BANK, BOONEVILLE Population 3,289 Logan County Chartered April 18, 1910 P.O. Box 238 Telephone Number 675-2747 Zip Code 72927 Number of Branches: Inside C ity — 1; Outside City — 2 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *Jeral L. H a m p to n .................... President Bill L a n d r u m ............... Exec. Vice Pres. Larry Kinard ............... Exec. Vice Pres. Bill M itchell .............................. Vice Pres. Joe Earp ..................................... Vice Pres. Shirley Y o u n g ............................. Vice Pres. Lee Strickland ..........................Vice Pres. ------------- Directors: Jeral Hampton Bill Landrum Larry Kinard H.L. Thomas, Jr. Robert E. Remy A .B. Littlefield M elvin R. Dunn B illy D. Leslie Richard Lippard Glen Fitzgerald ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions Excess funds sold and sec. resell agreements Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... TOTAL Mil. Thou. 12 683 3 040 1 611 5 742 2 100 31 140 428 1 375 58 119 Liabilities m u . Thou. Demand deposits, ind.,part., corp......... 3 784 Time & savings dep., ind., part., corp......... 45 049 U.S. Gov’t deposits . . . . 79 Deposits of States and subdivisions . . . . 3 556 Certified and 430 Officers’ Checks........ Total Deposits.......... 52 898 All other liabilities . . . . 655 Total Liabilities........ 53 553 Equity Capital Capital (#sh. au. 100,000) (#sh. outst. 100,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 1 000 1 000 2 566 4 566 58 119 State of Arkansas: 50 Bank Department THE BANK OF BRADLEY, BRADLEY Population 790 Lafayette County Chartered April 10, 1933 P.O. Box 128 Telephone Number 894-3322 Zip Code 71826 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: The Bradley Corporation Principal Officers: ♦Lane Pierce ............................... President Ann D a r n e r ...................... Vice President Billie P ie r c e ................................Vice Pres. Directors: Lane Pierce G.E. Crabtree Randy Griffing ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 544 U.S. Treasury securities 300 Oblig. of other U.S. Government agencies and corporations . . . . 1 870 Oblig. of States and political subdivisions 439 Excess funds sold and sec. resell agreements 125 L oans,N et................... 6 291 Bank premises, furniture & fixtures . . 341 All other a s s e ts ........... 25 TOTAL 10 935 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 885 Time & savings dep., ind., part., corp......... 7 640 U.S. Gov’t deposits . . . . 7 Deposits of States and subdivisions . . . . 1 560 Certified and Officers’ Checks...................23 Total Deposits.......... 10 115 All other liabilities . . . . _____ 5 Total Liabilities........ 10 120 Equity Capital Capital (#sh. au. 1,100) . (#sh. outst. 1,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 100 600 115 815 10 935 51 Seventieth Report BANK OF BRINKLEY, BRINKLEY Population 4,997 Monroe County Chartered January 17, 1903 P.O. Box 727 Telephone Number 734-3133 Zip Code 72021 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: Brinkley Bancshares, Inc. Principal Officers: Directors: Albert L. R u sh er.........................Chairman ♦Albert H. Rusher ......................President Gus R u sh er.................... Exec. Vice Pres. Harold H a r d w ic k .................... Vice Pres. Mildred D ic k so n ............................. Cashier Terry S in g leter ry .........A sst. Vice Pres. K itty S m ith .........................A sst. Cashier ________ Albert L. Rusher Albert H. Rusher Gus Rusher Harold Hardwick Sidney M cKnight Lambert Dial Don Fuller Jim Carroll, Jr. •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies an d c o r p o r a tio n s . . . . Mil. Thou. 3 185 1 449 11 056 Oblig. of States and political subdivisions 4 329 All other securities . . . . 1 067 Excess funds sold and sec. resell agreements 1 500 Loans, N e t................... 18 925 Bank premises, furniture & fixtures . . 490 All other a s s e ts ........... 1 132 TOTAL 43 133 Mil. Thou. Liabilities Demand deposits, ind., part., corp......... 8 230 Time & savings dep., ind., part., corp......... 27 063 U.S. Gov’t deposits. . . . 25 Deposits of States and subdivisions . . . . 3 236 All other d ep o sits........ 4 Certified and Officers’ Checks........ 176 Total Deposits.......... 38 734 All other liabilities . . . . 468 Total Liabilities........ 39 202 Equity Capital Capital (#sh. au. 24,000) (#sh. outst. 24,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 600 1 800 1 531 3 931 43 133 State of Arkansas: 52 Bank Department BANK OF CABOT, CABOT Population 3,970 Lonoke County Chartered March 23, 1903 P.O. B ox R Telephone Number 843-3575 Zip Code 72023 Number of Branches: Inside C ity — 1; Outside City — 1 Number of CBCT’s: Inside City — 1; Outside City — None Bank H olding Company Affiliate: Cabot Bankshares, Inc. Principal Officers: ♦James M. Park .......................... President Joe W. P a rk ........... Vice Pres. & Cashier William E. W illiam s................ Vice Pres. Jaunita C. M o r d e n .................. Vice Pres. Jam es F. C am pbell.................. Vice Pres. Connie S. G lover....................... Vice Pres. Oleta R. Kinder ........................... Auditor Directors: Howell M. Thompson, Chmn. W.T. Barnwell A.M . Feland, III Charles L. George A ustin R. Leeds Jack M. Lowman Jam es M. Park Joe W. Park Gerald H. Shock Charles R. Templeton William E. Williams H.A. W hitley ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 MU. Thou. Liabilities Assets Mil. Thou. Demand deposits, Cash & due from ind., part., corp......... 7 217 depositories............. 3 809 Time & savings dep., U.S. Treasury securities 9 186 ind., part., corp......... 42 233 Oblig. of other U.S. U.S. Gov’t deposits 156 Government agencies Deposits of States and corporations . . . . 4 080 Oblig. of States and and subdivisions . . . . 5 504 political subdivisions 8 068 Certified and 680 All other securities . . . . Officers’ Checks........ 264 Excess funds sold and Total Deposits.......... 55 374 sec. resell agreements 2 600 All other liabilities 829 Loans, N e t................... 30 486 Total Liabilities........ 56 203 Bank premises, 783 Equity Capital furniture & fixtures . . All other a s s e ts ........... 1 463 Capital (#sh. au. 25,000) 625 (#sh. outst. 25,000) Surplus......................... 1 575 Undivided profits and capital reserve.......... 2 452 Total equity capital. . 4 652 Subordinated notes 300 and debentures........ TOTAL........................ 61 155 TOTAL......................... 61 155 Seventieth Report 53 FIRST STATE BANK, CALICO ROCK Population 1,046 Izard County Chartered May 1, 1914 P.O. Box 236 Telephone Number 297-3711 Zip Code 72519 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *H. D avey W y a t t ......................President Paul W. Seay ........................... Vice Pres. Danny Moser ........................... Vice Pres. Boyce H i c k s ..................A sst. Vice Pres. Mondalyn Caldwell .........A sst. Cashier Joann F a r m e r ....................Adm n. A sst. Directors: Gaye Copp H. D avey W yatt Paul W. Seay ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 784 U.S. Treasury securities 3 274 Oblig. of other U.S. Government agencies and corporations . . . . 4 038 Oblig. of States and political subdivisions 3 136 Excess funds sold and sec. resell agreements 300 Loans, N e t..................... 7 872 Bank premises, furniture & fixtures . . 503 All other a s s e ts ........... 448 TOTAL......................... 20 355 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 4 409 Time & savings dep., ind., part., corp......... 12 313 U.S. Gov’t deposits. . . . 6 Deposits of States and subdivisions . . . . 609 Certified and Officers’ Checks................... 96 Total D eposits.......... 17 433 All other liabilities . . . . ____ 206 Total Liabilities........ 17 639 Equity Capital Capital (#sh. au. 10,000) (#sh. outst. 10,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. 250 400 2 066 2 716 TOTAL....................... . 20 355 State of Arkansas: 54 Bank Department THE MERCHANTS AND PLANTERS BANK, CAMDEN Population 15,356 Ouachita County Chartered April 18,1928 P.O. Box 1017 Telephone Number 836-8136 Zip Code 71701 Number of Branches: Inside City — 5; Outside City — 1 Number of CBCT’s: Inside City — 1; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *B.J. Ford ...........Chairman & President Billy G. W rig h t.................. Sr. Vice Pres. William J. Kluge ..................... Vice Pres. Mrs. Linnie B e t t s ......................Vice Pres. Martha H a n k in s........................ Vice Pres. Jack M . Sheppard, Jr...................Cashier ________ Directors: Harry F. Barnes E.E. Falwell B.J. Ford Roy Ledbetter Ralph S. O’Conner Katherine T. Ozment E m m ett Parham Ray Parham Roy B. Walton Thomas E. W atts •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Mil. Thou. Cash & due from depositories............. 3 640 U.S. Treasury securities 4 222 Oblig. of other U.S. Government agencies and corporations . . . . 4 203 Oblig. of States and political subdivisions 9 542 All other securities . . . . 75 Loans, N e t................... 34 941 Bank premises, furniture & fixtures .. 1 257 All other a s s e ts ........... 1 350 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits . . . . Deposits of States and subdivisions . . . . Total D eposits......... Excess funds purchased and sec. repurchase agreements............... All other liabilities .. . Total Liabilities........ Equity Capital Capital <#sh.au. 100,000) (#sh. outst. 100,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 59 230 TOTAL m u . Thou. 16 103 34 592 131 1 507 52 333 900 848 54 081 1 000 2 000 2 149 5 149 59 230 55 Seventieth Report CARAWAY BANK, CARAWAY Population 1,165 Craighead County Chartered Novem ber 29, 1962 P.O. Box 39 Telephone Number 482-3329 Zip Code 72419 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: *Amos D avid ...............................Chairman J.R. D avid, Jr............................. President D ouglas B ra d ley .......................Vice Pres. Jean G o o d m a n ......................... Vice Pres. Gundel D. M artin .........A sst. Vice Pres. Deborah D. Taylor . . . A sst. Vice Pres. Am os David J.R. David, Jr. D ouglas Bradley Lee David ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies an d c o r p o r a tio n s . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... TOTAL Mil. Thou. 849 1 297 66 855 9 250 5 672 102 345 9 445 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., md., part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . All other d ep o sits........ Certified and Officers’ Checks........ Total Deposits.......... All other liabilities . . . . Total Liabilities........ Equity Capital Capital (#sh. au. 10,080) (#sh. outst. 10,080) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL Mil. Thou. 1 855 5 820 3 714 22 8 8 61 475 118 593 252 100 500 852 9 445 State of Arkansas: 56 Bank Department CITIZENS BANK & TRUST, CARLISLE Population 2,567 Lonoke County Chartered December 22, 1930 P .O .B o x 69 Telephone Number 552-7571 Zip Code 72024 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: Grand Prairie Bancshares, Inc. Principal Officers: *M.S. W oodruff ......................... President Bill J. S h o u p ...................... Sr. Vice Pres. Laverne C a ld w e ll...........V .P. & Cashier M .Gaines Young, Jr............ Vice Pres. & Trust Officer ________ Directors: M .S. Woodruff, Chairman Bill Shoup M. Gaines Young, Jr. Dr. J. F. Gartman Charles Hunt C.W. Harper F.M. Perkins, Sr. A dvisory Clifford Bennett, Sr. Adv. ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Cash & due from depositories............. U .S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions Excess funds sold and sec. resell agreements Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... TOTAL Mil. Thou. 2 584 9 037 2 874 4 953 1 300 19 432 393 1 200 41 773 Liabilities MU. Thou. Demand deposits, ind., part., corp......... 9 240 Time & savings dep., ind., part., corp......... 27 017 U.S. Gov’t deposits. . . . 169 Deposits of States 694 and subdivisions . . . . All other d ep o sits........ 6 Certified and Officers’ Checks........ 219 Total Deposits.......... 37 345 All other liabilities . . . . 602 Total Liabilities........ 37 947 Equity Capital Capital (#sh. au. 39,000) (#sh. outst. 39,000) Surplus......................... 1 Undivided profits and capital reserve......... 1 Total equity capital. . 3 TOTAL 975 025 826 826 41 773 Seventieth Report 57 BANK OF CAVE CITY, CAVE CITY Population 1,599 Sharp County Chartered July 2, 1906 P.O. Box 82 Telephone Number 283-5553 Zip Code 72521 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: Sharp Bancshares, Inc. Principal Officers: Directors: *Eagle Street . . . . Chairman & President Jam es M. Street . . Exec. V.P. & CEO Clifton C ra b tree............. V .P. & Cashier Eagle Street Jam es M. Street Eugene Street Jam es E. Street Clifton Crabtree Samuel F. Beller ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Mil. Thou. 797 277 630 300 535 123 . Cash & due from depositories. 541 U.S. Treasury securities 1 Oblig. of other U.S. Government agencies and corporations . . . . 2 Oblig. of States and political subdivisions 1 Excess funds sold and sec. resell agreements L oans,N et................... 11 Bank premises, furniture & fixtures . . All other a s s e ts 399 TOTAL 18 602 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 2 009 Time & savings dep., ind., part., corp......... 13 595 U.S. Gov’t deposits . . . . 1 Deposits of States and subdivisions . . . . 1 012 Certified and Officers’ Checks................... 28 Toted D eposits.......... 16 645 All other liabilities . . . . ____ 110 Total Liabilities........ 16 755 Equity Capital Capital (#sh. au. 4,000) . (#sh. outst. 4,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 100 400 1 347 1 847 18 602 58 State of Arkansas: Bank Department AMERICAN STATE BANK, CHARLESTON Population 1,786 F ranklin County Chartered June 29,1910 P.O. Box 128 Telephone Number 965-2201 Zip Code 72933 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — 1; Outside City — None Bank H olding Company A ffiliate: American Bancshares of Arkansas, Inc. Principal Officers: Directors: *Joe S. H i a t t ................Chairman & CEO Michael F. F ly n n ......................President Sherman H i a t t .............. V.P. & Cashier Margie H ia t t ............................. Vice Pres. Charles J. B r o w n .................. .. Vice Pres. Alice K. Wood A sst. Vice Pres. Joe S. H iatt Michael F. Flynn Sherman H iatt John McDonald Harold W. Jones Troy Clark Joe Medlock Joe Larkin ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions Excess funds sold and sec. resell agreements L oans,N et................... Bank premises, furniture & fixtures . . All other a s s e ts ............ MU. Thou. 2 037 5 314 3 071 3 501 265 11 716 767 636 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 5 405 Time & savings dep., ind., part., corp......... 17 078 U.S. Gov’t deposits. . . . 2 Deposits of States and subdivisions . . . . 1 315 Certified and 144 Officers’ Checks.......... Total Deposits.......... 23 944 Excess funds purchased and sec. repurchase agreements... 53 All other liabilities . . . . 184 Total Liabilities........ 24 181 Equity Capital Capital (#sh. au. 12,000) (#sh. outst. 12,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 27 307 TOTAL 300 1 000 1 826 3 126 27 307 Seventieth Report 59 BANK OF CHERRY VALLEY, CHERRY VALLEY Population 729 Cross County Chartered January 24, 1907 P.O. Box 188 Telephone Number 588-3332 Zip Code 72324 Num ber of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal O fficers: W.M. Sm ith, Jr..........................President *W.M. Sm ith, III .........Exec. Vice Pres. Em m ett M ila m .........................Vice Pres. Yvonne L a c e ..................................Cashier D irectors: W.M. Smith, Jr., Chairman W.M. Smith, III Em m ett Milam, Sec. H.H. Beasley Edward Maddox ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Cash & due from depositories............. 2 U.S. Treasury securities 1 Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions 2 All other securities . . . . L oans,N et................... 10 Bank premises, furniture & fixtures . . All other a s s e ts ................ Liabilities m u . Thou. Demand deposits, ind., part., corp......... 3 393 747 Time & savings dep., 203 ind., part., corp......... 10 392 U.S. Gov’t deposits. . . . 3 Deposits of States 825 and subdivisions . . . . 1 756 All other d ep o sits.......... 460 098 Certified and 108 Officers’ Checks.......... ........ 78 655 Total D eposits.......... 16 082 Excess funds purchased 81 and sec. repurchase 504 agreements... 100 All other liabilities . . . . 322 Total Liabilities........ 16 504 Thou. Equity Capital Capital (#sh. au. 2,000) . 100 (#sh. outst. 2,000) Surplus.......................... 1 300 Undivided profits and capital reserve.......... 317 Total equity capital.. 1 717 TOTAL 18 221 TOTAL 18 221 State of Arkansas: 60 Bank Department THE MERCHANTS AND PLANTERS BANK, CLARENDON Population 2,500 Monroe County Chartered July 23, 1890 P.O. B ox 280 Telephone Number 747-3319 Zip Code 72029 Number of Branches: Inside C ity — None; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: Clarendon Holding Co. Principal Officers: Directors: Jam es B. Sharp ........... Chmn. of Board *J. Perry L e e ............................... President Caroline B. L y l e ....................... Vice Pres. Rheta G riffith ............................Corp. Sec. Jam es B. Sharp J. Perry Lee Caroline B. Lyle Rheta Griffith Paul McKay B.J. Hopson Donald A. Davis Ellen Menard ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Cash & due from depositories............. U .S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements L oans,N et..................... Bank premises, furniture & fixtures . . All other a s s e ts ........... TOTAL Mil. Thou. 3 245 878 3 155 1 825 2 843 90 3 882 330 366 16 614 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 3 044 Time & savings dep., ind., part., corp......... 10 308 U.S. Gov’t deposits . . . . 28 Deposits of States and subdivisions . . . . 1 524 Certified and Officers’ Checks................... 25 Total Deposits......... 14 929 All other liabilities .. . 203 Toted Liabilities........ 15 132 Equity Capital Capital (#sh. au. 6,000) . (#sh. outst. 6,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital. Subordinated notes and debentures........ TOTAL 150 400 732 1 282 200 16 614 Seventieth Report 61 ARKANSAS STATE BANK, CLARKSVILLE Population 5,237 Johnson County Chartered March 8, 1967 P.O. Box 100 Telephone Number 754-6325 Zip Code 72830 Number of Branches: Inside C ity — 1; Outside City — 2 Number of CBCT’s: Inside City — 1; Outside C ity — None Bank H olding Company Affiliate: Arkansas S tate Bancorporation Principal Officers: ♦Jefferson Haney . . . . Chmn. & Director William M. Sharp . . Pres. & Director B etty C a lla h a n ................V.P. & Cashier Don Perry ...................... V .P. & Director Mary P i t t s ........................... A sst. Cashier Denton T u m b leson .................. Vice Pres. Directors: Harold W hitson Jim Dickerson H .E. Wharton R.L. Thompson Armil Taylor Dane Riggs Guy Shrigley ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements L oans,N et................... Bank premises, furniture & fixtures . . All other a s s e ts ........... Mil. Thou. 3 385 5 166 6 974 6 752 2 030 250 16 596 611 1 176 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 2 629 Time & savings dep., ind., part., corp......... 32 480 U.S. Gov’t deposits . . . . 38 Deposits of States and subdivisions . . . . 2 253 Certified and Officers’ Checks................. 150 Total D eposits.......... 37 550 Excess funds purchased and sec. repurchase agreements............... 1 000 All other liabilities . . . . 574 Total Liabilities........ 39 124 Equity Capital Capital (#sh. au. 12,000) (#sh. outst. 12,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 42 940 TOTAL 120 1 880 1 816 3 816 42 940 62 State of Arkansas: Bank Department FARMERS BANK & TRUST COMPANY, CLARKSVILLE Population 5,237 Johnson County Chartered July 6,1 9 7 8 P.O. B ox 288 Telephone Number 754-2020 Zip Code 72830 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — 2; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦James C. E a s t ................Chmn. of Board Joe A. W oodson .......................President Lee W h i t e .............................Sr. Vice Pres. Jam es E . B r a n tle y ............. Sr. Vice Pres. Mary L. W a rren ....................... Vice Pres. Robert C. M a g e e....................... Vice Pres. Nina M a so n ................................Vice Pres. Harold J o h n s o n ....................... Vice Pres. Rebecca U p t o n ......................... Vice Pres. Tom m y S e x to n ............... A sst. Vice Pres. Roderick H. W eaver . . General Counsel Directors: Jam es C. E ast Robert A. Hurley Jam es E. Lewis Robert C. M agee Steven Morgan Dayne Phillips Bill Porter Ted Riley J.T. W hite Lee W hite Joe A. W oodson ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Liabilities Demand deposits, Cash & due from ind., part., corp......... depositories............. 6 095 U.S. Treasury securities 3 257 Time & savings dep., ind., part., corp......... Oblig. of other U.S. U.S. Gov’t deposits. . . . Government agencies Deposits of States and corporations . . . . 10 396 and subdivisions . . . . Oblig. of States and Certified and political subdivisions 4 530 40 Officers’ Checks........ All other securities . . . . Total Deposits......... Excess funds sold and Excess funds purchased sec. resell agreements 2 825 and sec. repurchase Loans, N e t................... 25 473 agreements............... Bank premises, 852 All other liabilities . . . . furniture & fixtures .. Total Liabilities........ All other a s s e ts ........... 1 119 Equity Capital Capital (#sh. au. 5,000) . (#sh. outst. 5,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital. . Subordinated notes and debentures ........ TOTAL......................... 54 587 Mil. Thou. 4 661 41 758 14 2 865 212 49 510 362 880 50 752 500 1 600 1 135 3 235 600 TOTAL......................... 54 587 63 Seventieth Report CLINTON STATE BANK, CLINTON Population 1,284 Van Buren County Chartered October 16, 1946 P.O. Box 57 Telephone Number 745-2441 Zip Code 72031 Number of Branches: Inside City — 1; Outside City — 3 Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: John L. J o h n so n .......................Chairman ♦Dyke Johnson ........... President & CEO Bud M c K n ig h t............... Exec. Vice Pres. Jo Sm ith .............................. Sr. Vice Pres. Charles E. Sm ith .................... Vice Pres. Eileen Sm iley ........................... Vice Pres. Lavelle M cK night . . . A sst. Vice Pres. Robert Barnum ........... A sst. Vice Pres. Sharon J o h n s o n ............. A sst. Vice Pres. Directors: Paul L. Bone Jay Jackson D yke Johnson John L. Johnson Joe Lee Roy Lefler Bud M cKnight ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 4 514 U.S. Treasury securities 14 292 Oblig. of other U.S. Government agencies and corporations . . . . 5 816 Oblig. of States and political subdivisions 6 788 Excess funds sold and sec. resell agreements 6 400 Loans, N e t................... 22 909 Bank premises, 624 furniture & fixtures .. All other a s s e ts ........... 1 298 Liabilities Demand deposits, ind., part., corp......... T im e & sa v in g s dep., ind., part., corp......... U.S. Gov’t deposits .. .. Deposits of States and subdivisions Certified and Officers’ Checks........ Total D eposits.......... All other liabilities .. . . Total Liabilities........ TOTAL......................... 62 641 TOTAL......................... 62 641 Mil. Thou. 6 014 48 999 17 1 834 421 57 285 552 57 837 Equity Capital Capital (#sh. au. 4,000) . 400 (#sh. outst. 4,000) Surplus......................... 1 200 Undivided profits and capital reserve.......... 3 204 Total equity capital.. 4 804 64 State of Arkansas: Bank Department FIRST STATE BANK AND TRUST COMPANY, CONWAY Population 20,375 Faulkner County Chartered February 8, 1946 P.O. Box 729 Telephone Number 329-5656 Zip Code 72032 Number of Branches: Inside City — 3; Outside City — 3 Number of CBCT’s: Inside City — 2; Outside City — None Bank H olding Company Affiliate: Conway Bancshares, Inc. Principal Officers: Directors: *James G. W illiam son, Jr..........Chmn. of Board B.J. D a u g h e r ty ........................ President Louis E. S t e l l ................Exec. Vice Pres. Thomas E. Bentley, Jr. Sr. Vice Pres. & Cashier Kenne K etch esid e.................... Vice Pres. Jack H u m p h r e y .......................Vice Pres. John Stanton ........................... Vice Pres. A. Glen R o s s ..............................Vice Pres. _________ Jam es H. Brewer W illiam M. Clark B.J. D augherty C. Joseph Giroir, Jr. Alphonse M. Hiegel J.W . McCracken Charles D. Morgan, Jr. J.F . O’Kelley Frank F. Robins, III Earl F. Rogers Stanley Russ M.M. Satterfield Louis E. Stell Jam es G. W illiamson, Jr. Thomas G. W ilson ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Liabilities Assets Mil. Thou. MU. Demand deposits, Cash & due from depositories............. 8 200 ind., part., corp....... . 17 U.S. Treasury securities 8 339 Time & savings dep., Oblig. of other U.S. ind., part., corp....... . 73 Government agencies U.S. Gov’t deposits .. . and corporations . . . . 3 013 Deposits of States Oblig. of States and and subdivisions .. . . 12 political subdivisions 16 858 All other deposits . . . . . 8 All other securities . . . . 1 846 Certified and Excess funds sold and Officers’ Checks. . . . 100 sec. resell agreements Total Deposits........ 112 Loans, N e t ................... 81 290 All other liabilities . . . . 1 Total Liabilities . . . . 114 Bank premises, furniture & fixtures . . 2 132 Equity Capital All other a s s e ts ........... 3 097 Capital (#sh. au. 100,000) 1 (#sh. outst. 100,000) Surplus....................... . 4 Undivided profits and capital reserve........ 5 Total equity capital. . 10 TOTAL......................... 124 875 Thou. 202 694 90 290 829 873 978 879 857 000 000 018 018 TOTAL....................... 124 875 Seventieth Report 65 THE CORNING BANK, CORNING Population 3,650 Clay County Chartered June 15, 1984 P.O. B ox 439 Telephone Number 857-3592 Zip Code 72422 Number of Branches: Inside City — None; Outside City — 2 Num ber of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: First Paragould Bankshares Principal Officers: *G,L. L ieb lo n g ...................................................... President Donis Simpson ....................................... Exec. Vice Pres. Jim V in so n .................................................... Sr. Vice Pres. Bob L ockw ood.....................................................Vice Pres. Louise C olem an...................................................Vice Pres. J.L. W illia m s.................................................. Vice Pres. & Farm Rep. Dorothy Barton .................................................. Vice Pres ___________ Directors: R.P. Bland Dr. C.M. Bowers Larry Brewer J.C. Cothren Joe Elmore Dr. Robert Fahr J.R. Ford Dr. G.A. Haynes G.L. Lieblong Roy McSpadden J.T. Meriweather Douglas Pillow A.B. Samuel F.J. Schreit Dr. J. M. Williams C.E. Williamson ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Cash & due from depositories............. U .S. Treasury securities Oblig. of States and political subdivisions Excess funds sold and sec. resell agreements L oans,N et................... Bank premises, furniture & fixtures . . All other a s s e ts ........... Mil. Thou. 2 397 403 2 552 14 300 11 401 1 164 856 Liabilities m u . Thou. Demand deposits, ind.,part.,corp......... 6 488 Time & savings dep., ind., part., corp......... 22 673 U.S. Gov’t deposits. . . . 38 Deposits of States and subdivisions . . . . 1 880 Certified and Officers’ Checks.....................5 Total Deposits.......... 31 084 All other liabilities . . . 386 Total Liabilities........31 470 Equity Capital Capital (#sh. au. 10,000) (#sh. outst. 10,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 33 073 TOTAL 100 1 200 303 1 603 33 073 State of Arkansas: 66 Bank Department FIRST STATE BANK, CROSSETT Population 6,706 A shley County Chartered May 13,1963 P.O. B ox 638 Telephone Number 364-5131 Zip Code 71635 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Richard E. G riffin..................... Chairman *M. Gerald H o lla n d .....................President Z.M. S t e l l ...................... Exec. Vice Pres. Don W o o d s ................................Vice Pres. Cheryl Goodwin ............................ Cashier Jeanie P a r k e r .................. Adm in. Officer Directors: Charles Baxley H .A . Etheridge, Jr. Jam es S. Nolley Richard E. Griffin M. Gerald Holland C.E. Ripley Donald R. Rodgers Z.M. Stell ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 2 787 U .S. Treasury securities 849 Oblig. of other U.S. Government agencies and corporations . . . . 1 787 Oblig. of States and political subdivisions 1 005 Excess funds sold and sec. resell agreements 300 L oans,N et................... 7 703 Bank premises, furniture & fixtures . . 302 All other a s s e ts ........... 529 TOTAL 15 262 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 2 403 Time & savings dep., ind., part., corp......... 9 898 U.S. Gov’t deposits . . . . 88 Deposits of States and subdivisions . . . . 2 261 Certified and Officers’ Checks........ 106 Total Deposits......... 14 756 All other liabilities . . . . _____ 82 Total Liabilities........ 14 838 Equity Capital Capital (#sh. au. 40,000) (#sh. outst. 40,000) Surplus............ 200 Undivided profits and capital reserve............ Total equity capital.. TOTAL 400 (176) 424 15 262 Seventieth Report 67 DANVILLE STATE BANK, DANVILLE Population 1,712 Yell County Chartered October 3, 1930 P.O. Box 609 Telephone Number 495-2236 Zip Code 72833 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦John Ed Chambers, Jr............ President John Ed Chambers, III . . . Exec. V.P. Edward J. T a y lo r ............. Sr. Vice Pres. Bobby E. R a m e y ........... V.P. & Cashier Elouise C. Laurie .................... Vice Pres. Odean P a r k e r ........................... Vice Pres. Paul W ille tt............................... Vice Pres. Directors: John Ed Chambers, Jr. John Ed Chambers, III Mike Cornwell Lloyd R. George Fay M athis Todd Sanders Charles Sloan Edward J. Taylor ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 799 U.S. Treasury securities 4 495 Oblig. of other U.S. Government agencies and corporations . . . . 5 939 Oblig. of States and political subdivisions 8 496 Excess funds sold and sec. resell agreements 5 300 Loans, N e t................... 33 583 Bank premises, furniture & fixtures . . 244 All other a s s e ts ........... 1 631 TOTAL 61 487 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 2 746 Time & savings dep., ind., part., corp......... 50 030 U.S. Gov’t deposits . . . . 16 Deposits of States and subdivisions . . . . 2 320 Certified and Officers’ Checks........ 120 Total Deposits.......... 55 232 All other liabilities .. . 609 Total Liabilities........ 55 841 Equity Capital Capital (#sh. au. 10,000) (#sh. outst. 10,000) Surplus......................... Undivided profits and capital reserve.......... Subordinated notes and debentures........ TOTAL 250 2 750 2 646 5 646 61 487 State of Arkansas: 68 Bank Department ARKANSAS VALLEY BANK, DARDANELLE Population 3,621 Yell County Chartered A ugu st 29, 1961 P .0 . Box 330 Telephone Number 229-2151 Zip Code 72834 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: Bankstock Two, Inc. Principal Officers: *Carl G. H o lt............................................Chairman & CEO L. Steven R o s s .................................................... President Judy Elliott ......................................................... Vice Pres. Dorothy G e ib e .........................................................Cashier Rosemary H o lt .................................................... Secretary ___________ Directors: Carl G. Holt Rosemary Holt L. Steven Ross George G. Gleason Carol Ann Gleason Dennis R. James Rennae Sims Dr. Gilroy Cornwell John Harris James R. Ford William Thornsberry John Larry Mosley Dr. Gene Ring ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 2 843 U.S. Treasury securities 1 410 Excess funds sold and 750 sec. resell agreements Loans, N e t................... 26 970 Bank premises, 787 furniture & fixtures . . 729 All other a s s e ts ........... Mil. Thou. Liabilities Demand deposits, ind., part., corp......... 2 198 Time & savings dep., ind., part., corp......... 27 575 U.S. Gov’t deposits. . . . 27 Deposits of States 113 and subdivisions . . . . All other d ep o sits........ 555 Certified and Officers’ Checks........ 226 Total D eposits.......... 30 694 All other liabilities . . . . 432 Total Liabilities........ 31 126 Equity Capital Capital (#sh. au. 60,711) 607 (#sh. outst. 60,711) Surplus......................... 1 252 Undivided profits and capital reserve......... 254 Total equity capital. . 2 113 Subordinated notes 250 and debentures ........ TOTAL......................... 33 489 TOTAL......................... 33 489 Seventieth Report 69 BANK OF DARDANELLE, DARDANELLE Population 3,621 Yell County Chartered September 12, 1934 P.O. B ox 90 Telephone Number 229-3311 Zip Code 72834 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: *H.M. O r sb u r n ........................... President Noel A. V a n D o v e r .....................Vice Pres. V.E. L a m b e r t..............................Vice Pres. Jerry D. S a d le r ........................... Vice Pres. Opal A d k is o n ................A sst. Vice Pres. Janelle P a rk er................................Cashier Janetta J a y .........................A sst. Cashier B.K. Berry L.R. Berryhill John L. Hamilton Evelyn Jones Fannie B. George H.M. Orsburn Noel A. VanDover Jam es W. Wallis Billy B. W oodson ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30.1984 Assets Mil. Thou. Cash & due from depositories............. 5 432 U.S. Treasury securities 10 964 Oblig. of other U.S. Government agencies and corporations . . . . 5 881 Oblig. of States and political subdivisions 1 725 Excess funds sold and sec. resell agreements 2 364 L oans,N et................... 13 690 Bank premises, furniture & fixtures .. 708 All other a s s e ts ........... 718 TOTAL 41 482 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 3 373 Time & savings dep., ind., part., corp......... 32 006 U.S. Gov’t deposits . . . . 48 Deposits of States and subdivisions . . . . 1 940 Certified and Officers’ Checks................... 93 Total D eposits.......... 37 460 All other liabilities . . . 574 Total Liabilities........ 38 034 Equity Capital Capital (#sh. au. 8,000) . 200 (#sh. outst. 8,000) Surplus......................... 625 Undivided profits and capital reserve.......... 2 623 Total equity capital.. 3 448 TOTAL 41 482 70 State of Arkansas: Bank Department DECATUR STATE BANK, DECATUR Population 1,034 Benton County Chartered May 27, 1954 P.O. B ox 38 Telephone Number 752-3281 Zip Code 72722 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦Vernon A u s t in ..........................President Wanda Ruth T o r m e y .............Vice Pres. Bill M o n tg o m e r y ............. A sst. Cashier Brenda S p r in k le s.................... Exec. Sec. Joe W. T e s t ..................Branch M anager Directors: Lloyd Peterson Dorothy Mae Peterson Tom M. Edm iston Jam es T. Hudson Dr. E.N . McCollum Richard E. Wilmoth L. Victor Evans Harold M. Lee Vernon A ustin ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 2 038 U .S. Treasury securities 799 Oblig. of other U.S. Government agencies and corporations . . . . 198 Oblig. of States and political subdivisions 976 Excess funds sold and sec. resell agreements 2 000 Loans, N e t................... 18 671 Bank premises, furniture & fixtures .. 528 All other a s s e ts ........... 322 TOTAL 25 532 Mil. Thou. Liabilities Demand deposits, ind., part., corp......... 21 015 Time & savings dep., ind., part., corp......... 1 267 55 U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . 592 10 All other d ep o sits........ Certified and 100 Officers’ Checks........ Total D eposits.......... 23 039 276 All other liabilities . . . . Toted Liabilities........ 23 315 Equity Capital Capital (#sh. au. 7,000) . (#sh. outst. 7,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 350 350 1 517 2 217 25 532 Seventieth Report 71 BANK OF DELIGHT, DELIGHT Population 439 Pike County Chartered June 16, 1911 P.O. B ox 68 Telephone Number 379-2293 Zip Code 71940 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: Cecil E. Johnson, Jr. . . Chmn. of Board *01en H e n d r ix ............................. President Darwin H e n d r ix ........... Exec. Vice Pres. Gus W in gfield ........................... Vice Pres. Edna J o h n so n ................................Cashier Jan M itchell ...................... A sst. Cashier Larry M a y ........................... A sst. Cashier Cecil E. Johnson, Jr. Olen Hendrix Darwin Hendrix Gus W ingfield Buford Hendrix Ludis Rhodes Glen Campbell A lvis Stokes Clarence A nthony ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements Loans, N e t..................... Bank premises, furniture & fixtures .. All other a s s e ts ............ TOTAL Mil. Thou. 260 3 804 914 1 696 1 627 1 200 6 184 88 341 16 114 Liabilities Ma. Thou. Demand deposits, ind., part., corp......... 3 071 Time & savings dep., ind., part., corp......... 9 504 U.S. Gov’t deposits . . . . 4 Deposits of States and subdivisions . . . . 1 688 Certified and Officers’ Checks................... 12 Total Deposits.......... 14 279 All other liabilities . . . . 304 Total Liabilities........ 14 583 Equity Capital Capital (#sh. au. 6,250) . (#sh. outst. 6,250) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 156 800 575 1 531 16 114 72 State of Arkansas: Bank Department FIRST STATE BANK OF DE QUEEN, DE QUEEN Population 4,594 Sevier County Chartered A ugu st 26,1974 P.O. Box 970 Telephone Number 642-4423 Zip Code 71832 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *Cole M artin ..................President & CEO Robert A. C ard .........Sr. V.P. & Cashier ________ Directors: Cole Martin Coy Wiles Dennis Smiley Gary Bell Don Stemple Lou Gray R.S. Harris William H. Hodge ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories................ 1 502 U.S. Treasury securities 1 246 Oblig. of States and political subdivisions 2 668 All other securities . . . . 100 Excess funds sold and sec. resell agreements 200 Loans, N e t..................... 9 709 Bank premises, furniture & fixtures . . 416 All other a s s e ts ........... 475 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . Certified and Officers’ Checks........ Total Deposits......... All 6ther liabilities . . . . Total Liabilities........ Equity Capital Capital (#sh. au. 30,000) (#sh. outst. 30,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital. Subordinated notes and debentures........ TOTAL 16 316 TOTAL m u . Thou. 2 067 11 345 29 1 411 170 15 022 175 15 197 300 400 359 1 059 60 16 316 Seventieth Report 73 DERMOTT STATE BANK, DERMOTT Population 4,731 Chicot County Chartered Ju ly 8, 1935 P.O. B ox C Telephone Number 538-3266 Zip Code 71638 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: John M. Baxter ........... Chmn. of Board *Jam es S. S u i t t .............................President Clarence H o r to n ...........Sr. Vice Pres. & Trust Officer N. Keith J o h n so n ................ A sst. Trust Officer & Vice Pres. Frank Henry, Jr.......................... Vice Pres. Mrs. June Farrell A sst. Vice Pres. Mrs. Becky J e n k in s ...................... Cashier Mrs. Lois Compton ......... A sst. Cashier Directors: John M. Arnn John M. Baxter W. A. Baxter E. Lephiew Bennington R.H. Dennington Frank Henry, Jr. Clarence Horton Bernard Levi Lawrence W. Levi Swan B. Moss Robert H. Rasco Jam es S. Suitt ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Liabilities Mil. Thou. A s s e ts Mil. Thou. Demand deposits, Cash & due from ind., part., corp......... 3 553 depositories............. 581 Time & savings aep., U.S. Treasury securities 4 992 Oblig. of other U.S. ind., part., corp......... 9 375 U.S. Gov’t deposits . . . . 2 Government agencies Deposits of States and corporations . . . . 4 562 and subdivisions . . . . 1 066 Oblig. of States and All other d ep o sits........... 5 political subdivisions 2 111 Certified and All other securities . . . . 770 Officers’ Checks................... 10 Excess funds sold and Total D eposits.......... 14 011 sec. resell agreements 350 All other liabilities . . . . 206 Loans, N e t..................... 2 328 Total Liabilities........ 14 217 Bank premises, furniture & fixtures . . 264 Equity Capital All other a s s e ts ............ 406 Capital (#sh. au. 18,000) 450 (#sh. outst. 18,000) Surplus......................... 550 Undivided profits and capital reserve.......... 1 147 Total equity capital. . 2 147 TOTAL......................... 16 364 TOTAL......................... 16 364 74 State of Arkansas: Bank Department FIRST STATE BANK OF DERMOTT, DERMOTT Population 4,731 Chicot County Chartered October 15,1976 P.O. Box Drawer O Telephone Number 538-3221 Zip Code 71638 Number of Branches: Inside C ity — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: H.W . T h o m a s ...............Chmn. of Board ♦Tom H. G ru m b les.................... President Mary K. T u c k e r ........... E xec. Vice Pres. Rex M. Vaughn ....................... Vice Pres. Directors: Leonard L. Hampson Donald L. Eifling H.W . Thomas Mary K. Tucker Don Scott Bill Courtney Robert B. Gibson Tom H. Grumbles ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories................ 1 313 U.S. Treasury securities 1 394 Oblig. of other U.S. Government agencies and corporations . . . . 4 056 Oblig. of States and political subdivisions 1 252 All other securities . . . . 187 Excess funds sold and sec. resell agreements 500 Loans, N e t..................... 6 461 Bank premises, furniture & fixtures .. 139 All other a s s e ts ............ 351 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 2 363 Time & savings dep., ind., part., corp......... 10 612 U.S. Gov’t deposits . . . . 36 Deposits of States and subdivisions . . . . 937 Certified and Officers’ Checks.................. 49 Total D eposits.......... 13 997 All other liabilities . . . 222 Total Liabilities........ 14 219 TOTAL TOTAL 15 653 Equity Capital Capital (#sh. au. 18,750) 150 (#sh. outst. 15,000) Surplus............ 600 Undivided profits and capital reserve............ 684 Total equity capital.. 1 434 15 653 Seventieth Report 75 FARMERS & MERCHANTS BANK, DES ARC Population 2,021 Prairie County Chartered January 20, 1902 P.O. Box 369 Telephone Number 256-4191 Zip Code 72040 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: S.R. N ichols ...............................Chairman G.P. Mullen .................... Vice Chairman *Sherod S. W hite ........................President William A. Lindsay, Jr........................V.P. Faye A. S m ith ................... Sec. to Board Dora M. H o llo w a y ........................Cashier B etty H u n t ........................ A sst. Cashier B etty H ollis ...................... A sst. Cashier Carolyn K e n n e d y ............. A sst. Cashier J. Elmer Berry Guy man DeVore W illis Eddins Robert L. Morton Graham P. Mullen Henry L. Nichols S.R. Nichols John F Orsi, Jr. O.L. Simmons William A. Lindsay, Jr. Sherod S. W hite ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. depositories................ U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . L oans,N et..................... Bank premises, furniture & fixtures . . All other a s s e ts ........... TOTAL Liabilities Mil. Thou. D em a n d d e p o s its , C ash & d u e from 2 078 2 794 6 165 6 249 1 323 8 282 98 802 27 791 ind., part., corp......... 2 629 Time & savings dep., ind., part., corp......... 16 925 U.S. Gov’t deposits . . . . 25 Deposits of States and subdivisions . . . . 1 833 Certified and Officers’ Checks................... 52 Total D eposits.......... 21 464 All other liabilities . . . . 1 061 Total Liabilities........ 22 525 Equity Capital Capital (#sh. au. 65,140) (#sh. outst. 65,140) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 651 1 100 3 515 5 266 27 791 76 State of Arkansas: Bank Department DEWITT BANK & TRUST COMPANY, DEWITT Population 3,928 Arkansas County Chartered March 1, 1929 P.O. B ox 71 Telephone Number 946-3531 Zip Code 72042 Number of Branches: Inside C ity — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: E.A . Ferguson ..............Chmn. of Board Julian Brown . . . Vice Chmn. of Board *B. Gene S t a t o n ........................ President T.F. H u d s o n ............. Sr. V.P. & Cashier Dale K. B e n n e t t .......................Vice Pres. Frank Ellis, Jr........................Vice Pres. & Sr. Trust Officer Directors: Oliver S. Bel W .H. B otts Julian Brown E.E. Denman Ray D. Dickson Elmer A. Ferguson Leonard J. H ensgens Charles W. Rasco, III Nancy F. Rasco B. Gene Staton Jack Whitmore ♦Designates Chief Executive Officer S T A T E M E N T A S O F J U N E 3 0 ,1 9 8 4 A sse ts Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements L oans,N et................... Bank premises, furniture & fixtures . . All other a s s e ts ........... TOTAL Mil. Thou. 5 602 9 401 6 419 7 205 875 550 14 911 851 1 393 47 207 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 8 018 Time & savings dep., ind., part., corp......... 29 012 U.S. Gov’t deposits . . . . 71 Deposits of States and subdivisions . . . . 1 832 Certified and Officers’ Checks...................68 Toted D eposits......... 39 001 All other liabilities .. . 626 Total Liabilities........ 39 627 Equity Capital Capital (#sh. au. 18,000) 450 (#sh. outst. 18,000) Surplus......................... 2 550 Undivided profits and capital reserve.......... 4 580 Total equity capital. . 7 580 TOTAL 47 207 77 Seventieth Report BANK OF DOVER, DOVER Population 650 Pope County Chartered September 29, 1905 P.O. Box 334 Telephone Number 331-2121 Zip Code 72837 Number of Branches: Inside City — None; Outside City — 2 Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *Thomas R o fk a h r......................President Philip H. W o r th e n .................. Vice Pres. Joyce C hurchill............... A sst. Vice Pres. B ettye W ait ...................A sst. Vice Pres. Karen V in s o n ................. A sst. Vice Pres. Marilyn Pritchard ........... A sst. Cashier Patricia B o ck sn ick ............. Loan Officer Elaine Rackley ........... Branch Manager Directors : Thomas Rofkahr Jam es K. Young Delmer Boley Joe Breashears Verlin Taylor •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Mil. Thou. Cash & due from depositories................ 3 574 U.S. Treasury securities 1 852 Oblig. of other U.S. Government agencies and corporations . . . . 3 247 Oblig. of States and political subdivisions 1 988 Excess funds sold and sec. resell agreements 750 L oans,N et..................... 8 915 Bank premises, furniture & fixtures . . 365 All other a s s e ts ........... 397 TOTAL 21 088 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., in d ., p a r t., c o r p ............ mu. Thou. 4 090 13 180 U.S. Gov’t deposits . . . . 52 Deposits of States and subdivisions . . . . 1 487 Certified and Officers’ Checks........ 112 Total D eposits.......... 18 921 All other liabilities . . . . 189 Total Liabilities........ 19 110 Equity Capital Capital (#sh. au. 9,200) . (#sh. outst. 9,200) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. Subordinated notes and d ebentures........ TOTAL 230 700 948 1 878 100 21 088 State of Arkansas: 78 Bank Department DUMAS STATE BANK, DUMAS Population 6,091 Desha County Chartered January 11,1974 P.O. Box 700 Telephone Number 382-4204 Zip Code 71639 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: Dum as Bancshares Principal Officers: Directors: ♦James R. H a l l ............................. President A nita Grimes ................................. Cashier B em estine H u sk e y ........... A sst. Cashier Thomas F. Jones, Jr. Commercial Loan Officer Dennis H. F e r g u s o n ............. Installm ent Loan Officer Jam es R. Hall Herman S. Vickers William A. W est A.O. French, Jr. Howard R. Harris L. David Stubbs Merle F. Peterson Dorothy Moore M.E. McDonald William F. Teeter •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U .S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements L oans,N et................... Bank premises, furniture & fixtures .. All other a s s e ts ........... TOTAL Mil. Thou. 939 500 2 566 782 100 100 6 111 351 295 11 744 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 1 564 Time & savings dep., ind., part., corp......... 7 526 Deposits of States and subdivisions . . . . 1 236 All other dep o sits........ 29 Certified and Officers’ Checks................... 22 Total D eposits.......... 10 377 All other liabilities .. . 190 Total Liabilities........ 10 567 Equity Capital Capital (#sh. au. 30,000) (#sh. outst. 30,000) Surplus............... Undivided profits and capital reserve............ Total equity capital. . 1 TOTAL 300 600 277 177 11 744 Seventieth Report 79 MERCHANTS AND FARMERS BANK, DUMAS Population 6,091 D esha County Chartered May 9, 1909 P.O. Box Drawer D Telephone Number 382-4311 Zip Code 71639 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: M&F Financial Corporation Principal O fficers: *Claud T. Frank .................... President & Chmn. of Board David J. Garrett . . Exec. Vice Pres. & Cashier Loral M. A d co ck .................. Sr. Vice Pres. J. Michael J o n e s ......................... Vice Pres. & Trust Officer Gloria M. D a n ie l. . . . A sst. V.P. & ATO Lugean Zieman . . A sst V .P. & Auditor Rondy J. L e e .....................A sst. Vice Pres. Marie Tucker A sst. V.P. & Branch Mgr. Dwayne R. Snyder . A sst. Vice Pres. Glenda O w en .......................A sst. Cashier E ssie Stahl .........................A sst. Cashier Sharon Cantrell ................A sst. Cashier Julia B u r k e .........................A sst. Cashier Directors : Loral M. Adcock Robert H. Adcock J.E . Allmon, Jr. Charles H. Dante Claud T. Frank E.C. Gannaway Marion S. Gill Harold L. Jones Clifton L. Meador David O. Porter, III Thomas F. Shea ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Liabilities Mil. Thou. Assets Mil. Thou. Demand deposits, Cash & due from ind., part., corp......... 6 467 depositories............. 3 272 Time & savings dep., U.S. Treasury securities 2 142 Oblig. of other U.S. ind., part., corp......... 24 480 U.S. Gov’t deposits .. .. Government agencies 23 Deposits of States and corporations . . . . 4 604 Oblig. of States and and subdivisions . . . . 2 665 political subdivisions 6 393 Certified and All other securities . . . . 200 Officers’ Checks........ 425 Excess funds sold and Total Deposits.......... 34 060 sec. resell agreements 3 350 All other liabilities . . . . 551 Loans, N e t................... 18 053 Total Liabilities........ 34 611 Bank premises, Equity Capital furniture & fixtures .. 285 All other a s s e ts ........... 1 004 Capital (#sh. au. 40,000) 1 000 (#sh. outst. 40,000) Surplus......................... 1 000 Undivided profits and capital reserve......... 2 692 Total equity capital. . 4 692 TOTAL 39 303 TOTAL 39 303 State of Arkansas: 80 Bank Department EARLE STATE BANK, EARLE Population 3,517 Crittenden County Chartered April 24, 1947 P.O. B ox 248 Telephone Number 792-8613 Zip Code 72331 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Com pany Affiliate: Earle Bankshares, Inc. Principal Officers: Directors: *J.E. B r o o k s ...............................President Mary E. D a v i s ................V .P. & Cashier John Ed G r e g s o n .................... Vice Pres. W anda S. Arm strong . . . A sst. Cashier Iris V. Cole .........................A sst. Cashier Chris L e h m a n .................... Vice Pres. & Mgr. Crawfordsville Office J.W . Young, Jr. J.E . Brooks Carl E. Morrison, Jr. W .P. Morrison Richard C. Twist David S. W allace J.H . Taylor, Jr. ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ............ TOTAL Mil. Thou. 1 422 2 801 4 124 3 202 401 700 12 659 386 860 26 555 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 4 896 Time & savings dep., ind., part., corp......... 15 954 U.S. Gov’t deposits . . . . 47 Deposits of States and subdivisions . . . . 1 532 Certified and Officers’ Checks........ 174 Total D eposits.......... 22 603 All other liabilities . . . . 280 Total Liabilities........ 22 883 Equity Capital Capital (#sh. au. 50,000) (#sh. outst. 50,000) Surplus......................... 1 Undivided profits and capital reserve......... 1 Total equity capital. . 3 TOTAL 500 500 672 672 26 555 Seventieth Report 81 THE DELTA STATE BANK, ELAINE Population 991 Phillips County Chartered December 30, 1947 P.O. Box 295 Telephone Number 827-3397 Zip Code 72333 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *Mary Louise Demoret Fiser President & Cashier Lamar M a rk s............................. Secretary Directors: Mary Louise Demoret Fiser Lamar Marks E sley E. Johnson, Sr. ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U .S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions Excess funds sold and sec. resell agreements Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... TOTAL Mil. Thou. 1 162 100 536 30 200 422 10 11 2 471 Liabilities m u . Thou. Demand deposits, ind.,part., corp......... 1 103 U.S. Gov’t deposits. . . . 1 Deposits of States and subdivisions . . . . 403 Certified and Officers’ Checks.....................3 Total Deposits.......... 1 510 Toted L ia b ilit ie s .......... Equity Capital Capital (#sh. au. 1,600) . (#sh. outst. 1,600) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 1 510 40 80 841 961 2 471 82 State of Arkansas: Bank Department THE EXCHANGE BANK AND TRUST COMPANY, EL DORADO Population 27,500 Union County Chartered A ugu st 12, 1933 P.O. Box 641 Telephone Number 862-6683 Zip Code 71731 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank Holding Company Affiliate: Exchange Bancshares, Inc. Principal Officers &CEO *J. Thomas May . President Steve Leverette Sr. Vice Sr. Vice Tandy Menefee . Vice Doris C aw vey....................................... Vice Ken Goudy ......................................... James H. Ludwig Vice Vice Carolyn Beavers Pres. Pres. Pres. Pres. Pres. Pres. Directors : Bruce Anthony James W. Garison George R. Haefner Edward Hurley D.R. James, Jr. Rodney R. Landes J. Thomas May John L. Solomon Charles Thomas John R. Williamson CliffWright Jerry Young ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories............. 6 167 U.S. Treasury securities 5 066 Oblig. of other U.S. Government agencies and corporations . . . . 4 770 Oblig. of States and political subdivisions 10 068 Excess funds sold and sec. resell agreements 3 175 Loans, N e t................... 43 930 Bank premises, furniture & fixtures . . 938 All other a s s e ts ........... 1 410 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . All other dep o sits........ Certified and Officers’ Checks........ Total Deposits.......... Excess funds purchased and sec. repurchase agreements............... All other liabilities . . . . Total Liabilities........ Mil. Thou. 10 836 54 502 43 2 228 25 67 223 857 153 1 647 69 657 Equity Capital Capital (#sh. au. 40,000) 1 000 (#sh. outst. 40,000) Surplus......................... 1 000 Undivided profits and capital reserve......... 3 367 Total equity capital. . 5 367 Subordinated notes 500 and debentures ........ TOTAL......................... 75 524 TOTAL......................... 75 524 Seventieth Report 83 BANK OF ELKINS, ELKINS Population 601 W ashington County Chartered June 1, 1912 P.O. Box 333 Telephone Number 643-2131 Zip Code 72727 Number of Branches: Inside City — 1; Outside C ity — None Number of CBC T’s: Inside City — 1; Outside City — 1 Bank H olding Company Affiliate: Community Investm ents, Inc. Principal Officers: ♦Joel L. Bunch ............................ President John A. Bunch, Sr.................... Chairman Joyce R. Bunch . . . . Exec. Vice Pres. & Cashier Randall D. H a r p e r .................. Vice Pres. Margie R. E a to n ................A sst. Cashier Faye M. P a y to n ........................... Auditor Directors: Joel L. Bunch John A. Bunch, Sr. Joyce R. Bunch J.E . Bunch David R. Malone ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 776 U .S. Treasury securities 2 511 Oblig. of other U.S. Government agencies and corporations . . . . 1 603 Oblig. of States and political subdivisions 811 Excess funds sold and sec. resell agreements 200 Loans, N e t................... 10 258 Bank premises, furniture & fixtures . . 210 All other a s s e ts ............ 628 TOTAL 16 997 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 3 453 Time & savings dep., ind., part., corp......... 11 297 Deposits of States and subdivisions . . . . 474 All other d ep o sits........ 337 Certified and Officers’ Checks................... 64 Total D eposits.......... 15 625 All other liabilities .. . 11$ Total Liabilities........ 15 738 Equity Capital Capital (#sh. au. 12,500) (#sh. outst. 10,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 250 575 434 1 259 16 997 84 State of Arkansas: Bank Department BANK OF ENGLAND, ENGLAND Population 3,186 Lonoke County Chartered A ugust 23, 1898 P.O. Box 70 Telephone Number 842-2555 Zip Code 72046 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *Seth Boles, Jr.............................. President Otha E. F rizzell..........................Cashier Gary R. Canada, Sr............A sst. Cashier Wilma J. D a r lin g ..............A sst. Cashier Clara L. N e w to n ................A sst. Cashier Directors: Seth Boles, Jr. Otha E. Frizzell Gary R. Canada, Sr. Thomas O. Murchison, Sr. ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & clue from depositories................ 1 075 U .S. Treasury securities 999 Oblig. of other U.S. Government agencies and corporations . . . . 1 297 Oblig. of States and political subdivisions 1 966 Excess funds sold and sec. resell agreements 2 050 Loans, N e t..................... 4 870 All other a s s e ts ........... 416 TOTAL 12 673 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 3 150 Time & savings dep., ind., part., corp......... 7 366 Deposits of States and subdivisions . . . . 72 Certified and Officers’ Checks...................36 Total D eposits.......... 10 624 All other liabilities . . . .____ 224 Total Liabilities........ 10 848 Equity Capital Capital (#sh. au. 10,000) (#sh. outst. 10,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 100 750 975 1 825 12 673 85 Seventieth Report THE CITIZENS BANK, ENGLAND Population 3,136 Lonoke County Chartered January 14, 1931 P.O. Box 190 Telephone Number 842-2541 Zip Code 72046 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: Lois R utherford.........................President *Kaye L. W o o d ..................V.P. & Cashier Lois Rutherford Kaye L. Wood Ben B. Morris John W. Gann Marguerite L. Morris ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Thou. 760 651 600 637 75 500 246 . Assets MU. Cash & due from depositories............. 1 U.S. Treasury securities 3 Oblig. of other U.S. Government agencies and corporations . . . . 1 Oblig. of States and political subdivisions 1 All other securities . . . . Excess funds sold and sec. resell agreements 1 L oans,N et....... 921 Bank premises, furniture & fixtures . . All other a s s e ts 238 TOTAL 11 628 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 3 685 Time & savings dep., ind., part., corp......... 3 429 U.S. Gov’t deposits . . . . 19 Deposits of States and subdivisions . . . . 1 898 All other d ep o sits........... 2 Certified and Officers’ Checks...................42 Total Deposits.......... 9 075 All other liabilities . . . . ____69 Total Liabilities........ 9 144 Equity Capital Capital (#sh. au. 9,600) . 240 (#sh. outst. 9,600) Surplus......................... 760 Undivided profits and capital reserve.......... 1 484 Total equity capital. . 2 484 TOTAL 11 628 State of Arkansas: 86 Bank Department THE EUDORA BANK, EUDORA Population 3,840 Chicot County Chartered December 23, 1930 P.O. Box L Telephone Number 355-8311 Zip Code 71640 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: D elta Bankshares, Inc. Principal O fficers: ♦Carl W. R a y ................................ President Gene K e it h ......................Exec. Vice Pres. Claudine S te p h e n s .......................Cashier Mary Ruth K eller...........A sst. Vice Pres. Jean C o n n ell....................A sst. Vice Pres. Joyce B r a s w e ll.................. A sst. Cashier Charolette R o s s o n ........... A sst. Cashier Directors: Sam Bowman W.K. Grubbs A lvin Meyer Carl Ray Don Rebsamen W.R. Selman Earl Verser, Jr. Jerold Verser Michael Verser W .J. Weaver ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 4 774 U.S. Treasury securities 1 101 Oblig. of other U.S. Government agencies and corporations . . . . 799 Oblig. of States and political subdivisions 2 019 All other securities . . . . 100 Excess funds sold and sec. resell agreements 800 L oans,N et................... 12 105 Bank premises, furniture & fixtures .. 192 All other a s s e ts ........... 731 TOTAL 22 621 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 4 075 Time & savings dep., ind., part., corp......... 14 476 U.S. Gov’t deposits . . . . 20 Deposits of States and subdivisions . . . . 917 Certified and Officers’ Checks................... 37 Total Deposits.......... 19 525 All other liabilities . . . . 202 Total Liabilities........ 19 727 Equity Capital Capital (#sh. au. 14,000) (#sh. outst. 14,000) Surplus......................... Undivided profits and capital reserve.......... Totail equity capital.. TOTAL 350 1 400 1 144 2 894 22 621 Seventieth Report 87 BANK OF EUREKA SPRINGS, EUREKA SPRINGS Population 1,990 Carroll County Chartered M ay 4 ,1912 P.O. Box 309 Telephone Number 253-8241 Zip Code 72632 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦John F. Cross .........Chmn. & President Jack E. T u ttle .................... Sr. Vice Pres. Richard G. Kelley, Jr...............Vice Pres. W. King G la d d en .........A sst. Vice Pres. Reba L. P y a t t ................................Cashier Directors: John F. Cross Ruth F. Cross Lewis E. Epley, Jr. Jam es D. Bird Dorothy F. M athews Eagle Thomas Loren L. Clark W ayne Johnson Claude C. Cross A .J. Clark Michael M athews ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 584 U .S. Treasury securities 700 Oblig. of other U.S. Government agencies and corporations . . . . 300 Oblig. of States and political subdivisions 4 528 Excess funds sold and sec. resell agreements 400 L oans,N et................... 15 500 Bank premises, furniture & fixtures . . 285 All other a s s e ts ........... 645 TOTAL 23 942 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 4 348 Time & savings dep., ind., part., corp......... 14 668 U.S. Gov’t deposits . . . . 42 Deposits of States and subdivisions . . . . 1 660 Certified and Officers’ Checks................... 64 Total Deposits.......... 20 782 All other liabilities . . . . 262 Total Liabilities........ 21 044 Equity Capital Capital (#sh. au. 4,000) . 400 (#sh. outst. 4,000) Surplus......................... 1 600 Undivided profits and capital reserve.......... 898 Total equity capital. . 2 898 TOTAL 23 942 State of Arkansas: 88 Bank Department BANK OF EVENING SHADE, EVENING SHADE Population 397 Sharp County Chartered February 5, 1901 P.O. Box 98 Telephone Number 266-3215 Zip Code 72532 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: Sharp Bancshares, Inc. Principal Officers: Jam es M. S t r e e t ......................Chairman *A.L. H o a n e y ............................ President M.A. Graddy, J r.................Sr. Vice Pres. Sharon K. Qualls .................... Vice Pres. Directors: Jam es M. Street A.L. Hoaney Clifton Crabtree Eagle Street Jam es E. Street Eugene Street Samuel F. Beller •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 462 U.S. Treasury securities 1 996 Oblig. of other U.S. Government agencies and corporations . . . . 548 Oblig. of States and political subdivisions 115 Excess funds sold and sec. resell agreements 150 Loans, N e t................... 3 923 Bank premises, furniture & fixtures . . 145 All other a s s e ts ........... 207 TOTAL 7 546 Liabilities Mil. Thou. D em a n d d e p o s it s , ind., part., corp......... 2 983 Time & savings dep., ind., part., corp......... 3 760 Deposits of States and subdivisions . . . . 23 Certified and Officers’ Checks...................32 Total Deposits.......... 6 798 All other liabilities . . . ._____ 58 Total Liabilities........ 6 856 Equity Capital Capital (#sh. au. 6,200) . (#sh. outst. 6,200) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 155 275 260 690 7 546 Seventieth Report 89 McILROY BANK & TRUST, FAYETTEVILLE Population 38,000 W ashington County Chartered December 24, 1892 P.O. Box 1327 Telephone Number 575-1000 Zip Code 72701 Number of Branches: Inside City — 4; Outside City — None Number of CBCT’s: Inside City — 5; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: ♦Hayden M cllroy ..................................... Chmn. of Board Nathan C o m b s .................................................... President J.T. M cD o n a ld .........................................Exec. Vice Pres. J.W. Gould .......................................... Exec. Vice Pres. George Edwards ...........................................Sr. Vice Pres. Jim W ilso n ........................................................... Vice Pres. James H. Stewart Jim Bob Wheeler Carl Collier Charles Scharlau James Mashburn Millard Goff J. Frank Broyles Hayden Mcllroy Nathan Combs J.T McDonald J.W. Gould F.H. Martin ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Mil. Thou. Assets Cash & due from depositories............. 14 338 U.S. Treasury securities 7 786 Oblig. of other U.S. Government agencies 14 139 and corporations Oblig. of States and political subdivisions 7 634 All other securities 2 847 Excess funds sold and sec. resell agreements 1 450 Loans, N e t................... 84 494 Bank premises, furniture & fixtures . . 2 339 All other a s s e ts ........... 7 025 Liabilities MU. Demand deposits, ind., part., corp.......... 18 Time & savings dep., ind., part., corp......... 82 U.S. Gov’t deposits . . . . Deposits of States and subdivisions . . . . 19 All other d ep o sits......... 3 Certified and Officers’ Checks........ 1 Total D eposits.......... 124 Excess funds purchased and sec. repurchase agreements................ 4 All other liabilities . . . . 1 Total Liabilities........130 Equity Capital Capital (^sh. au. 204,448) 5 (#sh. outst. 204,448) Surplus......................... 1 Undivided profits and capital reserve.......... 3 Total equity capital. . 10 Subordinated notes and debentures........ 1 TOTAL 142 052 Thou. 439 147 3 144 471 561 765 367 278 410 111 407 624 142 500 TOTAL.........................142 052 90 State of Arkansas: Bank Department CITIZENS BANK AND TRUST COMPANY, FLIPPIN Population 1,072 Marion County Chartered May 18, 1973 P.O. Box 261 Telephone Number 453-2255 Zip Code 72634 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: T.C. Bankshares Directors: Principal Officers: ♦DuW ayne L. Hileman .......... President Ron P roctor............................... Vice Pres. Twyla H udson ..............................Cashier Ed Penick, Jr. Du W ayne Hileman Ron Gillert Guy Alexander Peter Peitz Kerm Powers Vada Sheid Lyle Wood ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Cash & due from depositories............. U.S. Treasury securities 1 Oblig. of other U.S. Government agencies and corporations . . . . 2 Oblig. of States and political subdivisions All other securities . . . . 1 Excess funds sold and sec. resell agreements L oans,N et................... 13 Bank premises, furniture & fixtures .. All other a s s e ts ................ TOTAL Thou. 969 801 410 857 000 50 123 409 407 21 026 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 2 616 Time & savings dep., ind., part., corp......... 15 381 U.S. Gov’t deposits . . . . 40 Deposits of States and subdivisions . . . . 993 All other d ep o sits........ 4 Certified and Officers’ Checks................... 86 Total Deposits.......... 19 120 All other liabilities . . . . 181 Total Liabilities........ 19 301 Equity Capital Capital (#sh. au. 24,390) (#sh. outst. 24,390) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 366 600 759 1 725 21 026 Seventieth Report 91 FORDYCE BANK & TRUST COMPANY, FORDYCE Population 5,181 Dallas County Chartered January 5,1931 P.O. Box 352 Telephone Number 352-3107 Zip Code 71742 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: FBT Bancshares, Inc. Principal O fficers: *Curtis H utchins . . . President & Chmn. Kathleen J. Graves ......... Sr. Vice Pres. Suzette Crutchfield . . . V .P. & Cashier D irectors: Curtis Hutchins L. W eems Trussell J.H . Everett J. Gray don Parham E.C. Benton, Jr. Sarah K. Benton J.W . Hearnsberger ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 383 U .S. Treasury securities 7 141 Oblig. of other U.S. Government agencies and corporations . . . . 3 539 Oblig. of States and political subdivisions 4 460 All other securities . . . . 200 Excess funds sold and sec. resell agreements 1 570 L oans,N et................... 12 016 Bank premises, furniture & fixtures . . 810 All other a s s e ts ........... 561 TOTAL 31 680 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 6 114 Time & savings dep., ind., part., corp......... 19 881 Deposits of States and subdivisions . . . . 1 003 Certified and Officers’ Checks................... 37 Total D eposits.......... 27 035 Excess funds purchased and sec. repurchase 279 agreements............... All other liabilities . . . 579 Total Liabilities........ 27 893 Equity Capital Capital (#sh. au. 8,000) . (#sh. outst. 8,000) Surplus......................... 1 Undivided profits and capital reserve.......... 1 Total equity capital. . 3 TOTAL 200 600 987 787 31 680 92 State of Arkansas: Bank Department PLANTERS BANK AND TRUST COMPANY, FORREST CITY Population 13, 803 St. Francis County Chartered April 15, 1921 P.O. Box 471 Telephone Number 633-2833 Zip Code 72335 Number of Branches: Inside City — 1; Outside City — 2 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Robert E . P o r t e r ...................... President ♦Frankie P r a t t ........... Exec. V .P. & CEO Joyce L. Clark .........Sr. V .P. & Cashier David H a r d k e............................Vice Pres. Wade H a w k in s......................... Vice Pres. A1 Miller .................................... Vice Pres. Directors: J.R. Chappell, Jr. Don Edmondson O.J. Gandy, Jr. J.C. George J.R. Grobmyer L.F. Haven Robert E. Porter R.B. Twist Frankie Pratt Michael E. Cissell ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 4 247 U.S. Treasury securities 1 200 Oblig. of other U.S. Government agencies and corporations . . . . 3 466 Oblig. of States and political subdivisions 2 514 All other securities . . . . 331 Excess funds sold and sec. respll agreements 4 700 Loans, N e t................... 30 621 Bank premises, furniture & fixtures . . 866 All other a s s e ts ........... 867 TOTAL 48 812 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . All other dep o sits........ Certified and Officers’ Checks........ Total Deposits.......... All other liabilities . . . . Total Liabilities........ Equity Capital Capital (#sh. au. 24,000) (#sh. outst.24,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital. . TOTAL MU. Thou. 15 072 23 131 72 4 582 6 467 43 330 570 43 900 600 2 900 1 412 4 912 48 812 93 Seventieth Report PLANTERS AND MERCHANTS BANK, GILLETT Population 927 Arkansas County Chartered January 13, 1967 P.O. Box 538 Telephone Number 548-2211 Zip Code 72055 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Keneth Sm ith .......................President & Chairman of Board Herbert H o lz h a u er........... Sec. of Board Frank C. W olfe . . . Vice Chmn. of Board *Larry E. Bauer ........... Exec. V.P. & TO Alice M. P erritt............................. Cashier Carolyn S u lliv a n ................A sst. Cashier Directors: Keneth Sm ith Larry E. Bauer Frank C. Wolfe Herbert Holzhauer Murl Long Bobby Turner Darrel Nichols W .P. Hackney ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories................ 1 355 U.S. Treasury securities 518 Oblig. of other U.S. Government agencies and corporations . . . . 299 Oblig. of States and political subdivisions 911 Excess funds sold and sec. resell agreements 450 L oans,N et..................... 7 160 Bank premises, furniture & fixtures . . 86 All other a s s e ts ........... 383 TOTAL........................ 11 162 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... Mil. Thou. 1 538 7 635 D e p o s its o f S ta t e s and subdivisions . . . . 516 Certified and Officers’ Checks.......... ........ 19 Total D eposits.......... 9 708 All other liabilities . . . . 195 Total Liabilities........ 9 903 Equity Capital Capital (#sh. au. 12,000) 150 (#sh. outst. 12,000) Surplus............. 600 Undivided profits and capital reserve............. 509 Total equity capital.. 1 259 TOTAL......................... 11 162 State of Arkansas: 94 Bank Department BANK OF GLENWOOD, GLENWOOD Population 1,402 Pike County Chartered December 27, 1912 P.O. Box O Telephone Number 356-2121 Zip Code 71943 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦Victor H. Cox ........................... President Patricia O w n e s ..............................Cashier Lynda R ob b in s..............A sst. Vice Pres. Kathryn B a x t e r ................A sst. Cashier Directors: Victor H. Cox George E . Steel Roy W isener Richard Cox ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories................ 2 893 U.S. Treasury securities 1 301 Oblig. of other U.S. Government agencies and corporations . . . . 2 274 Oblig. of States and political subdivisions 1 078 All other securities . . . . 848 Loans, N e t..................... 5 481 Bank premises, furniture & fixtures . . 59 All other a s s e ts ........... 370 TOTAL 14 304 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 2 700 Time & savings dep., ind., part., corp......... 9 283 U.S. Gov’t deposits . . . . 49 Deposits of States and subdivisions . . . . 619 Certified and Officers’ Checks................... 75 Total Deposits.......... 12 726 All other liabilities .. . 251 Total Liabilities........ 12 977 Equity Capital Capital (#sh. au. 4,000) . (#sh. outst. 4,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 100 650 577 1 327 14 304 Seventieth Report 95 FIRST STATE BANK, GOULD Population 1,971 Lincoln County Chartered January 6, 1964 P.O. Box A Telephone Number 263-4325 Zip Code 71643 Number of Branches: Inside City — None; Outside City — 1 Number of C BCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: Gould Bancshares, Inc. Principal Officers: ♦Harold H. R e id ........... President & CEO Mary L. Nolan ............. Sr. Vice Pres. & Cashier Ernest C. Bradshaw . . Exec. Vice Pres. W .J. Boren .................... F irst Vice Pres. Wanda J. Robertson ..............Vice Pres. Debbye B r a d le y ......... A sst. Vice Pres. Wanda Janet Harvey . . Branch Mgr. & A sst. Cashier Barbara B ra d sh a w ............. A sst. Cashier Pat R o o k ............................... A sst. Cashier Directors: Harold H. Reid Berzent Blagg W .J. Boren L.E. Branson, Jr. W .H. Carder Don Eifling T.M. Fish Victor Holthoff Kenneth Johnson R.C. Johnson R.W. Jones ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories................ 1 235 U .S. Treasury securities 388 Oblig. of States and political subdivisions 548 All other securities . . . . 40 Excess funds sold and sec. resell agreements 400 L oans,N et..................... 8 945 Bank premises, furniture & fixtures .. 191 All other a s s e ts ........... 362 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 2 097 Time & savings dep., ind., part., corp......... 6 886 U.S. Gov’t deposits . . . . 23 Deposits of States and subdivisions . . . . 1 148 Certified and Officers’ Checks................... 51 Total Deposits.......... 10 205 All other liabilities .. . 312 Total Liabilities........ 10 517 Equity Capital Capital (#sh. au. 20,000) (#sh. outst. 20,000) Surplus..................... 1 Undivided profits and capital reserve............ Total equity capital. . 1 TOTAL 12 109 TOTAL 200 000 392 592 12 109 96 State of Arkansas: Bank Department BANK OF GRAVETT, GRAVETTE Population 1,224 Benton County Chartered February 28, 1898 P.O. Box 160 Telephone Number 787-5251 Zip Code 72736 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦John R. Meade ..........................President David N. W ills ..............E xec. Vice Pres. Larry L. W ilm o th ..................... Cashier Virginia B. G ib s o n .............. A sst. Cashier Margaret Pearson ........... A sst. Cashier Bill M e a d e ..............................A sst. Cashier Directors: John R. Meade David N. Wills Jim A. Edmondson, V.P. C.E. M cAllister, V.P. Allen M cAllister Bill Meade Phillip Chastain ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories............. 1 670 U.S. Treasury securities 4 404 Oblig. of other U.S. Government agencies and corporations . . . . 7 648 Oblig. of States and political subdivisions 5 553 Excess funds sold and sec. resell agreements 800 L oans,N et................... 15 073 Bank premises, furniture & fixtures . . 509 All other a s s e ts ............ 934 TOTAL 36 591 Liabilities Mil. Thou. D em a n d d e p o s its , ind., part., corp......... 6 951 Time & savings dep., ind., part., corp......... 23 806 U.S. Gov’t deposits . . . . 35 Deposits of States and subdivisions . . . . 695 Certified and Officers’ Checks................. 119 Total D eposits.......... 31 606 All other liabilities .. . 807 Total Liabilities........ 32 413 Equity Capital Capital (#sh. au. 4,000) . 100 (#sh. outst. 4,000) Surplus......................... 700 Undivided profits and capital reserve.......... 3 378 Total equity capital. . 4 178 TOTAL 36 591 97 Seventieth Report FARMERS BANK, GREENWOOD Population 3,317 Sebastian County Chartered A ugu st 7,1907 P.O. Box 610 Telephone Number 996-4171 Zip Code 72936 Number of Branches: Inside City — None; Outside City — 3 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: M eans W ilk in so n .........Chmn. of Board ♦B etty W ilk in son .........President & CEO Eddie M elson . . . Exec. V.P. & Cashier Stanhope W ilk in son ................ Vice Pres. Edward W ilk in so n ...................Vice Pres. Directors: Means W ilkinson B etty W ilkinson Eddie Melson Stanhope W ilkinson Edward W ilkinson Bronson Andrews Kenneth Sanders ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 299 U.S. Treasury securities 5 818 Oblig. of other U.S. Government agencies and corporations . . . . 9 119 Oblig. of States and political subdivisions 3 547 All other securities . . . . 4 731 L oans,N et................... 10 431 Bank premises, furniture & fixtures . . 220 All other a s s e ts ........... 1 089 Liabilities Demand deposits, ind.,part., corp......... Time & savings dep., ind.,part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . All other d ep o sits........ Certified and Officers’ Checks........ Total Deposits.......... All other liabilities . . . . Total Liabilities........ Mil. 3 355 24 390 1 4 094 5 170 32 015 434 32 449 Equity Capital Capital (#sh. au. 7,500) . (#sh. outst. 7,500) Surplus......................... 2 Undivided profits and capital reserve......... 1 Total equity capital.. 3 TOTAL 36 254 TOTAL Thou. 300 000 505 805 36 254 98 State of Arkansas: Bank Department THE FIRST BANK, GRIFFITHVILLE Population 254 W hite County Chartered November 6, 1905 P.O. Box 55 Telephone Number 323-4511 Zip Code 72060 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: E.O. Y a n c ey ............................... President E.D. Y a n c e y ..............................Vice Pres. *Joyce D. S tr a u g h n .........V.P. & Cashier D irectors: E.O. Yancey E.D . Yancey Jim Tarkington M.O. Thompson ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories............. 134 U.S. Treasury securities 1 543 Oblig. of other U.S. Government agencies and corporations . . . . 995 Oblig. of States and political subdivisions 228 Excess funds sold and sec. resell agreements 100 Loans, N e t................... 532 Bank premises, furniture & fixtures . . 5 TOTAL 3 537 Liabilities Demand deposits, ind.,part.,corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits . . . . Deposits of States and subdivisions . . . . Total Deposits.......... Total Liabilities........ Equity Capital Capital (#sh. au. 2,000) . (#sh. outst. 2,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL Mil. Thou. 925 1 890 1 252 3 068 3 068 50 125 294 469 3 537 Seventieth Report 99 CLARK COUNTY BANK, GURDON Population 2,707 Clark County Chartered A ugu st 4, 1900 P.O. Box 10 Telephone Number 353-2534 Zip Code 71743 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — 1; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: ♦Fred W. W ilc o x .........President & CEO Jean Boulden ........... Sr. V.P. & Cashier Linda B it t le .................................. Vice Pres. Terry C la y to n ..............................Vice Pres. Brett S m ith .................................. Vice Pres. Norma H ilt o n ............... A sst. Vice Pres. Kay S tiffle r ....................A sst. Vice Pres. C.A. Abrams Autrey Horne Dick Jackson John Jackson Jim m y Robbs Maurice Stricklin Fred Wilcox ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 4 400 Time & savings dep., ind., part., corp......... 10 466 U.S. Gov’t deposits . . . . 6 Deposits of States and subdivisions . . . . 1 432 Certified and Officers’ Checks................... 23 Total Deposits.......... 16 327 All other liabilities . . . . 167 Toted Liabilities........ 16 494 . Assets Mil. Thou. Cash & due from depositories. 876 U.S. Treasury securities 1 053 Oblig. of other U.S. Government agencies and corporations . . . . 682 Oblig. of States and political subdivisions 2 923 All other securities . . . . 1 632 L oans,N et..................... 9 328 Bank premises, furniture & fixtures . . 231 495 All other a s s e ts TOTAL 17 220 Equity Capital Capital (#sh. au. 140,000) 1 400 (#sh. outst. 140,000) Surplus......................... 200 Undivided profits and capital reserve.......... (874) Total equity capital.. 726 TOTAL 17 220 State of Arkansas: 100 Bank Department FARMERS BANK, HAMBURG Population 3,394 A shley County Chartered March 10,1941 P.O. Box 350 Telephone Number 853-5222 Zip Code 71646 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦Guy H u m p h r ie s.........President & CEO Gordon S. Price, Sr................. Exec. V.P. Velma J. F arm er..................... Vice Pres. Allen F arm er..................................Cashier Jettie Mae A tkins ........... A sst. Cashier Directors: P.E. Barnes F.P. Blanks Joel W. Foote W .E. Foote, Jr. Guy Humphries William E. Johnson Gordon S. Price, Sr. Earl J. Scott Jack H. Shell John W. Spivey •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due .from depositories............. 4 353 U.S. Treasury securities 800 Oblig. of States and political subdivisions 1 317 All other securities . . . . 193 Excess funds sold and 100 sec. resell agreements Loans, N e t................... 11 655 Bank premises, furniture & fixtures .. 325 All other a s s e ts ........... 1 489 Liabilities MU Thou. Demand deposits, ind., part., corp......... 2 624 Time & savings dep., ind., part., corp......... 15 126 2 U.S. Gov’t deposits. . . . Deposits of States 945 and subdivisions . . . . All other dep o sits........ 10 Certified and 41 Officers’ Checks........ Total D eposits.......... 18 748 All other liabilities . . . . 331 Total Liabilities........ 19 079 Equity Capital Capital (#sh. au. 30,000) (#sh. outst. 22,260) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL......................... 20 232 557 796 (200) 1 153 TOTAL......................... 20 232 Seventieth Report 101 CALHOUN COUNTY BANK, HAMPTON Population 1,651 Calhoun County Chartered October 26, 1906 P.O. Box 8 Telephone Number 798-2207 Zip Code 71744 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *Searcy Harrell, Sr........................Chairman B. D ickson Neal ........................President Len H a r r e ll................................Vice Pres. Mary Alice J o h n s t o n .................... Cashier Hazel Sm ith .......................A sst. Cashier Shirley Jones .................... A sst. Cashier Directors: Searcy Harrell, Sr. Searcy Harrell, Jr. Len Harrell B. Dickson Neal Fay Harrell Hubert Brown D.W . Wells H.M. Welsh Phillip J. Foster •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories................ 1 348 U.S. Treasury securities 1 797 Oblig. of other U.S. Government agencies and corporations . . . . 4 689 Oblig. of States and political subdivisions 2 484 All other securities . . . . 813 Excess funds sold and sec. resell agreements 350 Loans, N e t..................... 9 427 Bank premises, furniture & fixtures . . 130 All other a s s e ts ........... 451 TOTAL 21 489 Liabilities Demand deposits, ind., part., corp......... m u . Thou. 4 032 T im e & s a v in g s d e p ., ind., part., corp......... 13 278 U.S. Gov’t deposits . . . . 2 Deposits of States and subdivisions . . . . 1 162 Certified and Officers’ Checks........ 158 Toted D eposits.......... 18 632 All other liabilities . . . . 245 Toted Liabilities........ 18 877 Equity Capited Capital (#sh. au. 4,000) . 100 (#sh. outst. 4,000) Surplus......................... 500 Undivided profits and capital reserve.......... 2 012 Total equity capital. . 2 612 TOTAL 21 489 102 State of Arkansas: Bank Department THE BANK OF HARRISBURG, HARRISBURG Population 1,921 Poinsett County Chartered December 2, 1930 P.O. Box 17 Telephone Number 578-2472 Zip Code 72432 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Jim Tom B u tle r ......................... President *James W illia m s........... Exec. Vice Pres. Evelyn W illia m s................ A sst. Cashier Bobbie Dill .........................A sst. Cashier Phillip S it c le r .....................A sst. Cashier Donald B r itn e ll.................. A sst. Cashier Wanda S c o t t .......................Adm in. A sst. Directors: Jim Tom Butler Anna M. Butler Jim Butler Patricia Butler Paul Eaton Jam es Williams Beth Eaton *Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 2 000 U .S. Treasury securities 500 Oblig. of other U.S. Government agencies and corporations . . . . 369 Oblig. of States and political subdivisions 5 326 All other securities . . . . 391 Loans, N e t................... 21 600 Bank premises, furniture & fixtures . . 484 All other a s s e ts ........... 1 294 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., md., part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . All other d ep o sits........ Certified and Officers’ Checks........ Total D eposits.......... Excess funds purchased and sec. repurchase agreements............... All other liabilities . . . . Total Liabilities........ Mil. Thou. 10 201 13 098 2 3 074 45 58 26 478 2 100 413 28 991 Equity Capital Capital (#sh. au. 4,000) . 100 (#sh. outst. 4,000) Surplus.......................... 1 900 Undivided profits and capital reserve.......... 973 Total equity capital. . 2 973 TOTAL 31 964 TOTAL 31 964 Seventieth Report 103 THE SECURITY BANK, HARRISON Population 9,567 Boone County Chartered November 20, 1931 P.O. Box 1078 Telephone Number 741-8200 Zip Code 72601 Number of Branches: Inside City — 1; Outside City — 2 Number of CBCT’s: Inside City — 1; Outside City — None Bank H olding Company Affiliate: First Security Corporation Principal Officers: ♦W ayne C la r k ............................. President L.E. D u r a n d .........Vice Chmn. of Board Jim P h illip s.........................Sr. Vice Pres. Dolores L a ffe r ty ....................... Vice Pres. Randy Merritt .........................Vice Pres. Jerry McFarland .................... Vice Pres. Richard L. M cBee .................. Vice Pres. D irectors: Ralph H. Bowers, D .D .S. John O. Campbell W ayne Clark L.E. Durand F.S. Garrison Richard R. H udson Uvalde R. Lindsey Jim Phillips Tom W. Rogers, Jr. W .S. Walker ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Liabilities Mil. Thou. Cash & due from Demand deposits, ind., part., corp......... 13 923 depositories............. 6 395 U.S. Treasury securities 5 695 Time & savings dep., ind., part., corp......... 66 721 Oblig. of other U.S. Government agencies U.S. Gov’t deposits . . . . 69 and corporations . . . . 15 921 Deposits of States Oblig. of States and and subdivisions . . . . 5 738 186 political subdivisions 4 456 All other d ep o sits......... All other securities . . . . 598 Certified and Loans, N e t................... 56 842 Officers’ Checks......... ......... 150 Bank premises, Total Deposits.......... 86 787 furniture & fixtures . . 3 285 Excess funds purchased All other a s s e ts ........... 2 122 and sec. repurchase agreements............... 965 All other liabilities . . . . 929 Total Liabilities........ 88 681 Equity Capital Capital (#sh. au. 180,000) (#sh. outst. 180,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL......................... 95 314 1 800 3 200 1 633 6 633 TOTAL......................... 95 314 104 State of Arkansas: Bank Department HAZEN FIRST STATE BANK, HAZEN Population 1,400 Prairie County Chartered May 12,1983 P.O. Box 783 Telephone Number 255-4567 Zip Code 72064 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Directors: Principal Officers: ♦Jerry M. D y e r .................................... CEO Ted Burnett, Jr......................... President H.W. C la y to n ...........................Vice Pres. Tom m y Hillman Pat Henderson Robert Petter M elvin F. Hula, Sr. N eil Maynard Jerry M. Dyer Ted Burnett, Jr. ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from d e p o s it o r ie s .................. MU. Thou. 874 U.S. Treasury securities 1 000 Oblig. of other U.S. Government agencies and corporations . . . . 399 Excess funds sold and sec. resell agreements 450 L oans,N et................... 5 222 Bank premises, furniture & fixtures . . 437 All other a s s e ts ........... 1 650 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . All other d ep o sits........ Certified and Officers’ Checks........ Total Deposits.......... All other liabilities . . . . Total Liabilities........ Equity Capital Capital (#sh. au. 15,000) (#sh. outst. 13,308) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 10 032 TOTAL Mil. Thou. 395 6 441 17 1 257 500 58 8 668 124 8 792 665 315 260 1 240 10 032 Seventieth Report 105 THE CLEBURNE COUNTY BANK, HEBER SPRINGS Population 4,921 Cleburne County Chartered December 16, 1930 P.O. Box 1000 Telephone Number 362-2456 Zip Code 72543 Number of Branches: Inside City — 2; Outside City — 2 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *Jerome Johnson . . . . President & CEO . Exec. Vice Pres. W alter Aldridge . Juanita Taylor . .........V.P. & Cashier P eggy S m it h ......... .................. Vice Pres. Vice Pres. Mary Holland . . . . Directors : Jim Tom Butler, Chmn. of Board Jerome Johnson Walter Aldridge Richie Lee Dr. Ricky Johnson W etzel Stark L.E. Roberts, Jr. Paul Eaton •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 4 566 U.S. Treasury securities 6 710 Oblig. of other U.S. Government agencies and corporations . . . . 18 101 Oblig. of States and political subdivisions 10 420 All other securities . . . . 686 Loans, N e t................... 25 516 Bank premises, furniture & fixtures . . 906 All other a s s e ts ........... 1 435 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 11 505 Time & savings dep., ind., part., corp......... 48 257 U.S. Gov’t deposits . . . . 30 Deposits of States and subdivisions . . . . 1 245 Certified and Officers’ Checks........ 234 Total Deposits.......... 61 271 Excess funds purchased and sec. repurchase agreements............... 1 200 All other liabilities . . . . ____ 540 Total Liabilities........ 63 Oil Equity Capital Capital (#sh. au. 1,200) . 120 (#sh. outst. 1,200) Surplus......................... 2 000 Undivided profits and capital reserve.......... 2 709 Total equity capital. . 4 829 Subordinated notes and debentures........ 500 TOTAL......................... 68 340 TOTAL......................... 68 340 State of Arkansas: 106 Bank Department HEBER SPRINGS STATE BANK, HEBER SPRINGS Population 4,921 Cleburne County Chartered May 25, 1977 P.O. Box 30 Telephone Number 362-5821 Zip Code 72543 Number of Branches: Inside City — None; Outside City — 1 Number of C BCT’s: Inside City — 1; Outside City — None Bank H olding Company A ffiliate: Heber Springs Bancshares, Inc. Principal Officers: ♦Robert L. J o n e s ........................ President F.B. R e c to r ...................... V .P. & Cashier Bobby H a n k in s........... V .P. & Loan Off. Gary Yow ..................................Vice Pres. Joyce H a r r a l.......................A sst. Cashier Directors: Joseph R. Hooper, Chmn. Robert L. Jones F.B. Rector Oscar Patchell Martha Hooper Ben Caston Joe Brock ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 430 U .S. Treasury securities 971 Oblig. of States and political subdivisions 2 032 All other securities . . . . 214 Excess funds sold and sec. resell agreements 1 300 Loans, N e t................... 21 296 Bank premises, furniture & fixtures . . 806 All other a s s e ts ............ 1 657 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 5 574 Time & savings dep., ind., part., corp......... 20 641 U.S. Gov’t deposits. . . . 43 Deposits of States and subdivisions . . . . 1 301 Certified and Officers’ Checks........ 122 Total D eposits.......... 27 681 All other liabilities .. . 317 Total Liabilities........ 27 998 Equity Capital Capital (#sh. au. 3,000) . (#sh. outst. 3,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. Subordinated notes and d ebentures........ TOTAL 29 706 TOTAL 300 650 458 1 408 300 29 706 Seventieth Report 107 BANK OF HOLLY GROVE, HOLLY GROVE Population 820 Monroe County Chartered March 12, 1903 P.O. Box Q Telephone Number 462-3331 Zip Code 72069 Number of Branches: Inside C ity — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: *Thomas M. H a r g ro v e.................President Jean M. Kirkpatrick . . . V .P. & Cashier Pauline G. W ilso n ............A sst. Cashier & Head Teller Bobbie R. G a n n o n ........... A sst. Cashier Mrs J.I. M atthews, Chmn. Thomas M. Hargrove R.H. Mayo John B. Moore, Jr. Ruth T. Dearing Herd E. Stone •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements Loans, N e t..................... Bank premises, furniture & fixtures . . All other a s s e ts ............ TOTAL Mil. Thou. 1 361 1 893 3 818 1 360 100 450 6 972 138 449 16 541 Liabilities m u . Thou. Demand deposits, ind.,part.,corp......... 2 458 Time & savings dep., ind.,part.,corp......... 10 628 Deposits of States and subdivisions . . . . 884 Certified and Officers’ Checks................... 28 Toted Deposits.......... 13 998 All other liabilities . . . . 213 Total Liabilities........ 14 211 Equity Capital Capital (#sh. au. 2,400) . 60 (#sh. outst. 2,400) Surplus.......................... 940 Undivided profits and capital reserve.......... 1 330 Total equity capital.. 2 330 TOTAL 16 541 108 State of Arkansas: Bank Department HORATIO STATE BANK, HORATIO Population 989 Sevier County Chartered May 15, 1905 P.O. Box 347 Telephone Number 832-2501 Zip Code 71842 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *C.E. Hendrix, Jr........................ President Edith H. S m ith ........... Treas. & Sr. V.P. Wilburn Sm ith . . . Exec. V .P. & Cashier Lola J. Lawrence . Operations Officer A gnes J. Lincoln Bookkeeping Officer Directors: C.E. Hendrix, Jr. Edith H. Sm ith Wilburn Smith Loy Poag Fred L. Sullivan Lilia S. Hendrix ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 4 609 U.S. Treasury securities 1 098 Oblig. of other U.S. Government agencies and corporations . . . . 1 173 Oblig. of States and political subdivisions 923 Excess funds sold and sec. resell agreements 550 Loans, N e t................... 12 528 Bank premises, 284 furniture & fixtures . . 434 All other a s s e ts ........... TOTAL......................... 21 599 MU. Thou. Liabilities Demand deposits, ind., part., corp......... 1 701 Time & savings dep., ind., part., corp......... 16 548 20 U.S. Gov’t deposits .. . . Deposits of States and subdivisions . . . . 1 406 Certified and 3 Officers’ Checks........ Total D eposits.......... 19 678 239 All other liabilities . . . . Total Liabilities........ 19 917 Equity Capital Capital (#sh. au. 2,000) . (#sh. outst. 2,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. 100 1 000 582 1 682 TOTAL......................... 21 599 Seventieth Report 109 ARKANSAS BANK AND TRUST COMPANY, HOT SPRINGS Population 35,781 Garland County Chartered April 18, 1907 P.O. B ox 5640 Telephone Number 624-4611 Zip Code 71902 Number of Branches: Inside City — 5; Outside City — 1 Number of CBCT’s: Inside City — 5; Outside City — None Bank Holding Company Affiliate: A BT Bancshares Corporation Principal Officers: Cecil W. Cupp Sr. Chmn. of Board •Cecil W. Cupp, Jr. Chmn. of Board & Chief Exec. Officer Ray L. Cash President GaryBlenden Exec. Vice Pres. Charles L. Fager, Jr. . Sr. Vice Pres. J.L. Jones Sr. Vice Pres. Palmer Vanderburg Sr. Vice Pres. Eldon Sprague . . Sr. Vice Pres. Ralph White Sr. Vice Pres. Bill Lynch Sr. Vice Pres. Debert Graves Sr. V.P. & Cashier Joe F o r d ............. .........Sr. Vice Pres. Jo Ann Bass ...............Vice Pres. ............... Vice Pres. Jim Chalikis Floyd Bryant ............... Vice Pres. Johnny Boley Vice Pres. Loyd Emerson . ............... Vice Pres. Mahlon G rigsby. ............... Vice Pres. ♦Designates Chief Executive Officer Greg M iller............. . . . . Vice Pres. Vice Pres. Carl Hardage Jerry Thompson Vice Pres. Dorothy W a ll......... . . Vice Pres. Vice Pres. Lou H u lse y ............. Vice Pres. John Jacobs Vice Pres. William Kennedy . . Vice Pres. Ann Hand Phil L assiter........... Vice Pres. Lorene McLeod . . . . Vice Pres. Ruth Kissenger . . . . Vice Pres. . . . . Vice Pres. Winnie Trawick Frank Bolton V.P. & Controller . . . Vice Pres. Barbara Batson Vice Pres. Robert Plummer William Weston Vice Pres. Gene Weston Vice Pres. Beauford Hankins . . . . . Vice Pres. Ed Krenzelok V.P. & Travel Mgr. Directors : Frank M. Burton, MD Ray L. Cash Cecil W. Cupp Cecil W. Cupp, Jr. Cecil W. Cupp, III Gerald H. Fisher Robert E. Jones Walter Kleinman Norton Meek Roy L. Murphy Ray S. Smith, Jr. Marshall T. Steel Jim Randall Herman L. Wilson, Jr. Hill A. Wheatly C. Everett Fulgham Gaither C. Johnson, Jr. Gary E. Blenden John D. Selig Keith Bradshaw Richard S. Smith James E. Thrash Palmer Vanderburg STATEMENT AS OF JUNE 30,1984 Liabilities m u . Thou. Assets Mil. Thou. Demand deposits, Cash & due from in d ., p a r t., c o r p ............ 171 147 depositories............. 14 528 Time & savings dep., U.S. Treasury securities 7 172 ind., part., corp......... 51 350 Oblig. of other U.S. U.S. Gov’t deposits. . . . 168 Government agencies Deposits of States and corporations . . . . 1 291 and subdivisions . . . . 5 544 Oblig. of States and All other d ep o sits........ 100 political subdivisions 14 029 Certified and All other securities . . . . 8 686 Officers’ Checks........ 2 693 Excess funds sold and Total D eposits..........231 002 sec. resell agreements 7 250 Excess funds purchased Loans, N e t.................... 189 819 and sec. repurchase Bank premises, agreements............... 2 300 furniture & fixtures .. 11 723 All other liabilities . . . . 2 666 Total Liabilities........235 968 Equity Capital Capital (#sh. au. 150,834) 3 771 (Mi. outst. 150,834) Surplus........................ 5 771 Undivided profits and capital reserve........ 5 481 Total equity capital.. 15 023 Subordinated notes and d ebentures......... 3 507 254 498 TOTAL TOTAL........................ .254 498 110 State of Arkansas: Bank Department BANK OF IMBODEN, IMBODEN Population 691 Lawrence County Chartered October 12,1972 P .O .B o x 320 Telephone Number 869-2291 Zip Code 72434 Number of Branches: Inside City — None; Outside City: 3 Number of CBCT’s: Inside Citv — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦Amos D avid .............................. Chairman Stephen E. Jones ......................President Preston L. C lark ............. V.P. & Cashier Mary Lea M c L e o d ..................... Vice Pres. Wilma J. L a w s o n ....................... Vice Pres. Leland E. Mize . . . V.P. & Branch Mgr. Directors: Am os David Stephen E. Jones A ustin Stovall H. Lee Baker J.R. David, Jr. Henry W eaver Dee Cude D ouglas Bradley Leland E. Mize ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Mil. Thou. L ia b ilitie s MU. Thou. Cash & due from depositories............. 1 230 U .S. Treasury securities 801 Oblig. of other U.S. Government agencies and corporations . . . . 1 176 Oblig. of States and political subdivisions 1 276 All other securities . . . . 10 Excess funds sold and sec. resell agreements 500 Loans, N e t................... 11 656 Bank premises, furniture & fixtures .. 207 All other a s s e ts ........... 195 Demand deposits, ind., part., corp......... 1 674 Time & savings dep., ind., part., corp......... 12 807 U.S. Gov’t deposits . . . . 38 Deposits of States and subdivisions . . . . 1 025 Certified and Officers’ Checks...................94 Total Deposits.......... 15 638 All other liabilities .. . . _____ 81 Total Liabilities........ 15 719 TOTAL TOTAL 17 051 Equity Capital Capital (#sh. au. 10,600) 165 (#sh. outst. 6,600) Surplus............ 85 Undivided profits and capital reserve............ 932 Total equity capital.. 1 182 Subordinated notes and d ebentures........ 150 17 051 Seventieth Report 111 FIRST JACKSONVILLE BANK, JACKSONVILLE Population 27,589 Pulaski County Chartered A ugust 2 ,1 9 4 9 P.O. Box 827 Telephone Number 982-4511 Zip Code 72076 Number of Branches: Inside City — 3; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: 1st Arkansas Bankshares Principal Officers: *K. Pat W ilson . CEO & Chmn. of Board Larry T. W ilso n .........................President Melda A. R ic e ................Exec. Vice Pres. John S. Fortenbury . . . Exec. Vice Pres. Sibyl H. Clay . . Vice Pres., Operations Fred L o tte r .........Vice President, Loans John M cNee ................Vice Pres., Trust John H a r d w ic k ............ V .P ., M ortgage Directors: K. Pat W ilson Harry K. Dougherty Joseph W. Gelzine Bartus M. Gray, Jr. Melda A. Rice Carl A. W illiams Larry T. W ilson Thomas H. W ortham, MD ‘Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 6 192 U.S. Treasury securities 6 902 Oblig. of other U.S. Government agencies and corporations . . . . 4 796 Oblig. of States and political subdivisions 7 447 All other securities . . . . 624 Excess funds sold and sec. resell agreements 1 100 Loans, N e t................... 37 566 Bank premises, furniture & fixtures .. 1 163 All other a s s e ts ........... 1 217 TOTAL 67 007 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . Certified and Officers’ Checks........ Toted D eposits.......... All other liabilities . . . . Total Liabilities........ Equity Capital Capital (#sh. au. 200,000) (#sh. outst. 200,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL mo. Thou. 15 590 40 335 58 3 706 306 59 995 983 60 978 2 000 1 000 3 029 6 029 67 007 112 State of Arkansas: Bank Department NEWTON COUNTY BANK, JASPER Population 519 Newton County Chartered March 24, 1903 P.O. Box 437 Telephone Number 446-2265 Zip Code 72641 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: Newco Corporation Principal Officers: *Carl G. H olt ...................Chmn. of Board George G. Gleason . . Chief Fin. Officer Danny C riner.....................E xec Vice Pres. George Landrum ........... V.P. & Cashier Directors: Carl G. Holt E.B. Wilson Joe C. Nance George G. Gleason ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Mil. Thou. Assets Cash & due from depositories .............. 9 402 U.S. Treasury securities 2 557 Oblig. of States and political subdivisions 2 029 Loans, N e t................... 11 542 Bank premises, 122 furniture & fixtures . . 494 All other a s s e ts ........... Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits .. .. Deposits of States and subdivisions . . . . Certified and Officers’ Checks........ Total D eposits.......... All other liabilities . . . . Total Liabilities........ MU. Thou. 2 047 21 153 47 538 1 23 786 305 24 091 Equity Capital Capital (#sh. au. 2,500) . 59 (#sh. outst. 2,340) Surplus......................... 1 842 Undivided profits and capital reserve......... 154 Total equity capital.. 2 055 TOTAL......................... 26 146 TOTAL......................... 26 146 Seventieth Report 113 BANK OF NORTHEAST ARKANSAS, JONESBORO Population 31,530 Craighead County Chartered February 14, 1904 P.O. Box 1617 Telephone Number 932-2131 Zip Code 72401 Number of Branches: Inside City — 2; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *Sloan Rainwater . . . Chmn. & President Wm. I. Rainwater .........Vice Chairman Audrey G len n .................. Exec. Vice Pres. Loyce M in k ................................Vice Pres. Max G. C o b b ............................. Vice Pres. Mary Ann B o h n e ............A sst. Vice Pres. Gail N eblett ................... A sst. Vice Pres. E va B eeler......................... A sst. Vice Pres. Linda M cDaniel ........................... Cashier Brenda G riffith .................. A sst. Cashier Jeff C ranford..................A sst. Cashier & Trust Officer Directors: Sloan Rainwater Wm. I. Rainwater Weldon Rainwater, MD Grover Poole, MD Gerald G. W atkins J.A . Tomlinson A .B . Clark Advisory Directors: Steve Cox Virginia R. Cox ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories . . . . . . . . 3 705 U.S. Treasury securities 1 481 Oblig. of other U .S. Government agencies and corporations . . . . 4 846 Oblig. of States and political subdivisions 3 630 AH other securities . . . . 580 Excess funds sold and sec. resell agreements 1 950 Loans, N e t................... 22 702 Bank premises, furniture & fixtures .. 1 080 All other a s s e ts ........... 2 048 TOTAL 42 022 Liabilities m u . Thou. Demand deposits, ind.,part.,corp......... 5 510 Time & savings dep., ind., part., corp......... 25 024 U.S. Gov’t deposits . . . . 4 Deposits of States and subdivisions . . . . 6 256 Certified and Officers’ Checks........ 175 Total Deposits.......... 36 969 All other liabilities . . . . 908 Total Liabilities........ 37 877 Equity Capital Capital (#sh. au. 75,000) (#sh. outst. 75,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. Subordinated notes and debentures........ TOTAL 750 1 000 1 700 3 450 695 42 022 State of Arkansas: 114 Bank Department CITIZENS BANK OF JONESBORO, JONESBORO Population 31,530 Craighead County Chartered July 25, 1919 P.O. Box 1090 Telephone Number 932-6603 Zip Code 72403 Number of Branches: Inside City — 5; Outside City — 2 Number of CBCT’s: Inside City — 3; Outside City — None Bank Holding Company Affiliate: Citizens Bancshares Corp. D irectors: Principal Officers: •Herbert H. McAdams, I I ................. Chmn. of Board & Chief Exec. Officer Walter A. DeRoeck President H. Hall McAdams, I I I ............... Vice Chmn of Board & A sst. Secretary Donald T im m s...........................................Exec. Vice Pres. Robert C. C onner................................................Vice Pres. Bessie Hodges V.P. & Secretary Roger C. D a v is ............................................... Sr. Vice Pres. Jim M cA liste r ...............................................Sr. Vice Pres. Herbert H. McAdams, II Herbert H. McAdams, III Walter A. DeRoeck Bob Connor John Deacon W.O. Doak Dr. Glenn Dickson Mrs. Charlotte Eddington Dr. James Gramling Bill Hurt, Jr. Minor Markle Oscar Melton Oscar Melton, Jr. Dr. Carl R. Reng W.D. Roberts, Jr. W.R. Roberts Frank Walden Dr. G.D. Wisdom *Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Cash & due from depositories............. U.S. Treasury secu rities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... 11 276 Liabilities Mil. Thou. Demand deposits, ind., part., corp.......... 24 910 33 Tim e & sa v in g s dep., Mil. Thou. 271 2 053 10 679 2 700 92 889 2 767 4 521 ind., part., corp........... 101 U.S. Gov’t deposits . . . . Deposits of States and subdivisions . . . . 10 All other d ep o sits......... 3 Certified and Officers’ Checks......... 1 Total Deposits........... 142 Excess funds purchased and sec. repurchase agreements................ 4 All other liabilities .. . 1 Total Liabilities......... 148 Equity Capital Capital (^sh. au. 217,000) (#sh. outst. 217,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital. . Subordinated notes and debentures . . . . . TOTAL........... ........... 160 156 801 289 450 849 082 381 628 439 448 2 170 2 330 5 248 9 748 1 960 TOTAL........................ 160 156 Seventieth Report 115 FIRST BANK AND TRUST OF JONESBORO, JONESBORO Population 31,530 Craighead County Chartered December 22, 1976 P.O. Box 1209 Telephone Number 932-8372 Zip Code 72401 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Mary L. Marcom .................... Chairman *J.C. Vaughn, J r......................... President Ron J a c k so n .................. Exec. Vice Pres. W ayne B o n d ..............................Vice Pres. E verett B a n d y ..................Sr. Vice Pres. Jerry B r o a d w a y .......................Vice Pres. Directors: Mary L. Marcom J.C. Vaughn, Jr. E verett Bandy Bearl Brooks Charles M. Mooney W.C. Sloan, Jr. Harold Crall Bill Brown ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Liabilities Mil. Thou. Cash & due from Demand deposits, depositories............. 6 060 ind., part., corp......... U.S. Treasury securities 3 506 Time & savings dep., Oblig. of other U.S. ind., part., corp......... U.S. Gov’t deposits. . . . Government agencies and corporations . . . . 5 343 Deposits of States Oblig. of States and and subdivisions . . . . Certified and political subdivisions 3 922 Officers’ Checks........ All other securities . . . . 490 Total Deposits......... Excess funds sold and Excess funds purchased sec. resell agreements 500 and sec. repurchase Loans, N e t................... 16 291 agreements............... Bank premises, All other liabilities . . . . furniture & fixtures . . 312 Total Liabilities........ All other a s s e ts ........... 1 266 Equity Capital Capital (#sh. au. 36,500) (#sh. outst. 33,500) Surplus ......................... Undivided profits and capital reserve......... Total equity capital.. Subordinated notes and debentures........ TOTAL......................... 37 690 MU. Thou. 6 128 25 428 73 2 044 324 33 997 160 457 34 614 580 1 533 63 2 176 900 TOTAL......................... 37 690 116 State of Arkansas: Bgink Department MERCANTILE BANK, JONESBORO Population 31,530 Craighead County Chartered January 7, 1932 P.O. B ox 6018 Telephone Number 935-5521 Zip Code 72401 Number of Branches: Inside City — 5; Outside City — 2 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦Charles Frierson, III ...............President George D e la n e y ........... Exec. Vice Pres. Naomi Craft ............................. Vice Pres. Norman Leonard .................... Vice Pres. ________ Directors: M arystel Appleton Millie Blindman Roy Cooper W.M. Freeze, Jr. Lynn Green Raymond (Chubby) Heern A.M . Heringer, Jr. Ben Lamberth, MD Tom Loberg J.C. Mahon ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... MU. Thou. 15 420 12 288 11 194 19 996 10 662 89 027 1 147 7 057 Liabilities Mil. Thou. Demand deposits, ind., part., corp.......... 13 665 Time & savings dep., ind., part., corp...........115 162 U.S. Gov’t deposits . . . . 173 Deposits of States and subdivisions . . . . 17 309 All other d ep o sits........ 78 Certified and Officers’ Checks......... 1 598 Total D eposits........... 147 985 Excess funds purchased and sec. repurchase agreements................. 2 419 All other liabilities .. .. 3 066 Total Liabilities..........153 470 Equity Capital Capital (#sh. au. 100,000) 1 (#sh. outst. 100,000) Surplus......................... 3 Undivided profits and capital reserve.......... 9 Total equity capital.. 13 TOTAL.........................166 791 000 000 321 321 TOTAL..........................166 791 Seventieth Report 117 FARMERS AND MERCHANTS BANK, JUDSONIA Population 2,025 W hite County Chartered May 29, 1913 P.O. Box 550 Telephone Number 729-3148 Zip Code 72081 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: E.O. Yancey .............................Chairman E.D . Yancey ............................ President *Jim E m fin g e r................E xec. Vice Pres. Virginia Meador . . Secretary-Treasurer Directors: E.O. Yancey E.D . Yancey Virginia Meador ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 518 U.S. Treasury securities 3 680 Oblig. of States and political subdivisions 150 L oans,N et................... 2 534 Bank premises, furniture & fixtures .. 131 All other a s s e ts ........... (71) Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 3 406 Time & savings dep., ind., part., corp......... 2 358 U.S. Gov’t deposits . . . . 49 Certified and Officers’ Checks................... 56 Total Deposits.......... 5 869 All other liabilities . . . . _____ 67 Total Liabilities........ 5 936 Equity Capital Capital (#sh. au. 2,800) . 70 (#sh. outst. 2,800) Surplus......................... 280 Undivided profits and capital reserve.......... 656 Total equity capital.. 1 006 TOTAL 6 942 TOTAL 6 942 118 State of Arkansas: Bank Department UNION STATE BANK, JUNCTION CITY Population 862 Union County Chartered A ugust 28, 1933 P.O. Box F Telephone Number 924-4552 Zip Code 71749 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦John F. M a rsh ........................... President Barbara D a n ie ls ............. V .P. & Cashier Mary G. Jones .................. A sst. Cashier Directors: John F. Marsh A lvin Green J.B . Allen John M. Shackleford, Jr. T.T. Fields C.A. Reed Leonard Hampson ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories............. 1 096 U.S. Treasury securities 1 315 Oblig. of other U.S. Government agencies and corporations . . . . 800 Oblig. of States and political subdivisions 1 821 Excess funds sold and sec. resell agreements 250 Loans, N e t................... 10 761 Bank premises, furniture & fixtures . . 65 All other a s s e ts ........... 266 TOTAL 16 374 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 2 741 Time & savings dep., ind., part., corp......... 11 479 U.S. Gov’t deposits . . . . 1 Deposits of States and subdivisions . . . . 543 Certified and Officers’ Checks........ 106 Total Deposits.......... 14 870 All other liabilities . . . . 115 Total Liabilities........ 14 985 Equity Capital Capital (#sh. au. 30,000) (#sh. outst. 30,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 300 400 689 1 389 16 374 119 Seventieth Report BANK OF KENSETT, KENSETT Population 1,544 W hite County Chartered February 17, 1922 P.O. Box 356 Telephone Number 742-3211 Zip Code 72082 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Roger Q. M i lls ........................... President *Jno. H. Johnston, Jr............Vice Pres. & Chairman Secretary Directors: Roger Q. Mills Jno. H. Johnston, Jr. William P. Mills ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Mil. Thou. Cash & due from depositories............. 364 U.S. Treasury securities 1 863 All other securities . . . . 1 410 L oans,N et................... 76 Bank premises, furniture & fixtures . . 11 TOTAL 3 724 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... Total D eposits......... Total Liabilities........ Mil. Thou. 858 1 852 2 710 2 710 Equity Capital Capital (#sh. au. 500) . . 50 (#sh. outst. 500) Surplus.......................... 50 Undivided profits and capital reserve........... 914 Total equity capital. . 1 014 TOTAL 3 724 120 State of Arkansas: Bank Department PINE STATE BANK, KINGSLAND Population 320 Cleveland County Chartered A ugust 22, 1904 P.O. B ox 85 Telephone Number 348-5657 Zip Code 71652 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: ♦William Cain L y o n ...................President P eggy R. Lyon ......................... Secretary William Cain Lyon P eggy R. Lyon W. Gene Jines Jim m y Clark •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A s s e ts Cash & due from depositories............. U .S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... Mil. Thou. 213 996 651 44 1 624 79 86 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 1 697 Time & savings dep., ind., part., corp......... 1 368 U.S. Gov’t deposits . . . . 10 Deposits of States and subdivisions . . . . 85 All other d ep o sits........ 218 Total Deposits.......... 3 378 Excess funds purchased and sec. repurchase agreements............... 15 All other liabilities . . . . _____ 36 Total Liabilities........ 3 429 Equity Capital Capital (#sh. au. 1,680) . 42 (#sh. outst. 1,6614/5) Surplus......................... 102 Undivided profits and capital reserve..................... 80 Total equity capital. 224 Subordinated notes and debentures........ 40 TOTAL 3 693 TOTAL 3 693 Seventieth Report 121 MADISON BANK AND TRUST, KINGSTON Population 250 M adison County Chartered April 7, 1911 P.O. B ox 39 Telephone Number 665-2825 Zip Code 72742 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *Gary W. B u n c h ........................ President Carla H ath orn ........................... Vice Pres. Blenda H ow ard .........................Vice Pres. D irectors: Gary Bunch Jam es M cDougal Steve Smith Julie Baldridge Joe Shrum Jim Vaughan Gary Easterling A ustin Smith Sumner Brashears Dana Samples H ow ard Cain, Jr. ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from Mil. Thou. d e p o s i t o r i e s .................. 222 U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... 272 TOTAL......................... 200 58 235 150 2 805 Liabilities Demand deposits, in d ., p a r t., c o r p .............. Mil. Thou. 649 Time & savings dep., ind., part., corp......... 3 306 U.S. Gov’t deposits . . . . 15 Deposits of States and subdivisions . . . . 527 Certified and Officers’ Checks.................... 22 Total D eposits.......... 4 519 All other liabilities .. .. 423 Total Liabilities........ 4 942 99 1 241 Equity Capital Capital (#sh. au. 800) .. 63 (#sh. outst. 632) Surplus......................... 238 Undivided profits and capital reserve.......... .......... 39 Total equity capital. . 340 5 282 TOTAL......................... 5 282 State of Arkansas: 122 Bank Department BANK OF LAKE VILLAGE, LAKE VILLAGE Population 3,088 Chicot County Chartered October 14, 1937 P.O. B ox 727 Telephone Number 265-2241 Zip Code 71653 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: D ouglas C. Wynn . . Chairman of Board ♦Hermon Carlton ........................President Terence J. Alpe ........... E xec. Vice Pres. Joyce B e l l ............. Vice Pres. & A uditor D essie Lee G i b b s .................... Vice Pres. Jakie T. G ib son ............................... Cashier Directors: Terence J. Alpe Sam Angel William Bunker Dr. J.P. Burge Hermon Carlton David Gillison, Sr. David Gillison, Jr. Bill Holloway Marvin D. Loyd Ned Mazzanti Joe Pieroni George Pine Charles H. W eissinger, Jr. D ouglas C. Wynn ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 3 837 U.S. Treasury securities 2 099 Oblig. of other U.S. Government agencies and corporations . . . . 5 319 Oblig. of States and political subdivisions 4 630 L oans,N et................... 11 937 Bank premises, furniture & fixtures . . 281 All other a s s e ts ........... 612 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 2 715 Time & savings dep., ind., part., corp......... 20 310 U.S. Gov’t deposits . . . . 41 Deposits of States and subdivisions . . . . 1 483 Certified and Officers’ Checks........ 137 Total Deposits.......... 24 686 All other liabilities . . . . 418 Total Liabilities........ 25 104 Equity Capital Capital (#sh. au. 60,000) (#sh. outst. 60,000) Surplus......................... 1 Undivided profits and capital reserve.......... 1 Total equity capital. . 3 TOTAL 28 715 TOTAL 600 950 061 611 28 715 123 Seventieth Report FIRST STATE BANK AND TRUST COMPANY, LAKE VILLAGE Population 3,088 Chicot County Chartered June 12, 1962 P.O. Box 271 Telephone Number 265-5366 Zip Code 71653 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Directors: Principal Officers: ♦Fred P. M ic h a e l................................... ...........President Ben V. F lo ria n i..................................... Exec. Vice Pres. Mike S. Cashion..................................... . V.P. & Cashier . Vice Pres. & Fredddie G. Black Trust Officer A sst. Vice Pres. Linda S. Pearson A sst. Cashier Becky Brogdon Sam Adkisson Herman Berkemeyer Freddie Black James R. Burchfield Ohmer C. Burnside Mike S. Cashion William H. Drew Ben V. Floriani J.P. Hampton Cullen Livingston Doyne W .Loyd Geno Mazzanti Fred P. Michael Carl O. Powell Richard L. Pratt Ted Thornton Joe Dan Yee ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories............. 1 866 U.S. Treasury securities 3 965 Oblig. of States and political subdivisions 1 180 L oans,N et................... 11 798 Bank premises, furniture & fixtures . . 295 All other a s s e ts ........... 340 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 2 473 Time & savings dep., ind., part., corp......... 12 982 Deposits of States and subdivisions . . . . 1 880 Certified and Officers’ Checks........ 108 Total D eposits......... 17 443 All other liabilities . . . . 153 Total Liabilities........ 17 596 Equity Capital Capital (#sh. au. 5,000) . 100 (#sh. outst. 5,000) Surplus.......................... 1 700 Undivided profits and capital reserve.......... .......... 48 Total equity capital. . 1 848 TOTAL 19 444 TOTAL 19 444 State of Arkansas: 124 Bank Department CITIZENS BANK OF LAVACA, LAVACA Population 1,092 Sebastian County Chartered May 5, 1910 P.O. Box 108 Telephone Number 674-5631 Zip Code 72941 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: ♦James N. Patterson ................. President Larry D. H u r s t.........Sr. V .P. & Cashier Gary W. Carmack .................. Vice Pres. Bruce A D a v en p o rt................Vice Pres. P aulette C h r o n iste r................Vice Pres. Kay Sewell .................... A sst. Vice Pres. Sandra K. H a n e y .........A sst. Vice Pres. Ronald H. Udouj Jam es N. Patterson Larry D. H urst Jewel R. Morris Rayburn L. Green Gene E. Bruick ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Thou. 988 547 809 663 517 . Assets MU. Cash & due from depositories. 710 U .S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . 4 Oblig. of States and political subdivisions 1 L oans,N et................... 14 Bank premises, furniture & fixtures . . All other a s s e ts 500 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 3 787 Time & savings dep., ind., part., corp......... 14 471 Deposits of States and subdivisions . . . . 2 203 All other d ep o sits........ 7 Certified and Officers’ Checks................... 77 Total Deposits.......... 20 545 Excess funds purchased and sec. repurchase agreements............... 950 All other liabilities . . . . 171 Total Liabilities........ 21 666 Equity Capital Capital (#sh. au. 18,900) (#sh. outst. 18,900) Surplus......................... 1 Undivided profits and capital reserve......... Total equity capital. . 2 TOTAL 23 734 TOTAL 236 000 832 068 23 734 125 Seventieth Report LEACHVILLE STATE BANK, LEACHVILLE Population 1,882 M ississippi County Chartered January 23, 1951 P.O. Box 140 Telephone Number 539-6354 Zip Code 72438 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Directors: Principal Officers: *J. Lee B eard en ...........................President Edna L. K e n n e t t .........Exec. Vice Pres. Lynn B e a r d e n ................................Cashier J. Lee Bearden N elson Henry Edna Kennett T.N. Rodman, MD J.L. Swihart ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and p o litic a l su b d iv is io n s Mil. Thou. 993 1 000 2 398 1 872 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 2 813 Time & savings dep., ind., part., corp......... 3 474 Deposits of States and subdivisions . . . . 1 641 Certified and Officers’ Checks................... 22 Total Deposits.......... 7 950 All other liabilities . . . . 122 Total Liabilities........ 8 072 All other securities . . . . 235 Excess funds sold and sec. resell agreements 400 L oans,N et..................... 2 685 Equity Capital Bank premises, furniture & fixtures . . 74 Capital (#sh. au. 10,000) (#sh. outst. 10,000) All other a s s e ts ................. 63 Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 9 720 TOTAL 100 1 150 398 1 648 9 720 126 State of Arkansas: Bank Department LITTLE RIVER BANK, LEPANTO Population 1,964 Poinsett County Chartered November 21, 1919 P.O. Box 340 Telephone Number 475-2306 Zip Code 72354 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: D.F. P o r t is .....................Chmn. of Board ♦Grady W atkins, Jr.................... President T.G. Thompson, Jr....... V .P. & Cashier J.C. P o r tis ..................................Vice Pres. Blanche N a s h .................... A sst. Cashier Directors: D .F. Portis Grady W atkins, Jr. T.G. Thompson, Jr. J.C. Portis W .H. Cross, Sr. Ernest B. Portis A.T. Bell D anette P. W atkins Julanne P. Ingram Junaway Payne ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories................ 1 623 U.S. Treasury securities 5 393 Oblig. of other U.S. Government agencies and corporations . . . . 4 899 Oblig. of States and political subdivisions 2 649 Excess funds sold and sec. resell agreements 600 L oans,N et..................... 3 297 Bank premises, furniture & fixtures . . 26 All other a s s e ts ........... 468 TOTAL 18 955 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 4 407 Time & savings dep., ind., part., corp......... 9 719 U.S. Gov’t deposits . . . . 8 Deposits of States and subdivisions . . . . 1 655 Certified and Officers’ Checks................... 23 Total Deposits.......... 15 812 All other liabilities .. . 214 Total Liabilities........ 16 026 Equity Capital Capital (#sh. au. 4,000) . 400 (#sh. outst. 4,000) Surplus......................... 1 100 Undivided profits and capital reserve......... 1 429 Total equity capital.. 2 929 TOTAL 18 955 Seventieth Report 127 LESLIE STATE BANK, LESLIE Population 501 Searcy County Chartered April 17, 1948 P.O. B ox 325 Telephone Number 447-2911 Zip Code 72645 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *Roy Reaves ............. Chief Exec. Officer Ben A lle n .................................... President Mary Jan H o r to n ........... V .P. & Cashier Gerald L. R a g la n d .............. A sst. V. Pres. P eggy M assey ................... A sst. Cashier Elizabeth Cotton ...............A sst. Cashier Directors: Ben Allen Jerald Barnett Bob Derickson Virgil Blair Bill Seeger Lex Treece ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories................ 1 705 Oblig. of other U.S. Government agencies and corporations . . . . 2 119 Oblig. of States and political subdivisions 894 Excess funds sold and sec. resell agreements 350 L oans,N et..................... 4 347 Bank premises, furniture & fixtures . . 294 All other a s s e ts ........... 300 TOTAL 10 009 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 911 Time & savings dep., ind., part., corp......... 8 119 U.S. Gov’t deposits . . . . 3 Deposits of States and subdivisions . . . . 347 Certified and Officers’ Checks................... 45 Toted D eposits.......... 9 425 All other liabilities . . . . 226 Total Liabilities........ 9 651 Equity Capital Capital (#sh. au. 1,300) . (#sh. outst. 1,300) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 130 425 (197) 358 10 009 128 State of Arkansas: Bank Department PEOPLES BANK AND LOAN COMPANY, LEWISVILLE Population 1,410 Lafayette County Chartered A ugust 25,1911 P.O. Box 280 Telephone Number 921-4244 Zip Code 71845 Number of Branches: Inside City — None; Outside City — None Number of C BC T’s: Inside City — 1; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦Charles H. M o o r e ....................... President J.C. L a n d e s ...................Chmn. of Board W .H. Triplett, Jr. Vice Chmn. of Board Wilma W illb an k s.........E xec. Vice-Pres. Paul M a h a r ................................Vice Pres. Donna H. A dkison . A sst. Vice-Pres. Venora H o o p e r ................................ Cashier Directors: Charles H. Moore W .H. Triplett, Jr. J.C. Landes Wilma Willbanks P.D. Burton, Jr. Larry Burrow Paul J. English Elmer Harris O.M. Covington Henry Moore III ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 MU. Thou, Assets Cash & due from depositories............. 3 648 U.S. Treasury securities 2 796 Oblig. of other U.S. Government agencies and corporations . . . . 3 526 Oblig. of States and political subdivisions 2 180 134 All other securities . . . . Excess funds sold and 450 sec. resell agreements Loans, N e t................... 10 786 Bank premises, 728 furniture & fixtures .. 469 All other a s s e ts ........... TOTAL ...................... 24 717 Mil. Thou. Liabilities Demand deposits, ind., part., corp......... 2 345 Time & savings dep., ind., part., corp......... 18 667 U.S. Gov’t deposits .. .. 18 Deposits of States and subdivisions 1 215 Certified and Officers’ Checks........ 125 Total D eposits......... 22 370 All other liabilities .. .. 361 Total Liabilities....... 22 731 Equity Capital Capital (#sh. au. 4,000) . (#sh. outst. 4,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital. . 100 750 1 136 1 986 TOTAL......................... 24 717 Seventieth Report 129 BANK OF LINCOLN, LINCOLN Population 1,422 W ashington County Chartered March 19, 1903 P.O. Box 98 Telephone Number 824-3232 Zip Code 72744 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: Lincoln Bankshares, Inc. Principal Officers: ♦Loyd R. Swope .........................President Kenneth D. C o x ........... Exec. Vice Pres. Ronnie R in e h a r t........................... Cashier Larry Karnes ............................Vice Pres. Darlene Cheatham . . A sst. Vice Pres. Nell K id d ..................Compliance Officer Directors: Loyd R. Swope Kenneth D. Cox Forrest Rodgers John Lewis ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Mil. Thou. Cash & due from depositories............. 1 780 U.S. Treasury securities 6 342 Oblig. of other U.S. Government agencies and corporations . . . . 1 101 Oblig. of States and political subdivisions 2 417 All other securities . . . . 315 Excess funds sold and sec. resell agreements 2 100 Loans, N e t................... 18 941 Bank premises, furniture & fixtures . . 218 All other a s s e ts ........... 890 TOTAL 34 104 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits . . . . Deposits of States and subdivisions . . . . All other dep o sits........ Certified and Officers’ Checks........ Total Deposits.......... All other liabilities . . . . Total Liabilities........ mu. Thou. 4 754 24 397 3 1 559 6 121 30 840 476 31 316 Equity Capital Capital (#sh. au. 8,000) . 200 (#sh. outst. 8,000) Surplus......................... 200 Undivided profits and capital reserve.......... 2 088 Toted equity capital. . 2 488 Subordinated notes and debentures........ 300 TOTAL 34 104 State of Arkansas: 130 Bank Department PULASKI BANK AND TRUST COMPANY, LITTLE ROCK Population 158,461 Pulaski County Chartered A ugust 29, 1955 P.O. B ox 7299 Telephone Number 661-7700 Zip Code 72217 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank Holding Company Affiliate: Pulaski Investm ent Corporation Principal Officers: ♦James C. East Eugene L. Maris Robert C. Magee James N. Pierce Jimmy V. Fincher Wayne Harness Thomas L. Chapman Marilyn Pearce Judy K. Beaumont Nancy Shepard Karen S. Gay Holly Mathisen Kara Clements Directors: Chmn. of Board President Exec. Vice Pres. Sr. Vice Pres. Sr. Vice Pres. Sr. Vice Pres. Vice Pres. Vice Pres./Cashier Vice Pres. Vice Pres. Vice Pres. Trust Officer Internal Auditor James C. East Eugene L. Maris Robert C. Magee Mark V. Williamson Thomas L. Hodges Troy Churchman J.A. McEntire R.L. Schultz, Jr. ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A s s e ts Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... Mil. Thou. 5 419 1 018 13 063 2 924 45 66 298 4 790 3 501 L iabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... Deposits of States and subdivisions . . . . All other d ep o sits........ Certified and Officers’ Checks....... Total Deposits......... Excess funds purchased and sec. repurchase agreements............... All other liabilities . . . . Total Liabilities........ MU. Thou. 17 572 57 648 3 961 1 681 567 81 429 5 106 3 824 90 359 E q u ity Capital Capital (#sh. au. 226,000) (#sh. outst. 191,505) Surplus......................... Undivided profits and capital reserve......... Total equity capital. . Subordinated notes and debentures ....... TOTAL......................... 97 058 1 915 2 148 1 441 5 504 1 195 TOTAL......................... 97 058 Seventieth Report 131 BANK OF LOCKESBURG, LOCKESBURG Population 620 Sevier County Chartered October 14, 1902 P.O. Box 118 Telephone Number 289-4071 Zip Code 71846 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: *Larry W. H a le .......................... President Joe C. Roberts ........................ Vice Pres. Bobbie Sim m ons ........... V.P. & Cashier Phyllis B e tte ll...................A sst. Vice Pres. Joyce W a g n er...................A sst. Vice Pres. B etty C u rren ce..................A sst. Cashier Larry W. Hale Leonard L. Hampson Wanda C. Hampson Joel Wayne Clay Garnet E. Norwood Mary F. Hampson ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Mil. Thou. Cash & due from depositories............. 971 U.S. Treasury securities 3 252 Oblig. of other U.S. Government agencies and corporations . . . . 400 Oblig. of States and political subdivisions 1 437 Loans, N e t................... 13 133 Bank premises, furniture & fixtures . . 344 All other a s s e ts ........... 367 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 3 456 Time & savings dep., ind., part., corp......... 14 621 Deposits of States and subdivisions . . . . 12 Certified and Officers’ Checks................... 16 Total D eposits......... 18 105 Excess funds purchased and sec. repurchase agreements............... 150 All other liabilities . . . . ____176 Total Liabilities........ 18 431 Equity Capital Capital (#sh. au. 3,000) . 75 (#sh. outst. 3,000) Surplus.......................... 425 Undivided profits and capital reserve.......... ........ 973 Total equity capital. . 1 473 TOTAL 19 904 TOTAL 19 904 State of Arkansas: 132 Bank Department FIRST STATE BANK, LONOKE Population 4,128 Lonoke County Chartered March 9, 1935 P.O. Box 320 Telephone Number 676-3106 Zip Code 72086 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: J.O. B e n n e tt................President & CEO ♦Charles E. F o r d ...........Exec. Vice Pres. N eil B e n n e t t ............................. Vice Pres. A1 M. Morris, Jr............A sst. Vice Pres. Directors: J.O. Bennett W ayne Bennett N eilB enn et W ayne Bennett, Jr. Neil Bennett, Jr. H. A ustin Grimes ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories............. 2 990 U.S. Treasury securities 6 633 Oblig. of States and political subdivisions 4 640 All other securities . . . . 7 200 Excess funds sold and sec. resell agreements 2 050 Loans, N e t................... 18 658 Bank premises, furniture & fixtures . . 190 All other a s s e ts ........... 1 242 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 5 672 Time & savings dep., ind., part., corp......... 29 518 U.S. Gov’t deposits. . . . 48 Deposits of States and subdivisions . . . . 2 479 Certified and Officers’ Checks........ 148 Total D eposits.......... 37 865 All other liabilities . . . 334 Total Liabilities........ 38 199 Equity Capital Capital (#sh. au. 16,000) 400 (#sh. outst. 16,000) Surplus......................... 1 600 Undivided profits and capital reserve.......... 3 404 Total equity capital. . 5 404 TOTAL 43 603 TOTAL 43 603 Seventieth Report 133 FARMERS BANK AND TRUST COMPANY, MAGNOLIA Population 11,909 Columbia County Chartered September 26, 1906 P.O. Box 250 Telephone Number 234-2211 Zip Code 71753 Number of Branches: Inside City — 2; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: *Bob L. B u r n s .............................President Dean R e a g a n ................. Sr. Vice Pres. & Cashier T.H. B r a d ley ..............................Vice Pres. Cameron D odson .................... Vice Pres. M.E. F itzp atrick ...................... Vice Pres. & & A sst. Cashier Sandra Barnes ............. A sst. Vice Pres. Earl Booth ........... Operations Officer & A sst. Cashier R.S. W amock, Jr. T.H. Bradley Bob L. Burns L.E. Davis, Jr. Cameron Dodson W. E. Fullenwider John W. Harsh Mrs. T.H. Reeves Joe D. Woodward ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Mil. Thou. Assets Cash & due from depositories............. 1 784 U .S. Treasury securities 9 683 Oblig. of other U.S. Government agencies and corporations . . . . 16 265 Oblig. of States and political subdivisions 16 008 Excess funds sold and sec. resell agreements 100 Loans, N e t................... 24 814 Bank premises, 767 furniture & fixtures . . All other a s s e ts ........... 1 150 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . Certified and Officers’ Checks........ Total D eposits.......... Excess funds purchased and sec. repurchase agreements............... All other liabilities . . . . Total Liabilities........ Mil. Thou. 24 022 32 158 26 3 580 258 60 044 3 005 662 63 711 Equity Capital Capital (#sh. au. 4,000) . 2 500 (#sh. outst. 4,000) Surplus......................... 1 250 Undivided profits and capital reserve......... 3 110 Total equity capital. . 6 860 TOTAL......................... 70 571 TOTAL......................... 70 571 134 State of Arkansas: Bank Department BANK OF MALVERN, MALVERN Population 10,163 H ot Spring County Chartered June 24, 1889 P .O .B o x 897 Telephone Number 332-6966 Zip Code 72104 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — 1; Outside City — None Bank Holding Company A ffiliate: Central Arkansas Bancshares, Inc. Principal Officers: *Paul L. Offutt . President & Chairman Donald J. Tackett ........... Sr. Vice Pres. M. Dale B e a ir d ..................Sr. Vice Pres. Marsha B. T a n n e r .................. Vice Pres. Directors: Paul L. Offutt Dorsey Glover William H. Glover Carrington E. Young Tom Ross Young, Jr. Joe Keith Sam R. Clark Ray N. Boyle ■"Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 2 685 U.S. Treasury securities 6 938 Oblig. of other U.S. Government agencies and corporations . . . . 7 434 Oblig. of States and political subdivisions 7 926 115 All other securities . . . . Excess funds sold and 100 sec. resell agreements Loans, N e t................... 25 184 Bank premises, 893 furniture & fixtures . . All other a s s e ts ........... 1 266 Liabilities Mil. Thou. Demand deposits, ind., part., corp.......... 7 778 Time & savings dep., ind., part., corp......... 36 070 U.S. Gov’t deposits . . . . 2 Deposits of States and subdivisions . . . . 1 990 All other dep o sits........ 269 Certified and Officers’ Checks........ 338 Total Deposits.......... 46 447 All other liabilities .. . . 727 Total Liabilities........ 47 174 TOTAL......................... 52 541 TOTAL......................... 52 541 Equity Capital Capital (#sh. au. 12,000) 300 (#sh. outst. 12,000) Surplus......................... 2 200 Undivided profits and capital reserve.......... 2 867 Total equity capital. . 5 367 Seventieth Report 135 PEOPLES BANK, MAMMOTH SPRING Population 1,195 Fulton County Chartered February 8, 1921 P.O. Box 310 Telephone Number 625-3235 Zip Code 72554 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: M ammoth Investm ents & Credit Corp., Inc. Principal Officers: Directors: Charles W. M a s n e r ..................President ♦William O. P a c e ........... Exec. Vice Pres. David S m i t h ..................................Cashier Norma P a c e .........................A sst. Cashier Charles W. Masner Clotene Masner Auda M. Culver Cloy H. Culver W illiam O. Pace ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Mil. Thou. 1 897 6 970 32 2 900 3 836 265 . Cash & due from depositories. 609 U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions Excess funds sold and sec. resell agreements Loans, N e t..................... Bank premises, furniture & fixtures . . All other a s s e ts 434 TOTAL......................... 16 943 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 2 013 Time & savings dep., ind., part., corp......... 12 802 U.S. Gov’t deposits . . . . 6 Deposits of States and subdivisions . . . . 554 Total Deposits.......... 15 375 All other liabilities . . . . 275 Total Liabilities........ 15 650 Equity Capital Capital (#sh. au. 4,000) . (#sh. outst. 4,000) Surplus.......................... Undivided profits and capital reserve.......... Total equity capital.. 1 100 900 293 293 TOTAL....................... . 16 943 136 State of Arkansas: Bank Department MERCHANTS AND PLANTERS BANK, MANILA Population 2,553 M ississippi County Chartered March 16,1948 P .0 . Box 440 Telephone Number 561-4427 Zip Code 72442 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: P eggy F. C h e a d le ......................Chairman B etty F. S ch rad er......................President Hulen F au lk n er.......................... Secretary Danny R ob b in s.........................Vice Pres. Norma J a c k so n ...............................Cashier *Max H. S ch rad er.........Exec. Vice Pres. D irectors: Lora M. Fleeman P eggy F. Cheadle B etty F. Schrader L.W. Townsend Jam es B. Cheadle Hulen Faulkner Danny Robbins Max H. Schrader ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories................ 1 327 U .S. Treasury securities 249 Oblig. of other U.S. Government agencies and corporations . . . . 1 190 Oblig. of States and political subdivisions 480 All other securities . . . . 100 Excess funds sold and sec. resell agreements 500 Loans, N e t..................... 4 497 Bank premises, furniture & fixtures . . 119 All other a s s e ts ........... 18 TOTAL 8 480 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 1 238 Time & savings dep., ind., part., corp......... 4 601 U.S. Gov’t deposits . . . . 204 Deposits of States and subdivisions . . . . 1 273 Certified and Officers’ Checks................... 16 Total D eposits......... 7 332 Total Liabilities........ 7 332 Equity Capital Capital (#sh. au. 10,000) (#sh. outst. 10,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital. . 648 1 148 TOTAL 8 480 100 400 Seventieth Report 137 BANK OF MANSFIELD, MANSFIELD Population 1,000 Sebastian County Chartered February 16, 1939 P.O. Box 387 Telephone Number 928-4418 Zip Code 72944 Number of Branches: Inside C ity — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Bruce H. S h a w .............Chmn. of Board ♦Richard D. F o s t e r ......................President Richard B. S h a w .......................Vice Pres. Melba Conaway . Vice Pres. & Cashier Paula C o w a rd ............... A sst. Vice Pres. Elizabeth Hoopengarner . . A sst. V.P. Margo J o n e s .......................A sst. Cashier Directors: Bruce H. Shaw, Chairman Richard D. Foster Richard B. Shaw Melba Conaway Joe McCain Gilmer Dixon Bernard Holbrook S.M . Taylor S.D . Barnes ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Mil. Thou. Cash & due from depositories................ 3 691 U .S. Treasury securities 4 225 Oblig. of other U.S. Government agencies and corporations . . . . 608 Oblig. of States and political subdivisions 815 Excess funds sold and sec. resell agreements 100 Loans, N e t..................... 9 026 Bank premises, furniture & fixtures . . 277 All other a s s e ts ............ 441 TOTAL 19 183 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 4 345 Time & savings dep., ind., part., corp......... 12 069 U.S. Gov’t deposits . . . . 4 Deposits of States and subdivisions . . . . 899 Certified and Officers’ Checks................... 45 Total D eposits.......... 17 362 All other liabilities . . . . 279 Total Liabilities........ 17 641 Equity Capital Capital (#sh. au. 9,600) . 240 (#sh. outst. 9,600) Surplus.......................... 260 Undivided profits and capital reserve.......... 1 042 Total equity capital. . 1 542 TOTAL 19 183 State of Arkansas: 138 Bank Department FARMERS AND MERCHANTS BANK, MARIANNA Population 6,220 Lee County Chartered January 9, 1942 P.O. Box 479 Telephone Number 295-2535 Zip Code 72360 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦William J. McClain . . President & CEO Jam es T. McMahan, I I .........Vice Pres. P eggy F ish e r .................................. Cashier Letha Sm ith A sst. V .P. Operations Directors: Dan H. Felton, III Jack R. Gentry Thomas H. Gist, Jr. William J. McClain Jam es T. McMahan, II John F. Miller Robert F. Mahan J.B . Smith Ruth Smith D.F. Webb, Jr. •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 220 U.S. Treasury securities 6 546 Oblig. of other U .S. Government agencies and corporations . . . . 1 254 Oblig. of States and political subdivisions 1 260 All other securities . . . . 60 Excess funds sold and sec. resell agreements 1 550 Loans, N e t................... 3 090 Bank premises, furniture & fixtures . . 167 All other a s s e ts ............ 328 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 3 132 Time & savings dep., ind., part., corp......... 8 135 U.S. Gov’t deposits . . . . 7 Deposits of States and subdivisions . . . . 2 427 Certified and Officers’ Checks................... 28 Total Deposits.......... 13 729 All other liabilities .. . 205 Total Liabilities........ 13 934 TOTAL TOTAL 15 475 Equity Capital Capital (#sh. au. 3,000) . 75 (#sh. outst. 3,000) Surplus.......................... 925 Undivided profits and capital reserve.......... 541 Total equity capital. . 1 541 15 475 Seventieth Report 139 CITIZENS BANK, MARION Population 2,996 Crittenden County Chartered March 15, 1938 P.O. Box 300 Telephone Number 739-3232 Zip Code 72364 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦William R. R ey n o ld s................President Frank G. W a lla c e ...................... Vice Pres. C.H. Bond, Jr............................... Vice Pres. Julian H a r d in ............................. Vice Pres. Allen B. H e lm s ........................... Vice Pres. J.F . R ieves, Jr..............................Vice Pres. Lucille H. B r a c k in ........... A sst. Cashier Directors: C.H. Bond, Jr. Sanders Carter Frank G. Fogleman Julian Hardin Allen B. Helm s Dino Pirani William R. Reynolds J.F . Rieves, Jr. Jam es R. Stockley Joe Taylor, III ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 090 U.S. Treasury securities 2 050 Oblig. of other U.S. Government agencies and corporations . . . . 3 222 Oblig. of States and political subdivisions 3 520 All other securities . . . . 1 601 Excess funds sold and sec. resell agreements 500 L oans,N et................... 7 522 Bank premises, furniture & fixtures . . 1 152 All other a s s e ts ........... 478 TOTAL 21 135 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 3 970 Time & savings dep., ind., part., corp......... 10 918 U.S. Gov’t deposits . . . . 2 Deposits of States and subdivisions . . . . 2 933 Certified and Officers’ Checks................... 43 Total D eposits.......... 17 866 All other liabilities . . . . 239 Total Liabilities........ 18 105 Equity Capital Capital (#sh. au. 1,500) . (#sh. outst. 1,500) Surplus ......................... 1 Undivided profits and capital reserve.......... 1 Total equity capital. . 3 TOTAL 150 200 680 030 21 135 140 State of Arkansas: Bank Department MARKED TREE BANK, MARKED TREE Population 3,201 Poinsett County Chartered March 3, 1932 P.O. Box 160 Telephone Number 358-2600 Zip Code 72365 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: *John A. Brunner, Jr..................President J.P. H u tc h in s ................................Cashier Frances W hitlow ...............A sst. Cashier Louise A n g lin ...................... A sst. Cashier Norma Hendrix .................A sst. Cashier Gloria Eddington, Chairman John A. Brunner, Jr. Mary Ann Arnold Frank Brunner, Jr. J. Robert Brunner L.H. Goad Ritter Arnold Robert Neel Dan Hatzenbuehler •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions Excess funds sold and sec. resell agreements L oans,N et................... Bank premises, furniture & fixtures .. All other a s s e ts ........... Mil. Thou. 2 594 9 420 4 303 1 014 800 2 369 151 518 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 3 183 Time & savings dep., ind., part., corp......... 12 079 U.S. Gov’t deposits . . . . 47 Deposits of States and subdivisions . . . . 1 266 Certified and Officers’ Checks................... 82 Total D eposits.......... 16 657 Excess funds purchased and sec. repurchase agreements............... 2 200 All other liabilities . . . . 303 Total Liabilities........ 19 160 Equity Capital Capital (#sh. au. 2,500) . (#sh. outst. 2,500) Surplus......................... Undivided profits and capital reserve......... 1 Total equity capital. . 2 TOTAL 21 169 TOTAL 250 300 459 009 21 169 Seventieth Report 141 THE CITIZENS BANK, MARSHALL Population 1,543 Searcy County Chartered February 26, 1940 P.O. Box 250 Telephone Number 448-3341 Zip Code 72650 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: Marshall Bancshares, Inc. Principal Officers: *Roy Reaves ..........................................CEO Bill O. W a t t s ............................... President Danny G. H o r to n .........Exec. Vice Pres. Brenda H a r n e s s ............... V .P. & Cashier Bernece M yatt .............. A sst. Cashier & Head Teller P atsy M a s s e y ..................A sst. Cashier & M arketing Officer Carla H a r n e s s ................A sst. Cashier & Manager of Bookkeeping Debbie W a t t s .................... A sst. Cashier Directors: Ben Allen Jerald Barnett J.C. Baker, Jr. George E. Daniel Jam es W. Daniel Ancil M ays Bill O. W atts ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Mil. Thou. Cash & due from depositories............. 3 919 U.S. Treasury securities 1 505 Oblig. of other U.S. Government agencies and corporations . . . . 1 032 Oblig. of States and political subdivisions 1 123 All other securities . . . . 25 Excess funds sold and sec. resell agreements 450 Loans, N e t................... 8 960 Bank premises, furniture & fixtures . . 196 All other a s s e ts ........... 732 TOTAL........................ 17 942 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 4 929 Time & savings dep., ind., part., corp......... 10 232 U.S. Gov’t deposits . . . . 17 Deposits of States and subdivisions . . . . 1 160 Certified and Officers’ Checks................... 14 Total D eposits.......... 16 352 All other liabilities . . . . ____ H3 Total Liabilities........ 16 465 Equity Capital Capital ( # s h . au. 4,000) . 400 (Mi. outst. 4,000) Surplus............. 725 Undivided profits and capital reserve............ 277 Total equity capital. . 1 402 Subordinated notes and debentures.......... 75 TOTAL......................... 17 942 142 State of Arkansas: Bank Department BANK OF MARVELL, MARVELL Population 1,751 Phillips County Chartered January 8, 1903 P.O. Box 67 Telephone Number 829-2596 Zip Code 72366 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: Marvell Implement Company Principal Officers: *Gibson Turley . . Chairman & President Tommie E. Shackelford, Jr. Exec. V.P. Gibson Turley, J r......................Vice Pres. Ben B. D a v iso n ......................... Vice Pres. P atty R ussell ................................Cashier Bobbie Chisnall ................A sst. Cashier Beulah Dirlam ..................A sst. Cashier Directors: Gibson Turley Tommie E. Shackelford, Jr. Gibson Turley, Jr. Virginia Turley Jam es H. Hill J. A. Hill ^Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 764 U.S. Treasury securities 4 998 Oblig. of other U.S. Government agencies and corporations . . . . 5 259 Oblig. of States and political subdivisions 2 244 All other securities . . . . 110 Excess funds sold and sec. resell agreements 335 L oans,N et................... 1 608 Bank premises, furniture & fixtures . . 174 All other a s s e ts ........... 397 TOTAL 15 .889 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 1 637 Time & savings dep., ind., part., corp......... 10 119 U.S. Gov’t deposits . . . . 9 Deposits of States and subdivisions . . . . 1 763 Certified and Officers’ Checks................... 15 Total Deposits.......... 13 543 All other liabilities .. . 271 Total Liabilities........ 13 814 Equity Capital Capital (#sh. au. 6,000) . (#sh. outst. 6,000) Surplus......................... Undivided profits and capital reserve.......... 1 Total equity capital. . 2 TOTAL 150 500 425 075 15 889 Seventieth Report 143 BANK OF McCRORY, McCRORY Population 1,956 Woodruff County Chartered June 18, 1903 P.O. Box 367 Telephone Number 731-2521 Zip Code 72101 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *I.N. A r n o f ...................... Chmn. of Board Hulon C a in ..................................President John G. Thompson .........Vice Chmn. & Sr. Vice Pres. H. Ripley Thompson . . . . Sr. Vice Pres. John D. E ld r id g e ............. Sr. Vice Pres. Margaret Coller Vice Pres. & Trust Jam es W. Taylor .........................Cashier Directors: I.N. Arnof John G. Thompson H. Ripley Thompson John D. Eldridge Ian Arnof G.L. Morris, Jr. John D. Eldridge III Edwin B. Conner, Jr. Hulon Cain Donald Cain Fletcher C. Lewis ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 2 891 U.S. Treasury securities 18 700 Oblig. of other U.S. Government agencies and corporations . . . . 2 600 Oblig. of States and political subdivisions 5 846 All other securities . . . . 909 Excess funds sold and sec. resell agreements 2 900 Loans, N e t................... 9 494 Bank premises, furniture & fixtures . . 328 All other a s s e ts ........... 1 392 TOTAL 45 060 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 7 117 Time & savings dep., ind., part., corp......... 31 123 U.S. Gov’t deposits . . . . 34 Deposits of States and subdivisions . . . . 911 Certified and Officers’ Checks................... 94 Total Deposits.......... 39 279 All other liabilities . . . 1 167 Total Liabilities........ 40 446 Equity Capital Capital (#sh. au. 20,000) (#sh. outst. 20,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 500 1 500 2 614 4 614 45 060 State of Arkansas: 144 Bank Department McGEHEE BANK, McGEHEE Population 5,671 Desha County Chartered December 5, 1933 P .0 . Box 787 Telephone Number 222-3151 Zip Code 71654 Number of Branches: Inside C ity — 1; Outside City — 3 Number of C BC T’s: Inside City — 1; Outside City — None Bank H olding Company Affiliate: S outheast Financial Bankstock Corporation Principal Officers: Sam B o w m a n .............Chmn. of Board John P o tte r ........... Vice Chmn. of Board ♦Bill B o w m a n ................President & CEO Richard Gilliam ........................... Cashier Charles L lo y d ...........................Vice Pres. Tom m y R o b e rtso n ..................Vice Pres. Directors: Robert Adcock Fred Blanks Sam Bowman Bill Bowman John Potter Buren Sharpe John L. Maier, Jr. Jam es N. Smith Bill Elliott Jim m y Buford Mark E. Sherland, Jr. Cecil Simpson ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... TOTAL Mil. Thou. 7 066 9 810 3 150 6 206 232 1 300 31 401 329 1 484 60 978 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 6 304 Time & savings dep., ind., part., corp......... 44 846 U.S. Gov’t deposits . . . . 64 Deposits of States and subdivisions . . . . 2 089 Certified and Officers’ Checks........ 184 Total Deposits.......... 53 487 All other liabilities .. . 612 Total Liabilities........ 54 099 Equity Capital Capital (^sh. au. 80,000) (#sh. outst. 80,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 1 000 1 700 4 179 6 879 60 978 Seventieth Report 145 THE BANK OF NORTH ARKANSAS, MELBOURNE Population 1,608 Izard County Chartered July 29, 1896 P.O. B ox C Telephone Number 368-4205 Zip Code 72556 Number of Branches: Inside City — None; Outside City — 3 Number of CBCT’s: Inside City — None; Outside City — None Bank Holding Company Affiliate: North Central Financial Corporation Principal Officers: *Charles C. Miller . . President & Chmn. Ernestine Marlin .........................Cashier Mary F. T a te ...................... A sst. Cashier Directors : Charles C. Miller Jam es E. Miller Ann Lawrence Gwenn A. Lea ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 2 286 U .S. Treasury securities 80 7 Oblig. of other U.S. Government agencies and corporations . . . . 4 225 Oblig. of States and political subdivisions 3 733 All other securities . . . . 25 Excess funds sold and sec. resell agreements 200 Loans, N e t................... 22 868 Bank premises, furniture & fixtures . . 981 All other a s s e ts ........... 1 037 TOTAL 36 162 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 13 420 Time & savings dep., ind., part., corp......... 18 386 U.S. Gov’t deposits . . . . 7 Deposits of States and subdivisions . . . . 1 818 Certified and Officers’ Checks................... 90 Total Deposits.......... 33 721 All other liabilities . . . . ____ A l l Total Liabilities........ 34 132 Equity Capital Capital (#sh. au. 4,000) . (#sh. outst. 4,000) Surplus......................... Undivided profits and capital reserve.......... 1 Total equity capital. . 2 TOTAL 500 425 105 030 36 162 State of Arkansas: 146 Bank Department THE UNION BANK, MENA Population 4,850 Polk County Chartered July 25, 1934 P.O. Box 898 Telephone Number 394-2211 Zip Code 71953 Number of Branches: Inside City — None; Outside City — 2 Number of CBCT’s: Inside City — 1; Outside City — None Bank H olding Company Affiliate: Union Bankshares, Inc. P rin c ip a l O ffic e r s: D ir e c to rs : C.S. “Shorty” Williams ......................Chmn. of Board President & CEO ♦Bill L. Wood R.A. Carver ..................... .................................Vice Pres. .................................Vice Pres. Edward W. Stevenson A sst. Vice Pres. Buddy N ew b o lt............... Cashier Ruby Lunsford Eva Capehart................... A sst. Vice Pres. A sst. Cashier Mildred Brown Loan Dept. Manager Sarah C urry........................ Administration Asst. Barbara Shaw Customer Ser. Officer Clarice T ish er................... A sst. Cashier Kathy Shrader Pat Perkins A sst. Cashier A sst. Vice Pres. & Jim Neugent Data Processing Manager Anna Runvan A sst. Data Processing Mgr. Jesse Sullivan A sst. Vice Pres. & Branch Mgr. Jimmy D. Knighten Asst. Cashier & Branch Mgr. R.A. Carver John A. Crawford R.L. Hamilton David Maddox Pauline Morrow Edward W. Stevenson C.S. Williams Bill Lauck Wood ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions Excess funds sold and sec. resell agreements L oans,N et................... Bank premises, furniture & fixtures . . All other a s s e ts ........... MU. Thou. TOTAL 51 109 6 076 4 283 1 252 6 164 200 30 872 595 1 667 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 8 203 Time & savings dep., ind., part., corp......... 31 816 U.S. Gov’t deposits . . . . 263 Deposits of States and subdivisions . . . . 2 360 Certified and Officers’ Checks........ 358 Total Deposits.......... 43 000 All other liabilities .. . 687 Total Liabilities........ 43 687 Equity Capital Capital (#sh. au. 12,000) 1 200 (#sh. outst. 12,000) Surplus......................... 1 800 Undivided profits and capital reserve......... 4 422 Total equity capital. . 7 422 TOTAL 51 109 147 Seventieth Report MONETTE STATE BANK, MONETTE Population 1,165 Craighead County Chartered December 29, 1936 P.O. Box P Telephone Number 486-5493 Zip Code 72447 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦Donald K ir k s e y .........................President Shirley B r o n a u g h ................Sr. Vice Pres. Verlene Fullen . Vice Pres. & Cashier Bill C la rk ...................................... Vice Pres. Revis S te w a r t.............................Vice Pres. Directors: Charles Frierson, III Carolyn Frierson J.E . Story Ruth Latta B.R. Harper, MD T.P. Harper M.D. Donald Kirksey Shirley Bronaugh Verlene Fullen ■"Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 259 U.S. Treasury securities 399 Oblig. of other U.S. Government agencies and corporations . . . . 3 260 Oblig. of States and political subdivisions 5 977 All other securities . . . . 746 Loans, N e t................... 17 426 Bank premises, furniture & fixtures . . 300 All other a s s e ts ........... 1 577 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 4 947 Time & savings dep., ind., part., corp......... 17 806 U.S. Gov’t deposits . . . . 15 Deposits of States and subdivisions . . . . 3 217 All other d ep o sits........ 5 Certified and Officers’ Checks................... 62 Total Deposits.......... 26 052 Excess funds purchased and sec. repurchase agreements............... 1 400 All other liabilities . . . 174 Total Liabilities........ 27 626 Equity Capital Capital (#sh. au. 4,000) . 200 (#sh. outst. 4,000) Surplus......................... 1 300 Undivided profits and capital reserve......... 1 818 Total equity capital. . 3 318 TOTAL 30 944 TOTAL 30 944 148 State of Arkansas: Bank Department COMMERCIAL BANK AND TRUST COMPANY, MONTICELLO Population 8,259 Drew County Chartered November 29, 1912 P.O. Box 150 Telephone Number 367-6221 Zip Code 71655 Number of Branches: Inside City — 2; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: Drew Bancshares, Inc. Principal Officers: *Bennie Ryburn, Sr. . . Chairman & CEO Reginald Glover ...................... President George T. H a r r is .........Exec. Vice Pres. Bill W hite ......................Vice President R usty S m it h ..............................Vice Pres. Directors: Bennie Ryburn, Sr. Reginald Glover L.D. Long Lamar Miles W .E. Smith Frank Wolfe R .D .Jon es Joe Brannen Kim Ward ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Mil. Thou. Cash & due from depositories............. 3 474 U.S. Treasury securities 2 238 Oblig. of other U.S. Government agencies and corporations . . . . 4 503 Oblig. of States and political subdivisions 3 977 All other securities . . . . 3 548 Loans, N e t................... 24 836 Bank premises, furniture & fixtures . . 294 All other a s s e ts ........... 1 957 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 6 264 Time & savings dep., ind., part., corp......... 29 175 U.S. Gov’t deposits . . . . 32 Deposits of States and subdivisions . . . . 3 852 Certified and Officers’ Checks.......... 328 Total D eposits.......... 39 651 Excess funds purchased and sec. repurchase agreements... 700 All other liabilities . . . . 506 Total Liabilities........ 40 857 Equity Capital Capital (#sh. au. 8,000) . 200 (#sh. outst. 8,000) Surplus......................... 2 300 Undivided profits and capital reserve.......... 1 470 Total equity capital.. 3 970 TOTAL 44 827 TOTAL 44 827 Seventieth Report 149 UNION BANK AND TRUST COMPANY, MONTICELLO Population 8,259 Drew County Chartered September 15, 1915 P.O. Box 270 Telephone Number 367-3453 Zip Code 71655 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: First Union Financial Corp. Principal Officers: Zach McClendon, Jr.. . . Pres. & Chmn. ♦John A. McClelland . .Exec. Vice Pres. Kelton B usby, Jr.............Vice Pres. Beverly H u d s o n ............ Vice Pres. Jean St. John ............................ Vice Pres. Howard Woodall ..................... Vice Pres. Clay M itchell ............................ Vice Pres. Tona M cK iever..................A sst. Cashier P eggy S m ith ..................A sst. Vice Pres. ------------♦Designates Chief Executive Officer Directors: William K. Ball Brown Calhoun Frank Carson, Jr. Billy H. Hartness Charles E. Jackson Henry J. Mariani Zach McClendon, Jr. W ells M offatt Dr. J.P. Price John Porter Price Richard Reinhart A.C. Thompson Alan G. Williams j u a n Trotter, A dvisory Board STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Liabilities Cash & due from Demand deposits, depositories............. 8 193 ind., part., corp......... U .S. Treasury securities 4 130 Time & savings dep., Oblig. of other U.S. ind., part., corp......... U.S. Gov’t deposits. . . . Government agencies and corporations . . . . 2 275 Deposits of States Oblig. of States and and subdivisions . . . . Certified and political subdivisions 8 881 Officers’ Checks........ Loans, N e t................... 37 955 Total D eposits......... Bank premises, Excess funds purchased furniture & fixtures . . 704 and sec. repurchase All other a s s e ts ........... 1 149 agreements. . ............ All other liabilities . . . . Total Liabilities........ Equity Capital Capital (#sh. au. 80,000) (#sh. outst. 80,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital. . TOTAL......................... 63 287 MU. Thou. 7 057 47 587 127 2 124 4 56 899 1 250 735 58 884 1 000 2 000 1 403 4 403 TOTAL......................... 63 287 150 State of Arkansas: Bank Department THE FIRST STATE BANK, MORRILTON Population 7,355 Conway County Chartered November 26, 1930 P.O. Box 350 Telephone Number 354-4601 Zip Code 72110 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: TC Bankshares Principal Officers: *H.J. K ord sm eier.......................President J.H . W ilcox Exec. Vice Pres. Billie Jean Wofford ... A sst. Vice Pres. John W inningham . . .. A sst. Vice Pres. Bill D avidson ............................ Vice Pres. Directors: H.J. Kordsmeier Jim Wilcox S.E. M cReynolds Cleo Cheek A .J. Gordon Dr. T.H. Hickey Otto Lienhart W .E. Love Louis Oates Charles L. Ormond Ed. M. Penick, Jr. T.E. Renaud, A dvisory Ron Gillert, A dvisory ^Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 3 378 U.S. Treasury securities 15 294 Oblig. of other U.S. Government agencies and corporations . . . . 97 Oblig. of States and political subdivisions 9 688 Excess funds sold and sec. resell agreements 2 000 Loans, N e t................... 20 729 Bank premises, furniture & fixtures .. 559 All other a s s e ts ........... 1 582 TOTAL......................... 53 327 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . All other dep o sits........ Certified and Officers’ Checks........ Total Deposits.......... All other liabilities . . . . Total Liabilities........ Equity Capital Capital (#sh. au. 10,000) (#sh. outst. 5,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital. . Mil. Thou. 13 057 29 984 400 1 837 303 179 45 760 888 46 648 1 000 1 500 4 179 6 679 TOTAL......................... 53 327 Seventieth Report 151 FIRST BANK AND TRUST COMPANY OF MOUNTAIN HOME, MOUNTAIN HOME Population 8,066 Baxter County Chartered January 16, 1979 P.O. Box F Telephone Number 425-2101 Zip Code 72653 Number of Branches: Inside City — None; Outside City — 2 Number of CBCT’s: Inside City — 1; Outside City — None Bank H olding Company Affiliate: Mountain Home Bancshares, Inc. Principal Officers: C.N. Kent, Jr....................... Vice Chairman *Denny Sm ith ...............President & CEO R. J. Pratt ............................ Sr. Vice Pres. Raymond Roberts ..............Vice Pres. & Trust Officer Dwayne H ick m an .....................Vice Pres. D essie P i t t s ................................Vice Pres. Directors: J.D . Dryer C.N. Kent, Jr. Frank L. Coffman, Jr. R.F. Lawyer R.J. Pratt Denny Smith ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou Cash & due from depositories............. 5 042 U.S. Treasury securities 25 515 Oblig. of other U.S. Government agencies and corporations . . . . 9 197 Oblig. of States and political subdivisions 13 377 All other securities . . . . 132 Excess funds sold and sec. resell agreements 800 Loans, N e t................... 40 019 Bank premises, furniture & fixtures .. 2 383 AH other a s s e ts ........... 2 280 TOTAL 98 745 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 9 860 Time & savings dep., ind., part., corp......... 73 395 U.S. Gov’t deposits . . . . 21 Deposits of States and subdivisions . . . . 4 776 Certified and Officers’ Checks................. 498 Total Deposits.......... 88 550 All other liabilities . . . . 2 921 Toted Liabilities........ 91 471 Equity Capital Capital (#sh. au. 116,260) (#sh. outst. 116,260) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 1 163 2 587 3 524 7 274 98 745 152 State of Arkansas: Bank Department PEOPLES BANK AND TRUST COMPANY, MOUNTAIN HOME Population 8,066 Baxter County Chartered A ugust 10, 1906 P.O. Box B Telephone Number 425-2166 Zip Code 72653 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — 1; Outside City — None Bank Holding Company Affiliate: Peoples Bank Corporation Principal Officers: Neil Nelson President *Larry G. N e ls o n ............. Exec. Vice Pres. Charles A. Morton Sr. Vice Pres. Clyde Thorn, Jr.....................Sr. Vice Pres. R.E. Baker ............................... Vice Pres. Rudell Panned .........................Vice Pres. Irene M a r tin .........A sst. V.P. & Cashier Reba Bigham .................A sst. Vice Pres. B etty L o n o n ....................A sst. Vice Pres. Jam es E. Reves ........... A sst. Vice Pres. Directors: Powers L. Fowler R.E. Baker W. A. Thompson B.R. Wiseman Neil Nelson Mrs. N at T. Dyer Guy King W.T. Morgan Larry G. Nelson W.M. Thompson ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 5 755 U.S. Treasury securities 23 601 Oblig. of other U.S. Government agencies and corporations . . . . 15 678 Oblig. of States and political subdivisions 12 141 Excess funds sold and sec. resell agreements 2 050 L oans,N et................... 45 562 Bank premises, furniture & fixtures . . 957 All other a s s e ts ........... 2 692 TOTAL 108 436 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 9 555 Time & savings dep., ind., part., corp......... 83 733 U.S. Gov’t deposits . . . . 103 Deposits of States and subdivisions . . . . 2 746 Certified and Officers’ Checks........ 650 Total D eposits......... 96 787 All other liabilities . . . . 1 473 Total Liabilities........ 98 260 Equity Capital Capital (#sh. au. 110,000) 2 (#sh. outst. 110,000) Surplus......................... 2 Undivided profits and capital reserve......... 4 Total equity capital. . 10 TOTAL 750 750 676 176 108 436 Seventieth Report 153 BANK OF MOUNTAIN VIEW, MOUNTAIN VIEW Population 2,147 Stone County Chartered July 21, 1915 P.O. B ox C Telephone Number 269-3815 Zip Code 72560 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Glen H in k le ............. Chairman of Board Jam es G. H in k le ........................ President ♦Charles A. L o w e ........... Exec. Vice Pres. Kenneth S u tto n ...........................Secretary Weldon Duncan ............................ Cashier Directors: Glen Hinkle Jam es G. Hinkle Charles A. Lowe Kenneth Sutton *Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 974 U .S. Treasury securities 2 691 Oblig. of other U.S. Government agencies and corporations . . . . 3 861 Oblig. of States and political subdivisions 8 113 All other securities . . . . 601 Excess funds sold and sec. resell agreements 1 800 Loans, N e t................... 13 260 Bank premises, furniture & fixtures . . 1 110 All other a s s e ts ........... 846 TOTAL 34 256 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 4 211 Time & savings dep., ind., part., corp......... 23 552 U.S. Gov’t deposits . . . . 1 Deposits of States and subdivisions . . . . 1 381 Certified and Officers’ Checks................... 72 Total D eposits.......... 29 217 All other liabilities . . . . 322 Total Liabilities........ 29 539 Equity Capital Capital (#sh. au. 4,000) . 100 (#sh. outst. 4,000) Surplus............... 2 000 Undivided profits and capital reserve.......... 2 617 Total equity capital. . 4 717 TOTAL 34 256 154 State of Arkansas: Bank Department THE BANK OF MONTGOMERY COUNTY, MOUNT IDA Population 1,023 M ontgom ery County Chartered Novem ber 26, 1930 P.O. Box 435 Telephone Number 867-3148 Zip Code 71957 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: ♦Jim Tom Butler . President & Chairman Robert Campbell ............. Sr. Vice Pres. M elvin L. S im p so n .................. Vice Pres. Marcia S u m m itt........................... Cashier Jim Tom Butler M elvin Simpson Paul Eaton Joe Brakefield, Jr. Robert Campbell Ode Maddox Lake Lawrence Bobby Lybrand ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Cash & due from depositories . . . . . . . 2 U.S. Treasury securities 6 Oblig. of other U.S. Government agencies and corporations . . . . 11 Oblig. of States and political subdivisions 3 All other securities . . . . Excess funds sold and sec. resell agreements L oans,N et................... 7 Bank premises, furniture & fixtures . . All other a s s e ts ........... TOTAL Thou. 748 314 993 431 392 600 349 361 871 34 059 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 2 900 Time & savings dep., ind., part., corp......... 24 926 U.S. Gov’t deposits . . . . 7 Deposits of States and subdivisions . . . . 2 463 Certified and Officers’ Checks................... 33 Total D eposits.......... 30 329 All other liabilities . . . . 298 Total Liabilities........ 30 627 Equity Capital Capital (#sh. au. 4,000) . 100 (#sh. outst. 4,000) Surplus......................... 1 000 Undivided profits and capital reserve.......... 2 332 Total equity capital. . 3 432 TOTAL 34 059 Seventieth Report 155 BANK OF MULBERRY, MULBERRY Population 1,470 Crawford County Chartered January 15, 1902 P.O. Box A Telephone Number 997-1154 Zip Code 72947 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City —• None Bank Holding Company A ffiliate: First Mulberry Bancshares, Inc. Principal Officers: Directors: *B etty F e lle r ................................President Dianna M ills a p ............................. Cashier Phyllis D ouglas ................A sst. Cashier Mary B u rk h a rt.................. A sst. Cashier Dane Riggs L.C. Gunn B etty Feller Lonnie Batchelor W. Joe Medlock Harrell Ballentine ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Cash & due from depositories.............. U.S. Treasury securities 1 Oblig. of other U.S. Government agencies and corporations . . . . 1 Oblig. of States and political subdivisions 1 Excess funds sold and sec. resell agreements 1 L oans,N et................... 7 Bank premises, furniture & fixtures . . All other a s s e ts ............ TOTAL Thou. 994 398 899 291 000 924 203 287 14 996 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 3 378 Time & savings dep., ind., part., corp......... 8 937 U.S. Gov’t deposits . . . . 6 Deposits of States and subdivisions . . . . 1 022 Certified and Officers’ Checks................... 53 Total D eposits.......... 13 396 All other liabilities . . . . 205 Total Liabilities........ 13 601 Equity Capital Capital (#sh. au. 4,000) . (#sh. outst. 4,000) Surplus.......................... Undivided profits and capital reserve.......... Total equity capital. . 1 TOTAL 100 400 895 395 14 996 156 State of Arkansas: Bank Department PIKE COUNTY BANK, MURFRESSBORO Population 1,884 Pike County Chartered December 19, 1904 P.O. Box 279 Telephone Number 285-2172 Zip Code 71958 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦Charles W. Sharp ................President & Chief Exec. Officer Deward S h a r p .................... Sr. Vice Pres. R usty S ilv e y ............................. Vice Pres. Harold S m i t h ............... V .P. & Br. Mgr. Brenda R o b erts............................. Cashier Bobbie Jo M cAllister . . A sst. Cashier Helen H e n d e r so n ..............A sst. Cashier Brenda S m ith ................V .P. Loan Dept. Directors: Charles W. Sharp Deward Sharp George Steel, Jr. Thomas Bridegeman George Steel, Sr. R.B. Carroll, Jr. Elbert Ray Vance Evans Cooper Kizzia Ray Womack ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 2 401 U.S. Treasury securities 2 334 Oblig. of States and political subdivisions 3 948 Excess funds sold and 900 sec. resell agreements Loans, N e t................... 19 230 Bank premises, furniture & fixtures . . 585 All other a s s e ts ........... 1 150 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 7 928 Time & savings dep., ind., part., corp......... 17 548 U.S. Gov’t deposits . . . . 69 Deposits of States and subdivisions . . . . 1 871 Certified and Officers’ Checks........ 125 Total D eposits......... 27 541 All other liabilities . . . . 211 Total Liabilities........ 27 752 Equity Capital Capital (#sh. au. 16,000) (#sh. outst. 16,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital. . TOTAL......................... 30 548 400 500 1 896 2 796 TOTAL......................... 30 548 Seventieth Report 157 BANK OF NEWARK, NEWARK Population 1,100 Independence County Chartered October 10, 1944 P.O. Box 320 Telephone Number 799-3205 Zip Code 72562 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank Holding Company A ffiliate: First Arkansas Bankstock Corp. Principal Officers: *R.M. T w y fo r d ........................... President Jo J. M a g n e s s ................................Cashier Mary S. Steele ..................A sst. Cashier Directors: R .M .Tw yford John C. Freeman Enos Nicholas, Jr. ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories............. 391 U.S. Treasury securities 2 298 Oblig. of other U.S. Government agencies and corporations . . . . 2 050 Oblig. of States and political subdivisions 274 Excess funds sold and sec. resell agreements 350 L oans,N et................... 1 663 Bank premises, furniture & fixtures . . 46 All other a s s e ts ........... 156 TOTAL 7 228 Liabilities m u . Thou. Demand deposits, ind., part., corp............ 969 Time & savings dep., ind., part., corp......... 4 304 U.S. Gov’t deposits . . . . 129 Deposits of States and subdivisions . . . . 1 019 All other d ep o sits.......... 138 Certified and Officers’ Checks.......... ...........1 Total D eposits.......... 6 560 All other liabilities . . . . ____ 72 Total Liabilities........ 6 632 Equity Capital Capital (#sh. au. 11,650) (#sh. outst. 11,650) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 117 192 287 596 7 228 State of Arkansas: 158 Bank Department THE FIRST STATE BANK OF NEWPORT, NEWPORT Population 8,339 Jackson County Chartered July 6, 1978 P.O. Box 340 Telephone Number 523-2744 Zip Code 72112 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank Holding Company Affiliate: First Newport Bancshares, Inc. Principal Officers: *Jeriel A . S u m m itt.....................President T.D. H e r r in g ...................Exec. Vice Pres. Alfred J. Couch, Jr............ V.P. & Cashier Jam es M. M c C a r tn e y .......................V.P. & Trust Officer Joe M ile s ............................A sst. Vice Pres. Directors: Jim m y Winemiller, Chairman Stephen Graham T.D. Herrring David L. Johnston George Kell Jeriel A. Sum m itt Robert Vanhook R.D. W ilmans, III Forrest E. W ise ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 586 U .S. Treasury securities 3 115 Oblig. of other U.S. Government agencies and corporations . . . . 4 238 Oblig. of States and political subdivisions 2 391 All other securities . . . . 150 Excess funds sold and sec. resell agreements 2 000 Loans, N e t................... 28 772 Bank premises, furniture & fixtures .. 493 All other a s s e ts ........... 2 021 TOTAL 44 766 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 5 348 Time & savings dep., ind., part., corp......... 30 073 U.S. Gov’t deposits . . . . 10 Deposits of States and subdivisions . . . . 2 782 Certified and 272 Officers’ Checks........ Total Deposits.......... 38 485 All other liabilities . . . . 868 Total Liabilities........ 39 353 Equity Capital Capital (#sh. au. 29,366) 733 (#sh. outst. 29,366) Surplus......................... 3 764 Undivided profits and capital reserve......... 916 Total equity capital. . 5 413 TOTAL 44 766 Seventieth Report 159 MERCHANTS AND PLANTERS BANK, NEWPORT Population 8,339 Jackson County Chartered March 30, 1946 P.O. Box 550 Telephone Number 523-3601 Zip Code 72112 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *Ernest D. McDonald . . Chmn. & CEO Jim S. Gowen ............................ President Terry L. D illo n ......................... Vice Pres. Jam es C. Giles .........................Vice Pres. Patricia H. D a v i s .....................Cashier & Operations Officer Carla P. Stiger .........A sst. Vice Pres. & Loan Review Officer Directors: Morris Bowman Fred M. Pickens R. Owen Burton John L. Conner, Sr. Tom P. Curtner Jam es O. Dupree Jim S. Go wen Dr. Troy Gray Robert Harvey Ernest McDonald J. Edward Scoggins Ralph McDonald, Jr. ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 5 395 U .S. Treasury securities 2 802 Oblig. of other U.S. Government agencies and corporations . . . . 665 Oblig. of States and political subdivisions 2 456 Excess funds sold and sec. resell agreements 1 200 Loans, N e t................... 27 545 Bank premises, furniture & fixtures . . 609 All other a s s e ts ........... 4 426 TOTAL. 45 098 Liabilities Demand deposits, ind., part., corp......... mu. Thou. 6 723 T im e & s a v in g s d e p ., ind., part., corp......... 33 301 U.S. Gov’t deposits . . . . 147 Deposits of States and subdivisions . . . . 439 Certified and Officers’ Checks........ 272 Total Deposits.......... 40 882 All other liabilities . . . 1 594 Total Liabilities........ 42 476 Equity Capital Capital (#sh. au. 9,000) . 225 (#sh. outst. 9,000) Surplus......................... 2 700 Undivided profits and capital reserve.......... (753) Total equity capital. . 2 172 Subordinated notes and debentures ........ 450 TOTAL . 45 098 State of Arkansas: 160 Bank Department THE TWIN CITY BANK, NORTH LITTLE ROCK Population 64,419 Pulaski County Chartered March 21, 1935 P.O. B ox 5581 Telephone Number 372-4700 Zip Code 72119 Number of Branches: Inside City — 8; Outside City — None Number of CBCT’s: Inside City — 6; Outside City — None Bank H olding Company Affiliate: Frank Lyon Co. P r in c ip a l O ffic e r s: *T.E. Renaud Edward M. Penick, J r .. Kenneth J Pennebaker Margaret Davenport. Robert F. Birch, Jr......... Ronald G. Gillert Dale A. Renaud Kenneth D. Hammonds Benny R. Scroggin D ir e c to rs : Chmn. of Board & Chief Exec. Officer ................. President .............. Exec. V. P. .. . . V .P .& Cashier ................ Vice Pres. V.P. & Comptroller .................Vice Pres. ................ Vice Pres. Vice Pres. ♦Designates Chief Executive Officer Dr. Joseph Bates John Blodgett Martin Borchert Ralph Cotham David Jones Frank Lyon, Jr. Henry Mariani Mike Mehaffey Edward M. Penick, Jr. Kenneth J. Pennebaker Eugene M. Pfeifer, III T.E. Renaud George M. Rozzell, Jr. Fr. George W. Tribou Larry C. Wallace Ray Wilson STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 19 862 U.S. Treasury securities 22 876 Oblig. of other U.S, Government agencies and corporations . . . . 15 334 Oblig. of States and political subdivisions 19 207 All other securities 2 161 Excess funds sold and sec. resell agreements 200 Loans, N e t................... 175 614 Bank premises, furniture & fixtures .. 10 890 All other a s s e ts ........... 7 291 Liabilities MU. Thou. Demand deposits, ind., part., corp........... 43 841 Time & savings dep., ind., part., corp........... 148 908 U.S. Gov’t deposits . . . . 310 Deposits of States and subdivisions . . . . 34 517 Certified and Officers’ Checks......... 2 023 Total Deposits........... 229 599 Excess funds purchased and sec. repurchase agreements................ 14 249 All other liabilities .. .. 9 116 Total Liabilities..........252 964 Equity Capital (#pref. 9,500)........... Capital (#sh. au. 9 500 1 , 0 0 0 , 000 ) (#sh. outst. 270,000) 2 700 Surplus......................... 4 000 Undivided profits and capital reserve.......... 3 498 Total equity capital. . 19 698 Subordinated notes and d ebentures........ 773 TOTAL 273 435 TOTAL.........................273 435 Seventieth Report 161 THE PLANTERS BANK, OSCEOLA Population 8,881 M ississippi County Chartered April 13, 1944 P.O. Box 407 Telephone Number 563-2666 Zip Code 72370 Number of Branches: Inside City — 2; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Sloan Rainwater, Jr..................Chairman Wm. I. R a in w a te r ............. V. Chairman ♦Jim H in k le ................................. President J u n e W e lb o r n ........................... Vice Pres. B etty H. Rue ..................V.P. & Cashier Directors: Sloan Rainwater, Jr. Wm. I. Rainwater Jim Hinkle Dewey Neely Joe W. Edrington Henry J. Swift F.H . Riley Paul B. Billings J.A . Crosthwait Nathan Weinberg Lowell O. W inston Virginia Cox Steve Cox ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 6 052 U.S. Treasury securities 1 130 Oblig. of other U.S. Government agencies and corporations . . . . 7 105 Oblig. of States and political subdivisions 2 790 Excess funds sold and sec. resell agreements 800 Loans, N e t................... 12 146 Bank premises, furniture & fixtures .. 260 All other a s s e ts ........... 875 TOTAL 31 158 MU. Thou. Liabilities Demand deposits, ind., part., corp......... 6 963 Time & savings dep., ind., part., corp......... 17 6 8 6 U.S. Gov’t deposits. . . . 153 Deposits of States and subdivisions . . . . 3 049 All other dep o sits........ 100 Certified and Officers’ Checks........ 278 Total D eposits.......... 28 229 All other liabilities . . . . 335 Total Liabilities........ 28 564 Equity Capital Capital (#sh. au. 20,000) (#sh. outst. 20,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital.. TOTAL 500 1 000 1 094 2 594 31 158 162 State of Arkansas: Bank Department THE BANK OF OZARK, OZARK Population 3,900 Franklin County Chartered June 9, 1937 P.O. Box 196 Telephone Number 667-2181 Zip Code 72949 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: Bankstock One, Inc. Principal Officers: ♦George G. Gleason, II Chmn. & CEO Mark D. R o s s ............. President & CAO Harold D. B e ck .........Sr. V.P. & Cashier Jo Ann Fine V .P & Trust Officer Charles O. H ab erer............. Vice Pres. & Loan Officer Larry D ic k s .................................. Vice Pres. William R. P a tte r so n ................ Vice Pres. Darrel R u s s e ll............................. Vice Pres. Carol Ann Gleason ............. Exec. A sst. Dennis R. Jam es Chief Fin. Officer Carl G. Holt .................... Vice Chairman Directors: George G. Gleason, II Carol Ann Gleason Coy Kirkpatrick Kennith Smith O.P. Hillard Jim Hillard Frances Caleb Dr. Frank Lawrence Dennis R. Jam es Gus Shaffer Carl G. Holt Mildred Gleason W .D. Gober ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 7 744 U.S. Treasury securities 4 167 Oblig. of other U.S. Government agencies and corporations . . . . 299 Oblig. of States and political subdivisions 5 299 Excess funds sold and sec. resell agreements 1 100 Loans, N e t................... 58 227 Bank premises, furniture & fixtures . . 1 266 All other a s s e ts ........... 1 290 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 9 549 Time & savings dep., ind., part., corp......... 58 359 U.S. Gov’t deposits . . . . 14 Deposits of States and subdivisions . . . . 1 411 Certified and Officers’ Checks........ 182 Total Deposits.......... 69 515 Excess funds purchased and sec. repurchase agreements............... 2 374 All other liabilities . . . . 772 Total Liabilities........ 72 661 Equity Capital Capital (#sh. au. 27,399) (#sh. outst. 27,399) Surplus......................... Undivided profits and capital reserve......... Total equity capital.. TOTAL 79 392 TOTAL 685 5 565 481 6 731 79 392 Seventieth Report 163 SECURITY BANK, PARAGOULD Population 15,252 Greene County Chartered February 5, 1931 P.O. Box 670 Telephone Number 239-9571 Zip Code 72450 Number of Branches: Inside C ity — 2; Outside City — 1 Number of CBCT’s: Inside City — 1; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦Frank O ld h a m .......................... President Sandra K asserm an ..................Vice Pres. Steve Gramling ............. V.P. & Cashier Charles C a m p b ell.................... Vice Pres. Directors: Dr. Don Purcell Frank Guinn Richard N utt Ray D istretti V.A. Shotts Charles Gordon Francis Bland Nan Dickey Dr. Terry W ilkins G.I. H iggins •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Mil. Thou. Cash & due from depositories............. 10 144 U.S. Treasury securities 7 224 Oblig. of other U.S. Government agencies and corporations . . . . 1 904 Oblig. of States and political subdivisions 5 936 All other securities . . . . 3 162 Excess funds sold and sec. resell agreements 200 Loans, N e t................... 44 078 Bank premises, furniture & fixtures .. 1 228 All other a s s e ts ............ 2 418 Liabilities Demand deposits, ind., part., corp......... Time & savings aep., ind., part., corp......... U.S. Gov’t deposits . . . . Deposits of States and subdivisions . . . . All other d ep o sits........ Certified and Officers’ Checks........ Total Deposits.......... Excess funds purchased and sec. repurchase agreements............... All other liabilities .. . Total Liabilities........ Equity Capital Capital (#sh. au. 132,000) (#sh. outst. 120,000) Surplus......................... Undivided profits and capital reserve......... Toted equity capital. . Subordinated notes and debentures........ TOTAL 76 294 TOTAL Mil. Thou. 16 928 46 838 27 5 384 78 340 69 595 7 681 70 283 1 200 1 700 1 881 4 781 1 230 76 294 State of Arkansas: 164 Bank Department BANK OF PARED ALE, PARKDALE Population 471 A shley County Chartered February 1, 1910 P.O. Box 37 Telephone Number 473-2217 Zip Code 71661 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Thomas R. P u g h ........... Chmn. of Board George L. P u g h ........................ President *J.A. Gibson ..................Exec. Vice Pres. Geraldine G. Zatwarsky A sst. V.P. Bruce M. T im m o n s ................A sst. V.P. Nita D. W illiamson .................... Cashier Directors: Thomas R. Pugh George L. Pugh A ugustus H. Pugh Carl Wells Dewayne Hayne J.C. Larrison Harrison Ralph Neill M. Sloan Garrard Mountjoy Ernest G. O ’Neal J.A. Gibson ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 MU. Thou. Assets Cash & due from depositories............. 1 141 U.S. Treasury securities 1 208 Oblig. of other U.S. Government agencies and corporations . . . . 1 398 Oblig. of States and 988 political subdivisions All other securities . . . . 1 153 Loans, N e t ................... 11 957 Bank premises, 536 furniture & fixtures . . 857 All other a s s e ts ........... Liabilities MU. Demand deposits, ind., part., corp......... 2 Time & savings dep., ind., part., corp......... 12 U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . Certified and Officers’ Checks........ Total Deposits......... 15 Excess funds purchased and sec. repurchase agreements............... 1 All other liabilities . . . . Total Liabilities........ 17 Equity Capital Capital (#sh. au. 1,600) . (#sh. outst. 1,600) Surplus......................... Undivided profits and capital reserve......... Total equity capital. . Subordinated notes and debentures ........ TOTAL......................... 19 238 Thou. 501 277 36 935 132 881 560 194 635 40 860 603 1 503 100 TOTAL......................... 19 238 Seventieth Report 165 FIRST STATE BANK, PARKIN Population 2,035 Cross County Chartered June 5, 1925 P.O. Box 526 Telephone Number 755-5401 Zip Code 72373 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *S.N. G r e e n ........... Exec. V.P. & Cashier Brenda F. W illia m s .........A sst. Cashier Directors: Fred E. Brenner, Jr. John A. Brenner S.N . Green J.E . McNeil, Jr. C.W. Martin, III Charles Ruston, Jr. Charles D. Thomas ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories................ 2 210 U .S. Treasury securities 261 Oblig. of other U.S. Government agencies and corporations . . . . 4 329 Oblig. of States and political subdivisions 608 Excess funds sold and sec. resell agreements 800 Loans, N e t..................... 2 712 Bank premises, furniture & fixtures . . 312 All other a s s e ts ........... 348 TOTAL 11 580 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., in d ., p a r t., c o r p ............ Mil. Thou. 2 108 6 904 U.S. Gov’t deposits . . . . 9 Deposits of States and subdivisions . . . . 661 All other d ep o sits........ 180 Total D eposits.......... 9 862 All other liabilities . . . . 211 Total Liabilities........ 10 073 Equity Capital Capital (#sh. au. 4,000) . (#sh. outst. 4,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. Subordinated notes and debentures........ TOTAL 100 400 807 1 307 200 11 580 166 State of Arkansas: Bank Department BANK OF PEA RIDGE, PEA RIDGE Population 1,500 Benton County Chartered May 6,1911 P.O. Box 5 Telephone Number 451-8155 Zip Code 72751 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *Tim S u m m e r s ...........................President Barbara O w en ................................Cashier Valarie A s h .........................A sst. Cashier Directors: Jim W alton Franklin Miller Alice Walton C.M. Webb Ed Buck Rick Buck Carl B aggett •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 530 U .S. Treasury securities 603 Oblig. of other U.S. Government agencies and corporations . . . . 800 Oblig. of States and political subdivisions 1 583 All other securities . . . . 100 Excess funds sold and sec. resell agreements 400 Loans, N e t................... 12 298 Bank premises, furniture & fixtures . . 307 All other a s s e ts ........... 348 TOTAL 16 969 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 2 924 Time & savings dep., ind., part., corp......... 10 719 U.S. Gov’t deposits . . . . 5 Deposits of States and subdivisions . . . . 294 All other dep o sits........ 1 283 Certified and Officers’ Checks................... 93 Total D eposits......... 15 318 All other liabilities . . . . 204 Total Liabilities........ 15 522 Equity Capital Capital (#sh. au. 75,000) (#sh. outst. 55,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 83 1 043 321 1 447 16 969 Seventieth Report 167 THE PERRY COUNTY BANK, PERRYVILLE Population 1,058 Perry County Chartered December 8, 1945 P.O. Box 189 Telephone Number 889-2318 Zip Code 72126 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *Tom M athias ............. President & CEO Joe C a r te r ..................................Vice Pres. Yvonne A d a m s............... A sst. Vice Pres. Naomi C h am b liss.........A sst. Vice Pres. Helen B r a n d o n ............... A sst. Vice Pres. Carolyn B r o o k s..................A sst. Cashier Directors: Mar Jo Spence, Chairman T.O. Spence Tom M athias Robert M. Hill Herby Branscum, Jr. J.D . Farish Mildred Farish ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 951 U.S. Treasury securities 3 895 Oblig. of other U.S. Government agencies and corporations . . . . 7 189 Oblig. of States and political subdivisions 4 727 All other securities . . . . 601 Excess funds sold and sec. resell agreements 250 Loans, N e t................... 6 409 Bank premises, furniture & fixtures . . 35 All other a s s e ts ........... 1 818 TOTAL 25 875 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 3 696 Time & savings dep., ind., part., corp......... 16 187 U.S. Gov’t deposits . . . . 14 Deposits of States and subdivisions . . . . 2 916 Certified and Officers’ Checks................... 74 Total D eposits.......... 22 887 All other liabilities . . . .____ 282 Total Liabilities........ 23 169 Equity Capital Capital (#sh. au. 16,000) 400 (#sh. outst. 16,000) Surplus............ 800 Undivided profits and capital reserve............ 1 506 Total equity capital. . 2 706 TOTAL 25 875 168 State of Arkansas: Bank Department PIGGOTT STATE BANK, PIGGOTT Population 3,873 Clay County Chartered March 10, 1930 P.O. Box 307 Telephone Number 598-3802 Zip Code 72454 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank Holding Company Affiliate: P iggott Bankstock, Inc. Principal Officers: Directors: Gaylon M. Lawrence . Chmn. of Board *James L. Magee ........................President Paula O. Blackwell . . . Exec. Vice Pres. Jam es C. P o o le .................... V.P. & Cashier Gaylon M. Lawrence Jam es L. Magee Paula O. Blackwell H.C. Robbins, Jr. John Staples ♦Designates! Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories............. 4 410 U.S. Treasury securities 4 796 Oblig. of other U.S. Government agencies and corporations . . . . 4 499 Oblig. of States and political subdivisions 1 051 All other securities . . . . 106 L oans,N et................... 7 491 Bank premises, furniture & fixtures . . 472 All other a s s e ts ........... 557 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 6 744 Time & savings dep., ind., part., corp......... 10 061 U.S. Gov’t deposits . . . . 16 Deposits of States and subdivisions . . . . 3 978 Certified and Officers’ Checks.......... ........ 46 Total Deposits......... 20 845 Excess funds purchased and sec. repurchase 300 agreements... All other liabilities . . . . 334 Total Liabilities........ 21 479 Equity Capital Capital (#sh. au. 4,000) . (#sh. outst. 4,000) Surplus.......................... Undivided profits and capital reserve.......... Total equity capital.. 1 TOTAL 23 382 TOTAL 100 975 828 903 23 382 Seventieth Report 169 FIRST STATE BANK, PLAINVIEW Population 752 Yell County Chartered January 12, 1934 P.O. Box 277 Telephone Number 272-4221 Zip Code 72857 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City - - None Bank H olding Company Affiliate: Clement Banshares, Inc. Principal Officers: *John Clement ............................ President Ralph W ils o n ................Exec. Vice Pres. Thelma C le m e n t.......................Vice Pres. W .E. W atson ................V.P. & Cashier Verna D a n ie l..............................Vice Pres. Directors: John Clement Ralph Wilson Thelma Clement Edw. H. Smoot Helen Harris George Tippin ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Mil. Thou. Cash & due from depositories............. 1 533 U.S. Treasury securities 1 597 Oblig. of other U.S. Government agencies and corporations . . . . 708 Oblig. of States and political subdivisions 2 087 All other securities . . . . 208 Excess funds sold and sec. resell agreements 300 L oans,N et................... 12 778 Bank premises, furniture & fixtures . . 21 All other a s s e ts ........... 758 TOTAL 19 990 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 3 382 Time & savings dep., ind., part., corp......... 14 432 U.S. Gov’t deposits . . . . 11 Deposits of States and subdivisions . . . . 667 Certified and Officers’ Checks................... 48 Total D eposits.......... 18 540 All other liabilities .. . 149 Total Liabilities........ 18 689 Equity Capital Capital (#sh. au. 20,000) (#sh. outst. 20,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. Subordinated notes and debentures........ TOTAL 200 800 201 1 201 100 . 19 990 State of Arkansas: 170 Bank Department BANK OF POCAHONTAS, POCAHONTAS Population 5,995 Randolph County Chartered October 31, 1903 P.O. Box 467 Telephone Number 892-5286 Zip Code 72455 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: ♦Harry A. B e lfo rd ............ Chmn. & CEO John R. Jackson, Jr.................. President J.R. Jackson Vice Pres. G.B. J o h n s o n ..................V.P. & Cashier W .H. Holobaugh .................... Vice Pres. Max R. L o n g ..............................Vice Pres. Carol J. Belford Harry A. Belford Don R. Cox J.M. Futrell J.R. Jackson John R. Jackson, Jr. H. Gardner McNabb M.C. McNabb ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Cash & due from depositories............. 3 U.S. Treasury securities 5 Oblig. of other U.S. Government agencies and corporations . . . . 9 Oblig. of States and political subdivisions 4 Excess funds sold and sec. resell agreements 3 L oans,N et................... 7 Bank premises, furniture & fixtures . . All other a s s e ts ........... TOTAL Thou. 263 313 735 117 600 649 34 915 34 626 Mil. Thou. Liabilities Demand deposits, ind., part., corp......... 6 521 Time & savings dep., ind., part., corp......... 21 308 U.S. Gov’t deposits. . . . 87 Deposits of States and subdivisions . . . . 2 081 All other dep o sits........ 413 Certified and Officers’ Checks........ 93 Total Deposits . . . ! . . 30 503 All other liabilities . . . . 529 Total Liabilities........ 31 032 Equity Capital Capital (#sh. au. 5,000) . (#sh. outst. 5,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital.. TOTAL 125 1 600 1 869 3 594 34 626 171 Seventieth Report PLANTERS AND STOCKMEN BANK, POCAHONTAS Population 5,995 Randolph County Chartered A ugu st 10, 1962 P.O. Box 587 Telephone Number 892-5252 Zip Code 72455 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: First Newport Bancshares, Inc. Principal Officers: *Frances Jones ...............Exec. Vice Pres. Ted G riffith .......................A sst. Vice Pres. Robert E. S o r g ................A sst. Vice Pres. Bea M athews ................................Cashier Oneta T h o m p s o n ............. A sst. Cashier Kathy D a lt o n .................... A sst. Cashier Directors: Frances Jones A .J. Baltz, Jr. A .J. Baltz, Sr. W. J. Barthel Jerrell Broadway Dr. Thomas DeClerk C.T. Johnson Jerry Sallee Dick Trammel *Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 937 U.S. Treasury securities 3 690 Oblig. of other U.S. Government agencies and corporations . . . . 3 089 Oblig. of States and political subdivisions 1 968 Excess funds sold and sec. resell agreements 2 680 Loans, N e t................... 12 056 Bank premises, furniture & fixtures .. 134 722 All other a s s e ts ........... TOTAL 26 276 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits . . . . Deposits of States and subdivisions . . . . Certified and Officers’ Checks........ Toted D eposits.......... All other liabilities . . . . Total Liabilities........ Equity Capital Capital (#sh. au. 10,000) (#sh. outst. 10,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL Mil. Thou. 11 383 10 031 5 2 040 163 23 622 305 23 927 200 1 300 849 2 349 26 276 State of Arkansas: 172 Bank Department THE LAWRENCE COUNTY BANK, PORTIA Population 483 Lawrence County Chartered March 23,1901 P.O. Box 160 Telephone Number 886-2461 Zip Code 72457 Number of Branches: Inside City — None; Outside City — 2 Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: *Sloan Rainwater, J r............................CEO William I. R a in w a te r ............. President Boyce D u r h a m ..........................Vice Pres. Marilyn K. D a v i s ........... V .P. & Cashier Sloan Rainwater, Jr. William I. Rainwater Boyce Durham Earl D. Perkins A.M . Starr Maurice Starr Virginia H. Rainwater A dvisory Directors: Mary V. Cox Steve Cox •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions Excess funds sold and sec. resell agreements L oans,N et................... Bank premises, furniture & fixtures .. All other a s s e ts ............ TOTAL Mil. Thou. 3 206 999 1 394 971 725 4 431 144 247 12 117 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 2 416 Time & savings dep., ind., part., corp......... 7 509 U.S. Gov’t deposits . . . . 7 Deposits of States and subdivisions . . . . 937 Certified and Officers’ Checks................... 33 Total D eposits.......... 10 902 All other liabilities .. . 114 Total Liabilities........ 11 016 Equity Capital Capital (#sh. au. 5,000) . (#sh. outst. 5,000) Surplus.......................... Undivided profits and capital reserve.......... Total equity capital.. 1 TOTAL 125 375 601 101 12 117 Seventieth Report 173 THE PEOPLES BANK, PORTLAND Population 702 A shley County Chartered January 22, 1908 P.O. Box 178 Telephone Number 737-2235 Zip Code 71663 Number of Branches: Inside C ity — None; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: ♦Tipton Pugh ..................Pres. & Cashier Mary Dean P u g h .................... Vice Pres. Ham pton P u g h ........................ Chairman Jack D. E d w a rd s.................. Secretary & A sst. Cashier Julia A. S a d le r ..................A sst. Cashier Jean C. Tarvin ..................A sst. Cashier Ham pton Pugh Mary Dean Pugh Tipton Pugh Jack D. Edwards •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... TOTAL MU. Thou. 223 2 043 853 717 1 241 1 590 2 17 6 686 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 1 228 Time & savings dep., ind., part., corp......... 3 644 U.S. Gov’t deposits . . . . 1 Deposits of States and subdivisions . . . . 507 Certified and Officers’ Checks..................... 6 Total D eposits.......... 5 386 All other liabilities . . . . ______ 7 Total Liabilities........ 5 393 Equity Capital Capital (#sh. au. 4,000) . (#sh. outst. 4,000) Surplus.......................... Undivided profits and capital reserve.......... Total equity capital. . 1 TOTAL 100 525 668 293 6 686 174 State of Arkansas: Bank Department PORTLAND BANK, PORTLAND Population 702 A shley County •Chartered April 23, 1900 P.O. Box 68 Telephone Number 737-2226 Zip Code 71663 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Robert I). P u g h ......................... Chairman ♦Mack B o r g o g n o n i....................President VaNita Grantham .........V.P. & Cashier Bill J o n e s .................................... Vice Pres. Rita C h a n d ler.................... A sst. Cashier Directors: Mack Borgognoni C.E. Bridewell Bill Jones Fred LaGrone Benton Newcome Joel Newcome Robert D. Pugh Don Pylate Kenneth Reed Louis C. Shackelford ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 529 U.S. Treasury securities 675 Oblig. of other U.S. Government agencies and corporations . . . . 700 Oblig. of States and political subdivisions 1 178 All other securities . . . . 109 Excess funds sold and sec. resell agreements 745 Loans, N e t................... 9 039 Bank premises, furniture & fixtures . . 107 All other a s s e ts ............ 367 TOTAL 14 449 Liabilities Mil. Thou. Demand deposits, ind., p art., corp......... 2 390 Time & savings dep., ind., part., corp......... 9 673 U.S. Gov’t deposits . . . . 15 Deposits of States and subdivisions . . . . 415 Certified and Officers’ Checks........ 117 Total Deposits.......... 12 610 All other liabilities . . . . 125 Total Liabilities........ 12 735 Equity Capital Capital (#sh. au. 20,000) (#sh. outst. 20,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 200 900 614 1 714 14 449 Seventieth Report 175 FARMERS AND MERCHANTS BANK, PRAIRIE GROVE Population 1,708 W ashington County Chartered A ugu st 29,1904 P.O. Box 207 Telephone Number 846-2115 Zip Code 72753 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: *James C. R ie f f ........................... President W .H. Thom pson .........E xec. Vice Pres. Greg D. Reed ...................V .P. & Cashier Tyrus R. R ee d .................. A sst. Vice Pres. D.E. Rieff J.C. Rieff W .H. Thompson G.D. Reed Barry Parks B.J. Bartholomew Argil Bartholomew *Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 MU. Thou. Assets Cash & due from depositories............. 2 208 U.S. Treasury securities 6 281 Oblig. of other U.S. Government agencies and corporations . . . . 3 926 Oblig. of States and political subdivisions 6 203 Excess funds sold and sec. resell agreements 600 Loans, N e t................... 20 688 Bank premises, furniture & fixtures . . 453 All other a s s e ts ........... 1 379 TOTAL 41 738 MU. Thou. Liabilities Demand deposits, ind., part., corp......... 5 426 Time & savings dep., ind., part., corp......... 29 765 U.S. Gov’t deposits . . . . 34 Deposits of States and subdivisions . . . . 1 861 Certified and Officers’ Checks................... 63 Total Deposits.......... 37 149 All other liabilities . . . . 448 Total Liabilities........ 37 597 Equity Capital Capital (#sh. au. 12,000) 300 (#sh. outst. 12,000) Surplus......................... 300 Undivided profits and capital reserve.......... 3 241 Total equity capital. . 3 841 Subordinated notes and debentures........ 300 TOTAL 41 738 176 State of Arkansas: Bank Department BANK OF PRESCOTT, PRESCOTT Population 4,103 Nevada County Chartered A ugu st 10,1904 P.O. Box 492 Telephone Number 887-2688 Zip Code 71857 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company A ffiliate: First S tate Holding Company of Prescott Principal Officers: Directors: ♦Johnny B r a n n a n .................................. CEO John Brannan, Jr..........................President Ronald R. C ollin s.........Exec. Vice Pres. Jam es A. P u lle n ..................Sr. Vice Pres. Jean K. B o l t o n .........................Vice Pres. Elizabeth W. C rain..................Vice Pres. Em ogene D a v is ................................ Cashier Gay Clark ........................... A sst. Cashier Pearl T a y lo r ................... A sst. Vice Pres. Jam es E. Franks .........A sst. Vice Pres. ________ ♦Designates Chief Executive Officer Jean K. Bolton Johnny Brannan John Brannan, Jr. Ronald R. Collins Carl Dalrymple, Jr. B. A. Delamar Robert L. Godwin Gerald Hendrix R.K. McCasland Abb Morman R.W. Murry Jam es A. Pullen Milburn Tippit John Vansickle A. Glenn Vasser STATEMENT AS OF JUNE 30,1984 MU. Thou. Assets Cash & due from depositories............. 1 333 U.S. Treasury securities 10 494 Oblig. of States and political subdivisions 5 577 Loans, N e t................... 17 529 Bank premises, furniture & fixtures . . 430 All other a s s e ts ........... 525 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... Deposits of States and subdivisions . . . . Certified and Officers’ Checks........ Total D eposits......... All other liabilities . . . . Total Liabilities........ Equity Capital Capital (#sh. au. 24,000) (#sh. outst. 24,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital. . TOTAL......................... 35 888 Mil. Thou. 13 571 16 155 2 186 154 32 066 320 32 386 600 1 400 1 502 3 502 TOTAL......................... 35 888 Seventieth Report 177 THE BANK OF RECTOR, RECTOR Population 2,395 Clay County Chartered November 15,1930 P.O. Box 7 Telephone Number 595-3591 Zip Code 72461 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: J.A . M a r la r ............................... Chairman *Mary H. S ig s b y ........................ President R.D. Cranford ............. Exec. Vice Pres. J.A . Marlar Mary H. Sigsby R.D. Cranford Bert E. Sigsby ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... Mil. Thou. 3 103 2 597 2 303 3 525 1 051 850 6 712 38 626 TOTAL......................... 20 805 Liabilities MU. Thou. Demand deposits, ind., part., corp......... . 4 614 Time & savings dep., ind., part., corp......... 12 722 U.S. Gov’t deposits .. . . 57 Deposits of States and subdivisions . . . . 744 Certified and Officers’ Checks........ 31 Total Deposits......... 18 168 All other liabilities . . . . 182 Total Liabilities........ 18 350 Equity Capital Capital (#sh. au. 4,000) (#sh. outst. 4,000) Surplus.......................... 1 Undivided profits and capital reserve......... Total equity capital. . 2 100 400 955 455 TOTAL......................... 20 805 State of Arkansas: 178 Bank Department FARMERS AND MERCHANTS BANK, REYNO Population 521 Randolph County Chartered December 8, 1911 P .0 . Box 108 Telephone Number 769-2300 Zip Code 72462 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: Far-Mer Bankshares, Inc. Principal Officers: *William A. Sandlin . . . . Chmn. of Board President Phyllis B u r r o w ............................. Cashier Dora G r a h a m ................A sst. Vice Pres. William A. Sandlin, II Sec. & Treas. Directors: William A. Sandlin Jam es E. Leonard Delano Edington R.C. Luter Jim mie Cole J.A. Rapert ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets M il. T h o u . Cash & due from depositories......... 1 152 U.S. Treasury securities 4 043 Oblig. of other U.S. Government agencies and corporations . . . . 1 496 Oblig. of States and political subdivisions 558 Excess funds sold and sec. resell agreements 400 Loans, N e t............... 7 497 Bank premises, furniture & fixtures . . 157 All other a s s e ts ........... 723 Liabilities M il. T h o u . Demand deposits, ind., part., corp......... 2 414 Time & savings dep., ind., part., corp......... 10 859 U.S. Gov’t deposits . . . . 5 Deposits of States and subdivisions . . . . 1 186 Certified and Officers’ Checks................... 29 Total Deposits.......... 14 493 All other liabilities .. . 229 Total Liabilities........ 14 722 TOTAL TOTAL 16 026 Equity Capital Capital (#sh. au. 30,000) 295 (#sh. outst. 29,534) Surplus......................... 675 Undivided profits and capital reserve................... 228 Total equity capital. 1 198 Subordinated notes and debentures........ 106 . 16 026 Seventieth Report 179 THE BANK OF RISON, RISON Population 1,398 Cleveland County Chartered March 7, 1932 P.O. Box 345 Telephone Number 325-6251 Zip Code 71665 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: Jam es L. M o o r e .......................Chairman *Jam es R. H o p s o n .................... President John W. Elrod .........................Vice Pres. Shirley S te w a r t.................. A sst. Cashier May Dell M orrison ............A sst. Cashier Judy Thompson A sst. Cashier Jam es L. Moore Jam es R. Hopson John W. Elrod Ray B. Martin Jam es L. Moore III ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Mil. Thou. 873 3 398 G o v e rn m e n t a g e n c ie s and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements L oans,N et................... Bank premises, furniture & fixtures . . All other a s s e ts ........... TOTAL 5 399 1 040 788 900 745 24 344 13 511 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 2 448 Time & savings dep., ind., part., corp......... 8 143 U.S. Gov’t deposits . . . . 14 Deposits of States and subdivisions . . . . 1 168 All other d ep o sits......... 4 Certified and Officers’ Checks..................... 1 Total Deposits......... 11 778 All other liabilities ... .____ 120 Total Liabilities........ 11 898 Equity Capital Capital (#sh. au. 4,000) . 100 (#sh. outst. 4,000) Surplus......................... 300 Undivided profits and capital reserve......... 1 213 Total equity capital. . 1 613 TOTAL 13 511 State of Arkansas: 180 Bank Department FARMERS AND MERCHANTS BANK, ROGERS Population 18,040 Benton County Chartered March 13, 1956 P.O. Box 250 Telephone Number 636-4233 Zip Code 72756 Number of Branches: Inside City — 2; Outside City — None Number of CBC T’s: Inside City — 1; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: *Lewis B. Norman . . . . President & CEO William E. Butler, Jr. . Exec. Vice Pres. Charles H. B r a n n a n ....... Vice Pres. Shirlene C a b le...................Vice Pres. W esley M. Harmon . Vice Pres. & T.O. Dick M c L e lla n d ............. V.P. & Cashier Brenda H o p k in s........................... Auditor ------------- ♦Designates Chief Executive Officer John R. Bland, D .D .S. Lewis B. Norman Evelyn S. Rife Jam es R. Campbell Phillip Lynn Lloyd Jam es L. Pickens, M.D. Don L. Shores William W. Thomas Lemuel H. Tull STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & clue from depositories............. 5 771 U.S. Treasury securities 7 119 Oblig. of other U.S. Government agencies and corporations . . . . 11 541 Oblig. of States and political subdivisions 2 540 All other securities . . . . 180 Excess funds sold and sec. resell agreements 25 Loans, N e t................... 39 382 Bank premises, furniture & fixtures . . 1 692 All other a s s e ts ........... 2 247 TOTAL 70 497 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 8 461 Time & savings dep., ind., part., corp......... 51 969 U.S. Gov’t deposits . . . . 12 Deposits of States and subdivisions . . . . 2 823 All other d ep o sits........ 112 Certified and Officers’ Checks........ 314 Total Deposits.......... 63 691 All other liabilities .. . 752 Total Liabilities........ 64 443 Equity Capital Capital (#sh. au. 87,400) 874 (#sh. outst. 87,400) Surplus......................... 2 526 Undivided profits and capital reserve.......... 1 654 Total equity capital. . 5 054 Subordinated notes and debentures........ 1 000 TOTAL 70 497 Seventieth Report 181 PEOPLES BANK AND TRUST COMPANY, RUSSELLVILLE Population 14,656 Pope County Chartered March 24, 1890 P.O. Box 220 Telephone Number 968-2112 Zip Code 72801 Number of Branches: Inside City — 4; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: FABCO Principal Officers: Directors: ♦Ward J. Ram say . . President & CEO M.L. D ic k e r s o n ........... Exec. Vice Pres. Jam es C. B ig g e r s .................... Vice Pres. Charles S. P e n ic k .................... Vice Pres. Harold E. H a y e s ...................... Vice Pres. Mary Louise H o ffm a n ........... Vice Pres. Judy R. L a w to n .......................Controller Jam es Bibler Cleo Cheek Keith Cogswell G.M. Cook John E. Cunningham M.L. Dickerson Blake D. Lovette Van A.R. Moores David B. Oates Flave W. Peters Jack D. Price, Sr. Ward J. Ramsay ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... MU. Thou. 5 729 17 845 16 329 10 322 100 40 622 2 920 2 089 TOTAL......................... 95 956 Liabilities Mil. Demand deposits, ind., part., c o r p ............ 11 Time & savings dep., ind., part., corp......... 64 U.S. Gov’t deposits . . . . Deposits of States and subdivisions . . . . 9 Certified and Officers’ Checks........ Total Deposits.......... 86 All other liabilities . . . . Total Liabilities........ 87 Equity Capital Capital (#sh. au. 28,000) (#sh. outst. 24,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital. . Thou. 655 744 46 868 179 492 653 145 600 1 900 6 311 8 811 TOTAL......................... 95 956 182 State of Arkansas: Bank Department BANK OF SALEM, SALEM Population 1,424 Fulton County Chartered December 9, 1908 P.O. Box 338 Telephone Number 895-2591 Zip Code 72576 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company A ffiliate: Smith A ssociated Banking Corporation Principal Officers: Directors: Richard T. Smith .................... Chairman ♦Frank B. Burge President & CEO B ess N o r th c u tt.........Sr. V.P. & Cashier George H u m p hries........... Sr. Vice Pres. Cooper O. C o llin s ......................Vice Pres. Janiece B u tle r .............................Vice Pres. Frances A t k in s ...................................A sst. Pres. Brenda Barnes ........................A sst. Pres. Shirley W a llin g ..................A sst. Cashier Marsha L e w is .................... A sst. Cashier Richard T. Smith Frank B. Burge George Humphries L.R. “Jack ” Cochran C. Dwayne Plumlee Fay Castleberry ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 174 U.S. Treasury securities 3 281 Oblig. of other U.S. Government agencies and corporations . . . . 2 190 Oblig. of States and political subdivisions 4 963 Loans, N e t................... 24 117 Bank premises, furniture & fixtures . . 654 All other a s s e ts ........... 1 211 Mil. Thou. Liabilities Demand deposits, ind., part., corp......... 4 227 Time & savings dep., ind., part., corp......... 27 518 1 U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . 1 979 All other d ep o sits........ 102 Certified and Officers’ Checks........ 117 Total D eposits.......... 33 944 All other liabilities . . . . 463 Total Liabilities........ 34 407 Equity Capital Capital (#sh. au. 20,000) (#sh. outst. 20,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 37 590 TOTAL 200 1 300 1 683 3 183 37 590 Seventieth Report 183 LOGAN COUNTY BANK, SCRANTON Population 222 Logan County Chartered April 7, 1926 P.O. Box 85 Telephone Number 938-2511 Zip Code 72863 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *Joe F r itsc h e ............................... President J.B . L a y e s ........................... Sr. Vice Pres. Jerry L. D a v is ........................... Vice Pres. Mildred F r itsc h e ........................... Cashier Directors: Margaret Ahne Joe Fritsche Mildred Fritsche J.B . Layes ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 MU. Thou. Assets Cash & due from depositories............. 1 527 U.S. Treasury securities 4 391 Oblig. of other U.S. Government agencies 852 and corporations . . . . Oblig. of States and political subdivisions 1 440 Loans, N e t................... 5 931 Bank premises, 189 furniture & fixtures . . 329 All other a s s e ts ........... Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . All other d ep o sits........ Certified and Officers’ Checks........ Total Deposits.......... All other liabilities . . . . Total Liabilities........ Equity Capital Capital (#sh. au. 4,000) . (#sh. outst. 4,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL............. ........... 14 659 MU. Thou. 1 534 11 321 5 93 8 109 13 070 185 13 255 100 500 804 1 404 TOTAL......................... 14 659 State of Arkansas: 184 Bank Department FIRST SECURITY BANK, SEARCY Population 13,612 W hite County Chartered February 6, 1932 P.O. Box 1009 Telephone Number 268-9871 Zip Code 72143 Number of Branches: Inside City — 2; Outside City — 2 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: 1st of Searcy, Inc. Directors: Principal Officers: *Reynie Rutledge . . . President & Chmn. Jim W ils o n ......................Exec. Vice Pres. Art R a n d ............................... Sr. Vice Pres. Jam es H. Stake .......................Vice Pres. Kathryn S i m s ........................... Vice Pres. William L. “ B u d ” N e w t o n ........... Trust Officer & Vice Pres. B etty V a u g h a n ............... A sst. Vice Pres. Vernon Duncan Dr. Clifton L. Ganus John M cKnight Kenny Rand Dr. Porter Rodgers, Jr. Jim Tarkington Bill Roussel M . O. Thompson Reynie Rutledge A lvin Vanhook N . T. Rutledge •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 3 540 U.S. Treasury securities 15 083 Oblig. of other U.S. Government agencies and corporations . . . . 7 981 Oblig. of States and political subdivisions 12 179 All other securities . . . . 1 497 Excess funds sold and sec. resell agreements 2 500 Loans, N e t................... 49 688 Bank premises, furniture & fixtures . . 1 547 All other a ss e ts ............ 1 847 TOTAL 95 862 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 19 654 Time & savings dep., ind., part., corp......... 63 499 U.S. Gov’t deposits . . . . 478 Total Deposits.......... 83 631 Excess funds purchased and sec. repurchase agreements............... 63 All other liabilities .. . . 3 512 Total Liabilities........ 87 206 Equity Capital Capital (#sh. au. 24,000) 600 (#sh. outst. 24,000) Surplus......................... 4 400 Undivided profits and capital reserve......... 3 656 Total equity capital. . 8 656 TOTAL 95 862 185 Seventieth Report GRANT COUNTY BANK, SHERIDAN Population 3,042 Grant County Chartered July 29, 1903 P.O. B ox 67 Telephone Number 942-3145 Zip Code 72150 Number of Branches: Inside City — 2; Outside C ity — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: GCB Bancshares, Inc. Principal Officers: D.E. McCoy, Sr..............Chmn. of Board *D.E. McCoy, Jr......................President & Trust Officer John D. M a n a t t ............... V.P. & Cashier Raymond S to k er............... Vice President Sue Reynolds .................... Adm in. A sst. John H. H old er................A sst. Vice Pres. Directors: W.W. Allen Byron D. Brown, Jr. D .E. McCoy, Sr. D .E . McCoy, Jr. Jim Lancaster Robert L. Reeves Van S. Reid W. Lee Tucker ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories............. 2 782 U.S. Treasury securities 3 388 Oblig. of other U.S. Government agencies and corporations . . . . 1 670 Oblig. of States and political subdivisions 3 418 Excess funds sold and sec. resell agreements 900 Loans, N e t................... 18 239 Bank premises, furniture & fixtures . . 675 All other a s s e ts ........... 812 TOTAL 31 884 Mil. Thou. Liabilities Demand deposits, ind., part., corp......... 5 981 Time & savings dep., ind., part., corp......... 19 278 17 U.S. Gov’t deposits .. . . Deposits of States and subdivisions . . . . 2 936 All other d ep o sits........ 613 Certified and 30 Officers’ Checks........ Total D eposits.......... 28 855 All other liabilities . . . . 243 Total Liabilities........ 29 098 Equity Capital Capital (#sh. au. 45,000) (#sh. outst. 45,000) Surplus......................... Undivided profits and capital reserve......... Total equity capital. . TOTAL 450 550 1 786 2 786 31 884 186 State of Arkansas: Bank Department FIRST STATE BANK, SHERWOOD Population 10,923 Pulaski County Chartered July 28, 1966 P.O. B ox 6009 Telephone Number 835-4122 Zip Code 72116 Number of Branches: Inside C ity — 2; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: S tate Holding Company Principal Officers: *A1 H a r k in s.............................. . President Catherine M. O w en ................ Sec.-Treas. A nnette V anPelt .................. . Vice Pres. Directors: Harry L. H astings, Jr., Chmn. A1 Harkins Catherine Owen J.C. Nichols ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 1 305 U .S. Treasury securities 3 183 Oblig. of other U.S. Government agencies and corporations . . . . 4 428 Oblig. of States and political subdivisions 3 420 All other securities . . . . 11 105 Excess funds sold and sec. resell agreements 1 500 Loans, N e t................... 10 913 Bank premises, furniture & fixtures . . 693 All other a s s e ts ........... 753 TOTAL 37 300 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 8 933 Time & savings dep., ind., part., corp......... 21 710 U.S. Gov’t deposits . . . . 18 Deposits of States and subdivisions . . . . 2 071 Certified and Officers’ Checks........ 269 Total Deposits.......... 33 001 All other liabilities .. . 226 Total Liabilities........ 33 227 Equity Capital Capital (#sh. au. 8,000) . 100 (#sh. outst. 8,000) Surplus......................... 1 000 Undivided profits and capital reserve.......... 2 973 Total equity capital. . 4 073 TOTAL 37 300 Seventieth Report 187 BANK OF SIDNEY, SIDNEY Population 270 Sharp County Chartered September 12,1912 P.O. Box 7 Telephone Number 283-6497 Zip Code 72577 Num ber of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company A ffiliate: M am m oth Investm ent & Credit Corp., Inc. Principal Officers: Directors: ♦Charles W. M a s n e r ..................President Robert T a n k e rsley ......... V.P. & Cashier A talee C. Pounders ................Vice Pres. Lorene P ic k e n s ......................... Vice Pres. Charles W. Masner, Chmn. Robert Tankersley A talee C. Pounders Lorene Pickens Clotene Masner ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Excess funds sold and sec. resell agreements Loans, N e t................... Bank premises, furniture & fixtures .. All other a s s e ts ........... Mil. Thou. 422 100 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., in d ., p a r t ., c o r p ........... 1 423 100 1 084 9 6 U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . All other d ep o sits........ Certified and Officers’ Checks........ Total D eposits.......... All other liabilities . . . . Total Liabilities........ Equity Capital Capital (#sh. au. 10,400) (#sh. outst. 10,400) Surplus......................... Undivided profits and capital reserve......... Total equity capital. . TOTAL 3 144 TOTAL MU. Thou. 650 1 207 2 435 362 5 2 661 2 2 663 260 140 81 481 3 144 188 State of Arkansas: Bank Department ARKANSAS STATE BANK, SILO AM SPRINGS Population 7,873 Benton County Chartered January 12, 1960 P.O. Box 400 Telephone Number 524-8101 Zip Code 72761 f Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City —'None Bank H olding Company Affiliate: None Principal Officers: D.E. Allen, Sr........... Chairman of Board *Ross S t o u t ................................. President Henry Brosell, Jr.............V .P. & Cashier Arthur M orris........................... Vice Pres. Thomas H. Free I I I ................Vice Pres. Directors: D.E. Allen, Sr. D.E. Allen, Jr. Roderick L. Allen H .E. Harrison, Jr. Charles C. Jones Mark Simmons Ross Stout ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 4 619 U .S. Treasury securities 4 443 Oblig. of other U.S. Government agencies and corporations . . . . 3 779 Oblig. of States and political subdivisions 6 425 All other securities . . . . 566 Excess funds sold and sec. resell agreements 2 750 L oans,N et................... 30 275 Bank premises, furniture & fixtures . . 1 034 All other a s s e ts ........... 1 145 TOTAL 55 036 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits . . . . Deposits of States and subdivisions . . . . Certified and Officers’ Checks........ Total D eposits.......... All other liabilities .. . Total Liabilities........ Mil. Thou. 12 707 36 740 116 830 205 50 598 529 51 127 Equity Capital Capital (#sh. au. 38,400) 1 (#sh. outst. 38,400) Surplus......................... Undivided profits and capital reserve......... 1 Total equity capital. . 3 TOTAL 920 100 889 909 55 036 Seventieth Report 189 SMACKOVER STATE BANK, SMACKOVER Population 2,453 Union County Chartered April 18, 1928 P.O. Box 107 Telephone Number 725-3051 Zip Code 71762 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: Smackover Bancshares Principal Officers: Directors: *Max A. M itcham . . Chairman of Board Max O. T a y lo r ........................... President Bob W ille t t ................Exec. Vice Pres. & Trust Officer Paulette B u s s e ll............. V .P. & Cashier Max A. Mitcham Max O. Taylor L.E. Tennyson, Jr. Jam es M. Tennyson John D. Trimble V Richard H. Vickers Bob W illett ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U .S . T r ea su ry se c u r itie s 2 526 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 12 153 5 T im e & s a v in g s d e p ., MU. Thou. 637 Oblig. of other U.S. Government agencies and corporations . . . . 1 208 Oblig. of States and political subdivisions 10 099 Excess funds sold and sec. resell agreements 500 Loans, N e t................... 24 368 Bank premises, furniture & fixtures . . 256 All other a s s e ts ........... 1 235 TOTAL 45 829 ind., part., corp......... 27 320 U.S. Gov’t deposits . . . . 43 Deposits of States and subdivisions . . . . 631 Certified and Officers’ Checks................. 159 Total D eposits.......... 40 306 All other liabilities . . . . ____ 797 Total Liabilities........ 41 103 Equity Capital Capital (#sh. au. 100,000) (#sh. outst. 100,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 1 000 2 000 1 726 4 726 45 829 190 State of Arkansas: Bank Department MERCHANTS AND PLANTERS BANK, SPARKMAN Population 622 Dallas County Chartered September 19, 1916 P.O. Box 127 Telephone Number 678-2251 Zip Code 71763 Number of Branches: Inside City — None; Outside City — None Number of C BCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: B.J. F o r d ..................Chairman of Board Joseph B. Ford . . . Vice Chmn. of Board ♦Tyrol Q. C arson ......................... President Doris M a n n .................................... Cashier Patricia S h a d d o c k ........... A sst. Cashier Directors: B.J. Ford Tyrol Q. Carson Joseph B. Ford Tommy Gaston Ray W hite G.W. DeLaughter ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 362 U.S. Treasury securities 2 129 Oblig. of States and political subdivisions 557 Excess funds sold and sec. resell agreements 300 Loans, N e t................... 2 880 Bank premises, furniture & fixtures . . 100 All other a s s e ts ........... 18 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 1 515 Time & savings dep., ind., part., corp......... 3 622 U.S. Gov’t deposits . . . . 66 Deposits of States and subdivisions . . . . 537 Certified and Officers’ Checks.....................6 Total Deposits......... 5 746 All other liabilities . . . . ______ 4 Total Liabilities........ 5 750 Equity Capital Capital (#sh. au. 3,000) . (#sh. outst. 3,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . Subordinated notes and debentures ............. TOTAL 6 346 TOTAL 75 125 296 496 100 6 346 Seventieth Report 191 FIRST STATE BANK, SPRINGDALE Population 23,480 W ashington County Chartered February 12, 1923 P.O. Box 189 Telephone Number 751-1500 Zip Code 72764 Number of Branches: Inside C ity — 3; Outside City — 1 Number of C BC T’s: Inside City — 3; Outside City — None Bank H olding Company Affiliate: First Arkansas Bankstock Corporation Principal Officers: •Walter Turnbow...................................Chinn, of Board & CEO Richard P. C a lh o u n ....................................... V. Chmn. of Board & Chmn. Finance Committee Rick L. Parsons .................................................. President Don L. Gibson Exec. Vice Pres. Mace D. H ow ell....................................... Exec. Vice Pres. Dan Hendricks Sr. Vice Pres. & Lending Robert A. P h illip s ...................................Sr. Vice Pres. & Trust Directors: Joe S. Boone Ruben A. Bryant Richard P. Calhoun Don L. Gibson Gerald Harp Harold D. Hewitt Jerry E. Hinshaw Dwain Newman Rick L. Parsons Phil Phillips, Jr. Dr. Charles P. Sisco Phillip Steele Robert P. Taylor Mace D. Howell Walter Turnbow ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Liabilities Mil. Cash & due from Demand deposits, depositories................ 9 887 ind., part., corp.......... 27 Time & savings dep., U.S. Treasury securities 8 548 Oblig. of other U.S. ind., part., corp.......... 80 U.S. Gov’t deposits . . . . Government agencies Deposits of States and corporations . . . . 7 419 Oblig. of States and and subdivisions . . . . 10 All other dep o sits........ political subdivisions 6 861 Certified and All other securities . . . . 220 Officers’ Checks........ Excess funds sold and Total D eposits.......... 119 sec. resell agreements 6 000 Excess funds purchased Loans, N e t................... 94 145 and sec. repurchase Bank premises, agreements................ 3 furniture & fixtures . . 2 338 All other liabilities .. . . 3 All other a s s e ts ........... 2 927 Total Liabilities..........126 Thou. 622 615 73 692 1 523 526 498 582 606 Equity Capital Capital (#sh. au. 9,664) . 966 (#sh. outst. 9,664) Surplus......................... 5 834 Undivided profits and capital reserve.......... 4 239 Total equity capital. . 11 039 Subordinated notes and debentures........ 700 TOTAL.........................138 345 TOTAL.......................... 138 345 State of Arkansas: 192 Bank Department BODCAW BANK, STAMPS Population 2,859 Lafayette County Chartered December 8, 1902 P.O. Box 8 Telephone Number 533-4486 Zip Code 71860 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: . . . Chairman B. Stan C o o k ......... . . President *Jam es R. Nipper C. C. R u ss e ll............. . . . Vice Pres. A.O. S m i t h ........... Vice Pres. H.L. W ilkinson . . . Vice Pres. Danny Fitzpartick . . . Vice Pres. .........Cashier Bonnie Moreland A sst. Cashier Lenora Downs Directors: B. Stan Cook A.C. Cross Roy Z. Kimbell Jam es Nipper C. C. Russell, Sr. A.O. Smith J. Woodrow Smith H.L. W ilkinson ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories............. 3 065 U.S. Treasury securities 6 436 Oblig. of other U.S. Government agencies and corporations . . . . 6 281 Oblig. of States and political subdivisions 3 369 Excess funds sold and sec. resell agreements 300 L oans,N et................... 6 848 Bank premises, furniture & fixtures . . 251 All other a s s e ts ............ 626 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 2 204 Time & savings dep., ind., p art., corp......... 20 086 U.S. Gov’t deposits . . . . 1 Deposits of States and subdivisions . . . . 1 465 Certified and Officers’ Checks........ 150 Total Deposits.......... 23 906 Excess funds purchased and sec. repurchase agreements............... 600 All other liabilities .. . 381 Total Liabilities........ 24 887 Equity Capital Capital (#sh. au. 10,000) (#sh. outst. 10,000) Surplus......................... 1 Undivided profits and capital reserve.......... 1 Total equity capital. . 2 TOTAL 27 176 TOTAL 250 000 039 289 27 176 Seventieth Report 193 BANK OF STAR CITY, STAR CITY Population 2,067 Lincoln County Chartered April 27, 1925 P.O. Box 69 Telephone Number 628-4286 Zip Code 71667 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: *Bennie Ryburn, Jr..................... President Joe V. M a s o n .................. Exec. Vice Pres. M. Don S m it h .......................Sr. Vice Pres. Anneta R. M o o r e ................Sr. Vice Pres. Bennie Ryburn, Jr. Fred Thornton Jam es W. Searcy Pat Riley, Jr. William H. Fizzell ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... Mil. Thou. 6 429 396 3 134 1 829 3 155 10 6 530 235 789 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 2 298 Time & savings dep., ind., part., corp......... 13 399 U.S. Gov’t deposits . . . . 20 Deposits of States and subdivisions . . . . 487 All other d ep o sits........ 3 946 Certified and Officers’ Checks................... 86 Total Deposits.......... 20 236 Excess funds purchased and sec. repurchase agreements............... 350 All other liabilities . . . . 156 Total Liabilities........ 20 742 Equity Capital Capital (#sh. au. 15,000) (#sh. outst. 15,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 22 507 TOTAL 150 600 1 015 1 765 22 507 State of Arkansas: 194 Bank Department THE STEPHENS SECURITY BANK, STEPHENS Population 1,336 Ouachita County Chartered February 8, 1946 P.O. Box 7 Telephone Number 786-5416 Zip Code 71764 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦James M. Morgan . . President & CEO Juanita Poindexter ................Vice Pres. Carol R e a v e s.......................V .P. & Cashier Bobby Jean Wilkie . A sst. Vice Pres. Linda T h o m a s.....................A sst. Cashier Maye D e la n e y .....................A sst. Cashier Directors: Jam es M. Morgan Richard T. Smith Herbert Henderson Colon W atson Guy Smith Roger Smith Duncan Grayson Eugene Bramblett Grady Arrington ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A s s e ts Mil. Thou. Cash & due from depositories............. 824 U.S. Treasury securities 4 148 Oblig. of other U.S. Government agencies and corporations . . . . 1 977 Oblig. of States and political subdivisions 1 290 All other securities . . . . 400 Excess funds sold and sec. resell agreements 200 Loans, N e t................... 12 090 Bank premises, furniture & fixtures . . 175 All other a s s e ts ........... 423 TOTAL 21 527 Liabilities Mil. Thou. Demand deposits, ind., part., corp........... 1 760 Time & savings dep., ind., part., corp........... 17 355 U.S. Gov’t deposits . . . . 2 Deposits of States and subdivisions . . . . 129 Certified and Officers’ Checks........ 281 Total Deposits........... 19 527 All other liabilities . . . . 354 Total Liabilities......... 19 881 Equity Capital Capital (#sh. au. 11,000) 272 (#sh. outst. 11,000) Surplus............ 558 Undivided profits and capital reserve............ 816 Total equity capital. . 1 646 TOTAL 21 527 Seventieth Report 195 CITIZENS BANK, STRONG Population 785 Union County Chartered January 19, 1931 P.O. Box 188 Telephone Number 797-7361 Zip Code 71765 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: *O.B. Clark .................................. President L.K. R o b ertso n ..........................Cashier Jeanell C o g b u r n ................A sst. Cashier O.B. Clark L.K. Robertson C.R. Mason Ray B. Finney E.L. Vestal ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements Loans, N e t................... Bank premises, furniture & fixtures . . TOTAL Mil. Thou. 623 2 195 1 060 1 055 16 300 1 299 11 6 559 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 2 122 Time & savings dep., ind., part., corp......... 2 715 U.S. Gov’t deposits . . . . 3 Deposits of States and subdivisions . . . . 385 Certified and Officers’ Checks..................... 5 Total Deposits......... 5 230 Total Liabilities........ 5 230 Equity Capital Capital (#sh. au. 8,000) . (#sh. outst. 8,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . 829 1 329 TOTAL 6 559 200 300 State of Arkansas: 196 Bank Department THE FARMERS AND MERCHANTS BANK, STUTTGART Population 10,941 Arkansas County Chartered December 29, 1944 P.O. Box 947 Telephone Number 673-6911 Zip Code 72160 Number of Branches: Inside City — 3; Outside City — None Number of C BCT’s: Inside City — 1; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: *I)on P a ttillo ................................President Carl Gunter ...................Exec. Vice Pres. Lloyd R a tc lif f ................................ Sr. Vice Pres. William R. T r ic e ............................Sr. Vice Pres. Glenn Bauman Sr. Vice Pres. Larry G u n n ell................................ Sr. Vice Pres. C.J. “ J o d y ” F o w le r .........Sr. Vice Pres. Gary Hudson ................Sr. Vice Pres. & Trust Officer Roy O. McCollum, III Don Pattillo Lloyd Ratcliff B.J. St. John Horace “ P ete” Sickel Curtis Siems Billy E. Simpson Ralph Wilson Patricia K. McDonald Jam es E. Pond ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Mil. Thou. Assets Cash & due from depositories............. 4 338 U.S. Treasury securities 3 500 Oblig. of other U .S. Government agencies and corporations . . . . 1 964 Oblig. of States and political subdivisions 10 605 Excess funds sold and sec. resell agreements 4 275 Loans, N e t................... 55 842 Bank premises, furniture & fixtures . . 3 117 All other a ss e ts ........... 1 643 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . All other dep o sits........ Certified and Officers’ Checks........ Total D eposits......... Excess funds purchased and sec. repurchase agreements............... All other liabilities . . . . Total Liabilities........ MU. Thou. 25 368 43 769 47 5 739 65 113 75 101 6 1 812 76 919 Equity Capital Capital (#sh. au. 100,000) 1 000 (#sh. outst. 100,000) Surplus......................... 3 100 Undivided profits and capital reserve......... 4 265 Total equity capital. . 8 365 TOTAL......................... 85 284 TOTAL......................... 85 284 197 Seventieth Report BANK OF TRUMANN, TRUMANN Population 6,044 Poinsett County Chartered October 2, 1911 P.O. Box 48 Telephone Number 483-6333 Zip Code 72472 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors : J.C. Stuckey ........... President & Chmn. *Clyde Robertson, Jr. . . Exec. Vice Pres. Eugene P o u n d s.................... Sr. Vice Pres. Wilburn J. Cole .............. V.P. & Cashier Fannie M. Kent ........... A sst. Vice Pres. Shirley B e n s o n ................A sst. Vice Pres. Dianne Craig Loan Officer Lena H e a t h ........................ A sst. Cashier Cheryl M cM asters A sst. Cashier Terry M. Clogston Wilburn J. Cole J.F. Lady Eugene Pounds Clifford C. Purvis Clyde Robertson, Jr. J.C. Stuckey ‘ Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Thou. 147 356 077 200 829 535 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 3 687 Time & savings dep., ind., part., corp......... 24 691 28 U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . 1 324 3 All other d ep o sits........ Certified and 36 Officers’ Checks........ Total Deposits.......... 29 769 968 All other liabilities . . . . Total Liabilities........ 30 737 . Assets Mil. Cash & due from depositories. 929 U.S. Treasury securities 6 Oblig. of other U.S. Government agencies and corporations . . . . 12 Oblig. of States and political subdivisions 2 Excess funds sold and sec. resell agreements Loans, N e t................... 10 Bank premises, furniture & fixtures .. All other a s s e ts 862 Equity Capital Capital (#sh. au. 4,000) . 100 (#sh. outst. 4,000) Surplus......................... 2 500 Undivided profits and capital reserve.......... 598 Total equity capital. . 3 198 TOTAL 33 935 TOTAL 33 935 198 State of Arkansas: Bank Department BANK OF TUCKERMAN, TUCKERMAN Population 2,078 Jackson County Chartered November 8, 1902 P.O. Box 700 Telephone Number 349-5155 Zip Code 72473 Number of Branches: Inside City — None; Outside City — 2 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: ♦Bindley V. Smith, J r . . President & CEO Van S m it h ...................................Chairman Cornelius A d c o x ............................ Cashier Ann W atson Auditor Bob Penix Scotty Arm strong Van Smith •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A s s e ts Mil. Thou. Cash & due from d e p o s ito r ie s ................ 2 508 U.S. Treasury securities 2 168 Oblig. of other U.S. Government agencies and corporations . . . . 3 389 Oblig. of States and political subdivisions 2 430 All other securities . . . . 48 Excess funds sold and sec. resell agreements 600 Loans, N e t................... 7 002 Bank premises, furniture & fixtures . . 157 All other a s s e ts ........... 465 TOTAL 18 767 Mil. Thou. Liabilities Demand deposits, ind., part., corp......... 2 Oil Time & savings dep., ind., part., corp......... 12 251 U.S. Gov’t deposits . . . . 2 Deposits of States and subdivisions . . . . 1 199 All other d ep o sits........ 16 Certified and Officers’ Checks........ 47 Total Deposits.......... 15 526 All other liabilities . . . . 627 Total Liabilities........ 16 153 Equity Capital Capital (#sh. au. 4,000) . (#sh. outst. 4,000) Surplus......................... Undivided profits and capital reserve......... 1 Total equity capital.. 2 TOTAL 100 900 614 614 18 767 Seventieth Report 199 TYRONZA BANK, TYRONZA Population 777 Poinsett County Chartered October 31, 1951 P.O. Box 395 Telephone Number 487-2161 Zip Code 72386 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦Charles F. L u t e r ...................... President M axyne Ursery ............. V.P. & Cashier John H. Emrich .......................Vice Pres. Directors: A .A . Banks G.E. Beley John H. Emrich Charles F. Luter H.F. Norcross, Jr. Eugene Vaughn ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories................ 2 848 U .S. Treasury securities 62 7 Oblig. of other U.S. Government agencies and corporations . . . . 874 Oblig. of States and political subdivisions 3 332 Excess funds sold and sec. resell agreements 300 Loans, N e t..................... 8 337 Bank premises, furniture & fixtures . . 39 All other a s s e ts ............ 284 TOTAL 16 641 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 1 860 Time & savings dep., ind., part., corp......... 11 010 U.S. Gov’t deposits . . . . 6 Deposits of States and subdivisions . . . . 1 220 Certified and Officers’ Checks................... 44 Total D eposits.......... 14 140 All other liabilities . . . . 202 Total Liabilities........ 14 342 Equity Capital Capital (#sh. au. 2,000) . 50 (#sh. outst. 2,000) Surplus......................... 1 000 Undivided profits and capital reserve.......... 1 249 Total equity capital. . 2 299 TOTAL 16 641 State of Arkansas: 200 Bank Department CITIZENS BANK AND TRUST COMPANY, VAN BUREN Population 12,020 Crawford County Chartered May 20, 1910 P.O. Box 469 Telephone Number 474-1201 Zip Code 72956 Number of Branches: Inside City — 3; Outside City — 1 Number of CBCT’s: Inside City — 1; Outside City — None Bank Holding Company Affiliate: Citizens Financial Service Corporation Principal O fficers: ♦Robert A. Ham merschmidt, Jr. Chmn. of Board & President Melvin M. Wamock . Exec. Vice Pres. Marion H. R ig g s ..................Sr. Vice Pres. Mike Morrow ............................ Vice Pres. Eugene H o b b s ................V.P. & Cashier R.H. T erry..........................Vice Pres. ________ Directors: Paul Shirley John Ballentine Lonnie Batchelor Carl Creekmore Morril Harriman Robert A. Hammerschmidt, Jr. Tommy Beard M elvin M. Wamock Jim m y Don Gooch Jack Alexander Dr. Robert D. Fisher ♦Designates Chief Executive Officer S T A T E M E N T A S OF J U N E 3 0 ,1 9 8 4 Assets Cash & due from depositories............. U .S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... Mil. Thou. TOTAL 58 999 4 772 7 358 5 886 2 383 514 1 200 34 535 1 296 1 055 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 21 376 Time & savings dep., ind., part., corp......... 30 170 Total Deposits.......... 51 546 Excess funds purchased and sec. repurchase agreements............... 1 303 All other liabilities . . . . 1 570 Total Liabilities........ 54 419 Equity Capital Capital (#sh. au. 16,000) 400 (#sh. outst. 16,000) Surplus......................... 2 100 Undivided profits and capital reserve.......... 2 080 Total equity capital. . 4 580 TOTAL 58 999 Seventieth Report 201 PEOPLES BANK AND TRUST COMPANY, VAN BUREN Population 12,020 Crawford County Chartered A ugu st 12, 1933 P.O. Box 429 Telephone Number 474-6801 Zip Code 72956 Number of Branches: Inside City — 1; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: T.C. Bankshares Principal Officers: Directors: ♦William W. T h o m a s ................President C.E. D o u g a n ................... Exec. Vice Pres. Patrick Roberts ........................... Cashier Randy G r a v es..................A sst. Vice Pres. Ronnie C a p e lle ................A sst. Vice Pres. Vice Pres. Beth Perry ..................... A sst. ^Designates Chief Executive Officer C.E. Dougan David Foust Clyman E. Izard Joe Kirksey Edward M. Penick, Jr. Earl Robinson W.G. Swindle William W. Thomas W esley Warnock STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories............. 2 718 U.S. Treasury securities 1 298 Oblig. of other U.S. Government agencies and corporations . . . . 3 406 Oblig. of States and political subdivisions 4 016 All other securities . . . . 400 Loans, N e t................... 45 201 Bank premises, furniture & fixtures . . 1 550 All other a s s e ts ........... 1 800 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 6 240 Time & savings aep., ind., p art., corp......... 40 963 U.S. Gov’t deposits . . . . 113 Deposits of States and subdivisions . . . . 4 317 Certified and Officers’ Checks........ 262 Total Deposits.......... 51 895 Excess funds purchased and sec. repurchase agreements............... 1 994 All other liabilities . . . . 801 Total Liabilities........ 54 690 Equity Capital Capital (#sh. au. 8,293) . 829 (#sh. outst. 8,293) Surplus......................... 1 393 Undivided profits and capital reserve.......... 2 977 Total equity capital. . 5 199 Subordinated notes and debentures........ 500 TOTAL 60 389 TOTAL 60 389 State of Arkansas: 202 Bank Department BANK OF WALDO, WALDO Population 1,685 Columbia County Chartered September 2, 1899 P.O. Box 366 Telephone Number 693-5858 Zip Code 71770 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: Carl R o b e r t s .................. Chmn. of Board ♦Charles W. Joyce .................... President Ellen F. S m i t h ..............V.P. & Cashier Alice S. W ils o n .................. A sst. Cashier Carl Roberts John L. Perritt Robert Genestet Charles W. Joyce ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories.............. Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions L oans,N et................... Bank premises, furniture & fixtures .. All other a s s e ts ............ MU. Thou. 179 299 206 7 766 262 91 Liabilities Mil. Thou. Demand deposits, ind., part., corp.......... 2 934 Time & savings dep., ind., part., corp.......... 4 848 U.S. Gov’t deposits . . . . 3 Deposits of States and subdivisions . . . . 282 Certified and Officers’ Checks................... 59 Total Deposits.......... 8 126 All other liabilities . . . 120 Total Liabilities........ 8 246 Equity Capital Capital (#sh. au. 6,000) . (#sh. outst. 6,000) Surplus.......................... Undivided profits and capital reserve.......... Total equity capital.. TOTAL 8 803 TOTAL 150 225 182 557 8 803 Seventieth Report 203 THE PEOPLES BANK, WALDO Population 1,685 Columbia County Chartered June 22,1910 P.O. Box 426 Telephone Number 693-5551 Zip Code 71770 Number of Branches: Inside C ity — 1; Outside City — 2 Number of CBCT’s: Inside City — None; Outside City — None Bank Holding Company Affiliate: Golden Oaks Bancshares, Inc. Principal Officers: *Harold F in c h e r .........................President Richard C lark ................Exec. Vice Pres. Joyce Crane ..................V.P. & Cashier Jill J a c k s o n ........................... A sst. Cashier Jean ieR ow e ........................A sst. Cashier Pam D a v is ..............................A sst. Cashier Dorothy J. Fincher . . . A sst. Vice Pres. ' ♦Designates Chief Executive Officer Directors: Harold Fincher Richard Clark Dorothy J. Fincher Im ogene Clark Pam D avis Mary Baird Clark Fincher B etty Harris G.F. Scott B etty Scott STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories............. 3 054 U .S. Treasury securities 1 575 Oblig. of other U .S. Government agencies and corporations . . . . 1 899 Oblig. of States and political subdivisions 3 512 Loans, N e t................... 10 335 Bank premises, furniture & fixtures . . 47 All other a s s e ts ........... 87 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 3 260 Time & savings dep., ind., part., corp......... 13 097 U.S. Gov’t deposits . . . . 2 Deposits of States and subdivisions . . . . 1 018 Total D eposits.......... 17 377 Excess funds purchased and sec. repurchase agreements............... 330 All other liabilities .. . 174 Total Liabilities........ 17 881 Equity Capital Capital (#sh. au. 10,000) (#sh. outst. 10,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . TOTAL 20 509 TOTAL 250 250 2 128 2 628 20 509 State of Arkansas: 204 Bank Department BANK OF WALDRON, WALDRON Population 2,642 Scott County Chartered April 3, 1901 P.O. B ox 278 Telephone Number 637-2161 Zip Code 72958 Number of Branches: Inside City — 1; Outside City — None Number of C BCT’s: Inside C ity — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦Bill R. P h ilp o t ........................... President Knox D o z ie r ..................Exec. Vice Pres. Bob A k e r s ..................................Vice Pres. Linda Tanner ................................Cashier Carolyn Terrill ................... A sst. Cashier Wanda K u h lm a n n ............. A sst. Cashier Kathleen M c G a u g h .........A sst. Cashier Wanda Kendrick ........... Branch Officer Gary L e m in g .......................Admin. A sst. Directors: Dale Rodgers, Chmn. Bill R. Philpot Knox Dozier W.W. D avis Rena Owens Jam es Richmond Jim H. Currier Bill J. Black Kelly Ashford Charlye V. Davidson ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories............. 6 121 U.S. Treasury securities 3 394 Oblig. of other U .S. Government agencies and corporations . . . . 2 817 Oblig. of States and political subdivisions 6 969 Excess funds sold and 700 sec. resell agreements Loans, N e t................... 21 477 Bank premises, 230 furniture & fixtures . . 714 All other a s s e ts ........... Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 3 804 Time & savings dep., ind., part., corp......... 31 285 5 U.S. Gov’t deposits . . .. Deposits of States and subdivisions . . . . 1 913 Certified and Officers’ Checks........ 169 Total Deposits......... 37 176 562 All other liabilities . . . . Total Liabilities........ 37 738 TOTAL......................... 42 422 TOTAL......................... 42 422 Equity Capital Capital (#sh. au. 24,000) 600 (#sh. outst. 24,000) Surplus......................... 1 900 Undivided profits and capital reserve......... 2 184 Total equity capital. . 4 684 Seventieth Report 205 THE SCOTT COUNTY BANK, WALDRON Population 2,642 Scott County Chartered February 20, 1980 P.O. Box 838 Telephone Number 637-3191 Zip Code 72958 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: *Joh nE . Chambers, I I I ............President P atsy Hawkins ........... Exec. Vice Pres. Trisha Sikes .............................. Cashier Robbie Z im m er.............A sst. Vice Pres. Directors: John E. Chambers A1 W ilf Roy Hale Bill Marsh W.R. Rice Thurman Keener P atsy Hawkins J.B . Cox ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 859 U.S. Treasury securities 749 Oblig. of other U.S. Government agencies and corporations . . . . 401 Oblig. of States and political subdivisions 631 All other securities . . . . 601 Loans, N e t................... 15 587 Bank premises, furniture & fixtures . . 206 All other a s s e ts ........... 424 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 1 444 Time & savings dep., ind., part., corp......... 14 509 U.S. Gov’t deposits . . . . 369 Deposits of States and subdivisions . . . . 1 165 Certified and Officers’ Checks................... 64 Total D eposits.......... 17 551 All other liabilities . . . . ____ 182 Total Liabilities........ 17 733 TOTAL TOTAL 19 458 Equity Capital Capital (^sh. au. 40,000) 400 (#sh. outst. 40,000) Surplus............ 850 Undivided profits and capital reserve............ 475 Total equity capital. . 1 725 19 458 State of Arkansas: 206 Bank Department FIRST STATE BANK OF WARREN, WARREN Population 7,631 Bradley County Chartered December 12, 1978 P.O. Box 29 Telephone Number 226-2601 Zip Code 71671 Number of Branches: Inside C ity — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — 1 Bank H olding Company Affiliate: Bradley Bancshares, Inc. Directors: Principal Officers: Bennie Ryburn, Sr.................... Chairman ♦Freddie M. M o b le y ................. President Hugh A. Q u im b y .........Exec. Vice Pres. Roy Ferrell ................................Vice Pres. Jo J e n k in s ......................V .P. & Cashier Frances H a r g is .........................Vice Pres. ♦Designates Chief Executive Officer W. Curtis Blankinship, Jr. Bruce Cash Robert E. Gamer Roger George Freddie M. Mobley Hugh A. Quimby Bennie Ryburn, Jr. Bennie Ryburn, Sr. J.C. Thompson H. Sidney Wharton STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... MU. Thou. 1 953 996 4 176 7 936 8 083 20 388 412 3 493 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 6 086 Time & savings dep., ind., part., corp......... 30 326 U.S. Gov’t deposits . . . . 2 009 Deposits of States and subdivisions . . . . 2 656 Certified and Officers’ Checks................... 96 Total Deposits.......... 41 173 Excess funds purchased and sec. repurchase agreements............... 1 200 All other liabilities .. . 521 Total Liabilities........ 42 894 Equity Capital Capital (#sh. au. 50,000) 590 (#sh. outst. 50,000) Surplus......................... 1 910 Undivided profits and capital reserve......... 2 043 Total equity capital. . 4 543 TOTAL 47 437 TOTAL 47 437 Seventieth Report 207 WARREN BANK AND TRUST COMPANY, WARREN Population 7,631 Bradley County Chartered December 28, 1901 P.O. Box 350 Telephone Number 226-2621 Zip Code 71671 Number of Branches: Inside C ity — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦Gerard S a n g s t e r ......................President Gerald B u rto n .................... Sr. Vice Pres. Walter R u tle d g e .......................Vice Pres. Pauline H ollingsw orth ........... Vice Pres. Jam es E. Sm ith .......................Vice Pres. _________ Directors: Louis W. Ederington John B. Frazer, Jr. L.H. Derby, Jr. F. Martin Hankins W. Sykes Harris J.E . Hurley, Jr. C.A. Milton G.F. W ynne •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. U.S. Treasury securities Oblig. of other U.S. Government agencies and corporations . . . . Oblig. of States and political subdivisions All other securities . . . . Loans, N e t................... Bank premises, furniture & fixtures . . All other a s s e ts ........... MU. Thou. 2 421 16 200 11 228 13 842 432 24 991 784 1 680 Liabilities m u . Thou. Demand deposits, ind., part., corp......... 5 052 Time & savings dep., ind., part., corp......... 50 494 U.S. Gov’t deposits . . . . 72 Deposits of States and subdivisions . . . . 2 279 170 All other d ep o sits........ Certified and Officers’ Checks................. 223 Total D eposits.......... 58 290 Excess funds purchased and sec. repurchase agreements............... 5 900 All other liabilities . . . . 1 346 Total Liabilities........ 65 536 Equity Capital Capital (#sh. au. 48,000) 1 200 (#sh. outst. 48,000) Surplus......................... 800 Undivided profits and capital reserve.......... 4 042 Total equity capital. . 6 042 TOTAL 71 578 TOTAL 71 578 208 State of Arkansas: Bank Department BANK OF WEINER, WEINER Population 750 Poinsett County Chartered April 2, 1909 P.O. Box 307 Telephone Number 684-2221 Zip Code 72479 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: ♦John R, Hogue . . . President & Chmn. Niles B ise ........................... Sr. Vice Pres. Michael G il lis ..................V .P .& Cashier Phil H e s s e ..................Agri. Loan Officer Paulette F a h r ......................... Operations Directors: John R. Hogue Niles Bise Dr. E.L. Hogue Ronald L. Hogue Malcolm C. Hogue Herbert Ziegenhorn ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 2 323 U .S. Treasury securities 3 997 Oblig. of other U.S. Government agencies and corporations . . . . 3 968 Oblig. of States and political subdivisions 2 930 All other securities . . . . 196 Excess funds sold and sec. resell agreements 750 Loans, N e t................... 15 027 Bank premises, furniture & fixtures . . 197 All other a s s e ts ........... 1 127 TOTAL 30 515 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits. . . . Deposits of States and subdivisions . . . . All other dep o sits........ Certified and Officers’ Checks........ Total Deposits.......... All other liabilities . . . . Total Liabilities........ MU. Thou. 7 535 17 461 34 1 447 25 72 26 574 589 27 163 Equity Capital Capital (#sh. au. 8,000) . (#sh. outst. 8,000) Surplus......................... 1 Undivided profits and capital reserve......... 1 Total equity capital. . 3 TOTAL 200 300 852 352 30 515 Seventieth Report 209 MERCHANTS AND FARMERS BANK, WEST HELENA Population 11,005 Phillips County Chartered October 4, 1948 P.O. B ox 2497 Telephone Number 572-3481 Zip Code 72390 Number of Branches: Inside City — 2; Outside City — None Number of CBCT’s: Inside City — 1; Outside City — None Bank H olding Company Affiliate: Southern Bancshares, Inc. Principal Officers : ♦Douglas Simm ons . . ............. President Roy B. W a r r e n ......... . . . . Sr. Vice Pres. Jam es A. Bogle . . . . . . . V.P. & Cashier Gordon M. W hite . . . ............. Vice Pres. E.F. Kalb, Jr............... Vice Pres. Bill Simm ons ........... ..............Vice Pres. Directors : Brooks Griffin, Chmn. Jam es E. Boyd Jerry Kelley Ralph C. Murray Jesse E. Porter Herman Storey Douglas Simmons Bill Simmons ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 7 956 U.S. Treasury securities 8 166 Oblig. of other U.S. Government agencies and corporations . . . . 11 046 Oblig. of States and political subdivisions 3 986 Loans, N e t................... 31 039 Bank premises, furniture & fixtures . . 923 All other a s s e ts ........... 2 068 Liabilities Demand deposits, ind., part., corp......... Time & savings dep., ind., part., corp......... U.S. Gov’t deposits . . . . Deposits of States and subdivisions . . . . Certified and Officers’ Checks........ Total Deposits.......... Excess funds purchased and sec. repurchase agreements............... All other liabilities . . . . Total Liabilities........ Mil. Thou. 21 099 33 272 33 802 243 55 449 2 670 2 529 60 648 Equity Capital Capital (#sh. au. 20,000) 500 (#sh. outst. 20,000) Surplus......................... 1 000 Undivided profits and capital reserve......... 3 036 Total equity capital. . 4 536 TOTAL 65 184 TOTAL 65 184 State of Arkansas: 210 Bank Department BANK OF WEST MEMPHIS, WEST MEMPHIS Population 28,132 Crittenden County Chartered April 21, 1928 P .O .B o x 2128 Telephone Number 735-2922 Zip Code 72301 Number of Branches: Inside City — 3; Outside City — None Number of CBCT’s: Inside City — 1; Outside City — None Bank Holding Company A ffiliate: Bancshare of W est Memphis, Inc. Principal Officers: ♦Jack K. Hogan Pres. & Chief E x. Off. Robert L. W rig h t.........Exec. Vice Pres. Paul N e a l....................................Vice Pres. Robert L. Naylor . Vice Pres. & Auditor Mary Goe ..................................Vice Pres. Arley K n ig h t............................. Vice Pres. Jo D u n c a n ..................................Vice Pres. Doris S w in d le r .........................Vice Pres. Janie T a t e ..................................Vice Pres. Jan W illis ..................................Vice Pres. Adonna P a rk er.........................Vice Pres. ________ ■"Designates Chief Executive Officer Directors: D avis Biggs George H. Dunklin, Chmn. M.E. Black Dunklin Thomas J. Gibson Jam es A. Heath Jack K. Hogan Keith Ingram W. Kent Ingram, Jr. Pat K. Magruder Robert E. McCarley Lloyd C. McCuiston, Jr. Bob G. Morgan Paul O’Neal J.C. Tennison J • Frank Waggener STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Liabilities MU. Thou. Cash & due from Demand deposits, depositories............. 4 581 ind., part., corp......... 14 940 U.S. Treasury securities 12 232 Time & savings dep., ind., part., corp......... 26 267 Oblig. of other U.S. U.S. Gov’t deposits. . . . Government agencies 151 Deposits of States and corporations . . . . 8 302 and subdivisions . . . . 5 045 Oblig. of States and All other d ep o sits........ 275 political subdivisions 5 220 Certified and All other securities . . . . 10 Officers’ Checks........ 266 Excess funds sold and Total Deposits......... 46 944 sec. resell agreements 6 000 All other liabilities . . . . 507 Loans, N e t................... 15 060 Total Liabilities....... 47 451 Bank premises, furniture & fixtures . . 1 044 Equity Capital All other a s s e ts ........... 944 Capital (#sh. au. 100,000) 1 000 (#sh. outst. 100,000) Surplus......................... 1 500 Undivided profits and capital reserve......... 3 442 Total equity capital. . 5 942 TOTAL......................... 53 393 TOTAL......................... 53 393 Seventieth Report 211 WILMOT STATE BANK, WILMOT Population 1,227 A shley County Chartered October 25, 1937 P.O. Box 95 Telephone Number 473-2211 Zip Code 71676 Number of Branches: Inside City — None; Outside City — None Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: William B. d eY a m p er t........... President *Kenneth M. Allbritton . . . Exec. V.P. & Cashier Shirley M ontgom ery . . . . A sst. Cashier Sue B a r r e tt .........................A sst. Cashier William B. deYampert John B. Currie John B. Currie, Jr. Henry Morschheimer I. A. Janes *Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories................ 2 356 U .S. Treasury securities 100 Oblig. of other U.S. Government agencies and corporations . . . . 640 Oblig. of States and political subdivisions 161 All other securities . . . . 109 Excess funds sold and sec. resell agreements 1 015 L oans,N et..................... 2 640 Bank premises, furniture & fixtures . . 79 All other a s s e ts ........... 146 TOTAL 7 246 Liabilities m u . Thou. Demand deposits, ind., part., corp............ 963 Time & savings dep., ind., part., corp......... 4 170 U.S. Gov’t deposits . . . . 5 Deposits of States and subdivisions . . . . 827 16 All other d ep o sits........... Certified and Officers’ Checks................... 10 Total Deposits.......... 5 991 All other liabilities . . . . ____69 Total Liabilities........ 6 060 Equity Capital Capital (#sh. au. 12,000) (#sh. outst. 12,000) Surplus......................... Undivided profits and capital reserve.......... Total equity capital. . 511 1 186 TOTAL 7 246 120 555 State of Arkansas: 212 Bank Department BANK OF WILSON, WILSON Population 1,118 M ississippi County Chartered October 3, 1908 P.O. Box 338 Telephone Number 655-8374 Zip Code 72395 Number of Branches: Inside City — 1; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: R.E.L. W ils o n .........Chairman of Board R.E.L. W ilson, V .......................President ♦Billy G. P a y n e ............. Exec. Vice Pres. Jam es T. Shenep . V.P. & Branch Mgr. Florabel Bishop ....................... Cashier ________ Directors: R.E.L. Wilson R.E.L. Wilson, V Billy G. Payne Sumner R. Cullom Phillip L. Forrester Joe B. Hilliard Caldwell D. Lowrance William J. Denton, Jr. C.L. Denton, Jr. ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 724 U.S. Treasury securities 1 097 Oblig. of other U.S. Government agencies and corporations . . . . 200 Oblig. of States and political subdivisions 4 915 All other securities . . . . 300 Excess funds sold and sec. resell agreements 600 Loans, N e t................... 4 372 Bank premises, furniture & fixtures . . 24 All other a s s e ts ........... 301 TOTAL 12 533 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 3 021 Time & savings dep., ind., part., corp......... 5 542 U.S. Gov’t deposits . . . . 7 Deposits of States and subdivisions . . . . 1 715 Certified and Officers’ Checks................... 28 Total Deposits......... 10 313 All other liabilities .. . 102 Total Liabilities........ 10 415 Equity Capital Capital (#sh. au. 4,000) . (#sh. outst. 4,000) Surplus......................... 1 Undivided profits and capital reserve......... 1 Total equity capital.. 2 TOTAL 100 000 018 118 12 533 213 Seventieth Report CROSS COUNTY BANK, WYNNE Population 7,786 Cross County Chartered June 5, 1891 P.O. Box 9 Telephone Number 238-8171 Zip Code 72396 Number of Branches: Inside City — 1; Outside City —■1 Number of CBCT’s: Inside City — None; Outside City — None Bank H olding Company Affiliate: None Principal Officers: Directors: *Ken McClanahan ......................President Winifred G. Sigman . . . . Admin. V.P. & Cashier Bobbie Nell B r o w n .................. Vice Pres. Mazie B a lla r d ........................... Vice Pres. Larry L a w s o n .......................Vice Pres. & A sst. T.O. Ann J o n e s .................................. Vice Pres. Judy Thom as ................Exec. Secretary Rafe Andrews John H. Johnston, Jr. Albert Hess Jam es Richardson Eugene Goodart Gerald L. Blackburn Marvin Hagaman Willard G. Burks, M.D. Peter Imboden, III ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Mil. Thou. Liabilities Mil. Thou. Assets Cash & due from Demand deposits, ind., part., corp.......... 9 951 depositories............. 2 322 Time & savings dep., U .S. Treasury securities 4 298 ind., part., corp......... 32 274 Oblig. of other U.S. U.S. Gov’t deposits . . . . 17 Government agencies Deposits of States and corporations . . . . 11 872 Oblig. of States and and subdivisions . . . . 2 365 political subdivisions 5 158 Certified and All other securities . . . . 304 Officers’ Checks........ 185 Excess funds sold and Total Deposits.......... 44 792 sec. resell agreements 800 Excess funds purchased Loans, N e t................... 24 500 and sec. repurchase Bank premises, agreements............... 884 furniture & fixtures .. 853 All other liabilities .. . . 923 All other a s s e ts ........... 1 328 Total Liabilities........ 46 599 Equity Capital Capital (#sh. au. 60,000) 1 500 (#sh. outst. 60,000) Surplus......................... 1 000 Undivided profits and capital reserve.......... 2 336 Total equity capital. . 4 836 TOTAL......................... 51 435 TOTAL......................... 51 435 214 State of Arkansas: Bank Department THE BANK OF YELLVILLE, YELLVILLE Population 1,044 Marion County Chartered December 13, 1945 P.O. Box 325 Telephone Number 449-4231 Zip Code 72687 Number of Branches: Inside City — None; Outside City — 1 Number of CBCT’s: Inside City — None; Outside City — None Bank Holding Company Affiliate: M ountain Bancshares, Inc. Principal Officers: *Jam es N. T h o m a so n ................President Duane C. P r i c e .....................Sr. Vice Pres. Terry Kent ..........................Sr. Vice Pres. Janice C. Horton .........A sst. Vice Pres. Sheryl G ra h a m ...................A sst. Cashier Carolyn E ck m an ................ A sst. Cashier ------------- Directors: Jam es N. Thomason Duane C. Price Fred Berry Judy Loving Dan Duren John Jam es, Jr. Oran Carter Karl King A. Owen Kompelien ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 A sse ts Mil. Thou. Cash & due from depositories............. 1 493 U.S. Treasury securities 5 521 Oblig. of other U.S. Government agencies and corporations . . . . 3 613 Oblig. of States and political subdivisions 1 877 All other securities . . . . 3 140 Excess funds sold and sec. resell agreements 500 Loans, N e t................... 17 555 Bank premises, furniture & fixtures .. 907 All other a s s e ts ........... 2 823 TOTAL 37 429 Liabilities Mil. Thou. Demand deposits, ind.,part.,corp......... 4 161 Time & savings dep., ind., part., corp......... 28 458 U.S. Gov’t deposits . . . . 13 Deposits of States and subdivisions . . . . 1 590 Certified and Officers’ Checks........ 127 Total D eposits.......... 34 349 All other liabilities . . . . 285 Total Liabilities........ 34 634 Equity Capital Capital (^sh. au. 23,500) (#sh. outst. 20,781) Surplus......................... 1 Undivided profits and capital reserve.......... Total equity capital. . 2 TOTAL 208 590 997 795 37 429 Seventieth Report 215 SEVENTIETH REPORT showing THE CONDITION OF THE 2 ARKANSAS STATE-CHARTERED TRUST COMPANIES (Not engaged in commercial banking) ASSETS AND LIBABILITIES ARE AS SHOWN BY THE CALL OF JUNE 30, 1984 State of Arkansas: 216 Bank Department JONES INVESTMENT AND TRUST COMPANY, LITTLE ROCK Population 158,461 Pulaski County Chartered February 9, 1910 Telephone Number 374-5225 Zip Code 72201 (Not engaged in commercial banking) Principal Officers: *Bernice Jones .........Chairman of Board President, & Chief Exec. Officer H.G. Frost, Jr............................ Vice Pres. Mary Sellers Sec.-Treas. & Cashier Directors: Bernice Jones H.G. Frost, Jr. Mary Sellers ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories................ 3 668 U .S. Treasury securities 503 Oblig. of States and political subdivisions 6 306 Loans, N e t..................... 1 597 Bank premises, furniture & fixtures . . 7 All other a s s e ts ........... 701 TOTAL 12 782 Liabilities Mil. Thou. All other liabilities . . . . _____ 61 Total Liabilities................... 61 Equity Capital Capital (#sh. au. 1,000) . 100 (#sh. outst. 1,000) Surplus......................... 10 000 Undivided profits and capital reserve......... 2 621 Total equity capital. . 12 721 TOTAL 12 782 Seventieth Report 217 METROPOLITAN TRUST COMPANY, NORTH LITTLE ROCK Population 64,419 Pulaski County Chartered J une 5, 1925 Telephone Number 758-1212 Zip Code 72116 (Not engaged in commercial banking) Principal Officers: Directors: *Justin M atthews, III Chmn. of Board Walter L. Burroughs ..............President Hal C. M atthew s .................... Vice Pres. Everett L. Hall, Jr.................... Treasurer B etty M. C o u ch ........................ Secretary Jean B ru egem an ........... A sst. Secretary Justin M atthews, III Walter L. Burroughs Hal C. M atthews J. Somers M atthews Lila B. Hornor Lila Somers A dkisson Collins Robert K. Beal J.D . Simpson Lyndell Lay. Jerry H. Glenn, Jr. Howard Cockrill •Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets MU. Thou. Cash & due from depositories. 287 Oblig. of States and political subdivisions 20 Bank premises, furniture & fixtures . . 1 All other a s s e ts ............. 281 TOTAL 589 Liabilities All other liabilities . . . . Total Liabilities........ Mil. Thou. 104 104 Equity Capital Capital (#sh. au. 1,642) . (#sh. outst. 1,642) Surplus.......................... Undivided profits and capital reserve.......... Total equity capital. . 288 485 TOTAL 589 164 33 218 State of Arkansas: Bank Department SEVENTIETH REPORT showing THE CONDITION OF THE 3 ARKANSAS STATE-CHARTERED ACT 111 INDUSTRIAL LOAN INSTITUTIONS (Not engaged in commercial banking) ASSETS AND LIBABILITIES ARE AS SHOWN BY THE CALL OF JUNE 30, 1984 Seventieth Report 219 SOUTHERN CREDIT CORPORATION, MALVERN Population 10,163 H ot Spring County Chartered October 9 ,1 9 5 9 P.O. Box 400 Telephone Number 332-2462 Zip Code 72104 Act III, Industrial Loan Institution (Not engaged in commercial banking] Principal Officers: Directors: *W.H. M cC lure.............................President Layne Sparks ........................Comptroller George L. McClure, Sr.............. Treasurer W. Henry McClure George L. McClure Jam es C. Cole Jewelle Johnson Dr. A. J. Wilks Ray Cook Layne Sparks George L. McClure, Jr. Frank R. McClure Vance Jernigan, Director Em eritus ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Cash & due from depositories............. Oblig. of States and political subdivisions All other securities . . . . Excess funds sold and sec. resell agreements Loans, N e t................... Bank premises, furniture & fixtures .. All other a s s e ts ............ MU. Thou. TOTAL......................... 8 847 946 100 3 976 200 3 382 30 213 Liabilities Time & savings dep., ind., part., corp......... Total D eposits.......... All other liabilities . . . . Total Liabilities........ mu. Thou. 7 628 7 628 216 7 844 Equity Capital Capital (#sh. au. 30,000) 242 (#sh. outst. 12,100) Surplus............ 458 Undivided profits and capital reserve............ 303 Total equity capital.. 1 003 TOTAL......................... 8 847 State of Arkansas: 220 Bank Department HALLMARK LOAN AND INVESTMENT CORPORATION, NORTH LITTLE ROCK Population 64,419 Pulaski County Chartered October 21, 1927 P.O. Box 5821 Telephone Number 376-3523 Zip Code 72119 Act III, Industrial Loan Institution (Not engaged in commercial banking) Principal Officers: *D.M. Fitzgerald ........................President E velyn L. Powell .................... Vice Pres. Sec.-A sst. Treas. Dorrance A. W illiam s ........... A sst. Sec. William Brandon ......................Treasurer Directors: D.M . Fitzgerald Evelyn L. Powell Dorrance A. W illiams William Brandon Dale Helton ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories................ 2 977 L oans,N et..................... 5 640 Bank premises, furniture & fixtures . . 212 All other a s s e ts ........... 251 Liabilities Mil. Thou. Demand deposits, ind., part., corp......... 1 262 Time & savings dep., ind., part., corp......... 7 226 Total Deposits......... 8 488 All other liabilities . . . . 154 Total Liabilities........ 8 642 Equity Capital Capital (#sh. au. 300,000) 198 (#sh. outst. 195,580) Surplus......................... 170 Undivided profits and capital reserve......... ........... 70 Total equity capital. . 438 TOTAL 9 080 TOTAL 9 080 Seventieth Report 221 NATIONAL CREDIT CORPORATION, PINE BLUFF Population 56,576 Jefferson County Chartered April 13, 1941 P.O. B ox 5317 Telephone Number 534-3250 Zip Code 71601 Act III, Industrial Loan Institution (Not engaged in commercial banking) Directors: Principal Officers: ♦Albert F. O t t e n ..................................CEO George E. Puddephatt . . . . Vice Pres. & Secretary Paul Burge Morrell Gathright Kenneth Glover Irwin Raymond Simon Joseph George Makris Jam es T. McFall W alter Simpson William C. Southard ♦Designates Chief Executive Officer STATEMENT AS OF JUNE 30,1984 Assets Mil. Thou. Cash & due from depositories............. 2 891 All other securities . . . . 958 Excess funds sold and sec. resell agreements 1 350 Loans, N e t................... 13 941 Bank premises, furniture & fixtures . . 289 All other a s s e ts ........... 571 TOTAL 20 000 Liabilities Mil. Thou. Time & savings dep., ind., part., corp......... 18 665 Total D eposits.......... 18 665 All other liabilities . . . . 366 Total Liabilities........ 19 031 Equity Capital Capital (#sh. au. 10,000) (#sh. outst. 6,250) Surplus............ 875 Undivided profits and capital reserve............ Total equity capital.. TOTAL 125 (31) 969 20 000