View original document

The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.

REPORT OF
THE

BANK COMMISSIONER




OF ARKANSAS
1984

BILL CLINTON
Governor
MARLIN D. JACKSON
Bank Commissioner




THE
FEDERAL
RESERVE
RANKof
ST. UOIIS

R esea rch Library

SEVENTIETH REPORT
OF THE

BANK COMMISSIONER
OF THE
STATE OF ARKANSAS

FOR THE YEAR ENDED JUNE 30,1984




MARLIN D. JACKSON
Bank Commissioner

STATE OF ARKANSAS
OFFICE OF STATE BANK DEPARTMENT
August 23, 1984
To the Honorable Bill Clinton
Governor of Arkansas
Dear Governor:
In compliance with the provisions of Act 113 of 1913 (now found in
Section 67-111, Arkansas Statutes of 1947), I submit for your con­
sideration and information, the Seventieth Annual Report of the State
Bank Department for the fiscal year ended June 30,1984.
At June 30,1984, there were 185 State-chartered commercial banks
under supervision of the State Bank Department. During the past fiscal
year The Corning Bank, Corning, Arkansas was declared insolvent and
ordered closed on June 15, 1984. The bank’s assets were purchased by
First Paragould Bankshares Inc. and reopened under the name of Corn­
ing Bank.
The assets of the State banks totaled $7,232,720,000 at June 30,
1984. Total assets this time last year were $6,765,980,000 a dollar in­
crease of $466,740,000 or 6.9%.
In addition to the 185 commercial banks, this Department super­
vises 2 Trust Companies and 3 Industrial Loan Institutions, for a total
of 190 financial institutions as of June 30,1984.
In addition to the information set out above, this report reflects in
detail the condition of each of the 190 active institutions as of June 30,
1984. Also given is information pertaining to Bank Department and
federal supervisory agency personnel and personnel of the Arkansas
Bankers Association. A statement showing the receipts and disburse­
ments of the Bank Department is also included.




Respectfully,
MARLIN D. JACKSON
Bank Commissioner

Seventieth Report

3

LEGAL HOLIDAYS

New Year’s D a y ...........................

January 1.

Robert E. L ee’s B ir t h d a y .........

January 19.

George W ashington’s Birthday

Third Monday in
February.

Memorial D ay .............................

Last Monday in May.

Independence D a y .......................

July 4.

Labor D a y ......................................

First M onday in Sept.

V eterans’ D ay .............................

November 11.

Thanksgiving D a y .......................

Fourth Thursday in
November.

Christmas E v e .............................

December 24.

Christmas D a y .............................

December 25.

All Bills of E xchange, drafts, or Prom issory N otes, which shall become pay­
able on a legal holiday shall be payable on the day next succeeding such
holiday. In case any legal holiday falls on Sunday, the next succeeding Monday
shall be a legal holiday in its stead.




4

State of Arkansas:

Bank Department

DEPARTMENTAL ROSTER
Marlin D. Jackson....................................................Bank Commissioner
Don R. Clark............................................ Assistant Bank Commissioner
Candace A. Franks.................................................................DepartmentAttorney
Gregory M. Stewart ...................................Bank Review Administrator
Jackie Dicus.................................................................Financial Analyst
Janie H o u se.......................................................................Accountant II
Cynthia N ixon........................................................................... ExecutiveSecretary
Pat W allis.......................................... Management Support Technician
Eloise W illiams.................................................................................LegalSecretary
Sylvia H oke............................................................................ Secretary I
Lisa Phillips............................................................................ Secretary I

AREA SUPERVISORS
Larry M. Hillyard

W. Keith Melson

Eddie E. Fitzhugh

TRUST EXAMINER
Cynthia A. White

FINANCIAL EXAMINER SUPERVISOR
Burnis Posey
William R. Milum
Mark J . Pennebaker

Steven L. Bryan
Luther Guinn

FINANCIAL EXAMINER II
William A . Whitmore
H. Wilks Marshall, Jr.
Carolyn J . Paschal

Dianne Lefear
James M. Franklin
Peter G. Fotioo

FINANCIAL EXAMINER I
Tony L. Singer
Neal T. Ainley
William O. Hall

Mark R. Ryan
David W. Dudley

FINANCIAL EXAMINER TRAINEE
Kirk L. Lee
Richard D. Buzbee
W. Gene Miller
M. Dianne Wright



Julian E. Rainey
Shirley L. Taylor
Jay S. Smith

Seventieth Report

5

COMMISSIONERS OF THE
STATE BANK DEPARTMENT
STATE OF ARKANSAS

No. Name
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.

Date of Appointment

John M. D a v is............. October 6,1913
A.J. R e a p ..................... October 3,1918
W.T. Maxwell............... March 22,1919
Charles McKee............. September 1,1921
Loid Rainwater............. July 28,1925
Walter E. T a y lo r..........February 8,1927
Marion W asso n ............January 10,1933
Grover S. Jernigan........January 12,1937
Thomas W. Leggett. . . .January 14,1941
S.J.D ean....................... February 1,1949
Ed I. McKinley, J r ........ December 31,1949
A.R. M erritt................. March 14,1953
Dick Sim pson............... February 8,1955
H.C. A d a m s................. March 3,1967
Don R. Clark( Acting) . . March 16, 1979
B.J. Lambert, J r ............April 19,1979
Marlin D. Jack so n ........April 15, 1983




Date Service Ended
October 3,1918
March 22,1919
September 1,1921
July 28,1925
February 8,1927
January 10,1933
January 12,1937
January 14,1941
February 1,1949
December 31,1949
March 14,1953
February 8,1955
March 2,1967
March 16,1979
April 19,1979
April 15,1983

6

State of Arkansas:

Bank Department

The following is a statement showing the receipts and disbursements
of the State Bank Department from July 1,1983 through June 30,1984.

RECEIPTS
Cash Balance June 30,1983 ..............................................$
Examination and Assessment Fees ...........1,494,892.58
Charter and Amendment F ees...................
16,427.31
Teller’s Facility Application
and all Protest Fees.................................
17,700.00
Penalties for Reserve Deficiencies.............
244.54
Miscellaneous F e e s ....................................
1,295.04
Reimbursement for M & R S a le s...............
6,594.75
Warrant Cancellations ...............................
690.04
Refund of Expenditures.............................
1,527.09

437,962.31

1,539,371.35
$1,977,333.66

DISBURSEMENTS
Salaries ......................................................... 663,313.33
Maintenance and General O perations.......... 281,005.82
S.S., Retirement and Insurance Matching . . 143,535.29
Professional Services and F e e s..................... 22,813.93
Conference Fees and Travel........................... 36,347.43
Capital Outlay................................................ 58,006.37
Service Charge by State Treasurer............... 22,935.96
Cash Balance June 30,1984 ............................................




1,227,958.13
749,375.53
$1,977,333.66

Seventieth Report

ARKANSAS BANKERS ASSOCIATION
221 W. Second Street
Suite 1027
Little Rock, Arkansas 72201
Phone: (501)376-3741
President
First Vice President
Second Vice President
Treasurer
To 1985

To 1986

To 1987

Past Presidents

Members at Large
Ex-Officio Members

Executive Director

John M. Lewis, Chairman
First National Bank, Fayetteville, Arkansas 72702
B. Gene Staton, President
DeWitt Bank & Trust Company, DeWitt, Arkansas 72042
William H. Handy, President
The First National Bank, El Dorado, Arkansas 71730
Ronald R. Tullos, President
National Bank of Arkansas, North Little Rock Arkansas 72116
James Stobaugh, President
National Bank of Commerce, Pine Bluff
Max Taylor, President
Smackover State Bank, Smackover
Sloan Rainwater, Chairman & President
Bank of Northeast Arkansas, Jonesboro
Larry Kinard, Executive Vice President
Citizens Bank, Booneville
James C. Rieff, President
Farmers & Merchants Bank, Prairie Grove
Ray L. Cash, President
Arkansas Bank & Trust Company, Hot Springs
Howell N. Davis. President
Simmons First National Bank, Pine Bluff
Howard M. Qualls, President
State First National Bank, Texarkana
J C Stuckey, Chairman & President
Bank of Trumann. Trumann
William H. Brandon. Jr., President
First National Bank of Phillips County, Helena
William H. Bowen, Chairman
First Commercial Bank. N.A.. Little Rock
William H. Kennedy, Jr.. Chairman
National Bank of Commerce, Pine Bluff
A1 Harkins, President
First State Bank. Sherwood
H. Charles Carvill
The Arkansas Bankers Association
Little Rock. Arkansas 72201

YOUNG BANKER SECTION OFFICERS
President
Sr. Vice President
Vice President
Secretary
Treasurer
AIB Coordinator




Holly Eddins. Assistant Vice President
Worthen Bank & Trust Company. N.A., Little Rock
Paul Nipper. Assistant Vice President
First National Bank, Ashdown
Robert D. Huff, Installment Loan Officer
First National Bank of Phillips County, Helena
Steve Trusty, Assistant Vice President
Mcllroy Bank & Trust, Fayetteville
Cathy H. Owen. Secretary/Treasurer
First State Bank, Sherwood
Thelma Gail McCormack. Assistant Vice President
Merchants National Bank, Fort Smith

7

State of Arkansas:

8

Bank Department

COMPTROLLER OF THE CURRENCY
Southwestern District
1201 Elm Street, Suite 3800
Dallas, Texas 75270
Telephone Number 767-4400
Area Code 214
Deputy Comptroller........................................... Clifton A. Poole, Jr.
District Administrator....................................... John A. Bodnar
Director for Administration............................... Stephen R. Steinbrink
Director for Analysis ......................................... Preston Morrow
Director for Bank Supervision............................Charles F. Stuart
District Counsel .................................................Patrick Parise

FEDERAL RESERVE BANK
OF ST. LOUIS, MISSOURI
DISTRICT NO. 8
Telephone Number 444-8444
Area Code 314
P resident........................................................... Theodore H. Roberts
First Vice P resident.......................................... Joseph P. Garbarini
Senior Vice President........................................ A.B. Balbach
Senior Vice P resident........................................ Robert E. Matthews
Senior Vice President, General Counsel
& Secretary....................................................F. Garland Russell, Jr.
Senior Vice President........................................ Harold E . Uthoff
Senior Vice President........................................ Ben C. Wade
Vice President....................................................Ruth A. Bryant
Vice President....................................................Albert E. Burger
Vice President, Deputy Counsel
& Assistant Secretary.................................... Joan P. Cronin
Vice President....................................................Charles R. Halbrook
Vice President....................................................James R. Kennedy
Vice President....................................................Michael T. Moriarty
Vice President & Controller...............................Martha L. Perine
Vice President....................................................William J. Sneed
Vice President....................................................Warren T. Snover
Vice President....................................................Robert W. Thomas
General Auditor ................................................Richard E. Kay

LITTLE ROCK BRANCH
FEDERAL RESERVE BANK
OF ST. LOUIS, MISSOURI
Telephone Number 372-5451
Area Code 501
Vice President and M anager.............................John F. Breen
Assistant Vice P resident.................................. David T. Rennie



Seventieth Report

9

FEDERAL DEPOSIT INSURANCE CORPORATION
MEMPHIS REGION
One Commerce Square, Suite 1800
Memphis, Tennessee 38103
Telephone Number 521-3872
Area Code 901
Regional D irector................... .................................Sandra A. Waldrop
Assistant Regional D irector...............................Raymond M. Glass, Jr.
Assistant Regional Director ...................................... George P. Muraco

EXAMINERS FOR ARKANSAS
* Jerry D. Pickinpaugh.........................................................Little Rock
Rickey M. B runner.............................................................Little Rock
Billy W . Carroll.................................................................. Little Rock
Jack P. Court, J r ................................................................. Little Rock
Jerry L. D uncan.................................................................Little Rock
J.S. Henley ........................................................................ Little Rock
Karl F . K auffman...............................................................Little Rock
Dwight D. McKee...............................................................Little Rock
Harvey L. Melton ............................................................. Little Rock
John W. Robertson, J r ........................................................Little Rock
Arthur R. Sansom...............................................................Little Rock
* Ronny G. Parham ..................................................................Memphis
David L. B ow en......................................................................Memphis
James A. Colvin......................................................................Memphis
Billy F. Couch......................................................................... Memphis
William D. D e n t......................................................................Memphis
Etheridge B. Hampton, J r ...................................................... Memphis
Arthur B. Monroe ..................................................................Memphis
Richard W. R ile y ....................................................................Memphis
Leigh A. Sisk ......................................................................... Memphis
* John M. Futrell....................................................................Greenwood
James R. G ortney................................................................Greenwood
Robert A. N a n tz ..................................................................Greenwood
* Don R. T urner......................................................................Shreveport
Nelma E. Honeycutt............................................................ Shreveport
Charles W. K im sey..............................................................Shreveport
Luther S. Litchfield, J r .........................................................Shreveport
Charles C. S m ith..................................................................Shreveport
Kenneth G. Smith, J r ........................................................... Shreveport
* Field Office Supervisor



10

State of Arkansas:

Bank Department

STATE BANK DEPARTMENT
STATE OF ARKANSAS
ABSTRACT OF REPORTS OF CONDITION OF
STATE BANKS IN ARKANSAS
AS OF JUNE 30,1984

(With Comparative Statement as of June 30,1983, reported
in billions, millions &nearest thousand)

COMMERCIAL BANKS ONLY

ASSETS
Cash and due from
depository in stitutions...........
Securities .................................
Excess funds sold and
securities purchased under
agreements to resell..............
Loans, Net ...............................
Bank premises, furniture and
fixtures, and other assets
representing bank premises .
All other assets .......................
TOTAL ASSETS ...................




June 30,1984
185 Banks
Mil. Thou.

June 30.1983
187 Banks
Mil. Thou.

Increase
(Decrease)
Mil. Thou.

$ 640,188
2,409,641

$ 536,406
2,302,616

$103,782
107,025

177,654
3,690,032

327,025
3,297,532

(149,371)
392,500

122,057
193,148

119,714
182,687

2,343
10,461

$7,232,720

$6,765,980

$466,740

Seventieth Report

LIABILITIES

June 30,1984
185 Banks
Mil. Thou.

11

June 30,1983
187 Banks
Mil.

Thou.

Increase
(Decrease)
Mil. Thou.

$6,386,722

$5,900,363

$486,359

Excess funds purchased and
securities sold under
agreements to repurchase . . .
All other liabilities...................

74,813
114,089

144,763
102,358

(69,950)
11,731

TOTAL L IA B IL IT IE S ..........

6,575,624

6,147,484

428,140

TOTAL DEPOSITS

EQUITY CAPITAL
Capital stock ......................... .
S urplus....................................
Undivided profits and
capital reserves ...................

103,955
225,043

96,350
198,431

7,605
26,612

308,398

301,320

7,078

TOTAL EQUITY CAPITAL..

637,396

596,101

41,295

19,700

22,395

(2,695)

$7,232,720

$6,765,980

$466,740

Subordinated notes and
debentures.............
TOTAL LIABILITIES AND
EQUITY C A PITA L.............




COMPARATIVE STATEMENT SHOWING THE CONDITION OF STATE BANKS AND
OTHER FINANCIAL INSTITUTIONS FOR PAST THIRTY-FIVE YEARS
D ate

176
177
178
177
178
179
.......................182
183
.......................183
182
182
181
.......................182
184
184
181
181
183
183
184
186
190
189
.......................189
189
190
189
193
193
197
197
197
196
192
190

354,288,100
358,571,300
383,178,600
398,584,300
411,324,600
430,059,100
460,899,300
470.719,000
503,671,700
543,739,400
570,442,400
612,166,700
678,287,800
768,113,400
807,558,600
873,276,600
989,004,700
1,061,757,391
1,131,416,659
1,241,796,969
1,359,632,702
1,597,107,432
1,878,549,252
1,945,756,869
2,297,681,593
2,539,093,884
2,840,548,000
3,238,833,000
3,637,925,000
4,077,989,000
4,418,488,000
4,916,390,000
5,325,145,000
5,930,166,000
6,421,503,000

Loans and
D iscounts
94,148,700
108,035,400
120,769,700
125,554,200
159,028,000
158,246,800
190,365,300
187,089,200
202,943,500
229,693,600
253,908,500
280,359,500
323,914,100
385,157,700
435,202,600
491,193,100
541,711,900
599,813,633
626,212,026
707,282,836
771,945,349
910,097,287
1,097,787,057
1,122,127,159
1,427,913,448
1,554,933,410
1,612,543,000
2,009,127,000
2,351,893,000
2,719,788,000
2,613,607,000
2,903,208,000
3,240,537,000
3,318,589,000
3.714,592,000

Capital
Structure
29,064,500
31.611.000
34,416,400
37,166,600
40,797,700
42,559,300
46,686,200
50,275,400
54,163,400
57,409,200
62,805,700
67,604,600
73,092,400
78,504,900
85,282,000
91,300,600
93,953,700
105,525,167
109,561,715
124,896,757
136,660,445
153,776,789
171,803,107
174,062,867
203,390,026
229,170,894
262,085,000
292,632,000
328,341,000
408,364,000
444,058,000
503,148,000
571,698,000
633,785,000
653,012,000

Total
A ssets
383.815.000
390.770.400
417.987.700
436.430.100
452,551.900
473,034.400
508.372.900
522.434.100
559.229.900
603.550.700
635,861.400
682.081.000
753.781.000
850,420,100
899,327,800
971.899.600
1.092.481.100
1,178.017,804
1.252,920.292
1,396.120,381
1.537,588,150
1.807.803,479
2.159.026,663
2.187,100.047
2,582,751.671
2,878,595.314
3.158.963.000
3.615,433.000
4.075.110.000
4.594.660,000
5.055,712,000
5,624.553,000
6,207,876,000
6,812.345.000
7,284,018,000

Bank Department




D eposits

State of Arkansas:

June 30,1950
June 30,1951
June 30. 1952
June 30,1953
June 30,1954
June 30,1955
June 30,1956
June 29,1957
June 30,1958
June 30,1959
June 30,1960
June 30,1961
June 30,1962
June 29,1963
June 30,1964
June 30,1965
June 30,1966
June 30,1967
June 30,1968
June 30,1969
June 30,1970
June 30,1971
June 30,1972
June 30,1973
June 30,1974
June 30,1975
June 30,1976
June 30,1977
June 30,1978
June 30,1979
June 30,1980
June 30,1981
June 30,1982
June 30,1983
June 30,1984

Number

£

Seventieth Report

13

NATIONAL BANKS IN ARKANSAS
N am e

The First National Bank

First N ational Bank of Eastern Arkansas




Location

County

Altheimer
Ashdown
A sh Flat
B ates ville
Berryville
Blytheville
Brinkley
Camden
Conway
Crossett
DeQueen
D eW itt
Dierks
El Dorado
El Dorado
F ayetteville
F ayetteville
Fordyce
Forrest City
Fort Smith
Fort Smith
Fort Smith
Glenwood
Green Forest
Gurdon
Harrison
Helena
Helena
Hope
Hope
Hot Springs
Hot Springs
Hughes
H untsville
Jacksonville
Lewisville
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
Magnolia
Malvern
Marianna
McGehee
Mena

Jefferson
Little River
Sharp
Independence
Carroll
M ississippi
Monroe
Ouachita
Faulkner
A shley
Sevier
Arkansas
Howard
Union
Union
W ashington
W ashington
Dallas
St. Francis
Sebastian
Sebastian
Sebastian
Pike
Carroll
Clark
Boone
Phillips
Phillips
Hem pstead
Hem pstead
Garland
Garland
St. Francis
M adison
Pulaski
Lafayette
Pulaski
Pulaski
Pulaski
Pulaski
Pulaski
Columbia
H ot Springs
Lee
D esha
Polk

State of Arkansas: B ank Department

14

NATIONAL BANKS IN ARKANSAS (CON’T)
Name

First National Bank




Location
. N ashville
. N ashville
No. Little Rock
. No. Little Rock
. Osceola
Paragould
Paris
. Pine Bluff
. Pine Bluff
Pine Bluff
. Quitman
. Rogers
. Russellville
Searcy
. Sheridan
Siloam Springs
. Springdale
. Stuttgart
. Texarkana
Texarkana
. Trumann
Tuckerman
. W alnut Ridge
W alnut Ridge
. W est Memphis
. W est Memphis
W ynne

County
Howard
Howard
Pulaski
Pulaski
M ississippi
Greene
Logan
Jefferson
Jefferson
Jefferson
Cleburne
Benton
Pope
W hite
Grant
Benton
W ashington
Arkansas
Miller
Miller
Poinsett
Jackson
Lawrence
Lawrence
Crittenden
Crittenden
Cross

15

Seventieth Report

NUMBER OF STATE AND NATIONAL BANKS BY
COUNTIES
WITH THE NUMBER OF THEIR M AN NED
BANKING FACILITIES IN OTHER LOCATIONS
County

State
Banks

Arkansas................. ...............
Ashley..................... ...............
B axter..................... ...............
Benton..................... ...............
Boone ..................... ...............
B radley................... ...............
Calhoun................... ...............
Carroll..................... ...............
C hicot..................... ...............
C la rk ....................... ...............
C lay......................... ...............
Cleburne................. ...............
Cleveland ............... ...............
Columbia................. ...............
Conway................... ...............
Craighead............... ...............
Crawford................. ...............
Crittenden............... ...............
C ross....................... ...............
Dallas ..................... ...............
Desha ..................... ...............
D rew ....................... ...............
Faulkner................. ...............
Franklin ................. ...............
F u lto n ..................... ...............
G arland................... ...............
G rant....................... ...............
Greene..................... ...............
H empstead............. ...............
Hot S p rin g ............. ...............
H ow ard...................
Independence ......... ...............
Iz a rd ....................... ...............
Jackson ................... ...............
Jefferson.................
Johnson................... ...............
Lafayette ............... ...............
Lawrence..................................
Lee........................... ...............
Lincoln ................... ...............
Little R iver............... ...............
Logan ......................................
Lonoke ....................................



3
6
2
7
1
2
1
1
5
5
3
2
2
3
2
6
4
3
3
2
3
2
1
2
2
1
1
1
1
1
2
2
3
2
3
2
1
2
1
2
5

National
Banks
2
1
2
1

Banking Facilities
(Outside of Cities)
1
4
2
7
3
2

2
1
1
1

2
1
1
1
1
2
1
1
2
1
3
1
1
4
1
2
1
1
1

2
2
2
1
3
2
6
3
2
1
3
1
6
2
1
3
1
2
3
4
3
4
3
5
1
1
2
3
2

State of Arkansas:

16

Bank Department

BANKING FACILITIES BY COUNTIES (CON’T)
County

State
Banks

Madison ...................................
Marion......................................
Miller........................................
M ississippi...............................
M onroe....................................
Montgomery.............................
Nevada ....................................
N ew ton....................................
O uachita...................................
P e rry ........................................
P hillips....................................
P ik e ..........................................
Poinsett.....................................
P o lk ..........................................
Pope..........................................
Prairie......................................
P u la sk i....................................
Randolph .................................
St. Francis ...............................
Saline........................................
S c o tt........................................
Searcy......................................
Sebastian .................................
Sevier ......................................
Sharp........................................
Stone........................................
Union........................................
Van Buren.................................
W ashington.............................
W hite........................................
Woodruff..................................
Yell ..........................................

♦See pages 17, 18 and 19 for locations




1
2
5
3
1
1
1
3
1
3
3
6
1
3
1
4
3
1
2
2
2
3
3
3
1
4
1
5
7
2
4
185

National
Banks
1
2
2
1

1
2
1
1
1
1
8
2

3
1
1
2
3
1
” 73

Banking Facilities
(Outside of Cities)
1
2
1
4

1
4

1
3
3
1
3
1
3
2
4
2
2
3
3
3
1
1
* 142

Seventieth Report

17

STATE BANKS OPERATING M ANNED BANKING
FACILITIES OUTSIDE THE CITIES OF
THE MAIN BANK LOCATIONS
Name of Bank

Location

. .Alma
Commercial Bank at Alma
. Alma
Commercial Bank at Alma
Elk Horn Bank & Trust Co . . Arkadelphia
Bank of A shdow n.................. Ashdown
. Bald Knob
Citizens State Bank
The Citizens Bank ................ . Batesville
Benton
Benton State Bank
Benton
Union Bank of Benton
Bank of B entonville.............. Bentonville
Bank of Bentonville
Bentonville
Citizens B a n k ........................ Bentonville
Citizens B a n k ........................ Bentonville
Farmers Bank & Trust Co . Blytheville
Citizens B a n k ........................ Booneville
Booneville
Citizens Bank
Bank of C a b o t........................ . Cabot
State Bank of Calico Rock
Calico Rock
The Merchants &
Planters B a n k .................... Camden
The Merchants & ..................
Camden
Planters Bank
Citizens Bank & T r u s t.......... Carlisle
American State B ank............ . Charleston
Arkansas State Bank
Clarksville
Arkansas State B a n k ............ . Clarksville
Farmers Bank & T ru s t............ Clarksville
Clinton State B ank.................. . Clinton
Clinton State B ank.................. Clinton
Clinton State B ank.................. Clinton
First State Bank & Trust Co. Conway
First State Bank & Trust Co. Conway
First State Bank & Trust Co. Conway
Corning
The Corning Bank
The Corning Bank .................. Corning
First State B a n k ...................... Crossett
Decatur State B a n k ................ Decatur
Dover
Bank of Dover
Bank of D over.......................... Dover
Earle State Bank .................... Earle
The Exchange Bank & Trust Co El Dorado
Flippin
Citizens Bank & Trust Co.
Forrest City
Planters Bank & Trust Co.
. Forrest City
Planters Bank & Trust Co.
First State B an k ...................... . Gould
Farmers B a n k .......................... Greenwood
Farmers B a n k .......................... . Greenwood
Farmers B a n k .......................... Greenwood
. Gurdon
Clark County Bank
Harrison
The Security Bank
Harrison
The Security Bank
Hazen
The First State Bank
The Cleburne County Bank
. Heber Springs
Heber Springs State Bank
Heber Springs



Location of
Facility

County

Dyer
Mountainburg
Caddo Valley
Foreman
Bradford
Southside
Bryant
Bryant
Bella Vista
Centerton
Bella Vista
Cave Springs
Gosnel
Magazine
CaulksvilleRatcliff
Ward
Mt. Pleasant

Crawford
Crawford
Clark
Little River
White
Independence
Saline
Saline
Benton
Benton
Benton
Benton
Mississippi
Logan

East Camden

Ouachita

Chidester
Humnoke
Altus
Hartman
Lamar
Coal Hill
Damascus
Fairfield Bay
Shirley
Greenbrier
Mayflower
Vilonia
Knobel
Success
No. Crossett
Gentry
Hector
London
Crawfordsville
Huttig
Summit
Cotton Plant
DeVails Bluff
Grady
Bonanza
Hackett
Hartford
Okolona
Alpena
Lead Hill
Biscoe
Greers Ferry
Greers Ferry

Ouachita
Lonoke
Franklin
Johnson
Johnson
Johnson
Van Buren
Van Buren
Van Buren
Faulkner
Faulkner
Faulkner
Clay
Clay
Ashley
Benton
Pope
Pope
Crittenden
Union
Marion
Woodruff
Prairie
Lincoln
Sebastian
Sebastian
Sebastian
Clark
Boone
Boone
Prairie
Cleburne
Cleburne

Logan
Lonoke
Izard

18

State of Arkansas:

Bank Department

STATE BANKS OPERATING FACILITIES
IN OTHER LOCATIONS (CON’T)
Name of Bank
Arkansas Bank & Trust Co.
Bank of Imboden
First Jacksonville B ank..........
Newton County Bank ............
Bank of Northeast Arkansas
Citizens Bank of Jonesboro . .
Citizens Bank of Jonesboro .
First Bank & Trust of
Jonesboro
Mercantile Bank
Mercantile Bank
Citizens Bank of Lavaca
McGehee Bank
McGehee Bank
McGehee Bank
The Bank of North Arkansas
The Bank of North Arkansas
The Bank of North Arkansas
The Union Bank of Mena
The Union Bank of M ena........
Union Bank & Trust Co...........
The First State Bank
Morrilton Security Bank
First Bank & Trust Co. of
Mountain Home
First Bank & Trust Co. of
Mountain Home
Pike County Bank ..................
Bank of Newark
Bank of New Edinburg
Bank of Ozark
Security B a n k .........................
First State Bank
The Lawrence County Bank
The Lawrence County Bank
Portland Bank
Farmers & Merchants Bank
Farmers & Merchants Bank
Peoples Bank & Trust Co.
Bank of Salem
First Security Bank
First Security Bank
First State Bank
Smackover State Bank
First State Bank
Bank of Tuckerman
Bank of Tuckerman
Citizens Bank & Trust Co. . .
The Peoples Bank
The Peoples Bank
First State Bank of Warren
Warren Bank & Trust Co.
Bank of Weiner
Bank of Wilson
Cross County Bank
Bank of Yellville



Location
Hot Springs
Imboden
Jacksonville
Jasper
Jonesboro
.Jonesboro
Jonesboro
Jonesboro
Jonesboro
Jonesboro
Lavaca
McGehee
McGehee
McGehee
Melbourne
Melbourne
Melbourne
Mena
Mena
Monticello
Morrilton
Morrilton
Mountain
Home
Mountain
Home
Murfreesboro
Newark
New Edinburg
Ozark
Paragould
Plainview
Portia
Portia
Portland
Prairie Grove
Reyno
Russellville
Salem
Searcy
Searcy
Sherwood
Smackover
Springdale
Tuckerman
Tuckerman
Van Buren
Waldo
Waldo
Wafren
W arren
Weiner
Wilson
Wynne
Yellville

Location of
Facility

County

Hot Springs
Village
Strawberry
Gravel Ridge
Western Grove
Bay
Cash
Lake City

Garland
Lawrence
Pulaski
Newton
Craighead
Craighead
Craighead

Bono
Bay
Bono
Barling
Arkansas City
Tillar
Watson
Franklin
Horseshoe Bend
Oxford
Hatfield
Wickes
Wilmar
Plumerville
Plumerville

Craighead
Craighead
Craighead
Sebastian
Desha
Desha
Desha
Izard
Izard
Izard
Polk
Polk
Drew
Conway
Conway

Lakeview

Baxter

Gassville
Mineral Springs
Oil Trough
Kingsland
Altus
Marmaduke
Ola
Lynn
Smithville
Montrose
F armington
Maynard
Pottsville
Viola
McRae
Pangburn
Gravel Ridge
Norphlet
Tonitown
Swifton
Grubbs
Mountainberg
Emerson
McNeil
Hermitage
Hermitage
Fisher
Keiser
Hickory Ridge
Bull Shoals

Baxter
Howard
Independence
Cleveland
Franklin
Green
Yell
Lawrence
Lawrence
Ashley
Washington
Randolph
Pope
Fulton
White
White
Pulaski
Union
Washington
Jackson
Jackson
Crawford
Columbia
Columbia
Bradley
Bradley
Poinsett
Mississippi
Cross
Marion

19

Seventieth Report

NATIONAL BANKS OPERATING M ANNED
BANKING FACILITIES OUTSIDE THE
CITIES OF THE MAIN BANK LOCATIONS
Name of Bank
The First National Bank
of Sharp C o u n ty ....................
First N ational B a n k ..................
First National B a n k ..................
First National B a n k ..................
First N ational B a n k ..................
The First N ational B a n k .........
The First National B a n k .........
The First N ational B a n k .........
First N ational B a n k ..................
First N ational B a n k ..................
The First National B a n k .........
First N ational Bank of
Eastern A rk an sas..................
First N ational Bank of
Eastern A rk an sas..................
First National Bank of
Eastern Arkansas
The First National B a n k .........
First National B a n k ..................
First N ational B a n k ..................
First National B a n k ..................
First Commercial
Bank, N .A .................................
First National B a n k ..................
First National B a n k ..................
First National B a n k ..................
The First National B a n k .........
First National B a n k ..................
First N ational B a n k ..................
The First N ational B a n k .........
National Bank of Commerce .
Pine Bluff National Bank . . . .
Simmons First N ational Bank
Simmons First N ational Bank
First National B a n k ..................
First National B a n k ..................
First National B a n k ..................
Commercial National Bank
The State First National Bank
Jackson County National
B a n k ...........................................
Citizens National B a n k ...........
The First National Bank of
Lawrence C o u n ty ..................
Fidelity National B a n k ...........




Location

Location of
Facility

<C ounty

. A sh Flat
. Batesville
. Batesville
. Camden
. Camden
. Conway
. Conway
. Conway
C rossett
. Crossett
F ayetteville

Cherokee Village
Hardy
Pleasant Plains
Chidester
E ast Camden
Greenbrier
Mayflower
Vilonia
Fountain Hill
No. Crossett
W est Fork

Sharp
Sharp
Independence
Ouachita
Ouachita
Faulkner
F aulkner
Faulkner
Ashley
Ashley
W ashington

. Forrest City

Colt

St. Francis

. Forrest City

Palestine

St. Francis

Forrest City
Harrison
. H ot Springs
H ot Springs
H untsville

W heatley
Diamond City
Hot Springs Vil.
Mtn. Pine
Hindsville

St. Francis
Boone
Garland
Garland
Madison

. Little Rock
Magnolia
. Marianna
. Mena
. N ashville
Osceola
Osceola
Paris

Maumelle
Taylor
Moro
Cove
Mineral Springs
Joiner
Luxora
CaulksvilleRatcliffe
Red field
Whitehall
Sherrill
Whitehall
Lowell
Gentry
Humphrey
Fouke
Foreman

Pulaski
Columbia
Lee
Polk
Howard
M ississippi
M ississippi
Logan
Jefferson
Jefferson
Jefferson
Jefferson
Benton
Benton
Arkansas
Miller
Little River

Diaz
Hoxie

Jackson
Lawrence

Black Rock
Turrell

Lawrence
Crittenden

. Pine Bluff
Pine Bluff
Pine Bluff
Pine Bluff
Rogers
. Siloam Springs
Stuttgart
Texarkana
Texarkana
Tuckerman
W alnut Ridge
W alnut Ridge
. W. Memphis

20

State of Arkansas:

Bank Department

MEMBERS OF FEDERAL RESERVE SYSTEM
Name of Bank & Location
The Citizens Bank
Batesville
Farmers Bank & Trust Company
Blytheville
Arkansas Bank & Trust Company
Hot Springs
Peoples Bank & Loan Company
Lewisville

Date of Admission
April 15,1953
August 23,1918
September 25,1942
July 26,1945

TRUST COMPANIES AND OTHER INSTITUTIONS
NOT ENGAGED IN COMMERCIAL BANKING,
NOT MEMBERS OF FEDERAL DEPOSIT
INSURANCE CORPORATION
TRUST COMPANIES
NAME
LOCATION
Jones Investment & Trust Co.........................................Little Rock
Metropolitan Trust Company ................................ No. Little Rock

INDUSTRIAL LOAN INSTITUTIONS, ACT 111
NAME
LOCATION
Southern Credit Corporation.............................................. Malvern
Hallmark Loan & Invest. Corp............................ North Little Rock
National Credit Corporation........................................... Pine Bluff




Seventieth Report

21

AMENDMENTS ALTERING CAPITAL STRUCTURE
July 1,1983 to June 30,1984
1. Commercial Bank at Alma, increased Capital from $100,000 to
$200,000 through payment of a stock dividend.
2. The Citizens Bank, Batesville, increased Capital from $700,000 to
$1,400,000 through a stock dividend under which $700,000 shall be
transferred from Undivided Profits Account to the Capital Stock
Account.
3. Bank of Bentonville, authorized a Stock Split from 50,000 shares to
100,000 shares.
4. Farmers Bank & Trust Company, Clarksville, increased Capital
from $500,000 to $600,000 through newly issued stock.
5. Arkansas Valley Bank, Dardanelle, increased Capital from
$328,520 to $533,520 through sale of new shares.
6. Arkansas Valley Bank, Dardanelle, increased Capital from
$533,520 to $607,110 through sale of new shares.
7. Farmers & Merchants Bank, Des Arc, increased Capital from
$644,200 to $651,400 through Undvided Profit Account to Capital
Stock Account.
8. Farmers & Merchants Bank, Des Arc, increased Capital from
$651,400 to $716,540 through Undivided Profit Account to Capital
Stock Account to provide for and to declare a dividend.
9. Bank of Evening Shade, increased Capital from $100,000 to
$155,000 through issuance of additional shares.
10. Farmers Bank, Hamburg, increased Capital from $125,000 to
$750,000 through the issuance of newly authorized shares.
11. Hazen First State Bank, Hazen, increased Capital from $600,000 to
$750,000 through issuance and sale of additional shares.
12. The Heber Springs State Bank, increased Capital from $300,000 to
$600,000 through Preferred Stock.
13. Farmers Bank & Trust Company, Magnolia, increased Capital from
$100,000 to $2,500,000 through a transfer from Capital Accounts,
Capital Stock and Certified Surplus to provide for and to declare
dividend.
14. Peoples Bank & Trust Company, Mountain Home, increased Capi­
tal from $2,500,000 to $2,750,000 through a stock dividend.



22

State of Arkansas:

Bank Department

AMENDMENTS ALTERING CAPITAL STRUCTURE
(CON’T)
15. The Bank of Ozark, increased Capital from $516,250 to $684,975
through issuance of additional shares.
16. Security Bank, Paragould, increased Capital from $1,320,000 to
$2,820,000 through Common Stock and Preferred Stock through
sale of newly authorized Preferred Stock.
17. Fanners & Merchants Bank, Rogers, increased Capital from
$600,000 to $800,000 through Common Stock and Cumulative Con­
vertible Preferred Stock.
18. Farmers & Merchants Bank, Rogers, increased Capital from
$600,000 to $874,000 through newly authorized shares to Phillip
Lynn Lloyd provided that the Preemptive Rights of the other
stockholders are duly waived in waiting.
19. Arkansas State Bank, Siloam Springs, increased Capital from
$960,000 to $1,920,000 through a stock dividend out of the Un­
divided Profits.
20. Warren Bank & Trust Company, increased Capital from $600,000
to $1,200,000 through a stock dividend in the sum of $600,000 will
be paid (without further action on the part of the Directors) out of
the Undivided Profits.

AMENDMENTS CHANGING NUMBER
OF DIRECTORS
July 1,1983 to June 30,1984
1. The Bank of Bentonville, from not less than 9 but no more than 16.
2. The First State Bank, Morrilton, from not less than 5 but no more
than 12.
3. The Peoples Bank, Waldo, from not less than 7 but no more than 10.
4. Bank of West Memphis, from not less than 5 but no more than 25.




Seventieth Report

23

AMENDMENTS ADOPTING TRUST POWERS
July 1,1983 to June 30,1984
1. Citizens Bank, Booneville.
2. The Bank of Yellville, Yellville.

AMENDMENTS CHANGING LOCATION
OF BUSINESS
July 1,1983 to June 30,1984
1. Bank of New Edinburg, New Edinburg, Arkansas to Kingsland,
Arkansas.

AMENDMENT CHANGING CORPORATE NAME
July 1,1983 to June 30,1984
1. Bank of New Edinburg, authorized a change in its corporate name to
be known as “Pine State Bank.”

AM ENDMENTS CHANGING PAR VALUE
AND OTHER CHANGES
July 1,1983 to June 30,1984
1. The Stephen Security Bank, authorize a proposal to amend Articles
Third and Fourth. Article Third, (to change par value) the amount of
Capital stock in the bank shall be Two Hundred Seventy Five
Thousand Dollars ($275,000.00) par value of Common Stock divided
into 11,000 shares at a par value of $25.00 each. Article Fourth, said
Capital Stock shall have the following rights and preferences, in
addition to those provided by the law and not specifically limited
herein, Assessability Dividends, Preemptive Rights and Voting
Rights.
2. Bank of Waldo, authorized a proposal to amend Article Sixth. “No
holder of shares of the Capital Stock of any class of the bank shall
have any preemptive or preferential right of subscription to any
shares of any class of stock of the bank, whether now or hereafter
authorized or any obligations convertible into stock of the bank,
issued or sold, nor any right of subscription to any thereof other than
such, if any, as the Board of Directors, in its discretion, may from
time to time determine and at such price as the Board of Directors
may from time to time fix.”



24

State of Arkansas:

Bank Department

PERCENTAGE OF TOTAL CAPITAL TO
TOTAL ASSETS
The average percentage of total capital accounts (including Sub­
ordinated notes and debentures) to total assets of the 185 Arkansas
State Banks as of June 30, 1984 is 9.09%. The following is a list of the
commercial banks showing their individual percentages.
NAME
Commercial Bank at A lm a ..................
Bank of A m ity ......................................
Citizens First State B a n k ....................
Elk Horn Bank & Trust Company . . . .
Merchants & Planter Bank & Trust Co
Bank of A sh d o w n .................................
Bank of A tkins.......................................
The Bank of A u g u s ta ..........................
Citizens State B ank..............................
The Citizens B a n k .................................
Bank of Bearden ..................................
Citizens B a n k ........................................
First State B a n k ..................................
Benton State B a n k ..............................
The Union Bank of B enton..................
Bank of Bentonville..............................
Citizens B a n k ........................................
Bank of B lev in s....................................
Farmers Bank & Trust Company . . . .
Citizens B a n k .........................................
The Bank of B radley............................
Bank of B rinkley ..................................
Bank of Cabot ......................................
First State B a n k ..................................
The Merchants & Planters B a n k ........
Caraway B a n k ......................................
Citizens Bank & Trust ........................
Bank of Cave C ity .................................
American State B a n k ..........................
Bank of Cherry Valley..........................
Merchants & Planters B a n k ................
Arkansas State B a n k ..........................
Farmers Bank & Trust Company . . . .
Clinton State B a n k ..............................
First State Bank & Trust Company . .
The Coming B a n k .................................
First State Bank of Crossett ..............
Danville State B a n k ............................
Arkansas Valley B a n k ........................
Bank of D ardanelle..............................
Decatur State B ank..............................
Bank of D elig h t.....................................
First State Bank of De Queen ............
Dermott State B a n k ............................
First State Bank of D e rm o tt..............
The Farmers & Merchants B a n k ........
DeWitt Bank & Trust C om pany ........
Bank of D o v e r......................................




LOCATION
PERCENTAG
A lm a .................. .................. 9.79
A m ity ................ .................. 13.89
Arkadelphia . . . . .................. 8.26
Arkadelphia . . . . .................. 10.41
Arkadelphia .. . . .................. 8.17
Ashdown............ .................. 8.78
A tk in s................ .................. 10.67
A u g u s ta ............ .................. 13.83
Bald K nob.......... .................. 7.66
B atesv ille.......... .................. 7.48
Bearden .............. .................. 11.13
Beebe.................. .................. 10.90
Beebe.................. .................. 14.50
Benton................ .................. 8.37
Benton ................ .................. 8.36
Bentonville........ .................. 6.96
Bentonville........ .................. 7.00
B le v in s.............. .................. 8.38
B lytheville........ .................. 8.50
Booneville.......... .................. 7.86
B rad ley .............. .................. 7.45
B rin k le y ............ .................. 9.11
C abot.................. .................. 8.10
Calico R ock........ .................. 13.34
Cam den.............. .................. 8.69
C araw ay ............ .................. 9.02
Carlisle .............. .................. 9.16
Cave City .......... .................. 9.93
Charleston ........ .................. 11.45
Cherry Valley . . . .................. 9.42
Clarendon.......... .................. 8.92
Clarksville.......... .................. 8.89
Clarksville.......... .................. 7.03
Clinton .............. .................. 7.67
C onw ay.............. .................. 8.02
C om ing.............. .................. 4.76
C rossett.............. .................. 2.78
Danville.............. .................. 9.18
Dardanelle ........ .................. 7.06
Dardanelle ........ .................. 8.31
D ec atu r.............. .................. 8.68
Delight .............. .................. 9.50
De Queen............ .................. 6.86
Dermott ............ .................. 13.12
Dermott ............ .................. 9.16
Des A r c .............. .................. 18.95
DeWitt .............. .................. 16.06
D over.................. .................. 9.38

Seventieth Report

PERCENTAGE OF TOTAL CAPITAL TO
TOTAL ASSETS (CONT’D)
NAME
Dumas State Bank ..............................
Merchants & Farmers B a n k ................
Earle State B a n k ....................................
The Delta State B a n k ...........................
The Exchange Bank & Trust Company
Bank of E lk in s ........................................
Bank of E n g la n d ....................................
The Citizens B a n k ..................................
The Eudora Bank ..................................
Bank of Eureka S p rin g s........................
Bank of Evening Shade .......................
Mcllroy Bank & T r u s t ..........................
Citizens Bank & Trust Com pany..........
Fordyce Bank & Trust Com pany..........
Planters Bank & Trust Company ........
Planters & Merchants B a n k ..................
The Bank of G lenw ood.............. •..........
First State B a n k ....................................
Bank of G ra v e tt.......................................
Farmers Bank .........................................
The First B ank.........................................
Clark County B a n k ................................
Farmers Bank .........................................
Calhoun County B ank............................
The Bank of H arrisb u rg ........................
The Security B ank...................................
Hazen First State B a n k ........................
The Cleburne County B a n k ..................
Heber Springs State B a n k ....................
Bank of Holly G ro v e...............................
Horatio State B a n k ................................
Arkansas Bank & Trust Company
Bank of Im boden.....................................
First Jacksonville B a n k ........................
Newton County B a n k .............................
Bank of Northeast A rk a n sa s................
Citizens Bank of Jonesboro ................
First Bank & Trust of Jonesboro..........
Mercantile B a n k .....................................
Farmers & Merchants B a n k ..................
Union State B a n k ...................................
Bank of K en sett.......................................
Pine State B a n k .......................................
Madison Bank & T r u s t...........................
Bank of Lake Village...............................
First State Bank & Trust Company . . .
Citizens Bank of L avaca........................
Leachville State B a n k ............................
Little River B ank.....................................
Leslie State Bank ..................................
Peoples Bank & Loan Company ..........
Bank of L incoln.......................................
Pulaski Bank & Trust C om p an y ..........
Bank of L o ckesburg...............................
First State B a n k .....................................
Farmers Bank & Trust Company ........
Bank of Malvern ....................................
Peoples B a n k ...........................................




PERCENTA(
LOCATION
D um as.................... _______10.02
D um as.................... .............. 11.94
E a r le ...................... ..............13.29
Elaine .................... ..............38.89
El D orad o .............. .............. 7.77
E lk in s .................... .............. 7.41
England ................ ..............14.40
England ................ .............. 21.36
Eudora .................. .............. 12.79
Eureka Springs . . . ..............12.10
Evening Shade . . . . .............. 9.14
Fayetteville .......... .............. 8.20
Flippin.................... .............. 8.20
Fordyce .................. ..............11.95
Forrest C i t y .......... .............. 10.06
G ille tt.................... ..............11.28
G lenw ood.............. .............. 9.28
G ould...................... .............. 13.15
G ra v e tte ................ ..............11.42
G reenw ood............ .............. 10.50
Griffithville............ .............. 13.26
Gurdon .................. .............. 4.22
Hamburg .............. .............. 5.70
H am pton................ ..............12.16
H arrisb u rg ............ .............. 9.30
H a rriso n ................ .............. 6.96
Hazen .................... ..............12.36
Heber Springs . . . . .............. 7.80
Heber Springs . . . . .............. 5.75
Holly G ro v e .......... ..............14.09
H o ra tio .................. .............. 7.79
Hot S p rin g s .......... .............. 7.28
Im b o d en ................ .............. 7.81
Jacksonville.......... .............. 9.00
Jasper .................... .............. 7.86
Jonesboro .............. .............. 9.86
Jonesboro .............. .............. 7.31
Jonesboro .............. .............. 8.16
Jonesboro .............. .............. 7.99
Ju d so n ia ................ ..............14.49
Junction C ity ........ .............. 8.48
K e n se tt.................. ..............27.23
K ingsland.............. .............. 7.15
K ingston................ .............. 6.44
Lake V illage.......... ..............12.58
Lake V illage.......... .............. 9.50
L avaca.................... .............. 8.71
Leachville.............. ..............16.95
Lepanto .................. ..............15.45
L eslie...................... .............. 3.58
Lew isville.............. .............. 8.03
Lincoln .................. .............. 8.17
Little R o c k ............ .............. 6.90
Lockesburg ............ .............. 7.40
Lonoke .................. ..............12.39
M agnolia................ .............. 9.72
M alvern.................. ..............10.21
Mammoth Spring . .............. 7.63

25

State of Arkansas:

26

Bank Department

PERCENTAGE OF TOTAL CAPITAL TO
TOTAL ASSETS (CONT’D)
NAME
Merchants & Planters Bank..............
Bank of Mansfield..............................
Farmers & Merchants Bank............
Citizens B ank.....................................
Marked Tree Bank.............................
The Citizens B ank.............................
Bank of Marvell.................................
Bank of McCrory...............................
McGehee Bank...................................
The Bank of North Arkansas..........
The Union Bank of M en a ................
Monette State B a n k .........................
Commercial Bank & Trust Company
Union Bank & Trust Company . . . .
The First State Bank .......................
First Bank & Trust Co
of Mountain Home .......................
Peoples Bank & Trust Company . . .
Bank of Mountain V ie w ..................
The Bank of Montgomery County..
Bank of M ulberry.............................
Pike County B ank.............................
Bank of Newark.................................
The First State Bank of Newport ..
Merchants & Planters B ank............
The Twin City B a n k .........................
The Planters Bank.............................
Bank of O zark ...................................
Security B a n k ...................................
Bank of Parkdale...............................
First State B a n k ...............................
Bank of Pea R idge.............................
The Perrv County B a n k ...................
Piggott State B ank...........................
First State B a n k ..............................
Bank of Pocahontas .........................
Planters & Stockmen B a n k ............
The Lawrence County Bank............
The Peoples B a n k ............................
Portland B a n k ..................................
Farmers & Merchants Bank............
Bank of P rescott..............................
The Bank of Rector...........................
Farmers & Merchants Bank............
The Bank of R ison............................
Farmers & Merchants B ank............
Peoples Bank & Trust Company . . .
Bank of S a lem ..................................
Logan County B a n k .........................
First Security Bank...........................
Grant County Bank...........................
First State B a n k ..............................
Bank of Sidney...................................
Arkansas State B a n k ......................
Smackover State B an k .....................
Merchants & Planters B ank............




LOCATION
Manila................
M ansfield.......... .
Marianna ..........
Marion................
Marked Tree
Marshall............
M arvell..............
McCrory............
McGehee............
Melbourne..........
M ena..................
Monette..............
Monticello..........
Monticello..........
Morrilton ..........
Mountain Home.
Mountain Home.
Mountain View..
Mount Ida..........
Mulberry............
Murfreesboro . . .
N ew ark..............
N ew port............
N ew port............
North Little Rock
O sceola..............
Ozark..................
Paragould..........
Parkdale............
Parkin................
Pea R id g e..........
Perryvifle..........
P ig g o tt..............
Plainview ..........
Pocahontas ........
Pocahontas ........
Portia ................
Portland............
Portland............
Prairie Grove . . .
Prescott..............
Rector ................
Reyno ................
R ison..................
Rogers................
Russellville........
Salem..................
Scranton............
Searcy ................
Sheridan............
Sherwood..........
Sidney................
Siloam Springs..
Smackover........
Sparkman..........

PERCENTAGE
13.54
8.04
9.96
14.34
9.49
8.23
13.06
10.24
11.28
5.61
14.52
10.72
8.86
6.96
12.43
7.37
9.38
13.77
10.08
9.30
9.15
8.25
12.09
5.81
7.49
8.33
8.48
7.88
8.33
13.01
8.53
10.46
8.14
6.51
10.38
8.94
9.09
19.34
11.86

9.92
9.76
11.80
8.14
11.94
8.59
9.18
8.47
9.58
9.03
8.74
10.92
15.30
7.10
10.31
9.39

Seventieth Report

27

PERCENTAGE OF TOTAL CAPITAL TO
TOTAL ASSETS (CONT’D)
NAME

LOCATION

First State B a n k .....................................................Springdale . . .
Bodcaw B ank...........................................................S ta m p s...........
Bank of Star C ity.....................................................Star C ity .........
The Stephens Security B a n k ................................ Stephens.........
Citizens Bank...........................................................Strong.............
The Farmers & Merchants B an k .......................... Stuttgart.........
Bank of Trumann ...................................................Trumann.........
Bank of Tuckerman................................................ Tuckerman . . .
TyronzaBank .........................................................Tyronza...........
Citizens Bank & Trust Company.......................... Van Buren. . . .
Peonies Bank & Trust Company.......................... Van Buren. . . .
Bank of W aldo........................................................ W ald o.............
Peoples B a n k .......................................................... W ald o.............
Bank of Waldron.................................................... W aldron.........
Scott County B a n k ................................................ W aldron.........
First State Bank of W arren.................................. W arren...........
Warren Bank & Trust Com pany..........................W arren...........
Bank of W einer...................................................... Weiner.............
Merchants & Farmers Bank.................................. West Helena ..
Bank of West Memphis .........................................West Memphis
Wilmot State B a n k ................................................ W ilm o t...........
Bank of Wilson ....................................................... W ilson.............
Cross County B an k ................................................ Wynne.............
The Bank of Yellville.............................................. Yellville...........




PERCENTAGE
8.49
8.42
7.84
7.65
20.26
9.81
9.42
13.93
13.82
7.76
9.44
6.33
12.81
11.04
8.87
9.58
8.44
10.98
6.96
11.13
16.37
16.90
9.40
7.47

28

State of Arkansas:

Bank Department

STATISTICAL INFORMATION REFLECTING THE
GROWTH OF ARKANSAS STATE BANKS
OVER A TEN YEAR PERIOD
(Commercial Banks only)
1974-1984
June 30,1974

Number of banks with assets of
less than $1,000,000 ..........................................
With assets of $1,000,000 to $2,000,000..............
With assets of $2,000,000 to $3,500,000............
With assets of $3,500,000 to $5,000,000............
With assets of $5,000,000 to $7,500,000............
With assets of $7,500,000 to $10,000,000..........
With assets of $10,000,000 to $15,000,000........
With assets of $15,000,000 to $20,000,000........
With assets of $20,000,000 to $30,000,000........
With assets of $30,000,000 to $50,000,000........
With assets of $50,000,000 to $75,000,000..........
With assets of $75,000,000 to $100,000,000........
With assets over $100,000,000 .............................

2
7
12
14
29
30
33
21
17
13
5
0
0
183

June 30,1984

0
0
2
3
8
5
18
30
31
44
23
12
9
185

Per Cent
June 30,1974 June 30,1984 Increase
(Reported in billions, millions and nearest thousand)

Total assets ...............
Total loans, n e t .........
Securities...................
D eposits.....................
Total Capital Accounts




$2,569,584
1,418,399
850,983
2,292,921
201,598

$7,232,720
3,690,032
2,409,641
6,386,722
637,396

181%
160%
183%
179%
216%

Seventieth Report

29

SEVENTIETH REPORT
showing
THE CONDITION OF THE
185 ARKANSAS STATE-CHARTERED BANKS
ASSETS AND LIABILITIES ARE AS SHOWN BY THE
CALL OF
JUNE 30,1984

Banks are listed according to an alphabetical
arrangement of cities and towns where located.
THE TELEPHONE AREA CODE NUMBER
FOR ALL ARKANSAS IS 501




State of Arkansas:

30

Bank Department

COMMERCIAL BANK AT ALMA, ALMA
Population 2,755
Crawford County
Chartered January 31,1910 P.O. Box 369 Telephone Number 632-2257
Zip Code 72921
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Directors:

Principal Officers:

Caruth M. Alexander, III
♦Hilda K n ig h t ............................. President
John Paul B alien tine
Terry Q. C a rso n ........... E xec. Vice Pres.
Terry Q. Carson
William N. Brasher, III A sst. Vice Pres.
W. Dane Clay
Lucille H a y e s ........................... Vice Pres.
John A. Griffin
Helen J o n e s .................................... Cashier
Hilda Knight
Barbara H o u c k .................. A sst. Cashier
Lorene Nolen
. M ountainburg Branch Mgr.
♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories................ 2 644
U.S. Treasury securities 2 994
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 206
Oblig. of States and
political subdivisions 2 219
Excess funds sold and
sec. resell agreements 1 250
Loans, N e t................... 11 951
Bank premises,
furniture & fixtures ..
378
All other a ssets...........
523

TOTAL




23 165

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits . . . .
Deposits of States
and subdivisions . . . .
All other deposits........
Certified and
Officers’ Checks........
Total Deposits..........
All other liabilities . . .
Total Liabilities........

Mil. Thou.

6 999
11 351
1
2 156
41
131
20 679
217
20 896

Equity Capital
Capital (#sh. au. 8,000) .
200
(#sh. outst. 8,000)
Surplus..........................
800
Undivided profits and
capital reserve.......... 1 269
Total equity capital. . 2 269
TOTAL

23 165

Seventieth Report

31

BANK OF AMITY, AMITY
Population 859
Clark County
Chartered Novem ber 30, 1905 P.O. B ox 38 Telephone Number 342-5269
Zip Code 71921
Number of Branches: Inside C ity — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

*Cleda O l d s ............. President & Cashier
Joe F. M axey ........................... Vice Pres.
P eggy T. A d a m s................ A sst. Cashier
Hazel R ich ard son .............. A sst. Cashier

Ernie Dunlap
Joe F. M axey
M .H. Oakley
Cleda Olds
Hazel Richardson

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A s s e ts

Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

Mil. Thou.

1 855
9 714
4 614
1 508
200

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 6 141
Time & savings dep.,
ind., part., corp......... 18 570
Deposits of States
and subdivisions . . . . ____888
Total D eposits.......... 25 599
All other liabilities .. .
398
Total Liabilities........ 25 997

228
727

Equity Capital
Capital (#sh. au. 4,000) .
100
(#sh. outst. 4,000)
Surplus......................... 1 400
Undivided profits and
capital reserve.......... 2 695
Total equity capital. . 4 195

TOTAL......................... 30 192

TOTAL......................... 30 192




1 810
9 536

State of Arkansas:

32

Bank Department

CITIZENS FIRST STATE BANK, ARKADELPHIA
Population 10,005
Clark County
Chartered May 24,1977 P.O. B ox 218 Telephone Number 246-2411
Zip Code 71923
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank Holding Company Affiliate: First Arkadelphia Bancshares
Principal O fficers:
*R. Edward Snider, Jr................. President
Raymond C. Toler . . . . Exec. Vice Pres.
Farrell H a l l .........................Sr. Vice Pres.
Johnnie Sue H u n e y cu tt. V .P. & Cashier
Judy S lig h ..................................Vice Pres.
Tom C alh oon ............................. Vice Pres.

D irectors:
I.B. Fuller, Jr.
E .J. Alexander
Flave Carpenter
Cecil Cupp, Jr.
Jerry Francis
Farrell Hall
Billy Bob Hardman
Ed McCorkle
John M. Moore
R. Edward Snider, Jr.
Raymond Toler
Ralph Williams

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A s s e ts

Mil. Thou.

Cash & due from
depositories............. 6 754
U.S. Treasury securities 1 500
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 500
Oblig. of States and
political subdivisions 1 714
All other securities . . . .
215
Excess funds sold and
sec. resell agreements
200
L oans,N et................... 18 942
Bank premises,
furniture & fixtures . .
609
All other a s s e ts ...........
814

TOTAL



32 248

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits . . . .
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks........
Total D eposits.........
All other liabilities .. .
Total Liabilities........
Equity Capital
Capital (#sh. au. 30,000)
(#sh. outst. 30,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

Mil. Thou.

5 593
21 256
19
1 980
140
28 988
596
29 584
300
700
1 664
2 664
32 248

Seventieth Report

33

ELK HORN BANK & TRUST COMPANY,
ARKADELPHIA
Population 10,005
Clark County
Chartered September 28, 1903 P.O. Box 248 Telephone Number 246-5811
Zip Code 71923
Number of Branches: Inside C ity — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
Jam es W. Harrington . Chmn. of Board
*Larry C. W hitley . . . President & CEO
Roy N. Shope . . . Exec. V .P. & Cashier
Herman G. B rew er.................. Vice Pres.

Directors:
Thomas B. Barksdale
Jam es Blanton
Harold Echols
Jam es T. Gooch
Jam es W. Harrington
J. Hugh Lookadoo
Earl Meeks
W ayne D. Pollard
Roy N. Shope
A.C. Stone
Larry C. W hitley
J.B . W ingfield

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Mil. Thou.
Mil. Thou.
Liabilities
Assets
Demand deposits,
Cash & due from
ind., part., corp........ 4 514
depositories............. 5 029
T im e & s a v in g s d e p .,
U.S. Treasury securities 5 107
Oblig. of other U.S.
ind., part., corp......... 29 269
Government agencies
28
U.S. Gov’t deposits. . . .
and corporations . . . . 6 853
Deposits of States
and subdivisions . . . . 1 665
Oblig. of States and
political subdivisions 3 476
Certified and
All other securities . . . .
500
Officers’ Checks.........
159
Loans, N e t................... 18 087
Total D eposits.......... 35 635
Bank premises,
Excess funds purchased
furniture & fixtures . .
813
and sec. repurchase
All other a s s e ts ........... 1 077
agreements.................
500
All other liabilities
546
Total Liabilities........ 36 681
Equity Capital
Capital (#sh. au. 24,000)
(#sh. outst. 24,000)
Surplus......................... 1
Undivided profits and
capital reserve......... .... 2
Total equity capital.. 4
TOTAL......................... 40 942



600
200

461
261

TOTAL......................... 40 942

34

State of Arkansas:

Bank Department

MERCHANTS & PLANTERS BANK
& TRUST COMPANY, ARKADELPHIA
Population 10,005
Clark County
Chartered June 15,1911 P.O. Box 219 Telephone Number 246-4511
Zip Code 71923
Number of Branches: Inside City — 1; Outside C ity — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: First Financial Bancshares, Inc.

Principal Officers:
♦Millard E. A u d .........Chmn. of Board &
President
L.L. L ineback ................E xec. Vice Pres.
R. Allan Kimball .................... Vice Pres.
Barbara J. Evans . Vice Pres. & Cashier

Directors:
Millard E. Aud
John M. Hobgood
Toney D. McMillan
Robert C. Rhodes
Jane Ross
Donald M. Tatman
Ross M. Whipple

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 3 485
U.S. Treasury securities 5 298
Oblig. of other U.S.
Government agencies
and corporations . . . . 2 599
Oblig. of States and
political subdivisions 1 211
All other securities . . . .
577
Excess funds sold and
sec. resell agreements
600
Loans, N e t................... 16 294
Bank premises,
furniture & fixtures ..
452
All other a s s e ts ...........
616

TOTAL




31 132

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 3 866
Time & savings dep.,
ind., part., corp......... 21 418
U.S. Gov’t deposits. . . .
4
Deposits of States
and subdivisions . . . . 2 937
Certified and
Officers’ Checks...................25
Total D eposits......... 28 250
All other liabilities .. .
340
Total Liabilities........ 28 590
Equity Capital
Capital (#sh. au. 4,800) .
(#sh. outst. 4,800)
Surplus......................... 1
Undivided profits and
capital reserve......... 1
Total equity capital.. 2
TOTAL

120
230
192
542

31 132

Seventieth Report

35

BANK OF ASHDOWN, ASHDOWN
Population 3,956
Little River County
Chartered October 5,1 9 7 0 P.O. Box 547 Telephone Number 898-2761
Zip Code 71822
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦Larry Mashburn ..............Vice Chmn. &
President
Robert W. Lewis . . . Sr. Vice President
Sue G. D a n i e l..................A sst. Vice Pres.
Marie F in d le y .................. A sst. Vice Pres.
Olivia J. Green .............................. Cashier
P eggy Morgan .................. A sst. Cashier

Directors:
Jam es D. Armstrong
Larry G. D avis
Frank Edmonson
Leonard L. Hampson
John H. Hendrix
Larry Mashburn
Sheldon Madden
Euince Spigner
G.M. Williams

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 160
U.S. Treasury securities 12 824
Oblig. of States and
political subdivisions
843
Excess funds sold and
sec. resell agreements 1 300
Loans, N e t................... 12 281
Bank premises,
furniture & fixtures . .
493
786
All other a s s e ts ...........

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
md., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
All other d ep o sits........
Certified and
Officers’ Checks........
Total Deposits..........
All other liabilities . . . .
Total Liabilities........
Equity Capital
Capital (#sh. au. 45,000)
(#sh. outst. 45,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital..

TOTAL




29 687

TOTAL

MU. Thou.

2 603
22 241
8
1 832
13
128
26 825
255
27 080
450
1

550

607
2 607
29 687

36

State of Arkansas:

Bank Department

BANK OF ATKINS, ATKINS
Population 3,002
Pope County
Chartered September 19, 1895 P.O. Box 157 Telephone Number 641-2987
Zip Code 72823
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal O fficers:
Jam es C. M itch ell.................... Chairman
♦David M. M itch ell.................... President
E.L. J o r d e n ................................Vice Pres.
Dorothy W iley ..............................Cashier

Directors :
Jam es C. Mitchell
David Mitchell
E.L. Jorden

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984

.

Assets
Mil. Thou.
Cash & due from
depositories.
655
U.S. Treasury securities 1 958
Oblig. of States and
political subdivisions
2 646
All other securities . . . .
102
L oans,N et................... 6 102
Bank premises,
furniture & fixtures ..
58
All other a s s e ts
368

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 2 260
Time & savings dep.,
ind., part., corp......... 6 551
U.S. Gov’t deposits . . . .
3
Deposits of States
and subdivisions . . . . 1 553
Certified and
Officers’ Checks................... 87
Total D eposits.......... 10 454
All other liabilities . . . .
166
Total Liabilities........ 10 620
Equity Capital
Capital (#sh. au. 12,500)
(#sh. outst. 12,500)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..

TOTAL




11 889

TOTAL

125
925
219
1 269
11 889

37

Seventieth Report

THE BANK OF AUGUSTA, AUGUSTA
Population 3,496
W oodruff County
Chartered February 20, 1935 P.O. Box Y Telephone Number 347-2511
Zip Code 72006
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
R.E. Gregory . . Chmn. of Board & Dir.
E.R. M ille r .................. President & Dir.
♦Woody Castleberry
E xec. V .P. & Dir.
D orothy W illis . . Vice Pres. & Cashier

Directors:
John R. Eldridge
Franklin Collier
W .P. Daniel
Dr. Steve Collier
Charles P. Eldridge
R.E. Gregory, Jr.
W oody P. Daniel

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories................ 3 282
U.S. Treasury securities 2 782
Oblig. of other U.S.
Government agencies
and corporations . . . . 5 494
Oblig. of States and
political subdivisions 4 068
All other securities . . . .
142
Excess funds sold and
sec. resell agreements 1 450
L oans,N et..................... 8 592
Bank premises,
furniture & fixtures . .
220
All other a s s e ts ...........
790

TOTAL




26 820

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks........
Total Deposits..........
All other liabilities . . . .
Total Liabilities........

mu.

Thou.

5 133
15 082
2 242
241
22 698
382
23 080

Equity Capital
Capital (#sh. au. 8,000) .
200
(#sh. outst. 8,000)
Surplus.........................
500
Undivided profits and
capital reserve.......... 3 040
Total equity capital.. 3 740
TOTAL

26 820

38

State of Arkansas:

Bank Department

CITIZENS STATE BANK, BALD KNOB
Population 2,790
W hite County
Chartered January 22,1931 P.O. Box 200 Telephone Number 724-3241
Zip Code 72010
Number of Branches: Inside C ity — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company A ffiliate:
Citizens S tate Bankshares of Bald Knob, Inc.

Principal Officers:
*Mrs. Juanita Litzelfelner . . President &
Chairman
Larry E. Kircher . Vice Pres. & Cashier
Wendell N ie r ............................. Vice Pres.
Margaret Etheridge . . . A sst. Vice Pres.
Peggy R e e d .........................A sst. Cashier

Directors:
Mrs. Juanita Litzelfelner
Larry E. Kircher
Jennings L eggett
Bob J. Clark
Bernard C. Smith, M.D.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 661
U.S. Treasury securities 4 145
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 868
Oblig. of States and
political subdivisions
968
Excess funds sold and
sec. resell agreements
325
Loans, N e t................... 8 998
Bank premises,
furniture & fixtures . .
716
All other a s s e ts ............
527

TOTAL




19 208

Liabilities
Demand deposits,
ind.,part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits . . . .
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks........
Total D eposits..........
All other liabilities . . .
Total Liabilities........

Mil. Thou.

5 188
10 848
39
1 247
119
17 441
295
17 736

Equity Capital
Capital (#sh. au. 4,000) .
(#sh. outst. 4,000)
Surplus..........................
Undivided profits and
capital reserve..........
Total equity capital.. 1
TOTAL

100
700
672
472

19 208

Seventieth Report

39

THE CITIZENS BANK, BATESVILLE
Population 8,263
Independence County
Chartered February 19, 1953 P.O. Box 2156 Telephone Number 793-4441
Zip Code 72501
Number of Branches: Inside City — 3; Outside City — None
Number of CBCT’s: Inside City — 2; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*T.G. V in s o n ...............................President
Charles A rn o ld ............. Exec. Vice Pres.
David H i d y .........................Sr. Vice Pres.
David F o r d ............................... Vice Pres.
Floren K in g ............................... Vice Pres.
Greg Shaver ..................................Cashier

_________

Directors:
Charles Arnold
Dr. Lackey Moody
Eagle Street
M .F. H ighsm ith
Noel K. Sims
Mrs. J.K. Southerland
D oyle Rogers
Lackey Moody
T.G. Vinson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Mil. Thou.

Cash & due from
depositories............. 5 758
U.S. Treasury securities 14 869
Oblig. of other U.S.
Government agencies
and corporations . . . . 9 482
Oblig. of States and
political subdivisions 8 039
All other securities . . . .
72
Excess funds sold and
sec. resell agreements 1 200
Loans, N e t................... 41 036
Bank premises,
furniture & fixtures . . 1 692
All other a s s e ts ........... 1 967

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits . . . .
Deposits of States
and subdivisions . . . .
All other d ep o sits........
Certified and
Officers’ Checks........
Total Deposits..........
Excess funds purchased
and sec. repurchase
agreements...............
All other liabilities .. .
Total Liabilities........

mu.

Thou.

16 697
51 171
38
7 176
160
356
75 598
1 525
705
77 828

Equity Capital
Capital (#sh. au. 14,000) 1 400
(#sh. outst. 14,000)
Surplus......................... 1 000
Undivided profits and
capital reserve.......... 3 487
Total equity capital. . 5 887
Subordinated notes
and debentures........
400
TOTAL



84 115

TOTAL

84 115

40

State of Arkansas:

Bank Department

BANK OF BEARDEN, BEARDEN
Population 1,191
Ouachita County
Chartered June 17,1945 P.O. Box 135 Telephone Number 687-2233
Zip Code 71720
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦John E. A nthony .................... Chairman
Rick G r ee n ................................. President
Edward W. P a s c h a l................ Vice Pres.
Harold Mizell ................................Cashier
Rosemary B a r n e r............. A sst. Cashier

Directors:
John E. A nthony
Joe F. Barner
O.D. Cathey
Rick Green
Kenneth D. Keeton
Howard G. McWhorter
Eric Stuckey
J.E . Word

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 3 145
U.S. Treasury securities 1 199
Oblig. of other U.S.
Government agencies
and corporations . . . . 2 124
Oblig. of States and
political subdivisions
1 879
Excess funds sold and
sec. resell agreements
425
Loans, N e t................... 6 338
Bank premises,
furniture & fixtures ..
171
All other a s s e ts ...........
175

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 3 062
Time & savings dep.,
ind., part., corp......... 9 803
U.S. Gov’t deposits . . . .
2
Deposits of States
and subdivisions . . . .
686
Certified and
Officers’ Checks................... 12
Total Deposits.......... 13 565
All other liabilities .. .
170
Total Liabilities........ 13 735

TOTAL

TOTAL




15 456

Equity Capital
Capital (#sh. au. 8,800) .
201
(#sh. outst. 8,060)
Surplus......................... 1 110
Undivided profits and
capital reserve..........
410
Total equity capital. . 1 721
15 456

Seventieth Report

41

CITIZENS BANK, BEEBE
Population 3,599
W hite County
Chartered June 21, 1917 P.O. Box T Telephone Number 882-6411
Zip Code 72012
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*E.H. A bington, I I ........... ..
President
J.Darrel Hall ................Exec. Vice Pres.
Margie Jensen .........................Vice Pres.
Anna B. S p r a d lin .........................Cashier
B etty L id d le ................. A sst. Vice Pres.
Vickie D u k e .........................A sst. Cashier

Directors:
T.E. A bington
E.H . Abington, II
J. Darrel Hall
Arvill C. Benton
George B. Garrett
John B. Fisher
Margie Jensen
D oyle Burns

Jam es Rakes
Bobby Bell
Millan Burrow
Cora Ann Jones
H. Leroy Goff
Lee E. H ayes
Frank Garrison
H. M ayes Scott

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories............. 1 653
U.S. Treasury securities 1 850
Oblig. of other U.S.
Government agencies
and corporations . . . .
601
Oblig. of States and
political subdivisions 3 195
Excess funds sold and
sec. resell agreements
100
Loans, N e t................... 13 192
Bank premises,
furniture & fixtures . .
450
All other a s s e ts ...........
443

TOTAL




21 484

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 2 995
Time & savings dep.,
ind., part., corp......... 14 086
U.S. Gov’t deposits . . . .
30
Deposits of States
and subdivisions . . . . 1 729
All other d ep o sits...........
17
Certified and
Officers’ Checks................... 38
Total D eposits.......... 18 895
All other liabilities . . . .
247
Total Liabilities........ 19 142
Equity Capital
Capital (#sh. au. 20,000)
(#sh. outst. 20,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

200
600
1 542
2 342
21 484

42

State of Arkansas:

Bank Department

FIRST STATE BANK, BEEBE
Population 3,599
W hite County
Chartered April 20,1981 P.O. Box D Telephone Number 882-6406
Zip Code 72012
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

♦Garland K irk p atrick ......... Pres. & CEO
Jam es A. Lovell, Jr.................. Vice Pres.
Marilyn C o le .................................. Cashier
Loretta S a n s o m ................A sst. Cashier
Sandy P oin d exter............. Adm in. A sst.

Garland Kirkpatrick
Dr. Ruth Lazelle Couch
Grace Crouch
Johnnie Downing
Walter England
Luther B. Harvey
Robert O. Justice
H. Kelton Keathley
Keith K. Knight
Harvey Sm ith

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Cash & due from
depositories.............
U .S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Loans, N e t...................
Bank premises ,
furniture & fixtures ..
All other a s s e ts ............

Mil. Thou.

943
799
1 263
619
67
6 433
781
382

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits . . . .
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks........
Total Deposits..........
Excess funds purchased
and sec. repurchase
agreements...............
All other liabilities . . .
Total Liabilities........
Equity Capital
Capital (#sh. au. 50,000)
(#sh. outst. 50,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..

TOTAL



11 287

TOTAL

Mil. Thou.

3 838
4 156
81
974
162
9 211
250
189
9 650
500
500
637
1 637
11 287

Seventieth Report

43

BENTON STATE BANK, BENTON
Population 17,737
Saline County
Chartered February 9,1 9 3 4 P.O. Box 9 Telephone Number 778-0431
Zip Code 72015
Number of Branches: Inside C ity — 2; Outside City — 1
Number of CBC T’s: Inside City — 1; Outside City — 1
Bank H olding Company A ffiliate: Benton State Bankshares

Principal Officers:
♦Brooks M o r r is..........................President
R ussell Coleman ......... E xec. Vice Pres.
Harry M c C o rm ick ........... Sr. Vice Pres.
June M aGee ............................. Vice Pres.
Joann B a k e r .............................Vice Pres.
Jam es T r o tte r ...........................Vice Pres.

Directors:
Bob Alsobrook
Mrs. W.R. Alsobrook
Fred E. Briner
A .B. Holiman, Jr.
W.L. Tucker
W.W. Jones
Malcolm Lawrence

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
Loans, N e t...................
Bank premises,
furniture & fixtures ..
All other a s s e ts ...........

Mil. Thou.

TOTAL

98 524




4 531
34 504
10 900
12 126
4
3 375
29 356
1 357
2 371

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
All other d ep o sits........
Certified and
Officers’ Checks........
Total D eposits..........
All other liabilities . . .
Total Liabilities........

mu.

Thou.

12 859
67 383
27
7 663
241
532
88 705
1 570
90 275

Equity Capital
Capital (^sh. au. 132,000) 1 320
(#sh. outst. 132,000)
Surplus.........................
825
Undivided profits and
capital reserve.......... 6 104
Total equity capital.. 8 249
TOTAL

98 524

44

State of Arkansas:

Bank Department

THE UNION BANK OF BENTON, BENTON
Population 17,737
Saline County
Chartered January 11, 1954 P.O. Box 687 Telephone Number 778-0411
Zip Code 72015
Number of Branches: Inside City — 1; Outside City — 1
Number of C BC T’s: Inside City — 1; Outside City — 1
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

*Bob Gregory ...............................President
K.M. Taylor ............................. Vice Pres.
Margaret Jefferson Vice Pres. & Cashier

Greg B. Brown, Chmn.
June G. Brown
Lilburn Carlisle
J.D . Harris
R.G. Kuemer
I.
E. McCray, Jr.
J. Fred W alton, Jr.
John Young

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 9 990
U.S. Treasury securities 3 848
Oblig. of other U.S.
Government agencies
and corporations . . . . 2 952
Oblig. of States and
political subdivisions 5 968
All other securities . . . .
734
Excess funds sold and
sec. resell agreements 7 535
Loans, N e t................... 30 726
Bank premises,
furniture & fixtures . . 1 475
All other a s s e ts ........... 1 580

Liabilities
Demand deposits,
ind.,part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks........
Total D eposits..........
Excess funds purchased
and sec. repurchase
agreements...............
All other liabilities .. .
Total Liabilities........

Mil. Thou.

9 608
41 432
81
6 836
468
58 425
163
802
59 390

Equity Capital
Capital (#sh. au. 72,940.3)
729
(#sh. outst. 72,940.3)
Surplus.........................
857
Undivided profits and
capital reserve.......... 3 223
Total equity capital. . 4 809
Subordinated notes
and debentures........
609
TOTAL



64 808

TOTAL

64 808

Seventieth Report

45

BANK OF BENTONVILLE, BENTONVILLE
Population 8,756
Benton County
Chartered February 25, 1931 P.O. Box 449 Telephone Number 273-3331
Zip Code 72712
Number of Branches: Inside City — 2; Outside City — 2
Number of CBCT’s: Inside City — 3; Outside City — 1
Bank H olding Company Affiliate: None

Principal Officers:
*Burton E. Stacy ..................... President
John W. F r y e r ............... Exec. Vice Pres.
David A. S h o r t ....................Sr. Vice Pres.
Fred L o o k a d o o ....................Sr. Vice Pres.
Warren Fields . . .Controller & Cashier
Maurice Easterling .........Sr. Vice Pres.
Carl T. Cosand ........................ Vice Pres.

Directors:
E.F. Adair
G.M. Billingsley
R.E. Buck
Max Burger
W .H. Enfield
Glenn Featherston
J.W . Fryer
Jim W alton

David Glass
Carl Hutchens
Clayton Little
J.A . Rollow
R.L. Scoggins
B.E. Stacy
Alice Walton
Sam W alton

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories................ 6 310
U.S. Treasury securities 5 310
Oblig. of other U.S.
Government agencies
and corporations . . . . 4 113
Oblig. of States and
political subdivisions 24 842
Loans, N e t.................... 78 930
Bank premises,
furniture & fixtures . . 1 529
All other a s s e ts ........... 3 510

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp........... 17 259
Time & savings dep.,
ind., part., corp........... 92 114
U .S . G o v ’t d e p o s its . . . .

103

Deposits of States
and subdivisions . . . . 4
All other d ep o sits........
Certified and
Officers’ Checks........
Total D eposits............114
All other liabilities .. .
1
Total Liabilities........115

284
110
354
224
655
879

Equity Capital
Capital (#sh. au. 100,000)
980
(#sh. outst. 78,400)
Surplus......................... 2 770
Undivided profits and
capital reserve.......... 4 915
Total equity capital.. 8 665
TOTAL




124 544

TOTAL

124 544

State of Arkansas:

46

Bank Department

CITIZENS BANK, BENTONVILLE
Population 8,756
Benton County
Chartered December 16,1968 P.O. Box 709 Telephone Number 273-5586
Zip Code 72712
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal O fficers:
♦Robert L. S m it h .........President & CEO
R. H arvey R icketts . . . Exec. Vice Pres.
Johnnie J. Qualls . Vice Pres. & Cashier
Lawrence R. M cC arroll......... Vice Pres.

Directors:
Lawrence P. Bolte
Charles G. Burke
W ayne W. Carlson
Wallace W. Fowler, Chairman
Phil Jones
Lawrence R. McCarroll
W ilson D. Powell
Cecil E. Shores
Robert L. Sm ith
Ralph C. W illiams

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories................ 2 170
U.S. Treasury securities 3 242
Oblig. of other U.S.
Government agencies
and coiporations . . . . 2 652
Oblig. of States and
political subdivisions 3 194
Loans, N e t................... 29 290
Bank premises,
furniture & fixtures ..
936
All other a s s e ts ........... 1 190

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks........
Total D eposits..........
Excess funds purchased
and sec. repurchase
agreements...............
All other liabilities .. .
Total Liabilities........
Equity Capital
Capital (#sh. au. 65,000)
(#sh. outst. 55,421)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..

TOTAL




42 674

TOTAL

Mil. Thou.

9 696
23 817
4 558
140
38 211
1 050
425
39 686
554
1 216
1 218
2 988
42 674

Seventieth Report

47

BANK OF BLEVINS, BLEVINS
Population 314
Hem pstead County
Chartered A ugu st 12, 1912 P.O. B ox 158 Telephone Number 874-2541
Zip Code 71825
Number of Branches: Inside C ity — None; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — N one
Bank H olding Company Affiliate: First Blevins Bancshares, Inc.

Principal Officers:

Directors:

P.C. Stephens ........................... President
Nell S t e p h e n s .................... Sr. Vice Pres.
♦Mike S te p h e n s .........Exec. Vice Pres. &
Cashier

P.C. Stephens
Mike Stephens
Nell Stephens
Harold M. Stephens

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
Excess funds sold and
sec. resell agreements
L oans,N et...................
Bank premises,
furniture & fixtures ..
All other a s s e ts ...........

TOTAL




MU. Thou.

690
1 500
1 341
170
100
3 543
11
4

7 359

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 1 679
Time & savings dep.,
ind., part., corp......... 4 194
U.S. Gov’t deposits. . . .
2
Deposits of States
and subdivisions . . . .
843
Certified and
Officers’ Checks................... 20
Total Deposits.......... 6 738
All other liabilities .. . . ______ 4
Total Liabilities........ 6 742
Equity Capital
Capital (#sh. au. 16,000)
(#sh. outst. 8,050)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL

101
150
366
617
7 359

State of Arkansas:

48

Bank Department

FARMERS BANK & TRUST COMPANY,
BLYTHEVILLE
Population 24,314
M ississippi County
Chartered March 16, 1908 P.O. Box 688 Telephone Number 763-8101
Zip Code 72315
Number of Branches: Inside City — 2; Outside City — 1
Number of CBCT’s: Inside City — 1; Outside City — None
Bank H olding Company Affiliate: None

Principal O fficers :
♦James L. M a g e e ..........................Chairman
A lvin Pluffman, I I I ..................... President
Lee A. C r o w e ................Exec. Vice Pres.
Steve Bell ..................................Vice Pres.
R.G. Cox ..........................................Cashier

_________

Directors:
Dale S. Briggs
Jerry Cohen
Glen A. Cook
Lee A. Crowe
G.G. Hubbard, Jr.
A lvin Huffman, III
Paul C. Hughes
Herbert Jones
Gay Ion M. Lawrence, Jr.
Jam es Magee
R.A. Porter

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 10 463
U.S. Treasury securities 21 511
Oblig. of other U .S.
Government agencies
and corporations . . . . 22 381
Oblig. of States and
political subdivisions 5 967
All other securities . . . .
607
Excess funds sold and
sec. resell agreements
250
Loans, N e t................... 19 428
Bank premises,
furniture & fixtures . .
958
All other a s s e ts ........... 1 762

TOTAL



83 327

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp...... 18
411
Time & savings dep.,
ind., part., corp...... 46
290
U.S. Gov’t deposits . . . .
18
Deposits of States
and subdivisions . . . . 8 111
All other dep o sits........
2
Certified and
Officers’ Checks........
176
Total D eposits...... 73
008
All other liabilities . . . . 3 233
Total Liabilities.... 76
241
Equity Capital
Capital (#sh. au. 40,000) 1
(#sh. outst. 40,000)
Surplus......................... 2
Undivided profits and
capital reserve.......... 3
Total equity capital.. 7
TOTAL......................... 83

000
750
336
086
327

49

Seventieth Report

CITIZENS BANK, BOONEVILLE
Population 3,289
Logan County
Chartered April 18, 1910 P.O. Box 238 Telephone Number 675-2747
Zip Code 72927
Number of Branches: Inside C ity — 1; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*Jeral L. H a m p to n .................... President
Bill L a n d r u m ............... Exec. Vice Pres.
Larry Kinard ............... Exec. Vice Pres.
Bill M itchell .............................. Vice Pres.
Joe Earp ..................................... Vice Pres.
Shirley Y o u n g ............................. Vice Pres.
Lee Strickland ..........................Vice Pres.

-------------

Directors:
Jeral Hampton
Bill Landrum
Larry Kinard
H.L. Thomas, Jr.
Robert E. Remy
A .B. Littlefield
M elvin R. Dunn
B illy D. Leslie
Richard Lippard
Glen Fitzgerald

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
Excess funds sold and
sec. resell agreements
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

TOTAL




Mil. Thou.

12 683
3 040
1 611
5 742
2 100
31 140
428
1 375

58 119

Liabilities
m u . Thou.
Demand deposits,
ind.,part., corp......... 3 784
Time & savings dep.,
ind., part., corp......... 45 049
U.S. Gov’t deposits . . . .
79
Deposits of States
and subdivisions . . . . 3 556
Certified and
430
Officers’ Checks........
Total Deposits.......... 52 898
All other liabilities . . . .
655
Total Liabilities........ 53 553
Equity Capital
Capital (#sh. au. 100,000)
(#sh. outst. 100,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL

1 000
1 000
2 566
4 566
58 119

State of Arkansas:

50

Bank Department

THE BANK OF BRADLEY, BRADLEY
Population 790
Lafayette County
Chartered April 10, 1933 P.O. Box 128 Telephone Number 894-3322
Zip Code 71826
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: The Bradley Corporation

Principal Officers:
♦Lane Pierce ............................... President
Ann D a r n e r ...................... Vice President
Billie P ie r c e ................................Vice Pres.

Directors:
Lane Pierce
G.E. Crabtree
Randy Griffing

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 544
U.S. Treasury securities
300
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 870
Oblig. of States and
political subdivisions
439
Excess funds sold and
sec. resell agreements
125
L oans,N et................... 6 291
Bank premises,
furniture & fixtures . .
341
All other a s s e ts ...........
25

TOTAL




10 935

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp.........
885
Time & savings dep.,
ind., part., corp......... 7 640
U.S. Gov’t deposits . . . .
7
Deposits of States
and subdivisions . . . . 1 560
Certified and
Officers’ Checks...................23
Total Deposits.......... 10 115
All other liabilities . . . . _____ 5
Total Liabilities........ 10 120
Equity Capital
Capital (#sh. au. 1,100) .
(#sh. outst. 1,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL

100
600
115
815
10 935

51

Seventieth Report

BANK OF BRINKLEY, BRINKLEY
Population 4,997
Monroe County
Chartered January 17, 1903 P.O. Box 727 Telephone Number 734-3133
Zip Code 72021
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: Brinkley Bancshares, Inc.

Principal Officers:

Directors:

Albert L. R u sh er.........................Chairman
♦Albert H. Rusher ......................President
Gus R u sh er.................... Exec. Vice Pres.
Harold H a r d w ic k .................... Vice Pres.
Mildred D ic k so n ............................. Cashier
Terry S in g leter ry .........A sst. Vice Pres.
K itty S m ith .........................A sst. Cashier
________

Albert L. Rusher
Albert H. Rusher
Gus Rusher
Harold Hardwick
Sidney M cKnight
Lambert Dial
Don Fuller
Jim Carroll, Jr.

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
an d c o r p o r a tio n s . . . .

Mil. Thou.

3 185
1 449
11

056

Oblig. of States and
political subdivisions 4 329
All other securities . . . . 1 067
Excess funds sold and
sec. resell agreements 1 500
Loans, N e t................... 18 925
Bank premises,
furniture & fixtures . .
490
All other a s s e ts ........... 1 132

TOTAL




43 133

Mil. Thou.
Liabilities
Demand deposits,
ind., part., corp......... 8 230
Time & savings dep.,
ind., part., corp......... 27 063
U.S. Gov’t deposits. . . .
25
Deposits of States
and subdivisions . . . . 3 236
All other d ep o sits........
4
Certified and
Officers’ Checks........
176
Total Deposits.......... 38 734
All other liabilities . . . .
468
Total Liabilities........ 39 202

Equity Capital
Capital (#sh. au. 24,000)
(#sh. outst. 24,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL

600
1 800
1 531
3 931
43 133

State of Arkansas:

52

Bank Department

BANK OF CABOT, CABOT
Population 3,970
Lonoke County
Chartered March 23, 1903 P.O. B ox R Telephone Number 843-3575
Zip Code 72023
Number of Branches: Inside C ity — 1; Outside City — 1
Number of CBCT’s: Inside City — 1; Outside City — None
Bank H olding Company Affiliate: Cabot Bankshares, Inc.

Principal Officers:
♦James M. Park .......................... President
Joe W. P a rk ........... Vice Pres. & Cashier
William E. W illiam s................ Vice Pres.
Jaunita C. M o r d e n .................. Vice Pres.
Jam es F. C am pbell.................. Vice Pres.
Connie S. G lover....................... Vice Pres.
Oleta R. Kinder ........................... Auditor

Directors:
Howell M. Thompson, Chmn.
W.T. Barnwell
A.M . Feland, III
Charles L. George
A ustin R. Leeds
Jack M. Lowman
Jam es M. Park
Joe W. Park
Gerald H. Shock
Charles R. Templeton
William E. Williams
H.A. W hitley

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
MU. Thou.
Liabilities
Assets
Mil. Thou.
Demand deposits,
Cash & due from
ind., part., corp......... 7 217
depositories............. 3 809
Time & savings dep.,
U.S. Treasury securities 9 186
ind., part., corp......... 42 233
Oblig. of other U.S.
U.S. Gov’t deposits
156
Government agencies
Deposits of States
and corporations . . . . 4 080
Oblig. of States and
and subdivisions . . . . 5 504
political subdivisions 8 068
Certified and
680
All other securities . . . .
Officers’ Checks........
264
Excess funds sold and
Total Deposits.......... 55 374
sec. resell agreements 2 600
All other liabilities
829
Loans, N e t................... 30 486
Total Liabilities........ 56 203
Bank premises,
783
Equity Capital
furniture & fixtures . .
All other a s s e ts ........... 1 463
Capital (#sh. au. 25,000)
625
(#sh. outst. 25,000)
Surplus......................... 1 575
Undivided profits and
capital reserve.......... 2 452
Total equity capital. . 4 652
Subordinated notes
300
and debentures........
TOTAL........................ 61 155



TOTAL......................... 61 155

Seventieth Report

53

FIRST STATE BANK, CALICO ROCK
Population 1,046
Izard County
Chartered May 1, 1914 P.O. Box 236 Telephone Number 297-3711
Zip Code 72519
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*H. D avey W y a t t ......................President
Paul W. Seay ........................... Vice Pres.
Danny Moser ........................... Vice Pres.
Boyce H i c k s ..................A sst. Vice Pres.
Mondalyn Caldwell .........A sst. Cashier
Joann F a r m e r ....................Adm n. A sst.

Directors:
Gaye Copp
H. D avey W yatt
Paul W. Seay

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories.............
784
U.S. Treasury securities 3 274
Oblig. of other U.S.
Government agencies
and corporations . . . . 4 038
Oblig. of States and
political subdivisions 3 136
Excess funds sold and
sec. resell agreements
300
Loans, N e t..................... 7 872
Bank premises,
furniture & fixtures . .
503
All other a s s e ts ...........
448

TOTAL......................... 20 355




Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 4 409
Time & savings dep.,
ind., part., corp......... 12 313
U.S. Gov’t deposits. . . .
6
Deposits of States
and subdivisions . . . .
609
Certified and
Officers’ Checks................... 96
Total D eposits.......... 17 433
All other liabilities . . . . ____ 206
Total Liabilities........ 17 639
Equity Capital
Capital (#sh. au. 10,000)
(#sh. outst. 10,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..

250
400
2 066
2 716

TOTAL....................... . 20 355

State of Arkansas:

54

Bank Department

THE MERCHANTS AND PLANTERS
BANK, CAMDEN
Population 15,356
Ouachita County
Chartered April 18,1928 P.O. Box 1017 Telephone Number 836-8136
Zip Code 71701
Number of Branches: Inside City — 5; Outside City — 1
Number of CBCT’s: Inside City — 1; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*B.J. Ford ...........Chairman & President
Billy G. W rig h t.................. Sr. Vice Pres.
William J. Kluge ..................... Vice Pres.
Mrs. Linnie B e t t s ......................Vice Pres.
Martha H a n k in s........................ Vice Pres.
Jack M . Sheppard, Jr...................Cashier

________

Directors:
Harry F. Barnes
E.E. Falwell
B.J. Ford
Roy Ledbetter
Ralph S. O’Conner
Katherine T. Ozment
E m m ett Parham
Ray Parham
Roy B. Walton
Thomas E. W atts

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Mil. Thou.

Cash & due from
depositories............. 3 640
U.S. Treasury securities 4 222
Oblig. of other U.S.
Government agencies
and corporations . . . . 4 203
Oblig. of States and
political subdivisions 9 542
All other securities . . . .
75
Loans, N e t................... 34 941
Bank premises,
furniture & fixtures .. 1 257
All other a s s e ts ........... 1 350

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits . . . .
Deposits of States
and subdivisions . . . .
Total D eposits.........
Excess funds purchased
and sec. repurchase
agreements...............
All other liabilities .. .
Total Liabilities........
Equity Capital
Capital <#sh.au. 100,000)
(#sh. outst. 100,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .

TOTAL



59 230

TOTAL

m u . Thou.

16 103
34 592
131
1 507
52 333
900
848
54 081
1 000
2 000
2 149
5 149
59 230

55

Seventieth Report

CARAWAY BANK, CARAWAY
Population 1,165
Craighead County
Chartered Novem ber 29, 1962 P.O. Box 39 Telephone Number 482-3329
Zip Code 72419
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

*Amos D avid ...............................Chairman
J.R. D avid, Jr............................. President
D ouglas B ra d ley .......................Vice Pres.
Jean G o o d m a n ......................... Vice Pres.
Gundel D. M artin .........A sst. Vice Pres.
Deborah D. Taylor . . . A sst. Vice Pres.

Am os David
J.R. David, Jr.
D ouglas Bradley
Lee David

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
an d c o r p o r a tio n s . . . .

Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

TOTAL




Mil. Thou.

849
1 297
66

855
9
250
5 672
102
345

9 445

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
md., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
All other d ep o sits........
Certified and
Officers’ Checks........
Total Deposits..........
All other liabilities . . . .
Total Liabilities........
Equity Capital
Capital (#sh. au. 10,080)
(#sh. outst. 10,080)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL

Mil. Thou.
1

855

5 820
3
714
22

8
8

61
475
118
593
252
100
500
852

9 445

State of Arkansas:

56

Bank Department

CITIZENS BANK & TRUST, CARLISLE
Population 2,567
Lonoke County
Chartered December 22, 1930 P .O .B o x 69 Telephone Number 552-7571
Zip Code 72024
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: Grand Prairie Bancshares, Inc.

Principal Officers:
*M.S. W oodruff ......................... President
Bill J. S h o u p ...................... Sr. Vice Pres.
Laverne C a ld w e ll...........V .P. & Cashier
M .Gaines Young, Jr............ Vice Pres. &
Trust Officer

________

Directors:
M .S. Woodruff, Chairman
Bill Shoup
M. Gaines Young, Jr.
Dr. J. F. Gartman
Charles Hunt
C.W. Harper
F.M. Perkins, Sr. A dvisory
Clifford Bennett, Sr. Adv.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Cash & due from
depositories.............
U .S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
Excess funds sold and
sec. resell agreements
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

TOTAL




Mil. Thou.

2 584
9 037
2 874
4 953
1 300
19 432
393
1 200

41 773

Liabilities
MU. Thou.
Demand deposits,
ind., part., corp......... 9 240
Time & savings dep.,
ind., part., corp......... 27 017
U.S. Gov’t deposits. . . .
169
Deposits of States
694
and subdivisions . . . .
All other d ep o sits........
6
Certified and
Officers’ Checks........
219
Total Deposits.......... 37 345
All other liabilities . . . .
602
Total Liabilities........ 37 947
Equity Capital
Capital (#sh. au. 39,000)
(#sh. outst. 39,000)
Surplus......................... 1
Undivided profits and
capital reserve......... 1
Total equity capital. . 3
TOTAL

975
025
826
826

41 773

Seventieth Report

57

BANK OF CAVE CITY, CAVE CITY
Population 1,599
Sharp County
Chartered July 2, 1906 P.O. Box 82 Telephone Number 283-5553
Zip Code 72521
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: Sharp Bancshares, Inc.

Principal Officers:

Directors:

*Eagle Street . . . . Chairman & President
Jam es M. Street . . Exec. V.P. & CEO
Clifton C ra b tree............. V .P. & Cashier

Eagle Street
Jam es M. Street
Eugene Street
Jam es E. Street
Clifton Crabtree
Samuel F. Beller

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Mil. Thou.

797
277
630
300
535
123

.

Cash & due from
depositories.
541
U.S. Treasury securities 1
Oblig. of other U.S.
Government agencies
and corporations . . . . 2
Oblig. of States and
political subdivisions 1
Excess funds sold and
sec. resell agreements
L oans,N et................... 11
Bank premises,
furniture & fixtures . .
All other a s s e ts
399

TOTAL




18 602

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 2 009
Time & savings dep.,
ind., part., corp......... 13 595
U.S. Gov’t deposits . . . .
1
Deposits of States
and subdivisions . . . . 1 012
Certified and
Officers’ Checks................... 28
Toted D eposits.......... 16 645
All other liabilities . . . . ____ 110
Total Liabilities........ 16 755
Equity Capital
Capital (#sh. au. 4,000) .
(#sh. outst. 4,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

100
400
1 347
1 847
18 602

58

State of Arkansas:

Bank Department

AMERICAN STATE BANK, CHARLESTON
Population 1,786
F ranklin County
Chartered June 29,1910 P.O. Box 128 Telephone Number 965-2201
Zip Code 72933
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — 1; Outside City — None
Bank H olding Company A ffiliate: American Bancshares of Arkansas, Inc.

Principal Officers:

Directors:

*Joe S. H i a t t ................Chairman & CEO
Michael F. F ly n n ......................President
Sherman H i a t t .............. V.P. & Cashier
Margie H ia t t ............................. Vice Pres.
Charles J. B r o w n .................. .. Vice Pres.
Alice K. Wood
A sst. Vice Pres.

Joe S. H iatt
Michael F. Flynn
Sherman H iatt
John McDonald
Harold W. Jones
Troy Clark
Joe Medlock
Joe Larkin

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
Excess funds sold and
sec. resell agreements
L oans,N et...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ............

MU. Thou.

2 037
5 314
3 071
3 501
265
11 716
767
636

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 5 405
Time & savings dep.,
ind., part., corp......... 17 078
U.S. Gov’t deposits. . . .
2
Deposits of States
and subdivisions . . . . 1 315
Certified and
144
Officers’ Checks..........
Total Deposits.......... 23 944
Excess funds purchased
and sec. repurchase
agreements...
53
All other liabilities . . . .
184
Total Liabilities........ 24 181
Equity Capital
Capital (#sh. au. 12,000)
(#sh. outst. 12,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..

TOTAL



27 307

TOTAL

300
1 000
1 826
3 126
27 307

Seventieth Report

59

BANK OF CHERRY VALLEY, CHERRY VALLEY
Population 729
Cross County
Chartered January 24, 1907 P.O. Box 188 Telephone Number 588-3332
Zip Code 72324
Num ber of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal O fficers:
W.M. Sm ith, Jr..........................President
*W.M. Sm ith, III .........Exec. Vice Pres.
Em m ett M ila m .........................Vice Pres.
Yvonne L a c e ..................................Cashier

D irectors:
W.M. Smith, Jr., Chairman
W.M. Smith, III
Em m ett Milam, Sec.
H.H. Beasley
Edward Maddox

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil.
Cash & due from
depositories............. 2
U.S. Treasury securities 1
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions 2
All other securities . . . .
L oans,N et................... 10
Bank premises,
furniture & fixtures . .
All other a s s e ts ................

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 3 393
747
Time & savings dep.,
203
ind., part., corp......... 10 392
U.S. Gov’t deposits. . . .
3
Deposits of States
825
and subdivisions . . . . 1 756
All other d ep o sits..........
460
098
Certified and
108
Officers’ Checks.......... ........ 78
655
Total D eposits.......... 16 082
Excess funds purchased
81
and sec. repurchase
504
agreements...
100
All other liabilities . . . .
322
Total Liabilities........ 16 504

Thou.

Equity Capital
Capital (#sh. au. 2,000) .
100
(#sh. outst. 2,000)
Surplus.......................... 1 300
Undivided profits and
capital reserve..........
317
Total equity capital.. 1 717
TOTAL




18 221

TOTAL

18 221

State of Arkansas:

60

Bank Department

THE MERCHANTS AND PLANTERS BANK,
CLARENDON
Population 2,500
Monroe County
Chartered July 23, 1890 P.O. B ox 280 Telephone Number 747-3319
Zip Code 72029
Number of Branches: Inside C ity — None; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: Clarendon Holding Co.

Principal Officers:

Directors:

Jam es B. Sharp ........... Chmn. of Board
*J. Perry L e e ............................... President
Caroline B. L y l e ....................... Vice Pres.
Rheta G riffith ............................Corp. Sec.

Jam es B. Sharp
J. Perry Lee
Caroline B. Lyle
Rheta Griffith
Paul McKay
B.J. Hopson
Donald A. Davis
Ellen Menard

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Cash & due from
depositories.............
U .S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
L oans,N et.....................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

TOTAL



Mil. Thou.

3 245
878
3 155
1 825
2 843
90
3 882
330
366

16 614

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 3 044
Time & savings dep.,
ind., part., corp......... 10 308
U.S. Gov’t deposits . . . .
28
Deposits of States
and subdivisions . . . . 1 524
Certified and
Officers’ Checks................... 25
Total Deposits......... 14 929
All other liabilities .. .
203
Toted Liabilities........ 15 132
Equity Capital
Capital (#sh. au. 6,000) .
(#sh. outst. 6,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital.
Subordinated notes
and debentures........
TOTAL

150
400
732
1 282
200
16 614

Seventieth Report

61

ARKANSAS STATE BANK, CLARKSVILLE
Population 5,237
Johnson County
Chartered March 8, 1967 P.O. Box 100 Telephone Number 754-6325
Zip Code 72830
Number of Branches: Inside C ity — 1; Outside City — 2
Number of CBCT’s: Inside City — 1; Outside C ity — None
Bank H olding Company Affiliate: Arkansas S tate Bancorporation

Principal Officers:
♦Jefferson Haney . . . . Chmn. & Director
William M. Sharp
. . Pres. & Director
B etty C a lla h a n ................V.P. & Cashier
Don Perry ...................... V .P. & Director
Mary P i t t s ........................... A sst. Cashier
Denton T u m b leson .................. Vice Pres.

Directors:
Harold W hitson
Jim Dickerson
H .E. Wharton
R.L. Thompson
Armil Taylor
Dane Riggs
Guy Shrigley

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
L oans,N et...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

Mil. Thou.

3 385
5 166
6 974
6 752
2 030
250
16 596
611
1 176

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 2 629
Time & savings dep.,
ind., part., corp......... 32 480
U.S. Gov’t deposits . . . .
38
Deposits of States
and subdivisions . . . . 2 253
Certified and
Officers’ Checks................. 150
Total D eposits.......... 37 550
Excess funds purchased
and sec. repurchase
agreements............... 1 000
All other liabilities . . . .
574
Total Liabilities........ 39 124
Equity Capital
Capital (#sh. au. 12,000)
(#sh. outst. 12,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..

TOTAL



42 940

TOTAL

120
1 880
1 816
3 816
42 940

62

State of Arkansas:

Bank Department

FARMERS BANK & TRUST COMPANY,
CLARKSVILLE
Population 5,237
Johnson County
Chartered July 6,1 9 7 8 P.O. B ox 288 Telephone Number 754-2020
Zip Code 72830
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — 2; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦James C. E a s t ................Chmn. of Board
Joe A. W oodson .......................President
Lee W h i t e .............................Sr. Vice Pres.
Jam es E . B r a n tle y ............. Sr. Vice Pres.
Mary L. W a rren ....................... Vice Pres.
Robert C. M a g e e....................... Vice Pres.
Nina M a so n ................................Vice Pres.
Harold J o h n s o n ....................... Vice Pres.
Rebecca U p t o n ......................... Vice Pres.
Tom m y S e x to n ............... A sst. Vice Pres.
Roderick H. W eaver . . General Counsel

Directors:
Jam es C. E ast
Robert A. Hurley
Jam es E. Lewis
Robert C. M agee
Steven Morgan
Dayne Phillips
Bill Porter
Ted Riley
J.T. W hite
Lee W hite
Joe A. W oodson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Liabilities
Demand deposits,
Cash & due from
ind., part., corp.........
depositories............. 6 095
U.S. Treasury securities 3 257
Time & savings dep.,
ind., part., corp.........
Oblig. of other U.S.
U.S. Gov’t deposits. . . .
Government agencies
Deposits of States
and corporations . . . . 10 396
and subdivisions . . . .
Oblig. of States and
Certified and
political subdivisions 4 530
40
Officers’ Checks........
All other securities . . . .
Total Deposits.........
Excess funds sold and
Excess funds purchased
sec. resell agreements 2 825
and sec. repurchase
Loans, N e t................... 25 473
agreements...............
Bank premises,
852
All other liabilities . . . .
furniture & fixtures ..
Total Liabilities........
All other a s s e ts ........... 1 119
Equity Capital
Capital (#sh. au. 5,000) .
(#sh. outst. 5,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital. .
Subordinated notes
and debentures ........
TOTAL......................... 54 587



Mil. Thou.

4 661
41 758
14
2 865
212
49 510
362
880
50 752
500
1 600
1 135
3 235
600

TOTAL......................... 54 587

63

Seventieth Report

CLINTON STATE BANK, CLINTON
Population 1,284
Van Buren County
Chartered October 16, 1946 P.O. Box 57 Telephone Number 745-2441
Zip Code 72031
Number of Branches: Inside City — 1; Outside City — 3
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
John L. J o h n so n .......................Chairman
♦Dyke Johnson ........... President & CEO
Bud M c K n ig h t............... Exec. Vice Pres.
Jo Sm ith .............................. Sr. Vice Pres.
Charles E. Sm ith .................... Vice Pres.
Eileen Sm iley ........................... Vice Pres.
Lavelle M cK night . . . A sst. Vice Pres.
Robert Barnum ........... A sst. Vice Pres.
Sharon J o h n s o n ............. A sst. Vice Pres.

Directors:
Paul L. Bone
Jay Jackson
D yke Johnson
John L. Johnson
Joe Lee
Roy Lefler
Bud M cKnight

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 4 514
U.S. Treasury securities 14 292
Oblig. of other U.S.
Government agencies
and corporations . . . . 5 816
Oblig. of States and
political subdivisions 6 788
Excess funds sold and
sec. resell agreements 6 400
Loans, N e t................... 22 909
Bank premises,
624
furniture & fixtures ..
All other a s s e ts ........... 1 298

Liabilities
Demand deposits,
ind., part., corp.........
T im e & sa v in g s dep.,
ind., part., corp.........
U.S. Gov’t deposits .. ..
Deposits of States
and subdivisions
Certified and
Officers’ Checks........
Total D eposits..........
All other liabilities .. . .
Total Liabilities........

TOTAL......................... 62 641

TOTAL......................... 62 641




Mil. Thou.

6 014
48 999
17
1 834
421
57 285
552
57 837

Equity Capital
Capital (#sh. au. 4,000) .
400
(#sh. outst. 4,000)
Surplus......................... 1 200
Undivided profits and
capital reserve.......... 3 204
Total equity capital.. 4 804

64

State of Arkansas:

Bank Department

FIRST STATE BANK AND
TRUST COMPANY, CONWAY
Population 20,375
Faulkner County
Chartered February 8, 1946 P.O. Box 729 Telephone Number 329-5656
Zip Code 72032
Number of Branches: Inside City — 3; Outside City — 3
Number of CBCT’s: Inside City — 2; Outside City — None
Bank H olding Company Affiliate: Conway Bancshares, Inc.

Principal Officers:

Directors:

*James G. W illiam son, Jr..........Chmn. of
Board
B.J. D a u g h e r ty ........................ President
Louis E. S t e l l ................Exec. Vice Pres.
Thomas E. Bentley, Jr. Sr. Vice Pres. &
Cashier
Kenne K etch esid e.................... Vice Pres.
Jack H u m p h r e y .......................Vice Pres.
John Stanton ........................... Vice Pres.
A. Glen R o s s ..............................Vice Pres.

_________

Jam es H. Brewer
W illiam M. Clark
B.J. D augherty
C. Joseph Giroir, Jr.
Alphonse M. Hiegel
J.W . McCracken
Charles D. Morgan, Jr.
J.F . O’Kelley
Frank F. Robins, III
Earl F. Rogers
Stanley Russ
M.M. Satterfield
Louis E. Stell
Jam es G. W illiamson, Jr.
Thomas G. W ilson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Liabilities
Assets
Mil. Thou.
MU.
Demand deposits,
Cash & due from
depositories............. 8 200
ind., part., corp....... . 17
U.S. Treasury securities 8 339 Time & savings dep.,
Oblig. of other U.S.
ind., part., corp....... . 73
Government agencies
U.S. Gov’t deposits .. .
and corporations . . . . 3 013 Deposits of States
Oblig. of States and
and subdivisions .. . . 12
political subdivisions 16 858 All other deposits . . . . . 8
All other securities . . . . 1 846 Certified and
Excess funds sold and
Officers’ Checks. . . .
100
sec. resell agreements
Total Deposits........ 112
Loans, N e t ................... 81 290 All other liabilities . . . . 1
Total Liabilities . . . . 114
Bank premises,
furniture & fixtures . . 2 132
Equity Capital
All other a s s e ts ........... 3 097
Capital (#sh. au. 100,000) 1
(#sh. outst. 100,000)
Surplus....................... . 4
Undivided profits and
capital reserve........
5
Total equity capital. . 10
TOTAL......................... 124 875



Thou.

202
694
90
290
829
873
978
879
857
000
000
018
018

TOTAL....................... 124 875

Seventieth Report

65

THE CORNING BANK, CORNING
Population 3,650
Clay County
Chartered June 15, 1984 P.O. B ox 439 Telephone Number 857-3592
Zip Code 72422
Number of Branches: Inside City — None; Outside City — 2
Num ber of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: First Paragould Bankshares

Principal Officers:
*G,L. L ieb lo n g ...................................................... President
Donis Simpson ....................................... Exec. Vice Pres.
Jim V in so n .................................................... Sr. Vice Pres.
Bob L ockw ood.....................................................Vice Pres.
Louise C olem an...................................................Vice Pres.
J.L. W illia m s.................................................. Vice Pres. &
Farm Rep.
Dorothy Barton .................................................. Vice Pres

___________

Directors:
R.P. Bland
Dr. C.M. Bowers
Larry Brewer
J.C. Cothren
Joe Elmore
Dr. Robert Fahr
J.R. Ford
Dr. G.A. Haynes
G.L. Lieblong
Roy McSpadden
J.T. Meriweather
Douglas Pillow
A.B. Samuel
F.J. Schreit
Dr. J. M. Williams
C.E. Williamson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Cash & due from
depositories.............
U .S. Treasury securities
Oblig. of States and
political subdivisions
Excess funds sold and
sec. resell agreements
L oans,N et...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

Mil. Thou.

2 397
403
2 552
14 300
11 401
1 164
856

Liabilities
m u . Thou.
Demand deposits,
ind.,part.,corp......... 6 488
Time & savings dep.,
ind., part., corp......... 22 673
U.S. Gov’t deposits. . . .
38
Deposits of States
and subdivisions . . . . 1 880
Certified and
Officers’ Checks.....................5
Total Deposits.......... 31 084
All other liabilities . . .
386
Total Liabilities........31 470
Equity Capital
Capital (#sh. au. 10,000)
(#sh. outst. 10,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..

TOTAL




33 073

TOTAL

100
1 200
303
1 603
33 073

State of Arkansas:

66

Bank Department

FIRST STATE BANK, CROSSETT
Population 6,706
A shley County
Chartered May 13,1963 P.O. B ox 638 Telephone Number 364-5131
Zip Code 71635
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
Richard E. G riffin..................... Chairman
*M. Gerald H o lla n d .....................President
Z.M. S t e l l ...................... Exec. Vice Pres.
Don W o o d s ................................Vice Pres.
Cheryl Goodwin ............................ Cashier
Jeanie P a r k e r .................. Adm in. Officer

Directors:
Charles Baxley
H .A . Etheridge, Jr.
Jam es S. Nolley
Richard E. Griffin
M. Gerald Holland
C.E. Ripley
Donald R. Rodgers
Z.M. Stell

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 2 787
U .S. Treasury securities
849
Oblig. of other U.S.
Government agencies
and corporations . . . .
1 787
Oblig. of States and
political subdivisions
1 005
Excess funds sold and
sec. resell agreements
300
L oans,N et................... 7 703
Bank premises,
furniture & fixtures . .
302
All other a s s e ts ...........
529

TOTAL




15 262

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 2 403
Time & savings dep.,
ind., part., corp......... 9 898
U.S. Gov’t deposits . . . .
88
Deposits of States
and subdivisions . . . . 2 261
Certified and
Officers’ Checks........
106
Total Deposits......... 14 756
All other liabilities . . . . _____ 82
Total Liabilities........ 14 838
Equity Capital
Capital (#sh. au. 40,000)
(#sh. outst. 40,000)
Surplus............
200
Undivided profits and
capital reserve............
Total equity capital..
TOTAL

400

(176)
424
15 262

Seventieth Report

67

DANVILLE STATE BANK, DANVILLE
Population 1,712
Yell County
Chartered October 3, 1930 P.O. Box 609 Telephone Number 495-2236
Zip Code 72833
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦John Ed Chambers, Jr............ President
John Ed Chambers, III . . . Exec. V.P.
Edward J. T a y lo r ............. Sr. Vice Pres.
Bobby E. R a m e y ........... V.P. & Cashier
Elouise C. Laurie .................... Vice Pres.
Odean P a r k e r ........................... Vice Pres.
Paul W ille tt............................... Vice Pres.

Directors:
John Ed Chambers, Jr.
John Ed Chambers, III
Mike Cornwell
Lloyd R. George
Fay M athis
Todd Sanders
Charles Sloan
Edward J. Taylor

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 799
U.S. Treasury securities 4 495
Oblig. of other U.S.
Government agencies
and corporations . . . . 5 939
Oblig. of States and
political subdivisions 8 496
Excess funds sold and
sec. resell agreements 5 300
Loans, N e t................... 33 583
Bank premises,
furniture & fixtures . .
244
All other a s s e ts ........... 1 631

TOTAL




61 487

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 2 746
Time & savings dep.,
ind., part., corp......... 50 030
U.S. Gov’t deposits . . . .
16
Deposits of States
and subdivisions . . . . 2 320
Certified and
Officers’ Checks........
120
Total Deposits.......... 55 232
All other liabilities .. .
609
Total Liabilities........ 55 841
Equity Capital
Capital (#sh. au. 10,000)
(#sh. outst. 10,000)
Surplus.........................
Undivided profits and
capital reserve..........
Subordinated notes
and debentures........
TOTAL

250
2 750
2 646
5 646
61 487

State of Arkansas:

68

Bank Department

ARKANSAS VALLEY BANK, DARDANELLE
Population 3,621
Yell County
Chartered A ugu st 29, 1961 P .0 . Box 330 Telephone Number 229-2151
Zip Code 72834
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: Bankstock Two, Inc.

Principal Officers:
*Carl G. H o lt............................................Chairman & CEO
L. Steven R o s s .................................................... President
Judy Elliott ......................................................... Vice Pres.
Dorothy G e ib e .........................................................Cashier
Rosemary H o lt .................................................... Secretary

___________

Directors:
Carl G. Holt
Rosemary Holt
L. Steven Ross
George G. Gleason
Carol Ann Gleason
Dennis R. James
Rennae Sims
Dr. Gilroy Cornwell
John Harris
James R. Ford
William Thornsberry
John Larry Mosley
Dr. Gene Ring

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 2 843
U.S. Treasury securities 1 410
Excess funds sold and
750
sec. resell agreements
Loans, N e t................... 26 970
Bank premises,
787
furniture & fixtures . .
729
All other a s s e ts ...........

Mil. Thou.
Liabilities
Demand deposits,
ind., part., corp......... 2 198
Time & savings dep.,
ind., part., corp......... 27 575
U.S. Gov’t deposits. . . .
27
Deposits of States
113
and subdivisions . . . .
All other d ep o sits........
555
Certified and
Officers’ Checks........
226
Total D eposits.......... 30 694
All other liabilities . . . .
432
Total Liabilities........ 31 126

Equity Capital
Capital (#sh. au. 60,711)
607
(#sh. outst. 60,711)
Surplus......................... 1 252
Undivided profits and
capital reserve.........
254
Total equity capital. . 2 113
Subordinated notes
250
and debentures ........
TOTAL......................... 33 489



TOTAL......................... 33 489

Seventieth Report

69

BANK OF DARDANELLE, DARDANELLE
Population 3,621
Yell County
Chartered September 12, 1934 P.O. B ox 90 Telephone Number 229-3311
Zip Code 72834
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

*H.M. O r sb u r n ........................... President
Noel A. V a n D o v e r .....................Vice Pres.
V.E. L a m b e r t..............................Vice Pres.
Jerry D. S a d le r ........................... Vice Pres.
Opal A d k is o n ................A sst. Vice Pres.
Janelle P a rk er................................Cashier
Janetta J a y .........................A sst. Cashier

B.K. Berry
L.R. Berryhill
John L. Hamilton
Evelyn Jones
Fannie B. George
H.M. Orsburn
Noel A. VanDover
Jam es W. Wallis
Billy B. W oodson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30.1984
Assets
Mil. Thou.
Cash & due from
depositories............. 5 432
U.S. Treasury securities 10 964
Oblig. of other U.S.
Government agencies
and corporations . . . . 5 881
Oblig. of States and
political subdivisions 1 725
Excess funds sold and
sec. resell agreements 2 364
L oans,N et................... 13 690
Bank premises,
furniture & fixtures ..
708
All other a s s e ts ...........
718

TOTAL




41 482

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 3 373
Time & savings dep.,
ind., part., corp......... 32 006
U.S. Gov’t deposits . . . .
48
Deposits of States
and subdivisions . . . . 1 940
Certified and
Officers’ Checks................... 93
Total D eposits.......... 37 460
All other liabilities . . .
574
Total Liabilities........ 38 034
Equity Capital
Capital (#sh. au. 8,000) .
200
(#sh. outst. 8,000)
Surplus.........................
625
Undivided profits and
capital reserve.......... 2 623
Total equity capital.. 3 448
TOTAL

41 482

70

State of Arkansas:

Bank Department

DECATUR STATE BANK, DECATUR
Population 1,034
Benton County
Chartered May 27, 1954 P.O. B ox 38 Telephone Number 752-3281
Zip Code 72722
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦Vernon A u s t in ..........................President
Wanda Ruth T o r m e y .............Vice Pres.
Bill M o n tg o m e r y ............. A sst. Cashier
Brenda S p r in k le s.................... Exec. Sec.
Joe W. T e s t ..................Branch M anager

Directors:
Lloyd Peterson
Dorothy Mae Peterson
Tom M. Edm iston
Jam es T. Hudson
Dr. E.N . McCollum
Richard E. Wilmoth
L. Victor Evans
Harold M. Lee
Vernon A ustin

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 2 038
U .S. Treasury securities
799
Oblig. of other U.S.
Government agencies
and corporations . . . .
198
Oblig. of States and
political subdivisions
976
Excess funds sold and
sec. resell agreements 2 000
Loans, N e t................... 18 671
Bank premises,
furniture & fixtures ..
528
All other a s s e ts ...........
322

TOTAL




25 532

Mil. Thou.
Liabilities
Demand deposits,
ind., part., corp......... 21 015
Time & savings dep.,
ind., part., corp......... 1 267
55
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
592
10
All other d ep o sits........
Certified and
100
Officers’ Checks........
Total D eposits.......... 23 039
276
All other liabilities . . . .
Toted Liabilities........ 23 315

Equity Capital
Capital (#sh. au. 7,000) .
(#sh. outst. 7,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL

350
350
1 517
2 217
25 532

Seventieth Report

71

BANK OF DELIGHT, DELIGHT
Population 439
Pike County
Chartered June 16, 1911 P.O. B ox 68 Telephone Number 379-2293
Zip Code 71940
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

Cecil E. Johnson, Jr. . . Chmn. of Board
*01en H e n d r ix ............................. President
Darwin H e n d r ix ........... Exec. Vice Pres.
Gus W in gfield ........................... Vice Pres.
Edna J o h n so n ................................Cashier
Jan M itchell ...................... A sst. Cashier
Larry M a y ........................... A sst. Cashier

Cecil E. Johnson, Jr.
Olen Hendrix
Darwin Hendrix
Gus W ingfield
Buford Hendrix
Ludis Rhodes
Glen Campbell
A lvis Stokes
Clarence A nthony

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
Loans, N e t.....................
Bank premises,
furniture & fixtures ..
All other a s s e ts ............

TOTAL




Mil. Thou.

260
3 804
914
1 696
1 627
1 200
6 184
88
341

16 114

Liabilities
Ma. Thou.
Demand deposits,
ind., part., corp......... 3 071
Time & savings dep.,
ind., part., corp......... 9 504
U.S. Gov’t deposits . . . .
4
Deposits of States
and subdivisions . . . . 1 688
Certified and
Officers’ Checks................... 12
Total Deposits.......... 14 279
All other liabilities . . . .
304
Total Liabilities........ 14 583
Equity Capital
Capital (#sh. au. 6,250) .
(#sh. outst. 6,250)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL

156
800
575
1 531
16 114

72

State of Arkansas:

Bank Department

FIRST STATE BANK OF DE QUEEN, DE QUEEN
Population 4,594
Sevier County
Chartered A ugu st 26,1974 P.O. Box 970 Telephone Number 642-4423
Zip Code 71832
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*Cole M artin ..................President & CEO
Robert A. C ard .........Sr. V.P. & Cashier

________

Directors:
Cole Martin
Coy Wiles
Dennis Smiley
Gary Bell
Don Stemple
Lou Gray
R.S. Harris
William H. Hodge

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories................ 1 502
U.S. Treasury securities 1 246
Oblig. of States and
political subdivisions 2 668
All other securities . . . .
100
Excess funds sold and
sec. resell agreements
200
Loans, N e t..................... 9 709
Bank premises,
furniture & fixtures . .
416
All other a s s e ts ...........
475

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks........
Total Deposits.........
All 6ther liabilities . . . .
Total Liabilities........
Equity Capital
Capital (#sh. au. 30,000)
(#sh. outst. 30,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital.
Subordinated notes
and debentures........

TOTAL




16 316

TOTAL

m u . Thou.

2 067
11 345
29
1 411
170
15 022
175
15 197
300
400
359
1 059
60
16 316

Seventieth Report

73

DERMOTT STATE BANK, DERMOTT
Population 4,731
Chicot County
Chartered Ju ly 8, 1935 P.O. B ox C Telephone Number 538-3266
Zip Code 71638
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
John M. Baxter ........... Chmn. of Board
*Jam es S. S u i t t .............................President
Clarence H o r to n ...........Sr. Vice Pres. &
Trust Officer
N. Keith J o h n so n ................ A sst. Trust
Officer & Vice Pres.
Frank Henry, Jr.......................... Vice Pres.
Mrs. June Farrell
A sst. Vice Pres.
Mrs. Becky J e n k in s ...................... Cashier
Mrs. Lois Compton ......... A sst. Cashier

Directors:
John M. Arnn
John M. Baxter
W. A. Baxter
E. Lephiew Bennington
R.H. Dennington
Frank Henry, Jr.
Clarence Horton
Bernard Levi
Lawrence W. Levi
Swan B. Moss
Robert H. Rasco
Jam es S. Suitt

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Liabilities
Mil. Thou.
A s s e ts
Mil. Thou.
Demand deposits,
Cash & due from
ind., part., corp......... 3 553
depositories.............
581
Time & savings aep.,
U.S. Treasury securities 4 992
Oblig. of other U.S.
ind., part., corp......... 9 375
U.S. Gov’t deposits . . . .
2
Government agencies
Deposits of States
and corporations . . . . 4 562
and subdivisions . . . . 1 066
Oblig. of States and
All other d ep o sits...........
5
political subdivisions 2 111
Certified and
All other securities . . . .
770
Officers’ Checks................... 10
Excess funds sold and
Total D eposits.......... 14 011
sec. resell agreements
350
All other liabilities . . . .
206
Loans, N e t..................... 2 328
Total Liabilities........ 14 217
Bank premises,
furniture & fixtures . .
264
Equity Capital
All other a s s e ts ............
406
Capital (#sh. au. 18,000)
450
(#sh. outst. 18,000)
Surplus.........................
550
Undivided profits and
capital reserve.......... 1 147
Total equity capital. . 2 147
TOTAL......................... 16 364



TOTAL......................... 16 364

74

State of Arkansas:

Bank Department

FIRST STATE BANK OF DERMOTT, DERMOTT
Population 4,731
Chicot County
Chartered October 15,1976 P.O. Box Drawer O Telephone Number 538-3221
Zip Code 71638
Number of Branches: Inside C ity — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
H.W . T h o m a s ...............Chmn. of Board
♦Tom H. G ru m b les.................... President
Mary K. T u c k e r ........... E xec. Vice Pres.
Rex M. Vaughn ....................... Vice Pres.

Directors:
Leonard L. Hampson
Donald L. Eifling
H.W . Thomas
Mary K. Tucker
Don Scott
Bill Courtney
Robert B. Gibson
Tom H. Grumbles

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories................ 1 313
U.S. Treasury securities 1 394
Oblig. of other U.S.
Government agencies
and corporations . . . . 4 056
Oblig. of States and
political subdivisions 1 252
All other securities . . . .
187
Excess funds sold and
sec. resell agreements
500
Loans, N e t..................... 6 461
Bank premises,
furniture & fixtures ..
139
All other a s s e ts ............
351

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 2 363
Time & savings dep.,
ind., part., corp......... 10 612
U.S. Gov’t deposits . . . .
36
Deposits of States
and subdivisions . . . .
937
Certified and
Officers’ Checks.................. 49
Total D eposits.......... 13 997
All other liabilities . . .
222
Total Liabilities........ 14 219

TOTAL

TOTAL




15 653

Equity Capital
Capital (#sh. au. 18,750)
150
(#sh. outst. 15,000)
Surplus............
600
Undivided profits and
capital reserve............
684
Total equity capital.. 1 434
15 653

Seventieth Report

75

FARMERS & MERCHANTS BANK, DES ARC
Population 2,021
Prairie County
Chartered January 20, 1902 P.O. Box 369 Telephone Number 256-4191
Zip Code 72040
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

S.R. N ichols ...............................Chairman
G.P. Mullen .................... Vice Chairman
*Sherod S. W hite ........................President
William A. Lindsay, Jr........................V.P.
Faye A. S m ith ................... Sec. to Board
Dora M. H o llo w a y ........................Cashier
B etty H u n t ........................ A sst. Cashier
B etty H ollis ...................... A sst. Cashier
Carolyn K e n n e d y ............. A sst. Cashier

J. Elmer Berry
Guy man DeVore
W illis Eddins
Robert L. Morton
Graham P. Mullen
Henry L. Nichols
S.R. Nichols
John F Orsi, Jr.
O.L. Simmons
William A. Lindsay, Jr.
Sherod S. W hite

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets

MU. Thou.

depositories................
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
L oans,N et.....................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

TOTAL



Liabilities

Mil. Thou.

D em a n d d e p o s its ,

C ash & d u e from

2 078
2 794
6 165
6 249
1 323
8 282
98
802

27 791

ind., part., corp......... 2 629
Time & savings dep.,
ind., part., corp......... 16 925
U.S. Gov’t deposits . . . .
25
Deposits of States
and subdivisions . . . . 1 833
Certified and
Officers’ Checks................... 52
Total D eposits.......... 21 464
All other liabilities . . . . 1 061
Total Liabilities........ 22 525
Equity Capital
Capital (#sh. au. 65,140)
(#sh. outst. 65,140)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL

651
1 100
3 515
5 266
27 791

76

State of Arkansas:

Bank Department

DEWITT BANK & TRUST COMPANY, DEWITT
Population 3,928
Arkansas County
Chartered March 1, 1929 P.O. B ox 71 Telephone Number 946-3531
Zip Code 72042
Number of Branches: Inside C ity — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
E.A . Ferguson ..............Chmn. of Board
Julian Brown . . . Vice Chmn. of Board
*B. Gene S t a t o n ........................ President
T.F. H u d s o n ............. Sr. V.P. & Cashier
Dale K. B e n n e t t .......................Vice Pres.
Frank Ellis, Jr........................Vice Pres. &
Sr. Trust Officer

Directors:
Oliver S. Bel
W .H. B otts
Julian Brown
E.E. Denman
Ray D. Dickson
Elmer A. Ferguson
Leonard J. H ensgens
Charles W. Rasco, III
Nancy F. Rasco
B. Gene Staton
Jack Whitmore

♦Designates Chief Executive Officer

S T A T E M E N T A S O F J U N E 3 0 ,1 9 8 4
A sse ts

Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
L oans,N et...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

TOTAL



Mil. Thou.

5 602
9 401
6 419
7 205
875
550
14 911
851
1 393

47 207

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 8 018
Time & savings dep.,
ind., part., corp......... 29 012
U.S. Gov’t deposits . . . .
71
Deposits of States
and subdivisions . . . . 1 832
Certified and
Officers’ Checks...................68
Toted D eposits......... 39 001
All other liabilities .. .
626
Total Liabilities........ 39 627
Equity Capital
Capital (#sh. au. 18,000)
450
(#sh. outst. 18,000)
Surplus......................... 2 550
Undivided profits and
capital reserve.......... 4 580
Total equity capital. . 7 580
TOTAL

47 207

77

Seventieth Report

BANK OF DOVER, DOVER
Population 650
Pope County
Chartered September 29, 1905 P.O. Box 334 Telephone Number 331-2121
Zip Code 72837
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*Thomas R o fk a h r......................President
Philip H. W o r th e n .................. Vice Pres.
Joyce C hurchill............... A sst. Vice Pres.
B ettye W ait ...................A sst. Vice Pres.
Karen V in s o n ................. A sst. Vice Pres.
Marilyn Pritchard ........... A sst. Cashier
Patricia B o ck sn ick ............. Loan Officer
Elaine Rackley ........... Branch Manager

Directors :
Thomas Rofkahr
Jam es K. Young
Delmer Boley
Joe Breashears
Verlin Taylor

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Mil. Thou.

Cash & due from
depositories................ 3 574
U.S. Treasury securities 1 852
Oblig. of other U.S.
Government agencies
and corporations . . . . 3 247
Oblig. of States and
political subdivisions
1 988
Excess funds sold and
sec. resell agreements
750
L oans,N et..................... 8 915
Bank premises,
furniture & fixtures . .
365
All other a s s e ts ...........
397

TOTAL



21 088

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
in d ., p a r t., c o r p ............

mu.

Thou.

4 090
13

180

U.S. Gov’t deposits . . . .
52
Deposits of States
and subdivisions . . . . 1 487
Certified and
Officers’ Checks........
112
Total D eposits.......... 18 921
All other liabilities . . . .
189
Total Liabilities........ 19 110
Equity Capital
Capital (#sh. au. 9,200) .
(#sh. outst. 9,200)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital.
Subordinated notes
and d ebentures........
TOTAL

230
700
948
1 878
100
21 088

State of Arkansas:

78

Bank Department

DUMAS STATE BANK, DUMAS
Population 6,091
Desha County
Chartered January 11,1974 P.O. Box 700 Telephone Number 382-4204
Zip Code 71639
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: Dum as Bancshares

Principal Officers:

Directors:

♦James R. H a l l ............................. President
A nita Grimes ................................. Cashier
B em estine H u sk e y ........... A sst. Cashier
Thomas F. Jones, Jr. Commercial Loan
Officer
Dennis H. F e r g u s o n ............. Installm ent
Loan Officer

Jam es R. Hall
Herman S. Vickers
William A. W est
A.O. French, Jr.
Howard R. Harris
L. David Stubbs
Merle F. Peterson
Dorothy Moore
M.E. McDonald
William F. Teeter

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U .S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
L oans,N et...................
Bank premises,
furniture & fixtures ..
All other a s s e ts ...........

TOTAL



Mil. Thou.

939
500
2 566
782
100
100
6 111
351
295

11 744

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 1 564
Time & savings dep.,
ind., part., corp......... 7 526
Deposits of States
and subdivisions . . . . 1 236
All other dep o sits........
29
Certified and
Officers’ Checks................... 22
Total D eposits.......... 10 377
All other liabilities .. .
190
Total Liabilities........ 10 567
Equity Capital
Capital (#sh. au. 30,000)
(#sh. outst. 30,000)
Surplus...............
Undivided profits and
capital reserve............
Total equity capital. . 1
TOTAL

300
600
277
177

11 744

Seventieth Report

79

MERCHANTS AND FARMERS BANK, DUMAS
Population 6,091
D esha County
Chartered May 9, 1909 P.O. Box Drawer D Telephone Number 382-4311
Zip Code 71639
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: M&F Financial Corporation
Principal O fficers:
*Claud T. Frank .................... President &
Chmn. of Board
David J. Garrett . . Exec. Vice Pres. &
Cashier
Loral M. A d co ck .................. Sr. Vice Pres.
J. Michael J o n e s ......................... Vice Pres.
& Trust Officer
Gloria M. D a n ie l. . . . A sst. V.P. & ATO
Lugean Zieman . . A sst V .P. & Auditor
Rondy J. L e e .....................A sst. Vice Pres.
Marie Tucker A sst. V.P. & Branch Mgr.
Dwayne R. Snyder
. A sst. Vice Pres.
Glenda O w en .......................A sst. Cashier
E ssie Stahl .........................A sst. Cashier
Sharon Cantrell ................A sst. Cashier
Julia B u r k e .........................A sst. Cashier

Directors :
Loral M. Adcock
Robert H. Adcock
J.E . Allmon, Jr.
Charles H. Dante
Claud T. Frank
E.C. Gannaway
Marion S. Gill
Harold L. Jones
Clifton L. Meador
David O. Porter, III
Thomas F. Shea

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Liabilities
Mil. Thou.
Assets
Mil. Thou.
Demand deposits,
Cash & due from
ind., part., corp......... 6 467
depositories............. 3 272
Time & savings dep.,
U.S. Treasury securities 2 142
Oblig. of other U.S.
ind., part., corp......... 24 480
U.S. Gov’t deposits .. ..
Government agencies
23
Deposits of States
and corporations . . . . 4 604
Oblig. of States and
and subdivisions . . . . 2 665
political subdivisions 6 393
Certified and
All other securities . . . .
200
Officers’ Checks........
425
Excess funds sold and
Total Deposits.......... 34 060
sec. resell agreements 3 350
All other liabilities . . . .
551
Loans, N e t................... 18 053
Total Liabilities........ 34 611
Bank premises,
Equity Capital
furniture & fixtures ..
285
All other a s s e ts ........... 1 004
Capital (#sh. au. 40,000) 1 000
(#sh. outst. 40,000)
Surplus......................... 1 000
Undivided profits and
capital reserve......... 2 692
Total equity capital. . 4 692
TOTAL



39 303

TOTAL

39 303

State of Arkansas:

80

Bank Department

EARLE STATE BANK, EARLE
Population 3,517
Crittenden County
Chartered April 24, 1947 P.O. B ox 248 Telephone Number 792-8613
Zip Code 72331
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Com pany Affiliate: Earle Bankshares, Inc.

Principal Officers:

Directors:

*J.E. B r o o k s ...............................President
Mary E. D a v i s ................V .P. & Cashier
John Ed G r e g s o n .................... Vice Pres.
W anda S. Arm strong . . . A sst. Cashier
Iris V. Cole .........................A sst. Cashier
Chris L e h m a n .................... Vice Pres. &
Mgr. Crawfordsville Office

J.W . Young, Jr.
J.E . Brooks
Carl E. Morrison, Jr.
W .P. Morrison
Richard C. Twist
David S. W allace
J.H . Taylor, Jr.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ............

TOTAL




Mil. Thou.

1 422
2 801
4 124
3 202
401
700
12 659
386
860

26 555

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 4 896
Time & savings dep.,
ind., part., corp......... 15 954
U.S. Gov’t deposits . . . .
47
Deposits of States
and subdivisions . . . . 1 532
Certified and
Officers’ Checks........
174
Total D eposits.......... 22 603
All other liabilities . . . .
280
Total Liabilities........ 22 883
Equity Capital
Capital (#sh. au. 50,000)
(#sh. outst. 50,000)
Surplus......................... 1
Undivided profits and
capital reserve......... 1
Total equity capital. . 3
TOTAL

500
500
672
672

26 555

Seventieth Report

81

THE DELTA STATE BANK, ELAINE
Population 991
Phillips County
Chartered December 30, 1947 P.O. Box 295 Telephone Number 827-3397
Zip Code 72333
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*Mary Louise Demoret Fiser President &
Cashier
Lamar M a rk s............................. Secretary

Directors:
Mary Louise Demoret Fiser
Lamar Marks
E sley E. Johnson, Sr.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U .S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
Excess funds sold and
sec. resell agreements
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

TOTAL




Mil. Thou.

1 162
100
536
30
200
422
10
11

2 471

Liabilities
m u . Thou.
Demand deposits,
ind.,part., corp......... 1 103
U.S. Gov’t deposits. . . .
1
Deposits of States
and subdivisions . . . .
403
Certified and
Officers’ Checks.....................3
Total Deposits.......... 1 510
Toted L ia b ilit ie s ..........

Equity Capital
Capital (#sh. au. 1,600) .
(#sh. outst. 1,600)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

1

510

40
80
841
961
2 471

82

State of Arkansas:

Bank Department

THE EXCHANGE BANK AND TRUST
COMPANY, EL DORADO
Population 27,500
Union County
Chartered A ugu st 12, 1933 P.O. Box 641 Telephone Number 862-6683
Zip Code 71731
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Exchange Bancshares, Inc.

Principal Officers

&CEO

*J. Thomas May
. President
Steve Leverette
Sr. Vice
Sr. Vice
Tandy Menefee
. Vice
Doris C aw vey.......................................
Vice
Ken Goudy .........................................
James H. Ludwig
Vice
Vice
Carolyn Beavers

Pres.
Pres.
Pres.
Pres.
Pres.
Pres.

Directors :
Bruce Anthony
James W. Garison
George R. Haefner
Edward Hurley
D.R. James, Jr.
Rodney R. Landes

J. Thomas May
John L. Solomon
Charles Thomas
John R. Williamson
CliffWright
Jerry Young

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories............. 6 167
U.S. Treasury securities 5 066
Oblig. of other U.S.
Government agencies
and corporations . . . . 4 770
Oblig. of States and
political subdivisions 10 068
Excess funds sold and
sec. resell agreements 3 175
Loans, N e t................... 43 930
Bank premises,
furniture & fixtures . .
938
All other a s s e ts ........... 1 410

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
All other dep o sits........
Certified and
Officers’ Checks........
Total Deposits..........
Excess funds purchased
and sec. repurchase
agreements...............
All other liabilities . . . .
Total Liabilities........

Mil. Thou.

10

836

54

502
43

2

228
25

67

223
857

153
1 647
69 657

Equity Capital
Capital (#sh. au. 40,000) 1 000
(#sh. outst. 40,000)
Surplus......................... 1 000
Undivided profits and
capital reserve......... 3 367
Total equity capital. . 5 367
Subordinated notes
500
and debentures ........
TOTAL......................... 75 524



TOTAL......................... 75 524

Seventieth Report

83

BANK OF ELKINS, ELKINS
Population 601
W ashington County
Chartered June 1, 1912 P.O. Box 333 Telephone Number 643-2131
Zip Code 72727
Number of Branches: Inside City — 1; Outside C ity — None
Number of CBC T’s: Inside City — 1; Outside City — 1
Bank H olding Company Affiliate: Community Investm ents, Inc.

Principal Officers:
♦Joel L. Bunch ............................ President
John A. Bunch, Sr.................... Chairman
Joyce R. Bunch . . . . Exec. Vice Pres. &
Cashier
Randall D. H a r p e r .................. Vice Pres.
Margie R. E a to n ................A sst. Cashier
Faye M. P a y to n ........................... Auditor

Directors:
Joel L. Bunch
John A. Bunch, Sr.
Joyce R. Bunch
J.E . Bunch
David R. Malone

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories.............
776
U .S. Treasury securities 2 511
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 603
Oblig. of States and
political subdivisions
811
Excess funds sold and
sec. resell agreements
200
Loans, N e t................... 10 258
Bank premises,
furniture & fixtures . .
210
All other a s s e ts ............
628

TOTAL




16 997

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 3 453
Time & savings dep.,
ind., part., corp......... 11 297
Deposits of States
and subdivisions . . . .
474
All other d ep o sits........
337
Certified and
Officers’ Checks................... 64
Total D eposits.......... 15 625
All other liabilities .. .
11$
Total Liabilities........ 15 738
Equity Capital
Capital (#sh. au. 12,500)
(#sh. outst. 10,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

250
575
434
1 259
16 997

84

State of Arkansas:

Bank Department

BANK OF ENGLAND, ENGLAND
Population 3,186
Lonoke County
Chartered A ugust 23, 1898 P.O. Box 70 Telephone Number 842-2555
Zip Code 72046
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*Seth Boles, Jr.............................. President
Otha E. F rizzell..........................Cashier
Gary R. Canada, Sr............A sst. Cashier
Wilma J. D a r lin g ..............A sst. Cashier
Clara L. N e w to n ................A sst. Cashier

Directors:
Seth Boles, Jr.
Otha E. Frizzell
Gary R. Canada, Sr.
Thomas O. Murchison, Sr.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & clue from
depositories................ 1 075
U .S. Treasury securities
999
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 297
Oblig. of States and
political subdivisions 1 966
Excess funds sold and
sec. resell agreements 2 050
Loans, N e t..................... 4 870
All other a s s e ts ...........
416

TOTAL




12 673

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 3 150
Time & savings dep.,
ind., part., corp......... 7 366
Deposits of States
and subdivisions . . . .
72
Certified and
Officers’ Checks...................36
Total D eposits.......... 10 624
All other liabilities . . . .____ 224
Total Liabilities........ 10 848
Equity Capital
Capital (#sh. au. 10,000)
(#sh. outst. 10,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

100
750
975
1 825
12 673

85

Seventieth Report

THE CITIZENS BANK, ENGLAND
Population 3,136
Lonoke County
Chartered January 14, 1931 P.O. Box 190 Telephone Number 842-2541
Zip Code 72046
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

Lois R utherford.........................President
*Kaye L. W o o d ..................V.P. & Cashier

Lois Rutherford
Kaye L. Wood
Ben B. Morris
John W. Gann
Marguerite L. Morris

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Thou.

760
651
600
637
75
500
246

.

Assets
MU.
Cash & due from
depositories............. 1
U.S. Treasury securities 3
Oblig. of other U.S.
Government agencies
and corporations . . . . 1
Oblig. of States and
political subdivisions 1
All other securities . . . .
Excess funds sold and
sec. resell agreements 1
L oans,N et.......
921
Bank premises,
furniture & fixtures . .
All other a s s e ts
238

TOTAL




11 628

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 3 685
Time & savings dep.,
ind., part., corp......... 3 429
U.S. Gov’t deposits . . . .
19
Deposits of States
and subdivisions . . . . 1 898
All other d ep o sits...........
2
Certified and
Officers’ Checks...................42
Total Deposits.......... 9 075
All other liabilities . . . . ____69
Total Liabilities........ 9 144
Equity Capital
Capital (#sh. au. 9,600) .
240
(#sh. outst. 9,600)
Surplus.........................
760
Undivided profits and
capital reserve.......... 1 484
Total equity capital. . 2 484
TOTAL

11 628

State of Arkansas:

86

Bank Department

THE EUDORA BANK, EUDORA
Population 3,840
Chicot County
Chartered December 23, 1930 P.O. Box L Telephone Number 355-8311
Zip Code 71640
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: D elta Bankshares, Inc.

Principal O fficers:
♦Carl W. R a y ................................ President
Gene K e it h ......................Exec. Vice Pres.
Claudine S te p h e n s .......................Cashier
Mary Ruth K eller...........A sst. Vice Pres.
Jean C o n n ell....................A sst. Vice Pres.
Joyce B r a s w e ll.................. A sst. Cashier
Charolette R o s s o n ........... A sst. Cashier

Directors:
Sam Bowman
W.K. Grubbs
A lvin Meyer
Carl Ray
Don Rebsamen
W.R. Selman
Earl Verser, Jr.
Jerold Verser
Michael Verser
W .J. Weaver

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 4 774
U.S. Treasury securities 1 101
Oblig. of other U.S.
Government agencies
and corporations . . . .
799
Oblig. of States and
political subdivisions 2 019
All other securities . . . .
100
Excess funds sold and
sec. resell agreements
800
L oans,N et................... 12 105
Bank premises,
furniture & fixtures ..
192
All other a s s e ts ...........
731

TOTAL



22 621

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 4 075
Time & savings dep.,
ind., part., corp......... 14 476
U.S. Gov’t deposits . . . .
20
Deposits of States
and subdivisions . . . .
917
Certified and
Officers’ Checks................... 37
Total Deposits.......... 19 525
All other liabilities . . . .
202
Total Liabilities........ 19 727
Equity Capital
Capital (#sh. au. 14,000)
(#sh. outst. 14,000)
Surplus.........................
Undivided profits and
capital reserve..........
Totail equity capital..
TOTAL

350
1 400
1 144
2 894
22 621

Seventieth Report

87

BANK OF EUREKA SPRINGS, EUREKA SPRINGS
Population 1,990
Carroll County
Chartered M ay 4 ,1912 P.O. Box 309 Telephone Number 253-8241
Zip Code 72632
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦John F. Cross .........Chmn. & President
Jack E. T u ttle .................... Sr. Vice Pres.
Richard G. Kelley, Jr...............Vice Pres.
W. King G la d d en .........A sst. Vice Pres.
Reba L. P y a t t ................................Cashier

Directors:
John F. Cross
Ruth F. Cross
Lewis E. Epley, Jr.
Jam es D. Bird
Dorothy F. M athews
Eagle Thomas
Loren L. Clark
W ayne Johnson
Claude C. Cross
A .J. Clark
Michael M athews

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 584
U .S. Treasury securities
700
Oblig. of other U.S.
Government agencies
and corporations . . . .
300
Oblig. of States and
political subdivisions 4 528
Excess funds sold and
sec. resell agreements
400
L oans,N et................... 15 500
Bank premises,
furniture & fixtures . .
285
All other a s s e ts ...........
645

TOTAL



23 942

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 4 348
Time & savings dep.,
ind., part., corp......... 14 668
U.S. Gov’t deposits . . . .
42
Deposits of States
and subdivisions . . . . 1 660
Certified and
Officers’ Checks................... 64
Total Deposits.......... 20 782
All other liabilities . . . .
262
Total Liabilities........ 21 044
Equity Capital
Capital (#sh. au. 4,000) .
400
(#sh. outst. 4,000)
Surplus......................... 1 600
Undivided profits and
capital reserve..........
898
Total equity capital. . 2 898
TOTAL

23 942

State of Arkansas:

88

Bank Department

BANK OF EVENING SHADE, EVENING SHADE
Population 397
Sharp County
Chartered February 5, 1901 P.O. Box 98 Telephone Number 266-3215
Zip Code 72532
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: Sharp Bancshares, Inc.

Principal Officers:
Jam es M. S t r e e t ......................Chairman
*A.L. H o a n e y ............................ President
M.A. Graddy, J r.................Sr. Vice Pres.
Sharon K. Qualls .................... Vice Pres.

Directors:
Jam es M. Street
A.L. Hoaney
Clifton Crabtree
Eagle Street
Jam es E. Street
Eugene Street
Samuel F. Beller

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories.............
462
U.S. Treasury securities 1 996
Oblig. of other U.S.
Government agencies
and corporations . . . .
548
Oblig. of States and
political subdivisions
115
Excess funds sold and
sec. resell agreements
150
Loans, N e t................... 3 923
Bank premises,
furniture & fixtures . .
145
All other a s s e ts ...........
207

TOTAL




7 546

Liabilities

Mil. Thou.

D em a n d d e p o s it s ,

ind., part., corp......... 2 983
Time & savings dep.,
ind., part., corp......... 3 760
Deposits of States
and subdivisions . . . .
23
Certified and
Officers’ Checks...................32
Total Deposits.......... 6 798
All other liabilities . . . ._____ 58
Total Liabilities........ 6 856
Equity Capital
Capital (#sh. au. 6,200) .
(#sh. outst. 6,200)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

155
275
260
690
7 546

Seventieth Report

89

McILROY BANK & TRUST, FAYETTEVILLE
Population 38,000
W ashington County
Chartered December 24, 1892 P.O. Box 1327 Telephone Number 575-1000
Zip Code 72701
Number of Branches: Inside City — 4; Outside City — None
Number of CBCT’s: Inside City — 5; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

♦Hayden M cllroy ..................................... Chmn. of Board
Nathan C o m b s .................................................... President
J.T. M cD o n a ld .........................................Exec. Vice Pres.
J.W. Gould .......................................... Exec. Vice Pres.
George Edwards ...........................................Sr. Vice Pres.
Jim W ilso n ........................................................... Vice Pres.

James H. Stewart
Jim Bob Wheeler
Carl Collier
Charles Scharlau
James Mashburn
Millard Goff
J. Frank Broyles
Hayden Mcllroy
Nathan Combs
J.T McDonald
J.W. Gould
F.H. Martin

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Mil. Thou.
Assets
Cash & due from
depositories............. 14 338
U.S. Treasury securities 7 786
Oblig. of other U.S.
Government agencies
14 139
and corporations
Oblig. of States and
political subdivisions 7 634
All other securities
2 847
Excess funds sold and
sec. resell agreements 1 450
Loans, N e t................... 84 494
Bank premises,
furniture & fixtures . . 2 339
All other a s s e ts ........... 7 025

Liabilities
MU.
Demand deposits,
ind., part., corp.......... 18
Time & savings dep.,
ind., part., corp......... 82
U.S. Gov’t deposits . . . .
Deposits of States
and subdivisions . . . . 19
All other d ep o sits......... 3
Certified and
Officers’ Checks........ 1
Total D eposits.......... 124
Excess funds purchased
and sec. repurchase
agreements................ 4
All other liabilities . . . . 1
Total Liabilities........130
Equity Capital
Capital (^sh. au. 204,448) 5
(#sh. outst. 204,448)
Surplus......................... 1
Undivided profits and
capital reserve.......... 3
Total equity capital. . 10
Subordinated notes
and debentures........ 1

TOTAL




142 052

Thou.

439
147
3
144
471
561
765
367
278
410
111
407
624
142
500

TOTAL.........................142 052

90

State of Arkansas:

Bank Department

CITIZENS BANK AND TRUST COMPANY, FLIPPIN
Population 1,072
Marion County
Chartered May 18, 1973 P.O. Box 261 Telephone Number 453-2255
Zip Code 72634
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: T.C. Bankshares

Directors:

Principal Officers:
♦DuW ayne L. Hileman .......... President
Ron P roctor............................... Vice Pres.
Twyla H udson ..............................Cashier

Ed Penick, Jr.
Du W ayne Hileman
Ron Gillert
Guy Alexander
Peter Peitz
Kerm Powers
Vada Sheid
Lyle Wood

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil.
Cash & due from
depositories.............
U.S. Treasury securities 1
Oblig. of other U.S.
Government agencies
and corporations . . . . 2
Oblig. of States and
political subdivisions
All other securities . . . . 1
Excess funds sold and
sec. resell agreements
L oans,N et................... 13
Bank premises,
furniture & fixtures ..
All other a s s e ts ................

TOTAL




Thou.

969
801
410
857
000
50
123
409
407

21 026

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 2 616
Time & savings dep.,
ind., part., corp......... 15 381
U.S. Gov’t deposits . . . .
40
Deposits of States
and subdivisions . . . .
993
All other d ep o sits........
4
Certified and
Officers’ Checks................... 86
Total Deposits.......... 19 120
All other liabilities . . . .
181
Total Liabilities........ 19 301
Equity Capital
Capital (#sh. au. 24,390)
(#sh. outst. 24,390)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

366
600
759
1 725
21 026

Seventieth Report

91

FORDYCE BANK & TRUST COMPANY, FORDYCE
Population 5,181
Dallas County
Chartered January 5,1931 P.O. Box 352 Telephone Number 352-3107
Zip Code 71742
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: FBT Bancshares, Inc.

Principal O fficers:
*Curtis H utchins . . . President & Chmn.
Kathleen J. Graves ......... Sr. Vice Pres.
Suzette Crutchfield . . . V .P. & Cashier

D irectors:
Curtis Hutchins
L. W eems Trussell
J.H . Everett
J. Gray don Parham
E.C. Benton, Jr.
Sarah K. Benton
J.W . Hearnsberger

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 383
U .S. Treasury securities 7 141
Oblig. of other U.S.
Government agencies
and corporations . . . . 3 539
Oblig. of States and
political subdivisions 4 460
All other securities . . . .
200
Excess funds sold and
sec. resell agreements 1 570
L oans,N et................... 12 016
Bank premises,
furniture & fixtures . .
810
All other a s s e ts ...........
561

TOTAL




31 680

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 6 114
Time & savings dep.,
ind., part., corp......... 19 881
Deposits of States
and subdivisions . . . . 1 003
Certified and
Officers’ Checks................... 37
Total D eposits.......... 27 035
Excess funds purchased
and sec. repurchase
279
agreements...............
All other liabilities . . .
579
Total Liabilities........ 27 893
Equity Capital
Capital (#sh. au. 8,000) .
(#sh. outst. 8,000)
Surplus......................... 1
Undivided profits and
capital reserve.......... 1
Total equity capital. . 3
TOTAL

200
600
987
787

31 680

92

State of Arkansas:

Bank Department

PLANTERS BANK AND TRUST
COMPANY, FORREST CITY
Population 13, 803
St. Francis County
Chartered April 15, 1921 P.O. Box 471 Telephone Number 633-2833
Zip Code 72335
Number of Branches: Inside City — 1; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
Robert E . P o r t e r ...................... President
♦Frankie P r a t t ........... Exec. V .P. & CEO
Joyce L. Clark .........Sr. V .P. & Cashier
David H a r d k e............................Vice Pres.
Wade H a w k in s......................... Vice Pres.
A1 Miller .................................... Vice Pres.

Directors:
J.R. Chappell, Jr.
Don Edmondson
O.J. Gandy, Jr.
J.C. George
J.R. Grobmyer
L.F. Haven
Robert E. Porter
R.B. Twist
Frankie Pratt
Michael E. Cissell

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 4 247
U.S. Treasury securities 1 200
Oblig. of other U.S.
Government agencies
and corporations . . . . 3 466
Oblig. of States and
political subdivisions 2 514
All other securities . . . .
331
Excess funds sold and
sec. respll agreements 4 700
Loans, N e t................... 30 621
Bank premises,
furniture & fixtures . .
866
All other a s s e ts ...........
867

TOTAL



48 812

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
All other dep o sits........
Certified and
Officers’ Checks........
Total Deposits..........
All other liabilities . . . .
Total Liabilities........
Equity Capital
Capital (#sh. au. 24,000)
(#sh. outst.24,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital. .
TOTAL

MU. Thou.

15 072
23 131
72
4 582
6
467
43 330
570
43 900
600
2 900
1 412
4 912

48 812

93

Seventieth Report

PLANTERS AND MERCHANTS BANK, GILLETT
Population 927
Arkansas County
Chartered January 13, 1967 P.O. Box 538 Telephone Number 548-2211
Zip Code 72055
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
Keneth Sm ith .......................President &
Chairman of Board
Herbert H o lz h a u er........... Sec. of Board
Frank C. W olfe . . . Vice Chmn. of Board
*Larry E. Bauer ........... Exec. V.P. & TO
Alice M. P erritt............................. Cashier
Carolyn S u lliv a n ................A sst. Cashier

Directors:
Keneth Sm ith
Larry E. Bauer
Frank C. Wolfe
Herbert Holzhauer
Murl Long
Bobby Turner
Darrel Nichols
W .P. Hackney

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories................ 1 355
U.S. Treasury securities
518
Oblig. of other U.S.
Government agencies
and corporations . . . .
299
Oblig. of States and
political subdivisions
911
Excess funds sold and
sec. resell agreements
450
L oans,N et..................... 7 160
Bank premises,
furniture & fixtures . .
86
All other a s s e ts ...........
383

TOTAL........................ 11 162




Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........

Mil. Thou.

1 538
7 635

D e p o s its o f S ta t e s

and subdivisions . . . .
516
Certified and
Officers’ Checks.......... ........ 19
Total D eposits.......... 9 708
All other liabilities . . . .
195
Total Liabilities........ 9 903
Equity Capital
Capital (#sh. au. 12,000)
150
(#sh. outst. 12,000)
Surplus.............
600
Undivided profits and
capital reserve.............
509
Total equity capital.. 1 259
TOTAL......................... 11 162

State of Arkansas:

94

Bank Department

BANK OF GLENWOOD, GLENWOOD
Population 1,402
Pike County
Chartered December 27, 1912 P.O. Box O Telephone Number 356-2121
Zip Code 71943
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦Victor H. Cox ........................... President
Patricia O w n e s ..............................Cashier
Lynda R ob b in s..............A sst. Vice Pres.
Kathryn B a x t e r ................A sst. Cashier

Directors:
Victor H. Cox
George E . Steel
Roy W isener
Richard Cox

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories................ 2 893
U.S. Treasury securities 1 301
Oblig. of other U.S.
Government agencies
and corporations . . . . 2 274
Oblig. of States and
political subdivisions 1 078
All other securities . . . .
848
Loans, N e t..................... 5 481
Bank premises,
furniture & fixtures . .
59
All other a s s e ts ...........
370

TOTAL




14 304

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 2 700
Time & savings dep.,
ind., part., corp......... 9 283
U.S. Gov’t deposits . . . .
49
Deposits of States
and subdivisions . . . .
619
Certified and
Officers’ Checks................... 75
Total Deposits.......... 12 726
All other liabilities .. .
251
Total Liabilities........ 12 977
Equity Capital
Capital (#sh. au. 4,000) .
(#sh. outst. 4,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL

100
650
577
1 327
14 304

Seventieth Report

95

FIRST STATE BANK, GOULD
Population 1,971
Lincoln County
Chartered January 6, 1964 P.O. Box A Telephone Number 263-4325
Zip Code 71643
Number of Branches: Inside City — None; Outside City — 1
Number of C BCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: Gould Bancshares, Inc.

Principal Officers:
♦Harold H. R e id ........... President & CEO
Mary L. Nolan ............. Sr. Vice Pres. &
Cashier
Ernest C. Bradshaw . . Exec. Vice Pres.
W .J. Boren .................... F irst Vice Pres.
Wanda J. Robertson ..............Vice Pres.
Debbye B r a d le y ......... A sst. Vice Pres.
Wanda Janet Harvey . . Branch Mgr. &
A sst. Cashier
Barbara B ra d sh a w ............. A sst. Cashier
Pat R o o k ............................... A sst. Cashier

Directors:
Harold H. Reid
Berzent Blagg
W .J. Boren
L.E. Branson, Jr.
W .H. Carder
Don Eifling
T.M. Fish
Victor Holthoff
Kenneth Johnson
R.C. Johnson
R.W. Jones

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories................ 1 235
U .S. Treasury securities
388
Oblig. of States and
political subdivisions
548
All other securities . . . .
40
Excess funds sold and
sec. resell agreements
400
L oans,N et..................... 8 945
Bank premises,
furniture & fixtures ..
191
All other a s s e ts ...........
362

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 2 097
Time & savings dep.,
ind., part., corp......... 6 886
U.S. Gov’t deposits . . . .
23
Deposits of States
and subdivisions . . . . 1 148
Certified and
Officers’ Checks................... 51
Total Deposits.......... 10 205
All other liabilities .. .
312
Total Liabilities........ 10 517
Equity Capital
Capital (#sh. au. 20,000)
(#sh. outst. 20,000)
Surplus..................... 1
Undivided profits and
capital reserve............
Total equity capital. . 1

TOTAL



12 109

TOTAL

200
000
392
592

12 109

96

State of Arkansas:

Bank Department

BANK OF GRAVETT, GRAVETTE
Population 1,224
Benton County
Chartered February 28, 1898 P.O. Box 160 Telephone Number 787-5251
Zip Code 72736
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦John R. Meade ..........................President
David N. W ills ..............E xec. Vice Pres.
Larry L. W ilm o th ..................... Cashier
Virginia B. G ib s o n .............. A sst. Cashier
Margaret Pearson ........... A sst. Cashier
Bill M e a d e ..............................A sst. Cashier

Directors:
John R. Meade
David N. Wills
Jim A. Edmondson, V.P.
C.E. M cAllister, V.P.
Allen M cAllister
Bill Meade
Phillip Chastain

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories............. 1 670
U.S. Treasury securities 4 404
Oblig. of other U.S.
Government agencies
and corporations . . . . 7 648
Oblig. of States and
political subdivisions
5 553
Excess funds sold and
sec. resell agreements
800
L oans,N et................... 15 073
Bank premises,
furniture & fixtures . .
509
All other a s s e ts ............
934

TOTAL




36 591

Liabilities

Mil. Thou.

D em a n d d e p o s its ,

ind., part., corp......... 6 951
Time & savings dep.,
ind., part., corp......... 23 806
U.S. Gov’t deposits . . . .
35
Deposits of States
and subdivisions . . . .
695
Certified and
Officers’ Checks................. 119
Total D eposits.......... 31 606
All other liabilities .. .
807
Total Liabilities........ 32 413
Equity Capital
Capital (#sh. au. 4,000) .
100
(#sh. outst. 4,000)
Surplus.........................
700
Undivided profits and
capital reserve.......... 3 378
Total equity capital. . 4 178
TOTAL

36 591

97

Seventieth Report

FARMERS BANK, GREENWOOD
Population 3,317
Sebastian County
Chartered A ugu st 7,1907 P.O. Box 610 Telephone Number 996-4171
Zip Code 72936
Number of Branches: Inside City — None; Outside City — 3
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
M eans W ilk in so n .........Chmn. of Board
♦B etty W ilk in son .........President & CEO
Eddie M elson . . . Exec. V.P. & Cashier
Stanhope W ilk in son ................ Vice Pres.
Edward W ilk in so n ...................Vice Pres.

Directors:
Means W ilkinson
B etty W ilkinson
Eddie Melson
Stanhope W ilkinson
Edward W ilkinson
Bronson Andrews
Kenneth Sanders

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 299
U.S. Treasury securities 5 818
Oblig. of other U.S.
Government agencies
and corporations . . . . 9 119
Oblig. of States and
political subdivisions 3 547
All other securities . . . . 4 731
L oans,N et................... 10 431
Bank premises,
furniture & fixtures . .
220
All other a s s e ts ........... 1 089

Liabilities
Demand deposits,
ind.,part., corp.........
Time & savings dep.,
ind.,part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
All other d ep o sits........
Certified and
Officers’ Checks........
Total Deposits..........
All other liabilities . . . .
Total Liabilities........

Mil.

3 355
24 390
1
4 094
5
170
32 015
434
32 449

Equity Capital
Capital (#sh. au. 7,500) .
(#sh. outst. 7,500)
Surplus......................... 2
Undivided profits and
capital reserve......... 1
Total equity capital.. 3
TOTAL




36 254

TOTAL

Thou.

300
000
505
805

36 254

98

State of Arkansas:

Bank Department

THE FIRST BANK, GRIFFITHVILLE
Population 254
W hite County
Chartered November 6, 1905 P.O. Box 55 Telephone Number 323-4511
Zip Code 72060
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
E.O. Y a n c ey ............................... President
E.D. Y a n c e y ..............................Vice Pres.
*Joyce D. S tr a u g h n .........V.P. & Cashier

D irectors:
E.O. Yancey
E.D . Yancey
Jim Tarkington
M.O. Thompson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories.............
134
U.S. Treasury securities 1 543
Oblig. of other U.S.
Government agencies
and corporations . . . .
995
Oblig. of States and
political subdivisions
228
Excess funds sold and
sec. resell agreements
100
Loans, N e t...................
532
Bank premises,
furniture & fixtures . .
5

TOTAL




3 537

Liabilities
Demand deposits,
ind.,part.,corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits . . . .
Deposits of States
and subdivisions . . . .
Total Deposits..........
Total Liabilities........
Equity Capital
Capital (#sh. au. 2,000) .
(#sh. outst. 2,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL

Mil. Thou.

925
1 890
1
252
3 068
3 068
50
125
294
469
3 537

Seventieth Report

99

CLARK COUNTY BANK, GURDON
Population 2,707
Clark County
Chartered A ugu st 4, 1900 P.O. Box 10 Telephone Number 353-2534
Zip Code 71743
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — 1; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

♦Fred W. W ilc o x .........President & CEO
Jean Boulden ........... Sr. V.P. & Cashier
Linda B it t le .................................. Vice Pres.
Terry C la y to n ..............................Vice Pres.
Brett S m ith .................................. Vice Pres.
Norma H ilt o n ............... A sst. Vice Pres.
Kay S tiffle r ....................A sst. Vice Pres.

C.A. Abrams
Autrey Horne
Dick Jackson
John Jackson
Jim m y Robbs
Maurice Stricklin
Fred Wilcox

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 4 400
Time & savings dep.,
ind., part., corp......... 10 466
U.S. Gov’t deposits . . . .
6
Deposits of States
and subdivisions . . . . 1 432
Certified and
Officers’ Checks................... 23
Total Deposits.......... 16 327
All other liabilities . . . .
167
Toted Liabilities........ 16 494

.

Assets
Mil. Thou.
Cash & due from
depositories.
876
U.S. Treasury securities 1 053
Oblig. of other U.S.
Government agencies
and corporations . . . .
682
Oblig. of States and
political subdivisions 2 923
All other securities . . . . 1 632
L oans,N et..................... 9 328
Bank premises,
furniture & fixtures . .
231
495
All other a s s e ts

TOTAL




17 220

Equity Capital
Capital (#sh. au. 140,000) 1 400
(#sh. outst. 140,000)
Surplus.........................
200
Undivided profits and
capital reserve..........
(874)
Total equity capital..
726
TOTAL

17 220

State of Arkansas:

100

Bank Department

FARMERS BANK, HAMBURG
Population 3,394
A shley County
Chartered March 10,1941 P.O. Box 350 Telephone Number 853-5222
Zip Code 71646
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦Guy H u m p h r ie s.........President & CEO
Gordon S. Price, Sr................. Exec. V.P.
Velma J. F arm er..................... Vice Pres.
Allen F arm er..................................Cashier
Jettie Mae A tkins ........... A sst. Cashier

Directors:
P.E. Barnes
F.P. Blanks
Joel W. Foote
W .E. Foote, Jr.
Guy Humphries
William E. Johnson
Gordon S. Price, Sr.
Earl J. Scott
Jack H. Shell
John W. Spivey

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due .from
depositories............. 4 353
U.S. Treasury securities
800
Oblig. of States and
political subdivisions 1 317
All other securities . . . .
193
Excess funds sold and
100
sec. resell agreements
Loans, N e t................... 11 655
Bank premises,
furniture & fixtures ..
325
All other a s s e ts ........... 1 489

Liabilities
MU Thou.
Demand deposits,
ind., part., corp......... 2 624
Time & savings dep.,
ind., part., corp......... 15 126
2
U.S. Gov’t deposits. . . .
Deposits of States
945
and subdivisions . . . .
All other dep o sits........
10
Certified and
41
Officers’ Checks........
Total D eposits.......... 18 748
All other liabilities . . . .
331
Total Liabilities........ 19 079
Equity Capital
Capital (#sh. au. 30,000)
(#sh. outst. 22,260)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .

TOTAL......................... 20 232



557
796
(200)
1 153

TOTAL......................... 20 232

Seventieth Report

101

CALHOUN COUNTY BANK, HAMPTON
Population 1,651
Calhoun County
Chartered October 26, 1906 P.O. Box 8 Telephone Number 798-2207
Zip Code 71744
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*Searcy Harrell, Sr........................Chairman
B. D ickson Neal ........................President
Len H a r r e ll................................Vice Pres.
Mary Alice J o h n s t o n .................... Cashier
Hazel Sm ith .......................A sst. Cashier
Shirley Jones .................... A sst. Cashier

Directors:
Searcy Harrell, Sr.
Searcy Harrell, Jr.
Len Harrell
B. Dickson Neal
Fay Harrell
Hubert Brown
D.W . Wells
H.M. Welsh
Phillip J. Foster

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories................ 1 348
U.S. Treasury securities 1 797
Oblig. of other U.S.
Government agencies
and corporations . . . . 4 689
Oblig. of States and
political subdivisions 2 484
All other securities . . . .
813
Excess funds sold and
sec. resell agreements
350
Loans, N e t..................... 9 427
Bank premises,
furniture & fixtures . .
130
All other a s s e ts ...........
451

TOTAL




21 489

Liabilities
Demand deposits,
ind., part., corp.........

m u . Thou.

4 032

T im e & s a v in g s d e p .,

ind., part., corp......... 13 278
U.S. Gov’t deposits . . . .
2
Deposits of States
and subdivisions . . . . 1 162
Certified and
Officers’ Checks........
158
Toted D eposits.......... 18 632
All other liabilities . . . .
245
Toted Liabilities........ 18 877
Equity Capited
Capital (#sh. au. 4,000) .
100
(#sh. outst. 4,000)
Surplus.........................
500
Undivided profits and
capital reserve.......... 2 012
Total equity capital. . 2 612
TOTAL

21 489

102

State of Arkansas:

Bank Department

THE BANK OF HARRISBURG, HARRISBURG
Population 1,921
Poinsett County
Chartered December 2, 1930 P.O. Box 17 Telephone Number 578-2472
Zip Code 72432
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
Jim Tom B u tle r ......................... President
*James W illia m s........... Exec. Vice Pres.
Evelyn W illia m s................ A sst. Cashier
Bobbie Dill .........................A sst. Cashier
Phillip S it c le r .....................A sst. Cashier
Donald B r itn e ll.................. A sst. Cashier
Wanda S c o t t .......................Adm in. A sst.

Directors:
Jim Tom Butler
Anna M. Butler
Jim Butler
Patricia Butler
Paul Eaton
Jam es Williams
Beth Eaton

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 2 000
U .S. Treasury securities
500
Oblig. of other U.S.
Government agencies
and corporations . . . .
369
Oblig. of States and
political subdivisions 5 326
All other securities . . . .
391
Loans, N e t................... 21 600
Bank premises,
furniture & fixtures . .
484
All other a s s e ts ........... 1 294

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
md., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
All other d ep o sits........
Certified and
Officers’ Checks........
Total D eposits..........
Excess funds purchased
and sec. repurchase
agreements...............
All other liabilities . . . .
Total Liabilities........

Mil. Thou.

10 201
13 098
2
3 074
45
58
26 478
2 100
413
28 991

Equity Capital
Capital (#sh. au. 4,000) .
100
(#sh. outst. 4,000)
Surplus.......................... 1 900
Undivided profits and
capital reserve..........
973
Total equity capital. . 2 973
TOTAL



31 964

TOTAL

31 964

Seventieth Report

103

THE SECURITY BANK, HARRISON
Population 9,567
Boone County
Chartered November 20, 1931 P.O. Box 1078 Telephone Number 741-8200
Zip Code 72601
Number of Branches: Inside City — 1; Outside City — 2
Number of CBCT’s: Inside City — 1; Outside City — None
Bank H olding Company Affiliate: First Security Corporation

Principal Officers:
♦W ayne C la r k ............................. President
L.E. D u r a n d .........Vice Chmn. of Board
Jim P h illip s.........................Sr. Vice Pres.
Dolores L a ffe r ty ....................... Vice Pres.
Randy Merritt .........................Vice Pres.
Jerry McFarland .................... Vice Pres.
Richard L. M cBee .................. Vice Pres.

D irectors:
Ralph H. Bowers, D .D .S.
John O. Campbell
W ayne Clark
L.E. Durand
F.S. Garrison
Richard R. H udson
Uvalde R. Lindsey
Jim Phillips
Tom W. Rogers, Jr.
W .S. Walker

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Liabilities
Mil. Thou.
Cash & due from
Demand deposits,
ind., part., corp......... 13 923
depositories............. 6 395
U.S. Treasury securities 5 695 Time & savings dep.,
ind., part., corp......... 66 721
Oblig. of other U.S.
Government agencies
U.S. Gov’t deposits . . . .
69
and corporations . . . . 15 921 Deposits of States
Oblig. of States and
and subdivisions . . . . 5 738
186
political subdivisions 4 456 All other d ep o sits.........
All other securities . . . .
598
Certified and
Loans, N e t................... 56 842
Officers’ Checks......... ......... 150
Bank premises,
Total Deposits.......... 86 787
furniture & fixtures . . 3 285 Excess funds purchased
All other a s s e ts ........... 2 122
and sec. repurchase
agreements...............
965
All other liabilities . . . .
929
Total Liabilities........ 88 681
Equity Capital
Capital (#sh. au. 180,000)
(#sh. outst. 180,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL......................... 95 314



1 800
3 200
1 633
6 633

TOTAL......................... 95 314

104

State of Arkansas:

Bank Department

HAZEN FIRST STATE BANK, HAZEN
Population 1,400
Prairie County
Chartered May 12,1983 P.O. Box 783 Telephone Number 255-4567
Zip Code 72064
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Directors:

Principal Officers:
♦Jerry M. D y e r .................................... CEO
Ted Burnett, Jr......................... President
H.W. C la y to n ...........................Vice Pres.

Tom m y Hillman
Pat Henderson
Robert Petter
M elvin F. Hula, Sr.
N eil Maynard
Jerry M. Dyer
Ted Burnett, Jr.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
d e p o s it o r ie s ..................

MU. Thou.

874

U.S. Treasury securities 1 000
Oblig. of other U.S.
Government agencies
and corporations . . . .
399
Excess funds sold and
sec. resell agreements
450
L oans,N et................... 5 222
Bank premises,
furniture & fixtures . .
437
All other a s s e ts ........... 1 650

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
All other d ep o sits........
Certified and
Officers’ Checks........
Total Deposits..........
All other liabilities . . . .
Total Liabilities........
Equity Capital
Capital (#sh. au. 15,000)
(#sh. outst. 13,308)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .

TOTAL




10 032

TOTAL

Mil. Thou.

395
6 441
17
1 257
500
58
8 668
124
8 792
665
315
260
1 240
10 032

Seventieth Report

105

THE CLEBURNE COUNTY BANK, HEBER SPRINGS
Population 4,921
Cleburne County
Chartered December 16, 1930 P.O. Box 1000 Telephone Number 362-2456
Zip Code 72543
Number of Branches: Inside City — 2; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*Jerome Johnson . . . . President & CEO
. Exec. Vice Pres.
W alter Aldridge .
Juanita Taylor . .........V.P. & Cashier
P eggy S m it h ......... .................. Vice Pres.
Vice Pres.
Mary Holland . . . .

Directors :
Jim Tom Butler, Chmn. of Board
Jerome Johnson
Walter Aldridge
Richie Lee
Dr. Ricky Johnson
W etzel Stark
L.E. Roberts, Jr.
Paul Eaton

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 4 566
U.S. Treasury securities 6 710
Oblig. of other U.S.
Government agencies
and corporations . . . . 18 101
Oblig. of States and
political subdivisions 10 420
All other securities . . . .
686
Loans, N e t................... 25 516
Bank premises,
furniture & fixtures . .
906
All other a s s e ts ........... 1 435

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 11 505
Time & savings dep.,
ind., part., corp......... 48 257
U.S. Gov’t deposits . . . .
30
Deposits of States
and subdivisions . . . . 1 245
Certified and
Officers’ Checks........
234
Total Deposits.......... 61 271
Excess funds purchased
and sec. repurchase
agreements............... 1 200
All other liabilities . . . . ____ 540
Total Liabilities........ 63 Oil
Equity Capital
Capital (#sh. au. 1,200) .
120
(#sh. outst. 1,200)
Surplus......................... 2 000
Undivided profits and
capital reserve.......... 2 709
Total equity capital. . 4 829
Subordinated notes
and debentures........
500

TOTAL......................... 68 340



TOTAL......................... 68 340

State of Arkansas:

106

Bank Department

HEBER SPRINGS STATE BANK, HEBER SPRINGS
Population 4,921
Cleburne County
Chartered May 25, 1977 P.O. Box 30 Telephone Number 362-5821
Zip Code 72543
Number of Branches: Inside City — None; Outside City — 1
Number of C BCT’s: Inside City — 1; Outside City — None
Bank H olding Company A ffiliate: Heber Springs Bancshares, Inc.

Principal Officers:
♦Robert L. J o n e s ........................ President
F.B. R e c to r ...................... V .P. & Cashier
Bobby H a n k in s........... V .P. & Loan Off.
Gary Yow ..................................Vice Pres.
Joyce H a r r a l.......................A sst. Cashier

Directors:
Joseph R. Hooper, Chmn.
Robert L. Jones
F.B. Rector
Oscar Patchell
Martha Hooper
Ben Caston
Joe Brock

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 430
U .S. Treasury securities
971
Oblig. of States and
political subdivisions
2 032
All other securities . . . .
214
Excess funds sold and
sec. resell agreements 1 300
Loans, N e t................... 21 296
Bank premises,
furniture & fixtures . .
806
All other a s s e ts ............ 1 657

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 5 574
Time & savings dep.,
ind., part., corp......... 20 641
U.S. Gov’t deposits. . . .
43
Deposits of States
and subdivisions . . . . 1 301
Certified and
Officers’ Checks........
122
Total D eposits.......... 27 681
All other liabilities .. .
317
Total Liabilities........ 27 998
Equity Capital
Capital (#sh. au. 3,000) .
(#sh. outst. 3,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
Subordinated notes
and d ebentures........

TOTAL




29 706

TOTAL

300
650
458
1 408
300
29 706

Seventieth Report

107

BANK OF HOLLY GROVE, HOLLY GROVE
Population 820
Monroe County
Chartered March 12, 1903 P.O. Box Q Telephone Number 462-3331
Zip Code 72069
Number of Branches: Inside C ity — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

*Thomas M. H a r g ro v e.................President
Jean M. Kirkpatrick . . . V .P. & Cashier
Pauline G. W ilso n ............A sst. Cashier &
Head Teller
Bobbie R. G a n n o n ........... A sst. Cashier

Mrs J.I. M atthews, Chmn.
Thomas M. Hargrove
R.H. Mayo
John B. Moore, Jr.
Ruth T. Dearing
Herd E. Stone

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
Loans, N e t.....................
Bank premises,
furniture & fixtures . .
All other a s s e ts ............

TOTAL




Mil. Thou.

1 361
1 893
3 818
1 360
100
450
6 972
138
449

16 541

Liabilities
m u . Thou.
Demand deposits,
ind.,part.,corp......... 2 458
Time & savings dep.,
ind.,part.,corp......... 10 628
Deposits of States
and subdivisions . . . .
884
Certified and
Officers’ Checks................... 28
Toted Deposits.......... 13 998
All other liabilities . . . .
213
Total Liabilities........ 14 211
Equity Capital
Capital (#sh. au. 2,400) .
60
(#sh. outst. 2,400)
Surplus..........................
940
Undivided profits and
capital reserve.......... 1 330
Total equity capital.. 2 330
TOTAL

16 541

108

State of Arkansas:

Bank Department

HORATIO STATE BANK, HORATIO
Population 989
Sevier County
Chartered May 15, 1905 P.O. Box 347 Telephone Number 832-2501
Zip Code 71842
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*C.E. Hendrix, Jr........................ President
Edith H. S m ith ........... Treas. & Sr. V.P.
Wilburn Sm ith . . . Exec. V .P. & Cashier
Lola J. Lawrence . Operations Officer
A gnes J. Lincoln Bookkeeping Officer

Directors:
C.E. Hendrix, Jr.
Edith H. Sm ith
Wilburn Smith
Loy Poag
Fred L. Sullivan
Lilia S. Hendrix

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 4 609
U.S. Treasury securities 1 098
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 173
Oblig. of States and
political subdivisions
923
Excess funds sold and
sec. resell agreements
550
Loans, N e t................... 12 528
Bank premises,
284
furniture & fixtures . .
434
All other a s s e ts ...........

TOTAL......................... 21 599




MU. Thou.
Liabilities
Demand deposits,
ind., part., corp......... 1 701
Time & savings dep.,
ind., part., corp......... 16 548
20
U.S. Gov’t deposits .. . .
Deposits of States
and subdivisions . . . .
1 406
Certified and
3
Officers’ Checks........
Total D eposits.......... 19 678
239
All other liabilities . . . .
Total Liabilities........ 19 917

Equity Capital
Capital (#sh. au. 2,000) .
(#sh. outst. 2,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..

100
1 000
582
1 682

TOTAL......................... 21 599

Seventieth Report

109

ARKANSAS BANK AND TRUST
COMPANY, HOT SPRINGS
Population 35,781
Garland County
Chartered April 18, 1907 P.O. B ox 5640 Telephone Number 624-4611
Zip Code 71902
Number of Branches: Inside City — 5; Outside City — 1
Number of CBCT’s: Inside City — 5; Outside City — None
Bank Holding Company Affiliate: A BT Bancshares Corporation

Principal Officers:
Cecil W. Cupp
Sr. Chmn. of Board
•Cecil W. Cupp, Jr. Chmn. of Board &
Chief Exec. Officer
Ray L. Cash
President
GaryBlenden
Exec. Vice Pres.
Charles L. Fager, Jr. . Sr. Vice Pres.
J.L. Jones
Sr. Vice Pres.
Palmer Vanderburg
Sr. Vice Pres.
Eldon Sprague . .
Sr. Vice Pres.
Ralph White
Sr. Vice Pres.
Bill Lynch
Sr. Vice Pres.
Debert Graves
Sr. V.P. & Cashier
Joe F o r d ............. .........Sr. Vice Pres.
Jo Ann Bass
...............Vice Pres.
............... Vice Pres.
Jim Chalikis
Floyd Bryant
............... Vice Pres.
Johnny Boley
Vice Pres.
Loyd Emerson . ............... Vice Pres.
Mahlon G rigsby. ............... Vice Pres.

♦Designates Chief Executive Officer

Greg M iller............. . . . . Vice Pres.
Vice Pres.
Carl Hardage
Jerry Thompson
Vice Pres.
Dorothy W a ll......... . . Vice Pres.
Vice Pres.
Lou H u lse y .............
Vice Pres.
John Jacobs
Vice Pres.
William Kennedy
. . Vice Pres.
Ann Hand
Phil L assiter...........
Vice Pres.
Lorene McLeod . . . . Vice Pres.
Ruth Kissenger . . . . Vice Pres.
. . . . Vice Pres.
Winnie Trawick
Frank Bolton
V.P. & Controller
. . . Vice Pres.
Barbara Batson
Vice Pres.
Robert Plummer
William Weston
Vice Pres.
Gene Weston
Vice Pres.
Beauford Hankins . . . . . Vice Pres.
Ed Krenzelok V.P. & Travel Mgr.

Directors :
Frank M. Burton, MD
Ray L. Cash
Cecil W. Cupp
Cecil W. Cupp, Jr.
Cecil W. Cupp, III
Gerald H. Fisher
Robert E. Jones
Walter Kleinman
Norton Meek
Roy L. Murphy
Ray S. Smith, Jr.
Marshall T. Steel
Jim Randall
Herman L. Wilson, Jr.
Hill A. Wheatly
C. Everett Fulgham
Gaither C. Johnson, Jr.
Gary E. Blenden
John D. Selig
Keith Bradshaw
Richard S. Smith
James E. Thrash
Palmer Vanderburg

STATEMENT AS OF JUNE 30,1984
Liabilities
m u . Thou.
Assets
Mil. Thou.
Demand deposits,
Cash & due from
in d ., p a r t., c o r p ............ 171 147
depositories............. 14 528
Time
& savings dep.,
U.S. Treasury securities 7 172
ind., part., corp......... 51 350
Oblig. of other U.S.
U.S. Gov’t deposits. . . .
168
Government agencies
Deposits of States
and corporations . . . . 1 291
and subdivisions . . . . 5 544
Oblig. of States and
All other d ep o sits........
100
political subdivisions 14 029
Certified and
All other securities . . . . 8 686
Officers’ Checks........ 2 693
Excess funds sold and
Total D eposits..........231 002
sec. resell agreements 7 250
Excess funds purchased
Loans, N e t.................... 189 819
and sec. repurchase
Bank premises,
agreements...............
2 300
furniture & fixtures .. 11 723
All other liabilities . . . . 2 666
Total Liabilities........235 968
Equity Capital
Capital (#sh. au. 150,834) 3 771
(Mi. outst. 150,834)
Surplus........................ 5 771
Undivided profits and
capital reserve........
5 481
Total equity capital.. 15 023
Subordinated notes
and d ebentures......... 3 507
254
498
TOTAL
TOTAL........................ .254 498



110

State of Arkansas:

Bank Department

BANK OF IMBODEN, IMBODEN
Population 691 Lawrence County
Chartered October 12,1972 P .O .B o x 320 Telephone Number 869-2291
Zip Code 72434
Number of Branches: Inside City — None; Outside City: 3
Number of CBCT’s: Inside Citv — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦Amos D avid .............................. Chairman
Stephen E. Jones ......................President
Preston L. C lark ............. V.P. & Cashier
Mary Lea M c L e o d ..................... Vice Pres.
Wilma J. L a w s o n ....................... Vice Pres.
Leland E. Mize . . . V.P. & Branch Mgr.

Directors:
Am os David
Stephen E. Jones
A ustin Stovall
H. Lee Baker
J.R. David, Jr.
Henry W eaver
Dee Cude
D ouglas Bradley
Leland E. Mize

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Mil. Thou.

L ia b ilitie s

MU. Thou.

Cash & due from
depositories............. 1 230
U .S. Treasury securities
801
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 176
Oblig. of States and
political subdivisions 1 276
All other securities . . . .
10
Excess funds sold and
sec. resell agreements
500
Loans, N e t................... 11 656
Bank premises,
furniture & fixtures ..
207
All other a s s e ts ...........
195

Demand deposits,
ind., part., corp......... 1 674
Time & savings dep.,
ind., part., corp......... 12 807
U.S. Gov’t deposits . . . .
38
Deposits of States
and subdivisions . . . . 1 025
Certified and
Officers’ Checks...................94
Total Deposits.......... 15 638
All other liabilities .. . . _____ 81
Total Liabilities........ 15 719

TOTAL

TOTAL




17 051

Equity Capital
Capital (#sh. au. 10,600)
165
(#sh. outst. 6,600)
Surplus............
85
Undivided profits and
capital reserve............
932
Total equity capital.. 1 182
Subordinated notes
and d ebentures........
150
17 051

Seventieth Report

111

FIRST JACKSONVILLE BANK, JACKSONVILLE
Population 27,589 Pulaski County
Chartered A ugust 2 ,1 9 4 9 P.O. Box 827 Telephone Number 982-4511
Zip Code 72076
Number of Branches: Inside City — 3; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: 1st Arkansas Bankshares

Principal Officers:
*K. Pat W ilson . CEO & Chmn. of Board
Larry T. W ilso n .........................President
Melda A. R ic e ................Exec. Vice Pres.
John S. Fortenbury . . . Exec. Vice Pres.
Sibyl H. Clay . . Vice Pres., Operations
Fred L o tte r .........Vice President, Loans
John M cNee ................Vice Pres., Trust
John H a r d w ic k ............ V .P ., M ortgage

Directors:
K. Pat W ilson
Harry K. Dougherty
Joseph W. Gelzine
Bartus M. Gray, Jr.
Melda A. Rice
Carl A. W illiams
Larry T. W ilson
Thomas H. W ortham, MD

‘Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 6 192
U.S. Treasury securities 6 902
Oblig. of other U.S.
Government agencies
and corporations . . . . 4 796
Oblig. of States and
political subdivisions 7 447
All other securities . . . .
624
Excess funds sold and
sec. resell agreements 1 100
Loans, N e t................... 37 566
Bank premises,
furniture & fixtures .. 1 163
All other a s s e ts ........... 1 217

TOTAL




67 007

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks........
Toted D eposits..........
All other liabilities . . . .
Total Liabilities........
Equity Capital
Capital (#sh. au. 200,000)
(#sh. outst. 200,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL

mo.

Thou.

15 590
40 335
58
3 706
306
59 995
983
60 978
2 000
1 000
3 029
6 029
67 007

112

State of Arkansas:

Bank Department

NEWTON COUNTY BANK, JASPER
Population 519
Newton County
Chartered March 24, 1903 P.O. Box 437 Telephone Number 446-2265
Zip Code 72641
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: Newco Corporation

Principal Officers:
*Carl G. H olt ...................Chmn. of Board
George G. Gleason . . Chief Fin. Officer
Danny C riner.....................E xec Vice Pres.
George Landrum ........... V.P. & Cashier

Directors:
Carl G. Holt
E.B. Wilson
Joe C. Nance
George G. Gleason

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Mil. Thou.
Assets
Cash & due from
depositories .............. 9 402
U.S. Treasury securities 2 557
Oblig. of States and
political subdivisions 2 029
Loans, N e t................... 11 542
Bank premises,
122
furniture & fixtures . .
494
All other a s s e ts ...........

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits .. ..
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks........
Total D eposits..........
All other liabilities . . . .
Total Liabilities........

MU. Thou.

2 047
21 153
47
538
1
23 786
305
24 091

Equity Capital
Capital (#sh. au. 2,500) .
59
(#sh. outst. 2,340)
Surplus......................... 1 842
Undivided profits and
capital reserve.........
154
Total equity capital.. 2 055
TOTAL......................... 26 146




TOTAL......................... 26 146

Seventieth Report

113

BANK OF NORTHEAST ARKANSAS, JONESBORO
Population 31,530
Craighead County
Chartered February 14, 1904 P.O. Box 1617 Telephone Number 932-2131
Zip Code 72401
Number of Branches: Inside City — 2; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*Sloan Rainwater . . . Chmn. & President
Wm. I. Rainwater .........Vice Chairman
Audrey G len n .................. Exec. Vice Pres.
Loyce M in k ................................Vice Pres.
Max G. C o b b ............................. Vice Pres.
Mary Ann B o h n e ............A sst. Vice Pres.
Gail N eblett ................... A sst. Vice Pres.
E va B eeler......................... A sst. Vice Pres.
Linda M cDaniel ........................... Cashier
Brenda G riffith .................. A sst. Cashier
Jeff C ranford..................A sst. Cashier &
Trust Officer

Directors:
Sloan Rainwater
Wm. I. Rainwater
Weldon Rainwater, MD
Grover Poole, MD
Gerald G. W atkins
J.A . Tomlinson
A .B . Clark
Advisory Directors:
Steve Cox
Virginia R. Cox

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories . . . . . . . . 3 705
U.S. Treasury securities 1 481
Oblig. of other U .S.
Government agencies
and corporations . . . . 4 846
Oblig. of States and
political subdivisions 3 630
AH other securities . . . .
580
Excess funds sold and
sec. resell agreements 1 950
Loans, N e t................... 22 702
Bank premises,
furniture & fixtures .. 1 080
All other a s s e ts ........... 2 048

TOTAL



42 022

Liabilities
m u . Thou.
Demand deposits,
ind.,part.,corp......... 5 510
Time & savings dep.,
ind., part., corp......... 25 024
U.S. Gov’t deposits . . . .
4
Deposits of States
and subdivisions . . . . 6 256
Certified and
Officers’ Checks........
175
Total Deposits.......... 36 969
All other liabilities . . . .
908
Total Liabilities........ 37 877
Equity Capital
Capital (#sh. au. 75,000)
(#sh. outst. 75,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
Subordinated notes
and debentures........
TOTAL

750
1 000
1 700
3 450
695
42 022

State of Arkansas:

114

Bank Department

CITIZENS BANK OF JONESBORO, JONESBORO
Population 31,530
Craighead County
Chartered July 25, 1919 P.O. Box 1090 Telephone Number 932-6603
Zip Code 72403
Number of Branches: Inside City — 5; Outside City — 2
Number of CBCT’s: Inside City — 3; Outside City — None
Bank Holding Company Affiliate: Citizens Bancshares Corp.
D irectors:
Principal Officers:
•Herbert H. McAdams, I I ................. Chmn. of Board &
Chief Exec. Officer
Walter A. DeRoeck
President
H. Hall McAdams, I I I ............... Vice Chmn of Board &
A sst. Secretary
Donald T im m s...........................................Exec. Vice Pres.
Robert C. C onner................................................Vice Pres.
Bessie Hodges
V.P. & Secretary
Roger C. D a v is ............................................... Sr. Vice Pres.
Jim M cA liste r ...............................................Sr. Vice Pres.

Herbert H. McAdams, II
Herbert H. McAdams, III
Walter A. DeRoeck
Bob Connor
John Deacon
W.O. Doak
Dr. Glenn Dickson
Mrs. Charlotte Eddington
Dr. James Gramling

Bill Hurt, Jr.
Minor Markle
Oscar Melton
Oscar Melton, Jr.
Dr. Carl R. Reng
W.D. Roberts, Jr.
W.R. Roberts
Frank Walden
Dr. G.D. Wisdom

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Cash & due from
depositories.............
U.S. Treasury secu rities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

11 276

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp.......... 24 910

33

Tim e & sa v in g s dep.,

Mil. Thou.

271

2 053
10 679
2 700
92 889
2 767
4 521

ind., part., corp........... 101
U.S. Gov’t deposits . . . .
Deposits of States
and subdivisions . . . . 10
All other d ep o sits......... 3
Certified and
Officers’ Checks......... 1
Total Deposits........... 142
Excess funds purchased
and sec. repurchase
agreements................ 4
All other liabilities .. .
1
Total Liabilities......... 148
Equity Capital
Capital (^sh. au. 217,000)
(#sh. outst. 217,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital. .
Subordinated notes
and debentures . . . . .

TOTAL........... ........... 160 156



801
289
450
849
082
381
628
439
448

2 170
2 330
5 248
9 748
1 960

TOTAL........................ 160 156

Seventieth Report

115

FIRST BANK AND TRUST OF
JONESBORO, JONESBORO
Population 31,530
Craighead County
Chartered December 22, 1976 P.O. Box 1209 Telephone Number 932-8372
Zip Code 72401
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
Mary L. Marcom .................... Chairman
*J.C. Vaughn, J r......................... President
Ron J a c k so n .................. Exec. Vice Pres.
W ayne B o n d ..............................Vice Pres.
E verett B a n d y ..................Sr. Vice Pres.
Jerry B r o a d w a y .......................Vice Pres.

Directors:
Mary L. Marcom
J.C. Vaughn, Jr.
E verett Bandy
Bearl Brooks
Charles M. Mooney
W.C. Sloan, Jr.
Harold Crall
Bill Brown

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Liabilities
Mil. Thou.
Cash & due from
Demand deposits,
depositories............. 6 060
ind., part., corp.........
U.S. Treasury securities 3 506
Time & savings dep.,
Oblig. of other U.S.
ind., part., corp.........
U.S. Gov’t deposits. . . .
Government agencies
and corporations . . . . 5 343
Deposits of States
Oblig. of States and
and subdivisions . . . .
Certified and
political subdivisions 3 922
Officers’ Checks........
All other securities . . . .
490
Total Deposits.........
Excess funds sold and
Excess funds purchased
sec. resell agreements
500
and sec. repurchase
Loans, N e t................... 16 291
agreements...............
Bank premises,
All other liabilities . . . .
furniture & fixtures . .
312
Total Liabilities........
All other a s s e ts ........... 1 266
Equity Capital
Capital (#sh. au. 36,500)
(#sh. outst. 33,500)
Surplus .........................
Undivided profits and
capital reserve.........
Total equity capital..
Subordinated notes
and debentures........
TOTAL......................... 37 690



MU. Thou.

6 128
25 428
73
2 044
324
33 997
160
457
34 614
580
1 533
63
2 176
900

TOTAL......................... 37 690

116

State of Arkansas:

Bgink Department

MERCANTILE BANK, JONESBORO
Population 31,530
Craighead County
Chartered January 7, 1932 P.O. B ox 6018 Telephone Number 935-5521
Zip Code 72401
Number of Branches: Inside City — 5; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦Charles Frierson, III ...............President
George D e la n e y ........... Exec. Vice Pres.
Naomi Craft ............................. Vice Pres.
Norman Leonard .................... Vice Pres.

________

Directors:
M arystel Appleton
Millie Blindman
Roy Cooper
W.M. Freeze, Jr.
Lynn Green
Raymond (Chubby) Heern
A.M . Heringer, Jr.
Ben Lamberth, MD
Tom Loberg
J.C. Mahon

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

MU. Thou.

15 420
12 288
11 194
19 996
10 662
89 027
1 147
7 057

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp.......... 13 665
Time & savings dep.,
ind., part., corp...........115 162
U.S. Gov’t deposits . . . .
173
Deposits of States
and subdivisions . . . . 17 309
All other d ep o sits........
78
Certified and
Officers’ Checks......... 1 598
Total D eposits........... 147 985
Excess funds purchased
and sec. repurchase
agreements................. 2 419
All other liabilities .. .. 3 066
Total Liabilities..........153 470
Equity Capital
Capital (#sh. au. 100,000) 1
(#sh. outst. 100,000)
Surplus......................... 3
Undivided profits and
capital reserve.......... 9
Total equity capital.. 13

TOTAL.........................166 791



000
000
321
321

TOTAL..........................166 791

Seventieth Report

117

FARMERS AND MERCHANTS BANK, JUDSONIA
Population 2,025
W hite County
Chartered May 29, 1913 P.O. Box 550 Telephone Number 729-3148
Zip Code 72081
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
E.O. Yancey .............................Chairman
E.D . Yancey ............................ President
*Jim E m fin g e r................E xec. Vice Pres.
Virginia Meador . . Secretary-Treasurer

Directors:
E.O. Yancey
E.D . Yancey
Virginia Meador

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories.............
518
U.S. Treasury securities 3 680
Oblig. of States and
political subdivisions
150
L oans,N et................... 2 534
Bank premises,
furniture & fixtures ..
131
All other a s s e ts ...........
(71)

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 3 406
Time & savings dep.,
ind., part., corp......... 2 358
U.S. Gov’t deposits . . . .
49
Certified and
Officers’ Checks................... 56
Total Deposits.......... 5 869
All other liabilities . . . . _____ 67
Total Liabilities........ 5 936
Equity Capital
Capital (#sh. au. 2,800) .
70
(#sh. outst. 2,800)
Surplus.........................
280
Undivided profits and
capital reserve..........
656
Total equity capital.. 1 006

TOTAL




6 942

TOTAL

6 942

118

State of Arkansas:

Bank Department

UNION STATE BANK, JUNCTION CITY
Population 862
Union County
Chartered A ugust 28, 1933 P.O. Box F Telephone Number 924-4552
Zip Code 71749
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦John F. M a rsh ........................... President
Barbara D a n ie ls ............. V .P. & Cashier
Mary G. Jones .................. A sst. Cashier

Directors:
John F. Marsh
A lvin Green
J.B . Allen
John M. Shackleford, Jr.
T.T. Fields
C.A. Reed
Leonard Hampson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories............. 1 096
U.S. Treasury securities 1 315
Oblig. of other U.S.
Government agencies
and corporations . . . .
800
Oblig. of States and
political subdivisions
1 821
Excess funds sold and
sec. resell agreements
250
Loans, N e t................... 10 761
Bank premises,
furniture & fixtures . .
65
All other a s s e ts ...........
266

TOTAL




16 374

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 2 741
Time & savings dep.,
ind., part., corp......... 11 479
U.S. Gov’t deposits . . . .
1
Deposits of States
and subdivisions . . . .
543
Certified and
Officers’ Checks........
106
Total Deposits.......... 14 870
All other liabilities . . . .
115
Total Liabilities........ 14 985
Equity Capital
Capital (#sh. au. 30,000)
(#sh. outst. 30,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

300
400
689
1 389
16 374

119

Seventieth Report

BANK OF KENSETT, KENSETT
Population 1,544
W hite County
Chartered February 17, 1922 P.O. Box 356 Telephone Number 742-3211
Zip Code 72082
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
Roger Q. M i lls ........................... President
*Jno. H. Johnston, Jr............Vice Pres. &
Chairman Secretary

Directors:
Roger Q. Mills
Jno. H. Johnston, Jr.
William P. Mills

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Mil. Thou.

Cash & due from
depositories.............
364
U.S. Treasury securities 1 863
All other securities . . . . 1 410
L oans,N et...................
76
Bank premises,
furniture & fixtures . .
11

TOTAL




3 724

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
Total D eposits.........
Total Liabilities........

Mil. Thou.

858
1 852
2 710
2 710

Equity Capital
Capital (#sh. au. 500) . .
50
(#sh. outst. 500)
Surplus..........................
50
Undivided profits and
capital reserve...........
914
Total equity capital. . 1 014
TOTAL

3 724

120

State of Arkansas:

Bank Department

PINE STATE BANK, KINGSLAND
Population 320
Cleveland County
Chartered A ugust 22, 1904 P.O. B ox 85 Telephone Number 348-5657
Zip Code 71652
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

♦William Cain L y o n ...................President
P eggy R. Lyon ......................... Secretary

William Cain Lyon
P eggy R. Lyon
W. Gene Jines
Jim m y Clark

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A s s e ts

Cash & due from
depositories.............
U .S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

Mil. Thou.

213
996
651
44
1 624
79
86

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 1 697
Time & savings dep.,
ind., part., corp......... 1 368
U.S. Gov’t deposits . . . .
10
Deposits of States
and subdivisions . . . .
85
All other d ep o sits........
218
Total Deposits.......... 3 378
Excess funds purchased
and sec. repurchase
agreements...............
15
All other liabilities . . . . _____ 36
Total Liabilities........ 3 429
Equity Capital
Capital (#sh. au. 1,680) .
42
(#sh. outst. 1,6614/5)
Surplus.........................
102
Undivided profits and
capital reserve..................... 80
Total equity capital.
224
Subordinated notes
and debentures........
40

TOTAL




3 693

TOTAL

3 693

Seventieth Report

121

MADISON BANK AND TRUST, KINGSTON
Population 250
M adison County
Chartered April 7, 1911 P.O. B ox 39 Telephone Number 665-2825
Zip Code 72742
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*Gary W. B u n c h ........................ President
Carla H ath orn ........................... Vice Pres.
Blenda H ow ard .........................Vice Pres.

D irectors:
Gary Bunch
Jam es M cDougal
Steve Smith
Julie Baldridge
Joe Shrum
Jim Vaughan
Gary Easterling
A ustin Smith
Sumner Brashears
Dana Samples
H ow ard Cain, Jr.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from

Mil. Thou.

d e p o s i t o r i e s ..................

222

U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

272

TOTAL.........................



200
58
235
150
2 805

Liabilities
Demand deposits,
in d ., p a r t., c o r p ..............

Mil. Thou.

649

Time & savings dep.,
ind., part., corp......... 3 306
U.S. Gov’t deposits . . . .
15
Deposits of States
and subdivisions . . . .
527
Certified and
Officers’ Checks.................... 22
Total D eposits.......... 4 519
All other liabilities .. ..
423
Total Liabilities........ 4 942

99
1 241

Equity Capital
Capital (#sh. au. 800) ..
63
(#sh. outst. 632)
Surplus.........................
238
Undivided profits and
capital reserve.......... .......... 39
Total equity capital. .
340

5 282

TOTAL.........................

5 282

State of Arkansas:

122

Bank Department

BANK OF LAKE VILLAGE, LAKE VILLAGE
Population 3,088
Chicot County
Chartered October 14, 1937 P.O. B ox 727 Telephone Number 265-2241
Zip Code 71653
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
D ouglas C. Wynn . . Chairman of Board
♦Hermon Carlton ........................President
Terence J. Alpe ........... E xec. Vice Pres.
Joyce B e l l ............. Vice Pres. & A uditor
D essie Lee G i b b s .................... Vice Pres.
Jakie T. G ib son ............................... Cashier

Directors:
Terence J. Alpe
Sam Angel
William Bunker
Dr. J.P. Burge
Hermon Carlton
David Gillison, Sr.
David Gillison, Jr.
Bill Holloway
Marvin D. Loyd
Ned Mazzanti
Joe Pieroni
George Pine
Charles H. W eissinger, Jr.
D ouglas C. Wynn

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 3 837
U.S. Treasury securities 2 099
Oblig. of other U.S.
Government agencies
and corporations . . . . 5 319
Oblig. of States and
political subdivisions 4 630
L oans,N et................... 11 937
Bank premises,
furniture & fixtures . .
281
All other a s s e ts ...........
612

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 2 715
Time & savings dep.,
ind., part., corp......... 20 310
U.S. Gov’t deposits . . . .
41
Deposits of States
and subdivisions . . . . 1 483
Certified and
Officers’ Checks........
137
Total Deposits.......... 24 686
All other liabilities . . . .
418
Total Liabilities........ 25 104
Equity Capital
Capital (#sh. au. 60,000)
(#sh. outst. 60,000)
Surplus......................... 1
Undivided profits and
capital reserve.......... 1
Total equity capital. . 3

TOTAL



28 715

TOTAL

600
950
061
611

28 715

123

Seventieth Report

FIRST STATE BANK AND TRUST
COMPANY, LAKE VILLAGE
Population 3,088
Chicot County
Chartered June 12, 1962 P.O. Box 271 Telephone Number 265-5366
Zip Code 71653
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Directors:

Principal Officers:
♦Fred P. M ic h a e l................................... ...........President
Ben V. F lo ria n i..................................... Exec. Vice Pres.
Mike S. Cashion..................................... . V.P. & Cashier
. Vice Pres. &
Fredddie G. Black
Trust Officer
A sst. Vice Pres.
Linda S. Pearson
A sst. Cashier
Becky Brogdon

Sam Adkisson
Herman Berkemeyer
Freddie Black
James R. Burchfield
Ohmer C. Burnside
Mike S. Cashion
William H. Drew
Ben V. Floriani
J.P. Hampton
Cullen Livingston
Doyne W .Loyd
Geno Mazzanti
Fred P. Michael
Carl O. Powell
Richard L. Pratt
Ted Thornton
Joe Dan Yee

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories............. 1 866
U.S. Treasury securities 3 965
Oblig. of States and
political subdivisions
1 180
L oans,N et................... 11 798
Bank premises,
furniture & fixtures . .
295
All other a s s e ts ...........
340

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 2 473
Time & savings dep.,
ind., part., corp......... 12 982
Deposits of States
and subdivisions . . . . 1 880
Certified and
Officers’ Checks........
108
Total D eposits......... 17 443
All other liabilities . . . .
153
Total Liabilities........ 17 596
Equity Capital
Capital (#sh. au. 5,000) .
100
(#sh. outst. 5,000)
Surplus.......................... 1 700
Undivided profits and
capital reserve.......... .......... 48
Total equity capital. . 1 848

TOTAL



19 444

TOTAL

19 444

State of Arkansas:

124

Bank Department

CITIZENS BANK OF LAVACA, LAVACA
Population 1,092
Sebastian County
Chartered May 5, 1910 P.O. Box 108 Telephone Number 674-5631
Zip Code 72941
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

♦James N. Patterson ................. President
Larry D. H u r s t.........Sr. V .P. & Cashier
Gary W. Carmack .................. Vice Pres.
Bruce A D a v en p o rt................Vice Pres.
P aulette C h r o n iste r................Vice Pres.
Kay Sewell .................... A sst. Vice Pres.
Sandra K. H a n e y .........A sst. Vice Pres.

Ronald H. Udouj
Jam es N. Patterson
Larry D. H urst
Jewel R. Morris
Rayburn L. Green
Gene E. Bruick

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Thou.

988
547
809
663
517

.

Assets
MU.
Cash & due from
depositories.
710
U .S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . . 4
Oblig. of States and
political subdivisions 1
L oans,N et................... 14
Bank premises,
furniture & fixtures . .
All other a s s e ts
500

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 3 787
Time & savings dep.,
ind., part., corp......... 14 471
Deposits of States
and subdivisions . . . . 2 203
All other d ep o sits........
7
Certified and
Officers’ Checks................... 77
Total Deposits.......... 20 545
Excess funds purchased
and sec. repurchase
agreements...............
950
All other liabilities . . . .
171
Total Liabilities........ 21 666
Equity Capital
Capital (#sh. au. 18,900)
(#sh. outst. 18,900)
Surplus......................... 1
Undivided profits and
capital reserve.........
Total equity capital. . 2

TOTAL




23 734

TOTAL

236
000
832
068

23 734

125

Seventieth Report

LEACHVILLE STATE BANK, LEACHVILLE
Population 1,882
M ississippi County
Chartered January 23, 1951 P.O. Box 140 Telephone Number 539-6354
Zip Code 72438
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Directors:

Principal Officers:
*J. Lee B eard en ...........................President
Edna L. K e n n e t t .........Exec. Vice Pres.
Lynn B e a r d e n ................................Cashier

J. Lee Bearden
N elson Henry
Edna Kennett
T.N. Rodman, MD
J.L. Swihart

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
p o litic a l su b d iv is io n s

Mil. Thou.

993
1 000
2 398
1

872

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 2 813
Time & savings dep.,
ind., part., corp......... 3 474
Deposits of States
and subdivisions . . . . 1 641
Certified and
Officers’ Checks................... 22
Total Deposits.......... 7 950
All other liabilities . . . .
122
Total Liabilities........ 8 072

All other securities . . . .
235
Excess funds sold and
sec. resell agreements
400
L oans,N et..................... 2 685
Equity Capital
Bank premises,
furniture & fixtures . .
74
Capital (#sh. au. 10,000)
(#sh. outst. 10,000)
All other a s s e ts .................
63
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL




9 720

TOTAL

100
1 150
398
1 648
9 720

126

State of Arkansas:

Bank Department

LITTLE RIVER BANK, LEPANTO
Population 1,964
Poinsett County
Chartered November 21, 1919 P.O. Box 340 Telephone Number 475-2306
Zip Code 72354
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
D.F. P o r t is .....................Chmn. of Board
♦Grady W atkins, Jr.................... President
T.G. Thompson, Jr....... V .P. & Cashier
J.C. P o r tis ..................................Vice Pres.
Blanche N a s h .................... A sst. Cashier

Directors:
D .F. Portis
Grady W atkins, Jr.
T.G. Thompson, Jr.
J.C. Portis
W .H. Cross, Sr.
Ernest B. Portis
A.T. Bell
D anette P. W atkins
Julanne P. Ingram
Junaway Payne

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories................ 1 623
U.S. Treasury securities 5 393
Oblig. of other U.S.
Government agencies
and corporations . . . . 4 899
Oblig. of States and
political subdivisions 2 649
Excess funds sold and
sec. resell agreements
600
L oans,N et..................... 3 297
Bank premises,
furniture & fixtures . .
26
All other a s s e ts ...........
468

TOTAL




18 955

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 4 407
Time & savings dep.,
ind., part., corp......... 9 719
U.S. Gov’t deposits . . . .
8
Deposits of States
and subdivisions . . . . 1 655
Certified and
Officers’ Checks................... 23
Total Deposits.......... 15 812
All other liabilities .. .
214
Total Liabilities........ 16 026
Equity Capital
Capital (#sh. au. 4,000) .
400
(#sh. outst. 4,000)
Surplus......................... 1 100
Undivided profits and
capital reserve......... 1 429
Total equity capital.. 2 929
TOTAL

18 955

Seventieth Report

127

LESLIE STATE BANK, LESLIE
Population 501
Searcy County
Chartered April 17, 1948 P.O. B ox 325 Telephone Number 447-2911
Zip Code 72645
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*Roy Reaves ............. Chief Exec. Officer
Ben A lle n .................................... President
Mary Jan H o r to n ........... V .P. & Cashier
Gerald L. R a g la n d .............. A sst. V. Pres.
P eggy M assey ................... A sst. Cashier
Elizabeth Cotton ...............A sst. Cashier

Directors:
Ben Allen
Jerald Barnett
Bob Derickson
Virgil Blair
Bill Seeger
Lex Treece

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories................ 1 705
Oblig. of other U.S.
Government agencies
and corporations . . . . 2 119
Oblig. of States and
political subdivisions
894
Excess funds sold and
sec. resell agreements
350
L oans,N et..................... 4 347
Bank premises,
furniture & fixtures . .
294
All other a s s e ts ...........
300

TOTAL




10 009

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp.........
911
Time & savings dep.,
ind., part., corp......... 8 119
U.S. Gov’t deposits . . . .
3
Deposits of States
and subdivisions . . . .
347
Certified and
Officers’ Checks................... 45
Toted D eposits.......... 9 425
All other liabilities . . . .
226
Total Liabilities........ 9 651
Equity Capital
Capital (#sh. au. 1,300) .
(#sh. outst. 1,300)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

130
425
(197)
358
10 009

128

State of Arkansas:

Bank Department

PEOPLES BANK AND LOAN
COMPANY, LEWISVILLE
Population 1,410
Lafayette County
Chartered A ugust 25,1911 P.O. Box 280 Telephone Number 921-4244
Zip Code 71845
Number of Branches: Inside City — None; Outside City — None
Number of C BC T’s: Inside City — 1; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦Charles H. M o o r e ....................... President
J.C. L a n d e s ...................Chmn. of Board
W .H. Triplett, Jr. Vice Chmn. of Board
Wilma W illb an k s.........E xec. Vice-Pres.
Paul M a h a r ................................Vice Pres.
Donna H. A dkison . A sst. Vice-Pres.
Venora H o o p e r ................................ Cashier

Directors:
Charles H. Moore
W .H. Triplett, Jr.
J.C. Landes
Wilma Willbanks
P.D. Burton, Jr.
Larry Burrow
Paul J. English
Elmer Harris
O.M. Covington
Henry Moore III

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
MU. Thou,
Assets
Cash & due from
depositories............. 3 648
U.S. Treasury securities 2 796
Oblig. of other U.S.
Government agencies
and corporations . . . . 3 526
Oblig. of States and
political subdivisions 2 180
134
All other securities . . . .
Excess funds sold and
450
sec. resell agreements
Loans, N e t................... 10 786
Bank premises,
728
furniture & fixtures ..
469
All other a s s e ts ...........

TOTAL ...................... 24 717



Mil. Thou.
Liabilities
Demand deposits,
ind., part., corp......... 2 345
Time & savings dep.,
ind., part., corp......... 18 667
U.S. Gov’t deposits .. ..
18
Deposits of States
and subdivisions
1 215
Certified and
Officers’ Checks........
125
Total D eposits......... 22 370
All other liabilities .. ..
361
Total Liabilities....... 22 731

Equity Capital
Capital (#sh. au. 4,000) .
(#sh. outst. 4,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital. .

100
750
1 136
1 986

TOTAL......................... 24 717

Seventieth Report

129

BANK OF LINCOLN, LINCOLN
Population 1,422
W ashington County
Chartered March 19, 1903 P.O. Box 98 Telephone Number 824-3232
Zip Code 72744
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: Lincoln Bankshares, Inc.

Principal Officers:
♦Loyd R. Swope .........................President
Kenneth D. C o x ........... Exec. Vice Pres.
Ronnie R in e h a r t........................... Cashier
Larry Karnes ............................Vice Pres.
Darlene Cheatham
. . A sst. Vice Pres.
Nell K id d ..................Compliance Officer

Directors:
Loyd R. Swope
Kenneth D. Cox
Forrest Rodgers
John Lewis

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Mil. Thou.

Cash & due from
depositories............. 1 780
U.S. Treasury securities 6 342
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 101
Oblig. of States and
political subdivisions 2 417
All other securities . . . .
315
Excess funds sold and
sec. resell agreements 2 100
Loans, N e t................... 18 941
Bank premises,
furniture & fixtures . .
218
All other a s s e ts ...........
890

TOTAL




34 104

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits . . . .
Deposits of States
and subdivisions . . . .
All other dep o sits........
Certified and
Officers’ Checks........
Total Deposits..........
All other liabilities . . . .
Total Liabilities........

mu.

Thou.

4 754
24 397
3
1 559
6
121
30 840
476
31 316

Equity Capital
Capital (#sh. au. 8,000) .
200
(#sh. outst. 8,000)
Surplus.........................
200
Undivided profits and
capital reserve.......... 2 088
Toted equity capital. . 2 488
Subordinated notes
and debentures........
300
TOTAL

34 104

State of Arkansas:

130

Bank Department

PULASKI BANK AND TRUST
COMPANY, LITTLE ROCK
Population 158,461
Pulaski County
Chartered A ugust 29, 1955 P.O. B ox 7299 Telephone Number 661-7700
Zip Code 72217
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Pulaski Investm ent Corporation
Principal Officers:
♦James C. East
Eugene L. Maris
Robert C. Magee
James N. Pierce
Jimmy V. Fincher
Wayne Harness
Thomas L. Chapman
Marilyn Pearce
Judy K. Beaumont
Nancy Shepard
Karen S. Gay
Holly Mathisen
Kara Clements

Directors:

Chmn. of Board
President
Exec. Vice Pres.
Sr. Vice Pres.
Sr. Vice Pres.
Sr. Vice Pres.
Vice Pres.
Vice Pres./Cashier
Vice Pres.
Vice Pres.
Vice Pres.
Trust Officer
Internal Auditor

James C. East
Eugene L. Maris
Robert C. Magee
Mark V. Williamson
Thomas L. Hodges
Troy Churchman
J.A. McEntire
R.L. Schultz, Jr.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A s s e ts

Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

Mil. Thou.

5 419
1 018
13 063
2 924
45
66 298
4 790
3 501

L iabilities

Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
Deposits of States
and subdivisions . . . .
All other d ep o sits........
Certified and
Officers’ Checks.......
Total Deposits.........
Excess funds purchased
and sec. repurchase
agreements...............
All other liabilities . . . .
Total Liabilities........

MU. Thou.

17 572
57 648
3 961
1 681
567
81 429
5 106
3 824
90 359

E q u ity Capital

Capital (#sh. au. 226,000)
(#sh. outst. 191,505)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital. .
Subordinated notes
and debentures .......
TOTAL......................... 97 058



1 915
2 148
1 441
5 504
1 195

TOTAL......................... 97 058

Seventieth Report

131

BANK OF LOCKESBURG, LOCKESBURG
Population 620
Sevier County
Chartered October 14, 1902 P.O. Box 118 Telephone Number 289-4071
Zip Code 71846
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

*Larry W. H a le .......................... President
Joe C. Roberts ........................ Vice Pres.
Bobbie Sim m ons ........... V.P. & Cashier
Phyllis B e tte ll...................A sst. Vice Pres.
Joyce W a g n er...................A sst. Vice Pres.
B etty C u rren ce..................A sst. Cashier

Larry W. Hale
Leonard L. Hampson
Wanda C. Hampson
Joel Wayne Clay
Garnet E. Norwood
Mary F. Hampson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Mil. Thou.

Cash & due from
depositories.............
971
U.S. Treasury securities 3 252
Oblig. of other U.S.
Government agencies
and corporations . . . .
400
Oblig. of States and
political subdivisions 1 437
Loans, N e t................... 13 133
Bank premises,
furniture & fixtures . .
344
All other a s s e ts ...........
367

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 3 456
Time & savings dep.,
ind., part., corp......... 14 621
Deposits of States
and subdivisions . . . .
12
Certified and
Officers’ Checks................... 16
Total D eposits......... 18 105
Excess funds purchased
and sec. repurchase
agreements...............
150
All other liabilities . . . . ____176
Total Liabilities........ 18 431
Equity Capital
Capital (#sh. au. 3,000) .
75
(#sh. outst. 3,000)
Surplus..........................
425
Undivided profits and
capital reserve.......... ........ 973
Total equity capital. . 1 473

TOTAL




19 904

TOTAL

19 904

State of Arkansas:

132

Bank Department

FIRST STATE BANK, LONOKE
Population 4,128
Lonoke County
Chartered March 9, 1935 P.O. Box 320 Telephone Number 676-3106
Zip Code 72086
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
J.O. B e n n e tt................President & CEO
♦Charles E. F o r d ...........Exec. Vice Pres.
N eil B e n n e t t ............................. Vice Pres.
A1 M. Morris, Jr............A sst. Vice Pres.

Directors:
J.O. Bennett
W ayne Bennett
N eilB enn et
W ayne Bennett, Jr.
Neil Bennett, Jr.
H. A ustin Grimes

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories............. 2 990
U.S. Treasury securities 6 633
Oblig. of States and
political subdivisions 4 640
All other securities . . . . 7 200
Excess funds sold and
sec. resell agreements 2 050
Loans, N e t................... 18 658
Bank premises,
furniture & fixtures . .
190
All other a s s e ts ........... 1 242

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 5 672
Time & savings dep.,
ind., part., corp......... 29 518
U.S. Gov’t deposits. . . .
48
Deposits of States
and subdivisions . . . . 2 479
Certified and
Officers’ Checks........
148
Total D eposits.......... 37 865
All other liabilities . . .
334
Total Liabilities........ 38 199
Equity Capital
Capital (#sh. au. 16,000)
400
(#sh. outst. 16,000)
Surplus......................... 1 600
Undivided profits and
capital reserve.......... 3 404
Total equity capital. . 5 404

TOTAL




43 603

TOTAL

43 603

Seventieth Report

133

FARMERS BANK AND TRUST COMPANY,
MAGNOLIA
Population 11,909
Columbia County
Chartered September 26, 1906 P.O. Box 250 Telephone Number 234-2211
Zip Code 71753
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

*Bob L. B u r n s .............................President
Dean R e a g a n ................. Sr. Vice Pres. &
Cashier
T.H. B r a d ley ..............................Vice Pres.
Cameron D odson .................... Vice Pres.
M.E. F itzp atrick ...................... Vice Pres. &
& A sst. Cashier
Sandra Barnes ............. A sst. Vice Pres.
Earl Booth ........... Operations Officer &
A sst. Cashier

R.S. W amock, Jr.
T.H. Bradley
Bob L. Burns
L.E. Davis, Jr.
Cameron Dodson
W. E. Fullenwider
John W. Harsh
Mrs. T.H. Reeves
Joe D. Woodward

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Mil. Thou.
Assets
Cash & due from
depositories............. 1 784
U .S. Treasury securities 9 683
Oblig. of other U.S.
Government agencies
and corporations . . . . 16 265
Oblig. of States and
political subdivisions 16 008
Excess funds sold and
sec. resell agreements
100
Loans, N e t................... 24 814
Bank premises,
767
furniture & fixtures . .
All other a s s e ts ........... 1 150

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks........
Total D eposits..........
Excess funds purchased
and sec. repurchase
agreements...............
All other liabilities . . . .
Total Liabilities........

Mil. Thou.

24 022
32 158
26
3 580
258
60 044
3 005
662
63 711

Equity Capital
Capital (#sh. au. 4,000) . 2 500
(#sh. outst. 4,000)
Surplus......................... 1 250
Undivided profits and
capital reserve......... 3 110
Total equity capital. . 6 860
TOTAL......................... 70 571



TOTAL......................... 70 571

134

State of Arkansas:

Bank Department

BANK OF MALVERN, MALVERN
Population 10,163
H ot Spring County
Chartered June 24, 1889 P .O .B o x 897 Telephone Number 332-6966
Zip Code 72104
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None
Bank Holding Company A ffiliate: Central Arkansas Bancshares, Inc.

Principal Officers:
*Paul L. Offutt . President & Chairman
Donald J. Tackett ........... Sr. Vice Pres.
M. Dale B e a ir d ..................Sr. Vice Pres.
Marsha B. T a n n e r .................. Vice Pres.

Directors:
Paul L. Offutt
Dorsey Glover
William H. Glover
Carrington E. Young
Tom Ross Young, Jr.
Joe Keith
Sam R. Clark
Ray N. Boyle

■"Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 2 685
U.S. Treasury securities 6 938
Oblig. of other U.S.
Government agencies
and corporations . . . . 7 434
Oblig. of States and
political subdivisions 7 926
115
All other securities . . . .
Excess funds sold and
100
sec. resell agreements
Loans, N e t................... 25 184
Bank premises,
893
furniture & fixtures . .
All other a s s e ts ........... 1 266

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp.......... 7 778
Time & savings dep.,
ind., part., corp......... 36 070
U.S. Gov’t deposits . . . .
2
Deposits of States
and subdivisions . . . . 1 990
All other dep o sits........
269
Certified and
Officers’ Checks........
338
Total Deposits.......... 46 447
All other liabilities .. . .
727
Total Liabilities........ 47 174

TOTAL......................... 52 541

TOTAL......................... 52 541




Equity Capital
Capital (#sh. au. 12,000)
300
(#sh. outst. 12,000)
Surplus......................... 2 200
Undivided profits and
capital reserve.......... 2 867
Total equity capital. . 5 367

Seventieth Report

135

PEOPLES BANK, MAMMOTH SPRING
Population 1,195
Fulton County
Chartered February 8, 1921 P.O. Box 310 Telephone Number 625-3235
Zip Code 72554
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: M ammoth Investm ents & Credit Corp., Inc.

Principal Officers:

Directors:

Charles W. M a s n e r ..................President
♦William O. P a c e ........... Exec. Vice Pres.
David S m i t h ..................................Cashier
Norma P a c e .........................A sst. Cashier

Charles W. Masner
Clotene Masner
Auda M. Culver
Cloy H. Culver
W illiam O. Pace

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Mil. Thou.

1 897
6 970
32
2 900
3 836
265

.

Cash & due from
depositories.
609
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
Excess funds sold and
sec. resell agreements
Loans, N e t.....................
Bank premises,
furniture & fixtures . .
All other a s s e ts
434

TOTAL......................... 16 943




Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 2 013
Time & savings dep.,
ind., part., corp......... 12 802
U.S. Gov’t deposits . . . .
6
Deposits of States
and subdivisions . . . .
554
Total Deposits.......... 15 375
All other liabilities . . . .
275
Total Liabilities........ 15 650
Equity Capital
Capital (#sh. au. 4,000) .
(#sh. outst. 4,000)
Surplus..........................
Undivided profits and
capital reserve..........
Total equity capital.. 1

100
900
293
293

TOTAL....................... . 16 943

136

State of Arkansas:

Bank Department

MERCHANTS AND PLANTERS BANK, MANILA
Population 2,553
M ississippi County
Chartered March 16,1948 P .0 . Box 440 Telephone Number 561-4427
Zip Code 72442
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
P eggy F. C h e a d le ......................Chairman
B etty F. S ch rad er......................President
Hulen F au lk n er.......................... Secretary
Danny R ob b in s.........................Vice Pres.
Norma J a c k so n ...............................Cashier
*Max H. S ch rad er.........Exec. Vice Pres.

D irectors:
Lora M. Fleeman
P eggy F. Cheadle
B etty F. Schrader
L.W. Townsend
Jam es B. Cheadle
Hulen Faulkner
Danny Robbins
Max H. Schrader

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories................ 1 327
U .S. Treasury securities
249
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 190
Oblig. of States and
political subdivisions
480
All other securities . . . .
100
Excess funds sold and
sec. resell agreements
500
Loans, N e t..................... 4 497
Bank premises,
furniture & fixtures . .
119
All other a s s e ts ...........
18

TOTAL




8 480

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 1 238
Time & savings dep.,
ind., part., corp......... 4 601
U.S. Gov’t deposits . . . .
204
Deposits of States
and subdivisions . . . . 1 273
Certified and
Officers’ Checks................... 16
Total D eposits......... 7 332
Total Liabilities........ 7 332
Equity Capital
Capital (#sh. au. 10,000)
(#sh. outst. 10,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital. .

648
1 148

TOTAL

8 480

100
400

Seventieth Report

137

BANK OF MANSFIELD, MANSFIELD
Population 1,000
Sebastian County
Chartered February 16, 1939 P.O. Box 387 Telephone Number 928-4418
Zip Code 72944
Number of Branches: Inside C ity — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
Bruce H. S h a w .............Chmn. of Board
♦Richard D. F o s t e r ......................President
Richard B. S h a w .......................Vice Pres.
Melba Conaway . Vice Pres. & Cashier
Paula C o w a rd ............... A sst. Vice Pres.
Elizabeth Hoopengarner . . A sst. V.P.
Margo J o n e s .......................A sst. Cashier

Directors:
Bruce H. Shaw, Chairman
Richard D. Foster
Richard B. Shaw
Melba Conaway
Joe McCain
Gilmer Dixon
Bernard Holbrook
S.M . Taylor
S.D . Barnes

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Mil. Thou.

Cash & due from
depositories................ 3 691
U .S. Treasury securities 4 225
Oblig. of other U.S.
Government agencies
and corporations . . . .
608
Oblig. of States and
political subdivisions
815
Excess funds sold and
sec. resell agreements
100
Loans, N e t..................... 9 026
Bank premises,
furniture & fixtures . .
277
All other a s s e ts ............
441

TOTAL




19 183

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 4 345
Time & savings dep.,
ind., part., corp......... 12 069
U.S. Gov’t deposits . . . .
4
Deposits of States
and subdivisions . . . .
899
Certified and
Officers’ Checks................... 45
Total D eposits.......... 17 362
All other liabilities . . . .
279
Total Liabilities........ 17 641
Equity Capital
Capital (#sh. au. 9,600) .
240
(#sh. outst. 9,600)
Surplus..........................
260
Undivided profits and
capital reserve.......... 1 042
Total equity capital. . 1 542
TOTAL

19 183

State of Arkansas:

138

Bank Department

FARMERS AND MERCHANTS BANK, MARIANNA
Population 6,220
Lee County
Chartered January 9, 1942 P.O. Box 479 Telephone Number 295-2535
Zip Code 72360
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦William J. McClain . . President & CEO
Jam es T. McMahan, I I .........Vice Pres.
P eggy F ish e r .................................. Cashier
Letha Sm ith
A sst. V .P. Operations

Directors:
Dan H. Felton, III
Jack R. Gentry
Thomas H. Gist, Jr.
William J. McClain
Jam es T. McMahan, II
John F. Miller
Robert F. Mahan
J.B . Smith
Ruth Smith
D.F. Webb, Jr.

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 220
U.S. Treasury securities 6 546
Oblig. of other U .S.
Government agencies
and corporations . . . . 1 254
Oblig. of States and
political subdivisions 1 260
All other securities . . . .
60
Excess funds sold and
sec. resell agreements 1 550
Loans, N e t................... 3 090
Bank premises,
furniture & fixtures . .
167
All other a s s e ts ............
328

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 3 132
Time & savings dep.,
ind., part., corp......... 8 135
U.S. Gov’t deposits . . . .
7
Deposits of States
and subdivisions . . . . 2 427
Certified and
Officers’ Checks................... 28
Total Deposits.......... 13 729
All other liabilities .. .
205
Total Liabilities........ 13 934

TOTAL

TOTAL




15 475

Equity Capital
Capital (#sh. au. 3,000) .
75
(#sh. outst. 3,000)
Surplus..........................
925
Undivided profits and
capital reserve..........
541
Total equity capital. . 1 541
15 475

Seventieth Report

139

CITIZENS BANK, MARION
Population 2,996
Crittenden County
Chartered March 15, 1938 P.O. Box 300 Telephone Number 739-3232
Zip Code 72364
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦William R. R ey n o ld s................President
Frank G. W a lla c e ...................... Vice Pres.
C.H. Bond, Jr............................... Vice Pres.
Julian H a r d in ............................. Vice Pres.
Allen B. H e lm s ........................... Vice Pres.
J.F . R ieves, Jr..............................Vice Pres.
Lucille H. B r a c k in ........... A sst. Cashier

Directors:
C.H. Bond, Jr.
Sanders Carter
Frank G. Fogleman
Julian Hardin
Allen B. Helm s
Dino Pirani
William R. Reynolds
J.F . Rieves, Jr.
Jam es R. Stockley
Joe Taylor, III

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 090
U.S. Treasury securities 2 050
Oblig. of other U.S.
Government agencies
and corporations . . . . 3 222
Oblig. of States and
political subdivisions 3 520
All other securities . . . . 1 601
Excess funds sold and
sec. resell agreements
500
L oans,N et................... 7 522
Bank premises,
furniture & fixtures . . 1 152
All other a s s e ts ...........
478

TOTAL



21 135

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 3 970
Time & savings dep.,
ind., part., corp......... 10 918
U.S. Gov’t deposits . . . .
2
Deposits of States
and subdivisions . . . . 2 933
Certified and
Officers’ Checks................... 43
Total D eposits.......... 17 866
All other liabilities . . . .
239
Total Liabilities........ 18 105
Equity Capital
Capital (#sh. au. 1,500) .
(#sh. outst. 1,500)
Surplus ......................... 1
Undivided profits and
capital reserve.......... 1
Total equity capital. . 3
TOTAL

150
200
680
030

21 135

140

State of Arkansas:

Bank Department

MARKED TREE BANK, MARKED TREE
Population 3,201
Poinsett County
Chartered March 3, 1932 P.O. Box 160 Telephone Number 358-2600
Zip Code 72365
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

*John A. Brunner, Jr..................President
J.P. H u tc h in s ................................Cashier
Frances W hitlow ...............A sst. Cashier
Louise A n g lin ...................... A sst. Cashier
Norma Hendrix .................A sst. Cashier

Gloria Eddington, Chairman
John A. Brunner, Jr.
Mary Ann Arnold
Frank Brunner, Jr.
J. Robert Brunner
L.H. Goad
Ritter Arnold
Robert Neel
Dan Hatzenbuehler

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
Excess funds sold and
sec. resell agreements
L oans,N et...................
Bank premises,
furniture & fixtures ..
All other a s s e ts ...........

Mil. Thou.

2 594
9 420
4 303
1 014
800
2 369
151
518

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 3 183
Time & savings dep.,
ind., part., corp......... 12 079
U.S. Gov’t deposits . . . .
47
Deposits of States
and subdivisions . . . . 1 266
Certified and
Officers’ Checks................... 82
Total D eposits.......... 16 657
Excess funds purchased
and sec. repurchase
agreements............... 2 200
All other liabilities . . . .
303
Total Liabilities........ 19 160
Equity Capital
Capital (#sh. au. 2,500) .
(#sh. outst. 2,500)
Surplus.........................
Undivided profits and
capital reserve......... 1
Total equity capital. . 2

TOTAL



21 169

TOTAL

250
300
459
009

21 169

Seventieth Report

141

THE CITIZENS BANK, MARSHALL
Population 1,543
Searcy County
Chartered February 26, 1940 P.O. Box 250 Telephone Number 448-3341
Zip Code 72650
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: Marshall Bancshares, Inc.

Principal Officers:
*Roy Reaves ..........................................CEO
Bill O. W a t t s ............................... President
Danny G. H o r to n .........Exec. Vice Pres.
Brenda H a r n e s s ............... V .P. & Cashier
Bernece M yatt .............. A sst. Cashier &
Head Teller
P atsy M a s s e y ..................A sst. Cashier &
M arketing Officer
Carla H a r n e s s ................A sst. Cashier &
Manager of Bookkeeping
Debbie W a t t s .................... A sst. Cashier

Directors:
Ben Allen
Jerald Barnett
J.C. Baker, Jr.
George E. Daniel
Jam es W. Daniel
Ancil M ays
Bill O. W atts

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Mil. Thou.

Cash & due from
depositories............. 3 919
U.S. Treasury securities 1 505
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 032
Oblig. of States and
political subdivisions 1 123
All other securities . . . .
25
Excess funds sold and
sec. resell agreements
450
Loans, N e t................... 8 960
Bank premises,
furniture & fixtures . .
196
All other a s s e ts ...........
732

TOTAL........................ 17 942



Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 4 929
Time & savings dep.,
ind., part., corp......... 10 232
U.S. Gov’t deposits . . . .
17
Deposits of States
and subdivisions . . . . 1 160
Certified and
Officers’ Checks................... 14
Total D eposits.......... 16 352
All other liabilities . . . . ____ H3
Total Liabilities........ 16 465
Equity Capital
Capital ( # s h . au. 4,000) .
400
(Mi. outst. 4,000)
Surplus.............
725
Undivided profits and
capital reserve............
277
Total equity capital. . 1 402
Subordinated notes
and debentures..........
75
TOTAL......................... 17 942

142

State of Arkansas:

Bank Department

BANK OF MARVELL, MARVELL
Population 1,751
Phillips County
Chartered January 8, 1903 P.O. Box 67 Telephone Number 829-2596
Zip Code 72366
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: Marvell Implement Company

Principal Officers:
*Gibson Turley . . Chairman & President
Tommie E. Shackelford, Jr. Exec. V.P.
Gibson Turley, J r......................Vice Pres.
Ben B. D a v iso n ......................... Vice Pres.
P atty R ussell ................................Cashier
Bobbie Chisnall ................A sst. Cashier
Beulah Dirlam ..................A sst. Cashier

Directors:
Gibson Turley
Tommie E. Shackelford, Jr.
Gibson Turley, Jr.
Virginia Turley
Jam es H. Hill
J. A. Hill

^Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories.............
764
U.S. Treasury securities 4 998
Oblig. of other U.S.
Government agencies
and corporations . . . . 5 259
Oblig. of States and
political subdivisions 2 244
All other securities . . . .
110
Excess funds sold and
sec. resell agreements
335
L oans,N et................... 1 608
Bank premises,
furniture & fixtures . .
174
All other a s s e ts ...........
397

TOTAL




15 .889

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 1 637
Time & savings dep.,
ind., part., corp......... 10 119
U.S. Gov’t deposits . . . .
9
Deposits of States
and subdivisions . . . . 1 763
Certified and
Officers’ Checks................... 15
Total Deposits.......... 13 543
All other liabilities .. .
271
Total Liabilities........ 13 814
Equity Capital
Capital (#sh. au. 6,000) .
(#sh. outst. 6,000)
Surplus.........................
Undivided profits and
capital reserve.......... 1
Total equity capital. . 2
TOTAL

150
500
425
075

15 889

Seventieth Report

143

BANK OF McCRORY, McCRORY
Population 1,956
Woodruff County
Chartered June 18, 1903 P.O. Box 367 Telephone Number 731-2521
Zip Code 72101
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*I.N. A r n o f ...................... Chmn. of Board
Hulon C a in ..................................President
John G. Thompson .........Vice Chmn. &
Sr. Vice Pres.
H. Ripley Thompson . . . . Sr. Vice Pres.
John D. E ld r id g e ............. Sr. Vice Pres.
Margaret Coller
Vice Pres. & Trust
Jam es W. Taylor .........................Cashier

Directors:
I.N. Arnof
John G. Thompson
H. Ripley Thompson
John D. Eldridge
Ian Arnof
G.L. Morris, Jr.
John D. Eldridge III
Edwin B. Conner, Jr.
Hulon Cain
Donald Cain
Fletcher C. Lewis

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 2 891
U.S. Treasury securities 18 700
Oblig. of other U.S.
Government agencies
and corporations . . . . 2 600
Oblig. of States and
political subdivisions 5 846
All other securities . . . .
909
Excess funds sold and
sec. resell agreements 2 900
Loans, N e t................... 9 494
Bank premises,
furniture & fixtures . .
328
All other a s s e ts ........... 1 392

TOTAL



45 060

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 7 117
Time & savings dep.,
ind., part., corp......... 31 123
U.S. Gov’t deposits . . . .
34
Deposits of States
and subdivisions . . . .
911
Certified and
Officers’ Checks................... 94
Total Deposits.......... 39 279
All other liabilities . . .
1 167
Total Liabilities........ 40 446
Equity Capital
Capital (#sh. au. 20,000)
(#sh. outst. 20,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

500
1 500
2 614
4 614
45 060

State of Arkansas:

144

Bank Department

McGEHEE BANK, McGEHEE
Population 5,671
Desha County
Chartered December 5, 1933 P .0 . Box 787 Telephone Number 222-3151
Zip Code 71654
Number of Branches: Inside C ity — 1; Outside City — 3
Number of C BC T’s: Inside City — 1; Outside City — None
Bank H olding Company Affiliate: S outheast Financial Bankstock Corporation

Principal Officers:
Sam B o w m a n .............Chmn. of Board
John P o tte r ........... Vice Chmn. of Board
♦Bill B o w m a n ................President & CEO
Richard Gilliam ........................... Cashier
Charles L lo y d ...........................Vice Pres.
Tom m y R o b e rtso n ..................Vice Pres.

Directors:
Robert Adcock
Fred Blanks
Sam Bowman
Bill Bowman
John Potter
Buren Sharpe
John L. Maier, Jr.
Jam es N. Smith
Bill Elliott
Jim m y Buford
Mark E. Sherland, Jr.
Cecil Simpson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

TOTAL



Mil. Thou.

7 066
9 810
3 150
6 206
232
1 300
31 401
329
1 484

60 978

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 6 304
Time & savings dep.,
ind., part., corp......... 44 846
U.S. Gov’t deposits . . . .
64
Deposits of States
and subdivisions . . . . 2 089
Certified and
Officers’ Checks........
184
Total Deposits.......... 53 487
All other liabilities .. .
612
Total Liabilities........ 54 099
Equity Capital
Capital (^sh. au. 80,000)
(#sh. outst. 80,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL

1 000
1 700
4 179
6 879
60 978

Seventieth Report

145

THE BANK OF NORTH ARKANSAS, MELBOURNE
Population 1,608
Izard County
Chartered July 29, 1896 P.O. B ox C Telephone Number 368-4205
Zip Code 72556
Number of Branches: Inside City — None; Outside City — 3
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: North Central Financial Corporation

Principal Officers:
*Charles C. Miller . . President & Chmn.
Ernestine Marlin .........................Cashier
Mary F. T a te ...................... A sst. Cashier

Directors :
Charles C. Miller
Jam es E. Miller
Ann Lawrence
Gwenn A. Lea

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 2 286
U .S. Treasury securities
80 7
Oblig. of other U.S.
Government agencies
and corporations . . . . 4 225
Oblig. of States and
political subdivisions 3 733
All other securities . . . .
25
Excess funds sold and
sec. resell agreements
200
Loans, N e t................... 22 868
Bank premises,
furniture & fixtures . .
981
All other a s s e ts ........... 1 037

TOTAL




36 162

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 13 420
Time & savings dep.,
ind., part., corp......... 18 386
U.S. Gov’t deposits . . . .
7
Deposits of States
and subdivisions . . . . 1 818
Certified and
Officers’ Checks................... 90
Total Deposits.......... 33 721
All other liabilities . . . . ____ A l l
Total Liabilities........ 34 132
Equity Capital
Capital (#sh. au. 4,000) .
(#sh. outst. 4,000)
Surplus.........................
Undivided profits and
capital reserve.......... 1
Total equity capital. . 2
TOTAL

500
425
105
030

36 162

State of Arkansas:

146

Bank Department

THE UNION BANK, MENA
Population 4,850
Polk County
Chartered July 25, 1934 P.O. Box 898 Telephone Number 394-2211
Zip Code 71953
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside City — 1; Outside City — None
Bank H olding Company Affiliate: Union Bankshares, Inc.
P rin c ip a l O ffic e r s:

D ir e c to rs :

C.S. “Shorty” Williams ......................Chmn. of Board
President & CEO
♦Bill L. Wood
R.A. Carver ..................... .................................Vice Pres.
.................................Vice Pres.
Edward W. Stevenson
A sst. Vice Pres.
Buddy N ew b o lt...............
Cashier
Ruby Lunsford
Eva Capehart...................
A sst. Vice Pres.
A sst. Cashier
Mildred Brown
Loan Dept. Manager
Sarah C urry........................
Administration Asst.
Barbara Shaw
Customer Ser. Officer
Clarice T ish er...................
A sst. Cashier
Kathy Shrader
Pat Perkins
A sst. Cashier
A sst. Vice Pres. &
Jim Neugent
Data Processing Manager
Anna Runvan
A sst. Data
Processing Mgr.
Jesse Sullivan
A sst. Vice Pres. &
Branch Mgr.
Jimmy D. Knighten
Asst. Cashier &
Branch Mgr.

R.A. Carver
John A. Crawford
R.L. Hamilton
David Maddox
Pauline Morrow
Edward W. Stevenson
C.S. Williams
Bill Lauck Wood

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
Excess funds sold and
sec. resell agreements
L oans,N et...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

MU. Thou.

TOTAL

51 109




6 076
4 283
1 252
6 164
200
30 872
595
1 667

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 8 203
Time & savings dep.,
ind., part., corp......... 31 816
U.S. Gov’t deposits . . . .
263
Deposits of States
and subdivisions . . . . 2 360
Certified and
Officers’ Checks........
358
Total Deposits.......... 43 000
All other liabilities .. .
687
Total Liabilities........ 43 687
Equity Capital
Capital (#sh. au. 12,000) 1 200
(#sh. outst. 12,000)
Surplus......................... 1 800
Undivided profits and
capital reserve......... 4 422
Total equity capital. . 7 422
TOTAL

51 109

147

Seventieth Report

MONETTE STATE BANK, MONETTE
Population 1,165
Craighead County
Chartered December 29, 1936 P.O. Box P Telephone Number 486-5493
Zip Code 72447
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦Donald K ir k s e y .........................President
Shirley B r o n a u g h ................Sr. Vice Pres.
Verlene Fullen . Vice Pres. & Cashier
Bill C la rk ...................................... Vice Pres.
Revis S te w a r t.............................Vice Pres.

Directors:
Charles Frierson, III
Carolyn Frierson
J.E . Story
Ruth Latta
B.R. Harper, MD
T.P. Harper M.D.
Donald Kirksey
Shirley Bronaugh
Verlene Fullen

■"Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 259
U.S. Treasury securities
399
Oblig. of other U.S.
Government agencies
and corporations . . . . 3 260
Oblig. of States and
political subdivisions 5 977
All other securities . . . .
746
Loans, N e t................... 17 426
Bank premises,
furniture & fixtures . .
300
All other a s s e ts ........... 1 577

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 4 947
Time & savings dep.,
ind., part., corp......... 17 806
U.S. Gov’t deposits . . . .
15
Deposits of States
and subdivisions . . . . 3 217
All other d ep o sits........
5
Certified and
Officers’ Checks................... 62
Total Deposits.......... 26 052
Excess funds purchased
and sec. repurchase
agreements............... 1 400
All other liabilities . . .
174
Total Liabilities........ 27 626
Equity Capital
Capital (#sh. au. 4,000) .
200
(#sh. outst. 4,000)
Surplus......................... 1 300
Undivided profits and
capital reserve......... 1 818
Total equity capital. . 3 318

TOTAL



30 944

TOTAL

30 944

148

State of Arkansas:

Bank Department

COMMERCIAL BANK AND TRUST COMPANY,
MONTICELLO
Population 8,259
Drew County
Chartered November 29, 1912 P.O. Box 150 Telephone Number 367-6221
Zip Code 71655
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: Drew Bancshares, Inc.

Principal Officers:
*Bennie Ryburn, Sr. . . Chairman & CEO
Reginald Glover ...................... President
George T. H a r r is .........Exec. Vice Pres.
Bill W hite ......................Vice President
R usty S m it h ..............................Vice Pres.

Directors:
Bennie Ryburn, Sr.
Reginald Glover
L.D. Long
Lamar Miles
W .E. Smith
Frank Wolfe
R .D .Jon es
Joe Brannen
Kim Ward

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Mil. Thou.

Cash & due from
depositories............. 3 474
U.S. Treasury securities 2 238
Oblig. of other U.S.
Government agencies
and corporations . . . . 4 503
Oblig. of States and
political subdivisions 3 977
All other securities . . . . 3 548
Loans, N e t................... 24 836
Bank premises,
furniture & fixtures . .
294
All other a s s e ts ........... 1 957

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 6 264
Time & savings dep.,
ind., part., corp......... 29 175
U.S. Gov’t deposits . . . .
32
Deposits of States
and subdivisions . . . . 3 852
Certified and
Officers’ Checks..........
328
Total D eposits.......... 39 651
Excess funds purchased
and sec. repurchase
agreements...
700
All other liabilities . . . .
506
Total Liabilities........ 40 857
Equity Capital
Capital (#sh. au. 8,000) .
200
(#sh. outst. 8,000)
Surplus......................... 2 300
Undivided profits and
capital reserve.......... 1 470
Total equity capital.. 3 970

TOTAL



44 827

TOTAL

44 827

Seventieth Report

149

UNION BANK AND TRUST
COMPANY, MONTICELLO
Population 8,259
Drew County
Chartered September 15, 1915 P.O. Box 270 Telephone Number 367-3453
Zip Code 71655
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: First Union Financial Corp.

Principal Officers:
Zach McClendon, Jr.. . . Pres. & Chmn.
♦John A. McClelland . .Exec. Vice Pres.
Kelton B usby, Jr.............Vice
Pres.
Beverly H u d s o n ............ Vice
Pres.
Jean St. John ............................ Vice Pres.
Howard Woodall ..................... Vice Pres.
Clay M itchell ............................ Vice Pres.
Tona M cK iever..................A sst. Cashier
P eggy S m ith ..................A sst. Vice Pres.

------------♦Designates Chief Executive Officer

Directors:
William K. Ball
Brown Calhoun
Frank Carson, Jr.
Billy H. Hartness
Charles E. Jackson
Henry J. Mariani
Zach McClendon, Jr.
W ells M offatt
Dr. J.P. Price
John Porter Price
Richard Reinhart
A.C. Thompson
Alan G. Williams
j u a n Trotter, A dvisory Board

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Liabilities
Cash & due from
Demand deposits,
depositories............. 8 193
ind., part., corp.........
U .S. Treasury securities 4 130
Time & savings dep.,
Oblig. of other U.S.
ind., part., corp.........
U.S. Gov’t deposits. . . .
Government agencies
and corporations . . . . 2 275
Deposits of States
Oblig. of States and
and subdivisions . . . .
Certified and
political subdivisions 8 881
Officers’ Checks........
Loans, N e t................... 37 955
Total D eposits.........
Bank premises,
Excess funds purchased
furniture & fixtures . .
704
and sec. repurchase
All other a s s e ts ........... 1 149
agreements. . ............
All other liabilities . . . .
Total Liabilities........
Equity Capital
Capital (#sh. au. 80,000)
(#sh. outst. 80,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital. .
TOTAL......................... 63 287



MU. Thou.

7 057
47 587
127
2 124
4
56 899
1 250
735
58 884
1 000
2 000
1 403
4 403

TOTAL......................... 63 287

150

State of Arkansas:

Bank Department

THE FIRST STATE BANK, MORRILTON
Population 7,355
Conway County
Chartered November 26, 1930 P.O. Box 350 Telephone Number 354-4601
Zip Code 72110
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: TC Bankshares

Principal Officers:
*H.J. K ord sm eier.......................President
J.H . W ilcox
Exec. Vice Pres.
Billie Jean Wofford
... A sst. Vice Pres.
John W inningham . . .. A sst. Vice Pres.
Bill D avidson ............................ Vice Pres.

Directors:
H.J. Kordsmeier
Jim Wilcox
S.E. M cReynolds
Cleo Cheek
A .J. Gordon
Dr. T.H. Hickey
Otto Lienhart
W .E. Love
Louis Oates
Charles L. Ormond
Ed. M. Penick, Jr.
T.E. Renaud, A dvisory
Ron Gillert, A dvisory

^Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 3 378
U.S. Treasury securities 15 294
Oblig. of other U.S.
Government agencies
and corporations . . . .
97
Oblig. of States and
political subdivisions 9 688
Excess funds sold and
sec. resell agreements 2 000
Loans, N e t................... 20 729
Bank premises,
furniture & fixtures ..
559
All other a s s e ts ........... 1 582

TOTAL......................... 53 327



Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
All other dep o sits........
Certified and
Officers’ Checks........
Total Deposits..........
All other liabilities . . . .
Total Liabilities........
Equity Capital
Capital (#sh. au. 10,000)
(#sh. outst. 5,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital. .

Mil. Thou.

13 057
29 984
400
1 837
303
179
45 760
888
46 648
1 000
1 500
4 179
6 679

TOTAL......................... 53 327

Seventieth Report

151

FIRST BANK AND TRUST COMPANY OF
MOUNTAIN HOME, MOUNTAIN HOME
Population 8,066
Baxter County
Chartered January 16, 1979 P.O. Box F Telephone Number 425-2101
Zip Code 72653
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside City — 1; Outside City — None
Bank H olding Company Affiliate: Mountain Home Bancshares, Inc.

Principal Officers:
C.N. Kent, Jr....................... Vice Chairman
*Denny Sm ith ...............President & CEO
R. J. Pratt ............................ Sr. Vice Pres.
Raymond Roberts ..............Vice Pres. &
Trust Officer
Dwayne H ick m an .....................Vice Pres.
D essie P i t t s ................................Vice Pres.

Directors:
J.D . Dryer
C.N. Kent, Jr.
Frank L. Coffman, Jr.
R.F. Lawyer
R.J. Pratt
Denny Smith

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou
Cash & due from
depositories............. 5 042
U.S. Treasury securities 25 515
Oblig. of other U.S.
Government agencies
and corporations . . . . 9 197
Oblig. of States and
political subdivisions 13 377
All other securities . . . .
132
Excess funds sold and
sec. resell agreements
800
Loans, N e t................... 40 019
Bank premises,
furniture & fixtures .. 2 383
AH other a s s e ts ........... 2 280

TOTAL




98 745

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 9 860
Time & savings dep.,
ind., part., corp......... 73 395
U.S. Gov’t deposits . . . .
21
Deposits of States
and subdivisions . . . . 4 776
Certified and
Officers’ Checks................. 498
Total Deposits.......... 88 550
All other liabilities . . . . 2 921
Toted Liabilities........ 91 471
Equity Capital
Capital (#sh. au. 116,260)
(#sh. outst. 116,260)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

1 163
2 587
3 524
7 274
98 745

152

State of Arkansas:

Bank Department

PEOPLES BANK AND TRUST
COMPANY, MOUNTAIN HOME
Population 8,066
Baxter County
Chartered A ugust 10, 1906 P.O. Box B Telephone Number 425-2166
Zip Code 72653
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None
Bank Holding Company Affiliate: Peoples Bank Corporation

Principal Officers:
Neil Nelson
President
*Larry G. N e ls o n ............. Exec. Vice Pres.
Charles A. Morton
Sr. Vice Pres.
Clyde Thorn, Jr.....................Sr. Vice Pres.
R.E. Baker ............................... Vice Pres.
Rudell Panned .........................Vice Pres.
Irene M a r tin .........A sst. V.P. & Cashier
Reba Bigham .................A sst. Vice Pres.
B etty L o n o n ....................A sst. Vice Pres.
Jam es E. Reves ........... A sst. Vice Pres.

Directors:
Powers L. Fowler
R.E. Baker
W. A. Thompson
B.R. Wiseman
Neil Nelson
Mrs. N at T. Dyer
Guy King
W.T. Morgan
Larry G. Nelson
W.M. Thompson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 5 755
U.S. Treasury securities 23 601
Oblig. of other U.S.
Government agencies
and corporations . . . . 15 678
Oblig. of States and
political subdivisions 12 141
Excess funds sold and
sec. resell agreements 2 050
L oans,N et................... 45 562
Bank premises,
furniture & fixtures . .
957
All other a s s e ts ........... 2 692

TOTAL




108 436

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 9 555
Time & savings dep.,
ind., part., corp......... 83 733
U.S. Gov’t deposits . . . .
103
Deposits of States
and subdivisions . . . . 2 746
Certified and
Officers’ Checks........
650
Total D eposits......... 96 787
All other liabilities . . . . 1 473
Total Liabilities........ 98 260
Equity Capital
Capital (#sh. au. 110,000) 2
(#sh. outst. 110,000)
Surplus......................... 2
Undivided profits and
capital reserve......... 4
Total equity capital. . 10
TOTAL

750
750
676
176

108 436

Seventieth Report

153

BANK OF MOUNTAIN VIEW, MOUNTAIN VIEW
Population 2,147
Stone County
Chartered July 21, 1915 P.O. B ox C Telephone Number 269-3815
Zip Code 72560
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
Glen H in k le ............. Chairman of Board
Jam es G. H in k le ........................ President
♦Charles A. L o w e ........... Exec. Vice Pres.
Kenneth S u tto n ...........................Secretary
Weldon Duncan ............................ Cashier

Directors:
Glen Hinkle
Jam es G. Hinkle
Charles A. Lowe
Kenneth Sutton

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 974
U .S. Treasury securities 2 691
Oblig. of other U.S.
Government agencies
and corporations . . . . 3 861
Oblig. of States and
political subdivisions 8 113
All other securities . . . .
601
Excess funds sold and
sec. resell agreements 1 800
Loans, N e t................... 13 260
Bank premises,
furniture & fixtures . . 1 110
All other a s s e ts ...........
846

TOTAL




34 256

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 4 211
Time & savings dep.,
ind., part., corp......... 23 552
U.S. Gov’t deposits . . . .
1
Deposits of States
and subdivisions . . . . 1 381
Certified and
Officers’ Checks................... 72
Total D eposits.......... 29 217
All other liabilities . . . .
322
Total Liabilities........ 29 539
Equity Capital
Capital (#sh. au. 4,000) .
100
(#sh. outst. 4,000)
Surplus...............
2 000
Undivided profits and
capital reserve.......... 2 617
Total equity capital. . 4 717
TOTAL

34 256

154

State of Arkansas:

Bank Department

THE BANK OF MONTGOMERY
COUNTY, MOUNT IDA
Population 1,023
M ontgom ery County
Chartered Novem ber 26, 1930 P.O. Box 435 Telephone Number 867-3148
Zip Code 71957
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

♦Jim Tom Butler . President & Chairman
Robert Campbell ............. Sr. Vice Pres.
M elvin L. S im p so n .................. Vice Pres.
Marcia S u m m itt........................... Cashier

Jim Tom Butler
M elvin Simpson
Paul Eaton
Joe Brakefield, Jr.
Robert Campbell
Ode Maddox
Lake Lawrence
Bobby Lybrand

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil.
Cash & due from
depositories . . . . . . . 2
U.S. Treasury securities 6
Oblig. of other U.S.
Government agencies
and corporations . . . . 11
Oblig. of States and
political subdivisions 3
All other securities . . . .
Excess funds sold and
sec. resell agreements
L oans,N et................... 7
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

TOTAL




Thou.

748
314
993
431
392
600
349
361
871

34 059

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 2 900
Time & savings dep.,
ind., part., corp......... 24 926
U.S. Gov’t deposits . . . .
7
Deposits of States
and subdivisions . . . . 2 463
Certified and
Officers’ Checks................... 33
Total D eposits.......... 30 329
All other liabilities . . . .
298
Total Liabilities........ 30 627
Equity Capital
Capital (#sh. au. 4,000) .
100
(#sh. outst. 4,000)
Surplus......................... 1 000
Undivided profits and
capital reserve.......... 2 332
Total equity capital. . 3 432
TOTAL

34 059

Seventieth Report

155

BANK OF MULBERRY, MULBERRY
Population 1,470
Crawford County
Chartered January 15, 1902 P.O. Box A Telephone Number 997-1154
Zip Code 72947
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City —• None
Bank Holding Company A ffiliate: First Mulberry Bancshares, Inc.

Principal Officers:

Directors:

*B etty F e lle r ................................President
Dianna M ills a p ............................. Cashier
Phyllis D ouglas ................A sst. Cashier
Mary B u rk h a rt.................. A sst. Cashier

Dane Riggs
L.C. Gunn
B etty Feller
Lonnie Batchelor
W. Joe Medlock
Harrell Ballentine

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil.
Cash & due from
depositories..............
U.S. Treasury securities 1
Oblig. of other U.S.
Government agencies
and corporations . . . . 1
Oblig. of States and
political subdivisions 1
Excess funds sold and
sec. resell agreements 1
L oans,N et................... 7
Bank premises,
furniture & fixtures . .
All other a s s e ts ............

TOTAL




Thou.

994
398
899
291
000
924
203
287

14 996

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 3 378
Time & savings dep.,
ind., part., corp......... 8 937
U.S. Gov’t deposits . . . .
6
Deposits of States
and subdivisions . . . . 1 022
Certified and
Officers’ Checks................... 53
Total D eposits.......... 13 396
All other liabilities . . . .
205
Total Liabilities........ 13 601
Equity Capital
Capital (#sh. au. 4,000) .
(#sh. outst. 4,000)
Surplus..........................
Undivided profits and
capital reserve..........
Total equity capital. . 1
TOTAL

100
400
895
395

14 996

156

State of Arkansas:

Bank Department

PIKE COUNTY BANK, MURFRESSBORO
Population 1,884
Pike County
Chartered December 19, 1904 P.O. Box 279 Telephone Number 285-2172
Zip Code 71958
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦Charles W. Sharp ................President &
Chief Exec. Officer
Deward S h a r p .................... Sr. Vice Pres.
R usty S ilv e y ............................. Vice Pres.
Harold S m i t h ............... V .P. & Br. Mgr.
Brenda R o b erts............................. Cashier
Bobbie Jo M cAllister
. . A sst. Cashier
Helen H e n d e r so n ..............A sst. Cashier
Brenda S m ith ................V .P. Loan Dept.

Directors:
Charles W. Sharp
Deward Sharp
George Steel, Jr.
Thomas Bridegeman
George Steel, Sr.
R.B. Carroll, Jr.
Elbert Ray
Vance Evans
Cooper Kizzia
Ray Womack

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 2 401
U.S. Treasury securities 2 334
Oblig. of States and
political subdivisions 3 948
Excess funds sold and
900
sec. resell agreements
Loans, N e t................... 19 230
Bank premises,
furniture & fixtures . .
585
All other a s s e ts ........... 1 150

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 7 928
Time & savings dep.,
ind., part., corp......... 17 548
U.S. Gov’t deposits . . . .
69
Deposits of States
and subdivisions . . . . 1 871
Certified and
Officers’ Checks........
125
Total D eposits......... 27 541
All other liabilities . . . .
211
Total Liabilities........ 27 752
Equity Capital
Capital (#sh. au. 16,000)
(#sh. outst. 16,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital. .

TOTAL......................... 30 548




400
500
1 896
2 796

TOTAL......................... 30 548

Seventieth Report

157

BANK OF NEWARK, NEWARK
Population 1,100
Independence County
Chartered October 10, 1944 P.O. Box 320 Telephone Number 799-3205
Zip Code 72562
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company A ffiliate: First Arkansas Bankstock Corp.

Principal Officers:
*R.M. T w y fo r d ........................... President
Jo J. M a g n e s s ................................Cashier
Mary S. Steele ..................A sst. Cashier

Directors:
R .M .Tw yford
John C. Freeman
Enos Nicholas, Jr.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories.............
391
U.S. Treasury securities 2 298
Oblig. of other U.S.
Government agencies
and corporations . . . . 2 050
Oblig. of States and
political subdivisions
274
Excess funds sold and
sec. resell agreements
350
L oans,N et................... 1 663
Bank premises,
furniture & fixtures . .
46
All other a s s e ts ...........
156

TOTAL




7 228

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp............
969
Time & savings dep.,
ind., part., corp......... 4 304
U.S. Gov’t deposits . . . .
129
Deposits of States
and subdivisions . . . . 1 019
All other d ep o sits..........
138
Certified and
Officers’ Checks.......... ...........1
Total D eposits.......... 6 560
All other liabilities . . . . ____ 72
Total Liabilities........ 6 632
Equity Capital
Capital (#sh. au. 11,650)
(#sh. outst. 11,650)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

117
192
287
596
7 228

State of Arkansas:

158

Bank Department

THE FIRST STATE BANK OF NEWPORT, NEWPORT
Population 8,339
Jackson County
Chartered July 6, 1978 P.O. Box 340 Telephone Number 523-2744
Zip Code 72112
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: First Newport Bancshares, Inc.

Principal Officers:
*Jeriel A . S u m m itt.....................President
T.D. H e r r in g ...................Exec. Vice Pres.
Alfred J. Couch, Jr............ V.P. & Cashier
Jam es M. M c C a r tn e y .......................V.P.
& Trust Officer
Joe M ile s ............................A sst. Vice Pres.

Directors:
Jim m y Winemiller, Chairman
Stephen Graham
T.D. Herrring
David L. Johnston
George Kell
Jeriel A. Sum m itt
Robert Vanhook
R.D. W ilmans, III
Forrest E. W ise

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 586
U .S. Treasury securities 3 115
Oblig. of other U.S.
Government agencies
and corporations . . . . 4 238
Oblig. of States and
political subdivisions 2 391
All other securities . . . .
150
Excess funds sold and
sec. resell agreements 2 000
Loans, N e t................... 28 772
Bank premises,
furniture & fixtures ..
493
All other a s s e ts ........... 2 021

TOTAL




44 766

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 5 348
Time & savings dep.,
ind., part., corp......... 30 073
U.S. Gov’t deposits . . . .
10
Deposits of States
and subdivisions . . . . 2 782
Certified and
272
Officers’ Checks........
Total Deposits.......... 38 485
All other liabilities . . . .
868
Total Liabilities........ 39 353
Equity Capital
Capital (#sh. au. 29,366)
733
(#sh. outst. 29,366)
Surplus......................... 3 764
Undivided profits and
capital reserve.........
916
Total equity capital. . 5 413
TOTAL

44 766

Seventieth Report

159

MERCHANTS AND PLANTERS BANK, NEWPORT
Population 8,339
Jackson County
Chartered March 30, 1946 P.O. Box 550 Telephone Number 523-3601
Zip Code 72112
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*Ernest D. McDonald . . Chmn. & CEO
Jim S. Gowen ............................ President
Terry L. D illo n ......................... Vice Pres.
Jam es C. Giles .........................Vice Pres.
Patricia H. D a v i s .....................Cashier &
Operations Officer
Carla P. Stiger .........A sst. Vice Pres. &
Loan Review Officer

Directors:
Morris Bowman
Fred M. Pickens
R. Owen Burton
John L. Conner, Sr.
Tom P. Curtner
Jam es O. Dupree
Jim S. Go wen
Dr. Troy Gray
Robert Harvey
Ernest McDonald
J. Edward Scoggins
Ralph McDonald, Jr.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 5 395
U .S. Treasury securities 2 802
Oblig. of other U.S.
Government agencies
and corporations . . . .
665
Oblig. of States and
political subdivisions 2 456
Excess funds sold and
sec. resell agreements 1 200
Loans, N e t................... 27 545
Bank premises,
furniture & fixtures . .
609
All other a s s e ts ........... 4 426

TOTAL.



45 098

Liabilities
Demand deposits,
ind., part., corp.........

mu.

Thou.

6 723

T im e & s a v in g s d e p .,

ind., part., corp......... 33 301
U.S. Gov’t deposits . . . .
147
Deposits of States
and subdivisions . . . .
439
Certified and
Officers’ Checks........
272
Total Deposits.......... 40 882
All other liabilities . . .
1 594
Total Liabilities........ 42 476
Equity Capital
Capital (#sh. au. 9,000) .
225
(#sh. outst. 9,000)
Surplus......................... 2 700
Undivided profits and
capital reserve..........
(753)
Total equity capital. . 2 172
Subordinated notes
and debentures ........
450
TOTAL

. 45 098

State of Arkansas:

160

Bank Department

THE TWIN CITY BANK, NORTH LITTLE ROCK
Population 64,419
Pulaski County
Chartered March 21, 1935 P.O. B ox 5581 Telephone Number 372-4700
Zip Code 72119
Number of Branches: Inside City — 8; Outside City — None
Number of CBCT’s: Inside City — 6; Outside City — None
Bank H olding Company Affiliate: Frank Lyon Co.
P r in c ip a l O ffic e r s:

*T.E. Renaud
Edward M. Penick, J r ..
Kenneth J Pennebaker
Margaret Davenport.
Robert F. Birch, Jr.........
Ronald G. Gillert
Dale A. Renaud
Kenneth D. Hammonds
Benny R. Scroggin

D ir e c to rs :

Chmn. of Board &
Chief Exec. Officer
................. President
.............. Exec. V. P.
.. . . V .P .& Cashier
................ Vice Pres.
V.P. & Comptroller
.................Vice Pres.
................ Vice Pres.
Vice Pres.

♦Designates Chief Executive Officer

Dr. Joseph Bates
John Blodgett
Martin Borchert
Ralph Cotham
David Jones
Frank Lyon, Jr.
Henry Mariani
Mike Mehaffey
Edward M. Penick, Jr.
Kenneth J. Pennebaker
Eugene M. Pfeifer, III
T.E. Renaud
George M. Rozzell, Jr.
Fr. George W. Tribou
Larry C. Wallace
Ray Wilson

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 19 862
U.S. Treasury securities 22 876
Oblig. of other U.S,
Government agencies
and corporations . . . . 15 334
Oblig. of States and
political subdivisions 19 207
All other securities
2 161
Excess funds sold and
sec. resell agreements
200
Loans, N e t................... 175 614
Bank premises,
furniture & fixtures .. 10 890
All other a s s e ts ........... 7 291

Liabilities
MU. Thou.
Demand deposits,
ind., part., corp........... 43 841
Time & savings dep.,
ind., part., corp........... 148 908
U.S. Gov’t deposits . . . .
310
Deposits of States
and subdivisions . . . . 34 517
Certified and
Officers’ Checks......... 2 023
Total Deposits........... 229 599
Excess funds purchased
and sec. repurchase
agreements................ 14 249
All other liabilities .. .. 9 116
Total Liabilities..........252 964
Equity Capital
(#pref. 9,500)...........
Capital (#sh. au.

9 500

1 , 0 0 0 , 000 )

(#sh. outst. 270,000)
2 700
Surplus......................... 4 000
Undivided profits and
capital reserve.......... 3 498
Total equity capital. . 19 698
Subordinated notes
and d ebentures........
773
TOTAL



273 435

TOTAL.........................273 435

Seventieth Report

161

THE PLANTERS BANK, OSCEOLA
Population 8,881
M ississippi County
Chartered April 13, 1944 P.O. Box 407 Telephone Number 563-2666
Zip Code 72370
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
Sloan Rainwater, Jr..................Chairman
Wm. I. R a in w a te r ............. V. Chairman
♦Jim H in k le ................................. President
J u n e W e lb o r n ........................... Vice Pres.
B etty H. Rue ..................V.P. & Cashier

Directors:
Sloan Rainwater, Jr.
Wm. I. Rainwater
Jim Hinkle
Dewey Neely
Joe W. Edrington
Henry J. Swift
F.H . Riley
Paul B. Billings
J.A . Crosthwait
Nathan Weinberg
Lowell O. W inston
Virginia Cox
Steve Cox

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 6 052
U.S. Treasury securities 1 130
Oblig. of other U.S.
Government agencies
and corporations . . . . 7 105
Oblig. of States and
political subdivisions 2 790
Excess funds sold and
sec. resell agreements
800
Loans, N e t................... 12 146
Bank premises,
furniture & fixtures ..
260
All other a s s e ts ...........
875

TOTAL




31 158

MU. Thou.
Liabilities
Demand deposits,
ind., part., corp......... 6 963
Time & savings dep.,
ind., part., corp......... 17 6 8 6
U.S. Gov’t deposits. . . .
153
Deposits of States
and subdivisions . . . . 3 049
All other dep o sits........
100
Certified and
Officers’ Checks........
278
Total D eposits.......... 28 229
All other liabilities . . . .
335
Total Liabilities........ 28 564

Equity Capital
Capital (#sh. au. 20,000)
(#sh. outst. 20,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital..
TOTAL

500
1 000
1 094
2 594
31 158

162

State of Arkansas:

Bank Department

THE BANK OF OZARK, OZARK
Population 3,900
Franklin County
Chartered June 9, 1937 P.O. Box 196 Telephone Number 667-2181
Zip Code 72949
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: Bankstock One, Inc.

Principal Officers:
♦George G. Gleason, II
Chmn. & CEO
Mark D. R o s s ............. President & CAO
Harold D. B e ck .........Sr. V.P. & Cashier
Jo Ann Fine
V .P & Trust Officer
Charles O. H ab erer............. Vice Pres. &
Loan Officer
Larry D ic k s .................................. Vice Pres.
William R. P a tte r so n ................ Vice Pres.
Darrel R u s s e ll............................. Vice Pres.
Carol Ann Gleason ............. Exec. A sst.
Dennis R. Jam es
Chief Fin. Officer
Carl G. Holt .................... Vice Chairman

Directors:
George G. Gleason, II
Carol Ann Gleason
Coy Kirkpatrick
Kennith Smith
O.P. Hillard
Jim Hillard
Frances Caleb
Dr. Frank Lawrence
Dennis R. Jam es
Gus Shaffer
Carl G. Holt
Mildred Gleason
W .D. Gober

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 7 744
U.S. Treasury securities 4 167
Oblig. of other U.S.
Government agencies
and corporations . . . .
299
Oblig. of States and
political subdivisions 5 299
Excess funds sold and
sec. resell agreements 1 100
Loans, N e t................... 58 227
Bank premises,
furniture & fixtures . . 1 266
All other a s s e ts ........... 1 290

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 9 549
Time & savings dep.,
ind., part., corp......... 58 359
U.S. Gov’t deposits . . . .
14
Deposits of States
and subdivisions . . . . 1 411
Certified and
Officers’ Checks........
182
Total Deposits.......... 69 515
Excess funds purchased
and sec. repurchase
agreements............... 2 374
All other liabilities . . . .
772
Total Liabilities........ 72 661
Equity Capital
Capital (#sh. au. 27,399)
(#sh. outst. 27,399)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital..

TOTAL



79 392

TOTAL

685
5 565
481
6 731
79 392

Seventieth Report

163

SECURITY BANK, PARAGOULD
Population 15,252
Greene County
Chartered February 5, 1931 P.O. Box 670 Telephone Number 239-9571
Zip Code 72450
Number of Branches: Inside C ity — 2; Outside City — 1
Number of CBCT’s: Inside City — 1; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦Frank O ld h a m .......................... President
Sandra K asserm an ..................Vice Pres.
Steve Gramling ............. V.P. & Cashier
Charles C a m p b ell.................... Vice Pres.

Directors:
Dr. Don Purcell
Frank Guinn
Richard N utt
Ray D istretti
V.A. Shotts
Charles Gordon
Francis Bland
Nan Dickey
Dr. Terry W ilkins
G.I. H iggins

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Mil. Thou.

Cash & due from
depositories............. 10 144
U.S. Treasury securities 7 224
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 904
Oblig. of States and
political subdivisions 5 936
All other securities . . . . 3 162
Excess funds sold and
sec. resell agreements
200
Loans, N e t................... 44 078
Bank premises,
furniture & fixtures .. 1 228
All other a s s e ts ............ 2 418

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings aep.,
ind., part., corp.........
U.S. Gov’t deposits . . . .
Deposits of States
and subdivisions . . . .
All other d ep o sits........
Certified and
Officers’ Checks........
Total Deposits..........
Excess funds purchased
and sec. repurchase
agreements...............
All other liabilities .. .
Total Liabilities........
Equity Capital
Capital (#sh. au. 132,000)
(#sh. outst. 120,000)
Surplus.........................
Undivided profits and
capital reserve.........
Toted equity capital. .
Subordinated notes
and debentures........

TOTAL



76 294

TOTAL

Mil. Thou.

16 928
46 838
27
5 384
78
340
69 595
7
681
70 283
1 200
1 700
1 881
4 781
1 230
76 294

State of Arkansas:

164

Bank Department

BANK OF PARED ALE, PARKDALE
Population 471
A shley County
Chartered February 1, 1910 P.O. Box 37 Telephone Number 473-2217
Zip Code 71661
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
Thomas R. P u g h ........... Chmn. of Board
George L. P u g h ........................ President
*J.A. Gibson ..................Exec. Vice Pres.
Geraldine G. Zatwarsky
A sst. V.P.
Bruce M. T im m o n s ................A sst. V.P.
Nita D. W illiamson .................... Cashier

Directors:
Thomas R. Pugh
George L. Pugh
A ugustus H. Pugh
Carl Wells
Dewayne Hayne
J.C. Larrison
Harrison Ralph
Neill M. Sloan
Garrard Mountjoy
Ernest G. O ’Neal
J.A. Gibson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
MU. Thou.
Assets
Cash & due from
depositories............. 1 141
U.S. Treasury securities 1 208
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 398
Oblig. of States and
988
political subdivisions
All other securities . . . . 1 153
Loans, N e t ................... 11 957
Bank premises,
536
furniture & fixtures . .
857
All other a s s e ts ...........

Liabilities
MU.
Demand deposits,
ind., part., corp......... 2
Time & savings dep.,
ind., part., corp......... 12
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks........
Total Deposits......... 15
Excess funds purchased
and sec. repurchase
agreements............... 1
All other liabilities . . . .
Total Liabilities........ 17
Equity Capital
Capital (#sh. au. 1,600) .
(#sh. outst. 1,600)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital. .
Subordinated notes
and debentures ........

TOTAL......................... 19 238



Thou.

501
277
36
935
132
881
560
194
635
40
860

603
1 503
100

TOTAL......................... 19 238

Seventieth Report

165

FIRST STATE BANK, PARKIN
Population 2,035
Cross County
Chartered June 5, 1925 P.O. Box 526 Telephone Number 755-5401
Zip Code 72373
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*S.N. G r e e n ........... Exec. V.P. & Cashier
Brenda F. W illia m s .........A sst. Cashier

Directors:
Fred E. Brenner, Jr.
John A. Brenner
S.N . Green
J.E . McNeil, Jr.
C.W. Martin, III
Charles Ruston, Jr.
Charles D. Thomas

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories................ 2 210
U .S. Treasury securities
261
Oblig. of other U.S.
Government agencies
and corporations . . . . 4 329
Oblig. of States and
political subdivisions
608
Excess funds sold and
sec. resell agreements
800
Loans, N e t..................... 2 712
Bank premises,
furniture & fixtures . .
312
All other a s s e ts ...........
348

TOTAL




11 580

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
in d ., p a r t., c o r p ............

Mil. Thou.

2 108
6

904

U.S. Gov’t deposits . . . .
9
Deposits of States
and subdivisions . . . .
661
All other d ep o sits........
180
Total D eposits.......... 9 862
All other liabilities . . . .
211
Total Liabilities........ 10 073
Equity Capital
Capital (#sh. au. 4,000) .
(#sh. outst. 4,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital.
Subordinated notes
and debentures........
TOTAL

100
400
807
1 307
200
11 580

166

State of Arkansas:

Bank Department

BANK OF PEA RIDGE, PEA RIDGE
Population 1,500
Benton County
Chartered May 6,1911 P.O. Box 5 Telephone Number 451-8155
Zip Code 72751
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*Tim S u m m e r s ...........................President
Barbara O w en ................................Cashier
Valarie A s h .........................A sst. Cashier

Directors:
Jim W alton
Franklin Miller
Alice Walton
C.M. Webb
Ed Buck
Rick Buck
Carl B aggett

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories.............
530
U .S. Treasury securities
603
Oblig. of other U.S.
Government agencies
and corporations . . . .
800
Oblig. of States and
political subdivisions 1 583
All other securities . . . .
100
Excess funds sold and
sec. resell agreements
400
Loans, N e t................... 12 298
Bank premises,
furniture & fixtures . .
307
All other a s s e ts ...........
348

TOTAL




16 969

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 2 924
Time & savings dep.,
ind., part., corp......... 10 719
U.S. Gov’t deposits . . . .
5
Deposits of States
and subdivisions . . . .
294
All other dep o sits........ 1 283
Certified and
Officers’ Checks................... 93
Total D eposits......... 15 318
All other liabilities . . . .
204
Total Liabilities........ 15 522
Equity Capital
Capital (#sh. au. 75,000)
(#sh. outst. 55,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

83
1 043
321
1 447
16 969

Seventieth Report

167

THE PERRY COUNTY BANK, PERRYVILLE
Population 1,058
Perry County
Chartered December 8, 1945 P.O. Box 189 Telephone Number 889-2318
Zip Code 72126
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*Tom M athias ............. President & CEO
Joe C a r te r ..................................Vice Pres.
Yvonne A d a m s............... A sst. Vice Pres.
Naomi C h am b liss.........A sst. Vice Pres.
Helen B r a n d o n ............... A sst. Vice Pres.
Carolyn B r o o k s..................A sst. Cashier

Directors:
Mar Jo Spence, Chairman
T.O. Spence
Tom M athias
Robert M. Hill
Herby Branscum, Jr.
J.D . Farish
Mildred Farish

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories.............
951
U.S. Treasury securities 3 895
Oblig. of other U.S.
Government agencies
and corporations . . . . 7 189
Oblig. of States and
political subdivisions 4 727
All other securities . . . .
601
Excess funds sold and
sec. resell agreements
250
Loans, N e t................... 6 409
Bank premises,
furniture & fixtures . .
35
All other a s s e ts ........... 1 818

TOTAL




25 875

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 3 696
Time & savings dep.,
ind., part., corp......... 16 187
U.S. Gov’t deposits . . . .
14
Deposits of States
and subdivisions . . . . 2 916
Certified and
Officers’ Checks................... 74
Total D eposits.......... 22 887
All other liabilities . . . .____ 282
Total Liabilities........ 23 169
Equity Capital
Capital (#sh. au. 16,000)
400
(#sh. outst. 16,000)
Surplus............
800
Undivided profits and
capital reserve............ 1 506
Total equity capital. . 2 706
TOTAL

25 875

168

State of Arkansas:

Bank Department

PIGGOTT STATE BANK, PIGGOTT
Population 3,873
Clay County
Chartered March 10, 1930 P.O. Box 307 Telephone Number 598-3802
Zip Code 72454
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: P iggott Bankstock, Inc.

Principal Officers:

Directors:

Gaylon M. Lawrence . Chmn. of Board
*James L. Magee ........................President
Paula O. Blackwell
. . . Exec. Vice Pres.
Jam es C. P o o le .................... V.P. & Cashier

Gaylon M. Lawrence
Jam es L. Magee
Paula O. Blackwell
H.C. Robbins, Jr.
John Staples

♦Designates! Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories............. 4 410
U.S. Treasury securities 4 796
Oblig. of other U.S.
Government agencies
and corporations . . . . 4 499
Oblig. of States and
political subdivisions 1 051
All other securities . . . .
106
L oans,N et................... 7 491
Bank premises,
furniture & fixtures . .
472
All other a s s e ts ...........
557

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 6 744
Time & savings dep.,
ind., part., corp......... 10 061
U.S. Gov’t deposits . . . .
16
Deposits of States
and subdivisions . . . . 3 978
Certified and
Officers’ Checks.......... ........ 46
Total Deposits......... 20 845
Excess funds purchased
and sec. repurchase
300
agreements...
All other liabilities . . . .
334
Total Liabilities........ 21 479
Equity Capital
Capital (#sh. au. 4,000) .
(#sh. outst. 4,000)
Surplus..........................
Undivided profits and
capital reserve..........
Total equity capital.. 1

TOTAL




23 382

TOTAL

100
975
828
903

23 382

Seventieth Report

169

FIRST STATE BANK, PLAINVIEW
Population 752
Yell County
Chartered January 12, 1934 P.O. Box 277 Telephone Number 272-4221
Zip Code 72857
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City - - None
Bank H olding Company Affiliate: Clement Banshares, Inc.

Principal Officers:
*John Clement ............................ President
Ralph W ils o n ................Exec. Vice Pres.
Thelma C le m e n t.......................Vice Pres.
W .E. W atson ................V.P. & Cashier
Verna D a n ie l..............................Vice Pres.

Directors:
John Clement
Ralph Wilson
Thelma Clement
Edw. H. Smoot
Helen Harris
George Tippin

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Mil. Thou.

Cash & due from
depositories............. 1 533
U.S. Treasury securities 1 597
Oblig. of other U.S.
Government agencies
and corporations . . . .
708
Oblig. of States and
political subdivisions 2 087
All other securities . . . .
208
Excess funds sold and
sec. resell agreements
300
L oans,N et................... 12 778
Bank premises,
furniture & fixtures . .
21
All other a s s e ts ...........
758

TOTAL




19 990

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 3 382
Time & savings dep.,
ind., part., corp......... 14 432
U.S. Gov’t deposits . . . .
11
Deposits of States
and subdivisions . . . .
667
Certified and
Officers’ Checks................... 48
Total D eposits.......... 18 540
All other liabilities .. .
149
Total Liabilities........ 18 689
Equity Capital
Capital (#sh. au. 20,000)
(#sh. outst. 20,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital.
Subordinated notes
and debentures........
TOTAL

200
800
201
1 201
100

. 19 990

State of Arkansas:

170

Bank Department

BANK OF POCAHONTAS, POCAHONTAS
Population 5,995
Randolph County
Chartered October 31, 1903 P.O. Box 467 Telephone Number 892-5286
Zip Code 72455
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

♦Harry A. B e lfo rd ............ Chmn. & CEO
John R. Jackson, Jr.................. President
J.R. Jackson
Vice Pres.
G.B. J o h n s o n ..................V.P. & Cashier
W .H. Holobaugh .................... Vice Pres.
Max R. L o n g ..............................Vice Pres.

Carol J. Belford
Harry A. Belford
Don R. Cox
J.M. Futrell
J.R. Jackson
John R. Jackson, Jr.
H. Gardner McNabb
M.C. McNabb

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU.
Cash & due from
depositories............. 3
U.S. Treasury securities 5
Oblig. of other U.S.
Government agencies
and corporations . . . . 9
Oblig. of States and
political subdivisions 4
Excess funds sold and
sec. resell agreements 3
L oans,N et................... 7
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

TOTAL




Thou.

263
313
735
117
600
649
34
915

34 626

Mil. Thou.
Liabilities
Demand deposits,
ind., part., corp......... 6 521
Time & savings dep.,
ind., part., corp......... 21 308
U.S. Gov’t deposits. . . .
87
Deposits of States
and subdivisions . . . . 2 081
All other dep o sits........
413
Certified and
Officers’ Checks........
93
Total Deposits . . . ! . . 30 503
All other liabilities . . . .
529
Total Liabilities........ 31 032

Equity Capital
Capital (#sh. au. 5,000) .
(#sh. outst. 5,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital..
TOTAL

125
1 600
1 869
3 594
34 626

171

Seventieth Report

PLANTERS AND STOCKMEN BANK, POCAHONTAS
Population 5,995
Randolph County
Chartered A ugu st 10, 1962 P.O. Box 587 Telephone Number 892-5252
Zip Code 72455
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: First Newport Bancshares, Inc.

Principal Officers:
*Frances Jones ...............Exec. Vice Pres.
Ted G riffith .......................A sst. Vice Pres.
Robert E. S o r g ................A sst. Vice Pres.
Bea M athews ................................Cashier
Oneta T h o m p s o n ............. A sst. Cashier
Kathy D a lt o n .................... A sst. Cashier

Directors:
Frances Jones
A .J. Baltz, Jr.
A .J. Baltz, Sr.
W. J. Barthel
Jerrell Broadway
Dr. Thomas DeClerk
C.T. Johnson
Jerry Sallee
Dick Trammel

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 937
U.S. Treasury securities 3 690
Oblig. of other U.S.
Government agencies
and corporations . . . . 3 089
Oblig. of States and
political subdivisions 1 968
Excess funds sold and
sec. resell agreements 2 680
Loans, N e t................... 12 056
Bank premises,
furniture & fixtures ..
134
722
All other a s s e ts ...........

TOTAL




26 276

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits . . . .
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks........
Toted D eposits..........
All other liabilities . . . .
Total Liabilities........
Equity Capital
Capital (#sh. au. 10,000)
(#sh. outst. 10,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

Mil. Thou.

11 383
10 031
5
2 040
163
23 622
305
23 927
200
1 300
849
2 349
26 276

State of Arkansas:

172

Bank Department

THE LAWRENCE COUNTY BANK, PORTIA
Population 483
Lawrence County
Chartered March 23,1901 P.O. Box 160 Telephone Number 886-2461
Zip Code 72457
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

*Sloan Rainwater, J r............................CEO
William I. R a in w a te r ............. President
Boyce D u r h a m ..........................Vice Pres.
Marilyn K. D a v i s ........... V .P. & Cashier

Sloan Rainwater, Jr.
William I. Rainwater
Boyce Durham
Earl D. Perkins
A.M . Starr
Maurice Starr
Virginia H. Rainwater
A dvisory Directors:
Mary V. Cox
Steve Cox

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
Excess funds sold and
sec. resell agreements
L oans,N et...................
Bank premises,
furniture & fixtures ..
All other a s s e ts ............

TOTAL



Mil. Thou.

3 206
999
1 394
971
725
4 431
144
247

12 117

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 2 416
Time & savings dep.,
ind., part., corp......... 7 509
U.S. Gov’t deposits . . . .
7
Deposits of States
and subdivisions . . . .
937
Certified and
Officers’ Checks................... 33
Total D eposits.......... 10 902
All other liabilities .. .
114
Total Liabilities........ 11 016
Equity Capital
Capital (#sh. au. 5,000) .
(#sh. outst. 5,000)
Surplus..........................
Undivided profits and
capital reserve..........
Total equity capital.. 1
TOTAL

125
375
601
101

12 117

Seventieth Report

173

THE PEOPLES BANK, PORTLAND
Population 702
A shley County
Chartered January 22, 1908 P.O. Box 178 Telephone Number 737-2235
Zip Code 71663
Number of Branches: Inside C ity — None; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

♦Tipton Pugh ..................Pres. & Cashier
Mary Dean P u g h .................... Vice Pres.
Ham pton P u g h ........................ Chairman
Jack D. E d w a rd s.................. Secretary &
A sst. Cashier
Julia A. S a d le r ..................A sst. Cashier
Jean C. Tarvin ..................A sst. Cashier

Ham pton Pugh
Mary Dean Pugh
Tipton Pugh
Jack D. Edwards

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

TOTAL




MU. Thou.

223
2 043
853
717
1 241
1 590
2
17

6 686

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 1 228
Time & savings dep.,
ind., part., corp......... 3 644
U.S. Gov’t deposits . . . .
1
Deposits of States
and subdivisions . . . .
507
Certified and
Officers’ Checks..................... 6
Total D eposits.......... 5 386
All other liabilities . . . . ______ 7
Total Liabilities........ 5 393
Equity Capital
Capital (#sh. au. 4,000) .
(#sh. outst. 4,000)
Surplus..........................
Undivided profits and
capital reserve..........
Total equity capital. . 1
TOTAL

100
525
668
293

6 686

174

State of Arkansas:

Bank Department

PORTLAND BANK, PORTLAND
Population 702
A shley County
•Chartered April 23, 1900 P.O. Box 68 Telephone Number 737-2226
Zip Code 71663
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
Robert I). P u g h ......................... Chairman
♦Mack B o r g o g n o n i....................President
VaNita Grantham .........V.P. & Cashier
Bill J o n e s .................................... Vice Pres.
Rita C h a n d ler.................... A sst. Cashier

Directors:
Mack Borgognoni
C.E. Bridewell
Bill Jones
Fred LaGrone
Benton Newcome
Joel Newcome
Robert D. Pugh
Don Pylate
Kenneth Reed
Louis C. Shackelford

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 529
U.S. Treasury securities
675
Oblig. of other U.S.
Government agencies
and corporations . . . .
700
Oblig. of States and
political subdivisions 1 178
All other securities . . . .
109
Excess funds sold and
sec. resell agreements
745
Loans, N e t................... 9 039
Bank premises,
furniture & fixtures . .
107
All other a s s e ts ............
367

TOTAL



14 449

Liabilities
Mil. Thou.
Demand deposits,
ind., p art., corp......... 2 390
Time & savings dep.,
ind., part., corp......... 9 673
U.S. Gov’t deposits . . . .
15
Deposits of States
and subdivisions . . . .
415
Certified and
Officers’ Checks........
117
Total Deposits.......... 12 610
All other liabilities . . . .
125
Total Liabilities........ 12 735
Equity Capital
Capital (#sh. au. 20,000)
(#sh. outst. 20,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
TOTAL

200
900
614
1 714
14 449

Seventieth Report

175

FARMERS AND MERCHANTS BANK,
PRAIRIE GROVE
Population 1,708
W ashington County
Chartered A ugu st 29,1904 P.O. Box 207 Telephone Number 846-2115
Zip Code 72753
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

*James C. R ie f f ........................... President
W .H. Thom pson .........E xec. Vice Pres.
Greg D. Reed ...................V .P. & Cashier
Tyrus R. R ee d .................. A sst. Vice Pres.

D.E. Rieff
J.C. Rieff
W .H. Thompson
G.D. Reed
Barry Parks
B.J. Bartholomew
Argil Bartholomew

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
MU. Thou.

Assets
Cash & due from
depositories............. 2 208
U.S. Treasury securities 6 281
Oblig. of other U.S.
Government agencies
and corporations . . . . 3 926
Oblig. of States and
political subdivisions 6 203
Excess funds sold and
sec. resell agreements
600
Loans, N e t................... 20 688
Bank premises,
furniture & fixtures . .
453
All other a s s e ts ........... 1 379

TOTAL



41 738

MU. Thou.

Liabilities
Demand deposits,
ind., part., corp......... 5 426
Time & savings dep.,
ind., part., corp......... 29 765
U.S. Gov’t deposits . . . .
34
Deposits of States
and subdivisions . . . . 1 861
Certified and
Officers’ Checks................... 63
Total Deposits.......... 37 149
All other liabilities . . . .
448
Total Liabilities........ 37 597
Equity Capital
Capital (#sh. au. 12,000)
300
(#sh. outst. 12,000)
Surplus.........................
300
Undivided profits and
capital reserve.......... 3 241
Total equity capital. . 3 841
Subordinated notes
and debentures........
300
TOTAL

41 738

176

State of Arkansas:

Bank Department

BANK OF PRESCOTT, PRESCOTT
Population 4,103
Nevada County
Chartered A ugu st 10,1904 P.O. Box 492 Telephone Number 887-2688
Zip Code 71857
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company A ffiliate: First S tate Holding Company of Prescott

Principal Officers:

Directors:

♦Johnny B r a n n a n .................................. CEO
John Brannan, Jr..........................President
Ronald R. C ollin s.........Exec. Vice Pres.
Jam es A. P u lle n ..................Sr. Vice Pres.
Jean K. B o l t o n .........................Vice Pres.
Elizabeth W. C rain..................Vice Pres.
Em ogene D a v is ................................ Cashier
Gay Clark ........................... A sst. Cashier
Pearl T a y lo r ................... A sst. Vice Pres.
Jam es E. Franks .........A sst. Vice Pres.

________
♦Designates Chief Executive Officer

Jean K. Bolton
Johnny Brannan
John Brannan, Jr.
Ronald R. Collins
Carl Dalrymple, Jr.
B. A. Delamar
Robert L. Godwin
Gerald Hendrix
R.K. McCasland
Abb Morman
R.W. Murry
Jam es A. Pullen
Milburn Tippit
John Vansickle
A. Glenn Vasser

STATEMENT AS OF JUNE 30,1984
MU. Thou.

Assets
Cash & due from
depositories............. 1 333
U.S. Treasury securities 10 494
Oblig. of States and
political subdivisions 5 577
Loans, N e t................... 17 529
Bank premises,
furniture & fixtures . .
430
All other a s s e ts ...........
525

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks........
Total D eposits.........
All other liabilities . . . .
Total Liabilities........
Equity Capital
Capital (#sh. au. 24,000)
(#sh. outst. 24,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital. .

TOTAL......................... 35 888



Mil. Thou.

13 571
16 155
2 186
154
32 066
320
32 386
600
1 400
1 502
3 502

TOTAL......................... 35 888

Seventieth Report

177

THE BANK OF RECTOR, RECTOR
Population 2,395
Clay County
Chartered November 15,1930 P.O. Box 7 Telephone Number 595-3591
Zip Code 72461
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

J.A . M a r la r ............................... Chairman
*Mary H. S ig s b y ........................ President
R.D. Cranford ............. Exec. Vice Pres.

J.A . Marlar
Mary H. Sigsby
R.D. Cranford
Bert E. Sigsby

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

Mil. Thou.

3 103
2 597
2 303
3 525
1 051
850
6 712
38
626

TOTAL......................... 20 805




Liabilities
MU. Thou.
Demand deposits,
ind., part., corp......... . 4 614
Time & savings dep.,
ind., part., corp......... 12 722
U.S. Gov’t deposits .. . .
57
Deposits of States
and subdivisions . . . .
744
Certified and
Officers’ Checks........
31
Total Deposits......... 18 168
All other liabilities . . . .
182
Total Liabilities........ 18 350
Equity Capital
Capital (#sh. au. 4,000)
(#sh. outst. 4,000)
Surplus.......................... 1
Undivided profits and
capital reserve.........
Total equity capital. . 2

100
400
955
455

TOTAL......................... 20 805

State of Arkansas:

178

Bank Department

FARMERS AND MERCHANTS BANK, REYNO
Population 521
Randolph County
Chartered December 8, 1911 P .0 . Box 108 Telephone Number 769-2300
Zip Code 72462
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: Far-Mer Bankshares, Inc.

Principal Officers:
*William A. Sandlin . . . . Chmn. of Board
President
Phyllis B u r r o w ............................. Cashier
Dora G r a h a m ................A sst. Vice Pres.
William A. Sandlin, II
Sec. & Treas.

Directors:
William A. Sandlin
Jam es E. Leonard
Delano Edington
R.C. Luter
Jim mie Cole
J.A. Rapert

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
M il. T h o u .
Cash & due from
depositories......... 1
152
U.S. Treasury securities 4 043
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 496
Oblig. of States and
political subdivisions
558
Excess funds sold and
sec. resell agreements
400
Loans, N e t............... 7
497
Bank premises,
furniture & fixtures . .
157
All other a s s e ts ...........
723

Liabilities
M il. T h o u .
Demand deposits,
ind., part., corp......... 2 414
Time & savings dep.,
ind., part., corp......... 10 859
U.S. Gov’t deposits . . . .
5
Deposits of States
and subdivisions . . . . 1 186
Certified and
Officers’ Checks................... 29
Total Deposits.......... 14 493
All other liabilities .. .
229
Total Liabilities........ 14 722

TOTAL

TOTAL




16 026

Equity Capital
Capital (#sh. au. 30,000)
295
(#sh. outst. 29,534)
Surplus.........................
675
Undivided profits and
capital reserve................... 228
Total equity capital.
1 198
Subordinated notes
and debentures........
106
. 16 026

Seventieth Report

179

THE BANK OF RISON, RISON
Population 1,398
Cleveland County
Chartered March 7, 1932 P.O. Box 345 Telephone Number 325-6251
Zip Code 71665
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

Jam es L. M o o r e .......................Chairman
*Jam es R. H o p s o n .................... President
John W. Elrod .........................Vice Pres.
Shirley S te w a r t.................. A sst. Cashier
May Dell M orrison ............A sst. Cashier
Judy Thompson
A sst. Cashier

Jam es L. Moore
Jam es R. Hopson
John W. Elrod
Ray B. Martin
Jam es L. Moore III

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.

Mil. Thou.

873
3 398

G o v e rn m e n t a g e n c ie s

and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
L oans,N et...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

TOTAL




5 399
1 040
788
900
745
24
344

13 511

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 2 448
Time & savings dep.,
ind., part., corp......... 8 143
U.S. Gov’t deposits . . . .
14
Deposits of States
and subdivisions . . . . 1 168
All other d ep o sits.........
4
Certified and
Officers’ Checks..................... 1
Total Deposits......... 11 778
All other liabilities ... .____ 120
Total Liabilities........ 11 898
Equity Capital
Capital (#sh. au. 4,000) .
100
(#sh. outst. 4,000)
Surplus.........................
300
Undivided profits and
capital reserve......... 1 213
Total equity capital. . 1 613
TOTAL

13 511

State of Arkansas:

180

Bank Department

FARMERS AND MERCHANTS BANK, ROGERS
Population 18,040
Benton County
Chartered March 13, 1956 P.O. Box 250 Telephone Number 636-4233
Zip Code 72756
Number of Branches: Inside City — 2; Outside City — None
Number of CBC T’s: Inside City — 1; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

*Lewis B. Norman . . . . President & CEO
William E. Butler, Jr. . Exec. Vice Pres.
Charles H. B r a n n a n ....... Vice
Pres.
Shirlene C a b le...................Vice
Pres.
W esley M. Harmon . Vice Pres. & T.O.
Dick M c L e lla n d ............. V.P. & Cashier
Brenda H o p k in s........................... Auditor
-------------

♦Designates Chief Executive Officer

John R. Bland, D .D .S.
Lewis B. Norman
Evelyn S. Rife
Jam es R. Campbell
Phillip Lynn Lloyd
Jam es L. Pickens, M.D.
Don L. Shores
William W. Thomas
Lemuel H. Tull

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & clue from
depositories............. 5 771
U.S. Treasury securities 7 119
Oblig. of other U.S.
Government agencies
and corporations . . . . 11 541
Oblig. of States and
political subdivisions 2 540
All other securities . . . .
180
Excess funds sold and
sec. resell agreements
25
Loans, N e t................... 39 382
Bank premises,
furniture & fixtures . . 1 692
All other a s s e ts ........... 2 247

TOTAL



70 497

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 8 461
Time & savings dep.,
ind., part., corp......... 51 969
U.S. Gov’t deposits . . . .
12
Deposits of States
and subdivisions . . . . 2 823
All other d ep o sits........
112
Certified and
Officers’ Checks........
314
Total Deposits.......... 63 691
All other liabilities .. .
752
Total Liabilities........ 64 443
Equity Capital
Capital (#sh. au. 87,400)
874
(#sh. outst. 87,400)
Surplus......................... 2 526
Undivided profits and
capital reserve.......... 1 654
Total equity capital. . 5 054
Subordinated notes
and debentures........ 1 000
TOTAL

70 497

Seventieth Report

181

PEOPLES BANK AND TRUST COMPANY,
RUSSELLVILLE
Population 14,656
Pope County
Chartered March 24, 1890 P.O. Box 220 Telephone Number 968-2112
Zip Code 72801
Number of Branches: Inside City — 4; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: FABCO

Principal Officers:

Directors:

♦Ward J. Ram say . . President & CEO
M.L. D ic k e r s o n ........... Exec. Vice Pres.
Jam es C. B ig g e r s .................... Vice Pres.
Charles S. P e n ic k .................... Vice Pres.
Harold E. H a y e s ...................... Vice Pres.
Mary Louise H o ffm a n ........... Vice Pres.
Judy R. L a w to n .......................Controller

Jam es Bibler
Cleo Cheek
Keith Cogswell
G.M. Cook
John E. Cunningham
M.L. Dickerson
Blake D. Lovette
Van A.R. Moores
David B. Oates
Flave W. Peters
Jack D. Price, Sr.
Ward J. Ramsay

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

MU. Thou.

5 729
17 845
16 329
10

322
100

40 622
2 920
2 089

TOTAL......................... 95 956



Liabilities
Mil.
Demand deposits,
ind., part., c o r p ............ 11
Time & savings dep.,
ind., part., corp......... 64
U.S. Gov’t deposits . . . .
Deposits of States
and subdivisions . . . . 9
Certified and
Officers’ Checks........
Total Deposits.......... 86
All other liabilities . . . .
Total Liabilities........ 87
Equity Capital
Capital (#sh. au. 28,000)
(#sh. outst. 24,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital. .

Thou.

655
744
46
868
179
492
653
145
600

1

900

6 311
8 811

TOTAL......................... 95 956

182

State of Arkansas:

Bank Department

BANK OF SALEM, SALEM
Population 1,424
Fulton County
Chartered December 9, 1908 P.O. Box 338 Telephone Number 895-2591
Zip Code 72576
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company A ffiliate: Smith A ssociated Banking Corporation

Principal Officers:

Directors:

Richard T. Smith .................... Chairman
♦Frank B. Burge
President & CEO
B ess N o r th c u tt.........Sr. V.P. & Cashier
George H u m p hries........... Sr. Vice Pres.
Cooper O. C o llin s ......................Vice Pres.
Janiece B u tle r .............................Vice Pres.
Frances A t k in s ...................................A sst. Pres.
Brenda Barnes ........................A sst. Pres.
Shirley W a llin g ..................A sst. Cashier
Marsha L e w is .................... A sst. Cashier

Richard T. Smith
Frank B. Burge
George Humphries
L.R. “Jack ” Cochran
C. Dwayne Plumlee
Fay Castleberry

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 174
U.S. Treasury securities 3 281
Oblig. of other U.S.
Government agencies
and corporations . . . . 2 190
Oblig. of States and
political subdivisions 4 963
Loans, N e t................... 24 117
Bank premises,
furniture & fixtures . .
654
All other a s s e ts ........... 1 211

Mil. Thou.
Liabilities
Demand deposits,
ind., part., corp......... 4 227
Time & savings dep.,
ind., part., corp......... 27 518
1
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . . 1 979
All other d ep o sits........
102
Certified and
Officers’ Checks........
117
Total D eposits.......... 33 944
All other liabilities . . . .
463
Total Liabilities........ 34 407

Equity Capital
Capital (#sh. au. 20,000)
(#sh. outst. 20,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL



37 590

TOTAL

200
1 300
1 683
3 183
37 590

Seventieth Report

183

LOGAN COUNTY BANK, SCRANTON
Population 222
Logan County
Chartered April 7, 1926 P.O. Box 85 Telephone Number 938-2511
Zip Code 72863
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*Joe F r itsc h e ............................... President
J.B . L a y e s ........................... Sr. Vice Pres.
Jerry L. D a v is ........................... Vice Pres.
Mildred F r itsc h e ........................... Cashier

Directors:
Margaret Ahne
Joe Fritsche
Mildred Fritsche
J.B . Layes

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984

MU. Thou.
Assets
Cash & due from
depositories............. 1 527
U.S. Treasury securities 4 391
Oblig. of other U.S.
Government agencies
852
and corporations . . . .
Oblig. of States and
political subdivisions 1 440
Loans, N e t................... 5 931
Bank premises,
189
furniture & fixtures . .
329
All other a s s e ts ...........

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
All other d ep o sits........
Certified and
Officers’ Checks........
Total Deposits..........
All other liabilities . . . .
Total Liabilities........
Equity Capital
Capital (#sh. au. 4,000) .
(#sh. outst. 4,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .

TOTAL............. ........... 14 659




MU. Thou.
1 534
11 321
5
93
8
109
13 070
185
13 255
100
500
804
1 404

TOTAL......................... 14 659

State of Arkansas:

184

Bank Department

FIRST SECURITY BANK, SEARCY
Population 13,612
W hite County
Chartered February 6, 1932 P.O. Box 1009 Telephone Number 268-9871
Zip Code 72143
Number of Branches: Inside City — 2; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: 1st of Searcy, Inc.

Directors:

Principal Officers:
*Reynie Rutledge . . . President & Chmn.
Jim W ils o n ......................Exec.
Vice Pres.
Art R a n d ............................... Sr.
Vice Pres.
Jam es H. Stake .......................Vice Pres.
Kathryn S i m s ........................... Vice Pres.
William L. “ B u d ” N e w t o n ........... Trust
Officer & Vice Pres.
B etty V a u g h a n ............... A sst.
Vice Pres.

Vernon Duncan
Dr. Clifton L. Ganus
John M cKnight
Kenny Rand
Dr. Porter Rodgers, Jr.
Jim Tarkington
Bill Roussel
M . O. Thompson
Reynie Rutledge
A lvin Vanhook
N . T. Rutledge

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 3 540
U.S. Treasury securities 15 083
Oblig. of other U.S.
Government agencies
and corporations . . . . 7 981
Oblig. of States and
political subdivisions 12 179
All other securities . . . . 1 497
Excess funds sold and
sec. resell agreements 2 500
Loans, N e t................... 49 688
Bank premises,
furniture & fixtures . . 1 547
All other a ss e ts ............ 1 847

TOTAL



95 862

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 19 654
Time & savings dep.,
ind., part., corp......... 63 499
U.S. Gov’t deposits . . . .
478
Total Deposits.......... 83 631
Excess funds purchased
and sec. repurchase
agreements...............
63
All other liabilities .. . . 3 512
Total Liabilities........ 87 206
Equity Capital
Capital (#sh. au. 24,000)
600
(#sh. outst. 24,000)
Surplus......................... 4 400
Undivided profits and
capital reserve......... 3 656
Total equity capital. . 8 656
TOTAL

95 862

185

Seventieth Report

GRANT COUNTY BANK, SHERIDAN
Population 3,042
Grant County
Chartered July 29, 1903 P.O. B ox 67 Telephone Number 942-3145
Zip Code 72150
Number of Branches: Inside City — 2; Outside C ity — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: GCB Bancshares, Inc.

Principal Officers:
D.E. McCoy, Sr..............Chmn. of Board
*D.E. McCoy, Jr......................President &
Trust Officer
John D. M a n a t t ............... V.P. & Cashier
Raymond S to k er............... Vice President
Sue Reynolds .................... Adm in. A sst.
John H. H old er................A sst. Vice Pres.

Directors:
W.W. Allen
Byron D. Brown, Jr.
D .E. McCoy, Sr.
D .E . McCoy, Jr.
Jim Lancaster
Robert L. Reeves
Van S. Reid
W. Lee Tucker

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories............. 2 782
U.S. Treasury securities 3 388
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 670
Oblig. of States and
political subdivisions 3 418
Excess funds sold and
sec. resell agreements
900
Loans, N e t................... 18 239
Bank premises,
furniture & fixtures . .
675
All other a s s e ts ...........
812

TOTAL




31 884

Mil. Thou.
Liabilities
Demand deposits,
ind., part., corp......... 5 981
Time & savings dep.,
ind., part., corp......... 19 278
17
U.S. Gov’t deposits .. . .
Deposits of States
and subdivisions . . . . 2 936
All other d ep o sits........
613
Certified and
30
Officers’ Checks........
Total D eposits.......... 28 855
All other liabilities . . . .
243
Total Liabilities........ 29 098

Equity Capital
Capital (#sh. au. 45,000)
(#sh. outst. 45,000)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital. .
TOTAL

450
550
1 786
2 786

31 884

186

State of Arkansas:

Bank Department

FIRST STATE BANK, SHERWOOD
Population 10,923
Pulaski County
Chartered July 28, 1966 P.O. B ox 6009 Telephone Number 835-4122
Zip Code 72116
Number of Branches: Inside C ity — 2; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: S tate Holding Company

Principal Officers:
*A1 H a r k in s.............................. . President
Catherine M. O w en ................ Sec.-Treas.
A nnette V anPelt .................. . Vice Pres.

Directors:
Harry L. H astings, Jr., Chmn.
A1 Harkins
Catherine Owen
J.C. Nichols

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 1 305
U .S. Treasury securities 3 183
Oblig. of other U.S.
Government agencies
and corporations . . . . 4 428
Oblig. of States and
political subdivisions 3 420
All other securities . . . . 11 105
Excess funds sold and
sec. resell agreements 1 500
Loans, N e t................... 10 913
Bank premises,
furniture & fixtures . .
693
All other a s s e ts ...........
753

TOTAL




37 300

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 8 933
Time & savings dep.,
ind., part., corp......... 21 710
U.S. Gov’t deposits . . . .
18
Deposits of States
and subdivisions . . . . 2 071
Certified and
Officers’ Checks........
269
Total Deposits.......... 33 001
All other liabilities .. .
226
Total Liabilities........ 33 227
Equity Capital
Capital (#sh. au. 8,000) .
100
(#sh. outst. 8,000)
Surplus......................... 1 000
Undivided profits and
capital reserve.......... 2 973
Total equity capital. . 4 073
TOTAL

37 300

Seventieth Report

187

BANK OF SIDNEY, SIDNEY
Population 270
Sharp County
Chartered September 12,1912 P.O. Box 7 Telephone Number 283-6497
Zip Code 72577
Num ber of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company A ffiliate: M am m oth Investm ent & Credit Corp., Inc.

Principal Officers:

Directors:

♦Charles W. M a s n e r ..................President
Robert T a n k e rsley ......... V.P. & Cashier
A talee C. Pounders ................Vice Pres.
Lorene P ic k e n s ......................... Vice Pres.

Charles W. Masner, Chmn.
Robert Tankersley
A talee C. Pounders
Lorene Pickens
Clotene Masner

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984

Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Excess funds sold and
sec. resell agreements
Loans, N e t...................
Bank premises,
furniture & fixtures ..
All other a s s e ts ...........

Mil. Thou.

422
100

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
in d ., p a r t ., c o r p ...........

1 423
100
1 084
9
6

U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
All other d ep o sits........
Certified and
Officers’ Checks........
Total D eposits..........
All other liabilities . . . .
Total Liabilities........
Equity Capital
Capital (#sh. au. 10,400)
(#sh. outst. 10,400)
Surplus.........................
Undivided profits and
capital reserve.........
Total equity capital. .

TOTAL




3 144

TOTAL

MU. Thou.

650
1 207
2
435
362
5
2 661
2
2 663
260
140
81
481
3 144

188

State of Arkansas:

Bank Department

ARKANSAS STATE BANK, SILO AM SPRINGS
Population 7,873
Benton County
Chartered January 12, 1960 P.O. Box 400 Telephone Number 524-8101
Zip Code 72761
f
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City —'None
Bank H olding Company Affiliate: None

Principal Officers:
D.E. Allen, Sr........... Chairman of Board
*Ross S t o u t ................................. President
Henry Brosell, Jr.............V .P. & Cashier
Arthur M orris........................... Vice Pres.
Thomas H. Free I I I ................Vice Pres.

Directors:
D.E. Allen, Sr.
D.E. Allen, Jr.
Roderick L. Allen
H .E. Harrison, Jr.
Charles C. Jones
Mark Simmons
Ross Stout

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984

Assets
Mil. Thou.
Cash & due from
depositories............. 4 619
U .S. Treasury securities 4 443
Oblig. of other U.S.
Government agencies
and corporations . . . . 3 779
Oblig. of States and
political subdivisions 6 425
All other securities . . . .
566
Excess funds sold and
sec. resell agreements 2 750
L oans,N et................... 30 275
Bank premises,
furniture & fixtures . . 1 034
All other a s s e ts ........... 1 145

TOTAL




55 036

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits . . . .
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks........
Total D eposits..........
All other liabilities .. .
Total Liabilities........

Mil. Thou.

12 707
36 740
116
830
205
50 598
529
51 127

Equity Capital
Capital (#sh. au. 38,400) 1
(#sh. outst. 38,400)
Surplus.........................
Undivided profits and
capital reserve......... 1
Total equity capital. . 3
TOTAL

920
100
889
909

55 036

Seventieth Report

189

SMACKOVER STATE BANK, SMACKOVER
Population 2,453
Union County
Chartered April 18, 1928 P.O. Box 107 Telephone Number 725-3051
Zip Code 71762
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: Smackover Bancshares

Principal Officers:

Directors:

*Max A. M itcham . . Chairman of Board
Max O. T a y lo r ........................... President
Bob W ille t t ................Exec. Vice Pres. &
Trust Officer
Paulette B u s s e ll............. V .P. & Cashier

Max A. Mitcham
Max O. Taylor
L.E. Tennyson, Jr.
Jam es M. Tennyson
John D. Trimble V
Richard H. Vickers
Bob W illett

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U .S . T r ea su ry se c u r itie s

2 526

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 12 153

5

T im e & s a v in g s d e p .,

MU. Thou.

637

Oblig. of other U.S.
Government agencies
and corporations . . . . 1 208
Oblig. of States and
political subdivisions 10 099
Excess funds sold and
sec. resell agreements
500
Loans, N e t................... 24 368
Bank premises,
furniture & fixtures . .
256
All other a s s e ts ........... 1 235

TOTAL




45 829

ind., part., corp......... 27 320
U.S. Gov’t deposits . . . .
43
Deposits of States
and subdivisions . . . .
631
Certified and
Officers’ Checks................. 159
Total D eposits.......... 40 306
All other liabilities . . . . ____ 797
Total Liabilities........ 41 103
Equity Capital
Capital (#sh. au. 100,000)
(#sh. outst. 100,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital..
TOTAL

1 000
2 000
1 726
4 726
45 829

190

State of Arkansas:

Bank Department

MERCHANTS AND PLANTERS BANK, SPARKMAN
Population 622
Dallas County
Chartered September 19, 1916 P.O. Box 127 Telephone Number 678-2251
Zip Code 71763
Number of Branches: Inside City — None; Outside City — None
Number of C BCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
B.J. F o r d ..................Chairman of Board
Joseph B. Ford . . . Vice Chmn. of Board
♦Tyrol Q. C arson ......................... President
Doris M a n n .................................... Cashier
Patricia S h a d d o c k ........... A sst. Cashier

Directors:
B.J. Ford
Tyrol Q. Carson
Joseph B. Ford
Tommy Gaston
Ray W hite
G.W. DeLaughter

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories.............
362
U.S. Treasury securities 2 129
Oblig. of States and
political subdivisions
557
Excess funds sold and
sec. resell agreements
300
Loans, N e t................... 2 880
Bank premises,
furniture & fixtures . .
100
All other a s s e ts ...........
18

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 1 515
Time & savings dep.,
ind., part., corp......... 3 622
U.S. Gov’t deposits . . . .
66
Deposits of States
and subdivisions . . . .
537
Certified and
Officers’ Checks.....................6
Total Deposits......... 5 746
All other liabilities . . . . ______ 4
Total Liabilities........ 5 750
Equity Capital
Capital (#sh. au. 3,000) .
(#sh. outst. 3,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .
Subordinated notes
and debentures .............

TOTAL




6 346

TOTAL

75
125
296
496
100

6 346

Seventieth Report

191

FIRST STATE BANK, SPRINGDALE
Population 23,480
W ashington County
Chartered February 12, 1923 P.O. Box 189 Telephone Number 751-1500
Zip Code 72764
Number of Branches: Inside C ity — 3; Outside City — 1
Number of C BC T’s: Inside City — 3; Outside City — None
Bank H olding Company Affiliate: First Arkansas Bankstock Corporation
Principal Officers:
•Walter Turnbow...................................Chinn, of Board &
CEO
Richard P. C a lh o u n ....................................... V. Chmn. of
Board & Chmn. Finance Committee
Rick L. Parsons .................................................. President
Don L. Gibson
Exec. Vice Pres.
Mace D. H ow ell....................................... Exec. Vice Pres.
Dan Hendricks
Sr. Vice Pres. &
Lending
Robert A. P h illip s ...................................Sr. Vice Pres. &
Trust

Directors:
Joe S. Boone
Ruben A. Bryant
Richard P. Calhoun
Don L. Gibson
Gerald Harp
Harold D. Hewitt
Jerry E. Hinshaw
Dwain Newman
Rick L. Parsons
Phil Phillips, Jr.
Dr. Charles P. Sisco
Phillip Steele
Robert P. Taylor
Mace D. Howell
Walter Turnbow

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Liabilities
Mil.
Cash & due from
Demand deposits,
depositories................ 9 887
ind., part., corp.......... 27
Time & savings dep.,
U.S. Treasury securities 8 548
Oblig. of other U.S.
ind., part., corp.......... 80
U.S. Gov’t deposits . . . .
Government agencies
Deposits of States
and corporations . . . . 7 419
Oblig. of States and
and subdivisions . . . . 10
All other dep o sits........
political subdivisions 6 861
Certified and
All other securities . . . .
220
Officers’ Checks........
Excess funds sold and
Total D eposits.......... 119
sec. resell agreements 6 000
Excess funds purchased
Loans, N e t................... 94 145
and sec. repurchase
Bank premises,
agreements................ 3
furniture & fixtures . . 2 338
All other liabilities .. . . 3
All other a s s e ts ........... 2 927
Total Liabilities..........126

Thou.

622
615
73
692
1
523
526
498
582
606

Equity Capital
Capital (#sh. au. 9,664) .
966
(#sh. outst. 9,664)
Surplus......................... 5 834
Undivided profits and
capital reserve.......... 4 239
Total equity capital. . 11 039
Subordinated notes
and debentures........
700
TOTAL.........................138 345



TOTAL.......................... 138 345

State of Arkansas:

192

Bank Department

BODCAW BANK, STAMPS
Population 2,859
Lafayette County
Chartered December 8, 1902 P.O. Box 8 Telephone Number 533-4486
Zip Code 71860
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
. . . Chairman
B. Stan C o o k .........
. . President
*Jam es R. Nipper
C.
C. R u ss e ll............. . . . Vice Pres.
A.O. S m i t h ...........
Vice Pres.
H.L. W ilkinson .
. . Vice Pres.
Danny Fitzpartick
. . . Vice Pres.
.........Cashier
Bonnie Moreland
A sst. Cashier
Lenora Downs

Directors:
B. Stan Cook
A.C. Cross
Roy Z. Kimbell
Jam es Nipper
C.
C. Russell, Sr.
A.O. Smith
J. Woodrow Smith
H.L. W ilkinson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories............. 3 065
U.S. Treasury securities 6 436
Oblig. of other U.S.
Government agencies
and corporations . . . . 6 281
Oblig. of States and
political subdivisions 3 369
Excess funds sold and
sec. resell agreements
300
L oans,N et................... 6 848
Bank premises,
furniture & fixtures . .
251
All other a s s e ts ............
626

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 2 204
Time & savings dep.,
ind., p art., corp......... 20 086
U.S. Gov’t deposits . . . .
1
Deposits of States
and subdivisions . . . . 1 465
Certified and
Officers’ Checks........
150
Total Deposits.......... 23 906
Excess funds purchased
and sec. repurchase
agreements...............
600
All other liabilities .. .
381
Total Liabilities........ 24 887
Equity Capital
Capital (#sh. au. 10,000)
(#sh. outst. 10,000)
Surplus......................... 1
Undivided profits and
capital reserve.......... 1
Total equity capital. . 2

TOTAL



27 176

TOTAL

250
000
039
289

27 176

Seventieth Report

193

BANK OF STAR CITY, STAR CITY
Population 2,067
Lincoln County
Chartered April 27, 1925 P.O. Box 69 Telephone Number 628-4286
Zip Code 71667
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

*Bennie Ryburn, Jr..................... President
Joe V. M a s o n .................. Exec. Vice Pres.
M. Don S m it h .......................Sr. Vice Pres.
Anneta R. M o o r e ................Sr. Vice Pres.

Bennie Ryburn, Jr.
Fred Thornton
Jam es W. Searcy
Pat Riley, Jr.
William H. Fizzell

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

Mil. Thou.

6 429
396
3 134
1 829
3 155
10
6 530
235
789

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 2 298
Time & savings dep.,
ind., part., corp......... 13 399
U.S. Gov’t deposits . . . .
20
Deposits of States
and subdivisions . . . .
487
All other d ep o sits........ 3 946
Certified and
Officers’ Checks................... 86
Total Deposits.......... 20 236
Excess funds purchased
and sec. repurchase
agreements...............
350
All other liabilities . . . .
156
Total Liabilities........ 20 742
Equity Capital
Capital (#sh. au. 15,000)
(#sh. outst. 15,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .

TOTAL




22 507

TOTAL

150
600
1 015
1 765
22 507

State of Arkansas:

194

Bank Department

THE STEPHENS SECURITY BANK, STEPHENS
Population 1,336
Ouachita County
Chartered February 8, 1946 P.O. Box 7 Telephone Number 786-5416
Zip Code 71764
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦James M. Morgan . . President & CEO
Juanita Poindexter ................Vice Pres.
Carol R e a v e s.......................V .P. & Cashier
Bobby Jean Wilkie . A sst. Vice Pres.
Linda T h o m a s.....................A sst. Cashier
Maye D e la n e y .....................A sst. Cashier

Directors:
Jam es M. Morgan
Richard T. Smith
Herbert Henderson
Colon W atson
Guy Smith
Roger Smith
Duncan Grayson
Eugene Bramblett
Grady Arrington

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A s s e ts

Mil. Thou.

Cash & due from
depositories.............
824
U.S. Treasury securities 4 148
Oblig. of other U.S.
Government agencies
and corporations . . . . 1 977
Oblig. of States and
political subdivisions 1 290
All other securities . . . .
400
Excess funds sold and
sec. resell agreements
200
Loans, N e t................... 12 090
Bank premises,
furniture & fixtures . .
175
All other a s s e ts ...........
423

TOTAL




21 527

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp........... 1 760
Time & savings dep.,
ind., part., corp........... 17 355
U.S. Gov’t deposits . . . .
2
Deposits of States
and subdivisions . . . .
129
Certified and
Officers’ Checks........
281
Total Deposits........... 19 527
All other liabilities . . . .
354
Total Liabilities......... 19 881
Equity Capital
Capital (#sh. au. 11,000)
272
(#sh. outst. 11,000)
Surplus............
558
Undivided profits and
capital reserve............
816
Total equity capital. . 1 646
TOTAL

21 527

Seventieth Report

195

CITIZENS BANK, STRONG
Population 785
Union County
Chartered January 19, 1931 P.O. Box 188 Telephone Number 797-7361
Zip Code 71765
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

*O.B. Clark .................................. President
L.K. R o b ertso n ..........................Cashier
Jeanell C o g b u r n ................A sst. Cashier

O.B. Clark
L.K. Robertson
C.R. Mason
Ray B. Finney
E.L. Vestal

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
Loans, N e t...................
Bank premises,
furniture & fixtures . .

TOTAL




Mil. Thou.

623
2 195
1 060
1 055
16
300
1 299
11

6 559

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 2 122
Time & savings dep.,
ind., part., corp......... 2 715
U.S. Gov’t deposits . . . .
3
Deposits of States
and subdivisions . . . .
385
Certified and
Officers’ Checks..................... 5
Total Deposits......... 5 230
Total Liabilities........ 5 230
Equity Capital
Capital (#sh. au. 8,000) .
(#sh. outst. 8,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .

829
1 329

TOTAL

6 559

200
300

State of Arkansas:

196

Bank Department

THE FARMERS AND MERCHANTS
BANK, STUTTGART
Population 10,941
Arkansas County
Chartered December 29, 1944 P.O. Box 947 Telephone Number 673-6911
Zip Code 72160
Number of Branches: Inside City — 3; Outside City — None
Number of C BCT’s: Inside City — 1; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

*I)on P a ttillo ................................President
Carl Gunter ...................Exec. Vice Pres.
Lloyd R a tc lif f ................................ Sr. Vice Pres.
William R. T r ic e ............................Sr. Vice Pres.
Glenn Bauman
Sr. Vice Pres.
Larry G u n n ell................................ Sr. Vice Pres.
C.J. “ J o d y ” F o w le r .........Sr. Vice Pres.
Gary Hudson ................Sr. Vice Pres. &
Trust Officer

Roy O. McCollum, III
Don Pattillo
Lloyd Ratcliff
B.J. St. John
Horace “ P ete” Sickel
Curtis Siems
Billy E. Simpson
Ralph Wilson
Patricia K. McDonald
Jam es E. Pond

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Mil. Thou.
Assets
Cash & due from
depositories............. 4 338
U.S. Treasury securities 3 500
Oblig. of other U .S.
Government agencies
and corporations . . . . 1 964
Oblig. of States and
political subdivisions 10 605
Excess funds sold and
sec. resell agreements 4 275
Loans, N e t................... 55 842
Bank premises,
furniture & fixtures . . 3 117
All other a ss e ts ........... 1 643

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
All other dep o sits........
Certified and
Officers’ Checks........
Total D eposits.........
Excess funds purchased
and sec. repurchase
agreements...............
All other liabilities . . . .
Total Liabilities........

MU. Thou.

25 368
43 769
47
5 739
65
113
75 101
6
1 812
76 919

Equity Capital
Capital (#sh. au. 100,000) 1 000
(#sh. outst. 100,000)
Surplus......................... 3 100
Undivided profits and
capital reserve......... 4 265
Total equity capital. . 8 365
TOTAL......................... 85 284



TOTAL......................... 85 284

197

Seventieth Report

BANK OF TRUMANN, TRUMANN
Population 6,044
Poinsett County
Chartered October 2, 1911 P.O. Box 48 Telephone Number 483-6333
Zip Code 72472
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors :

J.C. Stuckey ........... President & Chmn.
*Clyde Robertson, Jr. . . Exec. Vice Pres.
Eugene P o u n d s.................... Sr. Vice Pres.
Wilburn J. Cole .............. V.P. & Cashier
Fannie M. Kent ........... A sst. Vice Pres.
Shirley B e n s o n ................A sst. Vice Pres.
Dianne Craig
Loan Officer
Lena H e a t h ........................ A sst. Cashier
Cheryl M cM asters
A sst. Cashier

Terry M. Clogston
Wilburn J. Cole
J.F. Lady
Eugene Pounds
Clifford C. Purvis
Clyde Robertson, Jr.
J.C. Stuckey

‘ Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Thou.

147
356
077
200
829
535

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 3 687
Time & savings dep.,
ind., part., corp......... 24 691
28
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . . 1 324
3
All other d ep o sits........
Certified and
36
Officers’ Checks........
Total Deposits.......... 29 769
968
All other liabilities . . . .
Total Liabilities........ 30 737

.

Assets
Mil.
Cash & due from
depositories.
929
U.S. Treasury securities 6
Oblig. of other U.S.
Government agencies
and corporations . . . . 12
Oblig. of States and
political subdivisions 2
Excess funds sold and
sec. resell agreements
Loans, N e t................... 10
Bank premises,
furniture & fixtures ..
All other a s s e ts
862

Equity Capital
Capital (#sh. au. 4,000) .
100
(#sh. outst. 4,000)
Surplus......................... 2 500
Undivided profits and
capital reserve..........
598
Total equity capital. . 3 198
TOTAL




33 935

TOTAL

33 935

198

State of Arkansas:

Bank Department

BANK OF TUCKERMAN, TUCKERMAN
Population 2,078
Jackson County
Chartered November 8, 1902 P.O. Box 700 Telephone Number 349-5155
Zip Code 72473
Number of Branches: Inside City — None; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

♦Bindley V. Smith, J r . . President & CEO
Van S m it h ...................................Chairman
Cornelius A d c o x ............................ Cashier
Ann W atson
Auditor

Bob Penix
Scotty Arm strong
Van Smith

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A s s e ts

Mil. Thou.

Cash & due from
d e p o s ito r ie s ................

2

508

U.S. Treasury securities 2 168
Oblig. of other U.S.
Government agencies
and corporations . . . . 3 389
Oblig. of States and
political subdivisions 2 430
All other securities . . . .
48
Excess funds sold and
sec. resell agreements
600
Loans, N e t................... 7 002
Bank premises,
furniture & fixtures . .
157
All other a s s e ts ...........
465

TOTAL




18 767

Mil. Thou.
Liabilities
Demand deposits,
ind., part., corp......... 2 Oil
Time & savings dep.,
ind., part., corp......... 12 251
U.S. Gov’t deposits . . . .
2
Deposits of States
and subdivisions . . . . 1 199
All other d ep o sits........
16
Certified and
Officers’ Checks........
47
Total Deposits.......... 15 526
All other liabilities . . . .
627
Total Liabilities........ 16 153
Equity Capital
Capital (#sh. au. 4,000) .
(#sh. outst. 4,000)
Surplus.........................
Undivided profits and
capital reserve......... 1
Total equity capital.. 2
TOTAL

100
900
614
614

18 767

Seventieth Report

199

TYRONZA BANK, TYRONZA
Population 777
Poinsett County
Chartered October 31, 1951 P.O. Box 395 Telephone Number 487-2161
Zip Code 72386
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦Charles F. L u t e r ...................... President
M axyne Ursery ............. V.P. & Cashier
John H. Emrich .......................Vice Pres.

Directors:
A .A . Banks
G.E. Beley
John H. Emrich
Charles F. Luter
H.F. Norcross, Jr.
Eugene Vaughn

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories................ 2 848
U .S. Treasury securities
62 7
Oblig. of other U.S.
Government agencies
and corporations . . . .
874
Oblig. of States and
political subdivisions 3 332
Excess funds sold and
sec. resell agreements
300
Loans, N e t..................... 8 337
Bank premises,
furniture & fixtures . .
39
All other a s s e ts ............
284

TOTAL




16 641

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 1 860
Time & savings dep.,
ind., part., corp......... 11 010
U.S. Gov’t deposits . . . .
6
Deposits of States
and subdivisions . . . . 1 220
Certified and
Officers’ Checks................... 44
Total D eposits.......... 14 140
All other liabilities . . . .
202
Total Liabilities........ 14 342
Equity Capital
Capital (#sh. au. 2,000) .
50
(#sh. outst. 2,000)
Surplus......................... 1 000
Undivided profits and
capital reserve.......... 1 249
Total equity capital. . 2 299
TOTAL

16 641

State of Arkansas:

200

Bank Department

CITIZENS BANK AND TRUST COMPANY,
VAN BUREN
Population 12,020
Crawford County
Chartered May 20, 1910 P.O. Box 469 Telephone Number 474-1201
Zip Code 72956
Number of Branches: Inside City — 3; Outside City — 1
Number of CBCT’s: Inside City — 1; Outside City — None
Bank Holding Company Affiliate: Citizens Financial Service Corporation

Principal O fficers:
♦Robert A. Ham merschmidt, Jr. Chmn.
of Board & President
Melvin M. Wamock . Exec. Vice Pres.
Marion H. R ig g s ..................Sr. Vice Pres.
Mike Morrow ............................ Vice Pres.
Eugene H o b b s ................V.P. & Cashier
R.H. T erry..........................Vice
Pres.

________

Directors:
Paul Shirley
John Ballentine
Lonnie Batchelor
Carl Creekmore
Morril Harriman
Robert A. Hammerschmidt, Jr.
Tommy Beard
M elvin M. Wamock
Jim m y Don Gooch
Jack Alexander
Dr. Robert D. Fisher

♦Designates Chief Executive Officer

S T A T E M E N T A S OF J U N E 3 0 ,1 9 8 4

Assets
Cash & due from
depositories.............
U .S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

Mil. Thou.

TOTAL

58 999




4 772
7 358
5 886
2 383
514
1 200
34 535
1 296
1 055

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 21 376
Time & savings dep.,
ind., part., corp......... 30 170
Total Deposits.......... 51 546
Excess funds purchased
and sec. repurchase
agreements............... 1 303
All other liabilities . . . . 1 570
Total Liabilities........ 54 419
Equity Capital
Capital (#sh. au. 16,000)
400
(#sh. outst. 16,000)
Surplus......................... 2 100
Undivided profits and
capital reserve.......... 2 080
Total equity capital. . 4 580
TOTAL

58 999

Seventieth Report

201

PEOPLES BANK AND TRUST COMPANY,
VAN BUREN
Population 12,020
Crawford County
Chartered A ugu st 12, 1933 P.O. Box 429 Telephone Number 474-6801
Zip Code 72956
Number of Branches: Inside City — 1; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: T.C. Bankshares

Principal Officers:

Directors:

♦William W. T h o m a s ................President
C.E. D o u g a n ................... Exec.
Vice Pres.
Patrick Roberts ........................... Cashier
Randy G r a v es..................A sst.
Vice Pres.
Ronnie C a p e lle ................A sst.
Vice Pres.
Vice Pres.
Beth Perry ..................... A sst.

^Designates Chief Executive Officer

C.E. Dougan
David Foust
Clyman E. Izard
Joe Kirksey
Edward M. Penick, Jr.
Earl Robinson
W.G. Swindle
William W. Thomas
W esley Warnock

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories............. 2 718
U.S. Treasury securities 1 298
Oblig. of other U.S.
Government agencies
and corporations . . . . 3 406
Oblig. of States and
political subdivisions 4 016
All other securities . . . .
400
Loans, N e t................... 45 201
Bank premises,
furniture & fixtures . . 1 550
All other a s s e ts ........... 1 800

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 6 240
Time & savings aep.,
ind., p art., corp......... 40 963
U.S. Gov’t deposits . . . .
113
Deposits of States
and subdivisions . . . . 4 317
Certified and
Officers’ Checks........
262
Total Deposits.......... 51 895
Excess funds purchased
and sec. repurchase
agreements............... 1 994
All other liabilities . . . .
801
Total Liabilities........ 54 690
Equity Capital
Capital (#sh. au. 8,293) .
829
(#sh. outst. 8,293)
Surplus......................... 1 393
Undivided profits and
capital reserve.......... 2 977
Total equity capital. . 5 199
Subordinated notes
and debentures........
500

TOTAL



60 389

TOTAL

60 389

State of Arkansas:

202

Bank Department

BANK OF WALDO, WALDO
Population 1,685
Columbia County
Chartered September 2, 1899 P.O. Box 366 Telephone Number 693-5858
Zip Code 71770
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

Carl R o b e r t s .................. Chmn. of Board
♦Charles W. Joyce .................... President
Ellen F. S m i t h ..............V.P. & Cashier
Alice S. W ils o n .................. A sst. Cashier

Carl Roberts
John L. Perritt
Robert Genestet
Charles W. Joyce

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories..............
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
L oans,N et...................
Bank premises,
furniture & fixtures ..
All other a s s e ts ............

MU. Thou.

179
299
206
7 766
262
91

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp.......... 2 934
Time & savings dep.,
ind., part., corp.......... 4 848
U.S. Gov’t deposits . . . .
3
Deposits of States
and subdivisions . . . .
282
Certified and
Officers’ Checks................... 59
Total Deposits.......... 8 126
All other liabilities . . .
120
Total Liabilities........ 8 246
Equity Capital
Capital (#sh. au. 6,000) .
(#sh. outst. 6,000)
Surplus..........................
Undivided profits and
capital reserve..........
Total equity capital..

TOTAL




8 803

TOTAL

150
225
182
557
8 803

Seventieth Report

203

THE PEOPLES BANK, WALDO
Population 1,685
Columbia County
Chartered June 22,1910 P.O. Box 426 Telephone Number 693-5551
Zip Code 71770
Number of Branches: Inside C ity — 1; Outside City — 2
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: Golden Oaks Bancshares, Inc.

Principal Officers:
*Harold F in c h e r .........................President
Richard C lark ................Exec. Vice Pres.
Joyce Crane ..................V.P. & Cashier
Jill J a c k s o n ........................... A sst. Cashier
Jean ieR ow e ........................A sst. Cashier
Pam D a v is ..............................A sst. Cashier
Dorothy J. Fincher . . . A sst. Vice Pres.

'

♦Designates Chief Executive Officer

Directors:
Harold Fincher
Richard Clark
Dorothy J. Fincher
Im ogene Clark
Pam D avis
Mary Baird
Clark Fincher
B etty Harris
G.F. Scott
B etty Scott

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories............. 3 054
U .S. Treasury securities 1 575
Oblig. of other U .S.
Government agencies
and corporations . . . . 1 899
Oblig. of States and
political subdivisions 3 512
Loans, N e t................... 10 335
Bank premises,
furniture & fixtures . .
47
All other a s s e ts ...........
87

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 3 260
Time & savings dep.,
ind., part., corp......... 13 097
U.S. Gov’t deposits . . . .
2
Deposits of States
and subdivisions . . . . 1 018
Total D eposits.......... 17 377
Excess funds purchased
and sec. repurchase
agreements...............
330
All other liabilities .. .
174
Total Liabilities........ 17 881
Equity Capital
Capital (#sh. au. 10,000)
(#sh. outst. 10,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .

TOTAL



20 509

TOTAL

250
250
2 128
2 628
20 509

State of Arkansas:

204

Bank Department

BANK OF WALDRON, WALDRON
Population 2,642
Scott County
Chartered April 3, 1901 P.O. B ox 278 Telephone Number 637-2161
Zip Code 72958
Number of Branches: Inside City — 1; Outside City — None
Number of C BCT’s: Inside C ity — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦Bill R. P h ilp o t ........................... President
Knox D o z ie r ..................Exec. Vice Pres.
Bob A k e r s ..................................Vice Pres.
Linda Tanner ................................Cashier
Carolyn Terrill ................... A sst. Cashier
Wanda K u h lm a n n ............. A sst. Cashier
Kathleen M c G a u g h .........A sst. Cashier
Wanda Kendrick ........... Branch Officer
Gary L e m in g .......................Admin. A sst.

Directors:
Dale Rodgers, Chmn.
Bill R. Philpot
Knox Dozier
W.W. D avis
Rena Owens
Jam es Richmond
Jim H. Currier
Bill J. Black
Kelly Ashford
Charlye V. Davidson

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories............. 6 121
U.S. Treasury securities 3 394
Oblig. of other U .S.
Government agencies
and corporations . . . . 2 817
Oblig. of States and
political subdivisions 6 969
Excess funds sold and
700
sec. resell agreements
Loans, N e t................... 21 477
Bank premises,
230
furniture & fixtures . .
714
All other a s s e ts ...........

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 3 804
Time & savings dep.,
ind., part., corp......... 31 285
5
U.S. Gov’t deposits . . ..
Deposits of States
and subdivisions . . . . 1 913
Certified and
Officers’ Checks........
169
Total Deposits......... 37 176
562
All other liabilities . . . .
Total Liabilities........ 37 738

TOTAL......................... 42 422

TOTAL......................... 42 422




Equity Capital
Capital (#sh. au. 24,000)
600
(#sh. outst. 24,000)
Surplus......................... 1 900
Undivided profits and
capital reserve......... 2 184
Total equity capital. . 4 684

Seventieth Report

205

THE SCOTT COUNTY BANK, WALDRON
Population 2,642
Scott County
Chartered February 20, 1980 P.O. Box 838 Telephone Number 637-3191
Zip Code 72958
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
*Joh nE . Chambers, I I I ............President
P atsy Hawkins ........... Exec. Vice Pres.
Trisha Sikes .............................. Cashier
Robbie Z im m er.............A sst. Vice Pres.

Directors:
John E. Chambers
A1 W ilf
Roy Hale
Bill Marsh
W.R. Rice
Thurman Keener
P atsy Hawkins
J.B . Cox

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories.............
859
U.S. Treasury securities
749
Oblig. of other U.S.
Government agencies
and corporations . . . .
401
Oblig. of States and
political subdivisions
631
All other securities . . . .
601
Loans, N e t................... 15 587
Bank premises,
furniture & fixtures . .
206
All other a s s e ts ...........
424

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 1 444
Time & savings dep.,
ind., part., corp......... 14 509
U.S. Gov’t deposits . . . .
369
Deposits of States
and subdivisions . . . . 1 165
Certified and
Officers’ Checks................... 64
Total D eposits.......... 17 551
All other liabilities . . . . ____ 182
Total Liabilities........ 17 733

TOTAL

TOTAL




19 458

Equity Capital
Capital (^sh. au. 40,000)
400
(#sh. outst. 40,000)
Surplus............
850
Undivided profits and
capital reserve............
475
Total equity capital. . 1 725
19 458

State of Arkansas:

206

Bank Department

FIRST STATE BANK OF WARREN, WARREN
Population 7,631
Bradley County
Chartered December 12, 1978 P.O. Box 29 Telephone Number 226-2601
Zip Code 71671
Number of Branches: Inside C ity — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — 1
Bank H olding Company Affiliate: Bradley Bancshares, Inc.

Directors:

Principal Officers:
Bennie Ryburn, Sr.................... Chairman
♦Freddie M. M o b le y ................. President
Hugh A. Q u im b y .........Exec. Vice Pres.
Roy Ferrell ................................Vice Pres.
Jo J e n k in s ......................V .P. & Cashier
Frances H a r g is .........................Vice Pres.

♦Designates Chief Executive Officer

W. Curtis Blankinship, Jr.
Bruce Cash
Robert E. Gamer
Roger George
Freddie M. Mobley
Hugh A. Quimby
Bennie Ryburn, Jr.
Bennie Ryburn, Sr.
J.C. Thompson
H. Sidney Wharton

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

MU. Thou.

1 953
996
4 176
7 936
8 083
20 388
412
3 493

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 6 086
Time & savings dep.,
ind., part., corp......... 30 326
U.S. Gov’t deposits . . . . 2 009
Deposits of States
and subdivisions . . . . 2 656
Certified and
Officers’ Checks................... 96
Total Deposits.......... 41 173
Excess funds purchased
and sec. repurchase
agreements............... 1 200
All other liabilities .. .
521
Total Liabilities........ 42 894
Equity Capital
Capital (#sh. au. 50,000)
590
(#sh. outst. 50,000)
Surplus......................... 1 910
Undivided profits and
capital reserve......... 2 043
Total equity capital. . 4 543

TOTAL



47 437

TOTAL

47 437

Seventieth Report

207

WARREN BANK AND TRUST COMPANY, WARREN
Population 7,631
Bradley County
Chartered December 28, 1901 P.O. Box 350 Telephone Number 226-2621
Zip Code 71671
Number of Branches: Inside C ity — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦Gerard S a n g s t e r ......................President
Gerald B u rto n .................... Sr. Vice Pres.
Walter R u tle d g e .......................Vice Pres.
Pauline H ollingsw orth ........... Vice Pres.
Jam es E. Sm ith .......................Vice Pres.

_________

Directors:
Louis W. Ederington
John B. Frazer, Jr.
L.H. Derby, Jr.
F. Martin Hankins
W. Sykes Harris
J.E . Hurley, Jr.
C.A. Milton
G.F. W ynne

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
U.S. Treasury securities
Oblig. of other U.S.
Government agencies
and corporations . . . .
Oblig. of States and
political subdivisions
All other securities . . . .
Loans, N e t...................
Bank premises,
furniture & fixtures . .
All other a s s e ts ...........

MU. Thou.

2 421
16 200
11 228
13 842
432
24 991
784
1 680

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp......... 5 052
Time & savings dep.,
ind., part., corp......... 50 494
U.S. Gov’t deposits . . . .
72
Deposits of States
and subdivisions . . . . 2 279
170
All other d ep o sits........
Certified and
Officers’ Checks................. 223
Total D eposits.......... 58 290
Excess funds purchased
and sec. repurchase
agreements............... 5 900
All other liabilities . . . . 1 346
Total Liabilities........ 65 536
Equity Capital
Capital (#sh. au. 48,000) 1 200
(#sh. outst. 48,000)
Surplus.........................
800
Undivided profits and
capital reserve.......... 4 042
Total equity capital. . 6 042

TOTAL



71 578

TOTAL

71 578

208

State of Arkansas:

Bank Department

BANK OF WEINER, WEINER
Population 750
Poinsett County
Chartered April 2, 1909 P.O. Box 307 Telephone Number 684-2221
Zip Code 72479
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
♦John R, Hogue . . . President & Chmn.
Niles B ise ........................... Sr. Vice Pres.
Michael G il lis ..................V .P .& Cashier
Phil H e s s e ..................Agri. Loan Officer
Paulette F a h r ......................... Operations

Directors:
John R. Hogue
Niles Bise
Dr. E.L. Hogue
Ronald L. Hogue
Malcolm C. Hogue
Herbert Ziegenhorn

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 2 323
U .S. Treasury securities 3 997
Oblig. of other U.S.
Government agencies
and corporations . . . . 3 968
Oblig. of States and
political subdivisions 2 930
All other securities . . . .
196
Excess funds sold and
sec. resell agreements
750
Loans, N e t................... 15 027
Bank premises,
furniture & fixtures . .
197
All other a s s e ts ........... 1 127

TOTAL




30 515

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits. . . .
Deposits of States
and subdivisions . . . .
All other dep o sits........
Certified and
Officers’ Checks........
Total Deposits..........
All other liabilities . . . .
Total Liabilities........

MU. Thou.
7 535
17 461
34
1 447
25
72
26 574
589
27 163

Equity Capital
Capital (#sh. au. 8,000) .
(#sh. outst. 8,000)
Surplus......................... 1
Undivided profits and
capital reserve......... 1
Total equity capital. . 3
TOTAL

200
300
852
352

30 515

Seventieth Report

209

MERCHANTS AND FARMERS BANK,
WEST HELENA
Population 11,005
Phillips County
Chartered October 4, 1948 P.O. B ox 2497 Telephone Number 572-3481
Zip Code 72390
Number of Branches: Inside City — 2; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None
Bank H olding Company Affiliate: Southern Bancshares, Inc.

Principal Officers :
♦Douglas Simm ons . . ............. President
Roy B. W a r r e n ......... . . . . Sr. Vice Pres.
Jam es A. Bogle . . . . . . . V.P. & Cashier
Gordon M. W hite . . . ............. Vice Pres.
E.F. Kalb, Jr...............
Vice Pres.
Bill Simm ons ........... ..............Vice Pres.

Directors :
Brooks Griffin, Chmn.
Jam es E. Boyd
Jerry Kelley
Ralph C. Murray
Jesse E. Porter
Herman Storey
Douglas Simmons
Bill Simmons

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories............. 7 956
U.S. Treasury securities 8 166
Oblig. of other U.S.
Government agencies
and corporations . . . . 11 046
Oblig. of States and
political subdivisions 3 986
Loans, N e t................... 31 039
Bank premises,
furniture & fixtures . .
923
All other a s s e ts ........... 2 068

Liabilities
Demand deposits,
ind., part., corp.........
Time & savings dep.,
ind., part., corp.........
U.S. Gov’t deposits . . . .
Deposits of States
and subdivisions . . . .
Certified and
Officers’ Checks........
Total Deposits..........
Excess funds purchased
and sec. repurchase
agreements...............
All other liabilities . . . .
Total Liabilities........

Mil. Thou.

21 099
33 272
33
802
243
55 449
2 670
2 529
60 648

Equity Capital
Capital (#sh. au. 20,000)
500
(#sh. outst. 20,000)
Surplus......................... 1 000
Undivided profits and
capital reserve......... 3 036
Total equity capital. . 4 536
TOTAL



65 184

TOTAL

65 184

State of Arkansas:

210

Bank Department

BANK OF WEST MEMPHIS, WEST MEMPHIS
Population 28,132
Crittenden County
Chartered April 21, 1928 P .O .B o x 2128 Telephone Number 735-2922
Zip Code 72301
Number of Branches: Inside City — 3; Outside City — None
Number of CBCT’s: Inside City — 1; Outside City — None
Bank Holding Company A ffiliate: Bancshare of W est Memphis, Inc.

Principal Officers:
♦Jack K. Hogan
Pres. & Chief E x. Off.
Robert L. W rig h t.........Exec. Vice Pres.
Paul N e a l....................................Vice Pres.
Robert L. Naylor . Vice Pres. & Auditor
Mary Goe ..................................Vice Pres.
Arley K n ig h t............................. Vice Pres.
Jo D u n c a n ..................................Vice Pres.
Doris S w in d le r .........................Vice Pres.
Janie T a t e ..................................Vice Pres.
Jan W illis ..................................Vice Pres.
Adonna P a rk er.........................Vice Pres.

________
■"Designates Chief Executive Officer

Directors:
D avis Biggs
George H. Dunklin, Chmn.
M.E. Black Dunklin
Thomas J. Gibson
Jam es A. Heath
Jack K. Hogan
Keith Ingram
W. Kent Ingram, Jr.
Pat K. Magruder
Robert E. McCarley
Lloyd C. McCuiston, Jr.
Bob G. Morgan
Paul O’Neal
J.C. Tennison
J • Frank Waggener

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Liabilities
MU. Thou.
Cash & due from
Demand deposits,
depositories............. 4 581
ind., part., corp......... 14 940
U.S. Treasury securities 12 232
Time & savings dep.,
ind., part., corp......... 26 267
Oblig. of other U.S.
U.S. Gov’t deposits. . . .
Government agencies
151
Deposits of States
and corporations . . . . 8 302
and subdivisions . . . . 5 045
Oblig. of States and
All other d ep o sits........
275
political subdivisions 5 220
Certified and
All other securities . . . .
10
Officers’ Checks........
266
Excess funds sold and
Total Deposits......... 46 944
sec. resell agreements 6 000
All other liabilities . . . .
507
Loans, N e t................... 15 060
Total Liabilities....... 47 451
Bank premises,
furniture & fixtures . . 1 044
Equity Capital
All other a s s e ts ...........
944
Capital (#sh. au. 100,000) 1 000
(#sh. outst. 100,000)
Surplus......................... 1 500
Undivided profits and
capital reserve......... 3 442
Total equity capital. . 5 942
TOTAL......................... 53 393



TOTAL......................... 53 393

Seventieth Report

211

WILMOT STATE BANK, WILMOT
Population 1,227
A shley County
Chartered October 25, 1937 P.O. Box 95 Telephone Number 473-2211
Zip Code 71676
Number of Branches: Inside City — None; Outside City — None
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

William B. d eY a m p er t........... President
*Kenneth M. Allbritton . . . Exec. V.P. &
Cashier
Shirley M ontgom ery . . . . A sst. Cashier
Sue B a r r e tt .........................A sst. Cashier

William B. deYampert
John B. Currie
John B. Currie, Jr.
Henry Morschheimer
I. A. Janes

*Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories................ 2 356
U .S. Treasury securities
100
Oblig. of other U.S.
Government agencies
and corporations . . . .
640
Oblig. of States and
political subdivisions
161
All other securities . . . .
109
Excess funds sold and
sec. resell agreements 1 015
L oans,N et..................... 2 640
Bank premises,
furniture & fixtures . .
79
All other a s s e ts ...........
146

TOTAL




7 246

Liabilities
m u . Thou.
Demand deposits,
ind., part., corp............
963
Time & savings dep.,
ind., part., corp......... 4 170
U.S. Gov’t deposits . . . .
5
Deposits of States
and subdivisions . . . .
827
16
All other d ep o sits...........
Certified and
Officers’ Checks................... 10
Total Deposits.......... 5 991
All other liabilities . . . . ____69
Total Liabilities........ 6 060
Equity Capital
Capital (#sh. au. 12,000)
(#sh. outst. 12,000)
Surplus.........................
Undivided profits and
capital reserve..........
Total equity capital. .

511
1 186

TOTAL

7 246

120
555

State of Arkansas:

212

Bank Department

BANK OF WILSON, WILSON
Population 1,118
M ississippi County
Chartered October 3, 1908 P.O. Box 338 Telephone Number 655-8374
Zip Code 72395
Number of Branches: Inside City — 1; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:
R.E.L. W ils o n .........Chairman of Board
R.E.L. W ilson, V .......................President
♦Billy G. P a y n e ............. Exec. Vice Pres.
Jam es T. Shenep . V.P. & Branch Mgr.
Florabel Bishop ....................... Cashier

________

Directors:
R.E.L. Wilson
R.E.L. Wilson, V
Billy G. Payne
Sumner R. Cullom
Phillip L. Forrester
Joe B. Hilliard
Caldwell D. Lowrance
William J. Denton, Jr.
C.L. Denton, Jr.

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Mil. Thou.
Cash & due from
depositories.............
724
U.S. Treasury securities 1 097
Oblig. of other U.S.
Government agencies
and corporations . . . .
200
Oblig. of States and
political subdivisions
4 915
All other securities . . . .
300
Excess funds sold and
sec. resell agreements
600
Loans, N e t................... 4 372
Bank premises,
furniture & fixtures . .
24
All other a s s e ts ...........
301

TOTAL




12 533

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 3 021
Time & savings dep.,
ind., part., corp......... 5 542
U.S. Gov’t deposits . . . .
7
Deposits of States
and subdivisions . . . . 1 715
Certified and
Officers’ Checks................... 28
Total Deposits......... 10 313
All other liabilities .. .
102
Total Liabilities........ 10 415
Equity Capital
Capital (#sh. au. 4,000) .
(#sh. outst. 4,000)
Surplus......................... 1
Undivided profits and
capital reserve......... 1
Total equity capital.. 2
TOTAL

100
000
018
118

12 533

213

Seventieth Report

CROSS COUNTY BANK, WYNNE
Population 7,786
Cross County
Chartered June 5, 1891 P.O. Box 9 Telephone Number 238-8171
Zip Code 72396
Number of Branches: Inside City — 1; Outside City —■1
Number of CBCT’s: Inside City — None; Outside City — None
Bank H olding Company Affiliate: None

Principal Officers:

Directors:

*Ken McClanahan ......................President
Winifred G. Sigman . . . . Admin. V.P. &
Cashier
Bobbie Nell B r o w n .................. Vice Pres.
Mazie B a lla r d ........................... Vice Pres.
Larry L a w s o n .......................Vice Pres. &
A sst. T.O.
Ann J o n e s .................................. Vice Pres.
Judy Thom as ................Exec. Secretary

Rafe Andrews
John H. Johnston, Jr.
Albert Hess
Jam es Richardson
Eugene Goodart
Gerald L. Blackburn
Marvin Hagaman
Willard G. Burks, M.D.
Peter Imboden, III

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Mil. Thou.
Liabilities
Mil. Thou.
Assets
Cash & due from
Demand deposits,
ind., part., corp.......... 9 951
depositories............. 2 322
Time & savings dep.,
U .S. Treasury securities 4 298
ind., part., corp......... 32 274
Oblig. of other U.S.
U.S. Gov’t deposits . . . .
17
Government agencies
Deposits of States
and corporations . . . . 11 872
Oblig. of States and
and subdivisions . . . . 2 365
political subdivisions 5 158
Certified and
All other securities . . . .
304
Officers’ Checks........
185
Excess funds sold and
Total Deposits.......... 44 792
sec. resell agreements
800
Excess funds purchased
Loans, N e t................... 24 500
and sec. repurchase
Bank premises,
agreements...............
884
furniture & fixtures ..
853
All other liabilities .. . .
923
All other a s s e ts ........... 1 328
Total Liabilities........ 46 599
Equity Capital
Capital (#sh. au. 60,000) 1 500
(#sh. outst. 60,000)
Surplus......................... 1 000
Undivided profits and
capital reserve.......... 2 336
Total equity capital. . 4 836
TOTAL......................... 51 435



TOTAL......................... 51 435

214

State of Arkansas:

Bank Department

THE BANK OF YELLVILLE, YELLVILLE
Population 1,044
Marion County
Chartered December 13, 1945 P.O. Box 325 Telephone Number 449-4231
Zip Code 72687
Number of Branches: Inside City — None; Outside City — 1
Number of CBCT’s: Inside City — None; Outside City — None
Bank Holding Company Affiliate: M ountain Bancshares, Inc.

Principal Officers:
*Jam es N. T h o m a so n ................President
Duane C. P r i c e .....................Sr. Vice Pres.
Terry Kent ..........................Sr. Vice Pres.
Janice C. Horton .........A sst. Vice Pres.
Sheryl G ra h a m ...................A sst. Cashier
Carolyn E ck m an ................ A sst. Cashier

-------------

Directors:
Jam es N. Thomason
Duane C. Price
Fred Berry
Judy Loving
Dan Duren
John Jam es, Jr.
Oran Carter
Karl King
A. Owen Kompelien

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
A sse ts

Mil. Thou.

Cash & due from
depositories............. 1 493
U.S. Treasury securities 5 521
Oblig. of other U.S.
Government agencies
and corporations . . . . 3 613
Oblig. of States and
political subdivisions 1 877
All other securities . . . . 3 140
Excess funds sold and
sec. resell agreements
500
Loans, N e t................... 17 555
Bank premises,
furniture & fixtures ..
907
All other a s s e ts ........... 2 823

TOTAL




37 429

Liabilities
Mil. Thou.
Demand deposits,
ind.,part.,corp......... 4 161
Time & savings dep.,
ind., part., corp......... 28 458
U.S. Gov’t deposits . . . .
13
Deposits of States
and subdivisions . . . . 1 590
Certified and
Officers’ Checks........
127
Total D eposits.......... 34 349
All other liabilities . . . .
285
Total Liabilities........ 34 634
Equity Capital
Capital (^sh. au. 23,500)
(#sh. outst. 20,781)
Surplus......................... 1
Undivided profits and
capital reserve..........
Total equity capital. . 2
TOTAL

208
590
997
795

37 429

Seventieth Report

215

SEVENTIETH REPORT
showing

THE CONDITION OF THE
2 ARKANSAS STATE-CHARTERED
TRUST COMPANIES
(Not engaged in commercial banking)

ASSETS AND LIBABILITIES ARE AS SHOWN BY THE CALL OF




JUNE 30, 1984

State of Arkansas:

216

Bank Department

JONES INVESTMENT AND TRUST COMPANY,
LITTLE ROCK
Population 158,461
Pulaski County
Chartered February 9, 1910
Telephone Number 374-5225
Zip Code 72201

(Not engaged in commercial banking)
Principal Officers:
*Bernice Jones .........Chairman of Board
President, & Chief Exec. Officer
H.G. Frost, Jr............................ Vice Pres.
Mary Sellers
Sec.-Treas. & Cashier

Directors:
Bernice Jones
H.G. Frost, Jr.
Mary Sellers

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories................ 3 668
U .S. Treasury securities
503
Oblig. of States and
political subdivisions 6 306
Loans, N e t..................... 1 597
Bank premises,
furniture & fixtures . .
7
All other a s s e ts ...........
701
TOTAL




12 782

Liabilities
Mil. Thou.
All other liabilities . . . . _____ 61
Total Liabilities................... 61
Equity Capital
Capital (#sh. au. 1,000) .
100
(#sh. outst. 1,000)
Surplus......................... 10 000
Undivided profits and
capital reserve......... 2 621
Total equity capital. . 12 721
TOTAL

12 782

Seventieth Report

217

METROPOLITAN TRUST COMPANY,
NORTH LITTLE ROCK
Population 64,419
Pulaski County
Chartered J une 5, 1925
Telephone Number 758-1212
Zip Code 72116

(Not engaged in commercial banking)
Principal Officers:

Directors:

*Justin M atthews, III Chmn. of Board
Walter L. Burroughs ..............President
Hal C. M atthew s .................... Vice Pres.
Everett L. Hall, Jr.................... Treasurer
B etty M. C o u ch ........................ Secretary
Jean B ru egem an ........... A sst. Secretary

Justin M atthews, III
Walter L. Burroughs
Hal C. M atthews
J. Somers M atthews
Lila B. Hornor
Lila Somers
A dkisson Collins
Robert K. Beal
J.D . Simpson
Lyndell Lay.
Jerry H. Glenn, Jr.
Howard Cockrill

•Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
MU. Thou.
Cash & due from
depositories.
287
Oblig. of States and
political subdivisions
20
Bank premises,
furniture & fixtures . .
1
All other a s s e ts .............
281

TOTAL




589

Liabilities
All other liabilities . . . .
Total Liabilities........

Mil. Thou.

104
104

Equity Capital
Capital (#sh. au. 1,642) .
(#sh. outst. 1,642)
Surplus..........................
Undivided profits and
capital reserve..........
Total equity capital. .

288
485

TOTAL

589

164
33

218

State of Arkansas:

Bank Department

SEVENTIETH REPORT

showing
THE CONDITION OF THE
3 ARKANSAS STATE-CHARTERED ACT 111
INDUSTRIAL LOAN INSTITUTIONS
(Not engaged in commercial banking)

ASSETS AND LIBABILITIES ARE AS SHOWN BY THE CALL OF




JUNE 30, 1984

Seventieth Report

219

SOUTHERN CREDIT CORPORATION, MALVERN
Population 10,163
H ot Spring County
Chartered October 9 ,1 9 5 9 P.O. Box 400 Telephone Number 332-2462
Zip Code 72104

Act III, Industrial Loan Institution
(Not engaged in commercial banking]
Principal Officers:

Directors:

*W.H. M cC lure.............................President
Layne Sparks ........................Comptroller
George L. McClure, Sr.............. Treasurer

W. Henry McClure
George L. McClure
Jam es C. Cole
Jewelle Johnson
Dr. A. J. Wilks
Ray Cook
Layne Sparks
George L. McClure, Jr.
Frank R. McClure
Vance Jernigan, Director
Em eritus

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984
Assets
Cash & due from
depositories.............
Oblig. of States and
political subdivisions
All other securities . . . .
Excess funds sold and
sec. resell agreements
Loans, N e t...................
Bank premises,
furniture & fixtures ..
All other a s s e ts ............

MU. Thou.

TOTAL.........................

8 847




946
100
3 976
200
3 382
30
213

Liabilities
Time & savings dep.,
ind., part., corp.........
Total D eposits..........
All other liabilities . . . .
Total Liabilities........

mu.

Thou.

7 628
7 628
216
7 844

Equity Capital
Capital (#sh. au. 30,000)
242
(#sh. outst. 12,100)
Surplus............
458
Undivided profits and
capital reserve............
303
Total equity capital.. 1 003
TOTAL.........................

8 847

State of Arkansas:

220

Bank Department

HALLMARK LOAN AND INVESTMENT
CORPORATION, NORTH LITTLE ROCK
Population 64,419
Pulaski County
Chartered October 21, 1927 P.O. Box 5821 Telephone Number 376-3523
Zip Code 72119

Act III, Industrial Loan Institution
(Not engaged in commercial banking)
Principal Officers:
*D.M. Fitzgerald ........................President
E velyn L. Powell .................... Vice Pres.
Sec.-A sst. Treas.
Dorrance A. W illiam s ........... A sst. Sec.
William Brandon ......................Treasurer

Directors:
D.M . Fitzgerald
Evelyn L. Powell
Dorrance A. W illiams
William Brandon
Dale Helton

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984

Assets
Mil. Thou.
Cash & due from
depositories................ 2 977
L oans,N et..................... 5 640
Bank premises,
furniture & fixtures . .
212
All other a s s e ts ...........
251

Liabilities
Mil. Thou.
Demand deposits,
ind., part., corp......... 1 262
Time & savings dep.,
ind., part., corp......... 7 226
Total Deposits......... 8 488
All other liabilities . . . .
154
Total Liabilities........ 8 642
Equity Capital
Capital (#sh. au. 300,000)
198
(#sh. outst. 195,580)
Surplus.........................
170
Undivided profits and
capital reserve......... ........... 70
Total equity capital. .
438

TOTAL




9 080

TOTAL

9 080

Seventieth Report

221

NATIONAL CREDIT CORPORATION, PINE BLUFF
Population 56,576
Jefferson County
Chartered April 13, 1941 P.O. B ox 5317 Telephone Number 534-3250
Zip Code 71601

Act III, Industrial Loan Institution
(Not engaged in commercial banking)
Directors:

Principal Officers:
♦Albert F. O t t e n ..................................CEO
George E. Puddephatt . . . . Vice Pres. &
Secretary

Paul Burge
Morrell Gathright
Kenneth Glover
Irwin Raymond
Simon Joseph
George Makris
Jam es T. McFall
W alter Simpson
William C. Southard

♦Designates Chief Executive Officer

STATEMENT AS OF JUNE 30,1984

Assets
Mil. Thou.
Cash & due from
depositories............. 2 891
All other securities . . . .
958
Excess funds sold and
sec. resell agreements 1 350
Loans, N e t................... 13 941
Bank premises,
furniture & fixtures . .
289
All other a s s e ts ...........
571

TOTAL




20

000

Liabilities
Mil. Thou.
Time & savings dep.,
ind., part., corp......... 18 665
Total D eposits.......... 18 665
All other liabilities . . . .
366
Total Liabilities........ 19 031
Equity Capital
Capital (#sh. au. 10,000)
(#sh. outst. 6,250)
Surplus............
875
Undivided profits and
capital reserve............
Total equity capital..
TOTAL

125

(31)
969
20

000