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NINTH ANNUAL REPORT OF THE  B A N K C O M M IS S IO N E R OF THE  S tate of A r k a n sa s  For the Fiscal Year Ending June 30, 1923 □iiiiiiiiiiiiHiiiiiiiiiiiiuiiiiiiiiiiiiuiiiiiiiiiiioiiiiiiiiiiiuiiiiimiiiiuiiiimiiiioiiiiiiiiiiiu   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  CHAS. McKEE COMMISSIONER   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  CENTRAL PRINTING CO LITTLE ROCI  CHAS. McKEE State Bank Cofhmissioner  F. LEE MAJOR Assistant Commissioner  R. G. DICKINSON Assistant Commissioner In Charge of Building & Loan Associations  BANK EXAMINERS OLIVER PHILLIPS H. H. COOPER  F. G. REDWINE R. G. DICKINSON  JOHN S. LIPSCOMB Assistant Examiner  THEO. P. CARSON Chief Clerk  LILLIAN RANKIN GRACE V. FOSTER NORA S. POWERS Secretaries   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  mmm**   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  CONTENTS  Receipts and D isubrsem ents of D epartm ent..........................................................  9  New Banks C hartered..........................................................................  9  Banks Liquidated T hrough O ther B anks.................................................................  10  Am endm ents C hanging T itle......................................................................................  10  Am endm ents C hanging Corporate Pow ers.............................................................  10  Am endm ents C hanging N um ber of D irectors........................................................  10  Am endm ents Increasing C apital Stock....................................................................  10  Special Im provem ent D istric ts....................................................................................  11  R eport of Condition of Banks in Hands of Com missioner fo r L iquidation  13  S tate Banks and T ru st Companies M embers of th e F ed eral Reserve System  28  A uthorized Reserve A gent Banks fo r A rkansas S tate Banks  ....................  29  S tatem ent of Condition of All Banks, T ru st Companies and Savings Banks U nder Supervision of Bank D epartm ent a t Close of Business June 30, 1923 ............................................................................................................................  32  Receipts and D isbursem ents of Building and Loan A ssociation D epartm ent 217 R eport of Condition of Building and Loan Associations A uthorized to do Business in A rk a n sas............................................................................................. 218   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  6  R eport  of  B a n k C ommissioner  STA TE OF A RKANSAS  OFFICE OF BANK COMMISSIONER L ittle Rock, June 30, 1923. TO H IS EX CELLEN CY, HON. T. C. McRAE, GOVERNOR OF A RK A N SA S: A greeable to the provisions of sections 9 and 59 of A ct 113 of th e A cts of th e G eneral A ssem bly of 1913, entitled, “ An A ct fo r th e O rganization and control of Banks, T ru st Companies and Savings Banks,” approved M arch 3, 1913, I have the honor to subm it herew ith th e N inth A nnual R eport of the Bank D epartm ent of A rkansas fo r the fiscal y ear beginning Ju ly 1, 1922, and ending June 30, 1923. The rep o rt em braces a sta te m en t of all receipts and expenditures, th e nam es, officers, directors, domicile, capital, surplus, n et profits and deposits of each S tate bank, tr u s t com pany and savings bank in th e S tate, a t close of business June 30, 1923; new banks organized, banks closed, liquidated and consolidated; also statem en t showing progress of those banks now being liquidated by th e D epartm ent, as well as a sta te m en t of all building and loan associations under the supervision of the D epartm ent, and also a list of the special im provem ent districts as provided fo r under section 30, A ct 279 of th e A cts of the G eneral A ssem bly of 1909. Since the la s t published rep o rt by the B anking D epartm ent, Decem ber 31, 1921, the B anking D epartm ent, up to the date of th is rep o rt, June 30, 1923, closed four banks, which are now in the Com m issioner’s hands fo r liquidation. Com pared to the rep o rts received by th is d epartm en t from a la rg e num ber of o ther states, this is a m ost g ra tify in g show ing of th e stab ility and tr u s t­ w orthiness of A rkansas S tate Banks. The Com missioner has made a strenuous effort to inform th e directors of the S tate banks of th e ir duties and obligations, w arn in g them of th e ir liabilities fo r neglect. I t is g ra tify in g to sta te th a t the effect of th is cam paign has been a g re a te r diligence on the p a rt of the directors and a few er num ber of banks which can be called “one-man in stitu tio n s.” The rep o rt will show th a t 18 ch arters have been issued by th e d ep artm en t fo r new banking institutions since December 31, 1921, th e date of th e la st published report. Nine banks have been m erged w ith o th er in stitu tio n s, and fo u r S tate banks have been converted into N ational banks. A rk an sas now has 403 S tate banks, and, according to the C om ptroller’s re p o rt of A pril 3, 1923, th e re are 88 N ational banks. T otal banks, S tate and N ational, in A rk ­ ansas, 491. There is published in this rep o rt also, a compiled re p o rt of th e S tate banks as of June 30, 1923. Below is given some d ata in reg a rd to the principal item s tak en from th e call reports of S tate and N ational Banks in A rkansas, A pril 3, 1923: Loans and discounts— 402 S tate B anks.......... ..$109,443,388.00 Loans and discounts— 86 N ational Banks.... .. 53,010,000.00— $162 453,388.00 Cash and Sight E xchange— S tate B anks........ .. Cash and Sight E xchange— N ational Banks.. ..  31,543,419.00 21,287,000.00—  Capital, and Capital, and  25,842,254.00  Surplus Undivided Profits— S tate B anks........ .. Surplus Undivided P ro fits—N ational Banks.. ..   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  12,903,000.00—  52,830,419.00  38,745,254.00  S tate  of  A rkansas  7  D eposits— S tate B anks...................... D eposits— N ational B anks..............  $128,580,727.00 .. 74,136,000.00— 202,716,727.00  Total Resources— S tate B anks........ Total Resources— N ational Banks.  162,928,388.00 92,951,000.00— 255,879,388.00  Below will be found some data in reg a rd to S tate and N ational Banks in the U nited S tates, compiled from Call R eports of A pril 3, 1923: On th a t date th e re w ere 8,229 N ational Banks and 22,084 S tate Banks. Total Total Total Total  Banks __.... ............................... .................................... - ................................... 30,313 Capital, Surplus and Undivided Profits.-........................... .-.$6,514,412,001.00 Deposits ........................................ ........... ................................. $44,049,806,006.00 Resources .... ............................... ................................................ $53,694,042,235.00  D uring the fiscal year ending June 30, 1923, th e D epartm ent made exam ­ inations as follows: 402 Banks— 1 exam ination. 264 Banks— 2 exam inations. 2 Banks—3 exam inations. N EW FORM OF REPORTS. June 30th the D epartm ent introduced a new form of report, modeled som ew hat a fte r the form s used by the Federal Reserve Banks. Exam ination reports are to be a complete analysis of the condition of the bank examined. The Commissioner thinks the directors should have all the inform ation con­ tained in the rep o rts; therefore, a copy of these rep o rts is now sent back to th e board of directors w ith the comments of the Com missioner and Exam iner. The Banking D epartm ent is self-sustaining, revenue being sufficient to pay the expenses of the adm inistration. BUILDING AND LOAN ASSOCIATIONS. In 1913 the L egislature placed Investm ent Companies under the super­ vision of the Bank Commissioner. In 1923 the L eg islatu re tra n sfe rre d super­ vision of all Investm ent Companies, except Building and Loan A ssociations, to the R ailroad Commission. On June 30, 1923, there were fifty-eight Building and Loan Associations doing business in this state, three of which w ere o p erating under foreign charters. Two of the fifty-eight have been receiving no business fo r some tim e, being in process of liquidation. The to ta l assets of all Building and Loan A ssociations now doing business in the S tate are in excess of tw enty-five million dollars. So f a r as our records show, there have been no failures am ong Building and Loan Associations which cause the m em bers loss, except a very sm all loss in one or two instances. All A ssociations are examined once each year, as required by law. We find th ere is lack of uniform ity in the system of bookkeeping and accounting methods am ong the Building and Loan A ssociations. We find, also, a g re a t v ariety of m ethods in distributing the earnings to members. The Commis­ sioner strongly recommends, therefore, the passing of a law governing the Building and Loan A ssociations, requiring them to have annual audits by auditors who are com petent to figure the value of the various classes of stock and determ ine w hether earnings are being properly distributed and w hether they are sufficient to ju stify the m a tu rity of the stock in the estim ated tim e. In our exam inations we have found th a t some associations have m atu red stock  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  8  R eport  of  B a n k C ommissioner  in a sh o rter period th a n w as justified by th e ir earnings, th u s depriving fu tu re m em bers of th e ir pro r a ta of the com pany’s earnings. SPECIA L IM PROVEM ENT DISTRICTS. A ct No. 279 of the G eneral A ssem bly of 1909, placed certain Special Im ­ provem ent D istricts under the Bank Commissioner. This A ct provides th a t the books and accounts of these special im prove­ m ent d istricts, of which th e re are now seventy, shall be audited by th e Bank E xam iner. The L egislatures of 1921 and 1923 failed to m ake ap p ro p riatio n fo r expense of exam ining special im provem ent d istricts, and fo r th is reason no exam inations have been made. Respectfully, CHAS. M cKEE, Bank Com missioner.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  S tate  of  9  A rkansas  R E C E IPT S AND D ISBU RSEM EN TS STA TE BANK DEPA RTM EN T The follow ing is a statem en t showing the receipts an disbursem ents of th e S tate Bank D epartm ent from June 30, 1922, to June 30, 1923. R EC EIPTS Balance on hand June 30, 1922....................................................................... $ 1,227.87 E xam iners’ fees ............................................................................................... 32,175.12 A m endm ent fees ................................................................................................. 915.00 C orporation fees ................................................................................................. 684.00 Refund fo r expense of investigation............................................................ 267.64 Certified copies ........................................ 1.00 Miscellaneous fees ................. 17.45 Deficit June 30, 1923.............. 95.89 T otal......................................................  $35,383.97  D ISBURSEM EM NTS S alary com m issioner ......................................................... ............... ................ $ 4,000.00 S alary of a ssista n t com m issioner................................................................... 3,000.00 S alary of bank exam iners.................................................................................. 12,383.00 S alary of office force ......................... .............................. ....................................4,800.00 Expense bank exam iners .......................................... ................................ ...... 7,390.92 C urrent expense ..................... ............................................................................. 3,810.05 T otal..................................... ................................................... ........................$35,383.97  N EW BANKS CHARTERED  June 30, 1922, to June 30, 1923 N am e— Location— Date.  C apital  Surplus  No.  Bank of Smackover, Smackover, Union County, Septem ber 27, 1922.................... .............................$ 10,000.00 $ 1,000.00 531 F arm ers S tate Bank, New Blaine, Logan County, October 18, 1922......................................... 12,000.001,200.00532 W hite County Bank, Beebe, W hite County, Novem­ ber 2, 1922......................................... 15,000.001,500.00533 Citizens Bank, G illett, A rkansas County, F eb ru ­ ary 5, 1923 ................................................................. 25,000.00 2,500.00 534 F irs t S tate Bank, Springdale, W ashington County, F eb ru ary 12, 1923................................................. 25,000.00 5,000.00 535 Bank of Louann, Louann, O uachita County, F eb ru ­ ary 20, 1923.......................................................... 15,000.00 3,000.00536 Louann S tate Bank, Louann, Ouachita County, M arch 23, 1923.......................................................... 15,000.00 1,500.00 537 S ecurity M ortgage Investm ent Co., F ayetteville, W ashington County, A pril 9, 1923.................... 100,000.00 538 M erchants & P lan ters Bank & T ru st Co., Jones. boro, C raighead County, A pril 12, 1923.............. 50,000.00 5,000.00 539 F arm ers T ru st Company, Rogers, Benton County, May 21, 1923..................................... 50,000.0025,000.00540 F arm ers & M erchants Bank, H arrison, Boone County, June 11, 1923............................ 25,000.00 2,500.00541 The Bank of N ashville, N ashville, H ow ard County, June 18, 1923................................................................. 25,000.00 2,500.00 542  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  10  R eport  of  B a n k C ommissioner  BANKS LIQ U IDA TED THROUGH O TH ER BANKS June 30, 1922, to June 30, 1923 F arm ers Bank, H arrison, by F arm ers & M erchants Bank, H arrison. Bank of N ashville, N ashville, by The Bank of N ashville, N ashville. AM ENDM ENTS CHANGING T IT L E June 30, 1922, to June 30, 1923 Union M ercantile T ru st Co., L ittle Rock, P ulaski County, to Union T ru st Co., L ittle Rock, P ulaski County. Peoples Bank, Holly Grove, Monroe County, to Peoples In v estm en t Co., H olly Grove, Monroe County. Blue Stone Bank, L am ar, Johnson County, to F arm ers S tate Bank, L am ar, Johnson County. F arm ers S tate Bank & T ru st Co., Rogers, Benton County, to F arm ers S tate Bank, Rogers, Benton County. AM EN DM EN TS CHANGING CORPORATE POW ERS June 30, 1922, to June 30, 1923 Peoples Bank, H olly Grove, Monroe County, elim inating pow er to receive deposits and authorizing a loan and discount business. F arm ers S tate Bank & T ru st Co., R ogers, Benton County, elim inating tru s t powers. AM EN DM EN TS CHANGING N U M BER OF DIRECTORS June 30, 1922, to June 30, 1923 F rom To Peoples Bank, P o rtlan d ................. ............................................. ....................... 7 9 Bank of H ouston, H ouston.............. 5 3 Producers S tate Bank, Siloam S prin g s.................................. .............not less th an 5 F arm ers S tate Bank, L am ar............................................................................. 5 9 Bank of Jonebsoro, Jonesboro............. 11 9 Bank of Ozan, Ozan ............ 7 5 Citizens Bank & T ru st Co., T illar.................................................................. 9 7 AM EN DM EN TS IN C REA SIN G C A PITA L STOCK June 30, 1922, to June 30, 1923 Increased from  To 1 25,000.00 Bank of L am ar, L am ar. Johnson County...........................$ 15,000.00 25.000. 00 Citizens Bank, Beebe, W hite C ounty...........................:..... 10,000.00 10,0U0.00 Bank of S aint F rancis, S aint F rancis, Clay County........ 7,500.00 150.000. 00 A m erican T ru st Company, Jonesboro, C raighead Co. 100,000.00 500.000. 00 Union & M ercantile T ru st Co., L ittle Rock, P ulaski Co. 400,000.00 50.000. 00 Bank of W ilson, Wilson, M ississippi County.............. ...... 25,000.00 20. 000. 00 Bank of W einer, W einer, P oinsett County...................... 10,000.00 50.000. 00 Bank of Rison, Rison, Cleveland County.................... ...... 40,000.00 25.000. 00 Bank of Gould, Gould, Lincoln C ounty............................. 15,000.00 100. 000. 00 Bank of Commerce, El Dorado, Union C ounty.................. 50,000.00 150,000.00 O uachita V alley Bank, Camden, O uachita County.......... 50,000.00 10.000 . 00 Bank of Okolona, Okolona, Clark C ounty......................... 20,000.00* 10, 000.00 F arm ers & M erchants Bank, London, Pope County.... 15,000.00* 20, 000.00 N ew ton County Bank, Ja sp er, N ew ton C ounty................ 10,000.00 50,000.00 F arm ers S tate Bank, R ogers, Benton C ounty................ 75,000.00* *Decrease.  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  S tate  of  A rkansas  11  SPECIAL IMPROVEMENT DISTRICTS TO BE EXAMINED As Provided by Section 30, Act 279, of the Acts of the General Assembly of 1909. No appropriation being provided fo r these exam inations fo r th e nex t biennial period, the Com missioner is w ithout funds fo r th is purpose, and the im provem ent districts will not be examined by a rep resen tativ e of the Bank D epartm ent. DRAINAGE DISTRICTS. A rkansas County— Olena D rainage D istrict No. 1. F ish Lake D rainage D istrict No. 4—J. R. Wulff D rainage D istrict No. 4. C rockett’s Bluif D rainage D istrict No. 5. S tu ttg a rt and K ing Bayou No. 6. Buffalo D rainage D istrict No. 7. Big Island D rainage D istrict No. 8. G illett D rainage D istrict No. 11. Mills Bayou D rainage D istrict No. 12. T arlton D rainage D istrict No. 15. Crandall D rainage D istrict No. 16. M urrell D rainage D istrict No. 17. D rainage D istrict No. 18. A shley County— D rainage D istrict No. 1. D erm ott D rainage D istrict, Chicot, Drew and A shley counties. Clark County— T errenoir D rainage D istrict. Ross D rainage D istrict. Clay County— Big Gum D rainage D istrict, Clay and Greene counties. Clay County W estern Clay D rainage System , Sub-D istricts Nos. 1, 2, 3, 4, 5, 6. C raighead County— D rainage D istrict D rainage D istrict D rainage D istrict D rainage D istrict D rainage D istrict D rainage D istrict  No. No. No. No. No. No.  9. 10. 12. 14. 15. 16.  C rittenden County— D rainage D istrict No. 2. D rainage D istrict No. 3. D rainage D istrict No. 5. D rainage D istrict No. 6. D rainage D istrict No. 7. D rainage D istrict No. 8. Blackfish D rainage D istrict. T ri-C ounty D rainage D istrict of Crittenden, Cross and St. F rancis counties. Desha County— D rainage D istrict No. 4. Greene County— Village Creek D rainage D istrict No. 1. Swan Pond D istrict No. 2. Independence County—  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  12  R eport  of  B a n k C ommissioner  D rainage D istrict No. 2. D ra ir^ g e D istrict No. 3. Jackson County— Cock Slough D rainage D istrict. Cow Lake D rainage D istrict. Maple Slough D rainage D istrict. Overcup Slough D rainage D istrict, Jackson and W oodruff counties. Jefferson County— D rainage D istrict No. 2. D rainage D istric t No. 3. B radley Slough D rainage D istrict. Five F orks D rainage D istrict. U pper G rassy Lake D rainage D istrict. W aterloo D rainage D istrict. Law rence County— Caney Creek D rainage D istrict. Lee Kellow D rainage D istrict No. 23. New F la t Creek and W ar-Pond D rainage D istrict. Lincoln County— G rady D rainage D istrict, Lincoln and Jefferson counties. G rassy Lake D rainage D istrict No. 1. Lonoke County— Indian Bayou D rainage D istrict. Indian Bayou D rainage D istrict No. 2. D rainage D istrict No. 2. D rainage D istrict No. 3. D rainage D istrict No. 5. E ngland D rainage D istrict No. 4. M iller County— D rainage D istrict No. 1. D rainage D istrict No. 2. Homan D rainage D istrict. M ississippi County— D rainage D istrict No. 7. Carson Lake D rainage D istrict No. 8. G rassy Lake and T yronza D rainage D istrict No. 9. Golden Lake D rainage D istrict No. 11. Osceola D rainage D istrict No. 12. Dead T im ber D rainage D istrict No. 13. D rainage D istrict No. 16. Randolph County— L ittle R unning W ater D rainage D istrict. Tupelo D rainage D istrict. C ity W a te r and L ig h t Company, Jonesboro.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  S tate  of  13  A rkansas  REPORT OF CONDITION OF BANKS IN THE HANDS OF THE BANK COMMISSIONER FOR LIQUIDATION Banks placed in the hands of the Bank Com missioner fo r liquidation, June 30, 1922, to June 30, 1923: Name. Location, D ate Closed. Bank of G illett, G illett, A rkansas County..................................... Ja n u a ry 13, 1923 Bank of H ughes, H ughes, St. F rancis County....... ................. ....... M arch 14, 1923 OTHER BANKS IN PROCESS OF LIQUIDATION Name. Location. D ate Closed. Bigelow S tate Bank, Bigelow, P erry County.............................December 20,1920 Bank of Black Rock, Black Rock, Law rence County.................... March 2, 1921 L aF ay e tte County Bank, Buckner, L aF ay e tte County............December 17, 1920 Bank of Richland, D rake’s Creek, Madison County................ A pril 27, 1920 G uaranty Bank & T ru st Co., El Dorado, Union County....... F eb ru ary 24, 1922 Bank of Forem an, Forem an, L ittle River County.......................Ja n u ary 21, 1922 Bank of M ineral Springs, M ineral Springs, H ow ard County....... May 27, 1921 Bank of M ountainburg, M ountainburg, Craw ford County.............. June 13, 1920 P angburn S tate Bank, Pangburn, W hite County............... A pril 1, 1919 Citizens Bank, Rogers, Benton County.................................................. Ju ly 16, 1914 LIQ U ID A TIO N S COM PLETED JU N E 30, 1922, TO JU N E 30, Name. Location. Bank of Blytheville, Blytheville, M ississippi County...................... May F arm ers S tate Bank, Beebe, W hite County_______________ ____ June  1923 Date. 15, 1923 11,1923  LA FA Y E TT E COUNTY BANK— INSO LVEN T Buckner, L aF ay ette County, A rkansas. This bank was placed in the hands of the Bank Commissioner December 17, 1920. Mr. Lloyd L. Tidwell was appointed Special D eputy Bank Commis­ sioner fo r the purpose of liquidating said bank. On A ugust 15, 1922, Mr. Tidwell resigned as Special D eputy and the liquidation of this estate has been continued by the Bank Com missioner w ithout the services of a Special Dep­ uty. An inventory of the assets filed w ith the L aF ay e tte Chancery Court showed to ta l assets of $128,069.15. S tatem ent of condition of this estate a t the close of business June 30, 1923, follows: A SSE T S Loans and d isco u n ts............................ $ 8 ,7 5 4 .9 5 Cash in bank ............................................ 257.83 Loss and gain ......................................... 59 ,8 3 1 .5 6  L IA B IL I T I E S Capital stock ................... ......................$ 1 0 ,000.00 Surplus ......... ........ .............................. 1 0,000.00 U npaid claim s ....................................... 48,8 4 4 .3 4  T otal ....................................................... $ 6 8 ,8 4 4 .3 4  T otal .......................................................$ 6 8,844.34  Receipts and disbursem ents from December 17, 1920, to June 30, 1923: RECE IPT S Cash as per in v en to ry .........................$ 226.13 Bal. A. B. C. Bank, L. R ................... 29.93 Bal. B ankers Tr. Co., L. R ............... 14.08 B al. M iss. V alley Tr. Co.... .............. 223.34 N otes collected ......................................... 319.09 Collected on notes pled ged ................. 5 9 ,888.79 Collected on w arrants pled g ed .... 2,3 7 8 .9 0 Collected on w arran ts...................... 82.95 Incom e tax refund............................... 24.00 In terest on L iberty B o n d s............... 23.10 II. S. L iberty B onds sold ................... 200.00 Cash item s collected............................. 131.81 Stock a ssessm en t.......... ........................ 4,9 0 0 .0 0 Sales bk. bldg, and fix tu res.............. 1,998.00 T o t a l ........................................................... $ 7 0 , 4 4 0 . 1 2   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  D ISB U R SE M E N T S Salary deputy com m issioner............$ 2 ,466.67 General expenses .................................. 701.05 Insurance and ta x es............................. 872.13 L egal services ................................... 1 ,0 1 7 .1 5 In terest paid .......................................... 632.36 For tr u ste e s’ equities in collateral held ......................................................... 5,295.00 D ividend No. 1, 8 per cen t.............. 3 ,576.14 Paid State N ational B an k ........... ...... 39,121.79 Paid Bankers T rust Co.................... 14,000.00 Paid A. B. C. B ank..................... 2,500.00 Cash on hand June 30, 1 9 2 3 ........... 257.83  T o t a l ........................................................... $ 7 0 , 4 4 0 . 1 2  14  R eport  of  B a n k C ommissioner  BIGELOW STATE BANK—INSOLVENT Bigelow, Perry County, Arkansas. This bank w as closed by A ssistan t Bank Com missioner F. Lee M ajor De­ cem ber 20, 1920. Mr. R. G. Dickinson w as appointed Special D eputy Bank Com missioner fo r the purpose of liquidating said bank. On A pril 20, 1921, Mr. George Vollman was appointed Special D eputy Bank Com m issioner to succeed Mr. Dickinson. On M arch 1, 1923, Mr. Vollman resigned as Special D eputy and the liquidation has been continued by th e Bank Com missioner w ithout the services of a special deputy. An inventory of th e assets filed w ith the P e rry Chancery C ourt showed to ta l assets of $86,638.84. S tatem ent of condition of this estate a t the close of business Ju n e 30, 1923, fo llow s: A SSE T S L oans .......................................... O verdrafts ................................ Furniture and fixtu res........ B ankin g house ....................... O ther real e sta te................... County scrip .......................... L iberty B onds ......................... L osses ........................................ E xpenses ................................. Cash item s ................................ C ash in Central B ank........ T otal  $ 5 8 ,6 2 5 .0 4 6 65.83 4 0 0 .0 0 1,0 0 0 .0 0 6 ,6 7 2 .0 5 38.00 1 00.00 2 ,7 3 9 .6 1 8 ,3 3 5 .7 3  L IA B IL IT IE S Capital stock ..................................... ^ ....$10,000.00 14,9 1 2 .1 6 C ash ier’s checks ............................. D em and deposits .................... 2 9 ,8 9 5 .1 5 B en t account .......................................... 55.00 C ertificates of d ep osit........................... 3 ,9 1 1 .4 6 63.46 In terest ........................................... D rafts outstan ding ............................. 8 4 1.86 A ccounts .................................................... 2 ,491.83 Stock assessm ents ................................... 500.00  112.00  3 ,9 8 2 .6 6 $ 6 2 ,6 7 0 .9 2  T otal  $ 6 2 ,6 7 0 .9 2  Receipts and disbursem ents from December 23, 1920, to June 30, 1923: R E C E IPT S C ash and cash item s on hand......... $ 90 0 .2 6 B alances received from correspon­ dent banks ......................................... 1,1 1 5 .2 5 L oans collected ................................... 1 9 ,7 3 6 .6 8 In terest collected ............................... 9 17.11 O verdrafts paid .................................. 653.32 Other real esta te so ld ........................... 2 ,3 2 6 .1 3 B onds and secu rities so ld ................. 9 ,5 0 6 .1 8 Stock a ssessm ents co llected ..... ....... 500.00 Scrip sold .................. -.......-..................... 122.00 F u rn iture and fixtures so ld ............... 1,6 0 0 .0 0 B en ts collected ..................................... 55.00 O ffsets allow ed ..................................... 1,6 9 2 .2 5  D IS B U R S E M E N T S P aid for other real esta te ..................$ 1 ,422.47 P aid L iberty C entral T rust Co. on bills payable ................... .................. 1 3 ,985.00 In te r est paid .................. ......................... 878.35 P aid C entral B ank on Secured certificate of deposit ............. 1,746.78 D iscou nt on w arran ts.......................... 352.59 Salary of S p ecial D ep u ty................... 2 ,023.33 L egal expenses and court c o sts....... 3,6 8 7 .0 8 T axes paid ................. 811.70 Other expenses p aid .............................. 1,821.41 Preferred claim s paid ........................ 4 6 9.21 D ividends paid, No. 1, 10 per cent.. 5,283.30 Offsets allow ed ........ 1 ,692.25 A djustm ent entries ............................... 856.05 Cash on hand and cash item s June 30, 1923 ................................ 4 ,0 9 4 .6 6  T o ta l ....................................................... $ 3 9 ,1 2 4 .1 8  T otal ....................................................... $3 9 ,1 2 4 .1 8   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  S tate  of  15  A rkansas  BANK OF BLACK ROCK—IN SO LVEN T Black Rock, Lawrence County, A rkansas. This bank w as placed in the hands of the Bank 1921. Mr. W. N. Steadm an w as appointed Special sioner fo r the purpose of liquidating said bank. An filed w ith the Law rence Chancery Court showed to tal  Com missioner M arch 2, D eputy Bank Commis­ inventory of the assets assets of $130,250.77.  S tatem ent of condition of this estate a t the close of business June 30, 1923, follows: A SSE T S Loans and d isco u n ts..... ........ .............. $ 7 2 ,7 8 9 .9 3 O verdrafts ......... 3 ,555.41 E xpenses .............................................— 7,445.78 U. S. bonds .......... 2 00.00 B ank building ................. ............ -....... 2,0 0 0 .0 0 Furniture and fixtures......................... 277.50 3 21.30 Cash item s — ............... Cash in banks ....................................... 5 ,017.09  L IA B IL I T I E S Capital stock ...........................................$ 20,000.00 Surplus ................ 1,000.00 In terest .................................... 3,393.38 B en ts collected ............... 466.30 Individual deposits ...... 29,576.22 Certificates of d ep osit............. 12,903.95 1,429.06 C ashier’s checks ............. D rafts outstan ding ............................ 1,000.00 M iscellaneous claim s ...... 484.00 D ue L iberty C entral T rust Co..... 2 ,565.70 Due Farm ers & M erchants Bank, 210.54 K ensett ...................................... Other lia b ilities .................................... 18,577.86  T otal ............. .......................................... $ 9 1 ,6 0 7 .0 1  T otal ....................................................... $91,607.01  Receipts and disbursem ents from M arch 2, 1921, to June 30, 1923: R E C E IPT S Loans collected ....... $ 5 1 ,7 7 6 .2 7 In terest collected ................................ 3 ,393.38 R ents collected .................................... 4 66.30 170.35 Cash on hand March 2, 1 9 2 1 ........... Cash w ith banks March 2, 1 9 2 1 ...... 1,003.41 Sale stock Savings B ank of P ark­ er, Parker, A riz................................. 500.00 L iberty B onds and coupons sold.... 2 12.29 Stock assessm ent co llected ................. 175.00 R eal esta te sold ...... ............................. 1,500.00 Overdrafts collected ...... 3 5 .77 M iscellaneous c o llectio n s...................... 37.95 722.50 Sale fu rn iture and fixtu res............. Taxes refunded ...................................... 72.78 Option on purchase of a s se ts ......... 1 0 ,000.00 T otal  .............................................. .......$ 7 0 ,0 6 6 .0 0  D ISB U R SE M E N T S Salary sp ecial depu ty........... ........ ......$ 3,610.00 L egal expenses ...................................... 1,450.00 M iscellaneous expenses .................... 2,385.83 Paid L iberty C entral T rust Co. on bill payable ....................................... 33,128.21 Paid Bank of Commerce & Trust Co., M emphis, on b ills payable.. 16,012.38 Paid Farmers & M erchants Bank, K ensett, on certificate of deposit 798.28 D ividends paid, No. 1, 20 per cent.. 8,897.17 Cash on hand June 30, 1 9 2 3 ............ 3,784.13  T otal  ..... ................................................$ 7 0 ,0 6 6 .0 0  BANK OF RICHLAND—INSO LVEN T D rakes Creek, Madison County, A rkansas This A pril 27, m issioner sets filed  bank was closed by A ssistan t Bank Com missioner F. Lee M ajor 1920. Mr. J. S. Combs was appointed Special D eputy Bank Com­ fo r th e purpose of liquidating said bank. An inventory of th e a s­ w ith the Madison Chancery Court showed to tal assets of $49,534.17.  S tatem en t of receipts and disbursem ents from A pril 27, 1920, to June 30, 1923, follows: R E C E IPT S C ollected on bond of cash ier........... $ 3,8 0 0 .0 0 Stock assessm ents co llected .............. 6 ,200.00 Sale building and fixtures.................. 975.00 B alance w ith banks A pril 27, 1920 2,4 4 8 .9 5 Collected on notes, overdrafts, in ­ terest ........... 2 1 ,4 4 7 .8 5 Total  ......................... ...............................$ 3 4 , 8 7 1 . 8 0   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  D ISB U R SE M E N T S Salary special depu ty...........................$ 2 ,663.67 E xpenses .................................................. 813.39 Paid F irst N ational Bank, H u n ts­ ville, on b ills payab le...................... 6,465.00 Paid Ed Forbes on bills payable.... 3,832.32 D ividends paid ..................................... 21,097.42 390.00 Cash on hand June 30, 1 9 2 3 ......... Total  ......................................................... $ 3 4 , 8 7 1 . 8 0  16  R eport  of  B a n k C ommissioner  GUARANTY BANK & TRU ST CO.— INSO LV EN T E l Dorado, U nion County, A rkansas This bank w as placed in the hands of the Bank Com m issioner on F eb ru ary 24, 1922, a fte r suspending paym ent fo r five days as p erm itted by law. Mr. H. F . G rigsby w as appointed Special D eputy Bank Com missioner fo r th e p u r­ pose of liquidating said bank. An inventory of th e assets filed w ith the Union Chancery C ourt showed to ta l assets of $574,607.41. S tatem ent of condition of this estate a t the close of business Ju n e 30, 1923, follows: A SSE T S $ 1 4 4 ,4 6 8 .4 6 L oans and disco u n ts............ 200.00 TJ. S. bonds .............................. 5,0 0 0 .0 0 Fu rn iture and fix tu res........ 6 5 ,4 6 5 .9 5 Other real esta te — .............. 2 2 ,7 7 1 .8 8 E xpense account .................... 9 9 ,7 0 0 .7 2 P r o fit and loss ..................... 543.79 Claims paid account............. 1,8 6 5 .0 0 Court costs .............................. 1 ,048.77 M iscellaneous a ssets ............. 2,0 1 1 .7 9 Common dividend account No. 1.. 5 ,172.56 P referred dividend account No. 1.. R eserve Lion Oil & R ef. Co. suit.. 2 5 ,0 0 0 .0 0 Cash June 30, 1 9 2 3 ............................. 3 0 ,6 6 7 .6 2  T otal  $ 4 0 3 ,9 1 6 .5 4  L IA B IL IT IE S Capital stock .........................................$ D ividend account No. 1..................... U nclaim ed dividend ........ In terest and discou n t......................... Surplus ............ Stock assessm en ts c ollected ........ L iquidation of equipm ent............. Com’l N a t’l B ank overd raft_____ Federal R eserve overd raft.............. La. Savin gs Bk. & Tr. Co. O-D....... H anover N a t’l Bank overd raft...... Sundry claim s ............................ C ontingent lia b ility ........................... C ashier’s checks .................................. Certified checks .................................... Individ ual deposits ...................... Time deposits ........................................ Savings deposits ................................ T otal  60,0 0 0 .0 0 2,0 1 1 .7 9 4 ,1 0 1 .0 7 11,4 2 3 .4 0 6,0 0 0 .0 0 7,000.00 4 ,5 5 7 .1 5 4,18 5 .6 2 16,8 7 0 .7 4 2,22 2 .5 2 1 2,612.83 1,9 5 9 .0 7 1,4 6 7 .7 4 3 0,892.19 4 3 2 .3 4 227 ,8 4 5 .5 2 1 ,836.36 8,4 9 8 .2 0  $ 4 0 3 ,9 1 6 .5 4  Receipts and disbursem ents from F eb ru ary 17, 1922, to Ju n e 30, 1923: R E C E IPT S Stock assessm ents co llected ...........$ 7 ,000.00 4 ,5 5 7 .1 5 Sale furniture and fixtures.............. In terest collected ............................... 5,9 1 2 .6 2 O verdrafts collected .......................... 2 2 ,1 2 4 .5 1 B ills receivable offset against Monroe, La., property.................. 6 1 ,3 7 7 .7 6 B ills receivable collected and offset .................... 2 3 3 ,6 3 3 .7 9 M iscellaneous collections ................. 1,0 4 8 .7 7  D IS B U R S E M E N T S B ills payable paid ......... .................. $ 1 0 9 ,4 9 3 .6 6 In terest paid ............. 6,5 3 7 .1 4 D ividend, common No. 1,10 pet... 3 0,581.03 Preferred dividends ........................... 1 ,022.13 543.79 M iscellaneous claim s p aid ............ — S alaries paid ...................... 1 3 ,0 8 9 .1 0 M iscellaneous expenses and ren ts 1,800.40 Offsets allow ed on B. R ................ 1 6 4,704.97  T otal ......................................................$ 3 3 5 ,6 5 4 .6 0  T otal ..................................................... $ 3 3 5 ,6 5 4 .6 0   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  S tate  of  17  A rkansas  BANK OF FOREM AN—IN SO LVEN T Forem an, L ittle River County, A rkansas. This bank w as placed in the hands of the Bank Com missioner Ja n u a ry 21, 1922. Mr. R obert S. M orris was appointed Special D eputy Bank Commission­ er fo r the purpose of liquidating said bank. An inventory of th e assets filed w ith the L ittle River Chancery Court showed to tal assets of $382,169.45. S tatem ent of condition of th is estate a t the close of business Ju n e 30, 1923, follows: A SSE T S Loans and discou n ts........................... $ 2 4 7 ,9 3 2 .8 5 Cash item s ............. 26.83 County w arrants ................................ 221.13 E xpense ........... ....................................... 9 ,887.31 In terest paid ....................................... 44.11 B arn account ......................... 1 ,006.06 R eal estate ...................... 13,849.95  Total  ............................................... ...$272,968.34  L IA B IL IT IE S Capital stock ......................................... $ 40,0 0 0 .0 0 Surplus ......................................................... 10,000.00 U ndivided profits ............................... 10,632.18 Stock assessm ents collected ........... 13,031.00 6,617.42 In terest and discounts ...... Profit and loss .................... -................. 864.93 B ills payable M clver & B locker.. 7,338.88 B ills payable State N a t’l B ank.... 14,446.54 B ills payable, L iberty Central T rust Co....................... 40,827.43 B ills payable H anover N a t’l B ank 18,550.42 B ills payable Exchange Nat. B ank 746.47 U n filed claim s ...... 3,197.08 Claims filed ...... 106,422.57 T otal  ...................................... ............$2 7 2 ,9 6 8 .3 4  Receipts and disbursem ents from Ja n u ary 21, 1922, to June 30, 1923: R E C E IPT S Loans and discounts collected ....$ 1 0 5 ,8 4 3 .4 6 In terest and discou n t........................ 6,6 1 7 .4 2 Profit and loss ..................................... 7,880.83 Cash item s c o llected ......................... 8 93.14 Stock assessm ents c o llected ........... 13 ,0 3 1 .0 0 Furniture and fixtures sold .............. 1 ,700.00 War Savings Certificates collected 74.54 Fed. In t. Bk. stock so ld .................... 607.50 County w arrants so ld ......................... 6,5 3 3 .9 5 Cash and due from banks Janu­ ary 21, 1922 ...... 5,494.98 T otal ......... ........................................... $ 1 4 8 ,6 7 6 .8 2   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  D ISB U R SE M E N T S E xpense ..... .............................................$ Profit and loss ................................... E xpense of barn and m u les......... In terest paid ......................................... D eposits offset and D ividend No. 1, 10 per cent .............................. B. P. paid M clver & B locker......... B. P. paid State N ational B ank.... B. P. paid L ibertv Central Trust Co. ........................................................ B. P. paid H anover N ational B ank B. P . paid E xchange N ational Bk.  9,887.31 4 ,648.40 1,006.16 44.11 52,583.58 7,661.12 3 2 ,970.46 14,172.57 21,449.58 4,253.53  T otal ........................... .........................$148,6 7 6 .8 2  18  R eport  of  B a n k C ommissioner  BANK OF G ILLETT— INSO LV EN T G illett, A rkansas County, A rkansas. This bank was placed m the hands of the Bank Com m issioner J a n u a ry 13, 1923. Mr. Floyd H. Wingo was appointed Special D eputy Bank Commis­ sioner fo r the purpose of liquidating said bank. An inventory of th e assets filed w ith the A rkansas C hancery Court showed to ta l assets of $413,789.94. S tatem en t of condition of this estate a t the close of business Ju n e 30, 1923, follows: A SSE T S L oans and discounts hypothecated $ 3 7 8 ,2 3 4 .1 1 O verdrafts ........................................ 1,961.08 B ankin g house ..................................... 2 ,9 4 5 .3 6 3 ,485.80 F u rn iture and fixtures ...................... Other real esta te ............................... 1 4 ,0 2 4 .1 4 T ran sit account ................................... 2 ,5 8 4 .1 0 County w arrants .................................. 180.00 235.32 Cash item s ............................................. Cash on hand ....................................... 7,986.80 D eficit ....................................................... 1 7 ,617.11 T otal ............  $ 4 2 9 ,2 5 3 .8 2  L IA B IL IT IE S Capital stock ......................................... $ 5 0,000.00 Surplus ...... 1 5 ,000.00 P ublic funds ........................................ 54,8 6 3 .9 7 Individ ual deposits .............. 7 3 ,143.05 Time deposits ....................................... 15,2 8 4 .0 6 C ashier’s checks .................................. 3,46 2 .7 4 B ills payable ............................ 2 1 7 ,5 0 0 .0 0  T otal ...........  $ 4 2 9 ,2 5 3 .8 2  Receipts and disbursem ents from Ja n u a ry 13, 1923, to Ju n e 30, 1923: R E C E IPT S Cash as per in v etn o ry...................$ O verdrafts collected ............ R ents collected ....... Sale of rice hags ................................. County w arrants sold ........................ Insurance rebate ................................ B alance from U nion T rust Co...... Cash item s collected ..................... C ollected on stock a ssessm en ts....  5,310.61 45 0 .3 5 2 35.00 3 ,100.00 74.38 28.87 750.00 25.44 2,1 7 5 .0 0  T otal .....................................................$ 12 ,1 4 9 .6 5  D IS B U R S E M E N T S T axes paid ............ ................................ $ Salary special deputy ...................... Cost abstract ............ W arehouse fees on rice bags.......... Paid G. W. B otts on court order.. R efund co llection error ............... General expense .................................. Court cost ........................ Insu ran ce paid .................................... Cash on hand June 30, 1 9 2 3 ..........  1 ,510.87 750.00 125.00 250.00 729.11 12.56 578.11 154.70 52.50 7,986.80  T otal ..................................................... $ 1 2,149.65  BANK OF H U G H ES— INSO LV EN T H ughes, St. F rancis County, A rkansas. This bank w as placed in the hands of the Bank Com missioner M arch 14, 1923. Mr. J. B. D ag g e tt w as appointed Special D eputy Bank Com missioner fo r the purpose of liquidating said bank. An inventory of th e assets filed w ith th e St. F rancis Chancery C ourt showed to ta l assets of $90,775.43 S tatem ent of condition of this estate a t the close of business Ju n e 30. 1923. follows: A SSE T S L oans and discounts ........................... $ 6 4 ,1 3 6 .7 5 O verdrafts .............................. 2 ,8 2 1 .9 7 F u rn iture and fixtures ............... 4 ,4 3 4 .3 2 D eficit old expense accou nt.............. 2,4 9 0 .8 3 ■Warrants ............... 120.00 D u e by W. A. Harp ............................ 12.10 C ash on hand June 30, 1 9 2 3 ........... 7 ,345.96 E xpense ....................................... 4 08.49  L IA B IL IT IE S Capital stock .............................................$25 ,0 0 0 .0 0 Surplus ........................................ 2 ,500.00 D ue B ank of H a y n e s............................. 256.50 B ills payable ............... 13,374.59 C ashier’s checks and drafts ou t­ standing ................................................ 115.06 Preferred claim s (u n p a id ).................... 588.23  T otal ...... ................................................ $ 8 1 ,7 7 0 .4 2  T otal ........................................................$81 ,7 7 0 .4 2  Receipts and disbursem ents from M arch 14, 1923, to June 30, 1923: R E C E IPT S Cash as per inventory.........................$ 2 ,2 1 5 .6 5 N otes collected .................................... 8 ,4 5 5 .3 4 Sale furniture and fixtures.............. 2 ,8 5 2 .5 0 From Am erican B ank of Com­ m erce & T rust Co.............................. 421.83 Total  .......................................................... $ 1 3 , 9 4 5 . 3 2   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  D IS B U R S E M E N T S P referred claim s p aid .................... -...$ 620.00 E xpenses .................................................... 637.33 P aid W ar Finance C orporation on hills payable .......................- ............ 5,342.03 Cash on hand June 30, 1 9 2 3 ............ 7 ,345.96 Total  .......................................................... $ 1 3 , 9 4 5 . 3 2  S tate  of  A rkansas  19  BANK OF MINERAL SPRINGS—INSOLVENT Mineral Springs, Howard County, Arkansas. This bank w as placed in the hands of the Bank Com missioner May 27, 1921. Mr. T. J. D illard was appointed Special D eputy Bank Com missioner fo r the purpose of liquidating said bank. An inventory of the assets filed w ith the H ow ard Chancery C ourt showed to tal assets of $235,142.26. P u rsu a n t to the order of the H ow ard Chancery Court, in May, 1922, all of the common claim s w ere paid in full which had been filed, w ith the excep­ tion of $77,016.01 Public Funds, which am ount is due the H ow ard-Sevier Road Im provem ent D istrict No. 1 and secured by certain Deeds of T ru st as set out in the Court Order. S tatem ent of condition of this estate a t the close of business June 30. 1923. follows: A SSE T S Loans and d isco u n ts............................ $ 8 5 ,290.12 O verdrafts ...... 10 ,3 5 7 .6 6 Cash item s ..................................... 6 27.66 U. S. bonds ...... 200.00 Furniture and fixtures ....... 1 ,251.08 Profit and loss .................................... 7,075.12 R eal estate .............................................. 4 ,8 5 0 .0 0 563.60 Cash on hand -June30, 1 9 2 3 ............  L IA B IL I T I E S Capital stock .........................................$ 20,000.00 Surplus ............................ 2,000.00 Individ ual deposits ............. 491.15 77,016.01 Public funds ............................... Certificates of d ep osit........................ 5.00 C ollections not rem itted.................. 204.56 O utstanding drafts ........ 43.33 Stock assessm ents collected ........... 10,300.00 R ents collected .................... 105.30  T otal ........................ ........................... .$ 1 1 0 ,2 1 5 .2 4  T otal .....................................................$ 1 1 0,215.24  Receipts and disbursem ents from May 27, 1921, to June 30, 1923: RECE IPT S Loans and discounts co llected ...... $ 59 ,2 0 5 .7 0 6 ,940.59 Interest collected ....... Overdrafts collected .....................—9,3 9 9 .5 2 W arrants sold ......................... 4,2 9 4 .2 9 Cash item s co llected ......................... 288.40 3 ,190.40 II. S. securities sold ....................... . Stock assessm ents co llected ........... 10,050.00 Cotton sold ............................ 100.55 R ents collected ..... 105.30 Cash as per inventory...................... 7 ,286.17  D IS B U R S E M E N T S E xpenses ................................................$ 6,287.48 In terest paid ......................... 1,725.57 Claims other than d ep osits........... 7,167.76 Public funds paid .............................. 21,041.24 O utstanding drafts paid ................... 2,037.62 C ollections made not rem itted, paid 2,777.12 Individ ual deposits paid ................. 33,712.09 Time deposits p a id .................. 666.90 C ashier’s checks paid .................... 1,213.70 B ills payable paid ............................. 23,000.00 D iscounts on w arrants ..................... 712.34 B alance June 30, 1923 ................ 563.60  T otal .................................................... $ 1 0 0 ,9 1 4 .4 2  T otal .....................................................$100,9 1 4 .4 2  List of Unclaimed Deposits in Bank of Mineral Springs, June 30, 1923 R. W. Adcock.................................$ .40 T. J. A lford............................ .01 M attie A nderson....................... .11 W. M. A nderson.....................................92 A rm enian Relief F und.................. 1.00 Thos. L. A rnold........................... 1.00 W. A. A rnold................................... 1.96 S. V. B aker............. 38 Mrs. M. E. Barefield............................ 32 M arcus L uther B a rre tt................ 15.00 R. L. Beck............................................... 51 Tobe B elcher..........................,............. 92 R. M. Bell................................................. 74 T. E. Bell.......................................... 2.28 A. G. T. Blackwoof................................ 20 M. M. B land..... ............................... 1.00 G. I. B rew er........................................... 85 T. B. B r itt....................................... .56 E lizabeth Brooks...................................05  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Alex Brown..... ............................... $ 1.40 C. Brown................................................. 01 L illian Brown................... 5.28 W. E. Brow n.............. 4.00 H. C. B runson............................... 2.72 Milton B ullington_______ 05 F. S. C. B u rt................................ .20 J. H. B u tler..................... 1.93 T. J. Caldwell............. 1.04 R. K. Cam pbell............................... 11.75 Dr. W. H. Cannon...... ...... 1.00 A. J. C arver........................................... 13 W. J. Cavender.....................................28 Dock C ham bers............................. 36.53 E d C ham bers......................................... 29 B. D. C heatham ............................... 1.87 W. M. Chesshir................. 1.04 Mrs. W. G. C h ristian.......................... 28 Caley C lardy........................... *.... 1.05  20  R eport  of  B a n k C ommissioner  List of Unclaimed Deposits in Bank of Mineral Springs, June 30, 1923 (Continued) Roy C lardy..................................... $ 1.00 C. W. C layton................................. 2.01 W. L. Clemm ons.....................................03 M rs. Ola W. C oats....................... 2.95 Mrs. R. A. Cobb............................. 1.34 W ilson Coker......................................... 15 I. W. Coley............................................. 84 G. W. Cooper........................................... 01 W ilie Cooper........................................... 28 H. J. Corbell........................................... 45 J. L. Corbell........................................... 26 F. C. C oulter......................................... 77 H a rrie t Gbulter'......................... - 8,30 J. W. C oulter L. L oan................ 8.00 O. D. C oulter................................... .01 Lee Cowling........................................... 01 M rs. M. R. Cowling.............................. 05 N ew t Cox..................................................01 C. A. C raw ford.......................................01 Irv in C rofton........................................... 10 J. E. C ross............................................. 02 F re d D avis..............................................42 Jeff D avis..................................................06 J. T. D elaney......................................... 73 C G. D em psey......................................... 02 H ix D ildy.......................................... 9.73 E arl Dixon...................................... 4.67 Lucy Dixon............................................. 41 Y. E. D ra p er......................................... 01 Mrs. F. M. F erguson .................... 1.83 Roy F erg u so n ................................. 6.68 O. C. F o rd ................................ 20 C. E. F re y ........................................ 2.12 H orace G ardner............................. 2.97 Mrs. Loa G ardner........................... .05 Cleaver G arland.....................................67 A llen G arrison....................................... 16 A. W. G a th rig h t............................. 1.56 Susan Gibbon......................................... 10 Golden Im age Lodge............................ 05 Golden S ta r C ourt......................... 20.46 C. E. G oodlett............................... 10.82 T hurm an G oodett........................... .14 M anning G raves.....................................50 Milwee G raves............................... 5.32 Mrs. Phebia G raves.............................. 96 T. A. G reen............................................. 58 P. H. G riffin ................................. 1.34 A. S. G rim es........................................... 06 G. L. G rim es........................................... 59 Bill H annah ................................... .10 R. M. H arg ro v e............................. .66 J . S. H a rp e r...................................... 1.00 W. M. H aw thorne................................ 08 Buck H endricks.......................................36 J. W. H endricks.....................................15 M. A. H ill..................................... .. .35 T. B. H ockaday.......................................30 P a rk e r H odge......................................... 87  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  H. C. H ogue................................... $ 1.20 Dr. J. T. Holcombe......................... 7.70 Dr. J. T. Holcombe......................... 2.50 F. H. H olland................................. 5.07 Jesie Jo rd a n ............................................. 49 F. W. K eith ..............................................77 Mrs. Alice K en t..................................... 58 E lla K ing ..................................................63 Guy Koonce............................................. 04 G. L. Koonce.................................... 1.30 H ow ard-C lay Oil Co.................... 8.20 Claude L atim er.....................................02; S. A. Lew is...................................... 2.5R J. L. M cDaniel............................... 3.31 Wodie M cElroy....................................... 58 E. J. McGee.................................... 1.18 S arah McGee.................................. 1.93 J. J. M cJunkins............................. 6.13 Sims M anuel.................................... 10.00 L. W. M athew s............................... 1.52, George M axwell..................................... 04 H enry M ercher............................... 1.83 M. E. Church........................................... 73 L u th er M iller ....................................... 94 Roy Milwee, Coll............................ 1.88 M. S. School D ist......................... 2.27 A. E. M itchell........................................ 59 T. L. Mobley.......................................... 16 Annie MuldrpwL.................................... 64 Ben M urcer..................................... 1.37 T. F. N eedham ....................................... 25 E d N elson........................................ 1.10 W ilie N ew ton....................... 02 A. E. N unnaly............................... 5.00 Joe N u tt......................i . ..........................12 H om er P ender................................. .13 J. H. P enn in g to n..................................... 12 H. B. P h elp s........................................... 04 V ander P ierce................................. 1.59 E rn e st P ig g ee......................................... 10 P ig o tt N u rs e ry ..........*........... :...... 15.95 George P olk.................................... 2.89 Ben P o rte r........................................ 2.93 J. H. P o rte r...................................... 1.12 W\ W. P ro c to r....................................... 03 Booker P ropps....................................... 05 E. J. P rop p s............................................. 08 J. D. P ro p p s................................... 1.30 Joe P u c k e tt..............................................50 Chas. R am sey................................. 10.00 Red Cross Sevier Co.................... 30.20 M. C. Reed...................................... 1.75 J. D. Reeder J r .............................. 1.00 Samuel R eeder............................... 2.00 W illie Reeder ................................. 1.59 J. M. Rivers, A dm ....................... 1.96 L. C. Roberson............................... 7.00 W. B. Roberson...................................... 04 J. H. Rosenbaum ........................... 3.92.  S tate  of  A rkansas  21  List of Unclaimed Deposits in Bank of Mineral Springs, June 30, 1923 (Continued) J . A. H ooker..... ........................... $ .31 W. A. H opkins............................... 2.22 50 E rn e st H opson........................ A u trey H uff..................................... 1.00 M ary H uff............................................... 02 J . B. H utchinson.......................—~ 1.54 Ab Jam es......................... 20 G. W. Je a n s........................................... 47 T. D. Jo h n .................... 27 Isaiah Johnson.......................................10 Mrs. Bennie Jones................................ 84 Lou Jones.............. .01 W. A. Jones.................. 03 W illie B. Jones.......................................30 G. T. Ross............................................... 85 Ed R osser...... ............. 2.00 30.00 C. B. W ell............................. J. G. Sain................................................. 25 Ben Savage..................... 6.02 C. D. Schmidt & Co............. 49 P resto n Scroggins........ ............. .57 Tom Scroggins........................ 1.87 S. B. Sewell...........................................35 W. E. Shirley.................. .01 .35 Rev. J. B. Sim s.............................. J. H. Sm ead.............. 2.27 A. B. S m ith......... 1.12 E. W. S m ith..........................................58 L. E. S m ith........................ .01 E stelle S te w a rt.............,.............. 1.40 Ed S utton........ ..... 11.00 Raymond T app............................... 4.00 A. W. T a rra n t........................ 75 W. H. T hom as.......................... 1.55 W. H. Toland................................. 15.19 John T ro tte r.... .............................. 5.00  W. E. T ullis..... ............................... $ .15 Jake T urner ................................... 1.55 Jim T u rn e r............................................. 18 A. H. T yndall............. 52 ;U nited Ladies of H onor.............. 2.00 B. P. W ade..................................... 5.41 J. H. W akefield...... ........................ 1.81 W. M. W alden.......................................19 Colby W alker.........................................04 O. L. W alk er...........................................33 Wm. W alker........................................... 38 W. H. W allace.........................................41 A rley W haley.........................................03 J. E. W hiteside............................... 6.14 G eorge W hitm ore......................... .35 P early W hitm ore.... ..... .02 Loyd W h itten .................. 36 V. W hitten..... ................................. .07 Mrs. Dovey W illiam s.................. 28.86 J. B. W illiam s.........................................03 H. C. W orley...........................................06 J. L. W orley..... ............................. 1.72 Mrs. N annie W rig h t.................... 4.40 N. S. W rig h t.............. 33 .07 G. A. Young ....................... G. W. Y oung.................... 02 R. D. Young................................... .01 S. M. Y oung................................... 1.14 W. B. Young........................................ 03 W. H. Y oung................. 13 Y. M. C. A ...................................... 1.30 A. H. Z achary........................... 23 .30 A. Q. Zachary................................. Law rence Z achary......................... 3.25 Pell Z achary........................................... 03 Z achary & Brooks......................... .15  BANK OF MOUNTAINBURG------INSOLVENT Mountainburg, Crawford County, Arkansas. This bank was placed in the hands of the Bank Com missioner Ju n e 13, 1920. Mr. J. S. H olt w as appointed Special D eputy Bank Com missioner fo r the purpose of liquidating said bank, An inventory of the assets filed w ith th e C raw ford Chancery C ourt showed to ta l assets of $66,451.53. Receipts and disbursem ents from Ja n u a ry 7, 1922, to June 30, 1923: R E C E IPT S Cash on hand -January 7, 1 9 2 2 ........... $1 ,2 8 0 .1 0 Settlem ent, J. W. W alker on stock assessm ent ................ 1,000.00 W , S. S. collected ................................... 92.40 Settlem ent, -T. A. H ersh ... 2 50.00 N otes collected ...... 2 36.00  T o t a l ............................................................. $ 2 , 9 0 4 . 6 0   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  D ISB U R SE M E N T S A uditing hooks of bank........................ $ 330.16 Court costs .............. 30.00 P ostage ..................................... 29.75 Salary special deputy ...................... 463.00 R efund P at M cLendon ...................... 9.87 Premium surety bond .. 2.50 3 per cent dividend to claim an ts......... 1,469.42 B alance on hand June 30,1 9 2 3 ......... 569.90 To t a l  ..............................................................$ 2 , 9 0 4 . 6 0  22  R eport  of  B a n k C ommissioner  PAN G BU RN STA TE BANK—INSO LV EN T P angburn, W hite County, A rkansas. This bank w as placed in the hands of the Bank Com missioner on A pril 1. 1919. P u rsu a n t to a C ourt O rder and in accordance w ith a contract, th e a s­ sets of said bank w ere sold to A. B. Banks, he paying th e creditors of th e bank 66 2-3 p er cent on May 9, 1919, and having tw enty m onths from d ate of p u r­ chase of assets to liquidate them and m ake final distribution in accordance w ith contract. L iquidation w as m ade of the assets in accordance w ith th e co n tract and w ithout fu rth e r paym ent to creditors. Liquidation, as f a r as creditors are concerned, is com pelted and the Com missioner is now aw aitin g final ord er of th e W hite C hancery Court discharging him from th e ad m in istratio n of th is estate.  CITIZEN S BANK— INSO LV EN T Rogers, Benton County, A rkansas. This bank w as m erged w ith the Bank of Rogers, b u t a f te r th e Bank of Rogers w as placed in the hands of the Bank Com m issioner fo r liquidation on Ju ly 16, 1914, the two institutions w ere segregated and liquidated sep arately by an order and under the jurisdiction of the Benton C hancery Court. Mr. L. H. McGill w as appointed Special D eputy Bank Com missioner on A u g ust 28, 1914, for the purpose of liquidating said bank. Mr. P e rry N. Clark w as appointed on O ctober 18, 1915, to succeed Mr. McGill as Special D eputy Bank Commissioner. In N ovember, 1918, Mr. C lark died and th e liquidation of the affairs of this bank have been continued by th e Bank Com m issioner w ithout the services of a Special D eputy. The liquidation is n early com pleted a t this date, there being on hand a sm all am ount of cash and judgm ents, th e value of which is not determ ined a t this date. D IV ID EN D S PAID . 16 2-3 p er cent, June, 1915........... ............ ....................................................... $16,086.06 12% per cent, Jan u ary , 1919.............................................................................. 10,881.92 20 p er cent, July, 1920......................................................................................... 17,627.67 10 p er cent, December, 1922.............................................................................. 8,577.01 Receipts and disbursem ents from December 31, 1921, to June 30, 1923: R E C E IPT S Cash on hand D ecem ber 31, 1921..$ 5,217.44 N otes and judgm ents collected ......... 963.37 F elk er settlem ent .................................. 5,000.00  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$11,180.81  D IS B U R S E M E N T S M cGill & Thomas (F elk er m a tte r )..$ 1 ,000.00 P ostage and express ............. 59.82 Stenographic services .......................... 12.00 E. H. Thomas (attorn ey f e e ) ............ 200.00 T ravelin g expenses ....................... 119.00 To correct previous rep orts.............. 146.34 Fourth dividend, 10 per cen t........... 8 ,577.01 Cash on hand Jun e 30, 1 9 2 3 ............ 1 ,067.64 Total  .$11,180.81  S tate  of  A rkansas  23  MERCHANTS & MECHANICS BANK—INSOLVENT Argenta, Arkansas. L ist of unclaim ed dividends: DIVIDEND NO. 1. W. W. Brow n..... .......................... ...$5.87 E. B. Johnson.... .............................. 2.95  F ra n k T e rry .................................. $ 3.75 Mrs. H. E. Sibeck................. ...........14,45  D IVIDEND NO. 2. Jno. A nderson......... .......................$ 2.30 W. M. Bell...................... ................ $ .20 O scar B ottom ..... ........................... 2.00 J. A. Bell ....................................- - 2.50 W. W. Brown................................. 1.17 fA. Brow n.......................................... 1.19 A. B. B u tterw o rth ...... .............. 4.00 Geo. C. Crew s...... ........................ 19.49 M ontgom ery D ay........................... 15.00 J. B. D idier....... .....................................53 H enry D rinker.......................................30 L. J. F alls....................................... 1.80 12.50 F. H. G riffith ...... .......................... 3.14 D. H aehnel......................... M ary H orn............................... 15.90 Maude Jenkins.................... 1.50 4.00 Bessie Jew ell................................. 3.49 • W alter K olinski...................... Thelm a L aw son...... ..............................50 John K olinski.............................. 1.20 31 C lara Leake..................................... 10.00 W. H. Lee.................. 2.13 Chas. M ason.................. 1.66 W. L. McKay................ T. G. H andle....... ............. 1.34 C. H. Pow ers................. 2.11 D. R eis........................ 1.80 Ada R ogers....... .......................... .90 B. S. S anders................... 4.21 .Helen Sibeck....... ........ 2.89 Irene Som erson.........................— 1.24 F red Som erson...... ............................... 41 2.40 W. P. S tanley....... .............. 29 John Skretkow icz...... ................ Abbie S m ith..................... 4.50 E. M. S m ith................................... 8.70 A urelia T aylor........ ....... 75 St. Paul Tem ple________ 4.87 25.76 F ra n k T erry .... ........................................ 75 W. D. W alk er........................ S. L. W a tts ..... ......................... 2.25 Floyd A. W hite................ 42 W hite D rug Co..... ....... 26.60 D. C. Wood.... ................. .............. - 3.07 Vernon Wood.........................................29 M arie Wood...... ......................... 24 Nellie Chapm an................ 30 A. H. Brown J r . ....... ............ .06 E. B. Johnson............................... .59 J. S. Jones..................... 1.00 J S. K err.................. .18 D. A. K e rr..................... 9.32 .40 Lizzie K e rr....... ......................... 1.02 Jas. Sharpe .................................... M arion S harpe.......................................10 Noble S harpe..... ..................................... 10 E. O. M anees................................... Mrs. W. A. M iller......................... .47 .09 Mrs. Em ily R oots.... ........ 70  D IVIDEND NO. 3. Jane M. A bern ath y ...................... $ 1.00 J. P. A bernathy............................. 2.04 Mrs. C. F. A dam s.................................. 08 G. W. A nderson..... ....................... 1.92 T. B. A nderson.......................................67 A. J. A ndrew s............................ 21.76 A rgenta D rug Co................ .01 Annie C. B aker.......................................12 W. A. B arthlaw ..................... .24 J. A. Bell............................... 50 W. M. Bell............................................... 04 J. C. Billings J r ....................................02  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  H. W. Bland................................... $ 5.01 Oscar Bottom ....... .................................40 Lenoe B raden.............................. 28.00 J. M. B rash ear............. 45 A. Brow n................................................. 23 A. H. Brown J r ....................................... 01 W. W. Brown.................... .23 R. B. B u tterw o rth ..................... .80 Mrs. P. J. C alvert.......... ............. 9.00 Georgia C a rr........................... 35 J. J. C a rte r...... ....... 72 C entral G uarantee Co...........................20  24  R eport  of  B a n k C ommissioner  DIVID EN D NO. 3 (Continued) Nellie Chapm an.............................$ .04 J. E. C herry ............................................. 70 George C. Crews ........................... 3.90 M ontgom ery D ay........................... 3.00 J. B. D idier............................................. 10 H enry D rin k er.......................................06 Sam E a r l..................................................68 B. B. E lm s............................................... 59 Roy F airm o n ........................................... 08 H iram C. F a rm e r........................... 5.04 L. L. F a rm e r................................. 5.72 H azel F innegan.......................................33 J. P. F ro ley ........................................... 10 Joe G ans..................................................05 F rancis G reene....................................... 14 H. F. G riffin........................................... 63 D. Hoehnel........................................ 2.50 C. T. H all.......................................... 1.17 R enata H am ilton........................... 3.85 Joe H ard ca stle.......................................30 70. Mrs. O. B. H ill.................... W. J. H ig g s........................................... 80 Mrs. M ary H o rn ................... 3.18 Mabel Irv in ................................. 52.21 Maud Je n k in s....................... 30 Bessie Jew ell................... 70 E. B. Joh n sto n ....................................... 12 Steve K arlich ....................................... 26 S. J. K aczka............................................. 03 D. H. K e rr........................................ 1.86 J. S. K e rr............................... 03 R. D. and Lizzie K e rr.......................... 20 W alter K olinski......................... .80 Thelm a Law son .....................................10 C lara L eake............................... 2.00 W. H. L ee........................................ .06 Dink Lew is............................................. 22 A. W. Lindsey....................................... 50 W. A. McClure............................... 5.36 Mrs. W. E. M cClure.............................. 07 A. D. M cDonald............................. 1.31 W. E. M cKay.........................................43 C. R. McKee & Son....................... 1.21 John M aicogal—......................................31 Jessie W. M artin.................. 10 Chas. M ason........................................... 33 Rollo M iller............................................. 06 W. A. M iller................................... 30.69 R. N ivalez........................................ 5.32 Model T ailoring Co.................... .27 A lton M orrison.......................................12 W illie M orrison.....................................12 Mrs. Cora N eill............................... 4.04 A rth u r N eil..... ........... 96 Peoples’ Cash G rocery........................ 13  D. M. P ixley................................... $ .60 J. W. P osey........................................... 34 C. H. P ow ers..........................................62 P ulaski R ealty Co........................ 4.41 P ulaski Society............................... 2.34 P y th ian B urial F u n d ..................... 89.95 E. T. Radley, T re a s................................32 R ansey H arness Co..................... .46 C arrie Reed........................... .90 N annie F airm on, T re as....................... 03 Ada R ogers..............................................18 B. F. S anders......................................... 84 I. S. Sexton.......................................... 20 E. A.Sharp, F. S............................. 4.89 M iriam S h arp ......................................... 02 Noble S h arp ........................................... 02 W. P. S tanley......................................... 06 John Stretkow icz.................................. 48 Sweet Home G. & C. Co............... 5.37 Abbie S m ith........................................... 90 E. M. S m ith .................................... 1.74 Jeff S utton................................. 5.24 St. P aul T em ple...................................97 15 F ra n k T erry ................. Twin City A uto Co............... .61 Thos. H enry, T re a s...... ...................... 89 4.90 T. B. Toland. .............. Sam Tuch................................ 57 B. W. W alker................... 1.86 W. D. W alk er..................... 5.15 S L. W a tts ......................... 45 Floyd A. W h ite.... ............ 08 B. F. W h iteh u rst.......... ......... 1.60 M arie Wood............................................. 05 Vernon Wood.................... 06 G. M. Woodall ....................................... 22 Southw estern H. T. Co....................... 46 28 B. B. B a ttle........................... P h ate Brow n........................................... 07 L. J. F a lls................................................36 John B. H a r t......................................... 62 Mrs. A. T. H aw kins..................... .14 Mrs. Bell H e rrio tt.................................26 John K ow alski....................................... 24 P auline K rodel............................... .34 John M cCroskey.....................................36 P. M cKinney.......................................... 05 E. O. M anees........................................ 02 R. R inks........................................... .38 M rs. H. E. Sibeck....................... .58 A urelia T ay lo r....................................... 15 T. H am ilton.................................... .20 D. R eis...................................................... 36 B. F. Riffel..................................... 1.27  In compliance with section 58 of Act No. 113 of the Acts of 1913, the above funds are on deposit with the American Bank of Commerce & Trust Co., Little Rock, Ark.  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  S tate  of  A rkansas  25  BANK OF HICKORY RIDGE—INSOLVENT Hickory Ridge, Arkansas. L ist of unclaim ed dividends: DIVIDEND NO. 1. P e te r B rachtendorf........................ $ .02 Stephen B rachtendorf ................ $ .29 A rtie Browning, T re as....... .......... 1.75 R. A. F e rre ll...................... .............. .08 C. J. H inkley.......................... ............. 01 Geo. W. H ubbard............................. .02 L. A. Jackson.................—................... 03 E. M. Garnison.................... ............ .02 Russell McComber................... ............ 05 Adr. of S. C. McRay E s t............. .40 W. E. M oliason..... .............................. 03 Blalock N orvell................................. .34 Ed P urcell................... ........................... 01 E. I. S m ith_____ _______ _______ .68 F ra n k Vowels...... .......... .......................25 J. W. W illis....................... ............... .31 B. D. W ing.............................................. 12 D IVIDEND NO. 2. Mrs. Lizzie F arley ..... ................$ .04 R. A. F errell............................. ........ $.16 E. I. S m ith........................ ........... . .36 B. D. W ing..................................... .24 C. A. A cton.................................. .......... 04 Dr. M. A llen.................. ................... .42 P ete r B rachtendorf____________ .04 Stephen B rachtendorf.................... .58 E d Brow n................ ................................ 42 A rtie Browning, T re as.................... .50 Liland E. B ushby.................................. 12 Bud Cogle and w ife........... ............. .62 O. W. D aly............................................ 06 C. Dodd...... .......... ............................. .04 E rn e st Glenn..................................... .26 J. W. Goss................ ......................... .32 Oby Green...............................................06 O. J. H inkley..................................... .02 Geo. W. H ubbard.................................. 04 L. A. Jackson................................... .06 E. M. Gam ison........................................ 04 L adies’ Aid Society......................... .24 Russell McComber................................10 Adr. of S. C. McRae E s t............... .80 H. L. M ifford, Special....................... 58 W. E. M oliason............................... .06 Blalock N orvell............... .................... 68 Samuel B. Ogden....... ...................... .72 Ossian Stave Co.................................. 88 Ed P urcell.......................................... .02 W. L. Slocum.................... ....................18 H. F. W ells.................. ..................... .04 J. W. W illis..... .....................................62 THIRD AND FIN A L DIVIDEND. H ickory Ridge Lyceum .................. $2.00 E. L. Sm ith.......................... ............ $; .68 Geo. R. W aggoner................... 14 C. A. A cton...................................... .02 Dr. M. A llen................. 21 W. G. B all........................ ................. .04 32 S. C. B all.................. ............ ............ .11 L. C. B all............. P e te r B rachtendorf____ ____ 02 Stephen B rachtendorf.................... .29 Ed Brow n..................................................21 A rtie Browning, T reas................. 1.75 Liland E. B rushby........................... .06 Bud Cagle and w ife...................... .31 C. C raig..... ............. 25 Roy D ay............................. .25 .03 A. L. D avis.................. O. W. D aly................................ 1.40 R. S. Dennis.............................................43 C. Dodd............................................. .02 Adm. R. A. Ewen E st,.................... 1.98 Mrs. Lizzie F arley ....... ................. .02 R. A. F erre ll......................................... 08 E rn e st Glenn................................... .13 J. W. Goss........ ................. 16 Oby G reen..................... ................... .03 O. J. H inkley.... ...... .01 Geo. W. H ubbard...................... . .02 L. A. Jackson....................................... 03 E. M. G amison......................... .02 L adies’ Aid Society................. 1.52 Russell McComber........................... .05 Adm. S. C. McRae E st. ....... 40 H. L. Mefford, Special.................... .29 W. E. M oliason...... ................................03 E m m ett M iller................................... .25 Blalock N orvell.......................................34 Samuel B. Ogden............................. .36 O ssian Stave Co..... .................. 44 Ed P urcell................. .......... ............. .01 B. V. Rogers.........................................26 J. A. S anders................................... 1.43 David Shaw ..... ............. 07 W. L. Slocum................ .09 F ra n k Vowels......................................... 25 H. F. W ells....................................... .02 J. W. W illis.................... 31  In compliance with section 58 of Act 113 of the Acts of 1913, the above funds are on deposit with the Bank of Jonesboro, Jonesboro, Arkansas.  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  26  R eport  of  B a n k C ommissioner  BANK OF LEOLA—IN SO LV EN T Leola, A rkansas. L ist of unclaim ed dividends: DIVID EN D NO. 1. A rley C aplinger ................... .........$ .09 K ennedy & M arshall........... ...........$8.64 W. G. D avis.............................. ____ 1.80 L illian Lee Cam p................. ................ 36 W. H. M arshall, T r.............. ......... 3.62 DIVID EN D NO. 2. C. W. B um pass........................ .........$ .03 A rley C aplinger................... ...........$ .03 W. G. D avis.............................. ..............70 O. S. Golden.......................... ........... 2.10 Oma L. H all............................ ...... . .12 J. H. H a rris ............................ ........... 7.6S D. S. H arriso n ........................ .............. 06 G. A. Jo n es............................ ........... 1.30 Kennedy & M arshall............. ...... . 3.36 L u th er Lee Cam p............... .................14 W. H. M arshall, T r................ ......... 1.40 L ula M iller............................ ........... 4.40 E. R. S h u g a rt.......................... ..............07 W. L. S lau g h te r................... .................13 L. C. S m a rt.............................. ..............52 Mrs. Annie S tiles............... .................06 Rock Island Tow nsite Co,... ..............44 In compliance w ith section 58 of Act No. 113 of the A cts of 1913, th e above funds are on deposit w ith the A m erican Bank of Commerce & T ru st Company, L ittle Rock, A rkansas. UNCLAIM ED D EPO SITS. H om er A u lt........................................$ .48 R. L. B ailey........................................$ .02 Will L. Buzan.........................................36 E. L. Black...................................... 01 Mrs. M yrtle C lark................................ 01 G. W. Crow der......................................03 E re n st D avis........................................... 03 Tessie Dial, Tr. SS......... .................... 01 S. E. B. F itzh u g h ...................................29 T. C. H eard ..............................................14 H. G. H ouse........................................... 01 J. H. H ouse................... 1.28 H. K ing.......................................... .04 F red Lewis J r ........................................ 62 W. H. M arshall............................. 07 Mrs. Alice L. N ay lo r.......................... 02 C. R. Pedigo........................................... 51 W illis A. Phillips, T r........................ 16 Mac. S. S m ith............................ 03 W ookledge..................................... 01 Mike W. F. W orrell.................................. 21F red Lewis J r .................... 4.34 John Phillips.............................. C.25W. Lowden....^.................................31 In compliance w ith section 58 of Act No. 113 of the A cts of 1913, a reserve has been set aside ag a in st the above unclaim ed deposits am ounting to $9.24, said reserve is represented by Savings Account No. 6781 w ith th e A m erican Bank of Commerce & T ru st Company, L ittle Rock, A rkansas.  BANK OF PER R Y V IL L E —IN SO LV EN T P erryville, A rkansas. L ist of unclaim ed dividends: T. J. A shby........................................ $1.50 B ap tist B. Y. P. U ................ 20 B a p tist L adies’ Aid Society.... . .68 J. L. Belk......................... 10 A nnie Bowen........................................... 03 J. A. B razil............................................. 65 Civic L eague........................................... 50 Jesse H enry.................... 41  Mrs. T. L. H en ry...... ...................... $5.32 E. Je ssu p ................................................. 25 Green L. Johnson...................................25 I. R. L a w re n c e ...................... 2.77 A. D. L ittle ..............................................10 L. J. M urray ........................................... 25 Jack Shelton..... ................................ 1.00  In compliance with section 58 of Act No. 113 of the Acts of 1913, the above funds are on deposit with the Union & Mercantile Trust Company, Little Rock, Arkansas.  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  S tate  of  A rkansas  27  CITIZENS BANK & TRUST COMPANY—INSOLVENT Prescott, Arkansas. L ist of unclaim ed deposits: A. J. D avis................. .............. .......$20.80 Mrs. M ary Ross.............................$ .02 T. W. Doll....................................... 58.30 C. C. Wood..................... ................. 25.00 B. F. G reen.... .......................... .............. 19 In compliance w ith section 58 of Act No. 113 of the A cts of 1913, the above funds are on deposit w ith the Bank of P rescott, Prescott, A rkansas. BANK OF W Y N N E— INSOLVENT Wynne, A rkansas. L ist of unclaim ed deposits: A. M. Boyce.... ............... .................$ .08 H. A. B radford...... ................................38 C harity Fund..................... 6.59 A. B. Duke..... ......... 40 Mrs. J. N. G a rre tt___ __ .12 G raveyard A ssociation................ 17.47 M ary Ja m es................................ 4.00 T. J. Lew ellen.... ......... 69 Bruce L unsford................ 06 Mayo & Robinson.................................. 01 M ary Mebane.......................... 25 Mrs. M. J. M onchan.................... .22  Mt. M oriah B ap tist Church....... $ .36 W. M u rrah......................... .20 H. C. N itchetz............................ 26.00 E ste r Robinson............................... 2.00 E. P. Seam an_____ __ .07 C. H. Shelton............. 81 Texas & Co.............. 40 Lelia T u rn e r.............................. 12 Union Grove C em etery.............. 2.00 W. H. W hite.......... .................. 45 Mrs. Lucy W illiam s.............................. 21 J. C. W ilson.............................. 115.00  In compliance w ith section 58 of A ct No. 113 of the A cts of 1913, the above funds are on deposit w ith the Cross County Bank, Wynne, A rkansas. BANK OF ROGERS—INSO LVEN T Rogers, A rkansas. L ist of unclaim ed dividends: D IVIDEND NO. 1. T. D. P hillips...... ............ .............$ .55 Wm. and M attie R ichards........$ M ary E. R oundtree......... ............. 9.75 F red H. T aylor..... .............. . F ra n k W einer___ ___ _ ......... .. 45.79  2.42 .10  D IVIDEND NO. 2. .15 O. B. B eard................... . .............$ Carl Black................................. ....$ 2.21 Evelyn E llio tt.............. ............. 4.78 Mrs. C atham Green................ 21.37 F. H. H arden ................... ...... ................04 F. M artin.................................. 10.37 W. C. R am sey..... ......... ..... ....... 7.86 J. L. Rice..... .......... ............. ..... 1.13 M. L. Shaffer............ . ___ __ 10.49 B. F. W eaver.......................... 5.19 J. M. Offield................... ............. 4.35 D IVIDEND NO. 3. Carl Black...... ................ ............. $ 4.39 J. M. Offield............................. ....$ 8.63 F. M. H arden...... .......... ...................... 10 Admr. L. C. Hill, Dec............ 29.66 A. L eem an....... .............. . ............. 11.33 F. M artin ................................ 20.60 L. H enry M artin .... ........ ............. 13.36 E. T. M cK night...... ................. 1.25 H azel M cK night............. ....... . 2.35 Mrs. M. L. Rew...................... 14.49 Rogers F ru it Growers Assn... .92 B ryan Snyder, T r____ _____ 7.14 J. F. T alb o tt................... ............. 30.82 Geo. C. W ard............................. 1.06 T. J. W ard. .................. .......... 104.08 Mrs. H. B. W rig h t.... ............. 4.71  In compliance with section 58 of Act No. 113 of the Acts of 1913, the above funds are on deposit with the Farmers Bank, Rogers, Arkansas.  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  28  R eport  of  B a n k C ommissioner  ARKANSAS STATE BANKS WHICH ARE MEMBERS OF THE FEDERAL SYSTEM Name.  Location.  D esha Bank & T ru st Co.............................................................................A rk an sas City Citizens Bank & T ru st Co..................................................................................B atesville U nion Bank & T ru st Co........................................................................................B atesville F arm ers Bank & T ru st Co. ............................................................................ B lytheville M onroe County Bank ..............................................................................................B rinkley C rittenden County Bank & T ru st Co......................................................Craw fordsville F arm ers S tate Bank ................................................................................................Conway Peoples S tate Bank ...................................................................................................... Cabot D ardanelle Bank & T ru st Co........................................................................... D ardanelle M erchants & F arm ers Bank ...................................................................................D um as Bank of Commerce ...................................................................................................... E arle C rittenden County Bank & T ru st Co..................................................................... E arle Bank of Commerce .............................................................................................E l Dorado Citizens Bank & T ru st Co......................................................................................E ngland A rkansas V alley Bank .....................................................................................F o rt Sm ith Bank of E a ste rn A rkansas .......................................................................... F o rre st City Citizens Bank ...............................................................................................................G illett Security Bank & T ru st Co........................................................................................H elena Bank of Jonesboro ............................................................................................. Jonesboro Jonesboro T ru st Co...............................................................................................Jonesboro Chicot Bank & T ru st Co.................................................................................Lake V illage A m erican Bank of Commerce & T ru st Co....................... ......................... L ittle Rock B ankers T ru st Co................................................................................................ L ittle Rock U nion T ru st Co................................................................................................... L ittle Rock W. B. W orthen Co.............................................................................................. L ittle Rock Bank of M arvel .......................................................................................................... M arvel Columbia County Bank & T ru st Co.................................................................M agnolia F arm ers Bank & T ru st Co....................................................................................M agnolia C rittenden County Bank & T ru st Co.....................................................................M arion A rkansas Bank & T ru st Co..................................................................................N ew port A m erican Bank & T ru st Co........................................................................................ P aris Cotton Belt Savings & T ru st Co................................................................................ Pine Bluff Peoples Savings Bank & T ru st Co............................................................................. Pine B luff Bank of Russellville ......................................................................................... Russellville M erchants & P lan te rs Bank ..... T ex ark an a Bank of W aldron ....................................................................................................W aldron Law rence County Bank ............................................................................. W aln u t Ridge W arren Bank ............................................................................................................ W arren   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  S tate  of  29  A rkansas  A UTHORIZED R ESER V E AGENT BANKS FOR ARK A NSA S STATE BANKS Name.  Location.  Benton County N ational B ank...............................................................Bentonville, A rk. Citizens Bank & T ru st Co........................................................................B atesville, A rk. F irs t N ational B ank.................................................. Batesville, A rk. F irs t N ational B ank............................................................................... Bentonville, A rk. F irs t N ational B ank................ B erryville, A rk. The N ational Shaw m ut B ank...................................................................Boston, M ass. Second N ational Bank of Boston............................................................ Boston, Mass. Union Bank & T ru st Co........................................................................Batesville, A rk. Continental & Commercial N ational B ank............................................... Chicago, 111. Corn E xchange N ational B ank.....................................................................Chicago, 111. D rovers N ational B ank.......................................... Chicago, 111. F ifth -T h ird N ational Bank.............................................................. ........Cincinnati, 0 . F irs t N ational B ank......................................................... ........................Camden, A rk. F irs t N ational Bank.................................................................................. ...Chicago, 111. F irs t N ational B ank....................................................................................Corning, A rk. Illinois M erchants T ru st Co........................................................................Chicago, 111. N ational City Bank..........................................................................................Chicago, 111. S tandard T ru st & Savings Bank................................................................ Chicago, 111. Union T ru st Com pany..................................................................................Chicago, 111. Bank of DeQueen............... .......... .............................................................. DeQueen, Ark. City N ational Bank ............................................................ ........................... Dallas, Tex. Southw est N ational Bank............................................................................. Dallas, Tex. Bank of Commerce..................................................................................E l Dorado, Ark. D rovers N ational Bank.................................................................. E a st St. Louis, 111. A rkansas N ational B ank...................................... ............................ F ayetteville, Ark. A rkansas V alley B ank..................... ...................................................F o rt Smith, Ark. City N ational Bank.............................................................................. F o rt Smith, Ark. F irs t N ational B ank........................................................................... Fayetteville, Ark. F irs t N ational B ank................ .............................................................F o rt Smith, A rk. M erchants N ational Bank. ................... .................................. ..........F o rt Smith, Ark. Citizens N ational B ank..... .................................................... ................ H arrison, A rk. F irs t N ational B ank................................................ ................................ H arrison, Ark. F irs t N ational B ank................................................. ........................... H untsville, Ark. Hope N ational B ank................................................................... ......................Hope, Ark. In te rsta te N ational Bank........................................... ................................. H elena, Ark. South Texas Commercial N ational Bank........................... ................. H ouston, Tex. Bank of Jonesboro.................................. .................. ............. ............ . ..Jonesboro, Ark. F irs t N ational B ank................. ..............................................................Jonesboro, Ark. Jonesboro T ru st Co...................... ..........................................................Jonesboro, Ark. Commerce T ru st Co............................................................................ K ansas City, Mo. Drovers N ational B ank................................................. .....................K ansas City, Mo. Fidelity N ational Bank & T ru st Co.................... ............ ............... K ansas City, Mo. F irs t N ational B ank................. ............................................................K ansas City, Mo. L iberty N ational B ank........................................................................ K ansas City, Mo. T raders N ational B ank..... ...................................................... ......... K ansas City, Mo. A m erican Bank of Commerce & T ru st Co.................................. L ittle Rock, Ark. B ankers T ru st Co....... ............................... ...........................................L ittle Rock, Ark. E ngland N ational B ank...................................................................... L ittle Rock, A rk. E xchange N ational B ank..................... ............................................... L ittle Rock, A rk. S outhern T ru st Co................................................................................L ittle Rock, A rk. Union T ru st Co............................. ............ ............................................ L ittle Rock, A rk. W. B. W orthen Co...... ............................................... ........................L ittle Rock, A rk. Bank of Commerce & T ru st Co........................................................... M emphis, Tenn. C entral-S tate N ational Bank................................................................ Memphis, Tenn. F irs t N ational B ank......................................................... ........................M arshall, A rk. F irs t N ational Bank................ ...............................................................Memphis, Tenn. F irs t N ational B ank................. ........................................................................ Mena, Ark. G uaranty Bank & T ru st Co— ........................................................... Memphis, Tenn.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  30  R eport  of  B a n k C ommissioner  AUTHORIZED RESERVE AGENT BANKS FOR ARKANSAS STATE BANKS (Continued) Name. N ational City B ank........................................... Union & P lan te rs Bank & T ru st Co............ A m erican E xchange N ational B ank.......... A rkansas Bank & T ru st Co.................... ........ Bank of the M anhattan Co.......................... B ankers T ru st Co............................................. Canal Commercial T ru st & Savings Bank Chase N ational B ank...................................... Chemical N ational B ank.................................. E quitable T ru st Co..................... ..................... F irs t N ational B ank..................... ................... H anover N ational B ank...................... ........... H ibernia Bank & T ru st Co............................. Irving Bank-Columbia T ru st Co.................. M echanics & M etals N ational B ank........... N ational Bank of Com merce.................... . N ational City B ank........................................... N ational P a rk B ank.......................................... N ational Stock Y ards N ational B ank........... New Y ork T ru st Co..................... ................... Seaboard N ational B ank................... .............. Citizens B ank........................................ .............. M erchants & P lan te rs B ank.......................... P aragould T ru st Co................... ....................... Simmons N ational B ank..... ............................ N ational Bank of A rk a n sas............................ B oatm ans B ank.................................................. Broadw ay Savings T ru st Co........................ Commercial N ational Bank of Shreveport. C ontinental Bank & T ru st Co......................... F irs t N ational B ank.... .......................... ......... F irs t N ational B ank........................................ H olland B anking Co......................................... In tern atio n al Bank ............................................ L aF ayette-S outhside Bank of St. Louis..... L iberty C entral T ru st Co.................. ............ M ercantile T ru st Co......................................... M erchants LaClede N ational B ank............... M erchants N ational Bank................................ M ississippi V alley T ru st Co.......................... M issouri N ational B ank................................... N ational City B ank........................................... N ational Bank of Commerce........................ Southside T ru s t Co........................................... S tate N ational B ank.......................................... Union N ational B ank........................................ F irs t N ational B ank......................................... M erchants & P lan ters B ank......................... S tate N ational B ank......................................... T exarkana N ational B ank................................   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Location. ................... Memphis, Tenn. ................... M emphis, Tenn. ................... N ew Y ork City ......................N ew port, A rk. ................... N ew Y ork City ................... New Y ork C ity ............... New O rleans, La. ................... New Y ork City ................... N ew Y ork City ................... New Y ork City ......................N ew port, Ark. ................... New Y ork City ............... New O rleans, La. .................... New Y ork City ....................N ew Y ork City ....................New Y ork City ....................N ew Y ork City .................... 5iew Y ork City N ational Stock Y ards, 111. ....................New Y ork City ....................New Y ork City ..... ........... Pine Bluff, A rk. .................Pine B luff, A rk. ............. P aragould, A rk. ................. Pine B luff, A rk. ................ Pine Bluff, A rk. ................ .....St, Louis, Mo. ..................... St. Louis, Mo. ....................Shreveport, La. ....................Shreveport, La. ....... ........... Shreveport, La. .... .................St. Louis, Mo. ..................Springfield, Mo. ......................St. Louis, Mo. ...................... St. Louis, Mo. ......................St. Louis, Mo. ......................St. Louis, Mo. ......................St. Louis, Mo. ...... .- ......... St. Paul, Minn. ...................... St. Louis, Mo. ......................St. Louis, Mo. ...................... St. Louis, Mo. ......................St. Louis, Mo. ......................St. Louis, Mo. ......................St. Louis, Mo. .................... Springfield, Mo. .... .................... Tulsa, Okla. ................. T ex ark an a, A rk. ................. T ex ark an a, A rk. ..................T exarkana, Tex.  S tate  of  A rkansas  31  Statement of the Condition OF  A ll Banks, Trust Companies and Savings Banks Under Supervision of the State Bank Department   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  AT  Close of Business June 30, 1923  32  R eport  of  B a n k C ommissioner  COM PILED STA TEM EN T OF T H E 403 A RK A NSA S STA TE BA N K S AND TRU ST COM PANIES S tate Banks ................................................................. T ru st Com panies ................... P riv a te Banks .............................................................  345 55 3  T o ta l................................................................................ 403 A t the Close of Business June 30, 1923 RESOURCES Loans and discounts...................................................$85,254,621.27 Loans on real e s ta te .................................................. 21,220,692.63 Loans on cotton........................................................... 2,331,407.53 Loans on other com m odities..................... 484,613.81 C ustom ers’ liabilities account of acceptances and le tte rs of cred it.......................................... 152,049.00— $109,443,384.24 O verdrafts ....................................... U. S. securities.............................. Bonds to secure postal savings... Stock in F ederal Reserve Bank. O ther bonds and securities.......... F u rn itu re and fix tu res................. B anking house .............................. O ther real e s ta te .......................... Item s in tr a n s it.............................. Bills of exchange ........................ Due from non-reserve banks................................... $ 3,234,602.85 Cash item s ................................................................... 301,445.44 Due from reserve banks........................................... 20,896,796.60 Due from F ederal Reserve Bank.......................... 2,744,434.63 Checks on other banks........................................ 1,105,729.86 C urrency ...................................................................... 2,466,665.00 Gold ................................................................................ 241,797.00 Silver .............................................................................. 551,948.08— O ther resources Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  400,500.11 6,626,861.28 30,375.00 216,666.00 4,228,003.43 1,476,311.53 3,336,520.31 2,419,243.78 2,157,594.66 382,058.27  31,543,419.46 667,450.80 $162,928,388.87  S tate  of  A rkansas  L IA B IL IT IE S C apital stock ................... ..................................................................... Certified surplus .... ............................................................. ................ Undivided profits ................................... ............ ................................. Bills payable ..... ................................... ............. ................................ N otes rediscounted ............................. ................ ......................... ....... *Bills payable “ D eposits on which more th a n 4 per cent inter-  33  $ 16,717,925.00 6,395,794.81 2,728,530.13 4,613,399.65 2,544,087.48  ___j . • • 1 »> 2,482,282.85 est is ___ paid” ................................... ..... ..................... ......... ..... Savings accounts ......................... ......................... $18,556,818.50 Postal savings accounts.................................. 30,337.96 Trust funds ............................ ...... ......... ......... ....... 428,117.67 Dividends unpaid ........................................... 248,561.36 Individual deposits ........................ ........................ 59,555,561.55 Public funds ......... ......... ............... ..... ............... . 20,797,847.34 Due to non-reserve banks......................... ............ 8,927,256.66 33,631.99 Due to reserve banks................................................... Certificates of deposit, demand ..... .................. 4,352,936.56 Certificates of deposit, tim e.......................... ....... 14,225,634.66 Certificates of deposit, for money borrowed....... 408,630.49 Certified checks ....... 55,348.68 Cashier’s checks ................................. 960,044.19128,580,727.61  Bonds borrowed ...................... ....... Reserved fo r in te re st ....................... Reserved fo r taxes ................ ......... L etters of credit and acceptances. O ther liabilities ..... ................ ........... Total........................ ............ ................ This am ount not added in totals.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  440,532.52 124,991.76 88,945.67 157,815.60 535,638.64 $162,928,388.87  R eport  34  of  B a n k C ommissioner  ALICIA Lawrence County FARMERS BANK Charter No. 345.  Date of Charter, August 8, 1911.  O ff ic er s —P. H. Schwegman, President; J. G. Richardson, Vice-President; C. Bush, Cashier; Ralph  Bush, Assistant Cashier. D irectors — P. H. Schwegman, J. G. Richardson, E. T. Fife, J. W. Molseley, G. R. Bush, J. T,  Bottorff, Jno. M. Lester. STATEMENT OF JUNE 30. 1923 RESOU R C ES L oans and discounts ......................... $ 6 5 ,6 9 5 .3 5 Loans on real esta te ........................ 12 ,2 2 2 .0 0 O verdrafts ............................................... 635.48 2 ,6 9 6 .7 2 Other bonds and securities ............. Furniture and fixtures ................. 1 ,100.00 B ankin g house .................... 1,8 5 0 .0 0 Cash item s .............................................. 229.53 D ue from reserve banks ................. 1 3 ,614.99 C urrency .................................................. 1 ,3 6 1 .0 0 Gold ........................ 135.00 647.79 Silver ...................................................... T otal cash and E x ........$ 1 5 ,9 8 8 .3 1 Other resources ................................... 1 ,053.92 Total ..................................................... $1 0 1 ,2 4 1 .7 8  L IA B IL IT IE S Capital stock ........................................ $ Certified surplus ........................ -...... B ills payable ......................................... *B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’.............................. In d ivid u al deposits ........................... P u blic funds ...... C ertificates of deposit, tim e............ C ertificates of deposit, for m oney borrowed ............................................. C ash ier’s checks ................................... T otal dep osits .................$ 7 1 ,9 4 1 .7 8  1 0 ,000.00 2,3 0 0 .0 0 17,0 0 0 .0 0 1,505.00 4 2 ,9 6 9 .0 1 17,4 8 9 .9 6 9 ,803.03 1 ,505.00 174.78  T otal ..... ...............................................$ 1 0 1 ,2 4 1 .7 8  *This amount not added in totals.  Crawford County BANK OF ALMA  ALMA Charter No. 87. Date of Charter, March 12, 1902. O ffic er s —J. D. Byars, President; T. H. Renfroe, Vice-President; J. C. Alexander, Cashier; Reves  L. Bolling, Assistant Cashier. D irectors —J. D. Byars, T. H. Renfroe, L. S. Lewers, J. C. Alexander, W. L. Shull, S. N. Gregory.  STATEMENT OF JUNE 30, 1923 RESOURCES Loans and discounts .........................$ 1 0 5 ,2 2 1 .3 0 L oans on real esta te ........................ 3 2 ,6 9 5 .7 4 Loans on other com m odities ......... 2 5 ,0 0 0 .0 0 O verdrafts ............................................ 8 31.86 U. S. secu rities ..................... 1 0 ,4 3 9 .7 7 Furniture and fix tu res ...... 1.00 B ankin g house ..................................... 1 ,0 0 0 .0 0 Due from reserve banks —.............. 2 4 ,2 7 9 .5 6 Checks on other banks ................... 157.83 Currency .................................................. 6 ,0 8 6 .0 0 Gold ................................... 155.00 Silver ...... 1,0 7 2 .6 5 T otal cash and E x ........$ 3 1 ,7 5 1 .0 4 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$206,940.71  L IA B IL IT IE S Capital stock ..........................................$ 35,0 0 0 .0 0 Certified surplus ...... 2 0 ,0 0 0 .0 0 U ndivided profits ................................ 9,5 7 1 .1 0 N otes rediscounted ............................. 1 0 ,000.00 Individ ual deposits .................. 1 0 1 ,7 1 5 .3 6 P ublic funds .......................................... 555.31 Certificates of deposit, tim e............ 29,9 5 4 .1 2 C ash ier’s checks .................... 144.82 T otal deposits ............$ 1 3 2 ,3 6 9 .6 1  To t a l  .$206,940.71  S tate  of  A rkansas  35  ALMA Crawford County  COMMERCIAL BANK Charter No. 297.  Dale of Charter, January 3, 1910.  O ff ic er s —J. H. Cole, President; R. L. Liles, Vice-President; J. Fred Alexander, Cashier; W. D.  Patton, Assistant Cashier. D irectors —E. Bradley, C. M. Adams, J. PI. Cole, J. Fred Alexander, J. J. Cook, T. H. Kibler,  R. L. Liles.  STATEMENT OF JUNE 30, 1923  R ESOURCES Loans and discounts ........................ ! Loans on real estate ........................ O verdrafts ............................................... B anking house .................................. D ue from reserve banks ................... Currency ................................................. Gold ..................... .................................... S ilver ..... ................................ .................. T otal cash and E x ........$ 2 2 ,6 9 6 .9 3 Total  67,2 5 7 .5 9 19 ,7 1 6 .5 8 17.33 3,0 0 0 .0 0 2 1 ,4 3 5 .2 5 645.00 227.50 389.18 112,688.43  L IA B IL IT IE S Capital stock ....................................... .$ 25,000.00 4,750.00 Certified surplus .................................. U ndivided profits ............................... 1,142.87 Individ ual deposits .......... .................. 58,319.05 176.32 P ublic funds ......................................... Certificates of deposit, dem and___ 23,184.43 C ashier’s checks ................................ 115.76 T otal deposits .................$ 8 1 ,795.56 Total  $ 112,688.43  ALMYRA Arkansas County  RICE PLANTERS BANK Charter No. 512. Date of Charter, July 15, 1920.  O ffic er s —A. B. Banks,  President; I. M. Bennett, Vice-President; W. R. Alsobrook, Cashier; Thos. Ed. Scott, Assistant Cashier.  D irectors —A. B. Banks, I. M. Bennett, Van M. Howell, M. G. Bennett, W. H. Knoll, D. O. Cox,  H. D. Sebree. STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and discounts ........................ $ 4,3 6 3 .2 2 2 .250.00 Furniture and fixtures...................... B ankin g house .................... ...... ........... 1.250.00 Cash item s ............................................. 130.77 Due from reserve banks .................. 1 ,717.76 710.00 Currency ................................................. Gold '..................................... ............. 45.00 S ilv er .................... ................................... 526.28 Total cash and E x ......... $3 ,1 2 9 .8 1 Other resources .................................. 4 8 ,2 0 4 .6 6 Total.  .$ 5 9 ,1 9 7 .6 9  L IA B IL IT IE S Capital stock ........................................! Certified surplus .................................. B ills payable ........................................ Individual deposits .......................... P ublic funds ........................................ Certificates of deposit, tim e ......... C ashier’s checks ............................... T otal deposits ............$23,106.99 Other liab ilities .................................. Total.  2 0 ,000.00  2 ,000.00  14,000.00 11,944.60 2,970.25 7,000.16 1,191.98 90.70 59,197.69  ALPENA PASS Boone County  BANK OF ALPENA Charter No. 227.  O ff ic er s —E. H. Wymore, President;  Date of Charter, January 2, 1907.  J. S. Dalton, Vice-President; J. W. Paul, Cashier; J. E.  Paul, Assistant Cashier. D irectors —E. H. Wymore, J. E. Paul, J. W. Paul.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and discounts ......................... $ 31 ,8 4 6 .6 2 Loans and real estate ...................... 17,977.03 2 99.76 O verdrafts ............................................... 117.06 Other bonds and securities .......... . 2,0 8 6 .7 2 Furniture and fixtures ..... -.............. 2,0 9 4 .6 0 B anking house ..................................... 5,158.52 Other real estate ................................ 6.52 Cash item s ............................................ 10,801.68 D ue from reserve banks .............. . 1 ,870.00 Currency ................................................. S ilver .................... .................................... 229.88 Total cash and E x ........$ 1 2,908.08 Other resources .............................. ...... 1,514.43 Total.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 7 4 , 0 0 2 . 8 2  L IA B IL IT IE S Capital stock .......................................: Certified surplus .................................. Individ ual deposits ........................... P ublic funds ........................................ Certificates of deposit, tim e............. C ashier’s checks .................................. T otal deposits .............. $63,002.82  Total.  1 0 ,00 0. 00 1 ,000.00  34,470.35 416.40 2 8,022.07 94.00  7 4,002.82  R eport  36  B a n k C ommissioner  of  ALTHEIMER Jefferson County  BANK OF ALTHEIMER Charter No. 177.  D'ate of Charter, April 4, 1905.  O ffic er s —A. B. Banks, President; C. N. Lemon, Vice-President; C. K. Wheeler, Cashier;  Mrs. C. K. Wheeler, Assistant Cashier. D irectors —A. B. Banks, Van M. Howell, C. N. Lemon, E. L. Bowe, C. E. Spann, E. Sachs, C. K. Wheeler. STATEMENT OF JUNE 30, 1923  RESOU R C ES L oans and discounts ..........................$ 1 3 4 ,1 3 8 .0 4 L oans on real estate ......................... 5 1 ,2 5 1 .1 4 O verdrafts .............................................. 4 93.38 142.29 U . S. secu rities ........... Other bonds and secu rities ............ 1,944.23 Furniture and fixtures .................... 4,5 8 1 .0 0 B ankin g house ..................................... 1 0 ,0 0 0 .0 0 Cash item s .............................................. 4 05.00 D ue from reserve banks ................. 2 0 ,8 6 6 .7 5 Currency ................................................. 1 ,542.00 49 5.00 Gold ............................................................ Silver ................ 505.88 T otal cash and E x .......... $ 2 3 ,8 1 4 .6 3 Other resources .................................. 1 ,500.00 T otal  .$ 2 2 7 ,8 6 4 .7 1  L IA B IL IT IE S Capital stock ........................................! Certified surplus .................................. U ndivided profits ....................... ........ B ills payable ............................ ..... ...... Individ ual deposits ............................. P u blic funds ......................................... Certificates of deposit, tim e............ C ashier’s checks ................................... T otal deposits ............. $ 1 3 3 ,0 7 9 .0 7  T otal  2 5 .0 0 0 . 00 8 ,610.00 1,17 5 .6 4 6 0 .0 0 0 . 00 73,1 4 9 .9 0 4,0 8 0 .2 1 5 5,723.50 125.46  .$2 2 7 ,8 6 4 .7 1  ALTUS Franklin County  BANK OF ALTUS Charter No. 170.  Date of Charter, October 3, 1904.  O ff ic er s —M. C. Alexander, President; Jas. A. Cherry, Vice-President; Fred H. Burrow, Cashier;  Garland D. Nichols, Assistant Cashier. D irectors —M. C. Alexander, Fred H. Burrow, Jas. A. Cherry, Hugh Branson, Fr. Placidus Ochsle,  Geo. Raible, A. Buergler.  STATEMENT OF JUNE 30, 1923  R ESOURCES Loans and discounts ........................ $ 79 ,1 2 6 .8 8 Loans on real estate .............................. 20 ,0 0 0 .0 0 O verdrafts .............................................. 122.90 U . S. secu rities .................................. 2 00.30 Other bonds and secu rities ............ 780.29 B ankin g house .................................. 4 ,0 0 0 .0 0 D ue from reserve banks ................. 53,6 1 0 .6 3 Currency ............. 3,8 1 0 .0 0 Gold ............................................................ 9 80.00 Silver ......................................... 1 ,628.51 T otal cash and E x .......... $ 6 0 ,0 2 9 .1 4 T otal  .$ 1 6 4 ,2 5 9 .5 1  L IA B IL IT IE S Capital stock ................................... ...$ 25,0 0 0 .0 0 Certified surplus ................................. 5 ,0 0 0 .0 0 U ndivided profits ................................ 1 0 ,6 2 0 .8 6 7 5,820.77 Individ ual deposits ........ Public, funds ...... 5,500.00 Certificates of deposit, tim e........... 3 8 ,1 1 9 ,2 6 C ash ier’s checks .......................... 4,1 9 8 .6 2 T otal deposits .............. $ 1 2 3 ,6 3 8 .6 5  T otal  .$ 1 6 4 ,2 5 9 .5 1  AMITY Clark County  BANK OF AMITY  Charter No. 198. Date of Charter, November 30, 1905. O ff ic er s —W. C. Hays, President; G. W. Tolleson, Vice-President; W. H. Olds, Cashier; J. W. Thompson and W. T. Crabbe, Assistant Cashiers. D irectors —W. C. Hays, G. W. Tolleson, W. H. Olds, F. W. Murdock, W. W. Watson.  STATEMENT OF JUNE 30, 1923 R ESO U R C ES $ 2 6 3 ,4 4 3 .4 0 Loans and discounts ............... 6 0 ,0 0 0 .0 0 L oans on real esta te ............... 4 53.63 O verdrafts ...................................... 1 3 ,789.83 Other bonds and securities ... 1.4 4 0 .0 0 Furniture and fixtures ............. 2 .7 0 0 .0 0 B anking house ............................ 5 .0 3 3 .4 5 Other real estate ...................... 2 66.82 Item s in transit ......................... 4 1 4 .5 0 Cash item s ................................... . 5 1 ,4 6 3 .2 8 D ue from reserve hanks ....... 4 .1 5 9 .0 0 Currency ........................................ 2 42.50 Gold ........................ .................... 1 ,8 2 4 .8 4 S ilver ............................................. T otal cash and E x ........$ 5 8 ,1 0 4 .1 2 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 4 0 5 ,2 3 1 .2 5  L IA B IL IT IE S Capital stock ......................................... $ 2 5 ,0 0 0 .0 0 Certified surplus ...... 1 2 ,500.00 U ndivided profits ................................ 4 ,3 9 9 .6 8 Individ ual deposits ........................... 172 ,0 0 5 .4 6 P ublic funds .......................................... 28.16 Certificates of deposit, tim e............ 191,297.95T otal dep osits .............. $ 3 6 3 ,3 3 1 .5 7  Total  $405,231.25-  S tate  of  A rkansas  37  ARKADELPHIA Clark Countv ELKHORN BANK & TRUST COMPANY Charter No. 142.  Date ot Charter, September 28, 1903.  D irectors —J. S. Cargile, J. J. Hardin, J. W. Patterson, W. E. Barkman, A, P. Greene, R. H  man, Cashier; H. L. Petty and A. P. Greene, Assistant Cashiers. D irectors —J  S. Cargile, J. J. Hardin, J. W. Patterson, W. E. Barkman, A. P. Greene, R. H, Greene, Neill Sloan, Claude Philips, Dr. Chas. Wallis, Jno. T. Daniel, Judge D. Flanagin. STATEMENT OF JUNE 30. 1923  RESOURCES L oans and discou n ts.......................... .$ 4 1 7 ,916.96 Loans on real estate ........................ 185,0 7 1 .5 1 104.93 22 ,2 5 0 .0 0 U. S. securities ................................... 1,369.10 Other bonds and securities ........... 2 ,054.92 Furniture and fixtures ...... ............... Banking house ..................................... 8,3 4 0 .0 0 Other real estate .................................. 7,9 1 0 .5 6 Item s in transit ...... ............................ 80.00 73.56 D ue from reserve banks ................. 1 9 6 ,4 3 3 .9 6 1,670.96 15 ,6 2 1 .0 0 Gold ........................................................... 578.00 S ilv er ......................................................... 2 ,9 0 0 .6 5 T otal cash and E x ..... $ 2 1 7 ,2 7 8 .1 3 Other resources ..... 1,115.40 Total ....... ..................  $ 8 6 3 ,4 9 1 .5 1  L IA B IL IT IE S Capital stock ...................................... ...$ 1 2 9 ,5 0 0 .0 0 Certified surplus ................................. 30,000.00 U ndivided profits .................. 14,351.83 Savings accounts ................................ 399 ,1 6 4 .0 4 224,703.20 Individual deposits ........... Public funds ........................................ 26,024.75 Due to non-reserve banks .............. 26.45 Certificates of deposit, dem and.... 26,7 9 5 .7 6 Certificates of deposit, tim e......... 11,700.00 C ashier's checks ............. 1,225.48 T otal deposits .............. $689,639.68  T otal ................................... .................$863,4 9 1 .5 1  ARKADELPHIA Clark Countv MERCHANTS & PLANTERS BANK Charter No. 341.  Date of Charter, June 15, 1911.  O fficers —Jas. G. Clark, President; Dougald McMillan, Vice-President;  L. McFarland, Neill Ross, Assistant Cashiers.  R. J. Dougan, Cashier;  D irectors —Jas. G. Clark, Dougald McMillan, Jno. H. McMillan, Jno. B. Meador, Jno. B. Browne,  W. M. Moore, Jack Ross, R. J. Dougan, B. F. Condray, S. M. Crawford. STATEMENT OF JUNE 30. 1923 RESOURCES Loans and discounts ..........................$ 4 0 0 ,0 6 9 .5 3 Loans on real estate ........................ 78.000.00 O verdrafts .............. 261.37 1 .673.85 U. S. securities ........ Other bonds and securities ............ 1 2 ,982.14 Furniture and fixtures ............... 6 .714.00 B ankin g house ................. 18.000.00 Other real estate ........ 14,677.68 Item s in transit .............................. 1,008.97 Due from non-reserve ban ks......... 5 ,001.85 Cash item s .......................................... 3,0 1 9 .0 4 Due from reserve banks ................. 142,7 1 9 .6 9 Checks on other banks .................... 2,221.44 Currency -----------7 ,075.00 Gold .......... 472.50 S ilver .......... 3 ,0 1 4 .1 4 T otal cash and E x ..... $ 1 6 3 ,5 2 3 .6 6 Other resources _____ 65.97 Total .....................................................$ 6 9 6 ,9 7 7 .1 7 ■Tliis a m o u n t n ot a d d e d in to ta ls.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ........................................ $ 75,000.00 9,503.60 Certified surplus ...... U ndivided profits ................ 30,308.58 *B ills payable “'D eposits on w hich more than 4 per cent interest is p a id ’ ' _____ ______ 6,000.00 Savings accounts .......... 149.804.92 Individ ual deposits ............. 2 5 8,657.08 Public funds ........... 1 4 0 ,860.34 C ertificates of deposit, tim e........... 32,490.71 Certified checks .................................. 4.16 C ashier’s checks ________ 347.78 T otal deposits ..............$582,1 6 4 .9 9  Total  $696,977.17  R eport  38  of  B a n k C ommissioner  ARKANSAS CITY Desha County DESHA BANK & TRUST COMPANY Charter No. 132. Date of Charter, July 2, 1903. O ff ic er s —H. Thane, President; Joe Demarke, W. E. Thompson, Vice-Presidents; W. E. Thompson,  Cashier; J. H. Cotham, Mary Howard, Assistant Cashiers. D irectors —H. Thane, Joe Demarke, W. E. Thompson, G. W. Reese, H. S. Roby, W. M. Ogburn,  D. A. Gates. STATEMENT OF JUNE 30, 1923. RESOU R C ES Loans and discounts ......................f L oans on real estate ...................... O verdrafts .......................................... U. S. secu rities ................................ Stock in Federal R eserve B ank Other bonds and sec u r ities......... Furniture and fixtures ............... . B ankin g house .................................. Other real esta te ............................. Item s in tra n sit ............................. Cash item s ......................................... D ue from reserve ban k s.............. D ue from Federal R eserve Bank Currency ............................................. Silver .................................................... T otal cash & E x ........$ 5 7 ,3 5 3 .4 0 Other resources ............................... T otal  6 4 4 ,0 5 3 .0 3 3 9 8 ,7 1 3 .5 6 9 ,4 2 3 .1 5 4 9 ,3 5 0 .0 0 6.1 5 0 .0 0 101,3 9 5 .5 3 5,0 0 0 .0 0 3 0 ,0 0 0 .0 0 130 ,0 5 9 .1 0 75,15 16 ,1 6 5 .7 8 31 ,4 2 3 .4 3 5 ,002.03 3.8 5 4 .0 0 9 0 8 .1 6  L IA B IL IT IE S Capital stock .....................................: Certified surplus ................... ......... B ills payable ..................................... N otes rediscounted ........................ * B ills payable ‘ ‘D eposits on w hich more than 4 per cent in terest is p a id ’ ’........................ Savings accounts ..... ....................... Individ ual deposits ........................ P ublic funds ..................................... Certificates of deposit, tim e....... C ashier’s checks ............................. T otal dep osits ......... $ 8 3 9 ,4 4 0 .5 2 B onds borrowed ............................. R eserved for taxes ..... .................. Other lia b ilitie s ................................  1 0 4 .0 0 0 . 00 100 .000 .00 13 9 ,0 0 0 .0 0 1 9 3 ,8 3 3 .4 0 1 2 0 .3 8 4 .8 5 33.6 7 3 .0 0 1 9 0 ,6 3 3 .6 6 4 8 3 ,2 8 9 .3 5 1 3 0 .784.85 1 ,0 5 9 .6 6 4 9 .3 5 0 .0 0 2,38 0 .8 8 2 0 ,8 7 7 .4 5  17,305.33  .$ 1 ,4 4 8 ,8 8 2 .2 5  Total  .$ 1 ,4 4 8 ,8 8 2 .2 5  *This amount not added in totals.  ASHDOWN Little River County ARKANSAS STATE BANK Charter No. 453.  Date of Charter, May 9, 1916.  O ff ic er s —A. E. Waters, President; W. B. Prewitt, Vice-President; J. L. Martin, Cashier. D irectors —A. D. DuLaney, W. D. Waldrop, C. E. Johnson J. R. Pierce, F. M. Graves, W. B.  Prewitt, J. L. Martin, A. E. Waters. STATEMENT OF JUNE 30. 1923. RESOU R C ES L oans and discounts .........................$ 1 4 5 ,2 2 8 .6 6 Loans on real estate ........................ 60 ,8 5 0 .0 0 U . S. secu rities ................................... 3,7 5 0 .0 0 Other bonds and secu rities ............. 4 ,2 7 8 .2 4 Furniture and fixtures ................... 1 ,700.00 Other real esta te .............................. 4 .000.00 Item s in tran sit .................................. 1 ,220.49 Cash item s ............................................ 164.96 D ue from reserve banks ................. 18 ,3 9 5 .0 8 Checks on other banks ................... 681.35 Currency ................................................. 3 ,0 3 9 .0 0 Gold ...................................................... 235.00 Silver ....................... 41 7 .5 5 T otal cash and E x ....... $ 2 2 ,9 3 2 .9 4 Other resources .................................. 3.38 T otal .................................... ................$24 3 ,9 6 3 .7 1 * T h i s a m o u n t n o t a d d e d in t o t a ls .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ........................................$ Certified surplus ................................ U ndivided profits ................................ B ills payable ........................................ *B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’........................... Individ ual deposits ........................... P u blic funds .......................................... Certificates of deposit, dem and.... C ash ier’s checks ................................ T otal deposits .............. $ 1 3 9 ,5 5 2 .4 7 B onds borrowed ...................................  25,0 0 0 .0 0 1 2,500.00 8,2 1 1 .2 4 55,0 0 0 .0 0 4 ,0 0 0 .0 0 58,582.23 64.1 7 9 .2 4 16,387.33 403.67 3,7 0 0 .0 0  T o t a l .........................................................$ 2 4 3 , 9 6 3 . 7 1  S tate  of  39  A rkansas  ASH FLAT Sharp County  BANK OF ASH FLAT Charter No. 369.  Date of Charter, February 20, 1912.  O ff ic er s —R. E. Semple, President; J. M. Causbie, Vice-President; C. W. Wilson, Cashier; S. P.  Wilson, Assistant Cashier. D irectors —R. E. Semple, J. M. Causbie, W. T. McJunkins, J. P. Hardin, B. F. Ritchie, C. W.  Wilson.  STATEMENT OF JUNE 30, 1923.  R ESOURCES Loans and discounts .......... -............ f Loans on real estate ........................ O verdrafts ............................................... U. S. securities ................................... Other bonds and secu rities ......... Furniture and fixtures ................ . B anking H ouse ................................. Other real estate ............................... Cash item s ............... ............-............... D ue from reserve banks ........... . Checks on other banks ................... Currencv ................................................. Gold ........................- ...... ......................... Silver ........................................................ T otal cash and E x ........$ 1 9 ,7 8 6 .2 8 Other resources .................................. Total  1 7 ,678.40 1 1 ,550.38 2 62.27 300.00 150.00 1 ,600.00 350.00 700.00 334.87 1 7 ,783.50 63.48 997.00 3 02.50 304.93  L IA B IL IT IE S Capital stock .................... ................... • Certified surplus ................................. U ndivided profits ............................. Individ ual deposits ............................ P ublic funds ......................................... Certificates of deposit, tim e........... C ashier’s checks ............................... T otal deposits .................$45,194.01  5.000.00 1,500.00 689.32 37,513.68 2,124.86 5,376.50 178.97  6.00  $ 5 2 ,383.33  Total  52,383.33  ATKINS Pope County BANK OF ATKINS Charter No. 35.  Date of Charter, September 19, 1895.  O ff ic er s -—-J. M. Barker, President; Ira Darr, Vice-President; J. M. Barker, Jr., D. L. Barker,  C. A. Barker, Assistant Cashiers. D irectors —J. M. Barker, C. Bell, D. L. Jordan, C. A. Barker. Ira Darr, J. M. Barker, Jr., D. L.  Barker.  STATEMENT OF JUNE 30, 1923.  RESOURCES Loans and discounts ............ $ 2 5 8 ,0 2 5 .1 8 Loans on real estate ........................ 1 2 3,719.83 Overdrafts ........ 100.98 Other bonds and securities ...... 22 ,8 3 9 .3 8 Furniture and fixtures .................... 4 ,5 4 3 .2 7 Other real estate ................-............ . 4,2 0 5 .0 0 Due from reserve hanks ................. 8 5 ,227.51 Checks on other banks ................... 56.84 Currencv ......... 5,009.00 Gold '...................................... 1,805.00 S ilver .................. 702.68 T otal cash and E x ........$ 9 2 ,8 0 1 .0 3 Other resources ............... 363.06 T o ta l  $506,597.73  * T h is a m o u n t n ot a d d e d in to ta ls.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ..... _..... .......................... $ 50,000.00 Certified surplus ............................. . 50,000.00 U ndivided profits ........... ................... 3 6,187.38 *B ills payable ‘ ‘D eposits on w hich more than 4 per cent interest is p a id ’ ’........... ................. 47,7 8 7 .6 5 Individ ual deposits ............................. 247,480.23 P ublic funds ..................... .............. . 73,286.59 C ertificates of deposit, dem and...... 4 6,427.17 T otal deposits ..............$367,1 9 3 .9 9 R eserved for taxes ............................. 3 ,216.36  To t a l  $506,597.73  R eport  40  of  B a n k C ommissioner  ATKINS Pope County MERCHANTS & FARMERS BANK Charter No. 137.  Date of Charter, August 3, 1903.  O ffic er s —A. J. McCollum, President; W . A. Montgomery, Vice-President; O . H. McCollum, Cashier. D irectors —A. J. McCollum, W . A. Montgomery, O . H. McCollum.  STATEMENT OF JUNE 30. 1923. R ESO U R C ES L oans and discounts .........................$ 1 6 3 ,8 5 3 .6 1 L oans on real estate ........................ 12 ,3 5 2 .4 6 O verdrafts ............................................... 732.49 U . S. secu rities ..................................... 2 1 ,8 8 9 .9 0 Other bonds and secu rities ............ 152.85 1 ,850.00 Furniture and fixtures ...................... B ankin g house ..... .............................. 2 ,3 5 0 .0 0 D ue from reserve banks ................. 2 9 ,8 2 9 .2 2 Checks on other banks ...... 6 77.10 Currency .................................................. 11,0 0 0 .0 0 1,0 7 2 .5 0 Gold ............. Silver ..................... 6 36.36 T otal cash and E x ........$ 4 3 ,2 1 5 .1 8  L IA B IL IT IE S Capital stock .................... ....................$ 1 0 ,000.00 Certified surplus ................................... 1 0,000.00 U ndivided profits ................................ 1 3 ,941.31 Individ ual deposits ............. 1 2 3 ,4 4 7 .8 5 P ublic funds ............................. 6,500.33 C ertificates of deposit, tim e........... 82,4 3 5 .0 0 C ashier’s checks ............................. 22.00 T otal deposits ......... ....$ 2 1 2 ,4 0 5 .1 8  T otal ..................................................... $ 2 4 6 ,3 4 6 .4 9  T otal .......... .............. ..........................$ 2 4 6 ,3 4 6 ,4 9  AUGUSTA Woodruff County BANK OF AUGUSTA & TRUST COMPANY Charter No. 24. O ffic er s —J. F. Summers, President;  E. E. Blalock, Assistant Cashier.  Date of Charter, February 7, 1891. T. E, Stanley, Vice-President; A. H. Hamilton, Cashier;  D irectors —J. F. Summers, T. E. Stanley, A. H. Hamilton, C. S. Airheart, J. H. Dale, C. C.  Heckart, J. H. Snapp, W. C. Berry, W. M. Sale, J. H. Stanley. STATEMENT OF JUNE 30, 1923. R ESOURCES L oans and discounts ....... $ 1 6 1 ,4 0 6 .0 4 L oans on real estate ........................ 7 9 ,520.03 Loans on cotton ....................... 4 0 .0 0 0 .0 0 IT. S. secu rities ...... 2 5 ,0 0 0 .0 0 Other bonds and secu rities ............ 5 ,776.20 Furniture and fixtures ...................... 4 ,0 0 0 .0 0 B anking house ..................................... 7,500.00 Other real estate ............................ 1 ,150.00 D ue from non-reserve ban k s.......... 2 0 ,2 3 8 .8 4 Cash item s ............................................. 4 8 3 .1 5 Due from reserve banks .............. 1 5 5 ,8 2 3 .2 2 Checks on other banks ................... 146.42 Currency ................................................. 8,5 1 6 .0 0 Gold ' ...................... 700.00 Silver ........................................................ 1 ,697.69 T otal cash and E x __ $ 1 8 7 ,6 0 5 .3 2 Other resources ................................... 2,5 0 0 .0 0  L IA B IL IT IE S Capital stock ...................................._..$ 5 0,000.00 Certified surplus ...... 25,0 0 0 .0 0 U ndivided profits ................................. 9,3 2 0 .7 5 T rust funds ..... .................................... 1,200.00 Individ ual deposits ........................... 2 0 0 ,5 9 8 .3 1 P u blic funds ___ 1 8 5 ,623.42 Certificates of deposit, tim e.......... 4 2 ,7 1 5 .1 1 T otal deposits .......... ...$ 4 3 0 ,1 3 6 .8 4  T o t a l .........................................................$ 5 1 4 , 4 5 7 . 5 9  T o t a l .........................................................$ 5 1 4 , 4 5 7 . 5 9   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  S tate  of  41  A rkansas  AUGUSTA Woodruff County  WOODRUFF COUNTY BANK Charter No. 63.  Date of Charter, November 15, 1900.  O ff ic er s —T. E. Bonner, President; R. T. Harville, Vice-President; J. C. McDonald, Cashier. D irectors —T. E. Bonner, J. C. McDonald, C. L. Adamson, R. T. Harville, W. N. Gregory.  STATEMENT OF JUNE 30, 1923. RESOURCES Loans and discounts ........................-$115,641.00 Loans on real estate ....... 18 ,2 0 1 .4 4 Overdrafts ........... 106.15 U . S. securities ................................... 116,800.00 Other bonds and securities .......... 12,0 0 0 .0 0 Furniture and fixtures ...... 1,257.50 Banking- house ___ ... ...................... 3 ,000.00 1 ,025.26 Item s in transit .................................. Cash item s ............................................. 3 31.76 D ue from reserve ban ks................... 9 9 ,1 4 9 .6 1 Currency ....... 10,685.00 Gold ...; — ................................................ 557.50 S ilv er .............................. 1,827.09 T otal cash and E x .....$ 1 1 2 ,5 5 0 .9 6 T otal . ............................... ................. $ 3 8 0 ,5 8 2 .3 1  L IA B IL IT IE S Capital stock .......... ............................$ 40.000.00 Certified surplus ..... .............. ............. 40,000.00 6,203.12 U ndivided profits ................ Individ ual deposits .......................... 2 6 8 ,455.91 Public funds ........... ......................- ... 17,256.67 Certificates of deposit, tim e.......... 8,666.61 T otal deposits .............. $ 2 9 4,379.19  T otal ......................................... ...........$ 380,582.31  BALD KNOB White County  BALD KNOB STATE BANK Charter No. 171.  Date of Charter, November 14, 1904.  O ff ic er s —T. J. Campbell, President; E. R. Wynn, Cashier; Geo. W. Lamar, T. W. Leggett, Assist­  ant Cashiers.  D irectors —T. J. Campbell, J. Collison, J. W. Coombe, W. H. Davison, B. J. Parham, E. R. Wynn.  STATEMENT OF JUNE 30. 1923. RESOURCES Loans and discounts ....................... $ 1 0 0 ,6 7 2 .1 4 Loans on real estate ....................... 6 4 ,124.40 Other bonds and secu rities .......... 241.25 Furniture and fixtures .................. 2,0 0 0 .0 0 B ankin g house ....................... 3 ,680.00 Item s in transit ..................... ....... . 1,291.88 Due from reserve banks ____ ____ 77,403.70 4,5 5 0 .0 0 Currenev _______________ _____ _ . Gold ............ 665.00 S ilver ........... 2 ,836.13 T otal cash and E x ...........$85 ,4 5 4 .8 3 Total ............................ .  ..... ........ $ 2 5 7 ,4 6 4 .5 0  L IA B IL IT IE S Capital stock ....................................... $ Certified surplus ................................... U ndivided profits ....... T rust funds ....... Individual deposits ....... Public funds ........... C ertificates of deposit, tim e........... C ashier’s checks ...... T otal deposits ____ $223,1 2 0 .2 6  15.000.00 18,000.00 1.344.24 326.16 155,010.31 31,154.90 34,190.81 2,438.08  T otal ............................................... . ..$257,464.50  BANKS Bradley County  BANK OF BANKS  Charter No. 502. Date of Charter, December 27, 1919. Off ic e r s —A. B. Banks, President: R. M. Childs, Vice-President; Lewis K. Taylor, Cashier. D irectors - -A. B. Banks, R. M. Childs, Lewis K. Taylor, D. P. Bratton, J. W. McCann. STATEMENT OF JUNE 30, 1923. RESOURCES L oans and discounts ______ ____ $ 21 ,2 7 1 .3 8 L oans on real estate ___________ 1 8 ,871.16 Loans on cotton ........................ ........ 300.00 562.02 Overdrafts ......... U. S. securities _______________ _ 43.50 Other bonds and securities _____ 689.99 Furniture and fixtures .................... 2 ,500.00 B anking house ................................ 2,5 0 0 .0 0 D ue from reserve banks ........... 2,4 5 1 .8 0 Currency .......... 2,4 3 7 .0 0 Gold ...... .............................. ................. . 232.50 Silver _________ 833.56 T otal cash and E x ..........$5 ,9 5 4 .8 6 Other resources ____________ 536.20 Total ..... . ...... . ..................... ...........$ 53,2 2 9 .1 1 -’T h is am o u nt not a d d e d in to ta ls.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock .......... ............ ...............$ 10,000.00 Certified surplus ....................... 1,350.00 B ills payable ............. 7.500.00 *B ills payable " D ep o sits on which more than 4 per cent interest is p a id " .......................... 1,400.00 Savings accounts ....... 6 ,144.74 Individual deposits ............... 22,558.82 P ublic funds '........ 3,757.08 Due to non-reserve banks ........... 750.00 C ertificates of deposit, tim e........... 671,76 C ashier's checks ....................... 496.71 T otal deposits .................$ 3 4 ,379.11 Total  $ 53.229.11  R eport  42  of  B a n k C ommissioner  BATESVILLE Independence County CITIZENS BANK & TRUST COMPANY Charter No. 304.  Date of Charter, March 30, 1910.  O ffic er s —W. P. Jones, President; Chas. W. Barnett, Vice-President;  Ben Jernigan, Assistant Cashier.  H. M. Kennedy, Cashier;  D irectors —W. P. Jones, I. N. Barnett, C. F. Cole, J. E. Sherrill, J. M. Gray, L. F. Reeder,  C.  W. Barnett, L. B. Poindexter.  STATEMENT OF JUNE 30, 1923. R ESOURCES Loans and discounts .........................$ 3 6 0 ,6 8 5 .6 7 Loans on real estate ........................ 6 2 ,9 4 6 .0 7 O verdrafts ............................................... 1,150.31 U . S. secu rities .................................. 4 7 ,7 8 8 .3 0 Stock in Federal R eserve B ank.... 2 ,1 0 0 .0 0 Other bonds and secu rities ............ 3 0 ,7 5 5 .0 6 Furniture and fixtures ................... 8,0 6 0 .7 3 B ankin g house ............................... 1,8 9 5 .0 6 31.70 Item s in tra n sit .................................. Cash item s .............................................. 158.52 D ue from reserve banks .............. 1 1 1 ,2 1 1 .7 9 D ue from Federal R eserve B ank 2 9 ,4 6 8 .8 4 Checks on other banks ................... 1,4 2 5 .6 6 Currency ............................. 10,9 0 6 .0 0 Gold ........................................................... 1,750.00 S ilver ....................... 2,5 4 8 .1 8 T otal cash and E x __ $ 1 5 7 ,4 6 8 .9 9 .$ 6 7 2 ,8 8 1 .8 9  T otal  L IA B IL IT IE S Capital stock ..... ............................... A i 50,0 0 0 .0 0 Certified surplus ................................. 2 0 , 0 00.00 U ndivided p rofits ............................. 4 ,3 1 1 .9 0 B ills payable ...................................... . 1 8,000.00 Savin gs accounts ................................ 69,1 3 9 .0 6 T rust funds ........................................... 7,082.53 D ividends unpaid ............................... 2,5 0 0 .0 0 Individ ual deposits ............................ 2 2 1 ,2 8 8 .2 0 P ublic funds ......................................... 1 3 7 ,047.53 D ue to non-reserve ban k s................. •56,239.81 Certificates of deposit, tim e............ 52,782.73 C ash ier’s checks ................................. 8,9 5 0 .5 9 T otal deposits ..............$ 5 5 5 ,0 3 0 .4 5 B onds borrowed .............. .................... 2 4 ,2 5 0 .0 0 R eserved for taxes ............................. 1 ,00 0. 00 Other lia b ilitie s .................................. 2 8 8.74 Total  $ 6 7 2 ,8 8 1 .8 9  BATESVILLE Independence County UNION BANK & TRUST COMPANY Charter No. 329. Date of Charter, January 6, 1911. O ff ic er s —D. D. Adams, President;  S. M. Casey. J. C. l'itzhugh, J. C. Hail, Vice-Presidents; C. D. Metcalf, Cashier; E. A. Hodges, J. H. kennard, M. S. Kennard, D. E. Wiles, Assistant Cashiers.  D irectors — D . D . Adams, S. M. Casey, J. C. Hail, C. D . Metcalf, C. W. Maxfield, C. C. Fitzhugh,  J.  W. Glenn, M. Stokes, J. C. Fitzhugh. STATEMENT OF JUNE 30. 1923.  RESOU R C ES Loans and discounts ........................... $ 4 6 3 ,7 9 8 .5 2 L oans on real estate ........................... 2 7 ,8 6 9 .4 2 O verdrafts ............................................... 3 51.96 U . S. secu rities ...... 2 1 4 ,7 0 0 .0 0 Stock in F ederal R eserve B ank.... 3 ,5 5 0 .0 0 Other bonds and secu rities ...... 3 9 ,8 5 4 .3 6 F u rn iture and fixtures ................... 7,9 0 0 .0 0 Other real estate ............... 760.28 Item s in transit .................... ,.......... 4 ,1 0 4 .6 3 Cash item s ......................................... 1 ,250.80 D ue from reserve banks ................... 9 1 ,4 3 5 .9 8 D ue from Federal R eserve B ank 3 1 ,0 2 0 .5 6 Checks on other banks ................... 81 6 .1 7 Currency ...... 5,9 7 0 .0 0 Gold ............................................ 186.00 Silver .......................................... 1 ,7 9 3 .7 4 T otal cash and E x ..... $ 1 3 2 ,4 7 3 .2 5 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $ 8 9 5 ,3 6 2 .4 2  L IA B IL IT IE S Capital stock ........................................ $ 1 0 0 ,0 0 0 .0 0 Certified surplus .......................... 1 7,500.00 U ndivided profits .............................. 6 ,000.81 Savings accounts ............. 114 ,6 9 9 .7 3 D ividend s unpaid ................................ 50.00 Individ ual deposits ........................ 2 0 5 ,1 7 8 .9 2 P ublic funds ........................................... 3 0 ,6 5 3 .4 6 Due to non-reserve b an k s................. 2 1 1 ,9 1 6 .4 9 C ertificates of deposit, tim e..... ...... 109 ,9 7 8 .5 3 C ashier’s cheeks ............................... 3,6 8 0 .9 5 T otal deposits .............. $67 6 ,1 5 8 .0 8 Bonds borrow ed ...... 9 5 ,7 0 0 .0 0 Other lia b ilities ............. 3.53  Total  .$ 8 9 5 ,3 6 2 .4 2  S tate  of  A rkansas  43  BAUXITE Saline County BANK OF BAUXITE Charter No, 224.  Date of Charter, December 4, 1906.  O ffic er s —A. B. Banks, President; John E. Parsons, Vice-President;  S. H. Pace, Cashier; Lois  Bryant, Assistant Cashier. D irectors —A. B. Banks, John E. Parsons, C. C. Brazil, J. F. Gibbons, Vann M. Howell.  STATEMENT OF JUNE 30, 1923. R ESOURCES .$ 93 ,0 0 2 .7 0 Loans and discounts .................. 24 ,0 4 1 .9 8 Loans on real estate ................. 720.84 Overdrafts ...................................... 5 ,542.78 Other bonds and secu rities ... 3 ,505.90 Furniture and fixtures ............ 2.7 0 0 .0 0 B anking house ............................. 1.634.00 Other real estate ....................... 895.98 Cash item s ...... ........................... 22 ,7 4 4 .5 0 D ue from reserve banks ........ 2.6 7 1 .0 0 Currency ........................................ 390.00 Gold ........... ...................................... 649.34 S ilver ......................................... . T otal cash and E x ........$ 2 7 ,3 5 0 .8 2 Total  $ 1 5 8 ,4 9 9 .0 2  L IA B IL IT IE S Capital stock ..... .................................. ! Certified surplus .................................. U ndivided profits ............................... Savings accounts ................................ Individual deposits .......... .............. . P ublic funds ..................................... Certificates of deposit, demand.... C ashier's checks ............................... T otal deposits .............. $ 135,026.18  2 0 ,000.00  2 , 200.00  1,272.84 24,905.43 4 7.157.62 22,028.88 4 0,633.56 300.69  $158,4 9 9 .0 2  Total  BAY Craighead County FARMERS BANK OF BAY Charter No. 469.  Date of Charter, November 5, 1917.  O ffic er s —C. J. Perry, President; O. V. Smith, Vice-President; A. B. Lane, Cashier. D irectors —C. J. Perry, O. V. Smith, S. T. Ray, J. W. Kitterman, W. C. Holt.  STATEMENT OF JUNE 30, 1923. R ESOURCES Loans and discounts ....................... $ 67 ,5 6 3 .3 7 6 .738.00 Loans on real estate ................ ....... 165.32 Overdrafts ............................................... 2 ,788.83 Other bonds and securities ......... 2 ,4 2 5 .4 6 Furniture and fixtures ................... 2.071.63 B anking house ...... ............................. 5 .233.14 Due from reserve banks ................ 1 .724.00 Currency .......................................... ...... 30.00 Gold ..... ....................................... Silver .................................... ....... ..... . 4 16.52 T otal cash and E x .............$7 ,4 0 3 .6 6 993.23 Other resources ......... ........................ Total  .$ 9 0 ,1 4 9 .5 0  L IA B IL IT IE S Capital stock ............... ..........................$ Certified surplus ...... ........................ B ills payable ....................................... Individ ual deposits ............... ........... Public funds ............................... .......... Certificates of deposit, tim e......... T otal deposits ..... .........$ 5 6 ,349.50  Total  1 5 .0 0 0 . 00 3,800.00 1 5 .0 0 0 . 00 31,619.02 5,336.18 19,394.30  .$ 90,149.50  BEARDEN Ouachita County FARMERS & MERCHANTS BANK Charter No. 400. Date of Charter, January 17, 1913. O ffic er s —W. C. Ribenack, President; W. M. Gatling, Jr., W. O . J. Gatling,A. Presidents; E. S. Rodman, Cashier; Harry C. Erwin, Assistant Cashier.  F.Jordan,Vice-  D irectors —E. J.  HughH.Henry,  Byrd, W. H Dickenson, W. M. Gatling, Jr., W. A. F. Jordan, J. W. Mitchell, W. C. Ribenack, T. A. Sloan.  O. J. Gatling,  STATEMENT OF JUNE 30, 1923. RESOU R C ES Loans and discounts ........................$ Loans on real estate ................... . . Overdrafts ............................................... B onds to secure postal savings.... Other bonds and securities ............ Furniture and fixtures ................... B ankin g house ..................................... Cash item s ............. ................ ......... . D ue from reserve ban k s................ Currency ........... ......... ........................... Gold ........................................ . Silver ...... ............................................ T otal cash and E x ____$ 5 5 ,6 1 0 .4 0 Tot al   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  2 0 8 .2 3 1 .9 9 3 3 .500.00 1.830.82 1, 0 0 0 .0 0 -  4.4 9 7 .8 2 1 ,800.00 5,0 0 0 .0 0 100.50 3 4 ,201.79 1 9 .658.00 700.00 950.11  .$311,471.03  L IA B IL IT IE S Capital stock ......................................... $ 2 0 .0 0 0 . 0 0 5.500.00 Certified surplus ..... ........ ............. U ndivided profits _____ ___________ 1.414.69 D ividends unpaid ........................ ....... 769.65 Individual deposits .......................... 1 7 0 ,066.04 Public funds ..................... .................. 685.41 Certificates of deposit, tim e........... 111,526.07 C ashier's checks ______ _________ 1.509.17 T otal deposits ..............$2 8 4 ,5 5 6 .3 4  Tot al  .$31 1 ,4 7 1 .0 3  44  R eport  of  B a n k C ommissioner  BEEBE White County  CITIZENS BANK Charter No. 465.  Date of Charter, June 21, 1917.  O ffic er s —E. H. Abington, President; B. F. Lewis, Vice-President; Hagan Shive, Cashier;  Miss Fannie Rainey, Assistant Cashier. D irectors —E. H. Abington, W. H. Abington, J. R. Sloan, H. M. Dodds, Jno. P. Williams, T. S. Dabney. STATEMENT OF JUNE 30, 1923.  RESOU R C ES L oans and discounts ...........................S 73 ,9 6 2 .3 3 L oans on real estate ........................ 59 ,4 3 2 .6 1 O verdrafts ............................................... 99.99 U . S. secu rities .................................. 11 ,8 5 0 .0 0 Other bonds and secu rities ......... 3 ,1 3 9 .4 5 Furniture and fixtures ...................... 1.0 7 0 .0 0 B ankin g house ..... ............................... 2 , 000.00 Item s in transit .................................. 14.80 Cash item s ............................................ 72.69 D ue from reserve banks ................. 9 ,2 4 0 .7 4 Checks on other banks ................... 78.10 Currency ................................................. 2 .6 9 6 .0 0 Gold ..... ................................. ................... 287.50 S ilver ......... ............................ ................. 3,3 4 4 .5 9 T otal cash and E x ........$ 1 5 ,7 1 9 .6 2 25.00 Other resources ......................... ........ T otal  .$ 1 6 7 ,3 1 3 .8 0  L IA B IL IT IE S Capital stock .............. .........................: 2 5 .0 0 0 . 00 Certified surplus ................................... 3 ,500.00 U ndivided profits ................................ 285.25 B ills payable ........................................ 2 0 . 0 0 0 . 00 Individ ual deposits .......................... 8 1 ,2 7 8 .4 6 P u blic funds ......................................... 14,0 5 3 .9 4 C ertificates of deposit, tim e............ 22,3 9 5 .0 9 C ashier’s checks ....................... ........ 2 3 7.24 T otal deposits _____ $ 1 1 7 ,9 6 4 .7 3 R eserved for taxes ....................... . 563.82  T otal  .$ 1 67,313.80  BEEBE White County  WHITE COUNTY BANK  Charter No. 533. Date of Charter, November 2, 1922. O ffic er s —J. E. Lightle, President; Hugh Garrett, Vice-President; C. B. Garlington, Cashier. D irectors —J. E. Lightle, Hugh Garrett, A. G. Rogers, A. R. Merritt, F. R. Staggs.  STATEMENT OF JUNE 30, 1923. RESOU R C ES L oans and discounts ........................ ! L oans on real esta te ........................ U . S. secu rities .................................. Furniture and fixtures ...................... Item s in tra n sit .................................. D ue from non-reserve banks ___ D ue from reserve banks ..... ........... Checks on other banks ..... ....... ...... C urrency ................................................. Gold .......................................................... Silver ..... .............. ................................... T otal cash and E x ........$ 4 2 ,0 1 9 .5 4 Other resources .................................. T otal  2 2 ,2 0 0 .7 9 7 ,635.10 1.3 0 0 .0 0 700.00 20.00  3 0 ,8 6 5 .3 5 8,7 7 2 .4 1 128.03 1.6 4 9 .0 0 25.00 5 79.75  L IA B IL IT IE S Capital stock ..................................... —! Certified surplus ................................. U ndivided profits ................................ Individ ual deposits ............................. P u blic funds ....................................... Certificates of deposit, tim e........... C ash ier’s checks .................................. T otal dep osits ..... ........ $ 5 7 ,5 9 0 .4 4  1 5 ,000.00 1 ,600.00 81.65 4 4 ,7 5 9 .5 0 3 ,000.00 8,9 7 4 .7 0 856.24  39 6 .6 6 74 ,2 7 2 .0 9  T otal  74,272.09  BELLEVILLE Yell County  BELLEVILLE BANK  Charter No. 176. Date of Charter, January 6, 1905. O ffic er s —J. W. Wilson, President; W. H. Crownover, Vice-President; R. A. White, Cashier. D irectors —J. W. Wilson, J. P. Norman, W. H. Crownover.  STATEMENT OF JUNE 30, 1923. RESOU R C ES L oans and discounts ...........................f L oans on real esta te ........................ O verdrafts ............................................. Other bonds and securities ............ Furniture and fixtures ...................... Other real estate ................................ Cash item s ............................................ D ue from reserve hanks ................. Currency .............. .................. -............... Gold ...........................-............................... S ilver ........................................................ T otal cash and E x ..........$ 8 ,3 9 4 .5 5 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  2 7 ,9 7 9 .2 1 6 ,988.23 22 1 .2 6 5 ,356.42 1 .690.00 2 ,0 0 0 .0 0  26 7 .6 7 4 ,6 2 7 .9 4 2.5 0 8 .0 0 40.00 95 0 .9 4  .$ 5 2 , 6 3 8 . 6 7  L IA B IL IT IE S Capital stock ....................................... $ 1 0 , 000.00 Certified surplus .......... ...................... 1 , 000.00 .U ndivided profits ............... ........ ....... 4,4 3 5 .5 5 Individ ual deposits ........................... 32,7 7 4 .0 1 2 ,130.48 P u blic funds .......................................... Certificates of deposit, tim e_____ 1 ,408.08 C ashier’s checks .................................. 860.55 T otal deposits .................$ 37 ,1 7 3 .1 2 30.00 Other lia b ilitie s .............. ............. ......  Total  .$ 5 2 , 6 3 8 . 6 7  S tate  of  A rkansas  45  BENTON Saline County BENTON BANK & TRUST COMPANY Charter No. 529.  Date of Charter, February 18, 1922.  O ff ic er s —A. B. Banks. President; John E. Parsons, Oriando Hayes, Vice-Presidents;  Robert F.  Lambeth, Cashier; H. H. Thompson, Assistant Cashier. D irectors — A. B. Banks, Jno. E. Parsons, Orlando Hayes, Robt. F. Lambeth, W. D. Brouse, W. E.  Carson, J. O. Lokey, G. A. Smith, C. D. Hyten. STATEMENT OF JUNE 30, 1923. R ESOURCES Loans and discou n ts........................... $ 1 8 7 ,5 3 1 .5 4 Loans on real estate ................. 25 ,6 7 4 .9 5 1 ,000.00 U. S. securities ......................... B onds to secure postal savin gs.... 4 ,0 0 0 .0 0 Other bonds and securities ..... . 8 ,290.32 Furniture and fixtures ........-........ . 4 ,5 7 0 .8 5 1 2 ,500.00 B anking house ................ Other real estate ........... .................. 5 ,711.25 Cash item s ________ 96.96 Due from reserve b a n k s................ 84 ,2 7 3 .7 6 Checks on other banks ................... 9 76.11 3,4 0 1 .0 0 Currency ............................ Gold ........ ..................................... ........... 225.00 S ilver _____ 2,2 6 7 .5 3 T otal cash and E x ..... $ 9 1 ,2 4 0 .3 6 $ 3 4 0 ,5 1 9 .2 7  Total  L IA B IL IT IE S Capital stock ............................... ..........S 50,000.00 5,500.00 Certified surplus ................................ 415.47 U ndivided profits ----------- ---- ------Savings accounts ______________ -. 2 2 ,632.11 3 ,442.15 P ostal savings accounts ................... Individ ual deposits ........................... 114,287.17 55,287.79 P ublic funds ...................... ........... . C ertificates of deposit, tim e ......... 83,174.37 34.61 Certified checks ------ ----- —............. 752.48 C ashier's checks ............................... T otal deposits _____ $279,610.68 4,993.12 Other lia b ilities .......... ................. ......  Total  .$340,519.27  BENTONVILLE Benton County FIRST STATE BANK Charter No. 286.  Date of Charter, September 10, 1909.  O ff ic er s —J. R. Rice, President; D. R. Dickson, Vice-President; E. R. Berry, Cashier. D irectors —J. R. Rice, E. R. Berry, W. E. Jackson, E. C. Pickens, D. R. Dicksorf, D. W. Peel.  STATEMENT OF JUNE 30, 1923. R ESOURCES Loans and discounts ........................ $ 52,278.43 Loans on real estate ........................ 9,4 0 0 .0 0 Overdrafts ....... 99.67 U. S. securities ..................................... 7,800.00 Other bonds and secu rities ............ 5,4 6 1 .5 5 Due from reserve banks ................. 3 1 0 ,9 5 6 .3 3 Checks on other banks ...................... 61.94 Currency ...................... 1 ,685.00 Gold ......................................... 95.00 Silver ......................................... 801.86 T otal cash and E x __ $ 3 1 3 ,6 0 0 .1 3 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$388,639.78  L IA B IL IT IE S Capital stock ....................................... $ 10,000.00 Certified surplus .................................. 2,000.00 U ndivided profits ............................. 2 ,654.85 Individ ual deposits ........................... 22,743.09 Public funds ................................... 33 6 ,4 0 3 .0 8 Certificates of deposit, tim e......... 14,838.76 T otal deposits .............. $3 7 3 ,9 8 4 .9 3  Total  .$388 ,6 3 9 .7 8  R eport  46  of  B a n k C ommissioner  BERRYVILLE Carroll County PEOPLES BANK Charter No. 159.  Date of Charter, June 22, 1904.  O ff ic er s —J. E. Reynolds, President; C. D. Wall, Vice-President; Ras Stamps, Cashier; J. E. Gray­  son, Assistant Cashier.  D irectors —A. S. Bobo, R. D. Boatright. W. J. Bunch, J. B. Brown.  STATEMENT OF JUNE 30. 1923. RESOU R C ES Loans and discounts ....................... .$ 1 0 5 ,4 5 4 .5 9 Loans on real esta te ........................ 19 ,3 0 0 .0 0 O verdrafts ............ 6 6 .16 1 1 ,000.00 U. S. secu rities ............ Other bonds and secu rities ........ 6,5 1 1 .8 0 Furniture and fixtures ................... 2 ,7 7 0 .0 0 B anking house ...... 3,3 0 0 .0 0 O ther real estate ................................ 2 ,5 0 0 .0 0 Cash item s ............................................... 7.70 Due from reserve banks ................. 4 5 ,3 0 6 .5 0 286.12 C hecks on other banks ................... Currency .......... 8 ,350.00 Gold ............................................................ 9 75.00 S ilv er ......................................................... 1,4 5 8 .8 7 T ota l cash and E x ........$ 5 6 ,3 8 4 .1 9 T otal  .$ 2 0 7 ,2 8 6 .7 4  L IA B IL IT IE S Capital stock .................................... ..$ Certified surplus ...... U ndivided profits ............... *B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’.......................... Individ ual deposits ........................... P ublic funds ............ C ertificates of deposit, tim e............ T otal deposits .............. $ 1 7 7 ,8 5 3 .9 8  T otal  25,0 0 0 .0 0 4 ,0 0 0 .0 0 4 3 2 .7 6 4 1 ,5 8 4 .5 7 86,3 4 8 .2 7 6 2 ,8 1 8 .1 0 2 8 ,6 8 7 .6 1  .$2 0 7 ,2 8 6 .7 4  *T his amount not added in totals.  BIGGERS Randolph County BANK OF BIGGERS Charter No. 145. O  Date of Charter, October 31, 1903.  ff ic er s —Tom  Bigger, President; J. S. Riley and S. F. Harrison, Vice-Presidents; E. C. Whitting­ ton, Cashier; Harry Whittington, Assistant Cashier.  D irectors —Tom Bigger, J. S. Riley, S. F. Harrison, Harry Hite, A. M. Dunn.  STATEMENT OF JUNE 30, 1923. RESOU R C ES L oans and discounts ..........................i L oans on real estate ........................... O ther bonds and sec u r ities.............. Furniture and fixtu res........................ B ankin g house ..................................... D ue from non-reserve ban ks............ Cash item s ................................ ........... D u e from reserve b a n k s.................. Currency ................................................. Gold ........................................................... S ilv er .................... .................................... Cash and sight E x ...... .$ 1 4 ,8 9 7 .0 8 O ther resources .................................. Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  6 9 ,2 6 7 .7 4 500.00 5 ,1 9 6 .4 7 8 00.00 2 , 0 0 0 .0 0  2 .9 4 3 .0 0 2 11.95 9 ,6 1 9 .8 6 1.3 8 5 .0 0 5.00 732.27  L IA B IL IT IE S Capital stock ..........................................' Certified surplus ................................. B ills payable ........................................ Individ ual deposits ........................... Certificates of deposit, tim e............ C ashier’s checks .................................. T otal deposits ............... .$3 9 ,2 3 3 .0 9  2 0 , 000.00  9.4 5 0 .0 0 2 5 ,0 0 0 .0 0 3 6 ,7 5 7 .6 6 2.3 0 0 .0 0 175.43  1,0 2 1 .8 0  .$ 9 3 , 6 8 3 . 0 9  Total  .$ 9 3 , 6 8 3 . 0 9  S tate  of  A rkansas  47  BISGOE Prairie County  BANK OF BISCOE Charter No. 503.  Date of Charter, December 13, 1919.  O ff ic er s —Ben F. Scroggin, President; Chas. F. Betzner, Vice-President; E. O. Hamilton, Cashier. D irectors —Ben F. Scroggin, Chas. F. Betzner, E. O. Hamilton, C. C. Betzner, W. O. Scroggin.  STATEMENT OF JUNE 30, 1923. R ESOURCES Loans and d isco u n ts........ O verdrafts ............................ Furniture and fixtures..... Item s in tra n sit.................. D ue from reserve banks. Checks on other b an ks... Currency .............................. Gold ........................................ Silver ...................................... T otal cash and E x .......... $ 5 ,5 7 6 .9 4 T otal  36 ,4 9 1 .3 5 49.26 1,5 2 4 .7 0 270.20 2 ,9 6 1 .9 4 614.27 1,701.00 110.00 189.73 4 3 ,9 1 2 .4 5  L IA B IL IT IE S Capital stock ................................. ....$ 10,000.00 1,600.00 Certified surplus .................................. U ndivided profits ................................ 330.65 B ills payable ....................................... 5,000.00 Individ ual deposits ............................. 25,6 2 1 .8 5 C ertificates of deposit, tim e......... 1,359.95 T otal deposits .............. $26,981.80  T otal ....................................................$ 43,9 1 2 .4 5  BLACK OAK Craighead County BANK OF BLACK OAK Charter No. 383. Date of Charter, July 18, 1912. O ff ic er s —J. H. Hawthorne, Vice-President; W. J. White, Cashier. D irectors — J. H. Hawthorne, T. M. Merritt, W. J. White.  STATEMENT OF JUNE 30, 1923. R ESOURCES Loans and d isco u n ts...........................$ 55 ,8 4 8 .8 4 Loans on real e sta te ..... ................... 11,738.00 O verdrafts ............................................... 56.21 Furniture and fixtu res.............. ........ 1,888.59 B anking house ..... ....... 1 ,603.80 74.68 Cash item s ............................................ D ue from reserve ban ks................... 16,313.03 Currency ................................................. 1 ,253.00 Gold ....‘........ 35.00 Silver ........................................................ 4 37.32 T otal cash and E x ........$ 1 8 ,1 1 3 .0 3 T otal  ....................................................$ 89 ,2 4 8 .4 7  L IA B IL IT IE S Capital stock ..........................................$ 10,000.00 Certified surplus ................................ 8,000.00 U ndivided profits ................................ 937.03 B ills payable .......................................... 5,000.00 52,393.52 Individ ual deposits ................. P ublic funds .......................................... 9,083.61 Certificates of deposit, tim e........... 3,834.31 T otal deposits .................$65 ,3 1 1 .4 4  Total  89,248.47  BLEVINS Hempstead County BANK OF BLEVINS Charter No. 385.  Date of Charter, August 12, 1912.  O ffic er s —H. M. Stephens, President; W. V. Tompkins, Vice-President; P. C. Stephens, Cashier. D irectors —H. M. Stephens, P. C. Stephens, H. M. Stephens, Jr.  STATEMENT OF JUNE 30, 1923.  R ESOURCES Loans and d isco u n ts.......................... $ 6 1 ,480.40 Loans on real esta te ........................... 1 2 ,348.20 Other bonds and sec u r ities.............. 1,185.78 Furniture and fixtures........................ 1 ,800.00 B anking house ..................... 2,7 0 0 .0 0 Due from reserve ban ks................... 1 0 ,931.47 Currencv .................................................. 1,007.00 Gold .......................................................... 235.00 S ilver ......................., .............................. 6 84.04 T otal cash and E x .......... $ 1 2 ,8 5 7 .5 1 To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 9 2 , 3 7 1 . 8 9  L IA B IL IT IE S Capital stock ................ ....... ................. ! 21,150.00 Certified surplus .................................. 5,000.00 U ndivided profits ............................. 2,259.46 B ills payable ..... ................................. 15,000.00 Individ ual deposits ........................... 2 2 ,2 9 1 .9 4 P ublic funds .................................. . 1,390.05 Certificates of deposit, tim e............ 2 4,765.31 C ashier’s checks .................................. 353.91 T otal deposits .................$ 48 ,8 0 1 .2 1 Other lia b ilities ...... ........................... 161.22 Total  .$ 9 2 , 3 7 1 . 8 9  R eport  48  of  B a n k C ommissioner  BLYTHEVILLE Mississippi County FARMERS BANK & TRUST COMPANY Charter No. 253.  Date of Charter, March 16, 1908.  O ff ic er s —R. E. Lee Wilson, President; B. A. Lynch (Active) and H. Highfill, Vice-Presidents;  F. E. Warren, Cashier; R. L. Banister, Assistant Cashier. D irectors —R. E. Lee Wilson, B. A. Lynch, M. O. Usrey, P. A. Lasley, H. Highfill, R. H. Rob­  inson, E. J. Browne. STATEMENT OF JUNE 30. 1923. R ESOURCES L oans and discounts .........................$ 3 3 4 ,5 8 0 .3 7 L oans on real e sta te ............... 1 5 0 ,7 1 9 .0 6 L oans on cotton ............................ 1 ,600.00 O verdrafts ............................................... 9 36.59 Stock in Federal R eserve B ank.... 3 ,3 0 0 .0 0 Other bonds and sec u r ities.......... . 305.51 Furniture and fix tu res................ 2 1 ,8 0 0 .0 0 B anking house .................. 50 .0 0 0 .0 0 Other real estate ............... 50 ,3 8 1 .4 2 D ue from reserve ban ks....... 2 3 0 ,8 4 9 .3 2 D ue from Federal R eserve B ank.. 50 ,4 0 7 .2 5 Checks on other ban k s......... 4 ,4 5 0 .8 4 5,800.00 Currency .................................................. Gold ...................... 272.50 Silver ........................... 1 ,996.03 T otal cash and E x ..... $ 2 9 3 ,7 7 5 .9 4 Other resources ........ 19 ,1 0 0 .0 0 .$ 9 2 6 ,4 9 8 .8 9  T otal  L IA B IL IT IE S Capital stock ........................................ $ 1 0 0 ,0 0 0 .0 0 10,0 0 0 .0 0 Certified surplus ....................... U ndivided profits ............................. 17,2 1 8 .6 4 N otes rediscounted .................... 5,684.43 Savings accounts ............... .*.................. 3,0 1 0 .0 0 Individ ual deposits ............................. 4 2 0 ,7 4 4 .4 4 P ublic funds ............................... 2 5 5 ,8 9 7 .8 8 Certificates of deposit, tim e........... 11 3 ,8 3 7 .4 0 C ashier’s checks ...... 106.10 T otal dep osits ............$ 7 9 3 ,5 9 5 .8 2  T otal  .$926,498.89  BLYTHEVILLE Mississippi County PEOPLES BANK Charter No. 296. O ff ic er s —J. A. Mott, President;  Date of Charter, January 15, 1910.  F. A. Robinson, Vice-President; F. P. Mott, Cashier; Arch  Gray, Assistant Cashier. D irectors —J. A. Mott, Fay P. Mott, F. A. Robinson, Clyde Robinson, Pearcy Mott.  STATEMENT OF JUNE 30, 1923. R ESO U R C ES L oans and d isco u n ts............................ $ 5 3 6 ,6 4 7 .9 6 Loans on real esta te ........................... 6 2 ,3 2 0 .0 0 L oans on cotton ..................................... 4 0 .00 O verdrafts .............................................. 4 ,6 8 1 .5 8 U . S. secu rities .................................. 19 ,8 5 0 .0 0 Other bonds and sec u r ities............. 16 ,2 8 3 .8 9 F u rn iture and fix tu res...................... 11 ,4 1 1 .7 1 Item s in tra n sit .................................. 78.40 D ue from non-reserve ban k s......... 2,7 2 6 .7 3 Cash item s ............................................. 637.61 D ue from reserve ban k s................... 6 7 ,4 8 7 .3 8 Checks on other ban k s...................... 9 ,4 6 6 .6 9 Currency .................................................. 4 ,1 4 3 .0 0 Gold ............................................................ 6 15.00 Silver ......................................................... 3 ,7 1 9 .8 6 T otal cash and E x ........$ 8 8 ,7 9 6 .2 7 Other resources .................................. 3 48.70 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $740,458.51  L IA B IL IT IE S Capital stock ........................................! 1 2 5 ,0 0 0 .0 0 1 9 .0 0 0 . 00 C ertified surplus .................................. 7 5 .0 0 0 . 00 B ills payab le ........................................ 4 ,2 7 5 .0 0 N otes red iscoun ted ........................... 5,8 1 0 .3 0 Savings deposits .................................. Individ ual deposits ........................... 276 ,8 3 7 .0 2 3 0 9 ,3 3 9 .3 2 P u blic funds .......................................... C ertificates of deposit, tim e......... 2 3 ,6 9 8 .4 2 1,4 9 8 .4 5 C ashier’s checks ..... .......................... T otal deposits ............$ 6 1 7 ,1 8 3 .5 1  Total  $740,458.51  S tate  of  49  A rkansas  BONANZA Sebastian Countv FIRST STATE BANK Charter No. 259.  Date of Charter, July 6, 1908.  O ffic er s —H. T. Skinner, President; Valentin Vervack, Vice-President;  Geo. A. Henry, Cashier.  D irectors —H. T. Skinner, Valentin Vervack, Geo. A. Henry.  STATEMENT OF JUNE 30, 1923. RESOURCES Loans and discou n ts...........................$ 3 6 ,798.50 Loans on real e sta te .............. 8,0 6 6 .6 4 14.82 Overdrafts ............... -.............................. Other bonds and secu rities.-........... 1,293.50 Furniture arid fix tu res................. 1 .085.00 Banking- house ......... 1 ,584.00 Item s in transit .......... ............-......... 4 30.68 17.00 Cash item s ..................................- ....... Due from reserve ban k s.............. 7 ,625.17 Currency ...................... 2,6 0 6 .0 0 Silver '................ 167.61 T otal cash and E x ........$1 0 ,4 1 5 .7 8  Total .......... .......................................... $ 59 ,6 8 8 .9 2  L IA B IL IT IE S Capital stock .......................................i C ertified surplus ................................ U ndivided profits ..................... ....... B ills payable ...................... .................. *B ills payable ' ‘D eposits on which more than 4 per cent in terest is p aid ................................ Individ ual deposits ...... ................... P ublic funds ............... ................... ...... C ertificates of deposit, tim e......... C ashier’s checks .................................. T otal deposits .............. $ 4 2 ,813.45 R eserved for in ter e st.......................... Total  5 .0 0 0 . 1 . 000 . 595.47 1 0 ,000.00  4 ,800.00 37,584.01 39.04 4,613.63 576.77 280.00  .$ 59,688.92  *T his amount not added in totals.  BONO Craighead County PEOPLES BANK Charter No. 488.  Date of Charter, July 25, 1919.  O ff ic er s —Geo. A. Lamb, President; L. B. Golden, Vice-President; F. W. Davis, Cashier. D irectors —R. L  Pratt, Sam M. Davis, C. R. Fc-rrester, Fred M. Davis, Geo. A. Lamb, L. B. Golden, F. W. Davis. STATEMENT OF JUNE 30, 1923.  R ESOURCES Loans and d isco u n ts.................. Loans on real e sta te................. O verdrafts ................................... U. S. sec u r ities............................ Other bonds and sec u r ities..... Furniture and fix tu res............ B anking house ............. .............. Other real esta te ......................... Due from non-reserve banks. Cash item s ................................... Due from reserve ban k s..... . Currency .................................... Gold ' ........... ............................. S ilver ............................................ T otal cash and E x ........$10 ,8 9 4 .6 9 Other resources .................................. To ta l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  4 9,784.95 8 ,020.00  24.60 1.400.00 7,261.86 3,188.55 6,075.07 1.391.00 3,097.83 73.09 6,094.50 1.370.00  L IA B IL IT IE S Capital stock ....................................... ! C ertified surplus .................................. U ndivided profits ................................ Individual deposits ........................... Public funds ......................... ................ Certificates of deposit, demand.... Certificates of deposit, tim e........... T otal deposits ................ $59,307.78 Other lia b ilities ..................................  16,000.00 6.500.00 1 ,686.54 34,753.79 6,211.48 100.00  18,242.51 4.800.00  10.00  249.27 253.60  .$ 8 8 , 2 9 4 . 3 2  Total  .$88 ,2 9 4 .3 2  00 00  R eport  50  of  B ank C ommissioner  BOONEVILLE Logan County BANK OF BOONEVILLE Charter No. 50.  Date of Charter, April  24,  1899.  O ffic er s — O . M . Bevens, President; A. T . Barlow, Vice-President; L . L . Green, Cashier; J. O .  Barlow, Assistant Cashier. D irectors —O. M. Bevens, A. T. Barlow, J. L. Green, H. G. Murphy, L. L. Green.  STATEMENT OF JUNE 30, 1923. RESOU R C ES L oans and d isco u n ts........................... $ 1 5 9 ,0 2 6 .1 2 L oans on real e sta te ........................... 2 1 ,6 2 4 .1 6 O verdrafts ............ 7 99.64 U. S. sec u r ities..................................... 7,6 5 0 .0 0 Other bonds and sec u r ities.............. 1 4 ,210.43 Furniture and fix tu res........................ 1.00 B ankin g house ..................................... 4 ,5 0 0 .0 0 Item s in tra n sit .......................................... 3 00.00 D ue from non-reserve ban ks......... 1 5 ,000.00 D ue from reserve ban ks................... 3 5 ,5 6 0 .9 1 Checks on other ban k s...................... 403.33 C urrency ................. 5 ,683.00 1,6 2 3 .4 3 Silver ......................................................... T otal cash and E x .......... $ 5 8 ,2 7 0 .6 7 T otal  .$ 2 6 6 ,3 8 2 .0 2  L IA B IL IT IE S Capital stock ................... „ ...................$ Certified surplus ................................... U ndivided profits ................................ In d ivid u al deposits .............................. P u b lic funds ...... Certificates of deposit, dem and___ C ashier’s checks ................................ T otal deposits .............. $ 2 1 6 ,6 0 9 .5 5  T otal  2 5 ,0 0 0 .0 0 20,0 0 0 .0 0 4 ,7 7 2 .4 7 133 ,1 6 7 .8 1 1 7,463.71 6 4 ,0 5 2 .5 6 1 ,925.47  .$2 6 6 ,3 8 2 .0 2  BOONEVILLE Logan County CITIZENS BANK Charter No. 307.  Date of Charter, April 18, 1910.  O ff ic er s —Mattie  Edwards, President; Ed Westmoreland, Vice-President; Cashier; Geo. R. Edwards, Assistant Cashier.  Chas. X. Williams,  D irectors —Mattie Edwards, Chas. X. Williams, J. W. Hamby, L. W. Burns, Ed Westmoreland,  W. P. Fields, W. W. Parker. STATEMENT OF JUNE 30. 1923. R ESO U R C ES Loans and d isco u n ts........................... $ 1 7 0 ,3 3 8 .1 7 L oans on real esta te ........................... 7 9 ,6 0 5 .2 6 L oans on other com m odities............ 6,0 0 0 .0 0 O verdrafts ............................................... 1,1 6 3 .0 6 U . S. Securities ................................... 9,0 4 6 .8 8 Other bonds and sec u r ities.............. 8,4 4 2 .8 9 F u rn iture and fix tu res....................... 1.00 B ankin g house ..................................... 1.00 Cash item s ............... 61.63 D ue from reserve b an ks................... 5 ,7 1 0 .4 6 Checks on other ban ks...................... 188.33 Currency .......... 3,9 1 3 .0 0 Gold ........................................................... 2 10.00 Silver ....................................... 24 0 .4 7 T otal Cash and E x .......... 1 0 ,323.89 Other resources .................................. 1.00 Total  ....................................................... $ 2 8 4 , 9 2 3 . 1 5   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ....................................... $ Certified surplus ............................. U ndivided profits ...... B ills payable ..................................... Individ ual deposits ........................... P u blic funds .......................................... D ue to non-reserve b an k s................. C ertificates of deposit, tim e........... C ash ier’s checks ................................ T otal dep osits ..... ........ $ 2 0 5 ,7 6 5 .8 9  Total  2 5,000.00 2 5,000.00 4 ,1 5 7 .2 6 25,0 0 0 .0 0 161 ,8 2 9 .7 6 5,000.00 15,0 0 0 .0 0 2 3 ,4 1 1 .2 0 524.93  ........................................................$ 2 8 4 , 9 2 3 . 1 5  S tate  of  A rkansas  51  BRADFORD White County PEOPLES BANK Charter No. 497.  Date of Charter, November 4, 1919.  O ff ic er s —W. S. Coffman, President; A. F. Fraser, Cashier. D irectors —W. S. Coffman, J. C. Steed, J. F. Witt.  STATEMENT OF JUNE 30. 1923. RESOURCES Loans and discounts ...........................$ 4 6 ,4 0 0 .4 4 Loans on real e sta te ........................... 15 ,6 1 2 .3 4 O verdrafts .............................................. 36.07 Other bonds and sec u r ities.............. 9 42.87 3 ,372.19 Furniture and fixtures........................ B ankin g house ..................................... 1 ,500.00 Other real estate ................................ 3 ,060.00 Cash item s ..................... 137.90 D ue from reserve ban ks................... 3 ,5 7 4 .0 5 741.00 Currency ................................................. Gold ......................................................... 25.00 Silver ......................................................... 866.03 T otal cash and E x .............§ 5 ,3 4 3 .9 8 O ther resources .................................. 5 60.65 T otal  ......................... ..........................$ 76,828.54  L IA B IL IT IE S Capital stock ..........................................$ 10,000.00 Certified surplus .................................. 1,000.00 B ills payable ....................................... 28,450.00 Individ ual deposits ........................... 34,706.42 Certificates of deposit, tim e............ 2,672.12 T otal deposits .................$ 3 7,378.54  T otal ....................................................$ 76,828.54  BRADLEY Lafayette County BANK OF BRADLEY Charter No. 381.  Date of Charter, June 19, 1912.  O ff ic er s —J. H. Meek, President; J. B. Burton, Vice-President; J. W. Meek, Cashier. D irectors —J. H. Meek, J. B. Burton, P. D. Burton, W. A. McGee, Margaret R. Meek, Joe Allen.  STATEMENT OF JUNE 30. 1923. RESOURCES L oans and discounts ........................ $ 4 1 ,5 5 9 .0 2 Loans on real esta te ........................... 2 3 ,7 7 2 .0 1 Loans on cotton..................................... 71.00 O verdrafts ............................................ 156.22 Other bonds and secu rities.............. 4,8 7 3 .1 3 Furniture and fixtures...................... 1,389.24 B anking house ..................................... 1 ,900.00 Other real estate ............................. 3,119.73 D ue from non-reserve ban ks..... ...... 2 ,0 2 8 .6 4 D ue from reserve ban k s................... 23 ,4 8 8 .8 7 Currency ................................................. 3 ,0 5 2 .0 0 Gold ......................................... - ...... 15.00 Silver ...... 3 00.76 T otal cash and E x .......... $ 2 8 ,8 8 5 .2 7 O ther resources .................................. 23.65 Total  .......................................................$ 1 0 5 , 7 4 9 . 2 7   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ....................................... $ 15,000.00 Certified surplus .................................. 6,000.00 U ndivided profits ................................ 1,789.03 Individ ual deposits ............................. 4 6,827.09 Public funds .......................................... 31,033.16 Due to non-reserve ban ks................. 5,000.00 C ashier’s checks ................................. 99.99 T otal deposits ..............$ 8 2 ,960.24  Total  ....................................................... $ 1 0 5 , 7 4 9 . 2 7  R eport  52  of  B ank C ommissioner  BRANCH Franklin County BANK OF BRANCH Charter No. 274.  Date of Charter, March 18, 1909.  O ffic er s —J. S. Cotner, President; E. F. Hodges, Vice-President; J. S. Cotner, Cashier. D irectors —Frank A. Handlin, E. F. Hodges, W. f>. Cochran, J. S. Cotner.  STATEMENT OF JUNE 30, 1923. RESOU R C ES L oans and d isco u n ts...........................$ 42,1 4 0 .7 4 U. S. secu rities ..................... 4 ,1 0 0 .0 0 6,005.89 Other bonds and sec u r ities.............. B ankin g house ................. 2 ,2 5 0 .0 0 Cash item s ............................................. 4 8 ,28 D ue from reserve ban k s................... 7 ,280.12 Currency .................................................. 2,039.00 Gold ......................... 170.00 Silver ...................................................... . 296.28 T otal cash and E x .............$ 9 ,8 3 3 .6 8 Other resources .................................. 7 37.24  L IA B IL IT IE S Capital stock ........................... .....$ 1 1 ,8 0 0 .0 0 Certified surplus ................................ 1,500.00 U ndivided profits ................................ 30.20 B ills payable ........................................ 1 0 ,000.00 * B ills P ayab le ‘ ‘D eposits on w hich more than 4 per cent interest is p a id ” ........................... 5,582.78 Individ ual deposits .............................. 3 3 ,7 8 7 .4 6 Public funds .......................................... 2 ,154.13 Certificates of deposit, tim e............ 5,635.63 160.13 C ashier’s checks ................................ T otal deposits .................$ 4 1 ,7 3 7 .3 5  T otal ....................................................$ 65,067.55 T otal  .................................................... $ 6 5 ,0 6 7 .5 5  *This amount not added in totals.  BRINKLEY Monroe County BANK OF BRINKLEY Charter No. 110. O ff ic er s —Andrew Flora, President;  S. S. Major, Assistant Cashier.  Date of Charter, January 17, 1903.  James Gunn, Vice-President; L. H. Bradley, Jr., Cashier;:  D irectors —Andrew Flora, James Gunn, L. H. Bradley, Jr., John Gazzola, F. T. Murphy, E. D.  . McKnight, W. L. Freeman, Frank Andrews, G. Otis Bogle, W. W. Sharp, I. Scholem. STATEMENT OF JUNE 30, 1923. RESOU R C ES $ 1 1 3 ,2 0 3 .1 3 Loans and d isco u n ts.................. 9 5 ,0 0 0 .0 0 Loans on real esta te .................. . 2 5 ,0 0 0 .0 0 L oans on cotton ............................ 1 5 ,050.00 U . S. sec u r ities............................ 580.50 Other bonds and secu rities..... 3.4 5 7 .0 0 Furniture and fixtures............... B ankin g house ............................ . 1 0 ,5 0 0 .0 0 2 .0 8 7 .0 0 Other real estate ....................... 59.50 Item s in tra n sit............................ . 1 2 0 ,8 2 1 .5 4 D ue from reserve ban k s.......... 2 ,6 3 2 .8 6 Checks on other ban k s............ 9 .5 5 0 .0 0 Currency ........................................ 500.00 Gold ................................................ 822.89 Silver ....................................... ..... T otal cash and E x ..... $ 1 3 4 ,3 2 7 .2 9 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $399,264.42  L IA B IL IT IE S Capital stock .......................................... ! 25,0 0 0 .0 0 1 3,850.00 Certified surplus ................................ 1 0,843.14 U ndivided profits ............................. Individ ual dep osits ........................... 1 9 3 ,9 1 9 .0 4 5 ,018.14 P u blic funds ........................................ Certificates of deposit, tim e............ 1 4 5,752.71 2 ,7 9 6 .3 4 C ashier’s checks .................................. T otal dep osits .............. $ 3 4 7 ,4 8 6 .2 3 Other lia b ilities .................................. 2,085.05.  Total  .$399,264.42  S tate  of  A rkansas  53  BRINKLEY Monroe County MONROE COUNTY BANK Charter No. 8. O ff ic er s —T.  T. Bateman, President; Carter Chaney, Assistant Cashier.  Date of Charter, April 13, 1889. Benj. Emmons, Vice-President; L. W. Brown, Cashier;  D irectors —T. T. Bateman, Benj. Emmons, L. W. Brown, J. L. Woodfin, L. K. Brown, A. Goldberg,  M. R. Stimson, R. F. Milwee, T. C. Simmons, A. C. Huddleston, F. M. Trotter. STATEMENT OF JUNE 30, 1923. RESOU R C ES Loans and disco u n ts.......................... $ 1 5 5 ,1 2 8 .5 5 Loans on real e sta te .......................... 9 8 ,2 0 0 .8 4 Loans on cotton.................................... 2 9 ,2 6 9 .1 0 Overdrafts __ ___- ................................ 779.91 Stock in Federal R eserve Bank. .. 1,3 5 0 .0 0 Other bonds and sec u r ities............ 2 46.67 Furniture and fixtu res..................... 6 ,468.35 Other real esta te ................................. 800.00 6 34.24 Item s in tra n sit............................. Due from reserve ban ks................... 28 ,6 0 4 .0 3 Due from Federal R eserve B ank.. 2 2 ,2 3 9 .1 1 Checks on other ban k s...................... 928.93 Currencv .......................... 4 84.00 Gold ....'............................................... 140.00 S ilver .................................... 46 0 .5 5 T otal cash and E x .......... $ 5 2 ,8 5 6 .6 2 9 51.93 Other resources .................................. Total  $ 3 4 6 ,6 8 6 .2 1  L IA B IL IT IE S Capital stock .......... ............................ ! ; 35,000.00 1 0 , 000.00 Certified surplus .................................. 1,201.63 U ndivided profits .... ........................... Individ ual deposits ............................. 185,602.00 61,295.21 P ublic funds .......................................... 51,756.84 Certificates of deposit, tim e........... C ashier’s checks ................................ 1,448.19 T otal deposits .............. $30 0 ,1 0 2 .2 4 R eserved for taxes ............................. 382.34  T otal  $ 346,686.21  BROOKLAND Craighead County BANK OF BROOKLAND Charter No. 283.  Date of Charter, July 12, 1909.  O ff ic er s —H. A. Jones, President; W. H. Jinks, Vice-President; Ira B. Walb, Cashier. D irectors —H. A. Jones, W. H. Jinks, Ab. Jones, F. M. Mayes, W. T. Lane, B. G. Gibson,  J. W. Price.  STATEMENT OF JUNE 30, 1923.  R ESOURCES Loans and discounts ..................... ...$ 8 3 ,3 9 9 .6 6 Loans on real e sta te ...... .............. . 9,5 9 4 .9 7 O verdrafts ............ ........ .............. . 72.74 U. S. secu rities............. 250.00 Other bonds and sec u r ities.............. 225.37 Furniture and fixtures...................... 3 ,202.50 B ankin g house .............-...................... 4 .7 0 0 .0 0 Due from non-reserve ban k s......... 7,869.18 Due from reserve ban ks__ ___ 2 1 ,5 1 6 .0 0 Currencv ....................... 2,8 1 1 .0 0 Gold ........... 190.00 Silver ____________ 301.91 T otal cash and E x ____$32 ,6 8 8 .0 9 Total ............................... .......... ....... $ 1 3 4 ,1 3 3 .3 3 *This amount not added in totals.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ............................... ....... i Certified surplus .................................. U ndivided profits ................................ *B i!ls payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’............................ Individual deposits ....................... . Public funds ..... ............................ ...... C ertificates of deposit, dem and-.. Certificates of deposit, tim e........... T otal deposits ............$1 0 5,858.04  To t a l  19,500.00 5,500.00 3,275.29 18,740.24 33.830.56 58,037.23 11.167.57 2,822.68  $134,133.33  R eport  54  of  B a n k C ommissioner  CABOT Lonoke County  BANK OF CABOT Charter No 120.  Date of Charter, March 23, 1903.  O ff ic er s —Geo. P. Murrell President; O. H. Davis, Vice-President; C. B. Beasley, Cashier; F. B.  Garlington, Assistant Cashier.  D irectors —Geo. P. Murrell, O. H. Davis, J. F. See, J. C. Alexander, P. A. Robinson, Jack Barn­  well, J. E. Gregory, J. W. Lowman, C. B. Beasley. STATEMENT OF JUNE 30, 1923. R ESO U R C ES Loans and d isco u n ts........................... $ 1 4 0 ,3 9 8 .1 7 L oans on real e sta te ........................... 3 1 ,2 6 0 .0 0 O verdrafts ............................................. 782.53 U . S. sec u r ities..... ............................... 18 ,7 5 0 .0 0 Other bonds and sec u r ities.............. 45 0 .0 0 Fu rn iture and fixtures...................... 1 ,300.00 B ankin g house ..................................... 3,3 0 0 .0 0 Other real esta te .................................. 3 ,0 0 0 .0 0 D ue from reserve ban k s................... 1 0 ,1 6 4 .0 1 D ue from Federal R eserve B ank.. 2,5 0 0 .0 0 Checks on other b an ks..................... 553.76 Currency ........ 1,8 6 1 .0 0 Gold .......................................................... 1 ,865.00 Silver ........................................................ 1 ,2 4 1 .4 5 T otal cash and E x .......... $ 1 8 ,1 8 5 .2 2 T otal  .$2 1 7 ,4 2 5 .9 2  L IA B IL IT IE S Capital stock ..........................................S C ertified surplus ................................ U ndivided profits ...... ......................... B ills payable .................... ..................... Ind ivid u al deposits ................... ....... P u blic funds .................... .................... Certificates of deposit, tim e............ C ashier’s checks ................................ T otal deposits .............. $ 1 6 5 ,1 8 4 .2 7  Total  3 0 .0 0 0 .  00  1 0 .0 0 0 .  00  2 ,2 4 1 .6 5 1 0 ,000.00  8 9 ,8 0 0 .3 0 13,0 8 1 .6 4 62,1 4 1 .5 0 160.83  .$217,425.92  CABOT Lonoke County  PEOPLES STATE BANK Charter No. 500.  Dave of Charter, December 23, 1919.  O ff ic er s —J. L. Powell, President; F. P. Ford, Vice-President; L. Wert Wish, Cashier; Jack H.  Reynolds, Assistant Cashier. D irectors —M. K. Wilson, J. C. Birmingham, J. M. Counts, L. M. Burge.  STATEMENT OF JUNE 30, 1923. RESOU R C ES L oans and d isco u n ts...... ................... $ 9 1 ,7 9 4 .2 8 Loans on real e sta te ........................... 5 ,090.00 O verdrafts ............................................. 52.28 Stock in Federal R eserve B ank.... 850.00 4 ,5 0 0 .0 0 Furniture and fixtures..................... D ue from non-reserve ban k s......... 1,029.53 D ue from reserve ban ks.................. 5,905.41 D ue from Federal R eserve B ank.. 5 ,800.00 Checks on other b a n k s...................... 358.58 Currency ................................................ 5 ,893.00 Gold ........................................................... 797.50 S ilver ........................................................ 1,125.81 T otal cash and E x .......... $ 2 0 ,9 0 9 .8 3 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$123,1 9 6 .3 9  L IA B IL IT IE S Capital stock ....................................... !$ Certified surplus ................................ U ndivided profits ....................... Individ ual deposits ............... ............. P u blic funds .................... ..................... Certificates of deposit, tim e......... C ashier's checks ............................... T otal deposits ................$9 4 ,4 9 9 .1 2  Total  25,0 0 0 .0 0 3,2 5 0 .0 0 4 4 7.27 5 3 ,9 2 5 .3 6 13,233.52 26.9 2 5 .0 0 4 1 5 .2 4  $123,196.39  S tate  of  A rkansas  55  CADDO GAP Montgomery County  BANK OF CADDO GAP Charter No. 495.  Date of Charter, October 8, 1919.  O ff ic er s —G. W. Petty, President; J. H. McLeon, Vice-President; J. I. Rowe, Cashier. D irectors —G. W. Petty, Fred C. Embry, R. L. Norris, J. H. McLeon, L. A. Davis.  STATEMENT OF JUNE 30, 1923. R ESOURCES Loans and discou n ts...........................$ 38 ,2 9 8 .2 7 Loans on real esta te ........................... 2,6 4 0 .0 0 Overdrafts ............................................ 3 58.46 U . S. seeu rties.............. ..................... 800.00 59.18 Other bonds and sec u r ities.............. Furniture and fixtu res........................ 1,3 0 0 .0 0 B anking house ............... .............. — 2,2 0 0 .0 0 Item s in tr a n sit........................... — 45.00 142.27 D ue from non-reserve ban k s........... Cash item s ............................................ 97.75 D ue from reserve ban k s................... 9 ,6 9 9 .8 5 Currency ...... 35.00 Gold ' ..................................................... 899.00 Silver .............. 2 77.75 T otal cash and E x ....... $ 1 1 ,1 5 1 .6 2 .$ 56,8 5 2 .5 3  Total  L IA B IL IT IE S Capital stock ...... ................................. ! Certified surplus ............................. Individ ual deposits ........................... Public funds ......................................... Certificates of deposit, tim e........... C ashier’s checks ......................... T otal deposits .................$45,232.11 Other lia b ilities ........... ---  Total  1 0 ,000.00  1,600.00 26.880.69 1,308.84 16,842.50 200.08 20.42  56,852.53  CALICO ROCK Izard County STATE BANK OF CALICO ROCK Charter No. 439. O ff ic er s —W. J. Copp, President;  Date of Charter, May 1, 1914.  R. H. Way-land, Vice-President; E. C. Rodman, Cashier; Roy  Perryman, Assistant Cashier. D irectors —W. J. C'opp, R. H. Wayland, D. C. Shaver, J. T. Garner, J. H. Wood, R. I. Sharp,  E. C. Rodman.  STATEMENT OF JUNE 30, 1923.  R ESOURCES Loans and d isco u n ts...........................$ 99 ,0 1 3 .9 1 Loans on real esta te ........................... 9,095.93 O verdrafts ............................................... 115.10 U. S. securities .................................. 5.450.00 Furniture and fixtures........................ 2,1 7 6 .5 0 B anking house ................. 2 ,500.00 Cash item s .................... 1.50 D ue from reserve b an k s................. 132 ,5 6 8 .6 0 Currency ................................................. 4 ,9 8 6 .0 0 Gold ....................................................... 1,042.50 Silver ............... 1 ,678.76 T otal cash and E x ........$ 1 4 0 ,2 7 7 .3 6 T ot al   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $258,628.80  L IA B IL IT IE S Capital stock ....................................... $ 25,000.00 Certified surplus ................................. 9,000.00 U ndivided profits ................................ 3 ,949.64 D ividends unpaid ................................ 1,312.00 Individ ual deposits .......... 1 7 6 ,268.94 Public funds ................................... 4 ,373.76 C ertificates of deposit, tim e............ 37,9 5 9 .0 6 T otal deposits ........... $2 1 9 ,9 1 3 .7 6 R eserved for ta x es................................ 502.50 Other lia b ilities ............................... 262.90  Tot al  $258,628.80  R eport  56  of  B a n k C ommissioner  CAMDEN Ouachita County MERCHANTS & PLANTERS BANK Charter No. 147.  Date of Charter, December 1, 1903.  O ff ic er s —Leo Berg, President; C I. Grayson and Ed Harper, Vice-Presidents; P. T'. Hildebrand,  Cashier; Leonard Powell, Assistant Vice-President. D irectors —Leo Berg, C. I. Grayson, Ed Harper, E. W. Copeland, C. S. Early, Leonard Powell,  P. T. Hildebrand.  STATEMENT OF JUNE 30, 1923.  RESOURCES L oans and d isco u n ts...... ....................$ 4 2 8 ,8 1 5 .0 7 L oans on real e sta te ........................... 35 ,0 6 7 .5 0 O verdrafts ............................................... 20 ,5 7 5 .3 3 U . S. s ec u r ities.................................... 2 0 2 ,6 4 0 .8 5 Other bonds and sec u r ities.............. 3,5 3 9 .1 9 7 ,068.03 Furniture and fixtu res........................ Item s in tr a n sit..................................... 875.50 Cash item s ............................. 2 ,8 2 7 .8 5 D ue from reserve ban ks................. 2 0 2 ,1 9 7 .3 8 Checks on other b a n k s...................... 5 ,322.33 Currency .............................................. 10,8 1 3 .0 0 Gold ............................... 1 ,200.00 S ilv er ......................................................... 1,820.93 T otal cash and E x ..... $ 2 2 4 ,1 8 1 .4 9 T otal ....................................................$ 9 2 2 ,7 6 2 .9 6 *This amount not added in totals.  L IA B IL IT IE S Capital stock ............................. ............ $ Certified surplus .................................. U ndivided profits ............... * B ills payable “ D ep osits on w hich more than 4 per cent in terest is p a id ’ ’.......................... Savings accounts ................................ In d ivid u al deposits ............................. P ublic funds .......................................... D ue to non-reserve b an k s................. Certificates of deposit, dem and.... Certificates of deposit, tim e..... ...... C ashier’s checks .................................. T otal deposits .............. $ 8 4 9 ,4 6 2 .6 5  5 0,000.00 1 4,000.00 9,30 0 .3 1 1 2 ,000.00 6.845J53 5 2 0 ,238.32 1 7 0 ,008.70 1,340.46 1,910.92 82,2 8 4 .0 2 6 6,834.70  T otal ....................................................$ 9 2 2 ,7 6 2 .9 6  CAMDEN Ouachita County OUACHITA VALLEY BANK Charter No. 16.  Date of Charter, March 4, 1890.  O ff ic er s —W. W. Brown, President; T. J. Gaughan and Geo. R. Gordon, Vice-Presidents; Louis  Bauerlein, Cashier; F. P. Benson and Sam Horn, Assistant Cashiers. D irectors —W. W. Brown, Geo. R. Gordon, W. F. Tate, D . L. Gaughan, T. J. Gaughan, Louis  Bauerlein, Moses Stern.  STATEMENT OF JUNE 30, 1923.  RESOU R C ES L oans and d isco u n ts........................ $ 1 ,3 8 1 ,8 9 4 .3 5 4 7 ,6 6 9 .5 4 L oans on real esta te ........................ 1 1 5 ,5 9 2 .3 7 L oans on cotton................................ 4 1 ,7 9 8 .3 6 O verdrafts .......................................... 469.20 Other bonds and sec u r ities......... 7 ,699.57 Furniture and fixtu res................... 16 ,0 0 0 .0 0 B ankin g house .................................. 2 ,6 3 2 .6 8 Item s in tr a n sit............................... Cash item s ....................................... 155.08 3 6 2 ,0 8 9 .2 5 D ue from reserve han ks..... ........... 6 ,4 3 2 .3 8 Checks on other han ks................... 53 ,3 4 1 .0 0 Currency ............................................ 4 .3 5 0 .0 0 Gold ............... ...................................... S ilver .............................. ..................... 11 ,2 5 0 .9 3 T otal cash and E x. $ 4 3 7 ,6 1 8 .6 4 2 .2 5 0 .0 0 Other resources ................................ Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$2,053,624.71  L IA B IL IT IE S Capital stock .....................................‘ ! 150,000.00 1 5 ,000.00 Certified surplus ............................. 1 9 ,452.69 U ndivided profits ........................... 39,6 0 1 .6 8 Savings accounts .......................... 60.00 D ividend s unpaid .......................... Individ ual deposits ........................ 1 ,1 9 4 ,4 8 3 .8 9 35,3 6 3 .3 9 P ublic funds ................................. . D ue to non-reserve han k s.............. 1 2 7,177.30 C ertificates of deposit, tim e____ 38 0 ,6 7 0 .3 9 155.00 Certified checks ............... .............. 9 1 ,1 8 4 .6 0 C ash ier’s checks ............................. T otal deposits ...... $ 1 ,8 6 8 ,6 9 6 .2 5 Other lia b ilities ............................. 4 7 5.77  Total  $2,053,624.71  S tate  of  A rkansas  57  CARLISLE Lonoke County BANK OF CARLISLE Charter No. 225. O ff ic er s —R.  A. Hutson, President; A. H. Bacus, Assistant Cashier.  Date of Charter, December 15, 1906. H. I. Buechley, Vice-President; J. L. Garrett, Cashier;  D irectors —R. A. Hutson, W. H. Nichols, J. C. Watkins, H. I, Buechley, L. W. Hutson.  STATEMENT OF JUNE 30, 1923. R ESOURCES Loans and discounts .......................... $ 90 ,9 8 9 .3 9 Loans on real esta te-......................... 15,975.00 O verdrafts ............................................... 1 ,534.30 O ther bonds and sec u r ities.......... . 4 ,9 5 9 .4 1 1 ,661.38 Furniture and fixtures ...... B ankin g house ..................................... 6 ,000.00 Cash item s ............... ........................... 208.00 Due from reserve ban ks................. 13,723.39 Checks on other b a n k s..................... 196.04 3,4 4 7 .0 0 Currency ................................................ Gold ' .............................. 335.00 S ilver ........ 571.10 T otal cash and E x .......... $ 1 8 ,4 8 0 .5 3 Total  .$ 1 3 9 ,600.01  L IA B IL IT IE S Capital stock .......................................! C ertified surplus ............................... U ndivided profits ................................ B ills payable .......................................... D ividends unpaid ................................ Individual deposits ........................... P ublic funds .......................................... Certificates of deposit, tim e......... T otal deposits .................$91,933.58  Total  12,500.00 1.300.00 3,866.70 30,000.00 4.00 63,326.69 1.500.00 27.102.62  $139,600.01  CARLISLE Lonoke Countv DAIRYMENS BANK Charter No. 98.  Date of Charter, October 7, 1902  O ff ic er s —L. B. Krshka,  President; C. C. Hummel, Vice-President; A. B. Cameron, Cashier; J. L. Woosley, Assistant Cashier.  D irectors —L. B. Krshka, C. C. Hummel, D. B. Perkins, N. W. Young, A B. Cameron.  STATEMENT OF JUNE 30. 1923.  R ESOURCES Loans and d isco u n ts....................... $ 2 4 6 ,3 8 8 .9 9 Loans or real esta te ........................... 32 ,6 8 4 .2 0 O verdrafts ...................... 1,820.82 Other bonds and sec u r ities............. 1,010.00 Furniture and fix tu res...................... 800.00 B ankin g house ________ 2,0 0 0 .0 0 Cash item s ...... 19.95 D ue from reserve b a n k s.___ ____ . 3 3 ,128.19 Currency ............. 1 .710.00 Gold ............. 1 ,205.00 Silver ........................... 864.68 T otal cash and E x ....... $ 3 6 ,9 2 7 .8 2 Tot al   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$32 1 ,6 3 1 .8 3  L IA B IL IT IE S Capital stock ................................. ....$ Certified surplus ............................ U ndivided profits ................................ B ills payable .......................................... Savings accounts ........ Individ ual deposits ........................... Public funds ....... C ertificates of deposit, tim e........... T otal deposits .............. $21 4 ,5 9 4 .8 6  Total  21,000.00 4,200.00 2 1 ,836.97 60,000.00 1,062.18 129,795.64 3 0,598.06 53.138.98  $321,631.83  R eport  58  of  B ank C ommissioner  CARTHAGE Dallas County BANK OF CARTHAGE Charter No. 237.  Date of Charter, June 18, 1907.  O ff ic er s —H. Matthews, President; J. R. Wallace, Vice-President; Chas. M. Feaster, Cashier. D irectors —H. Matthews, J. R. Wallace, G. D . House, Ross Wylie.  STATEMENT OF JUNE 30, 1923. RESOU R C ES Loans and d isco u n ts...........................$ Loans on real e sta te ........................... O verdrafts ..................... U . S. sec u r ities..................................... Other bonds and sec u r ities.............. Furniture and fix tu res...................... B ankin g house ..................................... Other real esta te ..... ............................ Due from non-reserve ban ks......... D ue from reserve ban k s................... Currency ....... Gold ...... S ilv er ....................... T otal cash and E x ........$ 3 0 ,7 9 4 .6 7 T otal  4 0 ,6 0 5 .7 4 2 3 ,8 1 9 .3 0 2 71.29 5,3 0 0 .0 0 9 ,5 6 4 .4 1 1 ,530.00 2 ,5 0 0 .0 0 1 ,1 1 3 .6 4 1 0 .592.19 1 8 ,448.48 237.00 1,2 8 5 .0 0 2 32.00  L IA B IL IT IE S Capital stock ........................................ $ 1 0,000.00 C ertified surplus ............................... 2 ,3 0 0 .0 0 8 ,939.82 U ndivided profits ......... In d ivid u al deposits ........................... 7 0 .0 9 9 .1 9 P u blic funds .......................................... 1 ,026.17 Certificates of deposit, tim e............ 22,7 7 5 .4 1 3 53.46 C ashier’s checks ................................. . T otal deposits .............. $ 9 4 ,2 5 9 .2 3  $ 1 1 5 ,4 9 9 .0 5  T otal  $ 1 1 5 ,4 9 9 .0 5  CASA Perry County FARMERS BANK Charter No. 471.  Date of Charter, January 24, 1918.  O ffic er s —A. B. Banks, President; J. C. Burton, Vice-President; D. A. Tucker, Cashier. D irectors —A. B. Banks, J. C. Burton, D. A. Tucker.  STATEMENT OF JUNE 30, 1923. RESOU R C ES L oans and d isco u n ts...........................$ 3 8 ,2 8 2 .3 0 Loans on real e sta te ..... ..................... 3 ,7 5 2 .8 6 Other bonds and sec u r ities---------287.21 Furniture and fixtures...................... 1 ,000.00 B ankin g house ............................... 1 ,000.00 Cash item s ............................................... 10.00 D ue from reserve ban k s................... 10 ,4 2 1 .8 8 Currency ............................................ 1,1 1 4 .0 0 Gold .......................................................... 40.00 Silver ........................................................ 41 1 .6 8 T otal cash and E x ........$ 1 1 ,9 9 7 .5 6 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $ 5 6,319.93  L IA B IL IT IE S Capital stock ....................................... $ 1 0,000.00 Certified surplus ................................ 2,5 0 0 .0 0 U ndivided profits ................ 2,5 0 6 .5 9 Individ ual deposits ....... 1 5,394.48 P ublic funds .......................................... 2 0 ,5 2 4 .0 1 C ertificates of deposit, tim e......... 5,3 9 4 .8 5 T otal deposits .............. $ 4 1 ,3 1 3 .3 4  Total  .$ 5 6 , 3 1 9 . 9 3  S tate  of  A rkansas  59  GAVE CITY Sharp County BANK OF CAVE CITY Charter No. 209.  Date of Charter, July 2, 1906.  O ff ic er s —J. M . Street, President; Jas. M . Simpson, Vice-President; Theo. C. Justus, Cashier;  J. E. Street, Assistant Cashier. D irectors —J. M. Street, Jas. M. Simpson, Theo. (I. Justus, Jno. O. Laman.  STATEMENT OF JUNE 30, 1923. R ESOURCES Loans and discou n ts...........................$ 29 ,6 3 1 .2 9 Loans on real esta te ........................... 5,867.29 IT. S. secu rities...... ............................. 100.00 Other bonds and sec u r ities.......... . 711.00 Furniture and fixtu res........................ 1 ,330.80 B anking house ..................................... 9 50.00 528.58 Cash item s ............................................ Due from reserve ban k s................... 1 3 ,745.97 Currency ....... -................-.................... 1,3 4 5 .0 0 Gold ........ 35.00 Silver ......................................................... 3 63.55 T otal cash and E x ....... $ 1 6 ,0 1 8 .1 0 Other resources .......................... 164.91 T otal  ...................... ......................5 4 ,773.39  L IA B IL IT IE S Capital stock ....................................... $ 5,000.00 Certified surplus ........ 2,500.00 Individual deposits .......................— 33,467.81 Certificates of deposit, tim e........... 13,781.00 C ashier’s checks ............... 24.58 T otal deposits .................$47,273.39  T otal  ............................................. .....$ 54,773.39  GAVE SPRINGS Benton County BANK OF CAVE SPRINGS Charter No. 287.  Date of Charter, September 16, 1909.  O ff ic er s —W. H. Sears, President; E . C. Pickens, Vice-President;  Paul Martin, Cashier.  D irectors —W. H. Sears, E. C. Pickens, W. E. Jackson, Paul Martin.  STATEMENT OF JUNE 30, 1923. R ESOURCES Loans and d isco u n ts................... ....... $ 41 ,0 6 7 .7 0 1 6 ,210.30 Loans on real esta te .................... ...... Overdrafts ........... ................................ 86.36 U. S. sec u r ities................... ................. 100.00 Furniture and fixtures...................._ 900.00 B anking house .......... .......................... 3 .5 0 0 .0 0 Due from non-reserve ban ks......... 551.15 Due from reserve ban k s................... 5 .910.91 Currency .......... ................... .................. 1, 000.00 Silver ............. ......... ......... ..................... . 3 99.67 T otal cash and E x ..... ...$ 7 ,8 6 1 ,7 3 Other resources ........... ...................... 214.83 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 6 9 , 9 4 0 . 9 2  L IA B IL IT IE S Capital stock ...... .....*.........................$ 7,500.00 Certified surplus ................................ 2,500.00 Individual deposits ........ 33,073.55 Public funds ..................................... 2 ,072.59 Certificates of deposit, tim e......... 2 3,699.57 C ashier's checks ............... 1,095.21 T otal deposits .................$ 5 9,940.92  To ta l  .$ 6 9 , 9 4 0 . 9 2  R eport  60  of  B a n k C ommissioner  CENTERTON Benton County BANK OF CENTERTON Charter No. 191. O ff ic er s —E. C. Pickens, President;  Date of Charter, September 27, 1905. W. D. Hoback, Vice-President; W. A. Anderson, Cashier;  S. E. Cowan, Assistant Cashier. D irectors —H. A. McGaugh, J. R. Gable, W. D. Hoback, E. C. Pickens, W. A. Anderson.  STATEMENT OF JUNE 30, 1923. RESO U R C ES L oans and d isco u n ts...........................! O verdrafts ............................................ F u rn iture and fix tu res........................ B anking house ...................................... Other real esta te .................................. D ue from reserve h a n k s............... . Checks on other ban ks...................... Currency .................... ............................ Gold ..................................................... . S ilv er .............................. ....................... T ota l cash and E x ........$ 1 0 ,1 9 4 .9 5 O ther resources .................................. T otal  59 ,6 8 0 .9 3 628.53 9 43.00 2 , 100.00  1,1 9 1 .4 5 8,2 3 0 .0 8 56.73 1,3 6 2 .0 0 190.00 35 6 .1 4  L IA B IL IT IE S Capital stock ...................................... ...: Certified surplus ................................... U ndivided profits ................................ B ills payable ....................................... Ind ivid u al deposits ....................... . P u blic funds ............................. ............ C ertificates of deposit, tim e............ C ashier’s checks ................................ T otal dep osits ................ $ 5 4 ,8 9 6 .4 2  1 2 ,500.00 2 ,0 2 3 .8 5 4 4 2 .5 9 5,000.00 2 8 ,2 9 1 .6 4 4 5 4.42 2 5 ,9 3 8 .4 6 2 1 1.90  124.00 7 4 ,8 6 2 .8 6  T otal  74,8 6 2 .8 6  CHARLESTON Franklin County AMERICAN STATE BANK Charter No. 314. O ff ic er s —C. H. Hiatt, President;  Date of Charter, June 29, 1910.  Clyde Spiller, Vice-President; D. W. Bryan, Cashier; C. J.  Schouweiler, Assistant Cashier. D irectors —C. H. Hiatt, Clyde Spiller, Wallace Haynes, N. T. Minden, Clyde Hiatt, T. C. Chaney,  B. H. McDonald.  STATEMENT OF JUNE 30. 1923.  R E SO U R C ES Loans and d isco u n ts............. $ 1 2 4 ,8 8 6 .0 9 L oans on real e sta te ........................... 2 4 ,4 2 0 .3 6 O verdrafts .................................... 2 4 0 .2 4 U. S. secu rities..................................... 5 ,704.15 Other bonds and secu rities.............. 5,6 1 7 .5 0 Furniture and fixtures..................... 2 ,5 0 0 .0 0 B ankin g house ....................... 1 1 ,4 3 2 .5 5 Cash item s ...... 5.00 D ue from reserve ban k s................... 4 6 ,8 4 5 .6 2 Checks on other b a n k s...................... 2 47.01 Currency ................................................. 3,2 9 9 .0 0 Gold .......................................................... 510.00 Silver ........................................................ 4 98.88 T ota l cash and E x ........$ 5 1 ,4 0 5 .5 1 Total T h is  .$226 ,2 0 6 .4 0 a m o u n t n o t a d d e d i n t o t a ls .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ..........................................$ 25,0 0 0 .0 0 Certified surplus .................................. 5 ,000.00 U ndivided profits ......................... 2 ,020.97 * B ills payab le “ D ep osits on w hich more than 4 per cent in terest is p a id '’. - ...................... 1 0 9 ,8 5 3 .5 5 Individ ual deposits ........................... 83,9 7 2 .2 9 P u blic funds ............................ 25,5 6 8 .8 7 C ertificates of deposit, tim e......... 84,2 8 4 .6 8 C ash ier’s checks ........... 359.59 T otal dep osits ............. .$ 1 9 4 ,1 8 5 .4 3  Total  .$226,206.40  S tate  of  A rkansas  61  CH ARLESTO N Franklin County BANK OF CHARLESTON Charter No. 158.  Date of Charter, May 13, 1904.  O ff ic er s —Joe Yunker,  President; J. T. Tolleson, Vice-President; J. S. Smith, Cashier; J. N. Minden, Assistant Cashier.  D irectors —Joe Yunker, T. A. Pettigrew, Orr Sherman, G. W. Allen, J. T. Tolleson, D. A. Carroll,  K. E. Hudson.  STATEMENT OF JUNE 30, 1923.  R ESOURCES Loans and discou n ts....................... .-.$ 1 3 7 ,3 1 4 .1 7 Loans on real esta te ...................... 53,603.03 Overdrafts ............................................... 541.31 3 0 ,3 0 0 .0 0 U. S. sec u r ities........... ................ Other bonds and sec u r ities........... 5 ,696.06 Furniture and fixtures........................ 2,3 7 0 .0 0 B anking house ................ 7 ,500.00 Due from reserve ban k s................... 53,790.63 Checks on other ban k s...................... 120.72 2 ,992.00 Currency ..................................... Gold ............... 390.00 Silver ........... 385.14 T otal cash and E x ..........$ 5 7 ,6 7 8 .4 9 $ 2 9 5 ,0 0 3 .0 6  Total  L IA B IL IT IE S Capital stock ....................................... $ 2 5,000.00 Certified surplus ................................. 10,000.00 U ndivided profits ............................ 19,173.82 *B ills payable ‘ ‘D eposits on w hich more than 4 per cent interest is p a id ’ ’................ 1 0 1,097.96 Individual deposits ............... 126,760.91 P ublic funds .......................................... 6,904.52 C ertificates of deposit, dem and...... 129.71 C ertificates of deposit, for m o n ey borrowed ................................ ........!. 101,097.96 C ashier's checks ...... 353.64 T otal deposits ............. $2 3 5 ,2 4 6 .7 4 5,582.50 Other lia b ilities ................................ Total  .$295,003.06  *T his amount not added in totals.  CHERRY VALLEY Cross County  BANK OF CHERRY VALLEY Charter No. 228.  Date of Cherter, January 24, 1907.  O ff ic er s —J. H. Sifford, President; W. M. Smith, Vice-President; R. Eli Halk, Cashier; J. Kelly  Maddox, Assistant Cashier. D irectors —J. H. Sifford, W. M. Smith, R. Eli Halk, Ernest Fountain, H. P. Maddox.  STATEMENT OF JUNE 30, 1923. R ESOURCES Loans and discou n ts...........................$ 4 4 ,8 2 3 .3 4 Loans on real esta te ........................... 9,9 2 5 .0 0 O verdrafts ................ 89.12 Other bonds and sec u r ities.............. 260.00 Furniture and fixtures...................... 1 ,200.00 B anking house ..................................... 800.00 Due from non-reserve ban ks........... 12,531.25 Cash item s ...................................... .... 42.50 Due from reserve ban k s................... 2 8 ,297.71 Currency ................................. 2,2 3 1 .0 0 S ilver ."..................................................... 381.22 T otal cash and E x ........$ 4 3 ,4 8 3 .6 8 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $ 1 0 0 ,5 8 1 .1 4  L IA B IL IT IE S Capital stock .............. ....... ................. ! Certified surplus ........... ...................... Undivided profits ................................ Individual deposits ............................. P ublic funds .......................................... T otal deposits .......... — $83,354.89  T otal  1 0 ,000.00 6 ,00 0. 00  1 ,226.25 68,565.02 14,789.87  .$100,5 8 1 .1 4  R eport  62  B a n k C ommissioner  of  CHIDESTER Ouachita County BANK OF CHIDESTER Charter No. 277.  Date of Charter, April 29, 1909.  O ff ic er s —W. A. Purifoy,  President; B. V. Powell, Vice President; W. G. Rushing, Cashier; Miss Beulah Purifoy, Assistant Cashier.  D irectors —'Ira B. Webb, G. R. Rifle, W. A. Purifoy, B. V, Powell, W. G. Rushing.  STATEMENT OF JUNE 30. 1923. RESOU R C ES L oans and disco u n ts...........................$ 58 ,7 2 2 .2 2 L oans on real e sta te ........................... 2 1 ,7 2 5 .0 0 O verdrafts ............................................... 2 3 6 .6 4 U. S. secu rities .................................... 850.00 Other bonds and sec u r ities.............. 28 2 .1 6 1 ,500.00 F u rn iture and fixtures...................... B ankin g house ..................................... 1,8 0 0 .0 0 Other real e sta te .................................. 800.00 Item s in tr a n sit..................... 351.33 D ue from non-reserve ban ks......... 1,3 3 5 .4 6 Cash item s ............................................. 693.04 D ue from reserve ban ks................... 23 ,1 3 8 .5 9 C urrency .................................................. 1 ,893.00 Gold ............................................................ 375.00 S ilv er ................ 4 2 9 .0 4 T otal cash and E x ........$ 2 7 ,8 6 4 .1 3 $ 1 1 4 ,1 3 1 .4 8  T otal  L IA B IL IT IE S Capital stock ..........................................$ 1 0,000.00 Certified surplus ................................. 2 ,500.00 U ndivided profits .......................... 670.56 Individ ual deposits ........................... 62,0 8 3 .2 6 P u blic funds ............................ ............. L 5 9 3 .2 7 Certificates of deposit, tim e............ 3 7,284.39 T otal dep osits ............$ 1 0 0 ,9 6 0 .9 2  T otal  .$114,1 3 1 .4 8  CLARENDON Monroe County BANK OF CLARENDON Charter No. 56.  Date of Charter, January 3, 1900.  O ff ic er s —J. P. Lee, President; W. L. Jefferies, Vice-Presdent; J. E. Pinkley, Cashier; Paul K.  Eaton, Assistant Cashier, D irectors —J. P. Lee, W. L. Jefferies, Jno. B. Moore, R. N. Counts, J. F. Hurst, W. F. Vaughan,  Henry Adams, F. Trotter, J. E. Pinkley. STATEMENT OF JUNE 30. 1923. R ESO U R C ES L oans and d isco u n ts............................ $ 8 4 ,9 3 8 .9 4 L oans on real e sta te ........................... 1 2 9 ,0 9 3 .8 5 U . S. secu rities.........................-.......... 6 ,6 0 0 .0 0 Other bonds and sec u r ities...... ....... 4 ,3 7 1 .9 5 Furniture and fixtu res........................ 2 ,3 1 5 .0 0 D ue from reserve ban ks................... 98 ,9 8 5 .7 8 Checks on other ban ks...................... 503.39 Currency ................................... 7 ,407.00 S ilv er .............................................. 1,4 4 5 .0 6 T otal cash and E x ........$ 1 0 8 ,3 4 1 .2 3  T otal  ....................................................$ 3 3 5 ,6 6 0 .9 7  T h i s a m o u n t n o t a d d e d i n t o t a ls .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ..... ................................. $ 5 0 ,000.00 Certified surplus ............................. 1 0 ,000.00 U ndivided profits ................................ 5 ,129.65 * B ills payable “ D ep osits on w hich more than 4 per cent in terest is p a id ’ ’............................. 27,4 7 0 .1 2 D ividend s unpaid ................................ 37.50 In d ivid u al dep osits ........................... 9 1 ,2 0 9 .4 5 P u blic funds .......................................... 124^940.35 Certificates of deposit, tim e............ 5 4 ,2 0 7 .0 4 T otal dep osits .............. $ 2 7 0 ,3 9 4 .3 4 R eserved for ta x e s................................ 136.98 T otal ................................................ ...$ 3 3 5 ,6 6 0 .9 7  S tate  of  A rkansas  63  CLARENDON Monroe County MERCHANTS & PLANTERS BANK Charter No. 21. O ff ic er s —H. B. Bateman, President;  Date of Charter, July 23, 1890.  Parker C. Ewan, Vice-President; W, H. Brown, Cashier;  J. H. Calhoun, Assistant Cashier. D irectors —H. B. Bateman, J. T. Bateman. T. T. Bateman, Ike Bondi, E. J. Bondi, Parker C. Ewan,  H. E. Lynch, F. K. Marston, R. F. Milwee, Geo. A. Franklin, C. A. Wilburn. STATEMENT OF JUNE 30, 1923. RESOU R C ES L IA B IL IT IE S Loans and discou n ts........................... $ 1 1 8 ,0 8 8 .0 3 Capital stock ................... ...................I I 50,000.00 Loans on real e sta te ...... .................... 1 4 2 ,4 8 0 .6 6 Certified surplus .................................. 25,000.00 3,160.19 U ndivided profits ................................ Overdrafts ........ 77.43 Savings accounts ............................... 2 8,924.25 U. S. sec u r ities................................... . 1 4 ,900.00 Individual deposits .......................... 184,780.05 Other bonds and sec u r ities.....................................1 ,036.00 P ublic funds ........................................ 67,150.61 Furniture and fixtures. ............. 6,251.19 55,721.97 Certificates of deposit, tim e........... B ankin g house .................... . .............. 13,385.03 T otal deposits ........... $336,5 7 6 .8 8 Other real esta te .................................. 3 ,305.38 29.23 Other lia b ilities .................................. Item s in tra n sit..................................... 1,612.31 2 26.42 Cash item s ............................................ D ue from reserve ban k s................... 107 ,3 1 3 .4 5 Checks on other ban k s...................... 180.00 Currency ................................................. 4 ,4 1 2 .0 0 Gold ........................................................... 2 45.00 S ilver ......... 1 ,253.40 T otal cash and E x __ $ 1 1 3 ,6 3 0 .2 7 T otal  .$ 4 1 4 ,7 6 6 .3 0  T otal  $414,7 6 6 .3 0  CLARKSVILLE Johnson County BANK OF CLARKSVILLE Charter No. 15.  Date of Charter, February 6, 1890.  O ff ic er s —T. E. May, President; J. M. Bryant, Vice-President; M. A. Lucas, Cashier; M. E. Clark,  Assistant Cashier. D irectors —T. E. May, J. M. Bryant, J. J. Montgomery, Leslie E. Bryant, F. C. May, M. E. Clark,  M. A. Lucas. STATEMENT OF JUNE 30. 1923. RESOURCES Loans and discou n ts........................... $ 2 0 6 ,9 6 3 .7 6 Loans on real e sta te ........................... 9 6 ,423.11 O verdrafts .................. 787.58 U. S. sec u r ities..................................... 2,1 5 0 .0 0 Other bonds and sec u r ities.............. 74^.155.54 Furniture and fixtures..... ................ 5 ,000.00 B anking house ..................................... 1 0 .000.00 Other real e sta te .................................. 3,5 0 0 .0 0 D ue from reserve b a n k s................... 31 ,3 9 1 .1 0 Checks on other banks...................... 5,845.80 Currency ................................................. 4 ,3 3 2 .0 0 Gold ...... 110.00 Silver .......... 1 ,443.44 T otal cash and E x ........$ 4 3 ,1 2 2 .3 4 To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $442,102.33  L IA B IL IT IE S Capital stock ......................................... $ 2 5,000.00 Certified surplus .................................. 11,000.00 U ndivided profits .............................. 646.42 B ills payable ...... 15,000.00 Individual deposits ........................... 170,646.96 Public funds .......................................... 3 8,864.16 C ertificates of deposit, tim e........... 179,306.75 C ashier’s checks .................................. 1,638.04 T otal deposits ........... $390,4 5 5 .9 1  To t a l  .$44 2 ,1 0 2 .3 3  64  R eport  of  B ank C ommissioner  CLINTON Van Buren County VAN BUREN COUNTY BANK Charter No. 117.  Date of Charter, February 2, 1903.  O ff ic er s —Garner Fraser, President; Luther Bradley, Vice-President; Brad Fraser, Cashier; Porter  Maddox, Assistant Cashier.  D irectors —Garner Fraser, Wm. Barton, Luther Bradley, Brad Fraser, A. L. Johnson.  STATEMENT OF JUNE 30, 1923. R ESOURCES L oans and d isco u n ts_____________! 1 2 4 ,1 7 6 .1 5 O verdrafts ............................................... 368.14 U. S. sec u r ities.................................... 8,9 4 6 .1 5 Other bonds and sec u r ities.............. 4 51.23 Furniture and fix tu res...................... 1.7 4 0 .0 0 B ankin g house ..................................... 1 .500.00 Other real est'ate ................................ 4 10.78 D ue from reserve ban ks................... 2 9 ,4 9 5 .3 1 Currency ................................................. 3.2 1 9 .0 0 Gold ..."..................................................... 1,5 5 3 .5 0 S ilver .......... .............................................. 1 ,256.83 Total cash and E x ........$ 3 5 ,524.64 Other resources .................................. 600.00 T otal  .$ 1 7 3 ,7 1 7 .0 9  L IA B IL IT IE S Capital stock ..... ................................. ! Certified surplus .................................. U ndivided p rofits ............................. Individ ual deposits ............................. P ublic funds .......................................... Certificates of deposit, dem and.... C ashier’s checks ................................ T otal deposits .............. $ 1 4 6 ,2 3 3 .7 0 R eserved for interest ........................  T otal  2 0 , 0 0 0 .0 0  3 ,5 0 0 .0 0 3,9 8 2 .5 7 80,8 7 6 .3 2 2 4 ,5 6 3 .4 6 4 0 ,4 5 6 .2 9 337.63 .82  $ 1 7 3 ,7 1 7 .0 9  GOAL HILL Johnson County CITIZENS BANK Charter No. 293.  Date of Charter, November 27, 1909.  O ffic er s —G. D. Ferguson, President; James R. Rusk, Vice-President; H. A. Daugherty, Cashier;  Fred L. Ferguson, Assistant Cashier. D irectors —G. D. Ferguson, James R. Rusk, H. A. Daugherty.  STATEMENT OF JUNE 30, 1923. RESOU R C ES .$ 6 4 ,5 5 9 .7 6 L oans and d isco u n ts................... 1 2 ,439.00 Loans on real e sta te .................. 69 1 ,0 6 O verdrafts ...................................... 4 3 9 .1 5 U . S. sec u r ities............................ 3 ,8 1 0 .4 6 Other bonds and sec u r ities..... 800.00 Furniture and fixtu res............. 2 , 000.00 B anking house ............................ 500.00 Other real e sta te ......................... 104.00 Item s in transit ......................... 3 39.45 Cash item s .................................... 9,2 2 5 .0 9 D ue from reserve ban k s.......... 2 ,2 3 1 .0 0 Currency ........................................ 172.50 Gold ................................................. S ilver .............................................. 4 0 6 .3 4 T otal cash and E x ........$ 1 2 ,3 7 4 .3 8 Other resources .................................... 3,5 5 0 .0 0 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $ 1 0 .1 , 2 6 7 .8 1  L IA B IL IT IE S Capital stock .......................... ............. ! 1 0 ,000.00 C ertified surplus ................................. 3,0 0 0 .0 0 U ndivided profits ............................... 1,625.98 B ills payable .......................................... 2 0 , 000 .00 Savings accounts ................................ 1,480.18 Individ ual deposits ............................. 4 9 ,7 4 9 .3 3 P u blic funds ......................... ................ 7 ,696.87 Certificates of deposit, tim e............ 7 ,2 2 6 .5 0 C ashier’s checks ............... ....... ........ . 4 8 8 .9 5 T otal deposits .............. $ 6 6 ,6 4 1 .8 3  Total  $101,267.81  S tate  of  A rkansas  65  COLUMBUS Hempstead Countv BANK OF COLUMBUS Charter No. 510.  Date of Charter, June 22, 1920.  O ff ic er s —R. C, Stuart, President; J. Y. Johnson, David Wilson, J. S. Wilson, Vice-Presidents;  A. L. Propps, Cashier. D irectors - —W. S. Atkins, F.. G. Brown, W. H. Darnall, J. Y. Johnson, Ed Shepperson, D. B.  Thompson, David Wilson, J. S. Wilson, A. L. Propps, R. C. Stuart. STATEMENT OF JUNE 30, 1923. RESOU R C ES Loans and disco u n ts...... ....................$ 32,782.03 Loans on real esta te............................ 2,579.78 379.49 Other bonds and secu rities........... . Furniture and fixtures.................... 1 ,952.11 Banking- house ...... :............................ 8 ,539.11 Cash item s ............... 37.50 D ue from reserve banks.. ............... 2 ,291.23 3 48.00 Currency .......... Gold . .......... ..................................... . 35.00 Silver ............... 88.02 T otal cash and E x .......... $ 2 ,7 9 9 .7 5 Other resources ...... 895.01 Total  .$ 4 9 ,9 2 7 .2 8  L IA B IL IT IE S Capital stock ......................................... ! Certified surplus .................................. B ills payable ......................................... Savings accounts ................................ Individ ual deposits ............................. C ashier’s checks ............................... . T otal deposits .............. $18,927.28  Total  20 , 000.00 2 , 0 0 0 .0 0  9 ,000.00 10,653.96 8,210.95 62.37  4 9 ,927.28  CONWAY Faulkner County BANK OF CONWAY Charter No. 19.  Date of Charter, April 29, 1890.  O ff ic er s —Jo Frauenthal,  President; Tom Davis, Vice-President; Opie Hartje, Cashier; George Shaw, Jr., Assistant Cashier.  D irectors —Jo Frauenthal, F. U. Halter, C. H. Newbern, Tom Davis, S. G. Smith, C. E. Durham,  J. J. Heigel.  STATEMENT OF JUNE 30, 1923.  RESOURCES Loans and discou n ts............... ........... $342,836.51. 45 ,8 6 7 .9 2 Loans on real e sta te ...... ................... Loans on cotton................................... 110 ,7 3 3 .1 0 1 .390.46 U S. securities ................ ................. 9 .6 4 7 .4 6 Other bonds and sec u r ities........... . 1 3 .650.00 Furniture and fix tu res..................... B anking house ..................................... 1 5 ,000.00 1 ,227.27 Item s in tr a n sit..................................... 1,181.07 "ash item s ............................................... Due from reserve ban ks................... 8 4 ,708.89 4,8 2 2 .1 2 Checks on other ban k s..................... Currency ............................... ................. 12.846.00 Gold ...'............................ ...................... 786.00 Silver ........ .......................... .............. 3,0 8 9 .3 6 T otal cash and E x ....... $ 1 0 7 ,4 3 3 .4 4 Other resources .................................. 810.00 T ot al   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $648,596.16  LIABILITIES Capital stock ........................................$ 50,000.00 Certified surplus ..................... 10,000.00 U ndivided profits ............. 17,045.60 Savings accounts ................................ 79,325.21 D ividends unpaid ................................ 52.50 Individual deposits ............................ 3 7 3 ,675.06 Public funds ........................................ 54,736.55 C ertificates of deposit, dem and...... 1 8,981.64 Certificates of deposit, tim e.......... 43,4 1 5 .4 1 C ashier’s checks .................................. 1,364.19 T otal deposits ..............$5 7 1 ,5 5 0 .5 6  To t a l  $648,596.16  R eport  66  of  B a n k C ommissioner  CONWAY Faulkner County FARMERS STATE BANK Charter No. 393.  Date of Charter, November 26, 1912.  O ff ic er s —S. G. Smith, President; Wiley Mosley, Frank Farris, Vice-Presdents; R. H. Maddox,  Cashier; H. C. Johnston, J. E. Lyon, Gus Allison, Assistant Cashiers. D irectors —S. G. Smith, S. T. Smith, Frank Farris, Wiley Mosley, J. A. Mode, J. A. Pence,  W. J. Grummer.  RESOURCES  STATEMENT OF JUNE 30, 1923. Loans and d isco u n ts........................ $ Loans on real e sta te ........................ O verdrafts .......................................... U. S. sec u r ities................................... Stock in Federal R eserve B ank.. Other bonds and sec u r ities......... Furniture and fixtu res................... Other real e sta te ................................ Cash item s ................. D ue from reserve ban ks...... ....... D ue from Federal R eserve B ank Checks on other ban k s................... Currency ............................................... Gold ........................................................ Silver .................................................... T otal cash and E x ...$ 1 4 0 ,4 4 9 .1 0  Total  5 6 5 ,2 0 4 .3 1 2 3 7 ,3 9 6 .0 6 1 ,621.95 1 0 ,5 0 0 .0 0 2 ,1 5 0 .0 0 2 2 ,1 6 2 .0 5 13 ,5 0 0 .0 0 1 0 ,582.52 52 8 .3 4 5 7 ,2 1 0 .5 5 53 ,0 0 0 .0 0 6 ,2 8 6 .2 5 17 ,5 6 2 .0 0 610.00 5 ,2 5 1 .9 6  $ 1 ,0 0 3 ,5 6 5 .9 9  L IA B IL IT IE S Capital stoek .....................................I C ertified surplus ............................. U ndivided p rofits ........................... Savings accounts .............................. Individ ual deposits ........................ P u blic funds ............... ....................... Certificates of deposit, demand.. C ertificates of deposit, tim e____ C ertified checks ............................ . C ash ier’s checks ............................. T otal dep osits ......... $ 9 1 8 ,7 2 8 .1 6  T otal  60,0 0 0 .0 0 15,0 0 0 .0 0 9,8 3 7 .8 3 2 7 ,5 9 1 .9 2 4 8 5 ,7 9 2 .0 6 2 3 ,9 5 7 .7 4 53,6 7 8 .2 5 3 2 6 ,1 7 7 .3 2 5.00 1,52 5 .8 7  $ 1 ,0 0 3 ,5 6 5 .9 9  CONWAY Faulkner County FAULKNER COUNTY BANK & TRUST COMPANY Charter No. 103.  Date of Charter, October 28, 1902.  O ff ic er s —B. L. Harton, President; J. E. Little, Vice-President; V. D. Mill, Cashier; J. M. Hill,  Wm. R. James, A. J. Sims, Assistant Cashier. D irectors—D. O. Harton, J. E. Little, W. D. Cole, J. J. Little. STATEMENT OF JUNE 30, 1923. RESOU R C ES L oans and d isco u n ts....................— $ 6 2 5 ,2 6 4 .6 3 L oans on real esta te ........................... 153,7 9 0 .2 3 Loans on cotton ..................................... 14 ,7 9 4 .9 8 O verdrafts ....................... - ..................... 1,2 7 4 .5 8 Other bonds and sec u r ities.......... . 2 5 ,7 1 8 .5 8 Furniture and fixtures...................... 5^508.16 B anking house ..................................... 1 5 ,2 8 8 .8 5 Other real estate ................. 1 0 ,527.09 Cash item s .............................................. 2 08.93 D ue from reserve ban k s................... 8 3 ,6 4 0 .3 7 Checks on other ban ks...................... 6 ,5 5 9 .0 7 Currency .................................................. 2,7 4 9 .0 0 Gold ................................... - ..................... 725.05 Silver ........................................................ 843.88 T otal cash and E x ........$ 9 4 ,7 2 6 .3 0 Other resources ................................... 8 67.50 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $947,760.90  L IA B IL IT IE S Capital stock ...................... ~ ................ $ 9 0 ,0 0 0 .0 0 Certified surplus .................................. 18,000.00 U ndivided profits ................................ 1 0,950,68 B ills payable ..... .................................. 2 1 2 ,5 0 0 .0 0 .Ind ividu al deposits .............. ............ 2 7 6 ,2 2 9 .0 7 8 4 ,3 2 4 .6 5 P u blic funds —............................ ......... 9 1 ,1 3 7 .4 7 Certificates of deposit, dem and___ Certificates of deposit, tim e............ 153 ,9 6 6 .1 0 143.98 Certified checks .................................... 402.10 C ashier’s checks ................... .............. T otal d ep osits .............. $ 6 0 6 ,2 0 3 .3 7 9,1 0 7 .2 5 R eserved for in ter e st........................ R eserved for ta x e s................................ 999.60  Total  .$947 ,7 6 0 .9 0  S tate  of  A rkansas  67  CORNING Clay County CORNING BANK & TRUST COMPANY Charter No. 58.  Date of Charter, April 26, 1900.  O ffic er s —F. B. Sprague, President; T. W. Wynn, Vice-President; E. Vandover, Cashier. D irectors —F. B. Sprague, E. Vandover, A. B. Gallegley, C. R. Black, T. W. Wynn, J. R. Rhyne,  W. M. Fowler.  STATEMENT OF JUNE 30, 1923.  RESOU R C ES L oans and discou n ts...........................$ 3 1 4 ,2 8 5 .0 1 Loans on real e sta te ........................... 31 ,2 4 0 .3 0 Overdrafts ............................................... 1 ,540.75 Other bonds and secu rities.............. 2 ,126.53 Furniture and fixtures...................... 5 ,000.00 B ankin g house ..................................... 23 ,0 0 0 .0 0 O ther real esta te ..................-.............. 2 ,2 1 9 .8 6 D ue from non-reserve ban k s........... 7 ,000.00 Cash item s ........................... 1,2 8 2 .1 4 Due from reserve ban ks................... 3 9 ,7 6 4 .5 6 D ue from Federal R eserve B ank.. 3 ,500.00 C hecks on other ban k s...................... 834.48 Currency .................... 2 ,7 7 7 .0 0 S ilv er ......................................... 1,767.23 T ota l cash and E x ....... $ 5 6 ,9 2 5 .4 1 T otal  .$ 4 3 6 ,3 3 7 .8 6  L IA B IL IT IE S Capital stock ..........................................I Certified surplus .................................. U ndivided profits .............. ................. B ills payable .................... ..................... *B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’............................. Individ ual deposits ........................... P ublic funds .......................................... D ue to non-reserve ban ks................. C ertificates of deposit, dem and...... Certificates of deposit, tim e........... C ashier’s checks ..... .......................... T otal deposits .............. $268,4 3 3 .8 6 T otal  50,000.00 6 , 000.00  1,904.00  110, 000.00 4 8.276.11 156,193.14 4 4.917.37 5,521.57 219.30 48.2 7 6 .1 1 13.306.37  $436,3 3 7 .8 6  *This amount not added in totals.  COTTER Baxter County BAXTER COUNTY BANK Charter No. 144.  Date of Charter, October 12, 1903.  O ff ic er s —W. F. Eatman, President; E. H. Hogue, Vice-President; E. J. Loop, Cashier; H. W.  White, Assistant Cashier. D irectors —W. F. Eatman, E. J. Loop, E. H. Hogue, H. N. Force.  STATEMENT OF JUNE 30, 1923. RESOU R C ES Loans and discou n ts...........................$ Loans on real e sta te ........................... O verdrafts ............................ U. S. sec u r ities..................................... Furniture and fixtures...................... B ankin g house ..................................... D ue from non-reserve ban ks........... D ue from reserve ban ks................... Currency ............... Gold ........................................................... S ilv er ......................................................... T otal cash and E x ........$ 3 2 ,2 7 9 .6 1 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  9 4 ,5 5 3 .9 6 11,4 2 3 .0 9 804.00 11 ,2 0 0 .0 0 597.50 4 ,0 0 0 .0 0 91.00 22 ,8 9 7 .5 0 7 ,491.00 70.00 1 ,730.11  $ 1 5 4 ,8 5 8 .1 6  L IA B IL IT IE S Capital stock ................................... — $ 1 0 , 000.00 6 , 000.00 C ertified surplus ............................... 776.17 U ndivided p rofits ............................... Individ ual deposits ........................... 118,271.91 6 ,145.14 P ublic funds ......................................... Certificates of deposit, tim e............ 1 3,664.94 T otal deposits ............. $138,0 8 1 .9 9  T otal  .$154,858.16  R eport  68  of  B a n k C ommissioner  COTTON PLANT Woodruff County BANK OF COTTON PLANT & TRUST COMPANY Charter No. 62.  Date of Charter, November 1, 1900.  O ff ic er s —R. R. James, President; Roy D. Campbell, Vice-President; A. M. Carter, Cashier; John  I. Andrews, Assistant Cashier. D irectors —R. R. James, Roy D. Campbell, D. H. Echols, J. R. Mehan, J. R. Boon, Walter Rives,  A. M. Carter. STATEMENT OF JUNE 30, 1923. RESOU R C ES L oans and d isco u n ts........................... $ 2 1 2 ,1 9 9 .0 0 Loans on real esta te .......... ................ 9 9 .5 3 6 .8 6 2 2 ,5 0 0 .0 0 Loans on cotton .................................. 1 ,445.35 O verdrafts ............................................... 143.30 U. S. secu rities .................................. 3 ,1 4 6 .4 4 Other bonds and sec u r ities............ 3 ,5 7 3 .4 0 Furniture and fix tu res........................ B anking house ..................................... 15 ,5 5 5 .9 9 8 ,702.31 Other real esta te .......... ..................... 2 ,6 7 3 .6 0 Cash item s ............................................ D ue from reserve ban k s................... 9 0 .7 9 8 .8 6 2,7 4 6 .2 1 Checks on other banks ..... ................ 2 .0 0 7 .0 0 Currency ................................................. 565.00 Gold .......................................................... Silver ........................................................ 1,2 8 7 .2 5 T otal cash and E x __ $ 1 0 0 ,0 7 7 ,9 2 1 .200.00 Other resources ..................................... T otal  .$ 4 6 8 ,0 8 0 .5 7  L IA B IL IT IE S Capital stock ............... ....................... : ; 5 0 , 0 0 0 . 0 0 1 4 ,0 0 0 .0 0 Certified surplus ........-........................ 6 ,220.08 U ndivided profits ............................. Individ ual deposits ............................. 16 3 ,7 3 3 .3 9 P ublic funds ....................... .................. 1 2 7 ,4 7 3 .0 2 D ue to non-reserve ban k s................. 2 0 ,2 3 8 .8 4 Certificates of deposit, tim e............ 65,9 1 5 .2 4 C ashier’s checks ............... .................. 2 0 ,5 0 0 .0 0 T otal deposits .............. $39 7 ,8 6 0 .4 9  T otal  .$4 6 8 ,0 8 0 .5 7  GOVE Polk County BANK OF COVE Charter No. 241. Date of Charter, July 30, 1907. O ff ic er s —O. B. Witherspoon, President; D. Barton, Vice-President; J. C. Allen, Cashier. D irectors —O. B. Witherspoon, A. C. Blake, J. C. Allen, D. Barton, Ober Rowe.  STATEMENT OF JUNE 30, 1923. RESOU R C ES L oans and d isco u n ts...........................? 70,6 2 5 .3 3 5,4 2 0 .5 0 L oans on real e sta te ........................... 2 03.08 O verdrafts ............................................ 20.00 U . S. secu rities .................................... 30.00 Other bonds and sec u r ities.............. 2 ,9 6 5 .0 0 Furniture and fixtu res........................ 90 0 .0 0 B ankin g house ...................................... 3 ,9 4 7 .2 0 Other real e sta te .................................. 8 46.11 Item s in tr a n sit.................................... 5 39.81 Cash item s ............................................ 8 ,6 9 0 .3 7 D ue from reserve ban ks................... 855.00 Currency ................................................. 68 8.00 S ilver ......................................................... T otal cash and E x ........$ 1 0 ,7 7 3 .1 8 1,4 0 8 .9 0 Other resources ..................................... Total  .$97 ,1 3 9 .3 5  T his amount not added in totals.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ........................................ ~f Certified surplus .................................. B ills payable ......................................... * B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’............................. Individ ual deposits ........................... P u blic funds ..... .................................... Certificates of deposit, dem and___ C ash ier’s checks ................................ T otal dep osits ...............$ 7 5 ,1 3 9 .3 5  Total  1 0 ,000.00 2 ,000.00 1 0 ,000.00  3.0 5 5 .9 7 5 7,191.43 3 .055.97 14,5 0 7 .9 0 384.05-  $ 9 7 , 1 3 9 .3 5  S tate  of  A rkansas  69  CRAWFORDSVILLE Crittenden County CRITTENDEN COUNTY BANK & TRUST COMPANY Charter No. 270.  Date of Charter, January 9, 1909.  O ff ic er s —Louis Barton, President; H. E. Wilder, Vice-President; W. M. Crawford, Cashier. D irectors —Louis Barton, W. S. Danner, H. A. McGee, E. J. Badinelli, Albert Horner, H. E. Wilder,  Ed Talbott, C. G. Barton, G. W. Patterson, W. B. Rhodes. STATEMENT OF JUNE 30, 1923. R ESOURCES Loans and d isco u n ts.............. $ 2 8 4 ,6 2 7 .4 4 9 1 ,5 7 8 .6 5 Loans on real esta te .............. Overdrafts ................................. 5.15 Stock in Federal R eserve B ank.... 2,250.00 Other bonds and sec u r ities............ 2,5 5 5 .1 0 3,7 4 1 ,4 5 Furniture and fix tu res ................... B ankin g house ..................................... 3 ,9 8 2 ,2 6 Other real esta te ...................... 1 8 ,494.00 D ue from reserve ban k s...... 1 2 ,069.48 D ue from Federal R eserve B ank.. 20 ,9 2 5 .3 3 Currency ................................................ 4 ,8 0 7 .0 0 Gold .......................................................... 335.00 Silver ......................... 735.13 T otal cash and E x ........$3 8 ,8 7 1 .9 4 T otal  ................................... ............... $ 4 4 6 ,1 0 5 .9 9  L IA B IL IT IE S Capital stock ....................................... $ 75,000.00 U ndivided profits .................. 3,355.49 N otes rediscounted ........................... 38,458.00 Savin gs accounts ________ 18,309.88 Individ ual deposits ........................... 59,225.83 P ublic funds ..................... .«................. 243,315.55 Certificates of deposit, tim e........... 8,244.25 C ashier’s checks ................................ 196.99 T otal deposits ............$329,2 9 2 .5 0  T otal  ....................................................$ 446,105.99  GROSSETT Ashley County BANK OF CROSSETT Charter No. 426. O ff ic er s —E.  W. Gates, President; Roy Dooley, Assistant Cashier.  Date of Charter, December 22, 1913. A. Trieschmann, Vice-President;  G. H. Norman, Cashier,  D irectors —E. W. Gates, A. Trieschman, C. C. Gates, G. H. Norman.  STATEMENT OF JUNE 30. 1923. RESOURCES L IA B IL IT IE S Loans and d isco u n ts..........................$ 4 2 3 ,2 5 0 .5 6 Capital stock ....................................... $ 25,000.00 Loans on real e sta te ........................... 3 5 ,4 5 1 .8 1 Certified surplus ................................ 4 0 ,000.00 O verdrafts ...... 651.52 U ndivided profits ................................ 5 ,621.86 U S. sec u r ities................................. 3 0 ,300.00 Savings accounts ................................ 3 0 5 ,055.52 Other bonds and sec u r ities.....................................2 ,796.98 Individ ual deposits ........................... 2 4 0 ,423.58 Furniture and fix tu res..................... 12,687.93 Public funds .......................................... 55,842.78 Other real e sta te ................................. 11 ,2 4 1 .1 4 Certificates of deposit, tim e........ 18,748.06 Cash item s ............................................ 133.32 C ashier’s checks ................................ 5 ,656.64 Due fr o m reserve b an k s.................. 160,1 8 6 .3 6 T otal deposits ............$6 2 5 ,7 2 6 .5 8 Currency ............... 1 8 ,336.00 Gold ................. 177.50 S ilver .......... 1,135.32 T otal cash and E x __ $ 1 7 9 ,9 6 8 .5 0 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $696,348.44  Total  $696,348.44  70  R eport  of  B ank C ommissioner  DALARK Dallas County DALARK BANK Charter No. 292.  Date of Charter, November 5, 1909.  O ff ic er s —R. M. Atchley, President; J. F. Wilson,  Vice-President; Jno. R. Williams, Cashier;  Elsie Richardson, Assistant Cashier. D irectors —R. M. Atchley, J. M. Dowdy, J. F. Wilson, Tom G. Clark, H. A. Atchley.  STATEMENT OF JUNE 30, 1923. RESOU R C ES L oans and d isco u n ts...........................! Loans on real esta te ........................ O verdrafts ............................................ U . S. sec u r ities..................................... Other bonds and sec u r ities........— E urniture and fixtures...................... B ankin g house ..................................... Other real e sta te .................................. D ue from non-reserve ban ks......... Cash item s ............................................ D ue from reserve ban k s................... Currency ................................................. Gold .......................................................... Silver ...................................................... T otal cash and E x .......... $5 ,2 2 3 .1 1 Other resources .................................. T otal  2 5 ,9 2 4 .9 5 9 ,2 9 1 .6 5 103.35 9 3 .37 387.82 1 ,500.00 2 , 000.00  3 50.00 26 .4 5 4 5 9 .9 6 2 ,9 8 3 .4 0 3 53.00 3 17.50 1 ,082.80  L IA B IL IT IE S Capital stock ....................................... ! Certified surplus ................................ B ills payable .................... ............. ....... Savings accounts ................................ Individ ual deposits ........................... P ublic funds .......................................... Certificates of deposit, tim e......... C ashier’s checks ................................ T otal deposits .............. $ 2 8 ,6 5 0 .3 6  1 0 ,00 0 . 0 0  2 ,2 5 0 .0 0 5,0 0 0 .0 0 5,8 3 9 .1 5 1 3 ,1 9 0 .5 2 4 ,0 6 6 .5 5 5 ,437.36 116.78  1 ,026.11 4 5 ,9 0 0 .3 6  T otal  4 5 ,9 0 0 .3 6  DANVILLE Yell County CITIZENS BANK Charter No. 348.  Date of Charier, September 6, 1911.  O ff ic er s —S. Bondi, President; G. E. Reagan, Vice-President; J. H. Howard, Cashier; J. F. Nunn,  Assistant Cashier. D irectors —S. Bondi, G. E. Reagan, J. H. Howard, N. M. Tidwell, I. Bondi.  STATEMENT OF JUNE 30, 1923. RESOU R C ES Loans and d isco u n ts................ $ 5 1 ,9 3 1 .8 0 L oans on real esta te ........................... 1 6 ,4 8 6 .6 0 O verdrafts ......... —................................ 65 6 .0 4 Other bonds and sec u r ities.............. 11 ,5 7 8 .4 7 Furniture and fixtures...................... 1,150.00 B ankin g house ..................................... 3,0 0 0 .0 0 D ue from reserve b a n k s.................. 9 ,9 8 6 .8 0 Checks on other banks ................... 616.57 Currency .................................................. 2 ,1 5 0 .0 0 Gold .......................................................... 610.00 Silver .................................................... 525.78 T otal cash and E x ........$ 1 3 ,8 8 9 .1 5 Other resources .................................. 9 43.98 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 9 9 , 6 3 6 . 0 4  L IA B IL IT IE S Capital stock ....................................... f C ertified surplus ................................ B ills payable ....................................... Individ ual deposits ........................... P ublic funds ......................................... C ertificates of deposit, tim e............ C ash ier’s checks ......................... ...... T otal deposits ..... ........ $ 6 0 ,1 3 6 .0 4  Total  2 0 , 0 0 0 .0 0  3,5 0 0 .0 0 16,0 0 0 .0 0 4 0 ,1 9 6 .0 0 5,430.89 1 4 ,310.85 198.30  .$ 9 9 , 6 3 6 . 0 4  S tate  of  A rkansas  71  DANVILLE Yell County YELL COUNTY BANK Charter No. 32.  Date of Charter, January 16, 1902.  O ff ic er s — J . W . Lewis, President; O . J . Harkey, Vice-President; J. P. Norman, Cashier; O d ell I.  Moudy, Assistant Cashier.  D irectors —J. W. Lewis, O. J. Harkey, J. P. Norman, T. L. Pound, S. J. Mitchell.  STATEMENT OF JUNE 30. 1923. L IA B IL IT IE S R ESOURCES Capital stock ....................................... $ 25,000.00 Loans and disco u n ts........................... $ 1 1 5 ,4 9 7 .6 6 Certified surplus ................................ 3,500.00 L oans on real e sta te ...... -................... 12 ,4 4 8 .7 4 U ndivided profits ................................ 95.17 O verdrafts ...... 756.92 Individ ual deposits ............................. 160,186.09 U. S. sec u r ities.......... ....................... 185.00 P ublic funds ............. 3^218.71 Other bonds and secu rities.....................................6 ,176.92 Certificates of deposit, tim e......... 8,915.99 Furniture and fix tu res.................... 3 ,300.00 C ashier’* checks ...... 256.17 Banking' house .................................. 2,7 0 0 .0 0 T otal deposits ........... $1 7 2 ,5 7 6 .9 6 Other real esta te .............................. 5 ,000.00 Item s in tra n sit................................ 5.00 D ue from non-reserve ban ks____ 24 ,1 7 7 .0 0 Due from reserve banks................. 17,823.50 Checks on other ban k s_______ 1,116.89 10 .4 4 9 .0 0 Currency ...... Gold . 152.50 S ilver ........................................................ 1,338.00 T otal cash and E x ...... .$ 5 5 ,0 5 6 .8 9 Other resources ...... 45.00 T otal  ............... ....................................$ 201,172.13  T otal .......................................... ........ $ 201,172.13  DARDANELLE Yell County DARDANELLE BANK & TRUST COMPANY Charter No. 282. Date of Charter, July 12, 1909. O ff ic er s —T. E. Wilson, President;  E. R. Pierce, Assistant Cashier.  W. L. Fowlkes, Vice-President; Fred C. Burnett, Cashier;  D irectors —T. E. Wilson, Dr. L. E. Love, J. J. Boyce, T. G. Johnston, Fred C. Burnett, W. L.  Fowlkes, D. C. Cale, Walter Cooper, E. R. Pierce.  STATEMENT OF JUNE 30, 1923. RESOU R C ES Loans and discounts ........ ................$ 30 ,0 1 1 .9 5 1 9 ,287.99 Loans on real e sta te ........... .............. 392.72 O verdrafts ............................................ 1,800.00 Stock in Federal R eserve B ank.... 4,4 1 7 .4 6 Other bonds and secu rities............ 4.0 5 7 .5 0 Furniture and fixtures.__ _______ B anking house ..................................... 2 .700.00 D ue from non-reserve ban ks......... 4.02 D ue from reserve banks .............. 7 .953.45 D ue from F ederal R eserve Bank.. 17,4 3 0 .9 1 Checks on other ban k s............... 697.62 Currency ...... ........................................ 2.9 5 6 .0 0 Gold ...'...................................................... 212.50 S ilver ............................................... ....... 579.36 T otal cash and E x ........$ 2 9 ,8 3 3 .8 6 Other resources .................................. 2,0 7 3 .1 7 To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $394,574.56  L IA B IL IT IE S Capital stock .................... ......... .......' : 50,000.00 Certified surplus ................................ 1 0 , 000.00 U ndivided profits .................... ........... 10,767.18 B ills payable ....................................... 15,000.00 N otes rediscounted ........................... 60,209.68 Individ ual deposits ........................... 174,974.91 Public funds .............. ................... ....... 13,615.02 Certificates of deposit, tim e......... 60,007.77 T otal deposits ........... $248,5 9 7 .7 0  Tot al  $394,574.56  R eport  72  of  B a n k C ommissioner  DARDANELLE Yell County FARMERS BANK Charter No. 281.  Date of Charter, June 28, 1909.  O ff ic er s —J. F. Stevenson,  President; R. H. Cunningham, Vice-President; R. H. Cunningham, Cashier; Albert Rorex, Assistant Cashier.  D irectors —J. F. Stevenson, R H. Cunningham, M. D. Howell, Albert Rorex, R. C. Cunningham, Sr.,  B. L. Cunningham.  STATEMENT OF JUNE 30, 1923  R ESOURCES L oans and discounts ........................$ 1 7 2 ,8 0 4 .6 4 2 1 ,1 2 8 .4 8 Loans on real estate .................. O verdrafts ............................................ 745.74 U . S. sec u r ities............. 1 00.00 Other bonds and sec u r ities............ 1 1 ,891.48 Furniture -and fixtures...................... 2,0 0 0 .0 0 B ankin g house ..................................... «1,886.00 318.01 Other real estate ................................ Cash item s ............................................. 1 ,003.81 D ue from reserve ban ks................... 2 9 ,2 9 0 .4 2 Currency .................................................. 3,5 5 7 .0 0 Gold .......................................................... 775.00 Silver ........................................................ 679.50 T otal cash and E x ........$ 3 5 ,3 0 5 .7 3 T otal  .$ 2 4 9 ,1 8 0 .0 8  L IA B IL IT IE S Capital stock .......................................$ 25,0 0 0 .0 0 8 ,000.00 Certified surplus ........ U ndivided profits ......................... 3,6 4 2 .8 6 B ills payable ...... 20,0 0 0 .0 0 In d ivid u al deposits ...................... 156 ,9 6 1 .3 2 P u blic funds ........................................ 1 ,500.00 C ertificates of deposit, tim e........ 3 2,590.40 C ashier’s checks ................................ 1 ,485.50 T otal deposits .......... $ 1 9 2 ,5 3 7 .2 2  Total  .$249,180.08  DATTO Clay County BANK OF DATTO Charter No. 386. Date of Charter, April 16, 1910. O ff ic er s —C. U. Day, President;  Johnston, Assistant Cashier.  T. C. McGuire, Vice-President; D. P. Day, Cashier; H. W.  D irectors —C. U. Day, T. C. McGuire, D. P. Day.  STATEMENT OF JUNE 30, 1923. RESOU R C ES L oans and d isco u n ts...........................! L oans on real e sta te ........................ O verdrafts U. S. sec u r ities__ _____ ____ _____ Other bonds and sec u r ities.............. Furniture and fixtures...................... Cash item s ............... ............................ D ue from reserve ban k s................. Currency ................................................ Gold .......................................................... Silver ....................................................... Total cash and E x .......... $ 7 ,7 0 2 .9 3 Other resources ................................ Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  2 6 ,8 7 4 .0 2 2 ,9 5 2 .3 2 51.62 6,5 5 0 .0 0 1 68.50 500.00 173.63 5 ,731.03 648.00 2 35.00 9 15.27  L IA B IL IT IE S Capital stock ....................................... $ 1 0 , 00 0. 00 Certified surplus ............................... 1, 000.00 U ndivided profits ................................ 1 ,136.28 B ills payable ........................................ 1 0 , 00 0. 00 Ind ivid u al deposits ..... ..................... 1 9,214.22 P u blic funds ............................ ........... 2 ,852.02 Certificates of deposit, tim e......... 471.33 C ash ier’s checks ................................ 147.23 T otal deposits .............. $22 ,6 8 4 .8 0  21.69  .$ 4 4 , 8 2 1 . 0 8  Total  .$ 4 4 , 8 2 1 . 0 8  S tate  of  A rkansas  73  DECATUR Benton County STATE BANK OF DECATUR Charter No. 226.  Date of Charter, December 29, 1906.  O ff ic er s —E. C. Pickens, President; W. E. Jackson, Vice-President; J. W. Hurd, Cashier; H. J.  Kuebler, Assistant Cashier. D irectors —E. C. Pickens, W. E. Jackson, J. W. Hurd, Dr. R. W. Steele, Mrs. M. N. Hepner.  STATEMENT OF JUNE 30, 1923. RESOU R C ES Loans and d isco u n ts.......................... $ 37 ,2 2 9 .3 1 Loans on real e sta te .......................... 23 ,6 5 9 .0 0 O verdrafts ......................................... 2 03.12 U. S. sec u r ities..................................... 48.00 3,0 9 2 .5 6 Other bonds and sec u r ities........... Furniture and fixtu res..................... 1 ,500.00 B ankin g house ..................................... 1,600.00 Other real e sta te .............................. 9 00.00 D ue from reserve ban k s................... 24 ,6 6 6 .5 0 Currency ................................................ 2,9 4 5 .0 0 Gold .......................................................... 90.00 S ilver ........................................ 1 ,067.15 T otal cash and E x ..... $ 6 8 ,7 6 8 .6 5 Other resources ................. 607.60 T otal  $ 9 7 ,6 0 8 .2 4  L IA B IL IT IE S Capital stock ...................................... ! C ertified surplus ................................ Individ ual deposits ........................... P ublic funds .......................................... C ertificates of deposit, tim e......... C ashier’s checks ................................ T otal deposits .............$ 8 5 ,6 0 8 ,2 4  T otal  1 0 , 000.00  2 , 000.00  63,691.75 4,364.23 17,253.34 298.92  .$ 9 7,608.24  DELIGHT Pike County BANK OF DELIGHT Charter No. 342. Date of Charter, June 16, 1911. O ff ic er s —C. E. Johnson, President; R. W. Stell, C. A. Kizy.ia, Vice-Presidents; W. N. Clingan,  Cashier.  D irectors —C. E. Johnson, C. A. Kizzia, R. W . Stell, C. E. Reid, D . C. Humphry.  STATEMENT OF JUNE 30, 1923. RESOURCES Loans and d isco u n ts.................. Loans on real estate ............... O verdrafts .................................... U. S. secu rities...... .................... Other bonds and secu rities... Furniture and fixtures............. B anking house ............................ Item s in tra n sit......................... Cash item s ..... ............................. D ue from reserve han k s.......... Currency ...................... Gold ...... ............................... Si Iv o r ........................ .........................  T otal cash and E x ........$35,7 3 9 .4 1 To ta l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 5 8 ,562.02 2 1 ,807.02 74.82 2 , 000.00  4 ,4 8 6 .7 5 2 ,581.78 2.4 0 0 .0 0 132.86 145.92 2 6,573.62 7.227.00 1.140.00 6 52.87 .$ 1 2 7 * 7 8 4 .6 6  L IA B IL IT IE S Capital stock ....................................... I 12,500.00 Certified surplus ......................... ...... 7,500.00 U ndivided profits ................................ 2 ,595.35 Individ ual deposits ........................... 5 7.335.24 P u blic funds .......................................... 15,500.22 C ertificates of deposit, dem and.... 32.3 2 3 .2 4 C ashier’s checks ............................... 30.61 T otal deposits ........... $1 0 5 ,1 8 9 .3 1  To t a l  .$127,784.66  74  R eport  B a n k C ommissioner  of  DERMOTT Chicot County BANK OF DERMOTT Charter No. 527. O ffic er s —Geo. A. Knox, President;  McCain, Assistant Cashier.  Date of Charter, January 5, 1922.  H. Thane, Vice-President; M. C. Magness, Cashier; R. N.  D irectors —Geo. A. Knox, R. L. Hardy, S. E. Orr, R. W. Baxter, D. Kimpel, Hy. Thane, A. M.  Heringer, Hy Bordeaux, C. M. Measel. STATEMENT OF JUNE 30. 1923 RESO U R C ES Loans and d isco u n ts........................... $ 1 2 6 ,2 8 1 .2 7 Loans on real e sta te ........................... 1 5 3 ,7 0 3 .1 4 O verdrafts ................................ 8 26.45 Other bonds and secu rities.............. 3 8 ,0 3 6 .4 4 Furniture and fix tu res..... ................ 1 ,950.00 B ankin g house ..................................... 14 ,0 0 0 .0 0 7 ,531.45 Other real esta te ............. Item s in transit .......... 3 54.51 Cash item s ............................................ 9 35.32 D ue from reserve ban k s................... 2 3 ,3 6 2 .8 1 Checks on other ban k s................... 37 5 .5 4 Currency ............................................... 5 ,6 0 8 ,0 0 Gold .................................... 28 0 .0 0 Silver ........... 1 ,641.84 T otal cash and E x ........$ 3 2 ,2 0 3 .5 1 Other resources .................................. 1,178.11 T otal  ...................................................$ 3 7 6 ,0 6 4 .8 8  L IA B IL IT IE S Capital stock ........................................$ Certified surplus ................................ B ills payable ........................................ *B ills Payable, “ D ep osits on w hich more than 4 per cent in terest is p a id ’ ’ ........................... Savings accounts ................ Individ ual deposits ........................... P ublic funds .......................................... C ertificates of deposit, tim e............ C ash ier’s checks ........ T otal dep osits ..... ........ $ 2 4 5 ,3 0 7 .1 1 Other lia b ilitie s ..................  T otal  75_.000.00 15,0 0 0 .0 0 4 0 ,2 3 5 .8 6 51,7 6 2 .8 7 1 0 ,714.68 9 2 ,4 8 2 .7 7 9 9 ,6 5 2 .9 3 4 1 ,8 1 1 .7 5 644.98 521.91  ......................... ..........................$ 3 7 6 ,0 6 4 .8 8  *T his amount not added in totals.  DERMOTT Chicot County EXCHANGE BANK & TRUST COMPANY Charter No. 310.  Date of Charter, May 25, 1910.  O ff ic er s —W. D. Trotter, President; V. J. Trotter and C. R. Bates, Vice-Presidents; S. G. L ock -  hart, Cashier; J. K. McCullough and Angus McDermott, Assistant Cashiers. D irectors —W. D. Trotter, G. W. Lambert, W. R. McCloy, C. Helmstetter, S. G. Lockhart, V. J-  Trotter, E. B. McCullough, C. R. Bates, C. B. Bowman. STATEMENT OF JUNE 30, 1923 R ESO U R C ES .$ 4 6 ,3 9 3 .5 8 L oans and d isco u n ts............... .. . 1 3 5 ,8 2 2 .6 8 Loans on real e sta te .................. . 30 ,3 3 5 .1 9 Loans on other com m odities... 6 06.25 Overdrafts .................................... . 2 9 ,9 0 9 .5 0 U. S. secu rities .......................... . 17 ,4 1 2 .3 4 Other bonds and sec u r ities..... 2 ,2 5 8 .0 0 Furniture and fix tu res............. 9,0 0 0 .0 0 B ankin g house ............................ . 2 3 ,3 6 7 .5 2 Other real esta te ................... 67 0 .0 4 Item s in tra n sit............................ . 6 3 ,1 2 0 .4 5 D ue from reserve ban k s...... . 4 3 1 .9 1 Checks on other ban k s............. 13 ,2 3 5 .0 0 Currency ................................................. 145.00 Gold ......................................-.................. 1 ,872.13 S ilver ....................................................... T otal cash and E x ....... $ 7 8 ,8 0 4 .4 9 2 ,5 8 0 .0 7 Other resources .................................. Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$377,1 5 9 .6 6  L IA B IL IT IE S Capital stock ....................................... ! 1 75,000.00 1 5,000.00 Certified surplus ................................ 3,1 9 5 .8 5 U ndivided profits ..... .......................... Individ ual deposits ........................... 159 ,0 0 5 .1 0 P ublic funds .............. ........................... 8 3 ,9 4 8 .9 7 Certificates of deposit, tim e............ 3 5,795.93 4 ,4 7 3 .7 7 C ashier’s checks ............................... T otal deposits $ 2 8 3 ,2 2 3 .7 7 740.04 Other lia b ilitie s ..................................  To t a l  $377,159.66  S tate  of  A rkansas  75  DES ARC Prairie County FARMERS & MERCHANTS BANK Charter No. 84.  Date of Charter, January 20, 1902.  O ff ic er s —A. L. Erwin, President; W. W. Bethell, Vice-President; L. R. Brown, Cashier; C. S.  Flinn, Assistant Cashier. D irectors —A. L. Erwin, W. W. Bethell, Henry Nichols.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts........................... $ 1 2 0 ,9 4 9 .6 3 2,6 9 9 .6 3 Loans on real esta te ......................... 542.55 1 0 ,402.38 Other bonds and sec u r ities...... . 1 ,324.76 Furniture and fixtures...................... 9.5 0 0 .0 0 B anking house ..................................... Due from reserve ban k s................... 9 2 ,0 8 5 .4 6 1,1 2 7 .9 0 Checks on other banks ................... 3.3 4 8 .0 0 Currency ........... ........................... ........ 805.00 4 7 3 .6 5 T otal cash and E x ........$ 9 7 ,8 4 0 .0 1 1 .9 9 0 .1 4 Other resources .................................. $ 2 4 5 ,2 4 9 .1 0  Total  L IA B IL IT IE S 00 Capital stock ....................................... : 5 0 .0 0 0 . Certified surplus ................................ 10 . 000 . 00 U ndivided profits ................................ 1,717.80 Individ ual deposits ........................... 88,532.73 Public funds ......................................... 50,848.20 Certificates of deposit, dem and.... 42,220.83 C ashier's checks ................................ 1,929.54 T otal deposits ..............$ 1 8 3,531.30  Total  $ 245,249.10  DE QUEEN Sevier County BANK OF DE QUEEN Charter No. 74.  Date of Charter, June 1, 1901.  O ff ic er s —B. E. Isbell, President; L. D. McCown, Vice-President; F. W. Park, Cashier. D irectors —B. E. Isbell, L. D. McCown, F. W. Park, E. C. Hayes, E. J. Allen.  STATEMENT OF JU N E 30, 1923. R ESOURCES Loans and discou n ts........................... $ 2 8 9 ,7 4 4 .8 3 Loans on real esta te ........................ 79,538.38 5.21 9.8 5 0 .0 0 U\ S. secu rities .................................. Other bonds and sec u r ities........... 4 .5 1 2 .5 7 Furniture and fixtures ................... 2,6 8 1 .1 0 B anking house .................................... 1 2 ,000.00 Other real esate .............................. . 4 ,7 1 6 .1 2 Item s in transit ............................. . 9.00 Cash item s ............... ............................ 3 .841.00 D ue from reserve banks ................ . 105,0 4 7 .7 4 Checks on other ban ks..................... 940.49 2 1 ,0 4 2 .0 0 Gold ..'...... ..................................... 4.000 00 3 ,1 3 5 .9 6 T otal cash and E x ..... $ 1 3 8 ,0 0 7 .1 9 105.07 T otal  ............................................   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $5 4 1 ,1 6 9 .4 7  L IA B IL IT IE S Capital stock .............. ........................ $ Certified surplus .................................. U ndivided profits ................................ Savinas accounts ............... Individ ual deposits ........................... Public funds ....................................... D ue to non-reserve b an ks...... .......... Certificates of deposit, dem and......... C ashier's checks ........... T otal deposits ..............$445,3 7 5 .7 0  To t a l  60,000.00 2 5 ,000.00 10,793.77 4 3 ,4 3 2 .5 4 168,927.58 49,134.12 125,728.40 57,063.90 1,089.16  .................................... .................. $ 5 4 1 , 1 6 9 . 4 7  R eport  76  of  B a n k C ommissioner  DE QUEEN Sevier County FIRST STATE BANK Charter No. 459.  Date of Charter, November 29, 1916.  O ffic er s —Roy Williamson, President; H. H. Cooper, Vice-President; C. S. Smith, Cashier; F. E.  Poole, Assistant Cashier. D irectors —Roy Williamson, H. H. Cooper, C. S. Smith, T. A. Knight, Frank Steel, C. M. Gore,  J. C. McClain. STATEMENT OF JUNE 30, 1923. RESOU R C ES L oans and discounts ............... .$ 9 7 ,3 7 0 .0 8 L oans on real esta te .................. 5 .098.49 O verdrafts .................................... 30.38 O ther bonds and secu rities ... 6 29.84 F u rn iture and fix tu res............. 3.8 4 0 .5 0 B ankin g house ............................ 3 5 ,0 0 0 .0 0 Other real estate ....................... 1 ,466.59 Item s in transit .......................... 96 .7 6 6 ,5 9 8 .4 5 D ue from reserve han ks.......... Checks on other ban ks............. 293.59 Currency ......................................... 5,1 1 9 .0 0 Gold ................................................ 28 5 .0 0 S ilv er .............................................. 1 .5 4 4 .5 1 T otal cash and E x ........$ 1 3 ,8 4 0 .5 5 T otal  .$ 1 5 7 ,3 7 3 .1 9  L IA B IL IT IE S Capital stock ........................................ Certified surplus ................................ U ndivided profits ................................ B ills payable ...,.................................. Savings accounts ................................ D ividend s unpaid ............................. Individ ual deposits .................. ........ P u blic funds .......................................... Certificates of deposit, tim e............ C ashier’s checks ................................ T otal dep osits .................$ 8 7 ,9 5 4 .8 7 Other lia b ilitie s ................................  T otal  5 0 .0 0 0 . 00 5 ,500.00 3,8 9 5 .4 0  10. 000 .  7.54 15.00 5 3 ,6 8 2 .4 2 2 4 ,7 6 6 .1 2 8 ,804.38 679.41 22.92  .$157,373.19  DE VALLS BLUFF Prairie County PEOPLES BANK OF DE VALLS BLUFF Charter No. 392.  Date of Charter, November 7, 1912.  O ff ic er s —R. H. Sanders,  President; J. M. McClintock, Vice-President; J. A. Welty, Cashier; J. W. Atkins, Assistant Cashier.  D irectors —R. H. Sanders, J. M. McClintock, Joseph Heckler, E. B. Robinson, Hugh E. Morrow,  Cooper Thweatt, J. A. Welty. STATEMENT OF JUNE 30, 1923. R ESO U R C ES L oans .and d isco u n ts........................... $ 9 9 ,7 9 0 .9 4 L oans on real e sta te ........................... 5 3 ,4 7 8 .9 7 O verdrafts ............... -........................... 727.91 U . S. sec u r ities..................................... 43 7 ,3 3 Other bonds and sec u r ities............ 19 ,9 9 8 .5 3 Furniture and fix tu res...................... 1 ,6 7 1 .2 6 B ankin g house ................................... 2,5 8 0 .0 0 Item s in tr a n sit.—............................. 250.00 Cash item s ............................................ 228.89 D ue from reserve ban k s................... 6 ,9 9 2 .6 1 Currency ................ 4 ,0 8 4 .0 0 Gold ........... 562.50 Silver ............ 1,3 8 2 .1 1 T otal cash and E x ........$1 3 ,2 5 0 .1 1 Other resources ................ 78.82 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$192,263.87  L IA B IL IT IE S Capital stock .....................................! C ertified surplus ................................ U ndivided profits .......................... . B ills payable ................... .................... Individ ual deposits ......... ................. P u blic funds .......... ......... .................. Certificates of deposit, tim e............ C ashier’s checks ..... ......................... T otal deposits .......... ...$ 1 4 7 ,1 4 9 .9 6  Total  1 0 ,000.00  7,500.00 113.91 27,5 0 0 .0 0 82,6 5 1 .1 8 1 6 ,285.80 4 7 ,7 8 7 .3 8 4 2 5 .6 0  .$ 1 9 2 ,2 6 3 .8 7  00  S tate  of  77  A rkansas  DE WITT Arkansas County  HOME BANK OF DE WITT Charter No. 229.  Date of Charter, February 23, 1907.  O ffic er s —C. E. Park, President; N. P. Baird, Active Vice-President; R. D. Rasco, Vice-President;  J. M. Ennis, Cashier; S. M. Terrill, Assistant Cashier. D irectors —C. E. Park, N. P. Baird, H. P. Brown, J. W. Burnett, R. W. Dudley, R. D. Rasco,  I. C. Gibson, W. H. Norsworthv, C. P. Vittitow. STATEMENT OF JUNE 30, 1923. R ESOURCES Loans and d isco u n ts......................... $ 3 8 6 ,4 1 5 .0 4 Loans on real e sta te ............. 156,617.41 Overdrafts ................... .:...................... 815.00 IT. S. securities .................... ........ . 29 ,2 0 0 .0 0 Other bonds and sec u r ities.............. 7,1 6 7 .9 4 1,400.00 Furniture and fixtures.................. B anking house ...... 9,0 0 0 .0 0 Other real esta te .............. .......... — 1 3 ,285.16 Cash item s ....................... 1,189.48 D ue from reserve ban k s................... 84,460.63 Checks on other ban k s...................... 608.26 Currency ....... ....................... - ............... 3,1 4 0 .0 0 Gold ...'........ 690.00 Silver ................ 1,3 2 3 .9 6 T otal cash and E x ........$ 9 1 ,4 1 2 .3 3 Other resources ....... 8 ,021.22 T otal  ....................................................$ 7 0 3 ,3 3 4 .1 0  L IA B IL IT IE S Capital stock .......... ................... ........$ 50,000.00 Certified surplus ...................... 50,000.00 U ndivided profits .................. 14,350.83 Savings accounts ................................ 120.35 Individ ual deposits ...... 202,602.51 P ublic funds .................... 297,807.81 85,744.91 C ertificates of deposit, tim e.......... C ashier's checks ........................... 2,707.69 T otal deposits ............$588,9 8 3 .2 7  T otal  ...... ............................. ....... .......$703,3 3 4 .1 0  DIERKS Howard County BANK OF DIERKS Charter No. 203.  I>ate of Charter, February 7, 1906.  O ffic er s —L. D. McCown, President; A. J. Forgy, Vice-President; J. L. Keener, Cashier; Miss Opal  Epperson, Assistant Cashier. D irectors —W. T. Dodgen, A. J. Forgy, J. L. Keener, L. D. McCown, C. C. Ray.  STATEMENT OF JUNE 30. 1923. RESOU R C ES Loans and discou n ts...........................$ 7 6 ,8 3 2 .9 4 Loans on real e sta te .................. 25 ,2 3 1 .4 2 501.90 Overdrafts ........................ Other bonds and sec u r ities.............. 2 ,027.03 Furniture and fixtures ...................... 1 ,500.00 B ankin g house ..................................... 5 ,000.00 Other real estate ................................ 3,208.33 Cash item s ............. 5.00 Due from reserve ban k s................... 1 2 9,181.55 Checks on other ban k s................... 577.68 Currency ................................................ 7 ,054.00 Gold ............... 190.00 S ilver ........................................................ 1 ,771.05 T otal cash and E x ..... $ 1 3 8 ,7 7 9 .6 8 Other resources .................................. 15.10 To ta l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $253,096.60  L IA B IL IT IE S Capital stock ....................................... $ Certified surplus .................................. U ndivided profits ................................ Individ ual deposits ........................... P u blic funds .......................................... Certificates of deposit, tim e............ C ashier’s checks ................................ T otal deposits ..............$2 0 0 ,7 6 3 .4 6  Total  40,0 0 0 .0 0 10,000.00 2 ,333.14 98,1 5 6 .7 0 22,4 4 7 .1 9 79,5 8 7 .0 0 572.57  .$253 ,0 9 6 .6 0  R eport  78  of  B ank C ommissioner  DIERKS Howard County CITIZENS BANK Charter No. 505.  Date of Charter, February 23, 1920.  O ff ic er s —R. H. Kolb, President; C. R. Floyd, Vice-President; Aubrey Gore, Cashier. D irectors —R. H. Kolb, C. R. Floyd, J. H. Tipton, H. T. Blackwell, Aubrey Gore.  STATEMENT OF JUNE 30, 1923. R ESO U R C ES L oans and d isco u n ts...........................! L oans on real esta te ........................... L oans on other com m odities............ Other bonds and secu rities.............. Furniture and fix tu res....................... B ankin g house .................................... B ills of exchange ......................... — D ue from non-reserve han k s......... Cash item s ............................................. D ue from reserve ban k s................... Currency ................................................. Gold ............. ............................................. S ilver ............. ......... ................................ T otal cash and E x .......$ 2 2 ,2 8 7 .1 8 O ther resources .................................. T otal  13 ,3 4 8 .2 5 6 ,6 5 7 .7 0 1 0 ,00 0. 00  10.00 4 ,2 4 9 .7 2 9,4 2 2 .4 3 18.00 12,6 0 2 .6 3 741.72 5,248.79 1,1 7 0 .0 0 4 90.00 2 ,0 3 4 .0 4  L IA B IL IT IE S Capital stock ............... ............. ......... ! Certified surplus ................................ Savin gs accounts ............................ . Individ ual deposits ........................... P u blic funds ......... ............. ................ C ertificates of deposit, tim e........... C ashier’s checks .............................. T otal deposits .............. $40 ,3 9 4 .4 8  2 5 ,0 0 0 .0 0 2.5 0 0 .0 0 6,288.43 1 8 ,466.09 14,2 6 4 .8 0 1 .10 0. 00  2 7 5.16  1,9 0 1 .2 0 6 7 ,8 9 4 .4 8  T otal  67,8 9 4 .4 8  DODDRIDGE Miler County DODDRIDGE STATE BANK Charter No. 473.  Date of Charter, March 13, 1918.  O ff ic er s —Milton Winham, President; Allen Winham, Vice-President; R. H. Duty, Cashier. D irectors —Milton Winham, E. L. Ramsey, M. W. Tidwell, Allen Winham, Henry Field.  STATEMENT OF JUNE 30, 1923. RESOU R C ES L oans and discou n ts........................... $ 36 ,0 1 9 .4 3 L oans on real e sta te ........................... 13 ,2 0 2 .5 9 1 ,393.00 Furniture and fixtu res...................... 2 ,6 2 0 .7 0 B ankin g house .................... ............... 2 0 0 .0 0 Other real e sta te .................................. 7 ,1 9 4 .6 4 D ue from reserve h a n k s................... 97 2 .0 0 C urrency ...........................- .................... 15.00 Gold .......................................................... 1 ,900.32 Silver ........................................................ T otal cash and E x ........$ 1 0 ,0 8 1 .9 6 50 .7 4 Other resources ..................................  L IA B IL IT IE S Capital stock .........................................! Certified surplus ................................ U ndivided profits ................................ Savings accounts ............................ Individ ual deposits .......................... P u blic funds ........................................ C ashier’s checks ................................ T otal deposits .............. $ 5 0 ,8 1 4 .3 6 R eserved for ta x e s.............................  Total  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 6 3 , 5 6 8 . 4 2  1 0 ,000.00  2 , 000.0 707.68 1 9,434.25 1 5,860.30 15,4 6 5 .7 0 54.11 46 -38  .$ 6 3 , 5 6 8 . 4 2  S tate  of  A rkansas  79  DOVER Pope County BANK OF DOVER Charter No. 192.  Date of Charter, September 29, 1905.  O ff ic er s —W. H. Poynter, Sr., President; W. M. Simpson, Vice-President; L. J. Lemley, Cashier;  Lawrence Campbell, Assistant Cashier. D irectors —W. H. Poynter, Sr., W. M. Simpson, B. H. Lynch, D. H. Lynch, C. K. Campbell, S. L.  Poynter, B. W. Poynter, W. F. Vaughan, W. P. Berry, L. J. Lemley. STATEMENT OF JUNE 30, 1923. RESOU R C ES .$ 9 5 ,0 3 4 .2 2 Loans and d isco u n ts................. 10 ,7 6 1 .0 4 Loans on real esta te ............... 537.01 Overdrafts .................................. 749.00 U. S. securities ........................ . 2.86 Other bonds and securities... 2,0 8 1 .7 2 Furniture and fixtures............ 2 , 000.00 B ankin g house ........................... 6,7 3 9 .2 5 Other real esta te ........................ 128.02 D ue from non-reserve banks 32.68 Cash item s ........... 1..................... . 14,1 8 7 .6 8 D ue from reserve ban k s......... 519.00 Currency ....................................... 125.00 Gold ..."........................................... 8 86.54 Silver ............................................. T otal cash and E x ........$ 1 5 ,8 7 8 .9 2 .$ 1 3 3 ,784.02  Total  L IA B IL IT IE S Capital stock ..............-........................S Certified surplus ................................ U ndivided profits ............................. B ills payable ....................................... Individ ual deposits ........................... P ublic funds ............. ................... ........ Certificates of deposit, tim e......... C ashier’s checks ................................ T otal dep osits ...........$100,7 8 1 .1 5  1 5 .0 0 0 . 00 10 . 000 . 00 3,002.87 5,000.00 5 3 ,126.27 30,208.93 16,939.95 506.00  $133,7 8 4 .0 2  T otal  DUMAS Desha Countv MERCHANTS & FARMERS BANK Charter No. 278. Date of Charter, May 10, 1909. O ff ic er s —E. R. Willeford, Sr., President; J. M. Cox, First Vice-President; S. A. Banks, Second Vice-  President; Lloyd R. Byrne, Active Vice-President; Jeff Burnett, Cashier; Alonsa Brasfield, Bookkeeper. D irectors —E. R. Willeford, Sr., J. M. Cox, Lloyd R. Byrne, S. A. Banks, B. C. Pickens, B. V.  Causey, D. O. Porter.  STATEMENT OF JUNE 30. 1923. R ESOURCES Loans and d isco u n ts............... ........... $ 1 3 2 ,7 9 2 .2 6 Loans on real e sta te ........................ 9 2 ,6 4 1 .5 0 U. S. secu rities ................................... 1 ,100.00 Stock in Federal R eserve Bank.. 2,1 0 0 .0 0 Other bonds and secu rities.............. 15 ,4 7 8 .5 4 Furniture and fixtu res..................... 1,000.00 B anking house .................... ............... 1 3 ,000.00 Other real e sta te ................................. 15,740.00 Cash item s ........................................... 74.20 Due from reserve ban ks................... . 88 ,8 6 2 .6 1 D ue from Federal R eserve Bank.. . 2 1 ,301.83 1 ,969.00 Gold ....'................................................... 140 00 S ilver .............................................. 2,3 5 7 .8 2 T otal cash and E x ..... $ 1 1 4 ,7 0 5 .4 6 3,2 8 1 .5 1 T otal  ............................................... .$ 3 9 1 ,839.27   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ......................................... $ 50,000.00 Certified surplus .................................. 20,000.00 Individ ual deposits ........................... 171,797.79 P ublic funds ........... 78,855.52 Certificates of deposit, dem and.... 5,210.53 Certificates of deposit, tim e......... 61,951.32 C ashier’s checks .................................. 4,0 2 4 .1 1 T otal deposits ............$32 1 ,8 3 9 .2 7  Total  ......................................................$ 3 9 1 , 8 3 9 . 2 7  R eport  80  of  B a n k C ommissioner  DYER Crawford County BANK OF DYER Charter No. 289.  Date of Charter, October 16, 1909.  O ff ic er s —C. H. Moss, President; T. J. James, Vice-President; Ervin C. Morse, Cashier; Velma  Burrough, Bookkeeper.  D irectors —Hugh Branson, C. W. Morse, C. H. Moss, T. J. James, Ervin C. Morse, M. M. Hayes,  J. W. Smith. STATEMENT OF JUNE 30, 1923. RESOU R C ES Loans and d isco u n ts...........................$ 4 4 ,7 0 9 .2 4 Loans on real e sta te ..................... 14 ,2 7 0 .7 5 O verdrafts ............. 2,6 0 8 .4 8 Furniture and fixtu res..... ....... 1,8 5 0 .0 0 B ankin g house ..................................... 1 ,500.00 Cash item s ............................. 5.00 D ue from reserve ban ks................... 6,0 8 3 .7 8 Currencv ................................................ 9 19.00 Gold ........................................ 17.50 S ilver ........................................................ 635.00 T otal cash, and E x .......... $ 7 ,6 6 0 .2 8 T otal  L IA B IL IT IE S Capital stock .................................. ....$ 10,0 0 0 .0 0 Certified surplus ...... 2,00 0 .0 0 329.83 U ndivided profits ................................ B ills payable .......................................... 2 0 ,0 0 0 .0 0 *B ills Payable, “ D eposits on w hich more than 4 per cent interest is p a id ’ ’............................. 5 ,000.00 Individ ual deposits ........................... 3 0 ,9 1 2 .5 6 P u blic funds .......................................... 72.30 9,2 3 6 .9 2 C ertificates of deposit, tim e......... C ash ier’s checks ................................ 4 7 .1 4 T otal deposits .............. $ 4 0 ,2 6 8 .9 2  ....................................................$ 72 ,5 9 8 .7 5  T otal  .................................................... $ 7 2,598.75  *T his amount not added in totals.  EARLE Crittenden County BANK OF COMMERCE Charter No. 321.  Date of Charter, October 3, 1910.  O ff ic er s —C. T. Whitman, President; L. J. Machen, Albert Brandes, Vice-Presidents;  Moore, Cashier; P. A. Gowen, Assistant Cashier.  James C.  D irectors —C. T. Whitman, L. J. Machen, Albert Brandes, L. L. Barham, Geo. Spencer, Guy A.  Blann, J. R. Pugh, Frank B. Huxtable, James IC. Moore.  STATEMENT OF JUNE 30, 1923. R ESO U R C ES L oans and d isco u n ts........................ $ L oans on real esta te ....................... Loans on cotton .............................. O verdrafts .......................................... Stock in Federal R eserve B ank Other bonds and sec u r ities....... Furniture and fixtu res................... Other real esta te ................................ D ue from non-reserve ban k s....... Cash item s ....................................... D ue from reserve ban ks.............. D ue from Federal R eserve B ank Checks on other ban ks................... Currency ............................................. Gold ..................................................... Silver ................................................... T otal cash and E x ...$ 1 1 5 ,7 1 2 .0 7 Other resources ................................  5 3 1 ,8 4 6 .5 0 2 5 5 ,3 1 2 .7 4 4 ,6 4 3 .3 7 1,7 9 3 .5 1 5,4 0 0 .0 0 1 3 ,8 0 4 .8 6 7,3 6 8 .6 0 1 1 2 ,7 9 5 .6 9 12 ,6 3 6 .8 7 5,4 9 3 .3 2 2 8 ,1 0 3 .8 8 5 2 ,1 6 4 .0 6 4 ,9 7 5 .0 7 1 0 ,2 7 2 .0 0 60.00 2 ,0 0 6 .8 7  1 5 0 ,0 0 0 .0 0 3 0 ,0 0 0 .0 0 9,7 5 2 .9 8 193 ,1 0 8 .5 7 2 9 ,5 0 0 .0 0 100.00 175 ,6 9 9 .0 4 4 3 8 ,3 2 2 .4 5 5 3 ,1 5 1 .0 6 2 5 0.00 1 ,768.07  3,4 7 4 .8 3  T otal ................................................ $ 1 ,0 5 2 ,1 5 2 .1 7 * T h i s a m o u n t n o t a d d e d in t o t a ls .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock .....................................$ Certified surplus .............................. U ndivided profits ........................... N otes rediscounted ............. *B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’........................ D ividend s unpaid ........................... Individ ual deposits ........................ P u b lic funds ..................................... C ertificates of deposit, tim e...... Certified checks ............................... C ashier’s checks .............................. T otal d ep osits ......... $ 6 6 9 ,2 9 0 .6 2  Total  ................................................... $ 1 , 0 5 2 , 1 5 2 . 1 7  S tate  of  A rkansas  81  EARLE Crittenden County CRITTENDEN COUNTY BANK & TRUST COMPANY Charter No. 270.  Date of Charter, January 9, 1909.  O ff ic er s —Louis Barton, President; Albert Horner, Vice-President; A. B. Rhodes, Cashier; E. J.  House, Assistant Cashier.  D irectors —Louis Barton, Albert Horner, W. B. Rhodes, H. E. Wilder, W. S. Danner, H. A. McGee,  E. J. Badinelli, Geo. W. Patterson, Ed Talbot, C. G. Barton.  STATEMENT OF JUNE 30. 1923. RESOURCES Loans and disco u n ts..................... ...$ 4 8 6 ,0 1 9 .4 2 Loans on real e sta te .......................... 293 ,8 0 5 .9 3 Loans on cotton ......... ............ 2,000.00 Overdrafts ................ 21.81 Stock in Federal R eserve B ank.... 3 ,000.00 Other bonds and sec u r ities............ 13 ,1 6 4 .9 7 Furniture and fixtu res...................... 4,2 4 5 .2 2 B anking house .............. 9,0 0 0 .0 0 Other real esta te ................................ 669.08 4 75.00 Item s in tra n sit............................ Cash item s ..... .......................... .......... 13.00 D ue from reserve ban k s................. 7 ,429.61 D ue from Federal R eserve B ank.. 26 ,6 4 3 .2 1 Checks on other ban k s................. 2 ,640.78 Currency .......... 4,5 7 4 .0 0 Gold .......... 162.50 Silver .......... 1,349.90 T otal cash and E x ........$ 4 2 ,8 1 3 .0 0 Total  ................ ................................. $ 8 5 5 ,2 1 4 .4 3  L IA B IL IT IE S Capital stock ............ $ 100,000.00 U ndivided profits ................................ 11,039.49 B ills payable .......... 176,000.00 N otes rediscounted ..................... 113,432.89 * B ills payable ‘ ‘D eposits on w hich more than 4 per cent 16,102.41 in terest is p a id ” ............................. Savings accounts ................................ 10,378.91 Individ ual deposits ...... 100,455.75 Public, funds ................ 3 1 3,088.64 Certificates of deposit, tim e.....................................30,599.17 C ashier’s checks ................................ 219.58 T otal deposits ............$ 4 54,742.05  T otal  ..................................................$855,214.43  *This amount not added in totals.  ELAINE Phillips County BANK OF ELAINE Charter No. 481.  Date of Charter, May 9, 1919.  O ffic er s —John D. Crow, President; W. F. Craggs, Vice- President; J. B, Shinn, Cashier. D irectors — E. M. Allen, C. L. Bernard, W. F. Craggs, J. M. Countiss, John D. Crow, J. W. Keesee,  I. H. Lee,  STATEMENT OF JUNE 30, 1923.  R ESOURCES Loans and discounts ................. $ 68 ,3 6 5 .1 6 Loans on real esta te ..... ............. 5 .900.00 Loans on cotton ........................ 2 , 000.00 O verdrafts ...................................... 354.53 Other bonds and securities.... 8,789.48 Furniture and fixtures.............. 1,860.23 B anking house ............................ 4.5 0 0 .0 0 Cash item s ..................................... 1 ,137.46 Due from reserve ban ks................... 1 8 ,356.68 Currency ...................... 432.00 Gold ................... 60.00 S ilver ........................................................ 381.42 T otal cash and E x ........$ 2 0 ,3 6 7 .5 6 Total  ....  ..............................................$ 1 1 2 , 1 3 6 . 9 6   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ....................................... $ C ertified surplus ................................ U ndivided profits ............. Savings accounts ............................ D ividends unpaid ................................ Individual deposits ........................... Public funds .......................................... T otal deposits .............. $81 ,4 5 6 .9 0  To t a l  15,000.00 15,000.00 680.06 1,425.00 132.00 38,494.73 4 1 ,4 0 5 .1 7  .$ 1 1 2 ,1 3 6 .9 6  R eport  82  of  B a n k C ommissioner  EL DORADO Union County  BANK OF COMMERCE  Charter No. 489. Date of Charter, August 25, 1919. O ffic er s —Albert Rowell, President; T. H. Norris and Sam E. Babb, Vice-Presidents; C. B. Crumpler, Cashier; H. G. Williams, Jr., Assistant Cashier. D irectors —B. W. Reeves, Bobbie Goodwin, T. H. Norris, D. McDonald, H. B. Reeves, W. E.  McRae, J. A. Moore, J. H. McWilliams, Albert Rowell.  STATEMENT OF JUNE 30, 1923. RESOURCES  L oans and d isco u n ts.........................$ 1 ,0 8 8 ,7 5 0 .7 7 L oans on real e sta te ...................... 1 2 0 ,4 5 5 .0 0 U . S. secu rities ................. 4 2 3 ,8 5 2 .8 2 Stock in Federal R eserve B ank 3 ,3 0 0 .0 0 Other bonds and secu rities......... 14 ,2 3 1 .0 1 Furniture and fixtu res................... 2 0 ,9 1 7 .9 6 2 9 ,0 1 0 .9 2 B ankin g house ........... Other real esta te ............- ............ 1,0 8 9 .9 0 Item s in tra n sit................................ 5 ,2 3 4 .2 5 2,5 7 1 .0 1 Cash item s ........................................ D ue from reserve ban ks.............. 5 7 6 ,8 3 9 .8 8 D ue from F ederal R eserve B ank 1 5 4 ,5 2 5 .1 6 Checks on other ban ks................... 4 1 ,2 5 2 .8 3 Currency ................... 8 1 ,5 8 6 .0 0 1 0 ,6 2 1 .8 4 Silver .......... T otal cash and E x ...$ 8 6 7 ,3 9 6 .7 2 T otal  $ 2 ,5 7 4 ,2 3 9 .3 5  L IA B IL IT IE S Capital stock ..................................... $ 100 ,0 0 0 .0 0 Certified surplus .............................. 10,0 0 0 .0 0 3 1 ,9 4 9 .7 0 U ndivided profits ........................... Savin gs accounts ....... 7 7 ,7 2 1 .1 4 T rust funds ..................................... 3,5 9 4 .9 3 Individ ual deposits ........................ 1 ,5 6 3 ,8 8 4 .0 4 1 9,367.12 P u blic funds ..................................... D ue to non-reserve ban ks............ 1 8,737.93 C ertificates of deposit, dem and 2 1 9 ,5 5 5 .8 0 Certificates of deposit, tim e___ 4 3 0 ,8 4 0 .7 2 7,110.92 Certified checks ................................ C ash ier’s checks .............................. 8 5 ,3 5 3 .0 4 T otal dep osits ......... $ 2 ,4 2 6 ,1 6 5 .6 4 R eserved for in ter e st...................... 6,1 2 4 .0 1  T otal  .$ 2 ,5 7 4 ,2 3 9 .3 5  ELKINS Washington County  BANK OF ELKINS  Charter No. 377. Date of Charter, June 1, 1912. O ff ic er s —G. W. Bassett, President; Jay Fulbright, Vice-President; L. H. Smith, Cashier; C. West, Assistant Cashier. D irecto rs —G. W. Bassett, Jay Fulbright, L. H. Smith, H. F. Stokenbury, S. M. Strayer, Roe  Stokenbury, Witt Carter.  STATEMENT OF JUNE 30, 1923.  R ESO U R C ES L oans and d isco u n ts................ $ 1 0 3 ,4 6 0 .3 3 L oans on real esta te ........................... 3 5 ,7 5 0 .0 0 5 18.86 O verdrafts .............................................. Furniture and fixtures...................... 1 ,350.00 B ankin g house ..................................... 1,7 0 0 .0 0 Other real e sta te .................................. 2,2 5 0 .0 0 Cash item s ............................................. 23 3 .9 6 D ue from reserve banks................... 2 4 ,9 3 2 .2 3 Currency ................................................ 3 .7 4 0 .0 0 Silver ........................................................ 2^921.56 T otal cash and E x ........$ 3 1 ,8 2 7 .7 5 T otal  $ 1 7 6 ,8 5 6 .9 4  L IA B IL IT IE S Capital stock ........................................S Certified surplus ......... ....................... U ndivided profits ............ .................... Savings accounts ................................ Individ ual deposits ........................ .. Certificates of deposit, dem and.... T otal deposits ............$ 1 4 2 ,1 3 3 .7 2  T otal  10 ,000.00 2 0 , 000.00  4 ,7 2 3 .2 2 5 1,798.92 7 2,566.58 17,7 6 8 .2 2  $ 1 7 6 ,8 5 6 .9 4  EL PASO White County  BANK OF EL PASO Charter No. 412.  Date of Charter, March 1, 1913.  O ff ic er s —W. P. Davis, President; D. H. Edwards, Vice-President; R. E. Kent, Cashier. D irectors —W. P. Davis, J. A. Phelps, R. E. Kent, D. H. Edwards, J. F. Bailey.  STATEMENT OF JUNE 30, 1923. RESOU R C ES Loans and d isco u n ts...........................$ 3 8 ,1 1 8 .6 1 O verdrafts ............................................ 169.01 Furniture and fixtures...................... 1 ,600.00 B ankin g house ..................................... 1,7 0 0 .0 0 Other real e sta te .................................. 3 ,1 6 3 .1 8 Item s in tr a n sit..................................... 23.00 Cash item s ............................................. .50 D ue from reserve ban k s................... 2 ,1 1 9 .0 1 Currency ............... 40 8 .0 0 Gold ........... 110.00 Silver ................. 57.52 T otal cash and E x ........$ 2 ,6 9 5 .0 3 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 4 7 , 4 6 8 . 8 3  L IA B IL IT IE S Capital stock ....................................... $ 1 0 ,0 0 0 . 0 0 Certified surplus .................................. 5 ,000.00 U ndivided profits ................................ 923.83 B ills payable .................. ..................... 12,5 0 0 .0 0 Individ ual deposits ........................... 9,4 3 4 .4 7 Certificates of deposit, tim e............ 9 ,4 4 5 .0 2 C ashier’s checks ................................. 165.51 T otal dep osits ......... ....$ 1 9 ,0 4 5 ,0 0  Total  .$ 4 7 , 4 6 8 . 8 3  S tate  of  A rkansas  83  ELM SPRINGS Washington County  ELM SPRINGS STATE BANK  Charter No. 407. Date of Charter, February 21, 1913. O ff ic er s —W. J. Bradley, President; O. F. Hellstern, Vice-President; R. F. Mustain, Cashier; Miss Nannie Hale, Assistant Cashier. D irectors —W. J. Bradley, O. F. Hellstern, Kib Terry, G. W. Aaron, R. F. Mustain. STATEMENT OF JUNE 30, 1923. R ESOURCES Loans and d isco u n ts...........................! Loans on real esta te ........................... Overdrafts ............................................. U . S. secu rities..................................... Furniture and fixtures...................... B anking house ..................................... Other real e sta te .................................. Cash item s ..... ...................................... D ue from reserve ban ks................... Currency ................................................ Gold ......................................................... S ilver ........................................................ T otal cash and E x .......... $ 5 ,4 0 2 .1 5 Other resources .................................. Total  4 5 ,4 2 6 .3 7 6 .641.00 34.51 200.00  1 ,973.88 1 .200.00  L IA B IL IT IE S Capital stock ......................................! 1 0 ,00 0. 00 4 ,500.00 Certified surplus .......... ......... ............. B ills payable ...................... ............... 1 0 ,000.00 Individ ual deposits ........................... 30,354.11 Certificates of deposit, tim e...... . 21,747.63 T otal deposits .............. $52 ,1 0 1 .7 4  14 ,6 0 8 .0 4 115.60 3 ,288.69 1,268.00 76.00 653.86 1,115.79 7 6 ,6 0 1 .7 4  T otal  76,601.74  EMERSON Columbia County  FARMERS BANK  Charter No. 188. Date of Charter, July 18, 1905. O ff ic er s —T. S. Grayson, President; W. J. Maloch, Vice-President; Ned T. Prator, Cashier; Jewell Maloch, Assistant Cashier. D irectors —T. S. Grayson, W. J. Maloch, C. W. Jean, E. W. War.ren, J. A. Maloch, A. J. Trammell, I. N. McCollum, G. E. Mullins, W. D. Wingfield. STATEMENT OF JUNE 30, 1923. RESOURCES Loans and d isco u n ts...........................! Loans on real e sta te ........................... O verdrafts ............................................. U. S. sec u r ities..................................... Furniture and fixtures...... .............. B ankin g house ............................... . Item s in tra n sit.................................. D ue from reserve ban ks................... Currency ................................................ Gold .......................................................... S ilver ........................................................ T otal cash and E x ........$ 2 6 ,4 4 9 .5 0 T otal  4 4 ,4 9 5 .7 4 72 ,0 2 2 .7 8 37.96 5 .800.00 2 ,6 8 2 .0 4 4 ,7 8 9 .6 2 8.14 2 0 ,9 6 8 .8 4 4 .1 3 0 .0 0 85.00 1 ,265.66  .$ 1 5 6 ,2 8 5 .7 8  L IA B IL IT IE S Capital stock ....................................... Certified surplus .................................. U ndivided profits ................................ B ills payable .......................................... Individ ual deposits .............. ............ P ublic funds .......................................... Certificates of deposit, tim e........... C ashier’s checks ................................ T otal deposits .............. $ 9 8,149.98 B onds borrowed ..................................  T otal  2 5 .0 0 0 . 00 6.250.00 6,085.80 1 5 .0 0 0 . 00 63,794.17 2,862.90 31,176.21 316.70 5.800.00  .$156,285.78  ENGLAND Lonoke County  BANK OF ENGLAND  Charter No. 48. Date of Charter, August 23, 1898. O ff ic er s —O. O. Scroggin, President; G. W. Morris, Vice-President; R. L. Buffalo, Cashier; C. E. Hankins, Assistant Cashier. D irectors —O. O. Scroggin, G. W. Morris, R. L. Buffalo, S. S. Beaty, O. O. Scroggin, Jr. STATEMENT OF JUNE 30. 1923. RESOURCES Loans and d isco u n ts........................... $ 1 3 5 ,8 1 6 .9 5 Loans on real e sta te ........................... 3 1 ,3 4 5 .3 8 Overdrafts .............................................. 13.15 U. S. sec u r ities..................................... 15 ,8 8 2 .0 0 Other bonds and sec u r ities.............. 2,8 2 5 .5 2 Furniture and fixtures........................ 800.00 D ue from reserve ban ks................... 75,4 6 5 .5 0 Checks on other b an ks..................... 573.90 Currency ............... 6 ,911.00 Gold .......................................................... 60.00 Silver ........................................................ 2,0 8 3 .5 3 T otal cash and E x ..... $ 8 5 ,0 9 3 .9 3 Other resources ...... 8,8 0 0 .0 0 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$280,576.93  L IA B IL IT IE S Capital stock ....................................... $ 25,000.00 Certified surplus .................................. 45,000.00 U ndivided profits ................................ 4,8 5 4 .5 6 Individ ual deposits ........................... 165,835.32 P ublic funds .......................................... 2 1,816.65 Certificates of deposit, dem and.... 18,068.64 C ashier’s checks ................................ 1.76 T otal deposits ........... $20 5 ,7 2 2 .3 7  To t a l  .$280,576.93  R eport  84  of  B a n k C ommissioner  ENGLAND Lonoke County CITIZENS BANK & TRUST COMPANY Charter No. 361.  Date of Charter, December 22, 1911.  O ffic er s —J. E. Hicks, President;  Harry Galloway, Harry C. Ehlers, Vice-Presidents; Harry CEhlers, Cashier; Lois Rutherford, Assistant Cashier.  D irectors —W. M. Wilson, Sanford Wilbourne, A. H. Kaufman, Ben B. Morris, Oscar Kochtitzky,  Harry C. Ehlers, J. E. Hicks, Harry Galloway, Q. T. Workman, Sam Dardnne, W. T. Hamilton. STATEMENT OF JUNE 30, 1923. R ESO U R C ES L oans and d isco u n ts............. ..$ 3 3 8 ,0 4 8 .3 9 L oans on real e sta te ........................... 1 1 4 ,6 9 0 .5 0 O verdrafts .............................. 2 67.97 Bonds to secure postal sa v in g s....... 1 ,575.00 Stock in Federal R eserve B ank.... 3 ,9 0 0 .0 0 Furniture and fix tu res...................... 11 ,5 8 4 .4 0 B ankin g house .................................— 16 ,5 0 3 .8 8 Cash item s ............................................ 1,208.43 D ue from reserve hanks ................. 2 ,4 8 9 .8 8 D ue from F ederal R eserve B ank.. 1 7 ,895.08 Checks on other han k s...................... 851.31 Currency ...... 340.00 S ilver ................. 590.20 T otal cash and E x ........$ 2 3 ,3 7 4 .9 0 T otal  $ 5 0 9 ,9 4 5 .0 4  L IA B IL IT IE S Capital stock ....................................... $ 1 0 0 , 0 0 0 . 0 0 Certified surplus ................................ 4 0 ,0 0 0 .0 0 2 ,8 4 4 .4 6 U ndivided profits ................................ B ills payable ....................................... .. 2 5 ,0 0 .0 0 N otes red iscoun ted ........................... 6 7,570.00 Individ ual deposits ........................... 2 1 4 ,7 8 0 .9 0 P u blic funds .......................................... 3 5 ,7 5 9 .7 5 C ertificates of deposit, tim e........... 19,9 9 1 .5 2 C ash ier’s checks ................................ 1,1 5 3 .5 3 T otal deposits ............$ 2 7 1 ,6 8 5 .7 0 R eserved for ta x e s............................. 2 ,8 4 4 .8 8  T otal  .$ 5 0 9 ,9 4 5 .0 4  EUDORA Chicot County BANK OF EUDORA Charter No. 152.  Date of Charter, February 23, 1904.  O ffic er s —H. W. Graves, President; E. T. Cashion Active Vice-President; W. W. Grubbs, Vice-  President; M. G. Lamar, Cashier; R. B. Wofford, R. C. Grubbs, Assistant Cashiers. D irectors —H. W. Graves, E. T. Cashion, W. W. Grubbs, M. Cashion, R. H. Meyer, Sol Meyer,  L. W. May, M. G. Lamar. STATEMENT OF JUNE 30. 1923. R ESO U R C ES Loans and discounts .......................... $ 2 2 6 ,0 4 8 .2 7 Loans on real estate .......................... 2 4 1 ,7 2 0 .6 6 O verdrafts .............................................. 155.97 Other bonds and sec u r ities.............. 3 0 ,4 5 9 .7 7 F u rn iture and fixtu res...................... 6,7 5 9 .5 0 B ankin g house ..................................... 1 5 ,4 8 0 .5 0 Other real estate ................................. 9 ,4 4 9 .1 7 Item s in tra n sit..................................... 4 7 1 .2 5 D ue from reserve banks ................. 6 4 ,2 1 8 .5 5 Currency ................................................ 7,0 2 2 .0 0 Gold .................... 1,1 4 0 .0 0 Silver ........................................................ 1,9 0 3 .5 3 T otal cash and E x ..... $ 7 4 ,2 8 4 .0 8 Other resources ....................... 4 ,8 0 1 .0 5 T otal ....................................................$ 6 0 9 ,6 3 0 .2 2 T h is a m o u n t n o t a d d e d in t o t a ls .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ....................................... $ 5 0 ,000.00 Certified surplus ........... 5 ,0 0 0 .0 0 U ndivided profits ................................ 17,525.89 B ills payable ........................................ 13 5 ,0 0 0 .0 0 * B ills Payable, “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’............................. 2,550.00' Savin gs accounts ................................ 73,9 5 1 .5 0 Individ ual deposits ........................... 157 ,8 1 0 .5 0 P u blic funds ....................................... 62,7 5 9 .2 2 C ertificates of deposit, tim e......... 106 ,1 4 5 .6 8 C ashier’s checks ................................... 1 ,008.40 T otal dep osits ............$40 1 ,6 7 5 .3 9 Other lia b ilitie s ................................... 4 2 8 .9 4 Total  .......................................................$ 6 0 9 , 6 3 0 . 2 2 .  S tate  of  A rkansas  85  EUREKA SPRINGS Carroll Countv BANK OF EUREKA SPRINGS Charter No. 374.  Date of Charter, May 4, 1912.  O ff ic er s —Wm. Kappen, President; Fred C. Cook, Vice-President; G. E. Burson, Cashier; W. G.  Barker, Assistant Cashier. D irectors —Wm. Kappen, Fred C. Cook, G. E. Burson, C. A. Fuller, A. L. Hess.  STATEMENT OF JUNE 30, 1923. RESOU R C ES Loans and discounts ....................... .$ Loans on real e sta te .......................... O verdrafts ................... Other bonds and sec u r ities.............. Furniture and fixtures.................. Other real esta te .................................. Item s in tr a n sit.................................... Gash item s .................. D ue from reserve ban k s............. Checks on other ban k s...................... Currency .......... Gold ........ S ilver ............................ T otal cash and E x ..... $ 2 8 ,1 8 4 .8 9 Other resources .................................. Total  83 ,2 6 8 .3 7 18 ,9 8 8 .1 8 125.22 11 ,0 7 0 .0 1 2,2 0 0 .0 0 600.00 100.00 55.49 2 3 ,7 2 5 .8 2 231.50 2 ,719.00 237.50 1 ,215.58  L IA B IL IT IE S Capital stock ....................................... ! 1 0 ,000.00 5,000.00 Certified surplus ............................. 836.58 U ndivided profits ............................... Savings accounts ................................ 2 2 ,827.16 Individ ual deposits ........................... 69,529.34 P u blic funds .......................................... 11,137,98 Certificates of deposit, tim e............ 2 4 ,354.71 857.33 C ashier’s checks .................................. T otal deposits ........... $ 128,706.52  6.43  $ 1 4 4 ,5 4 3 .1 0  .$144,543.10  Total  EVENING SHADE Sharp Countv BANK OF EVENING SHADE Charter No. 69. O ff ic er s — IV. A. Edwards, President;  E. B. Metcalf, Assistant Cashier.  Date of Charter, February 5, 1901. E. L. bull  , Vice-President; W. N. Metcalf, Cashier;  D irectors —W. A. Edwards, J. R. Metcalf, O. S. Westmoreland, E. L. Sullivan, W. N. Metcalf,  J. R. Edwards.  STATEMENT OF JUNE 30, 1923  RESOURCES Loans and discounts ........................$ 3 8 .402.50 Loans on real esta te ........................... 2.4 3 8 .5 6 U . S. sec u r ities..................................... 1 4 ,100.00 Other bonds and sec u r ities........ 1,762.50 Furniture and fixtures...................... 1,000.00 B anking house ...... 700.00 Other real e sta te ................................ 500.00 D ue from reserve ban k s.......... ...... 4 7 ,5 7 0 .8 6 Currency ................................................. 2,237.00 Gold ................... 10.00 Silver ................................ ................... . 953.33 T otal cash and E x __ $ 5 0 ,7 7 1 .1 9 T otal ....................................................$ 1 0 9 ,6 7 4 .7 5 * T h is a m o u n t n o t a d de d in to ta ls.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ...................................... $ Certified surplus .................................. U ndivided profits ............... * B ills payable ‘ ’D eposits on w hich more than 4 per cent in terest is p a id ” ............................. Individ ual deposits ........................... P u blic funds ...... C ertificates of deposit, tim e..... ...... T otal deposits .............. $ 9 6,709.38  Total  10.000.00 2,000.00 965.37 18,173.97 33,148.72 48,4 0 6 .6 6 15,154.00  ....................................................... $ 1 0 9 , 6 7 4 . 7 5  R eport  86  of  B a n k C ommissioner  EVERTON Boone County BANK OF NORTH ARKANSAS Charter No. 451.  Date of Charter, March 23, 1916.  O f f ic e r s —L. C. Gibson, President; N. C. Gibson, Vice-President; W. E. Cantrell, Cashier. D irectors —L. C. Gibson, N. C. Gibson. W. E. Cantrell.  STATEMENT OF JUNE 30. 1923 RESO U R C ES L oans and d iscounts ........................ $ 4 4 ,6 8 9 .9 8 L oans on real esta te ........................... 16 ,3 1 9 .5 0 2 0 2 .6 5 O verdrafts ....................................... Other bonds and sec u r ities.............. 5 14.55 Furniture and fix tu res..................... 1,5 0 0 .0 0 B ankin g house ..................................... 2,5 0 0 .0 0 12 ,3 8 6 .8 7 D ue from reserve han k s................... C urrency ................................................ 1 ,553.00 Gold ......... •-............................................... 50.00 Silver ........................................................ 779.79 T otal cash and E x ....... $ 1 4 ,7 6 9 .6 6 8 0 ,4 9 6 .3 4  T otal  L IA B IL IT IE S Capital stock .......................................$ 10,0 0 0 .0 0 2 ,0 0 0 .0 0 C ertified surplus ................ U ndivided profits ...... 2 4 5.55 Individ ual deposits ........................... 4 5 ,7 2 0 .2 2 P ublic funds .......................................... 3 ,085.33 C ertificates of deposit, tim e........... 1 9 ,358.62 86.62 C ashier's checks .......................... T otal dep osits .............. $68 ,2 5 0 .7 9  T otal  8 0 ,4 9 6 .3 4  FAYETTEVILLE Washington County CITIZENS BANK Charter No. 254.  Date of Charter, April 2, 1908.  O ffic er s —J. C. White, President; Jay Fulbright, Vice-President;  R. L. Taylor, Cashier; R. B.  Tilley, Assistant Cashier. D irectors —J. C. W'hite, Jay Fulbright, J. E. Dowell, H. F. Dowell, I. G. Combs.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts...........................$ 5 0 ,1 6 8 .3 4 L oans on real esta te ........................... 23 ,6 4 0 .0 0 Furniture and fixtu res...................... 1,0 5 7 .5 0 Due from reserve ban ks................... 5 4 ,307.69 Checks on other ban ks...................... 3 ,5 5 5 .9 4 Currency ................................................ 2 ,5 3 3 .0 0 Gold ........ 15.00 S ilver .............................. 1 ,704.50 T otal cash and E x ........$ 6 2 ,1 1 6 .1 3 T otal ....................................................$ 1 3 6 ,9 8 1 .9 7  L IA B IL IT IE S Capital stock ..................................... .$ Certified surplus .................................. U ndivided profits ......._.................... Savin gs accounts ................................ Individ ual deposits ........................... C ertificates of deposit, tim e......... T otal dep osits .............. $ 1 1 5 ,4 4 0 .9 7  1 0 ,000.00 10,000.00 1,541.00 1 8,345.70 9 5 ,6 4 5 .2 7 1,450.00  T otal .................................................... $ 1 3 6 ,9 8 1 .9 7  FAYETTEVILLE Washington County FIRST SAYINGS BANK Charter No. 367.  Date of Charter, January 29, 1912.  O ffic er s —Art T. Lewis, President; A. E. Collier, F. P. Earle, Vice-Presidents; K. C. Key, Cashier. D irectors —F. P. Earle, L. L. Baggett, J. E. Dowell, E. F. Ellis, Bert Lewis, I. W. Guisinger,  S. F. Dowell, Art T. Lewis.  STATEMENT OF JUNE 30, 1923  RESOU R C ES Loans and disco u n ts...........................$ 50 300.00 L oans on real esta te ........................ 142,3 8 2 .2 9 D ue from reserve b a n k s................... 5 4 ,9 2 0 .5 4 T otal cash and E x ........$ 5 4 ,9 2 0 .5 4 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $247,602.83  L IA B IL IT IE S Capital stock ......................... ............. $ 2 0 ,0 0 0 .0 0 Certified surplus .........................—3 ,000.00 U ndivided profits .......... .................... 1 ,129.41 Savings accounts ............................... 2 2 3 ,4 7 3 .4 2 T otal deposits ...........$2 2 3 ,4 7 3 .4 2 Total  .$ 2 4 7 ,6 0 2 . 8 !  S tate  of  A rkansas  87  FAYETTEVILLE Washington County McILROY BANKING COMPANY Charter No. 31. Date of Charter, December 24, 1892. O ff ic er s —E. B. Harrison, President; J. H. Mcllroy, Vice-President; H. K. Wade, Cashier; J, W. Pinkerton, J. B. McConnell, Assistant Cashiers. D irf:ctors —E. B. Harrison, J. H. Mcllroy, H. K. Wade, F. P. Hall, J. K. Pool.  STATEMENT OF JUNE 30. 1923 RESOU R C ES Loans and discou n ts........................... $ 3 5 5 ,9 4 0 .6 3 Loans on real e sta te ........................... 121,2 3 3 .4 0 Overdrafts ............................ ............... 572.03 TT. S. secu rities..-................................. 1 1 3,464.00 Furniture and fix tu res............... 1 ,626.20 B ankin g house ........ 7,000.00 D ue from non-reserve ban k s____ 1,0 4 8 .6 6 Due from reserve banks................... 3 1 2 ,6 9 1 .1 2 Checks on other ban ks...................... 12 ,3 2 3 .0 6 Currency ................................................ 7 ,117.00 Gold ...'........... 1,308.40 S ilver ................. 2,6 4 7 .1 9 T otal cash and E x ...$ 3 3 7 ,1 3 5 .4 3 Total  .$ 9 3 6,971.69  L IA B IL IT IE S Capital stock ...................................... $ 50,000.00 Certified surplus ................ 150.100.00 U ndivided profits .................. 4,906.94 2 1 0 ,157.04 Savings accounts ............ Individ ual deposits ___ 323,331.44 P ublic funds ...................... ............ — 111,798.47 C ertificates of deposit, demand.... 85,892.62 C ashier’s checks ................................ 661.01 T otal deposits ..............$ 731,840.58 Other lia b ilities ....... 124.17  .$936,971.69  Total  FAYETTEVILLE Washington County SECURITY MORTGAGE INVESTMENT COMPANY Charter No. 538.  Date of Charter, April 9, 1923.  O ffic er s - George Parker, President; Tom L. Hart, Vice-President; L. H. Kempton, Secretary and  Treasurer. D irectors - George Parker, Tom L. Hart, L. H. Kempton, F. D . Foley, Carl A. Tromble.  STATEMENT OF JUNE 30, 1923 Loans Other Cash T otal  R ESOURCES on real e sta te ..... .....................$1 2 4 ,3 2 2 .8 6 real estate. .................. 23 ,0 5 1 .2 3 item s ...... 6 01.02 cash and E x ............ $ 6 0 1.02 $ 1 4 7 ,9 7 5 .1 1  Total  L IA B IL IT IE S Capital stock ......... Surplus ................. B ills payable ......................... T'  $ 100,000.00 30,275.11 17,700.00 .$147,975.11  FORDYGE Dallas Countv  BANK OF FORDYCE  Charter No. 20. Date of Charter, May 23, 1890. O ff ic er s —A. B. Banks, President; J. G. Pattillo, Vice-President; L. Amis, Cashier; Geo. Hayes, Jr., Assistant Cashier. D irectors —A. B. Banks, L. Amis, E . T. Collins, Jno. R. Hampton, J. H. Meek, P. W. Dedman, C. B. Hickey, L. L. Trussell, Red Thomas. Dr. F. E. Harrison, V. R. Harris, J. G. Pattillo. STATEMENT OF JUNE 30, 1923 RESOU R C ES Loans and d isco u n ts..... ................. ...$ 5 5 6 ,2 7 1 .0 7 Loans on real esta te .......... ............. 85 .3 6 9 .7 7 Loans on other com m odities....___ 18,542.83 Overdrafts ................ 2 ,0 5 1 .8 4 Other bonds and sec u r ities...... . 2 9 ,417.28 Furniture and fixtu res...................... 3 ,1 0 0 .0 0 B anking house ................ 1 0 ,000.00 D ue from non-reserve banks...... . 1,047.97 Cash item s ........ 135.50 Due from reserve ban k s................... 2 6 3 ,5 7 0 .9 4 Checks on other ban ks................ 760.18 Currency .......... 5,079.00 Gold ...... .................. ........................ .. 1 ,462.50 Silver .......... ..... .................. ....... ....... . 1 ,732.14 T otal cash and E x __ $ 2 7 3 ,7 8 8 .2 3 Total  . .................................................$ 978,541.02   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ........................... ........... $ 1 0 0 , 0 0 0 . 0 0 70,000.00 Certified surplus ........... ............ ....... 18,024.95 U ndivided profits ............................... Savings accounts ................................ 68,932.59 Individ ual deposits ..... — .............. 393,702.63 P ublic funds ...... ................. ................. 1 3 7 ,716.35 15,584.50 Due to non-reserve b an k s................ Certificates of deposit, dem and.... 174,119.22 319.95 C ashier's checks $790,3 7 5 .2 4 Total deposits ................. ....... 140.83 Other lia b ilities  T otal  ............................................. .....$ 9 7 8 ,5 4 1 .0 2  R eport  of  B a n k C ommissioner  FOREMAN Little River County CITIZENS BANK Charter No. 112,  Date of Charter, February 4, 1903.  O ff ic er s —E. G. Campbell, President;  W. M. Gathright, Active Vice-President; Frank Horner, Vice-President; F. F. Bell, Cashier; E. Y. Dildy, Assistant Cashier.  D irectors —E. G. Campbell, Frank Horner, W. M. Gathright, F. F. Bell.  STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and d isco u n ts........................... $ 1 0 6 ,9 4 8 .3 1 L oans on real esta te ........................... 1 6 ,3 4 8 .0 4 O verdrafts .............................................. 69.80 Other bonds and sec u r ities........... 154.00 F u rn iture and fixtu res...................... 1,0 0 0 .0 0 B ankin g house ..................................... 2 ,6 5 0 .0 0 Other real e sta te .................................. 2 39.76 Item s in tr a n sit.............................. 5 59.76 D ue from reserve han ks................... 17 ,1 3 8 .5 5 Checks on other ban ks...................... 804.9 6 567.00 Currency ..................... Gold .......................................................... 22 0 .0 0 Silver ................. 142.49 T otal cash and E x ....... $ 1 8 ,8 7 3 .0 0 T otal  $ 1 4 6 ,8 4 2 .6 7  L IA B IL IT IE S Capital stock ........................................f Certified surplus ..... .............. ............. U ndivided profits ................................ B ills payable ..... ............................ ....... In d ivid u al deposits ........................... P ublic funds ............................... ......... C ertificates of deposit, tim e............ C ash ier's checks ................................ T otal dep osits .............. $ 9 7 ,9 2 6 .3 7 R eserved for in ter e st........................  T otal  1 5 .0 0 0 . 00 1 5 .0 0 0 . 00 8 ,3 9 3 .6 4 9,0 0 0 .0 0 6 2 ,7 6 0 .4 4 2 5 ,0 1 2 .4 7 9,8 1 5 .0 7 338.39 1,5 2 2 .6 6  $ 1 4 6 ,8 4 2 .6 7  FOREMAN Little River County MERCHANTS & PLANTERS BANK Charter No. 530.  Date of Charter, February 20, 1922.  O ff ic er s —L. C’. Shackelford, President; L. J. Atkinson, Vice-President; Robt, S. Morris, Cashier;  Fred Gantt, Assistant Cashier. D irectors —L. C. Shackelford, Robt. S. Morris, L. J. Atkinson, Jesse L. DeLony.  STATEMENT OF JUNE 30, 1923 R E SO U R C ES L oans and d isco u n ts...........................f L oans on real e sta te .„ ..... ................. Furniture and fix tu res...................... Cash item s ................... ........................ D ue from reserve ban ks................ Checks on other ban ks...................... Currency ................................................. Gold .................................................... Silver .............. ......... ............................... Total cash and E x .......... $ 4 ,8 0 8 .6 6 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  8 4 ,119.13 6 ,395.27 929.00 - 30.00 2 .1 3 0 .5 2 1 ,351.40 576.00 74.50 64 6 .2 4  .$ 9 6 , 2 5 2 . 0 6  L IA B IL IT IE S Capital stock ..................................... Certified surplus ............... .................. U ndivided profits ................................ B ills payable ....................................... Savings account ................................... Individ ual deposits .............-............ P u blic funds ......................................... Certificates of deposit, tim e......... C ashier's checks .............. ....... .......... T otal deposits .............. $54 ,9 7 8 .8 8 Total  10 ,000.00 5 .0 0 0 . 1,273.18 25,0 0 0 .0 0 1 ,442.54 34,7 5 1 .3 6 1 6 ,402.73 2 . 000 . 382.25  .$ 9 6 , 2 5 2 . 0 6  00  00  S tate  of  A rkansas  89  FORREST CITY St. Francis County BANK OF EASTERN ARKANSAS Charter No. 3.  Date of Charter, September 2, 1886.  O ff ic er s —W. W. Campbell, President; Chas. Lewis, J. T. Fondren, Jno. W. Alderson, E. P. Taylor,  Vice-Presidents; W. W. Campbell, Cashier; Walter Allen, Assistant Cashier. D irectors —Jno. W. Alderson, W. W. Campbell, James Fussell, S. T. McDaniel, C. W. Norton,  A. G. Sweet, Joel E. Wynne, Eldredge Butler, J. T. Fondren, Chas. Lewis, J. L. Mewborn, E. P. Taylor, Jas. F. Wolfe. STATEMENT OF JUNE 30. 1923 RESOU R C ES Loans and discou n ts.......................... $ 3 6 2 ,3 9 4 .8 7 Loans on real e sta te ......................... 62 ,5 0 0 .0 0 Loans on cotton.... ............................... 85,000.00 O verdrafts .............................................. 2,042.27 U. S. securities ........ 6,4 4 6 .8 2 Stock in Federal R eserve B ank.... 3 ,000.00 Other bonds and sec u r ities.............. 46 ,6 6 4 .7 8 Furniture and fix tu res...................... 2,0 0 9 .1 6 B ankin g house ................................. 8 ,000.00 Other real esta te ................................. 1,6 0 0 .0 0 Item s in tra n sit................................... 1 ,801.00 D ue from non-reserve ban ks............ 23 ,9 5 7 .9 1 Cash item s ............................................ 3 42.05 Due from reserve ban ks................ 2 5 6 ,0 8 6 .9 4 D ue from Federal R eserve B ank.. 5 0 ,122.31 Checks on other ban ks...................... 1 ,498.90 14 ,7 1 2 .0 0 Currency .................................... Cold ..... 4 60.00 S ilver ........................... 1 ,989.35 T otal cash and E x ..... $ 3 4 9 ,1 6 9 .4 6 Total  .............. .....................................$9 3 0 ,6 2 8 .3 6  L IA B IL IT IE S Capital stock ....................................... $ 50,000.00 Certified surplus ................................ 50,000.00 U ndivided profits ................................ 25,779.80 Savings accounts ................................ 2 1,521.05 D ividends unpaid ................................ 3.000.00 Individual deposits ......................... . 4 7 3 ,647.22 P ublic funds ................... ..................... 153.150.45 Certificates of deposit, tim e......... 153,529.84 T otal deposits ............$804,8 4 8 .5 6  T otal  ....................................... ............$930,6 2 8 .3 6  FORREST CITY St. Francis County PLANTERS BANK & TRUST COMPANY Charter No. 521.  Date of Charter, April 15, 1921.  O ff ic er s —L. R. Grobmver, President; T. B. Green, Vice-President; S. J. Dean, Vice-President and  Cashier; L. L. Roberts, Assistant Cashier.  D irectors —L. R. Grobmyer, T. B. Green;  S J Dean, L. Barnett, R. L. Berry, L. McDaniel, J. R. Grobmyer, S. L. Kirkpatrick, Oscie Walker, W. J. Lanier. STATEMENT OF JUNE 30, 1923  RESOURCES Loans and d isco u n ts............... ...........$ 1 7 2 ,6 1 6 25 Loans on real esta te ........................ 5 9 ,148.63 Loans on cotton ...... .............................. 33,847.86 O verdrafts ......................... 1.181.34 Other bonds and secu rities...... . 36 ,1 8 4 .8 1 Furniture and fix tu res..... ............... 3,9 8 9 .8 0 B anking house ........ 1 5 ,000.00 D ue from non-reserve ban k s......... 4,0 0 0 .0 0 Cash item s ............ 528.49 Due from reserve b a n k s................ 25 ,6 0 6 .6 1 Checks on other b a n k s................... 2,3 7 1 .8 1 Currency ...... 5,412.00 Gold ............ 115.00 Silver ............ 1 ,163.07 T otal cash and E x .....$ 3 9 ,1 9 6 .9 8 Other resources ............................... 10,4 7 2 .5 2 T ot a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $371,638.19  L IA B IL IT IE S 00 Capital stock _________ _____ ____ •$ 5 0 .0 0 0 . 9.000.00 Certified surplus ..... ......................... U ndivided profits .................... ......... . 3 ,622.17 B ills payable .......................... ........ . 10 . 0 0 0 . 00 Savings accounts ............................. 38.213.99 Individual deposits ........................... 119,606.73 P ublic funds .................... .................. 119,561.54 Certificates of deposit, dem and.... 20,552.17 Certified checks ............................... 3.25 C ashier’s checks ........................ ....... 28.26 T otal deposits ........... $ 297,965.58 R eserved for in terest ........................ 1.050.44  Total  .$371,638.19  R eport  90  of  B a n k C ommissioner  FORT SMITH Sebastian County ARKANSAS VALLEY BANK Charter No. 206.  Date of Charter, March 2, 1906.  O ffic er s —Hugh Branson, President; M, M Hayes, Vice-President; G. H. Sexton, Cashier; E. E.  Sexton, R. E. Patterson, Assistant Cashiers. D irectors —Rudolph Ney, H. Moulton, S. Bernie Harper, H. P. Warner, M. M. Hayes, G. H. Sex­  ton, Hugh Branson. STATEMENT OF JUNE 30, 1923  RESOU R C ES L oans and d isco u n ts......................$ Loans on real e sta te ...................... O verdrafts .......................................... U. S. secu rities ................................ Stock in Federal R eserve B ank.. Other bonds and sec u r ities......... Furniture and fix tu res................... Other real e sta te ............................. Item s in tr a n sit................ B ills of exch ange............................. Cash item s .......................................... D ue from reserve b a n k s.............. D ue from Federal R eserve B ank Checks on other ban k s................. Currency ............................................ Gold ............................. Silver T otal cash and E x ...$ 2 4 3 ,4 4 2 .5 6 Other resources ..... .............. ........  9 4 6 ,7 2 2 .5 2 2,8 0 0 .0 0 2 ,3 0 2 .2 8 4 5 ,1 5 1 .8 1 3,6 0 0 .0 0 2 4 ,4 4 9 .9 4 2 0 ,5 6 6 .5 5 9 ,0 3 4 .7 8 2 6 ,1 3 5 .4 1 3 ,8 3 9 .2 4 2 ,0 8 3 .1 9 1 3 5 ,3 7 0 .0 5 6 2 ,6 8 6 .1 6 3 ,6 6 1 .3 1 2 5 ,8 7 6 .0 0 3,0 2 2 .5 0 1 0 ,7 4 3 .3 5  L IA B IL IT IE S Capital stock ..................................! Certified surplus ............................. U ndivided profits ..... ..................... B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’............... ........ Savings accounts ........................... Individ ual deposits ........................ P u blic funds .................... ......... ...... D ue to non-reserve ban k s............ Certificates of deposit, demand Certificates of deposit, tim e....... Certified checks ............................. C ashier’s checks ............................. T otal dep osits ...... $ 1 ,2 0 5 ,3 6 0 .8 3  100, 000.00 2 0 ,000.00  17,2 4 4 .4 3 2 1 0 ,1 6 7 .6 6 3 3 7 ,3 7 6 .7 2 3 0 8 ,6 8 0 .0 8 2 3 0 ,5 8 1 .7 7 2 8 9 ,5 7 2 .7 4 8,15 0 .0 0 19,7 7 7 .2 2 598.41 1 0 ,6 2 3 .8 9  14 5 60.17  T otal ............................ .....................$ 1 ,3 4 2 ,6 0 5 .2 6  Total  $ 1 ,3 4 2 ,6 0 5 .2 6  *This amount not added in totals.  FOUKE Miller County STATE BANK OF FOUKE Charter No. 436. O ffic er s —Allen Winham,  Date of Charter, April 6, 1914.  President; L. C. Acruman, Vice-President; R. E. Maxwell, Cashier.  D irectors —Allen Winham, L. C. Acruman, S. J. Davis, J. W. Ramsey, R. E. Maxwell.  STATEMENT OF JUNE 30, 1923 RESOURCES .$ 2 9 ,5 0 9 .8 5 Loans and discou n ts.................. 9 ,2 7 1 .7 0 L oans on real esta te .................. 246.61 O verdrafts ..................................... 8 , 000.00 U . S. securities ....................... 125.00 Other bonds and sec u r ities..... 90 0 .0 0 Furniture and fixtures ............. 2 , 200.00 B ankin g house ..... ...................... 782.00 Other real e sta te ....................... 57.50 Cash item s .................................... D ue from reserve b a n k s.......... . 3 1 ,6 6 1 .5 9 Currency ....................................... 929.00 315.73 Silver ............................................... T otal cash and E x ....... $ 3 2 ,9 6 3 .8 2 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 8 3 , 9 9 8 . 9 8  L IA B IL IT IE S Capital stock ..........................................I 1 0 , 0 0 0 . 0 0 5,0 0 0 .0 0 C ertified surplus .................................. 1,2 8 6 .0 0 U ndivided profits ................................ 7,683.62 Savings accounts ............................. Ind ivid u al dep osits ........................... 27,3 4 3 .8 8 P u blic funds .................... ..................... 3 2 ,6 8 5 .4 8 T otal deposits .............. $ 6 7 ,712.98  Total  .$ 8 3 , 9 9 8 . 9 8  S tate  of  A rkansas  91  FOUNTAIN HILL Ashley County FOUNTAIN HILL BANK Charter No. 402.  Date of Charter, January 25, 1913.  O ff ic er s —G. W. Mears, President; A. G. Pierce, Vice-President; W. J. Powell, Cashier. D irectors —G. W. Mears, A. G. Pierce, F. N. Pugh, A. A. Pierce, G. P. George.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts...........................$ 1 6 ,079.19 Loans on real esta te ....................... 5,0 0 0 .0 0 O verdrafts .............................................. 40.79 Other bonds and sec u r ities.............. 213.20 Fu rn iture and fixtu res...................... 1,5 0 8 .1 4 B anking house ..................................... 1 ,918.74 Other real estate ................................ 1,6 7 6 .6 6 D ue from reserve ban ks................... 4 ,7 7 6 .4 7 Currency .......... 1 ,800.00 47 9 .4 4 Silver ..................... T otal cash and E x .......... $7 ,0 5 5 .9 1 T otal  .................................................... $ 3 3 ,492.63  L IA B IL IT IE S Capital stock ....................................... $ 10,000.00 2 ,000.00 Certified surplus .................................. U ndivided profits ................................ 506.73 B ills payable ....................................... 5,000.00 Individ ual deposits ............... 9 ,828.28 C ertificates of deposit, tim e......... 4,650.13 C ashier’s checks ............. 1,507.49 T otal deposits .............. $15,985.90  T otal  ................................... ........ ....... $ 33,492.63  FRANKLIN Izard County BANK OF FRANKLIN Charter No. 182.  Date of Charter, June 13, 1905.  O ff ic er s —W.  C. Gaston, President; A. F. Batterton, Vice-President; W. J. Billingsley, Assistant Cashier.  E. G. Shell,  Cashier;  D irectors —Dr. J. D. Smith, W. L. Gaston, E. G. Shell, W. C. Gaston, A. F. Batterton.  STATEMENT OF JUNE 30, 1923  R ESOURCES L oans and d isco u n ts..................... . $ 36 ,3 2 7 .5 8 Loans on real esta te ..... ................... 1 8 ,465.38 Overdrafts ............................................. 916.79 U. S. securities .................................. 1.6 2 7 .6 4 Other bonds and sec u r ities........... 1,290.19 Furniture and fixtures..... ............... 2 , 0 0 0 .0 0 B anking house ..................................... 2.3 4 2 .0 0 Other real estate .................... ........ 9 31.64 D ue from reserve ban k s................ 1 7 ,503.22 Currency ................... .............. ............. 1 .249.00 Gold ' ................................................ . 4 0 5 .0 0 S ilver ..... ................................................. 512.51 T otal cash and E x ........$ 1 9 ,6 6 9 .7 3 Other resources .................................. 3.08 To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $ 83,57 4 .0 3  L IA B IL IT IE S Capital stock ....................... ............... ! Certified surplus _____ ___ ____ _ U ndivided profits ................................ Individual deposits ........................... P ublic funds .......................................... T otal deposits .............. $ 6 9 ,074.57  To t a l  10 ,000.00 2,500.00 1,999.46 38,132.12 3 0,942.45  .$ 8 3 , 5 7 4 . 0 3  R eport  92  of  B ank C ommissioner  FULTON Hempstead County  BANK OF FULTO N Charter No. 156.  Date of Charter, April 29. 1904.  O ff ic er s —C. W. Beale, President; T. J. Carter, Vice-President; Dan Harkness, Cashier. D irectors —C. W. Beale, T. J. Carter, W. R. Orton, J. C. Orton, Walter Fricks.  STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and d isco u n ts...........................! L oans on real e sta te ........................... O verdrafts .............................................. U . S. secu rities .................................. Other bonds and sec u r ities............ Furniture and fixtu res...................... Cash item s ............................................ D ue from reserve ban ks................... C urrency ................................................ Gold ......................................................... S ilv er ........................................................ T otal cash and E x ____$ 6 ,8 9 5 .3 1 Other resources .................................. T otal  53 ,6 4 0 .2 2 4 ,7 7 9 .9 5 2 56.51 85.40 6 ,1 9 6 .6 4 1 ,000.00 131.73 3 ,4 6 0 .9 2 1,0 2 7 .0 0 540.00 1,7 3 5 .6 6  L IA B IL IT IE S C apital stock ........................................i Certified surplus ................................ B ills payable ........................................ Individ ual dep osits ........................... P u blic funds .......................................... C ertificates of deposit, dem and.... T otal dep osits .............. $31 ,1 1 6 .5 9  17,1 2 5 .0 0 3,0 0 0 .0 0 28,0 0 0 .0 0 24,2 4 7 .7 0 4 ,7 6 3 .6 1 2,10 5 .2 8  6 ,3 8 7 .5 6 7 9 ,2 4 1 .5 9  T otal  7 9,241.59  GILLETT Arkansas County  CITIZENS BANK Charter No. 534.  Date of Charter, February 5, 1923.  O ff ic er s —A. M. Lowe, President; A. H. Hunt, Cashier. D irectors —A. M. Lowe, W. W. Lowe, E d Cornish, A. H. Hunt.  STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and d isco u n ts...... ................... $ 3 3 ,9 8 1 .3 1 79.67 U. S. secu rities .................................. Stock in Federal R eserve B ank.... 860.70 D ue from reserve ban ks. 2 7 ,1 7 6 .3 8 D ue from Federal R eserve B ank.. 3,7 1 9 .4 9 C urrency ................................................ 2 ,9 6 8 .0 0 S ilv er ............................................. 1,6 1 8 .0 4 T otal cash and E x ........$ 3 5 ,4 8 1 .9 1 T otal  ........................ ...........................$ 70 ,4 0 3 .5 9  L IA B IL IT IE S Capital stock .................................. ....$ 25,0 0 0 .0 0 Certified surplus ................................ 1,950.08 Individ ual deposits ........................... 4 2 ,7 9 6 .6 9 Certificates of deposit, tim e......... 2 1 1 .2 4 C ashier’s checks ................................... 4 4 5 .5 8 T otal deposits .................$43 ,4 5 3 .5 1  T otal  ....................... ............................ $ 7 0,403.59  GILLHAM Sevier County  BANK OF GILLHAM Charter No. 179.  Date of Charter, May 15, 191)5.  O ff ic er s —B. E. Hendrix,  President; J. L. Flanagin, Vice-President; W. A. Beckett, Cashier; Mrs. M. M. George, Assistant Cashier.  D irectors —B. E. Hendrix, R. A. Luttrell, W. M. Luttrell, W. M. Campbell, W. A. Beckett.  STATEMENT OF JUNE 30, 1923 R ESOURCES L oans and discounts ........................ $ 4 2 ,3 8 8 .9 6 L oans on real e sta te ............. 15 ,6 4 1 .3 0 O verdrafts .............................................. 15.29 Other bonds and sec u r ities........... 1 72.86 Furniture and fix tu res...................... 2,5 8 6 .0 0 B anking house ..................................... 3 ,2 3 0 .0 0 Other real esta te .................................. 2 ,2 8 4 .0 0 Cash item s ............................................ 11.25 D ue from reserve ban ks................... 14 ,5 0 4 .2 6 Currency ................................................ 1,9 3 2 .0 0 Gold .......................................................... 49 5 .0 0 S ilv er ......................................... 3 30.71 T otal cash and E x ........$ 1 7 ,2 7 3 .2 2 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 8 3 , 5 9 1 . 6 3  L IA B IL IT IE S Capital stock ....................................... $ 2 5 ,000.00 4,0 0 0 .0 0 Certified surplus ......................... ...... 1,340.02 U ndivided profits ................................ 4,50 0 .0 0 B ills payable ........................................ Individ ual deposits ........................... 3 3.467.79 P ublic funds .......................................... 10.924.79 4 ,2 8 8 .5 7 C ertificates of deposit, tim e......... 70.66 C ashier’s checks ................................ T otal dep osits .............. $ 4 8 ,7 5 1 .6 1  Total  .$ 8 3 , 5 9 1 .6 ;  S tate  of  A rkansas  93  GLENWOOD Pike County BANK OF GLENWOOD Charter No. 398.  Date of Charter, December 27, 1912.  O ff ic er s —H. L. Watkins, President; W. E. Taylor, Vice-President; McF. Gibbs, Cashier; E. G.  Watkins, Assistant Cashier. D irectors —H. L. Watkins, Geo. Wr. Lawless, W. H. Penrod, McF. Gibbs, W. E. Taylor, W. M.  Lawless, D. H. Dixon.  STATEMENT OF JUNE 30, 1923  R ESOURCES Loans and discou n ts.......................... $ 58 ,7 6 0 .7 4 Loans on real esta te ........................... 24 ,3 4 7 .5 5 Overdrafts ............................................3 74.86 IT. S. securities ............ 195.50 Other bonds and sec u r ities........... 7 ,660.17 Furniture and fixtures..................... 2,2 9 5 .0 0 B anking house .................... 3,0 0 0 .0 0 Other real esta te .............................. 5.0 1 8 .0 4 Cash item s ...... 234.07 29 ,3 9 4 .3 0 Due from reserve ban k s................... Currency ................................................ 5 ,617.00 Gold ...1................... 407.50 1 ,942.20 S ilver ........... T otal cash and E x ........$ 3 7 ,5 9 5 .0 7 Other resources .................................. 260.00 T otal  .$ 1 3 9 ,5 0 6 .9 3  L IA B IL IT IE S Capital stock ...... ................................! Certified surplus .................................. U ndivided profits ................................ Individ ual deposits ........................... Public funds ......................................... C ertificates of deposit, demand.... C ashier's checks .................................. T otal deposits ..... ........ $ 118,505.53  Total  15,000.00 3,500.00 2,501.40 71,384.67 30,830.39 15,866.96 423.51  .$139,506.93  GOULD Lincoln County BANK OF GOULD Charter No. 492.  Date of Charter, September 10, 1919.  O ff ic er s —J. D. Crockett, President; C. H. Holthoff, Vice-President; T. W. Gill, Cashier. D irectors —J. D. Crockett, C. H. Holthoff, W. E. Massey, D. V. Leatherman, T. W. Gill.  STATEMENT OF JUNE 30, 1923  R ESOURCES Loans and disco u n ts........................... $ 1 0 4 ,2 9 2 .5 2 Loans on real e sta te ..... ..................... 20 ,5 3 7 .6 3 Overdrafts ............................................. 208.50 Furniture and fixtures..... ................ 3.5 0 0 .0 0 Banking house ..................................... 5 .500.00 Cash item s .............. .............................. 657.85 Due from reserve ban ks................. 2 5 ,5 3 1 .5 9 Currency .......................................... 4 .0 9 6 .0 0 Gold .......................................................... 160.00 S ilv er ...................................................... 1,7 5 8 .9 3 T otal cash and E x ........$ 3 2 ,2 0 4 .3 7 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $166,242.57  L IA B IL IT IE S Capital stock .......................................; C ertified surplus ................................ U ndivided profits ................................ Individ ual deposits .......................... P ublic funds .......................................... Certificates of deposit, dem and.... T otal deposits ......... $14 2 ,1 1 6 .8 9  Total  21,5 0 0 .0 0 2 ,575.00 50.68 55,658.63 7 2 ,922.85 13,535.41  $166,242.57  R eport  94  of  B a n k C ommissioner  GRADY Lincoln County CITIZENS BANK Charter No. 511.  Date of Charter, June 30, 1920.  O ff ic er s —C. E. Wood, President; J. E. Bittinger, Vice-President; H. R. Wood, Cashier. D irectors —C. E. Wood, J. E. Bittinger, S. W. Colquitt, J. H. Talliferro, E. C. Hardin.  STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and d isco u n ts...........................$ 66 ,6 2 7 .2 9 L oans on real e sta te ........................... 3 1 ,513.53 O verdrafts .............................................. 1 ,109.85 Other bonds and sec u r ities............ 122.36 Furniture and fixtu res...................... 2 ,7 5 0 .0 0 B ankin g house ............................... 3 ,0 0 0 .0 0 2,2 9 0 .1 3 Other real esta te ................................ Due from reserve ban k s................... 11 ,3 1 9 .1 0 Currency ................................................ 2 ,3 0 0 .0 0 Gold ........................................................... 565.00 967.69 Silver ........................................................ T otal cash and E x ..... ..$ 1 5 ,1 5 1 .7 9 T otal  .$ 1 2 2 ,5 6 4 .9 5  L IA B IL IT IE S Capital stock ....................................... ! Certified surplus .................................. U ndivided profits .......... ..................... B ills payable ........................ .............. Savings accounts ................................ Individ ual deposits ........................... P u blic funds ...................................... C ertificates of deposit, tim e............ C ashier’s checks .................................. T otal deposits ......... ....$ 7 7 ,8 7 2 .3 9  T otal  2 5 .0 0 0 . 00 3 ,5 0 0 .0 0 1 ,192.56 1 5 .0 0 0 . 00 1,005.49 1 1 ,2 0 1 .7 4 63,2 1 1 .0 6 2 ,177.60 276.50  .$1 2 2 ,5 6 4 .9 5  GRAVETTE Benton County BANK OF GRAVETTE Charter No. 46.  Date of Charter, February 28, 1898.  O ff ic er s —J. T. Edmondson, President; D. T. Roseborough and Philo' Rodgers, Vice-Presidents;  Uther Kindley, Cashier; Tom Cawood, Assistant Cashier. T. Edmondson, D. T. Roseborough, Philo Rodgers, L. Rodgers, J. F. Dorsett, Alfred Austin. STATEMENT OF JUNE 30, 1923  D irectors —J.  R ESOURCES L oans and d isco u n ts..............................$ 7 6 ,0 8 2 .9 4 L oans on real esta te ........................... 79 ,6 0 3 .3 7 O verdrafts .............................................. 4 ,8 2 2 .5 9 U . S. sec u r ities..................................... 1,4 0 0 .0 0 O ther bonds and sec u r ities............ 163.68 Furniture and fixtu res...................... 2,5 0 0 .0 0 B ankin g house ..................................... 3,0 0 0 .0 0 D ue from reserve ban k s................... 4 1 ,4 8 2 .4 0 Checks on other ban ks..... ................ 224.40 Currency ................................................ 5,1 7 3 .0 0 Gold .......................................................... 35.00 S ilv er ........................................................ 1,9 2 7 .2 8 T otal cash and E x ........$ 4 8 ,8 4 2 .0 8 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $216,414.66  L IA B IL IT IE S Capital stock ....................................... $ Certified surplus ................................ U ndivided profits ................................ Individ ual deposits ........................... Certificates of deposit, tim e......... T otal deposits ............$ 1 6 5 ,3 3 9 .9 3  Total  2 5 ,0 0 0 .0 0 25,0 0 0 .0 0 1,074.73 74,0 6 4 .8 0 9 1 ,2 7 5 .1 3  .$ 2 1 6 ,4 1 4 .6 6  S tate  of  A rkansas  95  GREEN FOREST Carroll Countv  FARMERS & MERCHANTS BANK Charter No. 447.  Date of Charter, July 27, 1915.  O ff ic er s —Lum Anderson, President; Alvin Butt, Vice-President; Ray Anderson, Cashier; W. G.  Coxsey, Assistant Cashier. D irectors —Lum Anderson, Ray Anderson, Logan Stafford, Alvin Butt, W. G. Coxsey.  STATEMENT OF JUNE 30, 1923 RESOURCES Loans and d isco u n ts...........................$ 1 0 7 ,4 9 4 .1 2 Loans on real e sta te ........................... 10,8 0 5 .0 0 590.80 Overdrafts ............ U . S. securities ..............................— 4 50.00 Other bonds and sec u r ities.............. 208.78 1 ,750.00 Furniture and fixtures...................... B anking house ..................................... 2 ,5 0 0 .0 0 D ue from reserve ban k s................... 16 ,8 1 9 .0 7 Checks on other ban k s...................... 21 7 .2 5 3 ,812.00 Currency ................................................. Gold .......... 662.50 Silver ............. 1,2 2 5 .1 1 T otal cash and E x ........$ 2 2 ,7 3 5 .9 3 .$ 1 4 6 ,5 3 4 .6 3  Total  L IA B IL IT IE S Capital stock ....................................... 1 Certified surplus .................... ........... U ndivided profits ................................ B ills payable ..... ................................. Individ ual deposits ........................... P ublic funds ......................-................ Certificates of deposit, tim e......... C ashier’s checks ................................ T otal deposits ............$1 1 2 ,2 4 4 .5 5  Total  1 0 ,000.00  5,000.00 2,290.08 17,000.00 64,628.58 5,662.57 39,618.62 2,334.78  .$146,534.63  GREENWAY Clav Countv  BANK OF GREENWAY Charter No. 249. Date of Charter, October 20, 1907.  O ff ic er s — S. A. Ward, President; C. N. Waddle, Vice-President; C. F. Brennecke, Cashier; Opal  M. Garrard, Assistant Cashier. D irectors —S. A. Ward, C. F. Brennecke, R. W. Turner, C'. N. Waddle, S. A. Davis.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts...........................$ 5 6 ,1 9 9 .0 7 Loans on real esta te.-........................ 3,6 0 0 .3 0 O verdrafts .............................................. 76.89 Other bonds and sec u r ities.............. 3 ,0 5 5 .2 6 Furniture and fixtu res...................... 1 ,200.00 B ankin g house ..................... 2,0 0 0 .0 0 Other real estate .....^........................ 5,3 9 6 .1 5 D ue from non-reserve ban k s......... 93.80 Cash item s ............................................ 21.29 Due from reserve ban k s................... 15 ,4 0 8 .7 2 Currency ................................................ 550.00 Gold .......................................................... 90.00 S ilver ........................................................ 3 94.66 T otal cash and E x ........$ 1 6 ,5 5 8 .4 7 To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  88,086.14  L IA B IL IT IE S Capital stock .......................................! Certified surplus .................................. U ndivided profits ............................. B ills payable ....................................... Individ ual deposits ........................... P ublic funds ............... ....................... C ertificates of deposit, tim e............ C ashier’s checks ............................... T otal deposits .............. $69 ,9 9 4 .1 5  To t a l  1 0 ,000.00  2 , 000.00  1,091.99 5,000.00 40,899.78 11,704.90 17,340.31 49.16  88,086.14  R eport  96  of  B a n k C ommissioner  GREENWOOD Sebastian County FARMERS BANK Charter No. 243. O ff ic er s —G. C. Packard, President;  Date of Charter, August 7, 1907.  C. R. Owens, Vice-President; W. N. Wilkinson, Cashier;  Alice Holland, Assistant Cashier. D irectors —W. L. Seaman, G. C. Packard. R. H. McConnell, W. Lee Been, R. J. Davis, C. R. Owens,  Alice Holland, J. W. Carlile, F. P. Holland, W. N. Wilkinson, B. L. Ware. STATEMENT OF JUNE 30. 1923 R ESOURCES L IA B IL IT IE S L oans and d isco u n ts................ $ 2 1 8 ,0 8 0 .4 7 Capital stock .................... .................. $ L oans on real e sta te ..... ..................... 26 ,5 3 7 .4 1 Certified surplus ................. O verdrafts .............................................. 4 32.63 U ndivided profits ................................ 4 2 2 .4 0 U. S. sec u r ities.................................. * B ills payable “ D eposits on Other bonds and sec u r ities.....................................1 5 ,986.38 w hich more than 4 per cent Furniture and fix tu res..................... 4 .0 0 0 .0 0 in terest is p a id ’ ’........................... 5 ,000.00 B ankin g house ................ D ividend s unpaid ...... Other real estate .................. 173.93 Individ ual deposits ........ D ue from non-reserve ban k s..................................... 4 ,5 3P4u.8blic 4 funds ................ 3 6 ,7 0 6 .2 0 D ue from reserve ban ks................... Certificates of deposit, dem and.... Checks on other ban k s................... 273.87 C ash ier’s checks ..................... C urrency ................................................. 2 ,8 2 9 .0 0 T otal dep osits .............. $27 1 ,4 3 1 .5 1 Gold ................................ 65.00 R eserved for taxes ........................... Silver .......................................... 48 8 .6 5 T otal cash and E x ........$ 4 4 ,8 9 7 .5 6 Other resources .................................. 49 5 .0 0 T otal .................................................... $ 3 1 6 ,3 3 0 .8 3  2 5 ,0 0 0 .0 0 16,0 0 0 .0 0 2,9 3 5 .7 7 4 0 ,0 0 0 .0 0 175.00 1 4 7,075.72 4 4 ,0 0 0 .0 0 80,1 0 7 .1 4 73.65 9 6 3.55  T otal ....................................................$ 3 1 6 ,3 3 0 .8 3  *T his amount not added in totals.  GRIFFITHVILLE White County FIRST BANK Charter No. 194.  Date of Charter, November 6, 1905.  O ff ic er s —Jas. A. Neaville, President; A. J. Smith, Vice-President; B. F. Grissom, Cashier. D irectors —Jas. A. Neaville, B. F. Grissom, A. J. Smith.  STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and d isco u n ts...........................$ 1 0 ,7 6 0 .2 4 L oans on real esta te ........................... 11 ,0 7 0 .2 0 O verdrafts ............ 4 9 .37 U . S. secu rities ..................................... 5.20 Other bonds and sec u r ities.............. 2 ,0 0 0 .0 0 Furniture and fixtures...................... 750/00 B ankin g house ........ 35 0 .0 0 Item s in tr a n sit..................................... 39 0 .6 7 D ue from reserve ban k s................. 2 8 ,3 3 0 .3 1 Currency ................................................ 2 ,8 5 3 .0 0 S ilv er ........................................................ 840.18 T otal cash and E x ........$ 3 2 ,0 2 3 .4 9 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 5 7 , 3 9 9 . 1 7  L IA B IL IT IE S Capital stock ....................................... $ 5 ,000.00 Certified surplus ................................... 850.00 545.02 U ndivided profits ............................... Individ ual deposits ........................... 3 2 ,0 1 8 .4 5 P u blic funds ................... ...................... 1 6 ,8 2 2 .9 4 1,9 2 2 .9 5 C ertificates of d ep osit,’ tim e......... C ash ier’s checks ................................ 2 1 9 .2 6 T otal dep osits .................$ 5 0 ,9 8 3 .6 0 R eserved for taxes ........................... 20.55  Total  .$ 5 7 , 3 9 9 . 1 7  S tate  of  97  A rkansas  GRUBBS Jackson County  BANK OF GRUBBS  Charter No. 284. Date of Charter, July 21, 1909. O f f i c e r s —J. M. Ivy, President; J. R. Ballew, Vice-President; J. M. Ivy, Cashier; J. S. Pennington, Assistant Cashier. D irectors — D . D . Camp, J. E. Williams, J. R . Ballew, J. S. Pennington, J. M. Ivy. STATEMENT OF JUNE 30, 1923 RESOURCES Loans and d isco u n ts...........................$ 33 ,0 3 4 .3 6 1 ,148.14 Loans on real e sta te ......................... . 6.72 Overdrafts ...... -........... .......-................. 1.613.00 Other bonds and sec u r ities........... 1.500.00 Furniture and fixtures..... ............... 780.64 B anking house .................................... 3,5 8 7 .2 5 Due from reserve banks.............. 92.00 Currency ................................................ 60.00 Gold ..... .............-....... -............................. 475.98 S ilver ........................................................  L IA B IL IT IE S Capital stock .......................................! Certified surplus ............... ............... U ndivided profits ................................ B ills payable .......................................... Individ ual deposits ........................... P ublic funds .......................................... C ashier's checks .................................. T otal deposits .............. $26,251.93  1 0 ,000.00 1 ,000.00  105.24 5 .0 0 0 . 00 21,160.60 5 .0 0 0 . 00 91.33  Total cash and Ex.......$4,215.23 Other resources .......... ....... ............  59.08 .$ 4 2 ,3 5 7 .1 7  Total  Total  4 2,357.17  GUION Izard County O D  IZARD COUNTY BANK  Charter No. 357. Date of Charter, November 7, 1911. f f i c e r s —J. W. Williamson, President; E. L. Collier, Cashier; Mabel Luther, Assistant Cashier. i r e c t o r s —E. L. Collier, Mrs. E. L. Collier, J. W. Williamson. STATEMENT OF JUNE 30, 1923  R ESOURCES Loans and disco u n ts..........................$ 2 0 ,5 3 5 .8 6 Loans on real esta te ........................... 9 55.55 497.82 O verdrafts .......................................... U. S. sec u r ities..................................... 1,000.00 1 ,132.51 Furniture and fix tu res..................... B ankin g house ..................................... 1,475.00 Item s in tra n sit....................... 18.69 Due from non-reserve ban ks............ 9,802.33 Cash item s ........................... 102.44 Currency ....... 900.00 Gold ................ 4 10.00 Silver ................ 341.87 T otal cash and E x ..... $ 1 1 ,5 5 6 .6 4 Other resources .................................. 278.49 Total  3 7 ,4 5 0 .5 6  L IA B IL IT IE S Capital stock ......................................I 1 0 ,000.00 1,800.00 Certified surplus ............................. 207.28 U ndivided profits ............................. Individ ual deposits ........................... 2 2 ,842.35 2,600.93 Public funds ......... ............................ . T otal deposits ............... $ 2 5,443.28  Total  37,4 5 0 .5 6  GURDON Clark County O  CLARK COUNTY BANK  Charter No. 61. Date of Charter, August 4, 1900. f f i c e r s —B. B. Young, President; C. V. McDaniel, Vice-President; F. M. Holt, Cashier; L. E. Davis, Assistant Cashier.  D ir e c t o r s  Jas. G. Clark, B. B. Young, C. V. McDaniel, J. C. Lipscomb, W. E. Miller, F. M. Holt. STATEMENT OF JUNE 30, 1923  RESOURCES Loans and d isco u n ts........................$ 1 2 2 ,5 0 8 .3 5 Loans on real esta te ........................... 60,397.11 Overdrafts ............................................. 931.9 7 Other bonds and sec u r ities........... . 9,2 0 3 .6 7 Furniture and fixtures ____ 3 ,000.00 Item s in transit .................................. 1,0 79.00 Due from reserve ban ks........... . 4 2 ,3 2 9 .5 1 Checks on other b a n k s..................... 91 9 .6 5 Currency ...................... 6 ,206.00 Gold .................. ......... ......................... 380 00 S ilver .......... 2,4 7 1 .6 7 T otal cash and E x ....... $ 5 2 ,3 0 6 .8 3 To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$24 9 ,4 2 6 .9 3  L IA B IL IT IE S Capital stock ......................................... $ 25,000.00 C ertified surplus ................................ 8,000.00 U ndivided profits ................................ 1,325.04 Savings accounts ................................ 73,381.08 Individ ual deposits ........... 131,459.69 Public funds .......................................... 3,191.55 Certificates of deposit, tim e............ 1,025.00 C ashier’s checks .................................. 6,044.57 T otal deposits ............$215,101.89  Total  .$249,426.93  98  R eport  of  B a n k C ommissioner  GURDON Clark County M ERCHANTS & FARM ERS BANK Charter No. 380.  Date of Charter, June 13, 1912.  O ff ic er s —John N. Stuart, President;  W. J. Capps, Vice-President; Rupert A. Stuart, Cashier; Lewelyn Edwards, Assistant Cashier.  D irectors —John N. Stuart, W. J. Capps, Dr. C. W. McLain, Rupert A. Stuart.  STATEMENT OF RESOURCES Loans and discounts ...................... $ 33,193.80 Loans on real estate......................... 34,217.40 Overdrafts .......................................... 346.93 U. S. securities ............................... 301.71 Furniture and fixtures.................... 2,741.00 Cash items ......................................... 1,035.03 Due from reserve banks.................. 22,099.94 Checks on other banks.................. 50.75 Currency ............................................. 5,132.00 Silver ....................... 866.21  JUNE 30, 1923 L IA B IL IT IE S Capital stock ..........................................: Certified surplus ................................ U ndivided profits ............................. D ividend s unpaid ............................. Individ ual deposits ....................... . T otal dep osits ............$ 7 9 ,0 9 1 .4 9 R eserved for in terest ......................  17,000.00 3,000.00 891.96 25.00 79,066.49 1.32  T otal cash and E x ........$ 2 9 ,1 8 3 .9 3  99,984.77  T otal  Total  99,984.77  HACKETT CITY Sebastian County HACKETT CITY BANK Charter No. 204.  Date of Charter, January 8, 1906.  O ff ic er s —L. W. Forbes, President; P. Forbes, Vice-President; W. P. Forbes, Cashier; E. E. Ware,  Assistant Cashier. D irectors —L. W. Forbes, P. Forbes, W. P. Forbes.  STATEMENT OF RESOURCES Loans and discounts ...................... $ 31,168.86 Loans on real estate........................ 12,695.81 U. S. securities ................................ 8,550.00 Other bonds and securities........... 341.75 Furniture and fixtures.................... 2,500.00 Banking house .................................. 2,500.00 Other real estate .............. .............. 100.00 Cash items ......................................... 556.51 Due from reserve banks.................. 3,369.01 Currency ............................................ 3,045.00 Gold ..................................................... 357.50 Silver ................................................... 427.41  JUNE 30. 1923  T otal cash and E x .......... $ 7 ,7 5 5 .4 3  T otal deposits .............. $ 4 6 ,881.19  Other resources ................................  936.89  Total .................................................$ 66,548.74 * T h i s a m o u n t n o t a d d e d in t o t a ls .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  LIABILITIES  Capital stock ....................................... $ 10,0 0 0 .0 0  Certified surplus .......................... Undivided profits ........................... Bills payable ...................................... *Bills payable “ Deposits on which more than 4 per cent interest is paid’’........................... Savings accounts ............................. Individual deposits ......................... Public funds ...................................... Certificates of deposit, time........... Cashier’s checks ...............................  5,000.00 667.55 4,000.00 10,328.77 470.84 36,949.42 285.30 8,795.93 429.70  T o t a l .........................................................$ 6 6 , 5 4 8 . 7 4  S tate  of  99  A rkansas  HAMBURG Ashley County FARMERS RANK & TRUST COM PANY Charter No. 331.  Date of Charter, July 24, 1911.  O ffic er s —G. P. George, President; Frank N. Pugh, A. H. Wilson, Vice-Presdients; C. J. Brown,  Cashier; Leslie J. Serrett, Assistant Cashier.  D irectors —G. P. George, Chairman; Frank N. Pugh, B. B, Smith, A. H. Wilson, C. J. Brown,  L. T. Murphy, Dr. B. F. George. STATEMENT OF RESOURCES Loans and discounts.........................$160,862.52 Loans on real estate........................ 70,000.00 Overdrafts .......................................... 129.14 U. S. securities ............................... 22,350.00 Other bonds and securities............. 14,214.67 Furniture and fixtures .................. 5,500.00 Banking house .................................. 10,500.00 Other real estate ............................. 1,912.50 3,451.78 Items in transit............................... Due from reserve banks.................. 88,284.20 Checks on other banks................... 165.12 Currency ............................................ 6,497.00 512.50 Gold ..................................................... Silver ................................................ 1,148.76  JUNE 30, 1923 LIABILITIES Capital stock .......... ..........................: ! 50,000.00 Certified surplus ............................... 1 0 , 0 0 0 .0 0 Undivided profits ............................. 18,802.13 Savings accounts .......................... 11,330.85 Individual deposits ........................ 154,204.96 Public funds ...................................... 38,208.72 Certificates of deposit, time.......... 97,191.47 Cashier’s checks ............................... 2,040.06 T otal deposits .............. $302,9 7 6 .0 6  Bonds borrowed ...............................  3,750.00  T otal cash and E x ........$ 9 6 ,6 0 7 .5 8  Total  $385,528.19  Total  $385,528.19  HAMBURG Ashley County HAM BURG BANK Charter No. 85.  Date of Charter, February 10, 1902.  O ff ic er s —W. L. Blanks, President; B. O. Jackson, Vice-President; R. W. Baird, Cashier; Robt. H,  Baird, Assistant Cashier. D irectors —D. E. Watson, B. O. Jackson, W. L. Blanks, J. P. Blanks, J. W. Simpson, Jno. Currie.  STATEMENT OF RESOURCES Loans and discounts.........................$190,252.00 Loans on real estate........................ 38,495.93 Overdrafts .......................... 147.46 U. S. securities.................................. 13,400.00 Other bonds and securities............. 13,513.48 Furniture and fixtures.................... 1.00 Other real estate............................... 700.00 Due from reserve banks............— 236,929.73 Checks on other banks.................... 387.34 Currency ............................................ 7,363.00 Gold ..................................................... 335.00 Silver ............ 516.87  JUNE 30. 1923  LIABILITIES Capital stock ...................................... $ 50,000.00 Certified surplus ......... 20,000.00 Undivided profits ............................. 13,865.31 Individual deposits ........................ 126,005.23 Public funds ...................................... 217,287.21 Certificates of deposit, time........ 74,884.06 T otal deposits  ............$418,1 7 6 .5 0  T otal cash and E x ..... $ 2 4 5 ,5 3 1 .9 4 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $502,041.81  Total  $502,041.81  100  R eport  of  B a n k C ommissioner  HAMPTON Calhoun County BANK OF HAM PTON Charter No. 146.  Date of Charter, November 7, 1903.  O ff ic er s —J. M. Thompson, President; W. C. Chamberlin, N. N. Wood, Vice-Presidents; H. B.  Easterling, Cashier; Bess McKenzie, Assistant Cashier. D irectors — N. N. Wood, C. L. Poole, W. L. Furlovv, J. M. Thompson, W. C. Chamberlin, H. B.  Easterling.  STATEMENT OF JUNE 30, 1923  RESOU R C ES .$ 1 4 4 ,2 3 6 .9 5 Loans and d isco u n ts................... 2 9 ,2 9 2 .5 9 Loans on real esta te .................... Other bonds and sec u r ities....... 6 02.99 1.7 1 0 .0 0 Furniture and fixtures............... 2 .7 9 3 .0 0 B anking house .............................. 2 ,7 3 3 .8 5 Other real e sta te ............................ 5.15 Item s in tra n sit............................ 5 7 ,5 2 2 .3 2 D ue from reserve ban ks..... ....... Currencv ............................................ 12,0 4 4 .0 0 Gold ....'................................................ 6 27.50 Silver ......... ........................................ 703.31 T otal cash and E x ...... .$ 7 0 ,8 9 7 ,1 3 T otal  $ 2 5 2 ,2 7 1 .6 6  L IA B IL IT IE S Capital stock ....................................... $ Certified surplus ............... U ndivided profits .................................. Individ ual deposits ........................... P u blic funds .......................................... Certificates of deposit, tim e.......... C ashier's checks .............................. T otal deposits ............$ 2 2 8 ,9 1 4 .2 6  T otal  1 5 ,000.00 6 ,0 0 0 .0 0 2,3 5 7 .4 0 9 7 ,8 8 9 .4 0 7 8,006.15 5 1,554.91 1,463.80  $ 2 5 2 ,2 7 1 .6 6  HARDY Sharp County FARM ERS BANK OF HARDY Charter No. 135.  Date of Charter, July 7, 1903.  O ffic er s —A.  M. Metcalf, President; Arthur Sullivan, Vice-President; S. A. Turner, Cashier;; F. G. McLean, Assistant Cashier.  D irectors —A. M. Metcalf, Arthur Sullivan, J. R. Metcalf, W. S. Stokes, S. A. Turner.  STATEMENT OF JUNE 30, 1923 RESOURCES  Loans and d isco u n ts.......... ................$ 4 4,223.89 Loans on real esta te........................... 5,195.55 O verdrafts .......................... 1,285.49 U. S. secu rities ..................................... 50.00 Other bonds and secu rities.............. 8,6 4 3 .7 1 Furniture and fixtures...................... 2 ,2 5 6 .2 7 B ankin g house ..................................... 2,2 1 6 .3 3 Cash item s ...................... 557.39 D ue from reserve ban k s.................. 1 8 ,5 3 3 .5 4 Currency ............. 5,4 8 9 .0 0 Gold .......................................................... 1,8 0 2 .5 0 S ilver ........................................................ 4 4 6 .1 9 T otal cash and E x ........$ 2 6 ,8 2 8 .6 2 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 9 0 , 6 9 9 . 8 6  L IA B IL IT IE S Capital stock ....................................... $ 7,500.00 3 .750.00 Certified surplus ........................... ...... 2.1 4 6 .0 0 U ndivided profits ................................ Individ ual deposits ........................... 74,835.50' 2 ,008.27 P u blic funds .......................................... T otal deposits ..... ........ $ 7 6 ,8 4 3 .7 7 460.09. Other lia b ilitie s ..................................  Total  .$ 9 0 , 6 9 9 . 8 6 .  S tate  of  101  A rkansas  HARRELL Calhoun County CALHOUN COUNTY BANK Charter No. 220.  Date of Charter, October 26, 1906.  O ffic er s —E. T. Collins, President; B. \V. Harrell, Vice-President; B. H. Wood, Cashier. D irectors —C. A. Bennett, E. T. Collins, B. W. Harrell, J. M. Jones, A. J. Talbot, B. H. Wood,  G. W. Wood.  STATEMENT OF JUNE 30, 1923  R ESOURCES L oans and disco u n ts................... .......$ Loans on real esta te .................. U. S. sec u r ities.............. Other bonds and sec u r ities.............. Furniture and fixtu res........................ B ankin g house ..... ............-............... D ue from non-reserve banks......... D ue from reserve ban k s................ Currenev ........ Gold ...... Silver .......................................................  39 ,1 0 1 .5 0 12,3 3 7 .2 8 29 ,8 0 0 .0 0 100.00 800.00 1 ,600.00 4 ,7 4 0 .1 6 2 8 ,1 5 6 .9 6 250.00 282.50 4 79.96  L IA B IL IT IE S Capital stock ..................... ........ ........ $ Certitfied surplus ............................. U ndivided profits ................. ............. Individ ual deposits .................... P ublic funds ........ .............................. Certificates of deposit, tim e........... T otal deposits .............. $ 9 3,685.35 R eserved for in ter e st.....................  15.000.00 6 ,000.00  1,998.94 34.039.53 3 5 .476.54 24,169.28 964.07  Total cash and Ex___ $33,909.58 Total  $ 1 1 7 ,6 4 8 .3 6  Total  .$117,648.36  HARRISBURG Poinsett County HARRISBURG STATE BANK Charter No. 49.  Date of Charter, January 10, 1899.  O ff ic er s —J. G. Gant, President; G. T. Garvey, Vice-President; Thomas Flournoy, Cashier; S. A.  Latimer, Assistant Cashier.  D irectors —J. G. Gant, G. T. Garvey, Thomas Flournoy, J. W. Gant, G. I. Dill.  STATEMENT OF JUNE 30, 1923 RESOURCES Loans and d isco u n ts.................. $ 3 3 4 ,1 6 0 .3 1 Loans on real esta te...... ................... 33 ,9 0 0 .7 8 O verdrafts ...................... 1,368.68 Other bonds and secu rities............. 7 .875.78 Furniture and fixtures........................ 1 0 ,448.34 B anking house ..................................... 7,000.00 Other real estate ....................... 1 8 ,934.58 B ills of exch ange................ 560.33 D ue from reserve banks................... 1 6 8 ,7 5 4 .0 0 Checks on other banks. .............. 5 ,974.49 Currency ............... 3 ,412.00 Gold .................... 1 ,045.00 S ilv er --542.08 T otal cash a n d 'E x ..... $ 1 7 9 ,7 2 7 .5 7 Other resources ................... 4 .015.00 To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $597,991.57  L IA B IL IT IE S Capital stock ...................................... $ 25.000.00 Certified surplus ................ 60,000.00 U ndivided profits ........... 4 ,636.95 B ills payable .......................................... 21,000.00 N otes rediscounted .......................... 10,000.00 D ividends unpaid ................................ 100.00 Individ ual deposits ............. 2 0 0,152.51 Public funds .......................................... 131,253.79 D ue to non-reserve ban ks..... ........ 12,604.25 Certificates of deposit, tim e........... 115,070.81 C ashier’s checks ........ 18,173.26 T otal deposits ........... $477,354.62  To t a l  $597,991.57  102  R eport  of  B a n k C ommissioner  HARRISBURG Poinsett County M ERCHANTS & PLANTERS BANK & TRUST COM PANY Charter No. 195.  Date of Charter, November 25, 1905.  O ff ic er s —J. E. Van Beber, President;  S. A. Bettis, Vice-President; M. H. Frayser, Cashier;  J. Roy Bolin, Assistant Cashier. D irectors —N. T. Whitaker, W. A. Smith, S. A. Bettis, J. E. Van Beber, J. A. Bradsher, J. B.  Stone, M. H. Frayser. STATEMENT OF RESOURCES Loans and discounts.........................$188,826.02 Loans on real estate........................ 35,400.75 Overdrafts ......................................... 331.58 Other bonds and securities............. 27,547.71 Furniture and fixtures................... 1,934.80 Banking house .................................. 8,000.00 Other real estate............................... 15,325.02 Cash items ......................................... 162.59 Due from reserve hanks.................. 155,151.38 Checks on other hanks................. 635.84 Currency .............................. 2,952.00 Gold ............................... 1.................... 412.50 Silver .................................... 1,174.65  JUNE 30. 1923 LIABILITIES Capital stock ............................... ....$ 50,000.00 20,000.00 Certified surplus ..... Undivided profits ............................. 11,507.21 Savings accounts ............................. 42.00 Dividends unpaid .............................. 50.00 Individual deposits ...................... 69,731.19 256,035.34 Public funds ...... Certificates of deposit, tim e........... 29,243.21 Cashier’s checks ................................ 1,245.89 T otal d ep osits ............$ 3 5 6 ,3 4 7 .6 3  T otal cash and E x ..... $ 1 6 0 ,4 8 8 .9 6  Total ............................................... $437,854.84  Total ................................................$437,854.84  HARRISON Boone County FARM ERS & M ERCHANTS BANK Charter No. 541.  Date of Charter, June 11, 1923.  O ff ic er s —W. J. Myers, President; Roy W. Milum, Vice-President; L. E . Whiteside, Cashier. D irectors —W. J. Myers, Roy W. Milum, L. E. Whiteside, F. M. Angel, S. E. Cope, J. N. Milum,  Geo. Hammerschmidt.  STATEMENT OF RESOURCES Loans and discounts........................ $ 74,432.68 Loans on real estate....... ................. 23,280.50 Overdrafts ........................................... 439.98 Other bonds and securities........... 5,636.84 Furniture and fixtures .................. 3,000.00 Banking house ............................ — 7,500.00 Other real estate ............................. 14,660.00 Due from reserve banks.................. 19,541.89 Checks on other banks.................... 951.48 Currency ............................................. 6,313.00 Gold ..................................................... 655.00 Silver ................................................... 524.81  JUNE 30, 1923 LIABILITIES Capital stock ...................................... $ Certified surplus ............................... Undivided profits ..................... ........ Savings accounts ............................. Individual deposits ......................... Public funds ...................................... Certificates of deposit, tim e........... Cashier’s checks .......................  25,000.00 2.500.00 1,116.48 23,469.57 31,642.46 61,022.54 10,685.13 1.500.00  T otal d ep osits ............$ 1 2 8 ,3 1 9 .7 0  T otal cash and E x ........$ 2 7 ,9 8 6 .1 8 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$156 ,9 3 6 .1 8  T o t a l'  ..................................................... . . $ 1 5 6 , 9 3 6 . 1 8  S tate  of  103  A rkansas  HARTFORD Sebastian County CITIZENS STATE BANK Charter No. 513.  Date of Charter, August 4, 1920.  O ff ic er s —G. C. Packard, President; W. J. Hamilton, First Vice-President; G. K. Dixon, Second  Vice-President; J. A. Burns, Cashier. D irectors —P. M. Baker, J. A. Burns, Walter Davidson, G. K, Dixon, J. W. Fitzjarrell, W. J.  Hamilton, T. L. Johnson, G. C. Packard, W. L. Seaman, C. W. Winstead. STATEMENT OF RESOURCES Loans and discounts........................$ 66,261.57 Loans on real estate........................ 31,022.98 Overdrafts ............................... -.......... 109.10 Other bonds and securities.......... 3,106.05 Furniture and fixtures............... ... 3,500.00 Banking house ............................... 5,056.80 Cash items ........................................ 81.56 Due from reserve banks ............... 18,795.87 Checks on other banks.................... 120.70 Currency ............................................. 2,300.00 Gold ....‘................................................. 120.00 Silver ................................................... 421.50  JUNE 30, 1923 LIABILITIES Capital stock .................................... i Certitfied surplus ............................. Undivided profits ............................. *Bills payable ‘ ‘Deposits on which more than 4 per cent interest is paid” ........................... Savings accounts ............................. Individual deposits ........................ Public funds .................... ................. Certificates of deposit, time........ Cashier’s checks ............................... T otal deposits ............$10 7 ,7 1 6 .6 6  2 0 , 000.00 2 , 00 0.00  1,179.47 30,313.35 8,313.35 57,164.33 41,963.46 253.00 22.52  T otal cash and E x ........$ 2 1 ,8 3 9 .6 3  $130,896.13  Total  Total  $130,896.13  *This amount not added in totals.  HARTMAN Johnson County BANK OF HARTM AN Charter No. 164.  Date of Charter, August 9, 1904.  O ff ic er s —W. W. Thompson, President; A. N. Ragon, Vice-President; W. E. Thompson, Cashier. D irectors —W. W. Thompson, A. N. Ragon, W. E. Thompson.  RESOURCES Loans and discounts................ Loans on real estate................ Overdrafts ................................. Other bonds and securities... Furniture and fixtures............ Banking house ................. ....... Other real estate ..................... Due from reserve banks......... Checks on other banks____ Currency .................................... Silver ............... ...........................  STATEMENT OF JUNE 30, 1923  T otal cash and E x ........$ 2 8 ,5 9 9 .9 0  Other resources ............................... To ta l  .$ 35,000.16 6,229.61 61.84 230.85 1.650.00 2 , 000.00  100.00  25,271.07 26.37 2.717.00 585.46  T otal deposits  ..............$ 6 1 ,320.30  500.00  ....................................................... $ 7 4 , 3 7 2 . 3 6   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  LIABILITIES Capital stock ....................................! 1 0 ,00 0. 00 Certified surplus ............................. 2,250.00 Undivided profits ........................... 802.06 Individual deposits ....... ................. 36,031.07 Certificates of deposit, time........... 23,356.81 Certified checks ............................... 1,932.42  To ta l  .$ 7 4 , 3 7 2 . 3 6  104  R eport  of  B a n k C ommissioner  HATFIELD Polk County  BANK OF HATFIELD Charter No. 301.  Date of Charter, February 8, 1910.  O ff ic er s —D. E. Myers, President; C. V. Dale, Vice-President; R. B. Holder, Cashier. D irectors —D. E. Myers, C. V. Dale, M. J. Dover, A. Carper.  STATEMENT OF JUNE 30. 1923 RESOU R C ES Loans and. discounts .........................$ 1 0 0 ,2 0 1 .9 0 Loans on real e sta te ........................ 17.939.57 O verdrafts .............................................. 126.69 U. S. sec u r ities.................... 50.00 Other bonds and sec u r ities.............. 80.00 Furniture and fixtures..... ................ 2.2 8 5 .0 0 B ankin g house ..................................... 1 ,0 0 0 .0 0 Other real e s t a t e ................................. 19 ,5 2 3 .3 5 Cash item s ..................... 543.25 D ue from reserve ban k s.................. 11 ,7 4 0 .4 3 Currency ................... 582.00 Gold ................................ 715.00 Silver ....................................................... 2 53.89 T otal cash and E x ........$1 3 ,8 3 4 .5 7 Other resources ................................... 4 ,263.67 T otal  .$ 1 5 9 ,3 0 4 .7 5  L IA B IL IT IE S Capital stock ...................................... $ Certified surplus ..................... B ills payable ...... N otes red iscoun ted ................ Individ ual deposits .................. C ertificates of deposit, tim e......... C ashier’s checks ................................ T otal deposits ............$9 4 ,5 5 1 .1 9  T otal  1 0 ,000.00 1,000.00 3 3 ,8 1 4 .7 4 1 9 ,938.82 8 9 ,0 4 4 .3 6 4,6 2 3 .8 2 883.01  .$ 1 5 9 ,3 0 4 .7 5  HAVANA Y ell County  BANK OF H A V A N A  (Private Bank. Date of Opening, November 28, 1905.) O ff ic er s —Dr. J. E. Mitchell, President; J. E. Mitchell, Jr., Cashier; R. D. Mitchell, Jr., Assistant Cashier. STATEMENT OF JUNE 30, 1923 R ESO U R C ES L oans and d isco u n ts..........................$ 86 .6 0 1 .9 7 Loans on real esta te ........................... 2 0 .4 3 2 .7 2 O verdrafts ............................................ 4 08.33 U . S. sec u r ities............... 7 ,000.00 Other bonds and secu rities ......... 5 ,110.89 Furniture and fixtures...................... 1 ,340.00 B ankin g house .................... 2 ,7 0 0 .0 0 D ue from reserve ban ks................. 1 0 ,248.13 Currency .................................... 2,6 2 9 .0 0 Gold ................. 220.00 Silver ........... 1 ,063.51 T otal cash and E x ........$ 1 4 ,1 6 0 .6 4 T otal  .$ 1 3 7 ,7 5 4 .5 5  L IA B IL IT IE S Capital stock ....................................... $ C ertified surplus ................................ U ndivided profits .............................. Individ ual deposits . P ublic funds .......... Due to non-reserve ban k s................. Certificates of deposit, tim e........... C ashier's checks ............................... T otal dep osits ............$ 9 8 ,1 9 3 .2 8 B onds borrowed ...................................  T otal  5,000.00 25,0 0 0 .0 0 3 ,561.27 4 1 ,2 4 9 .7 2 8 ,758.22 24,6 7 2 .0 0 23,4 2 5 .1 6 88.18 6 ,000.00  $ 1 3 7 ,7 5 4 .5 5  HAYNES Lee County  BANK OF HAYNES Charter No. 197.  Date of Charter, November 29, 1905.  O ff ic er s —Jno. J. Hughes, President; R. D. Hughes, Vice-President; Gordon Love, Cashier. D irectors —Jno. J. Hughes, L. L. Roberts, R. D. Hughes.  STATEMENT OF JUNE 30. 1923 R ESOURCES L oans and d isco u n ts....... .................. $ 7 2 ,337.00 L oans on real e sta te ........................... 2 6 ,9 3 8 .3 7 O verdrafts ...... ........................................ 3 8.46 Other bonds and sec u r ities........... 2 5 ,0 0 0 .0 0 Furniture and fixtures........................ 1.00 Cash item s ..... .....................- ....... ....... 8 15.71 D ue from reserve ban k s...... ............ 8,2 7 2 .2 5 Currency ................................................ 786.00 Gold ............ 100.00 Silver ........................................................ 34 9 .3 4 T otal cash and E x ........$ 1 0 ,3 2 3 .3 0 Other resources ................................ 578.01 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$135 ,2 1 6 .1 4  L IA B IL IT IE S Capital stock ..................................... $ Certified surplus .................... B ills payable ....................................... Individ ual deposits ........................... P u blic funds .......................................... C ertificates of deposit, tim e............ C ashier’s checks .................................. T otal deposits .............. $ 5 5 ,7 8 5 .8 3  Total  25,0 0 0 .0 0 15,0 0 0 .0 0 3 9,430.31 7,334.75 32,5 5 1 .7 7 15,8 6 4 .3 1 35.00  $135,216.14  S tate  of  105  A rkansas  HAZEN Prairie County BANK OF GRAND PRAIRIE Charter No. 41.  Date of Charter, April 7, 1896.  O ff ic er s —Ed C. W. Wilken, President; John Kocourek, Vice-President; Hugh B. Wheatley. Cashier;  V. A. Rogers, Assistant Cashier. D irectors —Ed C. W. Wilken, A. J. Barrett, John Kocourek, F. J. Kocourek, E. J. Stock.  STATEMENT OF JUNE 30. 1923 R ESOURCES L oans and discounts ........................ $ 8 7 ,1 3 8 .4 4 Loans on real e sta te .......................... 1 1 0 ,8 9 6 .3 4 O verdrafts ...........................-................ 2,1 2 7 .9 7 Other bonds and sec u r ities........... 20 ,6 8 9 .0 2 Furniture and fixtures.................... 2,2 5 0 .5 1 Banking: house ........... 7,5 8 0 .0 0 Cash item s ............................................ 179.67 D ue from reserve ban k s.................. 7 8 ,773.40 Checks on other ban k s.................. 161.65 8 ,526.00 C urrency ................................................. Gold .......................................................... 687.50 Silver ........................................................ 1 ,082.84 T otal cash and E x ....... $ 8 9 ,4 1 1 .0 6 Total  .$ 3 2 0 ,0 9 3 .3 4  L IA B IL IT IE S Capital stock ..........................................$ 25,000.00 7,000.00 Certified surplus ............. U ndivided profits ................................ 4,446.33 Individ ual deposits ........................... 135,204.86 P ublic funds .......................................... 5,477.26 Certificates of deposit, tim e.......... 141,391.79 C ashier’s checks .................................. 73.10 T otal deposits .........$28 2 ,1 4 7 .0 1 Other lia b ilities .......................—....... 1,500.00  $32 0 ,0 9 3 .3 4  Total  HAZEN Prairie County NEW BANK OF HAZEN Charter No. 455.  Date of Charter, July 22, 1916.  O ff ic er s —J. F. Sims, President; I. T. Sims, Vice-President; W. A. Johnson, Cashier. D irectors —J. F. Sims, I. T. Sims, J. M. Zike, W. A. Johnson, W. D . White.  STATEMENT OF JUNE 30. 1923 RESOU R C ES Loans and d isco u n ts...........................$ 1 4 6 ,0 8 7 .0 3 Loans on real esta te ......................... 4 1 ,3 3 2 .3 0 L oans on cotton ................................. 2 9 ,0 0 0 .0 0 O verdrafts ............................................ 1 ,251.67 Other bonds and secu rities........... 659.74 Furniture and fixtures..................... 1 ,460.31 B ankin g house ..................................... 5,000.00 Item s in tr a n sit.................................. 2 ,1 8 6 .4 1 D ue from reserve ban ks..................... 98 ,3 7 8 .6 9 Checks on other ban k s................... 4 86.38 Currency __________ 4,0 0 0 .0 0 Gold ....*............. 120.00 Silver .................................................. 1,357.99 T otal cash and E x ..... $ 1 0 4 ,3 4 3 .0 6 Other resources .................................. 5,9 9 1 .0 6 T otal ............- ........ ............................ $ 3 3 7 ,3 1 1 .5 8 T his amount not added in totals.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ..... ...................................$ 25,000.00 Certified surplus .................................. 13,500.00 * B ills payable “ D eposits on w hich more than 4 per cent interest is p a id ” ............................. 112,730.12 Individual deposits ........................... 46,1 4 3 .7 4 P ublic funds .......................................... 232,730.12 Certificates of deposit, tim e........... 19,727.65 C ashier’s checks .................................. 210.07 T otal deposits ............$298,8 1 1 .5 8  T otal  ....................................................$3 3 7 ,3 1 1 .5 8  106  R eport  of  B a n k C ommissioner  HEBER SPRINGS Cleburne County C LEBURNE CO U NTY BANK Charter No. 116.  Date of Charter, February 20, 1903.  O ffic er s — A. B. Banks, President; R. H. D'ickenhorst, Louis Stecker, Vice-Presidents; S. B. Rector,  Cashier; J. L. Mullens, Assistant Cashier. D irectors —A. B. Banks, Louis Stecker, S. B. Rector, R. H. Dickenhorst, O. C. Dubison, J. D.  Holmes.  STATEMENT OF JUNE 30. 1923 RESOURCES L IA B IL IT IE S L oans and d iscounts ........................... $ 2 1 3 ,0 0 6 .6 9 Capital stock ....................................... $ 2 8 ,3 2 0 .0 0 L oans on real esta te ........................ Certified surplus ................................... O verdrafts ..:.......................................... 520.32 U ndivided profits ................................ Other bonds and sec u r ities..................................... 2,5 5 In 1 .1d9ivid u al dep osits ........................... F u rn iture and fixtu res...................... 3 ,5 0 0 .0 0 P u blic funds .......................................... B ankin g house ................ 19 ,0 0 0 .0 0 Certificates of deposit, tim e............ Other real e sta te ............................... 5,8 5 0 .0 0 C ashier’s checks ....... D ue from reserve ban k s................... 34 ,5 1 8 .1 3 T otal d ep osits ............$ 2 6 0 ,3 0 2 .0 9 Checks on other ban ks...................... 657.73 Currency .................................................. 4 ,4 6 0 .0 0 Gold ........................................................... 44 7 .5 0 Silver ........................................................ 611.94 T otal cash and E x ........$ 4 0 ,6 9 5 .3 0 T otal  $ 3 1 3 ,4 4 3 .5 0  T otal  3 0 ,0 0 0 .0 0 2 0 ,0 0 0 .0 0 3 ,1 4 1 .4 1 99,7 7 5 .9 3 32,3 7 3 .7 3 125 ,2 5 8 .6 7 2 ,8 9 3 .7 6  $ 3 1 3 ,4 4 3 .5 0  HELENA Phillips County G U A R A N T Y LO A N & TRUST COM PANY Charter No. 302.  Date of Charter, February 9, 1910.  O ff ic er s —E. S. Ready, President; A. N. Tanner, Vice-President; Henry P. Anderson, Secretary;  E.  R. Crum, Treasurer.  D irectors —E. S. Ready. Henry P. Anderson, D. T. Hargraves, Jno. I. Moore, A. N. Tanner,  E.  R. Crum, R. T. Doughtie.  STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and d isco u n ts...........................$ L oans on real e sta te ........................... O verdrafts ............... Furniture and fix tu res...................... D ue from non-reserve ban k s............ D ue from reserve banks ................... Checks on other ban k s................... Currency ................................................ S ilver ............... T otal cash and E x ........$ 3 3 ,6 1 5 .3 7 Other resources ........................... Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  2 2 ,7 2 9 .1 2 6 8 ,3 6 7 .9 0 1,2 2 9 .3 3 1,5 0 0 .0 0 1 1 ,6 0 8 .4 7 2 0 ,4 7 1 .8 4 111.00 1 ,3 4 2 .0 0 8 2 .06  L IA B IL IT IE S Capital stock ............... ....................... $ Certified surplus .................................. U ndivided profits ................................ T rust funds .......................................... T otal dep osits .............. $ 5 2 ,0 5 7 .0 3  50,0 0 0 .0 0 1 0 , 000.00  2 0 ,0 7 4 .6 7 5 2 ,057.03  4 ,6 8 9 .9 8  .$132 ,1 3 1 .7 0  Total  $132,131.70  S tate  of  107  A rkansas  HELENA Phillips County PEOPLES SAVINGS BANK & TRUST COMPANY Charter No. 9.  Date of Charter, March 16, 1889.  O ffic er s —John Ike Moore,  President; E. M. Allen, C. M. Kirkman, Vice-Presidents; Gilbert Yaeger, Cashier; B. A. Dunlap, Assistant Cashier.  D irectors —S. A. Wooten, W. C. Russwurm, A. N. Tanner, J. B. Thomas, G. L. Davidson, J. F.  Epes, John Ike Moore, E. M. Allen, C. M. Kirkman. STATEMENT OF JUNE 30. 1923 RESOU R C ES L IA B IL IT IE S Loans and d isco u n ts........................... $ 5 2 2 ,1 3 0 .0 7 Capital stock ..........................................$ 75,000.00 L oans on real e sta te ........................... 6 5 ,935.52 Certified surplus .................................. 15,000.00 Loans on cotton .................................. 25 ,4 8 9 .0 9 U ndivided profits ................................ 1,324.58 O verdrafts ............................................. 20 3 .9 6 Savings accounts ............................. 171,038.78 Other bonds and sec u r ities..................................... 1 6 ,9D 2 9ividends .2 4 unpaid ................................ 35.00 Furniture and fixtures...................... 1.00 Individ ual deposits ....................... 3 6 7 ,460.08 Other real esta te.................................. 14,3 5 4 .4 1 P ublic funds .......................................... 9 7,830.85 Item s in tra n sit..................................... 765.76 D ue to non-reserve banks .............. 6,000.81 Cash item s ............................................ 862.05 Certificates of deposits, tim e......... 18,666.14 D ue from reserve ban ks................... 1 2 8 ,2 4 2 .3 4 Certificates of deposit, for money C hecks on other ban k s...................... 5 ,823.43 borrowed ............................ 38,000.00 Currency ................................................. 8 ,471.00 T otal deposits ......... $6 9 9 ,0 3 1 .6 6 1,8 6 7 .9 4 654.85 Silver ...... R eserved for taxes ............................. Other lia b ilities .................................. 155.00 T otal cash and E x ..... $ 1 4 5 ,2 6 6 .7 6 Other resources .................................. 92.28 Total  $ 7 9 1 ,1 6 6 .0 9  Total  $ 791,166.09  HELENA Phillips County SECURITY BANK & TRUST COMPANY Charter No. 305.  Date of Charter, April 8, 1910.  O ff ic er s —S. C. Moore, President; Jos. L. Solomon, Dave Solomon, Vice-Presidents; Louis Solomon,  Cashier; J. M. Haynie, Assistant Cashier.  D irectors —S. C. Moore,  H, D . Moore, Philip Solomon, Lafe Solomon, J. N. Ware, Emanuel Levy, C. G. King, S. Straub, J. W. Clopton, Jos. L. Solomon. STATEMENT OF JUNE 30, 1923  RESOU R C ES Loans and d isco u n ts...................... $ 1 ,2 3 8 ,8 7 4 .4 8 L oans on real esta te ...................... 130 ,0 0 0 .0 0 O verdrafts ........................................... 2 1 ,9 8 9 .4 0 Stock in Federal R eserve B ank.. 9 ,0 0 0 .0 0 Other bonds and sec u r ities......... 78,872.78 Furniture and fix tu res................... 1.00 Item s in tra n sit................................ 10,186.53 Cash item s .......................................... 819.35 D ue from reserve ban k s................ 35 ,6 2 8 .4 1 D ue from Federal R eserve B ank 89 ,5 2 4 .1 9 Checks on other ban k s................. 8,5 4 9 .6 0 Currencv .......... 6,9 1 8 .0 0 Gold ..."........................... 2 15.00 Silver ................................................. 3 ,0 6 9 .9 6 T otal cash and E x ...$ 1 4 4 ,7 2 4 .5 1 Other resources ................................ 39.92 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,633,688.62  L IA B IL IT IE S Capital stock .....................................: C ertified surplus ............................. U ndivided surplus ........................ B ills payable ..................................... N otes rediscounted ........................ Savings accounts ............................. Individ ual deposits ...................... P ublic funds ..................................... D ue to non-reserve ban ks............ Certificates of deposit, tim e....... C ashier’s checks ............................. T otal deposits .......$1 ,0 6 5 ,3 8 6 .2 1  To t a l  2 5 0,000.00 5 0 .0 0 0 . 00 6,13 6 .6 6 5 0 .0 0 0 . 00 212 ,1 6 5 .7 5 169,679.32 3 8 4 ,360.54 3 6 6,549.79 1,779.49 1 1 8,215.40 2 4 ,801.67  $1,633,688.62  108  R eport  of  B a n k C ommissioner  HERMITAGE Bradley County  BRADLEY COUNTY BANK  Charter No. 221. Date of Charter, May 9, 1906. O ff ic er s —W. B. Reasons, President; H. M. L. Carnley, Vice-President; J. D. Stephens, Cashier; K. Thornton, Assistant Cashier. D irectors —W. B. Reasons, J. A. Turner, H. M. L. Carnley, A. E. Baker, M. A. Jackson.  STATEMENT OF JUNE 30, 1923  R ESO U R C ES L oans and. d isco u n ts...........................I 7 9 ,4 5 4 .2 6 L oans on real e sta te .......................... 52 ,0 0 0 .0 0 O verdrafts ............................................... 801.32 Other bonds and sec u r ities.............. 5 ,900.05 Furniture and fix tu res...................... 8 50.00 B ankin g house ..................................... 4 ,0 0 0 .0 0 D ue from non-reserve ban k s............ 750.00 Cash item s .......... ....... .......................... 1 45.54 D ue from reserve ban k s................... 1 7 ,822.09 Currency ............................. 2 ,9 4 9 .0 0 Gold ....................... ................... .............. 390.00 S ilv er ........................................................ 1,7 5 1 .0 9 T otal cash and E x ........$ 2 3 ,8 0 7 .7 2 O ther resources .................................. 288.53 T otal  .$ 1 6 7 ,1 0 1 .8 8  L IA B IL IT IE S Capital stock ....................................... ! C ertified surplus ................................ B ills payable ............... ....................... Savings accounts ..... ....................... Ind ivid u al deposits ........................... P u blic funds .......................................... C ertificates of deposit, tim e............ C ashier’s checks .................................. T otal dep osits ............$ 1 1 6 ,1 0 1 .8 8  T otal  2 0 ,000.00 1 1 ,000.00 2 0 ,000.00  17,9 0 7 .1 9 6 4 ,4 4 6 .3 4 2 9 ,7 8 6 .0 4 3,8 8 1 .6 0 80.71  .$ 1 67,101.88  HICKORY RIDGE Cross County  CITIZENS BANK  Charter No. 468. Date of Charter, August 2, 1917. O ff ic er s —R. J. Kibler, President; J. C. Greenwood, Vice-President; N. N. Townsend, Cashier. D irectors —R. J. Kibler, J. C. Greenwood, J. E. Hargis, E. L. Cooper, J. A. Poole. STATEMENT OF JUNE 30, 1923 RESOU R C ES Loans and d isco u n ts...........................i L oans on real e sta te ............... ........... O verdrafts .............................................. Fu rn iture and fixtu res...................... B ankin g house ..................................... Cash item s .................... ....................... D ue from reserve b a n k s................... C urrency ................ ............................... Gold ........................................................... S ilv er ........................................................ T otal cash and E x ........$ 2 1 ,1 6 5 .8 5 T otal  52 .0 9 2 .8 1 8 ,980.13 22.29 500.00  1 ,000.00  132.46 19 ,5 9 4 .2 9 1 ,391.00 2.50 45.60 8 3 .7 6 1 .0 8  L IA B IL IT IE S Capital stock ....................................... ! C ertified surplus ................................ U ndivided profits ................................ B ills payable ........................................ Individ ual deposits ........................... P u blic funds ......................................... C ertificates of deposit, tim e............ C ashier’s checks .................................. T otal dep osits .............. $60 ,5 8 9 .4 0  T otal  1 0 ,000.00  3 ,500.00 1,963.23 7 ,708.45 2 4 ,0 8 9 .0 2 28,8 3 2 .9 2 7,6 1 6 .0 6 51.40  83,7 6 1 .0 8  HINDSVILLE Madison County  VALLEY BANK  Charter No. 250. Date of Charter, March 18, 1907. O ff ic er s —M. A. Linebarger, President; C. F. Fitch, Vice-President; A. H. Berry, Cashier; A. G. Combs, Assistant Cashier. D irectors —M. A. Linebarger, T. R. Lane, L. V. Parker, C. F. Fitch, J. N, Phillips, A. H. Berry.  STATEMENT OF JUNE 30. 1923 RESOU R C ES L oans and d isco u n ts.......................... $ 4 3 .1 5 2 .9 7 L oans on real e sta te ........................... 3 1 ,2 3 9 .4 6 O verdrafts ............................................. 2.78 U . S. secu rities .................................. 100.00 Other bonds and sec u r ities..... ........ 29 1 .2 5 Furniture and fix tu res...... ............... 1 ,100.00 B anking house ..................................... 2 ,5 0 0 .0 0 Other real esta te .................................. 1 .051.25 D ue from reserve han k s................... 9 .210.73 Checks on other h a n k s................... 345.95 Currency .................................................. 1 ,662.00 Gold .................................................. 4 32.50 Silver ..................... 2 38.96 T otal cash and E x ........$ 1 1 ,8 9 0 .1 4 To ta l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 9 1 , 3 2 7 . 8 5  L IA B IL IT IE S Capital stock ....................................... $ C ertified surplus ................................ U ndivided profits ...... Individ ual deposits ...................... Certificates of deposit, tim e............ T otal deposits .................$6 8 ,3 9 3 .5 6  Total  1 0,000.00 1 2 ,500.00 434.29 3 3,429.21 34,9 6 4 .3 5  91,327.85  S tate  of  A rkansas  109  HIWASSE Benton County  BANK OF HIWASSE Charter No. 525.  Date of Charter, January 2, 1922.  O ff ic er s —J. B. Edwards, President;  Janies Banks and A. M. Galyean, Vice-Presidents; Maud Adcock, Cashier; V. L. Banks, Assistant Cashier.  D irectors —J. B. Edwards, A. M, Galyean, Maud Adcock, James Banks, V. L. Banks.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and discounts ......................$ 1 9 ,979.42 Loans on real estate ...................... 1 5 ,335.50 O verdrafts ............................................... 159.22 1 ,785.00 Furniture and fixtures ...... B anking house ..................................... 1,500.00 D ue from non-reserve b a n k s........... 1 4 ,059.75 Due from reserve banks .............. 6 ,387.59 Currency .............................. 1 ,283.00 Gold .............................................. 4 87.50 S ilver ............. 862.78 T otal cash and E x ....... $ 2 3 ,0 8 0 .6 2 6 1 ,8 3 9 .7 6  T otal  L IA B IL IT IE S Capital stock ................................... ...$ 10,000.00 Certified surplus .................................. 2 ,000.00 U ndivided profits ............................... 632.07 Individual deposits ........ 26,103.58 P ublic funds .................................. 6 ,469.80 16,634.31 Certificates of deposit, tim e......... T otal deposits ............... $49,207.69  T otal  61,839.76  HOLLY GROVE Monroe County  BANK OF HOLLY GROVE Charter No. 118.  Date of Charter, March 12, 1903.  O ff ic er s —Jas. A. Walls, President; P. C. Mayo, Vice-President; J. I. Matthews, Cashier; Miss  Pearle Matthews, Assistant Cashier. D irectors —Jas. A. Walls, P. C. Mayo, B. J. Lambert, W. A. Patterson, J. W. Mayo, S. Geronin,  J. I. Matthews.  STATEMENT OF JUNE 30, 1923  RESOU R C ES L oans and discounts ........................ $ Loans on real estate ........................ U . S. secu rities .................................. Other bonds and secu rities ............ Furniture and fixtures ...................... B anking house ..................................... D ue from non-reserve ban ks......... D ue from reserve b an ks............... Checks on other ban k s...................... Currency ................................................ Gold .......................................................... Silver ................................................... T ota l cash and E x ........$ 6 1 ,3 7 9 .9 3 To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  6 1 ,4 3 7 .8 6 70 ,6 0 6 .7 1 31 ,5 6 8 .0 3 3,4 8 5 .0 0 1 ,800.00 3,0 0 0 .0 0 4 ,2 6 6 .7 0 50,2 1 5 .7 2 46 1 .8 7 4 ,7 2 1 00 3 27.50 1 ,3 8 7 .1 4  $233,277.53  L IA B IL IT IE S Capital stock ....................................... $ 2 5 ,0 0 0 .0 0 Certified surplus .................................. 15,000.00 U ndivided profits ............................. 1 ,969.19 Savings accounts ................................ 5,313.81 Individ ual deposits ........................... 123,241.02 P ublic funds ........................................ 15,682.61 Certificates of deposit, tim e......... 4 6 ,5 5 9 .9 0 C ashier’s checks ........................ ......... 2 2 3.65 T otal deposits ............$ 1 9 1,050.99 Other lia b ilities ............... ............. 2 5 7.35  Total  .$233,2 7 7 .5 3  110  R eport  of  B a n k C ommissioner  HOPE Hempstead County HEMPSTEAD C OUNTY BANK & TRUST COM PANY Charter No. 449.  Date of Charter, November 26, 1915.  O ff ic er s —A.  L. Betts, President; D. B. Thompson, Vice-President; R. A. Boyett, Jor., Assistant Cashier.  Roy Anderson, Cashier;  D irectors —A. L. Betts, D. B. Thompson, Roy Anderson, W. S. Watkins, E. C. Brown.  STATEMENT OF JUNE 30, 1923 RESOU R C ES .$ 2 2 4 ,8 2 0 .9 1 L oans and d isco u n ts.................. . 1 7 4 ,8 9 5 .7 6 L oans on real e sta te .................. . 4 9 ,6 7 4 .2 0 L oans on cotton ......................... 10.00 U . S. secu rities ............................ 10 ,5 3 9 .1 0 Other bonds and secu rities..... ... 8,4 0 0 .0 0 Furniture and fix tu res............. . 2 3 ,1 3 4 .0 0 B ankin g house ............................ 3,7 4 8 .2 8 O ther real e sta te ......................... 74.03 Cash item s ................................... . 1 2 9 ,6 3 2 .4 0 D ue from reserve ban k s........ 3 ,2 9 4 .7 5 Checks on other ban k s............. 6 ,4 1 4 .0 0 C urrency ....................................... 192.50 Gold ................................................. S ilv er ............................................... 4 ,2 6 4 .5 5 T ota l cash and Ex.... $ 1 4 3 ,8 7 2 .2 3 $ 6 3 9 ,0 9 4 .4 8  T otal  L IA B IL IT IE S Capital stock ....................................... $ 100 , 000.00 2 5 .0 0 0 . 00 Certified surplus ..... .......................... 1,117.38 U ndivided profits ................................ N otes red iscoun ted ........................... 2 5 .0 0 0 . 00 Savin gs accounts ................................ 1 1 5 ,2 1 2 .2 9 In d ivid u al dep osits ........................... 145 .0 2 7 .0 7 P u blic funds .......................................... 2 1 8 .8 2 2 .0 8 C ertificates of deposit, tim e............ 6 ,135.00 C ashier’s checks ................................ 2 ,7 8 0 .6 6 T otal deposits ............$ 4 8 7 ,9 7 7 .1 0  T otal  .$639,0 9 4 .4 8  HOPE Hempstead County HOPE SAVINGS BANK & TRUST COM PANY Charter No. 230.  Date of Charter, March 8, 1907.  O ff ic er s —Jas. H. McCollum,  President; P. A. Tharp, Vice-President; Lloyd Spencer, Cashier; Jas. O. Murph, Assistant Cashier.  D irectors—Jas. H. McCollum, J. J. Ward, E. P. Stewart, Lloyd Spencer, P. A. Tharp, N. P. O’Neal, Jesse N. Riley. STATEMENT OF JUNE 30, 1923 RESOURCES LIABILITIES  L oans and d isco u n ts...........................$ 1 5 9 ,6 3 9 .2 5 L oans on real e sta te ........................... 6 6 ,0 9 6 .1 8 U . S. secu rities ................................ 1 92.00 O ther bonds and sec u r ities.............. 1 0 ,8 0 0 .0 0 F u rn iture and fixtures ................... 8 ,1 5 5 .0 0 B ankin g house ..................................... 3 0 ,0 0 0 .0 0 O ther real esta te ................................ 6 2 ,0 9 3 .7 1 C ash item s ............................................ 266.03 D u e from reserve banks ................. 75 ,6 7 2 .1 9 C hecks on other banks ................... 3 ,6 1 2 .2 5 Currency ................................................ 42 4 .0 0 Gold ............................................................ 110.00 S ilv er ........................................................ 3 33.68 T otal cash and E x ........$ 8 0 ,4 1 8 .1 5 O ther resources .......................... 3 ,0 0 0 .0 0 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$420 ,3 9 4 .2 9  Capital stock ........................................ $ 5 0 ,000.00 Certified surplus ................... -........... 1 5 ,000.00 U ndivided profits ............................... 5 ,335.78 Savin gs accounts ................................. 188,841.73 Individ ual deposits ............................ 34,6 3 3 .0 0 P u blic funds ........................................... 1 2 6 ,4 3 3 .7 6 C ashier’s checks ................................... 150.02 T otal dep osits ............ $ 3 5 0 ,0 5 8 .5 1  Total  .$420 ,3 9 4 .2 9  S tate  of  111  A rkansas  HORATIO Sevier County BANK OF HORATIO Charter No. 64.  Date of Charter, November 17, 1900.  O ff ic er s —J. Walter Jones, President; A. T. Cowden, Vice-President; Richard Adams, Jr., Cashier;  P. M. Cowden, Assistant Cashier. D irectors —J. W. Jones, H. S. Cowden, P. M. Cowden, E. R. Liverett, A. T. Cowden.  STATEMENT OF RESOURCES Loans and discounts........................ 5 97,447.47 Loans on real estate........................ 35,435.02 1,206.05 Overdrafts ...................... ................... 1,644.60 Other bonds and securities............. 4.650.00 Furniture and fixtures............... . Banking house .................................. 2 0 ,00 0. 00 1,503.69 Other real estate ........................... 719.50 Items in transit ............................... 59.40 Cash items ........................................ 8,439.45 Due from reserve banks................. 406.21 Checks on other banks.................... 1.858.00 Currency ............................................ 477.50 Gold ................................................ 2,133.31 Silver ................................................... T otal cash and E x ........$ 1 3 ,3 7 3 .8 7  Other resources ....... !....................... Total  JUNE 30, 1923 LIABILITIES Capital stock ....................................! Certified surplus ........ .................... Undivided profits ............................. B ills payable ...................................... Individual deposits ........................ Public funds ...................................... Certificates of deposit, demand.... Certificates of deposit, time.......... Cashier’s checks ......................... —  35.000.  00  10. 000.  00  11.21 2 0 , 000.00  83,549.73 14,078.12 453.50 14,126.96 1,503.58  T otal deposits ..............$ 113,711.89  2,742.90 $178,723.10  Total  .$178,723.10  HOT SPRINGS Garland County ARKANSAS TRUST COM PANY Charter No. 232.  Date of Charter, August 18, 1907.  O ff ic er s —M. J. Henderson, President; D. Burgauer, Vice-President and Cashier; J. A. Stallcup,  W. G. klaurice, J. W. Angle, Vice-Presidents; F. L. Thompson, Dewell Jackson, Assistant Cashiers.  D irectors —M. J. Henderson, J. W. Angle, W. G. Maurice, T. A. Cockburn, J. A. Stallcup, G. A.  Callahan, Geo. R. Belding, D. Burgauer, W. W. Gentry, E. F. Woodcock. STATEMENT OF RESOURCES Loans and discounts....................$ 325,091.52 Loans on real estate...................... 435,420.91 222,446.96 Loans on other commodities...... Overdrafts ........................................ 818.13 U. S. securities ........................... 142,300.00 Other bonds and securities........ 193,883.15 Furniture and fixtures ............... 9,557.34 Banking house ............................... 21,500.00 Items in transit ........................... 345.00 Cash items ...................................... 5,607.27 Due from reserve banks............. 108,242.07 Checks on other banks............... 10,042.87 Currency .......................................... 54,374.00 Gold ................................................. 900.00 Silver ......................... 4,205.98  JUNE 30, 1923 LIABILITIES Capital stock ............... .'.................! Certified surplus ........................... Undivided profits ........................ Savings accounts ........................ Individual deposits .................... Public funds .................................. Due to reserve banks......... ....... Certificates of deposit, demand Certificates of deposit, time...... Certified checks ........................... Cashier’s checks ...........................  100,000.00 50,000.00 97,574.93 166,870.25 614,860.23 49,520.51 12,931.99 30,630.24 417,005.88 633.44 14,800.70  T otal deposits ...... $1,307 ,2 5 3 .2 4  Reserved for taxes ...................... Other liabilities ...........................  3,333.33 9,573.70  T otal cash and E x ...$ 1 8 3 ,3 7 2 .1 9  Other resources ........................... Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  33,000.00 $1,567,735.20  Total  $1,567,735.20  112  R eport  of  B a n k C ommissioner  HOT SPRINGS Garland County COMO TRUST COM PANY Charter No. 452.  Date of Charter, April 20, 1916.  O ff ic er s —E. N. Roth, President; Ed H. Johnson, Vice-President; Stanley Lee, Cashier; A. Johnson,  Assistant Cashier. D irectors —E. N. Roth, Stanley Lee, Ray Smith, J. Geschmay. Ed H. Johnson, R. H. Kittelberger,  G. E. Tarkington, A1 A. Reynolds, John M. Proctor, E. H. Wootton. STATEMENT OF JUNE 30. 1923 RESOU R C ES LIABILITIES Loans and d isco u n ts........ ................. $ 4 9 3 ,6 9 0 .8 0 Capital stock ............................. - ....... $ 6 0 ,0 0 0 .0 0 Certified surplus ................ Loans on real esta te .......................... 1 0 0 ,9 9 3 .6 5 2 0 ,0 0 0 .0 0 U. S. secu rities .... 1,0 9 2 .5 6 4 ,9 0 8 .6 5 U ndivided profits ............ Other bonds and sec u r ities................................... 8 0 ,8 Savings 8 9 .8 0 accounts ....................... 6 1 ,2 3 9 .1 4 Furniture and fixtures ...... 1 0 ,000.00 D ividend s unpaid .............................. 1 ,800.00 Individ ual deposits ..................... Other real estate .............................. 383.70 4 1 6 ,8 7 5 .6 1 2 ,1 1 3 .0 0 Item s in tra n sit ............................... P ublic funds .......................................... 1 7 ,5 6 4 .0 4 Cash item s ............................................. 2,7 4 2 .1 1 Certificates of deposit, d em an d -.. 2 0 ,4 9 9 .4 5 C ertificates of deposit, tim e____ 197 ,9 9 6 .4 1 D ue from reserve banks .............. 1 0 4 ,2 0 6 .9 0 C ash ier’s checks ...... 2 4 ,5 1 9 .3 0 Checks on other ban k s...................... 5 ,895.35 Currency ................................................. 11 ,3 7 6 .0 0 T otal deposits .............. $ 7 4 0 ,4 9 3 .9 5 Gold .......................................................... 2,2 7 7 .5 0 Silver ........................................................ 1 ,741.23 T otal cash and E x ..... $ 1 2 8 ,2 3 9 .0 9 Other resources .................................. 8,000.00 T otal  ..... ..............................................$82 5 ,4 0 2 .6 0  T otal ................................................ ...$ 8 2 5 ,4 0 2 .6 0  HOT SPRINGS Garland County HOT SPRINGS SAVINGS, TRUST & G U A R A N T Y COM PANY (Security Bank) Charter No. 28.  Date of Charter, November 10, 1891.  O ff ic er s —John B. Foote,  President; L. D. Cooper, Vice-President; A. S. Goodwin, Cashier; B. F. Prichard, Assistant Cashier.  D irectors —Chas. R. Birnbaum, Howard P. Collings, L. D. Cooper, J. W. Corrington, John B. Foote,  E. L. Howlett, Chas. C. Sparks, A. H. Tribble. STATEMENT OF JUNE 30, 1923 R ESO U R C ES L oans and d isco u n ts................. .$ 4 2 4 ,8 0 8 .2 4 2 9 9 ,2 8 1 .3 5 Loans on real esta te ................. 9 ,8 5 0 .0 0 U. S. secu rities ........~................ 3 2 ,5 6 8 .5 1 Other bonds and secu rities .. 1 5 ,4 5 5 .7 5 Furniture and fixtures.............. 110,000.00 B ankin g house ........................... 3 .4 3 9 .3 0 Other real estate ........................ 2 74.45 Item s in tra n sit ........................ 868.73 Cash item s ..................................... 2 5 9 ,9 9 6 .8 6 D ue from reserve ban ks......... 6,6 4 1 .7 2 Checks on other ban ks.............. 3 6 ,2 6 7 .0 0 Currency ....................................... 802.50 Gold ................................................... 2 .8 9 0 .3 0 Silver ............................................... T otal cash and E x ...$ 3 0 7 ,4 6 7 .1 1 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$1,203,144.71  L IA B IL IT IE S Capital stock ..................................... $ Certified surplus ............................. U ndivided profits ........................... Savin gs accounts ............................. D ividend s unpaid ................... ....... Individ ual deposits ...................... P u blic funds ..................................... Certificates of deposit, demand Certificates of deposit, tim e....... C ashier’s checks ........................... T otal deposits .......$ 1 ,0 2 3 ,2 4 6 .3 7  Total  100 ,000.00 2 0 ,0 0 0. 00  5 9 ,8 9 9 .3 4 1 2 1 ,1 6 7 .6 1 5 ,130.00 4 4 6 ,0 7 7 .1 3 16 2 ,5 4 3 .4 8 1 6 ,942.32 2 6 6 ,9 1 8 .6 8 4 ,4 6 6 .1 5  .$1,2 0 3 ,1 4 4 .7 1  S tate  of  113  A rkansas  HOUSTON Perry County BANK OF HOUSTON Charter No. 207.  Date of Charter, March 27, 1906.  O ff ic er s —A. B. Banks, President; J. A. Lovelace, Vice-President;  W. A. Linebarger, Cashier;  Carl Linebarger, Assistant Cashier. D irectors —A. B. Banks, J. A. Lovelace, Carl Linebarger.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts.......................... S 4 0 ,0 8 3 .2 5 2 ,4 7 0 .4 4 Loans on real esta te ........................... .92 Overdrafts ............................................... 500.00 U. S. securities .............................. .. 4 30.92 Other bonds and sec u r ities........... 680.00 Furniture and fix tu res...................... 900.00 B anking house ..................................... 692.83 Other real estate ...... ........ .............. 6,804.23 D ue from reserve ban ks................... 4 34.00 Currency .................................................. 40.00 Gold .......................................................... Silver ....................................................... 3 32.51 T otal cash and E x ..........$ 7 ,6 1 0 .7 4 Total  5 3 ,3 6 9 .1 0  L IA B IL IT IE S Capital stock ....................................... ! Certified surplus ................................ U ndivided profits ............................... Individ ual deposits ........................ P ublic funds .......................................... Certificates of deposit, tim e........... T otal deposits .............. $ 4 1,542.85  Total  10 ,000.00 1,585.84 240.41 13,033.74 14,077.02 14,432.09  53,369.10  HOXIE Lawrence County BANK OF HOXIE Charter No. 122.  Date of Charter, April 3, 1903.  O ff ic er s —'John K. Gibson, President; A. G. Richardson, Vice-President; A. G. Albright, Cashier;  R. R. Reynolds, Assistant Cashier.  D irectors —John K. Gibson, A. G. Richardson, Pat Whalen, A. G. Albright, J. G. Richardson,  J. M. Lester.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts.............. ......... $ 1 0 9 ,0 1 9 .5 7 Loans on real e sta te........................ 1 1 ,400.00 23 7 .6 7 Other bonds and sec u r ities........... 4,3 8 8 .0 8 Furniture and fixtures....................... 2 ,6 5 9 .5 0 B anking house ..................................... 7,2 5 0 .0 0 Item s in transit .................................. 712.27 Cash item s ............................................ 4 40.00 Due from reserve banks .............. 1 9 ,117.21 Currency ................................................ 3j082.00 Gold .......................................................... 137.50 340.96 T otal cash and E x ....... $ 2 3 ,1 1 7 .6 7 Other resources .................................. 314.20 To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $159,098.96  L IA B IL IT IE S Capital stock ....................................... ! Certified surplus .................................. U ndivided profits ............................. B ills payable ....................................... Individual deposits ........................... P ublic funds .......................................... Certificates of deposit, tim e......... C ashier’s checks ................................ T otal deposits ............$ 1 3 4 ,2 6 0 .9 7  To t a l  1 0 , 00 0. 00  4,0 0 0 .0 0 837.99 1 0 ,000.00  89,842.62 13,068.61 29,149.53 2 , 200.21  $159,098.96  R eport  114  of  B a n k C ommissioner  HUMPHREY Arkansas County M ERCHANTS & PLANTERS BANK Charter No. 185.  Date of Charter, June 29, 1905.  O ffic er s —E. B. Stokes, President; W. L. Stillwell, Vice-President; Ben Stillwell, Cashier. D irectors —E. B. Stokes, Ben Stillwell, W. L. Stillwell, E. C. Benton.  STATEMENT OF JUNE 30. 1923 RESOURCES L oans and d isco u n ts........................... $ 1 2 4 ,4 5 9 .2 6 Loans on real esta te ........................... 2 6 ,4 7 5 .2 8 L oans on cotton .................................. 34 6 .9 5 O verdrafts ............................................. 187.92 Other bonds and sec u r ities.............. 6 ,7 0 2 .2 5 Furniture and fixtu res...................... 800.00 B ankin g house ............ 2 ,3 0 0 .0 0 Cash item s ............................................. 1,4 0 6 .0 6 Due from reserve ban ks................. 1 9 ,392.32 Currency .......................... 5 ,1 5 9 .0 0 Gold ............................. 2 97.50 Silver ............... 1 ,055.52 T otal cash and E x ........$ 2 7 ,3 1 0 .4 0 Other resources .................................. 2 ,1 2 2 .6 8 T otal  $ 1 9 0 ,7 0 4 .7 4  LIABILITIES  Capital stock ..........................................$ Certified surplus ................................... B ills payable .......................................... Individ ual deposits ........................... P ublic funds .......................... Certificates of deposit, tim e............ C ashier’s checks ................................ T otal dep osits ............$ 1 0 4 ,7 0 4 .7 4  T otal  2 0 ,0 0 0 .0 0 3,5 0 0 .0 0 62,5 0 0 .0 0 3 9 ,2 6 3 .1 5 17,865.38 4 6 ,1 0 0 .9 1 1 ,475.30  .$1 9 0 ,7 0 4 .7 4  HUNTER Woodruff County BANK OF H U N TER Charter No. 422. O ff ic er s —R. R. James,  Date of Charter, September 11, 1913.  President; Chas. R. Brinneman, Vice-President; Chas. R. Brinneman,  Cashier. D irectors —R. R. James, H. O. Penrose, C. H. Forth, W. P. Dawson, Roy D. Campbell, W. L.  Freeman, Alex Slane, Mark Mushrush, Chas. R. Brinneman.  STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and discou n ts................... ....... 1$ 2 9 ,0 0 3 .0 2 2 4 ,3 8 8 .7 6 Loans on real esta te ....................— 1,4 1 0 .7 7 F u rn iture and fix tu res...... - ............ 2 ,4 6 2 .9 7 B ankin g house .................... ................ 4.9 0 0 .0 0 Othel real esta te .................................. 40.00 Cash item s ............................................ 1 5 ,1 8 1 .7 4 D ue from reserve ban ks..... ............. 2 .9 3 5 .0 0 Currency ..... -......................................... 41 3 .4 0 Silver ........................................................ T otal cash and E x ........$ 1 8 ,5 7 0 .1 4 1.00 Other resources .................................. Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 8 0 , 7 3 6 . 6 6  L IA B IL IT IE S Capital stock .................... ..................... $ 2 5 ,0 0 0 .0 0 C ertified surplus ................................ 2 .500.00 U ndivided profits .................... ........... 4,63 0 .0 2 Individ ual deposits ........................... 40,4 2 9 .5 9 P u blic funds ....................................... 3,768.93 Certificates of deposit, tim e......... 2,6 8 1 .1 1 T otal deposits .............. $4 6 ,8 7 9 .6 3 1 .727.01 Other lia b ilitie s ..................................  Total  .$ 8 0 , 7 3 6 . 6 6  S tate  of  115  A rkansas  HUNTINGTON Sebastian County H U N TIN G TO N STATE BANK Charter No. 364. Date of Charter, January 18, 1912. O ffic er s —W. L. Seaman, President;  C. C. Graves, Vice-President; G. R. Holbrook, Cashier;  C. P. Green, Assistant Cashier. D irectors —W. L. Seaman, G. R. Holbrook, J. F. Graves, C. E. Weber, C. C. Graves, C. C. Wood-  son, G. K. Dixon, G. G. Woods. STATEMENT OF JUNE 30. 1923 R ESOURCES L IA B IL IT IE S Capital stock ......................................... $ Loans and disco u n ts........................... $ 1 0 9 ,8 2 5 .8 4 Certified surplus ................ L oans on real e sta te ........................ 33 ,4 1 7 .6 5 U ndivided profits ............................. Overdrafts ............................................ 293.51 *B ills payable “ D eposits on B onds to secure postal sa v in g s_______________ 1 7 ,600.00 Other bonds and sec u r ities.....................................346.00 w hich more than 4 per cent in terest is p a id ’ ’............................. Furniture and fixtures........................ 1,538.99 Savings accounts ...... B ankin g house ..................................... 4 ,0 0 0 .0 0 P o sta l savings accou nts................... Due from non-reserve ban k s..... ...... 1 ,500.00 Individ ual deposits ............................. 12.00 Cash item s ............................................ P ublic funds .......................................... D ue from reserve ban ks................... 27 ,0 2 2 .2 0 Certificates of deposit, tim e............ Currency ................................................ 4 ,5 9 3 .0 0 C ashier’s checks ................................ Gold .......................................................... 102.50 T otal deposits .......... $1 6 9 ,5 8 2 .6 3 S ilv er ......................................................... 99 1 .4 6 B onds borrowed .................................. T otal cash and E x ....... $ 3 4 ,2 2 1 .1 6 Other resources ......................... ........ 1 ,717.12 T otal ....................................................$ 2 0 2 ,9 6 0 .2 7  Total  25,000.00 2,000.00 4 ,777.64 39,388.13 2 0,618.66 14,911.33 60,440.26 21,955.25 4 9,246.71 2,410.42 1,600.00  ......................... ..........................$2 0 2 ,9 6 0 .2 7  *T his amount not added in totals.  HUNTSVILLE Madison County FARMERS & M ERCHANTS BANK Charter No. 335. O ff ic er s —J. F. Moore, President;  Easterling, Assistant Cashier.  Date of Charter, March 10, 1911.  J. H. Guinn, Vice-President; J. S. Miller, Cashier; W. A.  D irectors —J. F. Moore, J. S. Miller, W. L. Bryant, J. H. Guinn, W. A. Easterling.  STATEMENT OF JUNE 30, 1923 R ESOURCES L oans and disco u n ts...........................I 4 6 ,1 9 6 .9 5 L oans on real esta te........................... 2 4 ,2 2 1 .0 0 Overdrafts .............................................. 332.90 3 .6 2 8 .0 0 Other bonds and secu rities.............. Furniture and fixtures...................... 2,7 2 0 .3 0 B ankin g house ..................................... 2.7 0 0 .0 0 Other real estate ................................ 2 .4 0 0 .0 0 D ue from non-reserve ban ks......... 2 .5 0 0 .0 0 D ue from reserve ban k s................ 2 6 ,9 4 9 .2 4 Checks on other ban ks...................... 72.28 C urrencv ...... ........................................ 1 .291.00 Gold ..."..................................................... 365.00 S ilv er ....................................................... 1 ,4 9 6 .9 7 T otal cash and E x ........$ 3 2 ,6 7 4 .4 9 O ther resources .................................. 710.48 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1 15,584.12  L IA B IL IT IE S Capital stock ......................................! Certified surplus ................................ Individ ual deposits ........................... P ublic funds .......................................... Certificates of deposit, tim e........... T otal deposits ............. $ 8 5,584.12  To t a l  25,000.00 5,000.00 34,804.42 36,585.16 14,194.54  $115,584.12  116  R eport  of  B a n k C ommissioner  IMBODEN Lawrence County  PEOPLES BANK  Charter No. 40. Date of Charter, March 18, 1896. O ff ic er s —T. J. Wilson, President; J. B. Peebles, Vice-Preisdent; L. H. Kaiser, Cashier; Mrs. Eula Cavitt, Assistant Cashier. D irectors —J. T. Wilson, A. T. Wilson, J. B. Peebles, L. H. Kaiser, J. L. Polk.  STATEMENT OF RESOURCES Loans and discounts........................ 1 62,832.15 Loans on real estate........................ 24,694 13 1,330.74 Overdrafts ......................................... Other bonds and securities............. 2,389.88 1.705.00 Furniture and fixtures .................... Banking house .................................. 5,000.00 978.56 Other real estate............................... Cash items ....... ................................. 87.20 Due from reserve banks............... 19,579.98 Currency ........................................... 3.343.00 Gold ..................................................... 465.00 Silver ................................................... 379.35  JUNE 30, 1923 LIABILITIES Capital stock ............................ .! Certified surplus ............................ Undivided profits ............................. Individual deposits ........................ Public funds ............ ....... ............... Certificates of deposit, time........ Cashier's checks ......... ..................... T otal deposits  20,775.00 4,500.00 1,163.52 54,254.48 12,613.07 29,232.70 259.38  ..............$ 9 6 ,3 5 9 .6 3  T otal cash and Ex._..... $ 2 3 ,8 5 4 .5 3  Other resources ............................... Total  13.16 .$122,798.15  .$122,798.15  Total  JASPER Newton County  NEW TON C OUNTY BANK Charter No. 121.  Date of Charter, March 24, 1903.  O ff ic er s —W. W. Moore, President; James Brasel, Vice-President; J. W. Moore, Cashier;  Nance, Assistant Cashier. D irectors —W. W. Moore, J. W. Moore, James Brs , J. F. Carlton, S. L. Nance. STATEMENT OF JUNE 30, 1923 LIABILITIES RESOURCES Loans and discounts........................ $ 64,194.54 Capital stock .................................... $ Loans on real estate........................ 9,854.12 Certified surplus ............................. Overdrafts ......................................... 427.50 Undivided profits ............... Individual deposits ........................... U. S. securities ............................... 9,750.00 Other bonds and securities.......... 9,019.64 Public funds ...................................... Certificates of deposit, time.......... Furniture and fixtures.................... 926.79 Banking house .................................. 1,550.00 T otal dep osits ............$ 1 2 5 ,2 4 3 .7 5 Due from non-reserve banks........... 782.43 Due from reserve banks.................. 43,934.36 Currency ............................................. 5,610.00 Gold ..................................._•................. 1,379.85 Silver ................... 501.43  S. L.  20,000.00 2,000.00 686.91 72,298.64 27,577.1925,367.92  T otal cash and E x ........$ 5 2 ,2 0 8 .0 7  Total ............................................... $147,930.66  Total ................................................$147,930.66  JOINER Mississippi County  BANK OF JOINER Charter No. 267.  Date of Charter, December 31, 1908.  O ff ic er s —S. Ralph, President; J. T. Harris, Vice-President; J. A. Musick, Cashier; Valerie Musick,,  Assistant Cashier. D irectors —S. Ralph, J. T. Harris, J. A. Musick, Della Ralph.  STATEMENT OF RESOURCES Loans and discounts........................ $ 62,325.18 Loans on real estate........................ 10,980.17 Overdrafts .......................................... 846.04 Furniture and fixtures...................... 1,620.00 Banking house .................................. 612.35 Other real estate ............................. 1,872.22 Due from non-reserve banks........ 2,166.01 Due from reserve banks............... 4,655.74 Silver ................................................... 561.13  JUNE 30, 1923 LIABILITIES Capital stock .................................... $ 10 ,000 .00' 2 , 000.00 Certified surplus ............................. Undivided profits ............................. 1,058.86B ills payable ...................................... 35,000.00 Dividends unpaid ............................. 40.00 Individual deposits ...................... 32,979.98 Certificates of deposit for money 4,250.00borrowed ......................................... T otal deposits  .............. $ 3 7 ,2 6 9 .9 8  T otal cash and E x .......... $ 7 ,0 7 2 .8 8 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 8 5 , 3 2 8 . 8 4  Total  .$ 8 5 , 3 2 8 . 8 4  S tate  of  117  A rkansas  JONESBORO Craighead County AM ERICAN TRUST COM PANY Charter No. 201.  Date of Charter, December 15, 1905.  O ff ic er s —B. H. Berger, President; R. E. Robertson, Vice-President; Alex Berger, Cashier; R. E.  Townsend, Assistant Cashier. D irectors —B. H. Berger, Alex. Berger, E. Less, R. E. Robertson, C. D. Frierson.  STATEMENT OF RESOURCES Loans and discounts....................$ 479,128.89 Loans on real estate...................... 357,337.49 Overdrafts ...................................... 1.67 U. S. securities ........................... 105,416.51 Other bonds and securities........ 275,805.22 Oth_er real estate........................... 29,074.34 Due from reserve banks............. 230,900.75 3,495.51 Checks on other banks............... Currency ............................................. 5,192.00 Gold .................................................. 435.00 Silver .................... 944.04 T otal cash and E x ...$ 2 4 0 ,9 6 7 .3 0  Other resources .............................  5,264.71  JUNE 30. 1923  LIABILITIES Capital stock ................................. $ 150,000.00 Certified surplus ...................— 50,000.00 Undivided profits ........................ 36,315.16 *Bills payable “ Deposits on which more than 4 per cent interest is paid’ ’...................... 130,925.65 Savings accounts ........................... 491,685.82 2^,228.08 Trust funds .............................. Dividends unpaid _____ 218.25 Individual deposits ..... 159,212.35 Public funds ................................. 360,442.42 Due to non-reserve banks.......... 6,277.62 Due to reserve banks.................... 8,786.31 Certificates of deposit, demand 218,971.25 Cashier’s checks ........................... 8,858.87 T otal dep osits ....$ 1 ,2 5 6 ,6 8 0 .9 7  Total ............................................$1,492,996.13  Total ............................................$1,492,996.13  *This amount not added in totals.  JONESBORO Craighead County BANK OF JONESBORO Charter No. 6.  Date of Charter, July 7, 1887.  O ff ic er s —T. J. Ellis, President; J. E. Parr, J. E. McKee, Vice-Presidents; J. W. Gatz, Cashier;  W. P. Liddell, Assistant Cashier. D irectors —T. J. Ellis, J. E. Parr, J. E. McKee, A. B. Jones, J. H. Little , L. A. Ritter, R. L.  Stringer, W. S. Dacus, E. C. Barton. STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts.......................$ Loans on real e sta te ............. ........ Loans on cotton ................................ O verdrafts ...... U . S. sec u r ities.................................. Stock in Federal R eserve B ank Other bonds and secu rities......... Furniture and fixtu res................. B anking house .............................. Other real estate ............ Item s in transit..’............................. Due from non-reserve ban ks...... Cash item s ....................................... D ue from reserve ban k s............. D ue from F ederal R eserve Bank Checks on other ban k s................. Currency ........................... Gold ...................................................... S ilver .................................................. T otal cash and E x.. $ 1 7 4 ,2 1 8 .0 6 Other resources .................  7 1 6 ,8 6 9 .8 4 3 8 4 ,5 9 7 .9 3 1 ,428.00 4 ,2 3 5 .6 7 81 ,7 5 0 .0 0 9,0 0 0 .0 0 1 3 8 ,2 5 2 .5 5 1 4 ,000.13 30 ,0 0 0 .0 0 106,5 2 7 .6 6 4 ,7 9 7 .9 8 3 ,9 2 1 .2 7 324.52 6 9 ,844.72 4 5 ,2 9 5 .2 9 9 ,7 5 1 .7 5 38 ,4 3 3 .0 0 987.50 5,660.01  200 ,000.00 100 ,000.00  26,457.27 25.000. 00 39.000. 00  41,758.06 275,157.95 9,360.00 501,467.44 115,889.26 85,370.17 265,010.73 41.88 2,991.09 28,000.00 740.00  8,8 0 7 .9 7  Total ............................................ $1,674,485.79 *This amount not added in totals.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  LIABILITIES  Capital stock ................................... Certified surplus ............................. U ndivided p rofits .......................... B ills payable ............... ................... N otes rediscounted ....................... *B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ” ......................... Savings accounts ........................... D ividends unpaid ............................ Individ ual deposits ...................... P ublic funds ..................................... Due to non-reserve ban ks........... Certificates of deposit, demand Certified checks ............................. C ashier’s checks ............................. T otal deposits ...... $1,2 5 5 ,2 8 8 .5 2 Bonds borrowed ............................. R eserved for in terest...................  Total  $1,674,485.79  118  R eport  of  B a n k C ommissioner  JONESBORO Craighead County JONESBORO TRUST COM PANY Charter No. 68.  Date of Charter, February 4, 1901.  O ffic er s —G. W. Puryear, President; Gordon Matthews, C. B. Barnett, Vice-Presidents; J. W. Arm­  strong, Treasurer; Nathan Deutsch, Secretary. D irectors —G. W. Puryear, Gordon Matthews, C. B. Barnett, J. W. Armstrong, Thos. Burress,  J. F. Mason, J. M. Johnson, W. S. Ellis, Horace Sloan, F. R. Puryear. STATEMENT OF JUNE 30, 1923 RESO U R C ES Loans and d isco u n ts........................$ L oans on real e sta te ........................ Stock in Federal R eserve B ank.. Other bonds and secu rities......... Furniture and fixtu res................... B ankin g house .................................. Other real estate ............................. Item s in tr a n sit................................ D ue from non-reserve banks.... Cash item s .......................................... D ue from reserve b a n k s.............. D ue from Federal R eserve B ank Checks on other ban ks................... Currency ............................ Gold ................................ Silver .................................... T otal cash and E x ...$ 1 2 6 ,2 1 3 .2 1 Other resources .............................  5 7 7 ,1 4 3 .0 0 1 1 9 ,6 0 2 .6 5 4 ,5 0 0 .0 0 2 4 ,6 4 5 .1 7 1 1 ,0 0 0 .0 0 3 5 ,000.00 4 7 ,9 0 9 .3 3 1 ,126.77 4 ,8 2 3 .5 7 1 ,042.90 5 4 ,5 3 9 .8 1 4 4 ,2 2 0 .4 6 7 ,682.27 8,9 4 0 .0 0 285.00 4 ,6 7 9 .2 0  L IA B IL IT IE S Capital stock .....................................$ Certified surplus ............................. U ndivided profits ........................... B ills payable ..................................... N otes red iscoun ted ........................ Trust funds ...... Individ ual deposits ........................ P u blic funds ..................................... Due to non-reserve ban k s............ Certificates of deposit, tim e___ T otal dep osits ......... $ 6 9 7 ,1 5 5 .1 8  1 0 0 ,0 0 0 .0 0 50,0 0 0 .0 0 1,830.90 2 5 ,0 0 0 .0 0 126 ,0 7 9 .8 3 4 ,0 1 4 .7 0 4 0 4 ,3 7 1 .0 4 8 8 ,400.98 1 3 2 ,3 8 4 .1 6 67,9 8 4 .3 0  52 ,9 2 5 .7 8  T otal ................................................. $ 1 ,0 0 0 ,0 6 5 .9 1  T otal ................................................. $ 1 ,0 0 0 ,0 6 5 .9 1  JONESBORO Craighead County MERCHANTS & PLANTERS BANK & TRUST COM PANY Charter No. 539.  Date of Charter, April 12, 1923.  O ff ic er s —G. W. Culberhouse, President; M. R. Carson, Vice-President; W. H. Lohnes, Cashier. D irectors —G. W. Culberhouse, M. R. Carson, Eug. Sloan, A. B. Womack, M. P. Welsh, Homer  Howell, G. G. Brooks.  STATEMENT OF JUNE 30, 1923  L IA B IL IT IE S R ESOURCES Capital stock .......................................$ L oans and discounts .........................$ 1 0 0 ,1 7 9 .9 3 Certified surplus ................................ L oans on real esta te .......................... 3 ,2 0 9 .5 0 Savin gs accounts ............................. O verdrafts ...... 58.60 Individual deposits ........................ Other bonds and sec u r ities..................................... 335.80 Public funds .................... .................... Furniture and fixtu res...................... 5,863.33 Certificates of deposit, tim e..... ...... D ue from reserve ban k s................. 6 7 ,174.70 C ashier's checks ..... .......................... Checks on other ban ks...................... 1 4 .306.72 T otal deposits .... $ 1 5 1 ,3 3 6 .2 4 Currency ................................................... 12,006.00 Silver ........................................................ 1 ,441.01 Other lia b ilities ............................ — T otal cash and E x ....... $ 9 4 ,9 2 8 .4 3 Other resources ...... 2 ,0 3 9 .4 2 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$206 ,6 1 5 .0 1  Total  50,000.00 5,000.00 3,655.59 4 2 ,1 1 6 .0 4 89,1 8 4 .6 1 1 6 ,325.00 55.00 278.77  .$206,615.01  S tate  of  119  A rkansas  JUDSONIA White County BANK OF JUDSO NIA Charter No. 524.  Date of Cbarter, December 20, 1921.  President; Chas. A. Figley, Vice-President; A. O. Aday, Cashier; C. H. Andrews, Assistant Cashier.  O ff ic er s —Edward Stevens,  D irectors —Edward Stevens, Chas. A. Figley, F. G. Briggs, Will Leasure, Mrs. O. M. Rhoades.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts.......................... $ 4 8 ,2 8 3 .8 8 Loans on real e sta te ........................ 5 ,6 1 0 .0 0 Overdrafts .......... .................................... 750.67 50.00 Other bonds and sec u r ities........... Furniture and fix tu res...................... 3,8 5 9 .5 0 B anking house ..................................... 4,5 6 6 .8 0 Item s in transit ............... . ................. 581.25 Due from reserve ban k s................... 6 ,597.00 Checks on other ban ks...................... 1 ,793.65  Currency .....-.......................................  1,211.00  Gold .......................................................... Silver ........................................................ T otal cash and E x ........$1 0 ,9 7 5 .9 8  135.00 1,239.33  T otal  7 4 ,678.08  L IA B IL IT IE S Capital stock ..... ................................. $ 20,000.00  Certified surplus ..............  2,200.00  U ndivided profits ..................... Individ ual deposits ........................... P ublic funds ............................ Certificates of deposit, tim e.......... C ashier’s checks ................................ T otal deposits .............. $52 ,1 1 3 .8 7  Total  364.21 29,831.13 6,064.02 15,341.39 870.33  74,678.08  JUDSONIA White County FARMERS & M ERCHANTS BANK Charter No. 415.  Date of Charter, May 29, 1913.  O ff ic er s —A. W. Henson, President; W. II. L. Woodyard, First Vice-President; Jno. S. Eastland,  Second Vice-President; T. J. Loudermilk, Cashier; Paul E. Bauer, Assistant Cashier.  D irectors —A. W. Henson, W. H. L. Woodyard, J. C. Rhew, W. E. Forbes, N. A. Waller, D . I. Jones,  A. M. Kittler, J. S. Kelley, J. H. Graves, Jno. A. Henson, Jno. S. Eastland, T'. J. Lowdermilk. STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts........................... $ 1 0 8 ,2 3 2 .6 1 Loans on real e sta te ........................... 38 ,3 4 4 .2 1 Overdrafts ................ 1,6 6 9 .6 6 U . S. sec u r ities.................................... 4 ,897.50 Other bonds and secu rities....... . 2 ,5 2 0 .0 0 Furniture and fixtu res..................... 3 ,5 8 4 .7 4 B anking house ..................................... 1 1 ,969.02 Other real estate ................................ 1 ,171.40 Item s in transit -------------2 ,3 4 1 .8 4 Due from reserve b a n k s...______ 2 8 ,1 4 5 .9 0 Currency ...... 2 ,4 2 5 .0 0 Gold .......................................................... 46 7 .5 0 S ilver ....... 798.17 T otal cash and E x ........$ 3 1 ,8 3 6 .5 7 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$206 ,5 6 7 .5 5  L IA B IL IT IE S Capital stock ....................................... i Certified surplus ...... ........................... U ndivided profits ................................ B ills payable ....................................... D ividends unpaid ............................. Individ ual deposits ........................... Public funds ................................ ...... Certificates of deposit, tim e.......... C ashier's checks ................................ T otal deposits .............. $ 1 6 7 ,4 6 3 .9 7  To t a l  17.500.00 14.000 00 10 5.58 7,500.00 '"8.50 58.833.59 14,301 01 51,357.46 2,893.41  .$206,567.55  R eport  120  of  B a n k C ommissioner  JUNCTION CITY Union County M ERCHANTS & FARM ERS BANK Charter No. 214.  Date of Charter, August 2, 1906.  O ff ic er s —P. E. Murphy, President; W. R. Davidson, Vice-President; J. J. Grafton, Cashier. D irectors —W. R. Davidson, P. F. Gully, J. E. Steveson, M. P. Muse, P. E. Murphy.  STATEMENT OF RESOURCES Loans and discounts........................ $258,231.54 Loans on real estate........................ 108,915.02 Loans on cotton.................................. 3,350.57 Overdrafts .......................................... 170.71 U. S. securities.................................. 9,500.00 Other bonds and securities............. 8,303.84 Furniture and fixtures.................... 1,600.00 Banking house .............1................... 3,200.00 Other real estate............................... 6,970.00 Due from reserve banks.................. 86,324.43 Checks on other banks.................... 3,529.44 4,597.00 Currency ............................................. Gold ..................................................... 10,910.00 Silver ................................................... 1,060.76  JUNE 30, 1923 LIABILITIES Capital stock ....................... ............ i ; 5 0 ,0 0 0 .0 0 Certified surplus ...................... ......... 1 0 , 00 0 . 0 0 Undivided profits ........................... 12,512.34 Notes rediscounted ........................... 47,000.00 Savings accounts ............................. 41,782.53 Individual deposits ......................... 202,988.24 Public funds ........................ ........... 6 , 0 0 0 .0 0 Certificates of deposit, demand.... 123,031.74 Certificates of deposit, for money borrowed ......................................... 9,400.00 Cashier’s checks ............................... 3,949.06 T otal dep osits .............. $ 3 8 7 ,1 5 1 .5 7  T otal cash and E x ..... $ 1 0 6 ,4 2 1 .6 3  Total  .$506,663.91  Total  .$506,663.91  REISER Mississippi County BANK OF REISER Charter No. 498.  Date of Charter, November 21, 1919.  O ff ic er s —L. L. Harwell, President; H. P. Dunavant, Vice-President; J. K. Childs, Cashier. D irectors —L. L. Harwell, H. P. Dunavant, B. R. Moore, W. P. Samse, Dr. N. B. Ellis, J. K. Childs.  STATEMENT OF RESOURCES Loans and discounts........................ $ 32,856.23 6,570.31 Loans on real estate........................ 47.00 Other bonds and securities............. 2.187.00 Furniture and fixtures...................... Banking house ........ ......................... 3.240.00 533.50 Items in transit ............................... Cash items ........................................ 10.35 Due from reserve banks................. 15,985.35 1.573.00 Currency ............................................ Gold ...................................................... 130.00 Silver .................................................. 1,663.41  JUNE 30, 1923  LIABILITIES Capital stock .................................... ! 25,000.00 4,800.00 Certified surplus .......................... —236.68 Undivided profits ............................. 4,714.85 Savings accounts ............................. Individual deposits ........................ 20,204.19 9,744.65 Public funds ...........................- ......... 137.83 Cashier’s checks ................ ...... -...... T otal deposits  ..............$34 ,8 0 1 .5 2  T otal cash and E x ........$ 1 9 ,3 6 2 .1 1  Other resources ............................... Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  42.00 64,838.20  Total  64,838.20  S tate  of  121  A rkansas  KENSETT White County  BANK OF KENSETT  Charter No. 528. Date of Charter, February 17, 1922. O ff ic er s —Edward Stevens, President; John H. Johnston, A. P. Mills, Vice-Presidents; R. W. Lewis, Cashier; E. D. Williams, Assistant Cashier. D irectors —Edward Stevens, John H Johnston, A. P. Mills, J. E. Fondren, A. O. Aday. STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts...........................i Loans on real e sta te .......................... L oans on cotton.................................... O verdrafts .............................................. U. S. secu rities..................................... Other bonds and secu rities........... Furniture arid fixtures..................... B anking house ..................................... Item s in transit ......... ....................... Cash item s ..................... .................... D ue from reserve ban k s................ Currency ......................... Gold ...'............................................. ........ Silver .................................................. . T otal cash and E x ....... $ 1 3 ,9 6 i.7 5 Other resources .................................. Total  4 2 ,3 5 6 .9 0 7.500.00 3,0 0 0 .0 0 570.44 700.00 86.50 1.700.00 1 .800.00 101.75 32.29 9.0 5 7 .5 8 2,4 8 1 .0 0 627.50 1,763.38  L IA B IL IT IE S Capital stock ....................................... i C ertified surplus ................................ B ills payable ....................................... Individual deposits ........................... P ublic funds ......................................... Certificates of deposit, tim e......... C ashier’s checks ............... ............... T otal deposits ..............$55 ,5 8 9 .0 5  1 0 ,000.00 1 , 200.00  5,000.00 4 9 ,859.89 2,710.80 2,497.45 520.91  11.71  .$ 71 ,7 8 9 .0 5  Total  .$ 71,789.05  KEO Lonoke County  BANK OF KEO  Charter No. 504. Date of- Charter, January 13, 1920. O ffic er s —W. F. Coleman, President; S. C. Cobb, Vice-President; C. E. Alexander, Cashier. D irectors —W. F. Coleman, S. C. Cobb, C. M. Flynn, J. W. Cobb, A. L. Bowers.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts...........................! Loans on real e sta te .......................... Loans on cotton..................................... O verdrafts .............................................. Other bonds and sec u r ities........ .. Furniture and fixtures..................... Cash item s ..... ......._.................. ........ D ue from reserve ban k s................ Currency .......................................... . Gold .......................................................... Silver ...................................................... Total cash and E x ........$ 1 3 ,2 7 7 .8 9 Other resources ............................... Total  3 1 .3 8 6 .4 4 6,7 7 0 .8 4 4 .0 2 5 .0 0 11.13 39.45 4 ,4 9 0 .0 6 196.82 9,4 7 2 .9 1 3.0 6 8 .0 0 205.00 3 35.16  L IA B IL IT IE S Capital stock ....................................... I 15,000.00 1,500.00 Certified surplus .................................. U ndivided profits ............................. 75.60 Savings accou nts ............................... 659.26 Individual deposits ........................... 2 1 ,060.26 P ublic funds ....................................... 16,494.91 Certificates of deposit, tim e........ 5,535.50 Cashier’s checks ......................... . 143.78 T otal deposits .............. $43 ,8 9 3 .7 1  4 68.50  $ 60 ,4 6 9 .3 1  Total  .$ 60,469.31  KINGSLAND Cleveland County  CLEVELAND COUNTY BANK  Charter No. 52. Date of Charter, August 4, 1899. O ff ic er s —C. F. Smith, President; A. T. Sneed, Vice-President; J. D. Shearer, Cashier. D irectors —C. F. Smith, A. T. Sneed, J. D. Shearer, A. B. Banks, T. E. Mosley.  STATEMENT OF JUNE 30, 1923 RESOURCES Loans and d isco u n ts...........................1 6 7 ,2 8 4 .2 4 L oans on real esta te ........................ 60 ,7 7 1 .7 6 O verdrafts ......................................... . 155.37 Other bonds and sec u r ities........... 8,7 5 5 .1 4 Furniture and fix tu res..................... 1 ,423.56 B ankin g house .............................. . 4 ,6 2 2 .4 4 Other real e sta te .................................. 3,4 6 6 .7 9 Due from reserve ban k s.............. 1 6 ,537.89 Currency ................................................. 4,8 5 9 .0 0 Gold ..... ............................ ....................... 222.50 S ilver ........................................... ........... 864.56 T otal cash and E x ....... $ 2 2 ,4 8 3 .9 5 Other resources .............................. . 116.27 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $169,079.52  L IA B IL IT IE S Capital stock ....................................... : 30,000.00 11,400.00 C ertified surplus .............................2,824.98 U ndivided profts ............................. Individual deposits ........................... 60,5 2 1 .4 4 24,808.79 P ublic funds ....................................... Certificates of deposit, dem and.... 39,044.98 479.33 C ashier’s checks ................................ T otal deposits ...........$1 2 4 ,8 5 4 .5 4  Total  $169,079.52  122  R eport  of  B ank C ommissioner  KINGSTON Madison County  BANK OF KINGSTON Charter No. 338.  O ff ic er s —J. N. Bunch, President;  Bunch, Assistant Cashier.  Date of Charter, April 7, 1911.  Tom Hargis, Vice-President; R. C. Bunch, Cashier; A. B.  D irectors —J. N. Bunch, Tom Hargis, R. C. Bunch, H. C. Fields, H. P. McCracken, A. B. Bunch,  H. R. McCracken. STATEMENT OF JUNE 30. 1923 RESOU R C ES L oans and d isco u n ts..........................$ Loans on real e sta te ........................ Furniture and fixtu res...................... B ankin g house ..................................... Other real e sta te ................................. D ue from non-reserve ban ks......... Cash item s ............................................ D ue from reserve ban k s................. Currency ....................................... ........ Hold ................ Silver ................................ T otal cash and E x .......... $ 5 4 ,1 7 0 .7 2 T otal  4 0 ,0 1 2 .7 1 2 4 ,6 1 1 .2 9 1 ,575.00 900.00 2 ,3 7 5 .0 0 1 0 ,000.00 14.82 4 1 ,1 8 7 .7 3 2 ,3 9 8 .0 0 185.00 3 85.17  .$ 1 2 3 ,6 4 4 .7 2  L IA B IL IT IE S Capital stock ...............................................1 0,000.00 C ertified surplus ................................ 1 0 ,000.00 U ndivided p rofits .............................. 1,3 4 4 .2 4 Individ ual deposits ........................... 3 8 .4 1 3 .0 6 Certificates of deposit, tim e......... 6 3 ,887.42 T otal dep osits .............. $10 2 ,3 0 0 .4 8  T otal  .$1 2 3 ,6 4 4 .7 2  KNOBEL Clay County  BANK OF KNOBEL  Charter No. 167. Date of Charter, September 9, 1904. O ff ic er s —Joseph Sellmeyer, President; R. Whitaker, Vice-President; H. C. Sellmeyer, Cashier. D irectors —Joseph Sellmeyer, R. Whitaker, Wallace J. Brown, H. C. Sellmeyer, Frank J. Sellmeyer.  STATEMENT OF JUNE 30, 1923 R ESOURCES L oans and d isco u n ts........................ f L oans on cotton ........... ....................... . O verdrafts ............................................. U. S. secu rities ..... .............................. Other bonds and sec u r ities........... Furniture and fixtures................... B ankin g house ..... ............................... Other real estate ............................. . Cash item s ...... ................................... D ue from reserve ban ks................. Currency ................................................ Gold .......................................................... Silver .......................... ...........................  Total cash and E x.......$28,313.92  Other resources .................................. Total  6 9 ,385.22 3 ,372.40 2 01.25 200.00  1,7 1 6 .1 0 700.00 1 .500.00 2 50.00 28.29 25 ,8 0 8 .4 5 1 .491.00 508.50 4 77.68  L IA B IL IT IE S Capital stock .................... .................. ! Certified surplus ................................ U ndivided p rofits .................... ........ Individ ual deposits ........................... P u blic funds .......................................... Certificates of deposit, dem and.... C ashier’s checks ................... ........ T otal dep osits .............. $ 9 0 ,568.59  5 .575.00 9.4 2 5 .0 0 152.59 6 3.438.83 15,2 5 5 .0 2 10,968.42 906.32  82.29  .$ 1 0 5 ,7 2 1 .1 8  Total  .$105,721.18  LAFE Greene County  BANK OF LAFE  Charter No. 476. Date of Charter, March 10, 1919. O ff ic er s —J. A. Poole, President; Peyton Robb, Vice-President; Harvey Farrell, Cashier. D irectors —J. A. Poole, Peyton Robb, W. O. Poole, E. W. Scheer, L. F. Miller, J. H. Barner, Theo. C. Barner. STATEMENT OF JUNE 30, 1923 RESOU R C ES Loans and d isco u n ts...........................! O verdrafts ........................................... U. S. securities .................................. Other bonds and sec u r ities......... Furniture and fix tu res.................... . B anking house '..... ............................... Due from non-reserve han ks............ Cash items ............................................ Due from reserve ban ks................... Currencv ................................................. Gold .......................................................... S ilver ...................................................... T otal cash and E x ........$ 5 ,5 9 9 .2 2 Other resources .................................. Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  34 ,9 5 8 .5 8 375.61 1.8 5 0 .0 0 21.74 1 .125.00 5,449.03 317.03 7.65 4 ,0 0 7 .4 0 599.00 10.00 658.14  L IA B IL IT IE S Capital stock ....................................... 1 15,000.00 3 .750.00 C ertified surplus ............................. 88.46 U ndivided p rofits ............................. 2.5 0 0 .0 0 B ills payable ................................. Individ ual deposits ........................... 23,3 8 1 .7 1 4 ,9 5 1 .5 1 Certificates of deposit, tim e-------7.50 C ashier’s checks ............... ................ T otal deposits ............. $ 2 8 ,3 4 0 .7 2  300.00 49,679.18  Total  49,679.18  S tate  of  123  A rkansas  LAKE CITY Craighead County BANK OF LAKE CITY Charter No. 317.  Date of Charter, July 5, 1910.  O ff ic er s —W. B. Armstrong,  President; P. J. Springer, Vice-President; E. M. Stotts, Cashier; E. B. Armstrong and Fred Carter, Assistant Cashiers.  D irectors —W. B. Armstrong, P. J. Springer, G. W. Spencer, F. W. Taylor, E. M. Stotts.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and discou n ts...............$ 2 7 7 ,3 5 1 .4 7 Loans on real e sta te ............... 47 ,3 5 0 .0 0 Loans on cotton .............. ............. ...... 750.00 O verdrafts ............ 518.69 737.77 Other bonds and secu rities. Furniture and fixtu res......... 3,0 0 0 .0 0 B anking house .................................... 5 ,000.00 15 ,2 1 2 .4 5 Other real estate ...... Due from non-reserve ban k s......... . 3,398.78 Cash item s ............................................ 9.98 22 ,7 9 3 .1 1 D ue from reserve b a n k s................ 2,0 3 6 .0 0 Currency ................................................ 9 1 9 .4 4 S ilver ......................................- ............... T otal cash and E x ....... $ 2 9 ,1 5 7 .3 1 4 ,0 7 9 .1 9 Other resources ........... ...................... T otal  .$ 3 8 3 ,1 5 6 .8 8  L IA B IL IT IE S Capital stock ....................................... i 2 0 ,00 0. 00 Certified surplus ..... —...................... 3 7 .0 0 0 . 00 U ndivided profits .................... .......... 8,691.07 10 . 00 0 . 00 N otes rediscounted ................ ......... *B ills payable ‘ ‘D eposits on which more than 4 per cent in terest is p a id " ........................... 11,392.03 T rust funds .......................................... 8 , 2 0 0 .0 0 Individ ual deposits ........................... 117,462.28 Public funds ............... .......................... 148,090.00 Due to reserve ban ks........................ 1,412.90 Certificates of deposit, tim e......... 27,300.63 C ertificates of deposit, for money' borrowed ..... .................... ............... 5,000.00 T otal dep osits ............$307,4 6 5 .8 1 Total  .$383,156.88  *This amount not added in totals.  LAKE VILLAGE Chicot County CHICOT BANK & TRUST COM PANY Charter No. 246.  Date of Charter, September 26, 1907.  O ff ic er s —Walter Davies, President; J. B. Sims, Vice-President; R. C. Chotard, Cashier; Edwylle  Llewellyn, Secretary. D irectors —Walter Davies, J. B. Sims, R. D. Chotard, J. T, Hammond, N. W. Bunker, W. A.  McClung, M. E. Rcsenzweig, Hermon Carlton, J. R. Parker.  STATEMENT OF JUNE 30. 1923 RESOU R C ES Loans and d isco u n ts.........................$ 2 1 2 ,8 3 1 .4 3 Loans on real e sta te ........................ 1 4 6 ,4 6 2 .0 5 Stock in Federal R eserve Bank. .. 4,9 5 0 .0 0 Other bonds and sec u r ities........... 6 ,6 6 9 .1 6 Furniture and fix tu res................... 25 ,0 0 0 .0 0 B anking house ...... 5 0 ,000.00 Other real esta te................................ 30 ,5 2 7 .9 8 Item s in transit .............. 913.00 B ills of exchange .......................... 3,097.31 Cash item s ....... 79.08 Due from reserve ban ks................. 34 ,1 8 7 .1 8 D ue from Federal R eserve B ank.. 23 ,4 3 8 .7 0 Checks on other ban k s................. 1,323.69 Currency ....... 7,155.00 Gold ....'___________ 3 ,205.00 Silver ..... ................... .............. *............. 992.86 T otal cash and E x ___ $ 7 0 ,3 8 1 .5 1 Other resources ............. 4.4 0 1 .1 2 T otal  ............................. - ....................$ 5 5 5 ,2 3 3 .5 6  This amount not added in totals.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S $150,0 0 0 .0 0 Capital stock ..................... Certified surplus ............. 15,000.00 U ndivided profits ...... 14,912.96 * B ills payable ‘ ‘D eposits on w hich more than 4 per cent in terest is p a id " ............................. 27,0 0 0 .0 0 Savings accounts ....................... 12,221.05 Individ ual deposits ........................ 1 2 6,982.18 P ublic funds .......................................... 211,307.03 Certificates of deposit, tim e......... 2 0.956.44 C ashier's checks ................ 3,853.90 T otal deposits ..............$375,3 2 0 .6 0  T otal  ....... ........................................... $55 5 ,2 3 3 .5 6  124  R eport  of  B a n k C ommissioner  LAMAR Johnson County  FARMERS STATE BANK  Charter No. 323. Date of Charter, November 4, 1910. O ff ic er s —B. E. Wilson, President; Wm. Scroggin, Vice-President; V. V. Barger, Cashier. D irectors —B. E. Wilson, Wm. Scroggin, Grant B. Sparks, L. I. Barger, John Brown, Chas. Gray, G. T. Cazort, A. G. Smith, Dr. John P. Nicholas. STATEMENT OF JUNE 30, 1923 RESOURCES LIABILITIES Capital stock .................................... ! 2 0 , 000.00 Loans and discounts...................... ! 51,952.48 2,520.35 1,700.00 Loans on real estate........................ Certified surplus ......... ..................... Customers’ Liabilities Account of Bills payable ...................................... 1 0 ,00 0. 00 Acceptances and Letters of *Bills payable “ Deposits on which more than 4 per cent 6 ,000.00 credit ............................................... 29.91 657.77 Overdrafts .......................................... interest is paid’ ’........................... Furniture and fixtures.................... 2,496.80 Individual deposits ......................... 32,238.37 2.500.00 9,961.81 Banking house .................................. Certificates of deposit, time.......... 21.75 Cash items ........................................ T otal dep osits .............. $ 4 2 ,2 0 0 .1 8 6 ,00 0 . 0 0 Due from reserve banks............... 10,801.19 Letters of credit and acceptances Checks on other banks................. 62.85 1.051.00 Currency ............................................ 322.44 Silver .............. .................................... T otal cash and E x ........$ 1 2 ,2 5 9 .2 3  Other resources ...............................  2,141.41  Total ............................................... $ 79,900.18  Total  79,900.18  *This amount not added in totals.  LAVACA Sebastian County  CITIZENS BANK OF LAVACA  Charter No. 308. Date of Charter, May 5, 1910. O ff ic er s —J. F. Bugg, President; J. E. Coker, Vice-President; Lawrence Wright, Cashier; Sam E. West, Assistant Cashier. D irectors —J. F. Bugg, Chairman; J. E. Coker, J. S. Coffman, Sam E. West, Ozette Wright. STATEMENT OF JUNE 30, 1923 LIABILITIES RESOURCES 00 Capital stock .................................... ! 15.000. Loans and discounts ...................... $ 70,209.86 8,500.00 Loans on real estate...................... 5,366.34 Certified surplus ............................. 2,220.59 Undivided profits ................ ............ U. S. securities ............................. 400.00 Bills payable .................................... 30.000. 00 17,869.50 Other bonds and securities.......... Furniture and fixtures.................... 859.99 Individual deposits ......................... 35,758.87 7,112.98 Banking house .................................. 1,500.00 Public funds ...................................... Certificates of deposit, time........... 14,842.13 3,086.43 Other real estate............................. 143.39 Cashier’s checks ............................... Cash items ......................................... 89.26 T otal dep osits .................$ 5 7 ,8 5 7 .3 7 Due from reserve banks............... 14,014.65 110.03 Reserved for taxes ........................ Currency ........................................... 100.00 Silver ...................... 191.96 T otal cash and E x ........$ 1 4 ,3 9 5 .8 7  Total  .$113,687.99  Total  $113,687.99  LEAGHVILLE Mississippi County  BANK OF LEACHVILLE  Charter No. 464. Date of Charter, June 21, 1917. O ff ic er s —J. F . Roderick, President; R. A. Nelson, Vice-President; J. F . Roderick, Cashier; T. T. Wadlow, Assistant Cashier. D irectors —J. F. Roderick, R. A. Nelson, P. M. Nelson, B. S. Cornwell, B. L. Appleby. STATEMENT OF JUNE 30. 1923 LIABILITIES RESOURCES Capital stock ....................................$ 15,000.00 Loans and discounts........................ $ 85,560.24 Certified surplus ........................ 1,000.00 Loans on real estate........................ 11,118.00 Individual deposits ...................... 93,529.65 Overdrafts .......................................... 1,600.23 Certificates of deposit, time........... 3,367.23 Furniture and fixtures.................... 1,600.00 Cashier’s checks ............................. 3,895.24 Banking house .................................. 3,200.00 T otal dep osits .............. $ 1 0 0 ,7 9 2 .1 2 Other real estate............................... 1,250.00 Cash items ............................... 1,500.10 Due from reserve banks.............. 2,382.67 Currency ............................................. 4,244.00 Gold ..................................................... 65.00 Silver ................................................... 2,001.55 T otal cash and E x ........$ 1 0 ,1 9 3 .3 6  Other resources ............................... Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  2,270.33 .$116,792.12  Total  $116,792.12  S tate  of  125  A rkansas  LEAD HILL Boone County BANK OF LEAD HILL Charter No. 438.  Date of Charter, April 13, 1914.  O ffic er s —T. R. Cantrell, President; A. T. Hudspeth and L. W. Parrish, Vice-Presidents; Hardy  Kuykendall, Cashier; Clyde Kirkwood, Assistant Cashier.  D irectors —A. T. Hudspeth, Hardy Kuykendall, T. K. Cantrell, L. W. Parrish, W. T. Raley.  STATEMENT OF JUNE 30, 1923 RESOURCES Loans and d isco u n ts........................... $ 5 1 ,3 5 6 .3 1 Loans on real esta te .......................... 12,438.92 Overdrafts ........................ -................... 49.77 U. S. securities .................................. 650.00 Other bonds and sec u r ities........... 2 0 ,0 1 9 .0 0 Furniture and fix tu res...................... 9 00.09 B anking house ..................................... 1,000.00 Due from reserve b a n k s................... 1 0 ,818.37 Currency ............. 1,054.00 Gold ....*............................... 20.00 S ilver .... ................................................... 3 52.64 T otal cash' and E x ........$ 1 2 ,2 4 5 .0 1 Total  L IA B IL IT IE S Capital stock ....................................... ! Certified surplus ............... ................ U ndivided profits ............................... Individ ual deposits ........................... P ublic funds ................................... ...... Certificates of deposit, tim e......... Cashier is checks ............................ ...... T otal deposits .................$82,557.32  9 8 ,6 5 9 .0 1  1 0 ,0 0 0. 00  4,0 0 0 .0 0 2 ,101.69 5 0 ,002.54 5,297.26 2 7 ,1 4 6 .7 6 110.76  9 8,659.01  Total  LEOLA Grant County . STATE BANK OF LEOLA Charter No. 479.  Date of Charter, May 5, 1919.  O ff ic er s —J. Cull Elliott, President; R. F. Butler, Vice-President; R. L. Westbrook, Jr., Cashier. D irectors —J. Cull Elliott, R. F. Butler, Gantt Reid.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts........................... $ 3 3 ,9 4 1 .2 4 L oans on real esta te ........................... 13 ,8 6 3 .6 0 U. S. secu rities .................................. 98.20 Other bonds and sec u r ities.............. 36.10 Furniture and fixtures...................... 1,5 0 0 .0 0 B anking house ..................................... 1 ,400.00 Other real esta te .................................. 1,200.00 Cash item s ............................................ 101.80 Due from reserve ban ks................... 12 ,5 7 2 .9 7 Currency ............/................................... 3 ,7 1 4 .0 0 Gold ........................................................... 195.00 Silver ......................................................... 407.02 T otal cash and E x ........$ 1 6 ,9 9 0 .7 9 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 6 9 , 0 2 9 . 9 3  L IA B IL IT IE S Capital stock ....................................... ! Certified surplus ................................ U ndivided profits ................................ Individ ual deposits .............- ........... P ublic funds ....................................... D ue to non-reserve ban ks.............. Certificates of deposit, dem and.... Certificates of deposit, tim e......... C ashier’s checks ................................ T otal deposits .............. $ 5 6 ,3 6 2 .4 7  Total  1 0 ,00 0 . 0 0 2 , 00 0 . 0 0  667.46 37,683.63 4 ,3 9 2 .7 5 5,018.89 1,000.00 8,24 7 .2 0 20.00  .$ 6 9 , 0 2 9 . 9 3  R eport  126  of  B ank C ommissioner  LEPANTO Poinsett County BANK OF LEPANTO Charter No. 326.  Date of Charter, December 5, 1910.  O ff ic f r s —W. R. Payne,  President; J. M. Coppage, Vice-President; J. H Weatherly,. Cashier; R. C. Finn, Assistant Cashier.  D irectors —W. R. Payne, J. M. Coppage, J. H. Weatherly, Sam Stuckev, Chas. Marcom, C. B. Hanna,  R. H. Wilmoth.  STATEMENT OF JUNE 30, 1923 RESOURCES  L oans and d isco u n ts........................ $ 1 3 9 ,4 3 9 .1 2 Loans on real esta te ....................... 4 7 ,2 5 6 .5 0 L oans on other com m odities........ 3 ,7 8 7 .8 5 O verdrafts .............................................. 1 ,4 0 3 .8 1 U . S. secu rities ............. 8,0 9 6 .5 0 Other bonds and sec u r ities............... 4 ,7 1 4 .8 9 Furniture and fix tu res...................... 2,981.01 B ankin g house ..................................... 1 0 ,934.29 Other real esta te ............ 2 ,5 0 2 .4 6 Item s in tra n sit ................................ 155.00 1 6 ,976.02 D ue from reserve ban ks.................. Currency .................................................. 2 ,8 9 9 .0 0 Gold ................. 120.00 S ilv er ........................................................ 3 44.16 T otal cash and E x ........$ 2 0 ,3 3 9 .1 8 Other resources .................................. 1,351.79 T otal ....................................................$ 2 4 2 ,9 6 2 .4 0  LIABILITIES Capital stock ............................................. 25,0 0 0 .0 0 Certitfied surplus ...... 15,0 0 0 .0 0 B ills payable ....................................... 5 4,800.00 * B ills payable “ D ep osits on w hich more than 4 per cent in terest is p a id ” ........................... 7,000.00 Individ ual deposits ........................... 91,1 2 9 .6 2 P ublic funds ........................................ 2 4 ,2 6 0 .3 4 C ertificates of deposit, tim e......... 1 8 ,972.44 C ertificates of deposit for m oney borrowed .......................................... 7,000.00 T otal dep osits ......... $ 1 4 1 ,3 6 2 .4 0 B onds borrowed .................................. 6 ,800.00  T otal  ....................................................$ 2 4 2 ,9 6 2 .4 0  *T his amount not added in totals.  LESLIE Searcy County A M ERICAN EXCHANG E BANK Charter No. 486.  Date of Charter, July 21, 1919.  O ff ic er s —Ed Mays,  President; T. F. Clemons, Vice-President; Jim Hackett, Cashier; L. W. Clemons, Assistant Cashier.  D irectors —Ed Mays, Jim Hackett, L. W. Clemons, T. F. Clemons.  STATEMENT OF JUNE 30. 1923 R ESOURCES L oans and discounts----......................$ 73 ,4 6 7 .4 9 L oans on real e sta te ........................... 18 ,5 0 0 .0 0 U . S. secu rities ................................... 54.66 B onds to secure postal savings...500.00 Other bonds and sec u r ities........... 6,3 4 9 .7 5 Furniture and fixtu res...................... 4 ,3 0 0 .0 0 B ankin g house ............ 5,000.00 Item s in transit ................................ 22.40 Cash item s ............................................ 9 57.82 D ue from reserve b a n k s................... 1 8 ,885.20 Checks on other ban ks...................... 300.20 Currency .................................................. 1 ,755.00 Gold .......................................................... 390.00 Silver ............. 1 ,516.46 T ota l cash and E x ........$ 2 3 ,8 0 4 .6 8 Total  ....................................................... $ 1 3 1 , 9 9 8 . 9 8   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ....................................... $ 15,000.00 Certified surplus .................................. 5 ,000.00 U ndivided profits ................................ 3 ,7 1 1 .2 1 Savings accounts .................. 2 ,4 5 0 .0 0 P ostal savings accounts ................. 174.13 Individ ual deposits ........... 10 0 ,2 4 0 .0 8 C ashier’s checks .................................. 5,4 2 3 .5 6 T otal dep osits ............$1 0 8 ,2 8 7 .7 7  Total  ....................................................... $ 1 3 1 , 9 9 8 . 9 8  S tate  of  127  A rkansas  LESLIE Searcy Countv SEARCY COUNTY BANK Charter No. 508.  Date of Charter, March 9, 1920.  O ff ic er s —Ed Mays, President; A. T. Hudspeth, Vice-President; C. W. Collins, Cashier; O. C.  Griggs, Assistant Cashier. D irectors —Ed Mays, A. T. Hudspeth, A. A. Hudspeth, Geo. T. Blair.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and discou n ts...........................i Loans on real esta te ........-................. O verdrafts ».......................................... . IT. S. securities .................................. Other bonds and sec u r ities......... Furniture and fix tu res................... B ankin g house ..................................... Item s in transit .................................. Due from non-reserve ban k s......... Cash item s ............................................ D ue from reserve banks-.-............... Currency ................................................. Gold .......................................................... Silver ........................................................ T otal cash and E x ....... $ 2 2 ,0 5 0 .6 3 Other resources .................................. T otal  4 1 ,2 0 7 .9 1 5.135.00 4 2 .26 75.40 1 .671.00 4 ,0 0 0 .0 0 3.2 0 0 .0 0 18.41 6 07.64 413.02 18 ,6 5 8 .6 4 1.6 7 8 .0 0 2 67.50 425.83  L IA B IL IT IE S Capital stock .......................................$ 15,000.00 C ertified surplus ................................ 3,000.0 U ndivided profits ............................. 124.62 Savings accounts ............................... 11,274.28 Individ ual deposits ........................... 4 6,712.48 C ertificates of deposit, tim e............ 1,515.00 C ashier’s checks .................................. 505.65 T otal deposits .............. $60,007.41  731.42  .$ 78,1 3 2 .0 3  T otal  .$ 78,132.03  LEWISVILLE Lafayette County PEOPLES BANK & LOAN COM PANY Charter No. 347.  Date of Charter, August 25, 1911.  O ff ic er s —W. D. Stewart, President; J. B. Burton, Vice-President; J. C. Landes, Cashier. D irectors —W. D. Stewart, J. B. Burton, P. D. Burton, T. P. Lemay, W. B. Nash, B. S. Montgomery.  STATEMENT OF JUNE 30. 1923 R ESOURCES Loans and discou n ts........................ $ 6 6 ,1 6 3 .5 4 Loans on real e sta te .......................... 6 0 ,4 9 5 .7 5 O verdrafts ............................................... 357.06 U. S. secu rities .................-................ 350.00 Other bonds and secu rities............ 2,3 8 7 .8 2 Furniture and fix tu res........................ 2 ,7 6 1 .2 0 B anking house ..................................... 5 ,470.00 Other real esta te ................................ 2,0 9 2 .8 1 Item s in transit ............ 1,400.00 Due from non-reserve ban k s..... . 5,000.00 Cash item s ............................................ 168.75 D ue from reserve banks .............. 1 7 ,794.81 Checks on other ban ks................... 1 ,632.41 Currency ................................................. 4 ,3 8 2 .0 0 Gold 40.00 Silver ....... 78.06  L IA B IL IT IE S Capital stock .......................................$ Certified surplus ................ U ndivided profits ................................ Individ ual deposits ............................. P ublic funds .............. D ue to non-reserve ban k s................. Certificates of deposit, tim e............. C ashier’s checks .................................. T otal deposits ........... $122,8 3 2 .2 8  30,000.00 12,000.00 6,631.93 55,606.32 56,034.29 2 ,0 2 8 .6 4 8,974.00 189.03  Total cash and E x.......$29,096.03  Other resources ................ To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  890.00 .$171,464.21  To t a l  .$171,464.21  128  R eport  of  B a n k C ommissioner  LINCOLN Washington County BANK OF LINCOLN Charter No. 119. O ff ic er s —T. N. English, President;  W. T. Shannon, Assistant Cashier.  Date of Charter, March 19, 1903.  J. A. English, Vice-President; T. L. McCoIloch, Cashier;  D irectors —T. N. English, J. A. English, T. L. McCoIloch, F. P. Earle, T. H. Shannon.  STATEMENT OF JUNE 30, 1923 R ESOURCES  Loans and discounts........................ $ 82,703.91 Loans on real estate......................... 36,990.67 Loans on other commodities.......... 9,595.77 Overdrafts ........................................... 283.36 303.00 Other bonds and securities.......... Furniture and fixtures.................... 2,400.00 Banking house.................................... 2,700.00 Other real estate............................... 300.00 1,700.00 Items in transit ............................... Cash items ......................................... 134.18 Due from reserve banks ............. 19,494.39 Checks on other banks.................... 62.45 Currency ................... 1,338.00 Gold ..................................................... 90.00 Silver ................................................... 259.07  L IA B IL IT IE S Capital stock ............... ....................... : C ertified surplus ................................ U ndivided profits ........................... B ills payable .......................................... Individ ual deposits ........................... P ublic funds ....................................... C ertificates of deposit, dem and.... T otal deposits .............. $ 1 2 0 ,7 3 8 .7 2  25.000. 00 2,500.00 116.08 10. 000 . 00 62,792.99 6,108.18 51,837.55  T otal cash and E x ........$ 2 1 ,3 7 8 .0 9  Total  $158,354.80  Total  $158,354.80  LITTLE ROCK Pulaski County AM ERICAN BANK OF COMMERCE & TRUST COM PANY Charter No. 23.  Date of Charter, November 24, 1890.  O ff ic er s —Ed Cornish,  President; Geo. W. Rogers, W. A. Hicks, J. D. Covey, L. B. Leigh, Ad Hamberg, J. F. Walker, R. W. Rightsell, Vice-Presidents; W. A. Hicks, Cashier and VicePresident; J. F. Walker, Vice-President and Treasurer; R. W. Rightsell, Vice-President and Secretary; Jas. Keatts, R. L. Bradley, R. E. Cornish, Assistant Cashiers; F. J. Schmutz, Trust Officer.  D irectors —H. M. Bennett, Gus Bertner, J. P. Blanks, T. N. Doyle, Ike Kempner, E. O. Maness,  R. E. Plunkett, M. B. Moore, C. C. Rose, W. B. Smith, J. F. Weinmann, A. D. Goldman, M. A. Heilman, Harry Lesser. STATEMENT OF RESOURCES Loans and discounts...................$ 6,094,449.04 Loans on real estate.................. 433,826.07 Loans on cotton........................... 169,446.30 Overdrafts .................................... 8,136.35 Bonds to secure postal savings 15,000.00 Stock in F ed’l Reserve Bank 27,000.00 Other bonds and securities...... 72,429.81 Furniture and fixtures............... 40,346.98 Banking house ........................... 387,527.64 Other real estate ...................... 85,525.84 Items in transit .......................... 904,016.70 Bills of exchange ...................... 89,940.06 Due from non-reserve banks.-.. 1,863,743.14 Cash items .................................... 21,221.61 Due from Federal Reserve Bank 553,673.30 Checks on other banks............... 111,020.28 Currency ...................................... 74,119.00 Gold ............................................... 6,085.00 Silver ............................................. 8,134.52  JUNE 30, 1923 LIABILITIES Capital stock ............................... $ 750,000.00 Certified surplus ........................ 150,000.00 Undivided profits ...................... 110,360.65 Savings accounts ...................... 2,434,973.77 Postal savings accounts........... 11,810.35 Trust funds ................................ 62,382.28 Dividends unpaid ...................... 37,860.00 Individual deposits ................... 2,734,178.59 Public funds ................................ 100,137.11 Due to non-reserve banks........... 3,763,275.59 Certificates of deposit, demand 220,081.34 Certificates of deposit, time.... 595,548.58 Certified checks ........................... 3,342.60 Cashier’s checks .................... 33,762.31 T otal dep osits ....$ 9 ,9 9 7 ,3 5 2 .5 2  Reserved for taxes ..................  4,855.24  T otal cash & E x. $ 2 ,6 3 7 ,9 9 6 .8 5  Other resources .........................  46,926.77  T o t a l ..................................................$ 1 1 , 0 1 2 , 5 6 8 . 4 1   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  T o t a l .................................................. $ 1 1 , 0 1 2 , 5 6 8 . 4 1  S tate  of  129  A rkansas  L IT T L E ROCK Pulaski County BANKERS TRUST COMPANY Charter No. 416.  Date of Charter, June 9, 1913.  O ffic er s —H. L. Rommel, President; W. C. Ribenack, Geo. W. Donaghey, C. S. McCain, Guy E.  Thompson, Vice-Presidents; E. S. Rodman, Vice-President and Cashier; R. C. Irvine, Assistant Cashier; E. E. Beaumont, E. J. Risley, Assistant Secretaries. D irectors —H. L. Remmel, C. S. McCain, Geo. W. Donaghey, W. C. Ribenack, R. F. Drummond,  Chas. G. Henry, F. W. Niemeyer, H. C. Couch, Guv E Thompson, J. S. Cargile, Gordon H. Campbell, Gilbert J. Blass, S. W. Tucker, Julian G. Blass, Sam Frauenthal, E. S. Rodman, Robert K. Beal, Jas. G. Clark. STATEMENT OF JUNE 30. 1923 RESOURCES Loans and discou n ts...................... $ 3 ,7 8 9 ,7 4 4 .1 7 Loans on real esta te ...................... 1 1 4 ,2 3 6 .8 3 Loans on cotton ........................... 9 ,9 9 4 .8 6 Loans on other com m odities.... 17 ,1 4 7 .9 5 Overdrafts ....................................... 12 ,8 8 5 .1 5 U. S. securities ........................... 125,1 5 0 .0 0 Stock in Federal R eserve B ank 1 1 ,250.00 Other bonds and sec u r ities....... 2 8 6 ,9 6 8 .4 4 Furniture and fixtures................. 1 7 ,000.00 B anking house ............................. 1 4 4 ,0 0 0 .0 0 Item s in transit ...........................,. 5 6 7 ,8 1 1 .2 4 B ills of exchange ...................... 1 3 6 ,1 8 6 .1 2 Cash item s ..................................... 3 7 ,2 4 0 .8 6 D ue from reserve ban k s......... 1 5 8 ,7 2 1 .1 7 D ue from Federal R eserve B ank 144 ,8 1 8 .2 9 Checks on other ba n k s............. 7 6 ,163.50 9 6 ,7 0 1 .0 0 Currency ........................................... Gold ..................................................... 3 ,105.00 Silver ................................................... 1 2 ,951.39 T otal cash and E x. ..$ 5 2 9 ,7 0 1 .2 1  L IA B IL IT IE S Capital stock .....................................$ 300,000.00 C ertified surplus ............................. 75,000.00 U ndivided profits ............................. 2 1,478.04 N otes rediscounted ...................... 612,150.00 936 ,0 6 2 .5 1 Savings accounts ............................. T rust funds ....................................... 17,663.85 D ividends unpaid ........................ 6 ,505.34 Individ ual deposits ...................... 1 ,574,943.68 Public funds ..................................... 3 1 7 ,669.91 D ue to non-reserve banks............ 1,579,116.62 Certificates of deposit, demand.. 30,100.00 Certificates of deposit, tim e......... 2 6 5 ,208.21 C ertified checks ............................. 159.45 C ashier’s checks ............................. 22,386.83 T otal deposits .......$4,749 ,8 1 6 .4 0 3,631.53 R eserved for taxes ........................  T otal ................................................. $ 5 ,7 6 2 ,0 7 5 .9 7  T otal ................................................. $5,762 ,0 7 5 .9 7  LITTLE ROCK Pulaski County CENTRAL BANK Charter No. 379.  Date of Charter, June 6, 1912.  O ffic er s —C. C. Kavanaugh, President; Walter E. Taylor, Vice-President; D. B. Renfro, Cashier;  Perry Simpson, Assistant Cashier.  D irectors —Ben D. Schaad, H. S. Turner, D. H. Cantrell, Fred A. Snodgress, H. W. Anderson,  Russell H. Thompson, Jno. R. Frazer, Geo. W. Clements, M. C. Hutton, Leo D. Fuchs, L. J. Baer, Jno. H. Tuohey, Wm. L. Rogoski, Pat F. Ring, Otto Weideman, Will Hoffman. STATEMENT OF JUNE 30, 1923 RESOURCES Loans and d isco u n ts..................... $ Loans on real esta te ...................... Overdrafts .......................................... U. S. secu rities ................ Other bonds and secu rities......... Furniture and fixtures................. Other real estate ............................ Cash item s ......................................... Due from reserve ban k s.............. Checks on other ban k s................. Currency ............................................ Gold ........................................................ S ilver ................................... T otal cash and E x ...$ 2 9 1 ,0 0 9 .6 0 Other resources ................................ To ta l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  5 4 5 ,5 2 3 .0 4 112,1 3 4 .3 2 1 ,154.10 6 9 ,100.00 3,0 3 0 .0 0 6.023.93 15 ,6 6 2 .7 5 4 ,5 9 8 .9 6 2 5 6 ,4 1 6 .2 4 17 ,6 6 0 .7 8 9,0 3 4 .0 0 720.00 2,5 7 9 .6 2  L IA B IL IT IE S Capital stock .................................. $ Certified surplus ............................. U ndivided profits ............................. Savings accounts ............................. D ividends unpaid ........................... Individual deposits ........................ P ublic funds ................................... Due to reserve banks ................ Certificates of deposit, tim e....... C ertified checks ............................. C ashier’s checks ............................. T otal dep osits ......... $803,5 3 8 .1 1  200 , 000.00  4 0 .0 0 0 . 00 232.15 120,985.98 8,048.00 4 0 4 ,7 2 3 .6 4 2 2 2 ,890.80 10 . 000 . 00 29,901.23 501.60 6,486.86  132.52  .$1,0 4 3 ,7 7 0 .2 6  Total  $1,043,770.26  130  R eport  of  B a n k C ommissioner  LITTLE ROCK Pulaski County EXCHANGE TRUST COMPANY Charter No. 522.  Date of Charter, April 23, 1921.  O ffic er s —Jno. M. Davis, President; R. H. Thompson, A. J. Reap, B. P. Kidd, C. M. Connor,  Vice-Presidents; E. M. Harrington, Secretary; W. B. Kennedy Assistant Secretary. D irectors —C. N. Alexander, William Back, T. E. Burrow, Jno. M. Davis, S. P. Davis, J. B. Duncan,  B. P. Kidd, C. K. Lincoln, J. T. Lloyd, A. M. McKennon, J. Merrick Moore, R. H. Thompson. STATEMENT OF JUNE 30, 1923  R ESO U R C ES" Loans and d isco u n ts........-................. $ 4 9 5 ,8 3 4 .4 0 L oans on real esta te .......................... 1 5 7 ,2 4 1 .0 0 L oans on cotton..................................... 6 0 ,0 0 0 .0 0 O verdrafts ............................................... 9 34.57 F u rn iture and fix tu res...................... 1 9 ,4 4 4 .9 6 Other real e sta te ..................... 3 ,2 4 2 .9 2 Cash item s ............................................. 2,3 5 9 .1 3 D ue from reserve ban ks................... 1 1 5 ,5 2 5 .6 2 Currency ................................................ 4 ,9 6 0 .0 0 Silver ....................................................... 1 03.56 T otal cash and E x ..... $ 1 2 2 ,9 4 8 .3 1 Other resources .................................. 3 ,6 4 8 .1 0 T o ta l  $ 8 6 3 ,2 9 4 .2 6  L IA B IL IT IE S Capital stock ........................................$ 1 0 0 ,0 0 0 .0 0 * Certified surplus ................................... 4 0 ,0 0 0 .0 0 4,3 2 2 .4 0 U ndivided profits ................................ Savings accounts ............................. 5 5 0 ,7 0 7 .6 7 Individ ual deposits ........................... 76,403.20 P u b lic funds ........................................ 4 0 ,2 9 0 .6 0 C ertificates of deposit, tim e..................................... 50,8 5 0 .0 0 C ashier’s checks ................................ 177.74 T otal deposits ............$ 7 1 8 ,4 2 9 .2 1 R eserved for in terest ..................... 3 5 7.65 R eserved for taxes ............................. 185.00 T otal  .$ 8 6 3 ,2 9 4 .2 6  LITTLE ROCK Pulaski Countv PEOPLES SAVINGS BANK Charter No. 97.  Date of Charter, September 17, 1902.  O ffic er s —W. E. Lenon, President; A. J. Mercer, B. Bodemann, J. F. Lenon, H. M. Jacoway, Vice-  Presidents; A. J. Mercer, Cashier; H. W.' Trigg, Jr., Assistant Cashier. D irectors —W. E. Lenon, J. F. Lenon, De E. Bradshaw, A. J. Mercer, B. Bodemann, H. W. Trigg,  Jr., O. D. Hadfield.  STATEMENT OF JUNE 30, 1923  RESO U R C ES L oans and d isco u n ts........................ $1, 417 ,5 0 4 .6 0 4 8 3 ,4 1 9 .6 6 L oans on real e sta te .................. 8,705.57 O verdrafts ......................................... 7,880.91 U . S. secu rities ............................. 14.519.19 Other bonds and s ec u r ities......... 32.151.82 Furniture and fixtures................... 31.3 5 4 .6 6 B ankin g house ...............................3 4 ,417.50 Other real estate ............................ 26.572.83 Item s in tr a n sit............................. 42.9 5 1 .1 9 Cash Items ....................................... 4 5 8 ,8 6 5 .6 2 D ue from reserve han k s.............. D ue from Federal R eserve B ank 8 8.174.67 76,525.81 Checks on other b an ks.............. Currency ............................. ................ 26.0 3 0 .0 0 Gold .......................................... ........... 1 2 .535.00 Silver .................................................... 1 0,502.38 T otal cash and E x ...$ 7 1 5 ,5 8 4 .6 7 3 ,456.28 Other resources .......... ..................... Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $2,775,567.69  L IA B IL IT IE S Capital stock .....................................$ 2 0 0 , 0 0 0 . 0 0 4 0 ,0 0 0 .0 0 Certified surplus ............................. 3 6 ,6 8 3 .6 6 U ndivided profits ............... -.......... 8 3 0,637.18 Savings accounts ........................... 1 ,920.02 T ru st fu nds ....................................... D ividend s unpaid ........................... 2 ,055 DO Individ ual deposits ........................ 1,2 4 2 ,6 9 9 .8 8 3 0 0 ,2 4 1 .8 9 P u blic funds ..................................... 38.7 5 3 .9 0 D ue to non-reserve ban k s............ 5 2 ,645.01 Certificates of deposit, tim e......... 7 ,646.25 C ertified checks .............................. 19.2 8 4 .9 0 C ashier’s checks ............................ T otal deposits ...... $2 ,4 9 5 ,8 8 4 .0 3 R eserved for in terest ................... 2 , 000.00 1 ,00 0. 00 L etters of credit and acceptances  Total  .$2,775,567.69  S tate  of  A rkansas  131  LITTLE ROCK Pulaski County  SOUTHERN TRUST COMPANY  Charter No. 189. Date of Charter, August 24, 1905. O ff ic er s —A. B. Banks, President; J. H. Stanley, C. G. Price, Q. L. Porter, J. C'. Conway, VicePresidents; J. C. Conway, Secretary; Beall Hempstead, Richard M. Miles, Assistant Secretaries. D irectors —A. B. Banks, J. H. Stanley, C. G. Price, Q. L. Porter, J. C. Conway, R. C. Bright, A. C. Butterworth, J. H. Estes, D. K. Hawthorne, L. C. Holman, Fred Rossner, A. J. Wilson, G. E. Greenfield, J. Rudy Smith, M. B. Sanders, J. P. Baird, M. W. Elkins, E. E. Clarke, Jno. R. Hampton, W. R. Bathurst. STATEMENT OF JUNE 30, 1923 R ESOURCES L IA B IL IT IE S Capital stock .....................................$ 500,000.00 Loans and d isco u n ts......................! ;2,9 5 0 ,2 6 8 .9 3 3 3 2 ,3 0 0 .9 9 Certified surplus ....... 100,00.00 Loans on real esta te...................... Loans on cotton ............................ . 7 5 .0 0 0 . 00 U ndivided profits ........................... 80,477.60 1,016.03 B ills payable .................... 125,000.00 O verdrafts ........-................................ 6 6 1 ,5 1 6 .2 5 Savings accounts ........................... 937,072.31 U. S. securities ............................. T rust funds .............................. 31,770.54 1 8 .0 0 0 . 00 Stock in Federal R eserve Bank D ividends unpaid ............... 9 8 ,4 2 4 .2 8 20,000.00 Other bonds and sec u r ities...... 50 ,0 0 0 .0 0 Individual deposits ...................... 1 ,247,902.76 Furniture and fixtures................... 2 5 0 ,0 0 0 .0 0 B anking house .............. .................. P ublic funds ..................................... 1 ,529,234.56 50 ,3 6 6 .2 5 Other real estate .......................... Due to non-reserve ban ks......... 4 6 7,227.17 153 ,9 8 1 .6 0 Item s in transit ................................ Certificates of deposit, demand.. 28,000.00 35 ,4 0 3 .9 8 Certificates of deposit, tim e...... . 135,072.56 B ills of exchange .............-............ Cash item s ........................................ . 4 ,7 2 5 .8 4 Certified checks ............................. 23,545.60 2 3 2 ,4 1 3 .6 4 Due from reserve ban ks.............. C ashier’s checks ............. 77,476.62 3 1 7 ,9 9 8 .4 9 Due from Federal R eserve Bank T otal deposits .......$ 4 ,4 97,302.12 30,636.32 Checks on other ban k s................... R eserved for in terest ................... 6 8 ,5 5 5 .2 4 Currency .............. ............................... 20 ,5 9 2 .0 0 R eserved for taxes ........................ 8,321.0 4 Gold . .............................. -........... .... 6,0 3 0 .0 0 Other lia b ilities ............................. 27,589.30 S ilver ................................................... 1 0 ,207.22 T otal cash and E x ...$ 6 6 0 ,5 2 2 .4 3 3 2 ,5 2 5 .6 4 O ther resources ............................. Total  .$ 5 ,3 6 9 ,3 2 6 .3 3  Total  $5,369,326.38  LITTLE ROCK Pulaski County  UNION TRUST COMPANY  Charter No 83. Date of Charter, January 18, 1902. O ffic er s —Moorhead Wright, President; C. P. Perrie, Vice-President; E. J. Bodman, Vice-President and Secretary; G. B. Rose, Vice-President; Z. B. Curtis, Vice-President and Cashier; A. Rrizzolara, Jr., Assistant Secretary; L. D. Patty, Assistant Secretary; W. R. Snodgrass, Assistant Cashier; C. H. Richter, Assistant Secretary. D irectors —S. W. Reyburn, Chairman of Board; Fred W. Allsopp, E. J. Bodman, A. Brizzolara, A. D. Cohn, Fred Heiskell, W. L. Hemingway, A. G. Kahn, J. F. Loughborough, C. J. Mans­ field, John M. Moore, C. E. Neeley, C. P. Perrie, George B. Rose, Chas. L. Thompson, H. M. Trieber, H. H. Tucker, Moorhead Wright. STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and d isco u n ts.....................$ 3 ,7 7 2 ,1 3 2 .2 7 Loans on real esta te .................... 2 7 3 ,6 2 1 .0 7 Loans on cotton ............................ 92 ,4 9 6 .8 8 C ustom ers’ lia b ilities account of acceptances and letters of credit ................................................ 1,800.00 O verdrafts .......................................... 2 3 ,2 1 4 .0 1 U. S. sec u r ities................................ 8 8 0 ,8 4 7 .7 0 Stock in Federal R eserve B ank 2 2 ,5 0 0 .0 0 Other bonds and secu rities......... 196,7 4 0 .3 3 Furniture and fixtures................... 14,2 6 4 .9 3 Other real estate ........................... 2 2 3 ,1 7 2 .0 8 Item s in transit ............................... 2 6 9 ,2 1 8 .7 3 B ills of exchange ........................... 3 9 ,0 4 4 .8 1 D ue from non-reserve ban k s...... 657 ,3 0 6 .4 8 Cash item s ....................................... 4 ,1 1 2 .5 6 Due from reserve ban ks............... 3 4 8 ,0 8 3 .1 7 Checks on other ban ks................... 69 ,2 1 5 .9 2 Currency ............................................ 3 6 ,8 1 8 .0 0 Gold ' ..................... 2 ,3 2 6 .0 0 S ilver .............. 6,678.43 T otal cash & Ex. $1,124 ,5 4 0 .5 6 O ther resources ............................. 3 9 ,4 2 1 .0 4 T ot a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $6,973,014.41  L IA B IL IT IE S Capital stock .....................................! ; 500,000.00 2 5 0,000.00 C ertified surplus ............................. 94,126.47 U ndivided profits ........................... 1,982,2 6 4 .4 4 Savings accounts .................... ...... 120,282.17 T rust funds ....................................... 650.00 D ividends unpaid ........................... Individ ual deposits ........................ 2,094,6 0 5 .4 8 5 4 1,699.67 Public funds .................................... 795,750.25 Due to non-reserve ban ks........... 386,390.78 Certificates of deposit, demand 1,774.89 C ertified checks ..... ....................... 3 5,291.38 C ashier’s checks ............................ T otal deposits .......$ 5 ,9 58,709.06 5,543.82 R eserved for in terest...................... 40,1 9 2 .5 4 R eserved for taxes ....................... 6,500.00 L etters of credit and acceptances 117,942.52 Other lia b ilities .............................  Total  $6,973,014.41  132  R eport  of  B a n k C ommissioner  LITTLE ROCK Pulaski County W. B. WORTHEN COMPANY Charter No. 94.  Date of Charter, August 4, 1902.  O ff ic er s —Gordon N. Peay, President; George G. Worthen, Emmet Morris, John F. Boyle, Vice-  Presidents; Emmet Morris, Cashier; J. H. Penick, J. B. Pettyjohn, Assistant Cashiers. D irectors —Gordon N. Peay, George G. Worthen, Emmet Morris, John F. Boyle, M. D. Ogden,  G. D. Henderson, Hugh D. Hart, Harry Lasker.  STATEMENT OF JUNE 30, 1923 R ESOURCES L oans and disco u n ts...................... $ 1 ,5 4 4 ,2 9 9 .2 8 L oans on real e sta te ...... -............. 4 9 2 ,2 7 5 .0 3 L oans on other com m odities...... 2 9 ,2 5 0 .0 0 O verdrafts .................. 5 06.57 1 7 3 ,9 4 0 .4 5 U . S. secu rities ..................... Stock in Federal R eserve B ank 15 ,0 0 0 .0 0 Other bonds and sec u r ities......... 104 ,9 4 7 .5 1 Fu rn iture and fixtures................. 3 1 ,4 6 3 .2 8 Other real e sta te ............................. 2 5 3 ,6 6 5 .2 3 Item s in tra n sit ............................. 52 ,1 9 2 .9 9 B ills of exchange ........................ 4 5 ,1 1 1 .5 8 Cash item s ........................................ 6,7 9 4 .0 4 D ue from reserve ban ks.............. 1 2 6 ,0 2 2 .8 4 D ue from Federal R eserve B ank 2 2 0 ,9 2 3 .4 3 Checks on other ban ks................. 50 ,0 5 6 .4 8 Currency .............................................. 15 ,9 3 1 .0 0 Gold ....................................................... 3 ,6 1 7 .5 0 1,9 8 4 .7 4 Silver .........................................:.......... T otal cash and E x ...$ 4 2 5 ,3 3 0 .0 3 Other resources ................................ 1 9 ,044.23  L IA B IL IT IE S Capital stock .................... ................$ 2 0 0 ,0 0 0 .0 0 Certified surplus ............................. 3 0 0 ,0 0 0 .0 0 U ndivided profits ........................... 3 1 ,8 6 8 .1 6 Savings accounts ........................... 9 9 8 ,2 9 2 .3 1 T rust funds ...... 2 2 ,7 0 7 .4 5 D ividend s unpaid ........................... 10,0 0 0 .0 0 1 ,2 5 7 ,9 7 8 .9 8 Individ ual deposits .................. P u blic funds ..................................... 2 3 4 ,8 3 6 .2 0 D ue to non-reserve ban ks.............. 4 ,5 6 9 .8 1 Certificates of deposit, tim e............. 115 ,4 5 1 .5 4 C ertified checks ............................. 1 2 6.75 C ashier's checks ............................ 1 1 ,1 9 4 .9 8 T otal dep osits .......$ 2 ,6 5 5 ,1 5 8 .0 2  T otal ................................................ $ 3 ,1 8 7 ,0 2 6 .1 8  T otal ................................................ $ 3 ,1 8 7 ,0 2 6 .1 8  LOGKESBURG Sevier County BANK OF LOCKESBURG Charter No. 99.  Date of Charter, October 14, 1902.  O ff ic er s —R. A. Gilliam, President; M. L. Norwood, Vice-President; R. S. Hunsucker, Cashier;  Custer Steel, Assistant Cashier.  D irectors —R. A. Gilliam, B. A. Mauldin, Roy Edwards, M. L. Norwood, Hugh Latimer, Bob  Sanford, A. P. Boyce.  STATEMENT OF JUNE 30, 1923  R ESO U R C ES Loans and d isco u n ts........................... $ 1 6 4 ,2 9 4 .7 9 L oans on real esta te ........................... 4 ,5 0 5 .0 0 O verdrafts ............................................... 75.19 Other bonds and sec u r ities.............. 4 ,6 4 7 .9 0 Furniture and fixtures...................... 2 ,5 0 0 .0 0 B ankin g house ..................................... 5,0 0 0 .0 0 Other real esta te .................................. 5 ,0 0 0 .0 0 Cash item s ............................................. 30.00 D ue from reserve ban k s................... 1 8 ,6 2 2 .5 2 Checks on other b a n k s...................... 1 71.33 Currency .................................................. 5 ,9 1 0 .0 0 Gold .......................................................... 130.00 Silver ......................................................... 738.35 T otal cash and E x ........$ 2 5 ,6 0 2 .2 0 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 2 1 1 ,6 2 5 .0 8  L IA B IL IT IE S Capital stock ........................................ $ C ertified surplus ................................ U ndivided p rofits ................................ B ills payable ....................................... Individ ual deposits ........................... P u blic funds ....................................... Certificates of deposit, for m oney borrowed ............................................ C ashier’s checks ................................ T otal dep osits .............. $ 1 0 9 ,5 4 2 .7 7 Other lia b ilitie s ................................  Total  5 0 ,0 0 0 .GO25, 000.00 7 ,0 2 8 .5 4 2 0 , 0 0 0 .0 0  58,5 9 0 .0 7 11,127,793 9 ,2 0 1 .8 4 623.07 53.77  $ 2 1 1 ,625.08  S tate  of  133  A rkansas  LOGKESBURG Sevier County  PLANTERS BANK  Charter No. 506. Date of Charter, February 26, 1920. O ff ic er s —James S. Steel, President; L. D. McCown, Vice-President; L. A. Wardlaw, Cashier; B. B. Grady, Assistant Cashier. D irectors —James S. Steel, L. D. McCown, R. W. Grady, J. C. Graves, J. F. Cannon, F. H. Pettus, Tull Carroll. STATEMENT OF JUNE 30, 1923 R ESOURCES .$ 5 5 ,824.71 Loans and d isco u n ts................. 8 ,5 9 3 .6 5 Loans on real esta te .................. 52.56 O verdrafts ...................................... 142.40 Other bonds and securities... 3,1 9 1 .1 0 Furniture and fixtures............. 4 .4 0 0 .0 0 Banking' house ............................ 100.00 Other real esta te ......................... 142.07 Item s in transit ......................... Cash item s ................................... 5.31 . 2 0 ,515.53 D ue from reserve ban k s......... Checks on other ban k s........... . 878.50 1 .295.00 Currencv ....................................... . 4 77.50 Gold ................................................. Silver ........................................... 25 5 .9 4 T otal cash and E x ........$ 2 3 ,4 2 7 .7 8 Total  9 5 ,8 7 4 .2 7  L IA B IL IT IE S Capital stock ....................................... I 35,000.00 3,745.00 C ertified surplus ................................ U ndivided profits ................................ 1,908.18 Individ ual deposits ........................... 31,514.47 P u blic funds ........................................ 12,425.89 Certificates of deposit, tim e............ 11,038.44 235.44 C ashier’s checks .................................. T otal deposits .............. $55 ,2 1 4 .2 4 Other lia b ilities ................................. 6.85  T otal  95,874.27  LONDON Pope County  FARMERS & MERCHANTS BANK Charter No. 397.  Date of Charter, December 12, 1912.  O ff ic er s —A. B. Sims, President; N. S. Booher,t Vice-President; T. E. Burgess, Cashier. D irectors —L. G. Martin, A. B. Sims, W. S. Austin, T. E. Burgess, N. S. Booher.  STATEMENT OF JUNE 30, 1923 R ESOURCES L oans and d isco u n ts........................... O verdrafts .............................................. Other bonds and sec u r ities............ Furniture and fix tu res...................... D ue from reserve ban k s.............. Currency ................................................. Gold .......................................................... . Silver .............. ......................................... T otal cash and E x .......... $5 ,1 8 2 .4 8 Other resources .................................. T otal  3 2 ,3 4 8 .5 7 2 5 .9 7 6.80 593.86 5 ,144.72 16.00 8.50 13.26  L IA B IL IT IE S Capital stock ..........................................: 1 0 , 000.00 C ertified surplus ................................ 1 ,000.00 B ills payable ........................................ 1 2 , 00 0. 00 Individ ual deposits ........................... 13,574.51 Certificates of deposit, tim e........... 2,859.62 T otal deposits .............. $ 1 6 ,434.13  1 ,276.45 $ 3 9 ,4 3 4 .1 3  T otal  $ 39,434.13  LONOKE Lonoke County  BANK OF CENTRAL ARKANSAS  Charter No. 36. Date of Charter, October 3, 1895. O ff ic er s —W. T. Couch, President; Pat H. Wheat, W. Y. Bransford, Vice-Presidents; Pat H. Wheat, Jr., Cashier. D irectors —Pat H. Wheat, W. Y. Bransford, J. N. Eagle, Walter Hamberg, S. S. Glover, W. T. Couch, W. P. Fletcher, Jr. STATEMENT OF JUNE 30. 1923 RESOURCES Loans and d isco u n ts........................... $ 3 7 6 ,9 8 9 .2 9 Loans on real e sta te ..................... 62 ,0 0 0 .0 0 O verdrafts ............................ 317.20 U . S. secu rities .................................. 700.00 Other bonds and secu rities.............. 2 ,3 5 0 .0 0 Furniture and fix tu res...................... 2,0 0 0 .0 0 B ankin g house ............. 5 ,000.00 Cash item s ............................................ 30.54 Due from reserve ban k s............ 117,521.71 Currency ___ 8 ,591.00 Gold ......................... 180.00 S ilver ........................................................ 686.13 T otal cash and E x ..... $ 1 2 7 ,0 0 9 .3 8 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $576,365.87  L IA B IL IT IE S Capital stock ....................................... $ 2 5 ,000.00 C ertified surplus ................................ 2 5,000.00 U ndivided profits ................................ 13,329.23 Individ ual deposits ........................... 277 ,4 7 5 .8 5 P u blic funds ....................................... 207 ,2 6 6 .9 7 C ertifcates of deposit, tim e............ 2 8,293.82 T otal deposits ............$51 3 ,0 3 6 .6 4  Total  $576,365.87  134  R eport  of  B ank C ommissioner  LONOKE Lonoke County O  LONOKE COUNTY BANK  Charter No. 222. Date of Charter, November 10, 1906. f f i c e r s —W. W. McCrary, President; C. G. Miller, J. M. Gates, Vice-Presidents; W. H. Young, Cashier; H. E. Benton, Assistant Cashier.  D i r e c t o r s —W.  W. McCrary, L. C. McCrary, C. G. Miller, T. C. Trimble, Jr., C. A. Walls, W. H. Young, J. M. Gates, W. C. Ellis. STATEMENT OF JUNE 30. 1923  R ESOURCES L IA B IL IT IE S L oans and disco u n ts........................... $ 3 3 2 ,5 3 3 .7 5 Capital stock ..........................................$ 3 0 ,0 0 0 .0 0 L oans on real e sta te ...... .................... 24 ,5 6 7 .6 3 Certified surplus ................................... 3 0 ,0 0 0 .0 0 U ndivided profits ................................ O verdrafts ............................................... 47 9 .5 5 1 2,295.42 Other bonds and sec u r ities.....................................4 ,3 1B 1 .7 9 payable .................... .................. 4 6 ,7 0 0 .0 0 ills Furniture and fixtures...................... 1 ,000.00 Individ ual deposits ...... 1 0 2 ,3 5 7 .6 4 B ankin g house ..................................... 6,5 0 0 .0 0 P u blic funds ..... . .................................. 2 2 8 ,4 1 8 .8 1 Other real esta te .......... ...... 7 ,000.00 Certificates of deposit, tim e......... 3 9 ,2 9 3 .1 7 D ue from reserve ban ks................. 28 ,0 0 5 .9 2 T otal dep osits .............. $ 3 7 0 ,0 6 9 .6 2 Checks on other ban k s...................... 7 8 ,247.80 Currency .................................................. 4 ,5 3 2 .0 0 Silver ........................................................ 1 ,886.60 T otal cash and E x ..... $ 1 1 2 ,6 7 2 .3 2 T otal  .$ 4 8 9 ,0 6 5 .0 4  Total  .$4 8 9 ,0 6 5 .0 4  LO U A N N Ouachita County  LOUANN STATE BANK Charter No. 537.  O f f i c e r s —R.  Date of Charter, March 23, 1923.  J. LaGrone, President; G. A. Walker, Vice-President; S. M. Harris, Cashier.  D i r e c t o r s —R.  J. LaGrone, G. A. Walker, S. M. Harris, W. T. Parish, T. J. Gregg, Tom Hutson, M. A. Stevens. STATEMENT OF JUNE 30, 1923  R ESOURCES L oans and d isco u n ts...........................$ 9 25.00 Furniture and fix tu res...................... 599.93 Other real esta te ...... -.......................... 800.00 Item s in tra n sit .................................. 3 84.10 Cash item s ............................................ ' 307.65 D ue from reserve ban k s................... 3 8 .8 0 9 .0 7 Currency ................................................... 7 ,625.00 Silver ..... ............................................... 84 7 .9 4 T otal cash and E x ........$ 4 7 ,5 8 9 .6 6 Other resources .................... ............. 787.33 T otal  51 ,0 8 6 .0 2  L IA B IL IT IE S Capital stock ................... ....... ..........$ 15,000.00 C ertified surplus .......... ..................... 1,500.00 Individ ual deposits ........................... 34,5 8 6 .0 2 T otal deposits .............. $34 ,5 8 6 .0 2  r T otal  5 1,086.02  LOWELL Benton County O  BANK OF LOWELL  Charter No. 263. Date of Charter, October 18, 1908. f f i c e r s —A. C. Mayes, President; T. N. Ford, Vice-President; W. N. Hurd, Cashier; Lura Moody, Assistant Cashier.  D i r e c t o r s —G.  M. Mayes, T. N. Ford, G. A. Moody, A. C. Mayes, W. N. Hurd, W. J. Langley, M. M. Hayes. STATEMENT OF JUNE 30, 1923  R ESOURCES L oans and d isco u n ts...........................$ 56 ,2 4 6 .5 9 Loans on real e sta te ..................... 4 ,0 3 0 .0 0 O verdrafts ...... 2 61.21 Other bonds and sec u r ities.............. 20.00 Furniture and fixtures...................... 1,6 0 0 .0 0 B ankin g house ..................................... 1 ,725.00 Other real esta te ................................ 3 ,0 0 0 .0 0 D ue from reserve ban k s................... 1 .5 0 2 .6 0 Currency .......................................... 570.00 Gold .................................................... 30.00 Silver .............................................. 399.63 T otal cash and E x .......... $ 2 ,5 0 2 .2 3 Other resources .................................. 1,1 9 9 .6 6 T o t a l ..   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ..... $ 7 0 , 5 8 4 . 6 9  L IA B IL IT IE S Capital stock ....................................... $ Certified surplus ............... B ills payable ............................. Individ ual deposits ................ P ublic funds .......................................... C ertificates of deposit, tim e........ T otal dep osits ............$ 3 5 ,5 8 4 .6 9  1 0,000.00 7,500.00 1 7,500.00 19,0 6 2 .8 4 1,341.53 15,1 8 0 .3 2  T o t a l .........................................................$ 7 0 , 5 8 4 . 6 9  S tate  of  135  A rkansas  LLJXORA Mississippi County  LUXORA BANKING COMPANY  Charter No 54. Date of Charter, September 28, 1899. O f f i c e r s —J. C. Spann, President; S. E. Simonson, Vice-President; J. A. Rush, Cashier; M. K. Wilson, Assistant Cashier. D i r e c t o r s —J. W. Spann, J. D. Hightower, E. F. Wilson, H. E. Neblett, C, E. Sullenger. STATEMENT OF JUNE 30, 1923  L IA B IL IT IE S R ESOURCES Capital stock ..........................................$ Loans and d isco u n ts........................... $ 1 6 0 ,3 1 0 .6 2 U ndivided profits ................................ Loans on real esta te ........................... 6 4 ,678.21 B ills payable ............................- ......... Overdrafts .............................................. 2,1 8 6 .4 9 Individ ual deposits ............................ Other bonds and sec u r ities.....................................584.72 P u blic funds .......................................... Furniture and fixtu res...................... 3,4 2 3 .7 5 Certificates of deposit, tim e........... 10 ,2 1 2 .0 4 B anking house .................................... C ashier’s checks ................................. Other real estate ................................ 233.55 Due from non-reserve ban ks.................................. 66.49T otal deposits ..............$ 160,517.00 D ue from reserve ban ks.................. 17,659.89 Silver ..... -...................................... ........ . 325.83 T otal cash and E x ....... $ 1 8 ,0 5 2 .2 1 Total  .$ 2 5 9 ,6 8 1 .5 9  T otal  50,000.00 9,164.59 40,0 0 0 .0 0 93,416.07 40,614.63 26,015.00 471.30  $ 2 59,681.59  MAGAZINE Logan County  BANK OF MAGAZINE  Charter No. 115. Date of Charter, February 16, 1903. O f f i c e r s —A. M. Leftwich, President; J. A. Newman, Vice-President; Claude H. Kyle, Cashier; E. Raymond Erp, Cashier. D i r e c t o r s —C'has. X. Williams, C. C. Leftwich, J. A. Newman, A. M. Leftwich. STATEMENT OF JUNE 30. 1923 R ESOURCES Loans and d isco u n ts............... -...... -$ 7 3 ,247.45 Loans on real esta te .......................... 7 ,643.85 O verdrafts ....... 202.33 U . S. secu rities............ ...................... 2,1 2 3 .5 0 Other bonds and secu rities............. 7,397.05 1.00 Furniture and fixtures.,-........... ...... B ankin g house ................ 8 68.86 Other real estate i................... 125.00 Cash item s ........................................ 330.00 Due from reserve ban k s................. 77,808.03 Currency .......... 3,3 3 7 .0 0 1,050.00 Gold ........... Silver ........................................................ 3 04.10 T otal cash and E x ........$ 8 2 ,8 2 9 .1 3 Total  $ 1 7 4 ,4 3 8 .1 7  L IA B IL IT IE S Capital stock ____ ___________ ____ $ 12,500.00 Certified surplus ................................ 5,000.00 U ndivided profits ------9,428.10 Savings accounts ........................ 3,061.18 Individual deposits .............. 111,563.03 115.00 Due to non-reserve banks ............... C ertificates of deposit, tim e......... . 32,624.88 C ashier’s checks ................ 145.98 T otal deposits .............. $ 147,510.07  T otal  .$174,438.17  MAGNOLIA Columbia County  COLUMBIA COL1NTY BANK  Charter No. 29. D'ate of Charter, May 18, 1892. O f f i c e r s —J. O. Hutcheson, President; H. P. Carrington, Vice-President; J. C. McNeill, Cashier; C. C. Campbell, R. C. McDaniel, Assistant Cashiers. D i r e c t o r s —J. E. Bass, A. M. Crumpler, C. M. Fomby, C. R. Hutcheson, J. L. Jean, C. L. McNeill, J. Y. Stevens, H. P. Carrington, J. W. Colquitt, J. O. Hutcheson, J. M. Hudson, C. W. Martel, A. A. Reid. STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts...............$ 3 7 1 ,8 8 7 .7 3 Loans on real e sta te ..................... .. 84 ,4 3 0 .8 0 U. S. sec u r ities........................ 69 ,7 5 0 .0 0 Stock in Federal R eserve Bank. _. 2 ,650.00 Furniture and fixtures............... 3 ,283.90 B anking house ..................................... 10 ,7 5 6 .1 1 D ue from non-reserve ban ks......... 7,500.00 D ue from reserve b a n k s............... 85 ,3 4 7 .5 5 D ue from Federal R eserve B ank.. 32 ,7 6 2 .9 2 Checks on other b an ks............... 507.83 Currency .......... 5 ,977.00 Gold .................................................... 1,046.00 S ilver ................................. 564.34 T otal cash and E x __ $ 1 3 3 ,7 0 5 .6 4 To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $676,464.18  L IA B IL IT IE S Capital stock ___________________ ! ; 50,000.00 Certified surplus _______________ 45,000.00 U ndivided profits .......... .................... 2,285.22 D ividends unpaid ............................. 112.50 Individ ual deposits ..... ................... . 3 3 1,144.67 Public funds .......................................... 78,948.75 Certificates of deposit, tim e____ 120.924.17 C ashier’s checks ...... ........................... 6,398.87 T otal deposits ............$537,5 2 8 .9 6 B onds borrowed ..................... ............ 41,6 5 0 .0 0  T o ta l  .$676,464.18  R eport  136  of  B a n k C ommissioner  MAGNOLIA Columbia County FARMERS BANK & TRUST COMPANY Charter No. 217.  Date of Charter, September 26, 1906.  O f f i c e r s —T.  S. Grayson, W. H. Warnock, Vice-President; J. B. Lee, Cashier; H. A. Reid, Mrs. Maude Goode, Assistant Cashiers.  D i r e c t o r s —Jas.  G. Brown, S. D. Chaffin, J. L. Davis. C I Grayson, Wade Kitchens, J. G. Langston, J. B. Lee, C. W. McKay, A. A. Reid, W. B. Robinson, J. F. Runyan, J. A. W. Souter, W. H. Warnock, T. S. Grayson. RESOURCES  STATEMENT OF JUNE 30. 1923 L oans and d isco u n ts............. $ 5 0 4 ,2 1 9 .6 5 L oans on real e sta te .............. 6 8 ,734.13 Loans on cotton........................ 76 ,0 0 0 .0 0 O verdrafts ............................................... 60.79 U. S. secu rities .................................. 50 ,0 0 0 .0 0 Stock in F ederal R eserve B ank.... 3 ,0 0 0 .0 0 Other bonds and sec u r ities.. 8 ,5 0 0 .3 4 10 ,6 5 0 .3 9 Furniture and fixtures......... B ankin g house ............ 2 2 ,7 6 7 .6 5 Other real e sta te ...................... 3,8 8 3 .8 9 5 3 ,1 6 4 .9 7 D ue from reserve ban ks.... D ue from Federal R eserve B ank 4 9 ,2 2 3 .5 3 Checks on other b a n k s....... 2 ,0 1 0 .1 3 C urrency .............................. 9,6 7 7 .0 0 Gold .......................................................... 1,7 4 7 .5 0 Silver ........................................................ 1,1 1 5 .1 8 T otal cash and E x __ $ 1 1 6 ,9 3 8 .3 1 T otal  ....................................................$ 8 6 4 ,7 5 5 .1 5  L IA B IL IT IE S Capital stock ----------- — ................. $ 5 0 ,000.00 C ertified surplus ............ 5 0,000.00 U ndivided p rofits ................................ 9,80 9 .5 5 Ind ivid u al deposits .......................... 4 8 6 ,9 2 1 .5 5 P ublic funds .......................................... 33,6 2 7 .8 9 D ue to non-reserve ban k s................. 2 3 ,1 3 1 .7 2 C ertificates of deposit, tim e............ 2 0 7 ,8 9 7 .1 2 C ashier’s checks ................................... 3,3 6 7 .3 2 T otal deposits ............. $ 7 5 4 ,9 4 5 .6 0  T otal  .................................................... $ 8 6 4 ,7 5 5 .1 5  MAGNOLIA Columbia County PEOPLES BANK Charter No. 90.  Date of Charter, May 8, 1902.  O f f i c e r s —N.  J. Gantt, President; J. L. Davis, Vice-President; T. A. Monroe, Cashier; E. C. Lyle, W. A. Boyd, Assistant Cashiers.  D i r e c t o r s —N.  J. Gantt. T. A. Monroe, J. O. Hutcheson, W. R. Gantt, J. W. Barrow, J. L. Davis, E. C. Lyle, T. P. Gantt, J. A. Joiner. STATEMENT OF JUNE 30. 1923  R ESO U R C ES L oans and d isco u n ts......... ............$ L oans on real e sta te ........................ U . S. secu rities ............................. Other bonds and sec u r ities......... Furniture and fix tu res................... Other real e sta te ............................. D ue from non-reserve ban k s...... Cash item s .................................. ....... D ue from reserve ban k s................ Checks on other ban k s................. Currency .......... Gold .......... S ilver ....... T otal cash and E x ...$ 2 1 3 ,7 8 5 .8 5 Other resources ................................  5 6 1 ,5 2 3 .5 9 96 ,0 9 7 .3 0 1 5 6 ,3 0 4 .4 1 1,508.52 2 ,2 2 3 .7 0 3 ,1 2 8 .5 5 4 6 ,0 0 0 .0 0 537.20 1 4 6 ,6 9 6 .4 1 2 ,5 1 0 .6 9 1 2 .851.00 1,7 4 5 .0 0 3 ,4 4 5 .5 5 1,3 5 0 .0 0  T o t a l .................................................... $ 1 , 0 3 5 , 9 2 1 . 9 2   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock .....................................$ 5 0 ,000.00 C ertified surplus .............. 5 0 ,000.00 U ndivided p rofits ............................ 25,0 7 1 .7 3 D ividends unpaid ............ 4 ,6 4 7 .5 0 Individ ual deposits ......... 4 6 0 .5 4 8 .8 7 P u blic funds ..................... 9 5 ,6 3 0 .0 8 D ue to non-reserve ban k s.............. 8 ,870.02 Certificates of deposit, demand.. 2 2 0 ,1 8 8 .1 9 C ashier’s checks .............................. 1 ,815.53 T otal deposits .........$ 7 9 1 ,7 0 0 .1 9 Bonds borrowed .............................. 119 ,1 5 0 .0 0  T o t a l .....................................................$ 1 , 0 3 5 , 9 2 1 . 9 2  S tate  of  137  A rkansas  MALVERN Hot Spring Countv BANK OF MALVERN Charter No. 10.  Date of Charter. June 24, 1889.  O ff ic er s —W. H. Cooper, President;  J. Elmo Young, R. R. Chamberlain, Vice-Presidents; Robt. Smith, Jr., Cashier; W. R. Collie, Chas. S. Smith, Assistant Cashiers.  D irectors —W. H. Cooper, J. Elmo Young, R. R. Chamberlain, Chas. S. Smith, W. K. Smith,  Dr. W. S. Richardson, Robt. Smith, Jr. STATEMENT OF JUNE 30. 1923 L IA B IL IT IE S R ESOURCES Loans and discou n ts..... ..................... $ 3 2 3 ,0 0 3 .7 1 Capital stock ....................................... $ 50,000.00 Loans on real e sta te .......... ................ 8 1 ,6 0 6 .4 5 C ertified surplus .................................. 25,000.00 O verdrafts ............................................... 2,9 2 3 .2 8 U ndivided profits ............................. 33,315.68 U. S. securities .................................. 86 ,3 1 4 .6 8 *B ills payable “ D eposits on more than 4 per cent Other bonds and sec u r ities.....................................98 ,6 2 8w .0hich 8 in terest is p a id ’ ’............................. 154,703.21 Furniture and fixtures...................... 3 ,0 9 0 .0 5 B ankin g house ..................................... 4,0 0 0 .0 0 Individ ual deposits ........................... 277,015.08 Cash item s ............................................ 33.50 P ublic funds ....................................... 154,703.21 Certificates of deposit, tim e........... 285,962.00 D ue from reserve han k s................... 2 1 8 ,0 8 5 .6 0 Checks on other ban k s...................... 2 ,7 6 2 .9 6 T otal deposits ............$717,680.29 R eserved for in terest...................... 2 ,143.64 Currency ................................................. 6,035.00 Gold.. .......................... 2,9 6 2 .5 0 R eserved for T axes............................. 1,143.90 R eserved for depreciation................. 2,672.21 Silver ........................................................ 2,5 0 9 .9 1 T otal cash and E x __ $ 2 3 2 ,3 8 9 .4 7 T otal ....................................................$ 8 3 1 ,9 5 5 .7 2  T otal ....................................................$831,9 5 5 .7 2  *This amount not added in totals.  MALVERN Hot Spring County FARMERS & MERCHANTS BANK Charter No. 426.  Date oi Charter, October 3, 1913.  O ff ic er s —T. N. Atchison, President; G. A. Chamberlain, Vice-President; Geo. B. Cox, Cashier;  J. A. Birch, J r, Assistant Cashier. D irectors —T. N. Atchison, G. A. Chamberlain, R. Y. Phillips, H. B. Means, Geo. B. Cox.  STATEMENT OF JUNE 30, 1923 RESOURCES L oans and d isco u n ts........................... $ 1 0 5 ,7 5 0 .8 6 Loans on real e sta te ........................... 3 3 ,942.29 O verdrafts ............................................. 1,516.35 U. S. secu rities ....... 1 7 ,500.00 Other bonds and sec u r ities.............. 2 8 ,620.23 Furniture and fixtures...................... 3,9 3 2 .4 4 B anking house ..................................... 9 ,5 5 3 .8 5 Cash item s ............................................... 1 ,289.56 D ue from reserve ban k s................ 1 2 ,963.49 Checks on other ban ks...... ............. 2,7 4 9 .6 4 Currency ................................................. 4 ,1 3 4 .0 0 Gold .......................................... 2 81.00 Silver ......................... 1,425.62 T otal cash and E x ....... $ 2 2 ,8 4 3 .3 1 Other resources ................. 450.00 T ot a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $224,109.33  L IA B IL IT IE S Capital stock ....................................... I Certified surplus .................................. U ndivided profits ............................. B ills payable ....................................... Savings accounts ................................ Individual deposits ........................... Certificates of deposit, dem and.... T otal deposits _____ $145,3 2 6 .0 3 Other lia b ilities .................................  Total  3 0 .0 0 0 .  00  6 , 000.00  4,280.80 3 5 .0 0 0 . 00 11,350.60 78,598.28 5 5,377.15 3,502.50  $224,109.33  138  R eport  of  B a n k C ommissioner  MAMMOTH SPRING Fulton County  CITIZENS BANK Charter No. 160.  Date of Charter, June 24, 1904.  O ffic er s —C. C. Pressly, President; G. C. Buford, Vice-President; J. L. Dixon, Cashier. D irectors —G. C. Buford. M. W. Nesbit, E. C. Bellamy, C. C. Pressly, J. N. Sutherland, Wm. Lytle,  E. A. Dixon; J. L. Dixon. STATEMENT OF JUNE 30, 1923 RESOU R C ES Loans and d isco u n ts.................. L oans on real e sta te ................. O verdrafts ............... ..................... Other bonds and sec u r ities..... Furniture and fix tu res............. B ankin g house ............................ Other real esta te ......................... Cash item s .................................... Due from reserve han k s........ Checks on other ban k s......... C urrency ........................................ Gold S ilver T otal cash and E x ____$ 2 5 ,5 0 0 .0 0 T otal  7 1 ,48 2 . 4 2  3 8 ,9 5 5 .0 0 94 4 .4 6 2 2 ,2 0 4 .9 1 2 .1 7 7 .0 0 3 ,0 0 5 .4 4 3 .3 0 0 .0 0 215.80 2 0 ,1 2 0 .3 4 27.95 3.7 0 5 .0 0 385.00 1 ,045.91 .$ 1 6 7 ,5 6 9 .2 3  L IA B IL IT IE S Capital stock ......................................... S C ertified surplus ................................ U ndivided profits ................................ B ills payable .......................................... Saving's accounts ............................... Individ ual deposits ............................. P u blic funds .......................................... Certificates of deposit, dem and....... C ashier’s checks ................................ T otal deposits ............$1 0 4 ,9 2 2 .4 4  T otal  2 5 .0 0 0 . 00 7 ,500.00 146.79 3 0 .0 0 0 . 00 806.01 7 3 ,2 2 7 .5 6 1,434.13 2 9 ,1 7 2 .0 7 2 8 2.67  $ 1 6 7 ,5 6 9 .2 3  MAMMOTH SPRING Fulton County  PEOPLES BANK  Charter No. 519. Date of Charter, February 8, 1921. O ff ic er s —H. S. Morris, President; J. E. Ford, Vice-President; J. F. Martin, Cashier; Bryant Ford, Assistant Cashier. D irectors —H. S. Morris, J. E. Ford, I. N. Willison, G. C. Carpenter, J. F. Martin. STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and disco u n ts......................... i Loans on real esta te ........................... O verdrafts ............................................. Furniture and fix tu res..... .............. D ue from reserve ban ks.................... Checks on other ban k s...................... C urrency ................................................. Gold ...................................................... . Silver ..................................................... T otal cash and E x ....... $ 4 1 ,6 3 9 .3 7  50 ,9 6 0 .1 8 4 .1 0 0 .0 0 75.67 3,1 6 4 .8 9 37 ,0 8 4 .4 0 47 4 .5 0 3 .2 9 0 .0 0 65.00 725.47  T otal ............................................ ........ $ 9 9 ,9 4 0 .1 1  L IA B IL IT IE S Capital stock ............... ...................... .$ Certified surplus ................................ U ndivided p rofits ................................ Savings accounts ................................ D ividends unpaid ..... ....................... Individ ual deposits ........................... P u blic funds ........................................ Certificates of deposit, tim e.......... C ashier’s checks _______ _______ T otal dep osits ..............$87 ,7 2 3 .5 2  1 0 ,000.00  1.150.00 1 ,066.59 190.00 1 . 100.00 4 6 ,7 4 3 .4 5 1 0 ,356.54 2 9 ,2 4 9 .2 2 84.31 9 9 ,9 4 0 .1 1  T otal  MANILA Mississippi County  BANK OF MANILA  Charter No. 124. Date of Charter, April 13, 1903. O ff ic er s —W. W. Shaver, President; H. W. Cowan, Vice-President; Walter McCullars, Cashier; E. B. David, Assistant Cashier. D irectors —W. W. Shaver, Jake Rice, H. W. Cowan, Dr. V. R. Fox, Walter McCullars, Joe Horner,  G. O. Stuart.  STATEMENT OF JUNE 30. 1923  RESOU R C ES Loans and discou n ts......................... $ 9 3 ,7 2 0 .2 7 L oans on real e sta te .......................... 1 0 ,000.00 Other bonds and sec u r ities............ 1 ,213.50 Furniture and fix tu res......... ........... 1 ,080.00 B ankin g house ..................................... 2 ,5 2 0 .0 0 Other real esta te ....................... 2 85.22 Cash item s ...... 41 0 .6 4 D ue from reserve ban k s................... 7 ,874.59 Currency ....................... 2 ,3 4 8 .0 0 Gold ........ 105.00 Silver ............................................ 1,7 5 5 .2 8 T otal cash and E x ........$ 1 2 ,4 9 3 .5 1 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $121,312.50  L IA B IL IT IE S Capital stock ....................................... $ C ertified surplus .................................. U ndivided profits ................ B ills payable ................ Individ ual deposits ......................... Certificates of deposit, tim e..... ...... C ashier’s checks ................................ T otal dep osits .............. $ 8 2 ,3 0 9 .9 3  Total  15,0 0 0 .0 0 1 3 ,000.00 1 ,002.57 1 0 ,000.00 75,1 5 3 .6 5 7,128.13 28.15  .$ 1 2 1 ,3 1 2 .5 0  S tate  of  139  A rkansas  MANSFIELD Sebastian County PEOPLES BANK Charter No. 247.  Date of Charter, October 9, 1907.  O ff ic er s —C. C. Graves, President; R. Y. Baldwin, Vice-President; V. H. Sorrells, Cashier. D irectors —G. E. Otis, G. C. Packard, W. L. Seaman, T. A. Cherry, C. C. Graves, R. Y. Baldwin,  G. K. Dixon. STATEMENT OF JUNE 30, 1923 RESOURCES Loans and d isco u n ts...... ................... S 4 9 ,6 2 4 .5 2 Loans on real e sta te .......................... 2 4 ,8 3 2 .7 5 Overdrafts ............................................. 36.58 U . S. securities .................................. 1 .7 0 0 .0 0 Furniture and fixtures...................... 037.01 Due from reserve ban ks................... 2,9 3 5 .5 2 Checks on other ban k s..... ............. 375.72 Currency ... ............................................. 3 .0 6 1 .0 0 Gold ....................................... ................. 147.50 Silver ......... .............................................. 1,669 74 Total cash and E x ..........$ 8 ,3 8 9 .4 8 Total  .$ 8 5 ,5 2 0 .3 4  L IA B IL IT IE S Capital stock .......................................! 12,500.00 2 ,500.00 C ertified surplus ................................ 5,735.97 U ndivided profits ................................ B ills payable .......................................... 6, 000.00 Individ ual deposits ............................. 19.720.81 2 .0 0 0 . 0 0 Public funds .......................................... 12 031.84 Due to non-reserve banks................ C ertificates of deposit, dem and....... 22,697.38 331.34 C ashier’s checks .................................. T otal deposits .................$56,784.37 T otal  85,520.34  MARIANNA Lee Countv BANK OF COMMERCE Charter No. 491.  Date of Charter, September 10, 1919.  O ff ic er s —W. D . Newbern, President; D. L. Griffis, S. H. Crowe, Vice-Presidents; D. S. Clark,  Cashier; L. W. Moody, Assistant Cashier. D irectors —W. D. Newbern, D. L. Griflis, S. H. Crowe, D. S. Clark.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and disco u n ts........................... $ 2 7 6 ,6 3 0 .5 2 Loans on real e sta te .......................... 35 ,3 2 1 .0 8 Loans on cotton ................. 6,9 5 7 .5 0 O verdrafts ........................................ 305.49 Furniture and fixtures...................... 3,4 0 1 .2 9 D ue from reserve ban ks................... 3 8 ,7 3 3 .8 1 Checks on other ban ks...................... 6 00.95 Currency ...... 3,9 6 6 .0 0 Gold ................ 110.00 Silver ...... 1 ,748.69 T otal cash and E x ........$ 4 5 ,1 5 9 .4 5 Other resources 1 ,111.08 To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $368,886.41  L IA B IL IT IE S Capital stock ....................................... $ 50,000.00 Certified surplus ___ _____ _______ 10 .000.00 U ndivided profits ............................... 17,147.00 B ills payable ...... ................................ 45,0 0 0 .0 0 Individual deposits ..................... ...... 122 ,7 3 9 .4 0 Public funds ......................................... 83,596.48 Certificates of deposit, tim e......... 4 0 ,2 2 9 .2 0 C ashier's checks .......................... ....... 174.33 T otal deposits ........... $246,7 3 9 .4 1  Tot al  $368,886.41  140  R eport  of  B a n k C ommissioner  MARIANNA Lee County BANK OF M ARIANNA Charter No. 134.  Date of Charter, July 15, 1903.  O ffic er s —Max D. Miller, President;  O. L. Williimson, Vice-President; Hugh Mixon, Cashier; J. E. Allen, W. E. McClintock, Assistant Cashiers.  D irectors —F. N. Burke, P. R. Turner, R. L. Mixon, M. H. Ford, J. R. Felton, O. L. Williamson,  W. E. McClintock, Max D. Miller, Jacob Shaul. STATEMENT OF JUNE 30. 1923 L IA B IL IT IE S L IA B IL IT IE S L oans and d isco u n ts........................... $ 5 3 0 ,8 7 5 .9 8 Capital stock .........................................$ 75,0 0 0 .0 0 L oans on real e sta te ........................... 2 6 ,1 7 0 .5 3 C ertified surplus ............................... 5 0 ,000.00 L oans on cotton .................................. 1 8 ,0 9 4 .5 6 4 ,9 0 8 .1 9 U ndivided profits ................................ O verdrafts .............................................. 2 2 1 .2 0 Savin gs accounts ................................ 84,7 0 9 .6 6 8 42.00 U . S. secu riies .................................. Ind ivid u al deposits ........................... 3 0 5 ,2 3 0 .6 5 F u rn iture and fixtu res...................... 7 ,454.03 P u blic funds ........................................ 1 4 2 ,4 6 4 .6 3 B ankin g house ..................................... 3 0 ,4 5 7 .1 9 C ertificates of deposit, tim e........ 79,6 2 8 .7 7 Other real e sta te .................................. 3 0 ,6 0 2 .7 5 C ashier’s checks ................................ 11,4 5 9 .7 2 D ue from non-reserve ban k s..................................... 10 ,0T 0 0otal .0 0 deposits .............. $ 6 2 3 ,4 9 3 .4 3 Cash item s ............................................. 4 ,8 7 8 .8 4 6 8 ,6 3 6 .2 6 D ue from reserve ban ks................ Checks on other ban k s................... 6,0 9 5 .8 9 Currency .................................................. 12 ,7 2 1 .0 0 Gold ............................................................ 1,2 1 2 .5 0 S ilv er ......................................................... 4 ,6 2 4 .8 0 T otal cash and E x ..... $ 1 0 8 ,1 6 9 .2 9 Other resources ................................... 514.09 T otal ..................................................... $ 7 5 3 ,4 0 1 .6 2  T otal ..................................................... $ 7 5 3 ,4 0 1 .6 2  MARION Crittenden County CRITTENDEN COUNTY BANK Charter No. 270. O ff ic er s —Louis Barton, President;  &  TRUST COMPANY  Date of Charter, January 9, 1909.  W. B. Rhodes, W. S. Danner, Vice-Presidents; E. J. White,  Cashier. D irectors —Louis Barton, W. B. Rhodes, W. S. Danner, Albert Horner, H. E. Wilder, H. A. McGee,  Geo. W. Patterson, E. J. Badinelli, C. G. Barton, Ed Talbott. STATEMENT OF JUNE 30, 1923 R ESO U R C ES L oans and d isco u n ts........................ $ L oans on real e sta te ........................ O verdrafts ..........................-................ Stock in Federal R eserve B ank Other bonds and sec u r ities......... Furniture and fixtures— ............. B ankin g house .................................. D ue from reserve ban ks__ ___D ue from Federal R eserve B ank C urrency .............................................. Gold ........................................................ S ilv er .................................... T otal cash and E x. $ 1 5 2 ,0 9 1 .5 1 Total T his am ount not added   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  7 6 2 ,3 4 0 .4 2 4 7 6 ,2 9 1 .1 4 81.43 3 ,7 5 0 .0 0 2 ,2 7 7 .9 8 9 ,0 1 1 .4 5 1 7 ,1 0 0 .0 0 81 ,3 6 2 .1 9 6 0 ,6 3 3 .4 1 7,7 6 6 .0 0 2 0 .00 2 ,3 0 9 .9 1  .$1,422,943.93 in t o t a ls .  L IA B IL IT IE S Capital stock ................... .................ij Certified surplus ............................. U ndivided profits ........................... N otes rediscounted ........................ * B ills payable “ D ep osits on w hich more than 4 per cent interest is p a id ’ ’........................ Savings accounts ........................... Individ ual deposits ........................ P u blic funds ....................... ............. C ertificates of deposit, tim e....... C ashier’s checks ............................ T otal dep osits ......... $ 8 0 5 ,0 2 3 .0 2 Total  100, 000.00  2 5 ,0 0 0 .0 0 2 7 ,7 5 3 .3 5 4 6 5 ,1 6 7 .5 6  1 2,600.00 4 0 ,2 5 1 .0 0 2 5 9 ,6 9 4 .7 4 389 ,7 2 4 .5 0 1 0 6 ,4 5 7 .6 7 8,89 5 .1 1  $1,422,943.93  S tate  of  141  A rkansas  M AR K ED T R E E Poinsett County FARMERS & MERCHANTS BANK Charter No. 356.  Date of Charter, November 4, 1911.  O ff ic er s —B. F.  Taylor, President; S. P. Thompson, Vice-President; J. D. DuBard, Cashier; A. J. Sharpe, Assistant Cashier.  D irectors —B. F. Taylor, S. P. Thompson, T. G. Staton, W. H. Powell, Jake Schonberger, M. P-  Kirby, W. H. Dilatush, E. P. Burton, J. D. DuBard. STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and discounts..-...................... .$ 2 2 8 ,3 1 9 .7 0 Loans on real esta te.-........................ 73,500.00 Overdrafts .......................................— 126.02 U. S. secu rities .................................. 159.44 4 ,8 1 6 .6 4 Furniture and fixtures...................... B anking house ..................................... 9 ,5 0 0 .0 0 Other real esta te ..... ............................ 22 ,8 0 0 .0 0 Due from reserve ban ks.................. 42 ,3 5 7 .0 3 Checks on other b a n k s................... 2 ,057.39 Currency ........................... 4 ,1 8 2 .0 0 Gold .......................................................... 187.50 S ilver ................... 2 65.18 T otal cash and E x ....... $ 4 9 ,0 4 9 .1 0 Other resources ................................ 9,0 0 0 .0 0 T otal  ................................... ................$397,2 7 0 .9 0  L IA B IL IT IE S Capital stock ......................................... $ Certified surplus ................................ U ndivided profits ................................ B ills payable ....................................... *B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’........................... Savings accounts ................................ Individ ual deposits ........................... P ublic funds .......................................... Certificates of deposit, tim e........... C ertificates of deposit, for money borrowed ............................................ C ashier’s checks ............. T otal deposits ............$ 2 3 2,495.18 T otal  50,000.00 12,500.00 775.72 101,500.00 1 2,000.00 22,346.77 84,044.48 104,796.22 9,140.93 12,000.00 166.78  ...................................................$397,2 7 0 .9 0  *This amount not added in totals.  MARMADUKE Greene County BANK OF MARMADUKE Charter No. 131.  Date of Charter, June 27, 1903.  O ff ic er s —J. M. Ramsey, President; J. R. Burks, Vice-President; A. E. Randol, Cashier; G. T.  Randol, Assistant Cashier. D irectors —A. Bertig, W. J. Lively, J. R. Burks, A. E. Randol, R. M. Donaldson, J. M. Ramsey,  Leon Waxman.  STATEMENT OF JUNE 30, 1923  R ESO U R C ES Loans and d isco u n ts...........................$ 7 8 ,436.72 Loans on real esta te ........................... 1 1 ,280.00 O verdrafts ............................................... 2 26.76 U. S. securities .................................. 50.00 Other bonds and sec u r ities.............. 153.20 Furniture and fixtures........................ 2,0 3 7 .0 0 B ankin g house ........ 3,0 0 0 .0 0 Other real esta te .................................. 5 ,763.01 Item s in tr a n sit.................................. 668.88 Cash item s ............................................ 10.00 Due from reserve ban k s................... 21 ,4 4 4 .3 8 Checks on other ban ks...................... 5 22.07 Currency ................................................... 5 61.00 Gold .......................................................... 3 00.00 Silver ........................................................ 852.79 T otal cash and E x ........$ 2 3 ,6 9 0 .2 4 Other resources .................................. 1 ,522.57 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $126,828.38  L IA B IL IT IE S Capital stock ....................................... $ 1 5,000.00 Certified surplus .................................. 7,500.00 Individ ual deposits ........................... 6 9 ,767.47 P ublic funds .......................................... 6,322.13 Certificates of deposit, tim e............ 28,2 3 8 .7 8 T otal deposits .............. $104,3 2 8 .3 8  Total  .$126,828.38  142  R eport  of  B a n k C ommissioner  MARMADUKE Greene County  FARMERS BANK Charter No. 340.  Date of Charter, March 10, 1911.  O ff ic er s —Eli Meiser, President; W. F. Kirsch, Vice-President; J. W. Lipscomb, Cashier; S. F.  Boone, Assistant Cashier.  D irectors —Eli Meiser, J. G. Meiser, W. F. Kirsch, W. B. Vanarsdel, S. S. Lipscomb, J. W.  Lipscomb.  STATEMENT OF JUNE 30, 1923  R ESO U R C ES Loans and d isco u n ts..... -....................$ 97 ,7 4 0 .8 0 O verdrafts .............................................. 43 2 .4 7 329.73 Other bonds and sec u r ities.............. Fu rn iture and fix tu res...................... 2 ,3 2 5 .0 0 B ankin g house ..................................... 3,4 5 9 .8 0 D ue from non-reserve ban k s......... 1.04 1 2 ,9 5 4 .4 1 D ue from reserve ban ks............. Checks on other ban ks................... 1,708.79 Currency ...... 1,007.00 Gold .......................................................... 15.00 S ilv er ..................... 1 ,023.58 T otal Gash and E x ........$ 1 6 ,7 0 9 .8 2 $ 1 2 0 ,9 9 7 .6 2  T otal  L IA B IL IT IE S Capital stock .........................................$ Certified surplus .............................. U ndivided p rofits ............... In d ivid u al deposits ........................... P u blic funds ........................................ Certificates of deposit, tim e............ C ashier’s checks .................................. T otal deposits ..............$ 9 2 ,9 4 6 .2 7  T otal  1 5,000.00 1 2,000.00 1 ,051.35 63,9 3 6 .1 1 1 0,276.69 1 8,707.31 26.16  $ 1 2 0 ,9 9 7 .6 2  MARSHALL Searcy County  BANK OF MARSHALL Charter No. 520.  Date of Charter, February 14, 1921.  O ff ic er s —Ed Mays, President;  •  S. G. Daniel, A. T. Hudspeth, Vice-Presidents; H. G. Treece, Cashier; Jo Treece, Assistant Cashier.  D irectors —A. T. Hudspeth, H. G. Treece, S. G. Daniel, Ed Mays.  STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and d isco u n ts....... .................. $ 5 3 ,0 2 0 .6 4 L oans on real e sta te ........................ 1,2 5 0 .0 0 O verdrafts .............................................. 213.91 Other bonds and sec u r ities............. 3 ,1 2 5 .0 5 Furniture and fixtures...................... 3,5 0 0 .0 0 B anking house ....... 3,5 0 0 .0 0 D ue from reserve ban k s................. 6,8 1 7 .5 6 Checks on other ban k s...................... 913.02 Currency .................................................. 1,7 3 8 .0 0 Gold .......................................................... 70.00 Silver ........................................................ 4 43.03 T otal cash and E x .......... $ 9 ,9 8 1 .6 1 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 7 4 , 5 9 1 . 2 1  L IA B IL IT IE S Capital stock ....................................... ' Certified surplus .................................. U ndivided profits ................... .......... B ills payable .......................................... Savin gs accounts ................................ Individ ual deposits ........................ C ertificates of deposit, tim e............ C ash ier’s checks .............................. T otal deposits .............. $ 5 2 ,7 8 4 .6 8  Total  10 , 000.00 1 ,0 0 0. 00  806.53 1 0 ,0 0 0. 00  2 ,6 8 1 .3 0 4 6 ,1 0 4 .0 9 3 ,1 8 2 .9 4 816.35  .$ 7 4 , 5 9 1 . 2 1  S tate  of  A rkansas  143  MARVELL Phillips County  BANK OF MARVELL Charter No. 109.  Date of Charter, January 8, 1903.  O ffic er s —S. L. Cooke, President; J. L. Turner, Vice-President; J. B. Swift, Cashier; Roy Cooke,  Assistant Cashier. D irectors —S. L. Cooke, J. L. Turner, J. B. Swift, L. A. Jackson, V. E . Cooke.  STATEMENT OF JUNE 30, 1923 RESOU R C ES Loans and disco u n ts........................... $ 2 7 8 ,8 1 3 .8 8 4 4 ,1 2 5 .0 0 Loans on real e sta te .......... — ......... Loans on cotton ................................ 23,800.0-0 9 30.10 O verdrafts ..................-........................... U . S. securities ................................. — 1 0 ,000.00 1 ,800.00 Stock in Federal R eserve B ank.... 1 0 ,449.80 Other bonds and sec u r ities........... 2,9 8 0 .0 0 Furniture and fix tu res...................... 14 ,2 5 0 .0 0 B anking house .................................. 5,2 3 5 .4 4 Other real esta te .................................. 55.75 Cash item s ............................................ D ue from reserve ban ks.................. 2 6 ,7 3 7 .4 6 Due from F ederal R eserve B ank.... 26 ,4 9 6 .4 1 3,9 1 9 .0 0 Currency ........................................... ...... 596.00 Gold ............... - ....................................... 1,8 8 3 .8 6 S ilv er ...................................................... T otal cash and E x ........$ 5 9 ,6 8 8 .4 8 36.20 Other resources ..................................... T otal  .................................................... $ 4 5 2 ,1 0 8 .9 0  L IA B IL IT IE S Capital stock .............. ........................$ 50,000.00 Certified surplus ......... ........................ 10,000.00 8,334.62 U ndivided profits .... ........................ B ills payable ................ ........................ 8,000.00 33.00 D ividends unpaid ....... ........................ Individ ual deposits .. ............... ........ 253 ,7 3 5 .0 4 P ublic funds ................ .......... ............. 64,521.40 Certificates of deposit , tim e............ 55,890.28 C ashier’s checks ....... ........................ 1,544.56 T otal deposits .............. $375,7 2 4 .2 8  T otal  .......................... ........................ $ 4 52,108.90  MAYNARD Randolph County BANK OF MAYNARD Charter No. 55.  Date of Charter, December 14, 1899.  O ffic er s —J. R. Loftis, President; Joe Abbott, Vice-President; Ben Choate, Cashier; Creed Hawk,  Assistant Cashier. D irectors —J. R. Loftis, Joe Abbott, W. L. Johnson, Mozella Dees, E. C. Mock, Lehman Abbott,  W. D. Spencer.  STATEMENT OF JUNE 30, 1923  R ESOURCES Loans and d isco u n ts..........................$ 5 4 ,922.39 Loans on real e sta te ........................... 3,5 1 5 .0 0 Overdrafts .......................... 587.95 U. S. securities ............. 50.00 Other bonds and secu rities.............. 4 11.30 Furniture and fixtu res........................ 1 ,500.00 B anking house ..................................... 1 ,500.00 Other real e sta te ................................ 3 ,000.00 Cash item s .................................... 19.45 D ue from reserve banks................. 5 ,829.58 Currency ................................................. 2,8 1 8 .0 0 Gold .......................................................... 232.50 Silver ....................................................... 2 ,1 0 7 .2 7 T otal cash and E x ........$ 1 1 ,0 0 6 .8 0 To t a l  .$ 7 6 , 4 9 3 . 4 4  * T h is a m o u n t n o t a d d e d in t o t a ls .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ...................................... f Certified surplus .................................. U ndivided profits ............................. B ills payable ........................................ * B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’............................. Individ ual deposits ........................... Public funds ....................................... Certificates of deposit, tim e............ C ashier’s checks ............................... T otal deposits ..............$58 ,6 0 7 .2 4  To t a l  13,600.00 2.500.00 286.20 1.500.00 19,132.33 28,5 8 0 .8 4 4,79 1 .1 5 2 5,118.18 117.07  76,493.44  144  R eport  B a n k C ommissioner  of  McCASKILL Hempstead County  BANK OF McCASKILL Charter No. 507.  Date of Charter, February 27, 1920.  O ff ic er s —C. T. Atkins, President; J. D . Eley, Vice-President; William R. Atkins, Cashier. D irectors —C. T. Atkins, J. D . Eley, William R. Atkins, Mrs. C. T. Atkins, J. L. Landers.  RESOURCES  STATEMENT OF JUNE 30. 1923 L oans and d isco u n ts...........................$ 2 5 ,7 0 4 .6 8 Other bonds and sec u r ities.............. 1 ,771.40 Furniture and fixtu res...................... 2,8 4 2 .5 0 B ankin g house .................................. 4 ,3 0 0 .0 0 1,5 4 1 .2 2 D ue from reserve han k s................... Currency ......................... 4 ,0 0 0 .0 0 Gold ............ 75.00 S ilver ...... 4 0 .30 T otal cash and E x .......... $ 5 ,6 5 6 .5 2 2 ,3 7 2 .2 7 Other resources ..................................  T otal  ............................ ....................... $ 4 2 ,6 4 7 .3 7  L IA B IL IT IE S Capital stock ....................................... $ 15,0 0 0 .0 0 Certified surplus ........... 1 ,500.00 B ills payable .......................................... 1,0 0 0 .0 0 *B ills payable 1‘D ep osits on w hich more than 4 per cent in terest is p a id ’ ’............................ 1,0 0 0 .0 0 Savings accounts ......... 2 2 3.10 Individ ual deposits ............................. 20,2 8 3 .5 2 C ertificates of deposit, dem and..~ 4 ,0 4 4 .0 7 4 6 4 .9 5 C ashier’s checks .................................. T otal dep osits .............. $ 2 5 ,0 1 5 .6 4 Other lia b ilities ................................... 131.73 T otal  ....................................................$ 4 2 ,6 4 7 .3 7  *T his amount not added in totals.  McCRORY Woodruff County BANK OF McCRORY Charter No. 128.  Date of Charter, June 8, 1903.  O ff ic er s —H. W. Jernigan, President; J. F. Morgan, Vice-President; Jerry Bell, Cashier. D irectors —H. W. Jernigan, J. F. Morgan, E. T. Wherry, C. E. Hailey, L. W. Winfree.  STATEMENT OF JUNE 30, 1923 RESOURCES  .$ 1 0 3 ,6 7 1 .2 8 Loans and d isco u n ts.................. . 4 0 ,0 3 9 .0 7 Loans on real esta te .................. . 4 0 ,0 0 0 .0 0 L oans on cotton .......................... 3 50.23 O verdrafts ..................................... 1,1 6 6 .0 0 Furniture and fixtures............. 2 .5 9 2 .0 0 B anking house ......................... 9 .7 6 9 .0 0 Other real esta te ....................... 169.50 Cash item s ................................... 5 8 ,6 0 2 .3 0 D ue from reserve ban k s......... 2 .3 8 7 .0 0 Currency ......................................... 42 5 .0 0 Gold ................................................. 1 ,66 8. 22 Silver ................................................ T otal cash and E x ........$ 6 3 ,2 5 2 .0 2 Other resources .................................. 38 0 .9 5 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $261,220.55  L IA B IL IT IE S Capital stock ..........................................! i 25,0 0 0 .0 0 Certified surplus ................................ 15,0 0 0 .0 0 U ndivided p rofits ................................ 1 0 ,360.72 Ind ivid u al deposits ............................. 1 3 2 ,5 8 1 .6 6 P u blic funds .......................................... 4 7 ,9 1 3 .9 5 C ertificates of deposit, tim e............ 30,3 6 4 .2 2 T otal deposits ............$ 2 1 0 ,8 5 9 .8 3  Total  $261,220.55  S tate  of  A rkansas  145  McGEHEE Desha County BANK OF COMMERCE Charter No. 526.  Date of' Charter, January 5, 1922.  O ff ic er s —Geo. A. Knox, President; H. Thane, Scott McGehee, Vice-Presidents; W. J. McKewen,  Cashier; J. H. Lowe, B. C. Terry, Assistant Cashiers. D irectors —Geo. A. Knox, H. Thane, Scott McGehee,  G. B. Ewing, E. B. Warrington, W. E.  Mullikin, Jr., W. J. McKewen. STATEMENT OF JUNE 30. 1923 RESOURCES Loans and d isco u n ts........................... $ 1 4 1 ,8 1 6 .9 9 Loans on real e sta te — .................... 120,0 3 6 .2 1 Other bonds and sec u r ities.............. 57 ,4 6 3 .0 4 Furniture and fixtures................ ....... 2,8 5 0 .0 0 B anking house ..................................... 1 4 ,700.00 Other real esta te .................................. 12,815.00 Item s in transit ......................... ........ 52.00 Cash item s .................................—....... 9 71.97 D ue from reserve ban k s..................... 39 ,7 9 8 .3 3 Checks on other ban k s........................ 896.30 Currency ................................................. 5 ,914.00 Gold ...'...................................................... 170.00 Silver ................... ........... - ................... 1,2 0 1 .9 7 T otal cash and E x ........$ 4 8 ,9 5 2 .5 7 1,669.53 Other resources ...................................  L IA B IL IT IE S Capital stock ........................................$ 75,000.00 17,000.00 Certified surplus .............................. -*B ills payable “ D eposits on w hich more than 4 per cent interest is p a id ’ ’............................. 35,6 8 7 .4 6 Savings accounts .............................. 30,225.00 D ividends unpaid ...... 4.00 Individ ual deposits ............................ 98,797.81 Public funds ........................................ 137,490.88 C ertificates of deposit, tim e........... 3,341.50 Certificates of deposit, for money borrowed .............................. 3 5 ,687.46 C ashier’s checks ............... 2,808.69 T otal deposits ......... $30 8 ,3 5 5 .3 4  T otal .................... .......................... ....$ 4 0 0 ,3 5 5 .3 4  T otal .................................................... $400,3 5 5 .3 4  *This amount not added in totals.  McGEHEE Desha County CITIZENS STATE BANK Charter No. 463.  Date of Charter, May 14, 1917.  O ff ic er s —R. H. Wolfe, President; Dean R. Morley, Vice-President; D. O . C. Cleveland, Cashier;  Fay Joiner, Assistant Cashier.  D irectors —R. H. Wolfe, B. C. Pickens, R. F. White, K. G. Morley, Dean R. Morley, W. H. Paul,  Lamar Williamson, E. S. Terral. STATEMENT OF JUNE 30. 1923 RESOU R C ES Loans and d isco u n ts..................... ......$ 77,7 5 9 .2 1 Loans on real estate ......................... 1 5 4 ,7 6 8 .7 5 U. S. securities ..................................... 1 ,050.00 Other bonds and secu rities.............. 9,7 3 0 .5 9 Furniture and fixtures...................... 3,6 1 0 .9 7 Other real e sta te ............ 10,0 0 0 .0 0 Item s in transit .................................. 920.12 Cash item s ............................................ 1 ,070.85 Due from reserve ban ks................... 2 3 ,6 8 4 .5 6 Checks on other ban ks..................... 1,172.66 Currency ................ 9,642.00 Gold .......................................................... 892.50 Silver .................................................... 2 ,558.89 T otal cash and E x .......... $ 3 9 ,0 2 1 .4 6 Other resources ................ 8 ,415.75 T otal  ....................................................$ 3 0 5 ,2 7 6 .8 5  T h is a m o u n t n o t 'added in t o t a ls .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock .........................................$ 50,000.00 C ertified surplus .................................. 10,000.00 U ndivided profits ................................ 6,730.19 B ills payable .......................................... 2 5 ,000.00 * B ills payable 1‘D eposits on w hich more than 4 per cent in terest is p a id ’ ’............................. 2 2 ,340.40 Savings accounts ........ 18,340.85 D ividends unpaid ............................. 32.00 Individ ual deposits ............................ 109,318.56 P ublic funds ......................................... 60,710.33 C ertificates of deposit, tim e............ 2 4 ,876.70 C ashier’s checks ................................ 209.75 T otal deposits ......... $21 3 ,4 8 8 ,2 4 Other lia b ilitie s .................................. 58.42 T otal  ....................................................$30 5 ,2 7 6 .8 5  R eport  146  of  B a n k C ommissioner  McNEIL Columbia County  BANK OF McNEIL Charter No 208.  Date of Charter, June 30, 1906.  O ff ic er s —J. J. Luck, President; L. A. Westbrook, Vice-President; Jno. E. Blair, Cashier. D irectors —J. J. Luck, L. A. Westbrook, J. C. Milner, W. A. Kelly, Jno. E. Blair.  STATEMENT OF JUNE 30. 1923 L IA B IL IT IE S Capital stock ..........................................$ 15,0 0 0 .0 0 7,000.00 Certified surplus .................................. U ndivided profits ...................... 3,6 7 5 .4 0 Individ ual deposits ............................ 103 ,9 5 2 .1 3 P u blic funds .............. 2 ,7 7 4 .5 0 2 ,5 0 0 .0 0 D ue to non-reserve b an k s................ C ertificates of deposit, tim e............ 1 1,693.80 T otal d ep osits ......... $ 1 2 0 ,9 2 0 .4 3  .  RESO U R C ES L oans and d isco u n ts...........................$ 6 0 ,6 2 2 .1 2 L oans on real e sta te ........................... 4 5 ,1 4 4 .6 9 U . S. secu rities .............. ..................... 5 ,3 0 0 .0 0 F u rn iture and fixtures...................... 3,4 7 2 .0 0 B ankin g house ..................................... 2 ,9 0 0 .0 0 Other real esta te ............................... 4 75.00 Item s in tra n sit .................................. 552.50 D ue from reserve b a n k s................... 2 6 ,1 9 8 .6 7 C urrency .................................................. 696.00 Gold ............................................-............. 3 70.00 S ilv er ....................................................... 5 94.85 T otal cash and E x $ 2 7 ,8 5 9 .5 2 Other resources .................................. 27 0 .0 0 T otal  .$ 1 4 6 ,5 9 5 .8 3  T otal  .$ 1 46,595.83  McRAE White County  PEOPLES BANK  Charter No. 515. Date of Charter, October 4, 1920. O ff ic er s —G. T. Hall, President; C. B. Tucker, Vice-President; G. C. Johnston, Cashier; G. M. Bennett, Assistant Cashier. D irectors —G. T. Hall, C. B. Tucker, L. E. Sheridan. STATEMENT OF JUNE 30, 1923 RESOURCES L IA B IL IT IE S  L oans and d isco u n ts...........................S 3 7 .6 0 6 .8 6 L oans on real e sta te ........................... 16 .4 9 6 .8 7 1 ,993.79 Loans on other com m odities........... 2 89.29 O verdrafts .............................................. 2.2 1 5 .0 0 Furniture and fixtures.................... 2 .8 0 0 .0 0 B ankin g house ..................................... 1 ,006.41 Other real e sta te .................................. 30 .9 1 Item s in tra n sit .................................... 30.30 Cash item s ............................................... 14 ,6 9 0 .8 3 D ue from reserve ban ks................... 1 ,559.00 C urrency ................................................ 50.00 Gold ........................................................... Silver ........................................................ 1 ,276.83 T ota l cash and E x .......... $ 1 7 ,6 0 6 .9 6 Other resources .................................. 5 73.87 T otal  .$ 8 0 ,6 1 9 .9 6  Capital stock ....................................... ! Certified surplus ................................. Individ ual deposits ........................... P ublic funds .............. .......................... C ertificates of deposit, tim e......... C ashier’s checks ................................ T otal deposits .............. $ 6 8 ,4 1 9 .9 6  T otal  1 0 ,00 0 . 0 0 2 ,2 0 0 . 0 0  5 9,603.13 4 .0 3 0 .8 4 4 .1 9 0 .8 4 595.15  .$ 8 0 ,6 1 9 .9 6  MELBOURNE Izard County  BANK OF MELBOURNE  Charter No. 42. Date of Charter, July 29, 1896. O ff ic er s —J. H. Landers, President; Ed Billingsley, Vice-President; R. D, Harris, Cashier; Lily Linn, Assistant Cashier. D irectors —J. H. Landers, Ed Billingsley, H. A. Jacobs, R. J. Estes, R D. Harris. STATEMENT OF JUNE 30, 1923 RESOURCES L IA B IL IT IE S Loans and discounts .......................... $ 3 9 ,1 7 7 .9 2 L oans on real esta te .......................... 2 8 ,0 8 8 .3 5 O verdrafts .............................................. 2,1 8 9 .5 0 Furniture and fixtures...................... 1 ,490.00 B ankin g house .................................... 1,0 0 0 .0 0 D ue from reserve b a n k s................... 5 0 ,950.03 Checks on other ban k s..................... 151.58 Currency .......................................;....... 2 ,0 8 1 .0 0 Gold ........................................................... 575.00 Silver ............ 8 05.15 T otal cash and E x ..... $ 5 4 ,5 6 2 .7 6 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $126,508.53  Capital stock ......................................... $ 1 5 ,000.00 7 ,500.00 Certified surplus ................................. U ndivided p rofits ............................. 5.61 Individ ual deposits .......................... 79,8 7 7 .8 5 P u blic funds ......................................... 2 4 ,1 2 5 .0 7 T otal deposits ............$ 1 0 4 ,0 0 2 .9 2  Total  $126,508.53  S tate  of  147  A rkansas  MENA Polk County FARMERS & MERCHANTS BANK Charter No. 193.  Date of Charter, October 12, 1905.  O ff ic er s —J. W. Hopson, Jr., President; Dr. E. H. Black, Vice-President; E. S. Sapp, Cashier;  Monroe Martin, Assistant Cashier. D irectors —J. W. Hopson, Jr., E. H. Sapp, Monroe Martin, E. H. Black, T. R. Jones, Jr., J. B. Goss.  STATEMENT OF JUNE 30, 1923 R ESO U R C ES L oans and d isco u n ts.......................... $ 3 1 9 ,3 9 9 .8 9 Loans on real esta te ........................ 2 5 ,0 0 0 .0 0 O verdrafts ............................................. 9 39.43 Other bonds and sec u r ities.............. 2 3 ,5 9 4 .7 6 Furniture and fixtu res........................ 3,0 4 5 .0 0 15 ,0 0 0 .0 0 B anking house .............................. Other real esta te .................................... 7 ,953.92 Cash item s ............................................ 2 50.20 D ue from reserve ban ks................... 5 5 ,2 2 6 .8 6 4 ,620.25 Checks on other ban ks..................... Currency ................................................... 3.8 5 3 .0 0 Gold .......................................................... 2,5 7 5 .0 0 S ilv er ........................................................ 2 ,4 3 3 .0 7 T ota l cash and E x ........$ 7 3 ,9 5 8 .3 8 T otal  $ 4 6 8 ,8 9 1 .3 8  L IA B IL IT IE S Capital stock ........................................$ 50,000.00 Certified surplus .................................. 10,000.00 U ndivided profits ................................ 5,463.81 Savings accounts .................... 120,594.69 Individ ual deposits ......................... 128,074.00 116,062.98 P u blic funds ............. Due to non-reserve ban ks................. 606.10 Certificates of deposit, tim e............ 3 0,424.95 Certified checks .................................. 175.00 C ashier’s checks ................................. 7,489.85 T otal deposits ............$403,4 2 7 .5 7  Total  .$468,891.38  MENA Polk County PLANTERS STATE BANK Charter No. 336. O ff ic er s —W. W. Townsend, President;  Fred C. Embry, Assistant Cashier.  Date of Charter, April 1, 1911. W. E. Watkins, Vice-President; R. B. Board, Cashier;  D irectors —W. W. Townsend, G. W. Petty, W. I. McKinney, W. E. Watkins, Mark P. Olney.  STATEMENT OF JUNE 30. 1923 RESOU R C ES Loans and d isco u n ts..........................$ 2 4 8 ,3 1 3 .4 0 Loans on real esta te .......................... 2 1 ,8 4 6 .7 0 O verdrafts ............................................ 124.30 O ther bonds and sec u r ities.......... . 18 ,9 1 7 .7 7 Furniture and fixtures ..................... 1 ,1 0 0 .0 0 B anking house ..................................... 6,5 4 0 .6 0 Item s in tra n sit .................................. 20.00 D ue from reserve ban ks................. 3 1 ,9 1 3 .6 6 Checks on other ban k s................... 1,139 89 C urrency ................................................. 6,3 9 8 .0 0 Gold .................................. 3,1 2 7 .5 0 Silver ........................................................ 509.52 T otal cash and E x ___ $ 4 3 ,1 4 8 .5 7 O ther resources ........... 2 ,7 0 5 .5 8 Total  ....................................................... $ 3 4 2 , 7 1 6 . 9 2   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ....................................... $ 3 0 ,000.00 Certified surplus ................................ 9 ,000.00 B ills payable ........................................ 2 0 ,000.00 Individ ual deposits ....................... 1 5 8 ,225.69 P u blic funds ....................................... 3 ,832.75 D ue to non-reserve ban ks.................. 169.27 C ertificates of deposit, dem and.... 1 2 1,155.87 C ashier’s checks .................................. 333.34 T otal deposits .............. $2 8 3 ,7 1 6 .9 2  Total  ....................................................... $ 3 4 2 , 7 1 6 . 9 2  148  R eport  of  B a n k C ommissioner  MIDLAND Sebastian County MIDLAND STATE BANK Charter No. 373.  Date of Charter, May 4, 1912.  O ffic er s —G. C. Packard, President; G. K. Dixon, Vice-President; L. F. Stephenson, Cashier. D irectors —G. C. Packard, G. K. Dixon, Jerry Bell.  STATEMENT OF JUNE 30, 1923 RESOU R C ES Loans and d isco u n ts............................$ 3 6 ,1 9 2 .3 5 Loans on real e sta te ........................... 13 ,1 1 2 .5 2 O verdrafts .............................................. 91 2 .9 6 U. S. secu rities .................................... 1 00.00 187.00 Other bonds and secu rities.............. Furniture and fixtures..................... 1,075.00 Banking house ..................................... 2 ,992.65 Cash item s ............... 100.00 D ue from reserve ban k s................... 3 ,5 1 4 .9 7 1 ,867.00 Currency ................................................. Gold ..........................................-.............. 4 65.00 Silver ....................................................... 3 55.45 T otal cash and E x ..........$ 6 ,3 0 2 .4 2  L IA B IL IT IE S 5 ,2 7 5 .0 0 Capital stock .......................................$ Certified surplus .................................. 3 ,0 5 9 .0 0 U ndivided profits ....................... 5 1 8 .7 5 * B ills payable “ D ep osits on w hich more than 4 per cent in terest is p a id ’ ’............................ 1 5 ,3 2 0 .4 8 Individ ual deposits ...................... 27,4 2 2 .4 8 Certificates of deposit, tim e......... 8 ,256.77 C ertificates of deposit, for m oney 15,3 2 0 .4 8 borrowed ........ C ashier's checks ..... .......................... 1 ,022.42 T otal dep osits .............. $ 5 2 ,0 2 2 .1 5  T otal ..................................................... $ 60 ,8 7 4 .9 0  T otal ....................... ............—............. $ 60,874.90-  *T his amount not added in totals.  MONETTE Craighead County CITIZENS BANK Charter No. 275.  Date of Charter, March 26, 1909.  O ff ic er s —J. E. Goss, President; Dr. N. H. Grady, Vice-President; Robert Braden, Vice-President  and Cashier; Mrs. Zephia Braden, Assistant Cashier. D irectors —Dr. N. H. Grady, J. D. Wallace, C. A. Wallace, J. E. Goss, L. W. Finch, R L. Braden,,  Robert Braden. STATEMENT OF JUNE 30. 1923 R ESO U R C ES L oans and d isco u n ts............................ $ 1 1 7 ,8 5 1 .1 2 L oans on real esta te .......................... 4 8 ,1 6 9 .0 7 20 0 .3 4 O verdrafts .............................................. U . S. secu rities ................................ 80.00 Other bonds and sec u r ities............. 1 ,0 6 2 .5 4 Furniture and fixtu res....................... 4 ,3 7 0 .8 3 B anking house ......................... ........... 5.2 5 0 .0 0 Other real estate .................................. 3 ,1 8 1 .3 7 Due from reserve ban ks................... 8,8 9 1 .9 9 Checks on other ban k s...................... 43 2 .8 9 1.0 7 5 .0 0 Gold ..................................................... 145.00 Silver ........................................................ 3 98.19 T otal cash and E x .......... $ 1 0 ,9 4 3 .0 7 1 ,209.38 T otal ..................................................... $ 1 9 2 ,3 1 7 .7 2 T h i s a m o u n t n o t a d d e d in t o t a l s .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ....................... ................$ C ertified surplus ................................. B ills payable ............. * B ills payable “ D ep osits on w hich more than 4 per cent in terest is p a id ’ ’............................. In d ivid u al deposits .......................... P u blic funds ......................................... Certificates of deposit, tim e.......... C ertificates of deposit, for m oney borrowed ........................................... C ash ier’s checks .................................. T otal d ep osits .............. $ 1 3 7 ,0 1 7 .7 2  2 5 ,0 0 0 .0 0 300.00 30,0 0 0 .0 0 9 ,5 1 5 .009 0 ,4 6 6 .1 7 2 3 ,4 9 4 .231 3,433.62 9 ,515.00 108.70-  T o t a l .........................................................$ 1 9 2 , 3 1 7 . 7 2 .  S tate  of  149  A rkansas  MONTIGELLO Drew County COMMERCIAL LOAN & TRUST COMPANY Charter No. 396.  Date of Charter, November 29, 1912.  O ffic er s —G. W. Lambert, President; R. L. Hardy, Joe S. Harris, Vice-Presidents; J. D. McCloy,  Cashier; R. E. Nichols, J. M. Thompson, Assistant Cashiers. D irectors —M. L. Sigman, L. D. McQiiiston, G. W. Lambert, Jno. B. Posey, R. L. Hardy, Joe S.  Harris, J. B. Dishongh, M. S. Collins, V. J. Trotter, Jr., J. D. McCloy, Lamar Williamson. STATEMENT OF JUNE 30, 1923 R ESOURCES L IA B IL IT IE S L oans and d iscou n ts........................... $ 1 5 4 ,7 2 7 .2 8 Capital stock ........................................1I 60,000.00 00 L oans on real e sta te ........................... 1 1 7 ,6 2 7 .9 1 Certified surplus .................... ............ 7 0 .0 0 0 . 4 ,757.92 C ustom ers’ lia b ilitie s account of U ndivided profits ............................... 3 ,000.00 acceptances and letters of cred­ D ividends unpaid ............................. it .......... 1 ,350.60 Individ ual deposits ............................ 156,687.01 O verdrafts ........................... 133.81 P ublic funds ........................................ 44,007.48 U . S. securities ................................... 30 ,4 5 0 .0 0 D ue to non-reserve ban ks................. 1 4 .0 0 0 . 00 Other bonds and sec u r ities.................................... 5 9 ,633.73 Certificates of deposit, dem and.. 9 5,433.36 C ashier’s checks .................................. Furniture and fixtures........................ 2 ,4 2 8 .0 0 442.71 Other real esta te .................................. 2 ,1 5 3 .8 6 T otal deposits ............$ 3 1 3,570.56 Item s in tra n sit .................... .............. 51.00 D ue from reserve ban ks...." ........... 74,2 8 6 .1 2 1,151.63 Checks on other ban k s...................... Currency ................................................. 2,0 8 4 .0 0 Gold ................................ .......................... 830.00 S ilver ........................................................ 1,4 0 2 .7 5 T otal cash and E x ........$ 7 9 ,7 5 4 .5 0 Other resources ................................... 18.39 T otal  .$4 4 8 ,3 2 8 .4 8  T otal  .$448,328.48  MONTIGELLO Drew County DREW COUNTY BANK & TRUST COMPANY Charter No. 517.  Date of Charter, January 7, 1921.  O ff ic er s —L. W. Dillard, President; H. P. Cruce, Active Vice-President; Jack Curry, First Vice-  President; M. L. Sigman. Second Vice-President; Guy Stephenson, Cashier; S. B. Jaggers, Terrel Spencer, Assistant Cashiers.  D irectors —H. M. Wilson, C. W. Porter, C. C. Whittington, E. H  Dozier, W. H. Nunn, M. L. Sigman, Jack Currv. L. W. Dillard, H. P. Cruce, John W. White, Evie Boyd, Nick Elzer, P. Henry, W. H. McQuiston, T. C. Deal. STATEMENT OF JUNE 30. 1923  R ESOURCES Loans and d isco u n ts.........................$ 3 7 8 ,6 6 9 .7 6 Loans on real esta te ........... ................ 1 6 5,182.73 O verdrafts ............................................... 3.4 5 7 .7 7 U . S. securities ..................................... 43 ,3 2 0 .0 0 Other bonds and secu rities__ ____ 3 6 ,800.48 Furniture and fixtures.................... 4 ,4 1 1 ,7 1 B anking house ...................................... 4 ,5 0 0 .0 0 Other real esta te .................................... 3 7 ,7 0 4 .9 4 B ills of exch ange................ 3,7 2 7 .8 7 Cash item s ........................................ 6,6 2 0 .6 8 D ue from reserve banks................ 8 1 ,1 1 1 .8 6 Checks on other ban ks___ ____ 3 ,472.83 Currency .................................. 5 ,960.00 Gold ................ 867.50 S ilver ........... 540.73 T otal cash and E x ........$ 9 8 ,5 7 3 .6 0 T o t al   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $776,348.86  L IA B IL IT IE S Capital stock .........................................$200,0 0 0 .0 0 Certified surplus .................................. 100,000.00 U ndivided profits ............................ 5,535.78 Savings accounts ................................ 11,720.98 D ividends unpaid ............. 10,002.50 Individual deposits ............................ 2 2 6 ,795.90 P ublic funds ........................................ 54,983.03 D ue to non-reserve ban ks................. 14,000.00 Certificates of deposit, dem and.... 1 5 1 .633.56 C ashier’s checks ..... 1,677.11 Total deposits ..............$ 4 7 0 ,8 1 3 ,0 8  Total  $776,348.86  150  R eport  of  B a n k C ommissioner  MONTICELLO Drew County U N IO N BANK & TRUST COMPANY Charter No. 448.  Date of Charter, September 15, 1915.  O ff ic er s —V.  J. Trotter, President; R. L. Hyatt, J. G. Williamson, Vice-Presidents; Jackson, Cashier; Walter Carter, Assistant Cashier.  James  D irectors —V. J. Trotter, J. G.- Williamson, A. T. Cotham, E. B. McCullough, Arthur Wells,  R. L. Hyatt, H. M. Wilson, Walter Lambert, C. T. Harris, M. Y. Pope, W. R. McQoy. STATEMENT OF JUNE 30, 1923 RESO U R C ES L oans and d isco u n ts........................ $ Loans' on real e sta te ................... O verdrafts ........................................... U . S. secu rities .............................. Other bonds and secu rities.......... Furniture and fix tu res.................. B ankin g house .................................. Other real e sta te ............................ Item s in tra n sit ............. D ue from non-reserve han ks....... D ue from reserve ban k s............. Checks on other ban k s................. Currency .............................................. Gold ....................................................... Silver ..................................................... T otal cash and E x ...$ 2 1 7 ,4 4 3 .1 6 T otal  5 2 2 ,8 6 2 .3 4 73 ,8 8 7 .1 5 5 62.36 1 1 1 ,2 2 8 .6 8 64 ,4 9 4 .2 3 5 ,050.00 1 9 ,500.00 2 8 ,0 4 0 .0 0 56.35 2 8 ,0 0 0 .0 0 1 7 3 ,3 0 0 .1 1 1 ,950.32 9 ,3 9 5 .0 0 2 ,4 5 0 .0 0 2,3 4 7 .7 3  .$ 1 ,0 4 3 ,1 2 4 .2 7  L IA B IL IT IE S Capital stock ..................................... $ Certified surplus ............................. U ndivided profits ........................... Savings accounts ............................... T rust funds ..... ........................ ...... D ividend s unpaid ............................ Individ ual deposits ........................ P u blic funds .............. ..................... D ue to non-reserve ban k s............ Certificates of deposit, tim e........ C ashier’s checks ........................... T otal dep osits .........$ 7 7 3 ,0 3 3 .5 3 B onds borrowed ........................... .  T otal  150 ,0 0 0 .0 0 7 5,000.00 4 4 ,9 4 0 .7 4 3 2 .7 2 1 .9 7 5,2 4 7 .6 9 3,7 8 2 .5 0 3 5 6 ,8 8 1 .8 0 1 0 1 ,7 5 3 .6 6 163.00 2 6 9 ,6 7 4 .3 0 2,8 0 8 .6 1 150.00  $ 1 ,0 4 3 ,1 2 4 .2 7  MONTROSE Ashley County BANK OF MONTROSE Charter No. 327.  Date of Charter, December 16, 1910.  O ff ic er s —W. T. Cone, President; John R. Cone, Vice-President; J. E. Lawrence, Cashier. D irectors — W. T. Cone, John R. Cone, W. P. Whaley, Mattie A. Cone, U. J. Cone.  STATEMENT OF JUNE 30, 1923 RESOU R C ES .$ 4 0 ,7 2 6 .4 9 L oans and d isco u n ts............... 8,0 2 6 .8 2 L oans on real esta te .................. 9 4 .40 O verdrafts ........................ ............. 10 ,1 5 9 .3 9 Other bonds a n d .s e c u r itie s __ 1,6 3 6 .7 0 Furniture and fix tu res........... 2 ,5 0 0 .0 0 B ankin g house ........................... 200.00 Other real esta te ......................... 14 ,4 1 6 .7 2 D ue from reserve ban k s.......... 22.00 Currency ......................................... 32.50 Gold ................................................. S ilver ............................................... 89.27 T otal cash and E x ........$ 1 4 ,5 6 0 .4 9 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 7 7 , 9 0 4 . 2 9  L IA B IL IT IE S Capital stock ....................................... $ 1 0 ,0 0 0 . 0 0 6 ,500.00 Certified surplus .................................. U ndivided p rofits ............................... 2,78 3 .7 1 5 ,000.00 B ills payable ......................................... 2.50 Savings accounts .................................. 3 0 ,8 4 0 .7 4 Individ ual deposits ............................ 17.85 P ublic funds ......................................... Certificates of deposit, tim e............ 22,7 5 9 .4 9 T otal deposits .............. $53 ,6 2 0 .5 8  Total  .$ 7 7 , 9 0 4 . 2 9  S tate  of  151  A rkansas  MORO Lee County  BANK OF MORO Charter No. 346.  Date of Charter, August 22, 1911.  O ff ic er s —A. L. Wilsford, President; R. L. Hartley, Vice-President; A. C. Bratcher, Cashier. D irectors —C. E. Dozier, A. L. Wilsford, R. L. Hartley, R. R. James, J. F. Crosland, A. C. Bratcher,  STATEMENT OF JUNE 30, 1923 RESOU R C ES Loans and d isco u n ts..........................! Loans on real e sta te ............................ O verdrafts .............................................. U. S. secu rities ..... ............................ Other bonds and sec u r ities........... Furniture and fixtu res....................... R anking house .................................... Other real esta te .................................. Cash item s ............................................. Due from reserve banks........... ....... Currency ................................................. Trold ........................................................... Silver — ................................................. T otal cash and E x ........$ 1 0 ,9 1 3 .1 9 Other resources .................................. T otal  2 2 ,708.89 21 ,8 4 1 .3 9 21 4 .1 7 272.00 238.75 2.0 9 5 .0 0 3 ,0 0 0 .0 0 1,097.83 11.82 7,686.43 2.3 7 8 .0 0 70.00 7 66.94  L IA B IL IT IE S Capital stock ........................................ ! C ertified surplus ................................. B ills payable ............ ............................ Individ ual deposits ...... .................... P ublic funds ....................... ............... C ertificates of deposit, tim e........... T otal deposits .............. $41,261.26  1 0 ,0 0 0 .0 0 2 , 000.00 10 , 000.00  2 3 ,113.90 17,331.38 815.98  88 0 .0 4  .$ 6 3 ,2 6 1 .2 6  Total  .$ 63,261.26  MORRILTON Conway County  BANK OF MORRILTON Charter No. 7.  Date of Charter, January 20, 1888.  O ff ic er s —Loid Rainwater. President; R. A. Irving, Vice-President; A. C. Stover, Cashier; Joe H.  Irving, Assistant Cashier. D irectors —Loid Rainwater, R. A. Irving, W. L. Presley, Wood Rainwater, A. C. Stover, W. P.  Strait, J. A. Frisby.  STATEMENT OF JUNE 30. 1923  RESOU R C ES L oans and disco u n ts............................ $ 3 9 8 ,6 0 1 .6 7 Loans on real e sta te .......................... 1 1 0 ,3 9 0 .0 0 Loans on c o tto n ......................... 37 ,7 3 7 .2 6 7 ,640.55 O verdrafts ........... Other bonds and secu rities............. 3 ,3 6 8 .1 8 Furniture and fixtu res..................... 1 ,500.00 B ankin g house .................................... 2 .5 0 0 .0 0 Due from reserve ban ks................ 1 4 7 ,5 3 8 .8 7 Checks on other ban k s...................... 5.9 0 6 .2 4 Currency ................................................. 9 ,3 6 9 .0 0 Oold ..... 1 ,160.00 Silver ................................ ......... ......... 5,873.13 T otal cash and E x ........$ 1 6 9 ,8 4 7 .2 4 Total  $ 7 3 1 ,5 8 4 .9 0  L IA B IL IT IE S Capital stock ......... .$1 0 0 ,0 0 0 .0 0 75,000.00 Certified surplus .................... U ndivided profits ................................ 22,190.13 Individ ual deposits ............................ 403 945.84 Public funds ........ 11,000.00 C ertificates of deposit, tim e......... 119,395.97 T otal deposits ............. $ 534,341.81 Other lia b ilities .................................... 52.96  Total  $731,5 8 4 .9 0  MORRILTON Conway County  RAINWATER BANK  Charter No. 363. Date of Charter, December 28, 1911. O ff ic er s —Wood Rainwater, President; Loid Rainwater, Vice-President; Olive Rainwater, Secretary; Jim Irving, Ralph F. Farris, Assistant Cashiers. D irectors —Wood Rainwater, Loid Rainwater, C. N. Rainwater, Olive Rainwater. STATEMENT OF JUNE 30. 1923 R ESOURCES Loans and d isco u n ts...................... ......$ 84,1 5 0 .7 8 Loans on real esta te .................. 64 ,0 0 0 .0 0 Overdrafts ............................................, 3,1 9 5 .7 2 Other bonds and secu rities.............. 534.29 Furniture and fix tu res..................... 1,500.00 Other real esta te ...... 4 ,0 0 0 .0 0 Cash item s ...... 80.25 D ue from reserve han k s............... 7 6 ,580.48 Checks on other ban ks............... 1 ,029.01 Currency ................ 3,2 1 3 .0 0 Silver ................................. 42 0 .3 6 T otal cash and E x .......... $ 8 1 ,3 2 3 .1 0 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$238,703.89  L IA B IL IT IE S Capital stock ......................... .............. $ 3 0 ,000.00 Certified surplus .............. 10.000.00 U ndivided profits ................................ 4,948.49 Individual deposits .......................... 150,748.24 C ertificates of deposit, dem and.... 2 1 ,268.16 C ertificates of deposit, tim e......... 2 1,739.00 T otal deposits .............. $ 1 9 3,755.40  To t a l  $238,703.89  152  R eport  of  B a n k C ommissioner  MOUNTAIN HOME Baxter County FARMERS & MERCHANTS BANK Charter No. 477.  Date of Charter, March 14, 1919.  O ff ic er s —J. H. Wayland, President; A. A. Wolf, Vice-President; W. F. Eatman, Cashier; T. E-  Morris, Assistant Cashier. D irectors —J. H. Wayland, W. J. Baker, B. F. Love, A. A. Wolf, T. M. Davis.  STATEMENT OF JUNE 30, 1923 RESO U R C ES L oans and d isco u n ts........................... $ 2 7 ,9 0 7 .2 1 Loans on real esta te ........................... 10 ,9 6 7 .8 7 1 36.81 O verdrafts .............................................. 91 8 .0 0 U. S. secu rities ................................... 595.20 Other bonds and sec u r ities............. 2 .0 6 5 .0 0 F u rn iture and fix tu res..... ............. 4 .5 0 0 .0 0 B ankin g house ..... ........................... . 4 ,0 0 0 .0 0 Other real e sta te ................... .............. 1,5 9 6 .8 4 D ue from non-reserve ban k s......... D ue from reserve banks.................. 5 2 ,9 5 0 .6 2 1 .943.00 Currency ................................................... 161.43 T otal cash and E x ........$ 5 6 ,6 5 1 .8 9 108.00 T otal ..................................................... $ 1 0 7 ,8 4 9 .9 8  L IA B IL IT IE S Capital stock ................ ....................... $ C ertified surplus .......... ...................... U ndivided p rofits ..... ...... ................ Individ ual deposits __ ....................... P u blic funds .................. ....................... Certificates of deposit, tim e............ T otal dep osits .............. . .$9 5 ,5 0 6 .1 8 Other lia b ilitie s ........... .......................  10,0 0 0 .0 0 1,5 0 0 .0 0 833.29 7 3 ,336.21 10,1 2 0 .9 7 1 2,049.00 10.51  T otal ............................. ....................... $ 1 0 7 ,8 4 9 .9 8  MOUNTAIN HOME Baxter County PEOPLES BANK Charter No. 215.  Date of Charter, August 10, 1906.  O ff ic er s —C. O. Howard, President; Lon Jones, Vice-President; Lon Jones, Cashier; W. N. Baker,  Assistant Cashier. D irectors —C. O. Howard, J. H. Conley, J. O. Leonard, C. A. Baker, Lon Jones.  STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and disco u n ts............. - ..........$ Loans on real e sta te ........................... O verdrafts ............ U . S. secu rities .................................... Other bonds and secu rities............. Furniture and fixtures...................... Other real esta te .........................— D ue from non-reserve ban ks............ Cash item s ....... D ue from reserve ban ks.................. Currency ........ Gold .............................................—S ilver ............. T otal cash and E x ..... $ 1 0 0 ,4 3 6 .6 0  4 9 ,4 1 5 .4 6 4 7 ,5 9 0 .8 1 6 56.31 8,7 5 0 .0 0 1,6 1 2 .9 7 1 ,296.00 41 6 .2 5 1 0 ,530.90 132.44 84 ,2 0 6 .3 2 4 ,8 1 9 .0 0 2 82.50 4 6 5 .4 4  T o t a l ......................................................... $ 2 1 0 , 1 7 4 . 4 0   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ............................ ............$ C ertified surplus .................................. U ndivided profits ................................ Individ ual deposits ..... .................... P u blic funds ..... —............................... C ertificates of deposit, t im e ......... T otal deposits .............. $1 7 9 ,2 5 4 .3 2  2 5 ,0 0 0 .0 0 5,000.00 920.08 86,6 8 1 .5 2 3 0,440.13 6 2 ,1 3 2 .6 7  T o t a l .............................................. -.........$ 2 1 0 , 1 7 4 . 4 0  S tate  of  153  A rkansas  MOUNTAIN VIEW Stone County BANK OF MOUNTAIN VIEW Charter No. 446.  Date of Charter, July 21, 1915.  O ff ic er s —J. L. Lancaster, President; W. H. Miller, Vice-President;  A. A. Lancaster, Cashier;  G. R. Sansom, Assistant Cashier. D irectors —J. W. Webb, H. R. Case, G. W. Looney, J. L. Lancaster, W. H. Miller.  STATEMENT OF JU N E 30, 1923 RESOU R C ES Loans and d isco u n ts........................... $ 1 1 2 ,1 6 6 .1 5 Loans on real e sta te .......................... 3 ,881.00 O verdrafts ............. 25 1 .5 7 U. S. secu rities .................................... 8,5 4 2 .0 0 Other bonds and sec u r ities............ 1 ,9 4 7 .S9 Furniture and fixtures ..................... 2 ,0 2 5 .0 0 1,9 5 0 .0 0 B anking house .................................... Cash item s .............................................. 52.18 Due from reserve ban k s.................. 4 4 ,5 2 4 .5 5 Currencv ............................................. 2.S93.00 Gold .................t......................................... 1,0 3 5 .0 0 Silver ........................................................ 803.11 T otal cash and E x ........$ 4 9 ,3 0 7 .8 4 T otal  .$ 1 8 0 ,0 7 1 .4 5  L IA B IL IT IE S Capital stock ........... ............................. : 2 0 , 000.00 4,000.00 Certified surplus ................................ 2,068.90 U ndivided profits ................................ Individ ual deposits .......................... 89,358.26 P ublic funds ....................................... 35,518.17 Certificates of deposit, tim e......... 29,091.00 T otal deposits ............$1 5 3,967.43 35.12 R eserved for taxes ............................  T otal  .$180,071.45  MOUNT HOLLY Union County BANK OF MOUNT HOLLY Charter No. 499.  Date of Charter, December 3, 1919.  O ff ic er s —J. H. Freeman, President; S. W. Junkin, Vice-President; H. T’. Patton, Cashier; Miss  Hattie Freeman, Bookkeeper.  D irectors —J. B. Wells, W. J. Cox, J. H. Smith, K. L. Davis, J. H. Freeman, S. W. Junkin,  H. T. Patton.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts.......................... : Loans on real e sta te ........................... Loans on other com m odities...... . Other bonds and secu rities..... ...... Furniture and fixtu res........................ B anking house ................................. Other real esta te .................................. D ue from reserve ban ks.................. Currencv ............. ........................... Gold ....................................................... . Silver ........................................................ T otal cash and E x ........$ 3 3 ,9 5 3 .8 0 Other resources ............................. . To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1 0 ,150.10 35 ,6 7 5 .8 0 8 ,3 1 1 .1 6 508.00 2,1 0 2 .4 5 3 ,0 3 2 .9 6 7,057.93 28 ,9 4 5 .3 8 4,2 9 1 .0 0 65.00 652.42  L IA B IL IT IE S Capital stock ......................................... : C ertified surplus ..... .......................... U ndivided profits .... ......................... Individual deposits ........................... Certificates of deposit, tim e......... C ashier’s checks ................................. T otal deposits ..............$82,911.58  15,000.00 3,000.00 2,4 9 2 .6 4 3 4,022.57 47,4 7 0 .5 4 1,418.47  2.6 1 2 .0 2  $103,404.22  Total  $103,404.22  154  R eport  of  B a n k C ommissioner  MOUNT IDA Montgomery County  MONTGOMERY COUNTY BANK Charter No. 153.  Date of Charter, March 4, 1904.  O ff ic er s —O. M. Radford, President; Leonard Radford, Vice-President; Leonard Radford, Cashier. D irectors —O. M. Radford,, L. Leonard Radford, W. A. Brakefield, Moris Elder, George Watkins.  STATEMENT OF JUNE 30, 1923 R ESO U R C ES L oans and d isco u n ts...........................1 6 1 ,1 4 1 .7 0 8.6 7 0 .0 0 L oans on real e sta te ........................... 38.28 O verdrafts ............................................... 11 ,3 0 0 .0 0 U . S. secu rities .................................. 8,4 1 8 .6 0 Other bonds and secu rities............ 1,6 6 8 .2 7 Furniture and fixtures ..................... 1 .200.00 B ankin g house ................................... 1 .700.00 Other real e sta te .................................. 307.59 Cash item s ............................................ 3 4 ,5 2 8 .1 4 D ue from reserve banks .............. 5.2 2 7 .0 0 Currency ................................................. 100.00 Gold ............................................................ Silver ....................................................... 1,1 7 1 .8 4 T otal cash and E x ........$ 4 1 ,3 3 4 .5 7 Other resources ..................................... 2,3 3 7 .0 3 T otal  $ 1 3 7 ,8 0 8 .4 5  L IA B IL IT IE S Capital stock ......................................... ! Certified surplus .................................. U ndivided p rofits .............................. B ills payable ....................................... D ividends unpaid ................................. Individ ual deposits ....................... P u blic funds ....................................... C ertificates of deposit, tim e............ C ashier’s checks ............................... T otal deposits ............$ 1 2 6 ,7 5 1 .2 9 R eserved for taxes ............................  T otal  7 .425.00 2.5 0 0 .0 0 3 3 5.04 560.29 3 ,7 1 0 .1 6 6 1 ,6 2 5 .1 5 4 8 ,3 6 8 .7 7 12,2 0 2 .2 7 8 4 4.94 2 3 6.83  .$1 3 7 ,8 0 8 .4 5  MT. PLEASANT Izard County  BANK OF BARREN FORK  Charter No. 425. Date of Charter, October 30, 1913. O ff ic er s —S. P. Thompson, President; J. P. Davidson, Vice-President; A. J. Younger, Cashier; W. B. Younger, Assistant Cashier. D irectors —S. P. Thompson, W. K. McSpadden, A. J. Younger, J. P. Duvidson, W. B. Younger. STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and d isco u n ts..........................! Loans on real e sta te ............................. O verdrafts .............................................. •U. S. secu rities .................................. F u rn iture and fix tu res...................... B anking house ..................................... Other real e sta te ................................. D ue from reserve ban k s................... Currency ............... ................................. Gold .......................................................... Silver ........................................................ T otal cash and E x .......$ 1 5 ,5 6 5 .3 0 T otal  1 7 .270.52 10 ,4 7 4 .2 0 10.56 4 ,9 3 5 .4 2 850.00 550.00 3,8 8 6 .0 0 13 .8 0 6 .5 2 770.00 3 35.00 653.78 5 3 ,5 4 2 .0 0  L IA B IL IT IE S Capital stock ......................................... ! Certified surplus .................................. U ndivided p rofits ............................... Individ ual deposits .......................... Certificates of deposits, tim e....... C ashier’s checks ................................ T otal deposits .............. $4 1 ,3 1 7 .9 3 R eserved for in terest ......................  T otal  1 0 ,000.00  1,525.00 562.59 2 7 ,2 0 4 .1 6 1 4 ,110.30 3.47 136.48  .$ 53,5 4 2 .0 0  MULBERRY Crawford County  BANK OF MULBERRY  Charter No. 81. Date of Charter, January 15, 1902. O ff ic er s —H. A. Beneux, President; J. D. Jackson, Vice-President; M. C. Alexander, Cashier; Horace Wagner, Assistant Cashier. D irectors —H. A. Beneux, J. M. Farmer, J. D. Alexander, J. D. Jackson, M. C. Alexander. STATEMENT OF JUNE 30. 1923 RESOU R C ES L oans and d is c o u n ts.........................$ 1 4 7 ,5 0 7 .9 9 L oans on real esta te.......................... 3 4 ,3 9 9 .0 0 O verdrafts ............................................... 2,1 0 2 .1 3 U . S. secu rities .................................. 1 0 ,1 5 0 .0 0 Cash item s ............................................. 85.00 D ue from reserve bank's................... 15 ,9 4 2 .6 3 Checks on other ban k s...................... 48 2 .0 1 Currency ........... 1 ,337.00 Gold .................... 5 20.00 S ilver ............................................................ 545.98 T otal cash and E x ........$ 1 8 ,9 1 2 .6 2 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $213,071.74  L IA B IL IT IE S Capital stock .........................................$ Certified surplus ............................... U ndivided profits ................................ Individ ual deposits ........................ P u blic funds ..................................... Certificates of deposit, dem and....... C ashier’s checks .................................. T otal dep osits ............$ 1 5 0 ,2 9 8 .5 9  Total  25,0 0 0 .0 0 25,0 0 0 .0 0 12,7 7 3 .1 5 112 ,6 6 9 .6 8 144.32 3 7 ,4 8 0 .1 7 4.42  $213,071.74  S tate  of  155  A rkansas  MULBERRY Crawford County FARMERS & MERCHANTS BANK Charter No. 200.  Date of Charter, December 7, 1905.  O ff ic er s —James M. Farmer, President; G. L. Wisdom, Vice-President; S. B. Hawkins, Cashier;  J. J. Selby, Assistant Cashier. D irectors —James M. Farmer, S. B. Hawkins, G. L. Wisdom, B. J. Farmer, B. Jordan, E. B.  Whitlock.  STATEMENT OF JUNE 30, 1923  RESOU R C ES Loans and d isco u n ts............................ $ 1 8 4 ,1 5 8 .0 0 Loans on real esta te ............... -.......... 2 0 ,4 3 4 .3 5 O verdrafts .............................................. 138.76 901.13 Furniture and fixtures ................... B ankin g house — .............................. 3,0 0 0 .0 0 Cash item s ............................................ 56.00 D ue from reserve han ks..... ............. 2 9 ,9 3 8 .2 2 Checks on other han ks..................... 1,533.49 Currency ................................................. 810.00 42.50 Gold ......................................................... Silver ........................................................ 4 99.19 T otal cash and E x ......... $ 3 2 ,8 7 9 .4 0 T otal  ................................................... $ 2 4 1 ,5 1 1 .6 4  L IA B IL IT IE S Capital stock .........................................$ Certified surplus ................................. U ndivided profits ............................. B ills payable ............................ * B ills payable “ D eposits on w hich more than 4 per cent interest is p a id ’ ’............................. Individ ual deposits ............................. P ublic funds ........................................ Certificates of deposit, tim e........... C ashier’s checks ................................. T otal deposits ............$ 1 4 3,482.02 T otal  25,0 0 0 .0 0 25,000.00 3,029.62 45,0 0 0 .0 0 1 6 ,000.00 80,959.62 16,220.40 4 5,714.67 587.33  ...................................................$241,5 1 1 .6 4  *This amount not added in totals.  MURFREESBORO Pike County PIKE COUNTY BANK Charter No. 175.  Date of Charter, December 19, 1904.  O ff ic er s —J. C. Pinnix,  President; T. F. Alford, O. B. Owens, Vice-Presidents; J. N. Hipp, Cashier; C. H. Rutherford, Assistant Cashier.  D irectors —J. C. Pinnix, T. F. Alford, O. B. Owens, J. N. Hipp, J. E. Terrell, J. M. Kizzia,  P. Whitten.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts...........................$ 5 1 ,628.58 Loans on real esta te .......................... 28 ,9 4 0 .8 3 U. S. secu rities .......................... 8,0 0 0 .0 0 Other bonds and secu rities........... 10 ,3 4 3 .3 7 Furniture and fixtures...................... 2,1 8 7 .0 0 B ankin g house ..................................... 2 ,9 1 6 .0 0 Cash item s ............................................ 50.00 D ue from reserve ban ks................. 1 2 0 ,7 1 5 .3 7 Currency ............................. ............. .. 6.4 3 1 .0 0 Gold .......................................................... 3,9 0 5 .0 0 Silver ........ 1 ,6 4 6 .1 7 T otal cash and E x .....$ 1 3 2 ,7 4 7 .5 4 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $236,763.32  L IA B IL IT IE S Capital stock ......................................! 25,0 0 0 .0 0 8 .0 0 0 .0 0 Certified surplus ......._.......................... 3,848.01 U ndivided profits ............................... D ividends unpaid ............................... 4,10 5 .0 0 Individ ual deposits ........................... 132,131.42 P ublic funds ...... .................................. 26,1 0 2 .4 6 Certificates of deposit, dem and.... 36,939.38 C ashier’s checks ............................... 637.05 T otal deposits ........... $19 9 ,9 1 5 .3 1  To t a l  $236,763.32  156  R eport  B a n k C ommissioner  of  NASHVILLE Howard County PLANTERS BANK & TRUST COMPANY Charter No. 67.  Date of Charter, January 1, 1901.  O ff ic er s —W. H. Toland, President; C. L. Haller, J. B. Hill, Vice-Presidents; Geo. H. Bell, Cashier;  A. H. Hughes, Assistant Cashier. D irectors —J. F. Price, W. M. Gibson, J. G. Sain, S. B. Dildy, C. G. Hughes, W. H. Toland,  Geo. H. Bell, C. L. Haller, J. B. Hill, A. C. Ramsey. STATEMENT OF JUNE 30, 1923 RESOURCES L IA B IL IT IE S 00 L oans and d isco u n ts............................ $ 6 2 2 ,7 2 3 .9 9 Capital stock ........................................ i 7 5 .0 0 0 . Loans on real esta te .......................... 1 1 5 ,0 0 0 .0 0 5 0 .0 0 0 . 00 C ertified surplus ............................... U . S. secu rities .................................... 3 9 ,2 5 0 .0 0 1 0,969.38 U ndivided p rofits ............................. O ther bonds and sec u r ities..................................... 1,8 8B 8 .0 8 payable ......................................... 1 6 5 ,000.00 ills 4 ,5 4 5 .8 7 Furniture and fixtures............. * B ills payable “ D ep osits on B ankin g house .................................. 3 ,5 0 1 .7 7 w hich more than 4 per cent Other real e sta te ................................. 1 8 ,3 6 6 .0 6 2 5 ,0 0 0 .0 0 in terest is p a id ’ ’............................ B ills of exchange .............................. 15 ,0 0 0 .0 0 Savin gs accounts ................................. 1 8 6 ,1 7 1 .8 6 D ue from reserve ban ks.................. 7 2 ,0 6 0 .3 6 Individ ual deposits ........................... 2 8 8 ,1 4 5 .9 0 C hecks on other ban k s.................. 6 ,6 2 9 .8 2 P u blic funds ........................................ 4 5 ,9 4 6 .5 5 Currency ........ 1 1 ,8 5 7 .0 0 1 2,755.10 D ue to non-reserve b an k s.............. Gold ............................................................ 8 55.00 C ertificates of deposit, • dem and.— 3 7 ,9 7 3 .8 6 S ilv er ........................................................ 1,7 4 3 .9 6 C ash ier’s checks ............................... 12,8 5 3 .2 6 T otal cash and E x ........$ 9 3 ,1 4 6 .1 4 T otal deposits ......... $ 5 8 3 ,8 4 6 .5 3 O ther resources .................................. 11 ,0 4 4 .0 0 Bonds borrow ed ................................. 39,2 5 0 .0 0 4 0 0.00 Other lia b ilitie s .................................. T otal  .$ 9 2 4 ,4 6 5 .9 1  T otal  $ 9 2 4 ,4 6 5 .9 1  *T his amount not added in to ta ls.  NASHVILLE Howard County  TH E BANK OF NASHVILLE Charter No. 542.  Date of Charter, June 18, 1923.  O ff ic er s —G. F. Walz, President; J. G. Sain, Vice-President; C. F. Hill, Cashier; Ben E. Hill,  Assistant Cashier. D irectors —J. B. Hill, J. G. Sain, G. F. Walz, J. K. Hutchinson, W. M. Gibson, C. C. Ramsey,  Roy Milwee.  STATEMENT OF JUNE 30, 1923  R ESOURCES L oans and discou n ts........................... $ 1 1 7 ,5 3 2 .4 7 L oans on real e sta te ..... ..................... 3 6 ,9 2 2 .7 6 Other bonds and sec u r ities.............. 1,6 5 3 .6 0 Furniture and fix tu res...................... 2 ,2 9 5 .0 0 Cash item s ........................................... 5 00.00 D ue from reserve ban ks.............. 2 5 ,8 0 7 .8 0 Checks on other banks................... 1 1 ,2 5 6 .1 4 C urrency ................................................. 6,3 3 0 .0 0 Gold ..................-....................................... 1,5 8 3 .5 0 Silver ........................................................ 507.90 T ota l cash and E x ........$ 4 5 ,9 8 5 .3 4 Other resources .............. 1 ,8 4 6 .2 6 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $206,235.43  L IA B IL IT IE S Capital stock —.......... —.......... —......! C ertified surplus .................................. U ndivided profits ............................... Savin gs accounts ...................- .......... In d ivid u al deposits ....................—— P u blic funds ....................................... Certificates of deposit, dem and— C ertificates of deposit, for m oney borrowed ........................................... C ashier’s checks .......... -...................... T otal dep osits ............ $ 1 7 8 ,6 1 4 .1 3 Total  2 5 .0 0 0 . 00 2,5 0 0 .0 0 121.30 21,6 3 5 .1 0 8 8 ,581.97 2 4 ,7 1 7 .1 7 1 7 ,209.16 2 5 .0 0 0 . 00 1,470.73  $206,235.43  S tate  of  157  A rkansas  NETTLETON Craighead County BANK OF NETTLETON Charter No. 150.  Date of Charter, February 13, 1904.  O ff ic er s —Henry kiech, President; Fred Shauver, Vice-President; L. D. Kiech, Cashier. D irectors —Henry Kiech, Fred Shauver, G. M. Boydstun, J. C. Howell, L. A. Ritter, J. E. Parr,  L. D. Kiech.  STATEMENT OF JUNE 30, 1923  RESOURCES Loans and d isco u n ts.............-..............$ 91 ,5 4 9 .0 8 Loans on real e sta te ......................... 26 ,2 8 5 .0 0 Overdrafts ......... 26.88 Other bonds and sec u r ities............ 622.01 Furniture and fixtures .................. 1 ,700.00 B ankin g house ..................................... 2,0 0 0 .0 0 Other real esta te ................................. 1,500.00 Cash item s .................................. .......... 257.33 D ue from reserve ban k s................... 45 ,7 8 7 .0 3 Currency ....................................... 1 ,670.00 Gold ..."..................................................... 40.00 Silver ........................................................ 513.66 T otal cash and E x ........$ 4 8 ,2 6 8 .0 2 Total  .$ 1 7 1 ,9 5 0 .9 9  L IA B IL IT IE S Capital stock .......................................$ Certified surplus ............................... U ndivided profits ............................... Individ ual deposits ........................... P ublic funds ....................................... Certificates of deposit, tim e...... . C ashier’s checks ..... T otal deposits ........... $ 1 3 5,972.32  Total  10,000.00 2 5 ,000.00 978.67 59,796.28 4 1 ,1 0 7 .3 5 35,043.11 25.58  $ 171,950.99  NEW EDINBURG Cleveland County BANK OF NEW EDINBURG Charter No. 165.  Date of Charter, August 22, 1904.  O ff ic er s —E. M. Attwood, President; C. B. Attwood, Vice-President; E. T. Attwood, Cashier. D irectors —E. M. Attwood, E. T. Attwood, W. F. Attwood, C. B. Attwood.  STATEMENT OF JUNE 30, 1923 RESOU R C ES $ Loans and d isco u n ts..... ........... . Loans on real e sta te ................. Ovordrafts ................................... . U. S. secu rities ........................ Other bonds and secu rities... Furniture and fix tu res...... ....... B anking house ............................ . Due from reserve ban ks.......... Currency .......... ............................. Gold .................................................. S ilver ............................................... T otal cash and E x ........$ 3 8 ,1 5 6 .6 0 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  34 ,6 2 2 .9 2 25 ,3 5 2 .0 0 9 88.14 1 0 , 00 0. 00  2,4 1 8 .5 8 1 .150.00 800.00 32,2 2 3 .8 1 4.2 8 0 .0 0 40 0 .0 0 1 ,252.79  .$113 ,4 8 8 .2 4  L IA B IL IT IE S Capital stock ........................................i Certified surplus ................................. U ndivided profits ................................ Individ ual deposits ........................... P ublic funds ........................................ Certificates of deposit, dem and.... T otal deposits .............. $89 ,0 3 8 .2 3  Total  12,500.00 5,000.00 6,950.01 39,157.09 24,336.02 25,545.12  $113,488.24  R eport  158  B a n k C ommissioner  of  NEWPORT Jackson County ARKANSAS BANK & TRUST COMPANY Charter No. 105.  Date of Charter, December 6, 1902.  O ff ic er s —Chas. G. Henry, President; Alcorn Ferguson, Vice-President; John E. Williams, Cashier;  O. M. Kahmann, Assistant Cashier; Garland Hurt, Treasurer. D irectors —Chas. G. Henry, Alcorn Ferguson, John E. Williams, Garland Hurt, E. L. Boyce,  C. J. Saenger, M. B, Hare. P. H. VanDyke, M. A. Stevens. STATEM ENT OF RESOU R C ES IiOans and d isco u n ts..................... $ 7 2 8 ,3 7 9 .2 0 L oans on real e sta te ........................ 3 0 6 ,8 4 3 .2 1 L oans on cotton ........................... 9 ,4 3 3 .8 2 O verdrafts .......................................... 1,5 8 4 .1 0 Stock in Federal R eserve B ank 7 ,150.00 Other bonds and sec u r ities...... 10 ,9 2 4 .5 2 Furniture and fixtu res................. 1 0 ,0 0 0 .0 0 B ankin g house ................................ 50 ,0 0 0 .0 0 Other real esta te .............................. 5,1 2 9 .3 2 Item s in tra n sit ............................. 1 ,204.81 Cash item s .......................................... 1 ,395.05 D ue from reserve han ks............ 7 2 ,4 3 2 .7 7 D ue from Federal R eserve B ank 60 ,8 2 7 .3 6 Checks on other han k s................... 1,5 2 1 .8 4 Currency ............................................. 1 1 ,3 6 1 .0 0 Gold ...................................................... 6 15.00 S ilv er ................................................... 6 ,8 0 2 .7 7 T otal cash and E x ...$ 1 5 4 ,9 5 5 .7 9 Other resources .............................. 2 ,8 8 3 .9 4 $ 1 ,2 8 8 ,4 8 8 .7 1  T otal  JU N E 30, 1923 L IA B IL IT IE S Capital stock ..................................... ! Certified surplus ........................... U ndivided profits .......................... N otes red iscoun ted ........................ Savings accounts ........................... Individ ual deposits ..................... P u blic funds .................................... D ue to non-reserve ban k s............ C ertificates of deposit, dem and.. C ertificates of deposit, tim e...... C ashier’s checks ........................... T otal deposits ......... $89 0 ,7 3 2 .7 8  T otal  200, 000.00  3 7 ,5 0 0 .0 0 8 ,717.11 1 5 1,538.82 105 ,6 4 1 .8 5 4 0 4 ,1 8 6 .6 8 1 8 9 ,655.53 1 6 3 ,2 1 9 .4 5 2,8 8 3 .8 7 2 2 ,8 0 3 .3 6 2 ,3 4 2 .0 4  .$ 1 ,2 8 8 ,4 8 8 .7 1  NIMMONS Clay County BANK OF NIMMONS Charter No. 312. O ff ic er s —Chas. H. Williams,  Cashier.  Date of Charter, June 18, 1910.  President; Lawrence V. Huber, Vice-President; P. W. McBride,  D irectors —Chas. H. Williams, Lawrence V. Huber, P. W. McBride.  STATEMENT OF JUNE 30. 1923 RESOU R C ES L oans and d isco u n ts..........................$ 16 ,4 4 5 .0 3 2,9 1 4 .5 9 L oans on real esta te ............................. O verdrafts .............................................. 33 0 .7 4 Other bonds and sec u r ities............ 31.17 Furniture and fixtures ................... 1 ,670.08 B ankin g house .................................... 1,0 3 5 .1 5 Other real esta te .................................. 1 ,233.50 D ue from non-reserve ban k s......... 7,4 0 5 .6 5 Cash item s .............................................. 2 37.59 D ue from reserve ban ks................... 1 ,504.75 C urrency .................................................. 43 5 .0 0 Gold ............................................................ 10.00 S ilv er ......................................................... 31 9 .1 4 T otal cash and E x .......... $ 9 ,9 1 2 .1 3 Other resources .................................. 8.09 T otal ....................................................$ 3 3 ,580.48 T h i s a m o u n t n o t a d d e d in t o t a ls .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock .........................................$ C ertified surplus ................................ B ills payable .........................-.............. *B ills payab le ‘ ‘D ep osits on w hich more than 4 per cent in terest is p a id ’ ’.............................. Individ ual deposits ........................... P ublic funds ........................................ Certificates of deposit, for m oney borrowed ........................................... C ash ier’s checks ................................. T otal d ep osits .............. $ 1 8 ,0 7 0 .4 8  Total  5 ,000.00 560.00 9,9 5 0 .0 0 6,5 0 0 .0 0 8,3 0 8 .6 0 3,0 5 4 .6 6 6 ,500.00 207.22  ........................................................$ 3 3 , 5 8 0 . 4 8  S tate  of  159  A rkansas  NORFORK Baxter County CITIZENS BANK Charter No. 413.  Date of Charter, March 3, 1913.  O ff ic er s —Chas. A. Blevins, President; A. H. Matthews, Vice-President; A. H. Matthews, Cashier. D irectors —Chas. A. Blevins, Mrs. Mattie L. Hogan, A. H. Matthews.  STATEMENT OF JUNE 30, 1923 R ESO U R C ES L oans and discounts ........................ $ 18 ,6 2 0 .5 4 L oans on real e sta te ........................... 42 0 .4 2 L oans on cotton .................................. 400.00 O verdrafts ............................................... 17.11 U. S. secu rities ....... ........................... 1 ,000.00 1,4 1 5 .0 0 Furniture and fixtures.............-....... B ankin g house ..................................... 1,2 5 0 .0 0 D ue from reserve han k s................... 17 ,6 6 8 .1 0 Checks on other ban ks..................... 28 9 .8 7 9 99.00 Currency .................................................. Silver ......................................................... 398.61 T otal cash and E x .......... $ 1 9 ,3 5 5 .0 8 T otal  4 2 ,4 7 8 .1 5  L IA B IL IT IE S Capital stock ....................................... ,! Certified surplus .................................. U ndivided profits ................................ Individual deposits ............................. P ublic funds ........................................ T otal deposits ..... ........ $35 ,8 7 6 .7 1  T otal  5,000.00 1,500.00 101.44 34,2 6 2 .1 6 1,614.55  4 2,478.15  NORTH LITTLE ROCK Pulaski County TW IN CITY BANK Charter No. 157.  Date of Charter, April 20, 1904.  O ff ic er s —M. L. Altheimer, President; Henry O. Topf, Vice-President; R. J. Rice, Cashier. D irectors —M. L. Altheimer, Henry O. Topf, R. J. Rice, J. E. Wright.  STATEMENT OF JUNE 30, 1923  R ESOURCES L oans and d isco u n ts...........................$3 1 7 ,2 8 2 .0 9 Loans on real e sta te ......................... 9 5 ,0 0 0 .0 0 L oans on cotton .................................. 2 5 ,0 0 0 .0 0 Overdrafts ........................................... 1,880.22 U . S. secu rities .................................. 9 00.00 O ther bonds and sec u r ities.............. 11,4 1 8 .0 0 Furniture and fixtures..................... 2 ,1 2 0 .0 0 B ankin g house ................................. 18 ,8 9 2 .8 5 Item s in transit ................................ 3 74.72 Cash item s ............ -....................-........ 5 09.70 D u e from reserve ban ks................... 4 5 ,3 2 7 .9 4 Checks on other banks..................... 2 6 ,3 9 0 .6 6 Currency ................................................. 25 ,7 8 8 .0 0 Gold .......................................................... 25.00 Silver ....................................................... 1,4 2 5 .9 8 T otal cash and E x ........$ 9 9 ,4 6 7 .2 8 Other resources ................................ 2 5 ,8 7 7 .8 1 Total .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$598,212.97  L IA B IL IT IE S Capital stock ........................................ ! : 50,000.00 Certified surplus ................................. 15,000.00 2,199.68 U ndivided profits ................................ Savings accounts ................................ 87,606.03 D ividends unpaid ................................ 361.50 Individ ual deposits .................. ......... 3 0 3 ,047.15 P ublic funds ........................................ 1 3 4 ,617.75 Certificates of deposit, tim e......... 3 ,452.00 C ashier’s checks ................................ 638.72 T otal deposits ............$ 5 2 9 ,7 2 3 .1 5 R eserved for taxes ............................. 1,290.14  Total  .$598,212.97  160  R eport  of  B ank C ommissioner  NEW BLAINE Logan County FARMERS STATE BANK Charter No. 532.  Date of Charter, October 18, 1922.  O ff ic er s —V. L. Jewell, President; E. G. Rowland, Vice-President; W. C. Roady, Cashier. D ir e c to r s —V. L. Jewell, E. G. Rowland, J. T. Birkhead, L. I). Burnham, J. F. Real.  STATEMENT OF JUNE 30, 1923 RESOURCES  L oans and d isco u n ts...........................$ 11 ,7 2 7 .5 1 L oans on real estate.. 1 ,7 1 5 .8 4 O verdrafts ..... ................................ .14 Furniture and fixtu res.............. 1,5 8 2 .7 1 B ankin g house ............................... 3 ,500.00 Other real e sta te ........................ 100.00 2 ,6 9 8 .5 2 D ue from non-reserve hanks. Cash item s ..................................... 147.60 D ue from reserve ban ks.................... 15 ,8 1 1 .0 1 Currency .................................................. 1 ,214.00 Gold ..................... 25.00 Silver ..................................... 27 6 .7 4 T otal cash and E x .......... $ 2 0 ,1 7 2 .8 7 Other resources .................................. 330.21 T otal  .................................... ..... ........ $ 3 9 ,1 2 9 .2 8  RESOURCES Capital stock .................................... $ 12,000.00  Certified surplus Individ ual deposits ........................ P ublic funds .......................... Certificates of deposit, dem and.... C ashier’s checks ................................ T otal deposits .............. $ 2 5 ,9 2 9 .2 8  T otal  1 ,200.00  16,9 2 6 .5 2 5 ,5 6 7 .7 6 3,4 3 0 .0 0 5.00  .$ 3 9 ,1 2 9 .2 8  ODEN Montgomery County ODEN STATE BANK Charter No. 509.  Date of Charter, March 25, 1920.  O ff ic er s —S. W. Duke, President; A. J. Plemmons, I. C. Chapman, Vice-Presidents; R. F. Miller,  Cashier. D irectors —S. W. Duke, A. J. Plemmons, I. C. Chapman, S. N. Hickey, R. F. Miller.  STATEMENT OF JUNE 30, 1923 RESOURCES  Loans and d isco u n ts..........................$ 3 7 ,6 5 5 .5 6 Loans on real e sta te .......................... 2 00.00 O verdrafts .............................................. 35.69 U. S. secu rities .................................... 49 .0 0 Other bonds and secu rities.............. 6 22.61 Furniture and fixtures..................... 2 ,2 5 0 .0 0 Other real e sta te .................................. 21 8 .0 0 D ue from non-reserve banks........... 3,0 0 9 .0 0 D ue from reserve b an k s.................. 7 ,139.86 Currency ................................................. 1,6 1 0 .0 0 Gold .......... 105.00 Silver ........................................................ 3 87.72 T otal cash and E x .......... $ 1 2 ,2 5 1 .5 8 Other resources .................................... 2 2 5 .0 0 Total  ....................................................... $ 5 3 , 5 0 7 . 4 4   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock Certified surplus ..... U ndivided profits .. Individ ual deposits P u blic funds C ertificates of deposit, tim e......... C ashier’s checks ............................... T otal deposits .............. $ 4 2 ,3 9 6 .8 1  Total  000.00 000.00 110.63 035.39 000.00 143.76 2 1 7 .6 6  .$ 5 3 , 5 0 7 . 4 4  S tate  of  161  A rkansas  OKOLONA Clark County  BANK OF OKOLONA  Charter No. 96. Date of Charter, August 25, 1902. O ff ic er s —J. J. Hardin, President; M. M. Orsburn, Vice-President; G. D. Anderson, Cashier; W. M. Stewart, Assistant Cashier. M. M. Orsburn, George Ethridge, G. D. Anderson, Dougald McMillan, D irectors —J. J. Hardin, Dr. F. A. Hughes. STATEMENT OF JUNE 30, 1923 RESOURCES Loans and discounts--....................... i Loans on real e sta te ..... -................. O verdrafts ..... ................ ....................... U. S. securities ............... -.............. Furniture and fixtures.................... B anking house ...................................... Other real esta te ............... .............. . Item s in transit ............... ............... Cash item s ....................... .................. Due from reserve banks...-............. Currency ..................................... .......... Gold '.............................................. ....... Silver ................................. ..................... T otal cash and E x ..........$ 7 ,8 7 0 .5 6 Total  40 ,0 7 3 .9 8 14,347.52 322.63 85.00 1 .500.00 2.5 0 0 .0 0 2,2 3 4 .5 8 10.00 24.50 5,3 4 9 .2 6 1.224.00 602.50 670.30  .$ 68 ,9 4 4 .2 7  L IA B IL IT IE S Capital stock ....................................... 1 1 0 ,000.00 874.30 U ndivided profits .............................. 7,500.00 B ills payable .................................... 15.696.06 Savings accounts .............................. Individ ual deposits .......................... 34.645.07 228.84 C ashier’s checks ................................  Total deposits ............ $50,569.97  68,944.27  T otal  OLA Yell County  BANK OF OLA  Charter No. 59. Date of Charter, June 25, 1900. O ff ic er s — O . J. Harkey, President; A . James, Vice-President; R. L. Harkey, Cashier. D irectors —O. J. Harkey, A. James, O. N. Harkey, W. A. Tippin, R. L. Harkey. STATEMENT OF JUNE 30, 1923 RESOURCES Loans and disco u n ts......................... $ 81 ,8 4 0 .4 8 Loans on real esta te ......................... 1 7 ,078.06 Other bonds and secu rities............. 3,7 0 0 .2 7 Furniture and fixtures..................... 4,1 9 1 .0 0 B anking house ..................................... 8 ,000.00 Item s in transit ............. 14.35 180.71 Cash item s ........................................... D ue from reserve ban ks.................. 9,0 9 6 .5 3 ............................................ 3,2 6 7 .0 0 Currency S ilver ............................ 1 ,6 3 9 .2 4  Total cash and Ex....... $14,183.48 T otal  .$ 1 2 9 ,0 0 7 .6 4  L IA B IL IT IE S Capital stock ................................ ......1 Certified surplus .............................. U ndivided profits ............................. B ills payable ...................... ................. Individ ual deposits ........................... P ublic funds ......................................... Certificates of deposit, tim e......... C ashier’s checks .................................  Total deposits .............$56,119.90 Other  lia b ilities  ................................  Total  3 0 .0 0 0 . 00 20,384.83 22.91 20. 000.  39,372.29 7,374.89 8,813.56 559.16 2 ,480.00  .$129,007.64  OLVEY Boone County BANK OF OLVEY Charter No. 485.  Date of Charter, July 16, 1919.  O ff ic er s —I. F. Keelings, President; R. W. Milum, Vice-President; Idella Gillespie, Cashier. D irectors —I. F. Keeling, R. W. Milum, L. M. Martin, Nath Miller, Geo. W. O’Niel.  STATEMENT OF JUNE 30, 1923 RESOURCES Loans and disco u n ts.......................... $ 10 , 000.00 12 , 000.00 L oans on real esta te .......................... 8 .275.19 Loans on other com m odities......... 2.00 O verdrafts ............................................. 1 .477.20 Furniture and fixtu res...... .............. 1 ,900.00 B anking house .................................... 3 .786.91 Due from reserve han k s................... 200.00 Currency ................................................. 25.00 Gold ............................................ ............... Silver ..................................................... 101.31  L IA B IL IT IE S Capital stock .................................. ...... Certified surplus ................................ U ndivided profits ...................... -....... Individ ual deposits ........................ P ublic funds ..................................... C ertificates of deposit, tim e-------  Total deposits .............$24,940.69 Other lia b ilitie s  ................................  1 0 ,00 0.00  1 .450.00 1,060.17 14,034.69 8 ,000.00  2.906.00 1 ,355.66  Total cash and E x......... $4,113.22  O ther resources  ............... .................  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1 .038.91 .$ 3 8 , 8 0 6 . 5 2  Total  .$ 3 8 , 8 0 6 . 5 2  00  R eport  162  of  B a n k C ommissioner  OMAHA Boone County BANK OF OMAHA Charter No. 245.  Date of Charter, September 19, 1907.  O ff ic er s —J. H. Middleton, President; T. L. Richesin, Vice-President; Jesse B. Guier, Cashier;  Mrs. Jesse B. Guier, Assistant Cashier. D irectors —J. H. Middleton, Jesse B. Guier, Frank Andrews, T. G. Cox, T. L. Richesin.  STATEMENT OF JUNE 30, 1923  RESOU R C ES L oans and d isco u n ts.................... ...... Loans on real esta te ........................ U . S. secu rities ..................... .............. Other bonds and sec u r ities............. Furniture and fix tu res..................... B ankin g house .................................... Item s in tra n sit .................................. Cash item s ........................................... Due from reserve ban k s................... Currency ................................................. Gold ......................................................... Silver .......................................................  3 1 ,9 1 8 .4 1 8,6 5 3 .6 9 100.00  2,0 3 5 .4 9 700.00 8 50.00 10.00 7.25 5 ,4 6 4 .6 4 1,7 5 6 .0 0 745.00 5 15.90  L IA B IL IT IE S Capital stock .........................................: C ertified surplus ............................. U ndivided p rofits ........................... D ividend s unpaid ............................. In d ivid u al deposits ........................... P ublic funds ....... ................................ C ertificates of deposit, tim e............ C ash ier’s checks —......... -........... —-  Total deposits .......  1 0 ,00 0. 00 2 , 00 0 . 0 0  2 7 2.67 15.00 3 1 ,3 4 3 .2 7 3,4 2 7 .0 6 5 ,148.20 512.97  $40,446.50  R eserved for taxes ...........................  4 1.71  Total cash and Ex. .......$8,488.79 Other resources .................................. T otal  4.50 .$ 5 2 ,7 6 0 .8 8  T otal  52,7 6 0 .8 8  OSCEOLA Mississippi County BANK OF OSCEOLA Charter No. 27.  Date of Charter, September 7, 1891.  O ffic er s —J. L. Williams, President; H. V. Cartwright, Vice-President; Emma Cox Smith, Cashier.  R. H. Smith, Assistant Cashier. D irectors —J. L. Williams, H. V. Cartwright, Thos. Henderson, Ike Miller, H. J. Hale, Emma  Cox Smith.  STATEMENT OF JUNE 30. 1923  RESO U R C ES Loans and d isco u n ts.......................... $ 2 3 1 ,4 7 2 .0 9 L oans on real e sta te ....................... 1 7 7 ,7 2 4 .2 6 O verdrafts ..............-.............................. 2 0 ,2 3 3 .6 8 Other bonds and sec u r ities.............. 1,2 9 6 .5 4 Fu rn iture and fixtures.................... 3 ,2 6 5 .6 2 B ankin g house .................................. 15 ,6 1 3 .6 2 Other real estate ............................. 18,396.53 D ue from non-reserve ban ks........ 5 9 ,2 0 0 .0 0 D ue from reserve ban k s................. 1 8 0 ,5 3 3 .4 4 Checks on other ban k s............ ........ 7 ,526.09 Currency ................................................. 2 ,4 1 4 .0 0 Gold ....... 40 5 .0 0 S ilver ......... 3 79.52  Total cash and Ex.....$250,458.05  Other resources ..................... ............ Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ....................................... $ 2 5,000.00 Certified surplus ................................ 2 5 ,000.00 U ndivided p rofits ............................ 3 ,548.47 Savings accounts ....................... 51,3 0 8 .5 5 Individ ual deposits ...................... 262 ,2 1 3 .1 3 P u blic funds ......................... 335 ,6 3 3 .6 9 C ertificates of deposit, tim e......... 19,3 1 3 .4 4  Total deposits ...........$668,468.81  3,5 5 6 .8 9  .$722,017.28  Total  .$722 ,0 1 7 .2 8  S tate  of  163  A rkansas  OSCEOLA Mississippi County  CITIZENS BANK OF OSCEOLA.  Charter No. 79. Date of Charter, November 25, 1901. O ff ic er s —R. C. Rose, President; R. E. Fletcher, Vice-President; C. L. Moore, Jr., Cashier; H. A. Behrens, C. H. Bryant, Assistant Cashiers. D irectors —R. C. Rose, R. E. Fletcher, C. L. Moore, Jr., S. L. Gladdish, D . F. Taylor, C. C. Ermen. STATEMENT OF JUNE 30. 1923 R ESOURCES Loans and disco u n ts......................... $ 2 7 6 ,4 4 6 .2 8 Loans on real esta te........................ 145 ,1 3 6 .2 8 O verdrafts .............................................. 1 ,964.87 U . S. securities ................ 846.00 Other bonds and sec u r ities....... 1 ,796.40 12,021.43 Furniture and fixtures................. B anking house ..................................... 2 5 ,9 9 6 .1 4 Other real esta te .... ......... 12 ,6 1 4 .2 7 D ue from reserve ban ks................ 126 ,0 7 3 .8 6 Checks on other b an k s..................... 8 ,130.35 Currency ........ 9,4 6 5 .0 0 Gold ...................... 222.50 S ilver ..... 3,3 2 6 .1 6  L IA B IL IT IE S Capital stock .........................................$ 50,000.00 C ertified surplus ................................ 50,000.00 U ndivided profits ............................... 11,811.15 Savings accounts ............................... 32,044.35 Individ ual deposits ........................... 2 0 2,412.25 P u blic funds ....................................... 192,416.28 Due to non-reserve banks............... 30,089.09 Certificates of deposit, tim e........... 50,213.11  Total  deposits  ........ $507,175.08  Other lia b ilitie s .....................  5,053.31  Total cash and E x.....$147,217.87 Total  $ 6 2 4 ,0 3 9 .5 4  .$624,039.54  Total  OXFORD Izard County  BANK OF OXFORD  Charter No. 487. Date of Charter, July 24, 1919. O ff ic er s —W. M. Ford, President; A. L. Wyatt, Vice-President; D . F. Croom, Cashier. D irectors —W. M. Ford, A. L. Wyatt, A. H. Caldwell, W. M. Martin, H. F. Croom. STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and discou n ts..........................$ 2 3 ,7 1 0 .1 5 Loans on real estate.... .......... 4,2 4 4 .8 9 .......... 169.35 Overdrafts ....................... Furniture and fixtures. ........... 1,800.00 B anking house ___ ___ ....... 2 ,000.00 Cash item s .................... _____ 8.26 Due from reserve ban ks.................. 15 ,9 1 9 .1 1 Currency ................ 1,157.00 Gold ........................................................... 20.00 S ilver ........................................................ 259.28  L IA B IL IT IE S Capital stock ..........................................$ 10,000.00 Certified surplus .............................. 1,275.00 U ndivided profits .............................. 597.39 Individ ual deposits ............... 30,838.17 Public funds .......................................... 3,260.53 3,425.00 Certificates of deposit, tim e......... C ashier’s checks ............. 1.95  Total deposits .............$37,525.65  Total cash and E x.......$17,363.65  Other resources ................................... T otal  110.00  .................... ...............................$ 49,398.04  T otal  .............................. .....................$ 4 9 ,398.04  OZAN Hempstead County  BANK OF OZAN  Charter No. 126. Date of Charter, May 5, 1903. O fficers —F. D. Barrow, President; W. F. Robins, Vice-President; B. A. Barrow, Cashier. D irectors —F. D. Barrow, W. F. Robins, B. A. Barrow, J. B. Robins, J. H. Barrow.  STATEMENT OF JUNE 30, 1923 RESOURCES Loans and discou n ts..........................$ Loans on real esta te.......................... Other bonds and secu rities.............. Furniture and fixtu res..................... B anking house .................................... Other real e sta te.............. .................. D ue from reserve ban k s................. Currency .......... ...................................... Gold ........................................ ................. Silver ......... ....... ......................... ............  Total cash and E x......... $7,525.86  Other resources .................................. To ta l  19,458.73 2,600.00 1,731.24 1 ,000.00 2 ,2 2 0 ,0 0  1.233.00 5,762.07 1.092.00 190.00 481.79  Total deposits ................$18,329.95  1,061.12  .$ 4 6 , 8 2 9 . 9 5  * T h is a m o u n t n o t a d d e d in to ta ls.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ...................................... 1 1 0 ,000.00 3,500.00 Certified surplus .............................. 15,000.00 B ills payable .............................. ........ *B ills payable ‘ ‘D eposits on which more than 4 per cent 1.950.00 interest is p a id ''............................ 14,745.51 Individ ual deposits .................... — 1.950.00 C ertificates of deposit, demand.... 1,429.36 Certificates of deposit, tim e........... 205.08 C ashier’s checks ...............................  To t a l  46,829.95  R eport  164  of  B a n k C ommissioner  OZARK Franklin County ARKANSAS VALLEY BANK Charter No. 14.  Date of Charter, November 8, 1889.  O ff ic er s —E. W. Blackburn, President; John E. Bryan, Active Vice-President; R. M. Adams, Vice-  President; T. C. Moore, Cashier; J. C. Mcllroy, Assistant Cashier. D irectors —John E. Bryan, R. M. Adams, D. B. Anderson, A. W. Dupreast, E. W. Blackburn,  W. W. Adams, W. C. Bill. STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and disco u n ts........................... $ 2 2 1 ,2 3 0 .9 4 Loans on real e sta te ............... 2 9 ,0 8 5 .5 7 O verdrafts .............................................. 992.88 U . S. secu rities .................................... 2,7 5 0 .0 0 Other bonds and sec u r ities.............. 6,1 2 9 .4 3 Furniture and fix tu res........................ 2 ,8 5 8 .5 0 B ankin g house .................................... 4 ,2 5 0 .0 0 Other real estate ................................ 1 9 ,578.34 508.53 Cash item s ............................................ Due from reserve ban ks............. 3 9 ,5 6 3 .6 5 Checks on other ban ks..................... 206.01 Currency ............... 3 ,7 1 3 .0 0 1,900.00 Gold ........................... - ............................ S ilv er ........................................................ 923.85  L IA B IL IT IE S 00 Capital stock .........................................$ 5 0 .0 0 0 . 10 . 000 . 00 C ertified surplus ................................ U ndivided p rofits ................................ 12,4 7 0 .4 3 *B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’............................. 4 3 ,3 6 2 .8 4 Individ ual deposits ............................ 144 ,0 9 7 .5 3 62,5 9 1 .2 1 P ublic funds ......................................... Certificates of deposit, dem and.... 54,4 2 3 .7 0 107.83 C ash ier’s checks ............ .............. .  Total deposits ...........$261,220.27  Total cash and E x......... $46,815.04 T otal ..................................................... $ 3 3 3 ,6 9 0 .7 0  T otal  .$ 3 33,690.70  *T his amount not added in totals.  OZARK Franklin County PEOPLES BANK Charter No. 163.  Date of Charter, April 10, 1904.  O ff ic er s —L. L. Ford, President; J. T. Greer, Vice-President; Finis E. Stockton, Cashier; H. L.  Ford, Lillian Williams, Assistant Cashiers. D irectors —L. L. Ford, J. T. Greer, Finis E. Stockton, E. D. Hall, T. M. Davidson, W. H. Gibbons.  STATEMENT OF JUNE 30. 1923 RESOURCES Loans and d isco u n ts...........................$ 2 1 9 ,1 3 4 .2 2 L oans on real esta te ...... ................. 4 9 ,9 5 0 .9 3 O verdrafts .............................................. 98 0 .5 0 U . S. secu rities .................................. 4 9 ,8 5 0 .0 0 Other bonds and secu rities.............. 5 ,271.77 Furniture and fixtures..................... 1 ,300.00 Other real esta te ............. 40 0 .0 0 Cash item s ........................................ 559.02 D ue from reserve b a n k s................... 13 ,4 8 7 .2 0 Checks on other ban ks...... .............. 2 ,9 9 5 .3 0 Currencv ................................................. 7 ,960.00 Gold ..."...................................................... 705.00 Silver ................... 1,1 0 3 .9 7  L IA B IL IT IE S Capital stock ...................................... $ 25,0 0 0 .0 0 Certified surplus ................................ 25,0 0 0 .0 0 U ndivided p rofits ............................... 6 ,728.41 B ills payable ....................................... 4 3 ,0 0 0 .0 0 Individ ual deposits .......................... 1 4 1 ,225.63 P u blic funds .......... 6 1 ,430.21 Certificates of deposit, dem and.... 51,3 1 3 .6 6  Total deposits ...........$253,969.50  Total cash and E x....... $26,810.49 T o t a l ........................................................ $ 3 5 3 , 6 9 7 . 9 1   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  T o t a l ........................................................ $ 3 5 3 , 6 9 7 . 9 1  S tate  of  165  A rkansas  PANGBURN White County BANK OF PAN G BU RN Charter No. 480.  D'ate of Charter, May 8, 1919.  O ffic er s —A. B. Banks, President; Vann M. Howell, Vice-President; John Quincy Adams, Cashier;  Jesse J. Capps, Assistant Cashier. D irectors —A. B. Banks, Vann M. Howell, Jno. Q. Adams, R. H. Dickenhorst, Jesse J. Capps.  STATEMENT OF JUNE 30, 1923 RESOU R C ES Loans and discou n ts..........................$ 89 ,6 8 6 .9 8 L oans on real esta te .......................... 5,451.00 O verdrafts ...... 839.37 Other bonds and sec u r ities........... 1,579.49 Furniture and fixtures...................... 2 ,674.13 B anking house ........... ................ -...... 4 ,7 0 0 .0 0 Other real esta te ................................ 5 ,804.76 Cash item s ............................................ 142.78 Due from reserve ban ks................... 12,749.49 Currency ................................................. 896.09 22.50 Gold ..... S ilv er ........................................................ 316.28  Total cash and Ex......... $14,127.05  Other resources .................................... T otal  L IA B IL IT IE S Capital stock ........................................ ' 1 0 ,000.00 2 , 000.00 Certified surplus .................................. B ills payable ...................................... 51,500.00 2,531.92 Savings accounts .................... ........... 47,9 1 4 .2 5 Individ ual deposits ..... .................... 1,500.00 P ublic funds ........................................ Certificates of deposit, tim e......... 13,087.83 550.02 C ashier’s checks ..................... _...........  Total deposits ...............$65,584.02  4 ,2 2 1 .2 4  ...................................... ............$ 1 2 9 ,0 8 4 .0 2  Total  .$129,084.02  PARAGOULD Greene County PARAGOULD TRUST COM PANY Charter No. 196.  Date of Charter, November 29, 1905.  O ff ic er s —F. M. Scott, President; Jos. R. Bertig, J. A. Edwards, Vice-Presidents; J. C. Markham,  Cashier; T. H. Lloyd, Assistant Cashier.  D irectors —F. M. Scott, J. A. Edwards, A. Bertig, G. H. Powell, J. S. Spencer, Jos. R. Bertig,  H. J. Green, S. Bertig, J. M. Futrell, J. C. Markham.  STATEMENT OF JUNE 30. 1923  R ESOURCES Loans and d isco u n ts.......................... $ 3 4 2 ,4 1 8 .7 0 Loans on real esta te ........................ 5 8 ,554.07 O verdrafts ............................................. 439.38 U. S. securities .................................... 641.10 Other bonds and secu rities........... 1 0 ,002.18 Furniture and fixtures....................... 6,162 86 B ankin g house .................................... 18,089.13 Other real estate ........................ ...... 12,883 9 1 Item s in transit ................................. 32.65 Cash item s .............................................. 1,643.49 Due from reserve han ks................... 9 1 ,9 0 3 .1 5 Checks on other ban k s..... ............... 2 0 ,7 3 0 .8 6 C urrency ................................................ 28 ,8 3 9 .0 0 Gold .......................................................... 790 00 Silver ............. .............. ....................... . 4,4 6 3 .2 3  L IA B IL IT IE S Capital stock ........................................ $ 50,000.00 Certified surplus ................................. 17,000.00 U ndivided profits ........... 23,017.47 *B ills payable ‘ ‘D eposits on which more than 4 per c en t in terest is p a id ” ....... ...................... 7,291.57 Savings accounts ................................ 16 5 ,0 1 7 .6 4 Individ ual deposits ....................... 134,521.29 P u blic funds ......................................... 166,373.60 Due to non-reserve ban ks................ 11,500.00 Certificates of deposit, dem and.... 6,853.12 Certificates of deposit, tim e.......... 2 5,347.55  Total deposits ...........$509,613.20 R eserved for taxes .............................  1,500.00  Total cash and E x.....$148,368.73  Other resources ..................................  3 ,3 3 :.9 0  Total ........................... .........................$ 6 0 1 ,1 3 0 .6 7 ■T h is a m o u n t n o t a d ded in t ot al s .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Total  $601,1 3 0 .6 7  R eport  166  of  B ank C ommissioner  PARAGOULD Greene County SECURITY BANK & TRUST COMPANY Charter No. 213.  Date of Charter, July 27, 1906.  O ff ic er s —R. J. Haley, President; C. A. Mack, Vice-President; Fred Watson. Cashier; F. H. Ford,  Emily Meiser, H. H. White, Assistant Cashiers. D irectors —R. J. Haley, C. A. Mack, Fred Watson, Joe A. White, J. A. Poole. W. O. Poole,  Alvin Samuel, A. M. Reedy, Claude Bradsher, S. P. McHaney, F. H. Ford. STATEMENT OF JUNE 30, 1923 RESO U R C ES Loans and d isco u n ts........................... $ 2 8 4 ,3 6 9 .2 1 Loans on real esta te .......................... 1 5 4 ,6 2 6 .8 9 U. S. secu rities .................................. 7 1 ,700.00 Other bonds and sec u r ities.............. 1 5 ,538.57 Furniture and fixtures..................... 3 ,3 5 8 .8 0 1 1 ,000.00 B anking house ............. Other real estate ................................ 1 7 ,006.50 Item s in tra n sit ................................ 3 40.00 Cash item s ............................... 370.32 D ue from reserve ban ks.................. 83 ,3 8 0 .9 7 Checks on other han ks...................... 4 ,4 5 8 .6 9 Currency ........................... 5 ,855.00 Silver ....................................................... 4 ,7 2 2 .2 8  L IA B IL IT IE S Capital stock ....................................... $ 1 0 0 , 0 0 0 .0 0 Certified surplus ................................. 4 0 ,0 0 0 .0 0 7,277.69 U ndivided profits ............................. Savings accounts ................................ 7 5,297.91 7 2 2.99 T rust funds .......... ................................ Individual deposits .......................... 2 5 2 ,5 2 5 .6 1 Public funds ....................................... 9 1 ,3 2 0 .7 0 3 1 7 .8 8 D ue to non-reserve ban k s..... ........ 8 8 ,6 6 0 .9 4 Certificates of deposit, tim e......... Certified checks .................................. 20.00 C ash ier’s checks ...................-..... 5 8 3.51  Total deposits .......... $509,449.54  Total cash and Ex....... $97,787.26 T otal  $ 6 5 6 ,7 2 7 .2 3  T otal  $ 6 5 6 ,7 2 7 .2 3  PARIS Logan County AMERICAN BANK & TRUST COMPANY Charter No. 337.  Date of Charter, April 6, 1911.  O ff ic er s —J. J. Smith, President; W. B. Rhyne, Vice-President; B. C. Reed, Cashier;  Wahl, Assistant Cashier.  Chas. F-  D irectors —J. J. Smith, W. B. Rhyne. Jno. D. Deen, A. M. Smith, A. C. Johns, R. A. Harkins,  Frank Struwe, B. C. Reed, Chas. F. Wahl.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts......................... $ 3 1 2 ,7 8 1 .5 1 Loans on real e sta te .......................... 4 0 ,5 8 9 .4 4 1,7 6 0 .7 1 O verdrafts .............................................. U. S. securities ................................ 53 ,0 0 0 .0 0 Stock in Federal R eserve B ank.. 1 .800.00 Other bonds and sec u r ities.............. 2 7 ,0 1 7 .0 5 Furniture and fixtures...................... 2 ,5 1 1 .8 7 Other real e sta te ..... ............................ 3 ,0 0 0 .0 0 Cash item s ............................................. 2 ,2 1 8 .9 6 D ue from reserve ban ks............... 3 0 ,6 3 1 .9 1 D ue from Federal R eserve B ank.. 2 4 ,9 8 3 .7 9 Checks on other b a n k s..... ............ 5 92.75 Currency .................... .......................... 5 .8 1 5 .0 0 Gold ......................................................... 1 .6 4 5 .0 0 Silver ...................................................... 1,4 4 2 .4 5  Total cash and E x....... $67,329.86 To t a l  $509,790.44  T h is a m o u n t n o t a d d e d in t ot al s .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ........................................ $ 50,000.00 Certified surplus .................................... 1 0,000.00 U ndivided profits .................. 1 3 ,9 9 4 .7 4 B ills payable ........................................ 1 5,000.00 * B ills payable ‘ ‘D ep osits on which more than 4 per cent interest is p a id ” .......................... 55,018.03 Savin gs accounts ....................... 7 4 ,9 9 2 .5 6 D ividends unpaid ............................. 515.50 Individ ual deposits ............................ 2 2 3 ,879.73 P ublic funds ........................................... 61,7 2 5 .5 4 Certificates of deposit, tim e............ 31,4 5 4 .8 5 C ashier’s checks ............................. 5 ,227.52  Total deposits ...........$397,795.70 B onds borrow ed ................................... Total  2 3 ,0 0 0 .0 0  .......................................................$ 5 0 9 , 7 9 0 . 4 4  S tate  of  167  A rkansas  PARKDALE Ashley County BANK OF PARKDALE Charter No. 298.  Date of Charter, February 1, 1910.  O ff ic er s _R. G. Williams, President; E. D. Gregory, Vice-President; W. W. Morris, Cashier. D irectors —E. D. Gregory, J. S. Oneal, R. G. Williams.  STATEMENT OF JUNE 30, 1923 RESOU R C ES Loans and d isco u n ts.......................... $ 3 0 ,305.10 Loans on real esta te ..... .................... 3 0 ,231.13 2 ,883.33 U . S. securities ...... Other bonds and sec u r ities........... 4 ,1 9 3 .9 6 Furniture and fixtures.................... 1 ,160.47 Other real e sta te ....... ....... 3 ,584.31 D ue from non-reserve b a n k s......... 4 ,9 1 5 .7 1 Due from reserve banks................... 13,8 5 0 .2 7 Currency .............. 4 40.00 Gold ................................................... 523.50 Silver ..................... 9 55.90  L IA B IL IT IE S Capital stock ........................................ $ Certified surplus ............. U ndivided profits .......... B ills payable ..... .................. -— .......... Individ ual deposits .......................... Public funds ..................... Certificates of deposit, tim e....... C ashier’s checks ...................— ......  15,000.00 16,500.00 3,553.18 10,000.00 38,078.30 2,043.28 7,312.30 461.63  Total deposits ............. $47,895.51 R eserved  for in terest................... —  94.99  Total cash and Ex.......$20,685.38 Total  ...... ............................................$ 93 ,0 4 3 .6 8  T otal  .....................-............. .............-$ 93.043.68  PARKIN Cross County  PARKIN HOME BANK Charter No. 294.  Date of Charter, December 17, 1909.  O ffic er s —R. W. Minnie, President; Sidney F. Stallings, Vice-President;  P. J. Phillips, Cashier.  D irectors —R. W. Minnie,  P." J. Phillips, I. R. Dye, H. L, Coldrcn, V. T. Utley, Sidney F. Stallings, R. L. Block, R. A. Martin, J. P. Milnor. STATEMENT OF JUNE 30, 1923  RESOURCES Loans and d iscou n ts....................... ...$ 2 4 7 ,1 8 8 .5 0 Loans on real e sta te ............ ............... 8 5 ,914.91 Overdrafts ........................................... ... 1 ,219.67 U. S. secu rities __ 6 33.14 Other bonds and secu rities........... 9,7 9 9 .2 8 Furniture and fixtures..................... 5,1 6 5 .0 0 B anking house .............................. .... 5 ,000.00 Other real e sta te ................................. 23 ,4 4 8 .5 8 Item s in transit ............................. 5,9 8 8 .4 0 Cash item s ....... 49 6 .1 4 D ue from reserve ban ks................. 3 0 ,806.13 Currency ........ .. 7 ,682.00 Gold ...... 40.00 Silver ..................... 3 ,322.52 T otal cash and E x ___ $ 4 2 ,3 4 6 .7 9 Other resources ................................ 6 ,648.86 T ot a l  $433,353.13  T h i s a m o u n t n o t a d d e d in to ta ls.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ........................... .............$ 50,000.00 Certified surplus .................... 5.000.00 U ndivided profits .................. 50.53 B ills payable ..................... 120,000.00 * B ills payable ‘ 'D eposits on which more than 4 per cent interest is p a id '’................ 19,861.39 Savings accounts ........... 8,605.59 Individual deposits ........................... 119,716.06 Public funds ................... ........... ..... 127,638.93 Certificates of deposit, tim e......... 1,250.00 C ashier's checks ................................. 1,092.02 T otal deposits ........$258,3 0 2 .6 0  To t a l  .$43 3 ,3 5 3 .1 3  168  R eport  B a n k C ommissioner  of  PEACH ORCHARD Clay County PEOPLES BANK Charter No. 322.  Date of Charter, October 24, 1910.  O ffic er s —John C. Baker, President; Wm. F. Harris, Vice-President;  Mary E. Goldman, Assistant Cashier.  E. N. Goldman, Cashier;  D irectors —John C. Baker, Wallace J. Brown, B. F. Wyse, Wm. F. Harris, W. G. Baker.  STATEMENT OF JUNE 30. 1923 R ESO U R C ES L oans and d isco u n ts.......................... $ 60 ,1 6 2 .7 0 L oans on real esta te .............................. 7,5 7 2 .7 7 O verdrafts .......................................t... 81.35 U . S. secu rities ................. ................ 50.00 Other bonds and sec u r ities.............. 1 99.45 Furniture and fixtures....................... . 1,4 9 4 .8 5 Cash item s ........................................... 157.88 Due from reserve ban ks................... 6 ,530.11 1 05.00 Currency ............................ .................... i Gold ..................... 175.00 Silver ........ 734.73  L IA B IL IT IE S Capital stock ............................ ............$ Certified surplus .................................. B ills payable ................. *B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’.............................. Individ ual deposits ........................... P ublic funds ......................................... Certificates of deposit, dem and.... Certificates of deposit, tim e........ C ashier’s checks ...............................  Total cash and  E x....... $7,702.72  Total deposits ............. $48,358.80  Other resources  ...............................  1 0 ,000.00 2,0 0 0 .0 0 18,0 0 0 .0 0 7,000.00 30,1 9 7 .8 0 5,0 5 4 .0 1 1,000.00 1 1 ,2 1 6 .7 6 890.23  1 ,094.96  T otal .................................................... $ 7 8 ,358.80  T otal .....................................................$ 78,358.80  *T his amount not added in totals.  PEA RIDGE Benton County BANK OF' PEA RIDGE Charter No. 339.  Date of Charter, May 6, 1911.  O ff ic er s —W. T. Patterson, President; J. F. Patterson, Vice-President;  J. M. Putman, Cashier;  W. T. Patterson, Assistant Cashier. D irectors —W. T. Patterson, J. F. Patterson, J. M. Putman.  STATEMENT OF JUNE 30, 1923 RESOU R C ES .$ 54 ,3 7 3 .9 4 L oans and d isco u n ts................. 7 .287.00 L oans on real e sta te ............... 95.91 O verdrafts .........................-......... 410.43 Other bonds and securities.. 2 ,130.69 Furniture and fixtures......... 1. 100.00 B ankin g house ...................... . 3,6 8 6 .8 3 Other real e sta te ....................... 752.46 D ue from non-reserve banks 4 ,2 8 5 .3 6 Cash item s ..... ........................ . 2 ,191.09 D ue from reserve ban ks___ Currency ............................... ....... 1 ,793.00 Gold .............. ............................. ............ 5 42.50 Silver ....... ................................................. 720.03  L IA B IL IT IE S Capital stock .........................................1 Certified surplus .................................. U ndivided profits ............................... B ills payable ....................................... Individ ual deposits ............. ........... Public funds ............................ ............. Certificates of deposit, tim e..... ...... C ashier’s checks ................................  1 0 ,000.00 1 0 ,000.00  107.96 23,2 5 0 .0 0 2 1 ,1 9 0 .6 1 6 ,619.59 8,187.83 13.25  Total deposits .............$36,011.28  Total cash and E x.......$10,284.44 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  79,369.24  Total  79,369.24  S tate  of  169  A rkansas  PERRY Perry County  PERRY STATE BANK  Charter No. 461. Date of Charter, February 28, 1917. O ff ic er s —A. B. Banks, President; J. E. Rose, Vice-President; Flora Rose, Cashier; Fay M. Wallace, Assistant Cashier. D irectors —A. B. Banks, Flora Rose, G. A. Mosley, J. E. Rose, Vann M. Howell. STATEMENT OF JUNE 30, 1923 R ESOURCES L oans and disco u n ts...........................$1 1 2 ,9 9 2 .4 4 Loans on real esta te ................................ 1 4 ,062.51 O ther bonds and sec u r ities............. 1,477.31 Furniture and fixtures...................... 875.00 B ankin g house ..................................... 1 ,800.00 Other real esta te .......... -.................... 1 9 ,681.77 Due from reserve ban ks................ 1 4 ,638.13 Currency .................................. 1,070.00 30.00 Gold ....... S ilv er ............. 724.31  Total cash and E x....... $16,462.94 Other resources ................................. Total  L IA B IL IT IE S Capital stock ........................................! Certified surplus' ................................ U ndivided profits ............................ Individ ual deposits ........................... P ublic funds .......................................... Certificates of deposit, tim e......... C ashier’s checks ...............................  30,000.00 3,000.00 1.280.99 3 3 ,030.56 79,351.02 23,033.00 285.65  Total deposits .......... $135,705.23  2 ,6 3 4 .2 5 $ 1 6 9 ,9 8 6 .2 2  $ 169,986.22  Total  PETTIGREW Madison County  CITIZENS BANK  Charter No. 231. Date of Charter, April 15, 1907. O ff ic er s —Chas. E. Crawford, President; J. H. Phipps, Vice-President; Mrs. Grace Crawford, Cashier; Esse Barber, Assistant Cashier. D irectors —Jay Fulbright, J. H. Phipps, R. B. Chainey, C. M. Farmer, Chas. E. Crawford.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d iscou n ts..........................$ 4 4 ,983.03 Loans on real e sta te .......................... 6 ,928.50 U. S. securities ......................... 1,000.00 1,000.00 Furniture and fixtures........... ......... B ankin g house ....................... 1,000.00 Cash item s ............. 693.63 Duo from reserve ban ks.................... 2 0 ,559.28 Currency ....... 918.00 Gold .......................................................... 305.00 Silver .............................. 314.79  L IA B IL IT IE S Capital stock ........................................ ! Certified surplus ................................. U ndivided profits .............................. Individ ual deposits ..................... . Certificates of deposit, tim e...........  10 ,000.00 4 ,000.00 389.25 34,709.60 2 8 ,577.04  Total deposits .............$63,286.73 Oilier  lia b ilities  ...............................  26.25  Total cash and E x.......$22,790.70 T otal  .$ 7 7 ,702.23  Total  77,702.23  PIGGOTT Clay County  BANK OF PIGGOTT  Charter No. 178. Date ol Charter, May 11, 1905. O ff ic er s —L. Hunter, President; J. M. Turner, Vice-President; E. R. Winton, Cashier; E. FI, Scurlock, 1. B. Langley, Assistant Cashiers. D irectors —L. Hunter, J. M. Turner, T. L. Davis, W. H. Hitt, E. Williams, W. L. Castleberry, Ira C. Langley. STATEMENT OF JUNE 30, 1923 RESOURCES L oans and d isco u n ts........ .................$ 1 5 1 ,1 3 0 .8 8 Loans on real e sta te .............. 31,8 9 3 .1 5 Overdrafts ......................................... .. .. 492.72 U. S. securities ........ 10,000.00 Other bonds and secu rities.. 7,114.31 B anking house .................................... 8 ,400.00 Due from non-reserve ban ks.... ..... 6,000.00 Cash item s ............................................ 39.50 D ue from reserve ban k s....... 14,985.87 Checks on other banks ................ 303.21 Currency ....... ............. ....................... .. 7,269.00 Gold .......... 625.00 Silver .................. 643.54 T otal cash and E x ___ $ 2 9 ,8 6 6 .1 2 Other resources ................. 5.84 To ta l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .......... $ 2 3 8 , 9 0 3 . 0 2  L IA B IL IT IE S Capital stock ........................................ $ 25,000.00 Certified surplus ................................. 17,500.00 U ndivided profits ............................ 5,149.41 Savings accounts ....... 8,205.09 Individual deposits ............................ 102,282.98 Public funds _____ 40,094.16 Due to non-reserve banks................. 452.51 Certificates of deposit, tim e............. 2 9,903.47 C asher’s checks ............ 315.40  Total deposits _____ $181,253.61 Bonds borrowed .................................  Total  10.000.00  .$238,903.02  R eport  170  of  B a n k C ommissioner  PIGGOTT Clay County CLAY COUNTY BANK Charter No. 43. O ff ic er s —J. M. Myers, President;  Date of Charter, May 4, 1897.  O. H. Parrish, Vice-President; H. S. Moore, Cashier; J. E.  Lack, Assistant Cashier. D irecto rs —J. M. Myers, O. H. Parrish, H. S. Moore, F. Weldin, W. C. Swain, Lura V. Brown,  E. Marshall.  STATEMENT OF JUNE 30, 1923  RESOU R C ES .$ 1 5 6 ,2 7 5 .7 7 L oans and d isco u n ts.................. . 1 8 ,430.22 L oans on real e sta te ................. 4 4 1 .1 5 O verdrafts .................................. 9 ,4 1 2 .9 4 Other bonds and sec u r ities..... 3 .1 7 9 .0 0 Furniture and fixtures............. 7.500.00 B ankin g house ............................ D ue from non-reserve ban k s........... 2 1 .0 0 0 .0 0 D ue from reserve ban k s.................... 34 ,7 2 8 .4 1 1 , 00 0.00 D ue from Federal R eserve B ank.. 2 07.38 Checks on other ban k s..................... 4 ,4 7 7 .0 0 Currency ................................................ Gold ..... ...................................................... 840.00 S ilver ........................................................ 49 9 .9 1  L IA B IL IT IE S Capital stock ............ ..................... ......$ Certified surplus ........... U ndivided p rofits ............................... B ills payable .................................... Individ ual deposits .......................... P u blic funds ........................................... Certificates of deposit, tim e..... ...... C ashier’s checks ............................  25,0 0 0 .0 0 1 3 ,5 0 0 .0 0 4 ,2 1 0 .8 0 20,0 0 0 .0 0 6 5 ,0 5 9 .5 7 09,9 6 1 .4 0 5 9,104.22 1,5 7 3 .4 4  Total deposits ...........$195,698.63  Total cash and E x.......$62,752.70 Other  resources  T otal  .................................  417.65  ....................................................$ 2 5 8 ,4 0 9 .4 3  T otal  ....................................................$ 2 5 8 ,4 0 9 .4 3  PINE BLUFF Jefferson County CITIZENS BANK Charter No. 4.  Date of Charter, December 24, 1886.  O ff ic er s —John B. Speers, President; M. E. Bloom, D. B, Niven, Geo. L. Madding, Vice-Presidents;  H. B. Strange, Cashier; R. L. Byrd, D. McDonald, C. A. Fullinwider, Assistant Cashiers. D irectors —Geo. L. Madding, H. C. Fox. H. E. Blumenthal, F. M. Roane, T. H. Gregory, B. F.  Adams, J. B. Speers, D. B. Niven, M. E. Bloom, H. B. Strange, A. W. Mills. STATEM ENT OF RESOU R C ES L oans and disco u n ts...................... $ 1 ,2 2 8 ,6 1 5 .6 6 Loans on real e sta te ..................... 2 5 2 ,4 2 1 .6 2 Loans on cotton ............................. 2 3 1 ,1 1 0 .5 8 C ustom ers’ lia b ilitie s account of acceptances and letters of credit ............................................... 1 4 2 ,8 0 0 .0 0 O verdrafts ......................................... 8 ,4 0 9 .0 7 U . S. secu rities ........... 2 8 8 ,2 1 1 .8 5 Other bonds and secu rities......... 12 ,7 5 6 .1 0 Furniture and fixtures............. 20 ,2 1 0 .3 0 B anking house ....... 2 5 6 ,5 6 8 .0 1 Item s in transit ............................. 3,6 7 4 .6 6 Cash item s ............. 5 ,387.30 D ue from reserve ban ks.............. 5 2 6 ,5 3 7 .5 0 Due from Federal R eserve B ank 8 0 ,307.33 Checks on other ban ks................... 3 8 ,5 2 9 .2 7 Currency ............................................ 50 ,6 2 0 .0 0 Gold .... ................ 3,560.00 Silver .................... 8,6 5 1 .3 9 T otal cash and E x. $ 7 1 3 ,5 9 2 .7 9 Other resources ..... 8,2 3 4 .8 0 Total  ................................................... $ 3 , 1 6 6 , 6 0 5 . 4 4   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  JU N E 30, 1923 L IA B IL IT IE S Capital stock .....................................$ 300 ,0 0 0 .0 0 Certified surplus ............. 6 0.000.00 U ndivided profits ............................ 176 ,4 3 0 .4 8 2 5 0 ,0 0 0 .0 0 B ills payable ..................................... Savings accounts ............................. 332 ,9 6 6 .6 3 D ividend s unpaid ............................. 65.00 Individ ual deposits ..................... 8 5 0,913.71 P u blic funds ..................................... 1 9 8 ,061.77 Due to non-reserve ban k s........... 4 7 1 ,6 8 1 .1 1 Certificates of deposit, tim e.... 6 9,340.03 Certified checks ......................... 1,863.92 C ash ier’s checks ............................. 1,532.79 T otal deposits ....$ 1 ,9 2 6 ,4 2 4 .9 6 R eserved for interest, taxes and contingencies ............... 25,0 0 0 .0 0 L etters of credit and acceptances 142 ,8 0 0 .0 0 Other lia b ilities ...... 2 8 5 ,9 5 0 .0 0  Total  ................................................... $ 3 , 1 6 6 , 6 0 5 . 4 4  S tate  of  171  A rkansas  PINE BLUFF Jefferson County COTTON BELT SAYINGS & TRUST COMPANY Charter No. 34.  Date of Charter, June 5, 1895.  O ff ic er s —J. E. Boyce, President;  Harvey Hogg, F. L. Fox, Vice-Presidents; C. W. Pettigrew, Cashier; R. H. Hankins, W. D. Lee, Assistant Cashiers.  D irectors —J. E. Bovce. F. L  Fox, Harvey Hogg, C. H. Bolinger, Henry Marx, E. H. Elsberry, A. W. Troupe, C. C. Handley, J. W. Crawford. STATEMENT OF JUNE 30, 1923  R ESOURCES Loans and d isco u n ts.....................$ Loans on real esta te ....... -.............. Loans on other com m odities___ Overdrafts ...................... Stock in Federal R eserve B ank Other bonds and sec u r ities...... Furniture and fixtu res.................. Other real estate ............ B ills of exchange ............ Cash item s ............. Due from reserve ban ks............... Due from Federal R eserve B ank Checks on other ban ks.............. Currencv ....... Gold — ...... Silver ....... T otal cash and E x ...$1 5 5 ,6 1 4 .0 6 Other resources ............................. Total  761 ,1 8 1 .7 5 2 6 7 ,1 3 2 .2 1 5,654.82 22 0 ,3 4 4,8 0 0 .0 0 2 1 ,6 1 9 .0 0 17 ,7 6 8 .9 4 4 3 ,6 4 0 .0 0 13 ,8 5 6 .6 4 716.85 76,772.83 47 .8 4 8 .2 8 11,3 6 9 .6 9 16,9 9 7 .0 0 177.50 1 ,731.91  L IA B IL IT IE S Capital stock ............... .................... $ Certified surplus ............................ U ndivided profits ............. ........... B ills payable ...... ........................... N otes rediscounted ....................... Savings accounts ............................ Trust funds .................................... Individ ual deposits ...... ................ Public funds ....... ........................... Certificates of deposit, tim e.... Certified checks ............. ....... .......... C asher’s checks ..............................  100,000.00 60,000.00 18,398.60  110,000.00 83,314.98 320,624.91 45,3 5 4 .3 9 380,292.38 142,860.19 3 3 ,0 1 9 .8 6 4.50 33.02  Total deposits ........ $922,189.25 Other lia b ilities  ..... .......................  13,936.83  16,351.90  .$ 1,307,839.66  Total  $ 1 ,3 0 7 ,8 3 9 .6 6  PINE BLUFF Jefferson County MERCHANTS & PLANTERS BANK Charter No. 1.  Date of Charter, November 25, 1876.  O fficers —S. C. Alexander, President; J. W. Jones, Vice-President; A. D. Foster, Vice-President  and Cashier; J. P. Jordan, R. W. Etter, Assistant Cashiers.  D irectors —S. C. Alexander, J. W. Wilkins, W. E. Collier, J. S. Ingram, J. W. Jones, A. D. Foster.  STATEMENT OF JUNE 30. 1923 RESOURCES Loans and discou n ts...................... $ 1 ,2 9 8 ,9 3 7 .5 3 Loans on real e sta te ..... ................ 2 1 6 ,8 4 4 .2 5 Loans on cotton ............................. 7 2 9,535.09 O verdrafts ............................................ 184.72 Other bonds and securities ...... 7,437.70 Furniture and fixtures................. 8 ,000.00 B anking house ................................. 1 0 ,000.00 Other real esta te ........... 19 ,7 5 8 .7 0 Item s in transit .............................. 10 ,4 8 9 .9 6 Due from non-reserve banks.... 1,234.10 Cash item s ....... 1,463.75 Due from reserve ban ks............. 3 4 6 .9 1 6 .5 8 Checks on other b a n k s............... 1 0 .865.37 Currency ................................,........... 1 4 6 ,1 0 3 .0 0 Gold ...... 11 ,0 3 5 .0 0 S ilver ............. 5,545.11 T otal cash and E x ...$ 5 2 3 ,2 1 2 .9 1 Other resources ...... 517.95 To t a l  .................... ............................... $ 2 , 8 2 4 , 9 1 8 . 8 1   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock .....................................$ 175,000.00 2 0 0,000.00 Certified surplus ............. U ndivided profits ............. 95,902.19 Savings accounts .......... 1,287,429.96 Individ ual deposits ...................... 664,830 18 Public funds ..................................... 2 0 9,5o6.06 Due to non-reserve banks........... 74,581.79 Certificates of deposit, demand.. 2,345.32 Certificates of deposit, tim e....... 107,675.75 Certified checks ...... 355.83 C ashier's checks ............. ........... . 2 190.75  Total deposits ....$2,349,046.14  R eserved for in terest ...... R eserved for taxes .......................  Total  2.385.85 2,584.63  ...................................................$ 2 , 8 2 4 , 9 1 8 . 8 1  172  R eport  of  B a n k C ommissioner  PINE BLUFF Jefferson County PEOPLES SAVINGS BANK & TRUST COMPANY Charter No. 118.  D'ate of Charter, February 4, 1903.  «  O ffic er s —J. H. Mann, President; J. A. Clement, Vice-President; E. W. Hightower, Secretary and  Treasurer; C. A. Gormley, Assistant Secretary. D irectors —J. H. Mann, E. A. Howell, J. A. Clement, F. O. McGehee, E. W. Hightower, Leo M.  Andrews, D. E. Tucker. STATEMENT OF JUNE 30, 1923 R ESO U R C ES L oans and disco u n ts..... .........$ 4 4 6 ,8 2 8 .4 9 Loans on real e sta te ........................... 1 4 4 ,5 5 9 .8 4 Loans on cotton .................................. 5,4 0 4 .3 9 O verdrafts ............................................. 91 0 .6 1 U . S. secu rities .................................. 4 7 .0 0 0 .0 0 5 ,000.00 Bonds to secure postal sa v in g s....... Stock in Federal R eserve B ank.... 4 ,5 0 0 .0 0 Other bonds and secu rities.. 7 ,256.72 18 ,3 4 6 .9 3 F u rn iture and fixture*........... B ankin g house ................................... 1 ,350.00 Other real esta te ....... 1 4 ,1 7 1 .0 5 Item s in tra n sit .................................. 244.68 Cash item s ........................................... 68 7 .7 5 D ue from reserve han k s....... 6 6 ,7 8 0 .6 6 Due from Federal R eserve B ank.... 3 6 ,1 7 1 .4 2 5 ,728.30 Checks on other han k s...... C urrency .................................................. 1 0 ,180.00 Gold ......................... 1,3 9 2 .5 0 Silver ................. 1,981.49 T otal cash and E x ..... $ 1 2 2 ,9 2 2 .1 2 Other resources .................................... 3 47.62  L IA B IL IT IE S Capital stock ................. $ 1 0 0 ,0 0 0 .0 0 5 0,000.00 C ertified surplus ................ U ndivided p rofits ............................... 5,13 5 .7 5 B ills payable ......................................... 2 0 ,0 0 0 .0 0 2 5 ,6 1 6 .2 1 N otes red iscoun ted ............................ Savings accounts ................................ 2 2 0 ,0 6 7 .3 5 Individ ual dep osits ........................... 2 2 9 ,6 0 3 .9 6 P u b lic funds ......................................... 114 ,4 0 1 .7 1 Certificates of deposit, tim e.............. 51,7 5 3 .3 4 Certified checks ..................................... 2 4 1.17 C ashier’s checks .................................. 2,0 2 2 .9 6  T otal ......................................................$ 8 1 8 ,8 4 2 .4 5  T otal ...................................................... $ 8 1 8 ,8 4 2 .4 5  Total deposits .............$618,090.49  PLAINVIEW Yell County BANK OF PLAINVIEW Charter No. 236. O ffic er s —W. B. Clement, President;  D.  R. Green, Assistant Cashier.  Date of Charter, May 31, 1907.  W. G. Caviness, Vice-President; W. T. Blount, Cashier;  D irectors —W. B. Clement, Seth. W. Lofland, W. T. Pugh, M. A. Vandover, Dr. H. L. Montgomery,  W. G. Caviness, C. S. Choate, R. A. Compton, K. A. Norman. STATEMENT OF JUNE 30. 1923 RESOU R C ES Loans and d isco u n ts........................... $ 1 1 8 ,1 6 6 .8 0 L oans on real e sta te .......................... 1 5 ,0 1 9 .3 1 U . S. secu rities ................ 1 ,200.00 Other bonds and secu rities.............. 1,1 4 4 .1 5 Furniture and fixtures...................... 3 ,1 7 1 .8 7 B anking house ...................................... 6,2 4 0 .0 0 Other real e sta te ................ 2 ,1 3 3 .9 7 Cash item s ...................................... 126.01 D ue from reserve banks..................... 6 3 ,9 2 2 .6 7 Checks on other ban ks...................... 327.49 Currency ................................................ 4,7 3 4 .0 0 Gold .......................................................... 2,4 3 0 .0 0 Silver ...... 723.26  L IA B IL IT IE S Capital stock ......................................... $ Certified surplus ...... U ndivided profits ............................... Individ ual deposits ........................... P ublic funds ............... Certificates of deposit, dem and___  60,0 0 0 .0 0 8 ,700.00 321.85 113 ,0 0 6 .9 7 1 2,356.02 2 5 ,076.18  Total deposits ............. $150,439.17  Total cash and Ex.......$72,318.43 Other resources ................................... Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  66.49  .$219 ,4 6 1 .0 2  Total  .$219,4 6 1 .0 2  S tate  of  173  A rkansas  PLAINVIEW Yell County  FARMERS BANK Charter No. 501.  Date of Charter, December 26, 1916.  O ff ic er s _O. N. Harkey, President; R. L. Elliott, Vice-President; Donald Barger, Cashier; Hume  Sloan, Assistant Cashier. D irectors —L. C. Breashears, R. L. Elliott, O. N. Harkey, W. W. Holmes, J. B. Law, T. O. Light,  H. D. Rana.  STATEMENT OF JUNE 30, 1923  RESOU R C ES Loans and discou n ts.......... -.............. $ 1 6 6 ,7 7 9 .0 7 Loans on real esta te .......................... 342.20 1,438.36 Other bonds and secu rities .......... Furniture and fixtures......... -.......... 2,4 4 4 .6 2 B anking house -................................... 7 ,000.00 D ue from reserve ban k s.................. 12,628.33 61.98 Checks on other ban ks..................... Currency — ..................................... 2,9 5 1 .0 0 urOld .......-......................................................  lOO.UU  S ilver  511.65  ......................................................  L IA B IL IT IE S Capital stock .............. ............... ...........$ Certified surplus .................... _......... U ndivided profits ............................. . Individ ual deposits ........................... Public funds .............................. ......... Certificates of deposit, tim e........... C ashier’s checks ________________  Total deposits ...........$133,613.92  50.000.00 7,100.00 3,598.29 79,277.63 11,048.71 43,124.79 162.79  Total cash and E x.......$16,307.96 ...$ 1 9 4 ,3 1 2 .2 1  Total  Total  $ 194,312.21  PLUMERVILLE Conway County  BANK OF PLUMERVILLE Charter No. 89.  O ff ic er s —A.  D. Malone, President; W. H. Duff, Assistant Cashier.  Date of Charter, April 11, 1902. A. B. Payne, Vice-President;  A. J. Nesbitt,  Cashier;  D irectors —A. D . Malone, A. B. Payne, A. R . Bowdre, A. H . Malone.  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts ..............—$ 7 9 ,335.61 Loans on real esta te ........................... 2 7 ,3 2 1 .9 4 L oans on cotton ................................. 7,137.86 O verdrafts ............................................. 4 53.51 U . S. secu rities ................................. 150.00 Other bonds and sec u r ities.............. 316.03 Cash item s .............................................. 102.82 D ue from reserve ban k s..................... 3 7 ,7 3 3 .4 7 Currency ...... 4 ,0 2 6 .0 0 Gold ........................................................... 200.00 Silver ..................................... 1 ,103.41  L IA B IL IT IE S Capital stock ......................................... $ Certified surplus ................................. U ndivided profits ............................... Individ ual deposits ........................... P ublic funds .......................................... Certificates of deposit, tim e.........  4 0 .0 0 0 . 1 0 .0 0 0 .00  17,642.16 69,3 3 0 .2 4 7,968.25 12,910.00  Total deposits .............$90,238.49  Total cash and E x....... $43,165.70 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $157,880.65  Total  .$157,830.65  00  174  R eport  of  B a n k C ommissioner  POCAHONTAS Randolph County  POCAHONTAS STATE BANK Charter No. 91.  Date of Charter, May 16, 1902.  O ff ic er s —M. M. Carter, President; Dr. J. W. Brown, Vice-President; Ben A. Brown, Cashier;  L.  R. Pickett, H. L. Haynes, Clifford Price, Assistant Cashiers.  D irectors —M. M. Carter, Dr. J. W. Brown, John R. Kizer, Dr. T. Z. Johnson, J. W. Shannon,  Zan A. Schnabautn, Eugene Thompson. STATEMENT OF JUNE 30, 1923 R ESOURCES L oans and d isco u n ts.............. $ 2 8 7 ,5 6 9 .3 6 L oans on real e sta te ................... 23 ,3 0 0 .0 0 O verdrafts ............................................. 9 19.82 U . S. secu rities .................................. 2 ,9 7 2 .4 7 Other bonds and sec u r ities..... ........ 11,1 2 5 .5 1 1 ,750.00 Furniture and fix tu res..... ................ B ankin g house ................................... 6.0 0 0 .0 0 Cash item s ...... 1 ,569.99 Due from reserve ban k s.... 5 2 ,805.52 2,8 3 0 .4 9 C hecks on other banks ................... Currency ............ 2,8 4 2 .0 0 Gold ..........-.................................... 2,4 9 5 .0 0 Silver ............. 2,6 7 2 .6 2 T otal cash and E x ........$ 6 5 ,2 1 5 .6 2 Other resources ................................... 3.44 T otal  .$398, 856.22  L IA B IL IT IE S Capital stock .........................................: 5 0 .0 0 0 . 00 1 2,500.00 C ertified surplus ............................... U ndivided p rofits ..... ...................... . 1,600.29 B ills payable ......................................... 1 5 .0 0 0 . 00 N otes rediscounted ............................. 2 0 . 0 0 0 . 00 *B ills payable ‘ 'D eposits on w hich more than 4 per cent in terest is p a id ” ............................. 2 1 ,3 1 0 .0 0 Savings accounts ................................ 55,6 7 7 .7 7 Individ ual deposits ........................... 2 2 8 ,2 5 4 .7 9 P u blic funds ......................... ............. 13,1 3 9 .8 4 C ashier’s checks ............................... 2 ,683.53 T otal dep osits ............$ 2 9 9 ,7 5 5 .7 5  T otal  .$398,856.22  *T his amount not added in totals.  POCAHONTAS Randolph County RANDOLPH COUNTY BANK Charter No. 4s.  Date of Charter, February 14, 1898.  O ff ic er s —E. Dalton, President; H. L. Throgmorton, Vice-President; J. D. Wells, Cashier; O, C.  Mock, F. E. Bates, Assistant Cashiers. D irecto r .—B. Borowsky, W. C. Brown, E. Dalton, Dr. W. E. Hamil, W. A. Jackson, T. M. Mays,  W. L. Pope, Geo. Promberger, F. Spinnenweber, Dr. H. L. Throgmorton, Dr. C. E. Stuttle, J. D. Wells. STATEMENT OF JUNE 30. 1923 L IA B IL IT IE S RESOU R C ES Capital stock .......................................$ 5 5,000.00 Loans and d isco u n ts...........................$ 3 3 7 ,0 0 3 .0 3 Certified surplus ................................. 10,0 0 0 .0 0 L oans on real e sta te ........................... 3 0 ,6 8 0 .0 0 25,0 0 0 .0 0 O verdrafts ................. 3,3 0 8 .8 8 B ills payable ............... * B ills payable “ D eposits on U . S. secu rities ...................................... 3,4 0 5 .2 3 more than 4 per cent Other bonds and sec u r ities..................................... 12 ,6 0 7w .2hich 5 in terest is p a id ” ............................. 20,5 0 0 .0 0 Furniture and fixtures....... ...... 4 ,0 0 0 .0 0 B ankin g house ..................................... 5 ,600.00 Savings accounts ..... ......... ............... 4 7 ,5 7 1 .3 7 Ind ivid u al deposits .............. .............. 2 4 2 ,6 9 9 .9 0 Other real estate ......................... 3 ,4 0 0 .0 0 P ublic funds ..................... 3 0,241.79 Item s in tra n sit .................................... 88.00 Certificates of deposit, tim e............ 20,3 5 3 .0 0 D ue from non-reserve han ks..................................... 1 4 ,000.00 C ashier’s checks ......... 5 ,423.95 D ue from reserve ban ks................... 14 ,3 5 5 .6 9 Checks on other han ks....... ............. 4 ,8 1 5 .2 4 T otal deposits ............$3 4 6 ,2 9 0 .0 1 Currency .............. ................................... 1 ,342.00 Gold ................... 212.50 S ilver ....................................................... 1,3 4 9 .3 5  Total cash and E x....... $36,074.78  Other resources .................................... T otal  1 22.84 $ 4 3 6 ,2 9 0 .0 1  T his amount not added in totals.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  T otal  $ 4 3 6 ,2 9 0 .0 1  S tate  of  175  A rkansas  POLLARD Clay County  BANK OF POLLARD Charter No. 496.  Date of Charter, October 14, 1919.  O ff ic er s —J. P. Hiller,  President; W. J. Johnson, Vice-President; J. B. Blakemore, Cashier; A. F. Grider, Assistant Cashier.  D irectors —J. P. Hiller, W. J. Johnson, J. W. Houseman, O. C. Grider, J. B. Blakemore.  STATEMENT OF JUNE 30, 1923 RESOURCES Loans and d isco u n ts............ ............ L oans on real e sta te ............................ Overdrafts ...... ................................— Other bonds and sec u r ities.............. Furniture and fixtu res............ ........... B anking house ....... ...... ..................... Cash item s ...................... ..................... D ue from reserve banks..................... Currency ........... ..................................... Gold .............. ....................................... S ilver ................. ..................................... T otal cash and E x ..........$9 ,0 9 8 .5 0 Other resources ...................................  3 7 ,9 7 3 .4 4 1,080.00 62.25 12.99 2.3 0 0 .0 0 2.7 5 0 .0 0 311.73 6 ,917.66 1.096.00 435.00 338.11  Total deposits ............. $30,873.85  1 0 ,000.00  2 , 0 0 0 .0 0 1 1 ,000.00  12,365.31 5,094.23 7,666.66 5,747.65  596.67  .$ 5 3 ,8 7 3 .8 5  Total  L IA B IL IT IE S Capital stock ........................................! Certified surplus ................................. B ills payable ........................................ Individual deposits ........................ P ublic funds ........ ............................... Due to non-reserve banks................ Certificates of deposit, tim e.........  T otal  .$ 53,873.85  PORTIA Lawrence County  BANK OF PORTIA Charter No. 174.  Date of Charter, November 25, 1904.  O ff ic er s —R. S. Madison, President; J. G. Richardson, Vice-President; J. M. Hatfield, Cashier D irectors —J. G. Richardson, J. C. Childers, R. S. Madison, J. K. Gibson, Fred Mitchell, J. M.  Lester, W. F. Rowsey.  STATEMENT OF JUNE 30, 1923  R ESOURCES Loans and d isco u n ts...........................$ 6 5 ,173.49 Loans on real e sta te .......................... - 11,097.00 O verdrafts ............. 4,0 7 7 .2 0 Other bonds and sec u r ities............. 2 ,4 4 6 .7 1 Furniture and fixtures..................... 1,445.00 B ankin g house ..................... 1 ,900.00 Due from reserve banks................. 17,214.93 C urrencv ................................................ 2 ,6 6 0 .0 0 Silver ' 1 ,160.11  Total cash and E x.......$21,035.04 $ 1 0 7 ,1 8 0 .4 4  Total  L IA B IL IT IE S Capital stock ........................................ : 1 0 ,000.00 Certified surplus .................................. 5,000.00 U ndivided profits ............................. 2,339.83 B ills payable ............................ ......... 2 0 , 0 0 0 .0 0 Individ ual deposits .......................... 41,971.72 P ublic funds ....................................... 12,433.92 Certificates of deposit, tim e............ 15,374.65 C ashier’s checks .............................. 60.32  Total deposits .............$69,840.61 Total  .$107,180.44  PORTLAND Ashley County  PEOPLES BANK Charter No. 251.  Date of Charter, January 22, 1908.  O ff ic er s —A. J. Gregory, President; E. J. Camak, Vice-President; J. W. Brown, Cashier; S. J.  Wilson, Assistant Cashier. D irectors —A. J. Gregory, J. W. Brown, T. Y. Wall, H. H. Naff, E. J. Camak, S. J. Wilson, J. R,  Edwards, W. E. Dean.  STATEMENT OF JUNE 30. 1923  R ESOURCES Loans and d isco u n ts..........................$ 9 1 ,6 0 6 .2 6 L oans on real e sta te ................ 4 2 ,0 6 3 .2 5 Loans on cotton ....................... 750.00 O verdrafts ................................. 4 15.87 Furniture and fixtures...................... 2 ,100.00 Due from reserve ban ks................... 2 0 ,9 3 8 .8 4 Checks on other ban ks...................... 10.70 Currency ............ 4,7 4 8 .0 0 S ilv er ...... 711.15 Total cash and E x ___ $ 2 6 ,4 0 8 .6 9 T o t al   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $163,344.07  L IA B IL IT IE S Capital stock ...................................... $ Certified surplus ..... U ndivided profits ............... B ills payable ............. Individ ual deposits ............................. Certificates of deposit, tim e...........  Total deposits .............$47,595.65  Total  75,000.00 5,300.00 10,448.42 2 5,000.00 3 8,707.34 8,888.31  .$163,344.07  R eport  176  of  B a n k C ommissioner  PORTLAND Ashley County  PORTLAND BANK Charter No. 57.  Date of Charter, April 23, 1900.  O ffic er s —J. W. Pugh, President; F. P. Harvey, Cashier. D irectors —H. E. Cockerham, J. W. Pugh.  STATEMENT OF JUNE 30, 1923 RESOU R C ES L IA B IL IT IE S L oans and disco u n ts......................... .$ 1 0 6 ,4 9 9 .7 2 Capital stock ........................................$ Certified surplus .................................. L oans on real esta te .......................... 102,3 3 8 .0 8 L oans on cotton ................................. 4 ,2 8 0 .1 7 U ndivided p rofits ............................. Individ ual deposits ............. 5,9 9 0 .5 0 O verdrafts .............................................. U . S. secu rities .................................... 4 0 ,2 2 2 .2 5 Certificates of deposit, tim e...... . Other bonds and sec u r ities.....................................3 ,775.63 Total deposits ...........$261,608.70 Furniture and fixtures..................... 548.75 1 ,6 0 2 .0 9 B anking house ..... Other real esta te.................................. 54 ,8 7 5 .8 6 D ue from non-reserve hanks..... . 1 ,753.47 D ue from reserve han ks................... 83,240.19 Checks on other han ks..................... 588.88 Currency ................................................ 3 ,0 7 0 .0 0 Gold ....... 85.00 1 ,082.12 Silver .........................................................  2 0 ,0 0 0 .0 0 3 0 ,0 0 0 .0 0 9 8 ,3 4 4 .0 1 2 5 5 ,3 6 8 .7 0 6,240.00,  Total cash and E x.......$89,819.66 Total  $ 4 0 9 ,9 5 2 .7 1  Total  .$409,952.71.  POTTSVILLE Pope County  CITIZENS BANK Charter No. 420.  Date of Charter, August 13, 1913.  O ffic er s —D. H. Rackley, President; J. B. Sinclair, Vice-President; Roy Falls, Cashier; F. K. Oates,  Assistant Cashier. D irectors—D. H. Rackley, H. N . Rogers, J. H. Oates, W. H. Rankin, N . E. Owens, A. H. Boggess,  Roy Falls. STATEMENT OF JUNE 30, 1923  RESOU R C ES L oans and d isco u n ts..........................$ 4 1 ,0 0 0 .0 0 L oans on real esta te .......................... 10 ,6 6 3 .4 3 O verdrafts ............................................. 2.42 Other bonds and secu rities-........... 70.00 Furniture and fixtures........................ 1 ,522.50 B ankin g house ...................................... 1 ,800.00 Other real e sta te ..... ............................ 2 ,464.47 D ue from reserve han k s................... 7,920.28 Currency ................................................. 500.00 Gold .......................................................... 10 00 Silver ....................................................... 106.56  L IA B IL IT IE S Capital stock ..... ...... ............................ ! Certified surplus ............................... U ndivided profits ......... ..................... B ills payable —.................................... Individ ual deposits ........................... P u blic funds ......................................... Certificates of deposit, tim e....... ...... C ashier’s checks .................................  Total deposits .............$37,271.23 R eserved for ta x e s...... ....... ...............  1 5 .0 0 0 . 2 , 000.00  1,740 37 10 . 00 0 . 00 2 7 ,8 8 4 .0 2 725.36 8,6 3 9 .4 4 22.41 4 9.26  Total cash and E x......... $8,536.84  Other resources .................................. Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1.00  .$ 6 6 , 0 6 0 . 6 6  Total  .$ 6 6 , 0 6 0 . 6 6  00  S tate  of  177  A rkansas  PRAIRIE GROVE Washington County  FARMERS STATE BANK Charter No. 166.  Date of Charter, August 29, 1904.  O ff ic er s —S. R. Wilson, President; R. L. McCoy, Vice-President; R. A. Barnes, Cashier; E. P.  Pyeatt, Assistant Cashier. D irectors —R. D. Bogart, F. A. Dorman, J. F. Parer, W. R. Campbell, P. A. Hartley, R. E. Pyeatt,  R. L. McCoy, S. R. Wilson, R. A. Barnes. STATEMENT OF JUNE 30, 1923 RESOURCES Loans and d isco u n ts...........................$ 77,635.68 Loans on real e sta te .......................... 4 0 ,0 0 0 .0 0 O verdrafts ............................ 511.50 Furniture and fixtures........................ 1 ,665.00 B anking house ....................................... 7 ,500.00 Cash item s ................ 960.23 Due from reserve ban ks.................. 35 ,2 9 9 .4 0 Currency ................................................ 3,1 3 4 .0 0 Gold ...'................................ 507.50 1 ,716.07 Silver ........................................................  L IA B IL IT IE S Capital stock ........................................ $ Certified surplus ................................ U ndivided profits ............... Savings accounts ................................ Individual deposits ............................ P ublic funds ....................................... C ertificates of deposit, tim e -.......  2 5 ,000.00 12,000.00 667.71 1,493.97 71,099.60 5,285.22 53,382.88  Total deposits .............$131,261.67  Total cash and Ex....... $41,617.20 T otal  ................................... ...............$ 1 6 8 ,9 2 9 .3 8  T otal  ....................................................$ 168,929.38  PRESCOTT Nevada County BANK OF PRESCOTT Charter No. 162.  Date of Charter, August 10, 1904.  O ff ic er s —Thos. C. McRae, President; James G. Clark, S. J. Hesterly, Vice-Presidents; Thos. C.  McRae, Jr., Cashier; Wren Scott, S. T. White, Jr., W. R. Hambright, Assistant Cashiers.  D irectors —Thos. C. McRae, James G. Clark, S. J. Hesterly, W. V. Tompkins, Thos. C. McRae, Jr.,  D. L. McRae, Wren Scott, S. T. White, Jr., C. H. Tompkins, E. L. Cox, Sam T. White, F. E. Murrah. STATEMENT OF JUNE 30, 1923  R ESOURCES Loans and d isco u n ts............ ............$ 6 7 3 ,4 6 7 .8 2 Loans on real esta te..................... 56 ,6 8 2 .9 6 Overdrafts ......................................... 268.98 U. S. secu rities ....................... 2 1 7 ,1 5 0 .0 0 Other bonds and sec u r ities....... 1 0 ,818.66 Furniture and fixtures................... 7,681.58 B anking house .................-.............. 7,500.00 Other real estate .......................... 646.81 Item s in transit ............................. 54.01 Due from non-reserve banks...... 2,499.03 Cash item s ...................................... . 4 92.89 D ue from reserve ban k s.............. 179 ,3 5 6 .3 0 Checks on other ban ks.................. 155.10 Currency ..... ...................................... 3 6 ,433.00 Gold ...................................................... 746.00 S ilver .............................................. . 4 ,2 4 8 .4 7  L IA B IL IT IE S Capital stock .................................$ Certified surplus .................. U ndivided profits .......... Savings accounts ..................... Individ ual deposits ........................ P ublic funds .................................... Certificates of deposit, demand.. C ashier’s checks ..................  75,000.00 75,000.00 14,537.66 4 0 5 ,418.01 4 7 8 ,893.39 86,566.43 63,442.98 1,445.49  Total deposits ....$1,035,766.30  Total cash and Ex...$223,930.79 Other resources ........... Total  2 ,1 0 2 .3 5  ........................................ ..........$ 1 , 2 0 0 , 3 0 3 . 9 6   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Total  ................................................... $ 1 , 2 0 0 , 3 0 3 . 9 6  178  R eport  of  B ank C ommissioner  PRESCOTT Nevada County FIRST STATE BANK Charter No. 456.  Date of Charter, August 28, 1916.  O ffic er s —C. A. Smith, President; W. B. Waller, Vice-President; E. M. Sharp, Cashier; W. H. A.  Terry, Assistant Cashier. D irectors -—C. A. Smith, J. C. Woodul, J. M. Stripling, E. M. Sharp, W. B. Waller, A. H. Smith,  Geo. F. Cress.  STATEMENT OF JUNE 30, 1923  RESOU R C ES L IA B IL IT IE S Loans and d isco u n ts..........................$ 1 6 5 ,1 7 7 .2 5 Capital stock ............... ..........................$ 7 ,928.13 L oans on real esta te ........................... Certified surplus - ............................... Other bonds and secu rities.................................... 3 ,1 2U 8 .0 0 ndivided profits ................................. Furniture and fix tu res...................... 5,0 0 0 .0 0 Savings accounts ................................. B ankin g house ..................................... 10 ,0 0 0 .0 0 Individ ual deposits ........................... Other real esta te ............................... 12 ,0 0 0 .0 0 P u blic funds ......................................... Cash item s ............................................ 31 6 .4 5 D ue to non-reserve ban ks..... ........... D ue from reserve ban k s................... 4 4 ,6 3 8 .1 9 Certificates of deposit, dem and....... Checks on other ban k s...................... 44 1 .7 6 C ashier’s checks ................................... Currency .................................................. 8 ,850.00 Total deposits ...........$208,977.82 Gold ........................................................... 630.00 Silver ........................................................ 3 ,5 4 2 .9 2  50,000.01) 1 ,500.00 1 ,924.32 4 7 ,4 4 9 .2 6 7 9,406.28 68,252.83 603.42 1 2,521.53 744.50  Total cash and E x....... $58,419.32 Other resources .................................. T otal  7 49.44 .$ 2 6 2 ,4 0 2 .1 4  T otal  .$ 2 6 2 ,4 0 2 .1 4  QUITMAN Cleburne County BANK OF QUITMAN Charter No. 139.  Date of Charter, August 15, 1903.  O ff ic er s — R. L. Kane, President; Beulah Kane, Vice-President; Ben F. Clark, Cashier; James Kane,  Assistant Cashier. D irectors —R. L. Kane, Beulah Kane, Laura Williams, Ida Webb.  STATEMENT OF JUNE 30, 1923  RESOU R C ES L oans and disco u n ts.......................... $ 4 1 ,9 5 2 .1 5 L oans on real esta te ........................ 1 7 ,8 0 0 .3 7 O verdrafts .............................................. 121.92 Other bonds and sec u r ities.............. 27 7 .6 0 F u rn iture and fixtures..................... 1 ,900.00 B ankin g house .................................... 750.00 Other real estate ..................- ........... 807.99 Item s in tra n sit ................................ 3 6 .62 D ue from non-reserve ban k s......... 1 11.25 Due from reserve ban ks..................... 9 ,0 3 7 .1 2 Currency .................................................. 875.00 Gold ........................................................... 7.50 Silver ..................1..................................... 97 3 .9 1  L IA B IL IT IE S Capital stock ....................................... I 10 ,000.00 Certified surplus ................................ 4 ,0 0 0 .0 0 U ndivided profits ................ .............. 1 ,7 3 4 .9 4 Individ ual deposits ............................ 3 9 ,1 9 3 .9 8 P u blic funds ........................................ 267,49 Certificates of deposit, tim e............ 18,698.00 C ashier’s checks .............. .................. 757.02  Total deposits .............$58,916.49  Total cash and E x.....$11,004.78 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  7 4,651.43  Total  .$ 7 4 , 6 5 1 . 4 3  S tate  of  A rkansas  179  RATCLIFF Logan County  BANK OF RATCLIFF Charter No. 399.  Date of Charter, December 28, 1912.  O ff ic er s —R. A. Harkins, President; C. O. Parker, Vice-President; W. D. Stroud, Cashier; W. F.  Stroud, Assistant Cashier.  D irectors —R. A. Harkins, C. O. Parker, W. D. Stroud, O. C. Pachal, L. C. Sadler, M. W. Ronk,  W. R. Chastain. STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts........................... 1 8 9 ,793.89 L oans on real esta te --..................... 2 5 ,9 4 5 .0 4 Other bonds and sec u r ities........... 7 ,293.95 Furniture and fix tu res....................... 1.0 2 6 .4 4 B anking house .................................... 1,8 7 9 .8 5 Due from non-reserve ban ks..... ..... 3.0 4 8 .4 5 Currency ............... -................................ 739.00 S ilv er ...................................................... 12.09  Total cash and E x......... $3,799.54  Other resources  .................................  3 ,430.79  L IA B IL IT IE S Capital stock .....................................! Certified surplus ................................. B ills payable ......................................... *B ills payable ‘ ‘D eposits on which more than 4 per cent interest is p a id ’ ’.............................. Individ ual deposits .......................... Due to reserve ban ks.................. ...... Certificates of deposit, for m oney borrowed ................................... ........ C ashier’s checks ............ ...................  Total deposits .............$90,169.50 T otal .................................. ..................$ 1 3 3 ,1 6 9 .5 0  Total  1 5 .000.  51.852.75 3 8 ,058.14 233.61 51.852.75 25,00  $ 133,169.50  *T his amount not added in totals.  RAVENDEN Lawrence County  BANK OF RAVENDEN Charter No. 202.  O ff ic er s —J.  F.  Date of Charter, December 15, 1905.  G. Richardson, President; Stayton Gee, Assistant Cashier.  Wm. Bottoms, Vice-President;  S. M. Ball, Cashier;  D irectors —Luther Ball, J. G. Richardson, S. M. Ball, J. F. Bragg, Wm. Bottoms.  STATEMENT OF JUNE 30, 1923 RESOURCES Loans and d isco u n ts...........................$ 2 5 ,6 0 2 .0 0 Loans on real estate-.......................... 1 1 ,590.90 3.11 O verdrafts ............................................. Other bonds and secu rities.............. 5 77.05 Furniture and fixtures............... 1 ,419.34 B ankin g house ..................................... 1 ,500.00 Item s in transit .................................. 1 ,696.59 Cash item s ...... 24.38 Due from reserve ban k s.................. 16,159.39 Currency ..................... 4 ,2 8 4 .0 0 4 88.42 S ilv er ...............  L IA B IL IT IE S Capital stock .................... ................... $ 10,000.00 2.900.00 Certified surplus .................................. U ndivided profits ................................ 825.37 D ividends unpaid ............................... 2.50 Individ ual deposits ........................... 26,222.50 2,036.99 Public funds ......................................... Certificates of deposit, tim e......... 20,349.50 C ashier’s checks ........................... 1,008.32  Total deposits .............$49,619.81  Total cash and E x....... $20,956.19 T otal  .$ 6 3 ,3 4 5 .1 8  T otal  .$ 63,345.18  RAVENDEN SPRINGS Randolph County  LONE ROCK BANK  Charter No. 437. Date of Charter, April 1, 1914. O ff ic er s —S. F. Davis, President; R. L. Higginbotham, Vice-President; J. B. Duval, Cashier. D irectors —S. F. Davis, R. L. Higginbotham, Joe S. Decker, J. B. Carter, J. B. Duvall. STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and d isco u n ts..........................$ 1 8 ,353.60 Loans on real esta te.......................... 3 ,6 9 9 .0 4 O verdrafts ...... 9.96 U . S. securities ................. 1 ,350.00 Other bonds and sec u r ities............. 180.00 Furniture and fixtures....................... 900.00 B ankin g house .................................... 650.00 Other real esta te ................ 182.50 Cash item s ............................. 16.20 D ue from reserve ban k s.................. 4 .0 1 2 .8 8 Currency ................................................ 2 ,456.00 Gold ............................................... 25.00 Silver ...... 4 3 .15  L IA B IL IT IE S Capital stock ........................................ Certified surplus ............................... Savings accounts ............................... Individ ual deposits ........................ P ublic funds ......................................... Certificates of deposit, tim e......... C ashier’s checks ................................  Total deposits .............$18,645.90 Bonds borrowed ................................. Other liab ilities ................................ .  10 ,000.00 1,800.00 70.48 13,070.58 3 ,163.24 1,341.60 1 ,000.00 1,350.00 82.43  Total cash and E x.........$6,553.23 To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $ 31,878.33  Total  00  8 ,00 0. 00  20. 000.  3 1.878.33  00  R eport  180  of  B a n k C ommissioner  RECTOR Clay County BANK OF RECTOR Charter No. 51.  Date of Charter, August 1, 1899.  O ffic er s —J. C. Rogers, President; Eli Meiser, G. H. Hardin, Vice-Presidents; M. M. Craven,  Cashier; O. A. Harper, Assistant Cashiers. D irectors —Eli Meiser, J. D. Block, G. H. Hardin, J. C. Rogers, Joseph Wolf, A. J. Sides,  M.  M. Craven.  STATEMENT OF JUNE 30, 1923  R E SO U R C ES L oans and discounts.:.......... -............$ 2 8 9 ,9 8 8 .7 0 L oans on real e sta te ........................... 53,810.37 O verdrafts ............. 551.20 U . S. secu rities ................ 14 ,8 5 0 .0 0 Other bonds and sec u r ities............ 1 7 ,0 9 6 .5 4 4 .8 7 8 .4 0 Furniture and fixtures............. B anking house ..................................... 6,0 0 0 .0 0 Other real esta te ................................ 3 ,2 8 8 .5 0 Item s in transit ..... 2 ,5 2 5 .7 1 D ue from non-reserve ban ks............ 3,2 4 8 .5 0 1 ,2 6 1 .4 4 Cash item s ......................................... — D ue from reserve ban k s................... 36 ,1 9 3 .7 1 Checks on other ban ks...................... 307.79 Currency .................................................. 7,2 0 5 .0 0 Gold ............................................................ 880.00 Silver ............... 1 ,283.30  L IA B IL IT IE S 00 Capital stock ...............................-....... ! 5 0 .0 0 0 . 00 Certified surplus ................................. 5 0 .0 0 0 . 1 4,624.41 U ndivided p rofits ............................... Individ ual deposits .......................... 1 3 4 ,8 7 1 .5 5 P ublic funds ................... .............. ...... 3 1 ,6 3 1 .9 8 1 3 ,3 3 3 .3 4 D ue to non-reserve ban k s................ C ertificates of deposit, tim e.......... 1 3 6,431.31 1 ,076.57 C ashier’s checks .................................  Total deposits .............$317,344.75  1 1 ,4 0 0 .0 0  Other lia b ilitie s ..................................  Total cash and E x......... $50,379.74 T otal  .$ 4 4 3 ,3 6 9 .1 6  T otal  .$ 4 4 3 ,3 6 9 .1 6  REYNO Randolph County FARMERS & MERCHANTS BANK Charter No. 360.  Date of Charter, December 8, 1911.  O ff ic er s —-T. L. Wright, President; E. L. Dickson, Vice-President; Elmo Roe, Cashier. D irectors —T. L. Wright, J. M. Wright, E. L. Dickson, F. E. Belford, Elmo Roe.  STATEMENT OF JUNE 30, 1923  R ESO U R C ES L oans and disco u n ts.......................... ! 4 1 ,0 9 8 .8 5 5.95 O verdrafts .............................................. 48 9 .1 1 Other bonds and sec u r ities............. 9 00.00 Furniture and fixtures..................... B ankin g house ..................................... 1,8 0 0 .0 0 Other real e sta te .................................. 1,823.83 Cash item s .............................................. 48.59 5 ,7 2 3 .6 4 D ue from reserve ban ks................... 3 ,1 7 1 .0 0 Currency ................................................... 147.50 Gold ........................................................... S ilv er ............................................ ............ 4 9 2 .8 4  Total cash and Ex......... $9,583.57 Other resources ...................................  1 0 ,000.00 2 , 0 0 0 .0 0  4 2 7.81 5 ,0 0 0 .0 0 1 .7 4 7 .3 9 31,3 7 5 .1 1 6.417.39 5 5 9 .2 9  Total deposits ............. $38,351.79  78.29  T otal .....................................................$ 5 5 ,7 7 9 .6 0 *T his am ount not added in ' totals.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock .........................................! Certified surplus ................................ U ndivided p rofits ............................... B ills payable ........................................ * B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’............................... Individ ual dep osits ............................. C ertificates of deposit, tim e............ C ash ier’s checks .................................  T otal  .$ 5 5 ,7 7 9 .6 0  S tate  of  181  A rkansas  RISON Cleveland County  BANK OF RISON  Charter No. 101. Date of Charter, October 23, 1902. O ff ic er s —N. A. McKinney, President; I. E. Moore, Vice-President; Walter Elrod, Cashier; Walter Thomasson, Assistant Cashier. D irectors —N. A. McKinney, I. E. Moore, Jno. T. Haskins, H. D. Sadler, Walter Elrod. STATEMENT OF JUNE 30. 1923 RESOU R C ES Loans and d isco u n ts.......................... $ 1 4 4 ,1 3 5 .8 9 Loans on real esta te ............................ 117 ,9 2 9 .3 5 10,948.63 O verdrafts ................................ Other bonds and sec u r ities............ 5 ,903.18 Furniture and fixtures........................ 1 ,875.00 B anking house ..................... 4 ,3 2 0 .0 0 Item s in tra n sit ................................... 27 2 .9 6 Cash item s ............................................ 182.52 D ue from reserve ban k s................... 86 ,2 1 4 .1 8 Currency ................................................. 5,1 0 2 .0 0 Gold ................. 560.00 Silver ........................................................ 8 82.84  L IA B IL IT IE S Capital stock ........................................$ 50,000.00 Certified surplus ................................ 14,000.00 U ndivided p rofits .............................. 1,502.27 Individ ual deposits ............................ 2 1 7 ,8 0 5 .6 4 P ublic funds ......................................... 66,900.21 Certificates of deposit, dem and.... 28,118.43  Total deposits ...........$312,824.28  Total cash and Ex....... $92,941.54 Total  .$ 3 7 8 ,3 2 6 .5 5  T otal  .$378,326.55  ROGERS Benton County  FARMERS STATE BANK  Charter No. 300. Date of Charter, February 8, 1910. O ff ic er s —E. G. Sharp, President; A. D. Callison, Vice-President; F. E. Miller, Cashier; L. E. Page, Bess McNeil, Assistant Cashiers. D irectors— E. G. Sharp, O. F. Chapin, J. F. Patterson, R. H. Whitlow, A. D. Callison, J. H. Rood, F. E. Miller. STATEMENT OF JUNE 30. 1923 RESOU R C ES L oans and d isco u n ts............................$4 2 7 ,3 3 7 .3 1 Loans on real esta te .......................... 10 ,0 0 0 .0 0 U . S. secu rities ..................................... 7 ,100.00 Other bonds and secu rities.............. 1 ,000.00 B anking house .................................... 2 5 ,0 0 0 .0 0 Other real esta te .............................. 6,9 8 5 .0 0 Item s in transit .................................. 318.95 792.91 Cash item s ...... D ue from reserve ban ks..................... 8 6 ,4 7 6 .6 6 Checks on other ban ks.................... 1 5 ,000.92 C urrency ................................................. 1 0 ,308.00 Gold ......................................................... 2,4 5 0 .0 0 Silver ..... 3,3 7 8 .0 2 T otal cash and E x ........$ 1 1 8 ,4 0 6 .5 1 Other resources ........... 166.87 Total  $ 5 9 6 ,3 1 4 .6 4  L IA B IL IT IE S Capital stock ........................................ $ 50,000.00 C ertified surplus ................................. 25,000.00 U ndivided profits ............................. 8,609.95 B ills payable ......................................... 30,000.00 Savings accounts ...... 18,124.42 Individ ual deposits .. 334,809.33 P ublic funds ...... 13,172.50 Due to non-reserve ban ks................ 556.85 Certificates of deposit, tim e............ 109,651.00 C ashier’s checks ................................. 6,390.59  Total deposits .............$482,704.69  T otal  $ 5 9 6 ,3 1 4 .6 4  ROGERS Benton County  FARMERS TRUST COMPANY  Charter No. 540. Date of Charter, May 21, 1923. O ff ic er s — E . G. Sharp, President; J. T. Hull, Vice-President; I. C. Patterson, Secretary and Treasurer. D irectors —A. D. Callison, J. T. Hull, F. E. Miller, I. C. Patterson, J. F. Patterson, E. G. Sharp, B. F. Summers. STATEMENT OF JUNE 30. 1923 RESOU R C ES Loans and d isco u n ts.......................... $ 4 ,2 5 0 .0 0 Loans on real esta te ..................... 30 ,1 7 2 .0 0 D ue from non-reserve ban ks........... 2 7 ,577.23 Due from reserve ban ks................. 1 5 ,000.00 Currency .................................................. 5.00 S ilver ..................... .75  L IA B IL IT IE S Capital stock ........................................ $ 50,000.00 Certitfied surplus ............................... 2 5,000.00 U ndivided profits ................. 450.90 Other lia b ilities .................................... 1,554.08  Total cash and Ex....... $42,582.98 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 7 7 , 0 0 4 . 9 8  To t a l  .$ 7 7 , 0 0 4 . 9 8  182  R eport  of  B a n k C ommissioner  RUSSELLVILLE Pope County BANK OF RUSSELLVILLE Charter No. 44.  Date of Charter, December 23, 1897.  O ff ic er s —W. G. Neal, President;  R. L. Smith, J. J. Shoptaw, Vice-Presidents; Geo. S. Neal, Cashier; Lloyd M. Reed, Assistant Cashier.  D irectors —Brown Rogers, R. L. Smith, T. R. Rye, L. A. Reed, J. L. Rankin, W. G. Neal, W. J.  Higgins, R. L. Jenkins, Geo. S. Neal, J. J. Shoptaw. STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and d isco u n ts...............$ 2 6 6 ,2 7 1 .3 2 Loans on real e sta te ................ 6 0 ,7 7 3 .2 8 O verdrafts ...... 1 ,800.45 U . S. secu rities .................................... 1 7 3 ,4 8 5 .5 5 Stock in Federal R eserve B ank.... 3 ,4 0 0 .0 0 Other bonds and sec u r ities............ 2 0 ,2 0 2 .4 6 13 ,1 3 8 .9 3 Furniture and fixtures............ B ankin g house ...................................... 15 ,0 0 0 .0 0 Cash item s ............................................... 29 9 .0 5 D ue from reserve ban k s.... 58 ,4 8 3 .4 8 D ue from Federal R eserve B ank.. 3 1 ,3 1 0 .4 4 Checks on other ban ks....... ...... 1,2 2 5 .9 4 Currency ........ 12 ,2 6 5 .0 0 Gold ............................................. 3 42.50 Silver .................... 4 ,1 7 6 .9 3 T otal cash and E x ........$ 1 0 8 ,1 0 3 .3 4 T otal ..................................................... $ 6 6 2 ,1 7 5 .3 3  L IA B IL IT IE S Capital stock ......................................... $ 75,0 0 0 .0 0 Certified surplus ................................ 3 7 ,7 5 0 .0 0 U ndivided p rofits ............................... 2 4 ,9 1 2 .7 3 Savings accounts .............. ................. 4 8 ,7 9 4 .3 6 Individ ual deposits .......................... 2 2 4 ,3 3 6 .5 3 P ublic funds ......................... ............... 1 5 3 ,1 7 9 .3 6 4 ,2 1 9 .8 9 Due to non-reserve ban k s.............. 8 2 ,3 4 9 .2 5 C ertificates of deposit, tim e......... 8.49 0 .5 5 C ash ier's checks ...............................  Total deposits ...........$521,369.94 R eserved for in ter e st......................... O th e r l i a b il iti e s  3,138.93 3.73  ....................................  T otal  $ 6 6 2 ,1 7 5 .3 3  RUSSELLVILLE Pope County FARMERS STATE BANK Charter No. 493.  Date of Charter, September 23, 1919.  O ff ic er s —A. D. Shinn, President; W. L. Oates, Vice-President; A. N. Falls, Cashier; H. F. Hays,  Assistant Cashier. D irectors —A. D. Shinn, W. L. Oates, R. M. Oates, Van Boswell, W. J. Chronister, Chas. Howell,  I. L. Talkington, K. M. Willis, A. N. Falls. STATEMENT OF JUNE 30, 1923 R ESO U R C ES L IA B IL IT IE S L oans and d isco u n ts...........................$1 7 0 ,2 2 3 .7 7 Capital stock ......................................... ' Loans on real esta te .......................... 34 ,3 5 7 .6 1 Certitfied surplus ............................... O verdrafts ........ 671.32 Savings accounts .................................. U . S. secu rities .................................... 10,5 0 0 .0 0 D ividend s unpaid ............................... Other bonds and sec u r ities..................................... 6 ,683.52 Individ ual deposits .............................. Furniture and fixtures........................ 6,8 0 0 .0 0 P u blic funds ...................... -................. Item s in tra n sit ........ 538.83 Certificates of deposit, tim e........... D ue from reserve ban k s................... 23 ,7 8 8 .5 2 Certified cliecks -------------- ----------Checks on other ban ks.................... 2 ,3 5 3 .6 9 Total deposits ............. $210,612.60 Currencv ................................................. 8,5 1 9 .0 0 Gold .................................................... 3 70.00 Silver ........................................................ 1,3 9 3 .4 6  5 0,000.00 6,600.00 2 1 ,3 2 9 .6 1 6 .0 0  9 8 ,4 0 2 .5 5 5 9,499.11 3 0,850.33 525.00  Total cash and E x......... $36,424.67 Other resources .................................. Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  1,0 5 7 .8 8  .$267 ,2 1 2 .6 0  Total  .$ 2 6 7 ,2 1 2 .6 0  S tate  of  183  A rkansas  RUSSELLVILLE Pope County  PEOPLES EXCHANGE BANK Charter No. 18.  Date of Charter, March 24, 1890.  O ffic er s —W. J. White, President; L. B. McClure, Vice-President; M. A. Patrick, Cashier; D. B.  Henry, Assistant Cashier. D irectors —Jno. W. White, O. H Wilson, W. J. White, L. B. McClure, R. B. Henry, W. M. Swilling,  M. A. Pinkerton, G. C. McKennon, J. M. Campbell, Labe Howell, W. P. Ferguson, J. M. Ball. STATEMENT OF JUNE 30. 1923 L IA B IL IT IE S RESO U R C ES Capital stock ....................................... $ 100,000.00 L oans and d isco u n ts......................... $ 4 0 7 ,5 0 0 .3 1 C ertified surplus .................. 50,000.00 Loans on real esta te ........................... 1 1 4 ,7 2 6 .6 7 U ndivided profits .......................... 9,090.52 U . S. securities .................................. 2 0 6 ,6 0 0 .0 0 30,000.00 Other bonds and sec u r ities.................................... 31 ,2B 0 2ills .4 1 payable .............................. Savings accounts .............................. 2 0,397.66 B anking house .................................... 15,000.00 315.00 D ividends unpaid ....................... Other real e sta te ..... ............................. 5,529.12 Individ ual deposits ...................... 3 2 3 ,116.86 D ue from reserve ban k s..... ............. 8 4 ,6 2 3 .1 5 P u blic funds i........................................ 181,292.61 Checks on other ban ks...................... 2 ,658.33 Certificates of deposit, tim e____ 171,735.59 Currency .................................................. 16,0 3 5 .0 0 Total deposits .............$696,857.72 Gold ........................................ - ................ 1 ,045.00 Silver ................ 1,0 2 8 .2 5  Total cash and E x.....$105,389.73 .$ 8 8 5 ,948.24  Total  Total  .$885,948.24  SAINT FRANCIS Clay County  BANK OF SAINT FRANCIS  Charter No. 173. Date of Charter, November 21, 1904. O ffic er s —J. L. Purcell, President; A. J. Glasgow, Vice-President; R. G. Greathouse, Cashier; D irectors —R. G. Greathouse, A. J. Glasgow, J. L. Purcell.  STATEMENT OF JUNE 30, 1923 RESOU R C ES Loans and d isco u n ts..------------ ----- $ 51 ,2 3 1 .6 6 4.6 9 1 .0 0 Loans on real e sta te ......................... Overdrafts ..... ........................................ 323.71 9 11.32 Other bonds and secu rities............ Furniture and fixtu res..................... 1,4 8 4 .2 0 2 ,546.11 B anking house ...................................... 44 1 .7 2 Cash item s .......................................... 1,318.98 Due from reserve ban ks................... •Currency ................................................. 3 .522.00 Gold ' ................... ............................. 47 2 .5 0 Silver ....................................................... 3 93.60  Total cash and E x......... $6,148.80 Other resources .............................. . T otal  L IA B IL IT IE S Capital stock ...... .................... ........ Certified surplus ....... ......................... B ills payable ....................................... Individ ual deposits ............................ P ublic funds ......................................... Certificates of deposit, tim e........... C ashier's checks ...................... ..........  10 , 000.00 2 ,000.00  18,000.00 20,339.30 1,618.44 15,578.84 222.58  Total deposits .............$37,759.16  4 2 2 .3 6 6 7 ,7 5 9 .1 6  Total  6 7 ,759.16  SAINT JOE Searcy County  CITIZENS BANK  Charter No. 414. Date of Charter, May 2, 1913. O ff ic er s —B. F. Henley, President; J. L. Hensley, Vice-President; Dan Garrison, Cashier. D irectors —B. F. Henley, Dan Garrison, J. L. Hensley, Ben H. Henley.  STATEMENT OF JUNE 30. 1923 R ESOURCES L oans and d isco u n ts..........................$ 4 8 ,0 4 3 .7 5 Loans on real esta te ......................... 7,5 6 7 .6 4 O verdrafts ..................... 844.21 Other bonds and sec u r ities........... 1 ,118.18 Furniture and fixtures..................... 2,8 92.86 B ankin g house .................................... 2,0 0 0 .0 0 Cash item s ..... 558.39 Due from reserve banks................... 14 ,6 2 9 .1 6 Currency ..... 1 ,412.00 Gold .......................... 767.50 S ilver ................................................ 358.91  L IA B IL IT IE S Capital stock ...................... ..................$ 10,000.00 Certified surplus ..... 2.000.00 U ndivided profits .................... 1,907.93 *B ills payable ‘ ‘D eposits on which more than 4 per cent interest is p a id ” .......... ............. 1,116.33 Individ ual deposits ....... 55.272.08 Gertifieates of deposit, tim e........... 10,369.27 C ashier's checks ....................... 643.32  Total deposits .............$66,284.67  Total cash and E x.......$17,725.96  Total  .$ 8 0 , 1 9 2 . 6 0  *This amount not added in totals.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Total  80,19 2 .6 0  184  R eport  of  B a n k C ommissioner  SAINT PAUL Madison County  BANK OF SAINT PAUL  Charter No. 242. Date of Charter, August 3, 1907. O ff ic er s —Chas. E. Crawford, President; Jay Fulbright, Vice-President; Wood Barber, Cashier; Ethyl Barber, Assistant Cashier. D irectors —Chas. E. Crawford, J. H. Phipps, Jay Fulbright, Wood Barber.  STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and d isco u n ts.......................... $ 3 1 ,9 2 6 .9 3 L oans on real esta te ................... 2 ,2 7 5 .0 0 Furniture and fixtures....................... 1 ,000.00 1,0 0 0 .0 0 B ankin g house ..................................... Other real estate .................................. 5 70.00 Cash item s ............................................ 1 ,454.09 D ue from reserve banks.................... 9 ,0 4 9 .3 6 Currency ................................................... 3 80.00 Gold ........................................................... 30.00 S ilv er ........................................................ 22 3 .3 1  L IA B IL IT IE S Capital stock .........................................!$ 1 0 , 00 0 . 0 0 3,0 0 0 .0 0 Certified surplus ................................ 733.99 U ndivided profits ................................ 2 5 ,5 5 5 .8 5 Individ ual deposits .......................... 73 55 P u blic funds ..................... .................... 8,605^30 C ertificates of deposit, dem and....  Total deposits ............. $34,234.70  Total cash and E x....... $11,136.76 Other resources ................................... T otal  60.00  .$ 4 7 ,9 6 8 .6 9  T otal  $ 4 7 ,9 6 8 .6 9  SALEM Fulton County  BANK OF SALEM  Charter No. 266. Date of Charter, December 9, 1908. O ff ic er s —G. T. Cunningham, President; G. A. Edmonston, H. A. Northcutt, Vice-Presidents; Rex Castleberry, Cashier; H. J. Humphries, Assistant Cashier. D irectors —G. T. Cunningham, G. A. Edmonston, H. A. Northcutt. STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and d isco u n ts...........................$ 76 ,4 2 1 .5 1 L oans on real esta te........................... 3 ,5 3 2 .5 2 27 1 .3 1 O verdrafts ........ Other bonds and sec u r ities............ 6 ,8 5 1 .9 0 Furniture and fixtures..................... 3,1 0 0 .0 0 B ankin g house .............. 7 ,000.00 3 ,5 5 3 .0 4 Cash item s ............................................ D ue from reserve ban k s..................... 3 0 ,3 1 0 .4 2 Currency ................................................... 2 ,1 3 3 .0 0 S ilv er ........................................................ 4 9 6 .5 7  L IA B IL IT IE S Capital stock ......................................... i Certified surplus .................................. U ndivided profits ......... - .................. Individ ual deposits .......................... P u blic funds ....................................... Certificates of deposit, tim e......... C ash ier’s checks .................................  Total deposits ...........$107,495.51  2 0 , 000.00  5 ,000.00 1,1 7 4 .7 6 4 6 ,9 0 0 .9 8 4 0 ,3 8 4 .2 3 19,9 2 0 .2 8 2 9 0.02  Total cash and E x ....... $36,493.03 T otal  .$ 1 3 3 ,6 7 0 .2 7  T otal  .$133,670.27  SCOTLAND Van Buren County  BANK OF SCOTLAND Charter No. 404.  Date of Charter, February 8, 1913.  O ff ic er s —Wm. Hall, President; George McCaslin, Vice-President; J. H. Lindsey, Cashier; W. D.  Hatchett, Assistant Cashier. D irectors —Wm. Hall, George McCaslin, A. S. Jones, T. S. Hall, J. H. Lindsey.  STATEMENT OF JUNE 30. 1923 RESOU R C ES L oans and d isco u n ts...........................$ 3 3 ,727.03 L oans on real e sta te .......................... 3,0 0 0 .0 0 O verdrafts .............................................. 150.48 Other bonds and sec u r ities.............. 6 50.00 Furniture and fixtures....................... 1 ,150.00 B ankin g house ..................................... 500.00 D ue from non-reserve han k s......... 946.63 Cash item s .............................................. 566.70 D ue from reserve h a n k s................... 6,2 8 1 .4 1 Currency ................................................ 1 ,995.00 Gold ........................... 4 0 0 .0 0 Silver ........................................................ 33.26  L IA B IL IT IE S Capital stock ....................................... $ 1 0 ,000.00 Certified surplus .................................. 2,0 0 0 .0 0 U ndivided p rofits ............................... 1 ,157.28 Individ ual deposits ............................. 2 3 ,4 8 5 .8 2 P u blic funds .......................................... 8,8 1 1 .1 6 C ertificates of deposit, tim e............ 3,7 1 7 .0 0 C ashier’s checks ................................. 2 2 9.25  Total deposits .............$36,243.23  Total cash and Ex....... $10,223.00 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 4 9 , 4 0 0 . 5 1  Total  .$ 4 9 , 4 0 0 . 5 1  S tate  of  185  A rkansas  SCRANTON Logan County  BANK OF SCRANTON Charter No. 269.  Date of Charter, January 9, 1909.  O ff ic er s —W. H. Higdon, President; J. D. Baker, J. E. Nichols, Vice-Presidents; M. A. Smith,  Cashier; J. J. Raible, Alex. H. Smith, Assistant Cashiers. D irectors —W. H. Higdon, J. D. Baker, J. E. Nichols, M. A. Smith, John Geels, W. A. Raible,  George Heim.  STATEMENT OF JUNE 30, 1923  L IA B IL IT IE S RESOU R C ES Capital stock ..................................... -3 Loans and discou n ts..........................$ 1 4 6 ,5 8 7 .2 6 Certified surplus ................................. Loans on rgal e sta te ........................... 2 1 ,5 5 0 .0 0 U ndivided profits ............................... U . S. securities ................................... 133.57 B ills payable ........................................ Other bonds and sec u r ities.................................... 658.37 * B ills payable “ D eposits on Furniture and fixtures...................... 2,4 5 6 .0 0 w hich more than 4 per cent 5,0 0 0 .0 0 B ankin g house ................................... in terest is p a id ’ ’............................. Other real estate .................................. 3 ,3 0 0 .0 0 Individ ual deposits ......................... Item s in transit ............................ 72.35 Certificates of deposit, dem and.... Cash item s ............................................ 4 3 6 .0 6 C ashier’s checks ................................ D ue from reserve ban ks................. 19 ,6 9 1 .8 9 Total deposits .............$136,027.61 Currency ................................................. 1,9 8 6 .0 0 Other lia b ilities ................................... Silver ........................................................ 620.61  15,500.00 10 ,000.00  703.98 40,0 0 0 .0 0 1 0 ,00 0. 00  72,318.99 62,735.33 973.29 1 ,20 0. 00  Total cash and E x......... $22,734.56 Other resources ....................................  93 9 .4 8  T otal ....................... .............................$ 2 0 3 ,4 3 1 .5 9  T otal  .$203,431.59  *This amount not added in totals.  SEARCY White County BANK OF SEARCY Charter No. 148.  Date of Charter, January 15, 1904.  O ff ic er s —T. A. Watkins, President;  S. W. Sanford, Otho King, Vice-Presidents; H. K. Wood, Cashier; Guy J. Ellis, Assistant Cashier.  D irectors —T. A. Watkins, Otho King, S. W. Sanford, H. K. Wood, C. M. Watkins, B. R. Johnson,  W. E. Harlan, Eugene Cypert, John E. Miller. STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts................... $ 3 2 9 ,2 1 2 .5 8 Loans on real e sta te ........................... 63 ,9 1 4 .4 0 Loans on cotton ................................. 4 1 ,9 2 1 .1 1 O verdrafts ............................................... 3,2 7 6 .9 8 IT. S. securities .................................... 2,5 2 0 .0 0 Other bonds and secu rities.............. 9,6 2 1 .1 2 B anking house .................................... 5 ,000.00 Item s in transit ..................... 262.12 D ue from reserve b an k s.................. 8 0 ,415.69 Checks on other ban ks..................... 13,23 5.61 Currency ............................................ 8 ,130.00 Gold .................................................... 1,1 3 4 .5 0 Silver ...................................... 1,917.59 T otal cash and E x ..... $10 4 ,8 3 3 .3 9 Other resources .............................. 4.86 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$560 ,5 6 6 .5 6  L IA B IL IT IE S Capital stock .........................................$ 50,000.00 Certified surplus ................................. 50,000.00 U ndivided profits ............................... 1,824.54 Individual deposits ...... 244,090.92 P ublic funds .......................................... 69,590.33 Certificates of deposit, tim e......... 144,703.10 C ashier's checks .............................. 357.67  Total deposits ...........$458,742.02  Total  $560,566.56  186  R eport  of  B a n k C ommissioner  SEARCY White County PEOPLES BANK Charter No. 11.  Date of Charter, July 6, 1889.  O ff ic er s —George D. Booth, President; J. S. Sanford, J. H. Deener, Vice-Presidents; F. B. Welch,  Cashier; C. A. Foster, Assistant Cashier. D irectors —George D. Booth, H. W. Booth, L. E. Moore, J. S. Stillwell, J. S. Sanford, J. H. Deener.  STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and disco u n ts........................... $ 4 0 9 ,3 2 0 .1 0 Loans on real esta te ............................ 1 1 0 ,5 0 6 .0 1 2 ,1 8 2 .2 9 O verdrafts ............................................... Other bonds and sec u r ities.............. 2 9 ,4 8 7 .7 6 F u rn iture and fix tu res..................... 4 ,7 4 0 .6 0 B ankin g house ............................ ........ 1 4 ,7 7 6 .0 5 D ue from non-reserve ban ks.......... 82 6 .0 4 Cash item s ............................ ................ 2 ,6 3 7 .1 7 D ue from reserve han ks................... 6 9 ,4 8 4 .2 5 Checks on other ban k s.................... 645.07 Currency .......................................... 54089.00 Gold .......................................................... 3 ,0 7 7 .5 0 S ilver ........................................................ 1 ,2 6 2 .8 7  L IA B IL IT IE S Capital stock .......................................' ; 30,000.00 7 0 .0 0 0 . 00 Certified surplus .................................. U ndivided p rofits ................... ......... 1 8 ,3 7 7 .0 4 00 B ills payab le ......................................... 2 0 . 0 0 0 . 3 ,000.00 D ividend s unpaid ............................... Individ ual deposits .......................... 2 6 5 ,3 2 7 .1 8 60,3 8 9 .5 7 P u blic funds ......................................... C ertificates of deposit, dem and.... 183 ,2 3 4 .6 2 4 ,8 4 8 .4 5 C ashier’s checks ................................  Total deposits ............. $516,799.82  Total cash and E x....... $83,021.90  Other resources ..................................  1,1 4 2 .1 5  T otal  $ 6 5 5 ,1 7 6 .8 6  T otal  $ 6 5 5 ,1 7 6 .8 6  SEARCY White County U N IO N BANK & TRUST COMPANY Charter No. 291.  Date of Charter, October 27, 1909.  O ff ic er s —Jas. E . Lightle, President; W. D. Davenport, Vice-President;  J. B. Lightle, Secretary  and Treasurer. D irectors —Jas; E. Lightle, W. D. Davenport, T. E. Baldock, J. H. McElwee, J. Y. Woodson,  A. H. Roydston, J. B. Lightle. STATEMENT OF JUNE 30, 1923 RESO U R C ES L oans and d isco u n ts................... .......$ 3 0 7 ,9 3 1 .9 7 1 1 6 ,9 0 0 .6 4 L oans on real e sta te ................ 7,363.53 Other bonds and sec u r ities..... 4 .2 1 6 .0 0 Otlner real estate .......................... 853.83 Item s in transit ........................... D ue from reserve banks 6 6 ,3 5 8 .9 3 Checks on other banks 4 ,2 5 4 .2 1 Currency 3.5 0 0 .0 0 Gold ..... 8 01.00 S ilver ... 2,2 2 9 .6 0  Total cash and E x....... $77,143.74 Other resources .............................. . T otal   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ..........................................$ 50,0 0 0 .0 0 Certified surplus ................................. 1 1 ,500.00 U ndivided profits ................................ 285.13 B ills payable ............. 30,0 0 0 .0 0 D ividend s unpaid ....................... 2 ,5 0 0 .0 0 In d ivid u al deposits ........................... 1 7 9 ,8 1 0 .6 6 P u blic funds ......................................... 9 2 ,5 1 8 .7 2 Due to non-reserve b an k s................. 2 0 ,0 1 4 .5 0 Certificates of deposit, tim e......... 119 ,4 3 4 .9 3 C ashier’s checks ................................ 1 ,877.80  Total 9 0 0 .0 0 .$5 1 5 ,3 1 0 .0 1  deposits  ........ $416,156.61  R eserved for in terest ....................... T otal  7 ,368.27 .$515,3 1 0 .0 1  S tate  of  A rkansas  187  SHERIDAN Grant County GRANT COUNTY BANK Charter No 136.  Date of Charter, July 29, 1903.  O ffic er s —J. F. H. Wilson, President; Philip Johnson, Active Vice-President; J. M. Nall, Vice-  President; O. L. Nall, Cashier. D irectors —W. D. Brouse, M. W. Elkins, Philip Johnson, I. N. Nall, J. M. Nall, T. C. Rushing,  J. F. H. Wilson.  STATEMENT OF JUNE 30, 1923  R ESO U R C ES Loans and discou n ts.......................... $ 2 5 8 ,3 0 1 .2 7 65.74 O verdrafts ............................................. 3.3 0 0 .0 0 U. S. securities ........................... — 14.00 Other bonds and secu rities.............. Furniture and fixtures..... ................ 1,4 9 5 .1 6 B anking house ....................................... 4 .7 5 0 .0 0 5 ,471.52 Other real estate ................................ Item s in transit ........... ...................... 746.00 Due from non-reserve ban ks......... 5 ,018.8f Cash item s .............................................. 1 ,129.99 Due from reserve banks. ................. 1 0 3 ,4 6 5 .0 4 4 .9 7 4 .0 0 Gold '...................................................... 535.00 266.35 T otal cash and E x ....... $ 1 1 5 ,3 8 9 .2 7 1 ,000.00 T otal .................................................  $39 0 ,5 3 2 .9 6  L IA B IL IT IE S Capital stock ............... ..........................$ 2 2 ,500.00 Certified surplus ................................. 13,500.00 U ndivided profits ..... 6,463.57 Individ ual deposits .......................... 142,820.80 Public funds ...... 156,839.59 Certificates of deposit, tim e........ 44,274.78 4 ,134.22 Certified checks ......  Total deposits ...........$348,069.39  T otal ...................................................$390,532.96  SHERRILL Jefferson County BANK OF SHERRILL Charter No 421.  Date of Charter, August 13, 1913.  O ff ic er s —J. F. Quattlebaum, President; J. M. Barrett, Vice-President; E. L. Pyle, Cashier. D irectors —J. F. Quattlebaum, J. M. Barrett, W. I. Payne, Moody Barrett, Lee M. Quattlebaum,  Jo. Nichol. STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and disco u n ts...........................$ 4 6 ,0 0 8 .6 7 Loans on real e sta te .......................... 16 ,9 3 9 .9 0 Furniture and fixtures..................... 514.00 Cash item s ............................................ 44 8 .4 8 D ue from reserve ban k s.................. 8 ,578.58 Currency ............................................. 1 ,728.00 Gold ....... 6 30.00 S ilver ....... 1,0 4 4 .0 2  L IA B IL IT IE S Capital stock ........................................ $ 25,000.00 Certified surplus ......................... 2,475.00 U ndivided profits ...................... 12.24 Individ ual deposits ........ 46,2 7 7 .0 5 Certificates of deposit, t im e ....... 2,187.45  Total deposits .............$48,464.50  Total cash and E x.......$12,429.08 Other resources ................................ To t a l  60.09  ........................................................ $ 7 5 , 9 5 1 . 7 4   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  T o t a l ........................................................$ 7 5 , 9 5 1 . 7 4  R eport  188  of  B a n k C ommissioner  SHIRLEY Van Buren County BANK OF SHIRLEY Charter No. 238.  Date of Charter, January 26, 1907.  O ff ic er s —Edward Stevens, President; J. E. Eaton, Vice-President; Albert Couch, Cashier; Rush  Hooten, Assistant Cashier. D irectors —Edward Stevens, J. E. Eaton, Albert Couch, E. E. Stevens, E. E. Canerday.  STATEMENT OF RESOURCES Loans and discounts...................... $ 81,478.88 Overdrafts .......................................... 442.19 6,257.20 U. S. securities............... ................ Other bonds andsecurities.............. 1,622.79 Furniture and fixtures..................... 871.15 Banking house ................................. 3,360.24 Other real estate ....................... 2,150.00 Items in transit ............................... 745.65 2,000.00 Due from non-reserve banks........... Due from reserve banks................. 21,775.22 Currency ............................................ 3,642.00 Gold ..................................................... 980.00 Silver .................................................... 339.57  JUNE 30. 1923 LIABILITIES Capital stock .................................... $ Certified surplus ............................. Undivided profits .......................... *Bills payable “ Deposits on which more than 4 per cent interest is paid’’........................... Individual deposits ......................... Public funds .................................... Certificates of deposit, time.......... Cashier’s checks ............................  20,000.00 3,300.00 1,198.64 22,603.29 50,050.36 22,603.29 27,551.48 961.12  T otal dep osits ............$ 1 0 1 ,1 6 6 .2 5  T otal cash and E x ........$ 2 8 ,7 3 6 .7 9  Total ............................................... $125,664.89  Total ................................................$125,664.89  *This amount not added in totals.  SIDNEY Sharp County BANK OF SIDNEY Charter No. 388.  Date of Charter, September 23, 1912.  O ff ic er s —J. P. Bone, President; D. H. Yeager, Vice-President; R. C. Pounders, Cashier. D irectors —J. P. Bone, D . H. Yeager, J. W . McGee.  STATEMENT OF JUNE 30, 1923 RESOURCES Loans and discounts................. Loans on real estate.............. Overdrafts .................................. U. S. securities ........ - ............. Other bonds and securities__ Furniture and fixtures............ Banking house .......................... Cash items ........ ....................... Due from reserve banks......... Currency .................................... Gold ........................................... . Silver ...... :....................................  .$ 10,987.20 11,046.85 3.25 5.150.00 233.64 648.00 385.00 11.49 25,653.96 2.013.00 400.00 164.99  LIABILITIES Capital stock ................................... $ 5,000.00 Certified surplus .............................. 1 , 00 0. 00 Undivided profits ............................. 1,294.89 Individual deposits ......................... 37,175.17 Public funds ....................................... 987.67 Certificates of deposit, time........ 11,130.00 T otal d ep osits .............. $ 4 9 ,2 9 2 .8 4  Reserved for interest ....................  109.65  T otal cash and E x ........$ 2 8 ,2 4 3 .4 4 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 5 6 , 6 9 7 . 3 8  Total  .$ 5 6 , 6 9 7 . 3 8  S tate  of  A rkansas  189  SILOAM SPRINGS Benton County  PRODUCERS STATE BANK Charter No. 516.  Date of Charter, December 4, 1920.  O ffic er s —C. F. Yeager, President; J. B. Hilling, M. E. Gaither, Vice-Presidents; Taylor R. Bishop,  Cashier; John W. C'oventon, Assistant Cashier. D irectors —C. F. Yeager, J. B. Hilling, M. E. Gaither, S. R. Chesney, B. F. Matthews, C. B. Casey,  Taylor R. Bishop.  STATEMENT OF JUNE 30, 1923  RESOU R C ES Loans and discou n ts........................... $ 6 5 ,7 8 8 .1 4 Loans on real e sta te ......................... 3 7,776.58 2,0 5 0 .0 0 U. S. securities .........-.............. .......... Other bonds and secu rities.............. 577.00 Furniture and fixtu res..................... 4,2 0 0 .0 0 Cash item s ................................... 106.89 Due from reserve ban k s................... 2 9 ,131.99 Checks on other ban ks..................... 586.61 Currency .................... 3 ,003.00 Gold .................................................. 70.00 S ilver ....................................................... 691.09  L IA B IL IT IE S Capital stock .........................................$ 25,000.00 Certified surplus ................................ 3,2 5 0 .0 0 U ndivided profits ............................... 1,697.93 Savings accounts ................................ 1,081.64 Individ ual deposits .......................... 84,096.95 4 ,9 3 8 .5 0 P u blic funds ................ Certificates of deposit, tim e.......... 23,766.69 C ashier’s checks ............................... 149.59  Total deposits ...........$114,033.37  Total cash and E x___ $33,589.58 $ 1 4 3 ,9 8 1 .3 0  Total  Total  .$143,981.30  SILOAM SPRINGS Benton County STATE BANK Charter No. 168.  Date of Charter, September 20, 1904.  O ff ic er s —L. J. Rees, President; Wm. McCall, Vice-President; O. P. Maxwell, Cashier; W. L.  Lineback, Assistant Cashier.  D irectors —L. J. Rees, Wm. McCall, O. P. Maxwell, A. L. Smith, C. M. Sisco.  STATEMENT OF JUNE 30, 1923 RESOU R C ES Loans and d isco u n ts.......................... $ 2 2 3 ,4 6 3 ,7 8 Loans on real esta te ................................ 62 ,5 4 5 .8 9 O verdrafts .............................................. 1 ,382.68 Other bonds and secu rities.............. 9 ,4 8 5 .0 8 Furniture and fixtures.................... 4 ,4 3 7 .5 0 B ankin g house .................................... 9,0 0 0 .0 0 Other real e sta te .................................. 12 ,4 3 5 .0 0 Item s in transit .................................... 1,0 0 0 .0 0 Cash item s ..................... ..................... 27.00 Due from reserve banks................... 4 1 ,7 6 0 .9 8 Checks on other ban ks......... .......... 705.67 Currency ................................................. 9 ,7 5 9 .0 0 Gold .......................................................... 50.00 S ilver ........................................................ 719.39 T otal cash and E x ......... $ 5 3 ,0 2 2 .0 4 Other resources .................................. 2 ,9 9 1 .8 7 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $379,763.84  L IA B IL IT IE S Capital stock ................................ ........ ! > 37,500.00 Certified surplus ................................ 6 , 000.00 U ndivided profits ............................. 1.146.17 B ills payable .......................................... 3 5,000.00 Savings accounts ............................... 13,875.68 Individ ual deposits ......................... 1 6 3,589.26 P ublic funds ........................................ 16,054.33 Certificates of deposit, tim e......... 1 0 6 ,0 5 3 .0 5 C ashier’s checks ................................ 545.35  Total deposits .......... $300,117.67  Total  $ 3 79,763.84  190  R eport  of  B a n k C ommissioner  SMITHVILLE Lawrence County  CITIZENS BANK Charter No. 71.  Date of Charter, March 23, 1901.  O ff ic er s —J. M. Street, President; J. M. Raney, Vice-President; Luke Johnston, Cashier. D irectors —J. M. Street, J. M. Raney, John Spotts, John T. Helms, Luke Johnston.  STATEMENT OF JUNE 30, 1923 R ESO U R C ES L oans and d isco u n ts...........................$ 3 0 ,6 3 0 .0 0 L eans on real e sta te ......................... 4,906.7 5 O verdrafts ............................................. 4 6 .80 U. S. secu rities ................................... 2 ,9 0 0 .0 0 Other bonds and secu rities.............. 116.65 Furniture and fixtures...................... 594.00 B ankin g house ............. 1,2 0 0 .0 0 D ue from reserv e b a n k s................... 2 0 ,4 6 0 .8 1 C urrency ..... .......................................... 565.00 Gold ............................................................ 115.00 S ilv er ...................... 41.00 T otal cash and E x ____$ 2 1 ,1 8 1 .8 1 O ther resources ..................................... 136.75 T otal  6 1 ,8 0 2 .7 6  L IA B IL IT IE S Capital stock ......................................... : Certified surplus ................................ Individ ual deposits ............................. P ublic funds .......................................... C ertificates of deposit, tim e......... C ash ier’s checks ................................ T otal deposits ................ $ 5 3 ,4 0 2 .7 6  T otal  7,000.00 1,400 00 3 1 ,9 8 4 .5 5 4 ,6 5 3 .6 5 16,573.03 191,53  6 1 ,8 0 2 .7 6  SMACKOVER Union County  TH E BANK OF SMACKOVER  Charter No. 531. Date of Charter, September 27, 1922. O ff ic er s —W. W. Brown, President; T. J. Gaughan, Geo. R. Gordon, Vice-Presidents; O . B. Gordon, Cashier; Howard East, Assistant Cashier. D irectors —W. W. Brown, Geo. R. Gordon, T. J. Gaughan, Louis Bauerlein, O. B. Gordon.  STATEMENT OF JUNE 30, 1923 RESO U R C ES L oans and d isco u n ts............................ .$ 4 4 ,2 5 8 .4 0 7,3 8 4 .3 7 O verdrafts ......................... -.................. 3 .1 3 2 .2 5 Furniture and fixtures....................... 6,6 3 5 .2 1 B ankin g house ........................ ............ 6,2 1 3 .5 0 Item s in tra n sit ............................... D ue from non-reserve ban k s........... . 1 0 5 ,6 4 3 .3 0 1 ,9 1 4 .0 2 Cash item s ........................................... D ue from reserve ban ks.................. 1 6 0 ,7 2 8 .3 5 1 7 ,040.00 C urrency ................................................. 2 ,8 3 7 .9 7 T otal cash and E x ..... $ 2 8 8 ,1 6 3 .6 4 O ther resources .................................... 5.1 6 5 .2 5  L IA B IL IT IE S Capital stock ............ ............................$ 10,0 0 0 .0 0 Certified surplus ..... ............................. 1.000.00 Individ ual deposits ............................. 3 2 6 ,9 5 7 .9 3 C ashier’s checks ...... ........................ 22,9 9 4 .6 9 T otal dep osits ......... ...$349,952.62  T otal ..................................................... $ 3 6 0 ,9 5 2 .6 2  T otal ........................ ............................ $ 3 6 0 ,9 5 2 .6 2  SPARKMAN Dallas County  MERCHANTS & PLANTERS BANK  Charter No. 457. Date of Charter, September 19, 1916. O ff ic er s —J. M. Key, President; J. T. DeLaughter, Vice-President; Chas. E. Hays, Cashier; C. E. Hays, Jr., Miss Iva Sharp, Assistant Cashiers. D irectors —J. T. Taylor, J. M. Key, J. T. DeLaughter, Chas. E. Hays, C. E. Hays, Jr. STATEMENT OF JUNE 30, 1923 RESOU R C ES Loans and d isco u n ts.......................... • L oans on real esta te ......................... Overdrafts -..................................... Other bonds and sec u r ities............. F u rn iture and fixtu res...... ......._...... B ankin g house ..................................... D ue from reserve ban ks.................. Currency .......-........................................ Gold .......................................................... Silver. ................................................. ...... T otal cash and E x ........$ 7 9 ,2 8 5 .6 9 O ther resources .................................. Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  4 6 ,3 7 1 .0 7 9 ,5 1 7 .4 8 109.55 1 ,784.28 3,3 6 7 .5 9 4 ,7 3 5 .7 1 7 7 ,435.66 1 ,455.00 22.50 372.53  L IA B IL IT IE S Capital stock ......................................... $ 1 0 , 0 0 0. 00 3,3 0 0 .0 0 Certified surplus .................................. 3 ,619.30 U ndivided profits ............................... Individ ual deposits ......................... 12 3 ,5 3 7 .7 1 1,0 0 7 .0 6 P u blic funds ........................................ 3 ,776.18 C ashier’s checks .................................. T otal dep osits ............$ 1 2 8 ,3 2 0 .9 5  68.88  .$145 ,2 4 0 .2 5  Total  $145,240.25  S tate  of  191  A rkansas  SPRINGDALE Washington County FARMERS & MERCHANTS BANK Charter No. 428.  Date of Charter, December 29, 1913.  O ff ic er s —Art T. Lewis,  President; Carl A. Ownbey, Bert S. Lewis, E. B. Cummings, VicePresidents; Lee Sanders, Cashier; Claire Farrar, A. E. Allen, Assistant Cashiers.  D irectors —Art T.  Lewis, Bert S. Lewis, Carl A. Ownbey, Claire Farrar, E. B. Cummings,  Lee Sanders.  STATEMENT OF JUNE 30, 1923  R ESOURCES L oans and discou n ts........................... $ 1 8 5 ,0 9 8 .5 0 Loans on real esta te ............ — ...... 1 7 2 ,1 4 0 .8 0 Overdratfs ......................... ................... 729.45 U. S. secu rities ....... 62 ,0 0 0 .0 0 Furniture and fixtures........................ 1 ,400.00 B ankin g house .................................... 2,2 0 0 .0 0 5 ,130,49 Item s in tra n sit ............................... D ue from reserve ban k s.................. 164 ,9 8 1 ,1 1 Checks on other ban k s...................... 5 09.06 Currency ................................................ 9,6 5 5 .0 0 Gold ...“.......... 2,2 0 0 .0 0 S ilver ........................................................ 2,4 5 9 .7 9 T otal cash and E x __ $ 1 7 9 ,8 0 4 .9 6 Other resources .................................. 50.00 Total  .$ 6 0 8,554.20  L IA B IL IT IE S Capital stock ............................ ......... $ 6 0,000.00 Certified surplus ................................. 15,000.00 U ndivided profits ............................... 6,617.49 Savings accounts ............................... 3 ,733.04 Individ ual deposits ......................... 276 ,1 5 4 .0 6 P u blic funds ....................................... 15,035.87 Certificates of deposit, tim e......... 232 ,0 1 3 .7 4 T otal deposits ............$526,9 3 6 .7 1  T otal  .$608,554.20  SPRINGDALE Washington County FIRST STATE BANK Charter No. 535.  Date of Charter, February 12, 1923.  O ff ic er s —Tom Hargis, President; G. E. Lowdermilk, J. R. Joyce, Vice-Presidents; Wm. L. Bunch,  Cashier  D irectors —Tom Hargis, Elmer Johnson, Wm. L. Bunch, G. E. Lowdermilk, J. R. Joyce.  STATEMENT OF JU N E 30, 1923 RESOU R C ES Loans and disco u n ts......................... ! Loans on real esta te ............................ O verdrafts ............................................... U . S. secu rities ................................. . Furniture and fixtures............... . . D ue from reserve banks.................. Checks on other banks ................ Currency ................................................ Silver ..... .................................................. T otal cash and E x ........$ 2 4 ,1 8 2 .6 7 Other resources .................................... Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  33,5 4 2 .3 8 4 ,6 6 5 .0 0 46.63 21 ,1 5 0 .0 0 5,226.38 18,968.61 4 .4 6 L 0 0 744.31  L IA B IL IT IE S Capital stock .......................................: 2 5,000.00 Certified surplus ..... ....................... 5 .0 0 0 . 00 Savings accounts ................................. 9 ,238.21 Individ ual deposits ........................... 2 3,941.18 P u blic funds ........................... ............. 4 .0 0 0 . 00 D ue to non-reserve ban ks................ 17,200.00 C ertificates of deposit, tim e........... 5,150.00 C ashier’s checks .................................. 104.95 T otal deposits .............. $5 9 ,6 3 4 .3 4  821.28  .$ 8 9 , 6 3 4 . 3 4  Total  .$ 8 9 , 6 3 4 . 3 4  192  R eport of B a n k C ommissioner  STAMPS Lafayette County BANK OF STAMPS Charter No. 483.  Date of Charter, May 30, 1919.  O ffic er s —J.  G.  M. Hudgens, President; T. F. Gillespie, Vice-President; J. D. Moore, Cashier; C. Ward, Assistant Cashier.  D irectors —J. M. Hudgens, John L. Davis, W. L. Hancock, J. D. Moore, T. F. Gillespie, J. E.  Gantt, D. O. Talbot. STATEMENT OF JUNE 30. 1923 RESO U R C ES L oans and d isco u n ts............................ $ 87 ,4 3 4 .8 5 L oans on real e sta te .................... 3 9 ,3 9 0 .2 5 Loans on cotton ............................ 2 ,1 0 0 .0 0 U . S. secu rities ............................ 5 ,850.00 Other bonds and sec u r ities................ 44 2 .8 0 Furniture and fixtu res........................ 4 ,3 5 5 .0 0 B ankin g house .................................... 4 ,5 0 6 .8 7 Other real estate ............................... 1 ,375.00 D ue from non-reserve ban ks............. 5 ,2 0 9 .4 4 Cash item s ...................................... 21.05 D ue from reserve ban ks................... 5 5 ,366.14 Checks on other ban k s................... 543.91 Currency ................................................ 5,2 6 9 .0 0 1,0 0 2 .5 0 Gold .......................................................... Silver ........................................................ 9 62.29 T otal cash and E x ........$ 6 8 ,3 7 4 .3 3 T otal  '213,829.10  LIABILITIES Capital stock ......................................$ 3 0 ,0 0 0 .0 0 Certified surplus ................................... 7 ,500.00 U ndivided p rofits ....................... 264.59 Savin gs accounts ............................... 7 ,057.07 Individ ual deposits ....................... 102^137.22 P ublic funds .........-............................... 4 0 ,9 4 1 .2 5 D ue to non-reserve ban k s................. 5 ,000.00 Certificates of deposit, dem and.... 2 0 ,5 0 3 .9 7 C ashier’s checks ................................... 4 2 5 .0 0 T otal deposits .............. $1 7 6 ,0 6 4 .5 1  T otal  .$213,8 2 9 .1 0  STAMPS Lafayette County BODCAW BANK Charter No. 136.  Date of Charter, December 8, 1902.  O ffic er s —C. L. Cabe, President; F. E. Baker, Vice-President; A. P. Beasley, Cashier; H. B. Pipkin,  Assistant Cashier. D irectors —C. L. Cabe, A. P. Beasley, F. E. Baker, R. Buchanan, W. S. Boney, J. G. Wagner.  STATEMENT OF JUNE 30, 1923 RESO U R C ES L oans and d isco u n ts.............................$ 2 7 1 ,5 6 0 .2 0 L oans on real esta te ............................ 7 2 ,6 3 8 .7 7 L oans on other com m odities............ 1 1 1 ,3 1 6 .1 8 U . S. secu rities .................................... 2 2 ,0 0 0 .0 0 Other bonds and secu rities.............. 1 2 ,0 4 7 .6 0 Furniture and fixtures...................... 5,2 8 4 .0 0 B ankin g house ..................................... 6 ,000.00 Other real esta te ............................. 2 ,3 2 4 .4 4 Cash item s ........................................... 372.51 D ue from reserve ban ks.................. 1 0 0 ,8 8 0 .0 3 Checks on other ban ks...................... 298.88 Currency .................................................. 5,0 6 8 .0 0 Gold .......................................................... 1,3 5 3 .5 0 Silver ......................................................... 1 ,268.09 T otal cash and E x ..... $ 1 0 9 ,2 4 1 .0 1 Other resources .................................. 139.70 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $612,551.90  L IA B IL IT IE S Capital stock ......................................... : > 5 0 ,0 0 0 .0 0 Certified surplus .................................. 50,0 0 0 .0 0 U ndivided profits ............................. 1 8 ,768.02 Savings accounts ............................. 28,8 7 7 .6 7 Individ ual deposits ............................ 2 9 0 ,8 3 5 .5 0 P u b lic funds ......................................... 38,3 1 2 .4 1 C ertificates of deposit, tim e......... 1 3 1 ,412.12 C ashier’s checks .................................. 2,8 9 7 .3 2 Total dep osits ............$ 4 9 2 ,3 3 5 .0 2 Other lia b ilitie s .................................. 1 ,4 4 8 .8 6  Total  .$612,551.90  193  S tate of A rkansas  STAR CITY Lincoln Countv LINCOLN COUNTY BANK Charter No. 169.  Date of Charter, October 3, 1904.  O f f i c e r s —Dr.  B. F. Tarver, President; J. G. Atkinson, Vice-President; H. D. Palmer, Cashier; John H. Phillips, Assistant Cashier.  D i r e c t o r s -— W.  M. Weatherall, Clyde A. J. Johnson, A. O. Vick.  E.  Fish, Dr. B. F. Tarver, J. G. Atkinson, H. D. Palmer,  STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts..................... ....$ Loans on real estate,..-................... U. S. securities .................................... Other bonds and sec u r ities......... Furniture and fix tu res...................... B anking house ............... Other real esta te................................. Cash item s .......... Due from reserve han k s................... Currency ................................. Gold ................................................ S ilver ....................... T otal cash and E x ....... $ 3 8 ,4 8 3 .4 4 Other resources ................. Total  92 ,8 3 4 .0 2 5 5 ,910.00 100.00 1 3 ,918.70 2,0 0 0 .0 0 5,000.00 7,600.00 785.32 3 4 ,7 6 7 .6 5 2,5 7 9 .0 0 20.00 331.47  L IA B IL IT IE S Capital stock ........................................ $ Certified surplus ................................ U ndivided profits ............................. B ills payable .................... ...... -............ Individ ual deposits ............................ Public funds .......................................... Certificates of deposit, tim e......... T otal deposits ...........$134,9 7 3 .3 8  2 0 ,000.00  5,000.00 2,691.28 56,000.00 8 0 ,255.94 47,6 9 8 .4 6 7,018.98  2,8 1 8 .5 0  .....$ 2 1 8 ,6 6 4 .0 6  Total  .$218,664.66  STEPHENS Ouachita County BANK OF STEPHENS Charter No. 141.  Date of Charter, September 22, 1903.  O f f i c e r s —J.  F. Haltom, President; J. S. Thompson, Vice-President; J. B. Smith, Cashier; Clyde Whaley, Assistant Cashier.  D i r e c t o r s —J.  F. Haltom, J. S. Thompson, J. B, Smith, W. T. Perry, J. E. Morgan, P. C. Grayson, F. H. Farrar. STATEMENT OF JUNE 30. 1923  R ESOURCES Loans and d isco u n ts...........................$1 5 3 ,4 1 0 .5 4 Loans on real e sta te ......................... 3 7 ,434.57 Overdrafts ................. *.......................... 255.21 Other bonds and sec u r ities.............. 5,9 9 5 .1 6 Furniture and fixtures..................... 1.00 B anking house ............. 1 5 ,000.00 Due from reserve ban ks.................. 19 7,346.88 Checks on other ban ks..................... 5 ,909.96 Currency ........................... 12 ,6 0 9 .0 0 Gold .......................................................... 835.00 Silver .................. .................................... . 877.12 T otal cash and E x .....$ 2 1 7 ,5 7 7 .9 6 Other resources .................................. 369.11 To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ...$430,043,55  L IA B IL IT IE S Capital stock .......................................$ 2 0 ,000.00 Certified surplus .................................. 10,000.00 U ndivided profits .............................. 10,217.21 Individ ual deposits .......................... 3 0 2 ,754.95 T’ublic funds .................................... 4 2 9 .7 4 Certificates of deposit, tim e......... 82,212.96 C ashier’s checks ................................. 4,428.69 T otal deposits ........... $38 9 ,8 2 6 .3 4  To ta l  $430,043.55  194  R eport of B a n k C ommissioner  STEPHENS Ouachita County PEOPLES BANK Charter No. 403.  Date of Charter, February 3, 1913.  O f f i c e r s —J.  P. Weaver, President; R. B. Allen, Vice-President; H. G. McC'lurkin, Cashier; Willie G. Wallace, Assistant Cashier.  D i r e c t o r s —J.  P. Weaver, R. B. Allen, Theophilus Hall, L. W. A. Terrell, E. H. Morgan, W. N. Merritt.  D.  Smith, H. L. Curry, L. R. Pierce,  STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and d isco u n ts.......................... $ 4 1 ,9 4 4 .1 9 L oans on real esta te ......................... 2 0 ,3 3 3 .5 3 O verdrafts .............................................. 1 ,7 3 1 .7 7 U . S. secu rities .................................. 2 5 ,0 0 0 .0 0 50 ,0 0 0 .0 0 Other bonds and sec u r ities.............. Furniture and fix tu res........................ 9 00.00 B ankin g house .................................... 6,5 0 0 .0 0 Other real esta te ............................. 2 4 .5 2 5 .9 1 800.00 Item s in tra n sit ........................ D ue from reserve ban ks................... 1 3 0 ,5 4 3 .7 3 Checks on other ban ks........................ 1 ,184.22 Currency ................................................. 8 ,2 9 6 .0 0 Gold .......................................................... 9 05.00 S ilv er .......................................................... 1 ,3 4 5 .9 2 T otal cash and E x ..... $ 1 4 2 ,2 7 4 .8 7  L IA B IL IT IE S Capital stock ......................................... $ 2 0 , 0 0 0 . 0 0 5 ,000.00 C ertified surplus ................................. 6,946.38 U ndivided profits ................................. Individ ual deposits .......................... 2 5 4 ,1 0 6 .8 5 Certificates of deposit, dem and.... 2 4 ,7 5 5 .7 1 2 ,7 4 4 .8 7 C ashier’s checks ................................ T otal deposits ............$ 2 8 1 ,6 0 7 .4 3 4 5 6 .4 6 Other lia b ilitie s .................................  T otal  T otal  .$ 3 1 4 ,0 1 0 .2 7  $ 3 1 4 ,0 1 0 .2 7  STRONG Union County VICTORIA BANK Charter No. 133.  Date of Charter, July 7, 1903.  O f f i c e r s —A.  B. Banks, President; W. E. Clark, Vice-President; M. L. Sumners, Cashier; T. W. Williams, Assistant Cashier.  D i r e c t o r s —A.  B. Banks, W. E. Clark, A. P. Kirby, O. B. Clark, M. L. Sumners. STATEMENT OF JUNE 30, 1923  RESO U R C ES L oans and d isco u n ts..........................i Loans on real e sta te ............................ Loans on other com m odities............ O verdrafts ............ ................................ Other bonds and sec u r ities.............. F u rn iture and fixtures...................... B ankin g house ..................................... Other real esta te — .......................... Item s in tra n sit ................... .............. Cash item s ........................................... D ue from reserve b an k s................ Currency ................................................... Gold ................................................ .......... Silver ....................................................... T otal cash and E x ........$ 5 2 ,7 4 6 .2 6 Other resources .................................... Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  9 5 ,3 9 1 .7 5 4 6 ,6 0 1 .1 7 8 ,370.09 33.37 6,8 0 0 .6 0 1 ,9 9 5 .2 0 2 .5 0 0 .0 0 5,4 9 3 .3 7 1 ,6 4 6 .5 7 169.15 4 1 ,2 4 6 .5 3 8.8 8 5 .0 0 45 2 .5 0 1 ,993.28  L IA B IL IT IE S Capital stock ......................................... ! ; 25,0 0 0 .0 0 3,500.00 Certified surplus ................................. 6,847.68 U ndivided profits ................................ Individ ual deposits .......... ........... . 1 3 4,176.68 4 2 6 .0 8 P u b lic fu nds ......................................... 51,534.65 Certificates of deposit, jtime.......... 318.99 C ashier’s checks ................................. T otal deposits ...........$ 1 8 6 ,4 5 6 .4 0  22 5 .7 0  .$221,804.08  Total  .$221,8 0 4 .0 8  195  S tate of A rkansas  STUTTGART Arkansas Countv EXCHANGE BANK Charter No. 441.  Date of Charter, May 26, 1914.  O f f i c e r s —J.  F. Whaley, President; W. B. Wall, Vice-President; A. F. Rawlings, Cashier; C. L. Perry, Assistant Cashier.  D i r e c t o r s —W.  B. Wall, J. F. Whaley, T.  M .  Rowland, R. E. John, E. A. Dreager, Theo. Muense.  STATEMENT OF JUNE 30, 1923 RESOU R C ES L IA B IL IT IE S Loans and d isco u n ts.......................... $ 6 1 1 ,9 1 8 .3 7 Capital stock ...... ............. ............... $ 180,500.00 1 5 .0 0 0 . 00 Loans on real esta te .......... -.............. 25 ,0 0 0 .0 0 Certified surplus ............................... O verdrafts .... -........................................ 3 ,4 1 0 .9 4 B ills payable .......................................... 6 0 .0 0 0 . 00 33,282.52 Savings accounts ........... .............. U . S. secu rities ................................... 158.77 11,370.48 Other bonds and secu rities.............. 13,980.12 T rust funds .......................................... 375.00 Furniture and fix tu res...................... 53,970.82 D ividends unpaid .......... .................. .. B ankin g house .............................. 3 9 .300.00 Individual deposits .......................... 3 0 3,645.04 P ublic funds ..... ................................. 137,261.67 Other real e sta te ................................. 28 ,3 0 5 .4 0 Item s in transit .................................... 12,025.03 Certificates of deposit, tim e......... 116,637.47 12.00 Certified checks .................................." D ue from non-reserve ban ks.................................... 9 35.16 C ashier’s checks ............................... 15,564.02 Due from reserve ban k s................... 27 ,8 2 1 .8 0 Checks on other b a n k s.......... ........... 15,183.87 T otal deposits ........... $618,1 4 8 .2 0 Currency ................................................. 29,230.00 Gold ...'........... 127.50 S ilv er ................................... 2 ,5 6 6 .1 6 T otal cash and E x .......... $ 7 5 ,8 6 4 .4 9 Other resources ............... .................. 9,7 1 4 .2 6 T otal  ...... $ 8 7 3 ,6 4 8 .2 0  T otal  .$873,648.20  SUCCESS Clay County BANK OF SUCCESS (Not Incorporated.) O f f i c e r s —J.  Date of Opening, June 6, 1904.  D. Polk, President; W. D. Polk, Vice-President; W. M. Powell, Cashier. PRIVATE BANK.  Owners, J. D. Polk, W. D. Polk, S. P. Lindsey.  STATEMENT OF JUNE 30, 1923 R ESOURCES L oans and discou n ts........................... S 79 ,5 7 9 .8 6 8 ,597.00 L oans on real e sta te .......................... 894.71 O verdrafts ........................................ . 2 ,597.38 O ther bonds and secu rities.............. 675.60 Furniture and fixtures..................... 4 ,8 5 4 .1 7 D ue from non-reserve ban k s......... 1,015.80 Cash item s ............................................. D ue from reserve ban ks................... 16,535.19 D ue from Federal R eserve B ank.. 614.62 Checks on other banks...................... 267.83 Currency ................................................... 905.00 Gold .................... ...................................... 215.00 Silver ....................................................... 86 3 .3 6 T otal cash and E x....... $ 2 5 ,2 7 0 .9 7 O ther resources .................................. 20.00 Total T h is  $117,635.52 a m o u n t n o t a d d e d in t ot al s .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ....................................... f Certified surplus ................................. U ndivided profits ............................... B ills payable ....................................... *B ills payable " D ep o sits on w hich more than 4 per cent in terest is p a id ” ............................. Individ ual deposits .......................... P ublic funds ........................................ Certificates of deposit, tim e......... C ashier’s checks ..... .......................... T otal deposits .............. $76,829.21  Total  10 ,000.00 5,000.00 806.31 25,000.00 2 8,300.00 4 2,744.88 5 ,177.04 2 8 ,401.14 506.15  $117,635.52  196  R eport of B a n k C ommissioner  SUCCESS Clay County  STATE BANK Charter No. 494.  Date of Charter, October 4, 1919.  O f f i c e r s —T.  L. Wright, President; J. F. Walker, Vice-President; R. R. Hosey, Cashier. D i r e c t o r s —T. L. Wright, J. F. Walker, J. M. Wright, J. C. Lewis, Tezzie Smith. STATEM ENT OF RESOU R C ES Loans and d isco u n ts..........................$ 2 4 ,9 0 3 .7 2 L oans on real esta te ............................ 1,6 7 5 .0 0 Overdrafts ............................................. 32.3 7 Other bonds and secu rities............ 64.00 Furniture and fixtures...................... 1,6 4 9 .5 1 10.00 Item s in tra n sit ..................................... Cash item s ......... 8.06 D ue from reserve ban ks................... 398.78 Checks on other b an ks..................... 2 08.52 Currency ................................................. 706.00 125.00 Gold .......................................................... Silver ......................................................... 255.47 T otal cash ^nd E x .......... $ 1 ,7 0 1 .8 3 Other resources .................................. 3 39.41 T otal  .$ 30,3 7 5 .8 4  JUNE 30, 1923 L IA B IL IT IE S Capital stock ........................................ i Certified surplus .............. ................. B ills payable ........................................ *B ills payable ‘ ‘D eposits on w hich more than 4 per cent interest is p a id ’ ’............................ Individ ual deposits ............................ P ublic funds ........................... , Certificates of deposit, tim e......... C ashier's checks ................................. T otal deposits ..................$ 7 ,1 7 5 .8 4  T otal  1 2 ,00 0 . 0 0  1 ,200.00 10 ,000.00 1,60 0 .0 0 4,8 9 1 .8 1 2 6 0.43 1,60 0 .0 0 4 2 3.60  .$ 3 0 ,3 7 5 .8 4  *T his amount not added in totals.  SULPHUR ROCK Independence County  FARMERS BANK  Charter No. 514. Date of Charter, September 9, 1920. O f f i c e r s —Will Duvall, President; C. E. Jimerson, Vice-President; J. J. Caldwell, Cashier. D i r e c t o r s —Will Duvall, C. E. Jimerson, J. J. Caldwell, H. G. Burge, J. H. Caldwell. STATEMENT OF JUNE 30. 1923 RESOU R C ES L oans and d iscou n ts.......................... $ 4 4 ,8 1 4 .7 4 Loans on real e sta te ................................ 10 ,9 6 0 .0 0 O verdrafts ............. 64.12 1 ,200.00 Furniture and fixtures...... ................ Item s in tra n sit ...... 25.00 6,707.11 D ue from reserve ban k s................... Currencv .................................................. 1,3 2 7 .0 0 Gold .......................................................... 30.00 S ilv er ......... ........................ ..................... 181.39 Total cash and E x .......... $ 8 ,2 4 5 .5 0 Other resources .......... ....................... 347.7 7 T otal  6 5 ,6 5 7 .1 3  L IA B IL IT IE S Capital stock .........................................$ 1 2 ,0 0 0 .0 0 Certified surplus ................... 2 ,4 0 0 .0 0 U ndivided profits ................................ 187.03 B ills payable ......................................... 3,0 0 0 .0 0 Individ ual d ep o sits..... ......................... 2 4 ,3 9 2 .5 5 2 3 ,6 7 7 .5 5 Certificates of deposit, tim e..... . T otal deposits ..... ........ $ 4 8,070.10  T otal  6 5 ,6 5 7 .1 3  SULPHUR SPRINGS Benton County  BANK OF SULPHUR SPRINGS  Charter No. 211. Date of Charter, July 7, 1905. O f f i c e r s —L. M. Stout, President; Ben C. Davis, Vice-President; Storm O . Whaley, Cashier* Clara Abercrombie, Assistant Cashier. D i r e c t o r s —L. M. Stout, Ben C. Davis, Storm O. Whaley, T. J. Miller, A. H. Skidmore. STATEMENT OF JUNE 39, 1923 RESOU R C ES L oans and d isco u n ts..........................$ 5 9 ,1 7 5 .9 1 Loans on real esta te ................. 15 ,3 3 9 .9 9 U . S. secu rities ..................................... 2 ,7 0 0 .0 0 Furniture and fixtures....................... 2 ,0 0 0 .0 0 B ankin g house ....................................... 4 ,5 0 0 .0 0 Other real esta te .................................. 847.30 D ue from reserve han k s................... 7,8 6 6 .7 7 Currency ................................................. 3 ,6 6 2 .0 0 Gold ........ 3 65.00 S ilv er ......................................................... 21 0 .7 7 T otal cash and E x .......... $ 1 2 ,1 0 4 .5 4 Total  96,667.74  T h is a m o u n t n o t a d d e d in t o t a ls .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock .........................................! Certified surplus ................................ U ndivided profits ............................... * B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’..................... ...... Individ ual deposits .............................. P u blic funds ......................................... C ertificates of deposit, tim e........... C ertificates of deposit, for money borrowed ........................................... T otal deposits .............. $82 ,8 5 1 .6 8 Total  1 0 ,000.00  1,400.00 2 ,4 1 6 .0 6 1 0 .1 7 7 .1 5 5 3 ,264.81 2,5 4 8 .7 2 1 6 ,8 6 1 .0 0 1 0 .1 7 7 .1 5 96,6 6 7 .7 4  197  S tate of A rkansas  SW IFTON Jackson County BANK OF SWIFTON Charter No. 190.  Date of Charter, September 19, 1905.  O f f i c e r s —W.  R. Harvey, President; W. E. Jones, Vice-President; W. D. Morgan, Cashier; L. E. Chappell, Assistant Cashier.  D i r e c t o r s —W.  R. Harvey, W. E. Jones, W. H. Murphy, J. N. Moon, Roy Moon, J. G. Smith, W. D. Morgan. STATEMENT OF JUNE 30, 1923  R ESOURCES Loans and d isco u n ts..... ...................... $ 9 5 ,7 5 8 .4 5 Loans on real e sta te ............................. 19,100.00 657.83 Overdrafts ............................................. 1 ,654.51 Furniture and fixtu res....................... 1 ,395.72 B ankin g house ............................ ....... 11,2 7 6 .2 0 D ue from reserve ban k s.................. 5,535.00 Currency ................................................. 370.00 Gold ........................................................... Silver ......................................... ............. 1,9 1 4 .9 7 T otal cash and E x ........$ 1 9 ,0 9 6 .1 7 Other resources .................................... 30.00 Total  .$ 1 3 7 ,6 9 2 .6 8  L IA B IL IT IE S Capital stock ........................................ $ 10,000.00 Certified surplus ................................ 5.000.00 U ndivided profits ............................... 5,815.51 Individ ual deposits ............................. 114,829.75 Certificates of deposit, for money borrowed ........................................... 518.00 C ashier’s checks ....................... 1,529.42 T otal deposits ............$116,8 7 7 .1 7  Total  .$137,692.68  TAYLOR Columbia County BANK OF TAYLOR Charter No. 376.  Date of Charter, May 20, 1912.  O f f i c e r s —J.  L. Davis, President; E. T. Hudnall, Vice-President; K. L. Wellborn, Vice-President and Cashier; Mary Keith, Assistant Cashier.  D i r e c t o r s —J.  L. Davis, D. M. Davis, E. T. Hudnall, S. A. Jeffus, Henry Nolte, K. L. Wellborn. STATEMENT OF JUNE 30, 1923  RESOURCES Loans and d isco u n ts..........................$ 8 8 ,817.93 Loans on real esta te ........................ 32 ,0 0 0 .0 0 Loans on other com m odities........... 1,643.9 7 C ustom ers' lia b ilitie s account of acceptances and letters of cred­ it .:............................. ....................... . 7 ,560.00 Furniture and fixtures........ .............. 4 ,3 5 0 .0 0 B anking house ..................................... 5 ,000.00 Other real esta te ............................... 2,8 0 0 .0 0 Due from non-reserve ban k s........ 34.12 Cash item s ............................................ 300.83 D ue from reserve ban ks............ ...... 11 ,3 8 9 .7 4 Currency ......................... 1 ,017.00 Gold _______ 15.00 Silver .................................. 235.72 T otal cash and E x ..........$ 1 2 ,9 9 2 .4 1 To ta l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$155,164.31  L IA B IL IT IE S Capital stock ....................................... ! Certified surplus ................................. U ndivided profits ........................ — B ills payable ......................................... Individ ual deposits ........................... Public funds ..... ................................... Certificates of deposit, tim e......... C ashier's checks ................................ T otal deposits ..............$ 79,929.58  To t a l  12,500.00 7,500.00 2,234.73 53,000.00 54,833.49 9 ,515.16 1 2,032.44 3,548.49  .$155,164.31  198  R eport of B a n k C ommissioner  TEXARKANA Miller County  MERCHANTS & PLANTERS BANK Charter No. 75.  Date of Charter, January 5, 1901.  O f f i c e r s —Allen  Winham, President; W. E. Haydon, Vice-President; C. W. Baughman, Cashier; L. Brantley, Assistant Cashier.  D i r e c t o r s —Q.  O. Turner, John P. Kline, Henry Moore, Jr., Allen Winham, W. E. Haydon, Milton Winham, C. W. Fouke, C. W. Baughman. STATEMENT OF JUNE 30, 1923  RESOU R C ES .$ 4 8 3 ,9 2 7 .0 2 Loans and d isco u n ts................. 84 ,2 3 3 .0 1 L oans on real esta te .................. O verdrafts ...................................... 314.95 U . S. secu rities ......................... 7 0 ,6 0 0 .0 0 Stock in Federal R eserve B ank.. 6,7 0 0 .0 0 Other bonds and sec u r ities............ 39 ,5 9 3 .7 9 Furniture and fixtures........................ 6 ,0 0 0 . 0 0 B ankin g house .................................... 64 ,0 0 0 .0 0 Other real estate ................................ 7 .356.07 Item s in tra n sit ...... L 2 4 3 .9 6 5,875.63 Cash item s ............................................... D ue from reserve ban k s................... 51 ,2 6 8 .5 3 Due from F ederal R eserve B ank.. 4 0 ,4 3 8 .9 3 Checks on other ban k s..................... 4 ,9 4 4 .0 8 4 ,9 2 7 .0 0 Currency ..................... Gold ................................................. 287.50 Silver ......................... 6,9 0 6 .9 0 T otal cash and E x ___ $ 1 1 4 ,6 4 8 .5 7 T otal  $ 8 7 8 ,6 1 7 .3 7  L IA B IL IT IE S Capital stock ....................................... $ 2 0 0 ,0 0 0 .0 0 Certified surplus .............................. 2 3 ,2 0 0 .0 0 U ndivided p rofits ................................ 10,0 2 7 .7 4 B ills payable ......................................... 2 0 ,0 0 0 .0 0 Savin gs accounts .................................. 2 1 3 ,1 3 3 .5 5 Individ ual deposits ... 1 9 7 ,9 0 2 .3 6 P ublic funds ............................. 1 4 9 ,5 8 5 .0 7 D ue to non-reserve ban k s................ 53,4 1 2 .3 9 C ertificates of deposit, dem and.. 1 1,228.82 C ashier's checks ................................. 127.44 T otal dep osits ............$ 6 2 5 ,3 8 9 .6 3  T otal  .$8 7 8 ,6 1 7 .3 7  TEXARKANA Miller County MILLER COUNTY BANK & TRUST COMPANY Charter No. 435.  Date of Charter, March 3, 1914.  O f f i c e r s —Thos.  F. Booker, President; J. H. Forbes, Vice-President; Thos. F. Booker, Cashier; A. R. Fleniken, Assistant Cashier.  D i r e c t o r s —S.  C. Nancarrow, Chairman of the Board; Thos. F. Booker, J. H. Forbes. STATEMENT OF JUNE 30, 1923  RESOU R C ES L oans and d isco u n ts...........................$ 2 1 ,7 4 3 .2 1 Loans on real e sta te ......................... 2 0 5 ,9 9 4 .8 7 O verdrafts ..................-................... -.... 207.92 Furniture and fixtures........................ 500.00 Other real esta te ............................... 1,8 8 0 .1 4 D ue from reserve ban ks................... 5 7 ,8 3 9 .1 7 Checks on other ban ks....... .*........... 122.05 Currency ............................ 674.00 Gold ............................ 2 90.00 S ilver ........................................................ 10 2 .8 4 T otal cash and E x ........$ 5 9 ,0 2 8 .0 6 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$289,354.20  L IA B IL IT IE S Capital stock ......................................... ! Certified surplus ................................. U ndivided profits ............................. Savings accounts ................................ Individ ual deposits ............................ P ublic funds ......................................... C ashier’s checks ................................ T otal dep osits ............$ 1 8 5 ,8 7 6 .8 9 R eserved for in terest and taxes.. Other lia b ilitie s ................................. Total  75,0 0 0 .0 0 1 5 ,500.00 1 0,340.86 3 3,349.08 65,7 1 6 .5 5 86,0 4 7 .7 8 763.48 2 ,632.12 4.33  .$289 ,3 5 4 .2 0  199  S tate of A rkansas  TH O RNTO N Calhoun County  CITIZENS BANK Charter No. 427.  Date of Charter, December 29, 1913.  O f f i c e r s —J.  M. Thompson, President; W. C. Chamberlain, Vice-President; N. E. Shuffield, Cashier; Vesta Strickland, Assistant Cashier.  D i r e c t o r s —J.  M. Thompson, W. C. Chamberlin, N. E. Shuffield. STATEMENT OF JUNE 30. 1923  R ESOURCES Loans and discounts .........................$ Loans on real e sta te .......................... Other bonds and secu rities..... ...... Furniture and fixtures....................... B ankin g house .................................... Other real estate ............................... D ue from reserve ban ks.....-....... Currency .......... Gold ...'............................. S ilver ........................................................ T otal cash and E x .....$ 1 0 9 ,2 9 5 .0 5 T otal  LIABILITIES 7 7 ,999.05 20 ,4 8 0 .0 4 3 ,313.28 1 ,140.00 2,3 7 5 .0 0 200.00 95 .3 9 7 .3 2 11,6 5 7 .0 0 4 67.50 1,773.23  .......................................... .........$2 1 4 ,8 0 2 .4 2  Capital stock ..........................................$ 10,000.00 2,500.00 Certified surplus ..... 304.65 U ndivided p rofits ...... Individ ual deposits ........................... 153,649.65 P u blic funds ......................................... 1,162.08 Certificates of deposit, tim e........... 4 6,493.07 C ashier’s checks .................... 692.97 T otal deposits ............$2 01,997.77  T otal  ....................................................$ 2 1 4,802,42  TILLAR Drew County CITIZENS BANK & TRUST COMPANY Charter No. 419.  Date of Charter, July 28, 1913.  O f f i c e r s —W.  L. Harrell, President; R. H. Wolfe, Vice-President; R. G. Paschal, Cashier; V. C. Harrell, Assistant Cashier.  D i r e c t o r s —W.  L. Harrell, V. C. Harrell, E. S. Terral, C. H. Kimbro, R. H. Wolfe, W. S. Wood, Vann M. Howell. STATEMENT OF JUNE 30, 1923  R ESOURCES Loans and d isco u n ts.......................... $1 3 4 ,4 3 6 .1 1 Loans on real esta te .......................... 36 ,4 3 2 .5 6 U . S. securities ............. 24 ,2 0 0 .0 0 Other bonds and secu rities............ 9 ,1 4 2 .5 0 Furniture and fixtures ..................... 1 ,820.90 B anking house .................................... 16 ,0 3 4 .0 0 D ue from reserve ban k s.................. 2 ,375.61 Currency ............................................. 1,793.00 Gold .................................................... 40.00 S ilver ........... 1 ,133.55 T otal cash and E x .......... $ 5 ,3 4 2 .1 6 Other resources .................................. 349.57 T otal  $227,757.80  * T h e am ou n t n o t a d d e d in t o t a ls .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S 00 Capital stock ........................................ ! 7 5 .0 0 0 . 1 3 .0 0 0 . 00 Certified surplus ................................. 7,563.43 U ndivided profits ............................... 47,5 0 0 .0 0 B ills payable ........................................ *B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id '’............................. 10,428.15 Individ ual deposits ......................... 66,964.52 Public funds ............................... ......... 341.76 Certificates of deposit, tim e......... 17,153.83 C ashier’s checks ............................... 234.26 T otal deposits ..............$ 8 4 ,694.37 T o ta l  .$227,757.80  200  R eport of B a n k C ommissioner  TR UM AN Poinsett County BANK OF TRUMAN Charter No. 354.  Date of Charter, October 26, 1911.  O f f i c e r s —J.  A. Cash, President; Geo. O. Campbell, Vice-President; Morris L. McKinney, Assistant Cashier.  D i r e c t o r s —J.  Craig Frazier, Cashier;  A. Cash, Geo. O. Campbell, J. E. Parr, Clyde Oliver, L. J. O’Brien. STATEMENT OF JU N E 30, 1923  R ESOURCES L oans and d isco u n ts.......................... Loans on real e sta te ........................... O verdrafts ............................................. U . S. secu rities .................................. Furniture and fixtures ...................... B ankin g house .................................... Other real estate .............................. D ue from reserve ban ks.................. Currency ...................................... ......... Gold ........................................................... S ilv er ........................................................ T otal cash and E x ........$ 4 3 ,8 9 1 .5 8 Other resources .................................. T otal  60 ,9 2 4 .7 3 3 0 ,7 5 1 .8 2 61.13 2 5 ,0 0 0 .0 0 1 , 2 0 0 00  7.5 0 0 .0 0 2.5 0 0 .0 0 3 1 ,2 6 2 .1 4 10 ,4 8 7 .0 0 755.00 1,3 8 7 .4 4  L IA B IL IT IE S Capital stock .........................................i i 2 5 ,0 0 0 .0 0 5 ,000.00 Certified surplus ................................. 9 ,3 0 1 .2 6 U ndivided p rofits .............—............ Individ ual deposits ......... ................ 1 2 4 ,8 3 7 .9 2 2,5 4 7 .5 8 P u blic funds .......................................... 5 ,973.00 C ertificates of deposit, tim e.......... T otal deposits ............$ 1 3 3,358.50  830.50  .$ 1 7 2 ,6 5 9 .7 6  T otal  $ 1 7 2 ,6 5 9 .7 6  TUCKERM AN Jackson County BANK OF TUCKERMAN Charter No. 104.  Date of Charter, November 8, 1902.  O f f i c e r s —J.  W. Lindley, President; L. T. Slayton, Vice-President; P. A. Conditt, Assistant Cashier.  D i r e c t o r s —W.  O .  B. Armstrong, Cashier;  S. Armstrong, J. N. Hout, S. W. Harvey. STATEMENT OF JUNE 30. 1923  RESOU R C ES L oans and d isco u n ts...........................$ 78,534.25 L oans on real esta te .......................... 9,2 5 7 .0 3 U . S. secu rities ................................... 4 ,1 5 0 .0 0 Other bonds and secu rities............ 17 ,9 3 3 .6 7 Furniture and fixtu res...................... 4 ,0 0 0 .0 0 B ankin g house .................................... 5,7 0 0 .0 0 D ue from non-reserve ban ks............ 2,3 6 4 .2 9 Cash item s ............................................. 23.30 Due from reserve ban ks................. 33.314.91 Checks on other ban ks...................... 1 ,375.89 Currency ................................................. 7 ,338.00 Gold ...................................... 2 75.00 Silver ..... 4 ,2 6 4 .9 2 T otal cash and E x ........$ 4 8 ,9 5 6 .3 1 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $168,531.26  L IA B IL IT IE S Capital stock ........................................ $ 1 5,000.00 Certified surplus ...... 7 ,500.00 U ndivided profits ............................... 9 ,503.32 In d ivid u al deposits .......................... 9 7 ,8 9 9 .0 5 P u blic funds ....................................... 24,5 0 0 .0 0 Certificates of deposit, tim e........... 9,9 6 2 .5 9 C ashier’s checks .............. 4 ,1 6 6 .3 0 T otal deposits ............$ 1 3 6 ,5 2 7 .9 4  Total  $168,531.26  201  S tate of A rkansas  TUCKERM AN Jackson County  CITIZENS BANK Charter No. 458.  Date of Charter, November 1, 1916.  O f f i c e r s —Nimrod  Graham, President; C. E. Penix, Vice-President; Chas. E. Smith, Cashier; Clarence Atway, Assistant Cashier.  D i r e c t o r s —Nimrod  Graham, C. E. Penix, Chas. E. Smith, W. M. Tims, G. A. Churchman, H. E. James, Dr. O. A. Jamison. STATEMENT OF JUNE 30, 1923  RESOU R C ES Loans and d isco u n ts............................ .$ 60,8 8 9 .7 7 Loans on real e sta te ................. ........ 1 5 ,796.00 1,2 5 4 .4 4 O verdrafts ............................................... Other bonds and sec u r ities........... 7 ,889.71 Furniture and fixtures........................ 2,0 0 0 .0 0 53.41 Item s in tra n sit ................................... Due from reserve ban ks................... 6 2 ,6 0 7 .9 7 Checks on other ban ks.................... 5 ,374.12 1,481.00 Gold ....'...................................................... 10.00 Silver ......................................................... 4 ,0 6 4 .1 0 T otal cash and E x ........$ 7 3 ,5 3 7 .1 9  L IA B IL IT IE S Capital stock ............ ............................$ 1 5,000.00 Certified surplus .... ........................... 25,000.00 U ndivided profits ... ............................ 2,389.58 113,113.78 Individ ual deposits . ...................... 5,333.00 P ublic funds ............ ............................ C ashier's checks .... ........................... 584.16 T otal deposits ......... ...$119,030.94  T otal ................... ................................. $ 1 6 1 ,4 2 0 .5 2  T otal ........................ ........................... $161,4 2 0 .5 2  TUPELO Jackson County  BANK OF TUPELO Charter No. 482.  O f f i c e r s —J.  Cashier.  Date of Charter, May 25, 1919.  H. Snapp, President; A. L. Crittenden, B. W. Jones, Vice-Presidents; J. F. Coffman,  D i r e c t o r s —J.  H. Snapp. A. L. Crittenden, B. W. Jones, J. A. Hutchens, A. A. Cale, John E. Williams, J. H. Coffman. STATEMENT OF JUNE 30, 1923  R ESOURCES Loans and d isco u n ts...........................$ 31,549.83 Loans on real e sta te............................ 5 ,086.54 O verdrafts .............................................. 8.01 Other bonds and secu rities........... . 60.00 Furniture and fixtures................... . 3,015 05 Banking: house ............................... . 1 ,264.80 D ue from reserve ban ks.................. 5,9 5 6 .4 6 Currency ................................................. 387.00 Silver ................................................ .. 4 85.03 T otal cash and E x .......... $6 ,8 2 8 .1 9 Other resources ..... ........................... 107.75 Total  .$ 4 8 ,6 4 0 .4 7  L IA B IL IT IE S Capital stock ........................................ I 10 ,000.00 Certified surplus .................................. 1 ,00 0. 00 B ills payable ....................................... 1 0 ,00 0. 00 Individ ual deposits .......................... 18,219.93 Public funds ........................................... 5,000.00 Certificates of deposit, tim e........... 2,360.00 C ashier’s checks .................................. 2 ,060.54 T otal deposits .............. $ 2 7,640.47  Total  .$ 4 8,640.47  TYRONZA Poinsett County  BANK OF TYRONZA  Charter No. 233. Date of Charter, August 19, 1907. O f f i c e r s —J. A. Emrich, President; W. W. Warren, Vice-President; J. C. Young, Cashier. D i r e c t o r s —J. A. Emrich, W. W. Warren, L. M. Wood, J. L. Drace, W. F. Fant, F. F. Hinkley, W. M. Howard, H. C. Overturf, Van L. Young. STATEMENT OF JUNE 30, 1923 RESOURCES Loans and d isco u n ts......................... $ Loans on realesta te ......................... O verdrafts ............................................. Other bonds and sec u r ities....... . Furniture and fixtures...................... B anking house .................................. Other real e sta te .............................. Cash item s _________ D ue from reserve b an k s.................. Currency ................................ Gold ----- ....... Silver ........... T otal cash and E x . .....$ 1 9 ,0 1 6 .3 3 Other resources .................. To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  34 ,9 7 1 .9 0 41,491.91 59.08 6 ,149.50 1,380.34 9 99.90 15 ,8 6 6 .5 4 37.70 15,578.03 2,4 8 3 .0 0 160.00 757.60  L IA B IL IT IE S Capital stock ...... ............ ....................! Certified surplus ....................... ....... U ndivided profits ............................... Individ ual deposits ............................ P ublic funds ..... ................ ................. Certificates of deposit, tim e........... C ashier’s checks ............................. T otal deposits .............. $ 7 6 ,491.99 Other lia b ilities ..................................  35,000.00 7,700.00 1,320.93 41,2 0 9 .5 5 32,349.86 2,931.33 1.25 43.48  620.90  $120,556.40  To ta l  .$120,556.40  202  R eport of B a n k C ommissioner  VAN BUREN Crawford County CITIZENS BANK & TRUST COMPANY Charter No. 328.  Date of Charter, December 20, 1910.  O f f i c e r s —David  T. Bryan. President; W. V. Boatright, Robt. W. Geliy, Vice-Presidents; J. D. Kagy, Cashier; Frank D. Pape, Assistant  D i r e c t o r s —David  T. Bijan, W. V. Boatright, Robt.. W. Geliy, Lewis Bryan, W. R. Willis, John L. Smith, Joe C. McKinney, Giles Lucas. STATEMENT OF JUNE 30, 1923  RESOU R C ES L oans and d isco u n ts............ .............$ 2 8 9 ,5 5 5 .1 9 L oans on real e sta te ........................ j 0 2 ,0 9 0 .3 2 Loans on cotton ..... 10 ,0 0 0 .0 0 O verdrafts ............................................ 2 ,6 3 8 .3 1 IT. S. secu rities ................................... 9 3 ,5 5 4 .5 0 Other bonds and secu rities.............. 4 1 ,7 5 1 .7 3 Furniture and fixtures....................... 1,0 0 0 .0 0 B ankin g house ...................................... 14 ,0 0 0 .0 0 70 ,2 8 5 .0 4 D ue from reserve ban k s................... Checks on other ban k s................... 2,8 8 5 .0 1 Currency ............................ 7,1 0 6 .0 0 Gold ......................................................... 9 20.00 S ilver ...................................................... 520.49 T otal cash and E x ..... $ 8 1 ,7 1 6 .5 4 T otal  ................................................... $ 6 3 6 ,3 0 9 .5 9  L IA B IL IT IE S Capital stock ......................................$ 7 5,000.00 Certified surplus ................................. 15,0 0 0 .0 0 U ndivided profits ........................... 4 0 ,0 9 5 .3 9 *B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’.......... ................ . 2 7 3 ,2 0 1 .9 0 Savings accounts ................................ 1 9 9 ,3 5 0 .8 6 T rust funds ............................................. 4 ,7 2 1 .0 9 Ind ivid u al deposits ..... 2 1 8 ,0 2 8 .3 0 P u blic funds ............................. ........... 8,2 7 3 .6 0 Certificates of deposit, tim e............ 73,8 5 1 .0 4 C ashier’s checks ................................ 3 4 9.00 T otal deposits ............$50 4 ,5 7 3 .8 9 R eserved for in ter e st.......................... 799.88 R eserved for taxes .......... 840.43 T otal  ................................................... $ 6 3 6 ,3 0 9 .5 9  *T his amount not added in totals.  VAN BUREN Crawford County CRAWFORD COUNTY BANK Charter No. 5.  Date of Charter, February 14, 1887.  O f f i c e r s —J.  J. Izard, President; Othniel Miller, Vice-President; Edgar Covey, Cashier; Johnson Moore, Assistant Cashier.  D i r e c t o r s —A.  W. Meier, E. T. Allen, M. M. Hayes, C. M. Wofford, Othniel Miller, Edgar Covey, J. J. Izard. STATEMENT OF JUNE 30, 1923  RESOU R C ES L IA B IL IT IE S L oans and d isco u n ts......................... $ 3 3 3 ,0 5 9 .7 1 Capital stock .........................................$ 56,0 0 0 .0 0 1 0 ,467.58 Loans on real esta te .......................... Certified surplus ................................... 6 ,650.00 O verdrafts .............................................. 98 4 .5 5 4 ,0 6 1 .8 1 U ndivided profits .............. U . S. securities .................................. 2 4 ,9 8 0 .0 0 * B ills payable “ D eposits on w hich more than 4 per cent Furniture and fixtures..................... 2,8 0 0 .0 0 B anking house ...................................... 13 ,6 0 0 .0 0 in terest is p a id ’ ’............................. 1 7 3 ,5 7 3 .9 4 Savin gs accounts ................................. 5 8 ,295.62 Other real estate ................................. 2 ,7 3 3 .4 0 Item s in transit .................................... 4 ,6 3 5 .0 2 Individ ual deposits ........................... 1 8 4 ,671.90 D ue from non-reserve ban k s.....................................13 ,7P 3 2u.0 blic 0 funds ......................... 79,987.69 D ue from reserve ban ks................... 1 1 2 ,7 7 3 .5 8 Certificates of deposit, tim e..... ...... 137 ,7 8 9 .8 4 Certified checks ............................. 1,100.09 Checks on other ban ks...................... 4 ,2 7 4 .4 6 C ashier’s checks ................................ 801.00 Currency ...................................... 3,5 4 7 .0 0 Gold .......................................................... 807.50 T otal dep osits ............$ 4 6 2 ,6 4 6 .0 5 Silver ........................................................ 9 63.06 T otal cash and E x ..... $ 1 3 6 ,0 9 7 .6 0 Total  $529,357.86  T h i s a m o u n t n o t a d d e d in t o t a ls .   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  Total  .$529,357.86  203  S tate of A rkansas  VANDERVOORT Polk County  BANK OF VANDERVOORT  Charter No. 256. Date of Charter, April 15, 1908. O f f i c e r s —B. P. Lichlyter, President; J. F. Garrett, Vice-President; W. S. Capeheart, Cashier. D i r e c t o r s —W. A. Sandefur, M. O. Cecil, C. A. Affholter, B. P. Lichlyter, J. F. Garrett, Mrs. Leni Affholter. STATEMENT OF JUNE 30, 1923 RESOU R C ES .$ 3 2 ,4 9 3 .1 0 Loans and d isco u n ts............... 6.4 0 0 .0 0 Loans on real e sta te .................. O verdrafts ..... ............................. 170.31 3,0 4 7 .8 2 Furniture and fixtures............. B anking house ........................... 1,7 1 3 .4 1 5 ,205.22 Other real esta te ....................... Due from reserve ban ks.......... 8.2 5 3 .0 1 Checks on other banks............. 76.00 863.00 Currency ........................................ Gold ...'.......... ............................... 2 32.50 S ilver ............................................. 376.23 T otal cash and E x ......... $ 9 ,8 0 0 .7 4 Other resources ................................ 35.29 Total  .$ 58 ,8 6 5 .8 9  L IA B IL IT IE S Capital stock .......................................$ 1 0 ,000.00 U ndivided profits ................................ 1,431.07 B ills payable ..................... 2,800.00 N otes rediscounted .......................... 2,0 9 3 .5 4 Individ ual deposits ........................... 24,823.88 C ertificates of deposit, demand.... 17,477.14 C ashier’s checks .................................. 240.26 T otal deposits ..............$42,541.28  Total  58,865.89  VANNDALE Cross County  BANK OF VANNDALE  Charter No. 125. Date of Charter, April 17, 1903. O f f i c e r s —T. D. Hare, President; C. W. Calhoon, Vice-President; Thos. O. Smallen, Cashier. D i r e c t o r s —T. D. Hare, W. E. Sigman, C. W. Calhoon, Ernest Fountain, Thos. O. Smallen. STATEMENT OF JUNE 30. 1923 RESOU R C ES Loans and d isco u n ts......................... $ 61 ,8 4 1 .0 2 Loans on real esta te ......................... 6 ,750.42 911.48 Other bonds and sec u r ities...... . Furniture and fixtures...................... 1 .675.00 B anking house ........... 9 00.00 Other real esta te .................... 1 ,3 5 3 .2 7 Cash item s .............................................. 2 ,131.03 Due from reserve ban k s................... 7 ,543.60 Currency ..................... 1 ,035.00 Gold .................................- ........................ 147.50  Silver  .........  L IA B IL IT IE S Capital stock ........................................ $ 10,000.09 Certified surplus ...... 3,000.00 U ndivided profits ................................. 319.35 17,500.00 B ills payable ........ Individual deposits .................... 3 9 ,119.25 P ublic funds ............... 9,827.97 Certificates of deposit, tim e........... 5,025.00 T otal deposits .............. $53,972.22  503.25  T otal cash and E x ....... $ 1 1 ,3 6 0 .3 8 Total  8 4 ,7 9 1 .5 7  Total  8 4,791.57  VIOLA Fulton County O  BANK OF VIOLA  Charter No. 401. Date of Charter, January 20, 1913. f f i c e r s —J. D. Cochran, President; W. C. Ashley, Vice-President; Erby Carroll, Cashier.  D i r e c t o r s —J.  D. Cochran, W. C. Ashley, Erby Carroll, S. A. Jones, H. C. Risner, H. G. Franks, J. W. Welch. STATEMENT OF JUNE 30, 1923  RESOU R C ES Loans and d isco u n ts..........................$ 4 5 ,3 2 5 .9 7 Loans on real esta te .......................... 2,4 5 0 .0 0 O verdrafts .............. ............................... 1 43.65 Other bonds and sec u r ities.............. 2 ,8 2 2 .4 9 Furniture and fixtures............ ........ 1 ,845.30 B anking house ................................... 2 ,3 0 ( .00 Other real estate ............................... 2 ,0 0 0 .0 0 D ue from reserve ban k s................... 2 ,8 1 5 .7 0 Currency ................................................. 2 ,8 9 0 .0 0 Gold ...'......... 735.00 S ilver ....... 1 ,0 7 3 .6 4 T otal cash and E x .............$ 7 ,5 1 4 .3 4 Other resources ...................... 1,0 1 7 .0 6 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 6 5 , 4 1 8 . 8 1  L IA B IL IT IE S Capital stock ........................................ Cetrified surplus .................. .......... B ills payable ..... .................................. N otes rediscounted ..................... ....... Individ ual deposits ........... ......... P ublic funds ...... ........................ ....... Certificates of deposit, tim e......... C ashier’s checks .............. ............ . T otal deposits ..............$ 41,968.81  Total  10 , 000.00 1 ,00 0. 00  1 0 ,000.00  2,450.00 24,197.32 5.000.00 12.694.00 77.49  .$ 6 5 , 4 1 8 . 8 1  204  R eport of B a n k C ommissioner  WABBASEKA Jefferson County O  BANK OF WABBASEKA  Charter No. 460. Date of Charter, January 6, 1917. f f i c e r s —A. B. Banks, President; W. H. Townsend, Vice-President; Chas. F. Burden, Cashier.  D i r e c t o r s —A.  B. Banks, W. H. Townsend, B. N. Word, Loyd Garrett, Van M. Howell. STATEMENT OF JU N E 30, 1923  R ESO U R C ES L oans and d isco u n ts......................... : L oans on real e sta te ........................... O verdrafts .......................... ................... Furniture and fix tu res..................... B ankin g house ...................................... Other real esta te ............................... Cash item s ............................................. D ue from reserve ban ks................... Currency .................................................. Gold ........................................................... Silver ....................................................... T otal cash and E x .......... $ 8 ,0 8 0 .9 2 Other resources ................................. T otal  2 8 ,1 2 8 .6 7 1 2 ,0 0 9 .0 0 34.60 2 ,0 8 3 .1 0 5 ,000.00 2 ,3 6 2 .5 0 611.28 6,3 6 3 .6 5 27 1 .0 0 25.00 809.99  L IA B IL IT IE S Capital stock .........................................• Certified surplus ....................... ........... B ills payable ......................................... Ind ivid u al deposits ........................... P u blic funds ........................................ C ertificates of deposit, tim e......... T otal dep osits .............. $ 2 4 ,5 8 0 .8 6  10 ,000.00 3 .835.00 2 0 , 0 00.00  20,0 8 8 .5 8 202.68 4 ,2 8 9 .6 0  7 17.07 5 8 ,4 1 5 .8 6  T otal  .$ 58,4 1 5 .8 6  WALCOTT Greene County  BANK OF WALCOTT  Charter No. 295. Date of Charter, January 6, 1910. O f f i c e r s —J. L. Dacus, President; .1. M. Tyner, Vice-President; W. C. Willcockson, Cashier. D i r e c t o r s —Eli Meiser, J. D. Block, A. W. Jackson, T. B. Kitchens, L. U. Stedman. STATEMENT OF JUNE 30, 1923 RESOU R C ES L oans and d isco u n ts..... .....................$ 4 2 ,3 1 4 .2 7 O verdrafts .............................................. 2 67.18 U. S. secu rities .................................. 5,3 5 0 .0 0 Furniture and fixtures..................... 5 13.00 B an k in g house ...................................... 2 ,7 0 0 .0 0 Cash item s ............................................ 130.70 D ue from reserve ban ks................... 2 ,871.09 Currency .................................... 2 65.00 S ilv er ....................................................... 4 5 6 .0 7 T otal cash and E x ........$ 3 ,7 2 2 .8 6 T otal  5 4 ,8 6 7 .3 1  L IA B IL IT IE S Capital stock .......................................! Certified surplus ................................. U ndivided profits ............................. B ills payable ........................................ Individ ual deposits ........................... P u blic funds ..... ................................... D ue to non-reserve ban k s.............. T otal dep osits __ ___$ 2 5 ,4 0 9 .6 2 Other lia b ilitie s .................................... T otal  1 2.500.00 2.22 5 .0 0 1,7 2 7 .2 5 13,0 0 0 .0 0 1 1.227.00 1 3 ,9 1 5 .4 4 267.18 5.44 54,8 6 7 .3 1  WALDO Columbia County O  D  BANK OF WALDO  Charter No. 53. Date of Charter, September 2, 1899. f f i c e r s —M. F. Brazell, President; A. B. Banks, Vice-President; Ivie E. Howell, Cashier; Paul Blake, Assistant Cashier. i r e c t o r s —M. F. Brazzell, W. S. McKissack, Ivie E. Howell, A. B. Banks, J. G. Pattillo. STATEMENT OF JUNE 30. 1923  R E SO U R C ES L oans and d isco u n ts...........................$ 1 8 9 ,6 0 0 .2 8 L oans on real e sta te .................... 3 2 ,0 0 9 .1 7 L oans on other com m odities......... 157.05 O verdrafts ............................................. 18.17 U. S. secu rities ...................... ............. 11 ,3 5 0 .0 0 Other bonds and secu rities............ 8,3 1 9 .1 7 Fu rn iture and fixtu res...................... 2,5 7 7 .0 0 B ankin g house ..................... 5 ,770.00 Item s in transit .................................. 265 00 D ue from non-reserve ban k s............ 6,9 3 8 .8 5 D ue from reserve banks...... ............ 117,128.98 Checks on other ban ks................... 4 02.00 C urrencv ................................................ 4 ,1 2 5 .0 0 Gold ...!...................................................... 1 ,431.00 S ilv er .................... 2 83.41 T otal cash and E x ........$ 1 3 0 ,3 0 9 .2 4 O ther resources ................... 51.56 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$380,426.64  L IA B IL IT IE S Capital stock ........................................ $ 2 5,000.00 Certified surplus ................................ 1 2 ,500.00 U ndivided profits ............................. 1 0,849.91 Individ ual deposits ....................... 2 3 7 ,5 5 3 .9 7 P u blic funds ..................... 11,9 5 5 .6 5 D ue to non-reserve b an k s................ 6 ,000.00 Certificates of deposit, tim e........... 7 6 ,567.11 T otal deposits ............$ 3 3 2 ,0 7 6 .7 3  Total  $380,426.64  205  S tate of A rkansas  WALDO Columbia Countv PEOPLES BANK Charter No. 313.  Date of Charter, January 22, 1910.  O f f i c e r s —W.  M. Fincher, President; Chas. Clark, Vice-President; C. C. Fincher, Cashier; H. A. Fincher, Assistant Cashier.  W. M. Fincher, C. C. Fincher, Chas. Clark, J. S. Watkins, W. C. Dean, E. F. Graves, Dr. J. Beasley. STATEMENT OF JUNE 30. 1923  D ir e c t o r s —  R ESOURCES Loans and disco u n ts...........................$ 8 4 ,327.41 Loans on real estate.................. 48 ,0 3 8 .0 1 C ustom ers’ lia b ilities account of acceptances and letters of cred­ it ....... 1,2 0 4 .1 7 Furniture and fixtu res...................... 2,2 8 0 .1 5 Banking: house ........................ 9,1 9 9 .5 0 Due from reserve ban ks................... 36 ,9 2 8 .0 9 Currency ............. 5,944.00 S ilver ...................................... 1,5 5 5 .9 4 Total cash and E x .....$ 4 4 ,4 2 8 ,6 3 Total  .$189,477.8  L IA B IL IT IE S Capital stock ................................... ...$ Certified surplus ................................. U ndivided profits ....... Individ ual deposits ....... Public funds ....................................... Certificates of deposit, tim e.......... C ashier’s checks .................................. T otal deposits .............. $148,0 5 9 .9 5  Total  25,000.00 1 2 ,000.00 4,417.92 1 0 1 ,915.64 14,889.74 30,988.10 266.47  .$189,477.87  WALDRON Scott County BANK OF WALDRON Charter No. 72.  Date of Charter, April 3, 1901.  O f f i c e r s —J.  L. Center, President; Jno. T. Forrester, Vice-President; W. B. Piles, Cashier; M. C. Bird, Guy C. May, Assistant Cashiers.  D i r e c t o r s —John  T. Forrester, C. E . Forrester, E . M. Fuller, W. A. Bates, J. L. Center, Daniel Hon, L. K. Robertson, F. M. Blackwell, W. B. Piles. STATEMENT OF JUNE 30, 1923  R ESO U R C ES . Loans and d isco u n ts........ ................. $ 2 0 2 ,0 7 8 .0 0 Loans on real esta te................... — ....2 4 ,2 0 0 .0 0 716.92 O verdrafts ................................... -......... 86 ,0 0 0 .0 0 U. S. secu rities .................................. 2,4 0 0 .0 0 Stock in Federal R eserve B ank.... 8 ,027.82 Other bonds and sec u r ities.............. 2,0 0 0 .0 0 Furniture and fix tu res........................ 5,0 0 0 .0 0 B anking house ............. ........................ Item s in transit .................................. 278.31 1.50 Cash item s .......................................... . D ue from reserve ban ks................... 2 5 ,9 5 4 .5 7 Due from Federal R eserve Bank 15,893.33 Checks on other ban k s..................... 261.00 8,2 2 5 .0 0 Currency ................................................. Gold ....’...................................................... 240.00 Silver ........................................................ 977.12 T otal cash and E x ....... $ 5 1 ,5 5 2 .5 2 Other resources ................................... 29.90 Total  .................................................... $ 3 8 2 ,2 8 3 .4 7   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Capital stock ................... .................. $ 60,000.00 Certified surplus ..... ............................ 20,000.00 U ndivided profits .......... ................... 3,635.16 B ills pavable ......................................... 15,000.00 Savings accounts .............................. 11,3 9 0 .1 4 Individ ual deposits ............................ 1 7 0 ,673.94 P ublic funds ........................................ 4 7 ,8 0 9 .8 4 Certificates of deposit, tim e......... 51,426.09 C ashier’s checks ................................ 598.30 T otal deposits ............$2 8 1 ,8 9 8 .3 1 Other lia b ilitie s ................................. 1,750.00  T otal .................................................... $3 8 2 ,2 8 3 .4 7  206  R eport of B a n k C ommissioner  WALNUT RIDGE Lawrence County LAW RENCE COUNTY BANK Charter No, 22.  Date of Charter, August 11, 1890.  O f f i c e r s —J.  G. Richardson, President; Dud Bassett, G. E. Henry, E. L. Moore, Vice-Presidents; Roy Townsend, Cashier; J. J. Sharum, Homer Mays, Assistant Cashiers.  D i r e c t o r s —J.  G. Richardson, G. E. Henry, S. C. Dowell, Roy Townsend, Chas. Bloom, J. F. Beasley, E. L. Moore, J. A. Fender, Dud Bassett, J. M. Lester, S. E. Spikes, Jake Less, Jno. K. Gibson, R. R. Johnson, W. Mathile. STATEMENT OF JUNE 30, 1923  RESOU R C ES L oans and d isco u n ts...... .............. $ 585 ,0 9 8 .2 0 L oans on real e sta te ..................... 3 2 ,5 0 0 .0 0 5,4 3 6 .3 4 O verdrafts ............ S tock in Federal R eserve B ank.. 4 ,7 0 0 .0 0 Other bonds and sec u r ities............ 95 .8 0 3 08 Furniture and fixtu res................... 7 ,920.00 B ankin g house ................................... 10,750.00 2 0 ,0 0 0 .0 0 Other real estate ............................. Item s m tr a n sit................................. 1 9 ,523.18 Cash item s ........................................ 343.33 D u e from reserve han ks.............. 1 4 8 ,8 1 8 .9 3 Due from F ederal R eserve B ank 4 7 ,7 1 8 .7 1 Currency .............................................. 18 ,1 2 6 .0 0 2 65.00 Gold .............................. S ilv er .................................................... 4 ,1 2 3 .8 4 T otal cash and E x ...$ 2 1 9 ,3 9 5 .8 1 T otal  .$ 1 ,0 0 1 ,1 8 6 .7 0  L IA B IL IT IE S Capital stock ..................................... i Certified surplus ............................ U ndivided profits ............................. D ividends unpaid ..... .................. . In d ivid u al deposits ........................ P u blic funds ............................ ....... Certificates of deposit, tim e........ C ashier’s checks ............................ T otal deposits .........$82 8 ,4 4 7 .7 0  T otal  125 ,0 0 0 .0 0 3 1 .2 5 0 .0 0 16.489.00 90.00 6 2 7 ,0 6 3 .0 6 1 1 0 ,4 4 6 .7 1 8 9 ,3 0 6 .9 1 1,541.02  $ 1 ,0 0 1 ,1 8 6 .7 0  WARREN Bradley County MERCHANTS & PLANTERS TRUST & SAVINGS BANK Charter No. 17.  Date of Charter, March 15, 1890.  O f f i c e r s —H.  L. Turner, President; Carl Hollis, C. J. Mansfield, F. L. Purcell, Vice-Presidents; A. L. Greene, Cashier; Kirby Smith, Assistant Cashier.  D i r e c t o r s —H.  L. Turner, Carl Hollis, O. O. Axley, Noel Martin, G. B. Colvin, J. M. Bailey, C. J. Mansfield, Fred L. Purcell, A. Weiss, R. W. F'ullerton, L. G. Hampton, O. W. Wheless, H. F. Butler. STATEMENT OF JUNE 30, 1923  RESOU R C ES L oans and discou n ts............................$ 3 8 5 ,3 8 4 .1 9 L oans on real esta te ........................ 1 9 0 ,9 9 5 .9 1 O verdrafts ............................................. 2 55.53 TT. S. secu rities ................................... 3 3 ,3 8 1 .9 0 F u rn iture and fixtures...................... 3 ,6 0 7 .6 8 B ankin g house .................................... 2 9 ,7 0 4 .4 0 Cash Item s ............................................ 9 ,2 1 9 .9 4 D u e from reserve ban k s................... 182,3 6 0 .7 0 C hecks on other ban ks..................... 3 29.88 C urrency ................................-............... 15 ,2 1 6 .0 0 Gold ........................................................... 4 55.00 S ilv er ........................................................ 2,1 1 1 .2 2 T otal cash and E x ..... $ 2 0 9 ,6 9 2 .7 4 O ther resources ..................... 3,2 4 8 .0 0 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$856,270.35  L IA B IL IT IE S Capital stock ........... ............................. $ 100 , 000.00 Certified surplus ................................. 50,0 0 0 .0 0 U ndivided profits ............................. 22,4 4 1 .5 8 Savin gs accounts ................................ 195 ,8 6 0 .6 0 T rust funds ............... ......................... 5,387.32 D ividend s unpaid ................ .............. 5,000.00 Ind ivid u al dep osits .......................... 3 8 6,335.03 P u b lic funds ..................................... 47,3 7 9 .4 9 C ertificates of deposit, dem and— 4 2 ,5 5 2 .5 4 Certified checks ................................... 66,62 C ash ier’s checks ............................... 872.70 T otal deposits ............$ 6 8 3 ,4 5 4 .3 0 R eserved for taxes ............................ 374.47 Total  .$856,270.35  207  S tate of A rkansas  WARREN Bradley County WARREN BANK Charter No. 80.  Date of Charter, December 28, 1901.  O f f i c e r s —S.  B. Meek, President; Louis Ederington, C. W. Hankins, Vice-Presidents; R. L. Deal, Cashier; C. L. Tarlton, M. C. Singer, Assistant Cashiers.  D i r e c t o r s —Louis  Ederington, J. R. S. Meek, C. W. Hankins, Bryan Martin, J. M. Bailey, W. T. Thompson, C. M. Kilgore, S. B. Meek, B. W. Martin. STATEMENT OF JUNE 30, 1923  RESOU R C ES Loans and d isco u n ts................ $ 2 3 3 ,8 7 1 .8 8 Loans on real e sta te ................ 181 ,4 1 7 .0 0 O verdrafts ............. 21.39 U. S. securities .................................. 40 ,0 0 0 .0 0 Stock in Federal R eserve B ank.. 3 ,150.00 Other bonds and sec u r ities.. 17,4 7 5 .8 1 Furniture and fixtures......... 4,6 0 0 .0 0 B anking house ....................................... 3 ,700.00 Other real estate .................................. 3,6 8 0 .1 6 D ue from reserve ban k s....... 4 8 ,4 9 0 .7 8 D ue from F ederal R eserve B ank.. 23 ,4 7 8 .8 6 Checks on other b a n k s............... 1 ,634.62 Currency ................................................ 1 4 ,466.00 Gold .................... 640.00 Silver ...... 49 0 .4 4 T otal cash and E x ........$ 8 9 ,2 0 0 .7 0 T otal  .............. ....................................$ 5 7 7 ,1 1 6 .9 4  L IA B IL IT IE S Capital stock ....................................... $ Certified surplus ................................ U ndivided profits ............................. Savings accounts ......................... T rust funds ............................................ D ividends unpaid ................................. Individ ual deposits ........ P ublic funds ........................................... Certificates of deposit, tim e____ C ashier’s checks .................................. T otal deposits ............$461,9 3 1 .7 0  T otal  75,000.00 38,000.00 2 ,185.24 147,601.70 512.25 3,750.00 238 ,8 0 5 .4 4 51,696.92 7,052.40 12,512.99  ...................................................$5 7 7 ,1 1 6 .9 4  WASHINGTON Hempstead County WASHINGTON STATE BANK Charter No. 467.  Date of Charter, July 30, 1917.  O f f i c e r s —C.  N. Trimble, President; W. B. Nelson, Vice-President; J. W. Butler, Cashier; N. T. Butler, Assistant Cashier.  D i r e c t o r s —C.  N. Trimble, W. B. Nelson, L. F. Monroe, A. N. Stroud, J. W. Butler. STATEMENT OF JUNE 30, 1923  R ESOURCES Loans and d isco u n ts.................... — f Loans on real esta te............................. O verdrafts ............................................. Other bonds and sec u r ities............ Furniture and fixtures........................ B anking house ....................... ............ Other real estate ............................... Cash item s ............................................. D ue from reserve ban ks..... ............. Currency ............... ................................. Gold .......................................................... Silver ..................................................... . T otal cash and E x ....... $9 ,8 2 6 .1 0 Other resources ................................. To t a l   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  74,432.42 1 6 ,910.62 274.29 6 ,039.88 3,6 0 2 .7 2 4 ,8 9 6 .3 0 1 ,621.99 106.25 7,703.93 1 ,311.00 295.00 4 09.92  L IA B IL IT IE S Capital stock .................... ........ ........... Certified surplus ................................. U ndivided p rofits ............................. B ills payable ...................................... Individual deposits ............ .............. P ublic funds ......................................... Certificates of deposit, tim e......... C ashier’s checks .................................. T otal deposits .................52,713.38  2 5 .0 0 0 .  154.32  .$117 ,7 5 8 .6 4  Total  00  8 , 0 0 0 .0 0  2,045.26 3 0 .0 0 0 . 00 29,550.02 4 ,060.16 19,026.97 76.23  .$117,758.64  208  R eport of B a n k C ommissioner  WATSON Desha County DESHA COUNTY BANK Charter No. 371. O f f i c e r s —H. D i r e c t o r s —H.  Date of Charter, April 1, 1912.  Thane, President; D. E. Dobson, Vice-President; R. H. Willis, Cashier. Thane, D. E. Dobson, R. H. Willis, Sam Rayder, D. A. Gates. STATEMENT OF JUNE 30. 1923  RESOU R C ES L oans and d isco u n ts.......-.................. $ 50 ,8 6 0 .8 7 5 2 ,440.00 Loans on real e sta te .......................... Other bonds and sec u r ities............. 12 ,9 6 5 .1 7 Furniture and fix tu res......... -............. 513.00 B ankin g house .................................... 1 ,698.00 Other real estate ................................ 700.00 D ue from reserve ban ks................... 9 ,1 2 6 .7 8 Currency .................... 263.00 Gold .......................................................... 20.00 S ilver ......................................................... 2 1 4 .1 4 T otal cash and E x ........§ 9 ,6 2 3 .9 2  L IA B IL IT IE S Capital stock ....................................... $ 17,6 0 0 .0 0 Certified surplus ...... 9 ,4 0 0 .0 0 2 ,4 2 0 .6 5 U ndivided profits ..................... B ills payable ............................ 2 5 ,0 0 0 .0 0 *B ills payable ‘ ‘D eposits on w hich more than 4 per cent in terest is p a id ’ ’........................... 600.00 50,8 3 8 .5 0 Individ ual deposits .......................... Public funds .......................................... 6 ,314.95 D ue to non-reserve ban k s................ .40 Certificates of deposit, tim e......... 8,6 0 0 .0 0 C ashier’s checks .................................. 1 ,289.71 T otal deposits .............. $ 6 7 ,4 4 3 .5 6 R eserved for in ter e st................ 6,9 3 6 .7 5  T otal ................................................... $ 1 2 8 ,8 0 0 .9 6  T otal ..... ...............................................$ 1 2 8 ,8 0 0 .9 6  *T his amount not added in totals.  WEINER Poinsett County BANK OF W EINER Charter No. 276.  Date of Charter, April 21, 1909.  O f f i c e r s —L.  Hogue, President; Wm. Knapple, Vice-President; J. B. Huber, Cashier; E. E. Hogue, Assistant Cashier.  D i r e c t o r s —L.  Hogue, Wm. Knapple, Jas. E. Parr, A. L. Wood, J. B. Huber. STATEMENT OF JUNE 30, 1923  RESOURCES L oans and d iscou n ts..........................$ 1 0 9 ,4 4 8 .5 2 Loans on real esta te.......................... 6,6 6 3 .8 3 O verdrafts .............................................. 561.48 Furniture and fixtures...................... 1 ,282.01 B anking house .................................... 1,8 8 9 .1 5 Other real esta te ............................. 355.91 Item s in transit ....... 16.50 Due from non-reserve ban ks............ 73.00 D ue from reserve ban ks................... 8,0 9 1 .3 0 Currency .................................................. 1 ,783.00 Gold................................. 105.00 Silver ........................................................ 707.50 T otal cash and E x ........$ 1 0 ,7 5 9 .8 0 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$130,977.20  L IA B IL IT IE S Capital stock ........................................ $ Certified surplus ................................... U ndivided profits ................................ B ills payable ......................................... Individ ual dep osits ........................ P ublic funds ........................................ Certificates of deposit, tim e........... C ashier’s checks ...... ........................ T otal dep osits .............. $ 7 0 ,1 0 3 .6 1  Total  2 0 ,0 0 0 . 0 0  2.50 0 .0 0 8 ,373.59 3 0 ,0 0 0 .0 0 4 3 ,9 5 5 .5 0 7,155.72 18,9 0 5 .6 3 86.76  $130,977.20  209  S tate of A rkansas  WESTERN GROVE Newton County  BANK OF WESTERN GROVE  Charter No. 484. Date of Charter, July 14, 1919. O f f i c e r s —Dr. J. G. Gladden, President; G. W. Hamm, Vice-President; T. W. Stacy, Cashier. D i r e c t o r s —D.r. J. G. Gladden, G. W. Hamm, H. R. Magness, Joe Patton, R. M. Magness. STATEMENT OF JUNE 30, 1923 RESOU R C ES Loans and d isco u n ts.......................... ! Loans on real esta te .......................... Customers' lia b ilities account of acceptances and letter of cred­ it ........................................................... Overdrafts ........................ .................... Other bonds and secu rities........... Furniture and fixtures..................... B anking house ..................................... Due from reserve ban k s................... Currencv ......................................... ........ Gold ................................................ Silver ............................ ........................... T otal cash and E x .......... $ 3 ,3 6 8 .7 4 Total  3 3 ,705.03 700.00 99.00 31 9 .6 6 44 0 .0 0 1 ,668.75 3 .219.63 1 .9 4 0 .6 4 955.00 32.50 4 40.60 4 3 ,5 2 0 .8 1  L IA B IL IT IE S Capital stock ...................................... : Certified surplus ................................ U ndivided profits ............................. Individ ual deposits .......................... Certificates of deposit, tim e......... T otal deposits ............$28,196.88  T otal  1 0 , 000.00  5,000.00 323.93 25,096.88 3,100.00  4 3 ,520.81  WEST FORK Washington County  BANK OF WEST FORK  Charter No. 252. Date of Charter, January 28, 1908. O f f i c e r s —R. L. Dameron, President; J. L. Bryan, Vice-President; G. A. Curtis, Cashier; G. C. Little Assistant Cashier. D i r e c t o r s —R. L . D a m e r o n , J. L. Bryan, A. K. Sawyers, M. Flood, G. A. Curtis, F. J. Malse, C. C. Stockburger. STATEMENT OF JUNE 30, 1923 RESOU R C ES Loans and d isco u n ts......................... : Loans on real esta te......................... Overdrafts ............................................ Furniture and fixtures..................... B anking house ..................................... Other real esta te .............................. Cash item s .............................................. Due from reserve ban ks................... Currency ................................................. Silver ......................................................... T otal cash and E x .......... $4 ,2 9 1 .6 8 T otal  22 ,9 5 4 .7 9 8 ,212.20  5 22.94 1,471.50 1 0 ,350.00 2,8 7 3 .6 7 62 2 .8 6 2 ,9 5 7 .1 7 500.00 2 11.65 50 ,6 7 6 .7 8  L IA B IL IT IE S Capital stock .......................................$ 1 0 ,00 0. 00 1.125.00 Certified surplus ............................... 1 ,142.54 U ndivided profits .............................. 6 , 00 0. 00 N otes rediscounted ............................. Individ ual deposits .......................... 2 2 ,6 6 7 .9 5 254.30 P ublic funds ........................................ 9 .4 7 0 .0 0 Certificates of deposit, dem and.... T otal deposits .............. $32 ,3 9 2 .2 5 16.99 Other lia b ilities ....................................  Total  50,676.78  WHEATLEY St. Francis County  RICE GROWERS BANK  Charter No. 288. Date of Charter, September 27, 1909. O f f i c e r s —H. K. Smith, President; R. R. James, Vice-President; W. B. Frith, Cashier. D i r e c t o r s —H. K. Smith, R. R. James, W. B. Frith. STATEMENT OF JUNE 30, 1923 R ESOURCES Loans and d isco u n ts..........................$ 7 6 ,508.75 Loans on real e sta te ........................... 1 8 ,037.11 Overdrafts ...... 1 ,096.89 U . S. securities .................................... 300.00 Other bonds and sec u r ities............. 294.20 Furniture and fix tu res...... ........ 2,3 9 2 .4 9 B ankin g house .................................... 7 ,933.08 D ue from reserve ban ks................... 1 4 ,0 9 2 .2 4 Currency .................................................. 836.00 Gold ........................................................... 40.00 Silver .................-...................................... 688.80 T otal cash and E x ........$ 1 5 ,6 5 7 .0 4 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $122,219.56  L IA B IL IT IE S Capital stock ....................................... $ Certified surplus .................................. U ndivided profits ................................ B ills payable ......................................... Individ ual deposits ............................. Public funds .......................................... Certificates of deposit, dem and.... C ashier’s checks ................................ T otal deposits .............. $70 ,4 8 2 .1 0  Total  1 5 .0 0 0 . 6 ,00 0. 00  737.46 3 0 .0 0 0 . 00 43,6 4 5 .9 6 2 4 ,294.07 2,337.93 2 0 4.14  .$122,219.56  00  210  R eport of B a n k C ommissioner  WICKES Polk County BANK OF WICKES Charter No. 474.  Date of Charter, April 1, 1918.  O f f i c e r s —A.  C. Higginbottom, President; W. I. Green, Vice-President; W. B. Thomas, Cashier; Laura L. Thomas, Assistant Cashier.  D i r e c t o r s —A.  C. Higginbottom, W. I. Green, Walter Nance, C. H. Jett, O. B. Lee, W. B. Thomas. STATEMENT OF JUNE 30, 1923 RESOURCES  L oans and d isco u n ts............................ $ 2 9 ,9 8 3 .5 0 L oans on real esta te ........................... 1 0 ,3 1 7 .6 5 O verdrafts .............................................. 28 7 .6 4 1,8 0 0 .0 0 Furniture and fixtu res...................... B ankin g house ...................................... 2 ,2 0 0 .0 0 Other real e sta te ................................. 1,3 1 1 .0 0 D ue from non-reserve ban ks............ 9 1 5 .1 4 Cash item s ............................................... 3 ,4 7 4 .7 5 D ue from reserve ban ks................... 2 ,0 9 3 .6 2 C urrency .................................................. 1,4 9 8 .0 0 23 5 .0 0 Gold ......................................... S ilv er ......................................................... 2 33.10 T otal cash and E x .......... $ 8 ,4 4 9 .6 1 Other resources .......................... :........ 74.01 T otal  .$ 5 4 ,4 2 3 .4 1  L IA B IL IT IE S Capital stock .........................................I 1 0 ,000.00 Certified surplus ................................ 1,5 0 0 .0 0 268.18 U ndivided profits ............................... B ills payable ......................................... 5,000.00 *B ills payable “ D eposits on w hich more than 4 per cent 2 ,6 3 0 .5 4 in terest is p a id ’ ’............................... Individ ual deposits ............................. 3 0 ,5 6 2 .2 9 C ertificates of deposit, tim e............ 6 ,2 0 9 .6 5 C ash ier’s checks .................................. 883.29 T otal d ep osits .............. $ 3 7 ,6 5 5 .2 3  T otal  .$ 5 4 ,4 2 3 .4 1  *T his amount not added in totals.  WILLIFORD Sharp County SHARP COUNTY BANK Charter No. 319. O f f i c e r s —Geo. D i r e c t o r s —Geo.  '  Date of Charter, September 8, 1910.  R. Hall, President; D. L. King, Vice-President; S. O. Norris, Cashier. R. Hall, D. L. King, Ben N. Yates, Noel Arnold, S. O. Norris. STATEMENT OF JUNE 30. 1923 RESOURCES  L oans and d isco u n ts......................... $ 2 3 ,1 2 7 .2 8 L oans on real e sta te ........................... 12 ,1 5 0 .0 0 L oans on cotton ................................. 5,0 0 0 .0 0 O verdrafts ................................................ 3 21.23 Other bonds and secu rities.............. 212.19 F u rn iture and fixtures....................... 1,1 8 5 .0 0 B ankin g house ..................................... 1,0 0 0 .0 0 Item s in tra n sit ................................. 2 ,6 9 5 .4 4 Cash item s ............................................. 20.09 D ue from reserve ban ks................... 4 ,8 3 8 .5 4 Currency ................................................. 1,3 1 7 .0 0 Gold ........................................................... 4 5 .00 Silver ........................................................ 21 2 .2 5 T otal cash and E x .......... $ 6 ,4 3 2 .8 8 T otal  ....................................................$ 52 ,1 2 4 .0 2  T his amount not added in totals.   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  LIABILITIES  Capital stock .............. ........................ $ Certfied surplus .................................. U ndivided p rofits ............................... * B ills payable “ D eposits on w hich more than 4 per cent in terest is p a id ’ ’............................ Individ ual dep osits ............... C ertificates of deposit, tim e......... C ashier’s checks ................ T otal dep osits .............. $ 4 1,431.99  Total  7,500.00 2,60 0 .0 0 592.03 2,0 0 0 .0 0 3 3,499.83 7,734.88 197.28  ....................................................... $ 5 2 , 1 2 4 . 0 2  S tate of A rkansas  211  WILMAR Drew County  BANK OF WILMAR  Charter No. 184. Date of Charter, June 24, 1905. O f f i c e r s —W. S. Anderson, President; W. T. Roberts, Vice-President; W. D. Wilkinson, Cashier; R. A. McKinstry, Assistant Cashier. D i r e c t o r s —W. S. Anderson, W. T. Roberts, R. E. Oneal, C. R. Davis, W. S. Owens. STATEMENT OF JUNE 30, 1923 R ESO U R C ES Loans and d isco u n ts.................... .$ 4 8 ,5 1 2 .4 5 L oans on real esta te ................. . 2 5 ,5 1 0 .3 0 Overdrafts .................................... 8 43.10 O ther bonds and securities.... 4 ,9 0 0 .9 4 Furniture and fixtures............. 580.00 B ankin g house ........................... 5 80.00 Other real estate ....................... 2,4 6 2 .2 8 Due from reserve ban k s.......... 1 0 ,918.62 C urrency .......................................... 4 ,2 3 9 .0 0 Gold ................................................. 1 ,517.50 Silver ............................................. . 290.95 T otal cash and E x ....... $ 1 6 ,9 6 6 .0 7 Other resources ................................... 626.21 Total  $ 1 0 0 ,9 8 1 .3 5  L IA B IL IT IE S Capital stock ..... ................................ 1 Certified surplus ................................. B ills payable ........................... ............. Individual deposits ............................ Certificates of deposit, tim e......... C ashier’s checks ............................... T otal deposits .............. $63 ,0 8 1 .3 5  Total  2 0 , 000.00  2,900.00 15,000.00 50,660.38 10,012.43 2,4 0 8 .5 4  $100,9 8 1 .3 5  WILMOT Ashley County O D  WILMOT BANK  Charter No. 92. Date of Charter, June 14, 1902. f f i c e r s —A. M. Keller, President; M. H. Keller, Vice-President; W. B. Davis, Cashier. i r e c t o r s —A. M. Keller, M. H. Keller, W. B. Davis. STATEMENT OF JUNE 30, 1923  RESOU R C ES Loans and disco u n ts...... ...................$ 9 4 ,7 3 4 .5 4 L oans on real esta te ........................... 4 1 ,5 3 4 .6 3 4 88.33 O verdrafts .............................................. 2,2 1 4 .6 8 U. S. secu rities .................................... Other bonds and secu rities.............. 2,2 8 5 .3 0 Furniture and fixtures....................... 2 .9 0 0 .0 0 B anking house ..................................... 2 ,5 6 5 .4 4 Other real esta te .............................. 5 ,9 4 6 .1 1 Cash item s ..... ........................................ 3 03.32 D ue from reserve ban k s................... 2 9 ,8 4 6 .4 5 Currency ................................................ 1.7 5 2 .0 0 Gold ...L .................................................. 93 5 .0 0 S ilver ...................................................... 1,0 5 9 .1 7 T otal cash and E x ........$ 3 3 ,8 9 5 .9 4 Other resources .................................... 25.00 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$186,5 8 9 .9 7  L IA B IL IT IE S Capital stock ..........................................i ; 1 5 , 0 0 0 . 0 0 5,000.00 Certified surplus ............... .................. 1,190.33 U ndivided profits ............................... B ills payable ........................................ 10 ,000.00 Savings accounts ................................ 115.80 Individual deposits ............................. 1 1 9,856.57 P u blic funds .................................. ....... 3,242.48 Certificates of deposit, tim e........... 29,2 9 9 .6 6 C ashier’s checks ............................... 2,335.13 T otal deposits ............$1 5 5 ,3 9 9 .6 4  Total  $186,589.97  212  R eport of B a n k C ommissioner  WILSON Mississippi County  BANK OF WILSON Charter No. 262.  O f f i c e r s —J.  Date of Charter, October 3, 1908.  C. Cullom, President; H. F. Crawford, F. A. Gillette, Vice-Presidents; K. P. Cullom,  Cashier. D i r e c t o r s —J.  R.  C. Cullom, F. A. Gillette, H. F. Crawford, R. E. Lee Wilson, Sr., A. B. Hill, E. Lee Wilson, Jr., C. M. Bell, J. R. Cullom, E. W. Gardner, O. M. Hill, K. P. Cullom.  STATEMENT OF JUNE 30, 1923 RESOURCES LIABILITIES Loans and discounts.........................$238,596.78 Capital stock ................................. .....$ 50,000.00 5,000.00 Certified surplus ....................... Loans on real estate...................... 40,948.85 3,657.00 Undivided profits .................... Overdrafts ........................................... 25.22 Savings accounts ...................... ..... 54,409.97 Other bonds and securities............. 680.00 10.00 Dividends unpaid ....................... Furniture and fixtures..................... 1,040.85 Individual deposits ................... ..... 127,279.26 Due from non-reserve banks................................. 12,379.90 Public funds .................. ............. ..... 55,892.25 Due from reserve banks................. 40,589.35 Due to non-reserve banks......... ..... 29,600.00 Currency .............. ............................. 4,3 43.00 Certificates of deposit, time... ..... 12,501.73 Gold ..................... 187.50 24.92 Certified checks .......................... Silver .................................................. 3,196.96 238.28 Cashier’s checks .......................... T otal cash and E x ____$ 6 0 ,6 9 6 .7 1 T otal dep osits ............$ 2 8 2 ,9 5 6 .4 1  Reserved for taxes ........................... Total  .$341,988.41  Total  375.00  ......$341,988.41  WILTON Little River County BANK OF W ILTON Charter No. 260.  Date of Charter, July 28, 1908.  O f f i c e r s —Joel  Mills, President; W. L. Hedgecock, Vice-President; Ada Mills, Cashier; J. L. Mesamore, Assistant Cashier.  D i r e c t o r s —-Joel  Mills, W. L. Hedgecock, Ada Mills, J. L. Mesamore.  STATEMENT OF RESOURCES Loans and discounts........................$ 44,876.22 Loans on real estate........................ 5,028.85 Other bonds and securities............. 377.25 Furniture and fixtures..................... 1,359.40 Other real estate ............................... 50.00 Due from reserve banks................. 1,657 84 Currency ............................................. 1,720.00 Gold ..................................................... 22.00 Silver .................................................... 715.91  JUNE 30, 1923 LIABILITIES Capital stock ..................................... $ 5.000. 5.000. 00 Certified surplus ................................ 1,554.64 Undivided profits ............................. B ills payable .................................... 12,500.00 Individual deposits .......................... 10,254.89 Public funds ...................................... 20,376.33 1,023.33 Certificates of deposit, time........ 9 8 .2 8 Cashier’s checks ............................ T otal deposits  .............. $ 3 1 ,752.83  T otal cash and E x ........$ 4 ,1 1 5 .7 5 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  ......... $ 5 5 , 8 0 7 . 4 7  Total  .$ 5 5 , 8 0 7 . 4 7  00  213  S tate of A rkansas  W IN C H E ST E R Drew County BANK OF W INCHESTER Charter No. 408. O f f i c e r s —H. D i r e c t o r s —H.  Date of Charter, February 24, 1913.  Thane, President; Geo. A. Knox, Vice-President; J. E. Pickens, Cashier. Thane, Geo. A. Knox, F. O. Hopkins, Hardy Peacock, J. K. Smith.  STATEMENT OF RESOURCES Loans and discounts........................$ 40,288.19 Loans on real estate........................ 35,123.14 Overdrafts .......................................... 13.33 Furniture and fixtures.................... 1,850.00 Banking house ................................. 5,000.00 Other real estate ............................. 7,313.49 Cash items ......................................... 35.53 Due from reserve hanks................. 2,967.78 Currency .............. 1,607.00 Gold ...................................................... 55.00 Silver .................................................... 430.61  JUNE 30, 1923 LIABILITIES Capital stock ....................................$ 19,100.00 887.50 Certified surplus ............................... Undivided profits ............................ 1,491.35 Bills payable ..................................... 39,000.00 *Bills payable “ Deposits on which more than 4 per cent interest is paid’’.......................... 8,069.11 Individual deposits ........................ 24,846.07 Public funds ...................................... 919.02 8,069.11 Certificates of deposit, time.......... Cashier’s checks .............................. 371.02  T otal cash and E x .......... $ 5 ,0 9 5 .9 2  T otal deposits .................$34,205.22  Total ................................................ $ 94,684.07  Total ................................................ $ 94,684.07  *This amount not added in totals.  WINSLOW Washington County BANK OF WINSLOW Charter No. 244.  Date of Charter, September 9, 1907.  O f f i c e r s —J.  A. Winn, President; M. V. Land, Vice-President; G. A. Winn, Cashier; Miss Martha Winn, Assistant Cashier.  D i r e c t o r s —A.  N. Cole, J. N. Terry, J. C. White, Jay Fulbright, E. A. Budd, J. A. Winn, M. V. Land. STATEMENT OF JUNE 30, 1923 RESOURCES LIABILITIES Loans and discounts...................... $ 39,057.60 Capital stock ....................................$ 1 0 ,000.00 Loans on real estate........................ 9,039.37 Certified surplus ................................ 2 ,000.00 Overdrafts ........................................... 366.14 Undivided profits ............................ 2,497.42 U. S. securities .............................. 1,156.29 Bills payable ..................................... 6 ,000.00 Other bonds and securities............. 6,058.17 Individual deposits ........................ 35,634.51 Furniture and fixtures.................... 1,800.00 Certificates of deposit, time____ 14,501.47 Banking house .................................. 1,600.00 T otal deposits .............. $ 5 0,135.98 Other real estate .............................. 1,192.10 Other liabilities ............................... 134.90 Cash items ............ 320.54 Due from reserve banks................. 7,043.04 Currency .............................................. 2,455.00 Gold ..................................................... 152.50 Silver .................................................. 527.55 T otal cash and E x ........$ 1 0 ,4 9 8 .6 3 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 7 0 , 7 6 8 . 3 0  Total  .$ 7 0 , 7 6 8 . 3 0  214  R eport of B a n k C ommissioner  WINTHROP Little River County  W INTHROP BANKING COMPANY  (Private Bank.) Date of Opening, May 20, 1909. O f f i c e r s —W. D. Stephens, President; W. A. Leird, Assistant Cashier. STATEMENT OF JUNE 30, 1923 R ESO U R C ES LIABILITIES Loans and discounts........................$ 53,274.08 Capital stock ....................................$ Certified surplus .............................. Loans on real estate...................... 5,271.37 Overdrafts ......................................... 973.49 Undivided profits .................... U. S. securities ................................ 123.99 Bills payable ..................... Individual deposits ......................... Other bonds and securities............. 919.00 Public funds ..................................... Furniture and fixtures................... 941.86 Certificates of deposit, time........ Other real estate............................... 4.288.49 Cash items ..................................... +. 2.20 T otal dep osits ......... $39 ,8 4 9 .0 2 Due from reserve banks.................. 4,988.92 Currency .............................................. 402.00 Gold ...................................................... 682.50 Silver ...... 36.69 T otal cash and E x .......... $ 6 ,1 1 2 .3 1  Other resources ................................  10,000.00 10,000.00 376.07 12,000.00 30,939.73 4,419.26 4,490.03  320.50  Total ................................................ $ 72,225.09  Total ................................................$ 72,225.09  WOMBLE Montgomery County  CADDO VALLEY BANK  Charter No. 199. O f f i c e r s —H. D i r e c t o r s —H.  Date of Charter, December 7, 1905.  W. Biggs, President; L. J. Witherspoon, Vice-President; C. H. Rowton, Cashier. W. Biggs, L. J. Witherspoon, C. H. Rowton, M. M. Dutton, J. I. Strickland. STATEMENT OF JUNE 30. 1923 LIABILITIES  RESOURCES  Loans and discounts........................ $ 51,176.37 37.41 Overdrafts ......................................... U. S. securities ............ 12,000.00 Other bonds and securities............. 3,029.48 Furniture and fixtures................... 1,250.00 Banking house ................................... 700.00 Other real estate............................... 2,341.32 Cash items ........... 97.57 Due from reserve hanks................. 16,100.35 Currency .................... 5,683.00 Gold ..................................................... 375.00 Silver ................................... 747.70  Capital stock ............................ ........... $ 10,0 0 0 .0 0  Certified surplus ..... Undivided profits ............................. Individual deposits ..... , ............... Public funds ..... Certificates of deposit, demand.. Cashier's checks ........ T otal deposits  2,000.00 1,429.26 51,265.49 2,020.36 26,052.67 770.42  ..............$ 8 0 ,1 0 8 .9 4  T otal cash and E x ........$ 2 3 ,0 0 3 .6 2  Total  93,538.20  Total  93,538.20  WYNNE Cross County  CROSS COUNTY BANK  Charter No. 25. Date of Charter, June 5, 1891. O f f i c e r s —R. Block, President; J. E. Harris, Vice-President; D. H. Hamilton, Cashier; C. JCoffin, Assistant Cashier. D i r e c t o r s —R. Block, J. E. Harris, D. H. Hamilton, E. J. Badinelli, R. A. Martin, J. D. Block, R. L. Block, Ed. Hamilton. STATEMENT OF JUNE 30. 1923 RESOU R C ES LIABILITIES L oans and d isco u n ts...........................$ 2 6 8 ,7 1 3 .6 7 Capital stock .................................... $ 60,000.00 L oans on real esta te ........................... 4 7 ,0 0 0 .0 0 Certified surplus ............................... 15,000,00 Undivided profits .......................... 11,708.59 O verdrafts .............................. 4 39.49 Individual deposits ........................ 234,548.62 U . S. sec u r ities...................................... 24 ,8 6 4 .8 1 funds ...................................... 39,766.00 Other bonds and sec u r ities.....................................3,3 8Public 1 .9 8 Certificates of deposit, demand.... 142,974.98 Furniture and fixtures........................ 1.00 B ankin g house ..................................... 2,5 0 0 .0 0 Item s in tr a n sit.................................... 10.50 Cash item s ....... 8.50 D ue from reserve banks .................. 145,7 5 6 .9 0 Cheeks on other han ks..................... 4 ,1 3 9 .6 6 Currency .............. 4 ,9 7 2 .0 0 Gold ............................................................ 500.00 Silver ................. 1 ,709.68 T otal cash and E x ..... $ 1 5 7 ,0 8 6 .7 4 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$503,998.19  T otal deposits  To t a l  ............$41 7 ,2 8 9 .6 0  .$503 ,9 9 8 .1 9  S tate of A rkansas  215  YELLVILLE Marion County CITIZENS BANK Charter No. 107.  Date of Charter, December 13, 1902.  O f f i c e r s —J.  F. Carson, President; R. L. Berry, Vice-President; Ebb Carson, Cashier; T. V. Russell, Assistant Cashier.  D i r e c t o r s —J.  F. Carson, R. L. Berry, T. G. Angel, Dr. A. V. Adams, Ebb Carson. STATEMENT OF JUNE 30. 1923  R ESOURCES L IA B IL IT IE S Capital stock ........................................ $ 30,000.00 Loans and d isco u n ts.......................... $ 2 7 2 ,2 3 2 .3 6 Certified surplus .................................. 6,000.00 Loans on real esta te............ ............... 49 ,7 5 0 .0 0 200.00 U. S. secu rities ....... U ndivided p rofits ............................. 3,767.11 Other bonds and sec u r ities.....................................1 3 ,586.60 Savings accounts ................................. 112,320.00 Furniture and fixtures-.................... 4 ,1 0 0 .0 0 T rust funds .................................... 19,371.72 B anking house ........................ 4 ,0 0 0 .0 0 Individ ual deposits .................. 182,810.07 P ublic funds ......................................... Other real estate .............................. 2,4 5 0 .0 0 73,950.00 D ue from non-reserve ban ks.....................................5 ,000.00 C ashier’s checks ............. 2,075.65 D ue from reserve ban ks..................... 68 ,6 8 4 .3 8 T otal deposits ............$390,5 2 7 .4 4 Checks on other banks..................... 98 7 .7 6 Currency .................................................. 4 ,3 3 0 .0 0 Gold ........................................................... 825.00 S ilver ........................................................ 1,1 9 8 .4 5 T otal cash and E x ....... $ 8 1 ,0 2 5 .5 9 Other resources .................................. 2 ,950.00 T otal .....................................................$ 4 3 0 ,2 9 4 .5 5   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  T otal ...................................... ..............$ 430,294.55  216  R eport of B a n k C ommissioner  Statement of the Condition OF  Building & Loan Associations Authorized to Do Business in Arkansas List of Officers and Statements of December 31, 1922   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  S tate of A rkansas  217  R E C E IP T S AND D ISBU RSEM EN TS OF T H E BU ILDIN G AND LOAN D EPA RTM EN T. (This R eport Also Includes O ther Investm ent Companies to A pril 1, 1923.) From July 1, 1922, to June 30, 1923, Inclusive. R E C EIPTS E xam ination fee s..................................................................................................... $1,785.50 A pplication fees....................................................................................................... 1,149.80 A gents’ reg istra tio n fees...................................................................................... 510.00 A nnual and sem i-annual rep o rt fees................................................................... 572.00 Miscellaneous fees................................................................................................... 3.50 Total rec eip ts................................................................................................... $4,020.80 D ISBU RSEM EN TS Salary, a s sista n t com m issioner..........................................................................$2,500.00 Expense of exam inations.................................................................. 1,330.59 Supplies and equipm ent........................................................................................ 393.13 Telephone and te le g ra p h ...................................................................................... 5.90 Total disbursem ents...................................................................................... $4,229.62  COMBINED STA TEM EN T OF BUILDING AND LOAN ASSOCIATIONS DOING B U SIN E SS IN ARKANSAS Compiled From R eports of December 31, 1922 RESOURCES Loans—Real esta te m o rtgages and stock............................................. $23,844,613.05 D elinquent dues, in te rest and fines........................................................ 219,806.34 Accounts receivable, taxes and insurance.............................................. 53,138.05 Real e s ta te ............................ 266,742.51 Cash .............................. 618,904.43 F u rn itu re and fixtures.................................................................................. 30,167.46 U. S. securities.................................................. 7,080.50 O ther resources.................. 8,827.55 T otal....... ......... .................................... ............ .......... .............................$25,049,279.89 L IA B IL IT IE S Capital stock paid in .................................................................................... $20,592,117.91 Bills payable................................................... 2,138,765.64 Surplus and profits...................................................................................... 2,170,439.74 U nearned in te rest collected ..................................................................... 39,466.12 Accrued in te rest payable.................. 22,896.74 Unfinished loans........................... 65,769.89 Accounts payable and other liabilities................................................ . 19,823.85 T otal..... .............................................. ............................................. ......... $25,049,279.89  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  218  R eport of B a n k C ommissioner  ARKADELPHIA ARKADELPHIA BUILDING & LOAN ASSOCIATION D i r e c t o r s —W.  E. Barkman, President; J. F. Bevill, Secretary; W. B. East, Dr. W. T. Rowland, T. T. Rudolph, R. R. Fleming, Jr., R. J. Dougan, Claude Phillips. STATEMENT OF DECEMBER 31, 1922  ASSETS Charter ............................................... $ Cash in hanks .................................. Expense ................................................ Real estate loans............................... Books and stationery......................  357.45 319.17 68.50 1,500.00 85.05  Total ................................................ $  2,330.17  LIABILITIES Common or installment stock out­ standing ..........................................$ Interest on real estate loans........... Prepaid stock outstanding.............  1,116.00 14.17 1,200.00  Total ................................................ $  2,330.17  AUGUSTA WOODRUFF COUNTY BUILDING & LOAN ASSOCIATION D i r e c t o r s —T.  E. Stanley, President; Carl E. Bailey, Secretary; C. S. Airheart, R. M. Hutchins, W. M. Sale, F. E. Bronaugh. STATEMENT OF DECEMBER 31, 1922 A SSE T S  207.99 Cash .....................................................$ Loans on stock.................................. 1,525.00 Loans on real estate......................... 20,321.26 Delinquent dues................................. 220.00 Delinquent interest ........................ 121.16 Taxes and insurance paid for bor­ 75.43 rowers .......................... .$ 22,470.84  L IA B IL IT IE S  Common or installment stock out­ standing ......................................... $ 16,055.00 Installment dues prepaid.................. 17.50 Borrowed money...................... 4,000.00 Interest accumulated on borrowed 158.28 money ............................................. Accounts payable .......................... 419.26 Undivided profits ........................... 1,820.80 Total  .$ 22,470.84  BATESVILLE BATESVILLE BUILDING & LOAN ASSOCIATION D i r e c t o r s —W.  S.  P. Jones, President; H. M. Kennerly, Secretary; C, W. Barnettt, J. M. Gray, M. Bone, W. L. Landers, C. W. Wasson, H. C. Wade, L. F. Reeder, C. K. Mosby, J. O. Burns. STATEMENT OF DECEMBER 31, 1922  ASSETS Loans ................................... ................ $ 79,460.71 Cash on hand..................................... 4,959.72  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 8 4 , 4 2 0 . 4 3  LIABILITIES Common or installment stock outstanding ........................................ $ 60,949.50 Earnings ............................................. 10,345.93 Bills payable .................................... 13,125.00 Total  .$ 8 4 , 4 2 0 . 4 3  219  S tate of A rkansas  BATESVILLE NATIONAL BUILDING & LOAN ASSOCIATION D i r e c t o r s —John  Q. Wolf, President; John F. Grammar, Secretary; E. R. Long, G. E. Yeatman, J. F. Martin, Ellis McIntosh, Chas. Padgett, A. L. Crouch, W, M. Ball. STATEMENT OF DECEMBER 31, 1922 L IA B IL IT IE S  A SSE T S  Loans ...... ......... .............. ................... $ 68,980.00 Cash .................................................... 826.46  Paid on stock ................................... $ 51,094.00 Profit ................................................... 7,152.46 Bills payable .................................... 11,560.00  Total ................................................ $ 69,806.46  Total .................................................$ 69,806.46  BATESVILLE PEOPLES BUILDING & LOAN ASSOCIATION Adams, President; E. A Hodges, Secretary; S. M. Casey, J. Rich. F. P. Albright, C. D. Metcalf, R. Blake Evans, J. C. Hail, J. C. Fitzhugh.  D i r e c t o r s — D '. D .  STATEMENT OF DECEMBER 31, 1922 ASSETS Loans ...................... ...........................8 56,754.86 Expense account .............................. 2,161.00 Interest paid account...................... 5,614.44 Real estate ........... 5,850.00 Balance in Union Bank & Trust Co., Batesville, Ark...................... 4,629.81  Total ................................................$ 75,010.11  LIABILITIES Dues collected Series No. 6.......... $ Dues collected Series No. 7............ Dues collected Series No. 8............ Dues collected Series No. 9____... Dues collected Series No. 10........ Dues collected Series No. 11.......... Interest collected on all series...... Bills payable ......................................  15,436.25 18,315.00 7,380.00 1,895.00 2,375.00 36.00 16.572.86 13,000.00  Total ....... ........................................ $ 75,010.11  BLYTHEVILLE THE BLYTHEVILLE BUILDING & LOAN ASSOCIATION D i r e c t o r s —Z.  B. Harrison, President; W. M. Burns, Secretary; C. M. Gray, S. E. Vail, Joe Isaacs, J. A. Mott, A. B. Bottrell, S. Joseph, E. D. Ferguson, A. Conway. STATEMENT OF DECEMBER 31. 1922  ASSETS First mortgage loans........................ $ 19,250.00 Stock loans ....... 2,580.00 Lester Craig ..... 12.00 Cash in bank ....................................... 517.04 Cash on hand .................................. 89.46  LIABILITIES Common or installment stock out­ standing ........................................ $ 18,205.00 Bills payable, Peoples Bank........... 3,300.00 Surplus ................................................ 943.50  T o t a l .........................................................$ 2 2 , 4 4 8 . 5 0  T o t a l ........................................................ $ 2 2 , 4 4 8 . 5 0   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  220  R eport of B a n k C ommissioner  BLYTHEVILLE TH E MISSISSIPPI COUNTY BUILDING & LOAN ASSOCIATION D i r e c t o r s —W.  W. Hollipeter, President; B. A. Lynch, Secretary; A. C. Lange, L. Humphreys, A. B. Fairfield, A. M. Butt, I. Rosenthal, F. W. Schatz, C. H. Windt, E. D. Ferguson. STATEMENT OF DECEMBER 31, 1922  ASSETS Mortgage loans ........................... ....$134,400.00 8,150.00 Stock loans ...................................... Expense ............................................... 1,760.81 Cash in office ................................... 598.17 Cash in bank ...................................... 4,053.33  LIABILITIES Common or installment stock out­ standing .......................................... $104,715.00 Interest ............................................... 15,050.80 Bills payable ...................................... 3,600.00 Fines and forfeitures .................... 184.32 Undivided profits ............................. 25,412.19  Total ................................................ $148,962.31  Total .................................................$148,962.31  DARDANELLE DARDANELLE BUILDING & LOAN ASSOCIATION D i r e c t o r s —A.  A. Flater, President; T. E. Wilson, Secretary; W. L. Fowlkes, R. H. Cunningham, F. C. Burnett, C. D. Singer, C. M. Scott, R. E. Batson. STATEMENT OF DECEMBER 31. 1922 A SSE T S  L IA B IL IT IE S  Loans mortgage security................$108,375.00 Loans stock security........................ 638.75 Accounts receivable ......................... 376.43 Expense account ................................ 3,159.97 Due from treasurer............................ 19,345.41  Common or installment stock out­ standing .........................................$102,263.80 Interest account ................................ 29,631.76  Total .................................................$131,895.56  Total .................................................$131,895.56  DENVER, COLORADO TH E MIDLAND SAVINGS & LOAN COMPANY D i r e c t o r s —F.  E. Carringer, President; F. W. Carringer, Secretary; C. C. St. Clair, A. J. Bryant, S. H. Bever. STATEMENT OF DECEMBER 31, 1922  ASSETS LIABILITIES Savings and installment ac­ First mortgage loans.................... $4,558,793.52 counts ...........................................$3,287,646.52 Loans to members.......................... 96,554.09 Advances for taxes, insurance, Investment accounts ..................... 1,544,593.75 Reserve fund .................................. 180,000.00 etc. . 3 551 10 Undivided profit and expense U. S. Liberty Bonds...................... 4,550.00 Future home office location................................ 75,000.00 fund ............................................... 31,002.11 Other real estate .......................... 8,765.41 Contracts of sale........................... 12,406.93 Accounts receivable .................... 4,171.96 Cash and due from banks.................................... 279,449.37 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $5,043,242.38  Total  $5,043,242.38  221  S tate of A rkansas  EL DORADO EL DORADO BUILDING & LOAN ASSOCIATION D i r e c t o r s —J.  E. Culp, President; W. E. McRae, Secretary; T. Nelson, A. D. Murphy, L. K. McKinney.  G .  Thelien, J. E. Lawton, Perry F.  STATEMENT OF DECEMBER 31, 1922. ASSETS Cash on hand ................................... $ 9,546.12 Office furniture .............................. 1,113.67 Loans .................... 56,627.75 Accounts receivable ........................ 1,274.08  LIABILITIES P. P. N. P. stock.............................. $ 25,300.00 Capital stock .................................... 25,000.00 Amt. paid in on installment stock 9,731.66 Reservations for loans...................... 8,429.45 Profit and loss account................... 100.51  Total .................................... ........... $ 68,561.62  Total ................................................$ 68,561.62  FAYETTEVILLE FAYETTEVILLE BUILDING & LOAN ASSOCIATION D i r e c t o r s —H.  S. Price, President; C. F. Armstead, Secretary; A. C. Ucker, Frank Barr, N. F. Drake, W. J. Reynolds, C. W. Appleby, H. L. Pearson. STATEMENT OF DECEMBER 31, 1922  ASSETS Loan on real estate........................$ 47,200.00 70.00 Loans on stock................................... Office furniture ................................. 164.55 Balance in hands of treasurer.... 116.99  LIABILITIES Monthly installments .................... $ 13,910.00 Paid-up stock .................................... 14,300.00 Bills payable ..................................... 16,600.00 Dividends on paid-up stock............ 364.80 206.33 Interest on bills payable................. Profits undivided ........................... 1,170.41  Total ................................................ $ 47,551.54  Total ................................................ $ 47,551.54  FORREST CITY FORREST CITY BUILDING  &  LOAN ASSOCIATION  D i r e c t o r s —S.  H. Mann, Jr., President; C. W, Norton, Secretary; A. C. Bridewell, John R. Grobmyer, A. D. Boyle, W. W. Campbell, C. R. Garrison. STATEMENT OF DECEMBER 31. 1922  ASSETS Cash in banks ..................................$ 447.17 Furniture and fixtures...................... 116.04 Organization and supplies unap­ portioned ........................................ 214.33 Loans ................................................... 39,654.40 Accounts receivable ......................... 166.04 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 4 0 , 5 9 7 . 9 8  LIABILITIES Common or installment stock out­ standing .......................................... $ 36,588.41 Net profits .......................................... 4,009.57  Total  .$ 4 0 , 5 9 7 . 9 8  222  R eport of B a n k C ommissioner  FORT SMITH FORT SMITH BUILDING & LOAN ASSOCIATION D i r e c t o r s —Leon  A. Williams, Vice-President; R. T. Little, Secretary; C. H. Harding, Luther Hopkins, W. E. Decker, P. W. Sheridan, C. B. Willard, I. H. Nakdimen, D. G. Rogers, W. L. Curtis, Erwin Roller. STATEMENT OF DECEMBER 31, 1922  ASSETS Cash on hand.......................................$ 24.24 City National Bank .......................... 1,644.47 Real estate loans ............................. 78,500.00 Stock loans ..... 3,426.00 Organization expense ..................... 526.49  LIABILITIES Installment stock outstanding.......$ 66,321.32 Dividends ............................................ 1,677.98 Notes payable .................................. 11,500.00 83.59 Contingent loss fund........... Excess of revenues over expenses 4,538.31  Total ............................................... $ 84,121.20  Total ............................................... $ 84,121.20  FORT SMITH HOME MUTUAL BUILDING & LOAN ASSOCIATION D i r e c t o r s —W.  L. Hinton, President; H. P. Lyman, Secretary; A. S. Bullock, John J. Guler, John S. Wren, Allan Kennedy, Aug. Reichert, Geo. F. Youmans, Lewis Friedman. STATEMENT OF DECEMBER 31, 1922 A SSE T S  L IA B IL IT IE S  Bills receivable ...............................$721,150.00 Common or installment stock out­ Office furniture and fixtures.............................. 211.10standing ..........................................$453,866.00 Cash ...................................................... 2,666.99 Bills payable ...................................... 144,775.00 Surplus ................................................ 125,387.09 Total  .$724,028.09  Total  .$724,028.09  FORT SMITH PEOPLES BUILDING & LOAN ASSOCIATION D i r e c t o r s —Henry  H.  Kuper, Jr., President; A. N. Sicard, Secretary; John W. Morton, J. G. Miller, O. Wolf, H. C. Hoffman, Wm. Wegman, B. A. Uptmoor. STATEMENT OF DECEMBER 31, 1922  ASSETS Loans ....................... $849,400.00 Accounts receivable .......................... 1,193.86 Balance ................................................ 12,303.15  Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$862,897.01  LIABILITIES Common or installment stock out­ standing .......................................... $520,722.68 Bills payable ...................................... 286,846.25 Due borrowers ................................. 1,067.45 Interest bills payable........................ 4,955.60 Four per cent dividend................... 19,413.90 Contingent loss fund......................... 5,048.13 First National Bank........................ 24,850.00 Total  $862,897.01  S tate of A rkansas  223  FORT SMITH MAPLE LEAF BUILDING & LOAN ASSOCIATION D i r e c t o r s —Oscar  Fentress, President; T. H. Stokes, Secretary; Tom Daly, S. A. Lynch, Walter Paul, I. H. Nakdimen, Nolan Walkord, Dr. B. W. Freer, J. W. Parker. STATEMENT OF DECEMBER 31, 1922  ASSETS Organization expense ......................$ 300.00 Cash in bank ....... .......... .................. 235.34 Loans on real estate........................ 26,650.00  LIABILITIES Common or installment stock out­ standing ........... ............................ $ 16,165.80 Due City National Bank.................. 8,950.00 Due on loan ...................................... 900.00 Dividend declared .............. 408.00 Contingent fund ............................... 4.00 757.54 Net earnings since July..............  Total ................................................. $ 27,185.34  Total ................................................. $ 27,185.34  FORT SMITH SEBASTIAN BUILDING & LOAN ASSOCIATION D i r e c t o r s —W.  H. Bruce, President; W. C. Morris, Secretary; Nathaniel Dyke, Jr., J. Rudolph Woods, John Kerwin, C. Earl Leininger, A. H. Morrow, John M. Andrews, Henry L. Fitzhugh. STATEMENT OF DECEMBER 31. 1922  ASSETS Bills receivable ...............................$289.,007.10 942.22 Accounts receivable ..................... Furniture and fixtures.................... 620.70 Cash ...... 8,470.04 T otal  ....................................................$ 2 9 9 ,0 4 0 .0 6  LIABILITIES Common or installment stock out­ standing ........................................ $135,851.80 Bills payable ...................................... 134,825.00 Net profits ......................................... 28,363.26 Total ...............................................$299,040.03  HELENA HELENA BUILDING & LOAN ASSOCIATION D i r e c t o r s —S.  Straub, President; E. R. Crum, Secretary; Jos. Truemper, H. P. Anderson, H. E. McRae, Geo. L. Davidson, Geo. T. Updegraff, Wellford White, Samuel W. Tappan, S. L. Mundt. STATEMENT OF DECEMBER 31, 1922  ASSETS Real estate loans................... $338,240.00 Stock loans .......................................... 28,070.00 Liberty Bonds ................................... 100.00 Insurance and taxes due...... 146.89 Interest and fines due........ 2,401.14 Outstanding drafts ......................... 36.18 Judgment ............................................. 6,235.75 Furniture and fixtures........ 50.00 Cash on hand December 31, 1922 17,067.08  LIABILITIES Common or installment stock out­ standing ..........................................$295,747.50 Notes payable ..................................... 27,500.00 Interest accrued ............................... 889.80 Accrued expenses ................ .......... 120.00 Sundry credits due shareholders.. 300.00 Accumulated profits ........ 67,789.74  T o t a l ........................................................ $ 3 9 2 , 3 4 7 . 0 4  T o t a l ................................. ......................$ 3 9 2 , 3 4 7 . 0 4   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  224  R eport of B a n k C ommissioner  HELENA HOME MUTUAL BUILDING & LOAN ASSOCIATION D i r e c t o r s —W.  N. Straub, President; J. W. Clopton, Secretary; J. B. Butts, C. G. King, Lafe Sol­ omon, C. L. Moore, Jr., J. M. Haynie, Dave Solomon, H. O. Hopkins. STATEMENT OF DECEMBER 31, 1922 L IA B IL IT IE S  ASSETS Cash on hand ..................................... $ 11,624.65 Personal accounts, rec.................... 2,235.71 First mortgage real estate loans.. 809,150.00 Stock loans ......... 60,760.00 Farm and outside loans................. 62,380.00 Incomplete loans .............................. 2,000.00 Furniture and fixtures...................... 1,133.00 Liberty Bonds .................................. 896.87 Security Bank Liberty Bond in­ terest account ................................ 320.90 Real estate ......................................... 6,668.50 Delinquent dues .............................. 10,881.90 Delinquent interest ...................... 10,029.43 Returned draft unpaid.................... 122.95  Common or installment stock out­ standing ................................... $627,172.10 Notes payable ........................... 120,093.31 Acceptances payable ...................... 2,000.00 Surplus ............................................... 5,643.96 Accumulated profits ...................... 223,294.57  Total ................................................ $978,203.94  Total ................................................ $978,203.94  HELENA PEOPLES BUILDING & LOAN ASSOCIATION D i r e c t o r s —E.  S. Ready, President; Jacob Fink, Secretary; E. M. Allen; M. L. Stern, R. T. Doughtie, D. T. Hargraves, S. C. Moore, A. N. Tanner, M. E. West, C. S. Fitzpatrick. STATEMENT OF DECEMBER 31, 1922  ASSETS Real estate loans................................$432,858.47 Delinquent interest.......................... 891.05 Cash on hand ................................... 45.98 Insurance paid for stockholders.— 102.10  LIABILITIES Common or installment stock out­ standing ..........................................$281,659.95 B ills payable ................................... 75,000.00 Undivided profits ............................. 77,237.65  Total ................................................ $433,897.60  Total ................................................ $433,897.60  HOT SPRINGS ARKANSAS SAVINGS  &  LOAN ASSOCIATION  D i r e c t o r s —James  A. Smith, President; Ray S. Smith, Secretary; James A. Stallcup, E. L. Howlett, Fred Sammons, Chas. H. Davis, Joe Butterfield, Archer J. Smith. STATEMENT OF DECEMBER 31, 1922  ASSETS Loans ....................................................$127,037.33 Books and fixtures.......................... 360.00 Expense ............................................... 175.00 Cash ..................................................... 5,570.20 W. S. S .................................................. 250.80  Total  ........................................................ $ 1 3 3 , 3 9 3 . 3 3   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  LIABILITIES Common or installment stock out­ standing ..........................................$ Prepaid stock outstanding.............. Unearned interest ............................ C. D .’s outstanding.......................... Earned interest ............................... Due borrowers .................................. Checks outstanding .........................  47,149.60 25,305.00 30,096.39 27,500.00 578.74 2,250.00 513.60  T o t a l ........................................................ $ 1 3 3 , 3 9 3 . 3 3  S tate of A rkansas  225  JONESBORO CITIZENS BUILDING & LOAN ASSOCIATION D irectors —E. C. Stuck, President; W. R. Stuck, Secretary; J. D. Reeves, E. R. McDonald, Charles,  Stuck, H. C. Stuck, C. W. Pittinger.  STATEMENT OF DECEMBER 31, 1922 ASSETS  Cash ............................................. B ills receivable ....................... E xpense ...................................... M ortgage loans ................... Accrued in terest ................... T otal  3 ,6 3 8 .9 8 30 0 .0 0 56.12 6,6 6 8 .0 0 41.29 1 0 ,704.39  L IA B IL IT IE S Common or installm ent stock outstanding ............................................. B ills payable ........................................ In terest ................................................... T otal  8,250.28 2,403.73 50.38 10,704.39  JONESBORO JONESBORO BUILDING & LOAN ASSOCIATION D irectors —J. H. Little, President; J. R Gregson, Secretary; J. E. Parr, J. V. Bell, J. H. Haw­  thorne, T. J. Ellis, E. C. Barton, C. B. Gregg, J. F. McKee. STATEMENT OF DECEMBER 31, 1922 A SSE T S B ills receivable .....................................$ 15,438.33 O ffice furniture and fixtures.......... 13,1 6 5 .0 0 Seaton & M cK night property......... 5,0 1 9 .5 1 H ogan judgm ent ............. 738.83 M ortgage loans ................................... 592,4 9 2 .3 3 6 ,790.00 Stock loans ........................................... Sundry accts. and court co st......... 96.29 Cash .......................................................... 190.57 T otal  ................................................... $ 6 3 3 ,9 3 0 .3 8  L IA B IL IT IE S M onthly dues ....................................... $ 3 0 7,327.94 B ills payable ...... 212,526.90 Surplus and undivided profits...... 113,179.96 A ccounts payable ........ 904.58  T otal  ...................................................$6 3 3 ,9 3 0 .3 8  JONESBORO YOUNG MENS BUILDING & LOAN ASSOCIATION D irectors —G. W. Culberhouse, President;  G. G. Brooks, Secretary; Gordon Matthews, W. C. Haynes, J. T. Altman, Roy Phenix, C. W. Claunch, H. A. Stroud, W. L. Mack. STATEMENT OF DECEMBER 31. 1922 ASSETS  M ortgage loans .....................................$ 2 2 3 ,2 8 7 .2 2 Cash on hand ..................................... 4 ,4 4 7 .9 7 Loans to pay taxes and insurance 1,531.55 Loans on investm ent sto ck . 33 ,4 8 8 .6 5 Furniture and fixtures ................... 570.19 D elinquent in terest ...... 5 ,232.40 D elinquent dues ............................ 4 ,3 7 2 .9 0 In terest prepaid .............................. 4 45.60 Other personal accounts secured by m ortgage .................................... 1 ,086.91 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $274, 463.39  L IA B IL IT IE S B ills payable .......... ..............................$ 72,444.54 A ccrued in terest ................................ 412.50 M atured stock balan ce................... 892.50 D ues required ..................... 150,504.72 Profits distribu ted .............................. 50,209.13  Total  $274,4 63.39  226  R eport of B a n k C ommissioner  L IT T L E ROCK THE AMERICAN BUILDING & LOAN ASSOCIATION D irectors —Chas. S. Stifft, Vice-President; W. L. Delony, Secretary; C. E. Rosenbaum, J. W. House,  Geo. W. Rogers.  STATEMENT OF DECEMBER 31, 1922 ASSETS  Cash .......................................................$ 4 ,3 5 6 .0 8 R eal esta te loans ............................. 2 ,2 7 3 ,8 3 8 .0 0 Stock loans ....................................... 70 ,5 6 7 .2 0 R eal esta te ......................................... 2 6 ,0 6 2 .7 6 Furniture and fixtures................... 2 ,0 0 0 .0 0 2 5 ,2 9 0 .7 0 D ues delinquent ................................ L oans in course of collectio n __ 53 ,6 3 4 .8 4 In terest delinquent ........................ 2 2 ,3 1 3 .8 1 T axes and ins. premium s paid.. 3 ,6 1 8 .3 0 B ills receivable ............................... 2,9 8 5 .6 8 T otal  ...................... ........................ $ 2 ,4 8 4 ,6 6 7 .3 7  L IA B IL IT IE S Common or installm ent stock outstan ding ...................................$ 1 ,4 4 9 ,2 7 7 .5 8 8 8 2 ,0 9 5 .0 2 Prepaid stock ou tstan d in g.......... D ues advance .................................... 5,1 3 1 .5 5 P erson al accounts .......................... 427.83 U nfinished loans .............................. 2 ,5 0 0 .0 0 Coupons ................................................ 733.93 2 0 ,0 0 0 .0 0 B ills payable .................................... 15,0 0 0 .0 0 R eserve for coupons......................... Surplus reserve ............................... 1 0 9 ,5 0 1 .4 6 T otal  ............................................... $ 2 ,4 8 4 ,6 6 7 .3 7  LITTLE ROCK ARKANSAS BUILDING & LOAN ASSOCIATION D irectors —Max Mayer, President; Arthur Cardwell, Secretary; George Thornburgh, J. E . Coates,  W. A. Hicks, J. B. Bateman, Gordon H. Campbell.  STATEMENT OF DECEMBER 31, 1922 ASSETS  Cash in bank.................................... $ 65 ,4 5 3 .1 0 L oans on m ortgages........................ 1 ,6 0 5 ,8 7 5 .0 0 L oans on sto ck .................................. 8 5 ,1 0 2 .0 7 R eal esta te n o tes.............................. 1 9 ,060.00 R eal esta te ......................................... 4 2 ,6 8 7 .5 5 A ccrued in terest ............................. 1 9 ,0 5 9 .6 6 1,100.00 Furniture and fix tu res................... Person al accounts ......................... 2 ,9 7 3 .5 0 T otal  ................................................ $ 1 ,7 4 2 ,3 1 0 .8 8  LIABILITIES  Common or in stallm en t stock o utstan ding ..............................$ 1 ,5 0 8 ,8 7 2 .6 0 9 4 ,9 3 7 .0 0 Prepaid stock ou tstan d in g......... Sin gle paym ent sto ck ................... 2,5 9 7 .0 0 C ontingent fund .............................. 3,8 1 7 .1 9 P erson al accou n ts............................ 98.39 P ro fits .................................................. 131 ,9 8 8 .2 0 T otal  ................................................ $ 1 ,7 4 2 ,3 1 0 .8 8  LITTLE ROCK CAPITAL BUILDING ASSOCIATION D irectors —Chas. S. Stifft, President; R. M. Butterfield, Secretary; Moorhead Wright, A. D . Cohn,  R. W. Polk, S. M. Brooks, J. A. Ginocchio, Gordon N. Peay, J. F. Loughborough, S. L. Kahn. STATEMENT OF DECEMBER 31, 1922 ASSETS  A ccounts receivable ...........................$ 595.00 R eal esta te lo a n s................. •............... 1 9 6 ,3 5 0 .0 0 Stock loans ......................................... 1 6 ,542.59 R eal estate contracts.......................... 2 2 ,5 6 6 .8 5 A ccrued in terest ................................. 6 ,441.37 E xpense assessm en t receivable.... 18.20 R eal esta te ............................................. 11,543.09 Furniture and fix tu res..................... 391.65 Series closed at lo ss.......................... 5 ,677.96 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $260,12 6.71  L IA B IL IT IE S D ue shareholders .........'............... B ills payable ................................ A ccounts payable ......................... O verdraft U nion T rust Co..... Profits u n distributed ..............  Total  $ 2 3 3 ,2 9 7 .6 7 2 5 ,0 0 0 .0 0 1,308.58 376.48 143.98  $260,1 2 6 .7 1  S tate of A rkansas  227  L IT T L E ROCK CITIZENS BUILDING & LOAN ASSOCIATION D irectors —S. C. Couch, Vice-President; R. W. Porter, Secretary; Fred Rossner, J. P. Runyan,  F.  T. Watson, W. H. Porter, A. B. Poe. STATEMENT OF DECEMBER 31, 1922  A SSE T S Cash in bank......................................... $ 3 ,6 7 7 ,9 6 M ortgage loans .................................. 3 2 6 ,0 0 0 .0 0 Stock loans ......................................... 3 4 ,4 7 1 .9 5 B ills receivable .................................. 7 ,920.68 17 ,4 0 6 .7 1 R eal estate ow ned.............................. Furniture and fixtures..................... 753.42 A ccounts receivable ........................ 93 4 .2 1 In terest due on m ortgage loans.... 8,8 5 4 .7 0 In terest due on stock lo a n s......... 98 5 .1 2 Checks returned .................................. 166.70 In terest prepaid on b ills payable.. 124.05  L IA B IL IT IE S A ccounts payable .................................$ 740.11 U nfinished loans ................................ 1,827.60 B ills payable ...................................... 17,125.00 Prepaid stock ....................................... 93,355.00 D ues— Installm ent stock .............. 2 6 2 ,699.90 Accrued in terest payab le................. 1,424.44 Profits ...................................................... 2 4 ,123.45  T otal .................................................... $ 4 0 1 ,2 9 5 .5 0  T otal .................................................... $4 0 1 ,2 9 5 .5 0  LITTLE ROCK COMMONWEALTH BUILDING & LOAN ASSOCIATION D irectors —L. B. Leigh, President; J. G. Leigh, Secretary; F. D. Watkins, C. S. McCain, Herman  Kahn, A. Brizzolara. STATEMENT OF DECEMBER 31. 1922 A SSE T S Cash in ban k......................................$ 3,7 5 6 .3 2 M ortgage loans ................................. 1 ,1 9 1 ,5 0 2 .3 8 Stock loans ......... 3 6 ,9 6 7 .5 8 N otes receivable, lien n o tes......... 3,0 3 5 .4 8 A ccrued in terest receivab le......... 7 ,275.86 A ccounts receivable ...................... 9 58.91 Fu rn iture and fixtures................... 90 2 .5 0 Other a ssets ....................................... 28.28  L IA B IL IT IE S Common or installm ent stock outstan ding .................................$ 67 8 ,5 5 5 .8 0 Prepaid stock outstan ding............ 102,100.00 F ull paid income stock .............. 2 5 3 ,975.00 Prepaid cum ulative stock .............. 35,170.00 N otes payable ................................... 4 9 ,061.91 Accrued and advance interest payable ............................................ 6,169.76 Profits distribu ted ......................... 108,497.79 A ccounts payable .......................... 6,015.20 Other lia b ilities ............................... 742.33 R eserve .................................................. 4 ,139.52  T otal .................................................$ 1 ,2 4 4 ,4 2 7 .3 1  T otal .................................................$ 1 ,2 4 4 ,4 2 7 .3 1  LITTLE ROCK EQUITABLE BUILDING & LOAN ASSOCIATION D irectors —R. W. Rightsell, President; E. T  E.  Reaves, Secretary; B. W. Torreyson, William Back, B. Bloom, J. A. Watkins, Joseph W. House, Sr. STATEMENT OF DECEMBER 31, 1922  A SSE T S Cash in ban k.........................................$ 4 ,2 9 1 .7 0 Loans on m ortgages........................... 2 3 5 ,0 4 4 .6 7 Loans on sto ck ...................................... 1 6 ,010.45 R eal estate lien n o tes.......................... 1 0 ,265.63 D elinquent dues, interest, e tc ... 1,789.80 Accrued in terest b ills receivable.. 792.57 Furniture and fixtures....................... 775.18 R eal esta te .......... ................... 1.......... 8,9 7 6 .8 5 D ue from sundry p erson s................. 1,385.38 Total  ................................................... $279,33 2.23   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Common or installm ent stock ou t­ standing ............................ $ 2 3 4,056.93 A dvance dues and in terest.............. 9 ,949.21 C ontingent fund ................................. 5,092.50 U n finished loans .................................. 2 ,000.00 B ills payable ........................................ 6,000.00 N et gain ................................................... 22,233.59  Total  ................................................... $279,3 32.23  228  R eport of B a n k C ommissioner  L IT T L E ROCK LADIES BUILDING & LOAN ASSOCIATION D irectors —Jas. J. Mandlebafim, President; J. H. Bilheimer, Secretary; C. A. Pratt, B. P. Kidd,  G.  D. Henderson, Harry Lasker, Leo Pfeifer, C. K. Lincoln, Lloyd England, W. E. Harrington. STATEMENT OF DECEMBER 31, 1922  A SSE T S Cash on hand Decem ber 30,1922..$ 3,0 8 0 .9 6 F irst m ortgages on real e sta te ...... 6 3 2 ,3 2 5 .0 0 B ills receivable .................................... 7 2 ,747.07 R eal esta te contracts..... .................. 2,0 1 8 .0 0 Insurance and taxes paid for bor­ row ers .............. 3,012.09 Special accounts ......................... 1,238.68 Furniture and fixtures..................... 307.68 D elinquent in terest .......................... 9 ,0 0 9 .0 4 T otal  ..................... .............................$ 7 2 3 ,7 3 8 .5 2  L IA B IL IT IE S Common or installm ent stock ou t­ standing .............................................. $ 6 0 8 ,2 5 2 .6 5 A dvance paym ents ............................. 2 ,209.32 B ills payable ......................................... 2 2 ,2 2 7 .0 0 Due on closed lo a n s ......................... 4 ,6 8 7 .6 7 Contingent fund (or r e s e r v e )....... 6 ,7 0 2 .3 5 Profits (d istrib u ted but not 'paid 79,6 5 9 .5 3 out) ..................................................... T otal  ...................................................$ 7 2 3 ,7 3 8 .5 2  LITTLE ROCK LIBERTY BUILDING ASSOCIATION D irectors —Fred Rossner, President; L. E . Walther, Secretary; A. Karcher, A. C. Penzel, C. J.  Kramer, John Schmelzer, H. G. Martin, August Probst, W. J. Pennington. STATEMENT OF DECEMBER 31. 1922 A SSE T S Cash on hand......................................... $ 917.46 Loans on m ortgages............................ 81,300.00 Loans on stock...................................... 13,9 9 3 .6 6 R eal estate contract............................ 300.00 R eal estate .............................................. 12,0 3 1 .6 1 A ccrued in terest .............................. 1,065.51 Other accounts secured..................... 4 9 ,74 Furniture and fixtures............. 173.25 Stationery and pass books.............. 2 13.05  L IA B IL IT IE S D ues collected ...................................... $ 8 7 ,1 3 9 .7 5 B ills payable ......................... 6,150.00 C ontingent undivided profits........ 16,504.53 U n settled loans ........... 250.00  T otal ......................................................$1 1 0 ,0 4 4 .2 8  T otal ...... ...............................................$ 1 1 0 ,0 4 4 .2 3  LITTLE ROCK PEOPLES BUILDING & LOAN ASSOCIATION D irectors —W. E. Lenon, President;  J. E. Coates.  J. H. Hollis, Secretary; L. B. Leigh, W. H. Pemberton,  STATEMENT OF DECEMBER 31, 1922 A SSE T S M ortgage loans .................................. $ 1 ,1 5 6 ,5 3 5 .0 0 Loans on our sto ck ............ ............. 82 ,3 4 0 .8 1 R eal estate contract n o tes.......... 5,8 5 0 .2 7 Furniture and fixtures............. 1,003.00 Cash w ith treasu rer....................... 2 2 .9 0 5 .7 4 D elinqu en t in terest ....................... 5 ,923.72 Sundry personal accou n ts........ 1 ,293.77 Total  ................................................ $1, 275,8 52.31   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Common or in stallm en t stock outstan ding ............ ......................$ Prepaid stock outstan d in g......... U ndivided p rofits .......................... R eserve fund ..............................—.. In terest paid in advan ce.............. Sundry personal accou nts.......... U nfinished loans .............................. Total  895 ,2 1 1 .7 1 3 1 2 ,1 6 7 .5 7 1 9 ,320.80 32,4 6 4 .9 8 5,216.18 5,255.72 6 ,215.35  ................................................ $ 1,275,8 52.31  229  S tate of A rkansas  L IT T L E ROCK PULASKI BUILDING & LOAN ASSOCIATION D irectors —Gus Bertner, President; W. P. Gulley, Secretary; R. C. Bright, A. C. Read, M. B.  Sanders, S. L. White, Jas. Lawson, Fred Rossner, J. H. Stanley.  STATEMENT OF DECEMBER 31, 1922 A SSE T S Real estate lo a n s.................................$ 2 2 0 ,9 1 4 .4 0 Stock loans ...... .................................... 3 6 ,4 9 9 .6 0 Cash in hank......... ......... ..................... 4 ,3 7 3 .9 9 Insurance premium s and taxes naid for borrowers ..... ............... 595.27 Office fixtures ..................... ........... 552.48  L IA B IL IT IE S Common or. installm ent stock out­ $ 1 7 6,084.21 standing ............... Prepaid stock outstan ding___ ___ 2 9,120.00 41,0 0 0 .0 0 N otes payable ........ C ontingent fund ...................... 442.31 Incom pleted loans ............................. 5,688.36 U ndivided profits ................................ 10,600.00  Total .................................................... $ 2 6 2 ,9 3 5 .7 4  Total ..................... ..............................$2 6 2 ,9 3 5 .7 4  LITTLE ROCK STATE BUILDING & LOAN ASSOCIATION D irectors—J. B. Bateman, President S. C. Bo singer, Secretary; E. O. Bagley, L. J. Baer, Theo.  M. Sanders, C. E. Hayes, J. B. Dickinson. STATEMENT OF DECEMBER 31, 1922 A SSE T S R eal estate lo a n s...... .......... $ 7 3 9,480.00 Loans on stock ..... ................................. 5 1 ,567.90 1 ,905.25 R eal estate n o tes........... ..................... D elinquent interest .................. 17 ,5 4 9 .1 5 T axes and insurance........................ 2,5 4 0 .6 8 R eal estate ow ned......... ................. 5 ,650.71 Furniture a n d fixtures .......................... 700.00 893.89 A ccounts receivable .......................... Cash on hand...................................... 26 ,9 0 3 .7 5 T otal  .................... ..............................$847,191.33  L IA B IL IT IE S Common or installm ent stock out•tanding .............................................$555 977.43 Prepaid stock outstanding-...... ...... 2 5 9 ,850.00 2,666.85 A dvance dues and in terest.......... D eferred interest .............................. 629.39 U nfinished loans ................................ 14,555.92 A ccounts  ......................................  529.66  B ills pavable ...... C ontingent fund ..................................  1,000.00 11,982.08  T otal  payable  ....................................................$ 8 47,191.33  LITTLE ROCK STERLING BUILDING & LOAN ASSOCIATION D irectors —W. E. Bass, President; C. E. Smith, Secretary; Geo, G. Worthen, Fince Phillips, Troy  W. Lewis, O. L. McNair, D'r. D. Gann, Jr., J. G. Burlingame, D, E. Rhodes, W. C. Adamson, H. S. Nixon. STATEMENT OF DECEMBER 31. 1922 A SSE T S Cash ............................................................ $ 91.62 B ank ....... 7,1 4 1 .7 6 M ortgage loans ........................ 8 ,900.00 Stock loans ........ 9 05.00 Bad checks (fcTr d u e s )...... .......... 40.00 A ccounts receivable .... 5.00 E xpenses— D eferred charges.......... 2,9 8 5 .7 2 Total  .................................................. $ 20, 069.10   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Prepaid stock outstan ding....... ......$ 2 ,600.00 Prepaid cum ulative ............................ 1,710.00 D ues paid in .......................................... 1 2 ,302.50 Single paym ent stock........................ 225.00 Accounts payable ........................... 57.12 Profits— D eferred earn ings..... ........ 3,174.48 Total  ...... ............. ..............................$ 20 ,069.1 0  230  R eport of B a n k C ommissioner  LITTLE ROCK TRAVELERS BUILDING & LOAN ASSOCIATION D irectors —W. R. Bathurst, President; Joe  , Secretary; H. S. Spivey, Joe P. Waldenberger,  George E. Shelton, William Birse, Sr. STATEMENT OF DECEMBER 31, 1922 ASSETS  Cash in bank 1 2 -3 1 -2 2................$ M ortgage loans ................................ Furniture and fixtures................... Stock loans ....................................... A ccrued in terest ............................... In te r est receivable ........................ A ccounts receiv a b le......................... R eal esta te n o tes............................. R eal e sta te ow ned.............................  2 3 ,8 2 7 .4 2 8 3 0 ,6 8 8 .5 4 9 9 9 .6 5 73 ,9 8 2 .3 5 18 ,1 8 4 .8 2 1 2 ,7 6 3 .0 4 3 ,4 0 7 .8 4 3 7 ,2 7 0 .8 9 1 7 ,9 6 0 .0 6  T otal ................................................ $ 1 ,0 1 9 ,0 8 4 .6 1  L IA B IL IT IE S N. P. stock .........................................$ P. P. cum ulative stock .................. P repaid stock .................................. M onthly dues ..................................... B ills payable .................................... U n fin ish ed loans ........................... A ccounts payable ............................. Surplus and profits ...................... T otal  1 2 6 ,7 7 2 .0 0 30,5 1 5 .0 0 2 0 5 ,5 4 0 .0 0 59 1 ,3 6 0 .1 2 11,8 4 0 .0 0 2,5 2 1 .4 3 87.63 50,4 4 8 .6 1  ................................................ $ 1 ,0 1 9 ,0 8 4 .6 1  LITTLE ROCK YOUNG MENS BUILDING & LOAN ASSOCIATION D irectors —C. A. Roth, President; Renton Tunnah, Secretary; Geo. W. Clark, C. C. Kavanaugh,  O.  E. White, W. R. Adcock, Jos. L. Schaer, D. M. Tipton. STATEMENT OF DECEMBER 31. 1922  A SS E T S B ills receivable .................................. $ 2 ,9 5 0 .2 2 S tock s pu rchased lo a n s..................... 9 4 ,8 4 1 .0 0 F ix tu res ................................................... 2 3 2 .7 5 40 1 .2 1 Cash in C entral B ank....................... T. B. B a tes accou nt........................... 16.14 T otal  ................................................... $ 9 8 ,4 4 1 .3 2  L IA B IL IT IE S M onthly dues .......................................$ 7 0,326.51 B ills payab le ........................................ 14,500.00 Sundry accounts .................................. 9 5 7.61 Tom W are account ............................. 192.00 N et gain ................................................. 12,4 6 5 .2 0 T o ta l  ................................................... $ 98,4 4 1 .3 2  MARIANNA HOME BUILDING & LOAN ASSOCIATION D irectors —W. D. Newbern, President;  S. H. Crowe. A SSE T S Cash in ban k........................... B ills receivable .................... L oss ............................................ Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  D. S. Clark, Secretary; D. L. Griffis, D. S. Plummer,  STATEMENT OF DECEMBER 31, 1922 2 1 4 .9 4 2 ,3 0 0 .0 0 5 43.06 .$  3,0 58 .00  L IA B IL IT IE S Common or in stallm en t stock ou t­ standing .............................................$ N otes red iscoun ted .............................. Total  .$  1,558.00 1,500.00 3,0 58 .00  S tate of A rkansas  231  MARIANNA MARIANNA BUILDING & LOAN ASSOCIATION D irectors —P. R. Turner, President; R. B. McCulloch, Secretary; Max D. Miller, R. L. Mixon,  W. S. McClintock, R, D. Jarratt. STATEMENT OF DECEMBER 31. 1922 ASSETS  Cash in ban k.........................................$ 2 ,5 4 5 .8 7 F irst m ortgage lo a n s.......................... 7 1 ,2 8 5 .0 0 1,0 6 2 .4 1 P erson al accounts ............................  T otal  ....................................................$ 74 ,8 9 3 .2 8  L IA B IL IT IE S P aid in on installm ent stock ou t­ standing ............................................$ 2 9 ,2 9 8 .2 6 Borrow ed m oney ............................... 12,000.00 U ndivided profits ............................. 12,955.79 Checks outstan ding ........................... 9.23 T otal  ....................................................$ 74,893.28  NASHVILLE CITIZENS BUILDING & LOAN ASSOCIATION D irectors —Jas. I. Latimer, President; C. F. Hill, Secretary; W. W. Gore, J. S. Hopkins, Roy  Milwee, Chas. Ferguson, H. B. Carruth, R. T. Adams. STATEMENT OF DECEMBER 31. 1922 ASSETS  Cash on hand........................................ $ 23 0 .0 9 L oans on real esta te........................ 73 ,9 5 0 .0 0 Stock loans ............................................ 2 ,5 8 5 .0 0 D elinqu en t dues ................................ 36 4 .5 0 D elinqu en t in terest ............................ 2 01.85 F ixtu res ................................................... 2 15.00 P erson al accounts ................................ 18.00 T otal  ................................................... $ 7 7 ,5 6 4 .4 4  L IA B IL IT IE S Common or installm ent stock out­ standing .............................................$ 50,497.51 E xpense account .................................. 153.53 U ndivided p rofits ............................. 15.21 129.03 P erson al accounts ............................ B ills payable ..................................... 26,288.63 In terest on borrow ed m oney........... 480.53 T otal  ................................................... $ 7 7 ,564.44  NASHVILLE THE HOME BUILDING & LOAN ASSOCIATION D irectors —Geo. H. Bell, President;  F. G. Bozeman, Secretary; J. C. Stephenson, J. F. Price, C. L. Haller, A. H. Hughes, C. G. Hughes. STATEMENT OF DECEMBER 31. 1922 ASSETS  Cash on hand......................................... $ 187.62 O ffice equipm ent ................................. 540.00 R eal estate loans............................... 14 ,4 5 0 .0 0 S tock loans ............................................ 6 00.00 Total .................................................... $ 15,777.62   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Common or installm ent stock out­ standing ..............................................$ B ills payable .......................................... In terest on b ills payab le................. U ndivided profits .............................  8,176.00 7,228.00 136.36 237.26  Total .................................................... $ 15,777.62  232  R eport of B a n k C ommissioner  NEWPORT PEOPLES BUILDING & LOAN ASSOCIATION D irectors —W. A. Billingsley, President; W. T. Parish, Secretary; Tom Hutson, R. D. Wilmans,  R. B. Hooker, M. A. Stevens, C. P. Willbanks. STATEMENT OF DECEMBER 31, 1922 ASSETS  %  Loans and d isco u n ts..........................$ 51 ,5 0 0 .0 0 Cash on hand....................................... 1 ,675.49 T otal  .................................................... $ 5 3 ,175.49  L IA B IL IT IE S Installm ent stock outstan d in g........$ 4 7 ,3 1 8 .0 0 U ndivided profits ................................. 5 ,357.49 B ills payable ......................................... 500.00 T otal  .................................................... $ 53,1 7 5 .4 9  NORTH LITTLE ROCK ARGENTA BUILDING & LOAN ASSOCIATION D irectors —E. O. Manees, President;  Solon Humphries, Secretary; J. F. Peugh, A. R. Howell, C. F. Kaiser, J. A. Henry, R. J. Renke. STATEMENT OF DECEMBER 31, 1922  A SSE T S Cash in ban k........................................ $ 1 5 ,415.13 M ortgage loans .................................. 5 6 2 ,2 2 5 .0 0 Stock loans ........................... 3 4 ,0 2 0 .7 6 E. P . stock Com. B. &. L. A ss ’n.... 12 ,0 0 0 .0 0 R eal estate loans (s tr a ig h t)......... 6,7 0 0 .0 0 573,56 P erson al accounts ............................. In terest receivable (B R e c .)......... 2 ,071.13 D elinquent In t. M ortage loans.... 1,527.18 T otal  ................................................... $ 6 3 8 ,4 3 0 .0 8  L IA B IL IT IE S Common or installm ent stock ou t­ standing .............................................$3 3 2 ,5 1 6 .3 5 Prepaid stock ou tstan d in g.............. 2 1 1 ,4 2 5 .0 0 A ccounts payable ............................. 1 4 ,0 7 5 .4 4 In terest due F. P. stock ................. 4,S 1 0 .2 4 Sundry lia b ilitie s .................... 51.00 In terest paid in advan ce................... 522.76 75,029.29 U ndivided profits ................................ T otal  ................................................... $ 6 3 8 ,4 3 0 .0 8  NORTH LITTLE ROCK COMMERCIAL BUILDING & LOAN ASSOCIATION D irectors —M. L. Altheimer,  J. E. Wright.  President;  R. J. Rice, Secretary; H. O. Topf, H. W. Sterling,  STATEMENT OF DECEMBER 31, 1922 A SSE T S Cash .............................. ......................... $ 3 ,5 9 1 .8 0 M ortgage loans .................................... 9 4 .6 5 0 .0 0 Stock loans .......................................... 13 .5 3 0 .0 0 A ccrued in terest .............................. 27 5 .3 2  Total  http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $11 2,047.1 2  L IA B IL IT IE S B ills payable D ues paid in P r o fits ......... Total  $ 1 4 ,2 0 0 .0 0 86,8 4 2 .0 0 1 1 ,0 0 5 .1 2 .$ 112,047. 12  233  S tate of A rkansas  PARAGOULD PARAGOULD BUILDING & LOAN ASSOCIATION D irectors —Sam McHaney, President;  P.  M. F. Block, Secretary; H. S. Trice, L. L. Vandervoort, L. Dickson, L. U. Stedman, Joseph Wolf. STATEMENT OF DECEMBER 31, 1922 L IA B IL IT IE S Common or installm ent stock out­ standing ............................................$ 4 3 ,1 0 2 .2 5 U ndivided profits ............................... 11,040.03 B ills payable ......................................... 2 ,500.00 8.94 A ccounts payable .............................. P ro fit to d ate........................................ 2 ,501.85  A SSE T S Cash .........................................................$ 1,042.76 N otes receivable .................................. 54,770.00 A ccounts receivable ...... 3 ,1 7 6 .4 1 Furniture and fixtures...................... 163.90  T otal  5 9 ,1 5 3 .0 7  59,153.07  Total  PINE BLUFF SOUTHERN BUILDING & LOAN ASSOCIATION D irectors —William Nichol, President;  Chas. A. Gordon, Secretary; R. F. Ezell, J. H. Means, Pinchback Taylor, N. J. Gantt, Jr., E. H. McFadden. STATEMENT OF DECEMBER 31. 1922  A SSE T S Loans on sto ck ............ ....................... $ 3,4 8 0 .0 0 Loans on real e sta te .......................... 108,3 8 7 .0 0 Cash ................................... ....................... 3,167.75  T otal  L IA B IL IT IE S Dues paid on stock .............................. $ 98,584.30 Surplus to retire stock ...................... 7,913.51 C ontingent fund .................................. 535.54 In terest collected not earned.......... 3,001.40 B ills payable ......................................... 5,000.00  ...................................................$115,0 3 4 .7 5  T otal  ...................................................$115,0 3 4 .7 5  PIGGOTT PIGGOTT BUILDING & LOAN ASSOCIATION D irectors —Arthur Sneed, President; Wm. F. Linke, Secretary; H. S. Moore, G. W. Reves, J. K.  Browning, T. L. Davis, H. E. Potter, D. A. Hill, E. Williams. STATEMENT OF DECEMBER 31, 1922  A SSE T S Cash .......................................................... $ F irst m ortgages ............................... T otal  -4-; 508.15 4 ,1 0 0 .0 0 4 ,6 0 8 .1 5  L IA B IL IT IE S Common or installm ent stock out; standing ..............................................$ 1 U ndivided profits ............................... T otal  ” 4,23 4 .2 5 373.90 4,6 0 8 .1 5  ROGERS HOME BUILDING & SAVINGS ASSOCIATION D irectors —W. T. Maxwell, President; Minnie H. Maxwell, Secretary; F. A. Pope, Lorea M. Pope.  STATEMENT OF DECEMBER 31, 1922 A SSE T S Charter ................................... .................$ County clerk fe e s ................ .............. B ooks and su p p lies..................... B ank C om m issioner’s o ffic e ... ...... A dvertisem ents and general exp...  255.00 2.50 140.21 100.00 152.29  Total ....................................................$  650.00   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  L IA B IL IT IE S Common or installm ent stock out­ standing ............................................$ Prepaid stock outstan ding............. F u ll paid .................................................  2 5 0.00 200.00 200.00  Total .................................................... $  650.00  234  R eport of B a n k C ommissioner  STAMPS HOME BUILDING & LOAN ASSOCIATION D irectors —T. F. Gillespie, President; J. D. Moore, Secretary; W. L. Hancock, Geo. A. Holmes,  R. Norwood. STATEMENT OF DECEMBER 31, 1922 ASSETS N otes receivable ...................................$ Cash in bank ................................. E xpense (o r g a n iz a tio n )......................  4 ,7 0 0 .0 0 4 2 5 .7 5 42 2 .0 0  L IA B IL IT IE S Common or in stallm en t stock ou t­ standing ............................ ..............$ U ndivided profits .............................  5,4 1 2 .0 0 135.75  T otal .....................................................$  5 ,5 4 7 .7 5  T otal .....................................................$  5,5 4 7 .7 5  TEXARKANA THE CITIZENS BUILDING & LOAN ASSOCIATION D irectors —Sam Hardin, President; Andres Rose, Secretary; V. A. Ghio, J. J. Taylor, W. L. Hick­  man, Dr. J. N. White, L. S. Kennedy, C. G. Davis, R. C. Cowan. STATEMENT OF DECEMBER 31. 1922 ASSETS M ortgage loans .....................................$ 4 5 6 ,8 6 5 .0 0 Stock loans ........................................... 1 3 ,467.20 A dvances ................................................. 5 ,914.49 Cash ........................................................... 5 ,6 6 6 .7 4 3 ,597.82 R eal esta te ........................................... N otes .............................. ,...................... 2 ,3 5 6 .7 0 W ar Stam ps ........................................... 828.00 F u rn iture and fixtu res....................... 591.00 R eal estate ............................................ 3 89.48 R evenue ................................................... 23.93 T otal ..................................................... $ 4 8 9 ,7 0 0 .4 7  L IA B IL IT IE S D ues credited .......................................$ 3 2 4 ,7 0 6 .7 8 B ills payable .............................. ........ 70,200.50 B ills payable on m ortgage loans.. 2 7 ,6 1 9 .1 7 U ndivided p rofits ............................ 6 7,174.02  T otal .....................................................$4 8 9 ,7 0 0 .4 7  TEXARKANA THE GATE CITY BUILDING & LOAN ASSOCIATION D irectors —R. J. O’Dwyer, President; F. W. Otfenhauser, Secretary; E. F. Burk, W. A. Robinson,  H. V. Beasley, W. H. Arnold, Louis Heilbron, W. A. McCartney, P. W. Patterson. STATEMENT OF DECEMBER 31, 1922 ASSETS  •Cash on hand..................................... .$ 1 0 ,7 9 7 .4 9 M ortgage loans ............................... 1 ,1 0 1 ,1 3 5 .9 8 Stock loans ........................................ 4 6 ,3 5 9 .7 5 B ills receivable ............................. 5,1 8 0 .0 0 R eal esta te ......................................... 1 8 ,682.43 A dvance taxes and insurance.... 1,6 1 5 .6 0 Furniture and fixtures................... 48 3 .2 5 P a st due in ter e st............................. 13 ,8 2 2 .2 1 M aturities— Series No. 2 3 ........ 8,2 5 0 .0 0 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  $1, 206,3 26.71  L IA B IL IT IE S D ues co llected ..... ............................. $ B ills payable .................................... Tim e deposits .................................. A ccounts payable .......................... U nfinished loans .............................. Accrued in terest ............................. C ontingent reserve ......................... U ndivided profits ............................ Suspense account ........................... Total  765 ,4 6 7 .0 0 1 1 7 ,000.00 1 3 4 ,5 5 0 .0 0 880.65 3,9 3 3 .0 7 713.91 1 9 ,091.85 164,497.63 192.60  $ 1 , 2 06,3 26.71  S tate of A rkansas  235  TEXARKANA TEXARKANA BUILDING & LOAN ASSOCIATION D irectors —N. P. Sanderson, President; W. C. Sims, Secretary; J. G. Wood, J. S. Ragland, George  T. Conway, W. H. Arnold, T. S. Mullins. STATEMENT OF DECEMBER 31. 1922 A SSE T S M ortgage loans ...................................$ 7 5 4 ,1 4 3 .7 0 Stock loans ........................................... 15,541.00 A dvances (ta x es and in su ra n ce).. 1 ,132.46 Furniture and fixtures..... ................ 1,138.39 R eal estate ............................................ 45 0 .0 2 W ar Savin gs Stam ps.......................... 100.00 832.01 Sp ecial accounts ................................ Cash in bank Decem ber 31, 1922 8,4 6 2 .3 7 P a st due (d elin q u en t) in terest.... 2,5 0 7 .1 5  L IA B IL IT IE S D ues collected ....................................$406,2 7 0 .5 0 B ills payable ....................................... 2 3 2 ,781.00 B onds outstan ding .......................... 33,500.00 A dvance dues paid ................................ 525.30 B uild ing loans .................................... 6,643.59 U ndivided profits .............................. 101,612.82 2,984.89 R eserve fund .......................................  T otal ...................... ............................. $ 7 8 4 ,3 1 7 .1 0  T otal ....................................................$784,3 1 7 .1 0  WEST HELENA THE CITIZENS BUILDING & LOAN ASSOCIATION D irectors —J. W. Denison, President; C. T. Hudson, Secretary; L. Darnell, J. F. Buchanan, E. T.  Hornor, S. W. Adams, Dr. H. W. A. Lee. STATEMENT OF DECEMBER 31, 1922 ASSETS Cash ...........................................................$ .13 Peoples Savings B ank....................... 714.93 Pass B ooks ......................................... 4.25 D raft returned ..................................... 31.50 D elinqu en t in ter e st........................... 1:,007.17 D elinqu en t dues ................................. 4 ,581.00 O rganization expense ..................... 6 16.45 R eal esta te lo a n s.................................. 19 ,0 0 0 .0 0 Insurance and ta x es........................... 37 2 .6 2 R epairs and upkeep........................ 14.63 N otes receivable ............ 136.08 D eficit— To date ................................. 62 6 .7 4 T otal ........... .......................................$ 27 ,1 0 5 .5 0  L IA B IL IT IE S D ues Series No. 1................................$ 19,425.00 D ues Series No. 2 ................................ 660.00 6,730.50 A cceptances payable ........................ R ent collected ...................................... 290.00  T otal ...................—............. .............. $ 27,105.50  WYNNE WYNNE BUILDING & LOAN ASSOCIATION D irectors —Ed Hamilton,  President; F. O. C ogbill, Secretary; C. S. Lemons, A. D. Jackson, A. B. Duke, J. E. Harris, Neil Killough. STATEMENT OF DECEMBER 31, 1922  A SSE T S Loans ........................ ............................... $ 2 1 ,0 0 0 .0 0 O rganization expense ...................... 541.43 Cash in ban ks................... .................. 24.83 Total   http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis  .$ 21,566.2 6  L IA B IL IT IE S Common or installm ent stock out­ standing ............................................. $ 15,915.00 B ills payable ....................................... 4,600.00 U ndivided profits .............................. 1,051.26 Total  .$ 21,566 .26
Federal Reserve Bank of St. Louis, One Federal Reserve Bank Plaza, St. Louis, MO 63102