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REPORT OF
THE
BANK COMMISSIONER
OF ARKANSAS
2004
MIKE HUCKABEE
Governor
ROBERT H. “BUNNY” ADCOCK, JR.
Bank Commissioner
Ninetieth Report
NINETIETH ANNUAL
REPORT OF
THE
BANK COMMISSIONER
JUNE 30, 2004
Ninetieth Report
STATE OF ARKANSAS
OFFICE OF STATE BANK DEPARTMENT
June 30, 2004
Honorable Mike Huckabee
Governor of Arkansas
Little Rock, Arkansas
Governor Huckabee:
I am pleased to submit to you the Ninetieth Annual Report of the Bank
Commissioner of Arkansas, pursuant to the provisions of Act 89 of 1997.
The Report contains financial and statistical data compiled from Reports of
Condition and Income and other regulatory reports submitted to this office
for the fiscal year ending June 30, 2004.
The financial services industry continues to undergo change. Arkansas
state chartered banks and trust companies continue to successfully meet
the challenges of change and offer excellent financial services to the public.
The State Bank Department maintains a Strategic Plan, which the
Department’s employees develop on an annual basis. The mission of the
State Bank Department is to allocate available human and other resources
existing in our Examination, Information Technology and Administrative
Services Divisions to ensure the continuance of safe and sound financial
practices in state chartered financial institutions.
We thank you for the support you and your staff provide and assure you of
our continuing efforts to maintain the highest level of professionalism in the
performance of our responsibilities.
Cordially,
Bunny Adcock
Bank Commissioner
Ninetieth Report
TABLE OF CONTENTS
Legal Holidays................................................................................................................................................ 2
Commissioners of The Bank Department..................................................................................................... 3
State Banking Board...................................................................................................................................... 4
Departmental Roster...................................................................................................................................... 5
State Chartered Banks’ Corporate Name Changes/
State Chartered Banks Merged.................................................................................................................. 9
Financial Institutions Merged/Purchased and Assumed ............................................................................ 10
New Branches Approved ............................................................................................................................ 11
Subchapter S Corporation Banks................................................................................................................ 15
Fiscal Report of The Bank Department....................................................................................................... 16
Federal Supervisory Agencies .................................................................................................................... 17
Trade Associations ...................................................................................................................................... 21
Consolidated Report of Condition Data
State Chartered Banks ............................................................................................................................. 25
Consolidated Statement of
State Chartered Trust Departments ......................................................................................................... 26
Consolidated Report of Condition Data
National Banks .......................................................................................................................................... 27
Tier One Leverage Ratios For All
Arkansas Commercial Banks ................................................................................................................... 28
National Banks ............................................................................................................................................. 33
Report of State Chartered Commercial Banks ........................................................................................... 35
Report of State Chartered Non-Profit Organization.................................................................................... 99
Report of State Chartered Trust Companies ............................................................................................ 101
Report of Regional/County Industrial Development Corporations ........................................................... 103
Report of Capital Development Company ................................................................................................ 107
Commercial Banks Listed by County ........................................................................................................ 109
Map of Arkansas Counties ........................................................................................................................ 115
Arkansas Bank Holding Companies ......................................................................................................... 117
Out of State Bank Holding Companies ..................................................................................................... 155
Abbreviations ............................................................................................................................................. 157
2
Arkansas State Bank Department
LEGAL HOLIDAYS
New Year's Day......................................................................................... January 1
Robert E. Lee's Birthday ...................................................Third Monday in January
Martin Luther King, Jr. Day ...............................................Third Monday in January
Presidents Day ................................................................ Third Monday in February
Memorial Day ........................................................................... Last Monday in May
Independence Day ...........................................................................................July 4
Labor Day ......................................................................First Monday in September
Veterans Day....................................................................................... November 11
Thanksgiving Day..................................................... Fourth Thursday in November
Christmas Eve ..................................................................................... December 24
Christmas Day..................................................................................... December 25
All Bills of Exchange, Drafts, or Promissory Notes, which shall become payable on a
legal holiday shall be payable on the day next succeeding such holiday. In case any
legal holiday falls on Sunday, the next succeeding Monday shall be a holiday in its
stead.
Ninetieth Report
3
COMMISSIONERS OF THE
ARKANSAS STATE BANK DEPARTMENT
Date of Appointment
Date Service
Ended
No.
Name
1.
John M. Davis.............................. October 6, 1913
October 3, 1918
2.
A. J. Reap .................................... October 3, 1918
March 22, 1919
3.
W. T. Maxwell ............................... March 22, 1919
September 1, 1921
4.
Charles McKee....................... September 1, 1921
July 28, 1925
5.
Loid Rainwater..................................July 28, 1925
February 8, 1927
6.
Walter E. Taylor..........................February 8, 1927
January 10, 1933
7.
Marion Wasson ......................... January 10, 1933
January 12, 1937
8.
Grover S. Jernigan .................... January 12, 1937
January 14, 1941
9.
Thomas W. Leggett................... January 14, 1941
February 1, 1949
10.
S. J. Dean ...................................February 1, 1949
December 31, 1949
11.
Ed. I. McKinley, Jr. ................ December 31, 1949
March 14, 1953
12.
A. R. Merritt................................... March 14, 1953
February 8, 1955
13.
Dick Simpson..............................February 8, 1955
March 2, 1967
14.
H. C. Adams ................................... March 3, 1967
March 16, 1979
15.
Don R. Clark (Acting) ................... March 16, 1979
April 19, 1979
16.
B. J. Lambert, Jr. ............................. April 19, 1979
April 15, 1983
17.
Marlin D. Jackson............................ April 15, 1983
October 1, 1987
18.
Bill J. Ford.................................... October 1, 1987
July 31, 1998
19.
Frank White ...................................August 1, 1998
May 21, 2003
20.
Bunny Adcock ................................ June 23, 2003
............
Arkansas State Bank Department
4
STATE BANKING BOARD MEMBERS
Mr. Gus Rusher
Chairman
Bank of Brinkley
P.O. Box 727
Brinkley, AR 72021-0727
VOICE: (870) 734-3133
FAX: (870) 734-3001
TERM EXPIRES: 12-31-05
Mr. Charles Mazander
Vice Chairman
P.O. Box 945
Benton, AR 72018-0945
VOICE: (501) 847-3030
FAX: (501) 847-4409
TERM EXPIRES: 12-31-06
Mr. David L. Bartlett
Simmons First Bank of Hot Springs
P.O. Box 22000
Hot Springs, AR 71913
VOICE: (501) 318-1001
FAX: (501) 318-1015
TERM EXPIRES: 12-31-04
Mr. Richard Mays
415 Main Street
Little Rock, AR 72201
VOICE: (501) 227-9511
FAX: (501) 399-9280
TERM EXPIRES: 12-31-08
Ms. Margie Russ
1505 Harper Street
Magnolia, AR 71753
VOICE: (870) 234-6291
TERM EXPIRES: 12-31-08
Mr. David Short
Arvest Bank
P.O. Box 1229
Bentonville, AR 72712
VOICE: (479) 273-3331
FAX: (479) 271-1315
TERM EXPIRES: 12-31-08
Ninetieth Report
Arkansas State Bank Department
400 Hardin Road, Suite 100
Little Rock, AR 72211-3502
VOICE: (501) 324-9019 FAX: (501) 324-9028
http://www.accessarkansas.org/bank
DEPARTMENTAL ROSTER
Bunny Adcock - Bank Commissioner
Don R. Clark − Deputy Bank Commissioner
Examination and Regulation
Regulatory Enforcement Actions
State Banking Board
Economic Development
Candace A. Franks - Deputy Bank Commissioner/Legal Counsel
Administration
Application Information
Rules and Regulations Manual
Charter Amendments and Charter Information
Certificates of Good Standing
Legal Filings and Inquiries
EXAMINATION AND SUPERVISION DIVISION
Luther Guinn and Julian E. Rainey − Chief Examiners
Regulatory Examinations/Regulatory and Banking Procedures
Bank Performance Evaluation and Monitoring
Division Personnel/Recruitment and Management
Larry M. Hillyard − Assistant Chief Examiner
Richard D. Buzbee − Regional Supervisor (Little Rock)
Michael Saunders – Regional Supervisor (Fayetteville)
Robert H. Carr III − Information Systems Supervisor
H. Wilks Marshall − Assistant Chief Examiner
Carolyn J. Bearden − Bank Holding Company Supervisor
Thomas M. Narrell − Trust/Compliance Supervisor
Baker L. Moseley − Regional Supervisor (Jonesboro)
5
Arkansas State Bank Department
6
Jacqueline Williams-Financial Analyst Supervisor
Richard Plotkin − Financial Analyst
Gregg Qualls – Financial Analyst
Susannah Thomas – Financial Analyst
Self Examination
Bank Reports of Condition and Income
Bank Holding Company Reports of Condition and Income
Research and Financial Analysis
Public Information Requests
Application Analysis
Consumer Complaints
Janet Griebel – Director of Training
Training/Orientation/Education
Administrative Support
Quality Management
INFORMATION TECHNOLOGY
Robert L. Hughes - Director
Mitch L. Vire - Sr. Systems Programmer
Greg F. Langley - Sr. Systems Programmer
Data Processing Support
Research and Development
Application Programming
ADMINISTRATION DIVISION
Gail Green - Fiscal Manager
Vicki A. Wise - Accounting Service Representative Il
Kelley A. Kelley – Accounting Service Representative I
Accounting and Employee Services
Expense Disbursement
Budget and Personnel
Performance Evaluation
Purchasing
Cynthia L. Nixon - Management Project Analyst Supervisor
Lori A. Morrison - Administrative Assistant III
Marilyn R. Myers - Administrative Assistant II
Jane R. English - Administrative Assistant II
Martha A. Harris - Administrative Assistant Il
Barbara A. Mahoney - Administrative Assistant II
Kimberly A. Brown – Administrative Assistant I
Administrative Support
Examination Support and Processing
Data Entry
Ninetieth Report
EXAMINATION PERSONNEL
FAYETTEVILLE OFFICE
2013 Green Acres Road
72703-2618
P. O. Box 3447
72702-3447
VOICE: (479) 442-0936
FAX: (479) 442-0717
Fayetteville@banking.state.ar.us
Michael Saunders − Regional Supervisor
Luke B. Webre − Commissioned Senior Examiner
Ben Bigger III – Commissioned Senior Examiner
Kelly Victory – Bank Senior Examiner
Cara K. Lank – Bank Senior Examiner
Joseph M. Payne – Bank Senior Examiner
Kevin Adams – Bank Senior Examiner
Charles Moneymaker – Bank Senior Examiner
Dana S. Kombrink – Bank Senior Examiner
Jared Manatt – Financial Examiner I
Jacklyn B. Grobmyer – Financial Examiner Trainee
JONESBORO OFFICE
924 South Main
72401-3597
P. O. Box 9374
72403-9374
VOICE: (870) 972-1744
FAX: (870) 972-1762
Jonesboro@banking.state.ar.us
Baker L. Moseley − Regional Supervisor
William R. Milum − Bank Senior Examiner
Gary W. Bush − Commissioned Senior Examiner
Misty Micenhamer – Commissioned Senior Examiner
John Householder – Commissioned Senior Examiner
John W. Alderson – Bank Senior Examiner
Trent H. Brown – Bank Senior Examiner
Shaun Perkins – Financial Examiner II
Chris Dillon – Financial Examiner I
W. Kent Darr – Financial Examiner Trainee
7
8
Arkansas State Bank Department
LITTLE ROCK OFFICE
Richard D. Buzbee − Regional Supervisor
Jerry C. Corrothers − Commissioned Senior Examiner
Robert M. Henry − Commissioned Senior Examiner
Michael Green – Bank Senior Examiner
Kevin C. Mosley – Bank Senior Examiner
Trey Clark – Bank Senior Examiner
Thomas Cook – Bank Senior Examiner
Carey Sharp – Bank Senior Examiner
Shanna Raper – Financial Examiner I
Craig Mobley – Financial Examiner I
Evelyn M. Miles – Financial Examiner Trainee
David J. Raymond – Financial Examiner Trainee
BANK HOLDING COMPANY
Carolyn J. Bearden − BHC Supervisor
Mary C. Pennebaker – Commissioned Senior Examiner
John W. Ashby – Commissioned Senior Examiner
TRUST/COMPLIANCE
Thomas M. Narrell - Trust/Compliance Supervisor
Jason E. Willard - Commissioned Senior Examiner
Jamie A. Bazarow – Bank Senior Examiner
Heather Vaughan – Bank Senior Examiner
INFORMATION SYSTEMS
Robert H. Carr, III - IS Supervisor
Ronnie Peters – Commissioned Senior DP Examiner
Jeffrey Cameron - Commissioned Senior DP Examiner
Kish Ivey – Financial Examiner I
Ninetieth Report
STATE CHARTERED BANKS' CORPORATE
NAME CHANGES
BANK
NEW NAME
Farmers Bank and Trust Company
Clarksville
First Security Bank of Clarksville
Clarksville
The Cleburne County Bank
Heber Springs
First Team Bank*
Heber Springs
*Effective July 23, 2004
Alliance Bank of Hot Springs
Hot Springs
Simmons First Bank of Hot Springs
Hot Springs
First State Bank
Huntsville
First State Bank of Northwest Arkansas
Huntsville
Portland Bank
Portland
Parkway Bank
Portland
STATE CHARTERED BANKS MERGED
FROM JULY 1, 2003, TO JUNE 30, 2004
BANK
MERGED INTO
MidSouth Bank
Jonesboro
Liberty Bank
Jonesboro
Peoples Bank
Paragould
Liberty Bank
Jonesboro
Bank of Yellville
Yellville
Arvest Bank
Fayetteville
9
Arkansas State Bank Department
10
FINANCIAL INSTITUTION MERGED
INTO STATE CHARTERED BANK
FROM JULY 1, 2003, TO JUNE 30, 2004
INSTITUTION
MERGED INTO
Superior Bank, FSB
Fort Smith, AR
Arvest Bank
Fayetteville
Sun Bank
Frisco, TX
Bank of the Ozarks
Little Rock
FINANCIAL INSTITUTIONS
PURCHASED AND ASSUMED
JULY 1, 2003, TO JUNE 30, 2004
INSTITUTION
ACQUIRED BY
Madison Bank and Trust
Fort Smith, AR
First National Bank
Green Forest, AR
The First National Bank of Springdale
Springdale, AR
First Security Bank
Searcy
Ninetieth Report
11
BRANCHES APPROVED
FROM JULY 1, 2003, TO JUNE 30, 2004
BANK
LOCATION
Summit Bank
Arkadelphia
1114 Highway 35 North
Benton
Summit Bank
Arkadelphia
1303 North Hervey
Hope
Summit Bank
Arkadelphia
1540 Airport Road, Suite A
Hot Springs
First Community Bank
Batesville
102 South Main Street
Cave City
Community Bank
Cabot
3195 Bill Foster Memorial Highway
Cabot
First Security Bank of Conway
Conway
112 Volunteer’s Parkway
Clinton
First Security Bank of Conway
Conway
1137 Main Street
Vilonia
Timberland Bank
El Dorado
1615 West Hillsboro
El Dorado
Arvest Bank
Fayetteville
606 West Main
Cabot
Arvest Bank
Fayetteville
104B War Eagle
Huntsville
Arvest Bank
Fayetteville
4302 West Olive Street
Rogers
Arvest Bank
Fayetteville
2730 Highway 412 East
Siloam Springs
Arvest Bank
Fayetteville
2203 North Highway 81
Duncan, OK
Arvest Bank
Fayetteville
1900 South Douglas Boulevard
Midwest City, OK
12
Arkansas State Bank Department
BANK
LOCATION
Arvest Bank
Fayetteville
7633 East 63rd Place, Suite 255
Tulsa, OK
Arvest Bank
Fayetteville
10615 East 81st Street
Tulsa, OK
First Service Bank
Greenbrier
HC 75/Highway 65 North
Marshall
Greers Ferry Lake State Bank
Heber Springs
1500-A Highway 25 Bypass
Heber Springs
Community First Trust Company
Hot Springs
650 South Shackleford, Suite 124
Little Rock
First Arkansas Bank & Trust
Jacksonville
3097 Highway 5
El Paso
First Arkansas Bank & Trust
Jacksonville
4450 East McCain Boulevard
North Little Rock
Liberty Bank of Arkansas
Jonesboro
2500 Linwood Drive
Paragould
Bank of the Ozarks
Little Rock
1700 Military Road
Benton
Bank of the Ozarks
Little Rock
3091 South Second Street
Cabot
Bank of the Ozarks
Little Rock
1104 East Oak Street
Conway
Bank of the Ozarks
Little Rock
19301 Cantrell Road
Little Rock
Bank of the Ozarks
Little Rock
101 North Rodney Parham Road
Little Rock
Bank of the Ozarks
Little Rock
801 South College, Suite 1
Mountain Home
Bank of the Ozarks
Little Rock
3640 Camp Robinson Road
North Little Rock
Bank of the Ozarks
Little Rock
4420 East McCain Boulevard
North Little Rock
Ninetieth Report
BANK
LOCATION
Bank of the Ozarks
Little Rock
2305 East Parkway
Russellville
Bank of the Ozarks
Little Rock
8718 Highway 107
Sherwood
Bank of the Ozarks
Little Rock
4 South 15th Street
Van Buren
Eagle Bank & Trust Company
Little Rock
Maumelle Boulevard and
Vestal Boulevard
North Little Rock
Pulaski Bank And Trust Company
Little Rock
10900 Colonel Glenn Road
Little Rock
Pulaski Bank And Trust Company
Little Rock
4415 East McCain Boulevard
North Little Rock
Southern State Bank
Malvern
Junction Highways 67 & 229
Haskell
First Community Bank of Eastern Arkansas
Marion
1103 North Missouri Street
West Memphis
Twin City Bank
North Little Rock
718 Broadway
Little Rock
Twin City Bank
North Little Rock
5100 Kavanaugh Boulevard
Little Rock
Twin City Bank
North Little Rock
2922 South University
Little Rock
Twin City Bank
North Little Rock
4514 Camp Robinson Road
North Little Rock
Bank of Paragould
Paragould
2900 Highway 49 South
Paragould
Southern Bank of Commerce
Paragould
100 North Main
Leachville
First Arkansas Valley Bank
Russellville
1000 South Rogers
Clarksville
13
14
Arkansas State Bank Department
BANK
LOCATION
First Arkansas Valley Bank
Russellville
1302 North Business Highway 9
Morrilton
First Arkansas Valley Bank
Russellville
3601 East Race Street
Searcy
Simmons First Bank of Russellville
Russellville
1320 West Main Street
Clarksville
Bank of Salem
Salem
465 West Main
Mammoth Spring
First Security Bank
Searcy
521 President Clinton Avenue
Little Rock
First Security Bank
Searcy
300 West Monroe
Lowell
First Security Bank
Searcy
3333 Pinnacle Hills Parkway
Rogers
Smackover State Bank
Smackover
602 South Timberlane
El Dorado
Ninetieth Report
15
STATE CHARTERED SUBCHAPTER
S CORPORATION BANKS
BANK
CITY
Bank of Bearden
Bearden
Bank of Brinkley
Brinkley
Chambers Bank
Danville
Decatur State Bank
Decatur
First State Bank of DeQueen
DeQueen
First Financial Bank
El Dorado
Arkansas Diamond Bank
Glenwood
Bank of Gravett
Gravette
First Arkansas Bank & Trust
Jacksonville
Little River Bank
Lepanto
Farmers Bank and Trust Company
Magnolia
The Peoples Bank
Magnolia
The Union Bank of Mena
Mena
Bank of Mountain View
Mountain View
Allied Bank
Mulberry
Diamond State Bank
Murfreesboro
Chart Bank
Perryville
Bank of Pocahontas
Pocahontas
The Bank of Rison
Rison
Riverside Bank
Sparkman
Bank of Star City
Star City
16
Arkansas State Bank Department
The following is a statement reflecting deposits and disbursements of the
State Bank Department from July 1, 2003 through June 30, 2004.
RECEIPTS
Cash Balance June 30, 2003...................................................... $2,053,704.60
Examination and Assessment Fees ........................6,063,291.57
Charter and Amendment Fees .....................................31,631.50
Application and all Protest Fees .................................183,675.00
Miscellaneous Fees ........................................................ 3,677.90
Reimbursement for M & R Sales .................................... 9,529.68
Refund to Expenditures − Prior Year .............................. 2,015.54
Refund to Expenditures − Current Year ......................... 7,005.35
Total Receipts
6,300,826.54
$8,354,531.14
DISBURSEMENTS
Salaries.....................................................................3,627,498.84
Extra Help Salaries.......................................................... 3,619.00
Maintenance and General Operations........................945,778.55
S.S., Retirement and Insurance
Matching ...................................................................906,388.13
Professional Services and Fees ...................................69,089.55
Conference Fees and Travel ......................................209,373.25
Capital Outlay..............................................................184,184.62
Refunds Issued .................................................................. 586.89
Service Charge by State Treasurer ..............................94,412.89
Total Disbursements
6,040,931.72
Cash Balance June 30, 2004
2,313,599.42
$8,354,531.14
Ninetieth Report
FEDERAL DEPOSIT INSURANCE CORPORATION
Dallas Regional Office
1910 Pacific Avenue, Suite 1900
Dallas, Texas 75201-4586
VOICE: (972) 761-2032
FAX: (972) 761-2082
http://www.fdic.gov
John F. Carter .................................. Regional Director – Supervision/Consumer
Sylvia H. Plunkett ......................................Deputy Regional Director - Consumer
Memphis Area Office
5100 Poplar Avenue, Suite 1900
Memphis, Tennessee 38137
VOICE: (901) 685-1603
FAX: (901) 821−5308
FAX: (901) 821−5309
Susan M. Madson ..................................................... Area Director − Supervision
Timothy J. Hubby ....................................................... Assistant Regional Director
Phillip H. Schwartz .................................................................... Regional Counsel
Little Rock Field Office
Financial Centre III Building
900 South Shackleford Road, Suite 500
Little Rock, Arkansas 72211
VOICE: (501) 228-6346
FAX: (501) 228-6568
Deborah S. Calvert............................................................ Field Office Supervisor
Memphis Field Office
5100 Poplar Avenue, Suite 1900
Memphis, Tennessee 38137
VOICE: (901) 685-1603
FAX: (901) 818-1645
Dana A. English................................................................. Field Office Supervisor
Shreveport Field Office
Southpoint Center
3007 Knight Street, Suite 300
Shreveport, Louisiana 71105-2525
VOICE: (318) 868-6661
FAX: (318) 868-7870
Steven D. Reed ................................................................. Field Office Supervisor
17
18
Arkansas State Bank Department
FEDERAL RESERVE BANK OF ST. LOUIS
DISTRICT NO. 8
411 Locust Street
P. O. Box 442
St. Louis, Missouri 63166
VOICE: (314) 444-8444
FAX: (314) 444-8740
http://www.stls.frb.org
William Poole................................................................................................ President
W. LeGrande Rives......................................................................First Vice President
Karl W. Ashman ....................................................................... Senior Vice President
Henry H. Bourgaux................................................................... Senior Vice President
Mary H. Karr ............................................................................. Senior Vice President
General Counsel & Corporate Secretary
Robert H. Rasche..................................................................... Senior Vice President
& Director of Research
David A. Sapenaro ................................................................... Senior Vice President
Treasury Relations & Systems Support
Julie L. Stackhouse .................................................................. Senior Vice President
Richard G. Anderson ...........................................................................Vice President
Research
John P. Baumgartner ...........................................................................Vice President
Treasury Relations & Wholesale & Cash Operations
John W. Block, Jr. ................................................................................ Vice President
Consumer Affairs Supervision
Timothy A. Bosch ................................................................................. Vice President
Supervision & Regulation
Marilyn K. Corona ................................................................................ Vice President
Corporate Accounting & Customer Relations
Cletus C. Coughlin ............................................................................... Vice President
& Associate Director of Research
William T. Gavin ................................................................................... Vice President
& Research Coordinator
Jean M. Lovati ...................................................................................... Vice President
TRASS Management & Support
Michael J. Mueller ................................................................................ Vice President
Support Services
Kim D. Nelson ......................................................................................Vice President
Applications, Risk Management, Statistics, Credit & Payment
Ninetieth Report
FEDERAL RESERVE BANK OF ST. LOUIS
DISTRICT NO. 8
(Continued)
Randall C. Sumner............................................................................... Vice President
Community Affairs/Public Affairs
Daniel L. Thornton................................................................................Vice President
Research
Michael D. Renfro ..............................................................................General Auditor
Audit
Little Rock Branch
325 West Capitol Avenue
P. O. Box 1261
Little Rock, Arkansas 72203-1261
VOICE: (501) 324-8300
FAX: (501) 324-8212
Robert A. Hopkins ................................................. Vice President & Branch Manager
William D. Little...................................................................... Assistant Vice President
Memphis Branch
200 North Main Street
P. O. Box 407
Memphis, Tennessee 38101-0407
VOICE: (901) 523-7171
FAX: (901) 579-2406
Martha L. Perine-Beard......................................... Vice President & Branch Manager
Allen Brown ........................................................................... Assistant Vice President
Matthew Torbett .................................................................... Assistant Vice President
Louisville Branch
410 South 5th Street
Louisville, Kentucky 40232-2710
P. O. Box 32710
VOICE: (502) 568-9200
FAX: (502) 568-9211
Thomas Boone...................................................... Vice President & Branch Manager
Ronald L. Byrne..................................................................................... Vice President
19
20
Arkansas State Bank Department
COMPTROLLER OF THE CURRENCY
Southern District Office
500 North Akard, Suite 1600
Dallas, Texas 75201-3323
VOICE: (214) 720-0656
FAX: (214) 720-7000
http://www.occ.treas.gov
Jeri Gilland................................................................................. Deputy Comptroller
Randall Ryskamp .............................................................................District Counsel
Karen Bryant .............................................................................. Licensing Manager
Little Rock Field Office
Ozark National Life Building
10201 West Markham, Suite 105
Little Rock, Arkansas 72205−2180
VOICE: (501) 225-7228
FAX: (501) 225-2711
F. Christian Dunn ...................................................... Assistant Deputy Comptroller
Memphis Field Office (Satellite Office of Arkansas Field Office)
57 Germantown Court, Suite 309
Cordova, Tennessee 38018-4268
VOICE: (901) 624-5154
FAX: (901) 624-5822
F. Christian Dunn ...................................................... Assistant Deputy Comptroller
Central and Western Oklahoma Field Office
The Harvey Parkway Building
301 NW 63rd Street, Suite 490
Oklahoma City, Oklahoma 73116-7909
VOICE: (405) 848−8058
FAX: (405) 848-8085
Kyle M. Jones............................................................ Assistant Deputy Comptroller
Eastern Oklahoma Field Office
Executive Center Building
7134 South Yale, Suite 910
Tulsa, Oklahoma 74136-6360
VOICE: (918) 492-2082
FAX: (918) 492-2092
Leigh R. Hoge ........................................................... Assistant Deputy Comptroller
Ninetieth Report
ARKANSAS BANKERS ASSOCIATION
1220 West Third Street
Little Rock, Arkansas 72201
VOICE: (501) 376-3741
FAX: (501) 376-9243
http://www.arkbankers.org
Ken D. Hammonds........................................................................ President & CEO
Gus Rusher ............................................................................................... Chairman
President
Bank of Brinkley, Brinkley
J. Thomas May.................................................................................Chairman-Elect
Chairman & CEO
Simmons First National Bank, Pine Bluff
Larry T. Wilson .................................................................................. Vice Chairman
Chairman, President & CEO
First Arkansas Bank & Trust, Jacksonville
John Freeman ........................................................................................... Treasurer
President
Liberty Bank of Arkansas, Jonesboro
Robert V. Brothers ............................................................................Past Chairman
President & CEO of Arvest Bank – Rogers Office
Arvest Bank, Fayetteville
21
22
Arkansas State Bank Department
YOUNG BANKERS SECTION OFFICERS
Chris Welch ................................................................................................ President
Vice President
The Bank of Fayetteville, N.A., Fayetteville
Craig Attwood.........................................................................Senior Vice President
Vice President
Simmons First National Bank, Pine Bluff
Kyle Lin Davidson ..............................................................................Vice President
Loan Officer
First National Bank of Eastern Arkansas, Forrest City
Matthew Gill.............................................................................. Secretary/Treasurer
Assistant Vice President
The Bank of Fayetteville, N.A., Fayetteville
Gina Daniell ....................................................................................... Past President
Senior Vice President
Elk Horn Bank and Trust Company, Arkadelphia
Ninetieth Report
ARKANSAS COMMUNITY BANKERS ASSOCIATION
P. O. Box 20210
Hot Springs, Arkansas 71903-0210
VOICE: (800) 771-1634
FAX: (501) 525-0637
E−Mail: info@acbonline.org
http://www.acbonline.org
Richard G. Trammell ......................................................................Executive Director
Larry E. Bauer .............................................................................................. President
Chief Executive Officer and President
Planters & Merchants Bank, Gillett
James G. Williamson, Jr. ..................................................................... Vice President
Chairman
Citizens Bank & Trust Company, Van Buren
Milton Smith.................................................................................................. Secretary
Chairman
First National Bank of Lawrence County, Walnut Ridge
Greg B. Brown..............................................................................................Treasurer
Chairman and Chief Executive Officer
The Union Bank of Benton, Benton
23
24
Arkansas State Bank Department
CONFERENCE OF STATE BANK SUPERVISORS
1155 Connecticut Avenue, NW, 5th Floor
Washington, DC 20036
VOICE: (202) 296-2840
FAX: (202) 296-1928
http://www.csbs.org
Neil Milner.........................................................................................President & CEO
Sharon Bias ............................................................................. Chief Financial Officer
Cecelia Smith ................................................Executive Assistant/Office Coordinator
Mary White .............................................................. Vice President/Communications
Roger Stromberg.....................................................Senior Vice President/Education
Georgia High ..................................Director, Accreditation & Certification/Education
Michael Stevens................................................................. Vice President/Education
Timothy Bergan ...................................................Senior Vice President/International
John “Buz” Gorman........................................................General Counsel/Legislative
John Ryan ...........................................................................Executive Vice President
Ed Smith ........................................... Vice President, Membership & Bank Relations
Montrice Yakimov.................................................. Senior Vice President/Regulatory
Ninetieth Report
CONSOLIDATED REPORT OF CONDITION DATA
120 STATE CHARTERED COMMERCIAL BANKS
(in millions)
ASSETS
JUNE 30, 2004
Cash and balances due from depository institutions:
a. Noninterest-bearing balances and currency and coin.......................................$845
b. Interest-bearing balances ....................................................................................116
Securities:
a. Held to maturity ....................................................................................................957
b. Available-for sale...............................................................................................5,638
Federal funds sold and
securities purchased under agreements to resell......................................................613
Net Loans and Leases....................................................................................................17,766
Trading assets.......................................................................................................................... 0
Premises and fixed assets...................................................................................................743
Other real estate owned ........................................................................................................50
Goodwill and other intangibles.............................................................................................455
All other assets.....................................................................................................................668
Total assets...................................................................................................................$27,851
LIABILITIES
Deposits:
a. In domestic offices ........................................................................................$22,738
(1) Noninterest-bearing ....................................................................3,366
(2) Interest-bearing.........................................................................19,372
b. In foreign offices, Edge and Agreement
subsidiaries, and IBFs............................................................................................ 18
(1) Noninterest-bearing ...........................................................................0
(2) Interest-bearing................................................................................18
Federal funds purchased and
securities sold under agreements to repurchase ......................................................545
Trading liabilities ...................................................................................................................... 0
Other borrowed money .................................................................................................... 1,646
Subordinated notes and debentures ....................................................................................... 6
All other liabilities .................................................................................................................144
Total liabilities..................................................................................................................25,097
Minority interest in consolidated subsidiaries .......................................................................... 0
EQUITY CAPITAL
Perpetual preferred stock ........................................................................................................ 2
Common stock ....................................................................................................................... 39
Surplus ..............................................................................................................................1,508
Undivided profits ...............................................................................................................1,205
Total equity capital ............................................................................................................2,754
Total liabilities, minority interest and equity capital ..................................................... $27,851
25
Arkansas State Bank Department
26
CONSOLIDATED STATEMENT OF CONDITION OF THE
60 STATE CHARTERED TRUST DEPARTMENTS
(in millions)
JUNE 30, 2004
ASSETS
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
Non-interest Bearing Deposits:
a. Own Bank and Affiliate Institutions .................................................................... $9
b. Other Institutions .................................................................................................. 0
Interest Bearing Deposits:
a. Own Bank and Affiliate Institutions .................................................................. 152
b. Other Institutions ................................................................................................ 69
U.S. Government and Agency Obligations ................................................................ 383
State, County and Municipal Obligations ..................................................................... 97
Other Short-Term Obligations ...................................................................................... 18
Other Notes and Bonds ................................................................................................ 32
Money Market Funds .................................................................................................. 185
Other Mutual Funds .................................................................................................... 129
Stocks ......................................................................................................................... 296
Collective Investment Fund Units ................................................................................... 1
Real Estate Mortgages ................................................................................................. 11
Real Estate ................................................................................................................... 89
Miscellaneous Assets ................................................................................................... 36
Suspense Accounts ........................................................................................................ 0
Other ............................................................................................................................ 14
Total .....................................................................................................................$1,521
LIABILITIES
Personal Accounts:
17. Personal Trusts.........................................................................................................$382
18. Estates & Guardianships ..............................................................................................58
Employee Benefit Accounts:
19. Trusts .......................................................................................................................... 161
20. Agencies ....................................................................................................................... 79
All Other Agencies:
21. Investment Mgmt & Advisory...................................................................................... 138
22. Custodial ..................................................................................................................... 237
23. All Other ...................................................................................................................... 294
Corporate and Municipal Securities Appointments:
24. Bond Trusteeships...................................................................................................... 161
25. Agencies ....................................................................................................................... 10
Collective Investment Funds:
26. Employee Benefits.......................................................................................................... 1
27. Other .............................................................................................................................. 0
28. Profit Accounts................................................................................................................ 0
29. Suspense Accounts ........................................................................................................ 0
30. Total .....................................................................................................................$1,521
Ninetieth Report
CONSOLIDATED REPORT OF CONDITION DATA
41 NATIONAL BANKS
(in millions)
ASSETS
JUNE 30, 2004
Cash and balances due from depository institutions:
a. Noninterest-bearing balances and currency and coin.......................................$370
b. Interest-bearing balances ...................................................................................... 90
Securities:
a. Held-to-maturity....................................................................................................380
b. Available-for-sale...............................................................................................2,065
Federal funds sold and
securities purchased under agreements to resell......................................................238
Net loans and leases ........................................................................................................5,677
Trading assets.......................................................................................................................... 0
Premises and fixed assets...................................................................................................188
Other real estate owned ........................................................................................................23
Goodwill and other intangibles............................................................................................... 38
All other assets.....................................................................................................................216
Total assets.....................................................................................................................$9,285
LIABILITIES
Deposits:
a. In domestic offices ..........................................................................................$7,459
(1) Noninterest-bearing ....................................................................1,189
(2) Interest-bearing...........................................................................6,270
b. In foreign offices, Edge and Agreement
subsidiaries, and IBFs.............................................................................................. 0
(1) Noninterest-bearing ...........................................................................0
(2) Interest-bearing..................................................................................0
Federal funds purchased and
securities sold under agreements to repurchase ......................................................287
Trading liabilities ...................................................................................................................... 0
Other borrowed money ........................................................................................................525
Subordinated notes and debentures ....................................................................................... 0
All other liabilities ................................................................................................................... 59
Total liabilities....................................................................................................................8,330
Minority interest in consolidated subsidiaries .......................................................................... 0
EQUITY CAPITAL
Perpetual preferred stock ........................................................................................................ 1
Common stock ....................................................................................................................... 26
Surplus .................................................................................................................................248
Undivided profits ..................................................................................................................680
Total equity capital ...............................................................................................................955
Total liabilities, minority interest and equity capital ....................................................... $9,285
27
Arkansas State Bank Department
28
TIER ONE LEVERAGE RATIOS
FOR ALL ARKANSAS COMMERCIAL BANKS
JUNE 30, 2004
BANK
CITY
RATIO
First National Bank of Altheimer
Elk Horn Bank and Trust Company
Altheimer
Arkadelphia
Summit Bank
Arkadelphia
8.63
First National Banking Company
Ash Flat
7.92
The First National Bank
The Bank of Augusta
Ashdown
Augusta
13.59
12.66
Citizens State Bank
Bald Knob
10.97
The Citizens Bank
Batesville
6.18
First Community Bank
Batesville
7.25
Bank of Bearden
Bearden
18.24
The Union Bank of Benton
Arkansas National Bank
Benton
Bentonville
19.11
7.25
7.05
7.77
The First National Bank of Berryville
Berryville
13.58
Bank of Blevins
Blevins
13.43
Farmers Bank And Trust Company
Blytheville
11.70
The First National Bank in Blytheville
Blytheville
7.97
First Western Bank
Community State Bank
Booneville
Bradley
7.39
12.17
Bank of Brinkley
Brinkley
9.89
Community Bank
Cabot
The First National Bank of Izard County
Calico Rock
24.02
8.32
First Bank of South Arkansas
Camden
10.51
Bank of Cave City
The Merchants and Planters Bank
Cave City
Clarendon
7.54
13.28
First Security Bank of Clarksville
Clarksville
8.34
First Security Bank of Conway
Conway
7.48
First State Bank
Conway
13.94
First National Bank of Crossett
Crossett
9.78
First State Bank
Chambers Bank
Crossett
Danville
9.18
12.11
Bank of Dardanelle
Dardanelle
10.66
Decatur State Bank
Decatur
13.04
Bank of Delight
Delight
18.06
Ninetieth Report
29
BANK
CITY
RATIO
The First National Bank of DeQueen
First State Bank of DeQueen
DeQueen
DeQueen
17.91
9.81
DeWitt Bank And Trust Company
DeWitt
16.32
The First National Bank of DeWitt
DeWitt
8.78
First National Bank of Howard County
Merchants & Farmers Bank
Dierks
Dumas
17.71
11.00
First Financial Bank
El Dorado
Simmons First Bank of El Dorado, N.A.
El Dorado
7.98
Timberland Bank
El Dorado
10.15
Bank of England
England
The Eudora Bank
Bank of Eureka Springs
Eudora
Eureka Springs
Arvest Bank
Fayetteville
7.19
Bank of Arkansas, N.A.
Fayetteville
8.89
7.08
7.58
8.42
11.66
The Bank of Fayetteville, N.A.
Fayetteville
8.09
Community Bank of North Arkansas
Fayetteville
10.40
Fordyce Bank & Trust Company
First National Bank of Eastern Arkansas
Fordyce
Forrest City
8.44
12.32
Forrest City Bank, N.A.
Forrest City
9.11
The First National Bank of Fort Smith
Fort Smith
15.86
Planters & Merchants Bank
Gillett
12.22
Arkansas Diamond Bank
Glenwood
10.26
Bank of Gravett
The First National Bank in Green Forest
Gravette
Green Forest
First Service Bank
Greenbrier
8.47
Farmers Bank
Greenwood
18.99
Farmers Bank
Hamburg
7.25
Calhoun County Bank
Hampton
12.10
The Bank of Harrisburg
Community First Bank
Harrisburg
Harrison
12.02
7.55
9.44
9.92
The Cleburne County Bank
Heber Springs
8.76
Greers Ferry Lake State Bank
Heber Springs
8.58
Heber Springs State Bank
Heber Springs
Helena National Bank
Helena
12.06
The First National Bank of Hope
Horatio State Bank
Hope
Horatio
18.52
10.47
First National Bank
Hot Springs
10.78
Simmons First Bank of Hot Springs
Hot Springs
First State Bank of Northwest Arkansas
Huntsville
9.61
6.83
12.25
30
Arkansas State Bank Department
BANK
CITY
RATIO
First Arkansas Bank & Trust
American State Bank
Jacksonville
Jonesboro
Heritage Bank
Jonesboro
9.09
Liberty Bank of Arkansas
Jonesboro
8.34
Simmons First Bank of Jonesboro
Pine State Bank
Jonesboro
Kingsland
7.85
8.21
14.74
7.90
The Bank of Lake Village
Lake Village
9.03
Simmons First Bank of South Arkansas
Lake Village
8.62
Little River Bank
Lepanto
11.26
The First National Bank of Lewisville
Lewisville
10.12
Arkansas Bankers’ Bank
Bank of Little Rock
Little Rock
Little Rock
8.44
10.42
Bank of the Ozarks
Little Rock
8.13
The Capital Bank
Little Rock
6.88
Eagle Bank & Trust Company
Little Rock
8.31
Metropolitan National Bank
Little Rock
6.57
One Bank & Trust, National Association
Pulaski Bank And Trust Company
Little Rock
Little Rock
8.38
8.82
First State Bank
Lonoke
9.48
Farmers Bank and Trust Company
Magnolia
9.56
The Peoples Bank
Magnolia
10.85
The Malvern National Bank
Malvern
9.60
Southern State Bank
First National Bank at Marianna
Malvern
Marianna
8.42
11.78
First Community Bank of Eastern Arkansas
Marion
15.54
First Delta Bank
Marked Tree
11.23
Bank of McCrory
McCrory
11.70
The First National Bank of McGehee
McGehee
12.68
McGehee Bank
First National Bank in Mena
McGehee
Mena
13.67
13.01
The Union Bank of Mena
Mena
10.13
Commercial Bank & Trust Company
Monticello
9.64
Union Bank And Trust Company
Monticello
Petit Jean State Bank
Morrilton
10.46
8.55
First National Bank
First National Bank and Trust Company
Mount Ida
Mountain Home
11.82
9.44
First Security Bank of Mountain Home
Mountain Home
7.96
TrustBanc
Mountain Home
8.43
Bank of Mountain View
Mountain View
15.14
Ninetieth Report
31
BANK
CITY
RATIO
Allied Bank
Diamond State Bank
Mulberry
Murfreesboro
Citizens National Bank of Nashville
Nashville
16.44
Merchants & Planters Bank
Newport
8.28
National Bank of Arkansas in North Little Rock
Twin City Bank
North Little Rock
North Little Rock
7.76
8.19
8.94
10.64
Bank of Paragould
Paragould
10.55
First National Bank
Paragould
11.87
Southern Bank of Commerce
Paragould
12.20
The First National Bank at Paris
Paris
Delta Trust & Bank
First State Bank
Parkdale
Parkin
9.38
10.95
9.25
Chart Bank
Perryville
11.34
Piggott State Bank
Piggott
Pine Bluff National Bank
Pine Bluff
Simmons First National Bank
Pine Bluff
7.17
Bank of Pocahontas
Home Bank of Arkansas
Pocahontas
Portland
8.85
9.35
Parkway Bank
Portland
7.98
Bank of Prescott
Prescott
12.01
The Bank of Rison
Rison
15.16
Bank of Rogers
Rogers
7.80
Simmons First Bank of Northwest Arkansas
First Arkansas Valley Bank
Rogers
Russellville
7.29
7.40
First State Bank
Russellville
7.85
Simmons First Bank of Russellville
Russellville
10.84
Bank of Salem
Salem
9.20
10.23
8.96
Logan County Bank
Scranton
15.91
First Security Bank
Simmons First Bank of Searcy
Searcy
Searcy
7.01
10.26
Peoples Bank
Sheridan
11.18
Arkansas State Bank
Siloam Springs
15.48
Smackover State Bank
Smackover
10.40
Riverside Bank
Sparkman
Bodcaw Bank
Bank of Star City
Stamps
Star City
10.59
11.08
The Stephens Security Bank
Stephens
8.10
The Farmers and Merchants Bank
Stuttgart
11.97
First National Bank of Stuttgart
Stuttgart
13.92
7.36
32
Arkansas State Bank Department
BANK
CITY
RATIO
Bank of Trumann
Citizens Bank & Trust Company
Trumann
Van Buren
First Community Bank of Crawford County
Van Buren
Bank of Waldron
Waldron
15.31
The First National Bank of Lawrence County
First State Bank of Warren
Walnut Ridge
Warren
10.12
10.98
Warren Bank and Trust Company
Warren
13.94
First National Bank of Phillips County
West Helena
9.59
Fidelity National Bank
West Memphis
8.09
Cross County Bank
Wynne
11.25
The First National Bank of Wynne
Wynne
14.50
14.30
11.14
7.31
Ninetieth Report
33
NATIONAL BANKS
JUNE 30, 2004
(000’s omitted)
BANK
CITY
First National Bank of Altheimer
First National Banking Company
The First National Bank
Arkansas National Bank
The First National Bank of Berryville
The First National Bank in Blytheville
The First National Bank of Izard County
First National Bank of Crossett
The First National Bank of DeQueen
The First National Bank of DeWitt
First National Bank of Howard County
Simmons First Bank of El Dorado, N.A.
Bank of Arkansas, N.A.
The Bank of Fayetteville, N.A.
First National Bank of Eastern Arkansas
Forrest City Bank, N.A.
The First National Bank of Fort Smith
The First National Bank in Green Forest
Helena National Bank
The First National Bank of Hope
First National Bank
The First National Bank of Lewisville
Metropolitan National Bank
One Bank & Trust, National Association
The Malvern National Bank
First National Bank at Marianna
The First National Bank of McGehee
First National Bank in Mena
First National Bank
First National Bank and Trust Company
Citizens National Bank of Nashville
National Bank of Arkansas in North Little Rock
First National Bank
The First National Bank at Paris
Pine Bluff National Bank
Simmons First National Bank
First National Bank of Stuttgart
The First National Bank of Lawrence County
First National Bank of Phillips County
Fidelity National Bank
The First National Bank of Wynne
Altheimer
Ash Flat
Ashdown
Bentonville
Berryville
Blytheville
Calico Rock
Crossett
DeQueen
DeWitt
Dierks
El Dorado
Fayetteville
Fayetteville
Forrest City
Forrest City
Fort Smith
Green Forest
Helena
Hope
Hot Springs
Lewisville
Little Rock
Little Rock
Malvern
Marianna
McGehee
Mena
Mount Ida
Mountain Home
Nashville
North Little Rock
Paragould
Paris
Pine Bluff
Pine Bluff
Stuttgart
Walnut Ridge
West Helena
West Memphis
Wynne
ASSETS
12,826
272,960
86,667
534,817
126,580
192,302
117,355
130,304
116,201
101,795
39,346
196,451
180,222
309,883
230,889
69,994
671,267
298,597
131,012
124,827
181,173
34,537
1,010,725
274,743
383,229
53,402
47,296
122,259
78,204
266,015
46,210
135,582
472,787
101,481
259,910
1,140,309
36,040
128,566
182,414
204,730
180,595
REPORT OF THE
ONE HUNDRED TWENTY
STATE CHARTERED
COMMERCIAL BANKS
JUNE 30, 2004
Arkansas State Bank Department
36
Elk Horn Bank and Trust Company
Arkadelphia, AR
VOICE: (870) 246-5811
FAX: (870) 246-5284
Population: 10,912
601 Main Street
Charter Number: 142
P. O. Box 248
Date: September 28, 1903
71923-0248
County: Clark
Home Page: www.ehbt.com
Trust Powers: Yes
Bank Holding Company
Southern Development Bancorporation, Inc., Arkadelphia, AR
Chm: James W. Harrington
VP/TO: Beth S. Marshall
CEO/Pres: William G. Wright
Cash and Due from:....................................... 4,513
Federal Funds and Repos: ............................ 4,655
Investments: ................................................ 60,378
Net Loans: ................................................... 82,177
Premises and Fixed Assets: .......................... 4,042
Other Real Estate: ............................................ 936
Other Assets: ................................................. 8,878
Total Assets: .............................................. 165,579
Total Trust Assets:............................................ 300
Deposits:.................................................... 143,780
Federal Funds and Borrowings: .................... 6,022
Other Liabilities:................................................ 797
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 150,599
Total Equity Capital: .................................... 14,980
Total Liabilities and Capital:....................... 165,579
Number of Shares Outstanding: .................. 24,000
Directors: Phillip N. Baldwin; Thomas B. Barksdale; James H. Blanton; Ronald Echols;
James W. Harrington; Geneva Hunter; Michael Kolb; Mary Jo Mann; Veda R. Morgan; Roy
N. Shope; Dr. Andrew Westmoreland; William G. Wright
Branches in Town: Two
Other Branches: Bismarck, Caddo Valley,
Malvern
Summit Bank
Arkadelphia, AR
VOICE: (870) 246-8070
FAX: (870) 246-7122
Population: 10,912
409 Main Street
Charter Number: 767
P. O. Box 965
Date: December 2, 1996
71923-0965
County: Clark
Trust Powers: No
Bank Holding Company
Summit Bancorp, Inc., Arkadelphia, AR
Chm/CEO: Ross M. Whipple
EVP/CFO: Christopher M. Wewers
Pres/COO: Marcus J. McCain
EVP/CAO: John A. Bryant
Cash and Due from:..................................... 14,291
Federal Funds and Repos: ............................ 2,325
Investments: .............................................. 115,162
Net Loans: ................................................. 437,429
Premises and Fixed Assets: ........................ 11,502
Other Real Estate: ............................................ 195
Other Assets: ............................................... 17,536
Total Assets: .............................................. 598,440
Total Trust Assets:................................................ 0
Deposits:.................................................... 451,483
Federal Funds and Borrowings: .................. 92,811
Other Liabilities:............................................. 2,799
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 547,093
Total Equity Capital: .................................... 51,347
Total Liabilities and Capital:....................... 598,440
Number of Shares Outstanding: .................... 3,100
Directors: Rodney Bobo; Elton E. Buck; Steve DeMott; Mike Duke; Ben Elrod; Joe Keith;
Mike Lax; James McAdams; Marcus J. McCain; Ned Purtle; Ross M. Whipple; Joe
Woodward
Branches in Town: One
Other Branches:
Benton, Hope, Hot
Springs (5), Magnolia, Malvern (2)
Ninetieth Report
37
The Bank of Augusta
Augusta, AR
VOICE: (870) 347-2511
FAX: (870) 347-2654
Population: 2,665
Chm: John R. Eldridge
CEO/Pres: Moody Whitehead
100 South Second Street
Charter Number: 669
P. O. Box 120
Date: February 20, 1935
72006-0120
County: Woodruff
Trust Powers: Yes
Bank Holding Company
None
VP: Ronnie Jones
VP/Cash/TO: Martha Ray
Cash and Due from:....................................... 1,328
Federal Funds and Repos: ................................... 0
Investments:................................................. 21,029
Net Loans:.................................................... 21,872
Premises and Fixed Assets: ............................. 384
Other Real Estate: ................................................ 0
Other Assets: ................................................. 1,762
Total Assets: ................................................ 46,375
Total Trust Assets: ......................................... 3,833
Deposits: ...................................................... 39,522
Federal Funds and Borrowings:........................ 590
Other Liabilities: ................................................ 577
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 40,689
Total Equity Capital:....................................... 5,686
Total Liabilities and Capital:......................... 46,375
Number of Shares Outstanding: .................... 8,000
Directors: Franklin Collier; Dr. Steven Collier; W. P. Daniel, Jr.; W. P. Daniel; Charlie
Eldridge; John R. Eldridge; R. E. Gregory, Jr.; Ronald Jones; Moody Whitehead
Branches in Town: One
Other Branches: None
Citizens State Bank
Bald Knob, AR
VOICE: (501) 724-3241
FAX: (501) 724-5985
Population: 3,210
306 South Elm Street
Charter Number: 636
P. O. Box 200
Date: January 22, 1931
72010-0200
County: White
Home Page: www.csb-bk.com
Trust Powers: Yes
Bank Holding Company
Citizens State Bankshares of Bald Knob, Inc., Bald Knob, AR
Chm: Juanita Litzelfelner
EVP: Wendell Nier
CEO/Pres/TO: Larry Kircher
SVP/Cash: Peggy Reed
Cash and Due from:....................................... 2,070
Federal Funds and Repos: ............................ 2,925
Investments:................................................. 26,015
Net Loans:.................................................... 27,112
Premises and Fixed Assets: ............................. 973
Other Real Estate: ............................................ 280
Other Assets: ................................................. 2,933
Total Assets: ................................................ 62,308
Total Trust Assets: ......................................... 2,792
Deposits: ...................................................... 55,461
Federal Funds and Borrowings:............................ 0
Other Liabilities: ................................................ 236
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 55,697
Total Equity Capital:....................................... 6,611
Total Liabilities and Capital:......................... 62,308
Number of Shares Outstanding: .................... 4,000
Directors: Bob J. Clark; Larry Kircher; Molly Kircher; Juanita Litzelfelner; Wendell Nier;
James W. Staggs
Branches in Town: Two
Other Branches: Bradford
38
Arkansas State Bank Department
The Citizens Bank
Batesville, AR
VOICE: (870) 793-4441
FAX: (870) 698-6299
Population: 9,445
Third and College Streets
Charter Number: 705
P. O. Box 2156
Date: February 19, 1953
72503-2156
County: Independence
Home Page: www.thecitizensbank.net
Trust Powers: Yes
Member of Federal Reserve System
Bank Holding Company
Citizens Bancshares of Batesville, Inc., Batesville, AR
Chm/CEO/Pres: Woody Castleberry
SVP: Greg Shaver
EVP: David Hidy
VP/TO: Robin Brock
Cash and Due from:..................................... 12,483
Federal Funds and Repos: ............................ 1,520
Investments: .............................................. 122,039
Net Loans: ................................................. 276,006
Premises and Fixed Assets: .......................... 7,204
Other Real Estate: ......................................... 1,617
Other Assets: ................................................. 9,624
Total Assets: .............................................. 430,493
Total Trust Assets:....................................... 95,972
Deposits:.................................................... 301,851
Federal Funds and Borrowings: ................ 101,270
Other Liabilities:................................................ 837
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 403,958
Total Equity Capital: .................................... 26,535
Total Liabilities and Capital:....................... 430,493
Number of Shares Outstanding: .................. 16,500
Directors: Woody Castleberry; Dr. Lackey G. Moody, M.D.; Doyle W. Rogers; Noel K.
Sims; Kay Southerland
Branches in Town: Six
Other Branches: Imboden, Pleasant Plains
First Community Bank
Batesville, AR
VOICE: (870) 612-3400
FAX: (870) 612-3412
Population: 9,445
1325 Harrison Street
Charter Number: 770
P. O. Box 4327
Date: June 20, 1997
72501-4327
County: Independence
Home Page: www.firstcommunity.net
Trust Powers: Yes
Bank Holding Company
First Community Bancshares, Inc., Batesville, AR
Chm/CEO: Dale E. Cole
SVP: Troy Henley
Pres/COO: Boris A. Dover
VP/TO: Betty Campbell
Cash and Due from:....................................... 3,844
Federal Funds and Repos: ................................... 0
Investments: ................................................ 62,362
Net Loans: ................................................. 235,268
Premises and Fixed Assets: ........................ 10,402
Other Real Estate: ............................................ 186
Other Assets: ................................................. 4,633
Total Assets: .............................................. 316,695
Total Trust Assets:......................................... 2,205
Deposits:.................................................... 265,246
Federal Funds and Borrowings: .................. 29,463
Other Liabilities:................................................ 639
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 295,348
Total Equity Capital: .................................... 21,347
Total Liabilities and Capital:....................... 316,695
Number of Shares Outstanding: .................. 34,523
Directors: Don Buckliew; Dale E. Cole; Boris A. Dover; Billy Roy Floyd; Preston W. "Chip"
Grace, III; Rick Kent; Ray LaCroix; Dianne Lamberth; Dr. Charles McClain; M. N. Osborne;
Bill Roussel; Frank Tripp
Branches in Town: Two
Other Branches: Cave City, Searcy (2)
Ninetieth Report
39
Bank of Bearden
Bearden, AR
VOICE: (870) 687-2233
FAX: (870) 687-2474
Population: 1,125
Chm/Pres: Rick Green
EVP: Ken Riley
Second and Cedar Streets
Charter Number: 688
P. O. Box 135
Date: June 17, 1945
71720-0135
County: Ouachita
Trust Powers: No
Bank Holding Company
Bearden Bancshares, Inc., Bearden, AR
VP/Cash: Susan Lusby
Cash and Due from:....................................... 5,327
Federal Funds and Repos: ............................ 8,815
Investments:................................................... 6,051
Net Loans:.................................................... 17,058
Premises and Fixed Assets: ............................... 88
Other Real Estate: ................................................ 0
Other Assets: .................................................... 255
Total Assets: ................................................ 37,594
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 31,368
Federal Funds and Borrowings:............................ 0
Other Liabilities: .................................................. 52
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 31,420
Total Equity Capital:....................................... 6,174
Total Liabilities and Capital:......................... 37,594
Number of Shares Outstanding: .................... 8,300
Directors: John E. Anthony; Steven M. Anthony; O. D. Cathey; Rick Green; Kenneth D.
Keeton; Ronald A. Ramsay; Ken Riley; Russell G. Weatherly; Betty Word
Branches in Town: None
Other Branches: None
The Union Bank of Benton
Benton, AR
VOICE: (501) 315-0411
FAX: (501) 303-5433
Population: 21,906
207 West Conway
Charter Number: 706
P. O. Box 687
Date: January 11, 1954
72018-0687
County: Saline
Home Page: www.union-bank.net
Trust Powers: Yes
Bank Holding Company
Union Bancshares of Benton, Inc., Benton, AR
Chm/CEO: Greg B. Brown
TO: James Handley
Pres: Mark Vanderpool
Cash and Due from:..................................... 16,954
Federal Funds and Repos: ............................... 750
Investments:............................................... 123,308
Net Loans:.................................................... 67,325
Premises and Fixed Assets: .......................... 3,032
Other Real Estate: ......................................... 1,940
Other Assets: ................................................. 4,243
Total Assets: .............................................. 217,552
Total Trust Assets: ............................................ 266
Deposits: .................................................... 180,586
Federal Funds and Borrowings:................... 20,652
Other Liabilities: ................................................ 484
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 201,722
Total Equity Capital:..................................... 15,830
Total Liabilities and Capital:....................... 217,552
Number of Shares Outstanding: .................. 75,000
Directors: Fred Briner; Greg B. Brown; Bud Finley; J. D. Harris; Susan Jester; Gary Keeter;
Ron Kuerner; I. E. McCray, Jr.; Mark Middleton; Larry Mitchell; James E. Stilwell; Mark
Vanderpool; John Young
Branches in Town: Three
Other Branches: Bryant (2), Little Rock,
Mabelvale
Arkansas State Bank Department
40
Bank of Blevins
Blevins, AR
VOICE: (870) 874-2541
FAX: (870) 874-2631
Population: 365
5461 Highway 371
Charter Number: 385
P. O. Box 158
Date: August 12, 1912
71825-0158
County: Hempstead
Trust Powers: No
Bank Holding Company
First National Bancshares of Hempstead County, Inc., Hope, AR
Chm: Thomas E. Hays, Jr.
Cash: Peggy Butler
Pres: William E. Butler, Jr.
Cash and Due from:.......................................... 606
Federal Funds and Repos: ............................... 575
Investments: .................................................. 5,845
Net Loans: ..................................................... 8,537
Premises and Fixed Assets: ............................. 228
Other Real Estate: ................................................ 0
Other Assets: .................................................... 201
Total Assets: ................................................ 15,992
Total Trust Assets:................................................ 0
Deposits:...................................................... 13,862
Federal Funds and Borrowings: ........................... 0
Other Liabilities:.................................................. 41
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 13,903
Total Equity Capital: ...................................... 2,089
Total Liabilities and Capital:......................... 15,992
Number of Shares Outstanding: .................... 8,050
Directors: William E. Butler, Jr.; Thomas E. Hays, Jr.; Charles E. Sharpe, Jr.; Fred Wren
Branches in Town: None
Other Branches: None
Farmers Bank And Trust Company
Blytheville, AR
VOICE: (870) 763-8101
FAX: (870) 763-3500
Population: 18,272
400 West Main
Charter Number: 253
P. O. Box 688
Date: March 16, 1908
72316-0688
County: Mississippi
Home Page: www.farmersbankbly.com
Trust Powers: Yes
Member of Federal Reserve System
Bank Holding Company
Farmers Bancorp, Inc., Blytheville, AR
Chm/CEO: Alvin Huffman, III
EVP: Randy Scott
Pres/COO: Steve Bell
VP/TO: Ron Dawson
Cash and Due from:....................................... 4,323
Federal Funds and Repos: ................................... 0
Investments: ................................................ 67,081
Net Loans: ................................................. 101,824
Premises and Fixed Assets: .......................... 5,368
Other Real Estate: ............................................ 217
Other Assets: ................................................. 3,252
Total Assets: .............................................. 182,065
Total Trust Assets:....................................... 20,940
Deposits:.................................................... 152,366
Federal Funds and Borrowings: .................... 7,512
Other Liabilities:................................................ 588
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 160,466
Total Equity Capital: .................................... 21,599
Total Liabilities and Capital:....................... 182,065
Number of Shares Outstanding: .................. 40,000
Directors: Steve Bell; Paula O. Blackwell; Dale S. Briggs; Ronny Goff; Alvin Huffman, III;
Gaylon M. Lawrence, Jr.; Randy Scott; David Stone; Harold Sudbury, Jr.
Branches in Town: Four
Other Branches: Franklin[TN]
Ninetieth Report
41
First Western Bank
Booneville, AR
VOICE: (479) 675-3000
FAX: (479) 675-4477
Population: 4,117
80 West Main
Charter Number: 397
P. O. Box 238
Date: April 18, 1910
72927-0238
County: Logan
Home Page: www.firstwesternbank.net
Trust Powers: Yes
Bank Holding Company
First Western Bancshares, Inc., Booneville, AR
Chm/CEO: John T. Hampton
Reg Pres: Shirley Young
Reg Pres: Nathan E. Gairhan
EVP/CFO: Lynne Coan
Cash and Due from:....................................... 9,456
Federal Funds and Repos: ................................... 0
Investments:................................................. 59,707
Net Loans:.................................................. 160,290
Premises and Fixed Assets: .......................... 7,680
Other Real Estate: ............................................ 496
Other Assets: ................................................. 9,641
Total Assets: .............................................. 247,270
Total Trust Assets: ................................................ 0
Deposits: .................................................... 190,222
Federal Funds and Borrowings:................... 35,897
Other Liabilities: ............................................. 2,299
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 228,418
Total Equity Capital:..................................... 18,852
Total Liabilities and Capital:....................... 247,270
Number of Shares Outstanding: ................ 100,000
Directors: Dr. Paul Becton, M.D.; Nathan E. Gairhan; John T. Hampton; Robert G. Harris;
A. B. Littlefield, Jr.; Jack McHaney; Robert E. Remy; Howard L. Slinkard; Alan "Buddy"
Sparks; Deanne Witherspoon, O.D.; Jane Woolley; Shirley Young
Branches in Town: One
Other Branches: Bella Vista, Bentonville,
Caulksville, Fayetteville, Magazine, Rogers
(2)
Community State Bank
Bradley, AR
VOICE: (870) 894-3322
FAX: (870) 894-3324
Population: 563
208 West Fourth Street
Charter Number: 653
P. O. Box 120
Date: April 10, 1933
71826-0120
County: Lafayette
Trust Powers: No
Bank Holding Company
Community State Bancshares, Inc., Bradley, AR
Chm: Jerry G. Hartline
VP: Lane Pierce
CEO/Pres: Gary R. Lankford
Cash: Regina Wootton
Cash and Due from:....................................... 3,187
Federal Funds and Repos: ............................ 1,250
Investments:................................................... 1,001
Net Loans:...................................................... 7,232
Premises and Fixed Assets: ............................. 179
Other Real Estate: ................................................ 0
Other Assets: .................................................... 171
Total Assets: ................................................ 13,020
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 11,371
Federal Funds and Borrowings:............................ 0
Other Liabilities: .................................................. 69
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 11,440
Total Equity Capital:....................................... 1,580
Total Liabilities and Capital:......................... 13,020
Number of Shares Outstanding: .................. 10,000
Directors: Jerry G. Hartline; Jeffrey C. Hobbs; Gary R. Lankford; Lane Pierce
Branches in Town: None
Other Branches: None
42
Arkansas State Bank Department
Bank of Brinkley
Brinkley, AR
VOICE: (870) 734-3133
FAX: (870) 734-3001
Population: 3,940
130 South New Orleans
Charter Number: 110
P. O. Box 727
Date: January 17, 1903
72021-0727
County: Monroe
Trust Powers: No
Bank Holding Company
Brinkley Bancshares, Inc., Brinkley, AR
Chm/CEO: Albert H. Rusher
EVP: Terry Singleterry
Pres: Gus Rusher
VP/Cash: Bently Manatt
Cash and Due from:..................................... 13,042
Federal Funds and Repos: ................................... 0
Investments: ................................................ 94,104
Net Loans: ................................................... 34,448
Premises and Fixed Assets: .......................... 1,475
Other Real Estate: ................................................ 0
Other Assets: ................................................. 5,530
Total Assets: .............................................. 148,599
Total Trust Assets:................................................ 0
Deposits:.................................................... 117,876
Federal Funds and Borrowings: .................. 14,385
Other Liabilities:................................................ 523
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 132,784
Total Equity Capital: .................................... 15,815
Total Liabilities and Capital:....................... 148,599
Number of Shares Outstanding: .................. 24,000
Directors: Jimmy Carroll, Jr.; Steve Fowler; Doug Hunt; Albert H. Rusher; Gus Rusher;
Fred Schaefer
Branches in Town: One
Other Branches: None
Community Bank
Cabot, AR
VOICE: (501) 843-3575
FAX: (501) 843-4285
Population: 15,261
2171 West Main
P. O. Box 1028
72023-1028
Home Page: www.communitybk.net
Trust Powers: Yes
Bank Holding Company
CB Bancorp, Inc., Cabot, AR
Chm: John W. Allison
CFO: Tyler Vance
CEO/Pres: Tracy M. French
TO: Pamela Enloe
Cash and Due from:....................................... 9,943
Federal Funds and Repos: ................................... 0
Investments: ................................................ 90,090
Net Loans: ................................................. 187,737
Premises and Fixed Assets: .......................... 7,497
Other Real Estate: ............................................ 417
Other Assets: ............................................... 33,455
Total Assets: .............................................. 329,139
Total Trust Assets:....................................... 28,667
Charter Number: 120
Date: March 23, 1903
County: Lonoke
Deposits:.................................................... 243,772
Federal Funds and Borrowings: .................. 31,478
Other Liabilities:............................................. 6,461
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 281,711
Total Equity Capital: .................................... 47,428
Total Liabilities and Capital:....................... 329,139
Number of Shares Outstanding: .................. 25,000
Directors: John W. Allison; Rick Ashley; Dearl Dixon; Cathy Eoff-Tiratto; Tracy M. French;
Jerry Jones; Mark Lowman; Gerald H. Shock; C. Randall Sims; William G. Thompson;
Stephen P. Tipton; Jerry Waymack; Larry Wood; Joan R. Zumwalt
Branches in Town: Three
Other Branches: Beebe, Jacksonville (2),
Ward
Ninetieth Report
43
First Bank of South Arkansas
Camden, AR
VOICE: (870) 837-8300
FAX: (870) 837-8310
Population: 13,154
1325 Highway 278 Bypass
Charter Number: 660
P. O. Box 10
Date: August 28, 1933
71711
County: Ouachita
Trust Powers: No
Bank Holding Company
Harrell Bancshares, Inc., Camden, AR
Chm/CEO: Searcy W. Harrell, Jr.
EVP: Jonathan W. Harrell
Pres: John F. Marsh
Cash: Barbara Daniels
Cash and Due from:....................................... 3,083
Federal Funds and Repos: ................................... 0
Investments:................................................. 26,017
Net Loans:.................................................... 54,950
Premises and Fixed Assets: .......................... 2,229
Other Real Estate: ............................................ 251
Other Assets: ................................................. 4,038
Total Assets: ................................................ 90,568
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 75,033
Federal Funds and Borrowings:..................... 5,717
Other Liabilities: ................................................ 216
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 80,966
Total Equity Capital:....................................... 9,602
Total Liabilities and Capital:......................... 90,568
Number of Shares Outstanding: .................. 30,000
Directors: Harold W. Campbell; Randall W. Crowder; Phillip J. Foster; Alvin Green;
Jonathan W. Harrell; Searcy W. Harrell, Jr.; Paul E. Lindsey; John F. Marsh; Richard
Mosley; John David Neeley
Branches in Town: Two
Other Branches: Junction City
Bank of Cave City
Cave City, AR
VOICE: (870) 283-5301
FAX: (870) 283-6466
Population: 1,946
133 South Main Street
Charter Number: 209
P. O. Box 490
Date: July 2, 1906
72521-0490
County: Sharp
Trust Powers: Yes
Bank Holding Company
Sharp Bancshares, Inc., Cave City, AR
Chm/CEO/Pres/TO: Samuel F. Beller
SVP/Cash: Wanda Daniel
SVP: Gayla Hickman
Cash and Due from:....................................... 4,899
Federal Funds and Repos: ............................ 1,555
Investments:................................................. 26,711
Net Loans:.................................................... 70,565
Premises and Fixed Assets: .......................... 1,324
Other Real Estate: ......................................... 1,073
Other Assets: ................................................. 5,309
Total Assets: .............................................. 111,436
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 97,495
Federal Funds and Borrowings:..................... 4,423
Other Liabilities: ............................................. 1,056
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 102,974
Total Equity Capital:....................................... 8,462
Total Liabilities and Capital:....................... 111,436
Number of Shares Outstanding: .................... 4,000
Directors: Samuel F. Beller; Dennis Esteb; Margie Pettersen; Bruce Street; Scott Street
Branches in Town: None
Other Branches: Evening Shade, Lynn,
Strawberry
Arkansas State Bank Department
44
The Merchants and Planters Bank
Clarendon, AR
VOICE: (870) 747-3319
FAX: (870) 747-3498
Population: 1,960
297 Madison
P. O. Box 280
72029-0280
Trust Powers: No
Bank Holding Company
Clarendon Holding Co., Clarendon, AR
Chm: J. Baxter Sharp, III
Cash: Estelle Catlett
Pres: J. Kendall Henry
Cash and Due from:....................................... 1,779
Federal Funds and Repos: ................................... 0
Investments: ................................................ 16,921
Net Loans: ..................................................... 9,841
Premises and Fixed Assets: ............................. 451
Other Real Estate: ............................................ 167
Other Assets: .................................................... 381
Total Assets: ................................................ 29,540
Total Trust Assets:................................................ 0
Charter Number: 21
Date: July 23, 1890
County: Monroe
Deposits:...................................................... 24,829
Federal Funds and Borrowings: .................... 1,090
Other Liabilities:.................................................. 46
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 25,965
Total Equity Capital: ...................................... 3,575
Total Liabilities and Capital:......................... 29,540
Number of Shares Outstanding: .................... 5,660
Directors: Estelle Catlett; Donald A. Davis; Rheta Griffith; J. Kendall Henry; B. J. Hopson;
E. Davidson Lee; J. Baxter Sharp, III
Branches in Town: None
Other Branches: None
First Security Bank of Clarksville
Clarksville, AR
VOICE: (479) 754-2020
FAX: (479) 754-3492
Population: 7,719
Chm/CEO: Cole Martin
Pres/TO: Lee White
214 West Main Street
Charter Number: 737
P. O. Box 288
Date: July 6, 1978
72830-0288
County: Johnson
Home Page: www.fsbclarksville.com
Trust Powers: Yes
Bank Holding Company
First Security Bancorp, Searcy, AR
SVP: Nina Mason
SVP: Tommy Sexton
Cash and Due from:....................................... 7,397
Federal Funds and Repos: ................................... 0
Investments: ................................................ 59,500
Net Loans: ................................................... 41,974
Premises and Fixed Assets: .......................... 3,935
Other Real Estate: ............................................ 392
Other Assets: ................................................. 2,760
Total Assets: .............................................. 115,958
Total Trust Assets:......................................... 5,370
Deposits:.................................................... 102,166
Federal Funds and Borrowings: .................... 2,400
Other Liabilities:................................................ 274
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 104,840
Total Equity Capital: .................................... 11,118
Total Liabilities and Capital:....................... 115,958
Number of Shares Outstanding: .................... 5,495
Directors: Herman Houston; Cole Martin; Steve Morgan; Dayne Phillips; Bill Porter; Reynie
Rutledge; Lee White
Branches in Town: Two
Other Branches: Coal Hill
Ninetieth Report
45
First Security Bank of Conway
Conway, AR
VOICE: (501) 450-9800
FAX: (501) 450-1899
Population: 43,167
1001 Front Street
Charter Number: 779
P. O. Box 938
Date: April 15, 1999
72033
County: Faulkner
Home Page: www.firstsecurityconway.com
Trust Powers: No
Member of Federal Reserve System
Bank Holding Company
First Security Bancorp, Searcy, AR
Chm: Robert Rook
EVP: Johnny Adams
CEO/Pres: J. Mark Ferguson
EVP: Mike Baldwin
Cash and Due from:..................................... 19,235
Federal Funds and Repos: ................................... 0
Investments:................................................. 46,299
Net Loans:.................................................. 203,857
Premises and Fixed Assets: .......................... 9,987
Other Real Estate: .............................................. 24
Other Assets: ................................................. 4,394
Total Assets: .............................................. 283,796
Total Trust Assets: ................................................ 0
Deposits: .................................................... 242,194
Federal Funds and Borrowings:................... 17,994
Other Liabilities: ................................................ 673
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 260,861
Total Equity Capital:..................................... 22,935
Total Liabilities and Capital:....................... 283,796
Number of Shares Outstanding: .................. 54,000
Directors: Richard Arnold; Jack Bell; George E. Covington; Hal Crafton; J. Mark Ferguson;
John Hawks, Jr.; Linda Linn; Robert Rook; Reynie Rutledge; Joe White
Branches in Town: Six
Other Branches: Greenbrier
First State Bank
Conway, AR
VOICE: (501) 328-4663
FAX: (501) 328-4601
Population: 43,167
620 Chestnut Street
Charter Number: 118
P. O. Box 966
Date: May 12, 1903
72032
County: Faulkner
Home Page: www.fsbhome.com
Trust Powers: Yes
Bank Holding Company
Home BancShares, Inc., Conway, AR
Chm: John W. Allison
EVP: Kevin Hester
CEO/Pres: C. Randall Sims
EVP: Randy E. Mayor
Cash and Due from:..................................... 12,916
Federal Funds and Repos: ................................... 0
Investments:................................................. 91,537
Net Loans:.................................................. 298,089
Premises and Fixed Assets: ........................ 10,321
Other Real Estate: ............................................ 611
Other Assets: ............................................... 13,003
Total Assets: .............................................. 426,477
Total Trust Assets: ................................................ 0
Deposits: .................................................... 312,859
Federal Funds and Borrowings:................... 54,915
Other Liabilities: ............................................. 1,741
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 369,515
Total Equity Capital:..................................... 56,962
Total Liabilities and Capital:....................... 426,477
Number of Shares Outstanding: .................... 2,400
Directors: Milburn Adams; John W. Allison; William C. Brazil; Dale Bruns; Jack Engelkes;
William J. Farris, Jr.; Kevin Hester; Randy E. Mayor; Jim Rankin; William R. Reynolds; C.
Randall Sims
Branches in Town: Six
Other Branches: Greenbrier, Holly Grove,
Mayflower, Vilonia
46
Arkansas State Bank Department
First State Bank
Crossett, AR
VOICE: (870) 364-5131
FAX: (870) 364-6329
Population: 6,097
200 Pine Street
Charter Number: 718
P. O. Box 638
Date: May 13, 1963
71635-0638
County: Ashley
Trust Powers: No
Bank Holding Company
Evergreen Bancshares, Inc., Crossett, AR
Chm: Richard E. Griffin
EVP: Howard M. Beaty, Jr.
CEO/Pres: Nicholas J. Horner
SVP: Cheryl Goodwin
Cash and Due from:....................................... 1,704
Federal Funds and Repos: ................................... 0
Investments: .................................................. 6,485
Net Loans: ................................................... 17,842
Premises and Fixed Assets: .......................... 1,701
Other Real Estate: ............................................ 538
Other Assets: ................................................. 1,124
Total Assets: ................................................ 29,394
Total Trust Assets:................................................ 0
Deposits:...................................................... 26,360
Federal Funds and Borrowings: ....................... 245
Other Liabilities:.................................................. 34
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 26,639
Total Equity Capital: ...................................... 2,755
Total Liabilities and Capital:......................... 29,394
Number of Shares Outstanding: ................ 100,000
Directors: Howard M. Beaty, Jr.; Richard E. Griffin; Nicholas J. Horner; Larry W. Johnson;
Harry D. Stephens; Henry M. Thomas; Barney White
Branches in Town: Two
Other Branches: None
Chambers Bank
Danville, AR
VOICE: (479) 495-2236
FAX: (479) 495-4650
Population: 2,392
901 Main
P. O. Box 609
72833-0609
Trust Powers: No
Bank Holding Company
Chambers Bancshares, Inc., Danville, AR
Chm: John Ed Chambers, III
Pres: Bill Donnell
CEO: Edward J. Taylor
SVP: Zelta Bell
Cash and Due from:....................................... 9,675
Federal Funds and Repos: ............................ 5,845
Investments: ................................................ 21,444
Net Loans: ................................................. 366,330
Premises and Fixed Assets: .......................... 6,093
Other Real Estate: ......................................... 1,507
Other Assets: ............................................... 19,550
Total Assets: .............................................. 430,444
Total Trust Assets:................................................ 0
Charter Number: 615
Date: October 3, 1930
County: Yell
Deposits:.................................................... 307,772
Federal Funds and Borrowings: .................. 68,751
Other Liabilities:............................................. 1,719
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 378,242
Total Equity Capital: .................................... 52,202
Total Liabilities and Capital:....................... 430,444
Number of Shares Outstanding: .................. 10,000
Directors: Thomas Akin; John Ed Chambers, III; Bill Donnell; Fay Mathis; Rick Millsap;
James C. Pledger; Robert R. Redfern; Edward J. Taylor; Robert Y. Taylor
Branches in Town: One
Other Branches: Amity, Fort Smith (2),
Havana, Hot Springs, Hot Springs Village,
Kirby, Mansfield, Mena, Waldron
Ninetieth Report
47
Bank of Dardanelle
Dardanelle, AR
VOICE: (479) 229-3311
FAX: (479) 229-4180
Population: 4,228
102 North Front Street
Charter Number: 668
P. O. Box 577
Date: September 12, 1934
72834-0577
County: Yell
Trust Powers: Yes
Bank Holding Company
Bank of Dardanelle Bankshares, Inc., Dardanelle, AR
Chm/Pres: Ronald L. Taylor
Cash: Janelle Parker
Cash and Due from:....................................... 6,058
Federal Funds and Repos: .......................... 11,190
Investments:................................................. 26,948
Net Loans:.................................................... 75,465
Premises and Fixed Assets: .......................... 4,592
Other Real Estate: ............................................ 621
Other Assets: ................................................. 3,280
Total Assets: .............................................. 128,154
Total Trust Assets: ................................................ 0
Deposits: .................................................... 113,545
Federal Funds and Borrowings:............................ 0
Other Liabilities: ................................................ 273
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 113,818
Total Equity Capital:..................................... 14,336
Total Liabilities and Capital:....................... 128,154
Number of Shares Outstanding: .................... 8,000
Directors: Thomas C. Berryhill; Bunny Bullock; Tom Ed Bullock; William R. Bullock, Sr.;
Fanny George; Dee Longenbaugh; Ronald L. Taylor
Branches in Town: One
Other Branches: Atkins, Danville, Dover,
Russellville (2)
Decatur State Bank
Decatur, AR
VOICE: (479) 752-3281
FAX: (479) 752-8154
Population: 1,314
Hwy. 59 North
Charter Number: 707
P. O. Box 38
Date: May 27, 1954
72722-0038
County: Benton
Home Page: www.decaturstatebank.net
Trust Powers: No
Bank Holding Company
Peterson Holding Company, Decatur, AR
Chm: Richard E. Wilmoth
Cash: Wanda Tormey
CEO/Pres: Vernon L. Austin
Cash and Due from:....................................... 4,377
Federal Funds and Repos: ............................ 5,100
Investments:................................................. 24,632
Net Loans:.................................................. 105,431
Premises and Fixed Assets: .......................... 2,525
Other Real Estate: ............................................ 577
Other Assets: ................................................. 3,464
Total Assets: .............................................. 146,106
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 97,875
Federal Funds and Borrowings:................... 29,003
Other Liabilities: ................................................ 346
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 127,224
Total Equity Capital:..................................... 18,882
Total Liabilities and Capital:....................... 146,106
Number of Shares Outstanding: .................... 7,000
Directors: Vernon L. Austin; Larry D. Curran; Tom M. Edmiston; Debbie Evans; Paul
Galyean; Aaron Holcombe; R. Mark Londagin; Richard E. Wilmoth
Branches in Town: None
Other Branches: Gentry, Siloam Springs
Arkansas State Bank Department
48
Bank of Delight
Delight, AR
VOICE: (870) 379-2293
FAX: (870) 379-2575
Population: 311
Chm: Clarence Anthony
CEO/Pres: Darwin Hendrix
503 East Antioch
P. O. Box 68
71940-0068
Trust Powers: No
Bank Holding Company
None
EVP: Kent Hendrix
VP: Rusty Silvey
Cash and Due from:....................................... 7,183
Federal Funds and Repos: ............................... 890
Investments: ................................................ 23,946
Net Loans: ................................................... 43,595
Premises and Fixed Assets: ............................. 291
Other Real Estate: ................................................ 0
Other Assets: .................................................... 858
Total Assets: ................................................ 76,763
Total Trust Assets:................................................ 0
Charter Number: 342
Date: June 16, 1911
County: Pike
Deposits:...................................................... 62,393
Federal Funds and Borrowings: ......................... 52
Other Liabilities:................................................ 310
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 62,755
Total Equity Capital: .................................... 14,008
Total Liabilities and Capital:......................... 76,763
Number of Shares Outstanding: .................. 18,750
Directors: Clarence Anthony; Gary Chambliss; Buford Hendrix; Darwin Hendrix; Kent
Hendrix; Cecil E. Johnson, III; James E. May; Jerry Milam; Rusty Silvey
Branches in Town: None
Other Branches: Prescott
First State Bank of DeQueen
DeQueen, AR
VOICE: (870) 642-4423
FAX: (870) 642-2847
Population: 0
402 West Collin Raye Drive
Charter Number: 731
P. O. Box 970
Date: August 26, 1974
71832-0970
County: Sevier
Trust Powers: No
Member of Federal Reserve System
Bank Holding Company
First State Bancshares, Inc., DeQueen, AR
Chm: Dennis Smiley
EVP: Noel Bard
CEO/Pres: Gary L. Golden
Cash and Due from:....................................... 4,810
Federal Funds and Repos: ................................... 0
Investments: .................................................. 7,829
Net Loans: ................................................... 28,294
Premises and Fixed Assets: .......................... 2,958
Other Real Estate: .............................................. 40
Other Assets: ................................................. 1,209
Total Assets: ................................................ 45,140
Total Trust Assets:................................................ 0
Deposits:...................................................... 36,291
Federal Funds and Borrowings: .................... 4,442
Other Liabilities:................................................ 131
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 40,864
Total Equity Capital: ...................................... 4,276
Total Liabilities and Capital:......................... 45,140
Number of Shares Outstanding: .................. 76,000
Directors: Gary Bell; Julie Brown; Gary L. Golden; Lou Ellen Gray; Robert S. Harris; Ronald
Moore; Edward Revels; Dennis Smiley; Don Stemple; Doug Suttle
Branches in Town: One
Other Branches: Lockesburg
Ninetieth Report
49
DeWitt Bank And Trust Company
DeWitt, AR
VOICE: (870) 946-3531
FAX: (870) 946-2815
Population: 0
Chm: Nancy F. Rasco
Pres: Ben Bolton
Second and Jefferson Streets
Charter Number: 605
P. O. Drawer 71
Date: March 1, 1929
72042-0071
County: Arkansas
Trust Powers: Yes
Bank Holding Company
DBT Financial Corporation, DeWitt, AR
EVP: Gary Oltmann
VP/TO: David Jessup
Cash and Due from:....................................... 2,646
Federal Funds and Repos: ............................ 7,300
Investments:................................................. 19,457
Net Loans:.................................................... 78,675
Premises and Fixed Assets: ............................. 992
Other Real Estate: ............................................ 188
Other Assets: ................................................. 4,863
Total Assets: .............................................. 114,121
Total Trust Assets: ....................................... 33,439
Deposits: ...................................................... 93,303
Federal Funds and Borrowings:........................ 491
Other Liabilities: ................................................ 553
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 94,347
Total Equity Capital:..................................... 19,774
Total Liabilities and Capital:....................... 114,121
Number of Shares Outstanding: .................. 54,000
Directors: Ben Bolton; E. E. Denman; Donald Ray Dickson; James L. Fly, Jr.; Alton R.
Hampton; Charles E. Lumsden; Gary Oltmann; Nancy F. Rasco; Jack Whitmore
Branches in Town: None
Other Branches: None
Merchants & Farmers Bank
Dumas, AR
VOICE: (870) 382-4311
FAX: (870) 382-5901
Population: 5,238
130 West Waterman Street
Charter Number: 278
P. O. Box 187
Date: May 10, 1909
71639-0187
County: Desha
Home Page: www.mfbanknet.com
Trust Powers: Yes
Bank Holding Company
M & F Financial Corporation, Dumas, AR
CEO/Pres: J. Michael Jones
EVP: Betty B. Trites
Chm/COO: L. Ashton Adcock
TO: Glenda B. Owen
Cash and Due from:....................................... 5,952
Federal Funds and Repos: ................................... 0
Investments:................................................. 22,424
Net Loans:.................................................... 42,580
Premises and Fixed Assets: .......................... 1,348
Other Real Estate: ................................................ 0
Other Assets: ................................................. 3,903
Total Assets: ................................................ 76,207
Total Trust Assets: ....................................... 18,557
Deposits: ...................................................... 62,238
Federal Funds and Borrowings:..................... 5,331
Other Liabilities: ................................................ 134
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 67,703
Total Equity Capital:....................................... 8,504
Total Liabilities and Capital:......................... 76,207
Number of Shares Outstanding: .................. 40,000
Directors: L. Ashton Adcock; Jimmie L. Appleberry; Benny M. Estes; Claud T. Frank; Bruce
Gasaway; Marion S. Gill; J. Michael Jones; Don Livingston; William W. Shea; David Walt
Branches in Town: One
Other Branches: None
50
Arkansas State Bank Department
First Financial Bank
El Dorado, AR
VOICE: (870) 863-7000
FAX: (870) 881-5393
Population: 21,530
214 North Washington Street
Charter Number: 778
P. O. Box 1754
Date: April 15, 1999
71730-1754
County: Union
Trust Powers: No
Member of Federal Reserve System
Bank Holding Company
First Financial Banc Corporation, El Dorado, AR
CEO: J. Stephen Cameron
CFO: Melissa Jerry
Pres: Rodney Landes
COO: Jerry Bullard
Cash and Due from:..................................... 19,156
Federal Funds and Repos: ................................... 0
Investments: ................................................ 13,957
Net Loans: ................................................. 391,421
Premises and Fixed Assets: .......................... 3,685
Other Real Estate: ............................................ 531
Other Assets: ............................................... 35,281
Total Assets: .............................................. 464,031
Total Trust Assets:................................................ 0
Deposits:.................................................... 364,807
Federal Funds and Borrowings: .................. 63,038
Other Liabilities:............................................. 2,095
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 429,940
Total Equity Capital: .................................... 34,091
Total Liabilities and Capital:....................... 464,031
Number of Shares Outstanding: ................ 654,398
Directors: Edwin B. Alderson, Jr.; Jerry Bullard; J. Stephen Cameron; Chris Hegi; Robert
Merkle; John D. Milam; James M. Moore, Jr.; Dr. Robert M. Murfee; Margaret M. Niel;
Jeffrey W. Nolan; William C. Nolan, Jr.; Gary W. Sewell; Dr. Stephen C. Smart; Louis Knox
White
Branches in Town: Four
Other Branches: Smackover
Timberland Bank
El Dorado, AR
VOICE: (870) 862-5900
FAX: (870) 862-5432
Population: 21,530
2421 North West Avenue
Charter Number: 785
P. O. Box 7205
Date: August 22, 2000
71730
County: Union
Home Page: www.TimberlandBank.Net
Trust Powers: No
Bank Holding Company
Timberland Bancshares, Inc., El Dorado, AR
Pres: Tandy Menefee
SVP: Carolyn Beavers
EVP: Mark Turner
Cash and Due from:....................................... 3,743
Federal Funds and Repos: ............................ 4,510
Investments: .................................................. 9,453
Net Loans: ................................................... 91,456
Premises and Fixed Assets: .......................... 1,245
Other Real Estate: ................................................ 0
Other Assets: ................................................. 1,815
Total Assets: .............................................. 112,222
Total Trust Assets:................................................ 0
Deposits:...................................................... 99,037
Federal Funds and Borrowings: .................... 1,658
Other Liabilities:................................................ 736
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 101,431
Total Equity Capital: .................................... 10,791
Total Liabilities and Capital:....................... 112,222
Number of Shares Outstanding: ................ 187,890
Directors: Rolan Brevard; Walter Felton; John Hays; John Lowery, Jr.; Bob McBrayer;
Tandy Menefee; Alan R. Morgan; L. Andrew Sheppard
Branches in Town: None
Other Branches: None
Ninetieth Report
51
Bank of England
England, AR
VOICE: (501) 842-2555
FAX: (501) 842-2422
Population: 2,972
123 South Main Street
Charter Number: 48
P. O. Box 70
Date: August 8, 1898
72046-0070
County: Lonoke
Trust Powers: No
Bank Holding Company
MHBC Investments Limited Partnership, I, England, AR
Chm/CEO/Pres: Gary Canada, Sr.
VP: Bobby Montgomery
EVP: Hanna B. Canada
Cash: Sheila Rice
Cash and Due from:....................................... 2,405
Federal Funds and Repos: ................................... 0
Investments:................................................. 16,981
Net Loans:.................................................... 99,868
Premises and Fixed Assets: .......................... 2,086
Other Real Estate: ................................................ 9
Other Assets: ................................................. 4,539
Total Assets: .............................................. 125,888
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 96,679
Federal Funds and Borrowings:................... 18,935
Other Liabilities: ................................................ 864
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 116,478
Total Equity Capital:....................................... 9,410
Total Liabilities and Capital:....................... 125,888
Number of Shares Outstanding: .................. 10,000
Directors: James Neal Anderson; Brad Canada; Gary Canada, Jr.; Gary Canada, Sr.;
Hanna B. Canada; Samuel C. Cobb; Leon Hill; Nicole Canada Stewart
Branches in Town: One
Other Branches: Carlisle, Lonoke, Scott
The Eudora Bank
Eudora, AR
VOICE: (870) 355-8311
FAX: (870) 355-8509
Population: 2,819
111 North Main Street
Charter Number: 629
P. O. Box 250
Date: December 23, 1930
71640-0250
County: Chicot
Trust Powers: No
Bank Holding Company
Delta Bancshares of Louisiana, Inc., Eudora, AR
Chm: Charles F. Poole
EVP: Julie Petty
CEO/Pres: Gene Keith
Cash and Due from:.......................................... 615
Federal Funds and Repos: ............................... 440
Investments:................................................. 14,634
Net Loans:.................................................... 15,602
Premises and Fixed Assets: ............................. 131
Other Real Estate: ................................................ 0
Other Assets: .................................................... 619
Total Assets: ................................................ 32,041
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 29,274
Federal Funds and Borrowings:............................ 0
Other Liabilities: ................................................ 158
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 29,432
Total Equity Capital:....................................... 2,609
Total Liabilities and Capital:......................... 32,041
Number of Shares Outstanding: .................. 14,000
Directors: Kay Avery; Robert D. Avery; Fred W. Hensley; Roger Hensley, Sr.; Gene Keith;
Charles F. Poole; W. R. Selman
Branches in Town: None
Other Branches: None
52
Arkansas State Bank Department
Bank of Eureka Springs
Eureka Springs, AR
VOICE: (479) 253-8241
FAX: (479) 253-6947
Population: 2,278
70 South Main
Charter Number: 374
P. O. Box 309
Date: May 4, 1912
72632-0309
County: Carroll
Home Page: www.bankeureka.com
Trust Powers: No
Bank Holding Company
Eureka Bancshares, Inc., Eureka Springs, AR
Pres: Charles T. Cross
Cash: Reba Pyatt
Cash and Due from:....................................... 2,084
Federal Funds and Repos: ................................. 50
Investments: ................................................ 22,715
Net Loans: ................................................... 61,527
Premises and Fixed Assets: .......................... 6,055
Other Real Estate: .............................................. 43
Other Assets: ................................................. 4,108
Total Assets: ................................................ 96,582
Total Trust Assets:................................................ 0
Deposits:...................................................... 70,220
Federal Funds and Borrowings: .................. 14,899
Other Liabilities:................................................ 283
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 85,402
Total Equity Capital: .................................... 11,180
Total Liabilities and Capital:......................... 96,582
Number of Shares Outstanding: .................... 4,000
Directors: James D. Bird; Genes L. Bland; Andrew J. Clark; Charles T. Cross; Claude C.
Cross; John F. Cross; Ruth F. Cross; Lewis E. Epley, Jr.; William E. Goff; Rex A. Gustin;
Michael Mathews; Archie B. Ryan, Jr.; Randy Wolfinbarger
Branches in Town: One
Other Branches: Holiday Island (2)
Ninetieth Report
53
Arvest Bank
Fayetteville, AR
VOICE: (479) 575-1000
FAX: (479) 575-1061
Population: 58,047
One McIlroy Plaza
Charter Number: 31
P. O. Box 1327
Date: December 24, 1892
72702-1327
County: Washington
Home Page: www.arvest.com
Trust Powers: Yes
Member of Federal Reserve System
Bank Holding Company
Arvest Holdings, Inc., Bentonville, AR
Chm/CEO: Jim C. Walton
EVP: J. Robert Kelly
Pres/COO: K. Kevin Sabin
EVP: Phillip O. Porter
Cash and Due from:................................... 227,113
Federal Funds and Repos: ........................ 354,000
Investments:............................................ 1,033,285
Net Loans:............................................... 4,888,619
Premises and Fixed Assets: ...................... 231,807
Other Real Estate: ......................................... 5,220
Other Assets: ............................................. 428,246
Total Assets: ........................................... 7,168,290
Total Trust Assets: ................................................ 0
Deposits: ................................................. 5,990,968
Federal Funds and Borrowings:................. 413,590
Other Liabilities: ........................................... 49,892
Subordinated Debt:............................................... 0
Total Liabilities: ....................................... 6,454,450
Total Equity Capital:................................... 713,840
Total Liabilities and Capital:.................... 7,168,290
Number of Shares Outstanding: ................ 350,692
Directors: Claudia Bratcher; Cliff Gibbs; Scott Grigsby; J. Robert Kelly; Bradley Krieger;
Mel Parks; Phillip O. Porter; K. Kevin Sabin; Jim C. Walton
Branches in Town: Nine
Other Branches: Ada[OK], Anderson[MO],
Bartlesville[OK] (5), Bella Vista (3), Benton
(2), Bentonville (6), Berryville (2), Bixby[OK],
Broken Arrow[OK] (3), Bryant (2), Bull
Shoals, Cabot, Carthage[MO] (2), Centerton,
Chickasha[OK], Choctaw[OK], Clarksville,
Conway (3), Del City[OK], Dewey[OK] (2),
Duncan[OK] (3), Edmond[OK] (3), Elkins,
Eufaula[OK], Eureka Springs, Farmington,
Flippin, Fort Smith (9), Gentry, George Town
[Cayman Islands], Gravette, Greenwood,
Harrison (2), Hindsville, Holiday Island, Hot
Springs (3), Huntsville (2), Jacksonville,
Jay[OK], Joplin[MO] (5), Kansas [OK],
Lawton[OK] (3), Lead Hill, Lincoln, Little
Rock (13), Lonoke, Lowell, Maumelle,
McAlester[OK], Mena, Miami[OK], Midwest
City[OK], Moore[OK], Morrilton, Mountain
Home, Muskogee[OK], Neosho[MO] (2),
Noel[MO], Norman[OK] (6), North Little Rock
(4), Nowata[OK] (2), Oklahoma City[OK] (7),
Okmulgee[OK], Owasso[OK] (2), Paris, Pea
Ridge, Poteau[OK], Prairie Grove (2),
Pryor[OK], Rogers (5), Russellville (2),
Sallisaw[OK],
Sand
Springs[OK],
Sapulpa[OK], Shawnee[OK] (3), Shell
Knob[MO], Sherwood (2), Siloam Springs
(2), Springdale (6), Stilwell[OK], Tulsa[OK]
(17),
Van
Buren
(3),
Vinita[OK],
Wagoner[OK], Walters[OK], Webb City[MO],
West
Fork,
Westville[OK],
Yellville,
Yukon[OK]
Arkansas State Bank Department
54
Community Bank of North Arkansas
Fayetteville, AR
VOICE: (479) 973-2265
FAX: (479) 973-2201
Population: 58,047
1685 East Joyce Blvd.
72703
Charter Number: 377
Date: June 1, 1912
County: Washington
Home Page: www.communitybnk.com
Trust Powers: No
Bank Holding Company
Community Investment, Inc., Fayetteville, AR
Chm/CEO/Pres: Robert Y. Taylor
EVP: P. Doug Lynch
Cash and Due from:....................................... 4,273
Federal Funds and Repos: ............................ 2,475
Investments: .................................................. 7,740
Net Loans: ................................................. 182,441
Premises and Fixed Assets: .......................... 5,008
Other Real Estate: ............................................ 585
Other Assets: ................................................. 9,449
Total Assets: .............................................. 211,971
Total Trust Assets:................................................ 0
Deposits:.................................................... 150,458
Federal Funds and Borrowings: .................. 35,000
Other Liabilities:................................................ 651
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 186,109
Total Equity Capital: .................................... 25,862
Total Liabilities and Capital:....................... 211,971
Number of Shares Outstanding: .................. 10,000
Directors: Shirley Blackston; Joyce R. Bunch; John Ed Chambers, III; Kathy Counce;
Robert Y. Taylor
Branches in Town: None
Other Branches:
Elkins (2), Goshen,
Rogers, Springdale (2)
Fordyce Bank & Trust Company
Fordyce, AR
VOICE: (870) 352-3107
FAX: (870) 352-5202
Population: 4,799
200 West Fourth Street
71742-2202
Charter Number: 631
Date: January 5, 1931
County: Dallas
Home Page: www.fordycebank.com
Trust Powers: Yes
Bank Holding Company
FBT Bancshares, Inc., Fordyce, AR
Chm/CEO/Pres/TO: James V. Hulse, Jr.
EVP: Don Lyle
EVP: Suzette Crutchfield
SVP/Cash: Wanda Smurl
Cash and Due from:....................................... 2,423
Federal Funds and Repos: ............................ 1,760
Investments: ................................................ 20,219
Net Loans: ................................................... 61,885
Premises and Fixed Assets: .......................... 1,941
Other Real Estate: ................................................ 0
Other Assets: ................................................. 2,759
Total Assets: ................................................ 90,987
Total Trust Assets:......................................... 1,049
Deposits:...................................................... 72,860
Federal Funds and Borrowings: .................. 10,277
Other Liabilities:................................................ 393
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 83,530
Total Equity Capital: ...................................... 7,457
Total Liabilities and Capital:......................... 90,987
Number of Shares Outstanding: .................... 8,000
Directors: Joe D. Barnes; Suzette Crutchfield; J. W. Hearnsberger; James V. Hulse, Jr.;
Melvin Jackson; Roy McClain; John N. Summers; Charles B. Trussell; Clyde Williams
Branches in Town: One
Other Branches: Rison, White Hall
Ninetieth Report
55
Planters & Merchants Bank
Gillett, AR
VOICE: (870) 548-2211
FAX: (870) 548-2220
Population: 819
210 West Main
Charter Number: 721
P. O. Box 357
Date: January 13, 1967
72055-0357
County: Arkansas
Trust Powers: Yes
Bank Holding Company
Planters & Merchants Bancshares, Inc., Gillett, AR
Chm: Frank C. Wolfe
VP: Carl Gunter
CEO/Pres/TO: Larry E. Bauer
Cash: Alice Perritt
Cash and Due from:....................................... 2,757
Federal Funds and Repos: ................................... 0
Investments:................................................. 11,740
Net Loans:.................................................... 11,662
Premises and Fixed Assets: ............................. 462
Other Real Estate: .............................................. 67
Other Assets: ................................................. 1,572
Total Assets: ................................................ 28,260
Total Trust Assets: ......................................... 1,558
Deposits: ...................................................... 23,092
Federal Funds and Borrowings:..................... 1,550
Other Liabilities: ................................................ 244
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 24,886
Total Equity Capital:....................................... 3,374
Total Liabilities and Capital:......................... 28,260
Number of Shares Outstanding: .................. 12,000
Directors: Larry E. Bauer; Johnny Holzhauer; Scott Place; Darrall A. Richter; Larry Smith;
Bobby Turner; Frank C. Wolfe; Monty Young
Branches in Town: None
Other Branches: None
Arkansas Diamond Bank
Glenwood, AR
VOICE: (870) 356-2121
Broadway and Pulliam
Charter Number: 398
FAX: (870) 356-2211
P. O. Box 800
Date: December 27, 1912
Population: 1,751
71943-0800
County: Pike
Home Page: www.arkansasdiamondbank.com
Trust Powers: No
Bank Holding Company
Bainum Bancorp, Glenwood, AR
Chm: Timothy E. Bainum
SVP: Lynda Robbins
CEO/Pres: Harold A. Smith
Cash and Due from:....................................... 2,843
Federal Funds and Repos: ............................... 330
Investments:................................................. 33,903
Net Loans:.................................................... 64,446
Premises and Fixed Assets: .......................... 3,137
Other Real Estate: ............................................ 973
Other Assets: ................................................. 2,461
Total Assets: .............................................. 108,093
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 95,661
Federal Funds and Borrowings:..................... 1,422
Other Liabilities: ................................................ 182
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 97,265
Total Equity Capital:..................................... 10,828
Total Liabilities and Capital:....................... 108,093
Number of Shares Outstanding: .................. 44,000
Directors: Evea J. Bainum; Timothy E. Bainum; Richard L. Cox; Larry Mitchell; Harold A.
Smith; Phillip Smith; L. J. Warneke
Branches in Town: One
Other Branches: Hot Springs, Mena, Mount
Ida
56
Arkansas State Bank Department
Bank of Gravett
Gravette, AR
VOICE: (479) 787-5251
FAX: (479) 787-6102
Population: 1,810
211 SE Main Street
Charter Number: 46
P. O. Box 149
Date: February 28, 1898
72736-0149
County: Benton
Trust Powers: No
Bank Holding Company
Gravett Bancshares, Inc., Gravette, AR
CEO/Pres: John R. Meade
VP: Jim A. Edmonson
EVP: David N. Wills
VP: Malcolm Winters
Cash and Due from:..................................... 11,887
Federal Funds and Repos: ............................... 820
Investments: ................................................ 77,250
Net Loans: ................................................. 122,429
Premises and Fixed Assets: .......................... 3,514
Other Real Estate: ............................................ 106
Other Assets: ................................................. 6,503
Total Assets: .............................................. 222,509
Total Trust Assets:................................................ 0
Deposits:.................................................... 200,687
Federal Funds and Borrowings: ....................... 370
Other Liabilities:................................................ 313
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 201,370
Total Equity Capital: .................................... 21,139
Total Liabilities and Capital:....................... 222,509
Number of Shares Outstanding: .................... 4,000
Directors: George Cowgur; Albert P. Dunagin; Sharron Edmondson; Jim A. Edmonson;
John R. Meade; William R. Meade; David N. Wills
Branches in Town: One
Other Branches: Centerton, Hiwasse
First Service Bank
Greenbrier, AR
VOICE: (501) 679-7300
FAX: (501) 679-6461
Population: 3,042
134 South Broadview
Charter Number: 732
P. O. Box 430
Date: October 15, 1976
72058-0430
County: Faulkner
Home Page: www.FirstServiceBank.com
Trust Powers: No
Bank Holding Company
First Service Bancshares, Inc., Dermott, AR
Chm: Daniel C. Horton
Reg Pres: Phillip Ellis
CEO/Pres: Thomas H. Grumbles
CFO: Kenneth Barnard
Cash and Due from:....................................... 4,538
Federal Funds and Repos: ................................... 0
Investments: ................................................ 14,549
Net Loans: ................................................... 88,007
Premises and Fixed Assets: .......................... 3,388
Other Real Estate: ............................................ 865
Other Assets: ................................................. 2,422
Total Assets: .............................................. 113,769
Total Trust Assets:................................................ 0
Deposits:...................................................... 97,897
Federal Funds and Borrowings: .................... 6,141
Other Liabilities:................................................ 559
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 104,597
Total Equity Capital: ...................................... 9,172
Total Liabilities and Capital:....................... 113,769
Number of Shares Outstanding: .................. 15,000
Directors: James Beavers; Paul Bone; Dr. Gary Bowman; Melton Cotton; Thomas H.
Grumbles; Jim Hawks; Dr. Kyle D. Hensley; Daniel C. Horton; Dois "Dyke" Johnson; Jerry
Kimbrough; Veda McCaslin; Larry Oaks
Branches in Town: None
Other Branches:
Clinton (2), Dermott,
Marshall, Shirley
Ninetieth Report
57
Farmers Bank
Greenwood, AR
VOICE: (479) 996-4171
100 West Center
Charter Number: 243
FAX: (479) 996-6700
P. O. Box 610
Date: August 7, 1907
Population: 7,112
72936-0610
County: Sebastian
Home Page: www.farmersbankandtrust.com
Trust Powers: Yes
Bank Holding Company
Wilkinson Banking Corporation, Greenwood, AR
Chm: Elizabeth Wilkinson
Pres/Cash/TO: Edward Wilkinson
CEO: Stanhope Wilkinson
SVP: Tresa Lowe
Cash and Due from:....................................... 4,307
Federal Funds and Repos: ............................ 1,275
Investments:................................................. 53,556
Net Loans:.................................................. 105,569
Premises and Fixed Assets: ........................ 14,242
Other Real Estate: ......................................... 1,289
Other Assets: ................................................. 2,987
Total Assets: .............................................. 183,225
Total Trust Assets: ......................................... 1,170
Deposits: .................................................... 147,358
Federal Funds and Borrowings:........................ 111
Other Liabilities: ................................................ 532
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 148,001
Total Equity Capital:..................................... 35,224
Total Liabilities and Capital:....................... 183,225
Number of Shares Outstanding: .................... 7,500
Directors: Tresa Lowe; Edward Wilkinson; Elizabeth Wilkinson; Norman Wilkinson;
Stanhope Wilkinson; Susan Wilkinson
Branches in Town: One
Other Branches: Bonanza, Fort Smith (2),
Hackett, Hartford, Huntington
Farmers Bank
Hamburg, AR
VOICE: (870) 853-5222
FAX: (870) 853-2333
Population: 3,039
Chm: John W. Spivey
Pres: Michael Townsend
210 North Main
Charter Number: 680
P. O. Box 350
Date: March 10, 1941
71646-0350
County: Ashley
Trust Powers: No
Bank Holding Company
None
VP: Virginia Bowman
Cash and Due from:....................................... 2,127
Federal Funds and Repos: ............................ 2,355
Investments:................................................. 14,077
Net Loans:.................................................... 15,064
Premises and Fixed Assets: ............................. 933
Other Real Estate: .............................................. 81
Other Assets: ................................................. 3,144
Total Assets: ................................................ 37,781
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 33,233
Federal Funds and Borrowings:.......................... 45
Other Liabilities: .................................................. 44
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 33,322
Total Equity Capital:....................................... 4,459
Total Liabilities and Capital:......................... 37,781
Number of Shares Outstanding: .................. 22,260
Directors: Phillip E. Barnes, Sr.; Robert B. Barnes; S. J. Clark; William E. Foote, IV; Nancy
C. Foote Spivey; William E. Johnson; Jack Shell; John W. Spivey; Bobby J. Witherington
Branches in Town: None
Other Branches: Crossett
58
Arkansas State Bank Department
Calhoun County Bank
Hampton, AR
VOICE: (870) 798-2207
FAX: (870) 798-4830
Population: 1,579
302 West Main Street
P. O. Box 8
71744-0008
Trust Powers: No
Bank Holding Company
Harrell Bancshares, Inc., Camden, AR
Chm/CEO/Pres: Searcy W. Harrell, Jr.
AVP: Myra Dunn
EVP: Delois Kitchens
Cash and Due from:....................................... 2,838
Federal Funds and Repos: ................................... 0
Investments: ................................................ 12,293
Net Loans: ................................................... 20,000
Premises and Fixed Assets: ............................. 179
Other Real Estate: ............................................ 140
Other Assets: ................................................. 1,631
Total Assets: ................................................ 37,081
Total Trust Assets:................................................ 0
Charter Number: 220
Date: October 26, 1906
County: Calhoun
Deposits:...................................................... 31,828
Federal Funds and Borrowings: ....................... 780
Other Liabilities:.................................................. 89
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 32,697
Total Equity Capital: ...................................... 4,384
Total Liabilities and Capital:......................... 37,081
Number of Shares Outstanding: .................... 4,000
Directors: L. D. Becton, III; Gene Dereuisseaux; Phillip J. Foster; Carl Harrell; Jonathan W.
Harrell; Searcy W. Harrell, Jr.; Richard L. Smith; Jannette H. Strickland; D. W. Wells; H. M.
Welsh
Branches in Town: None
Other Branches: None
The Bank of Harrisburg
Harrisburg, AR
VOICE: (870) 578-2472
FAX: (870) 578-2049
Population: 2,192
201 East Jackson
72432-0017
Charter Number: 620
Date: December 2, 1930
County: Poinsett
Trust Powers: No
Bank Holding Company
Lake Hamilton Enterprises, Inc., Little Rock, AR
Chm: Jim Tom Butler
Pres: James Williams
CEO: Paul D. Eaton, Sr.
SVP: Bill Elliott, Jr.
Cash and Due from:....................................... 2,489
Federal Funds and Repos: ............................... 116
Investments: ................................................ 33,740
Net Loans: ................................................... 24,966
Premises and Fixed Assets: ............................. 385
Other Real Estate: ............................................ 299
Other Assets: ................................................. 3,055
Total Assets: ................................................ 65,050
Total Trust Assets:................................................ 0
Deposits:...................................................... 56,400
Federal Funds and Borrowings: ....................... 600
Other Liabilities:................................................ 352
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 57,352
Total Equity Capital: ...................................... 7,698
Total Liabilities and Capital:......................... 65,050
Number of Shares Outstanding: .................... 4,000
Directors: Donald Britnell; Connie Butler; Jim Tom Butler; Patricia Butler; Beth Eaton; Paul
D. Eaton, Sr.; Bill Elliott, Jr.; John M. Henry; James Williams
Branches in Town: None
Other Branches: None
Ninetieth Report
59
Community First Bank
Harrison, AR
VOICE: (870) 391-8000
FAX: (870) 391-8081
Population: 12,152
200 East Ridge
Charter Number: 772
P. O. Box 913
Date: October 14, 1997
72602-0913
County: Boone
Home Page: www.communityfirstbank.com
Trust Powers: Yes
Bank Holding Company
Community First Bancshares, Inc., Harrison, AR
Chm/CEO: William King Gladden
Pres: David Morton
Cash and Due from:....................................... 4,613
Federal Funds and Repos: ............................ 1,025
Investments:................................................. 37,388
Net Loans:.................................................. 242,336
Premises and Fixed Assets: .......................... 7,791
Other Real Estate: ............................................ 402
Other Assets: ................................................. 5,402
Total Assets: .............................................. 298,957
Total Trust Assets: ................................................ 0
Deposits: .................................................... 255,870
Federal Funds and Borrowings:................... 19,814
Other Liabilities: ............................................. 1,577
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 277,261
Total Equity Capital:..................................... 21,696
Total Liabilities and Capital:....................... 298,957
Number of Shares Outstanding: .................. 60,000
Directors: Joe Bennett, M.D.; Dan R. Bowers; John O. Campbell; J. Kirkwood Dupps; L.
Eugene Durand; Leota Edwards; William King Gladden; Jim Harp; Richard Hudson; Jerry
Maland; Meredith Miller; David Morton; James Nelson; Jim Sprott
Branches in Town: One
Other Branches: Berryville, Eureka Springs
The Cleburne County Bank
Heber Springs, AR
VOICE: (501) 362-2456
FAX: (501) 362-4554
Population: 6,432
806 West Main
Charter Number: 626
P. O. Box 1560
Date: December 16, 1930
72543-1560
County: Cleburne
Home Page: www.firstteambank.com
Trust Powers: No
Bank Holding Company
Lake Hamilton Enterprises, Inc., Little Rock, AR
Chm: Jim Tom Butler
Pres/COO: R. Dale Miller
CEO: Paul D. Eaton, Sr.
SVP: Keith McHan
Cash and Due from:....................................... 3,625
Federal Funds and Repos: ................................... 0
Investments:............................................... 101,216
Net Loans:.................................................... 91,182
Premises and Fixed Assets: .......................... 2,255
Other Real Estate: ......................................... 2,323
Other Assets: ................................................. 9,656
Total Assets: .............................................. 210,257
Total Trust Assets: ................................................ 0
Deposits: .................................................... 175,977
Federal Funds and Borrowings:................... 12,944
Other Liabilities: ............................................. 1,232
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 190,153
Total Equity Capital:..................................... 20,104
Total Liabilities and Capital:....................... 210,257
Number of Shares Outstanding: .................... 1,200
Directors: Walter Aldridge; Connie Butler; Jim Tom Butler; Patricia Butler; Beth Eaton; Paul
D. Eaton, Sr.; John M. Henry; Richie A. Lee; Stan Lee; R. Dale Miller; Wetzel Stark
Branches in Town: Two
Other Branches: Center Ridge, Concord,
Damascus, Greenbrier, Greers Ferry, Guy,
Marshall, Pangburn, Quitman
60
Arkansas State Bank Department
Greers Ferry Lake State Bank
Heber Springs, AR
VOICE: (501) 362-5883
FAX: (501) 362-0820
Population: 6,432
1230 Highway 25B North
Charter Number: 755
P. O. Box 970
Date: July 26, 1991
72543-0970
County: Cleburne
Home Page: www.gflsb.com
Trust Powers: No
Bank Holding Company
M & P Community Bancshares, Inc., Newport, AR
Chm/CEO: Jim S. Gowen, Sr.
EVP: Gary Yow
Pres/COO: Jim S. Gowen, Jr.
VP: Wendell Cassell
Cash and Due from:....................................... 1,778
Federal Funds and Repos: ................................... 0
Investments: ................................................ 13,425
Net Loans: ................................................... 30,785
Premises and Fixed Assets: .......................... 1,213
Other Real Estate: ............................................ 433
Other Assets: ................................................. 1,574
Total Assets: ................................................ 49,208
Total Trust Assets:................................................ 0
Deposits:...................................................... 38,866
Federal Funds and Borrowings: .................... 5,708
Other Liabilities:................................................ 205
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 44,779
Total Equity Capital: ...................................... 4,429
Total Liabilities and Capital:......................... 49,208
Number of Shares Outstanding: .................. 60,000
Directors: Jim S. Gowen, Jr.; Jim S. Gowen, Sr.; Dr. Troy A. Gray; Gerald A. Saracini
Branches in Town: None
Other Branches: Clinton, Greers Ferry
Heber Springs State Bank
Heber Springs, AR
VOICE: (501) 362-5821
FAX: (501) 362-9348
Population: 6,432
Second and Main Streets
Charter Number: 735
P. O. Box 1030
Date: May 7, 1977
72543-0030
County: Cleburne
Trust Powers: Yes
Member of Federal Reserve System
Bank Holding Company
State Holding Company, Little Rock, AR
Chm: Harry L. Hastings, Jr.
SVP: Jack Barber
CEO/Pres: Bill G. Lynch
SVP/COO/Cash: Janice Parrott
Cash and Due from:....................................... 2,561
Federal Funds and Repos: ............................ 8,015
Investments: ................................................ 34,417
Net Loans: ................................................... 68,511
Premises and Fixed Assets: .......................... 5,105
Other Real Estate: ............................................ 248
Other Assets: ................................................. 1,890
Total Assets: .............................................. 120,747
Total Trust Assets:................................................ 0
Deposits:.................................................... 101,251
Federal Funds and Borrowings: .................... 8,111
Other Liabilities:................................................ 254
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 109,616
Total Equity Capital: .................................... 11,131
Total Liabilities and Capital:....................... 120,747
Number of Shares Outstanding: .................. 17,656
Directors: H. Lee Hastings, III; Harry L. Hastings, Jr.; Stanley Hastings; Bill G. Lynch;
Catherine H. Owen
Branches in Town: One
Other Branches: Drasco, Fairfield Bay,
Greers Ferry, Quitman, Rose Bud, Vilonia
Ninetieth Report
61
Horatio State Bank
Horatio, AR
VOICE: (870) 832-2501
FAX: (870) 832-2577
Population: 997
123 Main Street
Charter Number: 179
P. O. Box 347
Date: May 15, 1905
71842-0347
County: Sevier
Trust Powers: No
Bank Holding Company
Pioneer Bancshares, Inc. of Horatio, Arkansas, Horatio, AR
Chm/CEO/Pres: Carl E. Hendrix, III
SVP: Edith H. Smith
EVP: Wilburn Smith
VP: C. E. Hendrix, Jr.
Cash and Due from:..................................... 14,008
Federal Funds and Repos: ............................ 2,145
Investments:................................................. 12,162
Net Loans:.................................................... 42,430
Premises and Fixed Assets: ............................. 766
Other Real Estate: ................................................ 0
Other Assets: .................................................... 742
Total Assets: ................................................ 72,253
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 64,503
Federal Funds and Borrowings:............................ 0
Other Liabilities: ................................................ 223
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 64,726
Total Equity Capital:....................................... 7,527
Total Liabilities and Capital:......................... 72,253
Number of Shares Outstanding: .................... 2,000
Directors: Margaret S. Griffin; C. E. Hendrix, Jr.; Carl E. Hendrix, III; Edith H. Smith;
Wilburn Smith; Elizabeth H. Trimble; Todd B. Trimble
Branches in Town: None
Other Branches: None
Simmons First Bank of Hot Springs
Hot Springs, AR
VOICE: (501) 318-1000
FAX: (501) 318-1015
Population: 35,750
100 Werner Drive
Charter Number: 769
P. O. Box 22000
Date: April 17, 1997
71903
County: Garland
Home Page: www.simmonsfirst.com
Trust Powers: Yes
Bank Holding Company
Simmons First National Corporation, Pine Bluff, AR
Chm/CEO/Pres: David L. Bartlett
EVP: Ronnie Twyford
EVP: Steven Trusty
Cash and Due from:....................................... 9,696
Federal Funds and Repos: ................................... 0
Investments:................................................. 58,987
Net Loans:.................................................... 66,800
Premises and Fixed Assets: .......................... 1,713
Other Real Estate: ................................................ 0
Other Assets: ............................................... 20,483
Total Assets: .............................................. 157,679
Total Trust Assets: ................................................ 0
Deposits: .................................................... 117,048
Federal Funds and Borrowings:................... 14,084
Other Liabilities: ............................................. 1,568
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 132,700
Total Equity Capital:..................................... 24,979
Total Liabilities and Capital:....................... 157,679
Number of Shares Outstanding: .................. 29,264
Directors: David L. Bartlett; Stuart A. Fleischner, D.D.S.; Louis F. Kleinman; James "Bart"
Newman; John D. Selig; Sam A. Stathakis, Jr.; Sara Stough; Gene Thomason
Branches in Town: Four
Other Branches: None
Arkansas State Bank Department
62
First State Bank of Northwest Arkansas
Huntsville, AR
VOICE: (479) 738-2147
FAX: (479) 738-1255
Population: 1,931
Highway 412 West
Charter Number: 756
P. O. Box 667
Date: July 26, 1991
72740-0667
County: Madison
Trust Powers: Yes
Bank Holding Company
BTS Bancshares, Inc., Springdale, AR
CEO/Pres: Curtis Hutchins
SVP/Cash: Marivel Radcliffe
SVP: Dave Seal
VP: Danny McCarroll
Cash and Due from:....................................... 3,332
Federal Funds and Repos: ............................... 835
Investments: .................................................. 9,896
Net Loans: ................................................... 44,157
Premises and Fixed Assets: .......................... 1,105
Other Real Estate: ............................................ 349
Other Assets: ................................................. 2,550
Total Assets: ................................................ 62,224
Total Trust Assets:................................................ 0
Deposits:...................................................... 49,593
Federal Funds and Borrowings: .................... 5,000
Other Liabilities:................................................ 347
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 54,940
Total Equity Capital: ...................................... 7,284
Total Liabilities and Capital:......................... 62,224
Number of Shares Outstanding: .................. 27,000
Directors: Curtis Hutchins; Sam Mathias; Bobby W. Thompson
Branches in Town: None
Other Branches: Fayetteville, Hindsville
First Arkansas Bank & Trust
Jacksonville, AR
VOICE: (501) 982-4511
FAX: (501) 982-5769
Population: 29,916
600 West Main
Charter Number: 701
P. O. Box 827
Date: August 2, 1949
72078-0827
County: Pulaski
Home Page: www.Firstarkansasbank.com
Trust Powers: Yes
Bank Holding Company
First Arkansas BancShares, Inc., Jacksonville, AR
Chm/CEO/Pres: Larry T. Wilson
TO: Pat Teague
EVP: Ken Southern
Cash and Due from:....................................... 9,913
Federal Funds and Repos: ................................... 0
Investments: ................................................ 69,779
Net Loans: ................................................. 168,447
Premises and Fixed Assets: .......................... 7,167
Other Real Estate: ................................................ 0
Other Assets: ................................................. 7,401
Total Assets: .............................................. 262,707
Total Trust Assets:....................................... 78,671
Deposits:.................................................... 196,712
Federal Funds and Borrowings: .................. 24,184
Other Liabilities:............................................. 2,315
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 223,211
Total Equity Capital: .................................... 39,496
Total Liabilities and Capital:....................... 262,707
Number of Shares Outstanding: ................ 200,000
Directors: John A. Davis; Bartus M. Gray, Jr.; William A. Gwatney; John C. Hardwick; Alton
Higginbotham; Bruce McFadden; Kathryn W. Roberts; Ken Southern; Larry T. Wilson;
Michael K. Wilson
Branches in Town: Five
Other Branches: Cabot (3), El Paso, Gravel
Ridge, North Little Rock
Ninetieth Report
63
American State Bank
Jonesboro, AR
VOICE: (870) 972-9800
2201 Fair Park
Charter Number: 262
FAX: (870) 930-9311
P. O. Box 3080
Date: October 3, 1908
Population: 55,515
72403
County: Craighead
Home Page: www.american-state-bank.com
Trust Powers: Yes
Bank Holding Company
American State Bank Corporation, Jonesboro, AR
Chm/CEO : Frank Oldham
EVP: Judy Dacus
Pres/COO: Steve Gramling
EVP: David Dudley
Cash and Due from:..................................... 10,922
Federal Funds and Repos: ................................... 0
Investments:................................................. 92,363
Net Loans:.................................................. 180,110
Premises and Fixed Assets: ........................ 11,594
Other Real Estate: ............................................ 834
Other Assets: ................................................. 8,929
Total Assets: .............................................. 304,752
Total Trust Assets: ................................................ 0
Deposits: .................................................... 254,292
Federal Funds and Borrowings:................... 27,238
Other Liabilities: ............................................. 1,032
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 282,562
Total Equity Capital:..................................... 22,190
Total Liabilities and Capital:....................... 304,752
Number of Shares Outstanding: .................... 4,000
Directors: David Dudley; Rogers Ford; Steve Gramling; Philip A. Jones; J. Steven
McFerron; Jerry McIntosh; Frank Oldham; Don B. Vollman, Jr.; Larry Wamble; Linda
Warhurst; Joe D. Wessell; Keith W. White; Joe A. Williams; Perry L. Wilson; R. E. L. Wilson,
V; Steve A. Wilson
Branches in Town: Two
Other Branches:
Marmaduke, Osceola,
Paragould (2), Pocahontas, Wilson
Heritage Bank
Jonesboro, AR
VOICE: (870) 802-2344
FAX: (870) 268-2033
Population: 55,515
2009 Browns Lane
Charter Number: 703
P. O. Box 3020
Date: January 23, 1951
72403-3020
County: Craighead
Home Page: www.heritagebankark.com
Trust Powers: No
Bank Holding Company
Heritage Capital Corporation, Jonesboro, AR
Chm: Larry Grisham
SVP/CFO: Diane Steiling
CEO/Pres: Stephen D. May
Cash and Due from:....................................... 6,202
Federal Funds and Repos: ................................... 0
Investments:................................................. 28,035
Net Loans:.................................................. 146,409
Premises and Fixed Assets: .......................... 5,932
Other Real Estate: ............................................ 739
Other Assets: ................................................. 4,000
Total Assets: .............................................. 191,317
Total Trust Assets: ................................................ 0
Deposits: .................................................... 153,380
Federal Funds and Borrowings:................... 20,284
Other Liabilities: ................................................ 687
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 174,351
Total Equity Capital:..................................... 16,966
Total Liabilities and Capital:....................... 191,317
Number of Shares Outstanding: .................. 10,000
Directors: Dr. Ronald Burnett; Jim Fulkerson; Richard Gray; Larry Grisham; Stephen D.
May; Oscar Melton, Jr.; Diane Steiling; Leon Swihart; Bob Troutt
Branches in Town: Two
Other Branches:
Caraway, Leachville,
Manila, Monette
Arkansas State Bank Department
64
Liberty Bank of Arkansas
Jonesboro, AR
VOICE: (870) 934-9000
FAX: (870) 268-1525
Population: 55,515
2901 East Highland Drive
Charter Number: 787
P. O. Box 7514
Date: January 24, 2001
72403
County: Craighead
Home Page: www.mylibertybank.com
Trust Powers: Yes
Bank Holding Company
Liberty Bancshares, Inc., Jonesboro, AR
Chm/CEO: Wallace W. Fowler
Pres: John C. Freeman
VChm: Mark P. Fowler
EVP/TO: Aubrey Avants
Cash and Due from:....................................... 7,664
Federal Funds and Repos: .......................... 17,035
Investments: .............................................. 175,700
Net Loans: ................................................. 547,386
Premises and Fixed Assets: ........................ 35,671
Other Real Estate: ......................................... 1,931
Other Assets: ............................................... 24,925
Total Assets: .............................................. 810,312
Total Trust Assets:..................................... 107,305
Deposits:.................................................... 696,933
Federal Funds and Borrowings: .................. 37,175
Other Liabilities:............................................. 3,964
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 738,072
Total Equity Capital: .................................... 72,240
Total Liabilities and Capital:....................... 810,312
Number of Shares Outstanding: ................ 867,033
Directors: Wayne F. Baker; Susan Cathcart; Richard Darouse; Chris E. Fowler; Jama M.
Fowler; Mark P. Fowler; Wallace W. Fowler; John C. Freeman; Moud Gazaway; Stacy
Greene; Raymond Heern; Al M. Heringer, III; Sam W. Hummelstein; Mike Langford; Charles
Luter; Lloyd H. McCracken, Jr.; Matt Parker; James E. Way; William C. Young, Jr.
Branches in Town: Seven
Other Branches: Bay, Highland, Monette,
Paragould (3), Rector
Simmons First Bank of Jonesboro
Jonesboro, AR
VOICE: (870) 933-8000
FAX: (870) 933-3189
Population: 55,515
1720 South Caraway Road
Charter Number: 734
P. O. Box 1720
Date: December 22, 1976
72403-1720
County: Craighead
Home Page: www.simmonsfirst.com
Trust Powers: Yes
Bank Holding Company
Simmons First National Corporation, Pine Bluff, AR
CEO/Pres: Barry K. Ledbetter
SVP/Sec: Wayne Bond
Cash and Due from:....................................... 2,719
Federal Funds and Repos: ............................... 236
Investments: ................................................ 17,308
Net Loans: ................................................. 188,406
Premises and Fixed Assets: .......................... 4,460
Other Real Estate: .............................................. 83
Other Assets: ................................................. 2,543
Total Assets: .............................................. 215,755
Total Trust Assets:................................................ 0
Deposits:.................................................... 184,177
Federal Funds and Borrowings: .................. 13,722
Other Liabilities:............................................. 1,148
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 199,047
Total Equity Capital: .................................... 16,708
Total Liabilities and Capital:....................... 215,755
Number of Shares Outstanding: ................ 175,000
Directors: Dennis Abell; Marty D. Casteel; Barry K. Ledbetter; Scott Mixon; Ben Owens, Jr.;
David Pyle; Jim Scurlock; Berl A. Smith; J. C. Vaughn, Jr.; Mark Wimpy
Branches in Town: Three
Other Branches: Weiner
Ninetieth Report
65
Pine State Bank
Kingsland, AR
VOICE: (870) 348-5657
FAX: (870) 348-1002
Population: 449
First Street
Charter Number: 165
P. O. Box 85
Date: August 22, 1904
71652-0085
County: Cleveland
Trust Powers: No
Bank Holding Company
Pine State Bancshares, Inc., Kingsland, AR
Chm/CEO: M. Don Smith
Pres: Sheila Harrison Smith
Cash and Due from:....................................... 2,347
Federal Funds and Repos: ............................ 1,185
Investments:................................................... 3,256
Net Loans:.................................................... 10,235
Premises and Fixed Assets: ............................. 632
Other Real Estate: .............................................. 99
Other Assets: .................................................... 174
Total Assets: ................................................ 17,928
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 16,328
Federal Funds and Borrowings:............................ 0
Other Liabilities: ................................................ 116
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 16,444
Total Equity Capital:....................................... 1,484
Total Liabilities and Capital:......................... 17,928
Number of Shares Outstanding: .................... 3,060
Directors: Carol L. Carson; Del Alan Smith; M. Don Smith; Sheila Harrison Smith
Branches in Town: None
Other Branches: Fordyce, New Edinburg,
Rison
The Bank of Lake Village
Lake Village, AR
VOICE: (870) 265-2241
FAX: (870) 265-2125
Population: 2,823
201 Main Street
Charter Number: 675
P. O. Box 727
Date: October 14, 1937
71653-0727
County: Chicot
Home Page: www.bankoflakevillage.com
Trust Powers: No
Bank Holding Company
Southeast Arkansas Bank Corporation, Lake Village, AR
Chm: Charles H. Weissinger, Jr.
VChm: William W. Bunker
CEO/Pres: Terence J. Alpe
Sec: Kenneth D. Vandervort
Cash and Due from:....................................... 1,339
Federal Funds and Repos: ................................... 0
Investments:................................................. 15,402
Net Loans:.................................................... 41,784
Premises and Fixed Assets: .......................... 1,889
Other Real Estate: .............................................. 84
Other Assets: ................................................. 2,893
Total Assets: ................................................ 63,391
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 49,680
Federal Funds and Borrowings:..................... 7,715
Other Liabilities: .................................................. 90
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 57,485
Total Equity Capital:....................................... 5,906
Total Liabilities and Capital:......................... 63,391
Number of Shares Outstanding: .................. 60,000
Directors: Terence J. Alpe; Sam E. Angel; William W. Bunker; Dr. John P. Burge, Sr.;
David F. Gillison, Jr.; Dr. Marvin D. Loyd, DDS; Joseph J. Pieroni; Charles H. Weissinger,
Jr.; Guy Mattingly Weissinger
Branches in Town: One
Other Branches: None
Arkansas State Bank Department
66
Simmons First Bank of South Arkansas
Lake Village, AR
VOICE: (870) 265-5366
FAX: (870) 265-5558
Population: 2,823
417 Main Street
Charter Number: 716
P. O. Box 271
Date: June 12, 1962
71653-0271
County: Chicot
Home Page: www.simmonsfirst.com
Trust Powers: Yes
Bank Holding Company
Simmons First National Corporation, Pine Bluff, AR
Chm: Ben V. Floriani
SVP: William F. “Bill” Wisener
CEO/Pres: Freddie G. Black
SVP: Terry Wood
Cash and Due from:....................................... 8,219
Federal Funds and Repos: ................................... 0
Investments: ................................................ 31,127
Net Loans: ................................................... 78,650
Premises and Fixed Assets: .......................... 3,685
Other Real Estate: ............................................ 103
Other Assets: ................................................. 4,233
Total Assets: .............................................. 126,017
Total Trust Assets:................................................ 0
Deposits:.................................................... 111,983
Federal Funds and Borrowings: .................... 1,024
Other Liabilities:................................................ 533
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 113,540
Total Equity Capital: .................................... 12,477
Total Liabilities and Capital:....................... 126,017
Number of Shares Outstanding: .................. 12,500
Directors: Freddie G. Black; Robert G. Bridewell; Michael S. Cashion; Thomas D. Deen;
Ben V. Floriani; A. O. French, Jr.; James W. Haddock; Craig Hunt; Lester Pinkus; Beverly
M. Rowe; Jerry Selby; Joe Dan Yee
Branches in Town: One
Other Branches:
Dermott, Dumas,
Monticello
Little River Bank
Lepanto, AR
VOICE: (870) 475-2306
FAX: (870) 475-3070
Population: 2,133
202 Greenwood
Charter Number: 498
P. O. Box 340
Date: November 21, 1919
72354-0340
County: Poinsett
Home Page: www.littleriverbank.com
Trust Powers: Yes
Bank Holding Company
Little River Bancshares, Inc., Lepanto, AR
CEO/Pres: Thomas M. Hargrove
VP: Benjamin E. Perry
VP: Lois Criddle
VP: Ara Sharp
Cash and Due from:....................................... 3,846
Federal Funds and Repos: ............................... 650
Investments: ................................................ 29,421
Net Loans: ................................................... 16,814
Premises and Fixed Assets: ............................. 249
Other Real Estate: .............................................. 41
Other Assets: ................................................. 1,044
Total Assets: ................................................ 52,065
Total Trust Assets:................................................ 0
Deposits:...................................................... 36,385
Federal Funds and Borrowings: .................. 10,000
Other Liabilities:.................................................. 91
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 46,476
Total Equity Capital: ...................................... 5,589
Total Liabilities and Capital:......................... 52,065
Number of Shares Outstanding: .................. 10,000
Directors: Thomas M. Hargrove; Julanne Ingram; W. Kent Ingram, Jr.; Hadley Ingram
Arnold; Junaway Payne; Benjamin E. Perry; Ernest B. Portis; Juliet Portis; Danette P.
Watkins; Henry G. Watkins, III
Branches in Town: None
Other Branches: None
Ninetieth Report
67
Arkansas Bankers' Bank
Little Rock, AR
VOICE: (501) 371-0535
FAX: (501) 375-2281
Population: 183,133
1020 West Second Street
72201-2031
Charter Number: 752
Date: April 17, 1990
County: Pulaski
Home Page: www.arbankersbank.com
Trust Powers: No
Member of Federal Reserve System
Bank Holding Company
Arkansas Bankers' Bancorporation, Inc., Little Rock, AR
Chm: Thomas H. Grumbles
SVP: Boyd Rothwell
CEO/Pres: James N. Thomason
Cash and Due from:....................................... 6,749
Federal Funds and Repos: .......................... 77,730
Investments:............................................... 133,303
Net Loans:.................................................... 15,644
Premises and Fixed Assets: ............................. 875
Other Real Estate: ................................................ 0
Other Assets: ................................................. 7,434
Total Assets: .............................................. 241,735
Total Trust Assets: ................................................ 0
Deposits: .................................................... 177,845
Federal Funds and Borrowings:................... 48,060
Other Liabilities: ............................................. 1,108
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 227,013
Total Equity Capital:..................................... 14,722
Total Liabilities and Capital:....................... 241,735
Number of Shares Outstanding: .................. 50,000
Directors: Lunsford W. Bridges; Gary R. Canada; Martin B. Carpenter; Thomas H.
Grumbles; Larry Mashburn; Stephen E. Stafford; James N. Thomason
Branches in Town: None
Other Branches: None
Bank of Little Rock
Little Rock, AR
VOICE: (501) 376-0800
FAX: (501) 376-1642
Population: 183,133
200 North State Street
Charter Number: 748
P. O. Box 34090
Date: May 4, 1989
72203-4090
County: Pulaski
Home Page: www.bankoflittlerock.com
Trust Powers: Yes
Member of Federal Reserve System
Bank Holding Company
Little Rock Bankshares, Inc., Little Rock, AR
Chm/CEO: Eugene L. Maris
EVP: Larry R. Brown
Pres: George G. Worthen
SVP/Cash: Lee A. Swearingen
Cash and Due from:....................................... 7,078
Federal Funds and Repos: ............................ 1,280
Investments:................................................. 27,905
Net Loans:.................................................... 60,986
Premises and Fixed Assets: .......................... 3,885
Other Real Estate: ......................................... 1,848
Other Assets: ................................................. 1,749
Total Assets: .............................................. 104,731
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 93,187
Federal Funds and Borrowings:............................ 0
Other Liabilities: ................................................ 427
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 93,614
Total Equity Capital:..................................... 11,117
Total Liabilities and Capital:....................... 104,731
Number of Shares Outstanding: ................ 100,000
Directors: J. Harry Leggett, Jr.; Eugene L. Maris; James M. May, III; Stephen W. Plunkett;
Steven C. Russell; George G. Worthen
Branches in Town: Three
Other Branches: None
68
Arkansas State Bank Department
Bank of the Ozarks
Little Rock, AR
VOICE: (501) 978-2265
FAX: (501) 978-2205
Population: 183,133
12615 Chenal Parkway
Charter Number: 121
P. O. Box 8811
Date: March 24, 1903
72231-8811
County: Pulaski
Home Page: www.bankozarks.com
Trust Powers: Yes
Bank Holding Company
Bank of the Ozarks, Inc., Little Rock, AR
Chm/CEO: George G. Gleason, II
CFO: Paul E. Moore
VChm/Pres/COO: Mark D. Ross
TO: Rex Kyle
Cash and Due from:..................................... 30,488
Federal Funds and Repos: ................................... 0
Investments: .............................................. 361,030
Net Loans: .............................................. 1,006,086
Premises and Fixed Assets: ........................ 55,313
Other Real Estate: ............................................ 480
Other Assets: ............................................... 57,956
Total Assets: ........................................... 1,511,353
Total Trust Assets:..................................... 380,851
Deposits:................................................. 1,196,845
Federal Funds and Borrowings: ................ 194,929
Other Liabilities:............................................. 2,667
Subordinated Debt:............................................... 0
Total Liabilities:....................................... 1,394,441
Total Equity Capital: .................................. 116,912
Total Liabilities and Capital:.................... 1,511,353
Number of Shares Outstanding: .................... 2,340
Directors: Jean Arehart; Steven M. Arnold; Richard L. Cisne; Jerry W. Davis; Robert C.
East; George G. Gleason, II; Linda D. Gleason; Porter Hillard; Henry Mariani; James A.
Matthews; R. L. Qualls; Mark D. Ross; Kennith Smith; Robert P. Trevino
Branches in Town: Six
Other Branches: Alma, Altus, Bellefonte,
Benton, Bryant (2), Cabot (2), Clarksville (2),
Clinton, Conway (4), Fort Smith (3),
Frisco[TX], Harrison (2), Jasper, Lonoke,
Lonsdale, Marshall, Maumelle, Mountain
Home, Mulberry, North Little Rock (2), Ozark
(2), Paris, Russellville (2), Van Buren (2),
Western Grove, Yellville
Ninetieth Report
69
The Capital Bank
Little Rock, AR
VOICE: (501) 228-6000
FAX: (501) 228-6006
Population: 183,133
12224 Chenal Parkway
Charter Number: 771
P. O. Box 8210
Date: July 30, 1997
72211
County: Pulaski
Home Page: www.thecapitalbank.com
Trust Powers: Yes
Member of Federal Reserve System
Bank Holding Company
Capital Bancshares, Inc., Little Rock, AR
CEO/Pres: Kyle E. Patton
VP/CFO: Catherine Davis
EVP: Bonnie Crocheron
Cash and Due from:....................................... 3,285
Federal Funds and Repos: ................................... 0
Investments:................................................. 63,237
Net Loans:.................................................... 39,268
Premises and Fixed Assets: .......................... 1,810
Other Real Estate: ............................................ 108
Other Assets: ................................................. 2,296
Total Assets: .............................................. 110,004
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 90,192
Federal Funds and Borrowings:................... 12,326
Other Liabilities: ................................................ 996
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 103,514
Total Equity Capital:....................................... 6,490
Total Liabilities and Capital:....................... 110,004
Number of Shares Outstanding: .................. 32,013
Directors: Melinda Ballard; Jack Hartsell; Dr. Joseph S. Murphy; Joseph W. Park; Kyle E.
Patton; Warren Stephenson
Branches in Town: None
Other Branches: North Little Rock
Eagle Bank & Trust Company
Little Rock, AR
VOICE: (501) 223-2000
FAX: (501) 223-0373
Population: 183,133
650 South Shackleford, Suite 150
Charter Number: 720
P. O. Box 22120
Date: July 28, 1966
72212
County: Pulaski
Home Page: www.eaglebank.com
Trust Powers: Yes
Member of Federal Reserve System
Bank Holding Company
State Holding Company, Little Rock, AR
Chm: Harry L. Hastings, Jr.
SVP: Laura Bogoslavsky
CEO/Pres/Cash/TO: Randall K. Herlocker
SVP/Cash: Paul Castleberry
Cash and Due from:....................................... 2,600
Federal Funds and Repos: ................................... 0
Investments:................................................. 42,220
Net Loans:.................................................... 40,403
Premises and Fixed Assets: ............................. 928
Other Real Estate: ................................................ 0
Other Assets: ................................................. 1,480
Total Assets: ................................................ 87,631
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 71,594
Federal Funds and Borrowings:..................... 8,934
Other Liabilities: ................................................ 222
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 80,750
Total Equity Capital:....................................... 6,881
Total Liabilities and Capital:......................... 87,631
Number of Shares Outstanding: .................... 8,000
Directors: H. Lee Hastings, III; Harry L. Hastings, Jr.; Stanley Hastings; Randall K.
Herlocker; Catherine H. Owen
Branches in Town: One
Other Branches: Gravel Ridge, North Little
Rock, Sherwood (3)
Arkansas State Bank Department
70
Pulaski Bank And Trust Company
Little Rock, AR
VOICE: (501) 661-7700
FAX: (501) 661-7380
Population: 183,133
5800 R Street
Charter Number: 710
P. O. Box 7299
Date: August 29, 1955
72217-7299
County: Pulaski
Home Page: www.pulaskibank.com
Trust Powers: Yes
Member of Federal Reserve System
Bank Holding Company
Pulaski Investment Corporation, Little Rock, AR
Chm: James C. East
Pres: William C. Scholl
CEO: J. Hunter East
TO: Robert Plummer
Cash and Due from:..................................... 15,916
Federal Funds and Repos: ................................... 0
Investments: ................................................ 41,944
Net Loans: ................................................. 282,744
Premises and Fixed Assets: ........................ 14,189
Other Real Estate: ............................................ 185
Other Assets: ............................................... 12,136
Total Assets: .............................................. 367,114
Total Trust Assets:..................................... 122,452
Deposits:.................................................... 312,237
Federal Funds and Borrowings: .................. 10,751
Other Liabilities:............................................. 5,914
Subordinated Debt:........................................ 6,000
Total Liabilities:.......................................... 334,902
Total Equity Capital: .................................... 32,212
Total Liabilities and Capital:....................... 367,114
Number of Shares Outstanding: .................... 1,850
Directors: Albert B. Braunfisch; J. Hunter East; James C. East; Robert C. Magee; William
C. Scholl; David E. Snowden, Jr.; Dr. Kent Westbrook, M.D.; Mark V. Williamson
Branches in Town: Six
Other Branches:
Bryant, Memphis[TN],
North Little Rock (2)
First State Bank
Lonoke, AR
VOICE: (501) 676-3106
FAX: (501) 676-5046
Population: 4,287
101 South Center Street
P. O. Box 320
72086-0320
Home Page: www.firststatebk.com
Trust Powers: No
Bank Holding Company
Lonoke Bancshares, Inc., Lonoke, AR
Chm: Neil Bennett, Jr.
EVP: J. Bruce Loftin
CEO/Pres: David R. Estes
Cash and Due from:....................................... 4,138
Federal Funds and Repos: ................................... 0
Investments: ................................................ 43,622
Net Loans: ................................................. 157,223
Premises and Fixed Assets: .......................... 3,974
Other Real Estate: ................................................ 0
Other Assets: ................................................. 4,468
Total Assets: .............................................. 213,425
Total Trust Assets:................................................ 0
Charter Number: 670
Date: March 9, 1935
County: Lonoke
Deposits:.................................................... 175,769
Federal Funds and Borrowings: .................. 15,717
Other Liabilities:................................................ 747
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 192,233
Total Equity Capital: .................................... 21,192
Total Liabilities and Capital:....................... 213,425
Number of Shares Outstanding: .................. 16,000
Directors: Robert S. Bailey, Jr.; Neil Bennett, Jr.; Richard Bransford; Charles L. Cabe, Jr.;
David R. Estes; William Fletcher, Jr.; Stan Green; J. L. Griffin; Tommy Lively; J. Bruce
Loftin; J. Walls McCrary; Joe P. Melton, Jr.; Daina B. Newcomb; Marvin D. Thaxton, Jr.
Branches in Town: One
Other Branches:
Carlisle, Fayetteville,
Gurdon
Ninetieth Report
71
Farmers Bank and Trust Company
Magnolia, AR
VOICE: (870) 235-7000
FAX: (870) 235-7010
Population: 10,858
200 East Main Street
Charter Number: 217
P. O. Box 250
Date: September 26, 1906
71754-0250
County: Columbia
Home Page: www.fbtarkansas.com
Trust Powers: Yes
Bank Holding Company
Magnolia Banking Corporation, Magnolia, AR
Chm/CEO/Pres: Bob L. Burns
EVP/CLO: Steve Keith
SVP/CFO: Janna B. Snider
COO/TO: Bruce D. Maloch
Cash and Due from:....................................... 6,593
Federal Funds and Repos: ................................... 0
Investments:............................................... 146,595
Net Loans:.................................................. 232,862
Premises and Fixed Assets: .......................... 7,568
Other Real Estate: ............................................ 508
Other Assets: ............................................... 16,184
Total Assets: .............................................. 410,310
Total Trust Assets: ....................................... 89,650
Deposits: .................................................... 338,932
Federal Funds and Borrowings:................... 26,490
Other Liabilities: ............................................. 3,774
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 369,196
Total Equity Capital:..................................... 41,114
Total Liabilities and Capital:....................... 410,310
Number of Shares Outstanding: ................ 100,000
Directors: John E. Alexander, Jr.; Ronny J. Bell; Bob L. Burns; Hayden Franks; Steve
Keith; Bruce D. Maloch; Ronnie Ribble; Ken Sibley; T. E. Smith
Branches in Town: Three
Other
Branches:
Camden
(4),
Springhill[LA]
The Peoples Bank
Magnolia, AR
VOICE: (870) 234-5777
FAX: (870) 234-3384
Population: 10,858
500 North Jackson
Charter Number: 313
P. O. Box 340
Date: June 22, 1910
71754-0340
County: Columbia
Trust Powers: Yes
Bank Holding Company
Golden Oaks Bancshares, Inc., Magnolia, AR
Chm: S. Clark Fincher
Pres: Todd D. Smith
CEO: Mary L. Fowler
EVP: Scott N. White
Cash and Due from:....................................... 3,818
Federal Funds and Repos: ................................... 0
Investments:................................................. 10,765
Net Loans:.................................................... 29,221
Premises and Fixed Assets: .......................... 1,423
Other Real Estate: ............................................ 278
Other Assets: .................................................... 272
Total Assets: ................................................ 45,777
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 40,185
Federal Funds and Borrowings:........................ 580
Other Liabilities: ................................................ 120
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 40,885
Total Equity Capital:....................................... 4,892
Total Liabilities and Capital:......................... 45,777
Number of Shares Outstanding: .................. 10,000
Directors: Jonathan Baird; Dorothy J. Fincher; Harold H. Fincher; S. Clark Fincher; Mary L.
Fowler; Betty Harris; Betty L. Scott; Gerald F. Scott; J. David Scott; Todd D. Smith; Scott N.
White
Branches in Town: One
Other Branches: Waldo
Arkansas State Bank Department
72
Southern State Bank
Malvern, AR
VOICE: (501) 332-2462
FAX: (501) 332-8437
Population: 9,021
521 East Page
Charter Number: 763
P. O. Box 340
Date: December 31, 1992
72104-0340
County: Hot Spring
Home Page: www.southernstatebank.com
Trust Powers: No
Bank Holding Company
Southern State Bancshares, Inc., Malvern, AR
Chm/CEO/Pres: Donald A. Walsh
VP: Johnny Gibbs
EVP: Sue Stinnett
Cash and Due from:....................................... 1,314
Federal Funds and Repos: ............................... 422
Investments: ................................................ 20,928
Net Loans: ................................................... 41,304
Premises and Fixed Assets: .......................... 2,711
Other Real Estate: ............................................ 395
Other Assets: ................................................. 2,110
Total Assets: ................................................ 69,184
Total Trust Assets:................................................ 0
Deposits:...................................................... 55,501
Federal Funds and Borrowings: .................... 7,500
Other Liabilities:................................................ 517
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 63,518
Total Equity Capital: ...................................... 5,666
Total Liabilities and Capital:......................... 69,184
Number of Shares Outstanding: .................. 15,906
Directors: Don Allen; William B. Birch; Mitchell Burris; George Hopkins; Frank McClure;
Martha McClure; William H. McClure; Sue Stinnett; Donald A. Walsh
Branches in Town: One
Other Branches: Haskell
First Community Bank of Eastern Arkansas
Marion, AR
VOICE: (870) 739-7300
FAX: (870) 739-2234
Population: 8,901
205 Block Street
Charter Number: 775
P. O. Box 747
Date: October 8, 1998
72364-0747
County: Crittenden
Home Page: www.firstcommunitybank.us
Trust Powers: Yes
Bank Holding Company
None
Chm: Michael D. East
EVP: Jack Nall
CEO/Pres: Donny Underwood
EVP/CFO: Thomas J. Anderson
Cash and Due from:....................................... 3,357
Federal Funds and Repos: ................................... 0
Investments: ................................................ 13,246
Net Loans: ................................................... 30,794
Premises and Fixed Assets: .......................... 1,234
Other Real Estate: ................................................ 0
Other Assets: .................................................... 789
Total Assets: ................................................ 49,420
Total Trust Assets:................................................ 0
Deposits:...................................................... 40,625
Federal Funds and Borrowings: .................... 1,230
Other Liabilities:................................................ 171
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 42,026
Total Equity Capital: ...................................... 7,394
Total Liabilities and Capital:......................... 49,420
Number of Shares Outstanding: .................. 38,726
Directors: Michael D. East; Frank A. Fogleman; Julian Hardin; Allen B. Helms, Jr.; Matthew
L. Pike, III; Adolph Pirani; Mark A. Pirani; James A. Ross; Samuel H. Stuckey, Jr.; William
Bart Turner; Donny Underwood; David S. Wallace; Charles L. Williams, Jr.
Branches in Town: None
Other Branches: West Memphis
Ninetieth Report
73
First Delta Bank
Marked Tree, AR
VOICE: (870) 358-6000
FAX: (870) 358-6001
Population: 2,800
214 Hester Parker Drive
Charter Number: 704
P. O. Box 635
Date: October 31, 1951
72365-0635
County: Poinsett
Trust Powers: No
Bank Holding Company
Tyronza Bancshares, Inc., Marked Tree, AR
Chm: George E. Beley
VP: Angela Lewis
CEO/Pres: Chris M. Lehman
Cash and Due from:....................................... 4,126
Federal Funds and Repos: ................................... 0
Investments:................................................. 19,633
Net Loans:.................................................... 20,619
Premises and Fixed Assets: .......................... 1,059
Other Real Estate: ............................................ 515
Other Assets: .................................................... 650
Total Assets: ................................................ 46,602
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 40,411
Federal Funds and Borrowings:........................ 930
Other Liabilities: ................................................ 368
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 41,709
Total Equity Capital:....................................... 4,893
Total Liabilities and Capital:......................... 46,602
Number of Shares Outstanding: .................... 2,000
Directors: Charles A. Banks; George E. Beley; Chris M. Lehman; Charles F. Luter; H. F.
Norcross, III; Eugene Vaughn; Lewis M. Wood
Branches in Town: None
Other Branches: Trumann, Tyronza
Bank of McCrory
McCrory, AR
VOICE: (870) 731-2521
FAX: (870) 731-2859
Population: 1,850
124 Edmonds Avenue
Charter Number: 128
P. O. Box 370
Date: June 8, 1903
72101-0370
County: Woodruff
Trust Powers: Yes
Bank Holding Company
M. D. Thompson & Son Co., McCrory, AR
Chm: Ian Arnof
Cash/TO: Bobby Trotter
CEO/Pres: Sean H. Williams
Cash and Due from:....................................... 1,498
Federal Funds and Repos: ............................ 1,850
Investments:................................................. 27,153
Net Loans:.................................................... 34,477
Premises and Fixed Assets: ............................. 378
Other Real Estate: ................................................ 0
Other Assets: ................................................. 1,042
Total Assets: ................................................ 66,398
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 58,735
Federal Funds and Borrowings:............................ 0
Other Liabilities: .................................................. 75
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 58,810
Total Equity Capital:....................................... 7,588
Total Liabilities and Capital:......................... 66,398
Number of Shares Outstanding: .................. 20,000
Directors: Ian Arnof; John D. Eldridge, III; Fletcher C. Lewis; G. L. Morris, Jr.; H. Ripley
Thompson; John G. Thompson; Vance M. Thompson, III; Sean H. Williams
Branches in Town: None
Other Branches: None
74
Arkansas State Bank Department
McGehee Bank
McGehee, AR
VOICE: (870) 222-3151
FAX: (870) 222-6159
Population: 4,570
301 North Second Street
Charter Number: 661
P. O. Box 787
Date: December 5, 1933
71654-0787
County: Desha
Home Page: www.mcgeheebank.com
Trust Powers: Yes
Bank Holding Company
Southeast Financial Bankstock Corporation, McGehee, AR
Chm/CEO/Pres: William W. Bowman
EVP/TO: James M. Smith
VChm: John H. Potter, Jr.
VP/Cash: Stephen Wilson
Cash and Due from:....................................... 9,624
Federal Funds and Repos: ................................... 0
Investments: ................................................ 40,182
Net Loans: ................................................... 57,274
Premises and Fixed Assets: ............................. 213
Other Real Estate: ................................................ 0
Other Assets: ................................................. 2,380
Total Assets: .............................................. 109,673
Total Trust Assets:....................................... 40,912
Deposits:...................................................... 81,827
Federal Funds and Borrowings: .................. 12,250
Other Liabilities:................................................ 684
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 94,761
Total Equity Capital: .................................... 14,912
Total Liabilities and Capital:....................... 109,673
Number of Shares Outstanding: ................ 712,360
Directors: Lee Bowman; William W. Bowman; Bill E. Elliott; Eugene Gilliam; David S.
Leech; John H. Potter, Jr.; James N. Smith
Branches in Town: One
Other Branches:
Arkansas City, Tillar,
Watson
The Union Bank of Mena
Mena, AR
VOICE: (479) 394-2211
FAX: (479) 394-8901
Population: 5,637
303 Hwy. 71 North
Charter Number: 667
P. O. Box 898
Date: July 25, 1934
71953-0898
County: Polk
Home Page: www.unionbankofmena.com
Trust Powers: No
Bank Holding Company
Union Bankshares, Inc., Mena, AR
Chm: Edward W. Stevenson
SVP: Jesse Sullivan
CEO/Pres: Philip B. Hensley
SVP/CFO: Michael Myers
Cash and Due from:....................................... 2,344
Federal Funds and Repos: ................................... 0
Investments: ................................................ 40,331
Net Loans: ................................................... 91,972
Premises and Fixed Assets: .......................... 4,759
Other Real Estate: ............................................ 103
Other Assets: ................................................. 2,057
Total Assets: .............................................. 141,566
Total Trust Assets:................................................ 0
Deposits:.................................................... 115,954
Federal Funds and Borrowings: .................. 11,359
Other Liabilities:................................................ 525
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 127,838
Total Equity Capital: .................................... 13,728
Total Liabilities and Capital:....................... 141,566
Number of Shares Outstanding: .................. 12,000
Directors: Robert A. Carver; John A. Crawford; R. L. Hamilton; Philip B. Hensley; David
Maddox; Pauline Morrow; Edward W. Stevenson; Bill L. Wood
Branches in Town: None
Other Branches: Hatfield, Wickes
Ninetieth Report
75
Commercial Bank & Trust Company
Monticello, AR
VOICE: (870) 367-6221
FAX: (870) 367-7700
Population: 9,146
212 West Gaines Street
Charter Number: 396
P. O. Box 150
Date: November 29, 1912
71657-0150
County: Drew
Home Page: www.commercial-bank.net
Trust Powers: Yes
Bank Holding Company
Drew Bancshares, Inc., Monticello, AR
Pres/COO: George T. Harris
SVP/TO: Rusty Smith
SVP: Gene Gates
Cash and Due from:....................................... 4,672
Federal Funds and Repos: ................................... 0
Investments:................................................. 47,979
Net Loans:.................................................. 103,445
Premises and Fixed Assets: .......................... 1,636
Other Real Estate: ............................................ 272
Other Assets: ................................................. 3,368
Total Assets: .............................................. 161,372
Total Trust Assets: ....................................... 10,558
Deposits: .................................................... 142,661
Federal Funds and Borrowings:..................... 3,359
Other Liabilities: ................................................ 733
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 146,753
Total Equity Capital:..................................... 14,619
Total Liabilities and Capital:....................... 161,372
Number of Shares Outstanding: .................... 8,000
Directors: Joe Brannen; James H. Burks; C. C. Gibson, III; Reginald Glover; George T.
Harris; R. D. Jones, Jr.; Wayne L. Owen, Jr.; Bennie Ryburn, III; Bennie F. Ryburn, Jr.;
Virginia M. Ryburn; Kim Ward
Branches in Town: Three
Other Branches: None
Union Bank And Trust Company
Monticello, AR
VOICE: (870) 460-6400
FAX: (870) 460-6465
Population: 9,146
102 West McCloy
Charter Number: 448
P. O. Box 270
Date: September 15, 1915
71657-0270
County: Drew
Home Page: www.unionbnk.com
Trust Powers: Yes
Bank Holding Company
First Union Financial Corporation, Monticello, AR
Chm: Zach McClendon, Jr.
EVP/TO: Beverly Hudson
CEO/Pres: James P. Jett
SVP/Cash: Reathel Harris
Cash and Due from:....................................... 4,157
Federal Funds and Repos: ................................... 0
Investments:................................................. 37,516
Net Loans:.................................................. 141,488
Premises and Fixed Assets: .......................... 4,659
Other Real Estate: ............................................ 110
Other Assets: ................................................. 7,873
Total Assets: .............................................. 195,803
Total Trust Assets: ....................................... 17,058
Deposits: .................................................... 169,059
Federal Funds and Borrowings:..................... 9,849
Other Liabilities: ................................................ 716
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 179,624
Total Equity Capital:..................................... 16,179
Total Liabilities and Capital:....................... 195,803
Number of Shares Outstanding: .................. 80,000
Directors: Ted Carmical; Jonathan H. Davis; Charles F. Dearman, Jr.; Robert Dale Handly,
Sr.; James P. Jett; John Lipton; John S. McClendon; Robin McClendon; Zach McClendon,
Jr.; John Porter Price; Richard Reinhart; David E. Wilkins
Branches in Town: Two
Other Branches: Dumas, Warren, Wilmar
Arkansas State Bank Department
76
Petit Jean State Bank
Morrilton, AR
VOICE: (501) 354-4988
FAX: (501) 354-6560
Population: 6,550
707 North Saint Joseph Street
Charter Number: 777
P. O. Box 680
Date: January 27, 1999
72110
County: Conway
Home Page: www.pjsb.com
Trust Powers: No
Bank Holding Company
Petit Jean Bancshares, Inc., Morrilton, AR
Chm/Pres: Charles S. Penick
EVP: Suzanne Hartman
EVP: Paul Edenfield
Cash and Due from:....................................... 6,277
Federal Funds and Repos: ................................... 0
Investments: .................................................. 9,215
Net Loans: ................................................... 73,988
Premises and Fixed Assets: ............................. 876
Other Real Estate: ............................................ 844
Other Assets: ................................................. 1,425
Total Assets: ................................................ 92,625
Total Trust Assets:................................................ 0
Deposits:...................................................... 79,499
Federal Funds and Borrowings: .................... 3,044
Other Liabilities:................................................ 243
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 82,786
Total Equity Capital: ...................................... 9,839
Total Liabilities and Capital:......................... 92,625
Number of Shares Outstanding: .................. 50,000
Directors: W. O. Byrd; Hall M. Calhoun, III; Katherine Foust; Michael D. Koone; John
Bernard Maus, Jr.; Bruce M. Netherton; Charles Ormond; Charles S. Penick; Larry Wayne
Smith; Stanton C. Willis
Branches in Town: None
Other Branches: None
First Security Bank of Mountain Home
Mountain Home, AR
VOICE: (870) 425-2166
FAX: (870) 424-4353
Population: 11,012
Chm: Reynie Rutledge
CEO: Larry G. Nelson
Ninth and Baker Streets
Charter Number: 147
P. O. Box 1906
Date: August 10, 1906
72654-1906
County: Baxter
Home Page: www.fsbmtnhome.com
Trust Powers: Yes
Bank Holding Company
First Security Bancorp, Searcy, AR
Pres: Tim Coleman
TO: Paul E. Johnson
Cash and Due from:....................................... 4,845
Federal Funds and Repos: ............................ 1,215
Investments: .............................................. 109,197
Net Loans: ................................................. 144,667
Premises and Fixed Assets: .......................... 3,504
Other Real Estate: ............................................ 848
Other Assets: ................................................. 4,836
Total Assets: .............................................. 269,112
Total Trust Assets:.............................................. 55
Deposits:.................................................... 232,733
Federal Funds and Borrowings: .................. 13,805
Other Liabilities:................................................ 926
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 247,464
Total Equity Capital: .................................... 21,648
Total Liabilities and Capital:....................... 269,112
Number of Shares Outstanding: ................ 110,000
Directors: Tim Coleman; James Faulkner; D. Eugene Fortson; Donald T. Jack, Jr.; Guy
King; James E. Lindsey; Larry G. Nelson; N. T. Rutledge; Reynie Rutledge; W. M.
Thompson
Branches in Town: Two
Other Branches: Bull Shoals, Gassville
Ninetieth Report
77
TrustBanc
Mountain Home, AR
VOICE: (870) 424-4100
FAX: (870) 424-4144
Population: 11,012
665 Highway 62 East
Charter Number: 774
P. O. Box 2130
Date: May 12, 1998
72654-2130
County: Baxter
Home Page: www.trustbanc.com
Trust Powers: Yes
Bank Holding Company
TrustBanc Financial Group, Inc., Mountain Home, AR
Chm: Hugh D. McClain
SVP/CFO: Ed McGill
CEO/Pres: Phillip H. Young
Cash and Due from:....................................... 3,445
Federal Funds and Repos: ............................ 3,575
Investments:................................................. 25,655
Net Loans:.................................................... 71,904
Premises and Fixed Assets: .......................... 4,980
Other Real Estate: ................................................ 0
Other Assets: ................................................. 3,639
Total Assets: .............................................. 113,198
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 83,483
Federal Funds and Borrowings:................... 19,675
Other Liabilities: ................................................ 638
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 103,796
Total Equity Capital:....................................... 9,402
Total Liabilities and Capital:....................... 113,198
Number of Shares Outstanding: ........................... 1
Directors: Ralph L. Brown; Jack Lee Gregory; Elton W. Kirby; Deborah Alford Knox; Hugh
D. McClain; John Reese; Phillip H. Young
Branches in Town: None
Other Branches: None
Bank of Mountain View
Mountain View, AR
VOICE: (870) 269-3815
FAX: (870) 269-2899
Population: 2,876
121 East Main Street
Charter Number: 446
P. O. Box 1228
Date: July 21, 1915
72560-1228
County: Stone
Trust Powers: No
Bank Holding Company
Mountain View Bancshares, Inc., Mountain View, AR
Chm: Glen Hinkle
EVP: Weldon Duncan
Pres: James G. Hinkle
VP/Cash: Ron Sims
Cash and Due from:....................................... 2,156
Federal Funds and Repos: ............................ 2,155
Investments:................................................. 92,741
Net Loans:.................................................... 69,760
Premises and Fixed Assets: .......................... 2,032
Other Real Estate: .............................................. 96
Other Assets: ................................................. 2,600
Total Assets: .............................................. 171,540
Total Trust Assets: ................................................ 0
Deposits: .................................................... 144,053
Federal Funds and Borrowings:..................... 1,203
Other Liabilities: ................................................ 360
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 145,616
Total Equity Capital:..................................... 25,924
Total Liabilities and Capital:....................... 171,540
Number of Shares Outstanding: .................... 4,000
Directors: Glen Hinkle; James G. Hinkle; Kenneth Sutton
Branches in Town: One
Other Branches: None
Arkansas State Bank Department
78
Allied Bank
Mulberry, AR
VOICE: (479) 997-1154
FAX: (479) 997-1161
Population: 1,627
Chm: Betty Feller
CEO: Lex Golden
311 Main Street
Charter Number: 81
P. O. Drawer A
Date: January 15, 1902
72947-0480
County: Crawford
Trust Powers: No
Member of Federal Reserve System
Bank Holding Company
Acme Holding Company, Inc., Mulberry, AR
Pres/COO: Alex Golden
SVP/Cash: Dianna J. Millsap
Cash and Due from:....................................... 2,035
Federal Funds and Repos: ................................... 4
Investments: ................................................ 40,683
Net Loans: ................................................... 74,984
Premises and Fixed Assets: .......................... 2,699
Other Real Estate: .............................................. 45
Other Assets: ................................................. 6,093
Total Assets: .............................................. 126,543
Total Trust Assets:................................................ 0
Deposits:.................................................... 109,503
Federal Funds and Borrowings: .................... 5,355
Other Liabilities:................................................ 262
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 115,120
Total Equity Capital: .................................... 11,423
Total Liabilities and Capital:....................... 126,543
Number of Shares Outstanding: .................... 4,000
Directors: Robert R. Baker; Paula Coward; Jerry T. Dickerson; Betty Feller; Alex Golden;
Lex Golden; Randall L. Hollis, Sr.; John Hunter; Amy Golden McCay; Leander J. Muncy, Jr.;
L. Jan Nordin; Earl Overton; Ronnie D. Wooten
Branches in Town: One
Other Branches: Little Rock, Mansfield,
Ozark
Diamond State Bank
Murfreesboro, AR
VOICE: (870) 285-2172
FAX: (870) 285-2755
Population: 1,764
Chm: Evea Bainum
CEO/Pres: John A. Ross
319 East Main
Charter Number: 175
P. O. Box 279
Date: December 19, 1904
71958-0279
County: Pike
Trust Powers: No
Bank Holding Company
Bainum Bancorp II, Glenwood, AR
Cash: Brenda Roberts
Cash and Due from:....................................... 5,827
Federal Funds and Repos: ............................ 3,800
Investments: ................................................ 59,005
Net Loans: ................................................. 111,120
Premises and Fixed Assets: .......................... 4,028
Other Real Estate: ............................................ 143
Other Assets: ................................................. 3,793
Total Assets: .............................................. 187,716
Total Trust Assets:................................................ 0
Deposits:.................................................... 165,548
Federal Funds and Borrowings: .................... 7,292
Other Liabilities:................................................ 527
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 173,367
Total Equity Capital: .................................... 14,349
Total Liabilities and Capital:....................... 187,716
Number of Shares Outstanding: .................. 10,296
Directors: Tim Brotherton; Evea Bainum; Timothy Bainum; Robert Evans; Mike Moore;
John A. Ross; Bill Spigner; George E. Steel, Jr.; George E. Steel, Sr.; Raymond Walls
Branches in Town: None
Other Branches: DeQueen, Dierks, Hope,
Mineral Springs, Nashville
Ninetieth Report
79
Merchants & Planters Bank
Newport, AR
VOICE: (870) 523-3601
FAX: (870) 523-3473
Population: 7,811
120 Hazel
Charter Number: 694
P. O. Box 650
Date: March 20, 1946
72112-0650
County: Jackson
Home Page: www.mandpbank.com
Trust Powers: Yes
Bank Holding Company
M & P Community Bancshares, Inc., Newport, AR
Chm/CEO/TO: Jim S. Gowen, Sr.
SVP: Carla P. Stiger
Pres: Jim S. Gowen, Jr.
SVP/Cash: Patricia Davis
Cash and Due from:....................................... 8,372
Federal Funds and Repos: ............................ 2,500
Investments:................................................. 45,694
Net Loans:.................................................... 78,568
Premises and Fixed Assets: .......................... 6,938
Other Real Estate: ............................................ 284
Other Assets: ................................................. 4,153
Total Assets: .............................................. 146,509
Total Trust Assets: ....................................... 16,816
Deposits: .................................................... 130,935
Federal Funds and Borrowings:..................... 3,319
Other Liabilities: ................................................ 765
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 135,019
Total Equity Capital:..................................... 11,490
Total Liabilities and Capital:....................... 146,509
Number of Shares Outstanding: .................... 9,000
Directors: Roger A. Bowman; Thomas R. Curtner; Terry L. Dillon; Jim S. Gowen, Jr.; Jim S.
Gowen, Sr.; Dr. Troy A. Gray; Mary K. Hardin; Gerald A. Saracini; J. Edward Scoggins
Branches in Town: One
Other Branches: Batesville (3), McCrory,
Newark, Pleasant Plains, Tuckerman
Twin City Bank
North Little Rock, AR
VOICE: (501) 812-1400
FAX: (501) 812-1459
Population: 60,433
2716 Lakewood Village Place
P.O. Box 16270
72116
Home Page: www.twincitybank.net
Trust Powers: Yes
Bank Holding Company
TCBancorp, Inc., North Little Rock, AR
Chm: Richard H. Ashley
SVP: Brent Geels
CEO/Pres: Bob Birch
TO: Richard Clark
Cash and Due from:....................................... 9,369
Federal Funds and Repos: ................................... 0
Investments:............................................... 233,571
Net Loans:.................................................. 224,298
Premises and Fixed Assets: ........................ 13,975
Other Real Estate: ................................................ 0
Other Assets: ............................................... 10,223
Total Assets: .............................................. 491,436
Total Trust Assets: ................................................ 0
Charter Number: 757
Date: July 26, 1991
County: Pulaski
Deposits: .................................................... 356,291
Federal Funds and Borrowings:................... 84,626
Other Liabilities: ............................................. 1,822
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 442,739
Total Equity Capital:..................................... 48,697
Total Liabilities and Capital:....................... 491,436
Number of Shares Outstanding: .................. 17,000
Directors: John W. Allison; W. W. Arnold, Jr.; Richard H. Ashley; John Bailey; Bob Birch;
Dale Bruns; Sharon Davis; Agustin Fernandez; Barbara McDaniel Graves; Stuart W.
Hankins; Johnny Heflin, Jr.; Herren Hickingbotham; Todd Hickingbotham; James Kincannon;
Don L. Lindsey, Sr.; Bob Russell; Mary Anne Salmon; Robert Shell
Branches in Town: Five
Other Branches: Little Rock (8), Sherwood
(2)
80
Arkansas State Bank Department
Bank of Paragould
Paragould, AR
VOICE: (870) 236-7000
FAX: (870) 240-8543
Population: 22,017
3005 West Kingshighway
Charter Number: 35
P. O. Box 1547
Date: September 19, 1895
72451-1547
County: Greene
Home Page: www.bankofparagould.com
Trust Powers: No
Bank Holding Company
Security State Bancshares of Arkansas, Inc., Charleston, MO
Chm: Don Burnett
SVP: Tim Jarrett
CEO/Pres: Glen Burnett
Sec: William Clayton Vandivort
Cash and Due from:....................................... 1,680
Federal Funds and Repos: ............................... 942
Investments: .................................................. 4,557
Net Loans: ................................................... 83,584
Premises and Fixed Assets: .......................... 3,337
Other Real Estate: ................................................ 8
Other Assets: ................................................. 2,449
Total Assets: ................................................ 96,557
Total Trust Assets:................................................ 0
Deposits:...................................................... 77,828
Federal Funds and Borrowings: .................... 8,256
Other Liabilities:................................................ 271
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 86,355
Total Equity Capital: .................................... 10,202
Total Liabilities and Capital:......................... 96,557
Number of Shares Outstanding: .................. 12,500
Directors: Martin Buchman; Don Burnett; Glen Burnett; Rebecca Dugan; Dean Inman;
William Clayton Vandivort
Branches in Town: None
Other Branches: Marmaduke
Southern Bank of Commerce
Paragould, AR
VOICE: (870) 236-2500
FAX: (870) 236-7283
Population: 22,017
Pres: Greg Miller
SVP: John Steele
1727 West Kingshighway
Charter Number: 781
P. O. Box 1605
Date: November 4, 1999
72450
County: Greene
Trust Powers: Yes
Member of Federal Reserve System
Bank Holding Company
None
VP: Donna Miller
Cash: Terry Sessums
Cash and Due from:....................................... 3,832
Federal Funds and Repos: ................................... 0
Investments: ..................................................... 992
Net Loans: ................................................... 27,963
Premises and Fixed Assets: .......................... 1,636
Other Real Estate: ............................................ 126
Other Assets: .................................................... 621
Total Assets: ................................................ 35,170
Total Trust Assets:................................................ 0
Deposits:...................................................... 30,000
Federal Funds and Borrowings: ....................... 820
Other Liabilities:................................................ 156
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 30,976
Total Equity Capital: ...................................... 4,194
Total Liabilities and Capital:......................... 35,170
Number of Shares Outstanding: ............. 3,742,677
Directors: Dr. Asa A. Crow; Howard Eldridge; Donna Miller; Greg Miller; Louise Miller;
Donald Parker
Branches in Town: None
Other Branches: Brookland, Jonesboro,
Leachville
Ninetieth Report
81
Delta Trust & Bank
Parkdale, AR
VOICE: (870) 473-2217
FAX: (870) 473-2492
Population: 377
1853 Highway 165 South
Charter Number: 141
P. O. Box 37
Date: February 1, 1910
71661-0037
County: Ashley
Home Page: www.delta-trust.com
Trust Powers: Yes
Bank Holding Company
Delta Trust & Banking Corporation, Little Rock, AR
Chm: Dewayne Haynes
EVP/COO: Bruce Timmons
Pres: Carroll Penick
SVP/TO: Jim Shenep
Cash and Due from:..................................... 13,444
Federal Funds and Repos: ................................... 0
Investments:................................................. 29,209
Net Loans:.................................................. 132,036
Premises and Fixed Assets: .......................... 5,715
Other Real Estate: ......................................... 1,069
Other Assets: ................................................. 4,036
Total Assets: .............................................. 185,509
Total Trust Assets: ..................................... 153,155
Deposits: .................................................... 153,602
Federal Funds and Borrowings:................... 14,179
Other Liabilities: ................................................ 420
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 168,261
Total Equity Capital:..................................... 17,248
Total Liabilities and Capital:....................... 185,509
Number of Shares Outstanding: .................. 16,000
Directors: Carl John Bierbaum; Dewayne Haynes; J. French Hill; Michael Montgomery;
James N. Murphy; Carroll Penick; George L. Pugh; Leyden Pugh; Thomas R. Pugh, Jr.;
Thomas R. Pugh, Sr.; Neill Sloan; Philip A. Tappan
Branches in Town: None
Other Branches:
Bella Vista, Eudora,
Gravette, Hamburg, Little Rock (3), Wilmot
First State Bank
Parkin, AR
VOICE: (870) 755-5401
FAX: (870) 755-5648
Population: 1,602
77 Parkin Avenue
Charter Number: 568
P. O. Box 526
Date: June 5, 1925
72373-0526
County: Cross
Trust Powers: No
Bank Holding Company
Parkin Bancorp, Inc., Parkin, AR
Chm/CEO: William N. Griffin
SVP/Cash: Brenda F. Williams
Pres: Edward M. King, III
VP: John Cooper
Cash and Due from:....................................... 1,203
Federal Funds and Repos: ............................... 245
Investments:................................................... 9,516
Net Loans:.................................................... 10,198
Premises and Fixed Assets: ............................. 170
Other Real Estate: ............................................ 151
Other Assets: .................................................... 412
Total Assets: ................................................ 21,895
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 17,458
Federal Funds and Borrowings:..................... 2,000
Other Liabilities: ................................................ 120
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 19,578
Total Equity Capital:....................................... 2,317
Total Liabilities and Capital:......................... 21,895
Number of Shares Outstanding: .................... 4,000
Directors: Mark Baioni; Fred E. Brenner, Jr.; John A. Brenner; John A. Brenner, Jr.;
Raymond S. Clift; John S. Cooper; Elizabeth N. Griffin; Neil Griffin; Russell H. Griffin; William
N. Griffin; William N. Griffin, Jr.; Edward M. King, III
Branches in Town: None
Other Branches: West Memphis
82
Arkansas State Bank Department
Chart Bank
Perryville, AR
VOICE: (501) 889-2318
FAX: (501) 889-5727
Population: 1,458
813 North Fourche Avenue
Charter Number: 690
P. O. Box 189
Date: December 8, 1945
72126-0189
County: Perry
Home Page: www.mychartbank.com
Trust Powers: No
Bank Holding Company
Perry County Bancshares, Inc., Perryville, AR
CEO/Pres: Robert Gregory Connell
CFO: Ken Jennings
SVP: Joe Carter
Cash and Due from:....................................... 2,368
Federal Funds and Repos: ............................ 2,830
Investments: ................................................ 39,462
Net Loans: ................................................... 61,823
Premises and Fixed Assets: .......................... 3,564
Other Real Estate: ............................................ 147
Other Assets: ................................................. 3,719
Total Assets: .............................................. 113,913
Total Trust Assets:................................................ 0
Deposits:...................................................... 87,466
Federal Funds and Borrowings: .................. 14,042
Other Liabilities:................................................ 343
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 101,851
Total Equity Capital: .................................... 12,062
Total Liabilities and Capital:....................... 113,913
Number of Shares Outstanding: .................. 16,000
Directors: Billie Jo Branscum; Herby Branscum, Jr.; James S. Branscum; Lee A. Gibbons;
Robert M. Hill; Shirley Hill; J. Baylor House; Tracy M. Price; Jim Rankin
Branches in Town: None
Other Branches: Bigelow, Morrilton
Piggott State Bank
Piggott, AR
VOICE: (870) 598-3802
FAX: (870) 598-2026
Population: 3,894
212 West Cherry
Charter Number: 613
P. O. Box 307
Date: March 10, 1930
72454-0307
County: Clay
Home Page: www.piggottstatebank.com
Trust Powers: No
Bank Holding Company
Piggott Bankstock, Inc., Piggott, AR
Chm/CEO/Pres: Paula O. Blackwell
VP/Cash: James C. Poole
VP: Debra A. Mills
Cash and Due from:....................................... 4,240
Federal Funds and Repos: ............................ 1,600
Investments: ................................................ 23,348
Net Loans: ................................................... 31,671
Premises and Fixed Assets: ............................. 738
Other Real Estate: ............................................ 101
Other Assets: .................................................... 628
Total Assets: ................................................ 62,326
Total Trust Assets:................................................ 0
Deposits:...................................................... 56,293
Federal Funds and Borrowings: ........................... 0
Other Liabilities:................................................ 390
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 56,683
Total Equity Capital: ...................................... 5,643
Total Liabilities and Capital:......................... 62,326
Number of Shares Outstanding: .................... 4,000
Directors: Steve Bell; Paula O. Blackwell; James C. Poole
Branches in Town: One
Other Branches: None
Ninetieth Report
83
Bank of Pocahontas
Pocahontas, AR
VOICE: (870) 892-5286
FAX: (870) 892-8381
Population: 6,518
1 Bank Plaza
Charter Number: 145
P. O. Box 467
Date: October 31, 1903
72455-0467
County: Randolph
Trust Powers: No
Bank Holding Company
Pocahontas Bankstock, Inc., Pocahontas, AR
Chm/CEO/Pres: John R. Jackson, Jr.
CFO/VP: Terry R. Dickson
EVP/COO: G. L. Lieblong
VP: Michael L. Miller
Cash and Due from:....................................... 4,346
Federal Funds and Repos: .......................... 11,250
Investments:................................................. 39,310
Net Loans:.................................................... 57,624
Premises and Fixed Assets: .......................... 4,049
Other Real Estate: ............................................ 175
Other Assets: ................................................. 1,793
Total Assets: .............................................. 118,547
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 93,827
Federal Funds and Borrowings:................... 11,991
Other Liabilities: ............................................. 2,224
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 108,042
Total Equity Capital:..................................... 10,505
Total Liabilities and Capital:....................... 118,547
Number of Shares Outstanding: .................... 5,000
Directors: Carol Belford-Lewallen; Frank Bigger; Doug Cox; J. Phillip Futrell; John R.
Jackson, Jr.; G. L. Lieblong; Michael L. McNabb
Branches in Town: One
Other Branches: Cave City
Home Bank of Arkansas
Portland, AR
VOICE: (870) 737-2236
FAX: (870) 737-2816
Population: 552
113 Hwy 165 South
Charter Number: 251
P. O. Box 178
Date: January 22, 1908
71663-0178
County: Ashley
Trust Powers: No
Bank Holding Company
Peoples Home Holding, Inc., Greenbrier, AR
Chm/CEO/Pres: John Stacks
VP: Terry Milam
CFO/VP: Bill Hannah
Cash and Due from:....................................... 1,068
Federal Funds and Repos: ............................ 2,710
Investments:................................................... 2,887
Net Loans:.................................................... 29,374
Premises and Fixed Assets: ............................. 954
Other Real Estate: ................................................ 0
Other Assets: .................................................... 400
Total Assets: ................................................ 37,393
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 33,937
Federal Funds and Borrowings:............................ 0
Other Liabilities: ................................................ 110
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 34,047
Total Equity Capital:....................................... 3,346
Total Liabilities and Capital:......................... 37,393
Number of Shares Outstanding: .................... 4,000
Directors: Joe Benton, III; Jerold Brock; Bill Hannah; Terry Milam; Roy Montgomery; John
Stacks; Jack Treat
Branches in Town: None
Other Branches: Damascus, Greenbrier,
Marshall
84
Arkansas State Bank Department
Parkway Bank
Portland, AR
VOICE: (870) 737-2226
FAX: (870) 737-4263
Population: 552
Main Street
Charter Number: 57
P. O. Box 68
Date: April 23, 1900
71663-0068
County: Ashley
Home Page: www.parkway-bank.com
Trust Powers: No
Bank Holding Company
Parkway Bankshares, Inc., Portland, AR
Chm/CEO: Jerry Sadler
Reg Pres: Chris Lampkin
Reg Pres: Jerry Carmichael
Cash and Due from:....................................... 4,330
Federal Funds and Repos: ............................ 6,315
Investments: ................................................ 16,201
Net Loans: ................................................... 35,315
Premises and Fixed Assets: .......................... 2,418
Other Real Estate: ............................................ 161
Other Assets: .................................................... 856
Total Assets: ................................................ 65,596
Total Trust Assets:................................................ 0
Deposits:...................................................... 56,065
Federal Funds and Borrowings: .................... 4,200
Other Liabilities:................................................ 218
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 60,483
Total Equity Capital: ...................................... 5,113
Total Liabilities and Capital:......................... 65,596
Number of Shares Outstanding: .................. 20,000
Directors: Mack Borgognoni; C. E. Bridewell; Chris Lampkin; Benton Newcome; Joel
Newcome; Robert D. Pugh; Jerry Sadler; Eddie Scherm
Branches in Town: None
Other Branches: Crossett, Monticello (2)
Bank of Prescott
Prescott, AR
VOICE: (870) 887-2688
FAX: (870) 887-6822
Population: 3,686
East Second at Main
Charter Number: 162
P.O. Drawer 490
Date: August 10, 1904
71857-0490
County: Nevada
Home Page: www.bankofprescott.com
Trust Powers: Yes
Bank Holding Company
Prescott Bancshares, Inc., Prescott, AR
Chm: John Warren Brannan, Sr.
EVP: James E. Franks
CEO/Pres: John Warren Brannan, Jr.
Treas/Sec: Karen McLelland
Cash and Due from:....................................... 5,403
Federal Funds and Repos: ............................ 1,115
Investments: ................................................ 29,849
Net Loans: ................................................... 30,695
Premises and Fixed Assets: ............................. 480
Other Real Estate: ................................................ 0
Other Assets: ................................................. 1,404
Total Assets: ................................................ 68,946
Total Trust Assets:................................................ 0
Deposits:...................................................... 60,245
Federal Funds and Borrowings: ....................... 551
Other Liabilities:.................................................. 94
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 60,890
Total Equity Capital: ...................................... 8,056
Total Liabilities and Capital:......................... 68,946
Number of Shares Outstanding: .................. 24,000
Directors: John Warren Brannan, Sr.; John Warren Brannan, Jr.; Brad Crain; Carl
Dalrymple, Jr.; James E. Franks; Robert L. Godwin; Billy Hines; Phillip McAdams; Larry
Rhodes; Robert Smith; John Vansickle
Branches in Town: None
Other Branches: None
Ninetieth Report
85
The Bank of Rison
Rison, AR
VOICE: (870) 325-6251
FAX: (870) 325-7661
Population: 1,271
Chm: James L. Moore, Jr.
CEO/Pres: James R. Hopson
200 Main Street
Charter Number: 650
P. O. Box 345
Date: March 7, 1932
71665-0345
County: Cleveland
Trust Powers: No
Bank Holding Company
None
VP: Cliff Hopson
VP/Cash: Judy Thompson
Cash and Due from:....................................... 2,020
Federal Funds and Repos: ............................ 4,210
Investments:................................................... 8,153
Net Loans:.................................................... 12,106
Premises and Fixed Assets: ............................. 146
Other Real Estate: ................................................ 0
Other Assets: ................................................. 1,090
Total Assets: ................................................ 27,725
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 23,526
Federal Funds and Borrowings:............................ 0
Other Liabilities: .................................................. 35
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 23,561
Total Equity Capital:....................................... 4,164
Total Liabilities and Capital:......................... 27,725
Number of Shares Outstanding: .................... 4,000
Directors: James R. Hopson; Ray B. Martin; James L. Moore, III; James L. Moore, Jr.
Branches in Town: None
Other Branches: None
Bank of Rogers
Rogers, AR
VOICE: (479) 621-6800
FAX: (479) 621-6801
Population: 38,829
801 North Dixieland
Charter Number: 765
P. O. Box 699
Date: October 26, 1995
72757-0699
County: Benton
Home Page: www.bankrogers.com
Trust Powers: No
Member of Federal Reserve System
Bank Holding Company
BOR Bancshares, Inc., Rogers, AR
Chm/CEO: Dick McLelland
EVP: Scott Franklin
Pres: Guy J. Cable
Cash and Due from:....................................... 2,773
Federal Funds and Repos: ............................ 2,185
Investments:................................................. 11,710
Net Loans:.................................................... 93,096
Premises and Fixed Assets: .......................... 4,994
Other Real Estate: ............................................ 351
Other Assets: ................................................. 4,008
Total Assets: .............................................. 119,117
Total Trust Assets: ................................................ 0
Deposits: .................................................... 100,493
Federal Funds and Borrowings:..................... 9,100
Other Liabilities: ................................................ 403
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 109,996
Total Equity Capital:....................................... 9,121
Total Liabilities and Capital:....................... 119,117
Number of Shares Outstanding: .................. 32,150
Directors: Guy J. Cable; Roland Julian; Dick McLelland; Virginia Mocivnik; Jerry Pittman;
Kent Rylee; Tony Steele; David Swearingen; Lewis D. Yarborough
Branches in Town: One
Other Branches: Centerton, Lowell
Arkansas State Bank Department
86
Simmons First Bank of Northwest Arkansas
Rogers, AR
VOICE: (479) 636-0884
FAX: (479) 636-7819
Population: 38,829
111 North 8th Street
Charter Number: 672
P. O. Box 1803
Date: July 8, 1935
72756
County: Benton
Home Page: www.simmonsfirst.com
Trust Powers: Yes
Bank Holding Company
Simmons First National Corporation, Pine Bluff, AR
CEO/Pres: Thomas W. Spillyards
SVP: Gail Jordan
EVP: Dennis Ferguson
VP/Cash: Darlene Cheatham
Cash and Due from:..................................... 10,268
Federal Funds and Repos: ............................ 8,000
Investments: ................................................ 42,241
Net Loans: ................................................. 166,588
Premises and Fixed Assets: .......................... 4,601
Other Real Estate: .............................................. 55
Other Assets: ................................................. 8,601
Total Assets: .............................................. 240,354
Total Trust Assets:................................................ 0
Deposits:.................................................... 210,396
Federal Funds and Borrowings: .................... 6,199
Other Liabilities:............................................. 1,254
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 217,849
Total Equity Capital: .................................... 22,505
Total Liabilities and Capital:....................... 240,354
Number of Shares Outstanding: .................. 18,000
Directors: Dennis Ferguson; Ray Hobbs; Craig Hunt; Eric Pianalto; Thomas W. Spillyards;
Jim Tull; Sonya Yates
Branches in Town: One
Other Branches: Bella Vista, Fayetteville
(2), Lincoln, Prairie Grove, Siloam Springs,
Springdale (2)
First Arkansas Valley Bank
Russellville, AR
VOICE: (479) 967-2151
FAX: (479) 967-1456
Population: 23,682
401 North Arkansas Avenue
Charter Number: 714
P. O. Box 4026
Date: August 29, 1961
72811
County: Pope
Home Page: www.firstarkansas.com
Trust Powers: Yes
Bank Holding Company
Russellville Bancshares, Inc., Jonesboro, AR
Chm/CEO: Roy A. Reaves
VP/TO: Ellen Tarkington
Pres: Benny R. Harris
Cash and Due from:..................................... 16,883
Federal Funds and Repos: ................................... 0
Investments: .............................................. 119,029
Net Loans: ................................................. 307,513
Premises and Fixed Assets: .......................... 9,958
Other Real Estate: ............................................ 406
Other Assets: ............................................... 21,509
Total Assets: .............................................. 475,298
Total Trust Assets:....................................... 17,786
Deposits:.................................................... 324,465
Federal Funds and Borrowings: ................ 106,224
Other Liabilities:............................................. 1,938
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 432,627
Total Equity Capital: .................................... 42,671
Total Liabilities and Capital:....................... 475,298
Number of Shares Outstanding: ................ 139,594
Directors: Luke Duffield; Dain Duvall; Wallace W. Fowler; Nathan V. George; Charles H.
Green; Benny R. Harris; Don Helms; Lloyd H. McCracken, Jr.; Carl Rackley; Roy A. Reaves;
Ray L. Robinson; Michael Warren
Branches in Town: Three
Other Branches:
Atkins, Clarksville,
Dardanelle (2), Morrilton, Pottsville, Searcy
(3)
Ninetieth Report
87
First State Bank
Russellville, AR
VOICE: (479) 498-2400
FAX: (479) 498-2465
Population: 23,682
3103 East Main
Charter Number: 663
P. O. Box 10610
Date: January 12, 1934
72812
County: Pope
Home Page: www.fsbmybank.com
Trust Powers: No
Bank Holding Company
First State Banking Corporation, Russellville, AR
Chm/CEO: Charles Blanchard
EVP: Toni B. Laws
Pres: Johnny K. Morgan
EVP/CLO: Max Mathis
Cash and Due from:....................................... 2,963
Federal Funds and Repos: ................................... 0
Investments:............................................... 127,845
Net Loans:.................................................. 100,108
Premises and Fixed Assets: .......................... 1,628
Other Real Estate: ......................................... 1,276
Other Assets: ................................................. 7,613
Total Assets: .............................................. 241,433
Total Trust Assets: ................................................ 0
Deposits: .................................................... 195,319
Federal Funds and Borrowings:................... 27,877
Other Liabilities: ................................................ 816
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 224,012
Total Equity Capital:..................................... 17,421
Total Liabilities and Capital:....................... 241,433
Number of Shares Outstanding: .................. 20,000
Directors: Charles Blanchard; William H. Bowen; Don C. Guess; Mike Miller; Johnny K.
Morgan; George Tippin; C. Tim White; Robert M. Wilson; Phil Wright
Branches in Town: One
Other Branches: Ola, Plainview
Simmons First Bank of Russellville
Russellville, AR
VOICE: (479) 967-8000
FAX: (479) 968-6491
Population: 23,682
800 North Arkansas Avenue
Charter Number: 192
P. O. Box 3010
Date: September 29, 1905
72811-3010
County: Pope
Home Page: www.simmonsfirst.com
Trust Powers: Yes
Member of Federal Reserve System
Bank Holding Company
Simmons First National Corporation, Pine Bluff, AR
Chm/CEO: Ronald B. Jackson
Reg Pres: Denton Tumbleson
Pres: Gene Thomason
EVP: Scott Hill
Cash and Due from:..................................... 11,609
Federal Funds and Repos: ............................ 4,045
Investments:................................................. 31,447
Net Loans:.................................................. 123,707
Premises and Fixed Assets: .......................... 5,652
Other Real Estate: ............................................ 728
Other Assets: ............................................... 20,177
Total Assets: .............................................. 197,365
Total Trust Assets: ................................................ 0
Deposits: .................................................... 150,942
Federal Funds and Borrowings:................... 10,127
Other Liabilities: ................................................ 928
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 161,997
Total Equity Capital:..................................... 35,368
Total Liabilities and Capital:....................... 197,365
Number of Shares Outstanding: .................. 10,000
Directors: Leon Anderson; Terry Bowie; Dr. Charles Boyce; Keith Cogswell; Ronald B.
Jackson; Ike Allen Laws, III; Ed R. Stingley, III; Harve Taylor; Gene Thomason
Branches in Town: Three
Other Branches: Clarksville (2), Hector,
London
88
Arkansas State Bank Department
Bank of Salem
Salem, AR
VOICE: (870) 895-2591
FAX: (870) 895-3825
Population: 1,591
207 West Church Street
Charter Number: 266
P. O. Box 338
Date: December 9, 1908
72576-0338
County: Fulton
Trust Powers: No
Bank Holding Company
Smith Associated Banking Corporation, Hot Springs, AR
Chm: Richard T. Smith
CEO/Pres: Mark Montgomery
Cash and Due from:....................................... 2,797
Federal Funds and Repos: ............................ 1,925
Investments: ................................................ 13,518
Net Loans: ................................................... 79,239
Premises and Fixed Assets: .......................... 2,088
Other Real Estate: ............................................ 318
Other Assets: ................................................. 3,799
Total Assets: .............................................. 103,684
Total Trust Assets:................................................ 0
Deposits:...................................................... 91,075
Federal Funds and Borrowings: .................... 2,499
Other Liabilities:................................................ 937
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 94,511
Total Equity Capital: ...................................... 9,173
Total Liabilities and Capital:....................... 103,684
Number of Shares Outstanding: .................. 20,000
Directors: D. Karrol Fowlkes; Mark Montgomery; Marvin Newton; C. Dwayne Plumlee; Guy
R. "Buck" Smith; Richard T. Smith
Branches in Town: None
Other Branches: Mammoth Spring, Viola
Logan County Bank
Scranton, AR
VOICE: (479) 938-2511
FAX: (479) 938-7084
Population: 222
Chm/CEO/Pres: Joe Fritsche
VP: Jerry L. Davis
600 Main Street
P. O. Box 85
72863-0085
Trust Powers: No
Bank Holding Company
None
VP: Gary Fritsche
Cash: Don Fritsche
Cash and Due from:....................................... 5,496
Federal Funds and Repos: ............................... 380
Investments: ................................................ 28,452
Net Loans: ................................................... 20,505
Premises and Fixed Assets: ............................. 415
Other Real Estate: ................................................ 0
Other Assets: .................................................... 506
Total Assets: ................................................ 55,754
Total Trust Assets:................................................ 0
Charter Number: 578
Date: April 7, 1926
County: Logan
Deposits:...................................................... 46,993
Federal Funds and Borrowings: ........................... 0
Other Liabilities:................................................ 102
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 47,095
Total Equity Capital: ...................................... 8,659
Total Liabilities and Capital:......................... 55,754
Number of Shares Outstanding: .................... 4,000
Directors: Margaret Ahne; Gary Fritsche; Joe Fritsche; Mildred Fritsche; Regina M. Layes
Branches in Town: None
Other Branches: Subiaco
Ninetieth Report
89
First Security Bank
Searcy, AR
VOICE: (501) 279-3400
FAX: (501) 279-3486
Population: 18,928
314 North Spring
P. O. Box 1009
72145-1009
Home Page: www.firstsecuritybank.org
Trust Powers: Yes
Bank Holding Company
First Security Bancorp, Searcy, AR
Chm/CEO: Reynie Rutledge
TO: Frank Faust
Pres: James G. Wilson
Cash and Due from:..................................... 47,457
Federal Funds and Repos: ................................... 0
Investments:............................................... 315,555
Net Loans:.................................................. 690,137
Premises and Fixed Assets: ........................ 31,392
Other Real Estate: ......................................... 3,046
Other Assets: ............................................... 42,664
Total Assets: ........................................... 1,130,251
Total Trust Assets: ..................................... 166,460
Charter Number: 649
Date: February 6, 1932
County: White
Deposits: .................................................... 983,905
Federal Funds and Borrowings:................... 42,362
Other Liabilities: ............................................. 2,413
Subordinated Debt:............................................... 0
Total Liabilities: ....................................... 1,028,680
Total Equity Capital:................................... 101,571
Total Liabilities and Capital:.................... 1,130,251
Number of Shares Outstanding: .................. 24,000
Directors: Dr. David Burks; Larry Crain; Steve Lightle; John McKnight; Wayne Ridout; Dr.
Porter R. Rodgers, Jr.; N. T. Rutledge; Reynie Rutledge; Jim Tarkington; James G. Wilson;
E. D. Yancey
Branches in Town: Four
Other Branches: Beebe (2), Bella Vista,
Cabot (2), Fayetteville (4), Griffithville, Heber
Springs (2), Judsonia, McRae, Pangburn,
Rogers (3), Springdale (4)
Simmons First Bank of Searcy
Searcy, AR
VOICE: (501) 268-7575
FAX: (501) 279-3059
Population: 18,928
401 South Main
Charter Number: 528
P. O. Box 1349
Date: February 17, 1922
72145-1349
County: White
Home Page: www.Simmonsfirst.com
Trust Powers: No
Member of Federal Reserve System
Bank Holding Company
Simmons First National Corporation, Pine Bluff, AR
CEO/Pres: Brooks Davis
SVP/Cash: Chris Rainbolt
SVP: Jerry Morgan
Cash and Due from:....................................... 5,383
Federal Funds and Repos: ................................... 0
Investments:................................................. 23,625
Net Loans:.................................................... 82,345
Premises and Fixed Assets: .......................... 3,862
Other Real Estate: ............................................ 112
Other Assets: ................................................. 6,920
Total Assets: .............................................. 122,247
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 92,995
Federal Funds and Borrowings:................... 11,721
Other Liabilities: ............................................. 1,062
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 105,778
Total Equity Capital:..................................... 16,469
Total Liabilities and Capital:....................... 122,247
Number of Shares Outstanding: .................. 10,000
Directors: Richard Cargile; Stuart Dalrymple; Brooks Davis; Dennis Donovan; Al Fowler;
Joseph Giezeman; Chris Rainbolt; Glenn Rambin; Robert Underwood
Branches in Town: Two
Other Branches: Kensett
90
Arkansas State Bank Department
Peoples Bank
Sheridan, AR
VOICE: (870) 942-5707
FAX: (870) 942-2489
Population: 3,872
1120 S. Rock Street
Charter Number: 786
P. O. Box 460
Date: September 11, 2000
72150
County: Grant
Home Page: www.peoplesbankar.com
Trust Powers: No
Bank Holding Company
None
CEO/Pres: John D. Manatt
VP: Noka A. Emerson
SVP: Roy E. Baxley
VP: G. Jannette Jones
Cash and Due from:....................................... 3,689
Federal Funds and Repos: ............................ 5,524
Investments: ................................................ 15,680
Net Loans: ................................................... 34,810
Premises and Fixed Assets: .......................... 1,784
Other Real Estate: ................................................ 0
Other Assets: ................................................. 1,651
Total Assets: ................................................ 63,138
Total Trust Assets:................................................ 0
Deposits:...................................................... 56,148
Federal Funds and Borrowings: ........................... 0
Other Liabilities:................................................ 196
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 56,344
Total Equity Capital: ...................................... 6,794
Total Liabilities and Capital:......................... 63,138
Number of Shares Outstanding: .................. 52,562
Directors: Dannie L. Brown; Donald L. Hedden; Gary D. Hines; Bobby G. Jeffrey; James
W. Lancaster; John D. Manatt; Mary Mel Nixon; Shelby L. Taylor; Alvin L. Upton; David L.
Wells; W. A. Winston
Branches in Town: None
Other Branches: None
Arkansas State Bank
Siloam Springs, AR
VOICE: (479) 524-8101
FAX: (479) 524-3307
Population: 10,843
318 East Main Street
Charter Number: 713
P. O. Box 400
Date: January 12, 1960
72761-0400
County: Benton
Home Page: www.arkstatebank.com
Trust Powers: Yes
Member of Federal Reserve System
Bank Holding Company
Arkansas State Bancshares, Inc., Siloam Springs, AR
Chm: Delbert E. Allen, Jr.
EVP/Cash: Beverly Lescard
CEO/Pres/TO: Arthur Morris
Cash and Due from:....................................... 6,849
Federal Funds and Repos: ............................ 5,800
Investments: ................................................ 47,092
Net Loans: ................................................. 103,418
Premises and Fixed Assets: .......................... 4,711
Other Real Estate: .............................................. 77
Other Assets: ................................................. 2,865
Total Assets: .............................................. 170,812
Total Trust Assets:......................................... 4,985
Deposits:.................................................... 145,037
Federal Funds and Borrowings: ........................... 0
Other Liabilities:................................................ 602
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 145,639
Total Equity Capital: .................................... 25,173
Total Liabilities and Capital:....................... 170,812
Number of Shares Outstanding: .................. 72,000
Directors: Delbert E. Allen, Jr.; Robert H. Brown; Paul Church; H. E. Harrison, Jr.; Arthur
Morris; Mark Simmons; Dr. Duane Thomas
Branches in Town: Two
Other Branches: Gentry, Tontitown
Ninetieth Report
91
Smackover State Bank
Smackover, AR
VOICE: (870) 725-3051
FAX: (870) 725-3049
Population: 2,005
708 North Broadway
Charter Number: 600
P. O. Drawer 107
Date: April 18, 1928
71762-0107
County: Union
Trust Powers: Yes
Bank Holding Company
Smackover Bancshares, Inc., Smackover, AR
CEO/Pres: Bob Willett
SVP: James B. Yeager
SVP: J. Drew Tennyson
VP/TO: Vicki Davis
Cash and Due from:....................................... 3,709
Federal Funds and Repos: ............................ 1,030
Investments:................................................. 58,511
Net Loans:.................................................... 60,343
Premises and Fixed Assets: .......................... 1,925
Other Real Estate: ............................................ 428
Other Assets: ................................................. 1,792
Total Assets: .............................................. 127,738
Total Trust Assets: ......................................... 3,348
Deposits: .................................................... 114,511
Federal Funds and Borrowings:............................ 0
Other Liabilities: ................................................ 405
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 114,916
Total Equity Capital:..................................... 12,822
Total Liabilities and Capital:....................... 127,738
Number of Shares Outstanding: ................ 100,000
Directors: Gary deYampert; J. Drew Tennyson; James M. Tennyson; John D. Trimble, V;
Bob Willett; James B. Yeager
Branches in Town: None
Other Branches: El Dorado (2), Norphlet
Riverside Bank
Sparkman, AR
VOICE: (870) 678-2251
FAX: (870) 678-2401
Population: 586
Commerce & Main Streets
Charter Number: 457
P. O. Box 127
Date: September 19, 1916
71763-0127
County: Dallas
Home Page: www.riversidebanc.com
Trust Powers: No
Bank Holding Company
Riverside Bancshares, Inc., Little Rock, AR
Chm: David Matchet
Pres: Robert G. Dudley, Jr.
CEO: Stephen C. Davis
VP: Kathryn Daniell
Cash and Due from:....................................... 1,153
Federal Funds and Repos: ................................... 0
Investments:................................................... 3,772
Net Loans:.................................................... 35,656
Premises and Fixed Assets: ............................. 462
Other Real Estate: ............................................ 463
Other Assets: ................................................. 1,286
Total Assets: ................................................ 42,792
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 33,164
Federal Funds and Borrowings:..................... 6,185
Other Liabilities: ................................................ 150
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 39,499
Total Equity Capital:....................................... 3,293
Total Liabilities and Capital:......................... 42,792
Number of Shares Outstanding: .................... 3,000
Directors: Stephen C. Davis; G. W. DeLaughter; Robert G. Dudley, Jr.; Charles T. Gaston;
David Matchet
Branches in Town: None
Other Branches: None
92
Arkansas State Bank Department
Bodcaw Bank
Stamps, AR
VOICE: (870) 533-4486
FAX: (870) 533-4456
Population: 2,131
307 Thomas Street
Charter Number: 106
P. O. Box 8
Date: December 8, 1902
71860-0008
County: Lafayette
Trust Powers: No
Bank Holding Company
Bodcaw Bancshares, Inc., Stamps, AR
Chm/Pres: J. Paul Nipper
Cash: Brenda Scroggins
Cash and Due from:....................................... 3,811
Federal Funds and Repos: ............................ 1,775
Investments: ................................................ 46,981
Net Loans: ................................................... 20,188
Premises and Fixed Assets: ............................. 184
Other Real Estate: ................................................ 0
Other Assets: .................................................... 577
Total Assets: ................................................ 73,516
Total Trust Assets:................................................ 0
Deposits:...................................................... 64,867
Federal Funds and Borrowings: ........................... 0
Other Liabilities:................................................ 475
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 65,342
Total Equity Capital: ...................................... 8,174
Total Liabilities and Capital:......................... 73,516
Number of Shares Outstanding: .................. 10,000
Directors: Charles L. Cabe, Jr.; Billie Nipper; J. Paul Nipper; Cynthia Sandefur; Danny K.
Smith; J. Woodrow Smith
Branches in Town: None
Other Branches: None
Bank of Star City
Star City, AR
VOICE: (870) 628-4286
FAX: (870) 628-5274
Population: 2,471
116 North Lincoln
P. O. Drawer 69
71667-0069
Home Page: www.bankofstarcity.com
Trust Powers: No
Bank Holding Company
Star City Bancshares, Inc., Star City, AR
Chm/CEO: Bennie F. Ryburn, Jr.
VP: Mary Womack
Pres: R. Mark Owen
Cash and Due from:....................................... 2,005
Federal Funds and Repos: ................................... 0
Investments: ................................................ 22,298
Net Loans: ................................................... 58,349
Premises and Fixed Assets: .......................... 4,113
Other Real Estate: ............................................ 182
Other Assets: ................................................. 1,480
Total Assets: ................................................ 88,427
Total Trust Assets:................................................ 0
Charter Number: 567
Date: April 27, 1925
County: Lincoln
Deposits:...................................................... 69,695
Federal Funds and Borrowings: .................... 9,193
Other Liabilities:................................................ 146
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 79,034
Total Equity Capital: ...................................... 9,393
Total Liabilities and Capital:......................... 88,427
Number of Shares Outstanding: .................. 15,000
Directors: Keith D. Griffin; Tommy L. Lively; Lucille Ollar; R. Mark Owen; Bennie F. Ryburn,
Jr.; Marion Ryburn
Branches in Town: None
Other Branches: Gould, Pine Bluff (2),
White Hall
Ninetieth Report
93
The Stephens Security Bank
Stephens, AR
VOICE: (870) 786-5416
FAX: (870) 786-5419
Population: 1,152
105 Ruby Street
Charter Number: 692
P. O. Box 7
Date: February 8, 1946
71764-0007
County: Ouachita
Trust Powers: No
Bank Holding Company
Smith Associated Banking Corporation, Hot Springs, AR
Chm: Richard T. Smith
VP/Cash: Cheryl Brown
Pres: Carol Reaves
Cash and Due from:....................................... 2,363
Federal Funds and Repos: ................................... 0
Investments:................................................... 4,298
Net Loans:.................................................... 24,928
Premises and Fixed Assets: .......................... 1,286
Other Real Estate: .............................................. 30
Other Assets: ................................................. 1,602
Total Assets: ................................................ 34,507
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 27,387
Federal Funds and Borrowings:..................... 4,163
Other Liabilities: ................................................ 270
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 31,820
Total Equity Capital:....................................... 2,687
Total Liabilities and Capital:......................... 34,507
Number of Shares Outstanding: .................. 11,000
Directors: Duncan Grayson; Carol Reaves; Guy R. Smith; Guy R. "Buck" Smith; Richard T.
Smith; Colon Watson; Jay C. Wilson
Branches in Town: None
Other Branches: None
The Farmers and Merchants Bank
Stuttgart, AR
VOICE: (870) 673-6911
FAX: (870) 672-4282
Population: 9,745
Seventh & Main Streets
Charter Number: 687
P. O. Box 1010
Date: December 29, 1944
72160-1010
County: Arkansas
Home Page: www.fmbarkansas.com
Trust Powers: Yes
Member of Federal Reserve System
Bank Holding Company
The Farmers and Merchants Bankshares, Inc., Stuttgart, AR
Chm: Roy O. McCollum, III
Cash: Caroll Fowler
CEO/Pres: Don Pattillo
TO: Richard McMinn
Cash and Due from:..................................... 16,051
Federal Funds and Repos: ................................... 0
Investments:................................................. 76,099
Net Loans:.................................................. 185,487
Premises and Fixed Assets: .......................... 3,540
Other Real Estate: ............................................ 153
Other Assets: ............................................... 17,042
Total Assets: .............................................. 298,372
Total Trust Assets: ....................................... 40,269
Deposits: .................................................... 211,408
Federal Funds and Borrowings:................... 49,424
Other Liabilities: ............................................. 1,341
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 262,173
Total Equity Capital:..................................... 36,199
Total Liabilities and Capital:....................... 298,372
Number of Shares Outstanding: ................ 100,000
Directors: Jerry Carter; Gary Hudson; Roy O. McCollum, III; Don Pattillo; Mickey Pierce;
Robert H. Pond; Robert Seidenstricker; Patricia M. Townsend; Ray Vester
Branches in Town: Four
Other Branches: Des Arc, DeValls Bluff,
DeWitt, Hazen
94
Arkansas State Bank Department
Bank of Trumann
Trumann, AR
VOICE: (870) 483-6333
FAX: (870) 483-7512
Population: 6,889
326 Highway 463
Charter Number: 354
P. O. Box 48
Date: October 2, 1911
72472-0048
County: Poinsett
Trust Powers: No
Bank Holding Company
First Delta Bankshares, Inc., Blytheville, AR
CEO/Pres: John R. Gillette
Cash: Cheryl McMasters
VP: Carroll D. Anderson
AVP: Shirley Benson
Cash and Due from:....................................... 1,892
Federal Funds and Repos: ................................... 0
Investments: ................................................ 39,598
Net Loans: ................................................... 39,276
Premises and Fixed Assets: .......................... 1,146
Other Real Estate: ......................................... 1,635
Other Assets: ................................................. 5,383
Total Assets: ................................................ 88,930
Total Trust Assets:................................................ 0
Deposits:...................................................... 72,111
Federal Funds and Borrowings: .................... 2,334
Other Liabilities:................................................ 470
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 74,915
Total Equity Capital: .................................... 14,015
Total Liabilities and Capital:......................... 88,930
Number of Shares Outstanding: .................. 60,000
Directors: John R. Gillette; Gary Griffin; Matthew H. Moon; Clyde Robertson, Jr.; E. G.
Sims; Jerry T. Sims
Branches in Town: None
Other Branches: None
Citizens Bank & Trust Company
Van Buren, AR
VOICE: (479) 474-1201
FAX: (479) 410-1340
Population: 18,986
3110 Alma Hwy.
Charter Number: 328
P. O. Box 469
Date: December 20, 1910
72957-0469
County: Crawford
Home Page: www.cbankandtrust.co,
Trust Powers: Yes
Member of Federal Reserve System
Bank Holding Company
Vista Bancorporation, Van Buren, AR
Chm: James G. Williamson, Jr.
EVP: Lance L. Lanier
CEO/Pres: D. Keith Hefner
SVP/Cash: Joe Dan Stewart
Cash and Due from:..................................... 12,762
Federal Funds and Repos: ................................... 0
Investments: ................................................ 63,725
Net Loans: ................................................. 167,244
Premises and Fixed Assets: .......................... 5,418
Other Real Estate: ................................................ 0
Other Assets: ................................................. 6,435
Total Assets: .............................................. 255,584
Total Trust Assets:......................................... 7,186
Deposits:.................................................... 224,591
Federal Funds and Borrowings: ........................... 0
Other Liabilities:............................................. 2,448
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 227,039
Total Equity Capital: .................................... 28,545
Total Liabilities and Capital:....................... 255,584
Number of Shares Outstanding: .................. 16,000
Directors: Jimmy G. Bell; Warren D. Blaylock; Mont S. Echols, Jr.; Jimmy D. Gooch; Morril
H. Harriman; D. Keith Hefner; L. Scott McBrayer; Paul D. Shirley; Samuel M. Sicard; William
W. Thomas; James G. Williamson, Jr.
Branches in Town: Three
Other Branches: Alma, Mountainburg
Ninetieth Report
95
First Community Bank of Crawford County
Van Buren, AR
VOICE: (479) 471-5400
2925 Alma Highway, Suite A
Charter Number: 784
FAX: (479) 471-5404
72956
Date: July 7, 2000
Population: 18,986
County: Crawford
Home Page: www.firstcommunity-bank.com
Trust Powers: No
Bank Holding Company
None
Chm: Tim E. Wise
Cash: Cheryl A. Mathews
CEO/Pres: Jim Fincher
Cash and Due from:....................................... 3,479
Federal Funds and Repos: ............................ 1,035
Investments:................................................... 5,778
Net Loans:.................................................... 40,604
Premises and Fixed Assets: ............................. 999
Other Real Estate: ................................................ 0
Other Assets: .................................................... 709
Total Assets: ................................................ 52,604
Total Trust Assets: ................................................ 0
Deposits: ...................................................... 43,129
Federal Funds and Borrowings:..................... 5,302
Other Liabilities: ................................................ 120
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 48,551
Total Equity Capital:....................................... 4,053
Total Liabilities and Capital:......................... 52,604
Number of Shares Outstanding: .................. 48,640
Directors: Dr. James Crawford; Jim Fincher; James David Garner; John Hall; Tim Hodges;
Richard Hodo; Mark Manes; Gary R. Miller; Richard Schultz; Tim E. Wise
Branches in Town: One
Other Branches: None
Bank of Waldron
Waldron, AR
VOICE: (479) 637-2161
FAX: (479) 637-4874
Population: 3,508
162 West 4th Street
Charter Number: 72
P. O. Box 2260
Date: April 3, 1901
72958-2260
County: Scott
Trust Powers: Yes
Bank Holding Company
First National Security Company, DeQueen, AR
Chm: John H. Hendrix
VChm: Larry Mashburn
CEO/Pres: Greg L. Bourns
VP/TO: Debra Fuller
Cash and Due from:....................................... 1,433
Federal Funds and Repos: ................................... 0
Investments:................................................. 51,048
Net Loans:.................................................... 37,843
Premises and Fixed Assets: ............................. 655
Other Real Estate: .............................................. 29
Other Assets: ................................................. 1,736
Total Assets: ................................................ 92,744
Total Trust Assets: .............................................. 43
Deposits: ...................................................... 75,898
Federal Funds and Borrowings:..................... 2,915
Other Liabilities: ................................................ 224
Subordinated Debt:............................................... 0
Total Liabilities: ............................................ 79,037
Total Equity Capital:..................................... 13,707
Total Liabilities and Capital:......................... 92,744
Number of Shares Outstanding: .................. 24,000
Directors: Kelly Ashford; Billy J. Black; Greg L. Bourns; Jim Currier; John H. Hendrix; Larry
Mashburn; Terry Plummer
Branches in Town: One
Other Branches: None
96
Arkansas State Bank Department
First State Bank of Warren
Warren, AR
VOICE: (870) 226-2601
FAX: (870) 226-2253
Population: 6,442
Main Street
Charter Number: 739
P. O. Box 29
Date: December 12, 1978
71671-0029
County: Bradley
Trust Powers: Yes
Bank Holding Company
Bradley Bancshares, Inc., Warren, AR
Chm: Virginia M. Ryburn
VChm: Bennie F. Ryburn, Jr.
CEO/Pres: Freddie M. Mobley
EVP/TO: Hugh Quimby
Cash and Due from:....................................... 7,176
Federal Funds and Repos: ................................... 0
Investments: ................................................ 32,666
Net Loans: ................................................... 54,537
Premises and Fixed Assets: .......................... 2,132
Other Real Estate: ............................................ 765
Other Assets: ................................................. 1,886
Total Assets: ................................................ 99,162
Total Trust Assets:......................................... 1,521
Deposits:...................................................... 87,966
Federal Funds and Borrowings: ....................... 261
Other Liabilities:................................................ 451
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 88,678
Total Equity Capital: .................................... 10,484
Total Liabilities and Capital:......................... 99,162
Number of Shares Outstanding: .................. 59,000
Directors: Robert Garner; Roger George; Robert Green, Jr.; Freddie M. Mobley; Hugh A.
Quimby; Bennie Ryburn, III; Bennie F. Ryburn, Jr.; Virginia M. Ryburn; Dr. Joe H. Wharton
Branches in Town: One
Other Branches: Hampton, Hermitage
Warren Bank and Trust Company
Warren, AR
VOICE: (870) 226-2621
FAX: (870) 226-6261
Population: 6,442
201 South Main
Charter Number: 80
P. O. Box 350
Date: December 28, 1901
71671-0350
County: Bradley
Trust Powers: Yes
Member of Federal Reserve System
Bank Holding Company
None
Chm: John B. Frazer
SVP: Tim Spraggins
Pres/TO: Carlton E. Davis
SVP/Cash: James E. Smith
Cash and Due from:....................................... 5,375
Federal Funds and Repos: ............................ 1,838
Investments: ................................................ 47,022
Net Loans: ................................................... 65,571
Premises and Fixed Assets: ............................. 913
Other Real Estate: ............................................ 330
Other Assets: ................................................. 1,796
Total Assets: .............................................. 122,845
Total Trust Assets:....................................... 38,303
Deposits:.................................................... 100,508
Federal Funds and Borrowings: .................... 5,032
Other Liabilities:................................................ 400
Subordinated Debt:............................................... 0
Total Liabilities:.......................................... 105,940
Total Equity Capital: .................................... 16,905
Total Liabilities and Capital:....................... 122,845
Number of Shares Outstanding: .................. 48,000
Directors: Bruce Anderson; Dr. Donnie R. Bryant; Gerald Burton; Carlton E. Davis; Joyce
Dees; Lawrence H. Derby, Jr.; John B. Frazer; W. Sykes Harris; Dr. Kerry F. Pennington
Branches in Town: Two
Other Branches: Hermitage
Ninetieth Report
97
Cross County Bank
Wynne, AR
VOICE: (870) 238-8171
FAX: (870) 238-4052
Population: 8,615
1 Cross County Plaza
P. O. Box 9
72396-0009
Home Page: www.crosscountybank.com
Trust Powers: Yes
Bank Holding Company
Cross County Bancshares, Inc., Wynne, AR
Chm: Dr. Willard G. Burks
EVP: David Dowd
CEO/Pres: Mac McClanahan
TO: Vincent E. Guest
Cash and Due from:....................................... 2,901
Federal Funds and Repos: ................................... 0
Investments:................................................. 36,590
Net Loans:.................................................. 115,938
Premises and Fixed Assets: .......................... 2,247
Other Real Estate: ............................................ 287
Other Assets: ................................................. 3,624
Total Assets: .............................................. 161,587
Total Trust Assets: ......................................... 7,077
Charter Number: 25
Date: June 5, 1891
County: Cross
Deposits: .................................................... 122,191
Federal Funds and Borrowings:................... 20,988
Other Liabilities: ................................................ 581
Subordinated Debt:............................................... 0
Total Liabilities: .......................................... 143,760
Total Equity Capital:..................................... 17,827
Total Liabilities and Capital:....................... 161,587
Number of Shares Outstanding: .................... 4,000
Directors: Dr. Willard G. Burks; Guy E. Fisher; Albert A. Hess; Pete L. Imboden, III; R.
Vance Lawson; Thomas W. Morgan, Jr.; Roger E. Pohlner; Donald L. Reddmann; R. Joe
Rennicke; James A. Richardson
Branches in Town: One
Other Branches: Cherry Valley, Hickory
Ridge
REPORT OF THE
STATE CHARTERED
NON-PROFIT ORGANIZATION
(NOT ENGAGED IN
COMMERCIAL BANKING)
JUNE 30, 2004
Arkansas State Bank Department
100
Arkansas Capital Corporation
Little Rock, AR
VOICE: (501) 374-9247
FAX: (501) 374-9425
Population: 183,133
Chm: George E. Campbell
EVP/COO: C. Sam Walls
200 South Commerce, Suite 400
72201-1728
Charter Number: 1006
Date: August 6, 1958
County: Pulaski
Home Page: www.arcapital.com
Trust Powers: No
Bank Holding Company
None
SVP: Jerry Adams
SVP: Jay W. Wisener
Cash and Due from:.......................................... 718
Federal Funds and Repos: ................................... 0
Investments: .................................................. 4,005
Net Loans: ................................................... 41,434
Premises and Fixed Assets: .......................... 1,714
Other Real Estate: ............................................ 455
Other Assets: ................................................. 2,043
Total Assets: ................................................ 50,369
Total Trust Assets:................................................ 0
Deposits:............................................................... 0
Federal Funds and Borrowings: .................. 42,107
Other Liabilities:............................................. 2,759
Subordinated Debt:............................................... 0
Total Liabilities:............................................ 44,866
Total Equity Capital: ...................................... 5,503
Total Liabilities and Capital:......................... 50,369
Number of Shares Outstanding: .................... 1,085
Directors: John W. Ahlen; Carl E. Baggett; George E. Campbell; Rush B. Deacon; Mac
Dodson; Gary E. Garton; James R. Jordan; Virgil L. Miller, Jr.; Bert M. Mullens; Don Pattillo;
H. Glenn Rambin; D. Patton Rudder; David H. Shindler; William T. Staed; Sherry H. Stringer;
Larry Walther
Branches in Town: None
Other Branches:
Fayetteville, Fordyce,
Jonesboro
REPORT OF
TRUST COMPANIES
(NOT ENGAGED IN
COMMERCIAL BANKING)
JUNE 30, 2004
Arkansas State Bank Department
102
Community First Trust Company
Hot Springs, AR
VOICE: (501) 520-3660
FAX: (501) 520-3667
Population: 32,462
135 Section Line Road, C-1
71913
CEO/Pres: William L. Kerst, Jr.
SVP: Robert D. Bischof
Charter Number: 35001
Date: Jun. 17, 1998
County: Garland
CFO: Leslie Ballentine
Directors: Charlotte Arnold, CPA; Robert Bruce; Gerald A. Burgener; William L. Kerst, Jr.;
Ralph Woodruff
Branches in Town: None
Other Branches: Hot Springs Village, Little
Rock, Russellville
FirsTrust Financial Services, Inc.
Little Rock, AR
VOICE: (501) 664-6627
FAX: (501) 663-6772
Population: 175,795
CEO/Pres: Richard P. Clark, II
SVP/TO: Voncile Berry
2610 Cantrell Road
72202
Charter Number: 35000
Date: May. 22, 2001
County: Pulaski
VP: Dot Weaver
Directors: John Bailey; Bob Birch; William C. Brazil; Dale Bruns; Richard P. Clark, II; Tracy
M. French; Stuart W. Hankins; C. Randall Sims
Branches in Town: None
Other Branches: Conway, El Dorado
REPORT OF THE
REGIONAL/COUNTY INDUSTRIAL
DEVELOPMENT CORPORATIONS
(NOT ENGAGED IN
COMMERCIAL BANKING)
JUNE 30, 2004
Arkansas State Bank Department
104
Northwest Arkansas Regional Industrial Development Corporation
Fort Smith, AR
VOICE: (479) 782-5959
FAX: (479) 782-9669
CEO: Luther Reed
CFO: T. David Potts
Greenpointe Center, Suite 31
P. O. Box 3325
72913-3325
Charter Number: 30006
Date: April 17, 1997
VP: Steven Riggs
Arkansas Regional Industrial Development Company I, LLC
Little Rock, AR
VOICE: (501) 374-9247
FAX: (501) 374-9425
Chm/CEO: C. Sam Walls
200 South Commerce Street
Suite 400
72201-1925
Charter Number: 30008
Date: July 18, 2002
VP/Sec: Larry Carter
Arkansas Regional Industrial Development Company II, LLC
Little Rock, AR
VOICE: (501) 374-9247
FAX: (501) 374-9425
200 South Commerce Street
Suite 400
72201-1925
Charter Number: 30009
Date: October 30, 2002
Chm/CEO: C. Sam Walls
Arkansas Valley Regional Industrial Development Company
Little Rock, AR
VOICE: (501) 372-7333
FAX: (501) 372-7340
Donaghey Building, Suite 207
103 East Seventh
72201
Charter Number: 30010
Date: November 4, 2002
CEO/CFO: Carl W. Bird
Central Arkansas Regional Industrial Development Company, LLC
Little Rock, AR
VOICE: (501) 224-6511
FAX: (501) 954-9419
Pres: Robert B. Francis
1525 Merrill Drive, Suite 3000
P. O. Box 21077
72221
Charter Number: 30007
Date: February 19, 1998
Ninetieth Report
105
Perry County Industrial Development Corporation
Perryville, AR
VOICE: (501) 889-5771
FAX: (501) 889-2966
Pres: John C. Branscum
VP: James R. Price, D.D.S.
P. O. Box 869
72126-0869
Charter Number: 30003
Date: August 18, 1994
Treas: James C. Hawkins
Sec: Doug Brandon
North Delta Regional Industrial Development Corporation
Trumann, AR
VOICE: (870) 483-7651
FAX: (870) 483-5619
Chm/Pres: Kelley Webb
405 Highway 463N
P. O. Box 67
72472
Charter Number: 30005
Date: March 20, 1996
VP/Sec: Glyndon Clemons
REPORT OF THE
CAPITAL DEVELOPMENT COMPANY
(NOT ENGAGED IN
COMMERCIAL BANKING)
JUNE 30, 2004
Arkansas State Bank Department
108
Commerce Capital Development Company, LLC
Little Rock, AR
VOICE: (501) 374-9247
FAX: (501) 374-9425
Chm: Luther Wayne Britt
VChm: Dana Silaski
200 South Commerce Street
Suite 400
72201
Charter Number: 45001
August 28, 2003
Pres: C. Sam Walls
LIST OF
COMMERCIAL BANKS
BY COUNTY
AND
MAP OF
ARKANSAS COUNTIES
JUNE 30, 2004
Arkansas State Bank Department
110
COUNTY
BANK
CITY
Arkansas
DeWitt Bank And Trust Company
The First National Bank of DeWitt
Planters & Merchants Bank
The Farmers and Merchants Bank
First National Bank of Stuttgart
Ashley
First National Bank of Crossett
First State Bank
Farmers Bank
Delta Trust & Bank
Home Bank of Arkansas
Parkway Bank
Baxter
First National Bank and Trust Company
First Security Bank of Mountain Home
TrustBanc
Benton
Arkansas National Bank
Decatur State Bank
Bank of Gravett
Bank of Rogers
Simmons First Bank of Northwest Arkansas
Arkansas State Bank
Boone
Community First Bank
Bradley
First State Bank of Warren
Warren Bank and Trust Company
Calhoun
Calhoun County Bank
Carroll
The First National Bank of Berryville
Bank of Eureka Springs
The First National Bank in Green Forest
Berryville
Eureka Springs
Green Forest
Chicot
The Eudora Bank
The Bank of Lake Village
Simmons First Bank of South Arkansas
Eudora
Lake Village
Lake Village
Clark
Elk Horn Bank and Trust Company
Summit Bank
Arkadelphia
Arkadelphia
Clay
Piggott State Bank
Cleburne
The Cleburne County Bank
Greers Ferry Lake State Bank
Heber Springs State Bank
Cleveland
Pine State Bank
The Bank of Rison
DeWitt
DeWitt
Gillett
Stuttgart
Stuttgart
Crossett
Crossett
Hamburg
Parkdale
Portland
Portland
Mountain Home
Mountain Home
Mountain Home
Bentonville
Decatur
Gravette
Rogers
Rogers
Siloam Springs
Harrison
Warren
Warren
Hampton
Piggott
Heber Springs
Heber Springs
Heber Springs
Kingsland
Rison
Ninetieth Report
111
COUNTY
BANK
CITY
Columbia
Farmers Bank and Trust Company
The Peoples Bank
Magnolia
Magnolia
Conway
Petit Jean State Bank
Morrilton
Craighead
American State Bank
Heritage Bank
Liberty Bank of Arkansas
Simmons First Bank of Jonesboro
Jonesboro
Jonesboro
Jonesboro
Jonesboro
Crawford
Allied Bank
Citizens Bank & Trust Company
First Community Bank of Crawford County
Mulberry
Van Buren
Van Buren
Crittenden
First Community Bank of Eastern Arkansas
Fidelity National Bank
Cross
First State Bank
Cross County Bank
The First National Bank of Wynne
Dallas
Fordyce Bank & Trust Company
Riverside Bank
Fordyce
Sparkman
Desha
Merchants & Farmers Bank
The First National Bank of McGehee
McGehee Bank
Dumas
McGehee
McGehee
Drew
Commercial Bank & Trust Company
Union Bank And Trust Company
Monticello
Monticello
Faulkner
First Security Bank of Conway
First State Bank
First Service Bank
Conway
Conway
Greenbrier
Fulton
Bank of Salem
Garland
First National Bank
Simmons First Bank of Hot Springs
Grant
Peoples Bank
Greene
Bank of Paragould
First National Bank
Southern Bank of Commerce
Marion
West Memphis
Parkin
Wynne
Wynne
Salem
Hot Springs
Hot Springs
Sheridan
Paragould
Paragould
Paragould
Arkansas State Bank Department
112
COUNTY
BANK
CITY
Hempstead
Bank of Blevins
The First National Bank of Hope
Hot Spring
The Malvern National Bank
Southern State Bank
Howard
First National Bank of Howard County
Citizens National Bank of Nashville
Dierks
Nashville
Independence
The Citizens Bank
First Community Bank
Batesville
Batesville
Izard
The First National Bank of Izard County
Jackson
Merchants & Planters Bank
Jefferson
First National Bank of Altheimer
Pine Bluff National Bank
Simmons First National Bank
Altheimer
Pine Bluff
Pine Bluff
Johnson
First Security Bank of Clarksville
Clarksville
Lafayette
Community State Bank
The First National Bank of Lewisville
Bodcaw Bank
Bradley
Lewisville
Stamps
Lawrence
The First National Bank of Lawrence County
Lee
First National Bank at Marianna
Lincoln
Bank of Star City
Star City
Little River
The First National Bank
Ashdown
Logan
First Western Bank
The First National Bank at Paris
Logan County Bank
Lonoke
Community Bank
Bank of England
First State Bank
Madison
First State Bank of Northwest Arkansas
Huntsville
Mississippi
Farmers Bank And Trust Company
The First National Bank in Blytheville
Blytheville
Blytheville
Blevins
Hope
Malvern
Malvern
Calico Rock
Newport
Walnut Ridge
Marianna
Booneville
Paris
Scranton
Cabot
England
Lonoke
Ninetieth Report
113
COUNTY
BANK
CITY
Monroe
Bank of Brinkley
The Merchants and Planters Bank
Brinkley
Clarendon
Montgomery
First National Bank
Mount Ida
Nevada
Bank of Prescott
Ouachita
Bank of Bearden
First Bank of South Arkansas
The Stephens Security Bank
Bearden
Camden
Stephens
Perry
Chart Bank
Perryville
Phillips
Helena National Bank
First National Bank of Phillips County
Helena
West Helena
Pike
Bank of Delight
Arkansas Diamond Bank
Diamond State Bank
Delight
Glenwood
Murfreesboro
Poinsett
The Bank of Harrisburg
Little River Bank
First Delta Bank
Bank of Trumann
Harrisburg
Lepanto
Marked Tree
Trumann
Polk
First National Bank in Mena
The Union Bank of Mena
Pope
First Arkansas Valley Bank
First State Bank
Simmons First Bank of Russellville
Pulaski
First Arkansas Bank & Trust
Arkansas Bankers' Bank
Bank of Little Rock
Bank of the Ozarks
The Capital Bank
Eagle Bank & Trust Company
Metropolitan National Bank
One Bank & Trust, National Association
Pulaski Bank And Trust Company
National Bank of Arkansas in North Little Rock
Twin City Bank
Randolph
Bank of Pocahontas
Saline
The Union Bank of Benton
Prescott
Mena
Mena
Russellville
Russellville
Russellville
Jacksonville
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
Little Rock
North Little Rock
North Little Rock
Pocahontas
Benton
Arkansas State Bank Department
114
COUNTY
BANK
CITY
Scott
Bank of Waldron
Sebastian
The First National Bank of Fort Smith
Farmers Bank
Sevier
The First National Bank of DeQueen
First State Bank of DeQueen
Horatio State Bank
DeQueen
DeQueen
Horatio
Sharp
First National Banking Company
Bank of Cave City
Ash Flat
Cave City
St. Francis
First National Bank of Eastern Arkansas
Forrest City Bank, National Association
Stone
Bank of Mountain View
Union
First Financial Bank
Simmons First Bank of El Dorado, N. A.
Timberland Bank
Smackover State Bank
El Dorado
El Dorado
El Dorado
Smackover
Washington
Arvest Bank
Bank of Arkansas, N.A.
The Bank of Fayetteville, N.A.
Community Bank of North Arkansas
Fayetteville
Fayetteville
Fayetteville
Fayetteville
White
Citizens State Bank
First Security Bank
Simmons First Bank of Searcy
Woodruff
The Bank of Augusta
Bank of McCrory
Yell
Chambers Bank
Bank of Dardanelle
Waldron
Fort Smith
Greenwood
Forrest City
Forrest City
Mountain View
Bald Knob
Searcy
Searcy
Augusta
McCrory
Danville
Dardanelle
Ninetieth Report
MAP OF
ARKANSAS COUNTIES
115
ARKANSAS
BANK HOLDING COMPANIES
WHICH OWN
STATE CHARTERED BANKS
IN ARKANSAS
JUNE 30, 2004
Arkansas State Bank Department
118
Southern Development Bancorporation, Inc.
Arkadelphia, AR
RSSD Number: 1248939
VOICE: (870) 246-3945
FAX: (870) 246-2182
605 Main, Suite 202
71923-6037
CEO/Pres: Phillip N. Baldwin
SVP/CFO: Sandra Linn
Subsidiaries:
Elk Horn Bank and Trust Company
First National Bank of Phillips County
Phillips Insurance Services, Inc.
First Investment Advisory Services, Inc.
Delta Southern Bank
Opportunity Lands Corporation
Southern Data Center, Inc.
Southern Development Capital Trust
Southern Development Statutory Trust I
Southern Development Statutory Trust II
Arkadelphia, AR
West Helena, AR
Elaine, AR
Helena, AR
Ruleville, MS
Arkadelphia, AR
Arkadelphia, AR
Arkadelphia, AR
Arkadelphia, AR
Arkadelphia, AR
Summit Bancorp, Inc.
Arkadelphia, AR
RSSD Number: 2618388
VOICE: (870) 246-8070
FAX: (870) 246-7122
Chm: Ross M. Whipple
Pres: Marcus J. McCain
409 Main Street
P. O. Box 965
71923
EVP/CFO: Christopher M. Wewers
EVP/CAO: John A. Bryant
Subsidiaries:
Summit Bank
Summit Real Estate Investments, Inc.
Tucker Insurance, LLC d/b/a Summit Insurance Group
Arkadelphia, AR
Arkadelphia, AR
Malvern, AR
Citizens State Bankshares of Bald Knob, Inc.
Bald Knob, AR
RSSD Number: 1096822
VOICE: (501) 724-3241
FAX: (501) 724-5985
Chm: Juanita Litzelfelner
CEO/Pres: Larry Kircher
Subsidiaries:
Citizens State Bank
Citizens State Investments, Inc.
306 South Elm Street
P. O. Box 200
72010-0200
EVP/Sec: Molly Kircher
Bald Knob, AR
Bald Knob, AR
Ninetieth Report
119
Citizens Bancshares of Batesville, Inc.
Batesville, AR
RSSD Number: 1131077
VOICE: (870) 793-4441
FAX: (870) 698-6299
Third and College Streets
P. O. Box 2156
72503-2156
CEO/Pres: Woody Castleberry
Sec: David Hidy
Subsidiaries:
The Citizens Bank
Citizens Investments, Inc.
Batesville, AR
Batesville, AR
First Community Bancshares, Inc.
Batesville, AR
RSSD Number: 2641694
VOICE: (870) 612-3400
FAX: (870) 612-3412
1325 Harrison Street
P. O. Box 4327
72501-4327
Chm/CEO/Pres: Dale E. Cole
EVP: Boris A. Dover
Sec: Frank Tripp
Subsidiaries:
First Community Bank
Community Insurance, Inc. d/b/a Batesville Insurance Agency, Inc.
First Community Real Estate, Inc.
Batesville, AR
Batesville, AR
Batesville, AR
Bearden Bancshares, Inc.
Bearden, AR
RSSD Number: 2993722
VOICE: (870) 687-2233
FAX: (870) 687-2474
Chm/Pres: Rick Green
Subsidiaries:
Bank of Bearden
Second and Cedar Streets
P. O. Box 135
71720-0135
Sec: Ken Riley
Bearden, AR
Arkansas State Bank Department
120
Union Bancshares of Benton, Inc.
Benton, AR
RSSD Number: 1133530
VOICE: (501) 315-0411
FAX: (501) 303-5433
207 West Conway Street
P. O. Box 687
72018-0687
Chm/CEO/Pres: Greg B. Brown
Subsidiaries:
The Union Bank of Benton
Benton Savings & Loan Service Corporation
UFS, Inc.
Benton, AR
Benton, AR
Benton, AR
Arvest Bank Group, Inc.
Bentonville, AR
RSSD Number: 1095674
VOICE: (479) 464-1500
FAX: (479) 464-1540
Chm/CEO/Pres: Jim C. Walton
Subsidiaries:
Arvest Holdings, Inc.
Arvest Bank
Superior Finance Company
Superior Financial Services, Inc.
Superior Title Services, Inc.
Central Mortgage Company
Arvest Bank Operations, Inc.
Arvest Mortgage Company
Arvest Insurance, Inc.
Arvest Investments, Inc.
First Place on the Creeks, L.L.C.
WACO Title Company
ATC Services, Inc.
Security Bankcard Center, Inc.
Superior Financial Statutory Trust I
Superior Financial Statutory Trust II
Arvest Trust Company N. A.
Arvest Statutory Trust I
125 West Central #218
P.O. Box 1860
72712
VP/Treas/Sec: Richard D. Chapman
Bentonville, AR
Fayetteville, AR
Fort Smith, AR
Fort Smith, AR
Fort Smith, AR
Little Rock, AR
Lowell, AR
Lowell, AR
Rogers, AR
Rogers, AR
Rogers, AR
Springdale, AR
Bartlesville, OK
Norman, OK
Hartford, CT
Hartford, CT
Rogers, AR
Hartford, CT
Ninetieth Report
121
Arvest Holdings, Inc.
Bentonville, AR
RSSD Number: 1845673
VOICE: (479) 464-1500
FAX: (479) 464-1540
125 West Central, Suite #218
P. O. Box 1860
72712
Bank Holding Company
Arvest Bank Group, Inc., Bentonville, AR
Chm/CEO/Pres: Jim C. Walton
VP/Treas/Sec: Richard D. Chapman
Subsidiaries:
Arvest Bank
Superior Finance Company
Superior Financial Services, Inc.
Superior Title Services, Inc.
Central Mortgage Company
Arvest Bank Operations, Inc.
Arvest Mortgage Company
Arvest Insurance, Inc.
Arvest Investments, Inc.
First Place on the Creeks, L.L.C.
WACO Title Company
ATC Services, Inc.
Security Bankcard Center, Inc.
Superior Financial Statutory Trust I
Superior Financial Statutory Trust II
Fayetteville, AR
Fort Smith, AR
Fort Smith, AR
Fort Smith, AR
Little Rock, AR
Lowell, AR
Lowell, AR
Rogers, AR
Rogers, AR
Rogers, AR
Springdale, AR
Bartlesville, OK
Norman, OK
Hartford, CT
Hartford, CT
Farmers Bancorp, Inc.
Blytheville, AR
RSSD Number: 1247615
VOICE: (870) 763-8101
FAX: (870) 763-3500
Pres: Alvin Huffman, III
VP: Paula O. Blackwell
Subsidiaries:
Farmers Bank And Trust Company
400 West Main Street
P. O. Box 688
72316-0688
Treas/Sec: Steve Bell
Blytheville, AR
Arkansas State Bank Department
122
First Delta Bankshares, Inc.
Blytheville, AR
RSSD Number: 1097388
VOICE: (870) 763-4443
FAX: (870) 762-5312
120 South Second Street
P. O. Box 809
72316-0809
Chm/CEO: Jerry T. Sims
VChm: E. G. Sims
Pres: Gary Griffin
Subsidiaries:
The First National Bank in Blytheville
Bank of Trumann
Blytheville, AR
Trumann, AR
First Western Bancshares ESOT
Booneville, AR
RSSD Number: 2628994
VOICE: (479) 675-0369
FAX: (479) 675-0751
80 West Main
P. O. Box 87
72927-0087
Chm: Jeral L. Hampton
Pres: John T. Hampton
Sec: Debbie Danekas
Subsidiaries:
First Western Bancshares, Inc.
First Western Bank
First Western Insurance Agency, Inc.
First Western Mortgage, Inc.
First Western Properties, Inc.
Booneville, AR
Booneville, AR
Booneville, AR
Booneville, AR
Booneville, AR
First Western Bancshares, Inc.
Booneville, AR
RSSD Number: 1100091
VOICE: (475) 675-0369
FAX: (475) 675-0751
80 West Main
P. O. Box 87
72927-0087
Bank Holding Company
First Western Bancshares ESOT, Booneville, AR
Chm/CEO: Jeral L. Hampton
Pres: John T. Hampton
Subsidiaries:
First Western Bank
First Western Insurance Agency, Inc.
First Western Mortgage, Inc.
First Western Properties, Inc.
Sec: Debbie Danekas
Booneville, AR
Booneville, AR
Booneville, AR
Booneville, AR
Ninetieth Report
123
Community State Bancshares, Inc.
Bradley, AR
RSSD Number: 3058758
VOICE: (870) 894-3322
FAX: (870) 894-3324
208 West Fourth Street
P. O. Box 120
71826-0120
CEO/Pres: Gary R. Lankford
Sec: Jeffrey Hobbs
Subsidiaries:
Community State Bank
Bradley, AR
Brinkley Bancshares, Inc.
Brinkley, AR
RSSD Number: 1097146
VOICE: (870) 734-3133
FAX: (870) 734-3001
130 South New Orleans
P. O. Box 727
72021-0727
Chm/CEO: A. H. Rusher
Pres: Gus Rusher
Subsidiaries:
Bank of Brinkley
Fred Rusher Agency, Inc.
Brinkley, AR
Brinkley, AR
CB Bancorp, Inc.
Cabot, AR
RSSD Number: 3211795
VOICE: (501) 843-3575
FAX: (501) 843-0466
2171 West Main Street
P.O. Box 1028
72023-1028
Bank Holding Company
Home BancShares, Inc., Conway, AR
Chm: John W. Allison
CEO/Pres: Tracy M. French
Treas/Sec: Tyler Vance
Subsidiaries:
Community Bank
Community Home Lenders of Arkansas, Inc.
Community Insurance Agency, Inc.
Community Title Services, Inc.
Grand Prairie Title Company, Inc.
Lonoke Abstract Corporation
Community Financial Group Statutory Trust
Community Financial Solutions
Cabot, AR
Cabot, AR
Cabot, AR
Cabot, AR
Cabot, AR
Lonoke, AR
Cabot, AR
Cabot, AR
Arkansas State Bank Department
124
Harrell Bancshares, Inc.
Camden, AR
RSSD Number: 2352196
VOICE: (870) 837-8300
FAX: (870) 837-8310
1325 Hwy. 278 Bypass
P. O. Box 10
71701
Chm/CEO: Searcy W. Harrell, Jr.
Pres: Jonathan W. Harrell
Sec: Phillip J. Foster
Subsidiaries:
First Bank of South Arkansas
Calhoun County Bank
Camden, AR
Hampton, AR
Sharp Bancshares, Inc.
Cave City, AR
RSSD Number: 1099663
VOICE: (870) 283-5301
FAX: (870) 283-6466
133 South Main
P. O. Box 490
72521-0490
Chm: Samuel F. Beller
VChm: Bruce Street
Pres: Margie Pettersen
Treas/Sec: Dennis Esteb
Subsidiaries:
Bank of Cave City
Cave City Properties, Inc.
Cave City, AR
Cave City, AR
Clarendon Holding Co.
Clarendon, AR
RSSD Number: 1099252
VOICE: (870) 747-3319
FAX: (870) 747-3498
Chm/CEO: J. Baxter Sharp, III
CEO: Rheta Griffith
Subsidiaries:
The Merchants and Planters Bank
297 Madison
P. O. Box 280
72029-0280
Pres: J. Kendall Henry
Clarendon, AR
Ninetieth Report
125
Home BancShares, Inc.
Conway, AR
RSSD Number: 1491409
VOICE: (501) 328-4663
FAX: (501) 328-4126
719 Harkrider Street, 3rd Floor
P. O. Box 966
72032
Chm/CEO: John W. Allison
Pres/COO: Ron Strother
CFO: Randy E. Mayor
Subsidiaries:
CB Bancorp, Inc.
Community Bank
Community Home Lenders of Arkansas, Inc.
Community Insurance Agency, Inc.
Community Title Services, Inc.
Grand Prairie Title Company, Inc.
Lonoke Abstract Corporation
Community Financial Group Statutory Trust
Community Financial Solutions
Russellville Bancshares, Inc.
First Arkansas Valley Bank
TCBancorp, Inc.
CB Bancorp, Inc.
Twin City Bank
FirsTrust Financial Services, Inc.
First State Bank
First Data Solutions, Inc.
First State Mortgage
Home Bancshares Statutory Trust I
FirsTrust Financial Services, Inc.
Cabot, AR
Cabot, AR
Cabot, AR
Cabot, AR
Cabot, AR
Cabot, AR
Lonoke, AR
Cabot, AR
Cabot, AR
Jonesboro, AR
Russellville, AR
North Little Rock, AR
Cabot, AR
North Little Rock, AR
Little Rock, AR
Conway, AR
Conway, AR
Conway, AR
Conway, AR
Little Rock, AR
Evergreen Bancshares, Inc.
Crossett, AR
RSSD Number: 1134797
VOICE: (870) 364-5131
FAX: (870) 364-6329
CEO/Pres: Richard E. Griffin
Subsidiaries:
First State Bank
200 Pine Street
P. O. Box 638
71635-0638
VP: Nicholas J. Horner
Crossett, AR
Arkansas State Bank Department
126
Chambers Bancshares, Inc.
Danville, AR
RSSD Number: 1141487
VOICE: (479) 495-4680
FAX: (479) 495-4681
105 East 9th Street
P. O. Box 1330
72833-1330
Chm/CEO/Pres: John Ed Chambers, III
CFO: Mike Donnell
Subsidiaries:
Community Investment, Inc.
Community Bank of North Arkansas
Chambers Bank
Blue Star Title of Arkansas, Inc.
CB Financial Services, Inc.
Blue Star Financial, Inc.
River Valley Appraisal
Sloan Capital Trust I
Fayetteville, AR
Fayetteville, AR
Danville, AR
Danville, AR
Danville, AR
Plano, TX
Danville, AR
Danville, AR
Bank of Dardanelle Bankshares, Inc.
Dardanelle, AR
RSSD Number: 1134546
VOICE: (479) 229-3311
FAX: (479) 229-4180
102 North Front Street
P. O. Box 577
72834-0577
CEO/Pres: Ronald L. Taylor
Sec: Thomas C. Berryhill
Subsidiaries:
Bank of Dardanelle
Dardanelle, AR
Peterson Holding Company
Decatur, AR
RSSD Number: 1845619
VOICE: (479) 752-3281
FAX: (479) 752-8154
Chm: Richard E. Wilmoth
Subsidiaries:
Decatur State Bank
Decatur Insurance Agency
Grand Savings Bank
Hwy. 59 North
P. O. Box 38
72722-0038
CEO/Pres: Vernon L. Austin
Decatur, AR
Decatur, AR
Grove, OK
Ninetieth Report
127
First National Security Company
DeQueen, AR
RSSD Number: 1426755
VOICE: (870) 642-2212
FAX: (870) 642-7959
Third & Gilson
P. O. Box 980
71832-0980
Chm: John H. Hendrix
CEO/Pres: Larry Mashburn
Subsidiaries:
First National Bancshares of Hempstead County, Inc.
Bank of Blevins
The First National Bank of Hope
The First National Bank of Lewisville
The First National Bank
The First National Bank of DeQueen
First National Bank of Howard County
Citizens National Bank of Nashville
Bank of Waldron
American State Bank
First State Bank of Idabel
Hope, AR
Blevins, AR
Hope, AR
Lewisville, AR
Ashdown, AR
DeQueen, AR
Dierks, AR
Nashville, AR
Waldron, AR
Broken Bow, OK
Idabel, OK
First State Bancshares, Inc.
DeQueen, AR
RSSD Number: 2032724
VOICE: (870) 642-4423
FAX: (870) 642-2847
Chm: Dennis Smiley
402 West Collin Raye Drive
P. O. Box 970
71832-0970
CEO/Pres: Gary L. Golden
Subsidiaries:
First State Bank of DeQueen
DeQueen, AR
First Service Bancshares, Inc.
Dermott, AR
RSSD Number: 1137266
VOICE: (870) 538-3221
FAX: (870) 538-3246
CEO/Pres: Thomas H. Grumbles
Treas/Sec: Daniel C. Horton
Subsidiaries:
First Service Bank
114 East Peddicord
P. O. Box 800
71638-0815
Sec: Kenneth Barnard
Sec: Veronica Studards
Greenbrier, AR
Arkansas State Bank Department
128
DBT Financial Corporation
DeWitt, AR
RSSD Number: 1139176
VOICE: (870) 946-3531
FAX: (870) 946-2815
Second and Jefferson Streets
P. O. Drawer 71
72042-0071
Pres: Nancy F. Rasco
Sec: Ben Bolton
Subsidiaries:
DeWitt Bank And Trust Company
DBT Realty Company, Inc.
DeWitt Bank and Trust Insurance Company, Inc
DeWitt, AR
DeWitt, AR
DeWitt, AR
M & F Financial Corporation
Dumas, AR
RSSD Number: 1099506
VOICE: (870) 382-4311
FAX: (870) 382-5901
Chm/CEO: L. Ashton Adcock
Pres: J. Michael Jones
130 West Waterman
P. O. Box 187
71639-0187
Treas/Sec: Betty B. Trites
Subsidiaries:
Merchants & Farmers Bank
Dumas, AR
First Financial Banc Corporation
El Dorado, AR
RSSD Number: 2568102
VOICE: (870) 863-7000
FAX: (870) 881-5393
CEO/Pres: J. Stephen Cameron
CFO: Melissa Jerry
214 North Washington Street
P. O. Box 1754
71730-1754
COO: Jerry Bullard
Sec: Debra Martin
Subsidiaries:
First Financial Bank
First Title Services, Inc.
First Financial Banc Corporation Statutory Trust I
First Financial Banc Corporation Statutory Trust II
El Dorado, AR
El Dorado, AR
Hartford, CT
Hartford, CT
Ninetieth Report
129
Timberland Bancshares, Inc.
El Dorado, AR
RSSD Number: 3025246
VOICE: (870) 862-5900
FAX: (870) 862-5432
2421 North West Avenue
P. O. Box 7205
71731-7205
CEO/Pres: Tandy Menefee
EVP: Mark Turner
SVP: Carolyn Beavers
Subsidiaries:
Timberland Bank
El Dorado, AR
MHBC Investments Limited Partnership, I
England, AR
RSSD Number: 2795083
VOICE: (501) 842-2555
FAX: (501) 842-2422
123 South Main Street
P.O. Box 70
72046
Chm/CEO/Pres: Gary Canada
Subsidiaries:
Bank of England
The Capital Funding Source, Inc.
Bank of England Mortgage Company
Lonoke Banking Center Title Company
England, AR
England, AR
Little Rock, AR
Lonoke, AR
Delta Bancshares of Louisiana, Inc.
Eudora, AR
RSSD Number: 2806662
VOICE: (870) 355-8311
FAX: (870) 355-8509
Chm: Charles F. Poole
Subsidiaries:
The Eudora Bank
West Carroll Community Bank
111 North Main Street
P. O. Box 250
71640-0250
Pres: Gene Keith
Eudora, AR
Oak Grove, LA
Arkansas State Bank Department
130
Eureka Bancshares, Inc.
Eureka Springs, AR
RSSD Number: 2941769
VOICE: (479) 253-8241
FAX: (479) 253-6947
70 South Main
P. O. Box 309
72632-0309
Bank Holding Company
John F. Cross Family Limited Partnership II, Eureka Springs, AR
Chm/CEO/Pres: John F. Cross
Subsidiaries:
Bank of Eureka Springs
Eureka Springs, AR
JFC, Inc.
Eureka Springs, AR
RSSD Number: 2941750
VOICE: (479) 253-8241
FAX: (479) 253-6947
70 South Main
P. O. Box 309
72632-0309
Pres: John F. Cross
Subsidiaries:
John F. Cross Family Limited Partnership II
Eureka Bancshares, Inc.
Bank of Eureka Springs
Eureka Springs, AR
Eureka Springs, AR
Eureka Springs, AR
John F. Cross Family Limited Partnership II
Eureka Springs, AR
RSSD Number: 2941741
VOICE: (479) 253-8241
FAX: (479) 253-6947
70 South Main
P. O. Box 309
72632-0309
Bank Holding Company
JFC, Inc., Eureka Springs, AR
Pres: John F. Cross
Subsidiaries:
Eureka Bancshares, Inc.
Bank of Eureka Springs
Eureka Springs, AR
Eureka Springs, AR
Ninetieth Report
131
Community Investment, Inc.
Fayetteville, AR
RSSD Number: 1099524
VOICE: (479) 973-2265
FAX: (479) 973-2201
1685 East Joyce Boulevard
72703
Bank Holding Company
Chambers Bancshares, Inc., Danville, AR
Chm/CEO/Pres: Robert Y. Taylor
Subsidiaries:
Community Bank of North Arkansas
Fayetteville, AR
FBT Bancshares, Inc.
Fordyce, AR
RSSD Number: 1099092
VOICE: (870) 352-3107
FAX: (870) 352-5202
200 West 4th Street
71742-2202
Chm/CEO/Pres: James V. Hulse, Jr.
EVP: Don Lyle
EVP/Sec: Suzette Crutchfield
SVP/Treas: Wanda Smurl
Subsidiaries:
Fordyce Bank & Trust Company
Fordyce, AR
First Bank Corp.
Fort Smith, AR
RSSD Number: 1491360
VOICE: (479) 782-2041
FAX: (479) 788-4602
CEO/Pres: Samuel M. Sicard
EVP: Mont S. Echols, Jr.
Subsidiaries:
Vista Bancorporation
Citizens Bank & Trust Company
PMF, Inc.
The First National Bank of Fort Smith
Sequoyah County Bancshares, Inc.
National Bank of Sallisaw
Brown-Hiller, Inc.
Realty Appraisals, Inc.
Brown Hiller Clark, Inc.
602 Garrison Avenue
P. O. Box 7
72902-0007
Sec: Niki Harrison
Van Buren, AR
Van Buren, AR
Van Buren, AR
Fort Smith, AR
Sallisaw, OK
Sallisaw, OK
Fort Smith, AR
Fort Smith, AR
Sallisaw, OK
Arkansas State Bank Department
132
Planters & Merchants Bancshares, Inc.
Gillett, AR
RSSD Number: 1491511
VOICE: (870) 548-2211
FAX: (870) 548-2220
210 West Main
P. O. Box 357
72055-0357
Chm: Frank C. Wolfe
CEO/Pres: Larry E. Bauer
Subsidiaries:
Planters & Merchants Bank
P & M Real Estate, Inc.
Gillett, AR
Gillett, AR
Bainum Bancorp
Glenwood, AR
RSSD Number: 1399792
VOICE: (870) 356-2121
FAX: (870) 356-2211
205 Hwy 70E
P. O. Box 500
71943-0500
Chm: Timothy E. Bainum
VP: Evea J. Bainum
VP: Harold A. Smith
Treas/Sec: Lynda Robbins
Subsidiaries:
Arkansas Diamond Bank
Glenwood, AR
Bainum Bancorp II
Glenwood, AR
RSSD Number: 1491333
VOICE: (870) 356-2121
FAX: (870) 356-2211
Chm: Evea J. Bainum
VP: Timothy E. Bainum
Subsidiaries:
Diamond State Bank
Diamond State Insurance Agency
205 Hwy 70 East
P. O. Box 500
71943
VP: John A. Ross
Treas/Sec: Lynda Robbins
Murfreesboro, AR
Murfreesboro, AR
Ninetieth Report
133
Gravett Bancshares, Inc.
Gravette, AR
RSSD Number: 3143953
VOICE: (479) 787-5251
FAX: (479) 787-6102
211 South East Main Street
P.O. Box 149
72736-0149
Chm/Pres: John R. Meade
EVP/Sec: David N. Wills
VP: Jim A. Edmondson
Subsidiaries:
Bank of Gravett
Gravette, AR
Peoples Home Holding, Inc.
Greenbrier, AR
RSSD Number: 3029196
VOICE: (501) 679-7283
FAX: (501) 679-7745
Chm/Pres: John Stacks
VP: Joe Benton
61 A South Broadview
P. O. Box 307
72058
VP: Bill Hannah
Sec: Terry Milam
Subsidiaries:
Home Bank of Arkansas
HomeBank Insurance Agency
Portland, AR
Greenbrier, AR
Wilkinson Banking Corporation
Greenwood, AR
RSSD Number: 1417511
VOICE: (479) 996-4171
FAX: (479) 996-6700
Chm: Elizabeth Wilkinson
Subsidiaries:
Farmers Bank
71 West Center Street
P. O. Box 610
72936-0610
CEO/Pres: Edward Wilkinson
Greenwood, AR
Arkansas State Bank Department
134
Community First Bancshares, Inc.
Harrison, AR
RSSD Number: 2754585
VOICE: (870) 391-8000
FAX: (870) 391-8081
Chm/CEO: William King Gladden
200 East Ridge
P. O. Box 913
72602-0913
Sec: Dan R. Bowers
Subsidiaries:
Community First Bank
Community First AR Statutory Trust I
Mobius Technology Consulting, LLC
Harrison, AR
Harrison, AR
Springfield, MO
First National Bancshares of Hempstead County, Inc.
Hope, AR
RSSD Number: 1100224
VOICE: (870) 777-2363
FAX: (870) 777-5597
200 East Third Street
P. O. Box 520
71802-0520
Bank Holding Company
First National Security Company, DeQueen, AR
Chm/CEO/Pres: Thomas E. Hays, Jr.
VP: Charles E. Sharpe, Jr.
Subsidiaries:
Bank of Blevins
The First National Bank of Hope
The First National Bank of Lewisville
Blevins, AR
Hope, AR
Lewisville, AR
Pioneer Bancshares, Inc. of Horatio, Arkansas
Horatio, AR
RSSD Number: 1139091
VOICE: (870) 832-2501
FAX: (870) 832-2577
Chm/CEO/Pres: Edith H. Smith
VP: C. E. Hendrix, Jr.
Subsidiaries:
Horatio State Bank
123 Main Street
P. O. Box 347
71842-0347
Treas/Sec: Carl E. Hendrix, III
Horatio, AR
Ninetieth Report
135
Smith Associated Banking Corporation
Hot Springs, AR
RSSD Number: 1098004
VOICE: (501) 623-4292
FAX: (501) 623-4688
1801 Central Avenue, Suite B
71901
Chm/CEO/Pres: Richard T. Smith
Subsidiaries:
Bank of Salem
SABCO Insurance, Inc.
The Stephens Security Bank
Ouachita Properties, Inc.
Stephens Security Insurance Agency, Inc.
Salem, AR
Salem, AR
Stephens, AR
Stephens, AR
Stephens, AR
First Arkansas BancShares, Inc.
Jacksonville, AR
RSSD Number: 1096550
VOICE: (501) 982-4511
FAX: (501) 982-5769
600 West Main Street
P. O. Box 827
72078-0827
Chm/CEO/Pres: Larry T. Wilson
EVP/Sec: Ken Southern
Subsidiaries:
First Arkansas Bank & Trust
First Arkansas Mortgage Company
Jacksonville, AR
Jacksonville, AR
American State Bank Corporation
Jonesboro, AR
RSSD Number: 2356886
VOICE: (870) 972-9800
FAX: (870) 930-9311
Chm/Pres: Frank Oldham
EVP: David Dudley
Subsidiaries:
American State Bank
American State Capital Trust I
American State Trust & Financial Services, Inc.
2201 Fair Park
P. O. Box 3080
72403
EVP: Steve Gramling
Treas/Sec: Judy Dacus
Jonesboro, AR
Jonesboro, AR
Jonesboro, AR
Arkansas State Bank Department
136
Heritage Capital Corporation
Jonesboro, AR
RSSD Number: 1143717
VOICE: (870) 802-2344
FAX: (870) 268-2033
2009 Browns Lane
P. O. Box 3020
72403-3020
Chm/CEO: Larry Grisham
Pres: Stephen C. May
Treas/Sec: Diane Steiling
Subsidiaries:
Heritage Bank
Jonesboro, AR
Liberty Bancshares, Inc.
Jonesboro, AR
RSSD Number: 3101784
VOICE: (870) 934-9000
FAX: (870) 268-1551
2901 East Highland Drive
P.O. Box 7514
72401
Chm/CEO: Wallace W. Fowler
Pres: Mark P. Fowler
Sec: Lloyd H. McCracken, Jr.
Subsidiaries:
Liberty Bank of Arkansas
Freedom Insurance Group, Inc.
MSB Capital Trust I
Jonesboro, AR
Jonesboro, AR
Jonesboro, AR
Russellville Bancshares, Inc.
Jonesboro, AR
RSSD Number: 3021220
VOICE: (870) 972-5866
FAX: (870) 268-1551
2901 East Highland Drive
P.O. Box 7514
72401
Bank Holding Company
Home BancShares, Inc., Conway, AR
Chm/Pres: Roy A. Reaves
VChm: Wallace W. Fowler
Subsidiaries:
First Arkansas Valley Bank
Sec: Lloyd H. McCracken, Jr.
Russellville, AR
Ninetieth Report
137
Pine State Bancshares, Inc.
Kingsland, AR
RSSD Number: 1963139
VOICE: (870) 348-5657
FAX: (870) 348-1002
1st Street
P. O. Box 85
71652
Chm/CEO: M. Don Smith
Pres: Sheila Harrison Smith
Subsidiaries:
Pine State Bank
Kingsland, AR
Southeast Arkansas Bank Corporation
Lake Village, AR
RSSD Number: 1137033
VOICE: (870) 265-2241
FAX: (870) 265-2125
201 Main Street
P. O. Box 727
71653-0727
Chm: Charles H. Weissinger, Jr.
CEO/Pres: Terence J. Alpe
VChm: William W. Bunker
Atty: David F. Gillison, Jr.
Subsidiaries:
The Bank of Lake Village
BLV Realty, Inc.
The Jefferson Bank
The Jefferson Agency
Lake Village, AR
Lake Village, AR
Fayette, MS
Fayette, MS
Little River Bancshares, Inc.
Lepanto, AR
RSSD Number: 2463391
VOICE: (870) 475-2306
FAX: (870) 475-3070
Chm: Henry G. Watkins, III
Pres: Benjamin E. Perry
Subsidiaries:
Little River Bank
202 Greenwood Avenue
P. O. Box 340
72354-0340
Sec: Thomas M. Hargrove
Lepanto, AR
Arkansas State Bank Department
138
Arkansas Bankers' Bancorporation, Inc.
Little Rock, AR
RSSD Number: 1491650
VOICE: (501) 371-0535
FAX: (501) 375-2281
1020 West Second Street
72201-2031
Chm: Thomas H. Grumbles
CEO/Pres: James N. Thomason
Subsidiaries:
Arkansas Bankers' Bank
Little Rock, AR
Bank of the Ozarks, Inc.
Little Rock, AR
RSSD Number: 1097089
VOICE: (501) 978-2265
FAX: (501) 978-2205
12615 Chenal Parkway
P. O. Box 8811
72231-8811
Chm/CEO: George G. Gleason, II
VChm/Pres/COO: Mark D. Ross
CFO: Paul E. Moore
Subsidiaries:
Bank of the Ozarks
Ozark Capital Statutory Trust II
Ozark Capital Statutory Trust III
Little Rock, AR
Hartford, CT
Wilmington, DE
Capital Bancshares, Inc.
Little Rock, AR
RSSD Number: 2777016
VOICE: (501) 228-6000
FAX: (501) 228-6006
Chm: Warren Stephenson
CEO/Pres: Kyle E. Patton
Subsidiaries:
The Capital Bank
12224 Chenal Parkway
P. O. Box 8210
72211
EVP: Bonnie Crocheron
Little Rock, AR
Ninetieth Report
139
Delta Trust & Banking Corporation
Little Rock, AR
RSSD Number: 2834115
VOICE: (501) 907-2298
FAX: (501) 907-2299
11700 Cantrell Road
P. O. Box 17607
72222
Chm/CEO: J. French Hill
Pres: Thomas R. Pugh, Jr.
EVP: Carroll Penick
Sec: Carolyn F. Warner
Subsidiaries:
Delta Trust & Bank
Delta Trust Investments, Inc.
Moore Mortgage Inc.
Delta Trust Insurance Agency, Inc.
Parkdale, AR
Little Rock, AR
Little Rock, AR
Parkdale, AR
Lake Hamilton Enterprises, Inc.
Little Rock, AR
RSSD Number: 1094864
VOICE: (501) 562-3894
FAX: (501) 562-2611
2311 Biscayne, Suite 300
P. O. Box 4216
72227
Chm/Pres: Paul D. Eaton
Treas/Sec: John M. Henry
Subsidiaries:
The Bank of Harrisburg
The Cleburne County Bank
Harrisburg, AR
Heber Springs, AR
Little Rock Bankshares, Inc.
Little Rock, AR
RSSD Number: 2617082
VOICE: (501) 376-0800
FAX: (501) 374-7937
Chm/CEO: Eugene L. Maris
Pres: George G. Worthen
Subsidiaries:
Bank of Little Rock
BLR Mortgage Corp.
Hallmark Loan & Inv. Co.
200 North State Street
P. O. Box 34090
72203
EVP: Larry R. Brown
SVP/Cash: Lee A. Swearingen
Little Rock, AR
Little Rock, AR
Little Rock, AR
Arkansas State Bank Department
140
Pulaski Investment Corporation
Little Rock, AR
RSSD Number: 1095423
VOICE: (501) 661-7700
FAX: (501) 661-7861
5800 R Street
P. O. Box 7299
72217-7299
Chm: James C. East
CEO: J. Hunter East
Pres: Robert C. Magee
Subsidiaries:
Pulaski Bank And Trust Company
Directors Properties, Inc.
Lenders Title Company
Pulaski Building, Inc.
Pulaski Insurance Agency, Inc.
Pulaski Mortgage Company
Pulaski Services, Inc.
Pulaski Capital Trust
Little Rock, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Riverside Bancshares, Inc.
Little Rock, AR
RSSD Number: 2155342
VOICE: (501) 614-6161
FAX: (501) 614-6162
Pres: Stephen C. Davis
Subsidiaries:
Riverside Bank
Little Rock Title Company
Riverside Mortgage Company, Inc.
1001 W. Markham, 2nd Floor
72201
Sec: David Matchet
Sparkman, AR
Little Rock, AR
Little Rock, AR
Ninetieth Report
141
State Holding Company
Little Rock, AR
RSSD Number: 1100046
VOICE: (501) 223-2000
FAX: (501) 223-0373
650 South Shackleford, Suite 150
P. O. Box 22120
72221-2120
Chm: Harry L. Hastings, Jr.
CEO/Pres: Catherine H. Owen
EVP: Paul Castleberry
Sec: Randall K. Herlocker
Subsidiaries:
Heber Springs State Bank
Eagle Development Company North
Eagle Bank & Trust Company
Eagle Development Company South
State Mortgage Company
Heber Springs, AR
Heber Springs, AR
Little Rock, AR
Little Rock, AR
Little Rock, AR
Lonoke Bancshares, Inc.
Lonoke, AR
RSSD Number: 1491614
VOICE: (501) 676-3106
FAX: (501) 676-5046
Chm: Neil Bennett, Jr.
CEO: David R. Estes
101 South Center Street
P. O. Box 320
72086-0320
Sec: Karen K. Hardke
Subsidiaries:
First State Bank
First State Land Co., Inc.
Lonoke Statutory Trust I
Lonoke, AR
Lonoke, AR
Lonoke, AR
Golden Oaks Bancshares, Inc.
Magnolia, AR
RSSD Number: 1098684
VOICE: (870) 234-5777
FAX: (870) 234-3384
Chm: S. Clark Fincher
VChm: Harold H. Fincher
Subsidiaries:
The Peoples Bank
500 North Jackson Street
P. O. Box 340
71754-0340
Pres: Mary L. Fowler
Magnolia, AR
Arkansas State Bank Department
142
Magnolia Banking Corporation
Magnolia, AR
RSSD Number: 1135413
VOICE: (870) 235-7000
FAX: (870) 235-7010
200 East Main Street
P. O. Box 250
71754-0250
Chm/CEO/Pres: Bob L. Burns
VP: Steve Keith
VP: Bruce D. Maloch
Sec: Mary W. Harsh
Subsidiaries:
Farmers Bank and Trust Company
FB&T Insurance Agency of South Arkansas, Inc.
Magnolia Properties, Inc.
Magnolia, AR
Magnolia, AR
Magnolia, AR
Southern State Bancshares, Inc.
Malvern, AR
RSSD Number: 2497396
VOICE: (501) 332-2462
FAX: (501) 332-8437
521 East Page
P. O. Box 340
72104-0340
Chm/CEO/Pres: Donald A. Walsh
EVP: Sue Stinnett
VP: Johnny Gibbs
Subsidiaries:
Southern State Bank
Malvern, AR
Tyronza Bancshares, Inc.
Marked Tree, AR
RSSD Number: 1139783
VOICE: (870) 358-6000
FAX: (870) 358-6001
Chm: George E. Beley
Subsidiaries:
First Delta Bank
214 Hester Parker Drive
P. O. Box 635
72365-0635
Pres: Chris M. Lehman
Marked Tree, AR
Ninetieth Report
143
M. D. Thompson & Son Co.
McCrory, AR
RSSD Number: 1094967
VOICE: (870) 731-2526
FAX: (870) 731-2527
105 South Edmonds Avenue
P. O. Box 388
72101-0388
CEO/Pres: John G. Thompson
VP/Sec: H. Ripley Thompson
Subsidiaries:
Bank of McCrory
McCrory, AR
Southeast Financial Bankstock Corporation
McGehee, AR
RSSD Number: 1096662
VOICE: (870) 222-3151
FAX: (870) 222-6159
Pres: William W. Bowman
VP: John H. Potter, Jr.
301 North 2nd
P. O. Box 787
71654-0787
Sec: James M. Smith
Subsidiaries:
McGehee Bank
McBank Realty
McGehee, AR
McGehee, AR
Union Bankshares, Inc.
Mena, AR
RSSD Number: 1099805
VOICE: (479) 394-2211
FAX: (479) 394-3809
Chm: Edward W. Stevenson
CEO/Pres: Philip B. Hensley
Subsidiaries:
The Union Bank of Mena
303 Hwy 71 North
P. O. Box 898
71953-0898
SVP/CFO: Michael D. Myers
Sec: David Maddox
Mena, AR
Arkansas State Bank Department
144
Drew Bancshares, Inc.
Monticello, AR
RSSD Number: 1098198
VOICE: (870) 367-6221
FAX: (870) 367-7700
212 West Gaines
P. O. Box 150
71657-0150
Chm: Virginia M. Ryburn
VChm: Bennie Ryburn, Jr.
Pres: George T. Harris
Subsidiaries:
Commercial Bank & Trust Company
Monticello, AR
First Union Financial Corporation
Monticello, AR
RSSD Number: 1098880
VOICE: (870) 460-6400
FAX: (870) 460-6465
102 West McCloy
P. O. Box 270
71657-0270
Chm/CEO: Zach McClendon, Jr.
Pres: James P. Jett
Subsidiaries:
Union Bank And Trust Company
First Union Insurance
Monticello, AR
Monticello, AR
Petit Jean Bancshares, Inc.
Morrilton, AR
RSSD Number: 2877402
VOICE: (501) 354-4988
FAX: (501) 354-6560
707 North Saint Joseph Street
P. O. Box 680
72110
Pres: Charles S. Penick
Subsidiaries:
Petit Jean State Bank
Morrilton, AR
Ninetieth Report
145
TrustBanc Financial Group, Inc.
Mountain Home, AR
RSSD Number: 2889197
VOICE: (870) 424-4100
FAX: (870) 424-4144
Pres: Phillip H. Young
665 Hwy. 62 East
P. O. Box 2130
72654-2130
CFO: Ed McGill
Subsidiaries:
TrustBanc
Mountain Home, AR
Mountain View Bancshares, Inc.
Mountain View, AR
RSSD Number: 2317999
VOICE: (870) 269-3815
FAX: (870) 269-2899
Chm: Glen Hinkle
CEO/Pres: James G. Hinkle
121 East Main Street
P. O. Box 1228
72560-1228
Sec: Kenneth Sutton
Subsidiaries:
Bank of Mountain View
Mountain View Aviation, LLC
Sylamore Properties, Inc.
Mountain View, AR
Mountain View, AR
Mountain View, AR
Acme Holding Co., Inc. Employee Stock Ownership Plan (ESOP)
Mulberry, AR
RSSD Number: 2576424
VOICE: (479) 997-1154
FAX: (479) 997-1161
311 Main Street
P. O. Drawer A
72947-0480
CEO: Lex Golden
Subsidiaries:
Acme Holding Company, Inc.
Allied Bank
General Mortgage Co.
Acme Statutory Trust I
Mulberry, AR
Mulberry, AR
Mulberry, AR
Mulberry, AR
Arkansas State Bank Department
146
Acme Holding Company, Inc.
Mulberry, AR
RSSD Number: 1140556
VOICE: (479) 997-1154
FAX: (479) 997-1161
311 Main Street
P. O. Drawer A
72947-0480
Bank Holding Company
Acme Holding Co., Inc. Employee Stock Ownership Plan (ESOP), Mulberry, AR
CEO: Lex Golden
Pres: Alex Golden
Subsidiaries:
Allied Bank
General Mortgage Co.
Acme Statutory Trust I
Mulberry, AR
Mulberry, AR
Mulberry, AR
M & P Community Bancshares, Inc.
Newport, AR
RSSD Number: 1491306
VOICE: (870) 523-3601
FAX: (870) 523-3473
Chm/CEO: Jim S. Gowen, Sr.
Pres/COO: Jim S. Gowen, Jr.
120 Hazel Street
P. O. Box 650
72112-0650
VP/Sec: Carla P. Stiger
Subsidiaries:
Greers Ferry Lake State Bank
Merchants & Planters Bank
M & P Community Statutory Trust I
McCartney, Manning, McDonald, & Guinn Insurance, Inc.
Preferred Choice Financial Services, Inc.
Heber Springs, AR
Newport, AR
Newport, AR
Newport, AR
Newport, AR
Ninetieth Report
147
TCBancorp, Inc.
North Little Rock, AR
RSSD Number: 2891819
VOICE: (501) 812-1400
FAX: (501) 812-1459
2716 Lakewood Village Place
P.O. Box 16270
72116
Bank Holding Company
Home BancShares, Inc., Conway, AR
Chm: John W. Allison
Pres: Bob Birch
Sec: Richard H. Ashley
Subsidiaries:
CB Bancorp, Inc.
Community Bank
Community Home Lenders of Arkansas, Inc.
Community Insurance Agency, Inc.
Community Title Services, Inc.
Grand Prairie Title Company, Inc.
Lonoke Abstract Corporation
Community Financial Group Statutory Trust
Community Financial Solutions
Twin City Bank
FirsTrust Financial Services, Inc.
Cabot, AR
Cabot, AR
Cabot, AR
Cabot, AR
Cabot, AR
Cabot, AR
Lonoke, AR
Cabot, AR
Cabot, AR
North Little Rock, AR
Little Rock, AR
Parkin Bancorp, Inc.
Parkin, AR
RSSD Number: 1142411
VOICE: (870) 755-5401
FAX: (870) 755-5648
Chm/Pres: William N. Griffin
Subsidiaries:
First State Bank
123 West Parkin
P. O. Box 526
72373-0526
Sec: William N. Griffin, Jr.
Parkin, AR
Arkansas State Bank Department
148
Perry County Bancshares, Inc.
Perryville, AR
RSSD Number: 1138674
VOICE: (501) 889-2318
FAX: (501) 889-5727
813 North Fourche Avenue
P. O. Box 189
72126-0189
CEO/Pres: Robert M. Hill, Sr.
Sec: Herby Branscum, Jr.
Subsidiaries:
Chart Bank
Perry County Bancshares Statutory Trust
Perryville, AR
Wilmington, DE
Piggott Bankstock, Inc.
Piggott, AR
RSSD Number: 1098321
VOICE: (870) 598-3802
FAX: (870) 598-2026
212 West Cherry Street
P. O. Box 307
72454-0307
Chm/CEO/Pres: Paula O. Blackwell
Subsidiaries:
Piggott State Bank
Piggott, AR
Ninetieth Report
149
Simmons First National Corporation
Pine Bluff, AR
RSSD Number: 1094828
VOICE: (870) 541-1000
FAX: (870) 541-1123
501 Main Street
P. O. Box 7009
71611-7009
Chm/CEO/Pres: J. Thomas May
EVP/COO: Barry L. Crow
SVP: Tommie K. Jones
SVP/CFO: Robert A. Fehlman
Subsidiaries:
Simmons First Bank of El Dorado, N. A.
Simmons First Bank of Hot Springs
Simmons First Bank of Jonesboro
Simmons First Bank of South Arkansas
Simmons First National Bank
Simmons First Investment Group
Simmons First Trust Company, N.A.
Simmons First Bank of Northwest Arkansas
Simmons First Bank of Russellville
Simmons First Bank of Searcy
Arkansas Fund, Inc.
Simmons First Capital Trust
Simmons First Capital Trust II
Simmons First Capital Trust III
Simmons First Capital Trust IV
El Dorado, AR
Hot Springs, AR
Jonesboro, AR
Lake Village, AR
Pine Bluff, AR
Little Rock, AR
Pine Bluff, AR
Rogers, AR
Russellville, AR
Searcy, AR
Pine Bluff, AR
Pine Bluff, AR
Pine Bluff, AR
Pine Bluff, AR
Pine Bluff, AR
Pocahontas Bankstock, Inc.
Pocahontas, AR
RSSD Number: 1834266
VOICE: (870) 892-5286
FAX: (870) 892-8381
Pres: John R. Jackson, Jr.
VP: Don R. Cox
Subsidiaries:
Bank of Pocahontas
1 Bank Plaza
P. O. Box 467
72455-0467
Sec: Frank Bigger
Pocahontas, AR
Arkansas State Bank Department
150
Parkway Bankshares, Inc.
Portland, AR
RSSD Number: 1141188
VOICE: (870) 737-2226
FAX: (870) 737-4263
217 N. Main Street
P. O. Box 68
71663
Chm: Robert D. Pugh
CEO/Pres: Jerry Sadler
Subsidiaries:
Parkway Bank
Portland, AR
Prescott Bancshares, Inc.
Prescott, AR
RSSD Number: 2236586
VOICE: (870) 887-2688
FAX: (870) 887-6822
East Second at Main
P.O. Drawer 490
71857-0490
Pres: John Warren Brannan, Jr.
EVP: James E. Franks
Treas/Sec: Karen McLelland
Subsidiaries:
Bank of Prescott
Prescott, AR
BOR Bancshares, Inc.
Rogers, AR
RSSD Number: 2626516
VOICE: (479) 621-6800
FAX: (479) 621-6801
Chm/CEO: Dick McLelland
Pres: Guy J. Cable
Subsidiaries:
Bank of Rogers
801 North Dixieland
P. O. Box 699
72757
EVP: Scott Franklin
Rogers, AR
Ninetieth Report
151
First State Banking Corporation
Russellville, AR
RSSD Number: 1096448
VOICE: (479) 498-2402
FAX: (479) 498-2465
3103 East Main Street
P. O. Box 10610
72812
Chm/CEO: Charles Blanchard
VChm: Don C. Guess
Pres: Johnny K. Morgan
Sec: Mandy Morgan
Subsidiaries:
First State Bank
Nimrod Real Estate, Inc.
First State Bank Capital Statutory Trust
FSB Capital Trust II
Russellville, AR
Plainview, AR
Hartford, CT
Wilmington, DE
First Security Bancorp
Searcy, AR
RSSD Number: 1096505
VOICE: (501) 279-3400
FAX: (501) 279-3486
314 North Spring
P. O. Box 1009
72145-1009
Chm/CEO/Pres: Reynie Rutledge
Subsidiaries:
First Security Bank of Clarksville
First Security Bank of Conway
First Security Bank of Mountain Home
Peoples Real Estate Management Co.
First Security Bank
First Security Investment Advisors, Inc.
First Security Real Estate Management, Inc.
FNBS Investments Inc.
Crews & Associates, Inc.
Clarksville, AR
Conway, AR
Mountain Home, AR
Mountain Home, AR
Searcy, AR
Searcy, AR
Searcy, AR
Las Vegas, NV
Little Rock, AR
Arkansas State Bank Department
152
Arkansas State Bancshares, Inc.
Siloam Springs, AR
RSSD Number: 2965934
VOICE: (479) 524-8101
FAX: (479) 524-3307
318 East Main Street
P. O. Box 400
72761-0400
Pres: Arthur Morris
Subsidiaries:
Arkansas State Bank
Siloam Springs, AR
Smackover Bancshares, Inc.
Smackover, AR
RSSD Number: 1098264
VOICE: (870) 725-3051
FAX: (870) 725-3049
708 North Broadway
P. O. Box 107
71762-0107
CEO/Pres: Bob Willett
SVP: J. Drew Tennyson
SVP: James B. Yeager
VP: Vicki Davis
Subsidiaries:
Smackover State Bank
Smackover, AR
BTS Bancshares, Inc.
Springdale, AR
RSSD Number: 1951172
VOICE: (479) 750-9100
FAX: (479) 750-0953
5571 Bleaux Ave.
P. O. Box 6485
72766
Chm: Sam Mathias
Subsidiaries:
First State Bank of Northwest Arkansas
Huntsville, AR
Ninetieth Report
153
Bodcaw Bancshares, Inc.
Stamps, AR
RSSD Number: 2712781
VOICE: (870) 533-4486
FAX: (870) 533-4456
307 Thomas Street
P. O. Box 8
71860-0008
Chm: J. Paul Nipper
Subsidiaries:
Bodcaw Bank
Stamps, AR
Star City Bancshares, Inc.
Star City, AR
RSSD Number: 1131723
VOICE: (870) 628-4286
FAX: (870) 628-5274
116 North Lincoln
P. O. Drawer 69
71667-0069
Chm/CEO/Pres: Bennie F. Ryburn, Jr.
Subsidiaries:
Bank of Star City
Star City, AR
The Farmers and Merchants Bankshares, Inc.
Stuttgart, AR
RSSD Number: 1099672
VOICE: (870) 673-6911
FAX: (870) 672-4282
Chm: Roy O. McCollum, III
Subsidiaries:
The Farmers and Merchants Bank
F & M Realty, Inc.
708 South Main
P. O. Drawer 1010
72160-1010
CEO/Pres: Don Pattillo
Stuttgart, AR
Stuttgart, AR
Arkansas State Bank Department
154
Vista Bancorporation
Van Buren, AR
RSSD Number: 1398777
VOICE: (479) 474-1201
FAX: (479) 410-1340
3110 Alma Highway
P. O. Box 469
72956-0469
Bank Holding Company
First Bank Corp., Fort Smith, AR
Chm/CEO: James G. Williamson, Jr.
Treas: Joe Dan Stewart
Sec: D. Keith Hefner
Subsidiaries:
Citizens Bank & Trust Company
PMF, Inc.
Van Buren, AR
Van Buren, AR
Bradley Bancshares, Inc.
Warren, AR
RSSD Number: 1097463
VOICE: (870) 226-2601
FAX: (870) 226-2253
Chm: Virginia M. Ryburn
CEO/Pres: Freddie M. Mobley
104 South Main Street
P. O. Box 29
71671-0029
VChm: Bennie F. Ryburn, Jr.
Subsidiaries:
First State Bank of Warren
Warren, AR
Cross County Bancshares, Inc.
Wynne, AR
RSSD Number: 1131611
VOICE: (870) 238-8171
FAX: (870) 238-4052
Chm: Dr. Willard G. Burks
CEO/Pres: Mac McClanahan
Subsidiaries:
Cross County Bank
1 Cross County Plaza
P. O. Box 9
72396-0009
EVP: David Dowd
Treas/Sec: Shelia Hess
Wynne, AR
OUT OF STATE
BANK HOLDING COMPANIES
AND
THEIR ARKANSAS
SUBSIDIARIES
JUNE 30, 2004
Arkansas State Bank Department
156
Security State Bancshares, Inc.
Charleston, MO
RSSD Number: 1248573
VOICE: (573) 683-3712
FAX: (573) 683-7088
101 South Main
P. O. Box 99
63834
CEO/Pres: Don Burnett
Sec: William Clayton Vandivort
Subsidiaries:
Security State Bancshares of Arkansas, Inc.
Bank of Paragould
First Security State Bank of Southeast Missouri
First Security State Bank of Charleston
Security State Statutory Trust I
Security State Statutory Trust II
Charleston, MO
Paragould, AR
Caruthersville, MO
Charleston, MO
Charleston, MO
Charleston, MO
Security State Bancshares of Arkansas, Inc.
Charleston, MO
RSSD Number: 3161555
VOICE: (573) 683-3712
FAX: (573) 683-7088
101 South Main
P.O. Box 99
63834
Bank Holding Company
Security State Bancshares, Inc., Charleston, MO
CEO/Pres: Don Burnett
Subsidiaries:
Bank of Paragould
Paragould, AR
Ninetieth Report
ABBREVIATIONS
Chm:
CEO:
VChm:
Pres:
Reg Pres:
EVP:
SVP:
CAO:
CFO:
CLO:
COO:
AdmVP:
EO:
VP:
SLO:
Cash:
Cont:
AVP:
Aud:
TO:
ATO:
Treas:
Sec:
Atty:
Chairman of the Board
Chief Executive Officer
Vice Chairman
President
Regional President
Executive Vice President
Senior Vice President
Chief Administrative Officer
Chief Financial Officer
Chief Lending Officer
Chief Operating Officer
Administrative Vice President
Executive Officer
Vice President
Senior Loan Officer
Cashier
Controller
Assistant Vice President
Auditor
Trust Officer
Assistant Trust Officer
Treasurer
Secretary
Attorney
157
158
Arkansas State Bank Department
NOTES
Ninetieth Report
NOTES
159
160
Arkansas State Bank Department
NOTES
@FedFRASER